# EDGAR Filing Document

**Accession Number:** 0000080661
**File Stem:** 0001127602-25-019154
**Filing Date:** 2025-7
**Character Count:** 10358
**Document Hash:** 7420b9e11d2b8fb373fead6bdbe99a44
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001127602-25-019154.hdr.sgml**: 20250715

**ACCESSION NUMBER**: 0001127602-25-019154

**CONFORMED SUBMISSION TYPE**: 4

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250711

**FILED AS OF DATE**: 20250715

**DATE AS OF CHANGE**: 20250715

**REPORTING-OWNER**: 

**OWNER DATA:**
- **COMPANY CONFORMED NAME:** Craig Pamela J.
- **CENTRAL INDEX KEY:** 0001232910

**ORGANIZATION NAME:**

**FILING VALUES:**
- **FORM TYPE:** 4
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 001-09518
- **FILM NUMBER:** 251123659

**MAIL ADDRESS:**
- **STREET 1:** C/O MERCK & CO., INC.
- **STREET 2:** 126 EAST LINCOLN AVENUE
- **CITY:** RAHWAY
- **STATE:** NJ
- **ZIP:** 07065

**FORMER NAME:**
- **FORMER CONFORMED NAME:** CRAIG PAMELA
- **DATE OF NAME CHANGE:** 20030514
**ISSUER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** PROGRESSIVE CORP/OH/
- **CENTRAL INDEX KEY:** 0000080661
- **STANDARD INDUSTRIAL CLASSIFICATION:** FIRE, MARINE & CASUALTY INSURANCE [6331]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 340963169
- **STATE OF INCORPORATION:** OH
- **FISCAL YEAR END:** 1231

**BUSINESS ADDRESS:**
- **STREET 1:** 300 NORTH COMMONS BLVD.
- **CITY:** MAYFIELD VILLAGE
- **STATE:** OH
- **ZIP:** 44143
- **BUSINESS PHONE:** 4404615000

**MAIL ADDRESS:**
- **STREET 1:** 300 NORTH COMMONS BLVD.
- **CITY:** MAYFIELD VILLAGE
- **STATE:** OH
- **ZIP:** 44143

## Ex-24

```

POWER OF ATTORNEY

The undersigned is, or is expected to become, a director and/or officer
of The Progressive Corporation, an Ohio corporation (the "Corporation").
The undersigned hereby makes, constitutes and appoints David M. Stringer,
Laurie F. Humphrey, Michael R. Uth, Allyson L. Bach and Sarah R. D'Amore,
and each of them, the undersigned's true and lawful attorney-in-fact and
agent, with full power of substitution and resubstitution, for the
undersigned and in the undersigned's name, place and stead, as the
undersigned's attorney-in-fact and agent, to:

a. prepare, sign and file a Form ID, or successor form, and such other
documents and information as may be necessary or appropriate to obtain
any passwords or other codes necessary, for and on behalf of the
undersigned, to file by any permitted means (including electronically
via the U.S. Securities and Exchange Commission (the "SEC") Electronic
Data Gathering and Retrieval system or any other system specified by the
SEC (collectively, "EDGAR")) documents with the SEC;

b. enroll the undersigned in EDGAR or cause the Corporation to accept a
delegation of authority from any of the undersigned's EDGAR account
administrators, and act as an account administrator, delegated
administrator, technical administrator, user or delegated user for the
undersigned's EDGAR account (including any other actions contemplated
by the rules and regulations of the SEC with respect to such roles);

c. prepare and sign any and all Forms 3, 4 and 5, or successor forms,
and any and all amendments or supplements thereto, for and on behalf
of the undersigned, in order to report, pursuant to Section 16(a) of
the Securities Exchange Act of 1934, as amended (the "Exchange Act"),
the number of Common Shares and other securities (including any
derivative securities) of the Corporation beneficially owned by the
undersigned, or any change in the number of Common Shares or other
securities of the Corporation so owned by the undersigned or in the
nature of such ownership, and to timely file with the SEC and the
New York Stock Exchange (the "NYSE") by any permitted means the required
number of copies of such form or forms, or any such amendments or
supplements, pursuant to and in accordance with the applicable rules
and regulations of the SEC and the NYSE; and

d. prepare and sign any and all Forms 144, or successor forms, and any
and all amendments or supplements thereto, for and on behalf of the
undersigned, in order to facilitate the sale of Common Shares or other
securities of the Corporation beneficially owned by the undersigned,
pursuant to Rule 144 under the Securities Act of 1933, as amended,
and to file with the SEC and the NYSE by any permitted means the
required number of copies of such form or forms, or any such amendments
or supplements, pursuant to and in accordance with the applicable rules
and regulations of the SEC and the NYSE;

giving and granting unto each said attorney-in-fact and agent full power
and authority to do and perform any and all acts and things whatsoever
necessary or appropriate to be done in or about the premises, as fully
to all intents and purposes as the undersigned might or could do if
personally present, hereby ratifying and approving all that said
attorneys-in-fact and agents, or any of them, or any such substitute
or substitutes, shall lawfully do or cause to be done by virtue hereof.

This Power of Attorney shall remain in full force and effect until the
undersigned is no longer required to file Forms 3, 4 or 5 or any
Form 144s with respect to the undersigned's holdings of and transactions
in securities issued by the Corporation, unless earlier revoked by the
undersigned in a signed writing delivered to the above-named
attorneys-in-fact. This Power of Attorney revokes all previous powers
of attorney with respect to the subject matter of this Power of Attorney.

IN WITNESS WHEREOF, the undersigned has executed this Power of
Attorney as of the date set forth below.

By:	/s/ Pamela J. Craig
Name:	Pamela J. Craig
Date:	May 8, 2025

STATE OF OHIO

COUNTY OF CUYAHOGA

This Power of Attorney was acknowledged before me on May 8, 2025
by Pamela J. Craig.

/s/ Judith F. Miller
Notary Signature

[Notary Seal]

Judith F. Miller
Notary Public - State of Ohio
Recorded in Cuyahoga County
My Commission Expires
December 8, 2027

```

### UNITED STATES SECURITIES AND EXCHANGE COMMISSION
**Washington, D.C. 20549**

## FORM 4

### STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

[ ] Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

[ ] Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

---

| | | |
|:---|:---|:---|
| **1. Name and Address of Reporting Person**<sup>*</sup><br>Craig Pamela J.<br><sub>(Last) (First) (Middle)</sub><br>300 NORTH COMMONS BLVD.<br><sub>(Street)</sub><br>MAYFIELD VILLAGE, OH 44143<br><sub>(City) (State) (Zip)</sub> | **3. Date of Earliest Transaction (Month/Day/Year)**<br>2025-07-11 | **5. Relationship of Reporting Person(s) to Issuer**<br>(Check all applicable)<br>[X] Director [ ] 10% Owner<br>[ ] Officer (give title below) [ ] Other (specify below)<br>_ _ |
| **2. Issuer Name and Ticker or Trading Symbol**<br>PROGRESSIVE CORP/OH/ [ PGR ] | **4. If Amendment, Date of Original Filed (Month/Day/Year)**<br>  | **6. Individual or Joint/Group Filing (Check Applicable Line)**<br>[X] Form filed by One Reporting Person<br>[ ] Form filed by More than One Reporting Person |

---

## Table I - Non-Derivative Securities

---

|  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1. Title of Security | 2. Transaction Date | 2A. Deemed Execution Date | 3. Transaction Code (V) | 3. Transaction Code (V) | 4. Securities Acquired (A) or Disposed of (D) | 4. Securities Acquired (A) or Disposed of (D) | 4. Securities Acquired (A) or Disposed of (D) | 5. Amount of Securities Beneficially Owned | 6. Ownership Form | 7. Nature of Indirect Beneficial Ownership |
| 1. Title of Security | 2. Transaction Date | 2A. Deemed Execution Date | Code | V | Amount | (A) or (D) | Price | 5. Amount of Securities Beneficially Owned | 6. Ownership Form | 7. Nature of Indirect Beneficial Ownership |
|  |  |  |  |  |  |  |  |  |  |  |

---

## Table II - Derivative Securities

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1. Title of Derivative Security | 2. Conversion or Exercise Price | 3. Transaction Date | 3A. Deemed Execution Date | 4. Transaction Code (V) | 4. Transaction Code (V) | 5. Number of Derivative Securities Acquired (A) or Disposed of (D) | 5. Number of Derivative Securities Acquired (A) or Disposed of (D) | 6. Date Exercisable and Expiration Date | 6. Date Exercisable and Expiration Date | 7. Title and Amount of Underlying Securities | 7. Title and Amount of Underlying Securities | 8. Price of Derivative Security | 9. Number of Derivative Securities Beneficially Owned | 10. Ownership Form | 11. Nature of Indirect Beneficial Ownership |
| 1. Title of Derivative Security | 2. Conversion or Exercise Price | 3. Transaction Date | 3A. Deemed Execution Date | Code | V | (A) | (D) | Date Exercisable | Expiration Date | Title | Amount or Number of Shares | 8. Price of Derivative Security | 9. Number of Derivative Securities Beneficially Owned | 10. Ownership Form | 11. Nature of Indirect Beneficial Ownership |
| Phantom Stock Unit (rest. Stock) | <sup>(1)</sup> | 2025-07-11 |  | A |  | 2.3842 |  | <sup>(2)</sup> | <sup>(3)</sup> | Common | 2.3842 | $0 | 5887.6837 | D |  |

---

### Footnotes:

(1) 1 for 1

(2) These units, which were acquired upon the reinvestment of dividend equivalents, will be paid out in cash at the time elected by the reporting person or at such other time determined in accordance with the plan.

(3) Expiration Date is the same as the Date Exercisable.

**Signature:** /s/ Sarah R. D'Amore, By Power of Attorney  
**Date:** 2025-07-15

### Remarks:

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.

* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).

** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).

Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.

**Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.**