# EDGAR Filing Document

**Accession Number:** 0001963728
**File Stem:** 0001963728-26-000002
**Filing Date:** 2026-4
**Character Count:** 14609
**Document Hash:** 5e0b745278d6b384520c1036b475d901
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001963728-26-000002.hdr.sgml**: 20260408

**ACCESSION NUMBER**: 0001963728-26-000002

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20260331

**FILED AS OF DATE**: 20260408

**DATE AS OF CHANGE**: 20260408

**EFFECTIVENESS DATE**: 20260408

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Seed Wealth Management, Inc.
- **CENTRAL INDEX KEY:** 0001963728

**ORGANIZATION NAME:**
- **EIN:** 471200311
- **STATE OF INCORPORATION:** IL
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-22778
- **FILM NUMBER:** 26847589

**BUSINESS ADDRESS:**
- **STREET 1:** 1220 SHERMAN AVENUE
- **CITY:** EVANSTON
- **STATE:** IL
- **ZIP:** 60202
- **BUSINESS PHONE:** 3127716900

**MAIL ADDRESS:**
- **STREET 1:** 1220 SHERMAN AVENUE
- **CITY:** EVANSTON
- **STATE:** IL
- **ZIP:** 60202

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 03-31-2026

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Seed Wealth Management Inc.<br>**Address:** 1220 SHERMAN AVENUE<br>EVANSTON, IL 60202

**Form 13F File Number:** 028-22778

**CRD Number (if applicable):** 000171920

**SEC File Number (if applicable):** 801-123622

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Jonathan Seed<br>**Title:** President  COO<br>**Phone:** 312-771-6900

**Signature, Place, and Date of Signing:**

/s/Jonathan Seed  San Francisco, CA  04-08-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 98

**Form 13F Information Table Value Total:** $145388424

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBOTT LABORATORIES | COM | 002824100 | BBG001S5N9M6 | 229057 | 2231 | SH |  | SOLE |  | 2231 | 0 | 0 |
| ALPHABET INC | CAP STK CL C | 02079K107 | BBG009S3NB21 | 939467 | 3275 | SH |  | SOLE |  | 3275 | 0 | 0 |
| AMAZON COM INC | COM | 023135106 | BBG001S5PQL7 | 894520 | 4295 | SH |  | SOLE |  | 4295 | 0 | 0 |
| AMERICAN CENTY ETF TR | AVANTIS EMGMKT | 025072604 | BBG00Q6ZDXT0 | 933116 | 11580 | SH |  | SOLE |  | 11580 | 0 | 0 |
| AMERICAN CENTY ETF TR | EMERGING MKT VAL | 025072372 | BBG012NXXGN9 | 472642 | 7880 | SH |  | SOLE |  | 7880 | 0 | 0 |
| AMERICAN CENTY ETF TR | INTL EQT ETF | 025072703 | BBG00Q9MQ6T1 | 1855027 | 21865 | SH |  | SOLE |  | 21865 | 0 | 0 |
| AMERICAN CENTY ETF TR | INTL SMCP VLU | 025072802 | BBG00Q9MR7Z1 | 2744752 | 27486 | SH |  | SOLE |  | 27486 | 0 | 0 |
| AMERICAN CENTY ETF TR | US EQT ETF | 025072885 | BBG00Q9MPQH1 | 1803896 | 16225 | SH |  | SOLE |  | 16225 | 0 | 0 |
| AMERICAN CENTY ETF TR | US SML CP VALU | 025072877 | BBG00Q9MQZW3 | 5455561 | 49385 | SH |  | SOLE |  | 49385 | 0 | 0 |
| APPLE INC | COM | 037833100 | BBG001S5N8V8 | 1016683 | 4006 | SH |  | SOLE |  | 4006 | 0 | 0 |
| ASTRAZENECA PLC | ORD | G0593M107 | BBG001SCNW31 | 230747 | 1170 | SH |  | SOLE |  | 1170 | 0 | 0 |
| BLACKROCK MUN TARGET TERM TR | COM SHS BEN IN | 09257P105 | BBG003BPM0W5 | 1343159 | 59170 | SH |  | SOLE |  | 59170 | 0 | 0 |
| BROADCOM INC | COM | 11135F101 | BBG00KHY5SY8 | 931935 | 3011 | SH |  | SOLE |  | 3011 | 0 | 0 |
| CHUBB LTD SWITZ | COM | H1467J104 | BBG001S8S1L3 | 255855 | 785 | SH |  | SOLE |  | 785 | 0 | 0 |
| CISCO SYS INC | COM | 17275R102 | BBG001S6HC62 | 318119 | 4100 | SH |  | SOLE |  | 4100 | 0 | 0 |
| CORNING INC | COM | 219350105 | BBG001S5RLH1 | 271668 | 1998 | SH |  | SOLE |  | 1998 | 0 | 0 |
| DEERE  CO | COM | 244199105 | BBG001S5QFF7 | 408956 | 726 | SH |  | SOLE |  | 726 | 0 | 0 |
| DELL TECHNOLOGIES INC | CL C | 24703L202 | BBG00DW3SZT0 | 732840 | 4465 | SH |  | SOLE |  | 4465 | 0 | 0 |
| DIMENSIONAL ETF TRUST | INTL CORE EQT MK | 25434V203 | BBG00Y2PGDN6 | 626087 | 16070 | SH |  | SOLE |  | 16070 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 | BBG011DXY6D4 | 427460 | 11000 | SH |  | SOLE |  | 11000 | 0 | 0 |
| EA SERIES TRUST | ALPHA ARCH 1-3 | 02072L565 | BBG01BBK3R95 | 5535985 | 47605 | SH |  | SOLE |  | 47605 | 0 | 0 |
| EA SERIES TRUST | ALPHA ARCHITECT | 02072Q853 | BBG01W26HBL6 | 35827632 | 683953 | SH |  | SOLE |  | 683953 | 0 | 0 |
| EA SERIES TRUST | ALPHA ARCHITECT | 02072Q358 | BBG01YY0GP12 | 4254213 | 91454 | SH |  | SOLE |  | 91454 | 0 | 0 |
| EA SERIES TRUST | INTL QUAN MOMNTM | 02072L300 | BBG00BR3YKT6 | 331372 | 8320 | SH |  | SOLE |  | 8320 | 0 | 0 |
| EA SERIES TRUST | US QUAN MOMENTUM | 02072L409 | BBG00BKYP4L9 | 2113511 | 30940 | SH |  | SOLE |  | 30940 | 0 | 0 |
| EQUINOR ASA | SPONSORED ADR | 29446M102 | BBG001SJ3R93 | 390772 | 9260 | SH |  | SOLE |  | 9260 | 0 | 0 |
| EXXON MOBIL CORP | COM | 30231G102 | BBG001S69V32 | 454010 | 2676 | SH |  | SOLE |  | 2676 | 0 | 0 |
| FIDELITY MERRIMACK STR TR | LOW DURTIN ETF | 316188408 | BBG00L4J9BR4 | 435435 | 8700 | SH |  | SOLE |  | 8700 | 0 | 0 |
| GLOBAL X FDS | RATE PREFERRED | 37954Y376 | BBG00VNLZSW4 | 648301 | 29700 | SH |  | SOLE |  | 29700 | 0 | 0 |
| GSK PLC | SPONSORED ADR | 37733W204 | BBG001SD6SM6 | 335555 | 6080 | SH |  | SOLE |  | 6080 | 0 | 0 |
| HALEON PLC | SPON ADS | 405552100 | BBG018GZNDB0 | 266066 | 26580 | SH |  | SOLE |  | 26580 | 0 | 0 |
| HAYWARD HLDGS INC | COM | 421298100 | BBG00Z9CCSB9 | 265727 | 19860 | SH |  | SOLE |  | 19860 | 0 | 0 |
| HOME DEPOT INC | COM | 437076102 | BBG001S5RTW7 | 240445 | 731 | SH |  | SOLE |  | 731 | 0 | 0 |
| HSBC HLDGS PLC | SPON ADR NEW | 404280406 | BBG001SCZVC0 | 258194 | 3130 | SH |  | SOLE |  | 3130 | 0 | 0 |
| ICICI BANK LIMITED | ADR | 45104G104 | BBG001SCD3Z1 | 544677 | 21030 | SH |  | SOLE |  | 21030 | 0 | 0 |
| INFOSYS LTD | SPONSORED ADR | 456788108 | BBG001S6ZLV4 | 188465 | 13950 | SH |  | SOLE |  | 13950 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | VAR RATE PFD | 46138G870 | BBG006F9S8B0 | 2156402 | 89925 | SH |  | SOLE |  | 89925 | 0 | 0 |
| ISHARES INC | EMNG MKTS EQT | 46434G889 | BBG00BM64QL2 | 332365 | 5500 | SH |  | SOLE |  | 5500 | 0 | 0 |
| ISHARES INC | MSCI JAPN SMCETF | 464286582 | BBG001T0YWN2 | 207751 | 2140 | SH |  | SOLE |  | 2140 | 0 | 0 |
| ISHARES TR | 1 3 YR TREAS BD | 464287457 | BBG001SKXPR1 | 321610 | 3895 | SH |  | SOLE |  | 3895 | 0 | 0 |
| ISHARES TR | MBS ETF | 464288588 | BBG001SSD8B1 | 894429 | 9420 | SH |  | SOLE |  | 9420 | 0 | 0 |
| ISHARES TR | MSCI INTL MOMENT | 46434V449 | BBG007WGK4B0 | 475398 | 9900 | SH |  | SOLE |  | 9900 | 0 | 0 |
| ISHARES TR | ULTRA SHORT DUR | 46434V878 | BBG005PCDCZ5 | 404960 | 8000 | SH |  | SOLE |  | 8000 | 0 | 0 |
| JANUS DETROIT STR TR | HENDERSON MTG | 47103U852 | BBG00LYBQSH3 | 7729364 | 171079 | SH |  | SOLE |  | 171079 | 0 | 0 |
| JOHNSON  JOHNSON | COM | 478160104 | BBG001S5SHQ9 | 364949 | 1493 | SH |  | SOLE |  | 1493 | 0 | 0 |
| MCDONALDS CORP | COM | 580135101 | BBG001S5T110 | 437592 | 1408 | SH |  | SOLE |  | 1408 | 0 | 0 |
| MCKESSON CORP | COM | 58155Q103 | BBG001S8F8P8 | 417969 | 483 | SH |  | SOLE |  | 483 | 0 | 0 |
| MERCK  CO INC | COM | 58933Y105 | BBG001S5TC52 | 245512 | 2041 | SH |  | SOLE |  | 2041 | 0 | 0 |
| META PLATFORMS INC | CL A | 30303M102 | BBG001SQCQC5 | 305517 | 534 | SH |  | SOLE |  | 534 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 | BBG001S5TD05 | 1272274 | 3437 | SH |  | SOLE |  | 3437 | 0 | 0 |
| NOVO-NORDISK A S | ADR | 670100205 | BBG001S5TSK0 | 538167 | 14644 | SH |  | SOLE |  | 14644 | 0 | 0 |
| NUTRIEN LTD | COM | 67077M108 | BBG00JM9SM69 | 259205 | 3435 | SH |  | SOLE |  | 3435 | 0 | 0 |
| NUVEEN VRIABL RAT PFD  INM | COM | 67080R102 | BBG011B9SY72 | 309095 | 17030 | SH |  | SOLE |  | 17030 | 0 | 0 |
| NVIDIA CORPORATION | COM | 67066G104 | BBG001S5TZJ6 | 920832 | 5280 | SH |  | SOLE |  | 5280 | 0 | 0 |
| ORACLE CORP | COM | 68389X105 | BBG001S5SJG6 | 322318 | 2191 | SH |  | SOLE |  | 2191 | 0 | 0 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 | BBG001T53796 | 614376 | 4200 | SH |  | SOLE |  | 4200 | 0 | 0 |
| PENTAIR PLC | SHS | G7S00T104 | BBG001S69VB3 | 255145 | 2929 | SH |  | SOLE |  | 2929 | 0 | 0 |
| PGIM ETF TR | PGIM ULTRA SH BD | 69344A107 | BBG00KJQ1QS8 | 8412971 | 169959 | SH |  | SOLE |  | 169959 | 0 | 0 |
| PROCTER  GAMBLE CO | COM | 742718109 | BBG001S5V4L9 | 208860 | 1446 | SH |  | SOLE |  | 1446 | 0 | 0 |
| PROGRESSIVE CORP | COM | 743315103 | BBG001S5V509 | 252161 | 1272 | SH |  | SOLE |  | 1272 | 0 | 0 |
| READY CAPITAL CORP | COM | 75574U101 | BBG003TCRSD0 | 16848 | 10400 | SH |  | SOLE |  | 10400 | 0 | 0 |
| RIDGEPOST CAP INC | CL A COM | 69376K106 | BBG012QFRKK6 | 1211643 | 166893 | SH |  | SOLE |  | 166893 | 0 | 0 |
| ROYAL BK CDA | COM | 780087102 | BBG001S60869 | 202225 | 1250 | SH |  | SOLE |  | 1250 | 0 | 0 |
| RTX CORPORATION | COM | 75513E101 | BBG001S5X5Q9 | 310569 | 1610 | SH |  | SOLE |  | 1610 | 0 | 0 |
| SALESFORCE INC | COM | 79466L302 | BBG001SDLP09 | 293072 | 1570 | SH |  | SOLE |  | 1570 | 0 | 0 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL INTL | 808524748 | BBG0051QD594 | 1404337 | 30292 | SH |  | SOLE |  | 30292 | 0 | 0 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL INTL | 808524755 | BBG0051K49J8 | 564163 | 11530 | SH |  | SOLE |  | 11530 | 0 | 0 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 | BBG001T5XQY3 | 828383 | 33470 | SH |  | SOLE |  | 33470 | 0 | 0 |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 | BBG001T5XQT9 | 4825927 | 192268 | SH |  | SOLE |  | 192268 | 0 | 0 |
| SCHWAB STRATEGIC TR | US LCAP VA ETF | 808524409 | BBG001T66WQ7 | 1370365 | 44930 | SH |  | SOLE |  | 44930 | 0 | 0 |
| SCHWAB STRATEGIC TR | US TIPS ETF | 808524870 | BBG001T9F777 | 5903695 | 221860 | SH |  | SOLE |  | 221860 | 0 | 0 |
| SHELL PLC | SPON ADS | 780259305 | BBG0147BN6H1 | 644211 | 6927 | SH |  | SOLE |  | 6927 | 0 | 0 |
| SMITH  NEPHEW PLC | SPDN ADR NEW | 83175M205 | BBG001SDCF10 | 240575 | 7570 | SH |  | SOLE |  | 7570 | 0 | 0 |
| SONY GROUP CORP | SPONSORED ADR | 835699307 | BBG001S5W6H8 | 520088 | 25125 | SH |  | SOLE |  | 25125 | 0 | 0 |
| SPDR INDEX SHS FDS | STATE STREET SPD | 78463X434 | BBG006LCM0W6 | 233175 | 2500 | SH |  | SOLE |  | 2500 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A383 | BBG001T2HF72 | 2654558 | 118560 | SH |  | SOLE |  | 118560 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R663 | BBG001STKCW9 | 1243097 | 13565 | SH |  | SOLE |  | 13565 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A300 | BBG001SG3JV2 | 338596 | 3580 | SH |  | SOLE |  | 3580 | 0 | 0 |
| STRYKER CORPORATION | COM | 863667101 | BBG001S8FR03 | 318732 | 970 | SH |  | SOLE |  | 970 | 0 | 0 |
| SYNOPSYS INC | COM | 871607107 | BBG001S5VTR8 | 225994 | 570 | SH |  | SOLE |  | 570 | 0 | 0 |
| TAIWAN SEMICONDUCTOR MANUFAC | SPONSORED ADS | 874039100 | BBG001S5WWW4 | 1119290 | 3312 | SH |  | SOLE |  | 3312 | 0 | 0 |
| TAKE-TWO INTERACTIVE SOFTWAR | COM | 874054109 | BBG001S9TN41 | 213300 | 1080 | SH |  | SOLE |  | 1080 | 0 | 0 |
| TE CONNECTIVITY PLC | ORD SHS | G87052109 | BBG01Q08MMX4 | 351781 | 1683 | SH |  | SOLE |  | 1683 | 0 | 0 |
| UBS GROUP AG | SHS | H42097107 | BBG007936GX0 | 456924 | 11695 | SH |  | SOLE |  | 11695 | 0 | 0 |
| VANECK ETF TRUST | EMERGING MRKT HI | 92189F353 | BBG002YJGHH3 | 897912 | 45510 | SH |  | SOLE |  | 45510 | 0 | 0 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 | BBG001SHVTR2 | 369325 | 1700 | SH |  | SOLE |  | 1700 | 0 | 0 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 | BBG001SHTB03 | 2298604 | 7165 | SH |  | SOLE |  | 7165 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 | BBG001SHTTZ6 | 299978 | 5550 | SH |  | SOLE |  | 5550 | 0 | 0 |
| VANGUARD MALVERN FDS | STRM INFPROIDX | 922020805 | BBG003H12XS7 | 1709697 | 34228 | SH |  | SOLE |  | 34228 | 0 | 0 |
| VANGUARD MUN BD FDS | INTERMEDIATE TRM | 922907738 | BBG01L82CC36 | 4985507 | 49885 | SH |  | SOLE |  | 49885 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | MTG-BKD SECS ETF | 92206C771 | BBG001T62MF5 | 2661596 | 56690 | SH |  | SOLE |  | 56690 | 0 | 0 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 | BBG001TJR1D8 | 1591473 | 20639 | SH |  | SOLE |  | 20639 | 0 | 0 |
| VANGUARD WELLINGTON FD | US MOMENTUM | 921935508 | BBG00K26BG83 | 459243 | 2330 | SH |  | SOLE |  | 2330 | 0 | 0 |
| VANGUARD WELLINGTON FD | US MULTIFACTOR | 921935607 | BBG00K26C194 | 1031249 | 6650 | SH |  | SOLE |  | 6650 | 0 | 0 |
| VANGUARD WHITEHALL FDS | EM MK GOV BD ETF | 921946885 | BBG004N1LYJ5 | 873020 | 13290 | SH |  | SOLE |  | 13290 | 0 | 0 |
| WALMART INC | COM | 931142103 | BBG001S5XH92 | 507684 | 4085 | SH |  | SOLE |  | 4085 | 0 | 0 |
| WILLIS TOWERS WATSON PLC LTD | SHS | G96629103 | BBG001SHY2Q9 | 281979 | 970 | SH |  | SOLE |  | 970 | 0 | 0 |
| WISDOMTREE TR | EMG MKTS SMCAP | 97717W281 | BBG001SRPT24 | 288480 | 4800 | SH |  | SOLE |  | 4800 | 0 | 0 |

---