# EDGAR Filing Document

**Accession Number:** 0002106068
**File Stem:** 0001999371-26-005035
**Filing Date:** 2026-3
**Character Count:** 4828801
**Document Hash:** 71851155c2212e683479e33ba2de818a
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001999371-26-005035.hdr.sgml**: 20260304

**ACCESSION NUMBER**: 0001999371-26-005035

**CONFORMED SUBMISSION TYPE**: ABS-15G

**PUBLIC DOCUMENT COUNT**: 10

**CONFORMED PERIOD OF REPORT**: 20260304

**ITEM INFORMATION**: Findings and Conclusions of the Third Party Due Diligence Provider Obtained by the Issuer

**FILED AS OF DATE**: 20260304

**DATE AS OF CHANGE**: 20260304

**ABS RULE**: RULE-15GA2

**REGISTERED ENTITY**: N

**ABS ASSET CLASS**: Other

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** CCC Depositor, LLC
- **CENTRAL INDEX KEY:** 0002106068

**ORGANIZATION NAME:**
- **EIN:** 413331244
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act
- **SEC FILE NUMBER:** 025-08214
- **FILM NUMBER:** 26720716

**BUSINESS ADDRESS:**
- **STREET 1:** 2160 SUPERIOR AVENUE
- **CITY:** CLEVELAND
- **STATE:** OH
- **ZIP:** 44114
- **BUSINESS PHONE:** 3078714132

**MAIL ADDRESS:**
- **STREET 1:** 2160 SUPERIOR AVENUE
- **CITY:** CLEVELAND
- **STATE:** OH
- **ZIP:** 44114
**DEPOSITOR**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** CCC Depositor, LLC
- **CENTRAL INDEX KEY:** 0002106068

**ORGANIZATION NAME:**
- **EIN:** 413331244
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act

**BUSINESS ADDRESS:**
- **STREET 1:** 2160 SUPERIOR AVENUE
- **CITY:** CLEVELAND
- **STATE:** OH
- **ZIP:** 44114
- **BUSINESS PHONE:** 3078714132

**MAIL ADDRESS:**
- **STREET 1:** 2160 SUPERIOR AVENUE
- **CITY:** CLEVELAND
- **STATE:** OH
- **ZIP:** 44114

**UNITED STATES**

**SECURITIES AND EXCHANGE COMMISSION**

**Washington, D.C. 20549**

------

**FORM ABS-15G**

------

**ASSET-BACKED SECURITIZER REPORT**

**PURSUANT TO SECTION 15G OF THE**

**SECURITIES EXCHANGE ACT OF 1934**

Check the appropriate box to indicate the filing obligation to which this form is intended to satisfy:

☐ Rule 15Ga-1(c)(1) under the Exchange Act (17 CFR 240.15Ga-1(c)(1)) for the reporting period to

☐ Rule 15Ga-1(c)(2)(i) under the Exchange Act (17 CFR 240.15Ga-1(c)(2)(i)) for the quarterly reporting period to

☐ Rule 15Ga-1(c)(2)(ii) under the Exchange Act (17 CFR 240.15Ga-1(c)(2)(ii)) for the annual reporting period to

&nbsp;&nbsp;&nbsp;&nbsp;☒ Rule 15Ga-2 under the Exchange
Act (17 CFR 240.15Ga-2)

Central Index Key Number of depositor: 0002106068

------

**CROSS 2026-NQM3 Mortgage Trust**

(Exact name of Issuer as specified in its charter)

------

Central Index Key Number of issuing entity (if applicable): <u>N/A</u>

Central Index Key Number of underwriter (if applicable): <u>N/A</u>

**Steven Ujvary (307) 871-4132**

Name and telephone number, including area code, of the person to contact in connection with this filing

**INFORMATION TO BE INCLUDED IN THE REPORT**

PART II: FINDINGS AND CONCLUSIONS OF THIRD-PARTY DUE DILIGENCE REPORTS:

**Item 2.01 Findings and Conclusions of a Third Party Due Diligence Report Obtained by the Issuer**

The disclosures required by Rule 15Ga-2 (17 CFR 240.15Ga-2) are attached as Exhibits to this Form ABS-15G. Please see the Exhibit Index for the related information.

**SIGNATURES**

Pursuant to the requirements of the Securities Exchange Act of 1934, the reporting entity has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

---

| | |
|:---|:---|
| CCC Depositor, LLC | CCC Depositor, LLC |
| (Depositor) | (Depositor) |
| By: | /s/ Steven Ujvary |
|  | Name: Steven Ujvary |
|  | Title: Vice President |

---

Date: March 4, 2026.

**EXHIBIT INDEX**

Exhibit 99.1: Disclosures required by Rule 15Ga-2 for AMC Diligence, LLC

[Schedule 1](ex99-1s1.htm) [– Form ABS Due Diligence-15E](ex99-1s1.htm)

[Schedule 2 – Rating Agency Grades](ex99-1s2.htm)

[Schedule 3 – Exception Grades](ex99-1s3.htm)

[Schedule 4 – Valuation Reports](ex99-1s4.htm)

[Schedule 5 – Supplemental Data](ex99-1s5.htm)

[Schedule 6 – Business Purpose Report](ex99-1s6.htm)

[Schedule 7 – Data Compare Report](ex99-1s7.htm)

## Exhibit 99.1

[CCC Depositor, LLC ABS-15G](cccdepositor-abs15g.htm)

**Exhibit 99.1s1**

![](ex991s1001.jpg)

**UNITED STATES SECURITIES AND EXCHANGE COMMISSION**

Washington, D.C. 20549

**FORM ABS DUE DILIGENCE-15E**

**CERTIFICATION OF PROVIDER OF THIRD-PARTY DUE DILIGENCE SERVICES FOR ASSET-BACKED SECURITIES**

**Item 1: Identity of the person providing third-party due diligence services** 

Legal Name: <u>AMC Diligence, LLC </u>

Business Name (if Different):  

Principal Business Address: <u>150 East 52<sup>nd</sup> Street, Suite 4002, New York, NY 10022</u>

**Item 2: Identity of the person who paid the person to provide due diligence services** 

Legal Name: <u>CrossCountry Capital, LLC </u>

Business Name (If Different):  

Principal Business Address: <u>2160 Superior Avenue Cleveland, OH 44114</u>

**Item 3: Credit rating criteria** 

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Identity of NRSRO** | &nbsp;&nbsp;**Title and Date of Criteria** |
| &nbsp;&nbsp;Fitch Ratings, Inc. | &nbsp;&nbsp;U.S. RMBS Rating Criteria, October 1, 2025 |
| &nbsp;&nbsp;Kroll Bond Rating Agency, LLC | &nbsp;&nbsp;U.S. RMBS Rating Methodology, December 7, 2023 |

---

**Item 4: Description of the due diligence performed**

See attached.

**Item 5: Summary of findings and conclusions of review**

See attached.

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**CERTIFICATION**

The undersigned has executed this Form ABS Due Diligence 15E on behalf of, and on the authority of, the person identified in Item 1 of the Form. The undersigned, on behalf of the person, represents that the person identified in Item 1 of the Form conducted a thorough review in performing the due diligence described in Item 4 attached to this Form and that the information and statements contained in this Form, including Items 4 and 5 attached to this Form, which are part of this Form, are accurate in all significant respects on and as of the date hereof.

Name of Person Identified in Item 1: <u>AMC Diligence, LLC</u> 

(Print name of duly authorized person)

By: <u>*Lindsay Latimer*</u>

Signature: <u>*Lindsay Latimer*</u>

Date: <u>03/04/2026</u>

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**Item 4. Description of the due diligence performed.**

**(1) Type of assets that were reviewed.**

AMC Diligence, LLC ("AMC") performed the due diligence services described below (the "Review") on residential mortgage loans and business purpose loans originated by CrossCountry Mortgage, LLC or its affiliates, or other parties for the review and benefit of CrossCountry Capital, LLC (the "Client"). The Review was conducted from October 2025 through February 2026 on mortgage loans with origination dates from May 2025 to February 2026 via files imaged and provided by the Client for review. The Review included loans reviewed under the Credit and Compliance Scope (533 mortgage loans) and the Leases Review Scope (378 loans). The mortgage loans (Credit and Compliance Scope) and the loans (Leases Review Scope) are together referred to as the Loans.

**(2) Sample size of the assets reviewed.**

During the course of the securitization evaluation process, the Client may have removed loans that were reviewed by AMC from the securitization for reasons that were not disclosed to AMC. The Review contained nine hundred eleven (911) loans totaling an aggregate original principal balance of approximately $541.739 million.

**(3) Determination of the sample size and computation.**

The Review was conducted consistent with the criteria for the nationally recognized statistical rating organizations, NRSRO(s), identified above.

**(4) Quality or integrity of information or data about the assets: review and methodology.** AMC compared data fields on the bid tape provided by the Client to the data found in the actual mortgage loan file as captured by AMC. This comparison, when data was available (please note that not all fields were available for all Loans during the Review) and relevant for the Scope in question, included the following data fields:

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;# of Units | &nbsp;&nbsp;Contract Sales Price | &nbsp;&nbsp;Maturity Date | &nbsp;&nbsp;Original LTV | &nbsp;&nbsp;Representative FICO |
| &nbsp;&nbsp;Amortization Type | &nbsp;&nbsp;First Payment Date | &nbsp;&nbsp;MERS Min Number | &nbsp;&nbsp;Original Term | &nbsp;&nbsp;State |
| &nbsp;&nbsp;Borrower First Name | &nbsp;&nbsp;Investor: Qualifying Total Debt Ratio | &nbsp;&nbsp;Mortgage Type | &nbsp;&nbsp;Originator Application Date | &nbsp;&nbsp;Street |
| &nbsp;&nbsp;Borrower Full Name | &nbsp;&nbsp;Lien Position | &nbsp;&nbsp;Occupancy | &nbsp;&nbsp;Property Type | &nbsp;&nbsp;Subject Debt Service Coverage Ratio |
| &nbsp;&nbsp;Borrower Last Name | &nbsp;&nbsp;LTV Valuation Value | &nbsp;&nbsp;Original Interest Rate | &nbsp;&nbsp;Purpose | &nbsp;&nbsp;Zip  |
| &nbsp;&nbsp;City | &nbsp;&nbsp;Margin | &nbsp;&nbsp;Original Loan Amount | &nbsp;&nbsp;Refi Purpose |  |

---

Additionally, AMC verified (i) listed borrowers signed documents requiring signature, (ii) borrowers signing documents were eighteen (18) years or older at the time of the mortgage loan origination, (iii) that all riders required by the terms of the mortgage and mortgage note were attached to the respective document, (iv) that social security numbers across documents were consistent, and (v) debt-to-income ratio ("DTI(s)") and/or loan-to-value ratios ("LTV(s)") were used in the assessment of conformity guidelines.

**(5) Origination of the assets and conformity to stated underwriting or credit extension guidelines, standards, criteria or other requirements: review and methodology.**

**<u>CREDIT REVIEW (533 Loans)</u>**

AMC reviewed asset origination to determine conformity to the stated underwriting or credit extension guidelines, standards, criteria or other requirements, including, as applicable for the Residential Population, the Ability to Repay and Qualified Mortgage requirements described below, that were provided to AMC. When applicable, a review of the mortgage loan file to the Automated Underwriting System output within the mortgage loan file was also performed.

**Credit Application:** For the Credit Application, AMC verified that the application: (i) was signed by all listed borrowers, (ii) was substantially filled out, (iii) contained all known borrower-owned properties on the Real Estate Owned section 2, and (iv) included the borrower's employment history.

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**Credit Report:** AMC's review included confirming that a credit report, that met guideline requirements, was present for each borrower and that such borrower's credit profile adhered to the guidelines. In order to make this determination, AMC: (i) captured the monthly consumer debt payments for use in relevant calculations, (ii) noted and researched the Real Estate Owned and fraud alerts, (iii) gathered liabilities listed on the credit report to be included in the debt to income ratio as appropriate, and (iv) gathered data required for the ASF tape submission including (a) the most recent FICO (scores from Equifax, Experian, and Transunion if available), (b) the most recent FICO date, (c) the longest trade line, (d) the maximum trade line, (e) the number of trade lines, and (f) the credit usage ratio.

**Employment and Income:** AMC determined whether applicable supporting employment and income documentation required by the guidelines, and as applicable Appendix Q or ATR, was present in the mortgage loan file and where possible, wasn't fraudulent. This documentation was used to verify whether the income used to qualify the mortgage loan was calculated in accordance with the guidelines and may have included items such as: (i) verbal or written verification of employment, (ii) pay stubs, (iii) W-2 forms, (iv) tax returns, (v) financial statements, (vi) IRS tax transcripts, and (vii) Bank Statements.

**Asset Review:** AMC assessed whether the asset documentation required by the guidelines, and as applicable, Appendix Q or ATR, was present in the mortgage loan file. Utilizing this documentation, AMC completed a review of the reserve calculation and any large deposits. Documentation verifying assets for down payment, closing costs, prepaid items and reserves may have included: (i) verification-of-deposit ("VOD(s)"), (ii) depository account statements, (iii) stock or security account statements, (iv) gift funds, (v) escrow or earnest money deposits, and (vi) settlement statements or other evidence of conveyance and transfer of funds (if a sale of assets was involved).

**Hazard/Flood Insurance/Taxes:** A review of the insurance present on the mortgage loan was also performed by AMC. During the course of this review, AMC (i) verified that the hazard insurance met the minimum required amount of coverage in the guidelines, (ii) confirmed that the mortgage clause listed the lender's name and "its successors and assigns,", (iii) confirmed that the premium amount on both the hazard and flood insurance matched what was used in the DTI calculations, (iv) reviewed the tax certificate to verify and compare monthly escrows used to calculate DTI matched and that taxes were current, (v) confirmed that the flood certification was for the correct borrower, property, lender and mortgage loan number and was a "Life of Loan" certification, and (vi) completed other property specific items including (a) for condominium properties, confirming that the blanket policy met the minimum amount of coverage in the guidelines and (b) for properties in a flood zone per the flood certification, confirming that flood insurance met guideline requirements and met the minimum required amount of coverage in the guidelines.

**Occupancy Review:** AMC confirmed the property occupancy is consistent with the mortgage loan approval and borrowers' application disclosure based solely on information contained in the mortgage loan file and any fraud report obtained in connection with the mortgage loan.

**Guideline Review:** During the course of the review, AMC confirmed the mortgage loan was originated in accordance with required guidelines by reviewing conformity of mortgage loan, transaction type, and borrower characteristics to stated guidelines. Mortgage characteristics examined included (i) DTI of the borrower, (ii) the LTV/TLTV/HTLTV, (iii) the credit score for each borrower, (iv) asset reserves of the borrower, (v) property type, (vi) property usage, and (vii) other property specific items including for condominium or cooperative properties, assessing whether the condominium or cooperative project adheres to required guidelines.

**Fraud Review:** AMC reviewed fraud report results in each mortgage loan file, to the extent present, in conjunction with source documents found in the mortgage loan file to assess the likelihood of any misrepresentations associated with the origination of the mortgage loan. If the mortgage loan file did not contain a fraud report and the counterparty did not produce one, AMC conditioned the mortgage loan for the missing fraud report product.

If a report was present, AMC reviewed the report for (i) any name variations for the borrowers, (ii) any social security number variations for the borrowers, (iii) any potential occupancy issues based on the borrower's address history, (iv) any noted employment issues, and (v) any additional consumers associated with the borrower's profile. If any findings were noted, AMC confirmed that such findings and/or variations were addressed by the originator in the origination of the asset or that such red flag issues were fully addressed via mortgage loan documentation provided.

**Title Review:** AMC's review included a review of the chain of title and the duration of ownership by the seller or borrower (whichever is applicable) satisfied the guidelines. Included in this review was a verification of whether the appropriate

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vestee was on the title documentation (if a purchase, the seller; if a refinance, the borrower) and that the title commitment addressed issues such as assessments; covenants, conditions and restrictions; access problems; vicinity of property to military airports; prior leases; court orders/divorce decrees; public probate issues; foreclosures; bankruptcies; judgment liens; state and federal tax liens; environmental liens, and oil/gas leases.

**Additional Review of Mortgage Loan File:** AMC also reviewed the closing documents to ensure that the mortgage loan file information is complete, accurate, and contains consistent documentation. Included in the portion of the review are items such as reviewing for (i) evidence of primary mortgage insurance, (ii) if the property is located in an area that was listed as a FEMA disaster zone post origination, (iii) the presence of loan modification documents, and (iv) general conformity to Fannie Mae or Freddie Mac approved formats at the time of origination.

Additionally, AMC verified (i) listed borrowers signed documents requiring signature, (ii) borrowers signing documents were eighteen (18) years or older at the time of the mortgage loan origination, (iii) that all riders required by the terms of the mortgage and mortgage note were attached to the respective document, (iv) that social security numbers across documents were consistent, and (v) debt-to-income ratio ("DTI(s)") and/or loan-to-value ratios ("LTV(s)") were used in the assessment of conformity guidelines.

**<u>LEASES REVIEW (378 Loans)</u>**

**<u>DOCUMENT REVIEW</u>**

For each Loan, AMC will review the Loan File and verify whether the following documents, if applicable, are included in the file and if the data on these documents is consistent and logical: (a) initial application (1003), (b) credit report, (c) employment documentation, (d) asset documentation, (e) sales contract, (f) hazard and/or flood insurance policies, (g) appraisal, (h) title/preliminary title, (i) mortgage/deed of trust, (j) note, (k) certificate of business purpose / non-owner occupancy, (l) articles of incorporation, if applicable, (m) operating agreement, and (n) background check.

**<u>CREDIT REVIEW</u>**

The credit review focuses on the borrower's experience in property management, credit profile and adherence to guidelines. The borrower's assets are analyzed to determine there are sufficient funds for the required equity in the project. Conformity to applicable guidelines will all be assessed during the review. An income calculation will not be performed though the presence of income documentation if required by the guidelines will be noted.

**Credit Application:** For the Credit Application, AMC will verify whether (a) the application is signed by all listed borrowers, (b) the application is substantially filled out, (c) all known borrower-owned properties are disclosed on the Real Estate Owned section or attachments, and (d) borrower's property management/landlord experience.

**Credit Report:** AMC will verify (a) a credit report is present for each borrower, (b) note and research the Real Estate Owned and fraud alerts, (c) and gather data including (i) representative FICO, (ii) scores from Equifax, Experian, and Transunion (if available), (iii) verify that the public records listed are disclosed on the application and adequately explained and in compliance with guidelines, and (iv) the number and length of trade lines.

**Employment and Income:** AMC will determine whether applicable supporting employment and income documentation required by the guidelines, was present in the mortgage loan file and where possible, wasn't fraudulent.

**Borrowing Entity:** AMC will verify the borrowing entity, if not an individual, is properly documented. In addition, AMC will verify if the business entity is a US or foreign entity and if the individual signing the loan documentation has the appropriate authority. Distinction will be made between guarantors and principals, individuals and business entities.

**Property income:** AMC will determine whether all applicable supporting documentation as required by the guidelines is present in the file. No traditional borrower DTI ratios will be calculated but instead a "Property DTI" will be calculated per guidelines using the lease or expected lease amount and the property expenses. Documentation verifying property income may include: (a) leases and monthly rental income, (b) property vacancy, (c) balance sheets / financial statements, and (d) an appraisal analysis of market rents.

**Valuation Review:** AMC's review will include a review of the valuation materials utilized during the origination of the loan and in confirming the value of the underlying property. AMC's review will include verifying the appraisal report was (i) materially complete, (ii) in conformity with the guideline requirements for the property type in question, (iii) completed by an appraiser that was actively licensed to perform the valuation, (iv) completed such that the named client on the

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appraisal report is the lender or a related entity that is permitted to engage the lender per Title XI of FIRREA, (iv) made on an "as is" basis or provides satisfactory evidence of completion of all material conditions including all inspections, licenses, and certificates (including certificates of occupancy) to be made or issued with respect to all occupied portions of the mortgaged property and with respect to the use and occupancy of the same, have been made or obtained from the appropriate authorities.

With regard to the use of comparable properties, AMC's review will (i) review the relative comparable data (gross and net adjustments, sale dates and distance from subject property) and ensure that such comparable properties are within standard appraisal guidelines; (ii) confirm the property value and square footage of the subject property was bracketed by comparable properties, (iii) verify that comparable properties used are similar in size, style, and location to the subject, and (iv) check for the reasonableness of adjustments when reconciling value between the subject property and comparable properties.

Other aspects of AMC's review include (i) verifying that the address matched the mortgage note, (ii) reviewing pictures to ensure (a) that the property is in average or better condition and any repairs are noted where required and (b) that the subject property is the one for which the valuation was ordered and that there are no negative external factors; and (iii) confirming the appraiser noted an estimated lease amount to be used in instances where there is no lease in place.

**Asset Review:** AMC will assess whether the asset documentation required by the guidelines is present in the file. AMC will verify that assets presented support the required reserves. Documentation reviewed may include: (a) depository account statements, (b) stock or security account statements, (c) settlement statements or other evidence of conveyance and transfer of funds if a sale of assets was involved, and (d) operating accounts from other properties.

**Insurance:** AMC will (a) look for the presence of rent loss insurance as required by the guidelines, (b) verify that hazard insurance meets the minimum required amount of coverage in the guidelines, (c) confirm that the flood cert is for the correct borrower, property, lender and loan number, and (d) for properties in a flood zone per the flood cert, confirm that flood insurance meets guideline requirements in the file and meets the minimum required amount of coverage.

**Title:** AMC will verify whether the appropriate vestee is on the title document: if a purchase, the seller; if a refinance, the borrower. AMC will also review the Title Commitment for the disclosure issues such as assessments; covenants, conditions and restrictions); access problems; vicinity of property to military airports; prior leases; court orders/divorce decrees; public probate issues; foreclosures; bankruptcies; judgment liens; state and federal tax liens; and environmental liens. Review for instances of delinquent taxes (non-liens). In addition, AMC will review for Oil, Gas, Water or Mineral rights.

**Fraud / Criminal Background:** To the extent potentially fraudulent activity is identified as part of the document review, such information will be reported to Client. In addition, AMC will look for an independent, third party fraud report and background check in each file and will review the results of the fraud report in conjunction with source documents found in the file to assess the likelihood of any misrepresentations associated with the origination of the loan.

**<u>DATA COLLECTION</u>**

AMC will compare data fields on the bid tape provided by the client to the data found in the actual file as captured by AMC. All material discrepancies will be noted.

**(6) Value of collateral securing the assets: review and methodology.**

AMC's review included a review of the valuation materials utilized during the origination of the loan and in confirming the value of the underlying property. AMC's review included verifying the appraisal report was (i) on the appropriate GSE form, (ii) materially complete, (iii) in conformity with the guideline requirements for the property type in question, (iv) completed by an appraiser that was actively licensed to perform the valuation, (v) completed such that the named client on the appraisal report is the lender or a related entity that is permitted to engage the lender per Title XI of FIRREA, (vi) made and signed prior to the final approval of the mortgage loan application, (vii) completed and dated within the guideline requirements, (viii) made on an "as is" basis or provides satisfactory evidence of completion of all material conditions including all inspections, licenses, and certificates (including certificates of occupancy) to be made or issued with respect to all occupied portions of the mortgaged property and with respect to the use and occupancy of the same, have been made or obtained from the appropriate authorities.

With regard to the use of comparable properties, AMC's review (i) captured the relative comparable data (gross and net adjustments, sale dates and distance from subject property) and ensured that such comparable properties are within standard appraisal guidelines; (ii) confirmed the property value and square footage of the subject property was bracketed

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by comparable properties, (iii) verified that comparable properties used are similar in size, style, and location to the subject, and (iv) checked for the reasonableness of adjustments when reconciling value between the subject property and comparable properties.

Other aspects of AMC's review included (i) verifying that the address matched the mortgage note, (ii) verifying that the appraisal and the policies and procedures with regard to appraisal, including the appropriate level of review, when originating the mortgage loan, were followed, (iii) noting whether the property zip code was declared a FEMA disaster area after the valuation date and notifying the Client of same (iv) confirming the appraisal report does not include any apparent environmental problems, (v) confirming the appraisal notes the current use of the property is legal or legal non-conforming (grandfathered), (vi) reviewing pictures to ensure (a) that the property is in average or better condition and any repairs are noted where required and (b) that the subject property is the one for which the valuation was ordered and that there are no negative external factors; and (vii) confirming that the value product that was used as part of the origination decision was directly accessible to AMC or if it was not directly accessible that another valuation product that was directly accessible to AMC was ordered in accordance with the Client's specific valuation waterfall process. If more than one valuation was provided, AMC confirmed consistency among the valuation products and if there were discrepancies that could not be resolved, AMC created an exception.

In instances where one appraisal is completed, the CU score must be reviewed. The CU score must be less than or equal to 2.5. If the CU score exceeds 2.5, a CDA supporting value must be provided. When an appraisal is transferred to the originating creditor from another lender, a CDA must be completed on that appraisal regardless of the CU score. The variance between the CDA and appraisal must be less than or equal to 10%. If it is greater than 10%, an additional appraisal review product must be completed. In instances where two appraisals are completed, additional review products are not required except as otherwise specified but may be provided at the discretion of the Seller.

**(7) Compliance of the originator of the assets with federal, state and local laws and regulations: review and methodology.**

**<u>COMPLIANCE REVIEW (533 Loans)</u>**

Please be advised that AMC did not make a determination as to whether the mortgage loans complied with federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated below. There can be no assurance that the Review uncovered all relevant factors relating to the origination of the mortgage loans, their compliance with applicable law and regulations and the original appraisals relating to the mortgaged properties or uncovered all relevant factors that could affect the future performance of the mortgage loans. Furthermore, the findings reached by AMC are dependent upon its receiving complete and accurate data regarding the mortgage loans from mortgage loan originators and other third parties upon which AMC is relying in reaching such findings.

With regard to TILA-RESPA Integrated Disclosure ("TRID") testing, AMC implemented the TRID scope of review referenced within the Regulatory Compliance section (III) based on (i) the RMBS 3.0 TRID Compliance Review Scope published by the Structured Finance Association ("SFA") (formerly, the Structured Finance Industry Group, "SFIG") (the "SFA Compliance Review Scope") and (ii) outside counsel's interpretations of the published regulations as of the date of review of each mortgage loan. AMC worked with outside counsel and continues to obtain updated interpretations relative to the informal guidance provided by the Consumer Financial Protection Bureau ("CFPB") which has caused alterations in the review scope and severity of TRID related exceptions, including applicable cures. (This will continue as necessary as additional guidance becomes available, as well as any future rulemaking.) While AMC continues to make a good faith effort to identify material TRID exceptions and apply the appropriate grading, the implementation of new regulations (including TRID) that impact residential mortgages carries certain interpretive risk and continues to evolve, impacting the review scope and exception severity. AMC has worked closely with the NRSROs and the Client to disclose, as mutually agreed upon by the parties, the relevant exceptions per AMC's suggested review implementation as reviewed by outside counsel; however, no assurances can be provided and/or are given that AMC has included within its Review all areas that may represent risk to the securitization trust, or that areas of risk identified by AMC will result in the potential level of risk indicated by an Event Level or NRSRO grade.

Please be further advised that AMC does not employ personnel who are licensed to practice law in the various jurisdictions, and the findings set forth in the reports prepared by AMC do not constitute legal advice or opinions. They are recommendations or conclusions based on information provided to AMC. Information contained in any AMC report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond

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the statute of limitations identified in the report based on certain factors, including the facts and circumstances of an individual mortgage loan. All final decisions as to whether to purchase or enter into a transaction related to any individual mortgage loan or the mortgage loans in the aggregate, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such mortgage loan or mortgage loans, shall be made solely by the Client, or other agreed upon party, that has engaged AMC to prepare its reports pursuant to its instructions and guidelines. The Client, or other agreed upon party, acknowledges and agrees that the scoring models applied by AMC are designed to identify potential risk and the Client, or other agreed upon party, assumes sole responsibility for determining the suitability of the information for its particular use. AMC does not make any representation or warranty as to the value of any mortgage loan or mortgage loans collateral that has been reviewed by AMC.

AMC reviewed each residential mortgage loan to determine, as applicable, to the extent possible and subject to the caveats below, whether the mortgage loan complies with:

**(I) Federal Truth in Lending Act ("TILA"), as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below:**

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Rescission (§1026.23, §1026.15):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) failure
 to provide the right of rescission notice;

ii) failure to provide the right of rescission notice in a timely manner and to the correct consumer(s);

iii) errors in the right of rescission notice;

iv) failure to provide the correct form of right of rescission notice;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) failure
 to provide the three (3) business day rescission period;

vi) any material disclosure violation on a rescindable mortgage loan that gives rise to the right of rescission under TILA, which means the required disclosures of the annual percentage rate, the finance charge, the amount financed, the total of payments, the payment schedule, the HOEPA disclosures, or those related to prepayment penalties on covered transactions; and

vii) with respect to applicable exception remediation measures, confirm that a letter of explanation, a refund if applicable, new corrected material disclosures and a new notice of right to cancel was provided.

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>TIL Disclosure (§§1026.17, 18 and 19) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review
 and comparison of the initial and final TIL disclosures, and any re-disclosed TIL(s);

ii) proper execution by all required parties;

iii) principal and interest calculations, and proper completion of the interest rate and payment summary; and

iv) timing of initial and re-disclosed TIL(s).

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Home Equity Plans Disclosures (§§1026.6, 40) *as applicable*</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) failure
 to provide the applicable home equity initial and account opening disclosures

ii) failure to provide the applicable home equity initial and account opening disclosures in a timely manner

&nbsp;&nbsp;&nbsp;&nbsp;d) <u>Tolerances (§§1026.18, 22 23, and 38):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) inaccurate
 Annual Percentage Rate (APR) outside of applicable tolerance by comparing disclosed APR
 to re-calculated APR; and

ii) inaccurate Finance Charge outside of applicable tolerance by comparing disclosed Finance Charge to re-calculated Finance Charge.

iii) inaccurate Total of Payments outside of applicable tolerance by comparing disclosed Total of Payments to re-calculated Total of Payments.

&nbsp;&nbsp;&nbsp;&nbsp;e) <u>High-cost Mortgage (§§1026.31, 32 and 34):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) points
 and fees threshold test;

ii) APR threshold test;

iii) prepayment penalty threshold test; and

iv) compliance with the disclosure requirements, limitation on terms and prohibited acts or practices in connection with a high-cost mortgage.

&nbsp;&nbsp;&nbsp;&nbsp;f) <u>Higher-priced Mortgage Loan (§1026.35):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) APR
 threshold test; and

ii) compliance with the escrow account and appraisal requirements as applicable.

&nbsp;&nbsp;&nbsp;&nbsp;g) <u>With respect to brokered mortgage loans, the Prohibitions and Restrictions related to Loan Originator Compensation and Steering (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review
 relevant documentation to determine if compensation to a Loan Originator was based on
 a term of the transaction;

ii) review relevant document to determine if there was dual compensation; and

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iii) review the presence of the mortgage loan option disclosure and to determine if the Steering Safe Harbor provisions were satisfied.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(1) Note:
 Where available, AMC reviewed the relevant documents in the mortgage loan file and, as
 necessary, attempted to obtain the mortgage loan originator compensation agreement and/or
 governing policies and procedures of the mortgage loan originator. In the absence of
 the mortgage loan originator compensation agreement and/or governing policies and procedures,
 AMC's review was limited to formal general statements of entity compliance provided
 by the mortgage loan originator, if any. These statements, for example, were in the form
 of a letter signed by the seller correspondent/mortgage loan originator or representations
 in the mortgage loan purchase agreement between the Client and seller correspondent;

&nbsp;&nbsp;&nbsp;&nbsp;h) <u>Homeownership counseling (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine
 if the creditor obtained proof of homeownership counseling in connection with a mortgage
 loan to a first time homebuyer that contains a negative amortization feature.

&nbsp;&nbsp;&nbsp;&nbsp;i) <u>Mandatory Arbitration Clauses (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine
 if the terms of the mortgage loan require arbitration or any other non-judicial procedure
 to resolve any controversy or settle any claims arising out of the transaction.

&nbsp;&nbsp;&nbsp;&nbsp;j) <u>Prohibition on Financing Credit Insurance (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine
 if the creditor financed, directly or indirectly, any premiums or fees for credit insurance.

&nbsp;&nbsp;&nbsp;&nbsp;k) <u>Nationwide Mortgage Licensing System (NMLS) & Registry ID on Loan Documents (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review
 for presence of mortgage loan originator organization and individual mortgage loan originator
 name and NMLSR ID, as applicable, on the credit application, note or mortgage loan contract,
 security instrument, Loan Estimate and Closing Disclosure; and

ii) verify the data against the NMLSR database, as available.

**(II) Federal Real Estate Settlement Procedures Act ("RESPA"), as implemented by Regulation X, 12 C.F.R. Part 1024, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Good Faith Estimate (GFE) (§1024.7) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm
 the presence of the current GFE form in effect at the time of origination;

ii) verify GFE was provided to the borrower(s) within three (3) business days of application;

iii) verify all sections of the GFE were accurately completed and that information was reflected in the appropriate locations;

iv) determine whether a valid and properly documented changed circumstance accompanies any changes to mortgage loan terms and/or fees on any revised GFEs over the applicable tolerance(s); and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm
 the presence of a settlement service provider list, as applicable.

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Final HUD-1/A Settlement Statement (HUD) (§1024.8) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm
 current applicable HUD form was provided;

ii) determination that the mortgage loan file contains the final HUD;

iii) escrow deposit on the final HUD matches the initial escrow statement amount; and

iv) verify all sections of the final HUD were accurately completed and that information was reflected in the appropriate locations.

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>GFE and Final HUD Comparison (§1024.7) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review
 changes disclosed on the last GFE provided to the borrower(s) to determine that such
 changes were within the allowed tolerances;

ii) confirm mortgage loan terms and fees disclosed on the third page of the final HUD accurately reflect how such items were disclosed on the referenced GFE, page 2 of the final HUD and mortgage loan documents; and

iii) review any documented cure of a tolerance violation to determine that the proper reimbursement was made and a revised HUD was provided at or within 30 days of settlement.

&nbsp;&nbsp;&nbsp;&nbsp;d) <u>Additional RESPA/Regulation X Disclosures and Requirements (§1024.6, 15, 17, 20, and 33):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm
 the presence of the Servicing Disclosure Statement form in the mortgage loan file;

ii) verify the Servicing Disclosure Statement was provided to the borrower(s) within three (3) business days of application;

iii) confirm the presence of the Special Information Booklet in the mortgage loan file or that the mortgage loan file contains documentary evidence that the disclosure was provided to the borrower;

iv) confirm the Special Information Booklet was provided within three (3) business days of application;

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm
 the presence of the Affiliated Business Arrangement Disclosure in the mortgage loan file
 in the event the lender has affiliated business arrangements;

vi) confirm the Affiliated Business Arrangement Disclosure was provided no later than three (3) business days of application;

vii) confirm the Affiliated Business Arrangement Disclosure is executed; and

viii) confirm the presence of the Initial Escrow Disclosure Statement in the mortgage loan file and proper timing;

ix) confirm that the creditor provided the borrower a list of homeownership counselling organizations within three (3) business days of application; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;x) confirm
 that the list of homeownership counselling organizations was obtained no earlier than
 30 days prior to when the list was provided to the mortgage loan applicant.

**(III) Sections 1098 and 1100A of Dodd-Frank amending TILA and RESPA, as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below (applicable only for mortgage loans with application dates on or after October 3, 2015):**

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Loan Estimate (LE) (§§1026.19 and 37):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm
 the presence of LE for applications on or after October 3, 2015;

ii) confirm the initial LE date indicates it was delivered or placed in the mail within three (3) business days of application;

iii) confirm that certain sections of each LE determined to carry assignee liability under the SFA Compliance Review Scope were accurately completed and that information was reflected in the appropriate locations, which, in certain instances, was based solely on the information disclosed on the LE;

iv) confirm the initial LE was delivered or placed in the mail not later than seven (7) business days prior to consummation of the transaction, or such period was waived due to a bona fide financial emergency;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm
 that each revised LE is accompanied by valid written documentation explaining the reason
 for re-disclosure to allow for fee increases based on a valid change of circumstance
 and was timely provided within 3 business days of issuance;

vi) capture whether a settlement service provider list ("SSPL") was provided (in instances when a consumer is given an opportunity to shop for services). Failure to provide SSPL is not cited separately under SFA compliance review scope, however, absence of SSPL from loan file is treated as not provided and impacts fee tolerance categories as prescribed by regulation.

vii) confirm borrower received LE not later than four (4) business days prior to consummation; and

viii) confirm LE was not provided to the borrower on or after the date of the CD.

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Closing Disclosure (CD) (§§1026.19 and 38):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm
 the presence of CD for applications on or after October 3, 2015;

ii) confirm the borrower received CD at least three (3) business days prior to consummation, or that such period was waived due to a bona fide financial emergency;

iii) confirm that certain sections of each CD determined to carry assignee liability under the SFA Compliance Review Scope were accurately completed and that information was reflected in the appropriate locations, which, in certain instances, was based solely on the information disclosed on the CD;

iv) confirm that a revised CD was received in a timely manner if the initial or any revised CD became inaccurate;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) identify
 tolerance violations based on the charges disclosed on the initial and interim LE's,
 initial CD, and reflected on the final CD;

vi) with respect to tolerance violations based on the disclosed charges on the LE and CD, confirm that the creditor cured the violations no later than 60 days after consummation, or within 60 days of discovery; and

vii) with respect to applicable exception remediation measures for numerical exceptions, confirm that a letter of explanation, as well as a refund as applicable, was delivered or placed in the mail no later than 60 days after discovery of the exception establishing the need for a revised CD or with respect to exception remediation measures for non-numerical exceptions, that a corrected CD was delivered or placed in the mail no later than 60 days after consummation. (In an attempt to establish a best practices approach to pre-securitization due diligence, as it applies to TILA RESPA Integrated Disclosure testing, the Structured Finance Association ("SFA") has a working group that consists of industry participants including third party review providers and law firms who agreed to a standardized approach to remediation considerations. This approach is intended to be based on a reasoned legal analysis that expressly assumes that courts will interpret TRID in accordance with the principals of liability set forth in the letter to the MBA from Richard Cordray, the Director of the CFPB. No assurances can be provided that the courts in question will interpret TRID in accordance with the SFA Compliance Review Scope.)

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Your Home Loan Toolkit (§1026.19):</u> 

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm
 the presence of Your Home Loan Toolkit in the mortgage loan file or that the mortgage
 loan file contains documentary evidence that the disclosure was provided to the borrower;
 and

ii) confirm Your Home Loan Toolkit was delivered or placed in the mail not later than three (3) business days after receipt of application.

**(IV) Sections 1411 and 1412 of the Dodd-Frank Wall Street Reform and Consumer Protection Act ("Dodd-Frank") amending TILA, as implemented by Regulation Z, 12 C.F.R. 1026.43, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;a) The
 general Ability to Repay (ATR) underwriting standards (12 C.F.R. 1026.43(c));

&nbsp;&nbsp;&nbsp;&nbsp;b) Refinancing
 of non-standard mortgages (12 C.F.R. 1026.43(d));

&nbsp;&nbsp;&nbsp;&nbsp;c) Qualified
 Mortgages (QM) (12 C.F.R. 1026.43(e) (including qualified mortgages as separately defined
 by the Department of Housing and Urban Development (24 C.F.R. 201 and 203 et seq.), and
 the Department of Veterans Affairs (38 C.F.R. Part 36 et seq.); and

&nbsp;&nbsp;&nbsp;&nbsp;d) Balloon-payment
 qualified mortgages made by certain creditors (12 C.F.R. 1026.43(f)).

AMC reviews applicable mortgage loans for compliance with the ATR and QM rule requirements based upon each mortgage loan's originator designation (Safe Harbor QM, Higher-priced QM, Temporary SHQM, Temporary HPQM, Non-QM, Exempt from ATR). AMC determines the mortgage loan's status under the ATR or QM rule requirements and assigns a due diligence mortgage loan designation. Generally, AMC notes as a material exception if the due diligence findings do not confirm the originator's mortgage loan designation. Additionally, AMC notes if an originator mortgage loan designation was not provided.

*<u>Qualified Mortgage</u>*

With respect to QM (Safe Harbor and Higher-priced) designated mortgage loans, AMC reviews the mortgage loan to determine whether, based on available information in the mortgage loan file: (i) the mortgage loan contains risky mortgage loan features and terms (e.g. an interest only feature or negative amortization), (ii) the "points and fees" exceed the applicable QM threshold, (iii) the monthly payment was calculated appropriately, (iv) the creditor considered and verified income or assets at or before consummation, (v) the creditor appropriately considered debt obligations, alimony and child support, and (vi) depending on the application date, defined in accordance with 1026.2(a)(3)(ii) and the loan designation provided on the subject loan, either:

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| | |
|:---|:---|
| 1.) | for loans with an application date, defined in accordance with § 1026.2(a)(3)(ii), prior to 3/1/2021, at the time of consummation, if the debt-to-income ratio exceeds 43% (calculated in accordance with Appendix Q to Regulation Z). This portion of the Review includes a recalculation of all income and liabilities with attention to the appropriate documentation of each source, |

---

---

| | |
|:---|:---|
| 2.) | for loans with an application date, defined in accordance with § 1026.2(a)(3)(ii), on or after 3/1/2021, but before 10/1/2022, submitted with a loan designation of Safe Harbor QM, Higher Priced QM, Safe Harbor QM (43-Q), or Higher Priced QM (43-Q), whether at the time of consummation, the debt-to-income ratio exceeds 43% (calculated in accordance with Appendix Q to Regulation Z). This portion of the Review includes a recalculation of all income and liabilities with attention to the appropriate documentation of each source, or |

---

---

| | |
|:---|:---|
| 3.) | for loans with an application date, defined in accordance with § 1026.2(a)(3)(ii), taken on or after 3/1/2021, submitted with a loan designation of Safe Harbor QM (APOR), or Higher Priced QM (APOR), "Revised QM", whether the APR exceeds the average prime offer rate by 2.25 or more percentage points, (additional thresholds applicable for lower loan balances, subordinate lien covered transactions and certain manufactured homes loan amounts), and whether the loan does not meet the credit guidelines without a documented exception and compensating factors. |

---

For the mortgage loans determined to be Safe Harbor QM (APOR), the AMC report will indicate (i) "Yes" with respect to any mortgage loan for which the lender provided a Verification Safe Harbor, ("VSH") indicator of "Yes" on such mortgage loans, (ii) "No" with respect to any mortgage loan for which the lender provided a VSH indicator of "No" and (iii) "Not Stated" with respect to any mortgage loan for which the lender did not provide a VSH indicator.

\* Note, for mortgage loans in which the lender provided the VSH indicator, AMC captured the VSH indicator in the AMC report but did not verify the VSH indicator as provided by the related lender.

In addition to the above, for loans (i) that are designated as "Yes" with respect to a VSH indicator, (ii) for which such "Yes" VSH indicator was provided within the loan images, on the data tape or in the deal notes, and (iii) for which the related mortgage loan guidelines utilized one of the specified GSE June 2020 guidelines to meet VSH, AMC performed

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an additional variance evaluation on such QM (APOR) mortgage loans. AMC's variance evaluation consists of a review of such mortgage loan to identify documentation variances that would cause one to question the VSH attestation provided by the lender. If variances were identified, the mortgage loan would not be identified by AMC to meet the VSH documentation requirements under either the Fannie Mae guidelines or under the Freddie Mac guidelines, and the AMC report will indicate "No" with respect to such mortgage loans. The results of the variance evaluation are reflected in the reports.

This portion of the Review includes a recalculation of all income and liabilities with attention to the appropriate documentation of each source.

If a mortgage loan was designated as QM and identified as eligible for guarantee, purchase, or insurance by an applicable agency as permitted under the QM final rule, AMC reviews the mortgage loan to determine whether, based on available information in the mortgage loan file, if the mortgage loan satisfied (i), (ii) and (iii) in the preceding paragraph. In addition, AMC reviews the Automated Underwriting System output within the file to confirm agency eligibility.

For each QM designated mortgage loan that satisfied the applicable requirements enumerated above, AMC then determines whether the mortgage loan is a Safe Harbor QM or Higher Priced QM by comparing the mortgage loan's actual annual percentage rate, as recalculated, to the applicable average prime offer rate plus a certain applicable percentage. The Review also includes determining, as applicable, whether a mortgage loan is a qualified mortgage as defined by the Department of Housing and Urban Development (24 C.F.R. 201 and 203 et seq.), and the Department of Veterans Affairs (38 C.F.R. Part 36 et seq.).

For each QM designated mortgage loan that does not satisfy the applicable requirements enumerated above, AMC then determines whether the mortgage loan complies with the ATR rule consideration and verification requirements and provides a due diligence designation of Non-QM compliant or non-compliant.

*<u>General Ability to Repay</u>*

AMC reviews the mortgage loan to determine whether, based on available information in the mortgage loan file, the creditor considered, as applicable, the following eight underwriting factors, and verified such information using reasonably reliable third-party records, at or before consummation: (i) the consumer's current or reasonably expected income or assets, (ii) if the creditor relied on income from the consumer's employment in determining repayment ability (the consumer's current employment status); (iii) the consumer's monthly payment; (iv) the consumer's monthly payment on any simultaneous loan that the creditor knows or has reason to know will be made; (v) the consumer's monthly payment for mortgage-related obligations; (vi) the consumer's current debt obligations, alimony, and child support; (vii) the consumer's monthly debt-to-income ratio or residual income; and (viii) the consumer's credit history. This portion of the Review also focuses on full recalculation of income and debts, as well as the documentation provided to support each item used in originator's determination of the ability to repay.

AMC reviews mortgage loans to determine their conformity with the ATR/QM factors above, and is not rendering an independent assessment or opinion, warranting or representing that a mortgage loan will be deemed to conform to Safe Harbor, Rebuttable Presumption, ATR or other status based on any additional or revised factors that may be considered by legislative, regulatory, administrative or judicial authorities ("Authorities"). AMC does not represent or warrant that the factors for which it is reviewing the mortgage loans constitute all of the factors and/or criteria that Authorities may consider in determining the status of a mortgage loan. AMC's review is based on information contained in the mortgage loan file at the time it is provided to AMC to review, and only reflects information as of that point in time.

**(V) The Equal Credit Opportunity Act, as implemented by Regulation B, 12 C.F.R. Part 1002, as set forth below:**

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Providing Appraisals and Other Valuations (12 C.F.R. 1002.14):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) timing
 and content of the right to receive copy of appraisal disclosure;

ii) charging of a fee for a copy of the appraisal or other written valuation;

iii) timing of creditor providing a copy of each appraisal or other written valuation; and

iv) with respect to a borrower that has waived the three (3) business day disclosure requirement, confirm that (a) the borrower has signed the waiver or other acknowledgment at least three (3) business days prior to consummation; and (b) that the lender has provided copies of appraisals and other written valuations at or prior to consummation.

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**(VI) Fannie Mae points and fees limitations and HOEPA restrictions as addressed in Fannie Mae Announcement 04-06, as amended by Lender Letters LL-2013-05 and LL-2013-06 and Selling Guide Announcement SEL-2013-06;** 

**(VII) The disclosure requirements and prohibitions of Section 50(a)(6), Article XVI of the Texas Constitution and associated regulations;**

**(VIII) The disclosure requirements and prohibitions of state, county and municipal laws and ordinances with respect to "high-cost" mortgage loans, "covered" mortgage loans, "higher-priced" mortgage loans, "home" mortgage loans or any other similarly designated mortgage loan as defined under such authorities, or subject to any other laws that were enacted to combat predatory lending, as may have been amended from time to time;**

**(IX) Federal and state specific late charge and prepayment penalty provisions.**

**(X) Recording Review**

AMC noted the presence of recorded documents, when available. However, the majority of mortgage loans in the review population were new production and have only been closed for days or weeks at the time AMC reviewed the mortgage loans and thus have not yet been recorded. AMC verified that documents in the mortgage loan file (most typically closing instructions) included lender instructions for recording, and as applicable, the date the documents were sent for recording, and/or the date that the documents will be recorded.

As part of the portion of the Review described in this section, AMC will analyze and capture data from the source documents identified in the Document Review below, as applicable.

**(XI) FIRREA Review**

AMC confirmed that the appraiser and the appraisal made by such appraiser both satisfied the requirements of Title XI of FIRREA. Specifically, AMC reviewed the appraisal for conformity to industry standards, including ensuring the appraisal was complete, that the comparable properties and adjustments were reasonable and that pictures were provided and were accurate.

In addition, AMC accessed the ASC database to verify that the appraiser, and if applicable the appraiser's supervisor, were licensed and in good standing at the time the appraisal was completed.

**(XII) Document Review**

AMC reviewed each mortgage loan file and verified if the following documents, if applicable, were included in the file and if the data on these documents was consistent (where applicable):

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Initial
application (1003);

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Underwriting
summary / loan approval (1008);

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Credit
report;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Income
and employment documentation;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ 4506T;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Asset
documentation;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Sales
contract;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Hazard
and/or flood insurance policies;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Copy
of note for any junior liens;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Appraisal;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Title/Preliminary
Title;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Final
1003;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Changed
circumstance documentation;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Right
of Rescission Disclosure;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Mortgage/Deed
of Trust;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Note;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Mortgage
Insurance;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Tangible
Net Benefit Disclosure;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Subordination
Agreement;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ FACTA
disclosures;

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Notice
of Special Flood Hazards;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Initial
and final GFE's;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ HUD
from sale of previous residence;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Final
HUD-1;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Initial
TIL;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Final
TIL;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Loan
Estimates;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Closing
Disclosures; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Certain
other disclosures related to the enumerated tests set forth herein.

**(8) Other: review and methodology.**

The final review results reflected in the Overall Review Results Summary herein may include additional exceptions identified after AMC's initial review was completed where loan level issues were identified by external parties as a result of separate, distinct quality control evaluation of the loan files. In such cases, any additional exceptions cited by any such quality control evaluation would either be reflected (i) as an open exception or (ii) remediated if required documentation and/or curative actions were provided to AMC. The exception totals reflected herein, and corresponding Exception Rating, include exceptions that were so subsequently identified, if any. Please note that only a limited number of loans, if any, reflected in the Review Results Summary were subject to such external quality control evaluations.

**(9) Disclaimer.**

Except as expressly enumerated above, please be advised that SitusAMC has not performed any review to determine whether the mortgage loans covered in this Report complied with federal, state or local laws, constitutional provisions, regulations, ordinances or any other laws or guidance, including, without limitation, licensing and general usury laws ("Applicable Law"). Further, there can be no assurances that in performing the review and preparing this Report that SitusAMC has uncovered all relevant factors and potential issues relating to the origination of the mortgage loans, their compliance with Applicable Law, or the original appraisals relating to the mortgaged properties, or that SitusAMC has uncovered all relevant factors that could affect the future performance of the mortgage loans. Please note that the results set forth in this Report are dependent upon receipt of complete and accurate data regarding the mortgage loans from mortgage loan originators, sponsors, issuers, underwriters, and other third parties upon which SitusAMC is relying in reaching such results. Except as expressly stated herein, SitusAMC did not verify the data relied upon in performing its review and producing this Report. In addition, the findings and conclusions set forth in this Report are provided on an "as is" basis and are based on available information and Applicable Law as of the date of this Report, and SitusAMC does not undertake any obligation to update or provide any revisions to this Report to reflect events, circumstances, changes in Applicable Law, or changes in expectations after the date this Report was issued.

Please be further advised that SitusAMC does not employ personnel who are licensed to practice law in the various jurisdictions covered in this Report, and the results set forth in this Report do not constitute legal advice or legal opinions whatsoever. The findings are recommendations or conclusions based on information provided to SitusAMC, and are not statements of fact or legal conclusions. Information contained in the Report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the Report based on certain factors, including the facts and circumstances of an individual mortgage loan. The authorities administering the Applicable Law that was part of the review have broad discretionary powers which may permit such authorities, among other things, to withdraw exemptions accorded by statute or regulation, to impose additional requirements or to reach a conclusion that is not consistent with the results set forth in the Report. All decisions as to whether to issue, purchase, hold, sell or otherwise transact in securities backed by the mortgage loans reviewed in this Report, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such securities, shall be made solely by the parties to or investors in the transaction. The results set forth in this Report do not constitute tax or investment advice. The scoring models in this Report are designed to identify potential risk in the securities backed by the mortgage loans reviewed, and each party or investor assumes sole responsibility for determining the suitability of the information for its particular use. SitusAMC does not make any representation or warranty (express or implied) as to the value of any mortgage loan or mortgage loan's collateral that has been reviewed by SitusAMC.

**Item 5. Summary of findings and conclusions of review**

The NRSRO criteria referenced for this report and utilized for grading descriptions is based upon the NRSROs listed in Item 3 above.

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![](ex991s1001.jpg)

**OVERALL REVIEW RESULTS SUMMARY**

Of the nine hundred eleven (911) loans reviewed, all nine hundred eleven (911) loans reviewed, (100.00%) received an Overall "A" or "B" grade.

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Overall Loan Grades** | &nbsp;&nbsp;**Overall Loan Grades** | &nbsp;&nbsp;**Overall Loan Grades** |
| &nbsp;&nbsp;**Final Loan Grade** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;666 | &nbsp;&nbsp;73.11% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;245 | &nbsp;&nbsp;26.89% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**911** | &nbsp;&nbsp;**100.00%** |

---

**COMPLIANCE RESULTS SUMMARY**

Note the three hundred seventy-eight (378) Leases were not assigned a Compliance grade. Of the remaining five hundred thirty-three (533) loans reviewed for compliance, all five hundred thirty-three (533) loans (100.00%) subjected to a compliance review received an "A" or "B" Compliance grade.

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Compliance Loan Grades** | &nbsp;&nbsp;**Compliance Loan Grades** | &nbsp;&nbsp;**Compliance Loan Grades** | &nbsp;&nbsp;**Compliance Loan Grades** |
| &nbsp;&nbsp;**Final Loan Grade** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**% of Compliance Review Population** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;466 | &nbsp;&nbsp;51.15% | &nbsp;&nbsp;87.43% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;67 | &nbsp;&nbsp;7.35% | &nbsp;&nbsp;12.57% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;Compliance Not Run | &nbsp;&nbsp;378 | &nbsp;&nbsp;41.49% | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**911** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**100.00%** |

---

**CREDIT RESULTS SUMMARY**

All nine hundred eleven (911) loans reviewed received an "A" or "B" Credit grade, and seven hundred twenty-two (722) or 79.25% received an "A" Credit grade.

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Credit Loan Grades** | &nbsp;&nbsp;**Credit Loan Grades** | &nbsp;&nbsp;**Credit Loan Grades** |
| &nbsp;&nbsp;**Final Loan Grade** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;722 | &nbsp;&nbsp;79.25% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;189 | &nbsp;&nbsp;20.75% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**911** | &nbsp;&nbsp;**100.00%** |

---

**PROPERTY/VALUATION RESULTS SUMMARY**

Of nine hundred eleven (911) loans reviewed, all nine hundred eleven (911) loans (100%) received an "A" Property grade.

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Property Loan Grades** | &nbsp;&nbsp;**Property Loan Grades** | &nbsp;&nbsp;**Property Loan Grades** |
| &nbsp;&nbsp;**Final Loan Grade** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**% of Loans** |

---

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![](ex991s1001.jpg)

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;A | &nbsp;&nbsp;911 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**911** | &nbsp;&nbsp;**100.00%** |

---

**TAPE INTEGRITY REVIEW RESULTS SUMMARY** 

The nine hundred eleven (911) Loans had three thousand eighteen (3,018) different tape discrepancies across nineteen (19) data fields (some Loans had more than one data delta). The most variances were found on Maturity Date, Margin and Contract Sales Price. Investor: Qualifying Total Debt Ratio variances are the difference on the percentage of income dedicated toward making debt payments. These variances occur frequently due to differences in calculating complex incomes. Investor: Qualifying Total Debt Ratio variances that were less than or equal to 300 basis points of absolute value are not included in the population below.

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Field Label** | &nbsp;&nbsp;**Loans With Discrepancy** | &nbsp;&nbsp;**Total Times Compared** | &nbsp;&nbsp;**% Variance** |
| &nbsp;&nbsp;# of Units | &nbsp;&nbsp;8 | &nbsp;&nbsp;892 | &nbsp;&nbsp;0.90% |
| &nbsp;&nbsp;Amortization Type | &nbsp;&nbsp;0 | &nbsp;&nbsp;11 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;Borrower First Name | &nbsp;&nbsp;190 | &nbsp;&nbsp;892 | &nbsp;&nbsp;21.30% |
| &nbsp;&nbsp;Borrower Full Name | &nbsp;&nbsp;3 | &nbsp;&nbsp;3 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower Last Name | &nbsp;&nbsp;223 | &nbsp;&nbsp;898 | &nbsp;&nbsp;24.83% |
| &nbsp;&nbsp;City | &nbsp;&nbsp;0 | &nbsp;&nbsp;911 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;Contract Sales Price | &nbsp;&nbsp;335 | &nbsp;&nbsp;640 | &nbsp;&nbsp;52.34% |
| &nbsp;&nbsp;First Payment Date | &nbsp;&nbsp;2 | &nbsp;&nbsp;892 | &nbsp;&nbsp;0.22% |
| &nbsp;&nbsp;Investor: Qualifying Total Debt Ratio | &nbsp;&nbsp;240 | &nbsp;&nbsp;843 | &nbsp;&nbsp;28.47% |
| &nbsp;&nbsp;Lien Position | &nbsp;&nbsp;0 | &nbsp;&nbsp;892 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;LTV Valuation Value | &nbsp;&nbsp;17 | &nbsp;&nbsp;892 | &nbsp;&nbsp;1.91% |
| &nbsp;&nbsp;Margin | &nbsp;&nbsp;514 | &nbsp;&nbsp;892 | &nbsp;&nbsp;57.62% |
| &nbsp;&nbsp;Maturity Date | &nbsp;&nbsp;867 | &nbsp;&nbsp;892 | &nbsp;&nbsp;97.20% |
| &nbsp;&nbsp;MERS Min Number | &nbsp;&nbsp;240 | &nbsp;&nbsp;892 | &nbsp;&nbsp;26.91% |
| &nbsp;&nbsp;Mortgage Type | &nbsp;&nbsp;0 | &nbsp;&nbsp;8 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;Occupancy | &nbsp;&nbsp;0 | &nbsp;&nbsp;892 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;Original Interest Rate | &nbsp;&nbsp;4 | &nbsp;&nbsp;911 | &nbsp;&nbsp;0.44% |
| &nbsp;&nbsp;Original Loan Amount | &nbsp;&nbsp;1 | &nbsp;&nbsp;908 | &nbsp;&nbsp;0.11% |
| &nbsp;&nbsp;Original LTV | &nbsp;&nbsp;5 | &nbsp;&nbsp;892 | &nbsp;&nbsp;0.56% |
| &nbsp;&nbsp;Original Term | &nbsp;&nbsp;0 | &nbsp;&nbsp;892 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;Originator Application Date | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;Property Type | &nbsp;&nbsp;81 | &nbsp;&nbsp;892 | &nbsp;&nbsp;9.08% |
| &nbsp;&nbsp;Purpose | &nbsp;&nbsp;0 | &nbsp;&nbsp;910 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;Refi Purpose | &nbsp;&nbsp;7 | &nbsp;&nbsp;335 | &nbsp;&nbsp;2.09% |
| &nbsp;&nbsp;Representative FICO | &nbsp;&nbsp;77 | &nbsp;&nbsp;865 | &nbsp;&nbsp;8.90% |
| &nbsp;&nbsp;State | &nbsp;&nbsp;0 | &nbsp;&nbsp;911 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;Street | &nbsp;&nbsp;17 | &nbsp;&nbsp;911 | &nbsp;&nbsp;1.87% |
| &nbsp;&nbsp;Subject Debt Service Coverage Ratio | &nbsp;&nbsp;187 | &nbsp;&nbsp;370 | &nbsp;&nbsp;50.54% |
| &nbsp;&nbsp;Zip | &nbsp;&nbsp;0 | &nbsp;&nbsp;892 | &nbsp;&nbsp;0.00% |

---

16 \| P a g e

![](ex991s1001.jpg)

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**3018** | &nbsp;&nbsp;**21033** | &nbsp;&nbsp;**14.35%** |

---

**EXCEPTION CATEGORY SUMMARY** 

The table below summarizes the individual exceptions which carried an associated "B", "C", or "D" level exception grade. One loan may have carried more than one exception. In such cases, the exception with the lowest grade would drive the loan grade for that particular area of the review. The overall loan grade is the lowest grade for any one particular review scope (ex. a loan with a Compliance Grade of "B", a Credit Grade of "A", and a Property Grade of "A" would receive an overall Loan Grade of "B").

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Exception Type** | &nbsp;&nbsp;**Final Exception Rating** | &nbsp;&nbsp;**Exception Category** | &nbsp;&nbsp;**Total** |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;63 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;State HPML | &nbsp;&nbsp;18 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;ATR/QM | &nbsp;&nbsp;7 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Federal HPML | &nbsp;&nbsp;5 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;State Defect | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;ATR/QM Defect | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Flood | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Missing Disclosure | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Compliance Grade (B) Exceptions:*** | &nbsp;&nbsp;***99*** |
| &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**99** |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Guideline | &nbsp;&nbsp;216 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Asset | &nbsp;&nbsp;8 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Loan Package Documentation | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Borrower and Mortgage Eligibility | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Missing Document | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Credit | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Loan Eligibility | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Property - Appraisal | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Credit Grade (B) Exceptions:*** | &nbsp;&nbsp;***236*** |
| &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**236** |
| &nbsp;&nbsp;**Total Property Exceptions:** | &nbsp;&nbsp;**Total Property Exceptions:** | &nbsp;&nbsp;**Total Property Exceptions:** | &nbsp;&nbsp;**0** |
| &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**335** |

---

**ADDITIONAL LOAN POPULATION SUMMARY (some totals may not add due to rounding)**

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Amortization Type** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of Balance** |
| &nbsp;&nbsp;Fixed | &nbsp;&nbsp;788 | &nbsp;&nbsp;86.50% | &nbsp;&nbsp;$424206397.00 | &nbsp;&nbsp;78.30% |
| &nbsp;&nbsp;Adjustable | &nbsp;&nbsp;123 | &nbsp;&nbsp;13.50% | &nbsp;&nbsp;$117532470.00 | &nbsp;&nbsp;21.70% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**911** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$541738867.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Lien Position** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of Balance** |
| &nbsp;&nbsp;1 | &nbsp;&nbsp;911 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;$541738867.00 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**911** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$541738867.00** | &nbsp;&nbsp;**100.00%** |

---

17 \| P a g e

![](ex991s1001.jpg)

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Loan Purpose** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of Balance** |
| &nbsp;&nbsp;Cash Out: Home Improvement/Renovation | &nbsp;&nbsp;3 | &nbsp;&nbsp;0.33% | &nbsp;&nbsp;$838000.00 | &nbsp;&nbsp;0.15% |
| &nbsp;&nbsp;Cash Out: Other/Multi-purpose/Unknown Purpose | &nbsp;&nbsp;253 | &nbsp;&nbsp;27.77% | &nbsp;&nbsp;$144912274.00 | &nbsp;&nbsp;26.75% |
| &nbsp;&nbsp;Limited Cash-Out | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.11% | &nbsp;&nbsp;$978000.00 | &nbsp;&nbsp;0.18% |
| &nbsp;&nbsp;First Time Home Purchase | &nbsp;&nbsp;79 | &nbsp;&nbsp;8.67% | &nbsp;&nbsp;$52814272.00 | &nbsp;&nbsp;9.75% |
| &nbsp;&nbsp;Other-than-first-time Home Purchase | &nbsp;&nbsp;495 | &nbsp;&nbsp;54.34% | &nbsp;&nbsp;$283001352.00 | &nbsp;&nbsp;52.24% |
| &nbsp;&nbsp;Rate/Term Refinance - Borrower Initiated | &nbsp;&nbsp;80 | &nbsp;&nbsp;8.77% | &nbsp;&nbsp;$59194969.00 | &nbsp;&nbsp;10.93% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**911** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$541738867.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Original Term** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of Balance** |
| &nbsp;&nbsp;121-180 Months | &nbsp;&nbsp;12 | &nbsp;&nbsp;1.32% | &nbsp;&nbsp;$3346300.00 | &nbsp;&nbsp;0.62% |
| &nbsp;&nbsp;241-360 Months | &nbsp;&nbsp;889 | &nbsp;&nbsp;97.59% | &nbsp;&nbsp;$522472972.00 | &nbsp;&nbsp;96.44% |
| &nbsp;&nbsp;361+ Months | &nbsp;&nbsp;10 | &nbsp;&nbsp;1.10% | &nbsp;&nbsp;$15919595.00 | &nbsp;&nbsp;2.94% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**911** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$541738867.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Property Type** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of Balance** |
| &nbsp;&nbsp;Single Family Detached | &nbsp;&nbsp;420 | &nbsp;&nbsp;46.10% | &nbsp;&nbsp;$263080416.00 | &nbsp;&nbsp;48.56% |
| &nbsp;&nbsp;Co-op | &nbsp;&nbsp;5 | &nbsp;&nbsp;0.55% | &nbsp;&nbsp;$2807500.00 | &nbsp;&nbsp;0.52% |
| &nbsp;&nbsp;Condo, Low Rise | &nbsp;&nbsp;95 | &nbsp;&nbsp;10.43% | &nbsp;&nbsp;$41359027.00 | &nbsp;&nbsp;7.63% |
| &nbsp;&nbsp;Condo, High Rise | &nbsp;&nbsp;29 | &nbsp;&nbsp;3.18% | &nbsp;&nbsp;$20939640.00 | &nbsp;&nbsp;3.87% |
| &nbsp;&nbsp;PUD | &nbsp;&nbsp;213 | &nbsp;&nbsp;23.38% | &nbsp;&nbsp;$147604742.00 | &nbsp;&nbsp;27.25% |
| &nbsp;&nbsp;Townhouse | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.11% | &nbsp;&nbsp;$170200.00 | &nbsp;&nbsp;0.03% |
| &nbsp;&nbsp;Single-wide Manufactured Housing | &nbsp;&nbsp;3 | &nbsp;&nbsp;0.33% | &nbsp;&nbsp;$827730.00 | &nbsp;&nbsp;0.15% |
| &nbsp;&nbsp;1 Family Attached | &nbsp;&nbsp;24 | &nbsp;&nbsp;2.63% | &nbsp;&nbsp;$5953899.00 | &nbsp;&nbsp;1.10% |
| &nbsp;&nbsp;2 Family | &nbsp;&nbsp;69 | &nbsp;&nbsp;7.57% | &nbsp;&nbsp;$29364313.00 | &nbsp;&nbsp;5.42% |
| &nbsp;&nbsp;3 Family | &nbsp;&nbsp;28 | &nbsp;&nbsp;3.07% | &nbsp;&nbsp;$13938850.00 | &nbsp;&nbsp;2.57% |
| &nbsp;&nbsp;4 Family | &nbsp;&nbsp;18 | &nbsp;&nbsp;1.98% | &nbsp;&nbsp;$11246750.00 | &nbsp;&nbsp;2.08% |
| &nbsp;&nbsp;Other | &nbsp;&nbsp;6 | &nbsp;&nbsp;0.66% | &nbsp;&nbsp;$4445800.00 | &nbsp;&nbsp;0.82% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**911** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$541738867.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Occupancy** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of Balance** |
| &nbsp;&nbsp;Primary | &nbsp;&nbsp;405 | &nbsp;&nbsp;44.46% | &nbsp;&nbsp;$322844489.00 | &nbsp;&nbsp;59.59% |
| &nbsp;&nbsp;Investment | &nbsp;&nbsp;470 | &nbsp;&nbsp;51.59% | &nbsp;&nbsp;$191541466.00 | &nbsp;&nbsp;35.36% |
| &nbsp;&nbsp;Second Home | &nbsp;&nbsp;36 | &nbsp;&nbsp;3.95% | &nbsp;&nbsp;$27352912.00 | &nbsp;&nbsp;5.05% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**911** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$541738867.00** | &nbsp;&nbsp;**100.00%** |

---

18 \| P a g e

## Exhibit 99.1

[CCC Depositor, LLC ABS-15G](cccdepositor-abs15g.htm)

**Exhibit 99.1 - Schedule 2**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| ![](situsamc-logo.jpg) | ![](situsamc-logo.jpg) | ![](situsamc-logo.jpg) | ![](situsamc-logo.jpg) | ![](situsamc-logo.jpg) | ![](situsamc-logo.jpg) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **Rating Agency Grades** | **Rating Agency Grades** | **Rating Agency Grades** | **Rating Agency Grades** | **Rating Agency Grades** | **Rating Agency Grades** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **Run Date - 3/3/2026 2:33:09 PM** | **Run Date - 3/3/2026 2:33:09 PM** | **Run Date - 3/3/2026 2:33:09 PM** | **Run Date - 3/3/2026 2:33:09 PM** | **Run Date - 3/3/2026 2:33:09 PM** | **Run Date - 3/3/2026 2:33:09 PM** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **INITIAL CREDIT LOAN GRADES** | **INITIAL CREDIT LOAN GRADES** | **INITIAL CREDIT LOAN GRADES** | **INITIAL CREDIT LOAN GRADES** | **INITIAL CREDIT LOAN GRADES** | **INITIAL CREDIT LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL PROPERTY LOAN GRADES** | **INITIAL PROPERTY LOAN GRADES** | **INITIAL PROPERTY LOAN GRADES** | **INITIAL PROPERTY LOAN GRADES** | **INITIAL PROPERTY LOAN GRADES** | **INITIAL PROPERTY LOAN GRADES** | **INITIAL OVERALL LOAN GRADES** | **INITIAL OVERALL LOAN GRADES** | **INITIAL OVERALL LOAN GRADES** | **INITIAL OVERALL LOAN GRADES** | **INITIAL OVERALL LOAN GRADES** | **INITIAL OVERALL LOAN GRADES** | **FINAL CREDIT LOAN GRADES** | **FINAL CREDIT LOAN GRADES** | **FINAL CREDIT LOAN GRADES** | **FINAL CREDIT LOAN GRADES** | **FINAL CREDIT LOAN GRADES** | **FINAL CREDIT LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL OVERALL LOAN GRADES** | **FINAL OVERALL LOAN GRADES** | **FINAL OVERALL LOAN GRADES** | **FINAL OVERALL LOAN GRADES** | **FINAL OVERALL LOAN GRADES** | **FINAL OVERALL LOAN GRADES** |
| **AMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Deal Number** | **Original Loan Amount** | **DBRS** | **Fitch** | **Kroll** | **Moody's** | **S&P** | **Morningstar** | **DBRS** | **Fitch** | **Kroll** | **Moody's** | **S&P** | **Morningstar** | **DBRS** | **Fitch** | **Kroll** | **Moody's** | **S&P** | **Morningstar** | **DBRS** | **Fitch** | **Kroll** | **Moody's** | **S&P** | **Morningstar** | **DBRS** | **Fitch** | **Kroll** | **Moody's** | **S&P** | **Morningstar** | **DBRS** | **Fitch** | **Kroll** | **Moody's** | **S&P** | **Morningstar** | **DBRS** | **Fitch** | **Kroll** | **Moody's** | **S&P** | **Morningstar** | **DBRS** | **Fitch** | **Kroll** | **Moody's** | **S&P** | **Morningstar** |
| 224221455 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224243057 | [Redacted] | [Redacted] |  |  |  | D | D | D | D | D |  |  |  |  |  |  |  | A | A | A | A | A |  | D | D | D | D | D |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224243278 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224245933 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224254518 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224254804 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224266973 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224280733 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | D |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | D |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224283893 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224284906 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224287290 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224288257 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | B | B | B | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224292663 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224292669 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224292675 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224304817 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224307854 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224308343 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224330029 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224330040 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224335253 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224351901 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | D | D | D | D | D |  | D | D | D | D | D |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224364824 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224364978 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224366579 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224374271 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224387236 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224387955 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224395771 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224400184 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224400198 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224400203 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | D | D | D | D | D |  | D | D | D | D | D |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224410684 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224416102 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224419733 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224421356 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224424719 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224424774 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224424914 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224424916 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224427190 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224427734 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224428493 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224430045 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224430281 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224455122 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224455162 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224455263 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224455291 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224457623 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224462663 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224463081 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224463111 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224463889 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224465230 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224466694 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224467086 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224467088 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224467106 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224467842 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224469744 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224478814 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224486055 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224498652 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224498674 | [Redacted] | [Redacted] |  |  |  | D | D | D | D | D |  | C | C | C | C | C |  | A | A | A | A | A |  | D | D | D | D | D |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224498701 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224537048 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224542756 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224546024 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224546161 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224546265 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224546533 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224546663 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224547066 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224553979 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224553984 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224565820 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224567463 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224567465 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224567467 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224567468 | [Redacted] | [Redacted] |  |  |  | D | D | D | D | D |  |  |  |  |  |  |  | A | A | A | A | A |  | D | D | D | D | D |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224567499 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224567883 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224570018 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224570061 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224570600 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224570602 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224570603 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224570634 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224572312 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | D |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | D |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224573272 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224573316 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224573329 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224573463 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224573502 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224573635 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224573637 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224573738 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224574506 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224574540 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224574556 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224574933 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224574951 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224575233 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224575255 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224575265 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224583771 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224587794 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224588374 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224590347 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224612566 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224612883 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224614070 | [Redacted] | [Redacted] |  |  |  | D | D | D | D | D |  |  |  |  |  |  |  | D | D | D | D | D |  | D | D | D | D | D |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224614166 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224614185 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224614189 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224614213 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224619026 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224619035 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224621432 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224623684 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224624800 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224624868 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224628653 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224628973 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224635568 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224636091 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224636111 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224637199 | [Redacted] | [Redacted] |  |  |  | D | D | D | D | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | D | D | D | D |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224641743 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224645358 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224647090 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224647102 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224647103 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224647107 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224647297 | [Redacted] | [Redacted] |  |  |  | D | D | D | D | D |  |  |  |  |  |  |  | A | A | A | A | A |  | D | D | D | D | D |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224647299 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224647300 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224660670 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224660930 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224660966 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224661170 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224661382 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224661424 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224661522 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224661779 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224664126 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224664196 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224664456 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224664467 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224664495 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224664496 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224678246 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224678250 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224678285 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224678734 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224678737 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224691931 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224691938 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224692122 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224693452 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224693464 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224693468 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224699710 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224699711 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224699714 | [Redacted] | [Redacted] |  |  |  | D | D | D | D | D |  | C | C | C | C | C |  | A | A | A | A | A |  | D | D | D | D | D |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224699718 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224701098 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224705505 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224705506 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224705832 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224705838 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224705839 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224706151 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224706165 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224709547 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224709550 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224709559 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224709765 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224710931 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224710932 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224710945 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224710946 | [Redacted] | [Redacted] |  |  |  | D | D | D | D | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | D | D | D | D |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224711006 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224711014 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224711180 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224711189 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224711198 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224711286 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224711302 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224712963 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224712993 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224713358 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224713359 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224713365 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224713366 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224713382 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224713385 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224713429 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224713446 | [Redacted] | [Redacted] |  |  |  | D | D | D | D | D |  | C | C | C | C | C |  | A | A | A | A | A |  | D | D | D | D | D |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224713450 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224713563 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224713567 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224713763 | [Redacted] | [Redacted] |  |  |  | D | D | D | D | D |  |  |  |  |  |  |  | A | A | A | A | A |  | D | D | D | D | D |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224713984 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224714074 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224714139 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224714169 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224715702 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224715747 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224715751 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224715759 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224715761 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224715766 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224716312 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224716867 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224716926 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224716939 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224717162 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224717319 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224717750 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224718590 | [Redacted] | [Redacted] |  |  |  | D | D | D | D | D |  |  |  |  |  |  |  | A | A | A | A | A |  | D | D | D | D | D |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224718774 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224719737 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224720552 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224720556 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224720567 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224720569 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224720573 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224720575 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224720732 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224721666 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224721838 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224722942 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224722947 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224722951 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224722961 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224722976 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224722977 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224722979 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224722980 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224722981 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224725583 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224725635 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224725662 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | D | D | D | D | D |  | D | D | D | D | D |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224725665 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224725672 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224725673 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224725676 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224725677 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224725679 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224725684 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224725686 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224725691 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224725729 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224725731 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224725922 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224725947 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224725949 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224725952 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224725954 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224726362 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224726363 | [Redacted] | [Redacted] |  |  |  | D | D | D | D | D |  | C | C | C | C | C |  | A | A | A | A | A |  | D | D | D | D | D |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224726411 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224726414 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224726660 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224727438 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224727504 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224727551 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224727553 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224727554 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224727562 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224727563 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | D | D | D | D | D |  | D | D | D | D | D |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224727565 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224727850 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224727851 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224727852 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224727853 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224727854 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224727871 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224727874 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224727880 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224727881 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224727882 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224727895 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224727904 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224727945 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224728064 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224728066 | [Redacted] | [Redacted] |  |  |  | D | D | D | D | D |  |  |  |  |  |  |  | A | A | A | A | A |  | D | D | D | D | D |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224728068 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224728335 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224728340 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224728431 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224728444 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224728445 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224728503 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224728506 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | D |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | D |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224729416 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | D |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | D |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224729735 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224729739 | [Redacted] | [Redacted] |  |  |  | D | D | D | D | D |  |  |  |  |  |  |  | A | A | A | A | A |  | D | D | D | D | D |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224729778 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224731331 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224731356 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224731359 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224731421 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224731426 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224731431 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224731433 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224731434 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | D | D | D | D | D |  | D | D | D | D | D |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224731435 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224731436 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224731439 | [Redacted] | [Redacted] |  |  |  | D | D | D | D | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | D | D | D | D |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224731442 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224731443 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224731444 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224731445 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224731448 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224731450 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224731458 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224731469 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224731470 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224731472 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224731473 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224731475 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224731477 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224731481 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | D | D | D | D | D |  | D | D | D | D | D |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224731892 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224732777 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224732778 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224732787 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224733122 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224734705 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224734707 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224734708 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224734717 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224734731 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224734738 | [Redacted] | [Redacted] |  |  |  | D | D | D | D | D |  |  |  |  |  |  |  | A | A | A | A | A |  | D | D | D | D | D |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224734840 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224734842 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224734957 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224734961 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224734962 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224735019 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224735020 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224735021 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224735022 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224735044 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | D | D | D | D | D |  | D | D | D | D | D |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224735046 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224735074 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224735076 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224735077 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224735078 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224735079 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224735080 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224735081 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224735083 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224735084 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224735975 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224735996 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224736004 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224736005 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224736008 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224736013 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224736058 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224736087 | [Redacted] | [Redacted] |  |  |  | D | D | D | D | D |  |  |  |  |  |  |  | A | A | A | A | A |  | D | D | D | D | D |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224736090 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224736093 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224736489 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224736661 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224736663 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224737425 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224737428 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224737631 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224738230 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224738236 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224738238 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224738240 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224738241 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224738242 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224738243 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224738770 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224739345 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224739422 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224739427 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224739486 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224739784 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224739786 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224739790 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224739858 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224739859 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224739860 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224739864 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224739906 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224739907 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224740046 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224740047 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224740049 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224740052 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224740056 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224740060 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | D | D | D | D | D |  | D | D | D | D | D |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224740062 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224740066 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224740073 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224740127 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224740134 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224746309 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224746313 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224746344 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224746348 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224746364 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224753125 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224753188 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224753190 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224753193 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224753195 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224753197 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224753227 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224753928 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224753933 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224758836 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224758900 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224758905 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224758908 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224758914 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224758983 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224758997 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224759060 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224759062 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224759063 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224759066 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224759401 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224760293 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224761859 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224761861 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224761869 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224761870 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224761871 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224762479 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224762481 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224762494 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224762495 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224765962 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | D |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224766148 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224766151 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224766155 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | B |  | C | C | C | C | C |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224766166 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224766169 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224766174 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224766181 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224766188 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224766193 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224766200 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224769421 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224771721 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | D |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | D |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224771723 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224771735 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224771741 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224771756 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224771757 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224771760 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224771823 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224771830 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224771836 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224771838 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224771840 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224771845 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224771846 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224771848 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224771851 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224773676 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224773708 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224773753 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224773754 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224773755 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224773761 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224773817 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224773830 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224773835 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224777151 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224777905 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224777911 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224778063 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224778069 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224778076 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | D |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | D |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224778077 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224778079 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224778085 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224778086 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224778087 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224778088 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224778089 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224778090 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224778093 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224778117 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224778118 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224779206 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224779328 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224781560 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224781613 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224781616 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224781720 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224781733 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224781740 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224781762 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224781790 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224781792 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224781793 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224781796 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224781798 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224781860 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224781869 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224782088 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224782114 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224785383 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224785402 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224785403 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224785404 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224790928 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224790936 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224790938 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224790951 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224790955 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224790960 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224805346 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224809808 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224809809 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224809817 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224810629 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224810630 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | D | D | D | D | D |  | D | D | D | D | D |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224820204 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224820357 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224825436 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224825439 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224825445 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | D |  | C | C | C | C | D |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224825448 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224826534 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224826538 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224826539 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224826577 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224826607 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224826705 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224851098 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224851885 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224851904 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224851916 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224852462 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224852698 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224852700 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224853140 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224853150 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224853709 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224853711 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224853855 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224853857 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224853893 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224853981 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224854078 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224854094 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224854328 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224854365 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | D | D | D | D |  | D | D | D | D | D |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224854464 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224854515 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224854516 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224854520 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224854521 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224855083 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224869810 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224869811 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224869824 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224869827 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | D |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | D |  | A | A | A | A | A |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224869829 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224869832 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224878155 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224878724 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224878740 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224878743 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224878744 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | D | D | D | D |  | D | D | D | D | D |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224878748 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224878879 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224879447 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224879449 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224879465 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224879468 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224879469 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224879474 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224879475 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224879740 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224879741 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224879750 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224879754 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224879766 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | D | D | D | D | D |  | D | D | D | D | D |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224880501 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | D |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | D |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224913943 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224913945 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224913946 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224913961 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224913967 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224913968 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224913971 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224913972 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224913982 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224913991 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224914014 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224914035 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224914064 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224914066 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224914106 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224914107 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224914114 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224914116 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224914118 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224914120 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224914123 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224914190 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224914444 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224914496 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224914499 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224914501 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224914502 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224914504 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | D |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | D |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224914516 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224914521 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224914636 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224914649 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224917636 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224917994 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224918074 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224925966 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224926006 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224926019 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224926020 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224926021 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224926024 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224926030 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224926038 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224926065 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224926069 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224926072 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224926076 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224926077 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224926080 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224926081 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224926082 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224926087 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224926091 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224926098 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224926100 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224926104 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224926105 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224926155 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224926925 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224928036 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224928253 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224931457 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224931462 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224931464 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224931510 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224933379 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224933445 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224933451 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224933454 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224933483 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  |  |  |  |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224933484 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224933497 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224934356 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224934787 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224934809 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224934833 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224943018 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224943020 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224943029 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224943341 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224944911 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224944924 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224944937 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224945059 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224945286 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224945435 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224945454 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224945456 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224949044 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224949052 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224949054 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224949056 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224949739 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224949770 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224949771 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224949791 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224949877 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224949905 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224949912 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224949913 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224949940 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224949942 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224949943 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224949967 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224954698 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224954700 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224955112 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224955575 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224955986 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224961671 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224962031 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224965433 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | D |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | D |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224972580 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224972669 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224987951 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224987954 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224987956 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224987958 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224987961 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224987964 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224987965 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224987968 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224987971 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224988561 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224988562 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224988604 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224988612 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224988613 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224988619 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224988623 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224988681 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224988682 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224988687 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224988690 | [Redacted] | [Redacted] |  |  |  | D | D | D | D | D |  |  |  |  |  |  |  | A | A | A | A | A |  | D | D | D | D | D |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224988693 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224988694 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224988696 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224988701 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224988710 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224988777 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224988950 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224989149 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224989199 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224989222 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224989892 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224990392 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224990463 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224991908 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224991913 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | D |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | D |  | A | A | A | A | A |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224991915 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224991932 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224991966 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224991968 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224992042 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224992764 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224992767 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224992773 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224992775 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 224992779 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224997321 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224999419 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224999770 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224999789 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 224999790 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225000268 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225000317 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225001403 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225001418 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225001428 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225001619 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 225001773 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225001774 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225001779 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225003609 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225003611 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 225003612 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225003615 | [Redacted] | [Redacted] |  |  |  | D | D | D | D | D |  |  |  |  |  |  |  | A | A | A | A | A |  | D | D | D | D | D |  | A | A | A | A | A |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225003616 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225003633 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225003717 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 225003976 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 225003977 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 225003979 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225003980 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225003982 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225005380 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225005398 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 225005763 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225005773 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225005778 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225005784 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 225005825 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225008064 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 225008086 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225010408 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 225010415 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 225010419 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225010442 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225010670 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225010676 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 225011558 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 225011645 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 225012150 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225012154 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225012155 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 225012177 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 225012182 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 225012606 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225012694 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225014593 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225014841 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225014870 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 225014879 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225014938 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225015241 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225015248 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | D |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | D |  | A | A | A | A | A |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225017133 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225017135 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225017137 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225017146 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 225017150 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 225017154 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225017162 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225017166 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225017169 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225017175 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225017177 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225019241 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225019252 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225019253 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 225019263 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225021429 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225022985 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225023024 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225023254 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225023313 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225025938 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225025940 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225032188 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225032791 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225032801 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225032803 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 225032813 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225033067 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225033401 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225033403 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225033404 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225033448 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225033453 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225033493 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225033494 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225033517 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225034552 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 225035225 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225036618 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225036857 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225036867 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225036869 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225036880 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 225037375 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225037377 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225037379 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225037380 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225037383 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225037516 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225037517 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225037519 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225037522 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225037942 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225038875 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225040186 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 225040362 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225041342 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 225041352 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 225041479 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 225041545 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225042474 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225043221 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225043467 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225043493 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225043617 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 225043619 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225043623 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  |  |  |  |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225043649 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 225043653 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225044223 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225044858 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | A | A |  | B | B | B | B | B |  | B | B | B | B | B |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 225050414 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | B |  | A | A | A | A | B |  | A | A | A | A | A |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225051546 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225051617 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |  |  |  |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225053164 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225053327 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225056531 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225056662 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | A | A |  | B | B | B | B | B |  | B | B | B | B | B |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 225056671 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | A | A |  | B | B | B | B | B |  | B | B | B | B | B |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 225059889 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225059971 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 225060070 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225060406 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225060888 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225060891 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225060907 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225062700 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225062939 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225062953 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 225063204 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225063213 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225063223 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225063518 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225063772 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225074525 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225074526 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225075165 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225075240 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | A | A |  | B | B | B | B | B |  | B | B | B | B | B |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| 225075259 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225077558 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225083554 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225083565 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| 225083596 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  |

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## Exhibit 99.1

[CCC Depositor, LLC ABS-15G](cccdepositor-abs15g.htm)

**Exhibit 99.1 - Schedule 3**

![](situsamc-logo.jpg)

**Exception Grades**

**Run Date - 3/3/2026 2:33:10 PM** 

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| **SitusAMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Loan Exception ID** | **Exception Date** | **Exception Type** | **Exception Category** | **Exception Subcategory** | **15E Category** | **Exception** | **Exception Detail** | **Exception Information** | **Compensating Factors** | **Compensating Factor Information** | **Applying Party** | **Follow-up Comments** | **Cleared Date** | **Cured Date** | **Waived Date** | **Exception Level Grade** | **Note Date** | **Property State** | **Occupancy** | **Purpose** | **Exception Remediation** | **Originator QM ATR Status** | **TPR QM ATR Status** | **Is Curable** |
| 224221455 | [Redacted] | [Redacted] |  | 34681116 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted]Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted]Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | Transfer Tax was last disclosed as $[redacted] but disclosed as $[redacted] on Final Closing Disclosure. File does not contain a valid [redacted] for this fee, nor evidence of cure in file |  |  |  | Reviewer Comment (2025-11-12): [redacted] received valid COC document<br>Buyer Comment (2025-11-10): [redacted] COC<br>Reviewer Comment (2025-10-19): [redacted] received [redacted]dated [redacted] states "received title fees and transfer tax increased" is not a valid reason for increased transfer tax. In order to determine if the changed circumstance is valid more information is necessary on reason fee increase and when lender became aware of the change. A valid Changed Circumstance or cure is required. Cure consists of Corrected CD, LOE to borrower, proof of mailing and copy of refund check.<br>Buyer Comment (2025-10-17): [redacted] | 11/12/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| 224221455 | [Redacted] | [Redacted] |  | 35480434 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Data discrepancy - DTI |  |  |  | Reviewer Comment (2026-01-21): Installment account less than [redacted] months excluded from DTI.<br>Buyer Comment (2026-01-19): The [redacted] installment loan reflected less then [redacted] payments. Please omit the payment, which resulted in a debt ratio of [redacted]%. | 01/21/2026 |  |  | 1 A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224243057 | [Redacted] | [Redacted] |  | 34710088 |  | Credit | Loan Package Documentation | Closing / Title | Missing, Incorrect, or Incomplete Note | Missing Document: Note - Subject Lien not provided |  | Provide corrected note reflecting business entity name. |  |  |  | Reviewer Comment (2025-10-28): Received corrected note. Exception Cleared.<br>Buyer Comment (2025-10-27): corrected signed note. thanks! | 10/28/2025 |  |  | 1 D A |  | [redacted] | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| 224243278 | [Redacted] | [Redacted] |  | 34729015 |  | Credit | Loan Package Documentation | Application / Processing | Insurance | Missing Document: [redacted] not provided |  | Flood Certificate is missing in file. |  |  |  | Reviewer Comment (2025-10-22): Flood Certificate received.<br>Buyer Comment (2025-10-20): Flood cert | 10/22/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224243278 | [Redacted] | [Redacted] |  | 34729065 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  | The File is missing a copy of the Final Title Policy. |  |  |  | Reviewer Comment (2025-10-22): Final title policy received. | 10/22/2025 |  |  | 1 A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224243278 | [Redacted] | [Redacted] |  | 34729066 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within [redacted] or [redacted] and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-10-22): Final title policy received.<br>Buyer Comment (2025-10-21): title commitment | 10/22/2025 |  |  | 1 B A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224243278 | [Redacted] | [Redacted] |  | 34729159 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Loan Estimate Timing Electronically Provided | TILA-RESPA Integrated Disclosure: [redacted] not delivered to Borrower(s) within [redacted] business days of application. Initial [redacted] dated [redacted] was electronically provided without or prior to borrower's consent to receive electronic disclosures. Failure to comply with the provisions of the [redacted] Act and failure to provide[redacted] estimate of fees timely may result in additional fee tolerance violations. | [redacted] not delivered or placed in the mail to Borrowers within [redacted] business days of application. |  |  |  | Reviewer Comment (2025-10-24): [redacted] received e-consent.<br>Buyer Comment (2025-10-23): PC Cert<br>Reviewer Comment (2025-10-22): EXCEPTION HISTORY - Exception Detail was updated on [redacted] PRIOR Exception Detail: TILA-RESPA Integrated Disclosure: Loan Estimate not delivered or placed in the mail to Borrower(s) within [redacted] business days of application. (Initial/[redacted])<br>Reviewer Comment (2025-10-22): [redacted] received rebuttal on application date after receipt of [redacted] pieces of information & applicate date updated to [redacted] per Doc ID [redacted] application. However, the e-consent was after the initial LE electronic signature date. The consumer went through the eConsent process on [redacted] (doc ID [redacted]), the consumer acknowledged the receipt of the [redacted] LE on [redacted] electronically. But the loan application date was [redacted]. In the event the consumer had not provided and accepted eConsent by [redacted] ([redacted] business days from application), then the lender should have sent the consumer the Loan Estimate through another means in accordance with the official interpretation reflected in Comment [redacted](e)([redacted])(iv)[redacted]. The failure to obtain proper consent is the equivalent of the disclosures never being sent. Provide proof borrower was sent Initial LE via other means than electronic delivery, as the e-consent was over [redacted] business days and acknowledged over [redacted] business days or if an earlier e-consent, please provide. The LE would not have been provided electronically if borrower had not e-consented with the [redacted] business days after application.<br>Buyer Comment (2025-10-20): PC Cert | 10/24/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224243278 | [Redacted] | [Redacted] |  | 34729163 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted]Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted]Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | [redacted] Fee was last disclosed as $[redacted] on [redacted] but disclosed as $[redacted] on Final closing disclosure, no cure or valid change of circumstance was provided to borrower. |  |  |  | Reviewer Comment (2025-10-27): [redacted] received Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD.<br>Buyer Comment (2025-10-24): PCCD + refund check |  | 10/27/2025 |  | 2 C B |  | [redacted] | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 224245933 | [Redacted] | [Redacted] |  | 34727506 |  | Credit | Credit | Credit Documentation | Credit | There is no lease in place for the subject property and the absence of this document casts doubt on business purpose of loan. |  | [redacted] of tenant occupied property, most recent lease agreement has not been provided. Lease agreement in file is from [redacted] and does not have the subject properties address on it. | The representative FICO score exceeds the guideline minimum by at least [redacted] points. |  | SitusAMC | Reviewer Comment (2025-10-15): Preapproved exception |  |  | 10/15/2025 | 2 B |  | [redacted] | Investment | Refinance - Rate/Term | B A |  | N/A | No |
| 224254518 | [Redacted] | [Redacted] |  | 34740001 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Evidence of [redacted] Verification, [redacted] Verification and Lease Agreement for property "[redacted] [redacted]" are missing in file. |  |  |  | Reviewer Comment (2025-10-23): Received documentation of Insurance, taxes and lease agreement. Exception Cleared.<br>Buyer Comment (2025-10-21): REO for [redacted] | 10/23/2025 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Rate/Term | C A | N/A | N/A | No |
| 224254518 | [Redacted] | [Redacted] |  | 34740013 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Evidence of [redacted] Verification and [redacted] Verification for property "[redacted] [redacted]" are missing in file. |  |  |  | Reviewer Comment (2025-10-24): Hazard and Tax verification documents received and verified. Exception cleared.<br>Buyer Comment (2025-10-23): REO FOR [redacted]<br>Reviewer Comment (2025-10-23): Received mortgage statement is already provided in file. Documentation of Insurance Verification and Tax Verification for property "[redacted] " are required. Exception remains.<br>Buyer Comment (2025-10-21): REO for [redacted] | 10/24/2025 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Rate/Term | C A | N/A | N/A | No |
| 224254518 | [Redacted] | [Redacted] |  | 34747434 |  | Credit | Guideline | Guideline Issue | Guideline | [redacted] Purpose reflects [redacted] and cash out greater than the lesser of [redacted]% of the loan amount or $[redacted]. |  |  |  |  |  | Reviewer Comment (2025-10-24): Revalidated guidelines and verified. Exception cleared.<br>Buyer Comment (2025-10-22): [redacted] mtg [redacted]is for lien associated with this property and is acceptable per guidelines as well.<br>Buyer Comment (2025-10-22): Please clarify condition, Cash to Borrower on Final CD is $[redacted] [redacted] pg [redacted]. Max cash out on [redacted] per guidelines is [redacted]% or [redacted][redacted] and this is less than both. | 10/24/2025 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Rate/Term | C A | N/A | N/A | No |
| 224254518 | [Redacted] | [Redacted] |  | 34763710 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Credit | Guideline Requirement: [redacted] purpose discrepancy. |  |  |  |  |  | Reviewer Comment (2025-10-24): Revalidated guidelines and verified. Exception cleared.<br>Buyer Comment (2025-10-22): [redacted] mtg payoff is for lien associated with this property and is acceptable per guidelines as well. | 10/24/2025 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Rate/Term | C A | N/A | N/A | No |
| 224254804 | [Redacted] | [Redacted] |  | 34762794 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Data Discrepancy with DTI. Lender DTI [redacted]%, Review DTI [redacted][redacted]% . The reason for the discrepancy is due to a lower income verified via audit. |  |  |  | Reviewer Comment (2025-12-01): Cleared. Updated rental income/loss to exclude those owned by the business per [redacted]S.<br>Buyer Comment (2025-11-26): Please remove the expenses for [redacted] & [redacted] from DTI calculations as these are in the business name and are business expenses. then we should max on DTI<br>Reviewer Comment (2025-11-20): Per [redacted] and excluded income/loss per [redacted] rental real estate schedule. DTI id [redacted]%.<br>Buyer Comment (2025-11-19): Please clarify if any discrepancy remains, as it is unclear from your comments. Thanks!<br>Reviewer Comment (2025-10-31): Updated rental income per [redacted] and excluded income/loss per [redacted] rental real estate schedule.<br>Buyer Comment (2025-10-29): subject PITIA = $[redacted]<br>Primary PITIA = $[redacted] [redacted]st + $[redacted] [redacted]nd = $[redacted]<br>Puerto Rico home = $[redacted] + $[redacted] HOI = $[redacted] <br>Hawthorne = $[redacted] + $[redacted] HOI = $[redacted]<br>[redacted]th Ave = $[redacted] PITIA <br>[redacted] Sproul = $[redacted] PITIA <br>All other payments = $[redacted] <br>Total monthly income = $[redacted]<br>Reviewer Comment (2025-10-27): DTI is now [redacted]%. | 12/01/2025 |  |  | 1 C A |  | [redacted] | Second Home | Purchase | C A | Non QM | Non QM | No |
| 224254804 | [Redacted] | [Redacted] |  | 35480436 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Data discrepancy - DTI |  |  |  | Reviewer Comment (2026-01-22): Within tolerance. Condition cleared.<br>Buyer Comment (2026-01-19): Please clear, revised DTI is within tolerance. | 01/22/2026 |  |  | 1 A |  | [redacted] | Second Home | Purchase | C A | Non QM | Non QM | No |
| 224266973 | [Redacted] | [Redacted] |  | 34760320 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  |  |  |  |  | Reviewer Comment (2025-10-24): Received E-sign Consent document. Exception cleared.<br>Buyer Comment (2025-10-23): econsent | 10/24/2025 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Rate/Term | C A B | Non QM | Non QM | No |
| 224266973 | [Redacted] | [Redacted] |  | 34773737 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The [redacted] form was used, the [redacted] form should have been used. | Incorrect [redacted] form used. [redacted]on note and title are the same. The H[redacted] form should be used. |  |  |  | Reviewer Comment (2025-10-29): Corrected RTC viewed by borrower and recession period expired.<br>Buyer Comment (2025-10-27): RTC corrected and viewed by borrower on [redacted] | 10/29/2025 |  |  | 1 B A |  | [redacted] | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Non QM | Non QM | Yes |
| 224280733 | [Redacted] | [Redacted] |  | 34771982 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception request to use I/O payment to qualify at [redacted]% LTV vs max of [redacted]% is approved. Per disposition, [redacted] months reserves required. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-10-23): Client elects to waive with compensating factors. |  |  | 10/23/2025 | 2 B |  | [redacted] | Investment | Purchase | D B A |  | N/A | No |
| 224280733 | [Redacted] | [Redacted] |  | 34786794 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | File is missing the lenders DSCR worksheet. Unable to determine if there is a DSCR discrepancy. |  |  |  | Reviewer Comment (2025-11-03): Cleared. [redacted] verified.<br>Buyer Comment (2025-10-30): recvd [redacted] / [redacted] PITIA ([redacted] P&I + [redacted] HOI + [redacted]) we do match based off of the documentation and DSR worksheet is not required<br>Reviewer Comment (2025-10-27): Provided cash flow worksheet and calculated [redacted]of [redacted] does not align with the DSCR of [redacted] stated within the worksheet. Market rent $[redacted], P&I $[redacted], insurance $[redacted], Tax [redacted] used for DSCR calculation. Exception remains<br>Buyer Comment (2025-10-23): cash flow | 11/03/2025 |  |  | 1 C A D |  | [redacted] | Investment | Purchase | D B A |  | N/A | No |
| 224283893 | [Redacted] | [Redacted] |  | 34785136 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [redacted] disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $[redacted] is over disclosed by $[redacted] compared to the calculated Amount Financed of $[redacted] and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated [redacted]). | The Amount Financed is over disclosed by $[redacted], exceeding the max allowable tolerance. A fee itemization was not provided. |  |  |  | Reviewer Comment (2025-12-02): [redacted] received PCCD, LOE, Copy of Refund Check, Re-opening of Rescission and Proof of Receipt.<br>Buyer Comment (2025-12-02): rev rtc w/updated [redacted] rescission date and proof viewed by borrower.<br>Reviewer Comment (2025-11-21): This is a material exception on a rescindable transaction and requires reopening of rescission and proof of delivery of RTC to complete cure. Further, the RTC must allow the borrower [redacted] days to cancel the transaction from date of delivery.<br>Buyer Comment (2025-11-19): lox, pccd. refund check, [redacted] label<br>Reviewer Comment (2025-10-28): [redacted] PCCD shows Closing fee as $[redacted]. Exception is valid and cure is required in the amount of $[redacted]. Remediation requires PCCD, LOE, Copy of refund check, re-opening or RTC and proof of delivery to cure. Further, the RTC must allow the borrower [redacted] days to cancel the transaction from date of delivery.<br>Buyer Comment (2025-10-27): investor memo. please update your title APR fees. thanks! |  | 12/02/2025 |  | 2 C B |  | [redacted] | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| 224283893 | [Redacted] | [Redacted] |  | 34785137 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [redacted] disclosed an inaccurate Finance Charge on page [redacted] that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $[redacted] is under disclosed by $[redacted] compared to the calculated Finance Charge of $[redacted] which exceeds the $[redacted] threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated [redacted]). | Finance charges under disclosed by $[redacted], exceeding the max allowable tolerance. A fee itemization was not provided. |  |  |  | Reviewer Comment (2025-12-02): [redacted] received PCCD, LOE, Copy of Refund Check, Re-opening of Rescission and Proof of Receipt.<br>Buyer Comment (2025-12-02): rev rtc w/updated [redacted] rescission date and proof viewed by borrower.<br>Reviewer Comment (2025-11-21): This is a material exception on a rescindable transaction and requires reopening of rescission and proof of delivery of RTC to complete cure. Further, the RTC must allow the borrower [redacted] days to cancel the transaction from date of delivery.<br>Buyer Comment (2025-11-19): lox, pccd. refund check, [redacted] label<br>Reviewer Comment (2025-10-28): [redacted] PCCD shows Closing fee as $[redacted]. Exception is valid and cure is required in the amount of $[redacted]. Remediation requires PCCD, LOE, Copy of refund check, re-opening or RTC and proof of delivery to cure. Further, the RTC must allow the borrower [redacted] days to cancel the transaction from date of delivery.<br>Buyer Comment (2025-10-27): investor memo. please update your title APR fees. thanks! |  | 12/02/2025 |  | 2 C B |  | [redacted] | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| 224283893 | [Redacted] | [Redacted] |  | 34785138 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Total Of Payments | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [redacted] disclosed an inaccurate Total of Payments on page [redacted] that does not match the actual total of payments for the loan (fee amounts included in TOP calculation are based on Closing Disclosure dated [redacted]). The disclosed Total of Payments in the amount of $[redacted] is under disclosed by $[redacted] compared to the calculated total of payments of $[redacted] which exceeds the $[redacted] threshold. | The disclosed Total of Payments in the amount of $[redacted] is under disclosed by $[redacted] compared to the calculated total of payments of $[redacted] which exceeds the $[redacted] threshold. $[redacted] was added to the Title-Settlement fee on the PCCD. |  |  |  | Reviewer Comment (2025-12-02): [redacted] received PCCD, LOE, Copy of Refund Check, Re-opening of Rescission and Proof of Receipt.<br>Buyer Comment (2025-12-02): rev rtc w/updated [redacted] rescission date and proof viewed by borrower.<br>Reviewer Comment (2025-11-21): This is a material exception on a rescindable transaction and requires reopening of rescission and proof of delivery of RTC to complete cure. Further, the RTC must allow the borrower [redacted] days to cancel the transaction from date of delivery.<br>Buyer Comment (2025-11-19): lox, pccd. refund check, [redacted] label<br>Reviewer Comment (2025-10-28): [redacted] PCCD shows Closing fee as $[redacted]. Exception is valid and cure is required in the amount of $[redacted]. Remediation requires PCCD, LOE, Copy of refund check, re-opening or RTC and proof of delivery to cure. Further, the RTC must allow the borrower [redacted] days to cancel the transaction from date of delivery.<br>Buyer Comment (2025-10-27): investor memo. please update your title APR fees. thanks! |  | 12/02/2025 |  | 2 C B |  | [redacted] | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected CD, and Re-open Rescission i(required on rescindable transactions) B | Non QM | Non QM | Yes |
| 224284906 | [Redacted] | [Redacted] |  | 34788024 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception request for [redacted]% LTV with loan amount over $[redacted]MM is approved. Per disposition, minimum [redacted] months reserves + [redacted] months [redacted] on other[redacted] $[redacted] to $[redacted]MM LLPA will apply. | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted]. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-10-27): Preapproved exception |  |  | 10/27/2025 | 2 B |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224284906 | [Redacted] | [Redacted] |  | 34788047 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | E-sign Consent Agreement is missing. |  |  |  | Reviewer Comment (2025-10-28): E-sign Consent Agreement document received and associated. Exception Cleared.<br>Buyer Comment (2025-10-28): econsent | 10/28/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224284906 | [Redacted] | [Redacted] |  | 35480438 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Data discrepancy - DTI |  |  |  | Reviewer Comment (2026-02-11): Received updated [redacted] with matching DTI.<br>Buyer Comment (2026-02-09): please see attached final revised [redacted] & [redacted] with updated income. we agree with [redacted] DTI<br>Reviewer Comment (2026-02-05): Received updated documentation. Due Diligigence review DTI is [redacted] however the [redacted] relfects [redacted].<br>Buyer Comment (2026-02-04): [redacted] with updated [redacted] [redacted]% ownership<br>Reviewer Comment (2026-02-04): The CPA letter reflects that [redacted] owns [redacted]% of the business entity however the updated [redacted] and uw worksheet does not match the ownership percentage.<br>Buyer Comment (2026-02-02): [redacted]<br>Reviewer Comment (2026-01-26): Please provided final [redacted] for [redacted] that includes the qualifying income.<br>Buyer Comment (2026-01-22): [redacted]<br>Buyer Comment (2026-01-22): please see attached B[redacted] income worksheet | 02/11/2026 |  |  | 1 A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224287290 | [Redacted] | [Redacted] |  | 34792535 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability to Repay - Bank Statement Guidelines Require [redacted] or more Months | Ability to Repay (Dodd-Frank [redacted Guidelines require [redacted] or more [redacted]months bank statements. |  |  |  |  | Reviewer Comment (2026-01-08): Received updated information. Condition cleared. | 01/08/2026 |  |  | 1 A |  | [redacted] | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 224287290 | [Redacted] | [Redacted] |  | 34792536 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted]Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted]Percent Fee Tolerance exceeded. Total amount of $[redacted] exceeds tolerance of $[redacted] plus [redacted]% or $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. | No Cure or change of circumstance provided in loan file. |  |  |  | Reviewer Comment (2025-10-24): Sufficient Cure Provided At Closing |  | 10/24/2025 |  | 1 A |  | [redacted] | Primary | Refinance - Cash-out - Other | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 224287290 | [Redacted] | [Redacted] |  | 34792549 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank [redacted]): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of [redacted] Fail. | The file is missing third party verification for [redacted] |  |  |  | Reviewer Comment (2026-01-08): Received updated information. Condition cleared.<br>Reviewer Comment (2025-11-11): Reviewed letter from borrower regarding the [redacted] account. If entity is no longer operational, the income from that entity can no longer be utilized. Please provide updated [redacted] reflecting the borrower's current operating entity income.<br>Buyer Comment (2025-11-07): LOE regarding bank statement for [redacted]<br>Reviewer Comment (2025-10-31): There are [redacted] income calculation worksheets provided Doc ID [redacted] and [redacted] for [redacted] business entity bank statements "[redacted]" and "[redacted]". Third party verification of employment for "[redacted]" is missing in file. Exception remains.<br>Buyer Comment (2025-10-30): PC Cert | 01/08/2026 |  |  | 1 B A C |  | [redacted] | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C | Non QM | Non QM | Yes |
| 224287290 | [Redacted] | [Redacted] |  | 34792550 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - Bank Statements | Ability-to-Repay (Dodd-Frank [redacted]): Unable to verify current employment status using reasonably reliable third-party records. | The file is missing third party verification for [redacted] |  |  |  | Reviewer Comment (2026-01-08): Received updated information. Condition cleared.<br>Reviewer Comment (2025-10-31): There are [redacted] income calculation worksheets provided Doc ID [redacted] and [redacted] for [redacted] business entity bank statements "[redacted]" and "[redacted]". Third party verification of employment for "[redacted]" is missing in file. Exception remains.<br>Buyer Comment (2025-10-30): submitted pc cert | 01/08/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 224287290 | [Redacted] | [Redacted] |  | 34792551 |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank [redacted]): General Ability-to-Repay requirements not satisfied. | For self-employed borrowers, the existence of the business must be independently verified by [redacted]([redacted]) years of business licenses or a [redacted]letter through disinterested third party within [redacted] business days of closing. The loan file should reflect documentation secured from these sources. Sources may include: [redacted], [redacted]agency or applicable licensing bureau. |  |  |  | Reviewer Comment (2026-01-08): Received updated information. Condition cleared. | 01/08/2026 |  |  | 1 A |  | [redacted] | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 224288257 | [Redacted] | [Redacted] |  | 34793430 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank [redacted]): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | Waterfall due to missing Third-Party verification for " [redacted], [redacted][redacted] and [redacted] " of borrower. |  |  |  | Reviewer Comment (2026-01-12): Lender changed loan designation to Safe Harbor QM Apor. Condition cleared.<br>Reviewer Comment (2026-01-02): Received third party verifications for all [redacted] entities, however all verifications are dated post closing. Per Non QM and ATR requirements, verifications (or evidence of lenders verification of borrower's business operations, dates of operation and current status) must be dated prior to closing. DD is unable to clear these conditions as all verifications are dated post closing.<br>Buyer Comment (2025-12-30): business [redacted] email from CPA<br>Reviewer Comment (2025-12-02): Provided business search results with document date of [redacted] which is after the Note date of [redacted]. Require third party verification for all [redacted] business prior to Note date. Exception remains.<br>Buyer Comment (2025-12-01): [redacted]website for business [redacted] does not show a start or expiration date, please advise what else can be provided in this case.<br>Reviewer Comment (2025-11-21): Loan designation is Non QM. Third party verification was provided post close. In addition, the documentation does not provide the borrowers dates of operation or good standing. Condition remains.<br>Buyer Comment (2025-11-20): business verification + PC Cert<br>Reviewer Comment (2025-11-04): Require Third party verification document for "[redacted], [redacted] and [redacted]" of borrower to clear the exception. Exception Remains.<br>Buyer Comment (2025-11-03): PC Cert submitted | 01/12/2026 |  |  | 1 B A C |  | [redacted] | Primary | Purchase | Lender to provide updated ATR/QM status C B | Non QM | Safe Harbor QM (APOR) | Yes |
| 224288257 | [Redacted] | [Redacted] |  | 34793431 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - [redacted] Test | Ability-to-Repay (Dodd-Frank [redacted]): Unable to verify current C-Corp status due to most recent [redacted Return end date is older than [redacted] days before Closing Date, and one of these docs is required yet missing: Audited/Third Party [redacted, [redacted Letter, or other Third Party Verification. | [redacted due to missing Third-Party verification for employer "[redacted] [redacted], [redacted]" of borrower. |  |  |  | Reviewer Comment (2026-01-12): Lender changed loan designation to Safe Harbor QM Apor. Condition cleared.<br>Reviewer Comment (2026-01-02): Received third party verifications for all [redacted] entities, however all verifications are dated post closing. Per Non QM and ATR requirements, verifications (or evidence of lenders verification of borrower's business operations, dates of operation and current status) must be dated prior to closing. DD is unable to clear these conditions as all verifications are dated post closing.<br>Buyer Comment (2025-12-31): submitted business [redacted] email from CPA<br>Reviewer Comment (2025-12-02): Provided business search results with document date of [redacted] which is after the Note date of [redacted]. Require third party verification for all [redacted] business prior to Note date. Exception remains.<br>Buyer Comment (2025-12-01): business licenses provided<br>Reviewer Comment (2025-11-21): Loan designation is Non QM. Third party verification was provided post close. In addition, the documentation does not provide the borrowers dates of operation or good standing. Condition remains.<br>Buyer Comment (2025-11-20): business google search<br>Reviewer Comment (2025-11-04): Require Third party verification document for "[redacted], [redacted] and [redacted]" of borrower to clear the exception. Exception Remains.<br>Buyer Comment (2025-11-03): PC Cert submitted | 01/12/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Safe Harbor QM (APOR) | No |
| 224288257 | [Redacted] | [Redacted] |  | 34793432 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - [redacted Test | Ability-to-Repay (Dodd-Frank [redacted]): Unable to verify current[redactedp status due to most recent Tax Return end date is older than [redacted] days before Closing Date, and one of these docs is required yet missing: Audited/Third Party P&L, [redacted] Letter, or other Third Party Verification. | [redacted] due to missing Third-Party verification for employer " [redacted], " of borrower. |  |  |  | Reviewer Comment (2026-01-12): Lender changed loan designation to Safe Harbor QM Apor. Condition cleared.<br>Reviewer Comment (2026-01-09): Exception remains No new document provided.<br> all verifications are dated post closing. Per Non QM and ATR requirements, verifications (or evidence of lenders verification of borrower's business operations, dates of operation and current status) must be dated prior to closing. DD is unable to clear these conditions as all verifications are dated post closing.<br>Buyer Comment (2026-01-07): Please redesignate this to Safe Harbor QM<br>Reviewer Comment (2026-01-02): Received third party verifications for all [redacted] entities, however all verifications are dated post closing. Per Non QM and ATR requirements, verifications (or evidence of lenders verification of borrower's business operations, dates of operation and current status) must be dated prior to closing. DD is unable to clear these conditions as all verifications are dated post closing.<br>Buyer Comment (2025-12-31): submitted business [redacted] email from CPA<br>Reviewer Comment (2025-12-02): Provided business search results with document date of [redacted] which is after the Note date of [redacted]. Require third party verification for all [redacted] business prior to Note date. Exception remains.<br>Buyer Comment (2025-12-01): business licenses provided<br>Reviewer Comment (2025-11-21): Loan designation is Non QM. Third party verification was provided post close. In addition, the documentation does not provide the borrowers dates of operation or good standing. Condition remains.<br>Buyer Comment (2025-11-20): business google search provided<br>Reviewer Comment (2025-11-04): Require Third party verification document for "[redacted], [redacted] and [redacted]" of borrower to clear the exception. Exception Remains.<br>Buyer Comment (2025-11-03): PC Cert submitted | 01/12/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Safe Harbor QM (APOR) | No |
| 224288257 | [Redacted] | [Redacted] |  | 34793433 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - [redacted] Test | Ability-to-Repay (Dodd-Frank [redacted]): Unable to verify current [redacted] status due to most recent [redacted] Return end date is older than [redacted] days before Closing Date, and [redacted] of these docs is required yet missing: Audited/Third Party P&L, [redacted] Letter, or other Third Party Verification. | [redacted]due to missing Third-Party verification for employer "[redacted] [redacted]," of borrower. |  |  |  | Reviewer Comment (2026-01-12): Lender changed loan designation to Safe Harbor QM Apor. Condition cleared.<br>Reviewer Comment (2026-01-02): Received third party verifications for all [redacted] entities, however all verifications are dated post closing. Per Non QM and ATR requirements, verifications (or evidence of lenders verification of borrower's business operations, dates of operation and current status) must be dated prior to closing. DD is unable to clear these conditions as all verifications are dated post closing.<br>Buyer Comment (2025-12-31): submitted business [redacted] email from CPA<br>Reviewer Comment (2025-12-02): Provided business search results with document date of [redacted] which is after the [redacted]date of [redacted]. Require third party verification for all [redacted] business prior to Note date. Exception remains.<br>Buyer Comment (2025-12-01): business licenses provided<br>Reviewer Comment (2025-11-21): Loan designation is Non QM. Third party verification was provided post close. In addition, the documentation does not provide the borrowers dates of operation or good standing. Condition remains.<br>Buyer Comment (2025-11-20): business google search<br>Reviewer Comment (2025-11-04): Require Third party verification document for "[redacted], [redacted] and [redacted]" of borrower to clear the exception. Exception Remains.<br>Buyer Comment (2025-11-03): PC Cert submitted | 01/12/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Safe Harbor QM (APOR) | No |
| 224288257 | [Redacted] | [Redacted] |  | 34793434 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank [redacted]): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | [redacted]due to missing Third-Party verification for "[redacted] [redacted], [redacted], [redacted] [redacted] and [redacted] [redacted] " of borrower. |  |  |  | Reviewer Comment (2025-11-21): Document provided<br>Buyer Comment (2025-11-20): business google search has been provided<br>Reviewer Comment (2025-11-04): Require Third party verification document for "[redacted], [redacted] and [redacted]" of borrower to clear the exception. Exception Remains.<br>Buyer Comment (2025-11-03): PC Cert submitted | 11/21/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Safe Harbor QM (APOR) | No |
| 224288257 | [Redacted] | [Redacted] |  | 34793435 |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank [redacted]): General Ability-to-Repay requirements not satisfied. | [redacted] due to missing Third-Party verification for "[redacted] [redacted], [redacted], [redacted] [redacted] [redacted]and [redacted] [redacted] " of borrower. |  |  |  | Reviewer Comment (2026-01-12): Lender changed loan designation to Safe Harbor QM Apor. Condition cleared. | 01/12/2026 |  |  | 1 A |  | [redacted] | Primary | Purchase | C B A | Non QM | Safe Harbor QM (APOR) | No |
| 224288257 | [Redacted] | [Redacted] |  | 34793443 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within [redacted] or [redacted] and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Title policy amount not provided in preliminary title policy. |  |  |  | Reviewer Comment (2025-11-06): Title policy amount updated from the received document. Exception cleared.<br>Buyer Comment (2025-11-05): title policy amount confirmation | 11/06/2025 |  |  | 1 B A |  | [redacted] | Primary | Purchase | C B A | Non QM | Safe Harbor QM (APOR) | No |
| 224288257 | [Redacted] | [Redacted] |  | 34793470 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | Missing Third-Party verification for " [redacted],[redacted] [redacted] Inc and [redacted] [redacted] [redacted]" of borrower. |  |  |  | Reviewer Comment (2025-11-21): Document provided.<br>Buyer Comment (2025-11-20): business google search has been provided<br>Reviewer Comment (2025-11-04): Require Third party verification document for "[redacted], [redacted] and [redacted]" of borrower to clear the exception. Exception Remains.<br>Buyer Comment (2025-11-03): PC Cert | 11/21/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Safe Harbor QM (APOR) | No |
| 224288257 | [Redacted] | [Redacted] |  | 34793483 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank [redacted]): Based on the loan failing one or more guideline components, the loan is at ATR risk. | [redacted] due to missing Third-Party verification for "[redacted] [redacted],[redacted][redacted] Inc and [redacted] [redacted] [redacted]" of borrower. |  |  |  | Reviewer Comment (2025-11-21): Document provided<br>Buyer Comment (2025-11-20): business google search has been provided<br>Reviewer Comment (2025-11-04): Require Third party verification document for "[redacted], [redacted] and [redacted]" of borrower to clear the exception. Exception Remains.<br>Buyer Comment (2025-11-03): PC Cert submitted | 11/21/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Safe Harbor QM (APOR) | No |
| 224288257 | [Redacted] | [Redacted] |  | 34793506 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception request for Borrower is [redacted] with [redacted] status of C[redacted]. [redacted]expired [redacted]. Guidelines require valid unexpired [redacted]for non perm resident alien without visa. | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-10-27): Client elects to waive with compensating factors. |  |  | 10/27/2025 | 2 B |  | [redacted] | Primary | Purchase | C B A | Non QM | Safe Harbor QM (APOR) | No |
| 224288257 | [Redacted] | [Redacted] |  | 34793516 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | Missing Third-Party verification for " [redacted], Inc, [redacted] Inc and [redacted] Inc" of borrower. |  |  |  | Reviewer Comment (2025-11-21): Document Provided<br>Buyer Comment (2025-11-20): business google search has been provided<br>Reviewer Comment (2025-11-04): Require Third party verification document for "[redacted], [redacted] and [redacted]" of borrower to clear the exception. Exception Remains.<br>Buyer Comment (2025-11-03): PC Cert submitted | 11/21/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Safe Harbor QM (APOR) | No |
| 224288257 | [Redacted] | [Redacted] |  | 34807339 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Unable to verify [redacted] months' housing history disclosing timely payments. |  |  |  | Reviewer Comment (2025-11-05): Received clarification/approval/documentation from lender. Condition cleared.<br>Buyer Comment (2025-11-03): PC Cert | 11/05/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Safe Harbor QM (APOR) | No |
| 224288257 | [Redacted] | [Redacted] |  | 34808119 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Documentation to verify that gift funds were transferred to the title company is not located in the file. |  |  |  | Reviewer Comment (2025-11-07): Received required documentation. Condition cleared.<br>Buyer Comment (2025-11-05): copy of check<br>Reviewer Comment (2025-11-04): Require Deposit receipt & wire confirmation with relevant details as in provided document shows check no#, [redacted], Wire confirmation, payment of invoice reflect as N/A which is incomplete document. Exception Remains.<br>Buyer Comment (2025-11-03): gift receipt | 11/07/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Safe Harbor QM (APOR) | No |
| 224288257 | [Redacted] | [Redacted] |  | 35039056 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | Loan designation is Non QM. Third party verification was provided post close. In addition, the documentation does not provide the borrowers dates of operation or good standing. Condition remains. |  |  |  | Reviewer Comment (2025-12-19): Received required documentation. Condition cleared. | 12/19/2025 |  |  | 1 A |  | [redacted] | Primary | Purchase | C B A | Non QM | Safe Harbor QM (APOR) | No |
| 224288257 | [Redacted] | [Redacted] |  | 35469154 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Employment - C-Corp [redacted] | General QM: Unable to verify current [redacted] status using reasonably reliable third-party records. |  |  |  |  | Reviewer Comment (2026-01-13): Documentation in file meets lender guides. | 01/13/2026 |  |  | 1 A |  | [redacted] | Primary | Purchase | C B A | Non QM | Safe Harbor QM (APOR) | No |
| 224288257 | [Redacted] | [Redacted] |  | 35469155 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Employment - S-Corp | General QM: Unable to verify current S-Corp status using reasonably reliable third-party records. |  |  |  |  | Reviewer Comment (2026-01-13): Documentation in file meets lender guides. | 01/13/2026 |  |  | 1 A |  | [redacted] | Primary | Purchase | C B A | Non QM | Safe Harbor QM (APOR) | No |
| 224288257 | [Redacted] | [Redacted] |  | 35469156 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Employment - S-Corp | General QM: Unable to verify current S-Corp status using reasonably reliable third-party records. |  |  |  |  | Reviewer Comment (2026-01-13): Documentation in file meets lender guides. | 01/13/2026 |  |  | 1 A |  | [redacted] | Primary | Purchase | C B A | Non QM | Safe Harbor QM (APOR) | No |
| 224288257 | [Redacted] | [Redacted] |  | 35469157 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank [redacted]): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. | Not applicable |  |  |  | Reviewer Comment (2026-01-13): Loan is SHQM(APOR) | 01/13/2026 |  |  | 1 A |  | [redacted] | Primary | Purchase | Lender to provide updated ATR/QM status C B | Non QM | Safe Harbor QM (APOR) | Yes |
| 224288257 | [Redacted] | [Redacted] |  | 35469303 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank [redacted]): The initial Loan Designation provided did not match, however, the updated Loan Designation of Safe Harbor QM (APOR) matches the Due Diligence Loan Designation of Safe Harbor QM (APOR). | Loan is SHQM(APOR) |  |  |  | Reviewer Comment (2026-01-13): Client elects to waive. |  |  | 01/13/2026 | 2 A B |  | [redacted] | Primary | Purchase | C B A | Non QM | Safe Harbor QM (APOR) | No |
| 224292663 | [Redacted] | [Redacted] |  | 34809378 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted]Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted]Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-10-27): Sufficient Cure Provided At Closing |  | 10/27/2025 |  | 1 A |  | [redacted] | Primary | Refinance - Rate/Term | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 224292669 | [Redacted] | [Redacted] |  | 34797463 |  | Credit | Income / Employment | Income Documentation | Missing Document | [redacted]Documents are missing. |  | Insurance Verification is missing. |  |  |  | Reviewer Comment (2025-11-04): Insurance Verification received. Exception cleared.<br>Buyer Comment (2025-11-01): Insurance | 11/04/2025 |  |  | 1 C A |  | [redacted] | Second Home | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 224292669 | [Redacted] | [Redacted] |  | 34797464 |  | Credit | Income / Employment | Income Documentation | Missing Document | [redacted]Documents are missing. |  | Insurance Verification is missing. |  |  |  | Reviewer Comment (2025-11-12): Received insurance and HOA.<br>Buyer Comment (2025-11-11): HOA dues<br>Reviewer Comment (2025-11-04): Require HOA document for REO property "Address: [redacted] to cover the remaining other expense amount $[redacted]. Exception Remains.<br>Buyer Comment (2025-11-01): insurance | 11/12/2025 |  |  | 1 C A |  | [redacted] | Second Home | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 224292669 | [Redacted] | [Redacted] |  | 34797465 |  | Credit | Income / Employment | Income Documentation | Missing Document | [redacted]Documents are missing. |  | Insurance Verification is missing. |  |  |  | Reviewer Comment (2025-11-25): Received document for HOA verification. Exception cleared.<br>Buyer Comment (2025-11-21): HOA dues<br>Reviewer Comment (2025-11-12): Insurance document is received, require HOA verification document of $[redacted] payment.<br>Buyer Comment (2025-11-11): PC Cert<br>Reviewer Comment (2025-11-04): Require HOI document for REO property "Address: [redacted] to cover the remaining other expense amount $[redacted]. Exception Remains.<br>Buyer Comment (2025-11-01): insurance | 11/25/2025 |  |  | 1 C A |  | [redacted] | Second Home | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 224292669 | [Redacted] | [Redacted] |  | 34797486 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Lender Credit Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure:[redacted]Percent Fee Tolerance exceeded for Lender Credits. Final Lender Credit of $[redacted] exceeds tolerance of $[redacted]. Insufficient or no cure was provided to the borrower. | Lender Credits was last disclosed as $[redacted] on LE and initial closing disclosure but disclosed as $[redacted] on Final Closing Disclosure. File does not contain a valid COC for this fee, nor evidence of cure in file. |  |  |  | Reviewer Comment (2025-12-30): [redacted] received COC dated [redacted].<br>Buyer Comment (2025-12-30): PC Cert<br>Reviewer Comment (2025-12-28): [redacted] received COC dated [redacted] states rate change from [redacted]% to [redacted]%; however, in actual rate changed from [redacted]% to [redacted]%. In order to determine if the changed circumstance is valid more information is necessary on reason lender credit removed and when lender became aware of the change. A valid Changed Circumstance or cure is required. Cure consists of Corrected CD, LOE to borrower, proof of mailing and copy of refund check.<br>Buyer Comment (2025-12-26): COC | 12/30/2025 |  |  | 1 C A |  | [redacted] | Second Home | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| 224292675 | [Redacted] | [Redacted] |  | 34795191 |  | Compliance | Compliance | Federal Compliance | Federal HPML | [redacted] [redacted] Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of [redacted][redacted]% or Final Disclosure APR of [redacted][redacted]% is equal to or greater than the threshold of APOR [redacted]% + [redacted]%, or [redacted][redacted]%. Non-Compliant Higher Priced Mortgage Loan. |  |  |  |  | Reviewer Comment (2025-11-04): Appraisal delivery confirmation document received, exception cleared.<br>Buyer Comment (2025-11-03): proof of appraisal delivery has been submitted | 11/04/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224292675 | [Redacted] | [Redacted] |  | 34795192 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank [redacted]): Creditor did not provide a copy of each valuation to applicant [redacted] business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-11-04): Appraisal delivery confirmation document received, exception cleared.<br>Buyer Comment (2025-11-03): appraisal delivery | 11/04/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224292675 | [Redacted] | [Redacted] |  | 34795196 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  |  |  |  |  | Reviewer Comment (2025-11-04): E-Sign Consent Agreement received, exception cleared.<br>Buyer Comment (2025-11-03): econsent | 11/04/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224292675 | [Redacted] | [Redacted] |  | 35480439 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Data discrepancy - DTI |  |  |  | Reviewer Comment (2026-01-28): Received updated [redacted] and DTI is matching. Exception cleared.<br>Buyer Comment (2026-01-26): updated [redacted]<br>Reviewer Comment (2026-01-22): Removed the debt paid by business, however the updated [redacted] provided is for a different borrower. Exception remains for DTI discrepancy.<br>Buyer Comment (2026-01-19): updated [redacted] to reflect ARM payment and to omit the [redacted] account for $[redacted] per month. Business statements reflected acct was paid for [redacted]+ months. | 01/28/2026 |  |  | 1 A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224304817 | [Redacted] | [Redacted] |  | 34847477 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | File is missing the [redacted] worksheet. Unable to determine if there is a [redacted] discrepancy. |  |  |  | Reviewer Comment (2025-11-03): Provided Cash flow worksheet. Calculated DSCR is matching with DSCR worksheet calculation. Exception cleared.<br>Buyer Comment (2025-10-31): worksheet | 11/03/2025 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 224307854 | [Redacted] | [Redacted] |  | 34810128 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | E-sign Consent Agreement is missing. |  |  |  | Reviewer Comment (2025-11-06): E-sign Consent Agreement received & exception cleared.<br>Buyer Comment (2025-11-05): econsent | 11/06/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224307854 | [Redacted] | [Redacted] |  | 34810135 |  | Compliance | Compliance | Federal Compliance | Federal HPML | [redacted] [redacted] Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of [redacted][redacted]% or Final Disclosure APR of [redacted][redacted]% is equal to or greater than the threshold of APOR [redacted]% + [redacted]%, or [redacted][redacted]%. Non-Compliant Higher Priced Mortgage Loan. |  |  |  |  | Reviewer Comment (2026-01-23): Proof of receipt provided.<br>Buyer Comment (2026-01-23): appraisal report and delivery submitted<br>Reviewer Comment (2025-11-17): Missing appraisal receipts and preliminary appraisals.<br>Buyer Comment (2025-11-14): provided proof of appraisal delivery dated [redacted]<br>Reviewer Comment (2025-11-07): No proof of delivery received for primary appraisal dated [redacted], received dated must be before [redacted] to clear this exception. Exception remains.<br>Buyer Comment (2025-11-05): proof of appraisal delivery submitted | 01/23/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224307854 | [Redacted] | [Redacted] |  | 34810136 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank [redacted]): Creditor did not provide a copy of each valuation to applicant [redacted] business days prior to consummation. | [redacted]report delivery receipt is missing for report dated [redacted]. |  |  |  | Reviewer Comment (2026-01-23): Proof of receipt provided.<br>Buyer Comment (2026-01-23): appraisal [redacted] & delivery<br>Reviewer Comment (2025-12-24): Unfortunately no. For HPML, all valuations must be provided and delivered to borrower at least [redacted] business days prior to close. If you provide the actual documentation of when the borrower received the updated appraisal, we can escalate the issue to our compliance department and see what we can do.<br>Buyer Comment (2025-12-22): if corrections were clerical, can the report be delivered post-closing?<br>Reviewer Comment (2025-11-17): Report date of appraisal is [redacted]. Missing evidence of receipt borrower received this appraisal ([redacted]) business days prior to consummation.<br>Buyer Comment (2025-11-14): appraisal delivery [redacted]<br>Reviewer Comment (2025-11-07): No proof of delivery received for primary appraisal dated [redacted], received dated must be before [redacted] to clear this exception. Exception remains.<br>Buyer Comment (2025-11-05): appraisal delivery | 01/23/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224307854 | [Redacted] | [Redacted] |  | 34810137 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank [redacted]): Creditor did not provide a copy of each valuation to applicant [redacted] business days prior to consummation. | [redacted]report delivery receipt is missing for report dated [redacted]. |  |  |  | Reviewer Comment (2025-12-03): Appraisal delivery receipt received.<br>Reviewer Comment (2025-11-17): Report date of appraisal is [redacted]. Evidence of receipt reflects borrower received this appraisal [redacted] which is not ([redacted]) business days prior to consummation.<br>Buyer Comment (2025-11-14): appraisal delivery [redacted]<br>Reviewer Comment (2025-11-07): The appraisal delivery proof provided for secondary valuation is dated [redacted] and is not within [redacted] business days of closing. Received date must be before [redacted]. Exception remains<br>Buyer Comment (2025-11-05): submitted proof of appraisal delivery | 12/03/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224307854 | [Redacted] | [Redacted] |  | 34810139 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted]Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted]Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. | Credit Report Fee on closing disclosure is $[redacted] and on loan estimate $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  | Reviewer Comment (2025-10-28): Sufficient Cure Provided At Closing |  | 10/28/2025 |  | 1 A |  | [redacted] | Primary | Purchase | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| 224307854 | [Redacted] | [Redacted] |  | 35000245 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML [redacted] Rule (Dodd-Frank [redacted]): Creditor did not provide a copy of each valuation to applicant [redacted] business days prior to consummation. | Preliminary appraisal receipts provided for [redacted] and [redacted]. Missing a copy of each valuation that was delivered on these dates. |  |  |  | Reviewer Comment (2025-12-03): Preliminary appraisal received along with delivery receipt.<br>Buyer Comment (2025-12-01): PC Cert + appraisal reports as of [redacted] and [redacted] | 12/03/2025 |  |  | 1 A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224307854 | [Redacted] | [Redacted] |  | 35148279 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank [redacted]): Creditor did not provide a copy of revised valuation to applicant [redacted] business days prior to consummation. | Appraisal delivery receipt not provided within [redacted] business days prior to consummation. |  |  |  | Reviewer Comment (2026-01-23): Client elects to waive.<br>Buyer Comment (2026-01-23): Appraisal [redacted] & delivery<br>Reviewer Comment (2025-12-24): Unfortunately no. For HPML, all valuations must be provided and delivered to borrower at least [redacted] business days prior to close. If you provide the actual documentation of when the borrower received the updated appraisal, we can escalate the issue to our compliance department and see what we can do.<br>Buyer Comment (2025-12-22): if corrections were clerical, can the report be delivered post-closing? |  |  | 01/23/2026 | 2 B |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224307854 | [Redacted] | [Redacted] |  | 35617418 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank [redacted]): Creditor did not provide a copy of revised valuation to applicant [redacted] business days prior to consummation. |  |  |  |  | Reviewer Comment (2026-01-23): Client elects to waive. |  |  | 01/23/2026 | 2 B |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224308343 | [Redacted] | [Redacted] |  | 34839593 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within [redacted] or [redacted] and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Coverage amount not provided on preliminary title. |  |  |  | Reviewer Comment (2025-11-06): Title supplement received & associated. Exception cleared.<br>Buyer Comment (2025-11-05): title sup | 11/06/2025 |  |  | 1 B A |  | [redacted] | Primary | Purchase | B A | Non QM | Non QM | No |
| 224330029 | [Redacted] | [Redacted] |  | 34865551 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Discrepancy in DSCR. Lender DSCR [redacted]%. DD calculated DSCR [redacted]%. Unable to determine discrepancy due to missing lender DSCR worksheet. |  |  |  | Reviewer Comment (2026-01-08): Received lenders [redacted]worksheet. Condition cleared.<br>Reviewer Comment (2026-01-08): Lease agreement is required as current rent has been used. Exception remains<br>Buyer Comment (2026-01-06): Current rents are on the appraisal , page [redacted] of [redacted]<br>Reviewer Comment (2025-12-29): The UW worksheet reflects current rent however lease agreements are not located in the file.<br>Buyer Comment (2025-12-26): [redacted] calc at [redacted] and within guidelines | 01/08/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A |  | N/A | No |
| 224330040 | [Redacted] | [Redacted] |  | 34857132 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | [redacted]/Declarations: F. Are you a co-signer or guarantor on any debt or loan that is not disclosed on this application? reflects Yes. Missing documented and/or does not meet guideline requirements. |  |  |  |  |  | Reviewer Comment (2026-01-09): Letter of explanation received from borrower, exception cleared<br>Buyer Comment (2026-01-08): lox<br>Reviewer Comment (2025-11-12): LOX required from the borrower providing the details.<br>Buyer Comment (2025-11-10): The borrower co-signed for a car loan for daughter. It is listed on credit - [redacted] | 01/09/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224330040 | [Redacted] | [Redacted] |  | 34857165 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank [redacted]): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | Require supporting documentation to verify "other" income in amount of $[redacted] monthly disclosed on final [redacted] document, no documentation in file to support the income. |  |  |  | Reviewer Comment (2026-01-09): Asset depletion income used, exception cleared.<br>Buyer Comment (2026-01-08): passive income, [redacted] & [redacted] | 01/09/2026 |  |  | 1 B A C |  | [redacted] | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| 224330040 | [Redacted] | [Redacted] |  | 34857166 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM DTIs match and both moderately exceed Guidelines | Ability to Repay (Dodd-Frank [redacted]): The DTI calculated in accordance with the Lenders Guidelines and [redacted](c)([redacted]) of [redacted][redacted]% moderately exceeds the guideline maximum of [redacted]%. (DTI Exception is eligible to be regraded with compensating factors.) | Require supporting documentation to verify "other" income in amount of $[redacted] monthly disclosed on final [redacted] document, no documentation in file to support the income. |  |  |  | Reviewer Comment (2026-01-09): Asset depletion income used, exception cleared.<br>Buyer Comment (2026-01-08): see uploaded | 01/09/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224330040 | [Redacted] | [Redacted] |  | 34857167 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank [redacted]): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | Require supporting documentation to verify "other" income in amount of $[redacted] monthly disclosed on final [redacted] document, no documentation in file to support the income. |  |  |  | Reviewer Comment (2026-01-09): Asset depletion income used, exception cleared.<br>Buyer Comment (2026-01-08): see uploaded | 01/09/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224330040 | [Redacted] | [Redacted] |  | 34857169 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted]Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted]Percent Fee Tolerance exceeded for Transfer [redacted]. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. | Sufficient cure was provided to the borrower at Closing |  |  |  | Reviewer Comment (2025-10-30): Sufficient Cure Provided At Closing |  | 10/30/2025 |  | 1 A |  | [redacted] | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 224330040 | [Redacted] | [Redacted] |  | 34857174 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | Require supporting documentation to verify "other" income in amount of $[redacted] monthly disclosed on final [redacted] document, no documentation in file to support the income. |  |  |  | Reviewer Comment (2026-01-09): Asset depletion income used, exception cleared.<br>Buyer Comment (2026-01-08): see uploaded | 01/09/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224330040 | [Redacted] | [Redacted] |  | 34857176 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | Require supporting documentation to verify "other" income in amount of $[redacted] monthly disclosed on final [redacted] document, no documentation in file to support the income. |  |  |  | Reviewer Comment (2026-01-09): Asset depletion income used, exception cleared.<br>Buyer Comment (2026-01-08): see uploaded | 01/09/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224330040 | [Redacted] | [Redacted] |  | 34857187 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank [redacted]): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Require supporting documentation to verify "other" income in amount of $[redacted] monthly disclosed on final [redacted] document, no documentation in file to support the income. |  |  |  | Reviewer Comment (2026-01-09): Asset depletion income used, exception cleared.<br>Buyer Comment (2026-01-08): see uploaded | 01/09/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224335253 | [Redacted] | [Redacted] |  | 35480537 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Data discrepancy - DTI |  |  |  | Reviewer Comment (2026-01-26): Received updated [redacted]. Condition cleared.<br>Buyer Comment (2026-01-22): Taxes updated and DTI now matches. See [redacted] | 01/26/2026 |  |  | 1 A |  | [redacted] | Primary | Purchase | A | Non QM | Non QM | No |
| 224351901 | [Redacted] | [Redacted] |  | 34914776 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: [redacted] |  |  |  |  |  | Reviewer Comment (2025-11-21): Received required documentation. Condition cleared.<br>Buyer Comment (2025-11-19): CDA | 11/21/2025 |  |  | 1 D A |  | [redacted] | Investment | Refinance - Rate/Term | D B C A |  | N/A | No |
| 224351901 | [Redacted] | [Redacted] |  | 34914855 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Closing Instructions not provided |  | Closing Instructions is not provided in file |  |  |  | Reviewer Comment (2025-11-14): Received closing instruction. Exception cleared.<br>Buyer Comment (2025-11-12): closing instructions | 11/14/2025 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Rate/Term | D B C A |  | N/A | No |
| 224351901 | [Redacted] | [Redacted] |  | 34915546 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception for unacceptable property types - Unique property. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-11-05): Client elected to waive with compensating factors. |  |  | 11/05/2025 | 2 B |  | [redacted] | Investment | Refinance - Rate/Term | D B C A |  | N/A | No |
| 224364978 | [Redacted] | [Redacted] |  | 34931113 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted]Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted]Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over [redacted]limit. Insufficient or no cure was provided to the [redacted]. | Appraisal Fee was last disclosed as $[redacted] on [redacted] but disclosed as $[redacted] on Final [redacted]. File does not contain a valid Changed Circumstance for this fee, no evidence of cure in file. |  |  |  | Reviewer Comment (2025-12-09): [redacted] received Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD.<br>Buyer Comment (2025-12-08): proof refund recived<br>Reviewer Comment (2025-12-04): [redacted] received Post CD,LOX,Copy of refund check and proof of mailing. [redacted] tracking indicates label has been created, but package has not been shipped. Proof of mailing required to cure.<br>Buyer Comment (2025-12-03): lox, pccd, refund check |  | 12/09/2025 |  | 2 C B |  | [redacted] | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 224364978 | [Redacted] | [Redacted] |  | 34931114 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date | [redacted] Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). | [redaction] expiration date of [redacted] is less than [redacted] Business days from the [redacted]date of [redacted]. |  |  |  | Reviewer Comment (2025-12-10): Corrected form received with details. Exception cleared.<br>Buyer Comment (2025-12-08): revised RTC w/new [redacted] rescission date and proof viewed (correct form, lender to lender transaction and [redacted]st lien paid off on final CD) | 12/10/2025 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Non QM | Non QM | Yes |
| 224364978 | [Redacted] | [Redacted] |  | 34934218 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Data Discrepancy with DTI. Lender DTI [redacted]%, Review DTI [redacted][redacted]%. The reason for the discrepancy is due to Lender using I/O payment of $[redacted] while audit uses the fully amortized payment after I/O period. |  |  |  | Reviewer Comment (2025-12-03): Cleared. Received updated [redacted] and [redacted].<br>Buyer Comment (2025-12-03): revised [redacted]<br>Reviewer Comment (2025-11-13): Confirmed that $[redacted] per [redacted]. The [redacted] reflects the [redacted]property has a -$[redacted] rental income loss however the calculated income loss is -$[redacted].<br>Buyer Comment (2025-11-12): please clarify as the [redacted] states higher I/O amount of $[redacted].. you condiiton lists the lower amount $[redacted] which was used in your calculations.. | 12/03/2025 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 224366579 | [Redacted] | [Redacted] |  | 34928768 |  | Credit | Guideline | Guideline Issue | Guideline | Loan does not meet guideline requirements regarding DTI variance. |  | Lender consider the P&I amount of post IO period due to which discrepancy in DTI. |  |  |  | Reviewer Comment (2025-11-14): Date field correction , exception cleared.<br>Buyer Comment (2025-11-12): per [redacted]: Qualifying rate is the index + margin for [redacted]%. Amortized on a [redacted]yr term = $[redacted] qualifying pmt. | 11/14/2025 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Rate/Term | C A B | Non QM | Non QM | No |
| 224366579 | [Redacted] | [Redacted] |  | 34928972 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Qualification Method not Matching ATR | Ability to Repay (Dodd-Frank [redacted]): The Qualification Method used by the lender does not match the ATR payment calculation methods under [redacted](c)([redacted]). | Lender consider the P&I amount of post IO period due to which discrepancy in DTI. |  |  |  | Reviewer Comment (2025-11-14): Date field correction , exception cleared.<br>Buyer Comment (2025-11-12): per [redacted]: Qualifying rate is the index + margin for [redacted]%. Amortized on a [redacted]yr term = $[redacted] qualifying pmt. | 11/14/2025 |  |  | 1 B A |  | [redacted] | Primary | Refinance - Rate/Term | C A B | Non QM | Non QM | No |
| 224374271 | [Redacted] | [Redacted] |  | 35345323 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | Per the new loan for the same borrower, additional [redacted] were included in the DTI. DD was required to add those back in. |  |  |  | Reviewer Comment (2026-01-08): Received updated figures. Condition cleared. | 01/08/2026 |  |  | 1 A |  | [redacted] | Investment | Refinance - Rate/Term | A | N/A | N/A | No |
| 224374271 | [Redacted] | [Redacted] |  | 35480543 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Data discrepancy - DTI |  |  |  | Reviewer Comment (2026-01-28): Cleared. Per client, DTI matches DD.<br>Buyer Comment (2026-01-26): DTI matches. please clear | 01/28/2026 |  |  | 1 A |  | [redacted] | Investment | Refinance - Rate/Term | A | N/A | N/A | No |
| 224387236 | [Redacted] | [Redacted] |  | 34940923 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The lender exception has been requested to allow loan to proceed with less than [redacted] months landlords history as of application date. Subject was purchased in [redacted] and requesting exception to allow use of [redacted] for short term rental on a no cash out refinance. The exception is approved subject to exception LLPA cited above is in addition to any and all rate sheet LLPA's that may apply including rate sheet LLPA for investor [redacted]/ [redacted]. and all other [redacted] guidelines must be met. | Miscellaneous<br>Miscellaneous<br>The representative FICO score exceeds the guideline minimum by XX points. | Reserves [redacted]+ months more than requirement<br>Subject property purchased [redacted]<br>The representative FICO score exceeds the guideline minimum by [redacted] points. | SitusAMC,Aggregator<br>SitusAMC,Aggregator<br>SitusAMC,Aggregator | Reviewer Comment (2026-01-09): Client elects to waive with comp factors.<br>Buyer Comment (2026-01-06): Comp factor , credit score over [redacted] points |  |  | 01/09/2026 | 2 C B |  | [redacted] | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| 224387955 | [Redacted] | [Redacted] |  | 34956140 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Please clarify whether subject property ([redacted] [redacted]) is Primary or Investment. Per final [redacted] borrower's primary residence and subject property (investment) have the same address. [redacted] also indicates residence is primary. |  |  |  | Reviewer Comment (2026-01-06): Received purchase contract on new primary. Cleared.<br>Buyer Comment (2026-01-02): copy of purchase contract for new primary home. please downgrade condition. thank you!<br>Reviewer Comment (2026-01-02): A copy of the complete purchase contract (fully executed) on the new primary would be required.<br>Buyer Comment (2025-12-30): investor memo<br>Reviewer Comment (2025-12-10): Received CD for different property showing primary purchased [redacted], the issue is if the borrower's were living in the subject at the time of closing, a rescission period would need to be provided to the borrower's.<br>Buyer Comment (2025-12-08): please disregard all changes to making this property [redacted] as a primary residence. here is a copy of the CD from purchase of new primary home at [redacted] it was under contract at the time [redacted] refi closed<br>Reviewer Comment (2025-11-20): Received duplicate [redacted]'s, however the issue is if the borrower's were living in the subject at the time of closing, a rescission period would need to be provided to the borrower's.<br>Buyer Comment (2025-11-19): [redacted]<br>Reviewer Comment (2025-11-18): Require corrected final [redacted] confirming property address as primary, once borrower will move out of the property then this will become investment or second home.<br>Buyer Comment (2025-11-14): please see lox doc [redacted] | 01/06/2026 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Cash-out - Other | C A | N/A | Non QM | No |
| 224387955 | [Redacted] | [Redacted] |  | 35480548 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Data discrepancy - DTI |  |  |  | Reviewer Comment (2026-01-23): As per provided [redacted] document and DTI matches with [redacted] and [redacted]. Exception Cleared.<br>Buyer Comment (2026-01-21): Agree and [redacted] provided | 01/23/2026 |  |  | 1 A |  | [redacted] | Investment | Refinance - Cash-out - Other | C A | N/A | Non QM | No |
| 224400184 | [Redacted] | [Redacted] |  | 34950861 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | E-sign Consent Agreement is missing. |  |  |  | Reviewer Comment (2025-11-17): Cleared. Received e-consent.<br>Buyer Comment (2025-11-13): E-Consent | 11/17/2025 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 224400184 | [Redacted] | [Redacted] |  | 34951023 |  | Compliance | Compliance | Federal Compliance | TILA | [redacted]Disclosure Timing Test | TIL variable rate disclosure: [redacted]loan program disclosure not provided to the borrower within [redacted] days of application. | [redacted] loan program disclosure not provided to the borrower within [redacted] days of application. |  |  |  | Reviewer Comment (2025-11-17): Received disclosure tracking summary.<br>Buyer Comment (2025-11-13): Please see disclosure tracking to confirm ARM disclosures went out with initial LE | 11/17/2025 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | No Defined Cure A | Non QM | Non QM | No |
| 224400184 | [Redacted] | [Redacted] |  | 34955950 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted]Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted]Percent Fee Tolerance exceeded for [redacted] Fee (Closing Agent and Other). Fee Amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-11-11): Sufficient Cure Provided At Closing |  | 11/11/2025 |  | 1 A |  | [redacted] | Primary | Refinance - Cash-out - Other | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 224400198 | [Redacted] | [Redacted] |  | 34961454 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception request for [redacted]% LTV on loan amount of $[redacted]MM for foreign national is counter-offered. Per disposition, [redacted]% max LTV, minimum [redacted] [redacted], minimum [redacted]-year PP. \*\*\*Unable to waive due to lender did not provide compensating factors on the lender exception approval.\*\*\* | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted]. | Reserves: [redacted]<br> Guideline Requirement: [redacted] | Aggregator,SitusAMC<br>SitusAMC | Reviewer Comment (2025-12-30): Client elects to waive with compensating factors.<br>Buyer Comment (2025-12-29): updated exception<br>Reviewer Comment (2025-12-08): Unable to waive due to lender did not provide compensating factors on the lender exception approval all are marked no. Exception remains.<br>Buyer Comment (2025-12-04): PC Cert |  |  | 12/30/2025 | 2 C B |  | [redacted] | Investment | Purchase | C B A |  | N/A | No |
| 224400198 | [Redacted] | [Redacted] |  | 34965223 |  | Credit | Insurance | Insurance Analysis | Insurance | Insurance address does not match [redacted] address. |  | Insurance address matches note. |  |  |  | Reviewer Comment (2025-12-30): Cleared. Received updated HOI.<br>Buyer Comment (2025-12-30): updated HOI. | 12/30/2025 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C B A |  | N/A | No |
| 224400203 | [Redacted] | [Redacted] |  | 34960058 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. [redacted] valuation is missing. Sec ID: [redacted] |  |  |  |  |  | Reviewer Comment (2025-12-18): Received CDA. Exception Cleared.<br>Buyer Comment (2025-12-16): usps printout attached showing zip codes [redacted] & [redacted] are acceptable for city of [redacted]<br>Reviewer Comment (2025-12-10): Provided CDA subject address zip code does not match with note. Exception Remains.<br>Buyer Comment (2025-12-09): CDA report<br>Reviewer Comment (2025-11-21): Reviewed, UCDP report however there was no score provided on either. Secondary validation will need to be provided.<br>Buyer Comment (2025-11-19): N/A, Non UAD form type per [redacted] UCDP report | 12/18/2025 |  |  | 1 D A |  | [redacted] | Investment | Refinance - Cash-out - Other | D B C A |  | N/A | No |
| 224400203 | [Redacted] | [Redacted] |  | 34965498 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: [redacted]Resolution not provided |  | File is missing a corporate resolution signed by all members | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-01-28): Client elects to waive with compensating factors.<br>Buyer Comment (2026-01-26): please see attached lender exception for missing member signature on unanimous consent<br>Reviewer Comment (2025-12-18): Require Unanimous consent signed by all the members of the business entity and must include lender name, loan amount, property address. Exception remains.<br>Buyer Comment (2025-12-16): please confirm the condition is for unamimous consent only signed by [redacted] and not by [redacted]. I want to make sure i am following it correctly. thanks!<br>Buyer Comment (2025-12-16): please disregard comment for zip code, was entered on this condition in error<br>Buyer Comment (2025-12-16): usps printout attached showing zip codes [redacted] & [redacted] are acceptable for city of [redacted]<br>Reviewer Comment (2025-12-08): No new document received. Available the copy of corporate resolution is only signed by [redacted]. Provide corporate resolution signed by all the members of borrowing business entity. Exception remains.<br>Buyer Comment (2025-12-04): please see doc #[redacted] pg [redacted] for unanimous consent. thanks!<br>Reviewer Comment (2025-11-20): Unanimous Consent & Resolution to Borrow, which must include lender name, loan amount, and property address. Exception remains.<br>Buyer Comment (2025-11-19): Please see doc [redacted]. Operating agreement was signed by all members, [redacted] and [redacted] - each have [redacted]% ownership |  |  | 01/28/2026 | 2 C B |  | [redacted] | Investment | Refinance - Cash-out - Other | D B C A |  | N/A | No |
| 224400203 | [Redacted] | [Redacted] |  | 34965519 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | File is missing a CoGS dated within [redacted] days prior to closing. |  |  |  | Reviewer Comment (2025-12-10): Received Certificate of good standing. Exception Cleared.<br>Buyer Comment (2025-12-09): certificate of good standing, executed on [redacted] | 12/10/2025 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Cash-out - Other | D B C A |  | N/A | No |
| 224400203 | [Redacted] | [Redacted] |  | 35261442 |  | Credit | System | General | Appraisal Reconciliation | Valuation address does not match Note address. |  | CDA zip code [redacted] does not match with Note Zip code [redacted]. |  |  |  | Reviewer Comment (2025-12-23): Received Zip Code Lookup. Exception Cleared<br>Buyer Comment (2025-12-22): [redacted]printout showing zips [redacted] & [redacted] are acceptable to city of [redacted] | 12/23/2025 |  |  | 1 A |  | [redacted] | Investment | Refinance - Cash-out - Other | D B C A |  | N/A | No |
| 224410684 | [Redacted] | [Redacted] |  | 34971815 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Closing Disclosure Timing without Waiver | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least [redacted] business days prior to closing. | Closing Disclosure not provided to Borrower(s) at least [redacted] business days prior to closing. |  |  |  | Reviewer Comment (2025-11-24): [redacted] received LOX for the CD which were not provided to the borrower.<br>Buyer Comment (2025-11-21): rebuttal<br>Reviewer Comment (2025-11-20): [redacted] received E-sign document. Documents [redacted] contains incomplete CD with issue date [redacted] . If the CDs were not provided to the borrower, please provide specific comments indicating the documents ID's were never provided to the borrower and [redacted] will review for re-testing.<br>Buyer Comment (2025-11-19): see audit trail | 11/24/2025 |  |  | 1 C A |  | [redacted] | Second Home | Refinance - Cash-out - Other | No Defined Cure A | Non QM | Non QM | No |
| 224410684 | [Redacted] | [Redacted] |  | 34971817 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted]Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted]Percent Fee Tolerance exceeded. Total amount of $[redacted] exceeds tolerance of $[redacted] plus [redacted]% or $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. | Recording Fee increased to $[redacted] without a valid change of circumstance and cure was provided to the borrower. |  |  |  | Reviewer Comment (2025-11-13): Sufficient Cure Provided At Closing |  | 11/13/2025 |  | 1 A |  | [redacted] | Second Home | Refinance - Cash-out - Other | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 224416102 | [Redacted] | [Redacted] |  | 34980402 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  | File is missing a copy of the final title policy |  |  |  | Reviewer Comment (2025-12-19): Received Title Final & associated. Exception cleared. | 12/19/2025 |  |  | 1 A |  | [redacted] | Primary | Purchase | C A B | Non QM | Non QM | No |
| 224416102 | [Redacted] | [Redacted] |  | 34980408 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within [redacted] or [redacted] and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-12-19): Received Title Final & coverage amount updated. Exception cleared.<br>Buyer Comment (2025-12-17): final title policy | 12/19/2025 |  |  | 1 B A |  | [redacted] | Primary | Purchase | C A B | Non QM | Non QM | No |
| 224416102 | [Redacted] | [Redacted] |  | 34980444 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Loan Estimate Timing Electronically Provided | TILA-RESPA Integrated Disclosure: Loan Estimate not delivered or placed in the mail to Borrower(s) within [redacted] business days of application. | Loan Estimate not delivered or placed in the mail to Borrower within [redacted] business days of application. |  |  |  | Reviewer Comment (2025-12-18): [redacted] received LOE and as per [redacted] ([redacted]),<br> Purchase contract ([redacted]) property was confirmed on [redacted]. Application date changes to [redacted].<br>Buyer Comment (2025-12-17): invest memo | 12/18/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A B | Non QM | Non QM | No |
| 224424719 | [Redacted] | [Redacted] |  | 34995253 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | E-sign Consent Agreement is missing. |  |  |  | Reviewer Comment (2025-12-26): Econsent provided.<br>Buyer Comment (2025-12-24): Audit trail | 12/26/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224424719 | [Redacted] | [Redacted] |  | 34995274 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within [redacted] or [redacted] and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The preliminary title report in file did not disclose the amount of title insurance coverage. Provide a copy of the final title policy or an addendum to the preliminary report verifying title insurance of at least the loan amount. |  |  |  | Reviewer Comment (2025-12-26): Supplemental report provided.<br>Buyer Comment (2025-12-24): title sup | 12/26/2025 |  |  | 1 B A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224424914 | [Redacted] | [Redacted] |  | 34987948 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [redacted] disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $[redacted] is over disclosed by $[redacted] compared to the calculated Amount Financed of $[redacted] and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated [redacted]). | Final Closing Disclosure reflects amount financed of $[redacted] vs actual amount of $[redacted]. Variance = $[redacted]. Variance is due to Title-electronic document delivery fee not being disclosed on initial or final LE. |  |  |  | Reviewer Comment (2026-01-06): [redacted] received Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission.<br>Buyer Comment (2026-01-05): [redacted]<br>Reviewer Comment (2025-12-29): Package not yet delivered. Review date reset.<br>Buyer Comment (2025-12-29): RTC docs<br>Reviewer Comment (2025-12-23): This is a material exception on a rescindable transaction and requires reopening of rescission and proof of delivery of RTC to complete cure. Further, the RTC must allow the borrower [redacted] days to cancel the transaction from date of delivery.<br>Buyer Comment (2025-12-23): PCCD, LOX, Label and check<br>Reviewer Comment (2025-12-05): Electronic delivery is tested as a finance charge. The fee is not excluded under [redacted](c)([redacted]) guidelines. Cure is required. Please provide PCCD, LOE, Copy of refund check and proof of delivery. This is a material exception on a rescindable transaction and requires reopening of rescission and proof of delivery of RTC to complete cure. Further, the RTC must allow the borrower [redacted] days to cancel the transaction from date of delivery.<br>Buyer Comment (2025-12-04): see attached email from title. please remove from calculations |  | 01/06/2026 |  | 2 C B |  | [redacted] | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| 224424914 | [Redacted] | [Redacted] |  | 34987949 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [redacted] disclosed an inaccurate Finance Charge on page [redacted] that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $[redacted] is under disclosed by $[redacted] compared to the calculated Finance Charge of $[redacted] which exceeds the $[redacted] threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated [redacted]). | Final Closing Disclosure reflects Finance Charge of $[redacted] vs actual amount of $[redacted]. Variance = $[redacted]. Variance is due to Title-electronic document delivery fee not being disclosed on initial or final LE. |  |  |  | Reviewer Comment (2026-01-06): [redacted] received Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission.<br>Buyer Comment (2026-01-05): see uploaded<br>Reviewer Comment (2025-12-29): Package not yet delivered. Review date reset.<br>Buyer Comment (2025-12-29): see uploaded<br>Reviewer Comment (2025-12-23): This is a material exception on a rescindable transaction and requires reopening of rescission and proof of delivery of RTC to complete cure. Further, the RTC must allow the borrower [redacted] days to cancel the transaction from date of delivery.<br>Buyer Comment (2025-12-23): see uploaded<br>Reviewer Comment (2025-12-05): Electronic delivery is tested as a finance charge. The fee is not excluded under [redacted](c)([redacted]) guidelines. Cure is required. Please provide PCCD, LOE, Copy of refund check and proof of delivery. This is a material exception on a rescindable transaction and requires reopening of rescission and proof of delivery of RTC to complete cure. Further, the RTC must allow the borrower [redacted] days to cancel the transaction from date of delivery.<br>Buyer Comment (2025-12-04): see uploaded |  | 01/06/2026 |  | 2 C B |  | [redacted] | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| 224424914 | [Redacted] | [Redacted] |  | 34987950 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted]Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted]Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. | [redacted] fee amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  | Reviewer Comment (2025-11-14): Sufficient Cure Provided At Closing |  | 11/14/2025 |  | 1 A |  | [redacted] | Primary | Refinance - Cash-out - Other | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| 224424916 | [Redacted] | [Redacted] |  | 35000919 |  | Compliance | Compliance | State Compliance | State HPML | [redacted] HPML Threshold Test Compliant | [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted][redacted]% or Final Disclosure APR of [redacted][redacted]% is equal to or greater than the threshold of APOR [redacted]% + [redacted]%, or [redacted][redacted]% Compliant Higher Priced Loan. | APR on subject loan of [redacted][redacted]% or Final Disclosure APR of [redacted][redacted]% is equal to or greater than the threshold of APOR [redacted]% + [redacted]%, or [redacted][redacted]% Compliant Higher Priced Loan. |  |  |  | Reviewer Comment (2025-12-03): Client elects to waive.<br>Buyer Comment (2025-12-01): Uploaded please find final Mavent showing Pass for conditioned areas |  |  | 12/03/2025 | 2 B |  | [redacted] | Primary | Purchase | No obvious cure C B A | Non QM | Non QM | No |
| 224424916 | [Redacted] | [Redacted] |  | 35000920 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [redacted] disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $[redacted] is over disclosed by $[redacted] compared to the calculated Amount Financed of $[redacted] and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated [redacted]). | Amount Financed disclosed as$[redacted] vs actual amount of $[redacted]. Variance of $[redacted]. |  |  |  | Reviewer Comment (2026-01-05): [redacted] received PCCD, LOE, Copy of Refund Check and Proof of Mailing.<br>Buyer Comment (2026-01-02): PCCD, LOX, Check (copy) and [redacted] Label<br>Reviewer Comment (2025-12-22): [redacted](c)([redacted]) indicates only the following fees may be considered as non-finance charges. (i) Fees for title examination, abstract of title, title insurance, property survey, and similar purposes.<br> (ii) Fees for preparing loan-related documents, such as deeds, mortgages, and reconveyance or settlement documents.<br> (iii) Notary and credit-report fees.<br> (iv) Property appraisal fees or fees for inspections to assess the value or condition of the property if the service is performed prior to closing, including fees related to pest-infestation or flood-hazard determinations.<br> (v) Amounts required to be paid into escrow or trustee accounts if the amounts would not otherwise be included in the finance charge. Please provide PCCD, LOE, copy of refund check and proof of mailing to cure.<br>Buyer Comment (2025-12-19): [redacted] respectfully disagrees. The release tracking fee is Title's fee to confirm that the seller's previous lien was released and there will be no future Title issues. That's a cost that would be incurred regardless of if the transaction was cash or mortgage because it's related to the seller, not this current transaction. Please clear finding<br>Reviewer Comment (2025-12-02): [redacted] received rebuttal on title fees being one-time fees. However, that a fee is one-time does not determine if a finance charge, but if it was a fee that would not be charged in a like cash-only transaction and related to the extension of credit. The lender's compliance report did not reflect that the Title-Discharge Tracking fee of $[redacted] being included in finance charge calculation. This is a fee that typically would be related to the extension of credit. Lender can provide a written lender's attestation giving the specific services/purpose of the fee to review or cure would be Corrected CD, LOE to borrower, copy of cure refund for total underdisclosure of $[redacted] and proof of mailing.<br>Buyer Comment (2025-12-01): [redacted] respectfully disagrees with finding. All finance charges provided by Title are one-time fees. Please advise which fee you are referring to |  | 01/05/2026 |  | 2 C B |  | [redacted] | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| 224424916 | [Redacted] | [Redacted] |  | 35000921 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [redacted] disclosed an inaccurate Finance Charge on page [redacted] that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $[redacted] is under disclosed by $[redacted] compared to the calculated Finance Charge of $[redacted] which exceeds the $[redacted] threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated [redacted]). | Finance charge disclosed as $[redacted] vs actual amount of $[redacted]. Variance of $[redacted]. |  |  |  | Reviewer Comment (2026-01-05): [redacted] received PCCD, LOE, Copy of Refund Check and Proof of Mailing.<br>Buyer Comment (2026-01-02): Please review resolution docs uploaded to prior condition and clear<br>Reviewer Comment (2025-12-22): [redacted](c)([redacted]) indicates only the following fees may be considered as non-finance charges. (i) Fees for title examination, abstract of title, title insurance, property survey, and similar purposes.<br> (ii) Fees for preparing loan-related documents, such as deeds, mortgages, and reconveyance or settlement documents.<br> (iii) Notary and credit-report fees.<br> (iv) Property appraisal fees or fees for inspections to assess the value or condition of the property if the service is performed prior to closing, including fees related to pest-infestation or flood-hazard determinations.<br> (v) Amounts required to be paid into escrow or trustee accounts if the amounts would not otherwise be included in the finance charge. Please provide PCCD, LOE, copy of refund check and proof of mailing to cure.<br>Buyer Comment (2025-12-19): [redacted] respectfully disagrees. The release tracking fee is Title's fee to confirm that the seller's previous lien was released and there will be no future Title issues. That's a cost that would be incurred regardless of if the transaction was cash or mortgage because it's related to the seller, not this current transaction. Please clear finding<br>Reviewer Comment (2025-12-02): [redacted] received rebuttal on title fees being one-time fees. However, that a fee is one-time does not determine if a finance charge, but if it was a fee that would not be charged in a like cash-only transaction and related to the extension of credit. The lender's compliance report did not reflect that the Title-Discharge Tracking fee of $[redacted] being included in finance charge calculation. This is a fee that typically would be related to the extension of credit. Lender can provide a written lender's attestation giving the specific services/purpose of the fee to review or cure would be Corrected CD, LOE to borrower, copy of cure refund for total underdisclosure of $[redacted] and proof of mailing.<br>Buyer Comment (2025-12-01): [redacted] respectfully disagrees with finding. All finance charges provided by Title are one-time fees. Please advise which fee you are referring to |  | 01/05/2026 |  | 2 C B |  | [redacted] | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| 224424916 | [Redacted] | [Redacted] |  | 35000922 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Loan Estimate Timing Electronically Provided | TILA-RESPA Integrated Disclosure: Loan Estimate not delivered to Borrower(s) within [redacted] business days of application. Initial Loan Estimate dated [redacted] was electronically provided without or prior to borrower's consent to receive electronic disclosures. Failure to comply with the provisions of the [redacted] and failure to provide good faith estimate of fees timely may result in additional fee tolerance violations. | Issue is the initial e-consent documentation is missing. The initial [redacted] dated [redacted] was e-signed. |  |  |  | Reviewer Comment (2025-12-02): [redacted] received e-consent dated [redacted]<br>Buyer Comment (2025-12-01): Uploaded please find resolution document<br>Buyer Comment (2025-12-01): Please review resolution document and clear condition | 12/02/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224427190 | [Redacted] | [Redacted] |  | 35002612 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted]Percent Tolerance Violation With Sufficient Cure - [redacted](f)([redacted]) Cure | TILA-RESPA Integrated Disclosure: [redacted]Percent Fee Tolerance exceeded for Title - Document Preparation Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower. | Title - document preparation fee amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower. |  |  |  | Reviewer Comment (2025-11-18): Sufficient Cure Provided within [redacted] Days of Closing |  | 11/18/2025 |  | 1 A |  | [redacted] | Primary | Purchase | Provide the following: Letter of Explanation notifying borrower or error, Copy of Refund Check/Evidence of Principal Reduction, Corrected CD, and Proof of Delivery (if refund is over $35) A | Non QM | Non QM | Yes |
| 224427190 | [Redacted] | [Redacted] |  | 35033783 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | Initial [redacted] Rate Lock is missing from the file and is required. |  |  |  | Reviewer Comment (2025-12-23): Received Initial [redacted] Rate Lock document. Exception cleared.<br>Buyer Comment (2025-12-22): Lock form | 12/23/2025 |  |  | 1 C A D |  | [redacted] | Primary | Purchase | D A | Non QM | Non QM | No |
| 224427734 | [Redacted] | [Redacted] |  | 35001971 |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: [redacted] Insurance Policy not provided |  | [redacted] Hazard Insurance Policy is missing in the file. |  |  |  | Reviewer Comment (2025-12-30): Provided master policy. Exception cleared.<br>Buyer Comment (2025-12-26): condo policy<br>Reviewer Comment (2025-12-23): The subject property is a [redacted]. Please provide the [redacted]property for the [redacted] project.<br>Buyer Comment (2025-12-19): Per Section [redacted] of the guidelines, [redacted] guidelines require [redacted]% replacement cost. Page [redacted] [redacted] reflected replacement cost of $[redacted] that was determined by the HOI. Coverage of $[redacted] reflecting on the HOI was sufficient. Thank you.<br>Reviewer Comment (2025-12-18): In provided policy page doc id [redacted], the dwelling coverage amount is not covering the loan amount. Please provided provide policy with corrected policy coverage amount. Exception Remains.<br>Buyer Comment (2025-12-16): Please see [redacted] and [redacted] to support the subject's HOI<br>Reviewer Comment (2025-12-10): No new document received. Document with doc ID [redacted] is invoice of hazard policy and not the actual policy. Exception remains.<br>Buyer Comment (2025-12-08): Document located in [redacted] page [redacted] | 12/30/2025 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C B A |  | N/A | No |
| 224427734 | [Redacted] | [Redacted] |  | 35001999 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception Requested and Approved for investment product when borrower does not own Primary residence. Condition for Max[redacted]% LTV/CLTV, DSCR Min [redacted], Using lesser or actual or fair market rent as determined by appraiser.. Unable to downgrade/waive due to missing the [redacted] year PPP as required on the lenders exception approval. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-12-10): Client elects to waive with comp factors.<br>Buyer Comment (2025-12-08): Exception met based on the [redacted], pg [redacted], reflected a $[redacted] market rent and the income worksheet, pg [redacted], reflected a [redacted]over [redacted]. |  |  | 12/10/2025 | 2 C B |  | [redacted] | Investment | Purchase | C B A |  | N/A | No |
| 224428493 | [Redacted] | [Redacted] |  | 35010333 |  | Credit | Guideline | Guideline Issue | Guideline | Loan does not meet guideline requirements regarding DTI variance. |  | Lender excluded [redacted] payment with [redacted] months of payments remaining in the of $[redacted]/month from qualifying without documentation supporting additional payment had been made prior or before closing that would have made the payment within in the [redacted] time frame for valid exclusion. |  |  |  | Reviewer Comment (2025-12-11): Installment account less than [redacted] months excluded. DTI is within the limit.<br>Buyer Comment (2025-12-10): Please see attached Credit Supplement for [redacted] showing less than [redacted] full months of payments remaining and exclude from DTI calculations<br>Buyer Comment (2025-12-10): Please see attached Credit Supplement for[redacted] showing less than [redacted] full months of payments remaining and exclude from DTI calculations | 12/11/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224428493 | [Redacted] | [Redacted] |  | 35010350 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  |  |  |  |  | Reviewer Comment (2025-12-10): Received updated Esign agreement - Exception cleared.<br>Buyer Comment (2025-12-10): E-Consent form uploaded to Acuity | 12/10/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224428493 | [Redacted] | [Redacted] |  | 35010440 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM DTIs match and both moderately exceed Guidelines | Ability to Repay (Dodd-Frank [redacted]): The DTI calculated in accordance with the Lenders Guidelines and [redacted]()([redacted]) of [redacted][redacted]% moderately exceeds the guideline maximum of [redacted]%. (DTI Exception is eligible to be regraded with compensating factors.) | Lender excluded [redacted] payment with [redacted] months of payments remaining in the of $[redacted]/month from qualifying without documentation supporting additional payment had been made prior or before closing that would have made the payment within in the [redacted] time frame for valid exclusion. |  |  |  | Reviewer Comment (2025-12-11): Installment account less than [redacted] months excluded. DTI is within the limit.<br>Buyer Comment (2025-12-10): Please see attached Credit Supplement for [redacted] showing less than [redacted] full months of payments remaining and exclude from DTI calculations | 12/11/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224428493 | [Redacted] | [Redacted] |  | 35010465 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank [redacted]): Based on the loan failing [redacted]or more guideline components, the loan is at ATR risk. | [redacted] due to DTI discrepancy. |  |  |  | Reviewer Comment (2025-12-11): Installment account less than [redacted] months excluded. DTI is within the limit.<br>Buyer Comment (2025-12-10): Please see attached Credit Supplement for [redacted] showing less than [redacted] full months of payments remaining and exclude from DTI calculations | 12/11/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224428493 | [Redacted] | [Redacted] |  | 35010512 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank [redacted]): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | [redacted] due to DTI discrepancy. |  |  |  | Reviewer Comment (2025-12-11): Installment account less than [redacted] months excluded. DTI is within the limit.<br>Buyer Comment (2025-12-10): Please see attached Credit Supplement for [redacted] showing less than [redacted] full months of payments remaining and exclude from DTI calculations | 12/11/2025 |  |  | 1 B A C |  | [redacted] | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| 224428493 | [Redacted] | [Redacted] |  | 35010526 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | Lender excluded [redacted] payment with [redacted] months of payments remaining in the of $[redacted]/month from qualifying without documentation supporting additional payment had been made prior or before closing that would have made the payment within in the [redacted] time frame for valid exclusion. |  |  |  | Reviewer Comment (2025-12-11): Installment account less than [redacted] months excluded. DTI is within the limit.<br>Buyer Comment (2025-12-10): Please see attached Credit Supplement for [redacted] showing less than [redacted] full months of payments remaining and exclude from DTI calculations | 12/11/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224428493 | [Redacted] | [Redacted] |  | 35010551 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Exception approved to permit part time job income with less than [redacted] month history. | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted]. | Exception approval in file with comp factors cited. | SitusAMC,Originator<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-11-20): Exception approval in file with comp factors cited. |  |  | 11/20/2025 | 2 B |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224428493 | [Redacted] | [Redacted] |  | 35029783 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted]Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted]Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | The Appraisal fee was increased with no valid Change of Circumstance found and no evidence of a tolerance cure. |  |  |  | Reviewer Comment (2026-01-09): [redacted] received Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD.<br>Buyer Comment (2026-01-08): Cure applied. See attached shipping label, PDDS, check, LOX. |  | 01/09/2026 |  | 2 C B |  | [redacted] | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 224430045 | [Redacted] | [Redacted] |  | 35013019 |  | Compliance | Compliance | Federal Compliance | Missing Disclosure | Notice of Special Flood Hazard Disclosure Not Provided Timely | FDPA Notification Rule: Creditor did not provide a Notice of Special Flood Hazard Disclosure within a reasonable time prior to closing. | Notice of Special [redacted] Hazard Disclosure dated [redacted] is not within a reasonable time prior to closing date of [redacted]. |  |  |  | Buyer Comment (2025-12-08): Agreed |  |  | 12/08/2025 | 2 B |  | [redacted] | Primary | Purchase | B A | Non QM | Non QM | No |
| 224430281 | [Redacted] | [Redacted] |  | 35022786 |  | Credit | Guideline | Guideline Issue | Guideline | Loan does not meet guideline requirements regarding DTI variance. | Diligence Investor Qualifying Total Debt Ratio: ___; <br> Bid Tape Investor Qualifying Total Debt Ratio: ___. | Data discrepancy with DTI. Lender DTI is [redacted]%; review DTI is [redacted][redacted]%. Discrepancy is due to the exclusion of the [redacted] lease payment ($[redacted]) from lender's DTI. No documentation is provided to support exclusion. |  |  |  | Reviewer Comment (2025-12-30): As per received updated [redacted] and [redacted] DTI is [redacted]% and calculated DTI is [redacted][redacted]%. Exception cleared.<br>Buyer Comment (2025-12-26): Liability for [redacted] lease payment ($[redacted]) has been included. Please attached [redacted] and [redacted]. DTI is still within guidelines when including this expense. | 12/30/2025 |  |  | 1 C A |  | [redacted] | Second Home | Purchase | C A | Non QM | Non QM | No |
| 224430281 | [Redacted] | [Redacted] |  | 35022791 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank [redacted]): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | [redacted] finding due to DTI discrepancy > [redacted]%, resulting in a loan designation discrepancy. |  |  |  | Reviewer Comment (2025-12-30): As per received updated [redacted] and [redacted] DTI is [redacted]% and calculated DTI is [redacted][redacted]%. Exception cleared.<br>Buyer Comment (2025-12-26): Liability for [redacted] lease payment ($[redacted]) has been included. Please attached [redacted] and [redacted]. DTI is still within guidelines when including this expense. | 12/30/2025 |  |  | 1 B A C |  | [redacted] | Second Home | Purchase | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| 224430281 | [Redacted] | [Redacted] |  | 35022792 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank [redacted]): Based on the loan failing one or more guideline components, the loan is at ATR risk. | [redacted] finding due to DTI discrepancy > [redacted]%. |  |  |  | Reviewer Comment (2025-12-30): As per received updated [redacted] and [redacted] DTI is [redacted]% and calculated DTI is [redacted][redacted]%. Exception cleared.<br>Buyer Comment (2025-12-26): Liability for [redacted] lease payment ($[redacted]) has been included. Please attached [redacted] and [redacted]. DTI is still within guidelines when including this expense. | 12/30/2025 |  |  | 1 C A |  | [redacted] | Second Home | Purchase | C A | Non QM | Non QM | No |
| 224455122 | [Redacted] | [Redacted] |  | 35034110 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception request for less than [redacted] months reserves at [redacted]% LTV is approved. Per disposition, max [redacted]% LTV, [redacted] months reserves required. | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted]. | Exception approval in file with comp factors noted, | SitusAMC,Originator<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-11-21): Exception approval in file with comp factors cited. |  |  | 11/21/2025 | 2 B |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224455122 | [Redacted] | [Redacted] |  | 35034134 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | E-sign Consent Agreement is missing. |  |  |  | Reviewer Comment (2025-12-08): Received document. condition cleared.<br>Buyer Comment (2025-12-08): complete esign doc<br>Reviewer Comment (2025-12-08): Require E-Consent Document with complete [redacted][redacted] pages to clear the exception as provided document shows only [redacted] pages. Exception Remains.<br>Buyer Comment (2025-12-05): esign form | 12/08/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224455122 | [Redacted] | [Redacted] |  | 35034181 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [redacted] disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $[redacted] is over disclosed by $[redacted] compared to the calculated Amount Financed of $[redacted] and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated [redacted]). | Final Disclosure disclosed an amount Financed of $[redacted]. Due Diligence Amount Financed is $[redacted]. There is a variance of $[redacted]. |  |  |  | Reviewer Comment (2025-12-30): [redacted] received PCCD, LOE, Copy of Refund Check and Proof of Mailing.<br>Buyer Comment (2025-12-30): Letter to borrower<br>Reviewer Comment (2025-12-29): Please provide copy of LOE provided to borrower for review.<br>Buyer Comment (2025-12-29): $[redacted] cure check, updated CD, Tracking confirmation uploaded. |  | 12/30/2025 |  | 2 C B |  | [redacted] | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| 224455122 | [Redacted] | [Redacted] |  | 35034182 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [redacted] disclosed an inaccurate Finance Charge on page [redacted] that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $[redacted] is under disclosed by $[redacted] compared to the calculated Finance Charge of $[redacted] which exceeds the $[redacted] threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated [redacted]). | Final Disclosure disclosed a Finance Charges of $[redacted]. Due Diligence Finance Charge is $[redacted]. There is a variance of $[redacted]. |  |  |  | Reviewer Comment (2025-12-30): [redacted] received PCCD, LOE, Copy of Refund Check and Proof of Mailing.<br>Buyer Comment (2025-12-30): letter to borrower uploaded<br>Reviewer Comment (2025-12-29): Please provide copy of LOE provided to borrower for review.<br>Buyer Comment (2025-12-29): please see uploaded cure check and CD |  | 12/30/2025 |  | 2 C B |  | [redacted] | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| 224455122 | [Redacted] | [Redacted] |  | 35174404 |  | Credit | Guideline | Guideline Issue | Guideline | Loan does not meet guideline requirements regarding DTI variance. |  | Per lender guides, on [redacted] income, method [redacted] requires [redacted]% haircut. Based on this the DD DTI is at [redacted][redacted]% which is out of tolerance of lenders DTI of [redacted]% |  |  |  | Reviewer Comment (2025-12-18): Income of the borrower updated correctly. Exception cleared.<br>Buyer Comment (2025-12-16): Please clarify, the [redacted] to [redacted] guidelines was located under Section [redacted].[redacted]. Additionally, Section [redacted] for [redacted] only product states "In the event that the applicant converted from [redacted] to [redacted], the [redacted] to [redacted] guidelines should be utilized" or Section [redacted].[redacted]. [redacted] did not reflect the uw using the [redacted] only product. Thank you. | 12/18/2025 |  |  | 1 A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224455122 | [Redacted] | [Redacted] |  | 35174459 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank [redacted]): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | It appears the failure is due to the DTI. |  |  |  | Reviewer Comment (2025-12-18): Income of the borrower updated correctly. Exception cleared.<br>Buyer Comment (2025-12-16): Please clarify, the [redacted] to [redacted] guidelines was located under Section [redacted].[redacted]. Additionally, Section [redacted] for [redacted] only product states "In the event that the applicant converted from [redacted] to [redacted], the [redacted] to [redacted] guidelines should be utilized" or Section [redacted].[redacted]. [redacted] did not reflect the uw using the [redacted] only product. Thank you. | 12/18/2025 |  |  | 1 A |  | [redacted] | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| 224455162 | [Redacted] | [Redacted] |  | 35036763 |  | Credit | Guideline | Guideline Issue | Guideline | Loan does not meet guideline requirements regarding DTI variance. | Diligence Investor Qualifying Total Debt Ratio: ___; <br> Bid Tape Investor Qualifying Total Debt Ratio: ___. | DTI variance: Lenders DTI: [redacted]%. Review DTI: [redacted]%. Variance due to lenders asset depletion income showing $[redacted] while review shows [redacted] income as $[redacted]. |  |  |  | Reviewer Comment (2026-01-26): Cleared. Received revised [redacted] and [redacted]. Updated income to include personal bank statements.<br>Buyer Comment (2026-01-22): PC Cert, [redacted], [redacted], passive assets worksheet, & business bank statement worksheet<br>Reviewer Comment (2026-01-12): Net Proceeds from Sale of Real Estate was $[redacted] is already already deposited in A/C #[redacted] on [redacted]. It can not be considered again for asset utilization.<br>Buyer Comment (2026-01-08): PC Cert, [redacted], [redacted], passive income calc<br>Reviewer Comment (2025-12-02): File is missing business account statements #[redacted] used for income qualification. Exception remains.<br>Buyer Comment (2025-11-29): PC Cert | 01/26/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224455162 | [Redacted] | [Redacted] |  | 35036773 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank [redacted]): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | ATR risk due to DTI variance. Lenders DTI: [redacted]%. Review DTI: [redacted]%. Variance due to lenders asset depletion income showing $[redacted] while review shows asset depletion income as $[redacted]. |  |  |  | Reviewer Comment (2026-01-26): Cleared. Received revised [redacted] and [redacted]. Updated income to include personal bank statements.<br>Buyer Comment (2026-01-22): PC Cert, [redacted], [redacted], passive assets worksheet, & business bank statement worksheet<br>Reviewer Comment (2026-01-12): Net Proceeds from Sale of Real Estate was $[redacted] is already already deposited in A/C #[redacted] on [redacted]. It can not be considered again for asset utilization.<br>Buyer Comment (2026-01-09): submitted [redacted], [redacted], and passive income calculation<br>Reviewer Comment (2025-12-02): File is missing business account statements #[redacted] used for income qualification. Exception remains.<br>Buyer Comment (2025-11-29): PC Cert submitted | 01/26/2026 |  |  | 1 B A C |  | [redacted] | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| 224455162 | [Redacted] | [Redacted] |  | 35036774 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank [redacted]): Based on the loan failing one or more guideline components, the loan is at ATR risk. | ATR risk due to DTI variance. Lenders DTI: [redacted]%. Review DTI: [redacted]%. Variance due to lenders asset depletion income showing $[redacted] while review shows asset depletion income as $[redacted]. |  |  |  | Reviewer Comment (2026-01-26): .<br>Reviewer Comment (2026-01-26): Cleared. Received revised [redacted] and [redacted]. Updated income to include personal bank statements.<br>Buyer Comment (2026-01-22): PC Cert, [redacted], [redacted], passive assets worksheet, & business bank statement worksheet submitted<br>Reviewer Comment (2026-01-12): Net Proceeds from Sale of Real Estate was $[redacted] is already already deposited in A/C #[redacted] on [redacted]. It can not be considered again for asset utilization.<br>Buyer Comment (2026-01-09): submitted [redacted], [redacted], and passive income calculation<br>Reviewer Comment (2025-12-02): File is missing business account statements #[redacted] used for income qualification. Exception remains.<br>Buyer Comment (2025-11-29): PC Cert submitted | 01/26/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224455162 | [Redacted] | [Redacted] |  | 35036776 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM DTIs match and both moderately exceed Guidelines | Ability to Repay (Dodd-Frank [redacted]): The DTI calculated in accordance with the Lenders Guidelines and [redacted]([redacted])([redacted]) of [redacted][redacted]% moderately exceeds the guideline maximum of [redacted]%. (DTI Exception is eligible to be regraded with compensating factors.) | ATR risk due to DTI variance. Lenders DTI: [redacted]%. Review DTI: [redacted]%. Variance due to lenders asset depletion income showing $[redacted] while review shows asset depletion income as $[redacted]. |  |  |  | Reviewer Comment (2026-01-26): Cleared. Received revised [redacted] and [redacted]. Updated income to include personal bank statements.<br>Buyer Comment (2026-01-22): PC Cert, [redacted], [redacted], passive assets worksheet, & business bank statement worksheet submitted<br>Reviewer Comment (2026-01-12): Net Proceeds from Sale of Real Estate was $[redacted] is already already deposited in A/C #[redacted] on [redacted]. It can not be considered again for asset utilization.<br>Buyer Comment (2026-01-09): submitted [redacted], [redacted], and passive income calculation<br>Reviewer Comment (2025-12-02): File is missing business account statements #[redacted] used for income qualification. Exception remains.<br>Buyer Comment (2025-11-29): PC Cert submitted | 01/26/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224455162 | [Redacted] | [Redacted] |  | 35037106 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | Lenders DTI: [redacted]%. Review DTI: [redacted]%. Variance due to lenders asset depletion income showing $[redacted] while review shows asset depletion income as $[redacted]. |  |  |  | Reviewer Comment (2026-01-26): Cleared. Received revised [redacted] and [redacted]. Updated income to include personal bank statements.<br>Buyer Comment (2026-01-22): PC Cert, [redacted], [redacted], passive assets worksheet, & business bank statement worksheet submitted<br>Reviewer Comment (2026-01-12): Net Proceeds from Sale of Real Estate was $[redacted] is already already deposited in A/C #[redacted] on [redacted]. It can not be considered again for asset utilization.<br>Buyer Comment (2026-01-09): submitted [redacted], [redacted], and passive income calculation<br>Reviewer Comment (2025-12-02): File is missing business account statements #[redacted] used for income qualification. Exception remains.<br>Buyer Comment (2025-11-29): PC Cert submitted | 01/26/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224455162 | [Redacted] | [Redacted] |  | 35480528 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Data discrepancy - DTI |  |  |  | Reviewer Comment (2026-01-26): Cleared. Received revised [redacted] and [redacted]. Updated income to include personal bank statements.<br>Buyer Comment (2026-01-22): PC Cert, [redacted], [redacted], passive assets worksheet, & business bank statement worksheet submitted | 01/26/2026 |  |  | 1 A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224455263 | [Redacted] | [Redacted] |  | 35037572 |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: [redacted] Insurance Policy not provided |  | [redacted] Insurance Policy is missing. |  |  |  | Reviewer Comment (2025-12-09): Hazard Insurance Policy received and details updated. Exception cleared.<br>Buyer Comment (2025-12-05): HOI | 12/09/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224455263 | [Redacted] | [Redacted] |  | 35041783 |  | Credit | Guideline | Guideline Issue | Guideline | Loan does not meet guideline requirements regarding DTI variance. | Diligence Investor Qualifying Total Debt Ratio: ___; <br> Bid Tape Investor Qualifying Total Debt Ratio: ___. | DTI variance. Lenders DTI: [redacted]%. Review DTI: [redacted][redacted]%. Variance is due to insufficient assets to utilize the amount of asset depletion used by lender and losses on investment property. |  |  |  | Reviewer Comment (2025-12-23): Updated [redacted] & [redacted] received, DTI matching with [redacted]. Exception cleared.<br>Buyer Comment (2025-12-19): Agree and updated [redacted] and [redacted]<br>Reviewer Comment (2025-12-18): Received all documentation required, however the DTI remains a discrepancy. Diligence Investor Qualifying Total Debt Ratio: [redacted][redacted]%; Bid Tape Investor Qualifying Total Debt Ratio: [redacted][redacted]%. The reason for the discrepancy is due to the qualification method of the IO component of the loan.<br>Reviewer Comment (2025-12-18): EXCEPTION HISTORY - Exception Explanation was updated on [redacted] PRIOR Exception Explanation: Diligence Investor Qualifying Total Debt Ratio: [redacted][redacted]%; <br> Bid Tape Investor Qualifying Total Debt Ratio: [redacted][redacted]%.<br>Buyer Comment (2025-12-16): sales contract, appraisal supporting at least [redacted]% equity and redfin supporting property sold on [redacted] and addl reserves not required.<br>Reviewer Comment (2025-12-09): Require any of following documents as per guideline section [redacted] [redacted]) A letter of explanation stating an intent to list the property for list, listing agreement for properties listed for sale, or contract for sale [redacted]) A full or exterior only appraisal evidencing the departing residence hast at least [redacted]% equity after deduction of all liens outstanding against the property [redacted]) An Automated Valuation Model ([redacted]) or Broker Price Opinion ([redacted]) may be utilized in lieu of an appraisal report to document equity in the departing residence. Exception remains.<br>Buyer Comment (2025-12-05): Bridge CD provided to support a revised total assets of $[redacted] including the EMD and borrower did not use the [redacted] account assets for funds to close. IRA statements supported passive asset income of $[redacted]. | 12/23/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224455263 | [Redacted] | [Redacted] |  | 35041788 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank [redacted]): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | ATR risk due to DTI variance: DTI variance. Lenders DTI: [redacted]%. Review DTI: [redacted][redacted]%. Variance is due to insufficient assets to utilize the amount of asset depletion used by lender and losses on investment property. |  |  |  | Reviewer Comment (2025-12-23): Updated [redacted] & [redacted] received, DTI matching with [redacted]. Exception cleared.<br>Buyer Comment (2025-12-19): updated [redacted] and [redacted] provided<br>Reviewer Comment (2025-12-18): Received all documentation required, however the DTI remains a discrepancy. Diligence Investor Qualifying Total Debt Ratio: [redacted][redacted]%; Bid Tape Investor Qualifying Total Debt Ratio: [redacted][redacted]%. The reason for the discrepancy is due to the qualification method of the IO component of the loan.<br>Buyer Comment (2025-12-16): sales contract, appraisal supporting at least [redacted]% equity and redfin supporting property sold on [redacted] and addl reserves not required.<br>Reviewer Comment (2025-12-09): Require any of following documents as per guideline section [redacted] [redacted]) A letter of explanation stating an intent to list the property for list, listing agreement for properties listed for sale, or contract for sale [redacted]) A full or exterior only appraisal evidencing the departing residence hast at least [redacted]% equity after deduction of all liens outstanding against the property [redacted]) An Automated Valuation Model ([redacted]) or Broker Price Opinion ([redacted]) may be utilized in lieu of an appraisal report to document equity in the departing residence. Exception remains.<br>Buyer Comment (2025-12-05): Bridge CD provided to support a revised total assets of $[redacted] including the EMD and borrower did not use the [redacted] account assets for funds to close. IRA statements supported passive asset income of $[redacted]. | 12/23/2025 |  |  | 1 B A C |  | [redacted] | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| 224455263 | [Redacted] | [Redacted] |  | 35041798 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank [redacted]): Based on the loan failing one or more guideline components, the loan is at ATR risk. | ATR risk due to DTI variance: DTI variance. Lenders DTI: [redacted]%. Review DTI: [redacted][redacted]%. Variance is due to insufficient assets to utilize the amount of asset depletion used by lender and losses on investment property. |  |  |  | Reviewer Comment (2025-12-23): Updated [redacted] & [redacted] received, DTI matching with [redacted]. Exception cleared.<br>Buyer Comment (2025-12-19): updated [redacted] and [redacted] provided<br>Reviewer Comment (2025-12-18): Received all documentation required, however the DTI remains a discrepancy. Diligence Investor Qualifying Total Debt Ratio: [redacted][redacted]%; Bid Tape Investor Qualifying Total Debt Ratio: [redacted][redacted]%. The reason for the discrepancy is due to the qualification method of the IO component of the loan.<br>Buyer Comment (2025-12-16): sales contract, appraisal supporting at least [redacted]% equity and redfin supporting property sold on [redacted] and addl reserves not required.<br>Reviewer Comment (2025-12-09): Require any of following documents as per guideline [redacted] [redacted]) A letter of explanation stating an intent to list the property for list, listing agreement for properties listed for sale, or contract for sale [redacted]) A full or exterior only appraisal evidencing the departing residence hast at least [redacted]% equity after deduction of all liens outstanding against the property [redacted]) An Automated Valuation Model ([redacted]) or Broker Price Opinion ([redacted]) may be utilized in lieu of an appraisal report to document equity in the departing residence. Exception remains.<br>Buyer Comment (2025-12-05): Bridge CD provided to support a revised total assets of $[redacted] including the EMD and borrower did not use the [redacted] account assets for funds to close. IRA statements supported passive asset income of $[redacted]. | 12/23/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224455291 | [Redacted] | [Redacted] |  | 35037019 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted]Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted]Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | Appraisal fee amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2026-01-13): [redacted] received Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD.<br>Buyer Comment (2026-01-12): Please see attached Check, PCCD, LOX, and shipping label |  | 01/13/2026 |  | 2 C B |  | [redacted] | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 224457623 | [Redacted] | [Redacted] |  | 35059191 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted]Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | [redacted] Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. No valid Change of Circumstance and the cure provided at closing of $[redacted] was not sufficient to cure all tolerance issues. |  |  |  | Reviewer Comment (2026-01-12): [redacted] received Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD.<br>Buyer Comment (2026-01-09): tracking<br>Reviewer Comment (2026-01-09): [redacted] received PCCD, LOE, Copy of check and Proof of Mailing. [redacted] tracking indicates label has been created, but package has not been shipped. Proof of mailing required to cure.<br>Buyer Comment (2026-01-08): PCCD, LOX, Label and check<br>Reviewer Comment (2025-12-19): [redacted] received Changed Circumstance dated [redacted], but it does not give sufficient information on why the appraisal rush was requested. In order to determine if the changed circumstance is valid more information is necessary on reason rush requested and when lender became aware of the change. A valid COC or cure is required. Cure documents consist of PCCD, LOE, proof of mailing and copy of refund check.<br>Buyer Comment (2025-12-18): LE & COC |  | 01/12/2026 |  | 2 C B |  | [redacted] | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 224457623 | [Redacted] | [Redacted] |  | 35059192 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted]Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted]Percent Fee Tolerance exceeded for Second Appraisal Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | [redacted]Percent Fee Tolerance exceeded for Second Appraisal Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. No valid Change of Circumstance and the cure provided at closing of $[redacted] was not sufficient to cure all tolerance issues. |  |  |  | Reviewer Comment (2025-12-04): Sufficient cure provided. Full cure amount for tolerance violation was provided at or before closing (on final CD) resulting in a cleared exception.<br>Buyer Comment (2025-12-03): please see the final cd for the credit of the appraisal fee. please cancel this invalid condition | 12/04/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 224457623 | [Redacted] | [Redacted] |  | 35059202 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception Requested and Approved to allow [redacted]x[redacted]x[redacted] housing payment history. Condition for Max [redacted]% [redacted] / [redacted] , Reserves as required by guidelines. | The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum.<br>Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of [redacted] months PITIA or more.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted]. | Exception approval in file with comp factors cited. | SitusAMC,Originator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-11-24): Exception approval in file with comp factors cited. |  |  | 11/24/2025 | 2 B |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224462663 | [Redacted] | [Redacted] |  | 35057107 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted]Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted]Percent Fee Tolerance exceeded for HOA/Condo Questionnaire. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | [redacted] / [redacted] Questionnaire was last disclosed as $[redacted] on the Loan Estimate but disclosed as $[redacted] on Final Closing Disclosure. File does not contain a Valid change of circumstance for this fee, nor evidence of cure in file |  |  |  | Reviewer Comment (2025-12-24): [redacted] received Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD.<br>Buyer Comment (2025-12-23): lox, pccd, refund check<br>Reviewer Comment (2025-12-18): [redacted] HOA - processing fee added on CD dated [redacted] without valid COC. A valid Changed Circumstance or cure is required. Cure consists of Corrected CD, LOE to borrower, proof of mailing and copy of refund check.<br>Buyer Comment (2025-12-18): please see LE doc [redacted] and update your baseline amounts. thanks! |  | 12/24/2025 |  | 2 C B |  | [redacted] | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 224463111 | [Redacted] | [Redacted] |  | 35058523 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank [redacted]): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | Waterfall due to failure of asset verification. |  |  |  | Reviewer Comment (2025-12-29): Estimated Closing statement received within disbursement period. Exception cleared.<br>Buyer Comment (2025-12-24): Estimate with timestamped receipt | 12/29/2025 |  |  | 1 B A C |  | [redacted] | Primary | Purchase | Lender to provide updated ATR/QM status C | Non QM | Non QM | Yes |
| 224463111 | [Redacted] | [Redacted] |  | 35058524 |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank [redacted]): General Ability-to-Repay requirements not satisfied. | Pending proceeds from Sale of Property not disbursed until [redacted] which is after Note date of [redacted] but matches disbursement date on SP final Closing Disclosure. |  |  |  | Reviewer Comment (2025-12-29): Estimated Closing statement received within disbursement period. Exception cleared. | 12/29/2025 |  |  | 1 A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224463111 | [Redacted] | [Redacted] |  | 35066011 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Income and Assets - Assets | Ability to Repay (Dodd-Frank [redacted]): Unable to verify assets using reasonably reliable third-party records. | Pending proceeds from Sale of Property not disbursed until [redacted] which is after Note date of [redacted] but matches disbursement date on SP final Closing Disclosure. |  |  |  | Reviewer Comment (2025-12-29): Estimated Closing statement received within disbursement period. Exception cleared.<br>Buyer Comment (2025-12-24): Estimate with timestamped receipt | 12/29/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224463889 | [Redacted] | [Redacted] |  | 35106562 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  |  |  |  |  | Reviewer Comment (2025-12-04): Received Business Purpose Certificate. Exception cleared.<br>Buyer Comment (2025-12-03): Business Purpose Cert | 12/04/2025 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A |  | N/A | No |
| 224465230 | [Redacted] | [Redacted] |  | 35067383 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | [redacted] Verification and lease agreement for property located at [redacted] [redacted] not provided in file. |  |  |  | Reviewer Comment (2025-12-05): Received Taxes and Insurance amount for other expenses. Exception cleared.<br>Buyer Comment (2025-12-03): There are no HOA dues as it's a commercial property.<br>Reviewer Comment (2025-12-03): Received lease agreement for the [redacted] propety however HOA Verification is not located in the file.<br>Reviewer Comment (2025-12-03): EXCEPTION HISTORY - Exception Explanation was updated on [redacted] PRIOR Exception Explanation: HOA Verification, Lease Agreement<br>Buyer Comment (2025-12-02): REO docs | 12/05/2025 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| 224465230 | [Redacted] | [Redacted] |  | 35067520 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank [redacted]): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | ATR failure due to missing income documentation; [redacted] Verification and lease agreement for property located at [redacted] [redacted] not provided in file. |  |  |  | Reviewer Comment (2025-12-05): Received Taxes and Insurance amount for other expenses. Exception cleared.<br>Buyer Comment (2025-12-03): There are no HOA dues as it's a commercial property.<br>Reviewer Comment (2025-12-03): Received lease agreement for the [redacted] propety however HOA Verification is not located in the file.<br>Buyer Comment (2025-12-02): see uploaded | 12/05/2025 |  |  | 1 B A C |  | [redacted] | Primary | Refinance - Rate/Term | Lender to provide updated ATR/QM status C | Non QM | Non QM | Yes |
| 224465230 | [Redacted] | [Redacted] |  | 35067532 |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank [redacted]): General Ability-to-Repay requirements not satisfied. | ATR failure due to missing income documentation; [redacted] Verification and lease agreement for property located at [redacted] [redacted] not provided in file. |  |  |  | Reviewer Comment (2025-12-05): Received Taxes and Insurance amount for other expenses. Exception cleared. | 12/05/2025 |  |  | 1 A |  | [redacted] | Primary | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| 224465230 | [Redacted] | [Redacted] |  | 35068405 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | [redacted] Verification and lease agreement for property located at [redacted] [redacted] not provided in file. |  |  |  | Reviewer Comment (2025-12-05): Received Taxes and Insurance amount for other expenses. Exception cleared.<br>Buyer Comment (2025-12-03): There are no HOA dues as it's a commercial property.<br>Reviewer Comment (2025-12-03): Received lease agreement for the [redacted] propety however HOA Verification is not located in the file.<br>Buyer Comment (2025-12-02): see uploaded | 12/05/2025 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| 224465230 | [Redacted] | [Redacted] |  | 35068406 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Income and Assets - REO [redacted]% Method | Ability to Repay (Dodd-Frank [redacted]): Unable to verify [redacted] Owned income ([redacted]% Method) using reasonably reliable third-party records. | ATR failure due to missing income documentation; HOA Verification and lease agreement for property located at [redacted] [redacted] not provided in file. |  |  |  | Reviewer Comment (2025-12-05): Received Taxes and Insurance amount for other expenses. Exception cleared.<br>Buyer Comment (2025-12-03): There are no HOA dues as it's a commercial property.<br>Reviewer Comment (2025-12-03): Received lease agreement for the [redacted] propety however HOA Verification is not located in the file.<br>Buyer Comment (2025-12-02): see uploaded | 12/05/2025 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| 224465230 | [Redacted] | [Redacted] |  | 35068407 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank [redacted]): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | ATR failure due to missing income documentation; [redacted] Verification and lease agreement for property located at [redacted] [redacted]not provided in file. |  |  |  | Reviewer Comment (2025-12-05): Received Taxes and Insurance amount for other expenses. Exception cleared.<br>Buyer Comment (2025-12-03): There are no HOA dues as it's a commercial property.<br>Reviewer Comment (2025-12-03): Received lease agreement for the [redacted] propety however HOA Verification is not located in the file.<br>Buyer Comment (2025-12-02): see uploaded | 12/05/2025 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| 224465230 | [Redacted] | [Redacted] |  | 35068413 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank [redacted]): Based on the loan failing one or more guideline components, the loan is at ATR risk. | ATR failure due to missing income documentation; [redacted] Verification and lease agreement for property located at [redacted] [redacted] not provided in file. |  |  |  | Reviewer Comment (2025-12-05): Received Taxes and Insurance amount for other expenses. Exception cleared.<br>Buyer Comment (2025-12-03): There are no HOA dues as it's a commercial property.<br>Reviewer Comment (2025-12-03): Received lease agreement for the [redacted] propety however HOA Verification is not located in the file.<br>Buyer Comment (2025-12-02): see uploaded | 12/05/2025 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| 224466694 | [Redacted] | [Redacted] |  | 35073670 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank [redacted]): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | ATR risk due to lenders DTI as [redacted]% vs actual of [redacted]%. [redacted] and [redacted] shows additional income stream of $[redacted] per month, however there is no documentation in the file to support such [redacted] . |  |  |  | Reviewer Comment (2025-12-05): Using passive asset utilization for qualification, Exception cleared.<br>Buyer Comment (2025-12-03): This is passive income utilization from borrowers [redacted] Account | 12/05/2025 |  |  | 1 B A C |  | [redacted] | Primary | Refinance - Rate/Term | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| 224466694 | [Redacted] | [Redacted] |  | 35073672 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM DTIs match and both significantly exceed Guidelines | Ability to Repay (Dodd-Frank [redacted]): The DTI calculated in accordance with the Lenders Guidelines and [redacted](c)([redacted]) of [redacted][redacted]% significantly exceeds the guideline maximum of [redacted]%. (DTI Exception requires compelling compensating factors to consider regrading to [redacted] .) | ATR risk due to lenders DTI as [redacted]% vs actual of [redacted]%. [redacted] and [redacted] shows additional income stream of $[redacted] per month, however there is no documentation in the file to support such income. |  |  |  | Reviewer Comment (2025-12-05): Using passive asset utilization for qualification, exception cleared.<br>Buyer Comment (2025-12-03): This is passive income utilization from borrowers [redacted] Account. See worksheet | 12/05/2025 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| 224466694 | [Redacted] | [Redacted] |  | 35073743 |  | Credit | Guideline | Guideline Issue | Guideline | Loan does not meet guideline requirements regarding DTI variance. |  | DTI variance. Lenders DTI as [redacted]% vs actual of [redacted]%. [redacted] and [redacted] shows additional income stream of $[redacted] per month, however there is no documentation in the file to support such income. |  |  |  | Reviewer Comment (2025-12-05): Using passive asset utilization for qualification, Exception cleared.<br>Buyer Comment (2025-12-03): This is passive income utilization from borrowers [redacted] Account. See worksheet | 12/05/2025 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| 224466694 | [Redacted] | [Redacted] |  | 35073770 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | ATR risk due to lenders DTI as [redacted]% vs actual of [redacted]%. [redacted] and [redacted] shows additional income stream of $[redacted] per month, however there is no documentation in the file to support such income. |  |  |  | Reviewer Comment (2025-12-05): Using passive asset utilization for qualification, exception cleared.<br>Buyer Comment (2025-12-03): This is passive income utilization from borrowers [redacted] Account. See worksheet | 12/05/2025 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| 224466694 | [Redacted] | [Redacted] |  | 35073785 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank [redacted]): Based on the loan failing one or more guideline components, the loan is at ATR risk. | ATR risk due to lenders DTI as [redacted]% vs actual of [redacted]%. [redacted] and [redacted] shows additional income stream of $[redacted] per month, however there is no documentation in the file to support such income. |  |  |  | Reviewer Comment (2025-12-05): Using passive asset utilization for qualification, Exception cleared.<br>Buyer Comment (2025-12-03): This is passive income utilization from borrowers [redacted] Account. See worksheet | 12/05/2025 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| 224466694 | [Redacted] | [Redacted] |  | 35074193 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | Lenders DTI shown as [redacted]% vs actual of [redacted]%. [redacted] and [redacted] shows additional income stream of $[redacted] per month, however there is no documentation in the file to support such income. |  |  |  | Reviewer Comment (2025-12-05): Using passive asset utilization for qualification, exception cleared.<br>Buyer Comment (2025-12-03): This is passive income utilization from borrowers [redacted] Account. See worksheet | 12/05/2025 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| 224466694 | [Redacted] | [Redacted] |  | 35074631 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank [redacted]): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | ATR risk due to lenders DTI as [redacted]% vs actual of [redacted]%. [redacted] and [redacted] shows additional income stream of $[redacted] per month, however there is no documentation in the file to support such income. |  |  |  | Reviewer Comment (2025-12-05): Using passive asset utilization for qualification, exception cleared.<br>Buyer Comment (2025-12-03): This is passive income utilization from borrowers [redacted] Account. See worksheet | 12/05/2025 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| 224467086 | [Redacted] | [Redacted] |  | 35072254 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted]Percent Tolerance Violation With Sufficient Cure - [redacted](f)([redacted]) Cure | TILA-RESPA Integrated Disclosure: [redacted]Percent Fee Tolerance exceeded for Appraisal Review Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower. |  |  |  |  | Reviewer Comment (2025-11-25): Sufficient Cure Provided within [redacted] Days of Closing |  | 11/25/2025 |  | 1 A |  | [redacted] | Primary | Refinance - Cash-out - Other | Provide the following: Letter of Explanation notifying borrower or error, Copy of Refund Check/Evidence of Principal Reduction, Corrected CD, and Proof of Delivery (if refund is over $35) A | Non QM | Non QM | Yes |
| 224467088 | [Redacted] | [Redacted] |  | 35119671 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) Security Instrument Error: Notary Date was not provided |  | Notary date indicates all signors signed on [redacted], however [redacted] of the members signed on [redacted]. There is no notary for these signatures on the security instrument. |  |  |  | Reviewer Comment (2025-12-04): Received notary for the members signed security instrument on [redacted]. Exception Cleared.<br>Buyer Comment (2025-12-03): mortgage | 12/04/2025 |  |  | 1 B A |  | [redacted] | Investment | Purchase | B A |  | N/A | No |
| 224467106 | [Redacted] | [Redacted] |  | 35069263 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Unable to determined other payment $[redacted] |  |  |  | Reviewer Comment (2026-01-02): Received evidence of HOA verification. Exception cleared.<br>Buyer Comment (2025-12-30): [redacted]Payment coupon iao $[redacted] | 01/02/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224467106 | [Redacted] | [Redacted] |  | 35069314 |  | Credit | Insurance | Insurance Analysis | Insurance | The Flood Insurance Policy effective date is after the Note Date. | Flood Insurance Policy Effective Date ___, Note Date ___ |  |  |  |  | Reviewer Comment (2026-01-06): Flood Insurance Policy effective date [redacted] is within disbursement period of [redacted] is acceptable. Exception cleared.<br>Buyer Comment (2026-01-02): [redacted] respectfully disagrees with finding. Per final CD, disbursement date is listed as [redacted], which is the effective date of flood policy. Please review and clear | 01/06/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224467842 | [Redacted] | [Redacted] |  | 35111536 |  | Credit | Credit | Credit Documentation | Credit | There is no lease in place for the subject property and the absence of this document casts doubt on business purpose of loan. |  | Cash out refinance of investment property, executed lease agreement not provided. |  |  |  | Reviewer Comment (2026-01-12): Received Lease agreement. Exception Cleared.<br>Buyer Comment (2026-01-08): Lease<br>Reviewer Comment (2026-01-08): Received lease agreement for unit [redacted] which was already available on the file. Require executed lease agreement for unit [redacted]. Exception remains.<br>Buyer Comment (2026-01-06): Lease<br>Reviewer Comment (2025-12-30): Provided notarized lease agreements for first [redacted] units. Require [redacted]rd unit executed lease agreement. Exception remains.<br>Buyer Comment (2025-12-29): Leases are signed /notarized by the [redacted]and by the tenants. This is how these leases are completed<br>Reviewer Comment (2025-12-12): Lease agreement was available at initial review however not executed by borrower. Please provide executed agreement. Exception remains.<br>Buyer Comment (2025-12-10): See [redacted], page [redacted] through [redacted], [redacted]. Rents received [redacted], page [redacted] [redacted] Deposit for $[redacted] which is [redacted]st floor and [redacted]nf floor rent. $[redacted] is [redacted]rd floor rent | 01/12/2026 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 224469744 | [Redacted] | [Redacted] |  | 35070892 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | Asset statements provided must cover at least [redacted] days on purchases. Provide one more recent account statement for the account #[redacted] | Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Documentation Type: [redacted]<br> Disposable Income: $[redacted]<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrower's Own Funds Percent: [redacted]%<br> Borrower's Own Funds Amount: $[redacted]<br>DTI: [redacted]% <br> Guideline Maximum DTI: [redacted]%<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-12-23): Lender Exception with Compensating Factors provided.<br>Buyer Comment (2025-12-19): Exception |  |  | 12/23/2025 | 2 C B |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224469744 | [Redacted] | [Redacted] |  | 35070895 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | Asset statements provided must cover at least [redacted] days on purchases. Provide one more recent account statement for the account #[redacted] | Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Documentation Type: [redacted]<br> Disposable Income: $[redacted]<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrower's Own Funds Percent: [redacted]%<br> Borrower's Own Funds Amount: $[redacted]<br>DTI: [redacted]% <br> Guideline Maximum DTI: [redacted]%<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-12-23): Lender Exception with Compensating Factors provided.<br>Buyer Comment (2025-12-22): Rebuttal |  |  | 12/23/2025 | 2 C B |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224469744 | [Redacted] | [Redacted] |  | 35070901 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | Asset statements provided must cover at least [redacted] days on purchases. Provide one more recent account statement for the account #[redacted] | Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Documentation Type: [redacted]<br> Disposable Income: $[redacted]<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrower's Own Funds Percent: [redacted]%<br> Borrower's Own Funds Amount: $[redacted]<br>DTI: [redacted]% <br> Guideline Maximum DTI: [redacted]%<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-12-23): Lender Exception with Compensating Factors provided.<br>Buyer Comment (2025-12-19): Exception |  |  | 12/23/2025 | 2 C B |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224469744 | [Redacted] | [Redacted] |  | 35070903 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | Asset statements provided must cover at least [redacted] days on purchases. Provide one more recent account statement for the account #[redacted] | Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Documentation Type: [redacted]<br> Disposable Income: $[redacted]<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrower's Own Funds Percent: [redacted]%<br> Borrower's Own Funds Amount: $[redacted]<br>DTI: [redacted]% <br> Guideline Maximum DTI: [redacted]%<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-12-23): Lender Exception with Compensating Factors provided.<br>Buyer Comment (2025-12-19): Exception |  |  | 12/23/2025 | 2 C B |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224469744 | [Redacted] | [Redacted] |  | 35070935 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  | Available for Closing is insufficient to cover Cash from Borrower. Funds are short by $[redacted] provide additional bank statement. |  |  |  | Reviewer Comment (2026-01-13): Received most recent bank statement & asset updated. Exception cleared.<br>Buyer Comment (2026-01-09): LOE<br>Reviewer Comment (2025-12-23): Rebuttal received is for not meeting [redacted] months bank statement requirement and here we need [redacted] months of reserve. Provided asset is short to cover [redacted] months reserve. | 01/13/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224469744 | [Redacted] | [Redacted] |  | 35071083 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: [redacted] reserves months discrepancy. |  | Funds are short by [redacted] months reserve requirements. Provide additional bank statement. |  |  |  | Reviewer Comment (2026-01-13): Received most recent bank statement & asset updated. Exception cleared.<br>Buyer Comment (2026-01-09): LOE<br>Reviewer Comment (2025-12-23): Rebuttal received is for not meeting [redacted] months bank statement requirement and here we need [redacted] months of reserve. Provided asset is short to cover [redacted] months reserve. | 01/13/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224469744 | [Redacted] | [Redacted] |  | 35071092 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank [redacted]): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Funds are short by [redacted] months reserve requirements. Provide additional bank statement. |  |  |  | Reviewer Comment (2026-01-13): Received most recent bank statement & asset updated. Exception cleared.<br>Buyer Comment (2026-01-09): LOE<br>Reviewer Comment (2025-12-23): Rebuttal received is for not meeting [redacted] months bank statement requirement and here we need [redacted] months of reserve. Provided asset is short to cover [redacted] months reserve.<br>Buyer Comment (2025-12-19): Rebuttal | 01/13/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224486055 | [Redacted] | [Redacted] |  | 35104010 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final [redacted] |  | Final [redacted] is missing in the file. |  |  |  | Reviewer Comment (2025-12-30): Received Final [redacted]. Exception cleared.<br>Buyer Comment (2025-12-26): final signed [redacted] | 12/30/2025 |  |  | 1 C A |  | [redacted] | Second Home | Purchase | C B A | Non QM | Non QM | No |
| 224486055 | [Redacted] | [Redacted] |  | 35127719 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception for [redacted] project's master hazard insurance coverage is less than full replacement cost coverage (i.e., building coverage is [redacted]% shy of full replacement cost and wind coverage is [redacted]% shy of full replacement cost. | Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of [redacted] months PITIA or more.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-12-01): client elects to waive with compensating factors. |  |  | 12/01/2025 | 2 B |  | [redacted] | Second Home | Purchase | C B A | Non QM | Non QM | No |
| 224498674 | [Redacted] | [Redacted] |  | 35148488 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | [redacted] Insurance and [redacted] verification missing for the REO property address. |  |  |  | Reviewer Comment (2025-12-18): Received Hazard Insurance and HOA verification and associated, Exception Cleared<br>Buyer Comment (2025-12-16): HOI & HOA uploaded for [redacted] | 12/18/2025 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Rate/Term | D B A C | Non QM | Non QM | No |
| 224498674 | [Redacted] | [Redacted] |  | 35148551 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) [redacted] Subprime Loan (Subprime Legend Not on Mortgage) | [redacted] Subprime Loan: Mortgage does not contain a legend stating that the subprime loan is subject to Section [redacted]-m of the Banking Law. |  |  |  |  | Buyer Comment (2026-02-06): OK to waive<br>Reviewer Comment (2026-01-12): The security instrument provided does not contain a legend at the top stating that the mortgage is a subprime loan subject to Section [redacted]-m of the [redacted] Law.<br>Buyer Comment (2026-01-08): [redacted]<br>Reviewer Comment (2026-01-05): Security Instrument Provided is not signed , dates or Notarized. Exception remains.<br>Buyer Comment (2026-01-02): [redacted] respectfully disagrees. Please review uploaded Loan Security Agreement with the legend listed on first page<br>Buyer Comment (2026-01-02): Loan Security Agreement |  |  | 02/06/2026 | 2 B |  | [redacted] | Primary | Refinance - Rate/Term | Provide the following: Letter of Explanation, corrected Mortgage (with required Legend) signed by consumers, and proof of re-recording. D B A C | Non QM | Non QM | Yes |
| 224498674 | [Redacted] | [Redacted] |  | 35148552 |  | Compliance | Compliance | State Compliance | State HPML | [redacted] Subprime Home Loan Threshold Greater than [redacted] Year ARM Non-Compliant | [redacted] Subprime Loan: APR on subject loan of [redacted][redacted]% is in excess of allowable threshold of Prime Mortgage Market Rate [redacted][redacted]% + [redacted]%, or [redacted][redacted]%. Non-Compliant SubPrime Loan. |  |  |  |  | Buyer Comment (2026-01-23): exception ok'd to waive by [redacted]<br>Reviewer Comment (2026-01-06): Based on the final Mavent provided, there was also a fail on this same issue. [redacted] is unable to clear condition. Lender may waive at their discretion.,<br>Buyer Comment (2026-01-02): Final Mavent |  |  | 01/23/2026 | 2 B |  | [redacted] | Primary | Refinance - Rate/Term | No obvious cure. Cure provision under [redacted] Subprime 6-m(7) appears to be limited to making a non-compliant [redacted] Subprime loan into a compliant [redacted] subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of [redacted] Subprime status. D B | Non QM | Non QM | Yes |
| 224498674 | [Redacted] | [Redacted] |  | 35148571 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Provision) [redacted] Subprime Loan (Escrow Not Established) | [redacted] Subprime Loan: Mandatory escrow account not established for the collection of property taxes and insurance. (Note: Does not apply to a subordinate lien when the taxes and insurance are escrowed through another home loan. It also does not apply if the borrower can demonstrate a record of [redacted] months of timely payments of [redacted] and insurance on a previous home loan.) |  |  |  |  | Buyer Comment (2026-02-06): OK to waive<br>Reviewer Comment (2026-01-06): We have discussed the issue of applicability of mandatory escrow provision for [redacted] subprime loans to coops where taxes and insurance are included in the maintenance dues and counsel opined that there is not an exemption available, accordingly, maintenance fees which include taxes and insurance would need to be escrowed to comply with this provision of the law. <br> Just to note, the provision also provides that mandatory escrow of taxes and insurance would not apply if borrower can demonstrate a record of [redacted] months of timely payments of taxes and insurance on a previous home loan. Note also that [redacted] subprime exceptions are graded an [redacted] non-material based on lack of or limited assignee liability.<br>Buyer Comment (2026-01-02): [redacted] respectfully disagrees with finding. Subject property is a Cooperatvie and escrows aren't required |  |  | 02/06/2026 | 2 B |  | [redacted] | Primary | Refinance - Rate/Term | D B A C | Non QM | Non QM | No |
| 224498674 | [Redacted] | [Redacted] |  | 35169608 |  | Credit | Loan Package Documentation | Closing / Title | Missing Document | Missing Document: Security Instrument - Subject Lien not provided |  |  |  |  |  | Reviewer Comment (2026-01-13): Received Security Instrument with sign date and notary, Exception Cleared<br>Buyer Comment (2026-01-12): [redacted] respectfully disagrees with finding. Please refer to document ID [redacted] and clear finding.<br>Reviewer Comment (2026-01-05): Security Instrument Provided is not signed , dates or Notarized. Exception remains.<br>Buyer Comment (2026-01-02): Please review uploaded Security Agreement and clear | 01/13/2026 |  |  | 1 D A |  | [redacted] | Primary | Refinance - Rate/Term | D B A C | Non QM | Non QM | No |
| 224498674 | [Redacted] | [Redacted] |  | 35169626 |  | Credit | Guideline | Guideline Issue | Guideline | Loan does not meet guideline requirements regarding DTI variance. |  | DTI discrepancy is due to P&I qualifying method. Loan still meets guideline requirements. |  |  |  | Reviewer Comment (2026-01-06): Exception cleared as per updated documents.<br>Buyer Comment (2026-01-02): Passive asset calculator from borrower's personal checking account adds additional $[redacted]/mo income and reduces debt ratio to [redacted]%<br>Buyer Comment (2026-01-02): Resolution documentation re: DTI | 01/06/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Rate/Term | D B A C | Non QM | Non QM | No |
| 224498674 | [Redacted] | [Redacted] |  | 35169849 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank [redacted]): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. |  |  |  |  | Reviewer Comment (2026-01-06): Exception cleared as per updated documents.<br>Buyer Comment (2026-01-02): Passive asset calculator from borrower's personal checking account adds additional $[redacted]/mo income and reduces debt ratio to [redacted]% | 01/06/2026 |  |  | 1 B A C |  | [redacted] | Primary | Refinance - Rate/Term | Lender to provide updated ATR/QM Loan Designation B C | Non QM | Non QM | Yes |
| 224498674 | [Redacted] | [Redacted] |  | 35169851 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank [redacted]): Based on the loan failing one or more guideline components, the loan is at ATR risk. | ATR failure due to DTI discrepancy. |  |  |  | Reviewer Comment (2026-01-06): Exception cleared as per updated documents.<br>Buyer Comment (2026-01-02): Passive asset calculator from borrower's personal checking account adds additional $[redacted]/mo income and reduces debt ratio to [redacted]% | 01/06/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Rate/Term | D B A C | Non QM | Non QM | No |
| 224498674 | [Redacted] | [Redacted] |  | 35480565 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Data discrepancy - DTI |  |  |  | Reviewer Comment (2026-01-27): Cleared. DTI variance is within [redacted]%.<br>Buyer Comment (2026-01-23): Please advise on status of cleared [redacted], ok'd to clear by [redacted] on [redacted]<br>Buyer Comment (2026-01-21): Email correspondence<br>Buyer Comment (2026-01-21): Please review email correspondence with [redacted] and clear | 01/27/2026 |  |  | 1 A |  | [redacted] | Primary | Refinance - Rate/Term | D B A C | Non QM | Non QM | No |
| 224498701 | [Redacted] | [Redacted] |  | 35109434 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted]Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted]Percent Fee Tolerance exceeded for Courier / Express Mail / Messenger Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | Courier / Express Mail / Messenger Fee increased from $[redacted] to $[redacted], an increase of $[redacted], without a valid changed circumstance document in file. A cure of $[redacted] was provided, remaining to cure $[redacted] |  |  |  | Reviewer Comment (2026-01-09): [redacted] received Letter of explanation and Corrected Closing disclosure.<br>Buyer Comment (2026-01-08): PCCD with letter<br>Reviewer Comment (2025-12-17): [redacted] received rebuttal and copy of initial LE which shows Title - Courier fee of $[redacted] in Section [redacted] while on final CD the Courier fee is disclosed under section [redacted] as $[redacted]. The fee is paid to Settlement Support Solutions and both fees are tested separately. Please provide more clarification on fee name change as well as movement of fee from section [redacted] to section [redacted]. If both fees are used for same purpose a COC with reason for increase in fee from $[redacted] to $[redacted] will be required or cure will be due to the borrower.<br>Buyer Comment (2025-12-15): Courier fee on ILE<br>Reviewer Comment (2025-12-12): [redacted] Courier fee added on CD dated [redacted] without valid COC. A valid Changed Circumstance or cure is required. Cure consists of Corrected CD, LOE to borrower, proof of mailing and copy of refund check.<br>Buyer Comment (2025-12-11): Disregard<br>Buyer Comment (2025-12-11): See [redacted], page [redacted] for cure at bottom of page | 01/09/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| 224542756 | [Redacted] | [Redacted] |  | 35114323 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Loan Estimate Timing Electronically Provided | TILA-RESPA Integrated Disclosure: Loan Estimate not delivered or placed in the mail to Borrower(s) within [redacted] business days of application. | Loan Estimate not delivered or placed in the mail to Borrower within [redacted]business days of application. |  |  |  | Reviewer Comment (2025-12-22): upon further review, application date is acceptable.<br>Buyer Comment (2025-12-19): invest memo | 12/22/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224542756 | [Redacted] | [Redacted] |  | 35114325 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted]Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted]Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. | The Credit report Fee increased from $[redacted] to $[redacted] without any valid changed circumstances. $[redacted] with no change of circumstances but cure was provided to the borrower to justify this increase. |  |  |  | Reviewer Comment (2025-11-27): Sufficient Cure Provided At Closing |  | 11/27/2025 |  | 1 A |  | [redacted] | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 224542756 | [Redacted] | [Redacted] |  | 35114327 |  | Credit | Income | Income Error | Income | Income document is missing the document date and/or tax year. |  |  |  |  |  | Reviewer Comment (2025-12-31): Received required documentation. Condition cleared.<br>Buyer Comment (2025-12-29): investor memo - gap letter<br>Reviewer Comment (2025-12-22): The Gap letter is not dated.<br>Buyer Comment (2025-12-19): in reference to gap letter doc [redacted], please see closing voe doc [redacted] stating borrower is actively employed since [redacted] | 12/31/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224542756 | [Redacted] | [Redacted] |  | 35114336 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank [redacted]): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | Current employment is less than [redacted] Years |  |  |  | Reviewer Comment (2025-12-22): Received required documentation. Condition cleared.<br>Buyer Comment (2025-12-19): in reference to gap letter doc [redacted], please see closing voe doc [redacted] stating borrower is actively employed since [redacted] | 12/22/2025 |  |  | 1 B A C |  | [redacted] | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| 224542756 | [Redacted] | [Redacted] |  | 35114337 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank [redacted]): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Current employment is less than [redacted] Years |  |  |  | Reviewer Comment (2025-12-22): Received required documentation. Condition cleared.<br>Buyer Comment (2025-12-19): in reference to gap letter doc [redacted], please see closing voe doc [redacted] stating borrower is actively employed since [redacted] | 12/22/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224546024 | [Redacted] | [Redacted] |  | 35115429 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted]Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Survey Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | Survey Fee $[redacted] was not disclosed on Loan Estimate. File does not contain a valid COC for this fee, nor evidence of cure. |  |  |  | Reviewer Comment (2025-12-30): [redacted] received Email communication showing Survey not required by lender.<br>Buyer Comment (2025-12-30): Please see attached email from title company stating that the $[redacted] fee labeled "Survey Fee" was an inspection charge to the Title Insurance company and not an actual survey. Please note that the fee was charged to "[redacted]" which is the same company that all of the other title-related fees were charged to. | 12/30/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 224546024 | [Redacted] | [Redacted] |  | 35336839 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | [redacted] exception for excluding departure residence PITIA from DTI. Obtained a new bridge loan and LTV is at [redacted]% vs [redacted]% as required per guides. | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of [redacted] months PITIA or more.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted]. | Borrower has been employed in the same industry for more than [redacted] years.<br>Documentation Type: [redacted]<br> Disposable Income: $[redacted]<br>Actual Reserves: $[redacted]<br> Required Reserves: $[redacted] | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-02): Client elects to waive with compensating factors. |  |  | 01/02/2026 | 2 B |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224546161 | [Redacted] | [Redacted] |  | 35115357 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Mortgage Insurance Payment | TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on [redacted] disclosed a mortgage insurance payment for payment stream [redacted] that does not match the actual payment for the loan. | Final CD payment stream included MI payment however a post closing CD was provided removing the payment. |  |  |  | Reviewer Comment (2025-12-19): Corrected CD provided prior to reporting.<br>Buyer Comment (2025-12-18): per pccd lox doc [redacted] was removed on pccd. first payment letter [redacted] and initial escrow disclosure [redacted] also reflect the [redacted] removal. |  | 12/19/2025 |  | 2 C B |  | [redacted] | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission if Applicable B | Non QM | Non QM | Yes |
| 224546161 | [Redacted] | [Redacted] |  | 35115358 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Projected P&I Min Payment Fixed Rate Subsequent Payments | TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on [redacted] disclosed a periodic principal and interest payment for payment stream [redacted] that does not match the actual payment for the loan. | Final CD payment stream included MI payment however a post closing CD was provided removing the payment. |  |  |  | Reviewer Comment (2025-12-19): Corrected CD provided prior to reporting.<br>Buyer Comment (2025-12-18): per pccd lox doc [redacted], [redacted] was removed on pccd. first payment letter [redacted] and initial escrow disclosure [redacted] also reflect the [redacted] removal. |  | 12/19/2025 |  | 2 C B |  | [redacted] | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| 224546265 | [Redacted] | [Redacted] |  | 35115888 |  | Compliance | Loan Package Documentation | Application / Processing | Missing, Incorrect, or Incomplete Final or Initial 1003 | Missing Document: Missing Lender's Initial [redacted] |  | Initial [redacted] is missing in the file. |  |  |  | Reviewer Comment (2025-12-29): Initial [redacted] received and verified. Exception cleared.<br>Buyer Comment (2025-12-24): [redacted] | 12/29/2025 |  |  | 1 B A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224546265 | [Redacted] | [Redacted] |  | 35153761 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Termite Report. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | Termite report fee amount of $[redacted] exceeds tolerance of $[redacted]. No cure was not provided to the borrower |  |  |  | Reviewer Comment (2025-12-26): [redacted] received Corrected PCCD and LOE moving fee to section [redacted].<br>Buyer Comment (2025-12-24): LOX and PCCD | 12/26/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| 224546265 | [Redacted] | [Redacted] |  | 35312055 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Loan Estimate Timing Electronically Provided | TILA-RESPA Integrated Disclosure: Loan Estimate not delivered or placed in the mail to Borrower(s) within [redacted] business days of application. | Loan estimate received on [redacted] and E-sign consent date is [redacted]. |  |  |  | Reviewer Comment (2026-01-06): [redacted] received [redacted] with all [redacted] pieces of information and as per purchase contract doc [redacted] is executed on [redacted].<br>Buyer Comment (2026-01-06): [redacted]<br>Reviewer Comment (2025-12-30): [redacted] upon review the file only contains Application dated [redacted] with TBD address. The file contains initial LE dated [redacted] therefore kindly provide initial application with property address in order to clear the exception.<br>Buyer Comment (2025-12-29): [redacted] is prior to LE date of [redacted] please cancel invalid condition. | 01/06/2026 |  |  | 1 A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224546533 | [Redacted] | [Redacted] |  | 35116107 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | Transfer [redacted] Fee disclosed as $[redacted] on Loan Estimate dated [redacted] but disclosed as $[redacted] on Final Closing Disclosure. Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2026-01-06): [redacted] received PCCD, LOE, proof of mailing & copy of refund check.<br>Buyer Comment (2026-01-05): PCCD, LOX, Label and Check<br>Reviewer Comment (2025-12-16): [redacted] Final CD does not reflect any lender credit. Provide Cure Docs. Cure Docs consists of PCCD, LOE and Refund Check.<br>Buyer Comment (2025-12-15): Please see the CD and COC - The transfer taxes was corrected on this CD and credit for [redacted] was provided to the borrower |  | 01/06/2026 |  | 2 C B |  | [redacted] | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 224546533 | [Redacted] | [Redacted] |  | 35116108 |  | Compliance | Compliance | Federal Compliance | TILA | ARM Disclosure Timing Test | TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower within [redacted] days of application. | ARM Disclosure date [redacted] is not provided to borrower within [redacted] days of application [redacted]. |  |  |  | Reviewer Comment (2025-12-09): Date corrected, Exception Clear.<br>Buyer Comment (2025-12-05): Please see attached LE with supporting documents to show borrower locked in their rate at a later time as an ARM. | 12/09/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | No Defined Cure B A | Non QM | Non QM | No |
| 224546533 | [Redacted] | [Redacted] |  | 35154002 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for [redacted] Dues. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | No valid COC or Lender cure provided for [redacted] dues of $[redacted] disclosed on final CD. |  |  |  | Reviewer Comment (2025-12-16): [redacted] received Corrected PCCD and LOE moving fee to section [redacted].<br>Buyer Comment (2025-12-15): PCCD & LOX | 12/16/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 224546663 | [Redacted] | [Redacted] |  | 35114788 |  | Credit | 1003 | Document Error | 1003 | Borrower(s) is not a [redacted] Citizen, and the guideline required documentation was not provided. |  | Proof of Non-Permanent Resident Alien proof for [redacted] is missing. |  |  |  | Reviewer Comment (2025-12-29): Received Borrower "[redacted]" Employment Authorization document and Co-Borrower "[redacted], ITIN letter and CPA letter,. Exception Cleared.<br>Buyer Comment (2025-12-24): [redacted] [redacted] - [redacted] | 12/29/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224546663 | [Redacted] | [Redacted] |  | 35114790 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | [redacted] Error: Citizenship Source Documentation was not provided |  | Proof of Non-Permanent Resident Alien proof for [redacted] is missing in file. |  |  |  | Reviewer Comment (2025-12-29): Received Borrower "[redacted]" Employment Authorization document and Co-Borrower "[redacted], ITIN letter and CPA letter, Exception Cleared.<br>Buyer Comment (2025-12-24): [redacted] respectfully disagrees with finding. B[redacted] was qualified using ITIN. Please see ITIN Letter, Passport, and CPA Letter<br>Buyer Comment (2025-12-24): ITIN Letter, Passport, CPA Letter - B[redacted] | 12/29/2025 |  |  | 1 B A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224546663 | [Redacted] | [Redacted] |  | 35114796 |  | Compliance | Compliance | Federal Compliance | Federal HPML | [redacted] [redacted] Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of [redacted][redacted]% or Final Disclosure APR of [redacted][redacted]% is equal to or greater than the threshold of APOR [redacted]% + [redacted]%, or [redacted][redacted]%. Non-Compliant Higher Priced Mortgage Loan. | APR on subject loan of [redacted][redacted]% or Final Disclosure APR of [redacted][redacted]% is equal to or greater than the threshold of APOR [redacted]% + [redacted]%, or [redacted][redacted]%. |  |  |  | Reviewer Comment (2025-12-29): Received proof/receipt which confirms copy of appraisal deliver to borrower from [redacted] business days prior to closing date. Exception Cleared.<br>Buyer Comment (2025-12-24): Final Mavent | 12/29/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224546663 | [Redacted] | [Redacted] |  | 35114797 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank [redacted]): Creditor did not provide a copy of each valuation to applicant [redacted] business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant [redacted] business days prior to consummation. |  |  |  | Reviewer Comment (2025-12-29): Received proof/receipt which confirms copy of appraisal deliver to borrower from [redacted] business days prior to closing date. Exception Cleared.<br>Buyer Comment (2025-12-24): Receipts for valuations | 12/29/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224546663 | [Redacted] | [Redacted] |  | 35114799 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted] Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-11-27): Sufficient Cure Provided At Closing |  | 11/27/2025 |  | 1 A |  | [redacted] | Primary | Purchase | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| 224546663 | [Redacted] | [Redacted] |  | 35114807 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception for a [redacted]% exception is being requested to go to [redacted]% VS guideline max for manufactured homes of [redacted]%. | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Borrower has been employed in the same industry for more than [redacted] years.<br>Documentation Type: [redacted]<br> Disposable Income: $[redacted]<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrower's Own Funds Percent: [redacted]%<br> Borrower's Own Funds Amount: $[redacted]<br>DTI: [redacted]% <br> Guideline Maximum DTI: [redacted]%<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-12-03): Lender Exception with Compensating Factors provided. |  |  | 12/03/2025 | 2 B |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224546663 | [Redacted] | [Redacted] |  | 35114809 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception for MFH must have a minimum if [redacted] [redacted] feet of gross living area - subject has [redacted] [redacted] [redacted] living space. | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Borrower has been employed in the same industry for more than [redacted] years.<br>Documentation Type: [redacted]<br> Disposable Income: $[redacted]<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrower's Own Funds Percent: [redacted]%<br> Borrower's Own Funds Amount: $[redacted]<br>DTI: [redacted]% <br> Guideline Maximum DTI: [redacted]%<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-12-03): Lender Exception with Compensating Factors provided. |  |  | 12/03/2025 | 2 B |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224546663 | [Redacted] | [Redacted] |  | 35312122 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank [redacted]): Creditor did not provide a copy of revised valuation to applicant [redacted] business days prior to consummation. | Creditor did not provide a copy of revised valuation to applicant [redacted] business days prior to consummation. |  |  |  | Reviewer Comment (2026-01-06): Evidence of appraisal report delivery is already provided in file. Exception cleared.<br>Buyer Comment (2026-01-02): [redacted] respectfully disagrees with finding, [redacted] was ordered rush on [redacted], and delivered as soon as possible. Please review and clear<br>Buyer Comment (2026-01-02): Resolution Documents re: [redacted] | 01/06/2026 |  |  | 1 A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224547066 | [Redacted] | [Redacted] |  | 35114983 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | In provided closing disclosure, interest rate and P&I is not disclosed. Finalized closing disclosure or HUD[redacted] is required. |  |  |  | Reviewer Comment (2026-01-23): Received final closing statement. Cleared. | 01/23/2026 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| 224547066 | [Redacted] | [Redacted] |  | 35137489 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception for $[redacted] loan amount (vs $[redacted]k guideline minimum). Compensating factors are loan to value [redacted]% or more under requirement, long term home ownership (>[redacted] years), FICO [redacted] points or more above requirement and reserves [redacted]+ months more than requirement. Exception conditions are any loan which is deemed to be High Cost as defined by federal and/or state regulation is not allowed under signature, a [redacted]% point/fee limit is applied to all [redacted] loans regardless of whether or not they are under the scope, all other [redacted] guidelines must be met. Exception LLPA cited above is in addition to any and all rate sheet LLPA(s) that may apply including LLPA for "<[redacted]K". | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least [redacted]%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [redacted]%.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Combined Loan to Value: [redacted]%<br> Guideline Maximum Combined Loan to Value: [redacted]%<br>Loan to Value: [redacted]%<br> Guideline Maximum Loan to Value: [redacted]%<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-12-02): Lender Exception with Compensating Factors provided. |  |  | 12/02/2025 | 2 B |  | [redacted] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| 224553979 | [Redacted] | [Redacted] |  | 35116589 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | E-sign Consent Agreement is missing in file. |  |  |  | Reviewer Comment (2025-12-17): E-Sign Consent Agreement received, exception cleared<br>Buyer Comment (2025-12-15): Econsent | 12/17/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224553979 | [Redacted] | [Redacted] |  | 35116600 |  | Credit | Missing Document | General | Missing Document | Missing Document: Evidence of Access to Funds not provided |  | A cash flow analysis or CPA letter stating that the use of the funds from business account will not have a material adverse impact on the business' operations is not located in the file. |  |  |  | Reviewer Comment (2026-01-08): Received required documentation. Condition cleared.<br>Reviewer Comment (2026-01-07): document provided<br>Buyer Comment (2026-01-06): Cash Flow | 01/08/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224553979 | [Redacted] | [Redacted] |  | 35116601 |  | Credit | Asset | Asset Documentation | Asset | Asset documentation requirements not met. |  | A cash flow analysis or CPA letter stating that the use of the funds from business account will not have a material adverse impact on the business' operations is not located in the file. |  |  |  | Reviewer Comment (2026-01-07): Document provided.<br>Buyer Comment (2026-01-06): See cash flow provided | 01/07/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224553979 | [Redacted] | [Redacted] |  | 35116621 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank [redacted]): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | [redacted] due to a cash flow analysis or CPA letter stating that the use of the funds from business account will not have a material adverse impact on the business' operations is not located in the file. |  |  |  | Reviewer Comment (2026-01-07): Document provided.<br>Buyer Comment (2026-01-06): See cash flow provided | 01/07/2026 |  |  | 1 B A C |  | [redacted] | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| 224553979 | [Redacted] | [Redacted] |  | 35116623 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank [redacted]): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | [redacted] due to a cash flow analysis or CPA letter stating that the use of the funds from business account will not have a material adverse impact on the business' operations is not located in the file. |  |  |  | Reviewer Comment (2026-01-07): Document provided<br>Buyer Comment (2026-01-06): See cash flow provided | 01/07/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224553979 | [Redacted] | [Redacted] |  | 35116624 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Pest Inspection Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | Pest Inspection Fee disclosed as $[redacted] on Loan Estimate dated [redacted] but disclosed as $[redacted] on Final Closing Disclosure. No valid Change of Circumstance found in file and no evidence of a tolerance cure provided at closing. |  |  |  | Reviewer Comment (2025-12-16): [redacted] received corrected PCCD and LOE<br>Buyer Comment (2025-12-15): PCCD | 12/16/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| 224553979 | [Redacted] | [Redacted] |  | 35116627 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank [redacted]): Based on the loan failing [redacted] or more guideline components, the loan is at ATR risk. | [redacted] due to a cash flow analysis or CPA letter stating that the use of the funds from business account will not have a material adverse impact on the business' operations is not located in the file. |  |  |  | Reviewer Comment (2026-01-07): Document provided<br>Buyer Comment (2026-01-06): See cash flow provided | 01/07/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224553984 | [Redacted] | [Redacted] |  | 35115309 |  | Compliance | Compliance | Federal Compliance | Federal HPML | [redacted] [redacted] Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of [redacted][redacted]% or Final Disclosure APR of [redacted][redacted]% is equal to or greater than the threshold of APOR [redacted]% + [redacted]%, or [redacted][redacted]%. Non-Compliant Higher Priced [redacted] Loan. | APR on subject loan of [redacted][redacted]% or Final Disclosure APR of [redacted][redacted]% is equal to or greater than the threshold of APOR [redacted]% + [redacted]%, or [redacted][redacted]%. |  |  |  | Reviewer Comment (2025-12-23): Received Appraisal delivery report dated [redacted]. Exception cleared.<br>Buyer Comment (2025-12-22): appraisal delivery submitted | 12/23/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224553984 | [Redacted] | [Redacted] |  | 35115310 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank [redacted]): Creditor did not provide a copy of each valuation to applicant [redacted] business days prior to consummation. | Appraisal report dated [redacted] missing evidence of receipt. |  |  |  | Reviewer Comment (2025-12-23): Received Appraisal delivery report dated [redacted]. Exception cleared.<br>Buyer Comment (2025-12-22): appraisal delivery<br>Reviewer Comment (2025-12-17): The [redacted] Appraisal rules under [redacted] require that a creditor shall provide to the consumer a copy of any written appraisal performed in connection with a higher-priced mortgage loan no later than [redacted] business days prior to closing. Our testing looks to verify that ALL written appraisals are provided to the consumer at least [redacted] days prior to closing. If there are revisions made to the original appraisal, we then look to determine whether the revised appraisal affected the value. If there is an impact to the value, that revised appraisal will be required to be provided at least [redacted] days prior to closing. If there are only clerical changes made to the revised appraisal, then we do not hold that revised appraisal to the [redacted]-day timing window, but we simply just verify that it was provided to the consumer at some point (even if post-close). An EV2 informational exception does fire indicating it was not provided [redacted] days prior to closing however the loan is still eligible to be considered [redacted]Compliant even with this EV2 exception.<br>Buyer Comment (2025-12-15): [redacted]Cert | 12/23/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224553984 | [Redacted] | [Redacted] |  | 35295068 |  | Compliance | Compliance | Federal Compliance | Federal HPML | [redacted] [redacted] Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of [redacted][redacted]% or Final Disclosure APR of [redacted][redacted]% is equal to or greater than the threshold of APOR [redacted]% + [redacted]%, or [redacted][redacted]%. Compliant Higher Priced Mortgage Loan. | Federal Higher-Priced Mortgage Loan: APR on subject loan of [redacted][redacted]% or Final Disclosure APR of [redacted][redacted]% is equal to or greater than the threshold of APOR [redacted]% + [redacted]%, or [redacted][redacted]%. |  |  |  | Reviewer Comment (2026-01-08): Re-validated appraisal delivery information. Exception cleared. | 01/08/2026 |  |  | 1 A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224553984 | [Redacted] | [Redacted] |  | 35295069 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank [redacted]): Creditor did not provide a copy of revised valuation to applicant [redacted] business days prior to consummation. | Required provide a copy of revised valuation to applicant [redacted] business days prior to consummation. (Type:Primary/[redacted]) |  |  |  | Reviewer Comment (2026-01-20): Client elects to waive.<br>Reviewer Comment (2026-01-12): As instructed by DD compliance department, we are unable to utilize the specific form signed at closing the lender used. Evidence must be provided as to exactly how the borrower received all appraisal reports.<br>Buyer Comment (2026-01-08): PC Cert<br>Reviewer Comment (2026-01-08): Received Appraisal/Valuation Acknowledgement Doc ID [redacted] is required to check either option [redacted] or [redacted] by the borrower. Exception remains.<br>Buyer Comment (2026-01-06): Appraisal Valuation Acknowledgement<br>Reviewer Comment (2026-01-02): Received Appraisal notice. Please provide borrower sign document at closing acknowledging their receipt of the valuation [redacted] days prior to closing. Exception remains.<br>Buyer Comment (2025-12-30): this was already provided and cleared, is this a duplicate of the same condition? |  |  | 01/20/2026 | 2 B |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224553984 | [Redacted] | [Redacted] |  | 35335742 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank [redacted]): Creditor did not provide a copy of each valuation to applicant [redacted] business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant [redacted] business days prior to consummation. (Client:[redacted]) |  |  |  | Reviewer Comment (2026-01-08): Re-validated appraisal delivery information. Exception cleared.<br>Reviewer Comment (2026-01-08): Received Appraisal/Valuation Acknowledgement Doc ID [redacted] is required to check either option [redacted] or [redacted] by the borrower. Exception remains.<br>Buyer Comment (2026-01-06): Appraisal Valuation Acknowledgement submitted | 01/08/2026 |  |  | 1 A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224553984 | [Redacted] | [Redacted] |  | 35362049 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank [redacted]): Creditor did not provide a copy of each valuation to applicant [redacted] business days prior to consummation. | Proof of delivery for initial appraisal report dated [redacted] or Appraisal/Valuation Acknowledgement Doc ID D[redacted] is required to check either option [redacted] or [redacted] by the borrower. |  |  |  | Reviewer Comment (2026-01-20): Received proof/receipt which confirms copy of appraisal deliver to borrower from [redacted] business days prior to closing date. Exception Cleared.<br>Buyer Comment (2026-01-16): Appraisal delivery [redacted]<br>Reviewer Comment (2026-01-12): This exception is for the delivery of preliminary appraisal report dated [redacted]. Please provide evidence of delivery for the same.<br>Buyer Comment (2026-01-08): PC Cert submitted | 01/20/2026 |  |  | 1 A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224565820 | [Redacted] | [Redacted] |  | 35122919 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Tax verification document is missing in the file. |  |  |  | Reviewer Comment (2025-12-19): Received Tax Cert for REO property "[redacted]", information validated. Exception Cleared.<br>Buyer Comment (2025-12-17): [redacted] [redacted] - Tax bill | 12/19/2025 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A | N/A | N/A | No |
| 224567463 | [Redacted] | [Redacted] |  | 35129433 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | The file is missing insurance documentation for this property. |  |  |  | Reviewer Comment (2025-12-18): Received hazard insurance for the property. Exception cleared.<br>Buyer Comment (2025-12-16): REO: HOI, Tax Bill and CD for Equity loan on [redacted] CR [redacted] | 12/18/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224567463 | [Redacted] | [Redacted] |  | 35129468 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Closing Disclosure Timing without Waiver | TILA-RESPA Integrated Disclosure: [redacted] not provided to Borrower(s) at least [redacted] business days prior to closing. | File contains and incomplete Closing Disclosure with issue date prior to latest Loan Estimate. CD is missing data on page [redacted]. |  |  |  | Reviewer Comment (2026-01-05): [redacted] received rebuttal suffice<br>Reviewer Comment (2025-12-22): [redacted] received rebuttal comment that the [redacted] CD was a prelim for title. However, attestation letter from the lender is needed for the [redacted] CD was not provided to the borrower. Per TRID Grid [redacted], Additional Considerations Row [redacted], The TPR firm can exclude an LE or CD from consideration if it was not provided to the consumer. Acceptable documentation is a lender attestation that it was not provided to the consumer. (This is only applicable if the document is not acknowledged by the consumer.) Attestation should be in a separate document that can be included in the loan file.<br>Buyer Comment (2025-12-19): [redacted] Initial CD. [redacted] Closing Disclosure was a prelim for Title. Please review and clear finding<br>Reviewer Comment (2025-12-17): [redacted]: The CD dated [redacted] that was provided in the loan file, which indicates an incomplete information and [redacted]% APR on page [redacted] and received without receipt. This is causing the testing to reflect CD not received [redacted] business days prior to consummation. Per TRID Grid [redacted], Additional Considerations Row [redacted], The [redacted] firm can exclude an LE or CD from consideration if it was not provided to the consumer. Acceptable documentation is a lender attestation that it was not provided to the consumer. (This is only applicable if the document is not acknowledged by the consumer.) Attestation should be in a separate document that can be included in the loan file. Provide a lender attestation give the specific disclosure (CD doc ID# is acceptable to specify) and explain why it was included in package for review and attest they were never issued or disclosed to borrower.<br>Buyer Comment (2025-12-16): Please advise on what information is missing from CD Pg [redacted]. Thanks! | 01/05/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | No Defined Cure A | Non QM | Non QM | No |
| 224567463 | [Redacted] | [Redacted] |  | 35129470 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Revised Loan Estimate Issue and Received Date > [redacted] Issue and Received Date | TILA-RESPA Integrated Disclosure: Revised Loan Estimate provided on or after the date the Closing Disclosure was provided. (The Revised Loan Estimate was received on or after the Closing Disclosure.) | File contains and incomplete Closing Disclosure. CD is missing data on page [redacted]. |  |  |  | Reviewer Comment (2026-01-05): [redacted] received rebuttal suffice<br>Buyer Comment (2026-01-05): Please be advised that [redacted] CD was Title Company's Closing Disclosure used to calculate costs only, and was not disclosed to the borrower. Please exclude this CD and cancel this condition.<br>Reviewer Comment (2025-12-22): [redacted] received rebuttal comment that the [redacted] CD was a prelim for title. However, attestation letter from the lender is needed for the [redacted] CD was not provided to the borrower. Per TRID Grid [redacted], Additional Considerations Row [redacted], The TPR firm can exclude an LE or CD from consideration if it was not provided to the consumer. Acceptable documentation is a lender attestation that it was not provided to the consumer. (This is only applicable if the document is not acknowledged by the consumer.) Attestation should be in a separate document that can be included in the loan file.<br>Buyer Comment (2025-12-19): Please review [redacted] CD uploaded to prior condition<br>Reviewer Comment (2025-12-17): [redacted]: The CD dated [redacted] that was provided in the loan file prior to last LE dated [redacted] with incomplete information and [redacted]% APR on page [redacted] of CD and received without receipt. This is causing the testing to reflect revised LE issue and received date after closing disclosure issue and received. Per TRID Grid [redacted], Additional Considerations Row [redacted], The TPR firm can exclude an LE or CD from consideration if it was not provided to the consumer. Acceptable documentation is a lender attestation that it was not provided to the consumer. (This is only applicable if the document is not acknowledged by the consumer.) Attestation should be in a separate document that can be included in the loan file. Provide a lender attestation give the specific disclosure (CD doc ID# is acceptable to specify) and explain why it was included in package for review and attest they were never issued or disclosed to borrower.<br>Buyer Comment (2025-12-16): Please advise on what information is missing from CD Pg [redacted]. Thanks! | 01/05/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | No Defined Cure A | Non QM | Non QM | No |
| 224567463 | [Redacted] | [Redacted] |  | 35129472 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | No cure was provided to the borrower for [redacted] Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. |  |  |  | Reviewer Comment (2026-01-05): [redacted] received rebuttal suffice<br>Buyer Comment (2026-01-05): Please be advised that [redacted] CD was Title Company's Closing Disclosure used to calculate costs only, and was not disclosed to the borrower. Please exclude this CD and cancel this condition.<br>Reviewer Comment (2025-12-22): [redacted] received rebuttal comment that the [redacted] CD was a prelim for title. However, attestation letter from the lender is needed for the [redacted] CD was not provided to the borrower. Per TRID Grid [redacted], Additional Considerations Row [redacted], The TPR firm can exclude an LE or CD from consideration if it was not provided to the consumer. Acceptable documentation is a lender attestation that it was not provided to the consumer. (This is only applicable if the document is not acknowledged by the consumer.) Attestation should be in a separate document that can be included in the loan file.<br>Buyer Comment (2025-12-19): Please review [redacted] CD uploaded to prior condition and clear<br>Reviewer Comment (2025-12-17): [redacted] received valid COC in the loan file. However, the CD dated [redacted] that was provided in the loan file prior to last LE dated [redacted] with incomplete information and [redacted]% APR on page [redacted] and received without receipt. This is causing [redacted] unable to re-baseline this exception. Per TRID Grid [redacted], Additional Considerations Row [redacted], The [redacted] firm can exclude an LE or CD from consideration if it was not provided to the consumer. Acceptable documentation is a lender attestation that it was not provided to the consumer. (This is only applicable if the document is not acknowledged by the consumer.) Attestation should be in a separate document that can be included in the loan file. Provide a lender attestation give the specific disclosure (CD doc ID# is acceptable to specify) and explain why it was included in package for review and attest they were never issued or disclosed to borrower.<br>Buyer Comment (2025-12-16): AOS Addendum & [redacted] Rate Lock disclosure<br>Buyer Comment (2025-12-16): [redacted] respectfully disagrees with this finding. Points were included when rate was locked. It's not unreasonable to suggest the increase of loan amount caused pricing to worsen, along with timing of market. Borrower was notified of points on [redacted] Rate Lock form. Please review and clear finding. | 01/05/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| 224567463 | [Redacted] | [Redacted] |  | 35129484 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank [redacted]): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | Loan Designation failure due to insufficient verified assets. |  |  |  | Reviewer Comment (2025-12-18): Re-validated assets information. Exception cleared.<br>Buyer Comment (2025-12-16): revised [redacted] and bank statements<br>Buyer Comment (2025-12-16): [redacted] respectfully disagrees with finding. Please see revised [redacted] and bank statements to support. Ample reserves in file | 12/18/2025 |  |  | 1 B A C |  | [redacted] | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| 224567463 | [Redacted] | [Redacted] |  | 35129485 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank [redacted]): Based on the loan failing [redacted] or more guideline components, the loan is at ATR risk. | ATR failure is due to insufficient verified assets. |  |  |  | Reviewer Comment (2025-12-18): Re-validated assets information. Exception cleared.<br>Buyer Comment (2025-12-16): Duplicate finding, please review items uploaded to og | 12/18/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224567463 | [Redacted] | [Redacted] |  | 35129486 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank [redacted]): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | Additional Asset required to meet Guideline PITIA reserves of [redacted] months |  |  |  | Reviewer Comment (2025-12-18): Re-validated assets information. Exception cleared.<br>Buyer Comment (2025-12-16): Duplicate finding, please review items uploaded to og | 12/18/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224567463 | [Redacted] | [Redacted] |  | 35129496 |  | Credit | Asset | Asset Documentation | Asset | Asset documentation requirements not met. |  | Additional Asset required to meet Guideline PITIA reserves of [redacted] months |  |  |  | Reviewer Comment (2025-12-18): Re-validated assets information. Exception cleared.<br>Buyer Comment (2025-12-16): Duplicate finding, please review items uploaded to og | 12/18/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224567463 | [Redacted] | [Redacted] |  | 35162554 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Guideline Requirement: Available for Reserves discrepancy. |  |  |  |  |  | Reviewer Comment (2025-12-18): Re-validated assets information. Exception cleared.<br>Buyer Comment (2025-12-16): Duplicate finding, please review items uploaded to assets/reserves. | 12/18/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224567465 | [Redacted] | [Redacted] |  | 35124129 |  | Compliance | Compliance | State Compliance | State Defect | [redacted] CHL Complaint Agency Disclosure Timing Testing | [redacted] Home Loan: Borrower not provided with a document, at time of application, specifying the agency designated to receive complaints or inquiries about the origination and making of the loan. | Borrower not provided with a document, at time of application, specifying the agency designated to receive complaints or inquiries about the origination and making of the loan. Documentation provided was not issued until [redacted] |  |  |  | Reviewer Comment (2026-01-13): Cleared. Received supporting documentation reflecting date of property address added to credit application.<br>Buyer Comment (2026-01-09): Please see attached memo with screenshot showing that all [redacted] pieces of information were obtained on [redacted] when the address<br> became known.<br>Reviewer Comment (2026-01-09): The disclosure was provided to borrower on [redacted]. The initial [redacted] was signed on [redacted] with TBD address and First [redacted] was updated with address on [redacted], which lender considered as application date. But the Purchase contract was signed on [redacted] and there is no evidence to validate that lender did not receive the property address till [redacted]. Please provide evidence of lender's receipt on property address ([redacted]th piece of information) to verify the application date of [redacted].<br>Buyer Comment (2026-01-07): Both borrower pairs received the documentation on the [redacted]th (even though the second borrower pair didn't sign until the [redacted]th). Please see the attached which were provided at time of application.<br>Reviewer Comment (2025-12-23): [redacted] Regulatory Agency to receive borrower Complaints disclosure ([redacted]) not sent to borrower at the time of application. Exception remains.<br>Buyer Comment (2025-12-19): Please see attached So[redacted] Attorney Preference forms provided to the borrower.<br>Buyer Comment (2025-12-19): Please see attached [redacted] Attorney Preference forms provided to the borrower.<br>Buyer Comment (2025-12-19): Please see attache[redacted] Attorney Preference forms provided to the borrower. | 01/13/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224567465 | [Redacted] | [Redacted] |  | 35124131 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Loan Estimate Timing Electronically Provided | TILA-RESPA Integrated Disclosure: Loan Estimate not delivered or placed in the mail to Borrower(s) within [redacted] business days of application. | Initial LE was not provided within [redacted] days of Initial application date. |  |  |  | Reviewer Comment (2026-01-21): [redacted] received additional documentation supporting receipt of purchase contract for [redacted]th piece in information for application<br>Buyer Comment (2026-01-20): Please see uploaded memo with screenshot showing that all [redacted] pieces of information were obtained on [redacted] when the address<br> became known.<br>Reviewer Comment (2026-01-13): The screenshot provided indicates that the contract was received on [redacted]. The inital loan estimate was not proived to borrower within [redacted] days of the initial application date.<br>Buyer Comment (2026-01-12): Please see attached memo with requested information<br>Reviewer Comment (2026-01-12): [redacted] received snip of LOS history, that shows the address was updated in LOS on [redacted] but still the clarification on receipt of Purchase contract was not received. Since the contract was executed on [redacted] lender has to confirm when they have received the contract to confirm the address. Please provide any confirmation like email, LOS snip or comment log to validate the same.<br>Buyer Comment (2026-01-09): Please see attached memo with screenshot showing that all [redacted] pieces of information were obtained on [redacted] when the address<br> became known.<br>Reviewer Comment (2026-01-08): [redacted] received rebuttal comment that the application date is when address changed from TBD to subject property address. However, no additional information has provided to validate the same. As per file the purchase contract was finalized when buyer and seller has signed the document i.e. [redacted] and this can be considered as the date when lender has received the subject property address. Please provide more information on receipt of [redacted]th piece of information to verify the application date as [redacted].<br>Buyer Comment (2026-01-07): The application date was [redacted], which is when the address went from TBD to the subject property address, docs were sent then to all borrowers<br>Reviewer Comment (2025-12-22): [redacted] received rebuttal comment that the ILE was sent and received by borrower on [redacted]. But application date captured in system on [redacted] as per [redacted] all the [redacted] pieces of information was available except property address which is TBD however, purchase contract in the loan file is executed on [redacted]. From the available documents we are unable to determine the exact date when lender has received all [redacted] pieces of information to initiate the application. Please provide supporting documentation to confirm receipt of the [redacted]th piece of information to lender to establish the application date. If application date was within [redacted] business days of the [redacted] LE, lender should further clarify the discrepancy with the sales contract dated [redacted].<br>Buyer Comment (2025-12-19): investor memo<br>Buyer Comment (2025-12-19): Please see ILE ([redacted]) dated [redacted]. Page [redacted] shows that the borrower e-signed on [redacted]. So, there is no timing violation. | 01/21/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224567465 | [Redacted] | [Redacted] |  | 35124142 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted] Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. | [redacted]% tolerance was exceeded by $[redacted] due to Appraisal Fee. A specific credit of $[redacted] has been provided as cure at closing. |  |  |  | Reviewer Comment (2025-12-01): Sufficient Cure Provided At Closing |  | 12/01/2025 |  | 1 A |  | [redacted] | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 224567465 | [Redacted] | [Redacted] |  | 35124148 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted] Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. | [redacted]% tolerance was exceeded by $[redacted] due to Credit report Fee. A specific credit of $[redacted] has been provided as cure at closing. |  |  |  | Reviewer Comment (2025-12-01): Sufficient Cure Provided At Closing |  | 12/01/2025 |  | 1 A |  | [redacted] | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 224567465 | [Redacted] | [Redacted] |  | 35162398 |  | Credit | Credit | Credit Documentation | Guideline | Missing Document: [redacted] (VOR) / [redacted] (VOM) not provided |  | File is missing the most recent [redacted] month pay history for the mortgage on [redacted] |  |  |  | Reviewer Comment (2026-01-09): The HELOC from [redacted] is already in the credit report, the last payment was on [redacted]. Borrower has again drawn $[redacted] on [redacted] only, this why there is no recent history. Exception cleared.<br>Buyer Comment (2026-01-07): Credit Supplement reflects [redacted] months of reporting for the mortgage attached to [redacted] with no lates. Please clear this condition<br>Reviewer Comment (2025-12-23): Received Credit report. Please provide the most recent [redacted] month pay history for the mortgage of [redacted] Exception remains.<br>Buyer Comment (2025-12-19): Please see attachment for mortgage statement and credit supplement for [redacted]. | 01/09/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224567465 | [Redacted] | [Redacted] |  | 35162488 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | File is missing a current mortgage statement and tax verification. |  |  |  | Reviewer Comment (2025-12-23): Received mortgage statement and tax verification. Exception cleared<br>Buyer Comment (2025-12-19): Please see attachments for tax verification, mortgage statement, and credit supplement for [redacted]. | 12/23/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224567465 | [Redacted] | [Redacted] |  | 35162493 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | File is missing tax verification and lot rent. |  |  |  | Reviewer Comment (2025-12-23): REO docs received ,exception cleared<br>Buyer Comment (2025-12-19): Please see attachments for tax cert and lot rent for [redacted] Certificate of Title shows Vehicle ID #[redacted] and that number is reflected on the Tax Notice document.<br>Buyer Comment (2025-12-19): Please see attachments for tax cert and lot rent for [redacted] Certificate of Title shows Vehicle ID #[redacted] and that number is reflected on the Tax Notice document. | 12/23/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224567465 | [Redacted] | [Redacted] |  | 35162495 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | File is missing the insurance verification. |  |  |  | Reviewer Comment (2025-12-23): Property is Land only. Received lender correspondence. Exception cleared<br>Buyer Comment (2025-12-19): Please see attached memo and accompanying tax cert which serve as evidence that the property located at [redacted] is raw land with no attached mortgage, so there is no hoi policy requirement. | 12/23/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224567467 | [Redacted] | [Redacted] |  | 35123408 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | E-sign Consent Agreement is missing. |  |  |  | Reviewer Comment (2025-12-11): E-sign Consent Agreement received.<br>Buyer Comment (2025-12-09): econsent | 12/11/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224567467 | [Redacted] | [Redacted] |  | 35123602 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | [redacted] Error: Citizenship Source Documentation was not provided |  | Visa, Passport, Employer Authorization is missing in the file. |  |  |  | Reviewer Comment (2025-12-11): Individual Taxpayer Identification considered for Citizenship Source Documentation. Exception cleared.<br>Buyer Comment (2025-12-10): PC Cert | 12/11/2025 |  |  | 1 B A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224567467 | [Redacted] | [Redacted] |  | 35123605 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | [redacted] Error: Citizenship Source Documentation was not provided |  | Visa, Passport, Employer Authorization is missing in the file. |  |  |  | Reviewer Comment (2025-12-11): Individual Taxpayer Identification considered for Citizenship Source Documentation. Exception cleared.<br>Buyer Comment (2025-12-10): PC cert submitted | 12/11/2025 |  |  | 1 B A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224567467 | [Redacted] | [Redacted] |  | 35123662 |  | Credit | Missing Document | General | Missing Document | Missing Document: Verification of Non-[redacted] Citizen Status not provided |  | Visa, Passport and Employer Authorization missing in the file. |  |  |  | Reviewer Comment (2025-12-11): Individual Taxpayer Identification considered for Citizenship Source Documentation. Exception cleared.<br>Buyer Comment (2025-12-10): pc cert submitted | 12/11/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224567467 | [Redacted] | [Redacted] |  | 35123693 |  | Compliance | Compliance | Federal Compliance | Federal HPML | [redacted] [redacted] Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of [redacted][redacted]% or Final Disclosure APR of [redacted][redacted]% is equal to or greater than the threshold of APOR [redacted]% + [redacted]%, or [redacted][redacted]%. Non-Compliant Higher Priced Mortgage Loan. | APR on subject loan of [redacted][redacted]% or Final Disclosure APR of [redacted][redacted]% is equal to or greater than the threshold of APOR [redacted]% + [redacted]%, or [redacted][redacted]%. |  |  |  | Reviewer Comment (2025-12-29): After further review, exception cleared.<br>Buyer Comment (2025-12-29): The [redacted]appraisal timing requirement was satisfied. The original appraisal was delivered to the borrower on [redacted], providing more than the required three business days prior to consummation on [redacted]. All subsequent appraisal versions contained clerical or administrative corrections only and did not result in any change to value, analysis, or marketability. As such, these revisions do not constitute a new or revised appraisal and do not reset the [redacted]waiting period under Regulation Z. | 12/29/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224567467 | [Redacted] | [Redacted] |  | 35123694 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank [redacted]): Creditor did not provide a copy of each valuation to applicant [redacted] business days prior to consummation. | No evidence that borrower received a copy of appraisal at least [redacted] business days to closing. |  |  |  | Reviewer Comment (2025-12-29): After further review, exception cleared.<br>Buyer Comment (2025-12-29): The [redacted] appraisal timing requirement was satisfied. The original appraisal was delivered to the borrower on [redacted], providing more than the required three business days prior to consummation on [redacted]. All subsequent appraisal versions contained clerical or administrative corrections only and did not result in any change to value, analysis, or marketability. As such, these revisions do not constitute a new or revised appraisal and do not reset the [redacted]waiting period under Regulation Z. | 12/29/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224567467 | [Redacted] | [Redacted] |  | 35316183 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank [redacted]): Creditor did not provide a copy of revised valuation to applicant [redacted] business days prior to consummation. | [redacted] report is unable to be received [redacted] business days prior to [redacted] close. |  |  |  | Buyer Comment (2026-01-07): WAIVED per [redacted]<br>Buyer Comment (2026-01-05): this condition is same as the one above that has already been cleared, please advise. |  |  | 01/07/2026 | 2 B |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224567468 | [Redacted] | [Redacted] |  | 35121907 |  | Credit | Guideline | Guideline Issue | Guideline | The Guarantor's Percent of Business Ownership does not meet guideline requirements. | - % of Business Ownership: ___<br> % of Business Ownership: ___ | Lender exception for < [redacted]% membership interest. Guarantors combined interest is [redacted]%. Condition for Min [redacted] DSCR, Max [redacted]% LTV/CLTV, All members to sign closing documents. | Borrower has owned the subject property for at least [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months. | Occupancy: [redacted]<br>Reserves: [redacted]<br> Guideline Requirement: [redacted] | Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-12-23): Client elects to waive with compensating factors.<br>Buyer Comment (2025-12-19): Approved Exception form |  |  | 12/23/2025 | 2 C B |  | [redacted] | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| 224567468 | [Redacted] | [Redacted] |  | 35121908 |  | Credit | Loan Package Documentation | Closing / Title | Missing, Incorrect, or Incomplete Note | Missing Document: Note - Subject Lien not provided |  | The correct borrower was a business entity. [redacted] is missing the business entity. |  |  |  | Reviewer Comment (2026-01-20): Received note with borrower as business entity. Exception cleared.<br>Buyer Comment (2026-01-15): FE Note signed by all members with business entity<br>Reviewer Comment (2026-01-12): Provided Note does not show business entity name on signature page. Exception remains.<br>Buyer Comment (2026-01-08): Note - subject<br>Reviewer Comment (2025-12-22): Received Prepayment addendum. Require Note - Subject Lien . Exception Remains.<br>Buyer Comment (2025-12-19): FE Note | 01/20/2026 |  |  | 1 D A |  | [redacted] | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| 224567468 | [Redacted] | [Redacted] |  | 35121921 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception for [redacted] vesting in [redacted] members exceeds guideline maximum of [redacted]. Condition for Min [redacted] DSCR, Max [redacted]% LTV/CLTV, All members to sign closing documents. | Borrower has owned the subject property for at least [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months. | Occupancy: [redacted]<br>Reserves: [redacted]<br> Guideline Requirement: [redacted] | Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-12-04): Lender Exception with Compensating Factors provided. |  |  | 12/04/2025 | 2 B |  | [redacted] | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| 224567499 | [Redacted] | [Redacted] |  | 35124787 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | E-sign Consent Agreement is missing. |  |  |  | Reviewer Comment (2025-12-23): E-sign Consent Agreement is received. Exception Cleared.<br>Buyer Comment (2025-12-19): ARM Disclosure<br>Buyer Comment (2025-12-19): e-sign compliance report | 12/23/2025 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| 224567499 | [Redacted] | [Redacted] |  | 35124825 |  | Compliance | Compliance | Federal Compliance | TILA | ARM Disclosure Timing Test | TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower within [redacted] days of application. | ARM loan program disclosure not provided to the borrower within [redacted] days of application. |  |  |  | Reviewer Comment (2026-01-15): Date updated correctly. Exception cleared.<br>Buyer Comment (2026-01-13): FE Important ARM Loan Info Disclosure<br>Buyer Comment (2026-01-13): Signed ARM document sent [redacted]. Went out with initial disclosures, please clear finding | 01/15/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Rate/Term | No Defined Cure B A | Non QM | Non QM | No |
| 224567499 | [Redacted] | [Redacted] |  | 35162860 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Exception approval in file to allow appraisal over [redacted] days old but less than [redacted] days at time of closing. Approved subject to note date on or before [redacted] and meeting all other guidelines. | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has owned the subject property for at least [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrower's monthly mortgage payment has decreased by at least [redacted]%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least [redacted]%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [redacted]%.<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum.<br>The refinance has decreased the borrower's monthly debt payments by [redacted]% or more. | Exception approval in file with comp factors cited. | SitusAMC,Originator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-12-04): Exception approved with comp factors cited. |  |  | 12/04/2025 | 2 B |  | [redacted] | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| 224570018 | [Redacted] | [Redacted] |  | 35130553 |  | Credit | Guideline | Guideline Issue | Guideline | Variance between diligence [redacted] and bid tape [redacted] does not meet [redacted] requirements. Variance is more than [redacted]. |  | Lender did not provide a breakdown of their exact DSCR calculation. |  |  |  | Reviewer Comment (2025-12-12): Received updated clarification. Condition cleared.<br>Reviewer Comment (2025-12-11): EXCEPTION HISTORY - Exception Explanation was updated on [redacted] PRIOR Exception Explanation: Diligence DSCR: [redacted]; <br> Bid Tape DSCR: [redacted]. | 12/12/2025 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 224570018 | [Redacted] | [Redacted] |  | 35130562 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | [redacted] coverage is insufficient by $[redacted] Provide updated policy reflecting minimum coverage of $[redacted] OR provide copy of insurer's replacement cost estimate supporting current coverage amount. |  |  |  | Reviewer Comment (2026-01-13): Received correspondence from HOI agent confirming [redacted]% replacement cost. Exception Cleared.<br>Buyer Comment (2026-01-09): Email from HOI agent confirming [redacted]% replacement | 01/13/2026 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 224570018 | [Redacted] | [Redacted] |  | 35130575 |  | Credit | Property - Appraisal | General Appraisal Requirements | Property - Appraisal | Subject is a refinance and property is listed for sale. |  |  |  |  |  | Reviewer Comment (2026-01-13): As per Sales Contract addendum listing is terminated on [redacted]. Exception Cleared.<br>Buyer Comment (2026-01-12): [redacted] respectfully disagrees with investor response. Property was taken off the market, please clarify or clear<br>Reviewer Comment (2026-01-12): Provided business document does not verify the property is listed for sale. Exception Remains.<br>Buyer Comment (2026-01-09): Resolution docs re: listing termination | 01/13/2026 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 224570018 | [Redacted] | [Redacted] |  | 35130577 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | Reviewer Comment (2026-02-05): Received Title Final. Exception Cleared. | 02/05/2026 |  |  | 1 A |  | [redacted] | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 224570018 | [Redacted] | [Redacted] |  | 35130580 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  |  |  |  |  | Reviewer Comment (2026-02-05): Received Title Final. Exception Cleared.<br>Buyer Comment (2026-02-03): FTP - Corrected | 02/05/2026 |  |  | 1 B A |  | [redacted] | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 224570018 | [Redacted] | [Redacted] |  | 35130582 |  | Credit | Guideline | Guideline Issue | Guideline | The [redacted] Percent of Business Ownership does not meet guideline requirements. | - % of Business Ownership: ___ |  |  |  |  | Reviewer Comment (2026-01-12): Received Corporate resolution. Exception Cleared.<br>Buyer Comment (2026-01-09): [redacted] respectfully disagrees with finding. Although B[redacted] has [redacted]% ownership, B[redacted] ([redacted]) has [redacted]%. Guideline is met, please review Unanimous Consent & resolution document and clear<br>Buyer Comment (2026-01-09): Resolution Document | 01/12/2026 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 224570018 | [Redacted] | [Redacted] |  | 35130585 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Employer Identification Number ([redacted]) not provided |  |  |  |  |  | Reviewer Comment (2026-01-13): Employer Identification Number verified. Exception Cleared.<br>Buyer Comment (2026-01-12): Secretary of State entity look-up showing EIN<br>Reviewer Comment (2026-01-12): Provided document does not verify the EIN. Require Employer Identification Number (EIN). Exception Remains.<br>Buyer Comment (2026-01-09): Resolution document showing EIN | 01/13/2026 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 224570600 | [Redacted] | [Redacted] |  | 35129278 |  | Credit | Credit | Credit Documentation | Guideline | Missing Document: [redacted] (VOR) / [redacted] (VOM) not provided |  |  |  |  |  | Reviewer Comment (2026-01-13): Cleared. [redacted] indicates first-time homebuyer. Per guides, No rent or mortgage history is required for first time home buyers.<br>Reviewer Comment (2026-01-13): Per guidelines, documentation of a housing history is requried. Their current lack of housing payment must be verified by rent free letter, deed of ownership, and/or any other supporting documentation that can prove status.<br>Buyer Comment (2026-01-09): They don't have to be living with a spouse or in a marital home. We're saying that no rent or mortgage history is required for [redacted] period. This should clear as is<br>Reviewer Comment (2026-01-08): Reviewed lenders rebuttal, however there is no indication/evidence in the file that the borrower is married or living with a spouse in a marital home. Condition remains.<br>Buyer Comment (2026-01-06): Rebuttal<br>Reviewer Comment (2025-12-17): Guides state: A borrower who is currently rent free or living without a housing payment history is eligible per guidelines, provided they are not a first time home buyer. Their current lack of housing payment must be verified by rent free letter, deed of ownership, and/or any other supporting documentation that can prove status. Also, any housing payments they had responsibility for in the preceding [redacted]-month period from application date must be documented.<br>Reviewer Comment (2025-12-15): Letter of explanation is required to verify borrower is living rent free. Exception remains.<br>Buyer Comment (2025-12-12): There is no VOR as the borrower doesn't rent and has no hosing expense. Can we get this cleared? | 01/13/2026 |  |  | 1 C A |  | [redacted] | Second Home | Purchase | C A | Non QM | Non QM | No |
| 224570602 | [Redacted] | [Redacted] |  | 35131074 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | Reviewer Comment (2025-12-12): Provided. | 12/12/2025 |  |  | 1 A |  | [redacted] | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224570602 | [Redacted] | [Redacted] |  | 35131091 |  | Credit | Title | Document Error | Title | The Preliminary/Commitment does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The title policy amount on Title Commitment is not provided. |  |  |  | Reviewer Comment (2025-12-12): Provided.<br>Buyer Comment (2025-12-12): Title | 12/12/2025 |  |  | 1 C A |  | [redacted] | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224570602 | [Redacted] | [Redacted] |  | 35131134 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | [redacted]. Lender exception is approved for section [redacted] Allowable Acreage (> [redacted] Acres).<br> [redacted]. Lender exception is approved for unacceptable asset source, allow gift funds from property seller to payoff applicant debts to enable applicants to qualify.<br> [redacted]. Lender exception is approved for Wave [redacted]% minimum contribution required for second home purchases receiving gift funds. | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of [redacted] months PITIA or more.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [redacted]%.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Borrower has been employed in the same industry for more than [redacted] years.<br>Documentation Type: [redacted]<br> Disposable Income: $[redacted]<br>Borrower has worked in the same position for more than [redacted] years.<br>Actual Reserves: $[redacted]<br> Required Reserves: $[redacted]<br>Borrower's Own Funds Percent: [redacted]%<br> Borrower's Own Funds Amount: $[redacted]<br>Loan to Value: [redacted]%<br> Guideline Maximum Loan to Value: [redacted]%<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-12-29): Client elects to waive with compensating factors.<br>Buyer Comment (2025-12-26): Gift of Equity<br>Reviewer Comment (2025-12-05): Did not waive and downgrade DTI LTV above [redacted]% currently at [redacted]% |  |  | 12/29/2025 | 2 C B |  | [redacted] | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224570603 | [Redacted] | [Redacted] |  | 35131008 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | File is missing the required valuation for the departing residence to meet the guidelines for exclusion of the payment as well as verification of the HOA dues. |  |  |  | Reviewer Comment (2026-01-27): Received document for HOA amount. Exception cleared.<br>Buyer Comment (2026-01-23): [redacted]respectfully disagrees with finding. HOA Addendum sent [redacted] covers the assessment ($[redacted] quarterly) which breaks down to what we used monthly. Please clear finding<br>Reviewer Comment (2026-01-12): Received Purchase Agreement. Please provide HOA Verification. Exception remains.<br>Buyer Comment (2026-01-09): Purchase agreement - [redacted] - HOA Addendum<br>Reviewer Comment (2026-01-09): We have received Appraisal document, there is HOA of $[redacted] which is not reflecting under appraisal. Require HOA document. Exception Remains.<br>Buyer Comment (2026-01-08): BPO - Departing res | 01/27/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224570634 | [Redacted] | [Redacted] |  | 35169552 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | Additional [redacted] month bank statement required for asset on purchase transaction. | Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-12-30): Client elects to waive with compensating factors.<br>Buyer Comment (2025-12-26): clearer copy of the exception<br>Reviewer Comment (2025-12-26): Received lender exception, however the exception request is ineligible and not readable. Please provide the exception request in full.<br>Buyer Comment (2025-12-23): Exception Approval |  |  | 12/30/2025 | 2 C B |  | [redacted] | Investment | Purchase | C B A |  | N/A | No |
| 224572312 | [Redacted] | [Redacted] |  | 35131326 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | Missing [redacted] form [redacted] [redacted], Certificate of Foreign Status for [redacted]. A copy of the Certificate must be retained in the file. |  |  |  | Reviewer Comment (2026-01-08): Received [redacted]. Exception Cleared.<br>Buyer Comment (2026-01-06): [redacted] | 01/08/2026 |  |  | 1 C A D |  | [redacted] | Investment | Purchase | D A |  | N/A | No |
| 224573316 | [Redacted] | [Redacted] |  | 35134537 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | Loan Discount Points Fee was last disclosed as $[redacted] on LE but disclosed as $[redacted] on Final Closing Disclosure. File does not contain a valid [redacted] for this fee, nor evidence of cure in file. |  |  |  | Reviewer Comment (2026-01-02): [redacted] received COC and CD<br>Buyer Comment (2025-12-31): CDs dated [redacted] & [redacted]<br>Reviewer Comment (2025-12-24): [redacted] received COC dated [redacted] and [redacted]; however. corresponding CD does not present in file. Provide corresponding CD for COC dated [redacted] and [redacted]. Exception will be reevaluated once CD received in file.<br>Buyer Comment (2025-12-23): COC | 01/02/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| 224573316 | [Redacted] | [Redacted] |  | 35134538 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Extension Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | [redacted] Fee was last disclosed as $[redacted] on LE but disclosed as $[redacted] on Final Closing Disclosure. File does not contain a valid COC for this fee, nor evidence of cure in file. |  |  |  | Reviewer Comment (2026-01-02): [redacted] received COC and CD<br>Reviewer Comment (2025-12-24): [redacted] received COC dated [redacted] and [redacted]; however. corresponding CD does not present in file. Also, COC dated [redacted] states lock extension fee added $[redacted] but CD dated [redacted] does not show lock extension fee. Provide corresponding CD for COC dated [redacted], [redacted] and [redacted]. Exception will be reevaluated once CD received in file.<br>Buyer Comment (2025-12-23): COCs | 01/02/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| 224573329 | [Redacted] | [Redacted] |  | 35136359 |  | Compliance | Compliance | Federal Compliance | ATR/QM | Self-Employed Tax Return Recency - ATR | Ability to Repay (Dodd-Frank [redacted]): Self Employed [redacted] Returns - The business or personal tax returns provided are not the most recent. Application Date [redacted], Most Recent Tax Return End Date [redacted], [redacted] Return Due Date [redacted]. | The business or personal tax returns provided are not the most recent. |  |  |  | Reviewer Comment (2025-12-26): Client elects to waive.<br>Buyer Comment (2025-12-26): PC Cert |  |  | 12/26/2025 | 2 B |  | [redacted] | Primary | Purchase | B A | Non QM | Non QM | No |
| 224573329 | [Redacted] | [Redacted] |  | 35136360 |  | Compliance | Compliance | Federal Compliance | ATR/QM | Self-Employed Tax Return Recency - ATR | Ability to Repay (Dodd-Frank [redacted]): Self Employed [redacted] Returns - The business or personal tax returns provided are not the most recent. Application Date [redacted], Most Recent Tax Return End Date [redacted], [redacted] Return Due Date [redacted]. | The business or personal tax returns provided are not the most recent. |  |  |  | Reviewer Comment (2025-12-26): Client elects to waive.<br>Buyer Comment (2025-12-26): PC Cert submitted |  |  | 12/26/2025 | 2 B |  | [redacted] | Primary | Purchase | B A | Non QM | Non QM | No |
| 224573502 | [Redacted] | [Redacted] |  | 35137146 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank [redacted]): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | The Investor's qualifying total DTI is less than the Lender's qualifying DTI bonus income captured as per document |  |  |  | Reviewer Comment (2025-12-22): Received updated [redacted]. Condition cleared.<br>Buyer Comment (2025-12-18): see uploaded | 12/22/2025 |  |  | 1 B A C |  | [redacted] | Primary | Refinance - Rate/Term | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| 224573502 | [Redacted] | [Redacted] |  | 35137147 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank [redacted]): Based on the loan failing [redacted] or more guideline components, the loan is at ATR risk. | The Investor's qualifying total DTI is less than the Lender's qualifying DTI bonus income captured as per document |  |  |  | Reviewer Comment (2025-12-22): Received updated [redacted]. Condition cleared.<br>Buyer Comment (2025-12-18): see uploaded | 12/22/2025 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| 224573502 | [Redacted] | [Redacted] |  | 35137148 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Loan Estimate Timing Electronically Provided | TILA-RESPA Integrated Disclosure: Loan Estimate not delivered to Borrower(s) within [redacted] business days of application. Initial Loan Estimate dated [redacted] was electronically provided without or prior to borrower's consent to receive electronic disclosures. Failure to comply with the provisions of the E-Sign Act and failure to provide good faith estimate of fees timely may result in additional fee tolerance violations. | Loan Estimate not delivered to Borrower(s) within [redacted] business days of application. |  |  |  | Reviewer Comment (2025-12-10): [redacted] received updated E-sign Consent agreement with eConsent accepted by borrower on [redacted].<br>Buyer Comment (2025-12-09): See attached E-consent which is dated [redacted] which is the same date of the LE | 12/10/2025 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| 224573635 | [Redacted] | [Redacted] |  | 35152917 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Rider - [redacted][redacted] Family not provided |  | Rider - [redacted][redacted] Family not provided. |  |  |  | Reviewer Comment (2025-12-30): Rider - [redacted][redacted] Family received and verified the details. Exception Cleared.<br>Buyer Comment (2025-12-29): [redacted][redacted] Family Rider | 12/30/2025 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A |  | N/A | No |
| 224573637 | [Redacted] | [Redacted] |  | 35152542 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | Reviewer Comment (2025-12-22): Received Final title. | 12/22/2025 |  |  | 1 A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224573637 | [Redacted] | [Redacted] |  | 35152807 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  | Title Policy Coverage is less than Original Loan Amount. |  |  |  | Reviewer Comment (2025-12-22): Received Final title.<br>Buyer Comment (2025-12-18): Final Title Policy w/ correct loan amt | 12/22/2025 |  |  | 1 B A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224573637 | [Redacted] | [Redacted] |  | 35152940 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for HOA/Condo Questionnaire. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | Fee was added on closing disclosure issued [redacted] without a valid Change of circumstance and no cure was provided. |  |  |  | Reviewer Comment (2026-01-16): [redacted] received Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD.<br>Buyer Comment (2026-01-15): TRID Resolution docs<br>Reviewer Comment (2025-12-18): [redacted] received Changed Circumstance dated [redacted], but it does not give sufficient information on why the HOA Doc fee was added. In order to determine if the changed circumstance is valid more information is necessary on reason fee added and when lender became aware of the change. A valid Changed Circumstance or cure is required. Cure consists of Corrected CD, LOE to borrower, proof of mailing and copy of refund check.<br> "<br>Buyer Comment (2025-12-18): [redacted]respectfully disagrees with finding. HOA Doc Fee was originally added on [redacted] Closing Disclosure iao $[redacted] and listed on corresponding Change of Circ. Fee was then decreased to $[redacted] and company changed from tbd to 'eoi direct'. Please review supporting documents and clear.<br>Buyer Comment (2025-12-18): Initial CD/COC - [redacted] |  | 01/16/2026 |  | 2 C B |  | [redacted] | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 224573738 | [Redacted] | [Redacted] |  | 35153206 |  | Credit | Missing Document | General | Missing Document | Missing Document: Cash-Out Utilization not provided |  | Cash-Out Utilization not provided in file. |  |  |  | Reviewer Comment (2025-12-30): Business Purpose Certification confirms Cash-Out Utilization. Exception Cleared.<br>Buyer Comment (2025-12-29): Business Purpose Letter of Explanation & Itemization of Amount financed | 12/30/2025 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| 224573738 | [Redacted] | [Redacted] |  | 35171062 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception for borrower converting property into an assisted living facility is approved. Per disposition, appraiser must utilize standard residential rental comps, appraiser must value the property as residential, license confirming property is permitted to operate as an assisted living facility, sample care agreement showing property is living assistance and not medical care must be provided. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-12-08): Lender Exception with Compensating Factors provided. |  |  | 12/08/2025 | 2 B |  | [redacted] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| 224574506 | [Redacted] | [Redacted] |  | 35157285 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  |  |  |  |  | Reviewer Comment (2025-12-11): Received Title commitment. Exception Cleared.<br>Buyer Comment (2025-12-09): title commitment | 12/11/2025 |  |  | 1 B A |  | [redacted] | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 224574506 | [Redacted] | [Redacted] |  | 35157303 |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. |  | Provided Hazard Policy effective date is after Note. Please provide hazard policy prior to Note. |  |  |  | Reviewer Comment (2025-12-11): Document Provided<br>Buyer Comment (2025-12-09): The dec page for [redacted][redacted] was not available. see email chain confirming the current policy term was paid in full which confirms it was active | 12/11/2025 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 224574540 | [Redacted] | [Redacted] |  | 35157424 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  | Documented qualifying Assets for Closing of $[redacted] is less than Cash From Borrower $[redacted]. Assets not provided in the file. |  |  |  | Reviewer Comment (2026-02-04): Updated [redacted] received and proceed from other REOs considered to meet the reserve requirement. Exception Cleared.<br>Buyer Comment (2026-02-02): Resolution docs<br>Buyer Comment (2026-02-02): Please disregard prior comment and review updated [redacted] for subject<br>Buyer Comment (2026-02-02): Please advise if you want updated [redacted] & [redacted] from subject loan or REO. Thanks!<br>Reviewer Comment (2026-01-27): Received HUD-[redacted] for the REO transaction confirming cash-out proceeds which has sufficient funds. Provide an updated Form [redacted] and form[redacted] reflecting the borrower's proceeds from the REO. Exception remains<br>Buyer Comment (2026-01-23): [redacted] respectfully disagrees. Please review borrower's final settlement statement from REO which resulted in cashout proceeds of $[redacted]. These funds help support ([redacted]) months reserves of $[redacted] for that loan, as well as $[redacted] remaining to cover subject loan. Subject loan also yielded cashout proceeds of $[redacted], so we have sufficient funds.<br>Buyer Comment (2026-01-23): Final Settlement Statement - REO closed [redacted]<br>Reviewer Comment (2025-12-22): Provided [redacted] and final HU[redacted] which was available with initial package. Per final HU[redacted], cash to borrower is $[redacted] and total POCs are $[redacted] per which require funds of $[redacted] ($[redacted]-$[redacted]). In addition, required [redacted] months PITIA towards reserves of $[redacted]. Require additional assets. Exception remains.<br>Buyer Comment (2025-12-19): Final Settlement Statement & [redacted]. Transaction is a cash-out refinance and borrowers received funds at closing. Please clear condition | 02/04/2026 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| 224574540 | [Redacted] | [Redacted] |  | 35157478 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender requesting exception to permit an $[redacted]k loan amount. Compensating factors are Long Term Home Ownership (>[redacted] years) and DSCR [redacted] or Greater. Exception Conditions are All members must be present to sign the closing docs.<br> All other guideline requirements to be met.<br> Any loan which is deemed to be High Cost as defined by federal and/or state regulation is not allowed under Signature.<br> A [redacted]% point/fee limit is applied to all [redacted] loans regardless of whether or not they are under the scope. | Borrower has owned the subject property for at least [redacted] years.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Borrower has owned the subject property for at least [redacted] years.<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator,SitusAMC<br>Originator,SitusAMC | Reviewer Comment (2025-12-05): Lender exception with compensating factors. |  |  | 12/05/2025 | 2 B |  | [redacted] | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| 224574540 | [Redacted] | [Redacted] |  | 35157485 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender requesting exception for LLC vesting - [redacted] members exceeds max of [redacted]. Compensating factors are Long Term Home Ownership (>[redacted] years) and DSCR [redacted] or Greater. Exception Conditions are All members must be present to sign the closing docs.<br> All other guideline requirements to be met.<br> Any loan which is deemed to be High Cost as defined by federal and/or state regulation is not allowed under Signature.<br> A [redacted]% point/fee limit is applied to all [redacted] loans regardless of whether or not they are under the scope. | Borrower has owned the subject property for at least [redacted] years.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Borrower has owned the subject property for at least [redacted] years.<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator,SitusAMC<br>Originator,SitusAMC | Reviewer Comment (2025-12-05): Lender exception with compensating factors. |  |  | 12/05/2025 | 2 B |  | [redacted] | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| 224574540 | [Redacted] | [Redacted] |  | 35157488 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender requesting exception for <[redacted]% membership interest ([redacted]%). Compensating factors are Long Term Home Ownership (>[redacted] years) and DSCR [redacted] or Greater. Exception Conditions are All members must be present to sign the closing docs.<br> All other guideline requirements to be met.<br> Any loan which is deemed to be High Cost as defined by federal and/or state regulation is not allowed under Signature.<br> A [redacted]% point/fee limit is applied to all [redacted] loans regardless of whether or not they are under the scope. | Borrower has owned the subject property for at least [redacted] years.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Borrower has owned the subject property for at least [redacted] years.<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator,SitusAMC<br>Originator,SitusAMC | Reviewer Comment (2025-12-05): Lender exception with compensating factors. |  |  | 12/05/2025 | 2 B |  | [redacted] | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| 224574540 | [Redacted] | [Redacted] |  | 35157829 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | Calculated PITIA months reserves of [redacted] is less than Guideline PITIA months reserves of [redacted]. Assets not provided in the file. |  |  |  | Reviewer Comment (2026-02-04): Updated [redacted] received and proceed from other REOs considered to meet the reserve requirement. Exception Cleared.<br>Reviewer Comment (2026-01-27): Received HUD-[redacted] for the REO transaction confirming cash-out proceeds which has sufficient funds. Provide an updated Form [redacted] and form[redacted] reflecting the borrower's proceeds from the REO. Exception remains<br>Buyer Comment (2026-01-23): Please see asset/reserve document uploaded to prior condition<br>Reviewer Comment (2025-12-22): Provided [redacted] and final HU[redacted] which was available with initial package. Per final HU[redacted], cash to borrower is $[redacted] and total POCs are $[redacted] per which require funds of $[redacted] ($[redacted]-$[redacted]). In addition, required [redacted] months PITIA towards reserves of $[redacted]. Require additional assets. Exception remains.<br>Buyer Comment (2025-12-19): Please review [redacted] & [redacted]uploaded in prior condition. | 02/04/2026 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| 224574951 | [Redacted] | [Redacted] |  | 35157497 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within [redacted] or [redacted] and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The preliminary title report in file did not disclose the amount of title insurance coverage. Provide a copy of the final title policy or an addendum to the preliminary report verifying title insurance of at least the loan amount. |  |  |  | Reviewer Comment (2025-12-18): Require Title Commitment document with correct policy amount, information validated . Exception Cleared.<br>Buyer Comment (2025-12-16): title supplement | 12/18/2025 |  |  | 1 B A |  | [redacted] | Second Home | Purchase | B A | Non QM | Non QM | No |
| 224575233 | [Redacted] | [Redacted] |  | 35165081 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | Appraisal Fee was last disclosed as $[redacted] on the Loan Estimate but disclosed as $[redacted] on Final Closing Disclosure. File does not contain a Valid change of circumstance for this fee, nor evidence of cure in file |  |  |  | Reviewer Comment (2026-01-13): [redacted] received valid COC and supporting document suffice<br>Buyer Comment (2026-01-12): Please see attached DU showing that there's value acceptance options here that don't require an appraisal.<br>Reviewer Comment (2026-01-07): [redacted] received rate lock document dated [redacted] but from the document and as per file we are unable to identify if the loan has qualified for appraisal waiver at the time of initial also, no appraisal waiver disclosure provided in file. Please provide more information to verify the loan was approved for appraisal waiver or cure would be required.<br>Buyer Comment (2026-01-06): An appraisal was not required until the program changed. Borrower was originally proceeding with this loan as [redacted] Conforming/DU and they had an appraisal waiver. Then the program changed, which created a valuation requirement. Please see attached [redacted] lock form.<br>Reviewer Comment (2025-12-18): [redacted] received Changed Circumstance dated [redacted], but it does not give sufficient information on why the Appraisal fee was added. In order to determine if the changed circumstance is valid more information is necessary on reason fee added and when lender became aware of the change. A valid Changed Circumstance or cure is required. Cure consists of Corrected CD, LOE to borrower, proof of mailing and copy of refund check.<br>Buyer Comment (2025-12-17): Please see [redacted] for most recent LE which sets the baseline fee for the Appraisal fee at $[redacted]. Borrower was charged $[redacted] on the CD, so there is no violation. | 01/13/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| 224575233 | [Redacted] | [Redacted] |  | 35165082 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Appraisal Review Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | Appraisal Review Fee was last disclosed as $[redacted] on the Loan Estimate but disclosed as $[redacted] on Final Closing Disclosure. File does not contain a Valid change of circumstance for this fee, nor evidence of cure in file |  |  |  | Reviewer Comment (2026-01-13): [redacted] received rebuttal and supporting document suffice<br>Buyer Comment (2026-01-12): Please see attached DU showing that there's value acceptance options here that don't require an appraisal.<br>Reviewer Comment (2026-01-07): [redacted] received rate lock document dated [redacted] but from the document and as per file we are unable to identify if the loan has qualified for appraisal waiver at the time of initial also, no appraisal waiver disclosure provided in file. Please provide more information to verify the loan was approved for appraisal waiver or cure would be required.<br>Buyer Comment (2026-01-06): An appraisal was not required until the program changed. Borrower was originally proceeding with this loan as [redacted] Conforming/DU and they had an appraisal waiver. Then the program changed, which created a valuation requirement. Please see attached [redacted] lock form.<br>Reviewer Comment (2025-12-18): [redacted] received Changed Circumstance dated [redacted], but it does not give sufficient information on why the Appraisal Review fee was added. In order to determine if the changed circumstance is valid more information is necessary on reason fee added and when lender became aware of the change. A valid Changed Circumstance or cure is required. Cure consists of Corrected CD, LOE to borrower, proof of mailing and copy of refund check.<br>Buyer Comment (2025-12-17): Please see [redacted] for most recent LE which sets the baseline fee for the Appraisal Review fee at $[redacted]. Borrower was charged $[redacted] on the CD, so there is no violation. | 01/13/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| 224575255 | [Redacted] | [Redacted] |  | 35158850 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | Final ALTA Closing Statement is required in the file. Only an estimate is in the file. |  |  |  | Reviewer Comment (2026-01-08): Document provided.<br>Buyer Comment (2026-01-07): Please see email from the title company which explains that borrowers do not sign the final copy of the Settlement Statement, but rather the estimated Settlement Statement. The file contains the signed Estimated Settlement Statement and the unsigned Final Settlement Statement. Please seek manager approval to clear this condition. Thanks!<br>Reviewer Comment (2026-01-05): Please provide Executed Final HU[redacted] or Closing Statement. Exception remains.<br>Buyer Comment (2025-12-31): Please see attached email from Title Company confirming that Final ALTA Settlement Statements are not signed by borrowers at closing. Additionally, please find the requested unsigned Final ALTA Settlement Statement.<br>Reviewer Comment (2025-12-22): Provided Closing Statement is estimated. Please provide Executed Final HU[redacted] or Closing Statement. Exception remains.<br>Buyer Comment (2025-12-19): Attached please find a copy of the signed Final Settlement Stmt. | 01/08/2026 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| 224575255 | [Redacted] | [Redacted] |  | 35158861 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | Reviewer Comment (2025-12-22): Title Final Policy received and policy amount verified. Exception Cleared. | 12/22/2025 |  |  | 1 A |  | [redacted] | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| 224575255 | [Redacted] | [Redacted] |  | 35158863 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  |  |  |  |  | Reviewer Comment (2025-12-22): Title Final Policy received and policy amount verified. Exception Cleared.<br>Buyer Comment (2025-12-19): Please see attached Final Title policy reflecting the necessary coverage amount. | 12/22/2025 |  |  | 1 B A |  | [redacted] | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| 224575265 | [Redacted] | [Redacted] |  | 35171107 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Non-warrantable condo , shared hazard coverage unaffiliated association. | Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrower's monthly mortgage payment has decreased by at least [redacted]%.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of [redacted] months PITIA or more.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [redacted]%.<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-12-05): Client elected to waive with compensating factors. |  |  | 12/05/2025 | 2 B |  | [redacted] | Investment | Refinance - Cash-out - Other | B A | N/A | N/A | No |
| 224583771 | [Redacted] | [Redacted] |  | 35164466 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Survey Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | No valid COC was provided for this change, nor evidence of cure. Provide a post close CD disclosing the tolerance violation of [redacted], a copy of the refund check, proof of delivery, and a copy of the LOE to the borrower disclosing the changes made. |  |  |  | Reviewer Comment (2025-12-30): [redacted] received PCCD, LOE and attestation suffice.<br>Buyer Comment (2025-12-29): Write up with PCCD/Letter<br>Reviewer Comment (2025-12-18): [redacted] received Letter of explanation and Corrected Closing disclosure. However, we also required supporting evidence as to why the fee was moved to one section to another section. If the service is optional (borrower chosen and not required by title or lender) and the survey completed on their own, then please provide attestation letter for the same in order to clear this exception.<br>Buyer Comment (2025-12-17): Escrow response<br>Buyer Comment (2025-12-17): PCCD with fee moved to Section [redacted] | 12/30/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 224583771 | [Redacted] | [Redacted] |  | 35164470 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | Funds to close were insufficient due to months reserves of [redacted] being less than Guideline PITIA months reserves of [redacted]. |  |  |  | Reviewer Comment (2025-12-18): Business fund used [redacted]%, exception cleared.<br>Buyer Comment (2025-12-16): See exception for use of business funds , [redacted], page [redacted] | 12/18/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224583771 | [Redacted] | [Redacted] |  | 35164475 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception to use [redacted]% of business assets to qualify, with access letter signed by all member of the business. | Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Documentation Type: [redacted]<br> Disposable Income: $[redacted]<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrower's Own Funds Percent: [redacted]%<br> Borrower's Own Funds Amount: $[redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-12-08): Lender Exception with Compensating Factors provided. |  |  | 12/08/2025 | 2 B |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224583771 | [Redacted] | [Redacted] |  | 35164479 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank [redacted]): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | Loan designation failure due to ATR failure. This exception will be cleared when all ATR related exceptions are cleared. |  |  |  | Reviewer Comment (2025-12-18): Business fund used [redacted]%, exception cleared. | 12/18/2025 |  |  | 1 B A C |  | [redacted] | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| 224583771 | [Redacted] | [Redacted] |  | 35164480 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank [redacted]): Based on the loan failing [redacted] or more guideline components, the loan is at ATR risk. | This exception will be cleared when all ATR related exceptions are cleared. |  |  |  | Reviewer Comment (2025-12-18): Business fund used [redacted]%, exception cleared. | 12/18/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224588374 | [Redacted] | [Redacted] |  | 35165195 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Rider - Prepayment not provided |  | Prepayment Rider provided is not signed. |  |  |  | Reviewer Comment (2026-01-16): Received signed Prepayment Rider, exception cleared.<br>Buyer Comment (2026-01-14): FE PP Rider<br>Reviewer Comment (2026-01-05): Doc provided on [redacted] is the prepayment addendum to the Note. This exception is for executed copy of prepayment rider to the security instrument.<br>Buyer Comment (2025-12-31): [redacted] respectfully disagrees, doc sent on [redacted] is fully executed and the Prepayment Addendum to Promissory note. Please clarify or cancel<br>Reviewer Comment (2025-12-30): Prepayment Rider provided is not signed, exception remains<br>Buyer Comment (2025-12-29): Prepayment Addendum | 01/16/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A | N/A | N/A | No |
| 224590347 | [Redacted] | [Redacted] |  | 35166302 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within [redacted] or [redacted] and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Provided preliminary report does not have policy amount required valid preliminary report. |  |  |  | Reviewer Comment (2026-01-05): Require Title Preliminary document with correct policy amount, information validated . Exception Cleared.<br>Buyer Comment (2025-12-31): Prelim | 01/05/2026 |  |  | 1 B A |  | [redacted] | Primary | Refinance - Rate/Term | C A B | Non QM | Non QM | No |
| 224590347 | [Redacted] | [Redacted] |  | 35183894 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Loan Origination Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | Loan Origination Fee increased by $[redacted] with no valid COC or lender cure provided. |  |  |  | Reviewer Comment (2026-01-06): [redacted] received Valid COC dated [redacted] along with CD.<br>Buyer Comment (2026-01-05): Rebuttal | 01/06/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Rate/Term | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A B | Non QM | Non QM | Yes |
| 224612566 | [Redacted] | [Redacted] |  | 35168374 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within [redacted] or [redacted] and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Title Policy amount was not disclosed on Title Preliminary document. |  |  |  | Reviewer Comment (2025-12-24): Title supplement shows loan amount.<br>Buyer Comment (2025-12-22): Please see attached title policy | 12/24/2025 |  |  | 1 B A |  | [redacted] | Primary | Purchase | C A B | Non QM | Non QM | No |
| 224612566 | [Redacted] | [Redacted] |  | 35168397 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded. Total amount of $[redacted] exceeds tolerance of $[redacted] plus [redacted]% or $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | [redacted]% tolerance was exceeded by $[redacted] due to increase of recording fee. No valid COC provided, nor evidence of cure in file. Provide a post-close CD disclosing the tolerance cure to include $[redacted], a copy of refund check, proof of delivery, and a copy of the letter of explanation sent to the borrower disclosing the changes made. |  |  |  | Reviewer Comment (2026-01-26): [redacted] received corrected PCCD, LOE and ALTA final SS with updated fees.<br>Buyer Comment (2026-01-23): Rebuttal | 01/26/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A B | Non QM | Non QM | Yes |
| 224612883 | [Redacted] | [Redacted] |  | 35170116 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | The file is missing the hazard insurance documentation for this property. Please provide for review. |  |  |  | Reviewer Comment (2025-12-18): Received insurance policy for [redacted] . Exception cleared.<br>Buyer Comment (2025-12-16): hoi | 12/18/2025 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| 224612883 | [Redacted] | [Redacted] |  | 35170145 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  | The preliminary title report in file disclosed $[redacted] of title insurance coverage; however this is less than the loan amount of $[redacted]. Provide a copy of the final title policy or an addendum to the preliminary report verifying title insurance of at least the loan amount. |  |  |  | Reviewer Comment (2025-12-18): Received supplemental report with policy amount [redacted]. Exception cleared.<br>Buyer Comment (2025-12-17): title commitment | 12/18/2025 |  |  | 1 B A |  | [redacted] | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| 224612883 | [Redacted] | [Redacted] |  | 35170222 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H[redacted] form was used, the H[redacted] form should have been used. | Right to Cancel was issued on incorrect form. TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form. H[redacted] Form must be used as lender is not the same as originating lender. |  |  |  | Reviewer Comment (2026-02-12): As per requirement received Right to Cancel H[redacted] Form, information validated. Exception Cleared.<br>Buyer Comment (2026-02-10): RTC docs | 02/12/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Non QM | Non QM | Yes |
| 224612883 | [Redacted] | [Redacted] |  | 35170316 |  | Credit | Guideline | Guideline Issue | Guideline | Loan does not meet guideline requirements regarding DTI variance. | Diligence Investor Qualifying Total Debt Ratio: ___; <br> Bid Tape Investor Qualifying Total Debt Ratio: ___. | The final lender [redacted] indicates the total DTI is [redacted]% but the tape value DTI reflects [redacted]%. [redacted] DTI calculation of [redacted]% agrees with the lender's final provided [redacted]. |  |  |  | Reviewer Comment (2026-02-10): Calculated DTI matches with [redacted]. Exception cleared.<br>Buyer Comment (2026-02-06): agreed and corrected [redacted] & [redacted] | 02/10/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| 224612883 | [Redacted] | [Redacted] |  | 35170328 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank [redacted]): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | Waterfall exception due to The final lender [redacted] indicates the total DTI is [redacted]% but the tape value DTI reflects [redacted]%. [redacted] DTI calculation of [redacted]% agrees with the lender's final provided [redacted]. |  |  |  | Reviewer Comment (2026-02-10): Calculated DTI matches with [redacted]. Exception cleared.<br>Buyer Comment (2026-02-06): submitted [redacted] & [redacted] | 02/10/2026 |  |  | 1 B A C |  | [redacted] | Primary | Refinance - Rate/Term | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| 224612883 | [Redacted] | [Redacted] |  | 35170329 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank [redacted]): Based on the loan failing [redacted] or more guideline components, the loan is at ATR risk. | Waterfall exception due to The final lender [redacted] indicates the total DTI is [redacted]% but the tape value DTI reflects [redacted]%. [redacted] DTI calculation of [redacted]% agrees with the lender's final provided [redacted]. |  |  |  | Reviewer Comment (2026-02-10): Calculated DTI matches with [redacted]. Exception cleared.<br>Buyer Comment (2026-02-06): submitted [redacted] & [redacted] | 02/10/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| 224612883 | [Redacted] | [Redacted] |  | 35170348 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Property Costs Year [redacted] Underdisclosed - [redacted] [redacted] | TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Estimated Property Costs over Year [redacted] of on Final Closing Disclosure provided on [redacted] are underdisclosed | Amount of Estimated Property Costs over Year [redacted] of on Final Closing Disclosure provided on [redacted] are under disclosed. |  |  |  | Reviewer Comment (2026-02-05): [redacted] received PCCD, LOE and proof of mailing.<br>Buyer Comment (2026-02-05): Please see PCCD with LOX and proof sent.<br>Buyer Comment (2026-02-05): pccd & loe |  | 02/05/2026 |  | 2 C B |  | [redacted] | Primary | Refinance - Rate/Term | Letter of Explanation & Corrected Closing Disclosure B A | Non QM | Non QM | Yes |
| 224612883 | [Redacted] | [Redacted] |  | 35170349 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Will Not Have Escrow - Property Costs Year [redacted] | TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on [redacted] did not disclose Estimated Property Costs over Year [redacted] for loan with no escrow account established. | Final Closing Disclosure provided on [redacted] did not disclose Estimated Property Costs over Year [redacted] for loan with no escrow account established. |  |  |  | Reviewer Comment (2026-02-05): [redacted] received PCCD, LOE and proof of mailing. |  | 02/05/2026 |  | 2 C B |  | [redacted] | Primary | Refinance - Rate/Term | Letter of Explanation & Corrected Closing Disclosure B A | Non QM | Non QM | Yes |
| 224612883 | [Redacted] | [Redacted] |  | 35170350 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Will Not Have Escrow - Reason | TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on [redacted] incorrectly disclosed whether the loan will have an escrow account. | Final Closing Disclosure provided on [redacted] incorrectly disclosed whether the loan will have an escrow account. |  |  |  | Reviewer Comment (2026-02-05): [redacted] received PCCD, LOE and proof of mailing. |  | 02/05/2026 |  | 2 C B |  | [redacted] | Primary | Refinance - Rate/Term | Letter of Explanation & Corrected Closing Disclosure B A | Non QM | Non QM | Yes |
| 224612883 | [Redacted] | [Redacted] |  | 35170381 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Estimated Taxes, Insurance And Assessments | TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on [redacted] disclosed an Estimated Taxes, Insurance, and Assessments payment that does not match the actual payment for the loan. | Final Closing Disclosure provided on [redacted] disclosed an Estimated Taxes, Insurance, and Assessments payment that does not match the actual payment for the loan. |  |  |  | Reviewer Comment (2026-02-05): [redacted] received PCCD, LOE and proof of mailing. |  | 02/05/2026 |  | 2 C B |  | [redacted] | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission if Applicable B | Non QM | Non QM | Yes |
| 224612883 | [Redacted] | [Redacted] |  | 35480581 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Data discrepancy - DTI |  |  |  | Reviewer Comment (2026-02-10): Calculated DTI matches with [redacted]. Exception cleared.<br>Buyer Comment (2026-02-06): submitted [redacted] & [redacted] | 02/10/2026 |  |  | 1 A |  | [redacted] | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| 224612883 | [Redacted] | [Redacted] |  | 35801803 |  | Compliance | Compliance | Federal Compliance | TILA | TILA Notice of Right to Cancel Expiration Date greater than Deal Start Date. | Rescission expiration date provided by lender on Notice of Right to Cancel has not expired as of time of review. |  |  |  |  | Reviewer Comment (2026-02-19): As per available latest right to cancel document rescission expiration date expired. Exception Cleared.<br>Buyer Comment (2026-02-17): Please advise if this is still open or can be cleared | 02/19/2026 |  |  | 1 A |  | [redacted] | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| 224614070 | [Redacted] | [Redacted] |  | 35246367 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal is missing. Sec ID: [redacted] |  | Appraisal is missing in file. |  |  |  | Reviewer Comment (2026-01-06): Received [redacted]. Exception Cleared.<br>Buyer Comment (2026-01-02): appraisal | 01/06/2026 |  |  | 1 D A |  | [redacted] | Investment | Purchase | D A |  | N/A | No |
| 224614070 | [Redacted] | [Redacted] |  | 35246415 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  | The subject property is located in a FEMA Disaster area. A post-disaster inspection verifying there was no damage to the subject property is required. |  |  |  | Reviewer Comment (2026-01-06): Received Appraisal report. Exception Cleared. | 01/06/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | D A |  | N/A | No |
| 224614070 | [Redacted] | [Redacted] |  | 35246433 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  | Assets documents are missing in file. Require assets to fulfill cash from borrower requirements. |  |  |  | Reviewer Comment (2026-01-06): Received Bank Statement. Exception cleared.<br>Buyer Comment (2026-01-02): Bank stmts | 01/06/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | D A |  | N/A | No |
| 224614070 | [Redacted] | [Redacted] |  | 35246441 |  | Credit | Credit | Credit Documentation | Credit | OFAC was not checked and required per guidelines. |  | OFAC search is missing in file. |  |  |  | Reviewer Comment (2026-01-06): Received OFAC for borrowers. Exception Cleared.<br>Buyer Comment (2026-01-02): Credit Report | 01/06/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | D A |  | N/A | No |
| 224614070 | [Redacted] | [Redacted] |  | 35246464 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | Assets documents are missing in file. Require assets to fulfill reserves requirements. |  |  |  | Reviewer Comment (2026-01-06): Received Bank Statement. Exception cleared<br>Buyer Comment (2026-01-02): bank stmts | 01/06/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | D A |  | N/A | No |
| 224614070 | [Redacted] | [Redacted] |  | 35246466 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  | Articles of Organization/Formation is missing in file. |  |  |  | Reviewer Comment (2026-01-08): Cleared. Received required document<br>Buyer Comment (2026-01-08): See attached | 01/08/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | D A |  | N/A | No |
| 224614070 | [Redacted] | [Redacted] |  | 35246469 |  | Credit | Asset | Asset Documentation | Asset | Missing Document: Asset Documentation not provided |  | Asset Documentations are missing in file. |  |  |  | Reviewer Comment (2026-01-06): Received Bank Statement. Exception cleared.<br>Buyer Comment (2026-01-02): Bank stmts | 01/06/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | D A |  | N/A | No |
| 224614070 | [Redacted] | [Redacted] |  | 35246474 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Background Check not provided |  | Background Check is missing in file. |  |  |  | Reviewer Comment (2026-01-06): Received Fraud Report. Exception Cleared. | 01/06/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | D A |  | N/A | No |
| 224614070 | [Redacted] | [Redacted] |  | 35246477 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | Certificate of Good Standing is missing in file. |  |  |  | Reviewer Comment (2026-01-08): Cleared. Received required document<br>Buyer Comment (2026-01-08): See attached | 01/08/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | D A |  | N/A | No |
| 224614070 | [Redacted] | [Redacted] |  | 35246479 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Closing Protection Letter not provided |  | Closing Protection Letter is missing in file. |  |  |  | Reviewer Comment (2026-01-08): Cleared. Received required document<br>Buyer Comment (2026-01-08): Please see attached Closing Protection Letter | 01/08/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | D A |  | N/A | No |
| 224614070 | [Redacted] | [Redacted] |  | 35246480 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | Corporate Resolution is missing in file. |  |  |  | Reviewer Comment (2026-01-08): Cleared. Received required document<br>Buyer Comment (2026-01-08): See attached | 01/08/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | D A |  | N/A | No |
| 224614070 | [Redacted] | [Redacted] |  | 35246491 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Employer Identification Number (EIN) not provided |  | Employer Identification Number (EIN) is missing in file. |  |  |  | Reviewer Comment (2026-01-08): Cleared. Received required document<br>Buyer Comment (2026-01-08): See attached | 01/08/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | D A |  | N/A | No |
| 224614070 | [Redacted] | [Redacted] |  | 35246495 |  | Credit | Loan Package Documentation | Application / Processing | Insurance | Missing Document: Flood Certificate not provided |  | Flood Certificate is missing in file. |  |  |  | Reviewer Comment (2026-01-06): Received Flood Certificate. Exception Cleared.<br>Buyer Comment (2026-01-02): Flood cert docs | 01/06/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | D A |  | N/A | No |
| 224614070 | [Redacted] | [Redacted] |  | 35246498 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud Report is missing in file. |  |  |  | Reviewer Comment (2026-01-06): Received Fraud Report. Exception Cleared.<br>Buyer Comment (2026-01-02): Fraud Report | 01/06/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | D A |  | N/A | No |
| 224614070 | [Redacted] | [Redacted] |  | 35246504 |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided |  | Hazard Insurance Policy is missing in file. |  |  |  | Reviewer Comment (2026-01-06): Received Hazard Insurance Policy. Exception Cleared.<br>Buyer Comment (2026-01-02): HOI docs | 01/06/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | D A |  | N/A | No |
| 224614070 | [Redacted] | [Redacted] |  | 35246506 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | OFAC is missing in file. |  |  |  | Reviewer Comment (2026-01-21): OFAC received for business entity. Exception cleared.<br>Buyer Comment (2026-01-19): OFAC<br>Reviewer Comment (2026-01-08): OFAC is missing for [redacted]<br>Buyer Comment (2026-01-08): Please advise for which business entity this is being requested<br>Reviewer Comment (2026-01-06): Missing OFAC for business entity. Exception Remains. | 01/21/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | D A |  | N/A | No |
| 224614070 | [Redacted] | [Redacted] |  | 35246511 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | Operating Agreement is missing in file. |  |  |  | Reviewer Comment (2026-01-08): Cleared. Received operating agreement<br>Buyer Comment (2026-01-08): See attached | 01/08/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | D A |  | N/A | No |
| 224614070 | [Redacted] | [Redacted] |  | 35246523 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Purchase Agreement / Sales Contract not provided |  | Purchase Agreement / Sales Contract is missing in file. |  |  |  | Reviewer Comment (2026-01-08): Cleared. Received purchase contract.<br>Buyer Comment (2026-01-07): Please see attached [redacted]-page Purchase Agreement<br>Reviewer Comment (2026-01-06): Received only first page of agreement. Require complete purchase agreement. Exception remains.<br>Buyer Comment (2026-01-02): Purchase Agreement | 01/08/2026 |  |  | 1 D A |  | [redacted] | Investment | Purchase | D A |  | N/A | No |
| 224614070 | [Redacted] | [Redacted] |  | 35246525 |  | Credit | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal not provided |  | Appraisal is missing in file. |  |  |  | Reviewer Comment (2026-01-06): Received [redacted]. Exception Cleared.<br>Buyer Comment (2026-01-02): appraisal | 01/06/2026 |  |  | 1 D A |  | [redacted] | Investment | Purchase | D A |  | N/A | No |
| 224614070 | [Redacted] | [Redacted] |  | 35248552 |  | Credit | Asset | Asset Documentation | Asset | Asset documentation is missing from the file and required per guidelines. |  | Asset documentation missing in file. |  |  |  | Reviewer Comment (2026-01-06): Received Bank Statement. Exception cleared<br>Buyer Comment (2026-01-02): bank stmts | 01/06/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | D A |  | N/A | No |
| 224614070 | [Redacted] | [Redacted] |  | 35347298 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: [redacted] |  | Missing Secondary Valuation in file. |  |  |  | Reviewer Comment (2026-01-28): [redacted] Valuation received and verified the details. Exception Cleared.<br>Buyer Comment (2026-01-26): CDA<br>Reviewer Comment (2026-01-08): A Secondary Valuation is required.<br>Buyer Comment (2026-01-08): See appraisal doc | 01/28/2026 |  |  | 1 A |  | [redacted] | Investment | Purchase | D A |  | N/A | No |
| 224614166 | [Redacted] | [Redacted] |  | 35170198 |  | Credit | Guideline | Guideline Issue | Guideline | Loan does not meet guideline requirements regarding DTI variance. |  | Data Discrepancy with DTI. Lender DTI [redacted]%, Review DTI [redacted][redacted]% . The reason for the discrepancy is due to it appears lender is excluding PITIA of Second Home. |  |  |  | Reviewer Comment (2025-12-30): [redacted]Installment account is closed prior to closing, excluded the tradeline and DTI matched. Exception cleared<br>Buyer Comment (2025-12-29): [redacted]respectfully disagrees with finding. After re-crunching REO documentation, we come up with a total PITIA of $[redacted] for REO. Please send over calculation for comparison | 12/30/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224614166 | [Redacted] | [Redacted] |  | 35170749 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank [redacted]): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | [redacted] due to DTI discrepancy |  |  |  | Reviewer Comment (2025-12-30): [redacted]Installment account is closed prior to closing, excluded the tradeline and DTI matched. Exception cleared | 12/30/2025 |  |  | 1 B A C |  | [redacted] | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| 224614166 | [Redacted] | [Redacted] |  | 35170761 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank [redacted]): Based on the loan failing [redacted] or more guideline components, the loan is at ATR risk. | Data Discrepancy with DTI. Lender DTI [redacted]%, Review DTI [redacted][redacted]% . The reason for the discrepancy is due to lender excluding PITIA of [redacted] Home. |  |  |  | Reviewer Comment (2025-12-30): [redacted]Installment account is closed prior to closing, excluded the tradeline and DTI matched. Exception cleared | 12/30/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224614185 | [Redacted] | [Redacted] |  | 35170796 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  |  |  |  |  | Reviewer Comment (2026-01-05): Correct Property Address [redacted] received tax and insurance document.<br>Buyer Comment (2025-12-31): Corrected typo<br>Reviewer Comment (2025-12-29): Insurance and tax verification are required for the property located at [redacted], as stated in the final [redacted]. However, the verification received pertains to [redacted] [redacted], exception remains.<br>Buyer Comment (2025-12-24): Property docs | 01/05/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224614185 | [Redacted] | [Redacted] |  | 35170817 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - Partnership Test | Ability-to-Repay (Dodd-Frank [redacted]): Unable to verify current Partnership status due to missing Tax Return/Transcript for the most recent year, and one of these docs is required yet missing: Audited/Third Party P&L, CPA Letter, or other [redacted] Party Verification. |  |  |  |  | Reviewer Comment (2026-01-15): Received required documentation. Condition cleared.<br>Buyer Comment (2026-01-14): Timestamp<br>Reviewer Comment (2026-01-07): Provide the system timestamps from the Business Search document [redacted] that confirm the business is active. Exception remains<br>Buyer Comment (2026-01-05): Rebuttal<br>Reviewer Comment (2025-12-29): A CPA/EA/licensed tax preparer letter or equivalent document verifying self-employment must be provided as provided business entity listing doesn't include date, exception remains<br>Buyer Comment (2025-12-24): Business docs and VOEs | 01/15/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224614185 | [Redacted] | [Redacted] |  | 35170840 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank [redacted]): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | VOE is missing in file for current self-employed income. A CPA/EA/licensed tax preparer letter or equivalent document verifying self-employment must be <br> provided in all cases. |  |  |  | Reviewer Comment (2026-02-12): Received signed returns. Condition cleared.<br>Buyer Comment (2026-02-11): Signed [redacted]<br>Reviewer Comment (2026-01-16): The [redacted]'s provided are not signed and dated by the borrower. ATR requirment for [redacted] Schedule [redacted] income.<br>Buyer Comment (2026-01-14): Timestamp<br>Reviewer Comment (2026-01-07): Provide the system timestamps from the Business Search document [redacted] that confirm the business is active. Exception remains<br>Buyer Comment (2026-01-05): Rebuttal<br>Reviewer Comment (2025-12-29): A CPA/EA/licensed tax preparer letter or equivalent document verifying self-employment must be provided as provided business entity listing doesn't include date, exception remains<br>Buyer Comment (2025-12-24): Business docs and VOEs | 02/12/2026 |  |  | 1 B A C |  | [redacted] | Primary | Purchase | Lender to provide updated ATR/QM status C | Non QM | Non QM | Yes |
| 224614185 | [Redacted] | [Redacted] |  | 35170841 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Income and Assets - K[redacted] Less [redacted]% | Ability to Repay (Dodd-Frank [redacted]): Unable to verify K[redacted] (Less than [redacted]% Ownership) income using reasonably reliable [redacted]-party records. | VOE is missing in file for current self-employed income. A CPA/EA/licensed tax preparer letter or equivalent document verifying self-employment must be <br> provided in all cases. |  |  |  | Reviewer Comment (2026-02-12): Received signed returns. Condition cleared.<br>Reviewer Comment (2026-01-28): The [redacted] reflects an income loss that must be included in the qualifying income. A lender exception would be required to deduct the loss from the primary income and waive the [redacted] documentation requirement.<br>Buyer Comment (2026-01-26): Rebut with updated docs<br>Reviewer Comment (2026-01-07): Reviewed the lender rebuttal. Please provide the entire third party verification documents with the lender timestamp.<br>Buyer Comment (2026-01-05): Not required for this as borrower is less than [redacted]% owner in [redacted]. Negative income figure used<br>Reviewer Comment (2025-12-29): A CPA/EA/licensed tax preparer letter or equivalent document verifying self-employment must be provided as provided business entity listing doesn't include date, exception remains<br>Buyer Comment (2025-12-24): Business docs and VOEs | 02/12/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224614185 | [Redacted] | [Redacted] |  | 35170842 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Income and Assets - Partnership | Ability to Repay (Dodd-Frank [redacted]): Unable to verify Partnership income using reasonably reliable [redacted]-party records. | VOE is missing in file for current self-employed income. A CPA/EA/licensed tax preparer letter or equivalent document verifying self-employment must be <br> provided in all cases. |  |  |  | Reviewer Comment (2026-02-12): Received signed returns. Condition cleared.<br>Buyer Comment (2026-02-11): See uploaded [redacted]<br>Reviewer Comment (2026-01-16): The [redacted]'s provided are not signed and dated by the borrower. ATR requirment for [redacted] Partnership income.<br>Buyer Comment (2026-01-14): See timestamp<br>Reviewer Comment (2026-01-07): Provide the system timestamps from the Business Search document [redacted] that confirm the business is active. Exception remains<br>Buyer Comment (2026-01-05): Rebuttal<br>Reviewer Comment (2025-12-29): A CPA/EA/licensed tax preparer letter or equivalent document verifying self-employment must be provided as provided business entity listing doesn't include date, exception remains<br>Buyer Comment (2025-12-24): Business docs and VOE | 02/12/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224614185 | [Redacted] | [Redacted] |  | 35170843 |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank [redacted]): General Ability-to-Repay requirements not satisfied. | VOE is missing in file for current self-employed income. A CPA/EA/licensed tax preparer letter or equivalent document verifying self-employment must be <br> provided in all cases. |  |  |  | Reviewer Comment (2026-02-12): Received signed returns. Condition cleared. | 02/12/2026 |  |  | 1 A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224614185 | [Redacted] | [Redacted] |  | 35176788 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  |  |  |  |  | Reviewer Comment (2025-12-29): Assets details are correctly updated, Exception Cleared.<br>Buyer Comment (2025-12-24): Gift funds receipts | 12/29/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224614213 | [Redacted] | [Redacted] |  | 35171116 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Borrower's bank statement income is [redacted]. Borrower also owns subject a short terms rental. | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of [redacted] months PITIA or more.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-12-08): Client elected to waive with compensating factors. |  |  | 12/08/2025 | 2 B |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224614213 | [Redacted] | [Redacted] |  | 35171145 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  |  |  |  |  | Reviewer Comment (2025-12-19): Received business entity listing, exception cleared<br>Buyer Comment (2025-12-17): Borrower only owner and is named on statements | 12/19/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224614213 | [Redacted] | [Redacted] |  | 35171150 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank [redacted]): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. |  |  |  | Reviewer Comment (2025-12-19): Received business entity listing, exception cleared | 12/19/2025 |  |  | 1 B A C |  | [redacted] | Primary | Purchase | Lender to provide updated ATR/QM status C B | Non QM | Non QM | Yes |
| 224614213 | [Redacted] | [Redacted] |  | 35171151 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Income and Assets - REO [redacted]% Method | Ability to Repay (Dodd-Frank [redacted]): Unable to verify Real Estate Owned income ([redacted]% Method) using reasonably reliable third-party records. | Unable to verify Real Estate Owned income ([redacted]% Method) using reasonably reliable [redacted]-party records. ([redacted] [redacted]/[redacted]% Vacancy Method) |  |  |  | Reviewer Comment (2025-12-19): Received Airbnb rent summery, Exception Cleared<br>Buyer Comment (2025-12-17): Rental property is short term rented and we used the payout figures from [redacted]and [redacted]for income calculation | 12/19/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224614213 | [Redacted] | [Redacted] |  | 35171152 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank [redacted]): Based on the loan failing [redacted] or more guideline components, the loan is at ATR risk. | Based on the loan failing [redacted] or more guideline components, the loan is at ATR risk. |  |  |  | Reviewer Comment (2026-01-08): Cash Flow Analysis received and verified. Exception cleared.<br>Buyer Comment (2026-01-06): See provided Cash Flow | 01/08/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224614213 | [Redacted] | [Redacted] |  | 35171154 |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank [redacted]): General Ability-to-Repay requirements not satisfied. | CPA Letter is missing in file for Borrower's business as "[redacted]". |  |  |  | Reviewer Comment (2025-12-19): Received business entity listing, exception cleared | 12/19/2025 |  |  | 1 A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224614213 | [Redacted] | [Redacted] |  | 35178027 |  | Credit | Missing Document | General | Missing Document | Missing Document: Evidence of Access to Funds not provided |  | Evidence of access to business funds (CPA letter, cash flow analysis) not provided. |  |  |  | Reviewer Comment (2026-01-08): Cash Flow Analysis received and verified. Exception cleared.<br>Buyer Comment (2026-01-06): Cash Flow | 01/08/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224614213 | [Redacted] | [Redacted] |  | 35180508 |  | Credit | Asset | Asset Documentation | Asset | Asset documentation requirements not met. |  | Evidence of access to business funds (CPA letter, cash flow analysis) not provided. |  |  |  | Reviewer Comment (2026-01-08): Cash Flow Analysis received and verified. Exception cleared.<br>Buyer Comment (2026-01-06): Cash Flow | 01/08/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224614213 | [Redacted] | [Redacted] |  | 35180617 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank [redacted]): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | Evidence of access to business funds (CPA letter, cash flow analysis) not provided. |  |  |  | Reviewer Comment (2026-01-08): Cash Flow Analysis received and verified. Exception cleared.<br>Buyer Comment (2026-01-06): See provided Cash Flow | 01/08/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224614213 | [Redacted] | [Redacted] |  | 35275872 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank [redacted]): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | Waterfall due to missing CPA letter/Cashflow analysis to verify business Asset |  |  |  | Reviewer Comment (2026-01-08): Cash Flow Analysis received and verified. Exception cleared.<br>Buyer Comment (2026-01-06): See provided Cash Flow | 01/08/2026 |  |  | 1 A |  | [redacted] | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| 224619026 | [Redacted] | [Redacted] |  | 35173045 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  | File is missing a copy of the Final Title Policy. |  |  |  | Reviewer Comment (2026-01-05): Final title policy received. | 01/05/2026 |  |  | 1 A |  | [redacted] | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| 224619026 | [Redacted] | [Redacted] |  | 35173052 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | [redacted] [redacted], [redacted] - Statement is missing. |  |  |  | Reviewer Comment (2026-01-12): Received Closing Disclosure. Exception cleared.<br>Buyer Comment (2026-01-09): Resolution documentation<br>Reviewer Comment (2026-01-05): Provided mortgage statement is already associated, require statement of [redacted]nd lien.<br>Buyer Comment (2025-12-31): Mtg St - [redacted] | 01/12/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| 224619026 | [Redacted] | [Redacted] |  | 35173102 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Statement for [redacted] [redacted], [redacted], [redacted] is missing. |  |  |  | Reviewer Comment (2026-01-12): Received Tax Certificate. Exception cleared.<br>Buyer Comment (2026-01-09): Tax Cert - [redacted]<br>Reviewer Comment (2026-01-05): Mortgage Statement received confirming taxes is not escrowed, require tax certification.<br>Buyer Comment (2025-12-31): Mtg St - [redacted] | 01/12/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| 224619026 | [Redacted] | [Redacted] |  | 35173132 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted] Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. | Credit report fee amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  | Reviewer Comment (2025-12-08): Sufficient Cure Provided At Closing |  | 12/08/2025 |  | 1 A |  | [redacted] | Primary | Refinance - Rate/Term | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| 224619026 | [Redacted] | [Redacted] |  | 35177709 |  | Credit | Title | Lien | Title | Missing evidence of lien position on Other Financing. |  | Final Title Policy not in file to confirm lien position. |  |  |  | Reviewer Comment (2026-01-05): Final title policy provided confirming [redacted]st lien position.<br>Buyer Comment (2025-12-31): Final Title Policy | 01/05/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| 224619026 | [Redacted] | [Redacted] |  | 35187462 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H[redacted] form was used, the H[redacted] form should have been used. | Based on review of Note and Title Commitment loan was a same lender refinance. |  |  |  | Reviewer Comment (2026-01-16): [redacted] received LOE to borrower, copy of RTC on correct model form with updated rescission expiration date of [redacted] and evidence it was electronically transferred to the borrower on [redacted].<br>Buyer Comment (2026-01-14): Please clear condition<br>Reviewer Comment (2026-01-05): Corrected RTC form received with expiry is of [redacted] midnight. It will be cleared post expiry date.<br>Buyer Comment (2025-12-31): LOE, Correct NOR, and proof of bwr view |  | 01/16/2026 |  | 2 B |  | [redacted] | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Non QM | Non QM | Yes |
| 224619035 | [Redacted] | [Redacted] |  | 35172943 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | E-sign Consent Agreement is missing. |  |  |  | Reviewer Comment (2025-12-17): E-Sign Consent Agreement received. Exception cleared.<br>Buyer Comment (2025-12-15): econsent | 12/17/2025 |  |  | 1 C A |  | [redacted] | Second Home | Purchase | C A | Non QM | Non QM | No |
| 224619035 | [Redacted] | [Redacted] |  | 35172977 |  | Credit | Insurance | Insurance Analysis | Insurance | The Flood Insurance Policy effective date is after the Note Date. | Flood Insurance Policy Effective Date ___, Note Date ___ | The Flood Insurance policy effective date is after the note date. |  |  |  | Reviewer Comment (2026-01-08): Cleared. Received attestation from insurance agent taht no claims or losses have been filed.<br>Buyer Comment (2026-01-08): PC cert & email attestation from insurance agent | 01/08/2026 |  |  | 1 C A |  | [redacted] | Second Home | Purchase | C A | Non QM | Non QM | No |
| 224619035 | [Redacted] | [Redacted] |  | 35172984 |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. | Hazard Insurance Policy Effective Date ___, Disbursement Date: ___ | Hazard Insurance Policy Effective Date [redacted], Disbursement Date: [redacted], Effective date is after note date. |  |  |  | Reviewer Comment (2026-01-13): Cleared. Received attestation from insurance agent that no claims or losses have been filed.<br>Buyer Comment (2026-01-09): this condition is still showing as open.<br>Reviewer Comment (2026-01-08): Cleared. Received attestation from insurance agent taht no claims or losses have been filed.<br>Buyer Comment (2026-01-08): please review PC cert & email attestation from insurance agent | 01/13/2026 |  |  | 1 C A |  | [redacted] | Second Home | Purchase | C A | Non QM | Non QM | No |
| 224619035 | [Redacted] | [Redacted] |  | 35173092 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Service Charges. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | Service charge fees were not disclosed on Loan estimate in file but disclosed on final closing disclosure. No valid COC was provided for this change, nor evidence of cure. |  |  |  | Reviewer Comment (2026-01-05): [redacted] received Post CD and LOX.<br>Buyer Comment (2026-01-02): pccd and loe<br>Reviewer Comment (2025-12-16): [redacted]: Secondary Marketing fee of $[redacted] and Transaction management fee of $[redacted] added is in Section [redacted] of initial CD dated [redacted] without Title prefix and file does not contain valid COC for those fees were added. we do not have same fee name in the dropdown list in clarity under ID tab, hence captured in Service Charge name description. this is causing the fee exceeds [redacted]% tolerance. Provide valid COC for the fees are added on [redacted] CD or Cure is required to borrower.<br>Buyer Comment (2025-12-15): Please advise what specific fee this is for, I do not see a Service Charge Fee | 01/05/2026 |  |  | 1 C A |  | [redacted] | Second Home | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| 224619035 | [Redacted] | [Redacted] |  | 35340802 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Wire / Funding / Disbursement Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | [redacted] received Post CD and LOX However, the provided Post CD is reflecting wire transfer fee under section C for $[redacted]. |  |  |  | Reviewer Comment (2026-01-15): [redacted] received corrected PCCD and LOE moving the one time borrower shopped fee from section [redacted] to [redacted].<br>Buyer Comment (2026-01-14): Please see attestation from title company that this is a one-time fee<br>Reviewer Comment (2026-01-12): [redacted] received PCCD and LOE moving the fee from section [redacted] to [redacted] but the fee cannot be moved to optional fee unless borrower has opted for the service and choose his own provider for the service. Since the fee is paid to title company " [redacted]" and cannot be move to [redacted] without any valid reason. Please provide LOE if the fee is non-lender required and borrower shopped for the fee or cure would be required.<br>Buyer Comment (2026-01-09): PCCD + LOE<br>Reviewer Comment (2026-01-09): [redacted] received corrected PCCD and LOE with removing the Wire/funding fee but, as per final SS in file ([redacted]) wire fee was charged to the borrower at closing. Cure will be required.<br>Buyer Comment (2026-01-08): PCCD removing fee | 01/15/2026 |  |  | 1 A |  | [redacted] | Second Home | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| 224621432 | [Redacted] | [Redacted] |  | 35181022 |  | Credit | Guideline | Guideline Issue | Guideline | Loan does not meet guideline requirements regarding DTI variance. | Diligence Investor Qualifying Total Debt Ratio: ___; <br> Bid Tape Investor Qualifying Total Debt Ratio: ___. |  |  |  |  | Reviewer Comment (2026-01-14): DTI is now within tolerance, however clearance is subject to obtaining the missing REO documentation to verify all REO expenses.<br>Reviewer Comment (2026-01-14): EXCEPTION HISTORY - Exception Explanation was updated on [redacted] PRIOR Exception Explanation: Diligence Investor Qualifying Total Debt Ratio: [redacted][redacted]%; <br> Bid Tape Investor Qualifying Total Debt Ratio: [redacted][redacted]%.<br>Buyer Comment (2026-01-12): please see REO calc<br>Reviewer Comment (2026-01-07): Received updated [redacted] reflecting [redacted] DTI however Due Diligence calculated DTI is [redacted].<br>Reviewer Comment (2026-01-07): EXCEPTION HISTORY - Exception Explanation was updated on [redacted] PRIOR Exception Explanation: Diligence Investor Qualifying Total Debt Ratio: [redacted][redacted]%; <br> Bid Tape Investor Qualifying Total Debt Ratio: [redacted][redacted]%.<br>Buyer Comment (2026-01-06): Corrected<br>Reviewer Comment (2025-12-30): The lender did not include the monthly PITIA amount in the DTI calculation, and no supporting documentation is available to verify this omission. Exception remains.<br>Buyer Comment (2025-12-26): [redacted] & income calc<br>Reviewer Comment (2025-12-24): Re-validated income Total Assets Eligible for Utilization $[redacted] / [redacted] = $[redacted] and current DTI is [redacted][redacted]%. Account #[redacted] is considered twice for income calculation as per UW worksheet. Please provided corrected UW worksheet for income calculation. Exception remains.<br>Buyer Comment (2025-12-22): Please confirm how you came up with a higher calculation. Please see pg [redacted] | 01/14/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C B A | N/A | N/A | No |
| 224621432 | [Redacted] | [Redacted] |  | 35181029 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception Unacceptable property types-Rooming/Boarding Houses<br> Compensating Factors:<br> [redacted]. Total Debt [redacted]% or more under requirement<br> [redacted]. Residual Income $[redacted]K or more<br> [redacted]. Reduction in Housing/Mortgage payment <br> [redacted]. FICO [redacted] points or more above requirement<br> The loam term has asked for a rush review. An investor exception is needed for sec [redacted]: Rooming/Boarding Houses. Borrower reported on appraisal as an LLC. Current LTV is [redacted]%, FICO [redacted], Loan amount $[redacted][redacted]. Purchase Investment property.<br> Exception has been approved along with following conditions:<br> [redacted]. Counteroffer Max [redacted]% LTV/CLTV<br> [redacted]. All LLC requirements to be met as within [redacted] US guidelines<br> [redacted]. Document reserve requirement as within [redacted] UW signature <br> [redacted]. Subject to meeting all [redacted] guideline requirements. | Borrower has verified disposable income of at least $[redacted].<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of [redacted] months PITIA or more.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Documentation Type: Asset Depletion<br> Disposable Income: $[redacted]<br>Actual Reserves: $[redacted]<br> Required Reserves: $[redacted]<br>Borrower's Own Funds Percent: [redacted]%<br> Borrower's Own Funds Amount: $[redacted]<br>DTI: [redacted]% <br> Guideline Maximum DTI: [redacted]%<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC | Reviewer Comment (2025-12-09): Lender Exception with Compensating Factors provided. |  |  | 12/09/2025 | 2 B |  | [redacted] | Investment | Purchase | C B A | N/A | N/A | No |
| 224621432 | [Redacted] | [Redacted] |  | 35477458 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | File is missing a current mortgage statement, insurance and tax verification for this property. |  |  |  | Reviewer Comment (2026-01-16): Mortgage Statement, Tax Certificate and Hazard Insurance received and verified. Exception cleared.<br>Buyer Comment (2026-01-14): reo | 01/16/2026 |  |  | 1 A |  | [redacted] | Investment | Purchase | C B A | N/A | N/A | No |
| 224621432 | [Redacted] | [Redacted] |  | 35477463 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | File is missing a current mortgage statement for this property |  |  |  | Reviewer Comment (2026-01-22): It can be verified from given statement that tax and insurance are escrowed, exception cleared.<br>Buyer Comment (2026-01-20): MTG<br>Reviewer Comment (2026-01-16): Required Legible copy of Mortgage statement required for this REO Property. Exception remains<br>Buyer Comment (2026-01-14): REO | 01/22/2026 |  |  | 1 A |  | [redacted] | Investment | Purchase | C B A | N/A | N/A | No |
| 224621432 | [Redacted] | [Redacted] |  | 35477468 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | File is missing current insurance and tax verification for this property. |  |  |  | Reviewer Comment (2026-01-16): Mortgage Statement, Tax Certificate and Hazard Insurance received and verified. Exception cleared.<br>Buyer Comment (2026-01-14): REO | 01/16/2026 |  |  | 1 A |  | [redacted] | Investment | Purchase | C B A | N/A | N/A | No |
| 224621432 | [Redacted] | [Redacted] |  | 35477469 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | File is missing a current mortgage statement, insurance and tax verification for this property. |  |  |  | Reviewer Comment (2026-01-16): Mortgage Statement, Tax Certificate and Hazard Insurance received and verified. Exception cleared.<br>Buyer Comment (2026-01-14): REO | 01/16/2026 |  |  | 1 A |  | [redacted] | Investment | Purchase | C B A | N/A | N/A | No |
| 224621432 | [Redacted] | [Redacted] |  | 35480584 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Data discrepancy - DTI |  |  |  | Reviewer Comment (2026-01-22): DTI is within tolerance. Condition cleared.<br>Buyer Comment (2026-01-20): please clear this was a DUP condition. The DTI issue was already resolved | 01/22/2026 |  |  | 1 A |  | [redacted] | Investment | Purchase | C B A | N/A | N/A | No |
| 224623684 | [Redacted] | [Redacted] |  | 35174297 |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. |  |  |  |  |  | Reviewer Comment (2026-02-02): updated document provided<br>Buyer Comment (2026-01-29): HOI prior to renewal | 02/02/2026 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 224624868 | [Redacted] | [Redacted] |  | 35174241 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception is approved to allow for use of cash back for reserves with ltv of [redacted]% as guidelines cap ltv at [redacted]% for use of the cash out proceeds. | Borrower has verified disposable income of at least $[redacted].<br>Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Exception approval in file with comp factors cited. | SitusAMC,Originator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-12-09): Exception approval in file with comp factors cited. |  |  | 12/09/2025 | 2 B |  | [redacted] | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 224624868 | [Redacted] | [Redacted] |  | 35174379 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Additional [redacted]-Day Waiting Period Timing Test - Regular Transaction | TILA-RESPA Integrated Disclosure - Most recent Closing Disclosure received at least [redacted] days prior to closing dated [redacted] disclosed an inaccurate APR of [redacted][redacted]% compared to the actual APR at consummation of [redacted][redacted]% and a revised CD disclosing an accurate APR was not received by borrower at least [redacted] business days prior to consummation. | Revised CD reflecting change in APR beyond tolerance for accuracy under [redacted] requires additional [redacted]-day waiting period. |  |  |  | Reviewer Comment (2026-01-12): [redacted] received [redacted] CD<br>Buyer Comment (2026-01-09): [redacted] respectfully disagrees with finding. [redacted] revised CD was sent > [redacted] days prior to closing and has a higher APR and Finance Charge than what was closed with. Please review and clear<br>Buyer Comment (2026-01-09): [redacted] Revised CD | 01/12/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | TRID timing exception, no remediation available. C B A | Non QM | Non QM | No |
| 224624868 | [Redacted] | [Redacted] |  | 35174383 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Water Treatment / Repair Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | No cure was provided to the borrower for [redacted] Percent Fee Tolerance exceeded for Water Treatment / Repair Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. |  |  |  | Reviewer Comment (2026-02-08): [redacted] received Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD.<br>Buyer Comment (2026-02-06): Resolution docs - [redacted]<br>Reviewer Comment (2026-01-12): [redacted] received receipt of final water bill. However, the receipt of bill received is not a valid changed circumstance in order for a fee to be re-baselined. A valid COC for the fee added with additional information on why the fee was added on the initial CD and was not known prior to and at initial application disclosure and to provide supporting information on when lender become aware of the fee or Cure is required to borrower. Cure consists of corrected CD, LOE to borrower, proof of mailing, and copy of refund check.<br>Buyer Comment (2026-01-09): [redacted] respectfully disagrees with finding. Per Final Water bill increase was due to Usage, Service and Stormwater. Please review and clear<br>Buyer Comment (2026-01-09): Water bill - final |  | 02/08/2026 |  | 2 C B |  | [redacted] | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 224624868 | [Redacted] | [Redacted] |  | 35184555 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Inheritance Tax & Real Estate Taxes. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | Inheritance Tax & Real Estate Taxes. Fee Amount of $[redacted] exceeds tolerance of $[redacted] |  |  |  | Reviewer Comment (2026-01-12): [redacted] received [redacted] CD | 01/12/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 224628973 | [Redacted] | [Redacted] |  | 35176630 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final [redacted] |  | [redacted] Final is missing. |  |  |  | Reviewer Comment (2026-01-08): Final [redacted] received.<br>Buyer Comment (2026-01-06): all pages<br>Reviewer Comment (2025-12-30): Received final [redacted] but co-borrowers income page is missing, exception remains<br>Buyer Comment (2025-12-26): [redacted] | 01/08/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224628973 | [Redacted] | [Redacted] |  | 35176644 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Mortgage statement is missing. |  |  |  | Reviewer Comment (2025-12-30): Received mortgage statement and associated, Exception Cleared<br>Buyer Comment (2025-12-26): mtg | 12/30/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224635568 | [Redacted] | [Redacted] |  | 35180845 |  | Credit | Guideline | Guideline Issue | Guideline | Variance between diligence DSCR and bid tape DSCR does not meet [redacted] requirements. Variance is more than [redacted]. |  |  |  |  |  | Reviewer Comment (2025-12-22): As per provided appraisal report, page [redacted], The short-term rent consider is $[redacted]. The DSCR requirement met. Exception Cleared.<br>Buyer Comment (2025-12-18): [redacted] respectfully disagrees that the short-term rental amount came from the appraiser, page [redacted] of the appraisal. and shows a breakdown of the calculation being used. The short-term rental amount being used is [redacted] per month. This should be acceptable since the appraiser is providing the rental information according to the short-term guidelines. The DSCR score using this amount shoudl be [redacted]. | 12/22/2025 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A |  | N/A | No |
| 224635568 | [Redacted] | [Redacted] |  | 35180846 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | Only [redacted] month bank statement provided. As per the guidelines require additional [redacted] month statement. |  |  |  | Reviewer Comment (2026-01-05): Received clarification. New account. Cleared.<br>Buyer Comment (2025-12-31): Resolution documents re: [redacted]x[redacted]<br>Buyer Comment (2025-12-31): Resolution documents re: [redacted] | 01/05/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A |  | N/A | No |
| 224636091 | [Redacted] | [Redacted] |  | 35184498 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Loan Estimate Timing Electronically Provided | TILA-RESPA Integrated Disclosure: Loan Estimate not delivered to Borrower(s) within [redacted] business days of application. Initial Loan Estimate dated [redacted] was electronically provided without or prior to borrower's consent to receive electronic disclosures. Failure to comply with the provisions of the E-Sign Act and failure to provide good faith estimate of fees timely may result in additional fee tolerance violations. | Loan Estimate not delivered to Borrower within [redacted] business days of application. |  |  |  | Reviewer Comment (2025-12-22): [redacted] received e-consent for initial LE.<br>Buyer Comment (2025-12-22): ILE | 12/22/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224636091 | [Redacted] | [Redacted] |  | 35184503 |  | Compliance | Compliance | Federal Compliance | ATR/QM | Self-Employed Tax Return Recency - ATR | Ability to Repay (Dodd-Frank [redacted]): Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [redacted], Most Recent Tax Return End Date [redacted], Tax Return Due Date [redacted]. | Most recent tax returns not provided in the file. |  |  |  | Reviewer Comment (2025-12-18): Client elects to waive |  |  | 12/18/2025 | 2 B |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224636091 | [Redacted] | [Redacted] |  | 35184504 |  | Compliance | Compliance | Federal Compliance | ATR/QM | Self-Employed Tax Return Recency - ATR | Ability to Repay (Dodd-Frank [redacted]): Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [redacted], Most Recent Tax Return End Date [redacted], Tax Return Due Date [redacted]. | Most recent tax returns not provided in the file. |  |  |  | Reviewer Comment (2025-12-18): Client elects to waive |  |  | 12/18/2025 | 2 B |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224636111 | [Redacted] | [Redacted] |  | 35185339 |  | Credit | Property - Appraisal | General Appraisal Requirements | Property - Appraisal | Primary Appraisal was completed after the final loan approval. |  | Primary Appraisal was completed after the final loan approval. |  |  |  | Reviewer Comment (2026-01-06): As per requirement received AUS/DU document, information validated. Exception Cleared.<br>Buyer Comment (2026-01-05): final aus<br>Reviewer Comment (2025-12-30): The exception was triggered because the AUS (LP) in the file is dated [redacted], which is earlier than the appraisal report date of [redacted]. Provide an updated AUS dated prior to closing. Exception remains<br>Buyer Comment (2025-12-26): PC Cert | 01/06/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224637199 | [Redacted] | [Redacted] |  | 35181951 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | File is missing the [redacted] Rate Lock as required by the client's guidance |  |  |  | Reviewer Comment (2025-12-18): Rate lock recieved. Exception Cleared<br>Buyer Comment (2025-12-16): lock | 12/18/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | D A | Non QM | Non QM | No |
| 224637199 | [Redacted] | [Redacted] |  | 35181955 |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  |  |  |  |  | Reviewer Comment (2025-12-18): Credit report received. Exception cleared<br>Buyer Comment (2025-12-16): Credit | 12/18/2025 |  |  | 1 D A |  | [redacted] | Primary | Purchase | D A | Non QM | Non QM | No |
| 224637199 | [Redacted] | [Redacted] |  | 35181962 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | File is missing [redacted] month housing/Rental payment history. |  |  |  | Reviewer Comment (2026-01-09): Received required documentation. Condition cleared.<br>Buyer Comment (2026-01-07): Rebuttal<br>Reviewer Comment (2025-12-18): The VOR provided is from [redacted] to [redacted] which is post our Note date and the history needs to be verified. Exception Remains<br>Buyer Comment (2025-12-16): VOR docs | 01/09/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | D A | Non QM | Non QM | No |
| 224641743 | [Redacted] | [Redacted] |  | 35194357 |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is required and was not found in file. |  | Missing VVOE and/or Manpower document for [redacted] Income |  |  |  | Reviewer Comment (2025-12-22): In lieu of a verbal VOE a Leave and Earning statement within [redacted] calendar days prior to note is considered as [redacted] income. Exception cleared.<br>Buyer Comment (2025-12-18): VVOE not required for military jobs. In lieu of a verbal VOE an LES within [redacted] calendar days prior to note is a standard alternative. Please see LES in [redacted] | 12/22/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224641743 | [Redacted] | [Redacted] |  | 35194403 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank [redacted]): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | Waterfall due to missing VVOE . |  |  |  | Reviewer Comment (2025-12-22): In lieu of a verbal VOE a Leave and Earning statement within [redacted] calendar days prior to note is considered as [redacted] income. Exception cleared.<br>Buyer Comment (2025-12-18): VVOE not required for military jobs. In lieu of a verbal VOE an LES within [redacted] calendar days prior to note is a standard alternative. Please see LES in [redacted] | 12/22/2025 |  |  | 1 B A C |  | [redacted] | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| 224641743 | [Redacted] | [Redacted] |  | 35194404 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank [redacted]): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | VVOE and/or Manpower document is missing for [redacted] income. |  |  |  | Reviewer Comment (2025-12-22): In lieu of a verbal VOE a Leave and Earning statement within [redacted] calendar days prior to note is considered as [redacted] income. Exception cleared.<br>Buyer Comment (2025-12-18): VVOE not required for military jobs. In lieu of a verbal VOE an LES within [redacted] calendar days prior to note is a standard alternative. Please see LES in [redacted] | 12/22/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224641743 | [Redacted] | [Redacted] |  | 35194405 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | VVOE and/or Manpower document is missing for [redacted] income. |  |  |  | Reviewer Comment (2025-12-22): In lieu of a verbal VOE a Leave and Earning statement within [redacted] calendar days prior to note is considered as [redacted] income. Exception cleared.<br>Buyer Comment (2025-12-18): VVOE not required for military jobs. In lieu of a verbal VOE an LES within [redacted] calendar days prior to note is a standard alternative. Please see LES in [redacted] | 12/22/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224641743 | [Redacted] | [Redacted] |  | 35194412 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank [redacted]): Based on the loan failing [redacted] or more guideline components, the loan is at ATR risk. | VVOE and/or Manpower document is missing for [redacted] income. |  |  |  | Reviewer Comment (2025-12-22): In lieu of a verbal VOE a Leave and Earning statement within [redacted] calendar days prior to note is considered as [redacted] income. Exception cleared.<br>Buyer Comment (2025-12-18): VVOE not required for military jobs. In lieu of a verbal VOE an LES within [redacted] calendar days prior to note is a standard alternative. Please see LES in [redacted] | 12/22/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224641743 | [Redacted] | [Redacted] |  | 35237063 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | Fee was not listed on the COC showing the amount of the increase/addition or the reason for the increase/addition. CD contains no cure or insufficient cure to cover all tolerance violations. |  |  |  | Reviewer Comment (2025-12-29): [redacted] received Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD.<br>Buyer Comment (2025-12-26): Please see attached PCCD with $[redacted] cure for the under-disclosed appraisal. In addition, I have attached a copy of the cover letter sent to the borr, copy of the cure check for $[redacted], the [redacted] mailing label and proof in transit. |  | 12/29/2025 |  | 2 B |  | [redacted] | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 224645358 | [Redacted] | [Redacted] |  | 35191462 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Service Charges. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | Cure amount not provided on final CD, file does not contain a valid COC for this fee, nor evidence of cure in file. |  |  |  | Reviewer Comment (2025-12-24): [redacted] received Post CD and LOX.<br>Buyer Comment (2025-12-23): lox and pccd<br>Reviewer Comment (2025-12-19): [redacted] received LOE. If fee was not required, it should be listed in section [redacted] instead of section [redacted]. Corrected CD and LOE required to remediate.<br>Buyer Comment (2025-12-18): invest memo | 12/24/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| 224647102 | [Redacted] | [Redacted] |  | 35196066 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank [redacted]): Based on the loan failing [redacted] or more guideline components, the loan is at ATR risk. | ATR risk due to DTI variance. Lenders DTI: [redacted]%. Review DTI: [redacted]%. DTI increased due to Installment Trade line [redacted] $[redacted] and [redacted] $[redacted] being excluded in lenders DTI calculation, Supporting Documents were not provided, thus increasing the DTI. |  |  |  | Reviewer Comment (2026-01-06): Received updated [redacted]. DTI in tolerance.<br>Buyer Comment (2026-01-05): The liabilities in question have been included in the DTI calculations. Please see attached [redacted] and [redacted] documents. | 01/06/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| 224647102 | [Redacted] | [Redacted] |  | 35205568 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank [redacted]): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | ATR risk due to DTI variance. Lenders DTI: [redacted]%. Review DTI: [redacted]%. DTI increased due to Installment Trade line [redacted] $[redacted] and [redacted] $[redacted] being excluded in lenders DTI calculation, Supporting Documents were not provided, thus increasing the DTI. |  |  |  | Reviewer Comment (2026-01-06): Received updated [redacted]. DTI in tolerance.<br>Buyer Comment (2026-01-05): The liabilities in question have been included in the DTI calculations. Please see attached [redacted] and [redacted] documents. | 01/06/2026 |  |  | 1 B A C |  | [redacted] | Primary | Refinance - Rate/Term | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |

| 224647107 | [Redacted] | [Redacted] |  | 35191803 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Tax and Insurance Verification not provided for property located at [redacted] [redacted], [redacted], [redacted]. |  |  |  | Reviewer Comment (2025-12-24): Taxes and Insurance are escrowed as per mortgage statement. Exception cleared.<br>Buyer Comment (2025-12-22): See [redacted] Page [redacted] the mortgage statement shows escrowed | 12/24/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224647297 | [Redacted] | [Redacted] |  | 35194923 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Track record documentation other than application is missing and is required based on guidelines. |  | Track record documentation is not provided in file |  |  |  | Reviewer Comment (2026-01-05): Provided credit report and fraud report was available with the initial package. Exception cleared.<br>Buyer Comment (2025-12-31): Please clarify or cancel | 01/05/2026 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| 224647297 | [Redacted] | [Redacted] |  | 35195490 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Track Record Report not provided |  | Track Record Report is not provided in file |  |  |  | Reviewer Comment (2026-01-05): Provided credit report and fraud report was available with the initial package. Exception cleared.<br>Buyer Comment (2025-12-31): Please clarify or cancel | 01/05/2026 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| 224647297 | [Redacted] | [Redacted] |  | 35195495 |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  | Credit Report is not provided in file |  |  |  | Reviewer Comment (2026-01-05): Provided credit report. Exception cleared.<br>Buyer Comment (2025-12-31): Credit Report | 01/05/2026 |  |  | 1 D A |  | [redacted] | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| 224647297 | [Redacted] | [Redacted] |  | 35195515 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. |  | Credit report is not provided in file |  |  |  | Reviewer Comment (2026-01-05): Provided credit report with FICO scores. Exception cleared.<br>Buyer Comment (2025-12-31): [redacted] respectfully disagrees with finding. Per [redacted], Representative Credit Score is [redacted], which matches middle score of report uploaded in prior condition. Please review and clear<br>Buyer Comment (2025-12-31): [redacted] | 01/05/2026 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| 224647299 | [Redacted] | [Redacted] |  | 35204725 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: [redacted] Final not provided |  | The final [redacted] is missing for the CB |  |  |  | Reviewer Comment (2026-01-06): Received final [redacted] loan application signed by both the borrowers. Exception cleared.<br>Buyer Comment (2026-01-02): Please see the attached signed [redacted]<br>Reviewer Comment (2025-12-24): No new document received. Referenced document ([redacted]) is initial [redacted] application. Require final [redacted] loan application signed by Co-borrower. Exception remains.<br>Buyer Comment (2025-12-22): Please see [redacted] for Co-borrower [redacted] | 01/06/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A |  | N/A | No |
| 224647299 | [Redacted] | [Redacted] |  | 35204779 |  | Credit | Guideline | Guideline Issue | Guideline | Variance between diligence DSCR and bid tape DSCR does not meet [redacted] requirements. Variance is more than [redacted]. | Diligence DSCR: ___; <br> Bid Tape DSCR: ___. | Per lender guides, when [redacted]is utilized, only [redacted]% of the gross rental may be used. Lender is using the [redacted]for rental income causing the DSCR to be [redacted] vs [redacted]/ |  |  |  | Reviewer Comment (2026-01-06): Per underwriter worksheet, DSCR was calculated with market rent schedule. [redacted] was the part of appraisal report. Exception cleared.<br>Buyer Comment (2026-01-05): Per section [redacted] of the underwriting guidelines, [redacted]% of the market rents can be used if the property was vacant and the borrower was not using a [redacted]. The loan file does not contain an [redacted] report and the underwriter used the market rents, which supports the original DSCR. Please kindly cancel this condition. | 01/06/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A |  | N/A | No |
| 224647300 | [Redacted] | [Redacted] |  | 35204561 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception for tradeline requirement [redacted]. Unable to downgrade/waive due to missing the [redacted] alternative trades showing [redacted]x[redacted]x[redacted] | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .[redacted].<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-01-16): Lender Exception with Compensating Factors provided.<br>Buyer Comment (2026-01-14): PC Cert<br>Reviewer Comment (2026-01-09): The lender exception approval requires [redacted] alternative trades showing [redacted]x[redacted]x[redacted] however only one alternative trade, [redacted]#[redacted] is located in the file.<br>Buyer Comment (2026-01-08): PC Cert<br>Reviewer Comment (2025-12-22): Lender approved exception for tradeline requirement [redacted]. Unable to downgrade/waive due to missing the [redacted] alternative trades showing [redacted]x[redacted]x[redacted], Exception remains.<br>Buyer Comment (2025-12-18): The tradelines can be found in the credit report, please advise what is needed to satisfy this condition |  |  | 01/16/2026 | 2 C B |  | [redacted] | Investment | Purchase | C B A |  | N/A | No |
| 224660670 | [Redacted] | [Redacted] |  | 35200504 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Verification of Identification not provided |  | Driver License/VISA/Passport missing in loan file. |  |  |  | Reviewer Comment (2025-12-23): Received Patriot Act Information form. Exception Cleared.<br>Buyer Comment (2025-12-19): PA form | 12/23/2025 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 224660930 | [Redacted] | [Redacted] |  | 35198784 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Need HOA Verification, Insurance Verification, Mortgage Statement, and Tax Verification on [redacted]. |  |  |  | Reviewer Comment (2026-01-07): REO documents received, exception cleared<br>Buyer Comment (2026-01-05): Please see attached Mortgage Statement and HOA document for [redacted] [redacted] property verifying the REO expenses. HOA document shows the monthly dues and the Mortgage Statement confirms escrows.<br>Buyer Comment (2026-01-05): Please see attached Mortgage Statement and HOA document for [redacted] property verifying the REO expenses. HOA document shows the monthly dues and the Mortgage Statement confirms escrows. | 01/07/2026 |  |  | 1 C A |  | [redacted] | Second Home | Purchase | C A | Non QM | Non QM | No |
| 224661170 | [Redacted] | [Redacted] |  | 35196738 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  |  |  |  |  | Reviewer Comment (2026-02-12): Replacement Coverage + Extended replacement coverage is covering the loan amount.<br>Buyer Comment (2026-02-10): [redacted] respectfully disagrees with this finding. Policy is compliant based on this verbiage: " [redacted] Estate form. 'Dwelling replacement cost loss settlement up to limit of liability plus [redacted]%'" [redacted]% extended replacement cost means over and above [redacted]%. $[redacted] + $[redacted] = $[redacted]. Please clear finding.<br>Reviewer Comment (2026-01-06): Note amount is $[redacted]. As per Hazard Insurance policy Replacement Coverage is $[redacted] and Extended Replacement Coverage is $[redacted]. Still there is a shortfall of $[redacted]. Please provide replacement cost estimator or Hazard Insurance policy which reflects coverage amount as $[redacted]. Exception remains<br>Buyer Comment (2026-01-05): Resolution doc | 02/12/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 224661170 | [Redacted] | [Redacted] |  | 35196740 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Missing hazard coverage and property tax verification for [redacted] property. |  |  |  | Reviewer Comment (2026-02-11): Received required documentations for the both properties. Exception cleared.<br>Buyer Comment (2026-02-09): Tax Bill - [redacted] [redacted]<br>Reviewer Comment (2026-02-02): Required Tax Verification for property [redacted] [redacted] Exception remains<br>Buyer Comment (2026-01-30): Resolution docs - $[redacted]<br>Buyer Comment (2026-01-30): $[redacted]/mo differential is coming from unreported REO [redacted] [redacted] Please see tax bills and revised [redacted] and clear finding<br>Reviewer Comment (2026-01-06): Received HOA Verification, Insurance Verification and Tax Verification of property [redacted] [redacted]. Please provide supporting documents to verify other payments of $[redacted]. Required Tax Verification for property [redacted] [redacted]. Exception remains<br>Buyer Comment (2026-01-05): Resolution docs | 02/11/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 224661382 | [Redacted] | [Redacted] |  | 35199312 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Tax cert, Insurance missing for REO - [redacted]. |  |  |  | Reviewer Comment (2025-12-23): Received REO docs.<br>Buyer Comment (2025-12-19): Please see attached Proof of tax and insurance for [redacted] [redacted] property.<br>Buyer Comment (2025-12-19): Please see attached Proof of tax and insurance for [redacted][redacted] property. | 12/23/2025 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A | N/A | N/A | No |
| 224661382 | [Redacted] | [Redacted] |  | 35199340 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Borrower #[redacted] is first time home buyer living rent free, which is ineligible as per guidelines. As per guideline, A borrower who is currently rent free or living without a housing payment history is eligible per guidelines, provided they are not a first time home buyer. |  |  |  | Reviewer Comment (2025-12-29): Received clarification/approval/documentation from lender. Condition cleared.<br>Buyer Comment (2025-12-24): Please note, the coborrower, [redacted], is the borrower's mother, not his fiancé. His Fiancé's name is [redacted] and they both reside at [redacted] [redacted] [redacted].<br>Reviewer Comment (2025-12-23): The loan application reflects that borrower lives at different address than co-borrower.<br>Buyer Comment (2025-12-19): First Time Home Buyers are eligible for financing under the [redacted] programs under the following criteria. A First Time Home Buyer living with a spouse is in an owned marital property not considered a First Time Home Buyer. No rent or mortgage history is required, however if one is provided it must meet the requirements of the Housing Payment History section of this guide. | 12/29/2025 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A | N/A | N/A | No |
| 224661424 | [Redacted] | [Redacted] |  | 35199828 |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | File is missing a complete Fraud report. Only Alerts summary was provided. |  |  |  | Reviewer Comment (2025-12-29): Fraud report received and verified. Exception cleared.<br>Buyer Comment (2025-12-24): Fraud | 12/29/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224661424 | [Redacted] | [Redacted] |  | 35199829 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception to allow [redacted]% of [redacted]value as of the closing date of a Coinbase statement whose closing date is within [redacted] days of Note date.<br> Conditions:<br> Only the following [redacted]-currency types may be used for reserves - [redacted], [redacted], [redacted], [redacted], [redacted], [redacted], [redacted].<br> Only [redacted]% of above listed balances can be used for reserves.<br> Unliquidated [redacted] balances used as reserves must be documented with Coinbase statement not more than [redacted] days of closing. | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Borrower has been employed in the same industry for more than [redacted] years.<br>Documentation Type: [redacted]<br> Disposable Income: $[redacted]<br>Borrower has worked in the same position for more than [redacted] years.<br>Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Borrower's Own Funds Percent: [redacted]%<br> Borrower's Own Funds Amount: $[redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-12-15): Lender Exception with Compensating Factors provided. |  |  | 12/15/2025 | 2 B |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224661779 | [Redacted] | [Redacted] |  | 35199694 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | Required [redacted] months bank statement for account #[redacted] missing in loan file. |  |  |  | Reviewer Comment (2026-01-05): Document provided.<br>Buyer Comment (2026-01-02): Please see attached CD from sale of departure residence<br>Reviewer Comment (2025-12-24): Final closing statement of departing residence to verify proceeds is required. Exception remains.<br>Buyer Comment (2025-12-22): Please see attached statement for [redacted] account ending [redacted]. This is a new account so [redacted]-months of statements are not available or applicable. The account was funded with the proceeds of the departing residence. | 01/05/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224661779 | [Redacted] | [Redacted] |  | 35230430 |  | Credit | Asset | Asset Documentation | Asset | Asset documentation requirements not met. |  | Required [redacted] months bank statement for account #[redacted] missing in loan file. |  |  |  | Reviewer Comment (2026-01-05): Document provided<br>Buyer Comment (2026-01-02): See attachments | 01/05/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224661779 | [Redacted] | [Redacted] |  | 35230431 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank [redacted]): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | ATR risk due to missing asset documentation: required [redacted] months bank statement for account #[redacted] missing in loan file. |  |  |  | Reviewer Comment (2026-01-05): Document provided.<br>Buyer Comment (2026-01-02): See attachments<br>Reviewer Comment (2025-12-24): Final closing statement of departing residence to verify proceeds is required. Exception remains.<br>Buyer Comment (2025-12-22): Please see attached statement for [redacted] account ending [redacted]. This is a new account so [redacted]-months of statements are not available or applicable. The account was funded with the proceeds of the departing residence. | 01/05/2026 |  |  | 1 B A C |  | [redacted] | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| 224661779 | [Redacted] | [Redacted] |  | 35230432 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank [redacted]): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | ATR risk due to missing asset documentation: required [redacted] months bank statement for account #[redacted] missing in loan file. |  |  |  | Reviewer Comment (2026-01-05): Document provided.<br>Buyer Comment (2026-01-02): See attachments<br>Reviewer Comment (2025-12-24): Final closing statement of departing residence to verify proceeds is required. Exception remains.<br>Buyer Comment (2025-12-22): Please see attached statement for [redacted] account ending [redacted]. This is a new account so [redacted]-months of statements are not available or applicable. The account was funded with the proceeds of the departing residence. | 01/05/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224661779 | [Redacted] | [Redacted] |  | 35230433 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank [redacted]): Based on the loan failing one or more guideline components, the loan is at ATR risk. | ATR risk due to missing asset documentation: required [redacted] months bank statement for account #[redacted] missing in loan file. |  |  |  | Reviewer Comment (2026-01-05): Document provided.<br>Buyer Comment (2026-01-02): See attachments<br>Reviewer Comment (2025-12-24): Final closing statement of departing residence to verify proceeds is required. Exception remains.<br>Buyer Comment (2025-12-22): Please see attached statement for [redacted] account ending [redacted]. This is a new account so [redacted]-months of statements are not available or applicable. The account was funded with the proceeds of the departing residence. | 01/05/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224664126 | [Redacted] | [Redacted] |  | 35216036 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  | File is missing a copy of the final title policy. |  |  |  | Reviewer Comment (2026-01-26): Final title provided.<br>Reviewer Comment (2026-01-26): EXCEPTION HISTORY - Exception Explanation was updated on [redacted] PRIOR Exception Explanation: Title Evidence: Commitment | 01/26/2026 |  |  | 1 A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224664126 | [Redacted] | [Redacted] |  | 35216045 |  | Credit | Title | Document Error | Title | The Preliminary/Commitment does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Title policy amount is not provided on the Commitment. |  |  |  | Reviewer Comment (2026-01-26): Final title provided.<br>Reviewer Comment (2026-01-26): EXCEPTION HISTORY - Exception Explanation was updated on [redacted] PRIOR Exception Explanation: Title Evidence: Commitment <br> State: [redacted]<br>Buyer Comment (2026-01-23): Final Title Policy<br>Buyer Comment (2026-01-23): [redacted] - [redacted] - Final Title Policy | 01/26/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224664126 | [Redacted] | [Redacted] |  | 35216061 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Homeowners Insurance Included In Escrow Test | TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on [redacted] incorrectly disclosed whether Homeowners Insurance is included in escrow. | Page [redacted] of the final Closing Disclosure indicated HOI was being escrowed; however, page [redacted] did not reflect escrows set up for HOI. |  |  |  | Reviewer Comment (2026-01-29): [redacted] received [redacted] CD & LOE to borrwer<br>Buyer Comment (2026-01-28): Corrected CD & LOE sent to borrower | 01/29/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission if Applicable B | Non QM | Non QM | Yes |
| 224664126 | [Redacted] | [Redacted] |  | 35231258 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception for Non-Warrantable Condo due to budgeted reserves below [redacted]% guideline. Conditioned for [redacted]% Max LTV/CLTV, Max [redacted]% DTI | The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum.<br>Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of [redacted] months PITIA or more.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Exception approval in file with comp factors cited. | SitusAMC,Originator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-12-15): Exception approved by Lender with comp factors cited. |  |  | 12/15/2025 | 2 B |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224664126 | [Redacted] | [Redacted] |  | 35231259 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception for Non-Warrantable Condo due to $[redacted]K mandatory annual fee to [redacted] for use of shared amenities. Conditioned for [redacted]% Max LTV/CLTV, Max [redacted]% DTI | The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum.<br>Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of [redacted] months PITIA or more.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Exception approval in file with comp factors cited. | SitusAMC,Originator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-12-15): Exception approved by Lender with comp factors cited. |  |  | 12/15/2025 | 2 B |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224664126 | [Redacted] | [Redacted] |  | 35231260 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception for Non-Warrantable Condo due to HOA Insurance coverage below guidelines. Conditioned for [redacted]% Max LTV/CLTV, Max [redacted]% DTI | The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum.<br>Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of [redacted] months PITIA or more.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Exception approval in file with comp factors cited. | SitusAMC,Originator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-12-15): Exception approved by Lender with comp factors cited. |  |  | 12/15/2025 | 2 B |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224664126 | [Redacted] | [Redacted] |  | 35231261 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception to allow Borrower being listed as Purchaser on Cashier's Checks for EMD of $[redacted]. as sufficient documentation of the deposit. Conditioned for [redacted]% Max LTV/CLTV, Max [redacted]% DTI | The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum.<br>Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of [redacted] months PITIA or more.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Exception approval in file with comp factors cited. | SitusAMC,Originator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-12-15): Exception approved by Lender with comp factors cited. |  |  | 12/15/2025 | 2 B |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224664196 | [Redacted] | [Redacted] |  | 35200996 |  | Compliance | Compliance | Federal Compliance | ATR/QM | Self-Employed Tax Return Recency - ATR | Ability to Repay (Dodd-Frank [redacted]): Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [redacted], Most Recent Tax Return End Date [redacted], Tax Return Due Date [redacted]. | Year [redacted] tax return not in file, tax return extension filing has been provided. |  |  |  | Buyer Comment (2025-12-23): Approved to waive |  |  | 12/23/2025 | 2 B |  | [redacted] | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 224664196 | [Redacted] | [Redacted] |  | 35200997 |  | Compliance | Compliance | Federal Compliance | ATR/QM | Self-Employed Tax Return Recency - ATR | Ability to Repay (Dodd-Frank [redacted]): Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [redacted], Most Recent Tax Return End Date [redacted], Tax Return Due Date [redacted]. | Year [redacted] tax return not in file, tax return extension filing has been provided. |  |  |  | Buyer Comment (2025-12-23): Approved to waive |  |  | 12/23/2025 | 2 B |  | [redacted] | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 224664196 | [Redacted] | [Redacted] |  | 35200998 |  | Compliance | Compliance | Federal Compliance | ATR/QM | Self-Employed Tax Return Recency - ATR | Ability to Repay (Dodd-Frank [redacted]): Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [redacted], Most Recent Tax Return End Date [redacted], Tax Return Due Date [redacted]. | Year [redacted] tax return not in file, tax return extension filing has been provided. |  |  |  | Buyer Comment (2025-12-23): Approved to waive |  |  | 12/23/2025 | 2 B |  | [redacted] | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 224664456 | [Redacted] | [Redacted] |  | 35214075 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | HOA document is missing. |  |  |  | Reviewer Comment (2025-12-30): HOA verification, final [redacted] & [redacted] received. Exception cleared.<br>Buyer Comment (2025-12-26): Corrected [redacted]<br>Reviewer Comment (2025-12-24): Final [redacted] confirms other than P&I expenses is $[redacted] and HOA docs confirms monthly pay of $[redacted]. Require bifurcation of PITIA and other expenses.<br>Buyer Comment (2025-12-22): HOA | 12/30/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224664456 | [Redacted] | [Redacted] |  | 35215423 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted] Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted]Percent Fee Tolerance exceeded. Total amount of $[redacted] exceeds tolerance of $[redacted] plus [redacted]% or $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-12-11): Sufficient Cure Provided At Closing |  | 12/11/2025 |  | 1 A |  | [redacted] | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 224664467 | [Redacted] | [Redacted] |  | 35201832 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  | Articles of Organization/Formation is missing. |  |  |  | Reviewer Comment (2025-12-18): Provided Articles of Organization of the borrowing business entity. Exception cleared.<br>Buyer Comment (2025-12-16): Articles of Organization | 12/18/2025 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A |  | N/A | No |
| 224664467 | [Redacted] | [Redacted] |  | 35201835 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | Certificate of Good Standing is missing. |  |  |  | Reviewer Comment (2025-12-24): Received Certificate of Good Standing of the borrowing business entity. Exception cleared.<br>Buyer Comment (2025-12-22): good standing<br>Reviewer Comment (2025-12-18): Provided Certificate of Good Standing is dated [redacted]. Require Certificate of Good Standing from the applicable Secretary of State's office, dated within [redacted] days of the note date. Exception remains.<br>Buyer Comment (2025-12-16): Good standing letter | 12/24/2025 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A |  | N/A | No |
| 224664467 | [Redacted] | [Redacted] |  | 35201836 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | Corporate Resolution is missing. |  |  |  | Reviewer Comment (2025-12-22): Received corporate resolution covering loan amount and lender name. Exception cleared.<br>Buyer Comment (2025-12-19): Under Resolutions[redacted] mortgage is listed with a loan amount of [redacted] which is ok as it is above the loan amount. please clear<br>Reviewer Comment (2025-12-18): Provided corporate resolution is missing lender name and reflects incorrect loan amount. Exception remains.<br>Buyer Comment (2025-12-16): resolution | 12/22/2025 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A |  | N/A | No |
| 224664467 | [Redacted] | [Redacted] |  | 35201837 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Employer Identification Number (EIN) not provided |  | Employer Identification Number (EIN) is missing. |  |  |  | Reviewer Comment (2025-12-18): Provided Employer Identification Number (EIN) of the borrowing business entity. Exception cleared.<br>Buyer Comment (2025-12-16): ein | 12/18/2025 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A |  | N/A | No |
| 224664467 | [Redacted] | [Redacted] |  | 35201839 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | Operating Agreement is missing. |  |  |  | Reviewer Comment (2025-12-18): Provided Operating agreement of borrowing business entity. Exception cleared.<br>Buyer Comment (2025-12-16): operating agreement | 12/18/2025 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A |  | N/A | No |
| 224664467 | [Redacted] | [Redacted] |  | 35201852 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | [redacted] Error: Current Street was not provided |  | Entity document is missing due to which Current Street is blank |  |  |  | Reviewer Comment (2025-12-18): Provided business entity documents which has principal office address. Exception cleared.<br>Buyer Comment (2025-12-16): this is not required please cancel | 12/18/2025 |  |  | 1 B A |  | [redacted] | Investment | Purchase | C A |  | N/A | No |
| 224664467 | [Redacted] | [Redacted] |  | 35201854 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | [redacted] Error: Current City was not provided |  | Entity document is missing due to which Current City is blank |  |  |  | Reviewer Comment (2025-12-18): Provided business entity documents which has principal office address. Exception cleared.<br>Buyer Comment (2025-12-16): this is not required please cancel | 12/18/2025 |  |  | 1 B A |  | [redacted] | Investment | Purchase | C A |  | N/A | No |
| 224664467 | [Redacted] | [Redacted] |  | 35201855 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | [redacted] Error: Current State was not provided |  | Entity document is missing due to which Current State is blank |  |  |  | Reviewer Comment (2025-12-18): Provided business entity documents which has principal office address. Exception cleared.<br>Buyer Comment (2025-12-16): this is not required please cancel | 12/18/2025 |  |  | 1 B A |  | [redacted] | Investment | Purchase | C A |  | N/A | No |
| 224664467 | [Redacted] | [Redacted] |  | 35223938 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | [redacted] Error: Current Zip was not provided |  | Entity document is missing due to which Current Zip is blank. |  |  |  | Reviewer Comment (2025-12-18): Provided business entity documents which has principal office address. Exception cleared.<br>Buyer Comment (2025-12-16): this is not required please cancel | 12/18/2025 |  |  | 1 B A |  | [redacted] | Investment | Purchase | C A |  | N/A | No |
| 224664495 | [Redacted] | [Redacted] |  | 35196788 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Mismatch of data related to Occupancy. |  | As per Declrataion borrower has updated as yes for occupying the [redacted] home. |  |  |  | Reviewer Comment (2026-01-09): Updated [redacted] received and verified. Exception cleared<br>Buyer Comment (2026-01-07): Please see corrected [redacted] confirming that[redacted] will not occupy the subject primary as the primary residence. | 01/09/2026 |  |  | 1 C A |  | [redacted] | Second Home | Purchase | C A | Non QM | Non QM | No |
| 224664495 | [Redacted] | [Redacted] |  | 35205930 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Hazard insurance document not provided for properties located at [redacted] [redacted] and [redacted] [redacted] Court. |  |  |  | Reviewer Comment (2026-01-09): Documents received and verified. Exception cleared.<br>Buyer Comment (2026-01-07): Please see attached documents for HOA and tax for [redacted] [redacted] is as follows: ins $[redacted]/yr, hoa $[redacted]/mo, tax [redacted]/yr = $[redacted]<br>Buyer Comment (2026-01-07): Please see attached HOI Policy for [redacted] [redacted]<br>Reviewer Comment (2026-01-07): As per fraud report the monthly tax for is $[redacted] and monthly insurance is [redacted]. But final [redacted] shows monthly TIA as $[redacted]. There is a discrepancy of $[redacted]. Please provide tax cert if tax in Fraud report is less than the actual amount considered, or HOA document if applicable. HOI for [redacted] [redacted] is still pending.<br>Buyer Comment (2026-01-05): Please see attached HOI policy for [redacted] | 01/09/2026 |  |  | 1 C A |  | [redacted] | Second Home | Purchase | C A | Non QM | Non QM | No |
| 224664495 | [Redacted] | [Redacted] |  | 35205984 |  | Credit | Guideline | Guideline Issue | Guideline | Loan does not meet guideline requirements regarding DTI variance. |  | DTI variance. Lenders DTI; [redacted]%. Review DTI; [redacted]%. Variance due to losses on investment property not considered by the lender. |  |  |  | Reviewer Comment (2026-01-14): Re-validated Credit liabilities. Exception cleared.<br>Buyer Comment (2026-01-12): All REO docs are present in the file. | 01/14/2026 |  |  | 1 C A |  | [redacted] | Second Home | Purchase | C A | Non QM | Non QM | No |
| 224664495 | [Redacted] | [Redacted] |  | 35207996 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank [redacted]): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | ATR risk due to DTI variance. Lenders DTI; [redacted]%. Review DTI; [redacted]%. Variance due to losses on investment property not considered by the lender. |  |  |  | Reviewer Comment (2026-01-14): Re-validated Credit liabilities. Exception cleared.<br>Buyer Comment (2026-01-12): All REO docs are present in the file. | 01/14/2026 |  |  | 1 B A C |  | [redacted] | Second Home | Purchase | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| 224664495 | [Redacted] | [Redacted] |  | 35208001 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank [redacted]): Based on the loan failing one or more guideline components, the loan is at ATR risk. | ATR risk due to DTI variance. Lenders DTI; [redacted]%. Review DTI; [redacted]%. Variance due to losses on investment property not considered by the lender. |  |  |  | Reviewer Comment (2026-01-14): Re-validated Credit liabilities. Exception cleared.<br>Buyer Comment (2026-01-12): All REO docs are present in the file. | 01/14/2026 |  |  | 1 C A |  | [redacted] | Second Home | Purchase | C A | Non QM | Non QM | No |
| 224664495 | [Redacted] | [Redacted] |  | 35388340 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Supporting documents for the amount $[redacted] REO property address [redacted] is required. |  |  |  | Reviewer Comment (2026-01-26): Received clarification. Cleared.<br>Buyer Comment (2026-01-22): The HOI on one of our screens was more that it should be. The difference was [redacted]. There no additional expense. It was corrected<br>Reviewer Comment (2026-01-14): Supporting documents for the remaining expense amount $[redacted] is required. Exception remains.<br>Buyer Comment (2026-01-12): Please see attached HOA and Tax cert. See [redacted] for HOI | 01/26/2026 |  |  | 1 A |  | [redacted] | Second Home | Purchase | C A | Non QM | Non QM | No |
| 224664495 | [Redacted] | [Redacted] |  | 35480737 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Data discrepancy - DTI |  |  |  | Reviewer Comment (2026-01-26): Received updated [redacted]. Condition cleared. | 01/26/2026 |  |  | 1 A |  | [redacted] | Second Home | Purchase | C A | Non QM | Non QM | No |
| 224664496 | [Redacted] | [Redacted] |  | 35216624 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception to allow [redacted]-month bank statements instead of [redacted] months when source is rental real estate. Exception conditions- Max DTI [redacted]%, Max LTV/CLTV [redacted]%, [redacted] LLPA. | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of [redacted] months PITIA or more.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has worked in the same position for more than [redacted] years.<br>Actual Reserves: $[redacted]<br> Required Reserves: $[redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-01-14): Lender Exception with Compensating Factors provided.<br>Buyer Comment (2026-01-13): See updated docs |  |  | 01/14/2026 | 2 C B |  | [redacted] | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 224664496 | [Redacted] | [Redacted] |  | 35216630 |  | Credit | Hazard Insurance | Document Error | Hazard Insurance | Hazard Insurance policy does not list Lender or Servicer and its successors and assigns, per guideline requirements. |  | Hazard Insurance policy does not reflect its successors and assigns in mortgagee clause. |  |  |  | Reviewer Comment (2025-12-23): Updated hazard insurance contains required clause.<br>Buyer Comment (2025-12-19): See [redacted] page [redacted] , top left side of page has ISAOA /ATIMA | 12/23/2025 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 224664496 | [Redacted] | [Redacted] |  | 35216631 |  | Credit | Guideline | Guideline Issue | Guideline | Loan does not meet guideline requirements regarding DTI variance. |  | DTI exceeding guideline maximum DTI of [redacted]% due to mismatch of Qualifying P&I over the remaining term after the I/O Period. Lender qualifying P&I is $[redacted], Calculated P&I is $[redacted]. |  |  |  | Reviewer Comment (2026-01-14): updated document provided.<br>Buyer Comment (2026-01-13): Updated income | 01/14/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 224664496 | [Redacted] | [Redacted] |  | 35216639 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | DTI exceeding guideline maximum DTI of [redacted]% due to mismatch of Qualifying P&I over the remaining term after the I/O Period. Lender qualifying P&I is $[redacted], Calculated P&I is $[redacted]. |  |  |  | Reviewer Comment (2026-01-14): updated document provided.<br>Buyer Comment (2026-01-13): See updated docs | 01/14/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 224664496 | [Redacted] | [Redacted] |  | 35216648 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank [redacted]): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | [redacted]due to DTI exceeding guideline maximum DTI of [redacted]% due to mismatch of Qualifying P&I over the remaining term after the I/O Period. Lender qualifying P&I is $[redacted], Calculated P&I is $[redacted]. |  |  |  | Reviewer Comment (2026-01-15): Documents received and updated. Exception cleared.<br>Buyer Comment (2026-01-13): See updated docs | 01/15/2026 |  |  | 1 B A C |  | [redacted] | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| 224664496 | [Redacted] | [Redacted] |  | 35216649 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank [redacted]): Based on the loan failing one or more guideline components, the loan is at ATR risk. | [redacted]due to DTI exceeding guideline maximum DTI of [redacted]% due to mismatch of Qualifying P&I over the remaining term after the I/O Period. Lender qualifying P&I is $[redacted], Calculated P&I is $[redacted]. |  |  |  | Reviewer Comment (2026-01-15): Documents received and updated. Exception cleared.<br>Buyer Comment (2026-01-13): See updated docs | 01/15/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 224664496 | [Redacted] | [Redacted] |  | 35216653 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM DTIs match and both moderately exceed Guidelines | Ability to Repay (Dodd-Frank [redacted]): The DTI calculated in accordance with the Lenders Guidelines and [redacted](c)([redacted]) of [redacted][redacted]% moderately exceeds the guideline maximum of [redacted]%. (DTI Exception is eligible to be regraded with compensating factors.) | [redacted]due to DTI exceeding guideline maximum DTI of [redacted]% due to mismatch of Qualifying P&I over the remaining term after the I/O Period. Lender qualifying P&I is $[redacted], Calculated P&I is $[redacted]. |  |  |  | Reviewer Comment (2026-01-14): updated documents provided<br>Buyer Comment (2026-01-13): See updated docs | 01/14/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 224678246 | [Redacted] | [Redacted] |  | 35202379 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception to waive asset liquidation. Conditioned for Max [redacted]% LTV/CLTV. | Borrower has verified disposable income of at least $[redacted].<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least [redacted]%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [redacted]%.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Documentation Type: [redacted]<br> Disposable Income: $[redacted]<br>Borrower's Own Funds Percent: [redacted]%<br> Borrower's Own Funds Amount: $[redacted]<br>Combined Loan to Value: [redacted]%<br> Guideline Maximum Combined Loan to Value: [redacted]%<br>Loan to Value: [redacted]%<br> Guideline Maximum Loan to Value: [redacted]%<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-12-15): Lender Exception with Compensating Factors provided. |  |  | 12/15/2025 | 2 B |  | [redacted] | Primary | Purchase | B A | Non QM | Non QM | No |
| 224678250 | [Redacted] | [Redacted] |  | 35205156 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | E-sign Consent Agreement is missing. |  |  |  | Reviewer Comment (2025-12-23): E-Sign Consent Agreement received. Exception cleared.<br>Buyer Comment (2025-12-19): econsent | 12/23/2025 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Cash-out - Other | C A | Non QM | N/A | No |
| 224678285 | [Redacted] | [Redacted] |  | 35203480 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender requested an exception which was approved to Property is leased by owner to an Assisted Living operator. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-12-15): Client elects to waive with compensating factors. |  |  | 12/15/2025 | 2 B |  | [redacted] | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| 224678734 | [Redacted] | [Redacted] |  | 35217793 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Verification of Identification not provided |  |  |  |  |  | Reviewer Comment (2026-01-09): Patriot Act Customer Identification received and verified the details. Exception Cleared.<br>Buyer Comment (2026-01-07): Patriot Act Information Form | 01/09/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C B A |  | N/A | No |
| 224678734 | [Redacted] | [Redacted] |  | 35217852 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The lender exception has been requested for Min DSCR [redacted] for [redacted]% LTV. The exception is approved with LTV of [redacted]% but counteroffer to approve use of I/O pmt to calculate DSCR. Minimum of [redacted]. Counteroffer on the LTV to a max of [redacted]% and DSCR must be [redacted] or greater. Max [redacted]% LTV, Borrower to sign acknowledgement that they may be subject to post-closing occupancy inspection, Subject to credit committee review for occupancy, Subject to meeting all other [redacted] guideline requirements. Compensating factors: FICO [redacted] points or more above requirement, Reserves [redacted]+ months more than requirement , Minimal Consumer Debt. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Aggregator,SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-12-15): Client elects to waive with compensating factors. |  |  | 12/15/2025 | 2 B |  | [redacted] | Investment | Purchase | C B A |  | N/A | No |
| 224678737 | [Redacted] | [Redacted] |  | 35216855 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | HOI coverage is insufficient by $[redacted]. Provide updated policy reflecting minimum coverage of $[redacted] OR provide copy of insurer's replacement cost estimate supporting current coverage amount. |  |  |  | Reviewer Comment (2026-01-06): HOI Agent email received confirming [redacted]% replacement cost. Exception Cleared.<br>Buyer Comment (2026-01-02): Email - HOI Agent<br>Buyer Comment (2026-01-02): HOI Agent email confirming [redacted]% replacement | 01/06/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A |  | N/A | No |
| 224691938 | [Redacted] | [Redacted] |  | 35230375 |  | Credit | Guideline | Guideline Issue | Guideline | Borrower has been on current job less than [redacted] years, and prior employment history was not documented as required. |  | Gap Letter missing in file. |  |  |  | Reviewer Comment (2026-01-13): Gap letter received.<br>Buyer Comment (2026-01-09): Gap letter | 01/13/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 224692122 | [Redacted] | [Redacted] |  | 35232238 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Tax certificate not provided for property located at [redacted] . |  |  |  | Reviewer Comment (2026-01-06): Received Tax Certificate for the property. Exception cleared.<br>Buyer Comment (2026-01-02): Please see attached for [redacted][redacted] REO expenses | 01/06/2026 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Cash-out - Home Improvement | C A | N/A | N/A | No |
| 224693452 | [Redacted] | [Redacted] |  | 35240954 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Documentation to verify taxes are missing from the file |  |  |  | Reviewer Comment (2026-01-06): Tax and HOI policy received . No HOA required. Exception Cleared.<br>Buyer Comment (2026-01-05): Resolution docs for [redacted][redacted]<br>Buyer Comment (2026-01-05): Resolution docs for [redacted] [redacted] | 01/06/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A | N/A | N/A | No |
| 224693452 | [Redacted] | [Redacted] |  | 35248685 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | Missing Taxes, insurance and HOA for [redacted] [redacted] [redacted]th and [redacted] |  |  |  | Reviewer Comment (2026-01-06): Received Letter stating no Insurance on property and received HOA document. Exception Cleared.<br>Buyer Comment (2026-01-05): Resolution docs for [redacted] [redacted] [redacted][redacted]<br>Buyer Comment (2026-01-05): Resolution docs for [redacted] [redacted][redacted] | 01/06/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A | N/A | N/A | No |
| 224693464 | [Redacted] | [Redacted] |  | 35232245 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted]Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted]Percent Fee Tolerance exceeded for [redacted] Appraisal Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | [redacted]% tolerance was exceeded by $[redacted] due to Second Appraisal Fee. No valid COC provided. Insufficient or no cure was provided to the borrower. File is missing a valid COC indicating what fee is changing, why it is changing and by how much. Insufficient tolerance cure was provided |  |  |  | Reviewer Comment (2026-01-06): [redacted] received Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD.<br>Buyer Comment (2026-01-05): PCCD, LOX, Label and Check<br>Reviewer Comment (2025-12-19): [redacted] received COC dated [redacted] for adding the fee due to loan amount was over [redacted] but, the loan amount was over [redacted] from the initial LE itself. Please provide more information what new information has received to lender that resulted in increased cost and why it was not disclosed on initial LE but later on revised LE.<br>Buyer Comment (2025-12-18): corrected COC |  | 01/06/2026 |  | 2 C B |  | [redacted] | Second Home | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 224693464 | [Redacted] | [Redacted] |  | 35232247 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted]Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted]Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | [redacted]% tolerance was exceeded by $[redacted] due to the Transfer Tax. No valid COC was provided., Insufficient or no cure was provided to the borrower. File is missing a valid COC indicating what fee is changing, why it is changing and by how much. Insufficient tolerance cure was provided |  |  |  | Reviewer Comment (2025-12-19): Sufficient cure provided. Full cure amount for tolerance violation was provided at or before closing (on final CD) resulting in a cleared exception.<br>Buyer Comment (2025-12-18): Please cancel this condition as the credit for the transfer taxes was listed on the final cd | 12/19/2025 |  |  | 1 C A |  | [redacted] | Second Home | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 224693464 | [Redacted] | [Redacted] |  | 35248365 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted]Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted]Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | File is missing a valid COC indicating what fee is changing, why it is changing and by how much. Insufficient tolerance cure was provided |  |  |  | Reviewer Comment (2025-12-19): [redacted] received COC dated [redacted] for rate lock.<br>Buyer Comment (2025-12-18): LE & COC for discount points was increased due to lock being locked | 12/19/2025 |  |  | 1 C A |  | [redacted] | Second Home | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 224693468 | [Redacted] | [Redacted] |  | 35230561 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | In provided Closing Disclosure is incomplete showing Interest Rate and Monthly P&I as $[redacted]. |  |  |  | Reviewer Comment (2025-12-30): Executed Closing Statement received and verified the details. Exception Cleared.<br>Buyer Comment (2025-12-29): Please see attached ALTA. Thank you.<br>Reviewer Comment (2025-12-22): Final Hud/CD is needed. Exception remains.<br>Buyer Comment (2025-12-18): Please see attached rebuttal. Thank you. | 12/30/2025 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A |  | N/A | No |
| 224699710 | [Redacted] | [Redacted] |  | 35242364 |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | File is missing complete Fraud report, only alerts summary was provided. |  |  |  | Reviewer Comment (2026-01-20): Fraud report received.<br>Buyer Comment (2026-01-15): Fraud Report - final | 01/20/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224699710 | [Redacted] | [Redacted] |  | 35242386 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted]Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted]Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | Transfer tax increased from $[redacted] to $[redacted] without any valid changed circumstances. $[redacted] cure provided is less than the cure requirement of $[redacted]. File is missing documentation confirming unrounded amount of transfer tax on LE. |  |  |  | Reviewer Comment (2026-02-05): [redacted] received supporting document for rounded off transfer tax.<br>Buyer Comment (2026-02-05): [redacted] Respectfully disagrees with response. Our Encompass screenshot sent [redacted] shows full amount of transfer tax. Rebuttal sent same-day explains discrepancy. Please clear finding<br>Reviewer Comment (2026-01-16): [redacted] Provide LOE for round off amount or supporting documents to verify rounding amount on LE.<br>Buyer Comment (2026-01-15): [redacted] respectfully disagrees with finding. Initial LE did have fee in question disclosed with $[redacted], however there was a rounding error that made it appear to be $[redacted] flat. Please review supporting screenshot and clear finding<br>Buyer Comment (2026-01-15): TILA-RESPA - supporting doc - $[redacted] | 02/05/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| 224699710 | [Redacted] | [Redacted] |  | 35735657 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted]Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted]Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2026-02-05): Sufficient Cure Provided At Closing |  | 02/05/2026 |  | 1 A |  | [redacted] | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 224699711 | [Redacted] | [Redacted] |  | 35232533 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | [redacted]months bank statements required as per guidelines not provided for account ending in #[redacted]. |  |  |  | Reviewer Comment (2026-02-12): Letter of explanation received for account #[redacted] in the file. Exception Cleared.<br>Buyer Comment (2026-02-10): Resolution doc - [redacted] #[redacted]<br>Reviewer Comment (2026-01-20): Provided CPA letter stated business started in [redacted] however does not specify about the account opening date (exact date). Please provide letter of explanation with exact opening date of the business account if recently opened. Exception remains.<br>Buyer Comment (2026-01-15): [redacted] respectfully disagrees with finding. Account in question was recently opened for business purposes and is used to house funds. Please see CPA Letter, Wire Instructions and clear finding<br>Buyer Comment (2026-01-15): Resolution docs re:[redacted] acct [redacted]<br>Buyer Comment (2026-01-15): Resolution docs re: [redacted] acct [redacted] | 02/12/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C B A |  | N/A | No |
| 224699711 | [Redacted] | [Redacted] |  | 35232535 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | [redacted]months bank statements required as per guidelines not provided for account ending in #[redacted]. |  |  |  | Reviewer Comment (2026-02-12): Letter of explanation received for account #[redacted] in the file. Exception Cleared.<br>Buyer Comment (2026-02-10): Resolution doc - [redacted] x[redacted]<br>Reviewer Comment (2026-01-20): As per letter of explanation, it only shows amount transferred from [redacted] account to another however does not specify account open date (exact date). Please provide letter of explanation with exact opening date of the account #[redacted] if recently opened. Exception remains.<br>Buyer Comment (2026-01-15): [redacted] respectfully disagrees with finding. Account in question was opened [redacted]. To support, please review Bwr-signed letter of explanation, [redacted]-day history of source account, and clear finding.<br>Buyer Comment (2026-01-15): Resolution docs re: [redacted]acct [redacted]<br>Buyer Comment (2026-01-15): Resolution docs re:[redacted] acct [redacted]<br>Buyer Comment (2026-01-15): Resolution docs re: [redacted] acct [redacted]<br>Buyer Comment (2026-01-15): Resolution docs re: [redacted] acct [redacted] | 02/12/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C B A |  | N/A | No |
| 224699711 | [Redacted] | [Redacted] |  | 35232573 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender request exception to use assets from [redacted]- not on approved foreign bank list- is approved. Per disposition, all other [redacted] guidelines to be met. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>The DSCR of [redacted] is greater than the minimum required DSCR of [redacted]. | Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator | Reviewer Comment (2025-12-16): Client elects to waive with compensating factors. |  |  | 12/16/2025 | 2 B |  | [redacted] | Investment | Purchase | C B A |  | N/A | No |
| 224699711 | [Redacted] | [Redacted] |  | 35240433 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | Provided closing statement not signed or dated by borrower. |  |  |  | Reviewer Comment (2026-01-07): Received closing statement signed and dated by the borrower. Exception cleared.<br>Buyer Comment (2026-01-05): FE FSS | 01/07/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C B A |  | N/A | No |
| 224699714 | [Redacted] | [Redacted] |  | 35240688 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception for missing most recent [redacted] month payment history on [redacted]. Condition for Max [redacted]% LTV/CLTV | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of [redacted] months PITIA or more.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [redacted]%.<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Actual Reserves: $[redacted]<br> Required Reserves: $[redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-12-16): Client elects to waive with compensating factors. |  |  | 12/16/2025 | 2 B |  | [redacted] | Primary | Refinance - Rate/Term | D B C A | Non QM | Non QM | No |
| 224699714 | [Redacted] | [Redacted] |  | 35242335 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Missing Insurance Verification, Tax Verification. |  |  |  | Reviewer Comment (2025-12-29): Received REO docs.<br>Buyer Comment (2025-12-24): Property docs | 12/29/2025 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Rate/Term | D B C A | Non QM | Non QM | No |
| 224699714 | [Redacted] | [Redacted] |  | 35242342 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Note Date used as Transaction Date | Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements | File is missing the notary page to the security instrument. |  |  |  | Reviewer Comment (2025-12-29): Received complete DOT.<br>Buyer Comment (2025-12-24): DOT complete | 12/29/2025 |  |  | 1 B A |  | [redacted] | Primary | Refinance - Rate/Term | D B C A | Non QM | Non QM | No |
| 224699714 | [Redacted] | [Redacted] |  | 35242366 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted]Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted]Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | [redacted]% tolerance was exceeded by $[redacted] due to Appraisal Fee. No valid COC provided., Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2026-01-08): [redacted] received Post CD and LOX.<br>Buyer Comment (2026-01-07): Corrected PCCD with letter<br>Reviewer Comment (2025-12-26): [redacted] received rebuttal, however if lender credit provided on final CD is for cure amount, then we require corrected PCCD updating the cure amount on inner column of sec [redacted] (Tolerance Cure Amount for exceeding the fee by its legal limit) along with LOE to re-evaluate the exception.<br>Buyer Comment (2025-12-24): See final CD bottom of page [redacted] for credit cure , [redacted], page [redacted] | 01/08/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Rate/Term | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 224699714 | [Redacted] | [Redacted] |  | 35242373 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted]Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted]Percent Fee Tolerance exceeded for Second Appraisal Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | [redacted]% tolerance was exceeded by $[redacted] due to [redacted] Appraisal Fee. valid COC provided., Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2026-01-08): [redacted] received Post CD and LOX.<br>Buyer Comment (2026-01-07): Corrected PCCD with letter<br>Reviewer Comment (2025-12-26): [redacted] received rebuttal, however if lender credit provided on final CD is for cure amount, then we require corrected PCCD updating the cure amount on inner column of sec [redacted] (Tolerance Cure Amount for exceeding the fee by its legal limit) along with LOE to re-evaluate the exception.<br>Buyer Comment (2025-12-24): See final CD bottom of page [redacted] for credit cure , [redacted], page [redacted] | 01/08/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Rate/Term | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 224699714 | [Redacted] | [Redacted] |  | 35249178 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | Consent document is missing from the file. |  |  |  | Reviewer Comment (2025-12-29): Econsent received.<br>Buyer Comment (2025-12-24): e consent | 12/29/2025 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Rate/Term | D B C A | Non QM | Non QM | No |
| 224699714 | [Redacted] | [Redacted] |  | 35250302 |  | Credit | Credit | Miscellaneous | Credit | Missing Document: Credit Payoff Statement(s) not provided |  | The mortgage payoff for the subject property is missing. |  |  |  | Reviewer Comment (2025-12-29): payoff provided.<br>Buyer Comment (2025-12-24): Payoff | 12/29/2025 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Rate/Term | D B C A | Non QM | Non QM | No |
| 224699714 | [Redacted] | [Redacted] |  | 35250330 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Deeds / Warranty / Grant / Quit-Claim not provided |  | File is missing a copy of the deed showing the borrower in title. |  |  |  | Reviewer Comment (2025-12-29): Deed showing vesting changed to borrower and [redacted] from [redacted] [redacted][redacted] is available.<br>Buyer Comment (2025-12-24): DOT | 12/29/2025 |  |  | 1 D A |  | [redacted] | Primary | Refinance - Rate/Term | D B C A | Non QM | Non QM | No |
| 224699714 | [Redacted] | [Redacted] |  | 35250333 |  | Credit | Guideline | Guideline Issue | Guideline | Loan does not meet guideline requirements regarding DTI variance. | Diligence Investor Qualifying Total Debt Ratio: ___; <br> Bid Tape Investor Qualifying Total Debt Ratio: ___. | Discrepancy is due to lender is using a higher PITI payment on the Porter property. |  |  |  | Reviewer Comment (2025-12-30): Updated [redacted] & [redacted] received & DTI updated correctly. Exception cleared.<br>Buyer Comment (2025-12-29): Corrected docs | 12/30/2025 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Rate/Term | D B C A | Non QM | Non QM | No |
| 224699714 | [Redacted] | [Redacted] |  | 35250334 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Title Error: Title vesting does not concur with deed |  | Per title commitment, property is not in the borrowers name. |  |  |  | Reviewer Comment (2025-12-29): Deed showing vesting changed to borrower and [redacted] from [redacted] [redacted][redacted]is available.<br>Buyer Comment (2025-12-24): DOT | 12/29/2025 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Rate/Term | D B C A | Non QM | Non QM | No |
| 224699714 | [Redacted] | [Redacted] |  | 35250338 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank [redacted]): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | DTI Discrepancy is due to lender is using a higher PITI on the rental property which was refinanced. |  |  |  | Reviewer Comment (2025-12-30): Updated [redacted] & [redacted] received & DTI updated correctly. Exception cleared.<br>Buyer Comment (2025-12-29): Corrected [redacted] | 12/30/2025 |  |  | 1 B A C |  | [redacted] | Primary | Refinance - Rate/Term | Lender to provide updated ATR/QM Loan Designation B C | Non QM | Non QM | Yes |
| 224699714 | [Redacted] | [Redacted] |  | 35250339 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank [redacted]): Based on the loan failing one or more guideline components, the loan is at ATR risk. | DTI Discrepancy is due to lender is using a higher PITI on the rental property which was refinanced. |  |  |  | Reviewer Comment (2025-12-30): Updated [redacted] & [redacted] received & DTI updated correctly. Exception cleared.<br>Buyer Comment (2025-12-29): Corrected [redacted] | 12/30/2025 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Rate/Term | D B C A | Non QM | Non QM | No |
| 224699718 | [Redacted] | [Redacted] |  | 35239536 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted]Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted]Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | Appraisal Fee was $[redacted] disclosed on initial LE but $[redacted] was disclosed on Closing disclosure. Sufficient Cure was not provided on file. |  |  |  | Reviewer Comment (2026-01-06): Sufficient cure provided. Full cure amount for tolerance violation was provided at or before closing (on final CD) resulting in a cleared exception.<br>Buyer Comment (2026-01-05): A $[redacted] lender credit was issued at closing to cover the Appraisal fee overage. Please see Final CD at the bottom of page [redacted]. | 01/06/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 224699718 | [Redacted] | [Redacted] |  | 35239537 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted]Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted]Percent Fee Tolerance exceeded for Appraisal Review Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | Loan Discount Points fee was not disclosed on initial LE but $[redacted] was disclosed on Closing disclosure. Sufficient Cure was not provided on file. |  |  |  | Reviewer Comment (2026-02-02): [redacted] received Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD.<br>Buyer Comment (2026-02-02): Please check again. Delivered [redacted]# <br> [redacted]<br>Reviewer Comment (2026-01-27): [redacted] received corrected PCCD, LOE, Copy of refund check and shipping label. However, [redacted] tracking indicates label has been created, but package has not been shipped. Proof of mailing required to cure.<br>Buyer Comment (2026-01-23): Expected to ship Monday<br>Reviewer Comment (2026-01-06): [redacted] Appraisal review fee added on LE dated [redacted] without valid COC. A valid Changed Circumstance or cure is required. Cure consists of Corrected CD, LOE to borrower, proof of mailing and copy of refund check.<br>Buyer Comment (2026-01-05): Please see the most recent LE dated [redacted] which sets the baseline for testing. The $[redacted] Appraisal Review fee was listed on this LE and did not increase after this point. |  | 02/02/2026 |  | 2 C B |  | [redacted] | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 224705505 | [Redacted] | [Redacted] |  | 35248218 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted]Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted]Percent Fee Tolerance exceeded for Survey Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | Survey Fee increased from $[redacted] to $[redacted], an increase of $[redacted], without a valid changed circumstance document in file. No cure provided. |  |  |  | Reviewer Comment (2025-12-29): [redacted] received LOX stating survey was required by title.<br>Buyer Comment (2025-12-26): email from title | 12/29/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 224705505 | [Redacted] | [Redacted] |  | 35248219 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted]Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted]Percent Fee Tolerance exceeded for Attorney's Fee (Closing Agent and Other). Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | Attorney's Fee (Closing Agent and other) increased from $[redacted] to $[redacted], an increase of $[redacted], without a valid changed circumstance document in file. No cure provided. |  |  |  | Reviewer Comment (2026-01-05): [redacted] received Post CD and LOX.<br>Buyer Comment (2026-01-02): PCCD<br>Reviewer Comment (2025-12-29): [redacted] received LOX. However, we would also require corrected Post CD in order to clear the exception.<br>Buyer Comment (2025-12-26): pccd and loe | 01/05/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 224705505 | [Redacted] | [Redacted] |  | 35248235 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  |  |  |  |  | Reviewer Comment (2025-12-26): E-sign Consent Agreement is received. Exception Cleared.<br>Buyer Comment (2025-12-23): econsent | 12/26/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224705505 | [Redacted] | [Redacted] |  | 35248288 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception Requested:<br>Requesting exception to allow private party VOR as borrower pays cash for rent. VOR at [redacted]x[redacted]x[redacted] and Lease provided. | Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Documentation Type: [redacted]<br> Disposable Income: $[redacted]<br>Borrower has worked in the same position for more than [redacted] years.<br>Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Borrower's Own Funds Percent: [redacted]%<br> Borrower's Own Funds Amount: $[redacted]<br>DTI: [redacted]% <br> Guideline Maximum DTI: [redacted]%<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-12-17): Lender Exception with Compensating Factors provided. |  |  | 12/17/2025 | 2 B |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224705506 | [Redacted] | [Redacted] |  | 35242328 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | E-sign Consent Agreement not provided. |  |  |  | Reviewer Comment (2025-12-24): Received E-sign Consent document. Exception cleared.<br>Buyer Comment (2025-12-22): Please see attached e-consent | 12/24/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224705506 | [Redacted] | [Redacted] |  | 35242344 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted]Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | No valid Change of Circumstance or lender cure was provided for the increase in Transfer Tax. |  |  |  | Reviewer Comment (2026-01-15): [redacted] received Corrected PCCD, Letter of Explanation, Proof of Delivery and Copy of Refund Check resulting in a cured the exception.<br>Buyer Comment (2026-01-14): Proof delivered<br>Buyer Comment (2026-01-14): Please see attached copy of cure check for $[redacted], Cover letter to borrower, updated PCCD and Proof [redacted] package delivered to borrower. |  | 01/15/2026 |  | 2 C B |  | [redacted] | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 224705832 | [Redacted] | [Redacted] |  | 35249809 |  | Credit | Guideline | Guideline Issue | Guideline | Loan does not meet guideline requirements regarding DTI variance. |  | Original DTI of [redacted]% is due to lender using incorrectly using the note rate as the qualifying method instead of the greater of the fully indexed rate at fully amortized payment or the note rate at fully amortized payment. Lenders DTI on the [redacted] shows [redacted]% while the correct DTI is [redacted]%, causing a variance of [redacted]%. Variance caused by lenders principal and interest calculation of $[redacted] per month vs actual amount of $[redacted] per month. |  |  |  | Reviewer Comment (2025-12-30): [redacted] month average verified & DTI matched, exception cleared.<br>Buyer Comment (2025-12-26): Please provide the guidelines you are referring for this condition. as the below CPA letter requirements do not require an expense ratio <br>Per Section [redacted] Bank statements:<br>Self-Employment verification must be provided for any Applicant relying on bank statements for <br> qualification (with the one exception detailed further below). A CPA, EA, or licensed tax preparer letter <br> will generally address this purpose, but third-party documentation constituting an equivalent verifying <br> self-employment must be provided in all cases. The letter is valid for [redacted] days. The letter shall state:<br> • The name of the business (if there is [redacted]), <br> • The Applicant's percentage ownership, <br> • The length of self-employment, and <br> • That the business/Applicant are active and/or in good standing as may be the case per state reporting.<br>Reviewer Comment (2025-12-26): As per requirement, [redacted]% expense ratio needs to be considered as long as this expense ratio is reasonable to the Applicant's line of work and the Applicant qualifies, no further information is required. But borrower's income $[redacted] is lesser than qualifying income $[redacted] with [redacted]% expense ration as there is no evidence of [redacted] expense ratio. Documentation confirming expense ratio is required. Exception remains.<br>Buyer Comment (2025-12-23): Please provide what guidelines this is required in as I am unable to locate anything stating this is a requirement.<br>Reviewer Comment (2025-12-23): Received [redacted] with updated income $[redacted], but CPA letter is not reflecting Expense Ratio as [redacted]. CPA letter confirming expense ratio is required. Exception remains.<br>Buyer Comment (2025-12-19): [redacted] | 12/30/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224705832 | [Redacted] | [Redacted] |  | 35249884 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank [redacted]): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | ATR risk due to DTI variance. Lenders DTI on the [redacted] shows [redacted]% while the correct DTI is [redacted]%, causing a variance of [redacted]%. Variance caused by lenders principal and interest calculation of $[redacted] per month vs actual amount of $[redacted] per month. |  |  |  | Reviewer Comment (2025-12-30): [redacted] month average verified & DTI matched, exception cleared.<br>Reviewer Comment (2025-12-26): As per requirement, [redacted]% expense ratio needs to be considered as long as this expense ratio is reasonable to the Applicant's line of work and the Applicant qualifies, no further information is required. But borrower's income $[redacted] is lesser than qualifying income $[redacted] with [redacted]% expense ration as there is no evidence of [redacted] expense ratio. Documentation confirming expense ratio is required. Exception remains.<br>Buyer Comment (2025-12-23): Please provide what guidelines this is required in as I am unable to locate anything stating this is a requirement.<br>Reviewer Comment (2025-12-23): Received [redacted] with updated income $[redacted], but CPA letter is not reflecting Expense Ratio as [redacted]. CPA letter confirming expense ratio is required. Exception remains.<br>Buyer Comment (2025-12-19): see uploaded | 12/30/2025 |  |  | 1 B A C |  | [redacted] | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| 224705832 | [Redacted] | [Redacted] |  | 35249885 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank [redacted]): Based on the loan failing one or more guideline components, the loan is at ATR risk. | ATR risk due to DTI variance. Lenders DTI on the [redacted] shows [redacted]% while the correct DTI is [redacted]%, causing a variance of [redacted]%. Variance caused by lenders principal and interest calculation of $[redacted] per month vs actual amount of $[redacted] per month. |  |  |  | Reviewer Comment (2025-12-30): [redacted] month average verified & DTI matched, exception cleared.<br>Reviewer Comment (2025-12-26): As per requirement, [redacted]% expense ratio needs to be considered as long as this expense ratio is reasonable to the Applicant's line of work and the Applicant qualifies, no further information is required. But borrower's income $[redacted] is lesser than qualifying income $[redacted] with [redacted]% expense ration as there is no evidence of [redacted] expense ratio. Documentation confirming expense ratio is required. Exception remains.<br>Buyer Comment (2025-12-23): Please provide what guidelines this is required in as I am unable to locate anything stating this is a requirement.<br>Reviewer Comment (2025-12-23): Received [redacted] with updated income $[redacted], but CPA letter is not reflecting Expense Ratio as [redacted]. CPA letter confirming expense ratio is required. Exception remains.<br>Buyer Comment (2025-12-19): see uploaded | 12/30/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224705832 | [Redacted] | [Redacted] |  | 35249889 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted]Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted]Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. | Appraisal fee amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  | Reviewer Comment (2025-12-16): Sufficient Cure Provided At Closing |  | 12/16/2025 |  | 1 A |  | [redacted] | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 224705832 | [Redacted] | [Redacted] |  | 35249890 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted]Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted]Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. | Credit report fee amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  | Reviewer Comment (2025-12-16): Sufficient Cure Provided At Closing |  | 12/16/2025 |  | 1 A |  | [redacted] | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 224705838 | [Redacted] | [Redacted] |  | 35259828 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Provide Mortgage statement and Tax statement. |  |  |  | Reviewer Comment (2026-01-20): REO documents received, exception cleared.<br>Buyer Comment (2026-01-15): REO Resolution documents | 01/20/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A | N/A | N/A | No |
| 224705839 | [Redacted] | [Redacted] |  | 35260486 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Closing Disclosure Timing without Waiver Test | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least [redacted] business days prior to closing. | No CD Issued less than [redacted] days prior to closing and received by the borrower less than [redacted] business days prior to closing. |  |  |  | Reviewer Comment (2025-12-31): [redacted] received [redacted] CD<br>Buyer Comment (2025-12-30): ICD | 12/31/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | No Defined Cure B A | Non QM | Non QM | No |
| 224705839 | [Redacted] | [Redacted] |  | 35260530 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception requested to permit foreign national non resident co-borrower. Condition Max [redacted]% LTV/CLTV, [redacted] FICO used in lieu of [redacted]. | Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [redacted]%.<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Documentation Type: [redacted]<br> Disposable Income: $[redacted]<br>Borrower has worked in the same position for more than [redacted] years.<br>Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Borrower's Own Funds Percent: [redacted]%<br> Borrower's Own Funds Amount: $[redacted]<br>Loan to Value: [redacted]%<br> Guideline Maximum Loan to Value: [redacted]%<br>DTI: [redacted]% <br> Guideline Maximum DTI: [redacted]%<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-12-22): Lender Exception with Compensating Factors provided. |  |  | 12/22/2025 | 2 B |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224705839 | [Redacted] | [Redacted] |  | 35281873 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted]Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted]Percent Fee Tolerance exceeded. Total amount of $[redacted] exceeds tolerance of $[redacted] plus [redacted]% or $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. | Lender provided cure on final closing disclosure. |  |  |  | Reviewer Comment (2025-12-19): Sufficient Cure Provided At Closing |  | 12/19/2025 |  | 1 A |  | [redacted] | Primary | Purchase | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| 224706151 | [Redacted] | [Redacted] |  | 35265201 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | File is missing a current mortgage statement and tax verification for this property. |  |  |  | Reviewer Comment (2026-01-20): Received Mortgage statement and associated, Exception Cleared.<br>Buyer Comment (2026-01-16): Mtg St - [redacted] | 01/20/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A | N/A | N/A | No |
| 224706151 | [Redacted] | [Redacted] |  | 35265208 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | File is missing a current mortgage statement for the [redacted]st and [redacted]nd, insurance and tax verification for this property. |  |  |  | Reviewer Comment (2026-01-20): Received Mortgage statement and associated, Exception Cleared.<br>Buyer Comment (2026-01-16): Resolution docs re: [redacted] | 01/20/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A | N/A | N/A | No |
| 224706151 | [Redacted] | [Redacted] |  | 35265210 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | File is missing a current mortgage statement, insurance and tax verification for this property. |  |  |  | Reviewer Comment (2026-01-20): Received Mortgage statement and associated, Exception Cleared.<br>Buyer Comment (2026-01-16): Resolution docs re: [redacted] | 01/20/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A | N/A | N/A | No |
| 224706151 | [Redacted] | [Redacted] |  | 35265212 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | File is missing a current mortgage statement and insurance verification for this property. |  |  |  | Reviewer Comment (2026-02-02): Received statement. Cleared.<br>Buyer Comment (2026-01-29): Resolution docs re: [redacted] [redacted] | 02/02/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A | N/A | N/A | No |
| 224706165 | [Redacted] | [Redacted] |  | 35260611 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | [redacted] to [redacted] [redacted]months Business Bank Statements missing from file. |  |  |  | Reviewer Comment (2026-01-05): Bank Statements received and verified. Exception cleared.<br>Buyer Comment (2025-12-31): Business | 01/05/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 224706165 | [Redacted] | [Redacted] |  | 35260612 |  | Credit | Missing Document | General | Missing Document | Missing Document: Account Statements - Business not provided |  | [redacted] to [redacted] [redacted]months Business Bank Statements missing from file. |  |  |  | Reviewer Comment (2026-01-05): Bank Statements received and verified. Exception cleared.<br>Buyer Comment (2025-12-31): See statements | 01/05/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 224706165 | [Redacted] | [Redacted] |  | 35260616 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank [redacted]): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | Waterfall due to [redacted] to [redacted] [redacted]months Business Bank Statements missing from file. |  |  |  | Reviewer Comment (2026-01-05): Bank Statements received and verified. Exception cleared.<br>Buyer Comment (2025-12-31): See statements | 01/05/2026 |  |  | 1 B A C |  | [redacted] | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| 224706165 | [Redacted] | [Redacted] |  | 35260617 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank [redacted]): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Waterfall due to [redacted] to [redacted] [redacted]months Business Bank Statements missing from file. |  |  |  | Reviewer Comment (2026-01-05): Bank Statements received and verified. Exception cleared.<br>Buyer Comment (2025-12-31): See statements | 01/05/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 224706165 | [Redacted] | [Redacted] |  | 35260619 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) [redacted] Subprime Loan (Subprime Legend Not on Mortgage) | [redacted] Subprime Loan: Mortgage does not contain a legend stating that the subprime loan is subject to Section [redacted]-m of the Banking Law. | Mortgage does not contain a legend stating that the subprime loan is subject to Section [redacted]-m of the Banking Law. |  |  |  | Buyer Comment (2026-01-07): WAIVE per [redacted] |  |  | 01/07/2026 | 2 B |  | [redacted] | Primary | Refinance - Cash-out - Other | Provide the following: Letter of Explanation, corrected Mortgage (with required Legend) signed by consumers, and proof of re-recording. C B A | Non QM | Non QM | Yes |
| 224706165 | [Redacted] | [Redacted] |  | 35260620 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Provision) [redacted]Subprime Loan (Escrow Not Established) | [redacted] Subprime Loan: Mandatory escrow account not established for the collection of property taxes and insurance. (Note: Does not apply to a subordinate lien when the taxes and insurance are escrowed through another home loan. It also does not apply if the borrower can demonstrate a record of [redacted] months of timely payments of taxes and insurance on a previous home loan.) | Mandatory escrow account not established for the collection of property taxes and insurance. |  |  |  | Buyer Comment (2026-01-07): WAIVED per |  |  | 01/07/2026 | 2 B |  | [redacted] | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 224706165 | [Redacted] | [Redacted] |  | 35260621 |  | Compliance | Compliance | State Compliance | State HPML | [redacted]Subprime Home Loan Threshold Greater than [redacted] Year ARM Non-Compliant | [redacted] Subprime Loan: APR on subject loan of [redacted][redacted]% is in excess of allowable threshold of [redacted][redacted]Market Rate [redacted][redacted]% + [redacted]%, or [redacted][redacted]%. Non-Compliant SubPrime Loan. | APR on subject loan of [redacted][redacted]% is in excess of allowable threshold of [redacted] Market Rate [redacted][redacted]% + [redacted]%, or [redacted][redacted]%. |  |  |  | Buyer Comment (2026-01-07): WAIVED per |  |  | 01/07/2026 | 2 B |  | [redacted] | Primary | Refinance - Cash-out - Other | No obvious cure. Cure provision under [redacted] Subprime 6-m(7) appears to be limited to making a non-compliant [redacted] Subprime loan into a compliant [redacted] subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of [redacted] Subprime status. B | Non QM | Non QM | Yes |
| 224706165 | [Redacted] | [Redacted] |  | 35281502 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception requesting to permit a [redacted]% LTV - coop, cash out. Counter offered to [redacted] LTV max, [redacted] DTI max. | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-12-22): Client elects to waive with compensating factors. |  |  | 12/22/2025 | 2 B |  | [redacted] | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 224709547 | [Redacted] | [Redacted] |  | 35252074 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  | The Title Policy Amount of $[redacted] is less than the note amount of $[redacted] based on the Commitment in file. Require updated Title Commitment or Title Final in the file. |  |  |  | Reviewer Comment (2026-01-09): Received Title Commitment. Exception Cleared.<br>Buyer Comment (2026-01-07): title commitment | 01/09/2026 |  |  | 1 B A |  | [redacted] | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| 224709547 | [Redacted] | [Redacted] |  | 35252105 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception request for borrower owning non-profit tenant on subject property lease is approved. Per disposition, [redacted]% LTV MAX, Minimum [redacted] DSCR, Minimum [redacted] yr PPP and Provide evidence of mortgage payments made on existing loan by the tenant.<br> Subject to meeting all other [redacted] guideline requirements. Exception cannot be applied due to LTV of [redacted]% exceeding disposition requirements. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-12-29): Client elects to waive with compensating factors.<br>Buyer Comment (2025-12-26): PC Cert<br>Reviewer Comment (2025-12-18): Unable to downgrade/waive due to missing sufficient lender compensating factors. Per Exception Max LTV [redacted]& current LTV [redacted]% |  |  | 12/29/2025 | 2 C B |  | [redacted] | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| 224709550 | [Redacted] | [Redacted] |  | 35260128 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Closing Disclosure Timing without Waiver Test | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least [redacted] business days prior to closing. | Initial Closing Disclosure is not provided to Borrower [redacted] business days prior to closing. |  |  |  | Reviewer Comment (2026-01-05): [redacted] received initial CD dated [redacted].<br>Buyer Comment (2026-01-02): Disclosure tracking | 01/05/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | No Defined Cure B A | Non QM | Non QM | No |
| 224709550 | [Redacted] | [Redacted] |  | 35260130 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted]Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted]Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | Loan Discount Points Fee disclosed as $[redacted] on Loan Estimate dated [redacted] but disclosed as $[redacted] on Final Closing Disclosure. Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2026-01-05): [redacted] received COC dated [redacted].<br>Buyer Comment (2026-01-02): RLE with COC | 01/05/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 224709550 | [Redacted] | [Redacted] |  | 35260132 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Approved lender exception at origination to permit a [redacted]% LTV with a [redacted] FICO, approved [redacted]. (D[redacted]) | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted]. | Borrower has been employed in the same industry for more than [redacted] years.<br>Documentation Type: [redacted]<br> Disposable Income: $[redacted]<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrower's Own Funds Percent: [redacted]%<br> Borrower's Own Funds Amount: $[redacted] | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-12-18): Lender Exception with Compensating Factors provided. |  |  | 12/18/2025 | 2 B |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224709559 | [Redacted] | [Redacted] |  | 35255290 |  | Compliance | Compliance | State Compliance | State HPML | [redacted]HPML Threshold Test Compliant | [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted][redacted]% or Final Disclosure APR of [redacted][redacted]% is equal to or greater than the threshold of APOR [redacted]% + [redacted]%, or [redacted][redacted]% Compliant Higher Priced Loan. |  |  |  |  | Reviewer Comment (2025-12-26): Client elects to waive.<br>Buyer Comment (2025-12-24): please see attached title attest email confirming survey fee was needed for the title policy<br>Buyer Comment (2025-12-23): please see docs [redacted] and [redacted] for proof of delivery of appraisal and CDA report. |  |  | 12/26/2025 | 2 B |  | [redacted] | Primary | Purchase | No obvious cure C B A | Non QM | Non QM | No |
| 224709559 | [Redacted] | [Redacted] |  | 35255292 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted]Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted]Percent Fee Tolerance exceeded for Survey Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | Survey Fee was not disclosed on LE but disclosed as $[redacted] on Final Closing Disclosure document. File does not contain a valid COC for this fee, nor evidence of cure in file. |  |  |  | Reviewer Comment (2026-01-06): [redacted] received corrected PCCD and LOE moving the non-lender required fee from section [redacted] to [redacted].<br>Buyer Comment (2026-01-05): title attest email doc [redacted] states that it was needed in order to remove the survey exemption from title (doc [redacted] pg [redacted] Sched BII #[redacted]). The purpose is to exclude any unknown easements or claims of easements on the property.<br>Reviewer Comment (2025-12-29): [redacted] received Post CD and LOX. However, we are unable to determine from the file whether the lender or title company required the survey. If the lender required, the survey fee then a cure is due to the borrower. If the borrower-chosen service provider further outsourced the Survey Fee, an attestation or comment on exception from the seller is needed. The attestation/letter should confirm that the service was outsourced by the borrower-chosen provider. This attestation would allow us to test the fee under the no tolerance category with the understanding that the new fee added on the CD was imposed by a provider through which the borrower indirectly selected.<br>Buyer Comment (2025-12-26): lox, pccd<br>Reviewer Comment (2025-12-26): [redacted] received email from title company which states that the plot plan fee of $[redacted] was required in order to delete survey exception from title policy. However, the email and information provided does not clarify if this was a lender required survey or if the borrower-chosen service provider outsourced the Survey Fee or if it was borrower elected to have survey completed on their own. If this was a lender required fee, then tolerance violation is valid. If it was oursourced by the title company, then an attestation needs to confirm this from the title company. However, if this was a borrower chosen fee, then it should have been disclosed in Section [redacted], which a Corrected CD and LOE to borrower can be provided and it can be removed from testing.<br>Buyer Comment (2025-12-24): please see attached title attest email confirming survey fee was needed for the title policy | 01/06/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 224709765 | [Redacted] | [Redacted] |  | 35256596 |  | Credit | Guideline | Guideline Issue | Guideline | Loan does not meet guideline requirements regarding DTI variance. | Diligence Investor Qualifying Total Debt Ratio: ___; <br> Bid Tape Investor Qualifying Total Debt Ratio: ___. | DTI variance. Lendes DTI; [redacted]%. Review DTI; [redacted][redacted]% Decrease in DTI due to higher rental income on subject property as per [redacted]. |  |  |  | Reviewer Comment (2026-01-16): Received updated [redacted]. Condition cleared.<br>Buyer Comment (2026-01-16): Please review updated [redacted], [redacted], and clear condition. DTI now matches investor with higher market rent from [redacted].<br>Buyer Comment (2026-01-16): Resolution docs | 01/16/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A | N/A | N/A | No |
| 224709765 | [Redacted] | [Redacted] |  | 35480779 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Data discrepancy - DTI |  |  |  | Reviewer Comment (2026-01-16): Received updated [redacted]. Condition cleared.<br>Buyer Comment (2026-01-16): Please clear duplicate condition. Resolution docs uploaded | 01/16/2026 |  |  | 1 A |  | [redacted] | Investment | Purchase | C A | N/A | N/A | No |
| 224710931 | [Redacted] | [Redacted] |  | 35260143 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Insurance document missing in loan file. |  |  |  | Reviewer Comment (2025-12-30): Insurance evidence in the file, exception cleared.<br>Buyer Comment (2025-12-29): PC Cert | 12/30/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224710932 | [Redacted] | [Redacted] |  | 35257350 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | E-sign Consent Agreement is missing. |  |  |  | Reviewer Comment (2026-01-05): E-Sign Consent Agreement received.<br>Buyer Comment (2025-12-31): Please see attached E-Consent document. | 01/05/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224710932 | [Redacted] | [Redacted] |  | 35257408 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Exception Requested:<br> Branch is requesting an approval for the private VOR. Borrower is a truck driver and unable to produce bank statements and lease agreement to verify rental payments while on the road. VOR is in file; however, it was not executed by the owner, rather a property manager. Exception has been approved with [redacted] hit to pricing. | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Borrower has been employed in the same industry for more than [redacted] years.<br>Documentation Type: [redacted]<br> Disposable Income: $[redacted]<br>Borrower has worked in the same position for more than [redacted] years.<br>Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Borrower's Own Funds Percent: [redacted]%<br> Borrower's Own Funds Amount: $[redacted]<br>DTI: [redacted]% <br> Guideline Maximum DTI: [redacted]%<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-12-22): Lender Exception with Compensating Factors provided. |  |  | 12/22/2025 | 2 B |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224710945 | [Redacted] | [Redacted] |  | 35258188 |  | Compliance | Compliance | Federal Compliance | Compliance | Subject to Rescission | Loan is subject to Rescission. |  |  |  |  | Reviewer Comment (2025-12-30): Same Lender Refinance case, exception cleared | 12/30/2025 |  |  | 1 A |  | [redacted] | Primary | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| 224710945 | [Redacted] | [Redacted] |  | 35258191 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H[redacted] form was used, the H[redacted] form should have been used. | TIL [redacted] form was used in error. [redacted] was required. |  |  |  | Reviewer Comment (2025-12-30): Same Lender Refinance case, exception cleared<br>Buyer Comment (2025-12-26): PC Cert | 12/30/2025 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Non QM | Non QM | Yes |
| 224710946 | [Redacted] | [Redacted] |  | 35257970 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Insurance Verification, Tax Verification is missing.. |  |  |  | Reviewer Comment (2026-01-05): Insurance Verification, Tax Verification received. Exception cleared.<br>Buyer Comment (2026-01-02): Property docs | 01/05/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | D A | N/A | N/A | No |
| 224710946 | [Redacted] | [Redacted] |  | 35257971 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Insurance Verification, Tax Verification is missing.. |  |  |  | Reviewer Comment (2026-01-05): Insurance Verification, Tax Verification received. Exception cleared.<br>Buyer Comment (2026-01-02): Property docs | 01/05/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | D A | N/A | N/A | No |
| 224710946 | [Redacted] | [Redacted] |  | 35257976 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Insurance Verification, Tax Verification is missing.. |  |  |  | Reviewer Comment (2026-01-05): Insurance Verification, Tax Verification received. Exception cleared.<br>Buyer Comment (2026-01-02): Prop Docs | 01/05/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | D A | N/A | N/A | No |
| 224710946 | [Redacted] | [Redacted] |  | 35257988 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | Additional [redacted] month consecutive bank statement is missing.. |  |  |  | Reviewer Comment (2026-01-05): As per AUS [redacted]month Bank statement is acceptable. Exception cleared.<br>Buyer Comment (2026-01-02): Only need [redacted] month statements | 01/05/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | D A | N/A | N/A | No |
| 224710946 | [Redacted] | [Redacted] |  | 35257989 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | Additional [redacted] month consecutive bank statement is missing.. |  |  |  | Reviewer Comment (2026-01-05): As per AUS [redacted] month Bank statement is acceptable. Exception cleared.<br>Buyer Comment (2026-01-02): Only need [redacted] month statements | 01/05/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | D A | N/A | N/A | No |
| 224710946 | [Redacted] | [Redacted] |  | 35258001 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Tax Verification is missing. |  |  |  | Reviewer Comment (2026-01-05): Insurance Verification, Tax Verification received. Exception cleared.<br>Buyer Comment (2026-01-02): Prop docs | 01/05/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | D A | N/A | N/A | No |
| 224710946 | [Redacted] | [Redacted] |  | 35271483 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Deeds / Warranty / Grant / Quit-Claim not provided |  | The deed transferring ownership to borrower is missing from the file. |  |  |  | Reviewer Comment (2026-01-05): Deeds / Warranty / Grant / Quit-Claim received and details verified. Exception cleared.<br>Buyer Comment (2026-01-02): Deed | 01/05/2026 |  |  | 1 D A |  | [redacted] | Investment | Purchase | D A | N/A | N/A | No |
| 224711006 | [Redacted] | [Redacted] |  | 35255551 |  | Credit | Guideline | Guideline Issue | Guideline | Loan does not meet guideline requirements regarding DTI variance. |  | DTI is exceeded due to added pending sale property in Reo property. No listing agreement or appraisal evidencing departing residence in file. |  |  |  | Reviewer Comment (2025-12-29): Appraisal Report [redacted], Purchase Contract and evidence for listing the primary property are already provided in file. Exception cleared.<br>Buyer Comment (2025-12-24): also, here is the reo [redacted] final ALTA<br>Buyer Comment (2025-12-24): reo [redacted]: doc [redacted] is listing agreement and doc [redacted] is departing appraisal | 12/29/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224711006 | [Redacted] | [Redacted] |  | 35255623 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD (Asset) not provided |  | HUD/CD (Asset) is missing in the file |  |  |  | Reviewer Comment (2025-12-29): Received Final Closing Statement for Bridge Loan. Exception cleared.<br>Buyer Comment (2025-12-24): final cd is doc [redacted]<br>Buyer Comment (2025-12-24): please see docs [redacted] & [redacted] for estimated and final ALTAs | 12/29/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224711006 | [Redacted] | [Redacted] |  | 35255712 |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank [redacted]): General Ability-to-Repay requirements not satisfied. | General Ability-to-Repay requirements not satisfied. |  |  |  | Reviewer Comment (2025-12-29): Third party verification of employment is already provided in file. Exception cleared. | 12/29/2025 |  |  | 1 A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224711006 | [Redacted] | [Redacted] |  | 35255785 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank [redacted]): Based on the loan failing one or more guideline components, the loan is at ATR risk. | DTI is exceeded due to added pending sale property in Reo property. No listing agreement or appraisal evidencing departing residence in file. |  |  |  | Reviewer Comment (2025-12-29): Appraisal Report [redacted], Purchase Contract and evidence for listing the primary property are already provided in file. Exception cleared.<br>Buyer Comment (2025-12-24): also, here is the reo [redacted] final ALTA<br>Buyer Comment (2025-12-24): reo [redacted]: doc [redacted] is listing agreement and doc [redacted] is departing appraisal | 12/29/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224711006 | [Redacted] | [Redacted] |  | 35255786 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM DTIs match and both significantly exceed Guidelines | Ability to Repay (Dodd-Frank [redacted]): The DTI calculated in accordance with the Lenders Guidelines and [redacted](c)([redacted]) of [redacted][redacted]% significantly exceeds the guideline maximum of [redacted]%. (DTI Exception requires compelling compensating factors to consider regrading to [redacted]-[redacted].) | DTI is exceeded due to added pending sale property in Reo property. No listing agreement or appraisal evidencing departing residence in file. |  |  |  | Reviewer Comment (2025-12-29): Appraisal Report [redacted], Purchase Contract and evidence for listing the primary property are already provided in file. Exception cleared.<br>Buyer Comment (2025-12-24): also, here is the reo [redacted] final ALTA<br>Buyer Comment (2025-12-24): reo [redacted]: doc [redacted] is listing agreement and doc [redacted] is departing appraisal | 12/29/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224711006 | [Redacted] | [Redacted] |  | 35255787 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted]Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted]Percent Fee Tolerance exceeded for Appraisal Re-Inspection Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | Valid cure document or change of circumstance not provided. |  |  |  | Reviewer Comment (2025-12-31): [redacted] received Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD.<br>Buyer Comment (2025-12-30): lox, pccd, refund check |  | 12/31/2025 |  | 2 C B |  | [redacted] | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 224711006 | [Redacted] | [Redacted] |  | 35255902 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank [redacted]): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | [redacted]due to DTI exceeding guideline requirement with pending sale property added to debt obligations. |  |  |  | Reviewer Comment (2025-12-29): Appraisal Report [redacted], Purchase Contract and evidence for listing the primary property are already provided in file. Exception cleared.<br>Buyer Comment (2025-12-24): also, here is the reo [redacted] final ALTA<br>Buyer Comment (2025-12-24): reo [redacted]: doc [redacted] is listing agreement and doc [redacted] is departing appraisal | 12/29/2025 |  |  | 1 B A C |  | [redacted] | Primary | Purchase | Lender to provide updated ATR/QM status C B | Non QM | Non QM | Yes |
| 224711006 | [Redacted] | [Redacted] |  | 35255994 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - W[redacted] | Ability to Repay (Dodd-Frank [redacted]): Unable to verify current Wages/W[redacted] employment status using reasonably reliable third-party records. | Income documents are missing |  |  |  | Reviewer Comment (2025-12-29): Previous years [redacted]s are already provided in file. Exception cleared.<br>Buyer Comment (2025-12-24): please see docs [redacted] & [redacted] for closing voes. income docs: tax returns, P&L statements, paystups, [redacted] etc were previously uploaded | 12/29/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224711006 | [Redacted] | [Redacted] |  | 35256052 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Guideline Requirement: Available for Reserves discrepancy. |  | [redacted]loan assets documents are not available hence not added |  |  |  | Reviewer Comment (2025-12-29): Third party verification of employment is already provided in file. Exception cleared.<br>Buyer Comment (2025-12-24): per [redacted], bridge loan proceeds used reo [redacted] (ALTA just uploaded) | 12/29/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224711006 | [Redacted] | [Redacted] |  | 35256053 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | DTI is exceeded due to added pending sale property in Reo property, and we don't have seller closing disclosure and closing statement in the file |  |  |  | Reviewer Comment (2025-12-29): Appraisal Report [redacted], Purchase Contract and evidence for listing the primary property are already provided in file. Exception cleared.<br>Buyer Comment (2025-12-24): also, here is the reo [redacted] final ALTA<br>Buyer Comment (2025-12-24): reo [redacted]: doc [redacted] is listing agreement and doc [redacted] is departing appraisal | 12/29/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224711006 | [Redacted] | [Redacted] |  | 35256054 |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is required and was not found in file. |  | The verification of employment is required and was not found in file. |  |  |  | Reviewer Comment (2025-12-29): Third party verification of employment is already provided in file. Exception cleared.<br>Buyer Comment (2025-12-24): please see docs [redacted] & [redacted] for closing voes | 12/29/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224711006 | [Redacted] | [Redacted] |  | 35256055 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within [redacted] business days of the Note. |  | Verification(s) of employment is not within [redacted] business days of the Note. |  |  |  | Reviewer Comment (2025-12-29): Third party verification of employment is already provided in file. Exception cleared.<br>Buyer Comment (2025-12-24): please see docs [redacted] & [redacted] for closing voes | 12/29/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224711006 | [Redacted] | [Redacted] |  | 35256065 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  | Assets are insufficient due to insufficient document. |  |  |  | Reviewer Comment (2025-12-29): Third party verification of employment is already provided in file. Exception cleared.<br>Buyer Comment (2025-12-24): please see reo [redacted] ALTA just uploaded | 12/29/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224711014 | [Redacted] | [Redacted] |  | 35255372 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted]Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted]Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-12-17): Sufficient Cure Provided At Closing |  | 12/17/2025 |  | 1 A |  | [redacted] | Primary | Purchase | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| 224711014 | [Redacted] | [Redacted] |  | 35255387 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Tradeline requirement of [redacted] trades with [redacted] year history not provided. Lender exception provided. | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of [redacted] months PITIA or more.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Actual Reserves: $[redacted]<br> Required Reserves: $[redacted] | SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-16): Client elects to waive with compensating factors.<br>Buyer Comment (2026-01-14): credit [redacted] |  |  | 01/16/2026 | 2 C B |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224711014 | [Redacted] | [Redacted] |  | 35255391 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Unable to provide alternative credit documentation to meet guideline requirements. Lender exception provided. | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of [redacted] months PITIA or more.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Actual Reserves: $[redacted]<br> Required Reserves: $[redacted] | SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-16): Client elects to waive with compensating factors.<br>Buyer Comment (2026-01-14): see uploaded |  |  | 01/16/2026 | 2 C B |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224711014 | [Redacted] | [Redacted] |  | 35271565 |  | Credit | Guideline | Guideline Issue | Guideline | The borrower is a Non-Permanent Resident Alien and did not meet guides. |  | Required valid visa for both borrowers not found at time of review. |  |  |  | Reviewer Comment (2026-01-16): ITIN received for borrower. Exception cleared.<br>Buyer Comment (2026-01-14): ITIN | 01/16/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224711180 | [Redacted] | [Redacted] |  | 35261569 |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. |  | Hazard Insurance Policy Effective Date [redacted] is after the closing date, but on same date as Disbursement Date: [redacted]. |  |  |  | Reviewer Comment (2026-01-26): Cleared. Received HOI.<br>Buyer Comment (2026-01-22): HOI | 01/26/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224711189 | [Redacted] | [Redacted] |  | 35257049 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  |  |  |  |  | Reviewer Comment (2025-12-30): Received Certificate of Good Standing. Exception cleared.<br>Buyer Comment (2025-12-26): LLC docs all | 12/30/2025 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A |  | N/A | No |
| 224711189 | [Redacted] | [Redacted] |  | 35257052 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  |  |  |  |  | Reviewer Comment (2025-12-30): Received Corporate Resolution. Exception Cleared.<br>Buyer Comment (2025-12-26): LLC docs all | 12/30/2025 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A |  | N/A | No |
| 224711198 | [Redacted] | [Redacted] |  | 35259002 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | Final HUD/CD is missing in file. |  |  |  | Reviewer Comment (2025-12-30): Received Final Closing Statement. Exception Cleared.<br>Buyer Comment (2025-12-29): final hud<br>Reviewer Comment (2025-12-29): Provided Closing Statement is for another property and not matching with Note address. Exception remains.<br>Buyer Comment (2025-12-26): Final HUD<br>Reviewer Comment (2025-12-23): Provided Closing Statement is Estimated. Require Final executed copy of Closing Statement in the file. Exception Remains.<br>Buyer Comment (2025-12-19): HUD | 12/30/2025 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| 224711198 | [Redacted] | [Redacted] |  | 35259143 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception request to use lease to calculate DSCR but borrower does not extend [redacted] months post note date as required is approved. Per disposition, max [redacted]% LTV, minimum [redacted] DSCR minimum [redacted]-year prepay. Borrower must meet landlord history requirements and all other [redacted] guideline requirements. | Borrower has owned the subject property for at least [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-12-19): Client elects to waive with compensating factors. |  |  | 12/19/2025 | 2 B |  | [redacted] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| 224711286 | [Redacted] | [Redacted] |  | 35260940 |  | Compliance | Compliance | State Compliance | Misc. State Level | [redacted] Counseling Agencies Disclosure Not in File | [redacted] - No evidence of required counseling disclosure language per [redacted]. |  |  |  |  | Reviewer Comment (2026-01-28): [redacted] Housing Counseling disclosure received.<br>Buyer Comment (2026-01-26): Counseling doc uploaded, please clear finding | 01/28/2026 |  |  | 1 B A |  | [redacted] | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 224711286 | [Redacted] | [Redacted] |  | 35260941 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted]Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted]Percent Fee Tolerance exceeded for Appraisal Review Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | Appraisal Review Fee $[redacted] was not disclosed on Loan Estimate. File does not contain a valid COC for this fee, nor evidence of cure. |  |  |  | Reviewer Comment (2026-01-26): [redacted] received Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD.<br>Buyer Comment (2026-01-26): Resolution docs re TRID<br>Reviewer Comment (2026-01-15): [redacted] received [redacted] counseling disclosure, but it does not give sufficient information on why the appraisal review fee was added. A valid COC for the fee was added, or Cure is required to borrower. Cure consists of corrected CD, LOE to borrower, proof of mailing, and copy of refund check.<br>Buyer Comment (2026-01-14): [redacted] Counseling Disclosure |  | 01/26/2026 |  | 2 C B |  | [redacted] | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 224711286 | [Redacted] | [Redacted] |  | 35260942 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted]Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted]Percent Fee Tolerance exceeded. Total amount of $[redacted] exceeds tolerance of $[redacted] plus [redacted]% or $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | [redacted]% tolerance was exceeded due to Increase of Recording Fee from $[redacted] to $[redacted]. No valid COC provided, nor evidence of cure in file. |  |  |  | Reviewer Comment (2026-01-26): [redacted] received Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD.<br>Buyer Comment (2026-01-26): Please review TRID resolution docs uploaded in prior condition |  | 01/26/2026 |  | 2 C B |  | [redacted] | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 224711302 | [Redacted] | [Redacted] |  | 35261427 |  | Compliance | Compliance | Federal Compliance | TILA | ARM Disclosure Timing Test | TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower within [redacted] days of application. | ARM loan program disclosure not provided to the borrower within [redacted] days of application. |  |  |  | Reviewer Comment (2025-12-30): Sign date corrected, exception cleared<br>Buyer Comment (2025-12-26): please see doc [redacted], ARM disclosure esigned [redacted], same day as initial [redacted] | 12/30/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | No Defined Cure A | Non QM | Non QM | No |
| 224711302 | [Redacted] | [Redacted] |  | 35281342 |  | Credit | Credit | Credit Documentation | Guideline | The Verification of Rent (VOR) / Verification of Mortgage (VOM) is required and was not found in file. |  | Need satisfactory VOR covering the most recent [redacted] months. |  |  |  | Reviewer Comment (2025-12-30): Per guidelines, it is n the underwriter's discretion, verification of rent payment history may be required, No VOR needed as per Underwriters comment in [redacted]. Exception cleared<br>Buyer Comment (2025-12-26): per guidelines: VOR is not applicable for LTV under [redacted]% on primary residences | 12/30/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224712963 | [Redacted] | [Redacted] |  | 35268150 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception request to allow use of private VOR in lieu of [redacted] months checks. borrower pays with money gram each month is approved. Per disposition, no fico [redacted]will apply, minimum [redacted] months of reserves, [redacted] nontraditional tradelines covering [redacted] months, subject to meeting all [redacted] guidelines. | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted]. | Borrower has been employed in the same industry for more than [redacted] years.<br>Documentation Type: [redacted]<br> Disposable Income: $[redacted]<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrower's Own Funds Percent: [redacted]%<br> Borrower's Own Funds Amount: $[redacted] | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-12-22): Lender Exception with Compensating Factors provided. |  |  | 12/22/2025 | 2 B |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224712963 | [Redacted] | [Redacted] |  | 35269154 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | E-sign Consent Agreement is missing. |  |  |  | Reviewer Comment (2026-01-06): Econsent received<br>Buyer Comment (2026-01-02): Econsent | 01/06/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224712993 | [Redacted] | [Redacted] |  | 35286290 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted]Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | Transfer Tax Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2026-01-15): [redacted] received updated LE and valid changed circumstance.<br>Buyer Comment (2026-01-14): Rebuttal | 01/15/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| 224712993 | [Redacted] | [Redacted] |  | 35286292 |  | Compliance | Compliance | Federal Compliance | TILA | ARM Disclosure Timing Test | TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower within [redacted] days of application. | ARM loan program disclosure not provided to the borrower within three days of application. |  |  |  | Reviewer Comment (2026-01-16): Re-validated compliance data. Exception cleared.<br>Buyer Comment (2026-01-14): Rebuttal | 01/16/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | No Defined Cure A | Non QM | Non QM | No |
| 224713359 | [Redacted] | [Redacted] |  | 35273303 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender request exception for ownership as in the structure as it exists neither [redacted] nor [redacted]individually own any portion of [redacted] and for more than [redacted] entities (including the Trust). Compensating factors are FICO [redacted] Points or More Above Requirement and Reserves [redacted]+ Months More Than requirement. Exception Conditions are Resolution to Borrower for [redacted] to be updated to show the borrowers as Manager (not member) of [redacted],<br> Resolution to Borrower for [redacted] to include verbiage authorizing [redacted] to enter into the and<br> All other [redacted] guidelines to be met. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-12-23): Lender Exception with Compensating Factors provided. |  |  | 12/23/2025 | 2 B |  | [redacted] | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| 224713382 | [Redacted] | [Redacted] |  | 35273035 |  | Credit | Loan Eligibility | Guideline Issue | Loan Eligibility | Housing history reflects lates that do not meet guidelines. | - Housing history reflects a total of ___ reported late payments. | Lender exception was approved at origination to purchase a primary residence utilizing full documentation to qualify with a modified mortgage [redacted]. Section [redacted] requires the borrower to be at least [redacted] months removed from the credit event. Comments from the LO: Between mid[redacted] and mid[redacted], the borrower experienced several personal and financial hardships, including the illness and passing of her father, the responsibility of housing a family member, and a sudden job loss. These events led to temporary mortgage payment reversals and late reporting. The borrower subsequently filed for a loan modification to remain current. Since that time, the borrower has secured stable employment in [redacted], and all mortgage payments are now consistent and on time. The hardship circumstances have been resolved, and the borrower is committed to maintaining timely payments moving forward. Given the borrower's strong current position, substantial equity, significant reserves, and commitment to automated payments, Compensating factors are loan to value [redacted]% or more under requirement, total debt [redacted]% or more under requirement, residual income $[redacted]K or more, long term home ownership [redacted] years), reduction in housing/mortgage payment, FICO [redacted] points or more above requirement, reserves [redacted]+ months more than requirement. Exception was approved for -.[redacted] along with Max [redacted]% LTV, borrower to provide detailed LOE to explain how they intend to continue to pay new mortgage timely given it is higher than current, borrower to sign ACH agreement and subject to Recent Credit Event < [redacted] Years per rate sheet.<br> Subject to meeting all other [redacted] guideline requirements | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has verified disposable income of at least $[redacted]. | Borrower has been employed in the same industry for more than [redacted] years.<br>Documentation Type: [redacted]<br> Disposable Income: $[redacted] | Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-12-22): Lender Exception with Compensating Factors provided. |  |  | 12/22/2025 | 2 B |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224713382 | [Redacted] | [Redacted] |  | 35273036 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception was approved at origination to allow [redacted] disputed tradeline to remain open. Section [redacted] requires the borrower to be at least [redacted] months removed from the credit event. Comments from the LO: Between mid[redacted] and mid[redacted], the borrower experienced several personal and financial hardships, including the illness and passing of her father, the responsibility of housing a family member, and a sudden job loss. These events led to temporary mortgage payment reversals and late reporting. The borrower subsequently filed for a loan modification to remain current. Since that time, the borrower has secured stable employment in [redacted], and all mortgage payments are now consistent and on time. The hardship circumstances have been resolved, and the borrower is committed to maintaining timely payments moving forward. Given the borrower's strong current position, substantial equity, significant reserves, and commitment to automated payments, Compensating factors are loan to value [redacted]% or more under requirement, total debt [redacted]% or more under requirement, residual income $[redacted] or more, long term home ownership (>[redacted] years), reduction in housing/mortgage payment, FICO [redacted] points or more above requirement, reserves [redacted]+ months more than requirement. Exception was approved for -.[redacted] along with Max [redacted]% LTV, borrower to provide detailed LOE to explain how they intend to continue to pay new mortgage timely given it is higher than current, borrower to sign ACH agreement and subject to Recent Credit Event < [redacted] Years per rate sheet.<br> Subject to meeting all other [redacted] guideline requirements | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has verified disposable income of at least $[redacted]. | Borrower has been employed in the same industry for more than [redacted] years.<br>Documentation Type: [redacted]<br> Disposable Income: $[redacted] | Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-12-22): Lender Exception with Compensating Factors provided. |  |  | 12/22/2025 | 2 B |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224713382 | [Redacted] | [Redacted] |  | 35273037 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  | Approval is missing. Available [redacted] form is dated [redacted]. |  |  |  | Reviewer Comment (2026-01-05): [redacted] associated for of Approval. Exception cleared.<br>Buyer Comment (2025-12-31): Please see [redacted] for [redacted]. If there is concern about the date, please give details as to why that is an issue. | 01/05/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224713382 | [Redacted] | [Redacted] |  | 35273038 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  | The preliminary title report in file disclosed $[redacted] of title insurance coverage; however, this is less than the loan amount of $[redacted]. Provide a copy of the final title policy or a supplemental title report verifying title insurance of at least the loan amount. |  |  |  | Reviewer Comment (2026-01-05): Title Final received & coverage amount updated. Exception cleared.<br>Buyer Comment (2025-12-31): Please see attached final title policy reflecting the necessary coverage amount | 01/05/2026 |  |  | 1 B A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224713382 | [Redacted] | [Redacted] |  | 35273039 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  | The file is missing a copy of the Final Title Policy. |  |  |  | Reviewer Comment (2026-01-05): Title Final received & associated. Exception cleared. | 01/05/2026 |  |  | 1 A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224713382 | [Redacted] | [Redacted] |  | 35273040 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  | Additional assets are required to cover cash to close requirement of $[redacted]. Available closing statement for net proceed from sale of real estate is also postdated. |  |  |  | Reviewer Comment (2026-02-04): Additional documents associated to meet the reserve requirements. Exception cleared.<br>Buyer Comment (2026-02-02): Estimated FSS<br>Reviewer Comment (2026-01-26): Per ATR requirements, evidence of borrowers proceeds from the sale of the departure residence would be required prior to closing, not disbursement. If there is an estimate closing statement prior to [redacted] indicating the amount of funds the borrower was going to receive, that should meet the requirements.<br>Buyer Comment (2026-01-22): See FSS for subject property which confirms the disbursement date was [redacted] and not [redacted]. That matches the disbursement date of departure residence.<br>Reviewer Comment (2026-01-05): The disbursement for the departure residence occurred on [redacted], which was after the disbursement date of the subject property. Exception remains.<br>Buyer Comment (2025-12-31): Proceeds from the sale of the departure residence were sent directly to the subject transaction Settlement Agency in order to be used as funds to purchase the subject property. Please see Settlement Statement from sale of previous home ([redacted]). Midway down, you will find a line that says "Portion of Sale proceeds to [redacted]." in the amount of $[redacted]. Next, review the Consummation CD for the subject transaction ([redacted]). Go to page [redacted], find section "Calculating Cash to Close", find column "Final", see the Cash to Close figure of $[redacted]. In addition to those funds used to purchase the subject property, the borrowers also received $[redacted] cash at closing from the sale of the departure residence and those funds can be used to satisfy the reserve requirement. Thanks! | 02/04/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224713382 | [Redacted] | [Redacted] |  | 35273042 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | Additional assets are required to cover reserves requirement of [redacted] months PITIA. Available closing statement for net proceed from sale of real estate is also postdated. |  |  |  | Reviewer Comment (2026-02-04): Additional documents associated to meet the reserve requirements. Exception cleared.<br>Buyer Comment (2026-02-02): See upload<br>Reviewer Comment (2026-01-26): Per ATR requirements, evidence of borrowers proceeds from the sale of the departure residence would be required prior to closing, not disbursement. If there is an estimate closing statement prior to [redacted] indicating the amount of funds the borrower was going to receive, that should meet the requirements.<br>Buyer Comment (2026-01-22): See FSS for subject property which confirms the disbursement date was [redacted] and not [redacted]. That matches the disbursement date of departure residence.<br>Reviewer Comment (2026-01-05): The disbursement for the departure residence occurred on [redacted], which was after the disbursement date of the subject property. Exception remains.<br>Buyer Comment (2025-12-31): Proceeds from the sale of the departure residence were sent directly to the subject transaction Settlement Agency in order to be used as funds to purchase the subject property. Please see Settlement Statement from sale of previous home ([redacted]). Midway down, you will find a line that says "Portion of Sale proceeds to [redacted]." in the amount of $[redacted]. Next, review the Consummation CD for the subject transaction ([redacted]). Go to page [redacted], find section "Calculating Cash to Close", find column "Final", see the Cash to Close figure of $[redacted]. In addition to those funds used to purchase the subject property, the borrowers also received $[redacted] cash at closing from the sale of the departure residence and those funds can be used to satisfy the reserve requirement. Thanks! | 02/04/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224713382 | [Redacted] | [Redacted] |  | 35273046 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank [redacted]): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | [redacted]due to closing statement for pending net sale proceeds from real estate is dated [redacted] which is after Note date of [redacted]. |  |  |  | Reviewer Comment (2026-02-04): Additional documents associated to meet the reserve requirements. Exception cleared.<br>Buyer Comment (2026-02-02): See upload<br>Reviewer Comment (2026-01-26): Per ATR requirements, evidence of borrowers proceeds from the sale of the departure residence would be required prior to closing, not disbursement. If there is an estimate closing statement prior to [redacted] indicating the amount of funds the borrower was going to receive, that should meet the requirements.<br>Buyer Comment (2026-01-22): See FSS for subject property which confirms the disbursement date was [redacted] and not [redacted]. That matches the disbursement date of departure residence.<br>Reviewer Comment (2026-01-05): The disbursement for the departure residence occurred on [redacted], which was after the disbursement date of the subject property. Exception remains.<br>Buyer Comment (2025-12-31): Proceeds from the sale of the departure residence were sent directly to the subject transaction Settlement Agency in order to be used as funds to purchase the subject property. Please see Settlement Statement from sale of previous home ([redacted]). Midway down, you will find a line that says "Portion of Sale proceeds to [redacted]." in the amount of $[redacted]. Next, review the Consummation CD for the subject transaction ([redacted]). Go to page [redacted], find section "Calculating Cash to Close", find column "Final", see the Cash to Close figure of $[redacted]. In addition to those funds used to purchase the subject property, the borrowers also received $[redacted] cash at closing from the sale of the departure residence and those funds can be used to satisfy the reserve requirement. Thanks! | 02/04/2026 |  |  | 1 B A C |  | [redacted] | Primary | Purchase | Lender to provide updated ATR/QM status C B | Non QM | Non QM | Yes |
| 224713382 | [Redacted] | [Redacted] |  | 35273047 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Income and Assets - Assets | Ability to Repay (Dodd-Frank [redacted]): Unable to verify assets using reasonably reliable third-party records. | Closing statement for pending net sale proceeds from real estate is dated [redacted] which is after Note date of [redacted]. |  |  |  | Reviewer Comment (2026-02-04): Additional documents associated to meet the reserve requirements. Exception cleared.<br>Buyer Comment (2026-02-02): See upload<br>Reviewer Comment (2026-01-26): Per ATR requirements, evidence of borrowers proceeds from the sale of the departure residence would be required prior to closing, not disbursement. If there is an estimate closing statement prior to [redacted] indicating the amount of funds the borrower was going to receive, that should meet the requirements.<br>Buyer Comment (2026-01-22): See FSS for subject property which confirms the disbursement date was [redacted] and not [redacted]. That matches the disbursement date of departure residence.<br>Reviewer Comment (2026-01-05): The disbursement for the departure residence occurred on [redacted], which was after the disbursement date of the subject property. Exception remains.<br>Buyer Comment (2025-12-31): Proceeds from the sale of the departure residence were sent directly to the subject transaction Settlement Agency in order to be used as funds to purchase the subject property. Please see Settlement Statement from sale of previous home ([redacted]). Midway down, you will find a line that says "Portion of Sale proceeds to [redacted]." in the amount of $[redacted]. Next, review the Consummation CD for the subject transaction ([redacted]). Go to page [redacted], find section "Calculating Cash to Close", find column "Final", see the Cash to Close figure of $[redacted]. In addition to those funds used to purchase the subject property, the borrowers also received $[redacted] cash at closing from the sale of the departure residence and those funds can be used to satisfy the reserve requirement. Thanks! | 02/04/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224713382 | [Redacted] | [Redacted] |  | 35273048 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank [redacted]): Based on the loan failing one or more guideline components, the loan is at ATR risk. | [redacted]due to closing statement for pending net sale proceeds from real estate is dated [redacted] which is after Note date of [redacted]. |  |  |  | Reviewer Comment (2026-02-04): Additional documents associated to meet the reserve requirements. Exception cleared.<br>Buyer Comment (2026-02-02): See upload<br>Reviewer Comment (2026-01-26): Per ATR requirements, evidence of borrowers proceeds from the sale of the departure residence would be required prior to closing, not disbursement. If there is an estimate closing statement prior to [redacted] indicating the amount of funds the borrower was going to receive, that should meet the requirements.<br>Buyer Comment (2026-01-22): See FSS for subject property which confirms the disbursement date was [redacted] and not [redacted]. That matches the disbursement date of departure residence.<br>Reviewer Comment (2026-01-05): The disbursement for the departure residence occurred on [redacted], which was after the disbursement date of the subject property. Exception remains.<br>Buyer Comment (2025-12-31): Proceeds from the sale of the departure residence were sent directly to the subject transaction Settlement Agency in order to be used as funds to purchase the subject property. Please see Settlement Statement from sale of previous home ([redacted]). Midway down, you will find a line that says "Portion of Sale proceeds to [redacted]." in the amount of $[redacted]. Next, review the Consummation CD for the subject transaction ([redacted]). Go to page [redacted], find section "Calculating Cash to Close", find column "Final", see the Cash to Close figure of $[redacted]. In addition to those funds used to purchase the subject property, the borrowers also received $[redacted] cash at closing from the sale of the departure residence and those funds can be used to satisfy the reserve requirement. Thanks! | 02/04/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224713382 | [Redacted] | [Redacted] |  | 35273049 |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank [redacted]): General Ability-to-Repay requirements not satisfied. | [redacted] due to closing statement for pending net sale proceeds from real estate is dated [redacted] which is after Note date of [redacted]. |  |  |  | Reviewer Comment (2026-02-04): Additional documents associated to meet the reserve requirements. Exception cleared. | 02/04/2026 |  |  | 1 A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224713385 | [Redacted] | [Redacted] |  | 35273239 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Loan Estimate Timing Electronically Provided | TILA-RESPA Integrated Disclosure: Loan Estimate not delivered or placed in the mail to Borrower(s) within [redacted] business days of application. | Initial LE was not provided within [redacted] days of Initial application date. |  |  |  | Reviewer Comment (2025-12-26): [redacted] received disclosures summary and as per [redacted] with all [redacted] pieces of information ([redacted]) the application date is [redacted].<br>Buyer Comment (2025-12-24): inv memo | 12/26/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224713385 | [Redacted] | [Redacted] |  | 35273246 |  | Compliance | Compliance | Federal Compliance | TILA | ARM Disclosure Timing Test | TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower within [redacted] days of application. | ARM loan program disclosure not provided to the borrower within [redacted] days of application. |  |  |  | Reviewer Comment (2025-12-29): With all [redacted] pieces of information, the application date is [redacted]. Exception cleared.<br>Buyer Comment (2025-12-24): inv memo | 12/29/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | No Defined Cure A | Non QM | Non QM | No |
| 224713385 | [Redacted] | [Redacted] |  | 35273247 |  | Compliance | Compliance | Federal Compliance | TILA | CHARM Booklet Disclosure Timing | TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower within [redacted] days of application. | [redacted] Booklet, not provided to the borrower within [redacted] days of application. |  |  |  | Reviewer Comment (2025-12-29): With all [redacted] pieces of information, the application date is [redacted]. Exception cleared.<br>Buyer Comment (2025-12-24): inv memo | 12/29/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | No Defined Cure A | Non QM | Non QM | No |
| 224713429 | [Redacted] | [Redacted] |  | 35274281 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted]Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted]Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-12-19): Sufficient Cure Provided At Closing |  | 12/19/2025 |  | 1 A |  | [redacted] | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 224713429 | [Redacted] | [Redacted] |  | 35297074 |  | Credit | Missing Document | General | Missing Document | Missing Document: Account Statements - Business not provided |  | File is missing the [redacted] thru [redacted] statements for acct ending in [redacted] to complete the required [redacted] mo statements for qualifying. |  |  |  | Reviewer Comment (2025-12-30): [redacted] month requirement met with account [redacted], Account [redacted] was opened in [redacted]. [redacted] and [redacted] are same company, confirmed by CPA.<br>Buyer Comment (2025-12-29): please see doc [redacted] for beginning and ending balance. [redacted] acct#[redacted] was just opened in [redacted]. | 12/30/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224713429 | [Redacted] | [Redacted] |  | 35297086 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | File is missing the [redacted] thru [redacted] statements for acct ending in [redacted] to complete the required [redacted] mo statements for qualifying. |  |  |  | Reviewer Comment (2025-12-30): [redacted] month requirement met with account [redacted], Account [redacted] was opened in [redacted]. [redacted] and [redacted] are same company, confirmed by CPA.<br>Buyer Comment (2025-12-29): please see doc [redacted] for beginning and ending balance. [redacted] acct#[redacted] was just opened in [redacted]. | 12/30/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224713429 | [Redacted] | [Redacted] |  | 35297095 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank [redacted]): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | Loan designation discrepancy due to missing bank stmts for one of the accounts used to qualify. |  |  |  | Reviewer Comment (2025-12-30): [redacted] month requirement met with account [redacted], Account [redacted] was opened in [redacted]. [redacted] and [redacted] are same company, confirmed by CPA.<br>Buyer Comment (2025-12-29): please see doc [redacted] for beginning and ending balance. [redacted] acct#[redacted] was just opened in [redacted]. | 12/30/2025 |  |  | 1 B A C |  | [redacted] | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| 224713429 | [Redacted] | [Redacted] |  | 35297096 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank [redacted]): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | File is missing the [redacted][redacted] thru [redacted][redacted] statements for acct ending in [redacted] to complete the required [redacted] mo statements for qualifying. |  |  |  | Reviewer Comment (2025-12-30): [redacted] month requirement met with account [redacted], Account [redacted] was opened in [redacted]. [redacted] and [redacted] are same company, confirmed by CPA.<br>Buyer Comment (2025-12-29): please see doc [redacted] for beginning and ending balance. [redacted] acct#[redacted] was just opened in [redacted]. | 12/30/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224713429 | [Redacted] | [Redacted] |  | 35297104 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank [redacted]): Based on the loan failing one or more guideline components, the loan is at ATR risk. | File is missing the [redacted] thru [redacted] statements for acct ending in [redacted] to complete the required [redacted] mo statements for qualifying. |  |  |  | Reviewer Comment (2025-12-30): [redacted] month requirement met with account [redacted], Account [redacted] was opened in [redacted]. [redacted] and [redacted] are same company, confirmed by CPA.<br>Buyer Comment (2025-12-29): please see doc [redacted] for beginning and ending balance. [redacted] acct#[redacted] was just opened in [redacted]. | 12/30/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224713429 | [Redacted] | [Redacted] |  | 35297134 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | File is missing the [redacted][redacted] thru [redacted][redacted] statements for acct ending in [redacted] to complete the required [redacted] mo statements for qualifying. |  |  |  | Reviewer Comment (2025-12-30): [redacted] month requirement met with account [redacted], Account [redacted] was opened in [redacted]. [redacted] and [redacted] are same company, confirmed by CPA.<br>Buyer Comment (2025-12-29): please see doc [redacted] for beginning and ending balance. [redacted] acct#[redacted] was just opened in [redacted]. | 12/30/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224713446 | [Redacted] | [Redacted] |  | 35274200 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Deeds / Warranty / Grant / Quit-Claim not provided |  | Transfer deed is missing |  |  |  | Reviewer Comment (2026-01-02): Received Deed/Warranty/Grant/Quit-Claim document, Exception Cleared.<br>Buyer Comment (2025-12-30): War deed | 01/02/2026 |  |  | 1 D A |  | [redacted] | Primary | Purchase | D B C A | Non QM | Non QM | No |
| 224713446 | [Redacted] | [Redacted] |  | 35274684 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded. Total amount of $[redacted] exceeds tolerance of $[redacted] plus [redacted]% or $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | [redacted] Percent Fee Tolerance exceeded. Total amount of $[redacted] exceeds tolerance of $[redacted] plus [redacted]% or $[redacted]. $[redacted] over legal limit. The cure of $[redacted] provided at closing was not sufficient to cure both tolerance issues. |  |  |  | Reviewer Comment (2026-01-15): [redacted] received Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD.<br>Buyer Comment (2026-01-14): PCCD with cure |  | 01/15/2026 |  | 2 C B |  | [redacted] | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 224713446 | [Redacted] | [Redacted] |  | 35274685 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | [redacted] Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. The cure of $[redacted] provided at closing was not sufficient to cure both tolerance issues. |  |  |  | Reviewer Comment (2026-01-15): [redacted] received Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD.<br>Buyer Comment (2026-01-14): See PCCD with cure |  | 01/15/2026 |  | 2 C B |  | [redacted] | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 224713446 | [Redacted] | [Redacted] |  | 35288730 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception to allow Non-permanent resident alien unable to produce [redacted] years [redacted] tax returns. Conditions for a valid Visa or provide immigration attorney letter. Provide a written verification of employment (WVOE) for [redacted] as means of documenting income and evidence Borrower was working in [redacted] from [redacted][redacted] upon returning to the US on [redacted]. Document evidence most recent [redacted]-month rental payment history [redacted]x[redacted]x[redacted] \*\* Approval was conditioned on a copy of the borrowers actual VISA being in file or letter from attorney as to why not available as the I[redacted] is not a VISA --- unable to find this documentation. Condition cannot be waived/downgraded until provided \*\*\* | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [redacted]%.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-01-02): Client elects to waive with compensating factors.<br>Buyer Comment (2025-12-30): All identification docs |  |  | 01/02/2026 | 2 C B |  | [redacted] | Primary | Purchase | D B C A | Non QM | Non QM | No |
| 224713450 | [Redacted] | [Redacted] |  | 35273285 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted] Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-12-18): Sufficient Cure Provided At Closing |  | 12/18/2025 |  | 1 A |  | [redacted] | Primary | Refinance - Cash-out - Other | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 224713450 | [Redacted] | [Redacted] |  | 35273287 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | Reserves requirement not met. |  |  |  | Reviewer Comment (2026-01-07): Bank statement received & associated. Exception cleared.<br>Buyer Comment (2026-01-05): Assets | 01/07/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 224713450 | [Redacted] | [Redacted] |  | 35273290 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank [redacted]): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | [redacted] due to Reserves requirement not met. |  |  |  | Reviewer Comment (2026-01-07): Bank statement received & associated. Exception cleared.<br>Buyer Comment (2026-01-05): See provided assets | 01/07/2026 |  |  | 1 B A C |  | [redacted] | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| 224713450 | [Redacted] | [Redacted] |  | 35273291 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank [redacted]): Based on the loan failing one or more guideline components, the loan is at ATR risk. | [redacted] due to Reserves requirement not met. |  |  |  | Reviewer Comment (2026-01-07): Bank statement received & associated. Exception cleared.<br>Buyer Comment (2026-01-05): See provided assets | 01/07/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 224713450 | [Redacted] | [Redacted] |  | 35287769 |  | Credit | Guideline | Guideline Issue | Guideline | Refi Purpose reflects Rate/Term and cash out greater than the lesser of [redacted]% of the loan amount or $[redacted]. |  | Rate Term: Cash to borrower is under the greater of [redacted]% or $[redacted]k threshold. Cash out: Cash to borrower is Higher than the greater of [redacted]% or [redacted] [redacted] threshold. |  |  |  | Reviewer Comment (2026-01-07): Refi purpose updated correctly as cash-out refinance. Exception cleared.<br>Buyer Comment (2026-01-05): Can we clarify where it says R/T ? I show Cash Out on Lock, AUS, and other loan documents | 01/07/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 224713563 | [Redacted] | [Redacted] |  | 35273778 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | E-sign Consent Agreement is missing. |  |  |  | Reviewer Comment (2025-12-30): Received E-sign Consent document. Exception cleared.<br>Buyer Comment (2025-12-29): econsent | 12/30/2025 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A | N/A | N/A | No |
| 224713563 | [Redacted] | [Redacted] |  | 35273886 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Mortgage Statement for [redacted] mortgage $[redacted] is missing for property [redacted] [redacted] |  |  |  | Reviewer Comment (2026-01-13): HELOC agreement received, exception cleared.<br>Buyer Comment (2026-01-12): [redacted] docs. please note this is a revolving HELOC that just closed on [redacted]. no mortgage statement available as first payment is not due yet<br>Reviewer Comment (2026-01-06): Mortgage statement is required for the mortgage amount of $[redacted] with monthly payment of $[redacted]. Exception remains.<br>Buyer Comment (2026-01-05): please clarify why close out letter is needed. condition requested mortgage statement, previously uploaded as doc [redacted]<br>Reviewer Comment (2025-12-30): Closed out letter is required for [redacted]nd lien. Exception remains.<br>Buyer Comment (2025-12-29): reo [redacted] mtg stmt doc [redacted]. only mtg lien on property. currently a HELOC loan in approval status with [redacted], not closed yet. | 01/13/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A | N/A | N/A | No |
| 224713563 | [Redacted] | [Redacted] |  | 35290736 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | Waterfall for missing REO documents, Missing statement in the amount of $[redacted] for [redacted] [redacted], [redacted] [redacted] [redacted] loan file is missing documentation to support additional liability of $[redacted] per month and [redacted] [redacted] [redacted]missing Insurance verification. |  |  |  | Reviewer Comment (2025-12-31): Received resolution. Condition cleared.<br>Reviewer Comment (2025-12-30): Closed out letter is required for [redacted]nd lien for [redacted] Exception remains.<br>Buyer Comment (2025-12-29): reo [redacted] [redacted] mtg stmt doc [redacted]. only mtg lien on property. currently a HELOC loan in approval status with [redacted], not closed yet.<br>Buyer Comment (2025-12-29): reo [redacted] #[redacted] hoi and taxes. please see mortgage statements docs [redacted] ([redacted]st) and [redacted] ([redacted]nd). also, hoa dues show on doc [redacted] pgs [redacted] & [redacted] ($[redacted] & $[redacted]) | 12/31/2025 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A | N/A | N/A | No |
| 224713563 | [Redacted] | [Redacted] |  | 35290947 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Mortgage statement reflects taxes being escrowed, loan file is missing verification of Insurance. |  |  |  | Reviewer Comment (2025-12-30): Received hazard insurance for the property. Exception cleared.<br>Buyer Comment (2025-12-29): reo [redacted] [redacted] HOI | 12/30/2025 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A | N/A | N/A | No |
| 224713563 | [Redacted] | [Redacted] |  | 35300324 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | File is missing the required Consent and Resolution to Borrow for the LLC specific to the subject transaction. |  |  |  | Reviewer Comment (2025-12-31): Received resolution. Cleared.<br>Reviewer Comment (2025-12-30): Received Consent and Resolution to Borrow is reflecting business entity name "[redacted]" instead of "[redacted]". Exception remains.<br>Buyer Comment (2025-12-29): unanimous consent signed by both members | 12/31/2025 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A | N/A | N/A | No |
| 224713567 | [Redacted] | [Redacted] |  | 35275985 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Transaction Error: Outstanding liens were not paid at closing. |  | Payoff statement is missing in file. |  |  |  | Reviewer Comment (2025-12-31): [redacted] received full copy of final CD with all pages<br>Buyer Comment (2025-12-30): PC Cert | 12/31/2025 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 224713567 | [Redacted] | [Redacted] |  | 35276000 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Incomplete | TILA-RESPA Integrated Disclosure: Incomplete Closing Disclosure was signed by borrower and cannot be excluded from testing. Corresponding exceptions for inaccurate disclosures and under/over disclosures resulting from use of incomplete Closing Disclosure are valid and will need to be cured (if curable). | Missing [redacted]rd page of final closing disclosure. |  |  |  | Reviewer Comment (2025-12-31): [redacted] received complete copy of final CD<br>Buyer Comment (2025-12-30): final cd | 12/31/2025 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | Provide the following: Letter of Explanation notifying borrower or error, Corrected CD, and Proof of Delivery (Proof of receipt and reopened rescission also required if transaction is rescindable and material disclosures are inaccurate) B A | Non QM | Non QM | Yes |
| 224713567 | [Redacted] | [Redacted] |  | 35289165 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception for $[redacted][redacted] cash-out refinance with [redacted] FICO. Condition for Max [redacted]% LTV/CLTV. Max $[redacted]M Loan Amount | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [redacted]%.<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum. | Borrower has been employed in the same industry for more than [redacted] years.<br>Documentation Type: [redacted]<br> Disposable Income: $[redacted]<br>Borrower has worked in the same position for more than [redacted] years.<br>Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Loan to Value: [redacted]%<br> Guideline Maximum Loan to Value: [redacted]%<br>DTI: [redacted]% <br> Guideline Maximum DTI: [redacted]% | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-12-23): Lender Exception with Compensating Factors provided. |  |  | 12/23/2025 | 2 B |  | [redacted] | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 224713763 | [Redacted] | [Redacted] |  | 35294077 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Background Check not provided |  | Background Check is missing in the file. |  |  |  | Reviewer Comment (2025-12-31): Fraud report received, exception cleared.<br>Buyer Comment (2025-12-29): Please cancel invalid condition | 12/31/2025 |  |  | 1 C A |  | [redacted] | Investment | Purchase | D A |  | N/A | No |
| 224713763 | [Redacted] | [Redacted] |  | 35294079 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Closing Protection Letter not provided |  | Closing Protection Letter is missing in the file. |  |  |  | Reviewer Comment (2025-12-31): Closing Protection Letter received, exception cleared.<br>Buyer Comment (2025-12-29): CPL | 12/31/2025 |  |  | 1 C A |  | [redacted] | Investment | Purchase | D A |  | N/A | No |
| 224713763 | [Redacted] | [Redacted] |  | 35294080 |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  | Credit Report is missing in the file. |  |  |  | Reviewer Comment (2025-12-31): Credit Report received, exception cleared.<br>Buyer Comment (2025-12-29): credit report | 12/31/2025 |  |  | 1 D A |  | [redacted] | Investment | Purchase | D A |  | N/A | No |
| 224713763 | [Redacted] | [Redacted] |  | 35294081 |  | Credit | Loan Package Documentation | Application / Processing | Insurance | Missing Document: Flood Certificate not provided |  | Flood Certificate is missing in the file. |  |  |  | Reviewer Comment (2025-12-31): Flood Certificate received, exception cleared.<br>Buyer Comment (2025-12-29): flood cert | 12/31/2025 |  |  | 1 C A |  | [redacted] | Investment | Purchase | D A |  | N/A | No |
| 224713763 | [Redacted] | [Redacted] |  | 35294082 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud Report is missing in the file. |  |  |  | Reviewer Comment (2025-12-31): Fraud Report received, exception cleared.<br>Buyer Comment (2025-12-29): fraud report | 12/31/2025 |  |  | 1 C A |  | [redacted] | Investment | Purchase | D A |  | N/A | No |
| 224713763 | [Redacted] | [Redacted] |  | 35294083 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | OFAC Search report is missing in the file. |  |  |  | Reviewer Comment (2025-12-31): OFAC received, exception cleared.<br>Buyer Comment (2025-12-29): see uploaded | 12/31/2025 |  |  | 1 C A |  | [redacted] | Investment | Purchase | D A |  | N/A | No |
| 224713763 | [Redacted] | [Redacted] |  | 35294085 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | [redacted] Initial Rate Lock is missing in the file. |  |  |  | Reviewer Comment (2025-12-31): Initial rate lock agreement received, exception cleared.<br>Buyer Comment (2025-12-29): initial lock form | 12/31/2025 |  |  | 1 C A D |  | [redacted] | Investment | Purchase | D A |  | N/A | No |
| 224713763 | [Redacted] | [Redacted] |  | 35294086 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Purchase Agreement / Sales Contract not provided |  | Purchase Agreement/Sales Contract is missing in the file. |  |  |  | Reviewer Comment (2025-12-31): Purchase Agreement/Sales Contract received, exception cleared.<br>Buyer Comment (2025-12-29): Purchase Contract | 12/31/2025 |  |  | 1 D A |  | [redacted] | Investment | Purchase | D A |  | N/A | No |
| 224713763 | [Redacted] | [Redacted] |  | 35294089 |  | Credit | Loan Package Documentation | Closing / Title | Title | Title: Evidence of title is missing |  | Title Commitment or Title Final is missing in the file. |  |  |  | Reviewer Comment (2025-12-31): Title Preliminary received, exception cleared.<br>Buyer Comment (2025-12-29): title commitment | 12/31/2025 |  |  | 1 C A |  | [redacted] | Investment | Purchase | D A |  | N/A | No |
| 224713763 | [Redacted] | [Redacted] |  | 35294091 |  | Credit | Credit | Credit Documentation | Credit | Addresses on credit report casts doubt on business purpose of loan. |  | Credit Report is missing in the file. |  |  |  | Reviewer Comment (2025-12-31): Credit Report received, exception cleared.<br>Buyer Comment (2025-12-29): see uploaded | 12/31/2025 |  |  | 1 C A |  | [redacted] | Investment | Purchase | D A |  | N/A | No |
| 224713763 | [Redacted] | [Redacted] |  | 35294092 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  | Please Override: Exception has been raised in the file. |  |  |  | Reviewer Comment (2025-12-31): Title Preliminary received, exception cleared.<br>Buyer Comment (2025-12-29): see uploaded | 12/31/2025 |  |  | 1 C A |  | [redacted] | Investment | Purchase | D A |  | N/A | No |
| 224713763 | [Redacted] | [Redacted] |  | 35294095 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. |  | Credit report is missing in the file. |  |  |  | Reviewer Comment (2025-12-31): Credit Report received, exception cleared.<br>Buyer Comment (2025-12-29): Please review uploaded credit report<br>Buyer Comment (2025-12-29): asset docs | 12/31/2025 |  |  | 1 C A |  | [redacted] | Investment | Purchase | D A |  | N/A | No |
| 224713763 | [Redacted] | [Redacted] |  | 35311008 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | The asset/income documentation does not show the borrower(s) at an address different than the subject property and thus casts doubt on the business purpose of the loan. |  | Asset documentation missing in file. |  |  |  | Reviewer Comment (2025-12-31): Bank statement received & asset updated. Exception cleared.<br>Buyer Comment (2025-12-29): asset docs | 12/31/2025 |  |  | 1 C A |  | [redacted] | Investment | Purchase | D A |  | N/A | No |
| 224713984 | [Redacted] | [Redacted] |  | 35273434 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | Final executed copy of closing statement is missing in the file. |  |  |  | Reviewer Comment (2026-01-02): Received Final Closing Statement in the file. Exception Cleared.<br>Buyer Comment (2025-12-30): Final Settlement Statement | 01/02/2026 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| 224713984 | [Redacted] | [Redacted] |  | 35273466 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender requesting waiver of landlord history for this DSCR rate term transaction. Unable to use guide waiver as FICO not [redacted] and[redacted] does not own primary. Compensating factors are Reserves [redacted]+ Months more than Requirement and Minimal Consumer Debt. Exception conditions are Max [redacted]% LTV, Borrower to provide evidence of [redacted] most recent months rent received and Subject to meeting all other [redacted] guideline requirements. Any loan attribute limit listed above is a requirement to maintain the exception approval. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months. | Reserves: [redacted]<br> Guideline Requirement: [redacted] | Aggregator,SitusAMC | Reviewer Comment (2025-12-23): Lender Exception with Compensating Factors provided. |  |  | 12/23/2025 | 2 B |  | [redacted] | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| 224714074 | [Redacted] | [Redacted] |  | 35273485 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  |  |  |  |  | Reviewer Comment (2025-12-29): Title Final Policy received and policy amount verified. Exception Cleared.<br>Buyer Comment (2025-12-26): final title policy | 12/29/2025 |  |  | 1 B A |  | [redacted] | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| 224714074 | [Redacted] | [Redacted] |  | 35273486 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  | File is missing a copy of the final title policy. |  |  |  | Reviewer Comment (2025-12-29): Title Final Policy received and policy amount verified. Exception Cleared. | 12/29/2025 |  |  | 1 A |  | [redacted] | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| 224714074 | [Redacted] | [Redacted] |  | 35273495 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | Executed HUD[redacted]/Closing Statement is missing on file. |  |  |  | Reviewer Comment (2025-12-29): Executed Closing Statement received and verified the details. Exception Cleared.<br>Buyer Comment (2025-12-24): alta | 12/29/2025 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| 224714169 | [Redacted] | [Redacted] |  | 35274019 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Insurance Verification not provided. |  |  |  | Reviewer Comment (2026-01-06): Hazard Insurance received.<br>Buyer Comment (2026-01-02): Hazard insurance | 01/06/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 224714169 | [Redacted] | [Redacted] |  | 35274062 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | Evidence of the borrower's e-consent was not in file. |  |  |  | Reviewer Comment (2026-01-06): E-Sign Consent Agreement received.<br>Buyer Comment (2026-01-02): Econsent | 01/06/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 224714169 | [Redacted] | [Redacted] |  | 35274104 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted] Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-12-19): Sufficient Cure Provided At Closing |  | 12/19/2025 |  | 1 A |  | [redacted] | Primary | Refinance - Cash-out - Other | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 224714169 | [Redacted] | [Redacted] |  | 35274105 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted] Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-12-19): Sufficient Cure Provided At Closing |  | 12/19/2025 |  | 1 A |  | [redacted] | Primary | Refinance - Cash-out - Other | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 224715702 | [Redacted] | [Redacted] |  | 35283861 |  | Credit | Document Inventory | General | Missing Document | Evidence of Taxpayer Consent is Missing, and Taxpayer documentation is present. |  |  |  |  |  | Reviewer Comment (2025-12-30): Taxpayer Consent already in the file, exception cleared<br>Buyer Comment (2025-12-29): Please see section [redacted] item [redacted] of the [redacted]. That along with the [redacted]C and the borrower's certification and authorization should be sufficient to clear this exception. | 12/30/2025 |  |  | 1 B A |  | [redacted] | Investment | Purchase | C A | N/A | N/A | No |
| 224715702 | [Redacted] | [Redacted] |  | 35291745 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | [redacted] for missing REO documents, [redacted] [redacted] missing Hazard and HOA verification. |  |  |  | Reviewer Comment (2026-01-08): Hazard Insurance is not on the property and we have tax and HOA in file to match total expense. Exception Cleared.<br>Buyer Comment (2026-01-07): It appears you are looking at the tax breakdown for [redacted]. Please see [redacted] Taxes in [redacted] showing $[redacted]/yr: Tax = ($[redacted] / [redacted] = [redacted]); Tax $[redacted]+ HOA $[redacted] = $[redacted]<br>Reviewer Comment (2026-01-06): Final [redacted] shows Total Expense amount $[redacted], as per available document in file Tax amount $[redacted]+HOI Dues $[redacted] ($[redacted]-$[redacted]-$[redacted]) =$[redacted] require relevant document for remaining expense $[redacted] to clear the exception. Exception Remains.<br>Buyer Comment (2026-01-02): Please reconsider, based on the following: if there is no mortgage on a person's house, they are not required to have Homeowners Insurance. Typically, we get HOI in sufficient coverage to cover the loan amount, that is a requirement set by lenders to protect their interest should there be a disaster, however, if there is no mortgage, there is no requirement. It may not be the smartest move for the homeowner, but there is no requirement, plus like the borrower stated, his HOA covers the building should it burn. The borrower provided his deed and proof of how the property was obtained to show there is no mortgage.<br>Reviewer Comment (2025-12-30): Hazard Insurance is still missing, exception remains.<br>Buyer Comment (2025-12-29): Please see the attached letter regarding the borrowers HOA dues on his primary residence. The bank statements where the deductions can be found are the Bank statement from [redacted] [redacted] & [redacted] shows payment to [redacted] townhomes for $[redacted]. Regarding the HOI insurance, please see the LOE that is in the folder [redacted] where the borrower explains that since he does not have a mortgage on the property he has opted not to carry coverage since the building is covered by the HOA policy. | 01/08/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A | N/A | N/A | No |
| 224715747 | [Redacted] | [Redacted] |  | 35282978 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | VA verification of benefits not provided in file. |  |  |  | Reviewer Comment (2026-01-05): document provided<br>Buyer Comment (2026-01-02): VA docs | 01/05/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224715747 | [Redacted] | [Redacted] |  | 35283030 |  | Compliance | Compliance | Federal Compliance | Federal HPML | [redacted] [redacted] Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of [redacted][redacted]% or Final Disclosure APR of [redacted][redacted]% is equal to or greater than the threshold of APOR [redacted]% + [redacted]%, or [redacted][redacted]%. Non-Compliant Higher Priced Mortgage Loan. |  |  |  |  | Reviewer Comment (2026-01-23): Received required documentation. Condition cleared.<br>Buyer Comment (2026-01-23): Proof appraisals sent<br>Reviewer Comment (2026-01-16): Require proof/receipt which confirms copy of appraisal delivered to borrower from [redacted] business days prior to closing date. Exception remains.<br>Buyer Comment (2026-01-14): Appraisal sent<br>Reviewer Comment (2026-01-05): Creditor did not provide a copy of each valuation to applicant [redacted] business days prior to consummation. Exception remains.<br>Buyer Comment (2026-01-02): Appraisal sent | 01/23/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224715747 | [Redacted] | [Redacted] |  | 35283031 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank [redacted]): Creditor did not provide a copy of each valuation to applicant [redacted] business days prior to consummation. |  |  |  |  | Reviewer Comment (2026-01-23): Received required documentation. Condition cleared.<br>Reviewer Comment (2026-01-16): Require proof/receipt which confirms copy of appraisal delivered to borrower from [redacted] business days prior to closing date. Exception remains.<br>Buyer Comment (2026-01-14): Please apply the mailbox rule on this<br>Reviewer Comment (2026-01-05): Creditor did not provide a copy of each valuation to applicant [redacted] business days prior to consummation. Exception remains.<br>Buyer Comment (2026-01-02): See appraisal sent docs | 01/23/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224715747 | [Redacted] | [Redacted] |  | 35283032 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank [redacted]): Creditor did not provide a copy of each valuation to applicant [redacted] business days prior to consummation. |  |  |  |  | Reviewer Comment (2026-01-16): Received proof/receipt which confirms copy of appraisal deliver to borrower from [redacted] business days prior to closing date. Exception Cleared.<br>Buyer Comment (2026-01-14): Appraisal sent<br>Reviewer Comment (2026-01-05): Creditor did not provide a copy of each valuation to applicant [redacted] business days prior to consummation. Exception remains.<br>Buyer Comment (2026-01-02): See appraisal sent docs | 01/16/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224715747 | [Redacted] | [Redacted] |  | 35283033 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank [redacted]): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | ATR risk due to missing income documentation: VA verification of benefits not provided in file. |  |  |  | Reviewer Comment (2026-01-05): Document provided.<br>Buyer Comment (2026-01-02): See VA docs uploaded | 01/05/2026 |  |  | 1 B A C |  | [redacted] | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| 224715747 | [Redacted] | [Redacted] |  | 35283034 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank [redacted]): Based on the loan failing one or more guideline components, the loan is at ATR risk. | ATR risk due to missing income documentation: VA verification of benefits not provided in file. |  |  |  | Reviewer Comment (2026-01-05): Document provided.<br>Buyer Comment (2026-01-02): See VA docs uploaded | 01/05/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224715747 | [Redacted] | [Redacted] |  | 35283035 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank [redacted]): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | ATR risk due to missing income documentation: VA verification of benefits not provided in file. |  |  |  | Reviewer Comment (2026-01-05): Document provided<br>Buyer Comment (2026-01-02): See VA docs uploaded | 01/05/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224715747 | [Redacted] | [Redacted] |  | 35283147 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Appraisal Review Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | Appraisal review fee of $[redacted] not disclosed on initial or final LE's. No valid change in circumstance or cure for borrower provided. |  |  |  | Reviewer Comment (2026-01-09): [redacted] received valid COC document<br>Buyer Comment (2026-01-08): COC for Appraisal Review Fee | 01/09/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 224715747 | [Redacted] | [Redacted] |  | 35283148 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | Credit report fee disclosed as $[redacted] and then on final CD as $[redacted]. No valid change in circumstance or cure for borrower provided. |  |  |  | Reviewer Comment (2026-01-04): Sufficient cure provided. Full cure amount for tolerance violation was provided at or before closing (on final CD) resulting in a cleared exception.<br>Buyer Comment (2026-01-02): See cure at bottom of page [redacted] of consummation CD, [redacted] Page [redacted] . This includes the Credit Report Fee and Transfer Tax fee overages | 01/04/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 224715747 | [Redacted] | [Redacted] |  | 35283149 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Survey Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | Survey fee not disclosed on initial or final LE's. No valid change in circumstance or cure for borrower provided. |  |  |  | Reviewer Comment (2026-01-15): [redacted] received PCCD and LOE<br>Buyer Comment (2026-01-14): PCCD with letter moving Survey fee to Section [redacted] , see attached title/escrow confirmation | 01/15/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 224715747 | [Redacted] | [Redacted] |  | 35283150 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | Transfer Tax disclosed as $[redacted] and then as $[redacted]. No valid change in circumstance or cure for borrower provided. |  |  |  | Reviewer Comment (2026-01-04): Sufficient cure provided. Full cure amount for tolerance violation was provided at or before closing (on final CD) resulting in a cleared exception.<br>Buyer Comment (2026-01-02): See cure at bottom of page [redacted] of consummation CD, [redacted] Page [redacted] . This includes the Credit Report Fee and Transfer Tax fee overages | 01/04/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 224715747 | [Redacted] | [Redacted] |  | 35283152 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | Verification of benefit document is missing in file |  |  |  | Reviewer Comment (2026-01-05): Document provided<br>Buyer Comment (2026-01-02): See VA docs | 01/05/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224715747 | [Redacted] | [Redacted] |  | 35484826 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted] Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. | Sufficient cure provided at closing |  |  |  | Reviewer Comment (2026-01-15): Sufficient Cure Provided At Closing |  | 01/15/2026 |  | 1 A |  | [redacted] | Primary | Purchase | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| 224715747 | [Redacted] | [Redacted] |  | 35484827 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted] Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. | Sufficient cure provided at closing |  |  |  | Reviewer Comment (2026-01-15): Sufficient Cure Provided At Closing |  | 01/15/2026 |  | 1 A |  | [redacted] | Primary | Purchase | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| 224715747 | [Redacted] | [Redacted] |  | 35618639 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank [redacted]): Creditor did not provide a copy of revised valuation to applicant [redacted] business days prior to consummation. |  |  |  |  | Buyer Comment (2026-01-23): Ok to waive per [redacted] |  |  | 01/23/2026 | 2 B |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224715751 | [Redacted] | [Redacted] |  | 35276606 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | Missing executed HUD/CD in file. |  |  |  | Reviewer Comment (2026-01-23): Alta Settlement Statement provided.<br>Reviewer Comment (2026-01-15): Received Settlement statement. Require Final HUD/CD. Exception Remains.<br>Buyer Comment (2026-01-13): [redacted] | 01/23/2026 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| 224715759 | [Redacted] | [Redacted] |  | 35277978 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Verification of Identification not provided |  | Verification of Identification is missing in file. |  |  |  | Reviewer Comment (2025-12-29): Received Patriot Act information form. Exception cleared.<br>Buyer Comment (2025-12-26): Please see attached US Patriot Act Information form to clear this condition. Thank you. | 12/29/2025 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A |  | N/A | No |
| 224715761 | [Redacted] | [Redacted] |  | 35278105 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within [redacted] or [redacted] and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2026-02-13): Final Title Policy document received and verified. Exception cleared<br>Buyer Comment (2026-02-11): Please see attached title Policy showing coverage at the Loan amount of $[redacted] | 02/13/2026 |  |  | 1 B A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224715761 | [Redacted] | [Redacted] |  | 35278110 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | Reviewer Comment (2026-02-13): Final Title Policy document received and verified. Exception cleared | 02/13/2026 |  |  | 1 A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224715761 | [Redacted] | [Redacted] |  | 35278200 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Replacement cost estimator was not provided or extended coverage reflected on policy. |  |  |  | Reviewer Comment (2026-02-09): Replacement cost estimate received, exception cleared<br>Buyer Comment (2026-02-06): Please see [redacted] for Cost Estimator from Insurance company<br>Buyer Comment (2026-02-05): Please see [redacted] for replacement cost estimator. Coverage is sufficient. | 02/09/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224715761 | [Redacted] | [Redacted] |  | 35278202 |  | Credit | Document Inventory | General | Missing Document | Evidence of Taxpayer Consent is Missing, and Taxpayer documentation is present. |  |  |  |  |  | Reviewer Comment (2026-02-09): Taxpayer consent available in [redacted], exception cleared<br>Buyer Comment (2026-02-06): Please see Section [redacted] item [redacted] of [redacted], that along with the [redacted] and Borrower's Cert and Authorization should be sufficient.<br>Buyer Comment (2026-02-05): Borrower's Authorization [redacted] and [redacted] item [redacted] pg [redacted] are evidence of taxpayer consent. | 02/09/2026 |  |  | 1 B A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224715761 | [Redacted] | [Redacted] |  | 35291733 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | Excessive debt ratios is coming from un-supported RSU income reflected on co-borrower's paystubs. |  |  |  | Reviewer Comment (2026-02-09): Asset Depletion income worksheet received, DTI within threshold, exception cleared<br>Buyer Comment (2026-02-06): Please see attached [redacted] and passive income worksheet adjusting the borrowers' income to bring ratios below [redacted]%. | 02/09/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224715761 | [Redacted] | [Redacted] |  | 35291743 |  | Credit | Guideline | Guideline Issue | Guideline | Loan does not meet guideline requirements regarding DTI variance. |  | [redacted] exceptions is firing due to excessive debt ratios, since much high RSU income was not supported with co-borrower's paystubs or WVOE. |  |  |  | Reviewer Comment (2026-02-09): Asset Depletion income worksheet received, DTI within threshold, exception cleared<br>Buyer Comment (2026-02-06): Please see attached [redacted] and passive income worksheet adjusting the borrowers' income to bring ratios below [redacted]%. | 02/09/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224715761 | [Redacted] | [Redacted] |  | 35291784 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank [redacted]): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | [redacted] exceptions firing due to excessive debt ratios from un-supported RSU income from co-borrower. |  |  |  | Reviewer Comment (2026-02-09): Asset Depletion income worksheet received, DTI within threshold, exception cleared<br>Buyer Comment (2026-02-06): Please see attached [redacted] and passive income worksheet adjusting the borrowers' income to bring ratios below [redacted]%. | 02/09/2026 |  |  | 1 B A C |  | [redacted] | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| 224715761 | [Redacted] | [Redacted] |  | 35291786 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank [redacted]): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Waterfall exceptions firing due to excessive debt ratios from un-supported RSU income from co-borrower. |  |  |  | Reviewer Comment (2026-02-09): Asset Depletion income worksheet received, DTI within threshold, exception cleared<br>Buyer Comment (2026-02-06): Please see attached [redacted] and passive income worksheet adjusting the borrowers' income to bring ratios below [redacted]%. | 02/09/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224715761 | [Redacted] | [Redacted] |  | 35291787 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM DTIs match and both significantly exceed Guidelines | Ability to Repay (Dodd-Frank [redacted]): The DTI calculated in accordance with the Lenders Guidelines and [redacted](c)([redacted]) of [redacted][redacted]% significantly exceeds the guideline maximum of [redacted]%. (DTI Exception requires compelling compensating factors to consider regrading to EV2-B.) | [redacted] exceptions firing due to excessive debt ratios from un-supported RSU income from co-borrower. |  |  |  | Reviewer Comment (2026-02-09): Asset Depletion income worksheet received, DTI within threshold, exception cleared<br>Buyer Comment (2026-02-06): Please see attached [redacted] and passive income worksheet adjusting the borrowers' income to bring ratios below [redacted]%. | 02/09/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224715761 | [Redacted] | [Redacted] |  | 35480790 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Data discrepancy - DTI |  |  |  | Reviewer Comment (2026-02-09): Asset Depletion income worksheet received, DTI within threshold, exception cleared<br>Buyer Comment (2026-02-06): Please see attached [redacted] and passive income worksheet adjusting the borrowers' income to bring ratios below [redacted]%. | 02/09/2026 |  |  | 1 A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224715766 | [Redacted] | [Redacted] |  | 35277969 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception for Appraisal shows property is vacant, however lease agreement and cash receipt available in file stating will be rented within [redacted] days of Note date. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .[redacted].<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Aggregator,SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-01-02): Client elects to waive with compensating factors.<br>Buyer Comment (2025-12-30): PC Cert |  |  | 01/02/2026 | 2 C B |  | [redacted] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| 224716312 | [Redacted] | [Redacted] |  | 35284192 |  | Credit | Credit | Transaction Error | Credit | Transaction Error: Total Cash-out on a purchase transaction. |  | Provided closing disclosure dated [redacted] borrower is receiving cash out a purchase loan. |  |  |  | Reviewer Comment (2025-12-30): Re-validated Closing Disclosure. Exception cleared.<br>Buyer Comment (2025-12-26): please see final CD doc [redacted], cash to close is $[redacted] (not sure where amount in condition is from) | 12/30/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224716312 | [Redacted] | [Redacted] |  | 35284213 |  | Compliance | Compliance | Federal Compliance | Federal HPML | [redacted] [redacted] Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of [redacted][redacted]% or Final Disclosure APR of [redacted][redacted]% is equal to or greater than the threshold of APOR [redacted]% + [redacted]%, or [redacted][redacted]%. Non-Compliant Higher Priced Mortgage Loan. | APR on subject loan of [redacted][redacted]% or Final Disclosure APR of [redacted][redacted]% is equal to or greater than the threshold of APOR [redacted]% + [redacted]%, or [redacted][redacted]%. |  |  |  | Reviewer Comment (2025-12-30): Received evidence of appraisal report delivery. Exception cleared.<br>Buyer Comment (2025-12-26): please see proof of appriasal receipt just uploaded - [redacted] appraisals both esigned at the top of pg [redacted] | 12/30/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224716312 | [Redacted] | [Redacted] |  | 35284214 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank [redacted]): Creditor did not provide a copy of each valuation to applicant [redacted] business days prior to consummation. | No evidence that borrower received a copy of appraisal at least [redacted] business days to closing. |  |  |  | Reviewer Comment (2025-12-30): Received evidence of appraisal report delivery. Exception cleared.<br>Buyer Comment (2025-12-26): please see attached proof [redacted] appraisal esigned at the top of page [redacted] showing recieved on [redacted]. | 12/30/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224716312 | [Redacted] | [Redacted] |  | 35284215 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank [redacted]): Creditor did not provide a copy of each valuation to applicant [redacted] business days prior to consummation. | No evidence that borrower received a copy of appraisal at least [redacted] business days to closing. |  |  |  | Reviewer Comment (2025-12-30): Received evidence of appraisal report delivery. Exception cleared.<br>Buyer Comment (2025-12-26): please see attached proof [redacted] appraisal esigned at the top of page [redacted] showing recieved on [redacted] | 12/30/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224716312 | [Redacted] | [Redacted] |  | 35284219 |  | Compliance | Compliance | Federal Compliance | TILA | ARM Disclosure Timing Test | TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower within [redacted] days of application. | Provided ARM disclosure dated [redacted] not provided to the borrower within [redacted] business days to the note date. |  |  |  | Reviewer Comment (2025-12-30): Re-validated compliance data. Exception cleared.<br>Buyer Comment (2025-12-26): please see doc [redacted] ARM disclosure signed on [redacted] when program type was updated to an ARM loan. this can be validated by [redacted] LE doc [redacted] does not show this as an ARM loan and [redacted] LE doc [redacted] does | 12/30/2025 |  |  | 1 C A |  | [redacted] | Primary | Purchase | No Defined Cure B A | Non QM | Non QM | No |
| 224716312 | [Redacted] | [Redacted] |  | 35292029 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception to allow [redacted]% equity versus [redacted]% equity on departing residence listed for sale in order to exclude payment. | Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of [redacted] months PITIA or more.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Documentation Type: [redacted]<br> Disposable Income: $[redacted]<br>Borrower has worked in the same position for more than [redacted] years.<br>Actual Reserves: $[redacted]<br> Required Reserves: $[redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-12-24): Lender Exception with Compensating Factors provided. |  |  | 12/24/2025 | 2 B |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224716926 | [Redacted] | [Redacted] |  | 35283943 |  | Credit | Insurance | Insurance Analysis | Insurance | Insurance address does not match Note address. |  | Note shows city name as[redacted], Insurance shows city name as [redacted]. |  |  |  | Reviewer Comment (2026-01-13): Received hazard insurance with corrected city name. Exception cleared.<br>Buyer Comment (2026-01-09): Insurance | 01/13/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224716939 | [Redacted] | [Redacted] |  | 35284036 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  | Final Title policy was not provided in the file. The Title Commitment/Preliminary in the file disclosed a coverage amount of $[redacted] which is less than the loan amount of $[redacted]. |  |  |  | Reviewer Comment (2026-01-05): Received Title Preliminary with corrected Proposed Insured amount $[redacted]. Exception cleared.<br>Buyer Comment (2025-12-31): title commit | 01/05/2026 |  |  | 1 B A |  | [redacted] | Primary | Purchase | C A B | Non QM | Non QM | No |
| 224716939 | [Redacted] | [Redacted] |  | 35284078 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Second Appraisal Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | Second Appraisal fee in the amount of $[redacted] was added to the Final Closing Disclosure dated [redacted]. A valid change of circumstance was not provided for fee change, and no evidence of tolerance cure was in the file. |  |  |  | Reviewer Comment (2026-01-01): [redacted] received Valid COC dated [redacted].<br>Buyer Comment (2025-12-31): invest memo | 01/01/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A B | Non QM | Non QM | Yes |
| 224717162 | [Redacted] | [Redacted] |  | 35313640 |  | Credit | Missing Document | General | Missing Document | Missing Document: Evidence of Access to Funds not provided |  | The CPA letters provided so not state that the use of the funds for the transaction from business accounts will not have a material adverse impact on the business' operations. | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of [redacted] months PITIA or more.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Documentation Type: [redacted]<br> Disposable Income: $[redacted] | SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-07): Client elects to waive with compensating factors.<br>Reviewer Comment (2026-01-07): Lender exception approval provided, post closing.<br>Buyer Comment (2026-01-05): Exception Approval |  |  | 01/07/2026 | 2 C B |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224717162 | [Redacted] | [Redacted] |  | 35313649 |  | Credit | Missing Document | General | Missing Document | Missing Document: Evidence of Access to Funds not provided |  | The CPA letters provided so not state that the use of the funds for the transaction from business accounts will not have a material adverse impact on the business' operations. | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of [redacted] months PITIA or more.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Documentation Type: [redacted]<br> Disposable Income: $[redacted] | SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-07): Client elects to waive with compensating factors.<br>Buyer Comment (2026-01-05): Exception Approval |  |  | 01/07/2026 | 2 C B |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224717162 | [Redacted] | [Redacted] |  | 35480816 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Data discrepancy - DTI |  |  |  | Reviewer Comment (2026-02-10): Received evidence DTI is within tolerance. Condition cleared.<br>Buyer Comment (2026-02-06): What is needed to be provided now that our LOS is reflecting the correct DTI of [redacted] | 02/10/2026 |  |  | 1 A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224717319 | [Redacted] | [Redacted] |  | 35284561 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal was made "subject to" and Form [redacted]/[redacted] was not provided. |  | Appraisal was made subject to and [redacted]D/[redacted] was not provided in the file. |  |  |  | Reviewer Comment (2026-01-16): [redacted] report received, exception cleared.<br>Buyer Comment (2026-01-14): [redacted]D | 01/16/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224717750 | [Redacted] | [Redacted] |  | 35282468 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | Final HUD/CD is missing in file. |  |  |  | Reviewer Comment (2026-01-15): Received required documentation. Condition cleared.<br>Buyer Comment (2026-01-13): Closing - Final Approved HUD | 01/15/2026 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| 224718590 | [Redacted] | [Redacted] |  | 35310090 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Deeds / Warranty / Grant / Quit-Claim not provided |  | The Deed transferring ownership of the property to the borrowing entity is missing. |  |  |  | Reviewer Comment (2026-01-20): Received Deed. Exception Cleared.<br>Buyer Comment (2026-01-15): deed | 01/20/2026 |  |  | 1 D A |  | [redacted] | Investment | Purchase | D A |  | N/A | No |
| 224718774 | [Redacted] | [Redacted] |  | 35286060 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | DTI variance. Lenders DTI: [redacted]%. Review DTI: [redacted]%. Variance is due to missing asset documentation for asset depletion. Lenders monthly income calculation is $[redacted]. Review calculation is $[redacted]. |  |  |  | Reviewer Comment (2026-02-02): Calculated DTI within threshold tolerance. Exception cleared<br>Buyer Comment (2026-01-29): Passive Asset income updated docs | 02/02/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A | N/A | N/A | No |
| 224718774 | [Redacted] | [Redacted] |  | 35286062 |  | Credit | Guideline | Guideline Issue | Guideline | Loan does not meet guideline requirements regarding DTI variance. |  | DTI variance. Lenders DTI: [redacted]%. Review DTI: [redacted]%. Variance is due to missing asset documentation for asset depletion. Lenders monthly income calculation is $[redacted]. Review calculation is $[redacted]. |  |  |  | Reviewer Comment (2026-02-02): Calculated DTI within threshold tolerance. Exception cleared<br>Buyer Comment (2026-01-29): See updated [redacted] | 02/02/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A | N/A | N/A | No |
| 224718774 | [Redacted] | [Redacted] |  | 35480748 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Data discrepancy - DTI |  |  |  | Reviewer Comment (2026-02-02): Calculated DTI within threshold tolerance. Exception cleared<br>Buyer Comment (2026-01-29): See updated [redacted] | 02/02/2026 |  |  | 1 A |  | [redacted] | Investment | Purchase | C A | N/A | N/A | No |
| 224719737 | [Redacted] | [Redacted] |  | 35285087 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | No evidence of HUD/Closing Statement/Closing Disclosure available in file. |  |  |  | Reviewer Comment (2026-01-06): Closing Statement document received. Exception cleared.<br>Buyer Comment (2026-01-05): HUD | 01/06/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A |  | N/A | No |
| 224720552 | [Redacted] | [Redacted] |  | 35287230 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  | Qualifying Assets for Closing of $[redacted] is less than Cash from Borrower $[redacted]. The earnest money deposit is currently unsourced. Provide documentation or evidence of the source of the earnest money deposit to satisfy closing requirements. |  |  |  | Reviewer Comment (2026-01-20): EMD withdrawals verified and updated. Exception cleared.<br>Buyer Comment (2026-01-15): PC Cert | 01/20/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224720552 | [Redacted] | [Redacted] |  | 35287257 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [redacted] disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $[redacted] is over disclosed by $[redacted] compared to the calculated Amount Financed of $[redacted] and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated [redacted]). | The disclosed Amount Financed in the amount of $[redacted] is over-disclosed by $[redacted] compared to the calculated Amount Financed of $[redacted]. |  |  |  | Reviewer Comment (2026-01-16): [redacted] received Corrected CD & LOE to borrower moving estoppel fee to Section [redacted].<br>Buyer Comment (2026-01-15): pccd + loe | 01/16/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) | Non QM | Non QM | Yes |
| 224720552 | [Redacted] | [Redacted] |  | 35287258 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [redacted] disclosed an inaccurate Finance Charge on page [redacted] that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $[redacted] is under disclosed by $[redacted] compared to the calculated Finance Charge of $[redacted] which exceeds the $[redacted] threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated [redacted]). | Disclosed Finance Charges are $[redacted]. Due Diligence Finance Charges are $[redacted]. There is a variance of $[redacted]. |  |  |  | Reviewer Comment (2026-01-16): [redacted] received Corrected CD & LOE to borrower moving estoppel fee to Section [redacted]. | 01/16/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) | Non QM | Non QM | Yes |
| 224720552 | [Redacted] | [Redacted] |  | 35287290 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | Calculated PITIA months reserves of [redacted] is less than guideline PITIA months reserves of [redacted]. |  |  |  | Reviewer Comment (2026-01-20): EMD Withdrawals received and updated. Exception cleared.<br>Buyer Comment (2026-01-15): PC Cert submitted | 01/20/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224720552 | [Redacted] | [Redacted] |  | 35287303 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank [redacted]): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | [redacted] due to insufficient reserve requirements. |  |  |  | Reviewer Comment (2026-01-20): EMD withdrawals verified and updated. Exception cleared.<br>Buyer Comment (2026-01-15): PC Cert submitted | 01/20/2026 |  |  | 1 B A C |  | [redacted] | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| 224720552 | [Redacted] | [Redacted] |  | 35287304 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank [redacted]): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Calculated PITIA months reserves of [redacted] is less than guideline PITIA months reserves of [redacted]. Provide additional funds for the reserve requirements. |  |  |  | Reviewer Comment (2026-01-20): EMD withdrawals verified and updated. Exception cleared.<br>Buyer Comment (2026-01-15): PC Cert submitted | 01/20/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224720556 | [Redacted] | [Redacted] |  | 35286610 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | E-sign consent was not found in file. Provided e-sign consent is reflecting pending status. |  |  |  | Reviewer Comment (2026-01-16): E-Sign Consent Agreement received, exception cleared<br>Buyer Comment (2026-01-14): E-sign consent | 01/16/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224720567 | [Redacted] | [Redacted] |  | 35292132 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank [redacted]): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | ATR fail due to third party verification for [redacted] is dated [redacted] which is not within [redacted] days prior to the note date. |  |  |  | Reviewer Comment (2026-01-06): Third party verification is available.<br>Buyer Comment (2026-01-02): please see cpa letter dated [redacted] doc [redacted] and business license pulled on [redacted] doc [redacted], both within [redacted] days of [redacted] note date. thanks! | 01/06/2026 |  |  | 1 B A C |  | [redacted] | Primary | Purchase | Lender to provide updated ATR/QM status C B | Non QM | Non QM | Yes |
| 224720567 | [Redacted] | [Redacted] |  | 35292135 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Income and Assets - Bank Statements | Ability to Repay (Dodd-Frank [redacted]): Unable to verity Bank Statement income due to, bank statement provided was dated more than [redacted] days prior to closing, CPA letter provided was dated more than [redacted] days prior to closing, other verification provided was dated more than [redacted] days prior to closing, other verification was not provided from a reliable third party income source. | ATR fail due to third party verification for [redacted] is dated [redacted] which is not within [redacted] days prior to the note date. |  |  |  | Reviewer Comment (2026-01-06): Third party verification is available.<br>Buyer Comment (2026-01-02): please see cpa letter dated [redacted] doc [redacted] and business license pulled on [redacted] doc [redacted], both within [redacted] days of [redacted] note date. thanks! | 01/06/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224720567 | [Redacted] | [Redacted] |  | 35292138 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [redacted] disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $[redacted] is over disclosed by $[redacted] compared to the calculated Amount Financed of $[redacted] and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated [redacted]). | The disclosed Amount Financed in the amount of $[redacted] is over disclosed by $[redacted] compared to the calculated Amount Financed of $[redacted]. |  |  |  | Reviewer Comment (2026-01-12): [redacted] received PCCD, LOE, Copy of Refund Check and Proof of Mailing.<br>Buyer Comment (2026-01-09): lox, pccd, refund check<br>Reviewer Comment (2026-01-05): EXCEPTION HISTORY - Exception Detail was updated on [redacted] PRIOR Exception Detail: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [redacted] disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $[redacted] is over disclosed by $[redacted] compared to the calculated Amount Financed of $[redacted] and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated [redacted]). (Final/[redacted])<br>Reviewer Comment (2026-01-05): [redacted] recalculated Finance Charge. Title-sales tax was removed from calculation, however, Finance charge was still underdisclosed by $[redacted] at consummation due tot he Title-Service Charges. [redacted] received breakdown of the Title-service fee which all appear to be finance charges. $[redacted] recording service, $[redacted] Escrow Service & $[redacted] Transaction management fee are all finance charge and service fees related to the extension of Credit. Cure with Corrected CD, LOE to borrower, copy of cure refund for total underdisclosure $[redacted] and proof of mailing.<br>Buyer Comment (2026-01-02): please see attached email from title confirming $[redacted] sales tax fee was a one time upfront fee and breakdown of $[redacted] service fee. $[redacted] transaction fee is a non apr fee. please remove both from your calculations |  | 01/12/2026 |  | 2 C B |  | [redacted] | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| 224720567 | [Redacted] | [Redacted] |  | 35292139 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [redacted] disclosed an inaccurate Finance Charge on page [redacted] that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $[redacted] is under disclosed by $[redacted] compared to the calculated Finance Charge of $[redacted] which exceeds the $[redacted] threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated [redacted]). | Disclosed Finance Charges are $[redacted]. Due Diligence Finance Charges are $[redacted]. There is a variance of $[redacted]. |  |  |  | Reviewer Comment (2026-01-12): [redacted] received PCCD, LOE, Copy of Refund Check and Proof of Mailing.<br>Buyer Comment (2026-01-09): lox, pccd, refund check<br>Reviewer Comment (2026-01-05): EXCEPTION HISTORY - Exception Detail was updated on [redacted] PRIOR Exception Detail: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [redacted] disclosed an inaccurate Finance Charge on page [redacted] that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $[redacted] is under disclosed by $[redacted] compared to the calculated Finance Charge of $[redacted] which exceeds the $[redacted] threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated [redacted]). (Final/[redacted])<br>Reviewer Comment (2026-01-05): [redacted] recalculated Finance Charge. Title-sales tax was removed from calculation, however, Finance charge was still underdisclosed by $[redacted] at consummation due tot he Title-Service Charges. [redacted] received breakdown of the Title-service fee which all appear to be finance charges. $[redacted] recording service, $[redacted] Escrow Service & $[redacted] Transaction management fee are all finance charge and service fees related to the extension of Credit. Cure with Corrected CD, LOE to borrower, copy of cure refund for total underdisclosure $[redacted] and proof of mailing.<br>Buyer Comment (2026-01-02): please see attached email from title confirming $[redacted] sales tax fee was a one time upfront fee and breakdown of $[redacted] service fee. $[redacted] transaction fee is a non apr fee. please remove both from your calculations |  | 01/12/2026 |  | 2 C B |  | [redacted] | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| 224720567 | [Redacted] | [Redacted] |  | 35292274 |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank [redacted]): General Ability-to-Repay requirements not satisfied. | ATR fail due to third party verification for [redacted] is dated [redacted] which is not within [redacted] days prior to the note date. |  |  |  | Reviewer Comment (2026-01-06): Third party verification is available. | 01/06/2026 |  |  | 1 A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224720567 | [Redacted] | [Redacted] |  | 35292419 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded. Total amount of $[redacted] exceeds tolerance of $[redacted] plus [redacted]% or $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | Recording fee was last disclosed as $[redacted] on LE but disclosed as $[redacted] on Final closing disclosure, no cure or valid change of circumstance was provided to borrower. |  |  |  | Reviewer Comment (2026-01-05): Sufficient cure provided. Full cure amount for tolerance violation was provided at or before closing (on final CD) resulting in a cleared exception."<br>Buyer Comment (2026-01-02): invest memo | 01/05/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 224720567 | [Redacted] | [Redacted] |  | 35297576 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Tax verification is missing for REO property. |  |  |  | Reviewer Comment (2026-01-06): Ground rent VOR is available for mobile home, tax, insurance not required.<br>Buyer Comment (2026-01-02): property is a mobile home. no property taxes, only ground rents. see attached payment confirmation | 01/06/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224720567 | [Redacted] | [Redacted] |  | 35340522 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted] Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded. Total amount of $[redacted] exceeds tolerance of $[redacted] plus [redacted]% or $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. | Sufficient cure provided at closing |  |  |  | Reviewer Comment (2026-01-05): Sufficient Cure Provided At Closing |  | 01/05/2026 |  | 1 A |  | [redacted] | Primary | Purchase | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| 224720569 | [Redacted] | [Redacted] |  | 35285986 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted] Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. | Credit report fee amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  | Reviewer Comment (2025-12-22): Sufficient Cure Provided At Closing |  | 12/22/2025 |  | 1 A |  | [redacted] | Primary | Refinance - Cash-out - Other | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 224720573 | [Redacted] | [Redacted] |  | 35286681 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | Loan Discount Points Fee was last disclosed as $[redacted] on LE dated [redacted] but disclosed as $[redacted] on Final closing disclosure, no cure or valid change of circumstance was provided to borrower. |  |  |  | Reviewer Comment (2026-01-12): [redacted] received Valid COC dated [redacted].<br>Buyer Comment (2026-01-09): COC | 01/12/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 224720573 | [Redacted] | [Redacted] |  | 35286682 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | Credit Report Fee was last disclosed as $[redacted] on LE dated [redacted] but disclosed as $[redacted] on Final closing disclosure, no cure or valid change of circumstance was provided to borrower. |  |  |  | Reviewer Comment (2026-01-08): Sufficient cure provided. Full cure amount for tolerance violation was provided at or before closing (on final CD) resulting in a cleared exception.<br>Buyer Comment (2026-01-07): See bottom of page [redacted] of consummation CD as this credit was applied already. [redacted], page [redacted] | 01/08/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 224720573 | [Redacted] | [Redacted] |  | 35286701 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception for private VOR - only have [redacted] months rent checks, no lease provided. | Borrower has verified disposable income of at least $[redacted].<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least [redacted]%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [redacted]%.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-12-29): Client elects to waive with compensating factors. |  |  | 12/29/2025 | 2 C B |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224720573 | [Redacted] | [Redacted] |  | 35443192 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted] Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2026-01-12): Sufficient Cure Provided At Closing |  | 01/12/2026 |  | 1 A |  | [redacted] | Primary | Purchase | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| 224720732 | [Redacted] | [Redacted] |  | 35287217 |  | Compliance | Compliance | Federal Compliance | Federal HPML | [redacted] [redacted] Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of [redacted][redacted]% or Final Disclosure APR of [redacted][redacted]% is equal to or greater than the threshold of APOR [redacted]% + [redacted]%, or [redacted][redacted]%. Non-Compliant Higher Priced Mortgage Loan. | Evidence the borrower was provided a copy of appraisal within [redacted] business days prior to consummation is missing. |  |  |  | Reviewer Comment (2026-01-20): Appraisal Receipt received and verified. Exception cleared.<br>Buyer Comment (2026-01-15): See upload | 01/20/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224720732 | [Redacted] | [Redacted] |  | 35287218 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank [redacted]): Creditor did not provide a copy of each valuation to applicant [redacted] business days prior to consummation. | Evidence the borrower was provided a copy of appraisal within [redacted] business days prior to consummation is missing. |  |  |  | Reviewer Comment (2026-01-20): Appraisal Receipt received and verified. Exception cleared.<br>Buyer Comment (2026-01-15): Proof appraisal sent to borrower | 01/20/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224720732 | [Redacted] | [Redacted] |  | 35287220 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Provision) [redacted] Higher-Priced Mortgage Loan (Loan Exceeds HPML Thresholds and failed One or More Federal HPML Provisions Making Loan a Non-Compliant MA HPML - Refer to Federal HPML Exceptions for more details) | [redacted] Higher-Priced Mortgage Loan: [redacted] Not Compliant. Refer to failed messages for [redacted] for more details. |  |  |  |  | Reviewer Comment (2026-01-20): Appraisal Receipt received and verified. Exception cleared.<br>Buyer Comment (2026-01-15): See upload | 01/20/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224720732 | [Redacted] | [Redacted] |  | 35287222 |  | Compliance | Compliance | State Compliance | State HPML | [redacted] HPML Threshold Test Non-Compliant | [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted][redacted]% or Final Disclosure APR of [redacted][redacted]% is equal to or greater than the threshold of APOR [redacted]% + [redacted]%, or [redacted][redacted]% Non-Compliant Higher Priced Loan. |  |  |  |  | Reviewer Comment (2026-01-20): Appraisal Receipt received and verified. Exception cleared.<br>Buyer Comment (2026-01-15): See upload | 01/20/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | No obvious cure C B A | Non QM | Non QM | No |
| 224720732 | [Redacted] | [Redacted] |  | 35287223 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted] Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-12-22): Sufficient Cure Provided At Closing |  | 12/22/2025 |  | 1 A |  | [redacted] | Primary | Purchase | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| 224720732 | [Redacted] | [Redacted] |  | 35287237 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception is provided for Assets: $[redacted] of which $[redacted]K was gift funds. Borrower needs $[redacted] for [redacted]% + Reserves for minimum required investment. He has $[redacted] (funds and EMD). Need exception for the $[redacted]K he is short. Verified [redacted] month rent history paid as agreed and his credit is good though limited. | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Documentation Type: [redacted]<br> Disposable Income: $[redacted]<br>DTI: [redacted]% <br> Guideline Maximum DTI: [redacted]% | SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC | Reviewer Comment (2025-12-26): Client elects to waive with compensating factors. |  |  | 12/26/2025 | 2 B |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224720732 | [Redacted] | [Redacted] |  | 35578959 |  | Compliance | Compliance | State Compliance | State HPML | [redacted] HPML Threshold Test Compliant | [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted][redacted]% or Final Disclosure APR of [redacted][redacted]% is equal to or greater than the threshold of APOR [redacted]% + [redacted]%, or [redacted][redacted]% Compliant Higher Priced Loan. |  |  |  |  | Reviewer Comment (2026-01-26): Client elects to waive.<br>Buyer Comment (2026-01-22): Please clear |  |  | 01/26/2026 | 2 B |  | [redacted] | Primary | Purchase | No obvious cure C B A | Non QM | Non QM | No |
| 224721666 | [Redacted] | [Redacted] |  | 35310018 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | Additional [redacted] month consecutive bank statement required to meet asset requirements. |  |  |  | Reviewer Comment (2026-01-20): [redacted] Tech account is a newly opened account. Exception Cleared.<br>Buyer Comment (2026-01-15): PC Cert | 01/20/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A |  | N/A | No |
| 224721838 | [Redacted] | [Redacted] |  | 35287640 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Additional [redacted]-Day Waiting Period Timing Test - Regular Transaction | TILA-RESPA Integrated Disclosure - Most recent Closing Disclosure received at least [redacted] days prior to closing dated [redacted] disclosed an inaccurate APR of [redacted][redacted]% compared to the actual APR at consummation of [redacted][redacted]% and a revised CD disclosing an accurate APR was not received by borrower at least [redacted] business days prior to consummation. | APR became inaccurate from initial CD to APR on [redacted] at closing. Additional [redacted]-day waiting period required after providing revised CD with accurate APR. If consumer was provided with another interim CD reflecting accurate APR and received [redacted] days prior to consummation, please provide copy for review. |  |  |  | Reviewer Comment (2026-01-05): [redacted] received initial CD and [redacted].<br>Buyer Comment (2026-01-02): RCD | 01/05/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | TRID timing exception, no remediation available. C A | Non QM | Non QM | No |
| 224721838 | [Redacted] | [Redacted] |  | 35287641 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Post Close Closing Disclosure Timing Regular Transactions | TILA-RESPA Integrated Disclosure - [redacted]-Day Waiting Period Timing Violation. Post Closing Disclosure reflects a change in APR, loan product, or addition of prepayment penalty which would have triggered an additional [redacted]-day waiting period had it been correctly disclosed on the Final Closing Disclosure. | Final CD that was issued on the note date of [redacted] with an APR change not previously disclosed to borrower. |  |  |  | Reviewer Comment (2026-01-05): [redacted] received initial CD and [redacted].<br>Buyer Comment (2026-01-02): RCD | 01/05/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 224721838 | [Redacted] | [Redacted] |  | 35287642 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Appraisal Review Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | Appraisal review fee of $[redacted] was not disclosed to borrower on initial LE. No valid change in circumstance or cure for borrower provided. |  |  |  | Reviewer Comment (2026-01-04): [redacted] received detailed COC dated [redacted].<br>Buyer Comment (2026-01-02): RLE with COC | 01/04/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| 224722947 | [Redacted] | [Redacted] |  | 35294423 |  | Credit | 1003 | Document Error | 1003 | Borrower(s) is not a [redacted] Citizen, and the guideline required documentation was not provided. |  | Borrower is Non-Permanent Resident Alien, Missing Passport/ Resident Alien Card/ VISA/ Employment Authorization. |  |  |  | Reviewer Comment (2026-01-14): Document Provided<br>Buyer Comment (2026-01-12): Please see attached rebuttal.<br>Reviewer Comment (2026-01-06): File is missing the IRS ITIN notice to verify the ITIN assignment date. As per guideline, ITIN must have been assigned to the Applicant prior to the loan's application date and must be unexpired as of the loan's note date, exception remains<br>Buyer Comment (2026-01-05): Please note: this loan is approved on the Sinature Expanded ITIN/DACA criteria. Documentation being requested is not required. All requirements for the ITIN/DACA program have been met. | 01/14/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224722947 | [Redacted] | [Redacted] |  | 35294424 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | [redacted] Error: Citizenship Source Documentation was not provided |  | Borrower is Non-Permanent Resident Alien, Missing Passport/ Resident Alien Card/ VISA/ Employment Authorization. |  |  |  | Reviewer Comment (2026-01-14): Document Provided<br>Buyer Comment (2026-01-12): Please see attached rebuttal<br>Reviewer Comment (2026-01-06): File is missing the IRS ITIN notice to verify the ITIN assignment date. As per guideline, ITIN must have been assigned to the Applicant prior to the loan's application date and must be unexpired as of the loan's note date, exception remains<br>Buyer Comment (2026-01-05): Please note: this loan is approved on the Sinature Expanded ITIN/DACA criteria. Documentation being requested is not required. All requirements for the ITIN/DACA program have been met. | 01/14/2026 |  |  | 1 B A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224722947 | [Redacted] | [Redacted] |  | 35294461 |  | Credit | Missing Document | General | Missing Document | Missing Document: Verification of Non-[redacted] Citizen Status not provided |  | Missing Verification of Non-[redacted] Citizen Status. |  |  |  | Reviewer Comment (2026-01-14): Document Provided<br>Buyer Comment (2026-01-12): Please see attached rebuttal<br>Reviewer Comment (2026-01-06): File is missing the IRS ITIN notice to verify the ITIN assignment date. As per guideline, ITIN must have been assigned to the Applicant prior to the loan's application date and must be unexpired as of the loan's note date, exception remains<br>Buyer Comment (2026-01-05): Please note: this loan is approved on the Sinature Expanded ITIN/DACA criteria. Documentation being requested is not required. All requirements for the ITIN/DACA program have been met. | 01/14/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224722951 | [Redacted] | [Redacted] |  | 35292842 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  |  |  |  |  | Reviewer Comment (2026-01-16): E-sign proof received, exception cleared.<br>Buyer Comment (2026-01-14): e-sign Audit pkg | 01/16/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 224722961 | [Redacted] | [Redacted] |  | 35294172 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded. Total amount of $[redacted] exceeds tolerance of $[redacted] plus [redacted]% or $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | Recording fee was last disclosed as $[redacted] on Loan Estimate but disclosed as $[redacted] on Final closing disclosure, no cure or valid change of circumstance was provided to borrower. |  |  |  | Reviewer Comment (2026-01-02): [redacted]: Sufficient cure provided. Full cure amount for tolerance violation was provided at closing (on final CD) for the fees are exceeds over [redacted]% tolerance resulting in a cleared exception.<br>Buyer Comment (2025-12-31): Please see final CD [redacted] which includes the $[redacted] cure for this item. | 01/02/2026 |  |  | 1 C A |  | [redacted] | Second Home | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 224722961 | [Redacted] | [Redacted] |  | 35294173 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Appraisal Desk Review Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | Appraisal Desk Review Fee not disclosed on Loan Estimate but disclosed as $[redacted] on Final closing disclosure, no cure or valid change of circumstance was provided to borrower. |  |  |  | Reviewer Comment (2026-01-15): [redacted] received PCCD, LOE, proof of mailing & copy of refund check.<br>Buyer Comment (2026-01-14): Please see attached copy of cure check for $[redacted], Cover Letter, Updated PCCD and proof [redacted] package delivered. |  | 01/15/2026 |  | 2 C B |  | [redacted] | Second Home | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 224722976 | [Redacted] | [Redacted] |  | 35294258 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  |  |  |  |  | Reviewer Comment (2026-01-06): Received E-sign Consent document. Exception cleared.<br>Buyer Comment (2026-01-02): econsent | 01/06/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224722976 | [Redacted] | [Redacted] |  | 35301056 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception request for borrower that does not meet tradeline requirement but provided alternative tradelines is approved. Per disposition, max [redacted]% LTV, reserve requirement to be documented, provide satisfactory [redacted]-month rental history, must meet all other guideline requirements. | Borrower has been employed in the same industry for more than [redacted] years.<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower has verified disposable income of at least $[redacted]. | Borrower has been employed in the same industry for more than [redacted] years.<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Residual Income $[redacted]k or More | Originator,SitusAMC<br>Originator,SitusAMC<br>Originator,SitusAMC<br>Originator,SitusAMC | Reviewer Comment (2025-12-26): Client elects to waive with compensating factors. |  |  | 12/26/2025 | 2 B |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224725583 | [Redacted] | [Redacted] |  | 35295345 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Insurance Verification missing or REO property [redacted][redacted]. |  |  |  | Reviewer Comment (2026-01-06): Hazard Insurance Document received for REO verified. Exception cleared.<br>Buyer Comment (2026-01-02): reo [redacted] fremont hoi | 01/06/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224725662 | [Redacted] | [Redacted] |  | 35296718 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: [redacted] |  |  |  |  |  | Reviewer Comment (2026-01-09): Received CDA. Exception Cleared.<br>Buyer Comment (2026-01-07): cda report | 01/09/2026 |  |  | 1 D A |  | [redacted] | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| 224725665 | [Redacted] | [Redacted] |  | 35295616 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | The Appraisal fee changed to $[redacted] on the Closing Disclosure dated [redacted]. A valid change of circumstance was not provided for fee change, and no evidence of tolerance cure was in the file. |  |  |  | Reviewer Comment (2026-01-15): [redacted] received PCCD, LOE, proof of mailing & copy of refund check.<br>Buyer Comment (2026-01-14): PCCD with cure |  | 01/15/2026 |  | 2 C B |  | [redacted] | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 224725665 | [Redacted] | [Redacted] |  | 35305972 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank [redacted]): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. |  |  |  |  | Reviewer Comment (2026-01-06): Updated [redacted] DTI [redacted]%.<br>Buyer Comment (2026-01-05): See updated [redacted] /[redacted] | 01/06/2026 |  |  | 1 B A C |  | [redacted] | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| 224725665 | [Redacted] | [Redacted] |  | 35305973 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank [redacted]): Based on the loan failing one or more guideline components, the loan is at ATR risk. | [redacted] due to DTI not matching Bid tape, DTI still within guidelines. |  |  |  | Reviewer Comment (2026-01-06): Updated [redacted] DTI [redacted]%.<br>Buyer Comment (2026-01-05): See updated [redacted] /[redacted] | 01/06/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224725673 | [Redacted] | [Redacted] |  | 35294347 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | Reviewer Comment (2026-01-26): Final title provided.<br>Reviewer Comment (2026-01-26): EXCEPTION HISTORY - Exception Explanation was updated on [redacted] PRIOR Exception Explanation: Title Evidence: Preliminary | 01/26/2026 |  |  | 1 A |  | [redacted] | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 224725673 | [Redacted] | [Redacted] |  | 35294348 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within [redacted] or [redacted] and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Title policy amount not provided in preliminary title policy. |  |  |  | Reviewer Comment (2026-01-26): Final title provided.<br>Buyer Comment (2026-01-23): Title | 01/26/2026 |  |  | 1 B A |  | [redacted] | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 224725676 | [Redacted] | [Redacted] |  | 35315769 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | The closing statement provided indicates that it is an estimated statement instead of Final Statement. |  |  |  | Reviewer Comment (2026-01-13): Received final closing statement. Exception cleared.<br>Buyer Comment (2026-01-12): Final ALTA | 01/13/2026 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 224725677 | [Redacted] | [Redacted] |  | 35295640 |  | Credit | Missing Document | General | Missing Document | Missing Document: Verification of Non-[redacted] Citizen Status not provided |  | Verification of Non-[redacted] citizen document is missing. |  |  |  | Reviewer Comment (2026-01-06): Employment Authorization received and associated, exception cleared<br>Buyer Comment (2026-01-05): EAD | 01/06/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224725677 | [Redacted] | [Redacted] |  | 35314833 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted] Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded. Total amount of $[redacted] exceeds tolerance of $[redacted] plus [redacted]% or $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. | Sufficient cure provided at closing. |  |  |  | Reviewer Comment (2025-12-29): Sufficient Cure Provided At Closing |  | 12/29/2025 |  | 1 A |  | [redacted] | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 224725677 | [Redacted] | [Redacted] |  | 35314834 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted] Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Appraisal Review Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. | Sufficient cure provided at closing. |  |  |  | Reviewer Comment (2025-12-29): Sufficient Cure Provided At Closing |  | 12/29/2025 |  | 1 A |  | [redacted] | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 224725677 | [Redacted] | [Redacted] |  | 35314846 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | [redacted] Error: Citizenship Source Documentation was not provided |  | Per final [redacted], borrower is Non-Permanent Resident Alien; however, supporting documents required were not provided. |  |  |  | Reviewer Comment (2026-01-06): Employment Authorization received and associated, exception cleared<br>Buyer Comment (2026-01-05): see uploaded | 01/06/2026 |  |  | 1 B A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224725679 | [Redacted] | [Redacted] |  | 35294338 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | E-sign Consent Agreement was missing. |  |  |  | Reviewer Comment (2026-01-20): E-sign Consent Agreement received, exception cleared.<br>Buyer Comment (2026-01-16): econsent | 01/20/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 224725679 | [Redacted] | [Redacted] |  | 35294341 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | Reviewer Comment (2026-01-20): Final Title Policy received, exception cleared | 01/20/2026 |  |  | 1 A |  | [redacted] | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 224725679 | [Redacted] | [Redacted] |  | 35294350 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  | Title report in file disclosed $[redacted] of title insurance coverage; however, this is less than the loan amount of $[redacted]. Provide a copy of the final title policy or a supplemental title report verifying title insurance of at least the loan amount. |  |  |  | Reviewer Comment (2026-01-20): Final Title Policy received, exception cleared<br>Buyer Comment (2026-01-16): title commitment<br>Buyer Comment (2026-01-15): econsent | 01/20/2026 |  |  | 1 B A |  | [redacted] | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 224725684 | [Redacted] | [Redacted] |  | 35306103 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. |  |  |  |  |  | Reviewer Comment (2026-01-07): Rounding issue, Acceptable.<br>Buyer Comment (2026-01-04): PC Cert | 01/07/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224725684 | [Redacted] | [Redacted] |  | 35306104 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Combined loan to value discrepancy. |  |  |  |  |  | Reviewer Comment (2026-01-07): Rounding issue, Acceptable.<br>Buyer Comment (2026-01-04): PC Cert submitted | 01/07/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224725686 | [Redacted] | [Redacted] |  | 35295013 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted] Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded. Total amount of $[redacted] exceeds tolerance of $[redacted] plus [redacted]% or $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. | Recording Fee increased to $[redacted] without a valid change of circumstance; however, cure was provided to the borrower. |  |  |  | Reviewer Comment (2025-12-23): Sufficient Cure Provided At Closing |  | 12/23/2025 |  | 1 A |  | [redacted] | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 224725686 | [Redacted] | [Redacted] |  | 35295014 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted] Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. | Credit Report Fee increased to $[redacted] without a valid change of circumstance; however, cure was provided to the borrower. |  |  |  | Reviewer Comment (2025-12-23): Sufficient Cure Provided At Closing |  | 12/23/2025 |  | 1 A |  | [redacted] | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 224725691 | [Redacted] | [Redacted] |  | 35296686 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception request to waive source of funds used for down payment on the subject property with applicant on title less than [redacted] months as of the application date is approved. Per disposition, max [redacted]% LTV, [redacted]x[redacted]x[redacted] per LLPA rate sheet, document reserve requirement, utilize the lesser of actual or fair market rents as determined by the appraiser. | Borrower has owned the subject property for at least [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Borrower has owned the subject property for [redacted] years.<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-12-29): Client elects to waive with compensating factors. |  |  | 12/29/2025 | 2 B |  | [redacted] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| 224725691 | [Redacted] | [Redacted] |  | 35296690 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception request for lates [redacted]x[redacted]x[redacted] vs guidelines of [redacted]x[redacted]x[redacted] is approved. Per disposition, max [redacted]% LTV, [redacted]x[redacted]x[redacted] per LLPA rate sheet, document reserve requirement, utilize the lesser of actual or fair market rents as determined by the appraiser. Lender exception for waive source of funds used for down payment on th esubject property with applicant on title less than [redacted] months as of the application date. | Borrower has owned the subject property for at least [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Borrower has owned the subject property for [redacted] years.<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-01-23): Client elects to waive with compensating factors.<br>Buyer Comment (2026-01-21): Duplicate condition - please review most recent exception and clear<br>Buyer Comment (2026-01-21): Exception - [redacted] |  |  | 01/23/2026 | 2 C B |  | [redacted] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| 224725691 | [Redacted] | [Redacted] |  | 35296706 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | Certificate of Good Standing is missing. |  |  |  | Reviewer Comment (2026-01-23): Certificate of Good Standing received and verified the details. Exception Cleared.<br>Buyer Comment (2026-01-21): COGS | 01/23/2026 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| 224725691 | [Redacted] | [Redacted] |  | 35314567 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Employer Identification Number (EIN) not provided |  |  |  |  |  | Reviewer Comment (2026-01-23): Employer Identification Number received and verified the details. Exception Cleared.<br>Buyer Comment (2026-01-21): EIN | 01/23/2026 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| 224725729 | [Redacted] | [Redacted] |  | 35294322 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  | File is missing a copy of the final title policy. |  |  |  | Reviewer Comment (2026-01-22): Received Final Title policy with policy amount. Exception Cleared. | 01/22/2026 |  |  | 1 A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224725729 | [Redacted] | [Redacted] |  | 35294370 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded. Total amount of $[redacted] exceeds tolerance of $[redacted] plus [redacted]% or $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | Insufficient or no cure provided at closing. Valid Change of Circumstance not provided for change in fee. |  |  |  | Reviewer Comment (2026-01-23): [redacted] received Corrected PCCD, Letter of Explanation, Proof of Delivery and Copy of Refund Check resulting in a cured the exception.<br>Buyer Comment (2026-01-22): Check, PCCD, LOE, [redacted] |  | 01/23/2026 |  | 2 C B |  | [redacted] | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 224725729 | [Redacted] | [Redacted] |  | 35294371 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Appraisal Desk Review Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | Insufficient or no cure provided at closing. Valid Change of Circumstance not provided for change in fee. |  |  |  | Reviewer Comment (2026-01-23): [redacted] received Corrected PCCD, Letter of Explanation, Proof of Delivery and Copy of Refund Check resulting in a cured the exception. |  | 01/23/2026 |  | 2 C B |  | [redacted] | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 224725729 | [Redacted] | [Redacted] |  | 35304681 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within [redacted] or [redacted] and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2026-01-22): Received Final Title policy with policy amount. Exception Cleared.<br>Buyer Comment (2026-01-21): FTP | 01/22/2026 |  |  | 1 B A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224725731 | [Redacted] | [Redacted] |  | 35299468 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted] Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded. Total amount of $[redacted] exceeds tolerance of $[redacted] plus [redacted]% or $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-12-23): Sufficient Cure Provided At Closing |  | 12/23/2025 |  | 1 A |  | [redacted] | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 224725922 | [Redacted] | [Redacted] |  | 35300800 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception is approved for: Requesting to permit [redacted] months of self-employment. | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [redacted]%.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [redacted]%.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Originator,SitusAMC<br>Originator,SitusAMC | Reviewer Comment (2025-12-29): Client elects to waive with compensating factors. |  |  | 12/29/2025 | 2 B |  | [redacted] | Primary | Purchase | B A | Non QM | Non QM | No |
| 224725947 | [Redacted] | [Redacted] |  | 35317903 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception to permit rural investor property. Condition for Max [redacted]% LTV/CLTV, Min [redacted] DSCR | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-12-30): Client elects to waive wtih compensating factors. |  |  | 12/30/2025 | 2 B |  | [redacted] | Investment | Purchase | B A |  | N/A | No |
| 224725949 | [Redacted] | [Redacted] |  | 35301437 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal was made "subject to" and Form [redacted][redacted]/[redacted] was not provided. |  |  |  |  |  | Reviewer Comment (2026-01-22): Received [redacted]- Certification of Completion. Exception cleared.<br>Buyer Comment (2026-01-21): [redacted]D | 01/22/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224725954 | [Redacted] | [Redacted] |  | 35295150 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank [redacted]): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | Variance in DTI is due to [redacted]. Primary expenses are added twice: $[redacted] + $[redacted] = $[redacted]; however, again $[redacted] has been added to $[redacted] for primary expenses. |  |  |  | Reviewer Comment (2026-01-06): Updated [redacted] DTI [redacted]%.<br>Buyer Comment (2026-01-05): revised [redacted] | 01/06/2026 |  |  | 1 B A C |  | [redacted] | Second Home | Purchase | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| 224725954 | [Redacted] | [Redacted] |  | 35295151 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank [redacted]): Based on the loan failing [redacted] or more guideline components, the loan is at ATR risk. | Variance in DTI is due to [redacted]. Primary expenses are added [redacted]: $[redacted] + $[redacted] = $[redacted]; however, again $[redacted] has been added to $[redacted] for primary expenses. |  |  |  | Reviewer Comment (2026-01-06): Updated [redacted] DTI [redacted]%.<br>Buyer Comment (2026-01-05): revised [redacted] | 01/06/2026 |  |  | 1 C A |  | [redacted] | Second Home | Purchase | C A | Non QM | Non QM | No |
| 224726362 | [Redacted] | [Redacted] |  | 35298160 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception for primary residence not being superior is approved. Per disposition, documentation must clearly support that borrower resides at [redacted] [redacted] [redacted] [redacted] Subject to meet | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Miscellaneous | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted]<br>Minimal Consumer Debt. | SitusAMC<br>Aggregator,SitusAMC<br>Aggregator | Reviewer Comment (2025-12-30): Client elects to waive with compensating factors. |  |  | 12/30/2025 | 2 B |  | [redacted] | Investment | Purchase | C B A |  | N/A | No |
| 224726362 | [Redacted] | [Redacted] |  | 35315997 |  | Credit | Guideline | Guideline Issue | Guideline | Variance between diligence DSCR and bid tape DSCR does not meet [redacted] requirements. Variance is more than [redacted]. |  |  |  |  |  | Reviewer Comment (2026-02-10): Received updated [redacted]worksheet which supports the correct DTI, however Bid tape remains a discrepancy. Condition is allowed to be cleared.<br>Buyer Comment (2026-02-10): Please review updated [redacted]calc and clear finding<br>Buyer Comment (2026-02-10): [redacted]- [redacted]<br>Reviewer Comment (2026-01-22): As per [redacted]calculation getting [redacted] [redacted]Lease rent $[redacted], Market rent=$[redacted]PITIA: P & I $[redacted], Taxes $[redacted] Hazard $[redacted], HOA $[redacted]= $[redacted], Used lessor of $[redacted]/$[redacted] = [redacted]. Exception remains.<br>Buyer Comment (2026-01-21): [redacted] respectfully disagrees with variance. Upon recalculating [redacted]using subject [redacted], I come up with the same [redacted]ratio of [redacted][redacted]. Please clarify investor calculation or clear finding.<br>Buyer Comment (2026-01-21): Resolution docs - [redacted] | 02/10/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C B A |  | N/A | No |
| 224726363 | [Redacted] | [Redacted] |  | 35294662 |  | Credit | Missing Document | General | Missing Document | Incomplete Document: Note - Subject Lien is incomplete |  | Provided note document received [redacted] pages out of [redacted] pages, required to complete all the pages of the note document. |  |  |  | Reviewer Comment (2026-01-12): Received Note document, information validated. Exception Cleared.<br>Buyer Comment (2026-01-08): Complete Note | 01/12/2026 |  |  | 1 D A |  | [redacted] | Investment | Purchase | D A C | N/A | N/A | No |
| 224726363 | [Redacted] | [Redacted] |  | 35294664 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Note Error: Late charge type is blank. |  | Provided note document received [redacted] pages out of [redacted] pages, required to complete all the pages of the note document. |  |  |  | Reviewer Comment (2026-01-12): Received Note document, information validated. Exception Cleared.<br>Buyer Comment (2026-01-08): Note | 01/12/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | D A C | N/A | N/A | No |
| 224726363 | [Redacted] | [Redacted] |  | 35294694 |  | Compliance | Compliance | Federal Compliance | State Late Charge | (Missing Data) Late Charge | Late Charge Type was not provided. Any applicable Federal, State or Local compliance testing is unreliable. | Provided note document received [redacted] pages out of [redacted] pages, required to complete all the pages of the note document. |  |  |  | Reviewer Comment (2026-01-12): Received Note document, information validated. Exception Cleared.<br>Buyer Comment (2026-01-08): Note | 01/12/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | D A C | N/A | N/A | No |
| 224726411 | [Redacted] | [Redacted] |  | 35300987 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | E-sign Consent Agreement is missing. |  |  |  | Reviewer Comment (2026-01-06): E-Sign Consent Agreement received, exception cleared<br>Buyer Comment (2026-01-05): Please see attached e-Consent. | 01/06/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224726414 | [Redacted] | [Redacted] |  | 35301462 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | [redacted] Error: Birth Date was not provided |  | Please override; member only |  |  |  | Reviewer Comment (2026-01-12): [redacted] signed the note as a member, hence information not required in the file. Exception Cleared.<br>Buyer Comment (2026-01-08): please clarify, [redacted] is not a borrower | 01/12/2026 |  |  | 1 B A |  | [redacted] | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| 224726414 | [Redacted] | [Redacted] |  | 35318259 |  | Credit | Credit | Credit Documentation | Credit | OFAC was not checked and required per guidelines. |  |  |  |  |  | Reviewer Comment (2026-01-12): [redacted] signed the note as a member, hence information not required in the file. Exception Cleared.<br>Buyer Comment (2026-01-08): please clarify, [redacted] is not a borrower | 01/12/2026 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| 224726414 | [Redacted] | [Redacted] |  | 35318912 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | The Unanimous Consent & Resolution to Borrow, which must include lender name, loan amount, and property address, is not located in the file. |  |  |  | Reviewer Comment (2026-01-12): Received Corporate Resolution in the file. Exception Cleared.<br>Buyer Comment (2026-01-08): unanimous consent | 01/12/2026 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| 224726660 | [Redacted] | [Redacted] |  | 35300188 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within [redacted] or [redacted] and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2026-01-06): Preliminary title policy available in file shows policy amount.<br>Buyer Comment (2026-01-02): Please see document [redacted] which shows the coverage amount. | 01/06/2026 |  |  | 1 B A |  | [redacted] | Primary | Purchase | B A | Non QM | Non QM | No |
| 224727438 | [Redacted] | [Redacted] |  | 35296429 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  |  |  |  |  | Reviewer Comment (2026-01-15): Document provided<br>Buyer Comment (2026-01-14): Please see attached title with updated policy amount reflecting $[redacted] | 01/15/2026 |  |  | 1 B A |  | [redacted] | Primary | Purchase | B A | Non QM | Non QM | No |
| 224727438 | [Redacted] | [Redacted] |  | 35296486 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted] Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Appraisal Review Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-12-23): Sufficient Cure Provided At Closing |  | 12/23/2025 |  | 1 A |  | [redacted] | Primary | Purchase | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| 224727438 | [Redacted] | [Redacted] |  | 35296535 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | An exception is being requested since the borrower has been unemployed for [redacted] years and went from earning $[redacted] per month to earning $[redacted] without a [redacted] - year history in the same line of work. Borrower recently accepted a position with [redacted] that started on [redacted] earning $[redacted] per month as a Data Consultant. Prior to this position, the borrower was a stay-at-home homemaker for [redacted] years, and before this, the borrower worked at [redacted] for [redacted] year and [redacted] months, earning $[redacted] per month. The borrower worked at [redacted] Rescap for [redacted] years and [redacted] months prior to her position with [redacted]. | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [redacted]%.<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower has verified disposable income of at least $[redacted]. | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [redacted]%.<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Residual Income $[redacted]k or More | Originator,SitusAMC<br>Originator,SitusAMC<br>Originator,SitusAMC<br>Originator,SitusAMC | Reviewer Comment (2025-12-29): Client elects to waive with compensating factors. |  |  | 12/29/2025 | 2 B |  | [redacted] | Primary | Purchase | B A | Non QM | Non QM | No |
| 224727504 | [Redacted] | [Redacted] |  | 35301321 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | Reviewer Comment (2026-01-23): Final title policy received and verified. Exception cleared. | 01/23/2026 |  |  | 1 A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224727504 | [Redacted] | [Redacted] |  | 35301324 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  |  |  |  |  | Reviewer Comment (2026-01-23): Title policy amount updated from final title policy. Exception cleared.<br>Buyer Comment (2026-01-21): FTP - $[redacted]k | 01/23/2026 |  |  | 1 B A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224727504 | [Redacted] | [Redacted] |  | 35301353 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted] Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded. Total amount of $[redacted] exceeds tolerance of $[redacted] plus [redacted]% or $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-12-23): Sufficient Cure Provided At Closing |  | 12/23/2025 |  | 1 A |  | [redacted] | Primary | Purchase | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| 224727504 | [Redacted] | [Redacted] |  | 35301354 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted] Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-12-23): Sufficient Cure Provided At Closing |  | 12/23/2025 |  | 1 A |  | [redacted] | Primary | Purchase | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| 224727504 | [Redacted] | [Redacted] |  | 35301373 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception on this new primary residence purchase to omit the PITIA payment on the departure residence with only [redacted]% equity position as the guidelines call for [redacted]%. | Borrower has verified disposable income of at least $[redacted].<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>The representative FICO score is above [redacted].<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of [redacted] months PITIA or more. | Documentation Type: [redacted]<br> Disposable Income: $[redacted]<br>Decision System: [redacted]<br> Representative FICO: [redacted] | Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-26): Client elects to waive with compensating factors.<br>Buyer Comment (2026-01-21): Please clear condition<br>Buyer Comment (2026-01-21): Approved Exception - [redacted] |  |  | 01/26/2026 | 2 C B |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224727504 | [Redacted] | [Redacted] |  | 35310128 |  | Credit | Credit | Credit Documentation | Guideline | Missing Document: Asset not provided |  | The file is missing documentation to verify the total bridge loan amount received. Please provide for review. |  |  |  | Reviewer Comment (2026-01-23): Bridge loan Closing Disclosure received and verified. Exception cleared.<br>Buyer Comment (2026-01-21): CD - REO | 01/23/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224727504 | [Redacted] | [Redacted] |  | 35315796 |  | Credit | Credit | Credit Documentation | Guideline | Missing Document: Verification of Rent (VOR) / Verification of Mortgage (VOM) not provided |  | Verification of mortgage was not provided for the departing residence. |  |  |  | Reviewer Comment (2026-02-10): Borrower is not on the Primary mortgage, VOR/VOM not required. Exception cleared.<br>Buyer Comment (2026-02-06): [redacted]<br>Buyer Comment (2026-02-06): [redacted] respectfully disagrees with finding. Per guidelines, a VOM may be required if applicant has mortgage from non reporting lender. In this case, borrower is not on primary mortgage - just HELOC. Please review [redacted] and clear finding<br>Reviewer Comment (2026-01-23): [redacted] Verification of mortgage is required. Exception remains.<br>Buyer Comment (2026-01-21): Primary & HELOC statements for REO | 02/10/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224727551 | [Redacted] | [Redacted] |  | 35301525 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Closing Disclosure Timing without Waiver Test | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least [redacted] business days prior to closing. | Verification disclosure was delivered to borrower [redacted] business days prior to closing was not provided. |  |  |  | Reviewer Comment (2026-01-09): [redacted] received evidence for initila CD.<br>Buyer Comment (2026-01-08): PC Cert - proof of delivery<br>Reviewer Comment (2026-01-04): Trailing ICD issued [redacted] not signed by borrower and doc tracking not provided to evidence earlier receipt. Mailbox rule applied.<br>Buyer Comment (2026-01-04): ICD | 01/09/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | No Defined Cure A | Non QM | Non QM | No |
| 224727551 | [Redacted] | [Redacted] |  | 35301536 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  |  |  |  |  | Reviewer Comment (2026-01-04): Provided and cleared.<br>Buyer Comment (2026-01-04): econsent | 01/04/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224727553 | [Redacted] | [Redacted] |  | 35315922 |  | Credit | Credit | Credit Documentation | Guideline | Missing Document: Verification of Rent (VOR) / Verification of Mortgage (VOM) not provided |  | Documentation to verify a [redacted]-month housing history is not located in the file. The payment confirmation documents provided to not indicated that the account belongs to the borrower. |  |  |  | Reviewer Comment (2026-01-07): Cleared. Received supporting documentation.<br>Buyer Comment (2026-01-05): copy of void check to link ownership to bank account | 01/07/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224727554 | [Redacted] | [Redacted] |  | 35303602 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  |  |  |  |  | Reviewer Comment (2026-01-09): Updated Title Commitment document received and policy amount verified. Exception Cleared.<br>Buyer Comment (2026-01-07): marked up title commitment | 01/09/2026 |  |  | 1 B A |  | [redacted] | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| 224727563 | [Redacted] | [Redacted] |  | 35301481 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: [redacted] |  | Secondary valuation not provided for securitization. |  |  |  | Reviewer Comment (2026-01-15): Received CDA. Exception Cleared.<br>Buyer Comment (2026-01-13): CDA report | 01/15/2026 |  |  | 1 D A |  | [redacted] | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| 224727565 | [Redacted] | [Redacted] |  | 35304052 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception to use short term rents where the actual rents exceed the market rents may use the actual rent. and the gross rents are declining [redacted]% [redacted] months over [redacted] months; max is [redacted]% per guide. Exception approved with condition [redacted]% LTV Max, Minimum [redacted] DSCR, [redacted] yr PPP and the DSCR income calculation will be off the prior [redacted] months only using [redacted]% haircut to the gross amount received. | Borrower has owned the subject property for at least [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>The DSCR of [redacted] is greater than the minimum required DSCR of [redacted] | SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>Aggregator | Reviewer Comment (2025-12-31): Client elects to waive with compensating factors. |  |  | 12/31/2025 | 2 B |  | [redacted] | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| 224727565 | [Redacted] | [Redacted] |  | 35304067 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception for rural properties. Exception approved with condition [redacted]% LTV Max, Minimum [redacted] DSCR, [redacted] yr PPP and the DSCR income calculation will be off the prior [redacted] months only using [redacted]% haircut to the gross amount received. | Borrower has owned the subject property for at least [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>The DSCR of [redacted] is greater than the minimum required DSCR of [redacted] | SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>Aggregator | Reviewer Comment (2025-12-31): Client elects to waive with compensating factors. |  |  | 12/31/2025 | 2 B |  | [redacted] | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| 224727852 | [Redacted] | [Redacted] |  | 35326531 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | File is missing the most recent [redacted] month pay history for the subject property. |  |  |  | Reviewer Comment (2026-01-13): No new document received. [redacted] mortgage statements were part of the initial package. Exception cleared.<br>Buyer Comment (2026-01-12): See [redacted] - [redacted] These are the mortgage statements for the last [redacted] months and all of [redacted] | 01/13/2026 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 224727853 | [Redacted] | [Redacted] |  | 35303164 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | [redacted] due to missing third party verification / CPA letter for Sole Proprietorship. |  |  |  | Reviewer Comment (2026-01-06): Received required documentation. Condition cleared.<br>Buyer Comment (2026-01-05): please clarify if you are asking for a CPA letter for [redacted] and/or [redacted]. Also, please advise if needed for both borrowers are you only have listed B[redacted] ([redacted]) in the exception detail notes. | 01/06/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224727853 | [Redacted] | [Redacted] |  | 35315948 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for HOA/Condo Questionnaire. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | [redacted] Percent Fee Tolerance exceeded for HOA/Condo Questionnaire. Fee Amount of $[redacted] exceeds tolerance of $[redacted] without a valid change of circumstance. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2026-01-09): [redacted] received Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD.<br>Buyer Comment (2026-01-08): lox, pccd, refund check |  | 01/09/2026 |  | 2 C B |  | [redacted] | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 224727854 | [Redacted] | [Redacted] |  | 35303394 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ | Final Title Policy is not provided in the file. |  |  |  |  | 01/13/2026 |  |  | 1 A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224727854 | [Redacted] | [Redacted] |  | 35303397 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Provide Insurance verification for the property [redacted] [redacted]. |  |  |  | Reviewer Comment (2026-01-13): Hazard Insurance received and verified. Exception cleared.<br>Buyer Comment (2026-01-09): Please see attached REO documents for the property located at [redacted] | 01/13/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224727854 | [Redacted] | [Redacted] |  | 35303404 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Attorney's Fee (Closing Agent and Other). Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | Attorney's Fee (Closing Agent and Other) Amount of $[redacted] exceeds tolerance of $[redacted]. Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2026-01-12): [redacted] received Corrected PCCD and LOE moving fee to Section [redacted].<br>Buyer Comment (2026-01-09): Corrected PCCD Attorney fee of $[redacted] was a third-party attorney. Moved Attorney Fees-Borrower to Section [redacted] of the CD. See attached PCCD, Cover letter and rebuttal. The PCCD and cover letter have been delivered to the customer via our internal system [redacted]. | 01/12/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 224727854 | [Redacted] | [Redacted] |  | 35303423 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Exception has been raised that minimum SE [redacted] months.<br> Compensating Factors:<br> [redacted]. Loan to Value [redacted]% or more under requirement<br> [redacted]. Total Debt [redacted]% or more under requirement<br> [redacted]. Residual Income $[redacted]K or more<br> [redacted]. Long Term Home Ownership (>[redacted] years)<br> [redacted]. Reduction in housing/Mortgage payment <br> [redacted]. FICO [redacted] points or more requirement <br> [redacted]. Reserves [redacted]+ months more than requirement<br> [redacted]. Minimal Consumer Debt <br> Borrower was [redacted]% owner of a [redacted] business that was started in [redacted]. In [redacted] that business was dissolved and a new corporation was created. Even though it is in the same location it has a differenet name and EIN number. We need an exception for less than [redacted] months SE. Additional Reserves has been verified. Borrower has owned her current primary for over [redacted] years.<br>Exception has been approved along with following conditions:<br> [redacted]. Min [redacted] months reserves<br> [redacted]. Subject to meeting all other [redacted] guideline requirements. | Borrower has verified disposable income of at least $[redacted].<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of [redacted] months PITIA or more.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-12-29): Lender Exception with Compensating Factors provided. Downgraded and Waived. |  |  | 12/29/2025 | 2 B |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224727874 | [Redacted] | [Redacted] |  | 35303313 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Missing Tax Cert and Insurance for REO - [redacted] . |  |  |  | Reviewer Comment (2026-01-07): REO docs received.<br>Buyer Comment (2026-01-05): [redacted] [redacted] reo docs. no existing current mortgage on property, paid free and clear | 01/07/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224727874 | [Redacted] | [Redacted] |  | 35303321 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) [redacted] Subprime Loan (Counseling Disclosure Not Provided) | [redacted] : Counseling Disclosure not provided to borrower. | State [redacted] counseling disclosure not provided. |  |  |  | Reviewer Comment (2026-01-07): Disclosure received.<br>Buyer Comment (2026-01-05): [redacted] Counseling Disclosure | 01/07/2026 |  |  | 1 B A |  | [redacted] | Primary | Purchase | No obvious cure C B A | Non QM | Non QM | No |
| 224727874 | [Redacted] | [Redacted] |  | 35303322 |  | Compliance | Compliance | State Compliance | State HPML | [redacted] Threshold Fixed Non-Compliant | [redacted] : APR on subject loan of [redacted][redacted]% or Final Disclosure APR of [redacted][redacted]% is in excess of allowable threshold of Prime Mortgage Market Rate [redacted][redacted] + [redacted]%, or [redacted][redacted]%. Non-Compliant SubPrime Loan. | Waterfall due to higher priced mortgage loan. State disclosure not provided. |  |  |  | Reviewer Comment (2026-01-16): Disclosure tracking received and provided date updated, Exception cleared<br>Reviewer Comment (2026-01-07): State Counselling Disclosure was provided to borrower on [redacted], which is not within [redacted] business days of application date [redacted]. Please provide evidence that it was provided within [redacted] business days of application date [redacted].<br>Buyer Comment (2026-01-05): [redacted] Counseling Disclosure | 01/16/2026 |  |  | 1 B A |  | [redacted] | Primary | Purchase | No obvious cure. Cure provision under [redacted] Subprime 6-m(7) appears to be limited to making a non-compliant [redacted] Subprime loan into a compliant [redacted] subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of [redacted] Subprime status. B | Non QM | Non QM | No |
| 224727874 | [Redacted] | [Redacted] |  | 35303324 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted] Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. | Credit report fee amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  | Reviewer Comment (2025-12-23): Sufficient Cure Provided At Closing |  | 12/23/2025 |  | 1 A |  | [redacted] | Primary | Purchase | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| 224727874 | [Redacted] | [Redacted] |  | 35353680 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) [redacted] Subprime Loan (Counseling Disclosure Not Provided within Three Days of Application) | [[redacted] : Counseling Disclosure not provided to borrower within three days of application. | State Counselling Disclosure was provided to borrower on [redacted], which is not within [redacted] business days of application date [redacted]. |  |  |  | Reviewer Comment (2026-01-16): Disclosure tracking received and provided date updated, Exception cleared<br>Buyer Comment (2026-01-14): please see attached disclosure tracking report as the "[redacted] application date" listed in your condition is incorrect. initial application docs were sent on [redacted] and (per attached report) and was recieved/viewed/esigned on [redacted] | 01/16/2026 |  |  | 1 A |  | [redacted] | Primary | Purchase | No obvious cure C B A | Non QM | Non QM | No |
| 224727874 | [Redacted] | [Redacted] |  | 35501665 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) [redacted] Subprime Loan (Counseling Disclosure Not Provided at Application but within Three Days) | [redacted] : Counseling Disclosure not provided to borrower at the time of application, but within three days of application. | State Counselling Disclosure was provided to borrower on [redacted], which is not within [redacted] business days of application date [redacted]. |  |  |  | Reviewer Comment (2026-01-28): Cleared. Updated state application date per disclosure summary.<br>Buyer Comment (2026-01-26): please see previous conditions for this. Disclosure tracking summary report uploaded as doc [redacted] showing initial application was taken on [redacted] and Counseling Disclosure was included in the initial package. your condition is reading both a [redacted] and a [redacted] application date | 01/28/2026 |  |  | 1 A |  | [redacted] | Primary | Purchase | No obvious cure C B A | Non QM | Non QM | No |
| 224727874 | [Redacted] | [Redacted] |  | 35501666 |  | Compliance | Compliance | State Compliance | State HPML | [redacted] Threshold Fixed Compliant | [redacted] : APR on subject loan of [redacted][redacted]% or Final Disclosure APR of [redacted][redacted]% is in excess of allowable threshold of Prime Mortgage Market Rate [redacted][redacted] + [redacted]%, or [redacted][redacted]%. Compliant SubPrime Loan. | State Counselling Disclosure was provided to borrower on [redacted], which is not within [redacted] business days of application date [redacted]. |  |  |  | Reviewer Comment (2026-01-29): Client elects to waive.<br>Reviewer Comment (2026-01-28): Informational purpose EV1.<br>Buyer Comment (2026-01-26): please see previous conditions for this. Disclosure tracking summary report uploaded as doc [redacted] showing initial application was taken on [redacted] and Counseling Disclosure was included in the initial package. your condition is reading both a [redacted] and a [redacted] application date |  |  | 01/29/2026 | 1 B |  | [redacted] | Primary | Purchase | No obvious cure. Cure provision under [redacted] Subprime 6-m(7) appears to be limited to making a non-compliant [redacted] Subprime loan into a compliant [redacted] subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of [redacted] Subprime status. B | Non QM | Non QM | No |
| 224727881 | [Redacted] | [Redacted] |  | 35304883 |  | Credit | Documents | Missing Document | Documents | File does not contain documentation from lender/seller confirming the condo is warrantable. |  | File does not contain documentation from lender/seller confirming the condo is warrantable. |  |  |  | Reviewer Comment (2026-01-06): Received clarification/approval/documentation from lender. Condition cleared.<br>Buyer Comment (2026-01-04): PC Cert | 01/06/2026 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 224727881 | [Redacted] | [Redacted] |  | 35305032 |  | Credit | Guideline | Guideline Issue | Guideline | Variance between diligence DSCR and bid tape DSCR does not meet [redacted] requirements. Variance is more than [redacted]. |  | The lender used $[redacted] for DSCR qualification, while the system referenced $[redacted] from the comparable rent schedule. |  |  |  | Reviewer Comment (2026-01-06): Received clarification/approval/documentation from lender. Condition cleared.<br>Buyer Comment (2026-01-04): PC Cert | 01/06/2026 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 224727882 | [Redacted] | [Redacted] |  | 35301566 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | Transfer Tax Fee was last disclosed as $[redacted] on LE but disclosed as $[redacted] on Final Closing Disclosure. File does not contain a valid COC for this fee, nor evidence of cure in file. Provide a post-close CD disclosing the tolerance cure to include $[redacted], a copy of refund check, proof of delivery, and a copy of the letter of explanation sent to the borrower disclosing the changes made. |  |  |  | Reviewer Comment (2026-01-27): [redacted] received Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD.<br>Buyer Comment (2026-01-27): correct LOX<br>Reviewer Comment (2026-01-27): [redacted] received Cure documents; however, provided LOE states cure provided for Appraisal review fee instead of Transfer tax. Provide updated LOE.<br>Buyer Comment (2026-01-26): PCCD, LOX, Label and Check<br>Reviewer Comment (2026-01-20): [redacted] received cure documents for Appraisal review fee. Kindly provide a valid COC for the fee increased on CD dated [redacted] or cure due to borrower. Cure documents consist of Post CD,LOX,Copy of refund check and proof of mailing.<br>Buyer Comment (2026-01-19): PCCD, LOX, Label and check<br>Reviewer Comment (2026-01-13): [redacted] received COC dated [redacted] stating loan amount increase. However, the loan amount did not increase from LE dated [redacted] to CD dated [redacted].The provided COC is not valid. Kindly provide a valid COC for the fee increase on CD dated [redacted] or cure due to borrower. Cure documents consist of Post CD,LOX,Copy of refund check and proof of mailing.<br>Buyer Comment (2026-01-12): corrected COC<br>Reviewer Comment (2026-01-07): [redacted] received COC dated [redacted] stating "loan amount increased from $[redacted] to $[redacted] which is invalid. The loan amount did not increase from LE dated [redacted] to CD dated [redacted]. Kindly provide a valid COC for the transfer tax increased on CD dated [redacted].<br>Buyer Comment (2026-01-06): COC<br>Reviewer Comment (2026-01-06): [redacted] agreed that the transfer taxes tied with the loan amount. However, the loan amount increase of $[redacted] from $[redacted] on [redacted] LE, but the transfer taxes increase of $[redacted] from $[redacted] on [redacted] LE. Provide valid COC for the fee was increased on LE dated [redacted] or Cure is required to borrower.<br>Buyer Comment (2026-01-05): Loan amount increased which caused the transfer tax to go up. |  | 01/27/2026 |  | 2 C B |  | [redacted] | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 224727882 | [Redacted] | [Redacted] |  | 35301675 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within [redacted] business days of the Note. |  | Income VVOE is not within [redacted] business days for borrower's employer's as "[redacted] ". |  |  |  | Reviewer Comment (2026-01-07): VVOE received.<br>Buyer Comment (2026-01-05): vvoe | 01/07/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 224727882 | [Redacted] | [Redacted] |  | 35310473 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Appraisal Review Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | Appraisal Review Fee was last disclosed as $[redacted] on initial LE but disclosed as $[redacted] on Final Closing Disclosure. File does not contain a valid COC for this fee, or evidence of cure in file. |  |  |  | Reviewer Comment (2026-01-09): [redacted] received Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD.<br>Buyer Comment (2026-01-08): PCCD, LOX, Label and Check<br>Reviewer Comment (2026-01-06): [redacted] received valid COC dated [redacted].However, Appraisal and SSR report with provided disclosure completed on [redacted], but the Appraisal review fee was not added until [redacted]. This is outside of the required [redacted]-day timeline for notification of borrower. Cure is required.<br>Buyer Comment (2026-01-05): coc |  | 01/09/2026 |  | 2 C B |  | [redacted] | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 224727895 | [Redacted] | [Redacted] |  | 35303572 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted] Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-12-24): Sufficient Cure Provided At Closing |  | 12/24/2025 |  | 1 A |  | [redacted] | Primary | Purchase | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| 224727895 | [Redacted] | [Redacted] |  | 35318832 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception for max [redacted]% LTV vs [redacted]% for SE borrower [redacted][redacted] months history. | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Documentation Type: [redacted]<br> Disposable Income: $[redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-12-30): Client elects to waive with compensating factors. |  |  | 12/30/2025 | 2 B |  | [redacted] | Primary | Purchase | B A | Non QM | Non QM | No |
| 224727904 | [Redacted] | [Redacted] |  | 35303588 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | E-sign Consent agreement is missing in the file. |  |  |  | Reviewer Comment (2026-01-16): E-Sign Consent Agreement received, exception cleared<br>Buyer Comment (2026-01-14): Please see attached E-Consent. | 01/16/2026 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Cash-out - Other | C B A | N/A | Non QM | No |
| 224727904 | [Redacted] | [Redacted] |  | 35303604 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded. Total amount of $[redacted] exceeds tolerance of $[redacted] plus [redacted]% or $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | Total amount of $[redacted] exceeds tolerance of $[redacted] plus [redacted]% or $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2026-01-15): [redacted] received Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD.<br>Buyer Comment (2026-01-14): Please see attached copy of cure check for $[redacted], Cover letter, updated PCCD and proof [redacted] package delivered. |  | 01/15/2026 |  | 2 C B |  | [redacted] | Investment | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | N/A | Non QM | Yes |
| 224727904 | [Redacted] | [Redacted] |  | 35303612 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Exception has been raised for [redacted]% LTV cash-out. Compensating Factors include: [redacted]. Total Debt [redacted]% or more under the requirement. [redacted]. Residual Income $[redacted]K or more. [redacted]. Long-Term Home Ownership (>[redacted] years). [redacted]. Reduction in Housing/Mortgage payment. [redacted]. FICO [redacted] points or more above the requirement. [redacted]. Reserves [redacted]+ months more than the requirements. The exception has been approved along with the following condition: [redacted]. Subject to meeting all other [redacted] guideline requirements. | The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of [redacted] months PITIA or more.<br>Borrower has verified disposable income of at least $[redacted]. | The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum.<br>Reserves [redacted]+ Months more than Requirement<br>Residual Income $[redacted]k or More | Originator,SitusAMC<br>Originator,SitusAMC<br>Originator,SitusAMC | Reviewer Comment (2025-12-29): Client elects to waive with compensating factors. |  |  | 12/29/2025 | 2 B |  | [redacted] | Investment | Refinance - Cash-out - Other | C B A | N/A | Non QM | No |
| 224727945 | [Redacted] | [Redacted] |  | 35304051 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception for allow the [redacted] mixed use, as long as the residential square footage > commercial square footage. Per disposition, [redacted] Options: Minimum [redacted] Year PPP if property is closing in the name of an entity approved by underwriting; Otherwise, No [redacted] per the rate sheet UW to confirm that the residential sf > commercial sf. Rental Income to be determined per mixed use guidelines | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Aggregator,SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-12-31): Client elects to waive with compensating factors. |  |  | 12/31/2025 | 2 B |  | [redacted] | Investment | Purchase | B A |  | N/A | No |
| 224728066 | [Redacted] | [Redacted] |  | 35326600 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Deeds / Warranty / Grant / Quit-Claim not provided |  | File is missing the deed transferring the property to the borrower's |  |  |  | Reviewer Comment (2026-01-12): Deed located in the file. Exception cleared.<br>Buyer Comment (2026-01-08): See QD already provided , [redacted] Page [redacted] | 01/12/2026 |  |  | 1 D A |  | [redacted] | Investment | Purchase | D A |  | N/A | No |
| 224728335 | [Redacted] | [Redacted] |  | 35305994 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Exception Requested:<br> Borrower is non-permanent resident alien with EAD card C[redacted] which doesn't meet guidelines.<br> Borrower owns primary and subject. f/c. Closing in an LLC. [redacted]% owner of LLC. At initial do not have DSCR calculated but will require over [redacted], cash out is for business purposes. Has excellent credit, no derogatory credit, minimal debt, no revolving debt balance, has owned primary for [redacted] years. Requiring ACH, has well over [redacted] months reserves with cash out, LTV is [redacted]%, credit history for [redacted] years, mortgage history on credit. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-12-31): Client elects to waive with compensating factors. |  |  | 12/31/2025 | 2 B |  | [redacted] | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| 224728340 | [Redacted] | [Redacted] |  | 35334679 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception for landlord history waiver that requires borrower to own their primary. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least [redacted]%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [redacted]%.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Loan to Value: [redacted]%<br> Guideline Maximum Loan to Value: [redacted]%<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-12-31): Client elects to waive with compensating factors. |  |  | 12/31/2025 | 2 B |  | [redacted] | Investment | Purchase | B A |  | N/A | No |
| 224728431 | [Redacted] | [Redacted] |  | 35304237 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  |  |  |  |  | Reviewer Comment (2026-01-14): Received Tax Verification. Exception cleared<br>Buyer Comment (2026-01-12): reo [redacted] [redacted] tax docs. no hoi, land only | 01/14/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224728431 | [Redacted] | [Redacted] |  | 35304288 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | A valid COC for the addition of the fee was not provided. No cure at close. |  |  |  | Reviewer Comment (2026-01-06): [redacted] received LOX for rebuttal response with additional information for a valid Changed circumstance.<br>Buyer Comment (2026-01-05): invest memo for discount points and attached lock forms | 01/06/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| 224728431 | [Redacted] | [Redacted] |  | 35304290 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Appraisal Review Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | A valid COC for the addition of the fee was not provided. No cure at close. |  |  |  | Reviewer Comment (2026-01-13): [redacted] received rebuttal and COC suffice<br>Buyer Comment (2026-01-12): appraisal executed on [redacted] has the previous lender listed and not [redacted]. please see appraisal transfer letter doc [redacted]<br>Reviewer Comment (2026-01-06): [redacted] received valid COC dated [redacted].However, Appraisal and SSR report with provided disclosure completed on [redacted], but the Appraisal review fee was not added until [redacted]. This is outside of the required [redacted]-day timeline for notification of borrower. Cure is required.<br>Buyer Comment (2026-01-05): invest memo for added cda fee | 01/13/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| 224728444 | [Redacted] | [Redacted] |  | 35303829 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception request for non-warrantable condo due to critical repairs (beam above garage showing signs of advance deterioration) is approved. Per disposition, confirmation is required confirming shoring is in place for beam in garage. If confirmation is not able to be attained or if it is not acceptably addressed in updated condo documentation, we may not be able to proceed. | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of [redacted] months PITIA or more.<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-12-29): Lender Exception with Compensating Factors provided. Downgraded and Waived. |  |  | 12/29/2025 | 2 B |  | [redacted] | Second Home | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 224728444 | [Redacted] | [Redacted] |  | 35303834 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Tax Cert, Insurance and HOA document missing for REO - [redacted] [redacted]. |  |  |  | Reviewer Comment (2026-01-16): Received hazard insurance, tax and hoa verification and associated, Exception Cleared<br>Buyer Comment (2026-01-14): Prop docs | 01/16/2026 |  |  | 1 C A |  | [redacted] | Second Home | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 224728506 | [Redacted] | [Redacted] |  | 35303574 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | Initial [redacted] Rate Lock document is missing in file. |  |  |  | Reviewer Comment (2026-01-09): Received Initial [redacted] Rate Lock. Exception Cleared.<br>Buyer Comment (2026-01-07): lock | 01/09/2026 |  |  | 1 C A D |  | [redacted] | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| 224728506 | [Redacted] | [Redacted] |  | 35303577 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Lender Exception(s) not provided |  | Lender exception document for on FICO score, as noted on the [redacted], is missing in file. |  |  |  | Reviewer Comment (2026-01-09): Lender exception provided in file. Exception cleared<br>Reviewer Comment (2026-01-09): Cleared in error<br>Reviewer Comment (2026-01-09): Received Lender Exception. Exception Cleared.<br>Buyer Comment (2026-01-07): exception | 01/09/2026 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| 224729416 | [Redacted] | [Redacted] |  | 35304082 |  | Credit | Missing Document | General | Missing Document | Missing Document: Cash-Out Utilization not provided |  | Business Purpose Certificate is missing in the file. |  |  |  | Reviewer Comment (2026-01-12): Provided Business Purpose Certificate. Exception cleared.<br>Buyer Comment (2026-01-08): business purpose cert | 01/12/2026 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| 224729416 | [Redacted] | [Redacted] |  | 35304083 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | Initial Rate Lock is missing in the file. |  |  |  | Reviewer Comment (2026-01-12): Provided initial rate lock. Exception cleared.<br>Buyer Comment (2026-01-08): lease docs<br>Buyer Comment (2026-01-08): lock | 01/12/2026 |  |  | 1 C A D |  | [redacted] | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| 224729416 | [Redacted] | [Redacted] |  | 35328708 |  | Credit | Collateral | Missing/Incorrect | Collateral | Missing document: Lease on leasehold property is not in file |  |  |  |  |  | Reviewer Comment (2026-01-13): Received lease on leasehold property. Exception Cleared.<br>Buyer Comment (2026-01-12): lease docs were uploaded on [redacted], docs [redacted] & [redacted]<br>Buyer Comment (2026-01-12): lease docs | 01/13/2026 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| 224729735 | [Redacted] | [Redacted] |  | 35305031 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Mising Document: Closing Protection Letter not provided. |  | Closing Protection Letter is missing. |  |  |  | Reviewer Comment (2026-01-27): Closing Protection Letter is not required for [redacted] state. Exception Cleared.<br>Buyer Comment (2026-01-26): [redacted] respectfully disagrees with finding. Subject loan is in [redacted], please clear finding | 01/27/2026 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| 224729735 | [Redacted] | [Redacted] |  | 35305033 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Closing Protection Letter not provided |  | Closing Protection Letter is missing. |  |  |  | Reviewer Comment (2026-01-27): Closing Protection Letter is not required for [redacted] state. Exception Cleared.<br>Buyer Comment (2026-01-26): [redacted] respectfully disagrees with finding. Subject loan is in [redacted], please clear finding | 01/27/2026 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| 224729735 | [Redacted] | [Redacted] |  | 35305035 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | Certificate of Good Standing is missing. |  |  |  | Reviewer Comment (2026-02-10): Certificate of Good Standing provided. Exception cleared.<br>Buyer Comment (2026-02-06): COGS - [redacted]<br>Reviewer Comment (2026-01-27): Provided document is Article of Organization which was already in file at initial review. Require Certificate of Good Standing. Exception Remains.<br>Buyer Comment (2026-01-26): COGS | 02/10/2026 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| 224729739 | [Redacted] | [Redacted] |  | 35304027 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  | Business Purpose Certificate is missing in the file. |  |  |  | Reviewer Comment (2026-01-12): Received Business Purpose Certificate. Exception Cleared.<br>Buyer Comment (2026-01-08): business purpose cert | 01/12/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | D A |  | N/A | No |
| 224729739 | [Redacted] | [Redacted] |  | 35332117 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Deeds / Warranty / Grant / Quit-Claim not provided |  | File is missing the deed transferring the property to the borrowers. |  |  |  | Reviewer Comment (2026-01-12): Received Deed. Exception Cleared.<br>Buyer Comment (2026-01-08): warranty deed | 01/12/2026 |  |  | 1 D A |  | [redacted] | Investment | Purchase | D A |  | N/A | No |
| 224729778 | [Redacted] | [Redacted] |  | 35303273 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Additional [redacted]-Day Waiting Period Timing Test - Regular Transaction | TILA-RESPA Integrated Disclosure - Most recent Closing Disclosure received at least [redacted] days prior to closing dated [redacted] disclosed an inaccurate APR of [redacted][redacted]% compared to the actual APR at consummation of [redacted][redacted]% and a revised CD disclosing an accurate APR was not received by borrower at least [redacted] business days prior to consummation. | Most recent Closing Disclosure received at least [redacted] days prior to closing dated [redacted] disclosed an inaccurate APR of [redacted][redacted]% compared to the actual APR at consummation of [redacted][redacted]%, and a revised Closing Disclosure disclosing an accurate APR was not received by borrower within [redacted] business days prior to consummation. |  |  |  | Reviewer Comment (2026-01-13): [redacted] received proof of earlier electronic receipt and viewed receipt<br>Buyer Comment (2026-01-12): Disclosure tracking shows sent<br>Buyer Comment (2026-01-12): [redacted] RCD | 01/13/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | TRID timing exception, no remediation available. C A | Non QM | Non QM | No |
| 224731359 | [Redacted] | [Redacted] |  | 35307930 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception is approved for Section 9.2: Unacceptable property types ([Redacted]). The subject is PUD with 2-bed/1-bath with public water and sewer on [Redacted]. The subject is legally zoned. CDA not required. The subject is being used as a care facility (the lease in file indicates [Redacted]). The garage is a conversion that can be converted back. I also attached a property is okay email. | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower has verified disposable income of at least $[Redacted] | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Residual Income $3k or More | Originator,SitusAMC<br>Originator,SitusAMC | Reviewer Comment (2025-12-30): Client elects to waive with compensating factors. |  |  | 12/30/2025 | 2 B |  | [redacted] | Investment | Refinance - Cash-out - Other | B A | N/A | N/A | No |
| 224731421 | [Redacted] | [Redacted] |  | 35307976 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception request for <br> Non-warrantable condo project due to critical (regularly scheduled roof replacement) underway but not yet complete. <br> Roof repairs: Leaks and end of useful life. | The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum.<br>Borrower has verified disposable income of at least $[redacted]. | The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum.<br>Residual Income $[redacted]k or More | Originator,SitusAMC<br>Originator,SitusAMC | Reviewer Comment (2025-12-30): Client elects to waive with compensating factors. |  |  | 12/30/2025 | 2 B |  | [redacted] | Investment | Purchase | B A | N/A | N/A | No |
| 224731426 | [Redacted] | [Redacted] |  | 35308830 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | Verification of employment for employer [redacted] is not provided. Provide a VVOE within [redacted] business days of the Note Date. |  |  |  | Reviewer Comment (2026-01-12): VVOE in file.<br>Buyer Comment (2026-01-08): please see B[redacted] closing voe email from employer doc [redacted] | 01/12/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224731426 | [Redacted] | [Redacted] |  | 35308831 |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is required and was not found in file. |  | Verification of employment for employer [redacted] is not provided. Provide a VVOE within [redacted] business days of the Note Date. |  |  |  | Reviewer Comment (2026-01-12): VVOE in file.<br>Buyer Comment (2026-01-08): please see B[redacted] closing voe email from employer doc [redacted] | 01/12/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224731426 | [Redacted] | [Redacted] |  | 35308833 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank [redacted]): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | Verification of employment for employer [redacted] is not provided. Provide a VVOE within [redacted] business days of the Note Date. |  |  |  | Reviewer Comment (2026-01-12): VVOE in file.<br>Buyer Comment (2026-01-08): please see B[redacted] closing voe email from employer doc [redacted] | 01/12/2026 |  |  | 1 B A C |  | [redacted] | Primary | Purchase | Lender to provide updated ATR/QM status C | Non QM | Non QM | Yes |
| 224731426 | [Redacted] | [Redacted] |  | 35308834 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - W[redacted] | Ability to Repay (Dodd-Frank [redacted]): Unable to verify current Wages/W[redacted] employment status using reasonably reliable third-party records. | Verification of employment for employer [redacted] is not provided. Provide a VVOE within [redacted] business days of the Note Date. |  |  |  | Reviewer Comment (2026-01-12): VVOE in file.<br>Buyer Comment (2026-01-08): please see B[redacted] closing voe email from employer doc [redacted] | 01/12/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224731426 | [Redacted] | [Redacted] |  | 35308836 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank [redacted]): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | Verification of employment for employer [redacted] is not provided. Provide a VVOE within [redacted] business days of the Note Date. |  |  |  | Reviewer Comment (2026-01-12): VVOE in file.<br>Buyer Comment (2026-01-08): please see B[redacted] closing voe email from employer doc [redacted] | 01/12/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224731426 | [Redacted] | [Redacted] |  | 35308837 |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank [redacted]): General Ability-to-Repay requirements not satisfied. | Verification of employment for employer [redacted] is not provided. Provide a VVOE within [redacted] business days of the Note Date. |  |  |  | Reviewer Comment (2026-01-12): VVOE in file. | 01/12/2026 |  |  | 1 A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224731426 | [Redacted] | [Redacted] |  | 35308838 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Loan Estimate Timing Electronically Provided | TILA-RESPA Integrated Disclosure: Loan Estimate not delivered to Borrower(s) within [redacted] business days of application. Initial Loan Estimate dated [redacted] was electronically provided without or prior to borrower's consent to receive electronic disclosures. Failure to comply with the provisions of the E-Sign Act and failure to provide good faith estimate of fees timely may result in additional fee tolerance violations. | Initial Loan Estimate dated [redacted] was electronically provided without or prior to borrower's consent to receive electronic disclosures. |  |  |  | Reviewer Comment (2026-01-08): [redacted] received updatedblend compliance report with eConsent accepted by both borrower's on [redacted].<br>Buyer Comment (2026-01-08): econsent | 01/08/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224731426 | [Redacted] | [Redacted] |  | 35308842 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank [redacted]): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Verification of employment for employer [redacted] is not provided. Provide a VVOE within [redacted] business days of the Note Date. |  |  |  | Reviewer Comment (2026-01-12): VVOE in file.<br>Buyer Comment (2026-01-08): please see B[redacted] closing voe email from employer doc [redacted] | 01/12/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224731431 | [Redacted] | [Redacted] |  | 35308030 |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. |  |  |  |  |  | Reviewer Comment (2026-01-27): Prior HOI policy received and verified the details. Exception Cleared.<br>Buyer Comment (2026-01-23): please see attached prior hoi policy and report from agent showing no claims have been filed against the property. borrower chose different insurance agent right before the closing date.<br>Reviewer Comment (2026-01-22): Provided policy loss history report is after the note date. provide insurance policy covering note date. Exception remains.<br>Buyer Comment (2026-01-19): invest memo & no loss documentation | 01/27/2026 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 224731434 | [Redacted] | [Redacted] |  | 35308145 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal is missing. Sec ID: [redacted] |  | Collateral Underwriter Score is [redacted]. |  |  |  | Reviewer Comment (2026-01-20): CDA received and verified the details. Exception Cleared.<br>Buyer Comment (2026-01-16): CDA | 01/20/2026 |  |  | 1 D A |  | [redacted] | Investment | Purchase | D A |  | N/A | No |
| 224731435 | [Redacted] | [Redacted] |  | 35308041 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | File is missing verification of business existence within [redacted] days of the note date for [redacted]. Verification of employment form dated [redacted] did not mention any verification information and method. |  |  |  | Reviewer Comment (2026-01-13): Received verbal verification of employment within [redacted] days. Exception cleared.<br>Buyer Comment (2026-01-09): VOE | 01/13/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224731435 | [Redacted] | [Redacted] |  | 35308044 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank [redacted]): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | Waterfall due to missing verification of business existence within [redacted] days of the note date. |  |  |  | Reviewer Comment (2026-01-13): Received verbal verification of employment within [redacted] days. Exception cleared.<br>Buyer Comment (2026-01-09): VOE | 01/13/2026 |  |  | 1 B A C |  | [redacted] | Primary | Purchase | Lender to provide updated ATR/QM status C | Non QM | Non QM | Yes |
| 224731435 | [Redacted] | [Redacted] |  | 35308045 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Income and Assets - Bank Statements | Ability to Repay (Dodd-Frank [redacted]): Unable to verity Bank Statement income due to, bank statement provided was dated more than [redacted] days prior to closing, CPA letter provided was dated more than [redacted] days prior to closing, other verification was not provided from a reliable third party income source. | Waterfall due to missing verification of business existence within [redacted] days of the note date. |  |  |  | Reviewer Comment (2026-01-13): Received verbal verification of employment within [redacted] days. Exception cleared.<br>Buyer Comment (2026-01-09): See VVOE | 01/13/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224731435 | [Redacted] | [Redacted] |  | 35308047 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank [redacted]): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | [redacted] due to missing verification of business existence within [redacted] days of the note date. |  |  |  | Reviewer Comment (2026-01-13): Received verbal verification of employment within [redacted] days. Exception cleared.<br>Buyer Comment (2026-01-09): See VVOE | 01/13/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224731435 | [Redacted] | [Redacted] |  | 35308048 |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank [redacted]): General Ability-to-Repay requirements not satisfied. | [redacted] due to missing verification of business existence within [redacted] days of the note date. |  |  |  | Reviewer Comment (2026-01-13): Received verbal verification of employment within [redacted] days. Exception cleared. | 01/13/2026 |  |  | 1 A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224731435 | [Redacted] | [Redacted] |  | 35308049 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Lender Credit Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure:[redacted] Percent Fee Tolerance exceeded for Lender Credits. Final Lender Credit of $[redacted] exceeds tolerance of $[redacted]. Insufficient or no cure was provided to the borrower. | Lender Credits of $[redacted] was given for increased Appraisal fee from $[redacted] to $[redacted] in Loan Estimate dated [redacted], [redacted] and all Closing Disclosures except Final closing disclosure. Final closing disclosure has increased appraisal $[redacted] paid by borrower and $[redacted] cure provided for appraisal Fee, resulting in $[redacted] cure requirement instead of $[redacted]. |  |  |  | Reviewer Comment (2026-01-08): [redacted] upon review the lender credit of $[redacted] was provided to cure Appraisal fee and was not part of the original lender credit.<br>Buyer Comment (2026-01-07): Rebuttal | 01/08/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| 224731435 | [Redacted] | [Redacted] |  | 35308051 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | Lender Credits of $[redacted] was given for increased Appraisal fee from $[redacted] to $[redacted] in Loan Estimate dated [redacted], [redacted] and all Closing Disclosures except Final closing disclosure. Final closing disclosure has increased appraisal $[redacted] paid by borrower and $[redacted] cure provided for appraisal Fee, resulting in $[redacted] cure requirement instead of $[redacted]. |  |  |  | Reviewer Comment (2026-01-08): Sufficient cure provided. Full cure amount for tolerance violation was provided at or before closing (on final CD) resulting in a cleared exception.<br>Buyer Comment (2026-01-07): Rebuttal | 01/08/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| 224731435 | [Redacted] | [Redacted] |  | 35308054 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank [redacted]): Based on the loan failing one or more guideline components, the loan is at ATR risk. | [redacted] due to missing verification of business existence within [redacted] days of the note date. |  |  |  | Reviewer Comment (2026-01-13): Received verbal verification of employment within [redacted] days. Exception cleared.<br>Buyer Comment (2026-01-09): See VVOE | 01/13/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224731439 | [Redacted] | [Redacted] |  | 35308578 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Purchase Agreement / Sales Contract not provided |  | Purchase Agreement is missing in the file. |  |  |  | Reviewer Comment (2026-01-22): Cleared. Received fully executed escrow instructions reflecting final sales price in trailing docs.<br>Buyer Comment (2026-01-22): Final price addendum<br>Reviewer Comment (2026-01-16): Purchase contract addendum with sales price $[redacted] is not received. Exception remains.<br>Buyer Comment (2026-01-14): Addendum<br>Reviewer Comment (2026-01-13): Required Sales contract addendum for the updated sales price. Exception remains.<br>Buyer Comment (2026-01-09): purchase contract | 01/22/2026 |  |  | 1 D A |  | [redacted] | Primary | Purchase | D B A | Non QM | Non QM | No |
| 224731439 | [Redacted] | [Redacted] |  | 35308614 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | Asset statements provided must cover at least [redacted] days for purchases. Provide one additional account statement for the [redacted](k)-retirement plan, which has an ending balance of $[redacted]. |  |  |  | Reviewer Comment (2026-01-20): [redacted] month bank statement received and verified. Exception cleared.<br>Buyer Comment (2026-01-15): Assets<br>Reviewer Comment (2026-01-13): Provide [redacted]-month consecutive bank statement for the account with the ending balance of $[redacted]. Provided on [redacted] month [redacted]. Exception remains.<br>Buyer Comment (2026-01-09): Asset<br>Buyer Comment (2026-01-09): See [redacted] page [redacted] , [redacted] page [redacted] | 01/20/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | D B A | Non QM | Non QM | No |
| 224731439 | [Redacted] | [Redacted] |  | 35308615 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | Asset statements provided must cover at least [redacted] days for purchases. Provide one additional account statement for the account #[redacted]. |  |  |  | Reviewer Comment (2026-01-13): As per updated [redacted], #[redacted] account asset is not considered. Exception cleared<br>Buyer Comment (2026-01-09): Removed account as not needed | 01/13/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | D B A | Non QM | Non QM | No |
| 224731439 | [Redacted] | [Redacted] |  | 35308850 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Exception has been raised that the loan amount of $[redacted] to [redacted]% CLTV exhibit B allows for $[redacted] to [redacted]% LTV<br> Compensating Factors:<br> [redacted]. Total Debt [redacted]% or more under requirement<br> [redacted]. Residual Income $[redacted]K or more <br> [redacted]. Long Term Home Ownership (>[redacted] years)<br> [redacted]. Reduction in Housing/Mortgage payment<br> [redacted]. FICO [redacted] points or more above requirement<br> [redacted]. Long Term Employment (>[redacted] years)<br> Exception has been approved along with following conditions:<br> [redacted]. Max $[redacted]MM loan amount <br> [redacted]. Max [redacted]% LTV <br> [redacted]. Employment and colateral to meet guideline requirements.<br> [redacted]. All other [redacted] guidelines to be met. | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of [redacted] months PITIA or more.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-12-30): Lender Exception with Compensating Factors provided. Downgraded and Waived. |  |  | 12/30/2025 | 2 B |  | [redacted] | Primary | Purchase | D B A | Non QM | Non QM | No |
| 224731439 | [Redacted] | [Redacted] |  | 35321101 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted] Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-12-30): Sufficient Cure Provided At Closing |  | 12/30/2025 |  | 1 A |  | [redacted] | Primary | Purchase | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| 224731439 | [Redacted] | [Redacted] |  | 35321147 |  | Credit | Income | Document Error | Income | The number of consecutive months receipt is unknown. |  | Unable to verify child support income, number of consecutive months. |  |  |  | Reviewer Comment (2026-01-13): As per updated [redacted] removed the child support income for DTI Calculation. Exception cleared.<br>Buyer Comment (2026-01-09): Disregard previous corrected [redacted] , these are correct<br>Buyer Comment (2026-01-09): Removed child support as not needed<br>Buyer Comment (2026-01-09): Purchase contract | 01/13/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | D B A | Non QM | Non QM | No |
| 224731442 | [Redacted] | [Redacted] |  | 35308148 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception is approved for Non-Warrantable Condo due commercial space and reserve allocation on budget. Unable to waive. Comment from the appraiser on the commercial space as required by the lender exception approval is not located in the file. | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-01-26): Client elects to waive with compensating factors.<br>Buyer Comment (2026-01-22): Please see pg [redacted] of revised appraisal report where appraiser comments on issue. Please review and clear<br>Buyer Comment (2026-01-22): [redacted] Revised appraisal report |  |  | 01/26/2026 | 2 C B |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224731450 | [Redacted] | [Redacted] |  | 35308600 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted] Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-12-26): Sufficient Cure Provided At Closing |  | 12/26/2025 |  | 1 A |  | [redacted] | Primary | Purchase | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| 224731450 | [Redacted] | [Redacted] |  | 35308601 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted] Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-12-26): Sufficient Cure Provided At Closing |  | 12/26/2025 |  | 1 A |  | [redacted] | Primary | Purchase | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| 224731450 | [Redacted] | [Redacted] |  | 35308606 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | Reviewer Comment (2026-01-09): Final title received. | 01/09/2026 |  |  | 1 A |  | [redacted] | Primary | Purchase | B A | Non QM | Non QM | No |
| 224731450 | [Redacted] | [Redacted] |  | 35318952 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within [redacted] or [redacted] and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Final title was not provided to validate final coverage amount. |  |  |  | Reviewer Comment (2026-01-09): Final title received.<br>Buyer Comment (2026-01-07): final title policy | 01/09/2026 |  |  | 1 B A |  | [redacted] | Primary | Purchase | B A | Non QM | Non QM | No |
| 224731458 | [Redacted] | [Redacted] |  | 35308582 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of ___ is less than Guideline representative FICO score of ___. | Representative FICO score of [redacted] is less than guideline required FICO score of [redacted] for a $[redacted]M Cash-Out Refinance Full Doc Primary Residence. | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has owned the subject property for at least [redacted] years.<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of [redacted] months PITIA or more.<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum. | Actual Reserves: $[redacted]<br> Required Reserves: $[redacted]<br>DTI: [redacted]% <br> Guideline Maximum DTI: [redacted]% | SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-12-30): Client elects to waive with compensating factors. |  |  | 12/30/2025 | 2 B |  | [redacted] | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 224731469 | [Redacted] | [Redacted] |  | 35308572 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  |  |  |  |  | Reviewer Comment (2026-01-26): Econsent provided.<br>Buyer Comment (2026-01-22): Doc [redacted] Audit report | 01/26/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 224731472 | [Redacted] | [Redacted] |  | 35308214 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | [redacted] to [redacted] [redacted] months Business Bank Statements and Award Letter missing from file. |  |  |  | Reviewer Comment (2026-02-11): Received Business Entity Listing with start date [redacted] for the company and also, CPA letter state the entity organized in [redacted] of [redacted]. Exception cleared.<br>Buyer Comment (2026-02-09): [redacted] respectfully disagrees with finding. Per CPA Letter, company and bank account were opened [redacted]. To support, please find Entity results from Secretary of State confirming filing and status date of business. Please clear finding<br>Reviewer Comment (2026-02-02): Received award letter of pension income and reviewed exception and CPA letter, however neither indicate why [redacted] months statements are missing. If this is a new account as of [redacted], evidence would be required. Exception remains.<br>Buyer Comment (2026-01-29): Please review uploaded statement and clear finding. Verbiage towards bottom verifies continuance<br>Buyer Comment (2026-01-29): Award Letter - Pension/Annuity<br>Reviewer Comment (2026-01-28): Award letter for pension income is required. Exception remains.<br>Buyer Comment (2026-01-26): Resolution docs re - bank st | 02/11/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224731472 | [Redacted] | [Redacted] |  | 35308221 |  | Credit | Missing Document | General | Missing Document | Missing Document: Account Statements - Business not provided |  | [redacted] to [redacted] [redacted] months Business Bank Statements Letter missing from file. |  |  |  | Reviewer Comment (2026-02-11): Received Business Entity Listing with start date [redacted] for the company and also, CPA letter state the entity organized in [redacted] of [redacted]. Exception cleared.<br>Buyer Comment (2026-02-09): [redacted] respectfully disagrees with finding. Per CPA Letter, company and bank account were opened [redacted]. To support, please find Entity results from Secretary of State confirming filing and status date of business. Please clear finding<br>Buyer Comment (2026-02-09): SOS Entity search<br>Reviewer Comment (2026-01-28): Reviewed exception and CPA letter, however neither indicate why [redacted] months statements are missing. If this is a new account as of [redacted], evidence would be required.<br>Buyer Comment (2026-01-26): Please review exception & CPA Letter uploaded in previous condition | 02/11/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224731472 | [Redacted] | [Redacted] |  | 35308234 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | Appraisal Fee increased to $[redacted] without a valid change of circumstance; however, a cure was reflected on the final closing discloure. The cure was not sufficient due to a survey fee being assessed without a valid change of circumstance. |  |  |  | Reviewer Comment (2026-01-27): Sufficient cure provided. Full cure amount for tolerance violation was provided at or before closing (on final CD) resulting in a cleared exception. | 01/27/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| 224731472 | [Redacted] | [Redacted] |  | 35308235 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Survey Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | Survey Fee increased to $[redacted] without a valid change of circumstance. Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2026-01-27): [redacted] received Email confirmation stating Survey required by title.<br>Buyer Comment (2026-01-26): Resolution Docs - Survey Fee | 01/27/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| 224731472 | [Redacted] | [Redacted] |  | 35308238 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank [redacted]): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | [redacted] to [redacted] [redacted] months Business Bank Statements and Award Letter missing from file. |  |  |  | Reviewer Comment (2026-02-11): Received Business Entity Listing with start date [redacted] for the company and also, CPA letter state the entity organized in [redacted] of [redacted]. Exception cleared.<br>Buyer Comment (2026-02-09): [redacted] respectfully disagrees with finding. Per CPA Letter, company and bank account were opened [redacted]. To support, please find Entity results from Secretary of State confirming filing and status date of business. Please clear finding<br>Reviewer Comment (2026-01-28): Reviewed exception and CPA letter, however neither indicate why [redacted] months statements are missing. If this is a new account as of [redacted], evidence would be required.<br>Buyer Comment (2026-01-26): Please review exception & CPA Letter uploaded in previous condition | 02/11/2026 |  |  | 1 B A C |  | [redacted] | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| 224731472 | [Redacted] | [Redacted] |  | 35308239 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank [redacted]): Based on the loan failing one or more guideline components, the loan is at ATR risk. | [redacted] to [redacted] [redacted] months Business Bank Statements and Award Letter missing from file. |  |  |  | Reviewer Comment (2026-02-11): Received Business Entity Listing with start date [redacted] for the company and also, CPA letter state the entity organized in [redacted] of [redacted]. Exception cleared.<br>Buyer Comment (2026-02-09): [redacted] respectfully disagrees with finding. Per CPA Letter, company and bank account were opened [redacted]. To support, please find Entity results from Secretary of State confirming filing and status date of business. Please clear finding<br>Reviewer Comment (2026-01-28): Reviewed exception and CPA letter, however neither indicate why [redacted] [redacted] statements are missing. If this is a new account as of [redacted], evidence would be required.<br>Buyer Comment (2026-01-26): Please review exception & CPA Letter uploaded in previous condition | 02/11/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224731472 | [Redacted] | [Redacted] |  | 35631373 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted] Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2026-01-27): Sufficient Cure Provided At Closing |  | 01/27/2026 |  | 1 A |  | [redacted] | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 224731475 | [Redacted] | [Redacted] |  | 35308487 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Exception Condition- <br>- Max [redacted]% LTV/CLTV<br> - Max DTI [redacted]<br> - Provide Signed/dated LOE from applicant motivation to purchase investments in [redacted] and how the applicant plan to manage subject at a distance-if property manager will need name and evidence of contract PTC<br> - Document reserve requirement as within s[redacted]<br> - Subject to meeting all other [redacted]requirements. Any loan attribute limit listed above is a requirement to maintain the exception approval.<br>Exception Approval Rationale <br> Subject Property is rural in nature on [redacted] acres located [redacted] miles from [redacted]. Rent comps are long-<br> term rentals within [redacted] miles of subject. Fair market rent $[redacted]/mo. are supported.<br>Lender Approved Exception for - <br> Property-Other-Section [redacted] - Rurally Designated properties must be tenant occupied. Property not currently rented may be considered on an exception basis.<br>Pricing/condition<br> Max LTV - [redacted] | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower has verified disposable income of at least $[redacted]. | Reserves [redacted]+ Months More than Requirement<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Residual income $[redacted]k or More | Originator,SitusAMC<br>Originator,SitusAMC<br>Originator,SitusAMC | Reviewer Comment (2025-12-30): Client elects to waive with compensating factors. |  |  | 12/30/2025 | 2 B |  | [redacted] | Investment | Purchase | C B A | N/A | N/A | No |
| 224731475 | [Redacted] | [Redacted] |  | 35308493 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  |  |  |  |  | Reviewer Comment (2026-01-14): E-sign consent agreement received, exception cleared.<br>Buyer Comment (2026-01-12): Econsent | 01/14/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C B A | N/A | N/A | No |
| 224731481 | [Redacted] | [Redacted] |  | 35308701 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: [redacted] |  |  |  |  |  | Reviewer Comment (2026-01-13): Received CDA. Exception Cleared.<br>Buyer Comment (2026-01-12): CDA report | 01/13/2026 |  |  | 1 D A |  | [redacted] | Investment | Purchase | D A |  | N/A | No |
| 224731892 | [Redacted] | [Redacted] |  | 35308020 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Tax Verification was not provided for [[redacted] [redacted]. |  |  |  | Reviewer Comment (2026-01-13): Received Tax cert for REO property "[redacted]", information validated. Exception Cleared.<br>Buyer Comment (2026-01-09): [redacted] for both | 01/13/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 224731892 | [Redacted] | [Redacted] |  | 35308021 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Tax Verification was not provided for [redacted] [redacted]. |  |  |  | Reviewer Comment (2026-01-16): Received tax certificate for the property. Exception cleared.<br>Buyer Comment (2026-01-14): Lot [redacted]<br>Reviewer Comment (2026-01-13): Require Tax cert document for REO property " [redacted]". Exception Remains.<br>Buyer Comment (2026-01-09): [redacted] for both | 01/16/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 224732777 | [Redacted] | [Redacted] |  | 35313746 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | Guidelines require [redacted] days of continuo[redacted] statements; Only [redacted] month is provided in file. |  |  |  | Reviewer Comment (2026-01-16): Lender Exception with Compensating Factors provided.<br>Buyer Comment (2026-01-15): Exception Approval | 01/16/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224732777 | [Redacted] | [Redacted] |  | 35321862 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank [redacted]): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | Third party verification for primary borrower's self-employment provided, however document doesn't disclose start date or duration. |  |  |  | Reviewer Comment (2026-01-16): Lender Exception with Compensating Factors provided.<br>Buyer Comment (2026-01-15): Exception Approval | 01/16/2026 |  |  | 1 B A C |  | [redacted] | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| 224732777 | [Redacted] | [Redacted] |  | 35321863 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank [redacted]): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) |  |  |  |  | Reviewer Comment (2026-01-16): Lender Exception with Compensating Factors provided.<br>Buyer Comment (2026-01-15): Exception Approval | 01/16/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224732777 | [Redacted] | [Redacted] |  | 35321864 |  | Credit | Asset | Asset Documentation | Asset | Asset documentation requirements not met. |  | Guidelines require [redacted] days of continuo[redacted] statements; Only [redacted] month is provided in file. |  |  |  | Reviewer Comment (2026-01-16): Lender Exception with Compensating Factors provided.<br>Buyer Comment (2026-01-15): Exception Approval | 01/16/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224732777 | [Redacted] | [Redacted] |  | 35321865 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | Third party verification for primary borrower's self-employment provided, however document doesn't disclose start date or duration. |  |  |  | Reviewer Comment (2026-01-16): Third Party Verification received and verified. Exception cleared.<br>Buyer Comment (2026-01-14): VVOE | 01/16/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224732777 | [Redacted] | [Redacted] |  | 35321867 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank [redacted]): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Third party verification for primary borrower's self-employment provided, however document doesn't disclose start date or duration. |  |  |  | Reviewer Comment (2026-01-16): Lender Exception with Compensating Factors provided.<br>Buyer Comment (2026-01-14): VVOE | 01/16/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224732787 | [Redacted] | [Redacted] |  | 35309395 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | Require recent [redacted] months bank statements. |  |  |  | Reviewer Comment (2026-01-14): Cleared. The print-out provided reflects a $[redacted] deposit that is the same as the balance on [redacted] indicating a new account.<br>Buyer Comment (2026-01-12): PC Cert<br>Reviewer Comment (2026-01-07): Please provide documentation to confirm date of account opening.<br>Buyer Comment (2026-01-07): PC Cert | 01/14/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C B A |  | N/A | No |
| 224732787 | [Redacted] | [Redacted] |  | 35309397 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  | Business Purpose Certificate is missing in file. |  |  |  | Reviewer Comment (2026-01-07): Received required document.<br>Buyer Comment (2026-01-07): Business Purpose Cert | 01/07/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C B A |  | N/A | No |
| 224732787 | [Redacted] | [Redacted] |  | 35309413 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender requested an exception which was approved for Non-warrantable condotel due to investor concentration. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-01-07): Client elects to waive with compensating factors.<br>Buyer Comment (2026-01-07): please advise what is needed to clear this condition |  |  | 01/07/2026 | 2 C B |  | [redacted] | Investment | Purchase | C B A |  | N/A | No |
| 224733122 | [Redacted] | [Redacted] |  | 35310363 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  |  |  |  |  | Reviewer Comment (2026-01-12): Certificate of Good Standing located in the file. Exception cleared<br>Buyer Comment (2026-01-08): please see doc [redacted] for COGS | 01/12/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A |  | N/A | No |
| 224734708 | [Redacted] | [Redacted] |  | 35311435 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Extension Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | [redacted] Percent Fee Tolerance exceeded for Extension Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted] without a valid change of circumstance. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2026-01-13): [redacted] received a valid COC.<br>Buyer Comment (2026-01-12): RCDs with COC for adding extensions | 01/13/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 224734708 | [Redacted] | [Redacted] |  | 35311436 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | [redacted] Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted] without a valid change of circumstance. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2026-01-26): [redacted] received Corrected PCCD, Letter of Explanation, Proof of Delivery and Copy of Refund Check resulting in a cured the exception.<br>Buyer Comment (2026-01-23): PCCD with cure |  | 01/26/2026 |  | 2 C B |  | [redacted] | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 224734708 | [Redacted] | [Redacted] |  | 35321818 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank [redacted]): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | Loan Designation discrepancy due to DTI exceeding maximum allowable. For a departing residence pending sale, guidelines require a full or exterior only appraisal, additional reserves and a letter of explanation stating an intent to list the property for list, listing agreement for properties listed for sale, or contract for sale. No evidence was provided in file that applicant is under non-contingent contract to sell the property. If guidelines are not met, the prior home will be treated as an investment property and standard underwriting guidelines apply. PITIA for departing residence has been included in DTI. |  |  |  | Reviewer Comment (2026-01-14): Received Valuation report of departing residence of "[redacted] [redacted]", DTI discrepancy suffices. Exception Cleared.<br>Buyer Comment (2026-01-12): Listing and appraisal for departing | 01/14/2026 |  |  | 1 B A C |  | [redacted] | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| 224734708 | [Redacted] | [Redacted] |  | 35321819 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM DTIs match and both significantly exceed Guidelines | Ability to Repay (Dodd-Frank [redacted]): The DTI calculated in accordance with the Lenders Guidelines and [redacted](c)([redacted]) of [redacted][redacted]% significantly exceeds the guideline maximum of [redacted]%. (DTI Exception requires compelling compensating factors to consider regrading to EV2-B.) | Waterfall due to DTI exceeding maximum allowable. |  |  |  | Reviewer Comment (2026-01-14): Received Valuation report of departing residence of "[redacted] [redacted]", DTI discrepancy suffices. Exception Cleared.<br>Buyer Comment (2026-01-12): See listing and appraisal | 01/14/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224734708 | [Redacted] | [Redacted] |  | 35321850 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | Calculated investor qualifying total debt ratio of [redacted][redacted]% exceeds Guideline total debt ratio of [redacted][redacted]% due to missing documents for a departing residence pending sale. |  |  |  | Reviewer Comment (2026-01-14): Received Valuation report of departing residence of "[redacted] [redacted]", DTI discrepancy suffices. Exception Cleared.<br>Buyer Comment (2026-01-12): See listing and appraisal | 01/14/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224734708 | [Redacted] | [Redacted] |  | 35321852 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank [redacted]): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Waterfall due to DTI exceeding maximum allowable. |  |  |  | Reviewer Comment (2026-01-14): Received Valuation report of departing residence of "[redacted] [redacted]", DTI discrepancy suffices. Exception Cleared.<br>Buyer Comment (2026-01-12): See listing and appraisal | 01/14/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224734708 | [Redacted] | [Redacted] |  | 35321853 |  | Credit | Guideline | Guideline Issue | Guideline | Loan does not meet guideline requirements regarding DTI variance. |  | Diligence Investor Qualifying Total Debt Ratio: [redacted][redacted]%; [redacted] Investor Qualifying Total Debt Ratio: [redacted][redacted]%. |  |  |  | Reviewer Comment (2026-01-14): Received Valuation report of departing residence of "[redacted] [redacted]", DTI discrepancy suffices. Exception Cleared.<br>Buyer Comment (2026-01-12): See listing and appraisal | 01/14/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224734708 | [Redacted] | [Redacted] |  | 35480774 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Data discrepancy - DTI |  |  |  | Reviewer Comment (2026-01-27): Cleared. Receive updated [redacted].<br>Buyer Comment (2026-01-23): DTI matches | 01/27/2026 |  |  | 1 A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224734731 | [Redacted] | [Redacted] |  | 35312410 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  |  |  |  |  | Reviewer Comment (2026-01-08): E-Sign Consent Agreement received and verified. Exception cleared.<br>Buyer Comment (2026-01-06): econsent | 01/08/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| 224734731 | [Redacted] | [Redacted] |  | 35312429 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception for expired Permanent Resident Alien Card; Proof of renewal application in progress provided in file. Condition for Max [redacted]% LTV/CLTV | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [redacted]%. | Documentation Type: [redacted]<br> Disposable Income: $[redacted]<br>Loan to Value: [redacted]%<br> Guideline Maximum Loan to Value: [redacted]% | SitusAMC<br>Originator,SitusAMC<br>SitusAMC<br>Originator,SitusAMC | Reviewer Comment (2025-12-30): Client elects to waive with compensating factors. |  |  | 12/30/2025 | 2 B |  | [redacted] | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| 224734731 | [Redacted] | [Redacted] |  | 35312430 |  | Compliance | Compliance | Federal Compliance | Federal Defect | (Fed High Cost) Federal High-Cost Mortgage Loan (Points and Fees) | Truth in Lending Act (High-Cost Mortgage): Points and Fees on subject loan of [redacted][redacted]% is in excess of the allowable maximum of [redacted][redacted]% of the Federal Total Loan Amount. Points and Fees of $[redacted] on a Federal Total Loan Amount of $[redacted] vs. an allowable total of $[redacted] (an overage of $[redacted] or .[redacted]%). Non-Compliant High Cost Loan. |  |  |  |  | Reviewer Comment (2026-02-12): [redacted] received third party invoice for processing fee.<br>Buyer Comment (2026-02-10): third party invoice for processing fee<br>Reviewer Comment (2026-01-26): Their latest rebuttal indicates that we should be excluding discount points from points and fees, but we are already excluding [redacted] bona fide discount point from testing. In [redacted] original response in [redacted], she indicated that we are including $[redacted] in discount points. There are a total of $[redacted] discount points charged on the loan, and we are only including $[redacted] of these in points and fees, meaning we are excluding $[redacted], just as they are showing in their rebuttal.<br>Buyer Comment (2026-01-22): PC Cert<br>Reviewer Comment (2026-01-15): As the file is missing any evidence (such as a third-party invoice) that the Broker Processing Fee from Section [redacted] of the CD was paid to a third party, it was included in the high-cost calculations. If a third-party invoice is received, this fee will be reviewed for potential exclusion.<br> Under § [redacted](b)([redacted])(D), bona fide third-party charges not retained by the creditor, loan originator, or an affiliate of either are excludable from the Federal HOEPA high-cost points and fees calculation ([redacted] State High-Cost follows the same definition).<br>Buyer Comment (2026-01-13): PC Cert<br>Reviewer Comment (2026-01-08): [redacted] included the following points and fees in the Federal HOEPA high-cost and the [redacted] State high-cost calculations: $[redacted] extension fee, $[redacted] discount points, $[redacted] broker fee, $[redacted] broker processing fee, and $[redacted] underwriting fee, for a total of $[redacted], which exceeds the threshold of $[redacted] ([redacted]% of total loan amount $[redacted]). <br>Although there is a cure mechanism available for the Federal HOEPA points and fees violation, there is no cure mechanism available for the [redacted] State high cost points and fees violation. The [redacted] High-Cost threshold exception would remain an EV3 given there does not appear to be a cure provision provided under Chapter [redacted] of the [redacted] Finance Code. While the code defines a high-cost loan as the same as that defined in HOEPA, that is for purposes of determining what a high-cost is (i.e., rate and points & fees thresholds). As the code does not further provide any reference to a cure provision, [redacted] high-cost loans are unable to be cured the same as DF HOEPA loans.<br>Buyer Comment (2026-01-06): PC Cert | 02/12/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Rate/Term | (1) Signed letter from borrower indicating their choice to either (a) accept refund and make loan non-high-cost or (b) keep loan as high-cost and make loan compliant; (2) Assuming option (a) is selected, a copy of refund check and proof of mailing; (3) Assuming option (b) is selected, proof of cure for each of the prohibited practices violations noted. C B | Non QM | Non QM | Yes |
| 224734731 | [Redacted] | [Redacted] |  | 35312434 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost) [redacted] High-Cost Loan (Points and Fees) | [redacted] Anti-Predatory Lending Statute: Points and Fees on subject loan of [redacted][redacted]% is in excess of the allowable maximum of [redacted][redacted]% of the Total Loan Amount. Points and Fees total $[redacted] on a Total Loan Amount of $[redacted] vs. an allowable total of $[redacted] (an overage of $[redacted] or .[redacted]%). Compliant High Cost Loan. |  |  |  |  | Reviewer Comment (2026-02-12): [redacted] received third party invoice for processing fee.<br>Reviewer Comment (2026-01-26): Their latest rebuttal indicates that we should be excluding discount points from points and fees, but we are already excluding [redacted] bona fide discount point from testing. In [redacted] original response in [redacted], she indicated that we are including $[redacted] in discount points. There are a total of $[redacted] discount points charged on the loan, and we are only including $[redacted] of these in points and fees, meaning we are excluding $[redacted], just as they are showing in their rebuttal.<br>Buyer Comment (2026-01-22): PC Cert submitted<br>Reviewer Comment (2026-01-15): As the file is missing any evidence (such as a third-party invoice) that the Broker Processing Fee from Section [redacted] of the CD was paid to a third party, it was included in the high-cost calculations. If a third-party invoice is received, this fee will be reviewed for potential exclusion.<br> Under § [redacted](b)([redacted])(D), bona fide third-party charges not retained by the creditor, loan originator, or an affiliate of either are excludable from the Federal HOEPA high-cost points and fees calculation ([redacted] State High-Cost follows the same definition).<br>Buyer Comment (2026-01-13): PC Cert submitted<br>Reviewer Comment (2026-01-08): [redacted] included the following points and fees in the Federal HOEPA high-cost and the [redacted] State high-cost calculations: $[redacted] extension fee, $[redacted] discount points, $[redacted] broker fee, $[redacted] broker processing fee, and $[redacted] underwriting fee, for a total of $[redacted], which exceeds the threshold of $[redacted] ([redacted]% of total loan amount $[redacted]). <br> Although there is a cure mechanism available for the Federal HOEPA points and fees violation, there is no cure mechanism available for the [redacted] State high cost points and fees violation. The [redacted] High-Cost threshold exception would remain an EV3 given there does not appear to be a cure provision provided under Chapter [redacted] of the [redacted] Finance Code. While the code defines a high-cost loan as the same as that defined in HOEPA, that is for purposes of determining what a high-cost is (i.e., rate and points & fees thresholds). As the code does not further provide any reference to a cure provision, [redacted] high-cost loans are unable to be cured the same as DF HOEPA loans.<br>Buyer Comment (2026-01-06): PC Cert submitted | 02/12/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Rate/Term | No obvious cure C B A | Non QM | Non QM | No |
| 224734738 | [Redacted] | [Redacted] |  | 35339100 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Deeds / Warranty / Grant / Quit-Claim not provided |  |  |  |  |  | Reviewer Comment (2026-01-14): Per Title report, subject property vesting is in the name of borrowing business entity. Exception cleared.<br>Buyer Comment (2026-01-12): DOT with riders | 01/14/2026 |  |  | 1 D A |  | [redacted] | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| 224734738 | [Redacted] | [Redacted] |  | 35339113 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Assignment of Leases/Rents not provided |  |  |  |  |  | Reviewer Comment (2026-01-14): Provided [redacted][redacted] Family rider which covers assignment of Leases/Rents. Exception cleared.<br>Buyer Comment (2026-01-12): DOT with riders | 01/14/2026 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| 224734738 | [Redacted] | [Redacted] |  | 35339198 |  | Credit | Investment Product | General Exception | Investment Product | Security Instrument Error: Assignment of Leases/Rents is not in the file and required by guidelines |  |  |  |  |  | Reviewer Comment (2026-01-14): Provided [redacted][redacted] Family rider which covers assignment of Leases/Rents. Exception cleared.<br>Buyer Comment (2026-01-12): DOT with riders | 01/14/2026 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| 224734840 | [Redacted] | [Redacted] |  | 35339464 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | [redacted] months required bank statements not provided. |  |  |  | Reviewer Comment (2026-01-12): Received clarification. New account.<br>Buyer Comment (2026-01-08): please see [redacted] [redacted] statement doc [redacted] showing transferred funds into this account #[redacted], account was being opened at that time. | 01/12/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A |  | N/A | No |
| 224734842 | [Redacted] | [Redacted] |  | 35339790 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | Lender exception request for [redacted] purchase at [redacted]% when guideline max is [redacted]% is approved. Per disposition, max [redacted]% LTV with minimum [redacted] . Transaction must meet requirements for investor cash flow using the [redacted] at [redacted] Document reserve requirement, subject to meeting all other guidelines. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Aggregator,SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-01-05): Client elects to waive with compensating factors. |  |  | 01/05/2026 | 2 B |  | [redacted] | Investment | Purchase | B A |  | N/A | No |
| 224734842 | [Redacted] | [Redacted] |  | 35339791 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Combined loan to value discrepancy. | Calculated combined loan to value percentage of ___ exceeds Guideline combined loan to value percentage of ___. | Lender exception request for [redacted] purchase at [redacted]% when guideline max is [redacted]% is approved. Per disposition, max [redacted]% LTV with minimum [redacted] [redacted]. Transaction must meet requirements for investor cash flow using the [redacted] at [redacted] Document reserve requirement, subject to meeting all other guidelines. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Aggregator,SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-01-05): Client elects to waive with compensating factors. |  |  | 01/05/2026 | 2 B |  | [redacted] | Investment | Purchase | B A |  | N/A | No |
| 224734957 | [Redacted] | [Redacted] |  | 35312311 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted] Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. | Credit Report Fee was last disclosed as $[redacted] on the Loan Estimate but disclosed as $[redacted] on Final Closing Disclosure. Lender provided cure on final Closing Disclosure. |  |  |  | Reviewer Comment (2025-12-29): Sufficient Cure Provided At Closing |  | 12/29/2025 |  | 1 A |  | [redacted] | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 224734962 | [Redacted] | [Redacted] |  | 35312185 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | [redacted] Error: Birth Date was not provided |  |  |  |  |  | Reviewer Comment (2026-01-14): Received Driver's license with DOB. Exception Cleared<br>Buyer Comment (2026-01-12): ID | 01/14/2026 |  |  | 1 B A |  | [redacted] | Investment | Purchase | B A |  | N/A | No |
| 224735019 | [Redacted] | [Redacted] |  | 35314751 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Loan Estimate Timing Electronically Provided | TILA-RESPA Integrated Disclosure: Loan Estimate not delivered or placed in the mail to Borrower(s) within [redacted] business days of application. | Loan Estimate not delivered or placed in the mail to Borrower within [redacted] business days of application. |  |  |  | Reviewer Comment (2026-01-13): [redacted] received initial LE dated [redacted].<br>Buyer Comment (2026-01-12): ILE | 01/13/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224735019 | [Redacted] | [Redacted] |  | 35314752 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Loan Estimate Seven Day Waiting Period | TILA-RESPA Integrated Disclosure: Loan Estimate was not delivered or placed in the mail to the borrower at least seven ([redacted]) business days prior to closing. | Loan Estimate was not delivered or placed in the mail to the borrower at least [redacted]business days prior to closing. |  |  |  | Reviewer Comment (2026-01-13): [redacted] received initial LE.<br>Buyer Comment (2026-01-12): ILE | 01/13/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | No Defined Cure A | Non QM | Non QM | No |
| 224735021 | [Redacted] | [Redacted] |  | 35312052 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | [redacted]% tolerance was exceeded by $[redacted] due to the Appraisal Fee. No valid COC was provided. Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2026-02-04): [redacted] received Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD.<br>Buyer Comment (2026-02-03): Resolution Docs |  | 02/04/2026 |  | 2 C B |  | [redacted] | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 224735044 | [Redacted] | [Redacted] |  | 35312140 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: [redacted] |  |  |  |  |  | Reviewer Comment (2026-01-14): Received CDA. Exception Cleared.<br>Buyer Comment (2026-01-12): cda report | 01/14/2026 |  |  | 1 D A |  | [redacted] | Investment | Purchase | D A C |  | N/A | No |
| 224735044 | [Redacted] | [Redacted] |  | 35312252 |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. | Hazard Insurance Policy Effective Date ___, Disbursement Date: ___ | Hazard Insurance Policy Effective Date [redacted], which is after the transaction date of [redacted]. |  |  |  | Reviewer Comment (2026-01-14): Received evidence the disbursement date was after the effective date. Condition cleared.<br>Buyer Comment (2026-01-12): investor memo<br>Reviewer Comment (2026-01-12): Hazard insurance policy effective date is after the Note date. Please provide an HOI policy covering the Note date. Exception remains.<br>Buyer Comment (2026-01-08): please see final ALTA doc [redacted], disbursement date is [redacted] (after hoi date) | 01/14/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | D A C |  | N/A | No |
| 224735046 | [Redacted] | [Redacted] |  | 35312493 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  |  |  |  |  | Reviewer Comment (2026-01-07): Received E-Sign Consent Agreement. Exception cleared.<br>Buyer Comment (2026-01-05): econsent | 01/07/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| 224735074 | [Redacted] | [Redacted] |  | 35312788 |  | Credit | Insurance | Insurance Documentation | Insurance | Insurance Policy Expiration Date is less than [redacted] days of the Note Date and does not have automatic renewal. |  | Hazard Policy expired on [redacted] prior to Note date of [redacted]. |  |  |  | Reviewer Comment (2026-01-13): Received renewal of hazard policy in the file. Exception Cleared.<br>Buyer Comment (2026-01-12): hoi policy | 01/13/2026 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| 224735074 | [Redacted] | [Redacted] |  | 35312817 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The lender exception has been approved for maximum [redacted] loans to investor from single borrower. The exception is approved with Max [redacted]% LTV, Min [redacted] , No [redacted]per state rules, Subject to meeting all other [redacted] guideline requirements. Any loan attribute limit listed above is a requirement to maintain the exception approval. Compensating factors: FICO [redacted] points or more above requirement, [redacted] or greater, Reserves [redacted]+ months more than requirement, Long Term Homeownership (>[redacted] years). | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-01-05): Client elects to waive with compensating factors. |  |  | 01/05/2026 | 2 B |  | [redacted] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| 224735076 | [Redacted] | [Redacted] |  | 35311890 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  |  |  |  |  | Reviewer Comment (2026-01-07): Document provided<br>Buyer Comment (2026-01-06): econsent | 01/07/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 224735077 | [Redacted] | [Redacted] |  | 35312111 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | E-sign Consent Agreement is missing. |  |  |  | Reviewer Comment (2026-01-09): Received E-sign Consent document. Exception cleared.<br>Buyer Comment (2026-01-07): econsent | 01/09/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 224735077 | [Redacted] | [Redacted] |  | 35312120 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | [redacted]% tolerance was exceeded by $[redacted] due to the Loan Discount Point Fee. No valid COC was provided. Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2026-01-12): [redacted] received a valid COC.<br>Buyer Comment (2026-01-09): invest memo - discount points | 01/12/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| 224735078 | [Redacted] | [Redacted] |  | 35311901 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | [redacted]% tolerance was exceeded by $[redacted] due to Transfer Tax Fee. No valid COC provided. Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2026-01-14): [redacted] received a valid COC.<br>Buyer Comment (2026-01-13): RLE with COC | 01/14/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| 224735078 | [Redacted] | [Redacted] |  | 35475485 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted] Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2026-01-14): Sufficient Cure Provided At Closing |  | 01/14/2026 |  | 1 A |  | [redacted] | Primary | Refinance - Cash-out - Other | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 224735079 | [Redacted] | [Redacted] |  | 35311864 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted] Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded. Total amount of $[redacted] exceeds tolerance of $[redacted] plus [redacted]% or $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-12-28): Sufficient Cure Provided At Closing |  | 12/28/2025 |  | 1 A |  | [redacted] | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 224735079 | [Redacted] | [Redacted] |  | 35311865 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted] Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-12-28): Sufficient Cure Provided At Closing |  | 12/28/2025 |  | 1 A |  | [redacted] | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 224735079 | [Redacted] | [Redacted] |  | 35311866 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted] Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-12-28): Sufficient Cure Provided At Closing |  | 12/28/2025 |  | 1 A |  | [redacted] | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 224735081 | [Redacted] | [Redacted] |  | 35321338 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception for mixed use of property. | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrower's monthly mortgage payment has decreased by at least [redacted]%.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of [redacted] months PITIA or more.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>The representative FICO score is above [redacted]. | Actual Reserves: $[redacted]<br> Required Reserves: $[redacted]<br>Decision System: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>Originator,SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-01-09): Client elects to waive with compensating factors.<br>Buyer Comment (2026-01-07): Please update the status. Thank you<br>Reviewer Comment (2025-12-30): Lender Exception with Compensating Factors provided. Downgraded and Waived. |  |  | 01/09/2026 | 2 B |  | [redacted] | Investment | Purchase | B A | N/A | N/A | No |
| 224735083 | [Redacted] | [Redacted] |  | 35312400 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | E-sign consent is missing in file. Provided e-sign consent is reflecting pending status. |  |  |  | Reviewer Comment (2026-01-08): E-Sign Consent Agreement received.<br>Buyer Comment (2026-01-06): econsent | 01/08/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224735084 | [Redacted] | [Redacted] |  | 35312388 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | The lender exception requested to permit a [redacted]% LTV[redacted] credit score and subject was listed within [redacted] months of application date. The exception is approved with MAX [redacted]% LTV and operating agreement to meet all guidelines of [redacted] and subject to meeting all other [redacted] guideline requirements. Unable to downgrade due to lender compensating factors are not provided on the exception approval. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of [redacted] is greater than the minimum required DSCR of [redacted] | SitusAMC<br>SitusAMC,Aggregator | Reviewer Comment (2026-01-12): Client elects to waive with compensating factors.<br>Buyer Comment (2026-01-08): PC Cert |  |  | 01/12/2026 | 2 C B |  | [redacted] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| 224736008 | [Redacted] | [Redacted] |  | 35316085 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The lender exception has been approved for C/O refi, subject purchased w/in the last [redacted] months. Requesting exception to used appraised value vs. cost to purchase and documented improvements OR go to [redacted]% LTV using PP plus improvements. The exception is approved with [redacted]% LTV MAX, Minimum [redacted] [redacted], Minimum [redacted] yr [redacted], Borrower to meet all other landlord history guidelines other than showing last [redacted] months of rent., Subject to meeting all other [redacted] guideline requirements. Any loan attribute limit listed above is a requirement to maintain the exception approval. Compensating factors: FICO [redacted] points or more above requirement, [redacted][redacted] or greater. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-01-05): Lender Exception with Compensating Factors provided. |  |  | 01/05/2026 | 2 B |  | [redacted] | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| 224736058 | [Redacted] | [Redacted] |  | 35316166 |  | Credit | Loan Package Documentation | Closing / Title | Missing Document | Missing Document: Rider - Other not provided |  | Prepayment rider is missing in the file. |  |  |  | Reviewer Comment (2026-01-09): Cleared. Received prepayment rider.<br>Buyer Comment (2026-01-08): Rider | 01/09/2026 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| 224736058 | [Redacted] | [Redacted] |  | 35316171 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Per [redacted], lender exception request for having no [redacted] tradelines for permanent resident borrower is approved. Disposition requirements have not been provided due to required [redacted] exception request form not in file. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-01-09): Client elects to waive with compensating factors.<br>Buyer Comment (2026-01-08): Exception |  |  | 01/09/2026 | 2 C B |  | [redacted] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| 224736087 | [Redacted] | [Redacted] |  | 35317253 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | [redacted] Initial Rate Lock document is missing |  |  |  | Reviewer Comment (2026-01-12): [redacted] Initial Rate Lock document received and verified the details. Exception Cleared.<br>Buyer Comment (2026-01-08): Lock | 01/12/2026 |  |  | 1 C A D |  | [redacted] | Investment | Refinance - Rate/Term | D A |  | N/A | No |
| 224736087 | [Redacted] | [Redacted] |  | 35317254 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | [redacted] Error: Birth Date was not provided |  |  |  |  |  | Reviewer Comment (2026-01-12): Birth Date was not required as [redacted] is member only. Exception Cleared.<br>Buyer Comment (2026-01-08): PC Cert | 01/12/2026 |  |  | 1 B A |  | [redacted] | Investment | Refinance - Rate/Term | D A |  | N/A | No |
| 224736087 | [Redacted] | [Redacted] |  | 35344853 |  | Credit | Loan Package Documentation | Closing / Title | Missing Document | Missing Document: Security Instrument - Subject Lien not provided |  | Missing Page [redacted] the notary page of the security Instrument |  |  |  | Reviewer Comment (2026-01-12): Page [redacted] the notary page of the security Instrument received and verified the details. Exception Cleared.<br>Buyer Comment (2026-01-08): page [redacted] | 01/12/2026 |  |  | 1 D A |  | [redacted] | Investment | Refinance - Rate/Term | D A |  | N/A | No |
| 224736087 | [Redacted] | [Redacted] |  | 35344871 |  | Credit | Guideline | Guideline Issue | Guideline | Aged document: Asset Account date is more than [redacted] days prior to Closing. |  | Missing Notary age of the security instrument. |  |  |  | Reviewer Comment (2026-01-12): Page [redacted] the notary page of the security Instrument received and verified the details. Exception Cleared.<br>Buyer Comment (2026-01-08): is this an assets condition or for the missing page of the security instrument? Page [redacted] has been submitted | 01/12/2026 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Rate/Term | D A |  | N/A | No |
| 224736093 | [Redacted] | [Redacted] |  | 35316417 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [redacted], prior to [redacted] business days from transaction date of [redacted]. | Disbursement date [redacted] per Final signed/dated Closing Disclosure. |  |  |  | Reviewer Comment (2026-01-09): Received FSS.<br>Buyer Comment (2026-01-07): Please see attached Final ALTA Settlement Statement showing the funds disbursed [redacted]. | 01/09/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Non QM | Non QM | Yes |
| 224736489 | [Redacted] | [Redacted] |  | 35317026 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | [redacted] months bank statements for asset account ending in #[redacted] not provided in file. | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Borrower has been employed in the same industry for more than [redacted] years.<br>Documentation Type: [redacted]<br> Disposable Income: $[redacted]<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrower's Own Funds Percent: [redacted]%<br> Borrower's Own Funds Amount: $[redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-20): Lender Exception with Compensating Factors provided.<br>Reviewer Comment (2026-01-16): Lender Exception with Compensating Factors provided.<br>Buyer Comment (2026-01-14): Exception Approval |  |  | 01/20/2026 | 2 C B |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224736489 | [Redacted] | [Redacted] |  | 35343765 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank [redacted]): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | ATR risk due to missing asset documentation; [redacted] months bank statements for asset account ending in #[redacted] not provided in file. |  |  |  | Reviewer Comment (2026-01-16): Lender Exception with Compensating Factors provided.<br>Buyer Comment (2026-01-14): Exception Approval | 01/16/2026 |  |  | 1 B A C |  | [redacted] | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| 224736489 | [Redacted] | [Redacted] |  | 35343767 |  | Credit | Asset | Asset Documentation | Asset | Asset documentation requirements not met. |  | [redacted] months bank statements for asset account ending in #[redacted] not provided in file. |  |  |  | Reviewer Comment (2026-01-16): Lender Exception with Compensating Factors provided.<br>Buyer Comment (2026-01-14): Exception Approval | 01/16/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224736489 | [Redacted] | [Redacted] |  | 35343777 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank [redacted]): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | ATR risk due to missing asset documentation; [redacted] months bank statements for asset account ending in #[redacted] not provided in file. |  |  |  | Reviewer Comment (2026-01-16): Lender Exception with Compensating Factors provided.<br>Buyer Comment (2026-01-14): Exception Approval | 01/16/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224736489 | [Redacted] | [Redacted] |  | 35344668 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank [redacted]): Based on the loan failing one or more guideline components, the loan is at ATR risk. | ATR risk due to missing asset documentation; [redacted] months bank statements for asset account ending in #[redacted] not provided in file. |  |  |  | Reviewer Comment (2026-01-16): Lender Exception with Compensating Factors provided.<br>Buyer Comment (2026-01-14): Exception Approval | 01/16/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224736661 | [Redacted] | [Redacted] |  | 35316595 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | [redacted]: REO documents are marked missing. Please provide the Insurance Verification and Tax Verification. |  |  |  | Reviewer Comment (2026-01-08): Received hazard insurance, tax and hoa verification and associated, Exception Cleared<br>Buyer Comment (2026-01-07): insurance, taxes, and hoa dues | 01/08/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| 224736661 | [Redacted] | [Redacted] |  | 35316596 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | [redacted]: REO documents are marked missing. Please provide the Insurance Verification and Tax Verification. |  |  |  | Reviewer Comment (2026-01-08): Received hazard insurance, tax and hoa verification and associated, Exception Cleared<br>Buyer Comment (2026-01-07): taxes, insurance, and hoa | 01/08/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| 224736661 | [Redacted] | [Redacted] |  | 35316600 |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. |  | Hazard Insurance Policy Effective Date is [redacted] and Note Date is [redacted]. Please provide current effective insurance document. |  |  |  | Reviewer Comment (2026-01-08): Received hazard insurance policy and effective date updated, Exception Cleared<br>Buyer Comment (2026-01-07): prior hoi | 01/08/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| 224737425 | [Redacted] | [Redacted] |  | 35316943 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted] Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. | Credit Report Fee Amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  | Reviewer Comment (2025-12-30): Sufficient Cure Provided At Closing |  | 12/30/2025 |  | 1 A |  | [redacted] | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 224737428 | [Redacted] | [Redacted] |  | 35316967 |  | Credit | Guideline | Guideline Issue | Guideline | Loan does not meet guideline requirements regarding DTI variance. | Diligence Investor Qualifying Total Debt Ratio: ___; <br> Bid Tape Investor Qualifying Total Debt Ratio: ___. | Provide updated and corrected [redacted] and [redacted] for DTI correction. |  |  |  | Reviewer Comment (2026-01-12): Documents received and verified. Exception cleared.<br>Buyer Comment (2026-01-08): Please see attached. Updated [redacted] with accurate ratios. | 01/12/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224737428 | [Redacted] | [Redacted] |  | 35316970 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Revised Loan Estimate Timing Before Closing | TILA-RESPA Integrated Disclosure: Revised Loan Estimate provided on [redacted] not received by borrower at least four ([redacted]) business days prior to closing. | Revised Loan Estimate provided on [redacted] not received by borrower at least four ([redacted]) business days prior to closing |  |  |  | Reviewer Comment (2026-01-08): [redacted] received earliest receipt of LE.<br>Buyer Comment (2026-01-08): We complied with TRID requirements by obtaining eConsent and delivering the revised Loan Estimate to the Borrowers four days or more before closing. The borrowers gave eConsent to have docs electronically delivered to them prior to docs being disclosed. Docs were delivered, provided, available and accessible to the borrowers on [redacted] - which is [redacted] days before closing ([redacted]). We obeyed the timing rule that states the revised LE needs to be delivered [redacted] days prior to closing. Please see the attached screen shot to verify proof of earlier receipt of the LE. | 01/08/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | No Defined Cure A | Non QM | Non QM | No |
| 224737428 | [Redacted] | [Redacted] |  | 35316984 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank [redacted]): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | Provide updated and corrected [redacted] and [redacted] for DTI correction. |  |  |  | Reviewer Comment (2026-01-12): Documents received and verified. Exception cleared.<br>Buyer Comment (2026-01-08): Please see attached. Updated [redacted] with accurate ratios. | 01/12/2026 |  |  | 1 B A C |  | [redacted] | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| 224737428 | [Redacted] | [Redacted] |  | 35316985 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank [redacted]): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Provide updated and corrected [redacted] and [redacted] for DTI correction. |  |  |  | Reviewer Comment (2026-01-12): Documents received and verified. Exception cleared.<br>Buyer Comment (2026-01-08): Please see attached. Updated [redacted] with accurate ratios. | 01/12/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224737428 | [Redacted] | [Redacted] |  | 35480830 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Data discrepancy - DTI |  |  |  | Reviewer Comment (2026-01-22): Received updated [redacted] and [redacted], Exception cleared.<br>Buyer Comment (2026-01-21): Please see your first condition which was cleared [redacted] to cure the ratio issue. Please clear condition. | 01/22/2026 |  |  | 1 A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224737631 | [Redacted] | [Redacted] |  | 35317294 |  | Credit | Missing Document | General | Missing Document | Missing Document: [redacted] Rent Comparison Schedule not provided |  | [redacted] Rent comparison schedule is missing for the subject property |  |  |  | Reviewer Comment (2026-02-04): [redacted] Rent comparison schedule received and verified. Exception cleared.<br>Buyer Comment (2026-02-02): Please review [redacted] and clear<br>Buyer Comment (2026-02-02): [redacted] - subject | 02/04/2026 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| 224738230 | [Redacted] | [Redacted] |  | 35323265 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | REO Documents are missing for the Hazard Insurance, Tax Verification, and HOA verification. |  |  |  | Reviewer Comment (2026-01-20): Hazard insurance, Tax Certificate and HOA Verification received and verified. Exception cleared.<br>Buyer Comment (2026-01-15): Property docs and updated [redacted] | 01/20/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A | N/A | N/A | No |
| 224738230 | [Redacted] | [Redacted] |  | 35601279 |  | Credit | Guideline | Guideline Issue | Guideline | Loan does not meet guideline requirements regarding DTI variance. | Diligence Investor Qualifying Total Debt Ratio: ___; <br> Bid Tape Investor Qualifying Total Debt Ratio: ___. | Diligence Investor Qualifying Total Debt Ratio: [redacted][redacted]%; <br> Bid Tape Investor Qualifying Total Debt Ratio: [redacted][redacted]%.<br> DTI per updated [redacted] is [redacted]%/ |  |  |  | Reviewer Comment (2026-01-22): Received updated [redacted]. Condition cleared.<br>Buyer Comment (2026-01-21): Corrected [redacted] | 01/22/2026 |  |  | 1 A |  | [redacted] | Investment | Purchase | C A | N/A | N/A | No |
| 224738236 | [Redacted] | [Redacted] |  | 35322834 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  |  |  |  |  | Reviewer Comment (2026-01-16): Received required documentation. Condition cleared.<br>Buyer Comment (2026-01-15): E-sign agreement | 01/16/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A | N/A | N/A | No |
| 224738236 | [Redacted] | [Redacted] |  | 35322852 |  | Credit | Guideline | Guideline Issue | Guideline | Loan does not meet guideline requirements regarding DTI variance. | Diligence Investor Qualifying Total Debt Ratio: ___; <br> Bid Tape Investor Qualifying Total Debt Ratio: ___. | Total verified income of $[redacted], qualifying PITIA $[redacted], Credit debt $[redacted], and Negative REO of $[redacted]. |  |  |  | Reviewer Comment (2026-01-16): Received updated [redacted]. Condition cleared.<br>Buyer Comment (2026-01-16): Please review updated [redacted] & [redacted]. Loan is now within variance, please clear finding<br>Buyer Comment (2026-01-16): Resolution docs re: DTI DD | 01/16/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A | N/A | N/A | No |
| 224738236 | [Redacted] | [Redacted] |  | 35339816 |  | Property | Valuation | Valuation Issue | Valuation | The desk review has a effective date that is other than what the appraisal effective date is. The desk review should have the same effective date as the appraisal |  |  |  |  |  | Reviewer Comment (2026-01-16): Lender obtained an appraisal and field review. Condition cleared.<br>Buyer Comment (2026-01-16): [redacted] respectfully disagrees with finding. After speaking with Appraisal Review team, we can confirm that Appraisal, Field Review and Desk review all have effective dates of [redacted]. Please review and clear | 01/16/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A | N/A | N/A | No |
| 224738236 | [Redacted] | [Redacted] |  | 35480806 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Data discrepancy - DTI |  |  |  | Reviewer Comment (2026-01-16): Received updated [redacted]. Condition cleared.<br>Buyer Comment (2026-01-16): Waterfall - Please review updated [redacted] & [redacted]. Loan is now within variance, please clear finding | 01/16/2026 |  |  | 1 A |  | [redacted] | Investment | Purchase | C A | N/A | N/A | No |
| 224738241 | [Redacted] | [Redacted] |  | 35323258 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted] Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-12-31): Sufficient Cure Provided At Closing |  | 12/31/2025 |  | 1 A |  | [redacted] | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 224738241 | [Redacted] | [Redacted] |  | 35323259 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted] Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-12-31): Sufficient Cure Provided At Closing |  | 12/31/2025 |  | 1 A |  | [redacted] | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 224738243 | [Redacted] | [Redacted] |  | 35323271 |  | Credit | Missing Document | General | Missing Document | Missing Document: Account Statements - Personal not provided |  | The loan program requires [redacted] months of bank statement income; however, only [redacted] months of bank statements have been provided in the file. Provide the bank statements for the months of [redacted], [redacted], and [redacted], [redacted] (#[redacted]). |  |  |  | Reviewer Comment (2026-01-20): Bank Account Ending [redacted] shows Account activity from [redacted] to [redacted], there is no transaction in [redacted] and [redacted]. Exception cleared.<br>Buyer Comment (2026-01-15): The [redacted] Statement for account #[redacted] found in [redacted] shows the statement is for the period of [redacted][redacted]. However, I have uploaded another copy with an LOE. On page [redacted] of the attached document indicates there was no activity for [redacted] and [redacted] therefore the [redacted] statement acted as a quarterly statement. Dates to confirm this can be seen on the [redacted]nd page of the statement (page [redacted] of the attached trailing document) which shows the beginning date of [redacted] and ending date of [redacted]. | 01/20/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224738243 | [Redacted] | [Redacted] |  | 35323274 |  | Credit | Missing Document | General | Missing Document | Missing Document: Account Statements - Personal not provided |  | The loan program requires [redacted] months of bank statement income; however, only [redacted] months of bank statements have been provided in the file. Provide the bank statements for the months of [redacted], [redacted], and [redacted], [redacted] (#[redacted]). |  |  |  | Reviewer Comment (2026-01-20): Bank Account Ending [redacted] shows Account activity from [redacted] to [redacted], there is no transaction in [redacted] and [redacted]. Exception cleared.<br>Buyer Comment (2026-01-15): The [redacted] Statement for account #[redacted] found in [redacted] shows the statement is for the period of [redacted][redacted]. However, I have uploaded another copy with an LOE. On page [redacted] of the attached document indicates there was no activity for [redacted] and [redacted] therefore the [redacted] statement acted as a quarterly statement. Dates to confirm this can be seen on the [redacted]nd page of the statement (page [redacted] of the attached trailing document) which shows the beginning date of [redacted] and ending date of [redacted]. | 01/20/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224738243 | [Redacted] | [Redacted] |  | 35323278 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | The loan program requires [redacted] months of bank statement income; however, only [redacted] months of bank statements have been provided in the file. Provide the bank statements for the months of [redacted], [redacted], and [redacted], [redacted] (#[redacted]). |  |  |  | Reviewer Comment (2026-01-20): Bank Account Ending [redacted] shows Account activity from [redacted] to [redacted], there is no transaction in [redacted] and [redacted]. Exception cleared.<br>Buyer Comment (2026-01-15): The [redacted] Statement for account #[redacted] found in [redacted] shows the statement is for the period of [redacted][redacted]. However, I have uploaded another copy with an LOE. On page [redacted] of the attached document indicates there was no activity for [redacted] and [redacted] therefore the [redacted] statement acted as a quarterly statement. Dates to confirm this can be seen on the [redacted]nd page of the statement (page [redacted] of the attached trailing document) which shows the beginning date of [redacted] and ending date of [redacted]. | 01/20/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224738243 | [Redacted] | [Redacted] |  | 35323295 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank [redacted]): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | The loan program requires [redacted] months of bank statement income; however, only [redacted] months of bank statements have been provided in the file. Provide the bank statements for the months of [redacted], [redacted], and [redacted], [redacted] (#[redacted]). |  |  |  | Reviewer Comment (2026-01-20): Bank Account Ending [redacted] shows Account activity from [redacted] to [redacted], there is no transaction in [redacted] and [redacted]. Exception cleared.<br>Buyer Comment (2026-01-15): The [redacted] Statement for account #[redacted] found in [redacted] shows the statement is for the period of [redacted][redacted]. However, I have uploaded another copy with an LOE. On page [redacted] of the attached document indicates there was no activity for [redacted] and [redacted] therefore the [redacted] statement acted as a quarterly statement. Dates to confirm this can be seen on the [redacted]nd page of the statement (page [redacted] of the attached trailing document) which shows the beginning date of [redacted] and ending date of [redacted]. | 01/20/2026 |  |  | 1 B A C |  | [redacted] | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| 224738243 | [Redacted] | [Redacted] |  | 35323296 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank [redacted]): Based on the loan failing one or more guideline components, the loan is at ATR risk. | The loan program requires [redacted] months of bank statement income; however, only [redacted] months of bank statements have been provided in the file. Provide the bank statements for the months of [redacted], [redacted], and [redacted], [redacted] (#[redacted]). |  |  |  | Reviewer Comment (2026-01-20): Bank Account Ending [redacted] shows Account activity from [redacted] to [redacted], there is no transaction in [redacted] and [redacted]. Exception cleared.<br>Buyer Comment (2026-01-15): The [redacted] Statement for account #[redacted] found in [redacted] shows the statement is for the period of [redacted][redacted]. However, I have uploaded another copy with an LOE. On page [redacted] of the attached document indicates there was no activity for [redacted] and [redacted] therefore the [redacted] statement acted as a quarterly statement. Dates to confirm this can be seen on the [redacted]nd page of the statement (page [redacted] of the attached trailing document) which shows the beginning date of [redacted] and ending date of [redacted]. | 01/20/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224738770 | [Redacted] | [Redacted] |  | 35322475 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The lender exception has been approved for Landlord History waiver Minimum FICO. The exception is approved with [redacted]% LTV MAX, Minimum [redacted] , Minimum [redacted] yr [redacted], Borrower to pass all other landlord history waiver requirements other than the FICO of [redacted], Subject to meeting all other [redacted] guideline requirements. Any loan attribute limit listed above is a requirement to maintain the exception approval. Compensating factors: Loan To Value [redacted]% or More Under Requirement. | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by XX points. | The DSCR of [redacted] is greater than the minimum required DSCR of [redacted]%<br>The representative FICO score exceeds the guideline minimum by [redacted] points. | SitusAMC,Aggregator<br>SitusAMC,Aggregator | Reviewer Comment (2026-01-05): Client elects to waive and downgrade based on the following comps:<br> Borrower has LTV [redacted]% lower than required <br>. |  |  | 01/05/2026 | 2 B |  | [redacted] | Investment | Refinance - Rate/Term | B A |  | N/A | No |
| 224739345 | [Redacted] | [Redacted] |  | 35326627 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Lease Agreement is not provided for [redacted] [redacted] |  |  |  | Reviewer Comment (2026-02-05): Received updated [redacted] and [redacted] and rental income is not used for the property. Exception cleared.<br>Buyer Comment (2026-02-03): LOE | 02/05/2026 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Cash-out - Other | C A | N/A | Non QM | No |
| 224739345 | [Redacted] | [Redacted] |  | 35326658 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | AUS/Guideline Findings: All conditions were not met |  | REO documents are missing. |  |  |  | Reviewer Comment (2026-02-05): Received updated [redacted] and [redacted] and rental income is not used for the property and all REO documents. Exception cleared.<br>Buyer Comment (2026-02-03): AUS LOE | 02/05/2026 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Cash-out - Other | C A | N/A | Non QM | No |
| 224739345 | [Redacted] | [Redacted] |  | 35326791 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Mortgage Statement and Tax Verification are missing for [redacted] [redacted] |  |  |  | Reviewer Comment (2026-02-05): Received Verification of Mortgage and Tax Certificate for the property. Exception cleared.<br>Buyer Comment (2026-02-03): LOE | 02/05/2026 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Cash-out - Other | C A | N/A | Non QM | No |
| 224739345 | [Redacted] | [Redacted] |  | 35326845 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Mortgage Statement is missing for [redacted] [redacted] |  |  |  | Reviewer Comment (2026-02-05): Received Verification of Mortgage for the property. Exception cleared.<br>Buyer Comment (2026-02-03): LOE | 02/05/2026 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Cash-out - Other | C A | N/A | Non QM | No |
| 224739345 | [Redacted] | [Redacted] |  | 35327254 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Income and Assets - REO [redacted]% Method | Ability to Repay (Dodd-Frank [redacted]): Unable to verify Real Estate Owned income ([redacted]% Method) using reasonably reliable third-party records. | Lease Agreement is not provided for [redacted] [redacted], due to which this exception fired. |  |  |  | Reviewer Comment (2026-02-05): Received updated [redacted] and [redacted] and rental income is not used for the property. Exception cleared.<br>Buyer Comment (2026-02-03): loe | 02/05/2026 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Cash-out - Other | C A | N/A | Non QM | No |
| 224739345 | [Redacted] | [Redacted] |  | 35327260 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank [redacted]): There are guideline deficiencies which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | Lease Agreement is not provided for [redacted][redacted], due to which this exception fired. |  |  |  | Reviewer Comment (2026-02-05): Received updated [redacted] and [redacted] and rental income is not used for the property. Exception cleared.<br>Buyer Comment (2026-02-03): loe | 02/05/2026 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Cash-out - Other | C A | N/A | Non QM | No |
| 224739345 | [Redacted] | [Redacted] |  | 35327261 |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank [redacted]): General Ability-to-Repay requirements not satisfied. | Lease Agreement is not provided for [redacted] , due to which this exception fired. |  |  |  | Reviewer Comment (2026-02-05): Received updated [redacted] and [redacted] and rental income is not used for the property. Exception cleared. | 02/05/2026 |  |  | 1 A |  | [redacted] | Investment | Refinance - Cash-out - Other | C A | N/A | Non QM | No |
| 224739345 | [Redacted] | [Redacted] |  | 35327346 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank [redacted]): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Lease Agreement is not provided for [redacted] , due to which this exception fired. |  |  |  | Reviewer Comment (2026-02-05): Valid association.<br>Buyer Comment (2026-02-03): LOE | 02/05/2026 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Cash-out - Other | C A | N/A | Non QM | No |
| 224739427 | [Redacted] | [Redacted] |  | 35323761 |  | Credit | Credit | Credit Documentation | Guideline | The Verification of Rent (VOR) / Verification of Mortgage (VOM) is required and was not found in file. |  | Provide verification of rent (VOR) to verify prior housing history. |  |  |  | Reviewer Comment (2026-01-30): Verification of rent is not mandatory, might be required at underwriter's discretion. Exception cleared.<br>Buyer Comment (2026-01-28): [redacted]<br>Buyer Comment (2026-01-28): [redacted] respectfully disagrees with finding. Per the guidelines, a VOR/VOM is required at the Underwriter's discretion. Please review [redacted] and clear finding. | 01/30/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224739427 | [Redacted] | [Redacted] |  | 35332816 |  | Credit | Credit | Credit Eligibility | Guideline | Public Record Issue: |  |  |  |  |  | Reviewer Comment (2026-01-30): Open collections and charge offs may be left open at underwriter's discretion. Any that may not affect title may be left open regardless of amount.<br>Buyer Comment (2026-01-28): [redacted] respectfully disagrees with condition. Per guidelines, open collections may be left open at UW's discretion. Please see credit comments on [redacted] and clear finding | 01/30/2026 |  |  | 1 B A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224739486 | [Redacted] | [Redacted] |  | 35335163 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | Provide [redacted] month [redacted] bank statements for the account #[redacted], Provided [redacted]-month bank statements. |  |  |  | Reviewer Comment (2026-01-09): Received [redacted] bank statement account #[redacted]. Exception cleared.<br>Buyer Comment (2026-01-07): [redacted] statement | 01/09/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A | N/A | N/A | No |
| 224739486 | [Redacted] | [Redacted] |  | 35335165 |  | Credit | Missing Document | General | Missing Document | Missing Document: Account Statements - Business not provided |  | Provide[redacted] month [redacted] bank statements for the account #[redacted], Provided [redacted]-month bank statements. |  |  |  | Reviewer Comment (2026-01-09): Received [redacted] bank statement account #[redacted]. Exception cleared.<br>Buyer Comment (2026-01-07): [redacted] statement submitted | 01/09/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A | N/A | N/A | No |
| 224739486 | [Redacted] | [Redacted] |  | 35335166 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | Provide [redacted] month [redacted] bank statements for the account #[redacted], Provided [redacted]-month bank statements. |  |  |  | Reviewer Comment (2026-01-09): Received [redacted] bank statement account #[redacted]. Exception cleared.<br>Buyer Comment (2026-01-07): [redacted] statement submitted | 01/09/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A | N/A | N/A | No |
| 224739486 | [Redacted] | [Redacted] |  | 35335170 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  |  |  |  |  | Reviewer Comment (2026-01-07): Received E-Sign Consent Agreement. Exception cleared.<br>Buyer Comment (2026-01-06): econsent | 01/07/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A | N/A | N/A | No |
| 224739486 | [Redacted] | [Redacted] |  | 35335173 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | HOI coverage is insufficient by $[redacted]. Provide updated policy reflecting minimum coverage of $[redacted] OR provide copy of insurer's replacement cost estimate supporting current coverage amount. |  |  |  | Reviewer Comment (2026-01-07): Received lender correspondence with replacement cost estimator. Exception cleared.<br>Buyer Comment (2026-01-06): PC Cert | 01/07/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A | N/A | N/A | No |
| 224739786 | [Redacted] | [Redacted] |  | 35332380 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [redacted] disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $[redacted] is over disclosed by $[redacted] compared to the calculated Amount Financed of $[redacted] and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated [redacted]). | Final Disclosure disclosed a Amount Financed are $[redacted]. Due Diligence Amount Financed are $[redacted]. There is a variance of $[redacted]. |  |  |  | Reviewer Comment (2026-01-22): [redacted] received lender attestation confirm flood & tax cert were one time fees<br>Buyer Comment (2026-01-21): The $[redacted] flood and $[redacted] tax cert are one time fees and need to be removed from testing. Can you retest and amended the condition | 01/22/2026 |  |  | 1 C A |  | [redacted] | Second Home | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| 224739786 | [Redacted] | [Redacted] |  | 35332385 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [redacted] disclosed an inaccurate Finance Charge on page [redacted] that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $[redacted] is under disclosed by $[redacted] compared to the calculated Finance Charge of $[redacted] which exceeds the $[redacted] threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated [redacted]). | Final Disclosure disclosed a Finance Charges are $[redacted]. Due Diligence Finance Charges are $[redacted]. There is a variance of $[redacted]. |  |  |  | Reviewer Comment (2026-01-22): [redacted] received lender attestation confirm flood & tax cert were one time fees<br>Buyer Comment (2026-01-21): The $[redacted] flood and $[redacted] tax cert are one time fees and need to be removed from testing. Can you retest and amended the condition | 01/22/2026 |  |  | 1 C A |  | [redacted] | Second Home | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| 224739786 | [Redacted] | [Redacted] |  | 35332386 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Loan Estimate Timing Electronically Provided | TILA-RESPA Integrated Disclosure: Loan Estimate not delivered to Borrower(s) within [redacted] business days of application. Initial Loan Estimate dated [redacted] was electronically provided without or prior to borrower's consent to receive electronic disclosures. Failure to comply with the provisions of the E-Sign Act and failure to provide good faith estimate of fees timely may result in additional fee tolerance violations. | The earliest dated E-Consent is [redacted] which was after the date of the initial Loan Estimate provided electronically issued [redacted]. |  |  |  | Reviewer Comment (2026-01-15): [redacted] received earliest E-Consent dated [redacted].<br>Buyer Comment (2026-01-15): Econsent | 01/15/2026 |  |  | 1 C A |  | [redacted] | Second Home | Purchase | C B A | Non QM | Non QM | No |
| 224739786 | [Redacted] | [Redacted] |  | 35332389 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Attorney Review Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | Attorney Review fee disclosed was last disclosed as $[redacted] on Loan Estiomate [redacted] but disclosed as $[redacted] on Final Closing Disclosure [redacted]. File does not contain a valid COC for this fee, nor evidence of cure in file. |  |  |  | Reviewer Comment (2026-01-29): [redacted] received [redacted].<br>Reviewer Comment (2026-01-26): [redacted] received Changed Circumstance dated [redacted], but it does not give sufficient information on why the attorney's fees-borrower fee was added. In order to determine if the changed circumstance is valid more information is necessary on reason for the fee added and when lender became aware of the change. A valid Changed Circumstance or cure is required. Cure consists of Corrected CD, LOE to borrower, proof of mailing and copy of refund check.<br>Buyer Comment (2026-01-23): ICD with COC | 01/29/2026 |  |  | 1 C A |  | [redacted] | Second Home | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 224739786 | [Redacted] | [Redacted] |  | 35344665 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Exception approved in file for a non-warrantable condo due to reserve allocation on budget and no master flood insurance is approved. Exception approved with comp factors. | Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of [redacted] months PITIA or more.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Exception approved with comp factors cited. | SitusAMC,Originator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-05): Exception approved with comp factors cited. |  |  | 01/05/2026 | 2 B |  | [redacted] | Second Home | Purchase | C B A | Non QM | Non QM | No |
| 224739790 | [Redacted] | [Redacted] |  | 35335646 |  | Compliance | Compliance | Federal Compliance | Federal HPML | [redacted] [redacted] Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of [redacted][redacted]% or Final Disclosure APR of [redacted][redacted]% is equal to or greater than the threshold of APOR [redacted]% + [redacted]%, or [redacted][redacted]%. Non-Compliant Higher Priced Mortgage Loan. | Non-Compliant Higher Priced Mortgage Loan. |  |  |  | Reviewer Comment (2026-01-15): Document provided<br>Buyer Comment (2026-01-14): Please clarify or clear. I'm not able to identify a discrepancy. | 01/15/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 224739790 | [Redacted] | [Redacted] |  | 35335647 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank [redacted]): Creditor did not provide a copy of each valuation to applicant [redacted] business days prior to consummation. |  |  |  |  | Reviewer Comment (2026-01-15): Document provided<br>Buyer Comment (2026-01-14): The appraisal recert was completed [redacted]. Please see [redacted] Activity log [redacted] showing appraisal recert was downloaded and viewed by the borrower on [redacted] at [redacted]:[redacted] pm. The borrowers gave eConsent to have docs electronically delivered to them prior to docs being disclosed. Docs were delivered, provided, available and accessible to the borrowers on [redacted], and Closing was on [redacted] therefore we obeyed the timing rule to deliver the appraisal. | 01/15/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 224739790 | [Redacted] | [Redacted] |  | 35335656 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Insurance Verification and Tax Verification documents are missing |  |  |  | Reviewer Comment (2026-01-15): Document provided<br>Buyer Comment (2026-01-14): Please see attached evidence of tax obligation and proof there is no mortgage on the property. Per the loan officer's team, since the property is free and clear the borrower elects not to have Hazard Insurance in place on the property (see attached email). Updated [redacted] with accurate debt service on the property. | 01/15/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 224739790 | [Redacted] | [Redacted] |  | 35336004 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of ___ is less than Guideline representative FICO score of ___. | Per matrix for alternative document, asset qualifier matrix minimum FICO for [redacted]% LTV is [redacted]. | The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least [redacted]%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [redacted]%.<br>Miscellaneous | Combined Loan to Value: [redacted]%<br> Guideline Maximum Combined Loan to Value: [redacted]%<br>Loan to Value: [redacted]%<br> Guideline Maximum Loan to Value: [redacted]%<br>allowing for the [redacted] FICO score | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC,Aggregator | Reviewer Comment (2026-01-15): Lender Exception with Compensating Factors provided.<br>Buyer Comment (2026-01-14): Please see attached exception allowing for the [redacted] FICO score |  |  | 01/15/2026 | 2 C B |  | [redacted] | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 224739859 | [Redacted] | [Redacted] |  | 35335768 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | Signed & dated final HUD/CD is missing. |  |  |  | Reviewer Comment (2026-01-27): Executed HU[redacted] received and verified the details. Exception Cleared.<br>Buyer Comment (2026-01-23): ALTA | 01/27/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C B A |  | N/A | No |
| 224739859 | [Redacted] | [Redacted] |  | 35343674 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception was approved at origination to use of I/O payment to qualify at [redacted]% LTV when [redacted]% LTV is required. | The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Aggregator,SitusAMC | Reviewer Comment (2026-01-05): Lender accepts to downgrade and waive with comp. factors. The representative FICO score exceed the guideline minimum by at least [redacted] ponits. Representative FICO: [redacted] .Representative FICO: [redacted] |  |  | 01/05/2026 | 2 B |  | [redacted] | Investment | Purchase | C B A |  | N/A | No |
| 224739860 | [Redacted] | [Redacted] |  | 35335456 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception for funds held in [redacted] . Exhibit A does not list [redacted] as a globally important Financial institution.<br> Exception conditions: <br> Max [redacted]% LTV.<br> Borrower's [redacted] statements disclose payment of a mortgage, verify same is [redacted]x[redacted]x[redacted].<br> Borrower's letter of explanation to address the source of the following large deposits, not included in original letter: [redacted] x[redacted] $[redacted] on [redacted] (Deposit by [redacted]). | Borrower has verified disposable income of at least $[redacted].<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-01-30): Client elects to waive with compensating factors.<br>Buyer Comment (2026-01-28): [redacted] respectfully disagrees with finding. Please refer to [redacted] which goes into detail about deposit in question and clear |  |  | 01/30/2026 | 2 C B |  | [redacted] | Second Home | Purchase | C B A | Non QM | Non QM | No |
| 224739860 | [Redacted] | [Redacted] |  | 35335457 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception for not to source the large deposits. Borrower is foreign national, borrower has multiple large deposits in his foreign accounts that can not be documented to guide or were cash. <br> Exception conditions:<br> Max [redacted]% LTV.<br> Borrower's [redacted] statements disclose payment of a mortgage, verify same is [redacted]x[redacted]x[redacted].<br> Borrower's letter of explanation to address the source of the following large deposits, not included in original letter: [redacted]x[redacted] $[redacted] on [redacted] (Deposit by [redacted]). | Borrower has verified disposable income of at least $[redacted].<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-01-30): Client elects to waive with compensating factors.<br>Buyer Comment (2026-01-28): [redacted] respectfully disagrees with finding. Please refer to [redacted] which goes into detail about deposit in question and clear |  |  | 01/30/2026 | 2 C B |  | [redacted] | Second Home | Purchase | C B A | Non QM | Non QM | No |
| 224739864 | [Redacted] | [Redacted] |  | 35336234 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception for lack of rental management history. Borrower is a first-time investor and does not meet landlord history waiver requirements due to renting her primary residence. Compensating Factors: FICO [redacted] points or more above requirement, Reserves [redacted]+ months more than requirement and minimal consumer debt. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Aggregator,SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-01-05): Client elects to waive with compensating factors. |  |  | 01/05/2026 | 2 B |  | [redacted] | Investment | Purchase | B A |  | N/A | No |
| 224739907 | [Redacted] | [Redacted] |  | 35335808 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded. Total amount of $[redacted] exceeds tolerance of $[redacted] plus [redacted]% or $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | Total amount of $[redacted] exceeds tolerance of $[redacted] plus [redacted]% or $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2026-02-09): [redacted] received corrected PCCD and LOE moving the borrower shopped title fees from section [redacted] to [redacted].<br>Buyer Comment (2026-02-06): PCCD with letter<br>Reviewer Comment (2026-01-20): [redacted] Title fees were disclosed in Section [redacted] which are tested at [redacted]% tolerance. Provider listed on SSPL is different than provider on Final CD. Fees on CD were paid to Fidelity Naition Title. Appears borrower shopped for title fees. Corrected CD moving the title fees to Section [redacted] and LOE to borrower required to cure.<br>Buyer Comment (2026-01-20): Please review and recalculate. Condition has [redacted] sets of figures being used in the verbiage. Can we get that updated/corrected | 02/09/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| 224739907 | [Redacted] | [Redacted] |  | 35335809 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | Discount Points Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2026-02-05): [redacted] Received Valid COC dated [redacted] along with supporting lender exception document.<br>Buyer Comment (2026-02-05): It was due to an exception that was approved the same day as the COC , which added .[redacted] because of the property type. This should be enough to clear<br>Reviewer Comment (2026-01-27): [redacted] received COC dated [redacted] states exception granted for property type; however, required detail explanation of the exception and when lender became aware of the same. A valid Changed Circumstance or cure is required. Cure consists of Corrected CD, LOE to borrower, proof of mailing and copy of refund check.<br>Buyer Comment (2026-01-26): RCD with COC<br>Reviewer Comment (2026-01-20): "[redacted] received Changed Circumstance dated [redacted], but it does not give sufficient information on why the discount fee was increased. In order to determine if the changed circumstance is valid more information is necessary on reason fee increase and when lender became aware of the change. A valid Changed Circumstance or cure is required. Cure consists of Corrected CD, LOE to borrower, proof of mailing and copy of refund check.<br> "<br>Buyer Comment (2026-01-20): RCD with COC | 02/05/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| 224739907 | [Redacted] | [Redacted] |  | 35335810 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Appraisal Re-Inspection Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | Appraisal Re-Inspection Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2026-01-20): Sufficient cure provided. Full cure amount for tolerance violation was provided at or before closing (on final CD) resulting in a cleared exception.<br>Buyer Comment (2026-01-20): See consummation CD dated [redacted] page [redacted] at the bottom. Cure already provided [redacted], page [redacted] | 01/20/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| 224739907 | [Redacted] | [Redacted] |  | 35757573 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted] Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Appraisal Re-Inspection Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2026-02-09): Sufficient Cure Provided At Closing |  | 02/09/2026 |  | 1 A |  | [redacted] | Primary | Refinance - Cash-out - Other | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 224740047 | [Redacted] | [Redacted] |  | 35339542 |  | Credit | Guideline | Guideline Issue | Guideline | Loan does not meet guideline requirements regarding DTI variance. |  | Provide Income Worksheet to support monthly income of $[redacted] used for qualification. Worksheet in file does not support this income. |  |  |  | Reviewer Comment (2026-02-10): Received updated [redacted]. Condition cleared.<br>Reviewer Comment (2026-02-10): EXCEPTION HISTORY - Exception Explanation was updated on [redacted] PRIOR Exception Explanation: Diligence Investor Qualifying Total Debt Ratio: [redacted][redacted]%; <br> Bid Tape Investor Qualifying Total Debt Ratio: [redacted][redacted]%. | 02/10/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A | N/A | N/A | No |
| 224740047 | [Redacted] | [Redacted] |  | 35339549 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | Provide Income Worksheet to support monthly income of $[redacted] used for qualification. Worksheet in file does not support this income. |  |  |  | Reviewer Comment (2026-02-10): Received updated [redacted]. Condition cleared.<br>Reviewer Comment (2026-02-10): EXCEPTION HISTORY - Exception Explanation was updated on [redacted] PRIOR Exception Explanation: Calculated investor qualifying total debt ratio of [redacted][redacted]% exceeds Guideline total debt ratio of [redacted][redacted]%. | 02/10/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A | N/A | N/A | No |
| 224740047 | [Redacted] | [Redacted] |  | 35339550 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | Provide Income Worksheet to support monthly income of $[redacted] used for qualification. Worksheet in file does not support this income. |  |  |  | Reviewer Comment (2026-02-10): Received updated [redacted]. Condition cleared.<br>Buyer Comment (2026-02-06): Calc sheet and updated [redacted] | 02/10/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A | N/A | N/A | No |
| 224740060 | [Redacted] | [Redacted] |  | 35339450 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: [redacted] |  | Secondary valuation is missing. |  |  |  | Reviewer Comment (2026-01-15): Desk Review CDA for the subject property is already provided in file. Exception cleared.<br>Buyer Comment (2026-01-13): please see CDA report doc [redacted] | 01/15/2026 |  |  | 1 D A |  | [redacted] | Primary | Purchase | D B A | Non QM | Non QM | No |
| 224740060 | [Redacted] | [Redacted] |  | 35339483 |  | Compliance | Compliance | State Compliance | State HPML | [redacted] HPML Threshold Test Compliant | [redacted]Higher-Priced Mortgage Loan: APR on subject loan of [redacted][redacted]% or Final Disclosure APR of [redacted][redacted]% is equal to or greater than the threshold of APOR [redacted]% + [redacted]%, or [redacted][redacted]% Compliant Higher Priced Loan. | APR on subject loan of [redacted][redacted]% or Final Disclosure APR of [redacted][redacted]% is equal to or greater than the threshold of APOR [redacted]% + [redacted]%, or [redacted][redacted]% Compliant Higher Priced Loan. |  |  |  | Buyer Comment (2026-01-21): waived per [redacted] |  |  | 01/21/2026 | 2 B |  | [redacted] | Primary | Purchase | No obvious cure D B A | Non QM | Non QM | No |
| 224740062 | [Redacted] | [Redacted] |  | 35339219 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | Final HUD/CD is missing in file. |  |  |  | Reviewer Comment (2026-01-15): Received Closing statement. Exception Cleared.<br>Buyer Comment (2026-01-13): please see attached alta | 01/15/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C B A |  | N/A | No |
| 224740062 | [Redacted] | [Redacted] |  | 35339222 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender requested an exception which was approved for borrower does not meet waiver for landlord history and no history of owning rental. | Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-01-06): Client elects to waive with compensating factors. |  |  | 01/06/2026 | 2 B |  | [redacted] | Investment | Purchase | C B A |  | N/A | No |
| 224740062 | [Redacted] | [Redacted] |  | 35339224 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender requested an exception which was approved for AirDNA has [redacted]% occupancy rate. | Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-01-06): Client elects to waive with compensating factors. |  |  | 01/06/2026 | 2 B |  | [redacted] | Investment | Purchase | C B A |  | N/A | No |
| 224740062 | [Redacted] | [Redacted] |  | 35350673 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | Verified reserves of [redacted] is less than guideline requirement reserves of [redacted] months. The [redacted] indicates $[redacted] EMD however only $[redacted] was verified. |  |  |  | Reviewer Comment (2026-01-27): Considered all provided funds with [redacted]% usability in the file. Reserve requirement met. Exception Cleared.<br>Buyer Comment (2026-01-23): Can you please confirm your reserve calculations? This is what I see:<br> $[redacted] (acct#[redacted]) + $[redacted](acct# [redacted]) = $[redacted]<br> Acct# [redacted] $[redacted]<br> Acct# [redacted] $[redacted]<br> Acct# [redacted] $[redacted]<br> $[redacted] + $[redacted] + $[redacted] = $[redacted]<br> $[redacted] + $[redacted] = $[redacted]<br> $[redacted] - $[redacted] EMD = $[redacted]<br> $[redacted] - $[redacted] cash to close on final cd = $[redacted] cash available for reserves | 01/27/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C B A |  | N/A | No |
| 224740066 | [Redacted] | [Redacted] |  | 35338351 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception to allow loan amount of $[redacted] with LTV [redacted]% when guidelines resticts max loan amount to $[redacted]. Borrower is refinancing primary home of [redacted]+ years for cash out. Paying off one credit card and the borrower would be receiving approximately [redacted]K cash back which per Letter of explanation is to be used for home improvements. [redacted] Months Business Bank Statements supplied for calculation of income. Two Appraisals in file pending final review for [redacted. Loan closing in the name of borrower's trust. | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has owned the subject property for at least [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-01-16): Client elects to waive with compensating factors.<br>Buyer Comment (2026-01-14): please clarify as condition is duplication of lender exception |  |  | 01/16/2026 | 2 C B |  | [redacted] | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 224740066 | [Redacted] | [Redacted] |  | 35338373 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Loan Estimate Timing Electronically Provided | TILA-RESPA Integrated Disclosure: Loan Estimate not delivered to Borrower(s) within [redacted] business days of application. Initial Loan Estimate dated [redacted] was electronically provided without or prior to borrower's consent to receive electronic disclosures. Failure to comply with the provisions of the E-Sign Act and failure to provide good faith estimate of fees timely may result in additional fee tolerance violations. | E-sign consent agreement is not provided within [redacted] business days of application. |  |  |  | Reviewer Comment (2026-01-15): [redacted] received e-consent dated [redacted]<br>Buyer Comment (2026-01-14): econsent | 01/15/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 224740066 | [Redacted] | [Redacted] |  | 35338694 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank [redacted]): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | Missing documentation to verify monthly payment for [redacted]account however borrower had sufficient funds to exclude. Account has been excluded, causing discrepancy in DTI, resulting in a Loan Designation discrepancy. |  |  |  | Reviewer Comment (2026-01-16): Received updated [redacted]. Condition cleared.<br>Buyer Comment (2026-01-14): [redacted], DTI [redacted]% | 01/16/2026 |  |  | 1 B A C |  | [redacted] | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| 224740066 | [Redacted] | [Redacted] |  | 35338695 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank [redacted]): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Missing documentation to verify monthly payment for [redacted] account however borrower had sufficient funds to exclude. Account has been excluded, causing discrepancy in DTI, causing the loan to waterfall through the QM Testing. |  |  |  | Reviewer Comment (2026-01-16): Received updated [redacted]. Condition cleared.<br>Buyer Comment (2026-01-14): [redacted], DTI [redacted]% | 01/16/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 224740127 | [Redacted] | [Redacted] |  | 35335837 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception was provided: Exception is needed due to Section [redacted] Rurally designated Properties (Cash-out Refinance: Not allowed). The Subject is a [redacted]bed/ [redacted] bath, public water and typical septic on [redacted] ac. The subject is Legal Zoning. CDA is required. | The representative FICO score exceeds the guideline minimum by at least [redacted] points. | The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Originator,SitusAMC | Reviewer Comment (2026-01-05): Client elects to waive with compensating factors. |  |  | 01/05/2026 | 2 B |  | [redacted] | Investment | Refinance - Cash-out - Other | B A | N/A | N/A | No |
| 224746348 | [Redacted] | [Redacted] |  | 35338452 |  | Compliance | Compliance | Federal Compliance | TRID | TRID Lender Credit Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Lender Credits. Final Lender Credit of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2026-01-02): Sufficient Cure Provided At Closing |  | 01/02/2026 |  | 1 A |  | [redacted] | Primary | Purchase | A | Non QM | Non QM | Yes |
| 224746348 | [Redacted] | [Redacted] |  | 35338453 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted] Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for HOA/Condo Questionnaire. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2026-01-02): Sufficient Cure Provided At Closing |  | 01/02/2026 |  | 1 A |  | [redacted] | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 224746364 | [Redacted] | [Redacted] |  | 35339977 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Guideline Requirement: Available for Reserves discrepancy. | Calculated Available for Reserves of ___ is less than Guideline Available for Reserves of ___. | Approved lender exception at origination to reduce required "liquid" reserves equal to [redacted] months subject property and [redacted] ([redacted]) months non-subject property PITI payments. | Borrower has been employed in the same industry for more than [redacted] years.<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower has verified disposable income of at least $[redacted]. | Borrower has been employed in the same industry for more than [redacted] years.<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum.<br>FICO [redacted] Points or More Above Requirement<br>Residual Income $[redacted]k or More | Originator,SitusAMC<br>Originator,SitusAMC<br>Originator,SitusAMC<br>Originator,SitusAMC | Reviewer Comment (2026-01-06): Client elects to waive with compensating factors. |  |  | 01/06/2026 | 2 B |  | [redacted] | Investment | Purchase | B A | N/A | N/A | No |
| 224753125 | [Redacted] | [Redacted] |  | 35346925 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | Final Closing Statement is missing in the file, provided one is estimated statement. |  |  |  | Reviewer Comment (2026-01-12): Received final settlement statement. Exception cleared.<br>Buyer Comment (2026-01-09): final ss upld | 01/12/2026 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 224753193 | [Redacted] | [Redacted] |  | 35340180 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | Reviewer Comment (2026-01-15): Final title provided | 01/15/2026 |  |  | 1 A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224753193 | [Redacted] | [Redacted] |  | 35340181 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within [redacted] or [redacted] and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2026-01-15): Final title provided<br>Buyer Comment (2026-01-14): title commitment | 01/15/2026 |  |  | 1 B A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224753193 | [Redacted] | [Redacted] |  | 35340201 |  | Credit | Missing Document | General | Missing Document | Missing Document: Verification of [redacted] Status not provided |  | Guidelines require either an unexpired I[redacted] card or temporary I[redacted] stamp on an unexpired foreign passport. |  |  |  | Reviewer Comment (2026-01-13): Received Permanent Resident card and associated, exception cleared<br>Buyer Comment (2026-01-12): greencard | 01/13/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224753193 | [Redacted] | [Redacted] |  | 35340218 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted] Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Appraisal Review Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2026-01-05): Sufficient Cure Provided At Closing |  | 01/05/2026 |  | 1 A |  | [redacted] | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 224753195 | [Redacted] | [Redacted] |  | 35340333 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  |  |  |  |  | Reviewer Comment (2026-01-13): E-Sign Consent Agreement received and verified. Exception cleared.<br>Buyer Comment (2026-01-09): econsent | 01/13/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A | N/A | N/A | No |
| 224753197 | [Redacted] | [Redacted] |  | 35340733 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | HUD/CD not provided. |  |  |  | Reviewer Comment (2026-02-04): Received required documentation. Condition cleared.<br>Buyer Comment (2026-02-02): updated CD for disbursement date<br>Reviewer Comment (2026-01-14): Provided Closing Statement reflect disbursement date as [redacted] instead of [redacted]. Exception remains.<br>Buyer Comment (2026-01-12): final alta | 02/04/2026 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| 224753197 | [Redacted] | [Redacted] |  | 35340755 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender request exception for No Landlord history in the recent [redacted] years. Compensating factors are [redacted] or Greater and FICO [redacted] Points or More Above Requirement. Max [redacted]% LTV/CLTV, Min [redacted], Min Loan Amt $[redacted]K, Utilize the lesser or actual or fair market rents as determined by the appraiser and<br> Document reserve requirement as within [redacted] UW guidelines.<br> Subject to meeting all other [redacted] guideline requirements. Any loan attribute limit listed above is a requirement to maintain the exception approval | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .[redacted]. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Debt Service Coverage Ratio: [redacted]<br> Guideline Requirement: [redacted] | Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-01-06): Client elects to waive with compensating factors. |  |  | 01/06/2026 | 2 B |  | [redacted] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| 224753227 | [Redacted] | [Redacted] |  | 35341001 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The lender exception has been requested for Landlord waiver for [redacted]purchase requires borrower own their primary residence. The exception is approved with Max [redacted]% LTV, Borrower to provide documentation to support min [redacted] months reserves, Subject to meeting all other [redacted] guideline requirements. Any loan attribute limit listed above is a requirement to maintain the exception approval. Compensating factors: [redacted] or greater, Reserves [redacted]+ months more than requirement. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>The DSCR of [redacted]% is greater than the minimum required DSCR of [redacted]% | Aggregator,SitusAMC<br>SitusAMC,Aggregator | Reviewer Comment (2026-01-06): Client elects to waive and downgrade based on the following comps:<br> The DSCR of [redacted]% is greater than the minimum required DSCR of [redacted]%<br> Reserves: [redacted]<br> Guideline Requirement: [redacted] |  |  | 01/06/2026 | 2 B |  | [redacted] | Investment | Purchase | B A |  | N/A | No |
| 224753933 | [Redacted] | [Redacted] |  | 35351526 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Extension Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | A valid COC for the addition of the fee was not provided. No cure at close. |  |  |  | Reviewer Comment (2026-01-21): [redacted] Received Valid COC dated [redacted].<br>Buyer Comment (2026-01-20): RCD with COC | 01/21/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| 224758836 | [Redacted] | [Redacted] |  | 35340357 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | Reviewer Comment (2026-01-15): Cleared. Receivedf final title. | 01/15/2026 |  |  | 1 A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224758836 | [Redacted] | [Redacted] |  | 35340413 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded. Total amount of $[redacted] exceeds tolerance of $[redacted] plus [redacted]% or $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | Valid change of circumstance was not provided. |  |  |  | Reviewer Comment (2026-01-13): Sufficient cure provided. Full cure amount for tolerance violation was provided at or before closing (on final CD) resulting in a cleared exception.<br>Buyer Comment (2026-01-13): please cancel condition, this was cured at close on the final cd. | 01/13/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| 224758836 | [Redacted] | [Redacted] |  | 35340414 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Second Appraisal Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | Valid change of circumstance was not provided. |  |  |  | Reviewer Comment (2026-01-15): [redacted] received valid COC document<br>Buyer Comment (2026-01-14): revised coc details and invoice upld<br>Reviewer Comment (2026-01-13): [redacted] received COC dated [redacted] stating "AVM fee added. AVM ordered to support value". However, we would require additional information for supporting value in order to clear the exception.<br>Buyer Comment (2026-01-13): coc details upld | 01/15/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| 224758836 | [Redacted] | [Redacted] |  | 35342662 |  | Credit | Title | Document Error | Title | The Preliminary/Commitment does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Final title not provided to validate coverage amount. |  |  |  | Reviewer Comment (2026-01-15): Cleared. Received finan title.<br>Buyer Comment (2026-01-14): title policy upld | 01/15/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224758836 | [Redacted] | [Redacted] |  | 35485148 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted] Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded. Total amount of $[redacted] exceeds tolerance of $[redacted] plus [redacted]% or $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. | Sufficient cure provided at closing |  |  |  | Reviewer Comment (2026-01-15): Sufficient Cure Provided At Closing |  | 01/15/2026 |  | 1 A |  | [redacted] | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 224758914 | [Redacted] | [Redacted] |  | 35345029 |  | Compliance | Compliance | Federal Compliance | Flood | Flood Insurance Escrow - Flood not Escrowed for Property in Flood Zone | Loan originated post December [redacted], the subject property is in a flood zone, flood insurance is not escrowed. | Loan originated post December [redacted], the subject property has flood insurance, flood insurance is not escrowed. |  |  |  | Reviewer Comment (2026-02-12): Lender provided evidence the escrow account was established for the flood insurance: LOE to borrower Corrected IEAD, and corrected PCCD.<br>Reviewer Comment (2026-02-06): A cure is not available for the flood insurance not being escrowed at closing. This exception is graded EV2-B that you can elect to waive.<br>Buyer Comment (2026-02-04): Please see attached Corrected PCCD & Cover letter, FPL, IEADS, Payment history and Email from Servicing showing the correct escrow amount was collected. The Cover Letter and PCCD has been sent to the borrower via our internal portal, Blend. |  | 02/12/2026 |  | 2 B |  | [redacted] | Investment | Purchase | Provide evidence the escrow account was established for the flood insurance, LOE, Corrected IEAD, corrected PCCD (if applicable) B | N/A | N/A | Yes |
| 224758914 | [Redacted] | [Redacted] |  | 35345030 |  | Compliance | Compliance | State Compliance | State Defect | [redacted] Prepayment Penalty | [redacted] Prepayment Penalty: No prepayment penalties are permissible in the state of [redacted]. Prepay language states prepay will not exceed maximum permitted by applicable law. | [redacted] Prepayment Penalty: No prepayment penalties are permissible in the state of [redacted] |  |  |  | Buyer Comment (2026-01-19): Waived per [redacted] |  |  | 01/19/2026 | 2 B |  | [redacted] | Investment | Purchase | B A | N/A | N/A | No |
| 224759063 | [Redacted] | [Redacted] |  | 35342138 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | HUD/CD and funding worksheet are not provided in file. |  |  |  | Reviewer Comment (2026-01-14): Received required documentation. Condition cleared.<br>Buyer Comment (2026-01-12): HUD | 01/14/2026 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 224759066 | [Redacted] | [Redacted] |  | 35342288 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception: Borrowers are first time investors currently living rent free. At least one applicant must have at least a [redacted]-month history of owning and managing rental properties in [redacted]-year period preceding the application date. Do not qualify for landlord waiver. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. |  | SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-06): Client elects to waive and downgrade based on the following comps:<br> borrower FICO is [redacted] points more and above the requirement<br> borrower has more than[redacted] months reserves. |  |  | 01/06/2026 | 2 B |  | [redacted] | Investment | Purchase | B A |  | N/A | No |
| 224760293 | [Redacted] | [Redacted] |  | 35346878 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception for [redacted]% LTV on rurally designated properties, max LTV is [redacted]% per guides.<br> Exception approved with max [redacted]% LTV, loan to meet all other conditions of [redacted], borrower to provide documentation supporting minimum [redacted] months reserves. | The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Aggregator,SitusAMC | Reviewer Comment (2026-01-06): Client elects to downgrade and waive with comp. factor. Representative FICO score exceeds the guideline minimum bu at least [redacted] points. Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] |  |  | 01/06/2026 | 2 B |  | [redacted] | Investment | Purchase | C B A | N/A | N/A | No |
| 224760293 | [Redacted] | [Redacted] |  | 35346883 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Tax, HOA documents missing for REO - [redacted][redacted]. |  |  |  | Reviewer Comment (2026-01-21): Received Tax Certificate to validate the property owner name business entity "[redacted]". Exception cleared.<br>Buyer Comment (2026-01-16): please see the previously provided trailing document showing owner name as [redacted]. In addition please see the property tax details for the property showing the owner as [redacted].<br>Reviewer Comment (2026-01-16): Evidence that the borrower does not personally own this property would be required. No evidence was located in the file.<br>Reviewer Comment (2026-01-16): EXCEPTION HISTORY - Exception Explanation was updated on [redacted] PRIOR Exception Explanation: HOA Verification, Insurance Verification, Tax Verification<br>Buyer Comment (2026-01-14): Please see attached verification of HOA dues and new [redacted] correcting the HOA debt service. This property is not owned in the client's name therefore taxes and insurance are not included in the debt service for qualifying. We qualified using only the HOA. The only reason it was added to the [redacted] initially is because the property was going to be used in a [redacted] exchange with the subject property being purchased. (see attached [redacted] exchange worksheet). The property didn't sell therefore the exchange was excluded and borrower used other funds to close the subject transaction | 01/21/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C B A | N/A | N/A | No |
| 224761859 | [Redacted] | [Redacted] |  | 35346785 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | HOI coverage is insufficient by $[redacted] Provide updated policy reflecting minimum coverage of $[redacted] or provide copy of insurer's replacement cost estimate supporting current coverage amount. |  |  |  | Reviewer Comment (2026-02-02): Received required documentation. Condition cleared.<br>Buyer Comment (2026-01-29): Please see updated policy with increased coverage and RCE.<br>Reviewer Comment (2026-01-23): Required replacement cost estimator for subject property however provided for primary property. Exception remains.<br>Buyer Comment (2026-01-22): Please see attached Replacement Cost Estimator<br>Reviewer Comment (2026-01-15): Replacement cost estimator is required for [redacted] state to clear the condition. Exception remains.<br>Buyer Comment (2026-01-13): Please Note: Insurance Binder [redacted], shows dwelling cover is [redacted]% replacement cost coverage. This is also confirmed correspondence with insurance company found in [redacted]. | 02/02/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A | N/A | N/A | No |
| 224761859 | [Redacted] | [Redacted] |  | 35347963 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Guideline Requirement: Available for Reserves discrepancy. |  | Loan was approved using Business funds in the amount of $[redacted], Loan file is missing evidence the withdrawal of the funds will not impact the operation of the business. |  |  |  | Reviewer Comment (2026-01-15): Received Cash Flow Analysis. Exception cleared.<br>Buyer Comment (2026-01-13): Please see attached cash flow analysis in lieu of CPA Letter. | 01/15/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A | N/A | N/A | No |
| 224761859 | [Redacted] | [Redacted] |  | 35347968 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  | Loan was approved using Business funds in the amount of $[redacted], Loan file is missing evidence the withdrawal of the funds will not impact the operation of the business. |  |  |  | Reviewer Comment (2026-01-15): Received Cash Flow Analysis. Exception cleared.<br>Buyer Comment (2026-01-13): Please see attached cash flow analysis in lieu of CPA Letter. | 01/15/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A | N/A | N/A | No |
| 224761859 | [Redacted] | [Redacted] |  | 35347976 |  | Credit | Missing Document | General | Missing Document | Missing Document: Evidence of Access to Funds not provided |  | [redacted]accounts [redacted] are business accounts and evidence the withdrawal of the funds will not impact the operation of the business is missing from the loan file. |  |  |  | Reviewer Comment (2026-01-15): Received Cash Flow Analysis. Exception cleared.<br>Buyer Comment (2026-01-13): Please see attached cash flow analysis in lieu of CPA Letter. | 01/15/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A | N/A | N/A | No |
| 224761859 | [Redacted] | [Redacted] |  | 35347982 |  | Credit | Asset | Asset Documentation | Asset | Asset documentation requirements not met. |  | Evidence the withdrawal of the funds will not impact the operation of the business is missing from the file. |  |  |  | Reviewer Comment (2026-01-15): Received Cash Flow Analysis. Exception cleared.<br>Buyer Comment (2026-01-13): Please see attached cash flow analysis in lieu of CPA Letter. | 01/15/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A | N/A | N/A | No |
| 224761870 | [Redacted] | [Redacted] |  | 35346788 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted] Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded. Total amount of $[redacted] exceeds tolerance of $[redacted] plus [redacted]% or $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2026-01-06): Sufficient Cure Provided At Closing |  | 01/06/2026 |  | 1 A |  | [redacted] | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 224761870 | [Redacted] | [Redacted] |  | 35346789 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted] Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for [redacted]. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2026-01-06): Sufficient Cure Provided At Closing |  | 01/06/2026 |  | 1 A |  | [redacted] | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 224762481 | [Redacted] | [Redacted] |  | 35345394 |  | Credit | Credit | Credit Eligibility | Guideline | Public Record Issue: |  | Credit report reflects Collection account with unpaid balance $[redacted] |  |  |  | Reviewer Comment (2026-01-22): OK to clear. Client - Due to the small amount of the collection account ($[redacted]), we feel this will not affect title and have chosen not to require the borrower to pay off the debt. This is a one-off collection, it is a small amount and the underwriter, at their discretion did not require it to be paid off.<br>Reviewer Comment (2026-01-20): UW discretion required to clear the condition. Exception remains.<br>Buyer Comment (2026-01-15): Please see attached rebuttal | 01/22/2026 |  |  | 1 B A |  | [redacted] | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| 224762494 | [Redacted] | [Redacted] |  | 35345512 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | No valid Change of circumstance provided, nor evidence of cure in file. |  |  |  | Reviewer Comment (2026-02-09): [redacted] received Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD.<br>Buyer Comment (2026-02-06): expected delivery is tomorrow, please check tracking number again<br>Reviewer Comment (2026-02-04): [redacted] received PCCD, LOE, Refund Check and Proof of Mailing. [redacted] tracking indicates label has been created, but package has not been shipped. Proof of mailing required to cure.<br>Buyer Comment (2026-02-03): PCCD, refund check, shipping label, & LOE |  | 02/09/2026 |  | 2 C B |  | [redacted] | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 224765962 | [Redacted] | [Redacted] |  | 35346710 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | VOE within [redacted] business days was not provided. |  |  |  | Reviewer Comment (2026-01-28): Post close Third-Party verification of employment is considered as per guideline - VVOE and WVOE should be no more than [redacted] business days prior to Note date OR any time after the Note date confirming borrower is currently employed and/or current income level Exception cleared.<br>Buyer Comment (2026-01-26): Work Number | 01/28/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | D B A | N/A | N/A | No |
| 224765962 | [Redacted] | [Redacted] |  | 35346718 |  | Credit | Guideline | Guideline Issue | Guideline | Loan does not meet guideline requirements regarding DTI variance. | Diligence Investor Qualifying Total Debt Ratio: ___; <br> Bid Tape Investor Qualifying Total Debt Ratio: ___. | Discrepancy is due to excluding pending sale of previous primary residence. |  |  |  | Reviewer Comment (2026-02-04): updated [redacted] , DTI matches<br>Buyer Comment (2026-02-03): revised [redacted] for DTI, now matches at [redacted]%<br>Reviewer Comment (2026-01-28): The DTI reflected on the Form [redacted] currently includes the borrower's primary housing expenses. The borrower's primary residence at [redacted] has been sold, and the closing statement for that property is already available in the file. Please provide a revised Form [redacted] with the corrected DTI calculation. Exception remains.<br>Buyer Comment (2026-01-26): [redacted] taxes. [redacted] [redacted] mtg stmt is doc [redacted]<br>Buyer Comment (2026-01-26): [redacted] [redacted] HOI<br>Reviewer Comment (2026-01-20): It is agreed the borrowers primary was sold, however the DTI reflected on the [redacted] provided is [redacted]%. The DTI, as shown on the [redacted], includes primary housing expenses that were not provided in the file nor is the borrower's current address. DD DTI is at [redacted][redacted]. Please provide the borrower's current primary address and all expenses associated with that address to determine correct DTI.<br>Buyer Comment (2026-01-19): please see settlement statement doc [redacted] for departing primary. primary property sold on [redacted], prior to this loan | 02/04/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | D B A | N/A | N/A | No |
| 224765962 | [Redacted] | [Redacted] |  | 35346719 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | Verification of employment within [redacted] business days is missing. |  |  |  | Reviewer Comment (2026-01-28): Post close Third-Party verification of employment is considered as per guideline - VVOE and WVOE should be no more than [redacted] business days prior to Note date OR any time after the Note date. Exception cleared.<br>Buyer Comment (2026-01-26): Work Number | 01/28/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | D B A | N/A | N/A | No |
| 224765962 | [Redacted] | [Redacted] |  | 35346720 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within [redacted] business days of the Note. |  | Verification of employment within [redacted] business days is missing. |  |  |  | Reviewer Comment (2026-01-28): Post close Third-Party verification of employment is considered as per guideline - VVOE and WVOE should be no more than [redacted] business days prior to Note date OR any time after the Note date. Exception cleared.<br>Buyer Comment (2026-01-26): Work Number | 01/28/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | D B A | N/A | N/A | No |
| 224765962 | [Redacted] | [Redacted] |  | 35352548 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | Per guidelines for vested LLCs, SS[redacted] Form or equivalent listing federal tax ID [redacted] . This is missing for the borrowing entity. |  |  |  | Reviewer Comment (2026-01-20): Received required documentation. Cleared.<br>Buyer Comment (2026-01-19): please see EIN doc [redacted] | 01/20/2026 |  |  | 1 C A D |  | [redacted] | Investment | Purchase | D B A | N/A | N/A | No |
| 224765962 | [Redacted] | [Redacted] |  | 35352559 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approval in file for a condotel, mandatory membership, delinquent HOA dues, [redacted] new construction without PERS approval. Compensating factors are residual income, reduction in mortgage payment, FICO, reserves, long-term employment. | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of [redacted] months PITIA or more.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower has verified disposable income of at least $[redacted]. | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of [redacted] months PITIA or more.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower has verified disposable income of at least $[redacted]. | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-06): Client elects to down grade and waive using compensating factors<br> Borrower has verified disposable income of at least $[redacted].<br> The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br> Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of [redacted] months PITIA or more.<br> Borrower has been employed in the same industry for more than [redacted] years. |  |  | 01/06/2026 | 2 B |  | [redacted] | Investment | Purchase | D B A | N/A | N/A | No |
| 224766151 | [Redacted] | [Redacted] |  | 35347177 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | [redacted] Error: Birth Date was not provided |  | Birth date is not provided |  |  |  | Reviewer Comment (2026-01-16): Members details are not required. Exception cleared.<br>Buyer Comment (2026-01-14): [redacted] is not a borrower, only a managing member of the LLC. please clear or cancel condition. thanks! | 01/16/2026 |  |  | 1 B A |  | [redacted] | Investment | Purchase | B A |  | N/A | No |
| 224766155 | [Redacted] | [Redacted] |  | 35347552 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-01-13): No new document received. Field review with value of $[redacted] supports primary appraisal. Exception cleared.<br>Buyer Comment (2026-01-10): of the highest level secondary valuation supports the value, is another valuation is still needed? | 01/13/2026 |  |  | 1 A B |  | [redacted] | Investment | Purchase | C A B |  | N/A | No |
| 224766155 | [Redacted] | [Redacted] |  | 35347566 |  | Credit | Credit | Credit Documentation | Guideline | Missing Document: Asset not provided |  | Missing exchange agreement for sale of property located at [redacted] |  |  |  | Reviewer Comment (2026-01-15): Received Exchange Agreement. Exception Cleared.<br>Buyer Comment (2026-01-13): [redacted] exchange agreements | 01/15/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A B |  | N/A | No |
| 224766155 | [Redacted] | [Redacted] |  | 35347572 |  | Credit | Credit | Credit Documentation | Guideline | Missing Document: Asset not provided |  | Missing exchange agreement for sale of property located at [redacted] |  |  |  | Reviewer Comment (2026-01-15): Received Exchange Agreement. Exception Cleared. | 01/15/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A B |  | N/A | No |
| 224766166 | [Redacted] | [Redacted] |  | 35346767 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted] Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. | Credit Report Fee was last disclosed as $[redacted] on Loan Estimate but disclosed as $[redacted] on Final Closing Disclosure. File does not contain a valid Changed Circumstance for this fee, no evidence of cure in file. |  |  |  | Reviewer Comment (2026-01-06): Sufficient Cure Provided At Closing |  | 01/06/2026 |  | 1 A |  | [redacted] | Primary | Refinance - Cash-out - Other | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 224766174 | [Redacted] | [Redacted] |  | 35347343 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception for qualification on [redacted] - There is no [redacted] in file to determine [redacted], instead loan team would like to utilize the "Narrative short term Rental Rent Analysis" for qualification. Exception approved with conditions: Max [redacted]% LTV/CLTV, STR report may be utilized in lien of the [redacted], Min [redacted]to be met guidelines as per STR property, Document reserves requirements as within [redacted] UW guidelines. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | [redacted] plus months reserves<br>FICO exceeds by [redacted] points or more | Originator,SitusAMC<br>SitusAMC,Originator | Reviewer Comment (2026-01-07): Client elects to waive with compensating factors: FICO [redacted] points or more, [redacted] plus months reserves and long-term home ownership. |  |  | 01/07/2026 | 2 B |  | [redacted] | Investment | Purchase | B A |  | N/A | No |
| 224766174 | [Redacted] | [Redacted] |  | 35347361 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception for disputed account to remain open w/o pulling credit. Exception approved with conditions: Max [redacted]% LTV/CLTV, STR report may be utilized in lien of the [redacted], Min DSCR to be met guidelines as per STR property, Document reserves requirements as within [redacted] UW guidelines. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | [redacted] plus months reserves<br>FICO exceeds by [redacted] points or more | Originator,SitusAMC<br>SitusAMC,Originator | Reviewer Comment (2026-01-07): Client elects to waive with compensating factors: FICO [redacted] points or more, [redacted] plus months reserves and long-term home ownership. |  |  | 01/07/2026 | 2 B |  | [redacted] | Investment | Purchase | B A |  | N/A | No |
| 224766188 | [Redacted] | [Redacted] |  | 35346651 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  | Qualifying assets for closing of $[redacted] is less than cash from borrower of $[redacted]. Shortage of $[redacted]. However we have received wire confirmation amount of $[redacted] which is paid to the settlement agent to purchase the subject property. |  |  |  | Reviewer Comment (2026-02-11): Updated bank statement received & reserve updated. Exception cleared.<br>Buyer Comment (2026-02-10): [redacted]#[redacted] [redacted] and [redacted] statements<br>Reviewer Comment (2026-02-03): As per doc id [redacted] pg no [redacted] withdrawal in the amount of $[redacted] of [redacted] transferred to account #[redacted] and we have bank statement till [redacted]. Required another bank statement for account number ending with [redacted].The latest bank statements for account numbers ending in [redacted] and [redacted] reflect lower balances than those used in the final [redacted]. Please provide updated bank statements or an updated final [redacted] for verification. Exception remains.<br>Buyer Comment (2026-01-30): acct#[redacted] docs [redacted] pg [redacted] and doc [redacted] pg [redacted]<br>Reviewer Comment (2026-01-21): We have a more recent bank statement dated [redacted] showing a lower balance for accounts ending in #[redacted] and #[redacted], which were used in the calculation. The funds used to close the subject transaction in the amount of $[redacted] were verified from account #[redacted], along with the corresponding wire confirmation document. Additionally, there is another withdrawal in the amount of $[redacted] transferred to account #[redacted]. However, the bank statement for account #[redacted] is missing, so the deposit and updated balance cannot be confirmed. Please provide the most recent [redacted] months of bank statements for account #[redacted].<br>Buyer Comment (2026-01-19): please see [redacted] statement doc [redacted]. $[redacted] & $[redacted] amounts used in UW's calculations | 02/11/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224766188 | [Redacted] | [Redacted] |  | 35346653 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Guideline Requirement: Available for Reserves discrepancy. |  | Calculated available for reserves of $[redacted] is less than guideline required for reserves of $[redacted]. |  |  |  | Reviewer Comment (2026-02-11): Updated bank statement received & reserve updated. Exception cleared.<br>Buyer Comment (2026-02-10): [redacted]#[redacted] [redacted] and [redacted] statements<br>Reviewer Comment (2026-02-03): As per doc id [redacted] pg no [redacted] withdrawal in the amount of $[redacted] of [redacted] transferred to account #[redacted] and we have bank statement till [redacted]. Required another bank statement for account number ending with [redacted].The latest bank statements for account numbers ending in [redacted] and [redacted] reflect lower balances than those used in the final [redacted]. Please provide updated bank statements or an updated final [redacted] for verification. Exception remains.<br>Buyer Comment (2026-01-30): acct#[redacted] docs [redacted] pg [redacted] and doc [redacted] pg [redacted]<br>Reviewer Comment (2026-01-21): We have a more recent bank statement dated [redacted] showing a lower balance for accounts ending in #[redacted] and #[redacted], which were used in the calculation. The funds used to close the subject transaction in the amount of $[redacted] were verified from account #[redacted], along with the corresponding wire confirmation document. Additionally, there is another withdrawal in the amount of $[redacted] transferred to account #[redacted]. However, the bank statement for account #[redacted] is missing, so the deposit and updated balance cannot be confirmed. Please provide the most recent [redacted] months of bank statements for account #[redacted].<br>Buyer Comment (2026-01-19): please see [redacted] statement doc [redacted]. $[redacted] & $[redacted] amounts used in UW's calculations | 02/11/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224766188 | [Redacted] | [Redacted] |  | 35707113 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank [redacted]): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | Waterfall due to reserve requirement not met.As per doc id [redacted] pg no [redacted] withdrawal in the amount of $[redacted] of [redacted] transferred to account #[redacted] and we have bank statement till [redacted]. |  |  |  | Reviewer Comment (2026-02-11): Updated bank statement received & reserve updated. Exception cleared.<br>Buyer Comment (2026-02-10): [redacted]#[redacted] [redacted] and [redacted] statements | 02/11/2026 |  |  | 1 A |  | [redacted] | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| 224766188 | [Redacted] | [Redacted] |  | 35707114 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank [redacted]): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Waterfall due to reserve requirement not met.As per doc id [redacted] pg no [redacted] withdrawal in the amount of $[redacted] of [redacted] transferred to account #[redacted] and we have bank statement till [redacted]. |  |  |  | Reviewer Comment (2026-02-11): Updated bank statement received & reserve updated. Exception cleared.<br>Buyer Comment (2026-02-10): [redacted]#[redacted] [redacted] and [redacted] statements | 02/11/2026 |  |  | 1 A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224766200 | [Redacted] | [Redacted] |  | 35350700 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | [redacted] Error: Birth Date was not provided |  | Please override. Details not required for member. |  |  |  | Reviewer Comment (2026-01-13): Members details are not required. Exception cleared.<br>Buyer Comment (2026-01-10): PC Cert | 01/13/2026 |  |  | 1 B A |  | [redacted] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| 224766200 | [Redacted] | [Redacted] |  | 35350787 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | Corporate Resolution in file does not reflect accurate loan amount. |  |  |  | Reviewer Comment (2026-02-12): Received Corporate Resolution. Exception cleared.<br>Buyer Comment (2026-02-10): unanimous consent | 02/12/2026 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| 224766200 | [Redacted] | [Redacted] |  | 35351506 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception for DSCR of [redacted] for LTV of [redacted]%. | The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Aggregator,SitusAMC | Reviewer Comment (2026-01-07): Lender Exception with Compensating Factors provided. |  |  | 01/07/2026 | 2 B |  | [redacted] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| 224766200 | [Redacted] | [Redacted] |  | 35351540 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | Cashout insufficient to cater for [redacted] months reserve requirement due to DSCR less than [redacted] |  |  |  | Reviewer Comment (2026-02-11): Received asset documents. Exception Cleared.<br>Buyer Comment (2026-02-09): bank statements, [redacted], [redacted] | 02/11/2026 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| 224769421 | [Redacted] | [Redacted] |  | 35596300 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception for non subject rental income. Borrower only provided cash deposit slips for first months rent and security deposit. | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of [redacted] months PITIA or more.<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Miscellaneous | DTI: [redacted]% <br> Guideline Maximum DTI: [redacted]%<br>Long term home ownership. | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>Aggregator | Reviewer Comment (2026-01-21): Client elects to waive with compensating factors. |  |  | 01/21/2026 | 2 B |  | [redacted] | Primary | Refinance - Cash-out - Other | A B | Non QM | Non QM | No |
| 224771721 | [Redacted] | [Redacted] |  | 35356260 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | The OFAC Search for the Borrowing Entity is missing. |  |  |  | Reviewer Comment (2026-01-22): OFAC for the borrowing entity received and verified the details. Exception Cleared.<br>Buyer Comment (2026-01-20): OFAC | 01/22/2026 |  |  | 1 C A D |  | [redacted] | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| 224771756 | [Redacted] | [Redacted] |  | 35346588 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted] Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2026-01-05): Sufficient Cure Provided At Closing |  | 01/05/2026 |  | 1 A |  | [redacted] | Primary | Refinance - Cash-out - Other | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 224771757 | [Redacted] | [Redacted] |  | 35347870 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted] Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. | Credit Report Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted].Cure was provided on final CD, file does not contain a valid change of circumstances for this fee |  |  |  | Reviewer Comment (2026-01-06): Sufficient Cure Provided At Closing |  | 01/06/2026 |  | 1 A |  | [redacted] | Second Home | Purchase | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| 224771757 | [Redacted] | [Redacted] |  | 35356355 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | File is missing the second full appraisal required due to loan amount over $[redacted]. Lender approved exception to waive secondary appraisal. | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of [redacted] months PITIA or more.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>The representative FICO score is above [redacted]. | Documentation Type: [redacted]<br> Disposable Income: $[redacted]<br>Actual Reserves: $[redacted]<br> Required Reserves: $[redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-27): Client elects to waive with compensating factors.<br>Buyer Comment (2026-01-23): Exception |  |  | 01/27/2026 | 2 C B |  | [redacted] | Second Home | Purchase | C B A | Non QM | Non QM | No |
| 224771823 | [Redacted] | [Redacted] |  | 35351074 |  | Credit | Guideline | Guideline Issue | Guideline | Variance between diligence DSCR and bid tape DSCR does not meet [redacted] requirements. Variance is more than [redacted]. |  | Lender DSCR [redacted], review DSCR [redacted]. The reason for the discrepancy is as per [redacted]. Qualified monthly income: $[redacted]. |  |  |  | Reviewer Comment (2026-01-22): Correct tax amount and marked rent updated. Now there is no discrepancy in DSCR. Exception Cleared. | 01/22/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A |  | N/A | No |
| 224771823 | [Redacted] | [Redacted] |  | 35358526 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Per guides for leases starting within [redacted] days from purchase, proof of receipt of [redacted]st month's rent and/or security deposit due per the terms of the lease is missing. |  |  |  | Reviewer Comment (2026-01-22): The property was vacant at closing on this purchase transaction. The lease states it starts on [redacted]st [redacted], File disbursed on [redacted]. No proof of receipt of [redacted]st month's rent and/or security deposit required. Exception Cleared.<br>Buyer Comment (2026-01-20): Rebuttal | 01/22/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A |  | N/A | No |
| 224771830 | [Redacted] | [Redacted] |  | 35350695 |  | Credit | Income | Income Error | Income | Income document is missing the document date and/or tax year. |  | The date is not provided on the third party verification documentation for the business. |  |  |  | Reviewer Comment (2026-01-22): Certificate of good standing reflecting document date. Exception cleared.<br>Buyer Comment (2026-01-21): The business listing does not print out with a date as I just tried printing a new one today [redacted] and it shows exactly like the printout [redacted], (See Screen print attached) however please see Cert of Good Standing [redacted] [redacted], Operating Agreement, printed [redacted] [redacted], along with the current bank statement all support the business is active. It was not identified which third party verification you are referring to but this is the only one I could find without a date. If this is not the document you are referring to, please clarify and restip condition. Thank you. | 01/22/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224771830 | [Redacted] | [Redacted] |  | 35350746 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of ___ is less than Guideline representative FICO score of ___. |  | Borrower has verified disposable income of at least $[redacted].<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum. | Documentation Type: [redacted]<br> Disposable Income: $[redacted]<br>Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Borrower's Own Funds Percent: [redacted]%<br> Borrower's Own Funds Amount: $[redacted]<br>DTI: [redacted]% <br> Guideline Maximum DTI: [redacted]% | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-01-23): Lender Exception with Compensating Factors provided.<br>Buyer Comment (2026-01-21): Please see attached exception allowing for the FICO score of [redacted] |  |  | 01/23/2026 | 2 C B |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224771830 | [Redacted] | [Redacted] |  | 35350752 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank [redacted]): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | Waterfall due to the date is not provided on the third party verification documentation for the business. |  |  |  | Reviewer Comment (2026-01-22): Certificate of good standing reflecting document date. Exception cleared.<br>Buyer Comment (2026-01-21): The business listing does not print out with a date as I just tried printing a new one today [redacted] and it shows exactly like the printout [redacted], (See Screen print attached) however please see Cert of Good Standing [redacted] [redacted], Operating Agreement, printed [redacted] [redacted], along with the current bank statement all support the business is active. It was not identified which third party verification you are referring to but this is the only one I could find without a date. If this is not the document you are referring to, please clarify and restip condition. Thank you. | 01/22/2026 |  |  | 1 B A C |  | [redacted] | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| 224771830 | [Redacted] | [Redacted] |  | 35350753 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank [redacted]): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Waterfall due to the date is not provided on the third party verification documentation for the business. |  |  |  | Reviewer Comment (2026-01-22): Certificate of good standing reflecting document date. Exception cleared.<br>Buyer Comment (2026-01-21): The business listing does not print out with a date as I just tried printing a new one today [redacted] and it shows exactly like the printout [redacted], (See Screen print attached) however please see Cert of Good Standing [redacted] [redacted], Operating Agreement, printed [redacted] [redacted], along with the current bank statement all support the business is active. It was not identified which third party verification you are referring to but this is the only one I could find without a date. If this is not the document you are referring to, please clarify and restip condition. Thank you. | 01/22/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224771830 | [Redacted] | [Redacted] |  | 35350754 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank [redacted]): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | Waterfall due to the date is not provided on the third party verification documentation for the business. |  |  |  | Reviewer Comment (2026-01-22): Certificate of good standing reflecting document date. Exception cleared.<br>Buyer Comment (2026-01-21): The business listing does not print out with a date as I just tried printing a new one today [redacted] and it shows exactly like the printout [redacted], (See Screen print attached) however please see Cert of Good Standing [redacted] [redacted], Operating Agreement, printed [redacted] [redacted], along with the current bank statement all support the business is active. It was not identified which third party verification you are referring to but this is the only one I could find without a date. If this is not the document you are referring to, please clarify and restip condition. Thank you. | 01/22/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224771830 | [Redacted] | [Redacted] |  | 35350755 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | Waterfall due to the date is not provided on the third party verification documentation for the business. |  |  |  | Reviewer Comment (2026-01-22): Certificate of good standing reflecting document date. Exception cleared.<br>Buyer Comment (2026-01-21): The business listing does not print out with a date as I just tried printing a new one today [redacted] and it shows exactly like the printout [redacted], (See Screen print attached) however please see Cert of Good Standing [redacted] [redacted], Operating Agreement, printed [redacted] [redacted], along with the current bank statement all support the business is active. It was not identified which third party verification you are referring to but this is the only one I could find without a date. If this is not the document you are referring to, please clarify and restip condition. Thank you. | 01/22/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224771840 | [Redacted] | [Redacted] |  | 35349307 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | Reviewer Comment (2026-01-21): Title Final Policy received and policy amount verified. Exception Cleared. | 01/21/2026 |  |  | 1 A |  | [redacted] | Investment | Purchase | B A |  | N/A | No |
| 224771840 | [Redacted] | [Redacted] |  | 35349352 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  | The preliminary title report in file disclosed $[redacted] of title insurance coverage; however, this is less than the loan amount of $[redacted]. Provide a copy of the final title policy or an addendum to the preliminary report verifying title insurance of at least the loan amount. |  |  |  | Reviewer Comment (2026-01-21): Title Final Policy received and policy amount verified. Exception Cleared.<br>Buyer Comment (2026-01-20): final title policy | 01/21/2026 |  |  | 1 B A |  | [redacted] | Investment | Purchase | B A |  | N/A | No |
| 224771845 | [Redacted] | [Redacted] |  | 35350678 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  |  |  |  |  | Reviewer Comment (2026-01-20): E-Sign Consent Agreement received, exception cleared<br>Buyer Comment (2026-01-16): Please see attached e-Consent. | 01/20/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| 224771845 | [Redacted] | [Redacted] |  | 35350803 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Exception Requested: Maximum LTV of [redacted]% for ITIN applicant as Maximum LTV per guides is [redacted]%. | Borrower has been employed in the same industry for more than [redacted] years.<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower has verified disposable income of at least $[redacted]. | Borrower has been employed in the same industry for more than [redacted] years.<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum.<br>FICO [redacted] Points or More Above Requirement<br>Residual Income $[redacted]k or More | Originator,SitusAMC<br>Originator,SitusAMC<br>Originator,SitusAMC<br>Originator,SitusAMC | Reviewer Comment (2026-01-07): Client elects to waive with compensating factors. |  |  | 01/07/2026 | 2 B |  | [redacted] | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| 224771845 | [Redacted] | [Redacted] |  | 35350831 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | Loan Discount Points increased from $[redacted] to $[redacted], an increase of $[redacted], without a valid changed circumstance document in file. No cure provided. |  |  |  | Reviewer Comment (2026-01-20): [redacted] received a valid COC.<br>Buyer Comment (2026-01-16): Please see attached COC's . Borrower increased their loan amount, increased the LTV and bought down their rate which caused the discount fees to increase. | 01/20/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Rate/Term | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 224771845 | [Redacted] | [Redacted] |  | 35350832 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Extension Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | Extension Fee increased from $[redacted] to $[redacted], an increase of $[redacted], without a valid changed circumstance document in file. No cure provided. |  |  |  | Reviewer Comment (2026-01-20): [redacted] received a valid COC.<br>Buyer Comment (2026-01-16): Please see attached COC's. Borrower's rate was expiring on [redacted] (see LE) and lock was extended to accommodate the closing date. | 01/20/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Rate/Term | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 224771846 | [Redacted] | [Redacted] |  | 35349303 |  | Compliance | Compliance | State Compliance | State Defect | [redacted] Prepayment Penalty | [redacted] Prepayment Penalty: No prepayment penalties are permissible in the state of [redacted]. Prepay language states prepay will not exceed maximum permitted by applicable law. | No prepayment penalties are permissible in the state of [redacted]. Prepayment Penalty updated as per Note Addendum. |  |  |  | Buyer Comment (2026-01-19): Pre-approved by AM<br>Buyer Comment (2026-01-19): I believe this doesn't apply as loan is in the name of Business / LLC |  |  | 01/19/2026 | 2 B |  | [redacted] | Investment | Purchase | B A | N/A | N/A | No |
| 224771848 | [Redacted] | [Redacted] |  | 35352921 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | E-sign Consent Agreement is missing. |  |  |  | Reviewer Comment (2026-01-23): E-sign Consent Agreement received.<br>Buyer Comment (2026-01-21): Econsent | 01/23/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 224771848 | [Redacted] | [Redacted] |  | 35352923 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Missing Insurance Verification and Tax Verification for the noted properties. |  |  |  | Reviewer Comment (2026-01-23): All documents received.<br>Buyer Comment (2026-01-21): Property docs, most of these properties are [redacted] and have no insurance | 01/23/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 224771848 | [Redacted] | [Redacted] |  | 35352939 |  | Credit | Guideline | Guideline Issue | Guideline | Loan does not meet guideline requirements regarding DTI variance. |  | Borrower has been qualified with an income of $[redacted]. Final [redacted] indicates "Other Income" of $[redacted]; however there is no documentation of this income in file. Additionally, the file contains an exception to exclude multiple mortgages but the required CPA confirmation is not in file. Lastly, taxes and insurance info for multiple properties are missing. Actual DTI calculation not possible to confirm due to the missing information. |  |  |  | Reviewer Comment (2026-01-23): Received all documents, DTI is with tolerance even without other income $[redacted]. Exception cleared. | 01/23/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 224771848 | [Redacted] | [Redacted] |  | 35352949 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM DTIs match and both moderately exceed Guidelines | Ability to Repay (Dodd-Frank [redacted]): The DTI calculated in accordance with the Lenders Guidelines and [redacted](c)([redacted]) of [redacted][redacted]% moderately exceeds the guideline maximum of [redacted]%. (DTI Exception is eligible to be regraded with compensating factors.) | Borrower has been qualified with an income of $[redacted]. Final [redacted] indicates "Other Income" of $[redacted]; however there is no documentation of this income in file. Additionally, the file contains an exception to exclude multiple mortgages but the required CPA confirmation is not in file. Lastly, taxes and insurance info for multiple properties are missing. Actual DTI calculation not possible to confirm due to the missing information. |  |  |  | Reviewer Comment (2026-01-23): Received all documents, DTI is with tolerance even without other income $[redacted]. Exception cleared. | 01/23/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 224771848 | [Redacted] | [Redacted] |  | 35352950 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [redacted], prior to [redacted] business days from transaction date of [redacted]. | Subject loan transaction disbursed on [redacted], prior to [redacted] business days from transaction date of [redacted]. |  |  |  | Reviewer Comment (2026-01-23): CD with disbursement date [redacted] received.<br>Buyer Comment (2026-01-21): [redacted] disbursement | 01/23/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Non QM | Non QM | Yes |
| 224771848 | [Redacted] | [Redacted] |  | 35352951 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank [redacted]): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Waterfall finding due to the DTI issue. |  |  |  | Reviewer Comment (2026-01-23): Received all documents, DTI is with tolerance even without other income $[redacted]. Exception cleared. | 01/23/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 224771848 | [Redacted] | [Redacted] |  | 35352952 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank [redacted]): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | Waterfall finding due to the DTI issue. |  |  |  | Reviewer Comment (2026-01-23): Received all documents, DTI is with tolerance even without other income $[redacted]. Exception cleared. | 01/23/2026 |  |  | 1 B A C |  | [redacted] | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| 224771848 | [Redacted] | [Redacted] |  | 35352956 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | Borrower has been qualified with an income of $[redacted]. Final [redacted] indicates "Other Income" of $[redacted]; however there is no documentation of this income in file. Additionally, the file contains an exception to exclude multiple mortgages but the required CPA confirmation is not in file. Lastly, taxes and insurance info for multiple properties are missing. Actual DTI calculation not possible to confirm due to the missing information. |  |  |  | Reviewer Comment (2026-01-23): Received all documents, DTI is with tolerance even without other income $[redacted]. Exception cleared. | 01/23/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 224771848 | [Redacted] | [Redacted] |  | 35356992 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception request Section [redacted] The business must provided acceptable evidence that the obligation was paid out of company funds (such as [redacted] months of canceled company checks or bank statement) Loan the mortgage liability for [redacted][redacted] [redacted] ($[redacted]mon) and [redacted][redacted] [redacted] ($[redacted]) mortgage due to the properties being commercial properties with all rental income received through business checking accounts. However , the borrower's take the monthly mortgage payments out of their personal checking account. Requesting exception to allow for the omitted liabilities with [redacted] months lieu of the month business account statements. [redacted] month bank program, in which all business bank statements are provided showing the deposit of rental income, and the withdrawal transfers to the personal checking account \*\*\* Exception was approved subject to confirmation from the CPA of the information provided and this was not found in file. Exception cannot be waived/downgraded without the required confirmation. \*\*\* | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has owned the subject property for at least [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least [redacted]%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [redacted]%.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-01-23): Client elects to waive with compensating factors.<br>Buyer Comment (2026-01-21): CPA Letter |  |  | 01/23/2026 | 2 C B |  | [redacted] | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 224773708 | [Redacted] | [Redacted] |  | 35353843 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | [redacted] Error: Birth Date was not provided |  | Please override. Details not required for member. |  |  |  | Reviewer Comment (2026-01-23): Please override. Details not required for member.<br>Buyer Comment (2026-01-21): This shouldn't be required. Please clear or clarify |  |  | 01/23/2026 | 2 B |  | [redacted] | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| 224773708 | [Redacted] | [Redacted] |  | 35357841 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception for rurally designated properties. (DSCR loan not eligible). | The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Aggregator,SitusAMC | Reviewer Comment (2026-01-07): Client elects to downgrade and waive with comp. factor. Representative FICO score exceeds th eguideline minimum by at least [redacted] points. Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] |  |  | 01/07/2026 | 2 B |  | [redacted] | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| 224773754 | [Redacted] | [Redacted] |  | 35351677 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  | Qualifying Assets for Closing of $[redacted] are less than Cash from Borrower $[redacted]. |  |  |  | Reviewer Comment (2026-01-21): Bank statements received.<br>Buyer Comment (2026-01-19): rebuttal and stmnts for acct #[redacted] upld | 01/21/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A | N/A | N/A | No |
| 224773754 | [Redacted] | [Redacted] |  | 35351900 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Guideline Requirement: Available for Reserves discrepancy. |  | Verified and captured the available assets; still, the Assets requirement was not met. |  |  |  | Reviewer Comment (2026-01-21): Bank statements received.<br>Buyer Comment (2026-01-19): rebuttal and stmnts for acct #[redacted] upld to trl docs | 01/21/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A | N/A | N/A | No |
| 224773754 | [Redacted] | [Redacted] |  | 35352241 |  | Credit | Asset | Asset Documentation | Asset | Asset documentation requirements not met. |  | Waterfall exception is firing due to a shortage of reserves. |  |  |  | Reviewer Comment (2026-01-21): Bank statements received.<br>Buyer Comment (2026-01-19): rebuttal and stmnts for acct #[redacted] upld to trl docs | 01/21/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A | N/A | N/A | No |
| 224773755 | [Redacted] | [Redacted] |  | 35351475 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | The Appraisal fee changed to $[redacted] on the Final Closing Disclosure dated [redacted]. A valid change of circumstance was not provided for the fee change, and no evidence of tolerance cure was in the file. |  |  |  | Reviewer Comment (2026-01-16): Sufficient cure provided. Full cure amount for tolerance violation was provided at or before closing (on final CD) resulting in a cleared exception.<br>Buyer Comment (2026-01-15): please cancel/waive, this was cured at closing on the final cd. | 01/16/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| 224773755 | [Redacted] | [Redacted] |  | 35351476 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Survey Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | The Survey fee $[redacted] was added on the Final Closing Disclosure dated [redacted]. A valid change of circumstance was not provided for the fee change, and no evidence of tolerance cure was in the file. |  |  |  | Reviewer Comment (2026-01-22): [redacted] received Rebuttal comment and email confirmation showing survey required by title.<br>Buyer Comment (2026-01-21): additional title email upld confirming they needed the survey to issue final policy, it was not requested by [redacted].<br>Reviewer Comment (2026-01-20): [redacted] received email confirmation, however as per email confirmation fee is required by lender hence cure is required. Please provide cure documents which consist of PCCD, LOE, proof of mailing & copy of refund check.<br>Buyer Comment (2026-01-16): title email confirming survey fee was required by title upld. | 01/22/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| 224773755 | [Redacted] | [Redacted] |  | 35604530 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted] Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2026-01-22): Sufficient Cure Provided At Closing |  | 01/22/2026 |  | 1 A |  | [redacted] | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 224773817 | [Redacted] | [Redacted] |  | 35353150 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  |  |  |  |  | Reviewer Comment (2026-01-20): Updated Title Commitment received and policy amount verified. Exception Cleared.<br>Buyer Comment (2026-01-16): updated commit upld | 01/20/2026 |  |  | 1 B A |  | [redacted] | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| 224773830 | [Redacted] | [Redacted] |  | 35353358 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | Additional one month most recent bank statement(s) to meet asset requirement for purchase transactions (most recent statement provided month ending [redacted]). |  |  |  | Reviewer Comment (2026-01-13): Additional statements #[redacted], #[redacted], #[redacted], #[redacted], #[redacted] received. Exception Cleared.<br>Buyer Comment (2026-01-11): [redacted] statement for #[redacted]<br>Buyer Comment (2026-01-11): [redacted] statements #[redacted], #[redacted], #[redacted], #[redacted] | 01/13/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A |  | N/A | No |
| 224773835 | [Redacted] | [Redacted] |  | 35351216 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note Addendum - Prepayment not provided |  | The Prepayment Fee Addendum to Note is not signed by the borrower. |  |  |  | Reviewer Comment (2026-01-16): Received Note Addendum - Prepayment. Exception Cleared.<br>Buyer Comment (2026-01-14): PPP Addendum | 01/16/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A |  | N/A | Yes |
| 224777151 | [Redacted] | [Redacted] |  | 35357299 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | [redacted] [redacted] [redacted] missing mortgage statement, tax verification, and insurance verification. |  |  |  | Reviewer Comment (2026-01-14): Received mortgage statement, taxes, hazard insurance and HOA documents for the property. Exception cleared.<br>Buyer Comment (2026-01-10): Mortgage statement, taxes, insurance, and hoa | 01/14/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224777151 | [Redacted] | [Redacted] |  | 35357300 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | [redacted] [redacted] missing mortgage statement, tax verification, and insurance verification. |  |  |  | Reviewer Comment (2026-01-14): Received mortgage statement, taxes and hazard insurance documents for the property. Exception cleared.<br>Buyer Comment (2026-01-10): mortgage statement, taxes, and insurance | 01/14/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224777151 | [Redacted] | [Redacted] |  | 35357302 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | [redacted] Via [redacted] [redacted] missing mortgage statement, tax verification, insurance verification, and HOA verification. |  |  |  | Reviewer Comment (2026-01-14): Received mortgage statement, taxes, hazard insurance and HOA documents for the property. Exception cleared.<br>Buyer Comment (2026-01-10): mortgage statement, taxes, and insurance | 01/14/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224777151 | [Redacted] | [Redacted] |  | 35357370 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | Missing copies of REO documents: [redacted] Via [redacted] [redacted] missing mortgage statement, tax verification, insurance verification, and HOA verification; [redacted] [redacted] missing mortgage statement, tax verification, and insurance verification; [redacted] [redacted] [redacted] missing mortgage statement, tax verification, and insurance verification. |  |  |  | Reviewer Comment (2026-01-14): Received mortgage statement, taxes, hazard insurance and HOA documents for the all properties. Exception cleared.<br>Buyer Comment (2026-01-10): missing documents have been submitted | 01/14/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224777151 | [Redacted] | [Redacted] |  | 35357390 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank [redacted]): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | Waterfall for missing income documents: [redacted] Via [redacted] [redacted] missing mortgage statement, tax verification, insurance verification, and HOA verification; [redacted] [redacted] missing mortgage statement, tax verification, and insurance verification; [redacted] [redacted] [redacted] missing mortgage statement, tax verification, and insurance verification. |  |  |  | Reviewer Comment (2026-01-14): Received mortgage statement, taxes, hazard insurance and HOA documents for the all properties. Exception cleared.<br>Buyer Comment (2026-01-10): missing documents have been submitted | 01/14/2026 |  |  | 1 B A C |  | [redacted] | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| 224777151 | [Redacted] | [Redacted] |  | 35357391 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank [redacted]): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | Waterfall for missing income documents: [redacted] Via [redacted] [redacted] missing mortgage statement, tax verification, insurance verification, and HOA verification; [redacted] [redacted] missing mortgage statement, tax verification, and insurance verification; [redacted] [redacted] [redacted] missing mortgage statement, tax verification, and insurance verification. |  |  |  | Reviewer Comment (2026-01-14): Received mortgage statement, taxes, hazard insurance and HOA documents for the all properties. Exception cleared.<br>Buyer Comment (2026-01-10): missing documents have been submitted | 01/14/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224777151 | [Redacted] | [Redacted] |  | 35357423 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank [redacted]): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Waterfall for missing income documents. |  |  |  | Reviewer Comment (2026-01-14): Received mortgage statement, taxes, hazard insurance and HOA documents for the all properties. Exception cleared.<br>Buyer Comment (2026-01-10): missing documents have been submitted | 01/14/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224777905 | [Redacted] | [Redacted] |  | 35353164 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception provided for max ltve for $[redacted]M loan amount at [redacted] FICO is [redacted]%. Request is for [redacted]%. | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of [redacted] months PITIA or more.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum.<br>The qualifying DTI on the loan is less than or equal to [redacted]%.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>The representative FICO score is above [redacted]. | Documentation Type: [redacted]<br> Disposable Income: $[redacted]<br>Actual Reserves: $[redacted]<br> Required Reserves: $[redacted] | SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-20): Client elects to waive with compensating factors.<br>Buyer Comment (2026-01-15): please waive or clarify what is needed. |  |  | 01/20/2026 | 2 C B |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224778063 | [Redacted] | [Redacted] |  | 35354354 |  | Compliance | Compliance | Federal Compliance | Federal HPML | [redacted] [redacted] Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of [redacted][redacted]% or Final Disclosure APR of [redacted][redacted]% is equal to or greater than the threshold of APOR [redacted]% + [redacted]%, or [redacted][redacted]%. Non-Compliant Higher Priced Mortgage Loan. | Non-Compliant Higher Priced Mortgage Loan. |  |  |  | Reviewer Comment (2026-01-20): Received evidence of appraisal report delivery. Exception cleared.<br>Buyer Comment (2026-01-15): aprsl receipt upld to trl docs | 01/20/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 224778063 | [Redacted] | [Redacted] |  | 35354355 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank [redacted]): Creditor did not provide a copy of each valuation to applicant [redacted] business days prior to consummation. | Appraisal report dated [redacted] missing evidence of receipt. |  |  |  | Reviewer Comment (2026-01-20): Received evidence of appraisal report delivery. Exception cleared.<br>Buyer Comment (2026-01-15): aprsl receipt upld | 01/20/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 224778063 | [Redacted] | [Redacted] |  | 35354358 |  | Compliance | Compliance | State Compliance | State Defect | [redacted] Home Loan (Complaint Agency Disclosure Not Provided) | [redacted] Home Loan: Borrower not provided with a document specifying the agency designated to receive complaints or inquiries about the origination and making of the loan. | Complaint Agency Disclosure was not provided. |  |  |  | Reviewer Comment (2026-01-21): Document received.<br>Buyer Comment (2026-01-20): signed disclosure upld<br>Reviewer Comment (2026-01-20): Received "[redacted] - Agency to Receive Borrower Complaints Disclosure" is not signed and dated by borrower. Exception remains.<br>Buyer Comment (2026-01-15): [redacted] disclosure upld | 01/21/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 224778063 | [Redacted] | [Redacted] |  | 35354385 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Insurance Verification and Mortgage statement was not provided for property #[redacted] Peachtree St. |  |  |  | Reviewer Comment (2026-01-28): Hazard Insurance document provided in loan file. Exception cleared.<br>Buyer Comment (2026-01-26): [redacted] [redacted] hoi upld<br>Reviewer Comment (2026-01-26): The Insurance verfication is not located in the file.<br>Buyer Comment (2026-01-22): [redacted] [redacted] docs upld | 01/28/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 224778063 | [Redacted] | [Redacted] |  | 35354503 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception request for VOM shows borrower has multiple late payments on a mortgage in the past [redacted] months, including being [redacted] days down. Low DTI, over [redacted] months reserves, employment stability, and borrower's other mortgage with the same lender has been paid on time. | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has owned the subject property for at least [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of [redacted] months PITIA or more.<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum. | Actual Reserves: $[redacted]<br> Required Reserves: $[redacted]<br>DTI: [redacted]% <br> Guideline Maximum DTI: [redacted]% | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-01-20): Client elects to waive with compensating factors.<br>Buyer Comment (2026-01-15): except aprvl upld |  |  | 01/20/2026 | 2 C B |  | [redacted] | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 224778063 | [Redacted] | [Redacted] |  | 35354846 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Processing Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | [redacted] Percent Fee Tolerance exceeded for Processing Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. Please provide Cure for the same |  |  |  | Reviewer Comment (2026-01-16): [redacted] received valid COC document<br>Buyer Comment (2026-01-15): rebuttal and support docs upld | 01/16/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 224778076 | [Redacted] | [Redacted] |  | 35357881 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | The OFAC Search for Borrowing Entity, [redacted] is missing. |  |  |  | Reviewer Comment (2026-01-23): OFAC for the borrowing entity received and verified the details. Exception Cleared.<br>Buyer Comment (2026-01-21): OFAC | 01/23/2026 |  |  | 1 C A D |  | [redacted] | Investment | Purchase | D A |  | N/A | No |
| 224778077 | [Redacted] | [Redacted] |  | 35442173 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | [redacted] [redacted] Missing Taxes, Insurance and HOA verification. |  |  |  | Reviewer Comment (2026-01-22): Received hazard insurance and tax verification and associated, Exception Cleared<br>Buyer Comment (2026-01-21): [redacted] oak stone docs upld | 01/22/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 224778077 | [Redacted] | [Redacted] |  | 35442176 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | [redacted] [redacted]. [redacted] reflects Monthly Insurance, taxes, Association Dues, etc as $[redacted] per month. Fraud report in loan file shows $[redacted] per month. Loan file is missing a copy of the Tax Verification, Insurance and HOA verification to support monthly payment amounts. |  |  |  | Reviewer Comment (2026-01-23): Property [redacted] [redacted] is vacant land, Exception Cleared<br>Buyer Comment (2026-01-22): please clear, this is vacant land owned free & clear, property profile was provided.<br>Reviewer Comment (2026-01-22): Require verification of Insurance for property [redacted] [redacted], Exception remains<br>Buyer Comment (2026-01-21): [redacted] [redacted][redacted]docs upld | 01/23/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 224778077 | [Redacted] | [Redacted] |  | 35442177 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | [redacted] [redacted] missing verification of Insurance and HOA verification. |  |  |  | Reviewer Comment (2026-01-28): Free and clear property.<br>Buyer Comment (2026-01-26): rebuttal and support docs - [redacted] [redacted] hoi upld<br>Reviewer Comment (2026-01-22): Require verification of Insurance for property[redacted] [redacted], Exception remains<br>Buyer Comment (2026-01-21): [redacted] [redacted] docs upld | 01/28/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 224778077 | [Redacted] | [Redacted] |  | 35442179 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | [redacted] [redacted] missing all REO documents Statement, Tax Verification, Insurance verification and HOA verification |  |  |  | Reviewer Comment (2026-01-22): Received hazard insurance, tax verification and mortgage statement and associated, Exception Cleared<br>Buyer Comment (2026-01-21): [redacted] [redacted] docs upld | 01/22/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 224778079 | [Redacted] | [Redacted] |  | 35358995 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | Reviewer Comment (2026-01-20): Received Title Final in the file with the updated coverage policy amount. Exception Cleared. | 01/20/2026 |  |  | 1 A |  | [redacted] | Investment | Purchase | B A |  | N/A | No |
| 224778079 | [Redacted] | [Redacted] |  | 35359480 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within [redacted] or [redacted] and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2026-01-20): Received Title Final in the file with the updated coverage policy amount. Exception Cleared.<br>Buyer Comment (2026-01-16): final policy w/ insured amt upld | 01/20/2026 |  |  | 1 B A |  | [redacted] | Investment | Purchase | B A |  | N/A | No |
| 224778087 | [Redacted] | [Redacted] |  | 35358805 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | Borrower final closing disclosure is missing from the file. |  |  |  | Reviewer Comment (2026-01-22): Received Closing Statement. Exception Cleared.<br>Buyer Comment (2026-01-20): ALTA | 01/22/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A |  | N/A | No |
| 224778093 | [Redacted] | [Redacted] |  | 35351551 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Mismatch of data related to Occupancy. |  | The subject transaction is "Purchase of Investment" but as per declaration section "[redacted]A - Will you occupy the property as you Primary Residence?" is check as "Yes" for borrower's "[redacted]". |  |  |  | Reviewer Comment (2026-01-20): Corrected Final [redacted] received & associated. Exception cleared.<br>Buyer Comment (2026-01-15): revised [redacted] upld | 01/20/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C B A | N/A | N/A | No |
| 224778093 | [Redacted] | [Redacted] |  | 35353078 |  | Credit | Missing Document | General | Missing Document | Missing Document: [redacted] Rent Comparison Schedule not provided |  | Rent Comparable/Lease agreement was not provided. |  |  |  | Reviewer Comment (2026-01-20): Rental income was not calculated for subject property, [redacted] Rent Comparison Schedule not required. Exception cleared.<br>Buyer Comment (2026-01-15): please cancel cond, we are not using rental income, [redacted] not required. | 01/20/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C B A | N/A | N/A | No |
| 224778093 | [Redacted] | [Redacted] |  | 35353111 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception for [redacted]K loan amount when minimum is [redacted]K. Compensating factors: FICO [redacted], [redacted] Years credit history, current employer [redacted] years and [redacted]% DTI. | Borrower has been employed in the same industry for more than [redacted] years.<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Compensating factors: FICO [redacted], [redacted] Years credit history, current employer [redacted] years and [redacted]% DTI.<br>Compensating factors: FICO [redacted], [redacted] Years credit history, current employer [redacted] years and [redacted]% DTI.<br>Compensating factors: FICO [redacted] | Originator,SitusAMC<br>Originator,SitusAMC<br>SitusAMC,Originator | Reviewer Comment (2026-01-07): Client elects to waive with Compensating factors: FICO [redacted], [redacted] Years credit history, current employer [redacted] years and [redacted]% DTI. |  |  | 01/07/2026 | 2 B |  | [redacted] | Investment | Purchase | C B A | N/A | N/A | No |
| 224779206 | [Redacted] | [Redacted] |  | 35359549 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  | Business Purpose Certificate is missing in file. |  |  |  | Reviewer Comment (2026-01-16): Received Business Purpose Certificate. Exception cleared.<br>Buyer Comment (2026-01-14): business purpose cert | 01/16/2026 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 224779328 | [Redacted] | [Redacted] |  | 35355009 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  | Provided title policy amount of $[redacted] is less than the note amount of $[redacted] based on the Commitment in file. |  |  |  | Reviewer Comment (2026-01-14): Updated Title commitment received.<br>Buyer Comment (2026-01-13): corrected [redacted] and confirmation from LO that this is a primary and borrower will occupy<br>Buyer Comment (2026-01-13): title commitment | 01/14/2026 |  |  | 1 B A |  | [redacted] | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 224779328 | [Redacted] | [Redacted] |  | 35355056 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Homeowners Insurance Included In Escrow Test | TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on [redacted] incorrectly disclosed whether Homeowners Insurance is included in escrow. | Final Closing Disclosure dated [redacted] taxes and insurances are escrowed and page [redacted] present with escrow details; however, post-Closing Disclosure transaction does not have an escrow account. |  |  |  | Reviewer Comment (2026-01-13): Exception cured prior to [redacted].<br>Buyer Comment (2026-01-11): PC Cert |  | 01/13/2026 |  | 2 C B |  | [redacted] | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission if Applicable B | Non QM | Non QM | Yes |
| 224779328 | [Redacted] | [Redacted] |  | 35355057 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Property Taxes Included In Escrow | TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on [redacted] incorrectly disclosed whether property taxes are included in escrow. | Final Closing Disclosure dated [redacted] taxes and insurances are escrowed and page [redacted] present with escrow details; however, post-Closing Disclosure transaction does not have an escrow account. |  |  |  | Reviewer Comment (2026-01-13): Exception cured prior to [redacted].<br>Buyer Comment (2026-01-11): PC Cert submitted |  | 01/13/2026 |  | 2 C B |  | [redacted] | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission if Applicable B | Non QM | Non QM | Yes |
| 224779328 | [Redacted] | [Redacted] |  | 35358516 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Loan originated as Primary residence, yet URLA declarations indicates borrower will not occupy. |  | Initial and final [redacted]s show will not occupy as primary residence; provide corrected [redacted]s for both borrowers. |  |  |  | Reviewer Comment (2026-01-14): Updated final [redacted] received confirming the borrower will occupy the property as their [redacted] residence.<br>Buyer Comment (2026-01-13): corrected [redacted] and confirmation from LO that this is a primary and borrower will occupy | 01/14/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 224779328 | [Redacted] | [Redacted] |  | 35361098 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | [redacted]/Declarations: D. [redacted]. Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application? was entered Yes. Unable to determine qualification without this information. |  | [redacted] Section [redacted]a. D.[redacted]. indicates the borrower has additional mortgages in process that are not disclosed on [redacted]. |  |  |  | Reviewer Comment (2026-01-14): Updated final [redacted] received confirming the borrower will occupy the property as their [redacted] residence.<br>Buyer Comment (2026-01-11): PC Cert | 01/14/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 224781613 | [Redacted] | [Redacted] |  | 35362837 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Appraisal Review Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | Appraisal review Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted]. No valid change circumstance in file. |  |  |  | Reviewer Comment (2026-01-23): [redacted] received Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD.<br>Buyer Comment (2026-01-22): Please see attached PCCD, Cover letter to borrower, copy of cure check and proof package is in transit to borrower. |  | 01/23/2026 |  | 2 C B |  | [redacted] | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 224781613 | [Redacted] | [Redacted] |  | 35362838 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | Credit Report Fee in loan estimate is $[redacted] and closing disclosure reflects $[redacted]. No valid change of circumstances in file, but sufficient cure was provided. |  |  |  | Reviewer Comment (2026-01-23): Sufficient cure provided. Full cure amount for tolerance violation was provided at or before closing (on final CD) resulting in a cleared exception.<br>Buyer Comment (2026-01-22): Please see final CD where a cure for $[redacted] is showing in lender credits. | 01/23/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 224781740 | [Redacted] | [Redacted] |  | 35366373 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Discrepancy in DSCR. Lender DSCR [redacted]. DD calculated DSCR [redacted]%. Unable to determine discrepancy due to missing lender DSCR worksheet. |  |  |  | Reviewer Comment (2026-02-11): Received DSCR Worksheet. Exception Cleared.<br>Buyer Comment (2026-02-09): so sorry... somehow my figures did not stick... here is a correct worksheet<br>Reviewer Comment (2026-02-05): The provided DSCR worksheet is showing rent amount as $[redacted] and PITIA as $[redacted] which seems incorrect as not matching as per loan document. Still, there is discrepancy in DSCR. Exception remains.<br>Buyer Comment (2026-02-03): updated worksheet with HOA included in PITIA<br>Reviewer Comment (2026-01-23): The UW worksheet does not include the $[redacted] annual HOA in the PITIA for the DSCR calcualation.<br>Buyer Comment (2026-01-21): cash flow worksheet | 02/11/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A |  | N/A | No |
| 224781762 | [Redacted] | [Redacted] |  | 35363607 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | Final HUD/CD is missing in file. |  |  |  | Reviewer Comment (2026-01-23): Received closing statement. Condition cleared.<br>Reviewer Comment (2026-01-16): Provided closing statement is not signed and dated. Exception Remains.<br>Buyer Comment (2026-01-14): final settlement statement | 01/23/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A |  | N/A | No |
| 224781790 | [Redacted] | [Redacted] |  | 35366350 |  | Credit | Documents | Missing Document | Documents | File does not contain documentation from lender/seller confirming the condo is warrantable. |  | The file is missing documentation confirming the condo project is warrantable. |  |  |  | Reviewer Comment (2026-01-27): Received condo approval certificate. Exception cleared.<br>Buyer Comment (2026-01-23): Condo approval<br>Reviewer Comment (2026-01-22): A copy of the project approval documentation would be required.<br>Buyer Comment (2026-01-19): Condo approved ,verbiage on [redacted] | 01/27/2026 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| 224781790 | [Redacted] | [Redacted] |  | 35366377 |  | Credit | Insurance | Insurance Documentation | Insurance | Insurance Policy Expiration Date is less than [redacted] days of the Note Date and does not have automatic renewal. |  | Insurance policy expires within [redacted] days of note date; policy is not on auto-renewal and updated policy has not been provided. |  |  |  | Reviewer Comment (2026-01-27): Received master policy with expiration date [redacted]. Exception cleared.<br>Buyer Comment (2026-01-23): Master policy | 01/27/2026 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| 224781793 | [Redacted] | [Redacted] |  | 35365285 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Taxes and Insurance Verification missing for [redacted] [redacted], [redacted]. |  |  |  | Reviewer Comment (2026-01-21): Received tax cert and HOI policy for property [redacted] [redacted]. Exception Cleared.<br>Buyer Comment (2026-01-19): tax & ins verification upld | 01/21/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C B A | N/A | N/A | No |
| 224781793 | [Redacted] | [Redacted] |  | 35365384 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception :<br> [redacted] buydown on @ [redacted]% LTV on Investment Property (vs. guideline max of [redacted]% LTV). | Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of [redacted] months PITIA or more.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Documentation Type: [redacted]<br> Disposable Income: $[redacted]<br>Borrower has worked in the same position for more than [redacted] years.<br>Actual Reserves: $[redacted]<br> Required Reserves: $[redacted]<br>Borrower's Own Funds Percent: [redacted]%<br> Borrower's Own Funds Amount: $[redacted]<br>DTI: [redacted]% <br> Guideline Maximum DTI: [redacted]%<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-01-08): Lender Exception with Compensating Factors provided. |  |  | 01/08/2026 | 2 B |  | [redacted] | Investment | Purchase | C B A | N/A | N/A | No |
| 224781793 | [Redacted] | [Redacted] |  | 35366938 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | Lender Exception in loan file to permit LTV [redacted]% on a loan with a Temporary Buydown. | Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of [redacted] months PITIA or more.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Documentation Type: [redacted]<br> Disposable Income: $[redacted]<br>Borrower has worked in the same position for more than [redacted] years.<br>Actual Reserves: $[redacted]<br> Required Reserves: $[redacted]<br>Borrower's Own Funds Percent: [redacted]%<br> Borrower's Own Funds Amount: $[redacted]<br>DTI: [redacted]% <br> Guideline Maximum DTI: [redacted]%<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-01-22): Lender Exception with Compensating Factors provided.<br>Buyer Comment (2026-01-19): exception aprvl upld |  |  | 01/22/2026 | 2 C B |  | [redacted] | Investment | Purchase | C B A | N/A | N/A | No |
| 224781796 | [Redacted] | [Redacted] |  | 35364975 |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. | Hazard Insurance Policy Effective Date ___, Disbursement Date: ___ | Note date [redacted] and policy provided [redacted]. |  |  |  | Reviewer Comment (2026-01-21): Policy effective date of [redacted] is prior to the disbursement date of [redacted].<br>Buyer Comment (2026-01-20): please see flood dated [redacted] doc [redacted] and hazard dated [redacted] doc [redacted] | 01/21/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A | N/A | N/A | No |
| 224781869 | [Redacted] | [Redacted] |  | 35366619 |  | Credit | Credit | Credit Eligibility | Guideline | Public Record Issue: |  | Collections-Unpaid balance without payment plan |  |  |  | Reviewer Comment (2026-01-23): LOE provided [redacted].<br>Buyer Comment (2026-01-21): Letter from title , section [redacted] | 01/23/2026 |  |  | 1 B A |  | [redacted] | Investment | Purchase | B A |  | N/A | No |
| 224781869 | [Redacted] | [Redacted] |  | 35367849 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception in loan file. Borrower did not meet minimum credit score requirement to use landlord waiver. Compensating factors: reserves [redacted] plus months and long-term homeownership. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months. | Lender approved exception in loan file. Borrower did not meet minimum credit score requirement to use landlord waiver. Compensating factors: reserves [redacted] plus months and long-term homeownership. | SitusAMC,Originator | Reviewer Comment (2026-01-08): Lender approved exception in loan file. Borrower did not meet minimum credit score requirement to use landlord waiver. Compensating factors: reserves [redacted] plus months and long-term homeownership. |  |  | 01/08/2026 | 2 B |  | [redacted] | Investment | Purchase | B A |  | N/A | No |
| 224782114 | [Redacted] | [Redacted] |  | 35367858 |  | Credit | Missing Document | General | Missing Document | Missing Document: Verification of Non-US Citizen Status not provided |  | Verification of Non-US Citizen Status is missing for the borrower and co-borrower. |  |  |  | Reviewer Comment (2026-02-09): CPA letter verifies as well as current photo IDs.<br>Reviewer Comment (2026-02-04): Please provide Co-borrower's ITIN to verify Non-US Citizenship. Exception remains.<br>Buyer Comment (2026-02-02): CPA letter doc [redacted] states both borrowers ITIN is current and active. CPA letter dated [redacted], prior to Note date [redacted]<br>Reviewer Comment (2026-01-21): ITIN received for borrower only, co-borrower's ITIN is missing in file. Exception remains.<br>Buyer Comment (2026-01-19): please see attached along with doc [redacted] pgs [redacted] & [redacted] | 02/09/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| 224790938 | [Redacted] | [Redacted] |  | 35392917 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal was made "subject to" and Form [redacted]D/[redacted] was not provided. |  | Missing documentation verifying [redacted] has been removed as required by appraisal. |  |  |  | Reviewer Comment (2026-01-21): Updated Appraisal received with as is status and verified the details. Exception Cleared.<br>Buyer Comment (2026-01-19): Please see attached "as is" appraisal. | 01/21/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A |  | N/A | No |
| 224790955 | [Redacted] | [Redacted] |  | 35388316 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Exception Requested:<br>[redacted]. [redacted]([redacted]) months reserves on subject property being purchased in lieu of four months reserves normally required.<br> [redacted]. Five([redacted]) month's reserves on departing residence in lieu of eight months normally required(when excluding departing residence's PITIA from DTI ratio)<br>Exception Request Disposition: Approved Exception conditions:<br>- Post closing reserves must equal or exceed the sum total of five ([redacted]) months PITIA reserves on departing residence plus [redacted] months PITIA on the subject property.<br> - Subject to meeting all other [redacted] guideline requirements.<br> - Any loan attribute limit listed above is a requirement to maintain exception approval.<br>Lender Approved Exception for <br> Asset- Short Reserves- [redacted] on "Excluded" departing residence in lieu of [redacted] normally required<br> Asset- Short Reserves- [redacted] on Subject property being purchased in lieu of [redacted] normally required<br>Pricing/Conditions<br>Max LTV- [redacted] | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrower's monthly mortgage payment has decreased by at least [redacted]%.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Documentation Type: [redacted]<br> Disposable Income: $[redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-01-09): Client elects to waive with compensating factors. |  |  | 01/09/2026 | 2 B |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224790955 | [Redacted] | [Redacted] |  | 35388558 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | Transfer Tax in loan estimate is $[redacted] and closing disclosure reflects $[redacted]. No Valid change circumstance in file. |  |  |  | Reviewer Comment (2026-01-21): [redacted] received a valid COC.<br>Buyer Comment (2026-01-20): Please see attached COC showing loan amount changed which caused the increase in the transfer tax from $[redacted] to $[redacted]. The $[redacted] is a seller paid fee and the borrower has a $[redacted] charge therefore no COC or cure is required. | 01/21/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 224790955 | [Redacted] | [Redacted] |  | 35388727 |  | Credit | Credit | Credit Documentation | Guideline | Missing Document: Asset not provided |  | Bridge loan closing disclosure not provided in file. |  |  |  | Reviewer Comment (2026-01-21): Received Bridge Loan Closing Disclosure. Information validated. Exception Cleared.<br>Buyer Comment (2026-01-20): Please see attached [redacted]Loan CD. | 01/21/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224790955 | [Redacted] | [Redacted] |  | 35388731 |  | Credit | Asset | Asset Documentation | Asset | Asset documentation requirements not met. |  | Bridge Loan closing disclosure not provided in file. |  |  |  | Reviewer Comment (2026-01-21): Received Bridge Loan Closing Disclosure. Information validated. Exception Cleared.<br>Buyer Comment (2026-01-20): Please see attached [redacted]Loan CD. | 01/21/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224790955 | [Redacted] | [Redacted] |  | 35388732 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank [redacted]): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | Bridge Loan closing disclosure not provided in file. |  |  |  | Reviewer Comment (2026-01-21): Received Bridge Loan Closing Disclosure. Information validated. Exception Cleared.<br>Buyer Comment (2026-01-20): Please see attached Bridge Loan CD. | 01/21/2026 |  |  | 1 B A C |  | [redacted] | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| 224790955 | [Redacted] | [Redacted] |  | 35388733 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank [redacted]): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | Bridge Loan closing disclosure not provided in file. |  |  |  | Reviewer Comment (2026-01-21): Received Bridge Loan Closing Disclosure. Information validated. Exception Cleared.<br>Buyer Comment (2026-01-20): Please see attached Bridge Loan CD. | 01/21/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224790955 | [Redacted] | [Redacted] |  | 35388739 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank [redacted]): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Bridge Loan closing disclosure not provided in file. |  |  |  | Reviewer Comment (2026-01-21): Received Bridge Loan Closing Disclosure. Information validated. Exception Cleared.<br>Buyer Comment (2026-01-20): Please see attached Bridge Loan CD. | 01/21/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224790960 | [Redacted] | [Redacted] |  | 35390185 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender counter offered exception to permit [redacted]% LTV on C/O DSCR with [redacted] FICO - Max allowed [redacted]% LTV for cash out DSCR with a [redacted] FICO. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months. |  | SitusAMC | Reviewer Comment (2026-01-09): Counter offer exceptions met |  |  | 01/09/2026 | 2 B |  | [redacted] | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| 224805346 | [Redacted] | [Redacted] |  | 35392048 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The Security Instrument indicates the property is a condo, however the appraisal does not. Please provide clarification and appraisal will need corrected. |  |  |  | Reviewer Comment (2026-01-28): Property is a site condo. Received clarification. Condition cleared.<br>Buyer Comment (2026-01-26): additional rebuttal upld<br>Reviewer Comment (2026-01-23): Provided appraisal is in the form of [redacted]UAD instead of Condo ([redacted]). Please provide correct appraisal report. Exception remains.<br>Buyer Comment (2026-01-21): rebuttal upld | 01/28/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A |  | N/A | No |
| 224809808 | [Redacted] | [Redacted] |  | 35392664 |  | Credit | Insurance | Insurance Analysis | Insurance | Insurance address does not match Note address. |  | Street name on insurance declaration page does not match data on Note. Street name on Note is [redacted] [redacted]. Street name on dec page is [redacted] [redacted]. |  |  |  | Reviewer Comment (2026-01-21): Received email attestation from insurance agent stating [redacted]Highway [redacted] and [redacted] Route [redacted] are same thing. Updated and verified. Exception Cleared.<br>Buyer Comment (2026-01-20): email attestation from insurance agent | 01/21/2026 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 224809808 | [Redacted] | [Redacted] |  | 35393931 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | DSCR worksheet was not provided. |  |  |  | Reviewer Comment (2026-01-16): DSCR worksheet not required as there is no DSCR data discrepancy. Exception Cleared.<br>Buyer Comment (2026-01-14): PC Cert | 01/16/2026 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 224809809 | [Redacted] | [Redacted] |  | 35392482 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | Missing final signed Closing Disclosure / HUD[redacted] / Closing Statement reflecting terms of transaction. |  |  |  | Reviewer Comment (2026-02-05): Received Closing statement. Exception Cleared.<br>Buyer Comment (2026-02-03): please see doc [redacted] to show that [redacted] was formally named [redacted], thus they are one in the same company<br>Reviewer Comment (2026-01-27): Received final closing statement reflects incorrect borrower name. Exception remains.<br>Buyer Comment (2026-01-23): final signed ALTA | 02/05/2026 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| 224809817 | [Redacted] | [Redacted] |  | 35389053 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [redacted] disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $[redacted] is over disclosed by $[redacted] compared to the calculated Amount Financed of $[redacted] and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated [redacted]). | Finance Charge disclosed is $[redacted]. Calculated finance charge is $[redacted]. Variance of -$[redacted]. Missing itemization of prepaid finance charges to determine cause of underdisclosure. TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission if Applicable. |  |  |  | Reviewer Comment (2026-02-12): [redacted] received Letter of Explanation, Proof of Delivery, Refund check & Corrected CD<br>Buyer Comment (2026-02-11): lox, pccd, refund check<br>Reviewer Comment (2026-02-04): After adjustment, the finance charge is under disclosed in the amount of $[redacted]. Cure requires PCCD, LOE, Copy of refund check and proof of mailing to complete.<br>Reviewer Comment (2026-02-04): EXCEPTION HISTORY - Exception Detail was updated on [redacted] PRIOR Exception Detail: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [redacted] disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $[redacted] is over disclosed by $[redacted] compared to the calculated Amount Financed of $[redacted] and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated [redacted]). (Final/[redacted])<br>Buyer Comment (2026-02-03): please see attached email from title company advising the $[redacted] judgement fee was a judgement debt paid off at closing. please remove this from your calculations. title email also confirms $[redacted] title service fee is a financed fee. please update your condition and confirm that there is only a $[redacted] out of compliance and not $[redacted].<br>Reviewer Comment (2026-01-26): Please provide reason for fee as Title - Title search was conducted and charged in Section [redacted], and Judgement report was charged by another company in Section [redacted]. Title - Title services are also tested as a finance charge. Title "service charges" are generally coordination or processing type fees that are not specifically related to issuance of title or preparation of loan-related documents such as deeds, mortgages, reconveyance or settlement documents, or other purposes that would qualify for exclusion from finance charge under [redacted](c)([redacted]). The service/processing type nature of the fee would put the fee more in line with a coordination or processing fee which are finance charges under [redacted](a)([redacted]) since the creditor required the use of the title company and the charge is not a charge that is excluded from finance charges under [redacted](c)([redacted]).<br> [redacted](a)([redacted])<br> \*([redacted]) Charges by third parties. The finance charge includes fees and amounts charged by someone other than the creditor, unless otherwise excluded under this section, if the creditor:<br> Requires the use of a third party as a condition of or an incident to the extension of credit, even if the consumer can choose the third party;\* or<br> (ii) Retains a portion of the third-party charge, to the extent of the portion retained.<br> An explanation from the title company of what the title service charge is for and/or legal analysis supporting exclusion from finance charge for review and consideration of exclusion of fee from finance charge calculation is required.<br>Buyer Comment (2026-01-23): the $[redacted] fee is a title judgement search fee charged. it is required by all title companies to pull to ensure title is clear and free. |  | 02/12/2026 |  | 2 C B |  | [redacted] | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| 224809817 | [Redacted] | [Redacted] |  | 35389054 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [redacted] disclosed an inaccurate Finance Charge on page [redacted] that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $[redacted] is under disclosed by $[redacted] compared to the calculated Finance Charge of $[redacted] which exceeds the $[redacted] threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated [redacted]). | Finance Charge disclosed is $[redacted]. Calculated finance charge is $[redacted]. Variance of -$[redacted]. Missing itemization of prepaid finance charges to determine cause of underdisclosure. TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission if Applicable. |  |  |  | Reviewer Comment (2026-02-12): [redacted] received Letter of Explanation, Proof of Delivery, Refund check & Corrected CD<br>Buyer Comment (2026-02-11): lox, pccd, refund check<br>Reviewer Comment (2026-02-04): After adjustment, the finance charge is under disclosed in the amount of $[redacted]. Cure requires PCCD, LOE, Copy of refund check and proof of mailing to complete.<br>Reviewer Comment (2026-02-04): EXCEPTION HISTORY - Exception Detail was updated on [redacted] PRIOR Exception Detail: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [redacted] disclosed an inaccurate Finance Charge on page [redacted] that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $[redacted] is under disclosed by $[redacted] compared to the calculated Finance Charge of $[redacted] which exceeds the $[redacted] threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated [redacted]). (Final/[redacted])<br>Reviewer Comment (2026-01-26): Please provide reason for fee as Title - Title search was conducted and charged in Section [redacted], and Judgement report was charged by another company in Section [redacted]. Title - Title services are also tested as a finance charge. Title "service charges" are generally coordination or processing type fees that are not specifically related to issuance of title or preparation of loan-related documents such as deeds, mortgages, reconveyance or settlement documents, or other purposes that would qualify for exclusion from finance charge under [redacted](c)([redacted]). The service/processing type nature of the fee would put the fee more in line with a coordination or processing fee which are finance charges under [redacted](a)([redacted]) since the creditor required the use of the title company and the charge is not a charge that is excluded from finance charges under [redacted](c)([redacted]).<br> [redacted](a)([redacted])<br> \*([redacted]) Charges by third parties. The finance charge includes fees and amounts charged by someone other than the creditor, unless otherwise excluded under this section, if the creditor:<br> Requires the use of a third party as a condition of or an incident to the extension of credit, even if the consumer can choose the third party;\* or<br> (ii) Retains a portion of the third-party charge, to the extent of the portion retained.<br> An explanation from the title company of what the title service charge is for and/or legal analysis supporting exclusion from finance charge for review and consideration of exclusion of fee from finance charge calculation is required.<br>Buyer Comment (2026-01-23): the $[redacted] fee is a title judgement search fee charged. it is required by all title companies to pull to ensure title is clear and free. |  | 02/12/2026 |  | 2 C B |  | [redacted] | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| 224810629 | [Redacted] | [Redacted] |  | 35388638 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [redacted] disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $[redacted] is over disclosed by $[redacted] compared to the calculated Amount Financed of $[redacted] and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated [redacted]). | Amount financed disclosed as $[redacted] vs actual amount of $[redacted]. Variance of $[redacted]. |  |  |  | Reviewer Comment (2026-01-26): [redacted] received Corrected CD & LOE to borrower matches fees on Final Settlement Statement<br>Buyer Comment (2026-01-23): these two manufactured homes fees are non apr fees and should not be included in the finance calculations: $[redacted] foundation inspection and $[redacted] Hud tag fee | 01/26/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) | Non QM | Non QM | Yes |
| 224810629 | [Redacted] | [Redacted] |  | 35388639 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [redacted] disclosed an inaccurate Finance Charge on page [redacted] that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $[redacted] is under disclosed by $[redacted] compared to the calculated Finance Charge of $[redacted] which exceeds the $[redacted] threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated [redacted]). | Finance charge disclosed as $[redacted] vs actual amount of $[redacted]. Variance of $[redacted]. |  |  |  | Reviewer Comment (2026-01-26): [redacted] received Corrected CD & LOE to borrower matches fees on Final Settlement Statement<br>Buyer Comment (2026-01-23): these two manufactured homes fees are non apr fees and should not be included in the finance calculations: $[redacted] foundation inspection and $[redacted] Hud tag fee | 01/26/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) | Non QM | Non QM | Yes |
| 224810629 | [Redacted] | [Redacted] |  | 35390350 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Owners Coverage Premium. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | Home warranty premium not disclosed until final CD. No valid change in circumstance or cure for borrower provided. |  |  |  | Reviewer Comment (2026-01-26): [redacted] received corrected PCCD and LOE moving the non lender required fee from section [redacted] to [redacted].<br>Buyer Comment (2026-01-23): lox & pccd | 01/26/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| 224810629 | [Redacted] | [Redacted] |  | 35392332 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD (Asset) not provided |  | The closing statement to support the bridge loan proceeds is not located in the file. |  |  |  | Reviewer Comment (2026-01-27): Closing Disclosure received and verified. Exception cleared.<br>Buyer Comment (2026-01-23): bridge CD | 01/27/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224810629 | [Redacted] | [Redacted] |  | 35392369 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank [redacted]): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | Waterfall due closing statement to support the bridge loan proceeds is not located in the file. |  |  |  | Reviewer Comment (2026-01-27): Closing Disclosure received and verified. Exception cleared.<br>Buyer Comment (2026-01-23): bridge CD | 01/27/2026 |  |  | 1 B A C |  | [redacted] | Primary | Purchase | Lender to provide updated ATR/QM status C | Non QM | Non QM | Yes |
| 224810629 | [Redacted] | [Redacted] |  | 35392370 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Income and Assets - Assets | Ability to Repay (Dodd-Frank [redacted]): Unable to verify assets using reasonably reliable third-party records. | Waterfall due closing statement to support the bridge loan proceeds is not located in the file. |  |  |  | Reviewer Comment (2026-01-27): Closing Disclosure received and verified. Exception cleared.<br>Buyer Comment (2026-01-23): bridge CD | 01/27/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224810629 | [Redacted] | [Redacted] |  | 35392371 |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank [redacted]): General Ability-to-Repay requirements not satisfied. | Waterfall due closing statement to support the bridge loan proceeds is not located in the file. |  |  |  | Reviewer Comment (2026-01-27): Closing Disclosure received and verified. Exception cleared. | 01/27/2026 |  |  | 1 A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224810629 | [Redacted] | [Redacted] |  | 35625711 |  | Compliance | Compliance | Federal Compliance | Compliance | Closing Disclosure Estimated Values | Final Closing Disclosure used for fees provided on [redacted] contains estimated values that may not represent final terms or closing costs to the borrower. Estimated Closing Disclosure used for any applicable Federal, State or Local compliance testing. If documented evidence is provided that estimate was for repair/construction costs or tax/insurance escrows ONLY (no holdback service fees or other estimated fees), then Estimated Closing Disclosure exception may be cleared. | Seller CD reflect a Withholding fee of $[redacted]. Unable to determine what the holdback is for or what charges it was applied to. If documented evidence is provided that holdback was for repair/construction costs or tax insurance escrows ONLY (no holdback service fees or other estimated fees), then exception can be cleared. Final Settlement Statement also reflects this fee from seller. |  |  |  | Reviewer Comment (2026-02-05): Disbursements Summary document received in file and fee is showing as special Tax fee on page [redacted] of document. This is not holdback fee. Exception Cleared.<br>Buyer Comment (2026-02-03): please see attached title disbursement ledger. page [redacted] shows seller expense is paid to [redacted]. "[redacted][redacted] (FTB) manages [redacted]state income taxes, operating as separate agencies with different laws, but often coordinating, as [redacted]tax law generally follows federal rules but with unique state adjustments and different timelines" | 02/05/2026 |  |  | 1 A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224810630 | [Redacted] | [Redacted] |  | 35392132 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: [redacted] |  |  |  |  |  | Reviewer Comment (2026-01-22): Received CDA. Exception cleared.<br>Buyer Comment (2026-01-21): CDA | 01/22/2026 |  |  | 1 D A |  | [redacted] | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| 224810630 | [Redacted] | [Redacted] |  | 35392134 |  | Credit | Loan Package Documentation | Closing / Title | Missing Document | Missing Document: Rider - Other not provided |  | Declining Prepayment Rider. |  |  |  | Reviewer Comment (2026-01-22): Received Prepayment Rider. Exception cleared<br>Buyer Comment (2026-01-21): Rider | 01/22/2026 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| 224820204 | [Redacted] | [Redacted] |  | 35481428 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted]Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | Initial Loan Estimate disclosed loan discount points of $[redacted] but the subsequent Loan Estimate dated [redacted] coincides with [redacted] rate lock and valid change of circumstance and reflects no points and a loan level price adjustment of $[redacted]. Initial and final Closing Disclosures reflect increase in discount points to $[redacted] without a valid changed circumstance or cure. Rate lock on [redacted] cannot be applied to both the [redacted] Loan Estimate and the [redacted] Closing Disclosure as valid COC. |  |  |  | Reviewer Comment (2026-01-27): [redacted] received a valid COC.<br>Buyer Comment (2026-01-26): [redacted]with COC | 01/27/2026 |  |  | 1 A |  | [redacted] | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| 224825436 | [Redacted] | [Redacted] |  | 35442109 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | File is missing a copy of signed and dated final HUD/CD. |  |  |  | Reviewer Comment (2026-01-23): Final HUD/CD document received. Exception cleared.<br>Buyer Comment (2026-01-22): closing ledger & final HUD | 01/23/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A |  | N/A | No |
| 224825439 | [Redacted] | [Redacted] |  | 35388964 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted]Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | Appraisal Fee on closing disclosure is $[redacted] and on loan estimate $[redacted]. No Valid Change circumstance in file. No cure at close |  |  |  | Reviewer Comment (2026-01-14): Sufficient cure provided. Full cure amount for tolerance violation was provided at or before closing (on final CD) resulting in a cleared exception.<br>Buyer Comment (2026-01-13): PC Cert | 01/14/2026 |  |  | 1 C A |  | [redacted] | Second Home | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| 224825439 | [Redacted] | [Redacted] |  | 35388965 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted]Percent Fee Tolerance exceeded for HOA Transfer Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | HOA Transfer Fee on closing disclosure is $[redacted] and on loan estimate $[redacted]. No Valid Change circumstance in file. |  |  |  | Reviewer Comment (2026-01-14): [redacted] received Post CD and LOX.<br>Buyer Comment (2026-01-13): PCCD + LOE | 01/14/2026 |  |  | 1 C A |  | [redacted] | Second Home | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| 224825439 | [Redacted] | [Redacted] |  | 35388966 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Service Charges. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | Service Charges on closing disclosure is $[redacted] and on loan estimate $[redacted]. No Valid Change circumstance in file. No cure at close |  |  |  | Reviewer Comment (2026-01-14): [redacted] received Post CD and LOX.<br>Buyer Comment (2026-01-13): PCCD + LOE submitted | 01/14/2026 |  |  | 1 C A |  | [redacted] | Second Home | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| 224825439 | [Redacted] | [Redacted] |  | 35476040 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted] Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2026-01-14): Sufficient Cure Provided At Closing |  | 01/14/2026 |  | 1 A |  | [redacted] | Second Home | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 224825445 | [Redacted] | [Redacted] |  | 35391016 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. CU and LCA results are contradictory. Missing Secondary Valuation. Sec ID: [redacted] |  | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2026-01-22): CDA received and verified. Exception cleared.<br>Buyer Comment (2026-01-21): CDA | 01/22/2026 |  |  | 1 A D |  | [redacted] | Primary | Purchase | D B C A | Non QM | Non QM | No |
| 224825445 | [Redacted] | [Redacted] |  | 35391112 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | [redacted] statement account number #[redacted] for [redacted] is not provided in file. |  |  |  | Reviewer Comment (2026-01-22): [redacted] month bank statement received and verified. Exception cleared.<br>Buyer Comment (2026-01-21): Asset statement<br>Reviewer Comment (2026-01-21): [redacted] month [redacted] bank statement required for the account #[redacted] as per UW worksheet income calculation. Exception remains.<br>Buyer Comment (2026-01-19): This shouldn't be required. We provided [redacted] months of statement for the business account used for qualification [redacted] to [redacted]. We also provided [redacted] recent months for the use of this account for assets, [redacted] through [redacted] [redacted] | 01/22/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | D B C A | Non QM | Non QM | No |
| 224825445 | [Redacted] | [Redacted] |  | 35391120 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank [redacted]): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | ATR risk due to missing income documentation: [redacted] account number #[redacted] for [redacted] is not provided in file. |  |  |  | Reviewer Comment (2026-01-22): [redacted] month bank statement received and verified. Exception cleared.<br>Buyer Comment (2026-01-21): See asset statement<br>Reviewer Comment (2026-01-21): [redacted] month [redacted] bank statement required for the account#[redacted] as per UW worksheet income calculation. exception remains.<br>Buyer Comment (2026-01-19): This shouldn't be required. We provided [redacted] months of statement for the business account used for qualification [redacted] to [redacted]. We also provided [redacted] recent months for the use of this account for assets, [redacted] through [redacted] [redacted] | 01/22/2026 |  |  | 1 B A C |  | [redacted] | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation B C | Non QM | Non QM | Yes |
| 224825445 | [Redacted] | [Redacted] |  | 35391121 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank [redacted]): Based on the loan failing one or more guideline components, the loan is at ATR risk. | ATR risk due to missing income documentation: [redacted] account number #[redacted] for [redacted] is not provided in file. |  |  |  | Reviewer Comment (2026-01-22): [redacted] month bank statement received and verified. Exception cleared.<br>Buyer Comment (2026-01-21): See asset statement<br>Reviewer Comment (2026-01-21): [redacted] month [redacted] bank statement required for the account#[redacted] as per UW worksheet income calculation. exception remains.<br>Buyer Comment (2026-01-19): This shouldn't be required. We provided [redacted] months of statement for the business account used for qualification [redacted] to [redacted]. We also provided [redacted] recent months for the use of this account for assets, [redacted] through [redacted] [redacted] | 01/22/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | D B C A | Non QM | Non QM | No |
| 224825445 | [Redacted] | [Redacted] |  | 35391124 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank [redacted]): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | ATR risk due to missing income documentation: [redacted] account number #[redacted] for [redacted] is not provided in file. |  |  |  | Reviewer Comment (2026-01-22): [redacted] month bank statement received and verified. Exception cleared.<br>Buyer Comment (2026-01-21): See asset statement<br>Reviewer Comment (2026-01-21): [redacted] month [redacted] bank statement required for the account#[redacted] as per UW worksheet income calculation. exception remains.<br>Buyer Comment (2026-01-19): This shouldn't be required. We provided [redacted] months of statement for the business account used for qualification [redacted] to [redacted]. We also provided [redacted] recent months for the use of this account for assets, [redacted] through [redacted] [redacted] | 01/22/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | D B C A | Non QM | Non QM | No |
| 224825445 | [Redacted] | [Redacted] |  | 35391127 |  | Credit | Missing Document | General | Missing Document | Missing Document: Account Statements - Business not provided |  | [redacted] account number #[redacted] for [redacted] is not provided in file. |  |  |  | Reviewer Comment (2026-01-22): [redacted] month bank statement received and verified. Exception cleared.<br>Buyer Comment (2026-01-21): See asset statement<br>Reviewer Comment (2026-01-21): [redacted] month [redacted] bank statement required for the account#[redacted] as per UW worksheet income calculation. exception remains.<br>Buyer Comment (2026-01-19): This shouldn't be required. We provided [redacted] months of statement for the business account used for qualification [redacted] to [redacted]. We also provided [redacted] recent months for the use of this account for assets, [redacted] through [redacted] [redacted] | 01/22/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | D B C A | Non QM | Non QM | No |
| 224825445 | [Redacted] | [Redacted] |  | 35391152 |  | Credit | Asset | Asset Documentation | Asset | Asset documentation requirements not met. |  | [redacted] account number #[redacted] for [redacted] is not provided in file. |  |  |  | Reviewer Comment (2026-01-22): [redacted] month bank statement received and verified. Exception cleared.<br>Buyer Comment (2026-01-21): See asset statement<br>Reviewer Comment (2026-01-21): [redacted] month [redacted] bank statement required for the account#[redacted] as per UW worksheet income calculation. exception remains.<br>Buyer Comment (2026-01-19): This shouldn't be required. We provided [redacted] months of statement for the business account used for qualification [redacted] to [redacted]. We also provided [redacted] recent months for the use of this account for assets, [redacted] through [redacted] [redacted] | 01/22/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | D B C A | Non QM | Non QM | No |
| 224825445 | [Redacted] | [Redacted] |  | 35391330 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception request for private VOR with only [redacted] months cancelled checks (borrower states the other [redacted] months were paid in cash) is approved. Per disposition, max [redacted]% LTV, max [redacted]% DTI, subject to LOE from either borrower or landlord stating that they are not related, VOR [redacted]x[redacted]x[redacted]. Subject to meeting all other guideline requirements. | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-01-09): Lender Exception with Compensating Factors provided. Downgraded and Waived. |  |  | 01/09/2026 | 2 B |  | [redacted] | Primary | Purchase | D B C A | Non QM | Non QM | No |
| 224825448 | [Redacted] | [Redacted] |  | 35442102 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception was approved at origination to use short term rental from the [redacted] vs. [redacted]. Approving the use of [redacted] for [redacted] calculation but countering on the LTV to a max of [redacted]% for an exception [redacted] of -.[redacted]. Also identified a [redacted]nd exception in that the subject is superior to borrower primary so another exception of -.[redacted] for a total of -.[redacted]. Max [redacted]% LTV, [redacted]% expense factor to be applied as with [redacted], Subject to meeting all other [redacted] guideline requirements. Any loan attribute limit listed above is a requirement to maintain the exception approval. Compensating Factors are FICO of [redacted] is [redacted] points or more above requirement and DSCR [redacted] or greater. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted]<br>The DSCR of [redacted] is greater than the minimum required DSCR of [redacted] | SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC,Aggregator | Reviewer Comment (2026-01-12): Client elects to waive with compensating factors. |  |  | 01/12/2026 | 2 B |  | [redacted] | Investment | Purchase | C B A |  | N/A | No |
| 224825448 | [Redacted] | [Redacted] |  | 35442108 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception was approved at origination for borrower is a non-permanent resident alien and has an [redacted] with a [redacted]. Only [redacted], [redacted] and C[redacted] are acceptable. Subject to meeting all other [redacted] guideline requirements. Any loan attribute limit listed above is a requirement to maintain the exception approval. Compensating Factors are FICO of [redacted] is [redacted] points or more above requirement and DSCR [redacted] or greater. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted]<br>The DSCR of [redacted] is greater than the minimum required DSCR of [redacted] | SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC,Aggregator | Reviewer Comment (2026-01-12): Client elects to waive with compensating factors. |  |  | 01/12/2026 | 2 B |  | [redacted] | Investment | Purchase | C B A |  | N/A | No |
| 224825448 | [Redacted] | [Redacted] |  | 35442335 |  | Credit | System | General | Appraisal Reconciliation | Valuation address does not match Note address. |  | Property address of valuation is not matching with Note address. |  |  |  | Reviewer Comment (2026-01-21): Appraisal / Valuation Report received. Exception cleared.<br>Buyer Comment (2026-01-19): appraisal docs | 01/21/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C B A |  | N/A | No |
| 224826534 | [Redacted] | [Redacted] |  | 35442140 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  | The Title Policy Amount of $[redacted] is less than the note amount of $[redacted]. |  |  |  | Reviewer Comment (2026-01-27): Received required documentation. Condition cleared.<br>Reviewer Comment (2026-01-27): EXCEPTION HISTORY - Exception Explanation was updated on [redacted] PRIOR Exception Explanation: The Title Policy Amount of $[redacted] is less than the note amount of $[redacted] based on the Commitment in file.<br>Buyer Comment (2026-01-26): final title policy | 01/27/2026 |  |  | 1 B A |  | [redacted] | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| 224826534 | [Redacted] | [Redacted] |  | 35442166 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | Missing Corporate Resolution/Unanimous Consent and Resolution to Borrow for borrowing business entity. Provided Unanimous Consent reflects incorrect loan amount. |  |  |  | Reviewer Comment (2026-01-27): Received required documentation. Condition cleared.<br>Buyer Comment (2026-01-26): unanimous consent | 01/27/2026 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| 224826534 | [Redacted] | [Redacted] |  | 35442175 |  | Credit | Guideline | Guideline Issue | Guideline | The Guarantor's Percent of Business Ownership does not meet guideline requirements. | - % of Business Ownership: ___ | Lender approved exception for borrower not owing [redacted]% of LLC, guideline requirement: the applicant on the loan must combine to own [redacted]% or more of the LLC. Exception approved with condition: Max [redacted]% LTV/CLTV, Min DSCR [redacted], LLC to meet guidelines and signature requirements, All members must be present to sign the closing docs, Utilize the lessor or actual or fair market rents as determines by the appraiser, document reserve requirements as within [redacted] UW guidelines. | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Miscellaneous | [redacted]+ month more than required | SitusAMC<br>SitusAMC,Aggregator | Reviewer Comment (2026-01-27): Client elects to waive with compensating factors.<br>Buyer Comment (2026-01-23): please clarify as condition is a duplication of the lender exception<br>Reviewer Comment (2026-01-12): Unable to waive and downgrade. One of the compensating factors is reserves [redacted]+ months more than requirement not met. |  |  | 01/27/2026 | 2 C B |  | [redacted] | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| 224826538 | [Redacted] | [Redacted] |  | 35444921 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception for excess IPC of [redacted]% - max IPC permitted is [redacted]%. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted]. | Reserves: [redacted]<br> Guideline Requirement: [redacted] | Aggregator,SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-12): Client elects to waive with compensating factors. |  |  | 01/12/2026 | 2 B |  | [redacted] | Investment | Purchase | B A |  | N/A | No |
| 224826539 | [Redacted] | [Redacted] |  | 35442087 |  | Credit | Insurance | Insurance Analysis | Insurance | Hazard Insurance Policy expires within [redacted] days of the Note Date. |  |  |  |  |  | Reviewer Comment (2026-01-16): Received Hazard Insurance Policy. Exception Cleared.<br>Buyer Comment (2026-01-14): Hazard | 01/16/2026 |  |  | 1 B A |  | [redacted] | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| 224826577 | [Redacted] | [Redacted] |  | 35444834 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | Additional [redacted] month statement is required to meet requirement for purchase transaction. |  |  |  | Reviewer Comment (2026-01-23): Bank statement received. Exception cleared.<br>Buyer Comment (2026-01-22): full [redacted] stmnt upld | 01/23/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A |  | N/A | No |
| 224826607 | [Redacted] | [Redacted] |  | 35388790 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | E-sign Consent agreement is missing in the file. |  |  |  | Reviewer Comment (2026-01-22): Received Esign Process Summary. Exception cleared<br>Buyer Comment (2026-01-21): econsent accept upld | 01/22/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224826607 | [Redacted] | [Redacted] |  | 35388844 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | Provide an award letter to verify the State of [redacted] pension income amount of $[redacted]. |  |  |  | Reviewer Comment (2026-01-23): Cleared. [redacted] months bank statements provided reflect receipt of the direct deposit.<br>Buyer Comment (2026-01-21): please cancel/waive cond, guides allow for [redacted] months bank statements that verify receipt of the direct deposit to be used as verification., statements were provided in trl docs #[redacted], [redacted] & [redacted] | 01/23/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224826607 | [Redacted] | [Redacted] |  | 35388886 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank [redacted]): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | Provide an award letter to verify the State of [redacted] pension income amount of $[redacted]. |  |  |  | Reviewer Comment (2026-01-23): Cleared. [redacted] months bank statements provided reflect receipt of the direct deposit.<br>Buyer Comment (2026-01-21): please cancel/waive cond, guides allow for [redacted] months bank statements that verify receipt of the direct deposit to be used as verification., statements were provided in trl docs #[redacted], [redacted] & [redacted] | 01/23/2026 |  |  | 1 B A C |  | [redacted] | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| 224826607 | [Redacted] | [Redacted] |  | 35388887 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank [redacted]): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Provide an award letter to verify the State of [redacted] pension income amount of $[redacted]. |  |  |  | Reviewer Comment (2026-01-23): Cleared. [redacted] months bank statements provided reflect receipt of the direct deposit.<br>Buyer Comment (2026-01-21): please cancel/waive cond, guides allow for [redacted] months bank statements that verify receipt of the direct deposit to be used as verification., statements were provided in trl docs #[redacted], [redacted] & [redacted] | 01/23/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224826607 | [Redacted] | [Redacted] |  | 35388895 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | Provide an award letter to verify the State of [redacted] pension income amount of $[redacted]. |  |  |  | Reviewer Comment (2026-01-23): Cleared. [redacted] months bank statements provided reflect receipt of the direct deposit.<br>Buyer Comment (2026-01-21): please cancel/waive cond, guides allow for [redacted] months bank statements that verify receipt of the direct deposit to be used as verification., statements were provided in trl docs #[redacted], [redacted] & [redacted] | 01/23/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224826607 | [Redacted] | [Redacted] |  | 35392442 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | File is missing the insurance verification for the departing residence. Required to ensure sufficient reserves. |  |  |  | Reviewer Comment (2026-01-22): Received Insurance Verification. Exception cleared.<br>Buyer Comment (2026-01-21): hoi pol upld | 01/22/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224826705 | [Redacted] | [Redacted] |  | 35390492 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception request for allowable acreage (properties situated on more than [redacted] acres are limited to [redacted]% LTV) is approved. Per disposition, subject to meeting all other [redacted] guidelines. | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-01-09): Client elects to waive with compensating factors. |  |  | 01/09/2026 | 2 B |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224826705 | [Redacted] | [Redacted] |  | 35392167 |  | Credit | Missing Document | General | Missing Document | Missing Document: Evidence of Access to Funds not provided |  | Per lender guides, the following is required for business accounts: A CPA letter indicating the use of business funds will not affect business operations or a recent [redacted] month cash flow analysis for each business account used. |  |  |  | Reviewer Comment (2026-01-23): Evidence of Access to Funds is not needed ,<br>Buyer Comment (2026-01-21): please cancel/waive. Borrower is [redacted]% owner, guides allow for operating agreement to be used for verification, signed agreement is on [redacted]. | 01/23/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224851098 | [Redacted] | [Redacted] |  | 35392525 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | [redacted] FICO, [redacted]% LTV, and borrower has owned their current primary for > [redacted] Years. Borrower qualifies with his existing home (selling), and is moving closer to his grandkids. | Borrower has verified disposable income of at least $[redacted].<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of [redacted] months PITIA or more.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Documentation Type: [redacted]<br> Disposable Income: $[redacted]<br>Actual Reserves: $[redacted]<br> Required Reserves: $[redacted]<br>Borrower's Own Funds Percent: [redacted]%<br> Borrower's Own Funds Amount: $[redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-01-12): Lender Exception with Compensating Factors provided. |  |  | 01/12/2026 | 2 B |  | [redacted] | Primary | Purchase | B A | Non QM | Non QM | No |
| 224851885 | [Redacted] | [Redacted] |  | 35391961 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted] Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. | Appraisal fee amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  | Reviewer Comment (2026-01-09): Sufficient Cure Provided At Closing |  | 01/09/2026 |  | 1 A |  | [redacted] | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 224851904 | [Redacted] | [Redacted] |  | 35442023 |  | Credit | Guideline | Guideline Issue | Guideline | Loan does not meet guideline requirements regarding DTI variance. | Diligence Investor Qualifying Total Debt Ratio: ___; <br> Bid Tape Investor Qualifying Total Debt Ratio: ___. | Loan was approved with [redacted]-month bank statement income capturing deposit income for [redacted] as $[redacted] and for [redacted] as $[redacted], Bank statements show deposit income for August [redacted][redacted] as $[redacted] and [redacted] as $[redacted]. |  |  |  | Reviewer Comment (2026-02-10): Cleared. Received updated [redacted].<br>Buyer Comment (2026-02-10): revised [redacted], DTI now [redacted]%<br>Reviewer Comment (2026-02-05): Received updated worksheet, however the DTI remains a discrepancy. The lenders DTI is [redacted]%, DD DTI is at [redacted][redacted]%. Please provide an updated [redacted] with the correct DTI. It appears the lender is including the borrower's departure residence in the DTI<br>Buyer Comment (2026-02-04): updated bank statement worksheet with corrected [redacted] and [redacted] deposit amounts | 02/10/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224851904 | [Redacted] | [Redacted] |  | 35442026 |  | Credit | Asset | Asset Documentation | Asset | Asset documentation requirements not met. |  | Total Verified assets - $[redacted]. Cash to close $[redacted]. $[redacted] assets available for reserves does not cover minimum [redacted] months reserve requirement. |  |  |  | Reviewer Comment (2026-02-05): Received cash flow analysis. Condition cleared.<br>Buyer Comment (2026-02-04): cash flow analysis worksheet | 02/05/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224851904 | [Redacted] | [Redacted] |  | 35442027 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | Total Verified assets - $[redacted]. Cash to close $[redacted]. $[redacted] assets available for reserves does not cover minimum [redacted] months reserve requirement. Letter from accountant does not address the use of business funds so no credit given for the business account. |  |  |  | Reviewer Comment (2026-02-05): Received cash flow analysis. Condition cleared.<br>Buyer Comment (2026-02-04): cash flow analysis worksheet | 02/05/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224851904 | [Redacted] | [Redacted] |  | 35442028 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank [redacted]): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | Waterfall due to reserve requirement not met. |  |  |  | Reviewer Comment (2026-02-10): Cleared. Received updated [redacted].<br>Buyer Comment (2026-02-10): revised [redacted], DTI now [redacted]%<br>Reviewer Comment (2026-02-05): Received updated worksheet, however the DTI remains a discrepancy. The lenders DTI is [redacted]%, DD DTI is at [redacted][redacted]%. Please provide an updated [redacted] with the correct DTI. It appears the lender is including the borrower's departure residence in the DTI<br>Buyer Comment (2026-02-04): cash flow analysis worksheet | 02/10/2026 |  |  | 1 B A C |  | [redacted] | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| 224851904 | [Redacted] | [Redacted] |  | 35442030 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank [redacted]): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | Waterfall due to reserve requirement not met. |  |  |  | Reviewer Comment (2026-02-05): Received cash flow analysis. Condition cleared.<br>Buyer Comment (2026-02-04): cash flow analysis worksheet | 02/05/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224851904 | [Redacted] | [Redacted] |  | 35442032 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank [redacted]): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Waterfall due to reserve requirement not met. |  |  |  | Reviewer Comment (2026-02-10): Cleared. Received updated [redacted].<br>Buyer Comment (2026-02-10): revised [redacted], DTI now [redacted]%<br>Reviewer Comment (2026-02-05): Received updated worksheet, however the DTI remains a discrepancy. The lenders DTI is [redacted]%, DD DTI is at [redacted][redacted]%. Please provide an updated [redacted] with the correct DTI. It appears the lender is including the borrower's departure residence in the DTI<br>Buyer Comment (2026-02-04): cash flow analysis worksheet | 02/10/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224851904 | [Redacted] | [Redacted] |  | 35446013 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Letter provided from tax professional is not sufficient as it does not provide any licensing information for the person such as [redacted] , [redacted] number, or [redacted] as required by guidelines. Letter also does not address impact, if any, that using business funds might have on business. |  |  |  | Reviewer Comment (2026-02-05): Received cash flow analysis. Condition cleared.<br>Buyer Comment (2026-02-04): cash flow analysis worksheet | 02/05/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224852698 | [Redacted] | [Redacted] |  | 35442363 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure No Seller Paid Fees Primary Residence First Lien | TRID Final Closing Disclosure [redacted] on a first lien purchase transaction did not disclose any Seller paid fees/charges on page [redacted]. | Seller's Closing Fees are not reflected on Consumer's Final Closing Disclosure |  |  |  | Reviewer Comment (2026-01-26): [redacted] upon review the purchase seems direct from builder no seller paid fees.<br>Buyer Comment (2026-01-23): PC Cert<br>Reviewer Comment (2026-01-16): [redacted]: Provided seller CD in the loan file. However, no seller paid costs reflected. Required true and certified copy of Seller Settlement Statement to verify the fees paid by seller at closing as contract reflects seller assistance toward closing costs up to subject to contribution limits.<br>Buyer Comment (2026-01-15): PC Cert | 01/26/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | Letter of Explanation & Corrected Closing Disclosure A | Non QM | Non QM | Yes |
| 224853150 | [Redacted] | [Redacted] |  | 35446314 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) [redacted] Subprime Loan (Subprime Legend Not on Mortgage) | [redacted] Subprime Loan: Mortgage does not contain a legend stating that the subprime loan is subject to Section [redacted]-m of the Banking Law. | Mortgage does not contain a legend stating that the subprime loan is subject to Section [redacted]-m of the Banking Law. |  |  |  | Buyer Comment (2026-01-21): Waived per [redacted] |  |  | 01/21/2026 | 2 B |  | [redacted] | Primary | Purchase | Provide the following: Letter of Explanation, corrected Mortgage (with required Legend) signed by consumers, and proof of re-recording. B A | Non QM | Non QM | Yes |
| 224853150 | [Redacted] | [Redacted] |  | 35446327 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Provision) [redacted] Subprime Loan (Escrow Not Established) | [redacted] Subprime Loan: Mandatory escrow account not established for the collection of property taxes and insurance on first lien loan. (Note: Does not apply if the borrower can demonstrate a record of [redacted] months of timely payments of taxes and insurance on a previous home loan.) | Mandatory escrow account not established for the collection of property taxes and insurance on first lien loan. (Note: Does not apply if the borrower can demonstrate a record of [redacted] months of timely payments of taxes and insurance on a previous home loan.) |  |  |  | Reviewer Comment (2026-01-28): Client elects to waive.<br>Buyer Comment (2026-01-27): PC Cert<br>Buyer Comment (2026-01-26): you may waive<br>Reviewer Comment (2026-01-23): Exception is an EV2 which is for informational purposes only.<br>Buyer Comment (2026-01-21): PC Cert |  |  | 01/28/2026 | 2 B |  | [redacted] | Primary | Purchase | B A | Non QM | Non QM | No |
| 224853150 | [Redacted] | [Redacted] |  | 35446345 |  | Compliance | Compliance | State Compliance | State HPML | [redacted] Subprime Home Loan Threshold Fixed Non-Compliant | [redacted] Subprime Loan: APR on subject loan of [redacted][redacted]% or Final Disclosure APR of [redacted][redacted]% is in excess of allowable threshold of Prime Mortgage Market Rate [redacted][redacted] + [redacted]%, or [redacted][redacted]%. Non-Compliant SubPrime Loan. | APR on subject loan of [redacted][redacted]% or Final Disclosure APR of [redacted][redacted]% is in excess of allowable threshold of Prime Mortgage Market Rate [redacted][redacted] + [redacted]%, or [redacted][redacted]%. |  |  |  | Reviewer Comment (2026-01-28): Client elects to waive.<br>Buyer Comment (2026-01-26): if condition is informational, [redacted]may waive |  |  | 01/28/2026 | 2 B |  | [redacted] | Primary | Purchase | No obvious cure. Cure provision under [redacted] Subprime 6-m(7) appears to be limited to making a non-compliant [redacted] Subprime loan into a compliant [redacted] subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of [redacted] Subprime status. B | Non QM | Non QM | No |
| 224853711 | [Redacted] | [Redacted] |  | 35454443 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender requested an exception which was approved Allow [redacted] Applicant that lacks [redacted]-month landlord experience that is otherwise ineligible for landlord waiver. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. |  | SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-13): Preapproved exception |  |  | 01/13/2026 | 2 B |  | [redacted] | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| 224853857 | [Redacted] | [Redacted] |  | 35460453 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception for Private VOR with no lease or proof of payment. Condition for Max [redacted]% LTV/CLTV, Min [redacted] DSCR, Min [redacted] months reserves, Warrantable Condo | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Aggregator,SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-01-12): Client elects to waive with compensating factors. |  |  | 01/12/2026 | 2 B |  | [redacted] | Investment | Purchase | B A |  | N/A | No |
| 224853893 | [Redacted] | [Redacted] |  | 35443394 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | The CPA Letter is not provided in the file. Provide a CPA letter on the Bank statement program to verify the borrower's ownership % and length of employment. |  |  |  | Reviewer Comment (2026-01-29): Certificate of Good Standing considered as Third-Party verification. Exception cleared.<br>Buyer Comment (2026-01-28): alternative method used in lieu of CPA letter per guidelines section [redacted].[redacted]. please see operating agreement doc [redacted] and Cert of Good Standing doc [redacted]. COGS doc [redacted] has all reference points required for CPA letter | 01/29/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 224853893 | [Redacted] | [Redacted] |  | 35443410 |  | Credit | Credit | Credit Eligibility | Guideline | Public Record Issue: |  | A Borrower has a disputed Charge-off with a $[redacted] account without payment plan. Provide documentation supporting the validity of the dispute. |  |  |  | Reviewer Comment (2026-02-17): Per client, disputed accounts and charge-offs may be left open at underwriter's discretion.<br>Buyer Comment (2026-02-16): investor memo for credit report disputes | 02/17/2026 |  |  | 1 B A |  | [redacted] | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 224853893 | [Redacted] | [Redacted] |  | 35443421 |  | Credit | Credit | Credit Eligibility | Guideline | Public Record Issue: |  | A Borrower has a disputed Charge-off with a $[redacted] account without payment plan. Provide documentation supporting the validity of the dispute. |  |  |  | Reviewer Comment (2026-02-17): Per client, disputed accounts and charge-offs may be left open at underwriter's discretion.<br>Buyer Comment (2026-02-16): investor memo for credit report disputes | 02/17/2026 |  |  | 1 B A |  | [redacted] | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 224853893 | [Redacted] | [Redacted] |  | 35443423 |  | Credit | Credit | Credit Eligibility | Guideline | Public Record Issue: |  | A Borrower has a disputed Charge-off with a $[redacted] account without payment plan. Provide documentation supporting the validity of the dispute. |  |  |  | Reviewer Comment (2026-02-17): Per client, disputed accounts and charge-offs may be left open at underwriter's discretion.<br>Buyer Comment (2026-02-16): investor memo for credit report disputes | 02/17/2026 |  |  | 1 B A |  | [redacted] | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 224853893 | [Redacted] | [Redacted] |  | 35443504 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank [redacted]): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | The CPA Letter is not provided in the file. Provide a CPA letter on the Bank statement program to verify the borrower's ownership % and length of employment. |  |  |  | Reviewer Comment (2026-01-29): Certificate of Good Standing considered as Third party verification. Exception cleared.<br>Buyer Comment (2026-01-28): alternative method used in lieu of CPA letter per guidelines section [redacted].[redacted]. please see operating agreement doc [redacted] and Cert of Good Standing doc [redacted]. COGS doc [redacted] has all reference points required for CPA letter | 01/29/2026 |  |  | 1 B A C |  | [redacted] | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Non QM | Non QM | Yes |
| 224853893 | [Redacted] | [Redacted] |  | 35443505 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - Bank Statements | Ability-to-Repay (Dodd-Frank [redacted]): Unable to verify current employment status using reasonably reliable third-party records. | The CPA Letter is not provided in the file. Provide a CPA letter on the Bank statement program to verify the borrower's ownership % and length of employment. |  |  |  | Reviewer Comment (2026-01-29): Certificate of Good Standing considered as Third party verification. Exception cleared.<br>Buyer Comment (2026-01-28): alternative method used in lieu of CPA letter per guidelines section [redacted].[redacted]. please see operating agreement doc [redacted] and Cert of Good Standing doc [redacted]. COGS doc [redacted] has all reference points required for CPA letter | 01/29/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 224853893 | [Redacted] | [Redacted] |  | 35443506 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank [redacted]): Based on the loan failing one or more guideline components, the loan is at ATR risk. | The CPA Letter is not provided in the file. Provide a CPA letter on the Bank statement program to verify the borrower's ownership % and length of employment. |  |  |  | Reviewer Comment (2026-01-29): Certificate of Good Standing considered as Third party verification. Exception cleared.<br>Buyer Comment (2026-01-28): alternative method used in lieu of CPA letter per guidelines section [redacted].[redacted]. please see operating agreement doc [redacted] and Cert of Good Standing doc [redacted]. COGS doc [redacted] has all reference points required for CPA letter | 01/29/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 224853893 | [Redacted] | [Redacted] |  | 35443509 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank [redacted]): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | The CPA Letter is not provided in the file. Provide a CPA letter on the Bank statement program to verify the borrower's ownership % and length of employment. |  |  |  | Reviewer Comment (2026-01-29): Certificate of Good Standing considered as Third party verification. Exception cleared.<br>Buyer Comment (2026-01-28): alternative method used in lieu of CPA letter per guidelines section [redacted].[redacted]. please see operating agreement doc [redacted] and Cert of Good Standing doc [redacted]. COGS doc [redacted] has all reference points required for CPA letter | 01/29/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 224853893 | [Redacted] | [Redacted] |  | 35443510 |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank [redacted]): General Ability-to-Repay requirements not satisfied. | The CPA Letter is not provided in the file. Provide a CPA letter on the Bank statement program to verify the borrower's ownership % and length of employment. |  |  |  | Reviewer Comment (2026-01-29): Certificate of Good Standing considered as Third party verification. Exception cleared. | 01/29/2026 |  |  | 1 A |  | [redacted] | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 224853893 | [Redacted] | [Redacted] |  | 35443511 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded. Total amount of $[redacted] exceeds tolerance of $[redacted] plus [redacted]% or $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | Total amount of $[redacted] exceeds tolerance of $[redacted] plus [redacted]% or $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2026-02-09): [redacted] received Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD.<br>Buyer Comment (2026-02-06): [redacted] tracking<br>Reviewer Comment (2026-02-05): [redacted] recieved Corrected CD, LOE to borrower, copy of additional cure refund check and proof of mailing. However the [redacted] tracking does not reflect the package has been picked up yet. Please provide proof carrier has picked up to finalize cure.<br>Reviewer Comment (2026-02-05): Updated LE provided<br>Reviewer Comment (2026-01-29): [redacted] received LOX for rebuttal response. However, the recording fee increase of $[redacted] from $[redacted] on LE dated [redacted] and provided COC does not give sufficient information on why the fee was increased. Hence, the fee was exceeded the baseline from $[redacted] to $[redacted] and refund cure required to borrower of $[redacted] (ILE $[redacted] + [redacted]% ($[redacted]) = $[redacted] - $[redacted] FCD). In order to re-baseline Vaid COC for the fee increase on [redacted] or additional refund cure of $[redacted] is required to borrower.<br>Buyer Comment (2026-01-28): apologies - please see this memo with correct borrower info on page [redacted]<br>Buyer Comment (2026-01-28): invest memo for [redacted]% TRID tolerance cure |  | 02/09/2026 |  | 2 C B |  | [redacted] | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 224853893 | [Redacted] | [Redacted] |  | 35443512 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted]Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | Appraisal Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2026-01-29): [redacted] received LOX for rebuttal response with additional information for a valid Changed circumstance.<br>Buyer Comment (2026-01-28): invest memo and LE for appraisal fee | 01/29/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 224853893 | [Redacted] | [Redacted] |  | 35443530 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | The CPA Letter is not provided in the file. Provide a CPA letter on the Bank statement program to verify the borrower's ownership % and length of employment. |  |  |  | Reviewer Comment (2026-01-29): Certificate of Good Standing considered as Third party verification. Exception cleared.<br>Buyer Comment (2026-01-28): alternative method used in lieu of CPA letter per guidelines section [redacted].[redacted]. please see operating agreement doc [redacted] and Cert of Good Standing doc [redacted]. COGS doc [redacted] has all reference points required for CPA letter | 01/29/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 224853893 | [Redacted] | [Redacted] |  | 35687042 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | We have Change of Circumstance dated [redacted] and are missing Loan Estimate corresponding to that. |  |  |  | Reviewer Comment (2026-02-05): Document provided and updated<br>Buyer Comment (2026-02-04): [redacted] LE is doc [redacted] | 02/05/2026 |  |  | 1 A |  | [redacted] | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 224853981 | [Redacted] | [Redacted] |  | 35448012 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception for Cash-Out Refinance with seasoning < [redacted] months. Condition for Max [redacted]% LTV/CLTV, Min [redacted] DSCR. Verification primary is superior to subject, evidence subject is marketed to rent. | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Miscellaneous | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted]<br>Long term home ownership. | Aggregator,SitusAMC<br>Aggregator | Reviewer Comment (2026-01-12): Client elects to waive with compensating factors. |  |  | 01/12/2026 | 2 B |  | [redacted] | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| 224854078 | [Redacted] | [Redacted] |  | 35469282 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception in file for non-warrantable condotel with outstanding repairs. Exception approved subject to max [redacted] ltv and meeting all guidelines. | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months. | Exception approved with comp factors. | SitusAMC,Originator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-13): Exception approval in file with comp factors noted. |  |  | 01/13/2026 | 2 B |  | [redacted] | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 224854094 | [Redacted] | [Redacted] |  | 35451806 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception for the use of funds in their holding company for asset qualifier program. | Borrower has owned the subject property for at least [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Borrower has owned the subject property for at least [redacted] years.<br>Documentation Type: [redacted]<br> Disposable Income: $[redacted]<br>Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-01-13): Lender Exception with Compensating Factors provided. |  |  | 01/13/2026 | 2 B |  | [redacted] | Investment | Refinance - Cash-out - Other | B A | N/A | Non QM | No |
| 224854328 | [Redacted] | [Redacted] |  | 35451289 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted] Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. | The Credit Report fee changed to $[redacted] on the Final Closing Disclosure dated [redacted]. A valid change of circumstance was not provided for fee change, and no evidence of tolerance cure was in the file. |  |  |  | Reviewer Comment (2026-01-12): Sufficient Cure Provided At Closing |  | 01/12/2026 |  | 1 A |  | [redacted] | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 224854365 | [Redacted] | [Redacted] |  | 35448227 |  | Credit | Missing Document | General | Missing Document | Missing Document: Verification of Non-US Citizen Status not provided |  | Identification document not provided. |  |  |  | Reviewer Comment (2026-01-21): Individual Taxpayer Identification (ITIN) and valid driving license are already provided in file. Exception cleared.<br>Buyer Comment (2026-01-16): ITIN | 01/21/2026 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Rate/Term | D A C | N/A | N/A | No |
| 224854365 | [Redacted] | [Redacted] |  | 35448384 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: [redacted] |  |  |  |  |  | Reviewer Comment (2026-01-23): CDA Appraisal document received and information updated. Exception Cleared.<br>Buyer Comment (2026-01-22): CDA | 01/23/2026 |  |  | 1 D A |  | [redacted] | Investment | Refinance - Rate/Term | D A C | N/A | N/A | No |
| 224854365 | [Redacted] | [Redacted] |  | 35471066 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | It appears this property was recently refinanced. The current closing disclosure, tax and insurance verification and HOA verification (if applicable) is missing |  |  |  | Reviewer Comment (2026-01-21): Received Closing Disclosure for the property. Exception cleared.<br>Buyer Comment (2026-01-16): Final REO CD | 01/21/2026 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Rate/Term | D A C | N/A | N/A | No |
| 224854464 | [Redacted] | [Redacted] |  | 35447237 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception request to use [redacted]% business assets when only owns [redacted]% of business is approved. Per disposition, joint access letter from other owner allowing business assets to be used is required. Subject to meeting all other [redacted] guidelines. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Miscellaneous | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted]<br>[redacted]x[redacted]x[redacted] mortgage history | SitusAMC<br>Aggregator,SitusAMC<br>Aggregator | Reviewer Comment (2026-01-13): Client elects to waive with compensating factors. |  |  | 01/13/2026 | 2 B |  | [redacted] | Investment | Purchase | B A |  | N/A | No |
| 224854516 | [Redacted] | [Redacted] |  | 35445997 |  | Credit | Guideline | Guideline Issue | Guideline | Loan does not meet guideline requirements regarding DTI variance. | Diligence Investor Qualifying Total Debt Ratio: ___; <br> Bid Tape Investor Qualifying Total Debt Ratio: ___. | Lender DTI [redacted]%, Review DTI [redacted]%, Variance in DTI is due to double hit for alimony and child support expenses in lender calculations. |  |  |  | Reviewer Comment (2026-02-02): Received updated [redacted], final [redacted] and DTI is within the tolerance. Exception Cleared.<br>Buyer Comment (2026-01-30): Corrected [redacted] /[redacted] | 02/02/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224854516 | [Redacted] | [Redacted] |  | 35446000 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank [redacted]): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | ATR risk due to DTI variance. Lender DTI [redacted]%, Review DTI [redacted]%, Variance in DTI is due to double hit for alimony and child support expenses in lender calculations. |  |  |  | Reviewer Comment (2026-02-02): Received updated [redacted], final [redacted] and DTI is within the tolerance. Exception Cleared.<br>Buyer Comment (2026-01-30): See [redacted] /[redacted] | 02/02/2026 |  |  | 1 B A C |  | [redacted] | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| 224854516 | [Redacted] | [Redacted] |  | 35446001 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank [redacted]): Based on the loan failing one or more guideline components, the loan is at ATR risk. | ATR risk due to DTI variance. Lender DTI [redacted]%, Review DTI [redacted]%, Variance in DTI is due to double hit for alimony and child support expenses in lender calculations. |  |  |  | Reviewer Comment (2026-02-02): Received updated [redacted], final [redacted] and DTI is within the tolerance. Exception Cleared.<br>Buyer Comment (2026-01-30): See [redacted] /[redacted] | 02/02/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224854516 | [Redacted] | [Redacted] |  | 35446031 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception for [redacted]% LTV for true log construction rural property is counter-offered. Per disposition, [redacted]% max LTV, reserve requirements to be documented, subject to meeting all other [redacted] guidelines. | The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum.<br>Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of [redacted] months PITIA or more.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Lender approved exception with comp factors noted | SitusAMC,Originator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-13): Lender exception in file with comp factors cited. |  |  | 01/13/2026 | 2 B |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224854516 | [Redacted] | [Redacted] |  | 35448235 |  | Compliance | Compliance | State Compliance | State Defect | [redacted] Residential Mortgage Lender, Broker, and Servicer Act (Borrower Not Charged for Actual Amounts of Third Party Fees) | [redacted] [redacted], Broker and Servicer Act: No evidence in file to support that the borrower was charged the actual amounts for all third party fees. | Unable to determine if actual amounts were charged as file does not contain all the necessary invoices for the third party fees. |  |  |  | Reviewer Comment (2026-02-03): Received invoices for appraisals and credit report and final [redacted]..<br>Buyer Comment (2026-01-30): [redacted] and invoices | 02/03/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224854520 | [Redacted] | [Redacted] |  | 35452566 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Loan Estimate Timing Electronically Provided | TILA-RESPA Integrated Disclosure: Loan Estimate not delivered or placed in the mail to Borrower(s) within [redacted] business days of application. | Loan Estimate not delivered in the mail to Borrower(s) within [redacted] business days of application. |  |  |  | Reviewer Comment (2026-01-30): [redacted] received additional information supporting application date with receipt of property address as [redacted]th piece of information on [redacted]<br>Reviewer Comment (2026-01-27): [redacted] received rebuttal and LOE, however from the documents provided we are not able to identify when [redacted]th piece of information was received. We require supporting document to verify when lender received [redacted]th piece of information i.e. property address to re-evaluate the exception.<br>Buyer Comment (2026-01-23): rebuttal[redacted] upld<br>Reviewer Comment (2026-01-22): [redacted] received rebuttal comment for the [redacted] was TBD address. However, as per [redacted] ([redacted]) all the [redacted] pieces of information was available except property address which is TBD however, provided Addendum to agreement of sale ([redacted]) in the loan file indicates agreement date [redacted] and acknowledged by buyer and seller on [redacted]. From the available documents we are unable to determine the exact date when lender has received all [redacted] pieces of information to initiate the application. Please provide supporting documentation to confirm receipt of the [redacted]th piece of information to lender to establish the application date. If application date was within [redacted] business days of the [redacted] LE, lender should further clarify the discrepancy with the sales contract dated [redacted].<br>Buyer Comment (2026-01-21): rebuttal upld | 01/30/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224854520 | [Redacted] | [Redacted] |  | 35452568 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted] Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted]Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2026-01-12): Sufficient Cure Provided At Closing |  | 01/12/2026 |  | 1 A |  | [redacted] | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 224869810 | [Redacted] | [Redacted] |  | 35446707 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted]Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2026-01-12): Sufficient Cure Provided At Closing |  | 01/12/2026 |  | 1 A |  | [redacted] | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 224869827 | [Redacted] | [Redacted] |  | 35467442 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | File is missing the most recent [redacted] month mortgage history on the primary property. |  |  |  | Reviewer Comment (2026-02-10): Received Payment history. Exception Cleared.<br>Buyer Comment (2026-02-06): History | 02/10/2026 |  |  | 1 C A D |  | [redacted] | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| 224869829 | [Redacted] | [Redacted] |  | 35468263 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception for non-warrantable condo due to pre-sales below [redacted]% and FL new construction project without PERS approval. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Borrower's Own Funds Percent: [redacted]%<br> Borrower's Own Funds Amount: $[redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-01-20): Lender Exception with Compensating Factors provided.<br>Buyer Comment (2026-01-16): Please clarify if anything is needed |  |  | 01/20/2026 | 2 C B |  | [redacted] | Investment | Purchase | C B A |  | N/A | No |
| 224878155 | [Redacted] | [Redacted] |  | 35466841 |  | Credit | Guideline | Guideline Issue | Guideline | Loan does not meet guideline requirements regarding DTI variance. |  | Difference in DTI is total amount of higher liabilities. All other monthly payment per review and final [redacted] and credit report is $[redacted] however [redacted] shows $[redacted]. |  |  |  | Reviewer Comment (2026-02-03): Liability excluded as the balance payment is less than [redacted] months. Exception cleared.<br>Buyer Comment (2026-02-02): investor memo for DTI calculations | 02/03/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224878155 | [Redacted] | [Redacted] |  | 35466842 |  | Compliance | Compliance | Federal Compliance | Federal HPML | [redacted] [redacted] Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of [redacted][redacted]% or Final Disclosure APR of [redacted][redacted]% is equal to or greater than the threshold of APOR [redacted]% + [redacted]%, or [redacted][redacted]%. Non-Compliant Higher Priced Mortgage Loan. |  |  |  |  | Reviewer Comment (2026-01-30): Appraisal receipt received and verified. Exception cleared.<br>Buyer Comment (2026-01-28): please see proof appraisal sent to borrower, doc [redacted] pgs [redacted] & [redacted] | 01/30/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224878155 | [Redacted] | [Redacted] |  | 35466843 |  | Compliance | Compliance | Federal Compliance | Federal HPML | TIL Higher Priced Mortgage Loan Safe Harbor Test | TILA HPML appraisal Rule (Dodd-Frank [redacted]): Safe Harbor requirements not satisfied. |  |  |  |  | Reviewer Comment (2026-01-30): Appraisal receipt received and verified. Exception cleared.<br>Buyer Comment (2026-01-28): please see proof appraisal sent to borrower, doc [redacted] pgs [redacted] & [redacted] | 01/30/2026 |  |  | 1 B A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224878155 | [Redacted] | [Redacted] |  | 35466844 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank [redacted]): Creditor did not provide a copy of each valuation to applicant [redacted] business days prior to consummation. | Verification appraisal was delivered to borrower [redacted] business days prior to closing was not provided. |  |  |  | Reviewer Comment (2026-01-30): Appraisal receipt received and verified. Exception cleared.<br>Buyer Comment (2026-01-28): please see proof appraisal sent to borrower, doc [redacted] pgs [redacted] & [redacted] | 01/30/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224878155 | [Redacted] | [Redacted] |  | 35466851 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank [redacted]): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | Difference in DTI is total amount of higher liabilities. All other monthly payment per review and final [redacted] and credit report is $[redacted] however [redacted] shows $[redacted]. |  |  |  | Reviewer Comment (2026-02-03): Liability excluded as the balance payment is less than [redacted] months. Exception cleared.<br>Buyer Comment (2026-02-02): investor memo for DTI calculations | 02/03/2026 |  |  | 1 B A C |  | [redacted] | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| 224878155 | [Redacted] | [Redacted] |  | 35466852 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank [redacted]): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Difference in DTI is total amount of higher liabilities. All other monthly payment per review and final [redacted] and credit report is $[redacted] however [redacted] shows $[redacted]. |  |  |  | Reviewer Comment (2026-02-03): Liability excluded as the balance payment is less than [redacted] months. Exception cleared.<br>Buyer Comment (2026-02-02): investor memo for DTI calculations | 02/03/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224878155 | [Redacted] | [Redacted] |  | 35470977 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Tax Certificate not provided |  | Tax cert verifying $[redacted]/year not found at time of review. |  |  |  | Reviewer Comment (2026-01-30): Received tax calculation on new construction. Unable to associate at time of review. Condition cleared.<br>Buyer Comment (2026-01-28): please see attached estimated tax calculation and signed hold harmless letter doc [redacted]. this is a new construction and taxes have not been fully assessed yet. | 01/30/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224878724 | [Redacted] | [Redacted] |  | 35445595 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  |  |  |  |  | Reviewer Comment (2026-01-22): Received Insurance Verification. Exception cleared.<br>Buyer Comment (2026-01-21): HOI | 01/22/2026 |  |  | 1 C A |  | [redacted] | Second Home | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| 224878724 | [Redacted] | [Redacted] |  | 35445757 |  | Credit | Guideline | Guideline Issue | Guideline | Loan does not meet guideline requirements regarding DTI variance. |  | Data Discrepancy with DTI. Lender DTI [redacted]%, Review DTI [redacted][redacted]% . The reason for the discrepancy due to lender [redacted] showing $[redacted] for second home however audit verifies the total payment as $[redacted].. |  |  |  | Reviewer Comment (2026-01-22): Received clarification/approval/documentation from lender. Condition cleared.<br>Buyer Comment (2026-01-21): PC Cert | 01/22/2026 |  |  | 1 C A |  | [redacted] | Second Home | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| 224878724 | [Redacted] | [Redacted] |  | 35445922 |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | Disparity in Occupancy - Not Tested As Primary | The mortgage loan file contains documenting evidence the consumer intends to occupy the subject property as their primary residence. (Compliance testing performed based on the Occupancy Type of Second Home). Determination has not been made as to whether the loan would be High Cost and/or HPML if ran as a Primary Residence. | Borrower wrongly updated the [redacted] declaration page "as Intended to occupy the subject property." |  |  |  | Reviewer Comment (2026-01-23): Corrected [redacted] documents received and associated. Exception Cleared.<br>Buyer Comment (2026-01-22): [redacted] - corrected declarations | 01/23/2026 |  |  | 1 C A |  | [redacted] | Second Home | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| 224878724 | [Redacted] | [Redacted] |  | 35445923 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank [redacted]): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | Waterfall due to DTI Discrepancy. |  |  |  | Reviewer Comment (2026-01-22): Received clarification/approval/documentation from lender. Condition cleared.<br>Buyer Comment (2026-01-21): PC Cert submitted | 01/22/2026 |  |  | 1 B A C |  | [redacted] | Second Home | Refinance - Rate/Term | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| 224878724 | [Redacted] | [Redacted] |  | 35445928 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded. Total amount of $[redacted] exceeds tolerance of $[redacted] plus [redacted]% or $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | en Percent Fee Tolerance exceeded. Total amount of $[redacted] exceeds tolerance of $[redacted] plus [redacted]% or $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower |  |  |  | Reviewer Comment (2026-01-22): Sufficient cure provided. Full cure amount for tolerance violation was provided at or before closing (on final CD) resulting in a cleared exception.<br>Buyer Comment (2026-01-21): PC Cert | 01/22/2026 |  |  | 1 C A |  | [redacted] | Second Home | Refinance - Rate/Term | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 224878724 | [Redacted] | [Redacted] |  | 35445930 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | [redacted] Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower |  |  |  | Reviewer Comment (2026-02-11): [redacted] received Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD.<br>Buyer Comment (2026-02-10): this has been shipped to the borrower, expected delivery today, please check tracking number again<br>Reviewer Comment (2026-02-09): [redacted] received LOE to borrower, Copy of Refund Check, proof of mailing, Corrected CD. [redacted] tracking indicates label has been created, but package has not been shipped. Proof of mailing required to cure.<br>Buyer Comment (2026-02-06): pccd, loe, shipping label, refund check<br>Reviewer Comment (2026-01-22): [redacted] received COC dated [redacted] stating "Appraisal fee increased due to property being [redacted]-[redacted]-unit home" whereas the initial Rate lock itself is reflecting number of units as [redacted] which was known at the initial itself. Kindly provide additional information for the fee increased on CD dated [redacted] or cure due to borrower. Cure documents consist of Post CD,LOX,Copy of refund check and proof of mailing.<br>Buyer Comment (2026-01-21): coc |  | 02/11/2026 |  | 2 C B |  | [redacted] | Second Home | Refinance - Rate/Term | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 224878724 | [Redacted] | [Redacted] |  | 35445956 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank [redacted]): Based on the loan failing [redacted]or more guideline components, the loan is at ATR risk. | Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. |  |  |  | Reviewer Comment (2026-01-22): Received clarification/approval/documentation from lender. Condition cleared.<br>Buyer Comment (2026-01-21): PC Cert submitted | 01/22/2026 |  |  | 1 C A |  | [redacted] | Second Home | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| 224878724 | [Redacted] | [Redacted] |  | 35451803 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception for mixed use [redacted]nd Home/Investment Property. Borrower occupying as Second Home. Condition for Max [redacted]% LTV/CLTV. | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of [redacted] months PITIA or more.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Borrower has been employed in the same industry for more than [redacted] years.<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-01-22): Client elects to waive with compensating factors.<br>Buyer Comment (2026-01-21): Please advise what is needed for this condition. The exception approval is in file and LTV is below [redacted]%. |  |  | 01/22/2026 | 2 C B |  | [redacted] | Second Home | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| 224878724 | [Redacted] | [Redacted] |  | 35452501 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM DTIs match and both moderately exceed Guidelines | Ability to Repay (Dodd-Frank [redacted]): The DTI calculated in accordance with the Lenders Guidelines and [redacted](c)([redacted]) of [redacted][redacted]% moderately exceeds the guideline maximum of [redacted]%. (DTI Exception is eligible to be regraded with compensating factors.) | DTI discrepancy due to lender [redacted] showing $[redacted] for second home however audit verifies the total payment as $[redacted]. |  |  |  | Reviewer Comment (2026-01-22): Received clarification/approval/documentation from lender. Condition cleared.<br>Buyer Comment (2026-01-21): PC Cert submitted | 01/22/2026 |  |  | 1 C A |  | [redacted] | Second Home | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| 224878724 | [Redacted] | [Redacted] |  | 35452562 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | Data Discrepancy with DTI. Lender DTI [redacted]%, Review DTI [redacted][redacted]% . The reason for the discrepancy due to lender [redacted] showing $[redacted] for second home however audit verifies the total payment as $[redacted]. |  |  |  | Reviewer Comment (2026-01-22): Received clarification/approval/documentation from lender. Condition cleared.<br>Buyer Comment (2026-01-21): PC Cert submitted | 01/22/2026 |  |  | 1 C A |  | [redacted] | Second Home | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| 224878724 | [Redacted] | [Redacted] |  | 35452582 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | Consent is missing from the file |  |  |  | Reviewer Comment (2026-01-22): Received E-Sign Consent Agreement. Exception cleared.<br>Buyer Comment (2026-01-21): econsent | 01/22/2026 |  |  | 1 C A |  | [redacted] | Second Home | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| 224878740 | [Redacted] | [Redacted] |  | 35470717 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Insurance Verification not provided. |  |  |  | Reviewer Comment (2026-02-02): Hazard Insurance received and verified. Exception cleared.<br>Buyer Comment (2026-01-28): hoi upld | 02/02/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A | N/A | N/A | No |
| 224878740 | [Redacted] | [Redacted] |  | 35695810 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | HOA document missing for the REO Property address [redacted] N [redacted][redacted], [redacted], [redacted]: |  |  |  | Reviewer Comment (2026-02-05): Cleared. Received borrower LOE regarding no HOA dues in trailing docs.<br>Buyer Comment (2026-02-03): rebuttal and hoa lox from bwrs upld | 02/05/2026 |  |  | 1 A |  | [redacted] | Investment | Purchase | C A | N/A | N/A | No |
| 224878743 | [Redacted] | [Redacted] |  | 35469572 |  | Credit | Insurance | Insurance Documentation | Insurance | Insurance Policy Expiration Date is less than [redacted] days of the Note Date and does not have automatic renewal. |  | Insurance Policy Expiration Date is less than [redacted] days from the Note Date. |  |  |  | Reviewer Comment (2026-02-02): Received Hazard Insurance Policy. Exception Cleared.<br>Buyer Comment (2026-01-28): rev hoi with corrected effective dates | 02/02/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A |  | N/A | No |
| 224878744 | [Redacted] | [Redacted] |  | 35469174 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: [redacted] |  | Secondary valuation is missing. |  |  |  | Reviewer Comment (2026-02-04): CDA document received and verified. Exception cleared.<br>Buyer Comment (2026-02-02): CDA | 02/04/2026 |  |  | 1 D A |  | [redacted] | Primary | Refinance - Rate/Term | D A C | Non QM | Non QM | No |
| 224878744 | [Redacted] | [Redacted] |  | 35469180 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | E-sign Consent Agreement is missing. |  |  |  | Reviewer Comment (2026-02-04): E-sign Consent Agreement received and verified. Exception cleared<br>Buyer Comment (2026-02-02): eConsent | 02/04/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Rate/Term | D A C | Non QM | Non QM | No |
| 224878748 | [Redacted] | [Redacted] |  | 35469139 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for HOA/Condo Questionnaire. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | No cure was provided to the borrower for [redacted]Percent Fee Tolerance exceeded for HOA/Condo Questionnaire. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. |  |  |  | Reviewer Comment (2026-02-11): [redacted] received Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD.<br>Buyer Comment (2026-02-10): lox, pccd, refund check |  | 02/11/2026 |  | 2 C B |  | [redacted] | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 224878748 | [Redacted] | [Redacted] |  | 35469143 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception to allow Chapter [redacted] bankruptcy provided it is discharged prior to closing. Evidence was provided in file that it was discharged prior to closing. Email approval was not provided. | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [redacted]%. | Borrower has been employed in the same industry for more than [redacted] years.<br>Documentation Type: [redacted]<br> Disposable Income: $[redacted] | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-02-02): Client elects to waive with compensating factors.<br>Buyer Comment (2026-01-29): please see attached counter offer |  |  | 02/02/2026 | 2 C B |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224879449 | [Redacted] | [Redacted] |  | 35466858 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | E-sign Consent Agreement is missing. |  |  |  | Reviewer Comment (2026-01-30): Received e-sign agreement. Exception cleared.<br>Buyer Comment (2026-01-28): econsent accept upld | 01/30/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A | Non QM | N/A | No |
| 224879449 | [Redacted] | [Redacted] |  | 35471825 |  | Credit | Insurance | Insurance Documentation | Insurance | Hazard Insurance Error: Subject hazard insurance premium is missing from evidence of insurance. |  | Provide verification of hazard insurance premium of $[redacted]/year. |  |  |  | Reviewer Comment (2026-01-30): Received verification of hazard insurance premium from insurance agent. Exception cleared.<br>Buyer Comment (2026-01-28): haz pol & paid receipt upld | 01/30/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A | Non QM | N/A | No |
| 224879468 | [Redacted] | [Redacted] |  | 35467244 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | HUD/CD is missing in file. |  |  |  | Reviewer Comment (2026-01-23): Received signed and dated closing statement. Exception cleared<br>Buyer Comment (2026-01-21): closing statement upld | 01/23/2026 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| 224879468 | [Redacted] | [Redacted] |  | 35467342 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender requesting exception for Max [redacted]% LTV/CLTV , Min DSCR [redacted] , Allow utilization of fair market rents vs: actual rents to determine Min DSCR [redacted]<br> Applicant to provide fully executed signed/dated LOE explaining financial hardship AND current financial status. Document Proof of receipt of [redacted]st month's rent and/or security deposit due per the terms of the lease - er terms of the lease security deposit of $[redacted] | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>Seasoned Borrower/Investor whose experience exceeds [redacted] completed projects.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Originator,SitusAMC<br>SitusAMC<br>Originator,SitusAMC | Reviewer Comment (2026-01-13): Lender Exception with Compensating Factors provided. Downgraded and Waived. |  |  | 01/13/2026 | 2 B |  | [redacted] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| 224879474 | [Redacted] | [Redacted] |  | 35469450 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final [redacted] |  | [redacted]nd page of final [redacted] is missing in file. |  |  |  | Reviewer Comment (2026-01-23): Received [redacted]nd page of final [redacted]. Exception Cleared.<br>Buyer Comment (2026-01-21): page [redacted] | 01/23/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A |  | N/A | No |
| 224879474 | [Redacted] | [Redacted] |  | 35469455 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | Final HUD/CD is missing in file. |  |  |  | Reviewer Comment (2026-01-23): Received HUD. Exception Cleared.<br>Buyer Comment (2026-01-21): HU[redacted] | 01/23/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A |  | N/A | No |
| 224879754 | [Redacted] | [Redacted] |  | 35452436 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | VVOE is missing in the file. |  |  |  | Reviewer Comment (2026-01-22): VVOE provided and associated. Exception cleared<br>Buyer Comment (2026-01-21): employer email confirmation upld. | 01/22/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224879754 | [Redacted] | [Redacted] |  | 35452437 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within [redacted] business days of the Note. |  | VVOE is missing in the file. |  |  |  | Reviewer Comment (2026-01-22): VVOE provided and associated. Exception cleared<br>Buyer Comment (2026-01-21): employer email confirmation upld to trl docs. | 01/22/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224879754 | [Redacted] | [Redacted] |  | 35456506 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  | Information updated as per provided bank statement. |  |  |  | Reviewer Comment (2026-01-21): Information re-validated as per available document in file. Asset for closing requirement suffices. Exception Cleared.<br>Buyer Comment (2026-01-20): all asset statements were provided in initial file confirming sufficient qualifying assets: [redacted] is on [redacted] & [redacted], [redacted] is on [redacted]-[redacted] and [redacted] is on [redacted]-[redacted] | 01/21/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224879754 | [Redacted] | [Redacted] |  | 35466832 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  |  |  |  |  | Reviewer Comment (2026-01-22): VVOE provided and associated. Exception cleared<br>Buyer Comment (2026-01-21): employer email confirmation upld to trl docs. | 01/22/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224879754 | [Redacted] | [Redacted] |  | 35466836 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank [redacted]): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | [redacted]due to VVOE within [redacted] business days of Note date is not provided. |  |  |  | Reviewer Comment (2026-01-22): VVOE document provided and associated. Exception cleared<br>Buyer Comment (2026-01-21): employer email confirmation upld to trl docs. | 01/22/2026 |  |  | 1 B A C |  | [redacted] | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| 224879754 | [Redacted] | [Redacted] |  | 35466837 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank [redacted]): Based on the loan failing [redacted] or more guideline components, the loan is at ATR risk. | [redacted]due to VVOE within [redacted] business days of Note date is not provided. |  |  |  | Reviewer Comment (2026-01-22): VVOE document provided and associated. Exception cleared<br>Buyer Comment (2026-01-21): employer email confirmation upld to trl docs. | 01/22/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224879754 | [Redacted] | [Redacted] |  | 35466838 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank [redacted]): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | [redacted] due to VVOE within [redacted] business days of Note date is not provided. |  |  |  | Reviewer Comment (2026-01-22): VVOE provided and associated. Exception cleared<br>Buyer Comment (2026-01-21): employer email confirmation upld to trl docs. | 01/22/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224879766 | [Redacted] | [Redacted] |  | 35466123 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Tax and Insurance verification document is missing in the file. |  |  |  | Reviewer Comment (2026-02-02): Tax and Insurance document received.<br>Buyer Comment (2026-01-29): please clear, the tax verification labeled [redacted] tax collector [redacted] county was included in the pdf with the hoi, it was on pages [redacted] & [redacted].<br>Reviewer Comment (2026-01-29): Tax verification document is still missing, upload both tax and insurance document. Exception remains.<br>Buyer Comment (2026-01-28): reo docs upld | 02/02/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| 224879766 | [Redacted] | [Redacted] |  | 35466125 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | For refinance loans, a [redacted]-day statement is required. This is missing. |  |  |  | Reviewer Comment (2026-01-29): Guideline allows utilizing AUS findings for documentation requirements, AUS requires recent account statement. Exception cleared.<br>Buyer Comment (2026-01-28): please cancel/waive, this income isn't being used. | 01/29/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| 224879766 | [Redacted] | [Redacted] |  | 35466130 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: [redacted] |  |  |  |  |  | Reviewer Comment (2026-02-03): CDA received & updated. Exception cleared.<br>Buyer Comment (2026-02-02): cda upld | 02/03/2026 |  |  | 1 D A |  | [redacted] | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| 224879766 | [Redacted] | [Redacted] |  | 35466139 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted]Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | Credit Report Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. No cure was provided to the borrower. |  |  |  | Reviewer Comment (2026-02-04): [redacted] received Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD.<br>Buyer Comment (2026-02-03): pccd docs with cure and proof of delivery upld |  | 02/04/2026 |  | 2 C B |  | [redacted] | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 224879766 | [Redacted] | [Redacted] |  | 35466140 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The [redacted] form was used, the [redacted] form should have been used. | Not a same lender refinance transaction,[redacted] form should have been used instead of [redacted]. |  |  |  | Reviewer Comment (2026-01-29): Same lender refinance, exception cleared<br>Buyer Comment (2026-01-28): please cancel/waive, correct form used, please see title commit B[redacted] #[redacted] reflecting [redacted]. | 01/29/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B C | Non QM | Non QM | Yes |
| 224879766 | [Redacted] | [Redacted] |  | 35473219 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank [redacted]): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | For refinance loans, a [redacted]-day statement is required. This is missing for the [redacted] account. |  |  |  | Reviewer Comment (2026-01-29): Exception cleared<br>Buyer Comment (2026-01-28): please cancel/waive, this income isn't being used. | 01/29/2026 |  |  | 1 B A C |  | [redacted] | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM Loan Designation B C | Non QM | Non QM | Yes |
| 224879766 | [Redacted] | [Redacted] |  | 35473220 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank [redacted]): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | For refinance loans, a [redacted]-day statement is required. This is missing for the [redacted] account. |  |  |  | Reviewer Comment (2026-01-29): Guideline allows utilizing AUS findings for documentation requirements, AUS requires recent account statement. Exception cleared.<br>Buyer Comment (2026-01-28): please cancel/waive, this income isn't being used. | 01/29/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| 224879766 | [Redacted] | [Redacted] |  | 35473222 |  | Credit | Asset | Asset Documentation | Asset | Asset documentation requirements not met. |  | For refinance loans, a [redacted]-day statement is required. This is missing for the [redacted]account. |  |  |  | Reviewer Comment (2026-01-29): Guideline allows utilizing AUS findings for documentation requirements, AUS requires recent account statement. Exception cleared.<br>Buyer Comment (2026-01-28): please cancel/waive, this income isn't being used. | 01/29/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| 224879766 | [Redacted] | [Redacted] |  | 35473232 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank [redacted]): Based on the loan failing [redacted]or more guideline components, the loan is at ATR risk. | For refinance loans, a [redacted]-day statement is required. This is missing for the [redacted] account. |  |  |  | Reviewer Comment (2026-01-29): Exception cleared<br>Buyer Comment (2026-01-28): please cancel/waive, this income isn't being used. | 01/29/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| 224880501 | [Redacted] | [Redacted] |  | 35471219 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | Complete [redacted] month Bank Statement is missing for [redacted], [redacted] #[redacted] [redacted] - [redacted]. |  |  |  | Reviewer Comment (2026-02-02): Received clarification/approval/documentation from lender. Condition cleared.<br>Buyer Comment (2026-01-29): [redacted] [redacted] statement doc [redacted] shows beginning balance of $[redacted], account just opened that month. please cancel condition. | 02/02/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | D B A C | Non QM | Non QM | No |
| 224880501 | [Redacted] | [Redacted] |  | 35471266 |  | Credit | Missing Document | General | Missing Document | Missing Document: Account Statements - Business not provided |  | Complete [redacted] month Bank Statement is missing for[redacted]#[redacted] [redacted] - [redacted]. |  |  |  | Reviewer Comment (2026-02-02): Received clarification/approval/documentation from lender. Condition cleared.<br>Buyer Comment (2026-01-29): [redacted] [redacted] statement doc [redacted] shows beginning balance of $[redacted], account just opened that month. please cancel condition. | 02/02/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | D B A C | Non QM | Non QM | No |
| 224880501 | [Redacted] | [Redacted] |  | 35471267 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | Complete [redacted] month Bank Statement is missing for [redacted]#[redacted] [redacted] - [redacted]. |  |  |  | Reviewer Comment (2026-02-02): Received clarification/approval/documentation from lender. Condition cleared.<br>Buyer Comment (2026-01-29): [redacted] [redacted] statement doc [redacted] shows beginning balance of $[redacted], account just opened that month. please cancel condition. | 02/02/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | D B A C | Non QM | Non QM | No |
| 224880501 | [Redacted] | [Redacted] |  | 35471357 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank [redacted]): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | Complete [redacted] month Bank Statement is missing for [redacted] #[redacted] [redacted] - [redacted]. |  |  |  | Reviewer Comment (2026-02-02): Received clarification/approval/documentation from lender. Condition cleared.<br>Buyer Comment (2026-01-29): [redacted] [redacted] statement doc [redacted] shows beginning balance of $[redacted], account just opened that month. please cancel condition. | 02/02/2026 |  |  | 1 B A C |  | [redacted] | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation B C | Non QM | Non QM | Yes |
| 224880501 | [Redacted] | [Redacted] |  | 35471358 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank [redacted]): Based on the loan failing [redacted]or more guideline components, the loan is at ATR risk. | Complete [redacted] month Bank Statement is missing for [redacted] #[redacted] [redacted] - [redacted]. |  |  |  | Reviewer Comment (2026-02-02): Received clarification/approval/documentation from lender. Condition cleared.<br>Buyer Comment (2026-01-29): [redacted] [redacted] statement doc [redacted] shows beginning balance of $[redacted], account just opened that month. please cancel condition. | 02/02/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | D B A C | Non QM | Non QM | No |
| 224880501 | [Redacted] | [Redacted] |  | 35471360 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank [redacted]): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | Complete [redacted] month Bank Statement is missing for [redacted]#[redacted] [redacted] - [redacted]. |  |  |  | Reviewer Comment (2026-02-02): Received clarification/approval/documentation from lender. Condition cleared.<br>Buyer Comment (2026-01-29): [redacted] [redacted] statement doc [redacted] shows beginning balance of $[redacted], account just opened that month. please cancel condition. | 02/02/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | D B A C | Non QM | Non QM | No |
| 224880501 | [Redacted] | [Redacted] |  | 35471363 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded. Total amount of $[redacted] exceeds tolerance of $[redacted] plus [redacted]% or $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | Recording fee was last disclosed as $[redacted] on LE but disclosed as $[redacted] on Final closing disclosure, no cure or valid change of circumstance was provided to borrower. |  |  |  | Reviewer Comment (2026-02-05): [redacted] received Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD.<br>Buyer Comment (2026-02-05): lox, pccd, check<br>Reviewer Comment (2026-01-29): [redacted] received Changed Circumstance dated [redacted], but it does not give sufficient information on what impacts and why the recording fee was increased. In order to determine if the changed circumstance is valid more information is necessary on reason for the fee increase and when lender became aware of the change. A valid Changed Circumstance or cure is required. Cure consists of Corrected CD, LOE to borrower, proof of mailing and copy of refund check.<br>Buyer Comment (2026-01-29): invest memo - recording fee |  | 02/05/2026 |  | 2 C B |  | [redacted] | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 224880501 | [Redacted] | [Redacted] |  | 35472549 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | Initial [redacted] Rate Lock is missing from the file and is required. |  |  |  | Reviewer Comment (2026-02-02): Rate Lock agreement received and verified. Exception cleared.<br>Buyer Comment (2026-01-29): lock | 02/02/2026 |  |  | 1 C A D |  | [redacted] | Primary | Purchase | D B A C | Non QM | Non QM | No |
| 224913945 | [Redacted] | [Redacted] |  | 35475226 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | [redacted]/Declarations: D. [redacted]. Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application? was entered Yes. Unable to determine qualification without this information. |  | Documentation to support the new loan as indicated on the [redacted] is required. |  |  |  | Reviewer Comment (2026-02-03): Revised [redacted] received.<br>Buyer Comment (2026-01-30): revised [redacted] attached with section [redacted]a #B updated. borrower marked "yes" in error. | 02/03/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Limited Cash-out GSE | C A | Non QM | Non QM | No |
| 224913945 | [Redacted] | [Redacted] |  | 35475241 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted] Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2026-01-14): Sufficient Cure Provided At Closing |  | 01/14/2026 |  | 1 A |  | [redacted] | Primary | Refinance - Limited Cash-out GSE | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 224913946 | [Redacted] | [Redacted] |  | 35475107 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | E-sign Consent Agreement is missing. |  |  |  | Reviewer Comment (2026-02-11): Received E-Sign Consent Agreement document, information validated. Exception Cleared.<br>Buyer Comment (2026-02-09): eConsent | 02/11/2026 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Cash-out - Other | C A | Non QM | N/A | No |
| 224913946 | [Redacted] | [Redacted] |  | 35475117 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  | Final title policy is missing in the file. |  |  |  | Reviewer Comment (2026-02-11): Received Final Title policy document with valid policy amount. Exception Cleared. | 02/11/2026 |  |  | 1 A |  | [redacted] | Investment | Refinance - Cash-out - Other | C A | Non QM | N/A | No |
| 224913946 | [Redacted] | [Redacted] |  | 35475143 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  | Title Policy Coverage is less than Original Loan Amount. |  |  |  | Reviewer Comment (2026-02-11): Received Final Title policy document with valid policy amount. Exception Cleared.<br>Buyer Comment (2026-02-10): Corrected title | 02/11/2026 |  |  | 1 B A |  | [redacted] | Investment | Refinance - Cash-out - Other | C A | Non QM | N/A | No |
| 224913967 | [Redacted] | [Redacted] |  | 35474782 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | [redacted] Business Bank Statement missing from file. |  |  |  | Reviewer Comment (2026-01-23): Received [redacted] bank statement. Exception cleared.<br>Buyer Comment (2026-01-22): [redacted] statement | 01/23/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224913967 | [Redacted] | [Redacted] |  | 35474783 |  | Credit | Missing Document | General | Missing Document | Missing Document: Account Statements - Business not provided |  | [redacted] Business Bank Statement missing from file. |  |  |  | Reviewer Comment (2026-01-23): Received [redacted] bank statement. Exception cleared.<br>Buyer Comment (2026-01-22): [redacted] statement submitted | 01/23/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224913967 | [Redacted] | [Redacted] |  | 35474784 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank [redacted]): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | [redacted]due to [redacted] Business Bank Statement missing from file. |  |  |  | Reviewer Comment (2026-01-23): Received [redacted] bank statement. Exception cleared.<br>Buyer Comment (2026-01-22): [redacted] statement submitted | 01/23/2026 |  |  | 1 B A C |  | [redacted] | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| 224913967 | [Redacted] | [Redacted] |  | 35474785 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank [redacted]): Based on the loan failing one or more guideline components, the loan is at ATR risk. | [redacted]due to [redacted] Business Bank Statement missing from file. |  |  |  | Reviewer Comment (2026-01-23): Received [redacted] bank statement. Exception cleared.<br>Buyer Comment (2026-01-22): [redacted] statement submitted | 01/23/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224913967 | [Redacted] | [Redacted] |  | 35474790 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted] Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted]Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. | Credit Report Fee increased to $[redacted] without a valid change of circumstance however cure was provided to the borrower. |  |  |  | Reviewer Comment (2026-01-14): Sufficient Cure Provided At Closing |  | 01/14/2026 |  | 1 A |  | [redacted] | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 224913968 | [Redacted] | [Redacted] |  | 35470304 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted] Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2026-01-13): Sufficient Cure Provided At Closing |  | 01/13/2026 |  | 1 A |  | [redacted] | Primary | Refinance - Cash-out - Other | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 224913971 | [Redacted] | [Redacted] |  | 35472175 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank [redacted]): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | [redacted]due to missing REO documentation. |  |  |  | Reviewer Comment (2026-02-11): [redacted] month short term rental statement is available and averaged over [redacted] months.<br>Buyer Comment (2026-02-09): See [redacted] page [redacted] through [redacted] page [redacted] for rents received , see [redacted] page [redacted] for summary | 02/11/2026 |  |  | 1 B A C |  | [redacted] | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C | Non QM | Non QM | Yes |
| 224913971 | [Redacted] | [Redacted] |  | 35472176 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Income and Assets - REO [redacted]% Method | Ability to Repay (Dodd-Frank [redacted]): Unable to verify Real Estate Owned income ([redacted]% Method) using reasonably reliable [redacted]-party records. | Missing Lease Agreement/Comparable Rent Schedule for property located at [redacted], [redacted][redacted]. |  |  |  | Reviewer Comment (2026-02-11): [redacted] month short term rental statement is available and averaged over [redacted] months.<br>Buyer Comment (2026-02-09): See [redacted] page [redacted] through [redacted] page [redacted] for rents received , see [redacted] page [redacted] for summary | 02/11/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 224913971 | [Redacted] | [Redacted] |  | 35472180 |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank [redacted]): General Ability-to-Repay requirements not satisfied. | [redacted]due to missing REO documentation. |  |  |  | Reviewer Comment (2026-02-11): [redacted] month short term rental statement is available and averaged over [redacted] months. | 02/11/2026 |  |  | 1 A |  | [redacted] | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 224913982 | [Redacted] | [Redacted] |  | 35481390 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Exception Form in file for lender exception of [redacted]x[redacted]x[redacted] late payment on subject property. Exception approved with comp factors. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months. | Reserves: [redacted]<br> Guideline Requirement: [redacted] | Aggregator,SitusAMC | Reviewer Comment (2026-01-15): Lender Exception with Compensating Factors provided. |  |  | 01/15/2026 | 2 B |  | [redacted] | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| 224913991 | [Redacted] | [Redacted] |  | 35470560 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted]Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | No cure evidence provided. [redacted]Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. |  |  |  | Reviewer Comment (2026-01-30): Sufficient cure provided. Full cure amount for tolerance violation was provided at or before closing (on final CD) resulting in a cleared exception.<br>Buyer Comment (2026-01-29): investor memo - lender credit on final cd | 01/30/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 224913991 | [Redacted] | [Redacted] |  | 35470561 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted]Percent Fee Tolerance exceeded for [redacted]Guaranty Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | No cure evidence provided. [redacted]Percent Fee Tolerance exceeded for [redacted] Guaranty Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. |  |  |  | Reviewer Comment (2026-02-12): [redacted] received Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD.<br>Buyer Comment (2026-02-11): lox, pccd, refund check<br>Reviewer Comment (2026-01-30): [redacted] Title [redacted] Guaranty Fee of $[redacted], AKA, [redacted] Guaranty Fee, though is being paid to title company is a fee incurred & imposed on [redacted] loans and remitted to [redacted] and is not shoppable regardless of the title company utilized. As such, fee should be disclosed initially and is subject to [redacted]% tolerance testing. Fee not disclosed on initial LE and added to CD. Corrected CD, LOE to borrower, copy of cure refund and proof of mailing.<br>Buyer Comment (2026-01-29): invest memo - [redacted] Guarantee fee |  | 02/12/2026 |  | 2 C B |  | [redacted] | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 224914064 | [Redacted] | [Redacted] |  | 35474657 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Co-Op Recognition Agreement not provided |  | Co-Op Recognition Agreement not provided. |  |  |  | Reviewer Comment (2026-01-21): Received Co-Op Recognition Agreement. Exception cleared<br>Buyer Comment (2026-01-20): recognition agreement | 01/21/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224914064 | [Redacted] | [Redacted] |  | 35474684 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Co-Op Stock Power not provided |  | Co-Op Stock Power not provided. |  |  |  | Reviewer Comment (2026-01-20): Received Co-Op [redacted]Power document. Exception cleared<br>Buyer Comment (2026-01-16): [redacted] Power | 01/20/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224914066 | [Redacted] | [Redacted] |  | 35476695 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note Addendum - Prepayment not provided |  | Missing executed prepayment addendum to Note. |  |  |  | Reviewer Comment (2026-01-21): Received Note Addendum - Prepayment. Exception Cleared.<br>Buyer Comment (2026-01-20): Prepayment Addendum to Note | 01/21/2026 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Rate/Term | C B A |  | N/A | Yes |
| 224914066 | [Redacted] | [Redacted] |  | 35476697 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Bylaws not provided |  | Missing Bylaws for borrowing entity. |  |  |  | Reviewer Comment (2026-01-22): Amending agreement provided. Exception cleared.<br>Buyer Comment (2026-01-21): email attestation from UW and Amending Agreement | 01/22/2026 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| 224914066 | [Redacted] | [Redacted] |  | 35476709 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception at origination for subject property is being used as a group home for people with disabilities. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-01-14): Client elects to waive with compensating factors. |  |  | 01/14/2026 | 2 B |  | [redacted] | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| 224914107 | [Redacted] | [Redacted] |  | 35475706 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | HUD/CD is missing in file. |  |  |  | Reviewer Comment (2026-02-03): Received HUD. Exception Cleared.<br>Buyer Comment (2026-01-30): HUD ALTA | 02/03/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C B A |  | N/A | No |
| 224914107 | [Redacted] | [Redacted] |  | 35475751 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception for borrower has an expired [redacted][redacted] . | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-14): Preapproved exception |  |  | 01/14/2026 | 2 B |  | [redacted] | Investment | Purchase | C B A |  | N/A | No |
| 224914118 | [Redacted] | [Redacted] |  | 35476200 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Credit | Guideline Requirement: Minimum Loan Amount discrepancy. | Note loan amount of ___ is less than Guideline minimum loan amount of ___. | Lender exception was approved at origination to permit a $[redacted] loan amount. Borrower is requesting to purchase an [redacted] property utilizing [redacted] to qualify at a $[redacted] loan amount. Section [redacted] requires an exception when the loan amount falls below $[redacted]. \*Comments from the Loan Team: I am doing a DSCR loan and need to request an exception for the loan amount. Per DSCR loans - We need the loan to be above $[redacted] but [redacted]% Down goes down to [redacted] asking for this exception. Compensating factors are FICO of [redacted] is [redacted] point or more above requirement and reserves [redacted]+ months more than requirement. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Aggregator,SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-01-14): Client elects to waive with compensating factors. |  |  | 01/14/2026 | 2 B |  | [redacted] | Investment | Purchase | B A |  | N/A | No |
| 224914123 | [Redacted] | [Redacted] |  | 35484376 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  |  |  |  |  | Reviewer Comment (2026-01-28): Received Title Supplement. Exception Cleared.<br>Buyer Comment (2026-01-26): Title supplement | 01/28/2026 |  |  | 1 B A |  | [redacted] | Investment | Refinance - Rate/Term | B A |  | N/A | No |
| 224914444 | [Redacted] | [Redacted] |  | 35471913 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | The Insurance Verification document is not provided for REO. |  |  |  | Reviewer Comment (2026-01-30): As per Mortgage statement ([redacted]) borrower is not on the loan and tax and insurance is paid by non borrower. As per doc in ([redacted]) borrower is on [redacted]nd lien and same is consider for qualification. Tax and Insurance document not required. Exception Cleared.<br>Buyer Comment (2026-01-29): please cancel/waive, mortgage statement provided on [redacted] & [redacted] confirm bwr is not on the loan and not responsible for taxes, ins | 01/30/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224914444 | [Redacted] | [Redacted] |  | 35472412 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception for Non-warrantable condo due to critical repairs and insufficient reserves. | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of [redacted] months PITIA or more.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Borrower has been employed in the same industry for more than [redacted] years.<br>Actual Reserves: $[redacted]<br> Required Reserves: $[redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-02-02): Client elects to waive with compensating factors.<br>Buyer Comment (2026-01-29): cancel/waive, approved exception is in trl docs [redacted]. |  |  | 02/02/2026 | 2 C B |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224914444 | [Redacted] | [Redacted] |  | 35473532 |  | Credit | Guideline | Guideline Issue | Guideline | Loan does not meet guideline requirements regarding DTI variance. |  | Data Discrepancy with DTI. Lender DTI [redacted]% Review DTI [redacted][redacted]%. The reason for the discrepancy is Lender did not include monthly tax payments on [redacted] [redacted]property. |  |  |  | Reviewer Comment (2026-01-30): As per Mortgage statement ([redacted]) borrower is not on the loan and tax and insurance is paid by non borrower. As per doc in ([redacted]) borrower is on [redacted]nd lien and same is consider for qualification. . Exception Cleared.<br>Buyer Comment (2026-01-29): please cancel/waive, mortgage statement provided on [redacted] & [redacted] confirm bwr is not on the loan and not responsible for taxes, ins | 01/30/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224914444 | [Redacted] | [Redacted] |  | 35473596 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank [redacted]): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | [redacted] due to DTI discrepancy. |  |  |  | Reviewer Comment (2026-01-30): As per Mortgage statement ([redacted]) borrower is not on the loan and tax and insurance is paid by non borrower. As per doc in ([redacted]) borrower is on [redacted]nd lien and same is consider for qualification. . Exception Cleared.<br>Buyer Comment (2026-01-29): please cancel/waive, mortgage statement provided on [redacted] & [redacted] confirm bwr is not on the loan and not responsible for taxes, ins | 01/30/2026 |  |  | 1 B A C |  | [redacted] | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| 224914444 | [Redacted] | [Redacted] |  | 35473597 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank [redacted]): Based on the loan failing [redacted]or more guideline components, the loan is at ATR risk. | Data Discrepancy with DTI. Lender DTI [redacted]% Review DTI [redacted][redacted]%. The reason for the discrepancy is Lender did not include monthly tax payments on [redacted][redacted]property. |  |  |  | Reviewer Comment (2026-01-30): As per Mortgage statement ([redacted]) borrower is not on the loan and tax and insurance is paid by non borrower. As per doc in ([redacted]) borrower is on [redacted]nd lien and same is consider for qualification. . Exception Cleared.<br>Buyer Comment (2026-01-29): please cancel/waive, mortgage statement provided on [redacted] & [redacted] confirm bwr is not on the loan and not responsible for taxes, ins | 01/30/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224914499 | [Redacted] | [Redacted] |  | 35479879 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  | The preliminary title report in file disclosed $[redacted] of title insurance coverage; however this is less than the loan amount of $[redacted]. |  |  |  | Reviewer Comment (2026-01-26): Cleared. Received updated title.<br>Buyer Comment (2026-01-22): title commitment | 01/26/2026 |  |  | 1 B A |  | [redacted] | Investment | Refinance - Rate/Term | B A |  | N/A | No |
| 224914504 | [Redacted] | [Redacted] |  | 35483776 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | File is missing the most recent [redacted] month pay history for the subject property. |  |  |  | Reviewer Comment (2026-01-23): [redacted] months pay history for the subject property received and verified the details. Exception Cleared.<br>Buyer Comment (2026-01-21): payment history | 01/23/2026 |  |  | 1 C A D |  | [redacted] | Investment | Refinance - Rate/Term | D A |  | N/A | No |
| 224914516 | [Redacted] | [Redacted] |  | 35479256 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | [redacted] most recent statements not provided for asset account ending in [redacted]. |  |  |  | Reviewer Comment (2026-01-23): Already available.<br>Buyer Comment (2026-01-21): PC Cert | 01/23/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224914649 | [Redacted] | [Redacted] |  | 35478379 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank [redacted]): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | [redacted]due to DTI discrepancy. |  |  |  | Reviewer Comment (2026-02-10): cleared. received updated [redacted]<br>Buyer Comment (2026-02-09): rebuttal and revised [redacted] upld to trl docs | 02/10/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| 224914649 | [Redacted] | [Redacted] |  | 35478384 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | [redacted]due to DTI discrepancy. |  |  |  | Reviewer Comment (2026-02-10): cleared. received updated [redacted]<br>Buyer Comment (2026-02-09): rebuttal and revised [redacted] upld to trl docs | 02/10/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| 224914649 | [Redacted] | [Redacted] |  | 35478404 |  | Credit | Guideline | Guideline Issue | Guideline | Loan does not meet guideline requirements regarding DTI variance. | Diligence Investor Qualifying Total Debt Ratio: ___; <br> Bid Tape Investor Qualifying Total Debt Ratio: ___. | Documentation for the REO property located at [redacted] supports income from all ([redacted]) units; however lender calculation has income for only [redacted] of property units. |  |  |  | Reviewer Comment (2026-02-10): cleared. received updated [redacted]<br>Buyer Comment (2026-02-09): rebuttal and revised [redacted] upld | 02/10/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| 224914649 | [Redacted] | [Redacted] |  | 35478526 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank [redacted]): Based on the loan failing [redacted] or more guideline components, the loan is at ATR risk. | [redacted]due to DTI discrepancy. |  |  |  | Reviewer Comment (2026-02-10): cleared. received updated [redacted]<br>Buyer Comment (2026-02-09): rebuttal and revised [redacted] upld to trl docs | 02/10/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| 224914649 | [Redacted] | [Redacted] |  | 35479172 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank [redacted]): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | [redacted]due to DTI discrepancy. |  |  |  | Reviewer Comment (2026-02-10): cleared. received updated [redacted]<br>Buyer Comment (2026-02-09): rebuttal and revised [redacted] upld to trl docs | 02/10/2026 |  |  | 1 B A C |  | [redacted] | Primary | Refinance - Rate/Term | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| 224917636 | [Redacted] | [Redacted] |  | 35479319 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  |  |  |  |  | Reviewer Comment (2026-02-02): Borrower withdrew from [redacted]K account on [redacted] and opened IRA account with [redacted] and deposited funds on [redacted].<br>Buyer Comment (2026-01-29): please see [redacted] statement doc [redacted] & [redacted] | 02/02/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224917636 | [Redacted] | [Redacted] |  | 35479371 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted] Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted]Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. | Sufficient or excess cure was provided to the borrower at Closing |  |  |  | Reviewer Comment (2026-01-14): Sufficient Cure Provided At Closing |  | 01/14/2026 |  | 1 A |  | [redacted] | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 224918074 | [Redacted] | [Redacted] |  | 35472722 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted]Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted]Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. | Transfer tax fee amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  | Reviewer Comment (2026-01-13): Sufficient Cure Provided At Closing |  | 01/13/2026 |  | 1 A |  | [redacted] | Second Home | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 224925966 | [Redacted] | [Redacted] |  | 35481337 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  |  |  |  |  | Reviewer Comment (2026-02-11): eConsent received.<br>Buyer Comment (2026-02-09): eConsent | 02/11/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224925966 | [Redacted] | [Redacted] |  | 35481404 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception for the use of borrower business assets. | Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least [redacted]%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [redacted]%.<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Documentation Type: [redacted]<br> Disposable Income: $[redacted]<br>Borrower has worked in the same position for more than [redacted] years.<br>Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Borrower's Own Funds Percent: [redacted]%<br> Borrower's Own Funds Amount: $[redacted]<br>Combined Loan to Value: [redacted]%<br> Guideline Maximum Combined Loan to Value: [redacted]%<br>Loan to Value: [redacted]%<br> Guideline Maximum Loan to Value: [redacted]%<br>DTI: [redacted]% <br> Guideline Maximum DTI: [redacted]%<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-01-15): Lender Exception with Compensating Factors provided. |  |  | 01/15/2026 | 2 B |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224926006 | [Redacted] | [Redacted] |  | 35485336 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | HUD/CD is missing |  |  |  | Reviewer Comment (2026-02-06): Document provided<br>Buyer Comment (2026-02-04): final ss upld<br>Reviewer Comment (2026-02-02): Final Closing Statement is required on DSCR file. Exception Remains.<br>Buyer Comment (2026-01-29): please cancel/waive, HUD/CD are not federally required on business purpose loans. | 02/06/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A |  | N/A | No |
| 224926019 | [Redacted] | [Redacted] |  | 35478482 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | Reviewer Comment (2026-02-02): Final title policy received. | 02/02/2026 |  |  | 1 A |  | [redacted] | Investment | Refinance - Cash-out - Other | C A | N/A | Non QM | No |
| 224926019 | [Redacted] | [Redacted] |  | 35478790 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Tax Verification document is missing for REO property. |  |  |  | Reviewer Comment (2026-01-26): Cleared. Received tax<br>Buyer Comment (2026-01-22): PC Cert | 01/26/2026 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Cash-out - Other | C A | N/A | Non QM | No |
| 224926019 | [Redacted] | [Redacted] |  | 35478830 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within [redacted] or [redacted] and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The file is missing a copy of the Final Title Policy. |  |  |  | Reviewer Comment (2026-02-02): Final title policy received.<br>Buyer Comment (2026-01-30): title commitment | 02/02/2026 |  |  | 1 B A |  | [redacted] | Investment | Refinance - Cash-out - Other | C A | N/A | Non QM | No |
| 224926019 | [Redacted] | [Redacted] |  | 35478857 |  | Credit | Missing Document | General | Missing Document | Missing Document: [redacted] Rent Comparison Schedule not provided |  | [redacted] rent comparison schedule is not provided in file. |  |  |  | Reviewer Comment (2026-02-02): Comparable rent schedule received.<br>Buyer Comment (2026-01-28): rent schedule | 02/02/2026 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Cash-out - Other | C A | N/A | Non QM | No |
| 224926020 | [Redacted] | [Redacted] |  | 35475626 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | E-sign Consent Agreement was not found in file. |  |  |  | Reviewer Comment (2026-01-23): E-sign Consent Agreement received. Exception cleared.<br>Buyer Comment (2026-01-21): econsent | 01/23/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 224926020 | [Redacted] | [Redacted] |  | 35475653 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within [redacted] or [redacted] and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Title Preliminary Report in the file did not disclose total policy coverage amount. Provide a copy of the Final title policy or supplemental title report. |  |  |  | Reviewer Comment (2026-01-28): Received Final Title Policy shows policy amount as $[redacted]. Exception cleared.<br>Buyer Comment (2026-01-26): title commitment | 01/28/2026 |  |  | 1 B A |  | [redacted] | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 224926020 | [Redacted] | [Redacted] |  | 35475660 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  | Final title policy was not found in file. |  |  |  | Reviewer Comment (2026-01-28): Received Final Title Policy shows policy amount as $[redacted]. Exception cleared. | 01/28/2026 |  |  | 1 A |  | [redacted] | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 224926030 | [Redacted] | [Redacted] |  | 35484375 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted]Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | Loan Discount Points Fee increased to $[redacted] without a valid change of circumstance. Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2026-01-29): [redacted] received COC dated [redacted] for increased loan amount.<br>Buyer Comment (2026-01-29): investor memo for discount point increase | 01/29/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Rate/Term | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| 224926069 | [Redacted] | [Redacted] |  | 35484925 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | E-sign Consent agreement is missing in the file. |  |  |  | Reviewer Comment (2026-01-26): Econsent provided.<br>Buyer Comment (2026-01-22): econsent | 01/26/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| 224926069 | [Redacted] | [Redacted] |  | 35485178 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted]Percent Fee Tolerance exceeded. Total amount of $[redacted] exceeds tolerance of $[redacted] plus [redacted]% or $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | Total amount of $[redacted] exceeds tolerance of $[redacted] plus [redacted]% or $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2026-02-04): [redacted] received valid changed circumstance and supporting QCD document for the vesting changed to increase the recording fee.<br>Buyer Comment (2026-02-03): quit claim deed<br>Reviewer Comment (2026-01-27): [redacted] received COC, however there is no deed document available in file. Please provide deed to re-evaluate the exception.<br>Buyer Comment (2026-01-26): COC | 02/04/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Rate/Term | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| 224926072 | [Redacted] | [Redacted] |  | 35478186 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | HOA Verification document is not provided for property located at [redacted] [redacted]. |  |  |  | Reviewer Comment (2026-01-22): HOA provided and associated. Exception cleared<br>Buyer Comment (2026-01-21): Please see [redacted] pg [redacted] for HOA verification of [redacted] [redacted]. | 01/22/2026 |  |  | 1 C A |  | [redacted] | Second Home | Purchase | C A | Non QM | Non QM | No |
| 224926072 | [Redacted] | [Redacted] |  | 35478278 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within [redacted] business days of the Note. |  | VOE for co-borrower dated [redacted]. Note date is [redacted]. |  |  |  | Reviewer Comment (2026-01-22): VVOE document provided and associated. Exception cleared<br>Buyer Comment (2026-01-21): Please see [redacted] pg [redacted] for updated verification of employment prior to closing | 01/22/2026 |  |  | 1 C A |  | [redacted] | Second Home | Purchase | C A | Non QM | Non QM | No |
| 224926072 | [Redacted] | [Redacted] |  | 35479456 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | VOE for co-borrower dated [redacted]. Note date is [redacted]. |  |  |  | Reviewer Comment (2026-01-22): VVOE document provided and associated. Exception cleared<br>Buyer Comment (2026-01-21): Please see [redacted] pg [redacted] for updated verification of employment prior to closing | 01/22/2026 |  |  | 1 C A |  | [redacted] | Second Home | Purchase | C A | Non QM | Non QM | No |
| 224926072 | [Redacted] | [Redacted] |  | 35479461 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank [redacted]): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | ATR risk due to missing income documentation: VOE provided is not within [redacted] days of note date. VOE for co-borrower dated [redacted]. Note date is [redacted]. |  |  |  | Reviewer Comment (2026-01-22): VVOE document provided and associated. Exception cleared<br>Buyer Comment (2026-01-21): Please see [redacted] pg [redacted] for updated verification of employment prior to closing | 01/22/2026 |  |  | 1 B A C |  | [redacted] | Second Home | Purchase | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| 224926072 | [Redacted] | [Redacted] |  | 35479462 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank [redacted]): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | ATR risk due to missing income documentation: VOE provided is not within [redacted] days of note date. VOE for co-borrower dated [redacted]. Note date is [redacted]. |  |  |  | Reviewer Comment (2026-01-22): VVOE document provided and associated. Exception cleared<br>Buyer Comment (2026-01-21): Please see [redacted] pg [redacted] for updated verification of employment prior to closing | 01/22/2026 |  |  | 1 C A |  | [redacted] | Second Home | Purchase | C A | Non QM | Non QM | No |
| 224926072 | [Redacted] | [Redacted] |  | 35479479 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank [redacted]): Based on the loan failing [redacted] or more guideline components, the loan is at ATR risk. | ATR risk due to missing income documentation: VOE provided is not within [redacted] days of note date. VOE for co-borrower dated [redacted]. Note date is [redacted]. |  |  |  | Reviewer Comment (2026-01-22): VVOE document provided and associated. Exception cleared<br>Buyer Comment (2026-01-21): Please see [redacted] pg [redacted] for updated verification of employment prior to closing | 01/22/2026 |  |  | 1 C A |  | [redacted] | Second Home | Purchase | C A | Non QM | Non QM | No |
| 224926076 | [Redacted] | [Redacted] |  | 35484484 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted]Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | Loan Discount Points Fee increased to $[redacted] on the final Closing Disclosure without a valid change of circumstance. No evidence of cure provided to the borrower. |  |  |  | Reviewer Comment (2026-01-29): [redacted] Received COC dated [redacted] along with valid COC.<br>Buyer Comment (2026-01-29): please see attached [redacted] ICD and COC for increased Discount Points fee | 01/29/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| 224926077 | [Redacted] | [Redacted] |  | 35486492 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Subject Property is in Rural Neighborhood with Loan to Value of [redacted]%. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Aggregator,SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-01-27): Client elects to waive with compensating factors<br>Buyer Comment (2026-01-23): PC Cert |  |  | 01/27/2026 | 2 C B |  | [redacted] | Investment | Purchase | C B A |  | N/A | No |
| 224926077 | [Redacted] | [Redacted] |  | 35486534 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  | Title policy does not cover the loan amount. |  |  |  | Reviewer Comment (2026-02-10): updated document provided<br>Buyer Comment (2026-02-06): Title commitment | 02/10/2026 |  |  | 1 B A |  | [redacted] | Investment | Purchase | C B A |  | N/A | No |
| 224926077 | [Redacted] | [Redacted] |  | 35487794 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception request Section [redacted] rurally designated properties (rural investment property is not eligible on investor cash flow /DSCR program/rate) | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Aggregator,SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-01-27): Client elects to waive with cdompensating factors.<br>Buyer Comment (2026-01-23): PC Cert submitted |  |  | 01/27/2026 | 2 C B |  | [redacted] | Investment | Purchase | C B A |  | N/A | No |
| 224926080 | [Redacted] | [Redacted] |  | 35484542 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Missing the hazard inusurance verification documents for property located at [redacted]. |  |  |  | Reviewer Comment (2026-01-27): Tax verification and HOA Verification received and verified. Exception cleared.<br>Buyer Comment (2026-01-23): [redacted] [redacted]-tax & hoa upld<br>Reviewer Comment (2026-01-23): As per final [redacted], the total tax, insurance, hoa for this property is $[redacted]. As per fraud report, the tax is $[redacted], the insurance is $[redacted]. There is a discrepancy of $[redacted]. Please provide either HOA verification for the additional amount of applicable, or tax cert if the actual tax amount considered is different from fraud report.<br>Buyer Comment (2026-01-21): [redacted] [redacted] [redacted]hoi upld | 01/27/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A | N/A | N/A | No |
| 224926080 | [Redacted] | [Redacted] |  | 35484544 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Missing the mortgage statement and hazard insurance verification documents for property located at [redacted]. |  |  |  | Reviewer Comment (2026-01-27): Closing Disclosure received and verified. Exception cleared.<br>Buyer Comment (2026-01-23): [redacted] [redacted] cd upld<br>Reviewer Comment (2026-01-23): Please provide the Closing disclosure from new [redacted] loan for this property.<br>Buyer Comment (2026-01-21): [redacted] [redacted] hoi upld | 01/27/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A | N/A | N/A | No |
| 224926081 | [Redacted] | [Redacted] |  | 35480325 |  | Compliance | Compliance | State Compliance | Misc. State Level | [redacted] Consumer Sales Practices Act (Right Not To Close Disclosure Not Provided Timely) | [redacted]Consumer Sales Practices Act: Borrower not provided Right Not To Close Disclosure at Closing. |  |  |  |  | Reviewer Comment (2026-02-11): Updated document received with signature and date. Exception cleared.<br>Buyer Comment (2026-02-09): [redacted] Disclosure | 02/11/2026 |  |  | 1 B A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224926081 | [Redacted] | [Redacted] |  | 35481295 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted]Percent Fee Tolerance exceeded for Survey Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | The Survey fee $[redacted] was added on the Closing Disclosure dated [redacted]. A valid change of circumstance was not provided for fee change, and no evidence of tolerance cure was in the file. |  |  |  | Reviewer Comment (2026-02-11): [redacted] received Corrected PCCD and LOE moving fee to Section [redacted].<br>Buyer Comment (2026-02-10): PCCD moving survey fee and confirmation | 02/11/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| 224926087 | [Redacted] | [Redacted] |  | 35479299 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within [redacted] calendar days of the Note. |  | VVOE is not provided within [redacted] ([redacted]) business days of the Note date [redacted]. |  |  |  | Reviewer Comment (2026-02-02): VVOE is within [redacted] business days.<br>Buyer Comment (2026-01-29): final voe upld | 02/02/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 224926087 | [Redacted] | [Redacted] |  | 35479320 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank [redacted]): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | [redacted]finding due to VVOE is not provided within [redacted] ([redacted]) business days of the Note date [redacted]. |  |  |  | Reviewer Comment (2026-02-02): VVOE is within [redacted] business days.<br>Buyer Comment (2026-01-29): final voe upld to trl docs. | 02/02/2026 |  |  | 1 B A C |  | [redacted] | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| 224926087 | [Redacted] | [Redacted] |  | 35479321 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank [redacted]): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | [redacted]finding due to VVOE is not provided within ten ([redacted]) business days of the Note date [redacted]. |  |  |  | Reviewer Comment (2026-02-02): VVOE is within [redacted] business days.<br>Buyer Comment (2026-01-29): final voe upld to trl docs. | 02/02/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 224926087 | [Redacted] | [Redacted] |  | 35479339 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | [redacted]finding due to VVOE is not provided within [redacted]([redacted]) business days of the Note date [redacted]. |  |  |  | Reviewer Comment (2026-02-02): VVOE is within [redacted] business days.<br>Buyer Comment (2026-01-29): final voe upld to trl docs. | 02/02/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 224926087 | [Redacted] | [Redacted] |  | 35479347 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank [redacted]): Based on the loan failing one or more guideline components, the loan is at ATR risk. | [redacted]finding due to VVOE is not provided within ([redacted]) business days of the Note date [redacted]. |  |  |  | Reviewer Comment (2026-02-02): VVOE is within [redacted] business days.<br>Buyer Comment (2026-01-29): final voe upld to trl docs. | 02/02/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 224926087 | [Redacted] | [Redacted] |  | 35483691 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | Missing electronic consent. |  |  |  | Reviewer Comment (2026-02-02): E-Sign Consent received.<br>Buyer Comment (2026-01-29): proof econsent accepted upld | 02/02/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 224926098 | [Redacted] | [Redacted] |  | 35480987 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Missing tax documentation for REO property located at [redacted]. |  |  |  | Reviewer Comment (2026-01-27): Verified Taxes from Form [redacted]. Received Lender Correspondence. Exception cleared.<br>Buyer Comment (2026-01-26): PC Cert | 01/27/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A | N/A | N/A | No |
| 224926098 | [Redacted] | [Redacted] |  | 35480989 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Missing HOA documentation for REO property located at [redacted]. |  |  |  | Reviewer Comment (2026-01-27): Received HOA Verification. Exception cleared.<br>Buyer Comment (2026-01-23): HOA | 01/27/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A | N/A | N/A | No |
| 224926104 | [Redacted] | [Redacted] |  | 35497499 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | [redacted] Error: Birth Date was not provided |  | Please override. Details not required for member. |  |  |  | Reviewer Comment (2026-02-04): Member details are not required, no DOB required.<br>Buyer Comment (2026-02-02): [redacted] is a non borrowing [redacted] member, no DOB required. please cancel condition | 02/04/2026 |  |  | 1 B A |  | [redacted] | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| 224926104 | [Redacted] | [Redacted] |  | 35497780 |  | Credit | Credit | Credit Eligibility | Credit | Refi Purpose reflects Rate/Term and cash out is greater than the lesser of [redacted]% of the loan amount or $[redacted]. |  | Cash to borrower is over the greater of [redacted]% or $[redacted] threshold for a rate/term transaction. |  |  |  | Reviewer Comment (2026-02-06): executed ALTA on the purchase from [redacted][redacted] Provided<br>Buyer Comment (2026-02-04): This is a delay financing transaction, as borrower just purchased property in [redacted] [redacted]. Please see doc [redacted] for the executed ALTA on the purchase from [redacted][redacted]. Borrower cash to close on this purchase ALTA is $[redacted]. Cash out to borrower on this refi is $[redacted] doc [redacted]. Refi cash out amount is less than what was owed on the initial purchase. This is also referenced on Approval doc [redacted] pg [redacted] | 02/06/2026 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| 224926155 | [Redacted] | [Redacted] |  | 35497213 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Verification of Identification not provided |  | Verification of Identification is missing for Borrower. |  |  |  | Reviewer Comment (2026-02-11): Received Patriot Act information form. Exception Cleared.<br>Buyer Comment (2026-02-09): [redacted] form | 02/11/2026 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| 224926925 | [Redacted] | [Redacted] |  | 35480502 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted] Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted]Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2026-01-14): Sufficient Cure Provided At Closing |  | 01/14/2026 |  | 1 A |  | [redacted] | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 224928253 | [Redacted] | [Redacted] |  | 35478970 |  | Credit | Document Inventory | General | Missing Document | Evidence of Taxpayer Consent is Missing, and Taxpayer documentation is present. |  | Evidence of Taxpayer Consent is Missing. |  |  |  | Reviewer Comment (2026-01-30): Final [redacted] present in file containing evidence of tax payer verbiage. Exception Cleared.<br>Buyer Comment (2026-01-29): please cancel/waive, the final [redacted] forms are on [redacted] & [redacted] | 01/30/2026 |  |  | 1 B A |  | [redacted] | Primary | Purchase | B A | Non QM | Non QM | No |
| 224931462 | [Redacted] | [Redacted] |  | 35503916 |  | Credit | Guideline | Guideline Issue | Guideline | Loan does not meet guideline requirements regarding DTI variance. | Diligence Investor Qualifying Total Debt Ratio: ___; <br> Bid Tape Investor Qualifying Total Debt Ratio: ___. | The file is missing the [redacted] for rental income calculations |  |  |  | Reviewer Comment (2026-01-28): Received updated [redacted]. Condition cleared.<br>Buyer Comment (2026-01-26): No rental income being used. See updated [redacted] which now matches your figures as we are included PITIA for subject now. | 01/28/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A | N/A | N/A | No |
| 224933379 | [Redacted] | [Redacted] |  | 35507089 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception provided for [redacted]st time homebuyer purchasing investment. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Aggregator,SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-01-16): Client elects to waive with compensating factors. |  |  | 01/16/2026 | 2 B |  | [redacted] | Investment | Purchase | B A |  | N/A | No |
| 224933445 | [Redacted] | [Redacted] |  | 35500141 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception for max loan amount and minimum score to qualify. | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least [redacted]%.<br>The Loan to Value (LTV) on the loan is less than or equal to [redacted]%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [redacted]%.<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum. | Borrower has been employed in the same industry for [redacted] years.<br>Loan to Value: [redacted]%<br> Guideline Maximum Loan to Value: [redacted]% | Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-16): Client elects to waive with compensating factors. |  |  | 01/16/2026 | 2 B |  | [redacted] | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 224933445 | [Redacted] | [Redacted] |  | 35500146 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  |  |  |  |  | Reviewer Comment (2026-02-10): Received Tax Certificate. Exception cleared.<br>Buyer Comment (2026-02-09): trailing docs tax certs docs [redacted] - [redacted] & [redacted]are the three land parcel certs. $[redacted] + $[redacted] + $[redacted] = $[redacted]. $[redacted] / [redacted] = $[redacted] per month<br>Reviewer Comment (2026-02-04): Property is land only and final [redacted] shows expenses of $[redacted] while provided document does not confirm tax payment of this amount. Exception remains<br>Buyer Comment (2026-02-02): reo [redacted] taxes | 02/10/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 224933445 | [Redacted] | [Redacted] |  | 35500296 |  | Compliance | Compliance | Federal Compliance | TILA | ARM Disclosure Timing Test | TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower within [redacted] days of application. | ARM loan program disclosure not provided to the borrower within [redacted] days of application. |  |  |  | Reviewer Comment (2026-02-04): Disclosure provided within [redacted] days of loan program transferring from a fixed rate loan to an ARM. Exception cleared.<br>Buyer Comment (2026-02-02): please see attached prior lock dated [redacted], loan started off as a fixed rate and was changed to an arm | 02/04/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | No Defined Cure B A | Non QM | Non QM | No |
| 224933445 | [Redacted] | [Redacted] |  | 35500297 |  | Compliance | Compliance | Federal Compliance | TILA | [redacted]Booklet Disclosure Timing | TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, [redacted]Booklet, not provided to the borrower within [redacted] days of application. | Consumer Handbook on Adjustable Rate Mortgages, [redacted]Booklet, not provided to the borrower within [redacted] days of application. |  |  |  | Reviewer Comment (2026-02-04): Disclosure provided within [redacted] days of loan program transferring from a fixed rate loan to an ARM. Exception cleared.<br>Buyer Comment (2026-02-02): please see attached prior lock dated [redacted], loan started off as a fixed rate and was changed to an arm | 02/04/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | No Defined Cure B A | Non QM | Non QM | No |
| 224933445 | [Redacted] | [Redacted] |  | 35509517 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception provided for self employment seasonin for borrower [redacted] under [redacted]year. | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least [redacted]%.<br>The Loan to Value (LTV) on the loan is less than or equal to [redacted]%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [redacted]%.<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum. | Borrower has been employed in the same industry for [redacted] years.<br>Loan to Value: [redacted]%<br> Guideline Maximum Loan to Value: [redacted]% | Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-16): Client elects to waive with compensating factors. |  |  | 01/16/2026 | 2 B |  | [redacted] | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 224933445 | [Redacted] | [Redacted] |  | 35706834 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted]Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted]Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2026-02-03): Sufficient Cure Provided At Closing |  | 02/03/2026 |  | 1 A |  | [redacted] | Primary | Refinance - Cash-out - Other | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| 224933451 | [Redacted] | [Redacted] |  | 35509391 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Missing , Taxes, Insurance and HOA Verification on [redacted] [redacted]. Unable to use [redacted] |  |  |  | Reviewer Comment (2026-02-11): Updated final [redacted] received - REO for the property address [redacted] [redacted]-P&I has paid off with legal separation agreement and credit supplement provided in loan file. Exception cleared.<br>Buyer Comment (2026-02-09): revised [redacted] upld<br>Reviewer Comment (2026-02-05): Received credit supplement dated [redacted] however the final loan application dated [redacted] lists [redacted] as REO.<br>Buyer Comment (2026-02-03): as noted in previous comment, the credit supplement is on [redacted] showing the mortgage is paid off.<br>Reviewer Comment (2026-02-02): Per the Separation agreement on [redacted] [redacted] . agreement does state Wife is responsible for Taxes, HOA, Utilities, maintenance, repairs and cost, However it also states there is a mortgage and husband(borrower) is responsible to pay Mortgage. Please provide documents to support this. Need Taxes, Insurance , HOA, and Mtg statement.<br>Buyer Comment (2026-01-29): please cancel/waive, the property is paid off and the ex-wife is responsible for taxes & insurance as per separation agreement on [redacted], credit supplement is on [redacted] | 02/11/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224933454 | [Redacted] | [Redacted] |  | 35503319 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  | Business Purpose Certificate is missing in file. |  |  |  | Reviewer Comment (2026-02-10): Received Business Purpose Certificate in the file. Exception Cleared.<br>Buyer Comment (2026-02-06): cert upld | 02/10/2026 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 224933483 | [Redacted] | [Redacted] |  | 35503422 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | [redacted] Error: Birth Date was not provided |  | Please override. Details not required for member. |  |  |  | Reviewer Comment (2026-02-03): No new document received. [redacted] has signed as a member, and details of member are not required. Exception cleared.<br>Buyer Comment (2026-01-30): please cancel/waive[redacted] is only a signor as an additional member of the corp, dob not required. | 02/03/2026 |  |  | 1 B A |  | [redacted] | Investment | Refinance - Cash-out - Other | C A B |  | N/A | No |
| 224933483 | [Redacted] | [Redacted] |  | 35503473 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation does not support the value used to qualify. Sec ID: [redacted] |  |  |  |  |  | Reviewer Comment (2026-02-05): Received CDA document. Exception cleared.<br>Buyer Comment (2026-02-04): updated cda upld to trl docs | 02/05/2026 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Cash-out - Other | C A B |  | N/A | No |
| 224933483 | [Redacted] | [Redacted] |  | 35503501 |  | Property | Valuation | Valuation Issue | Valuation | The desk review has a effective date that is other than what the appraisal effective date is. The desk review should have the same effective date as the appraisal |  | Desk Review effective date does not match the Appraisals effective date |  |  |  | Reviewer Comment (2026-02-05): Received CDA document. Exception cleared.<br>Buyer Comment (2026-02-04): updated cda upld | 02/05/2026 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Cash-out - Other | C A B |  | N/A | No |
| 224933484 | [Redacted] | [Redacted] |  | 35501059 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted]Percent Fee Tolerance exceeded for Flood Certification (Life Of Loan). Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | The Flood Certification (Life Of Loan) fee $[redacted] was added on the Closing Disclosure dated [redacted]. A valid change of circumstance was not provided for fee change, and no evidence of tolerance cure was found in the file. |  |  |  | Reviewer Comment (2026-02-02): [redacted] received Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD.<br>Buyer Comment (2026-01-30): Cure Docs will ship out this evening |  | 02/02/2026 |  | 2 C B |  | [redacted] | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 224933484 | [Redacted] | [Redacted] |  | 35501060 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted]Percent Fee Tolerance exceeded for Title - Notice of Settlement Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | The Title - Notice of Settlement fee changed to $[redacted] on the Closing Disclosure dated [redacted]. A valid change of circumstance was not provided for fee change, and no evidence of tolerance cure was found in the file. |  |  |  | Reviewer Comment (2026-02-02): [redacted] received Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD.<br>Buyer Comment (2026-01-30): See upload |  | 02/02/2026 |  | 2 C B |  | [redacted] | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 224934356 | [Redacted] | [Redacted] |  | 35500543 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted]Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted]Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. | Appraisal Fee increased to $[redacted] without a valid change of circumstance however cure was provided to the borrower. |  |  |  | Reviewer Comment (2026-01-16): Sufficient Cure Provided At Closing |  | 01/16/2026 |  | 1 A |  | [redacted] | Primary | Refinance - Cash-out - Other | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 224934787 | [Redacted] | [Redacted] |  | 35504442 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception for Non-Warrantable Condo due to outstanding critical repairs to roofs. | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of [redacted] months PITIA or more.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum.<br>The qualifying DTI on the loan is less than or equal to [redacted]%.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>The representative FICO score is above [redacted]. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-16): Client elects to waive wtih compensating factors. |  |  | 01/16/2026 | 2 B |  | [redacted] | Second Home | Purchase | B A | Non QM | Non QM | No |
| 224934809 | [Redacted] | [Redacted] |  | 35605629 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception for [redacted] FICO, [redacted]% LTV, bank statement, exception for log cabin property type. Residual income > [redacted], borrower own same business for [redacted] years, and has minimal consumer debts | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-01-22): Client elects to waive with compensating factors. |  |  | 01/22/2026 | 2 B |  | [redacted] | Second Home | Purchase | B A | Non QM | Non QM | No |
| 224934833 | [Redacted] | [Redacted] |  | 35501230 |  | Compliance | Compliance | Federal Compliance | TILA | ARM Disclosure Timing Test | TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower within [redacted] days of application. | ARM loan program disclosure not provided to the borrower within [redacted] days of application. |  |  |  | Reviewer Comment (2026-01-28): Loan product was changed to ARM on [redacted].<br>Buyer Comment (2026-01-26): Rebuttal | 01/28/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Rate/Term | No Defined Cure A | Non QM | Non QM | No |
| 224934833 | [Redacted] | [Redacted] |  | 35501231 |  | Compliance | Compliance | Federal Compliance | TILA | [redacted]Booklet Disclosure Timing | TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, [redacted]Booklet, not provided to the borrower within [redacted] days of application. | Consumer Handbook on Adjustable Rate Mortgages, [redacted]Booklet, not provided to the borrower within [redacted]days of application. |  |  |  | Reviewer Comment (2026-01-28): Loan product was changed to ARM on [redacted].<br>Buyer Comment (2026-01-26): See Rebuttal | 01/28/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Rate/Term | No Defined Cure A | Non QM | Non QM | No |
| 224943020 | [Redacted] | [Redacted] |  | 35509676 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Exception Form in file for lender exception to allow use of I/O payment to qualify vs. fully amortizing payment. Exception approved with comp factors. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Borrower's Own Funds Percent: [redacted]%<br> Borrower's Own Funds Amount: $[redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-01-20): Lender Exception with Compensating Factors provided. |  |  | 01/20/2026 | 2 B |  | [redacted] | Investment | Purchase | B A |  | N/A | No |
| 224943029 | [Redacted] | [Redacted] |  | 35578294 |  | Credit | Property - Appraisal | General Appraisal Requirements | Property - Appraisal | Subject is a refinance and property is listed for sale. |  | Lender exception is provided as property is recently listed for sale. The appraiser has confirmed that the listing was withdrawn on [redacted]. | Seasoned Borrower/Investor whose experience exceeds [redacted] completed projects.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | # of Properties Completed: [redacted]<br> # of Projects (last [redacted] months): <br> # of Renovation Projects Completed (purchased and exited):<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-02-10): Lender Exception with Compensating Factors provided.<br>Buyer Comment (2026-02-06): final title policy and recorded warranty deed upld<br>Reviewer Comment (2026-02-04): The lender exception requires title to ensure that Sched C #[redacted] has been cleared and deed from from [redacted] to [redacted]. Supporing documentation is not located in the file.<br>Buyer Comment (2026-02-02): borrower lox (referenced in exception aprvl) upld |  |  | 02/10/2026 | 2 C B |  | [redacted] | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| 224943029 | [Redacted] | [Redacted] |  | 35578295 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  | The Title Policy Amount of $[redacted] is less than the note amount of $[redacted] based on the Commitment in file. |  |  |  | Reviewer Comment (2026-02-04): Updated Title Commitment received, exception cleared<br>Buyer Comment (2026-02-03): updated title commit upld | 02/04/2026 |  |  | 1 B A |  | [redacted] | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| 224943029 | [Redacted] | [Redacted] |  | 35578297 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  | The file is missing a copy of the Final Title Policy. |  |  |  | Reviewer Comment (2026-02-10): Lender Exception with Compensating Factors provided. | 02/10/2026 |  |  | 1 A |  | [redacted] | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| 224943029 | [Redacted] | [Redacted] |  | 35578300 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception is provided for borrower not being on title at the time of application. Divorce decree is attached to the file. | Seasoned Borrower/Investor whose experience exceeds [redacted] completed projects.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | # of Properties Completed: [redacted]<br> # of Projects (last [redacted] months): <br> # of Renovation Projects Completed (purchased and exited):<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-02-10): Lender Exception with Compensating Factors provided.<br>Buyer Comment (2026-02-06): final title policy and recorded warranty deed upld to trl docs<br>Reviewer Comment (2026-02-04): The lender exception requires title to ensure that Sched C #[redacted] has been cleared and deed from from [redacted] to [redacted]. Supporing documentation is not located in the file.<br>Buyer Comment (2026-02-02): borrower lox (referenced in exception aprvl) upld to trl docs |  |  | 02/10/2026 | 2 C B |  | [redacted] | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| 224943029 | [Redacted] | [Redacted] |  | 35578305 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception requested for not having [redacted] months rental income on subject property with a landlord experience waiver. | Seasoned Borrower/Investor whose experience exceeds [redacted] completed projects.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | # of Properties Completed: [redacted]<br> # of Projects (last [redacted] months): <br> # of Renovation Projects Completed (purchased and exited):<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-02-10): Lender Exception with Compensating Factors provided.<br>Buyer Comment (2026-02-06): final title policy and recorded warranty deed upld to trl docs<br>Reviewer Comment (2026-02-04): The lender exception requires title to ensure that Sched C #[redacted] has been cleared and deed from from [redacted] to [redacted]. Supporing documentation is not located in the file.<br>Buyer Comment (2026-02-02): borrower lox (referenced in exception aprvl) upld to trl docs |  |  | 02/10/2026 | 2 C B |  | [redacted] | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| 224943341 | [Redacted] | [Redacted] |  | 35606057 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception for waiver of the requirement for transfer of foreign funds to a [redacted]bank account prior to closing and to allow transfer of funds directly to closing agent. | Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of [redacted] is greater than the minimum required DSCR of [redacted] | SitusAMC<br>SitusAMC,Aggregator | Reviewer Comment (2026-01-22): Client elects to waive with compensating factors. |  |  | 01/22/2026 | 2 B |  | [redacted] | Investment | Purchase | B A |  | N/A | No |
| 224943341 | [Redacted] | [Redacted] |  | 35610283 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception to allow [redacted]% seller/IPC contribution vs. guideline max of [redacted]%. | Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of [redacted] is greater than the minimum required DSCR of [redacted] | SitusAMC<br>SitusAMC,Aggregator | Reviewer Comment (2026-01-22): Client elects to waive with compensating factors. |  |  | 01/22/2026 | 2 B |  | [redacted] | Investment | Purchase | B A |  | N/A | No |
| 224944911 | [Redacted] | [Redacted] |  | 35578594 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Secondary appraisal(s) does not support the value used to qualify. The lower value was not checked "Use for LTV". Correct data entry or set exception. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Second Appraisal report shows a lower appraised value of $[redacted]. The lower appraised value was not considered for LTV calculation, higher appraised value from another appraisal was considered. |  |  |  | Reviewer Comment (2026-01-29): Received clarification/approval/documentation from lender. Condition cleared.<br>Buyer Comment (2026-01-27): Rebuttal | 01/29/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 224944911 | [Redacted] | [Redacted] |  | 35578607 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [redacted] disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $[redacted] is over disclosed by $[redacted] compared to the calculated Amount Financed of $[redacted] and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated [redacted]). | Finance Charge disclosed is $[redacted]. Calculated finance charge is $[redacted]. Variance of -$[redacted]. Missing itemization of prepaid finance charges to determine cause of underdisclosure. TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission if Applicable. |  |  |  | Reviewer Comment (2026-01-28): [redacted] received lender attestation confirming title-tax cert fee is [redacted] time fee and would be [redacted]c[redacted] excludable for this type of service<br>Buyer Comment (2026-01-27): Rebuttal | 01/28/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) | Non QM | Non QM | Yes |
| 224944911 | [Redacted] | [Redacted] |  | 35578608 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [redacted] disclosed an inaccurate Finance Charge on page [redacted] that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $[redacted] is under disclosed by $[redacted] compared to the calculated Finance Charge of $[redacted] which exceeds the $[redacted] threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated [redacted]). | Finance Charge disclosed is $[redacted]. Calculated finance charge is $[redacted]. Variance of -$[redacted]. Missing itemization of prepaid finance charges to determine cause of underdisclosure. TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission if Applicable. |  |  |  | Reviewer Comment (2026-01-28): [redacted] received lender attestation confirming title-tax cert fee is [redacted] time fee and would be [redacted]c[redacted] excludable for this type of service<br>Buyer Comment (2026-01-27): See Rebuttal | 01/28/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) | Non QM | Non QM | Yes |
| 224944911 | [Redacted] | [Redacted] |  | 35578609 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted]Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2026-01-20): Sufficient Cure Provided At Closing |  | 01/20/2026 |  | 1 A |  | [redacted] | Primary | Refinance - Cash-out - Other | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 224944924 | [Redacted] | [Redacted] |  | 35578373 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Closing Disclosure Timing without Waiver Test | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least [redacted] business days prior to closing. | File is missing Initial Closing Disclosure delivered to borrower at least [redacted] business days prior to closing. |  |  |  | Reviewer Comment (2026-02-03): [redacted] received initial CD [redacted]<br>Buyer Comment (2026-02-02): Please see attached initial CD. | 02/03/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | No Defined Cure A | Non QM | Non QM | No |
| 224944924 | [Redacted] | [Redacted] |  | 35578374 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted] Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted]Percent Fee Tolerance exceeded. Total amount of $[redacted] exceeds tolerance of $[redacted] plus [redacted]% or $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2026-01-19): Sufficient Cure Provided At Closing |  | 01/19/2026 |  | 1 A |  | [redacted] | Primary | Refinance - Cash-out - Other | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 224944937 | [Redacted] | [Redacted] |  | 35578631 |  | Credit | Loan Package Documentation | Application / Processing | Insurance | Missing Document: Flood Certificate not provided |  | Flood Certificate document missing in loan file. |  |  |  | Reviewer Comment (2026-02-04): Flood Certificate received, exception cleared.<br>Buyer Comment (2026-02-02): flood cert | 02/04/2026 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| 224944937 | [Redacted] | [Redacted] |  | 35578632 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | HUD/Closing Disclosure missing in loan file. |  |  |  | Reviewer Comment (2026-02-04): Final Closing statement received, exception cleared<br>Buyer Comment (2026-02-02): final alta | 02/04/2026 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| 224944937 | [Redacted] | [Redacted] |  | 35581162 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception for borrower has [redacted]X[redacted] on subject property mortgage in the last [redacted] months. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>Seasoned Borrower/Investor whose experience exceeds [redacted] completed projects.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least [redacted]%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [redacted]%.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Miscellaneous | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Long term home ownership. | Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator | Reviewer Comment (2026-01-20): Client elects to waive with compensating factors. |  |  | 01/20/2026 | 2 B |  | [redacted] | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| 224944937 | [Redacted] | [Redacted] |  | 35581172 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception for Rooming/Boarding houses - property is unique subject has [redacted] rooms for rent and [redacted] [redacted]. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>Seasoned Borrower/Investor whose experience exceeds [redacted] completed projects.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least [redacted]%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [redacted]%.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Miscellaneous | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Long term home ownership. | Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator | Reviewer Comment (2026-01-20): Client elects to waive with compensating factors. |  |  | 01/20/2026 | 2 B |  | [redacted] | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| 224945059 | [Redacted] | [Redacted] |  | 35578480 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted] Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. | [redacted]% tolerance was exceeded by $[redacted] due to Appraisal Fee. No valid COC provided, Specific credit of $[redacted] has been provided as cure at closing. |  |  |  | Reviewer Comment (2026-01-20): Sufficient Cure Provided At Closing |  | 01/20/2026 |  | 1 A |  | [redacted] | Primary | Refinance - Cash-out - Other | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 224945059 | [Redacted] | [Redacted] |  | 35578491 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [redacted] disclosed an inaccurate Finance Charge on page [redacted] that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $[redacted] is under disclosed by $[redacted] compared to the calculated Finance Charge of $[redacted] which exceeds the $[redacted] threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated [redacted]). | Finance Charge disclosed is $[redacted]. Calculated finance charge is $[redacted]. Variance of -$[redacted]. Missing itemization of prepaid finance charges to determine cause of underdisclosure. TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission if Applicable. |  |  |  | Reviewer Comment (2026-02-10): [redacted] received lender attestation and information confirming fee was for tax search and [redacted] time fee<br>Buyer Comment (2026-02-09): please see doc [redacted] and [redacted] for title alta statement that shows $[redacted] State Tax search and $[redacted] Tax cert fees. This is the $[redacted] tax cert fee on the final CD (determined by comparing\matching up each fee line individually).<br>Reviewer Comment (2026-02-04): [redacted] received lender attestation regarding title-tax status research fee. However, the clarification from settlement agent states that the closer combined fees and together and renamed items from the CD and they were not sure which fees were combined. Though attestation states none of the fees on from title are reoccurring fees and are only one time fees, the title-tax cert service would only be applicable to confirming being a one time fee in order to exclude. The purpose of the fees determines if a finance charge, not necessarily if [redacted] time fee. In the case of a title-tax cert, confirming it is a [redacted] time fee clarifies that it is not a fee that is for life of loan tax status service which would be a finance charge. If other fees were included in the Title-Tax Status Research fee to total the $[redacted], the fees/services should be clarified and the amount of the fee for each broken out for review in order to determine if any of those fees combined into this fee were finance charges. Unable to determine based on rebuttal information.<br>Buyer Comment (2026-02-03): please see attached email from title attesting that their fees are a [redacted] time upfront. please remove the $[redacted] Tax fee from your calculations | 02/10/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) | Non QM | Non QM | Yes |
| 224945059 | [Redacted] | [Redacted] |  | 35578492 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [redacted] disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $[redacted] is over disclosed by $[redacted] compared to the calculated Amount Financed of $[redacted] and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated [redacted]). | Finance Charge disclosed is $[redacted]. Calculated finance charge is $[redacted]. Variance of -$[redacted]. Missing itemization of prepaid finance charges to determine cause of underdisclosure. TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission if Applicable. |  |  |  | Reviewer Comment (2026-02-10): [redacted] received lender attestation and information confirming fee was for tax search and [redacted] time fee<br>Buyer Comment (2026-02-09): please see doc [redacted] and [redacted] for title alta statement that shows $[redacted] State Tax search and $[redacted] Tax cert fees. This is the $[redacted] tax cert fee on the final CD (determined by comparing\matching up each fee line individually).<br>Reviewer Comment (2026-02-04): [redacted] received lender attestation regarding title-tax status research fee. However, the clarification from settlement agent states that the closer combined fees and together and renamed items from the CD and they were not sure which fees were combined. Though attestation states none of the fees on from title are reoccurring fees and are only [redacted] time fees, the title-tax cert service would only be applicable to confirming being a [redacted] time fee in order to exclude. The purpose of the fees determines if a finance charge, not necessarily if [redacted] time fee. In the case of a title-tax cert, confirming it is a one time fee clarifies that it is not a fee that is for life of loan tax status service which would be a finance charge. If other fees were included in the Title-Tax Status Research fee to total the $[redacted], the fees/services should be clarified and the amount of the fee for each broken out for review in order to determine if any of those fees combined into this fee were finance charges. Unable to determine based on rebuttal information.<br>Buyer Comment (2026-02-03): please see attached email from title attesting that their fees are a [redacted] time upfront. please remove the $[redacted] Tax fee from your calculations | 02/10/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) | Non QM | Non QM | Yes |
| 224945435 | [Redacted] | [Redacted] |  | 35578397 |  | Credit | System | General | Appraisal Reconciliation | Valuation address does not match Note address. |  | City Name is not matching. Note/ Security Instrument reflects [redacted] and Valuation documents reflects city name is Flushing. |  |  |  | Reviewer Comment (2026-02-06): Received required documentation. Condition cleared.<br>Buyer Comment (2026-02-04): revised aprsl upld | 02/06/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224945435 | [Redacted] | [Redacted] |  | 35583122 |  | Credit | Insurance | Insurance Analysis | Insurance | Insurance address does not match Note address. |  | The city on the insurance policy is [redacted] while the Note has [redacted] |  |  |  | Reviewer Comment (2026-02-06): Received required documentation. Condition cleared.<br>Buyer Comment (2026-02-05): revised ho[redacted] and master policies upld | 02/06/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224945454 | [Redacted] | [Redacted] |  | 35579058 |  | Credit | Missing Document | General | Missing Document | Missing Document: Verification of Non-[redacted]Citizen Status not provided |  | Please provide verification of Non-[redacted] citizenship documents for borrower. |  |  |  | Reviewer Comment (2026-01-27): ITIN/DACA Applicants requirements met.<br>Buyer Comment (2026-01-23): [redacted] Cert submitted | 01/27/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 224945454 | [Redacted] | [Redacted] |  | 35579061 |  | Credit | 1003 | Document Error | 1003 | Borrower(s) is not a [redacted] Citizen, and the guideline required documentation was not provided. |  | Borrowers is not a US Citizen provide the verification of NON - [redacted] citizen document |  |  |  | Reviewer Comment (2026-01-27): ITIN/DACA Applicants requirements met.<br>Buyer Comment (2026-01-23): [redacted] Cert submitted | 01/27/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 224945454 | [Redacted] | [Redacted] |  | 35579079 |  | Compliance | Compliance | State Compliance | State HPML | [redacted] HPML Threshold Test Compliant | [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted][redacted]% or Final Disclosure APR of [redacted][redacted]% is equal to or greater than the threshold of APOR [redacted]% + [redacted]%, or [redacted][redacted]% Compliant Higher Priced Loan. | APR on Final Disclosure APR of [redacted][redacted]% is greater than the threshold of APOR [redacted]% + [redacted]%, or [redacted][redacted]%. |  |  |  | Reviewer Comment (2026-01-26): Client elects to waive.<br>Buyer Comment (2026-01-23): is this informational? |  |  | 01/26/2026 | 2 B |  | [redacted] | Primary | Refinance - Cash-out - Other | No obvious cure C B A | Non QM | Non QM | No |
| 224945456 | [Redacted] | [Redacted] |  | 35579749 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception for rural property. Compensating factors: FICO points [redacted] points more than minimum, reserves are [redacted] plus months more than required. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | reserves are [redacted] plus months more than required.<br>Compensating factors: FICO points [redacted] points more than minimum, reserves are [redacted] plus months more than required. | Originator,SitusAMC<br>SitusAMC,Originator | Reviewer Comment (2026-01-20): Client elects to waive. Compensating factors: FICO points [redacted] points more than minimum, reserves are [redacted] plus months more than required. |  |  | 01/20/2026 | 2 B |  | [redacted] | Investment | Purchase | B A |  | N/A | No |
| 224945456 | [Redacted] | [Redacted] |  | 35579758 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception to allow certificate of good standing to be obtained prior to purchase for a foreign entity. Compensating factors: FICO points [redacted] points more than minimum, reserves are [redacted] plus months more than required. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | reserves are [redacted] plus months more than required.<br>Compensating factors: FICO points [redacted] points more than minimum, reserves are [redacted] plus months more than required. | Originator,SitusAMC<br>SitusAMC,Originator | Reviewer Comment (2026-01-20): Client elects to waive. Compensating factors: FICO points [redacted] points more than minimum, reserves are [redacted] plus months more than required. |  |  | 01/20/2026 | 2 B |  | [redacted] | Investment | Purchase | B A |  | N/A | No |
| 224949044 | [Redacted] | [Redacted] |  | 35578938 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | Reviewer Comment (2026-02-13): Received Final title policy with correct loan amount. Exception cleared. | 02/13/2026 |  |  | 1 A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224949044 | [Redacted] | [Redacted] |  | 35578940 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Hazard Insurance coverage is insufficient by $[redacted] based on loan amount $[redacted].[redacted]. |  |  |  | Reviewer Comment (2026-02-12): Policy page [redacted] states [redacted]% replacement cost coverage regardless of limit shown in declarations page.<br>Buyer Comment (2026-02-10): See page [redacted] of policy [redacted] page [redacted] (page [redacted] of [redacted]) , it states that the Form [redacted] coverage which the borrower has is [redacted]% replacement cost | 02/12/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224949044 | [Redacted] | [Redacted] |  | 35578943 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  |  |  |  |  | Reviewer Comment (2026-02-13): Received Final title policy with correct loan amount. Exception cleared.<br>Buyer Comment (2026-02-11): Title update | 02/13/2026 |  |  | 1 B A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224949044 | [Redacted] | [Redacted] |  | 35578957 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted] Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Appraisal Review Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2026-01-20): Sufficient Cure Provided At Closing |  | 01/20/2026 |  | 1 A |  | [redacted] | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 224949052 | [Redacted] | [Redacted] |  | 35579663 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | Require additional asset to meet reserve requirements. |  |  |  | Reviewer Comment (2026-02-05): Received amended [redacted] reflecting account from the City of [redacted]. Reserve requirement met. Exception cleared.<br>Buyer Comment (2026-02-03): We haven't been required the borrow to resign amended [redacted]'s in the past. Is there a reason it is required in this situation?<br>Reviewer Comment (2026-02-02): Provided Revised [redacted] application is not executed by the borrower. Exception Remains.<br>Buyer Comment (2026-01-28): Please see attached updated [redacted] showing retirement account.<br>Reviewer Comment (2026-01-28): Account from The City of [redacted] is not reflecting on final [redacted] application. Provide revised final [redacted] application. Exception remains.<br>Buyer Comment (2026-01-26): The borrower has sufficient reserves in his Retirement account. This account should be excluded from closing, however can be used for reserves. See attached terms of [redacted] that reflect borrower can access the funds for reasons other than separation.<br>Buyer Comment (2026-01-26): The borrower has sufficient reserves in his Retirement account. This account should be excluded from closing, however can be used for reserves. See attached terms of WD that reflect borrower can access the funds for reasons other than separation. | 02/05/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A |  | N/A | No |
| 224949054 | [Redacted] | [Redacted] |  | 35579299 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  | Title Policy Amount of $[redacted] is less than the note amount of $[redacted]. |  |  |  | Reviewer Comment (2026-02-04): Received title commitment. Exception cleared.<br>Buyer Comment (2026-02-02): Title Commitment | 02/04/2026 |  |  | 1 B A |  | [redacted] | Investment | Purchase | B A |  | N/A | No |
| 224949739 | [Redacted] | [Redacted] |  | 35581459 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  | File is missing a copy of the final title policy |  |  |  | Reviewer Comment (2026-02-13): Received Final Title policy document with correct policy amount. Exception Cleared. | 02/13/2026 |  |  | 1 A |  | [redacted] | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 224949739 | [Redacted] | [Redacted] |  | 35581473 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within [redacted] or [redacted] and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary title policy amount not provided |  |  |  | Reviewer Comment (2026-02-13): Received Final Title policy document with correct policy amount. Exception Cleared.<br>Buyer Comment (2026-02-11): Updated title | 02/13/2026 |  |  | 1 B A |  | [redacted] | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 224949739 | [Redacted] | [Redacted] |  | 35581500 |  | Credit | Guideline | Guideline Issue | Guideline | Loan does not meet guideline requirements regarding DTI variance. |  | Guideline maximum DTI is [redacted]%. However calculated DTI is [redacted]%. Supporting documentation to exclude the expense for the[redacted] property is not located in the fie. |  |  |  | Reviewer Comment (2026-02-10): Cleared. Received documentation to exclude debt.<br>Buyer Comment (2026-02-10): Payment made by others | 02/10/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 224949739 | [Redacted] | [Redacted] |  | 35581504 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank [redacted]): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | Waterfall due to guideline maximum DTI is [redacted]%. However calculated DTI is [redacted]%. Supporting documentation to exclude the expense for the [redacted] property is not located in the fie. |  |  |  | Reviewer Comment (2026-02-10): Cleared. Received documentation to exclude debt.<br>Buyer Comment (2026-02-10): See proof paid by others | 02/10/2026 |  |  | 1 B A C |  | [redacted] | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| 224949739 | [Redacted] | [Redacted] |  | 35581505 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM DTIs match and both significantly exceed Guidelines | Ability to Repay (Dodd-Frank [redacted]): The DTI calculated in accordance with the Lenders Guidelines and [redacted](c)([redacted]) of [redacted][redacted]% significantly exceeds the guideline maximum of [redacted]%. (DTI Exception requires compelling compensating factors to consider regrading to EV2-B.) | Waterfall due to guideline maximum DTI is [redacted]%. However calculated DTI is [redacted]%. Supporting documentation to exclude the expense for the [redacted] property is not located in the fie. |  |  |  | Reviewer Comment (2026-02-10): Cleared. Received documentation to exclude debt.<br>Buyer Comment (2026-02-10): See proof paid by others | 02/10/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 224949739 | [Redacted] | [Redacted] |  | 35581506 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | Guideline maximum DTI is [redacted]%. However calculated DTI is [redacted]%. Supporting documentation to exclude the expense for the [redacted] property is not located in the fie. |  |  |  | Reviewer Comment (2026-02-10): Cleared. Received documentation to exclude debt.<br>Buyer Comment (2026-02-10): See proof paid by others | 02/10/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 224949739 | [Redacted] | [Redacted] |  | 35581531 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank [redacted]): Based on the loan failing [redacted] or more guideline components, the loan is at ATR risk. | Guideline maximum DTI is [redacted]%. However calculated DTI is [redacted]%. Supporting documentation to exclude the expense for the {redacted} property is not located in the fie. |  |  |  | Reviewer Comment (2026-02-10): Cleared. Received documentation to exclude debt.<br>Buyer Comment (2026-02-10): See proof paid by others | 02/10/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 224949770 | [Redacted] | [Redacted] |  | 35581652 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  | Business Purpose Certificate is not provided in file |  |  |  | Reviewer Comment (2026-02-04): Received business purpose certificate. Exception cleared.<br>Buyer Comment (2026-02-02): business purpose cert | 02/04/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A |  | N/A | No |
| 224949771 | [Redacted] | [Redacted] |  | 35580021 |  | Credit | Guideline | Guideline Issue | Guideline | Aged document: Primary Valuation is older than guidelines permit |  | Appraisal report is not within [redacted] days prior to the Note Date. |  |  |  | Reviewer Comment (2026-01-29): Received [redacted]D with report date [redacted] which is within [redacted] days prior to the Note Date. Exception cleared.<br>Buyer Comment (2026-01-27): [redacted]D | 01/29/2026 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 224949771 | [Redacted] | [Redacted] |  | 35580040 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  | Business Purpose Certificate is missing in the file. |  |  |  | Reviewer Comment (2026-01-29): Received Business Purpose Certificate. Exception cleared.<br>Buyer Comment (2026-01-27): [redacted] | 01/29/2026 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 224949791 | [Redacted] | [Redacted] |  | 35580974 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  | Business Purpose Certificate is not available |  |  |  | Reviewer Comment (2026-01-28): Received Business Purpose Certificate. Exception Cleared.<br>Buyer Comment (2026-01-26): Borrower Certification of Business Purpose | 01/28/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A |  | N/A | No |
| 224949877 | [Redacted] | [Redacted] |  | 35582374 |  | Credit | Credit | Credit Eligibility | Guideline | Public Record Issue: |  | Charge-offs balance without payment plan |  |  |  | Reviewer Comment (2026-02-04): Charge off was completed more than [redacted] years prior to loan closing. Exception cleared.<br>Buyer Comment (2026-02-02): per the credit report, charge off was completed more that [redacted] years prior to loan closing. | 02/04/2026 |  |  | 1 B A |  | [redacted] | Investment | Purchase | B A |  | N/A | No |
| 224949912 | [Redacted] | [Redacted] |  | 35583180 |  | Compliance | Compliance | Federal Compliance | TILA | TILA - Impermissible Prepayment Penalty | Truth in Lending Act (Dodd-Frank [redacted]): Covered transaction contains impermissible prepayment penalty. |  |  |  |  | Reviewer Comment (2026-02-03): Business purpose certificate received.<br>Buyer Comment (2026-01-30): Please see attached Business Purpose Cert, both initial and final.<br>Reviewer Comment (2026-01-30): Exception is generating due to missing business purpose certification. Once received, exception will clear.<br>Buyer Comment (2026-01-28): Can you please identify why this is being flagged as impermissible? Per our Mavent, nothing is being flagged. | 02/03/2026 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| 224949912 | [Redacted] | [Redacted] |  | 35583208 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | E-sign Consent Agreement is not provided. |  |  |  | Reviewer Comment (2026-01-30): Received e-consent. Cleared.<br>Buyer Comment (2026-01-28): Please see attached E-Consent. | 01/30/2026 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| 224949913 | [Redacted] | [Redacted] |  | 35582793 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Appraisal Review Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | The Appraisal Review fee $[redacted] was added on the Closing Disclosure dated [redacted]. A valid change of circumstance was not provided for fee change, and no evidence of tolerance cure was in the file. |  |  |  | Reviewer Comment (2026-01-30): [redacted] received PCCD, LOE, proof of mailing & copy of refund check.<br>Buyer Comment (2026-01-29): Please see attached e-Consent.<br>Buyer Comment (2026-01-29): Please see attached PCCD, Cover Letter, Cure Check and Proof [redacted] delivered. |  | 01/30/2026 |  | 2 C B |  | [redacted] | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 224949913 | [Redacted] | [Redacted] |  | 35582969 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | E-sign Consent Agreement is missing. |  |  |  | Reviewer Comment (2026-02-02): Document provided<br>Buyer Comment (2026-01-29): Please see attached PCCD, Cover Letter, Cure Check and Proof [redacted] delivered. | 02/02/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 224949913 | [Redacted] | [Redacted] |  | 35698243 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Loan Estimate Timing Electronically Provided | TILA-RESPA Integrated Disclosure: Loan Estimate not delivered to Borrower(s) within [redacted] business days of application. Initial Loan Estimate dated [redacted] was electronically provided without or prior to borrower's consent to receive electronic disclosures. Failure to comply with the provisions of the E-Sign Act and failure to provide good faith estimate of fees timely may result in additional fee tolerance violations. |  |  |  |  | Reviewer Comment (2026-02-04): [redacted] received earliest E-Consent dated [redacted].<br>Buyer Comment (2026-02-04): Please see attached rebuttal regarding eConsent date. | 02/04/2026 |  |  | 1 A |  | [redacted] | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 224949967 | [Redacted] | [Redacted] |  | 35584259 |  | Credit | Missing Document | General | Missing Document | Missing Document: Account Statements - Business not provided |  | Business Account Statements are missing for Account# [redacted] from [redacted] through [redacted]. |  |  |  | Reviewer Comment (2026-02-05): Cleared. Received bank statements.<br>Buyer Comment (2026-02-04): [redacted] stmnts for [redacted], [redacted], [redacted][redacted] upld | 02/05/2026 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Rate/Term | C A | N/A | N/A | No |
| 224949967 | [Redacted] | [Redacted] |  | 35584263 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | Business Account Statements are missing for Account# [redacted] from [redacted] through [redacted]. |  |  |  | Reviewer Comment (2026-02-05): Cleared. Received bank statements.<br>Buyer Comment (2026-02-04): [redacted] stmnts for [redacted], [redacted], [redacted][redacted] upld to trl docs | 02/05/2026 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Rate/Term | C A | N/A | N/A | No |
| 224949967 | [Redacted] | [Redacted] |  | 35584820 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | Business Account Statements are missing for Account# [redacted] from [redacted] through [redacted]. |  |  |  | Reviewer Comment (2026-02-05): Cleared. Received bank statements.<br>Buyer Comment (2026-02-04): [redacted] stmnts for [redacted], [redacted], [redacted][redacted] upld to trl docs | 02/05/2026 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Rate/Term | C A | N/A | N/A | No |
| 224949967 | [Redacted] | [Redacted] |  | 35591824 |  | Credit | Insurance | Insurance Analysis | Insurance | Hazard Insurance Policy expires within [redacted] days of the Note Date. |  | Hazard Insurance Policy expires on [redacted] which is within [redacted] days of the note date. |  |  |  | Reviewer Comment (2026-02-05): Cleared. Received updated policy.<br>Buyer Comment (2026-02-04): enewal policy upld | 02/05/2026 |  |  | 1 B A |  | [redacted] | Investment | Refinance - Rate/Term | C A | N/A | N/A | No |
| 224954698 | [Redacted] | [Redacted] |  | 35593686 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  | Business Purpose Certificate is missing in the file. |  |  |  | Reviewer Comment (2026-02-12): Received Business Purpose Certificate. Exception cleared.<br>Buyer Comment (2026-02-10): Business Purpose Cert | 02/12/2026 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 224954698 | [Redacted] | [Redacted] |  | 35593687 |  | Credit | Missing Document | General | Missing Document | Missing Document: Cash-Out Utilization not provided |  | Cash-Out Utilization is missing in the file. |  |  |  | Reviewer Comment (2026-02-12): Received Business Purpose Certificate. Exception cleared.<br>Buyer Comment (2026-02-10): Business Purpose Cert | 02/12/2026 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 224955575 | [Redacted] | [Redacted] |  | 35594369 |  | Credit | Guideline | Guideline Issue | Guideline | Loan does not meet guideline requirements regarding DTI variance. | Diligence Investor Qualifying Total Debt Ratio: ___; <br> Bid Tape Investor Qualifying Total Debt Ratio: ___. | Lender has considered HOA of $[redacted], and appraisal confirms HOA of $[redacted], causing a slight increase in DTI. |  |  |  | Reviewer Comment (2026-02-03): Cleared. Received updated [redacted].<br>Buyer Comment (2026-02-02): revised [redacted] upld | 02/03/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | D A | Non QM | N/A | No |
| 224955575 | [Redacted] | [Redacted] |  | 35597651 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | Initial [redacted] Rate Lock is missing and is a required document. |  |  |  | Reviewer Comment (2026-02-03): Cleared. Received rate lock<br>Buyer Comment (2026-02-02): initial lock upld | 02/03/2026 |  |  | 1 C A D |  | [redacted] | Investment | Purchase | D A | Non QM | N/A | No |
| 224955986 | [Redacted] | [Redacted] |  | 35607392 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | The operating agreement for the borrowing entity reflect the sole member is [redacted] however [redacted] signed the loan documents as the individual borrower. There was no documentation located in the file indicating [redacted] was able to sign for the borrowing entity. Evidence is required (legal documentation) that the individual that signed for the borrowing entity was permitted and has authority to do so. |  |  |  | Reviewer Comment (2026-02-05): Same name affidavit and credit report in the file show [redacted] and [redacted] as the same person. Exception cleared.<br>Buyer Comment (2026-02-03): please see name affidavit to show that [redacted] and [redacted]\[redacted] is [redacted] in the same person. Drivers license doc [redacted] is [redacted] | 02/05/2026 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| 224965433 | [Redacted] | [Redacted] |  | 35595225 |  | Credit | Insurance | Insurance Documentation | Insurance | Insurance Policy Expiration Date is less than [redacted] days of the Note Date and does not have automatic renewal. |  | Blanket hazard insurance policy provided for the condominium project expired on [redacted]. Please provide updated policy. |  |  |  | Reviewer Comment (2026-02-02): Updated document provided<br>Buyer Comment (2026-01-29): Please see attached updated [redacted] | 02/02/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | D B A |  | N/A | No |
| 224965433 | [Redacted] | [Redacted] |  | 35595474 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The lender exception has been requested for Section [redacted].[redacted] - Interest Only Payment Qualification. LTV must not exceed [redacted]%. The exception is approved with Max [redacted]% LTV, Borrower to provide copy of lease and evidence of first month's rent/deposit, Subject to meeting all other [redacted] guideline requirements. Any loan attribute limit listed above is a requirement to maintain the exception approval. Compensating factors: FICO [redacted] points or more above requirement, Long Term Homeownership (>[redacted] years), Reserves [redacted]+ months more than requirement. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Aggregator,SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-01-21): Client elects to waive with compensating factors. |  |  | 01/21/2026 | 2 B |  | [redacted] | Investment | Purchase | D B A |  | N/A | No |
| 224965433 | [Redacted] | [Redacted] |  | 35595480 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | File is missing the most recent [redacted] month rental pay history on the primary property for borrower[redacted]. |  |  |  | Reviewer Comment (2026-02-04): Letter from explanation received, exception cleared<br>Buyer Comment (2026-02-02): Please see attached letter from B[redacted][redacted]. | 02/04/2026 |  |  | 1 C A D |  | [redacted] | Investment | Purchase | D B A |  | N/A | No |
| 224972669 | [Redacted] | [Redacted] |  | 35595782 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | File is missing [redacted] business bank statement. |  |  |  | Reviewer Comment (2026-01-28): Received [redacted][redacted] business bank statement. Exception cleared.<br>Buyer Comment (2026-01-26): Please see attached [redacted] bank statement. | 01/28/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224972669 | [Redacted] | [Redacted] |  | 35595789 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Divorce Decree / Child Support not provided |  | Final [redacted] reflects $[redacted] child support in liability section. File is missing Divorce decree / Child support documents to verify the same. |  |  |  | Reviewer Comment (2026-02-02): Received divorce decree and revised [redacted], [redacted] with updated DTI. Exception cleared.<br>Buyer Comment (2026-01-30): Please see attached Child Support orders and Divorce Decree, in addition I have uploaded a new [redacted] with the increased requirement. Child support orders state $[redacted] + $[redacted] when one of the children "returns to live with the parties" So worst case scenario, that child is now living at home as they are [redacted]. [redacted] of the children are now [redacted] so it says child support can be decreased by $[redacted]/mo per graduating child therefore Child support has been calculated as follows: $[redacted] + $[redacted] - $[redacted] -$[redacted] = $[redacted]. DTI changed from [redacted]% to [redacted]%. | 02/02/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224972669 | [Redacted] | [Redacted] |  | 35595790 |  | Credit | Missing Document | General | Missing Document | Missing Document: Account Statements - Business not provided |  | File is missing December [redacted] business bank statement. |  |  |  | Reviewer Comment (2026-01-28): Received [redacted][redacted] business bank statement. Exception cleared.<br>Buyer Comment (2026-01-26): Please see attached [redacted] bank statement | 01/28/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224972669 | [Redacted] | [Redacted] |  | 35595798 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | E-sign Consent Agreement is missing. Blend report shows pending e-consent date. |  |  |  | Reviewer Comment (2026-01-28): Received e-sign agreement. Exception cleared.<br>Buyer Comment (2026-01-26): Please see attached e-consent | 01/28/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224972669 | [Redacted] | [Redacted] |  | 35595913 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | File is missing December [redacted] business bank statement, verification of CPA license also not provided. |  |  |  | Reviewer Comment (2026-01-28): Received [redacted][redacted] business bank statement. Additionally, CPA letter present in file. Exception cleared.<br>Buyer Comment (2026-01-26): Please see attached evidence of CPA license and [redacted] bank statement. | 01/28/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224972669 | [Redacted] | [Redacted] |  | 35595921 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank [redacted]): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | Waterfall due to missing [redacted] [redacted] business bank statement, verification of CPA license. |  |  |  | Reviewer Comment (2026-01-28): Received [redacted][redacted] business bank statement. Additionally, CPA letter present in file. Exception cleared.<br>Buyer Comment (2026-01-26): Please see attached evidence of CPA license and [redacted] bank statement. | 01/28/2026 |  |  | 1 B A C |  | [redacted] | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| 224972669 | [Redacted] | [Redacted] |  | 35595923 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank [redacted]): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | Waterfall due to missing [redacted] [redacted] business bank statement, verification of CPA license. |  |  |  | Reviewer Comment (2026-01-28): Received [redacted][redacted] business bank statement. Additionally, CPA letter present in file. Exception cleared.<br>Buyer Comment (2026-01-26): [redacted] [redacted] Uploaded the requested evidence of CPA license and bank statement found in [redacted]. Pending inv review, ETA [redacted]. | 01/28/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224972669 | [Redacted] | [Redacted] |  | 35595924 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML) [redacted] Higher-Priced Mortgage Loan (APR Exceeds HPML Threshold) | [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted][redacted]% or Final Disclosure APR of [redacted][redacted]% is equal to or greater than the threshold of APOR [redacted]% + [redacted]%, or [redacted][redacted]%. Compliant Higher Priced Loan. | APR on subject loan of [redacted][redacted]% or Final Disclosure APR of [redacted][redacted]% is equal to or greater than the threshold of APOR [redacted]% + [redacted]%, or [redacted][redacted]%. |  |  |  | Buyer Comment (2026-02-02): okay to WAIVE per [redacted]<br>Reviewer Comment (2026-02-02): The condition can not be cleared or cancelled but may elect to waive.<br>Buyer Comment (2026-01-29): Please clear or cancel condition if the condition is compliant.<br>Reviewer Comment (2026-01-29): Exception is compliant.<br>Buyer Comment (2026-01-27): Please confirm complaint and if not please provide more details to what is needed |  |  | 02/02/2026 | 2 B |  | [redacted] | Primary | Purchase | No obvious cure C B A | Non QM | Non QM | No |
| 224972669 | [Redacted] | [Redacted] |  | 35595931 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank [redacted]): Based on the loan failing one or more guideline components, the loan is at ATR risk. | [redacted]due to missing December [redacted] business bank statement, verification of CPA license. |  |  |  | Reviewer Comment (2026-01-28): Received [redacted][redacted] business bank statement. Additionally, CPA letter present in file. Exception cleared.<br>Buyer Comment (2026-01-26): Please see attached evidence of CPA license and [redacted] bank statement. | 01/28/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224987954 | [Redacted] | [Redacted] |  | 35602031 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Verification of Identification not provided |  | Verification of Identification is not provided in file |  |  |  | Reviewer Comment (2026-02-05): Received Patriot Act Customer Identification in the file. Exception Cleared.<br>Buyer Comment (2026-02-03): [redacted] form upld | 02/05/2026 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 224988562 | [Redacted] | [Redacted] |  | 35603206 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank [redacted]): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | Waterfall finding due to REO discrepancy. |  |  |  | Reviewer Comment (2026-02-04): Cleared, Received updated [redacted].<br>Buyer Comment (2026-02-03): revised [redacted] with corrected expenses upld to trl docs.. | 02/04/2026 |  |  | 1 B A C |  | [redacted] | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| 224988562 | [Redacted] | [Redacted] |  | 35603214 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank [redacted]): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Waterfall finding due to REO discrepancy. |  |  |  | Reviewer Comment (2026-02-04): Cleared, Received updated [redacted].<br>Buyer Comment (2026-02-03): revised [redacted] with corrected expenses upld to trl docs. | 02/04/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224988562 | [Redacted] | [Redacted] |  | 35603278 |  | Credit | Guideline | Guideline Issue | Guideline | Loan does not meet guideline requirements regarding DTI variance. | Diligence Investor Qualifying Total Debt Ratio: ___; <br> Bid Tape Investor Qualifying Total Debt Ratio: ___. | The reason for the discrepancy is due to property expenses of REO property [redacted] |  |  |  | Reviewer Comment (2026-02-04): Cleared, Received updated [redacted].<br>Buyer Comment (2026-02-03): revised [redacted] upld with corrected expenses. | 02/04/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224988604 | [Redacted] | [Redacted] |  | 35601427 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted] Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2026-01-21): Sufficient Cure Provided At Closing |  | 01/21/2026 |  | 1 A |  | [redacted] | Primary | Refinance - Cash-out - Other | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 224988604 | [Redacted] | [Redacted] |  | 35601429 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted] Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2026-01-21): Sufficient Cure Provided At Closing |  | 01/21/2026 |  | 1 A |  | [redacted] | Primary | Refinance - Cash-out - Other | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 224988612 | [Redacted] | [Redacted] |  | 35604374 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted] Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. | Credit Report Fee was last disclosed as $[redacted] on the Loan Estimate but disclosed as $[redacted] on Final Closing Disclosure. File does not contain a Valid change of circumstance for this fee, nor evidence of cure in file |  |  |  | Reviewer Comment (2026-01-21): Sufficient Cure Provided At Closing |  | 01/21/2026 |  | 1 A |  | [redacted] | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 224988613 | [Redacted] | [Redacted] |  | 35603611 |  | Compliance | Compliance | Federal Compliance | TILA | ARM Disclosure Timing Test | TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower within [redacted] days of application. | ARM loan program disclosure not provided to the borrower within [redacted] days of application. |  |  |  | Reviewer Comment (2026-02-12): ARM disclosure was provided on application date.<br>Buyer Comment (2026-02-10): ARM form sent [redacted] | 02/12/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | No Defined Cure A | Non QM | Non QM | No |
| 224988623 | [Redacted] | [Redacted] |  | 35597842 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  |  |  |  |  | Reviewer Comment (2026-01-29): Update title provided.<br>Buyer Comment (2026-01-29): title commitment | 01/29/2026 |  |  | 1 B A |  | [redacted] | Primary | Purchase | C A B | Non QM | Non QM | No |
| 224988623 | [Redacted] | [Redacted] |  | 35597857 |  | Compliance | Compliance | Federal Compliance | Federal HPML | [redacted] [redacted] Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of [redacted][redacted]% or Final Disclosure APR of [redacted][redacted]% is equal to or greater than the threshold of APOR [redacted]% + [redacted]%, or [redacted][redacted]%. Non-Compliant Higher Priced Mortgage Loan. | APR on subject loan of [redacted][redacted]% or Final Disclosure APR of [redacted][redacted]% is equal to or greater than the threshold of APOR [redacted]% + [redacted]%, or [redacted][redacted]%. |  |  |  | Reviewer Comment (2026-01-30): Received Appraisal notice dated [redacted]. Exception cleared.<br>Buyer Comment (2026-01-29): appraisal delivery submitted | 01/30/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A B | Non QM | Non QM | No |
| 224988623 | [Redacted] | [Redacted] |  | 35597858 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank [redacted]): Creditor did not provide a copy of each valuation to applicant [redacted] business days prior to consummation. | No evidence that borrower received a copy of appraisal at least [redacted] business days to closing. |  |  |  | Reviewer Comment (2026-01-30): Received Appraisal notice dated [redacted]. Exception cleared.<br>Buyer Comment (2026-01-29): appraisal delivery | 01/30/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A B | Non QM | Non QM | No |
| 224988681 | [Redacted] | [Redacted] |  | 35605537 |  | Credit | Guideline | Guideline Issue | Guideline | Loan does not meet guideline requirements regarding DTI variance. |  | The calculated investor's qualifying total debt ratio exceeds the guideline requirement by [redacted][redacted]%, which is the reason for the using REO's rental income with lender's calculated value. |  |  |  | Reviewer Comment (2026-01-29): Rental income combined for married borrower's, exception cleared.<br>Buyer Comment (2026-01-27): Please see attached rebuttal for rental income calculation. | 01/29/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224988681 | [Redacted] | [Redacted] |  | 35605544 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | The calculated investor's qualifying total debt ratio exceeds the guideline requirement by [redacted][redacted]%, which is the reason for the using REO's rental income with lender's calculated value. |  |  |  | Reviewer Comment (2026-01-29): Rental income combined for married borrower's, exception cleared.<br>Buyer Comment (2026-01-27): Please see attached rebuttal for rental income calculation. | 01/29/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224988681 | [Redacted] | [Redacted] |  | 35605565 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank [redacted]): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | Waterfall due to the calculated investor's qualifying total debt ratio exceeds the guideline requirement by [redacted][redacted]%, which is the reason for the using REO's rental income with lender's calculated value. |  |  |  | Reviewer Comment (2026-01-29): Rental income combined for married borrower's, exception cleared.<br>Buyer Comment (2026-01-27): Please see attached rebuttal for rental income calculation. | 01/29/2026 |  |  | 1 B A C |  | [redacted] | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| 224988681 | [Redacted] | [Redacted] |  | 35605566 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank [redacted]): Based on the loan failing [redacted]or more guideline components, the loan is at ATR risk. | Waterfall due to the calculated investor's qualifying total debt ratio exceeds the guideline requirement by [redacted][redacted]%, which is the reason for the using REO's rental income with lender's calculated value. |  |  |  | Reviewer Comment (2026-01-29): Rental income combined for married borrower's, exception cleared.<br>Buyer Comment (2026-01-27): Please see attached rebuttal for rental income calculation. | 01/29/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224988681 | [Redacted] | [Redacted] |  | 35605568 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM DTIs match and both moderately exceed Guidelines | Ability to Repay (Dodd-Frank [redacted]): The DTI calculated in accordance with the Lenders Guidelines and [redacted](c)([redacted]) of [redacted][redacted]% moderately exceeds the guideline maximum of [redacted]%. (DTI Exception is eligible to be regraded with compensating factors.) | Waterfall due to the calculated investor's qualifying total debt ratio exceeds the guideline requirement by [redacted][redacted]%, which is the reason for the using REO's rental income with lender's calculated value. |  |  |  | Reviewer Comment (2026-01-29): Rental income combined for married borrower's, exception cleared.<br>Buyer Comment (2026-01-27): Please see attached rebuttal for rental income calculation. | 01/29/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224988687 | [Redacted] | [Redacted] |  | 35605458 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | Appraisal Fee increased from $[redacted] to $[redacted] without any valid changed circumstances. $[redacted] cure provided is less than the total cure requirement of $[redacted]. |  |  |  | Reviewer Comment (2026-02-09): [redacted] received Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD.<br>Buyer Comment (2026-02-06): lox, pccd, check for $[redacted] balance of refund due |  | 02/09/2026 |  | 2 C B |  | [redacted] | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 224988687 | [Redacted] | [Redacted] |  | 35605459 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Appraisal Review Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | Appraisal review fee of $[redacted] was added on [redacted] and the fee increased to $[redacted] without any valid changed circumstances. $[redacted] cure provided is less than the total cure requirement of $[redacted]. |  |  |  | Reviewer Comment (2026-02-09): [redacted] received Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD.<br>Buyer Comment (2026-02-06): lox, pccd, check for $[redacted] balance of refund due |  | 02/09/2026 |  | 2 C B |  | [redacted] | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 224988687 | [Redacted] | [Redacted] |  | 35605460 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | Transfer tax increased from $[redacted] to $[redacted] without any valid changed circumstances. $[redacted] cure provided is less than the total cure requirement of $[redacted]. |  |  |  | Reviewer Comment (2026-02-09): Sufficient cure provided. Full cure amount for tolerance violation was provided at or before closing (on final CD) resulting in a cleared exception.<br>Buyer Comment (2026-02-06): lox, pccd, check for $[redacted] balance of refund due | 02/09/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 224988690 | [Redacted] | [Redacted] |  | 35604241 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | Executed HUD[redacted]/Closing Statement is missing on file. |  |  |  | Reviewer Comment (2026-02-05): Executed Final Closing Statement received and verified the details. Exception Cleared.<br>Buyer Comment (2026-02-03): Please see attached settlement statement signed by the borrowers.<br>Reviewer Comment (2026-02-02): Provided closing statement is already available in the initial shipping package. However, require borrower executed closing statement in the file. Exception Remains.<br>Buyer Comment (2026-01-28): Please see attached HUD | 02/05/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | D A |  | N/A | No |
| 224988690 | [Redacted] | [Redacted] |  | 35611417 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Deeds / Warranty / Grant / Quit-Claim not provided |  | File is missing the deed transferring the property to the borrowers. |  |  |  | Reviewer Comment (2026-02-02): Received deed transferring the property to the borrowers in the file. Exception Cleared.<br>Buyer Comment (2026-01-28): Please see attached copy of Deed | 02/02/2026 |  |  | 1 D A |  | [redacted] | Investment | Purchase | D A |  | N/A | No |
| 224988693 | [Redacted] | [Redacted] |  | 35602646 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted] Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2026-01-21): Sufficient Cure Provided At Closing |  | 01/21/2026 |  | 1 A |  | [redacted] | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 224988694 | [Redacted] | [Redacted] |  | 35616298 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approved for waiver of VOR for a borrower living rent free but with prior housing in most recent [redacted] mo. Exception approved with max DTI of [redacted] and subject to meeting all other guides. | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-23): Exception approval in file with comp factors cited. |  |  | 01/23/2026 | 2 B |  | [redacted] | Primary | Purchase | B A | Non QM | Non QM | No |
| 224988696 | [Redacted] | [Redacted] |  | 35604457 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  |  |  |  |  | Reviewer Comment (2026-02-12): Received e-sign agreement. Exception cleared.<br>Buyer Comment (2026-02-10): eConsent | 02/12/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A | N/A | N/A | No |
| 224988696 | [Redacted] | [Redacted] |  | 35604461 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | HOA verification missing in loan file. |  |  |  | Reviewer Comment (2026-02-12): Received HOA verification. Exception cleared.<br>Buyer Comment (2026-02-10): HOA | 02/12/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A | N/A | N/A | No |
| 224988696 | [Redacted] | [Redacted] |  | 35611308 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Unable to Use [redacted] for verification . Please provide Mortgage, Taxes and Insurance statements. |  |  |  | Reviewer Comment (2026-02-12): Received mortgage statement. Exception cleared.<br>Buyer Comment (2026-02-10): Statement T&I impounded, HOA dues | 02/12/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A | N/A | N/A | No |
| 224988701 | [Redacted] | [Redacted] |  | 35605795 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted]Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. | [redacted]% tolerance was exceeded by $[redacted] due to Credit Report Fee. No valid COC provided, Specific credit of $[redacted] has been provided as cure at closing. |  |  |  | Reviewer Comment (2026-01-22): Sufficient Cure Provided At Closing |  | 01/22/2026 |  | 1 A |  | [redacted] | Primary | Purchase | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| 224988701 | [Redacted] | [Redacted] |  | 35617034 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception in file allowing [redacted]LTV purchase by a FTHB without a verifiable rental history. Approved with comp factors cited. | Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted]. | Exception approval in file with comp factors cited. | SitusAMC,Originator<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-23): Exception approval in file with comp factors cited. |  |  | 01/23/2026 | 2 B |  | [redacted] | Primary | Purchase | B A | Non QM | Non QM | No |
| 224988777 | [Redacted] | [Redacted] |  | 35616021 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted] Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2026-01-23): Sufficient Cure Provided At Closing |  | 01/23/2026 |  | 1 A |  | [redacted] | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 224989199 | [Redacted] | [Redacted] |  | 35618074 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD (Asset) not provided |  | File is missing the final closing statement from the sale of the exchange properties |  |  |  | Reviewer Comment (2026-02-09): Provided final closing statement from the sale of the exchange in the file. Exception Cleared.<br>Buyer Comment (2026-02-05): please cancel/waive, the final cd for the sale of the exchange prop was provided in the initial file - [redacted] | 02/09/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A |  | N/A | No |
| 224989892 | [Redacted] | [Redacted] |  | 35604817 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception provided for insufficient property coverage for ttl # of units in project on master policy for [redacted] | Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of [redacted] months PITIA or more.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Documentation Type: [redacted]<br> Disposable Income: $[redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-01-22): Client elects to waive with compensating factors. |  |  | 01/22/2026 | 2 B |  | [redacted] | Investment | Purchase | C B A | N/A | N/A | No |
| 224989892 | [Redacted] | [Redacted] |  | 35604864 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within [redacted] or [redacted] and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary title policy amount is blank. |  |  |  | Reviewer Comment (2026-02-03): Received required documentation. Condition cleared.<br>Buyer Comment (2026-02-02): Title | 02/03/2026 |  |  | 1 B A |  | [redacted] | Investment | Purchase | C B A | N/A | N/A | No |
| 224989892 | [Redacted] | [Redacted] |  | 35604865 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  | Final title policy is missing in the file. |  |  |  | Reviewer Comment (2026-02-03): Received required documentation. Condition cleared. | 02/03/2026 |  |  | 1 A |  | [redacted] | Investment | Purchase | C B A | N/A | N/A | No |
| 224989892 | [Redacted] | [Redacted] |  | 35607261 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | [redacted] months Bank statements required. | Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of [redacted] months PITIA or more.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Documentation Type: [redacted]<br> Disposable Income: $[redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-02-11): Client elects to waive with compensating factors.<br>Buyer Comment (2026-02-09): Asset exception<br>Reviewer Comment (2026-02-03): The exception provided is addressing insufficient property coverage on the master policy. This condition is addressing insufficient number of bank statements as required by lender guides.<br>Buyer Comment (2026-01-29): Exception Approved |  |  | 02/11/2026 | 2 C B |  | [redacted] | Investment | Purchase | C B A | N/A | N/A | No |
| 224990392 | [Redacted] | [Redacted] |  | 35606127 |  | Credit | Asset | Asset Documentation | Asset | Missing Document: Gift Letter not provided |  | Gift Letter in the amount of $[redacted] is missing in file. Provided Gift Letter is reflecting $[redacted]. |  |  |  | Reviewer Comment (2026-02-12): Received gift letter for $[redacted], exception cleared<br>Buyer Comment (2026-02-11): Gift letter | 02/12/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224990392 | [Redacted] | [Redacted] |  | 35606134 |  | Credit | Asset | Asset Documentation | Asset | Asset documentation requirements not met. |  | Gift Letter in the amount of $[redacted] is missing in file. Provided Gift Letter is reflecting $[redacted]. |  |  |  | Reviewer Comment (2026-02-12): Received gift letter for $[redacted], exception cleared<br>Buyer Comment (2026-02-11): See uploaded gift letter | 02/12/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224990392 | [Redacted] | [Redacted] |  | 35606138 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank [redacted]): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | [redacted]due to Gift Letter in the amount of $[redacted] is missing in file. Provided Gift Letter is reflecting $[redacted]. |  |  |  | Reviewer Comment (2026-02-12): Received gift letter for $[redacted], exception cleared<br>Buyer Comment (2026-02-11): See uploaded gift letter | 02/12/2026 |  |  | 1 B A C |  | [redacted] | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| 224990392 | [Redacted] | [Redacted] |  | 35606140 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank [redacted]): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | [redacted]due to Gift Letter in the amount of $[redacted] is missing in file. Provided Gift Letter is reflecting $[redacted]. |  |  |  | Reviewer Comment (2026-02-12): Received gift letter for $[redacted], exception cleared<br>Buyer Comment (2026-02-11): See uploaded gift letter | 02/12/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224990392 | [Redacted] | [Redacted] |  | 35606149 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank [redacted]): Based on the loan failing [redacted] or more guideline components, the loan is at ATR risk. | [redacted]due to Gift Letter in the amount of $[redacted] is missing in file. Provided Gift Letter is reflecting $[redacted]. |  |  |  | Reviewer Comment (2026-02-12): Received gift letter for $[redacted], exception cleared<br>Buyer Comment (2026-02-11): See uploaded gift letter | 02/12/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224990392 | [Redacted] | [Redacted] |  | 35618180 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. | Documented qualifying Assets for Closing of ___ is less than Cash From Borrower ___. | Gift Letter in the amount of $[redacted] is missing in file. Provided Gift Letter is reflecting $[redacted]. |  |  |  | Reviewer Comment (2026-02-12): Received gift letter for $[redacted], exception cleared<br>Buyer Comment (2026-02-11): See uploaded gift letter | 02/12/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224990463 | [Redacted] | [Redacted] |  | 35607451 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | Reviewer Comment (2026-02-04): Title final received. | 02/04/2026 |  |  | 1 A |  | [redacted] | Investment | Purchase | B A | N/A | N/A | No |
| 224990463 | [Redacted] | [Redacted] |  | 35607453 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within [redacted] or [redacted] and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2026-02-04): Title final received.<br>Buyer Comment (2026-02-02): title commitment | 02/04/2026 |  |  | 1 B A |  | [redacted] | Investment | Purchase | B A | N/A | N/A | No |
| 224991913 | [Redacted] | [Redacted] |  | 35614966 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Verification of Identification not provided |  |  |  |  |  | Reviewer Comment (2026-02-12): Received Patriot Act information form. Exception Cleared.<br>Buyer Comment (2026-02-10): executed patriot act | 02/12/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | D A |  | N/A | No |
| 224991913 | [Redacted] | [Redacted] |  | 35620189 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | File is missing the most recent pay history for the borrower primary residence |  |  |  | Reviewer Comment (2026-02-09): Borrower is living rent free and does not have any mortgage housing history. Received letter of explanation regarding the same. Exception Cleared.<br>Buyer Comment (2026-02-05): please see lox doc [redacted] regarding living rent free at present primary address, as it was with family home. credit report confirms borrower has no current mortgages | 02/09/2026 |  |  | 1 C A D |  | [redacted] | Investment | Purchase | D A |  | N/A | No |
| 224991966 | [Redacted] | [Redacted] |  | 35610922 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted] Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. | No valid Change of circumstance provided, nor evidence of cure in file. |  |  |  | Reviewer Comment (2026-01-22): Sufficient Cure Provided At Closing |  | 01/22/2026 |  | 1 A |  | [redacted] | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 224991968 | [Redacted] | [Redacted] |  | 35613851 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception requested for large loan pack exceeding [redacted] loans. | Borrower has owned the subject property for at least [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-01-26): Client elects to waive with compensating factors. |  |  | 01/26/2026 | 2 B |  | [redacted] | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| 224991968 | [Redacted] | [Redacted] |  | 35613877 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception requested for third party documentation evidencing no late payments in accordance with the land contract or contract for deed for the most recent [redacted] month period must be provided. Borrower acquired subject property via recorded executed land contract original dated [redacted] and amended dated [redacted]. Borrower provided [redacted] months cancelled checks as evidence of no late payments in accordance with the land contracts with the same seller therefore borrower pays all [redacted] land contracts amount in one check each month. | Borrower has owned the subject property for at least [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-01-26): Client elects to waive with compensating factors. |  |  | 01/26/2026 | 2 B |  | [redacted] | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| 224991968 | [Redacted] | [Redacted] |  | 35626928 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | File is missing the payoff statement for the lease option/land contract. |  |  |  | Reviewer Comment (2026-02-05): document provide<br>Buyer Comment (2026-02-03): Please see Page [redacted] [redacted] and waive | 02/05/2026 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| 224992042 | [Redacted] | [Redacted] |  | 35609717 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) [redacted] Cash-out Loan (TX Home Equity Disclosure/Notice Concerning Extensions of Credit Not Provided) | [redacted] Constitution Section [redacted](a)([redacted]): Missing Revised Notice Concerning Extensions of Credit disclosure, however file includes a signed acknowledgment stating that the owner(s) received the Notice at least [redacted] days prior to closing. | Extension of Credit was not found in file. |  |  |  | Reviewer Comment (2026-02-06): Document provided<br>Buyer Comment (2026-02-04): executed [redacted] day letter | 02/06/2026 |  |  | 1 B A |  | [redacted] | Primary | Refinance - Cash-out - Other | Refund or credit the borrower $1,000 and offer the borrower the right to refinance the extension of credit for the remaining term of the loan at no cost to the borrower on the same terms, including interest, as the original extension of credit with a[redacted] modifications necessary to comply with this section or on terms on which the borrower and the lender or holder otherwise agree. B A | Non QM | Non QM | Yes |
| 224992767 | [Redacted] | [Redacted] |  | 35613678 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception for [redacted] tradeline on credit with [redacted] pieces of alt credit is requested when guideline require a minimum of [redacted] tradelines plus alt credit. Dispositioned with max [redacted]% LTV/CLTV, document reserve requirement as within [redacted] UW guidelines. | Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of [redacted] months PITIA or more.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Actual Reserves: $[redacted]<br> Required Reserves: $[redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-01-26): client elects to waive with compensating factors. |  |  | 01/26/2026 | 2 B |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224992767 | [Redacted] | [Redacted] |  | 35613680 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  |  |  |  |  | Reviewer Comment (2026-02-09): Received E-Sign Consent Agreement. Exception cleared.<br>Buyer Comment (2026-02-05): econsent | 02/09/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 224992775 | [Redacted] | [Redacted] |  | 35613770 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception is provided for borrower [redacted]/DSCR loan secured by rurally designated property. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>Borrower has owned the subject property for at least [redacted] years.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [redacted]%. | Exception approval in file with comp factors cited. | SitusAMC,Originator<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-26): Exception approval in file with comp factors cited. |  |  | 01/26/2026 | 2 B |  | [redacted] | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| 224992775 | [Redacted] | [Redacted] |  | 35615616 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception request Cash out refinance secured by rurally designated property (which are normally restricted to purchase and rate/term refi's only) | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>Borrower has owned the subject property for at least [redacted] years.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [redacted]%. | Exception approval in file with comp factors cited. | SitusAMC,Originator<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-26): Exception approval in file with comp factors cited. |  |  | 01/26/2026 | 2 B |  | [redacted] | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| 224999419 | [Redacted] | [Redacted] |  | 35618823 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted] Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2026-01-23): Sufficient Cure Provided At Closing |  | 01/23/2026 |  | 1 A |  | [redacted] | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 224999419 | [Redacted] | [Redacted] |  | 35618831 |  | Compliance | Compliance | Federal Compliance | Federal HPML | [redacted] [redacted] Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of [redacted][redacted]% or Final Disclosure APR of [redacted][redacted]% is equal to or greater than the threshold of APOR [redacted]% + [redacted]%, or [redacted][redacted]%. Non-Compliant Higher Priced Mortgage Loan. | Loan is non-compliant HPML due to missing evidence of appraisal delivery [redacted]days prior to closing. (this is most common reason, but you may need to update for appraisal disclosure within [redacted] days of application) |  |  |  | Reviewer Comment (2026-02-05): Appraisal delivery receipt updated. Exception cleared.<br>Buyer Comment (2026-02-03): See upload | 02/05/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224999419 | [Redacted] | [Redacted] |  | 35618832 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank [redacted]): Creditor did not provide a copy of each valuation to applicant [redacted] business days prior to consummation. | No evidence of valuation document provided to borrower [redacted] business days prior to consummation |  |  |  | Reviewer Comment (2026-02-05): Appraisal delivery receipt updated. Exception cleared.<br>Buyer Comment (2026-02-03): Proof [redacted] appraisal sent to borrower, [redacted] and proof. [redacted] appraisal was clerical. | 02/05/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224999419 | [Redacted] | [Redacted] |  | 35618833 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Qualification Method not Matching ATR | Ability to Repay (Dodd-Frank [redacted]): The Qualification Method used by the lender does not match the ATR payment calculation methods under [redacted](c)([redacted]). |  |  |  |  | Reviewer Comment (2026-02-05): Qualification method updated correctly. Exception cleared.<br>Buyer Comment (2026-02-03): See upload | 02/05/2026 |  |  | 1 B A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224999419 | [Redacted] | [Redacted] |  | 35618872 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | No evidence of E-sign consent document present in the file. |  |  |  | Reviewer Comment (2026-02-05): E-sign consent document received & associated. Exception cleared.<br>Buyer Comment (2026-02-03): Compliance Report | 02/05/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224999419 | [Redacted] | [Redacted] |  | 35637470 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approved to permit [redacted]% LTV - $[redacted] loan amount, [redacted] credit score. The lender exception requires a VOR supporting [redacted]x[redacted]x[redacted] however the VOR provided reflects [redacted] months. |  |  |  | Reviewer Comment (2026-02-05): [redacted] Months provided<br>Buyer Comment (2026-02-03): See [redacted], [redacted] , [redacted], [redacted] & [redacted] | 02/05/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224999419 | [Redacted] | [Redacted] |  | 35637486 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception provided to allow [redacted] transcrip in lieu of the actual [redacted] [redacted] form. The lender exception requires a VOR supporting [redacted]x[redacted]x[redacted] however the VOR provided reflects [redacted] months. |  |  |  | Reviewer Comment (2026-02-05): [redacted] Months provided<br>Buyer Comment (2026-02-03): See [redacted], [redacted] , [redacted], [redacted] & [redacted] | 02/05/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 224999770 | [Redacted] | [Redacted] |  | 35616931 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | No evidence of HUD/CD available in file. |  |  |  | Reviewer Comment (2026-02-12): Received final closing statement. Exception cleared.<br>Buyer Comment (2026-02-10): true and certified alta<br>Reviewer Comment (2026-02-09): Provide the final Closing Statement fully executed by the all parties or stamped true and certified. Copy provided is not signed by all parties. Exception remains.<br>Buyer Comment (2026-02-05): final settlement statement | 02/12/2026 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| 224999790 | [Redacted] | [Redacted] |  | 35615243 |  | Credit | Credit | Credit Eligibility | Guideline | Public Record Issue: |  | Fraud report reflects a judgment against borrower in the amount of $[redacted] with no release date. |  |  |  | Reviewer Comment (2026-02-11): Title confirmation received that this judgment does not affect title. Judgments and liens that do not affect title may remain open.<br>Buyer Comment (2026-02-09): title email<br>Reviewer Comment (2026-02-05): The Fraud report reflects a judgment against borrower in the amount of $[redacted] with no release date. Please provide the Document with the release date. Exception remains<br>Buyer Comment (2026-02-03): The property card on page [redacted] and [redacted] as well as title on pg [redacted] don't show any liens for $[redacted]. Please waive/cancel. | 02/11/2026 |  |  | 1 B A |  | [redacted] | Primary | Purchase | C A B | Non QM | Non QM | No |
| 224999790 | [Redacted] | [Redacted] |  | 35615265 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Extension Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | Extension Fee was not disclosed on LE but disclosed as $[redacted] on Final closing disclosure. No cure or valid change of circumstance was provided to borrower. |  |  |  | Reviewer Comment (2026-02-04): [redacted] received COC dated [redacted].<br>Buyer Comment (2026-02-03): Explanation | 02/04/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A B | Non QM | Non QM | Yes |
| 224999790 | [Redacted] | [Redacted] |  | 35615266 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Appraisal Review Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | Appraisal review fee was not disclosed on LE but disclosed as $[redacted] on Final closing disclosure. No cure or valid change of circumstance was provided to borrower. |  |  |  | Reviewer Comment (2026-02-04): [redacted] received COC dated [redacted].<br>Buyer Comment (2026-02-03): See Explanation | 02/04/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A B | Non QM | Non QM | Yes |
| 225000317 | [Redacted] | [Redacted] |  | 35634287 |  | Credit | Documents | Missing Document | Documents | File does not contain documentation from lender/seller confirming the condo is warrantable. |  |  |  |  |  | Reviewer Comment (2026-02-06): Document provided<br>Buyer Comment (2026-02-04): Please see Condo approval found in [redacted] | 02/06/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A |  | N/A | No |
| 225001403 | [Redacted] | [Redacted] |  | 35625897 |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. | Initial Rate Lock Date missing in file. |  |  |  | Reviewer Comment (2026-02-06): Received rate lock<br>Buyer Comment (2026-02-04): initial lock upld | 02/06/2026 |  |  | 1 B A |  | [redacted] | Primary | Purchase | B A | Non QM | Non QM | No |
| 225001403 | [Redacted] | [Redacted] |  | 35627033 |  | Compliance | Compliance | State Compliance | Misc. State Level | [redacted] Consumer Sales Practices Act (Right Not To Close Disclosure Not Provided Timely) | [redacted] Consumer Sales Practices Act: Borrower not provided Right Not To Close Disclosure at Closing. | Disbursement date [redacted] . Right not to close date [redacted] |  |  |  | Reviewer Comment (2026-02-19): Received clarification from compliance team. Condition cleared.<br>Reviewer Comment (2026-02-17): we need to go By the Notary date .The disclosure was signed on [redacted] however the disbursement date and notary date is [redacted]. We have to go by the [redacted] date . Unable to cancel and waive. Exception remains<br>Buyer Comment (2026-02-13): please cancel/waive, the disclosure should only apply to the borrower. The non-borrowing spouse shouldn't need to sign because they aren't borrowing any money/being held liable since they aren't on the note.<br>Reviewer Comment (2026-02-11): The disclosure was signed on [redacted] however the disbursement date and notary date is [redacted]. We have to go by the [redacted] date . Unable to cancel and waive. Exception remains<br>Buyer Comment (2026-02-09): please cancel/waive, the mortgage was a dual signing, borrower signed [redacted], non-borrowing spouse signed [redacted].<br>Reviewer Comment (2026-02-06): The disclosure was signed on [redacted] however the disburesement date and notary date is [redacted].<br>Buyer Comment (2026-02-04): please cancel/waive, this was signed at closing on [redacted] | 02/19/2026 |  |  | 1 B A |  | [redacted] | Primary | Purchase | B A | Non QM | Non QM | No |
| 225001619 | [Redacted] | [Redacted] |  | 35617471 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | No valid Change of circumstance provided, nor evidence of cure in file. |  |  |  | Reviewer Comment (2026-02-10): [redacted] received Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD.<br>Buyer Comment (2026-02-09): lox, pccd, refund check |  | 02/10/2026 |  | 2 C B |  | [redacted] | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| 225003609 | [Redacted] | [Redacted] |  | 35625595 |  | Compliance | Compliance | Federal Compliance | Federal HPML | [redacted] [redacted] Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of [redacted][redacted]% or Final Disclosure APR of [redacted][redacted]% is equal to or greater than the threshold of APOR [redacted]% + [redacted]%, or [redacted][redacted]%. Non-Compliant Higher Priced Mortgage Loan. | Loan is non-compliant HPML due to missing evidence of Preliminary valuation delivered to borrower. |  |  |  | Reviewer Comment (2026-02-06): document provided<br>Buyer Comment (2026-02-04): Please see proof of delivery of appraisal to borrower found Acuity in [redacted] | 02/06/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 225003609 | [Redacted] | [Redacted] |  | 35625600 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank [redacted]): Creditor did not provide a copy of each valuation to applicant [redacted] business days prior to consummation. | Preliminary valuation is missing evidence of delivery to borrower. |  |  |  | Reviewer Comment (2026-02-06): document provided<br>Buyer Comment (2026-02-04): Please see proof of delivery of appraisal to borrower found Acuity in [redacted] | 02/06/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 225003609 | [Redacted] | [Redacted] |  | 35627624 |  | Credit | Loan Eligibility | Guideline Issue | Loan Eligibility | Housing history reflects lates that do not meet guidelines. | - Housing history reflects a total of ___ reported late payments. | Lender Exception for borrower having [redacted]x[redacted]x[redacted] + [redacted]x[redacted]x[redacted]. Condition for Max [redacted]% LTV/CLTV. The lender exception approval requires an ACH Agreement however it is not located in the file. |  |  |  | Reviewer Comment (2026-02-06): ACH Agreement provided<br>Buyer Comment (2026-02-04): Please see document [redacted] & [redacted] for ACH Agreement and copy of cancelled check. | 02/06/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 225003611 | [Redacted] | [Redacted] |  | 35627620 |  | Credit | Guideline | Guideline Issue | Guideline | Variance between diligence DSCR and bid tape DSCR does not meet [redacted] requirements. Variance is more than [redacted]. | Diligence DSCR: ___; <br> Bid Tape DSCR: ___. | The Bid tape DSCR is at [redacted], however DD DSCR is calculating at [redacted] as is the lenders DSCR worksheet. |  |  |  | Reviewer Comment (2026-02-09): Per lender rebuttal, [redacted] is within tolerance and able to be cleared.<br>Buyer Comment (2026-02-05): PC Cert | 02/09/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C B A |  | N/A | No |
| 225003611 | [Redacted] | [Redacted] |  | 35627885 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception request for [redacted]% LTV is counter - offered. Per disposition, max LTV is [redacted]%, minimum DSCR of [redacted]%, subject to [redacted] parcels confirmed as deeded together. No value to be given to [redacted]nd ADU. Subject to meeting all other [redacted] guidelines. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>Seasoned Borrower/Investor whose experience exceeds [redacted] completed projects.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]

# of Properties Completed: [redacted]<br> # of Projects (last [redacted] months): <br> # of Renovation Projects Completed (purchased and exited): | Aggregator,SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-28): Client elects to waive with compensating factors. |  |  | 01/28/2026 | 2 B |  | [redacted] | Investment | Purchase | C B A |  | N/A | No |
| 225003611 | [Redacted] | [Redacted] |  | 35627910 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception request for unacceptable property type (rural, property has an [redacted][redacted]) is counter-offered. Per disposition, max LTV is [redacted]%, minimum DSCR of [redacted]%, subject to two parcels confirmed as deeded together. No value to be given to [redacted]nd ADU. Subject to meeting all other [redacted]guidelines. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>Seasoned Borrower/Investor whose experience exceeds [redacted] completed projects.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]

# of Properties Completed: [redacted]<br> # of Projects (last [redacted] months): <br> # of Renovation Projects Completed (purchased and exited): | Aggregator,SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-28): Client elects to waive with compensating factors. |  |  | 01/28/2026 | 2 B |  | [redacted] | Investment | Purchase | C B A |  | N/A | No |
| 225003611 | [Redacted] | [Redacted] |  | 35628002 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | [redacted] months statements not provided for business account ending in #[redacted]. |  |  |  | Reviewer Comment (2026-02-09): This is a new account opened on [redacted][redacted]th, [redacted], can be determine from bank statement. Exception Cleared.<br>Buyer Comment (2026-02-05): PC Cert | 02/09/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C B A |  | N/A | No |
| 225003615 | [Redacted] | [Redacted] |  | 35648029 |  | Credit | Loan Package Documentation | Closing / Title | Missing Document | Missing Document: Security Instrument - Subject Lien not provided |  | The security instrument in the file is not signed/dated/notarized. In addition, none of the riders are signed/dated. |  |  |  | Reviewer Comment (2026-02-06): Cleared. Received signed document.<br>Buyer Comment (2026-02-04): recorded docs | 02/06/2026 |  |  | 1 D A |  | [redacted] | Investment | Purchase | D A |  | N/A | No |
| 225003615 | [Redacted] | [Redacted] |  | 35648058 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Deeds / Warranty / Grant / Quit-Claim not provided |  | File is missing a copy of the deed transferring the property to the borrowing entity. |  |  |  | Reviewer Comment (2026-02-10): Received Deed. Exception Cleared.<br>Buyer Comment (2026-02-06): warranty deed | 02/10/2026 |  |  | 1 D A |  | [redacted] | Investment | Purchase | D A |  | N/A | No |
| 225003615 | [Redacted] | [Redacted] |  | 35648087 |  | Credit | Loan Package Documentation | Closing / Title | Collateral | Security Instrument is not signed by borrower(s). |  |  |  |  |  | Reviewer Comment (2026-02-06): Cleared. Received signed document.<br>Buyer Comment (2026-02-04): recorded docs submitted | 02/06/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | D A |  | N/A | No |
| 225003717 | [Redacted] | [Redacted] |  | 35627574 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender requested an exception which was approved[redacted] loans to end investor (i.e., [redacted]) totaling $[redacted] [redacted] (Vs. Guideline of maximum of [redacted] loans not exceed $[redacted][redacted] to end investor). Unable to downgrade/waive due to lender required a [redacted] year prepay, however only a [redacted] month prepay was obtained. | Borrower has owned the subject property for at least [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-01-28): Client elects to waive with compensating factors. |  |  | 01/28/2026 | 2 B |  | [redacted] | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| 225003976 | [Redacted] | [Redacted] |  | 35654456 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception provided for exceeding max LTV. | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of [redacted] months PITIA or more.<br>The Loan to Value (LTV) on the loan is less than or equal to [redacted]%.<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum.<br>The representative FICO score is above [redacted]. | Documentation Type: [redacted]<br> Disposable Income: $[redacted]<br>Decision System: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-01-28): Client elects to waive with compensating factors. |  |  | 01/28/2026 | 2 B |  | [redacted] | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 225003976 | [Redacted] | [Redacted] |  | 35654463 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception provided for recently listed for sale. | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of [redacted] months PITIA or more.<br>The Loan to Value (LTV) on the loan is less than or equal to [redacted]%.<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum.<br>The representative FICO score is above [redacted]. | Documentation Type: [redacted]<br> Disposable Income: $[redacted]<br>Decision System: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-01-28): Client elects to waive with compensating factors. |  |  | 01/28/2026 | 2 B |  | [redacted] | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 225003976 | [Redacted] | [Redacted] |  | 35654464 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception provided for loan amount above max of $[redacted] mil. | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of [redacted] months PITIA or more.<br>The Loan to Value (LTV) on the loan is less than or equal to [redacted]%.<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum.<br>The representative FICO score is above [redacted]. | Documentation Type: [redacted]<br> Disposable Income: $[redacted]<br>Decision System: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-01-28): Client elects to waive with compensating factors. |  |  | 01/28/2026 | 2 B |  | [redacted] | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 225003977 | [Redacted] | [Redacted] |  | 35648210 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception for a large loan pack greater than [redacted] and last [redacted] months min $[redacted] monthly payments to seller is approved. | Borrower has owned the subject property for at least [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least [redacted]%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [redacted]%.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-01-28): Client elects to waive with compensating factors. |  |  | 01/28/2026 | 2 B |  | [redacted] | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| 225003977 | [Redacted] | [Redacted] |  | 35648279 |  | Credit | Credit | Miscellaneous | Credit | Missing Document: Credit Payoff Statement(s) not provided |  | File is missing the payoff for the land contract lien. |  |  |  | Reviewer Comment (2026-02-11): Received land contract lien payoff. Exception cleared.<br>Buyer Comment (2026-02-09): pay off upld | 02/11/2026 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| 225005398 | [Redacted] | [Redacted] |  | 35632857 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception to allow [redacted]% LTV when guides limit LTV to [redacted]% for property with [redacted][redacted] acres. [redacted] has [redacted] acres. Condition to Max [redacted]% LTV/CLTV, Min [redacted] FICO | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of [redacted] months PITIA or more.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Documentation Type: [redacted]<br> Disposable Income: $[redacted]<br>DTI: [redacted]% <br> Guideline Maximum DTI: [redacted]%<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-01-28): Client elects to waive with compensating factors. |  |  | 01/28/2026 | 2 B |  | [redacted] | Primary | Purchase | B A | Non QM | Non QM | No |
| 225005784 | [Redacted] | [Redacted] |  | 35630611 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted] Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. | Credit Report Fee was last disclosed as $[redacted] on Loan Estimate but disclosed as $[redacted] on Final Closing Disclosure. File does not contain a valid change of circumstance for this fee, no cure provided. |  |  |  | Reviewer Comment (2026-01-26): Sufficient Cure Provided At Closing |  | 01/26/2026 |  | 1 A |  | [redacted] | Primary | Purchase | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| 225005784 | [Redacted] | [Redacted] |  | 35635512 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception request Exhibit B, Page [redacted] LTV/FICO Matrices (Full Doc Sig Exp [redacted][redacted]) | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Documentation Type: [redacted]<br> Disposable Income: $[redacted]<br>Reserves: [redacted]<br> Guideline Requirement: [redacted] | SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-28): Client elects to waive with compensating factors. |  |  | 01/28/2026 | 2 B |  | [redacted] | Primary | Purchase | B A | Non QM | Non QM | No |
| 225008064 | [Redacted] | [Redacted] |  | 35680283 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Exception approval in file for a non-warrantable condo with critical repairs. Exception approved with comp factors cited. | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has owned the subject property for at least [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum. | Exception approved with comp factors cited. | SitusAMC,Originator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-29): Exception approved with comp factors cited. |  |  | 01/29/2026 | 2 B |  | [redacted] | Second Home | Refinance - Cash-out - Home Improvement | B A | Non QM | Non QM | No |
| 225008086 | [Redacted] | [Redacted] |  | 35637171 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Tax and insurance documentation not provided for the other properties owned by the borrowers. |  |  |  | Reviewer Comment (2026-02-09): Received the Note documents, which indicates that the borrower is not listed on the loan. Exception Cleared.<br>Buyer Comment (2026-02-05): reo docs | 02/09/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A | N/A | N/A | No |
| 225010408 | [Redacted] | [Redacted] |  | 35649721 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | Corporate Resolution is not available |  |  |  | Reviewer Comment (2026-02-11): Received resolution. Condition cleared.<br>Reviewer Comment (2026-02-09): Corporate Resolution is not provided in the file and is required in the loan file. Exception Remains.<br>Buyer Comment (2026-02-05): LOE | 02/11/2026 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| 225010408 | [Redacted] | [Redacted] |  | 35649728 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | Operating Agreement is missing in the file | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>Miscellaneous | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Reduction in housing payment. | SitusAMC<br>Aggregator | Reviewer Comment (2026-02-12): Lender approved exception. Client elects to waive with compensating factors.<br>Buyer Comment (2026-02-12): Approved exception<br>Reviewer Comment (2026-02-09): Require Operating agreement which confirms term of the business as per provided guidelines. Exception remains.<br>Buyer Comment (2026-02-05): LOE |  |  | 02/12/2026 | 2 C B |  | [redacted] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| 225010408 | [Redacted] | [Redacted] |  | 35687821 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | File is missing the complete payment history for the mortgage on the subject property. |  |  |  | Reviewer Comment (2026-02-11): Received payment history. Condition cleared.<br>Reviewer Comment (2026-02-11): Provide complete payment history for the subject mortgage paid off at closing from [redacted] and [redacted]. Exception remains<br>Buyer Comment (2026-02-09): Subject property mortgage payment history. Subject is new construction & mortgage being paid off is a construction loan.<br>Reviewer Comment (2026-02-09): Provided is not payment history. Please provide pay history for subject property with principle, interest and monthly payment. Exception Remains.<br>Buyer Comment (2026-02-05): Payment History | 02/11/2026 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| 225010415 | [Redacted] | [Redacted] |  | 35643425 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception requesting to permit [redacted] tradeline. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Aggregator,SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-01-29): Client elects to waive with compensating factors. |  |  | 01/29/2026 | 2 B |  | [redacted] | Investment | Purchase | C B A |  | N/A | No |
| 225010415 | [Redacted] | [Redacted] |  | 35645331 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception for unable to meet the requirements to qualify for a landlord history waiver. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Aggregator,SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-01-29): Client elects to waive with compensating factors. |  |  | 01/29/2026 | 2 B |  | [redacted] | Investment | Purchase | C B A |  | N/A | No |
| 225010415 | [Redacted] | [Redacted] |  | 35680261 |  | Credit | Documents | Missing Document | Documents | File does not contain documentation from lender/seller confirming the condo is warrantable. |  |  |  |  |  | Reviewer Comment (2026-02-09): Cleared. [redacted] [redacted] is located in the file.<br>Buyer Comment (2026-02-05): Please see page [redacted] [redacted] and waive/cancel | 02/09/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C B A |  | N/A | No |
| 225010419 | [Redacted] | [Redacted] |  | 35680829 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted] Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2026-01-29): Sufficient Cure Provided At Closing |  | 01/29/2026 |  | 1 A |  | [redacted] | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225010442 | [Redacted] | [Redacted] |  | 35637516 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure No Seller Paid Fees Primary Residence [redacted] Lien | TRID Final Closing Disclosure [redacted] on a first lien purchase transaction did not disclose any Seller paid fees/charges on page [redacted]. | The seller's closing disclosure is missing and unable to update the seller's paid fees. |  |  |  | Reviewer Comment (2026-02-06): [redacted] received seller CD.<br>Buyer Comment (2026-02-05): Sellers CD | 02/06/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | Letter of Explanation & Corrected Closing Disclosure A | Non QM | Non QM | Yes |
| 225010676 | [Redacted] | [Redacted] |  | 35644147 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception for Rural investment property. Rural property not permitted under [redacted] guidelines. Condition for Max [redacted]% LTV/CLTV, Reserves >= [redacted] months of subject PITIA. Current reserve amount calculated is < [redacted] months as required by exception. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-01-29): Client elects to waive with compensating factors. |  |  | 01/29/2026 | 2 B |  | [redacted] | Investment | Purchase | B A |  | N/A | No |
| 225010676 | [Redacted] | [Redacted] |  | 35644181 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception for Rural property with [redacted]% LTV/CLTV when guides limit max to [redacted]%. Condition for Max [redacted]% LTV/CLTV, Reserves >= [redacted] months of subject PITIA. Current reserve amount calculated is < [redacted] months as required by exception. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-01-29): Client elects to waive with compensating factors. |  |  | 01/29/2026 | 2 B |  | [redacted] | Investment | Purchase | B A |  | N/A | No |
| 225011558 | [Redacted] | [Redacted] |  | 35637483 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception request for less than [redacted] years self-employment in the same line of work as previous employment is approved. Per disposition, [redacted]% LTV max, [redacted]% DTI max, subject to meeting all other guidelines. | Borrower has verified disposable income of at least $[redacted].<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of [redacted] months PITIA or more.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | DTI: [redacted]% <br> Guideline Maximum DTI: [redacted]%<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-01-29): Client elects to waive with compensating factors. |  |  | 01/29/2026 | 2 B |  | [redacted] | Primary | Purchase | B A | Non QM | Non QM | No |
| 225011645 | [Redacted] | [Redacted] |  | 35644448 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception for [redacted]% LTV Max for vacant property on cash-out refinance. Compensating factors are Long Term Home Ownership (>[redacted] years), FICO [redacted] points or More Above Requirement, Reserves [redacted]+ Months More than Requirement and Minimal Consumer Debt. Exception Conditions are All other [redacted] guidelines must be met and Exception [redacted] cited above is in addition to (i.e., over and above) any and all rate sheet [redacted] that apply including [redacted] . | Borrower has owned the subject property for at least [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-01-29): Client elects to waive with compensating factors. |  |  | 01/29/2026 | 2 B |  | [redacted] | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| 225012155 | [Redacted] | [Redacted] |  | 35643479 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Exception has been raised that $[redacted] loan amount is requested. Allowed is minimum $[redacted]. <br> Compensating Factors:<br> [redacted]. Loan to value [redacted]% or more<br> [redacted]. Residual Income $[redacted][redacted]or more <br> [redacted]. Reduction in housing/Mortgage payment <br> [redacted]. FICO [redacted] points or more<br> [redacted]. Minimal Consumer debt<br> Rate and Term refinancing additional coms: Owns [redacted] investment properties, [redacted]\*[redacted]\*[redacted] on mortgage owned. Residual income $[redacted], LTV [redacted]%.<br> Exception has been approved along with following conditions:<br> [redacted]. Max [redacted]% LTV<br> [redacted]. Subject to loan amount [redacted] per rate sheet. | Borrower has verified disposable income of at least $[redacted].<br>Borrower's monthly mortgage payment has decreased by at least [redacted]%.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of [redacted] months PITIA or more.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Documentation Type: [redacted]<br> Disposable Income: $[redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-01-29): Client elects to waive with compensating factors. |  |  | 01/29/2026 | 2 B |  | [redacted] | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| 225012155 | [Redacted] | [Redacted] |  | 35682822 |  | Credit | Missing Document | General | Missing Document | Missing Document: Evidence of Access to Funds not provided |  | Per lender guides, the following is required for use of business accounts: A CPA letter indicating the use of business funds will not affect business operations or a recent [redacted] month cash flow analysis for each business account used. |  |  |  | Reviewer Comment (2026-02-10): Received Cash flow for business account [redacted], Exception Cleared<br>Buyer Comment (2026-02-06): Please see attached Cash Flow Analysis | 02/10/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| 225012155 | [Redacted] | [Redacted] |  | 35682826 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | File is missing the most recent pay history for the [redacted]. |  |  |  | Reviewer Comment (2026-02-10): Cleared. Pay history provided.<br>Buyer Comment (2026-02-06): Please refer to credit report ([redacted])that shows payments made through [redacted] and mortgage statement ([redacted]) is dated [redacted] and shows next payment due [redacted] and no late payments reflected therefor [redacted] and [redacted] already paid and were paid on time before [redacted]. | 02/10/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| 225012177 | [Redacted] | [Redacted] |  | 35644168 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception was approved at origination for [redacted]-party documentation evidencing no late payments in accordance with the land contract or contract for deed for the most recent [redacted]-month period must be provided guide. - [redacted] properties in [redacted] payment $[redacted] minimum due per month. Subject to [redacted]% LTV max, minimum [redacted] [redacted], minimum [redacted] yr PPP, applicants are collectively limited to [redacted] ([redacted]) loans either issued or purchased by the end investor not to exceed $[redacted] and subject to meeting all other [redacted] guideline requirements. Any loan attribute limit listed above is a requirement to maintain the exception approval. Unable to waive and downgrade due to missing lender exception form and the email approval document. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-01-29): Client elects to downgrade and waive. |  |  | 01/29/2026 | 2 C B |  | [redacted] | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| 225012177 | [Redacted] | [Redacted] |  | 35644175 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception was approved at origination for there is no exception [redacted] added on this loan. Subject to [redacted]% LTV max, minimum [redacted] [redacted] , minimum [redacted] yr PPP, applicants are collectively limited to ten ([redacted]) loans either issued or purchased by the end investor not to exceed $[redacted] and subject to meeting all other [redacted] guideline requirements. Any loan attribute limit listed above is a requirement to maintain the exception approval. Compensating factors are FICO score [redacted] points or more above requirements. Unable to waive and downgrade due to missing lender exception form and the email approval document. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-01-29): Client elects to downgrade and waive. |  |  | 01/29/2026 | 2 C B |  | [redacted] | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| 225012182 | [Redacted] | [Redacted] |  | 35643978 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception to accept private VOR for [redacted]-month history. Exception approved with conditions; [redacted]% LTV Max, Minimum [redacted] [redacted] , Minimum [redacted] yr PPP, UW to document that the property has been rented prior to closing. UW to approve an LOE how they maintain the property from [redacted] or require a property management agreement. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-01-29): Client elects to downgrade and waive. |  |  | 01/29/2026 | 2 B |  | [redacted] | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| 225012182 | [Redacted] | [Redacted] |  | 35643987 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception for landlord history. Exception approved with conditions; [redacted]% LTV Max, Minimum [redacted] DSCR, Minimum [redacted] yr PPP, UW to document that the property has been rented prior to closing. UW to approve an LOE how they maintain the property from [redacted] or require a property management agreement. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-01-29): Client elects to downgrade and waive. |  |  | 01/29/2026 | 2 B |  | [redacted] | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| 225012606 | [Redacted] | [Redacted] |  | 35644737 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  | Preliminary title amount of $[redacted] is insufficient to cover loan amount of $[redacted]. |  |  |  | Reviewer Comment (2026-02-10): Cleared. Received update title.<br>Buyer Comment (2026-02-10): Title | 02/10/2026 |  |  | 1 B A |  | [redacted] | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| 225014593 | [Redacted] | [Redacted] |  | 35670570 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  | Articles of Organization/Formation is missing for business entity. |  |  |  | Reviewer Comment (2026-02-12): Received required documentation. Condition cleared.<br>Buyer Comment (2026-02-11): all [redacted] docs upld | 02/12/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A |  | N/A | No |
| 225014593 | [Redacted] | [Redacted] |  | 35670576 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | Certificate of Good Standing is missing for business entity. |  |  |  | Reviewer Comment (2026-02-12): Received required documentation. Condition cleared.<br>Buyer Comment (2026-02-11): all [redacted] docs upld to trl docs | 02/12/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A |  | N/A | No |
| 225014593 | [Redacted] | [Redacted] |  | 35670578 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | Corporate Resolution is missing for business entity. |  |  |  | Reviewer Comment (2026-02-12): Received required documentation. Condition cleared.<br>Buyer Comment (2026-02-11): all [redacted] docs upld to trl docs | 02/12/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A |  | N/A | No |
| 225014593 | [Redacted] | [Redacted] |  | 35670579 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Employer Identification Number (EIN) not provided |  | Employer Identification Number (EIN) is missing for business entity. |  |  |  | Reviewer Comment (2026-02-12): Received required documentation. Condition cleared.<br>Buyer Comment (2026-02-11): all [redacted] docs upld to trl docs | 02/12/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A |  | N/A | No |
| 225014593 | [Redacted] | [Redacted] |  | 35670580 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | Final HUD/CD is missing in the file. |  |  |  | Reviewer Comment (2026-02-12): Received required documentation. Condition cleared.<br>Buyer Comment (2026-02-11): [redacted] upld | 02/12/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A |  | N/A | No |
| 225014593 | [Redacted] | [Redacted] |  | 35670581 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note Addendum - Prepayment not provided |  | Note Addendum - Prepayment is missing in the file. |  |  |  | Reviewer Comment (2026-02-12): Received required documentation. Condition cleared.<br>Buyer Comment (2026-02-11): [redacted] adden upld | 02/12/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A |  | N/A | Yes |
| 225014593 | [Redacted] | [Redacted] |  | 35670584 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | Operating Agreement is missing for business entity. |  |  |  | Reviewer Comment (2026-02-12): Received required documentation. Condition cleared.<br>Buyer Comment (2026-02-11): all [redacted] docs upld to trl docs | 02/12/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A |  | N/A | No |
| 225014593 | [Redacted] | [Redacted] |  | 35670585 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Rider - ARM not provided |  | Rider - ARM is missing in file. |  |  |  | Reviewer Comment (2026-02-12): Received required documentation. Condition cleared.<br>Buyer Comment (2026-02-11): arm rider upld | 02/12/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A |  | N/A | No |
| 225014593 | [Redacted] | [Redacted] |  | 35670586 |  | Credit | Loan Package Documentation | Closing / Title | Missing Document | Missing Document: Rider - Other not provided |  | Prepayment Rider is missing in file. |  |  |  | Reviewer Comment (2026-02-12): Received required documentation. Condition cleared.<br>Buyer Comment (2026-02-11): [redacted] rider upld | 02/12/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A |  | N/A | No |
| 225014593 | [Redacted] | [Redacted] |  | 35670587 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Rider - PUD not provided |  | Rider - PUD is missing in file. |  |  |  | Reviewer Comment (2026-02-12): Received required documentation. Condition cleared.<br>Buyer Comment (2026-02-11): pud rider upld | 02/12/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A |  | N/A | No |
| 225014593 | [Redacted] | [Redacted] |  | 35670590 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Verification of Identification not provided |  | Verification of Identification is missing in file. |  |  |  | Reviewer Comment (2026-02-12): Received required documentation. Condition cleared.<br>Buyer Comment (2026-02-11): pat act upld | 02/12/2026 |  |  | 1 C A |  | [redacted] | Investment | Purchase | C A |  | N/A | No |
| 225014593 | [Redacted] | [Redacted] |  | 35809048 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Data Discrepancy - PPP |  |  |  | Reviewer Comment (2026-02-17): Received PPP rider and addendum. Condition cleared.<br>Buyer Comment (2026-02-16): Here are the correct PPP docs that show the PPP term. | 02/17/2026 |  |  | 1 A |  | [redacted] | Investment | Purchase | C A |  | N/A | No |
| 225014870 | [Redacted] | [Redacted] |  | 35655260 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender requested an exception which was approved for large loan pack exceeds [redacted] loans ([redacted] loans). | Borrower has owned the subject property for at least [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-01-30): Client elects to waive with compensating factors. |  |  | 01/30/2026 | 2 B |  | [redacted] | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| 225014870 | [Redacted] | [Redacted] |  | 35655277 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender requested an exception which was approved for third-party documentation evidencing no late payments in accordance with the land contract or contract for deed for the most recent [redacted]-months period must be provided guide. [redacted] properties in [redacted] payment $[redacted] minimum due per month. | Borrower has owned the subject property for at least [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-01-30): Client elects to waive with compensating factors. |  |  | 01/30/2026 | 2 B |  | [redacted] | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| 225014870 | [Redacted] | [Redacted] |  | 35688800 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | File is missing the payoff for the land contract |  |  |  | Reviewer Comment (2026-02-12): Payoff for land contract located in the file. Exception cleared.<br>Buyer Comment (2026-02-10): please see doc [redacted] for private mortgage payoff statement | 02/12/2026 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| 225014938 | [Redacted] | [Redacted] |  | 35670171 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The lender exception has been requested for borrower's EAD category. Borrower is non-permanent resident alien with EAD category of [redacted][redacted]. The exception is approved with [redacted] PPP Options: Minimum [redacted] Year PPP if property is closing in the name of an entity approved by underwriting; Otherwise, No PPP LLPA per the rate sheet, IMMIGRATION attorney letter to comment on status of cancellation of removal and confirming borrowers' likelihood of remaining in the [redacted], Subject to meeting all other [redacted] guideline requirements. Any loan attribute limit listed above is a requirement to maintain the exception approval. Compensating factors: Reserves [redacted]+ months more than requirement, Minimal Consumer Debt, Loan To Value [redacted]% or More Under Requirement.<br>Unable to downgrade/waive due to missing the letter from the borrower's immigration attorney commenting on status of cancellation of removal and confirming borrower's likelihood of remaining in the [redacted]. |  |  |  | Reviewer Comment (2026-02-10): Received letter from the borrower's immigration attorney commenting on status of cancellation of removal and confirming borrower's likelihood of remaining in the [redacted]. But as per guidelines required EAD card with code [redacted] [redacted] or [redacted] [redacted]. Exception remains.<br>Buyer Comment (2026-02-06): Please see pages [redacted][redacted] [redacted] | 02/10/2026 |  |  | 1 C A |  | [redacted] | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| 225015241 | [Redacted] | [Redacted] |  | 35645891 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | E-sign Consent Agreement was not found in file. |  |  |  | Reviewer Comment (2026-02-10): E-Sign Consent Agreement received, exception cleared<br>Buyer Comment (2026-02-06): Please see page [redacted] [redacted] which shows e-sign date of [redacted] and waive/cancel | 02/10/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 225015241 | [Redacted] | [Redacted] |  | 35646015 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Loan Level Price Adjustment. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] with no valid change of circumstances and no cure was provided to borrower. |  |  |  | Reviewer Comment (2026-02-09): [redacted] received Valid COC dated [redacted] along with supporting exception document for pricing change.<br>Buyer Comment (2026-02-06): Rebuttal | 02/09/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| 225015248 | [Redacted] | [Redacted] |  | 35682946 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | Missing [redacted] month chain of title. |  |  |  | Reviewer Comment (2026-02-09): [redacted] month chain of title provided with Initial package. Exception Cleared.<br>Buyer Comment (2026-02-05): See top of page [redacted] [redacted] for chain of title and waive/cancel | 02/09/2026 |  |  | 1 C A D |  | [redacted] | Investment | Purchase | D A |  | N/A | No |
| 225015248 | [Redacted] | [Redacted] |  | 35726325 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | File is missing the sales contract addendum signed by all parties increasing the purchase price. |  |  |  | Reviewer Comment (2026-02-04): received addendum. Cleared.<br>Buyer Comment (2026-02-04): Hello, please see the sales contract addendum reflecting the final purchase price of $[redacted]. Thank you! | 02/04/2026 |  |  | 1 A |  | [redacted] | Investment | Purchase | D A |  | N/A | No |
| 225017133 | [Redacted] | [Redacted] |  | 35654630 |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. | Initial Rate Lock Date not provided. |  |  |  | Reviewer Comment (2026-02-10): Received rate lock, Exception Cleared<br>Buyer Comment (2026-02-06): Please see attached Lock Form | 02/10/2026 |  |  | 1 B A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 225017133 | [Redacted] | [Redacted] |  | 35654633 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | Loan Discount Fee increased from $[redacted] to $[redacted] without a valid changed circumstance document in file. No cure provided. |  |  |  | Reviewer Comment (2026-02-09): [redacted] received Valid COC dated [redacted].<br>Buyer Comment (2026-02-06): Please see the attached screen shot of Changed Circumstances showing Borrower changed loan amounts and loan program from a Conforming loan to [redacted] Bank Statement program causing borrower paid discount points for same rate. | 02/09/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| 225017133 | [Redacted] | [Redacted] |  | 35654634 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Appraisal Review Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | Appraisal Review Fee increased from $[redacted] to $[redacted] without a valid changed circumstance document in file. No cure provided. |  |  |  | Reviewer Comment (2026-02-09): [redacted] received Valid COC dated [redacted].<br>Buyer Comment (2026-02-06): Please see the attached Screen print of Changed Circumstances showing Appraisal completed [redacted] which triggered a collateral Score of [redacted] resulting in a required Appraisal Review. | 02/09/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| 225017137 | [Redacted] | [Redacted] |  | 35654923 |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. | Rate lock document not provided |  |  |  | Reviewer Comment (2026-02-10): Received rate lock document. Exception cleared.<br>Buyer Comment (2026-02-06): Please see attached rate lock document. | 02/10/2026 |  |  | 1 B A |  | [redacted] | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 225017146 | [Redacted] | [Redacted] |  | 35654024 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) [redacted] Subprime Loan (Counseling Disclosure Not Provided at Application but within Three Days) | [redacted]: Counseling Disclosure not provided to borrower at the time of application, but within [redacted] days of application. | Counseling Disclosure not provided to borrower at the time of application. |  |  |  | Reviewer Comment (2026-02-09): Audit trail shows disclosure was provided on [redacted].<br>Buyer Comment (2026-02-05): audit trail which proves disclosure was provided with initial set of disclosures on [redacted] | 02/09/2026 |  |  | 1 B A |  | [redacted] | Primary | Purchase | No obvious cure B A | Non QM | Non QM | No |
| 225017146 | [Redacted] | [Redacted] |  | 35654025 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) [redacted] Subprime Loan (Subprime Legend Not on Mortgage) | [redacted]: Mortgage does not contain a legend stating that the [redacted] loan is subject to Section [redacted]-m of the [redacted]. | [redacted] missing in file. |  |  |  | Buyer Comment (2026-02-05): waived per [redacted] |  |  | 02/05/2026 | 2 B |  | [redacted] | Primary | Purchase | Provide the following: Letter of Explanation, corrected Mortgage (with required Legend) signed by consumers, and proof of re-recording. B A | Non QM | Non QM | Yes |
| 225017146 | [Redacted] | [Redacted] |  | 35654027 |  | Compliance | Compliance | State Compliance | State HPML | [redacted] Loan Threshold Fixed Non-Compliant | [redacted]: APR on subject loan of [redacted][redacted]% or Final Disclosure APR of [redacted][redacted]% is in excess of allowable threshold of Prime Mortgage Market Rate [redacted][redacted] + [redacted]%, or [redacted][redacted]%. [redacted]. | Undiscounted rate and Undiscounted pricing updated as per Compliance Report in file. |  |  |  | Buyer Comment (2026-02-11): waived per [redacted]<br>Reviewer Comment (2026-02-11): The APR exceeds the allowable threshold of [redacted][redacted] + [redacted]%, or [redacted][redacted]%.<br>Buyer Comment (2026-02-09): please advise what is needed for this condition |  |  | 02/11/2026 | 2 B |  | [redacted] | Primary | Purchase | No obvious cure. Cure provision under [redacted] Subprime 6-m(7) appears to be limited to making a non-compliant [redacted] Subprime loan into a compliant [redacted] subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of [redacted] Subprime status. B | Non QM | Non QM | No |
| 225017146 | [Redacted] | [Redacted] |  | 35654028 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) [redacted] Subprime Loan (Notice of Taxes and Insurance Not Provided) | [redacted]: Borrower not provided with Notice of [redacted] and Insurance on [redacted]st lien, [redacted]loan. | [redacted] - Disclosure of [redacted] and Insurance Disclosure missing in file. |  |  |  | Reviewer Comment (2026-02-09): Loan estimate can be used.<br>Buyer Comment (2026-02-05): PC Cert | 02/09/2026 |  |  | 1 B A |  | [redacted] | Primary | Purchase | No obvious cure B A | Non QM | Non QM | No |
| 225017150 | [Redacted] | [Redacted] |  | 35672112 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception requested for non warrantable condo due to insufficient insurance and litigation. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least [redacted]%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [redacted]%.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-01-30): Client elects to waive with compensating factors. |  |  | 01/30/2026 | 2 B |  | [redacted] | Investment | Refinance - Rate/Term | B A |  | N/A | No |
| 225017177 | [Redacted] | [Redacted] |  | 35654206 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | E-sign Consent Agreement is missing. |  |  |  | Reviewer Comment (2026-02-10): Received e-sign consent agreement. Exception cleared.<br>Buyer Comment (2026-02-06): Compliance Report | 02/10/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | D A | Non QM | Non QM | No |
| 225017177 | [Redacted] | [Redacted] |  | 35681893 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | Initial [redacted] Rate Lock document is missing and is required. |  |  |  | Reviewer Comment (2026-02-10): Received rate lock document. Exception cleared.<br>Buyer Comment (2026-02-06): Initial Rate Lock | 02/10/2026 |  |  | 1 C A D |  | [redacted] | Primary | Purchase | D A | Non QM | Non QM | No |
| 225017177 | [Redacted] | [Redacted] |  | 35688715 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  | Unable to verify DTI based on Approval provided. |  |  |  | Reviewer Comment (2026-02-10): Received approval. Exception cleared.<br>Buyer Comment (2026-02-06): Approval | 02/10/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | D A | Non QM | Non QM | No |
| 225019253 | [Redacted] | [Redacted] |  | 35684383 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception for [redacted]% LTV. | Borrower has verified disposable income of at least $[redacted].<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum. | Documentation Type: [redacted]<br> Disposable Income: $[redacted]<br>Reserves: [redacted]<br> Guideline Requirement: [redacted] | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-02-02): Client elects to waive with compensating factors. |  |  | 02/02/2026 | 2 B |  | [redacted] | Primary | Purchase | B A | Non QM | Non QM | No |
| 225019253 | [Redacted] | [Redacted] |  | 35684423 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted] Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2026-01-30): Sufficient Cure Provided At Closing |  | 01/30/2026 |  | 1 A |  | [redacted] | Primary | Purchase | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| 225019253 | [Redacted] | [Redacted] |  | 35684424 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted] Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. | Credit Report Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted] with no valid change of circumstances and but cure was provided to borrower |  |  |  | Reviewer Comment (2026-01-30): Sufficient Cure Provided At Closing |  | 01/30/2026 |  | 1 A |  | [redacted] | Primary | Purchase | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| 225019253 | [Redacted] | [Redacted] |  | 35701404 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception provided for Do It [redacted] has been open for [redacted] months according to URLA. [redacted][redacted] months S/E requires a positive income trend Currently has a [redacted] trend. | Borrower has verified disposable income of at least $[redacted].<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum. | Documentation Type: [redacted]<br> Disposable Income: $[redacted]<br>Reserves: [redacted]<br> Guideline Requirement: [redacted] | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-02-02): Client elects to waive with compensating factors. |  |  | 02/02/2026 | 2 B |  | [redacted] | Primary | Purchase | B A | Non QM | Non QM | No |
| 225025938 | [Redacted] | [Redacted] |  | 35686290 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted] Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2026-01-30): Sufficient Cure Provided At Closing |  | 01/30/2026 |  | 1 A |  | [redacted] | Primary | Refinance - Cash-out - Other | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225025940 | [Redacted] | [Redacted] |  | 35689775 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | E-Sign Consent Agreement not provided. |  |  |  | Reviewer Comment (2026-02-12): E-Sign Consent Agreement received.<br>Buyer Comment (2026-02-10): Compliance Report | 02/12/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 225025940 | [Redacted] | [Redacted] |  | 35689869 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded. Total amount of $[redacted] exceeds tolerance of $[redacted] plus [redacted]% or $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | [redacted] Percent Fee Tolerance exceeded. $[redacted] cure required. However, Lender provided $[redacted] for cure amount. |  |  |  | Reviewer Comment (2026-02-11): Sufficient cure provided. Full cure amount for tolerance violation was provided at or before closing (on final CD) resulting in a cleared exception.<br>Buyer Comment (2026-02-10): Rebuttal For [redacted] with [redacted] | 02/11/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| 225025940 | [Redacted] | [Redacted] |  | 35787446 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted] Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded. Total amount of $[redacted] exceeds tolerance of $[redacted] plus [redacted]% or $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2026-02-11): Sufficient Cure Provided At Closing |  | 02/11/2026 |  | 1 A |  | [redacted] | Primary | Refinance - Cash-out - Other | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225032801 | [Redacted] | [Redacted] |  | 35693416 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID [redacted] Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit. Insufficient or no cure was provided to the borrower. | Loan discount points were last disclosed as $[redacted] on initial closing disclosure but disclosed as $[redacted] on Final closing disclosure, no cure or valid change of circumstance was provided to borrower. |  |  |  | Reviewer Comment (2026-02-11): [redacted] received a valid COC.<br>Buyer Comment (2026-02-10): cd + coc | 02/11/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| 225032801 | [Redacted] | [Redacted] |  | 35693436 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | E-sign Consent Agreement is missing |  |  |  | Reviewer Comment (2026-02-11): [redacted] received E-sign agreement.<br>Buyer Comment (2026-02-10): econsent | 02/11/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 225032801 | [Redacted] | [Redacted] |  | 35701242 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank [redacted]): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | Waterfall due to asset requirements not met. |  |  |  | Reviewer Comment (2026-02-12): [redacted]-month bank statement updated. Exception cleared.<br>Buyer Comment (2026-02-10): PC Cert submitted | 02/12/2026 |  |  | 1 B A C |  | [redacted] | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| 225032801 | [Redacted] | [Redacted] |  | 35701246 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank [redacted]): Based on the loan failing [redacted] or more guideline components, the loan is at ATR risk. | [redacted] due to asset requirements not met. |  |  |  | Reviewer Comment (2026-02-12): [redacted]-month bank statement updated. Exception cleared.<br>Buyer Comment (2026-02-10): PC Cert submitted | 02/12/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 225032801 | [Redacted] | [Redacted] |  | 35701289 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | Require additional [redacted] month statement to meet asset requirements for purchase transaction. |  |  |  | Reviewer Comment (2026-02-12): [redacted]-month bank statement updated. Exception cleared.<br>Buyer Comment (2026-02-10): PC Cert | 02/12/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 225032801 | [Redacted] | [Redacted] |  | 35704605 |  | Credit | Asset | Asset Documentation | Asset | Asset documentation requirements not met. |  | Require additional [redacted] month statement to meet asset requirements for purchase transaction. |  |  |  | Reviewer Comment (2026-02-12): [redacted]-month bank statement updated. Exception cleared.<br>Buyer Comment (2026-02-10): PC Cert submitted | 02/12/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 225032801 | [Redacted] | [Redacted] |  | 35704606 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank [redacted]): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | Require additional [redacted] month statement to meet asset requirements for purchase transaction. |  |  |  | Reviewer Comment (2026-02-12): [redacted]-month bank statement updated. Exception cleared.<br>Buyer Comment (2026-02-10): PC Cert submitted | 02/12/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 225032803 | [Redacted] | [Redacted] |  | 35689633 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted] Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2026-01-30): Sufficient Cure Provided At Closing |  | 01/30/2026 |  | 1 A |  | [redacted] | Primary | Refinance - Cash-out - Other | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| 225032803 | [Redacted] | [Redacted] |  | 35689860 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | Reviewer Comment (2026-02-17): Final Title policy received. Exception Cleared. | 02/17/2026 |  |  | 1 A |  | [redacted] | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 225032803 | [Redacted] | [Redacted] |  | 35689958 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  | The Title Policy Amount of $[redacted] is less than the note amount of $[redacted] based on the Commitment in file. |  |  |  | Reviewer Comment (2026-02-17): Final Title policy received with policy amount $[redacted]. Exception Cleared.<br>Buyer Comment (2026-02-14): Title | 02/17/2026 |  |  | 1 B A |  | [redacted] | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 225032803 | [Redacted] | [Redacted] |  | 35700617 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception for P&L loan where CPA did not file most recent business and/or personal tax returns for client. Condition for [redacted]% LTV Max, [redacted] DTI Max, CPA Letter with required information. | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [redacted]%.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Documentation Type: [redacted]<br> Disposable Income: $[redacted]<br>Reserves: [redacted]<br> Guideline Requirement: [redacted] | SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-02-03): Client elects to waive with compensating factors. |  |  | 02/03/2026 | 2 B |  | [redacted] | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 225032813 | [Redacted] | [Redacted] |  | 35690983 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | E-sign Consent Agreement is missing. |  |  |  | Reviewer Comment (2026-02-10): Received E-Sign Consent Agreement. Exception cleared.<br>Buyer Comment (2026-02-09): econsent | 02/10/2026 |  |  | 1 C A |  | [redacted] | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 225032813 | [Redacted] | [Redacted] |  | 35699865 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | Initial [redacted] Rate Lock is missing and is a required document |  |  |  | Reviewer Comment (2026-02-10): Received [redacted] Rate lock document. Exception Cleared.<br>Buyer Comment (2026-02-09): lock | 02/10/2026 |  |  | 1 C A D |  | [redacted] | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 225033448 | [Redacted] | [Redacted] |  | 35696651 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  | The Title Policy Amount of $[redacted] is less than the note amount of $[redacted] based on the Commitment in file. |  |  |  | Reviewer Comment (2026-02-23): Title policy amount updated from received Title documents. Exception cleared.<br>Buyer Comment (2026-02-19): Title | 02/23/2026 |  |  | 1 B A |  | [redacted] | Investment | Refinance - Cash-out - Other | B A | N/A | Non QM | No |
| 225033448 | [Redacted] | [Redacted] |  | 35696663 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted] Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. | Credit report fee in loan estimate is $[redacted] and closing disclosure reflects $$[redacted] with no change of circumstances but cure was provided to the borrower to justify this increase. |  |  |  | Reviewer Comment (2026-02-02): Sufficient Cure Provided At Closing |  | 02/02/2026 |  | 1 A |  | [redacted] | Investment | Refinance - Cash-out - Other | Final CD evidences Cure B A | N/A | Non QM | Yes |
| 225033493 | [Redacted] | [Redacted] |  | 35695577 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  | The file is missing a copy of the Final Title Policy. |  |  |  | Reviewer Comment (2026-02-13): Received Final Title Policy shows policy amount as $[redacted]. Exception cleared. | 02/13/2026 |  |  | 1 A |  | [redacted] | Investment | Refinance - Rate/Term | B A |  | N/A | No |
| 225033493 | [Redacted] | [Redacted] |  | 35695586 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  | Title Policy Amount of $[redacted] is less than the note amount of $[redacted]. |  |  |  | Reviewer Comment (2026-02-13): Received Final Title Policy shows policy amount as $[redacted]. Exception cleared.<br>Buyer Comment (2026-02-12): final policy upld. | 02/13/2026 |  |  | 1 B A |  | [redacted] | Investment | Refinance - Rate/Term | B A |  | N/A | No |
| 225034552 | [Redacted] | [Redacted] |  | 35699782 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception for [redacted] not on approved list. Condition Max [redacted]% CLTV/LTV and Min [redacted] [redacted]. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The qualifying [redacted] on the loan is greater than the guideline minimum. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>The [redacted]of [redacted] is greater than the minimum required [redacted] of [redacted] | Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator | Reviewer Comment (2026-02-03): Client elects to waive with compensating factors. |  |  | 02/03/2026 | 2 B |  | [redacted] | Investment | Purchase | B A |  | N/A | No |
| 225034552 | [Redacted] | [Redacted] |  | 35700211 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception for closing funds being wired to closing agent from [redacted]. Condition Max [redacted]% CLTV/LTV and Min [redacted] [redacted]. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The qualifying [redacted] on the loan is greater than the guideline minimum. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>The [redacted]of [redacted] is greater than the minimum required [redacted] of [redacted] | Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator | Reviewer Comment (2026-02-03): Client elects to waive with compensating factors. |  |  | 02/03/2026 | 2 B |  | [redacted] | Investment | Purchase | B A |  | N/A | No |
| 225036880 | [Redacted] | [Redacted] |  | 35706990 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception for use POA for closing which is not permitted under section [redacted] due to closing in an [redacted]. Compensating factor [redacted] [redacted] and [redacted] months in reserves. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The qualifying [redacted] on the loan is greater than the guideline minimum. | The [redacted] of [redacted] is greater than the minimum required [redacted] of [redacted] | SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator | Reviewer Comment (2026-02-03): Client elects to waive with compensating factors. |  |  | 02/03/2026 | 2 B |  | [redacted] | Investment | Purchase | B A |  | N/A | No |
| 225037375 | [Redacted] | [Redacted] |  | 35706093 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted] Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2026-02-03): Sufficient Cure Provided At Closing |  | 02/03/2026 |  | 1 A |  | [redacted] | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225040186 | [Redacted] | [Redacted] |  | 35712264 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender requested an exception which was approved: Rurally Designated properties not eligible on investor cash [redacted] program/rate. | The representative FICO score exceeds the guideline minimum by at least [redacted] points. | FICO [redacted] Points or More Above Requirement | Originator,SitusAMC | Reviewer Comment (2026-02-04): Client elects to waive with compensating factors. |  |  | 02/04/2026 | 2 B |  | [redacted] | Investment | Refinance - Rate/Term | B A |  | N/A | No |
| 225041342 | [Redacted] | [Redacted] |  | 35733872 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception to allow acreage >[redacted] with Cash-out & LTV >[redacted]. Condition Max [redacted]% LTV/CLTV, Max [redacted]% DTI. | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [redacted]%.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-02-05): Client electst to waive wtih compensating factors. |  |  | 02/05/2026 | 2 B |  | [redacted] | Primary | Purchase | B A | Non QM | Non QM | No |
| 225041352 | [Redacted] | [Redacted] |  | 35734102 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception request maximum loan amount is [redacted]%. requestion for [redacted]% LTV | Borrower has verified disposable income of at least $[redacted].<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum. | Documentation Type: [redacted]<br> Disposable Income: $[redacted]<br>Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Borrower's Own Funds Percent: [redacted]%<br> Borrower's Own Funds Amount: $[redacted]<br>DTI: [redacted]% <br> Guideline Maximum DTI: [redacted]% | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-02-05): Lender Exception with Compensating Factors provided. |  |  | 02/05/2026 | 2 B |  | [redacted] | Primary | Purchase | B A | Non QM | Non QM | No |
| 225041352 | [Redacted] | [Redacted] |  | 35734135 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception [redacted]% DTI exceeds [redacted] @ [redacted]LTV | Borrower has verified disposable income of at least $[redacted].<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum. | Documentation Type: [redacted]<br> Disposable Income: $[redacted]<br>Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Borrower's Own Funds Percent: [redacted]%<br> Borrower's Own Funds Amount: $[redacted]<br>DTI: [redacted]% <br> Guideline Maximum DTI: [redacted]% | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-02-05): Lender Exception with Compensating Factors provided. |  |  | 02/05/2026 | 2 B |  | [redacted] | Primary | Purchase | B A | Non QM | Non QM | No |
| 225041479 | [Redacted] | [Redacted] |  | 35754203 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception to allow funds from unapproved [redacted]. Condition Max [redacted]% LTV/CLTV and signed [redacted]Agreement. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>Borrower has verified disposable income of at least $[redacted]. |  | SitusAMC<br>SitusAMC | Reviewer Comment (2026-02-06): Lender approved exception. |  |  | 02/06/2026 | 2 B |  | [redacted] | Second Home | Purchase | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 225042474 | [Redacted] | [Redacted] |  | 35727098 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Loan Estimate Timing Electronically Provided | TILA-RESPA Integrated Disclosure: Loan Estimate not delivered or placed in the mail to Borrower(s) within [redacted] business days of application. | Initial Loan Estimate not delivered or placed in the mail to Borrower(s) within [redacted] business days of application. |  |  |  | Reviewer Comment (2026-02-12): [redacted] received additional information confirming application date and supported with [redacted] with pro address in line with sale contract<br>Reviewer Comment (2026-02-12): [redacted] received LOE, however we have purchase contract in file with property address signed on [redacted] and LE was sent on [redacted] which is not within [redacted] days of [redacted]. Please provide additional sufficient information with supporting document to verify when the contract was received.<br>Buyer Comment (2026-02-10): rebuttal upld | 02/12/2026 |  |  | 1 C A |  | [redacted] | Primary | Purchase | C A | Non QM | Non QM | No |
| 225043221 | [Redacted] | [Redacted] |  | 35727097 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted] Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. | Appraisal Fee increased to $[redacted] without a valid change of circumstance however cure was provided to the borrower. |  |  |  | Reviewer Comment (2026-02-05): Sufficient Cure Provided At Closing |  | 02/05/2026 |  | 1 A |  | [redacted] | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225043617 | [Redacted] | [Redacted] |  | 35727792 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted] Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2026-02-05): Sufficient Cure Provided At Closing |  | 02/05/2026 |  | 1 A |  | [redacted] | Primary | Purchase | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| 225043617 | [Redacted] | [Redacted] |  | 35727793 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted] Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2026-02-05): Sufficient Cure Provided At Closing |  | 02/05/2026 |  | 1 A |  | [redacted] | Primary | Purchase | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| 225043617 | [Redacted] | [Redacted] |  | 35759947 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception for Eligible EAD/Visa. | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least [redacted]%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [redacted]%.<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Borrower has been employed in the same industry for more than [redacted] years.<br>Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-02-09): Client elects to waive with compensating factors. |  |  | 02/09/2026 | 2 B |  | [redacted] | Primary | Purchase | B A | Non QM | Non QM | No |
| 225043617 | [Redacted] | [Redacted] |  | 35759961 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception for insufficient tradelines. | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least [redacted]%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [redacted]%.<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Borrower has been employed in the same industry for more than [redacted] years.<br>Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-02-09): Client elects to waive with compensating factors. |  |  | 02/09/2026 | 2 B |  | [redacted] | Primary | Purchase | B A | Non QM | Non QM | No |
| 225043619 | [Redacted] | [Redacted] |  | 35760139 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted] Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded. Total amount of $[redacted] exceeds tolerance of $[redacted] plus [redacted]% or $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2026-02-09): Sufficient Cure Provided At Closing |  | 02/09/2026 |  | 1 A |  | [redacted] | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| 225043623 | [Redacted] | [Redacted] |  | 35726406 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | [redacted] Error: Birth Date was not provided |  | Member's Date of Birth is not available. |  |  |  | Reviewer Comment (2026-02-17): [redacted] signed as member only hence Birth Date not required. Exception Cleared.<br>Buyer Comment (2026-02-13): please cancel/waive,[redacted], Borrower:[redacted] are not on the loan, they only signed as additional members of the [redacted] | 02/17/2026 |  |  | 1 B A |  | [redacted] | Investment | Purchase | B A |  | N/A | No |
| 225043649 | [Redacted] | [Redacted] |  | 35760080 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception request for no rental history (borrowers' wife is only name on the lease) is approved. Per disposition, max [redacted]% LTV. borrower to provide documentation supporting [redacted] months reserves. Subject to meeting all other [redacted] guidelines. | The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Exception approval in file with comp factors cited. | SitusAMC,Originator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-02-09): Exception approval in file with comp factors cited. |  |  | 02/09/2026 | 2 B |  | [redacted] | Primary | Purchase | B A | Non QM | Non QM | No |
| 225043649 | [Redacted] | [Redacted] |  | 35760708 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception in file to allow for use of [redacted] income less than a year due to borrower converting from [redacted][redacted] to [redacted] income in [redacted]of [redacted]. Exception approved subject to [redacted] mo reserves and meeting all other guidelines. | The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Exception approval in file with comp factors cited. | SitusAMC,Originator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-02-09): Exception approval in file with comp factors cited. |  |  | 02/09/2026 | 2 B |  | [redacted] | Primary | Purchase | B A | Non QM | Non QM | No |
| 225044858 | [Redacted] | [Redacted] |  | 35728718 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception request to use [redacted]% market rents on commercial unit that is vacant.(Per guidelines if the commercial unit is vacant , no more than [redacted]% of the gross rents may come from the commercial unit. And ay income from the commercial, unit which exceeds the above limits is disregarded from the calculation) | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Borrower's Own Funds Percent: [redacted]%<br> Borrower's Own Funds Amount: $[redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-02-05): Lender Exception with Compensating Factors provided. |  |  | 02/05/2026 | 2 B |  | [redacted] | Investment | Purchase | B A |  | N/A | No |
| 225050414 | [Redacted] | [Redacted] |  | 35731096 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-16): Cleared. Field review provided.<br>Buyer Comment (2026-02-12): rebuttal upld | 02/16/2026 |  |  | 1 A B |  | [redacted] | Investment | Purchase | B A |  | N/A | No |
| 225056662 | [Redacted] | [Redacted] |  | 35735849 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception was approved at origination to use power of attorney for an [redacted]. Exception Conditions: [redacted]% LTV max, minimum [redacted] [redacted], minimum [redacted] yr PPP, seller Contributions allowed to [redacted]% and POA - Signature by Corporate Resolution. In instances where all members and managers of the [redacted] on title are a.) Applicants on the loan and b.) natural persons, closing documents may be executed by one person on behalf of the members of the [redacted]. The person executing the documents may, but is not required to be, a member or manager of the [redacted]. A corporate resolution must be provided which must specifically identify the person authorized to sign on behalf of the [redacted], in addition to the requirements identified above. Must also meet POA guidelines, resolution should be signed by all members/managers. Subject to meeting all other [redacted] guideline requirements. Any loan attribute limit listed above is a requirement to maintain the exception approval. Compensating factors are [redacted][redacted] or greater and reserves [redacted]+ months more than requirement. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The qualifying [redacted] on the loan is greater than the guideline minimum. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>The [redacted] of [redacted] is greater than the minimum required [redacted] of [redacted] | Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator | Reviewer Comment (2026-02-06): Client elects to waive with compensating factors. |  |  | 02/06/2026 | 2 B |  | [redacted] | Investment | Purchase | B A |  | N/A | No |
| 225056662 | [Redacted] | [Redacted] |  | 35735850 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception was approved at origination for [redacted] exceeds maximum of [redacted]% and requesting [redacted]%. Exception Conditions: [redacted]% LTV max, minimum [redacted] [redacted], minimum [redacted] yr PPP, seller Contributions allowed to [redacted]% and POA - Signature by Corporate Resolution. In instances where all members and managers of the [redacted] on title are a.) Applicants on the loan and b.) natural persons, closing documents may be executed by one person on behalf of the members of the [redacted]. The person executing the documents may, but is not required to be, a member or manager of the [redacted]. A corporate resolution must be provided which must specifically identify the person authorized to sign on behalf of the [redacted], in addition to the requirements identified above. Must also meet POA guidelines, resolution should be signed by all members/managers. Subject to meeting all other [redacted] guideline requirements. Any loan attribute limit listed above is a requirement to maintain the exception approval. Compensating factors are [redacted][redacted] or greater and reserves [redacted]+ months more than requirement. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The qualifying [redacted] on the loan is greater than the guideline minimum. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>The [redacted] of [redacted] is greater than the minimum required [redacted] of [redacted] | Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator | Reviewer Comment (2026-02-06): Client elects to waive with compensating factors. |  |  | 02/06/2026 | 2 B |  | [redacted] | Investment | Purchase | B A |  | N/A | No |
| 225056671 | [Redacted] | [Redacted] |  | 35804084 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception for use [redacted]% of funds sourced from business account in which borrower is <[redacted]% owner. funds/large deposits came from [redacted] business accounts ([redacted]% owner of one; [redacted]% owner of the other). Funds have already been transferred out of the accounts to a [redacted] account for closing. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted]. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Borrower's Own Funds Percent: [redacted]%<br> Borrower's Own Funds Amount: $[redacted] | Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-02-12): Lender Exception with Compensating Factors provided. |  |  | 02/12/2026 | 2 B |  | [redacted] | Investment | Purchase | B A |  | N/A | No |
| 225059971 | [Redacted] | [Redacted] |  | 35750567 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Exception Requested:<br>Requesting an LTV of [redacted] with a credit score of [redacted] for primary wage earner (Bank Statement Program) due to past personal and financial hardship due to cancer, flooding and divorce. Including hardship letter prepared by borrower. | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum. | Documentation Type: [redacted]<br> Disposable Income: $[redacted]<br>DTI: [redacted]% <br> Guideline Maximum DTI: [redacted]% | SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-02-10): Client elects to waive with compensating factors. |  |  | 02/10/2026 | 2 C B |  | [redacted] | Primary | Purchase | C B A | Non QM | Non QM | No |
| 225062953 | [Redacted] | [Redacted] |  | 35756239 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted] Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2026-02-07): Sufficient Cure Provided At Closing |  | 02/07/2026 |  | 1 A |  | [redacted] | Primary | Refinance - Cash-out - Other | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| 225062953 | [Redacted] | [Redacted] |  | 35770376 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception approved to permit [redacted]% LTV - P&L Only, Cash Out. Condition Max [redacted]% LTV/CLTV. | Borrower has been employed in the same industry for more than [redacted] years.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower has verified disposable income of at least $[redacted]. | Borrower has been employed in the same industry for more than [redacted] years.<br>FICO [redacted] Points or More Above Requirement<br>Residual Income $[redacted]k or More | Originator,SitusAMC<br>Originator,SitusAMC<br>Originator,SitusAMC | Reviewer Comment (2026-02-10): Client elects to waive with compensating factors. |  |  | 02/10/2026 | 2 B |  | [redacted] | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 225062953 | [Redacted] | [Redacted] |  | 35770386 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception approved to allow reserves provided from cash-out on [redacted]% LTV. Condition Max [redacted]% LTV/CLTV. | Borrower has been employed in the same industry for more than [redacted] years.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower has verified disposable income of at least $[redacted]. | Borrower has been employed in the same industry for more than [redacted] years.<br>FICO [redacted] Points or More Above Requirement<br>Residual Income $[redacted]k or More | Originator,SitusAMC<br>Originator,SitusAMC<br>Originator,SitusAMC | Reviewer Comment (2026-02-10): Client elects to waive with compensating factors. |  |  | 02/10/2026 | 2 B |  | [redacted] | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 225063772 | [Redacted] | [Redacted] |  | 35756704 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  | File is missing a copy of the final title policy. |  |  |  | Reviewer Comment (2026-02-17): Final title provided.<br>Reviewer Comment (2026-02-17): EXCEPTION HISTORY - Exception Explanation was updated on [redacted] PRIOR Exception Explanation: Title Evidence: Commitment | 02/17/2026 |  |  | 1 A |  | [redacted] | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 225063772 | [Redacted] | [Redacted] |  | 35756712 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  | Preliminary policy amount of $[redacted] is less than the note amount of $[redacted]. |  |  |  | Reviewer Comment (2026-02-17): Final title provided.<br>Reviewer Comment (2026-02-17): EXCEPTION HISTORY - Exception Explanation was updated on [redacted] PRIOR Exception Explanation: The Title Policy Amount of $[redacted] is less than the note amount of $[redacted] based on the Commitment in file.<br>Buyer Comment (2026-02-15): final policy upld | 02/17/2026 |  |  | 1 B A |  | [redacted] | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 225063772 | [Redacted] | [Redacted] |  | 35756734 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted] Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. | Credit report fee amount of $[redacted] exceeds tolerance of $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  | Reviewer Comment (2026-02-08): Sufficient Cure Provided At Closing |  | 02/08/2026 |  | 1 A |  | [redacted] | Primary | Refinance - Cash-out - Other | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| 225075240 | [Redacted] | [Redacted] |  | 35764824 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approved to use VOM without Notes from private party for mortgages on primary residence. \*\*\*VOM from private note holders for [redacted]nd and [redacted]rd liens being paid off without copy of notes or cancelled checks. Exception conditions are Max [redacted]% LTV. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2026-02-12): Lender Exception with Compensating Factors provided. |  |  | 02/12/2026 | 2 B |  | [redacted] | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |

---

## Exhibit 99.1

[CCC Depositor, LLC ABS-15G](cccdepositor-abs15g.htm)

**Exhibit 99.1 - Schedule 4**

---

| |
|:---|
| ![](situsamc-logo.jpg) |
| **Valuation Report** |
| **Run Date - 3/3/2026 2:33:10 PM** |

---

---

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| **SitusAMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Value for LTV** | **As-Is Value for LTV** | **LTV Value Variance Amount** | **LTV Value Variance Percent** | **Primary Valuation Value** | **Primary Valuation Report Date** | **Primary Valuation Effective Date** | **Primary Valuation Type** | **Primary Valuation Company** | **Primary Valuation Appraiser Name** | **Primary Valuation Appraiser License Num** | **Primary Valuation FSD Score** | **Secondary Valuation Value** | **Secondary Valuation Variance Amount** | **Secondary Valuation Variance Percent** | **Secondary Valuation Report Date** | **Secondary Valuation Effective Date** | **Secondary Valuation Type** | **Secondary Valuation Company** | **Secondary Valuation FSD Score** | **Secondary Valuation Desk Review Risk Score** | **AVM Value** | **AVM Variance Amount** | **AVM Variance Percent** | **AVM Company** | **AVM FSD Score** | **AVM Report Date** | **Desk Review Value** | **Desk Review Variance Amount** | **Desk Review Variance Percent** | **Desk Review Company** | **Desk Review Risk Score** | **Desk Review Report Date** | **Desk Review Effective Date** | **Desktop Appraisal Value** | **Desktop Appraisal Variance Amount** | **Desktop Appraisal Variance Percent** | **Desktop Appraisal Company** | **Desktop Appraisal Report Date** | **Desktop Appraisal Effective Date** | **BPO Value** | **BPO Variance Amount** | **BPO Variance Percent** | **BPO Company** | **BPO Report Date** | **Field Review Value** | **Field Review Variance Amount** | **Field Review Variance Percent** | **Field Review Company** | **Field Review Report Date** | **Field Review Effective Date** | **2055 Value** | **2055 Variance Amount** | **2055 Variance Percent** | **2055 Company** | **2055 Report Date** | **2055 Effective Date** | **AVE/CMA Value** | **AVE/CMA Variance Amount** | **AVE/CMA Variance Percent** | **AVE/CMA Company** | **AVE/CMA Report Date** | **Hybrid Valuation Value** | **Hybrid Valuation Variance Amount** | **Hybrid Valuation Variance Percent** | **Hybrid Valuation Company** | **Hybrid Valuation Report Date** | **Updated Valuation Value** | **Updated Valuation Variance Amount** | **Updated Valuation Variance Percent** | **Updated Valuation Company** | **Updated Valuation Report Date** | **Updated Valuation Effective Date** | **Aggregate Appraised Value** | **Aggregate Variance Amount** | **Aggregate Variance Percent** | **Value Analysis Valuation Value** | **Value Analysis Report Date** | **Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?** | **LCA Risk Score** | **Collateral Underwriter Risk Score** |
| 224221455 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.40 |
| 224243057 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224243278 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224245933 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -5.150% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224254518 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.330% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 2.70 |
| 224254804 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 4.800% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.60 |
| 224266973 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224280733 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 224283893 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 1.00 |
| 224284906 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.90 |
| 224287290 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 3.80 |
| 224288257 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 |  |
| 224292663 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 5.930% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| 224292669 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.10 |
| 224292675 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 224304817 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224307854 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 4.040% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.60 |
| 224308343 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 3.70 |
| 224330029 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224330040 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.60 |
| 224335253 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -2.630% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 2.60 |
| 224351901 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224364824 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.60 |
| 224364978 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 5.00 |
| 224366579 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 5.00 |
| 224374271 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.70 |
| 224387236 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 3.20 |
| 224387955 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224395771 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 4.30 |
| 224400184 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.70 |
| 224400198 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.60 |
| 224400203 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224410684 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.10 |
| 224416102 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.30 |
| 224419733 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -9.650% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224421356 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224424719 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 2.10 |
| 224424774 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 3.30 |
| 224424914 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 1.10 |
| 224424916 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224427190 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 3.90 |
| 224427734 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 3.20 |
| 224428493 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224430045 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224430281 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224455122 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.40 |
| 224455162 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.10 |
| 224455263 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224455291 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.30 |
| 224457623 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.320% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 2.50 |
| 224462663 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 224463081 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.30 |
| 224463111 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 4.60 |
| 224463889 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224465230 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 15.710% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 1.30 |
| 224466694 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 1.100% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224467086 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 4.80 |
| 224467088 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 224467106 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 |  |
| 224467842 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224469744 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224478814 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 1.110% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 4.80 |
| 224486055 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.60 |
| 224498652 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224498674 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224498701 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 224537048 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.00 |
| 224542756 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 224546024 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 4.00 |
| 224546161 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.20 |
| 224546265 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.70 |
| 224546533 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224546663 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224547066 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 3.80 |
| 224553979 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224553984 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224565820 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 224567463 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224567465 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224567467 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 224567468 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 4.20 |
| 224567499 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -8.890% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224567883 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 5.00 |
| 224570018 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224570061 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.280% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  | 0.000% |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 4.60 |
| 224570600 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 2.50 |
| 224570602 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 5.00 |
| 224570603 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224570634 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| 224572312 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224573272 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.20 |
| 224573316 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.10 |
| 224573329 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224573463 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224573502 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 2.40 |
| 224573635 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224573637 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.60 |
| 224573738 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 3.20 |
| 224574506 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224574540 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224574556 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.60 |
| 224574933 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 224574951 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224575233 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 2.00 |
| 224575255 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224575265 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 27.590% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224583771 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 224587794 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 4.40 |
| 224588374 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224590347 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 3.40 |
| 224612566 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 224612883 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 3.50 |
| 224614070 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224614166 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 224614185 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.10 |
| 224614189 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224614213 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.20 |
| 224619026 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224619035 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224621432 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224623684 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224624800 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224624868 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.10 |
| 224628653 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.10 |
| 224628973 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.10 |
| 224635568 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.60 |
| 224636091 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224636111 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 4.40 |
| 224637199 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 1.90 |
| 224641743 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224645358 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.10 |
| 224647090 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 4.10 |
| 224647102 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 4.90 |
| 224647103 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.60 |
| 224647107 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.30 |
| 224647297 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 1.90 |
| 224647299 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.10 |
| 224647300 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224660670 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.00 |
| 224660930 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.60 |
| 224660966 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 3.60 |
| 224661170 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.40 |
| 224661382 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 224661424 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.10 |
| 224661522 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.60 |
| 224661779 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.90 |
| 224664126 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 2.60 |
| 224664196 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.80 |
| 224664456 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 3.700% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 5.00 |
| 224664467 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 224664495 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 3.060% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 1.40 |
| 224664496 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 224678246 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.30 |
| 224678250 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | High |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224678285 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.00 |
| 224678734 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224678737 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224691931 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.00 |
| 224691938 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224692122 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.80 |
| 224693452 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.40 |
| 224693464 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 10.270% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 3.50 |
| 224693468 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.30 |
| 224699710 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 224699711 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.30 |
| 224699714 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 13.590% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.50 |
| 224699718 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.10 |
| 224701098 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 224705505 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |
| 224705506 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 224705832 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224705838 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 1.10 |
| 224705839 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224706151 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Field Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 5.00 |
| 224706165 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224709547 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 3.60 |
| 224709550 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224709559 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 3.00 |
| 224709765 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.20 |
| 224710931 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 224710932 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224710945 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| 224710946 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 224711006 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 2.50 |
| 224711014 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 224711180 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.20 |
| 224711189 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224711198 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224711286 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 3.20 |
| 224711302 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -1.670% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.50 |
| 224712963 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 224712993 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.30 |
| 224713358 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.90 |
| 224713359 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 3.60 |
| 224713365 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224713366 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224713382 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 3.00 |
| 224713385 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 1.70 |
| 224713429 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 3.60 |
| 224713446 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 2.40 |
| 224713450 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 3.50 |
| 224713563 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.40 |
| 224713567 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 5.00 |
| 224713763 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 224713984 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.50 |
| 224714074 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224714139 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 1.00 |
| 224714169 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.570% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 3.10 |
| 224715702 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.20 |
| 224715747 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.00 |
| 224715751 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -1.790% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224715759 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 1.00 |
| 224715761 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 4.270% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 224715766 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224716312 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.70 |
| 224716867 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224716926 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.20 |
| 224716939 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  | 0.000% |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 2.50 |
| 224717162 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  | 1.00 |
| 224717319 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.70 |
| 224717750 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224718590 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.60 |
| 224718774 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.80 |
| 224719737 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224720552 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.20 |
| 224720556 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.30 |
| 224720567 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224720569 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 4.00 |
| 224720573 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -6.380% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.40 |
| 224720575 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224720732 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224721666 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.70 |
| 224721838 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 3.00 |
| 224722942 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 224722947 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224722951 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 2.30 |
| 224722961 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.60 |
| 224722976 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.60 |
| 224722977 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 3.80 |
| 224722979 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224722980 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| 224722981 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.50 |
| 224725583 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 224725635 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 4.30 |
| 224725662 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224725665 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224725672 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224725673 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224725676 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.40 |
| 224725677 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 224725679 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.30 |
| 224725684 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.00 |
| 224725686 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224725691 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224725729 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 3.90 |
| 224725731 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 224725922 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 224725947 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.90 |
| 224725949 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224725952 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224725954 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.00 |
| 224726362 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224726363 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 2.40 |
| 224726411 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.30 |
| 224726414 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 3.40 |
| 224726660 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.50 |
| 224727438 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -9.340% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 4.90 |
| 224727504 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224727551 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.00 |
| 224727553 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 224727554 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 4.10 |
| 224727562 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 2.50 |
| 224727563 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224727565 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.70 |
| 224727850 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224727851 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 224727852 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224727853 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 4.20 |
| 224727854 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| 224727871 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 224727874 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224727880 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224727881 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.50 |
| 224727882 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -7.600% |  |  | AVM |  | 0.09 | Low |  |  |  |  |  |  |  |  | 0.000% |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -7.600% |  |  |  |  |  |  |  |  | No | 3.50 | 3.70 |
| 224727895 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.00 |
| 224727904 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 3.70 |
| 224727945 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224728064 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224728066 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.30 |
| 224728068 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224728335 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224728340 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.00 |
| 224728431 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 999.00 |
| 224728444 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 20.600% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.30 |
| 224728445 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.20 |
| 224728503 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 4.10 |
| 224728506 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224729416 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224729735 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224729739 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.10 |
| 224729778 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224731331 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224731356 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.10 |
| 224731359 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224731421 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.40 |
| 224731426 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 1.00 |
| 224731431 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.60 |
| 224731433 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224731434 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224731435 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 4.90 |
| 224731436 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 2.00 |
| 224731439 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.180% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224731442 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 3.00 |
| 224731443 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224731444 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 3.80 |
| 224731445 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224731448 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224731450 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224731458 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.310% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 1.50 |
| 224731469 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -2.100% |  |  | AVM |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.60 |
| 224731470 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.10 |
| 224731472 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.50 |
| 224731473 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -4.120% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 3.50 |
| 224731475 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 224731477 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224731481 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.60 |
| 224731892 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -5.410% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.60 |
| 224732777 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.40 |
| 224732778 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224732787 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.20 |
| 224733122 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224734705 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.40 |
| 224734707 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 5.00 |
| 224734708 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 224734717 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.20 |
| 224734731 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224734738 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -8.820% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 4.50 |
| 224734840 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 224734842 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -1.760% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 224734957 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 224734961 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 224734962 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224735019 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 4.60 |
| 224735020 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -1.390% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 3.80 |
| 224735021 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 224735022 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.70 |
| 224735044 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 3.60 |
| 224735046 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224735074 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224735076 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 2.60 |
| 224735077 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| 224735078 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.70 |
| 224735079 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 224735080 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.90 |
| 224735081 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.70 |
| 224735083 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -6.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224735084 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224735975 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.40 |
| 224735996 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224736004 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 2.60 |
| 224736005 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.30 |
| 224736008 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 1.50 |
| 224736013 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 2.60 |
| 224736058 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224736087 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 3.40 |
| 224736090 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224736093 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.80 |
| 224736489 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.10 |
| 224736661 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 4.100% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.90 |
| 224736663 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224737425 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.50 |
| 224737428 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 224737631 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  | 1.00 |
| 224738230 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.50 |
| 224738236 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Field Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224738238 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.40 |
| 224738240 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.20 |
| 224738241 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224738242 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224738243 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224738770 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224739345 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.00 |
| 224739422 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224739427 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 224739486 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.50 |
| 224739784 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 224739786 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.10 |
| 224739790 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.50 |
| 224739858 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224739859 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224739860 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224739864 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| 224739906 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 4.80 |
| 224739907 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -1.920% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 999.00 |
| 224740046 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 3.230% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 3.10 |
| 224740047 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.30 |
| 224740049 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224740052 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224740056 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 224740060 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.60 |
| 224740062 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.20 |
| 224740066 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 2.060% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 2.50 |
| 224740073 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.90 |
| 224740127 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 4.20 |
| 224740134 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 999.00 |
| 224746309 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 3.90 |
| 224746313 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 224746344 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 224746348 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 224746364 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224753125 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 3.00 |
| 224753188 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.30 |
| 224753190 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224753193 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.00 |
| 224753195 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 224753197 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224753227 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224753928 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224753933 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 4.40 |
| 224758836 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224758900 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224758905 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.60 |
| 224758908 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224758914 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -9.090% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224758983 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.10 |
| 224758997 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 224759060 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -1.550% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 2.90 |
| 224759062 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.60 |
| 224759063 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224759066 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 3.30 |
| 224759401 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 224760293 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224761859 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 224761861 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 224761869 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.40 |
| 224761870 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 224761871 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 4.60 |
| 224762479 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224762481 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224762494 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.60 |
| 224762495 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224765962 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224766148 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -8.110% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.70 |
| 224766151 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224766155 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Field Review |  |  |  |  |  |  |  |  |  |  |  | -17.650% |  | High |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224766166 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.70 |
| 224766169 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.20 |
| 224766174 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.80 |
| 224766181 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 2.10 |
| 224766188 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 224766193 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.40 |
| 224766200 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 2.00 |
| 224769421 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 224771721 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 224771723 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224771735 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224771741 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.10 |
| 224771756 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.80 |
| 224771757 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.20 |
| 224771760 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.20 |
| 224771823 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224771830 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 |  |
| 224771836 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224771838 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224771840 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224771845 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.10 |
| 224771846 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.60 |
| 224771848 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.00 |
| 224771851 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -89.390% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  | 0.000% |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 4.00 |
| 224773676 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 4.40 |
| 224773708 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 224773753 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.30 |
| 224773754 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 5.00 |
| 224773755 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.10 |
| 224773761 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -8.840% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224773817 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224773830 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224773835 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224777151 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224777905 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.70 |
| 224777911 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224778063 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 1.40 |
| 224778069 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.40 |
| 224778076 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224778077 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -4.180% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 3.40 |
| 224778079 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | High |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224778085 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224778086 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.70 |
| 224778087 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224778088 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.70 |
| 224778089 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.60 |
| 224778090 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.10 |
| 224778093 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 4.60 |
| 224778117 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.20 |
| 224778118 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224779206 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.30 |
| 224779328 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 1.70 |
| 224781560 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224781613 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 224781616 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224781720 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.30 |
| 224781733 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.10 |
| 224781740 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224781762 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224781790 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 1.20 |
| 224781792 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224781793 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.30 |
| 224781796 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.10 |
| 224781798 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 2.30 |
| 224781860 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.80 |
| 224781869 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224782088 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 3.60 |
| 224782114 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 2.30 |
| 224785383 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 224785402 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224785403 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 4.20 |
| 224785404 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.10 |
| 224790928 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 3.20 |
| 224790936 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224790938 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224790951 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.10 |
| 224790955 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.20 |
| 224790960 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224805346 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224809808 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224809809 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 1.20 |
| 224809817 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.90 |
| 224810629 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224810630 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224820204 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -3.600% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.10 |
| 224820357 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 4.00 |
| 224825436 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.40 |
| 224825439 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.40 |
| 224825445 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.50 |
| 224825448 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 224826534 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.40 |
| 224826538 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224826539 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224826577 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.60 |
| 224826607 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.90 |
| 224826705 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.60 |
| 224851098 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.60 |
| 224851885 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 224851904 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224851916 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 224852462 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.50 |
| 224852698 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 224852700 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224853140 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.00 |
| 224853150 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224853709 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 224853711 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224853855 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 4.00 |
| 224853857 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224853893 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.10 |
| 224853981 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.50 |
| 224854078 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.50 |
| 224854094 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.80 |
| 224854328 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224854365 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224854464 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224854515 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224854516 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.80 |
| 224854520 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224854521 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.00 |
| 224855083 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 4.60 |
| 224869810 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 224869811 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224869824 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 3.30 |
| 224869827 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 224869829 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224869832 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224878155 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224878724 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224878740 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 2.40 |
| 224878743 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -5.590% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 3.70 |
| 224878744 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 4.30 |
| 224878748 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.30 |
| 224878879 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224879447 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224879449 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224879465 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224879468 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.20 |
| 224879469 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.80 |
| 224879474 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224879475 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 224879740 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 3.70 |
| 224879741 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.40 |
| 224879750 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224879754 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224879766 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 3.10 |
| 224880501 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224913943 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.20 |
| 224913945 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224913946 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224913961 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.30 |
| 224913967 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -12.400% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 224913968 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 2.00 |
| 224913971 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 4.00 |
| 224913972 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224913982 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 3.80 |
| 224913991 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.00 |
| 224914014 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.60 |
| 224914035 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224914064 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224914066 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.50 |
| 224914106 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224914107 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.70 |
| 224914114 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| 224914116 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.980% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224914118 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 4.00 |
| 224914120 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.20 |
| 224914123 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 224914190 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| 224914444 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224914496 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224914499 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224914501 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| 224914502 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224914504 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224914516 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224914521 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 1.00 |
| 224914636 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224914649 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| 224917636 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 |  |
| 224917994 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 1.060% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224918074 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.10 |
| 224925966 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| 224926006 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224926019 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 224926020 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224926021 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224926024 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224926030 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -4.290% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.20 |
| 224926038 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.10 |
| 224926065 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.60 |
| 224926069 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 3.20 |
| 224926072 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.40 |
| 224926076 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.60 |
| 224926077 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.10 |
| 224926080 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 999.00 |
| 224926081 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224926082 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 224926087 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224926091 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224926098 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 224926100 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.60 |
| 224926104 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.00 |
| 224926105 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.30 |
| 224926155 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224926925 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| 224928036 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.40 |
| 224928253 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.80 |
| 224931457 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 224931462 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.40 |
| 224931464 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.10 |
| 224931510 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.30 |
| 224933379 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 224933445 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 4.80 |
| 224933451 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.00 |
| 224933454 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224933483 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224933484 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 224933497 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224934356 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.70 |
| 224934787 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224934809 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.20 |
| 224934833 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 1.60 |
| 224943018 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.60 |
| 224943020 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 2.10 |
| 224943029 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.50 |
| 224943341 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224944911 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224944924 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 1.040% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.40 |
| 224944937 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 4.50 |
| 224945059 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.80 |
| 224945286 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.70 |
| 224945435 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 224945454 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 1.00 |
| 224945456 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224949044 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.60 |
| 224949052 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 224949054 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| 224949056 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224949739 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224949770 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.70 |
| 224949771 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.20 |
| 224949791 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 224949877 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224949905 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.90 |
| 224949912 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 224949913 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.50 |
| 224949940 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 3.20 |
| 224949942 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.20 |
| 224949943 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224949967 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 2.60 |
| 224954698 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.80 |
| 224954700 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.60 |
| 224955112 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.40 |
| 224955575 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224955986 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224961671 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224962031 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224965433 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.90 |
| 224972580 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224972669 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 224987951 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224987954 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 224987956 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224987958 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224987961 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.90 |
| 224987964 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224987965 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 2.60 |
| 224987968 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 224987971 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224988561 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224988562 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.60 |
| 224988604 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.80 |
| 224988612 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 4.50 |
| 224988613 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.20 |
| 224988619 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 3.50 |
| 224988623 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 2.20 |
| 224988681 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.30 |
| 224988682 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224988687 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 71.540% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 4.40 |
| 224988690 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224988693 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224988694 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 224988696 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224988701 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.10 |
| 224988710 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 224988777 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 224988950 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.60 |
| 224989149 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224989199 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224989222 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| 224989892 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224990392 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 2.60 |
| 224990463 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 4.20 |
| 224991908 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 5.00 |
| 224991913 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224991915 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224991932 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 224991966 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 224991968 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.50 |
| 224992042 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 3.00 |
| 224992764 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.90 |
| 224992767 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 2.20 |
| 224992773 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224992775 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.30 |
| 224992779 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -1.270% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 3.00 |
| 224997321 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -8.330% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224999419 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224999770 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224999789 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 3.20 |
| 224999790 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 225000268 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.20 |
| 225000317 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 225001403 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 225001418 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 225001428 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.60 |
| 225001619 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 225001773 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 225001774 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 225001779 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 225003609 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.60 | 1.60 |
| 225003611 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -1.160% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.40 |
| 225003612 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 225003615 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 225003616 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 4.60 |
| 225003633 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 225003717 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 225003976 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 1.120% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.20 |
| 225003977 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.60 |
| 225003979 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.10 |
| 225003980 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.80 |
| 225003982 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 225005380 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 225005398 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  | 2.80 |
| 225005763 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.80 |
| 225005773 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 225005778 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 999.00 |
| 225005784 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 1.150% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 2.10 |
| 225005825 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.50 |
| 225008064 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 225008086 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 225010408 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -8.640% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.80 |
| 225010415 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.10 |
| 225010419 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.90 |
| 225010442 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 225010670 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 225010676 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 12.430% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  | -13.290% |  | High |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 2.60 |
| 225011558 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.90 |
| 225011645 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 225012150 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 225012154 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 3.00 |
| 225012155 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 4.60 |
| 225012177 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 3.90 |
| 225012182 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.10 |
| 225012606 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.10 |
| 225012694 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| 225014593 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 225014841 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.870% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 2.90 |
| 225014870 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.20 |
| 225014879 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 225014938 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 225015241 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | High |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.70 |
| 225015248 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 225017133 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 3.70 |
| 225017135 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 225017137 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 3.30 |
| 225017146 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.60 |
| 225017150 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.30 |
| 225017154 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 225017162 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 225017166 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| 225017169 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 225017175 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 225017177 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.30 |
| 225019241 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.10 |
| 225019252 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 225019253 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.40 |
| 225019263 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 225021429 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 2.090% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 4.80 |
| 225022985 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.60 |
| 225023024 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 225023254 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 225023313 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 225025938 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 225025940 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 225032188 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 225032791 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -5.880% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 5.00 |
| 225032801 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 225032803 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 4.20 |
| 225032813 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 2.70 |
| 225033067 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 3.10 |
| 225033401 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.70 |
| 225033403 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 225033404 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.80 |
| 225033448 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 2.30 |
| 225033453 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 5.00 |
| 225033493 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 1.60 |
| 225033494 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 225033517 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 225034552 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 225035225 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 4.00 |
| 225036618 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.170% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 |  |
| 225036857 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 4.00 |
| 225036867 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 2.00 |
| 225036869 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| 225036880 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 225037375 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.80 |
| 225037377 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 7.020% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 2.10 |
| 225037379 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.40 |
| 225037380 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 3.10 |
| 225037383 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 5.00 |
| 225037516 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.40 |
| 225037517 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 3.80 |
| 225037519 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 225037522 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 225037942 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.90 |
| 225038875 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 225040186 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 225040362 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.60 |
| 225041342 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 4.40 |
| 225041352 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 3.70 |
| 225041479 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 225041545 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 225042474 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 3.30 |
| 225043221 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.30 |
| 225043467 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 225043493 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.90 |
| 225043617 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.60 |
| 225043619 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -0.800% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.80 |
| 225043623 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -3.350% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 225043649 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 225043653 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 225044223 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 2.10 |
| 225044858 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 225050414 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Field Review |  |  |  |  |  |  |  |  |  |  |  | -11.560% |  | High |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 4.30 |
| 225051546 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  | 0.000% |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 4.10 |
| 225051617 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 225053164 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 4.50 |
| 225053327 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 225056531 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 225056662 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 225056671 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 225059889 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 225059971 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 225060070 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 3.10 |
| 225060406 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.00 |
| 225060888 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.10 |
| 225060891 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.60 |
| 225060907 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 225062700 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 225062939 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.20 |
| 225062953 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 3.90 |
| 225063204 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 225063213 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 999.00 |
| 225063223 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -0.630% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 225063518 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 225063772 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 4.60 |
| 225074525 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 225074526 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 3.10 |
| 225075165 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 225075240 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 225075259 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.90 |
| 225077558 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 225083554 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.70 |
| 225083565 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.90 |
| 225083596 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 2.90 |

---

## Exhibit 99.1

[CCC Depositor, LLC ABS-15G](cccdepositor-abs15g.htm)

**Exhibit 99.1 - Schedule 5**

![](situsamc-logo.jpg)

---

| |
|:---|
| **Supplemental Data** |
| **Run Date - 3/3/2026 2:33:11 PM** |

---

---

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| 0 | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 | 19 | 20 | 21 | 22 | 23 | 24 | 25 | 26 | 27 | 28 | 29 | 30 | 31 | 32 | 33 | 34 | 35 | 36 | 37 | 38 | 39 | 40 | 41 | 42 | 43 | 44 | 45 | 46 | 47 | 48 | 49 | 50 | 51 | 52 | 53 | 54 | 55 | 56 | 57 | 58 | 59 | 60 | 61 | 62 | 63 | 64 | 65 | 66 | 67 | 68 | 69 | 70 | 71 | 72 | 73 | 74 | 75 | 76 | 77 | 78 | 79 | 80 | 81 | 82 | 83 | 84 | 85 | 86 | 87 | 88 | 89 | 90 | 91 | 92 | 93 | 94 | 95 | 96 | 97 | 98 | 99 | 100 | 101 | 102 | 103 | 104 | 105 | 106 | 107 | 108 | 109 | 110 | 111 | 112 | 113 | 114 | 115 | 116 | 117 | 118 | 119 | 120 | 121 | 122 | 123 | 124 | 125 | 126 | 127 | 128 | 129 | 130 | 131 | 132 | 133 | 134 | 135 | 136 | 137 | 138 | 139 | 140 | 141 | 142 | 143 | 144 | 145 | 146 | 147 | 148 | 149 | 150 | 151 | 152 | 153 | 154 | 155 | 156 | 157 | 158 | 159 | 160 | 161 | 162 | 163 | 164 | 165 | 166 | 167 | 168 | 169 | 170 | 171 | 172 | 173 | 174 | 175 | 176 | 177 | 178 | 179 | 180 | 181 | 182 | 183 | 184 | 185 | 186 | 187 | 188 | 189 | 190 | 191 | 192 | 193 | 194 | 195 | 196 | 197 | 198 | 199 | 200 | 201 | 202 | 203 | 204 | 205 | 206 | 207 | 208 | 209 |
| **SitusAMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **TILA Status Loan Designation** | **Exempt QM/ATR Equivalency** | **CDFI Bank Originated Loan** | **Application Date** | **TRID Tested** | **GSE** | **HOEPA Fees** | **TILA Fees** | **Rate Lock Date** | **Calculated APR** | **Original P&I** | **Qualifying P&I** | **Qualifying Rate** | **Is Borrower Non Occupant** | **Is Co Borrower Non Occupant** | **Borrower Employment Indicator** | **Co Borrower Employment Indicator** | **Co Borrower 2 Employment Indicator** | **Co Borrower 3 Employment Indicator** | **Co Borrower2 Length of Employment** | **Co Borrower3 Length of Employment** | **Borrower Foreign National Indicator** | **Co Borrower Foreign National Indicator** | **Co Borrower 2 Foreign National Indicator** | **Co Borrower 3 Foreign National Indicator** | **Borrower Country Name** | **Co Borrower Country Name** | **Co Borrower2 Country Name** | **Co Borrower3 Country Name** | **Residual Income** | **Num Units** | **Annual Property Tax** | **Annual Insurance Costs** | **Monthly Property Tax** | **Monthly Insurance Costs** | **HOA Name** | **HOA Address State** | **Fee Amount** | **Next Due Date** | **HOA Payment Frequency** | **Investor DTI** | **QM DTI** | **Non QM DTI** | **Original Credit Report Date** | **Qualifying Credit Score** | **Third Wage Earner Original FICO Equifax** | **Third Wage Earner Original FICO Experian** | **Third Wage Earner Original FICO Transunion** | **Fourth Wage Earner Original FICO Equifax** | **Fourth Wage Earner Original FICO Experian** | **Fourth Wage Earner Original FICO Transunion** | **Most Recent Updated Credit Report Date** | **Primary Wage Earner Updated FICO Equifax** | **Primary Wage Earner Updated FICO Experian** | **Primary Wage Earner Updated FICO Transunion** | **Secondary Wage Earner Updated FICO Equifax** | **Secondary Wage Earner Updated FICO Experian** | **Secondary Wage Earner Updated FICO Transunion** | **Third Wage Earner Updated FICO Equifax** | **Third Wage Earner Updated FICO Experian** | **Third Wage Earner Updated FICO Transunion** | **Fourth Wage Earner Updated FICO Equifax** | **Fourth Wage Earner Updated FICO Experian** | **Fourth Wage Earner Updated FICO Transunion** | **Most Recent Updated Co Borrower 2 FICO** | **Most Recent Updated Co Borrower 3 FICO** | **Co Borrower 2 Asset Verification Level** | **Co Borrower 3 Asset Verification Level** | **Co Borrower 2 Income Verification Level** | **Co Borrower 3 Income Verification Level** | **Co Borrower 2 Employment Verification Level** | **Co Borrower 3 Employment Verification Level** | **Asset Depletion Flag** | **Bank Statements Flag** | **Number of Statements** | **Type of Statements** | **Percent of Income From Statements** | **Borrower Business Ownership %** | **CoBorrower Business Ownership %** | **P&L Type** | **Income Doc Detail** | **Tax Return Doc Details** | **Document Level** | **Document Type** | **Most Recent Bankruptcy Type** | **Most Recent Bankruptcy Filing Date** | **Most Recent Bankruptcy Discharge Date** | **Number of Bankruptcy Events** | **Months Bankruptcy (7, 11)** | **Months Bankruptcy (13)** | **Most Recent Deed-in - Lieu Date** | **Number of Deed-in-Lieu Events** | **Months Deed-in-Lieu** | **Most Recent Short Sale Date** | **Number of Short Sale Events** | **Months Short Sale (or Pre FC)** | **Most Recent Foreclosure Date** | **Number of Foreclosure Events** | **Months Foreclosure** | **Prior Mortgage/Rent Late 30d in 24m** | **Prior Mortgage/Rent Late 60d in 24m** | **Prior Mortgage/Rent Late 90d in 24m** | **Has ACH** | **Guideline Name** | **UW Guideline Author** | **ATR QM Total Points and Fees Audit** | **Loan Regulation Benchmark Date** | **Benchmark Rate** | **HUD 1 Page 1 Credits Total** | **Collateral Underwriter Risk Score** | **AUS Decision System** | **Property Inspection Waiver (PIW)** | **Rating Result** | **Eligible For Rep and Warrant Relief Per Collateral Advisor** | **Is Equity Shared Loan** | **Investor Qualifying Rate** | **Borrower Years of W2s** | **CoBorrower Years of W2s** | **Years of Personal Tax Returns** | **Years of Business Tax Returns** | **Years of 4506T** | **Years of Tax Transcripts** | **Months of Personal Bank Statements** | **Months of Business Bank Statements** | **Months of Profit and Loss Statements** | **Expense Letter** | **Total DSCR** | **Total Inverse DSCR** | **Subordinate Lien Type** | **Is Shared Appreciation Mortgage** | **Duration of Payout Months** | **Seller VSH Indicator** | **Seller Indicated VSH Guideline** | **Validated VSH** | **IO Remaining Amortization Term at Recast** | **Maturity Date** | **Borrower Own Funds Cash Amount** | **Borrower Own Funds Percent** | **Is the Note an eNote** | **Borrower WVOE - # of Months of Income provided** | **Co Borrower WVOE - # of Months of Income provided** | **Co Borrower2 WVOE - # of Months of Income provided** | **Co Borrower3 WVOE - # of Months of Income provided** | **Were the origination guidelines utilized for this diligence review?** | **Title Evidence** | **Ownership Type** | **Borrower Type** | **Borrower Designation** | **Co Borrower Type** | **Co Borrower Designation** | **Co Borrower2 Type** | **Co Borrower2 Designation** | **Co Borrower3 Type** | **Co Borrower3 Designation** | **Senior Lien Position** | **Senior Lien Original Loan Amount** | **Senior Lien Original Interest Rate** | **Senior Lien Note Projected Closing Date** | **Senior Lien Current Balance** | **Senior Lien Current P&I** | **Loan Closed in the Name of an Entity** | **Note Executed by** | **Assumable Mortgage Flag** | **Leasehold Flag** | **Buydown Flag** | **Borrower Experian FICO Model Used** | **Borrower Equifax FICO Model Used** | **Borrower TransUnion FICO Model Used** | **Co Borrower Experian FICO Model Used** | **Co Borrower Equifax FICO Model Used** | **Co Borrower TransUnion FICO Model Used** | **Co Borrower2 Experian FICO Model Used** | **Co Borrower2 Equifax FICO Model Used** | **Co Borrower2 TransUnion FICO Model Used** | **Co Borrower3 Experian FICO Model Used** | **Co Borrower3 Equifax FICO Model Used** | **Co Borrower3 TransUnion FICO Model Used** | **Borrower Documentation Used to Determine Legal Residency** | **Co Borrower Documentation Used to Determine Legal Residency** | **Co Borrower2 Documentation Used to Determine Legal Residency** | **Co Borrower3 Documentation Used to Determine Legal Residency** | **Delayed Financing?** | **Months Reserves** | **Correspondent Type** | **Departure Residence** | **Rate Increase on Default** | **MERS Min Number** | **Co Borrower Other Income** | **Co Borrower Wage Income** | **Primary Housing Lates 0 6 Months 30** | **Primary Housing Lates 0 6 Months 60** | **Primary Housing Lates 0 6 Months 90** | **Primary Housing Lates 7 12 Months 30** | **Primary Housing Lates 7 12 Months 60** | **Primary Housing Lates 7 12 Months 90** | **Primary Housing Lates 13 24 Months 30** | **Primary Housing Lates 13 24 Months 60** | **Primary Housing Lates 13 24 Months 90** | **Primary Housing Lates 25 36 Months 30** | **Primary Housing Lates 25 36 Months 60** | **Primary Housing Lates 25 36 Months 90** | **Borrower 1 ITIN Flag** | **Borrower 2 ITIN Flag** | **Borrower 3 ITIN Flag** | **Borrower 4 ITIN Flag** | **Total Number of Mortgaged Properties** |
| 224221455 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1495.00 | $5979.00 |  | 7.162% | [redacted] | [redacted] | 7.125% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9344.02 | 1 | [redacted] | $1497.60 | [redacted] | $124.80 |  |  |  |  |  | 45.293% | 45.293% | 45.293% | [Redacted] | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Account Statements - 2025<br> [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1495.00 |  | 6.220% | $0.00 | 3.4 |  |  |  | N/A | No | 7.125% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | [redacted] | $1498005.65 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 241.3 |  | Yes | No |  | $2980.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224243057 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $780.96 | [redacted] | $65.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 745 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.99 |  |  |  |  |  |  | 240 | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 135.69 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224243278 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1790.00 | $7161.00 |  | 6.790% | [redacted] | [redacted] | 6.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $15017.39 | 1 | [redacted] | $2382.96 | [redacted] | $198.58 |  |  |  |  |  | 40.317% | 34.262% | 40.317% | [Redacted] | 740 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Other - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1790.00 |  | 6.540% | $0.00 | 1 |  |  |  | Yes | No | 6.750% | 0 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  | 240 | [redacted] | $1208177.65 | 80.540% | No |  | 31 |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 76.44 |  | No | No |  | $481.52 | $12392.08 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224245933 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.990% | No | No |  |  |  |  | 0 |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $9421.92 | [redacted] | $785.16 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 741 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.990% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.18 | 0.85 |  |  |  |  |  |  | 240 | [redacted] | $25279.29 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | LLC | Business Entity |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 4.86 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224254518 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $4815.00 | $13430.77 |  | 7.393% | [redacted] | [redacted] | 7.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $30220.02 | 1 | [redacted] | $2595.00 | [redacted] | $216.25 |  |  |  |  |  | 48.535% | 45.502% | 48.535% | [Redacted] | 719 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Yes | 12 | Business | 96.000% | 100.000% |  |  | [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $4815.00 |  | 6.220% | $0.00 | 2.7 |  |  |  | No | No | 7.375% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  | Other |  |  |  | 360 | [redacted] | $321961.34 |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 26.28 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224254804 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1590.00 | $8697.70 |  | 7.011% | [redacted] | [redacted] | 7.000% | No | No | Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $64384.54 | 1 | [redacted] | $5208.00 | [redacted] | $434.00 |  |  |  |  |  | 27.231% | 27.231% | 27.231% | [Redacted] | 723 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1590.00 |  | 6.310% | $0.00 | 1.6 |  |  |  | No | No | 7.000% | 2 | 2 | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $830245.02 | 34.880% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 42.2 |  | No | No |  | $10168.29 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 10 |
| 224266973 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1990.00 | $5186.52 |  | 7.028% | [redacted] | [redacted] | 6.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6122.56 | 2 | [redacted] | $3057.96 | [redacted] | $254.83 |  |  |  |  |  | 49.871% | 45.447% | 49.871% | [Redacted] | 709 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 Transcript - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1990.00 |  | 6.540% | $0.00 |  |  |  |  | No | No | 6.990% | 0 |  | 0 | 0 | 2 | 0 |  |  |  | No |  |  |  |  | Other |  |  |  | 360 | [redacted] | $393206.97 |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 81.16 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224280733 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.250% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $1605.96 | [redacted] | $133.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 798 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.03 | 0.97 |  |  |  |  |  |  | 240 | [redacted] | $569633.62 | 59.960% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 67.98 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 |
| 224283893 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $9223.60 | $13286.60 |  | 7.385% | [redacted] | [redacted] | 6.990% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $5550.60 | 1 | [redacted] | $2211.72 | [redacted] | $184.31 |  |  |  |  |  | 36.910% | 36.910% | 36.910% | [Redacted] | 696 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $9223.60 |  | 6.540% | $0.00 | 1 | DU |  | ApproveEligible | No | No | 6.990% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] |  |  | No | 26 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  | No | 6.55 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224284906 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $12639.99 | $20643.81 |  | 8.461% | [redacted] | [redacted] | 8.375% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $51759.88 | 1 | [redacted] | $3165.96 | [redacted] | $263.83 |  |  |  |  |  | 37.106% | 37.106% | 37.106% | [Redacted] | 714 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 26 | Business | 100.000% | 24.000% | 25.000% |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 24.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 24.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 24.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Coborrower(s) - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Coborrower(s) - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 25.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 25.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 25.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 25.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $12639.99 |  | 6.310% | $250000.00 | 2.9 |  |  |  | No | No | 8.375% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $203888.34 | 10.190% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 8.83 |  | No | No |  | $63809.23 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224287290 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $6215.00 | $7734.72 |  | 6.724% | [redacted] | [redacted] | 6.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3677.11 | 1 | [redacted] | $2921.88 | [redacted] | $243.49 |  |  |  |  |  | 42.876% | 42.876% | 42.876% | [Redacted] | 736 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $6215.00 |  | 6.220% | $0.00 | 3.8 |  |  |  | Yes | No | 6.500% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $45293.89 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 47.47 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224288257 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $19345.00 | $9178.59 |  | 6.902% | [redacted] | [redacted] | 6.875% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | Mexico |  |  |  | $23016.54 | 1 | [redacted] | $4047.96 | [redacted] | $337.33 |  |  |  |  |  | 39.056% | 39.056% | 39.056% | [Redacted] | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - C-Corp]; Account Statements - Business - 2025<br> [Borrower - \| Non-Primary Income - C-Corp]; Account Statements - Business - 2025<br> [Borrower - \| Non-Primary Income - C-Corp]; Balance Sheet - 2025<br> [Borrower - \| Non-Primary Income - C-Corp]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - C-Corp]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - C-Corp]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - C-Corp]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - C-Corp]; 1120 - 2024<br> [Borrower - \| Non-Primary Income - C-Corp]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - C-Corp]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - C-Corp]; 1120 - 2023<br> [Borrower - \| Non-Primary Income - C-Corp]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - C-Corp]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - C-Corp]; 4506-C (for Business) - 2022 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $19345.00 |  | 6.310% | $44000.00 |  |  |  |  | No | No | 6.875% | 2 |  | 2 | 0 | 3 | 3 |  |  | 8.97 | No |  |  |  |  |  | Not Stated |  |  |  | [redacted] | $532212.44 | 23.390% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  |  | 9.47 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224292663 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1490.00 | $6699.69 |  | 7.680% | [redacted] | [redacted] | 8.441% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $30748.87 | 1 | [redacted] | $10887.00 | [redacted] | $907.25 |  |  |  |  |  | 49.115% | 40.524% | 49.115% | [Redacted] | 728 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1490.00 |  | 6.440% | $0.00 | 1 |  |  |  | No | No | 8.441% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  | Closed End | No |  |  |  |  | 240 | [redacted] | $1160074.85 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 59.12 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224292669 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $3820.00 | $5042.55 |  | 7.633% | [redacted] | [redacted] | 7.375% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $10645.22 | 1 | [redacted] | $1129.32 | [redacted] | $94.11 |  |  |  |  |  | 24.510% | 24.510% | 24.510% | [Redacted] | 806 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Account Transcripts - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Account Transcripts - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Account Transcripts - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Account Transcripts - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $3820.00 |  | 6.220% | $0.00 | 2.1 |  |  |  | No | No | 7.375% | 2 | 2 | 0 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] |  |  | No | 33 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 71.13 |  | No | No |  | $0.00 | $9053.20 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224292675 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $19095.00 | $23565.42 |  | 8.299% | [redacted] | [redacted] | 8.427% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | Mexico |  |  |  | $10074.96 | 1 | [redacted] | $1470.00 | [redacted] | $122.50 |  |  |  |  |  | 38.339% | 40.522% | 38.339% | [Redacted] | 694 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $19095.00 |  | 6.710% | $0.00 | 1 |  |  |  | No | No | 8.427% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $208103.82 | 25.070% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  |  | 3.66 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No | No | No | 1 |
| 224304817 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.750% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $1026.00 | [redacted] | $85.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 634 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | No | No | 7.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.14 | 0.87 |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 75.45 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224307854 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $6857.65 | $7144.51 |  | 9.070% | [redacted] | [redacted] | 8.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9652.82 | 1 | [redacted] | $1035.48 | [redacted] | $86.29 |  |  |  |  |  | 37.284% | 37.284% | 37.284% | [Redacted] | 621 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 0 | 0 |  |  | [redacted] | $6857.65 |  | 6.310% | $8000.00 | 2.6 |  |  |  | No | No | 8.875% | 2 |  | 0 | 0 | 2 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | [redacted] | $192738.29 | 38.990% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 17.92 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224308343 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1690.00 | $5135.80 |  | 7.015% | [redacted] | [redacted] | 6.990% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $19103.10 | 1 | [redacted] | $2828.04 | [redacted] | $235.67 |  |  |  |  |  | 42.356% | 35.744% | 42.356% | [Redacted] | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1690.00 |  | 6.310% | $0.00 | 3.7 |  |  |  | No | No | 6.990% | 2 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  | 240 | [redacted] | $784859.73 | 51.630% | No | 33 | 33 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 87.21 |  |  | No |  | $0.00 | $15290.41 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224330029 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 8.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 4 | [redacted] | $2000.04 | [redacted] | $166.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | N/A | No | 8.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.02 | 0.97 |  |  |  |  |  |  |  | [redacted] | $105447.38 | 19.170% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 41.86 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 5 |
| 224330040 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $4447.13 | $5754.33 |  | 7.154% | [redacted] | [redacted] | 6.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5569.08 | 1 | [redacted] | $1161.24 | [redacted] | $96.77 |  |  |  |  |  | 49.600% | 49.600% | 49.600% | [Redacted] | 755 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $4447.13 |  | 6.160% | $1000.00 | 2.6 |  |  |  | No | No | 6.875% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | [redacted] | $114846.72 | 45.480% | No | 30 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 21.8 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224335253 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1290.00 | $3057.10 |  | 6.496% | [redacted] | [redacted] | 6.250% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $2958.39 | 1 | [redacted] | $1796.04 | [redacted] | $149.67 |  |  |  |  |  | 44.172% | 44.172% | 44.172% | [Redacted] | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1290.00 |  | 5.710% | $0.00 | 2.6 |  |  |  | Yes | No | 6.250% | 2 | 0 | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $108741.38 | 28.610% | No | 33 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 52.75 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224351901 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.500% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $1155.00 | [redacted] | $96.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.03 | 0.97 |  |  |  |  |  |  | 240 | [redacted] | $77807.09 |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 22.57 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 |
| 224364824 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $10354.00 | $12342.22 |  | 8.031% | [redacted] | [redacted] | 7.750% | No | No | Not Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $27707.45 | 1 | [redacted] | $3118.44 | [redacted] | $259.87 |  |  |  |  |  | 20.649% | 20.649% | 21.320% | [Redacted] | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $10354.00 |  | 6.290% | $0.00 | 2.6 |  |  |  | No | No | 7.750% | 0 | 2 | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  | 360 | [redacted] | $339140.41 | 81.720% | No |  | 33 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 56.34 |  | No | No |  | $0.00 | $34917.35 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224364978 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $3170.00 | $4175.40 |  | 7.024% | [redacted] | [redacted] | 6.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $24855.21 | 1 | [redacted] | $2577.84 | [redacted] | $214.82 |  |  |  |  |  | 47.940% | 42.868% | 47.940% | [Redacted] | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; Audited P&L - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $3170.00 |  | 6.310% | $0.00 | 5 |  |  |  | No | No | 6.990% | 0 |  | 0 | 0 | 3 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  | 240 | [redacted] | $52632.74 |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.08 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| 224366579 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1595.00 | $2750.43 |  | 7.605% | [redacted] | [redacted] | 8.427% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $90512.22 | 1 | [redacted] | $1862.16 | [redacted] | $155.18 |  |  |  |  |  | 16.965% | 14.504% | 16.965% | [Redacted] | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Yes | 24 | Business | 94.000% | 50.000% | 50.000% |  | [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; CPA Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1595.00 |  | 6.590% | $0.00 | 5 |  |  |  | No | No | 8.427% | 0 | 0 | 0 | 0 | 3 | 0 |  | 24 | 0.00 | No |  |  |  |  | Other |  |  |  | 240 | [redacted] | $583875.47 |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 49.99 |  |  | No |  | $51177.05 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224374271 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $36324.38 | $8374.98 |  | 7.282% | [redacted] | [redacted] | 7.125% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $36092.59 | 1 | [redacted] | $2104.32 | [redacted] | $175.36 |  |  |  |  |  | 49.970% | 49.970% | 49.970% | [Redacted] | 724 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Yes | 36 | Personal, Business | 100.000% |  |  |  | [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2019<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 0.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 0.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 0.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2019<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 0.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 0.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 0.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2019<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $36324.38 |  | 6.160% | $0.00 | 2.7 |  |  |  | No | No | 7.125% | 0 |  | 0 | 0 | 0 | 0 | 12 | 12 | 0.00 | No |  |  |  |  | 120 |  |  |  |  | [redacted] | $87158.01 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 19.94 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 14 |
| 224387236 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $1373.04 | [redacted] | $114.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 687 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 3.2 |  |  |  | No | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.08 | 0.92 |  |  |  |  |  |  |  | [redacted] | $27359.76 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.87 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224387955 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $4305.38 | $5909.12 |  | 8.612% | [redacted] | [redacted] | 8.375% | No | No | Self-Employed | Employed |  |  |  |  | Permanent Resident Alien | US Citizen |  |  |  |  |  |  | $6427.84 | 1 | [redacted] | $1740.96 | [redacted] | $145.08 |  |  |  |  |  | 22.458% | 22.458% | 22.458% | [Redacted] | 674 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 Transcript - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2023<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr 1099 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $4305.38 |  | 6.310% | $0.00 | 1 |  |  |  | No | No | 8.375% | 0 | 2 | 0 | 0 | 2 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | [redacted] |  |  | No |  | 34 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  | Resident Alien Card |  |  |  | No | 63.32 |  |  | No |  | $0.00 | $4160.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224395771 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.125% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $4454.52 | [redacted] | $371.21 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 727 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 4.3 |  |  |  | No | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.09 | 0.91 |  |  |  |  |  |  | 240 | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 144.88 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224400184 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1990.00 | $1499.54 |  | 7.802% | [redacted] | [redacted] | 8.177% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $16685.43 | 1 | [redacted] | $1782.00 | [redacted] | $148.50 |  |  |  |  |  | 42.658% | 39.919% | 42.658% | [Redacted] | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1990.00 |  | 6.550% | $0.00 | 2.7 |  |  |  | Yes | No | 8.177% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  | 240 | [redacted] | $366036.76 |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 45.83 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224400198 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.990% | No | No |  |  |  |  |  |  |  | Foreign National |  |  |  |  |  |  |  | 1 | [redacted] | $15901.80 | [redacted] | $1325.15 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | [redacted] |  |  |  | $0.00 | 2.6 |  |  |  | No | No | 6.990% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.25 | 0.79 |  |  |  |  |  |  |  | [redacted] | $1504683.92 | 83.590% | No |  |  |  |  | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | Yes |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 86.07 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | No | No | 1 |
| 224400203 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.375% | No | No |  |  |  |  | 0 |  |  | US Citizen |  |  |  |  |  |  |  | 4 | [redacted] | $2043.72 | [redacted] | $170.31 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 721 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.27 | 0.78 |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 24.72 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224410684 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $895.00 | $3481.42 |  | 7.462% | [redacted] | [redacted] | 8.177% | No | No | Non-Employment Income | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $15468.81 | 1 | [redacted] | $2358.00 | [redacted] | $196.50 |  |  |  |  |  | 38.392% | 35.414% | 38.392% | [Redacted] | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $895.00 |  | 6.720% | $0.00 | 1.1 |  |  |  | No | No | 8.177% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  | 240 | [redacted] | $1588097.94 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 324.42 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224416102 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1790.00 | $6513.44 |  | 6.696% | [redacted] | [redacted] | 6.650% | No | No | Employed | Not Employed |  |  |  |  | Permanent Resident Alien | Permanent Resident Alien |  |  |  |  |  |  | $12256.11 | 1 | [redacted] | $4640.16 | [redacted] | $386.68 |  |  |  |  |  | 41.171% | 41.171% | 41.171% | [Redacted] | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1790.00 |  | 6.810% | $0.00 | 1.3 | LP / LPA |  | Accept/Eligible | Yes | No | 6.650% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $1413476.19 | 73.610% | No | 3 |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  | Resident Alien Card | Resident Alien Card |  |  |  | 44.5 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224419733 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 3 | [redacted] | $4776.00 | [redacted] | $398.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.24 | 0.8 |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 86.78 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224421356 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.125% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $635.04 | [redacted] | $52.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.13 | 0.87 |  |  |  |  |  |  | 240 | [redacted] | $1319672.65 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 388.91 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 |
| 224424719 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $12490.00 | $18182.89 |  | 6.404% | [redacted] | [redacted] | 6.250% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $17130.73 | 1 | [redacted] | $3738.24 | [redacted] | $311.52 |  |  |  |  |  | 49.462% | 49.462% | 49.462% | [Redacted] | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Auto Allowance]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Auto Allowance]; Paystubs - 2024<br> [Borrower - \| Non-Primary Income - Auto Allowance]; Paystubs - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $12490.00 |  | 6.920% | $4000.00 | 2.1 | LP / LPA |  | Accept/Eligible | No | No | 6.250% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $797326.64 | 44.910% | No | 30 | 29 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 6.03 |  | No | No |  | $0.00 | $13751.96 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224424774 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $25496.40 | $28894.07 |  | 6.233% | [redacted] | [redacted] | 6.000% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | Permanent Resident Alien |  |  |  |  |  |  | $18036.90 | 1 | [redacted] | $2280.96 | [redacted] | $190.08 |  |  |  |  |  | 35.964% | 35.964% | 35.964% | [Redacted] | 811 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $25496.40 |  | 6.800% | $0.00 | 3.3 | DU |  | ApproveEligible | Yes | No | 6.000% | 2 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $1700874.92 | 96.520% | No | 28 |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | Resident Alien Card |  |  |  | 112.22 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224424914 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $6285.68 | $6525.88 |  | 7.317% | [redacted] | [redacted] | 6.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2664.63 | 1 | [redacted] | $845.04 | [redacted] | $70.42 |  |  |  |  |  | 42.501% | 42.501% | 42.501% | [Redacted] | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Paystubs - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Paystubs - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Paystubs - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2022 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $6285.68 |  | 6.310% | $0.00 | 1.1 |  |  |  | No | No | 6.990% | 3 |  | 2 | 0 | 2 | 3 |  |  | 8.97 | No |  |  |  |  |  |  |  |  |  | [redacted] | $45727.40 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 38.98 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224424916 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $15902.00 | $20801.56 |  | 7.905% | [redacted] | [redacted] | 7.625% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | Brazil |  |  |  | $31879.64 | 1 | [redacted] | $2325.00 | [redacted] | $193.75 |  |  |  |  |  | 15.608% | 15.608% | 15.608% | [Redacted] | 728 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $15902.00 |  | 6.310% | $0.00 | 1 |  |  |  | Yes | No | 7.625% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Passport |  |  |  |  | 32.91 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No | No | No | 1 |
| 224427190 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $0.00 | $15022.69 |  | 6.893% | [redacted] | [redacted] | 6.850% | No | Yes | Not Employed | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $40824.20 | 1 | [redacted] | $5778.00 | [redacted] | $481.50 |  |  |  |  |  | 41.249% | 41.249% | 41.249% | [Redacted] | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] |  |  | 6.810% | $0.00 | 3.9 | LP / LPA |  | Accept/Ineligible | Yes | No | 6.850% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | 240 |  |  |  |  | [redacted] | $19883065.55 | 100.000% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 1222.22 |  | No | No |  | $69486.34 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224427734 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $495.00 | [redacted] | $41.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 3.2 |  |  |  | Yes | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.06 | 0.93 |  |  |  |  |  |  |  | [redacted] | $75652.07 | 28.870% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 25.57 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224428493 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $2330.00 | $8229.43 |  | 7.415% | [redacted] | [redacted] | 7.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2683.78 | 1 | [redacted] | $1013.40 | [redacted] | $84.45 |  |  |  |  |  | 44.622% | 44.622% | 44.622% | [Redacted] | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Child Support]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Child Support]; Divorce Decree - 2025<br> [Borrower - \| Non-Primary Income - Child Support]; Child Support Order - 2024<br> [Borrower - \| Non-Primary Income - Child Support]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Child Support]; Divorce Decree - 2011 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $2330.00 |  | 6.160% | $0.00 | 1 |  |  |  | No | No | 7.125% | 1 |  | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $119841.19 | 37.450% | No | 8 |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 20.37 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224430045 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1590.00 | $6609.67 |  | 7.038% | [redacted] | [redacted] | 7.000% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $17219.55 | 1 | [redacted] | $1953.00 | [redacted] | $162.75 |  |  |  |  |  | 37.822% | 37.822% | 37.822% | [Redacted] | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1590.00 |  | 6.750% | $0.00 | 1 | DU |  | ApproveEligible | No | No | 7.000% | 1 |  | 1 | 0 | 2 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | [redacted] | $1013241.26 | 80.730% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 75.26 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224430281 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1390.00 | $2640.62 |  | 7.593% | [redacted] | [redacted] | 7.500% | No | No | Not Employed | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $7212.51 | 1 | [redacted] | $1497.00 | [redacted] | $124.75 |  |  |  |  |  | 48.071% | 48.071% | 48.071% | [Redacted] | 741 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1390.00 |  | 6.170% | $5000.00 | 1 |  |  |  | Yes | No | 7.500% | 0 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $105985.55 | 41.150% | No |  | 35 |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 30.54 |  | No | No |  | $0.00 | $13889.17 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224455122 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $3039.82 | $4954.07 |  | 7.837% | [redacted] | [redacted] | 7.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7176.32 | 1 | [redacted] | $1197.72 | [redacted] | $99.81 |  |  |  |  |  | 42.589% | 42.589% | 42.589% | [Redacted] | 729 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 1yr 1099 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $3039.82 |  | 6.290% | $0.00 | 1.4 |  |  |  | Yes | No | 7.750% | 0 |  | 2 | 0 | 2 | 2 |  |  |  | No |  |  |  |  |  |  |  |  |  | [redacted] | $98374.34 | 20.280% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | Yes | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.99 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224455162 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $3140.60 | $11537.70 |  | 6.991% | [redacted] | [redacted] | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7253.87 | 1 | [redacted] | $1872.96 | [redacted] | $156.08 |  |  |  |  |  | 44.054% | 44.054% | 44.054% | [Redacted] | 814 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Yes | 24 | Personal, Business | 83.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; Transcripts (1040) - No Results Returned - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $3140.60 |  | 6.160% | $2950.00 | 1.1 |  |  |  | No | No | 6.875% | 0 |  | 0 | 0 | 2 | 2 | 12 | 12 | 0.00 | No |  |  |  |  | Other |  |  |  |  | [redacted] | $268474.63 | 29.270% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 38.39 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224455263 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1690.00 | $4135.84 |  | 6.691% | [redacted] | [redacted] | 6.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6217.03 | 1 | [redacted] | $1675.08 | [redacted] | $139.59 |  |  |  |  |  | 38.587% | 31.642% | 38.587% | [Redacted] | 817 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - Sole Proprietor]; Balance Sheet - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1690.00 |  | 6.240% | $0.00 | 1 | LP / LPA |  | Accept/Ineligible | Yes | No | 6.625% | 0 |  | 2 | 0 | 2 | 2 |  |  | 8.97 | No |  |  |  |  | Other |  |  |  | 240 | [redacted] | $311005.37 | 46.070% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 17.72 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224455291 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $7580.00 | $9477.86 |  | 9.009% | [redacted] | [redacted] | 8.750% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  |  |  |  |  | $7330.88 | 1 | [redacted] | $1284.96 | [redacted] | $107.08 |  |  |  |  |  | 37.708% | 37.708% | 37.708% | [Redacted] | 677 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - Sole Proprietor]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Balance Sheet - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $7580.00 |  | 6.290% | $0.00 | 2.3 |  |  |  | No | No | 8.750% | 0 |  | 2 | 0 | 2 | 2 |  |  | 10.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $40134.39 | 9.220% | No |  |  |  |  | Yes | Short Form | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  |  | 19.24 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No | No | No | 1 |
| 224457623 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $30183.75 | $37423.31 |  | 8.155% | [redacted] | [redacted] | 8.105% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $64967.38 | 1 | [redacted] | $15785.76 | [redacted] | $1315.48 |  |  |  |  |  | 37.762% | 37.323% | 37.762% | [Redacted] | 698 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 1 | 0 |  |  | [redacted] | $30183.75 |  | 6.520% | $0.00 | 2.5 |  |  |  | No | No | 8.105% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  | 240 | [redacted] | $2763527.47 | 90.600% | No | 33 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 97.37 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224462663 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $2290.00 | $7096.87 |  | 6.404% | [redacted] | [redacted] | 6.350% | No | No | Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  |  |  |  |  | $10568.91 | 1 | [redacted] | $2973.96 | [redacted] | $247.83 |  |  |  |  |  | 45.840% | 45.840% | 45.840% | [Redacted] | 802 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $2290.00 |  | 6.740% | $0.00 | 1 | DU |  | ApproveIneligible | Yes | No | 6.350% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $903166.33 | 61.020% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  |  | 59.33 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224463081 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1690.00 | $6610.74 |  | 6.838% | [redacted] | [redacted] | 6.800% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $10921.05 | 1 | [redacted] | $3313.08 | [redacted] | $276.09 |  |  |  |  |  | 49.879% | 49.879% | 49.879% | [Redacted] | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Non-Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1690.00 |  | 6.610% | $0.00 | 1.3 | DU |  | ApproveEligible | Yes | No | 6.800% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $539017.72 | 43.800% | No | 31 | 32 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 73.33 |  | No | No |  | $0.00 | $1178.75 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224463111 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1690.00 | $6251.96 |  | 6.652% | [redacted] | [redacted] | 6.600% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $11302.26 | 1 | [redacted] | $3750.00 | [redacted] | $312.50 |  |  |  |  |  | 42.429% | 42.429% | 42.429% | [Redacted] | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1690.00 |  | 6.810% | $0.00 | 4.6 | DU |  | ApproveEligible | No | No | 6.600% | 1 | 2 | 2 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $64500.00 | 3.000% | No | 6 |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 98.55 |  |  | No |  | $0.00 | $6875.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224463889 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $677.04 | [redacted] | $56.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.24 | 0.8 |  |  |  |  |  |  |  | [redacted] | $119640.71 | 69.550% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 68.75 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224465230 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $10762.50 | $17732.92 |  | 6.787% | [redacted] | [redacted] | 6.750% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $28407.02 | 1 | [redacted] | $5258.04 | [redacted] | $438.17 |  |  |  |  |  | 48.781% | 44.984% | 48.781% | [Redacted] | 706 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 60 | Business | 100.000% | 50.000% | 50.000% |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 8.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 8.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 8.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 8.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 8.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 8.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 8.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 8.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 8.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 8.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 8.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 8.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 8.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 8.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 8.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 8.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 8.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 8.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 8.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 8.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 8.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 8.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 8.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 8.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 8.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Third Party Verification - 2025<br> [Coborrower(s) - \| Non-Primary Income - Shared Bank Statements]; CPA Letter - 2025<br> [Coborrower(s) - \| Non-Primary Income - Shared Bank Statements]; Other - 2025<br> [Coborrower(s) - \| Non-Primary Income - Shared Bank Statements]; Other - 2025<br> [Coborrower(s) - \| Non-Primary Income - Shared Bank Statements]; Third Party Verification - 2025<br> [Coborrower(s) - \| Non-Primary Income - Shared Bank Statements]; CPA Letter - 2025<br> [Coborrower(s) - \| Non-Primary Income - Shared Bank Statements]; Other - 2025<br> [Coborrower(s) - \| Non-Primary Income - Shared Bank Statements]; Other - 2025<br> [Coborrower(s) - \| Non-Primary Income - Shared Bank Statements]; Third Party Verification - 2025<br> [Coborrower(s) - \| Non-Primary Income - Shared Bank Statements]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Non-Primary Income - Shared Bank Statements]; CPA Letter - 2025<br> [Coborrower(s) - \| Non-Primary Income - Shared Bank Statements]; Other - 2025<br> [Coborrower(s) - \| Non-Primary Income - Shared Bank Statements]; Other - 2025<br> [Coborrower(s) - \| Non-Primary Income - Shared Bank Statements]; Third Party Verification - 2025<br> [Coborrower(s) - \| Non-Primary Income - Shared Bank Statements]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Non-Primary Income - Shared Bank Statements]; CPA Letter - 2025<br> [Coborrower(s) - \| Non-Primary Income - Shared Bank Statements]; Other - 2025<br> [Coborrower(s) - \| Non-Primary Income - Shared Bank Statements]; Other - 2025<br> [Coborrower(s) - \| Non-Primary Income - Shared Bank Statements]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $10762.50 |  | 6.290% | $0.00 | 1.3 |  |  |  | No | No | 6.750% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  | 360 | [redacted] | $211386.75 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 13 |  | No | No |  | $27731.03 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224466694 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1890.00 | $7676.84 |  | 7.305% | [redacted] | [redacted] | 8.411% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $26967.09 | 1 | [redacted] | $1938.12 | [redacted] | $161.51 |  |  |  |  |  | 48.951% | 33.830% | 48.951% | [Redacted] | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Yes | 12 | Business | 83.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1890.00 |  | 6.240% | $0.00 | 1 |  |  |  | No | No | 8.411% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  | Other |  |  |  | 240 | [redacted] | $1040841.08 |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 64.21 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224467086 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $795.00 | $9192.48 |  | 6.490% | [redacted] | [redacted] | 6.400% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $22198.47 | 1 | [redacted] | $5025.72 | [redacted] | $418.81 |  |  |  |  |  | 26.366% | 26.366% | 26.366% | [Redacted] | 706 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | 0 | 0 |  |  | [redacted] | $795.00 |  | 6.920% | $0.00 | 4.8 | DU |  | ApproveIneligible | Yes | No | 6.400% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $72170.24 |  | No | 28 |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 10.49 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224467088 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.375% | No | No |  |  |  |  | 0 | 0 |  | Foreign National |  | Foreign National |  |  |  |  |  | 1 | [redacted] | $975.60 | [redacted] | $81.30 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.21 | 0.82 |  |  |  |  |  |  |  | [redacted] | $384837.17 | 84.570% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member | Individual | Individual |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 85.01 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | No | Yes | 1 |
| 224467106 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $8052.28 | $15147.04 |  | 6.578% | [redacted] | [redacted] | 6.450% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $31005.18 | 1 | [redacted] | $5274.00 | [redacted] | $439.50 |  |  |  |  |  | 25.588% | 25.588% | 25.588% | [Redacted] | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $8052.28 |  | 6.670% | $0.00 |  | DU |  | ApproveEligible | No | No | 6.450% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $1128729.08 | 66.640% | No | 30 |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 46.54 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224467842 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.875% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 3 | [redacted] | $5829.00 | [redacted] | $485.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 798 | 801 | 798 | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.03 | 0.96 |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 43.27 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224469744 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $25955.00 | $13133.70 |  | 7.059% | [redacted] | [redacted] | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8544.75 | 1 | [redacted] | $1380.00 | [redacted] | $115.00 |  |  |  |  |  | 35.193% | 35.193% | 35.193% | [Redacted] | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 1yr P&L w/Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $25955.00 |  | 6.290% | $0.00 | 1 |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $199675.22 | 26.620% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 6.25 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224478814 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1690.00 | $17081.44 |  | 6.958% | [redacted] | [redacted] | 6.950% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $72971.14 | 1 | [redacted] | $6336.96 | [redacted] | $528.08 |  |  |  |  |  | 39.859% | 39.859% | 39.859% | [Redacted] | 814 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1690.00 |  | 6.920% | $20200.00 | 4.8 | DU |  | ApproveIneligible | No | No | 6.950% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $1966694.27 | 43.700% | No | 27 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 15.83 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224486055 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $2745.00 | $4185.90 |  | 6.659% | [redacted] | [redacted] | 6.500% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9428.60 | 1 | [redacted] | $681.96 | [redacted] | $56.83 |  |  |  |  |  | 38.176% | 38.176% | 38.176% | [Redacted] | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Paystubs - 2024<br> [Borrower - \| Non-Primary Income - Disability]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Disability]; W-2 Transcript - 2024<br> [Borrower - \| Non-Primary Income - Disability]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Disability]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Disability]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Disability]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $2745.00 |  | 6.160% | $0.00 | 2.6 |  |  |  | Yes | No | 6.500% | 2 | 2 | 0 | 0 | 1 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $727175.99 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 225.5 |  | No | No |  | $5893.86 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224498652 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 2 | [redacted] | $1511.16 | [redacted] | $125.93 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.06 | 0.93 |  |  |  |  |  |  | 240 | [redacted] | $294845.33 | 60.540% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 62.64 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 |
| 224498674 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $3374.00 | $11210.84 |  | 7.799% | [redacted] | [redacted] | 8.411% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $11108.97 | 1 | [redacted] | $1479.00 | [redacted] | $123.25 |  |  |  |  |  | 49.896% | 41.822% | 49.896% | [Redacted] | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Yes | 24 | Business | 93.000% | 50.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $3374.00 |  | 6.400% | $0.00 |  |  |  |  | No | No | 8.411% | 0 |  | 0 | 0 | 2 | 0 |  | 24 | 0.00 | No |  |  |  |  | Other |  |  |  | 240 | [redacted] | $142855.35 |  | No |  |  |  |  | Yes | Shares/Stock/Ownership (Co-op) | Leasehold | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes | Yes | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 31.65 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224498701 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $2090.00 | $4077.60 |  | 6.806% | [redacted] | [redacted] | 6.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6004.97 | 1 | [redacted] | $1473.36 | [redacted] | $122.78 |  |  |  |  |  | 48.836% | 48.836% | 48.836% | [Redacted] | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $2090.00 |  | 6.240% | $5000.00 | 1 |  |  |  | Yes | No | 6.750% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $338313.33 | 46.980% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 50.51 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224537048 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $6060.32 | $9086.75 |  | 7.730% | [redacted] | [redacted] | 8.142% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $10661.91 | 1 | [redacted] | $1313.04 | [redacted] | $109.42 |  |  |  |  |  | 49.624% | 36.650% | 49.624% | [Redacted] | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Other - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $6060.32 |  | 6.330% | $0.00 | 1 |  |  |  | No | No | 8.142% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  | 240 | [redacted] | $324242.75 |  | No | 31 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  | No | 51.85 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224542756 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1564.24 | $10456.70 |  | 6.871% | [redacted] | [redacted] | 6.850% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $35241.99 | 1 | [redacted] | $3095.04 | [redacted] | $257.92 |  |  |  |  |  | 41.157% | 41.157% | 41.157% | [Redacted] | 747 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1564.24 |  | 6.790% | $0.00 | 1 | DU |  | ApproveIneligible | Yes | No | 6.850% | 2 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $1136512.18 | 46.960% | No |  | 21 |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 46.95 |  | Yes | No |  | $0.00 | $19481.06 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224546024 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $3838.75 | $14429.83 |  | 7.007% | [redacted] | [redacted] | 6.875% | No | Yes | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $17811.08 | 1 | [redacted] | $2760.96 | [redacted] | $230.08 |  |  |  |  |  | 49.848% | 49.848% | 49.848% | [Redacted] | 726 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; 1099-SSA - 2024<br> [Coborrower(s) - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $3838.75 |  | 6.170% | $0.00 | 4 |  |  |  | No | No | 6.875% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $1122860.69 | 8.980% | No | 33 |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 128.83 |  | Yes | No |  | $10427.89 | $1460.96 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224546161 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1490.00 | $3334.26 |  | 6.969% | [redacted] | [redacted] | 6.950% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $23792.68 | 1 | [redacted] | $2526.96 | [redacted] | $210.58 |  |  |  |  |  | 33.431% | 33.431% | 33.431% | [Redacted] | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1490.00 |  | 6.930% | $0.00 | 1.2 | DU |  | ApproveIneligible | Yes | No | 6.950% | 2 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $452653.31 | 31.210% | No | 27 | 7 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 19.86 |  |  | No |  | $0.00 | $7200.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224546265 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $2095.00 | $1791.01 |  | 6.847% | [redacted] | [redacted] | 6.850% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $17005.06 | 1 | [redacted] | $1188.00 | [redacted] | $99.00 |  |  |  |  |  | 35.219% | 35.219% | 35.219% | [Redacted] | 814 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $2095.00 |  | 6.790% | $25000.00 | 1.7 | LP / LPA |  | Accept/Ineligible | No | No | 6.850% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $606107.66 | 40.730% | No | 31 |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 28.25 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224546533 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $6759.63 | $9777.73 |  | 7.893% | [redacted] | [redacted] | 8.333% | No | No | Self-Employed | Employed |  |  |  |  | Permanent Resident Alien | Permanent Resident Alien |  |  |  |  |  |  | $16711.67 | 1 | [redacted] | $3546.84 | [redacted] | $295.57 |  |  |  |  |  | 36.541% | 37.079% | 36.541% | [Redacted] | 705 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 58.000% | 99.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 99.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 99.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 99.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $6759.63 |  | 6.530% | $0.00 | 1 |  |  |  | No | No | 8.333% | 0 | 1 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $460287.17 | 52.900% | No |  | 22 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  | Resident Alien Card | Resident Alien Card |  |  |  | 41.67 |  |  | No |  | $0.00 | $11104.19 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224546663 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $8990.00 | $10356.46 |  | 9.842% | [redacted] | [redacted] | 9.375% | No | No | Not Employed | Self-Employed |  |  |  |  | Non-Permanent Resident Alien | Non-Permanent Resident Alien |  |  |  | Mexico |  |  | $9656.95 | 1 | [redacted] | $1701.00 | [redacted] | $141.75 |  |  |  |  |  | 23.732% | 23.732% | 23.732% | [Redacted] | 716 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% |  | 100.000% |  | [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $8990.00 |  | 6.260% | $6000.00 |  |  |  |  | No | No | 9.375% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $3150.00 | 1.050% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  | Employment Authorization | Employment Authorization, Passport |  |  |  | 5.14 |  |  | No |  | $12661.82 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | No | No | 1 |
| 224547066 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $1329.72 | [redacted] | $110.81 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | [redacted] |  |  |  | $0.00 | 3.8 |  |  |  | No | No | 7.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.09 | 0.91 |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 95.27 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 6 |
| 224553979 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $4357.00 | $5064.83 |  | 9.159% | [redacted] | [redacted] | 8.990% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $78078.35 | 1 | [redacted] | $2153.88 | [redacted] | $179.49 |  |  |  |  |  | 8.465% | 8.465% | 8.465% | [Redacted] | 718 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2023<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2023<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $4357.00 |  | 6.170% | $6300.00 | 1 |  |  |  | Yes | No | 8.990% | 0 |  | 0 | 0 | 3 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $1000.00 | 0.310% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 8.73 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224553984 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $10695.55 | $12758.07 |  | 9.496% | [redacted] | [redacted] | 9.125% | No | No | Non-Employment Income | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7658.86 | 1 | [redacted] | $1462.92 | [redacted] | $121.91 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 690 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion (No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $10695.55 |  | 6.290% | $7000.00 | 1 |  |  |  | Yes | No | 9.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | [redacted] | $721775.64 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 185.14 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224565820 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $1490.00 | $999.10 |  | 6.875% | [redacted] | [redacted] | 6.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $4056.31 | 1 | [redacted] | $1428.24 | [redacted] | $119.02 |  |  |  |  |  | 44.344% | 44.344% | 44.344% | [Redacted] | 812 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Non-Primary Income - IRA Distribution]; Account Statements - 2025<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; Account Statements - 2025<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; Account Statements - 2025<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1490.00 |  | 6.290% | $7900.00 | 1 | DU |  | ApproveEligible | No | No | 6.875% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $169748.98 | 36.900% | No | 33 | 33 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 25.92 |  | No | No |  | $4536.00 | $1415.52 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224567463 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $4779.00 | $6679.08 |  | 8.521% | [redacted] | [redacted] | 8.375% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9008.36 | 1 | [redacted] | $1308.00 | [redacted] | $109.00 |  |  |  |  |  | 49.432% | 49.432% | 49.432% | [Redacted] | 658 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Personal | 71.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 1.72000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 1.72000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 1.72000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 1.72000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 1.72000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 1.72000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 1.72000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 1.72000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $4779.00 |  | 6.160% | $0.00 | 1 |  |  |  | N/A | No | 8.375% | 0 | 2 | 0 | 0 | 2 | 0 | 12 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $260965.10 | 48.770% | No |  | 34 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 8.99 |  | Yes | No |  | $0.00 | $5216.67 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224567465 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $10831.85 | $6004.61 |  | 7.179% | [redacted] | [redacted] | 6.990% | No | No | Self-Employed | Employed | Non-Employment Income | Non-Employment Income | 0 | 0 | US Citizen | US Citizen | US Citizen | US Citizen |  |  |  |  | $8030.86 | 1 | [redacted] | $1175.04 | [redacted] | $97.92 |  |  |  |  |  | 46.451% | 46.451% | 46.451% | [Redacted] | 762 | 801 | 781 | 786 | 796 | 790 | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined | Level 1-Not Stated/Not Verified | Level 5-Stated/Verified as defined | Level 3-Stated/Partially Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Yes | Yes | 12 | Business | 36.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - Year Not Available<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099 Transcript - 2023<br> [Coborrower(s) - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $10831.85 |  | 6.170% | $90500.00 |  | DU |  | ApproveIneligible | No | No | 6.990% | 0 | 2 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  | Other |  |  |  |  | [redacted] | $381621.00 | 93.070% | No |  | 33 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | Individual | Individual | Individual | Individual |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  | 127.65 |  | Yes | No |  | $5205.63 | $2314.27 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224567467 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $12658.75 | $14246.73 |  | 8.294% | [redacted] | [redacted] | 7.990% | No | No | Employed | Not Employed | Employed |  | 0.3 |  | Non-Permanent Resident Alien | Non-Permanent Resident Alien | US Citizen |  | United States of America | United States of America |  |  | $6980.31 | 1 | [redacted] | $3631.44 | [redacted] | $302.62 |  |  |  |  |  | 37.468% | 37.468% | 37.468% | [Redacted] | 784 | 777 | 784 | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  | Level 5-Stated/Verified as defined |  | Level 3-Stated/Verified as defined |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $12658.75 |  | 6.160% | $5000.00 | 1 |  |  |  | Yes | No | 7.990% | 0 | 0 | 2 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $126857.83 | 23.060% | No | 34 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  | Employment Authorization | Employment Authorization |  |  |  | 8.33 |  |  | No |  | $0.00 | $6352.67 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Yes | No | No | 1 |
| 224567468 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.375% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | [redacted] | $921.96 | [redacted] | $76.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 700 | 710 | 720 | 685 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 4.2 |  |  |  | No | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.08 | 0.92 |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Short Form | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | Yes |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 13.7 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224567499 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $2145.00 | $4670.18 |  | 7.378% | [redacted] | [redacted] | 8.183% | No | No | Non-Employment Income | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $47633.70 | 1 | [redacted] | $5742.96 | [redacted] | $478.58 |  |  |  |  |  | 33.431% | 26.041% | 33.431% | [Redacted] | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $2145.00 |  | 6.240% | $0.00 |  |  |  |  | N/A | No | 8.183% | 0 | 2 | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  | 240 | [redacted] | $3114315.65 |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 234.01 |  | No | No |  | $36185.08 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224567883 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $2490.00 | $7165.50 |  | 6.568% | [redacted] | [redacted] | 6.500% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $11231.01 | 1 | [redacted] | $6323.04 | [redacted] | $526.92 |  |  |  |  |  | 49.632% | 49.632% | 49.632% | [Redacted] | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - IRA Distribution]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $2490.00 |  | 6.930% | $0.00 | 5 | DU |  | ApproveIneligible | No | No | 6.500% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $2323366.44 | 100.000% | No | 29 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 234.87 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224570018 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.875% | No | No |  |  |  |  | 0 |  |  | Non-Permanent Resident Alien | Non-Permanent Resident Alien |  |  |  |  |  |  | 2 | [redacted] | $8459.28 | [redacted] | $704.94 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 789 | 662 | 686 | 666 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | [redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 7.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.17 | 0.85 |  |  |  |  |  |  |  | [redacted] | $0.00 |  | No |  |  |  |  | Yes | Final | Fee Simple | Corp | Business Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 6.43 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224570061 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $42195.00 | $46419.10 |  | 7.829% | [redacted] | [redacted] | 8.322% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $137122.46 | 1 | [redacted] | $16817.40 | [redacted] | $1401.45 |  |  |  |  |  | 29.715% | 24.326% | 29.715% | [Redacted] | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2004 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $42195.00 |  | 6.230% | $0.00 | 4.6 |  |  |  | No | No | 8.322% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  | 240 | [redacted] | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 34.83 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224570600 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $3889.50 | $6044.16 |  | 7.245% | [redacted] | [redacted] | 6.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2479.53 | 1 | [redacted] | $1067.28 | [redacted] | $88.94 |  |  |  |  |  | 44.545% | 44.545% | 44.545% | [Redacted] | 802 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $3889.50 |  | 6.260% | $0.00 | 2.5 |  |  |  | Yes | No | 6.875% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $86585.89 | 40.270% | No | 34 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 10.21 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224570602 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3955.00 | $1229.78 |  | 6.662% | [redacted] | [redacted] | 6.625% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $3794.04 | 1 | [redacted] | $2016.12 | [redacted] | $168.01 |  |  |  |  |  | 49.423% | 49.423% | 49.423% | [Redacted] | 718 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $3955.00 |  | 6.260% | $11334.37 | 5 |  |  |  | No | No | 6.625% | 2 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | [redacted] | $27487.17 | 5.000% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 13 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224570603 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1890.00 | $3536.34 |  | 6.951% | [redacted] | [redacted] | 6.875% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $11528.83 | 1 | [redacted] | $623.28 | [redacted] | $51.94 |  |  |  |  |  | 35.536% | 35.536% | 35.536% | [Redacted] | 805 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Non-Primary Income - Pension]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2024<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2023<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; Other - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1890.00 |  | 5.660% | $11500.00 | 1 |  |  |  | No | No | 6.875% | 0 | 0 | 0 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | [redacted] | $970439.51 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 118.68 |  | Yes | No |  | $2227.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224570634 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $1562.04 | [redacted] | $130.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | Yes | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 0.99 |  |  |  |  |  |  |  | [redacted] | $90851.03 | 15.660% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.26 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224572312 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.500% | No | No |  |  |  |  | 0 |  |  | Foreign National | Foreign National |  |  |  |  |  |  | 1 | [redacted] | $948.36 | [redacted] | $79.03 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.11 | 0.89 |  |  |  |  |  |  |  | [redacted] | $170558.06 | 47.500% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | Yes |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 61.06 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | Yes | No | 1 |
| 224573272 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1590.00 | $5304.20 |  | 6.529% | [redacted] | [redacted] | 6.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $10050.20 | 1 | [redacted] | $1562.16 | [redacted] | $130.18 |  |  |  |  |  | 46.700% | 46.700% | 46.700% | [Redacted] | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1590.00 |  | 6.800% | $538250.00 | 2.2 | LP / LPA |  | Accept/Eligible | Yes | No | 6.500% | 2 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $125648.12 | 8.870% | No | 28 | 11 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 16.2 |  | Yes | No |  | $0.00 | $1644.78 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224573316 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $17641.49 | $27600.96 |  | 6.874% | [redacted] | [redacted] | 6.550% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $18913.22 | 1 | [redacted] | $3871.32 | [redacted] | $322.61 |  |  |  |  |  | 44.805% | 44.805% | 44.805% | [Redacted] | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Wages]; Employer Letter - 2023<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; Employer Letter - 2022<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Non-Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Wages]; Employer Letter - 2023<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $17641.49 |  | 6.930% | $225000.00 | 2.1 | DU |  | ApproveIneligible | No | No | 6.550% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $74697.27 | 7.160% | No | 10 |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 6.35 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224573329 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $18182.00 | $27182.26 |  | 6.673% | [redacted] | [redacted] | 6.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $20982.92 | 1 | [redacted] | $6482.52 | [redacted] | $540.21 |  |  |  |  |  | 38.157% | 38.157% | 38.157% | [Redacted] | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; Other - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; Other - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Account Statements - Business - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $18182.00 |  | 6.750% | $25000.00 | 1 | DU |  | ApproveIneligible | No | No | 6.500% | 0 |  | 1 | 0 | 2 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | [redacted] | $1983831.08 | 79.350% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 104.87 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| 224573463 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 5.990% | No | No |  |  |  |  | 0 | 0 |  | US Citizen | US Citizen | US Citizen |  |  |  |  |  | 3 | [redacted] | $3447.96 | [redacted] | $287.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined | Level 1-Not Stated/Not Verified |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 5.990% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.63 | 0.61 |  |  |  |  |  |  | 240 | [redacted] | $336944.22 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member | Individual | Member |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 96.55 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224573502 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $12140.00 | $14095.25 |  | 6.571% | [redacted] | [redacted] | 6.500% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $16423.80 | 1 | [redacted] | $9579.00 | [redacted] | $798.25 |  |  |  |  |  | 45.406% | 41.259% | 45.406% | [Redacted] | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $12140.00 |  | 6.160% | $0.00 | 2.4 |  |  |  | Yes | No | 6.500% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  | 360 | [redacted] | $503160.66 |  | No | 5 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 52.33 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224573635 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.250% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $999.96 | [redacted] | $83.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.14 | 0.87 |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 114 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 |
| 224573637 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $3660.00 | $17413.55 |  | 7.157% | [redacted] | [redacted] | 6.990% | No | No | Not Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $64739.91 | 1 | [redacted] | $2502.12 | [redacted] | $208.51 |  |  |  |  |  | 22.214% | 22.214% | 22.214% | [Redacted] | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% |  | 90.000% |  | [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 90.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 90.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $3660.00 |  | 6.170% | $0.00 | 2.6 |  |  |  | No | No | 6.990% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $429521.81 | 39.040% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II |  | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 67.94 |  | No | No |  | $83227.95 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224573738 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.375% | No | No |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  |  | 1 | [redacted] | $3984.36 | [redacted] | $332.03 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 3.2 |  |  |  | No | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 0.99 |  |  |  |  |  |  | 240 | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 27.55 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224574506 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.500% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 2 | [redacted] | $863.28 | [redacted] | $71.94 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 772 | 765 | 771 | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.14 | 0.87 |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 127.91 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224574540 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.500% | No | No |  |  |  |  | 0 | 0 |  | US Citizen | US Citizen | US Citizen |  |  |  |  |  | 1 | [redacted] | $1194.00 | [redacted] | $99.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 710 | 693 | 700 | 711 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.67 | 0.59 |  |  |  |  |  |  |  | [redacted] | $9967.43 |  | No |  |  |  |  | Yes | Short Form | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual | Individual | Member |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 11.25 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |  |
| 224574556 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 5.990% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $367.32 | [redacted] | $30.61 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1.6 |  |  |  | Yes | No | 5.990% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.03 | 0.96 |  |  |  |  |  |  | 240 | [redacted] | $35938.85 | 12.020% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 18.15 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 |
| 224574933 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1690.00 | $7318.92 |  | 6.679% | [redacted] | [redacted] | 6.650% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $22125.78 | 1 | [redacted] | $1533.00 | [redacted] | $127.75 |  |  |  |  |  | 23.143% | 23.143% | 23.143% | [Redacted] | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Employer Letter - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1690.00 |  | 6.770% | $0.00 | 1 | DU |  | ApproveIneligible | Yes | No | 6.650% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $536477.72 | 46.650% | No | 30 | 30 |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 35.09 |  |  | No |  | $0.00 | $16516.23 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224574951 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $3295.00 | $9114.29 |  | 7.469% | [redacted] | [redacted] | 8.042% | No | No | Not Employed | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $58287.64 | 1 | [redacted] | $3050.88 | [redacted] | $254.24 |  |  |  |  |  | 37.669% | 31.978% | 37.669% | [Redacted] | 813 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $3295.00 |  | 6.200% | $0.00 |  |  |  |  | N/A | No | 8.042% | 0 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  | 240 | [redacted] | $1172933.86 | 43.440% | No |  | 33 |  |  | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | VantageScore 2 | Beacon 5 |  |  |  |  |  |  |  |  |  |  |  |  | 24.25 |  | No | No |  | $0.00 | $93513.59 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224575233 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1690.00 | $3048.27 |  | 6.933% | [redacted] | [redacted] | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8014.22 | 1 | [redacted] | $2495.04 | [redacted] | $207.92 |  |  |  |  |  | 49.211% | 49.211% | 49.211% | [Redacted] | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Yes | 12 | Personal | 78.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1690.00 |  | 6.160% | $0.00 | 2 |  |  |  | No | No | 6.875% | 0 |  | 0 | 0 | 2 | 0 | 12 |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | [redacted] | $410927.11 | 86.510% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 95.43 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224575255 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.500% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 2 | [redacted] | $882.00 | [redacted] | $73.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 772 | 763 | 773 | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.02 | 0.97 |  |  |  |  |  |  |  | [redacted] | $58553.73 |  | No |  |  |  |  | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 17.59 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224575265 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $126790.00 | $4388.49 |  | 7.510% | [redacted] | [redacted] | 7.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $56273.13 | 1 | [redacted] | $7019.52 | [redacted] | $584.96 |  |  |  |  |  | 39.087% | 39.087% | 41.096% | [Redacted] | 695 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 66.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 66.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 66.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 66.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 66.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $126790.00 |  | 6.260% | $0.00 |  |  |  |  | N/A | No | 7.500% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  | 360 | [redacted] | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 10.38 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224583771 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $7432.51 | $14194.33 |  | 7.161% | [redacted] | [redacted] | 6.990% | No | No | Self-Employed | Self-Employed |  |  |  |  | Non-Permanent Resident Alien | Non-Permanent Resident Alien |  |  |  |  |  |  | $7550.07 | 1 | [redacted] | $1755.96 | [redacted] | $146.33 |  |  |  |  |  | 40.149% | 40.149% | 40.149% | [Redacted] | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 33.000% | 33.000% |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 33.00% \| Expense Ratio: 40.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 33.00% \| Expense Ratio: 40.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 33.00% \| Expense Ratio: 40.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $7432.51 |  | 6.230% | $0.00 | 1 |  |  |  | Yes | No | 6.990% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $144710.79 | 18.630% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  | VISA | VISA |  |  |  | 8.26 |  |  | No |  | $6307.35 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Yes | No | No | 1 |
| 224587794 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1390.00 | $20349.73 |  | 6.843% | [redacted] | [redacted] | 6.700% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $28643.75 | 1 | [redacted] | $2307.00 | [redacted] | $192.25 |  |  |  |  |  | 38.965% | 38.965% | 38.965% | [Redacted] | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1390.00 |  | 6.920% | $0.00 | 4.4 |  |  |  | No | No | 6.700% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $420103.56 | 33.230% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) |  | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 17.51 |  | Yes | No |  | $0.00 | $23459.84 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224588374 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $27950.00 | $9376.41 |  | 7.530% | [redacted] | [redacted] | 7.375% | No | No | Not Employed | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $59246.56 | 2 | [redacted] | $1266.00 | [redacted] | $105.50 |  |  |  |  |  | 22.483% | 22.483% | 22.483% | [Redacted] | 687 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% |  | 50.000% |  | [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2017<br> [Coborrower(s) - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Coborrower(s) - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Coborrower(s) - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Coborrower(s) - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2017 | [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $27950.00 |  | 6.260% | $0.00 |  |  |  |  | N/A | No | 7.375% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $389684.43 | 61.850% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 93.29 |  | No | No |  | $76430.71 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| 224590347 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $8997.50 | $10462.37 |  | 6.561% | [redacted] | [redacted] | 6.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $12858.64 | 1 | [redacted] | $3868.56 | [redacted] | $322.38 |  |  |  |  |  | 29.220% | 29.220% | 29.220% | [Redacted] | 729 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2024<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2023 |  | Alternative Documentation (A) | 2yr P&L w/Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $8997.50 |  | 6.260% | $0.00 | 3.4 |  |  |  | No | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 34.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $0.00 |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 6.04 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224612566 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $4743.75 | $11212.45 |  | 6.787% | [redacted] | [redacted] | 6.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3685.20 | 1 | [redacted] | $3177.00 | [redacted] | $264.75 |  |  |  |  |  | 49.962% | 49.962% | 49.962% | [Redacted] | 806 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $4743.75 |  | 6.170% | $800.00 | 1 |  |  |  | Yes | No | 6.500% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $178880.59 | 24.330% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 54.65 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224612883 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $13175.00 | $7957.73 |  | 6.156% | [redacted] | [redacted] | 6.125% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $104982.74 | 1 | [redacted] | $8572.20 | [redacted] | $714.35 |  |  |  |  |  | 20.174% | 20.174% | 20.174% | [Redacted] | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $13175.00 |  | 6.290% | $0.00 | 3.5 |  |  |  | No | No | 6.125% | 2 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $877379.48 |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 40.83 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224614070 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.375% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 3 | [redacted] | $1989.00 | [redacted] | $165.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 790 | 790 | 786 | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.68 | 0.59 |  |  |  |  |  |  |  | [redacted] | $2500.00 | 0.950% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 83.1 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224614166 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $8266.06 | $10956.86 |  | 8.260% | [redacted] | [redacted] | 7.990% | No | No | Non-Employment Income | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $10825.94 | 1 | [redacted] | $1496.04 | [redacted] | $124.67 |  |  |  |  |  | 43.781% | 43.781% | 43.781% | [Redacted] | 726 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 78.000% |  | 100.000% |  | [Borrower - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2019<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 0.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 0.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 0.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 0.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $8266.06 |  | 6.190% | $0.00 | 1 |  |  |  | Yes | No | 7.990% | 0 | 0 | 0 | 0 | 2 | 0 | 12 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $102753.85 | 25.370% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 8.34 |  | Yes | No |  | $14953.33 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224614185 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1590.00 | $7093.18 |  | 6.780% | [redacted] | [redacted] | 6.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $18146.51 | 1 | [redacted] | $2496.96 | [redacted] | $208.08 |  |  |  |  |  | 41.925% | 41.925% | 41.925% | [Redacted] | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; Third Party Verification - Year Not Available | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1590.00 |  | 6.890% | $0.00 | 1.1 | DU |  | ApproveIneligible | Yes | No | 6.750% | 0 |  | 2 | 0 | 3 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | [redacted] | $369326.94 | 18.050% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 14.47 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224614189 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $20400.00 | $9607.06 |  | 6.816% | [redacted] | [redacted] | 6.500% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7156.73 | 1 | [redacted] | $492.00 | [redacted] | $41.00 |  |  |  |  |  | 47.652% | 43.715% | 47.652% | [Redacted] | 703 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Yes | 12 | Business | 58.000% |  |  |  | [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $20400.00 |  | 6.170% | $0.00 | 1 |  |  |  | No | No | 6.500% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  | Other |  |  |  | 240 | [redacted] | $686029.22 |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 265.85 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224614213 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $2877.50 | $5867.69 |  | 7.052% | [redacted] | [redacted] | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4602.83 | 1 | [redacted] | $585.96 | [redacted] | $48.83 |  |  |  |  |  | 40.236% | 40.236% | 40.236% | [Redacted] | 811 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2020 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $2877.50 |  | 6.170% | $5000.00 | 1.2 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 2 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $368173.44 | 80.030% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 90.38 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224619026 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $2195.00 | $4100.22 |  | 7.159% | [redacted] | [redacted] | 7.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $126570.19 | 1 | [redacted] | $7966.08 | [redacted] | $663.84 |  |  |  |  |  | 27.074% | 27.074% | 27.074% | [Redacted] | 706 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $2195.00 |  | 6.170% | $0.00 | 1 | DU |  | ApproveIneligible | Yes | No | 7.125% | 0 |  | 0 | 0 | 2 | 0 |  | 24 | 0.00 | No |  |  | Closed End | No |  |  |  |  |  | [redacted] | $170369.80 |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 24.13 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 5 |
| 224619035 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $3320.00 | $5759.90 |  | 6.934% | [redacted] | [redacted] | 6.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $21082.46 | 1 | [redacted] | $1062.84 | [redacted] | $88.57 |  |  |  |  |  | 43.772% | 43.772% | 43.772% | [Redacted] | 742 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $3320.00 |  | 6.260% | $1750.00 | 1 | LP / LPA |  | Accept/Eligible | No | No | 6.875% | 2 | 0 | 1 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $265796.18 | 29.040% | No | 34 | 8 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 12.41 |  | No | No |  | $0.00 | $6060.21 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 6 |
| 224621432 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $72190.00 | $11925.40 |  | 6.779% | [redacted] | [redacted] | 6.750% | No | No | Not Employed | Non-Employment Income | Not Employed |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  | $21151.89 | 1 | [redacted] | $3446.76 | [redacted] | $287.23 |  |  |  |  |  | 46.273% | 46.273% | 46.273% | [Redacted] | 775 | 780 | 790 | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  | Level 4-Stated/Verified as defined |  | Level 1-Not Stated/Not Verified |  | Yes | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $72190.00 |  | 6.170% | $5000.00 | 1 |  |  |  | Yes | No | 6.750% | 0 | 0 | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | [redacted] | $3929362.43 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 306.84 |  | No | No |  | $39369.12 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| 224623684 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $1259.04 | [redacted] | $104.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 733 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.27 | 0.78 |  |  |  |  |  |  |  | [redacted] |  |  | Yes |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 112.36 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 |
| 224624800 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $6326.16 | [redacted] | $527.18 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.11 | 0.89 |  |  |  |  |  |  | 240 | [redacted] | $2672454.10 | 81.600% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 97.32 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224624868 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1390.00 | $1725.75 |  | 8.075% | [redacted] | [redacted] | 7.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4452.53 | 1 | [redacted] | $1464.96 | [redacted] | $122.08 |  |  |  |  |  | 42.137% | 42.137% | 42.137% | [Redacted] | 785 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 40.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 40.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 40.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1390.00 |  | 6.160% | $0.00 | 1.1 |  |  |  | No | No | 7.990% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 64.51 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224628653 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1897.60 | $11927.36 |  | 6.817% | [redacted] | [redacted] | 6.700% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $16337.06 | 1 | [redacted] | $1526.16 | [redacted] | $127.18 |  |  |  |  |  | 32.398% | 32.398% | 32.398% | [Redacted] | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1897.60 |  | 6.890% | $0.00 | 1.1 | DU |  | ApproveEligible | No | No | 6.700% | 0 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $123490.82 | 9.210% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 47.22 |  |  | No |  | $0.00 | $13333.34 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224628973 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1690.00 | $8120.05 |  | 6.776% | [redacted] | [redacted] | 6.750% | No | No | Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $16125.48 | 1 | [redacted] | $2328.24 | [redacted] | $194.02 |  |  |  |  |  | 45.999% | 45.999% | 45.999% | [Redacted] | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2022<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2022<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1040 - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1690.00 |  | 6.800% | $4000.00 | 1.1 | LP / LPA |  | Accept/Ineligible | Yes | No | 6.750% | 3 | 3 | 2 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $888943.18 | 65.890% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 70.91 |  | No | No |  | $19108.71 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 8 |
| 224635568 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.250% | No | No |  |  |  |  |  |  |  | Foreign National |  |  |  |  |  |  |  | 1 | [redacted] | $1576.56 | [redacted] | $131.38 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | [redacted] |  |  |  | $0.00 | 2.6 |  |  |  | Yes | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.1 | 0.9 |  |  |  |  |  |  |  | [redacted] | $179921.87 | 59.970% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | Yes |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 38.72 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | No | No | 1 |
| 224636091 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1520.00 | $4581.71 |  | 6.726% | [redacted] | [redacted] | 6.700% | No | No | Not Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $35496.12 | 1 | [redacted] | $2571.96 | [redacted] | $214.33 |  |  |  |  |  | 21.669% | 21.669% | 21.669% | [Redacted] | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Coborrower(s) - \| Non-Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Coborrower(s) - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; Account Transcripts - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Account Transcripts - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1040 - 2022<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1520.00 |  | 6.750% | $0.00 | 1 | DU |  | ApproveIneligible | Yes | No | 6.700% | 0 | 1 | 2 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $539818.01 | 34.820% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 16.51 |  |  | No |  | $45315.58 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224636111 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1790.00 | $4086.66 |  | 6.528% | [redacted] | [redacted] | 6.550% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $27577.59 | 1 | [redacted] | $1922.04 | [redacted] | $160.17 |  |  |  |  |  | 30.914% | 30.914% | 30.914% | [Redacted] | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - IRA Distribution]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - IRA Distribution]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; Account Statements - 2025<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2024 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1790.00 |  | 6.790% | $15000.00 | 4.4 | DU |  | ApproveIneligible | No | No | 6.550% | 0 | 0 | 1 | 0 | 1 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | [redacted] | $1370643.83 | 69.750% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 82.54 |  | No | No |  | $11566.07 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224637199 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $4331.25 | $25887.95 |  | 6.254% | [redacted] | [redacted] | 5.990% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | Mexico |  |  |  | $40175.20 | 1 | [redacted] | $1719.00 | [redacted] | $143.25 |  |  |  |  |  | 19.207% | 19.207% | 19.207% | [Redacted] | 737 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 75.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 75.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 75.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 75.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $4331.25 |  | 6.170% | $0.00 | 1.9 |  |  |  | No | No | 5.990% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $158642.56 | 9.270% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | VISA |  |  |  |  | 119.08 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224641743 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $3820.00 | $659.37 |  | 7.467% | [redacted] | [redacted] | 7.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3010.86 | 1 | [redacted] | $606.96 | [redacted] | $50.58 |  |  |  |  |  | 46.344% | 46.344% | 46.344% | [Redacted] | 736 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2024<br> [Borrower - \| Non-Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Non-Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 1yr 1099 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $3820.00 |  | 6.170% | $13300.00 | 1 |  |  |  | Yes | No | 7.500% | 2 |  | 0 | 0 | 2 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | [redacted] | $78817.52 | 22.510% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.78 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224645358 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $5173.75 | $13849.31 |  | 6.750% | [redacted] | [redacted] | 6.650% | No | No | Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $48135.24 | 1 | [redacted] | $3354.36 | [redacted] | $279.53 |  |  |  |  |  | 19.906% | 19.906% | 19.906% | [Redacted] | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Year End Summary - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; Year End Summary - 2023<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $5173.75 |  | 6.790% | $0.00 | 1.1 | DU |  | ApproveEligible | Yes | No | 6.650% | 2 | 0 | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $1045326.26 | 69.680% | No | 30 |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 72.9 |  | Yes | No |  | $49948.75 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224647090 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $8690.00 | $16341.30 |  | 6.765% | [redacted] | [redacted] | 6.650% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $69787.80 | 1 | [redacted] | $9230.88 | [redacted] | $769.24 |  |  |  |  |  | 24.917% | 24.917% | 24.917% | [Redacted] | 724 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $8690.00 |  | 6.810% | $0.00 | 4.1 | DU |  | ApproveIneligible | No | No | 6.650% | 2 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $427899.24 | 28.520% | No | 37 |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 8.96 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224647102 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $9553.75 | $16615.05 |  | 6.438% | [redacted] | [redacted] | 6.375% | No | No | Self-Employed | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $15048.13 | 1 | [redacted] | $4308.96 | [redacted] | $359.08 |  |  |  |  |  | 47.921% | 37.999% | 47.921% | [Redacted] | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Personal | 80.000% | 100.000% |  |  | [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Annuity]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 24]; Account Statements - Personal - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 24]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 24]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 24]; Other - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 24]; Account Statements - Personal - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 24]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $9553.75 |  | 6.290% | $0.00 | 4.9 |  |  |  | No | No | 6.375% | 0 | 0 | 0 | 0 | 2 | 0 | 24 |  | 0.00 | No |  |  |  |  |  |  |  |  | 240 | [redacted] | $293195.40 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 30.63 |  |  | No |  | $1755.39 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224647103 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $14445.00 | $18607.94 |  | 6.801% | [redacted] | [redacted] | 6.650% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9911.08 | 1 | [redacted] | $1671.00 | [redacted] | $139.25 |  |  |  |  |  | 49.917% | 49.917% | 49.917% | [Redacted] | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Non-Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $14445.00 |  | 6.870% | $0.00 | 2.6 | DU |  | ApproveIneligible | Yes | No | 6.650% | 2 | 2 | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $762908.82 | 42.380% | No | 27 | 27 |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 16.57 |  | No | No |  | $0.00 | $12688.70 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224647107 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $9649.50 | $14280.91 |  | 7.522% | [redacted] | [redacted] | 7.375% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $44261.08 | 1 | [redacted] | $5451.36 | [redacted] | $454.28 |  |  |  |  |  | 26.519% | 26.519% | 26.519% | [Redacted] | 737 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 77.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 77.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 77.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 77.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 77.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 77.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $9649.50 |  | 6.170% | $0.00 | 1.3 |  |  |  | Yes | No | 7.375% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $203960.22 | 22.720% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | Yes | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 27.28 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224647297 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.990% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $1728.96 | [redacted] | $144.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 721 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1.9 |  |  |  | No | No | 6.990% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.77 | 0.56 |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 116.67 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224647299 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.875% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $7628.28 | [redacted] | $635.69 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1.1 |  |  |  | N/A | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.31 | 0.76 |  |  |  |  |  |  |  | [redacted] | $318817.94 | 32.690% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 14.7 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 |
| 224647300 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 2 | [redacted] | $1556.16 | [redacted] | $129.68 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 723 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.32 | 0.75 |  |  |  |  |  |  |  | [redacted] | $198885.50 | 42.770% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 36.92 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224660670 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.750% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $1140.72 | [redacted] | $95.06 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.24 | 0.8 |  |  |  |  |  |  |  | [redacted] | $78536.73 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 136.12 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| 224660930 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $8995.00 | $13975.71 |  | 7.138% | [redacted] | [redacted] | 6.990% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $49564.07 | 1 | [redacted] | $2525.04 | [redacted] | $210.42 |  |  |  |  |  | 26.921% | 26.921% | 26.921% | [Redacted] | 754 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $8995.00 |  | 6.170% | $1500.00 | 2.6 | LP / LPA |  | Accept/Eligible | Yes | No | 6.990% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $284452.60 | 31.120% | No | 28 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 12.8 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224660966 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.750% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $3315.12 | [redacted] | $276.26 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 3.6 |  |  |  | No | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.49 | 2.01 |  |  |  |  |  |  | 240 | [redacted] | $957246.07 | 58.010% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | Yes |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 47.35 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224661170 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $8208.20 | $10717.20 |  | 7.190% | [redacted] | [redacted] | 6.990% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $12284.24 | 1 | [redacted] | $1751.04 | [redacted] | $145.92 |  |  |  |  |  | 34.963% | 34.963% | 34.963% | [Redacted] | 699 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 49.000% | 51.000% |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 49.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 49.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 49.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 49.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2020<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Third Party Verification - 2020 | [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $8208.20 |  | 6.230% | $0.00 | 1.4 |  |  |  | No | No | 6.990% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 6.78 |  | No | No |  | $9632.97 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224661382 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $10490.00 | $13736.77 |  | 7.001% | [redacted] | [redacted] | 6.750% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6160.25 | 1 | [redacted] | $1282.92 | [redacted] | $106.91 |  |  |  |  |  | 43.110% | 43.110% | 43.110% | [Redacted] | 812 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - VA Service Related Disability]; Other - 2025<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; Account Statements - 2025<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $10490.00 |  | 6.260% | $0.00 | 1 |  |  |  | Yes | No | 6.750% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | [redacted] | $646967.40 | 99.530% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 135.29 |  | No | No |  | $9005.37 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224661424 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $3215.00 | $5590.81 |  | 8.754% | [redacted] | [redacted] | 8.625% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | Mexico |  |  |  | $8596.97 | 1 | [redacted] | $1563.00 | [redacted] | $130.25 |  |  |  |  |  | 35.138% | 35.138% | 35.138% | [Redacted] | 747 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2020 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $3215.00 |  | 6.260% | $15000.00 | 1.1 |  |  |  | Yes | No | 8.625% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  | Down Payment Assistance | No |  |  |  |  |  | [redacted] | $41513.32 | 11.860% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  |  | 8.85 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224661522 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1590.00 | $19010.34 |  | 6.743% | [redacted] | [redacted] | 6.650% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $33739.67 | 1 | [redacted] | $9052.32 | [redacted] | $754.36 |  |  |  |  |  | 31.658% | 31.658% | 31.658% | [Redacted] | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Restricted Stock Agreement - 2021 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1590.00 |  | 6.750% | $10750.00 | 2.6 | LP / LPA |  | Accept/Ineligible | Yes | No | 6.650% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $713426.61 | 34.800% | No | 31 |  |  |  | Yes | Short Form | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 21.09 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224661779 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $2708.75 | $6682.52 |  | 6.673% | [redacted] | [redacted] | 6.500% | No | Yes | Not Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $3071.20 | 1 | [redacted] | $2798.76 | [redacted] | $233.23 |  |  |  |  |  | 47.505% | 47.505% | 47.505% | [Redacted] | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% |  | 100.000% |  | [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $2708.75 |  | 6.260% | $10000.00 | 1.9 |  |  |  | Yes | No | 6.500% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $432252.71 | 64.030% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 15.21 |  |  | No |  | $5850.51 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224664126 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $6858.00 | $8984.76 |  | 7.798% | [redacted] | [redacted] | 7.984% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $91304.00 | 1 | [redacted] | $573.96 | [redacted] | $47.83 |  |  |  |  |  | 22.757% | 24.017% | 22.757% | [Redacted] | 816 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $6858.00 |  | 6.530% | $0.00 | 2.6 |  |  |  | No | No | 7.984% | 0 |  | 1 | 0 | 2 | 1 |  |  | 10.20 | No |  |  |  |  |  |  |  |  |  | [redacted] | $1423159.09 | 64.830% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 62.58 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224664196 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $12552.00 | $17455.25 |  | 6.829% | [redacted] | [redacted] | 6.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $25039.88 | 1 | [redacted] | $7104.00 | [redacted] | $592.00 |  |  |  |  |  | 42.596% | 42.596% | 42.596% | [Redacted] | 750 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - Partnership (>= 25%)]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $12552.00 |  | 6.870% | $0.00 | 2.8 |  |  |  | No | No | 6.750% | 0 |  | 1 | 0 | 2 | 0 |  |  | 17.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $359459.06 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 25.69 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224664456 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $21664.40 | $31606.10 |  | 7.092% | [redacted] | [redacted] | 6.990% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $75220.13 | 1 | [redacted] | $16221.96 | [redacted] | $1351.83 |  |  |  |  |  | 32.694% | 32.694% | 32.694% | [Redacted] | 750 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 71.000% |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Non-Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2023<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2023<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $21664.40 |  | 6.240% | $54000.00 | 5 |  |  |  | No | No | 6.990% | 2 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $965882.62 | 35.770% | No | 33 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 18.04 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 6 |
| 224664467 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.375% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $1171.56 | [redacted] | $97.63 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.47 | 0.67 |  |  |  |  |  |  | 240 | [redacted] | $317287.41 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 183.15 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224664495 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $19913.75 | $39702.52 |  | 6.355% | [redacted] | [redacted] | 6.250% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $47346.36 | 1 | [redacted] | $2814.96 | [redacted] | $234.58 |  |  |  |  |  | 41.184% | 41.184% | 41.184% | [Redacted] | 785 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% | 50.000% |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Other - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $19913.75 |  | 6.260% | $0.00 | 1.4 |  |  |  | No | No | 6.250% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $6919090.39 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 15.82 |  | No | No |  | $40249.58 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224664496 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $7232.45 | $15169.31 |  | 7.860% | [redacted] | [redacted] | 8.253% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $14785.41 | 1 | [redacted] | $4355.04 | [redacted] | $362.92 |  |  |  |  |  | 48.958% | 46.586% | 48.958% | [Redacted] | 739 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 36 | Business | 79.000% | 50.000% | 50.000% |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 19.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 19.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 19.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 19.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 19.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 19.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2024<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 19.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 19.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 19.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 19.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 19.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2023<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Coborrower(s) - \| Non-Primary Income - Pension]; 1099 Transcript - 2024<br> [Coborrower(s) - \| Non-Primary Income - Pension]; 1099-R - 2024<br> [Coborrower(s) - \| Non-Primary Income - Pension]; 1099 Transcript - 2023<br> [Coborrower(s) - \| Non-Primary Income - Pension]; 1099-R - 2023<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; 1099 Transcript - 2024<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; 1099-SSA - 2024<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; 1099 Transcript - 2023<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; 1099-SSA - 2023<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Other - 2024<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Other - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - No Results Returned - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $7232.45 |  | 6.530% | $0.00 | 1 |  |  |  | Yes | No | 8.253% | 0 | 0 | 0 | 0 | 2 | 1 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  | 240 | [redacted] | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 117.46 |  | No | No |  | $13902.62 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224678246 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1490.00 | $8164.88 |  | 7.578% | [redacted] | [redacted] | 8.234% | No | No | Non-Employment Income | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $30934.68 | 1 | [redacted] | $6963.00 | [redacted] | $580.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 785 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion (No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1490.00 |  | 6.120% | $0.00 | 1.3 |  |  |  | No | No | 8.234% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  | 240 | [redacted] | $3066421.75 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 251.35 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224678250 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $21958.75 | $11881.55 |  | 6.684% | [redacted] | [redacted] | 6.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $48600.02 | 2 | [redacted] | $2181.96 | [redacted] | $181.83 |  |  |  |  |  | 19.282% | 19.282% | 19.282% | [Redacted] | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $21958.75 |  | 6.160% | $0.00 |  |  |  |  | N/A | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 29.63 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No | No | No | 5 |
| 224678285 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.750% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $1008.96 | [redacted] | $84.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 753 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.98 |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 9.83 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224678734 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $1683.72 | [redacted] | $140.31 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 0.99 |  |  |  |  |  |  | 240 | [redacted] | $176876.48 | 40.190% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 34.81 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224678737 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $891.60 | [redacted] | $74.30 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 727 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.12 | 0.88 |  |  |  |  |  |  |  | [redacted] | $71482.72 | 25.520% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 19.76 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 |
| 224691931 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1590.00 | $22869.59 |  | 6.589% | [redacted] | [redacted] | 6.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $18270.82 | 1 | [redacted] | $2268.96 | [redacted] | $189.08 |  |  |  |  |  | 49.057% | 49.057% | 49.057% | [Redacted] | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1590.00 |  | 6.870% | $0.00 | 1 | DU |  | ApproveIneligible | No | No | 6.500% | 1 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $2841264.48 | 79.990% | No |  | 22 |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 69.29 |  | Yes | No |  | $0.00 | $9234.18 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224691938 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $8854.40 | $11638.38 |  | 7.071% | [redacted] | [redacted] | 6.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $13609.18 | 1 | [redacted] | $1500.00 | [redacted] | $125.00 |  |  |  |  |  | 24.898% | 24.898% | 24.898% | [Redacted] | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $8854.40 |  | 6.260% | $0.00 | 1 | DU |  | ApproveIneligible | N/A | No | 6.875% | 1 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] |  |  | No | 0 | 34 |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 18.24 |  |  | No |  | $0.00 | $9064.58 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224692122 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $14248.00 | $7115.34 |  | 8.738% | [redacted] | [redacted] | 8.375% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $22999.08 | 1 | [redacted] | $1145.28 | [redacted] | $95.44 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 674 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion (No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $14248.00 |  | 6.520% | $0.00 | 2.8 |  |  |  | Yes | No | 8.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | [redacted] | $1383345.98 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 816.27 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224693452 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $18889.00 | $8773.07 |  | 6.921% | [redacted] | [redacted] | 6.625% | No | No | Not Employed | Self-Employed | Self-Employed |  | 3.36 |  |  | US Citizen | US Citizen |  |  |  |  |  | $5337.39 | 1 | [redacted] | $2103.96 | [redacted] | $175.33 |  |  |  |  |  | 47.154% | 47.154% | 47.154% | [Redacted] | 798 | 803 | 798 | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  | Level 5-Stated/Verified as defined |  | Level 3-Stated/Verified as defined |  | Yes | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Coborrower(s) - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 | [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $18889.00 |  | 6.260% | $9450.00 | 1.4 |  |  |  | Yes | No | 6.625% | 0 | 0 | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | [redacted] | $203554.51 | 64.620% | No |  |  |  |  | Yes | Commitment | Fee Simple | LP | Business Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 62.15 |  | No | No |  | $10099.93 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224693464 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $31640.00 | $47180.08 |  | 7.361% | [redacted] | [redacted] | 7.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $40960.88 | 1 | [redacted] | $22677.84 | [redacted] | $1889.82 |  |  |  |  |  | 48.606% | 48.606% | 48.606% | [Redacted] | 707 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $31640.00 |  | 6.260% | $0.00 | 3.5 |  |  |  | No | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 62.05 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224693468 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.250% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $1158.84 | [redacted] | $96.57 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1.3 |  |  |  | Yes | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 0.99 |  |  |  |  |  |  |  | [redacted] | $17321.47 | 7.870% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II |  | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 52.87 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 |
| 224699710 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1890.00 | $3976.68 |  | 6.854% | [redacted] | [redacted] | 6.750% | No | No | Self-Employed | Self-Employed |  |  |  |  | Non-Permanent Resident Alien | Non-Permanent Resident Alien |  |  | Italy | Italy |  |  | $28141.68 | 1 | [redacted] | $1483.44 | [redacted] | $123.62 |  |  |  |  |  | 13.626% | 13.626% | 13.626% | [Redacted] | 748 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 50.000% | 50.000% |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; 4506-C (for Business) - 2023<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; 4506-C (for Business) - 2024<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; 4506-C (for Business) - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1890.00 |  | 6.260% | $5000.00 | 1 |  |  |  | No | No | 6.750% | 0 | 0 | 0 | 0 | 2 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $112148.15 | 33.980% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  | VISA | VISA |  |  |  | 13.69 |  |  | No |  | $16290.58 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224699711 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.625% | No | No |  |  |  |  |  |  |  | Foreign National |  |  |  |  |  |  |  | 1 | [redacted] | $834.24 | [redacted] | $69.52 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | [redacted] |  |  |  | $0.00 | 1.3 |  |  |  | Yes | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.32 | 0.75 |  |  |  |  |  |  |  | [redacted] | $302661.27 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | Yes |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 196.26 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | No | No | 1 |
| 224699714 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $20240.00 | $33440.38 |  | 6.819% | [redacted] | [redacted] | 6.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $88647.61 | 1 | [redacted] | $17741.88 | [redacted] | $1478.49 |  |  |  |  |  | 34.198% | 34.198% | 34.198% | [Redacted] | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $20240.00 |  | 6.190% | $0.00 | 1.5 |  |  |  | No | No | 6.750% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $905152.58 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 34.96 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224699718 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1095.00 | $2849.84 |  | 7.241% | [redacted] | [redacted] | 7.125% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $2517.29 | 1 | [redacted] | $2106.96 | [redacted] | $175.58 |  |  |  |  |  | 41.394% | 41.394% | 41.394% | [Redacted] | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1095.00 |  | 6.160% | $0.00 | 2.1 |  |  |  | No | No | 7.125% | 2 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $0.00 |  | No | 23 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 89.94 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224701098 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $698.04 | [redacted] | $58.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 0.99 |  |  |  |  |  |  | 240 | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 64.83 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 3 |
| 224705505 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $13801.25 | $19003.71 |  | 7.708% | [redacted] | [redacted] | 7.375% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | Ecuador |  |  |  | $12755.27 | 2 | [redacted] | $7012.44 | [redacted] | $584.37 |  |  |  |  |  | 27.852% | 27.852% | 27.852% | [Redacted] | 741 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $13801.25 |  | 6.160% | $10000.00 |  |  |  |  | Yes | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $474130.51 | 70.240% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Passport |  |  |  |  | 55.82 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No | No | No | 1 |
| 224705506 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $3040.00 | $4798.60 |  | 6.821% | [redacted] | [redacted] | 6.625% | No | No | Not Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $3666.66 | 1 | [redacted] | $7940.16 | [redacted] | $661.68 |  |  |  |  |  | 48.426% | 48.426% | 48.426% | [Redacted] | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $3040.00 |  | 6.190% | $17000.00 | 1 |  |  |  | Yes | No | 6.625% | 0 | 1 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $603441.88 | 89.390% | No |  | 10 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 32 |  | Yes | No |  | $0.00 | $7109.57 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224705832 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $9695.00 | $14477.72 |  | 8.644% | [redacted] | [redacted] | 8.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $52510.68 | 1 | [redacted] | $4662.60 | [redacted] | $388.55 |  |  |  |  |  | 22.791% | 22.791% | 22.791% | [Redacted] | 669 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $9695.00 |  | 6.120% | $0.00 | 1 | DU |  | ApproveIneligible | Yes | No | 8.500% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $10050.00 | 1.030% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 44.38 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224705838 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $1928.20 | $5824.24 |  | 6.952% | [redacted] | [redacted] | 6.750% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $10524.27 | 1 | [redacted] | $1605.84 | [redacted] | $133.82 |  |  |  |  |  | 40.939% | 40.939% | 40.939% | [Redacted] | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Account Transcripts - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Account Transcripts - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1928.20 |  | 6.240% | $0.00 | 1.1 | LP / LPA |  | Accept/Eligible | No | No | 6.750% | 1 | 1 | 1 | 0 | 2 | 1 |  |  |  | No |  |  |  |  |  |  |  |  |  | [redacted] | $121929.19 | 40.770% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 22.64 |  | No | No |  | $0.00 | $2667.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 8 |
| 224705839 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $0.00 | $2115.16 |  | 7.166% | [redacted] | [redacted] | 7.125% | No | Yes | Employed | Not Employed |  |  |  |  | US Citizen | Foreign National |  |  |  | Germany |  |  | $14244.61 | 1 | [redacted] | $392.04 | [redacted] | $32.67 |  |  |  |  |  | 27.262% | 27.262% | 27.262% | [Redacted] | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] |  |  | 6.260% | $0.00 |  |  |  |  | N/A | No | 7.125% | 2 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $840740.37 | 78.200% | No | 32 |  |  |  | Yes | Shares/Stock/Ownership (Co-op) | Leasehold | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No | Yes | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | Passport |  |  |  | 58.22 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | No | No | 1 |
| 224706151 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $17640.00 | $0.00 |  | 6.836% | [redacted] | [redacted] | 6.875% | No | No | Not Employed | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $107355.80 | 1 | [redacted] | $2655.00 | [redacted] | $221.25 |  |  |  |  |  | 23.838% | 23.838% | 23.838% | [Redacted] | 750 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% |  | 100.000% |  | [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $17640.00 |  | 6.260% | $71536.41 | 5 |  |  |  | No | No | 6.875% | 0 | 0 | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $140000.00 | 11.200% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 12.18 |  | No | No |  | $140957.24 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 5 |
| 224706165 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $12417.48 | $24618.84 |  | 8.253% | [redacted] | [redacted] | 8.237% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $14320.44 | 1 | [redacted] | $2961.00 | [redacted] | $246.75 |  |  |  |  |  | 46.740% | 48.720% | 46.740% | [Redacted] | 743 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $12417.48 |  | 6.530% | $0.00 |  |  |  |  | No | No | 8.237% | 0 |  | 0 | 0 | 2 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $0.00 |  | No |  |  |  |  | Yes | Shares/Stock/Ownership (Co-op) | Leasehold | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No | Yes | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 10.05 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224709547 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.125% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $1608.00 | [redacted] | $134.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 3.6 |  |  |  | No | No | 7.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.06 | 0.94 |  |  |  |  |  |  | 240 | [redacted] | $44839.16 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 26.41 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224709550 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $11835.22 | $2915.28 |  | 9.612% | [redacted] | [redacted] | 9.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $70190.48 | 1 | [redacted] | $861.00 | [redacted] | $71.75 |  |  |  |  |  | 21.522% | 21.522% | 21.522% | [Redacted] | 685 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $11835.22 |  | 6.230% | $22200.00 | 1 |  |  |  | N/A | No | 9.625% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $61025.23 | 7.970% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7.2 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 5 |
| 224709559 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $2090.00 | $6225.68 |  | 8.058% | [redacted] | [redacted] | 7.990% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $40774.07 | 1 | [redacted] | $4888.68 | [redacted] | $407.39 |  |  |  |  |  | 14.124% | 14.124% | 14.124% | [Redacted] | 726 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $2090.00 |  | 6.230% | $0.00 | 3 |  |  |  | Yes | No | 7.990% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $32500.00 | 5.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 17.28 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224709765 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $4110.00 | $5867.22 |  | 7.945% | [redacted] | [redacted] | 7.750% | No | No | Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | India |  |  |  | $4649.68 | 1 | [redacted] | $1301.04 | [redacted] | $108.42 |  |  |  |  |  | 44.935% | 44.935% | 44.935% | [Redacted] | 703 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $4110.00 |  | 6.190% | $0.00 | 1.2 | DU |  | ApproveIneligible | Yes | No | 7.750% | 2 |  | 0 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $123378.43 | 39.160% | No | 24 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | VISA |  |  |  |  | 50.54 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224710931 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $6676.16 | $9235.04 |  | 7.929% | [redacted] | [redacted] | 7.750% | No | No | Self-Employed | Employed | Self-Employed |  | 8.72 |  | US Citizen | US Citizen | Permanent Resident Alien |  |  |  |  |  | $167331.70 | 1 | [redacted] | $1406.52 | [redacted] | $117.21 |  |  |  |  |  | 12.118% | 12.118% | 12.118% | [Redacted] | 723 | 708 | 723 | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  | Level 3-Stated/Partially Verified |  | Level 3-Stated/Verified as defined |  | No | Yes | 36 | Business | 98.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2019<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 45.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 45.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 45.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 45.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2019<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $6676.16 |  | 6.230% | $5000.00 | 1 |  |  |  | Yes | No | 7.750% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $5000.00 | 1.000% | No |  | 4 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | No | Individual | No |  | Yes | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  | Resident Alien Card |  |  | 9.37 |  | No | No |  | $176411.95 | $4225.56 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224710932 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $7497.00 | $9264.94 |  | 7.842% | [redacted] | [redacted] | 7.500% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $14044.07 | 1 | [redacted] | $665.04 | [redacted] | $55.42 |  |  |  |  |  | 13.102% | 13.102% | 13.102% | [Redacted] | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $7497.00 |  | 6.260% | $4000.00 | 1 |  |  |  | Yes | No | 7.500% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $75594.91 | 26.990% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 19.02 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224710945 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $0.00 | $3038.20 |  | 6.875% | [redacted] | [redacted] | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $73206.90 | 1 | [redacted] | $4295.64 | [redacted] | $357.97 |  |  |  |  |  | 13.399% | 13.399% | 13.399% | [Redacted] | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 95.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 95.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 95.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 95.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 95.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 95.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 95.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 95.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 95.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 95.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 95.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 95.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2012<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 53.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 53.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 53.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 53.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 53.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 53.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 53.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 53.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 53.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 53.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 53.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2012 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] |  |  | 6.170% | $0.00 | 1 |  |  |  | No | No | 6.875% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $388047.04 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 62.58 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224710946 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $1995.00 | $1708.30 |  | 6.862% | [redacted] | [redacted] | 6.875% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $19823.00 | 1 | [redacted] | $3162.96 | [redacted] | $263.58 |  |  |  |  |  | 39.242% | 39.242% | 39.242% | [Redacted] | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Paystubs - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2020 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1995.00 |  | 6.190% | $11000.00 | 1 | LP / LPA |  | Accept/Eligible | Yes | No | 6.875% | 1 | 0 | 1 | 0 | 4 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | [redacted] | $271301.33 | 31.910% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II |  | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 19.95 |  | No | No |  | ($735.83) | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 6 |
| 224711006 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $8824.78 | $14635.93 |  | 7.626% | [redacted] | [redacted] | 7.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $11436.50 | 1 | [redacted] | $1467.00 | [redacted] | $122.25 |  |  |  |  |  | 48.141% | 48.141% | 48.141% | [Redacted] | 754 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Non-Primary Income - K-1 (< 25%)]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; 1120S - 2024<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; Paystubs - 2024<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; 1120S - 2023<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; Paystubs - 2023<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $8824.78 |  | 6.260% | $0.00 | 2.5 | DU |  | ApproveIneligible | Yes | No | 7.500% | 2 |  | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $418393.69 | 35.530% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 14.45 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224711014 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $5725.00 | $9747.32 |  | 7.264% | [redacted] | [redacted] | 6.875% | No | No | Employed | Self-Employed |  |  |  |  | Non-Permanent Resident Alien | Non-Permanent Resident Alien |  |  | Mexico | Mexico |  |  | $3602.92 | 1 | [redacted] | $3650.52 | [redacted] | $304.21 |  |  |  |  |  | 43.869% | 43.869% | 43.869% | [Redacted] | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $5725.00 |  | 6.190% | $0.00 | 1 |  |  |  | Yes | No | 6.875% | 0 | 0 | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $449692.63 | 100.000% | No | 33 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  | Passport | Passport |  |  |  | 155.56 |  | No | No |  | $605.45 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Yes | No | No | 1 |
| 224711180 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $4209.20 | $10427.40 |  | 6.969% | [redacted] | [redacted] | 6.750% | No | No | Non-Employment Income | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7540.53 | 1 | [redacted] | $2240.04 | [redacted] | $186.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 757 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Other Documentation (O) | Asset Depletion (No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $4209.20 |  | 6.230% | $0.00 | 2.2 |  |  |  | Yes | No | 6.750% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | [redacted] | $741936.09 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 202.45 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224711189 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.250% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | [redacted] | $1491.00 | [redacted] | $124.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 787 | 753 | 744 | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.29 | 0.77 |  |  |  |  |  |  |  | [redacted] | $98806.44 | 35.280% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 22.86 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224711198 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.990% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $1461.00 | [redacted] | $121.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 713 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.990% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.2 | 0.82 |  |  |  |  |  |  |  | [redacted] | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 14.64 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224711286 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1990.00 | $4092.06 |  | 6.560% | [redacted] | [redacted] | 6.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8447.60 | 1 | [redacted] | $1163.04 | [redacted] | $96.92 |  |  |  |  |  | 38.344% | 38.344% | 38.344% | [Redacted] | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1990.00 |  | 6.170% | $0.00 | 3.2 | DU |  | ApproveEligible | No | No | 6.500% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] |  |  | No | 1 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 67.36 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224711302 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $8378.70 | $22692.23 |  | 7.696% | [redacted] | [redacted] | 8.234% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $56861.74 | 1 | [redacted] | $23345.28 | [redacted] | $1945.44 |  |  |  |  |  | 41.519% | 42.818% | 41.519% | [Redacted] | 807 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $8378.70 |  | 6.520% | $15000.00 | 3.5 |  |  |  | N/A | No | 8.234% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $1358157.63 | 23.110% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 27.92 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224712963 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $4389.00 | $6653.30 |  | 7.022% | [redacted] | [redacted] | 6.875% | No | No | Not Employed | Self-Employed |  |  |  |  | Non-Permanent Resident Alien | Non-Permanent Resident Alien |  |  | Romania | Romania |  |  | $7533.29 | 1 | [redacted] | $6939.00 | [redacted] | $578.25 |  |  |  |  |  | 33.424% | 33.424% | 33.424% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% |  | 100.000% |  | [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $4389.00 |  | 6.260% | $0.00 | 1 |  |  |  | Yes | No | 6.875% | 0 | 0 | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $256017.90 | 50.190% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization | Employment Authorization |  |  |  | 15.74 |  |  | No |  | $11315.35 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224712993 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1390.00 | $10063.64 |  | 7.619% | [redacted] | [redacted] | 8.236% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $31757.70 | 1 | [redacted] | $5328.96 | [redacted] | $444.08 |  |  |  |  |  | 43.414% | 35.626% | 43.414% | [Redacted] | 730 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1390.00 |  | 6.120% | $0.00 | 2.3 |  |  |  | No | No | 8.236% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  | 240 | [redacted] | $1380977.93 | 67.910% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 74.39 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224713358 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $20563.00 | $6643.60 |  | 7.461% | [redacted] | [redacted] | 7.984% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $21799.42 | 1 | [redacted] | $0.00 | [redacted] | $0.00 |  |  |  |  |  | 28.952% | 26.064% | 28.952% | [Redacted] | 798 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $20563.00 |  | 6.250% | $0.00 | 1.9 |  |  |  | No | No | 7.984% | 0 | 2 | 2 | 0 | 2 | 2 |  |  | 10.97 | No |  |  |  |  |  |  |  |  | 240 | [redacted] | $549777.05 | 81.440% | No |  | 34 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 77 |  | No | No |  | ($1015.17) | $15730.89 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224713359 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.875% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | [redacted] | $1715.88 | [redacted] | $142.99 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 791 | 785 | 769 | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 3.6 |  |  |  | No | No | 7.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.16 | 0.85 |  |  |  |  |  |  |  | [redacted] | $15357.00 |  | No |  |  |  |  | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 23.88 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224713365 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.500% | No | No |  |  |  |  | 0 |  |  | Foreign National | Foreign National |  |  |  |  |  |  | 3 | [redacted] | $3529.32 | [redacted] | $294.11 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 772 | 782 |  | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | [redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.49 | 0.66 |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  |  | Beacon 5 |  |  | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 98.84 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | Yes | No | 1 |
| 224713366 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.500% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 2 | [redacted] | $2084.04 | [redacted] | $173.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 624 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.25 | 0.79 |  |  |  |  |  |  |  | [redacted] | $1442719.79 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 599.56 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224713382 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1890.00 | $934.00 |  | 7.946% | [redacted] | [redacted] | 7.990% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5197.14 | 1 | [redacted] | $2196.96 | [redacted] | $183.08 |  |  |  |  |  | 48.029% | 48.029% | 48.029% | [Redacted] | 620 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 1 | 4 |  |  | [redacted] | $1890.00 |  | 6.230% | $11508.46 | 3 |  |  |  | No | No | 7.990% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $7900.00 | 1.000% | No | 1 |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | Yes | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 28.11 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224713385 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $2590.00 | $9894.52 |  | 7.551% | [redacted] | [redacted] | 8.224% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $32740.73 | 1 | [redacted] | $3021.60 | [redacted] | $251.80 |  |  |  |  |  | 34.591% | 32.035% | 34.591% | [Redacted] | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 11.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 11.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 11.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $2590.00 |  | 6.120% | $0.00 | 1.7 |  |  |  | No | No | 8.224% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $284189.69 | 16.430% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | Yes | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 15.23 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224713429 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $19380.00 | $26296.64 |  | 6.974% | [redacted] | [redacted] | 6.875% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $78998.94 | 1 | [redacted] | $5534.04 | [redacted] | $461.17 |  |  |  |  |  | 24.685% | 24.685% | 24.685% | [Redacted] | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2023<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $19380.00 |  | 6.260% | $0.00 | 3.6 |  |  |  | No | No | 6.875% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $700721.26 | 28.140% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 9.06 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224713446 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $2565.00 | $23357.67 |  | 6.752% | [redacted] | [redacted] | 6.625% | No | No | Employed | Not Employed |  |  |  |  | Non-Permanent Resident Alien | Non-Permanent Resident Alien |  |  | Canada | Canada |  |  | $12312.84 | 1 | [redacted] | $3398.04 | [redacted] | $283.17 |  |  |  |  |  | 44.092% | 44.092% | 44.092% | [Redacted] | 713 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $2565.00 |  | 6.230% | $0.00 | 2.4 |  |  |  | No | No | 6.625% | 2 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | [redacted] | $2912100.59 | 100.000% | No | 22 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  | Passport | Passport |  |  |  | 193.85 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224713450 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $4285.63 | $5688.15 |  | 7.522% | [redacted] | [redacted] | 7.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4227.04 | 1 | [redacted] | $1379.64 | [redacted] | $114.97 |  |  |  |  |  | 42.648% | 42.648% | 42.648% | [Redacted] | 725 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $4285.63 |  | 6.260% | $0.00 | 3.5 | DU |  | ApproveIneligible | No | No | 7.375% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $31160.56 |  | No | 34 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 12.19 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224713563 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $24942.00 | $10926.58 |  | 7.549% | [redacted] | [redacted] | 7.250% | No | No | Not Employed | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $46093.92 | 1 | [redacted] | $585.00 | [redacted] | $48.75 |  |  |  |  |  | 47.381% | 47.381% | 47.381% | [Redacted] | 727 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024 | [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 1 | 0 |  |  | [redacted] | $24942.00 |  | 6.190% | $0.00 | 1.4 |  |  |  | Yes | No | 7.250% | 0 | 1 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $918652.50 | 100.000% | No |  | 16 |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 242.04 |  | No | No |  | $0.00 | $87599.17 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 10 |
| 224713567 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1490.00 | $9900.17 |  | 8.174% | [redacted] | [redacted] | 8.322% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $290068.71 | 1 | [redacted] | $23933.04 | [redacted] | $1994.42 |  |  |  |  |  | 9.614% | 10.227% | 9.614% | [Redacted] | 628 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 32.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 32.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 32.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 32.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1490.00 |  | 6.530% | $0.00 | 5 |  |  |  | No | No | 8.322% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $4202902.22 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 216.82 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224713763 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $795.00 | [redacted] | $66.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 814 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 0.99 |  |  |  |  |  |  |  | [redacted] | $1746710.10 | 100.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 834.64 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| 224713984 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 8.500% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  |  | 1 | [redacted] | $2080.32 | [redacted] | $173.36 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 670 | 670 | 648 | 701 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 2.5 |  |  |  | No | No | 8.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.23 | 0.8 |  |  |  |  |  |  |  | [redacted] | $78861.97 |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | LLC | Business Entity | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 56.89 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224714074 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 4 | [redacted] | $4599.96 | [redacted] | $383.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 739 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.32 | 0.75 |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | Yes |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 21.65 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224714139 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $594.00 | [redacted] | $49.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.24 | 0.8 |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 109.55 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No | 8 |
| 224714169 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1790.00 | $9732.10 |  | 6.859% | [redacted] | [redacted] | 6.850% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $80901.42 | 1 | [redacted] | $1465.08 | [redacted] | $122.09 |  |  |  |  |  | 32.931% | 32.931% | 32.931% | [Redacted] | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - K-1 (< 25%)]; Employer Letter - 2025<br> [Borrower - \| Primary Income - K-1 (< 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - K-1 (< 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - K-1 (< 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Account Transcripts - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Account Transcripts - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1790.00 |  | 6.260% | $0.00 | 3.1 | LP / LPA |  | Accept/Ineligible | No | No | 6.850% | 0 | 0 | 2 | 0 | 3 | 2 |  |  |  | No |  |  |  |  |  |  |  |  |  | [redacted] | $449547.46 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 23.24 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224715702 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $22129.94 | $8447.89 |  | 7.101% | [redacted] | [redacted] | 6.875% | No | No | Not Employed | Self-Employed | Employed |  | 1.39 |  |  | US Citizen | US Citizen |  |  |  |  |  | $10647.80 | 1 | [redacted] | $2612.16 | [redacted] | $217.68 |  |  |  |  |  | 27.638% | 27.638% | 27.638% | [Redacted] | 805 | 802 | 821 | 747 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  | Level 4-Stated/Verified as defined |  | Level 3-Stated/Verified as defined |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Sole Proprietor]; Business License - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1099 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024 | [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr 1099 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $22129.94 |  | 6.240% | $3200.00 | 1.2 |  |  |  | No | No | 6.875% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $601832.90 | 100.000% | No |  |  | 0 |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 173.08 |  | No | No |  | $9910.72 | $4803.83 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224715747 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $7557.43 | $11086.21 |  | 8.017% | [redacted] | [redacted] | 8.234% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $14710.59 | 1 | [redacted] | $4428.84 | [redacted] | $369.07 |  |  |  |  |  | 34.401% | 36.287% | 34.401% | [Redacted] | 811 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Primary Income - Social Security]; 1099 Transcript - 2024<br> [Borrower - \| Primary Income - Social Security]; 1099 Transcript - 2023<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2024<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1099 - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1099 - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1099 - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1099 - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1099 - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1099 - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1099 - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1099 - 2023<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1099 - 2023<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1099 - 2023<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1099 - 2023<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1099 - 2023<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr 1099 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $7557.43 |  | 6.460% | $12285.00 | 2 |  |  |  | No | No | 8.234% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $150687.70 | 20.390% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 4.67 |  |  | No |  | $3244.50 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224715751 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 4 | [redacted] | $4850.04 | [redacted] | $404.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 739 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.37 | 0.72 |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | Yes |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 20.59 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224715759 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $1487.76 | [redacted] | $123.98 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 0.99 |  |  |  |  |  |  |  | [redacted] | $146320.54 | 28.970% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7.84 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 3 |
| 224715761 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1790.00 | $4061.26 |  | 7.778% | [redacted] | [redacted] | 7.984% | No | No | Employed | Employed |  |  |  |  | Permanent Resident Alien | Permanent Resident Alien |  |  |  |  |  |  | $25554.49 | 1 | [redacted] | $2744.04 | [redacted] | $228.67 |  |  |  |  |  | 49.744% | 39.696% | 49.744% | [Redacted] | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1790.00 |  | 6.250% | $0.00 | 1 |  |  |  | No | No | 7.984% | 1 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  | 240 | [redacted] | $1717521.57 | 52.440% | No | 34 | 34 |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  | Resident Alien Card | Resident Alien Card |  |  |  | 80.89 |  | No | No |  | $0.00 | $28383.34 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224715766 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.375% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 2 | [redacted] | $759.96 | [redacted] | $63.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 772 | 765 | 771 | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 2.02 | 0.49 |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 58.26 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224716312 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $8780.00 | $11331.32 |  | 8.031% | [redacted] | [redacted] | 7.974% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8039.77 | 1 | [redacted] | $3327.00 | [redacted] | $277.25 |  |  |  |  |  | 41.710% | 41.080% | 41.710% | [Redacted] | 691 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Non-Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; Account Transcripts - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Account Transcripts - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $8780.00 |  | 6.200% | $3850.00 | 1.7 |  |  |  | No | No | 7.974% | 1 |  | 0 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $8225.95 | 1.170% | No | 1 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 42.46 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224716867 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.990% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $5387.16 | [redacted] | $448.93 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 807 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.990% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.07 | 0.92 |  |  |  |  |  |  |  | [redacted] | $223080.12 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 110.43 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 |
| 224716926 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $3530.00 | $9891.12 |  | 6.894% | [redacted] | [redacted] | 6.625% | No | No | Not Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $109493.12 | 1 | [redacted] | $4814.04 | [redacted] | $401.17 |  |  |  |  |  | 4.215% | 4.215% | 4.215% | [Redacted] | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% |  | 100.000% |  | [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $3530.00 |  | 6.260% | $0.00 | 2.2 |  |  |  | Yes | No | 6.625% | 0 | 0 | 0 | 0 | 2 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $89795.81 | 21.900% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 26.97 |  | Yes | No |  | $114311.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224716939 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1990.00 | $10759.99 |  | 7.151% | [redacted] | [redacted] | 7.984% | No | No | Non-Employment Income | Not Employed |  |  |  |  | Permanent Resident Alien | Permanent Resident Alien |  |  |  |  |  |  | $23016.54 | 1 | [redacted] | $1056.96 | [redacted] | $88.08 |  |  |  |  |  | 48.843% | 43.355% | 48.843% | [Redacted] | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Other Documentation (O) | Asset Depletion |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1990.00 |  | 6.120% | $27500.00 | 2.5 |  |  |  | No | No | 7.984% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | 60 |  |  |  |  | [redacted] | $4794053.41 | 11.770% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  | Resident Alien Card | Resident Alien Card |  |  |  | 160.29 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224717162 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $15612.50 | $18446.91 |  | 7.695% | [redacted] | [redacted] | 7.375% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $11894.11 | 1 | [redacted] | $6182.04 | [redacted] | $515.17 |  |  |  |  |  | 48.122% | 48.122% | 48.122% | [Redacted] | 699 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2025<br> [Coborrower(s) - \| Non-Primary Income - P&L Statement Only]; Business License - 2025<br> [Coborrower(s) - \| Non-Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Coborrower(s) - \| Non-Primary Income - P&L Statement Only]; Other - 2025<br> [Coborrower(s) - \| Non-Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Coborrower(s) - \| Non-Primary Income - P&L Statement Only]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 1yr P&L w/Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $15612.50 |  | 6.230% | $0.00 | 1 |  |  |  | Yes | No | 7.375% | 0 | 3 | 0 | 0 | 2 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $753270.14 | 100.000% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 88.1 |  | No | No |  | $4204.43 | $5626.33 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| 224717319 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1750.00 | $9951.34 |  | 6.218% | [redacted] | [redacted] | 6.150% | No | No | Non-Employment Income | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $22468.38 | 1 | [redacted] | $3570.72 | [redacted] | $297.56 |  |  |  |  |  | 49.604% | 49.604% | 49.604% | [Redacted] | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - IRA Distribution]; Account Statements - 2025<br> [Borrower - \| Primary Income - IRA Distribution]; Account Statements - 2025<br> [Borrower - \| Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1750.00 |  | 6.190% | $2500.00 | 2.7 | DU |  | ApproveIneligible | No | No | 6.150% | 0 | 2 | 2 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $3294838.95 | 100.000% | No |  | 35 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 212.69 |  | Yes | No |  | $0.00 | $6583.32 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| 224717750 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 3 | [redacted] | $1454.16 | [redacted] | $121.18 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 746 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.23 | 0.8 |  |  |  |  |  |  |  | [redacted] | $12536.05 |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 4.82 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 |
| 224718590 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.625% | No | No |  |  |  |  | 0 |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | 1 | [redacted] | $941.04 | [redacted] | $78.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 2.6 |  |  |  | Yes | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.23 | 0.81 |  |  |  |  |  |  |  | [redacted] | $5000.00 | 1.460% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 5.55 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224718774 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $3316.32 | $6311.45 |  | 6.867% | [redacted] | [redacted] | 6.750% | No | No | Not Employed | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $9411.11 | 1 | [redacted] | $1074.36 | [redacted] | $89.53 |  |  |  |  |  | 47.279% | 47.279% | 47.279% | [Redacted] | 749 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 | [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $3316.32 |  | 6.230% | $0.00 | 1.8 |  |  |  | No | No | 6.750% | 0 | 1 | 1 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | [redacted] | $574047.29 | 94.550% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 85.24 |  | No | No |  | $17850.71 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224719737 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.625% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 4 | [redacted] | $3818.76 | [redacted] | $318.23 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 0.99 |  |  |  |  |  |  |  | [redacted] | $162422.23 | 24.980% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 4.63 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| 224720552 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1490.00 | $3808.40 |  | 7.944% | [redacted] | [redacted] | 8.178% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10104.16 | 1 | [redacted] | $1934.04 | [redacted] | $161.17 |  |  |  |  |  | 38.458% | 41.820% | 38.458% | [Redacted] | 655 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023 | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1490.00 |  | 6.490% | $3999.91 | 1.2 |  |  |  | No | No | 8.178% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $193275.26 | 25.120% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5.55 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224720556 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $5259.00 | $7211.15 |  | 7.315% | [redacted] | [redacted] | 7.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $14296.36 | 1 | [redacted] | $2433.36 | [redacted] | $202.78 |  |  |  |  |  | 32.379% | 32.379% | 32.379% | [Redacted] | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Personal, Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $5259.00 |  | 6.230% | $10000.00 | 1.3 |  |  |  | Yes | No | 7.125% | 0 |  | 0 | 0 | 3 | 0 | 12 | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $330564.66 | 79.650% | No |  |  |  |  | Yes | Short Form | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 76.34 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224720567 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $5080.00 | $7064.40 |  | 7.175% | [redacted] | [redacted] | 6.990% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $9179.57 | 1 | [redacted] | $1875.00 | [redacted] | $156.25 |  |  |  |  |  | 35.714% | 35.714% | 35.714% | [Redacted] | 747 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $5080.00 |  | 6.160% | $0.00 | 1 |  |  |  | Yes | No | 6.990% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $147935.25 | 32.870% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 56.63 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| 224720569 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1545.00 | $4669.13 |  | 7.022% | [redacted] | [redacted] | 6.990% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7599.74 | 1 | [redacted] | $1692.00 | [redacted] | $141.00 |  |  |  |  |  | 45.267% | 45.267% | 45.267% | [Redacted] | 746 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1545.00 |  | 6.230% | $0.00 | 4 | DU |  | ApproveEligible | Yes | No | 6.990% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $4959.93 |  | No | 27 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0.04 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224720573 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $6889.00 | $10863.50 |  | 7.759% | [redacted] | [redacted] | 7.500% | No | No | Non-Employment Income | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $13050.32 | 1 | [redacted] | $1508.04 | [redacted] | $125.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Other Documentation (O) | Asset Depletion (No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $6889.00 |  | 6.230% | $1500.00 | 3.4 |  |  |  | N/A | No | 7.500% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | [redacted] | $935083.70 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 227.89 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224720575 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.625% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $389.04 | [redacted] | $32.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.98 |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Corp | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | Yes |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 98.52 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224720732 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $6212.00 | $9014.58 |  | 8.877% | [redacted] | [redacted] | 8.625% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $16286.30 | 1 | [redacted] | $0.00 | [redacted] | $0.00 |  |  |  |  |  | 18.513% | 18.513% | 18.513% | [Redacted] | 709 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $6212.00 |  | 6.190% | $75000.00 | 1 |  |  |  | Yes | No | 8.625% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $20055.09 | 5.270% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 7.04 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224721666 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $1839.00 | [redacted] | $153.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 802 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1.7 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.02 | 0.97 |  |  |  |  |  |  | 240 | [redacted] | $493329.64 | 40.310% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 13.31 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 |
| 224721838 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $2738.00 | $7078.46 |  | 7.942% | [redacted] | [redacted] | 7.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9876.40 | 1 | [redacted] | $4103.16 | [redacted] | $341.93 |  |  |  |  |  | 31.819% | 31.819% | 31.819% | [Redacted] | 729 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $2738.00 |  | 6.190% | $0.00 | 3 |  |  |  | Yes | No | 7.750% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 14.4 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224722942 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $6057.50 | $8134.95 |  | 7.098% | [redacted] | [redacted] | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9869.01 | 1 | [redacted] | $164.04 | [redacted] | $13.67 |  |  |  |  |  | 33.453% | 33.453% | 33.453% | [Redacted] | 724 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $6057.50 |  | 6.240% | $2000.00 | 1 |  |  |  | No | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $254294.60 | 58.450% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 34.66 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224722947 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $4590.00 | $6418.70 |  | 8.817% | [redacted] | [redacted] | 8.500% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  |  |  |  |  | $3352.61 | 1 | [redacted] | $1476.96 | [redacted] | $123.08 |  |  |  |  |  | 48.226% | 48.226% | 48.226% | [Redacted] | 723 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $4590.00 |  | 6.230% | $5000.00 | 1 |  |  |  | Yes | No | 8.500% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $69077.34 | 27.630% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 38.15 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No | No | No | 1 |
| 224722951 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1072.50 | $5767.60 |  | 6.753% | [redacted] | [redacted] | 6.625% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9618.17 | 1 | [redacted] | $1621.44 | [redacted] | $135.12 |  |  |  |  |  | 29.669% | 29.669% | 29.669% | [Redacted] | 741 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Employer Letter - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1072.50 |  | 6.230% | $0.00 | 2.3 |  |  |  | Yes | No | 6.625% | 1 | 3 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] |  |  | No | 21 | 33 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 8.42 |  |  | No |  | $0.00 | $7206.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224722961 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $3860.40 | $5505.45 |  | 7.794% | [redacted] | [redacted] | 7.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4808.68 | 1 | [redacted] | $909.96 | [redacted] | $75.83 |  |  |  |  |  | 45.457% | 45.457% | 45.457% | [Redacted] | 727 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $3860.40 |  | 6.220% | $0.00 | 2.6 | LP / LPA |  | Accept/Eligible | Yes | No | 7.500% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $108973.00 | 49.530% | No | 34 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 34.94 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224722976 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $7445.00 | $9794.60 |  | 6.777% | [redacted] | [redacted] | 6.500% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | Brazil |  |  |  | $19427.51 | 1 | [redacted] | $2256.00 | [redacted] | $188.00 |  |  |  |  |  | 12.495% | 12.495% | 12.495% | [Redacted] | 753 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 90.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 90.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 90.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $7445.00 |  | 6.230% | $0.00 | 1.6 |  |  |  | Yes | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $2000.00 | 0.440% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Passport |  |  |  |  | 6.11 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No | No | No | 1 |
| 224722977 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $659.88 | [redacted] | $54.99 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 695 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 3.8 |  |  |  | No | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.06 | 0.94 |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 64.62 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 |
| 224722979 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $1491.96 | [redacted] | $124.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 721 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | No | No | 7.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.14 | 0.87 |  |  |  |  |  |  |  | [redacted] | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 100.48 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224722980 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $3068.04 | [redacted] | $255.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.86 | 1.15 |  |  |  |  |  |  |  | [redacted] | $298959.46 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 55.52 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224722981 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.500% | No | No |  |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | 1 | [redacted] | $609.96 | [redacted] | $50.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 2.5 |  |  |  | No | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.32 | 0.75 |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 124.26 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224725583 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1790.00 | $5455.58 |  | 7.055% | [redacted] | [redacted] | 6.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $30050.49 | 1 | [redacted] | $8367.96 | [redacted] | $697.33 |  |  |  |  |  | 29.540% | 29.540% | 29.540% | [Redacted] | 717 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2018 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1790.00 |  | 6.230% | $0.00 | 1 |  |  |  | Yes | No | 6.990% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $234422.17 | 29.670% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 27.61 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224725635 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1590.00 | $5584.54 |  | 6.895% | [redacted] | [redacted] | 6.875% | No | No | Not Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $88725.34 | 1 | [redacted] | $6651.60 | [redacted] | $554.30 |  |  |  |  |  | 14.117% | 14.117% | 14.117% | [Redacted] | 747 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% |  | 100.000% |  | [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1590.00 |  | 6.190% | $0.00 | 4.3 |  |  |  | Yes | No | 6.875% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $527901.25 | 38.390% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 |  |  | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 23.84 |  | Yes | No |  | $103309.44 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224725662 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.500% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | [redacted] | $1963.68 | [redacted] | $163.64 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 752 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.51 | 0.65 |  |  |  |  |  |  | 240 | [redacted] |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Member |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 38.12 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224725665 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $5730.00 | $8329.38 |  | 7.492% | [redacted] | [redacted] | 6.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3312.46 | 1 | [redacted] | $1678.68 | [redacted] | $139.89 |  |  |  |  |  | 42.602% | 42.602% | 42.602% | [Redacted] | 709 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $5730.00 |  | 6.260% | $0.00 | 1 |  |  |  | Yes | No | 6.990% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $62553.06 | 31.270% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II |  | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 32.03 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224725672 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.875% | No | No |  |  |  |  | 0 |  |  | Foreign National | Foreign National |  |  |  |  |  |  | 1 | [redacted] | $860.52 | [redacted] | $71.71 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.05 | 0.94 |  |  |  |  |  |  |  | [redacted] | $151940.70 | 51.160% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | Yes |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 14.22 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | Yes | No | 1 |
| 224725673 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $14319.00 | $18769.82 |  | 6.927% | [redacted] | [redacted] | 6.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $17510.89 | 1 | [redacted] | $1836.48 | [redacted] | $153.04 |  |  |  |  |  | 29.675% | 29.675% | 29.675% | [Redacted] | 683 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $14319.00 |  | 6.260% | $0.00 | 1 | LP / LPA |  | Accept/Eligible | Yes | No | 6.750% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] |  |  | No | 21 | 34 |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 9.54 |  |  | No |  | $0.00 | $17750.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224725676 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.500% | No | No |  |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | 1 | [redacted] | $609.96 | [redacted] | $50.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 3.4 |  |  |  | N/A | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.32 | 0.75 |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 236.88 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224725677 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $2175.23 | $3576.20 |  | 8.917% | [redacted] | [redacted] | 8.750% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | Mexico |  |  |  | $4004.68 | 1 | [redacted] | $1800.00 | [redacted] | $150.00 |  |  |  |  |  | 39.775% | 39.775% | 39.775% | [Redacted] | 724 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $2175.23 |  | 6.230% | $3000.00 | 1 |  |  |  | Yes | No | 8.750% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $0.00 | 0.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  |  | 38.56 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224725679 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $11669.21 | $13090.10 |  | 7.615% | [redacted] | [redacted] | 7.250% | No | No | Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  |  |  |  |  | $5669.43 | 1 | [redacted] | $549.00 | [redacted] | $45.75 |  |  |  |  |  | 40.992% | 40.992% | 40.992% | [Redacted] | 684 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $11669.21 |  | 6.170% | $0.00 | 2.3 |  |  |  | Yes | No | 7.250% | 0 |  | 2 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $49676.82 |  | No | 34 |  |  |  | Yes | Short Form | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  | No | 15.12 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No | No | No | 1 |
| 224725684 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $10164.97 | $21574.16 |  | 8.187% | [redacted] | [redacted] | 8.234% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $43753.08 | 1 | [redacted] | $3177.00 | [redacted] | $264.75 |  |  |  |  |  | 22.928% | 24.288% | 22.928% | [Redacted] | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $10164.97 |  | 6.530% | $21000.00 | 2 |  |  |  | Yes | No | 8.234% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $14686.65 | 1.460% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 8.59 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224725686 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $4476.18 | $8592.13 |  | 7.988% | [redacted] | [redacted] | 8.168% | No | Yes | Self-Employed | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $4700.08 | 1 | [redacted] | $2439.36 | [redacted] | $203.28 |  |  |  |  |  | 46.861% | 44.851% | 46.861% | [Redacted] | 668 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Personal, Business | 68.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2024<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $4476.18 |  | 6.120% | $0.00 | 1 |  |  |  | Yes | No | 8.168% | 0 | 0 | 0 | 0 | 2 | 0 | 12 | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $248628.63 | 45.280% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 23.5 |  | Yes | No |  | $2849.90 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224725691 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.125% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 2 | [redacted] | $2877.96 | [redacted] | $239.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 744 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.16 | 0.85 |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 103.13 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224725729 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $6107.50 | $13121.94 |  | 6.937% | [redacted] | [redacted] | 6.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8256.82 | 1 | [redacted] | $1631.04 | [redacted] | $135.92 |  |  |  |  |  | 42.292% | 42.292% | 42.292% | [Redacted] | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $6107.50 |  | 6.260% | $4495.00 | 3.9 |  |  |  | No | No | 6.750% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $1840522.46 | 100.000% | No | 34 |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 102.01 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224725731 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $10215.00 | $16929.30 |  | 7.124% | [redacted] | [redacted] | 6.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $218934.27 | 1 | [redacted] | $1256.04 | [redacted] | $104.67 |  |  |  |  |  | 4.210% | 4.210% | 4.210% | [Redacted] | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 43.610% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 43.61% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 43.61% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 43.61% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 43.61% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 43.61% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2000 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $10215.00 |  | 6.230% | $860.00 | 1 |  |  |  | Yes | No | 6.990% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $1579458.04 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 181.59 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224725922 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $4633.25 | $0.00 |  | 5.967% | [redacted] | [redacted] | 5.990% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | Permanent Resident Alien |  |  |  |  |  |  | $2998.48 | 1 | [redacted] | $0.00 | [redacted] | $0.00 |  |  |  |  |  | 49.789% | 49.789% | 49.789% | [Redacted] | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 27.000% | 40.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 40.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 40.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 40.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 40.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 40.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 40.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 40.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Employer Letter - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $4633.25 |  | 6.230% | $20853.44 | 1 |  |  |  | Yes | No | 5.990% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $784539.59 | 89.930% | No |  | 1 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | Yes | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | Resident Alien Card |  |  |  | 278.9 |  |  | No |  | $0.00 | $4333.33 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224725947 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $2963.04 | [redacted] | $246.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 802 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 2.9 |  |  |  | No | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.87 | 1.13 |  |  |  |  |  |  |  | [redacted] | $200103.72 | 56.360% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 39.91 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 4 |
| 224725949 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1690.00 | $3302.40 |  | 7.305% | [redacted] | [redacted] | 7.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $14306.94 | 1 | [redacted] | $1020.84 | [redacted] | $85.07 |  |  |  |  |  | 25.924% | 25.924% | 25.924% | [Redacted] | 727 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1690.00 |  | 6.190% | $50000.00 | 1 | DU |  | ApproveEligible | Yes | No | 7.250% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $67528.27 | 13.780% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.59 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224725952 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $4320.25 | $5855.12 |  | 7.718% | [redacted] | [redacted] | 7.500% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5806.15 | 1 | [redacted] | $1394.04 | [redacted] | $116.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion (No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $4320.25 |  | 6.190% | $325.00 | 1 |  |  |  | Yes | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | [redacted] | $582190.09 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 252.62 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224725954 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $2283.75 | $4952.05 |  | 7.182% | [redacted] | [redacted] | 6.990% | No | No | Employed | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9726.94 | 1 | [redacted] | $1255.56 | [redacted] | $104.63 |  |  |  |  |  | 27.259% | 27.259% | 27.259% | [Redacted] | 798 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Pension]; 1099-R - 2024<br> [Coborrower(s) - \| Primary Income - Pension]; 1099-R - 2023<br> [Coborrower(s) - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2019<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; 1099-SSA - 2024<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; 1099-SSA - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $2283.75 |  | 6.230% | $0.00 | 1 | DU |  | ApproveIneligible | No | No | 6.990% | 2 | 0 | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $238330.17 | 63.550% | No | 35 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 34.88 |  | No | No |  | $3260.92 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224726362 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.375% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | [redacted] | $4470.00 | [redacted] | $372.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 689 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.13 | 0.87 |  |  |  |  |  |  | 240 | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 44.42 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224726363 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $1495.00 | $5623.70 |  | 6.924% | [redacted] | [redacted] | 6.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10083.87 | 1 | [redacted] | $824.28 | [redacted] | $68.69 |  |  |  |  |  | 26.884% | 26.884% | 26.884% | [Redacted] | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1495.00 |  | 6.220% | $1000.00 | 2.4 | DU |  | ApproveEligible | Yes | No | 6.875% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $406474.60 | 50.800% | No | 35 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 42.05 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224726411 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1890.00 | $3944.12 |  | 7.164% | [redacted] | [redacted] | 7.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $17044.27 | 1 | [redacted] | $1029.00 | [redacted] | $85.75 |  |  |  |  |  | 31.134% | 31.134% | 31.134% | [Redacted] | 748 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.000% |  |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 0.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 0.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 0.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 0.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2018 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1890.00 |  | 6.220% | $0.00 | 2.3 |  |  |  | Yes | No | 7.125% | 0 |  | 0 | 0 | 2 | 0 | 12 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $282687.14 | 40.380% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 30.28 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224726414 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.375% | No | No |  |  |  |  | 0 | 0 |  |  | US Citizen |  |  |  |  |  |  | 1 | [redacted] | $1277.04 | [redacted] | $106.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 736 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 3.4 |  |  |  | No | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.18 | 0.84 |  |  |  |  |  |  |  | [redacted] | $20547.80 |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | LLC | Business Entity | LLC | Guarantor - Business Entity | Individual | Member | LLC | Guarantor - Business Entity |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 26.95 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224726660 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1790.00 | $4665.23 |  | 6.694% | [redacted] | [redacted] | 6.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8431.17 | 1 | [redacted] | $4794.96 | [redacted] | $399.58 |  |  |  |  |  | 40.474% | 40.474% | 40.474% | [Redacted] | 752 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2023<br> [Borrower - \| Primary Income - Sole Proprietor]; W-2 Transcript - 2023<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Other - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1790.00 |  | 6.260% | $0.00 | 1.5 |  |  |  | Yes | No | 6.625% | 2 |  | 0 | 0 | 2 | 0 |  |  |  | No |  |  |  |  | Other |  |  |  |  | [redacted] | $353059.31 | 35.340% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 88.86 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224727438 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $3125.00 | $14059.74 |  | 6.259% | [redacted] | [redacted] | 5.990% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10222.84 | 1 | [redacted] | $2185.80 | [redacted] | $182.15 |  |  |  |  |  | 28.676% | 28.676% | 28.676% | [Redacted] | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $3125.00 |  | 6.220% | $10000.00 | 4.9 |  |  |  | No | No | 5.990% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $672607.18 | 73.910% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 50.37 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224727504 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $10838.00 | $2963.10 |  | 6.421% | [redacted] | [redacted] | 6.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4740.90 | 1 | [redacted] | $2366.88 | [redacted] | $197.24 |  |  |  |  |  | 49.563% | 49.563% | 49.563% | [Redacted] | 741 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $10838.00 |  | 6.190% | $20000.00 | 1 | DU |  | ApproveEligible | Yes | No | 6.375% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $138426.87 | 26.620% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 19.02 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224727551 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $17746.00 | $23340.08 |  | 8.413% | [redacted] | [redacted] | 8.234% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $17677.50 | 1 | [redacted] | $4626.00 | [redacted] | $385.50 |  |  |  |  |  | 41.006% | 43.949% | 41.006% | [Redacted] | 711 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $17746.00 |  | 6.510% | $9500.00 | 2 |  |  |  | Yes | No | 8.234% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $159082.28 | 18.340% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 6.31 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224727553 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $8951.07 | $0.00 |  | 5.965% | [redacted] | [redacted] | 5.990% | No | No | Employed | Employed |  |  |  |  | Permanent Resident Alien | Non-Permanent Resident Alien |  |  |  | United States of America |  |  | $4608.16 | 1 | [redacted] | $0.00 | [redacted] | $0.00 |  |  |  |  |  | 48.238% | 48.238% | 48.238% | [Redacted] | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Employer Letter - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $8951.07 |  | 6.230% | $329870.48 | 1 |  |  |  | Yes | No | 5.990% | 1 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $109385.85 | 12.660% | No | 13 | 11 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | Yes | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  | Resident Alien Card | Resident Alien Card |  |  |  | 5.04 |  |  | No |  | $0.00 | $3600.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224727554 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.750% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | [redacted] | $1674.00 | [redacted] | $139.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 4.1 |  |  |  | N/A | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 0.99 |  |  |  |  |  |  |  | [redacted] | $17072.32 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 6.28 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224727562 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1690.00 | $7654.20 |  | 7.169% | [redacted] | [redacted] | 6.990% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $11682.11 | 1 | [redacted] | $2691.96 | [redacted] | $224.33 |  |  |  |  |  | 22.858% | 22.858% | 22.858% | [Redacted] | 686 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1690.00 |  | 6.220% | $0.00 | 2.5 |  |  |  | No | No | 6.990% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $69516.26 | 14.790% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 52.21 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224727563 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 3 | [redacted] | $3603.96 | [redacted] | $300.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 737 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.05 | 0.94 |  |  |  |  |  |  |  | [redacted] | $5081.26 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 14.89 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 2 |
| 224727565 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.375% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $1914.00 | [redacted] | $159.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 711 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 3.7 |  |  |  | N/A | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.15 | 0.86 |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 122.16 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224727850 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.500% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | [redacted] | $3074.04 | [redacted] | $256.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 700 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.4 | 0.7 |  |  |  |  |  |  |  | [redacted] | $262457.76 | 63.240% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 67.28 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224727851 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.500% | No | No |  |  |  |  | 0 |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $5319.72 | [redacted] | $443.31 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.03 | 0.96 |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 55.71 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224727852 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.750% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $1811.04 | [redacted] | $150.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.29 | 0.77 |  |  |  |  |  |  |  | [redacted] | $22042.75 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 45.98 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 4 |
| 224727853 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1295.00 | $8956.04 |  | 6.832% | [redacted] | [redacted] | 6.625% | No | No | Self-Employed | Employed |  |  |  |  | Permanent Resident Alien | US Citizen |  |  |  |  |  |  | $5872.12 | 1 | [redacted] | $3045.12 | [redacted] | $253.76 |  |  |  |  |  | 47.886% | 47.886% | 47.886% | [Redacted] | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - Partnership (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1295.00 |  | 6.220% | $5000.00 | 4.2 |  |  |  | No | No | 6.625% | 0 | 2 | 1 | 0 | 2 | 1 |  |  | 10.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $619894.91 | 100.000% | No |  | 34 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 125.74 |  | No | No |  | ($35.42) | $7470.06 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224727854 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1490.00 | $6279.00 |  | 6.783% | [redacted] | [redacted] | 6.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $19603.28 | 1 | [redacted] | $2313.00 | [redacted] | $192.75 |  |  |  |  |  | 31.851% | 31.851% | 31.851% | [Redacted] | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1490.00 |  | 6.160% | $0.00 | 1 |  |  |  | No | No | 6.750% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $263022.15 | 28.310% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 15.81 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224727871 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $3258.13 | $5497.45 |  | 6.838% | [redacted] | [redacted] | 6.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3764.06 | 1 | [redacted] | $1289.52 | [redacted] | $107.46 |  |  |  |  |  | 45.520% | 45.520% | 45.520% | [Redacted] | 753 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $3258.13 |  | 6.190% | $0.00 | 1 |  |  |  | Yes | No | 6.625% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $477458.43 | 100.000% | No | 33 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 87.54 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224727874 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $16355.78 | $22168.97 |  | 8.126% | [redacted] | [redacted] | 7.875% | No | Yes | Non-Employment Income | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $176513.57 | 1 | [redacted] | $905.04 | [redacted] | $75.42 |  |  |  |  |  | 7.058% | 7.058% | 7.058% | [Redacted] | 810 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Yes | 12 | Business | 99.000% |  | 100.000% |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $16355.78 |  | 6.230% | $0.00 | 1 |  |  |  | No | No | 7.875% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  | Other |  |  |  |  | [redacted] | $1014877.41 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 107.87 |  | No | No |  | $188413.70 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224727880 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 2 | [redacted] | $2933.04 | [redacted] | $244.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 812 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.76 | 0.56 |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 72.1 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 |
| 224727881 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.990% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  |  | 1 | [redacted] | $3735.72 | [redacted] | $311.31 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 776 | 765 | 783 | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1.5 |  |  |  | No | No | 6.990% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.41 | 0.7 |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Corp | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 23.15 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224727882 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1395.00 | $2468.70 |  | 7.669% | [redacted] | [redacted] | 7.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6612.85 | 1 | [redacted] | $2250.00 | [redacted] | $187.50 |  |  |  |  |  | 42.938% | 42.938% | 42.938% | [Redacted] | 714 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1395.00 |  | 6.220% | $0.00 | 3.7 | DU |  | ApproveIneligible | No | No | 7.625% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $37249.21 |  | No | 22 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 11.26 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224727895 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $6226.88 | $4133.55 |  | 6.745% | [redacted] | [redacted] | 6.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4480.18 | 1 | [redacted] | $1394.04 | [redacted] | $116.17 |  |  |  |  |  | 38.477% | 38.477% | 38.477% | [Redacted] | 755 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.000% |  |  | Audited | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 12]; Audited P&L - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $6226.88 |  | 6.190% | $18650.00 | 1 |  |  |  | No | No | 6.625% | 0 |  | 0 | 0 | 2 | 0 | 12 |  | 12.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $61934.79 | 20.300% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 10.3 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224727904 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $8015.00 | $10047.39 |  | 8.000% | [redacted] | [redacted] | 7.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $154171.92 | 1 | [redacted] | $633.96 | [redacted] | $52.83 |  |  |  |  |  | 11.885% | 11.885% | 11.885% | [Redacted] | 747 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 90.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 90.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 90.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $8015.00 |  | 6.190% | $0.00 | 3.7 |  |  |  | Yes | No | 7.750% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 76.32 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 6 |
| 224727945 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.990% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 4 | [redacted] | $3000.00 | [redacted] | $250.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 6.990% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.54 | 0.64 |  |  |  |  |  |  |  | [redacted] | $309732.10 | 44.240% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 18.12 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224728064 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 3 | [redacted] | $2768.28 | [redacted] | $230.69 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.42 | 0.7 |  |  |  |  |  |  | 240 | [redacted] |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 6.88 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 4 |
| 224728066 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.625% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $2575.68 | [redacted] | $214.64 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1.3 |  |  |  | Yes | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.13 | 0.88 |  |  |  |  |  |  |  | [redacted] | $241500.33 | 86.250% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 83.99 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224728068 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $9127.50 | $11222.41 |  | 7.038% | [redacted] | [redacted] | 6.875% | No | No | Not Employed | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $67150.61 | 3 | [redacted] | $1922.04 | [redacted] | $160.17 |  |  |  |  |  | 15.178% | 15.178% | 15.178% | [Redacted] | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $9127.50 |  | 6.230% | $0.00 |  |  |  |  | No | No | 6.875% | 0 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $774980.28 | 91.170% | No |  | 10 |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 94.35 |  | No | No |  | $0.00 | $79166.24 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224728335 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.500% | No | No |  |  |  |  | 0 | 0 |  | Non-Permanent Resident Alien |  |  |  |  |  |  |  | 3 | [redacted] | $3801.36 | [redacted] | $316.78 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined | Level 4-Stated/Verified as defined |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | [redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.19 | 0.83 |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member | Individual | Member |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 112.93 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224728340 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $2268.12 | [redacted] | $189.01 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 2 |  |  |  | Yes | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.49 | 0.66 |  |  |  |  |  |  |  | [redacted] | $373981.45 | 87.990% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 62.66 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 2 |
| 224728431 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $5553.05 | $7071.76 |  | 7.477% | [redacted] | [redacted] | 6.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $13503.29 | 1 | [redacted] | $648.96 | [redacted] | $54.08 |  |  |  |  |  | 28.505% | 28.505% | 28.505% | [Redacted] | 708 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $5553.05 |  | 6.220% | $0.00 | 999 |  |  |  | Yes | No | 6.990% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $84994.29 | 48.560% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 25.78 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224728444 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $25625.00 | $32686.08 |  | 7.662% | [redacted] | [redacted] | 8.178% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $205256.56 | 1 | [redacted] | $13736.16 | [redacted] | $1144.68 |  |  |  |  |  | 27.880% | 28.095% | 27.880% | [Redacted] | 704 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 36.540% | 36.540% |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 36.54% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 36.54% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 36.54% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 36.54% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Other - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | 0 | 0 |  |  | [redacted] | $25625.00 |  | 6.530% | $0.00 | 2.3 |  |  |  | No | No | 8.178% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 92.85 |  | No | No |  | $142301.59 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224728445 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1235.00 | $3046.26 |  | 7.442% | [redacted] | [redacted] | 7.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7236.64 | 1 | [redacted] | $2330.04 | [redacted] | $194.17 |  |  |  |  |  | 37.814% | 37.814% | 37.814% | [Redacted] | 747 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 76.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 0.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 0.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 0.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1235.00 |  | 6.190% | $0.00 | 2.2 |  |  |  | No | No | 7.375% | 2 |  | 0 | 0 | 2 | 0 | 12 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $12197.61 |  | No |  |  |  |  | Yes | Short Form | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.7 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224728503 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.750% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | [redacted] | $2921.04 | [redacted] | $243.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 769 | 740 | 752 | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 4.1 |  |  |  | No | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.08 | 0.92 |  |  |  |  |  |  |  | [redacted] | $1451116.32 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 276.13 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| 224728506 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.250% | No | No |  |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  |  |  |  |  |  | 2 | [redacted] | $2433.00 | [redacted] | $202.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | [redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.63 | 0.61 |  |  |  |  |  |  |  | [redacted] | $15107.56 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No |  |  | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 60.94 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Yes | No | No | No | 2 |
| 224729416 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.250% | No | No |  |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  |  |  |  |  |  | 1 | [redacted] | $1226.28 | [redacted] | $102.19 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | No | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.42 | 0.7 |  |  |  |  |  |  |  | [redacted] | $39560.43 |  | No |  |  |  |  | Yes | Commitment | Leasehold | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No | Yes | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 33.03 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Yes | No | No | No | 1 |
| 224729735 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.750% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 3 | [redacted] | $6315.96 | [redacted] | $526.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 725 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.09 | 0.91 |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 21.63 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 |
| 224729739 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.125% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $3398.04 | [redacted] | $283.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1.1 |  |  |  | No | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.14 | 0.87 |  |  |  |  |  |  |  | [redacted] | $749233.83 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 162.42 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 6 |
| 224729778 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1590.00 | $3114.74 |  | 6.686% | [redacted] | [redacted] | 6.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4738.15 | 1 | [redacted] | $3033.96 | [redacted] | $252.83 |  |  |  |  |  | 41.065% | 41.065% | 41.065% | [Redacted] | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1590.00 |  | 6.220% | $0.00 | 1 | LP / LPA |  | Accept/Eligible | Yes | No | 6.625% | 2 |  | 0 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $35766.33 |  | No | 34 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 10.83 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224731331 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.990% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 2 | [redacted] | $2190.00 | [redacted] | $182.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 739 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.990% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.1 | 0.9 |  |  |  |  |  |  |  | [redacted] | $278368.70 | 53.020% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 44.61 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 |
| 224731356 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $4420.00 | $5688.54 |  | 7.783% | [redacted] | [redacted] | 7.375% | No | No | Not Employed | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $7205.10 | 1 | [redacted] | $2036.64 | [redacted] | $169.72 |  |  |  |  |  | 47.599% | 47.599% | 47.599% | [Redacted] | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025 | [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $4420.00 |  | 6.220% | $0.00 | 2.1 |  |  |  | Yes | No | 7.375% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $154884.79 |  | No |  | 3 |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 201.12 |  | No | No |  | $0.00 | $13750.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224731359 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $6202.50 | $7706.50 |  | 7.525% | [redacted] | [redacted] | 7.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9716.89 | 1 | [redacted] | $1476.96 | [redacted] | $123.08 |  |  |  |  |  | 45.935% | 45.935% | 45.935% | [Redacted] | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $6202.50 |  | 6.160% | $0.00 | 1 |  |  |  | Yes | No | 7.375% | 2 |  | 1 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $42399.72 |  | No | 24 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 10.64 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| 224731421 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $17862.80 | $7546.19 |  | 8.031% | [redacted] | [redacted] | 7.943% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $21430.94 | 1 | [redacted] | $803.64 | [redacted] | $66.97 |  |  |  |  |  | 23.823% | 24.565% | 23.823% | [Redacted] | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $17862.80 |  | 6.460% | $2000.00 | 1.4 |  |  |  | Yes | No | 7.943% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $92777.01 | 31.130% | No | 33 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 7.7 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224731426 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1790.00 | $9521.28 |  | 6.653% | [redacted] | [redacted] | 6.625% | No | No | Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $23696.20 | 1 | [redacted] | $12388.80 | [redacted] | $1032.40 |  |  |  |  |  | 47.304% | 47.304% | 47.304% | [Redacted] | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 86.000% |  | 100.000% |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1790.00 |  | 6.220% | $0.00 | 1 | DU |  | ApproveIneligible | No | No | 6.625% | 2 | 0 | 0 | 0 | 2 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $1760742.34 | 53.760% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 16.6 |  | No | No |  | $38450.83 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224731431 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.750% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | [redacted] | $1885.92 | [redacted] | $157.16 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 785 | 724 | 765 | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1.6 |  |  |  | No | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.25 | 0.79 |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 55.87 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224731433 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1490.00 | $4314.00 |  | 6.941% | [redacted] | [redacted] | 6.875% | No | No | Non-Employment Income | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5214.61 | 1 | [redacted] | $983.04 | [redacted] | $81.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Other - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Other - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Other Documentation (O) | Asset Depletion (No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1490.00 |  | 6.220% | $0.00 | 1 |  |  |  | Yes | No | 6.875% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | [redacted] | $1256892.25 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 117.83 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224731434 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.875% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $1227.84 | [redacted] | $102.32 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 743 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.02 | 0.98 |  |  |  |  |  |  |  | [redacted] | $258529.87 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 107.03 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 |
| 224731435 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $5293.75 | $13578.90 |  | 6.980% | [redacted] | [redacted] | 6.875% | No | No | Self-Employed | Not Employed | Employed |  | 10.52 |  | US Citizen | US Citizen | US Citizen |  |  |  |  |  | $10146.17 | 1 | [redacted] | $2352.96 | [redacted] | $196.08 |  |  |  |  |  | 43.059% | 43.059% | 43.059% | [Redacted] | 802 | 750 | 730 | 750 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  | Level 5-Stated/Verified as defined |  | Level 3-Stated/Verified as defined |  | No | Yes | 12 | Business | 64.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Employer Letter - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $5293.75 |  | 6.540% | $0.00 | 4.9 |  |  |  | No | No | 6.875% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $516425.72 | 38.250% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 11.98 |  | No | No |  | $0.00 | $6066.67 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224731436 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.990% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  |  | 1 | [redacted] | $1249.44 | [redacted] | $104.12 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 752 | 788 | 751 | 752 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 2 |  |  |  | No | No | 6.990% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.39 | 0.71 |  |  |  |  |  |  |  | [redacted] | $48237.37 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 22.88 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224731439 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $27801.72 | $35466.88 |  | 7.705% | [redacted] | [redacted] | 8.234% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $63039.96 | 1 | [redacted] | $2693.04 | [redacted] | $224.42 |  |  |  |  |  | 40.879% | 41.510% | 40.879% | [Redacted] | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 65.000% | 100.000% |  |  | [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Non-Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $27801.72 |  | 6.510% | $12500.00 | 1 |  |  |  | N/A | No | 8.234% | 2 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $1394605.82 | 31.390% | No | 30 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 29.64 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224731442 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1390.00 | $24714.00 |  | 6.878% | [redacted] | [redacted] | 6.750% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $18427.61 | 1 | [redacted] | $2024.04 | [redacted] | $168.67 |  |  |  |  |  | 44.078% | 44.078% | 44.078% | [Redacted] | 810 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Account Statements - 2025<br> [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1390.00 |  | 6.220% | $25463.44 | 3 |  |  |  | No | No | 6.750% | 2 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $708038.03 | 38.270% | No | 34 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | Yes | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 23.69 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224731443 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.125% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 3 | [redacted] | $3768.96 | [redacted] | $314.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.4 | 0.71 |  |  |  |  |  |  |  | [redacted] | $203502.71 | 25.120% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7.91 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 5 |
| 224731444 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $27583.00 | $11615.30 |  | 8.811% | [redacted] | [redacted] | 8.500% | No | No | Not Employed | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $51181.64 | 1 | [redacted] | $599.04 | [redacted] | $49.92 |  |  |  |  |  | 41.573% | 41.573% | 41.573% | [Redacted] | 727 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024 | [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $27583.00 |  | 6.190% | $0.00 | 3.8 |  |  |  | No | No | 8.500% | 0 | 1 | 1 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $909652.50 | 100.000% | No |  | 15 |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 198.51 |  | No | No |  | $0.00 | $87599.17 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 10 |
| 224731445 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 2 | [redacted] | $1740.96 | [redacted] | $145.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 706 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.33 | 0.74 |  |  |  |  |  |  |  | [redacted] | $142597.25 | 32.350% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.05 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 |
| 224731448 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.500% | No | No |  |  |  |  | 0 |  |  | Foreign National | Foreign National |  |  |  |  |  |  | 1 | [redacted] | $778.68 | [redacted] | $64.89 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 731 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.02 | 0.97 |  |  |  |  |  |  |  | [redacted] | $200095.01 | 49.650% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  |  |  | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 18.7 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | No | No | 1 |
| 224731450 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $0.00 | $6781.05 |  | 6.576% | [redacted] | [redacted] | 6.500% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $12290.64 | 1 | [redacted] | $3173.04 | [redacted] | $264.42 |  |  |  |  |  | 49.397% | 49.397% | 49.397% | [Redacted] | 727 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 39.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 29.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 29.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 29.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 29.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 29.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; 1099 Transcript - 2024<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; 1099 Transcript - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] |  |  | 6.220% | $15638.76 | 1 |  |  |  | No | No | 6.500% | 0 | 2 | 1 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $717681.93 | 62.400% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | Yes | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 33.65 |  | Yes | No |  | $2861.40 | $11833.33 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224731458 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $49838.44 | $78634.25 |  | 7.792% | [redacted] | [redacted] | 7.937% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $120712.53 | 1 | [redacted] | $17906.04 | [redacted] | $1492.17 |  |  |  |  |  | 28.117% | 29.059% | 28.117% | [Redacted] | 713 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - Partnership (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; Business Return Transcripts - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; Business Return Transcripts - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; Business Return Transcripts - 2023<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; Business Return Transcripts - 2023<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Business Return Transcripts - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Business Return Transcripts - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Business Return Transcripts - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Business Return Transcripts - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Business Return Transcripts - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Business Return Transcripts - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Business Return Transcripts - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Business Return Transcripts - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Business Return Transcripts - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Business Return Transcripts - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Business Return Transcripts - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Balance Sheet - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Business Return Transcripts - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Business Return Transcripts - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Tax Return Extension - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $49838.44 |  | 6.460% | $0.00 | 1.5 |  |  |  | No | No | 7.937% | 0 |  | 2 | 0 | 2 | 2 |  |  | 10.97 | No |  |  |  |  |  |  |  |  |  | [redacted] | $4091181.38 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 186.4 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224731469 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $4526.00 | $6429.23 |  | 7.042% | [redacted] | [redacted] | 6.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4095.60 | 1 | [redacted] | $2655.00 | [redacted] | $221.25 |  |  |  |  |  | 45.270% | 45.270% | 45.270% | [Redacted] | 747 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $4526.00 |  | 6.220% | $0.00 | 2.6 | LP / LPA |  | Caution/Eligible | Yes | No | 6.875% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] |  |  | No | 1 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0.05 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224731470 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $5265.00 | $8320.00 |  | 7.936% | [redacted] | [redacted] | 7.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $4119.02 | 1 | [redacted] | $1487.64 | [redacted] | $123.97 |  |  |  |  |  | 28.447% | 28.447% | 28.447% | [Redacted] | 805 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $5265.00 |  | 6.230% | $0.00 | 1.1 | LP / LPA |  | Accept/Eligible | No | No | 7.500% | 2 | 2 | 2 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $96162.90 | 40.060% | No | 33 | 34 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 19.11 |  | Yes | No |  | $0.00 | $1734.12 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224731472 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $23823.92 | $20682.12 |  | 9.153% | [redacted] | [redacted] | 8.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $18667.14 | 1 | [redacted] | $5789.52 | [redacted] | $482.46 |  |  |  |  |  | 49.844% | 49.844% | 49.844% | [Redacted] | 692 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Personal, Business | 86.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 2.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 2.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 2.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 2.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 2.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 2.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 2.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 2.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 2.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 2.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 2.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 2.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 2.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 2.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $23823.92 |  | 6.220% | $30000.00 | 3.5 |  |  |  | N/A | No | 8.990% | 0 |  | 0 | 0 | 2 | 0 | 12 | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $291089.72 | 21.090% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 6.22 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224731473 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $10840.00 | $25263.96 |  | 6.719% | [redacted] | [redacted] | 6.500% | No | No | Not Employed | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $6774.14 | 1 | [redacted] | $15629.16 | [redacted] | $1302.43 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Asset Depletion]; Other - 2025 | [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion (No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $10840.00 |  | 6.220% | $6657.00 | 3.5 |  |  |  | No | No | 6.500% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | [redacted] | $2624687.34 | 100.000% | No |  |  |  |  | Yes | Short Form | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 187.85 |  | No | No |  | $18136.49 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224731475 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $2445.00 | $4243.65 |  | 6.915% | [redacted] | [redacted] | 6.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6804.90 | 1 | [redacted] | $1949.04 | [redacted] | $162.42 |  |  |  |  |  | 47.655% | 47.655% | 47.655% | [Redacted] | 736 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $2445.00 |  | 6.260% | $0.00 | 1 |  |  |  | Yes | No | 6.750% | 0 |  | 0 | 0 | 3 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $355008.26 | 95.940% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 112.6 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224731477 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1890.00 | $1955.53 |  | 6.068% | [redacted] | [redacted] | 5.990% | No | No | Self-Employed | Not Employed |  |  |  |  | Non-Permanent Resident Alien | Non-Permanent Resident Alien |  |  | Mexico | Mexico |  |  | $3016.78 | 1 | [redacted] | $789.96 | [redacted] | $65.83 |  |  |  |  |  | 37.934% | 37.934% | 37.934% | [Redacted] | 735 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Alternative Documentation (A) | 24mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1890.00 |  | 6.260% | $7622.09 | 1 |  |  |  | N/A | No | 5.990% | 0 | 0 | 0 | 0 | 3 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $202616.00 | 86.210% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  | Passport | Passport |  |  |  | 94.67 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Yes | No | No | 1 |
| 224731481 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $981.60 | [redacted] | $81.80 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 692 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 2.6 |  |  |  | No | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.98 |  |  |  |  |  |  |  | [redacted] | $691161.47 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 251.98 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 3 |
| 224731892 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $10484.50 | $13715.03 |  | 7.127% | [redacted] | [redacted] | 6.990% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $22354.95 | 1 | [redacted] | $2456.52 | [redacted] | $204.71 |  |  |  |  |  | 36.599% | 36.599% | 36.599% | [Redacted] | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $10484.50 |  | 6.260% | $0.00 | 2.6 | LP / LPA |  | Caution/Ineligible | No | No | 6.990% | 0 |  | 2 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] |  |  | No | 22 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.74 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224732777 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $5000.00 | $2549.31 |  | 6.470% | [redacted] | [redacted] | 6.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $12510.74 | 1 | [redacted] | $3177.00 | [redacted] | $264.75 |  |  |  |  |  | 15.305% | 15.305% | 15.305% | [Redacted] | 740 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $5000.00 |  | 6.190% | $11000.00 | 1.4 |  |  |  | N/A | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $797902.45 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 355.89 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224732778 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.990% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 4 | [redacted] | $3400.44 | [redacted] | $283.37 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 703 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 6.990% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.52 | 0.65 |  |  |  |  |  |  |  | [redacted] | $6500.00 | 0.970% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 4.31 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224732787 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $4443.48 | [redacted] | $370.29 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1.2 |  |  |  | Yes | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.16 | 0.85 |  |  |  |  |  |  |  | [redacted] | $20000.00 | 1.630% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 15.17 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 |
| 224733122 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.500% | No | No |  |  |  |  | 0 |  |  | Non-Permanent Resident Alien | Non-Permanent Resident Alien |  |  |  |  |  |  | 1 | [redacted] | $1291.80 | [redacted] | $107.65 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.07 | 0.92 |  |  |  |  |  |  |  | [redacted] | $121255.32 | 27.630% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 21.38 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | No | No | 1 |
| 224734705 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $1559.88 | [redacted] | $129.99 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 682 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 3.4 |  |  |  | N/A | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 0.99 |  |  |  |  |  |  |  | [redacted] | $186954.86 | 40.440% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 10.94 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224734707 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.625% | No | No |  |  |  |  | 0 | 0 |  | US Citizen |  | US Citizen |  |  |  |  |  | 1 | [redacted] | $2010.00 | [redacted] | $167.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 746 |  |  |  | 778 | 746 | 744 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined | Level 4-Stated/Verified as defined |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 5 |  |  |  | No | No | 7.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.06 | 0.93 |  |  |  |  |  |  |  | [redacted] | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  | No | 23.78 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224734708 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $4466.25 | $6630.40 |  | 6.949% | [redacted] | [redacted] | 6.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6840.54 | 1 | [redacted] | $1706.04 | [redacted] | $142.17 |  |  |  |  |  | 45.345% | 45.345% | 45.345% | [Redacted] | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $4466.25 |  | 6.160% | $0.00 | 1 |  |  |  | Yes | No | 6.750% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $375496.27 | 65.870% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 27.58 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224734717 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $3118.00 | $5627.05 |  | 6.869% | [redacted] | [redacted] | 6.750% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $11289.15 | 1 | [redacted] | $4918.08 | [redacted] | $409.84 |  |  |  |  |  | 31.625% | 31.625% | 31.625% | [Redacted] | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $3118.00 |  | 6.220% | $2000.00 | 1.2 |  |  |  | No | No | 6.750% | 2 | 2 | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $291746.32 | 57.200% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 52.42 |  | No | No |  | $8987.82 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224734731 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $15335.00 | $21407.60 |  | 7.100% | [redacted] | [redacted] | 6.500% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $9122.49 | 1 | [redacted] | $2490.96 | [redacted] | $207.58 |  |  |  |  |  | 41.560% | 41.560% | 41.560% | [Redacted] | 658 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Personal, Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $15335.00 |  | 6.190% | $0.00 | 1 |  |  |  | Yes | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 | 12 | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $26576.39 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  | No | 4.29 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224734738 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.750% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $1855.44 | [redacted] | $154.62 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 703 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 4.5 |  |  |  | No | No | 7.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.07 | 0.93 |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 27.04 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224734840 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.500% | No | No |  |  |  |  |  |  | Foreign National |  |  |  |  |  |  |  |  | 1 | [redacted] | $1901.76 | [redacted] | $158.48 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.03 | 0.96 |  |  |  |  |  |  |  | [redacted] | $131280.14 | 37.240% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 16.8 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No | No | No | 1 |
| 224734842 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 8.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $1245.00 | [redacted] | $103.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | No | No | 8.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.25 | 0.79 |  |  |  |  |  |  |  | [redacted] | $257062.92 | 98.870% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 91.31 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224734957 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $14255.00 | $17990.30 |  | 7.176% | [redacted] | [redacted] | 6.990% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9502.29 | 1 | [redacted] | $1419.96 | [redacted] | $118.33 |  |  |  |  |  | 47.030% | 47.030% | 47.030% | [Redacted] | 712 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $14255.00 |  | 6.220% | $0.00 | 1 |  |  |  | Yes | No | 6.990% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $273723.21 | 24.880% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 24.32 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224734961 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $756.96 | [redacted] | $63.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.28 | 0.77 |  |  |  |  |  |  |  | [redacted] | $26648.02 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 10.2 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 |
| 224734962 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 5.990% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | [redacted] | $1564.68 | [redacted] | $130.39 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 738 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | No | No | 5.990% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.11 | 0.9 |  |  |  |  |  |  |  | [redacted] | $108873.95 | 39.600% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 16.64 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224735019 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $14128.80 | $15898.40 |  | 7.443% | [redacted] | [redacted] | 7.250% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $163129.37 | 1 | [redacted] | $3272.04 | [redacted] | $272.67 |  |  |  |  |  | 8.727% | 8.727% | 8.727% | [Redacted] | 720 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 80.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 80.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 80.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 80.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $14128.80 |  | 6.270% | $0.00 | 4.6 |  |  |  | No | No | 7.250% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $306092.13 | 32.220% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 11.93 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224735020 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $3081.40 | $4219.94 |  | 7.106% | [redacted] | [redacted] | 6.875% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3615.70 | 1 | [redacted] | $0.00 | [redacted] | $0.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion (No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $3081.40 |  | 6.220% | $0.00 | 3.8 |  |  |  | No | No | 6.875% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | [redacted] | $632216.11 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 246.8 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224735021 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $10352.50 | $11112.70 |  | 6.814% | [redacted] | [redacted] | 6.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $30507.12 | 1 | [redacted] | $1443.00 | [redacted] | $120.25 |  |  |  |  |  | 8.514% | 8.514% | 8.514% | [Redacted] | 755 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $10352.50 |  | 6.220% | $0.00 | 1 |  |  |  | Yes | No | 6.500% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $11000.00 | 2.660% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 14.17 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224735022 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.375% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $887.64 | [redacted] | $73.97 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 661 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1.7 |  |  |  | Yes | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.36 | 0.73 |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 24.44 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224735044 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 5.990% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $2397.00 | [redacted] | $199.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 3.6 |  |  |  | No | No | 5.990% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.38 | 0.72 |  |  |  |  |  |  | 240 | [redacted] | $1110014.74 | 71.460% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 597.87 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 7 |
| 224735046 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $9499.80 | $14311.45 |  | 7.325% | [redacted] | [redacted] | 7.250% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $72833.13 | 2 | [redacted] | $2670.00 | [redacted] | $222.50 |  |  |  |  |  | 18.084% | 18.084% | 18.084% | [Redacted] | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Alternative Documentation (A) | 24mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $9499.80 |  | 6.160% | $0.00 |  |  |  |  | No | No | 7.250% | 0 | 0 | 0 | 0 | 2 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $142907.15 |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 11.91 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224735074 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.500% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | [redacted] | $1053.96 | [redacted] | $87.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 702 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.52 | 0.65 |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 113.34 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | Yes | No | 1 |
| 224735076 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $20418.75 | $22069.58 |  | 7.190% | [redacted] | [redacted] | 6.875% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | Brazil |  |  |  | $42656.43 | 1 | [redacted] | $948.00 | [redacted] | $79.00 |  |  |  |  |  | 14.623% | 14.623% | 14.623% | [Redacted] | 701 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $20418.75 |  | 6.260% | $0.00 | 2.6 |  |  |  | No | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  | No | 33.23 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224735077 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $5493.60 | $6764.10 |  | 7.505% | [redacted] | [redacted] | 7.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $14830.50 | 1 | [redacted] | $1887.36 | [redacted] | $157.28 |  |  |  |  |  | 17.329% | 17.329% | 17.329% | [Redacted] | 704 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $5493.60 |  | 6.190% | $0.00 | 1 |  |  |  | No | No | 7.250% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $0.00 |  | No |  |  |  |  | Yes | Short Form | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 49.76 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224735078 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $3870.00 | $4631.32 |  | 6.824% | [redacted] | [redacted] | 6.625% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4146.17 | 1 | [redacted] | $1673.88 | [redacted] | $139.49 |  |  |  |  |  | 36.468% | 36.468% | 36.468% | [Redacted] | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Primary Income - Social Security]; 1099-SSA - 2024<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $3870.00 |  | 6.220% | $0.00 | 1.7 |  |  |  | Yes | No | 6.625% | 0 |  | 0 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | [redacted] | $290618.23 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 217 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224735079 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $12872.00 | $18657.18 |  | 7.063% | [redacted] | [redacted] | 6.990% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $22324.74 | 1 | [redacted] | $15684.00 | [redacted] | $1307.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion (No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $12872.00 |  | 6.220% | $0.00 | 1 |  |  |  | Yes | No | 6.990% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | [redacted] | $2887056.49 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 136.75 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224735080 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $4345.00 | $6063.85 |  | 7.073% | [redacted] | [redacted] | 6.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $17935.66 | 1 | [redacted] | $5088.84 | [redacted] | $424.07 |  |  |  |  |  | 42.248% | 42.248% | 42.248% | [Redacted] | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 16.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 16.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 16.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 16.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2020<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 16.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2020<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 45.00% \| Expense Ratio: 11.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 45.00% \| Expense Ratio: 11.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 45.00% \| Expense Ratio: 11.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 45.00% \| Expense Ratio: 11.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2024<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 45.00% \| Expense Ratio: 11.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $4345.00 |  | 6.190% | $0.00 | 1.9 |  |  |  | Yes | No | 6.990% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 40.69 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224735081 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $63117.00 | $11548.06 |  | 8.080% | [redacted] | [redacted] | 7.990% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $15548.13 | 1 | [redacted] | $3536.04 | [redacted] | $294.67 |  |  |  |  |  | 47.667% | 47.667% | 47.667% | [Redacted] | 700 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $63117.00 |  | 6.260% | $0.00 | 2.7 | DU |  | ApproveIneligible | N/A | No | 7.990% | 2 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | [redacted] | $2422095.84 | 100.000% | No | 34 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 215.39 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224735083 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $29324.00 | $2243.63 |  | 6.495% | [redacted] | [redacted] | 6.500% | No | No | Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | United Kingdom of Great Britain and Northern Ireland |  |  |  | $39241.50 | 1 | [redacted] | $2111.52 | [redacted] | $175.96 |  |  |  |  |  | 25.144% | 25.144% | 25.144% | [Redacted] | 730 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $29324.00 |  | 6.220% | $75000.00 | 1 |  |  |  | N/A | No | 6.500% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $510116.43 | 23.720% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | VISA |  |  |  |  | 6.17 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224735084 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.750% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 3 | [redacted] | $824.04 | [redacted] | $68.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 669 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 7.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.39 | 0.71 |  |  |  |  |  |  |  | [redacted] | $26647.45 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 20.66 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224735975 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $4688.25 | $5779.29 |  | 6.797% | [redacted] | [redacted] | 6.625% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3943.52 | 1 | [redacted] | $816.96 | [redacted] | $68.08 |  |  |  |  |  | 36.971% | 36.971% | 36.971% | [Redacted] | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; Account Statements - 2025<br> [Borrower - \| Primary Income - Pension]; Other - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $4688.25 |  | 6.190% | $0.00 | 1.4 | DU |  | ApproveEligible | No | No | 6.625% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Short Form | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 59.22 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224735996 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.500% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 2 | [redacted] | $1590.96 | [redacted] | $132.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 728 | 712 | 721 | 723 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 2-Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.06 | 0.93 |  |  |  |  |  |  |  | [redacted] | $171378.43 | 51.930% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 31.08 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224736004 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $7620.00 | $8749.88 |  | 6.680% | [redacted] | [redacted] | 6.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5235.62 | 1 | [redacted] | $1929.36 | [redacted] | $160.78 |  |  |  |  |  | 39.822% | 39.822% | 39.822% | [Redacted] | 719 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $7620.00 |  | 6.220% | $0.00 | 2.6 |  |  |  | No | No | 6.500% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $0.00 |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 27.2 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224736005 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1830.00 | $4583.24 |  | 7.026% | [redacted] | [redacted] | 6.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $192010.70 | 1 | [redacted] | $2520.00 | [redacted] | $210.00 |  |  |  |  |  | 4.315% | 4.315% | 4.315% | [Redacted] | 745 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1830.00 |  | 6.230% | $0.00 | 1.3 |  |  |  | No | No | 6.990% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $96619.02 | 8.780% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 9.83 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224736008 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $1100.04 | [redacted] | $91.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1.5 |  |  |  | No | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.41 | 0.7 |  |  |  |  |  |  |  | [redacted] | $23414.41 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 137.53 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 |
| 224736013 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $12479.04 | [redacted] | $1039.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 2.6 |  |  |  | No | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.91 | 1.09 |  |  |  |  |  |  |  | [redacted] | $0.00 |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 89.2 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224736058 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.500% | No | No |  |  |  |  | 0 |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | 1 | [redacted] | $1153.68 | [redacted] | $96.14 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 821 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.04 | 0.95 |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 98.24 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224736087 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.750% | No | No |  |  |  |  | 0 | 0 |  | US Citizen |  | US Citizen |  |  |  |  |  | 1 | [redacted] | $1411.68 | [redacted] | $117.64 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined | Level 1-Not Stated/Not Verified |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 3.4 |  |  |  | No | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.23 | 0.8 |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | LLC | Business Entity | Individual | Member |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 10.99 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224736090 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.125% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | [redacted] | $5237.04 | [redacted] | $436.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 734 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.86 | 1.15 |  |  |  |  |  |  |  | [redacted] | $616618.43 |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 64.89 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224736093 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1990.00 | $3789.99 |  | 6.671% | [redacted] | [redacted] | 6.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7151.49 | 1 | [redacted] | $1770.00 | [redacted] | $147.50 |  |  |  |  |  | 47.292% | 47.292% | 47.292% | [Redacted] | 754 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Yes | 12 | Business | 86.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1990.00 |  | 6.160% | $0.00 | 1.8 |  |  |  | No | No | 6.625% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  | Other |  |  |  |  | [redacted] | $165951.46 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 34.46 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224736489 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $14250.00 | $14344.45 |  | 7.940% | [redacted] | [redacted] | 7.750% | No | No | Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $11023.26 | 1 | [redacted] | $2288.64 | [redacted] | $190.72 |  |  |  |  |  | 41.005% | 41.005% | 41.005% | [Redacted] | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 48.000% |  | 100.000% |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $14250.00 |  | 6.190% | $0.00 | 2.1 |  |  |  | N/A | No | 7.750% | 1 | 0 | 0 | 0 | 2 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $87456.04 | 11.660% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 4.18 |  |  | No |  | $8957.92 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224736661 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $26195.00 | $35633.82 |  | 6.479% | [redacted] | [redacted] | 6.375% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $90710.22 | 1 | [redacted] | $2387.04 | [redacted] | $198.92 |  |  |  |  |  | 27.624% | 27.624% | 27.624% | [Redacted] | 818 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $26195.00 |  | 6.220% | $0.00 | 2.9 |  |  |  | No | No | 6.375% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $1673755.04 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 77.53 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224736663 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $2790.00 | $0.00 |  | 6.979% | [redacted] | [redacted] | 6.990% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $94597.47 | 1 | [redacted] | $635.04 | [redacted] | $52.92 |  |  |  |  |  | 17.487% | 17.487% | 17.487% | [Redacted] | 753 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 25.000% | 25.000% |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 25.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 25.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 25.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 25.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $2790.00 |  | 6.220% | $67096.82 | 1 |  |  |  | No | No | 6.990% | 0 | 0 | 0 | 0 | 3 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $201884.19 | 14.420% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 27.34 |  | No | No |  | $57322.95 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| 224737425 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $3653.00 | $8419.18 |  | 7.273% | [redacted] | [redacted] | 6.990% | No | No | Not Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $15790.49 | 1 | [redacted] | $1072.32 | [redacted] | $89.36 |  |  |  |  |  | 36.983% | 36.983% | 36.983% | [Redacted] | 719 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% |  | 100.000% |  | [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $3653.00 |  | 6.220% | $10000.00 | 2.5 |  |  |  | Yes | No | 6.990% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $248532.39 | 72.030% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 70.02 |  |  | No |  | $25057.51 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224737428 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $16390.00 | $22278.03 |  | 7.461% | [redacted] | [redacted] | 7.375% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $67166.94 | 1 | [redacted] | $19055.64 | [redacted] | $1587.97 |  |  |  |  |  | 29.719% | 29.719% | 29.719% | [Redacted] | 714 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% | 50.000% |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; CPA Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $16390.00 |  | 6.270% | $0.00 | 1 |  |  |  | Yes | No | 7.375% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $128844.49 | 5.150% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 88.59 |  | Yes | No |  | $47784.20 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224737631 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $22290.00 | $11086.64 |  | 7.330% | [redacted] | [redacted] | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $40551.74 | 1 | [redacted] | $342.96 | [redacted] | $28.58 |  |  |  |  |  | 23.866% | 23.866% | 23.866% | [Redacted] | 714 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $22290.00 |  | 6.270% | $0.00 | 1 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 57.99 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224738230 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $20661.00 | $7440.70 |  | 8.138% | [redacted] | [redacted] | 7.990% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  |  |  |  |  | $38958.90 | 1 | [redacted] | $1902.72 | [redacted] | $158.56 |  |  |  |  |  | 13.967% | 13.967% | 13.967% | [Redacted] | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $20661.00 |  | 6.260% | $28000.00 | 2.5 |  |  |  | No | No | 7.990% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $221764.13 | 37.900% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  |  | 23.34 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No | No | No | 2 |
| 224738236 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $6500.00 | $8816.42 |  | 7.211% | [redacted] | [redacted] | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $66454.36 | 2 | [redacted] | $2310.00 | [redacted] | $192.50 |  |  |  |  |  | 16.856% | 16.856% | 16.856% | [Redacted] | 750 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $6500.00 |  | 6.220% | $0.00 |  |  |  |  | No | No | 6.875% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $158042.11 | 50.170% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 35.33 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224738238 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.990% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $5818.32 | [redacted] | $484.86 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 724 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 2.4 |  |  |  | Yes | No | 6.990% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.03 | 0.96 |  |  |  |  |  |  |  | [redacted] | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 14.36 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224738240 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.625% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $1116.00 | [redacted] | $93.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1.2 |  |  |  | Yes | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.25 | 0.79 |  |  |  |  |  |  |  | [redacted] | $98967.93 | 35.980% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 56.41 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 |
| 224738241 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $3906.00 | $9061.97 |  | 7.473% | [redacted] | [redacted] | 7.250% | No | No | Employed | Self-Employed |  |  |  |  | Non-Permanent Resident Alien | Non-Permanent Resident Alien |  |  | Bolivia (Plurinational State of) | Bolivia (Plurinational State of) |  |  | $17769.43 | 1 | [redacted] | $1747.32 | [redacted] | $145.61 |  |  |  |  |  | 19.047% | 19.047% | 19.047% | [Redacted] | 750 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 73.000% |  | 100.000% |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $3906.00 |  | 6.270% | $0.00 | 1 |  |  |  | Yes | No | 7.250% | 2 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $157588.38 | 32.830% | No | 29 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  | Employment Authorization | Employment Authorization |  |  |  | 12.38 |  |  | No |  | $16057.06 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Yes | No | No | 1 |
| 224738242 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1390.00 | $3977.63 |  | 7.055% | [redacted] | [redacted] | 6.990% | No | No | Not Employed | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $81473.85 | 1 | [redacted] | $1095.00 | [redacted] | $91.25 |  |  |  |  |  | 17.517% | 17.517% | 17.517% | [Redacted] | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% |  | 98.000% |  | [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 98.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 98.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 98.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 98.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1390.00 |  | 6.160% | $325000.00 | 1 |  |  |  | No | No | 6.990% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $42272.54 | 5.120% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 25.27 |  | No | No |  | $98776.67 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224738243 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1690.00 | $4544.17 |  | 6.788% | [redacted] | [redacted] | 6.750% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9026.41 | 1 | [redacted] | $10493.04 | [redacted] | $874.42 |  |  |  |  |  | 45.859% | 45.859% | 45.859% | [Redacted] | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Personal | 72.000% |  |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Non-Primary Income - Shared Bank Statements]; Account Statements - Personal - 2025<br> [Coborrower(s) - \| Non-Primary Income - Shared Bank Statements]; Third Party Verification - 2025<br> [Coborrower(s) - \| Non-Primary Income - Shared Bank Statements]; Account Statements - Personal - 2025<br> [Coborrower(s) - \| Non-Primary Income - Shared Bank Statements]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1690.00 |  | 6.260% | $500000.00 | 1 |  |  |  | Yes | No | 6.750% | 0 | 2 | 0 | 0 | 3 | 0 | 12 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $87067.95 | 6.880% | No |  | 35 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 11.38 |  |  | No |  | $6036.00 | $4599.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224738770 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.250% | No | No |  |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  |  |  |  |  |  | 1 | [redacted] | $761.64 | [redacted] | $63.47 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 647 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.14 | 0.87 |  |  |  |  |  |  |  | [redacted] | $12440.52 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.62 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No | No | No | 1 |
| 224739345 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1675.00 | $4147.56 |  | 6.921% | [redacted] | [redacted] | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $150726.97 | 1 | [redacted] | $3032.04 | [redacted] | $252.67 |  |  |  |  |  | 10.949% | 10.644% | 10.949% | [Redacted] | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 45.83000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 45.83000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1675.00 |  | 6.220% | $0.00 | 2 |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  | 360 | [redacted] | $164322.64 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 41.08 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 5 |
| 224739422 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.125% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 4 | [redacted] | $1161.00 | [redacted] | $96.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.79 | 0.55 |  |  |  |  |  |  |  | [redacted] | $76676.71 | 34.850% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 15.21 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224739427 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $3000.00 | $4936.50 |  | 7.478% | [redacted] | [redacted] | 6.990% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6579.00 | 1 | [redacted] | $4302.84 | [redacted] | $358.57 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 641 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion (No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $3000.00 |  | 6.270% | $0.00 | 1 |  |  |  | Yes | No | 6.990% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | [redacted] | $704278.76 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 337.05 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224739486 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $7290.00 | $9245.05 |  | 8.029% | [redacted] | [redacted] | 7.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $107462.96 | 1 | [redacted] | $2994.84 | [redacted] | $249.57 |  |  |  |  |  | 11.431% | 11.431% | 11.431% | [Redacted] | 685 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $7290.00 |  | 6.270% | $0.00 | 2.5 |  |  |  | Yes | No | 7.875% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $30000.00 | 4.280% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 26.25 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224739784 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1890.00 | $831.88 |  | 7.505% | [redacted] | [redacted] | 7.500% | No | No | Self-Employed | Self-Employed |  |  |  |  | Non-Permanent Resident Alien | Permanent Resident Alien |  |  | El Salvador |  |  |  | $3037.67 | 1 | [redacted] | $1998.48 | [redacted] | $166.54 |  |  |  |  |  | 48.241% | 48.241% | 48.241% | [Redacted] | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Personal, Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1890.00 |  | 6.190% | $7946.62 | 1 |  |  |  | Yes | No | 7.500% | 0 | 0 | 0 | 0 | 2 | 0 | 12 | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $75175.50 | 18.110% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  | Employment Authorization | Resident Alien Card |  |  |  | 5.11 |  |  | No |  | $1909.39 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224739786 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $990.00 | $3018.35 |  | 6.530% | [redacted] | [redacted] | 6.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $12854.10 | 1 | [redacted] | $3754.92 | [redacted] | $312.91 |  |  |  |  |  | 43.908% | 43.908% | 43.908% | [Redacted] | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $990.00 |  | 6.190% | $0.00 | 1.1 |  |  |  | No | No | 6.500% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $475919.84 | 50.090% | No | 11 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 11.85 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224739790 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $2202.50 | $3019.47 |  | 8.845% | [redacted] | [redacted] | 8.750% | Yes | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2265.31 | 1 | [redacted] | $7787.40 | [redacted] | $648.95 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 615 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion (No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $2202.50 |  | 6.250% | $0.00 | 2.5 |  |  |  | N/A | No | 8.750% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | [redacted] | $455383.81 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 121.64 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224739858 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $2534.50 | $7151.52 |  | 7.178% | [redacted] | [redacted] | 6.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $58912.58 | 1 | [redacted] | $2082.96 | [redacted] | $173.58 |  |  |  |  |  | 6.916% | 6.916% | 6.916% | [Redacted] | 696 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $2534.50 |  | 6.190% | $0.00 | 1 |  |  |  | Yes | No | 6.990% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $114702.04 |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 33.96 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224739859 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.500% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 2 | [redacted] | $3104.04 | [redacted] | $258.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 0.99 |  |  |  |  |  |  | 240 | [redacted] | $153846.20 | 18.990% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 28.72 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224739860 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $5620.88 | $7032.32 |  | 7.134% | [redacted] | [redacted] | 6.875% | No | No | Non-Employment Income |  |  |  |  |  | Foreign National |  |  |  | Ghana |  |  |  | $6834.47 | 1 | [redacted] | $1743.96 | [redacted] | $145.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion (No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $5620.88 |  | 6.190% | $13000.00 | 1 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | [redacted] | $802953.85 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization, Passport, VISA |  |  |  |  | 249.42 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224739864 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $1219.20 | [redacted] | $101.60 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 745 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 0.99 |  |  |  |  |  |  |  | [redacted] | $224410.35 | 34.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 9.55 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 |
| 224739906 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $16682.50 | $18041.02 |  | 7.285% | [redacted] | [redacted] | 6.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $11761.50 | 1 | [redacted] | $1869.24 | [redacted] | $155.77 |  |  |  |  |  | 38.916% | 38.916% | 38.916% | [Redacted] | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; 4506-C (for Business) - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $16682.50 |  | 6.190% | $0.00 | 4.8 |  |  |  | Yes | No | 6.990% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $160662.03 | 23.800% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 13.79 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224739907 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $7290.00 | $36951.99 |  | 7.164% | [redacted] | [redacted] | 6.990% | No | No | Not Employed | Not Employed | Not Employed | Non-Employment Income | 0 | 0 |  | US Citizen |  | US Citizen |  |  |  |  | $50502.90 | 1 | [redacted] | $16972.56 | [redacted] | $1414.38 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 767 |  |  |  | 767 | 775 | 755 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined | Level 4-Stated/Verified as defined | Level 1-Not Stated/Not Verified | Level 3-Stated/Partially Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Yes | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Asset Depletion]; Account Statements - 2025 |  | Other Documentation (O) | Asset Depletion (No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $7290.00 |  | 6.880% | $0.00 | 999 |  |  |  | No | No | 6.990% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | [redacted] | $3201656.72 |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Trust | Business Entity |  | Individually and as Trustee | Trust | Business Entity |  | Individually and as Trustee |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  | No | 298.98 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224740046 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.125% | No | No |  |  |  |  | 0 | 0 |  | US Citizen | Not Provided |  |  |  |  |  |  | 1 | [redacted] | $12682.20 | [redacted] | $1056.85 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 721 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 3.1 |  |  |  | No | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.58 | 0.63 |  |  |  |  |  |  |  | [redacted] | $1688719.50 | 54.470% | No |  |  |  |  | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member | LLC | Business Entity |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 94.05 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No |  |
| 224740047 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $22325.60 | $10515.27 |  | 6.875% | [redacted] | [redacted] | 6.500% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | Mexico |  |  |  | $6322.17 | 1 | [redacted] | $1083.00 | [redacted] | $90.25 |  |  |  |  |  | 42.471% | 42.471% | 42.471% | [Redacted] | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $22325.60 |  | 6.270% | $0.00 | 1.3 |  |  |  | No | No | 6.500% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $143636.75 | 43.920% | No |  |  |  |  | Yes | Short Form | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Passport |  |  |  |  | 26.6 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224740049 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.250% | No | No |  |  |  |  |  |  | Foreign National | Foreign National |  |  |  |  |  |  |  | 1 | [redacted] | $617.76 | [redacted] | $51.48 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.31 | 0.76 |  |  |  |  |  |  |  | [redacted] | $134994.61 | 37.490% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12.88 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Yes | No | No | 1 |
| 224740052 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1750.00 | $3079.04 |  | 7.165% | [redacted] | [redacted] | 7.125% | No | No | Not Employed | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8843.14 | 1 | [redacted] | $2560.56 | [redacted] | $213.38 |  |  |  |  |  | 49.500% | 49.500% | 49.500% | [Redacted] | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1750.00 |  | 6.250% | $1000.00 | 1 |  |  |  | Yes | No | 7.125% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | [redacted] | $1734421.07 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 |  | FICO II | Beacon 5 |  |  |  |  |  |  |  |  |  |  |  |  | 227.92 |  | No | No |  | $17511.09 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224740056 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $891.96 | [redacted] | $74.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 651 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.62 | 0.61 |  |  |  |  |  |  |  | [redacted] | $4753.48 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 103.6 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224740060 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $7570.60 | $5873.80 |  | 9.547% | [redacted] | [redacted] | 9.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $15954.62 | 1 | [redacted] | $2801.04 | [redacted] | $233.42 |  |  |  |  |  | 49.937% | 49.937% | 49.937% | [Redacted] | 681 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 53.000% | 90.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 90.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 90.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 90.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 90.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Non-Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Non-Primary Income - Wages]; Employer Letter - 2024<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Non-Primary Income - Wages]; Year End Summary - 2024<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $7570.60 |  | 6.190% | $96350.00 | 2.6 |  |  |  | No | No | 9.500% | 2 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $56732.54 | 5.050% | No | 34 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12.66 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224740062 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.500% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $576.00 | [redacted] | $48.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1.2 |  |  |  | Yes | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.87 | 1.14 |  |  |  |  |  |  |  | [redacted] | $155553.13 | 43.200% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 13.33 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224740066 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1890.00 | $3824.36 |  | 7.505% | [redacted] | [redacted] | 7.500% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $36009.19 | 1 | [redacted] | $2199.12 | [redacted] | $183.26 |  |  |  |  |  | 45.888% | 36.931% | 45.888% | [Redacted] | 758 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1890.00 |  | 6.270% | $0.00 | 2.5 |  |  |  | No | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  | 240 | [redacted] | $0.00 |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Trustee |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 16.04 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224740073 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.875% | No | No |  |  |  |  | 0 |  |  | Permanent Resident Alien | Permanent Resident Alien |  |  |  |  |  |  | 1 | [redacted] | $942.00 | [redacted] | $78.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 687 | 696 | 696 | 662 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 2.9 |  |  |  | No | No | 7.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.02 | 0.97 |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 88.96 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224740127 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $12993.25 | $13642.95 |  | 8.143% | [redacted] | [redacted] | 7.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5111.77 | 1 | [redacted] | $2894.04 | [redacted] | $241.17 |  |  |  |  |  | 49.484% | 49.484% | 49.484% | [Redacted] | 731 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr 1099 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $12993.25 |  | 6.170% | $0.00 | 4.2 |  |  |  | No | No | 7.625% | 0 |  | 0 | 0 | 2 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 32.52 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224740134 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $9228.00 | $12121.76 |  | 8.178% | [redacted] | [redacted] | 7.990% | No | No | Not Employed | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $38861.49 | 1 | [redacted] | $0.00 | [redacted] | $0.00 |  |  |  |  |  | 23.367% | 23.367% | 23.367% | [Redacted] | 735 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Other - 2020<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Other - 2014<br> [Coborrower(s) - \| Non-Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Coborrower(s) - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Coborrower(s) - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 | [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $9228.00 |  | 6.190% | $0.00 | 999 |  |  |  | No | No | 7.990% | 0 | 0 | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $45126.76 | 6.180% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 16.62 |  | No | No |  | $50711.32 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224746309 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.990% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $2559.96 | [redacted] | $213.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 3.9 |  |  |  | No | No | 6.990% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.15 | 0.86 |  |  |  |  |  |  |  | [redacted] | $156406.51 | 61.090% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 54.39 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224746313 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1590.00 | $3100.48 |  | 6.951% | [redacted] | [redacted] | 6.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2379.47 | 1 | [redacted] | $0.00 | [redacted] | $0.00 |  |  |  |  |  | 48.829% | 48.829% | 48.829% | [Redacted] | 733 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; W-2 Transcript - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1590.00 |  | 6.160% | $0.00 | 1 |  |  |  | Yes | No | 6.750% | 1 |  | 0 | 0 | 2 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | [redacted] | $291040.03 | 69.290% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 6.37 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224746344 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.125% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | [redacted] | $5723.04 | [redacted] | $476.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 817 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.6 | 0.62 |  |  |  |  |  |  |  | [redacted] | $401824.58 | 56.190% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business Entity | Yes |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 6.2 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224746348 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1790.00 | $4938.85 |  | 6.977% | [redacted] | [redacted] | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5824.31 | 1 | [redacted] | $767.40 | [redacted] | $63.95 |  |  |  |  |  | 45.823% | 45.823% | 45.823% | [Redacted] | 812 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; Business License - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 Transcript - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 1yr 1099 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1790.00 |  | 6.270% | $4480.00 | 1 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 2 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | [redacted] | $270697.21 | 40.100% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 9.33 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224746364 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $14270.00 | $16555.84 |  | 7.538% | [redacted] | [redacted] | 7.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8233.96 | 2 | [redacted] | $3048.96 | [redacted] | $254.08 |  |  |  |  |  | 32.672% | 32.672% | 32.672% | [Redacted] | 730 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $14270.00 |  | 6.310% | $0.00 |  |  |  |  | No | No | 7.250% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $164310.87 | 23.470% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.42 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224753125 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 8.125% | No | No |  |  |  |  | 0 | 0 |  | Foreign National |  | Foreign National |  |  |  |  |  | 1 | [redacted] | $956.04 | [redacted] | $79.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined | Level 4-Stated/Verified as defined |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | [redacted] |  |  |  | $0.00 | 3 |  |  |  | No | No | 8.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.03 | 0.96 |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Individual | Corp | Business Entity | Individual | Individual |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 91.42 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | No | Yes | 1 |
| 224753188 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.375% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $717.00 | [redacted] | $59.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 819 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1.3 |  |  |  | Yes | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.09 | 0.91 |  |  |  |  |  |  |  | [redacted] | $231997.11 | 79.990% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 119.67 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 |
| 224753190 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $3851.00 | $6157.78 |  | 7.773% | [redacted] | [redacted] | 7.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4608.53 | 1 | [redacted] | $1130.04 | [redacted] | $94.17 |  |  |  |  |  | 40.734% | 40.734% | 40.734% | [Redacted] | 717 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $3851.00 |  | 6.270% | $0.00 | 1 | DU |  | ApproveIneligible | Yes | No | 7.500% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 16.76 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224753193 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1990.00 | $6858.76 |  | 7.532% | [redacted] | [redacted] | 7.500% | No | No | Employed | Self-Employed |  |  |  |  | Permanent Resident Alien | US Citizen |  |  |  |  |  |  | $21884.44 | 1 | [redacted] | $12722.04 | [redacted] | $1060.17 |  |  |  |  |  | 42.773% | 42.773% | 42.773% | [Redacted] | 722 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 89.000% |  | 100.000% |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2021 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1990.00 |  | 6.190% | $36000.00 | 1 |  |  |  | No | No | 7.500% | 2 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $490242.27 | 22.800% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No |  | Beacon 5 | FICO Risk Score Classic 04 |  | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  | Employment Authorization |  |  |  |  | 9.59 |  |  | No |  | $34074.67 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224753195 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $34995.50 | $9935.69 |  | 8.161% | [redacted] | [redacted] | 8.124% | No | No | Not Employed | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $437217.77 | 1 | [redacted] | $801.00 | [redacted] | $66.75 |  |  |  |  |  | 7.980% | 7.960% | 7.980% | [Redacted] | 687 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% |  | 100.000% |  | [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $34995.50 |  | 6.080% | $5000.00 | 1 |  |  |  | No | No | 8.124% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $14000.00 | 2.060% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | Yes |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 577.23 |  | No | No |  | $475134.49 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224753197 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 8.125% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | [redacted] | $1307.04 | [redacted] | $108.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 710 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | N/A | No | 8.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.98 | 0.5 |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 33.19 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224753227 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.125% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | [redacted] | $1799.40 | [redacted] | $149.95 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 699 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.05 | 0.94 |  |  |  |  |  |  |  | [redacted] | $500.00 | 0.070% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 119.41 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| 224753928 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.625% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $2000.04 | [redacted] | $166.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 764 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 0.99 |  |  |  |  |  |  |  | [redacted] | $29797.26 |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 8.39 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 |
| 224753933 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1877.50 | $2250.72 |  | 6.893% | [redacted] | [redacted] | 6.750% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $4045.20 | 1 | [redacted] | $1650.96 | [redacted] | $137.58 |  |  |  |  |  | 27.070% | 27.070% | 27.070% | [Redacted] | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Non-Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Annuity]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Primary Income - Annuity]; 1099 Transcript - 2024<br> [Borrower - \| Primary Income - Annuity]; 1099 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1877.50 |  | 6.220% | $0.00 | 4.4 | DU |  | ApproveEligible | Yes | No | 6.750% | 2 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $274819.76 | 83.270% | No | 34 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 61.84 |  |  | No |  | $1155.60 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224758836 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $3190.00 | $1714.77 |  | 7.277% | [redacted] | [redacted] | 7.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7583.93 | 1 | [redacted] | $1650.00 | [redacted] | $137.50 |  |  |  |  |  | 43.615% | 43.615% | 43.615% | [Redacted] | 811 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $3190.00 |  | 6.270% | $7500.00 | 1 |  |  |  | Yes | No | 7.250% | 2 |  | 1 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $390403.45 | 55.770% | No | 35 |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 66.13 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224758900 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.750% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $2111.04 | [redacted] | $175.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 752 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.09 | 0.91 |  |  |  |  |  |  |  | [redacted] | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 80.12 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 |
| 224758905 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.750% | No | No |  |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  |  |  |  |  |  | 1 | [redacted] | $909.00 | [redacted] | $75.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | [redacted] |  |  |  | $0.00 | 2.6 |  |  |  | No | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.24 | 0.8 |  |  |  |  |  |  |  | [redacted] | $8924.71 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II |  | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.57 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | Yes | No | No | No | 3 |
| 224758908 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $1599.96 | [redacted] | $133.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 682 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.15 | 0.86 |  |  |  |  |  |  |  | [redacted] | $5000.00 | 1.230% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.31 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 |
| 224758914 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $34452.50 | $2714.65 |  | 6.660% | [redacted] | [redacted] | 6.625% | No | No | Employed | Not Employed |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $18320.38 | 4 | [redacted] | $2467.80 | [redacted] | $205.65 |  |  |  |  |  | 31.583% | 31.583% | 31.583% | [Redacted] | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $34452.50 |  | 6.260% | $15000.00 |  | DU |  | ApproveIneligible | No | No | 6.625% | 2 | 0 | 1 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $264210.80 | 30.050% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7.54 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224758983 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.990% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $1068.12 | [redacted] | $89.01 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 2.1 |  |  |  | No | No | 6.990% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.6 | 0.62 |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 100.96 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 |
| 224758997 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $6590.00 | $12064.66 |  | 7.012% | [redacted] | [redacted] | 6.750% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | Brazil |  |  |  | $5916.44 | 1 | [redacted] | $1797.00 | [redacted] | $149.75 |  |  |  |  |  | 47.411% | 47.411% | 47.411% | [Redacted] | 749 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $6590.00 |  | 6.270% | $0.00 | 1 |  |  |  | Yes | No | 6.750% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Passport |  |  |  | No | 7.02 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No | No | No | 1 |
| 224759060 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $23102.50 | $25702.36 |  | 7.680% | [redacted] | [redacted] | 7.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $108182.88 | 1 | [redacted] | $3617.04 | [redacted] | $301.42 |  |  |  |  |  | 34.895% | 34.895% | 34.895% | [Redacted] | 744 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 51.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 51.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 51.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 51.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $23102.50 |  | 6.270% | $0.00 | 2.9 |  |  |  | No | No | 7.500% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 60.65 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 11 |
| 224759062 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $17465.00 | $11701.35 |  | 8.444% | [redacted] | [redacted] | 8.250% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $18449.02 | 1 | [redacted] | $2368.56 | [redacted] | $197.38 |  |  |  |  |  | 37.819% | 37.819% | 37.819% | [Redacted] | 740 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Personal, Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $17465.00 |  | 6.270% | $20000.00 | 1.6 |  |  |  | Yes | No | 8.250% | 0 | 0 | 0 | 0 | 2 | 0 | 12 | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $82163.52 | 11.570% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 10.57 |  | No | No |  | $3151.67 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224759063 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.375% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 2 | [redacted] | $2443.68 | [redacted] | $203.64 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.14 | 0.87 |  |  |  |  |  |  |  | [redacted] | $103110.02 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 98.51 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 11 |
| 224759066 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.125% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $947.04 | [redacted] | $78.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 3.3 |  |  |  | Yes | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.33 | 0.75 |  |  |  |  |  |  |  | [redacted] | $242883.97 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 178.05 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224759401 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $1230.00 | [redacted] | $102.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 708 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.07 | 0.92 |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 114.28 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224760293 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $1490.00 | $2504.28 |  | 6.650% | [redacted] | [redacted] | 6.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $74130.91 | 1 | [redacted] | $6092.52 | [redacted] | $507.71 |  |  |  |  |  | 11.580% | 11.580% | 11.580% | [Redacted] | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1490.00 |  | 6.270% | $2191.00 | 1 |  |  |  | Yes | No | 6.625% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $507089.43 | 47.610% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 46.16 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224761859 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $7550.00 | $10021.28 |  | 7.087% | [redacted] | [redacted] | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $918745.44 | 1 | [redacted] | $1200.96 | [redacted] | $100.08 |  |  |  |  |  | 1.968% | 1.968% | 1.968% | [Redacted] | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 81.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 81.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 81.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 81.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $7550.00 |  | 6.270% | $0.00 | 1 |  |  |  | No | No | 6.875% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $272477.43 | 48.650% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 33.59 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224761861 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $4693.32 | [redacted] | $391.11 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.11 | 0.89 |  |  |  |  |  |  |  | [redacted] | $131791.66 | 48.810% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 69.82 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224761869 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $19071.17 | $20707.88 |  | 8.401% | [redacted] | [redacted] | 8.168% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $53340.79 | 1 | [redacted] | $1814.04 | [redacted] | $151.17 |  |  |  |  |  | 10.577% | 11.873% | 10.577% | [Redacted] | 709 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $19071.17 |  | 6.410% | $5000.00 | 2.4 |  |  |  | No | No | 8.168% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $115000.26 | 15.750% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 9.03 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224761870 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $14979.00 | $0.00 |  | 7.983% | [redacted] | [redacted] | 7.990% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $10152.15 | 1 | [redacted] | $1973.04 | [redacted] | $164.42 |  |  |  |  |  | 41.308% | 41.308% | 41.308% | [Redacted] | 723 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $14979.00 |  | 6.270% | $28850.00 | 1 |  |  |  | Yes | No | 7.990% | 0 | 0 | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $5000.00 | 1.020% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 4.51 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224761871 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $23030.00 | $4391.56 |  | 6.895% | [redacted] | [redacted] | 6.875% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $54952.94 | 1 | [redacted] | $11754.60 | [redacted] | $979.55 |  |  |  |  |  | 36.630% | 36.630% | 36.630% | [Redacted] | 721 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared (Unaudited) | [Borrower - \| Non-Primary Income - Sole Proprietor]; Balance Sheet - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Business License - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Balance Sheet - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Business License - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Sole Proprietor]; Balance Sheet - 2025<br> [Coborrower(s) - \| Non-Primary Income - Sole Proprietor]; CPA Letter - 2025<br> [Coborrower(s) - \| Non-Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Coborrower(s) - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Coborrower(s) - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2025<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2025<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; Balance Sheet - 2025<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; P&L Statement - 2025<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; K-1 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Account Transcripts - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Account Transcripts - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Account Transcripts - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Account Transcripts - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $23030.00 |  | 6.270% | $69062.00 | 4.6 |  |  |  | Yes | No | 6.875% | 0 | 0 | 2 | 0 | 2 | 2 |  |  | 11.47 | No |  |  |  |  |  |  |  |  |  | [redacted] | $232125.50 | 10.870% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 78.85 |  | No | No |  | $5271.59 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 6 |
| 224762479 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 2 | [redacted] | $1761.12 | [redacted] | $146.76 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 727 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.24 | 0.8 |  |  |  |  |  |  |  | [redacted] | $156288.53 | 25.410% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 8.47 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 |
| 224762481 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.990% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 4 | [redacted] | $2895.00 | [redacted] | $241.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 731 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 6.990% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.04 | 0.95 |  |  |  |  |  |  | 240 | [redacted] |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 14.79 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 4 |
| 224762494 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $8050.00 | $12616.35 |  | 7.308% | [redacted] | [redacted] | 6.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $14648.73 | 1 | [redacted] | $10326.96 | [redacted] | $860.58 |  |  |  |  |  | 30.467% | 30.467% | 30.467% | [Redacted] | 647 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 5.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 5.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 5.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $8050.00 |  | 6.220% | $0.00 | 2.6 |  |  |  | No | No | 6.990% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 35.01 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224762495 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $5472.50 | $6514.44 |  | 6.808% | [redacted] | [redacted] | 6.750% | No | No | Not Employed | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $116569.62 | 1 | [redacted] | $14547.96 | [redacted] | $1212.33 |  |  |  |  |  | 15.337% | 15.337% | 15.337% | [Redacted] | 729 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% |  | 35.620% |  | [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 35.62% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 35.62% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 35.62% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 35.62% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 35.62% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $5472.50 |  | 6.270% | $0.00 | 1 |  |  |  | Yes | No | 6.750% | 0 | 0 | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $184022.06 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 17.11 |  | No | No |  | $137686.70 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224765962 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $18248.50 | $9267.98 |  | 6.436% | [redacted] | [redacted] | 5.990% | No | No | Not Employed | Not Employed | Employed |  | 0.79 |  |  | US Citizen | US Citizen |  |  |  |  |  | $6395.12 | 1 | [redacted] | $1781.76 | [redacted] | $148.48 |  |  |  |  |  | 40.968% | 40.968% | 40.968% | [Redacted] | 778 | 778 | 799 | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  | Level 5-Stated/Verified as defined |  | Level 3-Stated/Verified as defined |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $18248.50 |  | 6.190% | $0.00 | 1 |  |  |  | Yes | No | 5.990% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $16486.39 | 5.780% | No |  |  | 35 |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 34.41 |  | No | No |  | $0.00 | $10833.33 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224766148 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $703.68 | [redacted] | $58.64 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 2.7 |  |  |  | Yes | No | 7.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.2 | 0.83 |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 77.99 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 2 |
| 224766151 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.625% | No | No |  |  |  |  | 0 |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $2629.92 | [redacted] | $219.16 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.08 | 0.91 |  |  |  |  |  |  |  | [redacted] | $126606.92 | 38.950% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 23.31 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224766155 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.990% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 4 | [redacted] | $2968.92 | [redacted] | $247.41 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 706 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.990% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.07 | 0.93 |  |  |  |  |  |  |  | [redacted] | $229488.32 | 26.990% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 6.29 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224766166 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $4388.75 | $6008.10 |  | 7.014% | [redacted] | [redacted] | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $20905.38 | 1 | [redacted] | $7206.00 | [redacted] | $600.50 |  |  |  |  |  | 24.344% | 24.344% | 24.344% | [Redacted] | 717 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Paystubs - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $4388.75 |  | 6.230% | $0.00 | 1.7 | DU |  | ApproveEligible | Yes | No | 6.875% | 1 |  | 1 | 0 | 2 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 22.57 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224766169 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.125% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $701.04 | [redacted] | $58.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1.2 |  |  |  | No | No | 7.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.2 | 0.82 |  |  |  |  |  |  |  | [redacted] | $98713.58 | 73.120% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 81.87 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 |
| 224766174 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.500% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | [redacted] | $9581.52 | [redacted] | $798.46 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 721 | 738 | 721 | 712 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1.8 |  |  |  | N/A | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.02 | 0.97 |  |  |  |  |  |  | 240 | [redacted] | $1408448.70 | 97.260% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 112.66 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224766181 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $3425.00 | $3935.01 |  | 7.448% | [redacted] | [redacted] | 7.375% | No | No | Self-Employed | Self-Employed | Employed |  | 2.16 |  | Non-Permanent Resident Alien | Non-Permanent Resident Alien | US Citizen |  | United States of America | United States of America |  |  | $5562.00 | 1 | [redacted] | $1616.04 | [redacted] | $134.67 |  |  |  |  |  | 49.044% | 49.044% | 49.044% | [Redacted] | 752 | 742 | 759 | 752 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  | Level 5-Stated/Verified as defined |  | Level 3-Stated/Verified as defined |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - Sole Proprietor]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $3425.00 |  | 6.270% | $0.00 | 2.1 |  |  |  | No | No | 7.375% | 0 | 0 | 2 | 0 | 3 | 2 |  |  | 11.50 | No |  |  |  |  |  |  |  |  |  | [redacted] | $0.00 |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II |  | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  | Employment Authorization | Employment Authorization |  |  | No | 50.34 |  |  | No |  | $6509.83 | $2860.00 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Yes | No | No | 1 |
| 224766188 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $4377.50 | $10712.04 |  | 6.923% | [redacted] | [redacted] | 6.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5090.22 | 1 | [redacted] | $437.04 | [redacted] | $36.42 |  |  |  |  |  | 39.075% | 39.075% | 39.075% | [Redacted] | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Social Security]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; 1099-SSA - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; 1099-SSA - 2023<br> [Borrower - \| Non-Primary Income - Pension]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2024<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $4377.50 |  | 6.270% | $7100.00 | 1 |  |  |  | Yes | No | 6.500% | 2 |  | 0 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $257448.19 | 57.210% | No | 35 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 14.52 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224766193 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $8433.00 | $15608.25 |  | 7.262% | [redacted] | [redacted] | 6.990% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9743.09 | 1 | [redacted] | $3164.64 | [redacted] | $263.72 |  |  |  |  |  | 42.996% | 42.996% | 42.996% | [Redacted] | 687 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $8433.00 |  | 6.190% | $0.00 | 1.4 | LP / LPA |  | Accept/Eligible | No | No | 6.990% | 1 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] |  |  | No | 35 | 35 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 4.45 |  |  | No |  | $0.00 | $15416.27 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224766200 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.625% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | [redacted] | $1191.00 | [redacted] | $99.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 811 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 2 |  |  |  | No | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.95 | 1.05 |  |  |  |  |  |  |  | [redacted] | $2823.46 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 6.13 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224769421 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $7329.00 | $8038.40 |  | 8.541% | [redacted] | [redacted] | 8.250% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  |  |  |  |  | $6719.61 | 1 | [redacted] | $1140.00 | [redacted] | $95.00 |  |  |  |  |  | 33.379% | 33.379% | 33.379% | [Redacted] | 685 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $7329.00 |  | 6.230% | $0.00 | 1 |  |  |  | No | No | 8.250% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  | No | 18.29 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No | No | No | 2 |
| 224771721 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.500% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $2001.36 | [redacted] | $166.78 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.16 | 0.86 |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 88.76 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224771723 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.750% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 4 | [redacted] | $3059.16 | [redacted] | $254.93 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.43 | 0.69 |  |  |  |  |  |  |  | [redacted] | $96458.01 | 26.790% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 8.67 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 |
| 224771735 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.990% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 2 | [redacted] | $5245.08 | [redacted] | $437.09 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 6.990% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.24 | 0.8 |  |  |  |  |  |  |  | [redacted] | $641914.10 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 300.17 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 4 |
| 224771741 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.125% | No | No |  |  |  |  | 0 | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  | 1 | [redacted] | $859.92 | [redacted] | $71.66 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 752 | 729 | 745 | 796 | 752 | 735 | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified | Level 4-Stated/Verified as defined |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | [redacted] |  |  |  | $0.00 | 1.1 |  |  |  | No | No | 6.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.02 | 0.97 |  |  |  |  |  |  |  | [redacted] | $642943.62 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | LLC | Business Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  | 139.47 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224771756 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $9293.28 | $9687.99 |  | 6.987% | [redacted] | [redacted] | 6.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $11433.94 | 1 | [redacted] | $1656.96 | [redacted] | $138.08 |  |  |  |  |  | 35.666% | 35.666% | 35.666% | [Redacted] | 727 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $9293.28 |  | 6.270% | $0.00 | 1.8 | LP / LPA |  | Accept/Eligible | No | No | 6.750% | 2 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] |  |  | No | 33 | 32 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 2.02 |  |  | No |  | $0.00 | $9583.34 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224771757 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1890.00 | $8616.60 |  | 6.770% | [redacted] | [redacted] | 6.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $86770.28 | 1 | [redacted] | $7059.96 | [redacted] | $588.33 |  |  |  |  |  | 37.275% | 37.275% | 37.275% | [Redacted] | 802 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1890.00 |  | 6.170% | $0.00 | 2.2 | DU |  | ApproveIneligible | No | No | 6.750% | 2 | 0 | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $1452072.13 | 49.220% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 29.44 |  | No | No |  | $0.00 | $30000.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224771760 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.990% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $2280.00 | [redacted] | $190.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 729 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 2.2 |  |  |  | Yes | No | 7.990% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.09 | 0.91 |  |  |  |  |  |  |  | [redacted] | $34379.58 | 19.200% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 28.64 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 |
| 224771823 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.625% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | [redacted] | $1173.96 | [redacted] | $97.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 2-Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.16 | 0.85 |  |  |  |  |  |  |  | [redacted] | $79008.65 | 45.140% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 24.96 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224771830 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $7550.00 | $8308.29 |  | 8.650% | [redacted] | [redacted] | 8.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $38455.95 | 1 | [redacted] | $1297.08 | [redacted] | $108.09 |  |  |  |  |  | 21.086% | 21.086% | 21.086% | [Redacted] | 654 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $7550.00 |  | 6.250% | $22350.00 |  |  |  |  | Yes | No | 8.500% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $223340.48 | 29.970% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 13.2 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224771836 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $1232.40 | [redacted] | $102.70 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 728 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.33 | 0.74 |  |  |  |  |  |  |  | [redacted] | $37181.94 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 84.63 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 |
| 224771838 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 2 | [redacted] | $5189.88 | [redacted] | $432.49 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.8 | 0.55 |  |  |  |  |  |  | 240 | [redacted] | $769438.31 | 48.850% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 75.57 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224771840 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.375% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 2 | [redacted] | $1944.96 | [redacted] | $162.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.98 |  |  |  |  |  |  |  | [redacted] | $199449.71 | 54.270% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 46.68 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224771845 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $19256.81 | $24555.07 |  | 7.586% | [redacted] | [redacted] | 8.124% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  |  |  |  |  | $17128.22 | 1 | [redacted] | $2868.00 | [redacted] | $239.00 |  |  |  |  |  | 30.186% | 27.606% | 30.186% | [Redacted] | 743 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Expense Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2010 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $19256.81 |  | 6.200% | $0.00 | 1.1 | DU |  | ApproveEligible | No | No | 8.124% | 0 |  | 0 | 0 | 2 | 0 |  | 24 | 0.00 | Yes |  |  |  |  |  |  |  |  |  | [redacted] | $23625.91 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  | No | 6.18 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No | No | No | 1 |
| 224771846 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $102652.50 | $14887.00 |  | 7.340% | [redacted] | [redacted] | 8.158% | No | No | Not Employed | Self-Employed | Not Employed |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  | $47645.93 | 1 | [redacted] | $14738.64 | [redacted] | $1228.22 |  |  |  |  |  | 32.818% | 30.541% | 32.818% | [Redacted] | 798 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  | Level 1-Not Stated/Not Verified |  | Level 1-Not Stated/Not Verified |  | No | Yes | 12 | Business | 100.000% |  | 50.000% |  | [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; 4506-C (for Business) - 2024<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; 4506-C (for Business) - 2023<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2021 | [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $102652.50 |  | 6.240% | $10000.00 | 1.6 |  |  |  | Yes | No | 8.158% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $421131.03 | 17.180% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business Entity | Yes |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 25 |  |  | No |  | $70921.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224771848 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $5657.50 | $6914.45 |  | 6.663% | [redacted] | [redacted] | 6.625% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $81078.57 | 1 | [redacted] | $9189.96 | [redacted] | $765.83 |  |  |  |  |  | 49.414% | 49.414% | 49.414% | [Redacted] | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 36 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $5657.50 |  | 6.260% | $0.00 | 2 |  |  |  | N/A | No | 6.625% | 0 | 0 | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $0.00 |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 10.95 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| 224771851 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $0.00 | $1235.76 |  | 7.289% | [redacted] | [redacted] | 7.800% | No | No | Not Employed | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $101386.98 | 1 | [redacted] | $10944.96 | [redacted] | $912.08 |  |  |  |  |  | 41.019% | 40.424% | 41.019% | [Redacted] | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; P&L Statement - 2025<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Sole Proprietor]; Balance Sheet - 2025<br> [Coborrower(s) - \| Non-Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Coborrower(s) - \| Non-Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Coborrower(s) - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Coborrower(s) - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 | [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; Transcripts (1040) - No Results Returned - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] |  |  | 6.150% | $0.00 | 4 |  |  |  | Yes | No | 7.800% | 0 | 0 | 2 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $462284.93 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | Yes |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 36.71 |  | No | No |  | $171897.25 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 6 |
| 224773676 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.500% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | [redacted] | $8936.40 | [redacted] | $744.70 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 748 | 730 | 749 | 746 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 4.4 |  |  |  | No | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.6 | 1.66 |  |  |  |  |  |  |  | [redacted] | $3685334.02 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 298.26 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224773708 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.750% | No | No |  |  |  |  | 0 | 0 |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | [redacted] | $1272.60 | [redacted] | $106.05 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 811 | 811 | 816 | 810 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined | Level 4-Stated/Verified as defined |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 0.99 |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual | Individual | Member |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 118.16 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224773753 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $0.00 | $885.00 |  | 6.752% | [redacted] | [redacted] | 6.750% | No | No | Not Employed | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $103671.38 | 1 | [redacted] | $6807.96 | [redacted] | $567.33 |  |  |  |  |  | 40.130% | 40.130% | 40.130% | [Redacted] | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Sole Proprietor]; Balance Sheet - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 | [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - No Results Returned - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] |  |  | 6.270% | $0.00 | 2.3 |  |  |  | No | No | 6.750% | 0 | 0 | 2 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $170964.39 | 9.240% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 21.79 |  | No | No |  | $171897.25 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 7 |
| 224773754 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $12870.00 | $13481.92 |  | 7.151% | [redacted] | [redacted] | 6.875% | No | No | Employed | Not Employed | Self-Employed |  | 5.07 |  | US Citizen | Permanent Resident Alien | US Citizen |  |  |  |  |  | $45667.69 | 1 | [redacted] | $2448.96 | [redacted] | $204.08 |  |  |  |  |  | 23.143% | 23.143% | 23.143% | [Redacted] | 780 | 738 | 781 | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  | Level 3-Stated/Partially Verified |  | Level 3-Stated/Verified as defined |  | No | Yes | 12 | Business | 95.000% |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $12870.00 |  | 6.250% | $0.00 | 5 |  |  |  | No | No | 6.875% | 2 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $159127.68 | 26.080% | No | 35 |  |  |  | Yes | Short Form | Fee Simple | Individual | Individual | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  | Resident Alien Card |  |  |  | 8.13 |  | No | No |  | $56419.10 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| 224773755 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $2769.75 | $4790.65 |  | 9.775% | [redacted] | [redacted] | 9.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10438.15 | 1 | [redacted] | $1748.64 | [redacted] | $145.72 |  |  |  |  |  | 14.834% | 14.834% | 14.834% | [Redacted] | 752 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $2769.75 |  | 6.190% | $500.00 | 2.1 |  |  |  | N/A | No | 9.500% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $54525.23 | 32.070% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 17.29 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224773761 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 8.250% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 3 | [redacted] | $5028.96 | [redacted] | $419.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 672 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | N/A | No | 8.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.38 | 0.72 |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 109.11 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224773817 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.500% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 4 | [redacted] | $3062.04 | [redacted] | $255.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 715 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.54 | 0.64 |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 62.2 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 4 |
| 224773830 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $641.88 | [redacted] | $53.49 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.99 | 1 |  |  |  |  |  |  |  | [redacted] | $144836.82 | 48.270% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 50.98 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 |
| 224773835 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.875% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | [redacted] | $1953.00 | [redacted] | $162.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 813 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.15 | 0.86 |  |  |  |  |  |  |  | [redacted] | $136100.07 | 65.740% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 53.72 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224777151 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1970.00 | $0.00 |  | 7.243% | [redacted] | [redacted] | 8.115% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $38121.69 | 1 | [redacted] | $1120.68 | [redacted] | $93.39 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion (No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1970.00 |  | 6.490% | $14873.60 | 1 |  |  |  | No | No | 8.115% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | [redacted] | $3183269.62 | 100.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 390.52 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| 224777905 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1700.00 | $3114.43 |  | 8.398% | [redacted] | [redacted] | 8.375% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $32253.15 | 1 | [redacted] | $3460.32 | [redacted] | $288.36 |  |  |  |  |  | 28.398% | 28.398% | 28.398% | [Redacted] | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Non-Primary Income - Pension]; 1099 Transcript - 2024<br> [Borrower - \| Non-Primary Income - Pension]; 1099 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1700.00 |  | 6.160% | $20000.00 | 1.7 | DU |  | ApproveIneligible | No | No | 8.375% | 2 | 2 | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $1159019.36 | 79.930% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 86.65 |  | Yes | No |  | $0.00 | $12228.67 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| 224777911 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $38390.00 | $9958.32 |  | 7.854% | [redacted] | [redacted] | 7.250% | No | No | Not Employed | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $261284.70 | 1 | [redacted] | $408.00 | [redacted] | $34.00 |  |  |  |  |  | 17.175% | 17.499% | 17.632% | [Redacted] | 798 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% |  | 100.000% |  | [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2025 | [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $38390.00 |  | 6.420% | $0.00 | 1 |  |  |  | No | No | 7.250% | 0 | 0 | 0 | 0 | 2 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  | 240 | [redacted] | $0.00 |  | No |  |  |  |  | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | Yes |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 138.53 |  | Yes | No |  | $315465.91 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 10 |
| 224778063 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $22026.26 | $22906.78 |  | 8.279% | [redacted] | [redacted] | 7.875% | Yes | No | Not Employed | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $86829.71 | 1 | [redacted] | $3799.32 | [redacted] | $316.61 |  |  |  |  |  | 11.946% | 11.946% | 11.946% | [Redacted] | 694 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% |  | 100.000% |  | [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2020<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2015 | [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $22026.26 |  | 6.230% | $0.00 | 1.4 |  |  |  | No | No | 7.875% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | Resident Alien Card |  |  | No | 47.81 |  | No | No |  | $98610.02 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224778069 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $66588.75 | $14768.90 |  | 6.883% | [redacted] | [redacted] | 6.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $25388.93 | 1 | [redacted] | $1137.96 | [redacted] | $94.83 |  |  |  |  |  | 40.672% | 40.672% | 40.672% | [Redacted] | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $66588.75 |  | 6.250% | $5000.00 | 1.4 |  |  |  | No | No | 6.750% | 0 |  | 1 | 0 | 1 | 1 |  |  | 10.97 | No |  |  |  |  |  |  |  |  |  | [redacted] | $1580130.78 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 186.07 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224778076 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.250% | No | No |  |  |  |  | 0 | 0 |  | US Citizen | US Citizen | US Citizen |  |  |  |  |  | 2 | [redacted] | $1607.04 | [redacted] | $133.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 800 | 805 | 800 | 774 | 636 | 664 | 662 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined | Level 4-Stated/Verified as defined |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.55 | 0.64 |  |  |  |  |  |  |  | [redacted] | $30000.00 | 5.350% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual | Individual | Individual |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  | 117.51 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224778077 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1690.00 | $2179.92 |  | 7.396% | [redacted] | [redacted] | 7.375% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $15542.51 | 1 | [redacted] | $4825.56 | [redacted] | $402.13 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion (No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1690.00 |  | 6.230% | $0.00 | 3.4 | DU |  | ApproveEligible | No | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | [redacted] | $1669250.03 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 375.3 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224778079 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $6810.96 | [redacted] | $567.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 693 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.32 | 0.75 |  |  |  |  |  |  |  | [redacted] | $338558.33 | 46.690% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 31.21 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 5 |
| 224778085 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.375% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | [redacted] | $1683.00 | [redacted] | $140.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 788 | 790 | 776 | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.35 | 0.73 |  |  |  |  |  |  |  | [redacted] | $171327.27 | 77.870% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 79.17 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224778086 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.500% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $830.04 | [redacted] | $69.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 806 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1.7 |  |  |  | No | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.41 | 0.7 |  |  |  |  |  |  |  | [redacted] | $586649.17 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 634.3 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 |
| 224778087 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.125% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 3 | [redacted] | $3191.04 | [redacted] | $265.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 739 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 7.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.15 | 0.86 |  |  |  |  |  |  |  | [redacted] | $86234.52 | 21.550% | No |  |  |  |  | Yes | Short Form | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 16.19 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 |
| 224778088 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.625% | No | No |  |  |  |  | 0 |  |  | US Citizen | Not Provided |  |  |  |  |  |  | 1 | [redacted] | $1846.56 | [redacted] | $153.88 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 733 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1.7 |  |  |  | No | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.99 | 1 |  |  |  |  |  |  |  | [redacted] | $76824.95 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 25.25 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224778089 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $1495.56 | [redacted] | $124.63 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 656 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 2.6 |  |  |  | No | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.48 | 0.67 |  |  |  |  |  |  |  | [redacted] | $705634.97 | 96.660% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 61.19 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224778090 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1790.00 | $4856.73 |  | 6.910% | [redacted] | [redacted] | 6.875% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $15050.92 | 1 | [redacted] | $2343.48 | [redacted] | $195.29 |  |  |  |  |  | 49.830% | 42.424% | 49.830% | [Redacted] | 740 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1790.00 |  | 6.190% | $0.00 | 2.1 |  |  |  | No | No | 6.875% | 2 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  | 240 | [redacted] | $668009.55 | 46.870% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II |  | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 41.72 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224778093 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $2970.00 | $4076.02 |  | 8.544% | [redacted] | [redacted] | 7.990% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2495.54 | 1 | [redacted] | $323.04 | [redacted] | $26.92 |  |  |  |  |  | 34.891% | 34.891% | 34.891% | [Redacted] | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $2970.00 |  | 6.270% | $0.00 | 4.6 |  |  |  | No | No | 7.990% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $49094.45 | 42.690% | No | 35 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 6.87 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224778117 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $9312.69 | $22309.74 |  | 6.938% | [redacted] | [redacted] | 6.625% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $12398.99 | 1 | [redacted] | $2562.96 | [redacted] | $213.58 |  |  |  |  |  | 47.923% | 47.923% | 47.923% | [Redacted] | 750 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - IRA Distribution]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - IRA Distribution]; Account Statements - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $9312.69 |  | 6.250% | $0.00 | 1.2 | DU |  | ApproveEligible | Yes | No | 6.625% | 0 |  | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $2617346.96 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 361.73 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| 224778118 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.500% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $543.00 | [redacted] | $45.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.11 | 0.89 |  |  |  |  |  |  |  | [redacted] | $235529.23 | 54.140% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 5.17 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224779206 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.750% | No | No |  |  |  |  | 0 |  |  | US Citizen | Not Provided |  |  |  |  |  |  | 1 | [redacted] | $2627.04 | [redacted] | $218.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1.3 |  |  |  | Yes | No | 7.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.07 | 0.92 |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Member | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 10.49 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224779328 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $4260.47 | $7708.25 |  | 7.875% | [redacted] | [redacted] | 8.050% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $12502.90 | 1 | [redacted] | $2670.00 | [redacted] | $222.50 |  |  |  |  |  | 43.769% | 45.168% | 43.769% | [Redacted] | 668 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Personal, Business | 100.000% | 100.000% | 100.000% |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 31.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 31.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 31.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 31.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 | 0 | 0 |  |  | [redacted] | $4260.47 |  | 6.410% | $0.00 | 1.7 |  |  |  | No | No | 8.050% | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $70157.14 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 16.77 |  | No | No |  | $6153.40 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224781560 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.250% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 2 | [redacted] | $7520.76 | [redacted] | $626.73 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 763 | 759 | 768 | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.02 | 0.97 |  |  |  |  |  |  |  | [redacted] | $116133.19 | 14.980% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 21.17 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224781613 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $4118.75 | $6962.43 |  | 7.751% | [redacted] | [redacted] | 7.375% | No | No | Not Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $1871.54 | 1 | [redacted] | $1860.96 | [redacted] | $155.08 |  |  |  |  |  | 49.979% | 49.979% | 49.979% | [Redacted] | 649 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $4118.75 |  | 6.270% | $0.00 | 1 | DU |  | ApproveIneligible | Yes | No | 7.375% | 0 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] |  |  | No |  | 34 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 8.74 |  |  | No |  | $1408.20 | $2333.31 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224781616 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1390.00 | $3572.60 |  | 7.049% | [redacted] | [redacted] | 6.990% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7090.29 | 1 | [redacted] | $4419.00 | [redacted] | $368.25 |  |  |  |  |  | 43.293% | 43.293% | 43.293% | [Redacted] | 726 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1390.00 |  | 6.220% | $0.00 | 1 | LP / LPA |  | Accept/Eligible | Yes | No | 6.990% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] |  |  | No | 34 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.69 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224781720 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $3502.50 | $4538.66 |  | 7.365% | [redacted] | [redacted] | 7.250% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $21718.33 | 1 | [redacted] | $4418.04 | [redacted] | $368.17 |  |  |  |  |  | 25.506% | 25.506% | 25.506% | [Redacted] | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $3502.50 |  | 6.220% | $0.00 | 1.3 |  |  |  | No | No | 7.250% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 112.29 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224781733 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $4468.40 | $7447.97 |  | 7.628% | [redacted] | [redacted] | 7.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $13954.41 | 1 | [redacted] | $1516.68 | [redacted] | $126.39 |  |  |  |  |  | 19.312% | 19.312% | 19.312% | [Redacted] | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $4468.40 |  | 6.190% | $0.00 | 1.1 |  |  |  | Yes | No | 7.375% | 0 |  | 0 | 0 | 2 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $14006.77 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 7.19 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224781740 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.750% | No | No |  |  |  |  | 0 |  |  | Foreign National | N/A |  |  |  |  |  |  | 1 | [redacted] | $1210.92 | [redacted] | $100.91 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.52 | 0.65 |  |  |  |  |  |  |  | [redacted] | $109906.42 | 42.110% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 52.14 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | No | No | 1 |
| 224781762 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $291.00 | [redacted] | $24.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 758 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.02 | 0.97 |  |  |  |  |  |  |  | [redacted] | $240002.45 | 85.560% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 106.52 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224781790 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $454.80 | [redacted] | $37.90 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1.2 |  |  |  | No | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.12 | 0.89 |  |  |  |  |  |  |  | [redacted] | $224147.59 |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 24.69 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224781792 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.625% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 4 | [redacted] | $1130.04 | [redacted] | $94.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 7.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 2.11 | 0.47 |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 104.75 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224781793 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $19250.00 | $6015.24 |  | 7.202% | [redacted] | [redacted] | 6.990% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $21194.11 | 1 | [redacted] | $1383.96 | [redacted] | $115.33 |  |  |  |  |  | 23.854% | 23.854% | 23.854% | [Redacted] | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $19250.00 |  | 6.220% | $5976.68 | 1.3 |  |  |  | No | No | 6.990% | 2 |  | 0 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $101485.62 | 28.990% | No | 36 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | Yes | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12.13 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224781796 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $20827.65 | $6406.93 |  | 7.200% | [redacted] | [redacted] | 6.990% | No | No | Not Employed | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $8477.49 | 1 | [redacted] | $2880.12 | [redacted] | $240.01 |  |  |  |  |  | 25.486% | 25.486% | 25.486% | [Redacted] | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Non-Primary Income - Pension]; Paystubs - 2025 | [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $20827.65 |  | 6.220% | $10000.00 | 1.1 |  |  |  | Yes | No | 6.990% | 0 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $245831.48 | 69.240% | No |  | 29 |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 47.31 |  | No | No |  | $2817.86 | $8559.20 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224781798 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $2100.00 | $4296.11 |  | 6.894% | [redacted] | [redacted] | 6.750% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3498.38 | 1 | [redacted] | $2624.04 | [redacted] | $218.67 |  |  |  |  |  | 45.672% | 45.672% | 45.672% | [Redacted] | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; 1099-SSA - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; 1099-SSA - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $2100.00 |  | 6.220% | $10000.00 | 2.3 |  |  |  | No | No | 6.750% | 0 |  | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | [redacted] | $390585.79 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 130.94 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224781860 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $13949.63 | $16173.46 |  | 7.331% | [redacted] | [redacted] | 7.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $276574.51 | 1 | [redacted] | $1282.68 | [redacted] | $106.89 |  |  |  |  |  | 2.801% | 2.801% | 2.801% | [Redacted] | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $13949.63 |  | 6.190% | $9000.00 | 2.8 |  |  |  | Yes | No | 7.125% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $120888.04 | 12.920% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 57.33 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224781869 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.625% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $441.96 | [redacted] | $36.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 652 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.41 | 0.7 |  |  |  |  |  |  |  | [redacted] | $202279.96 | 91.940% | No |  |  |  |  | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 82.13 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224782088 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1720.70 | $4031.24 |  | 7.452% | [redacted] | [redacted] | 7.375% | No | No | Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  |  |  |  |  | $7495.82 | 1 | [redacted] | $1527.96 | [redacted] | $127.33 |  |  |  |  |  | 26.817% | 26.817% | 26.817% | [Redacted] | 740 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1720.70 |  | 6.250% | $0.00 | 3.6 |  |  |  | No | No | 7.375% | 0 |  | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $381013.24 | 77.630% | No | 36 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  |  | 88.74 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No | No | No | 1 |
| 224782114 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $15566.50 | $16436.66 |  | 6.668% | [redacted] | [redacted] | 6.375% | No | No | Self-Employed | Self-Employed |  |  |  |  | Non-Permanent Resident Alien | Non-Permanent Resident Alien |  |  |  |  |  |  | $19558.49 | 1 | [redacted] | $1030.44 | [redacted] | $85.87 |  |  |  |  |  | 17.605% | 17.605% | 17.605% | [Redacted] | 701 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Audited | [Borrower - \| Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $15566.50 |  | 6.160% | $0.00 | 2.3 |  |  |  | No | No | 6.375% | 1 | 1 | 1 | 0 | 3 | 1 |  |  | 10.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $2504.80 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No |  |  | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  | Employment Authorization |  |  |  | No | 6.89 |  | No | No |  | $11340.83 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Yes | No | No | 4 |
| 224785383 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $5934.00 | $6772.97 |  | 7.226% | [redacted] | [redacted] | 6.990% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $13366.70 | 1 | [redacted] | $1740.00 | [redacted] | $145.00 |  |  |  |  |  | 33.777% | 33.777% | 33.777% | [Redacted] | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023 | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $5934.00 |  | 5.700% | $42500.00 | 1 |  |  |  | Yes | No | 6.990% | 0 |  | 0 | 0 | 2 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $125063.43 | 22.330% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 6.53 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224785402 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $3957.96 | [redacted] | $329.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 810 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.79 | 0.55 |  |  |  |  |  |  |  | [redacted] | $12027.28 | 5.340% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 61.98 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224785403 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $4650.00 | $8632.16 |  | 7.004% | [redacted] | [redacted] | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $13942.62 | 1 | [redacted] | $6075.96 | [redacted] | $506.33 |  |  |  |  |  | 25.829% | 25.829% | 25.829% | [Redacted] | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 33.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 33.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 33.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 33.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 33.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $4650.00 |  | 6.250% | $0.00 | 4.2 |  |  |  | No | No | 6.875% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $181805.47 | 30.300% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7.46 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224785404 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $474.84 | [redacted] | $39.57 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1.1 |  |  |  | Yes | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.37 | 0.72 |  |  |  |  |  |  |  | [redacted] | $81035.15 | 47.190% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 29.11 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224790928 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1690.00 | $5309.04 |  | 6.775% | [redacted] | [redacted] | 6.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $20715.38 | 1 | [redacted] | $7358.52 | [redacted] | $613.21 |  |  |  |  |  | 44.440% | 44.440% | 44.440% | [Redacted] | 757 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 36 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 12.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 12.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 12.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 12.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1690.00 |  | 6.220% | $0.00 | 3.2 |  |  |  | No | No | 6.750% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $950883.94 | 45.280% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 35.55 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224790936 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $685.56 | [redacted] | $57.13 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 722 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.14 | 0.87 |  |  |  |  |  |  |  | [redacted] | $437876.74 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 237.38 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224790938 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.990% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | [redacted] | $1580.04 | [redacted] | $131.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 811 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 6.990% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.1 | 0.9 |  |  |  |  |  |  |  | [redacted] | $356879.80 | 41.490% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 29.76 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224790951 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $2648.00 | $9950.01 |  | 6.775% | [redacted] | [redacted] | 6.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5230.02 | 1 | [redacted] | $3468.36 | [redacted] | $289.03 |  |  |  |  |  | 49.894% | 49.894% | 49.894% | [Redacted] | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $2648.00 |  | 6.190% | $32000.00 | 2.1 |  |  |  | Yes | No | 6.625% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $222631.02 | 26.980% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 20.1 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224790955 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $3902.50 | $7803.92 |  | 7.048% | [redacted] | [redacted] | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4280.46 | 1 | [redacted] | $1254.48 | [redacted] | $104.54 |  |  |  |  |  | 49.834% | 49.834% | 49.834% | [Redacted] | 726 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $3902.50 |  | 6.220% | $0.00 | 1.2 |  |  |  | Yes | No | 6.875% | 2 |  | 2 | 0 | 3 | 2 |  |  |  | No |  |  |  |  |  |  |  |  |  | [redacted] | $279999.54 | 51.850% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 25.7 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224790960 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 8.125% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $590.04 | [redacted] | $49.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 639 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 8.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.06 | 0.93 |  |  |  |  |  |  |  | [redacted] | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 90.04 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| 224805346 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $1219.32 | [redacted] | $101.61 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 700 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.14 | 0.87 |  |  |  |  |  |  |  | [redacted] | $8550.00 | 3.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 266.14 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 5 |
| 224809808 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $1068.00 | [redacted] | $89.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 750 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.28 | 0.78 |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 98.46 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 5 |
| 224809809 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 8.250% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $2844.96 | [redacted] | $237.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 697 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1.2 |  |  |  | No | No | 8.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.08 | 0.92 |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 12.58 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224809817 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $5390.00 | $10901.70 |  | 6.836% | [redacted] | [redacted] | 6.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $93475.65 | 1 | [redacted] | $2715.96 | [redacted] | $226.33 |  |  |  |  |  | 6.354% | 6.354% | 6.354% | [Redacted] | 700 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $5390.00 |  | 6.230% | $0.00 | 2.9 |  |  |  | No | No | 6.750% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $1144145.25 | 71.500% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 44.37 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224810629 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $5726.56 | $10434.06 |  | 7.877% | [redacted] | [redacted] | 7.500% | No | No | Non-Employment Income | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $3027.38 | 1 | [redacted] | $2397.96 | [redacted] | $199.83 |  |  |  |  |  | 48.625% | 48.625% | 48.625% | [Redacted] | 823 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Balance Sheet - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $5726.56 |  | 6.270% | $5000.00 |  |  |  |  | No | No | 7.500% | 0 | 0 | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | [redacted] | $273852.77 | 70.760% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 56.34 |  |  | No |  | $3881.13 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224810630 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.500% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 2 | [redacted] | $2768.16 | [redacted] | $230.68 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 731 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.17 | 0.84 |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 58.2 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224820204 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $41657.88 | $33128.21 |  | 8.876% | [redacted] | [redacted] | 8.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $47534.59 | 1 | [redacted] | $2657.04 | [redacted] | $221.42 |  |  |  |  |  | 25.208% | 25.208% | 25.208% | [Redacted] | 643 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Audited | [Borrower - \| Primary Income - Sole Proprietor]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $41657.88 |  | 6.270% | $30220.00 | 1.1 |  |  |  | Yes | No | 8.625% | 0 |  | 3 | 0 | 3 | 3 |  |  | 10.97 | No |  |  |  |  |  |  |  |  |  | [redacted] | $113670.35 | 6.350% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.43 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224820357 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.625% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $1908.00 | [redacted] | $159.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 711 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 4 |  |  |  | Yes | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.25 | 0.79 |  |  |  |  |  |  |  | [redacted] | $270285.70 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 144.27 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224825436 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.875% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $3381.24 | [redacted] | $281.77 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1.4 |  |  |  | Yes | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.17 | 0.85 |  |  |  |  |  |  |  | [redacted] | $292162.75 | 40.020% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 14 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 2 |
| 224825439 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1790.00 | $2463.54 |  | 7.329% | [redacted] | [redacted] | 7.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6350.25 | 1 | [redacted] | $1314.00 | [redacted] | $109.50 |  |  |  |  |  | 30.725% | 30.725% | 30.725% | [Redacted] | 755 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1790.00 |  | 6.220% | $0.00 | 1.4 | LP / LPA |  | Accept/Eligible | No | No | 7.250% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $129501.44 | 34.710% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 17.95 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224825445 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $8972.00 | $10919.05 |  | 8.296% | [redacted] | [redacted] | 7.990% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $11723.27 | 1 | [redacted] | $4234.80 | [redacted] | $352.90 |  |  |  |  |  | 28.435% | 28.435% | 28.435% | [Redacted] | 755 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Personal, Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2024<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $8972.00 |  | 6.190% | $5000.00 | 2.5 |  |  |  | No | No | 7.990% | 0 |  | 0 | 0 | 2 | 0 | 12 | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $33366.81 | 8.360% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 12.26 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224825448 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.875% | No | No |  |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  |  |  |  |  |  | 1 | [redacted] | $6929.16 | [redacted] | $577.43 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 718 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.61 | 0.62 |  |  |  |  |  |  |  | [redacted] | $50000.00 | 5.550% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 10.22 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 |
| 224826534 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.625% | No | No |  |  |  |  | 0 |  |  | US Citizen | N/A |  |  |  |  |  |  | 1 | [redacted] | $2964.60 | [redacted] | $247.05 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1.4 |  |  |  | Yes | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.12 | 0.88 |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 5.42 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224826538 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.500% | No | No |  |  |  |  | 0 |  |  | Foreign National | Foreign National |  |  |  |  |  |  | 1 | [redacted] | $1428.00 | [redacted] | $119.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.09 | 0.91 |  |  |  |  |  |  |  | [redacted] | $189429.04 | 47.710% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | Yes |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 29.15 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | Yes | No | 1 |
| 224826539 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.500% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $963.00 | [redacted] | $80.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.1 | 0.9 |  |  |  |  |  |  |  | [redacted] | $108221.35 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 105.39 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224826577 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.625% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $1096.56 | [redacted] | $91.38 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 2.6 |  |  |  | No | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.17 | 0.85 |  |  |  |  |  |  |  | [redacted] | $465206.56 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 198.74 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 6 |
| 224826607 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $5614.25 | $5381.13 |  | 8.275% | [redacted] | [redacted] | 8.125% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4401.03 | 1 | [redacted] | $1908.00 | [redacted] | $159.00 |  |  |  |  |  | 47.929% | 47.929% | 47.929% | [Redacted] | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Social Security]; Account Statements - 2025<br> [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Pension]; 1099 Transcript - 2024<br> [Borrower - \| Non-Primary Income - Pension]; 1099 Transcript - 2023<br> [Borrower - \| Non-Primary Income - Pension]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $5614.25 |  | 6.260% | $12000.00 | 1.9 |  |  |  | No | No | 8.125% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | [redacted] | $435807.00 | 99.460% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 111.73 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224826705 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $8727.50 | $9673.16 |  | 7.163% | [redacted] | [redacted] | 6.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8156.59 | 1 | [redacted] | $1274.16 | [redacted] | $106.18 |  |  |  |  |  | 33.350% | 33.350% | 33.350% | [Redacted] | 749 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 Transcript - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2023<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr 1099 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $8727.50 |  | 6.220% | $0.00 | 2.6 |  |  |  | No | No | 6.990% | 0 |  | 0 | 0 | 2 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | [redacted] | $5500.00 | 0.730% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 103.67 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224851098 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $5898.20 | $199.52 |  | 7.241% | [redacted] | [redacted] | 7.250% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3071.22 | 1 | [redacted] | $828.96 | [redacted] | $69.08 |  |  |  |  |  | 49.882% | 49.882% | 49.882% | [Redacted] | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $5898.20 |  | 6.220% | $3864.11 | 1.6 |  |  |  | Yes | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | [redacted] | $518120.09 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 209.28 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224851885 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $2124.50 | $4009.70 |  | 7.805% | [redacted] | [redacted] | 7.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7060.07 | 1 | [redacted] | $1872.96 | [redacted] | $156.08 |  |  |  |  |  | 38.857% | 38.857% | 38.857% | [Redacted] | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Personal, Business | 79.000% | 51.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 51.00% \| Expense Ratio: 35.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 51.00% \| Expense Ratio: 35.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 51.00% \| Expense Ratio: 35.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 51.00% \| Expense Ratio: 35.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 35.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 35.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 35.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 35.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $2124.50 |  | 6.220% | $0.00 | 1 |  |  |  | Yes | No | 7.750% | 2 |  | 0 | 0 | 2 | 0 | 12 | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $50515.32 | 8.860% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 6.17 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224851904 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1495.00 | $3245.30 |  | 6.697% | [redacted] | [redacted] | 6.625% | No | No | Not Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $31591.22 | 1 | [redacted] | $1004.04 | [redacted] | $83.67 |  |  |  |  |  | 13.699% | 13.699% | 13.699% | [Redacted] | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% |  | 100.000% |  | [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1495.00 |  | 6.220% | $0.00 | 1 |  |  |  | No | No | 6.625% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $601073.05 | 63.940% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No |  | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 12.9 |  |  | No |  | $36605.97 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224851916 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.875% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $3282.96 | [redacted] | $273.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 818 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.08 | 0.92 |  |  |  |  |  |  |  | [redacted] | $308426.41 | 63.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 51.17 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| 224852462 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.750% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $873.36 | [redacted] | $72.78 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 2.5 |  |  |  | No | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.98 |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 92.56 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 |
| 224852698 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $4868.75 | $1208.65 |  | 9.042% | [redacted] | [redacted] | 8.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $43804.50 | 1 | [redacted] | $385.08 | [redacted] | $32.09 |  |  |  |  |  | 5.054% | 5.054% | 5.054% | [Redacted] | 693 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $4868.75 |  | 6.220% | $29870.00 | 1 |  |  |  | Yes | No | 8.990% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $31105.39 | 11.730% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.79 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224852700 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.250% | No | No |  |  |  |  | 0 |  |  | Foreign National |  |  |  |  |  |  |  | 1 | [redacted] | $799.20 | [redacted] | $66.60 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.2 | 0.82 |  |  |  |  |  |  |  | [redacted] | $4898935.41 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2349.98 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | No | No | 1 |
| 224853140 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.500% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | [redacted] | $3043.92 | [redacted] | $253.66 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 725 | 725 | 744 | 695 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 2 |  |  |  | N/A | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.31 | 0.75 |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Corp | Guarantor - Business Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Guarantor - Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 32.74 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| 224853150 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $6286.46 | $9209.45 |  | 8.110% | [redacted] | [redacted] | 7.750% | No | No | Employed | Employed |  |  |  |  | Permanent Resident Alien | US Citizen |  |  |  |  |  |  | $7052.61 | 1 | [redacted] | $736.56 | [redacted] | $61.38 |  |  |  |  |  | 42.243% | 42.243% | 42.243% | [Redacted] | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Employer Letter - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $6286.46 |  | 6.260% | $0.00 |  |  |  |  | No | No | 7.750% | 1 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $118388.92 | 38.180% | No |  | 33 |  |  | Yes | Shares/Stock/Ownership (Co-op) | Leasehold | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No | Yes | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 11.02 |  | No | No |  | $0.00 | $8016.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224853709 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.750% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $4320.00 | [redacted] | $360.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.26 | 0.79 |  |  |  |  |  |  |  | [redacted] | $161262.19 | 32.570% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 11.01 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 |
| 224853711 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.990% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $1428.48 | [redacted] | $119.04 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 728 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.990% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.12 | 0.89 |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 115.87 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 |
| 224853855 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $888.00 | [redacted] | $74.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 807 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 4 |  |  |  | No | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.53 | 0.65 |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 133.22 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 9 |
| 224853857 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 5.990% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $951.24 | [redacted] | $79.27 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 754 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 5.990% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.99 | 1 |  |  |  |  |  |  |  | [redacted] | $351434.02 | 58.570% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 36.83 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224853893 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1590.00 | $5144.10 |  | 6.823% | [redacted] | [redacted] | 6.750% | No | Yes | Not Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $52241.18 | 1 | [redacted] | $7076.88 | [redacted] | $589.74 |  |  |  |  |  | 26.329% | 26.329% | 26.329% | [Redacted] | 748 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.000% |  | 100.000% |  | [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2015 | [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1590.00 |  | 6.220% | $0.00 | 2.1 |  |  |  | Yes | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 | 12 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $0.00 |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 29.68 |  | No | No |  | $70911.21 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224853981 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $2156.04 | [redacted] | $179.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 708 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1.5 |  |  |  | No | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.02 | 0.97 |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.22 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 |
| 224854078 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $7866.56 | $9918.56 |  | 8.022% | [redacted] | [redacted] | 7.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7161.30 | 1 | [redacted] | $1672.20 | [redacted] | $139.35 |  |  |  |  |  | 40.367% | 40.367% | 40.367% | [Redacted] | 709 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $7866.56 |  | 6.220% | $0.00 | 2.5 |  |  |  | N/A | No | 7.750% | 1 |  | 0 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] |  |  | No | 12 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 58.12 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224854094 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $8077.50 | $11878.26 |  | 7.515% | [redacted] | [redacted] | 7.375% | No | No | Non-Employment Income | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $20175.93 | 1 | [redacted] | $909.96 | [redacted] | $75.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion (No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $8077.50 |  | 6.250% | $0.00 | 2.8 |  |  |  | Yes | No | 7.375% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | [redacted] | $1805748.31 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 386.45 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 5 |
| 224854328 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1690.00 | $2195.10 |  | 7.053% | [redacted] | [redacted] | 6.990% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $3921.86 | 1 | [redacted] | $2709.96 | [redacted] | $225.83 |  |  |  |  |  | 47.482% | 47.482% | 47.482% | [Redacted] | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Personal | 100.000% | 100.000% |  |  | [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1690.00 |  | 6.250% | $28000.00 | 1 |  |  |  | Yes | No | 6.990% | 0 |  | 0 | 0 | 2 | 0 | 12 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $108662.08 | 21.950% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 7.58 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224854365 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $20395.00 | $8027.56 |  | 7.344% | [redacted] | [redacted] | 7.125% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  |  |  |  |  | $6248.81 | 3 | [redacted] | $3763.08 | [redacted] | $313.59 |  |  |  |  |  | 44.538% | 44.538% | 44.538% | [Redacted] | 699 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $20395.00 |  | 6.190% | $0.00 |  |  |  |  | No | No | 7.125% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $196097.37 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II |  | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  | No | 60.8 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No | No | No | 2 |
| 224854464 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $504.00 | [redacted] | $42.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 701 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.49 | 0.66 |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 14.14 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224854515 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $2655.63 | $4151.35 |  | 6.952% | [redacted] | [redacted] | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7242.52 | 1 | [redacted] | $1821.96 | [redacted] | $151.83 |  |  |  |  |  | 43.782% | 43.782% | 43.782% | [Redacted] | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $2655.63 |  | 6.270% | $14715.00 | 1 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $128861.01 | 19.090% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 19.37 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224854516 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $10511.20 | $14249.08 |  | 7.427% | [redacted] | [redacted] | 7.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $70675.08 | 1 | [redacted] | $3164.28 | [redacted] | $263.69 |  |  |  |  |  | 21.486% | 21.486% | 21.486% | [Redacted] | 748 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $10511.20 |  | 6.180% | $0.00 | 1.8 |  |  |  | Yes | No | 7.250% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $227552.93 | 28.840% | No |  |  |  |  | Yes | Short Form | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 8.61 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224854520 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $2735.26 | $6555.33 |  | 6.873% | [redacted] | [redacted] | 6.750% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $11103.93 | 1 | [redacted] | $1396.44 | [redacted] | $116.37 |  |  |  |  |  | 41.716% | 41.716% | 41.716% | [Redacted] | 764 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 53.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2021<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $2735.26 |  | 6.220% | $0.00 | 1 |  |  |  | N/A | No | 6.750% | 0 | 2 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $347963.67 | 41.270% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 6.3 |  | Yes | No |  | $0.00 | $8874.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224854521 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.500% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | [redacted] | $1344.12 | [redacted] | $112.01 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 761 | 768 | 745 | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 2 |  |  |  | No | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.23 | 0.8 |  |  |  |  |  |  |  | [redacted] | $154377.42 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 130.96 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224855083 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1690.00 | $8252.80 |  | 8.016% | [redacted] | [redacted] | 7.990% | No | Yes | Employed | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $10056.97 | 1 | [redacted] | $3823.08 | [redacted] | $318.59 |  |  |  |  |  | 49.811% | 49.811% | 49.811% | [Redacted] | 707 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Balance Sheet - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Balance Sheet - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Non-Primary Income - Pension]; Paystubs - 2025<br> [Coborrower(s) - \| Non-Primary Income - Pension]; Deposit Receipt - 2025<br> [Coborrower(s) - \| Non-Primary Income - Pension]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Non-Primary Income - IRA Distribution]; Account Statements - 2025<br> [Coborrower(s) - \| Non-Primary Income - IRA Distribution]; Deposit Receipt - 2025<br> [Coborrower(s) - \| Non-Primary Income - IRA Distribution]; Other - 2025<br> [Coborrower(s) - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1690.00 |  | 6.190% | $0.00 | 4.6 |  |  |  | No | No | 7.990% | 2 | 0 | 1 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | [redacted] | $13013.88 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 18.21 |  |  | No |  | $7249.78 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224869810 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $4642.39 | $5530.54 |  | 6.658% | [redacted] | [redacted] | 6.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6802.06 | 1 | [redacted] | $1633.80 | [redacted] | $136.15 |  |  |  |  |  | 31.131% | 31.131% | 31.131% | [Redacted] | 785 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - Sole Proprietor]; Balance Sheet - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $4642.39 |  | 6.220% | $28975.00 | 1 |  |  |  | Yes | No | 6.375% | 0 |  | 2 | 0 | 3 | 2 |  |  | 10.97 | No |  |  |  |  |  |  |  |  |  | [redacted] | $376452.96 | 82.010% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 54.78 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224869811 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.125% | No | No |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  |  | 2 | [redacted] | $1022.04 | [redacted] | $85.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 803 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.47 | 0.67 |  |  |  |  |  |  |  | [redacted] | $347060.87 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 188.46 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224869824 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $4495.95 | $6568.25 |  | 7.399% | [redacted] | [redacted] | 7.250% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5961.31 | 1 | [redacted] | $2699.04 | [redacted] | $224.92 |  |  |  |  |  | 37.050% | 37.050% | 37.050% | [Redacted] | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $4495.95 |  | 6.270% | $60000.00 | 3.3 | DU |  | ApproveEligible | No | No | 7.250% | 2 | 2 | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $129618.26 | 21.980% | No | 21 | 21 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 29.19 |  | No | No |  | $0.00 | $3564.36 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224869827 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.990% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $1491.96 | [redacted] | $124.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 713 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.990% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.98 |  |  |  |  |  |  | 240 | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 50.76 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 |
| 224869829 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $330.00 | [redacted] | $27.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 733 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.04 | 0.96 |  |  |  |  |  |  |  | [redacted] | $76326.94 | 38.350% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12.61 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224869832 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.990% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 2 | [redacted] | $4782.60 | [redacted] | $398.55 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 6.990% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.11 | 0.89 |  |  |  |  |  |  |  | [redacted] | $335216.54 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 146.45 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 5 |
| 224878155 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $3260.00 | $5490.38 |  | 7.253% | [redacted] | [redacted] | 6.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $13157.39 | 1 | [redacted] | $1889.04 | [redacted] | $157.42 |  |  |  |  |  | 40.236% | 40.236% | 40.236% | [Redacted] | 701 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $3260.00 |  | 5.730% | $0.00 | 1 |  |  |  | Yes | No | 6.990% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $280101.99 | 79.340% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 81.65 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224878724 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $2095.00 | $5484.07 |  | 7.037% | [redacted] | [redacted] | 6.990% | No | No | Non-Employment Income | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8083.17 | 2 | [redacted] | $7498.08 | [redacted] | $624.84 |  |  |  |  |  | 46.501% | 46.501% | 46.501% | [Redacted] | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Primary Income - Social Security]; 1099 Transcript - 2024<br> [Borrower - \| Primary Income - Social Security]; 1099 Transcript - 2023<br> [Borrower - \| Primary Income - Social Security]; 1099 Transcript - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; 1099 Transcript - 2024<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; 1099 Transcript - 2023<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; 1099 Transcript - 2022<br> [Coborrower(s) - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Non-Primary Income - Pension]; 1099 Transcript - 2024<br> [Coborrower(s) - \| Non-Primary Income - Pension]; 1099-R - 2024<br> [Coborrower(s) - \| Non-Primary Income - Pension]; 1099 Transcript - 2023<br> [Coborrower(s) - \| Non-Primary Income - Pension]; 1099 Transcript - 2022<br> [Coborrower(s) - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $2095.00 |  | 6.230% | $0.00 |  |  |  |  | No | No | 6.990% | 0 | 3 | 1 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | [redacted] | $98253.58 |  | No |  | 34 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 19.42 |  | No | No |  | $4300.18 | $5584.18 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224878740 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $7856.20 | $9669.95 |  | 8.334% | [redacted] | [redacted] | 7.990% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8904.94 | 1 | [redacted] | $1692.84 | [redacted] | $141.07 |  |  |  |  |  | 38.609% | 38.609% | 38.609% | [Redacted] | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Alternative Documentation (A) | 24mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $7856.20 |  | 6.220% | $4000.00 | 2.4 |  |  |  | No | No | 7.990% | 0 | 0 | 0 | 0 | 2 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $63551.68 | 20.900% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 20.9 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224878743 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $1104.00 | [redacted] | $92.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 742 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 3.7 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.4 | 0.7 |  |  |  |  |  |  |  | [redacted] | $210992.68 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 207.69 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 13 |
| 224878744 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $4229.75 | $6139.00 |  | 7.424% | [redacted] | [redacted] | 7.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $18440.98 | 1 | [redacted] | $2640.72 | [redacted] | $220.06 |  |  |  |  |  | 28.425% | 28.425% | 28.425% | [Redacted] | 673 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $4229.75 |  | 6.270% | $0.00 | 4.3 |  |  |  | N/A | No | 7.250% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $16868.78 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 7.85 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224878748 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $14050.50 | $3326.48 |  | 7.333% | [redacted] | [redacted] | 7.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6245.33 | 1 | [redacted] | $2125.92 | [redacted] | $177.16 |  |  |  |  |  | 46.620% | 46.620% | 46.620% | [Redacted] | 728 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 70.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; 1099-SSA - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; 1099-SSA - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $14050.50 |  | 6.190% | $27000.00 | 2.3 |  |  |  | No | No | 7.250% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $295499.58 | 52.300% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 26.3 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224878879 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.990% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 3 | [redacted] | $1697.04 | [redacted] | $141.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 6.990% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.27 | 0.78 |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 25.17 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224879447 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $63160.63 | $20165.27 |  | 7.404% | [redacted] | [redacted] | 7.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $58754.30 | 3 | [redacted] | $7512.96 | [redacted] | $626.08 |  |  |  |  |  | 26.910% | 26.910% | 26.910% | [Redacted] | 753 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2024 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 | 0 | 0 |  |  | [redacted] | $63160.63 |  | 6.220% | $0.00 |  |  |  |  | No | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $40500.00 | 3.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 16.41 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224879449 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $24090.00 | $7852.32 |  | 7.149% | [redacted] | [redacted] | 6.990% | No | No | Not Employed | Self-Employed | Not Employed |  | 0 |  |  | US Citizen |  |  |  |  |  |  | $37372.53 | 2 | [redacted] | $7825.08 | [redacted] | $652.09 |  |  |  |  |  | 38.258% | 38.258% | 38.258% | [Redacted] | 802 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  | Level 1-Not Stated/Not Verified |  | Level 1-Not Stated/Not Verified |  | No | Yes | 12 | Business | 100.000% |  | 50.000% |  | [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $24090.00 |  | 6.270% | $0.00 |  |  |  |  | N/A | No | 6.990% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $304244.21 | 60.840% | No |  |  |  |  | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 34.07 |  | No | No |  | $60530.59 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| 224879465 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 2 | [redacted] | $1843.92 | [redacted] | $153.66 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 750 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.24 | 0.8 |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 66.76 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 |
| 224879468 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.375% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | [redacted] | $2454.96 | [redacted] | $204.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 763 | 717 | 774 | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 3.2 |  |  |  | N/A | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.08 | 0.92 |  |  |  |  |  |  |  | [redacted] | $8129.17 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Member | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 15.66 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224879469 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 8.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $4458.96 | [redacted] | $371.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 2.8 |  |  |  | N/A | No | 8.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.43 | 0.69 |  |  |  |  |  |  |  | [redacted] | $97889.72 | 15.290% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 13.22 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224879474 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 2 | [redacted] | $2487.00 | [redacted] | $207.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.42 | 0.7 |  |  |  |  |  |  |  | [redacted] | $313320.82 | 51.780% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 30.16 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 4 |
| 224879475 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.625% | No | No |  |  |  |  |  |  |  | Foreign National |  |  |  |  |  |  |  | 1 | [redacted] | $877.68 | [redacted] | $73.14 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.02 | 0.97 |  |  |  |  |  |  |  | [redacted] | $131160.96 | 46.840% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 30.68 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | No | No | 1 |
| 224879740 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $1266.00 | [redacted] | $105.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 712 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 3.7 |  |  |  | Yes | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 0.99 |  |  |  |  |  |  |  | [redacted] | $534910.86 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 326.86 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224879741 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $15340.00 | $2511.90 |  | 6.860% | [redacted] | [redacted] | 6.875% | No | No | Not Employed | Self-Employed | Self-Employed |  | 4.02 |  |  | US Citizen | US Citizen |  |  |  |  |  | $9883.28 | 1 | [redacted] | $4350.36 | [redacted] | $362.53 |  |  |  |  |  | 36.555% | 36.555% | 36.555% | [Redacted] | 799 | 772 | 790 | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  | Level 3-Stated/Partially Verified |  | Level 3-Stated/Verified as defined |  | No | Yes | 12 | Business | 100.000% |  | 50.000% |  | [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2019<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2018<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Other - 2026<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Other - 2019<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Other - 2018 | [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $15340.00 |  | 6.250% | $149000.00 | 2.4 |  |  |  | N/A | No | 6.875% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $5000.00 | 0.470% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 9.57 |  | No | No |  | $15577.81 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224879750 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1835.40 | $2538.62 |  | 8.824% | [redacted] | [redacted] | 8.625% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | Mexico |  |  |  | $9233.65 | 1 | [redacted] | $1133.04 | [redacted] | $94.42 |  |  |  |  |  | 19.085% | 19.085% | 19.085% | [Redacted] | 734 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2019 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1835.40 |  | 6.250% | $2500.00 | 1 |  |  |  | Yes | No | 8.625% | 0 |  | 0 | 0 | 2 | 0 | 12 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  |  | 28.5 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No | No | No | 1 |
| 224879754 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $15450.00 | $19394.37 |  | 6.925% | [redacted] | [redacted] | 6.750% | No | No | Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | United States of America |  |  |  | $40855.38 | 1 | [redacted] | $1528.44 | [redacted] | $127.37 |  |  |  |  |  | 16.565% | 16.565% | 16.565% | [Redacted] | 726 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Employer Letter - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $15450.00 |  | 6.270% | $0.00 | 1 | DU |  | ApproveEligible | No | No | 6.750% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $497045.49 | 39.760% | No | 16 |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | VISA |  |  |  |  | 21.28 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224879766 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $6634.00 | $10580.90 |  | 7.370% | [redacted] | [redacted] | 7.250% | No | No | Employed | Self-Employed | Self-Employed |  | 6.55 |  | US Citizen | US Citizen | US Citizen |  |  |  |  |  | $12458.97 | 1 | [redacted] | $1509.00 | [redacted] | $125.75 |  |  |  |  |  | 48.079% | 48.079% | 48.079% | [Redacted] | 763 | 774 | 763 | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  | Level 4-Stated/Verified as defined |  | Level 1-Not Stated/Not Verified |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Coborrower(s) - \| Non-Primary Income - Pension]; Paystubs - 2025<br> [Coborrower(s) - \| Non-Primary Income - Pension]; 1099-R - 2024<br> [Coborrower(s) - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2019 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $6634.00 |  | 6.250% | $0.00 | 3.1 | DU |  | ApproveEligible | No | No | 7.250% | 0 | 0 | 1 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $42838.75 |  | No | 34 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 8.18 |  | No | No |  | $15856.57 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224880501 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $12445.00 | $19851.96 |  | 7.188% | [redacted] | [redacted] | 6.990% | No | No | Not Employed | Self-Employed | Not Employed |  | 0 |  |  | US Citizen |  |  |  |  |  |  | $170998.37 | 1 | [redacted] | $4627.68 | [redacted] | $385.64 |  |  |  |  |  | 6.490% | 6.490% | 6.490% | [Redacted] | 749 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  | Level 1-Not Stated/Not Verified |  | Level 1-Not Stated/Not Verified |  | No | Yes | 12 | Business | 100.000% |  | 100.000% |  | [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $12445.00 |  | 6.220% | $29100.00 | 1 |  |  |  | Yes | No | 6.990% | 0 | 0 | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $30000.00 | 2.920% | No |  |  |  |  | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Individual | Corp | Business Entity |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 21.29 |  |  | No |  | $182866.29 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224913943 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1395.00 | $4845.05 |  | 7.032% | [redacted] | [redacted] | 6.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $125107.34 | 1 | [redacted] | $3125.04 | [redacted] | $260.42 |  |  |  |  |  | 8.285% | 8.285% | 8.285% | [Redacted] | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1395.00 |  | 6.270% | $0.00 | 1.2 |  |  |  | Yes | No | 6.990% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 104.01 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224913945 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $21516.00 | $25820.68 |  | 6.717% | [redacted] | [redacted] | 6.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $321898.12 | 1 | [redacted] | $5006.04 | [redacted] | $417.17 |  |  |  |  |  | 2.180% | 2.180% | 2.180% | [Redacted] | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $21516.00 |  | 6.250% | $0.00 | 1 |  |  |  | N/A | No | 6.500% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $51052.29 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.65 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224913946 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $12275.28 | $5737.64 |  | 6.309% | [redacted] | [redacted] | 5.990% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6620.90 | 1 | [redacted] | $606.00 | [redacted] | $50.50 |  |  |  |  |  | 28.564% | 28.564% | 28.564% | [Redacted] | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Year End Summary - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; Employer Letter - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $12275.28 |  | 6.220% | $0.00 | 1 |  |  |  | Yes | No | 5.990% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $11419.88 |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 10.38 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224913961 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $5440.00 | $7396.96 |  | 7.180% | [redacted] | [redacted] | 6.990% | No | No | Employed | Employed |  |  |  |  | Permanent Resident Alien | US Citizen |  |  |  |  |  |  | $8213.45 | 1 | [redacted] | $1445.04 | [redacted] | $120.42 |  |  |  |  |  | 40.039% | 40.039% | 40.039% | [Redacted] | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $5440.00 |  | 6.250% | $65000.00 | 1.3 | LP / LPA |  | Accept/Eligible | Yes | No | 6.990% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $44688.56 | 11.310% | No | 9 | 22 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 6.47 |  | No | No |  | $0.00 | $6614.53 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224913967 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $8224.00 | $16377.17 |  | 7.424% | [redacted] | [redacted] | 7.125% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $22131.07 | 1 | [redacted] | $2304.00 | [redacted] | $192.00 |  |  |  |  |  | 43.813% | 43.813% | 43.813% | [Redacted] | 697 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Yes | 24 | Business | 71.000% | 50.000% | 100.000% |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2017<br> [Coborrower(s) - \| Non-Primary Income - Shared Bank Statements]; Third Party Verification - 2026<br> [Coborrower(s) - \| Non-Primary Income - Shared Bank Statements]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Non-Primary Income - Shared Bank Statements]; Other - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $8224.00 |  | 6.250% | $0.00 | 1 |  |  |  | No | No | 7.125% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  | Other |  |  |  |  | [redacted] | $2002758.69 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 439.55 |  | No | No |  | $17249.09 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 8 |
| 224913968 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $3040.00 | $8080.47 |  | 6.410% | [redacted] | [redacted] | 6.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8184.88 | 1 | [redacted] | $2365.68 | [redacted] | $197.14 |  |  |  |  |  | 49.632% | 49.632% | 49.632% | [Redacted] | 728 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $3040.00 |  | 6.220% | $0.00 | 2 | DU |  | ApproveEligible | No | No | 6.375% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $111623.97 |  | No | 35 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 18.9 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224913971 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $5332.50 | $13931.70 |  | 6.906% | [redacted] | [redacted] | 6.875% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $22225.83 | 1 | [redacted] | $5771.52 | [redacted] | $480.96 |  |  |  |  |  | 49.972% | 49.972% | 49.972% | [Redacted] | 746 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $5332.50 |  | 6.250% | $0.00 | 4 |  |  |  | No | No | 6.875% | 0 | 0 | 0 | 0 | 3 | 0 | 12 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $416602.30 |  | No |  |  |  |  | Yes | Preliminary | Fee Simple |  | Individually and as Trustee | Individual | Trustee |  |  |  |  |  |  |  |  |  |  | No | Individually and as Trustee | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 26.3 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224913972 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.750% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 3 | [redacted] | $3470.52 | [redacted] | $289.21 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.46 | 0.68 |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 32.22 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224913982 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.500% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $2095.08 | [redacted] | $174.59 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 711 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 3.8 |  |  |  | No | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.35 | 0.73 |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Leasehold | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No | Yes | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 20.53 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224913991 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $5195.00 | $8845.05 |  | 7.339% | [redacted] | [redacted] | 7.250% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9475.84 | 1 | [redacted] | $4428.00 | [redacted] | $369.00 |  |  |  |  |  | 43.260% | 43.260% | 43.260% | [Redacted] | 708 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $5195.00 |  | 6.190% | $0.00 | 2 | DU |  | ApproveEligible | Yes | No | 7.250% | 0 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] |  |  | No | 36 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 16.76 |  |  | No |  | $0.00 | $6958.90 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224914014 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.500% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $1600.20 | [redacted] | $133.35 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1.6 |  |  |  | N/A | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.19 | 0.83 |  |  |  |  |  |  |  | [redacted] | $30757.15 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 148.93 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224914035 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.625% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | [redacted] | $2870.04 | [redacted] | $239.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.67 | 0.59 |  |  |  |  |  |  |  | [redacted] | $367553.80 | 89.210% | No |  |  |  |  | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 105.85 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224914064 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $2270.00 | $6807.55 |  | 6.928% | [redacted] | [redacted] | 6.875% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $20093.96 | 1 | [redacted] | $690.00 | [redacted] | $57.50 |  |  |  |  |  | 29.763% | 29.763% | 29.763% | [Redacted] | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $2270.00 |  | 6.190% | $0.00 |  |  |  |  | No | No | 6.875% | 2 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $844194.87 | 64.930% | No | 33 |  |  |  | Yes | Shares/Stock/Ownership (Co-op) | Leasehold | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No | Yes | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 28.99 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224914066 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.500% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $996.96 | [redacted] | $83.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 741 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 2.5 |  |  |  | Yes | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.98 |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Short Form | Fee Simple | Corp | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | Yes |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 33.76 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224914106 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $2277.00 | [redacted] | $189.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 705 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 0.99 |  |  |  |  |  |  |  | [redacted] | $283509.61 | 33.950% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5.42 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 |
| 224914107 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.990% | No | No |  |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  |  |  |  |  |  | 1 | [redacted] | $1572.96 | [redacted] | $131.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 753 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | [redacted] |  |  |  | $0.00 | 2.7 |  |  |  | Yes | No | 6.990% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.09 | 0.91 |  |  |  |  |  |  |  | [redacted] | $32289.62 | 13.970% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 24.31 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 |
| 224914114 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.250% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | [redacted] | $1050.96 | [redacted] | $87.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.41 | 0.7 |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 129.54 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224914116 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.750% | No | No |  |  |  |  | 0 | 0 |  | US Citizen | US Citizen | US Citizen |  |  |  |  |  | 3 | [redacted] | $4806.00 | [redacted] | $400.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 704 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined | Level 4-Stated/Verified as defined |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.79 | 0.55 |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member | Individual | Member |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 70.73 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224914118 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 8.125% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $1258.20 | [redacted] | $104.85 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 4 |  |  |  | No | No | 8.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.11 | 0.9 |  |  |  |  |  |  |  | [redacted] | $98116.32 | 85.310% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No |  | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 75.65 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 6 |
| 224914120 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.250% | No | No |  |  |  |  | 0 |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $1047.96 | [redacted] | $87.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1.2 |  |  |  | Yes | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.36 | 0.73 |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 129.21 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224914123 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 5.990% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $2469.96 | [redacted] | $205.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 5.990% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.61 | 0.61 |  |  |  |  |  |  | 240 | [redacted] | $48985.66 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.99 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 5 |
| 224914190 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $719.88 | [redacted] | $59.99 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 722 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.16 | 0.85 |  |  |  |  |  |  |  | [redacted] | $469589.40 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 258.99 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224914444 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $5327.50 | $8861.33 |  | 7.432% | [redacted] | [redacted] | 7.250% | No | Yes | Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $15982.90 | 1 | [redacted] | $257.04 | [redacted] | $21.42 |  |  |  |  |  | 26.001% | 26.001% | 26.001% | [Redacted] | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Other - 2026<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $5327.50 |  | 6.180% | $1500.00 | 1 |  |  |  | Yes | No | 7.250% | 2 | 1 | 1 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $92194.61 | 17.560% | No | 32 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 8.87 |  | No | No |  | $13682.08 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224914496 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.500% | No | No |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  |  | 4 | [redacted] | $4601.28 | [redacted] | $383.44 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 747 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.75 | 0.56 |  |  |  |  |  |  |  | [redacted] | $236727.55 | 67.630% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 160.06 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 |
| 224914499 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.375% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 2 | [redacted] | $1691.04 | [redacted] | $140.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.5 | 0.66 |  |  |  |  |  |  |  | [redacted] | $76558.13 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 27.06 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224914501 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $740.04 | [redacted] | $61.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 667 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.15 | 0.86 |  |  |  |  |  |  |  | [redacted] | $431030.84 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 235 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224914502 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.500% | No | No |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  |  | 2 | [redacted] | $3308.16 | [redacted] | $275.68 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 747 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.45 | 0.68 |  |  |  |  |  |  |  | [redacted] | $233227.55 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 274.83 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224914504 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.625% | No | No |  |  |  |  | 0 | 0 |  | US Citizen | US Citizen | N/A |  |  |  |  |  | 4 | [redacted] | $5169.00 | [redacted] | $430.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 789 | 805 | 787 | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined | Level 1-Not Stated/Not Verified |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.56 | 0.63 |  |  |  |  |  |  |  | [redacted] | $76558.13 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual | Individual | Member |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 17.87 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224914516 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $3315.20 | $5362.70 |  | 7.023% | [redacted] | [redacted] | 6.750% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $16523.73 | 1 | [redacted] | $1058.04 | [redacted] | $88.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 819 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion (No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $3315.20 |  | 6.220% | $0.00 | 1 |  |  |  | No | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | [redacted] | $1142238.03 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 533.42 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224914521 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $1490.00 | $3951.82 |  | 7.293% | [redacted] | [redacted] | 7.250% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $16135.54 | 1 | [redacted] | $3687.00 | [redacted] | $307.25 |  |  |  |  |  | 43.078% | 43.078% | 43.078% | [Redacted] | 745 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1490.00 |  | 6.250% | $0.00 | 1 | DU |  | ApproveEligible | No | No | 7.250% | 0 | 0 | 1 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $325495.99 |  | No | 36 | 10 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 81.19 |  | No | No |  | $0.00 | $10416.68 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 6 |
| 224914636 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.375% | No | No |  |  |  |  | 0 |  |  | US Citizen | N/A |  |  |  |  |  |  | 3 | [redacted] | $2888.04 | [redacted] | $240.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 2.19 | 0.45 |  |  |  |  |  |  |  | [redacted] | $76558.13 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 36.61 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224914649 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $5994.50 | $8566.60 |  | 7.254% | [redacted] | [redacted] | 6.990% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  |  |  |  |  | $7821.83 | 1 | [redacted] | $1722.00 | [redacted] | $143.50 |  |  |  |  |  | 30.812% | 30.812% | 30.812% | [Redacted] | 699 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $5994.50 |  | 6.190% | $0.00 | 1 |  |  |  | No | No | 6.990% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $196097.37 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II |  | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | VISA |  |  |  | No | 74.46 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No | No | No | 2 |
| 224917636 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $4708.75 | $10695.25 |  | 7.040% | [redacted] | [redacted] | 6.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $45468.91 | 1 | [redacted] | $9078.96 | [redacted] | $756.58 |  |  |  |  |  | 18.234% | 18.234% | 18.234% | [Redacted] | 755 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; 4506-C (for Business) - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $4708.75 |  | 6.270% | $0.00 |  |  |  |  | No | No | 6.990% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $1050030.00 | 72.410% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 70.67 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224917994 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1990.00 | $5330.50 |  | 7.575% | [redacted] | [redacted] | 7.812% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $30827.00 | 1 | [redacted] | $5117.28 | [redacted] | $426.44 |  |  |  |  |  | 39.551% | 35.140% | 39.551% | [Redacted] | 758 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1990.00 |  | 6.080% | $210000.00 | 1 |  |  |  | Yes | No | 7.812% | 2 |  | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  | 360 | [redacted] | $714695.13 | 26.960% | No | 24 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 31.63 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224918074 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $4449.19 | $7132.43 |  | 7.529% | [redacted] | [redacted] | 7.250% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $12848.36 | 1 | [redacted] | $1315.80 | [redacted] | $109.65 |  |  |  |  |  | 36.780% | 36.780% | 36.780% | [Redacted] | 807 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Account Transcripts - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Account Transcripts - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Account Transcripts - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Account Transcripts - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $4449.19 |  | 6.250% | $0.00 | 1.1 | DU |  | ApproveEligible | Yes | No | 7.250% | 2 | 2 | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $147260.78 | 49.250% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 6.53 |  | No | No |  | $0.00 | $5590.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224925966 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $2950.00 | $4554.42 |  | 7.232% | [redacted] | [redacted] | 6.990% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | Italy |  |  |  | $6539.88 | 1 | [redacted] | $1152.96 | [redacted] | $96.08 |  |  |  |  |  | 27.320% | 27.320% | 27.320% | [Redacted] | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 45.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 45.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 45.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 45.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 45.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 45.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 45.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $2950.00 |  | 6.220% | $0.00 | 1 |  |  |  | No | No | 6.990% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $13532.50 | 4.740% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Passport |  |  |  |  | 98.06 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224926006 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.750% | No | No |  |  |  |  | 0 |  |  | Foreign National | Foreign National |  |  |  |  |  |  | 1 | [redacted] | $1173.60 | [redacted] | $97.80 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.42 | 0.69 |  |  |  |  |  |  |  | [redacted] | $166994.60 | 61.510% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 72.37 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | Yes | No | 1 |
| 224926019 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $5967.00 | $9319.00 |  | 6.927% | [redacted] | [redacted] | 6.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $32517.86 | 1 | [redacted] | $1058.76 | [redacted] | $88.23 |  |  |  |  |  | 30.432% | 30.432% | 30.432% | [Redacted] | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Third Party Verification - 2026<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Third Party Verification - 2026<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $5967.00 |  | 6.250% | $0.00 | 1 |  |  |  | Yes | No | 6.750% | 0 |  | 1 | 0 | 2 | 1 |  |  | 10.47 | No |  |  |  |  |  |  |  |  |  | [redacted] | $272480.42 |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 88.92 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 6 |
| 224926020 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $9040.00 | $11496.26 |  | 7.524% | [redacted] | [redacted] | 7.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4029.46 | 1 | [redacted] | $2837.40 | [redacted] | $236.45 |  |  |  |  |  | 47.166% | 47.166% | 47.166% | [Redacted] | 643 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $9040.00 |  | 6.270% | $0.00 | 1 |  |  |  | No | No | 7.250% | 2 |  | 0 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 6.71 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224926021 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.625% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $1822.80 | [redacted] | $151.90 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.03 | 0.96 |  |  |  |  |  |  |  | [redacted] | $228909.19 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 72.22 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 4 |
| 224926024 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.250% | No | No |  |  |  |  | 0 |  |  | Non-Permanent Resident Alien | Non-Permanent Resident Alien |  |  |  |  |  |  | 2 | [redacted] | $1775.04 | [redacted] | $147.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 816 | 805 | 816 | 818 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.12 | 0.89 |  |  |  |  |  |  |  | [redacted] | $41033.16 | 6.070% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 41.6 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224926030 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $12001.11 | $13920.01 |  | 7.380% | [redacted] | [redacted] | 7.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $33187.80 | 1 | [redacted] | $6934.80 | [redacted] | $577.90 |  |  |  |  |  | 26.541% | 26.541% | 26.541% | [Redacted] | 713 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 45.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 45.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 45.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 45.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 45.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 45.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 45.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 45.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $12001.11 |  | 6.180% | $0.00 | 1.2 |  |  |  | No | No | 7.250% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $72751.27 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 9.11 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224926038 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $5994.00 | $8803.40 |  | 8.472% | [redacted] | [redacted] | 8.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8730.38 | 1 | [redacted] | $5637.96 | [redacted] | $469.83 |  |  |  |  |  | 38.402% | 38.402% | 38.402% | [Redacted] | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $5994.00 |  | 6.180% | $35200.00 | 2.1 |  |  |  | Yes | No | 8.250% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $11673.76 | 3.070% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5.99 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224926065 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $4224.81 | $13484.56 |  | 6.901% | [redacted] | [redacted] | 6.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $35080.58 | 1 | [redacted] | $1707.00 | [redacted] | $142.25 |  |  |  |  |  | 25.713% | 25.713% | 25.713% | [Redacted] | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $4224.81 |  | 6.260% | $0.00 | 2.6 |  |  |  | No | No | 6.750% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $75593.69 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 13.99 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224926069 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $18035.00 | $19402.93 |  | 7.002% | [redacted] | [redacted] | 6.625% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  |  |  |  |  | $88535.13 | 1 | [redacted] | $3083.40 | [redacted] | $256.95 |  |  |  |  |  | 5.434% | 5.434% | 5.434% | [Redacted] | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $18035.00 |  | 6.260% | $0.00 | 3.2 |  |  |  | No | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  | No | 44.87 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No | No | No | 1 |
| 224926072 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1690.00 | $6037.55 |  | 6.403% | [redacted] | [redacted] | 6.375% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $11402.93 | 1 | [redacted] | $6839.04 | [redacted] | $569.92 |  |  |  |  |  | 42.929% | 42.929% | 42.929% | [Redacted] | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Borrower - \| Non-Primary Income - Pension]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2024<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2023<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1690.00 |  | 6.230% | $0.00 | 1.4 | LP / LPA |  | Accept/Ineligible | Yes | No | 6.375% | 0 | 2 | 2 | 0 | 2 | 2 |  |  |  | No |  |  |  |  |  |  |  |  |  | [redacted] | $869643.87 | 70.990% | No |  | 34 |  |  | Yes | Commitment | Fee Simple |  | Individually and as Trustee |  | Individually and as Trustee |  |  |  |  |  |  |  |  |  |  | No | Individually and as Trustee | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 65.53 |  | No | No |  | $0.00 | $7868.50 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224926076 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1390.00 | $8622.42 |  | 6.752% | [redacted] | [redacted] | 6.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4741.18 | 1 | [redacted] | $2528.04 | [redacted] | $210.67 |  |  |  |  |  | 48.365% | 48.365% | 48.365% | [Redacted] | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 5.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 5.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 5.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 5.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1390.00 |  | 6.270% | $12000.00 | 1.6 |  |  |  | Yes | No | 6.625% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $231942.71 | 38.330% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 28.05 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224926077 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $1773.00 | [redacted] | $147.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1.1 |  |  |  | Yes | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.1 | 0.9 |  |  |  |  |  |  |  | [redacted] | $905652.41 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 628.37 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224926080 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $36057.50 | $5318.15 |  | 7.072% | [redacted] | [redacted] | 6.990% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $41796.30 | 1 | [redacted] | $0.00 | [redacted] | $0.00 |  |  |  |  |  | 48.079% | 48.079% | 48.079% | [Redacted] | 785 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% | 50.000% |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $36057.50 |  | 6.270% | $0.00 | 999 |  |  |  | Yes | No | 6.990% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $2061910.15 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 335.59 |  | No | No |  | $40249.58 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| 224926081 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $4125.31 | $5846.67 |  | 7.540% | [redacted] | [redacted] | 7.375% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $4208.08 | 1 | [redacted] | $1220.04 | [redacted] | $101.67 |  |  |  |  |  | 41.220% | 41.220% | 41.220% | [Redacted] | 719 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.000% |  |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 26.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 26.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 26.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 26.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $4125.31 |  | 6.270% | $0.00 | 1 |  |  |  | Yes | No | 7.375% | 0 |  | 0 | 0 | 2 | 0 | 12 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $41395.87 | 13.350% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 12.66 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224926082 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $1385.04 | [redacted] | $115.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.64 | 0.6 |  |  |  |  |  |  |  | [redacted] | $63525.19 | 40.980% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 20.64 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224926087 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $8007.78 | $10913.02 |  | 6.835% | [redacted] | [redacted] | 6.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5549.92 | 2 | [redacted] | $1764.96 | [redacted] | $147.08 |  |  |  |  |  | 34.707% | 34.707% | 34.707% | [Redacted] | 746 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $8007.78 |  | 6.270% | $0.00 |  | LP / LPA |  | Accept/Eligible | N/A | No | 6.500% | 0 |  | 0 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] |  |  | No | 10 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 49.78 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224926091 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.500% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  |  | 2 | [redacted] | $1767.96 | [redacted] | $147.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 791 | 797 | 791 | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.69 | 0.59 |  |  |  |  |  |  |  | [redacted] | $87772.93 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 61.4 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224926098 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $1495.00 | $3824.75 |  | 6.695% | [redacted] | [redacted] | 6.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $11899.42 | 1 | [redacted] | $716.04 | [redacted] | $59.67 |  |  |  |  |  | 42.560% | 42.560% | 42.560% | [Redacted] | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1495.00 |  | 6.270% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 6.625% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $253734.28 | 59.700% | No | 22 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 49.14 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224926100 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.250% | No | No |  |  |  |  | 0 |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $2840.04 | [redacted] | $236.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 753 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1.6 |  |  |  | No | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.44 | 0.69 |  |  |  |  |  |  |  | [redacted] | $84088.33 | 39.110% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 15.1 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 |
| 224926104 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.750% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | [redacted] | $801.48 | [redacted] | $66.79 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.2 | 0.83 |  |  |  |  |  |  |  | [redacted] | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 48.17 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224926105 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.875% | No | No |  |  |  |  | 0 |  |  | US Citizen | Not Provided |  |  |  |  |  |  | 1 | [redacted] | $2684.88 | [redacted] | $223.74 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 734 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1.3 |  |  |  | Yes | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.83 | 1.2 |  |  |  |  |  |  |  | [redacted] | $5850.00 | 0.970% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 153.1 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224926155 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.990% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | [redacted] | $2259.00 | [redacted] | $188.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 6.990% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 2.06 | 0.48 |  |  |  |  |  |  |  | [redacted] | $94609.77 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 41.48 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224926925 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $8663.28 | $8054.45 |  | 7.056% | [redacted] | [redacted] | 6.750% | No | No | Employed | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5439.14 | 1 | [redacted] | $1341.00 | [redacted] | $111.75 |  |  |  |  |  | 38.334% | 38.334% | 38.334% | [Redacted] | 724 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Social Security]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2023<br> [Coborrower(s) - \| Non-Primary Income - IRA Distribution]; Account Statements - 2025<br> [Coborrower(s) - \| Non-Primary Income - IRA Distribution]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $8663.28 |  | 6.190% | $6704.88 | 1 |  |  |  | No | No | 6.750% | 2 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $123751.97 | 43.840% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | Yes | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 29.01 |  |  | No |  | $4487.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224928036 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $7650.00 | $10213.86 |  | 7.405% | [redacted] | [redacted] | 7.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $19560.50 | 1 | [redacted] | $3450.84 | [redacted] | $287.57 |  |  |  |  |  | 21.834% | 21.834% | 21.834% | [Redacted] | 700 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; Business License - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $7650.00 |  | 6.220% | $3000.00 | 1.4 |  |  |  | Yes | No | 7.250% | 1 |  | 0 | 0 | 1 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | [redacted] | $351691.94 | 49.530% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 33.33 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224928253 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $3715.00 | $12416.68 |  | 6.630% | [redacted] | [redacted] | 6.500% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $10999.39 | 1 | [redacted] | $1690.08 | [redacted] | $140.84 |  |  |  |  |  | 36.742% | 36.742% | 36.742% | [Redacted] | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $3715.00 |  | 6.250% | $2000.00 | 1.8 |  |  |  | No | No | 6.500% | 2 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $1266226.89 | 87.320% | No | 35 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 192.47 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224931457 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $3630.00 | $3094.95 |  | 7.156% | [redacted] | [redacted] | 7.125% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $11315.96 | 1 | [redacted] | $501.96 | [redacted] | $41.83 |  |  |  |  |  | 41.598% | 41.598% | 41.598% | [Redacted] | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Non-Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - \| Non-Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Non-Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $3630.00 |  | 6.250% | $10000.00 | 1 |  |  |  | No | No | 7.125% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $532047.96 | 100.000% | No | 35 | 35 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 113.07 |  | No | No |  | $0.00 | $6266.74 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224931462 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $7961.56 | $9163.65 |  | 7.894% | [redacted] | [redacted] | 7.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $26484.61 | 1 | [redacted] | $786.96 | [redacted] | $65.58 |  |  |  |  |  | 19.381% | 19.381% | 19.381% | [Redacted] | 685 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $7961.56 |  | 6.270% | $0.00 | 1.4 |  |  |  | Yes | No | 7.500% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $5000.00 | 1.530% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 85.83 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224931464 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $5447.80 | $6687.20 |  | 7.629% | [redacted] | [redacted] | 7.125% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $17472.37 | 1 | [redacted] | $1662.00 | [redacted] | $138.50 |  |  |  |  |  | 19.852% | 19.852% | 19.852% | [Redacted] | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% | 50.000% |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Third Party Verification - 2026<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $5447.80 |  | 5.770% | $0.00 | 2.1 |  |  |  | Yes | No | 7.125% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $103534.26 | 43.870% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 22.77 |  |  | No |  | $10900.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224931510 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.250% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $2013.00 | [redacted] | $167.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 2.3 |  |  |  | No | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.07 | 0.93 |  |  |  |  |  |  |  | [redacted] | $223959.16 | 69.980% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 66.7 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 |
| 224933379 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $1590.96 | [redacted] | $132.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.22 | 0.81 |  |  |  |  |  |  |  | [redacted] | $509576.31 | 52.800% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 33.09 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 |
| 224933445 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $15900.00 | $29464.83 |  | 7.516% | [redacted] | [redacted] | 7.755% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $36483.77 | 1 | [redacted] | $6736.68 | [redacted] | $561.39 |  |  |  |  |  | 39.370% | 41.180% | 39.370% | [Redacted] | 657 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Audited | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Business Return Transcripts - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Business Return Transcripts - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Tax Return Extension (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Primary Income - Farming]; 1040 - Schedule F - 2024<br> [Coborrower(s) - \| Primary Income - Farming]; 1040 - Schedule F - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Coborrower(s) - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Coborrower(s) - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Tax Return Extension - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Tax Return Extension - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Tax Return Extension - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $15900.00 |  | 6.410% | $0.00 | 4.8 | DU |  | ApproveIneligible | No | No | 7.755% | 1 | 0 | 2 | 0 | 2 | 2 |  |  | 9.83 | No |  |  |  |  |  |  |  |  |  | [redacted] | $138966.48 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 10.24 |  | No | No |  | ($6989.34) | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224933451 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1990.00 | $16867.70 |  | 7.413% | [redacted] | [redacted] | 7.375% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $15375.36 | 1 | [redacted] | $4008.48 | [redacted] | $334.04 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion (No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1990.00 |  | 6.250% | $2000.00 | 1 |  |  |  | No | No | 7.375% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | [redacted] | $3794039.08 | 100.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 169.16 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224933454 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 2 | [redacted] | $951.96 | [redacted] | $79.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.45 | 0.68 |  |  |  |  |  |  |  | [redacted] | $50.06 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 30 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 22 |
| 224933483 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.750% | No | No |  |  |  |  | 0 |  |  | US Citizen | Not Provided |  |  |  |  |  |  | 2 | [redacted] | $2487.96 | [redacted] | $207.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.31 | 0.75 |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Corp | Business Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 89.65 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224933484 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $5002.50 | $10908.80 |  | 7.140% | [redacted] | [redacted] | 6.875% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6361.01 | 1 | [redacted] | $537.96 | [redacted] | $44.83 |  |  |  |  |  | 48.092% | 48.092% | 48.092% | [Redacted] | 738 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Non-Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Primary Income - Annuity]; Account Statements - 2025<br> [Borrower - \| Primary Income - Annuity]; Award Letter / Continuance Letter - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Account Transcripts - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Account Transcripts - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $5002.50 |  | 6.260% | $0.00 | 1 | DU |  | ApproveIneligible | Yes | No | 6.875% | 1 |  | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $227923.95 |  | No | 18 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 57.26 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224933497 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.500% | No | No |  |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | 1 | [redacted] | $1172.76 | [redacted] | $97.73 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.88 | 1.12 |  |  |  |  |  |  |  | [redacted] | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 99.09 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224934356 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $2480.00 | $5645.08 |  | 7.632% | [redacted] | [redacted] | 7.375% | No | No | Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  |  |  |  |  | $5419.22 | 1 | [redacted] | $2538.00 | [redacted] | $211.50 |  |  |  |  |  | 30.429% | 30.429% | 30.429% | [Redacted] | 742 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $2480.00 |  | 6.270% | $0.00 | 2.7 |  |  |  | Yes | No | 7.375% | 0 |  | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $3148.32 |  | No | 36 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  | No | 107.84 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No | No | No | 1 |
| 224934787 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $6135.60 | $10669.42 |  | 7.478% | [redacted] | [redacted] | 7.250% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $18054.50 | 1 | [redacted] | $1407.00 | [redacted] | $117.25 |  |  |  |  |  | 23.714% | 23.714% | 23.714% | [Redacted] | 814 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $6135.60 |  | 6.270% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 7.250% | 2 | 2 | 0 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $403674.32 | 83.230% | No | 35 | 35 |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 72.86 |  | No | No |  | $0.00 | $9083.34 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224934809 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $3914.40 | $4306.62 |  | 7.099% | [redacted] | [redacted] | 7.000% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $17166.09 | 1 | [redacted] | $2424.96 | [redacted] | $202.08 |  |  |  |  |  | 40.294% | 40.294% | 40.294% | [Redacted] | 758 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2019 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $3914.40 |  | 6.270% | $12700.00 | 1.2 |  |  |  | N/A | No | 7.000% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $106579.46 | 28.040% | Yes |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 19.32 | Retail | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224934833 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $300.00 | $3240.34 |  | 7.539% | [redacted] | [redacted] | 7.969% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $22089.29 | 1 | [redacted] | $3444.96 | [redacted] | $287.08 |  |  |  |  |  | 29.038% | 27.694% | 29.038% | [Redacted] | 653 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $300.00 |  | 6.080% | $0.00 | 1.6 |  |  |  | No | No | 7.969% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $22537.55 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.1 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224943018 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.250% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $1286.04 | [redacted] | $107.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 672 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 2.6 |  |  |  | No | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.02 | 0.97 |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 105.16 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224943020 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $1718.04 | [redacted] | $143.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 721 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 2.1 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.02 | 0.97 |  |  |  |  |  |  | 240 | [redacted] | $234940.61 | 37.590% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 39.64 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224943029 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 5.990% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $576.00 | [redacted] | $48.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 752 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1.5 |  |  |  | Yes | No | 5.990% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 0.99 |  |  |  |  |  |  |  | [redacted] | $5200.05 |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.34 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 |
| 224943341 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.750% | No | No |  |  |  |  |  |  |  | Foreign National |  |  |  |  |  |  |  | 1 | [redacted] | $1341.24 | [redacted] | $111.77 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.44 | 0.69 |  |  |  |  |  |  |  | [redacted] | $91979.44 | 31.670% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 14.68 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | No | No | 1 |
| 224944911 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1395.00 | $25243.66 |  | 6.975% | [redacted] | [redacted] | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $47727.08 | 1 | [redacted] | $3132.00 | [redacted] | $261.00 |  |  |  |  |  | 47.449% | 43.694% | 47.449% | [Redacted] | 745 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Yes | 36 | Business | 87.000% | 65.000% |  |  | [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 65.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 65.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 65.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 65.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 65.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 65.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 65.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 65.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 65.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 65.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1395.00 |  | 6.250% | $0.00 |  |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  | Other |  |  |  | 240 | [redacted] | $1146294.95 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 235.56 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224944924 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $32195.00 | $45028.96 |  | 7.373% | [redacted] | [redacted] | 8.005% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $124599.29 | 1 | [redacted] | $4434.96 | [redacted] | $369.58 |  |  |  |  |  | 25.294% | 23.607% | 25.294% | [Redacted] | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2009 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $32195.00 |  | 6.160% | $0.00 | 2.4 |  |  |  | No | No | 8.005% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple |  | Individually and as Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Individually and as Trustee | Yes |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 26.94 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224944937 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $1500.96 | [redacted] | $125.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 662 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 4.5 |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.21 | 0.82 |  |  |  |  |  |  |  | [redacted] | $34456.09 |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 13.82 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 |
| 224945059 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $7190.00 | $11720.00 |  | 7.024% | [redacted] | [redacted] | 6.875% | No | No | Not Employed | Self-Employed | Not Employed |  | 0 |  |  | US Citizen |  |  |  |  |  |  | $437579.41 | 1 | [redacted] | $1318.08 | [redacted] | $109.84 |  |  |  |  |  | 3.683% | 3.435% | 3.683% | [Redacted] | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  | Level 1-Not Stated/Not Verified |  | Level 1-Not Stated/Not Verified |  | No | Yes | 24 | Business | 100.000% |  | 100.000% |  | [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2025 | [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $7190.00 |  | 6.270% | $0.00 | 1.8 |  |  |  | N/A | No | 6.875% | 0 | 0 | 0 | 0 | 2 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  | 240 | [redacted] | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 64.03 |  |  | No |  | $454313.20 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224945286 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.125% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | [redacted] | $2715.96 | [redacted] | $226.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 703 | 703 | 726 | 682 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 2.7 |  |  |  | No | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.45 | 0.68 |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II |  | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 114.47 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224945435 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $2094.87 | $6564.46 |  | 7.243% | [redacted] | [redacted] | 6.990% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $6984.24 | 1 | [redacted] | $405.96 | [redacted] | $33.83 |  |  |  |  |  | 28.587% | 28.587% | 28.587% | [Redacted] | 700 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 Transcript - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2023<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr 1099 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $2094.87 |  | 6.220% | $0.00 | 1 |  |  |  | Yes | No | 6.990% | 0 |  | 0 | 0 | 2 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | [redacted] | $85960.99 | 29.950% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 10.37 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224945454 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $20226.25 | $23937.81 |  | 7.840% | [redacted] | [redacted] | 7.500% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  |  |  |  |  | $23858.55 | 1 | [redacted] | $1293.72 | [redacted] | $107.81 |  |  |  |  |  | 30.269% | 30.269% | 30.269% | [Redacted] | 662 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $20226.25 |  | 6.250% | $0.00 | 1 |  |  |  | No | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No |  | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  | No | 11.37 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No | No | No | 2 |
| 224945456 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.625% | No | No |  |  |  |  | 0 |  |  | US Citizen | N/A |  |  |  |  |  |  | 1 | [redacted] | $2193.00 | [redacted] | $182.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 745 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | No | No | 7.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.06 | 0.93 |  |  |  |  |  |  |  | [redacted] | $5000.00 | 2.270% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 34.52 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224949044 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1790.00 | $5296.72 |  | 7.029% | [redacted] | [redacted] | 6.990% | No | No | Self-Employed | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5898.71 | 1 | [redacted] | $4041.36 | [redacted] | $336.78 |  |  |  |  |  | 47.186% | 47.186% | 47.186% | [Redacted] | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 79.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1790.00 |  | 6.220% | $4500.00 | 2.6 |  |  |  | Yes | No | 6.990% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $382128.14 | 41.760% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 24.93 |  | No | No |  | $2350.80 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224949052 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $342.00 | [redacted] | $28.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 720 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 0.99 |  |  |  |  |  |  |  | [redacted] | $90561.96 | 46.200% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 18.58 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 7 |
| 224949054 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.990% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $215.04 | [redacted] | $17.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 805 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | Yes | No | 6.990% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.02 | 0.97 |  |  |  |  |  |  |  | [redacted] | $56890.56 | 34.270% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 6.58 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 |
| 224949056 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.125% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $965.04 | [redacted] | $80.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.18 | 0.84 |  |  |  |  |  |  |  | [redacted] | $223654.05 | 75.810% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 86.8 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224949739 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1790.00 | $5396.84 |  | 6.776% | [redacted] | [redacted] | 6.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8127.54 | 1 | [redacted] | $1666.56 | [redacted] | $138.88 |  |  |  |  |  | 49.938% | 49.938% | 49.938% | [Redacted] | 730 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1790.00 |  | 6.270% | $0.00 | 1 |  |  |  | Yes | No | 6.750% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $460709.21 |  | No | 35 |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 116.04 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224949770 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $3102.00 | [redacted] | $258.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 716 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1.7 |  |  |  | Yes | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.85 | 1.16 |  |  |  |  |  |  |  | [redacted] | $153833.84 | 40.480% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12.25 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 |
| 224949771 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $2217.00 | [redacted] | $184.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 696 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1.2 |  |  |  | No | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 2.38 | 0.41 |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 101.95 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| 224949791 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.750% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $1806.00 | [redacted] | $150.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 750 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 0.99 |  |  |  |  |  |  |  | [redacted] | $316189.38 | 100.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 131.96 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 7 |
| 224949877 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.125% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $2070.00 | [redacted] | $172.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.3 | 0.76 |  |  |  |  |  |  |  | [redacted] | $130769.31 | 65.380% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 42.97 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224949905 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $4479.60 | $7982.84 |  | 7.591% | [redacted] | [redacted] | 7.375% | No | No | Non-Employment Income | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8213.48 | 1 | [redacted] | $1727.40 | [redacted] | $143.95 |  |  |  |  |  | 46.817% | 46.817% | 46.817% | [Redacted] | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $4479.60 |  | 6.180% | $0.00 | 1.9 | DU |  | ApproveEligible | Yes | No | 7.375% | 0 | 1 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $900137.31 | 100.000% | No |  | 36 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 294.34 |  | No | No |  | $2752.60 | $11334.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224949912 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $24245.00 | $7566.74 |  | 7.457% | [redacted] | [redacted] | 7.707% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $20171.41 | 1 | [redacted] | $830.04 | [redacted] | $69.17 |  |  |  |  |  | 46.719% | 46.170% | 46.719% | [Redacted] | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2026<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $24245.00 |  | 6.050% | $0.00 | 1 |  |  |  | Yes | No | 7.707% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $211924.38 |  | No | 35 | 10 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 65.63 |  | No | No |  | $0.00 | $14916.68 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224949913 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $3476.50 | $4973.52 |  | 7.313% | [redacted] | [redacted] | 6.990% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $1871.48 | 1 | [redacted] | $914.04 | [redacted] | $76.17 |  |  |  |  |  | 42.000% | 42.000% | 42.000% | [Redacted] | 735 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $3476.50 |  | 6.180% | $0.00 | 2.5 |  |  |  | No | No | 6.990% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 41.28 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224949940 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 8.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $1832.40 | [redacted] | $152.70 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 668 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 3.2 |  |  |  | No | No | 8.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.05 | 0.94 |  |  |  |  |  |  |  | [redacted] | $110464.32 | 35.740% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12.09 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 |
| 224949942 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.250% | No | No |  |  |  |  | 0 |  |  | US Citizen | N/A |  |  |  |  |  |  | 1 | [redacted] | $864.00 | [redacted] | $72.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1.2 |  |  |  | No | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.33 | 0.75 |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 128.53 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224949943 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 2 | [redacted] | $1461.12 | [redacted] | $121.76 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 742 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.13 | 0.88 |  |  |  |  |  |  |  | [redacted] | $119635.05 | 37.990% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 22.46 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224949967 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $1890.00 | $4284.32 |  | 6.787% | [redacted] | [redacted] | 6.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $186544.88 | 1 | [redacted] | $1165.44 | [redacted] | $97.12 |  |  |  |  |  | 14.748% | 14.748% | 14.748% | [Redacted] | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1890.00 |  | 6.220% | $0.00 | 2.6 |  |  |  | No | No | 6.750% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $0.00 |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 215.46 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224954698 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.250% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | [redacted] | $1131.00 | [redacted] | $94.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1.8 |  |  |  | Yes | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.48 | 0.67 |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 128.08 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224954700 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 8.500% | No | No |  |  |  |  | 0 |  | US Citizen | US Citizen | US Citizen |  |  |  |  |  |  | 1 | [redacted] | $3382.56 | [redacted] | $281.88 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 794 | 682 | 720 | 683 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 2.6 |  |  |  | No | No | 8.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.69 | 1.44 |  |  |  |  |  |  |  | [redacted] | $256584.64 | 51.310% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 17.01 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224955112 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.750% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | [redacted] | $1074.96 | [redacted] | $89.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 776 | 786 | 769 | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 3.4 |  |  |  | N/A | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 2.98 | 0.33 |  |  |  |  |  |  |  | [redacted] | $184977.23 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | Yes |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 260.94 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 |
| 224955575 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $1495.00 | $3492.63 |  | 6.954% | [redacted] | [redacted] | 6.875% | No | No | Not Employed | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $6031.16 | 1 | [redacted] | $845.04 | [redacted] | $70.42 |  |  |  |  |  | 43.458% | 43.458% | 43.458% | [Redacted] | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024 | [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1495.00 |  | 6.180% | $0.00 | 1 |  |  |  | No | No | 6.875% | 0 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $239838.47 | 57.790% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | Resident Alien Card |  |  |  | 36.39 |  | No | No |  | $0.00 | $10666.66 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224955986 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.625% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 3 | [redacted] | $5619.72 | [redacted] | $468.31 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 734 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.64 | 0.6 |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | Yes |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 7.06 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224961671 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 3 | [redacted] | $1895.04 | [redacted] | $157.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 752 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.68 | 0.59 |  |  |  |  |  |  |  | [redacted] | $59309.40 | 36.720% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 11.57 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224962031 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 5.990% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 2 | [redacted] | $764.04 | [redacted] | $63.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 817 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | N/A | No | 5.990% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 0.99 |  |  |  |  |  |  |  | [redacted] | $530678.14 | 65.920% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 47.99 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224965433 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.990% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | [redacted] | $1176.36 | [redacted] | $98.03 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 791 | 759 | 781 | 747 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1.9 |  |  |  | Yes | No | 6.990% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.98 |  |  |  |  |  |  |  | [redacted] | $901677.98 | 92.950% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 139.81 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224972580 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 2 | [redacted] | $1695.96 | [redacted] | $141.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 714 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.81 | 0.55 |  |  |  |  |  |  |  | [redacted] | $560167.72 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 235.14 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224972669 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $9187.00 | $11367.43 |  | 8.531% | [redacted] | [redacted] | 8.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $72091.80 | 1 | [redacted] | $6168.36 | [redacted] | $514.03 |  |  |  |  |  | 8.268% | 8.268% | 8.268% | [Redacted] | 669 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $9187.00 |  | 6.270% | $5000.00 | 1 |  |  |  | Yes | No | 8.250% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $3000.00 | 0.620% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 13.91 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224987951 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.500% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | [redacted] | $2624.04 | [redacted] | $218.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 722 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.31 | 0.75 |  |  |  |  |  |  |  | [redacted] | $104571.54 | 38.730% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 8.28 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224987954 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $2004.96 | [redacted] | $167.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.25 | 0.79 |  |  |  |  |  |  |  | [redacted] | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No |  | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 120.76 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 5 |
| 224987956 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $602.28 | [redacted] | $50.19 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | No | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.04 | 0.95 |  |  |  |  |  |  |  | [redacted] | $71542.09 | 52.990% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 66.44 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 2 |
| 224987958 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $2454.96 | [redacted] | $204.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 711 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | No | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.15 | 0.86 |  |  |  |  |  |  |  | [redacted] | $10000.00 | 5.740% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 22.14 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 2 |
| 224987961 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $2252.04 | [redacted] | $187.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 721 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1.9 |  |  |  | Yes | No | 7.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.02 | 0.97 |  |  |  |  |  |  |  | [redacted] | $76786.89 | 28.330% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 10.29 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224987964 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $7800.96 | [redacted] | $650.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 726 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.66 | 0.59 |  |  |  |  |  |  |  | [redacted] | $477690.81 | 25.680% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 7.13 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224987965 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.500% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $2042.04 | [redacted] | $170.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 2.6 |  |  |  | No | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.32 | 0.75 |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 118.11 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224987968 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $1329.00 | [redacted] | $110.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.11 | 0.89 |  |  |  |  |  |  |  | [redacted] | $190262.07 | 66.520% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 57.53 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| 224987971 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | [redacted] | $2051.04 | [redacted] | $170.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 758 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.11 | 0.89 |  |  |  |  |  |  |  | [redacted] | $742598.23 | 92.820% | No |  |  |  |  | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 97.32 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224988561 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1990.00 | $6195.72 |  | 6.754% | [redacted] | [redacted] | 6.625% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4502.58 | 1 | [redacted] | $1379.76 | [redacted] | $114.98 |  |  |  |  |  | 43.889% | 43.889% | 43.889% | [Redacted] | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1990.00 |  | 6.250% | $2500.00 | 1 |  |  |  | Yes | No | 6.625% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | [redacted] | $971853.77 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 285.19 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224988562 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $2550.00 | $4899.82 |  | 6.997% | [redacted] | [redacted] | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6679.80 | 1 | [redacted] | $2331.00 | [redacted] | $194.25 |  |  |  |  |  | 41.694% | 41.694% | 41.694% | [Redacted] | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $2550.00 |  | 6.220% | $85000.00 | 1.6 |  |  |  | No | No | 6.875% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $10000.00 | 2.500% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7.55 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224988604 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $5840.00 | $14278.36 |  | 6.928% | [redacted] | [redacted] | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $176488.78 | 1 | [redacted] | $8731.20 | [redacted] | $727.60 |  |  |  |  |  | 14.562% | 14.562% | 14.562% | [Redacted] | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 99.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 99.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 99.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 99.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 99.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2008<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 99.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2008 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $5840.00 |  | 6.270% | $0.00 | 1.8 |  |  |  | No | No | 6.875% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 116.84 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224988612 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $14728.13 | $19505.61 |  | 7.046% | [redacted] | [redacted] | 6.875% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $27943.32 | 1 | [redacted] | $3883.32 | [redacted] | $323.61 |  |  |  |  |  | 37.543% | 37.543% | 37.543% | [Redacted] | 811 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 76.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $14728.13 |  | 6.270% | $0.00 | 4.5 |  |  |  | No | No | 6.875% | 0 | 2 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $470697.74 | 34.230% | No |  | 36 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 3.15 |  | Yes | No |  | $0.00 | $10795.20 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224988613 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1790.00 | $9183.42 |  | 7.576% | [redacted] | [redacted] | 7.978% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $120957.83 | 1 | [redacted] | $3031.44 | [redacted] | $252.62 |  |  |  |  |  | 11.983% | 12.403% | 11.983% | [Redacted] | 755 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2002 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1790.00 |  | 6.390% | $5000.00 | 2.2 |  |  |  | No | No | 7.978% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $722279.12 | 51.590% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 50.4 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224988619 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $3465.00 | $9883.76 |  | 6.224% | [redacted] | [redacted] | 6.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $50537.48 | 1 | [redacted] | $2049.72 | [redacted] | $170.81 |  |  |  |  |  | 23.898% | 23.898% | 23.898% | [Redacted] | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 33.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 33.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 33.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 33.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $3465.00 |  | 6.250% | $0.00 | 3.5 |  |  |  | No | No | 6.125% | 0 |  | 0 | 0 | 2 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $2650880.40 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 130.13 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| 224988623 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $16986.65 | $8244.85 |  | 7.975% | [redacted] | [redacted] | 7.875% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $33775.67 | 1 | [redacted] | $2762.04 | [redacted] | $230.17 |  |  |  |  |  | 23.954% | 23.954% | 23.954% | [Redacted] | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $16986.65 |  | 6.250% | $0.00 | 2.2 |  |  |  | Yes | No | 7.875% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $199255.51 | 28.300% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 20.76 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224988681 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $7818.00 | $14507.64 |  | 6.787% | [redacted] | [redacted] | 6.750% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $18123.67 | 1 | [redacted] | $5469.96 | [redacted] | $455.83 |  |  |  |  |  | 49.704% | 49.704% | 49.704% | [Redacted] | 806 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 66.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $7818.00 |  | 6.170% | $0.00 | 1.3 |  |  |  | Yes | No | 6.750% | 0 | 2 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $916681.90 | 35.320% | No |  | 11 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 15.69 |  | No | No |  | $0.00 | $12083.33 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| 224988682 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.500% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 4 | [redacted] | $5212.80 | [redacted] | $434.40 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 798 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.25 | 0.79 |  |  |  |  |  |  |  | [redacted] | $1144151.38 | 50.850% | No |  |  |  |  | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 38.43 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224988687 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $6050.00 | $8885.08 |  | 7.192% | [redacted] | [redacted] | 6.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3018.55 | 1 | [redacted] | $5853.00 | [redacted] | $487.75 |  |  |  |  |  | 38.224% | 38.224% | 38.224% | [Redacted] | 675 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 78.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $6050.00 |  | 6.180% | $0.00 | 4.4 |  |  |  | No | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 20.33 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224988690 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.990% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $410.04 | [redacted] | $34.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.990% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.18 | 0.84 |  |  |  |  |  |  |  | [redacted] | $84800.04 | 62.810% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 26.32 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 |
| 224988693 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1790.00 | $4216.82 |  | 7.454% | [redacted] | [redacted] | 7.375% | No | No | Not Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $11958.23 | 1 | [redacted] | $1323.96 | [redacted] | $110.33 |  |  |  |  |  | 39.231% | 39.231% | 39.231% | [Redacted] | 713 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.000% |  |  |  | [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1790.00 |  | 6.250% | $0.00 | 1 |  |  |  | Yes | No | 7.375% | 0 | 0 | 0 | 0 | 2 | 0 | 12 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $99063.51 | 21.530% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 3.86 |  |  | No |  | $19678.31 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224988694 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1890.00 | $2622.36 |  | 7.138% | [redacted] | [redacted] | 7.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9228.95 | 1 | [redacted] | $1461.96 | [redacted] | $121.83 |  |  |  |  |  | 42.966% | 42.966% | 42.966% | [Redacted] | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 90.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 90.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 90.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 90.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 90.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 90.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 90.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1890.00 |  | 6.170% | $9765.00 | 1 |  |  |  | Yes | No | 7.125% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $27380.06 | 4.210% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 6.36 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224988696 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $3348.22 | $5125.57 |  | 7.019% | [redacted] | [redacted] | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $82076.56 | 1 | [redacted] | $1257.00 | [redacted] | $104.75 |  |  |  |  |  | 10.300% | 10.300% | 10.300% | [Redacted] | 753 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $3348.22 |  | 6.180% | $0.00 | 1 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $3000.00 | 0.820% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 32.01 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| 224988701 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1790.00 | $5442.04 |  | 8.048% | [redacted] | [redacted] | 7.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $23968.56 | 1 | [redacted] | $1707.96 | [redacted] | $142.33 |  |  |  |  |  | 40.913% | 40.913% | 40.913% | [Redacted] | 698 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023 | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1790.00 |  | 6.180% | $3924.84 | 1.1 |  |  |  | Yes | No | 7.990% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $122672.24 | 17.270% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5.99 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224988710 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.990% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $1412.76 | [redacted] | $117.73 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 714 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.990% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.04 | 0.95 |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 69.78 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 |
| 224988777 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $10705.40 | $7017.34 |  | 7.248% | [redacted] | [redacted] | 7.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8715.61 | 1 | [redacted] | $3732.00 | [redacted] | $311.00 |  |  |  |  |  | 36.410% | 36.410% | 36.410% | [Redacted] | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2019 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 0 | 0 |  |  | [redacted] | $10705.40 |  | 6.220% | $15000.00 | 1 |  |  |  | Yes | No | 7.125% | 0 |  | 0 | 0 | 3 | 0 | 12 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $116525.53 | 22.930% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 14.44 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224988950 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $14974.75 | $18135.64 |  | 7.391% | [redacted] | [redacted] | 7.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10507.99 | 1 | [redacted] | $5556.36 | [redacted] | $463.03 |  |  |  |  |  | 49.951% | 49.951% | 49.951% | [Redacted] | 681 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2026<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2023 |  | Full Documentation (F) | 2yr 1099 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $14974.75 |  | 6.170% | $4500.00 | 2.6 |  |  |  | Yes | No | 7.125% | 0 |  | 0 | 0 | 0 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | [redacted] | $27510.73 | 3.540% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 20.26 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224989149 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.375% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | [redacted] | $1838.16 | [redacted] | $153.18 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 759 | 759 | 778 | 757 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 2.27 | 0.44 |  |  |  |  |  |  |  | [redacted] | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 63.81 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224989199 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.500% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $735.96 | [redacted] | $61.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 737 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.07 | 0.92 |  |  |  |  |  |  |  | [redacted] | $305042.11 | 87.170% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 78.88 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 |
| 224989222 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.990% | No | No |  |  |  |  |  |  | Foreign National |  |  |  |  |  |  |  |  | 1 | [redacted] | $1767.96 | [redacted] | $147.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.990% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.93 | 1.06 |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 115.44 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224989892 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $2328.60 | $5629.61 |  | 7.094% | [redacted] | [redacted] | 6.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7556.16 | 1 | [redacted] | $548.28 | [redacted] | $45.69 |  |  |  |  |  | 49.354% | 49.354% | 49.354% | [Redacted] | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $2328.60 |  | 6.180% | $600.00 | 1 |  |  |  | N/A | No | 6.875% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $119893.67 | 41.340% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12.96 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224990392 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $6966.25 | $11005.76 |  | 6.971% | [redacted] | [redacted] | 6.750% | No | No | Not Employed | Self-Employed |  |  |  |  | Permanent Resident Alien | Permanent Resident Alien |  |  |  |  |  |  | $14443.84 | 1 | [redacted] | $3389.04 | [redacted] | $282.42 |  |  |  |  |  | 24.400% | 24.400% | 24.400% | [Redacted] | 752 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% |  | 50.000% |  | [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $6966.25 |  | 6.180% | $0.00 | 2.6 |  |  |  | Yes | No | 6.750% | 0 | 0 | 0 | 0 | 1 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $63692.88 | 8.660% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  | Resident Alien Card | Resident Alien Card |  |  |  | 13.32 |  | No | No |  | $19105.47 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224990463 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $90497.00 | $37566.26 |  | 6.645% | [redacted] | [redacted] | 6.375% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $24250.57 | 1 | [redacted] | $2238.96 | [redacted] | $186.58 |  |  |  |  |  | 32.296% | 32.296% | 32.296% | [Redacted] | 814 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% | 100.000% |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 28.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 28.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 28.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2023<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2023 | [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $90497.00 |  | 6.250% | $0.00 | 4.2 |  |  |  | No | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $104689.36 | 6.840% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 10.01 |  | No | No |  | $14693.41 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 5 |
| 224991908 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.375% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $5027.76 | [redacted] | $418.98 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 652 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 5 |  |  |  | N/A | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.1 | 0.9 |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | Yes |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 108.58 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224991913 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.625% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | [redacted] | $3695.04 | [redacted] | $307.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 700 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.31 | 0.76 |  |  |  |  |  |  |  | [redacted] | $162955.36 | 38.790% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 21.31 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224991915 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.625% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $1428.00 | [redacted] | $119.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.28 | 0.77 |  |  |  |  |  |  |  | [redacted] | $64833.22 | 36.830% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 14.09 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 |
| 224991932 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.625% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $1052.04 | [redacted] | $87.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.1 | 0.9 |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 73.39 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 |
| 224991966 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1490.00 | $5640.68 |  | 7.009% | [redacted] | [redacted] | 6.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $36219.12 | 1 | [redacted] | $0.00 | [redacted] | $0.00 |  |  |  |  |  | 38.891% | 38.891% | 38.891% | [Redacted] | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1490.00 |  | 6.180% | $0.00 | 1 |  |  |  | Yes | No | 6.990% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $533159.35 | 32.310% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 15.97 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224991968 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $819.00 | [redacted] | $68.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 2.5 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.98 |  |  |  |  |  |  | 240 | [redacted] | $58091.62 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 39.17 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 4 |
| 224992042 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $25915.00 | $31831.25 |  | 7.169% | [redacted] | [redacted] | 6.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $22977.89 | 1 | [redacted] | $13266.48 | [redacted] | $1105.54 |  |  |  |  |  | 47.273% | 47.273% | 47.273% | [Redacted] | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 0 | 0 |  |  | [redacted] | $25915.00 |  | 6.170% | $0.00 | 3 |  |  |  | No | No | 6.990% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $76078.45 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 13.16 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224992764 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $12350.00 | $15288.54 |  | 6.745% | [redacted] | [redacted] | 6.625% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $12746.55 | 1 | [redacted] | $3374.76 | [redacted] | $281.23 |  |  |  |  |  | 48.502% | 48.502% | 48.502% | [Redacted] | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Employer Letter - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $12350.00 |  | 6.180% | $0.00 | 1.9 |  |  |  | Yes | No | 6.625% | 0 | 2 | 2 | 0 | 2 | 2 |  |  |  | No |  |  |  |  | Other |  |  |  |  | [redacted] | $1789836.64 | 100.000% | No |  | 35 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 172.97 |  | No | No |  | $0.00 | $9666.67 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224992767 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1890.00 | $3287.04 |  | 6.463% | [redacted] | [redacted] | 6.375% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | Mexico |  |  |  | $3023.07 | 1 | [redacted] | $2939.04 | [redacted] | $244.92 |  |  |  |  |  | 41.877% | 41.877% | 41.877% | [Redacted] | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1890.00 |  | 6.250% | $1961.25 | 2.2 |  |  |  | No | No | 6.375% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $4000.00 | 0.880% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  |  | 18.66 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No | No | No | 1 |
| 224992773 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 5.990% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $1017.00 | [redacted] | $84.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 5.990% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.24 | 0.8 |  |  |  |  |  |  |  | [redacted] | $133337.39 | 44.440% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 29.2 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224992775 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $639.96 | [redacted] | $53.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 638 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 3.3 |  |  |  | N/A | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.03 | 0.96 |  |  |  |  |  |  |  | [redacted] | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 125.26 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224992779 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $10412.50 | $11831.12 |  | 8.362% | [redacted] | [redacted] | 7.990% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $13537.10 | 1 | [redacted] | $1121.40 | [redacted] | $93.45 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 692 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion (No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 0 | 0 |  |  | [redacted] | $10412.50 |  | 6.220% | $3000.00 | 3 |  |  |  | Yes | No | 7.990% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | [redacted] | $989891.42 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 314.18 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224997321 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 3 | [redacted] | $1854.96 | [redacted] | $154.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 802 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.57 | 0.63 |  |  |  |  |  |  |  | [redacted] | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 83.19 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224999419 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1890.00 | $6882.99 |  | 9.270% | [redacted] | [redacted] | 9.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $15982.29 | 1 | [redacted] | $5400.24 | [redacted] | $450.02 |  |  |  |  |  | 41.822% | 47.439% | 41.822% | [Redacted] | 709 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; W-2 Transcript - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023 | Full Documentation (F) | 2yr 1099 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1890.00 |  | 6.390% | $0.00 | 1 |  |  |  | N/A | No | 9.250% | 1 |  | 0 | 0 | 2 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | [redacted] | $288898.97 | 22.960% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 11.89 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224999770 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.750% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 3 | [redacted] | $17751.96 | [redacted] | $1479.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.18 | 0.84 |  |  |  |  |  |  | 240 | [redacted] | $1056854.19 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 113.34 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224999789 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1590.00 | $3262.08 |  | 6.045% | [redacted] | [redacted] | 5.990% | No | No | Self-Employed | Not Employed |  |  |  |  | Permanent Resident Alien | US Citizen |  |  |  |  |  |  | $15888.62 | 1 | [redacted] | $1606.32 | [redacted] | $133.86 |  |  |  |  |  | 33.190% | 33.190% | 33.190% | [Redacted] | 750 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1590.00 |  | 6.220% | $339.50 | 3.2 |  |  |  | No | No | 5.990% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $77404.04 | 15.950% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 13.54 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224999790 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $7002.50 | $8112.02 |  | 7.446% | [redacted] | [redacted] | 6.990% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8473.32 | 2 | [redacted] | $2870.88 | [redacted] | $239.24 |  |  |  |  |  | 17.002% | 17.002% | 17.002% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2026 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $7002.50 |  | 6.170% | $0.00 |  |  |  |  | N/A | No | 6.990% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | [redacted] | $1067722.22 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 534.67 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 225000268 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $4517.20 | $5622.74 |  | 7.270% | [redacted] | [redacted] | 6.990% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | Permanent Resident Alien |  |  |  |  |  |  | $4394.93 | 1 | [redacted] | $2524.08 | [redacted] | $210.34 |  |  |  |  |  | 34.460% | 34.460% | 34.460% | [Redacted] | 712 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $4517.20 |  | 6.270% | $7300.00 | 1.2 |  |  |  | Yes | No | 6.990% | 0 | 0 | 0 | 0 | 2 | 0 | 12 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $101534.06 | 43.390% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | Resident Alien Card |  |  |  | 27.66 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 225000317 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.500% | No | No |  |  |  |  |  |  |  | Foreign National |  |  |  |  |  |  |  | 1 | [redacted] | $1266.24 | [redacted] | $105.52 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.87 | 1.14 |  |  |  |  |  |  |  | [redacted] | $15742.34 | 6.420% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 14.97 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | No | No | 1 |
| 225001403 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $4511.44 | $4851.40 |  | 7.050% | [redacted] | [redacted] | 6.875% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2893.01 | 1 | [redacted] | $2085.84 | [redacted] | $173.82 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 806 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Verification of Deposit - 2026<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Other - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Other - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion (No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $4511.44 |  | 6.190% | $10000.00 | 1 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | [redacted] | $385205.40 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 146.16 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 225001418 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.250% | No | No |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  |  | 1 | [redacted] | $932.04 | [redacted] | $77.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 752 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.41 | 0.7 |  |  |  |  |  |  |  | [redacted] | $50605.80 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 35.87 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 225001428 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $2454.96 | [redacted] | $204.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 2.6 |  |  |  | Yes | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.24 | 0.8 |  |  |  |  |  |  |  | [redacted] | $202352.23 | 29.540% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 11.08 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 225001619 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $25450.09 | $4811.25 |  | 6.052% | [redacted] | [redacted] | 5.990% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | Mongolia |  |  |  | $29405.11 | 1 | [redacted] | $2133.96 | [redacted] | $177.83 |  |  |  |  |  | 18.338% | 18.338% | 18.338% | [Redacted] | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2020 | [Borrower]; 4506-C - 2025<br> [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $25450.09 |  | 6.180% | $36000.00 | 1 | DU |  | ApproveEligible | Yes | No | 5.990% | 0 |  | 1 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $134977.12 | 20.600% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | VISA |  |  |  |  | 8.47 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 225001773 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.625% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | [redacted] | $3346.08 | [redacted] | $278.84 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 722 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.24 | 0.8 |  |  |  |  |  |  |  | [redacted] | $243404.97 | 52.340% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | Yes |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 41.47 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 225001774 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.250% | No | No |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  |  | 1 | [redacted] | $891.00 | [redacted] | $74.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 752 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.45 | 0.68 |  |  |  |  |  |  |  | [redacted] | $50605.80 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 36.93 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 225001779 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $5301.88 | $6603.96 |  | 7.131% | [redacted] | [redacted] | 6.990% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5901.44 | 1 | [redacted] | $1736.16 | [redacted] | $144.68 |  |  |  |  |  | 44.938% | 44.938% | 44.938% | [Redacted] | 744 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026<br> [Borrower - \| Non-Primary Income - Pension]; Paystubs - 2026<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2024<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2023<br> [Borrower - \| Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; Transcripts (1040) - No Results Returned - 2025<br> [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $5301.88 |  | 6.250% | $0.00 | 1 | LP / LPA |  | Accept/Eligible | Yes | No | 6.990% | 0 | 0 | 2 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $21050.93 |  | No |  |  |  |  | Yes | Commitment | Fee Simple |  | Individually and as Trustee |  | Individually and as Trustee |  |  |  |  |  |  |  |  |  |  | No | Individually and as Trustee | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 7.13 |  | No | No |  | $1770.91 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 225003609 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $7825.00 | $9006.08 |  | 7.696% | [redacted] | [redacted] | 7.250% | No | No | Employed | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $3461.13 | 1 | [redacted] | $959.04 | [redacted] | $79.92 |  |  |  |  |  | 39.013% | 39.013% | 39.013% | [Redacted] | 637 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2026<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Social Security]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099 Transcript - 2023<br> [Coborrower(s) - \| Non-Primary Income - Pension]; Account Statements - 2025<br> [Coborrower(s) - \| Non-Primary Income - Pension]; 1099 Transcript - 2024<br> [Coborrower(s) - \| Non-Primary Income - Pension]; 1099-R - 2024<br> [Coborrower(s) - \| Non-Primary Income - Pension]; 1099-R - 2024<br> [Coborrower(s) - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024<br> [Coborrower(s) - \| Non-Primary Income - Pension]; 1099 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 | 0 | 0 |  |  | [redacted] | $7825.00 |  | 6.170% | $0.00 | 1.6 | LP / LPA |  | Accept/Eligible | Yes | No | 7.250% | 2 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $0.00 |  | No | 36 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 32.17 |  |  | No |  | $1926.13 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 225003611 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.250% | No | No |  |  |  |  | 0 | 0 |  | US Citizen | US Citizen | US Citizen |  |  |  |  |  | 1 | [redacted] | $14357.04 | [redacted] | $1196.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 752 | 740 | 752 | 772 | 673 | 639 | 674 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined | Level 4-Stated/Verified as defined |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1.4 |  |  |  | Yes | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.07 | 0.93 |  |  |  |  |  |  | 240 | [redacted] | $211022.17 | 10.040% | No |  |  |  |  | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual | Individual | Individual |  |  |  |  |  |  | Yes | Business Entity | Yes |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  | 26.12 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 225003612 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.125% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $894.00 | [redacted] | $74.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 0.99 |  |  |  |  |  |  |  | [redacted] | $137366.03 | 54.610% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 42.36 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 |
| 225003615 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.990% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $387.96 | [redacted] | $32.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.990% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.31 | 0.75 |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 6.59 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 225003616 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $6299.00 | $6508.77 |  | 7.010% | [redacted] | [redacted] | 6.875% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $19540.86 | 1 | [redacted] | $950.76 | [redacted] | $79.23 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion (No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $6299.00 |  | 6.250% | $5250.00 | 4.6 |  |  |  | No | No | 6.875% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | [redacted] | $1358502.68 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 380.78 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 225003633 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $6020.00 | $9685.00 |  | 7.819% | [redacted] | [redacted] | 7.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3189.19 | 1 | [redacted] | $531.00 | [redacted] | $44.25 |  |  |  |  |  | 47.423% | 47.423% | 47.423% | [Redacted] | 738 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 0 | 0 |  |  | [redacted] | $6020.00 |  | 6.180% | $1000.00 | 1 |  |  |  | Yes | No | 7.375% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $108966.87 | 40.350% | No | 36 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 31.79 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 225003717 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.500% | No | No |  |  |  |  | 0 |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $1047.00 | [redacted] | $87.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.49 | 0.66 |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 118 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 225003976 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $9695.00 | $37985.20 |  | 7.260% | [redacted] | [redacted] | 7.702% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $54090.80 | 1 | [redacted] | $7092.96 | [redacted] | $591.08 |  |  |  |  |  | 38.522% | 36.040% | 38.522% | [Redacted] | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - Sole Proprietor]; Balance Sheet - 2026<br> [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2026<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $9695.00 |  | 6.150% | $0.00 | 1.2 | DU |  | ApproveIneligible | No | No | 7.702% | 0 | 0 | 2 | 0 | 2 | 2 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple |  | Individually and as Trustee |  | Individually and as Trustee |  |  |  |  |  |  |  |  |  |  | No | Individually and as Trustee | Yes |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 21.49 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 225003977 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $741.96 | [redacted] | $61.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1.6 |  |  |  | No | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.17 | 0.84 |  |  |  |  |  |  |  | [redacted] | $58091.62 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 42.15 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 |
| 225003979 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.750% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $1485.00 | [redacted] | $123.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 733 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 2.1 |  |  |  | No | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.06 | 0.94 |  |  |  |  |  |  |  | [redacted] | $505344.89 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 228.66 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 |
| 225003980 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 5.990% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $1215.96 | [redacted] | $101.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1.8 |  |  |  | No | No | 5.990% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.61 | 0.61 |  |  |  |  |  |  |  | [redacted] | $188813.67 |  | No |  |  |  |  | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 143.55 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 225003982 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $63390.00 | $18380.12 |  | 6.784% | [redacted] | [redacted] | 6.625% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $27711.11 | 3 | [redacted] | $4239.00 | [redacted] | $353.25 |  |  |  |  |  | 17.280% | 17.280% | 17.280% | [Redacted] | 749 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Audited P&L - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Audited P&L - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Audited P&L - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Audited P&L - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025 |  | Alternative Documentation (A) | 1yr P&L w/Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $63390.00 |  | 6.250% | $0.00 |  |  |  |  | No | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $340541.39 | 21.970% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 9.22 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 225005380 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1790.00 | $4893.30 |  | 7.113% | [redacted] | [redacted] | 6.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4117.39 | 1 | [redacted] | $1273.08 | [redacted] | $106.09 |  |  |  |  |  | 44.971% | 44.971% | 44.971% | [Redacted] | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 26.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 26.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 26.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 26.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 26.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 26.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 26.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; 4506-C (for Business) - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1790.00 |  | 6.250% | $0.00 | 1 |  |  |  | Yes | No | 6.990% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $280438.43 | 65.210% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 91.8 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 225005398 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $9940.00 | $13903.69 |  | 6.927% | [redacted] | [redacted] | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $69174.76 | 1 | [redacted] | $11283.00 | [redacted] | $940.25 |  |  |  |  |  | 23.236% | 21.698% | 23.236% | [Redacted] | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $9940.00 |  | 6.180% | $552187.41 | 2.8 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  | 360 | [redacted] | $373325.53 | 16.960% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 27.75 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 225005763 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $7655.00 | $8946.35 |  | 7.218% | [redacted] | [redacted] | 6.625% | No | No | Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $16168.66 | 1 | [redacted] | $1574.40 | [redacted] | $131.20 |  |  |  |  |  | 35.509% | 35.509% | 35.509% | [Redacted] | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; CPA Letter - 2026<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Third Party Verification - 2026<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1099 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $7655.00 |  | 6.250% | $0.00 | 1.8 |  |  |  | No | No | 6.625% | 2 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $25089.33 | 13.560% | No | 35 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 40.09 |  | No | No |  | $18045.90 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 225005773 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.250% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $1593.00 | [redacted] | $132.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.3 | 0.76 |  |  |  |  |  |  |  | [redacted] | $222291.84 | 63.150% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 8.68 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 |
| 225005778 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $5022.88 | $5558.20 |  | 6.634% | [redacted] | [redacted] | 6.625% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $38141.82 | 1 | [redacted] | $44360.16 | [redacted] | $3696.68 |  |  |  |  |  | 45.316% | 42.937% | 45.316% | [Redacted] | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $5022.88 |  | 6.220% | $0.00 | 999 |  |  |  | No | No | 6.625% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  | 360 | [redacted] | $2526539.98 |  | No |  |  |  |  | Yes | Commitment | Fee Simple |  | Individually and as Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Individually and as Trustee | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 103.01 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 225005784 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1490.00 | $12278.14 |  | 7.514% | [redacted] | [redacted] | 7.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $27781.70 | 1 | [redacted] | $10965.00 | [redacted] | $913.75 |  |  |  |  |  | 48.686% | 48.686% | 48.686% | [Redacted] | 720 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1490.00 |  | 6.170% | $10000.00 | 2.1 |  |  |  | No | No | 7.500% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $1806414.89 | 42.500% | No |  |  |  |  | Yes | Commitment | Fee Simple |  | Individually and as Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Individually and as Trustee | No |  | No | FICO II |  | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 29.95 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 225005825 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.125% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $1128.00 | [redacted] | $94.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 816 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1.5 |  |  |  | Yes | No | 6.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.38 | 0.72 |  |  |  |  |  |  |  | [redacted] | $619225.57 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 335.17 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 225008064 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $8070.00 | $9650.02 |  | 7.426% | [redacted] | [redacted] | 6.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $14471.41 | 1 | [redacted] | $1812.00 | [redacted] | $151.00 |  |  |  |  |  | 23.367% | 23.367% | 23.367% | [Redacted] | 688 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $8070.00 |  | 6.180% | $0.00 | 1 |  |  |  | Yes | No | 6.990% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 61.7 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 225008086 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $6470.44 | $7493.30 |  | 7.362% | [redacted] | [redacted] | 6.990% | No | No | Employed | Employed |  |  |  |  | Non-Permanent Resident Alien | Non-Permanent Resident Alien |  |  | India | India |  |  | $4697.30 | 1 | [redacted] | $1042.68 | [redacted] | $86.89 |  |  |  |  |  | 47.730% | 47.730% | 47.730% | [Redacted] | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $6470.44 |  | 6.260% | $47400.00 | 1 |  |  |  | Yes | No | 6.990% | 0 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $26299.93 | 10.730% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  | Passport | Passport |  |  |  | 7.07 |  | No | No |  | $0.00 | $5000.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 225010408 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $2298.00 | [redacted] | $191.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 699 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 2.8 |  |  |  | N/A | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.04 | 0.95 |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 72.98 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 225010415 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.990% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $1181.04 | [redacted] | $98.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1.1 |  |  |  | No | No | 6.990% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.07 | 0.93 |  |  |  |  |  |  |  | [redacted] | $74333.97 | 48.260% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 13 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 225010419 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $3437.48 | $5392.95 |  | 6.771% | [redacted] | [redacted] | 6.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $53439.64 | 1 | [redacted] | $1480.32 | [redacted] | $123.36 |  |  |  |  |  | 10.032% | 10.032% | 10.032% | [Redacted] | 753 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $3437.48 |  | 6.170% | $0.00 | 1.9 |  |  |  | N/A | No | 6.625% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $189891.19 | 31.250% | No |  |  |  |  | Yes | Commitment | Fee Simple |  | Individually and as Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Individually and as Trustee | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 27.58 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 225010442 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $7658.64 | $9100.48 |  | 7.683% | [redacted] | [redacted] | 7.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4954.13 | 1 | [redacted] | $2786.04 | [redacted] | $232.17 |  |  |  |  |  | 44.908% | 44.908% | 44.908% | [Redacted] | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; Other - 2026<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Sole Proprietor]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2023 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr 1099 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $7658.64 |  | 6.270% | $0.00 | 1 |  |  |  | N/A | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | [redacted] | $93890.23 | 29.800% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 17 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 225010670 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.625% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | [redacted] | $1142.04 | [redacted] | $95.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.05 | 0.95 |  |  |  |  |  |  |  | [redacted] | $1000.00 | 0.400% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 6.76 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 225010676 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.500% | No | No |  |  |  |  | 0 |  |  | Permanent Resident Alien | Not Provided |  |  |  |  |  |  | 1 | [redacted] | $2057.04 | [redacted] | $171.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 706 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 2.6 |  |  |  | No | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.12 | 0.89 |  |  |  |  |  |  |  | [redacted] | $2600.00 | 0.980% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business Entity | Yes |  | No |  |  |  |  | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 13.97 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 225011558 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $7883.75 | $8353.31 |  | 6.890% | [redacted] | [redacted] | 6.750% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $17830.93 | 1 | [redacted] | $3291.96 | [redacted] | $274.33 |  |  |  |  |  | 22.913% | 22.913% | 22.913% | [Redacted] | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $7883.75 |  | 6.170% | $100000.00 | 2.9 |  |  |  | Yes | No | 6.750% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $175945.33 | 21.320% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 10.12 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 225011645 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.750% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | [redacted] | $1983.96 | [redacted] | $165.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.19 | 0.83 |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 79.73 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 225012150 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.375% | No | No |  |  |  |  | 0 |  |  | Foreign National | Foreign National |  |  |  |  |  |  | 1 | [redacted] | $1611.72 | [redacted] | $134.31 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.07 | 0.92 |  |  |  |  |  |  |  | [redacted] | $174525.15 | 46.350% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | Yes |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 26.16 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | Yes | No | 1 |
| 225012154 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1750.00 | $13618.51 |  | 6.597% | [redacted] | [redacted] | 6.500% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $23453.13 | 1 | [redacted] | $4752.00 | [redacted] | $396.00 |  |  |  |  |  | 36.358% | 36.358% | 36.358% | [Redacted] | 694 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1750.00 |  | 6.180% | $0.00 | 3 | DU |  | ApproveIneligible | No | No | 6.500% | 2 | 2 | 2 | 0 | 2 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | [redacted] | $415307.38 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 46.71 |  |  | No |  | ($299.04) | $3489.58 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 225012155 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $2192.50 | $2677.30 |  | 8.286% | [redacted] | [redacted] | 7.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4365.37 | 1 | [redacted] | $858.48 | [redacted] | $71.54 |  |  |  |  |  | 40.783% | 40.783% | 40.783% | [Redacted] | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2023<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $2192.50 |  | 6.180% | $0.00 | 4.6 |  |  |  | Yes | No | 7.990% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $11982.43 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 12.26 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 225012177 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $810.96 | [redacted] | $67.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 3.9 |  |  |  | Yes | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.4 | 0.7 |  |  |  |  |  |  |  | [redacted] | $58091.62 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 40.95 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 |
| 225012182 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.125% | No | No |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  |  | 1 | [redacted] | $1895.04 | [redacted] | $157.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1.1 |  |  |  | Yes | No | 7.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.03 | 0.96 |  |  |  |  |  |  |  | [redacted] | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 103.82 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 225012606 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $1236.00 | [redacted] | $103.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 734 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 3.1 |  |  |  | N/A | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.03 | 0.96 |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 74.82 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 3 |
| 225012694 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.500% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | [redacted] | $2009.76 | [redacted] | $167.48 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | Yes | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 0.99 |  |  |  |  |  |  |  | [redacted] | $60643.35 | 24.250% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 38.25 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| 225014593 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.750% | No | No |  |  |  |  |  |  |  | Foreign National |  |  |  |  |  |  |  | 1 | [redacted] | $919.08 | [redacted] | $76.59 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.4 | 0.7 |  |  |  |  |  |  |  | [redacted] | $290094.21 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Guarantor - Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Guarantor - Business Entity | No |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 140.4 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | No | No | 1 |
| 225014841 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $3515.00 | $28776.30 |  | 7.267% | [redacted] | [redacted] | 7.699% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $44578.90 | 1 | [redacted] | $7689.72 | [redacted] | $640.81 |  |  |  |  |  | 40.299% | 38.063% | 40.299% | [Redacted] | 785 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2026<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Account Statements - Business - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Tax Return Extension (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Tax Return Extension (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2026<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; CPA Letter - 2026<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2026<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Paystubs - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2026<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2025<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; Tax Return Extension (for Business) - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; Tax Return Extension (for Business) - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2026<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; CPA Letter - 2026<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Other - 2026<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Tax Return Extension - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Tax Return Extension - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Tax Return Extension - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $3515.00 |  | 6.050% | $500.00 | 2.9 | DU |  | ApproveIneligible | No | No | 7.699% | 2 | 2 | 2 | 0 | 3 | 2 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $297012.62 | 10.330% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 24.15 |  |  | No |  | $36936.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 225014870 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $885.00 | [redacted] | $73.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1.2 |  |  |  | Yes | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.23 | 0.81 |  |  |  |  |  |  |  | [redacted] | $58091.62 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 43.81 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 5 |
| 225014879 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $8014.48 | $9518.58 |  | 7.141% | [redacted] | [redacted] | 6.875% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $90537.11 | 1 | [redacted] | $750.96 | [redacted] | $62.58 |  |  |  |  |  | 7.634% | 7.634% | 7.634% | [Redacted] | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2026<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $8014.48 |  | 6.250% | $2223.40 | 1 |  |  |  | Yes | No | 6.875% | 2 | 0 | 0 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $1189304.60 | 100.000% | No | 35 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | Yes | Fair Isaac (VER. 2) | Beacon 5 | VantageScore 4 | Fair Isaac (VER. 2) | Beacon 5 | VantageScore 4 |  |  |  |  |  |  |  |  |  |  |  | 424.24 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 225014938 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.875% | No | No |  |  |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  |  |  |  |  | 2 | [redacted] | $2103.96 | [redacted] | $175.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 713 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.15 | 0.86 |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 38.42 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 225015241 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $3805.40 | $4882.15 |  | 10.369% | [redacted] | [redacted] | 10.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8981.81 | 1 | [redacted] | $1635.84 | [redacted] | $136.32 |  |  |  |  |  | 30.288% | 32.637% | 30.288% | [Redacted] | 715 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $3805.40 |  | 6.320% | $0.00 | 2.7 |  |  |  | Yes | No | 10.125% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $0.00 | 0.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 17.26 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 225015248 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.990% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 3 | [redacted] | $2625.36 | [redacted] | $218.78 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 6.990% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.37 | 0.72 |  |  |  |  |  |  |  | [redacted] | $91968.13 | 29.660% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7.75 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 |
| 225017133 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $6132.69 | $2489.33 |  | 8.454% | [redacted] | [redacted] | 8.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $26432.57 | 1 | [redacted] | $1833.96 | [redacted] | $152.83 |  |  |  |  |  | 17.797% | 17.797% | 17.797% | [Redacted] | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $6132.69 |  | 6.220% | $9588.00 | 3.7 |  |  |  | No | No | 8.375% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $21886.19 | 6.840% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 16.29 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 225017135 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1490.00 | $2443.15 |  | 7.545% | [redacted] | [redacted] | 7.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8719.93 | 1 | [redacted] | $1299.96 | [redacted] | $108.33 |  |  |  |  |  | 47.443% | 47.443% | 47.443% | [Redacted] | 704 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1490.00 |  | 6.170% | $10000.00 | 1 |  |  |  | Yes | No | 7.500% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $131596.00 | 27.700% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 10.68 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 225017137 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $4168.00 | $5408.22 |  | 7.434% | [redacted] | [redacted] | 7.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4932.96 | 1 | [redacted] | $1014.00 | [redacted] | $84.50 |  |  |  |  |  | 31.983% | 31.983% | 31.983% | [Redacted] | 752 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023 | Alternative Documentation (A) | 24mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $4168.00 |  | 6.270% | $0.00 | 3.3 |  |  |  | Yes | No | 7.125% | 0 |  | 0 | 0 | 2 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 42.68 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 225017146 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $4536.88 | $7347.38 |  | 8.774% | [redacted] | [redacted] | 8.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9401.62 | 1 | [redacted] | $2198.04 | [redacted] | $183.17 |  |  |  |  |  | 38.334% | 38.334% | 38.334% | [Redacted] | 745 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 90.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 90.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 90.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 90.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 90.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 90.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $4536.88 |  | 6.170% | $0.00 | 2.6 |  |  |  | Yes | No | 8.625% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $33000.00 | 6.400% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5.86 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 225017150 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.375% | No | No |  |  |  |  |  |  |  | Foreign National |  |  |  |  |  |  |  | 1 | [redacted] | $1665.24 | [redacted] | $138.77 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 680 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | [redacted] |  |  |  | $0.00 | 2.3 |  |  |  | N/A | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.07 | 0.93 |  |  |  |  |  |  |  | [redacted] | $277098.39 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Corp | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | Yes |  | No |  |  |  |  | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 20.54 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | No | No | 1 |
| 225017154 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.250% | No | No |  |  |  |  | 0 |  |  | Foreign National | N/A |  |  |  |  |  |  | 1 | [redacted] | $992.76 | [redacted] | $82.73 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | No | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.88 | 1.12 |  |  |  |  |  |  |  | [redacted] | $261578.06 | 59.400% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 52.3 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | No | No | 1 |
| 225017162 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $963.00 | [redacted] | $80.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 710 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.02 | 0.97 |  |  |  |  |  |  |  | [redacted] | $491084.76 | 100.000% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 162.24 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 4 |
| 225017166 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $1727.04 | [redacted] | $143.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 680 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | Yes | No | 7.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.28 | 0.77 |  |  |  |  |  |  |  | [redacted] | $37500.00 | 10.000% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 35.92 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 225017169 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $4356.50 | $8805.77 |  | 7.016% | [redacted] | [redacted] | 6.875% | No | No | Not Employed | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $79347.80 | 1 | [redacted] | $2580.96 | [redacted] | $215.08 |  |  |  |  |  | 15.789% | 15.789% | 15.789% | [Redacted] | 734 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; CPA Letter - 2026<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; CPA Letter - 2026<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 | [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; Transcripts (1040) - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 0 | 0 |  |  | [redacted] | $4356.50 |  | 6.170% | $0.00 | 1 |  |  |  | Yes | No | 6.875% | 0 | 2 | 2 | 0 | 3 | 3 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 39.5 |  | No | No |  | $94225.04 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 225017175 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $1798.00 | $5720.31 |  | 6.694% | [redacted] | [redacted] | 6.375% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $19423.47 | 1 | [redacted] | $939.96 | [redacted] | $78.33 |  |  |  |  |  | 25.060% | 25.060% | 25.060% | [Redacted] | 746 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1798.00 |  | 5.500% | $0.00 | 1 | LP / LPA |  | Accept/Eligible | No | No | 6.375% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $271858.18 | 79.950% | No | 4 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 69.97 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 225017177 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $7921.60 | $12389.04 |  | 7.266% | [redacted] | [redacted] | 6.990% | No | No | Non-Employment Income | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $28061.66 | 1 | [redacted] | $1476.00 | [redacted] | $123.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion (No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $7921.60 |  | 6.180% | $0.00 | 1.3 |  |  |  | Yes | No | 6.990% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | [redacted] | $1830262.50 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 447.41 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 225019241 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1908.75 | $2140.71 |  | 6.608% | [redacted] | [redacted] | 6.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3079.10 | 1 | [redacted] | $2274.96 | [redacted] | $189.58 |  |  |  |  |  | 44.423% | 44.423% | 44.423% | [Redacted] | 706 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2006<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2006 | [Borrower]; 4506-C - 2026<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1908.75 |  | 6.180% | $0.00 | 2.1 |  |  |  | No | No | 6.500% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 14.7 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 225019252 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.875% | No | No |  |  |  |  | 0 |  |  | Foreign National | Foreign National |  |  |  |  |  |  | 2 | [redacted] | $1338.96 | [redacted] | $111.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 755 | 750 |  | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | [redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.52 | 0.65 |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  |  | Beacon 5 | FICO Risk Score Classic 04 |  | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 106.06 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | Yes | No | 1 |
| 225019253 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $8010.00 | $9710.10 |  | 8.305% | [redacted] | [redacted] | 7.990% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $103383.80 | 1 | [redacted] | $2522.04 | [redacted] | $210.17 |  |  |  |  |  | 5.448% | 5.448% | 5.448% | [Redacted] | 645 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $8010.00 |  | 6.170% | $0.00 | 1.4 |  |  |  | Yes | No | 7.990% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $238163.45 | 59.540% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 42.22 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 225019263 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.990% | No | No |  |  |  |  | 0 |  |  | Non-Permanent Resident Alien | N/A |  |  |  |  |  |  | 2 | [redacted] | $1973.04 | [redacted] | $164.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 758 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | [redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 6.990% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.23 | 0.8 |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 6 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | Yes | No | No | 1 |
| 225021429 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $43138.90 | $46535.00 |  | 7.155% | [redacted] | [redacted] | 6.990% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $94413.72 | 1 | [redacted] | $9524.04 | [redacted] | $793.67 |  |  |  |  |  | 24.034% | 24.034% | 24.034% | [Redacted] | 729 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 92.500% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 92.50% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 92.50% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 92.50% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 92.50% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $43138.90 |  | 6.190% | $0.00 | 4.8 |  |  |  | No | No | 6.990% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $432686.89 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  | No | 20.11 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 225022985 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $1952.88 | [redacted] | $162.74 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 2.6 |  |  |  | No | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.98 |  |  |  |  |  |  | 240 | [redacted] | $4375.05 | 1.500% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 8.52 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 |
| 225023024 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $3598.75 | $6776.63 |  | 7.991% | [redacted] | [redacted] | 7.942% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $177416.33 | 1 | [redacted] | $6662.04 | [redacted] | $555.17 |  |  |  |  |  | 6.053% | 6.447% | 6.053% | [Redacted] | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 48 | Business | 98.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2016<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2016<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2016<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $3598.75 |  | 6.390% | $10000.00 | 1 |  |  |  | Yes | No | 7.942% | 0 | 2 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $111467.22 | 15.580% | No |  | 24 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 22.71 |  | Yes | No |  | $0.00 | $3809.87 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 225023254 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $1590.00 | $2472.90 |  | 7.067% | [redacted] | [redacted] | 6.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $95275.65 | 1 | [redacted] | $1419.00 | [redacted] | $118.25 |  |  |  |  |  | 15.477% | 15.477% | 15.477% | [Redacted] | 719 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2023<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2005<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2001<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2001<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2001 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 0 | 0 |  |  | [redacted] | $1590.00 |  | 6.060% | $0.00 | 1 |  |  |  | Yes | No | 6.990% | 0 |  | 0 | 0 | 2 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $148291.92 | 39.020% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 15.83 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 225023313 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $10780.38 | $12381.63 |  | 8.812% | [redacted] | [redacted] | 8.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9306.70 | 1 | [redacted] | $1350.00 | [redacted] | $112.50 |  |  |  |  |  | 47.594% | 47.594% | 47.594% | [Redacted] | 674 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 60.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 60.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 60.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $10780.38 |  | 6.170% | $0.00 | 1 |  |  |  | No | No | 8.625% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $468058.19 | 54.750% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 42.97 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 225025938 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $8209.00 | $9396.07 |  | 7.145% | [redacted] | [redacted] | 6.990% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $29349.80 | 1 | [redacted] | $2891.16 | [redacted] | $240.93 |  |  |  |  |  | 31.407% | 31.407% | 31.407% | [Redacted] | 755 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $8209.00 |  | 6.060% | $0.00 | 1 | DU |  | ApproveIneligible | Yes | No | 6.990% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] |  |  | No | 24 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 6.05 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 225025940 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $3505.00 | $5642.32 |  | 7.351% | [redacted] | [redacted] | 7.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9731.34 | 1 | [redacted] | $4920.96 | [redacted] | $410.08 |  |  |  |  |  | 27.014% | 27.014% | 27.014% | [Redacted] | 727 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2012 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $3505.00 |  | 6.180% | $0.00 | 1 |  |  |  | Yes | No | 7.125% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 79.15 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 225032188 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.375% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | [redacted] | $1940.04 | [redacted] | $161.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 753 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 2.19 | 0.45 |  |  |  |  |  |  |  | [redacted] | $150612.24 | 48.190% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 29.84 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 225032791 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1850.00 | $3427.42 |  | 7.344% | [redacted] | [redacted] | 7.947% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10752.30 | 1 | [redacted] | $1536.96 | [redacted] | $128.08 |  |  |  |  |  | 45.773% | 42.619% | 45.773% | [Redacted] | 748 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 36 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1850.00 |  | 6.130% | $0.00 | 5 |  |  |  | Yes | No | 7.947% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $7161.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 86.48 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 225032801 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $16615.00 | $899.99 |  | 6.267% | [redacted] | [redacted] | 6.250% | No | No | Self-Employed | Employed |  |  |  |  | Permanent Resident Alien | Permanent Resident Alien |  |  |  |  |  |  | $4322.74 | 1 | [redacted] | $3359.64 | [redacted] | $279.97 |  |  |  |  |  | 42.478% | 42.478% | 42.478% | [Redacted] | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; Other - 2026<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 1yr 1099 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $16615.00 |  | 6.060% | $23000.00 | 1 |  |  |  | Yes | No | 6.250% | 1 | 0 | 0 | 0 | 2 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | [redacted] | $160542.01 | 35.280% | No |  | 5 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  | Resident Alien Card | Resident Alien Card |  |  |  | 53.17 |  |  | No |  | $0.00 | $3986.82 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 225032803 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $6211.50 | $10012.36 |  | 6.885% | [redacted] | [redacted] | 6.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6126.48 | 1 | [redacted] | $3214.56 | [redacted] | $267.88 |  |  |  |  |  | 45.930% | 45.930% | 45.930% | [Redacted] | 695 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2026 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 1yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $6211.50 |  | 6.170% | $0.00 | 4.2 |  |  |  | No | No | 6.625% | 0 |  | 0 | 0 | 2 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 96.01 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 225032813 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $29392.50 | $31413.04 |  | 8.318% | [redacted] | [redacted] | 7.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $11462.35 | 1 | [redacted] | $726.00 | [redacted] | $60.50 |  |  |  |  |  | 37.006% | 37.006% | 37.006% | [Redacted] | 676 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 |  | Alternative Documentation (A) | 1yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $29392.50 |  | 6.230% | $0.00 | 2.7 |  |  |  | No | No | 7.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $0.00 |  | No |  |  |  |  | Yes | Preliminary | Fee Simple |  | Individually and as Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Individually and as Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.49 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 225033067 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $3642.00 | $6600.06 |  | 6.893% | [redacted] | [redacted] | 6.750% | No | No | Non-Employment Income | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $12279.28 | 1 | [redacted] | $1758.24 | [redacted] | $146.52 |  |  |  |  |  | 37.748% | 37.748% | 37.748% | [Redacted] | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Primary Income - Pension]; Other - 2025<br> [Borrower - \| Primary Income - Pension]; Paystubs - 2025<br> [Borrower - \| Primary Income - Pension]; 1099 - 2024<br> [Borrower - \| Primary Income - Pension]; 1099 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $3642.00 |  | 6.250% | $0.00 | 3.1 |  |  |  | No | No | 6.750% | 0 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $831618.76 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 197.03 |  | No | No |  | $0.00 | $8962.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 225033401 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1495.00 | $3576.08 |  | 6.886% | [redacted] | [redacted] | 6.875% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $36117.54 | 1 | [redacted] | $10526.88 | [redacted] | $877.24 |  |  |  |  |  | 47.424% | 47.424% | 47.424% | [Redacted] | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Yes | 24 | Business | 27.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2021<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1495.00 |  | 6.170% | $0.00 | 2.7 |  |  |  | Yes | No | 6.875% | 0 | 2 | 0 | 0 | 3 | 0 |  | 24 | 0.00 | No |  |  |  |  | Other |  |  |  |  | [redacted] | $1722851.93 |  | No |  | 35 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 105.17 |  | No | No |  | $0.00 | $30138.67 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 225033403 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $20356.88 | $3586.14 |  | 9.229% | [redacted] | [redacted] | 9.125% | No | No | Not Employed | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $15949.42 | 3 | [redacted] | $5481.96 | [redacted] | $456.83 |  |  |  |  |  | 41.767% | 41.767% | 41.767% | [Redacted] | 686 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $20356.88 |  | 6.170% | $0.00 |  |  |  |  | No | No | 9.125% | 0 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $397923.59 |  | No |  | 35 |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 115.85 |  | No | No |  | $0.00 | $27388.78 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 225033404 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $4150.00 | $7872.78 |  | 7.069% | [redacted] | [redacted] | 6.625% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $24638.32 | 1 | [redacted] | $1180.44 | [redacted] | $98.37 |  |  |  |  |  | 18.737% | 18.737% | 18.737% | [Redacted] | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $4150.00 |  | 5.720% | $11000.00 | 1.8 | DU |  | ApproveEligible | Yes | No | 6.625% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $274272.81 | 76.180% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 60.75 |  | No | No |  | $0.00 | $22500.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 225033448 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1490.00 | $12120.58 |  | 6.502% | [redacted] | [redacted] | 6.375% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $35401.73 | 1 | [redacted] | $620.88 | [redacted] | $51.74 |  |  |  |  |  | 40.899% | 40.899% | 40.899% | [Redacted] | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2026 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1490.00 |  | 6.170% | $0.00 | 2.3 | LP / LPA |  | Accept/Eligible | No | No | 6.375% | 0 | 0 | 1 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $157501.85 |  | No | 12 | 12 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 24.19 |  | No | No |  | $0.00 | $39654.15 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 6 |
| 225033453 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1690.00 | $3547.44 |  | 7.615% | [redacted] | [redacted] | 7.953% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $67631.75 | 1 | [redacted] | $2869.44 | [redacted] | $239.12 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Other - 2026<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion (No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1690.00 |  | 6.320% | $0.00 | 5 |  |  |  | Yes | No | 7.953% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  | 240 | [redacted] | $4954151.74 |  | No |  |  |  |  | Yes | Commitment | Fee Simple |  | Individually and as Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Individually and as Trustee | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 586.8 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 225033493 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $1518.96 | [redacted] | $126.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1.6 |  |  |  | No | No | 7.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.17 | 0.85 |  |  |  |  |  |  |  | [redacted] | $27098.39 |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 17.7 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 225033494 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 2 | [redacted] | $669.96 | [redacted] | $55.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 2.28 | 0.43 |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple |  | Individually and as Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Individually and as Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 99.04 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| 225033517 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $8045.63 | $9270.23 |  | 8.130% | [redacted] | [redacted] | 7.750% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $14480.16 | 1 | [redacted] | $6036.48 | [redacted] | $503.04 |  |  |  |  |  | 21.621% | 21.621% | 21.621% | [Redacted] | 681 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $8045.63 |  | 6.180% | $0.00 | 1 | DU |  | ApproveEligible | No | No | 7.750% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  | No | 54.3 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 225034552 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.125% | No | No |  |  |  |  |  |  |  | Foreign National |  |  |  |  |  |  |  | 1 | [redacted] | $1427.16 | [redacted] | $118.93 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.92 | 0.52 |  |  |  |  |  |  |  | [redacted] | $336283.67 | 53.780% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 38.25 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 225035225 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $5140.00 | $7498.99 |  | 6.991% | [redacted] | [redacted] | 6.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $13047.24 | 1 | [redacted] | $2061.00 | [redacted] | $171.75 |  |  |  |  |  | 44.083% | 44.083% | 44.083% | [Redacted] | 716 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $5140.00 |  | 6.250% | $0.00 | 4 |  |  |  | Yes | No | 6.875% | 1 |  | 1 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $1184198.66 | 98.680% | No | 10 |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 99.3 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| 225036618 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $19412.56 | $21498.38 |  | 7.468% | [redacted] | [redacted] | 7.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $127710.32 | 1 | [redacted] | $3822.12 | [redacted] | $318.51 |  |  |  |  |  | 23.045% | 23.045% | 23.045% | [Redacted] | 720 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $19412.56 |  | 6.250% | $0.00 |  |  |  |  | No | No | 7.375% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $381572.10 |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 23.8 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 225036857 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1390.00 | $2206.78 |  | 7.640% | [redacted] | [redacted] | 7.681% | No | No | Not Employed | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $58873.90 | 1 | [redacted] | $11433.00 | [redacted] | $952.75 |  |  |  |  |  | 15.894% | 15.837% | 15.894% | [Redacted] | 628 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Employer Letter - 2025 | [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1390.00 |  | 6.050% | $0.00 | 4 |  |  |  | Yes | No | 7.681% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $4089924.81 | 100.000% | No |  | 8 |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | Yes |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 349.44 |  |  | No |  | $0.00 | $70000.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 225036867 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1690.00 | $5822.03 |  | 6.834% | [redacted] | [redacted] | 6.750% | No | No | Non-Employment Income | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $39894.97 | 1 | [redacted] | $1874.04 | [redacted] | $156.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Other - 2016 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Other Documentation (O) | Asset Depletion (No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1690.00 |  | 6.250% | $3000.00 | 2 |  |  |  | Yes | No | 6.750% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | [redacted] | $3391823.77 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple |  | Individually and as Trustee |  | Individually and as Trustee |  |  |  |  |  |  |  |  |  |  | No | Individually and as Trustee | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 298.42 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 225036869 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $11230.00 | $12357.14 |  | 7.156% | [redacted] | [redacted] | 6.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $41697.06 | 1 | [redacted] | $6549.12 | [redacted] | $545.76 |  |  |  |  |  | 16.849% | 16.849% | 16.849% | [Redacted] | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 25.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 25.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 25.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 25.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 25.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 25.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 25.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 25.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 25.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $11230.00 |  | 6.180% | $0.00 | 1 |  |  |  | No | No | 6.990% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $726901.41 | 80.760% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 97.74 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 225036880 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.375% | No | No |  |  |  |  | 0 |  |  | Foreign National | Foreign National |  |  |  |  |  |  | 1 | [redacted] | $1061.52 | [redacted] | $88.46 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.39 | 0.71 |  |  |  |  |  |  |  | [redacted] | $162525.49 | 57.580% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 48.86 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | Yes | No | 1 |
| 225037375 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $4537.00 | $1317.71 |  | 7.289% | [redacted] | [redacted] | 7.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3244.41 | 1 | [redacted] | $2321.04 | [redacted] | $193.42 |  |  |  |  |  | 48.877% | 48.877% | 48.877% | [Redacted] | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $4537.00 |  | 6.250% | $10950.00 | 2.8 |  |  |  | Yes | No | 7.250% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $16952.89 | 4.640% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 16.52 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 225037377 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $0.00 | $1147.74 |  | 7.271% | [redacted] | [redacted] | 7.699% | No | No | Not Employed | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $90935.97 | 1 | [redacted] | $3572.04 | [redacted] | $297.67 |  |  |  |  |  | 47.099% | 46.483% | 47.099% | [Redacted] | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 58.000% |  |  |  | [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Sole Proprietor]; Balance Sheet - 2025<br> [Coborrower(s) - \| Non-Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Coborrower(s) - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Coborrower(s) - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Coborrower(s) - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Audited P&L - 2025<br> [Coborrower(s) - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Coborrower(s) - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - No Results Returned - 2024<br> [Coborrower]; Transcripts (1040) - No Results Returned - 2024<br> [Coborrower]; Transcripts (1040) - No Results Returned - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] |  |  | 6.050% | $0.00 | 2.1 |  |  |  | No | No | 7.699% | 0 | 0 | 2 | 0 | 2 | 1 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | Yes |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 15.73 |  | No | No |  | $171897.25 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 7 |
| 225037379 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $1466.04 | [redacted] | $122.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 701 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 2.4 |  |  |  | N/A | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.27 | 0.78 |  |  |  |  |  |  |  | [redacted] | $8583.58 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 119.16 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 225037380 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $4050.00 | $10733.74 |  | 7.509% | [redacted] | [redacted] | 7.939% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $37080.99 | 1 | [redacted] | $9943.44 | [redacted] | $828.62 |  |  |  |  |  | 32.958% | 30.649% | 32.958% | [Redacted] | 748 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% | 50.000% |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Third Party Verification - 2026<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; CPA Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $4050.00 |  | 6.160% | $10000.00 | 3.1 |  |  |  | No | No | 7.939% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $152339.30 | 6.190% | No |  |  |  |  | Yes | Preliminary | Fee Simple |  | Individually and as Trustee |  | Individually and as Trustee |  |  |  |  |  |  |  |  |  |  | No | Individually and as Trustee | Yes |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 24.24 |  |  | No |  | $27654.95 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 225037383 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $6652.32 | [redacted] | $554.36 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 5 |  |  |  | Yes | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.23 | 0.81 |  |  |  |  |  |  |  | [redacted] | $1280897.02 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 234.63 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 225037516 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $12395.00 | $13731.91 |  | 7.252% | [redacted] | [redacted] | 6.990% | No | No | Non-Employment Income |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $2088.01 | 1 | [redacted] | $1729.92 | [redacted] | $144.16 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 713 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion (No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $12395.00 |  | 6.220% | $0.00 | 1.4 |  |  |  | Yes | No | 6.990% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | [redacted] | $639092.45 | 93.020% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 156.3 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 225037517 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1490.00 | $2475.22 |  | 6.677% | [redacted] | [redacted] | 6.625% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7472.79 | 1 | [redacted] | $2267.04 | [redacted] | $188.92 |  |  |  |  |  | 32.283% | 32.283% | 32.283% | [Redacted] | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1490.00 |  | 6.250% | $0.00 | 3.8 | DU |  | ApproveEligible | No | No | 6.625% | 2 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $1471544.21 | 100.000% | No | 34 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 252.94 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 225037519 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 4 | [redacted] | $4658.52 | [redacted] | $388.21 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.52 | 0.65 |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 106.28 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 |
| 225037522 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $19890.70 | $15486.05 |  | 8.227% | [redacted] | [redacted] | 7.990% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $27933.08 | 1 | [redacted] | $4907.64 | [redacted] | $408.97 |  |  |  |  |  | 24.071% | 24.071% | 24.071% | [Redacted] | 728 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 75.000% | 25.000% |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 75.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 75.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 75.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 75.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2023<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Third Party Verification - 2026<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Other - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $19890.70 |  | 6.170% | $22680.00 | 1 |  |  |  | Yes | No | 7.990% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $198404.25 | 26.240% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 22.35 |  | Yes | No |  | $9197.12 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 225037942 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.375% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $1128.00 | [redacted] | $94.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1.9 |  |  |  | N/A | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.26 | 0.79 |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 14.51 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 225038875 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.375% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 4 | [redacted] | $3882.12 | [redacted] | $323.51 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 795 | 785 | 786 | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.15 | 0.86 |  |  |  |  |  |  |  | [redacted] | $193909.52 | 29.380% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | Yes |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 0.85 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 225040186 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $1453.20 | [redacted] | $121.10 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | No | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.84 | 1.18 |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 19.24 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 225040362 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $4850.00 | $8239.96 |  | 7.564% | [redacted] | [redacted] | 7.125% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | North Macedonia |  |  |  | $7217.36 | 1 | [redacted] | $1741.32 | [redacted] | $145.11 |  |  |  |  |  | 24.933% | 24.933% | 24.933% | [Redacted] | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $4850.00 |  | 6.060% | $0.00 | 2.6 |  |  |  | Yes | No | 7.125% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $63661.62 | 26.520% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  |  | 21.29 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 225041342 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $16590.00 | $15420.83 |  | 7.577% | [redacted] | [redacted] | 7.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8144.89 | 1 | [redacted] | $1667.04 | [redacted] | $138.92 |  |  |  |  |  | 49.896% | 49.896% | 49.896% | [Redacted] | 710 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $16590.00 |  | 6.190% | $18000.00 | 4.4 |  |  |  | No | No | 7.250% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $68156.56 | 11.350% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 14.61 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 225041352 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1715.00 | $1009.39 |  | 7.879% | [redacted] | [redacted] | 7.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $19142.87 | 1 | [redacted] | $1385.04 | [redacted] | $115.42 |  |  |  |  |  | 36.805% | 36.805% | 36.805% | [Redacted] | 681 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1715.00 |  | 6.170% | $8728.26 | 3.7 |  |  |  | Yes | No | 7.875% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $106870.77 | 7.970% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 8.16 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 225041479 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3129.10 | $3825.22 |  | 6.887% | [redacted] | [redacted] | 6.750% | No | No | Not Employed | Non-Employment Income | Not Employed |  | 0 |  |  | Non-Permanent Resident Alien | Non-Permanent Resident Alien |  |  | Venezuela (Bolivarian Republic of) | Venezuela (Bolivarian Republic of) |  | $9550.38 | 1 | [redacted] | $2752.08 | [redacted] | $229.34 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 697 | 695 | 704 | 697 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  | Level 1-Not Stated/Not Verified |  | Level 1-Not Stated/Not Verified |  | Yes | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Coborrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion (No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $3129.10 |  | 6.180% | $2200.00 | 1 |  |  |  | No | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  | Other | Not Stated |  |  |  | [redacted] | $825379.29 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II |  | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  | Passport | Passport |  |  | 224.41 |  | No | No |  | $13869.99 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | Yes | No | 1 |
| 225041545 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.375% | No | No |  |  |  |  | 0 |  |  | US Citizen | N/A |  |  |  |  |  |  | 4 | [redacted] | $2372.04 | [redacted] | $197.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 743 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.88 | 0.53 |  |  |  |  |  |  |  | [redacted] | $35889.68 | 12.590% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 12.01 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 225042474 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1690.00 | $22209.32 |  | 6.596% | [redacted] | [redacted] | 6.500% | No | No | Employed | Not Employed |  |  |  |  | Permanent Resident Alien | Permanent Resident Alien |  |  |  |  |  |  | $24131.42 | 1 | [redacted] | $14964.00 | [redacted] | $1247.00 |  |  |  |  |  | 46.648% | 46.648% | 46.648% | [Redacted] | 700 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1690.00 |  | 6.170% | $0.00 | 3.3 | DU |  | ApproveIneligible | No | No | 6.500% | 1 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $1602840.37 | 51.700% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  | Resident Alien Card | Resident Alien Card |  |  |  | 35.46 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 225043221 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $3276.00 | $4299.68 |  | 8.876% | [redacted] | [redacted] | 8.500% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | Guatemala |  |  |  | $29773.83 | 1 | [redacted] | $1611.00 | [redacted] | $134.25 |  |  |  |  |  | 4.888% | 4.888% | 4.888% | [Redacted] | 664 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2021 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $3276.00 |  | 6.180% | $0.00 | 1.3 |  |  |  | Yes | No | 8.500% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $1000.00 | 0.550% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Passport |  |  |  |  | 58.04 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No | No | No | 1 |
| 225043467 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $39215.01 | $17403.03 |  | 7.684% | [redacted] | [redacted] | 7.931% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | Brazil |  |  |  | $54051.81 | 1 | [redacted] | $1307.16 | [redacted] | $108.93 |  |  |  |  |  | 14.786% | 14.968% | 14.786% | [Redacted] | 743 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $39215.01 |  | 6.410% | $0.00 | 1 |  |  |  | No | No | 7.931% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $77229.12 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No |  | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Passport |  |  |  | No | 145.12 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No | No | No | 2 |
| 225043493 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.250% | No | No |  |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | 1 | [redacted] | $561.00 | [redacted] | $46.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 2.9 |  |  |  | Yes | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.15 | 0.86 |  |  |  |  |  |  | 240 | [redacted] |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Corp | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 57.69 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 225043617 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $3828.60 | $4604.68 |  | 7.215% | [redacted] | [redacted] | 7.125% | No | No | Self-Employed | Not Employed |  |  |  |  | Non-Permanent Resident Alien | Non-Permanent Resident Alien |  |  | Mexico | Mexico |  |  | $18367.08 | 1 | [redacted] | $1604.64 | [redacted] | $133.72 |  |  |  |  |  | 18.437% | 18.437% | 18.437% | [Redacted] | 748 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 99.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 99.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 99.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 99.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 99.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 99.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $3828.60 |  | 6.250% | $0.00 | 2.6 |  |  |  | No | No | 7.125% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $140573.12 | 22.850% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  | Employment Authorization | Employment Authorization |  |  |  | 19.95 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 225043619 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $29995.00 | $33787.26 |  | 6.995% | [redacted] | [redacted] | 6.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $38357.03 | 1 | [redacted] | $6369.36 | [redacted] | $530.78 |  |  |  |  |  | 48.723% | 48.723% | 48.723% | [Redacted] | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Restricted Stock Agreement - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Vesting Schedule - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $29995.00 |  | 6.170% | $0.00 | 1.8 |  |  |  | N/A | No | 6.875% | 2 | 2 | 0 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | [redacted] | $2931874.56 | 79.230% | No |  | 36 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 85.4 |  | Yes | No |  | $5934.14 | $22894.91 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 225043623 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.625% | No | No |  |  |  |  | 0 | 0 |  | US Citizen | US Citizen | US Citizen |  |  |  |  |  | 1 | [redacted] | $5162.28 | [redacted] | $430.19 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 785 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.48 | 0.67 |  |  |  |  |  |  |  | [redacted] | $1811008.74 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member | Individual | Member |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 260.7 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 225043649 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $2371.25 | $4888.71 |  | 8.344% | [redacted] | [redacted] | 8.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7618.04 | 1 | [redacted] | $854.52 | [redacted] | $71.21 |  |  |  |  |  | 32.284% | 36.122% | 32.284% | [Redacted] | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $2371.25 |  | 6.320% | $3875.00 | 1 |  |  |  | Yes | No | 8.250% | 0 |  | 2 | 0 | 2 | 2 |  |  | 3.77 | No |  |  |  |  |  |  |  |  |  | [redacted] | $230647.84 | 63.190% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 66.15 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 225043653 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.750% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $2727.00 | [redacted] | $227.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.09 | 0.91 |  |  |  |  |  |  |  | [redacted] | $71297.75 | 33.950% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity |  | Individually and as Trustee |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 12.19 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 |
| 225044223 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.500% | No | No |  |  |  |  | 0 | 0 | US Citizen | US Citizen | US Citizen | US Citizen |  |  |  |  |  | 1 | [redacted] | $867.36 | [redacted] | $72.28 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 795 | 709 | 739 | 719 | 766 | 776 | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined | Level 4-Stated/Verified as defined |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 2.1 |  |  |  | Yes | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.24 | 0.8 |  |  |  |  |  |  |  | [redacted] | $110608.62 | 52.670% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | Individual | Individual | Individual | Individual |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  | 22.84 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 |
| 225044858 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.250% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 4 | [redacted] | $2400.00 | [redacted] | $200.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 0.99 |  |  |  |  |  |  |  | [redacted] | $1196766.27 | 61.370% | No |  |  |  |  | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 32.27 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 225050414 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.625% | No | No |  |  |  |  |  |  | Foreign National |  |  |  |  |  |  |  |  | 1 | [redacted] | $1577.40 | [redacted] | $131.45 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 716 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | [redacted] |  |  |  | $0.00 | 4.3 |  |  |  | No | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.28 | 0.78 |  |  |  |  |  |  |  | [redacted] | $140984.52 | 19.310% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12.61 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 225051546 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $28665.00 | $30088.67 |  | 7.239% | [redacted] | [redacted] | 6.990% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $14688.71 | 1 | [redacted] | $6393.00 | [redacted] | $532.75 |  |  |  |  |  | 48.648% | 48.648% | 48.648% | [Redacted] | 798 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Other - 2026<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $28665.00 |  | 6.180% | $0.00 | 4.1 |  |  |  | No | No | 6.990% | 1 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | [redacted] | $1061777.97 | 75.840% | No | 14 | 24 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 110.1 |  | Yes | No |  | $0.00 | $5916.67 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 225051617 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.250% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 3 | [redacted] | $3684.00 | [redacted] | $307.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.45 | 0.68 |  |  |  |  |  |  |  | [redacted] | $79839.37 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 15.85 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 225053164 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.125% | No | No |  |  |  |  | 0 | 0 |  | US Citizen | US Citizen | US Citizen |  |  |  |  |  | 1 | [redacted] | $1525.44 | [redacted] | $127.12 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 700 | 710 | 720 | 685 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 4.5 |  |  |  | No | No | 6.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.23 | 0.81 |  |  |  |  |  |  |  | [redacted] | $6572.69 |  | No |  |  |  |  | Yes | Short Form | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual | Individual | Member |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 22.45 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 225053327 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.875% | No | No |  |  |  |  |  |  | Foreign National |  |  |  |  |  |  |  |  | 1 | [redacted] | $2082.96 | [redacted] | $173.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.09 | 0.91 |  |  |  |  |  |  |  | [redacted] | $783438.56 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 132.23 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 225056531 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $4472.25 | $3506.63 |  | 7.008% | [redacted] | [redacted] | 6.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6778.39 | 2 | [redacted] | $1331.04 | [redacted] | $110.92 |  |  |  |  |  | 26.206% | 26.206% | 26.206% | [Redacted] | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2026<br> [Borrower - \| Primary Income - Wages]; Other - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Employer Letter - Year Not Available | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $4472.25 |  | 6.170% | $0.00 |  |  |  |  | No | No | 6.750% | 0 |  | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] |  |  | No | 15 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 32.27 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 225056662 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.500% | No | No |  |  |  |  | 0 |  |  | Foreign National |  |  |  |  |  |  |  | 1 | [redacted] | $1118.04 | [redacted] | $93.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.45 | 0.68 |  |  |  |  |  |  |  | [redacted] | $105468.15 | 40.560% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business Entity | Yes |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 21.82 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | No | No | 1 |
| 225056671 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.500% | No | No |  |  |  |  | 0 |  |  | Foreign National |  |  |  |  |  |  |  | 1 | [redacted] | $876.72 | [redacted] | $73.06 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.12 | 0.89 |  |  |  |  |  |  |  | [redacted] | $34000.00 | 9.780% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 130.67 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 225059889 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.125% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $1538.52 | [redacted] | $128.21 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 749 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.21 | 0.82 |  |  |  |  |  |  |  | [redacted] | $80554.78 | 30.680% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7.77 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 225059971 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1890.00 | $667.99 |  | 7.087% | [redacted] | [redacted] | 7.125% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $15450.52 | 1 | [redacted] | $822.00 | [redacted] | $68.50 |  |  |  |  |  | 25.708% | 25.708% | 25.708% | [Redacted] | 688 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Alternative Documentation (A) | 12mo Bank Statement |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1890.00 |  | 6.060% | $11405.11 | 1 |  |  |  | Yes | No | 7.125% | 0 | 0 | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $70817.44 | 12.040% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 3.78 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 225060070 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.250% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $3974.04 | [redacted] | $331.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 802 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 3.1 |  |  |  | Yes | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.16 | 0.85 |  |  |  |  |  |  |  | [redacted] | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 9.93 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 225060406 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.500% | No | No |  |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | 1 | [redacted] | $795.96 | [redacted] | $66.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 2 |  |  |  | No | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.93 | 1.06 |  |  |  |  |  |  |  | [redacted] | $14274.22 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 6.66 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| 225060888 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $4390.00 | $5057.67 |  | 7.954% | [redacted] | [redacted] | 7.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $31277.95 | 1 | [redacted] | $3270.00 | [redacted] | $272.50 |  |  |  |  |  | 13.492% | 13.492% | 13.492% | [Redacted] | 709 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $4390.00 |  | 6.250% | $0.00 | 2.1 |  |  |  | Yes | No | 7.750% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 9.06 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 225060891 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.375% | No | No |  |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  |  |  |  |  |  | 1 | [redacted] | $1131.24 | [redacted] | $94.27 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 807 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 2.6 |  |  |  | No | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.29 | 0.77 |  |  |  |  |  |  |  | [redacted] | $122221.18 | 47.920% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 22.69 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 225060907 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 2 | [redacted] | $1653.72 | [redacted] | $137.81 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 707 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.5 | 0.66 |  |  |  |  |  |  |  | [redacted] | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 21.6 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 2 |
| 225062700 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.625% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | [redacted] | $1593.96 | [redacted] | $132.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 722 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.08 | 0.91 |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 31.48 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 225062939 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.125% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $1919.04 | [redacted] | $159.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 688 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1.2 |  |  |  | No | No | 7.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.06 | 0.93 |  |  |  |  |  |  |  | [redacted] | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 96.53 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 225062953 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $16090.00 | $19609.00 |  | 7.228% | [redacted] | [redacted] | 6.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8145.99 | 1 | [redacted] | $4065.00 | [redacted] | $338.75 |  |  |  |  |  | 48.462% | 40.679% | 48.462% | [Redacted] | 723 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 1yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $16090.00 |  | 6.060% | $0.00 | 3.9 |  |  |  | Yes | No | 6.990% | 0 |  | 0 | 0 | 2 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  | 240 | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 20.72 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 225063204 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $6806.00 | $9174.75 |  | 7.741% | [redacted] | [redacted] | 7.910% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $23415.97 | 1 | [redacted] | $1899.96 | [redacted] | $158.33 |  |  |  |  |  | 24.198% | 24.901% | 24.198% | [Redacted] | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2020<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2020 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $6806.00 |  | 6.420% | $0.00 | 1 |  |  |  | Yes | No | 7.910% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $168784.25 | 38.360% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 23.93 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 225063213 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $63741.88 | $17045.38 |  | 7.104% | [redacted] | [redacted] | 6.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $51407.03 | 1 | [redacted] | $0.00 | [redacted] | $0.00 |  |  |  |  |  | 17.115% | 17.115% | 17.115% | [Redacted] | 733 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Audited | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Paystubs - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $63741.88 |  | 6.060% | $0.00 | 999 |  |  |  | No | No | 6.990% | 2 |  | 2 | 0 | 2 | 2 |  |  | 11.83 | No |  |  |  |  |  |  |  |  |  | [redacted] | $506338.59 | 36.290% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 15.24 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 225063223 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.875% | No | No |  |  |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  |  |  |  |  | 2 | [redacted] | $6939.96 | [redacted] | $578.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 698 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.37 | 0.72 |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 31.78 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 225063518 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.125% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 2 | [redacted] | $1677.00 | [redacted] | $139.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 758 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 7.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.43 | 0.69 |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 39.27 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 |
| 225063772 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $2090.00 | $7103.65 |  | 7.122% | [redacted] | [redacted] | 6.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $73540.59 | 1 | [redacted] | $2716.92 | [redacted] | $226.41 |  |  |  |  |  | 10.524% | 10.524% | 10.524% | [Redacted] | 707 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $2090.00 |  | 6.060% | $0.00 | 4.6 |  |  |  | No | No | 6.990% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $0.00 |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 53.83 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 225074525 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $10620.00 | $14831.80 |  | 7.415% | [redacted] | [redacted] | 7.914% | No | No | Not Employed | Non-Employment Income | Not Employed |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  | $13921.44 | 1 | [redacted] | $13376.04 | [redacted] | $1114.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 741 | 803 | 801 | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  | Level 1-Not Stated/Not Verified |  | Level 1-Not Stated/Not Verified |  | Yes | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Asset Depletion]; Account Statements - 2026 | [Coborrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion (No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $10620.00 |  | 5.940% | $0.00 | 1 |  |  |  | No | No | 7.914% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | [redacted] | $1974670.93 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | Yes |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 229.4 |  | No | No |  | $30827.31 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 225074526 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $26708.44 | $8268.58 |  | 8.023% | [redacted] | [redacted] | 7.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $114385.73 | 1 | [redacted] | $4530.96 | [redacted] | $377.58 |  |  |  |  |  | 30.009% | 30.009% | 30.009% | [Redacted] | 725 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $26708.44 |  | 6.060% | $15000.00 | 3.1 |  |  |  | Yes | No | 7.875% | 0 |  | 0 | 0 | 2 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $287531.29 | 56.930% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 50.52 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 12 |
| 225075165 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 7.125% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 2 | [redacted] | $4211.04 | [redacted] | $350.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 7.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.28 | 0.78 |  |  |  |  |  |  |  | [redacted] | $276061.68 | 37.300% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 22.5 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 5 |
| 225075240 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.750% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | [redacted] | $1221.48 | [redacted] | $101.79 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 706 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.12 | 0.89 |  |  |  |  |  |  |  | [redacted] |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 48.54 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 225075259 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.990% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | [redacted] | $1002.00 | [redacted] | $83.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 | 1.9 |  |  |  | Yes | No | 6.990% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.32 | 0.75 |  |  |  |  |  |  |  | [redacted] | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 120.57 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 |
| 225077558 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | [redacted] | [redacted] | 6.625% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 3 | [redacted] | $4500.96 | [redacted] | $375.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | [redacted] |  |  |  | $0.00 |  |  |  |  | No | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.2 | 0.82 |  |  |  |  |  |  |  | [redacted] | $10560.54 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 55.51 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| 225083554 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $6180.00 | $7477.10 |  | 7.148% | [redacted] | [redacted] | 6.990% | No | No | Non-Employment Income | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $11738.11 | 1 | [redacted] | $1875.00 | [redacted] | $156.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Other Documentation (O) | Asset Depletion (No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $6180.00 |  | 6.170% | $0.00 | 1.7 |  |  |  | No | No | 6.990% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | [redacted] | $1212136.18 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 254.49 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 225083565 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1295.00 | $2507.53 |  | 6.315% | [redacted] | [redacted] | 6.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6206.55 | 1 | [redacted] | $952.92 | [redacted] | $79.41 |  |  |  |  |  | 49.709% | 49.709% | 49.709% | [Redacted] | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $1295.00 |  | 6.170% | $0.00 | 1.9 |  |  |  | No | No | 6.250% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $106852.54 | 20.950% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 13.28 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 225083596 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $7955.35 | $10151.50 |  | 8.804% | [redacted] | [redacted] | 8.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $84848.88 | 1 | [redacted] | $1782.96 | [redacted] | $148.58 |  |  |  |  |  | 8.451% | 8.451% | 8.451% | [Redacted] | 687 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 81.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 81.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 81.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 81.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 81.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 81.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 81.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 81.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [redacted] | $7955.35 |  | 6.170% | $0.00 | 2.9 |  |  |  | No | No | 8.500% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | [redacted] | $367205.11 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 108.25 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |

---

## Exhibit 99.1

[CCC Depositor, LLC ABS-15G](cccdepositor-abs15g.htm)

**Exhibit 99.1 - Schedule 6**

![](situsamc-logo.jpg)

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| |
|:---|
| **ASF Addendum - Business Purpose** |
| **Run Date - 3/3/2026 2:33:16 PM** |

---

---

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| **SitusAMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Seller Name** | **Originator Name** | **Guideline Author** | **Loan Program** | **Loan Program Date** | **Executed NOO Docs in File** | **Lease In Place Flag** | **Rental Purpose** | **Actual In Place Rent** | **Third Party Market Rent Estimate** | **Third Party Rent Source** | **Rental Income Used for Property DSCR Calculation** | **Rental Source for Property DTI Calculation** | **Calculated Monthly Debt** | **Property DTI** | **Investor DTI** | **Inverse DSCR** | **Net Operating Income** | **Total Debt Service** | **DSCR** | **Total DSCR** | **PITIA** | **Lease End Date** | **Original Lease Term** | **Lease in Place Flag Unit 1** | **Lease Start Date Unit 1** | **Lease End Date Unit 1** | **Original Lease Term Unit 1** | **Rental Purpose Unit 1** | **Actual In Place Rent Unit 1** | **Third Party Market Rent Estimate Unit 1** | **Lease in Place Flag Unit 2** | **Lease Start Date Unit 2** | **Lease End Date Unit 2** | **Original Lease Term Unit 2** | **Rental Purpose Unit 2** | **Actual In Place Rent Unit 2** | **Third Party Market Rent Estimate Unit 2** | **Lease in Place Flag Unit 3** | **Lease Start Date Unit 3** | **Lease End Date Unit 3** | **Original Lease Term Unit 3** | **Rental Purpose Unit 3** | **Actual In Place Rent Unit 3** | **Third Party Market Rent Estimate Unit 3** | **Lease in Place Flag Unit 4** | **Lease Start Date Unit 4** | **Lease End Date Unit 4** | **Original Lease Term Unit 4** | **Rental Purpose Unit 4** | **Actual In Place Rent Unit 4** | **Third Party Market Rent Estimate Unit 4** | **Lease in Place Flag Unit 5** | **Lease Start Date Unit 5** | **Lease End Date Unit 5** | **Original Lease Term Unit 5** | **Rental Purpose Unit 5** | **Actual In Place Rent Unit 5** | **Third Party Market Rent Estimate Unit 5** | **Lease in Place Flag Unit 6** | **Lease Start Date Unit 6** | **Lease End Date Unit 6** | **Original Lease Term Unit 6** | **Rental Purpose Unit 6** | **Actual In Place Rent Unit 6** | **Third Party Market Rent Estimate Unit 6** | **Lease in Place Flag Unit 7** | **Lease Start Date Unit 7** | **Lease End Date Unit 7** | **Original Lease Term Unit 7** | **Rental Purpose Unit 7** | **Actual In Place Rent Unit 7** | **Third Party Market Rent Estimate Unit 7** | **Lease in Place Flag Unit 8** | **Lease Start Date Unit 8** | **Lease End Date Unit 8** | **Original Lease Term Unit 8** | **Rental Purpose Unit 8** | **Actual In Place Rent Unit 8** | **Third Party Market Rent Estimate Unit 8** | **Lease in Place Flag Unit 9** | **Lease Start Date Unit 9** | **Lease End Date Unit 9** | **Original Lease Term Unit 9** | **Rental Purpose Unit 9** | **Actual In Place Rent Unit 9** | **Third Party Market Rent Estimate Unit 9** | **Lease in Place Flag Unit 10** | **Lease Start Date Unit 10** | **Lease End Date Unit 10** | **Original Lease Term Unit 10** | **Rental Purpose Unit 10** | **Actual In Place Rent Unit 10** | **Third Party Market Rent Estimate Unit 10** | **Rent Loss Insurance** | **Rent Loss Insurance Amount** | **HOA Flag** | **HOA Monthly Premium Amount** | **Monthly Property Tax** | **Monthly Insurance Cost** | **Asset Verification** | **Blanket Mortgage Flag** | **Number of Mortgaged Properties With Lender** | **Number of Properties** | **Foreign National Alternative Credit Documentation** | **Foreign National Borrower 1** | **Foreign National Borrower 2** | **Investor Type** | **Number of Years Property Owned** | **Borrower Residency Status** | **Co Borrower Residency Status** | **Qualifying Credit Score** | **Months Bankruptcy 7 11** | **Months Bankruptcy 13** | **Months Deed in Lieu** | **Months Short Sale or Pre FC** | **Prior Mtg Rent Late 30d in 12m** | **Prior Mtg Rent Late 60d in 12m** | **Prior Mtg Rent Late 90d in 12m** | **Prior Mtg Rent Late 30d in 24m** | **Prior Mtg Rent Late 60d in 24m** | **Prior Mtg Rent Late 90d in 24m** | **Section 8** | **Street Address** | **Borrower 1 Type** | **Borrower 1 Designation** | **Borrower 1 Employment Status** | **Borrower 1 First Name** | **Borrower 1 Last Name** | **Borrower 1 Number of Mortgaged Properties** | **Borrower 1 Citizenship** | **Borrower 1 Documentation Used to Determine Legal Residency** | **Borrower 1 Country Name** | **Borrower 1 Asset Verification Level** | **Borrower 1 Credit Order Date** | **Borrower 1 Experian FICO** | **Borrower 1 Experian FICO Model Used** | **Borrower 1 Equifax FICO** | **Borrower 1 Equifax FICO Model Used** | **Borrower 1 TransUnion FICO** | **Borrower 1 TransUnion FICO Model Used** | **Borrower 2 Type** | **Borrower 2 Designation** | **Borrower 2 Employment Status** | **Borrower 2 First Name** | **Borrower 2 Last Name** | **Borrower 2 Number of Mortgaged Properties** | **Borrower 2 Citizenship** | **Borrower 2 Documentation Used to Determine Legal Residency** | **Borrower 2 Asset Verification Level** | **Borrower 2 Credit Order Date** | **Borrower 2 Experian FICO** | **Borrower 2 Experian FICO Model Used** | **Borrower 2 Equifax FICO** | **Borrower 2 Equifax FICO Model Used** | **Borrower 2 TransUnion FICO** | **Borrower 2 TransUnion FICO Model Used** | **Borrower 3 Designation** | **Borrower 3 First Name** | **Borrower 3 Last Name** | **Borrower 3 Number of Mortgaged Properties** | **Borrower 3 Citizenship** | **Borrower 3 Documentation Used to Determine Legal Residency** | **Borrower 3 Country Name** | **Borrower 3 Asset Verification Level** | **Borrower 3 Credit Order Date** | **Borrower 3 Experian FICO** | **Borrower 3 Experian FICO Model Used** | **Borrower 3 Equifax FICO** | **Borrower 3 Equifax FICO Model Used** | **Borrower 3 TransUnion FICO** | **Borrower 3 TransUnion FICO Model Used** | **Borrower 4 Designation** | **Borrower 4 First Name** | **Borrower 4 Last Name** | **Borrower 4 Number of Mortgaged Properties** | **Borrower 4 Citizenship** | **Borrower 4 Documentation Used to Determine Legal Residency** | **Borrower 4 Country Name** | **Borrower 4 Asset Verification Level** | **Borrower 4 Credit Order Date** | **Borrower 4 Experian FICO** | **Borrower 4 Experian FICO Model Used** | **Borrower 4 Equifax FICO** | **Borrower 4 Equifax FICO Model Used** | **Borrower 4 TransUnion FICO** | **Borrower 4 TransUnion FICO Model Used** | **Personal Guarantee** | **Guarantor 1 First Name** | **Guarantor 1 Last Name** | **Guarantor 1 Business Ownership Percent** | **Guarantor 1 Recourse Type** | **Guarantor 1 Number of Mortgaged Properties** | **Guarantor 1 Citizenship** | **Guarantor 1 Documentation Used to Determine Legal Residency** | **Guarantor 1 Country Name** | **Guarantor 1 Asset Verification Level** | **Guarantor 1 Employment Verification Level** | **Guarantor 1 Income Verification Level** | **Guarantor 1 FICO Model Used** | **Guarantor 1 Credit Order Date** | **Guarantor 1 Experian FICO** | **Guarantor 1 Experian FICO Model Used** | **Guarantor 1 Equifax FICO** | **Guarantor 1 Equifax FICO Model Used** | **Guarantor 1 TransUnion FICO** | **Guarantor 1 TransUnion FICO Model Used** | **Guarantor 1 Most Recent Fico Method** | **Guarantor 2 First Name** | **Guarantor 2 Last Name** | **Guarantor 2 Business Ownership Percent** | **Guarantor 2 Recourse Type** | **Guarantor 2 Number of Mortgaged Properties** | **Guarantor 2 Citizenship** | **Guarantor 2 Documentation Used to Determine Legal Residency** | **Guarantor 2 Country Name** | **Guarantor 2 Asset Verification Level** | **Guarantor 2 Employment Verification Level** | **Guarantor 2 Income Verification Level** | **Guarantor 2 FICO Model Used** | **Guarantor 2 Credit Order Date** | **Guarantor 2 Experian FICO** | **Guarantor 2 Experian FICO Model Used** | **Guarantor 2 Equifax FICO** | **Guarantor 2 Equifax FICO Model Used** | **Guarantor 2 TransUnion FICO** | **Guarantor 2 TransUnion FICO Model Used** | **Guarantor 2 Most Recent Fico Method** | **Guarantor 3 First Name** | **Guarantor 3 Last Name** | **Guarantor 3 Business Ownership Percent** | **Guarantor 3 Recourse Type** | **Guarantor 3 Number of Mortgaged Properties** | **Guarantor 3 Citizenship** | **Guarantor 3 Documentation Used to Determine Legal Residency** | **Guarantor 3 Country Name** | **Guarantor 3 Asset Verification Level** | **Guarantor 3 Employment Verification Level** | **Guarantor 3 Income Verification Level** | **Guarantor 3 FICO Model Used** | **Guarantor 3 Credit Order Date** | **Guarantor 3 Experian FICO** | **Guarantor 3 Experian FICO Model Used** | **Guarantor 3 Equifax FICO** | **Guarantor 3 Equifax FICO Model Used** | **Guarantor 3 TransUnion FICO** | **Guarantor 3 TransUnion FICO Model Used** | **Guarantor 3 Most Recent Fico Method** | **Guarantor 4 First Name** | **Guarantor 4 Last Name** | **Guarantor 4 Business Ownership Percent** | **Guarantor 4 Recourse Type** | **Guarantor 4 Number of Mortgaged Properties** | **Guarantor 4 Citizenship** | **Guarantor 4 Documentation Used to Determine Legal Residency** | **Guarantor 4 Country Name** | **Guarantor 4 Asset Verification Level** | **Guarantor 4 Employment Verification Level** | **Guarantor 4 Income Verification Level** | **Guarantor 4 FICO Model Used** | **Guarantor 4 Credit Order Date** | **Guarantor 4 Experian FICO** | **Guarantor 4 Experian FICO Model Used** | **Guarantor 4 Equifax FICO** | **Guarantor 4 Equifax FICO Model Used** | **Guarantor 4 TransUnion FICO** | **Guarantor 4 TransUnion FICO Model Used** | **Guarantor 4 Most Recent Fico Method** | **Authorized Signor 1 First Name** | **Authorized Signor 1 Last Name** | **Authorized Signor 2 First Name** | **Authorized Signor 2 Last Name** | **Member 1 First Name** | **Member 1 Last Name** | **Member 1 Documentation Used to Determine Legal Residency** | **Member 1 Credit Order Date** | **Member 1 Experian FICO** | **Member 1 Experian FICO Model Used** | **Member 1 Equifax FICO** | **Member 1 Equifax FICO Model Used** | **Member 1 TransUnion FICO** | **Member 1 TransUnion FICO Model Used** | **Member 1 Asset Verification Level** | **Member 1 Employment Verification Level** | **Member 1 Income Verification Level** | **Member 2 First Name** | **Member 2 Last Name** | **Member 2 Documentation Used to Determine Legal Residency** | **Member 2 Credit Order Date** | **Member 2 Experian FICO** | **Member 2 Experian FICO Model Used** | **Member 2 Equifax FICO** | **Member 2 Equifax FICO Model Used** | **Member 2 TransUnion FICO** | **Member 2 TransUnion FICO Model Used** | **Member 2 Asset Verification Level** | **Member 2 Employment Verification Level** | **Member 2 Income Verification Level** | **Loan Application Date** | **Sales Contract Date** | **Qualifying Home Value for LTV** | **Number of Units** | **Year Built** | **Total Sq Ft** | **Number of Bedrooms** | **Number of Bathrooms** | **Property Condition** | **Acquisition Cost** | **Renovation Cost** | **Effective Gross Income** | **Turnover Costs** | **Repairs and Maintenance** | **Marketing and Leasing Costs** | **Utilities** | **Other Costs** | **Cap Ex Reserve** | **Investment Property Original As Is LTV** | **As Is Value** | **After Repair Value** | **After Repair Value LTV** | **Loan to Cost** | **Original Sales Price** | **Assignment Fee** | **Loan to Purchase Price** | **SBC Occupancy** | **Investment Property Type** | **Has Dutch Interest** | **Interest Reserves Escrowed** | **Guarantor 1 ITIN Flag** | **Guarantor 2 ITIN Flag** | **Guarantor 3 ITIN Flag** | **Guarantor 4 ITIN Flag** |
| 224243057 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2950.00 | Rent on Existing Lease | $2935.23 |  | 0.000000 | 0.99 |  |  | 1.01 | 1.01 | $2935.23 |  |  | Yes | [redacted] | 08/31/2026 | 11 | Long Term | $2950.00 | $3100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [redacted] | $65.08 | Level 4-Stated/Verified as defined | No | 1 | 8 | No |  | No | Experienced Investor | 1.52 |  | US Citizen | 745 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 9 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 761 | FICO II | 745 | Beacon 5 | 739 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 67.603% | [Redacted] |  |  | 131.090% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224245933 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4500.00 | Third Party Rental Source | $3809.49 |  | 0.000000 | 0.85 |  |  | 1.18 | 1.18 | $3809.49 |  |  | No |  |  |  | Long Term |  | $4500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $785.16 | Level 1-Not Stated/Not Verified | No | 1 | 5 | No |  | No | Experienced Investor | 2.53 |  | US Citizen | 741 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 741 | Fair Isaac (VER. 2) | 737 | Beacon 5 | 759 | FICO Risk Score Classic 04 | Business Entity |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 74.853% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224254518 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $17230.86 |  | 0.485347 |  |  |  |  |  | $17230.86 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $216.25 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 2.44 | US Citizen |  | 719 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 762 | FICO II | 703 | Beacon 5 | 719 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224280733 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $5438.00 | Third Party Rental Source | $5284.48 |  | 0.000000 | 0.97 |  |  | 1.03 | 1.03 | $5284.48 |  |  | No |  |  |  | Long Term |  | $5438.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $79730.00 |  |  | [redacted] | $133.83 | Level 4-Stated/Verified as defined | No | 1 | 7 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 798 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 738 | FICO II | 726 | Beacon 5 | 750 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 2 | US Citizen |  | Level 1-Not Stated/Not Verified | [Redacted] | 791 | FICO II | 803 | Beacon 5 | 798 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| 224304817 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1640.00 | Third Party Rental Source | $1429.88 |  | 0.000000 | 0.87 |  |  | 1.14 | 1.14 | $1429.88 |  |  | Yes | [redacted] | [redacted] | 11 | Long Term | $2250.00 | $1640.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $85.50 | Level 4-Stated/Verified as defined | No | 1 | 6 | No |  | No | Experienced Investor | 0.58 |  | US Citizen | 634 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 6 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 634 | FICO II | 673 | Beacon 5 | 603 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 65.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224330029 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4568.00 | Multiple Sources | $4459.23 |  | 0.000000 | 0.97 |  |  | 1.02 | 1.02 | $4459.23 |  |  | No |  |  |  | Long Term |  | $1500.00 | No |  |  |  | Long Term |  | $1000.00 | No |  |  |  | Long Term |  | $1000.00 | No |  |  |  | Long Term |  | $1500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $166.67 | Level 4-Stated/Verified as defined | No | 1 | 5 | No | No |  | Experienced Investor |  | US Citizen |  | 787 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 5 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 837 | FICO II | 727 | Beacon 5 | 787 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 4 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 85.000% | [Redacted] |  |  | 85.000% |  |  | 85.000% |  |  |  |  |  |  |  |  |
| 224351901 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Short Term Vacation Rental (e.g., [redacted]) |  |  |  | $3553.33 | Multiple Sources | $3447.71 |  | 0.000000 | 0.97 |  |  | 1.03 | 1.03 | $3447.71 |  |  | No |  |  |  | Short Term Vacation Rental (e.g., [redacted]) |  | $3500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $96.25 | Level 4-Stated/Verified as defined | No | 1 | 7 | No | No | No | Experienced Investor | 1.14 | US Citizen | US Citizen | 766 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 767 | FICO II | 766 | Beacon 5 | 734 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 3 | US Citizen |  | Level 1-Not Stated/Not Verified | [Redacted] | 748 | FICO II | 759 | Beacon 5 | 725 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 64.149% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224364824 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4130.36 |  | 0.206485 |  |  |  |  |  | $4130.36 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $259.87 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 808 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Unemployed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 810 | FICO II | 809 | Beacon 5 | 819 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 815 | FICO II | 798 | Beacon 5 | 808 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224374271 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4177.52 |  | 0.499695 |  |  |  |  |  | $4177.52 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $175.36 | Level 2-Stated/Not Verified |  |  |  | No | No |  |  | 0.29 | US Citizen |  | 724 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Retired |  |  | 14 | US Citizen |  |  | Level 2-Stated/Not Verified | [Redacted] | 724 | Fair Isaac (VER. 2) | 739 | Beacon 5 | 724 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224387236 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Short Term Vacation Rental (e.g., [redacted]) |  |  |  | $2153.33 | Multiple Sources | $1990.08 |  | 0.000000 | 0.92 |  |  | 1.08 | 1.08 | $1990.08 |  |  | No |  |  |  | Short Term Vacation Rental (e.g., [redacted]) |  | $1800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $114.42 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor | 1.03 | US Citizen |  | 687 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 690 | FICO II | 687 | Beacon 5 | 686 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 135.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224387955 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1861.66 |  | 0.224581 |  |  |  |  |  | $1861.66 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $145.08 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 9.36 | Permanent Resident Alien | US Citizen | 674 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | Permanent Resident Alien | Resident Alien Card |  | Level 4-Stated/Verified as defined | [Redacted] | 668 | FICO II | 674 | Beacon 5 | 695 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 638 | FICO II | 595 | Beacon 5 | 602 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224395771 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $6700.00 | Rent on Existing Lease | $6120.36 |  | 0.000000 | 0.91 |  |  | 1.09 | 1.09 | $6120.36 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $6700.00 | $7550.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $371.21 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  | No | Experienced Investor | 0.66 |  | US Citizen | 727 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 718 | FICO II | 748 | Beacon 5 | 727 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 60.000% | [Redacted] |  |  | 355.385% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224400198 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Short Term Vacation Rental (e.g., [redacted]) |  |  |  | $14000.00 | Third Party Rental Source | $11183.67 |  | 0.000000 | 0.79 |  |  | 1.25 | 1.25 | $11183.67 |  |  | No |  |  |  | Short Term Vacation Rental (e.g.,[redacted]) |  | $14000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $1325.15 | Level 1-Not Stated/Not Verified | No | 1 | 2 | Yes |  | Yes | Experienced Investor |  |  | Foreign National |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | Foreign National |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| 224400203 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3670.00 | Rent on Existing Lease | $2883.98 |  | 0.000000 | 0.78 |  |  | 1.27 | 1.27 | $2883.98 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $935.00 | $975.00 | Yes | [redacted] | [redacted] | 12 | Long Term | $900.00 | $975.00 | Yes | [redacted] | [redacted] | 12 | Long Term | $935.00 | $975.00 | Yes | 09/01/2025 | 08/31/2026 | 12 | Long Term | $900.00 | $975.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $170.31 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  | No | Experienced Investor | 4.26 |  | US Citizen | 721 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 4 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 721 | Fair Isaac (VER. 2) | 714 | Beacon 5 | 746 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 4 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 109.014% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224419733 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4000.00 | Rent on Existing Lease | $3211.57 |  | 0.000000 | 0.8 |  |  | 1.24 | 1.24 | $3211.57 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $2300.00 | $2300.00 | Yes | [redacted] | [redacted] | 12 | Long Term | $800.00 | $1100.00 | Yes | [redacted] | [redacted] | 12 | Long Term | $900.00 | $1100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $398.00 | Level 4-Stated/Verified as defined | No | 1 | 8 | No | No |  | Experienced Investor | 20.10 | US Citizen |  | 808 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 824 | FICO II | 808 | Beacon 5 | 788 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 3 |  |  |  |  | Good |  |  |  |  |  |  |  |  |  | 52.632% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224421356 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3200.00 | Third Party Rental Source | $2814.69 |  | 0.000000 | 0.87 |  |  | 1.13 | 1.13 | $2814.69 |  |  | No |  |  |  | Long Term |  | $3200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $52.92 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No |  | Experienced Investor |  | US Citizen |  | 789 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 789 | FICO II | 784 | Beacon 5 | 798 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| 224427734 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2000.00 | Third Party Rental Source | $1871.49 |  | 0.000000 | 0.93 |  |  | 1.06 | 1.06 | $1871.49 |  |  | No |  |  |  | Long Term |  | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $12500.00 |  |  | [redacted] | $41.25 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 759 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 769 | FICO II | 759 | Beacon 5 | 727 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| 224463889 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1350.00 | Third Party Rental Source | $1083.35 |  | 0.000000 | 0.8 |  |  | 1.24 | 1.24 | $1083.35 |  |  | No |  |  |  | Long Term |  | $1350.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [redacted] | $56.42 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 789 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 799 | FICO II | 789 | Beacon 5 | 779 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| 224467088 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3000.00 | Third Party Rental Source | $2474.98 |  | 0.000000 | 0.82 |  |  | 1.21 | 1.21 | $2474.98 |  |  | No |  |  |  | Long Term |  | $3000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $38800.00 |  |  | [redacted] | $81.30 | Level 1-Not Stated/Not Verified | No | 1 | 1 | Yes |  | Yes | Experienced Investor |  |  | Foreign National |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | Foreign National |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual |  |  | 1 | Foreign National |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  | [redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 65.000% | [Redacted] |  |  | 65.000% |  |  | 65.000% |  |  |  |  |  |  |  |  |
| 224467842 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4550.00 | Rent on Existing Lease | $4380.71 |  | 0.000000 | 0.96 |  |  | 1.03 | 1.03 | $4380.71 |  |  | Yes | [redacted] | [redacted] | 24 | Long Term | $2100.00 | $2200.00 | Yes | [redacted] | [redacted] | 12 | Long Term | $1050.00 | $1500.00 | Yes | [redacted] | [redacted] | 12 | Long Term | $1400.00 | $1500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $485.75 | Level 4-Stated/Verified as defined | No | 1 | 7 | No |  | No | Experienced Investor | 3.82 |  | US Citizen | 798 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 4 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 753 | FICO II | 764 | Beacon 5 | 746 | FICO Risk Score Classic 04 | Individual |  |  | 5 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/14/2025 | 798 | FICO II | 801 | Beacon 5 | 779 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 3 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224498652 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2768.75 | Multiple Sources | $2588.26 |  | 0.000000 | 0.93 |  |  | 1.06 | 1.06 | $2588.26 |  |  | No |  |  |  | Long Term |  | $1550.00 | No |  |  |  | Long Term |  | $1395.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $125.93 | Level 4-Stated/Verified as defined | No | 1 | 7 | No | No |  | Experienced Investor |  | US Citizen |  | 769 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 765 | Fair Isaac (VER. 2) | 769 | FICO Classic V5 Facta | 769 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 73.922% | [Redacted] |  |  | 73.922% |  |  | 73.922% |  |  |  |  |  |  |  |  |
| 224547066 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $875.00 | Third Party Rental Source | $796.85 |  | 0.000000 | 0.91 |  |  | 1.09 | 1.09 | $796.85 |  |  | No |  |  |  | Long Term |  | $875.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $110.81 | Level 4-Stated/Verified as defined | No | 1 | 6 | No | No |  | Experienced Investor | 2.17 | US Citizen |  | 776 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 6 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 770 | FICO II | 793 | Beacon 5 | 776 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 48.529% | [Redacted] |  |  | 150.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224565820 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2939.19 |  | 0.443435 |  |  |  |  |  | $2939.19 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $119.02 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 812 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 803 | FICO II | 785 | Beacon 5 | 809 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 813 | FICO II | 783 | Beacon 5 | 812 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224567468 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1275.00 | Rent on Existing Lease | $1177.67 |  | 0.000000 | 0.92 |  |  | 1.08 | 1.08 | $1177.67 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $1275.00 | $1450.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $76.83 | Level 4-Stated/Verified as defined | No | 1 | 9 | No |  | No | Experienced Investor | 7.56 |  | US Citizen | 700 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 5 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 700 | FICO II | 693 | Beacon 5 | 711 | FICO Risk Score Classic 04 | Individual |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/21/2025 | 720 | FICO II | 710 | Beacon 5 | 685 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224570018 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $13712.50 | Rent on Existing Lease | $11690.68 |  | 0.000000 | 0.85 |  |  | 1.17 | 1.17 | $11690.68 |  |  | Yes | [redacted] | [redacted] | 36 | Long Term | $6856.25 | $3800.00 | Yes | [redacted] | [redacted] | 36 | Long Term | $6856.25 | $3800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $46000.00 |  |  | [redacted] | $704.94 | Level 4-Stated/Verified as defined | No | 1 | 3 | No |  | No | Experienced Investor | 12.24 |  | Non-Permanent Resident Alien | 789 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Corp | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | Non-Permanent Resident Alien |  | Level 4-Stated/Verified as defined | [Redacted] | 776 | FICO II | 796 | Beacon 5 | 789 | FICO Risk Score Classic 04 | Individual |  |  | 1 | Non-Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | 08/27/2025 | 686 | FICO II | 662 | Beacon 5 | 666 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | Good |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224570634 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3900.00 | Third Party Rental Source | $3871.12 |  | 0.000000 | 0.99 |  |  | 1.00 | 1 | $3871.12 |  |  | No |  |  |  | Long Term |  | $3900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $130.17 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 773 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 777 | Fair Isaac (VER. 2) | 773 | FICO Classic V5 Facta | 772 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| 224572312 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2550.00 | Third Party Rental Source | $2278.39 |  | 0.000000 | 0.89 |  |  | 1.11 | 1.11 | $2278.39 |  |  | No |  |  |  | Long Term |  | $2550.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $35300.00 |  |  | [redacted] | $79.03 | Level 1-Not Stated/Not Verified | No | 1 | 1 | Yes |  | Yes | First-Time Investor |  |  | Foreign National |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | Foreign National |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  | Individual |  |  | 1 | Foreign National |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| 224573463 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $5700.00 | Rent on Existing Lease | $3489.77 |  | 0.000000 | 0.61 |  |  | 1.63 | 1.63 | $3489.77 |  |  | Yes | [redacted] | [redacted] | 24 | Long Term | $1700.00 | $1700.00 | Yes | [redacted] | [redacted] | 12 | Long Term | $2350.00 | $2350.00 | Yes | [redacted] | [redacted] | 12 | Long Term | $1650.00 | $1650.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $30000.00 |  |  | [redacted] | $287.33 | Level 1-Not Stated/Not Verified | No | 1 | 6 | No |  | No | Experienced Investor | 7.37 |  | US Citizen | 797 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 1-Not Stated/Not Verified | [Redacted] | 798 | FICO II | 781 | Beacon 5 | 797 | FICO Risk Score Classic 04 | Individual |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/13/2025 | 804 | FICO II | 747 | Beacon 5 | 783 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  | [redacted] | 3 |  |  |  |  | Good |  |  |  |  |  |  |  |  |  | 48.780% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224573635 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1400.00 | Third Party Rental Source | $1227.04 |  | 0.000000 | 0.87 |  |  | 1.14 | 1.14 | $1227.04 |  |  | No |  |  |  | Long Term |  | $1400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $36000.00 |  |  | [redacted] | $83.33 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 783 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 786 | FICO II | 777 | Beacon 5 | 783 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 790 | FICO II | 765 | Beacon 5 | 762 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| 224573738 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4600.00 | Third Party Rental Source | $4595.72 |  | 0.000000 | 0.99 |  |  | 1.00 | 1 | $4595.72 |  |  | No |  |  |  | Long Term |  | $4600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $332.03 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor | 1.08 | Permanent Resident Alien |  | 751 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | [Redacted] | 783 | FICO II | 751 | Beacon 5 | 739 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 101.190% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224574506 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3410.00 | Rent on Existing Lease | $2968.95 |  | 0.000000 | 0.87 |  |  | 1.14 | 1.14 | $2968.95 |  |  | Yes | [redacted] | [redacted] | 1 | Long Term | $1560.00 | $1900.00 | Yes | [redacted] | [redacted] | 1 | Long Term | $1850.00 | $2100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $71.94 | Level 4-Stated/Verified as defined | No | 1 | 4 | No |  | No | Experienced Investor | 7.09 |  | US Citizen | 772 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 798 | Fair Isaac (VER. 2) | 772 | FICO Classic V5 Facta | 767 | FICO Risk Score Classic 04 | Individual |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/20/2025 | 771 | Fair Isaac (VER. 2) | 765 | FICO Classic V5 Facta | 751 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224574540 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1275.00 | Rent on Existing Lease | $763.06 |  | 0.000000 | 0.59 |  |  | 1.67 | 1.67 | $763.06 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $1275.00 | $1300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $99.50 | Level 3-Stated/Partially Verified | No | 1 | 5 | No |  | No | Experienced Investor | 10.90 |  | US Citizen | 710 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 1-Not Stated/Not Verified | [Redacted] | 720 | FICO II | 710 | Beacon 5 | 685 | FICO Risk Score Classic 04 | Individual |  |  | 5 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 10/21/2025 | 700 | FICO II | 693 | Beacon 5 | 711 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 270.667% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224574556 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2000.00 | Third Party Rental Source | $1925.36 |  | 0.000000 | 0.96 |  |  | 1.03 | 1.03 | $1925.36 |  |  | No |  |  |  | Long Term |  | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $30.61 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor |  | US Citizen |  | 771 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 771 | FICO II | 784 | Beacon 5 | 753 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| 224575255 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3000.00 | Multiple Sources | $2933.67 |  | 0.000000 | 0.97 |  |  | 1.02 | 1.02 | $2933.67 |  |  | No |  |  |  | Long Term |  | $1550.00 | Yes | [redacted] | [redacted] | 12 | Long Term | $1450.00 | $1550.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $73.50 | Level 1-Not Stated/Not Verified | No | 1 | 12 | No |  | No | Experienced Investor | 8.14 |  | US Citizen | 772 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 8 | US Citizen |  | Level 1-Not Stated/Not Verified | [Redacted] | 724 | Fair Isaac (VER. 2) | 739 | Beacon 5 | 724 | FICO Risk Score Classic 04 | Individual |  |  | 5 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/17/2025 | 773 | FICO II | 763 | Beacon 5 | 772 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 444.444% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224575265 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $22731.29 |  | 0.390871 |  |  |  |  |  | $22731.29 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $584.96 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 1.90 | US Citizen |  | 695 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 652 | FICO II | 701 | Beacon 5 | 695 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224588374 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3832.86 |  | 0.224833 |  |  |  |  |  | $3832.86 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $105.50 | Level 1-Not Stated/Not Verified |  |  |  | No |  | No |  |  |  | US Citizen | 687 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  | Individual | Individual | Employed |  |  | 4 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 707 | FICO II | 681 | Beacon 5 | 687 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224614070 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3015.00 | Multiple Sources | $1786.68 |  | 0.000000 | 0.59 |  |  | 1.68 | 1.68 | $1786.68 |  |  | No |  |  |  | Long Term |  | $1800.00 | No |  |  |  | Long Term |  | $700.00 | No |  |  |  | Long Term |  | $500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $20880.00 |  |  | [redacted] | $165.75 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  | No | First-Time Investor |  |  | US Citizen | 790 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 1-Not Stated/Not Verified | [Redacted] | 665 | FICO II | 680 | Beacon 5 | 660 | FICO Risk Score Classic 04 | Individual |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/25/2025 | 786 | FICO II | 790 | Beacon 5 | 800 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 3 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 79.693% |  |  | 79.693% |  |  |  |  |  |  |  |  |
| 224614189 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2580.51 |  | 0.476520 |  |  |  |  |  | $2580.51 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $41.00 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 18.75 | US Citizen |  | 703 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Retired |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 720 | FICO II | 664 | Beacon 5 | 703 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224621432 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $10777.59 |  | 0.462729 |  |  |  |  |  | $10777.59 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $287.23 | Level 4-Stated/Verified as defined |  |  |  | No |  | No |  |  |  | US Citizen | 775 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual | Retired |  |  | 4 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 775 | FICO II | 787 | Beacon 5 | 774 | FICO Risk Score Classic 04 | Individual |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/05/2025 | 790 | FICO II | 780 | Beacon 5 | 789 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224623684 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1850.00 | Rent on Existing Lease | $1451.54 |  | 0.000000 | 0.78 |  |  | 1.27 | 1.27 | $1451.54 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $1850.00 | $2200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $24870.00 |  |  | [redacted] | $104.92 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor | 13.85 | US Citizen |  | 733 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 733 | FICO II | 770 | Beacon 5 | 709 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 48.571% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224624800 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $18450.00 | Third Party Rental Source | $16595.15 |  | 0.000000 | 0.89 |  |  | 1.11 | 1.11 | $16595.15 |  |  | No |  |  |  | Long Term |  | $18450.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $270270.00 |  |  | [redacted] | $527.18 | Level 4-Stated/Verified as defined | No | 1 | 8 | No | No |  | Experienced Investor |  | US Citizen |  | 779 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 778 | FICO II | 779 | Beacon 5 | 784 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| 224635568 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2500.00 | Third Party Rental Source | $2267.78 |  | 0.000000 | 0.9 |  |  | 1.10 | 1.1 | $2267.78 |  |  | No |  |  |  | Long Term |  | $2500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $131.38 | Level 1-Not Stated/Not Verified | No | 1 | 1 | Yes |  | Yes | Experienced Investor |  |  | Foreign National |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | Foreign National |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| 224647297 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1605.00 | Third Party Rental Source | $904.37 |  | 0.000000 | 0.56 |  |  | 1.77 | 1.77 | $904.37 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $1650.00 | $1605.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $144.08 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor | 0.15 | US Citizen |  | 721 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 721 | FICO II | 739 | Beacon 5 | 712 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 48.426% | [Redacted] |  |  | 66.667% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224647299 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Short Term Vacation Rental (e.g., [redacted]) |  |  |  | $9167.00 | Third Party Rental Source | $6972.39 |  | 0.000000 | 0.76 |  |  | 1.31 | 1.31 | $6972.39 |  |  | No |  |  |  | Short Term Vacation Rental (e.g., [redacted]) |  | $9167.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $70000.00 |  |  | [redacted] | $635.69 | Level 2-Stated/Not Verified | No | 1 | 4 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 768 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 2-Stated/Not Verified | [Redacted] | 739 | FICO II | 735 | Beacon 5 | 735 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 2 | US Citizen |  | Level 2-Stated/Not Verified | [Redacted] | 795 | FICO II | 768 | Beacon 5 | 739 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| 224647300 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4006.00 | Third Party Rental Source | $3015.25 |  | 0.000000 | 0.75 |  |  | 1.32 | 1.32 | $3015.25 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $2000.00 | $2141.00 | Yes | [redacted] | [redacted] | 12 | Long Term | $2195.00 | $1865.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $174203.00 |  |  | [redacted] | $129.68 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor |  | US Citizen |  | 723 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 723 | FICO II | 774 | Beacon 5 | 711 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| 224660670 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2900.00 | Third Party Rental Source | $2325.55 |  | 0.000000 | 0.8 |  |  | 1.24 | 1.24 | $2325.55 |  |  | No |  |  |  | Long Term |  | $2900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | [redacted] | $95.06 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  | No | Experienced Investor | 1.47 |  | US Citizen | 770 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 770 | FICO II | 790 | Beacon 5 | 769 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 61.005% | [Redacted] |  |  | 115.909% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224660966 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4325.00 | Third Party Rental Source | $8711.53 |  | 0.000000 | 2.01 |  |  | 0.49 | 0.49 | $8711.53 |  |  | No |  |  |  | Long Term |  | $4325.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $276.26 | Level 1-Not Stated/Not Verified | No | 1 | 2 | No |  | No | Experienced Investor |  |  | US Citizen | 760 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 772 | FICO II | 760 | Beacon 5 | 757 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 66.667% | [Redacted] |  |  | 66.667% |  |  | 66.667% |  |  |  |  |  |  |  |  |
| 224661382 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3703.78 |  | 0.431096 |  |  |  |  |  | $3703.78 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $106.91 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 812 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Retired |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 725 | FICO II | 704 | Beacon 5 | 698 | FICO Risk Score Classic 04 | Individual | Individual | Retired |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 837 | FICO II | 801 | Beacon 5 | 812 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224664467 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2200.00 | Third Party Rental Source | $1494.89 |  | 0.000000 | 0.67 |  |  | 1.47 | 1.47 | $1494.89 |  |  | No |  |  |  | Long Term |  | $2200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $1171.58 |  |  | [redacted] | $97.63 | Level 4-Stated/Verified as defined | No | 1 | 6 | No |  | No | Experienced Investor |  |  | US Citizen | 762 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 762 | FICO II | 761 | Beacon 5 | 770 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| 224678250 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2147.68 |  | 0.192818 |  |  |  |  |  | $2147.68 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $181.83 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 3.09 | US Citizen |  | 795 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 5 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 689 | Fair Isaac (VER. 2) | 805 | FICO Classic V5 Facta | 795 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224678285 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2800.00 | Third Party Rental Source | $2746.28 |  | 0.000000 | 0.98 |  |  | 1.01 | 1.01 | $2746.28 |  |  | Yes | [redacted] | [redacted] | 60 | Long Term | $2900.00 | $2800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $84.08 | Level 4-Stated/Verified as defined | No | 1 | 6 | No | No | No | Experienced Investor | 1.65 | US Citizen | US Citizen | 753 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 753 | Fair Isaac (VER. 2) | 754 | FICO Classic V5 Facta | 748 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 687 | Fair Isaac (VER. 2) | 686 | FICO Classic V5 Facta | 704 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 68.015% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224678734 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2400.00 | Third Party Rental Source | $2397.49 |  | 0.000000 | 0.99 |  |  | 1.00 | 1 | $2397.49 |  |  | No |  |  |  | Long Term |  | $2400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $140.31 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 774 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 784 | FICO II | 774 | Beacon 5 | 766 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| 224678737 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2550.00 | Third Party Rental Source | $2269.49 |  | 0.000000 | 0.88 |  |  | 1.12 | 1.12 | $2269.49 |  |  | No |  |  |  | Long Term |  | $2550.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $74.30 | Level 4-Stated/Verified as defined | No | 1 | 5 | No | No |  | Experienced Investor |  | US Citizen |  | 727 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 743 | FICO II | 724 | Beacon 5 | 727 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| 224692122 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1884.19 |  | 0.000000 |  |  |  |  |  | $1884.19 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $95.44 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 5.84 | US Citizen |  | 674 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Retired |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 672 | FICO II | 683 | Beacon 5 | 674 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224693452 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2122.31 |  | 0.471542 |  |  |  |  |  | $2122.31 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $175.33 | Level 1-Not Stated/Not Verified |  |  |  | No |  | No |  |  |  | US Citizen | 798 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LP | Business Entity | Unemployed |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 772 | FICO II | 780 | Beacon 5 | 776 | FICO Risk Score Classic 04 | Individual |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/15/2025 | 798 | FICO II | 803 | Beacon 5 | 794 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224693468 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1500.00 | Third Party Rental Source | $1496.34 |  | 0.000000 | 0.99 |  |  | 1.00 | 1 | $1496.34 |  |  | No |  |  |  | Long Term |  | $1500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $24200.00 |  |  | [redacted] | $96.57 | Level 4-Stated/Verified as defined | No | 1 | 10 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 783 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 787 | FICO II |  |  | 760 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 2 | US Citizen |  | Level 1-Not Stated/Not Verified | [Redacted] | 774 | FICO II | 783 | Beacon 5 | 784 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| 224699711 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1900.00 | Third Party Rental Source | $1437.06 |  | 0.000000 | 0.75 |  |  | 1.32 | 1.32 | $1437.06 |  |  | No |  |  |  | Long Term |  | $1900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $69.52 | Level 1-Not Stated/Not Verified | No | 1 | 1 | Yes |  | Yes | Experienced Investor |  |  | Foreign National |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | Foreign National |  | Level 3-Stated/Partially Verified | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| 224701098 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2615.00 | Third Party Rental Source | $2599.06 |  | 0.000000 | 0.99 |  |  | 1.00 | 1 | $2599.06 |  |  | Yes | [redacted] | [redacted] | 37 | Long Term | $2800.00 | $2615.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $66000.00 |  |  | [redacted] | $58.17 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor | 2.01 | US Citizen |  | 768 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 810 | FICO II | 768 | Beacon 5 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 78.585% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224705838 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2117.95 |  | 0.409390 |  |  |  |  |  | $2117.95 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $133.82 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 772 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 8 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 733 | FICO II | 785 | Beacon 5 | 772 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 3-Stated/Partially Verified | [Redacted] | 746 | FICO II | 768 | Beacon 5 | 742 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224706151 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $7887.33 |  | 0.238380 |  |  |  |  |  | $7887.33 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $221.25 | Level 1-Not Stated/Not Verified |  |  |  | No |  | No |  |  |  | US Citizen | 750 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  | Individual | Individual | Employed |  |  | 5 | US Citizen |  | Level 3-Stated/Partially Verified | [Redacted] | 747 | FICO II | 762 | Beacon 5 | 750 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224709547 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1800.00 | Third Party Rental Source | $1697.88 |  | 0.000000 | 0.94 |  |  | 1.06 | 1.06 | $1697.88 |  |  | Yes | [redacted] | [redacted] | 36 | Long Term | $2000.00 | $1800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $134.00 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor | 2.85 | US Citizen |  | 770 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 770 | FICO II | 777 | Beacon 5 | 753 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 74.281% | [Redacted] |  |  | 88.037% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224709765 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2243.55 |  | 0.449345 |  |  |  |  |  | $2243.55 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $108.42 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | Non-Permanent Resident Alien |  | 703 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | Non-Permanent Resident Alien | VISA | India | Level 4-Stated/Verified as defined | [Redacted] | 709 | FICO II | 703 | Beacon 5 | 693 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224710946 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5038.46 |  | 0.392415 |  |  |  |  |  | $5038.46 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $263.58 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 791 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 798 | FICO II |  |  | 791 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 5 | US Citizen |  | Level 3-Stated/Partially Verified | [Redacted] | 801 | FICO II | 807 | Beacon 5 | 804 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224711189 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2400.00 | Third Party Rental Source | $1853.56 |  | 0.000000 | 0.77 |  |  | 1.29 | 1.29 | $1853.56 |  |  | No |  |  |  | Long Term |  | $2400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $124.25 | Level 4-Stated/Verified as defined | No | 1 | 5 | No |  | No | Experienced Investor |  |  | US Citizen | 787 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 787 | FICO II | 782 | Beacon 5 | 788 | FICO Risk Score Classic 04 | Individual |  |  | 4 | US Citizen |  |  | Level 3-Stated/Partially Verified | 11/11/2025 | 744 | FICO II | 753 | Beacon 5 | 762 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| 224711198 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2670.00 | Rent on Existing Lease | $2213.53 |  | 0.000000 | 0.82 |  |  | 1.20 | 1.2 | $2213.53 |  |  | Yes | [redacted] | [redacted] | 14 | Long Term | $2670.00 | $2275.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $121.75 | Level 4-Stated/Verified as defined | No | 1 | 5 | No | No |  | Experienced Investor | 6.32 | US Citizen |  | 713 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 745 | FICO II | 694 | Beacon 5 | 713 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224713358 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2285.94 |  | 0.289521 |  |  |  |  |  | $2285.94 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $0.00 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 798 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 790 | FICO II | 798 | Beacon 5 | 798 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 803 | FICO II | 804 | Beacon 5 | 801 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224713359 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1600.00 | Rent on Existing Lease | $1371.16 |  | 0.000000 | 0.85 |  |  | 1.16 | 1.16 | $1371.16 |  |  | Yes | [redacted] | [redacted] | 13 | Long Term | $1600.00 | $1600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $142.99 | Level 4-Stated/Verified as defined | No | 1 | 3 | No |  | No | Experienced Investor | 0.61 |  | US Citizen | 791 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 776 | FICO II | 791 | Beacon 5 | 806 | FICO Risk Score Classic 04 | Individual |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/07/2025 | 769 | FICO II | 785 | Beacon 5 | 801 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 142.361% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224713365 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $6200.00 | Multiple Sources | $4146.64 |  | 0.000000 | 0.66 |  |  | 1.49 | 1.49 | $4146.64 |  |  | Yes | [redacted] | [redacted] | 23 | Long Term | $3200.00 | $2600.00 | Yes | [redacted] | [redacted] | 24 | Long Term | $1400.00 | $2600.00 | No |  |  |  | Long Term |  | $2200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $294.11 | Level 4-Stated/Verified as defined | No | 1 | 4 | Yes |  | Yes | First-Time Investor | 7.97 |  | Foreign National | 772 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | Foreign National |  | Level 4-Stated/Verified as defined | [Redacted] |  |  | 748 | Beacon 5 |  |  | Individual |  |  | 1 | Foreign National |  |  | Level 4-Stated/Verified as defined | 09/26/2025 |  |  | 782 | Beacon 5 | 772 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 3 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 64.964% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224713366 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2750.00 | Rent on Existing Lease | $2184.33 |  | 0.000000 | 0.79 |  |  | 1.25 | 1.25 | $2184.33 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $1450.00 | $1200.00 | Yes | [redacted] | [redacted] | 12 | Long Term | $1300.00 | $1200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $173.67 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 624 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 622 | FICO II | 635 | Beacon 5 | 624 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 600 | FICO II | 610 | Beacon 5 | 542 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 65.000% | [Redacted] |  |  | 65.000% |  |  | 65.000% |  |  |  |  |  |  |  |  |
| 224713563 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3366.48 |  | 0.473809 |  |  |  |  |  | $3366.48 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $48.75 | Level 1-Not Stated/Not Verified |  |  |  | No |  | No |  |  |  | US Citizen | 727 |  |  |  |  | 0 | 0 | 0 | 0 | 1 | 0 |  |  | LLC | Business Entity | Unemployed |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  | Individual | Individual | Employed |  |  | 10 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 726 | FICO II | 735 | Beacon 5 | 727 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224713763 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2100.00 | Third Party Rental Source | $2089.17 |  | 0.000000 | 0.99 |  |  | 1.00 | 1 | $2089.17 |  |  | No |  |  |  | Long Term |  | $2100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $32500.00 |  |  | [redacted] | $66.25 | Level 4-Stated/Verified as defined | No | 1 | 15 | No | No |  | Experienced Investor |  | US Citizen |  | 814 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 792 | FICO II | 814 | Beacon 5 | 826 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| 224713984 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1610.00 | Rent on Existing Lease | $1301.05 |  | 0.000000 | 0.8 |  |  | 1.23 | 1.23 | $1301.05 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $1610.00 | $1610.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $73400.00 |  |  | [redacted] | $173.36 | Level 3-Stated/Partially Verified | No | 1 | 1 | No |  |  | Experienced Investor | 0.51 |  |  | 670 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  | Individual |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 10/02/2025 | 648 | FICO II | 670 | Beacon 5 | 701 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224714074 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $13000.00 | Third Party Rental Source | $9837.18 |  | 0.000000 | 0.75 |  |  | 1.32 | 1.32 | $9837.18 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $3200.00 | $3200.00 | Yes | [redacted] | [redacted] | 12 | Long Term | $3300.00 | $3300.00 | No |  |  |  | Long Term |  | $3200.00 | No |  |  |  | Long Term |  | $3300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $383.33 | Level 1-Not Stated/Not Verified | No | 1 | 11 | No |  | No | Experienced Investor | 0.11 |  | US Citizen | 739 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 6 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 739 | FICO II | 740 | Beacon 5 | 731 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 4 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 121.429% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224714139 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1275.00 | Third Party Rental Source | $1023.14 |  | 0.000000 | 0.8 |  |  | 1.24 | 1.24 | $1023.14 |  |  | No |  |  |  | Long Term |  | $1275.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [redacted] | $49.50 | Level 4-Stated/Verified as defined | No | 1 | 12 | No | No |  | Experienced Investor |  | US Citizen |  | 766 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 8 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 752 | FICO II | 790 | Beacon 5 | 766 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| 224715702 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2957.06 |  | 0.276376 |  |  |  |  |  | $2957.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $217.68 | Level 1-Not Stated/Not Verified |  |  |  | No |  | No |  |  |  | US Citizen | 805 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 820 | FICO II | 805 | Beacon 5 | 799 | FICO Risk Score Classic 04 | Individual |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/04/2025 | 821 | FICO II | 802 | Beacon 5 | 747 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224715751 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $13461.00 | Third Party Rental Source | $9786.08 |  | 0.000000 | 0.72 |  |  | 1.37 | 1.37 | $9786.08 |  |  | No |  |  |  | Long Term |  | $3200.00 | No |  |  |  | Long Term |  | $3250.00 | No |  |  |  | Long Term |  | $3811.00 | No |  |  |  | Long Term |  | $3200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $404.17 | Level 4-Stated/Verified as defined | No | 1 | 9 | No |  | No | Experienced Investor | 0.12 |  | US Citizen | 739 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 11 | US Citizen |  | Level 1-Not Stated/Not Verified | [Redacted] | 739 | FICO II | 740 | Beacon 5 | 731 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 4 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 107.234% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224715759 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2900.00 | Third Party Rental Source | $2899.91 |  | 0.000000 | 0.99 |  |  | 1.00 | 1 | $2899.91 |  |  | No |  |  |  | Long Term |  | $2900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $123.98 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 786 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 785 | FICO II | 801 | Beacon 5 | 786 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 79.750% | [Redacted] |  |  | 79.750% |  |  | 79.750% |  |  |  |  |  |  |  |  |
| 224715766 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $5000.00 | Rent on Existing Lease | $2466.04 |  | 0.000000 | 0.49 |  |  | 2.02 | 2.02 | $2466.04 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $2500.00 | $2800.00 | Yes | [redacted] | [redacted] | 12 | Long Term | $2500.00 | $2700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $63.33 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  | No | Experienced Investor | 4.69 |  | US Citizen | 772 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 798 | Fair Isaac (VER. 2) | 772 | FICO Classic V5 Facta | 767 | FICO Risk Score Classic 04 | Individual |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/20/2025 | 771 | Fair Isaac (VER. 2) | 765 | FICO Classic V5 Facta | 751 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 74.845% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224716867 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1700.00 | Third Party Rental Source | $1579.73 |  | 0.000000 | 0.92 |  |  | 1.07 | 1.07 | $1579.73 |  |  | No |  |  |  | Long Term |  | $1700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $448.93 | Level 4-Stated/Verified as defined | No | 1 | 6 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 807 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 798 | FICO II | 791 | Beacon 5 | 805 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 840 | FICO II | 804 | Beacon 5 | 807 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| 224717750 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3215.00 | Rent on Existing Lease | $2603.24 |  | 0.000000 | 0.8 |  |  | 1.23 | 1.23 | $2603.24 |  |  | Yes | [redacted] | [redacted] | 1 | Long Term | $1050.00 | $1250.00 | Yes | [redacted] | [redacted] | 1 | Long Term | $1575.00 | $1575.00 | Yes | [redacted] | [redacted] | 1 | Long Term | $590.00 | $850.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $121.18 | Level 4-Stated/Verified as defined | No | 1 | 5 | No | No |  | Experienced Investor | 0.06 | US Citizen |  | 746 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 746 | FICO II | 785 | Beacon 5 | 746 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 3 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 76.923% | [Redacted] |  |  | 80.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224718590 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2900.00 | Third Party Rental Source | $2353.03 |  | 0.000000 | 0.81 |  |  | 1.23 | 1.23 | $2353.03 |  |  | No |  |  |  | Long Term |  | $2900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $44400.00 |  |  | [redacted] | $78.42 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  | No | Experienced Investor |  |  | Permanent Resident Alien | 767 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 2 | Permanent Resident Alien |  | Level 4-Stated/Verified as defined | [Redacted] | 782 | FICO II | 767 | Beacon 5 | 765 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| 224718774 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3655.95 |  | 0.472788 |  |  |  |  |  | $3655.95 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $89.53 | Level 4-Stated/Verified as defined |  |  |  | No |  | No |  |  |  | US Citizen | 749 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 757 | FICO II | 749 | Beacon 5 | 725 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224719737 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4590.00 | Third Party Rental Source | $4582.56 |  | 0.000000 | 0.99 |  |  | 1.00 | 1 | $4582.56 |  |  | No |  |  |  | Long Term |  | $1200.00 | No |  |  |  | Long Term |  | $1095.00 | No |  |  |  | Long Term |  | $1200.00 | No |  |  |  | Long Term |  | $1095.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $78867.00 |  |  | [redacted] | $318.23 | Level 4-Stated/Verified as defined | No | 1 | 4 | No |  | No | Experienced Investor |  |  | US Citizen | 783 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 788 | FICO II | 783 | Beacon 5 | 744 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 4 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| 224720575 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2400.00 | Multiple Sources | $2360.19 |  | 0.000000 | 0.98 |  |  | 1.01 | 1.01 | $2360.19 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $2450.00 | $2500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $32.42 | Level 4-Stated/Verified as defined | No | 1 | 6 | No |  | No | Experienced Investor | 2.68 |  | US Citizen | 791 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Corp | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 791 | FICO II | 810 | Beacon 5 | 777 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224721666 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $10000.00 | Third Party Rental Source | $9780.48 |  | 0.000000 | 0.97 |  |  | 1.02 | 1.02 | $9780.48 |  |  | No |  |  |  | Long Term |  | $10000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | [redacted] | $153.25 | Level 3-Stated/Partially Verified | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 802 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  |  | Level 3-Stated/Partially Verified | [Redacted] | 802 | FICO II | 788 | Beacon 5 | 802 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 69.793% | [Redacted] |  |  | 69.793% |  |  | 69.793% |  |  |  |  |  |  |  |  |
| 224722977 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1800.00 | Rent on Existing Lease | $1696.02 |  | 0.000000 | 0.94 |  |  | 1.06 | 1.06 | $1696.02 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $1800.00 | $1850.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $54.99 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor | 3.42 | US Citizen |  | 695 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 763 | FICO II | 695 | Beacon 5 | 691 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 54.545% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224722979 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1350.00 | Rent on Existing Lease | $1176.22 |  | 0.000000 | 0.87 |  |  | 1.14 | 1.14 | $1176.22 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $1350.00 | $1400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $19400.00 |  |  | [redacted] | $124.33 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  | No | Experienced Investor | 0.99 |  | US Citizen | 721 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 715 | FICO II | 721 | Beacon 5 | 751 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224722980 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4510.00 | Third Party Rental Source | $5209.96 |  | 0.000000 | 1.15 |  |  | 0.86 | 0.86 | $5209.96 |  |  | No |  |  |  | Long Term |  | $4510.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $255.67 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor | 6.04 | US Citizen |  | 791 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 793 | FICO II | 785 | Beacon 5 | 791 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 45.415% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224722981 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2500.00 | Third Party Rental Source | $1881.32 |  | 0.000000 | 0.75 |  |  | 1.32 | 1.32 | $1881.32 |  |  | No |  |  |  | Long Term |  | $2500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [redacted] | $50.83 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  | No | Experienced Investor | 1.34 |  | Permanent Resident Alien | 770 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 2 | Permanent Resident Alien |  | Level 4-Stated/Verified as defined | [Redacted] | 773 | FICO II | 770 | Beacon 5 | 766 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 59.466% | [Redacted] |  |  | 80.328% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224725662 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $8400.00 | Rent on Existing Lease | $5532.89 |  | 0.000000 | 0.65 |  |  | 1.51 | 1.51 | $5532.89 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $4200.00 | $4500.00 | Yes | [redacted] | [redacted] | 12 | Long Term | $4200.00 | $4500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $163.64 | Level 4-Stated/Verified as defined | No | 1 | 5 | No |  |  | Experienced Investor | 18.56 |  |  | 752 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 11/20/2025 | 752 | FICO II | 691 | Beacon 5 | 758 | FICO Risk Score Classic 04 | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 41.429% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224725672 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1900.00 | Third Party Rental Source | $1793.14 |  | 0.000000 | 0.94 |  |  | 1.05 | 1.05 | $1793.14 |  |  | No |  |  |  | Long Term |  | $1900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $30500.00 |  |  | [redacted] | $71.71 | Level 1-Not Stated/Not Verified | No | 1 | 1 | No |  |  | Experienced Investor |  |  |  |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | Foreign National |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 12/02/2025 |  |  |  |  |  |  |  |  |  | 50.00% | Full Recourse | 1 | Foreign National |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 12/02/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% |  |  | 75.000% |  |  |  |  | Yes | Yes |  |  |
| 224725676 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2500.00 | Third Party Rental Source | $1881.32 |  | 0.000000 | 0.75 |  |  | 1.32 | 1.32 | $1881.32 |  |  | No |  |  |  | Long Term |  | $2500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $50.83 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  | No | Experienced Investor | 1.34 |  | Permanent Resident Alien | 770 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | Permanent Resident Alien |  | Level 4-Stated/Verified as defined | [Redacted] | 773 | FICO II | 770 | Beacon 5 | 766 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 59.466% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224725691 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $6600.00 | Multiple Sources | $5651.88 |  | 0.000000 | 0.85 |  |  | 1.16 | 1.16 | $5651.88 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $2600.00 | $2800.00 | Yes | [redacted] | [redacted] | 12 | Long Term | $4250.00 | $4000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $239.83 | Level 4-Stated/Verified as defined | No | 1 | 5 | No |  | No | Experienced Investor | 17.81 |  | US Citizen | 744 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 742 | FICO II | 744 | Beacon 5 | 764 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 65.844% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224725947 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2000.00 | Third Party Rental Source | $2275.71 |  | 0.000000 | 1.13 |  |  | 0.87 | 0.87 | $2275.71 |  |  | No |  |  |  | Long Term |  | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $246.92 | Level 4-Stated/Verified as defined | No | 1 | 5 | No | No |  | Experienced Investor |  | US Citizen |  | 802 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 807 | FICO II | 802 | Beacon 5 | 798 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| 224726362 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $6700.00 | Third Party Rental Source | $5894.17 |  | 0.000000 | 0.87 |  |  | 1.13 | 1.13 | $5894.17 |  |  | No |  |  |  | Long Term |  | $6700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $372.50 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  | No | Experienced Investor |  |  | US Citizen | 689 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 679 | FICO II | 689 | Beacon 5 | 715 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 62.381% | [Redacted] |  |  | 62.381% |  |  | 62.381% |  |  |  |  |  |  |  |  |
| 224726363 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5248.65 |  | 0.268843 |  |  |  |  |  | $5248.65 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $68.69 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 788 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 788 | FICO II | 798 | Beacon 5 | 782 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224726414 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3875.00 | Third Party Rental Source | $3282.96 |  | 0.000000 | 0.84 |  |  | 1.18 | 1.18 | $3282.96 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $2255.00 | $2175.00 | Yes | [redacted] | [redacted] | 6 | Long Term | $1700.00 | $1700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [redacted] | $106.42 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor | 0.28 |  |  | 736 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | LLC | Guarantor - Business Entity |  |  |  | 1 |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  | Guarantor - Business Entity |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  | Individual |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/03/2025 | 724 | FICO II | 749 | Beacon 5 | 736 | FICO Risk Score Classic 04 | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 78.857% | [Redacted] |  |  | 98.571% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224727554 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3000.00 | Rent on Existing Lease | $2998.90 |  | 0.000000 | 0.99 |  |  | 1.00 | 1 | $2998.90 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $3000.00 | $3000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $118600.00 |  |  | [redacted] | $139.50 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  | No | Experienced Investor | 3.59 |  | US Citizen | 783 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 783 | FICO II | 787 | Beacon 5 | 783 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 73.704% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224727563 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4500.00 | Rent on Existing Lease | $4249.60 |  | 0.000000 | 0.94 |  |  | 1.05 | 1.05 | $4249.60 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $1500.00 | $1800.00 | Yes | [redacted] | [redacted] | 12 | Long Term | $1500.00 | $1800.00 | Yes | [redacted] | [redacted] | 12 | Long Term | $1500.00 | $1800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $65000.00 |  |  | [redacted] | $300.33 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor | 24.05 | US Citizen |  | 737 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 737 | FICO II | 716 | Beacon 5 | 741 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 3 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 55.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224727565 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Short Term Vacation Rental (e.g., [redacted]) |  |  |  | $3675.34 | Third Party Rental Source | $3184.20 |  | 0.000000 | 0.86 |  |  | 1.15 | 1.15 | $3184.20 |  |  | No |  |  |  | Short Term Vacation Rental (e.g., [redacted]) |  | $3675.34 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $159.50 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  | No | Experienced Investor | 5.29 |  | US Citizen | 711 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 711 | FICO II | 693 | Beacon 5 | 742 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 68.981% | [Redacted] |  |  | 677.167% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224727850 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3700.00 | Third Party Rental Source | $2626.54 |  | 0.000000 | 0.7 |  |  | 1.40 | 1.4 | $2626.54 |  |  | No |  |  |  | Long Term |  | $1850.00 | No |  |  |  | Long Term |  | $1850.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $38600.00 |  |  | [redacted] | $256.17 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  | No | Experienced Investor |  |  | US Citizen | 700 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 700 | Fair Isaac (VER. 2) | 718 | Beacon 5 | 667 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| 224727851 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4600.00 | Third Party Rental Source | $4431.39 |  | 0.000000 | 0.96 |  |  | 1.03 | 1.03 | $4431.39 |  |  | Yes | [redacted] | [redacted] | 24 | Long Term | $4750.00 | $4600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $46930.00 |  |  | [redacted] | $443.31 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  | No | Experienced Investor | 10.24 |  | US Citizen | 788 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 815 | FICO II | 788 | Beacon 5 | 788 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 46.893% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224727852 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $7000.00 | Rent on Existing Lease | $5422.26 |  | 0.000000 | 0.77 |  |  | 1.29 | 1.29 | $5422.26 |  |  | Yes | [redacted] | [redacted] | 13 | Long Term | $7000.00 | $5800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $67070.00 |  |  | [redacted] | $150.92 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No | No | Experienced Investor | 1.22 | US Citizen | US Citizen | 791 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 783 | FICO II | 791 | Beacon 5 | 793 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 4 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 794 | FICO II | 776 | Beacon 5 | 761 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 74.872% | [Redacted] |  |  | 112.308% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224727880 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2175.00 | Multiple Sources | $1231.60 |  | 0.000000 | 0.56 |  |  | 1.76 | 1.76 | $1231.60 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $1075.00 | $1100.00 | No |  |  |  | Long Term |  | $1100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $244.42 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor | 0.96 | US Citizen |  | 812 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 829 | FICO II | 810 | Beacon 5 | 812 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | Fair |  |  |  |  |  |  |  |  |  | 29.412% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224727881 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $25000.00 | Rent on Existing Lease | $17619.20 |  | 0.000000 | 0.7 |  |  | 1.41 | 1.41 | $17619.20 |  |  | Yes | [redacted] | [redacted] | 10 | Long Term | $25000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | [redacted] | $311.31 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor |  |  |  | 776 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Corp | Business Entity |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/18/2025 | 783 | FICO II | 765 | Beacon 5 | 776 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 69.444% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224727904 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2815.51 |  | 0.118851 |  |  |  |  |  | $2815.51 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $52.83 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 1.09 | US Citizen |  | 747 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 6 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 753 | FICO II | 730 | Beacon 5 | 747 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224727945 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $8235.29 | Multiple Sources | $5335.22 |  | 0.000000 | 0.64 |  |  | 1.54 | 1.54 | $5335.22 |  |  | Yes | [redacted] | [redacted] | 120 | Long Term | $3000.00 | $2750.00 | Yes | [redacted] | [redacted] | 60 | Long Term | $1600.00 | $1500.00 | No |  |  |  | Long Term |  | $2100.00 | No |  |  |  | Long Term |  | $2100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $250.00 | Level 1-Not Stated/Not Verified | No | 1 | 2 | No |  | No | Experienced Investor |  |  | US Citizen | 795 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 804 | FICO II | 795 | Beacon 5 | 786 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 4 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| 224728064 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $7100.00 | Multiple Sources | $4993.86 |  | 0.000000 | 0.7 |  |  | 1.42 | 1.42 | $4993.86 |  |  | No |  |  |  | Long Term |  | $2000.00 | Yes | [redacted] | [redacted] | 12 | Long Term | $1900.00 | $2000.00 | Yes | [redacted] | [redacted] | 1 | Long Term | $3200.00 | $3200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $21200.00 |  |  | [redacted] | $230.69 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor | 6.24 | US Citizen |  | 791 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 791 | FICO II | 791 | Beacon 5 | 730 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 3 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 62.500% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224728066 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2250.00 | Third Party Rental Source | $1984.59 |  | 0.000000 | 0.88 |  |  | 1.13 | 1.13 | $1984.59 |  |  | No |  |  |  | Long Term |  | $2250.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $214.64 | Level 4-Stated/Verified as defined | No | 1 | 11 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 783 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 745 | FICO II | 782 | Beacon 5 | 754 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 789 | FICO II | 782 | Beacon 5 | 783 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| 224728068 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5066.61 |  | 0.151777 |  |  |  |  |  | $5066.61 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $160.17 | Level 1-Not Stated/Not Verified |  |  |  | No |  | No |  |  |  | US Citizen | 797 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 797 | FICO II | 784 | Beacon 5 | 800 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 3 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224728335 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $5400.00 | Rent on Existing Lease | $4509.01 |  | 0.000000 | 0.83 |  |  | 1.19 | 1.19 | $4509.01 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $1900.00 | $2000.00 | Yes | [redacted] | [redacted] | 12 | Long Term | $1900.00 | $2000.00 | Yes | [redacted] | [redacted] | 7 | Long Term | $1600.00 | $1700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $75000.00 |  |  | [redacted] | $316.78 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  | No | Experienced Investor | 0.96 |  | Non-Permanent Resident Alien | 801 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | Non-Permanent Resident Alien |  | Level 4-Stated/Verified as defined | [Redacted] | 815 | FICO II | 801 | Beacon 5 | 785 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  | [redacted] | 3 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 67.742% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224728340 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2100.00 | Third Party Rental Source | $1405.15 |  | 0.000000 | 0.66 |  |  | 1.49 | 1.49 | $1405.15 |  |  | No |  |  |  | Long Term |  | $2100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $30000.00 |  |  | [redacted] | $189.01 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 790 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 790 | FICO II | 792 | Beacon 5 | 783 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 35.294% | [Redacted] |  |  | 35.294% |  |  | 35.294% |  |  |  |  |  |  |  |  |
| 224728503 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $5000.00 | Third Party Rental Source | $4625.04 |  | 0.000000 | 0.92 |  |  | 1.08 | 1.08 | $4625.04 |  |  | No |  |  |  | Long Term |  | $5000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $243.42 | Level 1-Not Stated/Not Verified | No | 1 | 2 | No |  | No | Experienced Investor |  |  | US Citizen | 769 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  | Level 1-Not Stated/Not Verified | [Redacted] | 769 | FICO II | 767 | Beacon 5 | 788 | FICO Risk Score Classic 04 | Individual |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/05/2025 | 752 | FICO II | 740 | Beacon 5 | 780 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| 224728506 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $5800.00 | Third Party Rental Source | $3539.38 |  | 0.000000 | 0.61 |  |  | 1.63 | 1.63 | $3539.38 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $2850.00 | $2900.00 | Yes | [redacted] | [redacted] | 12 | Long Term | $2900.00 | $2900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $137319.00 |  |  | [redacted] | $202.75 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No |  | Experienced Investor | 4.99 | Non-Permanent Resident Alien |  | 767 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | Non-Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  | 767 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 59.641% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224729416 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2200.00 | Third Party Rental Source | $1547.03 |  | 0.000000 | 0.7 |  |  | 1.42 | 1.42 | $1547.03 |  |  | Yes | [redacted] | [redacted] | 24 | Long Term | $3000.00 | $2200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $102.19 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor | 1.10 | Non-Permanent Resident Alien |  | 777 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Non-Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | [Redacted] | 777 | FICO II | 759 | Beacon 5 | 777 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 60.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224729735 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $7548.00 | Rent on Existing Lease | $6877.80 |  | 0.000000 | 0.91 |  |  | 1.09 | 1.09 | $6877.80 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $3048.00 | $3800.00 | Yes | [redacted] | [redacted] | 12 | Long Term | $2800.00 | $3800.00 | Yes | [redacted] | [redacted] | 12 | Long Term | $1700.00 | $3800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $526.33 | Level 1-Not Stated/Not Verified | No | 1 | 8 | No |  | No | Experienced Investor | 4.50 |  | US Citizen | 725 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 9 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 738 | FICO II | 722 | Beacon 5 | 725 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 3 |  |  |  |  | Good |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224729739 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4460.00 | Multiple Sources | $3902.63 |  | 0.000000 | 0.87 |  |  | 1.14 | 1.14 | $3902.63 |  |  | No |  |  |  | Long Term |  | $3200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $25000.00 |  |  | [redacted] | $283.17 | Level 4-Stated/Verified as defined | No | 1 | 7 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 791 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 6 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 808 | FICO II | 791 | Beacon 5 | 755 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 6 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 821 | FICO II | 784 | Beacon 5 | 752 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| 224731331 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3800.00 | Third Party Rental Source | $3440.09 |  | 0.000000 | 0.9 |  |  | 1.10 | 1.1 | $3440.09 |  |  | No |  |  |  | Long Term |  | $1900.00 | No |  |  |  | Long Term |  | $1900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $182.50 | Level 3-Stated/Partially Verified | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 739 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  |  | Level 3-Stated/Partially Verified | [Redacted] | 739 | FICO II | 712 | Beacon 5 | 761 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| 224731356 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1379.18 |  | 0.475993 |  |  |  |  |  | $1379.18 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $169.72 | Level 4-Stated/Verified as defined |  |  |  | No |  | No |  | 2.72 |  | US Citizen | 792 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 769 | FICO II | 807 | Beacon 5 | 792 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224731359 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3497.22 |  | 0.459347 |  |  |  |  |  | $3497.22 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $123.08 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 0.11 | US Citizen |  | 779 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 779 | FICO II | 779 | Beacon 5 | 783 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224731421 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2546.84 |  | 0.238228 |  |  |  |  |  | $2546.84 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $66.97 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | Permanent Resident Alien |  | 776 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | Permanent Resident Alien | Resident Alien Card |  | Level 4-Stated/Verified as defined | [Redacted] | 776 | FICO II | 768 | Beacon 5 | 789 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224731431 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2625.00 | Third Party Rental Source | $2097.67 |  | 0.000000 | 0.79 |  |  | 1.25 | 1.25 | $2097.67 |  |  | No |  |  |  | Long Term |  | $2625.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $55000.00 |  |  | [redacted] | $157.16 | Level 4-Stated/Verified as defined | No | 1 | 10 | No |  | No | Experienced Investor | 22.91 |  | US Citizen | 785 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 8 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 785 | FICO II | 771 | Beacon 5 | 794 | FICO Risk Score Classic 04 | Individual |  |  | 10 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/27/2025 | 765 | FICO II | 724 | Beacon 5 | 756 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 65.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224731434 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1950.00 | Third Party Rental Source | $1911.44 |  | 0.000000 | 0.98 |  |  | 1.02 | 1.02 | $1911.44 |  |  | No |  |  |  | Long Term |  | $1950.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $102.32 | Level 4-Stated/Verified as defined | No | 1 | 10 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 743 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 785 | FICO II | 759 | Beacon 5 | 712 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 3 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 799 | FICO II | 743 | Beacon 5 | 743 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| 224731436 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1375.00 | Third Party Rental Source | $987.42 |  | 0.000000 | 0.71 |  |  | 1.39 | 1.39 | $987.42 |  |  | No |  |  |  | Long Term |  | $1375.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $16800.00 |  |  | [redacted] | $104.12 | Level 1-Not Stated/Not Verified | No | 1 | 3 | No |  |  | Experienced Investor | 0.24 |  |  | 752 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  | Individual |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/12/2025 | 751 | FICO II | 788 | Beacon 5 | 752 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 88.824% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224731443 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $7000.00 | Third Party Rental Source | $4992.35 |  | 0.000000 | 0.71 |  |  | 1.40 | 1.4 | $4992.35 |  |  | No |  |  |  | Long Term |  | $2500.00 | No |  |  |  | Long Term |  | $2500.00 | No |  |  |  | Long Term |  | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $245400.00 |  |  | [redacted] | $314.08 | Level 4-Stated/Verified as defined | No | 1 | 7 | No | No |  | Experienced Investor |  | US Citizen |  | 781 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 5 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 781 | FICO II | 806 | Beacon 5 | 769 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 3 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| 224731444 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4152.42 |  | 0.415729 |  |  |  |  |  | $4152.42 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $49.92 | Level 1-Not Stated/Not Verified |  |  |  | No |  | No |  |  |  | US Citizen | 727 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  | Individual | Individual | Employed |  |  | 10 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 726 | FICO II | 735 | Beacon 5 | 727 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224731445 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4550.00 | Third Party Rental Source | $3408.72 |  | 0.000000 | 0.74 |  |  | 1.33 | 1.33 | $3408.72 |  |  | No |  |  |  | Long Term |  | $2400.00 | No |  |  |  | Long Term |  | $2150.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $59500.00 |  |  | [redacted] | $145.08 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 706 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 778 | FICO II | 694 | Beacon 5 | 706 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| 224731448 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2666.67 | Third Party Rental Source | $2596.18 |  | 0.000000 | 0.97 |  |  | 1.02 | 1.02 | $2596.18 |  |  | No |  |  |  | Long Term |  | $2666.67 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $33000.00 |  |  | [redacted] | $64.89 | Level 4-Stated/Verified as defined | No | 1 | 1 | Yes |  | Yes | Experienced Investor |  |  | Foreign National | 731 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | Foreign National |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  | 731 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 49.635% | [Redacted] |  |  | 49.635% |  |  | 49.635% |  |  |  |  |  |  |  |  |
| 224731470 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1830.00 |  | 0.284470 |  |  |  |  |  | $1830.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $123.97 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 805 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 805 | FICO II | 800 | Beacon 5 | 809 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 803 | FICO II | 813 | Beacon 5 | 805 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224731475 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1770.10 |  | 0.476546 |  |  |  |  |  | $1770.10 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $162.42 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 736 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 678 | FICO II | 736 | Beacon 5 | 741 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224731481 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Short Term Vacation Rental (e.g., [redacted]) |  |  |  | $2386.66 | Third Party Rental Source | $2358.89 |  | 0.000000 | 0.98 |  |  | 1.01 | 1.01 | $2358.89 |  |  | No |  |  |  | Short Term Vacation Rental (e.g., [redacted]) |  | $2386.66 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $30000.00 |  |  | [redacted] | $81.80 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 692 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 689 | FICO II | 715 | Beacon 5 | 692 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| 224732778 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $6400.00 | Third Party Rental Source | $4195.81 |  | 0.000000 | 0.65 |  |  | 1.52 | 1.52 | $4195.81 |  |  | No |  |  |  | Long Term |  | $1600.00 | No |  |  |  | Long Term |  | $1600.00 | No |  |  |  | Long Term |  | $1600.00 | No |  |  |  | Long Term |  | $1600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $283.37 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  | No | Experienced Investor |  |  | US Citizen | 703 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 715 | FICO II | 703 | Beacon 5 | 692 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 4 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| 224732787 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Short Term Vacation Rental (e.g., [redacted]) |  |  |  | $10000.00 | Third Party Rental Source | $8582.05 |  | 0.000000 | 0.85 |  |  | 1.16 | 1.16 | $8582.05 |  |  | No |  |  |  | Short Term Vacation Rental (e.g., [redacted]) |  | $10000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $370.29 | Level 3-Stated/Partially Verified | No | 1 | 8 | No | No |  | Experienced Investor |  | US Citizen |  | 732 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  |  | Level 3-Stated/Partially Verified | [Redacted] | 732 | FICO II | 756 | Beacon 5 | 715 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| 224733122 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2800.00 | Third Party Rental Source | $2596.71 |  | 0.000000 | 0.92 |  |  | 1.07 | 1.07 | $2596.71 |  |  | No |  |  |  | Long Term |  | $2800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $43300.00 |  |  | [redacted] | $107.65 | Level 1-Not Stated/Not Verified | No | 1 | 1 | No |  | No | Experienced Investor |  |  | Non-Permanent Resident Alien |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | Non-Permanent Resident Alien |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| 224734705 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3000.00 | Third Party Rental Source | $2980.34 |  | 0.000000 | 0.99 |  |  | 1.00 | 1 | $2980.34 |  |  | No |  |  |  | Long Term |  | $3000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $129.99 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor |  | US Citizen |  | 682 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 669 | FICO II | 682 | Beacon 5 | 695 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| 224734707 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1350.00 | Rent on Existing Lease | $1268.81 |  | 0.000000 | 0.93 |  |  | 1.06 | 1.06 | $1268.81 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $1350.00 | $1400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $21876.00 |  |  | [redacted] | $167.50 | Level 4-Stated/Verified as defined | No | 1 | 14 | No |  | No | Experienced Investor | 4.29 |  | US Citizen | 746 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 6 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 758 | FICO II | 787 | Beacon 5 | 779 | FICO Risk Score Classic 04 | Business Entity |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/21/2025 | 746 | FICO II | 778 | Beacon 5 | 744 | FICO Risk Score Classic 04 | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224734738 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2600.00 | Rent on Existing Lease | $2424.55 |  | 0.000000 | 0.93 |  |  | 1.07 | 1.07 | $2424.55 |  |  | Yes | [redacted] | [redacted] | 11 | Long Term | $2600.00 | $2600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $154.62 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  | No | Experienced Investor | 0.64 |  | US Citizen | 703 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 685 | FICO II | 703 | Beacon 5 | 709 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 130.102% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224734840 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2150.00 | Third Party Rental Source | $2074.06 |  | 0.000000 | 0.96 |  |  | 1.03 | 1.03 | $2074.06 |  |  | No |  |  |  | Long Term |  | $2150.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $33000.00 |  |  | [redacted] | $158.48 | Level 3-Stated/Partially Verified | No | 1 | 1 | Yes | Yes |  | Experienced Investor |  | Foreign National |  |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Foreign National |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| 224734842 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Short Term Vacation Rental (e.g., [redacted]) |  |  |  | $2786.66 | Multiple Sources | $2226.17 |  | 0.000000 | 0.79 |  |  | 1.25 | 1.25 | $2226.17 |  |  | No |  |  |  | Short Term Vacation Rental (e.g., [redacted]) |  | $1800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $103.75 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor |  | US Citizen |  | 780 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 773 | FICO II | 786 | Beacon 5 | 780 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 85.000% | [Redacted] |  |  | 85.000% |  |  | 85.000% |  |  |  |  |  |  |  |  |
| 224734961 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4000.00 | Rent on Existing Lease | $3101.34 |  | 0.000000 | 0.77 |  |  | 1.28 | 1.28 | $3101.34 |  |  | Yes | [redacted] | [redacted] | 13 | Long Term | $4000.00 | $4600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $39600.00 |  |  | [redacted] | $63.08 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor | 23.21 | US Citizen |  | 760 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 747 | FICO II | 766 | Beacon 5 | 760 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224734962 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2300.00 | Third Party Rental Source | $2071.43 |  | 0.000000 | 0.9 |  |  | 1.11 | 1.11 | $2071.43 |  |  | No |  |  |  | Long Term |  | $2300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $84300.00 |  |  | [redacted] | $130.39 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  | No | Experienced Investor |  |  | US Citizen | 738 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 738 | FICO II | 714 | Beacon 5 | 748 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| 224735022 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2500.00 | Rent on Existing Lease | $1832.36 |  | 0.000000 | 0.73 |  |  | 1.36 | 1.36 | $1832.36 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $2500.00 | $2500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $30000.00 |  |  | [redacted] | $73.97 | Level 4-Stated/Verified as defined | No | 1 | 4 | No |  | No | Experienced Investor | 6.98 |  | US Citizen | 661 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 4 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 638 | FICO II | 672 | Beacon 5 | 661 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224735044 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $6750.00 | Third Party Rental Source | $4864.88 |  | 0.000000 | 0.72 |  |  | 1.38 | 1.38 | $4864.88 |  |  | No |  |  |  | Long Term |  | $6750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $199.75 | Level 4-Stated/Verified as defined | No | 1 | 6 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 767 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 7 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 754 | FICO II | 704 | Beacon 5 | 801 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 7 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 759 | FICO II | 767 | Beacon 5 | 767 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 51.508% | [Redacted] |  |  | 51.508% |  |  | 51.508% |  |  |  |  |  |  |  |  |
| 224735074 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3000.00 | Third Party Rental Source | $1970.62 |  | 0.000000 | 0.65 |  |  | 1.52 | 1.52 | $1970.62 |  |  | No |  |  |  | Long Term |  | $3000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $87.83 | Level 4-Stated/Verified as defined | No | 1 | 5 | No |  | No | Experienced Investor | 0.53 |  | US Citizen | 702 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 721 | FICO II | 700 | Beacon 5 | 702 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 60.000% | [Redacted] |  |  | 93.600% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224735081 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $9295.91 |  | 0.476666 |  |  |  |  |  | $9295.91 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $294.67 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 700 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 700 | FICO II | 705 | Beacon 5 | 687 | FICO Risk Score Classic 04 | Individual | Individual | Unemployed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 783 | FICO II | 797 | Beacon 5 | 801 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224735084 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3250.00 | Third Party Rental Source | $2331.86 |  | 0.000000 | 0.71 |  |  | 1.39 | 1.39 | $2331.86 |  |  | Yes | [redacted] | [redacted] | 11 | Long Term | $1250.00 | $1250.00 | Yes | [redacted] | [redacted] | 12 | Long Term | $750.00 | $600.00 | Yes | [redacted] | [redacted] | 13 | Long Term | $1400.00 | $1400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $68.67 | Level 4-Stated/Verified as defined | No | 1 | 3 | No |  | No | Experienced Investor | 3.63 |  | US Citizen | 669 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 664 | FICO II | 747 | Beacon 5 | 669 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 3 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224735996 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3050.00 | Third Party Rental Source | $2863.08 |  | 0.000000 | 0.93 |  |  | 1.06 | 1.06 | $2863.08 |  |  | No |  |  |  | Long Term |  | $1650.00 | No |  |  |  | Long Term |  | $1400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [redacted] | $132.58 | Level 2-Stated/Not Verified | No | 1 | 4 | No |  | No | Experienced Investor |  |  | US Citizen | 728 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 2-Stated/Not Verified |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 5 | US Citizen |  | Level 2-Stated/Not Verified | [Redacted] | 721 | FICO II | 728 | Beacon 5 | 736 | FICO Risk Score Classic 04 | Individual |  |  | 5 | US Citizen |  |  | Level 2-Stated/Not Verified | 09/23/2025 | 721 | FICO II | 712 | Beacon 5 | 723 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| 224736008 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1395.00 | Rent on Existing Lease | $987.19 |  | 0.000000 | 0.7 |  |  | 1.41 | 1.41 | $987.19 |  |  | Yes | [redacted] | [redacted] | 16 | Long Term | $1395.00 | $1395.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [redacted] | $91.67 | Level 4-Stated/Verified as defined | No | 1 | 6 | No | No |  | Experienced Investor | 0.29 | US Citizen |  | 784 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 784 | FICO II | 792 | Beacon 5 | 759 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 99.487% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224736013 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4800.00 | Third Party Rental Source | $5249.13 |  | 0.000000 | 1.09 |  |  | 0.91 | 0.91 | $5249.13 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $5500.00 | $4800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $1039.92 | Level 4-Stated/Verified as defined | No | 1 | 8 | No | No |  | Experienced Investor | 0.13 | US Citizen |  | 774 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 796 | FICO II | 747 | Beacon 5 | 774 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 36.388% | [Redacted] |  |  | 36.946% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224736058 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3100.00 | Third Party Rental Source | $2972.34 |  | 0.000000 | 0.95 |  |  | 1.04 | 1.04 | $2972.34 |  |  | Yes | [redacted] | [redacted] | 11 | Long Term | $3200.00 | $3100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $50000.00 |  |  | [redacted] | $96.14 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  | No | First-Time Investor | 0.59 |  | Permanent Resident Alien | 821 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | Permanent Resident Alien |  | Level 4-Stated/Verified as defined | [Redacted] | 838 | FICO II | 811 | Beacon 5 | 821 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 62.136% | [Redacted] |  |  | 59.369% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224736087 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1230.00 | Third Party Rental Source | $995.62 |  | 0.000000 | 0.8 |  |  | 1.23 | 1.23 | $995.62 |  |  | No |  |  |  | Long Term |  | $1230.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $7500.00 |  |  | [redacted] | $117.64 | Level 1-Not Stated/Not Verified | No | 1 | 3 | No |  | No | Experienced Investor | 0.19 |  | US Citizen | 760 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  | Level 1-Not Stated/Not Verified | [Redacted] | 754 | FICO II | 760 | Beacon 5 | 760 | FICO Risk Score Classic 04 | Business Entity |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 113.600% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224736090 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $13000.00 | Third Party Rental Source | $15010.62 |  | 0.000000 | 1.15 |  |  | 0.86 | 0.86 | $15010.62 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $8000.00 | $7000.00 | Yes | [redacted] | [redacted] | 12 | Long Term | $8000.00 | $6000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $436.42 | Level 4-Stated/Verified as defined | No | 1 | 12 | No |  | No | Experienced Investor | 2.03 |  | US Citizen | 734 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 4 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 739 | FICO II | 734 | Beacon 5 | 711 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 57.143% | [Redacted] |  |  | 205.128% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224737631 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2267.22 |  | 0.238660 |  |  |  |  |  | $2267.22 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $28.58 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 12.72 | US Citizen |  | 714 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 714 | FICO II | 717 | Beacon 5 | 700 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224738230 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4160.33 |  | 0.139666 |  |  |  |  |  | $4160.33 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $158.56 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | Non-Permanent Resident Alien |  | 732 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | Non-Permanent Resident Alien | Employment Authorization |  | Level 4-Stated/Verified as defined | [Redacted] | 745 | FICO II | 660 | Beacon 5 | 732 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224738236 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2186.46 |  | 0.168557 |  |  |  |  |  | $2186.46 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $192.50 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 750 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 755 | FICO II | 750 | Beacon 5 | 743 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224738238 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3250.00 | Rent on Existing Lease | $3131.82 |  | 0.000000 | 0.96 |  |  | 1.03 | 1.03 | $3131.82 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $3250.00 | $3250.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $484.86 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor | 2.28 | US Citizen |  | 724 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 745 | FICO II | 724 | Beacon 5 | 717 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 73.256% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224738240 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2400.00 | Third Party Rental Source | $1911.26 |  | 0.000000 | 0.79 |  |  | 1.25 | 1.25 | $1911.26 |  |  | No |  |  |  | Long Term |  | $2400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $75000.00 |  |  | [redacted] | $93.00 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 790 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 790 | FICO II | 790 | Beacon 5 | 765 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 777 | FICO II | 787 | Beacon 5 | 783 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| 224738770 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3000.00 | Third Party Rental Source | $2612.94 |  | 0.000000 | 0.87 |  |  | 1.14 | 1.14 | $2612.94 |  |  | No |  |  |  | Long Term |  | $3000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $63.47 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor | 1.02 | Non-Permanent Resident Alien |  | 647 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Non-Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | [Redacted] | 640 | Fair Isaac (VER. 2) | 653 | FICO Classic V5 Facta | 647 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 60.000% | [Redacted] |  |  | 104.118% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224739345 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4107.17 |  | 0.109485 |  |  |  |  |  | $4107.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $252.67 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 0.82 | US Citizen |  | 788 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 5 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 775 | FICO II | 796 | Beacon 5 | 788 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224739422 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2500.00 | Third Party Rental Source | $1389.24 |  | 0.000000 | 0.55 |  |  | 1.79 | 1.79 | $1389.24 |  |  | No |  |  |  | Long Term |  | $600.00 | No |  |  |  | Long Term |  | $700.00 | No |  |  |  | Long Term |  | $600.00 | No |  |  |  | Long Term |  | $600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $96.75 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | First-Time Investor |  | US Citizen |  | 788 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 805 | FICO II | 788 | Beacon 5 | 758 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 4 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| 224739486 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5254.95 |  | 0.114306 |  |  |  |  |  | $5254.95 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $249.57 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 685 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 685 | FICO II | 689 | Beacon 5 | 678 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224739859 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $5400.00 | Third Party Rental Source | $5358.71 |  | 0.000000 | 0.99 |  |  | 1.00 | 1 | $5358.71 |  |  | No |  |  |  | Long Term |  | $2600.00 | No |  |  |  | Long Term |  | $2800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $79833.00 |  |  | [redacted] | $258.67 | Level 4-Stated/Verified as defined | No | 1 | 3 | No |  | No | Experienced Investor |  |  | US Citizen | 791 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 791 | FICO II | 796 | Beacon 5 | 754 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| 224739864 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3800.00 | Third Party Rental Source | $3799.60 |  | 0.000000 | 0.99 |  |  | 1.00 | 1 | $3799.60 |  |  | No |  |  |  | Long Term |  | $3800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [redacted] | $101.60 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 745 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 769 | FICO II | 704 | Beacon 5 | 745 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| 224740046 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Short Term Vacation Rental (e.g., [redacted]) |  |  |  | $27873.33 | Multiple Sources | $17625.05 |  | 0.000000 | 0.63 |  |  | 1.58 | 1.58 | $17625.05 |  |  | No |  |  |  | Short Term Vacation Rental (e.g., [redacted]) |  | $14500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | [redacted] | $1056.85 | Level 1-Not Stated/Not Verified | No | 1 | 4 | No |  | No | Experienced Investor |  |  | US Citizen | 721 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 780 | FICO II | 719 | Beacon 5 | 721 | FICO Risk Score Classic 04 | Business Entity |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| 224740047 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2247.16 |  | 0.424705 |  |  |  |  |  | $2247.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $90.25 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | Non-Permanent Resident Alien |  | 763 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | Non-Permanent Resident Alien | Passport | Mexico | Level 4-Stated/Verified as defined | [Redacted] | 763 | FICO II | 794 | Beacon 5 | 760 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224740049 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2750.00 | Third Party Rental Source | $2090.70 |  | 0.000000 | 0.76 |  |  | 1.31 | 1.31 | $2090.70 |  |  | No |  |  |  | Long Term |  | $2750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $51.48 | Level 4-Stated/Verified as defined | No | 1 | 2 | Yes | Yes | Yes | Experienced Investor |  | Foreign National | Foreign National |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Foreign National |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | Foreign National |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| 224740056 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1800.00 | Third Party Rental Source | $1109.51 |  | 0.000000 | 0.61 |  |  | 1.62 | 1.62 | $1109.51 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $1850.00 | $1800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $74.33 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 651 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 644 | FICO II | 683 | Beacon 5 | 651 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 46.275% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224740062 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Short Term Vacation Rental (e.g., [redacted]) |  |  |  | $2073.00 | Third Party Rental Source | $2370.26 |  | 0.000000 | 1.14 |  |  | 0.87 | 0.87 | $2370.26 |  |  | No |  |  |  | Short Term Vacation Rental (e.g., [redacted]) |  | $2073.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $48.00 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 783 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 778 | FICO II | 758 | Beacon 5 | 766 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 807 | FICO II | 783 | Beacon 5 | 779 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| 224740073 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1600.00 | Rent on Existing Lease | $1559.53 |  | 0.000000 | 0.97 |  |  | 1.02 | 1.02 | $1559.53 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $1600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $30000.00 |  |  | [redacted] | $78.50 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  | No | Experienced Investor | 19.44 |  | Permanent Resident Alien | 687 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | Permanent Resident Alien |  | Level 4-Stated/Verified as defined | [Redacted] | 687 | FICO II | 714 | Beacon 5 | 669 | FICO Risk Score Classic 04 | Individual |  |  | 1 | Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | 11/12/2025 | 696 | FICO II | 696 | Beacon 5 | 662 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224740127 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2425.23 |  | 0.494835 |  |  |  |  |  | $2425.23 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $241.17 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 731 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 732 | FICO II | 731 | Beacon 5 | 723 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224740134 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5414.29 |  | 0.233672 |  |  |  |  |  | $5414.29 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $0.00 | Level 1-Not Stated/Not Verified |  |  |  | No |  | No |  |  |  | US Citizen | 735 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 735 | FICO II | 740 | Beacon 5 | 731 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224746309 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2050.00 | Third Party Rental Source | $1778.35 |  | 0.000000 | 0.86 |  |  | 1.15 | 1.15 | $1778.35 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $2800.00 | $2050.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $213.33 | Level 3-Stated/Partially Verified | No | 1 | 1 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 796 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | [Redacted] | 781 | FICO II | 795 | Beacon 5 | 794 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | [Redacted] | 806 | FICO II | 794 | Beacon 5 | 796 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| 224746344 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Short Term Vacation Rental (e.g., [redacted]) |  |  |  | $5833.33 | Third Party Rental Source | $3642.01 |  | 0.000000 | 0.62 |  |  | 1.60 | 1.6 | $3642.01 |  |  | No |  |  |  | Short Term Vacation Rental (e.g., [redacted]) |  | $5833.33 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $50000.00 |  |  | [redacted] | $476.92 | Level 3-Stated/Partially Verified | No | 1 | 2 | No |  | No | Experienced Investor |  |  | US Citizen | 817 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 840 | FICO II | 817 | Beacon 5 | 815 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 44.056% | [Redacted] |  |  | 44.056% |  |  | 44.056% |  |  |  |  |  |  |  |  |
| 224746364 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4573.17 |  | 0.326717 |  |  |  |  |  | $4573.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $254.08 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 730 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 730 | FICO II | 745 | Beacon 5 | 718 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224753125 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1450.00 | Third Party Rental Source | $1406.05 |  | 0.000000 | 0.96 |  |  | 1.03 | 1.03 | $1406.05 |  |  | No |  |  |  | Long Term |  | $1450.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $43000.00 |  |  | [redacted] | $79.67 | Level 4-Stated/Verified as defined | No | 1 | 4 | Yes |  | Yes | First-Time Investor | 0.64 |  | Foreign National |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | Foreign National |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Business Entity |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual |  |  | 1 | Foreign National |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 63.535% | [Redacted] |  |  | 89.281% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224753188 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1650.00 | Third Party Rental Source | $1508.47 |  | 0.000000 | 0.91 |  |  | 1.09 | 1.09 | $1508.47 |  |  | No |  |  |  | Long Term |  | $1650.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $59.75 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 819 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 822 | FICO II | 813 | Beacon 5 | 819 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 755 | FICO II | 758 | Beacon 5 | 742 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| 224753195 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4678.58 |  | 0.079802 |  |  |  |  |  | $4678.58 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $66.75 | Level 1-Not Stated/Not Verified |  |  |  | No |  | No |  |  |  | US Citizen | 687 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 664 | FICO II | 687 | Beacon 5 | 782 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224753197 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1900.00 | Third Party Rental Source | $955.13 |  | 0.000000 | 0.5 |  |  | 1.98 | 1.98 | $955.13 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $1350.00 | $1000.00 | Yes | [redacted] | [redacted] | 12 | Long Term | $1200.00 | $900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [redacted] | $108.92 | Level 4-Stated/Verified as defined | No | 1 | 3 | No |  | No | Experienced Investor | 1.57 |  | US Citizen | 710 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 710 | FICO II | 707 | Beacon 5 | 734 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 347.500% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224753227 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $5000.00 | Third Party Rental Source | $4725.69 |  | 0.000000 | 0.94 |  |  | 1.05 | 1.05 | $4725.69 |  |  | No |  |  |  | Long Term |  | $2500.00 | No |  |  |  | Long Term |  | $2500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $60400.00 |  |  | [redacted] | $149.95 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  | No | Experienced Investor |  |  | US Citizen | 699 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 722 | FICO II | 685 | Beacon 5 | 699 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| 224753928 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4400.00 | Rent on Existing Lease | $4399.57 |  | 0.000000 | 0.99 |  |  | 1.00 | 1 | $4399.57 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $4400.00 | $4000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $48900.00 |  |  | [redacted] | $166.67 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No | No | Experienced Investor | 0.99 | US Citizen | US Citizen | 764 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 706 | FICO II | 754 | Beacon 5 | 714 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 758 | FICO II | 764 | Beacon 5 | 771 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224758900 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3000.00 | Third Party Rental Source | $2749.03 |  | 0.000000 | 0.91 |  |  | 1.09 | 1.09 | $2749.03 |  |  | No |  |  |  | Long Term |  | $3000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [redacted] | $175.92 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No | No | Experienced Investor | 20.13 | US Citizen | US Citizen | 752 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 750 | FICO II | 752 | Beacon 5 | 766 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 3 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 779 | FICO II | 797 | Beacon 5 | 768 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 64.220% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224758905 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2100.00 | Rent on Existing Lease | $1691.96 |  | 0.000000 | 0.8 |  |  | 1.24 | 1.24 | $1691.96 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $2100.00 | $2150.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $75.75 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor | 1.91 | Non-Permanent Resident Alien |  | 751 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 3 | Non-Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | [Redacted] | 751 | FICO II |  |  | 753 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 61.404% | [Redacted] |  |  | 79.545% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224758908 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3000.00 | Third Party Rental Source | $2608.44 |  | 0.000000 | 0.86 |  |  | 1.15 | 1.15 | $2608.44 |  |  | No |  |  |  | Long Term |  | $3000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $25000.00 |  |  | [redacted] | $133.33 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 682 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 669 | FICO II | 777 | Beacon 5 | 682 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| 224758914 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5370.57 |  | 0.315833 |  |  |  |  |  | $5370.57 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $205.65 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 770 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 802 | FICO II | 770 | Beacon 5 | 743 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 2-Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 4 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224758983 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1500.00 | Multiple Sources | $937.23 |  | 0.000000 | 0.62 |  |  | 1.60 | 1.6 | $937.23 |  |  | Yes | [redacted] | [redacted] | 16 | Long Term | $1250.00 | $1275.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $89.01 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor | 0.28 | US Citizen |  | 784 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 784 | FICO II | 792 | Beacon 5 | 759 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 506.250% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224759063 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1795.00 | Multiple Sources | $1565.93 |  | 0.000000 | 0.87 |  |  | 1.14 | 1.14 | $1565.93 |  |  | No |  |  |  | Long Term |  | $1100.00 | No |  |  |  | Long Term |  | $1100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [redacted] | $203.64 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No | No | Experienced Investor | 20.04 | US Citizen | US Citizen | 770 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 11 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 759 | FICO II | 777 | Beacon 5 | 770 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 7 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 760 | FICO II | 754 | Beacon 5 | 770 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 58.252% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224759066 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1500.00 | Third Party Rental Source | $1126.08 |  | 0.000000 | 0.75 |  |  | 1.33 | 1.33 | $1126.08 |  |  | No |  |  |  | Long Term |  | $1500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $78.92 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 784 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 784 | FICO II | 774 | Beacon 5 | 793 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 730 | FICO II | 742 | Beacon 5 | 739 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| 224759401 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2400.00 | Third Party Rental Source | $2227.46 |  | 0.000000 | 0.92 |  |  | 1.07 | 1.07 | $2227.46 |  |  | No |  |  |  | Long Term |  | $2400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $102.50 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor | 0.35 | US Citizen |  | 708 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 721 | FICO II | 708 | Beacon 5 | 700 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 67.500% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224760293 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $6244.15 |  | 0.115796 |  |  |  |  |  | $6244.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $507.71 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 765 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 783 | FICO II | 754 | Beacon 5 | 765 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224761859 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3937.50 |  | 0.019684 |  |  |  |  |  | $3937.50 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $100.08 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 776 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 802 | FICO II | 776 | Beacon 5 | 755 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224761861 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2100.00 | Third Party Rental Source | $1887.64 |  | 0.000000 | 0.89 |  |  | 1.11 | 1.11 | $1887.64 |  |  | No |  |  |  | Long Term |  | $2100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $38280.00 |  |  | [redacted] | $391.11 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | First-Time Investor |  | US Citizen |  | 779 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 779 | FICO II | 781 | Beacon 5 | 779 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 65.000% | [Redacted] |  |  | 65.000% |  |  | 65.000% |  |  |  |  |  |  |  |  |
| 224761871 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $13414.28 |  | 0.366299 |  |  |  |  |  | $13414.28 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $979.55 | Level 3-Stated/Partially Verified |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 721 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 6 | US Citizen |  |  | Level 3-Stated/Partially Verified | [Redacted] | 728 | FICO II | 706 | Beacon 5 | 721 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 6 | US Citizen |  | Level 1-Not Stated/Not Verified | [Redacted] | 728 | FICO II | 706 | Beacon 5 | 721 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224762479 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $5000.00 | Third Party Rental Source | $4001.89 |  | 0.000000 | 0.8 |  |  | 1.24 | 1.24 | $4001.89 |  |  | No |  |  |  | Long Term |  | $2500.00 | No |  |  |  | Long Term |  | $2500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $146.76 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 727 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 724 | Fair Isaac (VER. 2) | 779 | FICO Classic V5 Facta | 727 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| 224762481 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $13635.00 | Rent on Existing Lease | $13004.67 |  | 0.000000 | 0.95 |  |  | 1.04 | 1.04 | $13004.67 |  |  | Yes | [redacted] | [redacted] | 1 | Long Term | $3800.00 | $4000.00 | Yes | [redacted] | [redacted] | 8 | Long Term | $3840.00 | $4000.00 | Yes | [redacted] | [redacted] | 11 | Long Term | $3030.00 | $3200.00 | Yes | 10/01/2025 | 04/30/2026 | 7 | Long Term | $2965.00 | $3200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $83500.00 |  |  | [redacted] | $241.25 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No | No | Experienced Investor | 3.81 | US Citizen | US Citizen | 731 |  |  |  |  | 1 | 0 | 0 | 1 | 0 | 0 |  |  | Individual | Individual |  |  |  | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 678 | FICO II | 652 | Beacon 5 | 645 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 3 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 731 | FICO II | 723 | Beacon 5 | 740 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 4 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 65.000% | [Redacted] |  |  | 149.500% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224762495 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $10758.14 |  | 0.153371 |  |  |  |  |  | $10758.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $1212.33 | Level 1-Not Stated/Not Verified |  |  |  | No |  | No |  | 4.84 |  | US Citizen | 729 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 752 | FICO II | 729 | Beacon 5 | 721 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224765962 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2932.68 |  | 0.409681 |  |  |  |  |  | $2932.68 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $148.48 | Level 1-Not Stated/Not Verified |  |  |  | No |  | No |  |  |  | US Citizen | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  | Individual | Individual | Unemployed |  |  | 1 | US Citizen |  | Level 2-Stated/Not Verified | [Redacted] | 810 | FICO II | 787 | Beacon 5 | 766 | FICO Risk Score Classic 04 | Individual |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 12/04/2025 | 799 | FICO II | 778 | Beacon 5 | 776 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224766148 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2000.00 | Rent on Existing Lease | $1665.12 |  | 0.000000 | 0.83 |  |  | 1.20 | 1.2 | $1665.12 |  |  | Yes | [redacted] | [redacted] | 24 | Long Term | $2000.00 | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $2400.00 |  |  | [redacted] | $58.64 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor | 10.51 | US Citizen |  | 793 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 793 | FICO II | 810 | Beacon 5 | 781 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224766151 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2200.00 | Third Party Rental Source | $2022.47 |  | 0.000000 | 0.91 |  |  | 1.08 | 1.08 | $2022.47 |  |  | No |  |  |  | Long Term |  | $2200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $29695.00 |  |  | [redacted] | $219.16 | Level 1-Not Stated/Not Verified | No | 1 | 2 | No |  | No | Experienced Investor |  |  | US Citizen | 782 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 788 | FICO II | 782 | Beacon 5 | 759 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 79.385% | [Redacted] |  |  | 79.385% |  |  | 79.385% |  |  |  |  |  |  |  |  |
| 224766155 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $7700.00 | Third Party Rental Source | $7163.54 |  | 0.000000 | 0.93 |  |  | 1.07 | 1.07 | $7163.54 |  |  | No |  |  |  | Long Term |  | $1900.00 | No |  |  |  | Long Term |  | $1900.00 | No |  |  |  | Long Term |  | $1900.00 | No |  |  |  | Long Term |  | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $247.41 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 706 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 706 | FICO II | 653 | Beacon 5 | 764 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 4 |  |  |  |  | Fair |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| 224766169 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1000.00 | Third Party Rental Source | $829.09 |  | 0.000000 | 0.82 |  |  | 1.20 | 1.2 | $829.09 |  |  | No |  |  |  | Long Term |  | $1000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $12250.00 |  |  | [redacted] | $58.42 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 782 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 779 | FICO II | 791 | Beacon 5 | 782 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| 224766174 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Short Term |  |  |  | $9436.66 | Third Party Rental Source | $9243.84 |  | 0.000000 | 0.97 |  |  | 1.02 | 1.02 | $9243.84 |  |  | No |  |  |  | Short Term |  | $9436.66 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | [redacted] | $798.46 | Level 1-Not Stated/Not Verified | No | 1 | 28 | No |  | No | Experienced Investor |  |  | US Citizen | 721 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 9 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 813 | FICO II | 794 | Beacon 5 | 767 | FICO Risk Score Classic 04 | Individual |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 12/29/2025 | 721 | FICO II | 738 | Beacon 5 | 712 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| 224766200 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3350.00 | Third Party Rental Source | $3525.06 |  | 0.000000 | 1.05 |  |  | 0.95 | 0.95 | $3525.06 |  |  | Yes | [redacted] | [redacted] | 24 | Long Term | $3400.00 | $3350.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $99.25 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  | No | Experienced Investor | 3.64 |  | US Citizen | 811 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 811 | FICO II | 813 | Beacon 5 | 786 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 74.961% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224771721 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2000.00 | Rent on Existing Lease | $1722.19 |  | 0.000000 | 0.86 |  |  | 1.16 | 1.16 | $1722.19 |  |  | Yes | [redacted] | [redacted] | 24 | Long Term | $2000.00 | $2200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $24000.00 |  |  | [redacted] | $166.78 | Level 4-Stated/Verified as defined | No | 1 | 5 | No |  | No | Experienced Investor | 0.77 |  | US Citizen | 762 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 785 | FICO II | 762 | Beacon 5 | 732 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 54.237% | [Redacted] |  |  | 56.579% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224771723 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3295.00 | Rent on Existing Lease | $2289.44 |  | 0.000000 | 0.69 |  |  | 1.43 | 1.43 | $2289.44 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $850.00 | $1000.00 | Yes | [redacted] | [redacted] | 11 | Long Term | $850.00 | $1000.00 | Yes | [redacted] | [redacted] | 11 | Long Term | $795.00 | $1000.00 | Yes | 12/08/2017 | 05/31/2018 | 5 | Long Term | $800.00 | $1000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $50000.00 |  |  | [redacted] | $254.93 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  | No | Experienced Investor |  |  | US Citizen | 793 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 796 | FICO II | 752 | Beacon 5 | 793 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 4 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| 224771735 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2400.00 | Third Party Rental Source | $1930.08 |  | 0.000000 | 0.8 |  |  | 1.24 | 1.24 | $1930.08 |  |  | Yes | [redacted] | [redacted] | 11 | Long Term | $1150.00 | $1200.00 | Yes | [redacted] | [redacted] | 12 | Long Term | $1195.00 | $1200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $28000.00 |  |  | [redacted] | $437.09 | Level 3-Stated/Partially Verified | No | 1 | 4 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 760 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 4 | US Citizen |  |  | Level 3-Stated/Partially Verified | [Redacted] | 760 | FICO II | 759 | Beacon 5 | 784 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 4 | US Citizen |  | Level 1-Not Stated/Not Verified | [Redacted] | 769 | FICO II | 744 | Beacon 5 | 740 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| 224771741 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3300.00 | Third Party Rental Source | $3232.64 |  | 0.000000 | 0.97 |  |  | 1.02 | 1.02 | $3232.64 |  |  | No |  |  |  | Long Term |  | $3300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $71.66 | Level 3-Stated/Partially Verified | No | 1 | 2 | No |  |  | Experienced Investor |  |  |  | 752 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  | Individual |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 12/29/2025 | 745 | FICO II | 729 | Beacon 5 | 796 | FICO Risk Score Classic 04 | Individual |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/29/2025 | 735 | FICO II | 752 | Beacon 5 | 789 | FICO Risk Score Classic 04 | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| 224771760 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1600.00 | Third Party Rental Source | $1459.98 |  | 0.000000 | 0.91 |  |  | 1.09 | 1.09 | $1459.98 |  |  | No |  |  |  | Long Term |  | $1600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $190.00 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 729 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 720 | FICO II | 751 | Beacon 5 | 729 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| 224771823 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1450.00 | Third Party Rental Source | $1244.14 |  | 0.000000 | 0.85 |  |  | 1.16 | 1.16 | $1244.14 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $1900.00 | $1450.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $100000.00 |  |  | [redacted] | $97.83 | Level 2-Stated/Not Verified | No | 1 | 4 | No |  | No | Experienced Investor |  |  | US Citizen | 789 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 2-Stated/Not Verified |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  | Level 2-Stated/Not Verified | [Redacted] | 796 | FICO II | 741 | Beacon 5 | 789 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 2-Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| 224771836 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2250.00 | Third Party Rental Source | $1680.14 |  | 0.000000 | 0.74 |  |  | 1.33 | 1.33 | $1680.14 |  |  | Yes | [redacted] | [redacted] | 1 | Long Term | $2500.00 | $2250.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $102.70 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor | 0.98 | US Citizen |  | 728 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 713 | FICO II | 728 | Beacon 5 | 744 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 41.509% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224771838 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $13500.00 | Third Party Rental Source | $7477.33 |  | 0.000000 | 0.55 |  |  | 1.80 | 1.8 | $7477.33 |  |  | No |  |  |  | Long Term |  | $3500.00 | No |  |  |  | Long Term |  | $10000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $186750.00 |  |  | [redacted] | $432.49 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 765 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 765 | FICO II | 772 | Beacon 5 | 729 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| 224771840 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2150.00 | Third Party Rental Source | $2111.44 |  | 0.000000 | 0.98 |  |  | 1.01 | 1.01 | $2111.44 |  |  | No |  |  |  | Long Term |  | $1100.00 | No |  |  |  | Long Term |  | $1050.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [redacted] | $162.08 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 793 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 790 | FICO II | 785 | Beacon 5 | 787 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 793 | FICO II | 800 | Beacon 5 | 779 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | Good |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| 224771846 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $15763.66 |  | 0.328183 |  |  |  |  |  | $15763.66 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $1228.22 | Level 1-Not Stated/Not Verified |  |  |  | No |  | No |  |  |  | US Citizen | 798 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | [Redacted] | 798 | FICO II | 807 | Beacon 5 | 765 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224771851 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $12593.57 |  | 0.410189 |  |  |  |  |  | $12593.57 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $912.08 | Level 4-Stated/Verified as defined |  |  |  | No |  | No |  | 3.02 |  | US Citizen | 751 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual | Employed |  |  | 6 | US Citizen |  | Level 1-Not Stated/Not Verified | [Redacted] | 729 | FICO II | 751 | Beacon 5 | 754 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224773676 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $6300.00 | Third Party Rental Source | $10463.71 |  | 0.000000 | 1.66 |  |  | 0.60 | 0.6 | $10463.71 |  |  | No |  |  |  | Long Term |  | $6300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $744.70 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  | No | Experienced Investor |  |  | US Citizen | 748 |  |  |  |  | 1 | 0 | 0 | 1 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 779 | FICO II | 748 | Beacon 5 |  |  | Individual |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/11/2025 | 749 | FICO II | 730 | Beacon 5 | 746 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| 224773708 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1230.00 | Rent on Existing Lease | $1224.72 |  | 0.000000 | 0.99 |  |  | 1.00 | 1 | $1224.72 |  |  | Yes | [redacted] | [redacted] | 1 | Long Term | $1230.00 | $1550.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $24000.00 |  |  | [redacted] | $106.05 | Level 4-Stated/Verified as defined | No | 1 | 11 | No |  | No | Experienced Investor | 9.15 |  | US Citizen | 811 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 735 | FICO II | 782 | Beacon 5 | 759 | FICO Risk Score Classic 04 | Individual |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/04/2025 | 816 | FICO II | 811 | Beacon 5 | 810 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 56.648% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224773753 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $10737.00 |  | 0.401298 |  |  |  |  |  | $10737.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $567.33 | Level 1-Not Stated/Not Verified |  |  |  | No |  | No |  |  |  | US Citizen | 751 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  | Individual | Individual | Employed |  |  | 7 | US Citizen |  | Level 3-Stated/Partially Verified | [Redacted] | 729 | FICO II | 751 | Beacon 5 | 754 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224773754 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4274.60 |  | 0.231431 |  |  |  |  |  | $4274.60 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $204.08 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | Permanent Resident Alien | 780 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 774 | FICO II | 759 | Beacon 5 | 691 | FICO Risk Score Classic 04 | Individual | Individual | Unemployed |  |  | 1 | Permanent Resident Alien | Resident Alien Card | Level 3-Stated/Partially Verified | [Redacted] | 745 | FICO II | 751 | Beacon 5 | 739 | FICO Risk Score Classic 04 | Individual |  |  | 4 | US Citizen |  |  | Level 3-Stated/Partially Verified | 12/12/2025 | 781 | FICO II | 738 | Beacon 5 | 780 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224773761 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $6150.00 | Third Party Rental Source | $4437.11 |  | 0.000000 | 0.72 |  |  | 1.38 | 1.38 | $4437.11 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $2600.00 | $2200.00 | Yes | [redacted] | [redacted] | 12 | Long Term | $1750.00 | $1750.00 | Yes | [redacted] | [redacted] | 12 | Long Term | $2750.00 | $2200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $419.08 | Level 4-Stated/Verified as defined | No | 1 | 5 | No |  | No | Experienced Investor | 4.95 |  | US Citizen | 672 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 672 | FICO II | 675 | Beacon 5 | 669 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 3 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224773817 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3475.00 | Multiple Sources | $2256.46 |  | 0.000000 | 0.64 |  |  | 1.54 | 1.54 | $2256.46 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $1000.00 | $1000.00 | No |  |  |  | Long Term |  | $1000.00 | Yes | [redacted] | [redacted] | 1 | Long Term | $550.00 | $900.00 | Yes | 11/01/2024 | 10/31/2025 | 12 | Long Term | $925.00 | $975.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [redacted] | $255.17 | Level 4-Stated/Verified as defined | No | 1 | 5 | No | No | No | Experienced Investor | 8.21 | US Citizen | US Citizen | 715 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 689 | FICO II | 719 | Beacon 5 | 704 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 4 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 715 | FICO II | 700 | Beacon 5 | 728 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 4 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224773830 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2000.00 | Third Party Rental Source | $2008.49 |  | 0.000000 | 1 |  |  | 0.99 | 0.99 | $2008.49 |  |  | No |  |  |  | Long Term |  | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | [redacted] | $53.49 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 788 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 788 | FICO II | 788 | Beacon 5 | 774 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| 224773835 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1875.00 | Third Party Rental Source | $1620.46 |  | 0.000000 | 0.86 |  |  | 1.15 | 1.15 | $1620.46 |  |  | No |  |  |  | Long Term |  | $1875.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $25400.00 |  |  | [redacted] | $162.75 | Level 4-Stated/Verified as defined | No | 1 | 7 | No |  |  | Experienced Investor |  |  |  | 813 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 12/02/2025 | 831 | Fair Isaac (VER. 2) | 813 | FICO Classic V5 Facta | 788 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 11/17/2025 | 812 | Fair Isaac (VER. 2) | 803 | FICO Classic V5 Facta | 784 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| 224777911 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4214.70 |  | 0.171750 |  |  |  |  |  | $4214.70 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $34.00 | Level 4-Stated/Verified as defined |  |  |  | No |  | No |  |  |  | US Citizen | 798 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual | Employed |  |  | 10 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 798 | FICO II | 808 | Beacon 5 | 765 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224778063 | [Redacted] | [Redacted] |  |  |  |  |  |  | No |  |  |  |  |  |  |  | $5567.59 |  | 0.119464 |  |  |  |  |  | $5567.59 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $316.61 | Level 4-Stated/Verified as defined |  |  |  | No |  | No |  | 5.30 |  | Permanent Resident Alien | 694 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual | Employed |  |  | 3 | Permanent Resident Alien | Resident Alien Card | Level 4-Stated/Verified as defined | [Redacted] | 697 | FICO II | 660 | Beacon 5 | 694 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224778069 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $9884.18 |  | 0.406718 |  |  |  |  |  | $9884.18 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $94.83 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  |  | US Citizen |  | 781 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 3-Stated/Partially Verified | [Redacted] | 767 | FICO II | 806 | Beacon 5 | 781 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224778076 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4075.00 | Multiple Sources | $2626.94 |  | 0.000000 | 0.64 |  |  | 1.55 | 1.55 | $2626.94 |  |  | No |  |  |  | Long Term |  | $2500.00 | Yes | [redacted] | [redacted] | 12 | Long Term | $1575.00 | $2500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [redacted] | $133.92 | Level 4-Stated/Verified as defined | No | 1 | 7 | No |  | No | Experienced Investor |  |  | US Citizen | 800 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 804 | FICO II | 790 | Beacon 5 | 795 | FICO Risk Score Classic 04 | Individual |  |  | 6 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/11/2025 | 800 | FICO II | 805 | Beacon 5 | 774 | FICO Risk Score Classic 04 | Individual |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/11/2025 | 664 | FICO II | 636 | Beacon 5 | 662 | FICO Risk Score Classic 04 | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 55.000% | [Redacted] |  |  | 55.000% |  |  | 55.000% |  |  |  |  |  |  |  |  |
| 224778079 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Short Term |  |  |  | $7083.33 | Third Party Rental Source | $5328.71 |  | 0.000000 | 0.75 |  |  | 1.32 | 1.32 | $5328.71 |  |  | No |  |  |  | Short Term |  | $7083.33 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $76100.00 |  |  | [redacted] | $567.58 | Level 4-Stated/Verified as defined | No | 1 | 5 | No | No |  | Experienced Investor |  | US Citizen |  | 693 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 5 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 666 | FICO II | 717 | Beacon 5 | 693 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| 224778085 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2100.00 | Third Party Rental Source | $1544.48 |  | 0.000000 | 0.73 |  |  | 1.35 | 1.35 | $1544.48 |  |  | No |  |  |  | Long Term |  | $2100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $30900.00 |  |  | [redacted] | $140.25 | Level 4-Stated/Verified as defined | No | 1 | 5 | No |  | No | Experienced Investor |  |  | US Citizen | 788 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 770 | FICO II | 773 | Beacon 5 | 792 | FICO Risk Score Classic 04 | Individual |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/21/2025 | 776 | FICO II | 790 | Beacon 5 | 788 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| 224778086 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1250.00 | Third Party Rental Source | $881.53 |  | 0.000000 | 0.7 |  |  | 1.41 | 1.41 | $881.53 |  |  | No |  |  |  | Long Term |  | $1250.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [redacted] | $69.17 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 806 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 825 | FICO II | 806 | Beacon 5 | 788 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 786 | FICO II | 804 | Beacon 5 | 786 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| 224778087 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3435.00 | Rent on Existing Lease | $2967.57 |  | 0.000000 | 0.86 |  |  | 1.15 | 1.15 | $2967.57 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $1175.00 | $1600.00 | Yes | [redacted] | [redacted] | 11 | Long Term | $1185.00 | $1600.00 | Yes | [redacted] | [redacted] | 11 | Long Term | $1075.00 | $1600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $265.92 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 739 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 768 | FICO II | 725 | Beacon 5 | 739 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 3 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| 224778088 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4150.00 | Third Party Rental Source | $4190.39 |  | 0.000000 | 1 |  |  | 0.99 | 0.99 | $4190.39 |  |  | Yes | [redacted] | [redacted] | 9 | Long Term | $4000.00 | $4150.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $48000.00 |  |  | [redacted] | $153.88 | Level 1-Not Stated/Not Verified | No | 1 | 4 | No |  | No | Experienced Investor | 1.69 |  | US Citizen | 733 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 4 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 733 | FICO II | 742 | Beacon 5 | 719 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 163.212% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224778089 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $5300.00 | Third Party Rental Source | $3573.82 |  | 0.000000 | 0.67 |  |  | 1.48 | 1.48 | $3573.82 |  |  | No |  |  |  | Long Term |  | $5300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $8000.00 |  |  | [redacted] | $124.63 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 656 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 656 | FICO II | 657 | Beacon 5 | 636 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 35.616% | [Redacted] |  |  | 35.616% |  |  | 35.616% |  |  |  |  |  |  |  |  |
| 224778093 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1023.29 |  | 0.348908 |  |  |  |  |  | $1023.29 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $26.92 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 792 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 816 | FICO II | 792 | Beacon 5 | 788 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224778117 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $6653.56 |  | 0.479228 |  |  |  |  |  | $6653.56 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $213.58 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 750 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Retired |  |  | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 780 | FICO II | 748 | Beacon 5 | 750 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224778118 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2950.00 | Third Party Rental Source | $2652.08 |  | 0.000000 | 0.89 |  |  | 1.11 | 1.11 | $2652.08 |  |  | No |  |  |  | Long Term |  | $2950.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $45.25 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 767 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 764 | FICO II | 764 | Beacon 5 | 747 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 736 | FICO II | 782 | Beacon 5 | 767 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 54.023% | [Redacted] |  |  | 54.023% |  |  | 54.023% |  |  |  |  |  |  |  |  |
| 224779206 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1800.00 | Rent on Existing Lease | $1671.64 |  | 0.000000 | 0.92 |  |  | 1.07 | 1.07 | $1671.64 |  |  | Yes | [redacted] | [redacted] | 11 | Long Term | $1800.00 | $1800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $218.92 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor | 7.55 |  |  | 769 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | 12/03/2025 | 750 | FICO II | 772 | Beacon 5 | 769 | FICO Risk Score Classic 04 | Level 4-Stated/Verified as defined |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 73.404% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224781560 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $5350.00 | Third Party Rental Source | $5199.60 |  | 0.000000 | 0.97 |  |  | 1.02 | 1.02 | $5199.60 |  |  | No |  |  |  | Long Term |  | $1950.00 | No |  |  |  | Long Term |  | $3400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $626.73 | Level 1-Not Stated/Not Verified | No | 1 | 2 | No |  | No | Experienced Investor |  |  | US Citizen | 763 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 748 | FICO II | 753 | Beacon 5 | 764 | FICO Risk Score Classic 04 | Individual |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/11/2025 | 768 | FICO II | 759 | Beacon 5 | 763 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| 224781740 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2300.00 | Third Party Rental Source | $1513.10 |  | 0.000000 | 0.65 |  |  | 1.52 | 1.52 | $1513.10 |  |  | No |  |  |  | Long Term |  | $2300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $100.91 | Level 4-Stated/Verified as defined | No | 1 | 1 | Yes |  | Yes | Experienced Investor |  |  | Foreign National |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | Foreign National |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| 224781762 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1250.00 | Third Party Rental Source | $1217.24 |  | 0.000000 | 0.97 |  |  | 1.02 | 1.02 | $1217.24 |  |  | No |  |  |  | Long Term |  | $1250.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $24.25 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor |  | US Citizen |  | 758 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 758 | FICO II | 762 | Beacon 5 | 734 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 64.349% | [Redacted] |  |  | 64.349% |  |  | 64.349% |  |  |  |  |  |  |  |  |
| 224781790 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $10000.00 | Rent on Existing Lease | $8915.89 |  | 0.000000 | 0.89 |  |  | 1.12 | 1.12 | $8915.89 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $10000.00 | $10000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $15000.00 |  |  | [redacted] | $37.90 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor | 6.02 | US Citizen |  | 780 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 781 | FICO II | 780 | Beacon 5 | 778 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 57.955% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224781792 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2800.00 | Third Party Rental Source | $1324.76 |  | 0.000000 | 0.47 |  |  | 2.11 | 2.11 | $1324.76 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $525.00 | $600.00 | No |  |  |  | Long Term |  | $800.00 | Yes | [redacted] | [redacted] | 12 | Long Term | $600.00 | $600.00 | Yes | 06/09/2025 | 05/31/2026 | 11 | Long Term | $1000.00 | $800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $94.17 | Level 4-Stated/Verified as defined | No | 1 | 9 | No |  | No | Experienced Investor | 4.63 |  | US Citizen | 796 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 796 | FICO II | 781 | Beacon 5 | 807 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 4 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224781793 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2022.63 |  | 0.238539 |  |  |  |  |  | $2022.63 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $115.33 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  |  | US Citizen |  | 794 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified | [Redacted] | 795 | FICO II | 794 | Beacon 5 | 774 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224781796 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3925.22 |  | 0.254861 |  |  |  |  |  | $3925.22 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $240.01 | Level 4-Stated/Verified as defined |  |  |  | No |  | No |  |  |  | US Citizen | 789 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 805 | FICO II | 785 | Beacon 5 | 789 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224781869 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Short Term |  |  |  | $2200.00 | Third Party Rental Source | $1552.33 |  | 0.000000 | 0.7 |  |  | 1.41 | 1.41 | $1552.33 |  |  | No |  |  |  | Short Term |  | $2200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $36.83 | Level 1-Not Stated/Not Verified | No | 1 | 1 | No |  |  | Experienced Investor |  |  |  | 652 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 12/16/2025 | 644 | FICO II | 660 | Beacon 5 | 652 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| 224785402 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3500.00 | Third Party Rental Source | $1945.89 |  | 0.000000 | 0.55 |  |  | 1.79 | 1.79 | $1945.89 |  |  | No |  |  |  | Long Term |  | $3500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $329.83 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 810 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 817 | Fair Isaac (VER. 2) | 810 | Beacon 5 | 807 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| 224785404 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1975.00 | Third Party Rental Source | $1441.52 |  | 0.000000 | 0.72 |  |  | 1.37 | 1.37 | $1441.52 |  |  | No |  |  |  | Long Term |  | $1975.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $39.57 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 782 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 782 | FICO II | 786 | Beacon 5 | 746 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| 224790936 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1950.00 | Third Party Rental Source | $1700.11 |  | 0.000000 | 0.87 |  |  | 1.14 | 1.14 | $1700.11 |  |  | No |  |  |  | Long Term |  | $1950.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $2400.00 |  |  | [redacted] | $57.13 | Level 1-Not Stated/Not Verified | No | 1 | 2 | No |  | No | Experienced Investor |  |  | US Citizen | 722 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 719 | FICO II | 722 | Beacon 5 | 744 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| 224790938 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $6200.00 | Third Party Rental Source | $5622.33 |  | 0.000000 | 0.9 |  |  | 1.10 | 1.1 | $5622.33 |  |  | No |  |  |  | Long Term |  | $3100.00 | No |  |  |  | Long Term |  | $3100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [redacted] | $131.67 | Level 1-Not Stated/Not Verified | No | 1 | 1 | No |  | No | Experienced Investor |  |  | US Citizen | 811 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 804 | FICO II | 816 | Beacon 5 | 811 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | Excellent |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| 224790960 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2600.00 | Rent on Existing Lease | $2440.70 |  | 0.000000 | 0.93 |  |  | 1.06 | 1.06 | $2440.70 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $2600.00 | $2600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $49.17 | Level 4-Stated/Verified as defined | No | 1 | 3 | No |  | No | Experienced Investor | 0.44 |  | US Citizen | 639 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 681 | FICO II | 605 | Beacon 5 | 639 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224805346 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2000.00 | Third Party Rental Source | $1743.18 |  | 0.000000 | 0.87 |  |  | 1.14 | 1.14 | $1743.18 |  |  | No |  |  |  | Long Term |  | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $64800.00 |  |  | [redacted] | $101.61 | Level 4-Stated/Verified as defined | No | 1 | 5 | No | No |  | Experienced Investor |  | US Citizen |  | 700 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 5 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 722 | FICO II | 688 | Beacon 5 | 700 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 57.895% | [Redacted] |  |  | 57.895% |  |  | 57.895% |  |  |  |  |  |  |  |  |
| 224809808 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1500.00 | Rent on Existing Lease | $1170.94 |  | 0.000000 | 0.78 |  |  | 1.28 | 1.28 | $1170.94 |  |  | Yes | [redacted] | [redacted] | 1 | Long Term | $1500.00 | $1500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $89.00 | Level 4-Stated/Verified as defined | No | 1 | 6 | No | No |  | Experienced Investor | 0.82 | US Citizen |  | 750 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 5 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 765 | FICO II | 682 | Beacon 5 | 750 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 74.848% | [Redacted] |  |  | 87.775% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224809809 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2350.00 | Rent on Existing Lease | $2163.22 |  | 0.000000 | 0.92 |  |  | 1.08 | 1.08 | $2163.22 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $2350.00 | $2350.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $237.08 | Level 1-Not Stated/Not Verified | No | 1 | 3 | No |  | No | Experienced Investor | 0.56 |  | US Citizen | 697 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 674 | FICO II | 711 | Beacon 5 | 697 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 97.391% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224810630 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $5800.00 | Third Party Rental Source | $4925.51 |  | 0.000000 | 0.84 |  |  | 1.17 | 1.17 | $4925.51 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $3000.00 | $2950.00 | Yes | [redacted] | [redacted] | 12 | Long Term | $3000.00 | $2850.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $100000.00 |  |  | [redacted] | $230.68 | Level 4-Stated/Verified as defined | No | 1 | 4 | No |  | No | Experienced Investor | 21.21 |  | US Citizen | 731 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 4 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 743 | FICO II | 731 | Beacon 5 | 706 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 53.571% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224820357 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1900.00 | Third Party Rental Source | $1510.13 |  | 0.000000 | 0.79 |  |  | 1.25 | 1.25 | $1510.13 |  |  | No |  |  |  | Long Term |  | $1900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $159.00 | Level 1-Not Stated/Not Verified | No | 1 | 1 | No |  | No | Experienced Investor |  |  | US Citizen | 711 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 711 | FICO II | 696 | Beacon 5 | 728 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| 224825436 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $6150.00 | Third Party Rental Source | $5253.71 |  | 0.000000 | 0.85 |  |  | 1.17 | 1.17 | $5253.71 |  |  | No |  |  |  | Long Term |  | $6150.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $281.77 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 759 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 798 | FICO II | 705 | Beacon 5 | 738 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 1-Not Stated/Not Verified | [Redacted] | 734 | FICO II | 759 | Beacon 5 | 759 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| 224825448 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Short Term Vacation Rental (e.g., [redacted]) |  |  |  | $9395.20 | Multiple Sources | $5828.95 |  | 0.000000 | 0.62 |  |  | 1.61 | 1.61 | $5828.95 |  |  | No |  |  |  | Short Term Vacation Rental (e.g., [redacted]) |  | $4500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $53000.00 |  |  | [redacted] | $577.43 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor |  | Non-Permanent Resident Alien |  | 718 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 3 | Non-Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | [Redacted] | 718 | FICO II | 759 | Beacon 5 | 717 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| 224826534 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2400.00 | Rent on Existing Lease | $2129.72 |  | 0.000000 | 0.88 |  |  | 1.12 | 1.12 | $2129.72 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $2400.00 | $2500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $27600.00 |  |  | [redacted] | $247.05 | Level 1-Not Stated/Not Verified | No | 1 | 1 | No |  | No | Experienced Investor | 0.48 |  | US Citizen | 761 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 761 | FICO II | 696 | Beacon 5 | 782 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 77.500% | [Redacted] |  |  | 129.767% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224826538 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2550.00 | Third Party Rental Source | $2323.85 |  | 0.000000 | 0.91 |  |  | 1.09 | 1.09 | $2323.85 |  |  | No |  |  |  | Long Term |  | $2550.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $30800.00 |  |  | [redacted] | $119.00 | Level 4-Stated/Verified as defined | No | 1 | 1 | Yes |  | Yes | Experienced Investor |  |  | Foreign National |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | Foreign National |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual |  |  | 1 | Foreign National |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| 224826539 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1800.00 | Rent on Existing Lease | $1631.15 |  | 0.000000 | 0.9 |  |  | 1.10 | 1.1 | $1631.15 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $1800.00 | $2100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $51400.00 |  |  | [redacted] | $80.25 | Level 4-Stated/Verified as defined | No | 1 | 7 | No |  | No | Experienced Investor | 5.99 |  | US Citizen | 796 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 7 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 796 | FICO II | 795 | Beacon 5 | 802 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 55.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224826577 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2300.00 | Rent on Existing Lease | $1960.95 |  | 0.000000 | 0.85 |  |  | 1.17 | 1.17 | $1960.95 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $2300.00 | $2150.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $2400.00 |  |  | [redacted] | $91.38 | Level 4-Stated/Verified as defined | No | 1 | 6 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 759 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 6 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 785 | FICO II | 759 | Beacon 5 | 712 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 6 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 799 | FICO II | 743 | Beacon 5 | 717 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 68.293% |  |  | 68.293% |  |  |  |  |  |  |  |  |
| 224851916 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3200.00 | Third Party Rental Source | $2961.61 |  | 0.000000 | 0.92 |  |  | 1.08 | 1.08 | $2961.61 |  |  | No |  |  |  | Long Term |  | $3200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $22500.00 |  |  | [redacted] | $273.58 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 818 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 822 | FICO II | 810 | Beacon 5 | 818 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 4 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 818 | FICO II | 817 | Beacon 5 | 818 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 72.740% | [Redacted] |  |  | 72.740% |  |  | 72.740% |  |  |  |  |  |  |  |  |
| 224852462 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3225.00 | Third Party Rental Source | $3174.32 |  | 0.000000 | 0.98 |  |  | 1.01 | 1.01 | $3174.32 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $3200.00 | $3225.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $72.78 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No | No | Experienced Investor | 1.65 | US Citizen | US Citizen | 780 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 743 | Fair Isaac (VER. 2) | 768 | FICO Classic V5 Facta | 776 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 3 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 769 | Fair Isaac (VER. 2) | 780 | FICO Classic V5 Facta | 780 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 59.406% | [Redacted] |  |  | 87.719% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224852700 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2440.00 | Third Party Rental Source | $2018.39 |  | 0.000000 | 0.82 |  |  | 1.20 | 1.2 | $2018.39 |  |  | No |  |  |  | Long Term |  | $2440.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $10000.00 |  |  | [redacted] | $66.60 | Level 4-Stated/Verified as defined | No | 1 | 1 | Yes |  | Yes | Experienced Investor |  |  | Foreign National |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | Foreign National |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12/01/2025 |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 53.333% | [Redacted] |  |  | 53.333% |  |  | 53.333% |  |  |  |  |  |  |  |  |
| 224853140 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1880.00 | Rent on Existing Lease | $1428.18 |  | 0.000000 | 0.75 |  |  | 1.31 | 1.31 | $1428.18 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $1880.00 | $1900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $253.66 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  | No | Experienced Investor | 5.49 |  | US Citizen | 725 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Corp | Guarantor - Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 7 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 709 | FICO II | 710 | Beacon 5 | 717 | FICO Risk Score Classic 04 | Individual |  |  | 7 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/02/2025 | 744 | FICO II | 725 | Beacon 5 | 695 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224853709 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Short Term Vacation Rental (e.g., [redacted]) |  |  |  | $3753.33 | Multiple Sources | $2967.51 |  | 0.000000 | 0.79 |  |  | 1.26 | 1.26 | $2967.51 |  |  | No |  |  |  | Short Term Vacation Rental (e.g., [redacted]) |  | $3025.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $360.00 | Level 4-Stated/Verified as defined | No | 1 | 6 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 808 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 799 | FICO II | 785 | Beacon 5 | 768 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 820 | FICO II | 801 | Beacon 5 | 808 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| 224853711 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2200.00 | Third Party Rental Source | $1959.59 |  | 0.000000 | 0.89 |  |  | 1.12 | 1.12 | $1959.59 |  |  | Yes | [redacted] | [redacted] | 24 | Long Term | $2800.00 | $2200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $119.04 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor | 2.75 | US Citizen |  | 728 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 728 | FICO II | 735 | Beacon 5 | 701 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 196.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224853855 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2100.00 | Rent on Existing Lease | $1370.04 |  | 0.000000 | 0.65 |  |  | 1.53 | 1.53 | $1370.04 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $2100.00 | $2100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $18900.00 |  |  | [redacted] | $74.00 | Level 4-Stated/Verified as defined | No | 1 | 28 | No | No |  | Experienced Investor | 1.51 | US Citizen |  | 807 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 9 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 811 | FICO II | 807 | Beacon 5 | 797 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 128.571% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224853857 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3150.00 | Third Party Rental Source | $3162.06 |  | 0.000000 | 1 |  |  | 0.99 | 0.99 | $3162.06 |  |  | No |  |  |  | Long Term |  | $3150.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $79.27 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 754 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 772 | Fair Isaac (VER. 2) | 759 | FICO Classic V5 Facta | 754 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 769 | Fair Isaac (VER. 2) | 754 | FICO Classic V5 Facta | 754 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 64.167% | [Redacted] |  |  | 64.167% |  |  | 64.167% |  |  |  |  |  |  |  |  |
| 224853981 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3695.00 | Third Party Rental Source | $3596.85 |  | 0.000000 | 0.97 |  |  | 1.02 | 1.02 | $3596.85 |  |  | No |  |  |  | Long Term |  | $3695.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $179.67 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor | 2.27 | US Citizen |  | 708 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 689 | FICO II | 710 | Beacon 5 | 708 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 846.747% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224854094 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4672.62 |  | 0.000000 |  |  |  |  |  | $4672.62 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $75.83 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 13.18 | US Citizen | US Citizen | 797 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Retired |  |  | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 786 | FICO II | 797 | Beacon 5 | 797 | FICO Risk Score Classic 04 | Individual | Individual | Unemployed |  |  | 5 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 803 | FICO II | 808 | Beacon 5 | 819 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224854365 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3034.64 |  | 0.445378 |  |  |  |  |  | $3034.64 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $313.59 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 3.07 | Non-Permanent Resident Alien |  | 699 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | Non-Permanent Resident Alien | Employment Authorization |  | Level 4-Stated/Verified as defined | [Redacted] | 699 | FICO II |  |  | 733 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 3 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224854464 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3400.00 | Third Party Rental Source | $2276.84 |  | 0.000000 | 0.66 |  |  | 1.49 | 1.49 | $2276.84 |  |  | No |  |  |  | Long Term |  | $3400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $42.00 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 701 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 712 | FICO II | 680 | Beacon 5 | 701 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| 224854521 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1185.00 | Third Party Rental Source | $956.38 |  | 0.000000 | 0.8 |  |  | 1.23 | 1.23 | $956.38 |  |  | No |  |  |  | Long Term |  | $1185.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $19940.00 |  |  | [redacted] | $112.01 | Level 1-Not Stated/Not Verified | No | 1 | 3 | No |  | No | Experienced Investor | 0.54 |  | US Citizen | 761 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 760 | FICO II | 780 | Beacon 5 | 762 | FICO Risk Score Classic 04 | Individual |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/04/2025 | 745 | FICO II | 768 | Beacon 5 | 761 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 87.472% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224869811 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2700.00 | Third Party Rental Source | $1825.61 |  | 0.000000 | 0.67 |  |  | 1.47 | 1.47 | $1825.61 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $1500.00 | $1350.00 | Yes | [redacted] | [redacted] | 12 | Long Term | $1300.00 | $1350.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $10000.00 |  |  | [redacted] | $85.17 | Level 4-Stated/Verified as defined | No | 1 | 6 | No | No |  | Experienced Investor |  | Permanent Resident Alien |  | 803 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | [Redacted] | 803 | FICO II | 804 | Beacon 5 | 803 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | Good |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| 224869827 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2950.00 | Third Party Rental Source | $2904.32 |  | 0.000000 | 0.98 |  |  | 1.01 | 1.01 | $2904.32 |  |  | Yes | [redacted] | [redacted] | 24 | Long Term | $3500.00 | $2950.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $80000.00 |  |  | [redacted] | $124.33 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  | No | Experienced Investor | 8.61 |  | US Citizen | 713 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 713 | FICO II | 693 | Beacon 5 | 714 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224869829 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2150.00 | Third Party Rental Source | $2064.79 |  | 0.000000 | 0.96 |  |  | 1.04 | 1.04 | $2064.79 |  |  | No |  |  |  | Long Term |  | $2150.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $6000.00 |  |  | [redacted] | $27.50 | Level 3-Stated/Partially Verified | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 733 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | [Redacted] | 733 | FICO II | 730 | Beacon 5 | 741 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| 224869832 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2100.00 | Rent on Existing Lease | $1884.96 |  | 0.000000 | 0.89 |  |  | 1.11 | 1.11 | $1884.96 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $1050.00 | $1050.00 | Yes | [redacted] | [redacted] | 12 | Long Term | $1050.00 | $1050.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $28500.00 |  |  | [redacted] | $398.55 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 760 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 5 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 760 | FICO II | 759 | Beacon 5 | 784 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 5 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 769 | FICO II | 744 | Beacon 5 | 740 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| 224878740 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2340.24 |  | 0.386089 |  |  |  |  |  | $2340.24 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $141.07 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 773 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 813 | FICO II | 774 | Beacon 5 | 765 | FICO Risk Score Classic 04 | Individual | Individual | Unemployed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 769 | FICO II | 773 | Beacon 5 | 794 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224878743 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1200.00 | Third Party Rental Source | $851.71 |  | 0.000000 | 0.7 |  |  | 1.40 | 1.4 | $851.71 |  |  | No |  |  |  | Long Term |  | $1200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $92.00 | Level 4-Stated/Verified as defined | No | 1 | 20 | No | No |  | Experienced Investor |  | US Citizen |  | 742 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 13 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 742 | FICO II | 720 | Beacon 5 | 747 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| 224878879 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $5790.00 | Multiple Sources | $4549.79 |  | 0.000000 | 0.78 |  |  | 1.27 | 1.27 | $4549.79 |  |  | Yes | [redacted] | [redacted] | 24 | Long Term | $2100.00 | $2150.00 | Yes | [redacted] | [redacted] | 24 | Long Term | $2040.00 | $2150.00 | Yes | [redacted] | [redacted] | 24 | Long Term | $2000.00 | $1650.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $141.42 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor | 2.90 | US Citizen |  | 791 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 795 | FICO II | 791 | Beacon 5 | 785 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 3 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 69.403% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224879447 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $8939.36 |  | 0.269095 |  |  |  |  |  | $8939.36 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $626.08 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 753 |  |  |  |  | 3 | 0 | 0 | 3 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 710 | Fair Isaac (VER. 2) | 753 | FICO Classic V5 Facta | 770 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 3 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224879449 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4447.85 |  | 0.382584 |  |  |  |  |  | $4447.85 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $652.09 | Level 1-Not Stated/Not Verified |  |  |  | No |  | No |  |  |  | US Citizen | 802 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 776 | FICO II | 802 | Beacon 5 | 808 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 11/12/2025 |  |  |  |  |  |  | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224879465 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1900.00 | Rent on Existing Lease | $1528.64 |  | 0.000000 | 0.8 |  |  | 1.24 | 1.24 | $1528.64 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $950.00 | $950.00 | Yes | [redacted] | [redacted] | 12 | Long Term | $950.00 | $950.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $153.66 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor | 2.86 | US Citizen |  | 750 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 739 | FICO II | 750 | Beacon 5 | 761 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 42.344% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224879468 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3550.00 | Third Party Rental Source | $3273.00 |  | 0.000000 | 0.92 |  |  | 1.08 | 1.08 | $3273.00 |  |  | Yes | [redacted] | [redacted] | 14 | Long Term | $3195.00 | $3550.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $204.58 | Level 4-Stated/Verified as defined | No | 1 | 25 | No |  | No | Experienced Investor | 0.38 |  | US Citizen | 763 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 5 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 774 | FICO II | 717 | Beacon 5 | 763 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224879469 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $7500.00 | Third Party Rental Source | $5218.65 |  | 0.000000 | 0.69 |  |  | 1.43 | 1.43 | $5218.65 |  |  | No |  |  |  | Long Term |  | $7500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $371.58 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 791 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 797 | FICO II | 790 | Beacon 5 | 791 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 85.000% | [Redacted] |  |  | 85.000% |  |  | 85.000% |  |  |  |  |  |  |  |  |
| 224879474 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4700.00 | Third Party Rental Source | $3303.43 |  | 0.000000 | 0.7 |  |  | 1.42 | 1.42 | $3303.43 |  |  | No |  |  |  | Long Term |  | $1300.00 | No |  |  |  | Long Term |  | $3400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $207.25 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor |  | US Citizen |  | 791 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 791 | FICO II | 791 | Beacon 5 | 787 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| 224879475 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1900.00 | Third Party Rental Source | $1846.10 |  | 0.000000 | 0.97 |  |  | 1.02 | 1.02 | $1846.10 |  |  | No |  |  |  | Long Term |  | $1900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $73.14 | Level 1-Not Stated/Not Verified | No | 1 | 1 | Yes |  | Yes | Experienced Investor |  |  | Foreign National |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | Foreign National |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| 224879740 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1500.00 | Third Party Rental Source | $1493.64 |  | 0.000000 | 0.99 |  |  | 1.00 | 1 | $1493.64 |  |  | No |  |  |  | Long Term |  | $1500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $105.50 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 712 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 712 | FICO II | 689 | Beacon 5 | 735 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| 224879741 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $6936.18 |  | 0.365554 |  |  |  |  |  | $6936.18 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $362.53 | Level 4-Stated/Verified as defined |  |  |  | No |  | No |  |  |  | US Citizen | 799 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 757 | FICO II | 812 | Beacon 5 | 799 | FICO Risk Score Classic 04 | Individual |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/18/2025 | 790 | FICO II | 772 | Beacon 5 | 766 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224913946 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1099.83 |  | 0.285637 |  |  |  |  |  | $1099.83 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $50.50 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 28.02 | US Citizen |  | 759 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 744 | FICO II | 774 | Beacon 5 | 759 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224913972 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4300.00 | Rent on Existing Lease | $2936.30 |  | 0.000000 | 0.68 |  |  | 1.46 | 1.46 | $2936.30 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $1300.00 | $1300.00 | Yes | [redacted] | [redacted] | 12 | Long Term | $1350.00 | $1350.00 | Yes | [redacted] | [redacted] | 11 | Long Term | $1650.00 | $1650.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $54000.00 |  |  | [redacted] | $289.21 | Level 4-Stated/Verified as defined | No | 1 | 4 | No |  | No | Experienced Investor | 1.93 |  | US Citizen | 780 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 792 | FICO II | 780 | Beacon 5 | 764 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 3 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 69.247% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224913982 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1975.00 | Third Party Rental Source | $1458.93 |  | 0.000000 | 0.73 |  |  | 1.35 | 1.35 | $1458.93 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $2200.00 | $1975.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $174.59 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  | No | Experienced Investor | 0.83 |  | US Citizen | 711 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 711 | FICO II | 693 | Beacon 5 | 742 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 592.742% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224914014 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1600.00 | Rent on Existing Lease | $1336.19 |  | 0.000000 | 0.83 |  |  | 1.19 | 1.19 | $1336.19 |  |  | Yes | [redacted] | [redacted] | 1 | Long Term | $1600.00 | $1600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $133.35 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  | No | Experienced Investor | 2.07 |  | US Citizen | 801 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 822 | FICO II | 801 | Beacon 5 | 800 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 60.000% | [Redacted] |  |  | 126.923% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224914035 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4675.00 | Rent on Existing Lease | $2787.50 |  | 0.000000 | 0.59 |  |  | 1.67 | 1.67 | $2787.50 |  |  | Yes | [redacted] | [redacted] | 11 | Long Term | $2375.00 | $2375.00 | Yes | [redacted] | [redacted] | 11 | Long Term | $2300.00 | $2300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [redacted] | $239.17 | Level 1-Not Stated/Not Verified | No | 1 | 7 | No |  | No | Experienced Investor |  |  | US Citizen | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 778 | Fair Isaac (VER. 2) | 796 | Beacon 5 | 769 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| 224914066 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1600.00 | Third Party Rental Source | $1580.56 |  | 0.000000 | 0.98 |  |  | 1.01 | 1.01 | $1580.56 |  |  | Yes | [redacted] | [redacted] | 36 | Long Term | $3000.00 | $1600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [redacted] | $83.08 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  | No | Experienced Investor | 0.70 |  | US Citizen | 741 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Corp | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 741 | FICO II | 791 | Beacon 5 | 724 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 130.263% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224914106 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $5500.00 | Third Party Rental Source | $5499.40 |  | 0.000000 | 0.99 |  |  | 1.00 | 1 | $5499.40 |  |  | No |  |  |  | Long Term |  | $5500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $116800.00 |  |  | [redacted] | $189.75 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | First-Time Investor |  | US Citizen |  | 705 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 711 | FICO II | 704 | Beacon 5 | 705 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| 224914107 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1800.00 | Third Party Rental Source | $1650.35 |  | 0.000000 | 0.91 |  |  | 1.09 | 1.09 | $1650.35 |  |  | No |  |  |  | Long Term |  | $1800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $131.08 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor |  | Non-Permanent Resident Alien |  | 753 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | Non-Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | [Redacted] | 728 | FICO II | 755 | Beacon 5 | 753 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| 224914114 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1900.00 | Third Party Rental Source | $1339.16 |  | 0.000000 | 0.7 |  |  | 1.41 | 1.41 | $1339.16 |  |  | No |  |  |  | Long Term |  | $1900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [redacted] | $87.58 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  | No | Experienced Investor | 3.36 |  | US Citizen | 777 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 779 | FICO II | 777 | Beacon 5 | 765 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 65.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224914116 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $8900.00 | Rent on Existing Lease | $4962.94 |  | 0.000000 | 0.55 |  |  | 1.79 | 1.79 | $4962.94 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $3300.00 | $3300.00 | Yes | [redacted] | [redacted] | 12 | Long Term | $3300.00 | $3300.00 | Yes | [redacted] | [redacted] | 12 | Long Term | $2300.00 | $2300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $400.50 | Level 4-Stated/Verified as defined | No | 1 | 6 | No |  | No | Experienced Investor | 17.79 |  | US Citizen | 704 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 723 | FICO II | 689 | Beacon 5 | 704 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  | [redacted] | 3 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 55.882% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224914118 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $960.00 | Third Party Rental Source | $864.12 |  | 0.000000 | 0.9 |  |  | 1.11 | 1.11 | $864.12 |  |  | No |  |  |  | Long Term |  | $960.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $18900.00 |  |  | [redacted] | $104.85 | Level 4-Stated/Verified as defined | No | 1 | 5 | No | No |  | Experienced Investor |  | US Citizen |  | 761 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 6 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  | 786 | Beacon 5 | 761 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| 224914120 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1500.00 | Rent on Existing Lease | $1101.78 |  | 0.000000 | 0.73 |  |  | 1.36 | 1.36 | $1101.78 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $1500.00 | $1600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [redacted] | $87.33 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  | No | Experienced Investor | 13.95 |  | US Citizen | 777 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 779 | FICO II | 777 | Beacon 5 | 765 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 65.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224914123 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $9500.00 | Third Party Rental Source | $5877.66 |  | 0.000000 | 0.61 |  |  | 1.61 | 1.61 | $5877.66 |  |  | No |  |  |  | Long Term |  | $9500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $69680.00 |  |  | [redacted] | $205.83 | Level 4-Stated/Verified as defined | No | 1 | 6 | No | No |  | Experienced Investor | 1.44 | US Citizen |  | 769 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 5 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 769 | FICO II | 771 | Beacon 5 | 762 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 64.203% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224914190 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1950.00 | Third Party Rental Source | $1675.64 |  | 0.000000 | 0.85 |  |  | 1.16 | 1.16 | $1675.64 |  |  | No |  |  |  | Long Term |  | $1950.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $2400.00 |  |  | [redacted] | $59.99 | Level 1-Not Stated/Not Verified | No | 1 | 1 | No |  | No | Experienced Investor |  |  | US Citizen | 722 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 719 | FICO II | 722 | Beacon 5 | 744 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| 224914496 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4075.00 | Rent on Existing Lease | $2316.35 |  | 0.000000 | 0.56 |  |  | 1.75 | 1.75 | $2316.35 |  |  | Yes | [redacted] | [redacted] | 1 | Long Term | $975.00 | $1050.00 | Yes | [redacted] | [redacted] | 11 | Long Term | $1000.00 | $1050.00 | Yes | [redacted] | [redacted] | 1 | Long Term | $1050.00 | $1050.00 | Yes | 11/01/2025 | 10/31/2026 | 12 | Long Term | $1050.00 | $1050.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $35600.00 |  |  | [redacted] | $383.44 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | Permanent Resident Alien |  | 747 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | [Redacted] | 732 | FICO II | 747 | Beacon 5 | 761 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 4 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| 224914499 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4250.00 | Third Party Rental Source | $2828.79 |  | 0.000000 | 0.66 |  |  | 1.50 | 1.5 | $2828.79 |  |  | No |  |  |  | Long Term |  | $1750.00 | Yes | [redacted] | [redacted] | 12 | Long Term | $2500.00 | $2500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $140.92 | Level 1-Not Stated/Not Verified | No | 1 | 3 | No |  | No | Experienced Investor | 8.53 |  | US Citizen | 799 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 787 | FICO II | 805 | Beacon 5 | 799 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | Good |  |  |  |  |  |  |  |  |  | 62.727% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224914501 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1950.00 | Third Party Rental Source | $1681.12 |  | 0.000000 | 0.86 |  |  | 1.15 | 1.15 | $1681.12 |  |  | No |  |  |  | Long Term |  | $1950.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $61.67 | Level 1-Not Stated/Not Verified | No | 1 | 2 | No |  | No | Experienced Investor |  |  | US Citizen | 667 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 651 | FICO II | 667 | Beacon 5 | 687 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| 224914502 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2100.00 | Rent on Existing Lease | $1439.98 |  | 0.000000 | 0.68 |  |  | 1.45 | 1.45 | $1439.98 |  |  | Yes | [redacted] | [redacted] | 1 | Long Term | $1075.00 | $1075.00 | Yes | [redacted] | [redacted] | 1 | Long Term | $1025.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $25000.00 |  |  | [redacted] | $275.68 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor |  | Permanent Resident Alien |  | 747 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | [Redacted] | 732 | FICO II | 747 | Beacon 5 | 761 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| 224914504 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $8140.00 | Multiple Sources | $5188.04 |  | 0.000000 | 0.63 |  |  | 1.56 | 1.56 | $5188.04 |  |  | Yes | [redacted] | [redacted] | 13 | Long Term | $2100.00 | $1800.00 | Yes | [redacted] | [redacted] | 12 | Long Term | $2140.00 | $2300.00 | Yes | [redacted] | [redacted] | 12 | Long Term | $2100.00 | $2300.00 | Yes | 01/01/2025 | 12/31/2027 | 36 | Long Term | $1975.00 | $2300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $430.75 | Level 4-Stated/Verified as defined | No | 1 | 3 | No |  | No | Experienced Investor | 9.29 |  | US Citizen | 789 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  | Level 1-Not Stated/Not Verified | [Redacted] | 791 | FICO II | 789 | Beacon 5 | 783 | FICO Risk Score Classic 04 | Individual |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/01/2025 | 787 | FICO II | 805 | Beacon 5 | 799 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 4 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 62.632% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224914521 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3983.98 |  | 0.430780 |  |  |  |  |  | $3983.98 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $307.25 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  | 2.63 | US Citizen | US Citizen | 745 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 6 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 750 | FICO II | 745 | Beacon 5 | 740 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 6 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 804 | FICO II | 799 | Beacon 5 | 796 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224914636 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $5875.00 | Rent on Existing Lease | $2670.78 |  | 0.000000 | 0.45 |  |  | 2.19 | 2.19 | $2670.78 |  |  | Yes | [redacted] | [redacted] | 24 | Long Term | $1625.00 | $1625.00 | Yes | [redacted] | [redacted] | 12 | Long Term | $2200.00 | $2200.00 | Yes | 09/01/2023 | 08/31/2025 | 24 | Long Term | $2050.00 | $2150.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [redacted] | $240.67 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  | No | Experienced Investor | 9.24 |  | US Citizen | 799 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 787 | FICO II | 805 | Beacon 5 | 799 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 3 |  |  |  |  | Good |  |  |  |  |  |  |  |  |  | 44.036% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224926006 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2400.00 | Third Party Rental Source | $1679.04 |  | 0.000000 | 0.69 |  |  | 1.42 | 1.42 | $1679.04 |  |  | No |  |  |  | Long Term |  | $2400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $97.80 | Level 4-Stated/Verified as defined | No | 1 | 1 | Yes |  | Yes | Experienced Investor |  |  | Foreign National |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | Foreign National |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| 224926019 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3064.50 |  | 0.304322 |  |  |  |  |  | $3064.50 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $88.23 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 21.25 | US Citizen |  | 774 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 6 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 787 | FICO II | 726 | Beacon 5 | 774 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224926021 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2300.00 | Third Party Rental Source | $2226.41 |  | 0.000000 | 0.96 |  |  | 1.03 | 1.03 | $2226.41 |  |  | No |  |  |  | Long Term |  | $2300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $151.90 | Level 3-Stated/Partially Verified | No | 1 | 5 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 759 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 4 | US Citizen |  |  | Level 3-Stated/Partially Verified | [Redacted] | 785 | FICO II | 759 | Beacon 5 | 712 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 4 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 799 | FICO II | 743 | Beacon 5 | 717 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| 224926024 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $5100.00 | Third Party Rental Source | $4542.24 |  | 0.000000 | 0.89 |  |  | 1.12 | 1.12 | $4542.24 |  |  | No |  |  |  | Long Term |  | $2550.00 | No |  |  |  | Long Term |  | $2550.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $147.92 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  | No | Experienced Investor |  |  | Non-Permanent Resident Alien | 816 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 2 | Non-Permanent Resident Alien |  | Level 4-Stated/Verified as defined | [Redacted] | 757 | FICO II | 757 | Beacon 5 | 769 | FICO Risk Score Classic 04 | Individual |  |  | 2 | Non-Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | 11/26/2025 | 816 | FICO II | 805 | Beacon 5 | 818 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| 224926077 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1500.00 | Third Party Rental Source | $1356.15 |  | 0.000000 | 0.9 |  |  | 1.10 | 1.1 | $1356.15 |  |  | No |  |  |  | Long Term |  | $1500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $20000.00 |  |  | [redacted] | $147.75 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 768 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 776 | FICO II | 763 | Beacon 5 | 768 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| 224926080 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5488.62 |  | 0.480786 |  |  |  |  |  | $5488.62 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $0.00 | Level 3-Stated/Partially Verified |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 785 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 4 | US Citizen |  |  | Level 3-Stated/Partially Verified | [Redacted] | 785 | FICO II | 797 | Beacon 5 |  |  | Individual | Individual | Employed |  |  | 4 | US Citizen |  | Level 3-Stated/Partially Verified | [Redacted] | 810 | FICO II | 813 | Beacon 5 | 823 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224926082 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1700.00 | Third Party Rental Source | $1031.93 |  | 0.000000 | 0.6 |  |  | 1.64 | 1.64 | $1031.93 |  |  | No |  |  |  | Long Term |  | $1700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $115.42 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 765 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 764 | FICO II | 781 | Beacon 5 | 765 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| 224926091 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2247.00 | Third Party Rental Source | $1329.02 |  | 0.000000 | 0.59 |  |  | 1.69 | 1.69 | $1329.02 |  |  | No |  |  |  | Long Term |  | $1049.00 | No |  |  |  | Long Term |  | $1198.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $147.33 | Level 1-Not Stated/Not Verified | No | 1 | 7 | No |  |  | Experienced Investor | 1.00 |  |  | 791 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  | Individual |  |  | 5 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/15/2025 | 791 | FICO II | 797 | Beacon 5 | 789 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 150.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224926098 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2837.44 |  | 0.425595 |  |  |  |  |  | $2837.44 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $59.67 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 791 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 798 | FICO II | 791 | Beacon 5 | 783 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224926100 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2500.00 | Third Party Rental Source | $1725.79 |  | 0.000000 | 0.69 |  |  | 1.44 | 1.44 | $1725.79 |  |  | No |  |  |  | Long Term |  | $2500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $236.67 | Level 1-Not Stated/Not Verified | No | 1 | 5 | No |  | No | Experienced Investor |  |  | US Citizen | 753 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 774 | FICO II | 741 | Beacon 5 | 753 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| 224926104 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2000.00 | Rent on Existing Lease | $1661.90 |  | 0.000000 | 0.83 |  |  | 1.20 | 1.2 | $1661.90 |  |  | Yes | [redacted] | [redacted] | 354 | Long Term | $2000.00 | $2050.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $66.79 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  | No | Experienced Investor | 0.25 |  | US Citizen | 784 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 751 | FICO II | 784 | Beacon 5 | 786 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224926105 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4000.00 | Third Party Rental Source | $4803.25 |  | 0.000000 | 1.2 |  |  | 0.83 | 0.83 | $4803.25 |  |  | No |  |  |  | Long Term |  | $4000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $223.74 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  | No | Experienced Investor |  |  | US Citizen | 734 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 728 | FICO II | 734 | Beacon 5 | 751 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| 224926155 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4400.00 | Rent on Existing Lease | $2131.11 |  | 0.000000 | 0.48 |  |  | 2.06 | 2.06 | $2131.11 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $2000.00 | $2000.00 | Yes | [redacted] | [redacted] | 12 | Long Term | $2400.00 | $2400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $188.25 | Level 1-Not Stated/Not Verified | No | 1 | 4 | No |  | No | Experienced Investor | 1.56 |  | US Citizen | 780 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  | Level 2-Stated/Not Verified | [Redacted] | 792 | FICO II | 780 | Beacon 5 | 764 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224931462 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1998.08 |  | 0.193814 |  |  |  |  |  | $1998.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $65.58 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 685 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 685 | FICO II | 685 | Beacon 5 | 672 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224931510 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2285.00 | Third Party Rental Source | $2134.43 |  | 0.000000 | 0.93 |  |  | 1.07 | 1.07 | $2134.43 |  |  | No |  |  |  | Long Term |  | $2285.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $41000.00 |  |  | [redacted] | $167.75 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 774 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 805 | FICO II | 726 | Beacon 5 | 774 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 757 | FICO II | 743 | Beacon 5 | 739 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 79.375% | [Redacted] |  |  | 79.375% |  |  | 79.375% |  |  |  |  |  |  |  |  |
| 224933379 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $7500.00 | Third Party Rental Source | $6125.32 |  | 0.000000 | 0.81 |  |  | 1.22 | 1.22 | $6125.32 |  |  | No |  |  |  | Long Term |  | $7500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $132.58 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | First-Time Investor |  | US Citizen |  | 766 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 766 | FICO II | 760 | Beacon 5 | 772 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| 224933454 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2300.00 | Third Party Rental Source | $1580.10 |  | 0.000000 | 0.68 |  |  | 1.45 | 1.45 | $1580.10 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $1270.00 | $1150.00 | Yes | [redacted] | [redacted] | 12 | Long Term | $1150.00 | $1150.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $79.33 | Level 4-Stated/Verified as defined | No | 1 | 23 | No | No |  | Experienced Investor | 19.16 | US Citizen |  | 793 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 22 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 779 | FICO II | 796 | Beacon 5 | 793 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 60.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224933483 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4200.00 | Rent on Existing Lease | $3187.53 |  | 0.000000 | 0.75 |  |  | 1.31 | 1.31 | $3187.53 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $2000.00 | $2000.00 | Yes | [redacted] | [redacted] | 12 | Long Term | $2200.00 | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $207.33 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  | No | Experienced Investor | 1.96 |  | US Citizen | 804 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Corp | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 826 | FICO II | 804 | Beacon 5 | 804 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 74.946% | [Redacted] |  |  | 106.769% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224933497 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2600.00 | Third Party Rental Source | $2931.65 |  | 0.000000 | 1.12 |  |  | 0.88 | 0.88 | $2931.65 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $2400.00 | $2600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $13800.00 |  |  | [redacted] | $97.73 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor |  |  |  | 801 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 2 | Permanent Resident Alien |  |  | Level 2-Stated/Not Verified |  |  | Classic | 10/20/2025 | 819 | Fair Isaac (VER. 2) | 801 | FICO Classic V5 Facta | 780 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 68.667% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224943018 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3400.00 | Third Party Rental Source | $3312.52 |  | 0.000000 | 0.97 |  |  | 1.02 | 1.02 | $3312.52 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $3535.00 | $3400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $68280.00 |  |  | [redacted] | $107.17 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor | 7.98 |  |  | 672 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 12/18/2025 | 672 | FICO II | 719 | Beacon 5 | 647 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 60.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224943020 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3100.00 | Third Party Rental Source | $3037.81 |  | 0.000000 | 0.97 |  |  | 1.02 | 1.02 | $3037.81 |  |  | No |  |  |  | Long Term |  | $3100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $143.17 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 721 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 700 | FICO II | 754 | Beacon 5 | 721 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| 224943029 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1200.00 | Rent on Existing Lease | $1197.93 |  | 0.000000 | 0.99 |  |  | 1.00 | 1 | $1197.93 |  |  | Yes | [redacted] | [redacted] | 1 | Long Term | $1200.00 | $1550.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | [redacted] | $48.00 | Level 4-Stated/Verified as defined | No | 1 | 15 | No | No |  | Experienced Investor | 5.11 | US Citizen |  | 752 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 758 | FICO II | 748 | Beacon 5 | 752 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 64.737% | [Redacted] |  |  | 79.676% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224943341 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2600.00 | Third Party Rental Source | $1796.53 |  | 0.000000 | 0.69 |  |  | 1.44 | 1.44 | $1796.53 |  |  | No |  |  |  | Long Term |  | $2600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $43400.00 |  |  | [redacted] | $111.77 | Level 1-Not Stated/Not Verified | No | 1 | 1 | Yes |  | Yes | Experienced Investor |  |  | Foreign National |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | Foreign National |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| 224944937 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3200.00 | Multiple Sources | $2641.15 |  | 0.000000 | 0.82 |  |  | 1.21 | 1.21 | $2641.15 |  |  | Yes | [redacted] | [redacted] | 24 | Long Term | $1350.00 | $3200.00 | No |  |  |  | Long Term |  | $1300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $48719.00 |  |  | [redacted] | $125.08 | Level 4-Stated/Verified as defined | No | 1 | 27 | No | No |  | Experienced Investor | 1.76 | US Citizen |  | 662 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 678 | FICO II | 657 | Beacon 5 | 662 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 53.280% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224945286 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $6300.00 | Third Party Rental Source | $4337.68 |  | 0.000000 | 0.68 |  |  | 1.45 | 1.45 | $4337.68 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $6000.00 | $6300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [redacted] | $226.33 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  | No | Experienced Investor | 0.56 |  | US Citizen | 703 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 677 | FICO II |  |  | 676 | FICO Risk Score Classic 04 | Individual |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/06/2026 | 726 | FICO II | 703 | Beacon 5 | 682 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 158.186% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224945435 | [Redacted] | [Redacted] |  |  |  |  |  |  | No |  |  |  |  |  |  |  | $2113.88 |  | 0.285874 |  |  |  |  |  | $2113.88 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $33.83 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | Permanent Resident Alien |  | 700 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | Permanent Resident Alien | Resident Alien Card |  | Level 4-Stated/Verified as defined | [Redacted] | 700 | FICO II | 697 | Beacon 5 | 727 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224945456 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1630.00 | Third Party Rental Source | $1529.71 |  | 0.000000 | 0.93 |  |  | 1.06 | 1.06 | $1529.71 |  |  | No |  |  |  | Long Term |  | $1630.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $182.75 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  | No | Experienced Investor |  |  | US Citizen | 745 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 745 | FICO II | 750 | Beacon 5 | 721 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| 224949052 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1900.00 | Third Party Rental Source | $1881.49 |  | 0.000000 | 0.99 |  |  | 1.00 | 1 | $1881.49 |  |  | No |  |  |  | Long Term |  | $1900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $28.50 | Level 4-Stated/Verified as defined | No | 1 | 6 | No | No |  | Experienced Investor |  | US Citizen |  | 720 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 7 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 727 | FICO II | 720 | Beacon 5 | 720 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| 224949054 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1400.00 | Third Party Rental Source | $1361.02 |  | 0.000000 | 0.97 |  |  | 1.02 | 1.02 | $1361.02 |  |  | No |  |  |  | Long Term |  | $1400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $12500.00 |  |  | [redacted] | $17.92 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor |  | US Citizen |  | 805 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 805 | FICO II | 792 | Beacon 5 | 809 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| 224949056 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1800.00 | Third Party Rental Source | $1517.51 |  | 0.000000 | 0.84 |  |  | 1.18 | 1.18 | $1517.51 |  |  | No |  |  |  | Long Term |  | $1800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $30600.00 |  |  | [redacted] | $80.42 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor |  | US Citizen |  | 804 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 804 | FICO II | 791 | Beacon 5 | 807 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 69.492% | [Redacted] |  |  | 69.492% |  |  | 69.492% |  |  |  |  |  |  |  |  |
| 224949770 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2330.00 | Third Party Rental Source | $2722.11 |  | 0.000000 | 1.16 |  |  | 0.85 | 0.85 | $2722.11 |  |  | No |  |  |  | Long Term |  | $2330.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | [redacted] | $258.50 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 716 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 716 | FICO II | 710 | Beacon 5 | 719 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| 224949771 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $5350.00 | Rent on Existing Lease | $2246.84 |  | 0.000000 | 0.41 |  |  | 2.38 | 2.38 | $2246.84 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $5350.00 | $5500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $184.75 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor | 9.38 | US Citizen |  | 696 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 701 | FICO II | 656 | Beacon 5 | 696 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 24.178% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224949791 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1700.00 | Third Party Rental Source | $1697.96 |  | 0.000000 | 0.99 |  |  | 1.00 | 1 | $1697.96 |  |  | No |  |  |  | Long Term |  | $1700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $150.50 | Level 4-Stated/Verified as defined | No | 1 | 6 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 750 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 7 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 722 | FICO II | 727 | Beacon 5 | 720 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 7 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 759 | FICO II | 750 | Beacon 5 | 711 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| 224949877 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1575.00 | Third Party Rental Source | $1208.97 |  | 0.000000 | 0.76 |  |  | 1.30 | 1.3 | $1208.97 |  |  | No |  |  |  | Long Term |  | $1575.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | [redacted] | $172.50 | Level 4-Stated/Verified as defined | No | 1 | 6 | No |  | No | Experienced Investor |  |  | US Citizen | 779 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 790 | FICO II | 693 | Beacon 5 | 779 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 65.000% | [Redacted] |  |  | 65.000% |  |  | 65.000% |  |  |  |  |  |  |  |  |
| 224949905 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2736.87 |  | 0.468170 |  |  |  |  |  | $2736.87 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $143.95 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 776 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Retired |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 787 | FICO II | 775 | Beacon 5 | 776 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 3 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 787 | FICO II | 775 | Beacon 5 | 776 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224949912 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3228.87 |  | 0.467191 |  |  |  |  |  | $3228.87 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $69.17 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 761 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 743 | FICO II | 763 | Beacon 5 | 761 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 633 | FICO II | 629 | Beacon 5 | 612 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224949940 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2300.00 | Third Party Rental Source | $2179.84 |  | 0.000000 | 0.94 |  |  | 1.05 | 1.05 | $2179.84 |  |  | No |  |  |  | Long Term |  | $2300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $152.70 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor |  | US Citizen |  | 668 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 646 | FICO II | 700 | Beacon 5 | 668 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| 224949942 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1550.00 | Rent on Existing Lease | $1164.70 |  | 0.000000 | 0.75 |  |  | 1.33 | 1.33 | $1164.70 |  |  | Yes | [redacted] | [redacted] | 1 | Long Term | $1550.00 | $1750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $72.00 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  | No | Experienced Investor | 0.43 |  | US Citizen | 777 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 779 | FICO II | 777 | Beacon 5 | 765 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 65.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224949943 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2700.00 | Third Party Rental Source | $2381.90 |  | 0.000000 | 0.88 |  |  | 1.13 | 1.13 | $2381.90 |  |  | No |  |  |  | Long Term |  | $1350.00 | No |  |  |  | Long Term |  | $1350.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $121.76 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 742 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 758 | FICO II | 742 | Beacon 5 | 726 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| 224949967 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5292.62 |  | 0.147480 |  |  |  |  |  | $5292.62 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $97.12 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 2.30 | US Citizen |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 751 | FICO II | 778 | Beacon 5 | 785 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224954698 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2250.00 | Rent on Existing Lease | $1520.25 |  | 0.000000 | 0.67 |  |  | 1.48 | 1.48 | $1520.25 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $2250.00 | $2275.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [redacted] | $94.25 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  | No | Experienced Investor | 0.43 |  | US Citizen | 777 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 779 | FICO II | 777 | Beacon 5 | 765 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 65.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224954700 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3250.00 | Third Party Rental Source | $4707.60 |  | 0.000000 | 1.44 |  |  | 0.69 | 0.69 | $4707.60 |  |  | No |  |  |  | Long Term |  | $3250.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $52079.00 |  |  | [redacted] | $281.88 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 794 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 738 | FICO II | 744 | Beacon 5 | 752 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 794 | FICO II | 795 | Beacon 5 | 790 | FICO Risk Score Classic 04 | Individual |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/09/2025 | 720 | FICO II | 682 | Beacon 5 | 683 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| 224955112 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Short Term Vacation Rental (e.g., [redacted]) |  |  |  | $4194.91 | Third Party Rental Source | $1403.32 |  | 0.000000 | 0.33 |  |  | 2.98 | 2.98 | $1403.32 |  |  | No |  |  |  | Short Term Vacation Rental (e.g., [redacted]) |  | $4194.91 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $24700.00 |  |  | [redacted] | $89.58 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  | No | Experienced Investor | 0.84 |  | US Citizen | 776 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | [Redacted] | 755 | FICO II | 788 | Beacon 5 | 782 | FICO Risk Score Classic 04 | Individual |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/25/2025 | 769 | FICO II | 786 | Beacon 5 | 776 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 129.310% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224955575 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3270.42 |  | 0.434578 |  |  |  |  |  | $3270.42 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $70.42 | Level 1-Not Stated/Not Verified |  |  |  | No |  | No |  |  |  | Permanent Resident Alien | 784 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  | Individual | Individual | Employed |  |  | 1 | Permanent Resident Alien | Resident Alien Card | Level 4-Stated/Verified as defined | [Redacted] | 784 | FICO II | 752 | Beacon 5 | 797 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224955986 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $11054.00 | Rent on Existing Lease | $6726.18 |  | 0.000000 | 0.6 |  |  | 1.64 | 1.64 | $6726.18 |  |  | Yes | [redacted] | [redacted] | 60 | Long Term | $3500.00 | $3500.00 | Yes | [redacted] | [redacted] | 12 | Long Term | $3777.00 | $3777.00 | Yes | [redacted] | [redacted] | 12 | Long Term | $3777.00 | $3777.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $468.31 | Level 1-Not Stated/Not Verified | No | 1 | 5 | No |  | No | Experienced Investor | 0.32 |  | US Citizen | 734 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 4 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 734 | FICO II | 696 | Beacon 5 | 734 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 3 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 67.033% | [Redacted] |  |  | 93.367% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224961671 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1925.00 | Rent on Existing Lease | $1145.80 |  | 0.000000 | 0.59 |  |  | 1.68 | 1.68 | $1145.80 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $675.00 | $650.00 | Yes | [redacted] | [redacted] | 12 | Long Term | $625.00 | $650.00 | Yes | [redacted] | [redacted] | 12 | Long Term | $625.00 | $650.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $26300.00 |  |  | [redacted] | $157.92 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 752 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 752 | FICO II | 768 | Beacon 5 | 706 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 3 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 78.266% |  |  | 78.266% |  |  |  |  |  |  |  |  |
| 224962031 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3800.00 | Third Party Rental Source | $3794.93 |  | 0.000000 | 0.99 |  |  | 1.00 | 1 | $3794.93 |  |  | No |  |  |  | Long Term |  | $1900.00 | No |  |  |  | Long Term |  | $1900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $124400.00 |  |  | [redacted] | $63.67 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor |  | US Citizen |  | 817 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 824 | Fair Isaac (VER. 2) | 817 | FICO Classic V5 Facta | 811 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 60.000% | [Redacted] |  |  | 60.000% |  |  | 60.000% |  |  |  |  |  |  |  |  |
| 224965433 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $8500.00 | Rent on Existing Lease | $8401.20 |  | 0.000000 | 0.98 |  |  | 1.01 | 1.01 | $8401.20 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $8500.00 | $7500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $30600.00 |  |  | [redacted] | $98.03 | Level 4-Stated/Verified as defined | No | 1 | 3 | No |  | No | Experienced Investor |  |  | US Citizen | 791 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 4 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 815 | FICO II | 791 | Beacon 5 | 785 | FICO Risk Score Classic 04 | Individual |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/25/2025 | 781 | FICO II | 759 | Beacon 5 | 747 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 79.381% | [Redacted] |  |  | 79.381% |  |  | 79.381% |  |  |  |  |  |  |  |  |
| 224972580 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3600.00 | Third Party Rental Source | $1987.58 |  | 0.000000 | 0.55 |  |  | 1.81 | 1.81 | $1987.58 |  |  | No |  |  |  | Long Term |  | $1800.00 | Yes | [redacted] | [redacted] | 11 | Long Term | $1800.00 | $1800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $51000.00 |  |  | [redacted] | $141.33 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 714 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 702 | FICO II | 714 | Beacon 5 | 750 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | Good |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| 224987951 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2300.00 | Third Party Rental Source | $1745.68 |  | 0.000000 | 0.75 |  |  | 1.31 | 1.31 | $1745.68 |  |  | No |  |  |  | Long Term |  | $1150.00 | No |  |  |  | Long Term |  | $1150.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $218.67 | Level 1-Not Stated/Not Verified | No | 1 | 4 | No |  | No | Experienced Investor |  |  | US Citizen | 722 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 4 | US Citizen |  | Level 3-Stated/Partially Verified | [Redacted] | 758 | FICO II | 719 | Beacon 5 | 722 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| 224987954 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3700.00 | Third Party Rental Source | $2939.15 |  | 0.000000 | 0.79 |  |  | 1.25 | 1.25 | $2939.15 |  |  | No |  |  |  | Long Term |  | $3700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $51100.00 |  |  | [redacted] | $167.08 | Level 4-Stated/Verified as defined | No | 1 | 5 | No | No |  | Experienced Investor | 19.28 | US Citizen |  | 776 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 5 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  | 786 | Beacon 5 | 776 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 61.667% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224987956 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1075.00 | Third Party Rental Source | $1031.64 |  | 0.000000 | 0.95 |  |  | 1.04 | 1.04 | $1031.64 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $1100.00 | $1075.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $50.19 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor |  | US Citizen |  | 784 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 774 | FICO II | 800 | Beacon 5 | 784 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| 224987958 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1750.00 | Third Party Rental Source | $1511.10 |  | 0.000000 | 0.86 |  |  | 1.15 | 1.15 | $1511.10 |  |  | No |  |  |  | Long Term |  | $1750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | [redacted] | $204.58 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 711 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 711 | FICO II | 707 | Beacon 5 | 717 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C5 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| 224987961 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2100.00 | Third Party Rental Source | $2045.03 |  | 0.000000 | 0.97 |  |  | 1.02 | 1.02 | $2045.03 |  |  | No |  |  |  | Long Term |  | $2100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $187.67 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 721 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 743 | Fair Isaac (VER. 2) | 721 | FICO Classic V5 Facta | 702 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| 224987964 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Short Term Vacation Rental (e.g., [redacted]) |  |  |  | $18750.00 | Third Party Rental Source | $11238.36 |  | 0.000000 | 0.59 |  |  | 1.66 | 1.66 | $11238.36 |  |  | No |  |  |  | Short Term Vacation Rental (e.g., [redacted]) |  | $18750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $650.08 | Level 1-Not Stated/Not Verified | No | 1 | 3 | No |  | No | Experienced Investor |  |  | US Citizen | 726 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 756 | Fair Isaac (VER. 2) | 726 | Beacon 5 | 721 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| 224987965 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2000.00 | Rent on Existing Lease | $1511.78 |  | 0.000000 | 0.75 |  |  | 1.32 | 1.32 | $1511.78 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $2000.00 | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $170.17 | Level 4-Stated/Verified as defined | No | 1 | 5 | No |  | No | Experienced Investor | 0.62 |  | US Citizen | 769 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 4 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 749 | FICO II | 769 | Beacon 5 | 790 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224987968 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2425.00 | Third Party Rental Source | $2178.41 |  | 0.000000 | 0.89 |  |  | 1.11 | 1.11 | $2178.41 |  |  | No |  |  |  | Long Term |  | $2425.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $110.75 | Level 4-Stated/Verified as defined | No | 1 | 6 | No | No |  | Experienced Investor |  | US Citizen |  | 793 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 793 | FICO II | 805 | Beacon 5 | 783 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| 224987971 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $5800.00 | Third Party Rental Source | $5188.17 |  | 0.000000 | 0.89 |  |  | 1.11 | 1.11 | $5188.17 |  |  | No |  |  |  | Long Term |  | $3200.00 | No |  |  |  | Long Term |  | $2600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $170.92 | Level 1-Not Stated/Not Verified | No | 1 | 4 | No |  | No | Experienced Investor |  |  | US Citizen | 758 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 786 | FICO II | 758 | Beacon 5 | 749 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| 224988682 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $18185.00 | Third Party Rental Source | $14474.64 |  | 0.000000 | 0.79 |  |  | 1.25 | 1.25 | $14474.64 |  |  | No |  |  |  | Long Term |  | $3935.00 | No |  |  |  | Long Term |  | $4750.00 | No |  |  |  | Long Term |  | $4750.00 | No |  |  |  | Long Term |  | $4750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $213500.00 |  |  | [redacted] | $434.40 | Level 1-Not Stated/Not Verified | No | 1 | 4 | No |  | No | Experienced Investor |  |  | US Citizen | 798 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 4 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 801 | FICO II | 798 | Beacon 5 | 765 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 4 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| 224988690 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1650.00 | Third Party Rental Source | $1390.72 |  | 0.000000 | 0.84 |  |  | 1.18 | 1.18 | $1390.72 |  |  | No |  |  |  | Long Term |  | $1650.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $20000.00 |  |  | [redacted] | $34.17 | Level 4-Stated/Verified as defined | No | 1 | 5 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 801 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 797 | FICO II | 800 | Beacon 5 | 800 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 788 | FICO II | 804 | Beacon 5 | 801 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| 224988696 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2469.11 |  | 0.103004 |  |  |  |  |  | $2469.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $104.75 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 753 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 753 | FICO II | 755 | Beacon 5 | 734 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224988710 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2150.00 | Rent on Existing Lease | $2053.70 |  | 0.000000 | 0.95 |  |  | 1.04 | 1.04 | $2053.70 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $2150.00 | $2150.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $2400.00 |  |  | [redacted] | $117.73 | Level 4-Stated/Verified as defined | No | 1 | 7 | No | No |  | Experienced Investor | 0.81 | US Citizen |  | 714 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 747 | FICO II | 711 | Beacon 5 | 714 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 90.441% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224989149 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3350.00 | Rent on Existing Lease | $1475.50 |  | 0.000000 | 0.44 |  |  | 2.27 | 2.27 | $1475.50 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $3350.00 | $4000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $31900.00 |  |  | [redacted] | $153.18 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  | No | Experienced Investor | 6.16 |  | US Citizen | 759 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 742 | FICO II | 756 | Beacon 5 | 734 | FICO Risk Score Classic 04 | Individual |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/24/2025 | 778 | FICO II | 759 | Beacon 5 | 757 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 16.129% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224989199 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2200.00 | Third Party Rental Source | $2038.62 |  | 0.000000 | 0.92 |  |  | 1.07 | 1.07 | $2038.62 |  |  | No |  |  |  | Long Term |  | $2200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $61.33 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 737 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 636 | FICO II | 680 | Beacon 5 | 613 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 681 | FICO II | 766 | Beacon 5 | 737 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 60.000% | [Redacted] |  |  | 60.000% |  |  | 60.000% |  |  |  |  |  |  |  |  |
| 224989222 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2099.00 | Rent on Existing Lease | $2235.67 |  | 0.000000 | 1.06 |  |  | 0.93 | 0.93 | $2235.67 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $2099.00 | $2350.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $147.33 | Level 4-Stated/Verified as defined | No | 1 | 1 | Yes | Yes |  | Experienced Investor | 12.62 | Foreign National |  | 790 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Foreign National |  |  | Level 4-Stated/Verified as defined | [Redacted] | 790 | FICO II | 796 | Beacon 5 | 776 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 65.000% | [Redacted] |  |  | 159.615% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224989892 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2674.29 |  | 0.493535 |  |  |  |  |  | $2674.29 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $45.69 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  |  | US Citizen |  | 759 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified | [Redacted] | 759 | Fair Isaac (VER. 2) | 774 | FICO Classic V5 Facta | 745 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224990463 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $8804.62 |  | 0.322960 |  |  |  |  |  | $8804.62 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $186.58 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 814 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 5 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 829 | Fair Isaac (VER. 2) | 814 | FICO Classic V5 Facta | 797 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 5 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 809 | Fair Isaac (VER. 2) | 801 | FICO Classic V5 Facta | 800 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224991908 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $10000.00 | Third Party Rental Source | $9082.74 |  | 0.000000 | 0.9 |  |  | 1.10 | 1.1 | $9082.74 |  |  | No |  |  |  | Long Term |  | $10000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $418.98 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  | No | Experienced Investor | 7.15 |  | US Citizen | 652 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 661 | FICO II | 652 | Beacon 5 | 643 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 33.333% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224991913 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4200.00 | Third Party Rental Source | $3203.19 |  | 0.000000 | 0.76 |  |  | 1.31 | 1.31 | $3203.19 |  |  | No |  |  |  | Long Term |  | $2100.00 | No |  |  |  | Long Term |  | $2100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $39200.00 |  |  | [redacted] | $307.92 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  | No | Experienced Investor |  |  | US Citizen | 700 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 700 | FICO II | 718 | Beacon 5 | 667 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| 224991915 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1600.00 | Third Party Rental Source | $1246.91 |  | 0.000000 | 0.77 |  |  | 1.28 | 1.28 | $1246.91 |  |  | No |  |  |  | Long Term |  | $1600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $37300.00 |  |  | [redacted] | $119.00 | Level 2-Stated/Not Verified | No | 1 | 2 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 770 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  |  | Level 2-Stated/Not Verified | [Redacted] | 752 | FICO II | 745 | Beacon 5 | 751 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 4 | US Citizen |  | Level 1-Not Stated/Not Verified | [Redacted] | 772 | FICO II | 770 | Beacon 5 | 756 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| 224991932 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1500.00 | Rent on Existing Lease | $1363.43 |  | 0.000000 | 0.9 |  |  | 1.10 | 1.1 | $1363.43 |  |  | Yes | [redacted] | [redacted] | 13 | Long Term | $1500.00 | $1750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [redacted] | $87.67 | Level 3-Stated/Partially Verified | No | 1 | 3 | No |  | No | Experienced Investor | 19.93 |  | US Citizen | 756 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 4 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 756 | FICO II | 743 | Beacon 5 | 776 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 60.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224991968 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1500.00 | Rent on Existing Lease | $1483.13 |  | 0.000000 | 0.98 |  |  | 1.01 | 1.01 | $1483.13 |  |  | Yes | [redacted] | [redacted] | 13 | Long Term | $1500.00 | $1675.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [redacted] | $68.25 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor | 8.90 | US Citizen |  | 804 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 809 | FICO II | 804 | Beacon 5 | 767 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 193.598% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224992773 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1800.00 | Third Party Rental Source | $1446.20 |  | 0.000000 | 0.8 |  |  | 1.24 | 1.24 | $1446.20 |  |  | No |  |  |  | Long Term |  | $1800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $33500.00 |  |  | [redacted] | $84.75 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor |  | US Citizen |  | 804 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 804 | FICO II | 791 | Beacon 5 | 807 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| 224992775 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1050.00 | Rent on Existing Lease | $1013.51 |  | 0.000000 | 0.96 |  |  | 1.03 | 1.03 | $1013.51 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $1050.00 | $1400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [redacted] | $53.33 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor | 22.56 | US Citizen |  | 638 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 604 | FICO II | 638 | Beacon 5 | 647 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 49.091% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224997321 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2525.00 | Rent on Existing Lease | $1604.64 |  | 0.000000 | 0.63 |  |  | 1.57 | 1.57 | $1604.64 |  |  | Yes | [redacted] | [redacted] | 1 | Long Term | $750.00 | $1200.00 | Yes | [redacted] | [redacted] | 1 | Long Term | $875.00 | $1200.00 | Yes | [redacted] | [redacted] | 1 | Long Term | $900.00 | $1000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $21345.00 |  |  | [redacted] | $154.58 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor | 2.06 | US Citizen |  | 802 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 803 | FICO II | 800 | Beacon 5 | 802 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 3 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 48.611% | [Redacted] |  |  | 498.405% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224999770 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $10700.00 | Third Party Rental Source | $9031.97 |  | 0.000000 | 0.84 |  |  | 1.18 | 1.18 | $9031.97 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $5250.00 | $4500.00 | No |  |  |  | Long Term |  | $3500.00 | Yes | [redacted] | [redacted] | 12 | Long Term | $2700.00 | $2700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $95000.00 |  |  | [redacted] | $1479.33 | Level 1-Not Stated/Not Verified | No | 1 | 1 | No |  | No | Experienced Investor | 1.52 |  | US Citizen | 804 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 830 | FICO II | 804 | Beacon 5 | 801 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 3 |  |  |  |  | Good |  |  |  |  |  |  |  |  |  | 55.928% | [Redacted] |  |  | 172.414% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225000317 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2300.00 | Third Party Rental Source | $2628.44 |  | 0.000000 | 1.14 |  |  | 0.87 | 0.87 | $2628.44 |  |  | No |  |  |  | Long Term |  | $2300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $105.52 | Level 4-Stated/Verified as defined | No | 1 | 1 | Yes |  | Yes | Experienced Investor |  |  | Foreign National |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | Foreign National |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| 225001418 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2000.00 | Rent on Existing Lease | $1410.68 |  | 0.000000 | 0.7 |  |  | 1.41 | 1.41 | $1410.68 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $2000.00 | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $80200.00 |  |  | [redacted] | $77.67 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor | 2.71 | Permanent Resident Alien |  | 752 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 3 | Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | [Redacted] | 735 | FICO II | 753 | Beacon 5 | 752 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 60.000% | [Redacted] |  |  | 67.043% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225001428 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Short Term Vacation Rental (e.g., [redacted]) |  |  |  | $6480.00 | Multiple Sources | $5202.93 |  | 0.000000 | 0.8 |  |  | 1.24 | 1.24 | $5202.93 |  |  | No |  |  |  | Short Term Vacation Rental (e.g., [redacted]) |  | $4800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $76000.00 |  |  | [redacted] | $204.58 | Level 1-Not Stated/Not Verified | No | 1 | 2 | No |  | No | Experienced Investor |  |  | US Citizen | 794 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 779 | FICO II | 794 | Beacon 5 | 803 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| 225001773 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4000.00 | Third Party Rental Source | $3209.14 |  | 0.000000 | 0.8 |  |  | 1.24 | 1.24 | $3209.14 |  |  | No |  |  |  | Long Term |  | $2000.00 | No |  |  |  | Long Term |  | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $34900.00 |  |  | [redacted] | $278.84 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  | No | Experienced Investor |  |  | US Citizen | 722 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 722 | FICO II | 692 | Beacon 5 | 725 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | Good |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| 225001774 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2000.00 | Rent on Existing Lease | $1370.21 |  | 0.000000 | 0.68 |  |  | 1.45 | 1.45 | $1370.21 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $2000.00 | $2050.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $80000.00 |  |  | [redacted] | $74.25 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor | 2.44 | Permanent Resident Alien |  | 752 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 3 | Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | [Redacted] | 735 | FICO II | 753 | Beacon 5 | 752 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 57.083% | [Redacted] |  |  | 60.352% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225003611 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $12348.00 | Third Party Rental Source | $11492.50 |  | 0.000000 | 0.93 |  |  | 1.07 | 1.07 | $11492.50 |  |  | No |  |  |  | Long Term |  | $12348.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $1196.42 | Level 3-Stated/Partially Verified | No | 1 | 13 | No |  | No | Experienced Investor |  |  | US Citizen | 752 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 8 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 764 | Fair Isaac (VER. 2) | 745 | FICO Classic V5 Facta | 747 | FICO Risk Score Classic 04 | Individual |  |  | 5 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/12/2025 | 752 | Fair Isaac (VER. 2) | 740 | FICO Classic V5 Facta | 772 | FICO Risk Score Classic 04 | Individual |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/25/2025 | 639 | Fair Isaac (VER. 2) | 673 | FICO Classic V5 Facta | 674 | FICO Risk Score Classic 04 | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| 225003612 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1800.00 | Third Party Rental Source | $1794.56 |  | 0.000000 | 0.99 |  |  | 1.00 | 1 | $1794.56 |  |  | No |  |  |  | Long Term |  | $1800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $26000.00 |  |  | [redacted] | $74.50 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 767 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 755 | FICO II | 796 | Beacon 5 | 767 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 789 | FICO II | 801 | Beacon 5 | 799 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| 225003615 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1550.00 | Third Party Rental Source | $1174.25 |  | 0.000000 | 0.75 |  |  | 1.31 | 1.31 | $1174.25 |  |  | No |  |  |  | Long Term |  | $1550.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $32.33 | Level 4-Stated/Verified as defined | No | 1 | 9 | No |  | No | Experienced Investor |  |  | US Citizen | 763 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 1-Not Stated/Not Verified | [Redacted] | 777 | FICO II | 763 | Beacon 5 | 740 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| 225003717 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2000.00 | Rent on Existing Lease | $1334.19 |  | 0.000000 | 0.66 |  |  | 1.49 | 1.49 | $1334.19 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $2000.00 | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [redacted] | $87.25 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  | No | First-Time Investor | 6.22 |  | US Citizen | 777 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 779 | FICO II | 777 | Beacon 5 | 765 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 62.500% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 225003977 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1600.00 | Rent on Existing Lease | $1356.27 |  | 0.000000 | 0.84 |  |  | 1.17 | 1.17 | $1356.27 |  |  | Yes | [redacted] | [redacted] | 13 | Long Term | $1600.00 | $1850.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $61.83 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor | 9.90 | US Citizen |  | 804 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 809 | FICO II | 804 | Beacon 5 | 767 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 68.097% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 225003979 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2000.00 | Third Party Rental Source | $1885.81 |  | 0.000000 | 0.94 |  |  | 1.06 | 1.06 | $1885.81 |  |  | No |  |  |  | Long Term |  | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $123.75 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 733 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 778 | FICO II | 732 | Beacon 5 | 733 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 2 | US Citizen |  | Level 1-Not Stated/Not Verified | [Redacted] | 763 | FICO II | 722 | Beacon 5 | 733 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| 225003980 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2100.00 | Third Party Rental Source | $1298.44 |  | 0.000000 | 0.61 |  |  | 1.61 | 1.61 | $1298.44 |  |  | No |  |  |  | Long Term |  | $2100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $28000.00 |  |  | [redacted] | $101.33 | Level 1-Not Stated/Not Verified | No | 1 | 4 | No |  | No | Experienced Investor | 0.56 |  | US Citizen | 768 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 767 | FICO II | 768 | Beacon 5 | 774 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 58.885% | [Redacted] |  |  | 117.769% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225003982 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $8370.94 |  | 0.172803 |  |  |  |  |  | $8370.94 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $353.25 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 749 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 741 | Fair Isaac (VER. 2) | 753 | Beacon 5 | 749 | FICO Risk Score Classic 04 | Individual | Individual | Unemployed |  |  | 2 | US Citizen |  | Level 3-Stated/Partially Verified | [Redacted] | 732 | Fair Isaac (VER. 2) | 724 | Beacon 5 | 752 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 3 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 225005763 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1329.78 |  | 0.355088 |  |  |  |  |  | $1329.78 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $131.20 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 795 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 756 | FICO II | 778 | Beacon 5 | 773 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 800 | FICO II | 795 | Beacon 5 | 763 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 225005773 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2275.00 | Third Party Rental Source | $1738.75 |  | 0.000000 | 0.76 |  |  | 1.30 | 1.3 | $1738.75 |  |  | No |  |  |  | Long Term |  | $2275.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $132.75 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 796 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 797 | FICO II | 787 | Beacon 5 | 780 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 797 | FICO II | 796 | Beacon 5 | 775 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 44.418% | [Redacted] |  |  | 44.418% |  |  | 44.418% |  |  |  |  |  |  |  |  |
| 225005825 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2000.00 | Third Party Rental Source | $1448.41 |  | 0.000000 | 0.72 |  |  | 1.38 | 1.38 | $1448.41 |  |  | No |  |  |  | Long Term |  | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $94.00 | Level 4-Stated/Verified as defined | No | 1 | 6 | No | No |  | Experienced Investor |  | US Citizen |  | 816 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 829 | FICO II | 816 | Beacon 5 | 808 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 60.000% | [Redacted] |  |  | 60.000% |  |  | 60.000% |  |  |  |  |  |  |  |  |
| 225008086 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1849.19 |  | 0.477304 |  |  |  |  |  | $1849.19 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $86.89 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | Non-Permanent Resident Alien | Non-Permanent Resident Alien | 773 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | Non-Permanent Resident Alien | Passport | India | Level 4-Stated/Verified as defined | [Redacted] | 744 | FICO II | 757 | Beacon 5 | 757 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 1 | Non-Permanent Resident Alien | Passport India | Level 4-Stated/Verified as defined | [Redacted] | 767 | FICO II | 773 | Beacon 5 | 777 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 225010408 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3900.00 | Third Party Rental Source | $3738.96 |  | 0.000000 | 0.95 |  |  | 1.04 | 1.04 | $3738.96 |  |  | No |  |  |  | Long Term |  | $3900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $191.50 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor |  |  |  | 699 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | Full Recourse | 3 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 01/09/2026 | 697 | Fair Isaac | 719 | Beacon 5 | 699 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 225010415 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1650.00 | Third Party Rental Source | $1536.93 |  | 0.000000 | 0.93 |  |  | 1.07 | 1.07 | $1536.93 |  |  | No |  |  |  | Long Term |  | $1650.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $2400.00 |  |  | [redacted] | $98.42 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 759 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 782 | FICO II | 759 | Beacon 5 | 759 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| 225010670 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1800.00 | Third Party Rental Source | $1711.45 |  | 0.000000 | 0.95 |  |  | 1.05 | 1.05 | $1711.45 |  |  | No |  |  |  | Long Term |  | $1800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $95.17 | Level 1-Not Stated/Not Verified | No | 1 | 3 | No |  |  | Experienced Investor |  |  |  | 768 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 01/12/2026 | 798 | Fair Isaac | 765 | Beacon 5 | 739 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 01/12/2026 | 800 | Fair Isaac | 768 | Beacon 5 | 749 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| 225010676 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2175.00 | Third Party Rental Source | $1937.08 |  | 0.000000 | 0.89 |  |  | 1.12 | 1.12 | $1937.08 |  |  | No |  |  |  | Long Term |  | $2175.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $52500.00 |  |  | [redacted] | $171.42 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  | No | Experienced Investor |  |  | Permanent Resident Alien | 706 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | Permanent Resident Alien |  | Level 1-Not Stated/Not Verified | [Redacted] |  |  | 706 | Beacon 5 | 708 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| 225011645 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $7148.00 | Rent on Existing Lease | $5974.78 |  | 0.000000 | 0.83 |  |  | 1.19 | 1.19 | $5974.78 |  |  | Yes | [redacted] | [redacted] | 42 | Long Term | $3499.00 | $5500.00 | Yes | [redacted] | [redacted] | 12 | Long Term | $3649.00 | $4000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [redacted] | $165.33 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  | No | Experienced Investor | 21.08 |  | US Citizen | 777 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 765 | FICO II | 777 | Beacon 5 | 812 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 69.976% | [Redacted] |  |  | 159.389% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225012150 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2300.00 | Third Party Rental Source | $2132.48 |  | 0.000000 | 0.92 |  |  | 1.07 | 1.07 | $2132.48 |  |  | No |  |  |  | Long Term |  | $2300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $33500.00 |  |  | [redacted] | $134.31 | Level 4-Stated/Verified as defined | No | 1 | 1 | Yes |  | Yes | Experienced Investor |  |  | Foreign National |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | Foreign National |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual |  |  | 1 | Foreign National |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| 225012177 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2000.00 | Third Party Rental Source | $1418.44 |  | 0.000000 | 0.7 |  |  | 1.40 | 1.4 | $1418.44 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $1975.00 | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [redacted] | $67.58 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor | 0.77 | US Citizen |  | 804 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 809 | FICO II | 804 | Beacon 5 | 767 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 69.020% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 225012182 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1600.00 | Rent on Existing Lease | $1547.72 |  | 0.000000 | 0.96 |  |  | 1.03 | 1.03 | $1547.72 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $1600.00 | $1700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $157.92 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor | 2.84 | Permanent Resident Alien |  | 809 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | [Redacted] | 811 | FICO II | 784 | Beacon 5 | 809 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 66.088% | [Redacted] |  |  | 150.565% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225012606 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2000.00 | Rent on Existing Lease | $1927.10 |  | 0.000000 | 0.96 |  |  | 1.03 | 1.03 | $1927.10 |  |  | Yes | [redacted] | [redacted] | 23 | Long Term | $2000.00 | $2700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $77600.00 |  |  | [redacted] | $103.00 | Level 4-Stated/Verified as defined | No | 1 | 10 | No | No |  | Experienced Investor | 13.66 | US Citizen |  | 734 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 734 | Fair Isaac (VER. 2) | 737 | FICO Classic V5 Facta |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 53.908% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225012694 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1670.00 | Third Party Rental Source | $1669.66 |  | 0.000000 | 0.99 |  |  | 1.00 | 1 | $1669.66 |  |  | No |  |  |  | Long Term |  | $1670.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $18000.00 |  |  | [redacted] | $167.48 | Level 4-Stated/Verified as defined | No | 1 | 3 | No |  |  | Experienced Investor |  |  |  | 779 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | 11/13/2025 | 750 | Fair Isaac (VER. 2) | 765 | Beacon 5 | 750 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 10/06/2025 | 773 | Fair Isaac (VER. 2) | 785 | Beacon 5 | 779 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 79.000% | [Redacted] |  |  | 79.000% |  |  | 79.000% |  |  |  |  |  |  |  |  |
| 225014593 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2100.00 | Third Party Rental Source | $1490.08 |  | 0.000000 | 0.7 |  |  | 1.40 | 1.4 | $1490.08 |  |  | No |  |  |  | Long Term |  | $2100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $35600.00 |  |  | [redacted] | $76.59 | Level 4-Stated/Verified as defined | No | 1 | 1 | Yes |  | Yes | Experienced Investor |  |  | Foreign National |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Guarantor - Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | Foreign National |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| 225014870 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1600.00 | Rent on Existing Lease | $1296.57 |  | 0.000000 | 0.81 |  |  | 1.23 | 1.23 | $1296.57 |  |  | Yes | [redacted] | [redacted] | 13 | Long Term | $1600.00 | $1650.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $73.75 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor | 9.28 | US Citizen |  | 804 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 5 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 809 | FICO II | 804 | Beacon 5 | 767 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 64.004% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 225014879 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2502.07 |  | 0.076343 |  |  |  |  |  | $2502.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $62.58 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 795 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 763 | Fair Isaac (VER. 2) | 806 | Beacon 5 | 795 | VantageScore 4 | Individual | Individual | Unemployed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 770 | Fair Isaac (VER. 2) | 769 | Beacon 5 | 771 | VantageScore 4 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 225014938 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $6350.00 | Multiple Sources | $5482.88 |  | 0.000000 | 0.86 |  |  | 1.15 | 1.15 | $5482.88 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $2850.00 | $2800.00 | Yes | [redacted] | [redacted] | 12 | Long Term | $3550.00 | $3600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [redacted] | $175.33 | Level 4-Stated/Verified as defined | No | 1 | 4 | No |  | No | Experienced Investor | 1.96 |  | Non-Permanent Resident Alien | 713 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 4 | Non-Permanent Resident Alien |  | Level 4-Stated/Verified as defined | [Redacted] | 737 | FICO II | 695 | Beacon 5 | 713 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 63.500% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 225015248 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2800.00 | Third Party Rental Source | $2042.10 |  | 0.000000 | 0.72 |  |  | 1.37 | 1.37 | $2042.10 |  |  | No |  |  |  | Long Term |  | $800.00 | No |  |  |  | Long Term |  | $1200.00 | No |  |  |  | Long Term |  | $800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $218.78 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 791 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 791 | FICO II | 778 | Beacon 5 | 796 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 3 |  |  |  |  | Good |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 79.484% |  |  | 79.484% |  |  |  |  |  |  |  |  |
| 225017150 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $17000.00 | Rent on Existing Lease | $15866.12 |  | 0.000000 | 0.93 |  |  | 1.07 | 1.07 | $15866.12 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $17000.00 | $17000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $138.77 | Level 3-Stated/Partially Verified | No | 1 | 4 | Yes |  | Yes | Experienced Investor | 1.24 |  | Foreign National | 680 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Corp | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | Foreign National |  | Level 4-Stated/Verified as defined | [Redacted] |  |  | 680 | Beacon 5 | 710 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 50.000% | [Redacted] |  |  | 51.020% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225017154 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2500.00 | Third Party Rental Source | $2822.65 |  | 0.000000 | 1.12 |  |  | 0.88 | 0.88 | $2822.65 |  |  | No |  |  |  | Long Term |  | $2500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $38700.00 |  |  | [redacted] | $82.73 | Level 1-Not Stated/Not Verified | No | 1 | 1 | Yes |  | Yes | First-Time Investor |  |  | Foreign National |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | Foreign National |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| 225017162 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3150.00 | Third Party Rental Source | $3064.29 |  | 0.000000 | 0.97 |  |  | 1.02 | 1.02 | $3064.29 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $3300.00 | $3150.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $80.25 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No |  | Experienced Investor |  | US Citizen |  | 710 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 710 | FICO II | 701 | Beacon 5 | 710 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| 225017166 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3500.00 | Third Party Rental Source | $2727.23 |  | 0.000000 | 0.77 |  |  | 1.28 | 1.28 | $2727.23 |  |  | No |  |  |  | Long Term |  | $3500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $143.92 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 680 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 680 | FICO II | 674 | Beacon 5 | 704 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 72.000% | [Redacted] |  |  | 72.000% |  |  | 72.000% |  |  |  |  |  |  |  |  |
| 225017169 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4937.64 |  | 0.157891 |  |  |  |  |  | $4937.64 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $215.08 | Level 1-Not Stated/Not Verified |  |  |  | No |  | No |  |  |  | US Citizen | 734 |  |  |  |  | 0 | 0 | 0 | 1 | 0 | 0 |  |  | LLC | Business Entity | Unemployed |  |  | 2 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 764 | FICO II | 734 | Beacon 5 | 725 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 225017175 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2735.09 |  | 0.250598 |  |  |  |  |  | $2735.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $78.33 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 746 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 811 | FICO II | 746 | Beacon 5 | 746 | FICO Risk Score Classic 04 | Individual | Individual | Unemployed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 793 | FICO II | 797 | Beacon 5 | 802 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 225019252 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4600.00 | Third Party Rental Source | $3023.54 |  | 0.000000 | 0.65 |  |  | 1.52 | 1.52 | $3023.54 |  |  | Yes | [redacted] | [redacted] | 24 | Long Term | $2250.00 | $2200.00 | Yes | [redacted] | [redacted] | 24 | Long Term | $2600.00 | $2400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [redacted] | $111.58 | Level 4-Stated/Verified as defined | No | 1 | 3 | Yes |  | Yes | Experienced Investor | 6.73 |  | Foreign National | 755 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | Foreign National |  | Level 4-Stated/Verified as defined | [Redacted] |  |  | 764 | Beacon 5 | 755 | FICO Risk Score Classic 04 | Individual |  |  | 1 | Foreign National |  |  | Level 4-Stated/Verified as defined | 12/10/2025 |  |  | 750 | Beacon 5 | 756 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 64.717% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 225019263 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3035.00 | Third Party Rental Source | $2450.68 |  | 0.000000 | 0.8 |  |  | 1.23 | 1.23 | $2450.68 |  |  | Yes | [redacted] | [redacted] | 11 | Long Term | $1650.00 | $1360.00 | Yes | [redacted] | [redacted] | 12 | Long Term | $2100.00 | $1675.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $55000.00 |  |  | [redacted] | $164.42 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  | No | Experienced Investor | 1.33 |  | Non-Permanent Resident Alien | 758 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | Non-Permanent Resident Alien |  | Level 4-Stated/Verified as defined | [Redacted] | 771 | FICO II | 758 | Beacon 5 | 758 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 69.773% | [Redacted] |  |  | 255.833% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225022985 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Short Term Vacation Rental (e.g., [redacted]) |  |  |  | $2240.00 | Multiple Sources | $2201.41 |  | 0.000000 | 0.98 |  |  | 1.01 | 1.01 | $2201.41 |  |  | No |  |  |  | Short Term Vacation Rental (e.g., [redacted]) |  | $1750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $1600.00 |  |  | [redacted] | $162.74 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 774 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 782 | FICO II | 774 | Beacon 5 | 752 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 74.614% |  |  | 74.614% |  |  |  |  |  |  |  |  |
| 225023254 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2367.03 |  | 0.154767 |  |  |  |  |  | $2367.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $118.25 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 719 |  |  |  |  | 1 | 0 | 0 | 1 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 754 | FICO II | 719 | Beacon 5 | 680 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 225032188 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3500.00 | Third Party Rental Source | $1591.80 |  | 0.000000 | 0.45 |  |  | 2.19 | 2.19 | $1591.80 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $1850.00 | $1750.00 | No |  |  |  | Long Term |  | $1750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $56900.00 |  |  | [redacted] | $161.67 | Level 4-Stated/Verified as defined | No | 1 | 4 | No |  | No | Experienced Investor |  |  | US Citizen | 753 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 753 | FICO II | 745 | Beacon 5 | 756 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 57.600% | [Redacted] |  |  | 57.600% |  |  | 57.600% |  |  |  |  |  |  |  |  |
| 225033403 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3888.02 |  | 0.417666 |  |  |  |  |  | $3888.02 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $456.83 | Level 4-Stated/Verified as defined |  |  |  | No |  | No |  | 2.74 |  | US Citizen | 686 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 686 | FICO II | 702 | Beacon 5 | 659 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 3 |  |  |  |  | Good |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 225033448 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $6509.98 |  | 0.408987 |  |  |  |  |  | $6509.98 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $51.74 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 1.31 | US Citizen | US Citizen | 732 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 770 | FICO II | 814 | Beacon 5 | 772 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 5 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 732 | FICO II | 756 | Beacon 5 | 720 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 225033493 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1250.00 | Third Party Rental Source | $1065.87 |  | 0.000000 | 0.85 |  |  | 1.17 | 1.17 | $1065.87 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $1300.00 | $1250.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $28120.00 |  |  | [redacted] | $126.58 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor | 0.73 | US Citizen |  | 766 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 747 | FICO II | 778 | Beacon 5 | 766 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 225033494 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2790.00 | Multiple Sources | $1221.22 |  | 0.000000 | 0.43 |  |  | 2.28 | 2.28 | $1221.22 |  |  | No |  |  |  | Long Term |  | $1550.00 | Yes | [redacted] | [redacted] | 12 | Long Term | $1295.00 | $1300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [redacted] | $55.83 | Level 4-Stated/Verified as defined | No | 1 | 6 | No | No |  | Experienced Investor | 1.02 | US Citizen |  | 756 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | Individually and as Trustee |  |  |  | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 739 | Fair Isaac (VER. 2) | 775 | FICO Classic V5 Facta | 756 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 35.484% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 225034552 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Short Term Vacation Rental (e.g., [redacted]) |  |  |  | $8066.66 | Multiple Sources | $4198.14 |  | 0.000000 | 0.52 |  |  | 1.92 | 1.92 | $4198.14 |  |  | No |  |  |  | Short Term Vacation Rental (e.g., [redacted]) |  | $10083.33 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $118.93 | Level 1-Not Stated/Not Verified | No | 1 | 1 | Yes |  | Yes | Experienced Investor |  |  | Foreign National |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | Foreign National |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| 225036618 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $17819.25 |  | 0.230451 |  |  |  |  |  | $17819.25 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $318.51 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  | 4.62 | US Citizen |  | 720 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified | [Redacted] | 720 | FICO II | 746 | Beacon 5 | 637 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 225036880 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2400.00 | Third Party Rental Source | $1725.32 |  | 0.000000 | 0.71 |  |  | 1.39 | 1.39 | $1725.32 |  |  | No |  |  |  | Long Term |  | $2400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $38600.00 |  |  | [redacted] | $88.46 | Level 4-Stated/Verified as defined | No | 1 | 1 | Yes |  | Yes | Experienced Investor |  |  | Foreign National |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | Foreign National |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual |  |  | 1 | Foreign National |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| 225037379 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1600.00 | Rent on Existing Lease | $1253.77 |  | 0.000000 | 0.78 |  |  | 1.27 | 1.27 | $1253.77 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $1600.00 | $1822.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $122.17 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor | 13.93 | US Citizen |  | 701 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 675 | FICO II | 701 | Beacon 5 | 727 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225037383 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $7083.00 | Third Party Rental Source | $5745.38 |  | 0.000000 | 0.81 |  |  | 1.23 | 1.23 | $5745.38 |  |  | No |  |  |  | Long Term |  | $7083.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $45000.00 |  |  | [redacted] | $554.36 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor |  | US Citizen |  | 771 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 771 | FICO II | 767 | Beacon 5 | 795 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| 225037519 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $7200.00 | Third Party Rental Source | $4726.28 |  | 0.000000 | 0.65 |  |  | 1.52 | 1.52 | $4726.28 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $2000.00 | $2000.00 | Yes | [redacted] | [redacted] | 12 | Long Term | $1900.00 | $1600.00 | Yes | [redacted] | [redacted] | 12 | Long Term | $1900.00 | $1600.00 | Yes | 03/15/2024 | 03/14/2025 | 12 | Long Term | $2200.00 | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $260000.00 |  |  | [redacted] | $388.21 | Level 4-Stated/Verified as defined | No | 1 | 9 | No | No |  | Experienced Investor | 2.32 | US Citizen |  | 782 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 785 | FICO II | 772 | Beacon 5 | 782 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 4 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 52.500% | [Redacted] |  |  | 77.206% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225037942 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2000.00 | Rent on Existing Lease | $1582.60 |  | 0.000000 | 0.79 |  |  | 1.26 | 1.26 | $1582.60 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $2000.00 | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [redacted] | $94.00 | Level 4-Stated/Verified as defined | No | 1 | 5 | No |  | No | Experienced Investor | 0.85 |  | US Citizen | 787 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 787 | Fair Isaac (VER. 2) | 782 | FICO Classic V5 Facta | 796 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 190.908% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225038875 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4425.00 | Multiple Sources | $3822.18 |  | 0.000000 | 0.86 |  |  | 1.15 | 1.15 | $3822.18 |  |  | No |  |  |  | Long Term |  | $1850.00 | No |  |  |  | Long Term |  | $3500.00 | No |  |  |  | Long Term |  | $0.00 | No |  |  |  | Long Term |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $75600.00 |  |  | [redacted] | $323.51 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  | No | Experienced Investor |  |  | US Citizen | 795 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 814 | FICO II | 792 | Beacon 5 | 795 | FICO Risk Score Classic 04 | Individual |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/21/2025 | 786 | FICO II | 785 | Beacon 5 | 787 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 4 |  |  |  |  | Good |  |  |  |  |  |  |  |  |  | 65.000% | [Redacted] |  |  | 65.000% |  |  | 65.000% |  |  |  |  |  |  |  |  |
| 225040186 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3175.00 | Third Party Rental Source | $3759.79 |  | 0.000000 | 1.18 |  |  | 0.84 | 0.84 | $3759.79 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $4000.00 | $3175.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $50000.00 |  |  | [redacted] | $121.10 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor | 2.59 | US Citizen |  | 732 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 740 | FICO II | 732 | Beacon 5 | 710 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 65.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 225041545 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3525.00 | Third Party Rental Source | $1873.06 |  | 0.000000 | 0.53 |  |  | 1.88 | 1.88 | $1873.06 |  |  | No |  |  |  | Long Term |  | $900.00 | No |  |  |  | Long Term |  | $825.00 | No |  |  |  | Long Term |  | $975.00 | No |  |  |  | Long Term |  | $825.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $63200.00 |  |  | [redacted] | $197.67 | Level 1-Not Stated/Not Verified | No | 1 | 4 | No |  | No | Experienced Investor |  |  | US Citizen | 743 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 737 | FICO II | 748 | Beacon 5 | 743 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 4 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| 225043467 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3587.99 |  | 0.147860 |  |  |  |  |  | $3587.99 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $108.93 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 6.77 | Non-Permanent Resident Alien |  | 743 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | Non-Permanent Resident Alien | Passport | Brazil | Level 4-Stated/Verified as defined | [Redacted] |  |  | 743 | FICO Classic V5 Facta | 807 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 225043493 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2899.00 | Rent on Existing Lease | $2517.11 |  | 0.000000 | 0.86 |  |  | 1.15 | 1.15 | $2517.11 |  |  | Yes | [redacted] | [redacted] | 18 | Long Term | $2899.00 | $2700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $32500.00 |  |  | [redacted] | $46.75 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  | No | Experienced Investor | 1.15 |  | Permanent Resident Alien | 793 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Corp | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | Permanent Resident Alien |  | Level 4-Stated/Verified as defined | [Redacted] | 796 | FICO II | 764 | Beacon 5 | 793 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 225043623 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Short Term Vacation Rental (e.g., [redacted]) |  |  |  | $9166.67 | Third Party Rental Source | $6177.23 |  | 0.000000 | 0.67 |  |  | 1.48 | 1.48 | $6177.23 |  |  | No |  |  |  | Short Term Vacation Rental (e.g., [redacted]) |  | $9166.67 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $112000.00 |  |  | [redacted] | $430.19 | Level 1-Not Stated/Not Verified | No | 1 | 1 | No |  | No | Experienced Investor |  |  | US Citizen | 785 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 740 | FICO II | 725 | Beacon 5 | 730 | FICO Risk Score Classic 04 | Individual |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/31/2025 | 790 | FICO II | 785 | Beacon 5 | 783 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| 225043653 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2000.00 | Third Party Rental Source | $1827.39 |  | 0.000000 | 0.91 |  |  | 1.09 | 1.09 | $1827.39 |  |  | No |  |  |  | Long Term |  | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $227.25 | Level 1-Not Stated/Not Verified | No | 1 | 1 | No |  | No | Experienced Investor |  |  | US Citizen | 772 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  | Individually and as Trustee |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 772 | FICO II | 779 | Beacon 5 | 769 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| 225044223 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2000.00 | Third Party Rental Source | $1608.35 |  | 0.000000 | 0.8 |  |  | 1.24 | 1.24 | $1608.35 |  |  | No |  |  |  | Long Term |  | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $8000.00 |  |  | [redacted] | $72.28 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 795 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 793 | FICO II | 795 | Beacon 5 | 800 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 753 | FICO II | 785 | Beacon 5 | 786 | FICO Risk Score Classic 04 | Individual |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/16/2026 | 739 | FICO II | 709 | Beacon 5 | 719 | FICO Risk Score Classic 04 | Individual |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/16/2026 | 776 | FICO II | 766 | Beacon 5 | 763 | FICO Risk Score Classic 04 | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| 225044858 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $9571.43 | Multiple Sources | $9544.57 |  | 0.000000 | 0.99 |  |  | 1.00 | 1 | $9544.57 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $7500.00 | $8000.00 | No |  |  |  | Long Term |  | $1700.00 | No |  |  |  | Long Term |  | $2000.00 | No |  |  |  | Long Term |  | $3000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $200.00 | Level 1-Not Stated/Not Verified | No | 1 | 5 | No |  | No | Experienced Investor |  |  | US Citizen | 795 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 4 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 813 | FICO II | 785 | Beacon 5 | 795 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 4 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 59.500% | [Redacted] |  |  | 59.500% |  |  | 59.500% |  |  |  |  |  |  |  |  |
| 225050414 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $6000.00 | Third Party Rental Source | $4682.12 |  | 0.000000 | 0.78 |  |  | 1.28 | 1.28 | $4682.12 |  |  | No |  |  |  | Long Term |  | $6000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $12000.00 |  |  | [redacted] | $131.45 | Level 3-Stated/Partially Verified | No | 1 | 1 | Yes | Yes |  | First-Time Investor |  | Foreign National |  | 716 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Foreign National |  |  | Level 3-Stated/Partially Verified | [Redacted] | 716 | FICO II | 728 | Beacon 5 | 702 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 58.904% | [Redacted] |  |  | 58.904% |  |  | 58.904% |  |  |  |  |  |  |  |  |
| 225051617 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $7300.00 | Rent on Existing Lease | $5020.02 |  | 0.000000 | 0.68 |  |  | 1.45 | 1.45 | $5020.02 |  |  | Yes | [redacted] | [redacted] | 24 | Long Term | $2200.00 | $2500.00 | Yes | [redacted] | [redacted] | 24 | Long Term | $2500.00 | $2500.00 | Yes | [redacted] | [redacted] | 24 | Long Term | $2600.00 | $2600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [redacted] | $307.00 | Level 1-Not Stated/Not Verified | No | 1 | 8 | No |  | No | Experienced Investor | 1.00 |  | US Citizen | 776 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 4 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 776 | FICO II | 779 | Beacon 5 | 770 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 3 |  |  |  |  | Good |  |  |  |  |  |  |  |  |  | 54.854% | [Redacted] |  |  | 76.871% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225053164 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1450.00 | Rent on Existing Lease | $1174.76 |  | 0.000000 | 0.81 |  |  | 1.23 | 1.23 | $1174.76 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $1450.00 | $1500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $35400.00 |  |  | [redacted] | $127.12 | Level 4-Stated/Verified as defined | No | 1 | 8 | No |  | No | Experienced Investor | 7.81 |  | US Citizen | 700 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 4 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 700 | FICO II | 693 | Beacon 5 | 711 | FICO Risk Score Classic 04 | Individual |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 10/21/2025 | 720 | FICO II | 710 | Beacon 5 | 685 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 225053327 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Short Term Vacation Rental (e.g., [redacted]) |  |  |  | $4886.66 | Multiple Sources | $4475.58 |  | 0.000000 | 0.91 |  |  | 1.09 | 1.09 | $4475.58 |  |  | No |  |  |  | Short Term Vacation Rental (e.g., [redacted]) |  | $6108.33 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | [redacted] | $173.58 | Level 4-Stated/Verified as defined | No | 1 | 1 | Yes | Yes |  | First-Time Investor |  | Foreign National |  |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Foreign National |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| 225056531 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1215.41 |  | 0.262061 |  |  |  |  |  | $1215.41 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $110.92 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 1.56 | US Citizen |  | 773 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 785 | FICO II | 773 | Beacon 5 | 769 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | Good |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 225056662 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2400.00 | Third Party Rental Source | $1644.23 |  | 0.000000 | 0.68 |  |  | 1.45 | 1.45 | $1644.23 |  |  | No |  |  |  | Long Term |  | $2400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $41400.00 |  |  | [redacted] | $93.17 | Level 1-Not Stated/Not Verified | No | 1 | 1 | Yes |  | Yes | Experienced Investor |  |  | Foreign National |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | Foreign National |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| 225056671 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2300.00 | Third Party Rental Source | $2050.96 |  | 0.000000 | 0.89 |  |  | 1.12 | 1.12 | $2050.96 |  |  | No |  |  |  | Long Term |  | $2300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $27400.00 |  |  | [redacted] | $73.06 | Level 4-Stated/Verified as defined | No | 1 | 1 | Yes |  | Yes | Experienced Investor |  |  | Foreign National |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | Foreign National |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 65.000% | [Redacted] |  |  | 65.000% |  |  | 65.000% |  |  |  |  |  |  |  |  |
| 225059889 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2300.00 | Third Party Rental Source | $1894.23 |  | 0.000000 | 0.82 |  |  | 1.21 | 1.21 | $1894.23 |  |  | No |  |  |  | Long Term |  | $2300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $36960.00 |  |  | [redacted] | $128.21 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 749 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 771 | FICO II | 736 | Beacon 5 | 749 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| 225060070 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3200.00 | Third Party Rental Source | $2751.45 |  | 0.000000 | 0.85 |  |  | 1.16 | 1.16 | $2751.45 |  |  | No |  |  |  | Long Term |  | $3200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $36500.00 |  |  | [redacted] | $331.17 | Level 4-Stated/Verified as defined | No | 1 | 3 | No |  | No | Experienced Investor | 23.74 |  | US Citizen | 802 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 4 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 808 | FICO II | 802 | Beacon 5 | 782 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 59.813% | [Redacted] |  |  | 179.272% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225060406 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1900.00 | Rent on Existing Lease | $2022.76 |  | 0.000000 | 1.06 |  |  | 0.93 | 0.93 | $2022.76 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $1900.00 | $2300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $66.33 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  | No | Experienced Investor | 2.99 |  | Permanent Resident Alien | 760 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 2 | Permanent Resident Alien |  | Level 1-Not Stated/Not Verified | [Redacted] | 767 | FICO II | 760 | Beacon 5 | 755 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 56.438% | [Redacted] |  |  | 86.192% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225060891 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2300.00 | Third Party Rental Source | $1772.77 |  | 0.000000 | 0.77 |  |  | 1.29 | 1.29 | $1772.77 |  |  | No |  |  |  | Long Term |  | $2300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $33300.00 |  |  | [redacted] | $94.27 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | First-Time Investor |  | Non-Permanent Resident Alien |  | 807 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Non-Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | [Redacted] | 824 | FICO II | 807 | Beacon 5 | 803 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| 225060907 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2850.00 | Rent on Existing Lease | $1889.56 |  | 0.000000 | 0.66 |  |  | 1.50 | 1.5 | $1889.56 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $1350.00 | $1350.00 | Yes | [redacted] | [redacted] | 24 | Long Term | $1500.00 | $1500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $137.81 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor | 1.93 | US Citizen |  | 707 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 701 | FICO II | 709 | Beacon 5 | 707 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | Good |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 112.174% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225062700 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4500.00 | Rent on Existing Lease | $4132.19 |  | 0.000000 | 0.91 |  |  | 1.08 | 1.08 | $4132.19 |  |  | Yes | [redacted] | [redacted] | 7 | Long Term | $4500.00 | $4850.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $132.83 | Level 4-Stated/Verified as defined | No | 1 | 3 | No |  |  | Experienced Investor | 12.72 |  |  | 722 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 3 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 12/22/2025 | 710 | FICO II | 722 | Beacon 5 | 730 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 69.880% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 225062939 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1800.00 | Rent on Existing Lease | $1688.27 |  | 0.000000 | 0.93 |  |  | 1.06 | 1.06 | $1688.27 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $1800.00 | $1880.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $159.92 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor | 6.24 | US Citizen |  | 688 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 747 | FICO II | 684 | Beacon 5 | 688 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 60.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 225063204 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2791.23 |  | 0.241981 |  |  |  |  |  | $2791.23 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $158.33 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 732 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 738 | FICO II | 732 | Beacon 5 | 729 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 225063213 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $8626.77 |  | 0.171148 |  |  |  |  |  | $8626.77 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $0.00 | Level 2-Stated/Not Verified |  |  |  | No | No |  |  |  | US Citizen |  | 733 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 2-Stated/Not Verified | [Redacted] | 730 | FICO II | 733 | Beacon 5 | 746 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 225063223 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $7110.00 | Third Party Rental Source | $5171.37 |  | 0.000000 | 0.72 |  |  | 1.37 | 1.37 | $5171.37 |  |  | Yes | [redacted] | [redacted] | 24 | Long Term | $1800.00 | $1050.00 | Yes | [redacted] | [redacted] | 36 | Long Term | $6200.00 | $6060.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $50000.00 |  |  | [redacted] | $578.33 | Level 4-Stated/Verified as defined | No | 1 | 8 | No |  | No | Experienced Investor | 3.25 |  | Non-Permanent Resident Alien | 698 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 8 | Non-Permanent Resident Alien |  | Level 4-Stated/Verified as defined | [Redacted] | 700 | FICO II | 698 | Beacon 5 | 684 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 225063518 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2300.00 | Rent on Existing Lease | $1606.59 |  | 0.000000 | 0.69 |  |  | 1.43 | 1.43 | $1606.59 |  |  | Yes | [redacted] | [redacted] | 1 | Long Term | $900.00 | $1100.00 | Yes | [redacted] | [redacted] | 12 | Long Term | $1400.00 | $1450.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $93000.00 |  |  | [redacted] | $139.75 | Level 4-Stated/Verified as defined | No | 1 | 12 | No | No |  | Experienced Investor | 9.27 | US Citizen |  | 758 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 714 | FICO II | 758 | Beacon 5 | 775 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 68.199% | [Redacted] |  |  | 285.385% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225074525 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $7071.08 |  | 0.000000 |  |  |  |  |  | $7071.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $1114.67 | Level 4-Stated/Verified as defined |  |  |  | No |  | No |  |  |  | US Citizen | 741 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual | Retired |  |  | 3 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 787 | FICO II | 741 | Beacon 5 | 733 | FICO Risk Score Classic 04 | Individual |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/21/2026 | 801 | FICO II | 803 | Beacon 5 | 794 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 225074526 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4149.95 |  | 0.300092 |  |  |  |  |  | $4149.95 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | $377.58 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 725 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 12 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 673 | FICO II | 725 | Beacon 5 | 744 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 225075165 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $7000.00 | Third Party Rental Source | $5467.13 |  | 0.000000 | 0.78 |  |  | 1.28 | 1.28 | $5467.13 |  |  | No |  |  |  | Long Term |  | $3700.00 | No |  |  |  | Long Term |  | $3300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $185200.00 |  |  | [redacted] | $350.92 | Level 4-Stated/Verified as defined | No | 1 | 5 | No | No |  | Experienced Investor |  | US Citizen |  | 763 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 5 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 748 | FICO II | 763 | Beacon 5 | 770 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| 225075240 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2391.00 | Rent on Existing Lease | $2133.95 |  | 0.000000 | 0.89 |  |  | 1.12 | 1.12 | $2133.95 |  |  | Yes | [redacted] | [redacted] | 12 | Long Term | $1191.00 | $1400.00 | Yes | [redacted] | [redacted] | 12 | Long Term | $1200.00 | $1250.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $22574.00 |  |  | [redacted] | $101.79 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  | No | Experienced Investor | 0.12 |  | US Citizen | 706 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | [Redacted] | 699 | FICO II | 727 | Beacon 5 | 706 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 68.500% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 225075259 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1350.00 | Third Party Rental Source | $1017.78 |  | 0.000000 | 0.75 |  |  | 1.32 | 1.32 | $1017.78 |  |  | No |  |  |  | Long Term |  | $1350.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | [redacted] | $83.50 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor | 0.32 | US Citizen |  | 784 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 784 | FICO II | 792 | Beacon 5 | 759 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 95.081% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 225077558 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $6385.00 | Third Party Rental Source | $5289.44 |  | 0.000000 | 0.82 |  |  | 1.20 | 1.2 | $5289.44 |  |  | No |  |  |  | Long Term |  | $1800.00 | No |  |  |  | Long Term |  | $1800.00 | Yes | [redacted] | [redacted] | 120 | Long Term | $4250.00 | $2785.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | [redacted] | $375.08 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor | 26.78 |  |  | 761 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 3 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 12/16/2025 | 761 | FICO II | 749 | Beacon 5 | 763 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [redacted] | 3 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 64.941% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

## Exhibit 99.1

[CCC Depositor, LLC ABS-15G](cccdepositor-abs15g.htm)

**Exhibit 99.1 - Schedule 7**

![](situsamc-logo.jpg)

**Data Compare (Non-Ignored)**

**Run Date - 3/3/2026 2:33:37 PM** 

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Servicer Loan ID** | **Investor Loan Number** | **Field Label** | **Bid Tape Field Value** | **Field Value** | **Compare Status** | **Comment** |
| 224221455 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224221455 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224221455 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224221455 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224243057 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224243057 | [Redacted] | [Redacted] |  |  | Property Type | Condo | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224243057 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224243278 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224243278 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate |
| 224243278 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224243278 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224245933 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224245933 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224245933 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224254518 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224254804 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224254804 | [Redacted] | [Redacted] |  |  | LTV Valuation Value | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224266973 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224280733 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224280733 | [Redacted] | [Redacted] |  |  | Representative FICO | 738 | 798 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 224280733 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224280733 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the Approval/AUS |
| 224280733 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 7009.51 |  | Verified | Alternate format, not a true discrepancy |
| 224283893 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224283893 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224283893 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224283893 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224284906 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224287290 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224287290 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224288257 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224288257 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Tape Value reflects Modification 'Margin' |
| 224292663 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224292669 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224292669 | [Redacted] | [Redacted] |  |  | Representative FICO | 803 | 806 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 224292669 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224292669 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224292675 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224292675 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 42.918 | 38.33898 | Verified | Lender excluded payment by business. Incorrect updated 1008 provided. |
| 224304817 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224304817 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224304817 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Security Instrument |
| 224304817 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224304817 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 4504.73 |  | Verified | Alternate format, not a true discrepancy |
| 224304817 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224304817 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.15 | 1.14 |  |  |
| 224307854 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224307854 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224307854 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224307854 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224308343 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224308343 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the Approval/AUS |
| 224330029 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224330029 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224330029 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224330040 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224330040 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 224330040 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224335253 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224335253 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224351901 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224351901 | [Redacted] | [Redacted] |  |  | Representative FICO | 748 | 766 | Verified | Field Value Representative FICO reflects the highest mid score of all borrowers |
| 224351901 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224351901 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 7431.31 |  | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| 224351901 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224351901 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.02 | 1.03 | Verified | Field value reflects source document |
| 224364824 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224364824 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224364978 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224364978 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 44.999 | 47.94004 | Verified | Lender used I/O payment of $[redacted] while audit uses the fully amortized payment after I/O period. |
| 224366579 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224374271 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 46.486 | 49.96948 | Verified | Lender changed the income calculations. |
| 224387236 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224387236 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224387236 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224387236 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 1348.96 |  | Verified | DSCR Loan |
| 224387236 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224387955 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224395771 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224395771 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224395771 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224395771 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224395771 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 303.637 |  | Verified | DSCR Loan. |
| 224395771 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.10 | 1.09 | Verified | Due to rounding |
| 224400184 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224400198 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224400198 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224400198 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224400198 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224400203 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224400203 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224400203 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224400203 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224400203 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224400203 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 415.036 |  | Verified | DSCR Loan. |
| 224400203 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.26 | 1.27 | Verified | Due to round off. |
| 224410684 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224410684 | [Redacted] | [Redacted] |  |  | Representative FICO | 782 | 799 | Verified | Field Value Representative FICO reflects the lowest mid score of the highest wage earner |
| 224410684 | [Redacted] | [Redacted] |  |  | Refi Purpose | Rate/Term | Cash-out - Other | Verified | Field Value reflects borrower not receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| 224416102 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224416102 | [Redacted] | [Redacted] |  |  | Representative FICO | 780 | 793 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 224416102 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224416102 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224419733 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224419733 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.25 | 1.24 | Verified | Field value reflects source document |
| 224421356 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224421356 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224421356 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.14 | 1.13 |  |  |
| 224424719 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224424719 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224424774 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224424774 | [Redacted] | [Redacted] |  |  | Representative FICO | 797 | 811 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 224424774 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224424914 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224424914 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224424914 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224424916 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224424916 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224427190 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224427190 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224427734 | [Redacted] | [Redacted] |  |  | Street | [Redacted] | [Redacted] | Verified | Field Value reflects Street per Note |
| 224427734 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224427734 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.07 | 1.06 |  |  |
| 224428493 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224428493 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Loan is not an ARM |
| 224430045 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224430045 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate |
| 224430045 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 224430045 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224430281 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224430281 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224430281 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224430281 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224430281 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224430281 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 42.822 | 48.07098 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| 224455122 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224455122 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224455162 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224455162 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate |
| 224455162 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224455162 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 47.294 | 44.05347 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| 224455162 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224455263 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224455263 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224455263 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 31.642 | 38.58668 | Verified | Variance is due to insufficient assets to utilize the amount of asset depletion used by lender and losses on investment property. |
| 224455291 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224455291 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Out of scope |
| 224457623 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224462663 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224462663 | [Redacted] | [Redacted] |  |  | Property Type | PUD | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224463081 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224463111 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224463111 | [Redacted] | [Redacted] |  |  | Representative FICO | 774 | 778 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 224463889 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224463889 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224463889 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 224463889 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224463889 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.25 | 1.24 |  |  |
| 224465230 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224465230 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224465230 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224466694 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224467086 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224467088 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224467088 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224467088 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224467088 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224467088 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Field Value DTI is higher than Tape value but within 3% and < 45% DTI |
| 224467106 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224467106 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate transaction |
| 224467106 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the Approval/AUS |
| 224467106 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224467842 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224467842 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224467842 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224467842 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224467842 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 6140.35 |  | Verified | Alternate format, not a true discrepancy |
| 224467842 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224467842 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.04 | 1.03 |  |  |
| 224469744 | [Redacted] | [Redacted] |  |  | Street | [Redacted] | [Redacted] | Verified | Field Value reflects Street per Note |
| 224478814 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224478814 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224478814 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224478814 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224486055 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224486055 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | No Margin |
| 224498652 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224498652 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224498652 | [Redacted] | [Redacted] |  |  | LTV Valuation Value | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224498652 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.07 | 1.06 |  |  |
| 224498674 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224498674 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224498701 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224537048 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224542756 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224542756 | [Redacted] | [Redacted] |  |  | Representative FICO | 722 | 747 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 224542756 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224542756 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224542756 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224546024 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224546024 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate transaction |
| 224546024 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the Approval/AUS |
| 224546024 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224546161 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224546265 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224546265 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | No Margin |
| 224546265 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224546265 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224546533 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224546533 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 33.899 | 36.54126 | Verified | DTI variance is due to P&I is greater than lender used. |
| 224546663 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224546663 | [Redacted] | [Redacted] |  |  | Representative FICO | 701 | 716 | Verified | Field Value Representative FICO reflects the middle score of primary income earner. |
| 224546663 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224547066 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224547066 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.10 | 1.09 | Verified | Field value reflects source document |
| 224553979 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224553979 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224553979 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Bid Tape Field Value not provided |
| 224553984 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224553984 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224565820 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224565820 | [Redacted] | [Redacted] |  |  | Representative FICO | 803 | 812 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 224565820 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224567463 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224567463 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 224567463 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224567465 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224567465 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224567465 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224567467 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224567467 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224567467 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | No margin |
| 224567467 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224567467 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224567468 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224567468 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224567499 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224567499 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 36.359 | 33.43113 | Verified | Difference due to difference in the rental loss on the other REO owned. |
| 224567883 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224567883 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224567883 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224570018 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224570018 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224570018 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224570018 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 2330.21 |  | Verified | Alternate format, not a true discrepancy |
| 224570018 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.11 | 1.17 | Verified | Client's DSCR calculation includes taxes and insurance payments with gross rent amount. Client did not provide DSCR calculation breakdown. |
| 224570061 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224570061 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224570600 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224570600 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224570600 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224570600 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224570602 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224570602 | [Redacted] | [Redacted] |  |  | Representative FICO | 716 | 718 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 224570602 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate transaction |
| 224570602 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224570602 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224570603 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224570603 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224572312 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224572312 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224572312 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224572312 | [Redacted] | [Redacted] |  |  | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224572312 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.12 | 1.11 |  |  |
| 224573272 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224573272 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224573316 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224573316 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224573316 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224573329 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224573329 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224573329 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224573329 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224573329 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224573463 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224573463 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224573463 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224573502 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224573502 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 224573502 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 41.746 | 45.40563 | Verified | The Investor's qualifying total DTI is less than the Lender's qualifying DTI bonus income captured as per document |
| 224573502 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224573635 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224573635 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224573637 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224573637 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224573637 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224573637 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224573738 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224573738 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224574506 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224574506 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224574506 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224574506 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Margin details not provided on Note. |
| 224574506 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 1905.13 |  | Verified | Lease profile |
| 224574506 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224574506 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.15 | 1.14 |  |  |
| 224574540 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224574540 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224574540 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224574540 | [Redacted] | [Redacted] |  |  | Representative FICO | 700 | 710 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 224574540 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224574540 | [Redacted] | [Redacted] |  |  | Refi Purpose | Cash-out | Rate/Term | Verified | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| 224574540 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 2369.46 |  | Verified | DSCR Loan. |
| 224574556 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224574556 | [Redacted] | [Redacted] |  |  | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224574556 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224574556 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 224574556 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.04 | 1.03 |  |  |
| 224574933 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224574933 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224574933 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224574933 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224574951 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value not provided. |
| 224574951 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224574951 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224575233 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224575233 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224575233 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224575233 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224575255 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224575255 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224575255 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224575255 | [Redacted] | [Redacted] |  |  | Representative FICO | 773 | 772 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 224575255 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224575255 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224575255 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | DSCR Loan. |
| 224575265 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224575265 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224575265 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224583771 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224583771 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224583771 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224583771 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224587794 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224588374 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224588374 | [Redacted] | [Redacted] |  |  | Property Type | Multi Family | Mixed Use | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224612566 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224612566 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224612566 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224612566 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224612883 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224612883 | [Redacted] | [Redacted] |  |  | Property Type |  | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224612883 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 15.443 | 20.17347 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 224614070 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224614070 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224614070 | [Redacted] | [Redacted] |  |  | Representative FICO | 786 | 790 | Verified | Field Value Representative FICO reflects the highest mid score of all loan applicants. |
| 224614070 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Note |
| 224614070 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224614070 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 1041.94 |  | Verified | DSCR Loan |
| 224614070 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.69 | 1.68 | Verified | Field value reflects source document |
| 224614185 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224614185 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224614185 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 224614189 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224614189 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224614213 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224614213 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224614213 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224614213 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224619026 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224619026 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224619035 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224619035 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | Condo (Low Rise) | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224619035 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224619035 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Bid Tape Field Value not provided |
| 224621432 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224621432 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224621432 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224621432 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224621432 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 34.677 | 46.27289 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 224623684 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224623684 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224623684 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 1486.72 |  | Verified | Alternate format, not a true discrepancy |
| 224623684 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224623684 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.28 | 1.27 | Verified | Total PITIA and rent amount is correctly updated. |
| 224624800 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224624800 | [Redacted] | [Redacted] |  |  | Margin | 4.5 | 8.625 | Verified | Field Value reflects 'Margin' per the Note |
| 224624800 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 224624800 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 155.431 |  | Verified | Field Value DTI is higher than Tape value but within 3% and < 45% DTI |
| 224624800 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224624800 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.09 | 1.11 | Verified | Field value reflects source document |
| 224624868 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224624868 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224628653 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224628973 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224628973 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224628973 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224628973 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224635568 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224635568 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224635568 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224635568 | [Redacted] | [Redacted] |  |  | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224635568 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224635568 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.63 | 1.10 | Verified | Field value reflects source document |
| 224636111 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224636111 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 224636111 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224636111 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224637199 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224637199 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224641743 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224645358 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224645358 | [Redacted] | [Redacted] |  |  | Representative FICO | 773 | 801 | Verified | Field Value Representative FICO reflects the lowest mid score of the highest wage earner |
| 224645358 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224645358 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224645358 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224647090 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224647090 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the Approval/AUS |
| 224647102 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224647102 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 40.004 | 47.92049 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| 224647103 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224647103 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 224647107 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224647107 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224647297 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224647297 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 224647297 | [Redacted] | [Redacted] |  |  | Original LTV | 66.667 | 48.42615 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 224647297 | [Redacted] | [Redacted] |  |  | LTV Valuation Value | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224647297 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 231.183 |  | Verified | Field Value DTI is higher than Tape value but within 3% and < 45% DTI |
| 224647297 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.73 | 1.77 | Verified | Field value reflects source document |
| 224647299 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224647299 | [Redacted] | [Redacted] |  |  | Representative FICO | 735 | 768 | Verified | Field Value Representative FICO reflects the highest mid score of the applicants on the loan. |
| 224647299 | [Redacted] | [Redacted] |  |  | Property Type | PUD | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224647299 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224647299 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 326.693 |  | Verified | DSCR Loan |
| 224647299 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.32 | 1.31 | Verified | Field value reflects source document |
| 224647300 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224647300 | [Redacted] | [Redacted] |  |  | Property Type | PUD | 2 Family | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224647300 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 224647300 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224647300 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 336.387 |  | Verified | DSCR Loan |
| 224647300 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.33 | 1.32 | Verified | Field value reflects source document |
| 224660670 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224660670 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224660670 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224660670 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224660670 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224660670 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 374.271 |  | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 224660670 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224660670 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.25 | 1.24 |  |  |
| 224660930 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224660930 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate |
| 224660966 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224660966 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224660966 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 0.50 | 0.49 |  |  |
| 224661170 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224661170 | [Redacted] | [Redacted] |  |  | Representative FICO | 689 | 699 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 224661382 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224661382 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224661382 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224661382 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224661424 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224661424 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224661424 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224661424 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224661522 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224661522 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224661779 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224661779 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224664126 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224664196 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224664456 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224664456 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224664456 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224664456 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224664467 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224664467 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224664467 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224664467 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224664467 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224664467 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 743.62 |  | Verified | DSCR Loan |
| 224664467 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.49 | 1.47 | Verified | Field value reflects source document |
| 224664495 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224664495 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224664495 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224664495 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224664496 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224664496 | [Redacted] | [Redacted] |  |  | Representative FICO | 737 | 739 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 224664496 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224678246 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224678246 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Bid tape field value not provided |
| 224678250 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224678250 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224678250 | [Redacted] | [Redacted] |  |  | Refi Purpose | Rate/Term | Cash-out - Other | Verified | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| 224678250 | [Redacted] | [Redacted] |  |  | LTV Valuation Value | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224678250 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224678285 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224678285 | [Redacted] | [Redacted] |  |  | Representative FICO | 687 | 753 | Verified | Use the highest middle score amongst all Applicants on the loan. |
| 224678285 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.02 | 1.01 |  |  |
| 224678734 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224678734 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224678734 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Lease profile |
| 224678737 | [Redacted] | [Redacted] |  |  | Street | [Redacted] | [Redacted] | Verified | Field Value reflects Street per Note |
| 224678737 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224678737 | [Redacted] | [Redacted] |  |  | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224678737 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224678737 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 224691931 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224691931 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224691938 | [Redacted] | [Redacted] |  |  | Representative FICO | 769 | 801 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 224692122 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224692122 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224693452 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224693452 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224693452 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224693452 | [Redacted] | [Redacted] |  |  | Representative FICO | 776 | 798 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 224693464 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224693464 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224693464 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224693468 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224693468 | [Redacted] | [Redacted] |  |  | Representative FICO | 760 | 783 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 224693468 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224693468 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224693468 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 161.704 |  | Verified | Alternate format, not a true discrepancy |
| 224699710 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224699710 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224699710 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224699710 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224699711 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224699711 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224699711 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224699711 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224699711 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 38.523 |  | Verified | Alternate format, not a true discrepancy |
| 224699714 | [Redacted] | [Redacted] |  |  | Original LTV | 38.84 | 44.11765 |  |  |
| 224699714 | [Redacted] | [Redacted] |  |  | LTV Valuation Value | [Redacted] | [Redacted] |  |  |
| 224699714 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 38.504 | 34.19761 | Verified | Discrepancy is due to lender is using a higher PITI on the rental property which was refinanced. |
| 224699718 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224701098 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224701098 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224701098 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.01 | 1.00 |  |  |
| 224705505 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224705505 | [Redacted] | [Redacted] |  |  | # of Units | 1 | 2 | Verified | Field value reflects source document |
| 224705506 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224705506 | [Redacted] | [Redacted] |  |  | Representative FICO | 738 | 756 | Verified | Field Value Representative FICO reflects the lowest mid score of the highest wage earner |
| 224705832 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224705832 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224705838 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224705838 | [Redacted] | [Redacted] |  |  | Representative FICO | 746 | 772 | Verified | Field Value Representative FICO reflects the lowest mid score of the highest wage earner |
| 224705839 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224706151 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224706151 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224706151 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224706151 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224706151 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224706151 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224706165 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224706165 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224709547 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224709547 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224709547 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Refinance. |
| 224709547 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 716.804 |  | Verified | Alternate format, not a true discrepancy |
| 224709547 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224709550 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224709550 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224709559 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224709559 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224709559 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 224709559 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224709559 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Verified from security instrument |
| 224709765 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224709765 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224709765 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224709765 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 49.812 | 44.93445 | Verified | DTI lower due to higher rent amount shown on 1007 for subject property. |
| 224709765 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224710931 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224710931 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224710931 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224710931 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224710932 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224710932 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224710932 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224710932 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224710945 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224710945 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224710945 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224710946 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224710946 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 36.647 | 39.24149 | Verified | DTI Mismatch due to rep property |
| 224711006 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224711006 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224711006 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224711006 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224711014 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224711014 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224711014 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224711180 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224711189 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224711189 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224711189 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224711189 | [Redacted] | [Redacted] |  |  | Representative FICO | 753 | 787 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 224711189 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224711189 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224711189 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 1427.97 |  | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 224711189 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224711189 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.30 | 1.29 | Verified | Field value reflects source document |
| 224711198 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224711198 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224711198 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 195.851 |  | Verified | Alternate format, not a true discrepancy |
| 224711198 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.21 | 1.20 |  |  |
| 224711286 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224711302 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224711302 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224711302 | [Redacted] | [Redacted] |  |  | LTV Valuation Value | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224711302 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224712963 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224712963 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224712963 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224712963 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224712993 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224712993 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224712993 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224712993 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224713358 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224713359 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224713359 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224713359 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224713359 | [Redacted] | [Redacted] |  |  | Representative FICO | 785 | 791 | Verified | Field Value Representative FICO reflects the highest mid score of all applicants on the loan. |
| 224713359 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224713359 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 1967.31 |  | Verified | DSCR Loan. |
| 224713359 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.17 | 1.16 |  |  |
| 224713365 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224713365 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224713365 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224713365 | [Redacted] | [Redacted] |  |  | Representative FICO | 748 | 772 | Verified | Field Value Representative FICO reflects the highest mid score of loan applicants. |
| 224713365 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Margin details not provided on Note. |
| 224713365 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | lease profile |
| 224713365 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224713365 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.50 | 1.49 |  |  |
| 224713366 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224713366 | [Redacted] | [Redacted] |  |  | Representative FICO | 622 | 624 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 224713366 | [Redacted] | [Redacted] |  |  | Property Type | PUD | 2 Family | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224713366 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224713366 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224713366 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 423.922 |  | Verified | DSCR Loan |
| 224713366 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.26 | 1.25 |  |  |
| 224713382 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224713382 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224713382 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224713382 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224713385 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224713385 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224713385 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 31.808 | 34.59143 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 224713385 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224713429 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224713446 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224713450 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224713563 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224713563 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224713567 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224713763 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224713763 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224713763 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224713763 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.01 | 1.00 |  |  |
| 224713984 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224713984 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224713984 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224713984 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224713984 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 1237.04 |  | Verified | DSCR Loan. |
| 224713984 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.24 | 1.23 |  |  |
| 224714074 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224714074 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224714074 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224714074 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Updated as per fraud report. |
| 224714074 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 4235.17 |  | Verified | Lease profile |
| 224714139 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224714139 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224714139 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 5652.55 |  | Verified | Alternate format, not a true discrepancy |
| 224714139 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.25 | 1.24 |  |  |
| 224714169 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224715702 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224715702 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224715702 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224715702 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224715747 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224715747 | [Redacted] | [Redacted] |  |  | Representative FICO | 784 | 811 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 224715747 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224715751 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224715751 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224715751 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224715751 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Refinance. |
| 224715751 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.38 | 1.37 | Verified | Field value reflects source document |
| 224715759 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224715759 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224715759 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Bid Tape Field Value is not provided. |
| 224715759 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224715761 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224715761 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224715766 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224715766 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224715766 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224715766 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224715766 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 463.543 |  | Verified | DSCR Loan |
| 224715766 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224715766 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 2.03 | 2.02 |  |  |
| 224716312 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224716312 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Bid Tape Field Value blank. |
| 224716312 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224716867 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224716867 | [Redacted] | [Redacted] |  |  | Representative FICO | 798 | 807 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 224716867 | [Redacted] | [Redacted] |  |  | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224716867 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224716867 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224716867 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224716867 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.08 | 1.07 |  |  |
| 224716926 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224716926 | [Redacted] | [Redacted] |  |  | Representative FICO | 759 | 766 | Verified | Field Value Representative FICO reflects the lowest mid score of the highest wage earner |
| 224716926 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224716939 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224716939 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224717162 | [Redacted] | [Redacted] |  |  | Borrower Full Name | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224717319 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224717319 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224717750 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224717750 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224717750 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224717750 | [Redacted] | [Redacted] |  |  | Original LTV | 80 | 76.92308 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 224717750 | [Redacted] | [Redacted] |  |  | LTV Valuation Value | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224717750 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 17.657 |  | Verified | Alternate format, not a true discrepancy |
| 224717750 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.24 | 1.23 | Verified | Field value reflects source document |
| 224718590 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224718590 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224718590 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224718774 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224718774 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224718774 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224718774 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224718774 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224718774 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224719737 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224719737 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224719737 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224719737 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224719737 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224719737 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224720552 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224720552 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224720552 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224720556 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224720556 | [Redacted] | [Redacted] |  |  | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224720556 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 224720567 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224720567 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224720569 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224720569 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224720569 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224720573 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224720573 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224720573 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224720575 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224720575 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224720575 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224720575 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224720732 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224720732 | [Redacted] | [Redacted] |  |  | Property Type | Multi Family | Condo (Low Rise) | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224721666 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224721666 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224721666 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | DSCR Loan. |
| 224721838 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224721838 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224721838 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224722942 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224722942 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 224722947 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224722947 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 224722951 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224722951 | [Redacted] | [Redacted] |  |  | Representative FICO | 732 | 741 | Verified | Field Value Representative FICO reflects the lowest mid score of the highest wage earner |
| 224722951 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 224722961 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224722961 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate |
| 224722961 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224722961 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224722976 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224722976 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 224722976 | [Redacted] | [Redacted] |  |  | LTV Valuation Value | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224722977 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224722979 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224722979 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224722979 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224722979 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224722979 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 3239.8 |  | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 224722979 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.15 | 1.14 |  |  |
| 224722980 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224722980 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate |
| 224722980 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 0.87 | 0.86 |  |  |
| 224722981 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224722981 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224722981 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224722981 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.33 | 1.32 |  |  |
| 224725583 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224725583 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224725583 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224725635 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224725635 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224725662 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224725662 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224725662 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224725662 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224725662 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 352.132 |  | Verified | Alternate format, not a true discrepancy |
| 224725662 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.52 | 1.51 |  |  |
| 224725665 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224725665 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224725665 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224725665 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 44.85 | 42.60183 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 224725665 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224725672 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224725672 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224725672 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224725672 | [Redacted] | [Redacted] |  |  | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224725672 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 310.791 |  | Verified | DSCR loan |
| 224725672 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.07 | 1.05 | Verified | Field value reflects source document |
| 224725673 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224725673 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 224725676 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224725676 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224725676 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224725676 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.33 | 1.32 |  |  |
| 224725677 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224725677 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 224725679 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224725679 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224725684 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224725686 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224725691 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224725691 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224725691 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224725691 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224725691 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 882.598 |  | Verified | DSCR loan |
| 224725691 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.17 | 1.16 | Verified | Discrepancy due to rounding. |
| 224725729 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224725729 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate transaction |
| 224725729 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224725729 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224725731 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224725731 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224725731 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224725731 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224725922 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224725922 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 224725947 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224725947 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 0.88 | 0.87 |  |  |
| 224725949 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224725949 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 224725949 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224725949 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Verified from security instrument document |
| 224725952 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224725952 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 224725952 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Asset depletion - no ratio |
| 224725954 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224725954 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 224725954 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 35.859 | 27.25917 | Verified | Field Value DTI is lower than Tape value due to Lender used higher PITIA than verified by audit |
| 224726362 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224726362 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224726362 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224726363 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224726363 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | This is not an ARM loan. |
| 224726411 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224726411 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 224726414 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224726414 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224726414 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224726660 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224726660 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | This is not an ARM loan, so a margin is not required. |
| 224727438 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224727438 | [Redacted] | [Redacted] |  |  | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224727438 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | This is not an ARM loan, so a margin is not required. |
| 224727504 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224727551 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224727551 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224727551 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224727553 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224727553 | [Redacted] | [Redacted] |  |  | Representative FICO | 740 | 769 | Verified | Field Value Representative FICO reflects the lowest mid score of the highest wage earner |
| 224727553 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | No Margin |
| 224727554 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224727554 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224727554 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224727554 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224727562 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224727562 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224727562 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224727562 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224727563 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224727563 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224727563 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 3187.04 |  | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| 224727563 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.06 | 1.05 |  |  |
| 224727565 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224727565 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224727565 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224727565 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224727850 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224727850 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224727850 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224727850 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224727850 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 10.713 |  | Verified | DSCR loan |
| 224727850 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.41 | 1.40 |  |  |
| 224727851 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224727851 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224727851 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224727851 | [Redacted] | [Redacted] |  |  | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224727851 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224727851 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 3183.68 |  | Verified | Alternate format, not a true discrepancy |
| 224727851 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.04 | 1.03 |  |  |
| 224727852 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224727852 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224727852 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 1390.03 |  | Verified | DSCR Loan |
| 224727853 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224727854 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224727854 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224727854 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224727871 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224727871 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224727874 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224727874 | [Redacted] | [Redacted] |  |  | Representative FICO | 746 | 810 | Verified | Field Value Representative FICO reflects the lowest mid score of the highest wage earner |
| 224727874 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224727880 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224727880 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224727880 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224727880 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Margin details not provided on Note. |
| 224727880 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 825.737 |  | Verified | Lease profile |
| 224727880 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.77 | 1.76 |  |  |
| 224727881 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224727881 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224727881 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.35 | 1.41 | Verified | The lender used $25000 for DSCR qualification, while the system referenced $15000 from the comparable rent schedule. |
| 224727882 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224727882 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224727882 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224727895 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224727895 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Margin does not apply to this loan. |
| 224727895 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224727904 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224727904 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 224727945 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224727945 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224727945 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224727945 | [Redacted] | [Redacted] |  |  | Property Type | Multi Family | Mixed Use | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224727945 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224727945 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 224727945 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 198.271 |  | Verified | Alternate format, not a true discrepancy |
| 224728064 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224728064 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate |
| 224728064 | [Redacted] | [Redacted] |  |  | Refi Purpose | Rate/Term | Cash-out - Other | Verified | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| 224728064 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 695.539 |  | Verified | DSCR loan |
| 224728066 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224728066 | [Redacted] | [Redacted] |  |  | Representative FICO | 754 | 783 | Verified | Per lender guides, the highest mid score of all borrowers is to be used. |
| 224728066 | [Redacted] | [Redacted] |  |  | Property Type | Multi Family | Condo (Low Rise) | Verified | Field Value reflects the Approval/AUS in file. |
| 224728066 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate |
| 224728066 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | DSCR Loan |
| 224728066 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 2865 |  | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 224728068 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224728068 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224728068 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224728068 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Margin is not required. |
| 224728068 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 21.58 | 15.17772 | Verified | Lender considered the PITI for [redacted]; however, this property is the additional unit to the subject property at [redacted]. |
| 224728335 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224728335 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224728335 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224728335 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224728335 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.20 | 1.19 |  |  |
| 224728340 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224728340 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.50 | 1.49 | Verified | Field value reflects source document |
| 224728431 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224728431 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 224728431 | [Redacted] | [Redacted] |  |  | LTV Valuation Value | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224728444 | [Redacted] | [Redacted] |  |  | Street | [Redacted] | [Redacted] | Verified | Field Value reflects Street per Note |
| 224728444 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224728444 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224728445 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224728445 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 224728503 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224728503 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224728503 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224728503 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224728503 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224728503 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 5356.84 |  | Verified | Alternate format, not a true discrepancy |
| 224728503 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224728506 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224729416 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224729735 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224729735 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224729735 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224729735 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.10 | 1.09 | Verified | Due to round off |
| 224729739 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224729739 | [Redacted] | [Redacted] |  |  | Representative FICO | 784 | 791 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 224729739 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224729739 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224729739 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 5576.78 |  | Verified | DSCR Loan |
| 224729739 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.13 | 1.14 | Verified | Due to round off |
| 224729778 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224729778 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 224731331 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224731331 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 224731331 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 876.25 |  | Verified | DSCR loan |
| 224731331 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.11 | 1.10 | Verified | Due to rounding |
| 224731356 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224731356 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224731356 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224731359 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224731359 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate transaction |
| 224731421 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224731426 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224731426 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224731426 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224731426 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224731431 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224731431 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224731431 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224731431 | [Redacted] | [Redacted] |  |  | Representative FICO | 756 | 785 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 224731431 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224731431 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 1953.43 |  | Verified | Alternate format, not a true discrepancy |
| 224731431 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224731433 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224731433 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | This is not an ARM loan. |
| 224731433 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | No income or employment is required. Asset qualification only so there is not a DTI requirement. |
| 224731434 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224731434 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224731434 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224731434 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224731435 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224731435 | [Redacted] | [Redacted] |  |  | Representative FICO | 750 | 802 | Verified | Field Value Representative FICO reflects the lowest mid score of the highest wage earner |
| 224731435 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224731435 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224731436 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224731436 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224731436 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224731436 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Margin details not provided on Note. |
| 224731436 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Refinance case |
| 224731436 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 678.995 |  | Verified | Lease profile |
| 224731436 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224731439 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224731439 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224731442 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224731442 | [Redacted] | [Redacted] |  |  | Representative FICO | 797 | 810 | Verified | Field Value Representative FICO reflects the lowest mid score of the highest wage earner |
| 224731443 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224731443 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224731443 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | The bid tape field value was not provided. |
| 224731443 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 807.012 |  | Verified | Alternate format, not a true discrepancy |
| 224731444 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224731444 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224731444 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224731444 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 224731445 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224731445 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224731445 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224731445 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 470.154 |  | Verified | Alternate format, not a true discrepancy |
| 224731445 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.34 | 1.33 | Verified | Field value reflects source document |
| 224731448 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224731448 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224731448 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224731448 | [Redacted] | [Redacted] |  |  | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224731448 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224731448 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224731448 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 49.667 |  | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 224731448 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224731448 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.03 | 1.02 |  |  |
| 224731450 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224731458 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224731469 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224731469 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224731470 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224731470 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224731472 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224731472 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224731473 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224731473 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224731473 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224731475 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224731475 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 224731477 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224731477 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224731481 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224731481 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224731892 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224731892 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224732778 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224732778 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224732778 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224732778 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 224732778 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 79.077 |  | Verified | DSCR no DTI |
| 224732778 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.53 | 1.52 |  |  |
| 224732787 | [Redacted] | [Redacted] |  |  | Street | [Redacted] | [Redacted] | Verified | Field Value reflects Street per Note |
| 224732787 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224732787 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 7087.31 |  | Verified | DSCR loan |
| 224732787 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.17 | 1.16 |  |  |
| 224733122 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224733122 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224733122 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224733122 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224733122 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 41.812 |  | Verified | Field Value DTI is higher than Tape value but within 3% and < 45% DTI |
| 224733122 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224733122 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.08 | 1.07 |  |  |
| 224734705 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224734705 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate |
| 224734705 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224734705 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.01 | 1.00 |  |  |
| 224734707 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224734707 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224734707 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224734707 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | DSCR loan |
| 224734708 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224734717 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224734717 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 224734731 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224734731 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224734738 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224734738 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224734738 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224734738 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224734738 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 1106.87 |  | Verified | DSCR Loan |
| 224734840 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224734840 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224734840 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224734840 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.04 | 1.03 |  |  |
| 224734842 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224734842 | [Redacted] | [Redacted] |  |  | Representative FICO | 800 | 780 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 224734957 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224734957 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 224734961 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224734961 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.29 | 1.28 |  |  |
| 224734962 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224734962 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224734962 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224734962 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224734962 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224734962 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 1071.01 |  | Verified | Unable to verify due to missing information |
| 224734962 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224735019 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224735019 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 224735020 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224735020 | [Redacted] | [Redacted] |  |  | Property Type | Condo | Townhouse | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224735020 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 224735021 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224735021 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 224735022 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224735022 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224735022 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224735022 | [Redacted] | [Redacted] |  |  | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224735022 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 224735022 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 2655.91 |  | Verified | DSCR no DTI |
| 224735044 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224735044 | [Redacted] | [Redacted] |  |  | Representative FICO | 754 | 767 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 224735044 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 1422.41 |  | Verified | DSCR no DTI |
| 224735044 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.39 | 1.38 |  |  |
| 224735046 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224735046 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224735074 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224735074 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224735074 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224735074 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Margin details not provided on Note. |
| 224735074 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Refinance case |
| 224735074 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 1139.73 |  | Verified | Lease profile |
| 224735076 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224735076 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 224735077 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 224735078 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224735078 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate loan |
| 224735079 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224735079 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224735079 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 224735079 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Asset Depletion (No DTI) |
| 224735080 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224735080 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224735080 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 224735081 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224735081 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224735081 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224735081 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224735083 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224735083 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 224735083 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224735083 | [Redacted] | [Redacted] |  |  | LTV Valuation Value | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224735083 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224735084 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224735084 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224735084 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224735084 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224735084 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 343.085 |  | Verified | DSCR loan |
| 224735975 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224735975 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 224735996 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224735996 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224735996 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224735996 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224735996 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224735996 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 3935.1 |  | Verified | Alternate format, not a true discrepancy |
| 224735996 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224735996 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.07 | 1.06 |  |  |
| 224736004 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224736004 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 224736005 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 224736008 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224736008 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Margin details not provided on Note. |
| 224736008 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Refinance case |
| 224736008 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 427.084 |  | Verified | Lease profile |
| 224736013 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224736058 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224736058 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224736058 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224736058 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224736058 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224736058 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 10.967 |  | Verified | Alternate format, not a true discrepancy |
| 224736058 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224736087 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224736087 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224736087 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224736087 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224736087 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224736087 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224736087 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.24 | 1.23 |  |  |
| 224736090 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224736090 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224736090 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 0.87 | 0.86 |  |  |
| 224736093 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224736093 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate |
| 224736093 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 49.506 | 47.29177 | Verified | Field Value DTI is lower than Tape value due to Lender used higher PITIA than verified by audit |
| 224736489 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224736661 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224736661 | [Redacted] | [Redacted] |  |  | Representative FICO | 801 | 818 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 224736661 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224736661 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224736663 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224736663 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate |
| 224737425 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224737631 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224737631 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224737631 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224738236 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224738236 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 224738236 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 20.398 | 16.8557 | Verified | Field Value DTI is lower than Tape value due to Lender used lower qualifying income than verified by audit |
| 224738238 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224738238 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224738238 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 2981.05 |  | Verified | Alternate format, not a true discrepancy |
| 224738238 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224738238 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.04 | 1.03 |  |  |
| 224738240 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224738240 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224738240 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 576.994 |  | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 224738240 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.26 | 1.25 |  |  |
| 224738241 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224738242 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224738242 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224738242 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224738242 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 224738243 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224738770 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224738770 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224738770 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.15 | 1.14 |  |  |
| 224739345 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224739345 | [Redacted] | [Redacted] |  |  | Original Loan Amount | [Redacted] | [redacted] | Verified | Field Value reflects the Note value |
| 224739345 | [Redacted] | [Redacted] |  |  | Refi Purpose | Rate/Term | Cash-out - Other | Verified | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| 224739422 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224739422 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224739422 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224739422 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 117.127 |  | Verified | DSCR Loan. |
| 224739422 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.80 | 1.79 |  |  |
| 224739427 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224739427 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224739427 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224739427 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 224739427 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224739486 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224739486 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224739784 | [Redacted] | [Redacted] |  |  | Representative FICO | 722 | 784 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 224739786 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224739786 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224739790 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224739858 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224739859 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224739859 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224739859 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224739859 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224739859 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | DSCR Loan |
| 224739859 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.01 | 1.00 | Verified | Discrepancy due to rounding. |
| 224739860 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224739864 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224739864 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224739864 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224739906 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224739906 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 224739907 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224739907 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224739907 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224740046 | [Redacted] | [Redacted] |  |  | Street | [Redacted] | [Redacted] | Verified | Field Value reflects Street per Note |
| 224740046 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224740046 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224740046 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224740046 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | DSCR Loan |
| 224740046 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 224740046 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 139.284 |  | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 224740046 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224740047 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224740047 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224740047 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224740047 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Verified from security instrument document |
| 224740049 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224740049 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224740049 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 224740049 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224740049 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.32 | 1.31 |  |  |
| 224740052 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224740052 | [Redacted] | [Redacted] |  |  | Property Type | PUD | Condo (Low Rise) | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224740052 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Out of scope |
| 224740062 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224740062 | [Redacted] | [Redacted] |  |  | Representative FICO | 766 | 783 | Verified | Use the highest middle score amongst all Applicants on the loan. |
| 224740062 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224740062 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224740062 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224740062 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224740062 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 0.86 | 0.87 | Verified | Underwriter has considered the monthly HOA of $401.89 for DSCR calculation. |
| 224740066 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224740066 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 49.049 | 45.88778 | Verified | Sufficient funds for [redacted] 30 day account. |
| 224740073 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate |
| 224740073 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.03 | 1.02 |  |  |
| 224740127 | [Redacted] | [Redacted] |  |  | Street | [Redacted] | [Redacted] | Verified | Field Value reflects Street per Note |
| 224740127 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224740127 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 224740134 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224740134 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224746313 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224746344 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224746344 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224746344 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224746344 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224746344 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 112.91 |  | Verified | DSCR loan |
| 224746348 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224746348 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 224746364 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224746364 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 224746364 | [Redacted] | [Redacted] |  |  | # of Units | 3 | 2 | Verified | Field value reflects source document |
| 224746364 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 30.011 | 32.67171 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| 224753125 | [Redacted] | [Redacted] |  |  | Street | [Redacted] | [Redacted] | Verified | Field Value reflects Street per Note |
| 224753125 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224753125 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224753125 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224753125 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224753125 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224753125 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | DSCR Loan. |
| 224753188 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224753188 | [Redacted] | [Redacted] |  |  | Representative FICO | 755 | 819 | Verified | Field Value Representative FICO reflects the highest mid score of all loan applicants. |
| 224753190 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224753193 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224753193 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224753197 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Unable to verify due to missing information |
| 224753197 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224753197 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224753197 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 224753197 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224753197 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 452.566 |  | Verified | Unable to verify due to missing information |
| 224753197 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.99 | 1.98 | Verified | Field value reflects source document |
| 224753227 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224753227 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224753227 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224753227 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Margin details not provided on Note. |
| 224753227 | [Redacted] | [Redacted] |  |  | # of Units | 1 | 2 | Verified | Field value reflects source document |
| 224753227 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224753227 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 2868.38 |  | Verified | Lease profile |
| 224753227 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224753227 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.06 | 1.05 |  |  |
| 224753928 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224753928 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224753933 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224753933 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 224758836 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224758836 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224758900 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224758900 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224758905 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224758905 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224758908 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224758908 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224758908 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224758908 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 1072.66 |  | Verified | DSCR Loan |
| 224758914 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224758983 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224758983 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224758997 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224759060 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224759062 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224759062 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224759063 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224759063 | [Redacted] | [Redacted] |  |  | Representative FICO | 760 | 770 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 224759063 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224759063 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 2.713 |  | Verified | Alternate format, not a true discrepancy |
| 224759063 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224759063 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.15 | 1.14 |  |  |
| 224759066 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224759066 | [Redacted] | [Redacted] |  |  | Representative FICO | 739 | 784 | Verified | Field Value Representative FICO reflects the highest mid score of all loan applicants. |
| 224759066 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224759401 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224759401 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 99.333 |  | Verified | Alternate format, not a true discrepancy |
| 224759401 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224759401 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.08 | 1.07 |  |  |
| 224760293 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224761859 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224761859 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224761870 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224761870 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224761870 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224761871 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224761871 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 224762479 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224762479 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 224762479 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224762479 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 307.161 |  | Verified | DSCR Loan |
| 224762479 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.25 | 1.24 |  |  |
| 224762481 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224762481 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 224762481 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 4155.1 |  | Verified | DSCR Loan |
| 224762481 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224762481 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.05 | 1.04 | Verified | Field value reflects source document |
| 224762494 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224762494 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 224762495 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Unable to verify due to missing information |
| 224762495 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224762495 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224762495 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 224765962 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224765962 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224765962 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224765962 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 46.737 | 40.9681 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 224766148 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224766148 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | N/A; fixed rate loan. |
| 224766148 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 711.118 |  | Verified | N/A; DSCR |
| 224766151 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224766151 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224766151 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224766151 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | N/A; fixed rate. |
| 224766151 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224766151 | [Redacted] | [Redacted] |  |  | LTV Valuation Value | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224766151 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | N/A; DSCR |
| 224766151 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224766155 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224766155 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 224766155 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.08 | 1.07 | Verified | Field value reflects source document |
| 224766166 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224766166 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224766169 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224766169 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.21 | 1.20 |  |  |
| 224766174 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Unable to verify due to missing information |
| 224766174 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224766174 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224766174 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 224766174 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224766181 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224766181 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate |
| 224766188 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224766188 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224766193 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224766200 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224766200 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224766200 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224766200 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224766200 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | DSCR Loan |
| 224766200 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224769421 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224769421 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224771721 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224771721 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224771721 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224771721 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224771721 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 3736.95 |  | Verified | The DSCR does not calculate DTI. |
| 224771723 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224771723 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224771723 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224771723 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | N/A; fixed rate. |
| 224771723 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224771723 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | N/A; DSCR |
| 224771723 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224771723 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.44 | 1.43 |  |  |
| 224771735 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224771735 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 224771735 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Unable to verify due to missing information |
| 224771735 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 3975.29 |  | Verified | Unable to verify due to missing information |
| 224771735 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224771735 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.22 | 1.24 | Verified | Field value reflects source document |
| 224771741 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224771741 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224771741 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224771741 | [Redacted] | [Redacted] |  |  | Representative FICO | 745 | 752 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 224771756 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224771756 | [Redacted] | [Redacted] |  |  | Representative FICO | 683 | 727 | Verified | Field Value Representative FICO reflects the lowest mid score of the highest wage earner |
| 224771757 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224771757 | [Redacted] | [Redacted] |  |  | Representative FICO | 798 | 802 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 224771760 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224771760 | [Redacted] | [Redacted] |  |  | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224771760 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224771760 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224771823 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224771823 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224771823 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224771823 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224771823 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224771823 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 479.938 |  | Verified | DSCR Loan |
| 224771823 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224771823 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.17 | 1.16 | Verified | Discrepancy due to rounding. |
| 224771830 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224771830 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 224771836 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224771836 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.34 | 1.33 |  |  |
| 224771838 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224771838 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224771838 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224771838 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.81 | 1.80 |  |  |
| 224771840 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224771840 | [Redacted] | [Redacted] |  |  | Representative FICO | 787 | 793 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 224771840 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | 2 Family | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224771840 | [Redacted] | [Redacted] |  |  | # of Units | 1 | 2 | Verified | Field value reflects source document |
| 224771840 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.02 | 1.01 | Verified | Discrepancy due to rounding. |
| 224771845 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224771845 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224771846 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224771846 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224771846 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224771848 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224771848 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224771851 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224771851 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224771851 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224773676 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224773676 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224773676 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224773676 | [Redacted] | [Redacted] |  |  | Representative FICO | 746 | 748 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 224773676 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224773676 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224773676 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | DSCR Loan |
| 224773676 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224773708 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224773708 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224773708 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224773708 | [Redacted] | [Redacted] |  |  | Representative FICO | 759 | 811 | Verified | Field Value Representative FICO reflects the highest mid score of all loan applicants. |
| 224773708 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224773708 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224773753 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224773753 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224773753 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224773753 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224773753 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224773753 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224773754 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224773754 | [Redacted] | [Redacted] |  |  | Property Type | Multi Family | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224773754 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224773755 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224773755 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224773755 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224773755 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224773761 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224773761 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224773761 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224773761 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Margin details not provided on Note. |
| 224773761 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 62.701 |  | Verified | Lease profile |
| 224773761 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224773761 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.39 | 1.38 |  |  |
| 224773817 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224773817 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224773817 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 629.524 |  | Verified | DSCR Loan |
| 224773817 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224773830 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224773830 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | Condo (Low Rise) | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224773830 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 224773830 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224773830 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224773830 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.00 | 0.99 |  |  |
| 224777151 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224777151 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224777151 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 224777151 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224777905 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224777905 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224777905 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224777911 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224777911 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224778063 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224778063 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224778063 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224778069 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224778069 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 224778069 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Bid Tape Field Value blank. |
| 224778069 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224778076 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224778076 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224778077 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224778077 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224778077 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 224778077 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224778079 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224778079 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.42 | 1.32 | Verified | This changed after the 1.25% for taxes was used. |
| 224778085 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224778085 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224778085 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224778085 | [Redacted] | [Redacted] |  |  | Representative FICO | 773 | 788 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 224778085 | [Redacted] | [Redacted] |  |  | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224778085 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224778085 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 1762.27 |  | Verified | dscr loan |
| 224778085 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224778085 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.36 | 1.35 |  |  |
| 224778086 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224778086 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224778086 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.42 | 1.41 |  |  |
| 224778087 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224778087 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | 3 Family | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224778088 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224778088 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224778088 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224778088 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 0.96 | 0.99 | Verified | Field value reflects source document |
| 224778089 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224778090 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224778090 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224778090 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224778090 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224778093 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224778093 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Bid Tape Field Value was not provided. |
| 224778117 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224778117 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 224778117 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Bid Tape Field Value blank. |
| 224778117 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224778118 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224779206 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224779206 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224779206 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224779206 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 9220.16 |  | Verified | dscr loan |
| 224779206 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224779328 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224779328 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224781560 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224781560 | [Redacted] | [Redacted] |  |  | Representative FICO | 753 | 763 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 224781560 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224781560 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224781560 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.09 | 1.02 | Verified | Field value reflects source document |
| 224781613 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224781613 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed |
| 224781613 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224781616 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224781616 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224781720 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224781720 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | This is not an ARM loan. |
| 224781720 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224781733 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224781733 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224781733 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224781740 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224781740 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224781740 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224781740 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 224781740 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 10.981 |  | Verified | DSCR Loan |
| 224781740 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.49 | 1.52 | Verified | DSCR variance due to lender utilizing a higher HOA than reflected in source document. |
| 224781762 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224781762 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.03 | 1.02 | Verified | Due to round off |
| 224781790 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224781790 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224781790 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 531.317 |  | Verified | Alternate format, not a true discrepancy |
| 224781790 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224781792 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224781792 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224781792 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224781792 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224781792 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 151.617 |  | Verified | Alternate format, not a true discrepancy |
| 224781792 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 2.06 | 2.11 | Verified | Field value reflects source document |
| 224781793 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224781793 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224781793 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224781793 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224781796 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224781796 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224781796 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224781796 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224781796 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224781796 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224781798 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224781798 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224781798 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224781798 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224781860 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224781860 | [Redacted] | [Redacted] |  |  | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224781860 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224781860 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224781860 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224781869 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224781869 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224781869 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224781869 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | Condo (Low Rise) | Verified | Field Value reflects the Approval/AUS in file. |
| 224781869 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 224781869 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 192.567 |  | Verified | Field Value DTI is higher than Tape value but within 3% and < 45% DTI |
| 224781869 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.40 | 1.41 | Verified | Field value reflects source document |
| 224782088 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224782088 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224782088 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224782088 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224782114 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224782114 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | This is not an ARM loan. |
| 224782114 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224785383 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224785383 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224785383 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224785402 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224785402 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224785402 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 2.574 |  | Verified | Alternate format, not a true discrepancy |
| 224785402 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.80 | 1.79 |  |  |
| 224785403 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224785404 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224790928 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224790928 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 224790936 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224790936 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224790936 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224790936 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224790936 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 224790936 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 536.636 |  | Verified | Field Value DTI is higher than Tape value but within 3% and < 45% DTI |
| 224790936 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.15 | 1.14 |  |  |
| 224790938 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224790938 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224790938 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224790938 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | N/A; fixed rate loan. |
| 224790938 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 224790938 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 595.551 |  | Verified | N/A; DSCR loan. |
| 224790938 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224790951 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224790951 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 224790955 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224790955 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate |
| 224790960 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224790960 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224790960 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.07 | 1.06 |  |  |
| 224805346 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224805346 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224805346 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224805346 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 2321.08 |  | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 224805346 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.15 | 1.14 | Verified | Field value reflects source document |
| 224809808 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224809808 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | N/A; fixed rate loan |
| 224809808 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | N/A; refinance |
| 224809808 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 2576.73 |  | Verified | N/A; DSCR Loan |
| 224809808 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224809809 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224809809 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224809809 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224809809 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | N/A; fixed rate loan. |
| 224809809 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224809809 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | N/A; DSCR |
| 224809809 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224809809 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.09 | 1.08 | Verified | Field value reflects source document |
| 224809817 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224809817 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224810629 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224810629 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224810630 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224810630 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224810630 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224810630 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.18 | 1.17 | Verified | Unable to verify due to missing information |
| 224820204 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224820204 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 224820357 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224820357 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.26 | 1.25 |  |  |
| 224825436 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224825436 | [Redacted] | [Redacted] |  |  | Representative FICO | 738 | 759 | Verified | Field Value Representative FICO reflects the highest mid score of all loan applicants. |
| 224825439 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224825439 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 224825445 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224825445 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224825445 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224825445 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224825445 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224825448 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224825448 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224825448 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224825448 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224825448 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 240.518 |  | Verified | DSCR Loan |
| 224826534 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224826534 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224826534 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224826534 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224826534 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Updated from appraisal report |
| 224826534 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.13 | 1.12 | Verified | Field value reflects source document |
| 224826538 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224826538 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224826538 | [Redacted] | [Redacted] |  |  | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224826538 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.10 | 1.09 |  |  |
| 224826539 | [Redacted] | [Redacted] |  |  | Street | [Redacted] | [Redacted] | Verified | Field Value reflects Street per Note |
| 224826539 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224826539 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224826539 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224826539 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224826539 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 4351.12 |  | Verified | DSCR Loan |
| 224826539 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224826539 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.11 | 1.10 | Verified | Due to round off |
| 224826577 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224826577 | [Redacted] | [Redacted] |  |  | Representative FICO | 743 | 759 | Verified | Field Value Representative FICO reflects the highest mid score of all loan applicants. |
| 224826577 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224826577 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 4783.79 |  | Verified | DSCR Loan |
| 224826607 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224826607 | [Redacted] | [Redacted] |  |  | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224826607 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224826607 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224826705 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224826705 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224826705 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224851098 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224851885 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224851885 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224851885 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224851904 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224851904 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224851904 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224851904 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 18.154 | 13.69927 | Verified | The reason for this discrepancy is due to lender considered mortgage payments from departing residence in DTI which was sold prior to closing and sale proceeds were also received in bank account. |
| 224851916 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224851916 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 224851916 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224851916 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 4.323 |  | Verified | Unable to verify due to missing information |
| 224852462 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224852462 | [Redacted] | [Redacted] |  |  | Original Interest Rate | 6.625 | 6.75 | Verified | Field Value reflects the Note value |
| 224852698 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224852698 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224852698 | [Redacted] | [Redacted] |  |  | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224852698 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224852698 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224852698 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224852700 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224852700 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224852700 | [Redacted] | [Redacted] |  |  | First Payment Date | 2026-03-01 | 2026-02-01 | Verified | Field Value reflects First Payment Date per the Note |
| 224852700 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224852700 | [Redacted] | [Redacted] |  |  | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224852700 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224852700 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.21 | 1.20 |  |  |
| 224853140 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224853140 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224853140 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224853140 | [Redacted] | [Redacted] |  |  | Representative FICO | 710 | 725 | Verified | Use the highest middle score amongst all Applicants on the loan. |
| 224853140 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.32 | 1.31 |  |  |
| 224853150 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224853150 | [Redacted] | [Redacted] |  |  | Representative FICO | 729 | 783 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 224853709 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224853709 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate |
| 224853709 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224853709 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 466.888 |  | Verified | DSCR Loan |
| 224853711 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224853855 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Security Instrument |
| 224853855 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.46 | 1.53 | Verified | Field value reflects source document |
| 224853857 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224853857 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.00 | 0.99 |  |  |
| 224853893 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224853893 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224853893 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224853981 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224853981 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.03 | 1.02 |  |  |
| 224854078 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224854078 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224854094 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224854094 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224854328 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224854365 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224854365 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224854365 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224854464 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224854464 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224854464 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224854464 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224854464 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 498.415 |  | Verified | Alternate format, not a true discrepancy |
| 224854515 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224854515 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224854516 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224854516 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224854516 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224854516 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 31.305 | 21.48624 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 224854516 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224854520 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224854520 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224854521 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224854521 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.24 | 1.23 |  |  |
| 224855083 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224869810 | [Redacted] | [Redacted] |  |  | Street | [Redacted] | [Redacted] | Verified | Field Value reflects Street per Note |
| 224869810 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224869810 | [Redacted] | [Redacted] |  |  | Property Type | PUD | PUD Attached | Verified | Field Value reflects the Approval/AUS in file. |
| 224869810 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224869810 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 224869810 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224869811 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224869811 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate |
| 224869811 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224869811 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 155.651 |  | Verified | DSCR Loan |
| 224869811 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.48 | 1.47 |  |  |
| 224869824 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224869827 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224869827 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224869827 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224869827 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Margin details not provided on Note. |
| 224869827 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Refinance case |
| 224869827 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224869827 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.02 | 1.01 | Verified | Due to round off |
| 224869829 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224869829 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224869829 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224869832 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224869832 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224869832 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 224878155 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224878155 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate |
| 224878155 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224878155 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224878724 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224878724 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224878724 | [Redacted] | [Redacted] |  |  | # of Units | 3 | 2 | Verified | Field value reflects source document |
| 224878724 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224878740 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224878743 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224878743 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224878743 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.41 | 1.40 | Verified | Due to rounding |
| 224878744 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224878748 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224878879 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224878879 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.33 | 1.27 | Verified | DATA DISCREPANCY WITH DSCR. LENDER DSCR 1.33, REVIEW DSCR 1.27. The Reason for the discrepancy is due to the Lender using the appraisal market rent rather than the actual rent as provided on the Lease Agreements. |
| 224879447 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224879447 | [Redacted] | [Redacted] |  |  | # of Units | 2 | 3 | Verified | Field value reflects source document |
| 224879449 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224879449 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224879449 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224879449 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224879449 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224879449 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224879465 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224879465 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224879465 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 356.793 |  | Verified | DSCR Loan |
| 224879465 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224879468 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224879468 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224879468 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224879468 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate |
| 224879468 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224879468 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 213.718 |  | Verified | DSCR Loan |
| 224879468 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224879468 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.09 | 1.08 | Verified | Rent is $3.550.00, Monthly PITIA $3.273.00. DSCR=1.0846 Due to Rounding |
| 224879469 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224879469 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.44 | 1.43 |  |  |
| 224879474 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224879475 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224879475 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224879475 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224879475 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224879475 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 573.178 |  | Verified | DSCR Loan |
| 224879475 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224879475 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.03 | 1.02 |  |  |
| 224879740 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224879741 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224879741 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224879741 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224879741 | [Redacted] | [Redacted] |  |  | Representative FICO | 772 | 799 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 224879741 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224879741 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224879741 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224879750 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224879750 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224879750 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224879750 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224879754 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224879754 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate transaction |
| 224879754 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224879754 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224879766 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224879766 | [Redacted] | [Redacted] |  |  | Representative FICO | 689 | 763 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 224879766 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | No Margin |
| 224879766 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224880501 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224880501 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224880501 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224913943 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224913943 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224913945 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224913945 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value reflects the Approval/AUS in file. |
| 224913945 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate |
| 224913945 | [Redacted] | [Redacted] |  |  | Refi Purpose | Rate/Term | Limited Cash-out GSE | Verified | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| 224913946 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224913946 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | No Margin |
| 224913961 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224913961 | [Redacted] | [Redacted] |  |  | Representative FICO | 758 | 762 | Verified | Field Value Representative FICO reflects the lowest mid score of the highest wage earner |
| 224913961 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224913967 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224913967 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224913967 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224913967 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224913968 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224913968 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224913971 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224913971 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224913972 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224913982 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224913982 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224913982 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | N/A; fixed rate loan |
| 224913982 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field value is original purchase price. |
| 224913982 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 1048.33 |  | Verified | N/A; DSCR loan |
| 224913982 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224913982 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.36 | 1.35 | Verified | Discrepancy due to rounding. |
| 224913991 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224914014 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224914014 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224914014 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224914014 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 224914014 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224914014 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 254.729 |  | Verified | dscr loan |
| 224914014 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224914014 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.20 | 1.19 |  |  |
| 224914035 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224914035 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.68 | 1.67 |  |  |
| 224914064 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224914064 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate |
| 224914064 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224914064 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224914066 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224914066 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224914066 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224914106 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224914107 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224914107 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 224914114 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224914114 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224914114 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224914114 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224914114 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 45.468 |  | Verified | DSCR Loan |
| 224914114 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.42 | 1.41 |  |  |
| 224914116 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224914116 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224914116 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224914116 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224914116 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 188.542 |  | Verified | DSCR Loan |
| 224914116 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224914118 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224914118 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 224914118 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224914118 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 6359.6 |  | Verified | Unable to verify due to missing information |
| 224914120 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224914123 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224914123 | [Redacted] | [Redacted] |  |  | Property Type | Condo | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224914123 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224914123 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 269.439 |  | Verified | DSCR Loan |
| 224914123 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224914123 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.62 | 1.61 | Verified | Unable to verify due to missing information |
| 224914190 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224914190 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224914190 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224914190 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224914190 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 224914190 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 1490.38 |  | Verified | DSCR Loan |
| 224914444 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224914496 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224914496 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224914496 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.76 | 1.75 |  |  |
| 224914499 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224914499 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224914499 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224914499 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224914499 | [Redacted] | [Redacted] |  |  | Original LTV | 27.059 | 62.72727 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 224914499 | [Redacted] | [Redacted] |  |  | LTV Valuation Value | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224914499 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224914501 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224914501 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224914501 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224914501 | [Redacted] | [Redacted] |  |  | Representative FICO | 722 | 667 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 224914501 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224914501 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.16 | 1.15 |  |  |
| 224914502 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224914502 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224914502 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224914502 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 1173.05 |  | Verified | DSCR File |
| 224914502 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.46 | 1.45 |  |  |
| 224914504 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224914504 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224914504 | [Redacted] | [Redacted] |  |  | Property Type |  | 4 Family | Verified | Unable to verify due to missing information |
| 224914504 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | N/A; fixed rate loan. |
| 224914504 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 204.233 |  | Verified | N/A; DSCR loan |
| 224914504 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.57 | 1.56 | Verified | Discrepancy due to rounding. |
| 224914516 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224914516 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224914521 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224914521 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Out of Scope |
| 224914521 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224914636 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224914636 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224914636 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224914636 | [Redacted] | [Redacted] |  |  | Property Type | Multi Family | Mixed Use | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224914636 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224914636 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 225.453 |  | Verified | DSCR Loan |
| 224914636 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224914636 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 2.20 | 2.19 |  |  |
| 224914649 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224914649 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the ARM rider |
| 224914649 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 44.702 | 30.81192 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 224917636 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224917636 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224917636 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 224917636 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224917636 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Verified from security instrument document |
| 224917994 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224917994 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224918074 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224918074 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224918074 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224918074 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224925966 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224925966 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | Condo (High Rise) | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224925966 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224925966 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224926006 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224926006 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224926006 | [Redacted] | [Redacted] |  |  | First Payment Date | 2026-03-01 | 2026-02-01 | Verified | Field Value reflects First Payment Date per the Note |
| 224926006 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224926006 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224926006 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 16.644 |  | Verified | DSCR Loan |
| 224926006 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224926006 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.43 | 1.42 | Verified | Field value reflects source document |
| 224926019 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224926020 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224926020 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224926020 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224926021 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224926021 | [Redacted] | [Redacted] |  |  | Representative FICO | 743 | 759 | Verified | Field Value Representative FICO reflects the highest mid score of all loan applicants. |
| 224926021 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate Loan |
| 224926021 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224926024 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224926024 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224926024 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224926024 | [Redacted] | [Redacted] |  |  | Representative FICO | 757 | 816 | Verified | Used Highest FICO |
| 224926024 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224926024 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224926024 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 174.627 |  | Verified | Alternate format, not a true discrepancy |
| 224926030 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224926030 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224926038 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224926038 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224926065 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224926065 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224926065 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224926069 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224926069 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224926069 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224926072 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224926072 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224926072 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224926072 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224926076 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224926076 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224926077 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224926077 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224926077 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224926077 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 1492.54 |  | Verified | DSCR File |
| 224926077 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224926077 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.11 | 1.10 | Verified | Due to Rounding off. |
| 224926080 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224926080 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224926080 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224926081 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224926081 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224926081 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224926082 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224926082 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224926082 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.65 | 1.64 | Verified | Field value reflects source document |
| 224926087 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224926087 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224926087 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224926091 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224926091 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224926091 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224926091 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224926091 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 224926091 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 1011.03 |  | Verified | DSCR Loan |
| 224926091 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224926098 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224926098 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224926100 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224926100 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224926100 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224926100 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | N/A; fixed rate loan. |
| 224926100 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224926100 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 194.999 |  | Verified | N/A; DSCR loan. |
| 224926100 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224926100 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.61 | 1.44 | Verified | Field value reflects source document |
| 224926104 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224926104 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224926104 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224926104 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224926105 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224926105 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224926105 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224926105 | [Redacted] | [Redacted] |  |  | Representative FICO | 764 | 734 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 224926105 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | N/A; fixed rate loan |
| 224926105 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224926105 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | N/A; DSCR loan. |
| 224926105 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224926155 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224926155 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224926155 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224926155 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224926155 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 272.301 |  | Verified | DSCR Loan Program |
| 224926155 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224926155 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 2.07 | 2.06 | Verified | Field value reflects source document |
| 224926925 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224926925 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224926925 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224928036 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224928036 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224928036 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224928036 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224928253 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224928253 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224931457 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224931457 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224931462 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224931462 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224931462 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224931462 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 14.015 | 19.38136 | Verified | Field Value DTI is higher than Tape value but within 3% and < 45% DTI |
| 224931464 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224931464 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224931464 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224931510 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224931510 | [Redacted] | [Redacted] |  |  | Representative FICO | 743 | 774 | Verified | Use the highest middle score amongst all Applicants on the loan |
| 224931510 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate Loan |
| 224931510 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 5019.16 |  | Verified | DSCR Loan |
| 224933379 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224933379 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224933379 | [Redacted] | [Redacted] |  |  | LTV Valuation Value | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224933379 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 258.824 |  | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 224933445 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224933451 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224933451 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224933451 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224933451 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 224933451 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224933454 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224933454 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224933454 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 5608.14 |  | Verified | Alternate format, not a true discrepancy |
| 224933454 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.46 | 1.45 | Verified | Clarity is rounding off the DSCR. |
| 224933483 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224933483 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224933483 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224933483 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 224933483 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224933483 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 377.638 |  | Verified | DSCR Loan |
| 224933483 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224933483 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.32 | 1.31 | Verified | Field value reflects source document |
| 224933484 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224933484 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224934356 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224934356 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224934356 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224934787 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224934809 | [Redacted] | [Redacted] |  |  | Original Interest Rate | 6.99 | 7 | Verified | Field Value reflects the Note value |
| 224934833 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224934833 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224943018 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224943018 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224943018 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224943018 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224943018 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224943018 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 873.857 |  | Verified | DSCR Loan |
| 224943018 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.03 | 1.02 | Verified | Field value reflects source document |
| 224943020 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224943020 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224943020 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 8211.26 |  | Verified | Investor DSCR Loan Program |
| 224943020 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224943029 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224943029 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224943029 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224943341 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224943341 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224943341 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224943341 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Refinance; Field value reflects initial sales price |
| 224943341 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 23.15 |  | Verified | N/A; DSCR loan |
| 224943341 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.45 | 1.44 | Verified | Discrepancy due to rounding. |
| 224944911 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224944911 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224944924 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224944937 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224944937 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224944937 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Refinance Transaction |
| 224944937 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 1072.56 |  | Verified | DSCR Loan |
| 224945059 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224945059 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224945059 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224945286 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224945286 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224945286 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224945435 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224945435 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate |
| 224945435 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224945435 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224945454 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224945454 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224945456 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Security Instrument |
| 224945456 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224945456 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.07 | 1.06 | Verified | Due to rounding |
| 224949044 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224949044 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224949044 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224949044 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224949052 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224949052 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224949052 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224949054 | [Redacted] | [Redacted] |  |  | Street | [Redacted] | [Redacted] | Verified | Field Value reflects Street per Note |
| 224949054 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224949054 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224949054 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.03 | 1.02 | Verified | PITIA: P&I $[redacted], Taxes $[redacted], Hazard $[redacted], HOA $[redacted] = $[redacted]. Used rent $1,400.00 / PITIA $1,361.02 = 1.02 |
| 224949056 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224949739 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224949770 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224949770 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224949770 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 224949770 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Field Value DTI is higher than Tape value but within 3% and < 45% DTI |
| 224949770 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 0.86 | 0.85 | Verified | Field value reflects source document |
| 224949771 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224949771 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Margin details not provided on Note. |
| 224949771 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 162.157 |  | Verified | Lease profile |
| 224949791 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224949791 | [Redacted] | [Redacted] |  |  | Representative FICO | 722 | 750 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 224949877 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224949877 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224949877 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224949877 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224949877 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 224949877 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | DSCR Loan |
| 224949905 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224949912 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224949912 | [Redacted] | [Redacted] |  |  | Refi Purpose | Rate/Term | Cash-out - Other | Verified | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| 224949913 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224949913 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224949940 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224949940 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224949940 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224949940 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 2578.44 |  | Verified | DSCR Loan Program |
| 224949940 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224949940 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.06 | 1.05 | Verified | Field value reflects source document |
| 224949942 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224949942 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224949943 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224949943 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224949943 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 224949943 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 280.063 |  | Verified | DSCR File |
| 224949943 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224949967 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224949967 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224954698 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224954698 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224954698 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224954698 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Margin details not provided on Note. |
| 224954698 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 34.471 |  | Verified | Lease profile |
| 224954698 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224954698 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.49 | 1.48 | Verified | Discrepancy due to rounding. |
| 224954700 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224954700 | [Redacted] | [Redacted] |  |  | Representative FICO | 683 | 794 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 224954700 | [Redacted] | [Redacted] |  |  | Property Type | PUD | PUD Attached | Verified | Field Value reflects the Approval/AUS in file. |
| 224955112 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224955112 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224955112 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224955112 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224955112 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 89.572 |  | Verified | It is DSCR Loan |
| 224955112 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 2.99 | 2.98 | Verified | DSCR is lower due to the [redacted] rental income collected 01/2025-12/2025 |
| 224955575 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224955575 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224955575 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224955986 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224955986 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224955986 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224961671 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224962031 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224962031 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224962031 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224965433 | [Redacted] | [Redacted] |  |  | Street | [Redacted] | [Redacted] | Verified | Field Value reflects Street per Note |
| 224965433 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224965433 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224965433 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224965433 | [Redacted] | [Redacted] |  |  | Representative FICO | 759 | 791 | Verified | Field value reflects the highest middle score amongst all Applicants on the loan. |
| 224965433 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | The bid tape field value was not provided. |
| 224965433 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.04 | 1.01 | Verified | Field value reflects source document |
| 224972580 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224972669 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224972669 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224972669 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224972669 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 6.107 | 8.26812 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 224987951 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224987951 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224987951 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | N/A; fixed rate loan. |
| 224987951 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Bid Tape Field Value is not provided. |
| 224987951 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 774.608 |  | Verified | N/A; DSCR loan |
| 224987951 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.32 | 1.31 | Verified | Discrepancy due to rounding. DSCR per 1008 is 1.317. |
| 224987954 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224987954 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224987954 | [Redacted] | [Redacted] |  |  | Original LTV | 67.273 | 61.66667 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 224987954 | [Redacted] | [Redacted] |  |  | LTV Valuation Value | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224987954 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.26 | 1.25 | Verified | Field value reflects source document |
| 224987956 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224987956 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224987956 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224987958 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224987958 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224987958 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224987958 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.16 | 1.15 | Verified | Field value reflects source document |
| 224987961 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224987964 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224987964 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224987964 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224987965 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224987965 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224987965 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224987965 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224987968 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224987968 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224987968 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Bid Tape Field Value is not provided. |
| 224987968 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 3243.29 |  | Verified | DSCR Loan |
| 224987968 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224987971 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224987971 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224987971 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224987971 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224987971 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Cash-Out Refinance Transaction |
| 224987971 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 3094.45 |  | Verified | DSCR Loan Program |
| 224987971 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.12 | 1.11 | Verified | Field value reflects source document |
| 224988561 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224988561 | [Redacted] | [Redacted] |  |  | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224988562 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224988562 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224988562 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224988562 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 32.213 | 41.69383 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 224988604 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224988604 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224988604 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224988612 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224988613 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224988613 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224988619 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224988619 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224988619 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224988619 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224988623 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224988623 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224988623 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224988681 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224988681 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224988681 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224988681 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224988682 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224988682 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224988682 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224988682 | [Redacted] | [Redacted] |  |  | Property Type | Multi Family | Mixed Use | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224988682 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224988682 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 712.999 |  | Verified | It is DSCR |
| 224988682 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.26 | 1.25 | Verified | Field value reflects source document |
| 224988687 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224988687 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224988687 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224988690 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224988690 | [Redacted] | [Redacted] |  |  | Representative FICO | 800 | 801 | Verified | Field Value Representative FICO reflects the highest mid score of all loan applicants. |
| 224988690 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Margin details not provided on Note. |
| 224988690 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224988690 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 1822.27 |  | Verified | Lease profile |
| 224988690 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.19 | 1.18 | Verified | Field value reflects source document |
| 224988693 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224988693 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224988694 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224988694 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224988696 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224988696 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224988696 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224988696 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224988696 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 7.766 | 10.3004 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 224988696 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224988701 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224988701 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224988710 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224988710 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | Condo (Low Rise) | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224988710 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224988710 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224988710 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 3684.65 |  | Verified | DSCR Loan |
| 224988710 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.05 | 1.04 | Verified | Field value reflects source document |
| 224988777 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224988777 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224988950 | [Redacted] | [Redacted] |  |  | Original Interest Rate | 7.25 | 7.125 | Verified | Field Value reflects the Note value |
| 224988950 | [Redacted] | [Redacted] |  |  | Borrower Full Name | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224989149 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224989149 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224989149 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224989149 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate |
| 224989149 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 407.684 |  | Verified | DSCR Loan |
| 224989199 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224989199 | [Redacted] | [Redacted] |  |  | Representative FICO | 636 | 737 | Verified | Per guidelines, field value reflects the highest mid score amongst all applicabnts on the loan. |
| 224989199 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | N/A; fixed rate loan |
| 224989199 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224989199 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 3276.4 |  | Verified | N/A; DSCR Loan |
| 224989199 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.08 | 1.07 | Verified | Due to round off |
| 224989222 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224989222 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | N/A; fixed rate loan |
| 224989222 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | N/A; DSCR loan |
| 224989222 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 0.94 | 0.93 | Verified | Discrepancy due to rounding. |
| 224990392 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224990392 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224990463 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224990463 | [Redacted] | [Redacted] |  |  | Representative FICO | 801 | 814 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 224990463 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224990463 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224990463 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224991908 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224991908 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224991908 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224991913 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224991913 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224991913 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224991913 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224991913 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224991913 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 266.003 |  | Verified | DSCR loan |
| 224991915 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224991915 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224991915 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224991915 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 686.794 |  | Verified | It is a DSCR |
| 224991932 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224991932 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224991932 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224991932 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | N/A; fixed rate loan |
| 224991932 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 2542.38 |  | Verified | N/A; DSCR loan |
| 224991966 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224991966 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224991966 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224991968 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224991968 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224992042 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224992042 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224992042 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224992764 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224992764 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224992767 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224992767 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224992773 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224992775 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224992775 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224992775 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.04 | 1.03 | Verified | Due to rounding. PITIA: P&I $[redacted], Taxes $[redacted], Hazard $53.33 = $1,013.51. Used rent $1,050.00 / PITIA $1,013.51 = 1.036. |
| 224992779 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224992779 | [Redacted] | [Redacted] |  |  | LTV Valuation Value | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224997321 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224997321 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224997321 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 533.255 |  | Verified | DSCR Loan. |
| 224997321 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.56 | 1.57 | Verified | Due to round off. |
| 224999419 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224999770 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224999770 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224999770 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224999770 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | N/A; fixed rate loan |
| 224999770 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Refinance; field value is initial purchase price |
| 224999770 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 2.431 |  | Verified | N/A; DSCR File |
| 224999770 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.19 | 1.18 | Verified | Discrepancy due to higher insurance premiums verified through audit. |
| 224999789 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224999789 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224999790 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224999790 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225000268 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225000317 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225000317 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225000317 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225000317 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225000317 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225000317 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 0.88 | 0.87 | Verified | Field value reflects source document |
| 225001418 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225001418 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225001418 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 225001418 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 798.835 |  | Verified | DSCR File |
| 225001428 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225001428 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225001428 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225001428 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225001428 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225001428 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 66.944 |  | Verified | It is a DSCR loan |
| 225001619 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225001619 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225001773 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225001773 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225001774 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225001774 | [Redacted] | [Redacted] |  |  | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 225001774 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225001774 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225001774 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 584.727 |  | Verified | DSCR Loan |
| 225001774 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.46 | 1.45 | Verified | Field value reflects source document |
| 225001779 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225001779 | [Redacted] | [Redacted] |  |  | Representative FICO | 721 | 744 | Verified | Field Value Representative FICO reflects the lowest mid score of the highest wage earner |
| 225001779 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225003609 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225003611 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225003611 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225003611 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225003611 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225003611 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 1699.43 |  | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 225003611 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.61 | 1.07 | Verified | Field value reflects source document |
| 225003612 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225003612 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225003615 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225003615 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225003615 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225003615 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | Condo (Low Rise) | Verified | Field Value captured from Appraisal or Valuation model in file |
| 225003615 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225003615 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225003615 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 1492.22 |  | Verified | DSCR Loan. |
| 225003615 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 225003615 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.32 | 1.31 | Verified | Field value reflects source document |
| 225003616 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225003616 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225003633 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225003633 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225003633 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225003717 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225003717 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225003717 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225003717 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225003717 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 38.299 |  | Verified | DSCR Loan |
| 225003717 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.50 | 1.49 | Verified | Field value reflects source document |
| 225003976 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225003977 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225003977 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225003977 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 973.208 |  | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 225003977 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.18 | 1.17 | Verified | Field value reflects source document |
| 225003979 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225003979 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225003979 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | The bid tape field value was not provided. |
| 225003979 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 1385.41 |  | Verified | Alternate format, not a true discrepancy |
| 225003980 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225003980 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225003980 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225003980 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225003980 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.62 | 1.61 | Verified | Due to rounding off |
| 225003982 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225003982 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225003982 | [Redacted] | [Redacted] |  |  | Property Type | Multi Family | Mixed Use | Verified | Field Value captured from Appraisal or Valuation model in file |
| 225003982 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225003982 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225005380 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225005398 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225005398 | [Redacted] | [Redacted] |  |  | LTV Valuation Value | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225005763 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225005773 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225005773 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 253.24 |  | Verified | DSCR loan |
| 225005773 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.31 | 1.30 | Verified | Field value reflects source document |
| 225005778 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225005784 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225005784 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225005784 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225005825 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225005825 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225008064 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225008064 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225008086 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225008086 | [Redacted] | [Redacted] |  |  | Representative FICO | 757 | 773 | Verified | Field Value Representative FICO reflects the lowest mid score of the highest wage earner |
| 225008086 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225010415 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225010415 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225010415 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225010415 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | DSCR Loan |
| 225010419 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225010670 | [Redacted] | [Redacted] |  |  | Borrower Full Name | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225010676 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225010676 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225010676 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225011558 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225011558 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225011645 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225011645 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225011645 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225011645 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225011645 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225011645 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 3.409 |  | Verified | DSCR Loan. |
| 225011645 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.20 | 1.19 | Verified | Due to round off. |
| 225012150 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225012150 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225012150 | [Redacted] | [Redacted] |  |  | Margin | 4.5 | 4.25 | Verified | Field Value reflects 'Margin' per the Note |
| 225012154 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225012154 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225012155 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225012155 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225012155 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225012177 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225012177 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225012177 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 426.212 |  | Verified | Alternate format, not a true discrepancy |
| 225012177 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.39 | 1.40 | Verified | Field value reflects source document |
| 225012182 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225012182 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225012182 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 3940.32 |  | Verified | DSCR File |
| 225012606 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225012606 | [Redacted] | [Redacted] |  |  | Original Interest Rate | 6.5 | 6.625 | Verified | Field Value reflects the Note value |
| 225012694 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225014593 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225014593 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225014593 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225014593 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225014593 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 46.437 |  | Verified | DSCR Loan |
| 225014593 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225014593 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.41 | 1.40 | Verified | Due to round off |
| 225014841 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225014841 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225014841 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 225014870 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225014870 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225014870 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 781.729 |  | Verified | Alternate format, not a true discrepancy |
| 225014879 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225014879 | [Redacted] | [Redacted] |  |  | Representative FICO | 770 | 795 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 225014879 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 225014879 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225014879 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 225014879 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225014938 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225014938 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225014938 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225014938 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Margin details not provided on Note. |
| 225014938 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 1262.71 |  | Verified | Lease profile |
| 225014938 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.16 | 1.15 | Verified | Discrepancy due to rounding. |
| 225015241 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225015241 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225015241 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225015248 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225015248 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225015248 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 175.652 |  | Verified | It is DSCR |
| 225017133 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225017135 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225017137 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225017137 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 225017137 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 225017146 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225017146 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225017150 | [Redacted] | [Redacted] |  |  | Street | [Redacted] | [Redacted] | Verified | Field Value reflects Street per Note |
| 225017150 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225017150 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225017154 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225017154 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225017154 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225017154 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 225017162 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225017162 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Out of scope |
| 225017166 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225017166 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225017166 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 132.769 |  | Verified | Alternate format, not a true discrepancy |
| 225017169 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225017169 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Security Instrument |
| 225017169 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225017175 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225017175 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225017175 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225017175 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 225017177 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225017177 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 225019241 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225019252 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225019252 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225019252 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225019252 | [Redacted] | [Redacted] |  |  | Representative FICO | 750 | 755 | Verified | Field Value Representative FICO reflects the highest mid score of all loan applicants. |
| 225019252 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Margin details not provided on Note. |
| 225019252 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Lease profile |
| 225019253 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225019253 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225019253 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate |
| 225019263 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225019263 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225019263 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225019263 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate Loan |
| 225019263 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225019263 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 613.534 |  | Verified | It is DSCR |
| 225019263 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.24 | 1.23 | Verified | Due to rounding |
| 225021429 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225021429 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 225022985 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225022985 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225022985 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.02 | 1.01 | Verified | Due to round off |
| 225023024 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225023254 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225023254 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 225023313 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225023313 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 225025938 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225025940 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225032188 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225032188 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225032188 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225032188 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225032188 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225032188 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 74.52 |  | Verified | DSCR Loan |
| 225032791 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225032801 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225032801 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225032801 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225032801 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 225032803 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225032813 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225033067 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225033401 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Loan Program |
| 225033403 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225033403 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225033403 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225033403 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 225033404 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225033404 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 225033448 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225033448 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate |
| 225033453 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225033453 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Asset Depletion (No DTI) |
| 225033493 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225033494 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225033494 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 225033494 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 313.136 |  | Verified | DSCR Loan |
| 225033494 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 2.29 | 2.28 | Verified | Rounding |
| 225033517 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225033517 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225033517 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 225034552 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225034552 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225034552 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225035225 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225035225 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 225036618 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225036618 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 225036857 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225036857 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225036857 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225036867 | [Redacted] | [Redacted] |  |  | Street | [Redacted] | [Redacted] | Verified | Field Value reflects Street per Note |
| 225036867 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225036867 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 225036867 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Asset Depletion (No DTI) |
| 225036869 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225036869 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 225036880 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225036880 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225036880 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225036880 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 225037375 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225037375 | [Redacted] | [Redacted] |  |  | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 225037375 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate |
| 225037377 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225037377 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225037377 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225037379 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225037379 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate |
| 225037379 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225037379 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 2048.64 |  | Verified | DSCR Loan |
| 225037379 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 225037379 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.28 | 1.27 | Verified | Field value reflects source document |
| 225037380 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225037380 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the Approval/AUS |
| 225037383 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225037383 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225037383 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 225037516 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225037516 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 225037516 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Asset depletion with no DTI. |
| 225037517 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225037517 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 225037519 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225037519 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | The Bid Tape Field Value was not provided. |
| 225037522 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225037522 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225037522 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225037522 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 225037942 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225037942 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225037942 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225037942 | [Redacted] | [Redacted] |  |  | Property Type |  | Single Family Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 225038875 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225038875 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225038875 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225038875 | [Redacted] | [Redacted] |  |  | Property Type | Multi Family | Mixed Use | Verified | Field Value captured from Appraisal or Valuation model in file |
| 225038875 | [Redacted] | [Redacted] |  |  | # of Units | 2 | 4 | Verified | Field value reflects source document |
| 225038875 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.16 | 1.15 | Verified | Field value reflects source document |
| 225040186 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225040186 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 225040362 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225040362 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225040362 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225041342 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225041352 | [Redacted] | [Redacted] |  |  | Street | [Redacted] | [Redacted] | Verified | Field Value reflects Street per Note |
| 225041352 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225041352 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225041352 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225041352 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225041479 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225041479 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225041479 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225041545 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225041545 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225041545 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225041545 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225041545 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225041545 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 19.504 |  | Verified | DSCR Loan |
| 225041545 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 225042474 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225042474 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 225042474 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225042474 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225042474 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225043221 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225043221 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225043221 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225043467 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225043493 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225043493 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225043493 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225043493 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225043617 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225043617 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225043617 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225043617 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225043619 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Security Instrument |
| 225043619 | [Redacted] | [Redacted] |  |  | LTV Valuation Value | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225043623 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225043623 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225043623 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225043623 | [Redacted] | [Redacted] |  |  | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 225043623 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225043623 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 225043649 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225043649 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 225043653 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Out of scope. |
| 225043653 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225043653 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225044223 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225044223 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225044223 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 2158.31 |  | Verified | DSCR Loan |
| 225044858 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225044858 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225044858 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225050414 | [Redacted] | [Redacted] |  |  | Street | [Redacted] | [Redacted] | Verified | Field Value reflects Street per Note |
| 225050414 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225050414 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 225051546 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225051546 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225051546 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225051546 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 46.404 | 48.64788 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 225051546 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225051617 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225051617 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225051617 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225051617 | [Redacted] | [Redacted] |  |  | # of Units | 1 | 3 | Verified | Field value reflects source document |
| 225053164 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225053327 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225053327 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225053327 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | The bid tape field value was not provided. |
| 225053327 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 225053327 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.06 | 1.09 | Verified | Field value reflects source document |
| 225056531 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225056531 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225056531 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 225056662 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225056662 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225056662 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225056671 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225056671 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225056671 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225056671 | [Redacted] | [Redacted] |  |  | Property Type | PUD | PUD Attached | Verified | Field Value reflects the Approval/AUS in file. |
| 225056671 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | The Bid Tape Field value was not provided |
| 225056671 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | DSCR Loan |
| 225056671 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 225059889 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225059971 | [Redacted] | [Redacted] |  |  | Street | [Redacted] | [Redacted] | Verified | Field Value reflects Street per Note |
| 225059971 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225059971 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225060070 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225060070 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225060070 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 225060070 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 225060406 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225060406 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225060406 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225060406 | [Redacted] | [Redacted] |  |  | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 225060888 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225060888 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225060888 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 225060891 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225060891 | [Redacted] | [Redacted] |  |  | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 225060907 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225060907 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225060907 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225060907 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 337.596 |  | Verified | DSCR Loan |
| 225060907 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225060907 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.51 | 1.50 | Verified | Field value reflects source document |
| 225062700 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.09 | 1.08 | Verified | Field value reflects source document |
| 225062939 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225062939 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225062939 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225062939 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.07 | 1.06 | Verified | Due to rounding |
| 225062953 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225062953 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 225063204 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225063204 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225063213 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225063213 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | Condo (Low Rise) | Verified | Field Value captured from Appraisal or Valuation model in file |
| 225063213 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225063213 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225063213 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 225063223 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225063223 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225063223 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225063223 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225063223 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 2096.9 |  | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 225063223 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.36 | 1.37 | Verified | Matches with lenders calculation |
| 225063518 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225063518 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225063772 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225063772 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225074525 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225074525 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225074525 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225074525 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Asset Depletion (No DTI) |
| 225074526 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225074526 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 225075165 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225075240 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225075240 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225075240 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225075259 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225075259 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225075259 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.33 | 1.32 | Verified | due to rounding |
| 225077558 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225077558 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 225077558 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225077558 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225077558 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 855.877 |  | Verified | DSCR |
| 225077558 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 225077558 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.21 | 1.20 | Verified | Field value reflects source document |
| 225083554 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225083554 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 225083554 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225083554 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225083554 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 225083565 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 225083565 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 225083565 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 225083596 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |

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