# EDGAR Filing Document

**Accession Number:** 0001658638
**File Stem:** 0001213900-26-039841
**Filing Date:** 2026-4
**Character Count:** 8252925
**Document Hash:** 25500211316a38f02befd1c06a3ff28d
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001213900-26-039841.hdr.sgml**: 20260403

**ACCESSION NUMBER**: 0001213900-26-039841

**CONFORMED SUBMISSION TYPE**: ABS-15G

**PUBLIC DOCUMENT COUNT**: 10

**CONFORMED PERIOD OF REPORT**: 20260403

**ITEM INFORMATION**: Findings and Conclusions of the Third Party Due Diligence Provider Obtained by the Issuer

**FILED AS OF DATE**: 20260403

**DATE AS OF CHANGE**: 20260403

**ABS RULE**: RULE-15GA2

**REGISTERED ENTITY**: N

**ABS ASSET CLASS**: Residential mortgages - Prime

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Onslow Bay Funding LLC
- **CENTRAL INDEX KEY:** 0001658638

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act
- **SEC FILE NUMBER:** 025-02419
- **FILM NUMBER:** 26837455

**BUSINESS ADDRESS:**
- **STREET 1:** 751 W. 4TH STREET
- **STREET 2:** SUITE 404
- **CITY:** WINSTON-SALEM
- **STATE:** NC
- **ZIP:** 27101
- **BUSINESS PHONE:** (336) 464-9503

**MAIL ADDRESS:**
- **STREET 1:** 751 W. 4TH STREET
- **STREET 2:** SUITE 404
- **CITY:** WINSTON-SALEM
- **STATE:** NC
- **ZIP:** 27101
**DEPOSITOR**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Onslow Bay Funding LLC
- **CENTRAL INDEX KEY:** 0001658638

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act

**BUSINESS ADDRESS:**
- **STREET 1:** 751 W. 4TH STREET
- **STREET 2:** SUITE 404
- **CITY:** WINSTON-SALEM
- **STATE:** NC
- **ZIP:** 27101
- **BUSINESS PHONE:** (336) 464-9503

**MAIL ADDRESS:**
- **STREET 1:** 751 W. 4TH STREET
- **STREET 2:** SUITE 404
- **CITY:** WINSTON-SALEM
- **STATE:** NC
- **ZIP:** 27101
**SECURITIZER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Onslow Bay Funding LLC
- **CENTRAL INDEX KEY:** 0001658638

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act
- **SEC FILE NUMBER:** 025-02419

**BUSINESS ADDRESS:**
- **STREET 1:** 751 W. 4TH STREET
- **STREET 2:** SUITE 404
- **CITY:** WINSTON-SALEM
- **STATE:** NC
- **ZIP:** 27101
- **BUSINESS PHONE:** (336) 464-9503

**MAIL ADDRESS:**
- **STREET 1:** 751 W. 4TH STREET
- **STREET 2:** SUITE 404
- **CITY:** WINSTON-SALEM
- **STATE:** NC
- **ZIP:** 27101

**UNITED STATES<br> SECURITIES AND EXCHANGE COMMISSION<br> Washington, D.C. 20549<br>FORM ABS-15G<br>ASSET-BACKED SECURITIZER<br> REPORT PURSUANT TO SECTION 15G OF<br> THE SECURITIES EXCHANGE ACT OF 1934**

**<u>Onslow Bay Funding LLC</u>**

Check the appropriate box to indicate the filing obligation which this form is intended to satisfy:

☐ Rule 15Ga-1 under the Exchange Act (17 CFR 240.15Ga-1) for the reporting period______________ to _________________

Date of Report (Date of earliest event reported) __________________

Commission File Number of securitizer: __________________

Central Index Key Number of securitizer:__________________

Name and telephone number, including area code, of the person to contact in connection with this filing

Indicate by check mark whether the securitizer has no activity to report for the initial period pursuant to Rule 15Ga-1(c)(l) ☐

Indicate by check mark whether the securitizer has no activity to report for the quarterly period pursuant to Rule 15Ga-1(c)(2)(i) ☐

Indicate by check mark whether the securitizer has no activity to report for the annual period pursuant to Rule 15Ga-1(c)(2)(ii) ☐

☒ Rule 15Ga-2 under the Exchange Act (17 CFR 240.15Ga-2)

Central Index Key Number of depositor: 0001658638

<u>OBX 2026-CES1 Trust</u><br> (Exact name of issuing entity as specified in its charter)

Central Index Key Number of issuing entity (if applicable): _______________

Central Index Key Number of underwriter (if applicable): ________________

Michael Fania, (212) 696-0100

Name and telephone number, including area code, of the person to contact in connection with this filing

**PART I: REPRESENTATION AND WARRANTY INFORMATION**

 **Item 1.01 Initial Filing of Rule l5Ga-1 Representations and Warranties Disclosure**

Not Applicable

 **Item 1.02 Periodic Filing of Rule l5Ga-1 Representations and Warranties Disclosure**

Not Applicable

 **Item 1.03 Notice of Termination of Duty to File Reports under Rule l5Ga-1**

Not Applicable

**PART II – FINDINGS AND CONCLUSIONS OF THIRD-PARTY DUE DILIGENCE REPORTS**

**Item 2.01 Findings and Conclusions of a Third Party Due Diligence Report Obtained by the Issuer**

The disclosures required by Rule 15Ga-2 (17 CFR 240.15Ga-2) are attached as Exhibits to this Form ABS-15G. Please see the Exhibit Index for the related information.

EXHIBIT INDEX

---

| | |
|:---|:---|
| [99.01](ea028504401_ex99-01.htm) | [AMC Diligence, LLC ("**AMC**") Narrative](ea028504401_ex99-01.htm) |

---

&nbsp;&nbsp;&nbsp;&nbsp;1. [AMC Rating Agency Grades Report](ea028504401_ex99-01sch1.htm)

&nbsp;&nbsp;&nbsp;&nbsp;2. [AMC Exception Grades Report](ea028504401_ex99-01sch2.htm)

&nbsp;&nbsp;&nbsp;&nbsp;3. [AMC Valuation Summary Report](ea028504401_ex99-01sch3.htm)

&nbsp;&nbsp;&nbsp;&nbsp;4. [AMC Supplemental Data Report](ea028504401_ex99-01sch4.htm)

&nbsp;&nbsp;&nbsp;&nbsp;5. [AMC Business Purpose Report](ea028504401_ex99-01sch5.htm)

&nbsp;&nbsp;&nbsp;&nbsp;6. [AMC Data Compare Report](ea028504401_ex99-01sch6.htm)

&nbsp;&nbsp;&nbsp;&nbsp;7. [AMC Valuation Data Report](ea028504401_ex99-01sch7.htm)

**SIGNATURES** 

Pursuant to the requirements of the Securities Exchange Act of 1934, the reporting entity has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

---

| | | |
|:---|:---|:---|
|  | **ONSLOW BAY FUNDING LLC** | **ONSLOW BAY FUNDING LLC** |
| Date: April 3, 2026 | /s/ Michael Fania | /s/ Michael Fania |
|  | Name: | Michael Fania |
|  | Title: | Authorized Signatory |

---

## Exhibit 99.01

**Exhibit 99.01**

![](ex99-01_001.jpg)

**EXECUTIVE SUMMARY**

**DESCRIPTION OF SERVICES**

**(1) Type of assets that were reviewed.**

AMC Diligence, LLC ("AMC") performed the due diligence services described below (the "Review") on residential mortgage loans originated by multiple correspondent lenders and acquired directly on a mini-bulk basis by Onslow Bay Financial LLC (the "Client"). AMC performed the Review either (i) directly for Client on mortgage loan files provided by Client to AMC, or (ii) for third parties on mortgage loan files provided by such parties to AMC with results of such Review conveyed to the Client via reliance letter. The Review (including the Review related to reliance letter loans) was conducted from September 2023 through March 2026 on mortgage loans with origination dates from August 2023 through January 2026.

**(2) Sample size of the assets reviewed.**

The total population of the Review covered 1,718 mortgage loans totaling an aggregate original principal balance of approximately $224.549 million.

**(3) Determination of the sample size and computation.**

The Review was conducted consistent with the criteria for the nationally recognized statistical rating organizations, NRSRO(s), identified above.

**(4) Quality or integrity of information or data about the assets: review and methodology.**

AMC compared data fields on the bid tape provided by the Client to the data found in the actual mortgage loan file as captured by AMC. This comparison, when data was available (please note that not all fields were available for all loans during the Review) and relevant for the Scope in question, included the following data fields:

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;# of Units | &nbsp;&nbsp;First Payment Date | &nbsp;&nbsp;Original LTV |
| &nbsp;&nbsp;Amortization Type | &nbsp;&nbsp;Has FTHB | &nbsp;&nbsp;Original P&I |
| &nbsp;&nbsp;Borrower First Name | &nbsp;&nbsp;Investor: Qualifying Total Debt Ratio | &nbsp;&nbsp;Original Term |
| &nbsp;&nbsp;Borrower Full Name | &nbsp;&nbsp;Lien Position | &nbsp;&nbsp;Originator Application Date |
| &nbsp;&nbsp;Borrower Last Name | &nbsp;&nbsp;LTV Valuation Value | &nbsp;&nbsp;PMI Coverage % |
| &nbsp;&nbsp;Borrower SSN | &nbsp;&nbsp;Maturity Date | &nbsp;&nbsp;Property Type |
| &nbsp;&nbsp;City | &nbsp;&nbsp;Mortgage Type | &nbsp;&nbsp;Purpose |
| &nbsp;&nbsp;Coborrower First Name | &nbsp;&nbsp;Note Date | &nbsp;&nbsp;Refi Purpose |
| &nbsp;&nbsp;Coborrower Full Name | &nbsp;&nbsp;Occupancy | &nbsp;&nbsp;Representative FICO |
| &nbsp;&nbsp;Coborrower Last Name | &nbsp;&nbsp;Original CLTV | &nbsp;&nbsp;State |
| &nbsp;&nbsp;Coborrower SSN | &nbsp;&nbsp;Original Interest Rate | &nbsp;&nbsp;Street |
| &nbsp;&nbsp;Contract Sales Price | &nbsp;&nbsp;Original Loan Amount | &nbsp;&nbsp;Zip |

---

**(5) Origination of the assets and conformity to stated underwriting or credit extension guidelines, standards, criteria or other requirements: review and methodology.**

**<u>CREDIT SCOPE (1,718 Mortgage Loans):</u>**

AMC reviewed asset origination to determine conformity to the stated underwriting or credit extension guidelines, standards, criteria or other requirements, including, as applicable, the Ability to Repay and Qualified Mortgage requirements described below, that were provided to AMC. When applicable, a review of the mortgage loan file to the Automated Underwriting System output within the mortgage loan file was also performed.

**Credit Application:** For the Credit Application, AMC verified that the application: (i) was signed by all listed borrowers, (ii) was substantially filled out, (iii) contained all known borrower-owned properties on the Real Estate Owned section 2, and (iv) included the borrower's employment history.

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![](ex99-01_001.jpg)

**Credit Report:** AMC's review included confirming that a credit report, that met guideline requirements, was present for each borrower and that such borrower's credit profile adhered to the guidelines. In order to make this determination, AMC: (i) captured the monthly consumer debt payments for use in relevant calculations, (ii) noted and researched the Real Estate Owned and fraud alerts, and (iii) gathered liabilities listed on the credit report to be included in the debt to income ratio as appropriate.

**Employment and Income:** AMC determined whether applicable supporting employment and income documentation required by the guidelines, and as applicable Appendix Q or ATR, was present in the mortgage loan file and where possible, wasn't fraudulent. This documentation was used to verify whether the income used to qualify the mortgage loan was calculated in accordance with the guidelines and may have included items such as: (i) verbal or written verification of employment, (ii) pay stubs, (iii) W-2 forms, (iv) tax returns, (v) financial statements, (vi) IRS tax transcripts, and (vii) bank statements.

**Asset Review:** AMC assessed whether the asset documentation required by the guidelines, and as applicable, Appendix Q or ATR, was present in the mortgage loan file. Utilizing this documentation, AMC completed a review of the reserve calculation and any large deposits. Documentation verifying assets for down payment, closing costs, prepaid items and reserves may have included: (i) verification-of-deposit ("VOD(s)"), (ii) depository account statements, (iii) stock or security account statements, (iv) gift funds, (v) escrow or earnest money deposits, and (vi) settlement statements or other evidence of conveyance and transfer of funds (if a sale of assets was involved).

**Hazard/Flood Insurance/Taxes:** A review of the insurance present on the mortgage loan was also performed by AMC. During the course of this review, AMC (i) verified that the hazard insurance met the minimum required amount of coverage in the guidelines, (ii) confirmed that the mortgage clause listed the lender's name and "its successors and assigns,", (iii) confirmed that the premium amount on both the hazard and flood insurance matched what was used in the DTI calculations, (iv) reviewed the tax certificate to verify and compare monthly escrows used to calculate DTI matched and that taxes were current, (v) confirmed that the flood certification was for the correct borrower, property, lender and mortgage loan number and was a "Life of Loan" certification, and (vi) completed other property specific items including (a) for condominium properties, confirming that the blanket policy met the minimum amount of coverage in the guidelines and (b) for properties in a flood zone per the flood certification, confirming that flood insurance met guideline requirements and met the minimum required amount of coverage in the guidelines.

**DU/LP Review:** When provided and appropriate, AMC verified that DU findings included an approved/ineligible decision where required by the guidelines. However, all mortgage loans are manually underwritten with documentation requirements determined by the guidelines and not AUS findings.

**Occupancy Review:** AMC confirmed the property occupancy is consistent with the mortgage loan approval and borrowers' application disclosure based solely on information contained in the mortgage loan file and any fraud report obtained in connection with the mortgage loan.

**Guideline Review:** During the course of the review, AMC confirmed the mortgage loan was originated in accordance with required guidelines by reviewing conformity of mortgage loan, transaction type, and borrower characteristics to stated guidelines. Mortgage characteristics examined included (i) DTI of the borrower, (ii) the LTV/TLTV/HTLTV, (iii) the credit score for each borrower, (iv) asset reserves of the borrower, (v) property type, (vi) property usage, and (vii) other property specific items including for condominium or cooperative properties, assessing whether the condominium or cooperative project adheres to required guidelines.

**Fraud Review:** AMC reviewed fraud report results in each mortgage loan file, to the extent present, in conjunction with source documents found in the mortgage loan file to assess the likelihood of any misrepresentations associated with the origination of the mortgage loan. If the mortgage loan file did not contain a fraud report and the counterparty did not produce one, AMC conditioned the mortgage loan for the missing fraud report product.

If a report was present, AMC reviewed the report for (i) any name variations for the borrowers, (ii) any social security number variations for the borrowers, (iii) any potential occupancy issues based on the borrower's address history, (iv) any noted employment issues, and (v) any additional consumers associated with the borrower's profile. If any findings were noted, AMC confirmed that such findings and/or variations were addressed by the originator in the origination of the asset or that such red flag issues were fully addressed via mortgage loan documentation provided.

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![](ex99-01_001.jpg)

**Title Review:** AMC's review included a review of the chain of title and the duration of ownership by the seller or borrower (whichever is applicable) satisfied the guidelines. Included in this review was a verification of whether the appropriate vestee was on the title documentation (if a purchase, the seller; if a refinance, the borrower) and that the title commitment addressed issues such as assessments; covenants, conditions and restrictions; access problems; vicinity of property to military airports; prior leases; court orders/divorce decrees; public probate issues; foreclosures; bankruptcies; judgment liens; state and federal tax liens; environmental liens, and oil/gas leases.

**Additional Review of Mortgage Loan File:** AMC also reviewed the closing documents to ensure that the mortgage loan file information is complete, accurate, and contains consistent documentation. Included in the portion of the review are items such as reviewing for (i) evidence of primary mortgage insurance, (ii) if the property is located in an area that was listed as a FEMA disaster zone post origination, (iii) the presence of loan modification documents, and (iv) general conformity to Fannie Mae or Freddie Mac approved formats at the time of origination.

**(6) Value of collateral securing the assets: review and methodology.**

AMC's review included a review of the valuation materials utilized during the origination of the loan and in confirming the value of the underlying property. AMC's review included verifying the appraisal report was (i) on the appropriate GSE form, (ii) materially complete, (iii) in conformity with the guideline requirements for the property type in question, (iv) completed by an appraiser that was actively licensed to perform the valuation, (v) completed such that the named client on the appraisal report is the lender or a related entity that is permitted to engage the lender per Title XI of FIRREA, (vi) made and signed prior to the final approval of the mortgage loan application, (vii) completed and dated within the guideline requirements, and (viii) made on an "as is" basis or provides satisfactory evidence of completion of all material conditions including all inspections, licenses, and certificates (including certificates of occupancy) to be made or issued with respect to all occupied portions of the mortgaged property and with respect to the use and occupancy of the same, have been made or obtained from the appropriate authorities.

With regard to the use of comparable properties, AMC's review (i) captured the relative comparable data (gross and net adjustments, sale dates and distance from subject property) and ensured that such comparable properties are within standard appraisal guidelines, (ii) confirmed the property value and square footage of the subject property was bracketed by comparable properties, (iii) verified that comparable properties used are similar in size, style, and location to the subject, and (iv) checked for the reasonableness of adjustments when reconciling value between the subject property and comparable properties.

Other aspects of AMC's review included (i) verifying that the address matched the mortgage note, (ii) verifying that the appraisal and the policies and procedures with regard to appraisal, including the appropriate level of review, when originating the mortgage loan, were followed, (iii) noting whether the property zip code was declared a FEMA disaster area after the valuation date and notifying the Client of same, (iv) confirming the appraisal report does not include any apparent environmental problems, (v) confirming the appraisal notes the current use of the property is legal or legal non-conforming (grandfathered), (vi) reviewing pictures to ensure (a) that the property is in average or better condition and any repairs are noted where required and (b) that the subject property is the one for which the valuation was ordered and that there are no negative external factors; and (vii) confirming that the value product that was used as part of the origination decision was directly accessible to AMC. If more than one valuation was provided, AMC confirmed consistency among the valuation products and if there were discrepancies that could not be resolved, AMC created an exception.

**(7) Compliance of the originator of the assets with federal, state and local laws and regulations: review and methodology.**

**<u>COMPLIANCE SCOPE (1718 Mortgage Loans):</u>**

Please be advised that AMC did not make a determination as to whether the mortgage loans complied with federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated below. There can be no assurance that the Review uncovered all relevant factors relating to the origination of the mortgage loans, their compliance with applicable law and regulations and the original appraisals relating to the mortgaged properties or uncovered all relevant factors that could affect the future performance of the mortgage loans. Furthermore, the findings reached by AMC are dependent upon its receiving complete and accurate data regarding the mortgage loans from mortgage loan originators and other third parties upon which AMC is relying in reaching such findings.

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![](ex99-01_001.jpg)

Please be further advised that AMC does not employ personnel who are licensed to practice law in the various jurisdictions, and the findings set forth in the reports prepared by AMC do not constitute legal advice or opinions. They are recommendations or conclusions based on information provided to AMC. Information contained in any AMC report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the report based on certain factors, including the facts and circumstances of an individual mortgage loan. All final decisions as to whether to purchase or enter into a transaction related to any individual mortgage loan or the mortgage loans in the aggregate, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such mortgage loan or mortgage loans, shall be made solely by the Client, or other agreed upon party, that has engaged AMC to prepare its reports pursuant to its instructions and guidelines. The Client, or other agreed upon party, acknowledges and agrees that the scoring models applied by AMC are designed to identify potential risk and the Client, or other agreed upon party, assumes sole responsibility for determining the suitability of the information for its particular use. AMC does not make any representation or warranty as to the value of any mortgage loan or mortgage loan's collateral that has been reviewed by AMC.

AMC reviewed each mortgage loan to determine, as applicable, to the extent possible and subject to the caveats below, whether the mortgage loan complies with:

**<u>FOR APPLICATION DATES BEFORE JANUARY 10, 2014</u>**

**(I) Federal Truth in Lending Act ("TILA"), as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below:**

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Rescission (§1026.23):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) failure to provide the right of rescission
notice;

ii) failure to provide the right of rescission notice in a timely manner and to the correct consumer(s);

iii) errors in the right of rescission notice;

iv) failure to provide the correct form of right of rescission notice;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) failure to provide the three (3) business
day rescission period; and

vi) any material disclosure violation on a rescindable loan that gives rise to the right of rescission under TILA, which means the required disclosures of the annual percentage rate, the finance charge, the amount financed, the total of payments, the payment schedule, the HOEPA disclosures;

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>TIL Disclosure (§§1026.17, 18 and 19) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review and comparison of the initial
and final TIL disclosures, and any re-disclosed TIL(s);

ii) proper execution by all required parties;

iii) principal and interest calculations, and proper completion of the interest rate and payment summary; and

iv) timing of initial and re-disclosed TIL(s);

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Tolerances (§§1026.18, 22 and 23):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) inaccurate Annual Percentage Rate (APR)
outside of applicable tolerance by comparing disclosed APR to re-calculated APR; and

ii) inaccurate Finance Charge outside of applicable tolerance by comparing disclosed Finance Charge to re-calculated Finance Charge;

&nbsp;&nbsp;&nbsp;&nbsp;d) <u>High-cost Mortgage (§§1026.31, 32 and 33):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) points and fees threshold test;

ii) APR threshold test;

iii) prepayment penalty test; and

iv) compliance with the disclosure requirements, limitation on terms and prohibited acts or practices in connection with a high-cost mortgage;

&nbsp;&nbsp;&nbsp;&nbsp;e) <u>Higher-priced Mortgage Loan (§1026.35):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) APR threshold test; and

ii) compliance with the escrow account and appraisal requirements;

**(II) Federal Real Estate Settlement Procedures Act ("RESPA"), as implemented by Regulation X, 12 C.F.R. Part 1024, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Good Faith Estimate (GFE) (§1024.7) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of the current
GFE form in effect at the time of origination;

ii) verify GFE was provided to the borrower(s) within three (3) business days of application;

iii) verify all sections of the GFE were accurately completed and that information was reflected in the appropriate locations;

iv) determine whether a valid and properly documented changed circumstance accompanies any changes to loan terms and/or fees on any revised GFEs over the applicable tolerance(s); and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm the presence of a settlement
service provider list, as applicable.

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![](ex99-01_001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Final HUD-1/A Settlement Statement (HUD) (§1024.8) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm current applicable HUD form
was provided;

ii) determination that the loan file contains the final HUD;

iii) escrow deposit on the final HUD matches the initial escrow statement amount; and

iv) verify all sections of the final HUD were accurately completed and that information was reflected in the appropriate locations.

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>GFE and Final HUD Comparison (§1024.7) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review changes disclosed on the last
GFE provided to the borrower(s) to determine that such changes were within the allowed tolerances;

ii) confirm loan terms and fees disclosed on the third page of the final HUD accurately reflect how such items were disclosed on the referenced GFE, page 2 of the final HUD and loan documents; and

iii) review any documented cure of a tolerance violation to determine that the proper reimbursement was made and a revised HUD was provided at or within 30 days of settlement.

&nbsp;&nbsp;&nbsp;&nbsp;d) <u>Additional RESPA/Regulation X Disclosures and Requirements (§1024.6, 15, 17, 20, and 33):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of the Servicing
Disclosure Statement form in the loan file;

ii) verify the Servicing Disclosure Statement was provided to the borrower(s) within three (3) business days of application;

iii) confirm the presence of the Special Information Booklet in the loan file or that the loan file contains documentary evidence that the disclosure was provided to the borrower;

iv) confirm the Special Information Booklet was provided within three (3) business days of application;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm the presence of the Affiliated
Business Arrangement Disclosure in the loan file in the event the lender has affiliated business arrangements;

vi) confirm the Affiliated Business Arrangement Disclosure was provided no later than three (3) business days of application;

vii) confirm the Affiliated Business Arrangement Disclosure is executed; and

viii) confirm the presence of the Initial Escrow Disclosure Statement in the loan file and proper timing.

**(III) The disclosure requirements and prohibitions of Section 50(a)(6), Article XVI of the Texas Constitution and associated regulations;**

**(IV) The disclosure requirements and prohibitions of state, county and municipal laws and ordinances with respect to "high-cost" loans, "covered" loans, "higher-priced" loans, "home" loans or any other similarly designated loan as defined under such authorities, or subject to any other laws that were enacted to combat predatory lending, as may have been amended from time to time;**

**(V) Federal and state specific late charge and prepayment penalty provisions;**

**(VI) Document Review**

AMC reviewed each mortgage loan file and verified if the following documents, if applicable, for the Review scope in question at the time of review, were included in the file and if the data on these documents was consistent:

&nbsp;&nbsp;&nbsp;&nbsp;▪ Initial application (1003);

&nbsp;&nbsp;&nbsp;&nbsp;▪ Final application (1003);

&nbsp;&nbsp;&nbsp;&nbsp;▪ Note;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Appraisal;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Sales contract;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Title/Preliminary Title;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Initial TIL;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Final TIL;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Final HUD-1;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Initial and final GFE's;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Right of Rescission Disclosure;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Mortgage/Deed of Trust;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Mortgage Insurance;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Tangible Net Benefit Disclosure;

&nbsp;&nbsp;&nbsp;&nbsp;▪ FACTA disclosures; and

&nbsp;&nbsp;&nbsp;&nbsp;▪ Certain other disclosures related to the enumerated
tests set forth herein.

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![](ex99-01_001.jpg)

**<u>FOR APPLICATION DATES ON OR AFTER JANUARY 10, 2014</u>**

For mortgage loans with application dates on or after January 10, 2014 additional compliance testing was applicable and conducted by AMC. Testing during this period included all items as referenced in the **FOR APPLICATION DATES BEFORE JANUARY 10, 2014** section above plus:

**(VII) Federal Truth in Lending Act ("TILA"), as implemented by Regulation Z, 12 C.F.R. Part 1026 testing included:**

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>With respect to brokered loans, the Prohibitions and Restrictions related to Loan Originator Compensation and Steering (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review relevant documentation to determine
if compensation to a Loan Originator was based on a term of the transaction;

ii) review relevant document to determine if there was dual compensation; and

iii) review the presence of the loan option disclosure and to determine if the Steering Safe Harbor provisions were satisfied.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(1) Note: Where available, AMC reviewed
the relevant documents in the loan file and, as necessary, attempted to obtain the loan originator compensation agreement and/or governing
policies and procedures of the loan originator. In the absence of the loan originator compensation agreement and/or governing policies
and procedures, AMC's review was limited to formal general statements of entity compliance provided by the loan originator, if any.
These statements, for example, were in the form of a letter signed by the seller correspondent/loan originator or representations in the
mortgage loan purchase agreement between the Client and seller correspondent;

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Homeownership counseling (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the creditor obtained
proof of homeownership counseling in connection with a loan to a first time homebuyer that contains a negative amortization feature;

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Mandatory Arbitration Clauses (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the terms of the loan
require arbitration or any other non-judicial procedure to resolve any controversy or settle any claims arising out of the transaction;

&nbsp;&nbsp;&nbsp;&nbsp;d) <u>Prohibition on Financing Credit Insurance (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the creditor financed,
directly or indirectly, any premiums or fees for credit insurance; and

&nbsp;&nbsp;&nbsp;&nbsp;e) <u>Nationwide Mortgage Licensing System (NMLS) & Registry ID on Loan Documents (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review for presence of loan originator
organization and individual loan originator name and NMLSR ID, as applicable, on the credit application, note or loan contract, security
instrument, Loan Estimate and Closing Disclosure; and

ii) verify the data against the NMLSR database, as available.

**(VIII) Federal Real Estate Settlement Procedures Act ("RESPA"), as implemented by Regulation X, 12 C.F.R. Part 1024, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Additional RESPA/Regulation X Disclosures and Requirements (§1024.6, 15, 17, 20, and 33):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm that the creditor provided
the borrower a list of homeownership counseling organizations within three (3) business days of application; and

ii) confirm that the list of homeownership counseling organizations was obtained no earlier than 30 days prior to when the list was provided to the loan applicant.

**(IX) Sections 1411 and 1412 of the Dodd-Frank Wall Street Reform and Consumer Protection Act ("Dodd-Frank") amending TILA, as implemented by Regulation Z, 12 C.F.R. 1026.43, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;a) The general Ability to Repay (ATR)
underwriting standards (12 C.F.R. 1026.43(c));

&nbsp;&nbsp;&nbsp;&nbsp;b) Refinancing of non-standard mortgages
(12 C.F.R. 1026.43(d));

&nbsp;&nbsp;&nbsp;&nbsp;c) Qualified Mortgages (QM) (12 C.F.R.
1026.43(e) (including qualified mortgages as separately defined by the Department of Housing and Urban Development (24 C.F.R. 201 and
203 et seq.), and the Department of Veterans Affairs (38 C.F.R. Part 36 et seq.); and

&nbsp;&nbsp;&nbsp;&nbsp;d) Balloon-payment qualified mortgages
made by certain creditors (12 C.F.R. 1026.43(f)).

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AMC reviews applicable loans for compliance with the ATR and QM rule requirements based upon each loan's originator designation (Safe Harbor QM, Higher-priced QM, Temporary SHQM, Temporary HPQM, Non-QM, Exempt from ATR). AMC determines the loan's status under the ATR or QM rule requirements and assigns a due diligence loan designation. Generally, AMC notes as a material exception if the due diligence findings do not confirm the originator's loan designation. Additionally, AMC notes if an originator loan designation was not provided.

 

*<u>Qualified Mortgage</u>*

With respect to QM (Safe Harbor and Higher-priced) designated loans, AMC reviews the loan to determine whether, based on available information in the loan file: (i) the loan contains risky loan features and terms (e.g. an interest only feature or negative amortization), (ii) the "points and fees" exceed the applicable QM threshold, (iii) the monthly payment was calculated appropriately, (iv) the creditor considered and verified income or assets at or before consummation, (v) the creditor appropriately considered debt obligations, alimony and child support, and (vi) at the time of consummation, if the debt-to-income ratio exceeds 43% (calculated in accordance with Appendix Q to Regulation Z). This portion of the Review includes a recalculation of all income and liabilities with attention to the appropriate documentation of each source.

If a loan was designated as QM and identified as eligible for guarantee, purchase, or insurance by an applicable agency as permitted under the QM final rule, AMC reviews the loan to determine whether, based on available information in the loan file the loan satisfied (i), (ii) and (iii) in the preceding paragraph and reviews the Automated Underwriting System output within the file to confirm agency eligibility.

For each QM designated loan that satisfied the applicable requirements enumerated above, AMC then determines whether the loan is a Safe Harbor QM or Higher Priced QM by comparing the loan's actual annual percentage rate, as recalculated, to the applicable average prime offer rate plus a certain applicable percentage.

The Review also includes determining, as applicable, whether a loan is a qualified mortgage as defined by the Department of Housing and Urban Development (24 C.F.R. 201 and 203 et seq.), and the Department of Veterans Affairs (38 C.F.R. Part 36 et seq.).

For each QM designated loan that does not satisfy the applicable requirements enumerated above, AMC then determines whether the loan complies with the ATR rule consideration and verification requirements and provides a due diligence designation of Non-QM compliant or non-compliant.

 

*<u>General Ability to Repay</u>*

AMC reviews the loan to determine whether, based on available information in the loan file, the creditor considered, as applicable, the following eight underwriting factors, and verified such information using reasonably reliable third-party records, at or before consummation: (i) the consumer's current or reasonably expected income or assets, (ii) if the creditor relied on income from the consumer's employment in determining repayment ability, the consumer's current employment status; (iii) the consumer's monthly payment; (iv) the consumer's monthly payment on any simultaneous loan that the creditor knows or has reason to know will be made; (v) the consumer's monthly payment for mortgage-related obligations; (vi) the consumer's current debt obligations, alimony, and child support; (vii) the consumer's monthly debt-to-income ratio or residual income; and (viii) the consumer's credit history. This portion of the Review also focuses on full recalculation of income and debts, as well as the documentation provided to support each item used in originator's determination of the ability to repay.

 

*Note*: for loans designated as QM – agency eligible, AMC will not review for compliance with the requirements of Appendix Q or General Ability to Repay.

AMC reviews loans to determine their conformity with the ATR/QM factors above, and is not rendering an independent assessment or opinion, warranting or representing that a loan will be deemed to conform to Safe Harbor, Rebuttable Presumption, ATR or other status based on any additional or revised factors that may be considered by legislative, regulatory, administrative or judicial authorities ("Authorities"). AMC does not represent or warrant that the factors for which it is reviewing the loans constitute all of the factors and/or criteria that Authorities may consider in determining the status of a loan. AMC's review is based on information contained in the loan file at the time it is provided to AMC to review, and only reflects information as of that point in time.

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**(X) The Equal Credit Opportunity Act, as implemented by Regulation B, 12 C.F.R. Part 1002, as set forth below:**

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Providing Appraisals and Other Valuations (12 C.F.R. 1002.14):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) timing and content of the right to
receive copy of appraisal disclosure;

ii) charging of a fee for a copy of the appraisal or other written valuation;

iii) timing of creditor providing a copy of each appraisal or other written valuation;

iv) with respect to a borrower that has waived the three (3) business day disclosure requirement, confirm that the borrower has signed the waiver or other acknowledgment at least three (3) business days prior to consummation; and (2) confirm that the lender has provided copies of appraisals and other written valuations at or prior to consummation.

**(XI) FIRREA Review**

AMC confirmed that the appraiser and the appraisal made by such appraiser both satisfied the requirements of Title XI of FIRREA. Specifically, AMC reviewed the appraisal for conformity to industry standards, including ensuring the appraisal was complete, that the comparables and adjustments were reasonable and that pictures were provided and were accurate.

**<u>FOR APPLICATION DATES ON OR AFTER OCTOBER 3, 2015</u>**

For mortgage loans with application dates on or after October 3, 2015 additional compliance testing was applicable and conducted by AMC. Testing during this period included all items as referenced in the **FOR APPLICATION DATES BEFORE JANUARY 10, 2014 and FOR APPLICATION DATES ON OR AFTER JANUARY 10. 2014** sections above plus:

With regard to TILA-RESPA Integrated Disclosure ("TRID") testing, AMC implemented the TRID scope of review referenced within the Regulatory Compliance section (III) based on (i) the RMBS 3.0 TRID Compliance Review Scope published by the Structured Finance Industry Group (the "SFIG Compliance Review Scope") and (ii) outside counsel's interpretations of the published regulations as of the date of review of each mortgage loan. AMC worked with outside counsel and continues to obtain updated interpretations relative to the informal guidance provided by the Consumer Financial Protection Bureau ("CFPB") which has caused alterations in the review scope and severity of TRID related exceptions, including applicable cures. (This will continue as necessary as additional guidance becomes available, as well as any future rulemaking.) While AMC continues to make a good faith effort to identify material TRID exceptions and apply the appropriate grading, the implementation of new regulations (including TRID) that impact residential mortgages carries certain interpretive risk and continues to evolve, impacting the review scope and exception severity. AMC has worked closely with the NRSROs and Client to disclose, as mutually agreed upon by the parties, the relevant exceptions per AMC's suggested review implementation as reviewed by outside counsel; however, no assurances can be provided and/or are given that AMC has included within its Review all areas that may represent risk to the securitization trust, or that areas of risk identified by AMC will result in the potential level of risk indicated by an Event Level or NRSRO grade.

Please be further advised that AMC does not employ personnel who are licensed to practice law in the various jurisdictions, and the findings set forth in the reports prepared by AMC do not constitute legal advice or opinions. They are recommendations or conclusions based on information provided to AMC. Information contained in any AMC report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the report based on certain factors, including the facts and circumstances of an individual mortgage loan. All final decisions as to whether to purchase or enter into a transaction related to any individual mortgage loan or the mortgage loans in the aggregate, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such mortgage loan or mortgage loans, shall be made solely by the Client, or other agreed upon party, that has engaged AMC to prepare its reports pursuant to its instructions and guidelines. The Client, or other agreed upon party, acknowledges and agrees that the scoring models applied by AMC are designed to identify potential risk and the Client, or other agreed upon party, assumes sole responsibility for determining the suitability of the information for its particular use. AMC does not make any representation or warranty as to the value of any mortgage loan or mortgage loans collateral that has been reviewed by AMC.

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AMC reviewed each residential mortgage loan to determine, as applicable, to the extent possible and subject to the caveats below, whether the mortgage loan complies with:

**(XII) Sections 1098 and 1100A of Dodd-Frank amending TILA and RESPA, as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below (applicable only for mortgage loans with application dates on or after October 3, 2015):**

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Loan Estimate (LE) (§§1026.19 and 37):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of LE for applications
on or after October 3, 2015;

ii) confirm the initial LE date indicates it was delivered or placed in the mail within three (3) business days of application;

iii) confirm that certain sections of each LE determined to carry assignee liability were accurately completed and that information was reflected in the appropriate locations, which, in certain instances, was based solely on the information disclosed on the LE;

iv) confirm the initial LE was delivered or placed in the mail not later than seven (7) business days prior to consummation of the transaction, or such period was waived due to a bona fide financial emergency;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm that any written estimate of
terms or costs provided prior to receipt of a LE contained the required disclosures;

vi) confirm that each revised LE is accompanied by valid written documentation explaining the reason for re-disclosure to allow for fee increases based on a valid change of circumstance and was timely provided within 3 business days of issuance;

vii) confirm the presence and timely provision of a settlement service provider list (when consumer is given the opportunity to shop for services);

viii) confirm borrower received LE not later than four (4) business days prior to consummation; and

ix) confirm LE was not provided to the borrower on or after the date of the CD.

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Closing Disclosure (CD) (§§1026.19 and 38):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of CD for applications
on or after October 3, 2015;

ii) confirm the borrower received CD at least three (3) business days prior to consummation, or that such period was waived due to a bona fide financial emergency;

iii) confirm that certain sections of each CD determined to carry assignee liability were accurately completed and that information was reflected in the appropriate locations, which, in certain instances, was based solely on the information disclosed on the CD;

iv) confirm that a revised CD was received in a timely manner if the initial or any revised CD became inaccurate;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) identify tolerance violations based
on the charges disclosed on the initial and interim LE's, initial CD, and reflected on the final CD;

vi) with respect to tolerance violations based on the disclosed charges on the LE and CD, confirm that the creditor cured the violations no later than 60 days after consummation, or within 60 days of discovery; and

vii) with respect to applicable exception remediation measures for numerical exceptions, confirm that a letter of explanation, as well as a refund as applicable, was delivered or placed in the mail no later than 60 days after discovery of the exception establishing the need for a revised CD or with respect to exception remediation measures for non-numerical exceptions, that a corrected CD was delivered or placed in the mail no later than 60 days after consummation. (In an attempt to establish a best practices approach to pre-securitization due diligence, as it applies to TILA RESPA Integrated Disclosure testing, the Structured Finance Industry Group ("SFIG") has a working group that consists of industry participants including third party review providers and law firms who agreed to a standardized approach to remediation considerations. This approach is intended to be based on a reasoned legal analysis that expressly assumes that courts will interpret TRID in accordance with the principals of liability set forth in the letter to the MBA from Richard Cordray, the Director of the CFPB. No assurances can be provided that the courts in question will interpret TRID in accordance with the SFIG Compliance Review Scope.)

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Your Home Loan Toolkit (§1026.19):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of Your Home Loan
Toolkit in the mortgage loan file or that the mortgage loan file contains documentary evidence that the disclosure was provided to the
borrower; and

ii) confirm Your Home Loan Toolkit was delivered or placed in the mail not later than three (3) business days after receipt of application.

**(XIII) Document Review**

AMC reviewed each mortgage loan file and verified if the following documents, if applicable, were included in the file and if the data on these documents was consistent (where applicable):

&nbsp;&nbsp;&nbsp;&nbsp;▪ Loan Estimates;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Closing Disclosures; and

&nbsp;&nbsp;&nbsp;&nbsp;▪ Certain other disclosures related to the enumerated
tests set forth herein.

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**(8) Other: review and methodology.**

**Data Integrity Review:** AMC compared data fields on the securitization tape provided by the Client to the data found in the actual file as captured by AMC.

**Standard Value Analysis:** AMC shall review Client-provided BPOs, appraisals or other valuation products as submitted to AMC by Client. AMC shall gather and analyze additional comparables utilizing online sources to assist in determining a reconciled value. A reconciliation report shall be provided for each property with documented comparables and the AMC reviewer's commentary. AMC will provide results via FTP, email, via Client access to AMC' s loan level website – Clarity or via other means as mutually agreed between Client and AMC. Data will be provided in both data file format and loan level PDF.

**(9) Disclaimer.**

Except as expressly enumerated above, please be advised that SitusAMC has not performed any review to determine whether the mortgage loans covered in this Report complied with federal, state or local laws, constitutional provisions, regulations, ordinances or any other laws or guidance, including, without limitation, licensing and general usury laws ("Applicable Law"). Further, there can be no assurances that in performing the review and preparing this Report that SitusAMC has uncovered all relevant factors and potential issues relating to the origination of the mortgage loans, their compliance with Applicable Law, or the original appraisals relating to the mortgaged properties, or that SitusAMC has uncovered all relevant factors that could affect the future performance of the mortgage loans. Please note that the results set forth in this Report are dependent upon receipt of complete and accurate data regarding the mortgage loans from mortgage loan originators, sponsors, issuers, and other third parties upon which SitusAMC is relying in reaching such results. Except as expressly stated herein, SitusAMC did not verify the data relied upon in performing its review and producing this Report. In addition, the findings and conclusions set forth in this Report are provided on an "as is" basis and are based on available information and Applicable Law as of the date of this Report, and SitusAMC does not undertake any obligation to update or provide any revisions to this Report to reflect events, circumstances, changes in Applicable Law, or changes in expectations after the date this Report was issued.

Please be further advised that SitusAMC does not employ personnel who are licensed to practice law in the various jurisdictions covered in this Report, and the results set forth in this Report do not constitute legal advice or legal opinions whatsoever. The findings are recommendations or conclusions based on information provided to SitusAMC, and are not statements of fact or legal conclusions. Information contained in the Report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the Report based on certain factors, including the facts and circumstances of an individual mortgage loan. The authorities administering the Applicable Law that was part of the review have broad discretionary powers which may permit such authorities, among other things, to withdraw exemptions accorded by statute or regulation, to impose additional requirements or to reach a conclusion that is not consistent with the results set forth in the Report. All decisions as to whether to issue, purchase, hold, sell or otherwise transact in securities backed by the mortgage loans reviewed in this Report, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such securities, shall be made solely by the parties to or investors in the transaction. The results set forth in this Report do not constitute tax or investment advice. The scoring models in this Report are designed to identify potential risk in the securities backed by the mortgage loans reviewed, and each party or investor assumes sole responsibility for determining the suitability of the information for its particular use. SitusAMC does not make any representation or warranty (express or implied) as to the value of any mortgage loan or mortgage loan's collateral that has been reviewed by SitusAMC.

**SUMMARY OF FINDINGS & CONCLUSIONS OF REVIEW** 

The NRSRO criteria referenced for this report and utilized for grading descriptions is based upon the NRSROs listed in the Form ABS Due Diligence-15E.

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**OVERALL REVIEW RESULTS SUMMARY**

After giving consideration to the grading criteria of the relevant NRSROs, the grading results are as follows:

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Fitch Loan Grades (# of loans)** | &nbsp;&nbsp;**Fitch Loan Grades (# of loans)** | &nbsp;&nbsp;**Fitch Loan Grades (# of loans)** | &nbsp;&nbsp;**Fitch Loan Grades (# of loans)** | &nbsp;&nbsp;**Fitch Loan Grades (# of loans)** |
| &nbsp;&nbsp;**Final Loan <br> Grade** | &nbsp;&nbsp;**Credit** | &nbsp;&nbsp;**Compliance** | &nbsp;&nbsp;**Property** | &nbsp;&nbsp;**Overall** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;1565 | &nbsp;&nbsp;1537 | &nbsp;&nbsp;1717 | &nbsp;&nbsp;1409 |
| &nbsp;&nbsp;B | &nbsp;&nbsp;153 | &nbsp;&nbsp;180 | &nbsp;&nbsp;1 | &nbsp;&nbsp;308 |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**1718** | &nbsp;&nbsp;**1718** | &nbsp;&nbsp;**1718** | &nbsp;&nbsp;**1718** |

---

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Fitch Loan Grades (% of loans)** | &nbsp;&nbsp;**Fitch Loan Grades (% of loans)** | &nbsp;&nbsp;**Fitch Loan Grades (% of loans)** | &nbsp;&nbsp;**Fitch Loan Grades (% of loans)** | &nbsp;&nbsp;**Fitch Loan Grades (% of loans)** |
| &nbsp;&nbsp;**Final Loan<br> Grade** | &nbsp;&nbsp;**Credit** | &nbsp;&nbsp;**Compliance** | &nbsp;&nbsp;**Property** | &nbsp;&nbsp;**Overall** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;91.09% | &nbsp;&nbsp;89.46% | &nbsp;&nbsp;99.94% | &nbsp;&nbsp;82.01% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;8.91% | &nbsp;&nbsp;10.48% | &nbsp;&nbsp;0.06% | &nbsp;&nbsp;17.93% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.06% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.06% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Kroll Rating Agency Loan Grades (# of loans)** | &nbsp;&nbsp;**Kroll Rating Agency Loan Grades (# of loans)** | &nbsp;&nbsp;**Kroll Rating Agency Loan Grades (# of loans)** | &nbsp;&nbsp;**Kroll Rating Agency Loan Grades (# of loans)** | &nbsp;&nbsp;**Kroll Rating Agency Loan Grades (# of loans)** |
| &nbsp;&nbsp;**Final Loan<br> Grade** | &nbsp;&nbsp;**Credit** | &nbsp;&nbsp;**Compliance** | &nbsp;&nbsp;**Property** | &nbsp;&nbsp;**Overall** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;1565 | &nbsp;&nbsp;1537 | &nbsp;&nbsp;348 | &nbsp;&nbsp;1409 |
| &nbsp;&nbsp;B | &nbsp;&nbsp;153 | &nbsp;&nbsp;180 | &nbsp;&nbsp;0 | &nbsp;&nbsp;308 |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;N/A | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;1370 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**1718** | &nbsp;&nbsp;**1718** | &nbsp;&nbsp;**348** | &nbsp;&nbsp;**1718** |
| &nbsp;&nbsp;**Kroll Rating Agency Loan Grades (% of loans)** | &nbsp;&nbsp;**Kroll Rating Agency Loan Grades (% of loans)** | &nbsp;&nbsp;**Kroll Rating Agency Loan Grades (% of loans)** | &nbsp;&nbsp;**Kroll Rating Agency Loan Grades (% of loans)** | &nbsp;&nbsp;**Kroll Rating Agency Loan Grades (% of loans)** |
| &nbsp;&nbsp;**Final Loan<br> Grade** | &nbsp;&nbsp;**Credit** | &nbsp;&nbsp;**Compliance** | &nbsp;&nbsp;**Property** | &nbsp;&nbsp;**Overall** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;91.09% | &nbsp;&nbsp;89.46% | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;82.01% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;8.91% | &nbsp;&nbsp;10.48% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;17.93% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.06% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.06% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;N/A | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**100.00%** |

---

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**EXCEPTION CATEGORY SUMMARY**

The table below summarizes the individual exceptions which carried an associated "B", "C", or "D" level exception grade. One loan may have carried more than one exception. In such cases, the exception with the lowest grade would drive the loan grade for that particular area of the review. The overall loan grade is the lowest grade for any one particular review scope (ex. a loan with a Compliance Grade of "B", a Credit Grade of "A", and a Property Grade of "A" would receive an overall Loan Grade of "B").

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Exception <br> Type** | &nbsp;&nbsp;**Fitch Final Exception Rating** | &nbsp;&nbsp;**Exception Category** | &nbsp;&nbsp;**Total** |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;C | &nbsp;&nbsp;ATR/QM Defect | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;C | &nbsp;&nbsp;***Total Compliance Grade (C) Exceptions:*** | &nbsp;&nbsp;***2*** |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;ATR/QM Defect | &nbsp;&nbsp;48 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;ATR/QM | &nbsp;&nbsp;33 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;State HPML | &nbsp;&nbsp;29 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;28 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Misc. State Level | &nbsp;&nbsp;26 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;State Defect | &nbsp;&nbsp;23 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | &nbsp;&nbsp;21 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Federal HPML | &nbsp;&nbsp;14 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;12 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Missing, Incorrect, or Incomplete Final or Initial 1003 | &nbsp;&nbsp;7 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;RESPA | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Missing Non-Required Data | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Missing Disclosure | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Federal Defect | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Missing Application Date | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;TRID | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Compliance Grade (B) Exceptions:*** | &nbsp;&nbsp;***250*** |
| &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**252** |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Title | &nbsp;&nbsp;66 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Insurance | &nbsp;&nbsp;33 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Loan Package Documentation | &nbsp;&nbsp;33 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Guideline | &nbsp;&nbsp;25 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Income / Employment | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Property - Appraisal | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Missing Document | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Credit Grade (B) Exceptions:*** | &nbsp;&nbsp;***163*** |
| &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**163** |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;B | &nbsp;&nbsp;Property - Appraisal | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Property Grade (B) Exceptions:*** | &nbsp;&nbsp;***1*** |
| &nbsp;&nbsp;**Total Property Exceptions:** | &nbsp;&nbsp;**Total Property Exceptions:** | &nbsp;&nbsp;**Total Property Exceptions:** | &nbsp;&nbsp;**1** |
| &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**416** |

---

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![](ex99-01_001.jpg)

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Exception <br> Type** | &nbsp;&nbsp;**Kroll Final Exception Rating** | &nbsp;&nbsp;**Exception Category** | &nbsp;&nbsp;**Total** |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;C | &nbsp;&nbsp;ATR/QM Defect | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;C | &nbsp;&nbsp;***Total Compliance Grade (C) Exceptions:*** | &nbsp;&nbsp;***1*** |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;ATR/QM Defect | &nbsp;&nbsp;49 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;ATR/QM | &nbsp;&nbsp;33 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;State HPML | &nbsp;&nbsp;29 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;28 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Misc. State Level | &nbsp;&nbsp;26 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;State Defect | &nbsp;&nbsp;23 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | &nbsp;&nbsp;21 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Federal HPML | &nbsp;&nbsp;14 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;12 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Missing, Incorrect, or Incomplete Final or Initial 1003 | &nbsp;&nbsp;7 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Missing Disclosure | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Missing Non-Required Data | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;RESPA | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;TRID | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Missing Application Date | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Federal Defect | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Compliance Grade (B) Exceptions:*** | &nbsp;&nbsp;***251*** |
| &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**251** |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Title | &nbsp;&nbsp;66 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Loan Package Documentation | &nbsp;&nbsp;33 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Insurance | &nbsp;&nbsp;33 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Guideline | &nbsp;&nbsp;25 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Income / Employment | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Property - Appraisal | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Missing Document | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Credit Grade (B) Exceptions:*** | &nbsp;&nbsp;***163*** |
| &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**163** |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;B | &nbsp;&nbsp;Property - Appraisal | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Property Grade (B) Exceptions:*** | &nbsp;&nbsp;***1*** |
| &nbsp;&nbsp;**Total Property Exceptions:** | &nbsp;&nbsp;**Total Property Exceptions:** | &nbsp;&nbsp;**Total Property Exceptions:** | &nbsp;&nbsp;**1** |
| &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**415** |

---

13\| P a g e

![](ex99-01_001.jpg)

**TAPE INTEGRITY REVIEW RESULTS SUMMARY**

Of the 1,718 mortgage loans reviewed, there were 3,801 different tape discrepancies across 31 data fields (some mortgage loans had more than one data delta). The largest variances were found on Mortgage Type, Investor: Qualifying Total Debt Ratio and Property Type.

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Field Label** | &nbsp;&nbsp;**Loans With <br> Discrepancy** | &nbsp;&nbsp;**Total Times <br> Compared** | &nbsp;&nbsp;**% <br> Variance** | &nbsp;&nbsp;**#<br> Of Loans** |
| &nbsp;&nbsp;# of Units | &nbsp;&nbsp;5 | &nbsp;&nbsp;1426 | &nbsp;&nbsp;0.35% | &nbsp;&nbsp;1718 |
| &nbsp;&nbsp;Amortization Type | &nbsp;&nbsp;0 | &nbsp;&nbsp;1426 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;1718 |
| &nbsp;&nbsp;Borrower First Name | &nbsp;&nbsp;61 | &nbsp;&nbsp;1718 | &nbsp;&nbsp;3.55% | &nbsp;&nbsp;1718 |
| &nbsp;&nbsp;Borrower Full Name | &nbsp;&nbsp;13 | &nbsp;&nbsp;13 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;1718 |
| &nbsp;&nbsp;Borrower Last Name | &nbsp;&nbsp;125 | &nbsp;&nbsp;1718 | &nbsp;&nbsp;7.28% | &nbsp;&nbsp;1718 |
| &nbsp;&nbsp;Borrower SSN | &nbsp;&nbsp;7 | &nbsp;&nbsp;1319 | &nbsp;&nbsp;0.53% | &nbsp;&nbsp;1718 |
| &nbsp;&nbsp;City | &nbsp;&nbsp;31 | &nbsp;&nbsp;1713 | &nbsp;&nbsp;1.81% | &nbsp;&nbsp;1718 |
| &nbsp;&nbsp;Coborrower First Name | &nbsp;&nbsp;12 | &nbsp;&nbsp;630 | &nbsp;&nbsp;1.90% | &nbsp;&nbsp;1718 |
| &nbsp;&nbsp;Coborrower Full Name | &nbsp;&nbsp;5 | &nbsp;&nbsp;5 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;1718 |
| &nbsp;&nbsp;Coborrower Last Name | &nbsp;&nbsp;21 | &nbsp;&nbsp;630 | &nbsp;&nbsp;3.33% | &nbsp;&nbsp;1718 |
| &nbsp;&nbsp;Coborrower SSN | &nbsp;&nbsp;9 | &nbsp;&nbsp;495 | &nbsp;&nbsp;1.82% | &nbsp;&nbsp;1718 |
| &nbsp;&nbsp;Contract Sales Price | &nbsp;&nbsp;21 | &nbsp;&nbsp;42 | &nbsp;&nbsp;50.00% | &nbsp;&nbsp;1718 |
| &nbsp;&nbsp;First Payment Date | &nbsp;&nbsp;1 | &nbsp;&nbsp;262 | &nbsp;&nbsp;0.38% | &nbsp;&nbsp;1718 |
| &nbsp;&nbsp;Has FTHB | &nbsp;&nbsp;45 | &nbsp;&nbsp;1404 | &nbsp;&nbsp;3.21% | &nbsp;&nbsp;1718 |
| &nbsp;&nbsp;Investor: Qualifying Total Debt Ratio | &nbsp;&nbsp;694 | &nbsp;&nbsp;1718 | &nbsp;&nbsp;40.40% | &nbsp;&nbsp;1718 |
| &nbsp;&nbsp;Lien Position | &nbsp;&nbsp;0 | &nbsp;&nbsp;1426 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;1718 |
| &nbsp;&nbsp;LTV Valuation Value | &nbsp;&nbsp;157 | &nbsp;&nbsp;1481 | &nbsp;&nbsp;10.60% | &nbsp;&nbsp;1718 |
| &nbsp;&nbsp;Maturity Date | &nbsp;&nbsp;0 | &nbsp;&nbsp;55 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;1718 |
| &nbsp;&nbsp;Mortgage Type | &nbsp;&nbsp;1405 | &nbsp;&nbsp;1426 | &nbsp;&nbsp;98.53% | &nbsp;&nbsp;1718 |
| &nbsp;&nbsp;Note Date | &nbsp;&nbsp;0 | &nbsp;&nbsp;30 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;1718 |
| &nbsp;&nbsp;Occupancy | &nbsp;&nbsp;1 | &nbsp;&nbsp;1718 | &nbsp;&nbsp;0.06% | &nbsp;&nbsp;1718 |
| &nbsp;&nbsp;Original CLTV | &nbsp;&nbsp;285 | &nbsp;&nbsp;1677 | &nbsp;&nbsp;16.99% | &nbsp;&nbsp;1718 |
| &nbsp;&nbsp;Original Interest Rate | &nbsp;&nbsp;100 | &nbsp;&nbsp;1718 | &nbsp;&nbsp;5.82% | &nbsp;&nbsp;1718 |
| &nbsp;&nbsp;Original Loan Amount | &nbsp;&nbsp;74 | &nbsp;&nbsp;1718 | &nbsp;&nbsp;4.31% | &nbsp;&nbsp;1718 |
| &nbsp;&nbsp;Original LTV | &nbsp;&nbsp;51 | &nbsp;&nbsp;1481 | &nbsp;&nbsp;3.44% | &nbsp;&nbsp;1718 |
| &nbsp;&nbsp;Original P&I | &nbsp;&nbsp;0 | &nbsp;&nbsp;280 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;1718 |
| &nbsp;&nbsp;Original Term | &nbsp;&nbsp;4 | &nbsp;&nbsp;1469 | &nbsp;&nbsp;0.27% | &nbsp;&nbsp;1718 |
| &nbsp;&nbsp;Originator Application Date | &nbsp;&nbsp;3 | &nbsp;&nbsp;24 | &nbsp;&nbsp;12.50% | &nbsp;&nbsp;1718 |
| &nbsp;&nbsp;PMI Coverage % | &nbsp;&nbsp;36 | &nbsp;&nbsp;560 | &nbsp;&nbsp;6.43% | &nbsp;&nbsp;1718 |
| &nbsp;&nbsp;Property Type | &nbsp;&nbsp;308 | &nbsp;&nbsp;1693 | &nbsp;&nbsp;18.19% | &nbsp;&nbsp;1718 |
| &nbsp;&nbsp;Purpose | &nbsp;&nbsp;2 | &nbsp;&nbsp;1322 | &nbsp;&nbsp;0.15% | &nbsp;&nbsp;1718 |
| &nbsp;&nbsp;Refi Purpose | &nbsp;&nbsp;46 | &nbsp;&nbsp;1290 | &nbsp;&nbsp;3.57% | &nbsp;&nbsp;1718 |
| &nbsp;&nbsp;Representative FICO | &nbsp;&nbsp;166 | &nbsp;&nbsp;1481 | &nbsp;&nbsp;11.21% | &nbsp;&nbsp;1718 |
| &nbsp;&nbsp;State | &nbsp;&nbsp;18 | &nbsp;&nbsp;1718 | &nbsp;&nbsp;1.05% | &nbsp;&nbsp;1718 |
| &nbsp;&nbsp;Street | &nbsp;&nbsp;74 | &nbsp;&nbsp;1716 | &nbsp;&nbsp;4.31% | &nbsp;&nbsp;1718 |
| &nbsp;&nbsp;Zip | &nbsp;&nbsp;21 | &nbsp;&nbsp;1718 | &nbsp;&nbsp;1.22% | &nbsp;&nbsp;1718 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**3801** | &nbsp;&nbsp;**40520** | &nbsp;&nbsp;**9.38%** | &nbsp;&nbsp;**1718** |

---

**VALUE ANALYSIS SUMMARY**

Of the 4 mortgage loans reviewed, 4 mortgage loans had no variances greater than 10% from the origination appraisal.

A**DDITIONAL LOAN POPULATION SUMMARY (some totals may not add due to rounding)**

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Amortization Type** | &nbsp;&nbsp;**Loan <br> Count** | &nbsp;&nbsp;**% <br> of Loans** | &nbsp;&nbsp;**Original<br> Balance** | &nbsp;&nbsp;**% of <br> Balance** |
| &nbsp;&nbsp;Fixed | &nbsp;&nbsp;1718 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;$224549428.00 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**1718** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$224549428.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Lien Position** | &nbsp;&nbsp;**Loan<br> Count** | &nbsp;&nbsp;**%<br> of Loans** | &nbsp;&nbsp;**Original<br> Balance** | &nbsp;&nbsp;**% of <br> Balance** |
| &nbsp;&nbsp;2 | &nbsp;&nbsp;1718 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;$224549428.00 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**1718** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$224549428.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Loan Purpose** | &nbsp;&nbsp;**Loan <br> Count** | &nbsp;&nbsp;**% <br> of Loans** | &nbsp;&nbsp;**Original <br> Balance** | &nbsp;&nbsp;**% of <br> Balance** |
| &nbsp;&nbsp;Cash Out: Debt Consolidation | &nbsp;&nbsp;4 | &nbsp;&nbsp;0.23% | &nbsp;&nbsp;$443800.00 | &nbsp;&nbsp;0.20% |
| &nbsp;&nbsp;Cash Out: Home Improvement/Renovation | &nbsp;&nbsp;23 | &nbsp;&nbsp;1.34% | &nbsp;&nbsp;$1996028.00 | &nbsp;&nbsp;0.89% |
| &nbsp;&nbsp;Cash Out: Other/Multi-purpose/Unknown Purpose | &nbsp;&nbsp;1663 | &nbsp;&nbsp;96.80% | &nbsp;&nbsp;$216147427.00 | &nbsp;&nbsp;96.26% |
| &nbsp;&nbsp;First Time Home Purchase | &nbsp;&nbsp;2 | &nbsp;&nbsp;0.12% | &nbsp;&nbsp;$243873.00 | &nbsp;&nbsp;0.11% |
| &nbsp;&nbsp;Other-than-first-time Home Purchase | &nbsp;&nbsp;2 | &nbsp;&nbsp;0.12% | &nbsp;&nbsp;$710000.00 | &nbsp;&nbsp;0.32% |
| &nbsp;&nbsp;Rate/Term Refinance - Borrower Initiated | &nbsp;&nbsp;24 | &nbsp;&nbsp;1.40% | &nbsp;&nbsp;$5008300.00 | &nbsp;&nbsp;2.23% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**1718** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$224549428.00** | &nbsp;&nbsp;**100.00%** |

---

14\| P a g e

![](ex99-01_001.jpg)

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Original Term** | &nbsp;&nbsp;**Loan<br> Count** | &nbsp;&nbsp;**% of <br> Loans** | &nbsp;&nbsp;**Original<br> Balance** | &nbsp;&nbsp;**% of <br> Balance** |
| &nbsp;&nbsp;0-120 Months | &nbsp;&nbsp;36 | &nbsp;&nbsp;2.10% | &nbsp;&nbsp;$3069664.00 | &nbsp;&nbsp;1.37% |
| &nbsp;&nbsp;121-180 Months | &nbsp;&nbsp;104 | &nbsp;&nbsp;6.05% | &nbsp;&nbsp;$10577366.00 | &nbsp;&nbsp;4.71% |
| &nbsp;&nbsp;181-240 Months | &nbsp;&nbsp;688 | &nbsp;&nbsp;40.05% | &nbsp;&nbsp;$73757954.00 | &nbsp;&nbsp;32.85% |
| &nbsp;&nbsp;241-360 Months | &nbsp;&nbsp;890 | &nbsp;&nbsp;51.80% | &nbsp;&nbsp;$137144444.00 | &nbsp;&nbsp;61.08% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**1718** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$224549428.00** | &nbsp;&nbsp;**100.00%** |

---

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Property Type** | &nbsp;&nbsp;**Loan<br> Count** | &nbsp;&nbsp;**% of <br> Loans** | &nbsp;&nbsp;**Original<br> Balance** | &nbsp;&nbsp;**% of<br> Balance** |
| &nbsp;&nbsp;Single Family Detached | &nbsp;&nbsp;1107 | &nbsp;&nbsp;64.44% | &nbsp;&nbsp;$140455589.00 | &nbsp;&nbsp;62.55% |
| &nbsp;&nbsp;Condo, Low Rise | &nbsp;&nbsp;77 | &nbsp;&nbsp;4.48% | &nbsp;&nbsp;$11119463.00 | &nbsp;&nbsp;4.95% |
| &nbsp;&nbsp;Condo, High Rise | &nbsp;&nbsp;7 | &nbsp;&nbsp;0.41% | &nbsp;&nbsp;$2609449.00 | &nbsp;&nbsp;1.16% |
| &nbsp;&nbsp;PUD | &nbsp;&nbsp;466 | &nbsp;&nbsp;27.12% | &nbsp;&nbsp;$59072934.00 | &nbsp;&nbsp;26.31% |
| &nbsp;&nbsp;Townhouse | &nbsp;&nbsp;2 | &nbsp;&nbsp;0.12% | &nbsp;&nbsp;$161000.00 | &nbsp;&nbsp;0.07% |
| &nbsp;&nbsp;1 Family Attached | &nbsp;&nbsp;8 | &nbsp;&nbsp;0.47% | &nbsp;&nbsp;$862402.00 | &nbsp;&nbsp;0.38% |
| &nbsp;&nbsp;2 Family | &nbsp;&nbsp;37 | &nbsp;&nbsp;2.15% | &nbsp;&nbsp;$6090252.00 | &nbsp;&nbsp;2.71% |
| &nbsp;&nbsp;3 Family | &nbsp;&nbsp;8 | &nbsp;&nbsp;0.47% | &nbsp;&nbsp;$2646700.00 | &nbsp;&nbsp;1.18% |
| &nbsp;&nbsp;4 Family | &nbsp;&nbsp;6 | &nbsp;&nbsp;0.35% | &nbsp;&nbsp;$1531639.00 | &nbsp;&nbsp;0.68% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**1718** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$224549428.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Occupancy** | &nbsp;&nbsp;**Loan <br> Count** | &nbsp;&nbsp;**% of <br> Loans** | &nbsp;&nbsp;**Original**<br> **Balance** | &nbsp;&nbsp;**% of <br> Balance** |
| &nbsp;&nbsp;Primary | &nbsp;&nbsp;1470 | &nbsp;&nbsp;85.56% | &nbsp;&nbsp;$187223559.00 | &nbsp;&nbsp;83.38% |
| &nbsp;&nbsp;Investment | &nbsp;&nbsp;229 | &nbsp;&nbsp;13.33% | &nbsp;&nbsp;$33794594.00 | &nbsp;&nbsp;15.05% |
| &nbsp;&nbsp;Second Home | &nbsp;&nbsp;19 | &nbsp;&nbsp;1.11% | &nbsp;&nbsp;$3531275.00 | &nbsp;&nbsp;1.57% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**1718** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$224549428.00** | &nbsp;&nbsp;**100.00%** |

---

15\| P a g e

## Exhibit 99.01

**Exhibit 99.01 Schedule 1**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **INITIAL CREDIT LOAN GRADES** | **INITIAL CREDIT LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL PROPERTY LOAN GRADES** | **INITIAL PROPERTY LOAN GRADES** | **INITIAL PROPERTY LOAN GRADES** | **INITIAL PROPERTY LOAN GRADES** | **INITIAL PROPERTY LOAN GRADES** | **INITIAL OVERALL LOAN GRADES** | **INITIAL OVERALL LOAN GRADES** | **FINAL CREDIT LOAN GRADES** | **FINAL CREDIT LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL OVERALL LOAN GRADES** | **FINAL OVERALL LOAN GRADES** |
| **AMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Deal Number** | **Original Loan Amount** | **Moody's** | **Morningstar** | **Moody's** | **Morningstar** | **DBRS** | **Kroll** | **Moody's** | **S&P** | **Morningstar** | **Moody's** | **Morningstar** | **Moody's** | **Morningstar** | **Moody's** | **Morningstar** | **DBRS** | **Kroll** | **Moody's** | **S&P** | **Morningstar** | **Moody's** | **Morningstar** |
| XXXXX | 4000017901 | XXXXX |  |  | B | B | C | C |  | A | A | A | A | C | C | B | N/A B | C | N/A C |  | N/A | N/A | N/A | A | C | N/A C |  |
| XXXXX | 4000017900 | XXXXX |  |  | C | C | A | A |  | A | A | A | A | C | C | B | N/A B | A | N/A |  | A | A | N/A | A | B | B |  |
| XXXXX | 6000091522 | XXXXX |  |  | A | A | C | C |  | D A | N/A | D | D | D C | D | A | N/A | A B | N/A |  | N/A | N/A | N/A | A | A B | N/A |  |
| XXXXX | 6000091524 | XXXXX |  |  | A | A | C | C |  | D A | N/A | D | D | D C | D | A | N/A | A B | N/A |  | N/A | N/A | N/A | A | A B | N/A |  |
| XXXXX | 6000091525 | XXXXX |  |  | A | A | A | A |  | A | A | A | A | A | A | A | N/A | A | N/A |  | A | N/A | N/A | A | A | A |  |
| XXXXX | 6000091526 | XXXXX |  |  | A | A | C | C |  | D A | N/A | D | D | D C | D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 6000091527 | XXXXX |  |  | A | A | C | C |  | A | A | A | A | C | C | A | A | A B | B A |  | A | A | N/A | A | A B | B A |  |
| XXXXX | 6000091528 | XXXXX |  |  | A | A | A | A |  | D A | N/A | D | D | D A | D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 6000091529 | XXXXX |  |  | A | A | C | C |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 6000091530 | XXXXX |  |  | A | A | C | C |  | D A | N/A | D | D | D C | D | A | N/A | A B | N/A |  | N/A | N/A | N/A | A | A B | N/A |  |
| XXXXX | 6000091531 | XXXXX |  |  | C | C | A | A |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 6000091532 | XXXXX |  |  | A | A | C | C |  | D A | N/A | N/A | D | D C | C D | A | N/A | A B | N/A |  | N/A | N/A | N/A | A | A B | N/A |  |
| XXXXX | 6000091536 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 6000091537 | XXXXX |  |  | A | A | A | A |  | D A | N/A | D | D | D A | D | A | N/A | A | N/A |  | A | A | N/A | A | A | N/A |  |
| XXXXX | 6000091538 | XXXXX |  |  | A | A | C | C |  | D A | N/A | D | D | D C | D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 6000091539 | XXXXX |  |  | A | A | A | A |  | A | A | A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 6000091540 | XXXXX |  |  | A | A | C | C |  | A | A | A | A | C | C | A | A | A B | B A |  | A | A | N/A | A | A B | B A |  |
| XXXXX | 6000091541 | XXXXX |  |  | A | A | C | C |  | D A | N/A | D | D | D C | D | A | N/A | A B | N/A |  | N/A | N/A | N/A | A | A B | N/A |  |
| XXXXX | 6000091543 | XXXXX |  |  | A | A | C | C |  | D A | N/A | D | D | D C | D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 6000091544 | XXXXX |  |  | C | C | C | C |  | D A | N/A | D | D | D C | D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 6000091546 | XXXXX |  |  | C | C | C | C |  | D A | N/A | D | D | D C | D | A | N/A | A B | N/A |  | N/A | N/A | N/A | A | A B | N/A |  |
| XXXXX | 6000091547 | XXXXX |  |  | A | A | A | A |  | A | A | A | A | A | A | A | N/A | A | N/A |  | A | N/A | N/A | A | A | A |  |
| XXXXX | 6000091548 | XXXXX |  |  | C | C | C | C |  | D A | N/A | N/A | D | D C | C D | B | N/A B | A B | N/A |  | N/A | N/A | N/A | A | B | N/A B |  |
| XXXXX | 6000091549 | XXXXX |  |  | C | C | C | C |  | A | A | A | A | C | C | B | B | A B | B A |  | A | A | N/A | A | B | B |  |
| XXXXX | 6000091550 | XXXXX |  |  | A | A | A | A |  | D A | N/A | D | D | D A | D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 6000091552 | XXXXX |  |  | A | A | A | A |  | D A | N/A | D | D | D A | D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 6000091553 | XXXXX |  |  | C | C | A | A |  | D A | N/A | D | D | D C | D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 6000091555 | XXXXX |  |  | A | A | A | A |  | D A | N/A | D | D | D A | D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 6000091556 | XXXXX |  |  | A | A | A | A |  | D A | N/A | D | D | D A | D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 6000091557 | XXXXX |  |  | A | A | C | C |  | D A | N/A | D | D | D C | D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 6000091559 | XXXXX |  |  | C | C | C | C |  | D A | N/A | D | D | D C | D | A | N/A | A B | N/A |  | N/A | N/A | N/A | A | A B | N/A |  |
| XXXXX | 6000091560 | XXXXX |  |  | A | A | C | C |  | D A | N/A | N/A | D | D C | C D | A | N/A | A B | N/A |  | N/A | N/A | N/A | A | A B | N/A |  |
| XXXXX | 4000025410 | XXXXX |  |  | D | D | C | C |  | A | A | A | A | D | D | A | N/A | A | N/A |  | A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000028152 | XXXXX |  |  | B | B | C | C |  | A | A | A | A | C | C | B | B | B | B |  | A | A | N/A | A | B | B |  |
| XXXXX | 4000028960 | XXXXX |  |  | C | C | A | A |  | A | A | A | A | C | C | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000033843 | XXXXX |  |  | C | C | A | A |  | A | A | A | A | C | C | A | N/A | A | N/A |  | A | N/A | N/A | A | A | A |  |
| XXXXX | 4000034738 | XXXXX |  |  | A | A | C | C |  | A | A | A | A | C | C | A | A | B | B |  | A | A | N/A | A | B | B |  |
| XXXXX | 4000035700 | XXXXX |  |  | C | C | C | C |  | D A | N/A | A | D | D C | C D | A | N/A | B | N/A B |  | N/A | N/A | N/A | A | B | N/A B |  |
| XXXXX | 4000038265 | XXXXX |  |  | C | C | A | A |  | D A | N/A | A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 6000093762 | XXXXX |  |  | A | A | A | A |  | A | A | A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 6000093763 | XXXXX |  |  | C | C | C | C |  | C A | C | C | C | C | C | A | N/A | B | N/A B |  | N/A | N/A | N/A | A | B | N/A B |  |
| XXXXX | 6000093765 | XXXXX |  |  | A | A | A | A |  | A | A | A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 6000093768 | XXXXX |  |  | A | A | C | C |  | A | A | A | A | C | C | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 6000093769 | XXXXX |  |  | D | D | A | A |  | A | A | A | A | D | D | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 6000093770 | XXXXX |  |  | C | C | A | A |  | A | A | A | A | C | C | A | N/A | A | N/A |  | A | N/A | N/A | A | A | A |  |
| XXXXX | 6000093771 | XXXXX |  |  | A | A | B | B |  | A | A | A | A | B | B | A | A | B | B |  | A | A | N/A | A | B | B |  |
| XXXXX | 6000093772 | XXXXX |  |  | C | C | C | C |  | A | A | A | A | C | C | A | N/A | A | N/A |  | A | N/A | N/A | A | A | A |  |
| XXXXX | 6000093773 | XXXXX |  |  | A | A | A | A |  | A | A | A | A | A | A | A | N/A | A | N/A |  | A | N/A | N/A | A | A | A |  |
| XXXXX | 6000093774 | XXXXX |  |  | C | C | B | B |  | A | A | A | A | C | C | A | N/A | B | N/A B |  | A | N/A | N/A | A | B | B |  |
| XXXXX | 6000093775 | XXXXX |  |  | A | A | A | A |  | A | A | A | A | A | A | A | N/A | A | N/A |  | A | N/A | N/A | A | A | N/A |  |
| XXXXX | 6000093776 | XXXXX |  |  | C | C | C | C |  | A | A | A | A | C | C | B | B | B | B |  | A | A | N/A | A | B | B |  |
| XXXXX | 6000093778 | XXXXX |  |  | A | A | A | A |  | A | A | A | A | A | A | A | N/A | A | N/A |  | A | N/A | N/A | A | A | A |  |
| XXXXX | 4000037676 | XXXXX |  |  | B | B | C | C |  | A | A | A | A | C | C | B | N/A B | A | N/A |  | A | N/A | N/A | A | B | B |  |
| XXXXX | 4000038469 | XXXXX |  |  | A | A | C | C |  | D A | N/A | D | D | D C | D | A | N/A | B | N/A B |  | N/A | N/A | N/A | A | B | N/A B |  |
| XXXXX | 4000037841 | XXXXX |  |  | A | A | A | A |  | D A | N/A | A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000039078 | XXXXX |  |  | C | C | A | A |  | A | N/A | A | A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | A |  |
| XXXXX | 4000038586 | XXXXX |  |  | A | A | A | A |  | D A | N/A | A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000032016 | XXXXX |  |  | A | A | B | B |  | A | N/A | A | A | B | B | A | N/A | B | N/A B |  | N/A | N/A | N/A | A | B | B |  |
| XXXXX | 4000037018 | XXXXX |  |  | A | A | C | C |  | D A | N/A | A | D | D C | C D | A | N/A | A | N/A |  | A | A | N/A | A | A | N/A |  |
| XXXXX | 4000038401 | XXXXX |  |  | B | B | A | A |  | A | A | A | A | B | B | B | N/A B | A | N/A |  | A | N/A | N/A | A | B | B |  |
| XXXXX | 4000036782 | XXXXX |  |  | C | C | A | A |  | A | A | A | A | C | C | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000035677 | XXXXX |  |  | A | A | A | A |  | D A | N/A | A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000038212 | XXXXX |  |  | C | C | A | A |  | A | A | A | A | C | C | A | N/A | A | N/A |  | A | N/A | N/A | A | A | A |  |
| XXXXX | 4000037984 | XXXXX |  |  | B | B | A | A |  | D A | N/A | A | D | D B | B D | B | N/A B | A | N/A |  | N/A | N/A | N/A | A | B | N/A B |  |
| XXXXX | 4000037494 | XXXXX |  |  | A | A | A | A |  | A | A | A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000032707 | XXXXX |  |  | A | A | A | A |  | D A | N/A | A | D | D A | A D | A | N/A | A | N/A |  | A | A | N/A | A | A | N/A |  |
| XXXXX | 4000039642 | XXXXX |  |  | C | C | B | B |  | D A | N/A | A | D | D C | C D | B | N/A B | B | N/A B |  | N/A | N/A | N/A | A | B | N/A B |  |
| XXXXX | 4000033234 | XXXXX |  |  | A | A | A | A |  | D A | N/A | A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000038986 | XXXXX |  |  | A | A | A | A |  | D A | N/A | A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000037694 | XXXXX |  |  | A | A | A | A |  | D A | N/A | A | D | D A | A D | A | N/A | A | N/A |  | A | A | N/A | A | A | N/A |  |
| XXXXX | 4000036950 | XXXXX |  |  | C | C | A | A |  | A | A | A | A | C | C | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000039498 | XXXXX |  |  | C | C | B | B |  | A | A | A | A | C | C | B | N/A B | A | N/A |  | A | N/A | N/A | A | B | B |  |
| XXXXX | 4000036315 | XXXXX |  |  | A | A | A | A |  | C A | C | C | C | C A | C | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000032936 | XXXXX |  |  | C | C | C | C |  | D A | N/A | A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000037732 | XXXXX |  |  | A | A | A | A |  | A | A | A | A | A | A | A | N/A | A | N/A |  | A | N/A | N/A | A | A | A |  |
| XXXXX | 4000041505 | XXXXX |  |  | A | A | C | C |  | D A | N/A | A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000039093 | XXXXX |  |  | A | A | A | A |  | A | A | A | A | A | A | A | N/A | A | N/A |  | A | N/A | N/A | A | A | A |  |
| XXXXX | 4000038775 | XXXXX |  |  | A | A | A | A |  | D A | N/A | A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000038600 | XXXXX |  |  | A | A | C | C |  | D A | N/A | A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000040132 | XXXXX |  |  | D | D | A | A |  | A | A | A | A | D | D | A | N/A | A | N/A |  | A | N/A | N/A | A | A | A |  |
| XXXXX | 4000039360 | XXXXX |  |  | A | A | B | B |  | A | N/A | A | A | B | B | A | N/A | B | N/A B |  | A | N/A | N/A | A | B | B |  |
| XXXXX | 4000039278 | XXXXX |  |  | A | A | A | A |  | A | A | A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000038924 | XXXXX |  |  | A | A | A | A |  | A | A | A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000040455 | XXXXX |  |  | C | C | C | C |  | D A | N/A | A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000039736 | XXXXX |  |  | A | A | A | A |  | D A | N/A | A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000041507 | XXXXX |  |  | C | C | A | A |  | A | A | A | A | C | C | A | A | A | A |  | A | N/A | N/A | A | A | A |  |
| XXXXX | 4000040659 | XXXXX |  |  | C | C | A | A |  | A | A | A | A | C | C | A | N/A | A | N/A |  | A | N/A | N/A | A | A | A |  |
| XXXXX | 4000038106 | XXXXX |  |  | A | A | A | A |  | D A | N/A | A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000040699 | XXXXX |  |  | D | D | A | A |  | D A | N/A | A | D | D | D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000038948 | XXXXX |  |  | C | C | A | A |  | D A | N/A | A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000041530 | XXXXX |  |  | A | A | A | A |  | A | A | A | A | A | A | A | N/A | A | N/A |  | A | N/A | N/A | A | A | A |  |
| XXXXX | 4000042971 | XXXXX |  |  | C | C | A | A |  | A | A | A | A | C | C | A | N/A | A | N/A |  | A | N/A | N/A | A | A | A |  |
| XXXXX | 4000038944 | XXXXX |  |  | A | A | A | A |  | A | A | A | A | A | A | A | N/A | A | N/A |  | A | N/A | N/A | A | A | A |  |
| XXXXX | 4000038767 | XXXXX |  |  | A | A | A | A |  | A | A | A | A | A | A | A | N/A | A | N/A |  | A | N/A | N/A | A | A | A |  |
| XXXXX | 4000038967 | XXXXX |  |  | D | D | B | B |  | A | N/A | A | A | D | D | A | A | B | B |  | A | N/A | N/A | A | B | B |  |
| XXXXX | 4000039946 | XXXXX |  |  | A | A | A | A |  | D A | N/A | A | D | D A | A D | A | N/A | A | N/A |  | A | A | N/A | A | A | N/A |  |
| XXXXX | 6000093780 | XXXXX |  |  | C | C | C | C |  | A | A | A | A | C | C | B | B | B | B |  | A | A | N/A | A | B | B |  |
| XXXXX | 6000093782 | XXXXX |  |  | C | C | C | C |  | A | A | A | A | C | C | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 6000093783 | XXXXX |  |  | A | A | A | A |  | A | A | A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 6000093784 | XXXXX |  |  | C | C | C | C |  | A | A | A | A | C | C | B | B | B | B |  | A | A | N/A | A | B | B |  |
| XXXXX | 6000093785 | XXXXX |  |  | A | A | A | A |  | A | A | A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 6000093786 | XXXXX |  |  | A | A | A | A |  | A | A | A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 6000093787 | XXXXX |  |  | C | C | C | C |  | A | A | A | A | C | C | A | N/A | B | N/A B |  | A | A | N/A | A | B | N/A B |  |
| XXXXX | 6000093788 | XXXXX |  |  | C | C | C | C |  | A | A | A | A | C | C | A | A | B | B |  | A | A | N/A | A | B | B |  |
| XXXXX | 6000093790 | XXXXX |  |  | C | C | A | A |  | A | A | A | A | C | C | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 6000093791 | XXXXX |  |  | C | C | C | C |  | A | A | A | A | C | C | B | B | B | B |  | A | A | N/A | A | B | B |  |
| XXXXX | 6000093792 | XXXXX |  |  | C | C | A | A |  | A | A | A | A | C | C | B | B | A | A |  | A | A | N/A | A | B | B |  |
| XXXXX | 6000093793 | XXXXX |  |  | A | A | A | A |  | A | A | A | A | A | A | A | N/A | A | N/A |  | A | N/A | N/A | A | A | A |  |
| XXXXX | 4000043130 | XXXXX |  |  | C | C | A | A |  | A | A | A | A | C | C | A | N/A | A | N/A |  | A | N/A | N/A | A | A | A |  |
| XXXXX | 4000041366 | XXXXX |  |  | A | A | A | A |  | D A | N/A | A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000039990 | XXXXX |  |  | A | A | A | A |  | D A | N/A | A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000041117 | XXXXX |  |  | A | A | A | A |  | A | A | A | A | A | A | A | N/A | A | N/A |  | A | N/A | N/A | A | A | A |  |
| XXXXX | 4000041531 | XXXXX |  |  | C | C | A | A |  | A | A | A | A | C | C | A | N/A | A | N/A |  | A | N/A | N/A | A | A | A |  |
| XXXXX | 4000040815 | XXXXX |  |  | C | C | A | A |  | A | A | A | A | C | C | A | N/A | A | N/A |  | A | N/A | N/A | A | A | A |  |
| XXXXX | 4000041738 | XXXXX |  |  | A | A | A | A |  | A | A | A | A | A | A | A | N/A | A | N/A |  | A | N/A | N/A | A | A | A |  |
| XXXXX | 4000038779 | XXXXX |  |  | A | A | C | C |  | A | A | A | A | C | C | A | N/A | B | N/A B |  | A | A | N/A | A | B | N/A B |  |
| XXXXX | 4000041128 | XXXXX |  |  | A | A | A | A |  | D A | N/A | A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000040594 | XXXXX |  |  | B | B | A | A |  | D A | N/A | A | D | D B | B D | B | N/A B | A | N/A |  | N/A | N/A | N/A | A | B | N/A B |  |
| XXXXX | 4000042760 | XXXXX |  |  | B | B | C | C |  | A | A | A | A | C | C | B | N/A B | B | N/A B |  | A | N/A | N/A | A | B | B |  |
| XXXXX | 4000039551 | XXXXX |  |  | C | C | C | C |  | A | N/A | A | A | C | C | A | N/A | B | N/A B |  | A | N/A | N/A | A | B | B |  |
| XXXXX | 4000041549 | XXXXX |  |  | C | C | A | A |  | D A | N/A | A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000041416 | XXXXX |  |  | A | A | A | A |  | A | A | A | A | A | A | A | N/A | A | N/A |  | A | N/A | N/A | A | A | A |  |
| XXXXX | 4000042430 | XXXXX |  |  | A | A | A | A |  | A | A | A | A | A | A | A | N/A | A | N/A |  | A | N/A | N/A | A | A | A |  |
| XXXXX | 4000040929 | XXXXX |  |  | B | B | A | A |  | A | A | A | A | B | B | B | B | A | A |  | A | A | N/A | A | B | B |  |
| XXXXX | 4000039541 | XXXXX |  |  | C | C | A | A |  | A | A | A | A | C | C | A | N/A | A | N/A |  | A | N/A | N/A | A | A | A |  |
| XXXXX | 4000042425 | XXXXX |  |  | A | A | C | C |  | D A | N/A | A | D | D C | C D | A | N/A | B | N/A B |  | N/A | N/A | N/A | A | B | N/A B |  |
| XXXXX | 4000042448 | XXXXX |  |  | C | C | A | A |  | D A | N/A | A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000039259 | XXXXX |  |  | C | C | C | C |  | D A | N/A | A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000041417 | XXXXX |  |  | A | A | A | A |  | D A | N/A | A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000039362 | XXXXX |  |  | A | A | A | A |  | A | A | A | A | A | A | A | N/A | A | N/A |  | A | N/A | N/A | A | A | A |  |
| XXXXX | 4000041909 | XXXXX |  |  | B | B | A | A |  | D A | N/A | A | D | D B | B D | B | N/A B | A | N/A |  | N/A | N/A | N/A | A | B | N/A B |  |
| XXXXX | 4000042159 | XXXXX |  |  | A | A | A | A |  | D A | N/A | A | D | D A | A D | A | N/A | A | N/A |  | A | A | N/A | A | A | N/A |  |
| XXXXX | 4000043793 | XXXXX |  |  | A | A | B | B |  | A | A | A | A | B | B | A | N/A | B | N/A B |  | A | N/A | N/A | A | B | B |  |
| XXXXX | 4000043075 | XXXXX |  |  | A | A | A | A |  | D A | N/A | A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000041264 | XXXXX |  |  | B | B | A | A |  | D A | N/A | A | D | D B | B D | B | N/A B | A | N/A |  | N/A | N/A | N/A | A | B | N/A B |  |
| XXXXX | 4000043291 | XXXXX |  |  | C | C | A | A |  | D A | N/A | A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000043569 | XXXXX |  |  | A | A | A | A |  | A | A | A | A | A | A | A | N/A | A | N/A |  | A | N/A | N/A | A | A | A |  |
| XXXXX | 4000044277 | XXXXX |  |  | A | A | B | B |  | D A | N/A | A | D | D B | B D | A | N/A | B | N/A B |  | A | A | N/A | A | B | N/A B |  |
| XXXXX | 4000043233 | XXXXX |  |  | D | D | B | B |  | D A | N/A | A | D | D | D | A | N/A | B | N/A B |  | A | A | N/A | A | B | N/A B |  |
| XXXXX | 4000044046 | XXXXX |  |  | C | C | A | A |  | A | A | A | A | C | C | B | B | A | A |  | A | A | N/A | A | B | B |  |
| XXXXX | 4000043761 | XXXXX |  |  | A | A | A | A |  | D A | N/A | A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000044201 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | A | N/A | A | N/A |  | A | N/A | N/A | A | A | A |  |
| XXXXX | 4000043726 | XXXXX |  |  | D | D | A | A |  | D A | N/A | N/A | D | D | D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000044283 | XXXXX |  |  | B | B | A | A |  | D A | N/A | N/A | D | D B | B D | B | N/A B | A | N/A |  | N/A | N/A | N/A | A | B | N/A B |  |
| XXXXX | 4000042198 | XXXXX |  |  | C | C | C | C |  | A | A | N/A | A | C | C | B | B | A | A |  | A | A | N/A | A | B | B |  |
| XXXXX | 4000043248 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000043457 | XXXXX |  |  | C | C | A | A |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000042504 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000039542 | XXXXX |  |  | C | C | A | A |  | D A | N/A | N/A | D | D C | C D | B | N/A B | A | N/A |  | N/A | N/A | N/A | A | B | B |  |
| XXXXX | 4000044339 | XXXXX |  |  | C | C | C | C |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000039299 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000043920 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000045298 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | A | N/A | A | N/A |  | A | N/A | N/A | A | A | A |  |
| XXXXX | 4000044505 | XXXXX |  |  | C | C | C | C |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000044717 | XXXXX |  |  | B | B | A | A |  | D A | N/A | N/A | D | D B | B D | B | N/A B | A | N/A |  | N/A | N/A | N/A | A | B | B |  |
| XXXXX | 4000040447 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000037977 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000044352 | XXXXX |  |  | C | C | B | B |  | A | A | N/A | A | C | C | A | A | B | B |  | A | A | N/A | A | B | B |  |
| XXXXX | 4000045487 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000044203 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000045609 | XXXXX |  |  | B | B | A | A |  | D A | N/A | N/A | D | D B | B D | B | N/A B | A | N/A |  | N/A | N/A | N/A | A | B | N/A B |  |
| XXXXX | 4000045611 | XXXXX |  |  | C | C | A | A |  | D A | N/A | N/A | D | D C | C D | B | N/A B | A | N/A |  | N/A | N/A | N/A | A | B | N/A B |  |
| XXXXX | 4000044901 | XXXXX |  |  | C | C | C | C |  | A | A | N/A | A | C | C | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000045835 | XXXXX |  |  | B | B | A | A |  | A | A | N/A | A | B | B | B | B | A | A |  | A | A | N/A | A | B | B |  |
| XXXXX | 4000044686 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000044580 | XXXXX |  |  | C | C | B C | C B |  | A | A | N/A | A | C | C | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000045299 | XXXXX |  |  | C | C | A | A |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000045347 | XXXXX |  |  | B | B | A | A |  | D A | N/A | N/A | D | D B | B D | B | N/A B | A | N/A |  | N/A | N/A | N/A | A | B | N/A B |  |
| XXXXX | 4000045813 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000044560 | XXXXX |  |  | C | C | C | C |  | A | A | N/A | A | C | C | A | N/A | B | N/A B |  | N/A | N/A | N/A | A | B | B |  |
| XXXXX | 4000045549 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000045944 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000043827 | XXXXX |  |  | B | B | A | A |  | D A | N/A | N/A | D | D B | B D | B | N/A B | A | N/A |  | N/A | N/A | N/A | A | B | N/A B |  |
| XXXXX | 4000045241 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000044373 | XXXXX |  |  | C | C | A | A |  | A | A | N/A | A | C | C | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000046060 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000045685 | XXXXX |  |  | C | C | C | C |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000045765 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000045678 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000045012 | XXXXX |  |  | C | C | A | A |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000044658 | XXXXX |  |  | A | A | C | C |  | D A | N/A | N/A | D | D C | C D | A | N/A | B | N/A B |  | N/A | N/A | N/A | A | B | N/A B |  |
| XXXXX | 4000045825 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000044240 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000045844 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000046962 | XXXXX |  |  | A | A | C | C |  | A | A | N/A | A | C | C | A | A | A | A |  | A | N/A | N/A | A | A | A |  |
| XXXXX | 4000036458 | XXXXX |  |  | A | A | C | C |  | A | N/A | N/A | A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | A |  |
| XXXXX | 4000043903 | XXXXX |  |  | D | D | C | C |  | D A | N/A | N/A | D | D | D | A | N/A | B | N/A B |  | N/A | N/A | N/A | A | B | B |  |
| XXXXX | 4000046074 | XXXXX |  |  | C | N/A C | A | N/A |  | A | A | N/A | A | C | N/A C | A | N/A | A | N/A |  | A | A | N/A | A | A | N/A |  |
| XXXXX | 4000045614 | XXXXX |  |  | A | A | B | B |  | A | N/A | N/A | A | B | B | A | N/A | B | N/A B |  | N/A | N/A | N/A | A | B | B |  |
| XXXXX | 4000046222 | XXXXX |  |  | B | B | A | A |  | D A | N/A | N/A | D | D B | B D | B | N/A B | A | N/A |  | N/A | N/A | N/A | A | B | N/A B |  |
| XXXXX | 4000046689 | XXXXX |  |  | A | A | B | B |  | D A | N/A | N/A | D | D B | B D | A | N/A | B | N/A B |  | N/A | N/A | N/A | A | B | N/A B |  |
| XXXXX | 4000047581 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000046219 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000044605 | XXXXX |  |  | C | C | A | A |  | A | N/A | N/A | A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | A |  |
| XXXXX | 4000047647 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000045471 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000045315 | XXXXX |  |  | C | C | C | C |  | A | N/A | N/A | A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | A |  |
| XXXXX | 4000044268 | XXXXX |  |  | C | C | A | A |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000046193 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000045648 | XXXXX |  |  | A | A | A | A |  | D A | D | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | B | A | B |  |
| XXXXX | 4000046763 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000047990 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | A |  |
| XXXXX | 4000043653 | XXXXX |  |  | A | A | C | C |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | A | A | N/A | A | A | N/A |  |
| XXXXX | 4000045879 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | A | A | N/A | A | A | N/A |  |
| XXXXX | 4000047765 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000045297 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | B | N/A B | A | N/A |  | N/A | N/A | N/A | A | B | N/A B |  |
| XXXXX | 4000047847 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000048115 | XXXXX |  |  | A | A | A | A |  | A | N/A | N/A | A | A | A | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | A |  |
| XXXXX | 4000047837 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000046756 | XXXXX |  |  | C | C | C | C |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000047697 | XXXXX |  |  | A | A | A | A |  | A | N/A | N/A | A | A | A | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | A |  |
| XXXXX | 4000046104 | XXXXX |  |  | C | C | A | A |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000048162 | XXXXX |  |  | A | A | A | A |  | A | N/A | N/A | A | A | A | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | A |  |
| XXXXX | 4000046189 | XXXXX |  |  | A | A | A | A |  | A | N/A | N/A | A | A | A | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | A |  |
| XXXXX | 4000048086 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000048367 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000047604 | XXXXX |  |  | C | C | A | A |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000041664 | XXXXX |  |  | C | C | A | A |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000048117 | XXXXX |  |  | D | D | A | A |  | D | D | N/A | D | D | D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000049382 | XXXXX |  |  | C | C | A | A |  | A | N/A | N/A | A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | A |  |
| XXXXX | 4000047607 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000048263 | XXXXX |  |  | A | A | A | A |  | A | N/A | N/A | A | A | A | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | A |  |
| XXXXX | 4000048170 | XXXXX |  |  | C | C | A | A |  | A | A | N/A | A | C | C | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000047955 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000045568 | XXXXX |  |  | A | A | A | A |  | A | N/A | N/A | A | A | A | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | A |  |
| XXXXX | 4000050148 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000047620 | XXXXX |  |  | C | C | C | C |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000048970 | XXXXX |  |  | B | B | A | A |  | D A | N/A | N/A | D | D B | B D | B | N/A B | A | N/A |  | N/A | N/A | N/A | A | B | N/A B |  |
| XXXXX | 4000047925 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000047830 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000046275 | XXXXX |  |  | C | C | C | C |  | A | N/A | N/A | A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | A |  |
| XXXXX | 4000048684 | XXXXX |  |  | B | B | A | A |  | D A | N/A | N/A | D | D B | B D | B | N/A B | A | N/A |  | N/A | N/A | N/A | A | B | B |  |
| XXXXX | 4000050413 | XXXXX |  |  | A | A | A | A |  | A | N/A | N/A | A | A | A | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | A |  |
| XXXXX | 4000048058 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000050739 | XXXXX |  |  | C | C | A | A |  | A | A | N/A | A | C | C | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000049076 | XXXXX |  |  | A | A | A | A |  | A | N/A | N/A | A | A | A | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | A |  |
| XXXXX | 4000046277 | XXXXX |  |  | A | A | C | C |  | D A | N/A | N/A | D | D C | C D | A | N/A | B | N/A B |  | N/A | N/A | N/A | A | B | N/A B |  |
| XXXXX | 4000047584 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000047699 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000048422 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000048159 | XXXXX |  |  | A | A | A | A |  | A | N/A | N/A | A | A | A | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | A |  |
| XXXXX | 4000049103 | XXXXX |  |  | C | C | A | A |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000049571 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | B | A | N/A B |  |
| XXXXX | 4000049468 | XXXXX |  |  | A | A | C | C |  | A | N/A | N/A | A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | A |  |
| XXXXX | 4000048221 | XXXXX |  |  | B | B | A | A |  | A | N/A | N/A | A | B | B | B | N/A B | A | N/A |  | N/A | N/A | N/A | A | B | B |  |
| XXXXX | 4000044851 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000048229 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | B | A | N/A B |  |
| XXXXX | 4000048902 | XXXXX |  |  | B | B | C | C |  | A | N/A | N/A | A | C | C | B | N/A B | A | N/A |  | N/A | N/A | N/A | A | B | B |  |
| XXXXX | 4000049982 | XXXXX |  |  | D | D | B | B |  | A | N/A | N/A | A | D | D | A | N/A | B | N/A B |  | N/A | N/A | N/A | A | B | B |  |
| XXXXX | 4000047834 | XXXXX |  |  | A | A | A | A |  | A | N/A | N/A | A | A | A | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | A |  |
| XXXXX | 4000049315 | XXXXX |  |  | D | D | A | A |  | A | N/A | N/A | A | D | D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | A |  |
| XXXXX | 4000048909 | XXXXX |  |  | D | D | A | A |  | A | N/A | N/A | A | D | D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | A |  |
| XXXXX | 4000048210 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000049069 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000048575 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000049006 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000047910 | XXXXX |  |  | C | C | A | A |  | D A | N/A | N/A | D | D C | C D | B | N/A B | A | N/A |  | N/A | N/A | N/A | A | B | N/A B |  |
| XXXXX | 4000047617 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000048239 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000048205 | XXXXX |  |  | A | A | A | A |  | A | N/A | N/A | A | A | A | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | A |  |
| XXXXX | 4000046410 | XXXXX |  |  | A | A | A | A |  | A | N/A | N/A | A | A | A | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | A |  |
| XXXXX | 4000048678 | XXXXX |  |  | D | D | A | A |  | D A | N/A | N/A | D | D | D | B | N/A B | A | N/A |  | N/A | N/A | N/A | A | B | B |  |
| XXXXX | 4000050835 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000050837 | XXXXX |  |  | A | A | A | A |  | A | N/A | N/A | A | A | A | A | A | A | A |  | A | N/A | N/A | A | A | A |  |
| XXXXX | 4000050836 | XXXXX |  |  | C | C | A | A |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000050852 | XXXXX |  |  | C | C | A | A |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000050846 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000050037 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000050474 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000048251 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000048379 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000047804 | XXXXX |  |  | C | N/A C | A | N/A |  | D A | N/A | N/A | D | D C | D | A | N/A | A | N/A |  | N/A | N/A | N/A | B | A | B |  |
| XXXXX | 4000049174 | XXXXX |  |  | C | C | A | A |  | D A | N/A | N/A | D | D C | C D | B | N/A B | A | N/A |  | N/A | N/A | N/A | A | B | N/A B |  |
| XXXXX | 4000048371 | XXXXX |  |  | B | B | A | A |  | D A | N/A | N/A | D | D B | B D | B | N/A B | A | N/A |  | N/A | N/A | N/A | A | B | N/A B |  |
| XXXXX | 4000049380 | XXXXX |  |  | A | A | A | A |  | A | N/A | N/A | A | A | A | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | A |  |
| XXXXX | 4000049000 | XXXXX |  |  | C | C | A | A |  | A | N/A | N/A | A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | A |  |
| XXXXX | 4000050467 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000049284 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000049905 | XXXXX |  |  | C | C | A | A |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000044840 | XXXXX |  |  | A | A | A | A |  | A | N/A | N/A | A | A | A | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | A |  |
| XXXXX | 4000051661 | XXXXX |  |  | D | D | C | C |  | D A | N/A | N/A | D | D | D | B | N/A B | A | N/A |  | N/A | N/A | N/A | A | B | B |  |
| XXXXX | 4000050443 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000047373 | XXXXX |  |  | C | C | A | A |  | D A | N/A | N/A | D | D C | C D | B | N/A B | A | N/A |  | N/A | N/A | N/A | A | B | B |  |
| XXXXX | 4000050012 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000049741 | XXXXX |  |  | A | A | A | A |  | A | N/A | N/A | A | A | A | A | A | A | A |  | A | N/A | N/A | A | A | A |  |
| XXXXX | 4000049036 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000049894 | XXXXX |  |  | C | C | C | C |  | A | N/A | N/A | A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | A |  |
| XXXXX | 4000051436 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | A | A | N/A | A | A | N/A |  |
| XXXXX | 4000049135 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000048387 | XXXXX |  |  | C | C | A | A |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000048945 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000050089 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000049954 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000050562 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000048557 | XXXXX |  |  | A | A | A | A |  | A | N/A | N/A | A | A | A | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | A |  |
| XXXXX | 4000049997 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000051530 | XXXXX |  |  | A | A | C | C |  | A | N/A | N/A | A | C | C | A | N/A | B | N/A B |  | N/A | N/A | N/A | A | B | B |  |
| XXXXX | 4000050275 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000048342 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000046367 | XXXXX |  |  | C | C | A | A |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000051008 | XXXXX |  |  | A | A | A | A |  | A | N/A | N/A | A | A | A | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | A |  |
| XXXXX | 4000051013 | XXXXX |  |  | B | B | A | A |  | A | N/A | N/A | A | B | B | B | N/A B | A | N/A |  | N/A | N/A | N/A | A | B | B |  |
| XXXXX | 4000050536 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000050470 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000050008 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000050561 | XXXXX |  |  | A | A | C | C |  | D A | N/A | N/A | D | D C | C D | A | N/A | B | N/A B |  | N/A | N/A | N/A | A | B | N/A B |  |
| XXXXX | 4000050773 | XXXXX |  |  | C | C | A | A |  | A | A | N/A | A | C | C | B | B | A | A |  | A | A | N/A | A | B | B |  |
| XXXXX | 4000050246 | XXXXX |  |  | A | A | A | A |  | A | N/A | N/A | A | A | A | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | A |  |
| XXXXX | 4000050446 | XXXXX |  |  | A | A | A | A |  | A | N/A | N/A | A | A | A | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | A |  |
| XXXXX | 4000051388 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000050266 | XXXXX |  |  | A | A | C | C |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000050575 | XXXXX |  |  | A | A | A | A |  | A | N/A | N/A | A | A | A | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | A |  |
| XXXXX | 4000051159 | XXXXX |  |  | B | B | A | A |  | D A | N/A | N/A | D | D B | B D | B | N/A B | A | N/A |  | N/A | N/A | N/A | A | B | N/A B |  |
| XXXXX | 4000047983 | XXXXX |  |  | C | C | A | A |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000048550 | XXXXX |  |  | A | A | A | A |  | A | N/A | N/A | A | A | A | A | A | A | A |  | A | N/A | N/A | A | A | A |  |
| XXXXX | 4000052018 | XXXXX |  |  | C | C | C | C |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | A | A | N/A | A | A | N/A |  |
| XXXXX | 4000049445 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000050707 | XXXXX |  |  | A | A | C | C |  | D A | N/A | N/A | D | D C | C D | A | N/A | B | N/A B |  | N/A | N/A | N/A | A | B | N/A B |  |
| XXXXX | 4000047841 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000049733 | XXXXX |  |  | C | C | C | C |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000050790 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000051736 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000051340 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000050711 | XXXXX |  |  | C | C | C | C |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000049719 | XXXXX |  |  | A | A | A | A |  | A | N/A | N/A | A | A | A | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | A |  |
| XXXXX | 4000052980 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | A | N/A | A | N/A |  | A | A | N/A | A | A | N/A |  |
| XXXXX | 4000050858 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | A | A | N/A | A | A | N/A |  |
| XXXXX | 4000051583 | XXXXX |  |  | C | C | A | A |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000049948 | XXXXX |  |  | C | C | C | C |  | A | N/A | N/A | A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | A |  |
| XXXXX | 4000050736 | XXXXX |  |  | B | B | A | A |  | D A | N/A | N/A | D | D B | B D | B | N/A B | A | N/A |  | N/A | N/A | N/A | A | B | N/A B |  |
| XXXXX | 4000051531 | XXXXX |  |  | B | B | A | A |  | D A | N/A | N/A | D | D B | B D | B | N/A B | A | N/A |  | N/A | N/A | N/A | A | B | N/A B |  |
| XXXXX | 4000051740 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000049935 | XXXXX |  |  | C | C | C | C |  | A | N/A | N/A | A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | A |  |
| XXXXX | 4000047863 | XXXXX |  |  | A | A | A | A |  | A | N/A | N/A | A | A | A | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | A |  |
| XXXXX | 4000051586 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000050556 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000052375 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000052828 | XXXXX |  |  | B | B | A | A |  | A | N/A | N/A | A | B | B | B | N/A B | A | N/A |  | N/A | N/A | N/A | A | B | B |  |
| XXXXX | 4000051199 | XXXXX |  |  | A | A | A | A |  | A | N/A | N/A | A | A | A | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | A |  |
| XXXXX | 4000053077 | XXXXX |  |  | D | D | A | A |  | A | N/A | N/A | A | D | D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | A |  |
| XXXXX | 4000050465 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000051690 | XXXXX |  |  | B | B | C | C |  | D A | N/A | N/A | D | D C | C D | B | N/A B | A | N/A |  | N/A | N/A | N/A | A | B | N/A B |  |
| XXXXX | 4000052331 | XXXXX |  |  | C | C | C | C |  | A | N/A | N/A | A | C | C | B | B | A | A |  | A | N/A | N/A | A | B | B |  |
| XXXXX | 4000052852 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000052747 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000052143 | XXXXX |  |  | C | C | C | C |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000051448 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000051684 | XXXXX |  |  | A | A | A | A |  | A | N/A | N/A | A | A | A | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | A |  |
| XXXXX | 4000053007 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000052789 | XXXXX |  |  | B | B | A | A |  | D A | N/A | N/A | D | D B | B D | B | N/A B | A | N/A |  | N/A | N/A | N/A | A | B | N/A B |  |
| XXXXX | 4000053251 | XXXXX |  |  | A | A | C | C |  | D A | N/A | N/A | D | D C | C D | A | N/A | B | N/A B |  | N/A | N/A | N/A | A | B | N/A B |  |
| XXXXX | 4000053427 | XXXXX |  |  | C | C | A | A |  | D A | N/A | N/A | D | D C | C D | B | N/A B | A | N/A |  | N/A | N/A | N/A | A | B | N/A B |  |
| XXXXX | 4000052771 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000052749 | XXXXX |  |  | C | C | A | A |  | A | N/A | N/A | A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | A |  |
| XXXXX | 4000052022 | XXXXX |  |  | A | A | A | A |  | A | N/A | N/A | A | A | A | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | A |  |
| XXXXX | 4000052413 | XXXXX |  |  | C | C | A | A |  | D A | N/A | N/A | D | D C | C D | B | N/A B | A | N/A |  | N/A | N/A | N/A | A | B | N/A B |  |
| XXXXX | 4000054000 | XXXXX |  |  | C | C | A | A |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | A | A | N/A | A | A | N/A |  |
| XXXXX | 4000052672 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000051776 | XXXXX |  |  | A | A | A | A |  | A | N/A | N/A | A | A | A | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | A |  |
| XXXXX | 4000050437 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000052544 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000051275 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000053157 | XXXXX |  |  | C | C | A | A |  | A | A | N/A | A | C | C | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000051435 | XXXXX |  |  | A | A | A | A |  | A | N/A | N/A | A | A | A | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | A |  |
| XXXXX | 4000051744 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000052944 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000052396 | XXXXX |  |  | C | C | A | A |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000052127 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000051499 | XXXXX |  |  | A | A | A | A |  | A | N/A | N/A | A | A | A | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | A |  |
| XXXXX | 4000054476 | XXXXX |  |  | B | B | A | A |  | D A | N/A | N/A | D | D B | B D | B | N/A B | A | N/A |  | A | A | N/A | A | B | N/A B |  |
| XXXXX | 4000052751 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000052560 | XXXXX |  |  | B | B | A | A |  | D A | N/A | N/A | D | D B | B D | B | N/A B | A | N/A |  | N/A | N/A | N/A | A | B | B |  |
| XXXXX | 4000052491 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000053892 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | A | N/A | A | N/A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000053591 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000052452 | XXXXX |  |  | B | B | A | A |  | A | N/A | N/A | A | B | B | B | N/A B | A | N/A |  | N/A | N/A | N/A | A | B | B |  |
| XXXXX | 4000052186 | XXXXX |  |  | A | A | C | C |  | A | A | N/A | A | C | C | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000053399 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000053394 | XXXXX |  |  | C | C D | A | A |  | A | A | N/A | A | C | C D | B | B | A | A |  | A | A | N/A | A | B | B |  |
| XXXXX | 4000053904 | XXXXX |  |  | C | C | A | A |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000053250 | XXXXX |  |  | C | C | A | A |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | A | A | N/A | A | A | N/A |  |
| XXXXX | 4000055826 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000051268 | XXXXX |  |  | B | B | A | A |  | D A | N/A | N/A | D | D B | B D | B | N/A B | A | N/A |  | N/A | N/A | N/A | A | B | N/A B |  |
| XXXXX | 4000052019 | XXXXX |  |  | C | C | C | C |  | A | N/A | N/A | A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | A |  |
| XXXXX | 4000052457 | XXXXX |  |  | C | C | C | C |  | D A | N/A | N/A | D | D C | C D | A | N/A | B | N/A B |  | N/A | N/A | N/A | A | B | N/A B |  |
| XXXXX | 4000054362 | XXXXX |  |  | D | D | A | A |  | D A | N/A | N/A | D | D | D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000047485 | XXXXX |  |  | B | B | A | A |  | A | N/A | N/A | A | B | B | B | N/A B | A | N/A |  | N/A | N/A | N/A | A | B | B |  |
| XXXXX | 4000053520 | XXXXX |  |  | C | C | C | C |  | A | A | N/A | A | C | C | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000051601 | XXXXX |  |  | C | C | A | A |  | D A | N/A | N/A | D | D C | C D | B | N/A B | A | N/A |  | N/A | N/A | N/A | A | B | N/A B |  |
| XXXXX | 4000052451 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000053181 | XXXXX |  |  | C | C | C | C |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | A |  |
| XXXXX | 4000053598 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000051164 | XXXXX |  |  | C | C | A | A |  | A | A | N/A | A | C | C | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000055023 | XXXXX |  |  | B | B | C | C |  | D A | N/A | N/A | D | D C | C D | B | N/A B | B | N/A B |  | N/A | N/A | N/A | A | B | N/A B |  |
| XXXXX | 4000052197 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000053729 | XXXXX |  |  | B | B | A | A |  | A | N/A | N/A | A | B | B | B | B | A | A |  | A | N/A | N/A | A | B | B |  |
| XXXXX | 4000054897 | XXXXX |  |  | C | C | A | A |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000054497 | XXXXX |  |  | C | C D | C | C |  | A | N/A | N/A | A | C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | A |  |
| XXXXX | 4000055580 | XXXXX |  |  | A | A | A | A |  | A | N/A | N/A | A | A | A | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | A |  |
| XXXXX | 4000054681 | XXXXX |  |  | C | C | A | A |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000054792 | XXXXX |  |  | A | A | A | A |  | A | N/A | N/A | A | A | A | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | A |  |
| XXXXX | 4000053807 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000056855 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | A |  |
| XXXXX | 4000053556 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000054639 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000052275 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000054847 | XXXXX |  |  | A | A | A | A |  | A | N/A | N/A | A | A | A | A | A | A | A |  | A | N/A | N/A | A | A | A |  |
| XXXXX | 4000055916 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000056269 | XXXXX |  |  | A | A | C | C |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000052791 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000056140 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000055420 | XXXXX |  |  | C | C | C | C |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000055105 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000054687 | XXXXX |  |  | B | B | A | A |  | D A | N/A | N/A | D | D B | B D | B | N/A B | A | N/A |  | N/A | N/A | N/A | A | B | N/A B |  |
| XXXXX | 4000048167 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000057067 | XXXXX |  |  | B | B | C | C |  | D A | N/A | N/A | D | D C | C D | B | N/A B | B | N/A B |  | A | A | N/A | A | B | N/A B |  |
| XXXXX | 4000053342 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000055581 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000055578 | XXXXX |  |  | C | C | A | A |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000054664 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000045895 | XXXXX |  |  | C | C | A | A |  | A | N/A | N/A | A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | A |  |
| XXXXX | 4000054823 | XXXXX |  |  | B | B | A | A |  | A | N/A | N/A | A | B | B | B | N/A B | A | N/A |  | N/A | N/A | N/A | A | B | B |  |
| XXXXX | 4000056300 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000052222 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000055030 | XXXXX |  |  | D | D | A | A |  | D A | N/A | N/A | D | D | D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000057621 | XXXXX |  |  | A | A | A | A |  | A | N/A | N/A | A | A | A | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | A |  |
| XXXXX | 4000054825 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | A | A | N/A | A | A | N/A |  |
| XXXXX | 4000052482 | XXXXX |  |  | C | C | A | A |  | A | A | N/A | A | C | C | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000056261 | XXXXX |  |  | A | A | A | A |  | A | N/A | N/A | A | A | A | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | A |  |
| XXXXX | 4000056686 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000056988 | XXXXX |  |  | C | C | C | C |  | D A | N/A | N/A | D | D C | C D | A | N/A | B | N/A B |  | N/A | N/A | N/A | A | B | N/A B |  |
| XXXXX | 4000055504 | XXXXX |  |  | A | N/A | C | N/A C |  | A | A | N/A | A | C | N/A C | A | N/A | A | N/A |  | A | A | N/A | A | A | N/A |  |
| XXXXX | 4000060483 | XXXXX |  |  | A | A | C | C |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000054657 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000057062 | XXXXX |  |  | A | A | C | C |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000057322 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000056427 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000057439 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000058310 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000056457 | XXXXX |  |  | C | C D | A | A |  | A | N/A | N/A | A | C | C D | B | N/A B | A | N/A |  | N/A | N/A | N/A | A | B | B |  |
| XXXXX | 4000055927 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000055292 | XXXXX |  |  | C | C | C | C |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000058780 | XXXXX |  |  | C | C | C | C |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000057142 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000057555 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000055907 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000056747 | XXXXX |  |  | C | C | A | A |  | A | N/A | N/A | A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | A |  |
| XXXXX | 4000055780 | XXXXX |  |  | C | C | A | A |  | A | N/A | N/A | A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | A |  |
| XXXXX | 4000058698 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000058071 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000055412 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000058148 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000059178 | XXXXX |  |  | A | A | B | B |  | D A | N/A | N/A | D | D B | B D | A | N/A | B | N/A B |  | N/A | N/A | N/A | A | B | N/A B |  |
| XXXXX | 4000056912 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | A | A | N/A | A | A | N/A |  |
| XXXXX | 4000061197 | XXXXX |  |  | C | C | C | C |  | A | A | N/A | A | C | C | B | B | A | A |  | A | A | N/A | A | B | B |  |
| XXXXX | 4000053437 | XXXXX |  |  | A | A | A | A |  | A | N/A | N/A | A | A | A | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | A |  |
| XXXXX | 4000060290 | XXXXX |  |  | C | C | A | A |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000056991 | XXXXX |  |  | C | C | A | A |  | D A | N/A | N/A | D | D C | C D | B | N/A B | A | N/A |  | N/A | N/A | N/A | A | B | N/A B |  |
| XXXXX | 4000059181 | XXXXX |  |  | C | C | C | C |  | D A | N/A | N/A | D | D C | C D | B | N/A B | B | N/A B |  | N/A | N/A | N/A | A | B | N/A B |  |
| XXXXX | 4000058956 | XXXXX |  |  | C | C | A | A |  | A | A | N/A | A | C | C | B | B | A | A |  | A | A | N/A | A | B | B |  |
| XXXXX | 4000060026 | XXXXX |  |  | C | C | C | C |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000058730 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000061015 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | A | A | N/A | A | A | N/A |  |
| XXXXX | 4000058580 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000059506 | XXXXX |  |  | B | B | A | A |  | D A | N/A | N/A | D | D B | B D | B | N/A B | A | N/A |  | N/A | N/A | N/A | A | B | N/A B |  |
| XXXXX | 4000055818 | XXXXX |  |  | C | C | C | C |  | D A | N/A | N/A | D | D C | C D | B | N/A B | B | N/A B |  | N/A | N/A | N/A | A | B | N/A B |  |
| XXXXX | 4000055479 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000059840 | XXXXX |  |  | C | C | A | A |  | D A | N/A | N/A | D | D C | C D | B | N/A B | A | N/A |  | N/A | N/A | N/A | A | B | N/A B |  |
| XXXXX | 4000059806 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000057770 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000058816 | XXXXX |  |  | A | A | A | A |  | A | N/A | N/A | A | A | A | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | A |  |
| XXXXX | 4000058834 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000061057 | XXXXX |  |  | C | C | A | A |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000058149 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000058295 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000058918 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000061931 | XXXXX |  |  | D | D | A | A |  | D A | N/A | N/A | D | D | D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000061614 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | A |  |
| XXXXX | 4000058378 | XXXXX |  |  | C | C | A | A |  | D A | N/A | N/A | D | D C | C D | B | N/A B | A | N/A |  | N/A | N/A | N/A | A | B | N/A B |  |
| XXXXX | 4000060883 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000061143 | XXXXX |  |  | A | A | C | C |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | A |  |
| XXXXX | 4000059500 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000061930 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000061558 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000062187 | XXXXX |  |  | C | C | A | A |  | A | N/A | N/A | A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | A |  |
| XXXXX | 4000060881 | XXXXX |  |  | C | C | C | C |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000052649 | XXXXX |  |  | C | C | A | A |  | D A | N/A | N/A | D | D C | C D | B | N/A B | A | N/A |  | N/A | N/A | N/A | A | B | N/A B |  |
| XXXXX | 4000063005 | XXXXX |  |  | D | D | A | A |  | D A | N/A | N/A | D | D | D | A | N/A | A | N/A |  | A | A | N/A | A | A | N/A |  |
| XXXXX | 4000060569 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | A | A | N/A | A | A | N/A |  |
| XXXXX | 4000049370 | XXXXX |  |  | A | A | A | A |  | A | N/A | N/A | A | A | A | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | A |  |
| XXXXX | 4000063814 | XXXXX |  |  | C | C | A | A |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000062901 | XXXXX |  |  | C | C | A | A |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000058802 | XXXXX |  |  | B | B | A | A |  | D A | N/A | N/A | D | D B | B D | B | N/A B | A | N/A |  | N/A | N/A | N/A | A | B | B |  |
| XXXXX | 4000060854 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000061613 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000058575 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000060577 | XXXXX |  |  | C | C | A | A |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000064931 | XXXXX |  |  | C | C | A | A |  | A | A | N/A | A | C | C | B | B | A | A |  | A | A | N/A | A | B | B |  |
| XXXXX | 4000059813 | XXXXX |  |  | B | B | C | C |  | D A | N/A | N/A | D | D C | C D | B | N/A B | A | N/A |  | N/A | N/A | N/A | A | B | N/A B |  |
| XXXXX | 4000059603 | XXXXX |  |  | C | C | C | C |  | D A | N/A | N/A | D | D C | C D | A | N/A | B | N/A B |  | N/A | N/A | N/A | A | B | N/A B |  |
| XXXXX | 4000060751 | XXXXX |  |  | A | A | C | C |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000064057 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | A |  |
| XXXXX | 4000062674 | XXXXX |  |  | A | A | A | A |  | A | N/A | N/A | A | A | A | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | A |  |
| XXXXX | 4000059599 | XXXXX |  |  | A | A | C | C |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000061337 | XXXXX |  |  | A | A | B | B |  | D A | N/A | N/A | D | D B | B D | A | N/A | B | N/A B |  | N/A | N/A | N/A | A | B | N/A B |  |
| XXXXX | 4000062554 | XXXXX |  |  | C | C | B | B |  | A | N/A | N/A | A | C | C | A | N/A | B | N/A B |  | N/A | N/A | N/A | A | B | B |  |
| XXXXX | 4000064108 | XXXXX |  |  | D | D | C | C |  | D A | N/A | N/A | D | D | D | A | N/A | B | N/A B |  | B A | A | N/A | A | B | N/A B |  |
| XXXXX | 4000061961 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000062936 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000061547 | XXXXX |  |  | C | C | A | A |  | D A | N/A | N/A | D | D C | C D | B | N/A B | A | N/A |  | N/A | N/A | N/A | A | B | N/A B |  |
| XXXXX | 4000058514 | XXXXX |  |  | C | C | A | A |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000061605 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000063236 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000063066 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | A |  |
| XXXXX | 4000062816 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000064042 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000063320 | XXXXX |  |  | A | A | B | B |  | D A | N/A | N/A | D | D B | B D | A | N/A | B | N/A B |  | N/A | N/A | N/A | A | B | N/A B |  |
| XXXXX | 4000063610 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000063359 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | A |  |
| XXXXX | 4000063030 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | A | A | N/A | A | A | N/A |  |
| XXXXX | 4000063659 | XXXXX |  |  | C | C | A | A |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000063227 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000064340 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000062286 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000058800 | XXXXX |  |  | A | A | A | A |  | A | N/A | N/A | A | A | A | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | A |  |
| XXXXX | 4000064301 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000064003 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000062846 | XXXXX |  |  | A | A | A | A |  | A | N/A | N/A | A | A | A | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | A |  |
| XXXXX | 4000062814 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000064287 | XXXXX |  |  | C | C | A | A |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000062251 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | A |  |
| XXXXX | 4000064570 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000064958 | XXXXX |  |  | C | C | C | C |  | A | N/A | N/A | A | C | C | B | N/A B | A | N/A |  | N/A | N/A | N/A | A | B | B |  |
| XXXXX | 4000064510 | XXXXX |  |  | A | A | A | A |  | A | N/A | N/A | A | A | A | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | A |  |
| XXXXX | 4000064412 | XXXXX |  |  | B | B | A | A |  | D A | N/A | N/A | D | D B | B D | B | N/A B | A | N/A |  | N/A | N/A | N/A | A | B | N/A B |  |
| XXXXX | 4000063994 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000063696 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000064622 | XXXXX |  |  | A | A | C | C |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000065155 | XXXXX |  |  | A | A | A | A |  | A | N/A | N/A | A | A | A | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | A |  |
| XXXXX | 4000064634 | XXXXX |  |  | C | C | A | A |  | A | A | N/A | A | C | C | B | B | A | A |  | A | A | N/A | A | B | B |  |
| XXXXX | 4000065145 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000064365 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000065111 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000063484 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000065298 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000065570 | XXXXX |  |  | A | A | C | C |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000064425 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000067831 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000065345 | XXXXX |  |  | C | C | A | A |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000065942 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000065583 | XXXXX |  |  | C | C | A | A |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000064511 | XXXXX |  |  | C | C | A | A |  | A | A | N/A | A | C | C | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000066031 | XXXXX |  |  | C | C | A | A |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000065786 | XXXXX |  |  | C | C | A | A |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000065486 | XXXXX |  |  | C | C | A | A |  | A | A | N/A | A | C | C | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000066238 | XXXXX |  |  | A | A | B | B |  | D A | N/A | N/A | D | D B | B D | A | N/A | B | N/A B |  | N/A | N/A | N/A | A | B | N/A B |  |
| XXXXX | 4000065960 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000062538 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000066757 | XXXXX |  |  | C | C | A | A |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000067574 | XXXXX |  |  | A | A | C | C |  | D A | N/A | N/A | D | D C | C D | A | N/A | B | N/A B |  | N/A | N/A | N/A | A | B | N/A B |  |
| XXXXX | 4000065577 | XXXXX |  |  | B | B | C | C |  | A | A | N/A | A | C | C | B | B | A | A |  | A | A | N/A | A | B | B |  |
| XXXXX | 4000064970 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000064494 | XXXXX |  |  | C | C | A | A |  | A | A | N/A | A | C | C | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000068154 | XXXXX |  |  | D | D | A | A |  | D A | N/A | N/A | D | D | D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000066168 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000065887 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000065214 | XXXXX |  |  | C | C | A | A |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000066603 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | A |  |
| XXXXX | 4000066103 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000067791 | XXXXX |  |  | C | C | A | A |  | A | A | N/A | A | C | C | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000066893 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000068012 | XXXXX |  |  | C | C | C | C |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000067498 | XXXXX |  |  | C | C | A | A |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000067069 | XXXXX |  |  | C | C | A | A |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000068007 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000066411 | XXXXX |  |  | C | C | A | A |  | D A | D | N/A | D | D C | C D | A | N/A | A | N/A |  | A | A | N/A | B | A | B |  |
| XXXXX | 4000066674 | XXXXX |  |  | B | B | A | A |  | A | A | N/A | A | B | B | B | B | A | A |  | A | A | N/A | A | B | B |  |
| XXXXX | 4000068301 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000067074 | XXXXX |  |  | A | A | C | C |  | A | A | N/A | A | C | C | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000068466 | XXXXX |  |  | C | C | A | A |  | D A | D | N/A | D | D C | C D | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000067996 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000067790 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000067347 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000067395 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000067709 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000069651 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000070787 | XXXXX |  |  | B | B | A | A |  | A | A | N/A | A | B | B | B | B | A | A |  | A | A | N/A | A | B | B |  |
| XXXXX | 4000068297 | XXXXX |  |  | A | A | C | C |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000063770 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000069676 | XXXXX |  |  | A | A | B | B |  | D A | D | N/A | D | D B | B D | A | A | B | B |  | A | A | N/A | A | B | B |  |
| XXXXX | 4000068765 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000065743 | XXXXX |  |  | A | A | B | B |  | D A | N/A | N/A | D | D B | B D | A | N/A | B | N/A B |  | N/A | N/A | N/A | A | B | N/A B |  |
| XXXXX | 4000070151 | XXXXX |  |  | C | C | A | A |  | A | A | N/A | A | C | C | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000070836 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000068034 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000067991 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000067861 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000053558 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | A |  |
| XXXXX | 4000070077 | XXXXX |  |  | C | C | A | A |  | A | A | N/A | A | C | C | B | B | A | A |  | A | A | N/A | A | B | B |  |
| XXXXX | 4000068224 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000066180 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000067643 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000066637 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000069177 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000068293 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000069675 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000067716 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000069628 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000068865 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000069721 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000068501 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000068886 | XXXXX |  |  | A | A | C | C |  | A | A | N/A | A | C | C | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000069428 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000068027 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000067546 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000070292 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000069617 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000070370 | XXXXX |  |  | C | C | C | C |  | A | A | N/A | A | C | C | B | B | A | A |  | A | A | N/A | A | B | B |  |
| XXXXX | 4000067694 | XXXXX |  |  | A | A | C | C |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000069616 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000069489 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000070521 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000069852 | XXXXX |  |  | C | C | A | A |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000068900 | XXXXX |  |  | C | C | A | A |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000070651 | XXXXX |  |  | C | C | A | A |  | D A | N/A | N/A | D | D C | C D | B | N/A B | A | N/A |  | N/A | N/A | N/A | A | B | N/A B |  |
| XXXXX | 4000070118 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000068484 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000068206 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000070009 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000069283 | XXXXX |  |  | C | C | A | A |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000070395 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000070076 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000071261 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000069734 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000070649 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000067892 | XXXXX |  |  | C | C | A | A |  | A | A | N/A | A | C | C | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000070749 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000070853 | XXXXX |  |  | A | A | C | C |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000071566 | XXXXX |  |  | A | A | C | C |  | D A | N/A | N/A | D | D C | C D | A | N/A | B | N/A B |  | N/A | N/A | N/A | A | B | N/A B |  |
| XXXXX | 4000069862 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | A |  |
| XXXXX | 4000068657 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000069801 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000069212 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000068947 | XXXXX |  |  | A | A | C | C |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | A |  |
| XXXXX | 4000071820 | XXXXX |  |  | A | A | B | B |  | D A | N/A | N/A | D | D B | B D | A | N/A | B | N/A B |  | N/A | N/A | N/A | A | B | N/A B |  |
| XXXXX | 4000071055 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000070400 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000071300 | XXXXX |  |  | B | B | A | A |  | A | A | N/A | A | B | B | B | B | A | A |  | A | A | N/A | A | B | B |  |
| XXXXX | 4000070614 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000070407 | XXXXX |  |  | D | D | B | B |  | A | A | N/A | A | D | D | A | N/A | B | N/A B |  | A | A | N/A | A | B | B |  |
| XXXXX | 4000069723 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000070369 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000070828 | XXXXX |  |  | C | C | A | A |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000069210 | XXXXX |  |  | A | A | A | A |  | D A | D | N/A | D | D A | A D | A | N/A | A | N/A |  | A | A | N/A | B | A | B |  |
| XXXXX | 4000070021 | XXXXX |  |  | C | C | A | A |  | D A | D | N/A | D | D C | C D | B | B | A | A |  | A | A | N/A | A | B | B |  |
| XXXXX | 4000069780 | XXXXX |  |  | C | C | A | A |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | B | A | N/A B |  |
| XXXXX | 4000073397 | XXXXX |  |  | A | A | C | C |  | A | A | N/A | A | C | C | A | A | B | B |  | A | A | N/A | A | B | B |  |
| XXXXX | 4000070563 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000070605 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000072778 | XXXXX |  |  | C | C | C | C |  | A | A | N/A | A | C | C | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000072973 | XXXXX |  |  | A | A | C | C |  | A | A | N/A | A | C | C | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000071966 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000071216 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000071327 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000070667 | XXXXX |  |  | C | C | A | A |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | A |  |
| XXXXX | 4000070939 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000068221 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000070733 | XXXXX |  |  | A | A | C | C |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000071604 | XXXXX |  |  | A | A | A | A |  | D A | D | N/A | D | D A | A D | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000071975 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000072054 | XXXXX |  |  | A | A | C | C |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000072765 | XXXXX |  |  | A | A | B | B |  | D A | D | N/A | D | D B | B D | A | A | B | B |  | A | A | N/A | A | B | B |  |
| XXXXX | 4000070141 | XXXXX |  |  | C | C | A | A |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000070636 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000071602 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000071296 | XXXXX |  |  | A | A | C | C |  | A | A | N/A | A | C | C | A | N/A | B | N/A B |  | N/A | N/A | N/A | A | B | N/A B |  |
| XXXXX | 4000071250 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000069098 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000071992 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000071007 | XXXXX |  |  | C | C | A | A |  | D | D | N/A | D | D | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000069200 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000070418 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000072161 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000071490 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000072061 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000071651 | XXXXX |  |  | C | C | A | A |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000071471 | XXXXX |  |  | C | C | C | C |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000070612 | XXXXX |  |  | A | A | C | C |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000072056 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000072301 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000072444 | XXXXX |  |  | C | C | A | A |  | D A | N/A | N/A | D | D C | C D | B | N/A B | A | N/A |  | N/A | N/A | N/A | A | B | N/A B |  |
| XXXXX | 4000072234 | XXXXX |  |  | B | B | A | A |  | D A | N/A | N/A | D | D B | B D | B | N/A B | A | N/A |  | N/A | N/A | N/A | A | B | N/A B |  |
| XXXXX | 4000072515 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000073178 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000070707 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000069886 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000072244 | XXXXX |  |  | C | C | C | C |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000071575 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | A |  |
| XXXXX | 4000072980 | XXXXX |  |  | A | A | A | A |  | D A | D | N/A | D | D A | A D | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000071728 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000070215 | XXXXX |  |  | C | C | A | A |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000072353 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000070991 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000073159 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000072435 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000073024 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000073372 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000072844 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000070922 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000069756 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000073095 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000071786 | XXXXX |  |  | C | C | A | A |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000072018 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000075071 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000075070 | XXXXX |  |  | B | B | A | A |  | A | A | N/A | A | B | B | B | B | A | A |  | A | A | N/A | A | B | B |  |
| XXXXX | 4000073500 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000072471 | XXXXX |  |  | C | C | A | A |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000072947 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000072806 | XXXXX |  |  | A | A | A | A |  | C | C | N/A | C | C | A C | A | N/A | A | N/A |  | A | A | N/A | A | A | N/A |  |
| XXXXX | 4000073399 | XXXXX |  |  | C | C | A | A |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000073532 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000073279 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000073476 | XXXXX |  |  | A | A | C | C |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000073247 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000073419 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000072644 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000073388 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000073627 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000073253 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000072453 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000075699 | XXXXX |  |  | A | A | C | C |  | A | A | N/A | A | C | C | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000071985 | XXXXX |  |  | C | C | A | A |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000073723 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000073735 | XXXXX |  |  | C | C | A | A |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000073740 | XXXXX |  |  | C | C | A | A |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000072720 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000076104 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000073241 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000074059 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000072116 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000071522 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000073726 | XXXXX |  |  | B | B | A | A |  | A | A | N/A | A | B | B | B | N/A B | A | N/A |  | A | A | N/A | A | B | B |  |
| XXXXX | 4000073791 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000074512 | XXXXX |  |  | C | C | A | A |  | D A | N/A | N/A | D | D C | C D | B | N/A B | A | N/A |  | N/A | N/A | N/A | A | B | N/A B |  |
| XXXXX | 4000073472 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000073517 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000073145 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000074084 | XXXXX |  |  | C | C | A | A |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000073657 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000072666 | XXXXX |  |  | A | A | C | C |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000073817 | XXXXX |  |  | C | C | A | A |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000073389 | XXXXX |  |  | C | C | A | A |  | A | A | N/A | A | C | C | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000073536 | XXXXX |  |  | A | A | B | B |  | D A | D | N/A | D | D B | B D | A | A | B | B |  | A | A | N/A | A | B | B |  |
| XXXXX | 4000075994 | XXXXX |  |  | B | B | A | A |  | C | C | N/A | C | C | B C | B | B | A | A |  | A | A | N/A | A | B | B |  |
| XXXXX | 4000073285 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000072511 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000073998 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000071785 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000075107 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000074205 | XXXXX |  |  | C | C | C | C |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000073915 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000074483 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000075640 | XXXXX |  |  | A | A | B | B |  | D A | N/A | N/A | D | D B | B D | A | N/A | B | N/A B |  | N/A | N/A | N/A | A | B | N/A B |  |
| XXXXX | 4000075026 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000074561 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000074760 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000074231 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000073490 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000075284 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000074741 | XXXXX |  |  | C | C | A | A |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000075038 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000074372 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000075256 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000074321 | XXXXX |  |  | A | A | C | C |  | A | A | N/A | A | C | C | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000076499 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000072359 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000076937 | XXXXX |  |  | A | A | C | C |  | D A | N/A | N/A | D | D C | C D | A | N/A | B | N/A B |  | N/A | N/A | N/A | B | B | B |  |
| XXXXX | 4000074665 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000075503 | XXXXX |  |  | C | C | A | A |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000075873 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000075871 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000073724 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000076474 | XXXXX |  |  | A | A | B | B |  | A | A | N/A | A | B | B | A | A | B | B |  | A | A | N/A | A | B | B |  |
| XXXXX | 4000074387 | XXXXX |  |  | C | C | A | A |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000076130 | XXXXX |  |  | D | D | C | C |  | A | A | N/A | A | D | D | B | B | B | B |  | A | A | N/A | A | B | B |  |
| XXXXX | 4000076889 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000075499 | XXXXX |  |  | C | C | A | A |  | A | A | N/A | A | C | C | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000076709 | XXXXX |  |  | A | A | C | C |  | A | A | N/A | A | C | C | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000077915 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000073737 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000073623 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000076367 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000075440 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000076011 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000075036 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000076116 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000077001 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000074544 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000076270 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000076133 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | B | A | B |  |
| XXXXX | 4000077731 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000076461 | XXXXX |  |  | A | A | C | C |  | D A | N/A | N/A | D | D C | C D | A | A | B | B |  | N/A | N/A | N/A | D | B | B D |  |
| XXXXX | 4000074820 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000075319 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000075987 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000076279 | XXXXX |  |  | B | B | A | A |  | D A | N/A | N/A | D | D B | B D | B | N/A B | A | N/A |  | N/A | N/A | N/A | A | B | N/A B |  |
| XXXXX | 4000075019 | XXXXX |  |  | C | C | C | C |  | A | A | N/A | A | C | C | B | B | B | B |  | A | A | N/A | A | B | B |  |
| XXXXX | 4000078595 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000076413 | XXXXX |  |  | C | C | A | A |  | A | A | N/A | A | C | C | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000075875 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000070626 | XXXXX |  |  | B | B | B | B |  | D A | N/A | N/A | D | D B | B D | B | N/A B | B | N/A B |  | N/A | N/A | N/A | A | B | N/A B |  |
| XXXXX | 4000077345 | XXXXX |  |  | C | C | A | A |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000078527 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000078399 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000077303 | XXXXX |  |  | C | C | A | A |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000078874 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000074823 | XXXXX |  |  | C | C | A | A |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000076210 | XXXXX |  |  | C | C | A | A |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000078756 | XXXXX |  |  | C | C | A | A |  | D A | N/A | N/A | D | D C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000075020 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000079050 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000077585 | XXXXX |  |  | B | B | A | A |  | D A | N/A | N/A | D | D B | B D | B | N/A B | A | N/A |  | N/A | N/A | N/A | A | B | N/A B |  |
| XXXXX | 4000079079 | XXXXX |  |  | C | C | C | C |  | A | A | N/A | A | C | C | B | B | A | A |  | A | A | N/A | A | B | B |  |
| XXXXX | 4000077034 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000078649 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000078415 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000078419 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000078926 | XXXXX |  |  | C | C | C | C |  | A | A | N/A | A | C | C | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000078542 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000078449 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000080306 | XXXXX |  |  | A | A | B | B |  | D A | N/A | N/A | D | D B | B D | A | N/A | B | N/A B |  | N/A | N/A | N/A | A | B | N/A B |  |
| XXXXX | 4000078382 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000078406 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000078714 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000078222 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000077810 | XXXXX |  |  | A | A | C | C |  | D A | N/A | N/A | D | D C | C D | A | N/A | B | N/A B |  | N/A | N/A | N/A | B | B | B |  |
| XXXXX | 4000078709 | XXXXX |  |  | A | A | A | A |  | D A | N/A | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000077933 | XXXXX |  |  | A | A | A | A |  | D A | D | N/A | D | D A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | N/A |  |
| XXXXX | 4000076877 | XXXXX |  |  | C | C | C | C |  | A | A | N/A | A | C | C | B | B | A | A |  | A | A | N/A | A | B | B |  |
| XXXXX | 4000075993 | XXXXX |  |  | C | C | C | C |  | A | A | N/A | A | C | C | A | A | B | B |  | A | A | N/A | A | B | B |  |
| XXXXX | 4000078325 | XXXXX |  |  | A | A | B | B |  | A | A | N/A | A | B | B | A | A | B | B |  | A | A | N/A | A | B | B |  |
| XXXXX | 4000077760 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000078476 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000076380 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000079236 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | B | A | B |  |
| XXXXX | 4000076266 | XXXXX |  |  | C | C | A | A |  | D A | D | N/A | D | D C | C D | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000078422 | XXXXX |  |  | C | C | A | A |  | D A | D | N/A | D | D C | C D | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000080055 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000080138 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000078776 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000080904 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000077613 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000080054 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000080172 | XXXXX |  |  | B | B | A | A |  | N/A | N/A | N/A | D | B | B D | B | B | A | A |  | N/A | N/A | N/A | D | B | B D |  |
| XXXXX | 4000081899 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000079653 | XXXXX |  |  | C | C | A | A |  | N/A | N/A | N/A | D | C | C D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000080751 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000080864 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000079493 | XXXXX |  |  | A | A | C | C |  | A | A | N/A | A | C | C | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000076740 | XXXXX |  |  | A | A | B | B |  | A | A | N/A | A | B | B | A | A | B | B |  | A | A | N/A | A | B | B |  |
| XXXXX | 4000080094 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000081719 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000079681 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000081557 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000078715 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | B | B | A | A |  | A | A | N/A | A | B | B |  |
| XXXXX | 4000081500 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000081746 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000081798 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000081851 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000082184 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000075060 | XXXXX |  |  | A | A | B | B |  | N/A | N/A | N/A | D | B | B D | A | A | B | B |  | N/A | N/A | N/A | D | B | B D |  |
| XXXXX | 4000082194 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000082473 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000082459 | XXXXX |  |  | C | C | A | A |  | N/A | N/A | N/A | D | C | C D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000082932 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | B | A | B |  |
| XXXXX | 4000081897 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000080122 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000083286 | XXXXX |  |  | C | C | A | A |  | N/A | N/A | N/A | D | C | C D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000082858 | XXXXX |  |  | C | C | A | A |  | N/A | N/A | N/A | D | C | C D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000083856 | XXXXX |  |  | C | C | A | A |  | N/A | N/A | N/A | D | C | C D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000081947 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000083195 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000082685 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000083824 | XXXXX |  |  | C | C | C | C |  | N/A | N/A | N/A | D | C | C D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000081985 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000082121 | XXXXX |  |  | C | C | A | A |  | A | A | N/A | A | C | C | B | B | A | A |  | A | A | N/A | A | B | B |  |
| XXXXX | 4000083033 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000082805 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000083230 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000083320 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000081722 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000082468 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000080969 | XXXXX |  |  | A | A | A | A |  | D A | D | N/A | D | D A | A D | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000082269 | XXXXX |  |  | C | C | A | A |  | N/A | N/A | N/A | D | C | C D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000083211 | XXXXX |  |  | A | A | B | B |  | N/A | N/A | N/A | D | B | B D | A | N/A | B | N/A B |  | N/A | N/A | N/A | B | B | B |  |
| XXXXX | 4000083001 | XXXXX |  |  | C | C | A | A |  | A | A | N/A | A | C | C | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000082994 | XXXXX |  |  | A | A | B | B |  | N/A | N/A | N/A | D | B | B D | A | A | B | B |  | N/A | N/A | N/A | D | B | B D |  |
| XXXXX | 4000081856 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000083704 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000082080 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000082965 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000081531 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000081908 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000081259 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000083324 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000083486 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000082421 | XXXXX |  |  | C | C | B | B |  | N/A | N/A | N/A | D | C | C D | A | A | B | B |  | N/A | N/A | N/A | D | B | B D |  |
| XXXXX | 4000083483 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000083887 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000082442 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000083583 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000081940 | XXXXX |  |  | C | C D | A | A |  | N/A | N/A | N/A | D | C | C D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000083323 | XXXXX |  |  | A | A | B | B |  | A | A | N/A | A | B | B | B | B | B | B |  | A | A | N/A | A | B | B |  |
| XXXXX | 4000082200 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000082187 | XXXXX |  |  | C | C | C | C |  | N/A | N/A | N/A | D | C | C D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000082303 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000081895 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | N/A | A | N/A |  | A | A | N/A | B | A | B |  |
| XXXXX | 4000083087 | XXXXX |  |  | A | A | A | A |  | D A | D | N/A | D | D A | A D | A | N/A | A | N/A |  | A | A | N/A | B | A | B |  |
| XXXXX | 4000081156 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000082588 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | B | A | A B | A | N/A | A | N/A |  | A | A | N/A | B | A | B |  |
| XXXXX | 4000082367 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000082474 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000081906 | XXXXX |  |  | C | C | A | A |  | N/A | N/A | N/A | D | C | C D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000084739 | XXXXX |  |  | C | N/A C | C | N/A C |  | N/A | N/A | N/A | D | C | D | A | N/A | A | N/A |  | N/A | N/A | N/A | B | A | B |  |
| XXXXX | 4000082970 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000083498 | XXXXX |  |  | A | N/A | A | N/A |  | N/A | N/A | N/A | D | A | D | A | N/A | A | N/A |  | N/A | N/A | N/A | B | A | B |  |
| XXXXX | 4000084713 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000083186 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000081807 | XXXXX |  |  | B | B | A | A |  | A | A | N/A | B | B | B | B | N/A B | A | N/A |  | A | A | N/A | B | B | B |  |
| XXXXX | 4000082928 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000082695 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000084613 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000083670 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | D | C | D | A | N/A | A | N/A |  | N/A | N/A | N/A | B | A | B |  |
| XXXXX | 4000083446 | XXXXX |  |  | A | N/A | A | N/A |  | N/A | N/A | N/A | D | A | D | A | N/A | A | N/A |  | N/A | N/A | N/A | B | A | B |  |
| XXXXX | 4000082813 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000084405 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000082471 | XXXXX |  |  | B | B | A | A |  | N/A | N/A | N/A | D | B | B D | B | B | A | A |  | N/A | N/A | N/A | D | B | B D |  |
| XXXXX | 4000084328 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000084213 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000084638 | XXXXX |  |  | A | A | B | B |  | D A | D | N/A | D | D B | B D | A | N/A | B | N/A B |  | A | A | N/A | B | B | B |  |
| XXXXX | 4000083957 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000081799 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | B | A | A B | A | N/A | A | N/A |  | A | A | N/A | B | A | B |  |
| XXXXX | 4000083409 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000084449 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000084349 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000084985 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000085281 | XXXXX |  |  | A | A | C | C |  | A | A | N/A | A | C | C | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000085023 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000084301 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000084662 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000085172 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000085192 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000083853 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000085078 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000083508 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000081756 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000084307 | XXXXX |  |  | C | C | C | C |  | N/A | N/A | N/A | D | C | C D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000085632 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000077061 | XXXXX |  |  | A | A | A | A |  | D A | D | N/A | D | D A | A D | A | N/A | A | N/A |  | A | A | N/A | B | A | B |  |
| XXXXX | 4000085134 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000085552 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000086732 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000084896 | XXXXX |  |  | A | A | C | C |  | A | A | N/A | A | C | C | A | A | B | B |  | A | A | N/A | A | B | B |  |
| XXXXX | 4000084839 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000083313 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000085890 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000085051 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000085563 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000085337 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000081764 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000084195 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000086218 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000086212 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000085882 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000085570 | XXXXX |  |  | C | C | C | C |  | N/A | N/A | N/A | D | C | C D | A | N/A | A | N/A |  | N/A | N/A | N/A | A | A | A |  |
| XXXXX | 4000085314 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000084226 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000085476 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000086494 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000086070 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000086851 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000085792 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000087460 | XXXXX |  |  | A | A | B | B |  | N/A | N/A | N/A | D | B | B D | A | A | B | B |  | N/A | N/A | N/A | D | B | B D |  |
| XXXXX | 4000086145 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000085469 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000086141 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000086225 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000086330 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000086078 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000085109 | XXXXX |  |  | A | A | B | B |  | N/A | N/A | N/A | D | B | B D | A | A | B | B |  | N/A | N/A | N/A | D | B | B D |  |
| XXXXX | 4000086041 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000083730 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000086764 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000086928 | XXXXX |  |  | C | C | A | A |  | N/A | N/A | N/A | D | C | C D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000084011 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000085210 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000086831 | XXXXX |  |  | C | C | A | A |  | A | A | N/A | A | C | C | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000086490 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000086312 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000086886 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000084370 | XXXXX |  |  | C | C | A | A |  | N/A | N/A | N/A | D | C | C D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000085081 | XXXXX |  |  | B | B | A | A |  | A | A | N/A | A | B | B | B | B | A | A |  | A | A | N/A | A | B | B |  |
| XXXXX | 4000086385 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000085491 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000087097 | XXXXX |  |  | C | C | C | C |  | N/A | N/A | N/A | D | C | C D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000085930 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000083531 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | A | N/A | A | N/A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000084212 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000085413 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000087271 | XXXXX |  |  | B | B | A | A |  | N/A | N/A | N/A | D | B | B D | B | B | A | A |  | N/A | N/A | N/A | D | B | B D |  |
| XXXXX | 4000086037 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000087190 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000087784 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000086781 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000087747 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000086468 | XXXXX |  |  | A | A | B | B |  | N/A | N/A | N/A | D | B | B D | A | A | B | B |  | N/A | N/A | N/A | D | B | B D |  |
| XXXXX | 4000086470 | XXXXX |  |  | B | B | B | B |  | N/A | N/A | N/A | D | B | B D | B | B | B | B |  | N/A | N/A | N/A | D | B | B D |  |
| XXXXX | 4000086915 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000088444 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | B | A | A B | A | N/A | A | N/A |  | A | A | N/A | B | A | B |  |
| XXXXX | 4000087437 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000086065 | XXXXX |  |  | C | C | A | A |  | N/A | N/A | N/A | D | C | C D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000087640 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000081282 | XXXXX |  |  | A | A | C | C |  | N/A | N/A | N/A | D | C | C D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000086997 | XXXXX |  |  | A | A | A | A |  | D A | D | N/A | D | D A | A D | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000086861 | XXXXX |  |  | C | C | B | B |  | N/A | N/A | N/A | D | C | C D | A | A | B | B |  | N/A | N/A | N/A | D | B | B D |  |
| XXXXX | 4000085727 | XXXXX |  |  | B | B | A | A |  | N/A | N/A | N/A | D | B | B D | B | B | A | A |  | N/A | N/A | N/A | D | B | B D |  |
| XXXXX | 4000086162 | XXXXX |  |  | A | A | B | B |  | N/A | N/A | N/A | D | B | B D | A | A | B | B |  | N/A | N/A | N/A | D | B | B D |  |
| XXXXX | 4000088504 | XXXXX |  |  | C | C | A | A |  | N/A | N/A | N/A | D | C | C D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000084248 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000088476 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000088373 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000088213 | XXXXX |  |  | A | A | C | C |  | A | A | N/A | A | C | C | A | A | B | B |  | A | A | N/A | A | B | B |  |
| XXXXX | 4000086869 | XXXXX |  |  | D | D | A | A |  | N/A | N/A | N/A | D | D | D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000087163 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000087999 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000087222 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000088465 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000087286 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000088123 | XXXXX |  |  | A | A | C | C |  | N/A | N/A | N/A | D | C | C D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000085609 | XXXXX |  |  | B | B | A | A |  | N/A | N/A | N/A | D | B | B D | B | B | A | A |  | N/A | N/A | N/A | D | B | B D |  |
| XXXXX | 4000085832 | XXXXX |  |  | A | A | B | B |  | N/A | N/A | N/A | D | B | B D | A | A | B | B |  | N/A | N/A | N/A | D | B | B D |  |
| XXXXX | 4000090923 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000088732 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000088269 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000087321 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000088483 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000089022 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000089136 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000087604 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000087866 | XXXXX |  |  | C | C | A | A |  | N/A | N/A | N/A | D | C | C D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000088366 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000085948 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000085611 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000088217 | XXXXX |  |  | A | A | B | B |  | N/A | N/A | N/A | D | B | B D | A | A | B | B |  | N/A | N/A | N/A | D | B | B D |  |
| XXXXX | 4000086919 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000087511 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000087489 | XXXXX |  |  | A | A | B | B |  | N/A | N/A | N/A | D | B | B D | A | A | B | B |  | N/A | N/A | N/A | D | B | B D |  |
| XXXXX | 4000089258 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000089852 | XXXXX |  |  | A | A | B | B |  | A | A | N/A | B | B | B | A | N/A | B | N/A B |  | A | A | N/A | B | B | B |  |
| XXXXX | 4000087354 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000088021 | XXXXX |  |  | A | A | B | B |  | N/A | N/A | N/A | D | B | B D | A | A | B | B |  | N/A | N/A | N/A | D | B | B D |  |
| XXXXX | 4000088005 | XXXXX |  |  | B | B | A | A |  | N/A | N/A | N/A | D | B | B D | B | B | A | A |  | N/A | N/A | N/A | D | B | B D |  |
| XXXXX | 4000089027 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000086110 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000087277 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000087050 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000088508 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000087829 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000086152 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000089487 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000087217 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000089548 | XXXXX |  |  | A | A | B | B |  | N/A | N/A | N/A | D | B | B D | A | A | B | B |  | N/A | N/A | N/A | D | B | B D |  |
| XXXXX | 4000089154 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000089833 | XXXXX |  |  | A | N/A | A | N/A |  | N/A | N/A | N/A | D | A | D | A | N/A | A | N/A |  | N/A | N/A | N/A | B | A | B |  |
| XXXXX | 4000087592 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000086424 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000084296 | XXXXX |  |  | B | B | A | A |  | N/A | N/A | N/A | D | B | B D | B | B | A | A |  | N/A | N/A | N/A | D | B | B D |  |
| XXXXX | 4000090361 | XXXXX |  |  | A | A | A | A |  | D A | D | N/A | D | D A | A D | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000089745 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000088171 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000088729 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | B | A | B |  |
| XXXXX | 4000089683 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000086830 | XXXXX |  |  | A | A | B | B |  | N/A | N/A | N/A | D | B | B D | A | A | B | B |  | N/A | N/A | N/A | D | B | B D |  |
| XXXXX | 4000088795 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000089469 | XXXXX |  |  | C | C | A | A |  | A | A | N/A | A | C | C | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000089454 | XXXXX |  |  | C | C | C | C |  | N/A | N/A | N/A | D | C | C D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000089013 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000090106 | XXXXX |  |  | C | C | A | A |  | N/A | N/A | N/A | D | C | C D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000088597 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000089290 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000089434 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000086338 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000088290 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | B | A | N/A B |  |
| XXXXX | 4000090734 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000084397 | XXXXX |  |  | C | C | C | C |  | A | A | N/A | A | C | C | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000089210 | XXXXX |  |  | A | A | C | C |  | N/A | N/A | N/A | D | C | C D | A | A | B | B |  | N/A | N/A | N/A | D | B | B D |  |
| XXXXX | 4000088535 | XXXXX |  |  | A | A | C | C |  | A | A | N/A | A | C | C | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000089255 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000088877 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000088741 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000088414 | XXXXX |  |  | A | A | A | A |  | C A | C | N/A | C | C A | A C | A | N/A | A | N/A |  | A | A | N/A | B | A | B |  |
| XXXXX | 4000090686 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000087647 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000089024 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000088470 | XXXXX |  |  | C | C | A | A |  | N/A | N/A | N/A | D | C | C D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000089845 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000089541 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000088725 | XXXXX |  |  | B | B | A | A |  | A | A | N/A | A | B | B | B | B | A | A |  | A | A | N/A | A | B | B |  |
| XXXXX | 4000088011 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000087645 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000088035 | XXXXX |  |  | A | A | C | C |  | A | A | N/A | A | C | C | A | A | B | B |  | A | A | N/A | A | B | B |  |
| XXXXX | 4000087979 | XXXXX |  |  | C | C | A | A |  | N/A | N/A | N/A | D | C | C D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000090776 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000089121 | XXXXX |  |  | C | C | A | A |  | N/A | N/A | N/A | D | C | C D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000088512 | XXXXX |  |  | C | N/A C | A | N/A |  | A | A | N/A | B | C | N/A C | A | N/A | A | N/A |  | N/A | N/A | N/A | B | A | N/A B |  |
| XXXXX | 4000091173 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000090516 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000091034 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000089057 | XXXXX |  |  | B | B | A | A |  | N/A | N/A | N/A | D | B | B D | B | B | A | A |  | N/A | N/A | N/A | D | B | B D |  |
| XXXXX | 4000085583 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000091415 | XXXXX |  |  | A | A | C | C |  | A | A | N/A | A | C | C | A | A | B | B |  | A | A | N/A | A | B | B |  |
| XXXXX | 4000091230 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000090719 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000089850 | XXXXX |  |  | B | B | A | A |  | N/A | N/A | N/A | D | B | B D | B | B | A | A |  | N/A | N/A | N/A | D | B | B D |  |
| XXXXX | 4000090936 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000090097 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000090886 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000088771 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000089482 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000088874 | XXXXX |  |  | B | B | A | A |  | A | A | N/A | A | B | B | B | B | A | A |  | A | A | N/A | A | B | B |  |
| XXXXX | 4000091821 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000091754 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000090984 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000090483 | XXXXX |  |  | A | A | C | C |  | N/A | N/A | N/A | D | C | C D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000091993 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000090967 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000090520 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | B | A | N/A B |  |
| XXXXX | 4000091413 | XXXXX |  |  | A | A | C | C |  | N/A | N/A | N/A | D | C | C D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000091210 | XXXXX |  |  | C | C | A | A |  | N/A | N/A | N/A | D | C | C D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000089721 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000087708 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000091083 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000090869 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000090914 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000092591 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000090688 | XXXXX |  |  | C | C | A | A |  | N/A | N/A | N/A | D | C | C D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000091861 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000092391 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000090358 | XXXXX |  |  | C | C | A | A |  | N/A | N/A | N/A | D | C | C D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000091101 | XXXXX |  |  | C | C | A | A |  | N/A | N/A | N/A | D | C | C D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000088563 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000091869 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000089567 | XXXXX |  |  | C | C | A | A |  | N/A | N/A | N/A | D | C | C D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000089211 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000090526 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000092364 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000091193 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000092167 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000089547 | XXXXX |  |  | C | C | A | A |  | N/A | N/A | N/A | D | C | C D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000091332 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000090480 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000092556 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000092514 | XXXXX |  |  | C | C | C | C |  | N/A | N/A | N/A | D | C | C D | A | A | B | B |  | N/A | N/A | N/A | D | B | B D |  |
| XXXXX | 4000091276 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000091486 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000093010 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000092599 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000090560 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000087025 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000090723 | XXXXX |  |  | A | A | C | C |  | N/A | N/A | N/A | D | C | C D | A | N/A | B | N/A B |  | N/A | N/A | N/A | B | B | B |  |
| XXXXX | 4000090748 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000088848 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000091081 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000091400 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000092061 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000092888 | XXXXX |  |  | B | B | A | A |  | N/A | N/A | N/A | D | B | B D | B | B | A | A |  | N/A | N/A | N/A | D | B | B D |  |
| XXXXX | 4000091800 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | B | A | A B | A | N/A | A | N/A |  | A | A | N/A | B | A | B |  |
| XXXXX | 4000095271 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000089740 | XXXXX |  |  | C | C | A | A |  | A | A | N/A | A | C | C | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000092783 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000092515 | XXXXX |  |  | A | A | B | B |  | N/A | N/A | N/A | D | B | B D | A | A | B | B |  | N/A | N/A | N/A | D | B | B D |  |
| XXXXX | 4000091893 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000091040 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000089800 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000095383 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000091495 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000090456 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000092382 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000091841 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000091704 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000091502 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000090336 | XXXXX |  |  | B | B | A | A |  | N/A | N/A | N/A | D | B | B D | B | B | A | A |  | N/A | N/A | N/A | D | B | B D |  |
| XXXXX | 4000089496 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000090941 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000092275 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000092372 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000091887 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000092375 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000093160 | XXXXX |  |  | A | N/A | B | N/A B |  | N/A | N/A | N/A | D | B | D | A | N/A | B | N/A B |  | N/A | N/A | N/A | B | B | B |  |
| XXXXX | 4000092327 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000093286 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000090418 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000092284 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000092037 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000092987 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000092558 | XXXXX |  |  | C | C | A | A |  | N/A | N/A | N/A | D | C | C D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000090205 | XXXXX |  |  | C | C | A | A |  | N/A | N/A | N/A | D | C | C D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000092184 | XXXXX |  |  | A | A | B | B |  | A | A | N/A | A | B | B | A | A | B | B |  | A | A | N/A | A | B | B |  |
| XXXXX | 4000093825 | XXXXX |  |  | B | B | A | A |  | N/A | N/A | N/A | D | B | B D | B | B | A | A |  | N/A | N/A | N/A | D | B | B D |  |
| XXXXX | 4000092048 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000093305 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000090727 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000094390 | XXXXX |  |  | C | C | B | B |  | N/A | N/A | N/A | D | C | C D | B | B | B | B |  | N/A | N/A | N/A | D | B | B D |  |
| XXXXX | 4000093097 | XXXXX |  |  | B | B | A | A |  | N/A | N/A | N/A | D | B | B D | B | B | A | A |  | N/A | N/A | N/A | D | B | B D |  |
| XXXXX | 4000091235 | XXXXX |  |  | B | B | A | A |  | A | A | N/A | A | B | B | B | B | A | A |  | A | A | N/A | A | B | B |  |
| XXXXX | 4000092878 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000090647 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000091801 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000091708 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000091194 | XXXXX |  |  | C | C | A | A |  | N/A | N/A | N/A | D | C | C D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000093912 | XXXXX |  |  | A | A | C | C |  | N/A | N/A | N/A | D | C | C D | A | N/A | B | N/A B |  | N/A B | N/A | N/A | B | B | B |  |
| XXXXX | 4000093465 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000086765 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000093287 | XXXXX |  |  | A | N/A | A | N/A |  | N/A | N/A | N/A | D | A | D | A | N/A | A | N/A |  | N/A | N/A | N/A | B | A | B |  |
| XXXXX | 4000092513 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000091727 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000093131 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000091719 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000092383 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000092774 | XXXXX |  |  | C | C | C | C |  | N/A | N/A | N/A | D | C | C D | B | B | B | B |  | N/A | N/A | N/A | D | B | B D |  |
| XXXXX | 4000092475 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000091700 | XXXXX |  |  | C | C | A | A |  | N/A | N/A | N/A | D | C | C D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000092969 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000094703 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000092562 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000094812 | XXXXX |  |  | C | C | A | A |  | N/A | N/A | N/A | D | C | C D | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000093284 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000090783 | XXXXX |  |  | C | C | A | A |  | N/A | N/A | N/A | D | C | C D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000094329 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000093843 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000094852 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000093534 | XXXXX |  |  | A | A | A | A |  | D A | D | N/A | D | D A | A D | A | N/A | A | N/A |  | A | A | N/A | B | A | B |  |
| XXXXX | 4000095276 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000093419 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000078950 | XXXXX |  |  | C | C | B | B |  | A | A | N/A | A | C | C | A | A | B | B |  | A | A | N/A | A | B | B |  |
| XXXXX | 4000093126 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000093442 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000093874 | XXXXX |  |  | A | A | C | C |  | N/A | N/A | N/A | D | C | C D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000093609 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000093800 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000091401 | XXXXX |  |  | A | A | A | A |  | C A | C | N/A | C | C A | A C | A | N/A | A | N/A |  | A | A | N/A | B | A | B |  |
| XXXXX | 4000094910 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000094729 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000093617 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000092975 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000094272 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | B | A | B |  |
| XXXXX | 4000091733 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000093859 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000092597 | XXXXX |  |  | C | C | A | A |  | N/A | N/A | N/A | D | C | C D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000094700 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000092392 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000091765 | XXXXX |  |  | C | C | A | A |  | A | A | N/A | A | C | C | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000092807 | XXXXX |  |  | C | C | A | A |  | N/A | N/A | N/A | D | C | C D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000093433 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000093791 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000094823 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000094871 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000093823 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000093496 | XXXXX |  |  | C | C | A | A |  | N/A | N/A | N/A | D | C | C D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000094394 | XXXXX |  |  | C | C | A | A |  | N/A | N/A | N/A | D | C | C D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000095997 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000091266 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000092777 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000095174 | XXXXX |  |  | C | C | B | B |  | N/A | N/A | N/A | D | C | C D | A | N/A | B | N/A B |  | N/A | N/A | N/A | B | B | B |  |
| XXXXX | 4000093462 | XXXXX |  |  | C | C | A | A |  | N/A | N/A | N/A | D | C | C D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000093071 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000094609 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000092229 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000096292 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000094784 | XXXXX |  |  | C | C | A | A |  | N/A | N/A | N/A | D | C | C D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000089679 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000095215 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000095700 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000093557 | XXXXX |  |  | C | C | C | C |  | N/A | N/A | N/A | D | C | C D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000093911 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000093315 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000095395 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000091906 | XXXXX |  |  | C | C | A | A |  | N/A | N/A | N/A | D | C | C D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000096727 | XXXXX |  |  | C | C | A | A |  | N/A | N/A | N/A | D | C | C D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000095516 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000095156 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000093142 | XXXXX |  |  | C | C | A | A |  | N/A | N/A | N/A | D | C | C D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000094594 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000090822 | XXXXX |  |  | C | C | A | A |  | N/A | N/A | N/A | D | C | C D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000096396 | XXXXX |  |  | C | C | A | A |  | N/A | N/A | N/A | D | C | C D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000093293 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000092471 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000096036 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000095311 | XXXXX |  |  | D | D | A | A |  | A | A | N/A | A | D | D | B | B | A | A |  | A | A | N/A | A | B | B |  |
| XXXXX | 4000096322 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000093087 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000095500 | XXXXX |  |  | C | C | C | C |  | N/A | N/A | N/A | D | C | C D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000095892 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000094628 | XXXXX |  |  | C | C | A | A |  | A | A | N/A | A | C | C | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000097372 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000093086 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000097704 | XXXXX |  |  | C | C | A | A |  | A | A | N/A | A | C | C | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000095912 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000096813 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000096770 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000097096 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000097043 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000095144 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000096562 | XXXXX |  |  | D | D | A | A |  | N/A | N/A | N/A | D | D | D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000097025 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000096031 | XXXXX |  |  | A | A | C | C |  | N/A | N/A | N/A | D | C | C D | A | A | B | B |  | N/A | N/A | N/A | B | B | B |  |
| XXXXX | 4000097173 | XXXXX |  |  | A | A | C | C |  | N/A | N/A | N/A | D | C | C D | A | A | B | B |  | N/A | N/A | N/A | D | B | B D |  |
| XXXXX | 4000095291 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000097762 | XXXXX |  |  | A | N/A | A | N/A |  | N/A | N/A | N/A | D | A | D | A | N/A | A | N/A |  | N/A | N/A | N/A | B | A | B |  |
| XXXXX | 4000097709 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000095129 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000096464 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000095923 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000095683 | XXXXX |  |  | C | C | C | C |  | N/A | N/A | N/A | D | C | C D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000096932 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000096234 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000094387 | XXXXX |  |  | C | C | A | A |  | D | D | N/A | D | D | C D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000099017 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000094873 | XXXXX |  |  | C | C | A | A |  | N/A | N/A | N/A | D | C | C D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000095723 | XXXXX |  |  | C | C | A | A |  | A | A | N/A | A | C | C | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000096800 | XXXXX |  |  | C | C | C | C |  | N/A | N/A | N/A | D | C | C D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000098526 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000098462 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000097735 | XXXXX |  |  | B | B | A | A |  | N/A | N/A | N/A | D | B | B D | B | B | A | A |  | N/A | N/A | N/A | D | B | B D |  |
| XXXXX | 4000096458 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | N/A | A | N/A |  | N/A | N/A | N/A | B | A | B |  |
| XXXXX | 4000097907 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000098297 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000097216 | XXXXX |  |  | A | A | C | C |  | A | A | N/A | A | C | C | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000097840 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000097366 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000094308 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000097425 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000095409 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000099022 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000096933 | XXXXX |  |  | C | C | A | A |  | N/A | N/A | N/A | D | C | C D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000097959 | XXXXX |  |  | A | A | C | C |  | N/A | N/A | N/A | D | C | C D | A | A | B | B |  | N/A | N/A | N/A | B | B | B |  |
| XXXXX | 4000098163 | XXXXX |  |  | B | B | A | A |  | N/A | N/A | N/A | D | B | B D | B | B | A | A |  | N/A | N/A | N/A | D | B | B D |  |
| XXXXX | 4000098967 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000099425 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000099817 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000096795 | XXXXX |  |  | A | A | C | C |  | N/A | N/A | N/A | D | C | C D | A | A | B | B |  | N/A | N/A | N/A | D | B | B D |  |
| XXXXX | 4000098804 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000098061 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000097620 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | B | A | A B | A | N/A | A | N/A |  | A | A | N/A | B | A | B |  |
| XXXXX | 4000097771 | XXXXX |  |  | C | C | A | A |  | N/A | N/A | N/A | B | C | C | B | B | A | A |  | N/A | N/A | N/A | B | B | B |  |
| XXXXX | 4000098950 | XXXXX |  |  | A | A | B | B |  | A | A | N/A | A | B | B | A | A | B | B |  | A | A | N/A | A | B | B |  |
| XXXXX | 4000098772 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000096993 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000097524 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | D | A | A D | A | A | A | A |  | N/A | N/A | N/A | D | A | A D |  |
| XXXXX | 4000100649 | XXXXX |  |  | C | C | A | A |  | A | A | N/A | A | C | C | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000099433 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000098358 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | B | A | A B | A | A | A | A |  | N/A | N/A | N/A | B | A | A B |  |
| XXXXX | 4000098803 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | B | A | A B | A | A | A | A |  | N/A | N/A | N/A | B | A | A B |  |
| XXXXX | 4000098623 | XXXXX |  |  | C | C | A | A |  | N/A | N/A | N/A | B | C | C | A | A | A | A |  | N/A | N/A | N/A | B | A | A B |  |
| XXXXX | 4000100758 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | B | A | A B | A | A | A | A |  | N/A | N/A | N/A | B | A | A B |  |
| XXXXX | 4000099014 | XXXXX |  |  | C | C | C | C |  | N/A | N/A | N/A | B | C | C | A | A | A | A |  | N/A | N/A | N/A | B | A | A B |  |
| XXXXX | 4000100966 | XXXXX |  |  | C | C | A | A |  | N/A | N/A | N/A | B | C | C | A | A | A | A |  | N/A | N/A | N/A | B | A | A B |  |
| XXXXX | 4000100156 | XXXXX |  |  | C | C | A | A |  | N/A | N/A | N/A | B | C | C | A | A | A | A |  | N/A | N/A | N/A | B | A | A B |  |
| XXXXX | 4000098142 | XXXXX |  |  | A | A | A | A |  | D A | D | N/A | D | D A | A D | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000099152 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | B | A | A B | A | A | A | A |  | N/A | N/A | N/A | B | A | A B |  |
| XXXXX | 4000098138 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | B | A | A B | A | A | A | A |  | N/A | N/A | N/A | B | A | A B |  |
| XXXXX | 4000100178 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | B | A | A B | A | A | A | A |  | N/A | N/A | N/A | B | A | A B |  |
| XXXXX | 4000099806 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | B | A | A B | A | A | A | A |  | N/A | N/A | N/A | B | A | A B |  |
| XXXXX | 4000099020 | XXXXX |  |  | B | B | A | A |  | N/A | N/A | N/A | B | B | B | B | B | A | A |  | N/A | N/A | N/A | B | B | B |  |
| XXXXX | 4000097734 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | B | A | A B | A | A | A | A |  | N/A | N/A | N/A | B | A | A B |  |
| XXXXX | 4000099187 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | B | A | A B | A | A | A | A |  | N/A | N/A | N/A | B | A | A B |  |
| XXXXX | 4000097712 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | B | A | A B | A | A | A | A |  | N/A | N/A | N/A | B | A | A B |  |
| XXXXX | 4000101253 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | B | A | A B | A | A | A | A |  | N/A | N/A | N/A | B | A | A B |  |
| XXXXX | 4000098976 | XXXXX |  |  | C | C | A | A |  | A | A | N/A | A | C | C | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000099954 | XXXXX |  |  | B | B | A | A |  | N/A | N/A | N/A | B | B | B | B | B | A | A |  | N/A | N/A | N/A | B | B | B |  |
| XXXXX | 4000097836 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | B | A | A B | A | A | A | A |  | N/A | N/A | N/A | B | A | A B |  |
| XXXXX | 4000102366 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000101562 | XXXXX |  |  | D | D | C | C |  | N/A | N/A | N/A | B | D | D | A | A | A | A |  | N/A | N/A | N/A | B | A | A B |  |
| XXXXX | 4000098605 | XXXXX |  |  | D | D | A | A |  | A | A | N/A | A | D | D | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000101694 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | B | A | A B | A | A | A | A |  | N/A | N/A | N/A | B | A | A B |  |
| XXXXX | 4000100904 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | A | A | A | A | A | A | A |  | N/A | N/A | N/A | A | A | A |  |
| XXXXX | 4000101499 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | B | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | B | A | B |  |
| XXXXX | 4000101159 | XXXXX |  |  | C | C | C | C |  | N/A | N/A | N/A | B | C | C | A | A | A | A |  | N/A | N/A | N/A | B | A | A B |  |
| XXXXX | 4000099953 | XXXXX |  |  | C | C | C | C |  | N/A | N/A | N/A | B | C | C | A | A | B | B |  | N/A | N/A | N/A | B | B | B |  |
| XXXXX | 4000102282 | XXXXX |  |  | C | C | D | D |  | N/A | N/A | N/A | B | D | D | A | A | B | B |  | N/A | N/A | N/A | B | B | B |  |
| XXXXX | 4000103231 | XXXXX |  |  | C | C | A | A |  | N/A | N/A | N/A | B | C | C | A | A | A | A |  | N/A | N/A | N/A | B | A | A B |  |
| XXXXX | 4000102725 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | B | A | A B | A | A | A | A |  | N/A | N/A | N/A | B | A | A B |  |
| XXXXX | 4000103154 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | A | A | A | A | A | A | A |  | N/A | N/A | N/A | A | A | A |  |
| XXXXX | 4000100798 | XXXXX |  |  | C | C | C | C |  | N/A | N/A | N/A | B | C | C | A | A | A | A |  | N/A | N/A | N/A | B | A | A B |  |
| XXXXX | 4000099987 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | B | A | A B | A | A | A | A |  | N/A | N/A | N/A | B | A | A B |  |
| XXXXX | 4000100914 | XXXXX |  |  | C | C | A | A |  | N/A | N/A | N/A | A | C | C | A | A | A | A |  | N/A | N/A | N/A | A | A | A |  |
| XXXXX | 4000095522 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | B | A | A B | A | A | A | A |  | N/A | N/A | N/A | B | A | A B |  |
| XXXXX | 4000102435 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | A | A | A | A | A | A | A |  | N/A | N/A | N/A | A | A | A |  |
| XXXXX | 4000102658 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | B | A | A B | A | A | A | A |  | N/A | N/A | N/A | B | A | A B |  |
| XXXXX | 4000102294 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | B | A | A B | A | A | A | A |  | N/A | N/A | N/A | B | A | A B |  |
| XXXXX | 4000101865 | XXXXX |  |  | A | A | C | C |  | N/A | N/A | N/A | B | C | C | A | A | A | A |  | N/A | N/A | N/A | B | A | A B |  |
| XXXXX | 4000103559 | XXXXX |  |  | B | B | A | A |  | N/A | N/A | N/A | A | B | B | B | B | A | A |  | N/A | N/A | N/A | A | B | B |  |
| XXXXX | 4000102759 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | B | A | A B | A | A | A | A |  | N/A | N/A | N/A | B | A | A B |  |
| XXXXX | 4000096612 | XXXXX |  |  | A | A | A | A |  | C | C | N/A | C | C | A C | A | N/A | A | N/A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000102107 | XXXXX |  |  | C | C | A | A |  | N/A | N/A | N/A | B | C | C | A | A | A | A |  | N/A | N/A | N/A | B | A | A B |  |
| XXXXX | 4000086387 | XXXXX |  |  | C | C | A | A |  | A | A | N/A | A | C | C | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000101941 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000101502 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | B | A | A B | A | A | A | A |  | N/A | N/A | N/A | B | A | A B |  |
| XXXXX | 4000103102 | XXXXX |  |  | C | C | C | C |  | C A | C | N/A | C | C | C | A | N/A | A | N/A |  | A | A | N/A | B | A | B |  |
| XXXXX | 4000103111 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | B | A | A B | A | A | A | A |  | N/A | N/A | N/A | B | A | A B |  |
| XXXXX | 4000104026 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | B | A | A B | A | A | A | A |  | N/A | N/A | N/A | B | A | A B |  |
| XXXXX | 4000101846 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | B | A | A B | A | A | A | A |  | N/A | N/A | N/A | B | A | A B |  |
| XXXXX | 4000100750 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000099651 | XXXXX |  |  | C | C | A | A |  | N/A | N/A | N/A | B | C | C | A | A | A | A |  | N/A | N/A | N/A | B | A | A B |  |
| XXXXX | 4000102681 | XXXXX |  |  | C | C | A | A |  | N/A | N/A | N/A | B | C | C | A | A | A | A |  | N/A | N/A | N/A | B | A | A B |  |
| XXXXX | 4000103420 | XXXXX |  |  | C | C | C | C |  | N/A | N/A | N/A | A | C | C | A | A | A | A |  | N/A | N/A | N/A | A | A | A |  |
| XXXXX | 4000097375 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | B | A | A B | A | A | A | A |  | N/A | N/A | N/A | B | A | A B |  |
| XXXXX | 4000103570 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | B | A | A B | A | A | A | A |  | N/A | N/A | N/A | B | A | A B |  |
| XXXXX | 4000103487 | XXXXX |  |  | C | C | A | A |  | N/A | N/A | N/A | B | C | C | A | A | A | A |  | N/A | N/A | N/A | B | A | A B |  |
| XXXXX | 4000102472 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | B | A | A B | A | A | A | A |  | N/A | N/A | N/A | B | A | A B |  |
| XXXXX | 4000103444 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | B | A | A B | A | A | A | A |  | N/A | N/A | N/A | B | A | A B |  |
| XXXXX | 4000095331 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | B | A | A B | A | N/A | A | N/A |  | A | A | N/A | B | A | B |  |
| XXXXX | 4000104518 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | B | A | A B | A | A | A | A |  | N/A | N/A | N/A | B | A | A B |  |
| XXXXX | 4000103575 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | B | A | A B | A | A | A | A |  | N/A | N/A | N/A | B | A | A B |  |
| XXXXX | 4000103410 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | B | A | A B | A | A | A | A |  | N/A | N/A | N/A | B | A | A B |  |
| XXXXX | 4000103235 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | B | A | A B | A | A | A | A |  | N/A | N/A | N/A | B | A | A B |  |
| XXXXX | 4000100046 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | B | A | A B | A | A | A | A |  | N/A | N/A | N/A | B | A | A B |  |
| XXXXX | 4000104113 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | B | A | A B | A | A | A | A |  | N/A | N/A | N/A | B | A | A B |  |
| XXXXX | 4000104623 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000102924 | XXXXX |  |  | C | C | A | A |  | N/A | N/A | N/A | B | C | C | A | A | A | A |  | N/A | N/A | N/A | B | A | A B |  |
| XXXXX | 4000100282 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | A | A | A | A | A | A | A |  | N/A | N/A | N/A | A | A | A |  |
| XXXXX | 4000104876 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | B | A | A B | A | A | A | A |  | N/A | N/A | N/A | B | A | A B |  |
| XXXXX | 4000102951 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | B | A | A B | A | N/A | A | N/A |  | A | A | N/A | B | A | B |  |
| XXXXX | 4000103989 | XXXXX |  |  | B | B | A | A |  | N/A | N/A | N/A | B | B | B | B | B | A | A |  | N/A | N/A | N/A | B | B | B |  |
| XXXXX | 4000104822 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | B | A | A B | A | A | A | A |  | N/A | N/A | N/A | B | A | A B |  |
| XXXXX | 4000105614 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | B | A | A B | A | A | A | A |  | N/A | N/A | N/A | B | A | A B |  |
| XXXXX | 4000107195 | XXXXX |  |  | C | C | A | A |  | A | A | N/A | A | C | C | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000103311 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000102493 | XXXXX |  |  | C | C | A | A |  | N/A | N/A | N/A | B | C | C | A | A | A | A |  | N/A | N/A | N/A | B | A | A B |  |
| XXXXX | 4000104970 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | B | A | A B | A | A | A | A |  | N/A | N/A | N/A | B | A | A B |  |
| XXXXX | 4000103457 | XXXXX |  |  | C | C | A | A |  | N/A | N/A | N/A | B | C | C | A | A | A | A |  | N/A | N/A | N/A | B | A | A B |  |
| XXXXX | 4000104522 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | B | A | A B | A | A | A | A |  | N/A | N/A | N/A | B | A | A B |  |
| XXXXX | 4000105843 | XXXXX |  |  | C | C | A | A |  | N/A | N/A | N/A | B | C | C | A | A | A | A |  | N/A | N/A | N/A | B | A | A B |  |
| XXXXX | 4000106350 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000093602 | XXXXX |  |  | A | A | C | C |  | N/A | N/A | N/A | B | C | C | A | A | A | A |  | N/A | N/A | N/A | B | A | A B |  |
| XXXXX | 4000104986 | XXXXX |  |  | C | C | C | C |  | A | A | N/A | A | C | C | B | B | A | A |  | A | A | N/A | A | B | B |  |
| XXXXX | 4000102588 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | B | A | A B | A | A | A | A |  | N/A | N/A | N/A | B | A | A B |  |
| XXXXX | 4000105204 | XXXXX |  |  | C | C | A | A |  | D A | D | N/A | D | D C | C D | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000104666 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | B | A | A B | A | N/A | A | N/A |  | A | A | N/A | B | A | B |  |
| XXXXX | 4000106823 | XXXXX |  |  | C | C | A | A |  | A | A | N/A | A | C | C | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000105094 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000106510 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | N/A | A | A | A | A | A | A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000101047 | XXXXX |  |  | A | A | C | C |  | N/A | N/A | N/A | N/A | C | C | A | A | A | A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000103462 | XXXXX |  |  | C | C | A | A |  | A | A | N/A | A | C | C | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000106831 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | N/A | A | A | A | A | A | A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000106626 | XXXXX |  |  | C | C | A | A |  | N/A | N/A | N/A | N/A | C | C | B | B | A | A |  | N/A | N/A | N/A | N/A | B | B |  |
| XXXXX | 4000106156 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | N/A | A | A | A | A | A | A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000105115 | XXXXX |  |  | C | C | A | A |  | A | A | N/A | A | C | C | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000106393 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | N/A | A | A | A | A | A | A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000104855 | XXXXX |  |  | A | A | C | C |  | A | A | N/A | A | C | C | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000106912 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000104795 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000110745 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | N/A | A | A | A | A | A | A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000106773 | XXXXX |  |  | A | A | A | A |  | A | A | N/A | A | A | A | A | A | A | A |  | A | A | N/A | A | A | A |  |
| XXXXX | 4000108681 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | N/A | A | A | A | A | A | A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000108289 | XXXXX |  |  | A | A | B | B |  | N/A | N/A | N/A | N/A | B | B | A | A | B | B |  | N/A | N/A | N/A | N/A | B | B |  |
| XXXXX | 4000107064 | XXXXX |  |  | C | C | C | C |  | N/A | N/A | N/A | N/A | C | C | B | B | B | B |  | N/A | N/A | N/A | N/A | B | B |  |
| XXXXX | 4000106334 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | N/A | A | A | A | A | A | A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000104355 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | N/A | A | A | A | A | A | A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000108118 | XXXXX |  |  | B | B | A | A |  | N/A | N/A | N/A | N/A | B | B | B | B | A | A |  | N/A | N/A | N/A | N/A | B | B |  |
| XXXXX | 4000108951 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | N/A | A | A | A | A | A | A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000107081 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | N/A | A | A | A | A | A | A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000110768 | XXXXX |  |  | C | C | A | A |  | N/A | N/A | N/A | N/A | C | C | A | A | A | A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000104338 | XXXXX |  |  | C | C | A | A |  | A | A | N/A | B | C | C | B | N/A B | A | N/A |  | A | A | N/A | B | B | B |  |
| XXXXX | 4000106537 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | N/A | A | A | A | A | A | A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000107017 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | N/A | A | A | A | A | A | A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000107175 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | N/A | A | A | A | A | A | A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000109692 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | N/A | A | A | A | A | A | A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000110361 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | N/A | A | A | A | A | A | A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000107029 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | N/A | A | A | A | A | A | A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000110404 | XXXXX |  |  | A | A | A | A |  | N/A | N/A | N/A | N/A | A | A | A | A | A | A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000110896 | XXXXX |  |  | C | N/A C | A | N/A |  | A | A | N/A | A | C | C | A | N/A | A | N/A |  | A | A | N/A | A | A | A |  |
| XXXXX | 6000111470 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000110898 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000110745 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | B | N/A B | A | N/A |  | N/A | N/A | N/A | N/A | B | B |  |
| XXXXX | 6000110746 | XXXXX |  |  | C | N/A C | A | N/A |  | A | A | N/A | A | C | C | A | N/A | A | N/A |  | A | A | N/A | A | A | A |  |
| XXXXX | 6000111065 | XXXXX |  |  | C | N/A C | A | N/A |  | A | A | N/A | A | C | C | A | N/A | A | N/A |  | A | A | N/A | A | A | A |  |
| XXXXX | 6000111110 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000110902 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000111177 | XXXXX |  |  | C | N/A C | A | N/A |  | B A | A | N/A | A | C | C | A | N/A | A | N/A |  | B A | A | N/A | A | B A | A |  |
| XXXXX | 6000111134 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000111194 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000110907 | XXXXX |  |  | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000110908 | XXXXX |  |  | A | N/A | A | N/A |  | A | A | N/A | A | A | A | A | N/A | A | N/A |  | A | A | N/A | A | A | A |  |
| XXXXX | 6000111464 | XXXXX |  |  | C | N/A C | C | N/A C |  | A | A | N/A | A | C | C | A | N/A | B | N/A B |  | A | A | N/A | A | B | B |  |
| XXXXX | 6000111463 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000110750 | XXXXX |  |  | C | N/A C | C | N/A C |  | A | A | N/A | A | C | C | A | N/A | B | N/A B |  | A | A | N/A | A | B | N/A B |  |
| XXXXX | 6000110913 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000110923 | XXXXX |  |  | A | N/A | C | N/A C |  | A | A | N/A | A | C | C | B | N/A B | A | N/A |  | A | A | N/A | A | B | B |  |
| XXXXX | 6000110761 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000110927 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000110930 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000110931 | XXXXX |  |  | C | N/A C | C | N/A C |  | A | A | N/A | A | C | C | A | N/A | A B | N/A |  | A | A | N/A | A | A B | A |  |
| XXXXX | 6000110769 | XXXXX |  |  | C | N/A C | C | N/A C |  | A | A | N/A | A | C | C | B | N/A B | B | N/A B |  | A | A | N/A | A | B | B |  |
| XXXXX | 6000111142 | XXXXX |  |  | C | N/A C | C | N/A C |  | N/A | N/A | N/A | N/A | C | C | B | N/A B | B | N/A B |  | N/A | N/A | N/A | N/A | B | N/A B |  |
| XXXXX | 6000110936 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000110937 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000110938 | XXXXX |  |  | C | N/A C | A | N/A |  | A | A | N/A | A | C | C | A | N/A | A | N/A |  | A | A | N/A | A | A | A |  |
| XXXXX | 6000110770 | XXXXX |  |  | C | N/A C | A | N/A |  | C A | C | N/A | C | C | C | A | N/A | A | N/A |  | A | A | N/A | B | A | B |  |
| XXXXX | 6000111067 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000111111 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000110940 | XXXXX |  |  | C | N/A C | A | N/A |  | A | A | N/A | A | C | C | A | N/A | A | N/A |  | A | A | N/A | A | A | A |  |
| XXXXX | 6000110771 | XXXXX |  |  | A | N/A | C | N/A C |  | A | A | N/A | A | C | C | A | N/A | A | N/A |  | A | A | N/A | A | A | A |  |
| XXXXX | 6000110772 | XXXXX |  |  | C | N/A C | B | N/A B |  | C A | C | N/A | C | C | C | A | N/A | B | N/A B |  | A | A | N/A | B | B | B |  |
| XXXXX | 6000110941 | XXXXX |  |  | C | N/A C | C | N/A C |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A B | N/A |  | N/A | N/A | N/A | N/A | A B | A |  |
| XXXXX | 6000110942 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000111457 | XXXXX |  |  | C | N/A C | C | N/A C |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A B | N/A |  | N/A | N/A | N/A | N/A | A B | A |  |
| XXXXX | 6000110943 | XXXXX |  |  | C | N/A C | B | N/A B |  | D A | D | N/A | D | D C | D | A | N/A | B | N/A B |  | N/A | N/A | N/A | N/A | B | B |  |
| XXXXX | 6000110944 | XXXXX |  |  | C | N/A C | C | N/A C |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000110945 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000110947 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | B | N/A B | A | N/A |  | N/A | N/A | N/A | N/A | B | B |  |
| XXXXX | 6000110773 | XXXXX |  |  | C | N/A C | C | N/A C |  | N/A | N/A | N/A | N/A | C | C | B | N/A B | A | N/A |  | N/A | N/A | N/A | N/A | B | B |  |
| XXXXX | 6000110774 | XXXXX |  |  | C | N/A C | A | N/A |  | A | A | N/A | A | C | C | A | N/A | A | N/A |  | A | A | N/A | A | A | A |  |
| XXXXX | 6000111102 | XXXXX |  |  | C | N/A C | C | N/A C |  | N/A | N/A | N/A | N/A | C | C | A | N/A | B | N/A B |  | N/A | N/A | N/A | N/A | B | B |  |
| XXXXX | 6000111456 | XXXXX |  |  | C | N/A C | C | N/A C |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A B | N/A |  | N/A | N/A | N/A | N/A | A B | A |  |
| XXXXX | 6000111173 | XXXXX |  |  | C | N/A C | B | N/A B |  | C A | C | N/A | C | C | C | A | N/A | B | N/A B |  | A | A | N/A | B | B | B |  |
| XXXXX | 6000110777 | XXXXX |  |  | C | N/A C | A | N/A |  | A | A | N/A | A | C | C | A | N/A | A | N/A |  | A | A | N/A | A | A | A |  |
| XXXXX | 6000110949 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000110778 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000110950 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000110779 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000111455 | XXXXX |  |  | C | N/A C | C | N/A C |  | A | A | N/A | A | C | C | B | N/A B | B | N/A B |  | A | A | N/A | A | B | B |  |
| XXXXX | 6000111175 | XXXXX |  |  | C | N/A C | B | N/A B |  | N/A | N/A | N/A | N/A | C | C | A | N/A | B | N/A B |  | N/A | N/A | N/A | N/A | B | B |  |
| XXXXX | 6000110952 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000111454 | XXXXX |  |  | C | N/A C | B C | N/A B |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A B | N/A |  | N/A | N/A | N/A | N/A | A B | A |  |
| XXXXX | 6000111082 | XXXXX |  |  | C | N/A C | A | N/A |  | A | A | N/A | A | C | C | A | N/A | A | N/A |  | A | A | N/A | A | A | A |  |
| XXXXX | 6000110953 | XXXXX |  |  | C | N/A C | B | N/A B |  | N/A | N/A | N/A | N/A | C | C | A | N/A | B | N/A B |  | N/A | N/A | N/A | N/A | B | B |  |
| XXXXX | 6000110780 | XXXXX |  |  | C | N/A C | C | N/A C |  | A | A | N/A | A | C | C | A | N/A | A | N/A |  | A | A | N/A | A | A | A |  |
| XXXXX | 6000110954 | XXXXX |  |  | C | N/A C | C | N/A C |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A B | N/A |  | N/A | N/A | N/A | N/A | A B | A |  |
| XXXXX | 6000110781 | XXXXX |  |  | C | N/A C | A | N/A |  | A | A | N/A | A | C | C | A | N/A | A | N/A |  | A | A | N/A | A | A | A |  |
| XXXXX | 6000110955 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000110782 | XXXXX |  |  | A | N/A | C | N/A C |  | A | A | N/A | A | C | C | A | N/A | A | N/A |  | A | A | N/A | A | A | A |  |
| XXXXX | 6000110783 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000111079 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000110784 | XXXXX |  |  | C | N/A C | A | N/A |  | A | A | N/A | A | C | C | A | N/A | A | N/A |  | A | A | N/A | A | A | A |  |
| XXXXX | 6000110956 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000110957 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000110958 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000110959 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000110785 | XXXXX |  |  | C | C | A | A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000110960 | XXXXX |  |  | C | N/A C | A | N/A |  | A | A | N/A | A | C | C | A | N/A | A | N/A |  | A | A | N/A | A | A | A |  |
| XXXXX | 6000110786 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000110961 | XXXXX |  |  | C | N/A C | C | N/A C |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A B | N/A |  | N/A | N/A | N/A | N/A | A B | A |  |
| XXXXX | 6000110962 | XXXXX |  |  | C | C | A | A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000110788 | XXXXX |  |  | C | N/A C | C | N/A C |  | A | A | N/A | A | C | C | A | N/A | A B | N/A |  | A | A | N/A | A | A B | A |  |
| XXXXX | 6000110789 | XXXXX |  |  | C | N/A C | C | N/A C |  | N/A | N/A | N/A | N/A | C | C | B | N/A B | A | N/A |  | N/A | N/A | N/A | N/A | B | B |  |
| XXXXX | 6000110963 | XXXXX |  |  | C | N/A C | C | N/A C |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A B | N/A |  | N/A | N/A | N/A | N/A | A B | A |  |
| XXXXX | 6000110791 | XXXXX |  |  | C | N/A C | A | N/A |  | A | A | N/A | A | C | C | A | N/A | A | N/A |  | A | A | N/A | A | A | A |  |
| XXXXX | 6000110793 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000111453 | XXXXX |  |  | C | N/A C | C | N/A C |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A B | N/A |  | N/A | N/A | N/A | N/A | A B | A |  |
| XXXXX | 6000110794 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000111452 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000110967 | XXXXX |  |  | C | N/A C | C | N/A C |  | A | A | N/A | A | C | C | A | N/A | A | N/A |  | A | A | N/A | A | A | A |  |
| XXXXX | 6000110969 | XXXXX |  |  | C | N/A C | A | N/A |  | A | A | N/A | A | C | C | A | N/A | A | N/A |  | A | A | N/A | A | A | A |  |
| XXXXX | 6000110796 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000110971 | XXXXX |  |  | C | N/A C | C | N/A C |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A B | N/A |  | N/A | N/A | N/A | N/A | A B | A |  |
| XXXXX | 6000110972 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000110973 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000111450 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000110797 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000110974 | XXXXX |  |  | C | N/A C | C | N/A C |  | C A | C | N/A | C | C | C | A | N/A | A | N/A |  | A | A | N/A | B | A | B |  |
| XXXXX | 6000110975 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000110976 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000111181 | XXXXX |  |  | C | N/A C | C | N/A C |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A B | N/A |  | N/A | N/A | N/A | N/A | A B | A |  |
| XXXXX | 6000110977 | XXXXX |  |  | A | N/A | B | N/A B |  | N/A | N/A | N/A | N/A | B | B | A | N/A | B | N/A B |  | N/A | N/A | N/A | N/A | B | B |  |
| XXXXX | 6000110978 | XXXXX |  |  | C | N/A C | B | N/A B |  | A | A | N/A | A | C | C | A | N/A | B | N/A B |  | A | A | N/A | A | B | B |  |
| XXXXX | 6000110799 | XXXXX |  |  | C | N/A C | A | N/A |  | A | A | N/A | B | C | C | A | N/A | A | N/A |  | A | A | N/A | B | A | B |  |
| XXXXX | 6000110980 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000111448 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000110981 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000110800 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000110801 | XXXXX |  |  | C | N/A C | A | N/A |  | A | A | N/A | A | C | C | A | N/A | A | N/A |  | A | A | N/A | A | A | A |  |
| XXXXX | 6000110803 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000110984 | XXXXX |  |  | C | N/A C | A | N/A |  | D A | D | N/A | D | D C | D | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000110985 | XXXXX |  |  | C | N/A C | C | N/A C |  | A | A | N/A | A | C | C | A | N/A | B | N/A B |  | A | A | N/A | A | B | B |  |
| XXXXX | 6000111074 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000111117 | XXXXX |  |  | C | N/A C | C | N/A C |  | C A | C | N/A | C | C | C | A | N/A | A B | N/A |  | A | A | N/A | B | A B | B |  |
| XXXXX | 6000110986 | XXXXX |  |  | C | C | A | A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000110987 | XXXXX |  |  | A | N/A | C | N/A C |  | N/A | N/A | N/A | N/A | C | C | A | N/A | B | N/A B |  | N/A | N/A | N/A | N/A | B | N/A B |  |
| XXXXX | 6000110805 | XXXXX |  |  | C | N/A C | C | N/A C |  | N/A | N/A | N/A | N/A | C | C | A | N/A | B | N/A B |  | N/A | N/A | N/A | N/A | B | B |  |
| XXXXX | 6000110988 | XXXXX |  |  | C | N/A C | B | N/A B |  | A | A | N/A | A | C | C | A | N/A | B | N/A B |  | A | A | N/A | A | B | B |  |
| XXXXX | 6000110806 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000110807 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000110808 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | A | A | N/A | B | A | N/A B |  |
| XXXXX | 6000110809 | XXXXX |  |  | C | C | A | A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000110989 | XXXXX |  |  | C | N/A C | B | N/A B |  | N/A | N/A | N/A | N/A | C | C | A | N/A | B | N/A B |  | N/A | N/A | N/A | N/A | B | B |  |
| XXXXX | 6000110810 | XXXXX |  |  | C | N/A C | A | N/A |  | C A | C | N/A | C | C | C | A | N/A | A | N/A |  | A | A | N/A | B | A | B |  |
| XXXXX | 6000110811 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000111071 | XXXXX |  |  | C | N/A C | C | N/A C |  | N/A | N/A | N/A | N/A | C | C | B | N/A B | A | N/A |  | N/A | N/A | N/A | N/A | B | B |  |
| XXXXX | 6000111130 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000111092 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000111145 | XXXXX |  |  | C | N/A C | A | N/A |  | A | A | N/A | A | C | C | A | N/A | A | N/A |  | A | A | N/A | A | A | A |  |
| XXXXX | 6000110813 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000111075 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000111133 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000110814 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000111447 | XXXXX |  |  | A | N/A | A | N/A |  | C A | C | N/A | C | C A | C | A | N/A | A | N/A |  | A | A | N/A | B | A | B |  |
| XXXXX | 6000110815 | XXXXX |  |  | C | N/A C | C | N/A C |  | A | A | N/A | A | C | C | A | N/A | A | N/A |  | A | A | N/A | A | A | A |  |
| XXXXX | 6000110990 | XXXXX |  |  | A | N/A | A | N/A |  | C A | C | N/A | C | C A | C | A | N/A | A | N/A |  | A | A | N/A | B | A | B |  |
| XXXXX | 6000111446 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000110991 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000110994 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000111072 | XXXXX |  |  | C | N/A C | C | N/A C |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A B | N/A |  | N/A | N/A | N/A | N/A | A B | A |  |
| XXXXX | 6000110817 | XXXXX |  |  | C | N/A C | A | N/A |  | C A | C | N/A | C | C | C | A | N/A | A | N/A |  | A | A | N/A | B | A | B |  |
| XXXXX | 6000111445 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000110818 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000111149 | XXXXX |  |  | C | N/A C | B | N/A B |  | N/A | N/A | N/A | N/A | C | C | A | N/A | B | N/A B |  | N/A | N/A | N/A | N/A | B | B |  |
| XXXXX | 6000110819 | XXXXX |  |  | C | C | C | C |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A B | N/A |  | N/A | N/A | N/A | N/A | A B | A |  |
| XXXXX | 6000110995 | XXXXX |  |  | C | N/A C | C | N/A C |  | N/A | N/A | N/A | N/A | C | C | B | N/A B | A | N/A |  | N/A | N/A | N/A | N/A | B | B |  |
| XXXXX | 6000110820 | XXXXX |  |  | C | C | A | A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000110821 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A B | N/A |  | N/A | N/A | N/A | N/A | A B | A |  |
| XXXXX | 6000111087 | XXXXX |  |  | C | N/A C | B | N/A B |  | N/A | N/A | N/A | N/A | C | C | A | N/A | B | N/A B |  | A | A | N/A | A | B | B |  |
| XXXXX | 6000110826 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000110997 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000111179 | XXXXX |  |  | C | N/A C | C | N/A C |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A B | N/A |  | N/A | N/A | N/A | N/A | A B | A |  |
| XXXXX | 6000110828 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000111000 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000111101 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000111442 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000111441 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | B | N/A B | A | N/A |  | N/A | N/A | N/A | N/A | B | B |  |
| XXXXX | 6000110832 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000111128 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000110833 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000111162 | XXXXX |  |  | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000111006 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | N/A |  |
| XXXXX | 6000111069 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000111007 | XXXXX |  |  | A | N/A | A | N/A |  | C A | C | N/A | C | C A | C | A | N/A | A | N/A |  | A | A | N/A | B | A | B |  |
| XXXXX | 6000110834 | XXXXX |  |  | C | N/A C | C | N/A C |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000110835 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000111440 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000110837 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000111199 | XXXXX |  |  | C | N/A C | C | N/A C |  | N/A | N/A | N/A | N/A | C | C | A | N/A | B | N/A B |  | N/A | N/A | N/A | N/A | B | B |  |
| XXXXX | 6000110839 | XXXXX |  |  | C | N/A C | A | N/A |  | B A | A | N/A | A | C | C | A | N/A | A | N/A |  | B A | A | N/A | A | B A | A |  |
| XXXXX | 6000111178 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000110840 | XXXXX |  |  | C | N/A C | A | N/A |  | D A | D | N/A | D | D C | D | A | N/A | A | N/A |  | A | A | N/A | B | A | B |  |
| XXXXX | 6000110842 | XXXXX |  |  | C | N/A C | A | N/A |  | A | A | N/A | A | C | C | A | N/A | A | N/A |  | A | A | N/A | A | A | A |  |
| XXXXX | 6000110843 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000110845 | XXXXX |  |  | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000110846 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000111147 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000111439 | XXXXX |  |  | C | N/A C | C | N/A C |  | C A | C | N/A | C | C | C | A | N/A | A B | N/A |  | A | A | N/A | B | A B | B |  |
| XXXXX | 6000110847 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000111438 | XXXXX |  |  | C | N/A C | C | N/A C |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | N/A |  |
| XXXXX | 6000110848 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000111437 | XXXXX |  |  | C | N/A C | C | N/A C |  | N/A | N/A | N/A | N/A | C | C | B | N/A B | A | N/A |  | N/A | N/A | N/A | N/A | B | B |  |
| XXXXX | 6000110849 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000111436 | XXXXX |  |  | C | N/A C | C | N/A C |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A B | N/A |  | N/A | N/A | N/A | N/A | A B | A |  |
| XXXXX | 6000110851 | XXXXX |  |  | C | N/A C | A | N/A |  | A | A | N/A | A | C | C | A | N/A | A | N/A |  | A | A | N/A | A | A | A |  |
| XXXXX | 6000111009 | XXXXX |  |  | C | N/A C | C | N/A C |  | A | A | N/A | A | C | C | A | N/A | A B | N/A |  | A | A | N/A | A | A B | A |  |
| XXXXX | 6000111176 | XXXXX |  |  | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000110852 | XXXXX |  |  | C | N/A C | C | N/A C |  | A | A | N/A | A | C | C | A | N/A | B | N/A B |  | A | A | N/A | A | B | B |  |
| XXXXX | 6000111435 | XXXXX |  |  | C | N/A C | C | N/A C |  | A | A | N/A | A | C | C | A | N/A | A | N/A |  | A | A | N/A | A | A | A |  |
| XXXXX | 6000111010 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000110853 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000111434 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000111433 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000110855 | XXXXX |  |  | C | N/A C | B | N/A B |  | A | A | N/A | A | C | C | A | N/A | B | N/A B |  | A | A | N/A | A | B | B |  |
| XXXXX | 6000111012 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000110856 | XXXXX |  |  | A | N/A | C | N/A C |  | A | A | N/A | A | C | C | A | N/A | B | N/A B |  | A | A | N/A | A | B | B |  |
| XXXXX | 6000111432 | XXXXX |  |  | C | N/A C | C | N/A C |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A B | N/A |  | N/A | N/A | N/A | N/A | A B | A |  |
| XXXXX | 6000111198 | XXXXX |  |  | C | N/A C | A | N/A |  | C A | C | N/A | C | C | C | A | N/A | A | N/A |  | A | A | N/A | B | A | B |  |
| XXXXX | 6000111125 | XXXXX |  |  | C | N/A C | C | N/A C |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A B | N/A |  | N/A | N/A | N/A | N/A | A B | A |  |
| XXXXX | 6000111013 | XXXXX |  |  | C | N/A C | A | N/A |  | D A | D | N/A | D | D C | D | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000111188 | XXXXX |  |  | C | N/A C | C | N/A C |  | A | A | N/A | A | C | C | A | N/A | A | N/A |  | A | A | N/A | A | A | A |  |
| XXXXX | 6000111156 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000111187 | XXXXX |  |  | C | N/A C | B | N/A B |  | N/A | N/A | N/A | N/A | C | C | A | N/A | B | N/A B |  | N/A | N/A | N/A | N/A | B | B |  |
| XXXXX | 6000111186 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000110857 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000111124 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000111014 | XXXXX |  |  | C | N/A C | C | N/A C |  | N/A | N/A | N/A | N/A | C | C | A | N/A | B | N/A B |  | N/A | N/A | N/A | N/A | B | B |  |
| XXXXX | 6000110858 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000111015 | XXXXX |  |  | C | N/A C | B | N/A B |  | N/A | N/A | N/A | N/A | C | C | A | N/A | B | N/A B |  | N/A | N/A | N/A | N/A | B | B |  |
| XXXXX | 6000110859 | XXXXX |  |  | C | N/A C | C | N/A C |  | A | A | N/A | A | C | C | A | N/A | B | N/A B |  | A | A | N/A | A | B | B |  |
| XXXXX | 6000111131 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000111157 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000111431 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000111158 | XXXXX |  |  | C | N/A C | C | N/A C |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A B | N/A |  | N/A | N/A | N/A | N/A | A B | A |  |
| XXXXX | 6000111155 | XXXXX |  |  | C | N/A C | A | N/A |  | A | A | N/A | B | C | C | A | N/A | A | N/A |  | A | A | N/A | B | A | N/A B |  |
| XXXXX | 6000111154 | XXXXX |  |  | C | N/A C | B | N/A B |  | A | A | N/A | A | C | C | A | N/A | B | N/A B |  | A | A | N/A | A | B | B |  |
| XXXXX | 6000111016 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000111114 | XXXXX |  |  | C | N/A C | A | N/A |  | A | A | N/A | A | C | C | A | N/A | A | N/A |  | A | A | N/A | A | A | A |  |
| XXXXX | 6000110861 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000111139 | XXXXX |  |  | C | N/A C | C | N/A C |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000111151 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000111430 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000110862 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000111138 | XXXXX |  |  | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000111136 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000111429 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000111141 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000110863 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | N/A |  |
| XXXXX | 6000111428 | XXXXX |  |  | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000111427 | XXXXX |  |  | B | N/A B | A | N/A |  | N/A | N/A | N/A | N/A | B | B | B | N/A B | A | N/A |  | N/A | N/A | N/A | N/A | B | B |  |
| XXXXX | 6000111426 | XXXXX |  |  | C | N/A C | A | N/A |  | A | A | N/A | A | C | C | A | N/A | A | N/A |  | A | A | N/A | A | A | A |  |
| XXXXX | 6000111152 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000111425 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000111183 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000111424 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000111423 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000111184 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000111422 | XXXXX |  |  | C | N/A C | B | N/A B |  | A | A | N/A | A | C | C | A | N/A | B | N/A B |  | A | A | N/A | A | B | B |  |
| XXXXX | 6000111137 | XXXXX |  |  | C | N/A C | C | N/A C |  | D A | D | N/A | D | D C | D | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | N/A |  |
| XXXXX | 6000111168 | XXXXX |  |  | C | N/A C | C | N/A C |  | N/A | N/A | N/A | N/A | C | C | A | N/A | B | N/A B |  | N/A | N/A | N/A | N/A | B | B |  |
| XXXXX | 6000111421 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000111420 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000111419 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000111418 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000111104 | XXXXX |  |  | C | N/A C | A | N/A |  | N/A | N/A | N/A | N/A | C | C | A | N/A | A | N/A |  | N/A | N/A | N/A | N/A | A | A |  |

---

## Exhibit 99.01

**Exhibit 99.01 Schedule 2**

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| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **SitusAMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Loan Exception ID** | **Exception Date** | **Exception Type** | **Exception Category** | **Exception Subcategory** | **15E Category** | **Exception** | **Exception Detail** | **Exception Information** | **Compensating Factors** | **Compensating Factor Information** | **Applying Party** | **Follow-up Comments** | **Cleared Date** | **Cured Date** | **Waived Date** | **Exception Level Grade** | **DBRS Initial Exception Rating** | **DBRS Final Exception Rating** | **Kroll Initial Exception Rating** | **Kroll Final Exception Rating** | **S&P Initial Exception Rating** | **S&P Final Exception Rating** | **Note Date** | **Property State** | **Occupancy** | **Purpose** | **Exception Remediation** | **Originator QM ATR Status** | **TPR QM ATR Status** | **Is Curable** |
| XXXXX | 4000017901 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | VVOE dated post closing. |  |  |  | Reviewer Comment (2023-09-21): Accepted as is per client |  |  |  | 3 | B | B C | B | B C | B | B |  | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Non QM | ATR Fail | Yes |
| XXXXX | 4000017901 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - W-2 | Ability to Repay (Dodd-Frank 2014): Unable to verify current Wages/W-2 employment status using reasonably reliable third-party records. | VVOE dated post closing. |  |  |  | Reviewer Comment (2023-09-21): Accepted as is per client |  |  |  | 3 | C | C | C | C | C | C |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | ATR Fail | No |
| XXXXX | 4000017901 | XXXXX |  | XXXXX |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2023-09-18): Accepted as is. |  |  |  | 2 | B | B | B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | ATR Fail | No |
| XXXXX | 4000017901 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: 325 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-03-26): Accepted as is. |  |  | 03/26/2026 | 2 |  | N/A |  | N/A |  |  |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | ATR Fail | No |
| XXXXX | 4000017900 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  | Verification of Employment is not within XXXX business days of Note. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-03-11): Client elects to waive<br>Reviewer Comment (2026-03-11): Re-opened<br>Reviewer Comment (2023-09-21): Accepted as is per client |  |  | 03/11/2026 | 2 | C | B C | C | B C | C | B |  | CA | Primary | Refinance - Cash-out - Home Improvement | C B A | Non QM | Non QM | No |
| XXXXX | 4000017900 | XXXXX |  | XXXXX |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2023-09-15): Accepted as is. |  |  |  | 2 | B | B | B | B | B | B |  | CA | Primary | Refinance - Cash-out - Home Improvement | C B A | Non QM | Non QM | No |
| XXXXX | 6000091522 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2023-12-13): Accepted as is based on XXXX requirements have been met. |  |  |  | 2 | D | N/A | N/A | N/A D | D |  |  | PA | Primary | Refinance - Cash-out - Home Improvement | D B A C | Non QM | Higher Priced QM (APOR) | No |
| XXXXX | 6000091522 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of XXXX% or Final Disclosure APR of XXXX% is equal to or greater than the threshold of APOR XXXX% + XXXX%, or XXXX%. Non-Compliant Higher Priced Mortgage Loan. |  |  |  |  | Reviewer Comment (2024-01-05): Received, Clearing.<br>Reviewer Comment (2023-12-20): Non-compliant is due to the appraisal with physical inspection was not completed per HMPL requirements.<br>Seller Comment (2023-12-20): We show this loan is QM eligible and passes all QM pts and fees tests. HPCT = Presumption of Compliance<br>The loan's (XXXX) APR equals or exceeds the Regulation Z Section XXXX Higher-Priced Covered Transaction threshold of (XXXX), which is the comparable average prime offer rate of (XXXX) plus XXXX. The System used the following date to perform the APOR index lookup (XXXX). (XXXX CFR XXXX(b)(XXXX); XXXX(e)(1)) | 01/05/2024 |  |  | 1 | C | A C | C | A C | C | A |  | PA | Primary | Refinance - Cash-out - Home Improvement | D B A C | Non QM | Higher Priced QM (APOR) | No |
| XXXXX | 6000091522 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Appraisal - Did Not Physically Visit) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Appraisal not obtained by physical visit to property. |  |  |  |  | Reviewer Comment (2024-01-05): Received, Clearing.<br>Seller Comment (2024-01-02): "We agree the loan is HPML, however it's also QM which excepts them from the appraisal requirement under HPML. <br>§ XXXX Exemptions. Unless otherwise specified, the requirements in paragraph (c)(3) through (6) of this section do not apply to the following types of transactions:<br> (i) A loan that satisfies the criteria of a qualified mortgage as defined pursuant to XXXX U.S.C. XXXX;" | 01/05/2024 |  |  | 1 | C | A C | C | A C | C | A |  | PA | Primary | Refinance - Cash-out - Home Improvement | D B A C | Non QM | Higher Priced QM (APOR) | No |
| XXXXX | 6000091522 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure - 1026.19(f)(2) Cure | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Title - Recording Service Fee. Fee Amount of $XXXX exceeds tolerance of $XXXX. Sufficient or excess cure was provided to the borrower. | Sufficient cure and principal reduction credit within XXXX days of closing prior to reporting. |  |  |  | Reviewer Comment (2023-12-15): Sufficient Cure Provided within XXXX Days of Closing |  | 12/15/2023 |  | 1 |  | A |  | A |  | A |  | PA | Primary | Refinance - Cash-out - Home Improvement | Provide the following: Letter of Explanation notifying borrower or error, Copy of Refund Check/Evidence of Principal Reduction, Corrected CD, and Proof of Delivery (if refund is over $35) B A | Non QM | Higher Priced QM (APOR) | Yes |
| XXXXX | 6000091522 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure - 1026.19(f)(2) Cure | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Title - Settlement / Closing / Escrow Fee. Fee Amount of $XXXX exceeds tolerance of $XXXX. Sufficient or excess cure was provided to the borrower. | Sufficient cure and principal reduction credit within XXXX days of closing prior to reporting. |  |  |  | Reviewer Comment (2023-12-15): Sufficient Cure Provided within XXXX Days of Closing |  | 12/15/2023 |  | 1 |  | A |  | A |  | A |  | PA | Primary | Refinance - Cash-out - Home Improvement | Provide the following: Letter of Explanation notifying borrower or error, Copy of Refund Check/Evidence of Principal Reduction, Corrected CD, and Proof of Delivery (if refund is over $35) B A | Non QM | Higher Priced QM (APOR) | Yes |
| XXXXX | 6000091522 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (APOR) matches the Due Diligence Loan Designation of Higher Priced QM (APOR). | Restated. |  |  |  | Reviewer Comment (2024-01-05): Accepted as is. |  |  |  | 2 |  | A B |  | B |  | A |  | PA | Primary | Refinance - Cash-out - Home Improvement | D B A C | Non QM | Higher Priced QM (APOR) | No |
| XXXXX | 6000091524 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No secondary valuation was provided. Sec ID: 56 | Note Date: ___; Lien Position: ___ | The supporting secondary valuation is missing |  |  |  | Reviewer Comment (2023-12-13): Accepted as is based on XXXX requirements have been met. |  |  |  | 2 | D | N/A | N/A | N/A D | D |  |  | CA | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Higher Priced QM (APOR) | No |
| XXXXX | 6000091524 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of XXXX% or Final Disclosure APR of XXXX% is equal to or greater than the threshold of APOR XXXX% + XXXX%, or XXXX%. Non-Compliant Higher Priced Mortgage Loan. | APR on subject loan of XXXX% or Final Disclosure APR of XXXX% is equal to or greater than the threshold of APOR XXXX% +XXXX%, or XXXX%. Non-Compliant Higher Priced Mortgage Loan. |  |  |  | Reviewer Comment (2024-01-05): Restated.<br>Reviewer Comment (2023-12-20): Non-compliant is due to the appraisal with physical inspection was not completed per HMPL requirements.<br>Seller Comment (2023-12-20): We show this loan is QM eligible and passes all QM pts and fees tests. HPCT = Presumption of Compliance<br>The loan's (XXXX) APR equals or exceeds the Regulation Z Section XXXX Higher-Priced Covered Transaction threshold of (XXXX), which is the comparable average prime offer rate of (XXXX) plus 3.5. The System used the following date to perform the APOR index lookup (XXXX). (12 CFR XXXX(b)(4); XXXX(e)(1))" | 01/05/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Higher Priced QM (APOR) | No |
| XXXXX | 6000091524 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Appraisal - Did Not Physically Visit) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Appraisal not obtained by physical visit to property. |  |  |  |  | Reviewer Comment (2024-01-05): Restated.<br>Seller Comment (2024-01-02): "We agree the loan is HPML, however it's also QM which excepts them from the appraisal requirement under HPML. <br>§ XXXX(c)(2) Exemptions. Unless otherwise specified, the requirements in paragraph (c)(3) through (6) of this section do not apply to the following types of transactions:<br> (i) A loan that satisfies the criteria of a qualified mortgage as defined pursuant to XXXX U.S.C. XXXXc;" | 01/05/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Higher Priced QM (APOR) | No |
| XXXXX | 6000091524 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $XXXX exceeds tolerance of $XXXX plus XXXX% or $XXXX. Insufficient or no cure was provided to the borrower. | Ten Percent Fee Tolerance exceeded. Recording fee $134.00 disclosed on the initial Loan Estimate increased on the Final Closing disclosure to $254.00. No Valid Change of Circumstance or cure provided to the borrower. |  |  |  | Reviewer Comment (2024-01-23): XXXX received PCCD, Letter of Explanation and Payment history for the evidence of Principal Reduction prior to the date of discovery resulting in a cleared the exception.<br>Seller Comment (2024-01-22): The Finance Charge on Final Disclosure provided XXXX of $XXXX, has remain unchanged on all Post Consummation<br> Closing Disclosures. Agree that Ten Percent Fee Tolerance was exceeded. The amount was cured on XXXX | 01/23/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Higher Priced QM (APOR) | Yes |
| XXXXX | 6000091524 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (APOR) matches the Due Diligence Loan Designation of Higher Priced QM (APOR). | Restated. |  |  |  | Reviewer Comment (2024-01-05): Accepted as is. |  |  |  | 2 |  | A B |  | B |  | A |  | CA | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Higher Priced QM (APOR) | No |
| XXXXX | 6000091524 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Ten Percent Tolerance Violation With Sufficient Cure - 1026.19(f)(2) Cure | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $XXXX exceeds tolerance of $XXXX plus XXXX% or $XXXX. Sufficient or excess cure was provided to the borrower. |  |  |  |  | Reviewer Comment (2024-01-23): Sufficient Cure Provided within XXXX Days of Closing |  | 01/23/2024 |  | 1 |  | A |  | A |  | A |  | CA | Primary | Refinance - Cash-out - Other | Provide the following: Letter of Explanation notifying borrower or error, Copy of Refund Check/Evidence of Principal Reduction, Corrected CD, and Proof of Delivery (if refund is over $35) B A | Non QM | Higher Priced QM (APOR) | Yes |
| XXXXX | 6000091526 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No secondary valuation was provided. Sec ID: 56 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2023-12-13): Accepted as is based on XXXX requirements have been met. |  |  |  | 2 | D | N/A | N/A | N/A D | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 6000091526 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Title - Settlement / Closing / Escrow Fee. Fee Amount of $XXXXexceeds tolerance of $XXXX. Insufficient or no cure was provided to the borrower. | XXXX% tolerance was exceeded by $XXXXdue to Title Settlement Fee was not disclosed on the initial Loan Estimate and No valid Change Of Circumstance or sufficient cure was provided to the borrower. |  |  |  | Reviewer Comment (2023-12-25): XXXX received PCCD, LOE and payment history.<br>Seller Comment (2023-12-22): See attached PCCD crediting XXXX back to customer for exceeding legal limits.<br>Reviewer Comment (2023-12-21): XXXX received Changed Circumstance dated XXXX which is already available in initial package, but it does not give sufficient information on why the settlement fee was increased. In order to determine if the changed circumstance is valid more information is necessary on reason fee added and when lender became aware of the change. A valid Changed Circumstance or cure is required. Cure consists of Corrected CD, LOE to borrower, proof of mailing and copy of refund check.<br>Seller Comment (2023-12-20): See redisclosed Loan Estimate and Change of Circumstance letter disclosing change in fees. | 12/25/2023 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| XXXXX | 6000091526 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure - 1026.19(f)(2) Cure | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Title - Settlement / Closing / Escrow Fee. Fee Amount of $XXXX exceeds tolerance of $XXXX. Sufficient or excess cure was provided to the borrower. | Sufficient cure provided at closing. |  |  |  | Reviewer Comment (2023-12-25): Sufficient Cure Provided within 60 Days of Closing |  | 12/25/2023 |  | 1 |  | A |  | A |  | A |  | CA | Primary | Refinance - Cash-out - Other | Provide the following: Letter of Explanation notifying borrower or error, Copy of Refund Check/Evidence of Principal Reduction, Corrected CD, and Proof of Delivery (if refund is over $35) A | Non QM | Non QM | Yes |
| XXXXX | 6000091527 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of XXXX% or Final Disclosure APR of XXXX% is equal to or greater than the threshold of APOR XXXX% + XXXX%, or XXXX%. Non-Compliant Higher Priced Mortgage Loan. | APR on subject loan of XXXX% or Final Disclosure APR of XXXX% is equal to or greater than the threshold of APOR XXXX% + XXXX%, or XXXX%. Non-Compliant Higher Priced Mortgage Loan. |  |  |  | Reviewer Comment (2024-01-05): Restated | 01/05/2024 |  |  | 1 | C | A C | C | A C | C | A |  | UT | Primary | Refinance - Cash-out - Other | C B A | Non QM | Higher Priced QM (APOR) | No |
| XXXXX | 6000091527 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Appraisal - Did Not Physically Visit) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Appraisal not obtained by physical visit to property. | Appraisal not obtained by physical visit to property., however AVM & Form XXXX Exterior Appraisal Report Provided. |  |  |  | Reviewer Comment (2024-01-05): Restated<br>Seller Comment (2024-01-02): "We agree the loan is HPML, however it's also QM which excepts them from the appraisal requirement under HPML. <br>§ XXXX(c)(3)(i) In general. Except as provided in paragraph (c)(2) of this section, a creditor shall not extend a higher-priced mortgage loan to a consumer without obtaining, prior to consummation, a written appraisal of the property to be mortgaged. The appraisal must be performed by a certified or licensed appraiser who conducts a physical visit of the interior of the property that will secure the transaction.<br>§ XXXX(c)(2) Exemptions. Unless otherwise specified, the requirements in paragraph (c)(3) through (6) of this section do not apply to the following types of transactions:<br> (i) A loan that satisfies the criteria of a qualified mortgage as defined pursuant to 15 U.S.C. XXXX;" | 01/05/2024 |  |  | 1 | C | A C | C | A C | C | A |  | UT | Primary | Refinance - Cash-out - Other | C B A | Non QM | Higher Priced QM (APOR) | No |
| XXXXX | 6000091527 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (APOR) matches the Due Diligence Loan Designation of Higher Priced QM (APOR). | Restated |  |  |  | Reviewer Comment (2024-01-05): Accepted as is. |  |  |  | 2 |  | A B |  | B |  | A |  | UT | Primary | Refinance - Cash-out - Other | C B A | Non QM | Higher Priced QM (APOR) | No |
| XXXXX | 6000091528 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No secondary valuation was provided. Sec ID: 56 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2023-12-13): Accepted as is based on XXXX and XXXX requirements have been met. |  |  |  | 2 | D | N/A | N/A | N/A D | D |  |  | MO | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 6000091528 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure - 1026.19(f)(2) Cure | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Title - Recording Service Fee. Fee Amount of $XXXX exceeds tolerance of $XXXX. Sufficient or excess cure was provided to the borrower. | Sufficient cure within 60 days of closing prior to reporting |  |  |  | Reviewer Comment (2023-12-15): Sufficient Cure Provided within XXXX Days of Closing |  | 12/15/2023 |  | 1 |  | A |  | A |  | A |  | MO | Primary | Refinance - Cash-out - Other | Provide the following: Letter of Explanation notifying borrower or error, Copy of Refund Check/Evidence of Principal Reduction, Corrected CD, and Proof of Delivery (if refund is over $35) A | Non QM | Non QM | Yes |
| XXXXX | 6000091528 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure - 1026.19(f)(2) Cure | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Title - Settlement / Closing / Escrow Fee. Fee Amount of $XXXX exceeds tolerance of $XXXX. Sufficient or excess cure was provided to the borrower. | Sufficient cure within 60 days of closing prior to reporting |  |  |  | Reviewer Comment (2023-12-15): Sufficient Cure Provided within XXXX Days of Closing |  | 12/15/2023 |  | 1 |  | A |  | A |  | A |  | MO | Primary | Refinance - Cash-out - Other | Provide the following: Letter of Explanation notifying borrower or error, Copy of Refund Check/Evidence of Principal Reduction, Corrected CD, and Proof of Delivery (if refund is over $35) A | Non QM | Non QM | Yes |
| XXXXX | 6000091529 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Title - Settlement / Closing / Escrow Fee. Fee Amount of $XXXX exceeds tolerance of $XXXX. Insufficient or no cure was provided to the borrower. | Title - Settlement / Closing / Escrow Fee was disclosed on initial Loan estimate as $XXXX but disclosed but final Closing Disclosure $XXXX. File does not contain a valid COC for this fee, nor evidence of cure is provided in file. |  |  |  | Reviewer Comment (2024-01-23): XXXX received attestation from title company for fee name confirmation along with payment history.<br>Seller Comment (2024-01-22): A tolerance cure was provided XXXX, see attached cure documentation.<br> Nationstar attests that "Title - Settlement Fee" is the same service as "Title - Disbursement Fee" and for the purpose of the<br> RESPA Tolerance audit, used as the same name.<br>Reviewer Comment (2023-12-21): XXXX Provide letter of attestation that Title - Disbursement fee and Title Settlement fee are same.<br>Seller Comment (2023-12-20): See attached PCCD, from the loan file, reflecting PBR for fee tolerance violations. The initial LE reflected a Title Disbursement Fee totaling $XXXX. That was taken into consideration when reconciling fees against the new Title Settlement fee of XXXX. This is due to Title Co's changing and them using different fee names. | 01/23/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CO | Primary | Refinance - Cash-out - Home Improvement | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| XXXXX | 6000091529 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-09-04): Accepted as is based on meeting two RAs requirements.<br>Reviewer Comment (2024-09-04): .<br>Reviewer Comment (2023-12-12): Secondary valuation not required |  |  |  | 2 | D | N/A | N/A | N/A D | D |  |  | CO | Primary | Refinance - Cash-out - Home Improvement | D A C | Non QM | Non QM | No |
| XXXXX | 6000091529 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure - 1026.19(f)(2) Cure | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Title - Recording Service Fee. Fee Amount of $XXXXexceeds tolerance of $XXXX Sufficient or excess cure was provided to the borrower. | Sufficient cure provided. Full cure amount for tolerance violation was provided at or before closing (on final CD) resulting in a cleared exception. |  |  |  | Reviewer Comment (2024-01-23): Sufficient Cure Provided within XXXX Days of Closing |  | 01/23/2024 |  | 1 |  | A |  | A |  | A |  | CO | Primary | Refinance - Cash-out - Home Improvement | Provide the following: Letter of Explanation notifying borrower or error, Copy of Refund Check/Evidence of Principal Reduction, Corrected CD, and Proof of Delivery (if refund is over $35) A | Non QM | Non QM | Yes |
| XXXXX | 6000091529 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure - 1026.19(f)(2) Cure | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Title - Settlement / Closing / Escrow Fee. Fee Amount of $XXXXexceeds tolerance of $XXXX. Sufficient or excess cure was provided to the borrower. | Sufficient cure provided. Full cure amount for tolerance violation was provided at or before closing (on final CD) resulting in a cleared exception. |  |  |  | Reviewer Comment (2024-01-23): Sufficient Cure Provided within XXXX Days of Closing |  | 01/23/2024 |  | 1 |  | A |  | A |  | A |  | CO | Primary | Refinance - Cash-out - Home Improvement | Provide the following: Letter of Explanation notifying borrower or error, Copy of Refund Check/Evidence of Principal Reduction, Corrected CD, and Proof of Delivery (if refund is over $35) A | Non QM | Non QM | Yes |
| XXXXX | 6000091530 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The supporting secondary valuation is missing. |  |  |  | Reviewer Comment (2023-12-13): Accepted as is based on XXXX and XXXX requirements have been met. |  |  |  | 2 | D | N/A | N/A | N/A D | D |  |  | NH | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Higher Priced QM (APOR) | No |
| XXXXX | 6000091530 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of XXXX% or Final Disclosure APR of XXXX% is equal to or greater than the threshold of APOR XXXX% + XXXX%, or XXXX%. Non-Compliant Higher Priced Mortgage Loan. | APR on subject loan of XXXX% or Final Disclosure APR of XXXX% is equal to or greater than the threshold of APOR XXXX% + XXXX%, or XXXX%. |  |  |  | Reviewer Comment (2024-01-05): Restated | 01/05/2024 |  |  | 1 | C | A C | C | A C | C | A |  | NH | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Higher Priced QM (APOR) | No |
| XXXXX | 6000091530 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Appraisal - Did Not Physically Visit) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Appraisal not obtained by physical visit to property. |  |  |  |  | Reviewer Comment (2024-01-05): Restated<br>Seller Comment (2024-01-02): "We agree the loan is HPML, however it's also QM which excepts them from the appraisal requirement under HPML. <br>§ XXXX(c)(3)(i) In general. Except as provided in paragraph (c)(2) of this section, a creditor shall not extend a higher-priced mortgage loan to a consumer without obtaining, prior to consummation, a written appraisal of the property to be mortgaged. The appraisal must be performed by a certified or licensed appraiser who conducts a physical visit of the interior of the property that will secure the transaction.<br>§ XXXX(c)(2) Exemptions. Unless otherwise specified, the requirements in paragraph (c)(3) through (6) of this section do not apply to the following types of transactions:<br> (i) A loan that satisfies the criteria of a qualified mortgage as defined pursuant to 15 U.S.C. XXXXc;" | 01/05/2024 |  |  | 1 | C | A C | C | A C | C | A |  | NH | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Higher Priced QM (APOR) | No |
| XXXXX | 6000091530 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TIL HPML Appraisal Disclosure - HPML Timing | HPML - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure within XXXX days of the loan application date. | File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure within XXXX days of the loan application date. |  |  |  | Reviewer Comment (2024-01-05): Restated<br>Reviewer Comment (2023-12-22): XXXX received eSign process summary. However, the Initial application date was XXXX and electronic consent & signning would need completed on 9-16-23. In the event the consumer had not provided and accepted eConsent by 3 business days from application, then the lender should have sent the consumer the Loan Estimate through another means in accordance with the official interpretation reflected in Comment 19(e)(1)(iv)-2. The failure to obtain proper consent is the equivalent of the disclosures never being sent. Provide proof borrower was sent Initial LE via other means than electronic delivery, as the e-consent was over 3 business days and acknowledged over 3 business days. The LE would not have been provided electronically if borrower had not e-consented with the 3 business days after application.<br>Seller Comment (2023-12-20): See attached audit log showing customer reviewed the Appraisal disclosure on XXXX. | 01/05/2024 |  |  | 1 | C | A C | C | A C | C | A |  | NH | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Higher Priced QM (APOR) | No |
| XXXXX | 6000091530 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Loan Estimate Timing Electronically Provided | TILA-RESPA Integrated Disclosure: Loan Estimate not delivered or placed in the mail to Borrower(s) within three (3) business days of application. | Application Date: XXXX and document deliver to borrower XXXX and acknowledged XXXX |  |  |  | Reviewer Comment (2024-01-23): XXXX received e-consent dated XXXX suffice.<br>Seller Comment (2024-01-22): As defined by XXXX CFR XXXX(a)(6), XXXX is exactly three general business days after the application date of XXXX. The initial Loan Estimate was provided timely<br>Reviewer Comment (2023-12-21): XXXX received e-consent for XXXX. The timing for the LE under § XXXX(e)(1)(iii) is three business days from application. In the event a mortgage broker receives the six pieces of information that constitute an application, the timing will start from the time the broker receives the application under § XXXX(e)(1)(ii). As a result, the timing for the initial LE on wholesale loans is the earlier of the creditor or broker application date. On this loan, the LE should have been issued within 3 business days of the application date of XXXX. Please provide LE and e-consent within XXXX days of application dated XXXX.<br>Seller Comment (2023-12-20): See attached audit log showing customer reviewed the initial LE disclosure on XXXX. | 01/23/2024 |  |  | 1 | C | A C | C | A C | C | A |  | NH | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Higher Priced QM (APOR) | No |
| XXXXX | 6000091530 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (APOR) matches the Due Diligence Loan Designation of Higher Priced QM (APOR). | Restated |  |  |  | Reviewer Comment (2024-01-05): Accepted as is. |  |  |  | 2 |  | A B |  | B |  | A |  | NH | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Higher Priced QM (APOR) | No |
| XXXXX | 6000091531 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  | The subject property is located in a FEMA Disaster area. A post-disaster inspection verifying there was no damage to the subject property is required. |  |  |  | Reviewer Comment (2023-12-26): Received, Clearing. | 12/26/2023 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 6000091531 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-09-04): Accepted as is based on meeting two RAs requirements.<br>Reviewer Comment (2024-09-04): .<br>Reviewer Comment (2023-12-12): Secondary valuation is not required |  |  |  | 2 | D | N/A | N/A | N/A D | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 6000091532 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No secondary valuation was provided. Sec ID: 56 | Note Date: ___; Lien Position: ___ | XXXX is provided in this loan file. |  |  |  | Reviewer Comment (2024-09-04): Accepted as is based on meeting two RAs requirements.<br>Reviewer Comment (2024-09-04): .<br>Reviewer Comment (2023-12-12): Secondary valuation is not required. |  |  |  | 2 | D | N/A | N/A | N/A D | D |  |  | WA | Primary | Refinance - Cash-out - Home Improvement | D B A C | Non QM | Higher Priced QM (APOR) | No |
| XXXXX | 6000091532 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of XXXX% or Final Disclosure APR of XXXX% is equal to or greater than the threshold of APOR XXXX% + XXXX%, or XXXX%. Non-Compliant Higher Priced Mortgage Loan. | APR on subject loan of XXXX% or Final Disclosure APR of XXXX% is equal to or greater than the threshold of APOR XXXX% + XXXX%, or XXXX%. Non-Compliant Higher Priced Mortgage Loan. |  |  |  | Reviewer Comment (2024-01-05): Restated.<br>Seller Comment (2024-01-05): We agree this loan is HPML, but we also show it's QM eligible under Presumption of Compliance. | 01/05/2024 |  |  | 1 | C | A C | C | A C | C | A |  | WA | Primary | Refinance - Cash-out - Home Improvement | D B A C | Non QM | Higher Priced QM (APOR) | No |
| XXXXX | 6000091532 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (APOR) matches the Due Diligence Loan Designation of XXXX). | Restated. |  |  |  | Reviewer Comment (2024-01-05): Accepted as is. |  |  |  | 2 |  | A B |  | B |  | A |  | WA | Primary | Refinance - Cash-out - Home Improvement | D B A C | Non QM | Higher Priced QM (APOR) | No |
| XXXXX | 6000091536 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required as AVM Value is supported. |  |  |  | Reviewer Comment (2024-09-04): Accepted as is based on meeting two RAs requirements.<br>Reviewer Comment (2024-09-04): .<br>Reviewer Comment (2023-12-12): Secondary valuation is not required |  |  |  | 2 | D | N/A | N/A | N/A D | D |  |  | CA | Primary | Refinance - Cash-out - Home Improvement | D A | Non QM | Non QM | No |
| XXXXX | 6000091537 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal from prior transaction was in file. No secondary valuation was provided. Sec ID: 49 |  | Missing secondary valuation. CU Score: 2.6; LCA Score: 3.5. |  |  |  | Reviewer Comment (2026-03-25): Clearing for updated.<br>Reviewer Comment (2026-03-25): .<br>Reviewer Comment (2023-12-13): Accepted as is based on XXXX and XXXX requirements have been met. | 03/25/2026 |  |  | 1 | D | A | N/A | A D | D | A |  | CO | Primary | Refinance - Cash-out - Home Improvement | D A | Non QM | Non QM | No |
| XXXXX | 6000091537 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: 128 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-03-26): Received, Clearing. | 03/26/2026 |  |  | 1 |  | A |  | A |  | A |  | CO | Primary | Refinance - Cash-out - Home Improvement | D A | Non QM | Non QM | No |
| XXXXX | 6000091538 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Revised Loan Estimate Issue and Received Date > Closing Disclosure Issue and Received Date | TILA-RESPA Integrated Disclosure: Revised Loan Estimate provided on or after the date the Closing Disclosure was provided. (The Revised Loan Estimate was received on or after the Closing Disclosure.) | Revised Loan Estimate provided on or after the date the Closing Disclosure was provided |  |  |  | Reviewer Comment (2024-01-29): XXXX received lender attestation that XXXX LE's were cancelled and never issued to borrower.<br>Seller Comment (2024-01-25): Attestation attached.<br>Reviewer Comment (2024-01-24): XXXX received historical report that a XXXX disclosure was cancelled. However, there is also a XXXX CD. Information does not confirm which disclosure was cancelled. Please provide a Lender Attestation confirming specifically which disclosure was cancelled and also must attest that disclosure was never issued to borrower.<br>Seller Comment (2024-01-22): The LE on XXXX was cancelled shortly after creation. See the attached with a cancellation date of XXXX.<br>Reviewer Comment (2023-12-22): XXXX received electronic receipt of package. However, the issue is that the final LE is dated XXXX, Doc ID #294, and the Initial CD dated XXXX (see doc ID 0020) and is signed on XXXX and there is also a XXXX CD, see doc ID 0097 which are both issued on or before the final LE. Please confirm your disclosures, history and receipt. The electronic evidence provided does not state if it is for an LE or a CD. If a disclosure was not issued to borrower, XXXX requires a Lender Attestation document that specifies any disclosure(s) and identifying of the disclosure, an explanation on why the disclosure was included in loan package for testing and if not disclosed to borrower, attesting that borrower was never issued or disclosed the disclosure(s) in question. XXXX can then retest if no information in file reflects a disclosure was provided to borrower.<br>Seller Comment (2023-12-20): The revised LE was e sent to the customer and reviewed on XXXX. See attached audit log. | 01/29/2024 |  |  | 1 | C | A C | C | A C | C | A |  | FL | Primary | Refinance - Cash-out - Other | No Defined Cure A | Non QM | Non QM | No |
| XXXXX | 6000091538 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Settlement Service Provider Status | TILA-RESPA Integrated Disclosure: Borrower not provided with list of service providers. | Borrower not provided with list of service providers. |  |  |  | Reviewer Comment (2024-01-29): XXXX received lender attestation that XXXX LE never disclosed to borrower. | 01/29/2024 |  |  | 1 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | No Defined Cure A | Non QM | Non QM | No |
| XXXXX | 6000091538 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No secondary valuation was provided. Sec ID: 56 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2023-12-13): Accepted as is based on XXXX and XXXX requirements have been met. |  |  |  | 2 | D | N/A | N/A | N/A D | D |  |  | FL | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 6000091539 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure - 1026.19(f)(2) Cure | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Title - Recording Service Fee. Fee Amount of $XXXX exceeds tolerance of $XXXX. Sufficient or excess cure was provided to the borrower. |  |  |  |  | Reviewer Comment (2023-12-21): Sufficient Cure Provided within 60 Days of Closing |  | 12/21/2023 |  | 1 |  | A |  | A |  | A |  | CO | Primary | Refinance - Cash-out - Home Improvement | Provide the following: Letter of Explanation notifying borrower or error, Copy of Refund Check/Evidence of Principal Reduction, Corrected CD, and Proof of Delivery (if refund is over $35) A | Non QM | Non QM | Yes |
| XXXXX | 6000091540 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of XXXX% or Final Disclosure APR of XXXX% is equal to or greater than the threshold of APOR XXXX% + XXXX%, or XXXX%. Non-Compliant Higher Priced Mortgage Loan. | Loan is non-compliant HPML due to missing evidence of appraisal delivery three days prior to closing. |  |  |  | Reviewer Comment (2024-01-05): Restated. | 01/05/2024 |  |  | 1 | C | A C | C | A C | C | A |  | IL | Primary | Refinance - Cash-out - Other | C B A | Non QM | Higher Priced QM (APOR) | No |
| XXXXX | 6000091540 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Appraisal - Did Not Physically Visit) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Appraisal not obtained by physical visit to property. |  |  |  |  | Reviewer Comment (2024-01-05): Restated.<br>Seller Comment (2024-01-02): "We agree the loan is HPML, however it's also QM which excepts them from the appraisal requirement under HPML. <br>XXXX(c)(3)(i) In general. Except as provided in paragraph (c)(2) of this section, a creditor shall not extend a higher-priced mortgage loan to a consumer without obtaining, prior to consummation, a written appraisal of the property to be mortgaged. The appraisal must be performed by a certified or licensed appraiser who conducts a physical visit of the interior of the property that will secure the transaction.<br>XXXX(c)(2) Exemptions. Unless otherwise specified, the requirements in paragraph (c)(3) through (6) of this section do not apply to the following types of transactions:<br> (i) A loan that satisfies the criteria of a qualified mortgage as defined pursuant to 15 U.S.C. XXXXc;" | 01/05/2024 |  |  | 1 | C | A C | C | A C | C | A |  | IL | Primary | Refinance - Cash-out - Other | C B A | Non QM | Higher Priced QM (APOR) | No |
| XXXXX | 6000091540 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (APOR) matches the Due Diligence Loan Designation of XXXX. | Restated. |  |  |  | Reviewer Comment (2024-01-05): Accepted as is. |  |  |  | 2 |  | A B |  | B |  | A |  | IL | Primary | Refinance - Cash-out - Other | C B A | Non QM | Higher Priced QM (APOR) | No |
| XXXXX | 6000091541 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of XXXX% or Final Disclosure APR of XXXX% is equal to or greater than the threshold of APOR XXXX% + XXXX%, or XXXX%. Non-Compliant Higher Priced Mortgage Loan. |  |  |  |  | Reviewer Comment (2024-01-05): Restated. | 01/05/2024 |  |  | 1 | C | A C | C | A C | C | A |  | NC | Primary | Refinance - Cash-out - Debt Consolidation | D B A C | Non QM | Higher Priced QM (APOR) | No |
| XXXXX | 6000091541 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Appraisal - Did Not Physically Visit) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Appraisal not obtained by physical visit to property. | Accepetable AVM is in file. |  |  |  | Reviewer Comment (2024-01-05): Restated.<br>Seller Comment (2024-01-02): "We agree the loan is HPML, however it's also QM which excepts them from the appraisal requirement under HPML. <br> XXXX(c)(3)(i) In general. Except as provided in paragraph (c)(2) of this section, a creditor shall not extend a higher-priced mortgage loan to a consumer without obtaining, prior to consummation, a written appraisal of the property to be mortgaged. The appraisal must be performed by a certified or licensed appraiser who conducts a physical visit of the interior of the property that will secure the transaction.<br>XXXX(c)(2) Exemptions. Unless otherwise specified, the requirements in paragraph (c)(3) through (6) of this section do not apply to the following types of transactions:<br> (i) A loan that satisfies the criteria of a qualified mortgage as defined pursuant to 15 U.S.C. XXXXc;" | 01/05/2024 |  |  | 1 | C | A C | C | A C | C | A |  | NC | Primary | Refinance - Cash-out - Debt Consolidation | D B A C | Non QM | Higher Priced QM (APOR) | No |
| XXXXX | 6000091541 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2023-12-13): Accepted as is based on XXXX requirements have been met. |  |  |  | 2 | D | N/A | N/A | N/A D | D |  |  | NC | Primary | Refinance - Cash-out - Debt Consolidation | D B A C | Non QM | Higher Priced QM (APOR) | No |
| XXXXX | 6000091541 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (APOR) matches the Due Diligence Loan Designation of XXXX. | Restated. |  |  |  | Reviewer Comment (2024-01-05): Accepted as is. |  |  |  | 2 |  | A B |  | B |  | A |  | NC | Primary | Refinance - Cash-out - Debt Consolidation | D B A C | Non QM | Higher Priced QM (APOR) | No |
| XXXXX | 6000091543 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2023-12-13): Accepted as is based on XXXX requirements have been met. |  |  |  | 2 | D | N/A | N/A | N/A D | D |  |  | UT | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 6000091543 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of XXXX. | Rate lock not provided. |  |  |  | Reviewer Comment (2023-12-13): Clearing after re-review. | 12/13/2023 |  |  | 1 | B | A C | B | A C | B | A |  | UT | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| XXXXX | 6000091543 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines Not Provided | Ability to Repay (Dodd-Frank 2014): Unable to determine ability to repay due to missing guidelines. Loan characteristics are DTI: XXXX%, LTV/CLTV:XXXX%/XXXX%, Credit Score: XXXX, Occupancy: Primary, Purpose: Refinance, Cash-out - Other | Rate lock not provided. |  |  |  | Reviewer Comment (2023-12-13): Clearing after re-review. | 12/13/2023 |  |  | 1 | C | A C | C | A C | C | A |  | UT | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 6000091544 | XXXXX |  | XXXXX |  | Compliance | Legal / Regulatory / Compliance | Anti-Predatory Violation | Federal Defect | (Fed High Cost Disclosure) Federal High-Cost Mortgage Loan (Notice to Assignee) | Truth in Lending Act (HOEPA): Required Statement was not provided to purchaser or assignee for loan that was sold or assigned. (Note: This notice only applies when selling or assigning a HOEPA loan and may not be found in the file for loans that have not been previously sold) | Borrower did not receive HOEPA Assignment Notice |  |  |  | Reviewer Comment (2023-12-15): Based on lender attestation and the original ABA in file, exception has been cleared | 12/15/2023 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Home Improvement | D A C | Non QM | Non QM | No |
| XXXXX | 6000091544 | XXXXX |  | XXXXX |  | Compliance | Legal / Regulatory / Compliance | Anti-Predatory Violation | Federal Defect | (Fed High Cost Disclosure) Federal High-Cost Mortgage Loan (HOEPA Disclosure Not Provided) | Truth in Lending Act (HOEPA): HOEPA disclosure was not provided to the Borrower | Borrower did not receive HOEPA Disclosure |  |  |  | Reviewer Comment (2023-12-15): Based on lender attestation and the original ABA in file, exception has been cleared | 12/15/2023 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Home Improvement | D A C | Non QM | Non QM | No |
| XXXXX | 6000091544 | XXXXX |  | XXXXX |  | Compliance | Legal / Regulatory / Compliance | Anti-Predatory Violation | Federal Defect | (Fed High Cost Provision) Federal High-Cost Mortgage Loan (Financed Points and Fees) | Truth in Lending Act (HOEPA): Mortgage loan financed Points and Fees. | Points and Fees on subject loan of XXXX% is in excess of the allowable maximum of XXXX% of the Federal Total Loan Amount |  |  |  | Reviewer Comment (2023-12-15): Based on lender attestation and the original ABA in file, exception has been cleared | 12/15/2023 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Home Improvement | D A C | Non QM | Non QM | No |
| XXXXX | 6000091544 | XXXXX |  | XXXXX |  | Compliance | Legal / Regulatory / Compliance | Anti-Predatory Violation | Federal Defect | (Fed High Cost Provision) Federal High-Cost Mortgage Loan (Late Charge) | Truth in Lending Act (HOEPA): Mortgage loan contains a late charge that exceeds the greater of XXXX% of the amount past due or grace period of less than XXXXdays. | Mortgage loan contains a late charge that exceeds the greater of XXXX% of the amount past due or grace period of less than XXXX days |  |  |  | Reviewer Comment (2023-12-15): Based on lender attestation and the original ABA in file, exception has been cleared | 12/15/2023 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Home Improvement | D A C | Non QM | Non QM | No |
| XXXXX | 6000091544 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal Defect | (Fed High Cost) Federal High-Cost Mortgage Loan (Points and Fees) | Truth in Lending Act (High-Cost Mortgage): Points and Fees on subject loan of XXXX% is in excess of the allowable maximum of XXXX% of the Federal Total Loan Amount. Points and Fees of $XXXX on a Federal Total Loan Amount of $XXXX vs. an allowable total of $XXXX (an overage of $XXXX or .XXXX%). Non-Compliant High Cost Loan. | Points and Fees on subject loan of XXXX% is in excess of the allowable maximum of XXXX% of the Federal Total Loan Amount |  |  |  | Reviewer Comment (2023-12-15): Based on lender attestation and the original ABA in file, exception has been cleared | 12/15/2023 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Home Improvement | (1) Signed letter from borrower indicating their choice to either (a) accept refund and make loan non-high-cost or (b) keep loan as high-cost and make loan compliant; (2) Assuming option (a) is selected, a copy of refund check and proof of mailing; (3) Assuming option (b) is selected, proof of cure for each of the prohibited practices violations noted. D C | Non QM | Non QM | Yes |
| XXXXX | 6000091544 | XXXXX |  | XXXXX |  | Compliance | Legal / Regulatory / Compliance | Anti-Predatory Violation | Federal Defect | (Fed High Cost Provision) Federal High-Cost Mortgage Loan (Counseling Requirement) | Truth in Lending Act (HOEPA): Borrower did not receive pre-loan counseling. | Borrower did not receive HOEPA Pre-Loan Counseling Disclosure |  |  |  | Reviewer Comment (2023-12-15): Based on lender attestation and the original ABA in file, exception has been cleared | 12/15/2023 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Home Improvement | D A C | Non QM | Non QM | No |
| XXXXX | 6000091544 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  | The subject property is located in a FEMA Disaster area post-close. A post-disaster inspection verifying there was no damage to the subject property is required. |  |  |  | Reviewer Comment (2023-12-26): Received, Clearing. | 12/26/2023 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Home Improvement | D A C | Non QM | Non QM | No |
| XXXXX | 6000091544 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The supporting secondary valuation is missing. |  |  |  | Reviewer Comment (2023-12-13): Accepted as is based on XXXX requirements have been met. |  |  |  | 2 | D | N/A | N/A | N/A D | D |  |  | CA | Primary | Refinance - Cash-out - Home Improvement | D A C | Non QM | Non QM | No |
| XXXXX | 6000091546 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Appraisal - Did Not Physically Visit) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Appraisal not obtained by physical visit to property. |  |  |  |  | Reviewer Comment (2024-01-05): Restated.<br>Seller Comment (2024-01-02): "We agree the loan is HPML, however it's also QM which excepts them from the appraisal requirement under HPML. <br>XXXX(c)(3)(i) In general. Except as provided in paragraph (c)(2) of this section, a creditor shall not extend a higher-priced mortgage loan to a consumer without obtaining, prior to consummation, a written appraisal of the property to be mortgaged. The appraisal must be performed by a certified or licensed appraiser who conducts a physical visit of the interior of the property that will secure the transaction.<br>XXXX(c)(2) Exemptions. Unless otherwise specified, the requirements in paragraph (c)(3) through (6) of this section do not apply to the following types of transactions:<br> (i) A loan that satisfies the criteria of a qualified mortgage as defined pursuant to 15 U.S.C. XXXXc;" | 01/05/2024 |  |  | 1 | C | A C | C | A C | C | A |  | UT | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Higher Priced QM (APOR) | No |
| XXXXX | 6000091546 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2023-12-13): Accepted as is based on XXXX requirements have been met. |  |  |  | 2 | D | N/A | N/A | N/A D | D |  |  | UT | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Higher Priced QM (APOR) | No |
| XXXXX | 6000091546 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Property Condition Report is not in the file. |  |  |  | Reviewer Comment (2024-01-05): Restated. | 01/05/2024 |  |  | 1 | C | A C | C | A C | C | A |  | UT | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Higher Priced QM (APOR) | No |
| XXXXX | 6000091546 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of XXXX% or Final Disclosure APR of XXXX% is equal to or greater than the threshold of APOR XXXX% + XXXX%, or XXXX%. Non-Compliant Higher Priced Mortgage Loan. |  |  |  |  | Reviewer Comment (2024-01-05): Restated. | 01/05/2024 |  |  | 1 | C | A C | C | A C | C | A |  | UT | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Higher Priced QM (APOR) | No |
| XXXXX | 6000091546 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (APOR) matches the Due Diligence Loan Designation of XXXX. | Restated. |  |  |  | Reviewer Comment (2024-01-05): Accepted as is. |  |  |  | 2 |  | A B |  | B |  | A |  | UT | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Higher Priced QM (APOR) | No |
| XXXXX | 6000091548 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | AVM considered as Primary valuation. |  |  |  | Reviewer Comment (2024-09-04): Accepted as is based on meeting two RAs requirements.<br>Reviewer Comment (2024-09-04): .<br>Reviewer Comment (2023-12-12): AVM is a support product |  |  |  | 2 | D | N/A | N/A | N/A D | D |  |  | UT | Primary | Refinance - Cash-out - Home Improvement | D B C A | Non QM | Higher Priced QM (APOR) | No |
| XXXXX | 6000091548 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  |  | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2024-01-04): Insurance is sufficient to cover the 1st and 2nd lien.<br>Seller Comment (2024-01-04): We should not need to provide an RCE when the HOI policy itself reflects we have sufficient coverage for the 1st and 2nd lien balances.<br>Reviewer Comment (2024-01-03): Replacement cost estimator document not provided for sufficient coverage. Exception remains<br>Seller Comment (2024-01-02): Policy Attached reflecting sufficient coverage. |  |  | 01/04/2024 | 2 | C | B C | C | B C | C | B |  | UT | Primary | Refinance - Cash-out - Home Improvement | D B C A | Non QM | Higher Priced QM (APOR) | No |
| XXXXX | 6000091548 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of XXXX% or Final Disclosure APR of XXXX% is equal to or greater than the threshold of APOR XXXX% + XXXX%, or XXXX%. Non-Compliant Higher Priced Mortgage Loan. | Loan is non-compliant HPML due to missing evidence of appraisal delivery three days prior to closing. (this is most common reason but you may need to update for appraisal disclosure within XXXX days of application) |  |  |  | Reviewer Comment (2024-01-05): Restated.<br>Reviewer Comment (2023-12-20): This is Non-Compliant due to the missing appraisal by physical inspection that is required per HPML.<br>Seller Comment (2023-12-20): See attached Audit log showing customer received Notice of Property Valuation on XXXX. | 01/05/2024 |  |  | 1 | C | A C | C | A C | C | A |  | UT | Primary | Refinance - Cash-out - Home Improvement | D B C A | Non QM | Higher Priced QM (APOR) | No |
| XXXXX | 6000091548 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Appraisal - Did Not Physically Visit) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Appraisal not obtained by physical visit to property. |  |  |  |  | Reviewer Comment (2024-01-05): Restated.<br>Seller Comment (2024-01-02): "We agree the loan is HPML, however it's also QM which excepts them from the appraisal requirement under HPML. <br>XXXX(c)(3)(i) In general. Except as provided in paragraph (c)(2) of this section, a creditor shall not extend a higher-priced mortgage loan to a consumer without obtaining, prior to consummation, a written appraisal of the property to be mortgaged. The appraisal must be performed by a certified or licensed appraiser who conducts a physical visit of the interior of the property that will secure the transaction.<br>XXXX(c)(2) Exemptions. Unless otherwise specified, the requirements in paragraph (c)(3) through (6) of this section do not apply to the following types of transactions:<br> (i) A loan that satisfies the criteria of a qualified mortgage as defined pursuant to XXXXU.S.C. XXXX;" | 01/05/2024 |  |  | 1 | C | A C | C | A C | C | A |  | UT | Primary | Refinance - Cash-out - Home Improvement | D B C A | Non QM | Higher Priced QM (APOR) | No |
| XXXXX | 6000091548 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (APOR) matches the Due Diligence Loan Designation of XXXX. | Restated. |  |  |  | Reviewer Comment (2024-01-05): Accepted as is. |  |  |  | 2 |  | A B |  | B |  | A |  | UT | Primary | Refinance - Cash-out - Home Improvement | D B C A | Non QM | Higher Priced QM (APOR) | No |
| XXXXX | 6000091549 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of XXXX% or Final Disclosure APR of XXXX% is equal to or greater than the threshold of APOR XXXX% + XXXX%, or XXXX%. Non-Compliant Higher Priced Mortgage Loan. | Missing evidence of appraisal delivery and receipt by borrower at least XXXX days prior to the Note date. |  |  |  | Reviewer Comment (2024-01-05): Restated. | 01/05/2024 |  |  | 1 | C | A C | C | A C | C | A |  | OR | Primary | Refinance - Cash-out - Other | C B A | Non QM | Higher Priced QM (APOR) | No |
| XXXXX | 6000091549 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Appraisal - Did Not Physically Visit) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Appraisal not obtained by physical visit to property. | Missing physical property inspection required for loans classified as HPML. |  |  |  | Reviewer Comment (2024-01-05): Restated.<br>Seller Comment (2024-01-02): "We agree the loan is HPML, however it's also QM which excepts them from the appraisal requirement under HPML. <br>XXXX(c)(3)(i) In general. Except as provided in paragraph (c)(2) of this section, a creditor shall not extend a higher-priced mortgage loan to a consumer without obtaining, prior to consummation, a written appraisal of the property to be mortgaged. The appraisal must be performed by a certified or licensed appraiser who conducts a physical visit of the interior of the property that will secure the transaction.<br>§ XXXX Exemptions. Unless otherwise specified, the requirements in paragraph (c)(3) through (6) of this section do not apply to the following types of transactions:<br> (i) A loan that satisfies the criteria of a qualified mortgage as defined pursuant to XXXX U.S.C. XXXX;" | 01/05/2024 |  |  | 1 | C | A C | C | A C | C | A |  | OR | Primary | Refinance - Cash-out - Other | C B A | Non QM | Higher Priced QM (APOR) | No |
| XXXXX | 6000091549 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Calculated coverage shortfall is $XXXX Extended coverage is not disclosed on insurance declaration page and replacement cost estimator not provided. | Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2024-01-04): Insurance is sufficient to cover the XXXX and XXXX lien.<br>Seller Comment (2024-01-04): We should not need to provide an RCE when the HOI policy itself reflects we have sufficient coverage for the XXXX and XXXX lien balances.<br>Reviewer Comment (2024-01-03): Replacement cost estimator document not provided for sufficient coverage. Exception remains<br>Seller Comment (2024-01-02): HOI Attached showing dwelling coverage at XXXX which is sufficient to cover the 1st & 2nd lien balances. |  |  | 01/04/2024 | 2 | C | B C | C | B C | C | B |  | OR | Primary | Refinance - Cash-out - Other | C B A | Non QM | Higher Priced QM (APOR) | No |
| XXXXX | 6000091549 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Higher Priced QM (APOR) does not match Due Diligence Loan Designation of Safe Harbor QM (APOR). | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Higher Priced QM (APOR) does not match Due Diligence Loan Designation of Safe Harbor QM (APOR). |  |  |  | Reviewer Comment (2024-01-17): Per seller, ignore odd days in APR calculation. Once updated, exception dropped<br>Reviewer Comment (2024-01-12): Loan was provided as a Non QM loan. Loan tested as Safe Harbor (QM) loan. Loan designation does not match designation as provided.<br>Seller Comment (2024-01-10): See attached for The Method and Logic for APR Calculation in XXXX. We believe this should be downgraded to a XXXX. Please review with Client if need be. | 01/17/2024 |  |  | 1 |  | A |  | A |  | A |  | OR | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Non QM | Higher Priced QM (APOR) | Yes |
| XXXXX | 6000091549 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (APOR) matches the Due Diligence Loan Designation of XXXX. | Client elects to restate designation |  |  |  | Reviewer Comment (2024-01-17): Accepted as is per client |  |  |  | 2 |  | A B |  | B |  | A |  | OR | Primary | Refinance - Cash-out - Other | C B A | Non QM | Higher Priced QM (APOR) | No |
| XXXXX | 6000091550 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2023-12-13): Accepted as is based on XXXX requirements have been met. |  |  |  | 2 | D | N/A | N/A | N/A D | D |  |  | OR | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 6000091552 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No secondary valuation was provided. Sec ID: 56 | Note Date: ___; Lien Position: ___ | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2023-12-13): Accepted as is based on XXXX requirements have been met. |  |  |  | 2 | D | N/A | N/A | N/A D | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 6000091553 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud report is missing in file. |  |  |  | Reviewer Comment (2023-12-13): Received, Clearing. | 12/13/2023 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 6000091553 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The supporting secondary valuation is missing |  |  |  | Reviewer Comment (2023-12-13): Accepted as is based on XXXX requirements have been met. |  |  |  | 2 | D | N/A | N/A | N/A D | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 6000091553 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud report is missing in loan file |  |  |  | Reviewer Comment (2023-12-13): Received, Clearing. | 12/13/2023 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 6000091555 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2023-12-13): Accepted as is based on XXXX and XXXX requirements have been met. |  |  |  | 2 | D | N/A | N/A | N/A D | D |  |  | OR | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 6000091556 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2023-12-13): Accepted as is based on XXXX requirements have been met. |  |  |  | 2 | D | N/A | N/A | N/A D | D |  |  | IL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 6000091557 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2023-12-13): Accepted as is based on XXXX requirements have been met. |  |  |  | 2 | D | N/A | N/A | N/A D | D |  |  | AZ | Primary | Refinance - Cash-out - Home Improvement | D A C | Non QM | Non QM | No |
| XXXXX | 6000091557 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of XXXX. | Rate lock not provided. |  |  |  | Reviewer Comment (2023-12-13): Clearing after re-review. | 12/13/2023 |  |  | 1 | B | A C | B | A C | B | A |  | AZ | Primary | Refinance - Cash-out - Home Improvement | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| XXXXX | 6000091557 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines Not Provided | Ability to Repay (Dodd-Frank 2014): Unable to determine ability to repay due to missing guidelines. Loan characteristics are DTI: XXXX%, LTV/CLTV: XXXX%/XXXX%, Credit Score: XXXX , Occupancy: Primary, Purpose: Refinance, Cash-out - Home Improvement | Rate lock not provided. |  |  |  | Reviewer Comment (2023-12-13): Clearing after re-review. | 12/13/2023 |  |  | 1 | C | A C | C | A C | C | A |  | AZ | Primary | Refinance - Cash-out - Home Improvement | D A C | Non QM | Non QM | No |
| XXXXX | 6000091559 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of XXXX% or Final Disclosure APR of XXXX% is equal to or greater than the threshold of APOR XXXX% + XXXX%, or XXXX%. Non-Compliant Higher Priced Mortgage Loan. |  |  |  |  | Reviewer Comment (2024-01-05): Restated. | 01/05/2024 |  |  | 1 | C | A C | C | A C | C | A |  | FL | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Higher Priced QM (APOR) | No |
| XXXXX | 6000091559 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Appraisal - Did Not Physically Visit) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Appraisal not obtained by physical visit to property. |  |  |  |  | Reviewer Comment (2024-01-05): Restated.<br>Seller Comment (2024-01-02): "We agree the loan is HPML, however it's also QM which excepts them from the appraisal requirement under HPML. <br>§ XXXX(c)(3)(i) In general. Except as provided in paragraph (c)(2) of this section, a creditor shall not extend a higher-priced mortgage loan to a consumer without obtaining, prior to consummation, a written appraisal of the property to be mortgaged. The appraisal must be performed by a certified or licensed appraiser who conducts a physical visit of the interior of the property that will secure the transaction.<br>§ XXXX(c)(2) Exemptions. Unless otherwise specified, the requirements in paragraph (c)(3) through (6) of this section do not apply to the following types of transactions:<br> (i) A loan that satisfies the criteria of a qualified mortgage as defined pursuant to XXXX U.S.C. XXXXc;" | 01/05/2024 |  |  | 1 | C | A C | C | A C | C | A |  | FL | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Higher Priced QM (APOR) | No |
| XXXXX | 6000091559 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2023-12-13): Accepted as is based on XXXX requirements have been met. |  |  |  | 2 | D | N/A | N/A | N/A D | D |  |  | FL | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Higher Priced QM (APOR) | No |
| XXXXX | 6000091559 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  |  |  |  |  | Reviewer Comment (2023-12-26): Received, Clearing. | 12/26/2023 |  |  | 1 | C | A C | C | A C | C | A |  | FL | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Higher Priced QM (APOR) | No |
| XXXXX | 6000091559 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (APOR) matches the Due Diligence Loan Designation of XXXX. | Restated. |  |  |  | Reviewer Comment (2024-01-05): Accepted as is. |  |  |  | 2 |  | A B |  | B |  | A |  | FL | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Higher Priced QM (APOR) | No |
| XXXXX | 6000091560 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No secondary valuation was provided. Sec ID: 56 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-09-04): Accepted as is based on meeting two RAs requirements.<br>Reviewer Comment (2024-09-04): .<br>Reviewer Comment (2023-12-12): Secondary valuation is not required |  |  |  | 2 | D | N/A | N/A | N/A D | D |  |  | OR | Primary | Refinance - Cash-out - Home Improvement | D B A C | Non QM | Higher Priced QM (APOR) | No |
| XXXXX | 6000091560 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of XXXX% or Final Disclosure APR of XXXX% is equal to or greater than the threshold of APOR XXXX% + XXXX%, or XXXX%. Non-Compliant Higher Priced Mortgage Loan. |  |  |  |  | Reviewer Comment (2024-01-05): Restated.<br>Reviewer Comment (2024-01-04): Response received: The loan was entered as Non-QM and tested as Non-QM. A Non-QM Loan would not receive any exclusions permitted on a QM loan. Exception remains.<br>Reviewer Comment (2024-01-04): Loan submitted for secondary review<br>Seller Comment (2024-01-02): Our calculations for APR are disregarding the odd period (i.e. not using disbursement date, but rather the first of the following month) based on this portion of TILA:<br>XXXX(c)(4) In making calculations and disclosures, the creditor may disregard any irregularity in the first period that falls within the limits described below and any payment schedule irregularity that results from the irregular first period:<br>(i) For transactions in which the term is less than XXXX, a first period not more than XXXX days shorter or XXXX longer than a regular period;<br>(ii) For transactions in which the term is at least XXXX and less than XXXX, a first period not more than XXXX shorter or XXXX longer than a regular period; and<br>(iii) For transactions in which the term is at least XXXX, a first period shorter than or not more than XXXX longer than a regular period." | 01/05/2024 |  |  | 1 | C | A C | C | A C | C | A |  | OR | Primary | Refinance - Cash-out - Home Improvement | D B A C | Non QM | Higher Priced QM (APOR) | No |
| XXXXX | 6000091560 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Appraisal - Did Not Physically Visit) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Appraisal not obtained by physical visit to property. |  |  |  |  | Reviewer Comment (2024-01-05): Restated.<br>Reviewer Comment (2024-01-04): Response received: The loan was entered as Non-QM and tested as Non-QM. A Non-QM Loan would not receive any exclusions permitted on a QM loan. Exception remains.<br>Reviewer Comment (2024-01-04): Loan submitted for secondary review<br>Seller Comment (2024-01-02): "We agree the loan is HPML, however it's also QM which excepts them from the appraisal requirement under HPML. <br>§ XXXX(c)(3)(i) In general. Except as provided in paragraph (c)(2) of this section, a creditor shall not extend a higher-priced mortgage loan to a consumer without obtaining, prior to consummation, a written appraisal of the property to be mortgaged. The appraisal must be performed by a certified or licensed appraiser who conducts a physical visit of the interior of the property that will secure the transaction.<br>XXXX(c)(2) Exemptions. Unless otherwise specified, the requirements in paragraph (c)(3) through (6) of this section do not apply to the following types of transactions:<br> (i) A loan that satisfies the criteria of a qualified mortgage as defined pursuant to XXXX U.S.C. XXXXc;" | 01/05/2024 |  |  | 1 | C | A C | C | A C | C | A |  | OR | Primary | Refinance - Cash-out - Home Improvement | D B A C | Non QM | Higher Priced QM (APOR) | No |
| XXXXX | 6000091560 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Title - Settlement / Closing / Escrow Fee. Fee Amount of $XXXX exceeds tolerance of $XXXX. Insufficient or no cure was provided to the borrower. | Settlement fee initially was reflected on the Loan Estimates at $XXXX, however, the Final Closing Dislcosure increased the fee to $XXXX nsufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2023-12-26): XXXX received PCCD, Letter of Explanation and Payment history for the evidence of Principal Reduction prior to the date of Discovery resulting in a cleared the exception.<br>Seller Comment (2023-12-22): 1st lien pay history attached.<br>Reviewer Comment (2023-12-22): XXXX received PCCD and LOE. Missing payment history. Please provide payment history to cure the exception.<br>Seller Comment (2023-12-21): Please see attached PCCD in file with a principle reduction of XXXX for exceeding legal limits. | 12/26/2023 |  |  | 1 | C | A C | C | A C | C | A |  | OR | Primary | Refinance - Cash-out - Home Improvement | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Higher Priced QM (APOR) | Yes |
| XXXXX | 6000091560 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure - 1026.19(f)(2) Cure | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Title - Settlement / Closing / Escrow Fee. Fee Amount of $XXXXexceeds tolerance of $XXXX. Sufficient or excess cure was provided to the borrower. |  |  |  |  | Reviewer Comment (2023-12-26): Sufficient Cure Provided within XXXX Days of Closing |  | 12/26/2023 |  | 1 |  | A |  | A |  | A |  | OR | Primary | Refinance - Cash-out - Home Improvement | Provide the following: Letter of Explanation notifying borrower or error, Copy of Refund Check/Evidence of Principal Reduction, Corrected CD, and Proof of Delivery (if refund is over $35) B A | Non QM | Higher Priced QM (APOR) | Yes |
| XXXXX | 6000091560 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (APOR) matches the Due Diligence Loan Designation of XXXX. | Restated. |  |  |  | Reviewer Comment (2024-01-05): Accepted as is. |  |  |  | 2 |  | A B |  | B |  | A |  | OR | Primary | Refinance - Cash-out - Home Improvement | D B A C | Non QM | Higher Priced QM (APOR) | No |
| XXXXX | 4000025410 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Documentation | Insurance | Hazard Insurance Error: Subject hazard insurance premium is missing from evidence of insurance. |  | Hazard insurance policy is missing. |  |  |  | Reviewer Comment (2024-02-05): Hazard Insurance Policy received. Exception cleared.<br>Seller Comment (2024-02-02): Comment from XXXX (XXXX): Hazard Insurance | 02/05/2024 |  |  | 1 | C | A C | C | A C | C | A |  | WI | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000025410 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided |  | Hazard insurance policy is missing. |  |  |  | Reviewer Comment (2024-02-05): Received, cleared<br>Buyer Comment (2024-02-05): Comment from XXXX (XXXX): Please clear as insurance has been provided and signed off. | 02/05/2024 |  |  | 1 | C | A C | C | A C | C | A |  | WI | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000025410 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note - Senior Lien not provided |  | Senior lien is missing. |  |  |  | Reviewer Comment (2024-02-05): Mortgage statement received<br>Seller Comment (2024-02-05): Comment from XXXX (XXXX): See attached for mortgage statement. | 02/05/2024 |  |  | 1 | D | A D | D | A D | D | A |  | WI | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000025410 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. |  |  |  | Reviewer Comment (2024-02-05): Hazard insurance received, cleared<br>Seller Comment (2024-02-02): Comment from XXXX (XXXX): Compliance Ease | 02/05/2024 |  |  | 1 | B | A C | B | A C | B | A |  | WI | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status D C | Non QM | Non QM | Yes |
| XXXXX | 4000025410 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Mortgage-Related Obligations | Ability to Repay (Dodd-Frank 2014): Mortgage-related obligations not considered in loan qualification. | Hazard insurance policy is missing. |  |  |  | Reviewer Comment (2024-02-05): Hazard insurance received, cleared<br>Buyer Comment (2024-02-05): Comment from XXXX (XXXX): Please clear as hazard insurance has been provided and signed off. | 02/05/2024 |  |  | 1 | C | A C | C | A C | C | A |  | WI | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000025410 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | General Ability-to-Repay requirements not satisfied. |  |  |  | Reviewer Comment (2024-02-05): Hazard insurance received, cleared | 02/05/2024 |  |  | 1 | A | A | A | A | A | A |  | WI | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000028152 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Hazard Insurance Policy expires within 90 days of the Note Date. | Hazard Insurance Policy Expiration Date ___, Note Date ___ | Hazard Insurance Policy Expiration Date XXXX, Note Date XXXX |  |  |  | Reviewer Comment (2024-03-14): Accepted as is. |  |  |  | 2 | B | B | B | B | B | B |  | NY | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 4000028152 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Estimated Taxes, Insurance And Assessments | TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on XXXX disclosed an Estimated Taxes, Insurance, and Assessments payment that does not match the actual payment for the loan. | Final Closing Disclosure provided on XXXX disclosed an Estimated Taxes, Insurance, and Assessments payment that does not match the actual payment for the loan. |  |  |  | Reviewer Comment (2024-03-21): XXXX received Letter of explanation and Corrected Closing disclosure.<br>Seller Comment (2024-03-20): Comment from XXXX (XXXX): LOX, PCCD and proof |  | 03/21/2024 |  | 2 | C | B C | C | B C | C | B |  | NY | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission if Applicable B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| XXXXX | 4000028152 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Property Costs Year 1 Underdisclosed - October 2018 | TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Estimated Property Costs over Year XXXX of on Final Closing Disclosure provided on XXXX are underdisclosed | Loan Disclosures: Amount of Estimated Property Costs over Year XXXX of on Final Closing Disclosure provided on XXXX are under disclosed |  |  |  | Reviewer Comment (2024-03-21): XXXX received Letter of Explanation & Corrected Closing Disclosure.<br>Seller Comment (2024-03-20): Comment from XXXX (XXXX): LOX, PCCD and proof |  | 03/21/2024 |  | 2 | C | B C | C | B C | C | B |  | NY | Primary | Refinance - Cash-out - Other | Letter of Explanation & Corrected Closing Disclosure B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| XXXXX | 4000028152 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Will Not Have Escrow - Property Costs Year 1 | TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on XXXX did not disclose Estimated Property Costs over Year XXXXfor loan with no escrow account established. | Loan Disclosures: Final Closing Disclosure provided on XXXX did not disclose Estimated Property Costs over Year XXXX for loan with no escrow account established. |  |  |  | Reviewer Comment (2024-03-21): XXXX received Letter of Explanation & Corrected Closing Disclosure.<br>Seller Comment (2024-03-20): Comment from XXXX (XXXX): LOX, PCCD and proof |  | 03/21/2024 |  | 2 | C | B C | C | B C | C | B |  | NY | Primary | Refinance - Cash-out - Other | Letter of Explanation & Corrected Closing Disclosure B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| XXXXX | 4000028152 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Will Not Have Escrow - Reason | TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on XXXX incorrectly disclosed whether the loan will have an escrow account. | Loan Disclosures: Final Closing Disclosure provided on XXXX incorrectly disclosed whether the loan will have an escrow account |  |  |  | Reviewer Comment (2024-03-21): XXXX received Letter of Explanation & Corrected Closing Disclosure.<br>Seller Comment (2024-03-20): Comment from XXXX (XXXX): LOX, PCCD and proof |  | 03/21/2024 |  | 2 | C | B C | C | B C | C | B |  | NY | Primary | Refinance - Cash-out - Other | Letter of Explanation & Corrected Closing Disclosure B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| XXXXX | 4000028152 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $XXXX exceeds tolerance of $XXXX plus XXXX% or $XXXX. Insufficient or no cure was provided to the borrower. | Ten Percent Fee Tolerance exceeded. Total amount of $XXXX exceeds tolerance of $XXXXplus XXXX% or $XXXX Insufficient or no cure was provided |  |  |  | Reviewer Comment (2024-03-28): XXXX Received PCCD, Letter of Explanation, Proof of Mailing and copy of check.<br>Seller Comment (2024-03-27): Comment from XXXX (XXXX): check, pccd, lox and fedex<br>Reviewer Comment (2024-03-25): Required cure is XXXX for increase in recording fee from XXXX to XXXX. A valid Changed Circumstance for increase in fee or cure is required. Cure consists of Corrected CD, LOE to borrower, proof of mailing and copy of refund check.<br>Buyer Comment (2024-03-22): Comment from XXXX (XXXX): hello, <br> Can you please confirm the investor's Cure for the 10% recording fee is XXXX. XXXX + XXXX = XXXX - XXXX = XXXX cure.<br>Reviewer Comment (2024-03-21): XXXX received LE and COC dated XXXX, however recording fee increased on CD dated XXXX. Please provide valid COC document with sufficient information or cure is required. Cure consist of PCCD, LOE, proof of mailing & copy of refund check.<br>Seller Comment (2024-03-20): Comment from XXXX (XXXX): coc/le<br>Reviewer Comment (2024-03-18): XXXX received COC dated XXXX, however fee increased on CD dated XXXX. COC dated XXXX available in file, but it does not give sufficient information on why the fee was increased. In order to determine if the changed circumstance is valid more additional information with supporting document why the document recorded on XXXX and was not known prior to the initial disclosure and also when lender become aware of the change. A valid Changed Circumstance or cure is required. Cure consists of Corrected CD, LOE to borrower, proof of mailing and copy of refund check.<br>Seller Comment (2024-03-15): Comment from XXXX (XXXX): coc |  | 03/28/2024 |  | 2 | C | B C | C | B C | C | B |  | NY | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| XXXXX | 4000028960 | XXXXX |  | XXXXX |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy effective date is after the funds disbursed. |  | The Hazard Insurance Policy Effective Date is after the later of the disbursement, note or transaction date. |  |  |  | Reviewer Comment (2024-03-19): Received, Clearing.<br>Seller Comment (2024-03-19): Comment from XXXX (XXXX): renewal policy | 03/19/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| XXXXX | 4000028960 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Rider - 1-4 Family not provided |  | Missing Rider 1-4 Family rider. |  |  |  | Reviewer Comment (2024-03-19): Received, Clearing.<br>Seller Comment (2024-03-19): Comment from XXXX (XXXX): rider | 03/19/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| XXXXX | 4000033843 | XXXXX |  | XXXXX |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  | Qualifying Assets for Closing of $XXXX is less than Cash From Borrower $XXXX. Missing evidence appraisal was POC with borrower paid invoice |  |  |  | Reviewer Comment (2024-05-09): Received, Clearing.<br>Seller Comment (2024-05-09): Comment from XXXX (XXXX): Appraisal Invoice & Payment - XXXX Balance paid prior to closing. | 05/09/2024 |  |  | 1 | C | A C | C | A C | C | A |  | AZ | Primary | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| XXXXX | 4000033843 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/06/2024 | 2 | A | A | A | A | A | A |  | AZ | Primary | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| XXXXX | 4000033843 | XXXXX |  | XXXXX |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy effective date is after the funds disbursed. |  | The Hazard Insurance Policy Effective Date is after the later of the disbursement, note or transaction date.<br> Hazard Insurance Policy Effective Date XXXX Disbursement Date: XXXX; Note Date: XXXX. |  |  |  | Reviewer Comment (2024-05-09): Received, Clearing.<br>Seller Comment (2024-05-09): Comment from XXXX (XXXX): XXXX HOI - XXXX to XXXX | 05/09/2024 |  |  | 1 | C | A C | C | A C | C | A |  | AZ | Primary | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| XXXXX | 4000034738 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XXXX disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $XXXX is under disclosed by $-XXXX compared to the calculated Amount Financed of $XXXX and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated XXXX). | Certificate fee of $XXXX not included in finance charges at origination |  |  |  | Reviewer Comment (2024-07-19): XXXX received Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission.<br>Seller Comment (2024-07-16): Comment from Purchase Clearing (XXXX): Notice Of Right To Cancel.<br>Reviewer Comment (2024-07-12): XXXX received Notice of Right to Cancel executed by consumers. However, the forms are missing the cancel by date (which is blank). must have a cancel by date to meet the XXXX waiting period. Unable to utilize to reopen rescission in order to close rescission.<br>Seller Comment (2024-07-10): Comment from Purchase Clearing (XXXX): Notice Of Right To Cancel forms.<br>Reviewer Comment (2024-06-12): The rescission period on a loan starts when the latest of three things occurs, (1) the execution of the notice of right to cancel; (2) the consummation of the loan; and (3) the receipt by the consumer of the accurate material disclosures. There are several items deemed to be material disclosures as referenced under XXXX: • APR • Finance Charge • Amount Financed • Total of Payments • Payment schedule. The finance charges disclosed on the final CD provided to the borrower were less than the amount of the actual finance charge amount on the loan. The material disclosure of the finance charge was inaccurate, thereby not starting the rescission period. (Tolling rescission.) The lender acknowledged the inaccuracy when they refunded the consumer the check in the amount of XXXX to perform a correction under XXXX. The refund does not make the disclosure provided at closing accurate, it corrects the underdisclosure that occurred. When the lender provided a new PCCD that reflect a finance charge that is now accurate based on the refund to the consumer, a new NORTC would have started the three day clock. Issuing new NORTCs to the consumer(s) is not reopening rescission it is an attempt to end the rescission that did not expire three days after consummation based on the underdisclosed finance charge. Per SFA TRID Grid 3, "for exceptions related to one of the Material Disclosures on rescindable transactions, a separate EV3-C exception for extended rescission rights will be cited if the remediation does not included evidence the lender re-opened rescission." The lender can remediate this exception by reopening rescission within the XXXX tolling period. On this loan, the lender provided all components of the Finance Charge cure except for the reopened rescission within XXXX.to cure the tolling rescission. To remediate the tolling rescission we require a LOE, proof of delivery, and a new RTC that is received XXXX business days prior to the updated cancel by date to all consumers.<br>Buyer Comment (2024-06-07): Comment from Purchase Clearing (XXXX): Please provide regulation that re-opening of rescission is required after a tolerance cure.<br>Reviewer Comment (2024-06-04): XXXX received Corrected CD, LOE to borrower, copy of cure refund for total underdisclosure and proof of mailing. As this is a material disclosure violation on a rescindable transaction, the reopening of rescission to all consumers is also required to cure.<br>Seller Comment (2024-05-30): Comment from Purchase Clearing (XXXX): Closing Disclosure Refund or Restitution Package.<br>Reviewer Comment (2024-05-29): XXXX received rebuttal that Certificate of Insurance should not be included in finance charge calculation. As fee was disclosed in Section B, Services Borrower Did Not Shop For and is not a title fee, without a lender attestation as to the specific purpose of the fee in order to determine if a finance charge, it has been included for calculations. We are unable to determine if this is lender required fee or if a XXXX related fee. Please provide lender attestation to give specific fee purpose for determination.<br>Seller Comment (2024-05-23): Comment from Purchase Clearing (XXXX): XXXX Manager LOE Finance Charge Calculation. |  | 07/19/2024 |  | 2 | C | B C | C | B C | C | B |  | CA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| XXXXX | 4000034738 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XXXX disclosed an inaccurate Finance Charge on pageXXXX that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $XXXX is under disclosed by $XXXX compared to the calculated Finance Charge of $XXXX which exceeds the $XXXX threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XXXX). | Certificate fee of $XXXX not included in finance charges at origination |  |  |  | Reviewer Comment (2024-07-19): XXXX received Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission.<br>Seller Comment (2024-07-17): Comment from Purchase Clearing (XXXX): Notice Of Right To Cancel.<br>Reviewer Comment (2024-07-12): XXXX received Notice of Right to Cancel executed by consumers. However, the forms are missing the cancel by date (which is blank). must have a cancel by date to meet the XXXX waiting period. Unable to utilize to reopen rescission in order to close rescission.<br>Seller Comment (2024-07-10): Comment from Purchase Clearing (XXXX): Notice Of Right To Cancel forms.<br>Reviewer Comment (2024-06-12): The rescission period on a loan starts when the latest of three things occurs, (1) the execution of the notice of right to cancel; (2) the consummation of the loan; and (3) the receipt by the consumer of the accurate material disclosures. There are several items deemed to be material disclosures as referenced under XXXX: • APR • Finance Charge • Amount Financed • Total of Payments • Payment schedule. The finance charges disclosed on the final CD provided to the borrower were less than the amount of the actual finance charge amount on the loan. The material disclosure of the finance charge was inaccurate, thereby not starting the rescission period. (Tolling rescission.) The lender acknowledged the inaccuracy when they refunded the consumer the check in the amount of XXXX to perform a correction under 130(b). The refund does not make the disclosure provided at closing accurate, it corrects the underdisclosure that occurred. When the lender provided a new PCCD that reflect a finance charge that is now accurate based on the refund to the consumer, a new NORTC would have started the three day clock. Issuing new NORTCs to the consumer(s) is not reopening rescission it is an attempt to end the rescission that did not expire three days after consummation based on the underdisclosed finance charge. Per SFA TRID Grid 3, "for exceptions related to one of the Material Disclosures on rescindable transactions, a separate EV3-C exception for extended rescission rights will be cited if the remediation does not included evidence the lender re-opened rescission." The lender can remediate this exception by reopening rescission within the XXXX tolling period. On this loan, the lender provided all components of the Finance Charge cure except for the reopened rescission within 60 days.to cure the tolling rescission. To remediate the tolling rescission we require a LOE, proof of delivery, and a new RTC that is received XXXX prior to the updated cancel by date to all consumers.<br>Buyer Comment (2024-06-07): Comment from Purchase Clearing (XXXX): Please provide regulation that re-opening of rescission is required after a tolerance cure.<br>Reviewer Comment (2024-06-04): XXXX received Corrected CD, LOE to borrower, copy of cure refund for total underdisclosure and proof of mailing. As this is a material disclosure violation on a rescindable transaction, the reopening of rescission to all consumers is also required to cure.<br>Seller Comment (2024-05-30): Comment from Purchase Clearing (XXXX): Closing Disclosure Refund or Restitution Package.<br>Reviewer Comment (2024-05-29): XXXX received rebuttal that Certificate of Insurance should not be included in finance charge calculation. As fee was disclosed in Section B, Services Borrower Did Not Shop For and is not a title fee, without a lender attestation as to the specific purpose of the fee in order to determine if a finance charge, it has been included for calculations. We are unable to determine if this is lender required fee or if a XXXX related fee. Please provide lender attestation to give specific fee purpose for determination.<br>Seller Comment (2024-05-23): Comment from Purchase Clearing (XXXX): XXXX Manager LOE Finance Charge Calculation. |  | 07/19/2024 |  | 2 | C | B C | C | B C | C | B |  | CA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| XXXXX | 4000034738 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on XXXX, prior to three (3) business days from transaction date of XXXX XXXX AM. | Subject loan transaction disbursed on XXXX, prior to three (3) business days from transaction date of XXXX XXXX AM. |  |  |  | Reviewer Comment (2024-05-23): Updated disbursement date provided. Cleared.<br>Seller Comment (2024-05-23): Comment from Purchase Clearing (XXXX): Final Settlement Statement With True Disbursement Date Of XXXX. | 05/23/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Non QM | Non QM | Yes |
| XXXXX | 4000034738 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/21/2024 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000035700 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XXXX disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $XXXX is under disclosed by $-XXXX compared to the calculated Amount Financed of $XXXX and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated XXXX). | The disclosed Amount Financed in the amount of $XXXX is under disclosed by $-XXXX |  |  |  | Reviewer Comment (2024-07-08): XXXX received Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission.<br>Seller Comment (2024-07-03): Comment from XXXX (XXXX): LOE, PCCD, Airbill, Check, and NRTC<br>Reviewer Comment (2024-06-18): The attorney fees from the title company have not been included in the calculations. Cure is required. Cure should include LOE, copy of refund check, PCCD, re-opening of RTC and proof of delivery.<br>Buyer Comment (2024-06-13): Comment from XXXX (XXXX): Compliance ease report provided separately. |  | 07/08/2024 |  | 2 | C | B C | C | B C | C | B |  | SC | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| XXXXX | 4000035700 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XXXX disclosed an inaccurate Finance Charge on page XXXX that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $XXXX is under disclosed by $XXXX compared to the calculated Finance Charge of $XXXX which exceeds the $XXXX threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XXXX). | Title - Attorney Fee in the amount of $XXXX disclosed in Section C of the Final CD caused the finance charge variance. |  |  |  | Reviewer Comment (2024-07-08): XXXX received Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission.<br>Seller Comment (2024-07-03): Comment from XXXX (XXXX): LOE, PCCD, Airbill, Check, and NRTC<br>Reviewer Comment (2024-06-18): The attorney fees from the title company have not been included in the calculations. Cure is required. Cure should include LOE, copy of refund check, PCCD, re-opening of RTC and proof of delivery.<br>Seller Comment (2024-06-13): Comment from XXXX (XXXX): Please see attached compliance ease report. |  | 07/08/2024 |  | 2 | C | B C | C | B C | C | B |  | SC | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| XXXXX | 4000035700 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM provided. |  |  |  | Reviewer Comment (2024-06-10): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | SC | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000035700 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/10/2024 | 2 | A | A | A | A | A | A |  | SC | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000035700 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  | WVOE was not received within XXXX Business Days of Note Date. |  |  |  | Reviewer Comment (2024-06-17): Received, Clearing.<br>Seller Comment (2024-06-17): Comment from XXXX (XXXX): VVOE prior to funding.<br>Reviewer Comment (2024-06-14): Received VVOE dated XXXX. Per guidelines - Verbal Verification of Employment (VVOE) must be obtained within XXXX prior to the Note Date<br> and within XXXX calendar days prior to the Note Date for self-employment income<br> - Post closing VVOE will not be accepted<br>Seller Comment (2024-06-14): Comment from XXXX (XXXX): B2 VVOE | 06/17/2024 |  |  | 1 | C | A C | C | A C | C | A |  | SC | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000035700 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  | WVOE was not received within XXXX Business Days of Note Date. |  |  |  | Reviewer Comment (2024-06-17): Received, Clearing.<br>Seller Comment (2024-06-17): Comment from XXXX (XXXX): VVOE prior to funding.<br>Reviewer Comment (2024-06-14): Received VVOE dated XXXX. Per guidelines - Verbal Verification of Employment (VVOE) must be obtained within XXXX prior to the Note Date<br> and within XXXX calendar days prior to the Note Date for self-employment income<br> - Post closing VVOE will not be accepted<br>Seller Comment (2024-06-14): Comment from XXXX (XXXX): B1 VVOE | 06/17/2024 |  |  | 1 | C | A C | C | A C | C | A |  | SC | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000038265 | XXXXX |  | XXXXX |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | The file was missing a copy of E-sign Consent Agreement |  |  |  | Reviewer Comment (2024-06-28): Received, Clearing.<br>Seller Comment (2024-06-27): Comment from XXXX (XXXX): Esign | 06/28/2024 |  |  | 1 | C | A C | C | A C | C | A |  | NJ | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000038265 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | The file was missing a copy of Fraud Report |  |  |  | Reviewer Comment (2024-06-28): Received, Clearing.<br>Seller Comment (2024-06-27): Comment from XXXX (XXXX): Fraudguard | 06/28/2024 |  |  | 1 | C | A C | C | A C | C | A |  | NJ | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000038265 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | The file was missing a copy of Fraud Report |  |  |  | Reviewer Comment (2024-06-28): Received, Clearing.<br>Seller Comment (2024-06-27): Comment from XXXX (XXXX): Fraudguard | 06/28/2024 |  |  | 1 | C | A C | C | A C | C | A |  | NJ | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000038265 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | The file was missing a copy of Fraud Report |  |  |  | Reviewer Comment (2024-06-28): Received, Clearing.<br>Seller Comment (2024-06-27): Comment from XXXX (XXXX): Fraudguard | 06/28/2024 |  |  | 1 | C | A C | C | A C | C | A |  | NJ | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000038265 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ | Secondary valuation from subject transaction is missing |  |  |  | Reviewer Comment (2024-06-26): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | NJ | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000038265 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/25/2024 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 6000093762 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/27/2024 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 6000093763 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2024-07-02): Approval document received and associated .Exception cleared<br>Seller Comment (2024-07-01): XXXX CTC | 07/02/2024 |  |  | 1 | C | A C | C | A C | C | A |  | PA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 6000093763 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/27/2024 | 2 | A | A | A | A | A | A |  | PA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 6000093763 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Highest level secondary valuation supports the value used to qualify. AVM is invalid. The FSD is greater than 0.2. Sec ID: 83 |  |  |  |  |  | Reviewer Comment (2024-07-10): Clearing.<br>Reviewer Comment (2024-07-08): These are securitization requirements.<br>Seller Comment (2024-07-08): ARE THESE YOUR REQUIREMENTS OR IS THIS OUT OF OUR GUIDE?<br>Reviewer Comment (2024-07-02): Securitization requirements are that the AVM must have a confidence score of less than XXXX or less. The confidence score on the subject loan is XXXX.<br>Seller Comment (2024-07-01): PLEASE CLARIFY. THANK YOU! | 07/10/2024 |  |  | 1 | C | A | C | A C | C | A |  | PA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 6000093763 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | VVOE - Employment Only missing in file for Borrower: Roger L Knepper |  |  |  | Reviewer Comment (2024-07-02): Third party work number- income received and updated. Exception cleared<br>Seller Comment (2024-07-01): XXXX WVOE | 07/02/2024 |  |  | 1 | C | A C | C | A C | C | A |  | PA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 6000093763 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of XXXX% or Final Disclosure APR of XXXX% is equal to or greater than the threshold of APOR XXXX% +XXXX%, or XXXX%. Non-Compliant Higher Priced Mortgage Loan. | APR on subject loan of XXXX% or Final Disclosure APR of XXXX% is equal to or greater than the threshold of APOR XXXX% + XXXX%, or XXXX%. |  |  |  | Reviewer Comment (2024-07-09): Loan relocked on XXXX. APOR based relock date is XXXX. APR is less than APOR threshold. Not HPML | 07/09/2024 |  |  | 1 | C | A C | C | A C | C | A |  | PA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 6000093763 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | TIL Higher Priced Mortgage Loan Safe Harbor Test | TILA HPML appraisal Rule (Dodd-Frank 2014): Safe Harbor requirements not satisfied. |  |  |  |  | Reviewer Comment (2024-06-28): Accepted as is. |  |  |  | 2 | B | B | B | B | B | B |  | PA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 6000093763 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Appraisal - Did Not Physically Visit) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Appraisal not performed by a certified or licensed appraiser who conducted a physical visit to the property. |  |  |  |  | Reviewer Comment (2024-07-09): Loan relocked on XXXX. APOR based relock date is XXXX. APR is less than APOR threshold. Not HPML<br>Reviewer Comment (2024-07-03): Citing is generating due the loan is a HPML which requires a full physical inspection.<br>Seller Comment (2024-07-01): PLS CLARIFY. WE ALLOW 2055'S? | 07/09/2024 |  |  | 1 | C | A C | C | A C | C | A |  | PA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 6000093763 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of XXXX. | A guideline required VVOE performed within 10 business days of the note date is missing which resulted in a Due Diligence Loan Designation of ATR fail. |  |  |  | Reviewer Comment (2024-07-02): Third party work number- income received and updated. Exception cleared<br>Seller Comment (2024-07-01): XXXX VOE | 07/02/2024 |  |  | 1 | B | A C | B | A C | B | A |  | PA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Non QM | Non QM | Yes |
| XXXXX | 6000093763 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - W-2 | Ability to Repay (Dodd-Frank 2014): Unable to verify current Wages/W-2 employment status using reasonably reliable third-party records. | A guideline required VVOE performed within 10 business days of the note date is missing. |  |  |  | Reviewer Comment (2024-07-02): Third party work number- income received and updated. Exception cleared<br>Seller Comment (2024-07-01): XXXX VOE | 07/02/2024 |  |  | 1 | C | A C | C | A C | C | A |  | PA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 6000093763 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | A guideline required VVOE performed within 10 business days of the note date is missing which impacts ATR. |  |  |  | Reviewer Comment (2024-07-02): Third party work number- income received and updated. Exception cleared | 07/02/2024 |  |  | 1 | A | A | A | A | A | A |  | PA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 6000093763 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  | A guideline required VVOE performed within 10 business days of the note date is missing. |  |  |  | Reviewer Comment (2024-07-02): Third party work number- income received and updated. Exception cleared<br>Seller Comment (2024-07-01): XXXX VOE | 07/02/2024 |  |  | 1 | C | A C | C | A C | C | A |  | PA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 6000093763 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. The supporting secondary valuation is missing. Sec ID: 126 |  |  |  |  |  | Reviewer Comment (2024-07-10): Clearing. | 07/10/2024 |  |  | 1 |  | A |  | A |  | A |  | PA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 6000093763 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No secondary valuation was provided. Sec ID: 56 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-07-10): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 |  | N/A |  | N/A |  |  |  | PA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 6000093765 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/27/2024 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 6000093768 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/27/2024 | 2 | A | A | A | A | A | A |  | IL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 6000093768 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State Defect | Illinois SB 1894 | XXXX Predatory Lending Database Program (SB 1894) - Certificate of Compliance or Exemption not attached to mortgage for recording. | XXXX SB 1894 disclosure not provided. |  |  |  | Reviewer Comment (2024-07-02): Received, Clearing.<br>Seller Comment (2024-07-01): XXXX SB XXXX | 07/02/2024 |  |  | 1 | C | A C | C | A C | C | A |  | IL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 6000093769 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note - Senior Lien not provided |  | Note-Senior Lien not provided |  |  |  | Reviewer Comment (2024-07-02): Note - Senior Lien received and associated. Exception cleared<br>Seller Comment (2024-07-01): XXXX SENIOR NOTE | 07/02/2024 |  |  | 1 | D | A D | D | A D | D | A |  | CO | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 6000093769 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/27/2024 | 2 | A | A | A | A | A | A |  | CO | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 6000093770 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/27/2024 | 2 | A | A | A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 6000093770 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  | Copy of Approval is missing. |  |  |  | Reviewer Comment (2024-07-02): Approval document received and associated. Exception cleared<br>Seller Comment (2024-07-01): XXXX CTC | 07/02/2024 |  |  | 1 | C | A C | C | A C | C | A |  | GA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 6000093771 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Ohio Consumer Sales Practices Act (Right Not To Close Disclosure Not Provided) | XXXX Consumer Sales Practices Act: Borrower not provided Right Not To Close Disclosure. | Disclosure missing |  |  |  | Reviewer Comment (2024-06-28): Accepted as is. |  |  |  | 2 | B | B | B | B | B | B |  | OH | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 6000093771 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/27/2024 | 2 | A | A | A | A | A | A |  | OH | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 6000093772 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/27/2024 | 2 | A | A | A | A | A | A |  | CO | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 6000093772 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of XXXX% or Final Disclosure APR of XXXX% is equal to or greater than the threshold of APOR XXXX% + XXXX%, or XXXX%. Non-Compliant Higher Priced Mortgage Loan. | APR on subject loan of XXXX% or Final Disclosure APR of XXXX% is equal to or greater than the threshold of APOR XXXX% + XXXX%, or XXXX%.The file does not contain a valid change of circumstance for this fee, cure provided at closing. |  |  |  | Reviewer Comment (2024-07-03): Received Confirmation over mail copy of completed appraisal e-mailed to borrower XXXX prior to consummation date, information validated. Exception Cleared. | 07/03/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CO | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 6000093772 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2024-07-03): Received Confirmation over mail copy of completed appraisal e-mailed to borrower XXXX prior to consummation date, information validated. Exception Cleared.<br>Seller Comment (2024-07-02): NOT SURE I FOLLOW. WE ACCEPT AS DO OUR OTHER INVESTORS THIS TYPE OF APPRAISAL ACKNOWLEDGMENT?<br>Reviewer Comment (2024-07-02): Exception Remains - On the received appraisal acknowledgment the option is not selected. Provide the appraisal acknowledgment with selecting the anyone option.<br>Seller Comment (2024-07-01): XXXX APPRAISAL ACKNOWLEDGEMENT | 07/03/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CO | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 6000093772 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of XXXX. | Per guidelines for variable income - The following documentation is required: Verbal verification of employment for current employer AND • Written Verification of Employment or an Automated Verification of Income including the year-to-date and the prior XXXX years earnings OR • Most recent paystub(s), W-2s for the most recent XXXX years AND • The year-end paystubs for the most recent XXXX years. Missing either a written VOE or the most recent XXXXyears pay stubs for confirm bonus and overtime income for both borrowers. |  |  |  | Reviewer Comment (2024-07-02): Exception cleared - Received third Party Verification of Employment and update the XXXX and associated document in XXXX.<br>Seller Comment (2024-07-01): XXXX WVOE B1 AND BW | 07/02/2024 |  |  | 1 | B | A C | B | A C | B | A |  | CO | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C | Non QM | Non QM | Yes |
| XXXXX | 6000093772 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - W-2 | Ability to Repay (Dodd-Frank 2014): Unable to verify current Wages/W-2 employment status using reasonably reliable third-party records. | Per guidelines for variable income - The following documentation is required: Verbal verification of employment for current employer AND • Written Verification of Employment or an Automated Verification of Income including the year-to-date and the prior XXXX years earnings OR • Most recent paystub(s), W-2s for the most recent XXXX years AND • The year-end paystubs for the most recent XXXX years. Missing either a written VOE or the most recent XXXX years pay stubs for confirm bonus and overtime income for both borrowers. |  |  |  | Reviewer Comment (2024-07-02): Exception cleared - Received third Party Verification of Employment and update the XXXX and associated document in XXXX.<br>Seller Comment (2024-07-01): XXXX WVOE B1 AND B2 | 07/02/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CO | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 6000093772 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - W-2 | Ability to Repay (Dodd-Frank 2014): Unable to verify current Wages/W-2 employment status using reasonably reliable third-party records. | Per guidelines for variable income - The following documentation is required: Verbal verification of employment for current employer AND • Written Verification of Employment or an Automated Verification of Income including the year-to-date and the prior XXXX years earnings OR • Most recent paystub(s), W-2s for the most recent XXXXyears AND • The year-end paystubs for the most recentXXXX years. Missing either a written VOE or the most recent XXXX years pay stubs for confirm bonus and overtime income for both borrowers. |  |  |  | Reviewer Comment (2024-07-02): Exception cleared - Received third Party Verification of Employment and update the XXXX and associated document in XXXX.<br>Seller Comment (2024-07-01): XXXX WVOE B1 AND B2 | 07/02/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CO | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 6000093772 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | Per guidelines for variable income - The following documentation is required: Verbal verification of employment for current employer AND • Written Verification of Employment or an Automated Verification of Income including the year-to-date and the prior XXXX years earnings OR • Most recent paystub(s), W-2s for the most recent XXXX years AND • The year-end paystubs for the most recent XXXX years. Missing either a written VOE or the most recent XXXX years pay stubs for confirm bonus and overtime income for both borrowers. |  |  |  | Reviewer Comment (2024-07-02): Exception cleared - Received third Party Verification of Employment and update the XXXX and associated document in XXXX. | 07/02/2024 |  |  | 1 | A | A | A | A | A | A |  | CO | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 6000093772 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - Tip Income | Ability-to-Repay (Dodd-Frank 2014): Unable to verify current Tip Income employment status using reasonably reliable third-party records. | Per guidelines for variable income - The following documentation is required: Verbal verification of employment for current employer AND • Written Verification of Employment or an Automated Verification of Income including the year-to-date and the prior XXXX years earnings OR • Most recent paystub(s), W-2s for the most recent XXXXyears AND • The year-end paystubs for the most recent XXXX years. Missing either a written VOE or the most recent XXXXyears pay stubs for confirm bonus and overtime income for both borrowers. |  |  |  | Reviewer Comment (2024-07-02): Exception cleared - Received third Party Verification of Employment and update the XXXX and associated document in XXXX.<br>Seller Comment (2024-07-01): XXXX WVOE B1 AND B2 | 07/02/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CO | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 6000093772 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - Tip Income | Ability-to-Repay (Dodd-Frank 2014): Unable to verify current Tip Income employment status using reasonably reliable third-party records. | Per guidelines for variable income - The following documentation is required: Verbal verification of employment for current employer AND • Written Verification of Employment or an Automated Verification of Income including the year-to-date and the prior XXXX years earnings OR • Most recent paystub(s), W-2s for the most recent XXXX years AND • The year-end paystubs for the most recent XXXXyears. Missing either a written VOE or the most recent XXXX years pay stubs for confirm bonus and overtime income for both borrowers. |  |  |  | Reviewer Comment (2024-07-02): Exception cleared - Received third Party Verification of Employment and update the XXXX and associated document in XXXX.<br>Seller Comment (2024-07-01): XXXX WVOE B1 AND B2 | 07/02/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CO | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 6000093772 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  | Verification of employment dated within XXXX days of note date is missing. |  |  |  | Reviewer Comment (2024-07-02): Exception cleared - Received third Party Verification of Employment and update the XXXX and associated document in XXXX.<br>Seller Comment (2024-07-01): XXXX WVOE B1 AND B2 | 07/02/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CO | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 6000093772 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  | Verification of employment dated within XXXX days of note date is missing. |  |  |  | Reviewer Comment (2024-07-02): Exception cleared - Received third Party Verification of Employment and update the XXXX and associated document in XXXX.<br>Seller Comment (2024-07-01): XXXX WOE B1 AND B2<br>Seller Comment (2024-07-01): XXXX WVOE B1 AND B2 | 07/02/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CO | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 6000093772 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | Verification of employment dated within XXXX days of note date is missing. |  |  |  | Reviewer Comment (2024-07-02): Exception cleared - Received third Party Verification of Employment and update the XXXX and associated document in XXXX.<br>Seller Comment (2024-07-01): XXXX WVOE B1 AND B2 | 07/02/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CO | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 6000093772 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank 2014): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | Per guidelines for variable income - The following documentation is required: Verbal verification of employment for current employer AND • Written Verification of Employment or an Automated Verification of Income including the year-to-date and the prior XXXX years earnings OR • Most recent paystub(s), W-2s for the most recent XXXX years AND • The year-end paystubs for the most recent XXXX years. Missing either a written VOE or the most recent XXXX years pay stubs for confirm bonus and overtime income for both borrowers. |  |  |  | Reviewer Comment (2024-07-02): Exception cleared - Received third Party Verification of Employment and update the XXXX and associated document in XXXX.<br>Seller Comment (2024-07-01): XXXX WVOE B1 AND B2 | 07/02/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CO | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 6000093772 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Per guidelines for variable income - The following documentation is required: Verbal verification of employment for current employer AND • Written Verification of Employment or an Automated Verification of Income including the year-to-date and the prior XXXX years earnings OR • Most recent paystub(s), W-2s for the most recent XXXX years AND • The year-end paystubs for the most recent XXXX years. Missing either a written VOE or the most recent XXXX years pay stubs for confirm bonus and overtime income for both borrowers. |  |  |  | Reviewer Comment (2024-07-02): Exception cleared - Received third Party Verification of Employment and update the XXXX and associated document in XXXX.<br>Seller Comment (2024-07-01): XXXX WVOE B1 AND B2 | 07/02/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CO | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 6000093772 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | Per guidelines for variable income - The following documentation is required: Verbal verification of employment for current employer AND • Written Verification of Employment or an Automated Verification of Income including the year-to-date and the prior XXXX years earnings OR • Most recent paystub(s), W-2s for the most recent XXXX years AND • The year-end paystubs for the most recent XXXX years. Missing either a written VOE or the most recent XXXX years pay stubs for confirm bonus and overtime income for both borrowers. |  |  |  | Reviewer Comment (2024-07-02): Exception cleared - Received third Party Verification of Employment and update the XXXX and associated document in XXXX.<br>Seller Comment (2024-07-01): XXXX WVOE B1 AND B2 | 07/02/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CO | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 6000093773 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/27/2024 | 2 | A | A | A | A | A | A |  | WA | Primary | Refinance - Cash-out - Debt Consolidation | A | Non QM | Non QM | No |
| XXXXX | 6000093774 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  | Approval is missing in file. |  |  |  | Reviewer Comment (2024-07-02): Exception cleared - Final approval received and updated clarity.<br>Seller Comment (2024-07-01): XXXX CTC | 07/02/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CO | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 6000093774 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/27/2024 | 2 | A | A | A | A | A | A |  | CO | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 6000093774 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  | Reviewer Comment (2024-06-28): Accepted as is. |  |  |  | 2 | B | B | B | B | B | B |  | CO | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Non QM | Non QM | Yes |
| XXXXX | 6000093775 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/27/2024 | 2 | A | A | A | A | A | A |  | MI | Primary | Refinance - Cash-out - Debt Consolidation | A | Non QM | Non QM | No |
| XXXXX | 6000093776 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/27/2024 | 2 | A | A | A | A | A | A |  | CO | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 6000093776 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of XXXX. | The WVOE in file does not break out the Borrower's base pay and the paystubs in file do not reflect commission income that supports income provided on the paystubs in file. |  |  |  | Reviewer Comment (2024-07-22): Client exception received.<br>Reviewer Comment (2024-07-22): DTI exceeds the guideline allowable of XXXX<br>Seller Comment (2024-07-19): XXXXX UPDATED 1008<br>Reviewer Comment (2024-07-18): Based on YTD and prior years paystubs, XXXX is the only income that can be verified. Flag pay cannot be used as we are missing XXXX history as required per guidelines. DTI has been updated to XXXX<br>Seller Comment (2024-07-17): XXXXX UPDATED WVOE<br>Reviewer Comment (2024-07-02): Exception remains. Unable to verify the commission/Additional income XXXX from the provided breakup of paystub. Need complete paystub to verify base pay + additional income with detailed break up.<br>Seller Comment (2024-07-01): XXXXX UW LOE | 07/22/2024 |  |  | 1 | B | A C | B | A C | B | A |  | CO | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| XXXXX | 6000093776 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank 2014): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | The WVOE in file does not break out the Borrower's base pay and the paystubs in file do not reflect commission income that supports income provided on the paystubs in file. |  |  |  | Reviewer Comment (2024-07-22): Received, Clearing.<br>Seller Comment (2024-07-19): XXXXX UPDATED 1008<br>Reviewer Comment (2024-07-18): Based on YTD and prior years paystubs, XXXX is the only income that can be verified. Flag pay cannot be used as we are missing XXXX history as required per guidelines. DTI has been updated to XXXX<br>Seller Comment (2024-07-17): XXXXX UPDATED WVOE<br>Reviewer Comment (2024-07-02): Exception remains. Unable to verify the commission/Additional income XXXX from the provided breakup of paystub. Need complete paystub to verify base pay + additional income with detailed break up.<br>Seller Comment (2024-07-01): XXXXX UW LOE | 07/22/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CO | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 6000093776 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | The WVOE in file does not break out the Borrower's base pay and the paystubs in file do not reflect commission income that supports income provided on the paystubs in file. |  |  |  | Reviewer Comment (2024-07-22): Client exception received.<br>Reviewer Comment (2024-07-22): DTI exceeds the guideline allowable of XXXX.<br>Seller Comment (2024-07-19): XXXX UPDATED 1008<br>Reviewer Comment (2024-07-18): Based on YTD and prior years paystubs, XXXX is the only income that can be verified. Flag pay cannot be used as we are missing XXXX history as required per guidelines. DTI has been updated to XXXX<br>Seller Comment (2024-07-17): XXXXX UPDATED WVOE<br>Reviewer Comment (2024-07-02): Exception remains. Unable to verify the commission/Additional income XXXX from the provided breakup of paystub. Need complete paystub to verify base pay + additional income with detailed break up.<br>Seller Comment (2024-07-01): XXXX UW LOE | 07/22/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CO | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 6000093776 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | The WVOE in file does not break out the Borrower's base pay and the paystubs in file do not reflect commission income that supports income provided on the paystubs in file. |  |  |  | Reviewer Comment (2024-07-22): Received, Clearing.<br>Seller Comment (2024-07-19): XXXXX UPDATED 1008<br>Reviewer Comment (2024-07-18): Exception remains. Unable to verify the Base pay & Commission income separately from the given WVOE totaling XXXX used to qualify. Still need WVOE reflecting YTD Base Pay & Commission income separately with previous XXXX history.<br>Seller Comment (2024-07-17): XXXXX UPDATED WVOE<br>Reviewer Comment (2024-07-02): Exception remains. Unable to verify the commission/Additional income XXXX from the provided breakup of paystub. Need complete paystub to verify base pay + additional income with detailed break up.<br>Seller Comment (2024-07-01): XXXX UW LOE | 07/22/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CO | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 6000093776 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: | - ___ | The WVOE in file does not break out the Borrower's base pay and the paystubs in file do not reflect commission income that supports income provided on the paystubs in file. |  |  |  | Reviewer Comment (2024-07-22): Received, Clearing.<br>Seller Comment (2024-07-19): XXXX UPDATED 1008<br>Reviewer Comment (2024-07-18): Exception remains. Unable to verify the Base pay & Commission income separately from the given WVOE totaling XXXX used to qualify. Still need WVOE reflecting YTD Base Pay & Commission income separately with previous XXXX history.<br>Seller Comment (2024-07-17): XXXXX UPDATED WVOE<br>Reviewer Comment (2024-07-02): Exception remains. Unable to verify the commission/Additional income XXXX from the provided breakup of paystub. Need complete paystub to verify base pay + additional income with detailed break up.<br>Seller Comment (2024-07-01): XXXXX UW LOE | 07/22/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CO | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 6000093776 | XXXXX |  | XXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. | Calculated investor qualifying total debt ratio of ___ exceeds Guideline total debt ratio of ___. | alculated investor qualifying total debt ratio of XXXX% exceeds Guideline total debt ratio of XXXX%. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2024-07-22): Client exception received.<br>Buyer Comment (2024-07-22): Ok to waive with compensating factors. XXXX FICO, DTI below XXXX as allowed per XXXX. |  |  | 07/22/2024 | 2 |  | B |  | B |  | B |  | CO | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 6000093776 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM DTIs match and both moderately exceed Guidelines | Ability to Repay (Dodd-Frank 2014): The DTI calculated in accordance with the Lenders Guidelines and 1026.43(c)(5) of XXXX% moderately exceeds the guideline maximum of XXXX%. (DTI Exception is eligible to be regraded with compensating factors.) |  | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2024-07-22): Client exception received. |  |  | 07/22/2024 | 2 |  | B |  | B |  | B |  | CO | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 6000093778 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  | Updated as per the source of the document. |  |  |  |  |  |  | 06/27/2024 | 2 | A | A | A | A | A | A |  | CO | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000037676 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/02/2024 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000037676 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on XXXX, prior to three (3) business days from transaction date of XXXX AM. | Subject loan transaction disbursed on XXXX, prior to three (3) business days from transaction date of XXXX |  |  |  | Reviewer Comment (2024-07-12): Received, Clearing.<br>Seller Comment (2024-07-11): Comment from XXXX (XXXX): See attached PCCD. Loan funded on XXXX | 07/12/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Non QM | Non QM | Yes |
| XXXXX | 4000037676 | XXXXX |  | XXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Title Policy amount not provided in Title Preliminary document. |  |  |  | Reviewer Comment (2024-07-02): Accepted as is. |  |  |  | 2 | B | B | B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000038469 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No secondary valuation was provided. Sec ID: 56 |  | The supporting secondary valuation is missing. |  |  |  | Reviewer Comment (2024-07-09): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A D | D |  |  | CA | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| XXXXX | 4000038469 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/01/2024 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| XXXXX | 4000038469 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of XXXX% or Final Disclosure APR of XXXX% is equal to or greater than the threshold of APOR XXXX% + XXXX%, or XXXX%. Non-Compliant Higher Priced Mortgage Loan. |  |  |  |  | Reviewer Comment (2024-07-19): Full appraisal received | 07/19/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| XXXXX | 4000038469 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | TIL Higher Priced Mortgage Loan Safe Harbor Test | TILA HPML appraisal Rule (Dodd-Frank 2014): Safe Harbor requirements not satisfied. | Due to a physical inspection not being done. |  |  |  | Reviewer Comment (2024-07-03): Accepted as is. |  |  |  | 2 | B | B | B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| XXXXX | 4000038469 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Appraisal - Did Not Physically Visit) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Appraisal not performed by a certified or licensed appraiser who conducted a physical visit to the property. | The appraisal was a drive by, exterior appraisal. |  |  |  | Reviewer Comment (2024-07-19): Full appraisal received<br>Seller Comment (2024-07-19): Comment from XXXX (XXXX): Appraisal | 07/19/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| XXXXX | 4000038469 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-07-25): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 |  | N/A |  | N/A |  |  |  | CA | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| XXXXX | 4000037841 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2024-07-08): Accepted as is based on meeting to RAs requirements.<br>Seller Comment (2024-07-07): Comment from XXXX (XXXX): There were XXXX different valuations in the submission file. I have attached again. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | ID | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000037841 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/03/2024 | 2 | A | A | A | A | A | A |  | ID | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000039078 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No secondary valuation was provided. CU and LCA results are contradictory. Appraisal was provided. Sec ID: 133 | Note Date: ___; Lien Position: ___ | Missing secondary valuation |  |  |  | Reviewer Comment (2024-07-03): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | A | N/A | N/A | N/A | A |  |  | NJ | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| XXXXX | 4000039078 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/02/2024 | 2 | A | A | A | A | A | A |  | NJ | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| XXXXX | 4000039078 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided |  | The file was missing a copy of Hazard Insurance |  |  |  | Reviewer Comment (2024-07-05): Received, Clearing.<br>Seller Comment (2024-07-03): Comment from XXXX (XXXX): HOI AND RENEWAL | 07/05/2024 |  |  | 1 | C | A C | C | A C | C | A |  | NJ | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| XXXXX | 4000038586 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-07-03): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | NY | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000038586 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/03/2024 | 2 | A | A | A | A | A | A |  | NY | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000038586 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/03/2024 | 2 | A | A | A | A | A | A |  | NY | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000032016 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No secondary valuation was provided. CU and LCA results are contradictory. Appraisal was provided. Sec ID: 133 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. Missing secondary valuation. CU and LCA results are contradictory. |  |  |  | Reviewer Comment (2024-07-08): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | A | N/A | N/A | N/A | A |  |  | MI | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000032016 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/05/2024 | 2 | A | A | A | A | A | A |  | MI | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000032016 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | Self-Employed Tax Return Recency - ATR | Ability to Repay (Dodd-Frank 2014): Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application DateXXXX, Most Recent Tax Return End Date XXXX, Tax Return Due Date XXXX. | ATR Failure due to Income Documents missing from File This exception will be cleared once all ATR specific exceptions have been cured/cleared. |  |  |  | Reviewer Comment (2024-07-08): Accepted as is. |  |  |  | 2 | B | B | B | B | B | B |  | MI | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000032016 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | Self-Employed Tax Return Recency - ATR | Ability to Repay (Dodd-Frank 2014): Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date XXXX, Most Recent Tax Return End Date XXXX, Tax Return Due Date XXXX | ATR Failure due to Income Documents missing from File This exception will be cleared once all ATR specific exceptions have been cured/cleared. |  |  |  | Reviewer Comment (2024-07-08): Accepted as is. |  |  |  | 2 | B | B | B | B | B | B |  | MI | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000032016 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | Self-Employed Tax Return Recency - ATR | Ability to Repay (Dodd-Frank 2014): Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date XXXX, Most Recent Tax Return End Date XXXX, Tax Return Due DateXXXX. | ATR Failure due to Income Documents missing from File This exception will be cleared once all ATR specific exceptions have been cured/cleared. |  |  |  | Reviewer Comment (2024-07-08): Accepted as is. |  |  |  | 2 | B | B | B | B | B | B |  | MI | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000032016 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | Self-Employed Tax Return Recency - ATR | Ability to Repay (Dodd-Frank 2014): Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date XXXX, Most Recent Tax Return End DateXXXX, Tax Return Due Date XXXX. | ATR Failure due to Income Documents missing from File This exception will be cleared once all ATR specific exceptions have been cured/cleared. |  |  |  | Reviewer Comment (2024-07-08): Accepted as is. |  |  |  | 2 | B | B | B | B | B | B |  | MI | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000032016 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | Self-Employed Tax Return Recency - ATR | Ability to Repay (Dodd-Frank 2014): Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date XXXX, Most Recent Tax Return End Date XXXX, Tax Return Due Date XXXX. | ATR Failure due to Income Documents missing from File This exception will be cleared once all ATR specific exceptions have been cured/cleared. |  |  |  | Reviewer Comment (2024-07-08): Accepted as is. |  |  |  | 2 | B | B | B | B | B | B |  | MI | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000032016 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | Self-Employed Tax Return Recency - ATR | Ability to Repay (Dodd-Frank 2014): Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date XXXX, Most Recent Tax Return End Date XXXX, Tax Return Due Date XXXX. | ATR Failure due to Income Documents missing from File This exception will be cleared once all ATR specific exceptions have been cured/cleared. |  |  |  | Reviewer Comment (2024-07-08): Accepted as is. |  |  |  | 2 | B | B | B | B | B | B |  | MI | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000032016 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | Self-Employed Tax Return Recency - ATR | Ability to Repay (Dodd-Frank 2014): Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date XXXX, Most Recent Tax Return End Date XXXX, Tax Return Due Date XXXX | ATR Failure due to Income Documents missing from File This exception will be cleared once all ATR specific exceptions have been cured/cleared. |  |  |  | Reviewer Comment (2024-07-08): Accepted as is. |  |  |  | 2 | B | B | B | B | B | B |  | MI | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000032016 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | Self-Employed Tax Return Recency - ATR | Ability to Repay (Dodd-Frank 2014): Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date XXXX, Most Recent Tax Return End Date XXXX, Tax Return Due Date XXXX. | ATR Failure due to Income Documents missing from File This exception will be cleared once all ATR specific exceptions have been cured/cleared. |  |  |  | Reviewer Comment (2024-07-08): Accepted as is. |  |  |  | 2 | B | B | B | B | B | B |  | MI | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000032016 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Michigan CMPA Home Loan Toolkit Timing | XXXX Consumer Mortgage Protection Act: Home Loan Toolkit not provided to borrower within three (3) business days of application. | The file is missing a copy of the CMPA Home Loan Toolkit. |  |  |  | Reviewer Comment (2024-07-08): Accepted as is. |  |  |  | 2 | B | B | B | B | B | B |  | MI | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000037018 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State Defect | Illinois SB 1894 | XXXXPredatory Lending Database Program (SB 1894) - Certificate of Compliance or Exemption not attached to mortgage for recording. | Certificate of Compliance or Exemption not attached to mortgage for recording. |  |  |  | Reviewer Comment (2024-07-12): Received, Clearing.<br>Seller Comment (2024-07-12): Comment from XXXX (XXXX): See attached.<br>Reviewer Comment (2024-07-05): XXXX Predatory Lending Database Program (XXXX) - Certificate of Compliance or Exemption should be sent with the security agreement for recording.<br>Buyer Comment (2024-07-05): Comment from XXXX (XXXX): I'm unfamiliar with this requirement, please provide more information. | 07/12/2024 |  |  | 1 | C | A C | C | A C | C | A |  | IL | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000037018 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/05/2024 | 2 | A | A | A | A | A | A |  | IL | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000037018 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 122 |  | Loan is to be securitized. One valuation was provided. |  |  |  | Reviewer Comment (2026-03-25): Clearing.<br>Reviewer Comment (2026-03-25): .<br>Reviewer Comment (2024-07-05): Accepted as is based on meeting two RAs requirements | 03/25/2026 |  |  | 1 | D | A | N/A | A | D | A |  | IL | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000037018 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: 128 |  |  |  |  |  | Reviewer Comment (2026-03-26): Received, Clearing. | 03/26/2026 |  |  | 1 |  | A |  | A |  | A |  | IL | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000038401 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Hazard Insurance Policy expires within 90 days of the Note Date. | Hazard Insurance Policy Expiration Date ___, Note Date ___ | Hazard Insurance Policy expires within XXXX days of the Note Date |  |  |  | Reviewer Comment (2024-07-05): Accepted as is.<br>Buyer Comment (2024-07-05): Comment from XXXX (XXXX): Insurance renewal is not available at this time, however the insurance is impounded through the senior lien and will be paid once due. |  |  |  | 2 | B | B | B | B | B | B |  | FL | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000038401 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/05/2024 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000036782 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/05/2024 | 2 | A | A | A | A | A | A |  | CT | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| XXXXX | 4000036782 | XXXXX |  | XXXXX |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  | Reviewer Comment (2024-07-16): Received, Clearing.<br>Seller Comment (2024-07-15): Comment from XXXX (XXXX): please see attached.<br>Reviewer Comment (2024-07-09): Still missing Owner's & Encumbrance Report verifying and validating the senior lien or an ALTA Standard Coverage Policy or an ALTA Residential Limited Coverage Junior Loan Policy<br>Buyer Comment (2024-07-09): Comment from XXXX (XXXX): Final title Policy not needed for program type, property report was provided on previous condition. | 07/16/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CT | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| XXXXX | 4000036782 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  | Verification(s) of employment is not within XXXX business days of the Note. |  |  |  | Reviewer Comment (2024-07-23): Current VVOE provided. Cleared.<br>Seller Comment (2024-07-23): Comment from XXXX (XXXX): Please see attached<br>Reviewer Comment (2024-07-22): VVOE provided is dated XXXX which is not within XXXX days of the note.<br>Seller Comment (2024-07-18): Comment from XXXX (XXXX): Please see employment verification | 07/23/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CT | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| XXXXX | 4000035677 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/05/2024 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000035677 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. |  |  |  | Reviewer Comment (2024-07-08): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000038212 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Rider - 1-4 Family not provided |  |  |  |  |  | Reviewer Comment (2024-07-11): Received, Clearing.<br>Seller Comment (2024-07-10): Comment from XXXX (XXXX): XXXX Family Rider | 07/11/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| XXXXX | 4000038212 | XXXXX |  | XXXXX |  | Credit | Hazard Insurance | Document Error | Hazard Insurance | Hazard Insurance policy does not list Lender or Servicer and its successors and assigns, per guideline requirements. |  |  |  |  |  | Reviewer Comment (2024-07-16): Received, Clearing.<br>Seller Comment (2024-07-16): Comment from XXXX (XXXX): updated HOI | 07/16/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| XXXXX | 4000038212 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/08/2024 | 2 | A | A | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| XXXXX | 4000037984 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/08/2024 | 2 | A | A | A | A | A | A |  | AL | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000037984 | XXXXX |  | XXXXX |  | Credit | Guideline | Guideline Issue | Guideline | Rural property type is not permitted per Guidelines. |  |  | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2024-07-08): Client elects to waive/regrade with compensating factors. Lender exception provided. |  |  | 07/08/2024 | 2 | B | B | B | B | B | B |  | AL | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000037984 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-07-08): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | AL | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000037494 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/08/2024 | 2 | A | A | A | A | A | A |  | ID | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000032707 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/10/2024 | 2 | A | A | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000032707 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 122 |  | Loan is to be securitized. Secondary valuation is missing. |  |  |  | Reviewer Comment (2026-03-25): Clearing for updated.<br>Reviewer Comment (2026-03-25): .<br>Reviewer Comment (2024-07-16): Accepted as is based on meeting two RAs requirements. | 03/25/2026 |  |  | 1 | D | A | N/A | A | D | A |  | NY | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000032707 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: 128 |  |  |  |  |  | Reviewer Comment (2026-03-26): Received, Clearing. | 03/26/2026 |  |  | 1 |  | A |  | A |  | A |  | NY | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000039642 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Provision) New York Subprime Loan (Escrow Not Established) | XXXX Subprime Loan: Mandatory escrow account not established for the collection of property taxes and insurance. (Note: Does not apply to a subordinate lien when the taxes and insurance are escrowed through another home loan. It also does not apply if the borrower can demonstrate a record of XXXX months of timely payments of taxes and insurance on a previous home loan.) | Mandatory escrow account not established for the collection of property taxes and insurance |  |  |  | Reviewer Comment (2024-07-11): Accepted as is. |  |  |  | 2 | B | B | B | B | B | B |  | NY | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000039642 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State HPML | New York Subprime Home Loan Threshold Fixed Non-Compliant | XXXX Subprime Loan: APR on subject loan of XXXX% or Final Disclosure APR of XXXX% is in excess of allowable threshold of Prime Mortgage Market RateXXXX + XXXX%, or XXXX%. Non-Compliant SubPrime Loan. | APR on subject loan of XXXX% or Final Disclosure APR of XXXX% is in excess of allowable threshold of Prime Mortgage Market RateXXXX + XXXX%, or XXXX%. Non-Compliant SubPrime Loan |  |  |  | Reviewer Comment (2024-07-11): Accepted as is. |  |  |  | 2 | B | B | B | B | B | B |  | NY | Primary | Refinance - Cash-out - Other | No obvious cure. Cure provision under NY Subprime 6-m(7) appears to be limited to making a non-compliant NY Subprime loan into a compliant NY subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of NY Subprime status. D B | Non QM | Non QM | No |
| XXXXX | 4000039642 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ | Secondary Valuation is not required per Guidelines. |  |  |  | Reviewer Comment (2024-07-11): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | NY | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000039642 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/10/2024 | 2 | A | A | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000039642 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided |  | File is missing copy of Hazard Insurance Policy. |  |  |  | Reviewer Comment (2024-07-16): Received, Clearing.<br>Seller Comment (2024-07-12): Comment from XXXX (XXXX): HOI | 07/16/2024 |  |  | 1 | C | A C | C | A C | C | A |  | NY | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000039642 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Compliance | High Cost Indicator Test | Loan does not exceed any high cost thresholds, however, documentation indicating loan was originated as a high cost loan found in file. | The mavent did not pass the high cost test and state rules |  |  |  | Reviewer Comment (2024-07-11): Accepted as is. |  |  |  | 2 | B | B | B | B | B | B |  | NY | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000039642 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Hazard Insurance Policy expires within 90 days of the Note Date. | Hazard Insurance Policy Expiration Date ___, Note Date ___ |  |  |  |  | Reviewer Comment (2024-07-16): Accepted as is. |  |  |  | 2 |  | B |  | B |  | B |  | NY | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000033234 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/10/2024 | 2 | A | A | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000033234 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ | Secondary valuation from subject transaction is missing. |  |  |  | Reviewer Comment (2024-07-11): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | NY | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000038986 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. Secondary valuation was provided. |  |  |  | Reviewer Comment (2024-07-10): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000038986 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/10/2024 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000037694 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/11/2024 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000037694 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 122 |  | Secondary valuation from subject transaction is missing |  |  |  | Reviewer Comment (2026-03-25): Clearing for updated.<br>Reviewer Comment (2026-03-25): .<br>Reviewer Comment (2024-07-12): Accepted as is based on meeting two RAs requirements | 03/25/2026 |  |  | 1 | D | A | N/A | A | D | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000037694 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: 128 |  |  |  |  |  | Reviewer Comment (2026-03-26): Received, Clearing. | 03/26/2026 |  |  | 1 |  | A |  | A |  | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000036950 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/12/2024 | 2 | A | A | A | A | A | A |  | DC | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| XXXXX | 4000036950 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ |  |  |  |  | Reviewer Comment (2024-07-16): Received, Clearing.<br>Seller Comment (2024-07-12): Comment from XXXX (XXXX): Tax Bill for XXXX | 07/16/2024 |  |  | 1 | C | A C | C | A C | C | A |  | DC | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| XXXXX | 4000039498 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/12/2024 | 2 | A | A | A | A | A | A |  | WA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000039498 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Missing Doc) Missing Note Addendum: Note P&I does not match calculated P&I | Note P&I of ___ does not match Calculated P&I of ___ | Original P&I does not equal Original P&I-Calculated. Need correct Note document which is reflecting P&I amount $XXXX. This loan amortizes to XXXX which is allowed in this state. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2024-08-05): This loan amortizes to XXXX which is allowed in this state. Exception be waived by the buyer of the loan..<br>Reviewer Comment (2024-08-05): This loan amortizes to XXXX which is allowed in this state.<br>Buyer Comment (2024-08-05): Comment from XXXX (XXXX): .<br>Reviewer Comment (2024-07-26): We are using an in-the-arrears method for calculation based on what is spelled out in the note. If a different method is being used that would need to be listed on the note.<br>Buyer Comment (2024-07-26): Comment fromXXXX (XXXX): The only way to get a P&I of XXXX is by using XXXX for number of days in year. The problem with that is it is not an option for Simple Interest AND the state of Washington requires 365 days to be used to calculate interest. XXXX is the correct P&I. |  |  | 08/05/2024 | 2 | C | B C | C | B C | C | B |  | WA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000039498 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Compliance | Disclosed Note P&I payment does not equal calculated P&I payment | Disclosed Note P&I payment does not equal calculated P&I payment. Note P&I of $XXXX does not match calculated P&I of $XXXX. Note P&I was used for the APR calculation and compliance testing. |  |  |  |  | Reviewer Comment (2024-08-02): P&I calculated with a XXXX day calculation. XXXX(c)(3) and commentary permits the creditor to disclosure using XXXX day basis.<br>Reviewer Comment (2024-08-02): Accepted as is.<br>Reviewer Comment (2024-08-02): .<br>Reviewer Comment (2024-07-12): Accepted as is. | 08/02/2024 |  |  | 1 | B | A B | B | A B | B | A |  | WA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000036315 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/12/2024 | 2 | A | A | A | A | A | A |  | MO | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000036315 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value. Sec ID: 57 |  |  |  |  |  | Reviewer Comment (2024-07-16): Clearing.<br>Buyer Comment (2024-07-15): Comment from XXXX (XXXX): Appraisal was included in the original package, pages XXXX. Please waive. | 07/16/2024 |  |  | 1 | C | A | C | A C | C | A |  | MO | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000036315 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No secondary valuation was provided. Sec ID: 56 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-07-16): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 |  | N/A |  | N/A |  |  |  | MO | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000032936 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of XXXX. | This exception will be cleared once all ATR specific exceptions have been cured/cleared. |  |  |  | Reviewer Comment (2024-07-17): Received, Clearing. | 07/17/2024 |  |  | 1 | B | A C | B | A C | B | A |  | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| XXXXX | 4000032936 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM DTIs match and both moderately exceed Guidelines | Ability to Repay (Dodd-Frank 2014): The DTI calculated in accordance with the Lenders Guidelines and 1026.43(c)(5) of 50.00472% moderately exceeds the guideline maximum of XXXX%. (DTI Exception is eligible to be regraded with compensating factors.) | Calculated DTI exceeds guideline maximum DTI of XXXX% due to Taxes for the subject property. Per Mortgage Statement, Escrow amount (Taxes and insurance) = $XXXX however, as per Tax Cert and HOI documents, total = $XXXX. |  |  |  | Reviewer Comment (2024-07-17): Received, Clearing.<br>Buyer Comment (2024-07-17): Comment from XXXX (XXXX): Child support was excluded since it ended XXXX. Liabilities are the two mortgage payments and the XXXX credit card (XXXX). Total income is XXXX. DTI is XXXX.<br>Reviewer Comment (2024-07-16): Are you including the child support or excluding it?<br>Seller Comment (2024-07-15): Comment from XXXX (XXXX): Attached is the XXXX. Total DTI is less than XXXX. | 07/17/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000032936 | XXXXX |  | XXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | Calculated investor qualifying total debt ratio of XXXX% exceeds Guideline total debt ratio of XXXX% due to Escrow amount not matching with Mortgage Statement and Tax Cert and HOI documents. |  |  |  | Reviewer Comment (2024-07-17): Received, Clearing.<br>Buyer Comment (2024-07-17): Comment from XXXX (XXXX): Child support was excluded since it ended XXXX. Liabilities are the two mortgage payments and the XXXX credit card (XXXX). Total income is $XXXX. DTI is XXXX.<br>Reviewer Comment (2024-07-16): Are you including the child support or excluding it?<br>Buyer Comment (2024-07-15): Comment from XXXX (XXXX): Total DTI is less than XXXX. | 07/17/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000032936 | XXXXX |  | XXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Credit | Guideline Requirement: Minimum Loan Amount discrepancy. |  | Per guidelines, minimum Loan Amount is $XXXX, however, our Note loan amount is $XXXX. |  |  |  | Reviewer Comment (2024-07-16): Clearing.<br>Buyer Comment (2024-07-15): Comment from XXXX (XXXX): Guidelines allow for XXXX loan amount, please confirm with XXXX. | 07/16/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000032936 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | File is missing valuation required for securitization purpose. |  |  |  | Reviewer Comment (2024-07-16): Accepted as is based on meeting two RAs requirements.<br>Buyer Comment (2024-07-15): Comment from XXXX (XXXX): PCI and AVM reports are located in the file, pages XXXX. Please waive. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000032936 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/12/2024 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000032936 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Hazard Insurance is insufficient by $XXXX. Provide updated policy reflecting minimum coverage of $XXXX OR provide copy of insurer's replacement cost estimate supporting current coverage amount. |  |  |  | Reviewer Comment (2024-07-16): Meets guidelines requirement.<br>Buyer Comment (2024-07-15): Comment from XXXX (XXXX): Insurance coverage is XXXX; Combined XXXX is XXXX, please clear. | 07/16/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000032936 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Waterfall due to DTI. |  |  |  | Reviewer Comment (2024-07-17): Received, Clearing. | 07/17/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000037732 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  | This profile contains a reduced scope for subordinate liens. The rating agencies must specifically approve the client for this reduced scope. |  |  |  |  |  |  | 07/14/2024 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000041505 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | AVM provide. No secondary valuations required for loan amounts < $XXXXper guidelines. |  |  |  | Reviewer Comment (2024-07-15): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000041505 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/15/2024 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000041505 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of XXXX. | Third party verifications of employment dated post consummation. |  |  |  | Reviewer Comment (2024-08-05): Received, Clearing.<br>Seller Comment (2024-08-02): Comment from XXXX (XXXX): VVOE | 08/05/2024 |  |  | 1 | B | A C | B | A C | B | A |  | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status D C | Non QM | Non QM | Yes |
| XXXXX | 4000041505 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - W-2 | Ability to Repay (Dodd-Frank 2014): Unable to verify current Wages/W-2 employment status using reasonably reliable third-party records. | Third party verifications of employment dated post consummation. |  |  |  | Reviewer Comment (2024-08-05): Received, Clearing.<br>Buyer Comment (2024-08-02): Comment from XXXX (XXXX): Uploaded VVOE | 08/05/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000041505 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | Third party verifications of employment dated post consummation. |  |  |  | Reviewer Comment (2024-08-05): Received, Clearing. | 08/05/2024 |  |  | 1 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000039093 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/15/2024 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000038775 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-07-18): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | GA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000038775 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/17/2024 | 2 | A | A | A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000038600 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. Sec ID: 142 |  |  |  | Reviewer Comment (2024-07-18): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CO | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000038600 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/16/2024 | 2 | A | A | A | A | A | A |  | CO | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000038600 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on XXXX, prior to three (3) business days from transaction date of XXXX XXXX AM. | Subject loan transaction disbursed on XXXX prior to three (3) business days from transaction date of XXXX XXXX AM. |  |  |  | Reviewer Comment (2024-07-22): Copy of clearer Security agreement received. Confirmed notarized on XXXX<br>Reviewer Comment (2024-07-19): Please provide attestation from the notary attesting to this as the date looks like an XXXX vs XXXX.<br>Seller Comment (2024-07-19): Comment from XXXX (XXXX): Attached is the recorded mortgage, it's clearly a XXXX.<br>Reviewer Comment (2024-07-18): We need something from the notary attesting to this as the date looks like an 8 vs 3.<br>Buyer Comment (2024-07-18): Comment from XXXX (XXXX): The notary date on the security instrument is XXXX, not XXXX. Loan disbursed on XXXX. Please clear. | 07/22/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CO | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Non QM | Non QM | Yes |
| XXXXX | 4000038600 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date | Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). | Due to the notary date on the security instrument being XXXX |  |  |  | Reviewer Comment (2024-07-22): Copy of clearer Security agreement received. Confirmed notarized on XXXX<br>Reviewer Comment (2024-07-19): Please provide attestation from the notary attesting to this as the date looks like an XXXX vs XXXX.<br>Buyer Comment (2024-07-19): Comment from XXXX (XXXX): Uploaded recorded mortgage<br>Reviewer Comment (2024-07-18): We need something from the notary attesting to this as the date looks like an 8 vs 3.<br>Buyer Comment (2024-07-18): Comment from XXXX (XXXX): The notary date on the security instrument is XXXX, not XXXX. Loan disbursed on XXXX. Please clear. | 07/22/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CO | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Non QM | Non QM | Yes |
| XXXXX | 4000040132 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note - Senior Lien not provided |  | Missing subject first lien mortgage note or statement |  |  |  | Reviewer Comment (2024-07-25): Received, Clearing.<br>Seller Comment (2024-07-24): Comment from XXXX (XXXX): See attached subject property 1st lien mtg statement | 07/25/2024 |  |  | 1 | D | A D | D | A D | D | A |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000040132 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/19/2024 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000039360 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | TIL Higher Priced Mortgage Loan Safe Harbor Test | TILA HPML appraisal Rule (Dodd-Frank 2014): Safe Harbor requirements not satisfied. | Safe Harbor requirements not satisfied. |  |  |  | Reviewer Comment (2024-07-22): Accepted as is. |  |  |  | 2 | B | B | B | B | B | B |  | MI | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000039360 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Missing secondary valuation. CU and LCA results are contradictory. Appraisal was provided from prior transaction. Sec ID: 132 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. Missing secondary valuation. CU and LCA results are contradictory. Appraisal was provided from prior transaction. |  |  |  | Reviewer Comment (2024-07-22): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | A | A | N/A | N/A | A | A |  | MI | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000039360 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/18/2024 | 2 | A | A | A | A | A | A |  | MI | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000039278 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/19/2024 | 2 | A | A | A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000038924 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/19/2024 | 2 | A | A | A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000040455 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. | Notice of Right to Cancel was not provided. |  |  |  | Reviewer Comment (2024-07-23): Received, Clearing.<br>Seller Comment (2024-07-23): Comment from XXXX (XXXX): NORTC | 07/23/2024 |  |  | 1 | C | A C | C | A C | C | A |  | NJ | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Non QM | Non QM | Yes |
| XXXXX | 4000040455 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/22/2024 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000040455 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 122 | Note Date: ___; Lien Position: ___ | No secondary valuation product required for this loan. |  |  |  | Reviewer Comment (2024-07-22): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | NJ | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000040455 | XXXXX |  | XXXXX |  | Credit | Hazard Insurance | Document Error | Hazard Insurance | Hazard Insurance policy does not list Lender or Servicer and its successors and assigns, per guideline requirements. |  | ISAOA language is missing from the policy. |  |  |  | Reviewer Comment (2024-07-23): Received, Clearing.<br>Seller Comment (2024-07-23): Comment from XXXX (XXXX): updated HOI | 07/23/2024 |  |  | 1 | C | A C | C | A C | C | A |  | NJ | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000039736 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. |  |  |  | Reviewer Comment (2024-07-22): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000039736 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/19/2024 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000041507 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/19/2024 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000041507 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | The file is missing a copy of the 1003 Final. |  |  |  | Reviewer Comment (2024-07-22): Final XXXX received<br>Seller Comment (2024-07-22): Comment from XXXX (XXXX): Final XXXX | 07/22/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000040659 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/23/2024 | 2 | A | A | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| XXXXX | 4000040659 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | HOI to cover Unpaid principal balance ("UPB") of all existing liens including the subject 2nd lien. |  |  |  | Reviewer Comment (2024-08-16): Received, Clearing.<br>Seller Comment (2024-08-16): Comment from XXXX (XXXX): See attached XXXX RCE<br>Reviewer Comment (2024-08-12): New coverage provided still shows XXXX in coverage which is short.<br>Seller Comment (2024-08-12): Comment from XXXX(XXXX): See attached correct HOI for subject XXXX<br>Reviewer Comment (2024-08-01): 1st lien is XXXX and subject is XXXX which is greater than the XXXX in coverage.<br>Seller Comment (2024-08-01): Comment from XXXX (XXXX): Please see attached cover letter along with borrowers settlement statement and final cd | 08/16/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| XXXXX | 4000038106 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/24/2024 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000038106 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The supporting secondary valuation is missing. |  |  |  | Reviewer Comment (2024-07-25): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000040699 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No secondary valuation was provided. Sec ID: 56 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. The supporting secondary valuation is missing. |  |  |  | Reviewer Comment (2024-07-31): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000040699 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/26/2024 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000040699 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  | The file is missing a copy of the Credit Report. |  |  |  | Reviewer Comment (2024-07-31): Credit report was provided.<br>Seller Comment (2024-07-31): Comment from XXXX (XXXX): CR | 07/31/2024 |  |  | 1 | D | A D | D | A D | D | A |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000038948 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | The file was missing a copy of Fraud Report. |  |  |  | Reviewer Comment (2024-07-29): Received Fraud Report. Exception cleared.<br>Seller Comment (2024-07-26): Comment from XXXX (XXXX): Fraud report attached. | 07/29/2024 |  |  | 1 | C | A C | C | A C | C | A |  | AZ | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000038948 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/26/2024 | 2 | A | A | A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000038948 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2024-07-26): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | AZ | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000041530 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/26/2024 | 2 | A | A | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | A | N/A | N/A | No |
| XXXXX | 4000042971 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/26/2024 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000042971 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | The file was missing a copy of Fraud Report |  |  |  | Reviewer Comment (2024-07-29): Received Fraud Report. Exception cleared.<br>Seller Comment (2024-07-26): Comment from XXXX (XXXX): Fraud Report | 07/29/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000038944 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/31/2024 | 2 | A | A | A | A | A | A |  | CO | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000038767 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/31/2024 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000038967 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Closing / Title | Missing Document | Missing Document: Security Instrument - Subject Lien not provided |  | Security Instrument is missing in the file. |  |  |  | Reviewer Comment (2024-08-06): Received, Clearing.<br>Seller Comment (2024-08-05): Comment from XXXX (XXXX): DOT | 08/06/2024 |  |  | 1 | D | A D | D | A D | D | A |  | AZ | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000038967 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/31/2024 | 2 | A | A | A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000038967 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No secondary valuation was provided. CU and LCA results are contradictory. Appraisal was provided. Sec ID: 133 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. Missing secondary valuation. CU and LCA results are contradictory. Appraisal was provided. |  |  |  | Reviewer Comment (2024-08-01): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | A | A | N/A | N/A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000038967 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Note Date used as Transaction Date | Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements | The Copy of security instrument is missing in the file . |  |  |  | Reviewer Comment (2024-08-01): Accepted as is. |  |  |  | 2 | B | B | B | B | B | B |  | AZ | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000039946 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 122 |  | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. |  |  |  | Reviewer Comment (2026-03-25): Clearing for updated.<br>Reviewer Comment (2026-03-25): .<br>Reviewer Comment (2024-08-01): Accepted as is based on meeting two RAs requirements | 03/25/2026 |  |  | 1 | D | A | N/A | A | D | A |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000039946 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/01/2024 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000039946 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: 128 |  |  |  |  |  | Reviewer Comment (2026-03-30): Received, Clearing. | 03/30/2026 |  |  | 1 |  | A |  | A |  | A |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000039946 | XXXXX |  | XXXXX |  | Property | Valuation | General | Valuation | Valuation Product pending |  | XXXX / Collateral Desktop Analysis (CDA) - With MLS Sheets - XXXX Day |  |  |  | Reviewer Comment (2026-03-30): Received, Clearing.<br>Reviewer Comment (2026-03-30): Valuation Received - XXXX | 03/30/2026 |  |  | 1 |  | A |  | A |  | A |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 6000093780 | XXXXX |  | XXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. | Calculated investor qualifying total debt ratio of ___ exceeds Guideline total debt ratio of ___. | Calculated DTI exceeds maximum allowable DTI of XXXX %.. Lender exception for DTI in file. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2024-08-12): Buyer exception received.<br>Buyer Comment (2024-08-09): ok to waive exception with comp factors. XXXX FICO. XXXX LTV.<br>Reviewer Comment (2024-08-06): Exception must come from the buyer of the loan.<br>Seller Comment (2024-08-06): XXXX DTI EXCEPTIO<br>Seller Comment (2024-08-06): XXXX DTI EXCEPTION |  |  | 08/12/2024 | 2 | C | B C | C | B C | C | B |  | CO | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 6000093780 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of XXXX. | The loan was agency approved with Originator Loan Designation of Non QM. However, the loan failed due to Calculated DTI exceeds maximum allowable DTI of XXXX %. Lender exception for DTI in file. |  |  |  | Reviewer Comment (2024-08-12): Buyer exception received. | 08/12/2024 |  |  | 1 | B | A C | B | A C | B | A |  | CO | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| XXXXX | 6000093780 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM DTIs match and both moderately exceed Guidelines | Ability to Repay (Dodd-Frank 2014): The DTI calculated in accordance with the Lenders Guidelines and 1026.43(c)(5) of XXXX% moderately exceeds the guideline maximum of XXXX%. (DTI Exception is eligible to be regraded with compensating factors.) | Calculated DTI exceeds maximum allowable DTI of XXXX%., lender exception in file. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2024-08-12): Buyer exception received.<br>Reviewer Comment (2024-08-06): Exception must come from the buyer of the loan.<br>Seller Comment (2024-08-06): XXXX DTI EXCEPTION |  |  | 08/12/2024 | 2 | C | B C | C | B C | C | B |  | CO | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 6000093780 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | DTI exceeds XXXX%., lender exception in file . |  |  |  | Reviewer Comment (2024-08-12): Buyer exception received.<br>Reviewer Comment (2024-08-06): Exception must come from the buyer of the loan.<br>Seller Comment (2024-08-06): XXXX DTI EXCEPTION | 08/12/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CO | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 6000093782 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  | Approval is missing |  |  |  | Reviewer Comment (2024-08-07): Received, Clearing.<br>Seller Comment (2024-08-07): XXXX APPROVAL AND 1008 | 08/07/2024 |  |  | 1 | C | A C | C | A C | C | A |  | WA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 6000093782 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of XXXX. | VOE is dated post-consummation. Non-QM requires all income documents and verifications to be pre-consummation. |  |  |  | Reviewer Comment (2024-08-07): Received, Clearing.<br>Seller Comment (2024-08-07): XXXX VOE XXXX<br>Reviewer Comment (2024-08-06): VOE is dated post-consummation. Non-QM requires all income documents and verifications to be pre-consummation.<br>Seller Comment (2024-08-06): XXXX VOE | 08/07/2024 |  |  | 1 | B | A C | B | A C | B | A |  | WA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C | Non QM | Non QM | Yes |
| XXXXX | 6000093782 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - W-2 | Ability to Repay (Dodd-Frank 2014): Unable to verify current Wages/W-2 employment status using reasonably reliable third-party records. | VOE is dated post-consummation. Non-QM requires all income documents and verifications to be pre-consummation. |  |  |  | Reviewer Comment (2024-08-07): Received, Clearing.<br>Seller Comment (2024-08-07): XXXX VOE XXXX<br>Reviewer Comment (2024-08-06): VOE is dated post-consummation. Non-QM requires all income documents and verifications to be pre-consummation.<br>Seller Comment (2024-08-06): XXXX VOE | 08/07/2024 |  |  | 1 | C | A C | C | A C | C | A |  | WA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 6000093782 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank 2014): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | Verbal Verification of Employment is missing causing the file to waterfall through QM testing. |  |  |  | Reviewer Comment (2024-08-06): Received, Clearing.<br>Seller Comment (2024-08-06): XXXX VOE | 08/06/2024 |  |  | 1 | C | A C | C | A C | C | A |  | WA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 6000093782 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | Verbal Verification of Employment is missing causing the file to waterfall through QM testing. |  |  |  | Reviewer Comment (2024-08-07): Received, Clearing. | 08/07/2024 |  |  | 1 | A | A | A | A | A | A |  | WA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 6000093782 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Verbal Verification of Employment is missing causing the file to waterfall through QM testing. |  |  |  | Reviewer Comment (2024-08-06): Received, Clearing.<br>Seller Comment (2024-08-06): XXXX VOE | 08/06/2024 |  |  | 1 | C | A C | C | A C | C | A |  | WA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 6000093782 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | Verbal Verification of Employment is missing causing the file to waterfall through QM testing. |  |  |  | Reviewer Comment (2024-08-06): Received, Clearing.<br>Seller Comment (2024-08-06): XXXX VOE | 08/06/2024 |  |  | 1 | C | A C | C | A C | C | A |  | WA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 6000093782 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | Verbal Verification of Employment is missing causing the file to waterfall through QM testing. |  |  |  | Reviewer Comment (2024-08-06): Received, Clearing.<br>Seller Comment (2024-08-06): XXXX VOE | 08/06/2024 |  |  | 1 | C | A C | C | A C | C | A |  | WA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 6000093782 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  | Verbal Verification of Employment is missing causing the file to waterfall through QM testing. |  |  |  | Reviewer Comment (2024-08-06): Received, Clearing.<br>Seller Comment (2024-08-06): XXXX VOE | 08/06/2024 |  |  | 1 | C | A C | C | A C | C | A |  | WA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 6000093784 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of XXXX. | The loan was agency approved with Originator Loan Designation of Non QM. However, the loan failed due to Calculated DTI exceeds maximum allowable DTI of XXXX%. |  |  |  | Reviewer Comment (2024-08-12): Buyer exception received.<br>Reviewer Comment (2024-08-06): Exceptions must come from the buyer of the loan.<br>Seller Comment (2024-08-06): XXXX DTI EXCEPTION | 08/12/2024 |  |  | 1 | B | A C | B | A C | B | A |  | CO | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| XXXXX | 6000093784 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM DTIs match and both moderately exceed Guidelines | Ability to Repay (Dodd-Frank 2014): The DTI calculated in accordance with the Lenders Guidelines and 1026.43(c)(5) of XXXX% moderately exceeds the guideline maximum of XXXX%. (DTI Exception is eligible to be regraded with compensating factors.) | Calculated DTI exceeds maximum allowable DTI of XXXX%. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2024-08-12): Buyer exception received.<br>Reviewer Comment (2024-08-06): Exceptions must come from the buyer of the loan.<br>Seller Comment (2024-08-06): XXXX DTI EXCEPTION |  |  | 08/12/2024 | 2 | C | B C | C | B C | C | B |  | CO | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 6000093784 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Closing Disclosure Timing without Waiver | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. | The Initial Closing Disclosure provided on XXXX was not provided at least 3 days prior to closing date of XXXX. |  |  |  | Reviewer Comment (2024-08-07): XXXX received disclosure summary for initial CD.<br>Seller Comment (2024-08-06): XXXX INITIAL CD AUDIT LOG | 08/07/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CO | Primary | Refinance - Cash-out - Other | No Defined Cure B A | Non QM | Non QM | No |
| XXXXX | 6000093784 | XXXXX |  | XXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. | Calculated investor qualifying total debt ratio of ___ exceeds Guideline total debt ratio of ___. | Calculated DTI exceeds maximum allowable DTI of XXXX%. Lender approved exception in file citing compensating factors of FICO score and CLTV. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2024-08-12): Buyer exception received.<br>Buyer Comment (2024-08-09): Buyer is ok to waive with comp factors: XXXX FICO, XXXX% CLTV.<br>Reviewer Comment (2024-08-06): Exceptions must come from the buyer of the loan.<br>Seller Comment (2024-08-06): XXXX DTI EXCEPITON |  |  | 08/12/2024 | 2 | C | B C | C | B C | C | B |  | CO | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 6000093784 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | DTI exceeds XXXX%. |  |  |  | Reviewer Comment (2024-08-12): Buyer exception received.<br>Reviewer Comment (2024-08-06): Exceptions must come from the buyer of the loan.<br>Seller Comment (2024-08-06): XXXX DTI EXCEPTION | 08/12/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CO | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 6000093784 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Documentation | Insurance | Hazard Insurance Error: Subject hazard insurance premium is missing from evidence of insurance. |  | Hazard Insurance premium was not provided on the hazard policy. |  |  |  | Reviewer Comment (2024-08-08): Received, Clearing.<br>Seller Comment (2024-08-07): XXXX HOI WITH XXXX | 08/08/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CO | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 6000093787 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | Missing guideline required most recent 2 years W2's. |  |  |  | Reviewer Comment (2024-08-12): Received, Clearing.<br>Reviewer Comment (2024-08-08): Nothing in the provided shows income.<br>Reviewer Comment (2024-08-07): EXCEPTION HISTORY - Exception Explanation was updated on XXXX PRIOR Exception Explanation: VVOE - Employment Only, W-2 (XXXX), W-2 XXXX<br>Seller Comment (2024-08-07): XXXX VOE WITH XXXX HISTORY AND INCOME BROKEN OUT | 08/12/2024 |  |  | 1 | C | A C | C | A C | C | A |  | UT | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 6000093787 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of XXXX. | Waterfall due to Missing guideline required Verbal Verification of Employment within 10 business days of closing and the prior 2 years W2's. |  |  |  | Reviewer Comment (2024-08-07): Received, Clearing.<br>Seller Comment (2024-08-07): XXXX VOE XXXX<br>Reviewer Comment (2024-08-07): We need a VOE that is pre-consummation as NonQM requires all income material to be pre-consummation as well as the W2's weren't provided.<br>Seller Comment (2024-08-06): XXXX VERBAL | 08/07/2024 |  |  | 1 | B | A C | B | A C | B | A |  | UT | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Non QM | Non QM | Yes |
| XXXXX | 6000093787 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - W-2 | Ability to Repay (Dodd-Frank 2014): Unable to verify current Wages/W-2 employment status using reasonably reliable third-party records. | Waterfall due to Missing guideline required Verbal Verification of Employment within 10 business days of closing and the prior 2 years W2's. |  |  |  | Reviewer Comment (2024-08-07): Received, Clearing.<br>Seller Comment (2024-08-07): XXXX VOE XXXX<br>Reviewer Comment (2024-08-07): We need a VOE that is pre-consummation as NonQM requires all income material to be pre-consummation as well as the W2's weren't provided.<br>Seller Comment (2024-08-06): XXXX VERBAL | 08/07/2024 |  |  | 1 | C | A C | C | A C | C | A |  | UT | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 6000093787 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | Waterfall due to Missing guideline required Verbal Verification of Employment within 10 business days of closing and the prior 2 years W2's. |  |  |  | Reviewer Comment (2024-08-07): Received, Clearing. | 08/07/2024 |  |  | 1 | A | A | A | A | A | A |  | UT | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 6000093787 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  | VVOE is not provided. |  |  |  | Reviewer Comment (2024-08-07): Received, Clearing.<br>Seller Comment (2024-08-07): XXXX VOE XXXX<br>Reviewer Comment (2024-08-07): We need a VOE that is pre-consummation as NonQM requires all income material to be pre-consummation as well as the W2's weren't provided.<br>Seller Comment (2024-08-06): XXXX VERBAL | 08/07/2024 |  |  | 1 | C | A C | C | A C | C | A |  | UT | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 6000093787 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | Missing guideline required Verbal Verification of Employment within 10 business days of closing and the prior 2 years W2's. |  |  |  | Reviewer Comment (2024-08-12): Received, Clearing.<br>Reviewer Comment (2024-08-07): Still missing two years w2s.<br>Seller Comment (2024-08-07): XXXX VOE XXXX<br>Reviewer Comment (2024-08-07): We need a VOE that is pre-consummation as NonQM requires all income material to be pre-consummation as well as the W2's weren't provided.<br>Seller Comment (2024-08-06): XXXX VERBAL | 08/12/2024 |  |  | 1 | C | A C | C | A C | C | A |  | UT | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 6000093787 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank 2014): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | Missing guideline required Verbal Verification of Employment within 10 business days of closing and the prior 2 years W2's. |  |  |  | Reviewer Comment (2024-08-12): Received, Clearing.<br>Reviewer Comment (2024-08-07): Still missing two years w2s.<br>Seller Comment (2024-08-07): XXXX VOE XXXX<br>Reviewer Comment (2024-08-07): We need a VOE that is pre-consummation as NonQM requires all income material to be pre-consummation as well as the W2's weren't provided.<br>Seller Comment (2024-08-06): XXXX VERBAL | 08/12/2024 |  |  | 1 | C | A C | C | A C | C | A |  | UT | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 6000093787 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Title - Closing Protection Letter Fee. Fee Amount of $XXXX exceeds tolerance of $XXXX. Insufficient or no cure was provided to the borrower. | The Change of Circumstance in the file does not indicate a reason for the addition of the fee to be a valid Change of Circumstance. |  |  |  | Reviewer Comment (2024-08-13): XXXX received PCCD, LOE and payment history for principal reduction of cure.<br>Seller Comment (2024-08-09): XXXX CURE DOCS |  | 08/13/2024 |  | 2 | C | B C | C | B C | C | B |  | UT | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXXX | 6000093787 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Waterfall due to Missing guideline required Verbal Verification of Employment within 10 business days of closing and the prior 2 years W2's. |  |  |  | Reviewer Comment (2024-08-12): Received, Clearing.<br>Reviewer Comment (2024-08-07): Still missing two years w2s.<br>Seller Comment (2024-08-07): XXXX VOE XXXX<br>Reviewer Comment (2024-08-07): We need a VOE that is pre-consummation as NonQM requires all income material to be pre-consummation as well as the W2's weren't provided.<br>Seller Comment (2024-08-06): XXXX VERBAL | 08/12/2024 |  |  | 1 | C | A C | C | A C | C | A |  | UT | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 6000093787 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of XXXX. | Missing two years W2's. |  |  |  | Reviewer Comment (2024-08-12): Received, Clearing. | 08/12/2024 |  |  | 1 |  | A |  | A |  | A |  | UT | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| XXXXX | 6000093788 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  | Lender approval documentation or Final 1008 was not provided. |  |  |  | Reviewer Comment (2024-08-07): Received, Clearing.<br>Seller Comment (2024-08-07): XXXX 1008 | 08/07/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CO | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 6000093788 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  | Reviewer Comment (2024-08-06): Accepted as is. |  |  |  | 2 | B | B | B | B | B | B |  | CO | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 6000093788 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of XXXX. | Loan designation discrepancy due to missing income documentation. Verification of employment within 10 business days of note date was not provided. A 2-year employment history must be verified. |  |  |  | Reviewer Comment (2024-08-07): Received, Clearing.<br>Reviewer Comment (2024-08-07): We need a VOE that is pre-consummation as NonQM requires all income material to be pre-consummation as well as the W2's weren't provided.<br>Seller Comment (2024-08-06): XXXX VOE | 08/07/2024 |  |  | 1 | B | A C | B | A C | B | A |  | CO | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Non QM | Non QM | Yes |
| XXXXX | 6000093788 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - W-2 | Ability to Repay (Dodd-Frank 2014): Unable to verify current Wages/W-2 employment status using reasonably reliable third-party records. | Unable to verify current Wages/W-2 employment status using reasonably reliable third-party records. |  |  |  | Reviewer Comment (2024-08-07): Received, Clearing.<br>Seller Comment (2024-08-07): XXXX VOE XXXX<br>Reviewer Comment (2024-08-07): We need a VOE that is pre-consummation as NonQM requires all income material to be pre-consummation.<br>Seller Comment (2024-08-06): XXXX WVOE | 08/07/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CO | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 6000093788 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | General Ability-to-Repay requirements not satisfied. Verification of employment was not provided. |  |  |  | Reviewer Comment (2024-08-07): Received, Clearing. | 08/07/2024 |  |  | 1 | A | A | A | A | A | A |  | CO | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 6000093788 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  | Verification of employment was not provided. |  |  |  | Reviewer Comment (2024-08-07): Received, Clearing.<br>Seller Comment (2024-08-07): XXXX VOE XXXX<br>Reviewer Comment (2024-08-07): We need a VOE that is pre-consummation as NonQM requires all income material to be pre-consummation.<br>Seller Comment (2024-08-06): XXXX FUNDING VOE | 08/07/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CO | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 6000093788 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is required and was not found in file. |  |  |  |  |  | Reviewer Comment (2024-08-07): Received, Clearing.<br>Seller Comment (2024-08-07): XXXX VOE XXXX<br>Reviewer Comment (2024-08-07): We need a VOE that is pre-consummation as NonQM requires all income material to be pre-consummation.<br>Seller Comment (2024-08-06): XXXX WVOE | 08/07/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CO | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 6000093788 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | Verification of employment within 10 business days of note date was not provided. A 2-year employment history must be verified. |  |  |  | Reviewer Comment (2024-08-07): Received, Clearing.<br>Seller Comment (2024-08-07): XXXX VOE XXXX<br>Reviewer Comment (2024-08-07): We need a VOE that is pre-consummation as NonQM requires all income material to be pre-consummation.<br>Seller Comment (2024-08-06): XXXX FUNDING VOE | 08/07/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CO | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 6000093788 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank 2014): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | Waterfall due to missing income documentation. Verification of employment within 10 business days of note date was not provided. A 2-year employment history must be verified. |  |  |  | Reviewer Comment (2024-08-07): Received, Clearing.<br>Reviewer Comment (2024-08-07): We need a VOE that is pre-consummation as NonQM requires all income material to be pre-consummation.<br>Seller Comment (2024-08-06): XXXX FUNDING VOE | 08/07/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CO | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 6000093788 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Waterfall due to missing income documentation. Verification of employment within 10 business days of note date was not provided. A 2-year employment history must be verified. |  |  |  | Reviewer Comment (2024-08-07): Received, Clearing.<br>Seller Comment (2024-08-07): XXXX VOE XXXX<br>Reviewer Comment (2024-08-07): We need a VOE that is pre-consummation as NonQM requires all income material to be pre-consummation.<br>Seller Comment (2024-08-06): XXXX FUNDING VOE | 08/07/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CO | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 6000093790 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. |  | Per Matrix Fico score should be XXXX |  |  |  | Reviewer Comment (2024-08-08): Received, Clearing.<br>Seller Comment (2024-08-08): OUR GUIDE INDICATES MIN XXXX. PLEASE ADVISE. THANKS | 08/08/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CO | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 6000093791 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | Missing 2 years W-2's. |  |  |  | Reviewer Comment (2024-08-08): Received, Clearing.<br>Seller Comment (2024-08-08): XXXX VOE WITH XXXX YEAR HISTORY<br>Seller Comment (2024-08-08): VOE WITH XXXX HISTORY<br>Reviewer Comment (2024-08-08): Nothing in the provided shows income. The provided is an email about exceptions.<br>Seller Comment (2024-08-07): PLEASE SEE VOE'S WITH XXXX HISTORY WITH INCOME BROKEN DOWN | 08/08/2024 |  |  | 1 | C | A C | C | A C | C | A |  | FL | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 6000093791 | XXXXX |  | XXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. | Calculated investor qualifying total debt ratio of ___ exceeds Guideline total debt ratio of ___. | Total debt ratio of XXXX% exceeds guideline ratio of XXXX%. Lender exception approved at origination with compensating factors of low CLTV and high FICO score. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2024-08-05): pre approved exception |  |  | 08/05/2024 | 2 | B | B | B | B | B | B |  | FL | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 6000093791 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | Missing 2 Years W-2's. |  |  |  | Reviewer Comment (2024-08-08): Received, Clearing. | 08/08/2024 |  |  | 1 | C | A C | C | A C | C | A |  | FL | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 6000093791 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of XXXX. | Waterfall issue due to missing 2 years W-2's and DTI greater than XXXX% per guidelines. |  |  |  | Reviewer Comment (2024-08-08): Received, Clearing.<br>Seller Comment (2024-08-08): XXXX VOE WITH XXXX YER HISTORY | 08/08/2024 |  |  | 1 | B | A C | B | A C | B | A |  | FL | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| XXXXX | 6000093791 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Waterfall issue due to missing 2 years W-2's and DTI greater than XXXX% per guidelines. |  |  |  | Reviewer Comment (2024-08-08): XXXX<br>Seller Comment (2024-08-08): XXXX VOE WITH XXXX YEAR HISTORY<br>Reviewer Comment (2024-08-06): Exception must come from the buyer of the loan.<br>Seller Comment (2024-08-06): XXXX DTI EXCEPTION | 08/08/2024 |  |  | 1 | C | A C | C | A C | C | A |  | FL | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 6000093791 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM DTIs match and both moderately exceed Guidelines | Ability to Repay (Dodd-Frank 2014): The DTI calculated in accordance with the Lenders Guidelines and 1026.43(c)(5) of XXXX% moderately exceeds the guideline maximum of XXXX%. (DTI Exception is eligible to be regraded with compensating factors.) | Total debt ratio of XXXX% exceeds guideline ratio of XXXX%. Lender exception approved at origination with compensating factors of low CLTV and high FICO score. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2024-08-05): pre approved exception |  |  | 08/05/2024 | 2 | B | B | B | B | B | B |  | FL | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 6000093791 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank 2014): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | Waterfall issue due to missing 2 years W-2's. |  |  |  | Reviewer Comment (2024-08-08): Received, Clearing.<br>Seller Comment (2024-08-08): XXXX VOE WITH XXXX YEAR HISTORY | 08/08/2024 |  |  | 1 | C | A C | C | A C | C | A |  | FL | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 6000093791 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Security Instrument is not on a FNMA/FHLMC form and does not contain the following clauses: | ___ | Security Instrument is not on a FNMA/FHLMC form and does not contain a Homestead Exemption Waiver. |  |  |  | Reviewer Comment (2024-08-06): Accepted as is. |  |  |  | 2 | B | B | B | B | B | B |  | FL | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 6000093792 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of ___ is less than Guideline representative FICO score of ___. | Representative FICO score of XXXX is less than Guideline representative FICO score of XXXX. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2024-08-12): Buyer exception received.<br>Buyer Comment (2024-08-12): Buyer is ok to waive this exception with the following compensating factors: XXXX DTI, CLTS XXXX.<br>Reviewer Comment (2024-08-12): Credit supplement doesn't have updated scores. Exception remains.<br>Seller Comment (2024-08-09): HOSEA CREDIT SUPP2<br>Reviewer Comment (2024-08-07): From the credit report dated XXXX that was completed XXXX.<br>Seller Comment (2024-08-06): PLEASE ADVISE WHERE YOU ARE GETTING REP SCORE OF XXXX. THANK YOU |  |  | 08/12/2024 | 2 | C | B C | C | B C | C | B |  | AZ | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000043130 | XXXXX |  | XXXXX |  | Credit | Title | Document Error | Title | The Preliminary/Commitment does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Title policy amount is not provided on the title preliminary document. |  |  |  | Reviewer Comment (2024-08-07): Received, Clearing.<br>Seller Comment (2024-08-06): Comment from XXXX (XXXX): final title policy attached | 08/07/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000043130 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/01/2024 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000041366 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/01/2024 | 2 | A | A | A | A | A | A |  | PA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000041366 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Closed End Second loan. AVM was provided. Secondary valuation product not required per guidelines. |  |  |  | Reviewer Comment (2024-08-01): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | PA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000039990 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/02/2024 | 2 | A | A | A | A | A | A |  | UT | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000039990 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-08-02): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | UT | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000041117 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/02/2024 | 2 | A | A | A | A | A | A |  | HI | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000041531 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided |  | The file is missing a copy of Hazard Insurance Policy. Kindly provide signed hazard insurance document . |  |  |  | Reviewer Comment (2024-08-07): Received, Clearing.<br>Seller Comment (2024-08-06): Comment from XXXX (XXXX): please see attached | 08/07/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000041531 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/02/2024 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000040815 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/02/2024 | 2 | A | A | A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000040815 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Hazard coverage should equal the UPB of first and second mortgages for CES. Combined UPB equals $XXXX, total insurance coverage is XXXX. |  |  |  | Reviewer Comment (2024-08-09): Received Replacement Cost Estimator. Exception cleared.<br>Seller Comment (2024-08-08): Comment from XXXX (XXXX): Please see the attached letter from the Insurance Company. The policy includes XXXX Replacement Cost coverage up to the amount of coverage A which is XXXX. In addition, the policy also contains XXXX extended replacement coverage for a total of XXXX - please clear this condition.<br>Reviewer Comment (2024-08-07): Hazard coverage should equal the UPB of first and second mortgages for CES. Combined UPB equals XXXX, total insurance coverage is XXXX. Provided policy doesn't cover loan amounts of the two loans.<br>Seller Comment (2024-08-06): Comment from XXXX (XXXX): proof of ins | 08/09/2024 |  |  | 1 | C | A C | C | A C | C | A |  | AZ | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000041738 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/05/2024 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000038779 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of XXXX% or Final Disclosure APR of XXXX% is equal to or greater than the threshold of APOR XXXX% + XXXX%, or XXXX%. Non-Compliant Higher Priced Mortgage Loan. | APR on subject loan of XXXX% or Final Disclosure APR of XXXX% is equal to or greater than the threshold of APOR XXXX% + XXXX%, or XXXX%. Non-Compliant Higher Priced Mortgage Loan. |  |  |  | Reviewer Comment (2024-08-08): Received, Clearing. | 08/08/2024 |  |  | 1 | C | A C | C | A C | C | A |  | NY | Primary | Refinance - Cash-out - Other | C B A | Exempt from ATR | Exempt from ATR | No |
| XXXXX | 4000038779 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Compliance | Federal HPML Appraisal - CDFI Not Exempt | TILA HPML Appraisal Rule (Dodd-Frank 2014): ATR Exempt CDFI loan does not qualify for exemption from Federal HPML Appraisal requirements under 1026.35(c)(2) due to loan failing one or more of the QM requirements under 1026.43(c)(2)(i)-(iii) or (vi) (Loan Feature, Loan Term, Points and Fees, or QM APOR Rate Threshold. | ATR Exempt CDFI loan does not qualify for exemption from Federal HPML Appraisal requirements under 1026.35(c)(2) due to loan failing one or more of the QM requirements under 1026.43(c)(2)(i)-(iii) or (vi) (Loan Feature, Loan Term, Points and Fees, or QM APOR Rate Threshold. |  |  |  | Reviewer Comment (2024-08-06): Accepted as is. |  |  |  | 2 | B | B | B | B | B | B |  | NY | Primary | Refinance - Cash-out - Other | C B A | Exempt from ATR | Exempt from ATR | No |
| XXXXX | 4000038779 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2024-08-08): Received, Clearing.<br>Seller Comment (2024-08-07): Comment from XXXX (XXXX): Please see attached. | 08/08/2024 |  |  | 1 | C | A C | C | A C | C | A |  | NY | Primary | Refinance - Cash-out - Other | C B A | Exempt from ATR | Exempt from ATR | No |
| XXXXX | 4000038779 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Provision) New York Subprime Loan (Escrow Not Established) | XXXX Subprime Loan: Mandatory escrow account not established for the collection of property taxes and insurance. (Note: Does not apply to a subordinate lien when the taxes and insurance are escrowed through another home loan. It also does not apply if the borrower can demonstrate a record of 12 months of timely payments of taxes and insurance on a previous home loan.) | Mandatory escrow account not established for the collection of property taxes and insurance. (Note: Does not apply to a subordinate lien when the taxes and insurance are escrowed through another home loan. It also does not apply if the borrower can demonstrate a record of 12 months of timely payments of taxes and insurance on a previous home loan.) |  |  |  | Reviewer Comment (2024-08-06): Accepted as is. |  |  |  | 2 | B | B | B | B | B | B |  | NY | Primary | Refinance - Cash-out - Other | C B A | Exempt from ATR | Exempt from ATR | No |
| XXXXX | 4000038779 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State HPML | New York Subprime Home Loan Threshold Fixed Non-Compliant | XXXX Subprime Loan: APR on subject loan of XXXX% or Final Disclosure APR of XXXX% is in excess of allowable threshold of Prime Mortgage Market Rate XXXX + XXXX%, or XXXX%. Non-Compliant SubPrime Loan. | APR on subject loan of XXXX% or Final Disclosure APR of XXXX% is in excess of allowable threshold of Prime Mortgage Market Rate XXXX + XXXX%, or XXXX%. Non-Compliant SubPrime Loan. |  |  |  | Reviewer Comment (2024-08-06): Accepted as is. |  |  |  | 2 | B | B | B | B | B | B |  | NY | Primary | Refinance - Cash-out - Other | No obvious cure. Cure provision under NY Subprime 6-m(7) appears to be limited to making a non-compliant NY Subprime loan into a compliant NY subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of NY Subprime status. B | Exempt from ATR | Exempt from ATR | No |
| XXXXX | 4000038779 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/05/2024 | 2 | A | A | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | C B A | Exempt from ATR | Exempt from ATR | No |
| XXXXX | 4000041128 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. Sec ID: 140 |  |  |  | Reviewer Comment (2024-08-07): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | NV | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000041128 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/06/2024 | 2 | A | A | A | A | A | A |  | NV | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000040594 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/07/2024 | 2 | A | A | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000040594 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is missing. |  |  |  | Reviewer Comment (2024-08-08): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Investment | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000040594 | XXXXX |  | XXXXX |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | The preliminary title report in file disclosed an amount of title insurance coverage that is less than the loan amount. Provide a copy of the final title policy or an addendum to the preliminary report verifying title insurance of at least the loan amount. |  |  |  | Reviewer Comment (2024-08-08): Accepted as is. |  |  |  | 2 | B | B | B | B | B | B |  | CA | Investment | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000042760 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/07/2024 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000042760 | XXXXX |  | XXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | title Policy amount not provided in title Preliminary document. |  |  |  | Reviewer Comment (2024-08-07): Accepted as is. |  |  |  | 2 | B | B | B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000042760 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XXXX disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $XXXX is over disclosed by $XXXX compared to the calculated Amount Financed of $XXXX and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated XXXX). | Sufficient PCCD provided. Please provide Letter of Explanation, Proof of Delivery, and Re-open Rescission if Applicable. |  |  |  | Reviewer Comment (2024-09-03): XXXX received Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission.<br>Seller Comment (2024-08-30): Comment from XXXX: NRTC<br>Reviewer Comment (2024-08-26): Per TRID Grid 4.0. XXXX, This is a material disclosure on a refinance transaction. Re-opening of RTC and proof of delivery of the RTC is required to complete the cure. TRID GRID 4.0 Remediation types, Row C) reports...Within 60 days of discovery 1. Letter of Explanation (Other evidence of borrower notification of the error will be considered.) 2. Corrected PCCD or detailed LOE re-disclosing correct information\*Material disclosure exceptions on rescindable transactions require proof of consumer receipt, see D) below and row 6 of "Remediation Considerations "More than 60 days from discovery - No cure available.<br>Buyer Comment (2024-08-26): Comment from XXXX (XXXX): what provided should be sufficient. We have been doing this process for years. Also the tracking number show the checked has been delivered. Please cleared.<br>Reviewer Comment (2024-08-26): XXXX received Corrected CD, LOE to borrower, copy of cure refund for total underdisclosure and proof of mailing. Missing XXXX items to finalize cure. The UPS tracking does not reflect any shipment information, provide proof of pickup by carrier and this is a Material Disclosure violation on a rescindable transaction that also requires proof of reopening of rescission to all consumers. Provide both items to finalize cure.<br>Seller Comment (2024-08-22): Comment from XXXX (XXXX): Cure<br>Reviewer Comment (2024-08-15): XXXX received rebuttal to see latest CD on accurate information. However, the issue is that the Final CD disclosed a finance charge that was underdisclosed over threshold allowed. Final CD disclosed Finance charge of XXXX, but XXXX calculated at XXXX which is what PCCD was also updated to. Must cure the underdisclosure to borrower with Corrected CD, LOE to borrower, copy of cure refund for total underdisclosure of XXXX, proof of mailing and must provide proof of reopening of rescission to all consuemrs as this is a material disclosure violation on a rescindable transaction.<br>Buyer Comment (2024-08-13): Comment from XXXX (XXXX): You are looking at CD dated XXXX. Please refers to the latest CD generated on XXXX has the most accurate information. Please clear. |  | 09/03/2024 |  | 2 | C | B C | C | B C | C | B |  | CA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| XXXXX | 4000042760 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $XXXX is under disclosed by $XXXX compared to the calculated Finance Charge of $XXXX which exceeds the $XXXX threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XXXX). | Sufficient PCCD provided. Please provide Letter of Explanation, Proof of Delivery, Refund check for under disclosed amount and Re-open Rescission if Applicable. |  |  |  | Reviewer Comment (2024-09-03): XXXX received Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission.<br>Buyer Comment (2024-08-30): Comment from XXXX: NRTC uploaded in another condition field<br>Reviewer Comment (2024-08-26): Per TRID Grid 4.0. Remediation Considerations, This is a material disclosure on a refinance transaction. Re-opening of RTC and proof of delivery of the RTC is required to complete the cure. TRID GRID 4.0 Remediation types, Row C) reports...Within 60 days of discovery 1. Letter of Explanation (Other evidence of borrower notification of the error will be considered.) 2. Corrected PCCD or detailed LOE re-disclosing correct information\*Material disclosure exceptions on rescindable transactions require proof of consumer receipt, see D) below and row 6 of "Remediation Considerations "More than 60 days from discovery - No cure available.<br>Buyer Comment (2024-08-26): Comment from XXXX: what provided should be sufficient. We have been doing this process for years. Also the tracking number show the checked has been delivered. Please cleared.<br>Reviewer Comment (2024-08-26): XXXX received Corrected CD, LOE to borrower, copy of cure refund for total underdisclosure and proof of mailing. Missing XXXX items to finalize cure. The UPS tracking does not reflect any shipment information, provide proof of pickup by carrier and this is a Material Disclosure violation on a rescindable transaction that also requires proof of reopening of rescission to all consumers. Provide both items to finalize cure.<br>Buyer Comment (2024-08-22): Comment from XXXX (XXXX): cure was sent to another condition<br>Reviewer Comment (2024-08-15): XXXX received rebuttal to see latest CD on accurate information. However, the issue is that the Final CD disclosed a finance charge that was underdisclosed over threshold allowed. Final CD disclosed Finance charge of XXXX, but XXXX calculated at XXXX which is what PCCD was also updated to. Must cure the underdisclosure to borrower with Corrected CD, LOE to borrower, copy of cure refund for total underdisclosure of XXXX, proof of mailing and must provide proof of reopening of rescission to all consuemrs as this is a material disclosure violation on a rescindable transaction.<br>Buyer Comment (2024-08-13): Comment from XXXX (XXXX): You are looking at CD dated XXXX. Please refers to the latest CD generated on XXXX has the most accurate information. Please clear. |  | 09/03/2024 |  | 2 | C | B C | C | B C | C | B |  | CA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| XXXXX | 4000039551 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No secondary valuation was provided. CU and LCA results are contradictory. Appraisal was provided. Sec ID: 133 |  | CU and/or LCA Risk Score is <= XXXX however secondary appraisal available in file hence updated. |  |  |  | Reviewer Comment (2024-09-04): N/A<br>Reviewer Comment (2024-09-04): .<br>Reviewer Comment (2024-08-08): Accepted as is based on meeting two RAs requirements. | 09/04/2024 |  |  | 1 | A | A | N/A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000039551 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/08/2024 | 2 | A | A | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000039551 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | Self-Employed Tax Return Recency - ATR | Ability to Repay (Dodd-Frank 2014): Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date XXXX, Most Recent Tax Return End Date XXXX, Tax Return Due Date XXXX. | Most Recent personal tax returns is not available in this file |  |  |  | Reviewer Comment (2024-08-08): Accepted as is. |  |  |  | 2 | B | B | B | B | B | B |  | NY | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000039551 | XXXXX |  | XXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | Calculated investor qualifying total debt ratio of XXXX% exceeds Guideline total debt ratio of XXXX%. |  |  |  | Reviewer Comment (2024-08-09): After further review, exception has been cleared.<br>Seller Comment (2024-08-08): Comment from XXXX: DTI is XXXX. The HOI used at closing was for policy period XXXX-XXXX. See HOI and 1008 | 08/09/2024 |  |  | 1 | C | A C | C | A C | C | A |  | NY | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000039551 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | DTI exceeds maximum allowable per guides. |  |  |  | Reviewer Comment (2024-08-09): Updated premium provided. Exception cleared. | 08/09/2024 |  |  | 1 | B | A C | B | A C | B | A |  | NY | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| XXXXX | 4000039551 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | DTI exceeds maximum allowable per guides. |  |  |  | Reviewer Comment (2024-08-09): Updated premium provided. Exception cleared. | 08/09/2024 |  |  | 1 | C | A C | C | A C | C | A |  | NY | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000039551 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM DTIs match and both moderately exceed Guidelines | Ability to Repay (Dodd-Frank 2014): The DTI calculated in accordance with the Lenders Guidelines and 1026.43(c)(5) of XXXX% moderately exceeds the guideline maximum of XXXX%. (DTI Exception is eligible to be regraded with compensating factors.) | DTI exceeds maximum allowable per guides. |  |  |  | Reviewer Comment (2024-08-09): Exception cleared. | 08/09/2024 |  |  | 1 | C | A C | C | A C | C | A |  | NY | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000041549 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/08/2024 | 2 | A | A | A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000041549 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is missing |  |  |  | Reviewer Comment (2024-08-08): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | AZ | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000041549 | XXXXX |  | XXXXX |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  | The file was missing a copy of Title Commitment, Title Final and Title Preliminary. |  |  |  | Reviewer Comment (2024-08-13): Received, Clearing.<br>Seller Comment (2024-08-12): Comment from XXXX): XXXXrequested the report on XXXX, it was uploaded on XXXX and cleared.<br>Reviewer Comment (2024-08-12): Unable to locate in the file. Please advise what page it is located.<br>Buyer Comment (2024-08-08): Comment from XXXX: Property Report was aleady provided, please waive. | 08/13/2024 |  |  | 1 | C | A C | C | A C | C | A |  | AZ | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000041416 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/08/2024 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Home Improvement | A | Non QM | Non QM | No |
| XXXXX | 4000042430 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/08/2024 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000040929 | XXXXX |  | XXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2024-08-12): Accepted as is.<br>Seller Comment (2024-08-12): Comment from XXXX: Please see attached. |  |  |  | 2 | B | B | B | B | B | B |  | CA | Investment | Refinance - Cash-out - Other | B A | N/A | N/A | No |
| XXXXX | 4000040929 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/09/2024 | 2 | A | A | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | B A | N/A | N/A | No |
| XXXXX | 4000039541 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  | VVOE not provided in file |  |  |  | Reviewer Comment (2024-08-12): Updated WVOE provided. Cleared.<br>Seller Comment (2024-08-12): Comment from XXXX): Please see attached VVOE. | 08/12/2024 |  |  | 1 | C | A C | C | A C | C | A |  | FL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000039541 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/09/2024 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000042425 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/12/2024 | 2 | A | A | A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| XXXXX | 4000042425 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary Valuation is not required for second lien files as per guidelines. |  |  |  | Reviewer Comment (2024-08-13): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | GA | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| XXXXX | 4000042425 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of XXXX% or Final Disclosure APR of XXXX% is equal to or greater than the threshold of APOR XXXX% + XXXX%, or XXXX%. Non-Compliant Higher Priced Mortgage Loan. | APR on subject loan of XXXX% or Final Disclosure APR of XXXX% is equal to or greater than the threshold of APOR XXXX% + XXXX%, or XXXX%. Non-Compliant Higher Priced Mortgage Loan. |  |  |  | Reviewer Comment (2024-08-29): the lender disclosed APR was corrected and reissued to borrower and the loan is no longer considered HPML.<br>Reviewer Comment (2024-08-21): We have a signed by borrower XXXX CD that discloses fees that make this loan a HMPL loan. Unfortunately there is no cure provision to take a loan out of HPML status. If you believe there is a cure provision available under what statue do you believe there is a cure provision?<br>Seller Comment (2024-08-21): Comment from XXXX: We disagree, all kinds of changes can happen with a loan between Docs & Funding. In this case the change happended prior to NOT post. I already uploaded the disbiursement ledger that you can clearly see match our Funding Figures.<br>Reviewer Comment (2024-08-21): Based on the post close CD it appears your trying to cure the HPML finding. HMPL is not curable post close.<br>Seller Comment (2024-08-20): Comment from XXXX): Fees were lowered prior to closing the loan, please see attached Post CD and disbursement ledger to review and clear HPML.<br>Reviewer Comment (2024-08-14): HMPL testing is based on the final CD not the initial. The final CD testing shows the loan is HMPL.<br>Seller Comment (2024-08-13): Comment from XXXX: Closing package was missing the Initial CD, please see Initial CD for review. | 08/29/2024 |  |  | 1 | C | A C | C | A C | C | A |  | GA | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| XXXXX | 4000042425 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | TIL Higher Priced Mortgage Loan Safe Harbor Test | TILA HPML appraisal Rule (Dodd-Frank 2014): Safe Harbor requirements not satisfied. |  |  |  |  | Reviewer Comment (2024-08-13): Accepted as is. |  |  |  | 2 | B | B | B | B | B | B |  | GA | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| XXXXX | 4000042425 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Appraisal - Did Not Physically Visit) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Appraisal not performed by a certified or licensed appraiser who conducted a physical visit to the property. |  |  |  |  | Reviewer Comment (2024-08-29): The lender disclosed APR was corrected and reissued to borrower and the loan is no longer considered HPML.<br>Reviewer Comment (2024-08-14): HMPL testing is based on the final CD not the initial. The final CD testing shows the loan is HMPL.<br>Buyer Comment (2024-08-13): Comment fromXXXX: Loan not a HPML, closing package missing the Inital CD. Uploaded to another condition for review. | 08/29/2024 |  |  | 1 | C | A C | C | A C | C | A |  | GA | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| XXXXX | 4000042448 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/13/2024 | 2 | A | A | A | A | A | A |  | NY | Second Home | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000042448 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ | Secondary Valuation is not required |  |  |  | Reviewer Comment (2024-08-13): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | NY | Second Home | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000042448 | XXXXX |  | XXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Combined loan to value discrepancy. |  |  |  |  |  | Reviewer Comment (2024-08-14): Received, Clearing.<br>Seller Comment (2024-08-13): Comment from XXXX: updated 1008 with current balance of 1st lien | 08/14/2024 |  |  | 1 | C | A C | C | A C | C | A |  | NY | Second Home | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000039259 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of XXXX. | Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. |  |  |  | Reviewer Comment (2024-08-14): Received, Clearing. | 08/14/2024 |  |  | 1 | B | A C | B | A C | B | A |  | NY | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status D C | Non QM | Non QM | Yes |
| XXXXX | 4000039259 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - W-2 | Ability to Repay (Dodd-Frank 2014): Unable to verify current Wages/W-2 employment status using reasonably reliable third-party records. | Unable to verify current Wages/W-2 employment status using reasonably reliable third-party records. |  |  |  | Reviewer Comment (2024-08-14): Received, Clearing.<br>Seller Comment (2024-08-14): Comment from XXXX: verbal, w2, paystub | 08/14/2024 |  |  | 1 | C | A C | C | A C | C | A |  | NY | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000039259 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | ATR failure due to insufficient income documentation. This exception will be cleared once all ATR specific exceptions have been cured/cleared. |  |  |  | Reviewer Comment (2024-08-14): Received, Clearing. | 08/14/2024 |  |  | 1 | A | A | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000039259 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 122 | Note Date: ___; Lien Position: ___ | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2024-08-14): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | NY | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000039259 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/13/2024 | 2 | A | A | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000039259 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | File did not contain an estimated cost to replace from insurer. Calculations are based on 80% of the insurable value of the improvements (from appraiser cost provided or if no appraiser cost the purchase price) using agency calculation methods. Coverage is insufficient by $XXXX. |  |  |  | Reviewer Comment (2024-08-14): Received, Clearing.<br>Seller Comment (2024-08-14): Comment from XXXX: current HOI policy shows coverage of XXXX<br>Reviewer Comment (2024-08-14): Coverage is $XXXXwhich is less than RCE amount. Exception remains.<br>Seller Comment (2024-08-14): Comment from XXXX: RCE | 08/14/2024 |  |  | 1 | C | A C | C | A C | C | A |  | NY | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000039259 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is required and was not found in file. |  |  |  |  |  | Reviewer Comment (2024-08-14): Received, Clearing. | 08/14/2024 |  |  | 1 | C | A C | C | A C | C | A |  | NY | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000039259 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  |  |  |  |  | Reviewer Comment (2024-08-14): Received, Clearing. | 08/14/2024 |  |  | 1 | C | A C | C | A C | C | A |  | NY | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000039259 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  |  |  |  |  | Reviewer Comment (2024-08-14): Received, Clearing. | 08/14/2024 |  |  | 1 | C | A C | C | A C | C | A |  | NY | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000041417 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Heloc Second lien file . |  |  |  | Reviewer Comment (2024-08-14): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | SD | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000041417 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/13/2024 | 2 | A | A | A | A | A | A |  | SD | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000039362 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/14/2024 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000041909 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/15/2024 | 2 | A | A | A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000041909 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is missing. |  |  |  | Reviewer Comment (2024-08-16): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | GA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000041909 | XXXXX |  | XXXXX |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2024-08-16): Accepted as is. |  |  |  | 2 | B | B | B | B | B | B |  | GA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000042159 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/16/2024 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000042159 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 122 |  | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2026-03-25): Clearing for updated.<br>Reviewer Comment (2026-03-25): .<br>Reviewer Comment (2024-08-19): Accepted as is based on meeting two RAs requirements. | 03/25/2026 |  |  | 1 | D | A | N/A | A | D | A |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000042159 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: 128 |  |  |  |  |  | Reviewer Comment (2026-03-30): Received, Clearing. | 03/30/2026 |  |  | 1 |  | A |  | A |  | A |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000042159 | XXXXX |  | XXXXX |  | Property | Valuation | General | Valuation | Valuation Product pending |  | XXXX / Collateral Desktop Analysis (CDA) - With MLS Sheets - 1 Day |  |  |  | Reviewer Comment (2026-03-30): Received, Clearing.<br>Reviewer Comment (2026-03-30): Valuation Received - XXXX | 03/30/2026 |  |  | 1 |  | A |  | A |  | A |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000043793 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | Self-Employed Tax Return Recency - ATR | Ability to Repay (Dodd-Frank 2014): Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date XXXX, Most Recent Tax Return End Date XXXX, Tax Return Due Date XXXX. | The business or personal tax returns provided are not the most recent. |  |  |  | Reviewer Comment (2024-08-19): Accepted as is. |  |  |  | 2 | B | B | B | B | B | B |  | NY | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000043793 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/16/2024 | 2 | A | A | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000043793 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | Self-Employed Tax Return Recency - ATR | Ability to Repay (Dodd-Frank 2014): Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date XXXX, Most Recent Tax Return End Date XXXX, Tax Return Due Date XXXX. | The business or personal tax returns provided are not the most recent. |  |  |  | Reviewer Comment (2024-08-19): Accepted as is. |  |  |  | 2 | B | B | B | B | B | B |  | NY | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000043075 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/20/2024 | 2 | A | A | A | A | A | A |  | UT | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000043075 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | oan is to be securitized. AVM provided. The supporting secondary valuation is missing. |  |  |  | Reviewer Comment (2024-08-20): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | UT | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000041264 | XXXXX |  | XXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary title policy is within XXXX and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  | Reviewer Comment (2024-08-20): EV2 accepted as is per client.<br>Seller Comment (2024-08-20): Comment from XXXX: Proposed insured |  |  |  | 2 | B | B | B | B | B | B |  | CA | Investment | Refinance - Cash-out - Other | D B A | N/A | Non QM | No |
| XXXXX | 4000041264 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/20/2024 | 2 | A | A | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | D B A | N/A | Non QM | No |
| XXXXX | 4000041264 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in second lien file . |  |  |  | Reviewer Comment (2024-08-20): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Investment | Refinance - Cash-out - Other | D B A | N/A | Non QM | No |
| XXXXX | 4000043291 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/20/2024 | 2 | A | A | A | A | A | A |  | UT | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000043291 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is missing. |  |  |  | Reviewer Comment (2024-08-20): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | UT | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000043291 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Hazard Insurance Coverage Amount is insufficient. |  |  |  | Reviewer Comment (2024-08-21): Clearing.<br>Seller Comment (2024-08-20): Comment from XXXX: Please see attached updated Flood Cert from XXXX. | 08/21/2024 |  |  | 1 | C | A C | C | A C | C | A |  | UT | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000043569 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/20/2024 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000044277 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 122 |  |  |  |  |  | Reviewer Comment (2026-03-25): Clearing for updated.<br>Reviewer Comment (2026-03-25): .<br>Reviewer Comment (2024-08-21): Accepted as is based on meeting two RAs requirements. | 03/25/2026 |  |  | 1 | D | A | N/A | A | D | A |  | AZ | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000044277 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/20/2024 | 2 | A | A | A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000044277 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | Self-Employed Tax Return Recency - ATR | Ability to Repay (Dodd-Frank 2014): Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date XXXX, Most Recent Tax Return End Date XXXX, Tax Return Due Date XXXX. | The business or personal tax returns provided are not the most recent. |  |  |  | Reviewer Comment (2024-08-21): Accepted as is. |  |  |  | 2 | B | B | B | B | B | B |  | AZ | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000044277 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: 128 |  |  |  |  |  | Reviewer Comment (2026-03-26): Received, Clearing. | 03/26/2026 |  |  | 1 |  | A |  | A |  | A |  | AZ | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000043233 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Closing / Title | Missing Document | Missing Document: Security Instrument - Subject Lien not provided |  | Security Instrument is missing in file. |  |  |  | Reviewer Comment (2024-08-22): Received, Clearing.<br>Seller Comment (2024-08-21): Comment from XXXX: DOT<br>Reviewer Comment (2024-08-21): Missing security instrument | 08/22/2024 |  |  | 1 | D | A D | D | A D | D | A |  | GA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000043233 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/21/2024 | 2 | A | A | A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000043233 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 122 |  |  |  |  |  | Reviewer Comment (2026-03-25): Clearing for updated.<br>Reviewer Comment (2026-03-25): .<br>Reviewer Comment (2024-08-21): Accepted as is based on meeting two RAs requirements | 03/25/2026 |  |  | 1 | D | A | N/A | A | D | A |  | GA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000043233 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Note Date used as Transaction Date | Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements | Security Instrument is missing in file. |  |  |  | Reviewer Comment (2024-08-21): Accepted as is. |  |  |  | 2 | B | B | B | B | B | B |  | GA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000043233 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: 128 |  |  |  |  |  | Reviewer Comment (2026-03-26): Received, Clearing. | 03/26/2026 |  |  | 1 |  | A |  | A |  | A |  | GA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000044046 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/21/2024 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000044046 | XXXXX |  | XXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary title policy is within XXXX and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  | Reviewer Comment (2024-08-21): Accepted as is. |  |  |  | 2 | B | B | B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000044046 | XXXXX |  | XXXXX |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  |  |  |  |  | Reviewer Comment (2024-08-27): Received, Clearing.<br>Seller Comment (2024-08-27): Comment from XXXX: PCCD Reflecting No Cash From Borrower. | 08/27/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000043761 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 122 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. |  |  |  | Reviewer Comment (2024-08-22): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000043761 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/21/2024 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000044201 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/22/2024 | 2 | A | A | A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000043726 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. Sec ID: 112 |  |  |  | Reviewer Comment (2024-08-26): Accepted as is based on meeting three RAs requirements<br>Seller Comment (2024-08-26): Comment from XXXX: 2 valuations were included in the invesor pacakge uploaded. Re-uploaded for review. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | VA | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000043726 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/23/2024 | 2 | A | A | A | A | A | A |  | VA | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000043726 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Closing / Title | Missing Document | Missing Document: Security Instrument - Subject Lien not provided |  | Security Instrument - Subject Lien is missing in file. |  |  |  | Reviewer Comment (2024-08-27): Received Security Instrument - Subject Lien. Exception cleared.<br>Seller Comment (2024-08-26): Comment from XXXX: Already provided to XXXX on XXXX, see attached. | 08/27/2024 |  |  | 1 | D | A D | D | A D | D | A |  | VA | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000044283 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/23/2024 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000044283 | XXXXX |  | XXXXX |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | The preliminary title report in file disclosed an amount of title insurance coverage that is less than the loan amount. |  |  |  | Reviewer Comment (2024-08-26): Accepted as is per client |  |  |  | 2 | B | B | B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000044283 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | AVM provided. The supporting secondary valuation is missing. |  |  |  | Reviewer Comment (2024-08-26): Accepted as is based on meeting three RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000044283 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Hazard Insurance Policy expires within 90 days of the Note Date. | Hazard Insurance Policy Expiration Date ___, Note Date ___ |  |  |  |  | Reviewer Comment (2024-08-26): Accepted as is per client |  |  |  | 2 | B | B | B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000042198 | XXXXX |  | XXXXX |  | Compliance | Legal / Regulatory / Compliance | Anti-Predatory Violation | Federal Defect | (Fed High Cost Disclosure) Federal High-Cost Mortgage Loan (Notice to Assignee) | Truth in Lending Act (HOEPA): Required Statement was not provided to purchaser or assignee for loan that was sold or assigned. (Note: This notice only applies when selling or assigning a HOEPA loan and may not be found in the file for loans that have not been previously sold) | Required Statement was not provided to purchaser or assignee for loan that was sold or assigned. |  |  |  | Reviewer Comment (2024-09-09): LOE provided to clarify ABA. Fees updated to third party and loan is no longer high cost.<br>Reviewer Comment (2024-09-05): The variance appears to be in the lender affiliate fees. The lender's Compliance Report is identifying the $XXXX Title Insurance Binder, $XXXX Title Insurance Policy and $XXXX CPL as fees paid to an affiliate; however the $XXXX Title Abstract Fee, $XXXX Settlement Fee and $XXXX Warehousing Fee are also paid to the lender affiliate and should be included in the calculation.<br>Our total fees $XXXX exceed the allowable threshold of $XXXX while the lender is calculating total fees of $XXXX.<br>Seller Comment (2024-09-05): Comment from XXXX: Please see memo attached. | 09/09/2024 |  |  | 1 | C | A C | C | A C | C | A |  | VA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000042198 | XXXXX |  | XXXXX |  | Compliance | Legal / Regulatory / Compliance | Anti-Predatory Violation | Federal Defect | (Fed High Cost Disclosure) Federal High-Cost Mortgage Loan (HOEPA Disclosure Not Provided) | Truth in Lending Act (HOEPA): HOEPA disclosure was not provided to the Borrower | HOEPA disclosure was not provided to the Borrower |  |  |  | Reviewer Comment (2024-09-09): LOE provided to clarify ABA. Fees updated to third party and loan is no longer high cost. | 09/09/2024 |  |  | 1 | C | A C | C | A C | C | A |  | VA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000042198 | XXXXX |  | XXXXX |  | Compliance | Legal / Regulatory / Compliance | Anti-Predatory Violation | Federal Defect | (Fed High Cost Provision) Federal High-Cost Mortgage Loan (Late Charge) | Truth in Lending Act (HOEPA): Mortgage loan contains a late charge that exceeds the greater of XXXX% of the amount past due or grace period of less than 15 days. | Mortgage loan contains a late charge that exceeds the greater of XXXX% of the amount past due or grace period of less than 15 days. |  |  |  | Reviewer Comment (2024-09-09): LOE provided to clarify ABA. Fees updated to third party and loan is no longer high cost. | 09/09/2024 |  |  | 1 | C | A C | C | A C | C | A |  | VA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000042198 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal Defect | (Fed High Cost) Federal High-Cost Mortgage Loan (Points and Fees) | Truth in Lending Act (High-Cost Mortgage): Points and Fees on subject loan of XXXX% is in excess of the allowable maximum of XXXX% of the Federal Total Loan Amount. Points and Fees of $XXXX on a Federal Total Loan Amount of $XXXXvs. an allowable total of $XXXX (an overage of $XXXX or .XXXX%). Non-Compliant High Cost Loan. | Points and Fees on subject loan of XXXX% is in excess of the allowable maximum of XXXX% of the Federal Total Loan Amount. Points and Fees of $XXXX on a Federal Total Loan Amount of $XXXX vs. an allowable total of $XXXX (an overage of $XXXX or .XXXX%). Non-Compliant High Cost Loan. |  |  |  | Reviewer Comment (2024-09-09): LOE provided to clarify ABA. Fees updated to third party and loan is no longer high cost.<br>Seller Comment (2024-09-06): Comment from XXXX: LOX<br>Reviewer Comment (2024-09-05): EXCEPTION HISTORY - Exception Detail was updated on XXXX PRIOR Exception Detail: Truth in Lending Act (High-Cost Mortgage): Points and Fees on subject loan of XXXX% is in excess of the allowable maximum of XXXX% of the Federal Total Loan Amount. Points and Fees of $XXXXon a Federal Total Loan Amount of $XXXXvs. an allowable total of $XXXX(an overage of $XXXXor .XXXX%). Non-Compliant High Cost Loan.<br>Reviewer Comment (2024-09-04): The loan is failing due to Federal HOEPA Points and Fees not due to HMPL.<br>Seller Comment (2024-09-04): Comment from XXXX: HPML disclosure<br>Reviewer Comment (2024-09-03): Based on Undiscounted Starting Rate Price are XXXX% at .XXXX discount pts the discount points are not bona fide.<br>Seller Comment (2024-09-03): Comment from XXXX: Undiscounted Starting Rate and the Undiscounted Starting Rate Price are XXXX% at .XXXX discount pts.<br>Reviewer Comment (2024-08-28): It would appear Mavent is using Discount Points as bona fide. We would need the Undiscounted Starting Rate and the Undiscounted Starting Rate Price to make the determination if they are bona fide.<br>Seller Comment (2024-08-28): Comment from XXXX: Please provide your calculation. | 09/09/2024 |  |  | 1 | C | A C | C | A C | C | A |  | VA | Primary | Refinance - Cash-out - Other | (1) Signed letter from borrower indicating their choice to either (a) accept refund and make loan non-high-cost or (b) keep loan as high-cost and make loan compliant; (2) Assuming option (a) is selected, a copy of refund check and proof of mailing; (3) Assuming option (b) is selected, proof of cure for each of the prohibited practices violations noted. C B | Non QM | Non QM | Yes |
| XXXXX | 4000042198 | XXXXX |  | XXXXX |  | Compliance | Legal / Regulatory / Compliance | Anti-Predatory Violation | Federal Defect | (Fed High Cost Provision) Federal High-Cost Mortgage Loan (Counseling Requirement) | Truth in Lending Act (HOEPA): Borrower did not receive pre-loan counseling. | Borrower did not receive pre-loan counseling. |  |  |  | Reviewer Comment (2024-09-09): LOE provided to clarify ABA. Fees updated to third party and loan is no longer high cost. | 09/09/2024 |  |  | 1 | C | A C | C | A C | C | A |  | VA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000042198 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/23/2024 | 2 | A | A | A | A | A | A |  | VA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000042198 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | The hazard insurance coverage amount is insufficient, however, the Replacement cost estimator is not provided in the file. |  |  |  | Reviewer Comment (2024-08-28): Received, Clearing.<br>Seller Comment (2024-08-28): Comment from XXXX: Dec page shows sufficient coverage | 08/28/2024 |  |  | 1 | C | A C | C | A C | C | A |  | VA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000042198 | XXXXX |  | XXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Combined loan to value discrepancy. | Calculated combined loan to value percentage of ___ exceeds Guideline combined loan to value percentage of ___. | Calculated combined loan to value percentage of XXXX% exceeds Guideline combined loan to value percentage of XXXX%. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2024-09-12): Client elects to waive/regrade<br>Reviewer Comment (2024-09-11): Exception must go to the buyer of the loan for approval.<br>Buyer Comment (2024-09-11): Comment from XXXX: Can we please request an exception on this? The LTV rounded to 3 decimal places is XXXX. |  |  | 09/12/2024 | 2 | C | B C | C | B C | C | B |  | VA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000043248 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/23/2024 | 2 | A | A | A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | A | Exempt from ATR | Exempt from ATR | No |
| XXXXX | 4000043457 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/23/2024 | 2 | A | A | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | D A C | N/A | Non QM | No |
| XXXXX | 4000043457 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Heloc Second lien file . |  |  |  | Reviewer Comment (2024-08-26): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Investment | Refinance - Cash-out - Other | D A C | N/A | Non QM | No |
| XXXXX | 4000043457 | XXXXX |  | XXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Credit | Guideline Requirement: Property type discrepancy. |  | Legal description indicates the subject is located in a PUD. |  |  |  | Reviewer Comment (2024-08-29): Property is a single family residence per title, AVM and property inspection | 08/29/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Investment | Refinance - Cash-out - Other | D A C | N/A | Non QM | No |
| XXXXX | 4000042504 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/26/2024 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000042504 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2024-08-27): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000039542 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/27/2024 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000039542 | XXXXX |  | XXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The preliminary title report in file did not disclose the amount of title insurance coverage. Provide a copy of the final title policy or an addendum to the preliminary report verifying title insurance of at least the loan amount. |  |  |  | Reviewer Comment (2024-08-27): Accepted as is. |  |  |  | 2 | B | B | B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000039542 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The File was Missing the Secondary Valuation required for Securitization purposes |  |  |  | Reviewer Comment (2024-08-27): Accepted as is based on meeting two RAs requirements. |  |  |  | 3 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000039542 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | The file is missing a copy of the 1003 Final for both borrowers. |  |  |  | Reviewer Comment (2024-08-28): Received Final 1003 for both the borrowers. Exception cleared.<br>Seller Comment (2024-08-27): Comment from XXXX: Please see atttached Final 1003 for both BWRs. | 08/28/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000044339 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/28/2024 | 2 | A | A | A | A | A | A |  | CT | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000044339 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2024-08-28): Accepted as is based on meeting three RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CT | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000044339 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of XXXX. | VVOE for borrower is missing from the file |  |  |  | Reviewer Comment (2024-08-28): Received, Clearing.<br>Seller Comment (2024-08-28): Comment from XXXX: Please see VVOE attached . | 08/28/2024 |  |  | 1 | B | A C | B | A C | B | A |  | CT | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status D C | Non QM | Non QM | Yes |
| XXXXX | 4000044339 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - W-2 | Ability to Repay (Dodd-Frank 2014): Unable to verify current Wages/W-2 employment status using reasonably reliable third-party records. | VVOE for borrower is missing from the file |  |  |  | Reviewer Comment (2024-08-28): Received, Clearing.<br>Seller Comment (2024-08-28): Comment from XXXX: Please see VVOE attached . | 08/28/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CT | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000044339 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | VVOE for borrower is missing from the file |  |  |  | Reviewer Comment (2024-08-28): Received, Clearing. | 08/28/2024 |  |  | 1 | A | A | A | A | A | A |  | CT | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000044339 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  | VVOE for borrower is missing from the file |  |  |  | Reviewer Comment (2024-08-28): Received, Clearing.<br>Seller Comment (2024-08-28): Comment from XXXX: Please see VVOE attached . | 08/28/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CT | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000044339 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is required and was not found in file. |  |  |  |  |  | Reviewer Comment (2024-08-28): Received, Clearing.<br>Seller Comment (2024-08-28): Comment from XXXX: Please see VVOE attached . | 08/28/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CT | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000044339 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The AVM was provided from Homegenius however, it is not an approved AVM vendor. |  |  |  | Reviewer Comment (2024-09-05): XXXXand XXXXare one in the same company. XXXX is an approved vendor per guidelines.<br>Reviewer Comment (2024-09-05): XXXXis not an approved vendor<br>Reviewer Comment (2024-08-28): Accepted as is based on meeting two RAs requirements. | 09/05/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CT | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000039299 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. Sec ID: 157 |  |  |  | Reviewer Comment (2024-08-28): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000039299 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/28/2024 | 2 | A | A | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000043920 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/29/2024 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000043920 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2024-08-30): Accepted as is based on meeting three RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000045298 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/30/2024 | 2 | A | A | A | A | A | A |  | AZ | Second Home | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000044505 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/04/2024 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000044505 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2024-09-04): Accepted as is based on meeting three RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000044505 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  | A verification of employment was not provided. |  |  |  | Reviewer Comment (2024-09-04): Received VVOE within 10 business days of the Note. Exception cleared.<br>Seller Comment (2024-09-04): Comment fromXXXX: Please see attachd VVOE verified within 10-days of the Note Date XXXX. | 09/04/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000044505 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is required and was not found in file. |  | A verification of employment was not provided. |  |  |  | Reviewer Comment (2024-09-04): Received VVOE within 10 business days of the Note. Exception cleared.<br>Seller Comment (2024-09-04): Comment from XXXX: Please see attachd VVOE verified within 10-days of the Note Date XXXX. | 09/04/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000044505 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of XXXX. | Waterfalling due to missing verification of employment. |  |  |  | Reviewer Comment (2024-09-05): Cleared<br>Buyer Comment (2024-09-05): Comment from XXXX: VOE was provided, what else is needed to clear ATR? | 09/05/2024 |  |  | 1 | B | A C | B | A C | B | A |  | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status D C | Non QM | Non QM | Yes |
| XXXXX | 4000044505 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - W-2 | Ability to Repay (Dodd-Frank 2014): Unable to verify current Wages/W-2 employment status using reasonably reliable third-party records. | A verification of employment was not provided. |  |  |  | Reviewer Comment (2024-09-05): Cleared<br>Buyer Comment (2024-09-05): Comment from XXXX: VOE was provided, what else is needed to clear ATR? | 09/05/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000044505 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | Waterfalling due to missing verification of employment. |  |  |  | Reviewer Comment (2024-09-05): Cleared | 09/05/2024 |  |  | 1 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000044717 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is missing. |  |  |  | Reviewer Comment (2024-09-05): Accepted as is based on meeting two RAs requirements. |  |  |  | 3 | D | N/A | N/A | N/A | D |  |  | OH | Primary | Refinance - Rate/Term | D B A | Non QM | Non QM | No |
| XXXXX | 4000044717 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/05/2024 | 2 | A | A | A | A | A | A |  | OH | Primary | Refinance - Rate/Term | D B A | Non QM | Non QM | No |
| XXXXX | 4000044717 | XXXXX |  | XXXXX |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  | Title Policy Coverage is less than Original Loan Amount. |  |  |  | Reviewer Comment (2024-09-05): Updated policy in file.<br>Buyer Comment (2024-09-05): Comment from XXXX: The correct Property Report was in the closing pacakge uploaded, pages 174-177. Please waive. | 09/05/2024 |  |  | 1 | B | A B | B | A B | B | A |  | OH | Primary | Refinance - Rate/Term | D B A | Non QM | Non QM | No |
| XXXXX | 4000044717 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Hazard Insurance Policy expires within 90 days of the Note Date. | Hazard Insurance Policy Expiration Date ___, Note Date ___ | Hazard Insurance Policy expires within 90 days of the Note Date. |  |  |  | Reviewer Comment (2024-09-05): Accepted as is per client |  |  |  | 2 | B | B | B | B | B | B |  | OH | Primary | Refinance - Rate/Term | D B A | Non QM | Non QM | No |
| XXXXX | 4000040447 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/05/2024 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | A | Exempt from ATR | Exempt from ATR | No |
| XXXXX | 4000037977 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/05/2024 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000037977 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Heloc Second lien file . |  |  |  | Reviewer Comment (2024-09-05): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000044352 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Address: XXXX: please provide Insurance Verification document. |  |  |  | Reviewer Comment (2024-09-10): Received Insurance Document for XXXX Exception Cleared.<br>Seller Comment (2024-09-09): Comment from XXXX: Haz Insurance for XXXX | 09/10/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Investment | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000044352 | XXXXX |  | XXXXX |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  | Title Evidence document is Missing. |  |  |  | Reviewer Comment (2024-09-09): Received, Clearing.<br>Seller Comment (2024-09-09): Comment from XXXX: Title Policy | 09/09/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Investment | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000044352 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/06/2024 | 2 | A | A | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000044352 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | Self-Employed Tax Return Recency - ATR | Ability to Repay (Dodd-Frank 2014): Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date XXXX, Most Recent Tax Return End Date XXXX, Tax Return Due Date XXXX. | elf Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application DateXXXX, Most Recent Tax Return End Date XXXX, Tax Return Due Date XXXX. (XXXX,XXXX/S-Corp) |  |  |  | Reviewer Comment (2024-09-06): Accepted as is per client |  |  |  | 2 | B | B | B | B | B | B |  | CA | Investment | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000044352 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | The hazard insurance is insufficeint coverage is short $XXXX. |  |  |  | Reviewer Comment (2024-09-09): Received, Clearing.<br>Seller Comment (2024-09-09): Comment from XXXX: Hazard Insurance with Replacement Coverage | 09/09/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Investment | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000045487 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/06/2024 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000044203 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No secondary valuation was provided. Sec ID: 56 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-09-09): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | NY | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000044203 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/09/2024 | 2 | A | A | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000045609 | XXXXX |  | XXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary title policy is within XXXX and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  | Reviewer Comment (2024-09-10): Accepted as is.<br>Seller Comment (2024-09-10): Comment from XXXX: Title supplement |  |  |  | 2 | B | B | B | B | B | B |  | CA | Investment | Refinance - Cash-out - Other | D B A | N/A | Non QM | No |
| XXXXX | 4000045609 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/09/2024 | 2 | A | A | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | D B A | N/A | Non QM | No |
| XXXXX | 4000045609 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is missing. |  |  |  | Reviewer Comment (2024-09-10): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Investment | Refinance - Cash-out - Other | D B A | N/A | Non QM | No |
| XXXXX | 4000045611 | XXXXX |  | XXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary title policy is within XXXX and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  | Reviewer Comment (2024-09-09): Accepted as is. |  |  |  | 2 | B | B | B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000045611 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/06/2024 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000045611 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. Sec ID: 0021 |  |  |  | Reviewer Comment (2024-09-09): Accepted as is based on meeting three RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000045611 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Hazard coverage of $XXXX is sufficient to cover the mortgage amount of $XXXX however, insufficient to cover the estimated cost new of $XXXX. Please provide a letter from the Insurer stating the maximum insurable amount and/or a replacement costs estimator from the insurer |  |  |  | Reviewer Comment (2024-09-10): Received Replacement Cost Estimator and the shortfall is covered. Exception cleared.<br>Seller Comment (2024-09-09): Comment from XXXX: RCE | 09/10/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000044901 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/06/2024 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000044901 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of XXXX. | VVOE missing in loan file. |  |  |  | Reviewer Comment (2024-09-13): Received, Clearing.<br>Buyer Comment (2024-09-13): Comment from XXXX: VVOE Uploaded in another condition | 09/13/2024 |  |  | 1 | B | A C | B | A C | B | A |  | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C | Non QM | Non QM | Yes |
| XXXXX | 4000044901 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - W-2 | Ability to Repay (Dodd-Frank 2014): Unable to verify current Wages/W-2 employment status using reasonably reliable third-party records. | VVOE missing in loan file. |  |  |  | Reviewer Comment (2024-09-13): Received, Clearing.<br>Buyer Comment (2024-09-13): Comment from XXXX: VVOE Uploaded in another condition | 09/13/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000044901 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | VVOE missing in loan file. |  |  |  | Reviewer Comment (2024-09-13): Received, Clearing. | 09/13/2024 |  |  | 1 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000044901 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  | Verification(s) of employment is not within 10 business days of the Note. |  |  |  | Reviewer Comment (2024-09-13): Received, Clearing.<br>Buyer Comment (2024-09-13): Comment from XXXX: VVOE Uploaded in another condition | 09/13/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000044901 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  | Verification(s) of employment is not within 10 business days of the Note. |  |  |  | Reviewer Comment (2024-09-13): Received, Clearing.<br>Buyer Comment (2024-09-13): Comment from XXXX: VVOE Uploaded in another condition | 09/13/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000044901 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | The file was missing a copy of VVOE. |  |  |  | Reviewer Comment (2024-09-13): Received, Clearing.<br>Seller Comment (2024-09-13): Comment from XXXX: VVOE | 09/13/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000045835 | XXXXX |  | XXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary title policy is within XXXX and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  | Reviewer Comment (2024-09-11): Accepted as is. |  |  |  | 2 | B | B | B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000045835 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/11/2024 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000044686 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-09-12): Accepted as is based on meeting three RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | AZ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000044686 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/12/2024 | 2 | A | A | A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000044580 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of XXXX. | Loan designation failure due to ATR failure. This exception will be cleared once all ATR specific exceptions have been cured/cleared. |  |  |  | Reviewer Comment (2024-10-09): Received, Clearing. | 10/09/2024 |  |  | 1 | B | A C | B | A C | B | A |  | FL | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C | Exempt from ATR | Exempt from ATR | Yes |
| XXXXX | 4000044580 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/13/2024 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | C A | Exempt from ATR | Exempt from ATR | No |
| XXXXX | 4000044580 | XXXXX |  | XXXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Evidence of Access to Funds not provided |  | Misisng evidence the use of business funds willl not have a negative effect on the business. |  |  |  | Reviewer Comment (2024-10-09): Received, Clearing.<br>Buyer Comment (2024-10-08): Comment from XXXX: Business funds were not used for qualifying loan. Statements used are the borrower's personal accounts with their income from their business. Supported by the Cash Flow Analysis previously provided.<br>Reviewer Comment (2024-09-25): THe 1008 states cash flow to support income, cash flow analysis was not to verify liquidity. exception remains<br>Seller Comment (2024-09-25): Comment from XXXX: PLease see attached cash flow analysis and 1008, please refer to special comments on 1008. | 10/09/2024 |  |  | 1 | C | A C | C | A C | C | A |  | FL | Primary | Refinance - Cash-out - Other | C A | Exempt from ATR | Exempt from ATR | No |
| XXXXX | 4000045299 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/13/2024 | 2 | A | A | A | A | A | A |  | NJ | Investment | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000045299 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file was missing the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2024-09-16): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | NJ | Investment | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000045299 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  | Missing Approval/1008 |  |  |  | Reviewer Comment (2024-09-18): Received 1008 Document. Exception Cleared.<br>Seller Comment (2024-09-17): Comment from XXXX: Please see attached 1008 for review. | 09/18/2024 |  |  | 1 | C | A C | C | A C | C | A |  | NJ | Investment | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000045347 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/13/2024 | 2 | A | A | A | A | A | A |  | MD | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000045347 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file was missing the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2024-09-16): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | MD | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000045347 | XXXXX |  | XXXXX |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2024-09-16): Accepted as is.<br>Seller Comment (2024-09-16): Comment from XXXX: Attached with the corrected loan amount $XXXX |  |  | 09/16/2024 | 2 | B | B | B | B | B | B |  | MD | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000045813 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/13/2024 | 2 | A | A | A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000045813 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file is missing the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2024-09-16): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | AZ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000044560 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/13/2024 | 2 | A | A | A | A | A | A |  | CO | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000044560 | XXXXX |  | XXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Combined loan to value discrepancy. |  |  |  |  |  | Reviewer Comment (2024-10-17): Updated balance per credit supplement. Cleared. | 10/17/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CO | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000044560 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Colorado Consumer Credit Code (Borrower Written Reason for Loan, Modification, or Refinance Not Provided) | XXXX Consumer Credit Code: Borrower did not provided a written description of reasons for seeking loan, modification, or refinance. |  |  |  |  | Reviewer Comment (2024-09-16): Accepted as is. |  |  | 09/16/2024 | 2 | B | B | B | B | B | B |  | CO | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000044560 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State Defect | Colorado Consumer Credit Code (Choice of Insurance and Cost of Insurance Disclosure Not Provided) | XXXX Consumer Credit Code: Borrower not provided a written statement setting forth the cost of homeowners insurance if obtained from lender and that borrower may choose insurance provider. |  |  |  |  | Reviewer Comment (2024-09-20): Received, Clearing.<br>Seller Comment (2024-09-20): Comment from XXXX: CO Right to Choose Insurance provider attached. | 09/20/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CO | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000044560 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ | The tax and insurance verification is missing for XXXX. |  |  |  | Reviewer Comment (2024-09-20): Received, Clearing.<br>Seller Comment (2024-09-20): Comment from XXXX: Please see attached lender cert. | 09/20/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CO | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000044560 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of XXXX% or Final Disclosure APR of XXXX% is equal to or greater than the threshold of APOR XXXX% + XXXX%, or XXXX%. Non-Compliant Higher Priced Mortgage Loan. |  |  |  |  | Reviewer Comment (2024-10-02): Received LOE from borrower the appraisal was received on 8/26/24, which is 3 business days from closing<br>Reviewer Comment (2024-09-25): Loan is non-compliant HPML as the file is missing evidence the borrower received the appraisal 3 business days prior to closing. Please provide evidence the borrower received the appraisal 3 business days prior to consummation and the loan can be retested<br>Buyer Comment (2024-09-24): Comment from XXXX: This is a primary residence, and the loan is a HPML. XXXX2nd lien chart has a XXXX max XXXX APR. As we are at XXXX it would meet requirements. | 10/02/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CO | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000044560 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2024-10-02): Received LOE from borrower the appraisal was received on 8/26/24, which is 3 business days from closing<br>Seller Comment (2024-10-02): Comment from XXXX: Updated LOE<br>Reviewer Comment (2024-09-27): In order to accept a LOE from the borrower, the letter must state the consummation date. The actual date the aprpaisal must have been provided by (three business days prior to consummation. Note that a full 3 business dsy must be provided to comply with the rule. The loe shold list all appraisal and written valuations that were used in the transaction.<br>Seller Comment (2024-09-26): Comment from XXXX Appraisal LOE attached.<br>Reviewer Comment (2024-09-18): This is an HPML requirement. Appraisal was not received with 3 business days prior to consummation and appraisal waiver was not provided in file. Exception remains.<br>Seller Comment (2024-09-18): Comment from XXXX: Appraisal was sent to borrower on XXXX, loan closed XXXX. That is 3 days. Where in the guidelines does it state all valuations? | 10/02/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CO | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000044560 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: 325 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-09-20): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 |  | N/A |  | N/A |  |  |  | CO | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000045549 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/13/2024 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000045549 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-09-16): Accepted as is based on meeting three RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000045944 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/16/2024 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000043827 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Hazard Insurance Policy expires within 90 days of the Note Date. | Hazard Insurance Policy Expiration Date ___, Note Date ___ |  |  |  |  | Reviewer Comment (2024-09-16): Accepted as is.<br>Buyer Comment (2024-09-16): Comment from XXXX: The expiration is more than 60 days from the Note date. It would not yet be available nor would it have been requested at the time of closing. |  |  | 09/16/2024 | 2 | B | B | B | B | B | B |  | NY | Investment | Refinance - Cash-out - Other | D B A | N/A | N/A | No |
| XXXXX | 4000043827 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/16/2024 | 2 | A | A | A | A | A | A |  | NY | Investment | Refinance - Cash-out - Other | D B A | N/A | N/A | No |
| XXXXX | 4000043827 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 122 | Note Date: ___; Lien Position: ___ | The file was missing the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2024-09-16): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | NY | Investment | Refinance - Cash-out - Other | D B A | N/A | N/A | No |
| XXXXX | 4000045241 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. Sec ID: 0141 |  |  |  | Reviewer Comment (2024-09-17): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | NM | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000045241 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/16/2024 | 2 | A | A | A | A | A | A |  | NM | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000044373 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | File did not contain an estimated cost to replace from insurer. Calculations are based on 80% of the insurable value of the improvements (from appraiser cost provided or if no appraiser cost the purchase price) using agency calculation methods. Coverage is insufficient by $XXXX. |  |  |  | Reviewer Comment (2024-09-17): Received, Clearing.<br>Seller Comment (2024-09-17): Comment from XXXX: LOE regarding replacement cost | 09/17/2024 |  |  | 1 | C | A C | C | A C | C | A |  | FL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000044373 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/16/2024 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000046060 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/17/2024 | 2 | A | A | A | A | A | A |  | UT | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000046060 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | AVM provided with XXXX FSD Score |  |  |  | Reviewer Comment (2024-09-17): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | UT | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000045685 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/17/2024 | 2 | A | A | A | A | A | A |  | OH | Investment | Refinance - Cash-out - Other | D A C | N/A | Non QM | No |
| XXXXX | 4000045685 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Rider - 1-4 Family not provided |  |  |  |  |  | Reviewer Comment (2024-09-19): Received Rider - 1-4 Family. Exception cleared.<br>Seller Comment (2024-09-19): Comment from XXXX: Rider attached | 09/19/2024 |  |  | 1 | C | A C | C | A C | C | A |  | OH | Investment | Refinance - Cash-out - Other | D A C | N/A | Non QM | No |
| XXXXX | 4000045685 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-09-18): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | OH | Investment | Refinance - Cash-out - Other | D A C | N/A | Non QM | No |
| XXXXX | 4000045685 | XXXXX |  | XXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | The debt to income ratio of XXXX% exceeds the guideline maximum of XXXX% for an investment property. |  |  |  | Reviewer Comment (2024-10-21): Based on REO cash flow calculations, DTI meets guidelines<br>Reviewer Comment (2024-10-14): Please provide 1040 for the year 2023, for REO properties rental income calculation. Exception remains.<br>Seller Comment (2024-10-11): Comment from XXXX: Hi There There are 3 files for Shuter and income was calculated exactly the same on all 3 & I used his base salary ONLY - no commission and I did a full uw note to file w/UW income calcs<br>Reviewer Comment (2024-10-10): UW rental calcs are using a 2023 1040 which we do not have in the loan file. Please provide.<br>Seller Comment (2024-10-09): Comment from XXXX Hi Please delete UW INCOME CALCS - XXXX.pdf & UW INCOME CALCS - Cleaning Services XXXX.pdf as they were uploaded in ERROR thanks! the two attachments UNDER MISCELLANEOUs docs need to be deleted as they do not pertain to this file THANK YOU!!<br>Reviewer Comment (2024-09-20): Reviewed calculations DTI XXXX%, exception remains.<br>Seller Comment (2024-09-20): Comment from XXXX: UW income Calculations provided with Explanation Thank you so much! | 10/21/2024 |  |  | 1 | C | A C | C | A C | C | A |  | OH | Investment | Refinance - Cash-out - Other | D A C | N/A | Non QM | No |
| XXXXX | 4000045685 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Debt to income ratio of XXXX% exceeds guidelines of XXXX% |  |  |  | Reviewer Comment (2024-10-21): Based on REO cash flow calculations, DTI meets guidelines | 10/21/2024 |  |  | 1 | C | A C | C | A C | C | A |  | OH | Investment | Refinance - Cash-out - Other | D A C | N/A | Non QM | No |
| XXXXX | 4000045685 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM DTIs match and both significantly exceed Guidelines | Ability to Repay (Dodd-Frank 2014): The DTI calculated in accordance with the Lenders Guidelines and 1026.43(c)(5) of XXXX% significantly exceeds the guideline maximum of XXXX%. (DTI Exception requires compelling compensating factors to consider regrading to EV2-B.) |  |  |  |  | Reviewer Comment (2024-10-21): Based on REO cash flow calculations, DTI meets guidelines | 10/21/2024 |  |  | 1 | C | A C | C | A C | C | A |  | OH | Investment | Refinance - Cash-out - Other | D A C | N/A | Non QM | No |
| XXXXX | 4000045765 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/17/2024 | 2 | A | A | A | A | A | A |  | OH | Investment | Refinance - Cash-out - Other | D A | N/A | Non QM | No |
| XXXXX | 4000045765 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | secondary valuation is missing. |  |  |  | Reviewer Comment (2024-09-18): Accepted as is based on meeting three RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | OH | Investment | Refinance - Cash-out - Other | D A | N/A | Non QM | No |
| XXXXX | 4000045678 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/17/2024 | 2 | A | A | A | A | A | A |  | OH | Investment | Refinance - Cash-out - Other | D A | N/A | Non QM | No |
| XXXXX | 4000045678 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is missing |  |  |  | Reviewer Comment (2024-09-18): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | OH | Investment | Refinance - Cash-out - Other | D A | N/A | Non QM | No |
| XXXXX | 4000045012 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2024-09-18): Accepted as is based on meeting three RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000045012 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/17/2024 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000045012 | XXXXX |  | XXXXX |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy effective date is after the funds disbursed. |  |  |  |  |  | Reviewer Comment (2024-10-14): Received prior Hazard Insurance Policy. Exception Cleared.<br>Seller Comment (2024-10-11): Comment from XXXX): Hazard Insurance | 10/14/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000044658 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/17/2024 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| XXXXX | 4000044658 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of XXXX% or Final Disclosure APR of XXXX% is equal to or greater than the threshold of APOR XXXX% + XXXX%, or XXXX%. Non-Compliant Higher Priced Mortgage Loan. | APR on subject loan of XXXX% or Final Disclosure APR of XXXX% is equal to or greater than the threshold of APOR XXXX% + XXXX%, or XXXX%. Non-Compliant Higher Priced Mortgage Loan. |  |  |  | Reviewer Comment (2024-09-24): Lock date of XXXX captured. Loan is not HPML | 09/24/2024 |  |  | 1 | C | A C | C | A C | C | A |  | FL | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| XXXXX | 4000044658 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | TIL Higher Priced Mortgage Loan Safe Harbor Test |  | Safe Harbor requirements not satisfied. |  |  |  | Reviewer Comment (2024-09-18): Accepted as is. |  |  | 09/18/2024 | 2 | B | B | B | B | B | B |  | FL | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| XXXXX | 4000044658 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Appraisal - Did Not Physically Visit) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Appraisal not performed by a certified or licensed appraiser who conducted a physical visit to the property. | Loans with HPML designation require a Full Appraisal |  |  |  | Reviewer Comment (2024-09-24): Lock date of XXXX captured. Loan is not HPML | 09/24/2024 |  |  | 1 | C | A C | C | A C | C | A |  | FL | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| XXXXX | 4000044658 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-09-18): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | FL | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| XXXXX | 4000045825 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/18/2024 | 2 | A | A | A | A | A | A |  | OH | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 4000045825 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | AVM acceptable |  |  |  | Reviewer Comment (2024-09-18): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | OH | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 4000044240 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2024-09-19): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000044240 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/19/2024 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000045844 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/19/2024 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000046962 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/19/2024 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000046962 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of XXXX% or Final Disclosure APR of XXXX% is equal to or greater than the threshold of APOR XXXX% + XXXX%, or XXXX%. Non-Compliant Higher Priced Mortgage Loan. |  |  |  |  | Reviewer Comment (2024-09-24): Received, Clearing.<br>Seller Comment (2024-09-24): Comment from XXXX: The loan was originally locked on XXXX. We updated the lock on XXXX for loan amount change. This is the final lock confirmation we printed out and it still shows XXXX lock date.<br>Reviewer Comment (2024-09-23): Your Mavent is using an 8/1 rate lock date when the actual is 8/26. Based on the 8/26 the loan is HPML.<br>Buyer Comment (2024-09-23): Comment from XXXX: Loan is not HPML<br>Reviewer Comment (2024-09-20): Based on loan being HMPL the borrower can't waive the receipt of the appraisal at least 3 business days before closing. Since we don't have acknowledgement of receipt from the buyer 3 day mailbox rule applies putting receipt at XXXX which is not at least 3 business days before closing.<br>Seller Comment (2024-09-19): Comment from XXXX: Mavent Report show pass | 09/24/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000046962 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Loan is Identified as a Higher- Priced Mortgage Loan or Non-Compliant Higher- Priced Mortgage Loan. |  |  |  | Reviewer Comment (2024-09-24): Received, Clearing.<br>Buyer Comment (2024-09-24): Comment from XXXX: Updated lock confirmation uploaded in another condition.<br>Reviewer Comment (2024-09-23): Your Mavent is using an XXXX rate lock date when the actual is XXXX. Based on the XXXX the loan is HPML.<br>Buyer Comment (2024-09-23): Comment from XXXX: Loan is not HPML<br>Reviewer Comment (2024-09-20): Based on loan being HMPL the borrower can't waive the receipt of the appraisal at least 3 business days before closing. Since we don't have acknowledgement of receipt from the buyer 3 day mailbox rule applies putting receipt at 9/6 which is not at least 3 business days before closing.<br>Buyer Comment (2024-09-19): Comment from XXXX: I am not sure what is needed for this loan? we have the appraisal waiver and ECOA in the file proof that appraisal was sent to borrower. | 09/24/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000046962 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State HPML | (State HPML) California Higher-Priced Mortgage Loan (APR Exceeds HPML Threshold) | XXXX Higher-Priced Loan: APR on subject loan of California Higher-Priced Loan: APR on subject loan of XXXX% or Final Disclosure APR of XXXX% is equal to or greater than the threshold of APOR XXXX% + XXXX%, or XXXX%. Compliant Higher Priced Loan. |  |  |  |  | Reviewer Comment (2024-09-24): Received, Clearing. | 09/24/2024 |  |  | 1 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | The cure available on a CA HPML loan is dependent upon which prohibited practice is violated. For any loan with an HPML prepayment penalty violation, the loan CANNOT be cured. For any loan without an HPML prepayment penalty violation, the loan can be cured as follows:<br>Within 90 days of closing: (1) notify borrower; (2) at borrower's option: offer to make the loan compliant with HPML provisions or change terms in a manner beneficial to the borrower so the loan is no longer HPML; and (3) take appropriate action based on borrower's choice.<br>(Limited Use Bona Fide Errors - Compliance and Client Approval Required) Within 120 days of discovery or receipt of complaint, provide: (1) Legal opinion from originating lender with loan-specific details on how a high-cost loan was made despite procedures to prevent and confirms (i) the failure constitutes a bona fide error for the jurisdiction in which the property is located, and (ii) that the lender has not received any notice from the borrower of the failure; (2) procedures or explanation of controls in place to prevent such errors; (3) client written approval accepting use of the bona fide error cure; (4) signed borrower choice letter to either (a) accept refund and make loan non-higher-priced loan or (b) keep loan as higher-priced and make loan compliant; (5) If option 4(a) is selected, copy of refund check and proof of mailing; (6) If option 4(b) is selected, proof of cure for each of the prohibited practice violations. Note, a cure may not be accepted if the seller/lender has certified a fix has been made to their system and the same issue continues to occur after the fix has been put into place. | Non QM | Non QM | Yes |
| XXXXX | 4000046962 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: 325 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-09-24): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 |  | A |  | N/A |  | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000036458 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | TIL HPML Appraisal Not Obtained Prior to Closing Test | TILA HPML Appraisal Rule (Dodd-Frank 2014): Appraisal not obtained prior to consummation. | Appraisal report dated the day of consummation. |  |  |  | Reviewer Comment (2024-09-24): Received, Clearing.<br>Seller Comment (2024-09-23): Comment from XXXX: Appraisal attached. | 09/24/2024 |  |  | 1 | C | A C | C | A C | C | A |  | IN | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000036458 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/19/2024 | 2 | A | A | A | A | A | A |  | IN | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000036458 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of XXXX% or Final Disclosure APR of XXXX% is equal to or greater than the threshold of APOR XXXX% + XXXX%, or XXXX%. Non-Compliant Higher Priced Mortgage Loan. | APR on subject loan of XXXX% or Final Disclosure APR of XXXX% is equal to or greater than the threshold of APOR XXXX% + XXXX%, or XXXX%. Non-Compliant Higher Priced Mortgage Loan. |  |  |  | Reviewer Comment (2024-09-24): Received, Clearing. | 09/24/2024 |  |  | 1 | C | A C | C | A C | C | A |  | IN | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000036458 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: 325 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-09-20): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | A | N/A | N/A | N/A | A |  |  | IN | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000043903 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/23/2024 | 2 | A | A | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | D B A C | Exempt from ATR | Exempt from ATR | No |
| XXXXX | 4000043903 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 |  | Loan is to be securitized. One valuation was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2024-09-23): Accepted as is based on meeting two RAs requirements. |  |  |  | 3 | D | N/A | N/A | N/A | D |  |  | NY | Primary | Refinance - Cash-out - Other | D B A C | Exempt from ATR | Exempt from ATR | No |
| XXXXX | 4000043903 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | File did not contain an estimated cost to replace from insurer. Calculations are based on XXXX% of the insurable value of the improvements (from appraiser cost provided or if no appraiser cost the purchase price) using agency calculation methods OR provide coverage = equaling unpaid principal balance ("UPB") of all existing liens including the subject 2nd lien ($XXXX) |  |  |  | Reviewer Comment (2024-09-25): Sufficient coverage. Cleared. | 09/25/2024 |  |  | 1 | C | A C | C | A C | C | A |  | NY | Primary | Refinance - Cash-out - Other | D B A C | Exempt from ATR | Exempt from ATR | No |
| XXXXX | 4000043903 | XXXXX |  | XXXXX |  | Credit | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal not provided |  | >=$XXXX Loan Balance requires a Full Appraisal, per guidelines. |  |  |  | Reviewer Comment (2024-09-25): Appraisal provided. Cleared. | 09/25/2024 |  |  | 1 | D | A D | D | A D | D | A |  | NY | Primary | Refinance - Cash-out - Other | D B A C | Exempt from ATR | Exempt from ATR | No |
| XXXXX | 4000043903 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of XXXX% or Final Disclosure APR of XXXX% is equal to or greater than the threshold of APOR XXXX% + XXXX%, or XXXX%. Non-Compliant Higher Priced Mortgage Loan. | APR on subject loan of XXXX% or Final Disclosure APR of XXXX% is equal to or greater than the threshold of APOR XXXX% + XXXX%, or XXXX%. Non-Compliant Higher Priced Mortgage Loan. |  |  |  | Reviewer Comment (2024-09-25): Receipt provided. | 09/25/2024 |  |  | 1 | C | A C | C | A C | C | A |  | NY | Primary | Refinance - Cash-out - Other | D B A C | Exempt from ATR | Exempt from ATR | No |
| XXXXX | 4000043903 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Compliance | Federal HPML Appraisal - CDFI Not Exempt | TILA HPML Appraisal Rule (Dodd-Frank 2014): ATR Exempt CDFI loan does not qualify for exemption from Federal HPML Appraisal requirements under 1026.35(c)(2) due to loan failing one or more of the QM requirements under 1026.43(c)(2)(i)-(iii) or (vi) (Loan Feature, Loan Term, Points and Fees, or QM APOR Rate Threshold. | ATR Exempt CDFI loan does not qualify for exemption from Federal HPML Appraisal requirements under 1026.35(c)(2) due to loan failing one or more of the QM requirements under 1026.43(c)(2)(i)-(iii) or (vi) (Loan Feature, Loan Term, Points and Fees, or QM APOR Rate Threshold. |  |  |  | Reviewer Comment (2024-09-23): Accepted as is. |  |  | 09/23/2024 | 2 | B | B | B | B | B | B |  | NY | Primary | Refinance - Cash-out - Other | D B A C | Exempt from ATR | Exempt from ATR | No |
| XXXXX | 4000043903 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | TIL Higher Priced Mortgage Loan Safe Harbor Test | TILA HPML appraisal Rule (Dodd-Frank 2014): Safe Harbor requirements not satisfied. | Safe Harbor requirements not satisfied. |  |  |  | Reviewer Comment (2024-09-23): Accepted as is. |  |  | 09/23/2024 | 2 | B | B | B | B | B | B |  | NY | Primary | Refinance - Cash-out - Other | D B A C | Exempt from ATR | Exempt from ATR | No |
| XXXXX | 4000043903 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | TIL HPML Appraisal Not Obtained Prior to Closing Test | Unable to determine compliance with timely delivery of valuation to borrower due to missing information. | Unable to determine compliance with timely delivery of valuation to borrower due to missing information. |  |  |  | Reviewer Comment (2024-09-25): Appraisal provided | 09/25/2024 |  |  | 1 | C | A C | C | A C | C | A |  | NY | Primary | Refinance - Cash-out - Other | D B A C | Exempt from ATR | Exempt from ATR | No |
| XXXXX | 4000043903 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Appraisal - Did Not Physically Visit) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Appraisal not performed by a certified or licensed appraiser who conducted a physical visit to the property. | >=$XXXX Loan Balance requires a Full Appraisal, per guidelines. |  |  |  | Reviewer Comment (2024-09-25): Appraisal provided<br>Seller Comment (2024-09-25): Comment from XXXX: Please see attached | 09/25/2024 |  |  | 1 | C | A C | C | A C | C | A |  | NY | Primary | Refinance - Cash-out - Other | D B A C | Exempt from ATR | Exempt from ATR | No |
| XXXXX | 4000043903 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | Unable to determine if the borrower signed a valuation receipt acknowledgment due to missing information. | >=$XXXX Loan Balance requires a Full Appraisal, per guidelines. |  |  |  | Reviewer Comment (2024-09-25): Receipt provided. | 09/25/2024 |  |  | 1 | C | A C | C | A C | C | A |  | NY | Primary | Refinance - Cash-out - Other | D B A C | Exempt from ATR | Exempt from ATR | No |
| XXXXX | 4000043903 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal was made "subject to" and Form 1004D/442 was not provided. |  | \*\*NEW EXCEPTION\*\* Appraisal provided is subject to repairs. |  |  |  | Reviewer Comment (2024-10-01): Received, Clearing.<br>Seller Comment (2024-09-30): Comment from XXXX: Please see attached | 10/01/2024 |  |  | 1 |  | A |  | A |  | A |  | NY | Primary | Refinance - Cash-out - Other | D B A C | Exempt from ATR | Exempt from ATR | No |
| XXXXX | 4000046074 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/20/2024 | 2 | A | A | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| XXXXX | 4000046074 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The borrower is a business entity. The following documents are required - Operating agreement, Articles of Organization, Certificate of Good Standing, business tax identification number |  |  |  | Reviewer Comment (2024-09-26): Received, cleared<br>Seller Comment (2024-09-25): Comment from Ronnie Madarang (Cornerstone First Mortgage, Inc.): uploaded | 09/26/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| XXXXX | 4000046074 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: 128 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-03-31): Received, Clearing. | 03/31/2026 |  |  | 1 |  | A |  | A |  | A |  | CA | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| XXXXX | 4000046074 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: 128 |  |  |  |  |  | Reviewer Comment (2026-03-31): Received, Clearing. | 03/31/2026 |  |  | 1 |  | A |  | A |  | A |  | CA | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| XXXXX | 4000046074 | XXXXX |  | XXXXX |  | Property | Valuation | General | Valuation | Valuation Product pending |  | Clear Capital / Collateral Desktop Analysis (CDA) - With MLS Sheets - 1 Day |  |  |  | Reviewer Comment (2026-03-31): Received, Clearing.<br>Reviewer Comment (2026-03-31): Valuation Received - 03/31/2026 | 03/31/2026 |  |  | 1 |  | A |  | A |  | A |  | CA | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| XXXXX | 4000045614 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/20/2024 | 2 | A | A | A | A | A | A |  | MN | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000045614 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: 325 | Note Date: ___; Lien Position: ___ | Secondary valuation not provided on these loans. |  |  |  | Reviewer Comment (2024-09-23): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | A | N/A | N/A | N/A | A |  |  | MN | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000045614 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Minnesota Residential Mortgage Originator and Servicer Licensing Act (Ability to Repay not Verified) | XXXX Residential Mortgage Originator and Servicer Licensing Act Borrower's ability to repay not verified with reliable documentation. |  |  |  |  | Reviewer Comment (2024-09-23): Accepted as is. |  |  | 09/23/2024 | 2 | B | B | B | B | B | B |  | MN | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000045614 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Minnesota Residential Mortgage Originator and Servicer Licensing Act (Counseling Requirement) | XXXX Residential Mortgage Originator and Servicer Licensing Act: Refinance of a "special mortgage" without evidence that borrower received counseling on advisability of transaction by an authorized independent loan counselor. |  |  |  |  | Reviewer Comment (2024-09-23): Accepted as is. |  |  | 09/23/2024 | 2 | B | B | B | B | B | B |  | MN | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000045614 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Minnesota Tangible Net Benefit Disclosure | XXXX Residential Mortgage Originator and Servicer Licensing Act: Tangible Net Benefit Disclosure not provided to the Borrower. | Tangible Net Benefit Disclosure not provided to the Borrower. |  |  |  | Reviewer Comment (2024-09-23): Accepted as is. |  |  | 09/23/2024 | 2 | B | B | B | B | B | B |  | MN | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000046222 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Hazard Insurance Policy expires within 90 days of the Note Date. | Hazard Insurance Policy Expiration Date ___, Note Date ___ |  |  |  |  | Reviewer Comment (2024-09-23): Accepted as is. |  |  | 09/23/2024 | 2 | B | B | B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000046222 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/23/2024 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000046222 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-09-23): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000046689 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2024-09-23): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | FL | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000046689 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/23/2024 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000046689 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Missing Disclosure | Notice of Special Flood Hazard Disclosure Not Provided Timely | FDPA Notification Rule: Creditor did not provide a Notice of Special Flood Hazard Disclosure within a reasonable time prior to closing. | Creditor did not provide a Notice of Special Flood Hazard Disclosure within a reasonable time prior to closing. |  |  |  | Reviewer Comment (2024-09-23): Accepted as is. |  |  | 09/23/2024 | 2 | B | B | B | B | B | B |  | FL | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000047581 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/23/2024 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000046219 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/24/2024 | 2 | A | A | A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000044605 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | The total insurance coverage is less than the total of both mortgages, ($XXXX), as required by the lender. |  |  |  | Reviewer Comment (2024-09-26): Cleared rce received<br>Seller Comment (2024-09-26): Comment from XXXX: Please see attached RCE<br>Reviewer Comment (2024-09-25): Provide Replacement cost estimator.<br>Buyer Comment (2024-09-25): Comment from XXXX Per UW: <br> They didn't have a problem with the insurance when it went through their 3rd party review. The replacement cost is Dwelling plus an increase of $XXXX. This brings the total amount of coverage to $XXXX. The replacement cost is $XXXXthis is as high as the insurance will go. | 09/26/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CO | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000044605 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/24/2024 | 2 | A | A | A | A | A | A |  | CO | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000044605 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: 325 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-09-24): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | A | N/A | N/A | N/A | A |  |  | CO | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000044605 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Tax Certificate not provided |  | Proof of the taxes lender used was not provided. |  |  |  | Reviewer Comment (2024-09-25): Tax cert provided, cleared<br>Seller Comment (2024-09-25): Comment from XXXX Please see attached | 09/25/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CO | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000047647 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/25/2024 | 2 | A | A | A | A | A | A |  | OH | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000047647 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is missing. |  |  |  | Reviewer Comment (2024-09-25): Accepted as is based on meeting three RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | OH | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000045471 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/25/2024 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000045471 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-09-25): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000045315 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: 325 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-09-27): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | A | N/A | N/A | N/A | A |  |  | VA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000045315 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/26/2024 | 2 | A | A | A | A | A | A |  | VA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000045315 | XXXXX |  | XXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | Property Taxes and First Mortgage P&I do not appear to be considered per Lenders 1008. |  |  |  | Reviewer Comment (2024-10-08): Updated 1008 received. | 10/08/2024 |  |  | 1 | C | A C | C | A C | C | A |  | VA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000045315 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of XXXX. | Loan Designation failure due to QM failure. This exception will be cleared once all QM specific exception have been cured/cleared. |  |  |  | Reviewer Comment (2024-10-08): Updated 1008 received. DTI within guidelines | 10/08/2024 |  |  | 1 | B | A C | B | A C | B | A |  | VA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| XXXXX | 4000045315 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM DTIs match and both significantly exceed Guidelines | Ability to Repay (Dodd-Frank 2014): The DTI calculated in accordance with the Lenders Guidelines and 1026.43(c)(5) of XXXX% significantly exceeds the guideline maximum of XXXX%. (DTI Exception requires compelling compensating factors to consider regrading to EV2-B.) | Property Taxes and First Mortgage P&I do not appear to be considered per Lenders 1008. |  |  |  | Reviewer Comment (2024-10-08): Updated 1008 received. DTI within guidelines<br>Seller Comment (2024-10-08): Comment from XXXX: Updated 1008, credit report, and 1003. | 10/08/2024 |  |  | 1 | C | A C | C | A C | C | A |  | VA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000045315 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Property Taxes and First Mortgage P&I do not appear to be considered per Lenders 1008. DTI exceeds guidelines. |  |  |  | Reviewer Comment (2024-10-08): Updated 1008 received. DTI within guidelines | 10/08/2024 |  |  | 1 | C | A C | C | A C | C | A |  | VA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000044268 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/27/2024 | 2 | A | A | A | A | A | A |  | OR | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000044268 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2024-09-27): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | OR | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000044268 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The AVM provided was not from an approved AVM vendor. |  |  |  | Reviewer Comment (2024-10-02): XXXXis an acceptable vendor per seller guidelines<br>Reviewer Comment (2024-09-30): The loan should be underwritten to XXXX product<br>Seller Comment (2024-09-30): Comment fromXXXX (XXXX): unsure which guidelines have been provided. the stip isnt really making sense on my end. Any guideline prior to this year on XXXXdid not mention specific company names. Any guideline from this year, all have the same company names listed and the vender used was on that list on all of them.<br>Reviewer Comment (2024-09-30): Approved AVM vendors per buyer guidelines are XXXX, XXXX, XXXX, XXXX and XXXX. Please provide a buyer exception to use alternative vendor<br>Seller Comment (2024-09-30): Comment from XXXX: per UW manager, XXXX is an approved AVM in XXXX guidelines. | 10/02/2024 |  |  | 1 | C | A C | C | A C | C | A |  | OR | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000046193 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/27/2024 | 2 | A | A | A | A | A | A |  | NV | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000046193 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2024-09-27): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | NV | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000045648 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/27/2024 | 2 | A | A | A | A | A | A |  | UT | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000045648 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. AVM provided is invalid. The FSD is greater than 0.2. Sec ID: 50 |  | The AVM received is not an XXXX approved provider. |  |  |  | Reviewer Comment (2026-03-03): XXXXis a subsidiary of XXXX. Acceptable vendor<br>Reviewer Comment (2026-03-03): .<br>Reviewer Comment (2024-10-03): XXXX is a subsidiary of XXXX. Acceptable vendor<br>Reviewer Comment (2024-10-02): Per guidelines: AVM is to be from XXXX, XXXX, XXXX, XXXX, or XXXX.<br>Buyer Comment (2024-10-01): Comment from XXXX: Per XXXX XXXX is an approved vendor. Please clear. | 03/03/2026 |  |  | 1 | D | A | D | A D | D | A |  | UT | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000045648 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-03-03): Accepted as is. |  |  | 03/03/2026 | 2 |  | A |  | A |  | B |  | UT | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000045648 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-03-03): Accepted as is. |  |  |  | 3 |  | N/A |  | N/A |  |  |  | UT | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000046763 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/27/2024 | 2 | A | A | A | A | A | A |  | UT | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000046763 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. |  |  |  | Reviewer Comment (2024-09-27): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | UT | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000047990 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal from prior transaction was in file. No secondary valuation was provided. Sec ID: 49 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Heloc Second lien file . |  |  |  | Reviewer Comment (2024-09-30): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | D | N/A | N/A | N/A D | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000047990 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/27/2024 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000043653 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 122 |  | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2026-03-25): Clearing for updated.<br>Reviewer Comment (2026-03-25): .<br>Reviewer Comment (2024-09-30): Accepted as is based on meeting two RAs requirements. | 03/25/2026 |  |  | 1 | D | A | N/A | A | D | A |  | SD | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000043653 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/30/2024 | 2 | A | A | A | A | A | A |  | SD | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000043653 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of XXXX % or Final Disclosure APR of XXXX% is equal to or greater than the threshold of APOR XXXX% + XXXX%, or XXXX%. Non-Compliant Higher Priced Mortgage Loan. |  |  |  |  | Reviewer Comment (2024-10-03): Clearing. | 10/03/2024 |  |  | 1 | C | A C | C | A C | C | A |  | SD | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000043653 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2024-10-01): Received document confirming the delivery of Appraisal. Exception cleared.<br>Seller Comment (2024-10-01): Comment from XXXX: Appraisal delivery | 10/01/2024 |  |  | 1 | C | A C | C | A C | C | A |  | SD | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000043653 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: 128 |  |  |  |  |  | Reviewer Comment (2026-03-26): Received, Clearing. | 03/26/2026 |  |  | 1 |  | A |  | A |  | A |  | SD | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000045879 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 122 |  | Secondary valuation is not required for second lien files as per guidelines. |  |  |  | Reviewer Comment (2026-03-25): Clearing for updated.<br>Reviewer Comment (2026-03-25): .<br>Reviewer Comment (2024-09-30): Accepted as is based on meeting three RAs requirements | 03/25/2026 |  |  | 1 | D | A | N/A | A | D | A |  | GA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000045879 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/30/2024 | 2 | A | A | A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000045879 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: 128 |  |  |  |  |  | Reviewer Comment (2026-03-26): Received, Clearing. | 03/26/2026 |  |  | 1 |  | A |  | A |  | A |  | GA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000047765 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/30/2024 | 2 | A | A | A | A | A | A |  | WA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000047765 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2024-09-30): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | WA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000045297 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2024-09-30): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | FL | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000045297 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/30/2024 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000045297 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The subject property is located in a FEMA disaster that does not have a declared end date. | Disaster Name: ___<br> Disaster Declaration Date: ___ |  | Property inspected post disaster but pre-FEMA declaration of disaster end date. | Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: XXXX | SitusAMC | Reviewer Comment (2024-10-18): Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: XXXX |  |  | 10/18/2024 | 2 |  | B |  | B |  | B |  | FL | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000047847 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/30/2024 | 2 | A | A | A | A | A | A |  | NY | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000047847 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal from prior transaction was in file. No secondary valuation was provided. Sec ID: 49 | Note Date: ___; Lien Position: ___ | The File was Missing the Secondary Valuation required for Securitization purposes |  |  |  | Reviewer Comment (2024-09-30): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A D | D |  |  | NY | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000048115 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/30/2024 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000048115 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No secondary valuation was provided. CU and LCA results are contradictory. Appraisal was provided. Sec ID: 133 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. Sec ID: XXXX |  |  |  | Reviewer Comment (2024-10-01): Accepted as is. |  |  | 10/01/2024 | 2 | A | N/A | N/A | N/A | A |  |  | NJ | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000047837 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/02/2024 | 2 | A | A | A | A | A | A |  | MD | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000047837 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Heloc Second lien file . |  |  |  | Reviewer Comment (2024-10-02): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | MD | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000046756 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. |  |  |  | Reviewer Comment (2024-10-04): Received, Clearing. | 10/04/2024 |  |  | 1 | B | A C | B | A C | B | A |  | NJ | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status D C | Non QM | Non QM | Yes |
| XXXXX | 4000046756 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - W-2 | Ability to Repay (Dodd-Frank 2014): Unable to verify current Wages/W-2 employment status using reasonably reliable third-party records. | Unable to verify current Wages/W-2 employment status using reasonably reliable third-party records. The VVOE provided for the co-borrower XXXX,XXXX is dated more than 90 days prior to Note Date. |  |  |  | Reviewer Comment (2024-10-04): Received, Clearing.<br>Seller Comment (2024-10-03): Comment from XXXX: So sorry, I totally missed that, twice! See attached.<br>Reviewer Comment (2024-10-03): Dated XXXX. One year ago. Exception remains.<br>Buyer Comment (2024-10-03): Comment from XXXX: Why is it not sufficent, it is within 10 days.<br>Reviewer Comment (2024-10-03): VVOE dated XXXX. Exception remains.<br>Seller Comment (2024-10-03): Comment from XXXX: Please see attached VOE. | 10/04/2024 |  |  | 1 | C | A C | C | A C | C | A |  | NJ | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000046756 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | General Ability-to-Repay requirements not satisfied. |  |  |  | Reviewer Comment (2024-10-04): Received, Clearing. | 10/04/2024 |  |  | 1 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000046756 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  |  |  |  |  | Reviewer Comment (2024-10-25): Updated policy reflects 25% extended replacement costs<br>Seller Comment (2024-10-25): Comment from XXXX: Updated HOI<br>Reviewer Comment (2024-10-18): Received Replacement Cost Estimator with value of $XXXX. However there is Coverage Shortfall is $XXXX. Please provide updated replacement cot estimator or provide updated Hazard Insurance Policy with sufficient coverage. Exception remains.<br>Seller Comment (2024-10-17): Comment from XXXX: RCE for review. | 10/25/2024 |  |  | 1 | C | A C | C | A C | C | A |  | NJ | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000046756 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/02/2024 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000046756 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-10-02): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | NJ | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000046756 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  | Unable to verify current Wages/W-2 employment status using reasonably reliable third-party records. The VVOE provided for the co-borrower XXXX,XXXX is dated more than 90 days prior to Note Date. |  |  |  | Reviewer Comment (2024-10-03): Received XXXX dated VVOE is within 10 business days of the Note. Exception cleared.<br>Seller Comment (2024-10-03): Comment fromXXXX: So sorry, I totally missed that, twice! See attached.<br>Reviewer Comment (2024-10-03): Dated XXXX. One year ago. Exception remains.<br>Buyer Comment (2024-10-03): Comment from XXXX: Note date XXXX, which is within 10 days of the note, should be sufficent. What is the issue?<br>Reviewer Comment (2024-10-03): VVOE dated XXXX. Exception remains.<br>Seller Comment (2024-10-03): Comment from XXXX: Please see attached VOE, thank you. | 10/03/2024 |  |  | 1 | C | A C | C | A C | C | A |  | NJ | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000047697 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/02/2024 | 2 | A | A | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000047697 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: 325 | Note Date: ___; Lien Position: ___ | Missing secondary valuation. |  |  |  | Reviewer Comment (2024-10-02): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | A | N/A | N/A | N/A | A |  |  | NY | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000046104 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/03/2024 | 2 | A | A | A | A | A | A |  | OR | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000046104 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | The file was missing a copy of Fraud Report. |  |  |  | Reviewer Comment (2024-10-04): Received Fraud Report. Exception cleared.<br>Seller Comment (2024-10-03): Comment from XXXX: Please see attached fraud report. | 10/04/2024 |  |  | 1 | C | A C | C | A C | C | A |  | OR | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000046104 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-10-03): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | OR | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000048162 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: 325 | Note Date: ___; Lien Position: ___ | Missing secondary valuation. |  |  |  | Reviewer Comment (2024-10-03): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | A | N/A | N/A | N/A | A |  |  | NJ | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000048162 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/03/2024 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000046189 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/03/2024 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000046189 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: 325 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Heloc Second lien file . |  |  |  | Reviewer Comment (2024-10-04): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | A | N/A | N/A | N/A | A |  |  | FL | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000048086 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/03/2024 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000048086 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2024-10-04): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000048367 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. Sec ID: XXXX |  |  |  | Reviewer Comment (2024-10-03): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | NH | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000048367 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/03/2024 | 2 | A | A | A | A | A | A |  | NH | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000047604 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2024-10-04): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | GA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000047604 | XXXXX |  | XXXXX |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  | The file was missing a copy of the final title policy. |  |  |  | Reviewer Comment (2024-10-07): Received, Clearing.<br>Seller Comment (2024-10-07): Comment from XXXX: Please see attached | 10/07/2024 |  |  | 1 | C | A C | C | A C | C | A |  | GA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000047604 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/04/2024 | 2 | A | A | A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000041664 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | The file is missing a copy of the Fraud Report. |  |  |  | Reviewer Comment (2024-10-14): Received, Clearing.<br>Seller Comment (2024-10-14): Comment from XXXX: Fraud Report attached | 10/14/2024 |  |  | 1 | C | A C | C | A C | C | A |  | FL | Investment | Refinance - Cash-out - Other | D A C | N/A | N/A | No |
| XXXXX | 4000041664 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-10-07): Accepted as is based on meeting three RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | FL | Investment | Refinance - Cash-out - Other | D A C | N/A | N/A | No |
| XXXXX | 4000041664 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/05/2024 | 2 | A | A | A | A | A | A |  | FL | Investment | Refinance - Cash-out - Other | D A C | N/A | N/A | No |
| XXXXX | 4000048117 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal and secondary valuation are missing. Sec ID: 4 |  | Secondary valuation is not required for second lien files as per guidelines. |  |  |  | Reviewer Comment (2024-10-24): Received, Clearing. | 10/24/2024 |  |  | 1 | D | A D | D | A D | D | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000048117 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/08/2024 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000048117 | XXXXX |  | XXXXX |  | Credit | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal not provided |  | Appraisal Document is missing from File. |  |  |  | Reviewer Comment (2024-10-23): Received AVM. Exception cleared.<br>Seller Comment (2024-10-22): Comment from XXXX: Please see attached<br>Reviewer Comment (2024-10-14): We are looking for the Appraisal or AVM that was used for valuation.<br>Seller Comment (2024-10-11): Comment from XXXX: Please see attached | 10/23/2024 |  |  | 1 | D | A D | D | A D | D | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000048117 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note - Senior Lien not provided |  | Senior Lien Note document is missing from file. |  |  |  | Reviewer Comment (2024-10-23): Received Senior Lien Mortgage Statement for XXXX Exception Cleared.<br>Seller Comment (2024-10-22): Comment from XXXX: Please see attached<br>Reviewer Comment (2024-10-14): Please Provide Note- Senior Lien document with loan amount of $XXXXor Mortgage Statement with P&I amount of $XXXX Exception Remains.<br>Seller Comment (2024-10-11): Comment from XXXX: Please see attached | 10/23/2024 |  |  | 1 | D | A D | D | A D | D | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000048117 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-10-24): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 |  | N/A |  | N/A |  |  |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000048117 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Credit | Kroll Second Lien Property Exception - Primary Valuation is missing |  |  |  |  |  | Reviewer Comment (2024-10-24): Received, Clearing.<br>Seller Comment (2024-10-24): Comment from XXXX: This has already been provided | 10/24/2024 |  |  | 1 |  | A |  | A |  | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000049382 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/08/2024 | 2 | A | A | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| XXXXX | 4000049382 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: 325 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2024-10-09): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | A | N/A | N/A | N/A | A |  |  | CA | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| XXXXX | 4000049382 | XXXXX |  | XXXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: 1007 Rent Comparison Schedule not provided |  | The file was missing a copy of 1007 Rent Comparison Schedule. |  |  |  | Reviewer Comment (2024-10-15): Received, Clearing.<br>Seller Comment (2024-10-14): Comment from XXXX: 1007 | 10/15/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| XXXXX | 4000047607 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/09/2024 | 2 | A | A | A | A | A | A |  | CT | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000047607 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-10-09): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CT | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000048263 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/09/2024 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000048263 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: 325 | Note Date: ___; Lien Position: ___ | The file was missing the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2024-10-09): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | A | N/A | N/A | N/A | A |  |  | NJ | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000048170 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Closing / Title | Missing Document | Missing Document: Rider - Other not provided |  | Missing Default Rate Mortgage Rider. |  |  |  | Reviewer Comment (2024-10-10): Received, Clearing.<br>Seller Comment (2024-10-10): Comment from XXXX: PLease see attached | 10/10/2024 |  |  | 1 | C | A C | C | A C | C | A |  | NY | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| XXXXX | 4000048170 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/09/2024 | 2 | A | A | A | A | A | A |  | NY | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| XXXXX | 4000048170 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/09/2024 | 2 | A | A | A | A | A | A |  | NY | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| XXXXX | 4000047955 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien files as per guidelines. |  |  |  | Reviewer Comment (2024-10-10): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | SD | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000047955 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/09/2024 | 2 | A | A | A | A | A | A |  | SD | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000045568 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: 325 | Note Date: ___; Lien Position: ___ | This deal will not require Secondary valuations. |  |  |  | Reviewer Comment (2024-10-10): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | A | N/A | N/A | N/A | A |  |  | CA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000045568 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/09/2024 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000050148 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/09/2024 | 2 | A | A | A | A | A | A |  | MD | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000050148 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien files as per guidelines. |  |  |  | Reviewer Comment (2024-10-10): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | MD | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000047620 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | The file is missing a copy of the Lease Agreement for XXXX : REO. |  |  |  | Reviewer Comment (2024-10-11): Received Lease agreement. Exception cleared.<br>Seller Comment (2024-10-11): Comment from XXXX: Lease agreements | 10/11/2024 |  |  | 1 | C | A C | C | A C | C | A |  | VA | Investment | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000047620 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/10/2024 | 2 | A | A | A | A | A | A |  | VA | Investment | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000047620 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | The file is missing a copy of the Fraud Report. |  |  |  | Reviewer Comment (2024-10-11): Received Fraud Report. Exception cleared.<br>Seller Comment (2024-10-11): Comment from XXXX: Fraud Report | 10/11/2024 |  |  | 1 | C | A C | C | A C | C | A |  | VA | Investment | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000047620 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-10-10): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | VA | Investment | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000047620 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | Loan Designation failure due to QM failure. This exception will be cleared once all QM specific exception have been cured/cleared. |  |  |  | Reviewer Comment (2024-10-11): Received lease agreement. | 10/11/2024 |  |  | 1 | B | A C | B | A C | B | A |  | VA | Investment | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status D C | Non QM | Non QM | Yes |
| XXXXX | 4000047620 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Income and Assets - REO 25% Method | Ability to Repay (Dodd-Frank 2014): Unable to verify Real Estate Owned income (XXXX% Method) using reasonably reliable third-party records. | The file is missing a copy of the Lease Agreement. |  |  |  | Reviewer Comment (2024-10-11): Received lease agreement.<br>Seller Comment (2024-10-11): Comment from XXXX: Lease agreements | 10/11/2024 |  |  | 1 | C | A C | C | A C | C | A |  | VA | Investment | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000047620 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | Loan Designation failure due to QM failure. This exception will be cleared once all QM specific exception have been cured/cleared. |  |  |  | Reviewer Comment (2024-10-11): Received lease agreement. | 10/11/2024 |  |  | 1 | A | A | A | A | A | A |  | VA | Investment | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000047620 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  | Please provide a copy of the final approval |  |  |  | Reviewer Comment (2024-10-11): Received Loan Underwriting and Transmittal Summary (1008) / MCAW. Exception cleared.<br>Seller Comment (2024-10-11): Comment from XXXX: 1008 | 10/11/2024 |  |  | 1 | C | A C | C | A C | C | A |  | VA | Investment | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000047620 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Loan Underwriting and Transmittal Summary (1008) / MCAW not provided |  | Please provide a copy of the final 1008. |  |  |  | Reviewer Comment (2024-10-11): Received Loan Underwriting and Transmittal Summary (1008) / MCAW. Exception cleared.<br>Seller Comment (2024-10-11): Comment from XXXX: 1008 | 10/11/2024 |  |  | 1 | C | A C | C | A C | C | A |  | VA | Investment | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000048970 | XXXXX |  | XXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Preliminary Title Report did not disclose an ALTA Loan Policy amount and Final Title Policy was not provided to verify that sufficient title coverage was obtained. |  |  |  | Reviewer Comment (2024-10-11): Accepted as is per client. |  |  | 10/11/2024 | 2 | B | B | B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000048970 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/10/2024 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000048970 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file is missing the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2024-10-11): Accepted as is based on meeting three RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000047925 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/10/2024 | 2 | A | A | A | A | A | A |  | IL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000047925 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Valuation is supported by an AVM with XXXX FSD Score. |  |  |  | Reviewer Comment (2024-10-11): Accepted as is based on meeting three RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | IL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000047830 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/11/2024 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000047830 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is missing in file. |  |  |  | Reviewer Comment (2024-10-11): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000046275 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/10/2024 | 2 | A | A | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000046275 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: 325 | Note Date: ___; Lien Position: ___ | The file was missing the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2024-10-11): Accepted as is based on meeting three RAs requirements |  |  |  | 2 | A | N/A | N/A | N/A | A |  |  | NY | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000046275 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | Originator loan designation of Non QM does not match due diligence designation of ATR risk. |  |  |  | Reviewer Comment (2024-10-15): Based on corrected REO cash flow calculation, DTI meets guideline requirements | 10/15/2024 |  |  | 1 | B | A C | B | A C | B | A |  | NY | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| XXXXX | 4000046275 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM DTIs match and both moderately exceed Guidelines | Ability to Repay (Dodd-Frank 2014): The DTI calculated in accordance with the Lenders Guidelines and XXXX(c)(5) of XXXX% moderately exceeds the guideline maximum of XXXX%. (DTI Exception is eligible to be regraded with compensating factors.) | DTI of XXXX % moderatly exceed tolerance of XXXX% due to the hoa verification of the rental properties. |  |  |  | Reviewer Comment (2024-10-15): Based on corrected REO cash flow calculation, DTI meets guideline requirements<br>Reviewer Comment (2024-10-15): We have -$XXXXin rental based off of tax returns.<br>Seller Comment (2024-10-15): Comment from XXXX: Please see the attached Memo. | 10/15/2024 |  |  | 1 | C | A C | C | A C | C | A |  | NY | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000046275 | XXXXX |  | XXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | DTI of XXXX % exceeds tolerasnc of XXXX % due to the hoa dues for the rental properties. |  |  |  | Reviewer Comment (2024-10-15): Based on corrected REO cash flow calculation, DTI meets guideline requirements<br>Reviewer Comment (2024-10-15): EXCEPTION HISTORY - Exception Explanation was updated on XXXX PRIOR Exception Explanation: Calculated investor qualifying total debt ratio of XXXX% exceeds Guideline total debt ratio of XXXX%.<br>Reviewer Comment (2024-10-15): We have -$XXXXin rental based off of tax returns.<br>Seller Comment (2024-10-15): Comment from XXXX: Please see the attached Memo. | 10/15/2024 |  |  | 1 | C | A C | C | A C | C | A |  | NY | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000046275 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | ATR risk due to DTI exceeding guidlines. |  |  |  | Reviewer Comment (2024-10-15): Based on corrected REO cash flow calculation, DTI meets guideline requirements | 10/15/2024 |  |  | 1 | C | A C | C | A C | C | A |  | NY | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000046275 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ | Missing HOA verification. |  |  |  | Reviewer Comment (2024-10-15): Received, Clearing.<br>Seller Comment (2024-10-15): Comment from XXXX: Please see the attached Memo. | 10/15/2024 |  |  | 1 | C | A C | C | A C | C | A |  | NY | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000048684 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/11/2024 | 2 | A | A | A | A | A | A |  | CO | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000048684 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal from prior transaction was in file. No secondary valuation was provided. Sec ID: 49 | Note Date: ___; Lien Position: ___ | Secondary valuation is missing from file its required for securitization purpose. |  |  |  | Reviewer Comment (2024-10-11): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | D | N/A | N/A | N/A D | D |  |  | CO | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000048684 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Hazard Insurance Policy expires within 90 days of the Note Date. | Hazard Insurance Policy Expiration Date ___, Note Date ___ | Hazard Insurance Policy expires within 90 days of the Note Date, Hazard Insurance Policy Expiration Date XXXX, Note Date XXXX. |  |  |  | Reviewer Comment (2024-10-11): Accepted as is per client. |  |  | 10/11/2024 | 2 | B | B | B | B | B | B |  | CO | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000050413 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: 325 | Note Date: ___; Lien Position: ___ | Secondary valuation not valuation. |  |  |  | Reviewer Comment (2024-10-14): Waived per client request<br>Buyer Comment (2024-10-14): Comment from XXXX: Please waive, since XXXX and Freddie UCDP shows score 1 and 2 out of 5, secondary valuation is not required. |  |  | 10/14/2024 | 2 | A | N/A | N/A | N/A | A |  |  | TN | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000050413 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/11/2024 | 2 | A | A | A | A | A | A |  | TN | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000048058 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/11/2024 | 2 | A | A | A | A | A | A |  | NC | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000048058 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for secondary lien as per guidelines. |  |  |  | Reviewer Comment (2024-10-14): Accepted as is based on meeting three RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | NC | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000050739 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/14/2024 | 2 | A | A | A | A | A | A |  | VA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000050739 | XXXXX |  | XXXXX |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  | Reviewer Comment (2024-10-17): Clearing.<br>Buyer Comment (2024-10-17): Comment from XXXX (XXXX): pg 577 of initial package is the encumbrance report. title is not required under XXXX and no title insurance was charged to the customer on the CD | 10/17/2024 |  |  | 1 | C | A C | C | A C | C | A |  | VA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000049076 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: 325 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-10-14): Waived per client request |  |  | 10/14/2024 | 2 | A | N/A | N/A | N/A | A |  |  | NJ | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000049076 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/11/2024 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000046277 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/11/2024 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| XXXXX | 4000046277 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is missing in file. |  |  |  | Reviewer Comment (2024-10-14): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| XXXXX | 4000046277 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XXXX disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $XXXX is over disclosed by $XXXX compared to the calculated Amount Financed of $XXXX and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated XXXX). | The disclosed Amount Financed in the amount of $XXXX is over disclosed by $XXXX |  |  |  | Reviewer Comment (2024-10-29): XXXX received Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission.<br>Seller Comment (2024-10-28): Comment from XXXX: Please see RTC completed.<br>Reviewer Comment (2024-10-18): XXXX received Corrected CD, LOE to borrower, copy of cure refund for total underdisclosure and proof of mailing. As this is a material disclosure violation on a rescindable transaction, proof of reopening of rescission is also required to cure.<br>Seller Comment (2024-10-17): Comment from XXXX: Cure documentation attached. |  | 10/29/2024 |  | 2 | C | B C | C | B C | C | B |  | CA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| XXXXX | 4000046277 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $XXXX is under disclosed by $XXXX compared to the calculated Finance Charge of $XXXX which exceeds the $XXXX threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XXXX). | The disclosed Finance Charge in the amount of $XXXX is under disclosed by $XXXX |  |  |  | Reviewer Comment (2024-10-29): XXXX received Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission.<br>Seller Comment (2024-10-28): Comment from XXXX: Please see RTC completed.<br>Reviewer Comment (2024-10-18): XXXX received Corrected CD, LOE to borrower, copy of cure refund for total underdisclosure and proof of mailing. As this is a material disclosure violation on a rescindable transaction, proof of reopening of rescission is also required to cure.<br>Seller Comment (2024-10-17): Comment from XXXX: Cure documentation attached. |  | 10/29/2024 |  | 2 | C | B C | C | B C | C | B |  | CA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| XXXXX | 4000047584 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien files as per guidelines. |  |  |  | Reviewer Comment (2024-10-14): Accepted as is based on meeting three RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000047584 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/11/2024 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000047699 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/11/2024 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000047699 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-10-14): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000048422 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/11/2024 | 2 | A | A | A | A | A | A |  | CT | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000048422 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No secondary valuation was provided. Sec ID: 56 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-10-14): Accepted as is based on meeting three RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CT | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000048159 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/11/2024 | 2 | A | A | A | A | A | A |  | MI | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000048159 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: 325 | Note Date: ___; Lien Position: ___ | Missing secondary valuation. |  |  |  | Reviewer Comment (2024-10-14): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | A | N/A | N/A | N/A | A |  |  | MI | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000049103 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2024-10-15): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | WA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000049103 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  | Approval/1008 is missing. |  |  |  | Reviewer Comment (2024-10-16): Received 1008. Exception cleared.<br>Seller Comment (2024-10-15): Comment from XXXX: 1008 for review | 10/16/2024 |  |  | 1 | C | A C | C | A C | C | A |  | WA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000049103 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/15/2024 | 2 | A | A | A | A | A | A |  | WA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000049571 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/15/2024 | 2 | A | A | A | A | A | A |  | MO | Investment | Refinance - Cash-out - Other | D B A | Non QM | N/A | No |
| XXXXX | 4000049571 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The supporting secondary valuation is missing. |  |  |  | Reviewer Comment (2024-10-15): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | MO | Investment | Refinance - Cash-out - Other | D B A | Non QM | N/A | No |
| XXXXX | 4000049571 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-03-25): Accepted as is. |  |  | 03/25/2026 | 2 |  | A |  | A |  | B |  | MO | Investment | Refinance - Cash-out - Other | D B A | Non QM | N/A | No |
| XXXXX | 4000049468 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/15/2024 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000049468 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: 325 | Note Date: ___; Lien Position: ___ | Missing secondary valuation in file. |  |  |  | Reviewer Comment (2024-10-16): Accepted as is based on meeting three RAs requirements |  |  |  | 2 | A | N/A | N/A | N/A | A |  |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000049468 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on XXXX , prior to three (3) business days from transaction date of XXXX XXXX AM. | Subject loan transaction disbursed on XXXX, prior to three (3) business days from transaction date of XXXX XXXX AM. |  |  |  | Reviewer Comment (2024-10-17): Received, Clearing.<br>Seller Comment (2024-10-16): Comment from XXXX: Funded on the 10th see Post CD | 10/17/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Non QM | Non QM | Yes |
| XXXXX | 4000048221 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No secondary valuation was provided. CU and LCA results are contradictory. Appraisal was provided. Sec ID: 133 | Note Date: ___; Lien Position: ___ | Investor to Order. |  |  |  | Reviewer Comment (2024-10-16): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | A | N/A | N/A | N/A | A |  |  | AL | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000048221 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Hazard Insurance Policy expires within 90 days of the Note Date. | Hazard Insurance Policy Expiration Date ___, Note Date ___ | Hazard Insurance Policy Expiration Date XXXX, Note Date XXXX |  |  |  | Reviewer Comment (2024-10-16): Accepted as is per client. |  |  | 10/16/2024 | 2 | B | B | B | B | B | B |  | AL | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000048221 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  | This profile contains a reduced scope for subordinate liens. The rating agencies must specifically approve the client for this reduced scope. Please consult UWQ/Lead/CSM for further instruction. |  |  |  |  |  |  | 10/16/2024 | 2 | A | A | A | A | A | A |  | AL | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000044851 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/16/2024 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000044851 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-10-16): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000048229 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/17/2024 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000048229 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is missing. |  |  |  | Reviewer Comment (2024-10-17): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | FL | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000048229 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-03-25): Accepted as is. |  |  | 03/25/2026 | 2 |  | A |  | A |  | B |  | FL | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000048902 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/17/2024 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000048902 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: 325 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-10-21): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | A | N/A | N/A | N/A | A |  |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000048902 | XXXXX |  | XXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Title policy amount is not provided on the title preliminary document. |  |  |  | Reviewer Comment (2024-10-21): Accepted as is. |  |  | 10/21/2024 | 2 | B | B | B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000048902 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on XXXX, prior to three (3) business days from transaction date of XXXX XXXX AM. | Loan transaction disbursed on XXXX , prior to three (3) business days from transaction date. |  |  |  | Reviewer Comment (2024-10-22): Received, Clearing.<br>Seller Comment (2024-10-22): Comment from XXXX: Please see attached PCCD along with final Settlement Statement with Final Refi Statement showing TRUE Disbursement as XXXX | 10/22/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Non QM | Non QM | Yes |
| XXXXX | 4000049982 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/17/2024 | 2 | A | A | A | A | A | A |  | NY | Investment | Refinance - Cash-out - Other | D B A | Non QM | N/A | No |
| XXXXX | 4000049982 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: 325 | Note Date: ___; Lien Position: ___ | Secondary Valuation not provided |  |  |  | Reviewer Comment (2024-10-17): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | A | N/A | N/A | N/A | A |  |  | NY | Investment | Refinance - Cash-out - Other | D B A | Non QM | N/A | No |
| XXXXX | 4000049982 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note - Senior Lien not provided |  | Document to verify the P&I for the 1st lien and current principal balance is missing in file. |  |  |  | Reviewer Comment (2024-10-21): Received, Clearing.<br>Seller Comment (2024-10-21): Comment from XXXX: Mtg Stmt | 10/21/2024 |  |  | 1 | D | A D | D | A D | D | A |  | NY | Investment | Refinance - Cash-out - Other | D B A | Non QM | N/A | No |
| XXXXX | 4000049982 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | Self-Employed Tax Return Recency - ATR | Ability to Repay (Dodd-Frank 2014): Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date XXXX, Most Recent Tax Return End Date XXXX, Tax Return Due Date XXXX. | There is no evidence of a tax extension file. |  |  |  | Reviewer Comment (2024-10-17): Accepted as is. |  |  | 10/17/2024 | 2 | B | B | B | B | B | B |  | NY | Investment | Refinance - Cash-out - Other | D B A | Non QM | N/A | No |
| XXXXX | 4000047834 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: 325 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-10-21): Waived per client request<br>Reviewer Comment (2024-10-21): Reopened<br>Reviewer Comment (2024-10-21): Accepted as is based on meeting three RAs requirements |  |  | 10/21/2024 | 2 | A | N/A | N/A | N/A | A |  |  | NJ | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000047834 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/17/2024 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000049315 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  | Credit Report is missing in file. |  |  |  | Reviewer Comment (2024-10-28): Received, Clearing.<br>Seller Comment (2024-10-28): Comment from XXXX: Credit | 10/28/2024 |  |  | 1 | D | A D | D | A D | D | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000049315 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/17/2024 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000049315 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: 325 | Note Date: ___; Lien Position: ___ | Missing secondary valuation. |  |  |  | Reviewer Comment (2024-10-18): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | A | N/A | N/A | N/A | A |  |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000048909 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note - Senior Lien not provided |  | Senior lien Mortgage or Mortgage Statement is missing in file. |  |  |  | Reviewer Comment (2024-10-21): Received, Clearing.<br>Seller Comment (2024-10-21): Comment from XXXX: 1st lien | 10/21/2024 |  |  | 1 | D | A D | D | A D | D | A |  | NY | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000048909 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/18/2024 | 2 | A | A | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000048909 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: 325 | Note Date: ___; Lien Position: ___ | Missing secondary valuation in file. |  |  |  | Reviewer Comment (2024-10-21): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | A | N/A | N/A | N/A | A |  |  | NY | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000048210 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-10-21): Accepted as is based on meeting three RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000048210 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/18/2024 | 2 | A | A | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000049069 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/18/2024 | 2 | A | A | A | A | A | A |  | TN | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000049069 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien files as per guidelines. |  |  |  | Reviewer Comment (2024-10-22): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | TN | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000048575 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/18/2024 | 2 | A | A | A | A | A | A |  | SC | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000048575 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is missing. |  |  |  | Reviewer Comment (2024-10-21): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | SC | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000049006 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/18/2024 | 2 | A | A | A | A | A | A |  | MD | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000049006 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Valuation is supported by an AVM with XXXX FSD Score. |  |  |  | Reviewer Comment (2024-10-22): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | MD | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000047910 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided |  | Hazard Insurance Policy is missing in file. |  |  |  | Reviewer Comment (2024-10-22): Received, Clearing.<br>Seller Comment (2024-10-22): Comment from XXXX: Please see atached. | 10/22/2024 |  |  | 1 | C | A C | C | A C | C | A |  | UT | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000047910 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/21/2024 | 2 | A | A | A | A | A | A |  | UT | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000047910 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is missing in file. |  |  |  | Reviewer Comment (2024-10-22): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | UT | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000047910 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Hazard Insurance Policy expires within 90 days of the Note Date. | Hazard Insurance Policy Expiration Date ___, Note Date ___ |  |  |  |  | Reviewer Comment (2024-10-22): Accepted as is. |  |  | 10/22/2024 | 2 |  | B |  | B |  | B |  | UT | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000047617 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/21/2024 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000048239 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/18/2024 | 2 | A | A | A | A | A | A |  | MD | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000048239 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien files as per guidelines. |  |  |  | Reviewer Comment (2024-10-22): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | MD | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000048205 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/21/2024 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Rate/Term | A | Non QM | Non QM | No |
| XXXXX | 4000048205 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: 325 | Note Date: ___; Lien Position: ___ | This deal does not require Secondary valuations. |  |  |  | Reviewer Comment (2024-10-22): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | A | N/A | N/A | N/A | A |  |  | CA | Primary | Refinance - Rate/Term | A | Non QM | Non QM | No |
| XXXXX | 4000046410 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/21/2024 | 2 | A | A | A | A | A | A |  | IL | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000046410 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: 325 | Note Date: ___; Lien Position: ___ | Missing secondary valuation. |  |  |  | Reviewer Comment (2024-10-22): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | A | N/A | N/A | N/A | A |  |  | IL | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000048678 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/23/2024 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000048678 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal from prior transaction was in file. No secondary valuation was provided. Sec ID: 49 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien files as per guidelines. |  |  |  | Reviewer Comment (2024-10-23): Accepted as is based on meeting two RAs requirements. |  |  |  | 3 | D | N/A | N/A | N/A D | D |  |  | FL | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000048678 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The subject property is located in a FEMA disaster that does not have a declared end date. |  | The subject property is located in a FEMA disaster area. A post disaster inspection verifying there was no damage to the subject property is required | Property inspected post disaster but pre-FEMA declaration of disaster end date. | Property inspected post disaster but pre-FEMA declaration of disaster end date. | SitusAMC | Reviewer Comment (2024-10-28): Property inspected post disaster but pre-FEMA declaration of disaster end date. |  |  | 10/28/2024 | 2 | C | B C | C | B C | C | B |  | FL | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000048678 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note - Senior Lien not provided |  | Note Senior Lien or Mortgage Statement document is missing from file. |  |  |  | Reviewer Comment (2024-11-05): Received, Clearing.<br>Seller Comment (2024-11-05): Comment from XXXX: Mortgage statement | 11/05/2024 |  |  | 1 | D | A D | D | A D | D | A |  | FL | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000048678 | XXXXX |  | XXXXX |  | Property | Valuation | General | Valuation | Valuation Product pending |  | Clear Capital / Post Disaster Inspection + ClearMap - 5 Days |  |  |  | Reviewer Comment (2024-10-28): Received, Clearing.<br>Reviewer Comment (2024-10-26): Valuation Received - XXXX | 10/28/2024 |  |  | 1 |  | A |  | A |  | A |  | FL | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000048678 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  | Property inspected post disaster but pre-FEMA declaration of disaster end date. | Property inspected post disaster but pre-FEMA declaration of disaster end date. | SitusAMC | Reviewer Comment (2024-11-06): Property inspected post disaster but pre-FEMA declaration of disaster end date.<br>Seller Comment (2024-11-06): Comment from XXXX: FEMA Report |  |  | 11/06/2024 | 2 |  | B |  | B |  | B |  | FL | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000050835 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/23/2024 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000050835 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-10-23): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000050837 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/23/2024 | 2 | A | A | A | A | A | A |  | ME | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000050837 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: 325 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-10-23): Waived per client request |  |  | 10/23/2024 | 2 | A | A | N/A | N/A | A | A |  | ME | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000050836 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2024-10-23): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000050836 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/22/2024 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000050836 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | File did not contain an estimated cost to replace from insurer. Calculations are based on XXXX% of the insurable value of the improvements (from appraiser cost provided or if no appraiser cost the purchase price) using agency calculation methods. Coverage is insufficient by $XXXX |  |  |  | Reviewer Comment (2024-10-23): Clearing based on meeting loan amounts of both loans.<br>Buyer Comment (2024-10-23): Comment from XXXX: Coverage on the policy exceeds the total of the 1st and 2nd loan amount. XXXX guidelines allow the coverage to be within the 2 loans amount totals. Unsure what values from the stip provided were being used to compare. | 10/23/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000050852 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/23/2024 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000050852 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is missing in file. |  |  |  | Reviewer Comment (2024-10-23): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000050852 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud Report is missing for both borrowers. |  |  |  | Reviewer Comment (2024-10-24): Received, Clearing.<br>Seller Comment (2024-10-24): Comment from XXXX: drive report<br>Reviewer Comment (2024-10-23): Drive or LoanSafe are acceptable fraud reports. We would need this provided to us for our review.<br>Buyer Comment (2024-10-23): Comment from XXXX: From UW mgr, "Question for you or the investor. Is the Drive report that I moved to the Credit Report folder not considered similar to the LoanSafe report? Will that work or do I need to pull a LoanSafe?" | 10/24/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000050846 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/23/2024 | 2 | A | A | A | A | A | A |  | CO | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000050846 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-10-23): Accepted as is based on meeting three RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CO | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000050037 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-10-24): Accepted as is based on meeting three RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | NJ | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000050037 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/23/2024 | 2 | A | A | A | A | A | A |  | NJ | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000050474 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/24/2024 | 2 | A | A | A | A | A | A |  | CO | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000050474 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-10-24): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CO | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000048251 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/24/2024 | 2 | A | A | A | A | A | A |  | GA | Investment | Refinance - Cash-out - Other | D A | Non QM | N/A | No |
| XXXXX | 4000048251 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No secondary valuation was provided. Sec ID: 56 | Note Date: ___; Lien Position: ___ | Second valuation is not required. |  |  |  | Reviewer Comment (2024-10-25): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | GA | Investment | Refinance - Cash-out - Other | D A | Non QM | N/A | No |
| XXXXX | 4000048379 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/25/2024 | 2 | A | A | A | A | A | A |  | PA | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000048379 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal from prior transaction was in file. No secondary valuation was provided. Sec ID: 49 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2024-10-25): Accepted as is based on meeting three RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A D | D |  |  | PA | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000047804 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/24/2024 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000047804 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The subject property is located in a FEMA disaster that does not have a declared end date. |  | Please provide the FEMA Post Disaster Inspection Report as FEMA disaster does not have declared end date. |  |  |  | Reviewer Comment (2024-11-08): Received Post Disaster Inspection Report. Exception Cleared.<br>Seller Comment (2024-11-07): Comment from XXXX: Please see attached<br>Reviewer Comment (2024-10-29): The received is not a Post-Disaster Inspection. There is pictures but nothing stating there is no damage.<br>Seller Comment (2024-10-29): Comment from XXXX: Please see attached | 11/08/2024 |  |  | 1 | C | A C | C | A C | C | A |  | FL | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000047804 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No secondary valuation was provided. Sec ID: 56 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-03-03): Accepted as is.<br>Reviewer Comment (2026-03-03): .<br>Reviewer Comment (2024-10-24): Accepted as is based on meeting two RAs requirements. |  |  |  | 3 | D | N/A | N/A | N/A | D |  |  | FL | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000047804 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-03-03): Accepted as is. |  |  | 03/03/2026 | 2 |  | A |  | A |  | B |  | FL | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000049174 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/25/2024 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000049174 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2024-10-25): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | FL | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000049174 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The subject property is located in a FEMA disaster that does not have a declared end date. | Disaster Name: ___<br> Disaster Declaration Date: ___ | The subject property is located in a FEMA disaster declared end date updated. | Property inspected post disaster but pre-FEMA declaration of disaster end date. | Property inspected post disaster but pre-FEMA declaration of disaster end date. | SitusAMC | Reviewer Comment (2024-10-28): Property inspected post disaster but pre-FEMA declaration of disaster end date.<br>Seller Comment (2024-10-25): Comment from XXXX: Report was already provided in the closing pacakge provided, page 323 |  |  | 10/28/2024 | 2 | C | B C | C | B C | C | B |  | FL | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000049174 | XXXXX |  | XXXXX |  | Property | Valuation | General | Valuation | Valuation Product pending |  | XXXX / Post Disaster Inspection + XXXX - 5 Days |  |  |  | Reviewer Comment (2024-10-28): Received, Clearing.<br>Reviewer Comment (2024-10-27): Valuation Received - XXXX | 10/28/2024 |  |  | 1 |  | A |  | A |  | A |  | FL | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000048371 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-10-28): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | OR | Second Home | Refinance - Rate/Term | D B A | Non QM | Non QM | No |
| XXXXX | 4000048371 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/25/2024 | 2 | A | A | A | A | A | A |  | OR | Second Home | Refinance - Rate/Term | D B A | Non QM | Non QM | No |
| XXXXX | 4000048371 | XXXXX |  | XXXXX |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | The preliminary title report in file disclosed an amount of title insurance coverage that is less than the loan amount. Provide a copy of the final title policy or an addendum to the preliminary report verifying title insurance of at least the loan amount. |  |  |  | Reviewer Comment (2024-10-28): Accepted as is.<br>Seller Comment (2024-10-28): Comment from XXXX: Please see updated report. |  |  | 10/28/2024 | 2 | B | B | B | B | B | B |  | OR | Second Home | Refinance - Rate/Term | D B A | Non QM | Non QM | No |
| XXXXX | 4000049380 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/25/2024 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000049380 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: 325 | Note Date: ___; Lien Position: ___ | Missing secondary valuation. |  |  |  | Reviewer Comment (2024-10-28): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | A | N/A | N/A | N/A | A |  |  | CA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000049000 | XXXXX |  | XXXXX |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  | The file was missing a copy of the final title policy. |  |  |  | Reviewer Comment (2024-10-31): Received, Clearing. | 10/31/2024 |  |  | 1 | A | A | A | A | A | A |  | NM | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000049000 | XXXXX |  | XXXXX |  | Credit | Title | Document Error | Title | The Preliminary/Commitment does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The preliminary title report in file did not disclose the amount of title insurance coverage. Provide a copy of the final title policy or an addendum to the preliminary report verifying title insurance of at least the loan amount. |  |  |  | Reviewer Comment (2024-10-31): Received, Clearing.<br>Seller Comment (2024-10-30): Comment from XXXX: Please see attached | 10/31/2024 |  |  | 1 | C | A C | C | A C | C | A |  | NM | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000049000 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: 325 | Note Date: ___; Lien Position: ___ | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2024-10-28): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | A | N/A | N/A | N/A | A |  |  | NM | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000049000 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/25/2024 | 2 | A | A | A | A | A | A |  | NM | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000050467 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is missing in file. |  |  |  | Reviewer Comment (2024-10-28): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | DC | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000050467 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/25/2024 | 2 | A | A | A | A | A | A |  | DC | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000049284 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No secondary valuation was provided. Sec ID: 56 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. Sec ID: 221 |  |  |  | Reviewer Comment (2024-10-28): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | KY | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000049284 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/28/2024 | 2 | A | A | A | A | A | A |  | KY | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000049905 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-10-29): Accepted as is based on meeting three RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000049905 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/28/2024 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000049905 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  |  |  |  |  | Reviewer Comment (2024-10-31): Received, Clearing.<br>Seller Comment (2024-10-30): Comment from XXXX: Please see attached | 10/31/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000049905 | XXXXX |  | XXXXX |  | Property | Valuation | General | Valuation | Valuation Product pending |  | Clear Capital / Post Disaster Inspection + ClearMap - 5 Days |  |  |  | Reviewer Comment (2024-10-31): Received, Clearing.<br>Reviewer Comment (2024-10-31): Valuation Received - XXXX | 10/31/2024 |  |  | 1 |  | A |  | A |  | A |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000044840 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/28/2024 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000044840 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No secondary valuation was provided. CU and LCA results are contradictory. Appraisal was provided. Sec ID: 133 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-10-29): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | A | N/A | N/A | N/A | A |  |  | CA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000051661 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  | Credit Report is missing in file. |  |  |  | Reviewer Comment (2024-10-29): Received, Clearing.<br>Seller Comment (2024-10-29): Comment from XXXX: ATTACHED | 10/29/2024 |  |  | 1 | D | A D | D | A D | D | A |  | CA | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000051661 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/28/2024 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000051661 | XXXXX |  | XXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary title policy amount is blank. |  |  |  | Reviewer Comment (2024-10-29): Accepted as is. |  |  | 10/29/2024 | 2 | B | B | B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000051661 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal from prior transaction was in file. No secondary valuation was provided. Sec ID: 49 | Note Date: ___; Lien Position: ___ | Secondary valuation from subject transaction is missing. |  |  |  | Reviewer Comment (2024-10-29): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | D | N/A | N/A | N/A D | D |  |  | CA | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000051661 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Total Of Payments | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XXXX disclosed an inaccurate Total of Payments on page 5 that does not match the actual total of payments for the loan (fee amounts included in TOP calculation are based on Closing Disclosure dated XXXX). The disclosed Total of Payments in the amount of $XXXX is under disclosed by $XXXXcompared to the calculated total of payments of $XXXX which exceeds the $XXXX threshold. | Final Closing Disclosure provided on XXXX disclosed an inaccurate Total of Payments on page 5 that does not match the actual total of payments for the loan (fee amounts included in TOP calculation are based on Closing Disclosure dated XXXX). The disclosed Total of Payments in the amount of $XXXX is under disclosed by $XXXX compared to the calculated total of payments of $XXXX which exceeds the $XXXX threshold. (Final/XXXX) |  |  |  | Reviewer Comment (2024-10-31): Total of payments accurately disclosed | 10/31/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected CD, and Re-open Rescission i(required on rescindable transactions) B | Non QM | Non QM | Yes |
| XXXXX | 4000050443 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/28/2024 | 2 | A | A | A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000050443 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is missing in file. |  |  |  | Reviewer Comment (2024-10-29): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | AZ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000047373 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-10-29): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | D | N/A | N/A | N/A | D |  |  | FL | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000047373 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/29/2024 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000047373 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The subject property is located in a FEMA disaster that does not have a declared end date. |  |  |  |  |  | Reviewer Comment (2024-10-30): Clearing.<br>Seller Comment (2024-10-30): Comment from XXXX: PDI report for review. | 10/30/2024 |  |  | 1 | C | A C | C | A C | C | A |  | FL | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000047373 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The subject property is located in a FEMA disaster that does not have a declared end date. | Disaster Name: ___<br> Disaster Declaration Date: ___ |  | Property inspected post disaster but pre-FEMA declaration of disaster end date. | Property inspected post disaster but pre-FEMA declaration of disaster end date. | SitusAMC | Reviewer Comment (2024-10-30): Property inspected post disaster but pre-FEMA declaration of disaster end date.<br>Seller Comment (2024-10-30): Comment from XXXX: PDI report for review. |  |  | 10/30/2024 | 2 | C | B C | C | B C | C | B |  | FL | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000050012 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/29/2024 | 2 | A | A | A | A | A | A |  | MI | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000050012 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien files as per guidelines. |  |  |  | Reviewer Comment (2024-10-30): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | MI | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000049741 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/29/2024 | 2 | A | A | A | A | A | A |  | WA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000049741 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No secondary valuation was provided. CU and LCA results are contradictory. Appraisal was provided. Sec ID: 133 | Note Date: ___; Lien Position: ___ | Missing secondary valuation in file. |  |  |  | Reviewer Comment (2024-10-30): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | A | A | N/A | N/A | A | A |  | WA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000049036 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/29/2024 | 2 | A | A | A | A | A | A |  | PA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000049036 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-10-30): Accepted as is based on meeting three RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | PA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000049894 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/30/2024 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000049894 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: 325 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien files as per guidelines. |  |  |  | Reviewer Comment (2024-10-30): Waived per client request |  |  | 10/30/2024 | 2 | A | N/A | N/A | N/A | A |  |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000049894 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | ATR Failure due to Third party verification document is missing from file. |  |  |  | Reviewer Comment (2024-10-30): Received, Clearing. | 10/30/2024 |  |  | 1 | B | A C | B | A C | B | A |  | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C | Non QM | Non QM | Yes |
| XXXXX | 4000049894 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - W-2 | Ability to Repay (Dodd-Frank 2014): Unable to verify current Wages/W-2 employment status using reasonably reliable third-party records. | ATR Failure due to Third party verification document is missing from file. |  |  |  | Reviewer Comment (2024-10-30): Received, Clearing.<br>Seller Comment (2024-10-30): Comment from XXXX: 2023 W-2 | 10/30/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000049894 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | ATR Failure due to Third party verification document is missing from file. |  |  |  | Reviewer Comment (2024-10-30): Received, Clearing. | 10/30/2024 |  |  | 1 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000049894 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  | VVOE not provided in file |  |  |  | Reviewer Comment (2024-10-30): Received, Clearing.<br>Seller Comment (2024-10-30): Comment from XXXX: VOE Completed XXXX | 10/30/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000051436 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/31/2024 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000051436 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 122 |  | Secondary valuation from subject transaction is missing |  |  |  | Reviewer Comment (2026-03-25): Clearing for updated.<br>Reviewer Comment (2026-03-25): .<br>Reviewer Comment (2024-10-31): Accepted as is based on meeting three RAs requirements | 03/25/2026 |  |  | 1 | D | A | N/A | A | D | A |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000051436 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: 128 |  |  |  |  |  | Reviewer Comment (2026-03-30): Received, Clearing. | 03/30/2026 |  |  | 1 |  | A |  | A |  | A |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000051436 | XXXXX |  | XXXXX |  | Property | Valuation | General | Valuation | Valuation Product pending |  | Clear Capital / Collateral Desktop Analysis (CDA) - With MLS Sheets - 1 Day |  |  |  | Reviewer Comment (2026-03-30): Received, Clearing.<br>Reviewer Comment (2026-03-30): Valuation Received - XXXX | 03/30/2026 |  |  | 1 |  | A |  | A |  | A |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000049135 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/30/2024 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000049135 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | secondary valuation is missing. |  |  |  | Reviewer Comment (2024-10-30): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000048387 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | The coverage amount of $XXXX results in a shortfall of $XXXX. |  |  |  | Reviewer Comment (2024-11-04): Updated RCE provided. Cleared.<br>Seller Comment (2024-11-04): Comment from XXXX: Please see last page | 11/04/2024 |  |  | 1 | C | A C | C | A C | C | A |  | AZ | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000048387 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/31/2024 | 2 | A | A | A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000048387 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2024-10-31): Accepted as is based on meeting three RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | AZ | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000048945 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/31/2024 | 2 | A | A | A | A | A | A |  | FL | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000048945 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Valuation is supported by an AVM with XXXX FSD Score. |  |  |  | Reviewer Comment (2024-10-31): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | FL | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000050089 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/31/2024 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000050089 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien files as per guidelines. |  |  |  | Reviewer Comment (2024-10-31): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000049954 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is missing |  |  |  | Reviewer Comment (2024-10-31): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | GA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000050562 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Valuation is supported by an AVM with XXXX FSD Score. |  |  |  | Reviewer Comment (2024-11-07): Accepted as is based on meeting three RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000048557 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: 325 | Note Date: ___; Lien Position: ___ | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2024-11-04): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | A | N/A | N/A | N/A | A |  |  | VA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000048557 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/01/2024 | 2 | A | A | A | A | A | A |  | VA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000049997 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2024-11-04): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000049997 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/01/2024 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000051530 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on XXXX , prior to three (3) business days from transaction date of XXXX XXXX AM. | Right to Cancel signature date is XXXX with expiration date XXXX, Notary date is also XXXX. However, Final Closing Disclosure issued XXXX was signed on XXXX with no evidence of earlier receipt. Based on XXXX transaction date from receipt of closing, XXXX funding date was premature. |  |  |  | Reviewer Comment (2024-11-08): Received, Clearing.<br>Seller Comment (2024-11-08): Comment from XXXX: The final CD XXXX received was signed on the 24th, please see attached document indicating this was signed on the XXXX.<br>Consummation occurred on the XXXX and a revised CD was sent later on the XXXX and the borrower signed the PCCD on the XXXX. I don't know what they are talking about regarding the XXXX as I can't see anything in the file that has a signature date of the XXXX.<br>Reviewer Comment (2024-11-07): The Post Close Cd and the Final Cd reflects disbursement date of XXXX however the borrower signed on XXXX & XXXX. Provide evidence funding took place 3 business days after signing.<br>Seller Comment (2024-11-07): Comment from XXXX: Please see attached | 11/08/2024 |  |  | 1 | C | A C | C | A C | C | A |  | NJ | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Non QM | Non QM | Yes |
| XXXXX | 4000051530 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Third Circuit) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. | Per Title document in file, 2nd lien on the subject property was originated and paid off through XXXXXXX. Therefore, it is same lender to lender refinance and hence H9 form should have been used. |  |  |  | Reviewer Comment (2024-11-18): Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form received<br>Seller Comment (2024-11-18): Comment from XXXX: Please see attached email sent to borrower<br>Reviewer Comment (2024-11-14): Still missing the Letter of Explanation that was provided to the borrower explaining the error.<br>Seller Comment (2024-11-14): Comment from XXXX: Please see attached.<br>Reviewer Comment (2024-11-05): This is a compliance exception and to cure this provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form.<br>Seller Comment (2024-11-05): Comment from XXXX: Please review LOX and clear. |  | 11/18/2024 |  | 2 | C | B C | C | B C | C | B |  | NJ | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Non QM | Non QM | Yes |
| XXXXX | 4000051530 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date | Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). | Right to Cancel signature date is XXXX with expiration date of XXXX. Final Closing Disclosure was signed by borrower on XXXX. |  |  |  | Reviewer Comment (2024-11-08): Received, Clearing.<br>Seller Comment (2024-11-08): Comment from XXXX: The final CD Mary received was signed on the XXXX, please see attached document indicating this was signed on the XXXX.<br>Consummation occurred on the XXXX and a revised CD was sent later on the XXXX and the borrower signed the PCCD on the XXXX. I don't know what they are talking about regarding the XXXX as I can't see anything in the file that has a signature date of the XXXX.<br>Reviewer Comment (2024-11-07): The Post Close Cd and the Final Cd reflects disbursement date of XXXX however the borrower signed on XXXX & XXXX. Provide evidence funding took place 3 business days after signing.<br>Seller Comment (2024-11-07): Comment from XXXX: Please see attached | 11/08/2024 |  |  | 1 | C | A C | C | A C | C | A |  | NJ | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Non QM | Non QM | Yes |
| XXXXX | 4000051530 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: 325 | Note Date: ___; Lien Position: ___ | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2024-11-04): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | A | N/A | N/A | N/A | A |  |  | NJ | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000051530 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/01/2024 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000050275 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2024-11-04): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | NH | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000048342 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-11-04): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | NY | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000046367 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-11-04): Accepted as is based on meeting three RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | FL | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000046367 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/01/2024 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000046367 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Documentation | Insurance | Missing Document: Flood Insurance Policy not provided |  | The file is missing a copy of the Flood Insurance Policy. |  |  |  | Reviewer Comment (2024-11-06): Received Flood Insurance Policy. Exception cleared.<br>Seller Comment (2024-11-05): Comment from XXXX: Please see attached flood policy. | 11/06/2024 |  |  | 1 | C | A C | C | A C | C | A |  | FL | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000046367 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Documentation | Insurance | Flood Insurance Error: Insurance premium was not provided. |  | The file is missing a copy of the Flood Insurance Policy. |  |  |  | Reviewer Comment (2024-11-06): Received Flood Insurance Policy. Exception cleared.<br>Seller Comment (2024-11-05): Comment from XXXX: Flood policy | 11/06/2024 |  |  | 1 | C | A C | C | A C | C | A |  | FL | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000046367 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  |  |  |  |  | Reviewer Comment (2024-11-06): Received Third Party Verification of Employment within 10 days of Note date. Exception cleared.<br>Seller Comment (2024-11-06): Comment from XXXX: Original condition asked for wages, I uploaded the WVOE with wages. Please see VOE @ Closing, dated within 10 days of note (XXXX).<br>Reviewer Comment (2024-11-06): This is dated XXXX which is not 10 business days of the Note.<br>Seller Comment (2024-11-05): Comment from XXXX: VOE with info requested, B1 | 11/06/2024 |  |  | 1 | C | A C | C | A C | C | A |  | FL | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000051008 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: 325 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien files as per guidelines. |  |  |  | Reviewer Comment (2024-11-05): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | A | N/A | N/A | N/A | A |  |  | CA | Second Home | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000051008 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/04/2024 | 2 | A | A | A | A | A | A |  | CA | Second Home | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000051013 | XXXXX |  | XXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary title policy is within CA and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  | Reviewer Comment (2024-11-04): Accepted as is. |  |  | 11/04/2024 | 2 | B | B | B | B | B | B |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXX | 4000051013 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/04/2024 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXX | 4000051013 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: 325 | Note Date: ___; Lien Position: ___ | Missing secondary valuation. |  |  |  | Reviewer Comment (2024-11-04): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | A | N/A | N/A | N/A | A |  |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXX | 4000050536 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien files as per guidelines. |  |  |  | Reviewer Comment (2024-11-05): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CO | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000050470 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/04/2024 | 2 | A | A | A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000050470 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien as per guidelines. |  |  |  | Reviewer Comment (2024-11-05): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | GA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000050008 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-11-05): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000050561 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-11-05): Accepted as is based on meeting three RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | AZ | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| XXXXX | 4000050561 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $XXXX exceeds tolerance of $XXXX plus XXXX % or $XXXX. Insufficient or no cure was provided to the borrower. | Deed preparation fee added to the final CD without a valid COC |  |  |  | Reviewer Comment (2024-11-20): XXXX received PCCD, LOE, proof of mailing & copy of refund check.<br>Seller Comment (2024-11-19): Comment from XXXX: Please see attached<br>Reviewer Comment (2024-11-19): XXXX received PCCD, copy of refund check and proof of mailing. Missing LOE. Please provide LOE to borrower.<br>Seller Comment (2024-11-15): Comment from XXXX: Please see attached<br>Reviewer Comment (2024-11-12): XXXX received Corrected PCCD with cure. Missing Copy of Refund Check, LOE to borrower and proof of mailing,<br>Seller Comment (2024-11-08): Comment from XXXX: check is pending review |  | 11/20/2024 |  | 2 | C | B C | C | B C | C | B |  | AZ | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXXX | 4000050773 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  | Reviewer Comment (2024-11-08): Received, Clearing.<br>Seller Comment (2024-11-08): Comment from XXXX: signed URLA<br>Reviewer Comment (2024-11-06): The provided 1003 is unsigned.<br>Seller Comment (2024-11-06): Comment from XXXX: final urla | 11/08/2024 |  |  | 1 | C | A C | C | A C | C | A |  | NJ | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000050773 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Hazard Insurance Policy expires within 90 days of the Note Date. | Hazard Insurance Policy Expiration Date ___, Note Date ___ |  |  |  |  | Reviewer Comment (2024-11-06): Accepted as is.<br>Buyer Comment (2024-11-06): Comment from XXXX: HOI will be renewed in Dec by 1st mortgagee |  |  |  | 2 | B | B | B | B | B | B |  | NJ | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000050773 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/05/2024 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000050246 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/04/2024 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000050246 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: 325 | Note Date: ___; Lien Position: ___ | Missing secondary valuation. |  |  |  | Reviewer Comment (2024-11-06): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | A | N/A | N/A | N/A | A |  |  | CA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000050446 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/05/2024 | 2 | A | A | A | A | A | A |  | OR | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000050446 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: 325 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2024-11-06): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | A | N/A | N/A | N/A | A |  |  | OR | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000051388 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-11-06): Accepted as is based on meeting three RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | IL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000050266 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No secondary valuation was provided. Sec ID: 56 | Note Date: ___; Lien Position: ___ | Secondary valuation is missing |  |  |  | Reviewer Comment (2024-11-06): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CT | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000050266 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Closing Disclosure Timing without Waiver | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. | Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. |  |  |  | Reviewer Comment (2024-11-13): XXXX received disclosure summary for initial CD.<br>Seller Comment (2024-11-12): Comment from XXXX: Please see attached | 11/13/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CT | Primary | Refinance - Cash-out - Other | No Defined Cure A | Non QM | Non QM | No |
| XXXXX | 4000050266 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Revised Loan Estimate Timing Before Closing | TILA-RESPA Integrated Disclosure: Revised Loan Estimate provided on XXXX not received by borrower at least four (4) business days prior to closing. | Loan Estimate provided on XXXX not received by borrower at least four (4) business days prior to closing. |  |  |  | Reviewer Comment (2024-11-13): Disclosure tracking provided<br>Seller Comment (2024-11-12): Comment from XXXX: Please seee attached | 11/13/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CT | Primary | Refinance - Cash-out - Other | No Defined Cure A | Non QM | Non QM | No |
| XXXXX | 4000050575 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: 325 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-11-06): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | A | N/A | N/A | N/A | A |  |  | NV | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000050575 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/05/2024 | 2 | A | A | A | A | A | A |  | NV | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000051159 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Hazard Insurance Policy expires within 90 days of the Note Date. | Hazard Insurance Policy Expiration Date ___, Note Date ___ | Provided Latest Hazard Insurance policy which is valid at closing |  |  |  | Reviewer Comment (2024-11-06): Accepted as is. |  |  | 11/06/2024 | 2 | B | B | B | B | B | B |  | WA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000051159 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | secondary valuation is missing in file. |  |  |  | Reviewer Comment (2024-11-06): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | WA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000047983 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/05/2024 | 2 | A | A | A | A | A | A |  | WA | Primary | Purchase | D A C | Non QM | Non QM | No |
| XXXXX | 4000047983 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien files as per HELOC program. |  |  |  | Reviewer Comment (2024-11-06): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | WA | Primary | Purchase | D A C | Non QM | Non QM | No |
| XXXXX | 4000047983 | XXXXX |  | XXXXX |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy effective date is after the funds disbursed. |  | The Hazard Insurance Policy Effective Date is after the later of the disbursement, note or transaction date, Hazard Insurance Policy Effective Date XXXX; Disbursement Date: XXXX; Note Date: XXXX; Transaction Date: XXXX. |  |  |  | Reviewer Comment (2024-11-12): Received, Clearing.<br>Seller Comment (2024-11-12): Comment from XXXX: the policy is effective after the funds have disbursed. We sent over the policy effective XXXX and it was rejected because it said it wasnt by the signing date. hoi effective XXXX reattached.<br>Reviewer Comment (2024-11-12): Based on Dry State we would need policy from disbursement date which is XXXX. The policy is dated XXXX. Exception remains.<br>Buyer Comment (2024-11-12): Comment from XXXX: we are getting a good bit of push back on this. "FNMA considers the closing date to be that of: a) In a wet state, funds are at the table for the closing, the borrower signs the documents that are generally dated the date of closing and funds are disbursed, ownership is then officially transferred to the buyer; Or b) A dry state (which this loan is a dry state loan), the borrower signs the documents, the original closing package is returned to the lender, reviewed and approved. Upon approval, the funds are then sent to the closing agent to be disbursed, documents recorded in which the ownership is officially transferred to the buyer. With this information there is no gap to the Hazard Policy as the transfer deed went on record as of XXXX.<br>Reviewer Comment (2024-11-08): One a purchase the borrower is obligated when the note is signed. We need an updated policy or a letter from the carrier of no claims or damage between note signing and policy effective date.<br>Seller Comment (2024-11-08): Comment from XXXX: ins starting on disbursement date on escrow state. ownership starts on day funds/disbursement- keys received<br>Reviewer Comment (2024-11-07): Received Hazard insurance document is already available in file. Please provide prior to note date hazard policy. Exception remains.<br>Seller Comment (2024-11-07): Comment from XXXX: ins | 11/12/2024 |  |  | 1 | C | A C | C | A C | C | A |  | WA | Primary | Purchase | D A C | Non QM | Non QM | No |
| XXXXX | 4000048550 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/05/2024 | 2 | A | A | A | A | A | A |  | VA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000048550 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No secondary valuation was provided. CU and LCA results are contradictory. Appraisal was provided. Sec ID: 133 | Note Date: ___; Lien Position: ___ | Missing secondary valuation |  |  |  | Reviewer Comment (2024-11-06): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | A | A | N/A | N/A | A | A |  | VA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000052018 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XXXXX disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $XXXXX8 is over disclosed by $XXX compared to the calculated Amount Financed of $XXXXX and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated XXXXX). | Final Closing Disclosure provided on XXXXX disclosed an Amount Financed. Total amount financed of $XXXXX is over disclosed by $XXXX. |  |  |  | Reviewer Comment (2024-11-08): Title Sales Tax excluded from finance charges<br>Seller Comment (2024-11-08): Comment from XXXX XXXXX (XXXXX XXXXX): Also – in one condition we over disclosed the finance charge and in the other we under disclosed it? I'm not understanding how both can be true for the same amount. Are these for two different files? | 11/08/2024 |  |  | 1 | C | A C | C | A C | C | A |  | WA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) | Non QM | Non QM | Yes |
| XXXXX | 4000052018 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XXXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $XXXXX is under disclosed by $XXXX compared to the calculated Finance Charge of $XXXXX which exceeds the $XXX threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XXXXX. | Final Closing Disclosure provided on XXXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan |  |  |  | Reviewer Comment (2024-11-08): Title Sales Tax excluded from finance charges<br>Seller Comment (2024-11-08): Comment from XXXXX XXXXX (XXXXX XXXX): Please advise LOX | 11/08/2024 |  |  | 1 | C | A C | C | A C | C | A |  | WA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) | Non QM | Non QM | Yes |
| XXXXX | 4000052018 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/06/2024 | 2 | A | A | A | A | A | A |  | WA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000052018 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 122 |  | Secondary valuation not required in Heloc Second lien file . |  |  |  | Reviewer Comment (2026-03-25): Clearing for updated.<br>Reviewer Comment (2026-03-25): .<br>Reviewer Comment (2024-11-06): Accepted as is based on meeting two RAs requirements | 03/25/2026 |  |  | 1 | D | A | N/A | A | D | A |  | WA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000052018 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided |  | The file is missing Hazard Insurance verification document. |  |  |  | Reviewer Comment (2024-11-07): Hazard Insurance provided.<br>Seller Comment (2024-11-07): Comment from XXXXX XXXXX (XXXXX XXXXX): Please see attached | 11/07/2024 |  |  | 1 | C | A C | C | A C | C | A |  | WA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000052018 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: 128 |  |  |  |  |  | Reviewer Comment (2026-03-31): Received, Clearing. | 03/31/2026 |  |  | 1 |  | A |  | A |  | A |  | WA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000052018 | XXXXX |  | XXXXX |  | Property | Valuation | General | Valuation | Valuation Product pending |  | Clear Capital / Collateral Desktop Analysis (CDA) - With MLS Sheets - 1 Day |  |  |  | Reviewer Comment (2026-03-31): Received, Clearing.<br>Reviewer Comment (2026-03-31): Valuation Received - 03/31/2026 | 03/31/2026 |  |  | 1 |  | A |  | A |  | A |  | WA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000049445 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien as per guidelines. |  |  |  | Reviewer Comment (2024-11-07): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | OH | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000050707 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-11-07): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | OH | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| XXXXX | 4000050707 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/06/2024 | 2 | A | A | A | A | A | A |  | OH | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| XXXXX | 4000050707 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of XXXX % or Final Disclosure APR of XXXX % is equal to or greater than the threshold of APOR XXXX % + XXXX %, or XXXX %. Non-Compliant Higher Priced Mortgage Loan. | APR of XXXX% is greater than the threshold of XXXX% |  |  |  | Reviewer Comment (2024-11-18): Calculated APR is less than threshold<br>Seller Comment (2024-11-15): Comment from XXXX: Please see attached disclosures, we are not seeing that the APR is more than XXXX%.<br> PCCD has been uploaded with the disbursement ledger to show all/any changes prior to funding. | 11/18/2024 |  |  | 1 | C | A C | C | A C | C | A |  | OH | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| XXXXX | 4000050707 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | TIL Higher Priced Mortgage Loan Safe Harbor Test | TILA HPML appraisal Rule (Dodd-Frank 2014): Safe Harbor requirements not satisfied. |  |  |  |  | Reviewer Comment (2024-11-07): Waived per client request |  |  | 11/07/2024 | 2 | B | B | B | B | B | B |  | OH | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| XXXXX | 4000050707 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Appraisal - Did Not Physically Visit) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Appraisal not performed by a certified or licensed appraiser who conducted a physical visit to the property. | Full appraisal is required for HPML loans |  |  |  | Reviewer Comment (2024-11-18): Calculated APR is less than threshold | 11/18/2024 |  |  | 1 | C | A C | C | A C | C | A |  | OH | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| XXXXX | 4000047841 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/06/2024 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000047841 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is missing. |  |  |  | Reviewer Comment (2024-11-07): Accepted as is based on meeting three RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000049733 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/07/2024 | 2 | A | A | A | A | A | A |  | OR | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000049733 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is missing. |  |  |  | Reviewer Comment (2024-11-07): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | OR | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000049733 | XXXXX |  | XXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | The verified debt to income ratio of XXXX% is greater than the guideline maximum of XXXX%. |  |  |  | Reviewer Comment (2025-01-09): Received updated 1003 and 1008 reflect co-borrower's wage income and is included in DTI. Hence DTI is within the guideline limit. Exception cleared.<br>Seller Comment (2025-01-09): Comment from XXXX: The borrower has a 2nd job, see documentation attached. The DTI is not an issue.<br>Reviewer Comment (2025-01-07): As stated before Primary PITIA UW used $XXXX when calculated is $XXXX This is the variance.<br>Seller Comment (2025-01-07): Comment from XXXX: See Attached Explanation from the Underwriter with guidelines.<br>Reviewer Comment (2024-11-21): Income matches. The difference is in the calculated PITIA. Haz is $XXXX/12=$XXXXmo. Taxes $XXXX/12=$XXXX mo. P&I is $XXXX. UW used $XXXXwhen calculated is $XXXX.<br>Seller Comment (2024-11-21): Comment from XXXX: Good day!! LOX attached from UW with clear Expl of income used Thank you<br>Reviewer Comment (2024-11-14): Variance in DTI calculation is the subject PITI amount. P&I of 1st is $XXXX, taxes $XXXXbased on tax cert and Hazard insurance $XXXXbased on dec page. It appears $XXXXwas used to qualify at origination, however the calculated PITI is $XXXX<br>Seller Comment (2024-11-14): Comment from XXXX: Income Calculation worksheet attached | 01/09/2025 |  |  | 1 | C | A C | C | A C | C | A |  | OR | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000049733 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | Waterfall due to DTI exceeding the maximum of XXXX %. |  |  |  | Reviewer Comment (2025-01-10): Received, Clearing.<br>Reviewer Comment (2025-01-07): As stated before Primary PITIA UW used $XXXX when calculated is $XXXX. This is the variance.<br>Seller Comment (2025-01-07): Comment from XXXX: See attached income and explanation from Underwriter.<br>Reviewer Comment (2024-11-21): Income matches. The difference is in the calculated PITIA. Haz is $XXXX/12=$XXXX mo. Taxes $XXXX/12=$XXXX mo. P&I is $XXXX. UW used $XXXX when calculated is $XXXX.<br>Seller Comment (2024-11-21): Comment from XXXX: Good day!! LOX attached from UW with clear Expl of income used Thank you | 01/10/2025 |  |  | 1 | B | A C | B | A C | B | A |  | OR | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| XXXXX | 4000049733 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Waterfall due to DTI exceeding the maximum of XXXX%. |  |  |  | Reviewer Comment (2025-01-10): Received, Clearing.<br>Reviewer Comment (2025-01-07): As stated before Primary PITIA UW used $XXXX when calculated is $XXXX. This is the variance.<br>Buyer Comment (2025-01-07): Comment from XXXX: Documents attached to other Remedy.<br>Reviewer Comment (2024-11-21): Income matches. The difference is in the calculated PITIA. Haz is $XXXX/12=$XXXX mo. Taxes $XXXX/12=$XXXX mo. P&I is $XXXX. UW used $XXXX when calculated is $XXXX.<br>Seller Comment (2024-11-21): Comment from XXXX: Good day!! LOX attached from UW with clear Expl of income used Thank you | 01/10/2025 |  |  | 1 | C | A C | C | A C | C | A |  | OR | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000049733 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM DTIs match and both moderately exceed Guidelines | Ability to Repay (Dodd-Frank 2014): The DTI calculated in accordance with the Lenders Guidelines and XXXX (c)(5) of XXXX% moderately exceeds the guideline maximum of XXXX%. (DTI Exception is eligible to be regraded with compensating factors.) | Waterfall due to DTI exceeding the maximum of XXXX%. |  |  |  | Reviewer Comment (2025-01-10): Received, Clearing.<br>Reviewer Comment (2025-01-07): As stated before Primary PITIA UW used $XXXX when calculated is $XXXX. This is the variance.<br>Buyer Comment (2025-01-07): Comment from XXXX: See attached documents to other Remedies. Thank you!<br>Reviewer Comment (2024-11-21): Income matches. The difference is in the calculated PITIA. Haz is $XXXX/12=$XXXX mo. Taxes $XXXX/12=$XXXX mo. P&I is $XXXX. UW used $XXXX when calculated is $XXXX.<br>Seller Comment (2024-11-21): Comment from XXXX: Good day!! LOX attached from UW with clear Expl of income used. If the DTI is in line we wouldnt need Comp factors Thank you so much! | 01/10/2025 |  |  | 1 | C | A C | C | A C | C | A |  | OR | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000049733 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  |  |  |  |  | Reviewer Comment (2025-01-10): Received, Clearing.<br>Seller Comment (2025-01-10): Comment from XXXX: BORR 2 BORR 2 VERBAL VOE | 01/10/2025 |  |  | 1 |  | A |  | A |  | A |  | OR | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000050790 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Heloc Second lien file . |  |  |  | Reviewer Comment (2024-11-07): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | LA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000050790 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/07/2024 | 2 | A | A | A | A | A | A |  | LA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000051736 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien files as per HELOC program. |  |  |  | Reviewer Comment (2024-11-08): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CO | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000051340 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/08/2024 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000051340 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien files as per guidelines. |  |  |  | Reviewer Comment (2024-11-08): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000050711 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-11-08): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | GA | Primary | Refinance - Cash-out - Home Improvement | D A C | Non QM | Non QM | No |
| XXXXX | 4000050711 | XXXXX |  | XXXXX |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. |  | The Hazard Insurance Policy Effective Date is after the later of the note or transaction date. |  |  |  | Reviewer Comment (2024-11-20): Received, Clearing.<br>Seller Comment (2024-11-20): Comment from XXXX: Please see attached<br>Reviewer Comment (2024-11-13): Wet state so we would be looking for coverage from the note date.<br>Buyer Comment (2024-11-13): Comment from XXXX: Effective date is XXXX which is before XXXX Please clear | 11/20/2024 |  |  | 1 | C | A C | C | A C | C | A |  | GA | Primary | Refinance - Cash-out - Home Improvement | D A C | Non QM | Non QM | No |
| XXXXX | 4000050711 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $XXXX exceeds tolerance of $XXXX. Insufficient or no cure was provided to the borrower. | No cure was provided. |  |  |  | Reviewer Comment (2024-11-20): XXXX received detailed comment and as per available COC.<br>Buyer Comment (2024-11-18): Comment from XXXX Transfer taxes <br> ILE dated XXXX - XXXX ; Loan amount - XXXX<br> LE dated XXXX - XXXX ; Loan amount - XXXX<br> LE dated XXXX - XXXX ; Loan amount - XXXX<br> LE dated XXXX - XXXX ; Loan amount - XXXX<br> LE dated XXXX - XXXX ; Loan amount - XXXX<br> LE dated XXXX - XXXX ; Loan amount - XXXX<br> LE dated XXXX - XXXX ; Loan amount - XXXX<br> ICD dated XXXX - XXXX ; Loan amount - XXXX<br> FCD - XXXX ; Loan amount - XXXX<br>Please see the transfer taxes from Initial LE till Final CD, as it is visible that the transfer taxes increased with increase in loan amount and vice versa. As change in loan amount is a valid reason for change in transfer taxes, no cure is required. The COC included with the LE dated XXXX states that borrower requested change in loan terms<br>Reviewer Comment (2024-11-18): XXXXreceived rebuttal comment. However, the Loan amount increase of $XXXXfrom $XXXX on LE dated XXXX and transfer taxes disclosed to the borrower were $XXXX, which is increased from $XXXX and provided corresponding COC does not give sufficient information for the fee was increased. Provide valid COC with valid more information is necessary on reason for the fee increased or Cure would be due to borrower.<br>Buyer Comment (2024-11-14): Comment from XXXX: On Initial LE dated XXXX the transfer taxes disclosed to the borrower were $XXXX, on LE dated XXXX the loan amount decreased to $XXXXand the transfer taxes reduced to $XXXX, on LE dated XXXX the loan amount was changed to $XXXX, same as Final CD and the transfer taxes were also increased to $XXXX. As the transfer taxes are directly related with the loan amount, any change in loan amount resulted in changes to the transfer taxes. | 11/20/2024 |  |  | 1 | C | A C | C | A C | C | A |  | GA | Primary | Refinance - Cash-out - Home Improvement | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| XXXXX | 4000049719 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/08/2024 | 2 | A | A | A | A | A | A |  | VA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000049719 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: 325 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2024-11-11): Waived per client request |  |  | 11/11/2024 | 2 | A | N/A | N/A | N/A | A |  |  | VA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000052980 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/08/2024 | 2 | A | A | A | A | A | A |  | OR | Primary | Purchase | A | Non QM | Non QM | No |
| XXXXX | 4000050858 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/08/2024 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000050858 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 122 |  |  |  |  |  | Reviewer Comment (2026-03-25): Clearing for updated.<br>Reviewer Comment (2026-03-25): .<br>Reviewer Comment (2024-11-11): Accepted as is based on meeting two RAs requirements. | 03/25/2026 |  |  | 1 | D | A | N/A | A | D | A |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000050858 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: 128 |  |  |  |  |  | Reviewer Comment (2026-03-31): Received, Clearing. | 03/31/2026 |  |  | 1 |  | A |  | A |  | A |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000050858 | XXXXX |  | XXXXX |  | Property | Valuation | General | Valuation | Valuation Product pending |  | Clear Capital / Collateral Desktop Analysis (CDA) - With MLS Sheets - 1 Day |  |  |  | Reviewer Comment (2026-03-31): Received, Clearing.<br>Reviewer Comment (2026-03-31): Valuation Received - 03/31/2026 | 03/31/2026 |  |  | 1 |  | A |  | A |  | A |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000051583 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien files as per HELOC Program. |  |  |  | Reviewer Comment (2024-11-11): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000051583 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  | Property Inspection Report document is missing from file. |  |  |  | Reviewer Comment (2024-11-14): Received, Clearing.<br>Seller Comment (2024-11-14): Comment from XXXX: Please see attached | 11/14/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000049948 | XXXXX |  | XXXXX |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. |  | The Hazard Insurance Policy Effective Date is after the later of the note or transaction date. |  |  |  | Reviewer Comment (2024-11-12): Received, Clearing.<br>Seller Comment (2024-11-12): Comment from XXXX: There is a current policy good through XXXX and the renewal policy then begins on that date. Both policies provided. | 11/12/2024 |  |  | 1 | C | A C | C | A C | C | A |  | NJ | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000049948 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/11/2024 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000049948 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: 325 | Note Date: ___; Lien Position: ___ | Missing secondary valuation. |  |  |  | Reviewer Comment (2024-11-12): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | A | N/A | N/A | N/A | A |  |  | NJ | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000049948 | XXXXX |  | XXXXX |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | E-sign Consent Agreement is missing. |  |  |  | Reviewer Comment (2024-11-12): Received, Clearing.<br>Seller Comment (2024-11-12): Comment from XXXX: econsent uploaded | 11/12/2024 |  |  | 1 | C | A C | C | A C | C | A |  | NJ | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000049948 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | Missing third party verification. |  |  |  | Reviewer Comment (2024-11-14): Third party verification on file<br>Buyer Comment (2024-11-14): Comment from XXXX: You are only asking for the P&L OR the CPA Letter not both. The CPA Letter should not be needed if the P&L was provided.<br>Reviewer Comment (2024-11-12): No CPA letter was provided. Only the license for the CPA. Exception remains.<br>Seller Comment (2024-11-12): Comment from XXXX: CPA Letter & P&L uploaded | 11/14/2024 |  |  | 1 | B | A C | B | A C | B | A |  | NJ | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C | Non QM | Non QM | Yes |
| XXXXX | 4000049948 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - S-Corp Test | Ability-to-Repay (Dodd-Frank 2014): Unable to verify current S-Corp status due to most recent Tax Return end date is older than 120 days before Closing Date, and one of these docs is required yet missing: Audited/Third Party P&L, CPA Letter, or other Third Party Verification. | Missing third party verification. |  |  |  | Reviewer Comment (2024-11-14): Third party verification on file<br>Buyer Comment (2024-11-14): Comment from XXXX XXXX: You are only asking for the P&L OR the CPA Letter not both. The CPA Letter should not be needed if the P&L was provided.<br>Reviewer Comment (2024-11-12): No CPA letter was provided. Only the license for the CPA. Exception remains.<br>Seller Comment (2024-11-12): Comment from XXXX: CPA Letter & P&L uploaded | 11/14/2024 |  |  | 1 | C | A C | C | A C | C | A |  | NJ | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000049948 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | Missing third party verificaiton of employment. |  |  |  | Reviewer Comment (2024-11-14): Third party verification on file | 11/14/2024 |  |  | 1 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000050736 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing |  |  |  | Reviewer Comment (2024-11-12): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | FL | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000050736 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/08/2024 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000050736 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2024-11-12): Most Recent Valuation Inspection Date: XXXX Disaster End Date: XXXX Disaster Name: XXXX Disaster Declaration Date: XXXX |  |  | 11/12/2024 | 2 | B | B | B | B | B | B |  | FL | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000051531 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  | The subject property is located in a FEMA disaster area. A post disaster inspection verifying there was no damage to the subject property is required | Property inspected post disaster but pre-FEMA declaration of disaster end date. | Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: XXXX | SitusAMC | Reviewer Comment (2024-11-12): Property inspected post disaster declaration but prior to disaster end date |  |  | 11/12/2024 | 2 | B | B | B | B | B | B |  | FL | Investment | Refinance - Cash-out - Other | D B A | N/A | N/A | No |
| XXXXX | 4000051531 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is missing. |  |  |  | Reviewer Comment (2024-11-12): Accepted as is based on meeting three RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | FL | Investment | Refinance - Cash-out - Other | D B A | N/A | N/A | No |
| XXXXX | 4000051740 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Heloc Second lien file . |  |  |  | Reviewer Comment (2024-11-14): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000051740 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/13/2024 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000049935 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud Report is missing from file. |  |  |  | Reviewer Comment (2024-11-21): Received Fraud Report. Exception cleared.<br>Seller Comment (2024-11-20): Comment from XXXX: Fraud report attached | 11/21/2024 |  |  | 1 | C | A C | C | A C | C | A |  | FL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000049935 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: 325 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien files as per guidelines. |  |  |  | Reviewer Comment (2024-11-14): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | A | N/A | N/A | N/A | A |  |  | FL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000049935 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/13/2024 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000049935 | XXXXX |  | XXXXX |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  | Title Documents is missing from File. |  |  |  | Reviewer Comment (2024-11-20): Received, Clearing.<br>Seller Comment (2024-11-20): Comment from XXXX: Final title attached | 11/20/2024 |  |  | 1 | C | A C | C | A C | C | A |  | FL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000049935 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Hazard Insurance Coverage Amount is insufficient, however Replacement Cost estimator not provided in file. |  |  |  | Reviewer Comment (2024-11-21): Received, Clearing.<br>Seller Comment (2024-11-20): Comment from XXXX: Email from HOI re: 100% replacement cost Attached | 11/21/2024 |  |  | 1 | C | A C | C | A C | C | A |  | FL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000049935 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | ATR failure, the VVOE in the loan file is post close date of XXXX, provide VVOE prior to closing. |  |  |  | Reviewer Comment (2024-11-21): Received, Clearing.<br>Seller Comment (2024-11-21): Comment from XXXX: FVOE attached | 11/21/2024 |  |  | 1 | B | A C | B | A C | B | A |  | FL | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C | Non QM | Non QM | Yes |
| XXXXX | 4000049935 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - W-2 | Ability to Repay (Dodd-Frank 2014): Unable to verify current Wages/W-2 employment status using reasonably reliable third-party records. | The VVOE is post closing. Provide VVOE within 10 buisness days of closing. |  |  |  | Reviewer Comment (2024-11-21): Received, Clearing.<br>Seller Comment (2024-11-21): Comment from XXXX: FVOE attached | 11/21/2024 |  |  | 1 | C | A C | C | A C | C | A |  | FL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000049935 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | ATR failure due to income documents missing from file, only one year W-2 provided in file. |  |  |  | Reviewer Comment (2024-11-21): Received, Clearing. | 11/21/2024 |  |  | 1 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000047863 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No secondary valuation was provided. CU and LCA results are contradictory. Appraisal was provided. Sec ID: 133 | Note Date: ___; Lien Position: ___ | Missing secondary valuation. |  |  |  | Reviewer Comment (2024-11-14): Waived per client request<br>Reviewer Comment (2024-11-14): reopened to waive<br>Reviewer Comment (2024-11-14): Accepted as is based on meeting three XXXX requirements |  |  | 11/14/2024 | 2 | A | N/A | N/A | N/A | A |  |  | IL | Investment | Refinance - Cash-out - Other | A | N/A | Non QM | No |
| XXXXX | 4000047863 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/13/2024 | 2 | A | A | A | A | A | A |  | IL | Investment | Refinance - Cash-out - Other | A | N/A | Non QM | No |
| XXXXX | 4000051586 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2024-11-15): Accepted as is based on meeting two XXXX requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | WA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000050556 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. Sec ID: 208 |  |  |  | Reviewer Comment (2024-11-14): Accepted as is based on meeting two XXXX requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000050556 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/14/2024 | 2 | A | A | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000052375 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/14/2024 | 2 | A | A | A | A | A | A |  | NJ | Investment | Refinance - Cash-out - Other | A | N/A | N/A | No |
| XXXXX | 4000052828 | XXXXX |  | XXXXX |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | The Title Policy Amount of $XXXX is less than the note amount of $XXXX based on the Preliminary in file. |  |  |  | Reviewer Comment (2024-11-15): Waived per client request |  |  | 11/15/2024 | 2 | B | B | B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000052828 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/14/2024 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000052828 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: 325 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided. |  |  |  | Reviewer Comment (2024-11-15): Waived per client request |  |  | 11/15/2024 | 2 | A | N/A | N/A | N/A | A |  |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000051199 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: 325 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Heloc Second lien file . |  |  |  | Reviewer Comment (2024-11-15): Waived per client request |  |  | 11/15/2024 | 2 | A | N/A | N/A | N/A | A |  |  | NV | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000051199 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/14/2024 | 2 | A | A | A | A | A | A |  | NV | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000053077 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Closing / Title | Missing Document | Missing Document: Security Instrument - Subject Lien not provided |  |  |  |  |  | Reviewer Comment (2024-11-18): Received, cleared<br>Seller Comment (2024-11-15): Comment from XXXX (XXXX): XXXX<br>Reviewer Comment (2024-11-15): Provide security instrument dated XXXX<br>Seller Comment (2024-11-15): Comment from XXXX (XXXX): 1st lien | 11/18/2024 |  |  | 1 | D | A D | D | A D | D | A |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000053077 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No secondary valuation was provided. CU and LCA results are contradictory. Appraisal was provided. Sec ID: 133 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided. |  |  |  | Reviewer Comment (2024-11-15): Waived per client request |  |  | 11/15/2024 | 2 | A | N/A | N/A | N/A | A |  |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000050465 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-11-18): Accepted as is based on meeting two XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | MO | Investment | Refinance - Cash-out - Other | D A | Non QM | N/A | No |
| XXXXX | 4000051690 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Hazard Insurance Policy expires within 90 days of the Note Date. | Hazard Insurance Policy Expiration Date ___, Note Date ___ |  |  |  |  | Reviewer Comment (2024-11-15): Waived per client request |  |  | 11/15/2024 | 2 | B | B | B | B | B | B |  | SC | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000051690 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/15/2024 | 2 | A | A | A | A | A | A |  | SC | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000051690 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-11-15): Accepted as is based on meeting two XXXX requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | SC | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000051690 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  | Reviewer Comment (2024-11-29): Received, Clearing.<br>Seller Comment (2024-11-27): Comment fromXXXX (XXXX): Please see attached XXXX fro review.<br>Reviewer Comment (2024-11-18): Model form XXXX was signed at closing, which is for XXXX only. The subject transaction is a closed end second. Either the XXXX form should be executed at closing<br>Buyer Comment (2024-11-15): Comment from XXXX (XXXX): The XXXX for both borrowers was provided in the file uploaded, pages XXXX | 11/29/2024 |  |  | 1 | C | A C | C | A C | C | A |  | SC | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B C | Non QM | Non QM | Yes |
| XXXXX | 4000052331 | XXXXX |  | XXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary title policy does not state a coverage amount. |  |  |  | Reviewer Comment (2024-11-18): Client elects to waive |  |  | 11/18/2024 | 2 | B | B | B | B | B | B |  | CA | Primary | Refinance - Cash-out - Debt Consolidation | C B A | Non QM | Non QM | No |
| XXXXX | 4000052331 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/18/2024 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Debt Consolidation | C B A | Non QM | Non QM | No |
| XXXXX | 4000052331 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: 325 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-11-18): Accepted as is based on meeting two XXXX requirements. |  |  |  | 2 | A | A | N/A | N/A | A | A |  | CA | Primary | Refinance - Cash-out - Debt Consolidation | C B A | Non QM | Non QM | No |
| XXXXX | 4000052331 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | Waterfall due to missing the verbal verification of employment. |  |  |  | Reviewer Comment (2024-11-20): Received, Clearing.<br>Seller Comment (2024-11-20): Comment from XXXX (XXXX): XXXX | 11/20/2024 |  |  | 1 | B | A C | B | A C | B | A |  | CA | Primary | Refinance - Cash-out - Debt Consolidation | Lender to provide updated ATR/QM status C B | Non QM | Non QM | Yes |
| XXXXX | 4000052331 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - W-2 | Ability to Repay (Dodd-Frank 2014): Unable to verify current Wages/W-2 employment status using reasonably reliable third-party records. | Waterfall due to missing the verbal verification of employment. |  |  |  | Reviewer Comment (2024-11-20): Received, Clearing.<br>Seller Comment (2024-11-20): Comment from XXXX (XXXX): XXXX uploaded to other condition | 11/20/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Debt Consolidation | C B A | Non QM | Non QM | No |
| XXXXX | 4000052331 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | Waterfall due to missing the verbal verification of employment. |  |  |  | Reviewer Comment (2024-11-20): Received, Clearing. | 11/20/2024 |  |  | 1 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Debt Consolidation | C B A | Non QM | Non QM | No |
| XXXXX | 4000052331 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is required and was not found in file. |  |  |  |  |  | Reviewer Comment (2024-11-20): Received, Clearing.<br>Buyer Comment (2024-11-20): Comment from XXXX (XXXX): XXXX uploaded to other condiiton | 11/20/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Debt Consolidation | C B A | Non QM | Non QM | No |
| XXXXX | 4000052331 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  |  |  |  |  | Reviewer Comment (2024-11-20): Received, Clearing.<br>Buyer Comment (2024-11-20): Comment from XXXX (XXXX): XXXX uploaded to other condition | 11/20/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Debt Consolidation | C B A | Non QM | Non QM | No |
| XXXXX | 4000052852 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/19/2024 | 2 | A | A | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | D A | N/A | Non QM | No |
| XXXXX | 4000052852 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is missing. |  |  |  | Reviewer Comment (2024-11-19): Accepted as is based on meeting three XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Investment | Refinance - Cash-out - Other | D A | N/A | Non QM | No |
| XXXXX | 4000052747 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/19/2024 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000052747 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file is missing the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2024-11-19): Accepted as is based on meeting three XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000052143 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file is missing the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2024-11-19): Accepted as is based on meeting two XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000052143 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/19/2024 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000052143 | XXXXX |  | XXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | The lender excluded a debt that the borrower is an authorized user on. This is not permitted, resulting in a debt to income ratio of XXXX%, which exceeds the guideline maximum of XXXX%. |  |  |  | Reviewer Comment (2024-11-21): Received, Clearing.<br>Buyer Comment (2024-11-21): Comment from XXXX (XXXX): XXXX does not have any guidance in their guides stating not allowed to exclude authorized users. When that is the case we are supposed to defer to XXXX and XXXX guides which do allow excluding the auth user when we can show that the account is not what is driving the borrower credit score. In this case the borrower has their own credit for longer period of time and we are bale to conclude that the auth user is not driving the score. | 11/21/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000052143 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | Guidelines do not address the exclusion of Authorized User Account. Deferred to FNMA Guides. |  |  |  | Reviewer Comment (2024-11-21): Received, Clearing. | 11/21/2024 |  |  | 1 | B | A C | B | A C | B | A |  | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| XXXXX | 4000052143 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Guidelines do not address the exclusion of Authorized User Account. Deferred to FNMA Guides. |  |  |  | Reviewer Comment (2024-11-21): Received, Clearing. | 11/21/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000052143 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM DTIs match and both moderately exceed Guidelines | Ability to Repay (Dodd-Frank 2014): The DTI calculated in accordance with the Lenders Guidelines and 1026.43(c)(5) of XXXX% moderately exceeds the guideline maximum of XXXX %. (DTI Exception is eligible to be regraded with compensating factors.) | Guidelines do not address the exclusion of Authorized User Account. Deferred to FNMA Guides. |  |  |  | Reviewer Comment (2024-11-21): Received, Clearing. | 11/21/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000051448 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary Valuation is not required for second lien files as per guidelines. |  |  |  | Reviewer Comment (2024-11-19): Accepted as is based on meeting three XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | WI | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000051684 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: 325 | Note Date: ___; Lien Position: ___ | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2024-11-19): Accepted as is. |  |  | 11/19/2024 | 2 | A | N/A | N/A | N/A | A |  |  | CO | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000051684 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/19/2024 | 2 | A | A | A | A | A | A |  | CO | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000053007 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2024-11-19): Accepted as is based on meeting two XXXX requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CT | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000052789 | XXXXX |  | XXXXX |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | The Title Policy Amount of $XXXX is less than the note amount of $XXXX based on the Title Search in file. |  |  |  | Reviewer Comment (2024-11-19): Accepted as is. |  |  | 11/19/2024 | 2 | B | B | B | B | B | B |  | OH | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000052789 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/19/2024 | 2 | A | A | A | A | A | A |  | OH | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000052789 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2024-11-19): Accepted as is based on meeting two XXXX requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | OH | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000053251 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required. |  |  |  | Reviewer Comment (2024-11-19): Accepted as is based on meeting three XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | NJ | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| XXXXX | 4000053251 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/19/2024 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| XXXXX | 4000053251 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost Disclosure) New Jersey High-Cost Loan (Borrower Notice Not Provided) | XXXX High-Cost Loan: Notice to Borrower not provided to borrower. |  |  |  |  | Reviewer Comment (2024-12-12): High cost fee overage cured.<br>Seller Comment (2024-12-11): Comment from XXXX (XXXX): XXXX<br>Reviewer Comment (2024-12-06): Max fees for loan amount is XXXX. Total charged to borrower are XXXX. Application Fee - XXXX, Loan Discount Points - XXXX and Settlement Fee XXXX. Points and fees exceed threshold.<br>Buyer Comment (2024-12-06): Comment from XXXX (XXXX): not an XXXX loan, please waive | 12/12/2024 |  |  | 1 | C | A C | C | A C | C | A |  | NJ | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| XXXXX | 4000053251 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost Provision) New Jersey High-Cost Loan (Counseling Requirement) | XXXX High-Cost Loan: Proof of counseling from HUD-approved nonprofit credit counselor not obtained. |  |  |  |  | Reviewer Comment (2024-12-12): High cost fee overage cured.<br>Seller Comment (2024-12-11): Comment from XXXX (XXXX): XXXX<br>Reviewer Comment (2024-12-06): Max fees for loan amount is XXXX Total charged to borrower are XXXX Application Fee - XXXX Loan Discount Points - XXXX and Settlement Fee XXXX Points and fees exceed threshold.<br>Buyer Comment (2024-12-06): Comment from XXXX (XXXX): not an XXXX loan, please waive | 12/12/2024 |  |  | 1 | C | A C | C | A C | C | A |  | NJ | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| XXXXX | 4000053251 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost Provision) New Jersey High-Cost Loan (Financed Fees Exceeds Threshold) | XXXX High-Cost Loan: Lender financed points and fees in excess of XXXX% of the total loan amount. |  |  |  |  | Reviewer Comment (2024-12-12): High cost fee overage cured.<br>Seller Comment (2024-12-11): Comment from XXXX (XXXX): XXXX<br>Reviewer Comment (2024-12-06): Max fees for loan amount is XXXX Total charged to borrower are XXXX Application Fee XXXX, Loan Discount Points - XXXX and Settlement Fee XXXX. Points and fees exceed threshold.<br>Buyer Comment (2024-12-06): Comment from XXXX (XXXX): not an XXXX loan, please waive | 12/12/2024 |  |  | 1 | C | A C | C | A C | C | A |  | NJ | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| XXXXX | 4000053251 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost) New Jersey High-Cost Loan (Points and Fees) | XXXX Home Ownership Security Act: Points and Fees on subject loan of XXXX% is in excess of the allowable maximum of XXXX% of the Total Loan Amount. Points and Fees total $XXXXon a Total Loan Amount of $XXXXvs. an allowable total of $XXXX(an overage of $XXXXor .XXXX%). Non-Compliant High Cost Loan. |  |  |  |  | Reviewer Comment (2024-12-12): Lender provided LOE to borrower, copy of refund check and proof of mailing (cure package is in transit with courier).<br>Seller Comment (2024-12-11): Comment from XXXX (XXXX): XXXX<br>Reviewer Comment (2024-12-06): Max fees for loan amount is XXXX Total charged to borrower are XXXX Application Fee XXXX Loan Discount Points XXXX and Settlement Fee XXXX Points and fees exceed threshold.<br>Buyer Comment (2024-12-06): Comment from XXXX (XXXX): not an XXXX loan, please waive |  | 12/12/2024 |  | 2 | C | B C | C | B C | C | B |  | NJ | Primary | Refinance - Cash-out - Other | Within 45 days of closing, provide: (1) Letter of Explanation; (2) refund of amount over the covered loan threshold maximum; and (3) proof of mailing (must be in transit with courier).<br>(Limited Use Bona Fide Errors - Compliance and Client Approval Required) Within 365 days of closing, provide: <br> (1) Legal opinion from originating lender with loan-specific details on how a high-cost loan was made despite procedures to prevent and confirms (i) the failure constitutes a bona fide error for the jurisdiction in which the property is located, and (ii) that the lender has not received any notice from the borrower of the failure; (2) procedures or explanation of controls in place to prevent such errors; (3) client written approval accepting use of the bona fide error cure; (4) Letter of Explanation to borrower; (5) refund of amount over the high-cost threshold maximum; and (6) proof of mailing (must be in transit with courier). Note, a cure may not be accepted if the seller/lender has certified a fix has been made to their system and the same issue continues to occur after the fix has been put into place. D | Non QM | Non QM | Yes |
| XXXXX | 4000053427 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/19/2024 | 2 | A | A | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | D B C A | N/A | N/A | No |
| XXXXX | 4000053427 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is missing. |  |  |  | Reviewer Comment (2024-11-20): Accepted as is based on meeting three XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Investment | Refinance - Cash-out - Other | D B C A | N/A | N/A | No |
| XXXXX | 4000053427 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: | - ___ | Missing retirement award letter |  |  |  | Reviewer Comment (2024-11-20): pension calculated with XXXX per XXXX | 11/20/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Investment | Refinance - Cash-out - Other | D B C A | N/A | N/A | No |
| XXXXX | 4000053427 | XXXXX |  | XXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The preliminary title report in file did not disclose the amount of title insurance coverage. Provide a copy of the final title policy or an addendum to the preliminary report verifying title insurance of at least the loan amount. |  |  |  | Reviewer Comment (2024-11-19): Accepted as is.<br>Seller Comment (2024-11-19): Comment from XXXX (XXXX): Title supplement |  |  | 11/19/2024 | 2 | B | B | B | B | B | B |  | CA | Investment | Refinance - Cash-out - Other | D B C A | N/A | N/A | No |
| XXXXX | 4000052771 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/19/2024 | 2 | A | A | A | A | A | A |  | CT | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000052771 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Valuation is supported by an AVM with XXXX FSD Score. This deal does not require Secondary valuation. |  |  |  | Reviewer Comment (2024-11-19): Accepted as is based on meeting three XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CT | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000052749 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No secondary valuation was provided. CU and LCA results are contradictory. Appraisal was provided. Sec ID: 133 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien loans as per guidelines. |  |  |  | Reviewer Comment (2024-11-20): Accepted as is. |  |  | 11/20/2024 | 2 | A | N/A | N/A | N/A | A |  |  | AZ | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000052749 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/20/2024 | 2 | A | A | A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000052749 | XXXXX |  | XXXXX |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  | Title Document is missing from file. |  |  |  | Reviewer Comment (2024-11-22): Received, Clearing.<br>Seller Comment (2024-11-22): Comment from XXXX (XXXX): title policy | 11/22/2024 |  |  | 1 | C | A C | C | A C | C | A |  | AZ | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000052022 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No secondary valuation was provided. CU and LCA results are contradictory. Appraisal was provided. Sec ID: 133 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-11-19): Accepted as is. |  |  | 11/19/2024 | 2 | A | N/A | N/A | N/A | A |  |  | TN | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000052022 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/19/2024 | 2 | A | A | A | A | A | A |  | TN | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000052413 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/20/2024 | 2 | A | A | A | A | A | A |  | NC | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000052413 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No secondary valuation was provided. Sec ID: 56 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien files as per guidelines. |  |  |  | Reviewer Comment (2024-11-20): Accepted as is based on meeting two XXXX requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | NC | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000052413 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The subject property is located in a FEMA disaster that does not have a declared end date. | Disaster Name: ___<br> Disaster Declaration Date: ___ | Property Inspection Report document is missing from file. | Property inspected post disaster but pre-FEMA declaration of disaster end date. | Property inspected post disaster but pre-FEMA declaration of disaster end date. | SitusAMC | Reviewer Comment (2024-11-26): Property inspected post disaster but pre-XXXX declaration of disaster end date. |  |  | 11/26/2024 | 2 | C | B C | C | B C | C | B |  | NC | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000052413 | XXXXX |  | XXXXX |  | Property | Valuation | General | Valuation | Valuation Product pending |  | Clear Capital / Post Disaster Inspection + ClearMap - 5 Days |  |  |  | Reviewer Comment (2024-11-26): Received, Clearing.<br>Reviewer Comment (2024-11-26): Valuation Received - XXXX | 11/26/2024 |  |  | 1 |  | A |  | A |  | A |  | NC | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000054000 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/20/2024 | 2 | A | A | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000054000 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 122 |  | Loan is to be securitized. One valuation was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2026-03-25): Clearing for updated.<br>Reviewer Comment (2026-03-25): .<br>Reviewer Comment (2024-11-20): Accepted as is based on meeting three RAs requirements | 03/25/2026 |  |  | 1 | D | A | N/A | A | D | A |  | NY | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000054000 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | Missing the 2022 K-1 forms for each business |  |  |  | Reviewer Comment (2024-11-21): Received. Cleared.<br>Seller Comment (2024-11-21): Comment from XXXXX XXXXX (XXX XXX): TAX RETURNS<br>Reviewer Comment (2024-11-21): K-1's have been received but the 2022 1120S and 1065 for the business is missing.<br>Reviewer Comment (2024-11-21): EXCEPTION HISTORY - Exception Explanation was updated on 11/21/2024 PRIOR Exception Explanation: K-1 (2022)<br>Seller Comment (2024-11-21): Comment from XXX XXXX (XXX XXX): K1s | 11/21/2024 |  |  | 1 | C | A C | C | A C | C | A |  | NY | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000054000 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: 128 |  |  |  |  |  | Reviewer Comment (2026-03-31): Received, Clearing. | 03/31/2026 |  |  | 1 |  | A |  | A |  | A |  | NY | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000054000 | XXXXX |  | XXXXX |  | Property | Valuation | General | Valuation | Valuation Product pending |  | Clear Capital / Collateral Desktop Analysis (CDA) - With MLS Sheets - 1 Day |  |  |  | Reviewer Comment (2026-03-31): Received, Clearing.<br>Reviewer Comment (2026-03-31): Valuation Received - 03/31/2026 | 03/31/2026 |  |  | 1 |  | A |  | A |  | A |  | NY | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000052672 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is missing |  |  |  | Reviewer Comment (2024-11-20): Accepted as is based on meeting two XXXX requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000051776 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No secondary valuation was provided. CU and LCA results are contradictory. Appraisal was provided. Sec ID: 133 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-11-21): Accepted as is based on meeting two XXXX requirements |  |  |  | 2 | A | N/A | N/A | N/A | A |  |  | CA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000051776 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/21/2024 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000050437 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/20/2024 | 2 | A | A | A | A | A | A |  | CT | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000050437 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-11-20): Accepted as is based on meeting two XXXX requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CT | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000051275 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2024-11-21): Accepted as is based on meeting three XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000051275 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/21/2024 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000053157 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/22/2024 | 2 | A | A | A | A | A | A |  | NY | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| XXXXX | 4000053157 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  | Missing VOE dated within 10 days for employment. |  |  |  | Reviewer Comment (2024-11-22): Received, Clearing.<br>Seller Comment (2024-11-22): Comment from XXXX (XXXX): PLease see attached | 11/22/2024 |  |  | 1 | C | A C | C | A C | C | A |  | NY | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| XXXXX | 4000053157 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is required and was not found in file. |  | The verification of employment is required and was not found in file. |  |  |  | Reviewer Comment (2024-11-22): Received, Clearing.<br>Seller Comment (2024-11-22): Comment from XXXX (XXXX): PLease see attached | 11/22/2024 |  |  | 1 | C | A C | C | A C | C | A |  | NY | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| XXXXX | 4000053157 | XXXXX |  | XXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | Total debt ratio of XXXX% exceeds guidelines of XXXX%, due to calculation of the rental income being verified as less than stated. Total Expensed $XXXX, verified income of $XXXX. |  |  |  | Reviewer Comment (2024-12-24): Received, Clearing.<br>Seller Comment (2024-12-24): Comment from XXXX (XXXX): For XXXX XXXX, please see the corrected XXXX form that includes the PITI payment (mtg includes escrows) and still results in a positive cashflow of XXXX, not XXXX. There is no error here as the UW zeroed the net impact for XXXX based on XXXX instructions (positive is 0, negative is deducted at value).<br>For XXXX- disagree, the UW utilized XXXX as is reported to XXXX form XXXX from line XXXX. Please advise where number is being determined as incorrect.<br>Reviewer Comment (2024-12-05): EXCEPTION HISTORY - Exception Explanation was updated on XXXX PRIOR Exception Explanation: Calculated investor qualifying total debt ratio of XXXX exceeds Guideline total debt ratio of XXXX.<br>Reviewer Comment (2024-12-05): XXXX worksheet provided reflects XXXX positive monthly cash flow for XXXX XXXX, however it does not include the XXXX of the property. Using the PITI, the cash flow is XXXX XXXX reflects a monthly property cash flow of XXXX on the XXXX worksheet, however the calculation backed out XXXX in mortgage interest, but should be XXXX. This results in a monthly negative cash flow of XXXX XXXX reflects a positive cash flow of XXXX but does not exclude the PITI payment. The actual calculated monthly cash flow is negative XXXX<br>Buyer Comment (2024-12-05): Comment from XXXX (XXXX): Income was calculated in accordance with XXXX Rental Income > Offsetting Monthly Obligations for Rental Property Reported through a XXXX or an XXXX and form XXXX for each property evaluated was provided. In this instance, the cash flow is determined using the reported XXXX versus using the net amount from the XXXX<br>The finding cited does not include the calculations used by investor, but it sounds as though perhaps the total was derived by evaluating each business under traditional XXXX income standards versus the method cited in the selling guide section above which is intended for XXXX that are specifically set up as entities for the purpose of real estate.<br>The DTI is accurate as calculated by XXXX using the accepted form XXXX. | 12/24/2024 |  |  | 1 | C | A C | C | A C | C | A |  | NY | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| XXXXX | 4000053157 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Provide sehedule K-1 for XXXX and XXXX and most recent 2 years business returns for XXXX |  |  |  | Reviewer Comment (2024-12-06): Received XXXX letter, cleared<br>Seller Comment (2024-12-06): Comment from XXXX (XXXX): Please advise if this letter is visible. I was able to download through the documents attached to the suspense.<br>Reviewer Comment (2024-12-05): Nothing came through.<br>Seller Comment (2024-12-05): Comment from XXXX (XXXX): PLease see attached | 12/06/2024 |  |  | 1 | C | A C | C | A C | C | A |  | NY | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| XXXXX | 4000051435 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/21/2024 | 2 | A | A | A | A | A | A |  | VA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000051435 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: 325 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for this deal. |  |  |  | Reviewer Comment (2024-11-21): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | A | N/A | N/A | N/A | A |  |  | VA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000051744 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/22/2024 | 2 | A | A | A | A | A | A |  | WA | Investment | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000051744 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is missing |  |  |  | Reviewer Comment (2024-11-22): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | WA | Investment | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000052944 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2024-11-22): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | WA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000052396 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/22/2024 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000052396 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2024-11-22): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000052396 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided |  | The file is missing copy of Insurance verification document. |  |  |  | Reviewer Comment (2024-11-26): Received, Clearing.<br>Seller Comment (2024-11-26): Comment from XXXX (XXXX): Please see attached policy. | 11/26/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000051499 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/22/2024 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000051499 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: 325 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2024-11-22): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | A | N/A | N/A | N/A | A |  |  | NJ | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000054476 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Hazard Insurance Policy expires within 90 days of the Note Date. | Hazard Insurance Policy Expiration Date ___, Note Date ___ | Hazard Insurance Policy expires within 90 days of the Note Date. Required renewal policy as per guideline. |  |  |  | Reviewer Comment (2024-11-25): Accepted as is. |  |  | 11/25/2024 | 2 | B | B | B | B | B | B |  | CO | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000054476 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/25/2024 | 2 | A | A | A | A | A | A |  | CO | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000054476 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 122 |  | The file was missing copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2026-03-25): Clearing for updated.<br>Reviewer Comment (2026-03-25): .<br>Reviewer Comment (2024-11-25): Accepted as is based on meeting two RAs requirements. | 03/25/2026 |  |  | 1 | D | A | N/A | A | D | A |  | CO | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000054476 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: 128 |  |  |  |  |  | Reviewer Comment (2026-03-30): Received, Clearing. | 03/30/2026 |  |  | 1 |  | A |  | A |  | A |  | CO | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000054476 | XXXXX |  | XXXXX |  | Property | Valuation | General | Valuation | Valuation Product pending |  | XXXX / Collateral Desktop Analysis (CDA) - With MLS Sheets - 1 Day |  |  |  | Reviewer Comment (2026-03-30): Received, Clearing.<br>Reviewer Comment (2026-03-30): Valuation Received - XXXX | 03/30/2026 |  |  | 1 |  | A |  | A |  | A |  | CO | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000052751 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No secondary valuation was provided. Sec ID: 56 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for this deal. |  |  |  | Reviewer Comment (2024-11-26): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | KY | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000052560 | XXXXX |  | XXXXX |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | Title Policy Coverage is less than Original Loan Amount. |  |  |  | Reviewer Comment (2024-11-27): Accepted as is. |  |  | 11/27/2024 | 2 | B | B | B | B | B | B |  | CA | Investment | Refinance - Cash-out - Other | D B A | N/A | N/A | No |
| XXXXX | 4000052560 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/27/2024 | 2 | A | A | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | D B A | N/A | N/A | No |
| XXXXX | 4000052560 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ | Secondary valuation from subject transaction is missing |  |  |  | Reviewer Comment (2024-11-27): Accepted as is based on meeting two RAs requirements. |  |  |  | 3 | D | N/A | N/A | N/A | D |  |  | CA | Investment | Refinance - Cash-out - Other | D B A | N/A | N/A | No |
| XXXXX | 4000052491 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2024-11-26): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000052491 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/26/2024 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000053892 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/26/2024 | 2 | A | A | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | A | N/A | N/A | No |
| XXXXX | 4000053591 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/27/2024 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000053591 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-11-27): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000052452 | XXXXX |  | XXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The preliminary title report in file did not disclose the amount of title insurance coverage. Provide a copy of the final title policy or an addendum to the preliminary report verifying title insurance of at least the loan amount. |  |  |  | Reviewer Comment (2024-11-29): Accepted as is. |  |  | 11/29/2024 | 2 | B | B | B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000052452 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/29/2024 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000052452 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: 325 | Note Date: ___; Lien Position: ___ | Missing secondary valuation. |  |  |  | Reviewer Comment (2024-11-29): Accepted as is. |  |  |  | 2 | A | N/A | N/A | N/A | A |  |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000052186 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $XXXX exceeds tolerance of $XXXX. Insufficient or no cure was provided to the borrower. | Fee increased on XXXX Loan Estimate and again on XXXX Loan Estimate with no valid change evident. |  |  |  | Reviewer Comment (2024-12-23): XXXX Received Supporting comment on the exception for increased discount point fee. Copy of XXXX present in file.<br>Buyer Comment (2024-12-20): Comment from XXXX (XXXX): XXXX is the rate lock LE on which borrowers confirm that they will proceed with, so the change or increase of points is valid. LE shared on XXXX, has Origination points increased because the loan amount was changed from XXXX to XXXX which led to a change in Origination points for the borrower and the same are disclosed to the borrower within three days under XXXX guidelines. | 12/23/2024 |  |  | 1 | C | A C | C | A C | C | A |  | UT | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| XXXXX | 4000053399 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2024-12-02): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000053394 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/02/2024 | 2 | A | A | A | A | A | A |  | NV | Investment | Refinance - Cash-out - Other | D B A | N/A | N/A | No |
| XXXXX | 4000053394 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | Articles of organization was not in the loan file. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2024-12-06): Client elects to waive with compensating factors<br>Reviewer Comment (2024-12-04): Guidelines do not reflect the XXXX and are an alternative to the Articles of Organization. An exception from the buyer of the loan or the documents would be needed to resolve this exception.<br>Buyer Comment (2024-12-04): Comment from XXXX (XXXX): An Article of organization is a doc that would validate the formation date, Members in the buisness, address, purpose. XXXX has all the information and is a doc prepared once the Article is filed and approved so not sure why articles of organisation is required.<br>Reviewer Comment (2024-12-04): XXXX is not the Articles of organization. We still need the Articles of organization.<br>Seller Comment (2024-12-03): Comment from XXXX(XXXX): SOS<br>Reviewer Comment (2024-12-02): Received XXXX is already Available in file. Please Provide Articles of organization/Formation. Exception Remains.<br>Seller Comment (2024-12-02): Comment from XXXX (XXXX): Articles |  |  | 12/06/2024 | 2 | C | B C | C | B C | D | B |  | NV | Investment | Refinance - Cash-out - Other | D B A | N/A | N/A | No |
| XXXXX | 4000053394 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | EIN was not in the loan file. |  |  |  | Reviewer Comment (2024-12-04): Received, Clearing.<br>Buyer Comment (2024-12-04): Comment from XXXX (XXXX): XXXX XXXX is manage by XXXX XXXX. We provided the Operating Agreement and Trust Doc that clearly states all the managing member has the right to make changes. We also provided Schedule XXXX part XXXX clearly shows the EIN may you please review and waive the condition.<br>Reviewer Comment (2024-12-02): Please provide XXXX document for XXXX. Exception remains.<br>Seller Comment (2024-12-02): Comment from XXXX (XXXX): XXXX | 12/04/2024 |  |  | 1 | C | A C | C | A C | D | A |  | NV | Investment | Refinance - Cash-out - Other | D B A | N/A | N/A | No |
| XXXXX | 4000053904 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided |  |  |  |  |  | Reviewer Comment (2024-12-05): Received, Clearing.<br>Seller Comment (2024-12-04): Comment from XXXX (XXXX): Please see attached policy. | 12/05/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000053904 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/03/2024 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000053904 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-12-03): Accepted as is based on meeting three RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000053250 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/03/2024 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000053250 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 122 |  |  |  |  |  | Reviewer Comment (2026-03-25): Clearing for updated.<br>Reviewer Comment (2026-03-25): .<br>Reviewer Comment (2024-12-03): Accepted as is based on meeting two RAs requirements. | 03/25/2026 |  |  | 1 | D | A | N/A | A | D | A |  | FL | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000053250 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  | The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  |  |  | Reviewer Comment (2024-12-05): Received, Clearing. | 12/05/2024 |  |  | 1 | C | A C | C | A C | C | A |  | FL | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000053250 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  | Verification(s) of employment is not within 10 business days of the Note. |  |  |  | Reviewer Comment (2024-12-04): Received, Clearing.<br>Seller Comment (2024-12-03): Comment from XXXX (XXXX): VVOE XXXX | 12/04/2024 |  |  | 1 | C | A C | C | A C | C | A |  | FL | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000053250 | XXXXX |  | XXXXX |  | Property | Valuation | General | Valuation | Valuation Product pending |  | XXXX / Post Disaster Inspection + ClearMap - 5 Days |  |  |  | Reviewer Comment (2024-12-05): Received, Clearing.<br>Reviewer Comment (2024-12-04): Valuation Received - XXXX | 12/05/2024 |  |  | 1 |  | A |  | A |  | A |  | FL | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000053250 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: 128 |  |  |  |  |  | Reviewer Comment (2026-03-26): Received, Clearing. | 03/26/2026 |  |  | 1 |  | A |  | A |  | A |  | FL | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000055826 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/03/2024 | 2 | A | A | A | A | A | A |  | SC | Investment | Refinance - Cash-out - Other | D A | N/A | Non QM | No |
| XXXXX | 4000055826 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 122 | Note Date: ___; Lien Position: ___ | Secondary valuation is not provided. |  |  |  | Reviewer Comment (2024-12-03): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | SC | Investment | Refinance - Cash-out - Other | D A | N/A | Non QM | No |
| XXXXX | 4000051268 | XXXXX |  | XXXXX |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | Title Policy Coverage amount $XXXX is less than Original Loan amount $XXXX. Shortfall of $XXXX |  |  |  | Reviewer Comment (2024-12-03): Accepted as is.<br>Seller Comment (2024-12-03): Comment from XXXX (XXXX): Please see attached report with loan amount. |  |  | 12/03/2024 | 2 | B | B | B | B | B | B |  | CA | Investment | Refinance - Cash-out - Other | D B A | N/A | Non QM | No |
| XXXXX | 4000051268 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/03/2024 | 2 | A | A | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | D B A | N/A | Non QM | No |
| XXXXX | 4000051268 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required. |  |  |  | Reviewer Comment (2024-12-03): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Investment | Refinance - Cash-out - Other | D B A | N/A | Non QM | No |
| XXXXX | 4000052019 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/03/2024 | 2 | A | A | A | A | A | A |  | CO | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000052019 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: 325 | Note Date: ___; Lien Position: ___ | The file is missing a copy of the secondary valuation. |  |  |  | Reviewer Comment (2024-12-03): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | A | N/A | N/A | N/A | A |  |  | CO | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000052019 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | Loan Designation failure due to QM failure. This exception will be cleared once all QM specific exception have been cured/cleared. (Check Loan Designation Match - ATR) |  |  |  | Reviewer Comment (2024-12-11): Received, Clearing. | 12/11/2024 |  |  | 1 | B | A C | B | A C | B | A |  | CO | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C | Non QM | Non QM | Yes |
| XXXXX | 4000052019 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - W-2 | Ability to Repay (Dodd-Frank 2014): Unable to verify current Wages/W-2 employment status using reasonably reliable third-party records. | ATR Failure due to Income Documents missing from File This exception will be cleared once all ATR specific exceptions have been cured/cleared. - (General Ability To Repay Provision Income and Assets - Assets) |  |  |  | Reviewer Comment (2024-12-11): Received, Clearing. | 12/11/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CO | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000052019 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | Loan Designation failure due to ATR failure. This exception will be cleared once all ATR specific exception have been cured/cleared. - NonQM ATR |  |  |  | Reviewer Comment (2024-12-11): Received, Clearing. | 12/11/2024 |  |  | 1 | A | A | A | A | A | A |  | CO | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000052019 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is required and was not found in file. |  | The verification of employment is required and was not found in file. |  |  |  | Reviewer Comment (2024-12-11): Received, Clearing.<br>Seller Comment (2024-12-11): Comment from XXXX (XXXX): Please see VOE for XXXX | 12/11/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CO | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000052019 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  | Verification(s) of employment was not provided. |  |  |  | Reviewer Comment (2024-12-11): Received, Clearing.<br>Seller Comment (2024-12-11): Comment from XXXX (XXXX): Please see VOE for XXXX | 12/11/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CO | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000052457 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2024-12-03): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | OH | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000052457 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/03/2024 | 2 | A | A | A | A | A | A |  | OH | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000052457 | XXXXX |  | XXXXX |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  | Reviewer Comment (2024-12-23): Received Title evidence. Exception cleared.<br>Seller Comment (2024-12-22): Comment from XXXX (XXXX): title commit attached. | 12/23/2024 |  |  | 1 | C | A C | C | A C | C | A |  | OH | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000052457 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XXXX disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $XXXX is over disclosed by $XXXX compared to the calculated Amount Financed of $XXXX and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated XXXX). | Final Closing Disclosure provided on XXXX disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $XXXX is over disclosed by $XXXX compared to the calculated Amount Financed of $XXXX and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated XXXX). |  |  |  | Reviewer Comment (2025-01-21): XXXX received XXXX, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission.<br>Seller Comment (2025-01-17): Comment from XXXX (XXXX): RIGHT TO CANCEL<br>Reviewer Comment (2025-01-08): XXXX received Corrected XXXX, XXXX to borrower, copy of cure refund for total underdisclosure and proof of mailing. As this is a Material Disclosure violation on a rescindable transaction, the reopening of rescission is also required. Please provide proof rescission reopened to all consumers.<br>Seller Comment (2025-01-07): Comment from XXXX (XXXX): See attached Cure |  | 01/21/2025 |  | 2 | C | B C | C | B C | C | B |  | OH | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| XXXXX | 4000052457 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $XXXX is under disclosed by $XXXX compared to the calculated Finance Charge of $XXXXwhich exceeds the $XXXX threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XXXX. | Final Closing Disclosure provided on XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $XXXX is under disclosed by $XXXX compared to the calculated Finance Charge of $XXXX which exceeds the $XXXX threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XXXX). |  |  |  | Reviewer Comment (2025-01-21): XXXX received Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission.<br>Seller Comment (2025-01-17): Comment from XXXX (XXXX): CLEAR PDF |  | 01/21/2025 |  | 2 | C | B C | C | B C | C | B |  | OH | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| XXXXX | 4000052457 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  |  |  |  |  | Reviewer Comment (2024-12-23): Received XXXX within 10 business days of the Note.<br>Seller Comment (2024-12-22): Comment from XXXX (XXXX): Funding voe attached. | 12/23/2024 |  |  | 1 | C | A C | C | A C | C | A |  | OH | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000054362 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Closing / Title | Missing Document | Missing Document: Security Instrument - Subject Lien not provided |  | The file is missing a copy of Security Instrument Document. |  |  |  | Reviewer Comment (2024-12-04): Received, Clearing.<br>Seller Comment (2024-12-03): Comment fromXXXX (XXXX): DOT attached | 12/04/2024 |  |  | 1 | D | A D | D | A D | D | A |  | OR | Investment | Refinance - Cash-out - Other | D A | N/A | Non QM | No |
| XXXXX | 4000054362 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/03/2024 | 2 | A | A | A | A | A | A |  | OR | Investment | Refinance - Cash-out - Other | D A | N/A | Non QM | No |
| XXXXX | 4000054362 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2024-12-03): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | OR | Investment | Refinance - Cash-out - Other | D A | N/A | Non QM | No |
| XXXXX | 4000054362 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___<br> ___ | The file is missing a copy of Tax Verification Document. |  |  |  | Reviewer Comment (2024-12-06): Received, cleared<br>Seller Comment (2024-12-05): Comment from XXXX (XXXX XXXX): Tax Statements | 12/06/2024 |  |  | 1 | C | A C | C | A C | C | A |  | OR | Investment | Refinance - Cash-out - Other | D A | N/A | Non QM | No |
| XXXXX | 4000047485 | XXXXX |  | XXXXX |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | The Title Policy Amount of $XXXX is less than the note amount of $XXXX based on the Commitment in file. |  |  |  | Reviewer Comment (2024-12-04): Accepted as is.<br>Seller Comment (2024-12-04): Comment from XXXX (XXXX): UPDATED TITLE |  |  | 12/04/2024 | 2 | B | B | B | B | B | B |  | IL | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000047485 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: 325 | Note Date: ___; Lien Position: ___ | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2024-12-04): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | A | N/A | N/A | N/A | A |  |  | IL | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000047485 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/04/2024 | 2 | A | A | A | A | A | A |  | IL | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000053520 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | 1003 Final is missing in file. |  |  |  | Reviewer Comment (2024-12-12): Received Final 1003. Exception cleared.<br>Seller Comment (2024-12-11): Comment from XXXX (XXXX): 1003 | 12/12/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000053520 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. | Right to Cancel missing in file |  |  |  | Reviewer Comment (2024-12-12): Received, Clearing.<br>Seller Comment (2024-12-11): Comment from XXXX (XXXX): closing XXXX | 12/12/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Non QM | Non QM | Yes |
| XXXXX | 4000053520 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Insurance Verification is missing. |  |  |  | Reviewer Comment (2024-12-12): Received Insurance Verification. Exception cleared.<br>Seller Comment (2024-12-11): Comment from XXXX (XXXX): loe in package for no insurance | 12/12/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000053520 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/04/2024 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000051601 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2024-12-03): Accepted as is based on meeting three XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | FL | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000051601 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | File does not have Fraud Report in file. |  |  |  | Reviewer Comment (2024-12-23): Received Fraud Report. Exception cleared.<br>Seller Comment (2024-12-22): Comment from XXXX (XXXX): fraudguard attached. | 12/23/2024 |  |  | 1 | C | A C | C | A C | C | A |  | FL | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000051601 | XXXXX |  | XXXXX |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | E-Sign Consent Agreement missing in file. |  |  |  | Reviewer Comment (2024-12-12): Received, Clearing.<br>Seller Comment (2024-12-12): Comment from XXXX (XXXX): E consent | 12/12/2024 |  |  | 1 | C | A C | C | A C | C | A |  | FL | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000051601 | XXXXX |  | XXXXX |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  | File does not have Title document in file. |  |  |  | Reviewer Comment (2024-12-23): Received Title evidence. Exception cleared.<br>Seller Comment (2024-12-22): Comment from XXXX (XXXX): title commitment attached. | 12/23/2024 |  |  | 1 | C | A C | C | A C | C | A |  | FL | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000051601 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/03/2024 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000051601 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  | Property inspected post disaster but pre-FEMA declaration of disaster end date. | Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: XXXX | SitusAMC | Reviewer Comment (2024-12-03): Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: XXXX |  |  | 12/03/2024 | 2 | B | B | B | B | B | B |  | FL | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000052451 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-12-02): Accepted as is based on meeting three RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000053181 | XXXXX |  | XXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | Calculated investor qualifying total debt ratio of XXXX% exceeds Guideline total debt ratio of XXXX%. There is a variance of $XXXX in calculation of primary housing expense. DD Verified $XXXX for primary PITI however, the lender used $XXXX at origination. |  |  |  | Reviewer Comment (2024-12-10): Received UW worksheet and Updated XXXX confirms the borrower qualifying Income is XXXX. Exception cleared.<br>Seller Comment (2024-12-09): Comment from XXXX (XXXX): Please see updated XXXX. <br> B1 XXXX worksheet at XXXX = XXXX XXXX<br> Updated housing = added other to housing at XXXX<br>Reviewer Comment (2024-12-05): The P&I from the statement is XXXX and then we are using the insurance and taxes from the documents provided as part of the review.<br>Buyer Comment (2024-12-05): Comment from XXXX (XXXX): Per the mortgage statement the PITI shows XXXX which is what the UW used, please advise where you are seeing the higher amount<br>Reviewer Comment (2024-12-05): Income XXXX<br>PITIA Subject XXXX<br>Primary PITIA XXXX<br>Credit Debt XXXX<br>Buyer Comment (2024-12-05): Comment from XXXX (XXXX): Please provide your calculations, our system shows the debt ratio below XXXX. UW is requesting as we do not agree. | 12/10/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000053181 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/04/2024 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000053181 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-12-04): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000053181 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | There is a variance of $XXXX in calculation of primary housing expense. DD Verified $XXXX for primary PITI however, the lender used $XXXX at origination. |  |  |  | Reviewer Comment (2024-12-10): Received UW worksheet and Updated XXXX confirms the borrower qualifying Income is XXXX Exception cleared. | 12/10/2024 |  |  | 1 | B | A C | B | A C | B | A |  | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| XXXXX | 4000053181 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM DTIs match and both moderately exceed Guidelines | Ability to Repay (Dodd-Frank 2014): The DTI calculated in accordance with the Lenders Guidelines and 1026.43(c)(5) of XXXX% moderately exceeds the guideline maximum of XXXX%. (DTI Exception is eligible to be regraded with compensating factors.) | There is a variance of $XXXX in calculation of primary housing expense. DD Verified $XXXX for primary PITI however, the lender used $XXXX at origination. |  |  |  | Reviewer Comment (2024-12-10): Received UW worksheet and Updated XXXX confirms the borrower qualifying Income is XXXX. Exception cleared. | 12/10/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000053181 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | There is a variance of $XXXX in calculation of primary housing expense. DD Verified $XXXX for primary PITI however, the lender used $XXXX at origination. |  |  |  | Reviewer Comment (2024-12-10): Received UW worksheet and Updated XXXX confirms the borrower qualifying Income is XXXX. Exception cleared. | 12/10/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000053598 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/04/2024 | 2 | A | A | A | A | A | A |  | FL | Investment | Refinance - Cash-out - Other | A | N/A | Non QM | No |
| XXXXX | 4000051164 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  |  |  |  |  | Reviewer Comment (2024-12-09): Received, Clearing. | 12/09/2024 |  |  | 1 | C | A C | C | A C | C | A |  | FL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000051164 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/05/2024 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000051164 | XXXXX |  | XXXXX |  | Property | Valuation | General | Valuation | Valuation Product pending |  | Clear Capital / Post Disaster Inspection + ClearMap - 5 Days |  |  |  | Reviewer Comment (2024-12-09): Received, Clearing.<br>Reviewer Comment (2024-12-09): Valuation Received - XXXX | 12/09/2024 |  |  | 1 |  | A |  | A |  | A |  | FL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000055023 | XXXXX |  | XXXXX |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | Title Policy Coverage $XXXX is less than Original Loan Amount $XXXX. Shortage of $XXXX |  |  |  | Reviewer Comment (2024-12-05): Accepted as is.<br>Seller Comment (2024-12-05): Comment from XXXX (XXXX): Please see attached. |  |  | 12/05/2024 | 2 | B | B | B | B | B | B |  | OH | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000055023 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/05/2024 | 2 | A | A | A | A | A | A |  | OH | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000055023 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required. |  |  |  | Reviewer Comment (2024-12-05): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | OH | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000055023 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Ohio Consumer Sales Practices Act (Acknowledgement of Receipt of Home Mortgage Loan Information Document Not Received Timely) | Ohio Consumer Sales Practices Act: Acknowledgement of Receipt of Home Mortgage Loan Information Document not received by borrower within five (5) business days of application. |  |  |  |  | Reviewer Comment (2024-12-05): Accepted as is.<br>Buyer Comment (2024-12-05): Comment from XXXX (XXXX): We provided a copy of the disclosure issued at the time of application, page XXXX. This should suffice. |  |  | 12/05/2024 | 2 | B | B | B | B | B | B |  | OH | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000055023 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Total Of Payments | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XXXX did not disclose the Total of Payments. | Total Of Payments on Page 5 of Final CD is illegible |  |  |  | Reviewer Comment (2024-12-10): XXXX received legible final CD.<br>Seller Comment (2024-12-09): Comment from XXXX (XXXX): Legible Final CD.<br>Reviewer Comment (2024-12-09): Final CD dated XXXX shows unclear TOP amount on page XXXX. While XXXX XXXX shows an amount under TOP it is insufficient to use for the XXXX. Please provide copy of XXXX CD with legible TOP amount for testing.<br>Seller Comment (2024-12-06): Comment from XXXX (XXXX): Notary printed bad copies, the original is not much clearer. Uploading a clearer copy & borrower letter. | 12/10/2024 |  |  | 1 | C | A C | C | A C | C | A |  | OH | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected CD, and Re-open Rescission i(required on rescindable transactions) B | Non QM | Non QM | Yes |
| XXXXX | 4000052197 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/05/2024 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000052197 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required. Valuation is supported by an AVM with XXXX FSD Score. |  |  |  | Reviewer Comment (2024-12-05): Accepted as is based on meeting three RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000053729 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/05/2024 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000053729 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No secondary valuation was provided. CU and LCA results are contradictory. Appraisal was provided. Sec ID: 133 | Note Date: ___; Lien Position: ___ | Missing secondary valuation. |  |  |  | Reviewer Comment (2024-12-05): Accepted as is. |  |  | 12/05/2024 | 2 | A | A | N/A | N/A | A | A |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000053729 | XXXXX |  | XXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The preliminary title report in file did not disclose the amount of title insurance coverage. Provide a copy of the final title policy or an addendum to the preliminary report verifying title insurance of at least the loan amount. |  |  |  | Reviewer Comment (2024-12-05): Accepted as is. |  |  | 12/05/2024 | 2 | B | B | B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000054897 | XXXXX |  | XXXXX |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | E-sign Consent Agreement is missing from file. |  |  |  | Reviewer Comment (2024-12-10): Received, Clearing.<br>Seller Comment (2024-12-10): Comment from XXXX (XXXX): E-CONSENT ATTACHED | 12/10/2024 |  |  | 1 | C | A C | C | A C | C | A |  | NY | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000054897 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 122 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien loans as per guidelines. |  |  |  | Reviewer Comment (2024-12-05): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | NY | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000054897 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/05/2024 | 2 | A | A | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000054497 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: 325 | Note Date: ___; Lien Position: ___ | Investor to order. |  |  |  | Reviewer Comment (2024-12-09): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | A | N/A | N/A | N/A | A |  |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000054497 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/09/2024 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000054497 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | DTI of XXXX% exceeds totlerance of XXXX%. |  |  |  | Reviewer Comment (2024-12-16): Received, Clearing.<br>Reviewer Comment (2024-12-13): Total Income XXXX/ Total Expenses XXXX = XXXX<br>Buyer Comment (2024-12-13): Comment from XXXX (XXXX): Can you please send your worksheet with all the numbers you are using so we can see where the discrepancy is? | 12/16/2024 |  |  | 1 | B | A C | B | A C | B | A |  | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| XXXXX | 4000054497 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM DTIs match and both moderately exceed Guidelines | Ability to Repay (Dodd-Frank 2014): The DTI calculated in accordance with the Lenders Guidelines and 1026.43(c)(5) of XXXX% moderately exceeds the guideline maximum of XXXX%. (DTI Exception is eligible to be regraded with compensating factors.) | DTI increases as non-REO liabilities increase and are updated per credit report and final 1003. |  |  |  | Reviewer Comment (2024-12-16): Received, Clearing.<br>Seller Comment (2024-12-13): Comment from XXXX (XXXX): They're hitting for theXXXX loans we're excluding (XXXX). We provided XXXX statements showing those are paid by XXXX & XXXX | 12/16/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000054497 | XXXXX |  | XXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | Calculated investor qualifying total debt ratio of XXXX% exceeds Guideline total debt ratio of XXXX%. |  |  |  | Reviewer Comment (2024-12-15): Received Bank statement confirms the XXXX XXXX and XXXX Payments not paid by borrower it was paid by other Parties XXXX, hence it is not included in DTI. Exception cleared.<br>Buyer Comment (2024-12-13): Comment from XXXX (XXXX): They're hitting for theXXXX loans we're excluding (XXXX). We provided XXXX months statements showing those are paid by XXXX & XXXX | 12/15/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000054497 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Waterfall due to DTI issue Calculated investor qualifying total debt ratio of XXXX% exceeds Guideline total debt ratio of XXXX%. |  |  |  | Reviewer Comment (2024-12-16): Received, Clearing.<br>Buyer Comment (2024-12-13): Comment from XXXX (XXXX): They're hitting for the XXXX loans we're excluding (XXXX). We provided XXXX statements showing those are paid by XXXX &XXXX | 12/16/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000054497 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | Missing trust agreement. Loan closed in a trust. |  |  |  | Reviewer Comment (2024-12-12): Received Certification of Trust. Exception cleared.<br>Seller Comment (2024-12-11): Comment from XXXX (XXXX): trust cert | 12/12/2024 |  |  | 1 | C | A C | C | A C | D | A |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000055580 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/09/2024 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000055580 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: 325 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-12-09): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | A | N/A | N/A | N/A | A |  |  | CA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000054681 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Hazard Insurance Coverage Amount is insufficient. Coverage is short $XXXX to cover UPB for 1st and 2nd lien. |  |  |  | Reviewer Comment (2024-12-10): Received checklist of coverage reflecting XXXX is replacement cost<br>Seller Comment (2024-12-10): Comment from XXXX (XXXX): Please see attahed. | 12/10/2024 |  |  | 1 | C | A C | C | A C | C | A |  | FL | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000054681 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/09/2024 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000054681 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required |  |  |  | Reviewer Comment (2024-12-09): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | FL | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000054792 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No secondary valuation was provided. CU and LCA results are contradictory. Appraisal was provided. Sec ID: 133 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-12-11): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | A | N/A | N/A | N/A | A |  |  | NV | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000054792 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/11/2024 | 2 | A | A | A | A | A | A |  | NV | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000053807 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/11/2024 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000053807 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file is missing a copy of the secondary valuation required for securitization Purposes. |  |  |  | Reviewer Comment (2024-12-11): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000056855 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/11/2024 | 2 | A | A | A | A | A | A |  | NY | Second Home | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000056855 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal from prior transaction was in file. No secondary valuation was provided. Sec ID: 49 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien loans as per guidelines. |  |  |  | Reviewer Comment (2024-12-11): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | D | N/A | N/A | N/A D | D |  |  | NY | Second Home | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000053556 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No secondary valuation was provided. Sec ID: 56 | Note Date: ___; Lien Position: ___ | Secondary valuation is missing. |  |  |  | Reviewer Comment (2024-12-12): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | KY | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000053556 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/12/2024 | 2 | A | A | A | A | A | A |  | KY | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000054639 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/12/2024 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000054639 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | secondary valuation is missing. |  |  |  | Reviewer Comment (2024-12-12): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000052275 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/12/2024 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000052275 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2024-12-12): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000054847 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No secondary valuation was provided. CU and LCA results are contradictory. Appraisal was provided. Sec ID: 133 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2024-12-12): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | A | A | N/A | N/A | A | A |  | KY | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000054847 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/12/2024 | 2 | A | A | A | A | A | A |  | KY | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000055916 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2024-12-16): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000055916 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/16/2024 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000056269 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/16/2024 | 2 | A | A | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000056269 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | Missing third-party verification of borrowers businesses. |  |  |  | Reviewer Comment (2024-12-27): Received, Clearing.<br>Seller Comment (2024-12-26): Comment from XXXX (XXXX): CPA letter<br>Reviewer Comment (2024-12-26): Received signed tax returns but still missing the third-party verification of borrowers businesses.<br>Seller Comment (2024-12-26): Comment from XXXX (XXXX): signed returns | 12/27/2024 |  |  | 1 | B | A C | B | A C | B | A |  | NY | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status D C | Non QM | Non QM | Yes |
| XXXXX | 4000056269 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Income and Assets - Partnership | Ability to Repay (Dodd-Frank 2014): Unable to verify Partnership income using reasonably reliable third-party records. | Missing third-party verification of borrowers businesses. |  |  |  | Reviewer Comment (2024-12-27): Received, Clearing. | 12/27/2024 |  |  | 1 | C | A C | C | A C | C | A |  | NY | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000056269 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Income and Assets - Schedule C | Ability to Repay (Dodd-Frank 2014): Unable to verify Sole Proprietorship income using reasonably reliable third-party records. | Missing third-party verification of borrowers businesses. |  |  |  | Reviewer Comment (2024-12-27): Received, Clearing. | 12/27/2024 |  |  | 1 | C | A C | C | A C | C | A |  | NY | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000056269 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Income and Assets - Partnership | Ability to Repay (Dodd-Frank 2014): Unable to verify Partnership income using reasonably reliable third-party records. | Missing third-party verification of borrowers businesses. |  |  |  | Reviewer Comment (2024-12-27): Received, Clearing. | 12/27/2024 |  |  | 1 | C | A C | C | A C | C | A |  | NY | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000056269 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | Missing third-party verification of borrowers businesses. |  |  |  | Reviewer Comment (2024-12-27): Received, Clearing. | 12/27/2024 |  |  | 1 | A | A | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000056269 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 122 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-12-16): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | NY | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000052791 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/16/2024 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000052791 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-12-16): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000056140 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2024-12-13): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000055420 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-12-16): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | FL | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000055420 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  |  |  | Reviewer Comment (2024-12-19): Received, Clearing. | 12/19/2024 |  |  | 1 | C | A C | C | A C | C | A |  | FL | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000055420 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $XXXXexceeds tolerance of $XXXX. Insufficient or no cure was provided to the borrower. | Missing a valid change of circumstance for the increase in Discount Points. Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2025-01-07): XXXX received a valid COC.<br>Seller Comment (2025-01-06): Comment from XXXX (XXXX): Please see attached | 01/07/2025 |  |  | 1 | C | A C | C | A C | C | A |  | FL | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| XXXXX | 4000055420 | XXXXX |  | XXXXX |  | Property | Valuation | General | Valuation | Valuation Product pending |  | XXXX / Post Disaster Inspection + XXXX - 5 Days |  |  |  | Reviewer Comment (2024-12-19): Received, Clearing.<br>Reviewer Comment (2024-12-18): Valuation Received - XXXX | 12/19/2024 |  |  | 1 |  | A |  | A |  | A |  | FL | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000055105 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2024-12-16): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | KS | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000055105 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/16/2024 | 2 | A | A | A | A | A | A |  | KS | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000054687 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be Securitized. One Valuation was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2024-12-17): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | NC | Investment | Refinance - Cash-out - Other | D B A | N/A | N/A | No |
| XXXXX | 4000054687 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The subject property is located in a FEMA disaster that does not have a declared end date. | Disaster Name: ___<br> Disaster Declaration Date: ___ | The subject property is located in a FEMA disaster that does not have a declared end date. | Property inspected post disaster but pre-FEMA declaration of disaster end date. | Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: XXXX. | SitusAMC | Reviewer Comment (2024-12-17): Property inspected post disaster but pre-XXXX declaration of disaster end date. Date of disaster: XXXX |  |  | 12/17/2024 | 2 | B | B | B | B | B | B |  | NC | Investment | Refinance - Cash-out - Other | D B A | N/A | N/A | No |
| XXXXX | 4000048167 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/16/2024 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000048167 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary Valuation is not required per Guidelines. |  |  |  | Reviewer Comment (2024-12-16): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000057067 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 122 |  | Secondary valuation from subject transaction is missing. |  |  |  | Reviewer Comment (2026-03-25): Clearing for updated.<br>Reviewer Comment (2026-03-25): .<br>Reviewer Comment (2024-12-18): Accepted as is based on meeting three RAs requirements | 03/25/2026 |  |  | 1 | D | A | N/A | A | D | A |  | NJ | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000057067 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/18/2024 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000057067 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Hazard Insurance Policy expires within 90 days of the Note Date. | Hazard Insurance Policy Expiration Date ___, Note Date ___ | Hazard Insurance Policy expires within 90 days of the Note Date. |  |  |  | Reviewer Comment (2024-12-18): Accepted as is.<br>Seller Comment (2024-12-18): Comment from xxxxx xxxxx (xxxxx xxxxx): HOI Renewal |  |  | 12/18/2024 | 2 | B | B | B | B | B | B |  | NJ | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000057067 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost Disclosure) New Jersey High-Cost Loan (Borrower Notice Not Provided) | New Jersey High-Cost Loan: Notice to Borrower not provided to borrower. | Notice to Borrower not provided to borrower. |  |  |  | Reviewer Comment (2024-12-20): High cost fee overage violation cured. | 12/20/2024 |  |  | 1 | C | A C | C | A C | C | A |  | NJ | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000057067 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost Provision) New Jersey High-Cost Loan (Counseling Requirement) | New Jersey High-Cost Loan: Proof of counseling from HUD-approved nonprofit credit counselor not obtained. | Proof of counseling from HUD-approved nonprofit credit counselor not obtained. |  |  |  | Reviewer Comment (2024-12-20): High cost fee overage violation cured. | 12/20/2024 |  |  | 1 | C | A C | C | A C | C | A |  | NJ | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000057067 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost Provision) New Jersey High-Cost Loan (Financed Fees Exceeds Threshold) | New Jersey High-Cost Loan: Lender financed points and fees in excess of 2% of the total loan amount. | Lender financed points and fees in excess of 2% of the total loan amount. |  |  |  | Reviewer Comment (2024-12-20): High cost fee overage violation cured. | 12/20/2024 |  |  | 1 | C | A C | C | A C | C | A |  | NJ | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000057067 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost) New Jersey High-Cost Loan (Points and Fees) | New Jersey Home Ownership Security Act: Points and Fees on subject loan of 4.81729% is in excess of the allowable maximum of 4.50000% of the Total Loan Amount. Points and Fees total $XXXXX on a Total Loan Amount of $XXXXX vs. an allowable total of $XXXXX (an overage of $XXXXX or .31729%). Non-Compliant High Cost Loan. |  |  |  |  | Reviewer Comment (2024-12-20): Lender provided LOE to borrower, copy of $1380.36 refund check and proof of delivery.<br>Seller Comment (2024-12-19): Comment from XXXX XXXX (XXX XXXX): tracking and letter<br>Reviewer Comment (2024-12-19): Still need for cure (1) Letter of Explanation; and (2) proof of mailing (must be in transit with courier).<br>Seller Comment (2024-12-19): Comment from XXXX XXXXX (XX XXXX): check for cure |  | 12/20/2024 |  | 2 | C | B C | C | B C | C | B |  | NJ | Primary | Refinance - Cash-out - Other | Within 45 days of closing, provide: (1) Letter of Explanation; (2) refund of amount over the covered loan threshold maximum; and (3) proof of mailing (must be in transit with courier).<br>(Limited Use Bona Fide Errors - Compliance and Client Approval Required) Within 365 days of closing, provide: <br> (1) Legal opinion from originating lender with loan-specific details on how a high-cost loan was made despite procedures to prevent and confirms (i) the failure constitutes a bona fide error for the jurisdiction in which the property is located, and (ii) that the lender has not received any notice from the borrower of the failure; (2) procedures or explanation of controls in place to prevent such errors; (3) client written approval accepting use of the bona fide error cure; (4) Letter of Explanation to borrower; (5) refund of amount over the high-cost threshold maximum; and (6) proof of mailing (must be in transit with courier). Note, a cure may not be accepted if the seller/lender has certified a fix has been made to their system and the same issue continues to occur after the fix has been put into place. D | Non QM | Non QM | Yes |
| XXXXX | 4000057067 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: 128 |  |  |  |  |  | Reviewer Comment (2026-03-31): Received, Clearing. | 03/31/2026 |  |  | 1 |  | A |  | A |  | A |  | NJ | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000057067 | XXXXX |  | XXXXX |  | Property | Valuation | General | Valuation | Valuation Product pending |  | Clear Capital / Collateral Desktop Analysis (CDA) - With MLS Sheets - 1 Day |  |  |  | Reviewer Comment (2026-03-31): Received, Clearing.<br>Reviewer Comment (2026-03-31): Valuation Received - 03/31/2026 | 03/31/2026 |  |  | 1 |  | A |  | A |  | A |  | NJ | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000053342 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/18/2024 | 2 | A | A | A | A | A | A |  | CO | Primary | Refinance - Rate/Term | D A | Non QM | Non QM | No |
| XXXXX | 4000053342 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-12-18): Accepted as is based on meeting three RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CO | Primary | Refinance - Rate/Term | D A | Non QM | Non QM | No |
| XXXXX | 4000055581 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/18/2024 | 2 | A | A | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000055581 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required. |  |  |  | Reviewer Comment (2024-12-18): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000055578 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/19/2024 | 2 | A | A | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | D A C | N/A | N/A | No |
| XXXXX | 4000055578 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-12-19): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Investment | Refinance - Cash-out - Other | D A C | N/A | N/A | No |
| XXXXX | 4000055578 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | The mortgage statement with a monthly payment amount of $XXXX not provided for XXXX. |  |  |  | Reviewer Comment (2024-12-19): Document has been provided.<br>Seller Comment (2024-12-19): Comment from XXXX (XXXX): Statement is in the file. Not sure where XXXX comes from? I have attached the document again. | 12/19/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Investment | Refinance - Cash-out - Other | D A C | N/A | N/A | No |
| XXXXX | 4000055578 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | The statement for XXXX with a monthly payment of $XXXX was not provided. |  |  |  | Reviewer Comment (2024-12-19): Document has been provided.<br>Seller Comment (2024-12-19): Comment from XXXX (XXXX): statement is in the file not sure where payment XXXX from? I have attached here again. | 12/19/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Investment | Refinance - Cash-out - Other | D A C | N/A | N/A | No |
| XXXXX | 4000054664 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2024-12-18): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | DE | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000054664 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/18/2024 | 2 | A | A | A | A | A | A |  | DE | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000045895 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | File did not contain an estimated cost to replace from insurer. Calculations are based on 80% of the insurable value of the improvements (from appraiser cost provided or if no appraiser cost the purchase price) using agency calculation methods. Coverage is insufficient by $XXXX. |  |  |  | Reviewer Comment (2024-12-19): Received, Clearing.<br>Seller Comment (2024-12-19): Comment from XXXX (XXXX): XXXX | 12/19/2024 |  |  | 1 | C | A C | C | A C | C | A |  | CO | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000045895 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/18/2024 | 2 | A | A | A | A | A | A |  | CO | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000045895 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: 325 | Note Date: ___; Lien Position: ___ | Missing secondary valuation. |  |  |  | Reviewer Comment (2024-12-18): Accepted as is. |  |  | 12/18/2024 | 2 | A | N/A | N/A | N/A | A |  |  | CO | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000054823 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: 325 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. Sec ID: 231 |  |  |  | Reviewer Comment (2024-12-18): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | A | N/A | N/A | N/A | A |  |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000054823 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/18/2024 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000054823 | XXXXX |  | XXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary title policy is within CA and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  | Reviewer Comment (2024-12-18): Accepted as is. |  |  | 12/18/2024 | 2 | B | B | B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000056300 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. Sec ID: 0220 |  |  |  | Reviewer Comment (2024-12-19): Accepted as is based on meeting three RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | NE | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000056300 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/19/2024 | 2 | A | A | A | A | A | A |  | NE | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000052222 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/19/2024 | 2 | A | A | A | A | A | A |  | MA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000052222 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2024-12-19): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | MA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000055030 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2024-12-23): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | NC | Second Home | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000055030 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Closing / Title | Missing Document | Missing Document: Security Instrument - Subject Lien not provided |  | The file is missing a copy of Security Instrument Document. |  |  |  | Reviewer Comment (2024-12-24): Received, Clearing.<br>Seller Comment (2024-12-24): Comment from XXXX (XXXX): DOT | 12/24/2024 |  |  | 1 | D | A D | D | A D | D | A |  | NC | Second Home | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000055030 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/23/2024 | 2 | A | A | A | A | A | A |  | NC | Second Home | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000057621 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/23/2024 | 2 | A | A | A | A | A | A |  | NJ | Investment | Refinance - Cash-out - Other | A | N/A | N/A | No |
| XXXXX | 4000057621 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No secondary valuation was provided. CU and LCA results are contradictory. Appraisal was provided. Sec ID: 133 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2024-12-23): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | A | N/A | N/A | N/A | A |  |  | NJ | Investment | Refinance - Cash-out - Other | A | N/A | N/A | No |
| XXXXX | 4000054825 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/23/2024 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000054825 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 122 |  |  |  |  |  | Reviewer Comment (2026-03-25): Clearing for updated.<br>Reviewer Comment (2026-03-25): .<br>Reviewer Comment (2024-12-23): Accepted as is based on meeting two RAs requirements. | 03/25/2026 |  |  | 1 | D | A | N/A | A | D | A |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000054825 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: 128 |  |  |  |  |  | Reviewer Comment (2026-03-31): Received, Clearing. | 03/31/2026 |  |  | 1 |  | A |  | A |  | A |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000054825 | XXXXX |  | XXXXX |  | Property | Valuation | General | Valuation | Valuation Product pending |  | Clear Capital / Collateral Desktop Analysis (CDA) - With MLS Sheets - 1 Day |  |  |  | Reviewer Comment (2026-03-31): Received, Clearing.<br>Reviewer Comment (2026-03-31): Valuation Received - 03/31/2026 | 03/31/2026 |  |  | 1 |  | A |  | A |  | A |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000052482 | XXXXX |  | XXXXX |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | The file was missing a copy of E-sign Consent Agreement |  |  |  | Reviewer Comment (2025-01-08): Received, Clearing.<br>Seller Comment (2025-01-08): Comment from XXXX (XXXX): ECONSENT | 01/08/2025 |  |  | 1 | C | A C | C | A C | C | A |  | IL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000052482 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | The file was missing a copy of Fraud Report |  |  |  | Reviewer Comment (2025-01-08): Received, Clearing.<br>Seller Comment (2025-01-08): Comment from XXXX (XXXX): FRAUD REPORT | 01/08/2025 |  |  | 1 | C | A C | C | A C | C | A |  | IL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000052482 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/27/2024 | 2 | A | A | A | A | A | A |  | IL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000056261 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/30/2024 | 2 | A | A | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000056261 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: 325 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2024-12-30): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | A | N/A | N/A | N/A | A |  |  | NY | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000056686 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/31/2024 | 2 | A | A | A | A | A | A |  | NV | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000056686 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is missing. |  |  |  | Reviewer Comment (2024-12-31): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | NV | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000056988 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Balance of 1st and 2nd UPB total $XXXX. Amount of coverage is $XXXX |  |  |  | Reviewer Comment (2025-01-16): Received, Clearing.<br>Seller Comment (2025-01-16): Comment from XXXX (XXXX): HOI | 01/16/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NV | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000056988 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/31/2024 | 2 | A | A | A | A | A | A |  | NV | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000056988 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required. |  |  |  | Reviewer Comment (2025-01-16): Accepted as is based on meeting two RAs requirements.<br>Buyer Comment (2025-01-15): Comment from XXXX (XXXX): Please explain what is needed. Secondary valuation is not required |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | NV | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000056988 | XXXXX |  | XXXXX |  | Compliance | Legal / Regulatory / Compliance | Anti-Predatory Violation | Federal Defect | (Fed High Cost Disclosure) Federal High-Cost Mortgage Loan (HOEPA Disclosure Not Provided) | Truth in Lending Act (HOEPA): HOEPA disclosure was not provided to the Borrower |  |  |  |  | Reviewer Comment (2025-01-16): XXXX points and fees exception cured.<br>Seller Comment (2025-01-16): Comment from XXXX (XXXX): LOE and payment history showing principal reduction<br>Reviewer Comment (2025-01-16): In order to cure a XXXX XXXX loan, the decision to accept a refund must be the choice of the borrower and cannot be made unilaterally by the lender. As such, in order to cure the XXXX exception, the following items are required:<br>\*Signed letter from borrower indicating their choice to either (a) accept refund and make loan non-high-cost or (b) keep loan as high-cost and make loan compliant;<br>Assuming option (a) is selected, a copy of refund check or proof of principal reduction and proof of mailing;<br> Assuming option (b) is selected, proof of cure for each of the prohibited practices violations noted.<br> We received the XXXX showing a principal reduction, however, we did not receive proof of the principal reduction (such as a statement or servicing screen print reflecting applied principal reduction), evidence of the borrower's choice, or proof of mailing (must be picked up by the shipper). Please note the cure deadline is XXXX.<br>Seller Comment (2025-01-15): Comment from XXXX (XXXX): Please see PCCD uploaded to cure the High Cost making this no longer a High Cost loan so this disclosure is not needed. | 01/16/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NV | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000056988 | XXXXX |  | XXXXX |  | Compliance | Legal / Regulatory / Compliance | Anti-Predatory Violation | Federal Defect | (Fed High Cost Provision) Federal High-Cost Mortgage Loan (Financed Points and Fees) | Truth in Lending Act (HOEPA): Mortgage loan financed Points and Fees. |  |  |  |  | Reviewer Comment (2025-01-16): XXXX points and fees exception cured.<br>Seller Comment (2025-01-16): Comment from XXXX (XXXX): LOE from borrower and payment history showing principal curtailment<br>Reviewer Comment (2025-01-16): In order to cure a DF XXXX loan, the decision to accept a refund must be the choice of the borrower and cannot be made unilaterally by the lender. As such, in order to cure the HOEPA exception, the following items are required:<br>\*Signed letter from borrower indicating their choice to either (a) accept refund and make loan non-high-cost or (b) keep loan as high-cost and make loan compliant;<br>Assuming option (a) is selected, a copy of refund check or proof of principal reduction and proof of mailing;<br> Assuming option (b) is selected, proof of cure for each of the prohibited practices violations noted.<br> We received the XXXX showing a principal reduction, however, we did not receive proof of the principal reduction (such as a statement or servicing screen print reflecting applied principal reduction), evidence of the borrower's choice, or proof of mailing (must be picked up by the shipper). Please note the cure deadline is XXXX<br>Buyer Comment (2025-01-15): Comment from XXXX (XXXX.): Please provide more detail on what you need. | 01/16/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NV | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000056988 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal Defect | (Fed High Cost) Federal High-Cost Mortgage Loan (Points and Fees) | Truth in Lending Act (High-Cost Mortgage): Points and Fees on subject loan of XXXX% is in excess of the allowable maximum of XXXX% of the Federal Total Loan Amount. Points and Fees of $XXXX on a Federal Total Loan Amount of $XXXX vs. an allowable total of $XXXX(an overage of $XXXX or .XXXX%). Non-Compliant High Cost Loan. | Undiscounted rate of XXXX% exceeds the XXXX% APOR by > XXXX%, therefore no discount points are excludable. |  |  |  | Reviewer Comment (2025-01-16): XXXX received signed letter from borrower indicating their choice to accept refund and make loan non-high-cost, a copy of principal reduction and proof of receipt.<br>Seller Comment (2025-01-16): Comment from XXXX (XXXX): LOE from borrower and payment history with principal reduction<br>Reviewer Comment (2025-01-16): In order to cure a XXXX loan, the decision to accept a refund must be the choice of the borrower and cannot be made unilaterally by the lender. As such, in order to cure the XXXX exception, the following items are required:<br>\*Signed letter from borrower indicating their choice to either (a) accept refund and make loan non-high-cost or (b) keep loan as high-cost and make loan compliant;<br>Assuming option (a) is selected, a copy of refund check or proof of principal reduction and proof of mailing;<br> Assuming option (b) is selected, proof of cure for each of the prohibited practices violations noted.<br> We received the XXXX showing a principal reduction, however, we did not receive proof of the principal reduction (such as a statement or servicing screen print reflecting applied principal reduction), evidence of the borrower's choice, or proof of mailing (must be picked up by the shipper). Please note the cure deadline is XXXX<br>Seller Comment (2025-01-15): Comment from XXXX (XXXX.): PCCD with principal reduction cure of XXXX attached |  | 01/16/2025 |  | 2 | C | B C | C | B C | C | B |  | NV | Primary | Refinance - Cash-out - Other | (1) Signed letter from borrower indicating their choice to either (a) accept refund and make loan non-high-cost or (b) keep loan as high-cost and make loan compliant; (2) Assuming option (a) is selected, a copy of refund check and proof of mailing; (3) Assuming option (b) is selected, proof of cure for each of the prohibited practices violations noted. D B C | Non QM | Non QM | Yes |
| XXXXX | 4000056988 | XXXXX |  | XXXXX |  | Compliance | Legal / Regulatory / Compliance | Anti-Predatory Violation | Federal Defect | (Fed High Cost Provision) Federal High-Cost Mortgage Loan (Counseling Requirement) | Truth in Lending Act (HOEPA): Borrower did not receive pre-loan counseling. |  |  |  |  | Reviewer Comment (2025-01-16): XXXX points and fees exception cured.<br>Seller Comment (2025-01-16): Comment from XXXX (XXXX): LOE from borrower and payment history showing principal reduction<br>Reviewer Comment (2025-01-16): In order to cure a XXXX loan, the decision to accept a refund must be the choice of the borrower and cannot be made unilaterally by the lender. As such, in order to cure the XXXX exception, the following items are required:<br>\*Signed letter from borrower indicating their choice to either (a) accept refund and make loan non-high-cost or (b) keep loan as high-cost and make loan compliant;<br>Assuming option (a) is selected, a copy of refund check or proof of principal reduction and proof of mailing;<br> Assuming option (b) is selected, proof of cure for each of the prohibited practices violations noted.<br> We received the XXXX showing a principal reduction, however, we did not receive proof of the principal reduction (such as a statement or servicing screen print reflecting applied principal reduction), evidence of the borrower's choice, or proof of mailing (must be picked up by the shipper). Please note the cure deadline is XXXX.<br>Buyer Comment (2025-01-15): Comment from XXXX (XXXX): This loan does not require pre-counseling | 01/16/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NV | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000056988 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State Defect | Nevada Home Loan (Home Loan Legend Not on Security Instrument) | XXXX XXXX XXXX: Mortgage, Deed, or other instrument does not expressly indicate that loan is a "home loan" in at least 14 point font. |  |  |  |  | Reviewer Comment (2024-12-31): Accepted as is. |  |  | 12/31/2024 | 2 | B | B | B | B | B | B |  | NV | Primary | Refinance - Cash-out - Other | No obvious cure D B C A | Non QM | Non QM | No |
| XXXXX | 4000055504 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State Defect | Illinois SB 1894 | IL Predatory Lending Database Program (SB 1894) - Certificate of Compliance or Exemption not attached to mortgage for recording. | IL - County - Certificate of Compliance or Exemption disclosure not provided. |  |  |  | Reviewer Comment (2025-01-08): Received, Clearing.<br>Seller Comment (2025-01-08): Comment from XXXXX XXXX (XXXXX XXXX): Recorded mortgage with Cert of exemption<br>Reviewer Comment (2025-01-06): exception remains the document provided is not the cert of exemption /certificate of compliance.<br>Seller Comment (2025-01-06): Comment from XXXX XXXX (XXXX XXXX SB 1894 compliance agreement<br>Reviewer Comment (2025-01-02): Exception has been set as the loan is missing the certificate of compliance XXXX sent for recording with the mortgage. Exception remains.<br>Seller Comment (2025-01-02): Comment from XXXX XXXX (XXXX XXXX): Fraud Report and Compliance report attached. | 01/08/2025 |  |  | 1 | C | A C | C | A C | C | A |  | IL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000055504 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/31/2024 | 2 | A | A | A | A | A | A |  | IL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000055504 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: 128 |  |  |  |  |  | Reviewer Comment (2026-03-31): Received, Clearing. | 03/31/2026 |  |  | 1 |  | A |  | A |  | A |  | IL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000055504 | XXXXX |  | XXXXX |  | Property | Valuation | General | Valuation | Valuation Product pending |  | Clear Capital / Collateral Desktop Analysis (CDA) - With MLS Sheets - 1 Day |  |  |  | Reviewer Comment (2026-03-31): Received, Clearing.<br>Reviewer Comment (2026-03-31): Valuation Received - 03/31/2026 | 03/31/2026 |  |  | 1 |  | A |  | A |  | A |  | IL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000060483 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | CU score not provided. |  |  |  | Reviewer Comment (2025-01-02): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | MA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000060483 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Closing Disclosure Timing without Waiver | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. | Missing evidence the borrower received the Closing Disclosure at least three (3) days prior to closing. |  |  |  | Reviewer Comment (2025-01-21): XXXX received XXXX Initial CD, 3 business days prior to the consummation.<br>Seller Comment (2025-01-17): Comment from XXXX (XXXX): Please see attached | 01/21/2025 |  |  | 1 | C | A C | C | A C | C | A |  | MA | Primary | Refinance - Cash-out - Other | No Defined Cure A | Non QM | Non QM | No |
| XXXXX | 4000054657 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/02/2025 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D A | Exempt from ATR | Exempt from ATR | No |
| XXXXX | 4000054657 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-01-02): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | NJ | Primary | Refinance - Cash-out - Other | D A | Exempt from ATR | Exempt from ATR | No |
| XXXXX | 4000057062 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/02/2025 | 2 | A | A | A | A | A | A |  | MT | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000057062 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-01-02): Accepted as is based on meeting three RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | MT | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000057062 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. | The file contains a G-5 document, applicable for HELOCs. Since loan is a closed end second, an H-8 or H-9 would be applicable |  |  |  | Reviewer Comment (2025-01-04): Received XXXX form<br>Seller Comment (2025-01-03): Comment from XXXX (XXXX): Please see attached RTC for review. | 01/04/2025 |  |  | 1 | C | A C | C | A C | C | A |  | MT | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Non QM | Non QM | Yes |
| XXXXX | 4000057322 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is missing. |  |  |  | Reviewer Comment (2025-01-02): Accepted as is based on meeting three RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | NY | Investment | Refinance - Cash-out - Other | D A | Non QM | N/A | No |
| XXXXX | 4000056427 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/02/2025 | 2 | A | A | A | A | A | A |  | SD | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000056427 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-01-02): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | SD | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000057439 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary Valuation is not required per Guidelines. |  |  |  | Reviewer Comment (2025-01-03): Accepted as is based on meeting two RAs requirements.<br>Buyer Comment (2025-01-03): Comment from XXXX (XXXX): We provided both a XXXX & XXXX, please advise of the issue. Loan is a XXXX. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000057439 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/03/2025 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000058310 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal from prior transaction was in file. No secondary valuation was provided. Sec ID: 49 | Note Date: ___; Lien Position: ___ | The file is missing a copy of the secondary valuation. |  |  |  | Reviewer Comment (2025-01-03): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A D | D |  |  | MA | Investment | Refinance - Cash-out - Other | D A | N/A | Non QM | No |
| XXXXX | 4000058310 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/03/2025 | 2 | A | A | A | A | A | A |  | MA | Investment | Refinance - Cash-out - Other | D A | N/A | Non QM | No |
| XXXXX | 4000056457 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: 325 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. Missing secondary valuation. |  |  |  | Reviewer Comment (2025-01-03): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | A | N/A | N/A | N/A | A |  |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000056457 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/03/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000056457 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | The loan closed in a trust, provide a copy of the trust agreement. |  |  |  | Reviewer Comment (2025-01-05): Received Trust Agreement. Exception cleared.<br>Seller Comment (2025-01-03): Comment from XXXX (XXXX): trust | 01/05/2025 |  |  | 1 | C | A C | C | A C | D | A |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000056457 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The subject property is located in a FEMA disaster that does not have a declared end date. | Disaster Name: ___<br> Disaster Declaration Date: ___ |  | Property inspected post disaster but pre-FEMA declaration of disaster end date. | Property inspected post disaster but pre-FEMA declaration of disaster end date. | SitusAMC | Reviewer Comment (2025-01-21): Property inspected post disaster but pre-FEMA declaration of disaster end date. |  |  | 01/21/2025 | 2 |  | B |  | B |  | B |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000056457 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | We will need a new VOE/CPA letter (if SE) confirming the borrower(s) was not impacted by the wildfires. |  |  |  | Reviewer Comment (2025-01-23): Received, Clearing.<br>Seller Comment (2025-01-23): Comment from XXXX (XXXX): loe<br>Reviewer Comment (2025-01-17): XXXX letter (if SE) must state the following: confirming the borrower(s) was not impacted by the XXXX.<br>Seller Comment (2025-01-17): Comment from XXXX (XXXX): shows business is still active | 01/23/2025 |  |  | 1 |  | A |  | A |  | A |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000056457 | XXXXX |  | XXXXX |  | Property | Valuation | General | Valuation | Valuation Product pending |  | XXXXX / Post Disaster Inspection + XXXX - 5 Days |  |  |  | Reviewer Comment (2025-01-21): c<br>Reviewer Comment (2025-01-19): Valuation Received - XXXX | 01/21/2025 |  |  | 1 |  | A |  | A |  | A |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000055927 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-01-03): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | TN | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000055292 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-01-03): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | FL | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000055292 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  |  |  |  |  | Reviewer Comment (2025-01-08): Received, Clearing.<br>Seller Comment (2025-01-08): Comment from XXXX (XXXX): FRAUD REPORT<br>Reviewer Comment (2025-01-08): Looking for the Fraud Report for this exception, not the Credit Report.<br>Seller Comment (2025-01-08): Comment from XXXX (XXXX): CREDIT REPORT | 01/08/2025 |  |  | 1 | C | A C | C | A C | C | A |  | FL | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000055292 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  |  |  |  |  | Reviewer Comment (2025-01-08): Received, Clearing.<br>Seller Comment (2025-01-08): Comment from XXXX (XXXX): FRAUD REPORT<br>Reviewer Comment (2025-01-08): Looking for the Fraud Report for this exception, not the Credit Report.<br>Seller Comment (2025-01-08): Comment from XXXX (XXXX): CREDIT REPORT | 01/08/2025 |  |  | 1 | C | A C | C | A C | C | A |  | FL | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000055292 | XXXXX |  | XXXXX |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | E-sign Consent Agreement is missing. |  |  |  | Reviewer Comment (2025-01-08): Received, Clearing.<br>Seller Comment (2025-01-08): Comment from XXXX (XXXX): ECOSENT | 01/08/2025 |  |  | 1 | C | A C | C | A C | C | A |  | FL | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000055292 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided |  | Hazard insurance is missing |  |  |  | Reviewer Comment (2025-01-08): Received, Clearing.<br>Seller Comment (2025-01-08): Comment from XXXX (XXXX): hazard ins | 01/08/2025 |  |  | 1 | C | A C | C | A C | C | A |  | FL | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000055292 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/03/2025 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000055292 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | Third-Party Verification of the Schedule C income. |  |  |  | Reviewer Comment (2025-01-09): Received, Clearing.<br>Seller Comment (2025-01-09): Comment from XXXX (XXXX): VOE<br>Reviewer Comment (2025-01-08): Were not asking for XXXX were asking for Third-Party Verification of the business.<br>Seller Comment (2025-01-08): Comment from XXXX (XXXX): EXPLANATION FROM UNDERWRITTER<br>Reviewer Comment (2025-01-08): Third-Party Verification of the Schedule C income.<br>Seller Comment (2025-01-08): Comment from XXXX (XXXX): EMAIL FROM UNDERWRITTER | 01/09/2025 |  |  | 1 | B | A C | B | A C | B | A |  | FL | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status D C | Non QM | Non QM | Yes |
| XXXXX | 4000055292 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - Schedule C Test | Ability-to-Repay (Dodd-Frank 2014): Unable to verify current Sole Proprietorship status using reasonably reliable third-party records. | Third-Party Verification of the Schedule C income. |  |  |  | Reviewer Comment (2025-01-09): Received, Clearing.<br>Seller Comment (2025-01-09): Comment from XXXX (XXXX): VERBAL VOE<br>Reviewer Comment (2025-01-08): Were not asking for XXXX were asking for Third-Party Verification of the business.<br>Seller Comment (2025-01-08): Comment from XXXX XXXX): EXPLANATION FROM UNDERWRITTER<br>Reviewer Comment (2025-01-08): Third-Party Verification of the Schedule C income.<br>Seller Comment (2025-01-08): Comment from XXXX (XXXX): EMAIL FROM UNDERWRITTER | 01/09/2025 |  |  | 1 | C | A C | C | A C | C | A |  | FL | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000055292 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | CPA letter is missing for Schedule C |  |  |  | Reviewer Comment (2025-01-09): Received, Clearing. | 01/09/2025 |  |  | 1 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000055292 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  |  |  |  |  | Reviewer Comment (2025-01-08): Received, Clearing.<br>Seller Comment (2025-01-08): Comment from XXXX (XXXX): HAZARD<br>Reviewer Comment (2025-01-08): Coverage is short based on loan amounts of first and second.<br>Seller Comment (2025-01-08): Comment from XXXX (XXXX): XXXX POLICY | 01/08/2025 |  |  | 1 |  | A |  | A |  | A |  | FL | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000058780 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-01-03): Accepted as is based on meeting three RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | FL | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000058780 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  | Property is located in a FEMA Disaster area and has not been inspected. |  |  |  | Reviewer Comment (2025-01-24): Received, Clearing.<br>Seller Comment (2025-01-24): Comment from XXXX(XXXX): Please see attached | 01/24/2025 |  |  | 1 | C | A C | C | A C | C | A |  | FL | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000058780 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XXXX disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $XXXX is over disclosed by $XXXX compared to the calculated Amount Financed of $XXXX and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated XXXX). | Finance Charge disclosed is $XXXX. Calculated finance charge is $XXXX. Variance of $XXXX. Based on review of Lender's compliance report, Property Report Fee was not included in finance charge calculation. TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for under disclosed amount, Corrected CD, and Re-open Rescission if Applicable |  |  |  | Reviewer Comment (2025-02-05): Property report excluded from finance charges<br>Seller Comment (2025-02-04): Comment from XXXX (XXXX): we don't include property report fee of XXXX in APR calculations and the finance charge has been reduced so the amount has decreased. Please see the PCCD attached and confirm if we are missing on anything | 02/05/2025 |  |  | 1 | C | A C | C | A C | C | A |  | FL | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) | Non QM | Non QM | Yes |
| XXXXX | 4000058780 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $XXXX is under disclosed by $XXXX compared to the calculated Finance Charge of $XXXX which exceeds the $XXXX threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XXXX). | Finance Charge disclosed is $XXXX. Calculated finance charge is $XXXX. Variance of $XXXX. Based on review of Lender's compliance report, Property Report Fee was not included in finance charge calculation. TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for under disclosed amount, Corrected CD, and Re-open Rescission if Applicable |  |  |  | Reviewer Comment (2025-02-05): Property report excluded from finance charges<br>Seller Comment (2025-02-04): Comment from XXXX (XXXX): we don't include property report fee of XXXX in APR calculations and the finance charge has been reduced so the amount has decreased. Please see the XXXX attached and confirm if we are missing on anything | 02/05/2025 |  |  | 1 | C | A C | C | A C | C | A |  | FL | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) | Non QM | Non QM | Yes |
| XXXXX | 4000058780 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | We will need a new VOE/CPA letter (if SE) confirming the borrower(s) was not impacted by the FEMA disaster. |  |  |  | Reviewer Comment (2025-02-11): Received, Clearing.<br>Seller Comment (2025-02-11): Comment from XXXX (XXXX): Please see attached | 02/11/2025 |  |  | 1 |  | A |  | A |  | A |  | FL | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000057142 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2025-01-06): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | VA | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000057555 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The File was Missing the Secondary Valuation required for Securitization purposes. |  |  |  | Reviewer Comment (2025-01-06): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | RI | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000056747 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/06/2025 | 2 | A | A | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000056747 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: 325 | Note Date: ___; Lien Position: ___ | Missing secondary valuation. |  |  |  | Reviewer Comment (2025-01-06): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | A | N/A | N/A | N/A | A |  |  | NY | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000056747 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Insurance Verification is missing in file. |  |  |  | Reviewer Comment (2025-01-06): Received Letter of Explanation confirms the XXXX and has no XXXX since Walls-in Coverage is included in the master policy. Exception Cleared.<br>Seller Comment (2025-01-06): Comment from XXXX (XXXX): Please see the attached Memo. | 01/06/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NY | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000055780 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: 325 | Note Date: ___; Lien Position: ___ | Secondary Valuation is not required per Guidelines. |  |  |  | Reviewer Comment (2025-01-06): Waived per client request |  |  | 01/06/2025 | 2 | A | N/A | N/A | N/A | A |  |  | TN | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000055780 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/06/2025 | 2 | A | A | A | A | A | A |  | TN | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000055780 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Hazard insurance coverage amount is insufficient. Dwelling coverage should be at least $XXXXwhich is the UPB of the first and second mortgage. |  |  |  | Reviewer Comment (2025-01-06): XXXX additional dwelling coverage is included. Hence, shortfall is XXXX. Exception cleared.<br>Seller Comment (2025-01-06): Comment from XXXX(XXXX): HOI Policy and lox states XXXX extra coverage | 01/06/2025 |  |  | 1 | C | A C | C | A C | C | A |  | TN | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000058698 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary Valuation is not required per Guidelines. |  |  |  | Reviewer Comment (2025-01-08): Accepted as is based on meeting two RAs requirements.<br>Buyer Comment (2025-01-08): Comment from XXXX (XXXX): Please advise what the issue is, per XXXX is not securatized. XXXX & XXXXprovided per guidelines. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000058698 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/07/2025 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000058071 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-01-07): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000058071 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/07/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000055412 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. Sec ID: 151 |  |  |  | Reviewer Comment (2025-01-07): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CO | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000055412 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/07/2025 | 2 | A | A | A | A | A | A |  | CO | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000058148 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary Valuation is not required per Guidelines. |  |  |  | Reviewer Comment (2025-01-08): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | NV | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000058148 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/08/2025 | 2 | A | A | A | A | A | A |  | NV | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000059178 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/08/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000059178 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-01-10): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000059178 | XXXXX |  | XXXXX |  | Compliance | Loan Package Documentation | Application / Processing | Missing, Incorrect, or Incomplete Final or Initial 1003 | Missing Document: Missing Lender's Initial 1003 |  |  |  |  |  | Reviewer Comment (2025-01-08): Accepted as is. |  |  | 01/08/2025 | 2 | B | B | B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000056912 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 122 |  | Secondary valuation from subject transaction is missing |  |  |  | Reviewer Comment (2026-03-25): Clearing for updated.<br>Reviewer Comment (2026-03-25): .<br>Reviewer Comment (2025-01-08): Accepted as is based on meeting two RAs requirements | 03/25/2026 |  |  | 1 | D | A | N/A | A | D | A |  | MD | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000056912 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/08/2025 | 2 | A | A | A | A | A | A |  | MD | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000056912 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: 128 |  |  |  |  |  | Reviewer Comment (2026-03-26): Received, Clearing. | 03/26/2026 |  |  | 1 |  | A |  | A |  | A |  | MD | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000061197 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on XXXX, prior to three (3) business days from transaction date of XXXX XXXX | Subject loan transaction disbursed on XXXX, prior to three (3) business days from transaction date of XXXX XXXX. |  |  |  | Reviewer Comment (2025-01-14): Received, Clearing.<br>Seller Comment (2025-01-13): Comment from XXXX(XXXX): pccd | 01/14/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Non QM | Non QM | Yes |
| XXXXX | 4000061197 | XXXXX |  | XXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary title policy amount is missing |  |  |  | Reviewer Comment (2025-01-10): Accepted as is. |  |  | 01/10/2025 | 2 | B | B | B | B | B | B |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000061197 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud report is missing |  |  |  | Reviewer Comment (2025-01-13): Received, Clearing.<br>Seller Comment (2025-01-13): Comment from XXXX XXXX: fraud | 01/13/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000061197 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/10/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000053437 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No secondary valuation was provided. CU and LCA results are contradictory. Appraisal was provided. Sec ID: 133 | Note Date: ___; Lien Position: ___ | Investor to Order. |  |  |  | Reviewer Comment (2025-01-10): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | A | N/A | N/A | N/A | A |  |  | NM | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000053437 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  | This profile contains a reduced scope for subordinate liens. The rating agencies must specifically approve the client for this reduced scope. Please consult UWQ/Lead/CSM for further instruction. |  |  |  |  |  |  | 01/10/2025 | 2 | A | A | A | A | A | A |  | NM | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000060290 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/10/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000060290 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. Sec ID: 215 |  |  |  | Reviewer Comment (2025-01-10): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000060290 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  | Verification(s) of employment is not within 10 business days of the Note. |  |  |  | Reviewer Comment (2025-01-13): Received, Clearing.<br>Seller Comment (2025-01-13): Comment from XXXX (XXXX): VOE | 01/13/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000056991 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Valuation is supported by an AVM with XXXX FSD Score. |  |  |  | Reviewer Comment (2025-01-10): Accepted as is based on meeting three RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Investment | Refinance - Cash-out - Other | D B C A | N/A | N/A | No |
| XXXXX | 4000056991 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The subject property is located in a FEMA disaster that does not have a declared end date. | Disaster Name: ___<br> Disaster Declaration Date: ___ |  | Property inspected post disaster but pre-FEMA declaration of disaster end date. | Property inspected post disaster but pre-FEMA declaration of disaster end date. | SitusAMC | Reviewer Comment (2025-01-16): Property inspected post disaster but pre-FEMA declaration of disaster end date. |  |  | 01/16/2025 | 2 | C | B C | C | B C | C | B |  | CA | Investment | Refinance - Cash-out - Other | D B C A | N/A | N/A | No |
| XXXXX | 4000056991 | XXXXX |  | XXXXX |  | Property | Valuation | General | Valuation | Valuation Product pending |  | Clear Capital / Post Disaster Inspection + ClearMap - 5 Days |  |  |  | Reviewer Comment (2025-01-16): Received, Clearing.<br>Reviewer Comment (2025-01-10): Valuation Received - XXXX | 01/16/2025 |  |  | 1 |  | A |  | A |  | A |  | CA | Investment | Refinance - Cash-out - Other | D B C A | N/A | N/A | No |
| XXXXX | 4000059181 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $XXXX exceeds tolerance of $XXXX. Insufficient or no cure was provided to the borrower. | Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $XXXX exceeds tolerance of $XXXX. Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2025-02-13): XXXX Received Valid XXXX along supporting comments on the exception.<br>Buyer Comment (2025-02-12): Comment from XXXX (XXXX): The rate was locked at LE dated XXXX with points XXXX, the points increased toXXXX on LE dated XXXX due to increase in loan amount from XXXX to XXXX. As this is a valid change, cure is not required. | 02/13/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXXX | 4000059181 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $XXXXexceeds tolerance of $XXXX. Insufficient or no cure was provided to the borrower. | The credit report was previously provided to the borrower on the loan estimate as $XXXX but it increased on the credit report to $XXXXwith no cure provided to the borrower. |  |  |  | Reviewer Comment (2025-02-13): XXXX Received Valid XXXX along supporting comments on the exception.<br>Buyer Comment (2025-02-12): Comment from XXXX (XXXX): The credit report fee increased due to addition of Co-Borrower on XXXX . The fee increased from XXXX at Initial LE to XXXX on LE dated XXXX . as this change was disclosed within 3 days of addition of Co-Borrower, cure is not required. | 02/13/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXXX | 4000059181 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Hazard Insurance Policy expires within 90 days of the Note Date. | Hazard Insurance Policy Expiration Date ___, Note Date ___ |  |  |  |  | Reviewer Comment (2025-01-13): Waived per client request |  |  | 01/13/2025 | 2 | B | B | B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000059181 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-01-13): Accepted as is based on meeting three RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000059181 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The subject property is located in a FEMA disaster that does not have a declared end date. |  | The subject property is located in a FEMA disaster that does not have a declared end date. | Property inspected post disaster but pre-FEMA declaration of disaster end date. | Property inspected post disaster but pre-FEMA declaration of disaster end date. | SitusAMC | Reviewer Comment (2025-01-16): Property inspected post disaster but pre-XXXX declaration of disaster end date. |  |  | 01/16/2025 | 2 | C | B C | C | B C | C | B |  | CA | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000059181 | XXXXX |  | XXXXX |  | Property | Valuation | General | Valuation | Valuation Product pending |  | XXXX / Post Disaster Inspection + ClearMap - 5 Days |  |  |  | Reviewer Comment (2025-01-16): c<br>Reviewer Comment (2025-01-14): Valuation Received - XXXX | 01/16/2025 |  |  | 1 |  | A |  | A |  | A |  | CA | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000059181 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID | ECOA Appraisal Disclosure - ECOA Timing | ECOA - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure within 3 days of the loan application date. | The file does not contain an application dated prior to the initial LE dated XXXX A lookback of 30 days from the consummation date was used as the application date for compliance purposes |  |  |  | Reviewer Comment (2025-02-13): Accepted as is. |  |  | 02/13/2025 | 2 |  | B |  | B |  | B |  | CA | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000059181 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is XXXX months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  | Reviewer Comment (2025-02-13): Accepted as is. |  |  | 02/13/2025 | 2 |  | B |  | B |  | B |  | CA | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000059181 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TILA | NMLS - Missing Evidence of Initial Loan Application Date | Truth in Lending Act (NMLSR Dodd- Frank 2014): Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date. | The file does not contain an application dated prior to the initial LE dated XXXX. A lookback of 30 days from the consummation date was used as the application date for compliance purposes |  |  |  | Reviewer Comment (2025-03-11): Received evidence of initial creditor application date. Exception cleared.<br>Seller Comment (2025-03-10): Comment from XXXX (XXXX): Please see timeline | 03/11/2025 |  |  | 1 |  | A |  | A |  | A |  | CA | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000059181 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  | Reviewer Comment (2025-02-13): Accepted as is. |  |  | 02/13/2025 | 2 |  | B |  | B |  | B |  | CA | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000059181 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Loan Estimate Timing | TILA-RESPA Integrated Disclosure: Loan Estimate not delivered or placed in the mail to Borrower(s) within three (3) business days of application. | The file does not contain an application dated prior to the initial LE dated XXXX. A lookback of 30 days from the consummation date was used as the application date for compliance purposes |  |  |  | Reviewer Comment (2025-03-11): XXXX received compliance timeline<br>Seller Comment (2025-03-10): Comment from XXXX (XXXX): Please see receipt on timeline | 03/11/2025 |  |  | 1 |  | A |  | A |  | A |  | CA | Primary | Refinance - Cash-out - Other | No Defined Cure B A | Non QM | Non QM | No |
| XXXXX | 4000059181 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - List of Homeownership Counseling Organizations Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. | The file does not contain an application dated prior to the initial LE dated XXXX. A lookback of 30 days from the consummation date was used as the application date for compliance purposes |  |  |  | Reviewer Comment (2025-02-13): Accepted as is. |  |  | 02/13/2025 | 2 |  | B |  | B |  | B |  | CA | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000059181 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  |  |  |  |  | Reviewer Comment (2025-03-13): Received, Clearing.<br>Seller Comment (2025-03-13): Comment from XXXX (XXXX): Please see attached | 03/13/2025 |  |  | 1 |  | A |  | A |  | A |  | CA | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000058956 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2025-01-13): Received, Clearing.<br>Seller Comment (2025-01-13): Comment from XXXX (XXXX): Please see attached | 01/13/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000058956 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  |  |  |  |  | Reviewer Comment (2025-01-13): Received, Clearing.<br>Seller Comment (2025-01-13): Comment from XXXX (XXXX): See attached | 01/13/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000058956 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/13/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000058956 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 calendar days of the Note. |  |  |  |  |  | Reviewer Comment (2025-01-13): Received, Clearing.<br>Seller Comment (2025-01-13): Comment from XXXX (XXXX): See attached | 01/13/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000058956 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The subject property is located in a FEMA disaster that does not have a declared end date. | Disaster Name: ___<br> Disaster Declaration Date: ___ |  | Property not inspected post FEMA declared disaster, but property is not located near the declared disaster area. | Per client, marking level 3's as 2's for FEMA XXXX WILDFIRES (XXXX COUNTY).<br> The buyer is going to put the onus on their side to request a PDI prior to funding if they believe the loan to be within ~15 miles of the wildfire. | SitusAMC | Reviewer Comment (2025-01-21): The subject property is located in a FEMA disaster that does not have a declared end date.<br>Buyer Comment (2025-01-16): Comment from XXXX: Waived - Per client, marking level 3's as 2's for XXXX.<br> The buyer is going to put the onus on their side to request a PDI prior to funding if they believe the loan to be within ~XXXX.<br>Reviewer Comment (2025-01-16): Reopen.<br>Reviewer Comment (2025-01-16): Per client, marking level XXXX as XXXX for XXXX XXXX (XXXX).<br> The buyer is going to put the onus on their side to request a XXXX prior to funding if they believe the loan to be within ~XXXX. |  |  | 01/21/2025 | 2 | C | B C | C | B C | C | B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000058956 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Health and safety issues due to the photos of unit 3. Unit XXXX photos reflect items from floor to ceiling unable to determine if there is an egress in the lvinig room photo. Kitchen photo unit XXXX, unable to determine counter top or any damage in the kitchen due to numerous items stacked on the counters. |  |  |  | Reviewer Comment (2025-02-18): Received, Clearing.<br>Seller Comment (2025-02-18): Comment from XXXX (XXXX): Please see updated XXXX showing updated photos of the above mentioned areas clear of items, no damage, and clear pathways. Appraiser also mentions no damage due to wild fires. Thank you, | 02/18/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000058956 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Need a new VOE/CPA letter (if SE) confirming the borrower(s) was not impacted by the wildfires. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>Property not inspected post FEMA declared disaster, but property is not located near the declared disaster area. | Per client, marking level 3's as 2's for FEMA XXXX WILDFIRES (XXXX COUNTY).<br> The buyer is going to put the onus on their side to request a PDI prior to funding if they believe the loan to be within ~15 miles of the wildfire. | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-01-29): Client elects to waive with compensating factors<br>Reviewer Comment (2025-01-23): Wage earner need updated VVOE.<br>Buyer Comment (2025-01-23): Comment from XXXX (XXXX): Bwr is not S/E please clear |  |  | 01/29/2025 | 2 |  | B |  | B |  | B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000058956 | XXXXX |  | XXXXX |  | Property | Valuation | General | Valuation | Valuation Product pending |  | XXXX / Post Disaster Inspection + ClearMap - 5 Days |  |  |  | Reviewer Comment (2025-01-21): C<br>Reviewer Comment (2025-01-17): Valuation Received - XXXX | 01/21/2025 |  |  | 1 |  | A |  | A |  | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000060026 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State Defect | West Virginia Residential Mortgage Lender, Broker, and Servicer Act (Borrower Not Charged for Actual Amounts of Third Party Fees) | XXXX XXXX XXXX XXXX, Broker and Servicer Act: Borrower not charged actual amount for third party fees. | Borrower not charged actual amount for third party fees. |  |  |  | Reviewer Comment (2025-04-10): All Third party invoices received<br>Seller Comment (2025-04-10): Comment from XXXX (XXXX): Hello - Flood charges are bulk invoiced. Please see borrower charge attached. The 9th line item down on the page. Thanks.<br>Reviewer Comment (2025-04-07): Under WV Code XXXX:<br>A licensee who, when acting in good faith in a lending transaction, inadvertently and without intention, violates any provision of this article or fails to comply with any provision of this article, will be excused from such violation if within thirty days of becoming aware of such violation, or being notified of such violation, and prior to the institution of any civil action or criminal proceeding against the licensee, the licensee notifies the borrower of the violation, makes full restitution of any overcharges, and makes all other adjustments as are necessary to make the lending transaction comply with this article.<br>With this said, the requirement for cure provision to be available is that the violation is "inadvertent and without intention" so unless there is evidence there are policies and procedures or other reasonable measures in place that would to prohibit the charging of more than the "actual amount" on WV loans and there was a bona fide error/system glitch of some sort it would be difficult to support the exception as unintentional.<br>Even if the above point could be argued, it appears we're outside the cure window of "XXXX days of becoming aware of such violation", so there would no longer be a cure available on this loan.<br>Buyer Comment (2025-04-07): Comment from XXXX (XXXX): I don't think I'll be able to obtain the invoice for the flood cert. However, I did a search of average prices for the cert, and it ranges from XXXX. I don't believe a XXXX invoice should be required as evidence the fee wasn't overcharged.Can a XXXX cure be allowed<br>Reviewer Comment (2025-03-28): Still missing flood and exception remains without.<br>Seller Comment (2025-03-27): Comment from XXXX (XXXX): I cannot locate the flood invoice<br>Reviewer Comment (2025-03-11): We need copies of all the third-party invoices to verify if what was charged matches what was billed.<br>Seller Comment (2025-03-11): Comment from XXXX (XXXX): Please clarify what fee you believe is overcharged. | 04/10/2025 |  |  | 1 | C | A C | C | A C | C | A |  | WV | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000060026 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary Valuation is not required per Guidelines. |  |  |  | Reviewer Comment (2025-01-13): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | WV | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000060026 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  | Property is located in a FEMA Disaster area and has not been inspected. |  |  |  | Reviewer Comment (2025-03-11): Received, Clearing.<br>Seller Comment (2025-03-11): Comment from XXXX (XXXX): Please see attached | 03/11/2025 |  |  | 1 | C | A C | C | A C | C | A |  | WV | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000060026 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Provide documentation to support the IRS debt in the amount of $XXXX is paid in full or is on an instament payment plan. |  |  |  | Reviewer Comment (2025-03-11): Received, Clearing.<br>Seller Comment (2025-03-11): Comment from XXXX (XXXX): Please see attached | 03/11/2025 |  |  | 1 | C | A C | C | A C | C | A |  | WV | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000060026 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Provide documentation to support the exclusion of the student loan debt in the amount of XXXX per month to XXXX which was excluded from the ratios. |  |  |  | Reviewer Comment (2025-03-11): Received, Clearing.<br>Buyer Comment (2025-03-10): Comment from XXXX (XXXX): This was excluded because there were only 10 or less payments due | 03/11/2025 |  |  | 1 | C | A C | C | A C | C | A |  | WV | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000060026 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Provide documentation to exclude the instalment debt in the mount of $XXXX monthy to XXXX |  |  |  | Reviewer Comment (2025-03-11): Received, Clearing.<br>Buyer Comment (2025-03-10): Comment from XXXX(XXXX): This was excluded because there were only 10 or less payments due | 03/11/2025 |  |  | 1 | C | A C | C | A C | C | A |  | WV | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000058730 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/13/2025 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000058730 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-01-13): Accepted as is based on meeting two RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000061015 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 122 |  | Secondary valuation not required in Heloc Second lien file . |  |  |  | Reviewer Comment (2026-03-25): Clearing for updated.<br>Reviewer Comment (2026-03-25): .<br>Reviewer Comment (2025-01-13): Accepted as is based on meeting two RAs requirements. | 03/25/2026 |  |  | 1 | D | A | N/A | A | D | A |  | NJ | Investment | Refinance - Cash-out - Other | D A | Non QM | N/A | No |
| XXXXX | 4000061015 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/13/2025 | 2 | A | A | A | A | A | A |  | NJ | Investment | Refinance - Cash-out - Other | D A | Non QM | N/A | No |
| XXXXX | 4000061015 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/13/2025 | 2 | A | A | A | A | A | A |  | NJ | Investment | Refinance - Cash-out - Other | D A | Non QM | N/A | No |
| XXXXX | 4000061015 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: 128 |  |  |  |  |  | Reviewer Comment (2026-03-26): Received, Clearing. | 03/26/2026 |  |  | 1 |  | A |  | A |  | A |  | NJ | Investment | Refinance - Cash-out - Other | D A | Non QM | N/A | No |
| XXXXX | 4000058580 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is missing. |  |  |  | Reviewer Comment (2025-01-15): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000059506 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The supporting secondary valuation is missing. |  |  |  | Reviewer Comment (2025-01-15): Accepted as is based on meeting three RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | NJ | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000059506 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Hazard Insurance Policy expires within 90 days of the Note Date. | Hazard Insurance Policy Expiration Date ___, Note Date ___ | Hazard Insurance Policy expires within 90 days of the Note Date. |  |  |  | Reviewer Comment (2025-01-15): Accepted as is. |  |  | 01/15/2025 | 2 | B | B | B | B | B | B |  | NJ | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000055818 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. |  |  |  |  | Reviewer Comment (2025-01-16): Received, Clearing. | 01/16/2025 |  |  | 1 | B | A C | B | A C | B | A |  | NC | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM Loan Designation B C | Non QM | Non QM | Yes |
| XXXXX | 4000055818 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank 2014): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) |  |  |  |  | Reviewer Comment (2025-01-16): Received, Clearing. | 01/16/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NC | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000055818 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used. |  |  |  |  | Reviewer Comment (2025-02-03): Received. Proof of Delivery, and Re-open Rescission using the correct model form.<br>Reviewer Comment (2025-02-03): Received, Proof of Delivery, and Re-open Rescission using the correct model form.<br>Seller Comment (2025-02-03): Comment from XXXX (XXXX): right to cancel |  | 02/03/2025 |  | 2 | C | B C | C | B C | C | B |  | NC | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B C | Non QM | Non QM | Yes |
| XXXXX | 4000055818 | XXXXX |  | XXXXX |  | Credit | Guideline | Guideline Issue | Guideline | Borrower has been on current job less than 2 years, and prior employment history was not documented as required. |  | Prior employment documentation was not provided. |  |  |  | Reviewer Comment (2025-01-16): Received, Clearing.<br>Seller Comment (2025-01-16): Comment from XXXX (XXXX): prior VOE | 01/16/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NC | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000055818 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | Prior Employment Documentation was not provided. |  |  |  | Reviewer Comment (2025-01-17): Received, Clearing.<br>Buyer Comment (2025-01-17): Comment from XXXX (XXXX): provided Veri-Tax for prior employment condition for XXXX which should also clear this condition | 01/17/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NC | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000055818 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ | The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Property inspected post disaster but pre-FEMA declaration of disaster end date. | Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: XXXX. | SitusAMC | Reviewer Comment (2025-01-15): Most Recent Valuation Inspection Date: XXXX Disaster End Date:XXXX Disaster Name: XXXX Disaster Declaration Date: XXXX |  |  | 01/15/2025 | 2 | B | B | B | B | B | B |  | NC | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000055818 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/15/2025 | 2 | A | A | A | A | A | A |  | NC | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000055818 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM provided, secondary valuation is missing. |  |  |  | Reviewer Comment (2025-01-15): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | NC | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000055818 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | 1003/Declarations: D. 1. Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application? was entered Yes. Unable to determine qualification without this information. |  |  |  |  |  | Reviewer Comment (2025-01-17): Received, Clearing.<br>Seller Comment (2025-01-17): Comment from XXXX (XXXX): updated 1003<br>Reviewer Comment (2025-01-16): A corrected 1003 that has change initialed and signed by the borrower is needed to resolve.<br>Seller Comment (2025-01-16): Comment from XXXX (XXXX): LOX & 1003 | 01/17/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NC | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000055818 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Based on the loan failing one or more guideline components, the loan is at ATR risk. |  |  |  | Reviewer Comment (2025-01-16): Received, Clearing. | 01/16/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NC | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000055479 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/15/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000055479 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is missing. |  |  |  | Reviewer Comment (2025-01-15): Accepted as is based on meeting three RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000059840 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The subject property is located in a FEMA disaster that does not have a declared end date. |  |  | Property not inspected post FEMA declared disaster, but property is not located near the declared disaster area. | Per client, marking level 3's as 2's for FEMA XXXX WILDFIRES (XXXX COUNTY).<br> The buyer is going to put the onus on their side to request a PDI prior to funding if they believe the loan to be within ~15 miles of the wildfire. | SitusAMC | Reviewer Comment (2025-01-21): Property inspected post disaster but pre-FEMA declaration of disaster end date.<br>Buyer Comment (2025-01-16): Comment from XXXX: Waived - Per client, marking level 3's as 2's for XXXX<br> The buyer is going to put the onus on their side to request a PDI prior to funding if they believe the loan to be within XXXX<br>Reviewer Comment (2025-01-16): Reopen.<br>Reviewer Comment (2025-01-16): Per client, marking level 3's as 2's for XXXX<br> The buyer is going to put the onus on their side to request a PDI prior to funding if they believe the loan to be within ~XXXX |  |  | 01/21/2025 | 2 | C | B C | C | B C | C | B |  | CA | Investment | Refinance - Cash-out - Other | D B C A | N/A | N/A | No |
| XXXXX | 4000059840 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Valuation is supported by an AVM with XXXX FSD Score |  |  |  | Reviewer Comment (2025-01-16): Accepted as is based on meeting three RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Investment | Refinance - Cash-out - Other | D B C A | N/A | N/A | No |
| XXXXX | 4000059840 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Need a new VOE/CPA letter (if SE) confirming the borrower(s) was not impacted by the wildfires. |  |  |  | Reviewer Comment (2025-03-12): Received, Clearing.<br>Seller Comment (2025-03-11): Comment from XXXX: Please see attached | 03/12/2025 |  |  | 1 |  | A |  | A |  | A |  | CA | Investment | Refinance - Cash-out - Other | D B C A | N/A | N/A | No |
| XXXXX | 4000059840 | XXXXX |  | XXXXX |  | Property | Valuation | General | Valuation | Valuation Product pending |  | XXXX / Post Disaster Inspection + XXXX - 5 Days |  |  |  | Reviewer Comment (2025-01-21): C<br>Reviewer Comment (2025-01-18): Valuation Received - XXXX | 01/21/2025 |  |  | 1 |  | A |  | A |  | A |  | CA | Investment | Refinance - Cash-out - Other | D B C A | N/A | N/A | No |
| XXXXX | 4000059840 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  | Property not inspected post FEMA declared disaster, but property is not located near the declared disaster area. | Per client, marking level 3's as 2's for FEMA XXXX WILDFIRES (XXXX COUNTY).<br> The buyer is going to put the onus on their side to request a PDI prior to funding if they believe the loan to be within ~15 miles of the wildfire. | SitusAMC | Reviewer Comment (2025-03-12): Property inspected post disaster but pre-FEMA declaration of disaster end date. |  |  | 03/12/2025 | 2 |  | B |  | B |  | B |  | CA | Investment | Refinance - Cash-out - Other | D B C A | N/A | N/A | No |
| XXXXX | 4000059806 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/16/2025 | 2 | A | A | A | A | A | A |  | IA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000059806 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-01-16): Accepted as is based on meeting three RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | IA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000057770 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/16/2025 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000057770 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No secondary valuation was provided. Sec ID: 56 | Note Date: ___; Lien Position: ___ | Secondary valuation is missing. |  |  |  | Reviewer Comment (2025-01-16): Accepted as is based on meeting three RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000058816 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: 325 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-01-16): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | A | N/A | N/A | N/A | A |  |  | CA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000058816 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/16/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000058834 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/16/2025 | 2 | A | A | A | A | A | A |  | MO | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000058834 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Valuation is supported by an AVM with XXXX FSD Score |  |  |  | Reviewer Comment (2025-01-16): Accepted as is based on meeting three RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | MO | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000061057 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2025-01-17): Accepted as is based on meeting three RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | NJ | Investment | Refinance - Cash-out - Other | D A C | N/A | N/A | No |
| XXXXX | 4000061057 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | The file is missing copy of Statement. |  |  |  | Reviewer Comment (2025-01-17): Cleared REO docs received<br>Seller Comment (2025-01-17): Comment from XXXX (XXXX): REO DOCS | 01/17/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NJ | Investment | Refinance - Cash-out - Other | D A C | N/A | N/A | No |
| XXXXX | 4000061057 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/17/2025 | 2 | A | A | A | A | A | A |  | NJ | Investment | Refinance - Cash-out - Other | D A C | N/A | N/A | No |
| XXXXX | 4000058149 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2025-01-17): Accepted as is based on meeting three RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | UT | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000058149 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/17/2025 | 2 | A | A | A | A | A | A |  | UT | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000058295 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. Sec ID: XXXX |  |  |  | Reviewer Comment (2025-01-21): Accepted as is based on meeting three RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | ID | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000058295 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/21/2025 | 2 | A | A | A | A | A | A |  | ID | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000058918 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/17/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000058918 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Valuation is supported by an AVM with XXXX FSD Score. |  |  |  | Reviewer Comment (2025-01-17): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000061931 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/24/2025 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000061931 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 122 | Note Date: ___; Lien Position: ___ | Secondary valuation from subject transaction is missing. |  |  |  | Reviewer Comment (2025-01-24): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000061931 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note - Senior Lien not provided |  | The mortgage statement reflecting payment of $XXXX was not provided for the first lien. |  |  |  | Reviewer Comment (2025-01-24): Received, Clearing.<br>Seller Comment (2025-01-24): Comment fromXXXX (XXXX): mortgage payment is XXXX | 01/24/2025 |  |  | 1 | D | A D | D | A D | D | A |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000061614 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal from prior transaction was in file. No secondary valuation was provided. Sec ID: 49 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-01-23): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | D | N/A | N/A | N/A D | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000061614 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/23/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000058378 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. Sec ID: 0376 |  |  |  | Reviewer Comment (2025-01-24): Accepted as is based on meeting three RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000058378 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The subject property is located in a FEMA disaster that does not have a declared end date. | Disaster Name: ___<br> Disaster Declaration Date: ___ | The subject property is located in a FEMA disaster that does not have a declared end date. | Property inspected post disaster but pre-FEMA declaration of disaster end date. | Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: XXXX | SitusAMC | Reviewer Comment (2025-01-24): Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: XXXX |  |  | 01/24/2025 | 2 | B | B | B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000058378 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/24/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000058378 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Please provide VOE/CPA letter (if SE) confirming the borrower(s) was not impacted by the wildfires. |  |  |  | Reviewer Comment (2025-01-28): Received, Clearing.<br>Seller Comment (2025-01-27): Comment from XXXX (XXXX): Please see attached VOE fro review. | 01/28/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000060883 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. |  |  |  | Reviewer Comment (2025-01-24): Accepted as is based on meeting three RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000061143 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal from prior transaction was in file. No secondary valuation was provided. Sec ID: 49 | Note Date: ___; Lien Position: ___ | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2025-01-28): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | D | N/A | N/A | N/A D | D |  |  | KY | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000061143 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | Loan designation failure due to ATR failure. This exception will be cleared once all ATR specific exceptions have been cured/cleared. |  |  |  | Reviewer Comment (2025-03-19): After further review, exception has been cleared. | 03/19/2025 |  |  | 1 | B | A C | B | A C | B | A |  | KY | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status D C | Non QM | Non QM | Yes |
| XXXXX | 4000061143 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - Schedule C Test | Ability-to-Repay (Dodd-Frank 2014): Unable to verify current Sole Proprietorship status using reasonably reliable third-party records. | Third party verification document not provided for the XXXXX XXXXX XXXXX of XXX, XXXX |  |  |  | Reviewer Comment (2025-03-19): After further review, exception has been cleared.<br>Seller Comment (2025-03-19): Comment from XXXX (XXXX): XXXX of Lane is not on the 1003 | 03/19/2025 |  |  | 1 | C | A C | C | A C | C | A |  | KY | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000061143 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Income and Assets - Schedule C | Ability to Repay (Dodd-Frank 2014): Unable to verify Sole Proprietorship income using reasonably reliable third-party records. | 1040 is not signed by the borrower. |  |  |  | Reviewer Comment (2025-03-19): After further review, exception has been cleared.<br>Seller Comment (2025-03-19): Comment from XXXX (XXXX): See page XXXX for form XXXX | 03/19/2025 |  |  | 1 | C | A C | C | A C | C | A |  | KY | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000061143 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | ATR failure due to insufficient income documentation. This exception will be cleared once all ATR specific exceptions have been cured/cleared. |  |  |  | Reviewer Comment (2025-03-19): After further review, exception has been cleared. | 03/19/2025 |  |  | 1 | A | A | A | A | A | A |  | KY | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000061143 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Closing Disclosure Timing without Waiver | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. | Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. |  |  |  | Reviewer Comment (2025-03-19): XXXX received disclosure tracking for the XXXX<br>Seller Comment (2025-03-19): Comment from XXXX (XXXX): The borrower received the ICD on XXXX<br>Reviewer Comment (2025-03-14): XXXX received XXXX CD without receipt. Please provide documentation of receipt if available. The mailbox rule is applied therefore receipt date is XXXX. Consummation date is XXXX. XXXXis day XXXX is day XXXX. Please provide documentation if the CD was received XXXX or earlier for review.<br>Buyer Comment (2025-03-13): Comment from XXXX (XXXX): Loan closed XXXX - ICD XXXX - Do not see issue with these dates | 03/19/2025 |  |  | 1 | C | A C | C | A C | C | A |  | KY | Primary | Refinance - Cash-out - Other | No Defined Cure A | Non QM | Non QM | No |
| XXXXX | 4000059500 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2025-01-28): Accepted as is based on meeting three RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000059500 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/28/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000061930 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2025-01-28): Accepted as is based on meeting three RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CO | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000061930 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/28/2025 | 2 | A | A | A | A | A | A |  | CO | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000061558 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-01-28): Accepted as is based on meeting two XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000062187 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2025-01-30): Received Fraud Report. Exception Cleared.<br>Seller Comment (2025-01-30): Comment from XXXX (XXXX): please see attached to clear condition. Thank you | 01/30/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000062187 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/29/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000062187 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: 325 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-01-29): Accepted as is. |  |  | 01/29/2025 | 2 | A | N/A | N/A | N/A | A |  |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000060881 | XXXXX |  | XXXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Verification of Non-US Citizen Status not provided |  | The file was missing a proof of Permanent Resident Card, Passport, Employment Authorization or VISA. |  |  |  | Reviewer Comment (2025-04-10): Received, cleared<br>Buyer Comment (2025-04-10): Comment from XXXX (XXXX): Borrower provided letter from employer to show request to extend borrowers status through XXXX , borrower provided status from the XXXX they are reviewing the petition. Borrower provided also the XXXX that is up for renewal, propr history is established<br>Reviewer Comment (2025-04-06): Received Form XXXX expired on XXXX . Please provide one of the following: XXXX (XXXX) issued by the XXXX (XXXX) or One of the following Visa Classifications: XXXX , XXXX , XXXX , XXXX , XXXX , XXXX , XXXX through XXXX , XXXX , XXXX , XXXX , XXXX , XXXX , XXXX (XXXX). or A valid passport, letter from employer/sponsor and an XXXX proving work authorization. Exception remains.<br>Seller Comment (2025-04-04): Comment from XXXX (XXXX): Visa docs<br>Reviewer Comment (2025-03-20): Per guidelines: A non-permanent resident is a non-U.S. citizen who lawfully enters the United States for<br> specific time-periods under the terms of a Visa. A non-permanent resident status may or may<br> not permit employment. There must be a two-year documented employment history in the U.S.<br> and no reason to believe employment will cease.<br> Verification of one of the following is required:<br> ● XXXX (XXXX) issued by the United States<br> XXXX (XXXX).<br> 6<br> ● One of the following Visa Classifications: XXXX , XXXX , XXXX , XXXX , XXXX , XXXX , XXXX through XXXX , XXXX , XXXX , XXXX , XXXX , XXXX , XXXX (XXXX).<br> ○ Expiring Visas: If the authorization for temporary residency status will expire<br> within one year and a prior history of residency status renewals exist,<br> continuation may be assumed. If there are no prior renewals, the likelihood of<br> renewal must be determined, based on information from XXXX.<br> ● A valid passport, letter from employer/sponsor and an I-94 proving work authorization<br>Seller Comment (2025-03-19): Comment from XXXX (XXXX): Please see attached | 04/10/2025 |  |  | 1 | C | A C | C | A C | C | A |  | PA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000060881 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Third Circuit) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  | Reviewer Comment (2025-01-29): Clearing | 01/29/2025 |  |  | 1 | C | A C | C | A C | C | A |  | PA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Non QM | Non QM | Yes |
| XXXXX | 4000060881 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-01-29): Accepted as is based on meeting three XXXX requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | PA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000052649 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The subject property is located in a FEMA disaster that does not have a declared end date. | Disaster Name: ___<br> Disaster Declaration Date: ___ | The subject property is located in a FEMA disaster that does not have a declared end date | Property inspected post disaster but pre-FEMA declaration of disaster end date. | Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: XXXX | SitusAMC | Reviewer Comment (2025-01-29): Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: XXXX |  |  | 01/29/2025 | 2 | B | B | B | B | B | B |  | CA | Investment | Refinance - Cash-out - Other | D B C A | N/A | Non QM | No |
| XXXXX | 4000052649 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. |  |  |  | Reviewer Comment (2025-01-29): Accepted as is based on meeting three XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Investment | Refinance - Cash-out - Other | D B C A | N/A | Non QM | No |
| XXXXX | 4000052649 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/29/2025 | 2 | A | A | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | D B C A | N/A | Non QM | No |
| XXXXX | 4000052649 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Please provide VOE/CPA letter (if SE) confirming the borrower(s) was not impacted by FEMA Disaster. |  |  |  | Reviewer Comment (2025-01-30): Received, Clearing.<br>Seller Comment (2025-01-29): Comment from XXXX (XXXX): Please see attached XXXX for the borrower, dated XXXX which is after the declared date of XXXX . Borrower is not self employed. | 01/30/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Investment | Refinance - Cash-out - Other | D B C A | N/A | Non QM | No |
| XXXXX | 4000063005 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/30/2025 | 2 | A | A | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000063005 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 122 |  | Secondary valuation is not required. |  |  |  | Reviewer Comment (2026-03-25): Clearing for updated.<br>Reviewer Comment (2026-03-25): .<br>Reviewer Comment (2025-01-30): Accepted as is based on meeting three XXXX requirements. | 03/25/2026 |  |  | 1 | D | A | N/A | A | D | A |  | NY | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000063005 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note - Senior Lien not provided |  |  |  |  |  | Reviewer Comment (2025-01-30): Received, Clearing.<br>Seller Comment (2025-01-30): Comment from XXXX (XXXX): mortgage stmt | 01/30/2025 |  |  | 1 | D | A D | D | A D | D | A |  | NY | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000063005 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: 128 |  |  |  |  |  | Reviewer Comment (2026-03-30): Received, Clearing. | 03/30/2026 |  |  | 1 |  | A |  | A |  | A |  | NY | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000063005 | XXXXX |  | XXXXX |  | Property | Valuation | General | Valuation | Valuation Product pending |  | XXXX / Collateral Desktop Analysis (CDA) - With MLS Sheets - 1 Day |  |  |  | Reviewer Comment (2026-03-30): Received, Clearing.<br>Reviewer Comment (2026-03-30): Valuation Received - XXXX | 03/30/2026 |  |  | 1 |  | A |  | A |  | A |  | NY | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000060569 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/30/2025 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000060569 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 122 |  | Secondary valuation is not required. |  |  |  | Reviewer Comment (2026-03-25): Clearing for updated.<br>Reviewer Comment (2026-03-25): .<br>Reviewer Comment (2025-01-30): Accepted as is based on meeting three XXXX requirements. | 03/25/2026 |  |  | 1 | D | A | N/A | A | D | A |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000060569 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: 128 |  |  |  |  |  | Reviewer Comment (2026-03-31): Received, Clearing. | 03/31/2026 |  |  | 1 |  | A |  | A |  | A |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000060569 | XXXXX |  | XXXXX |  | Property | Valuation | General | Valuation | Valuation Product pending |  | XXXX/ Collateral Desktop Analysis (CDA) - With MLS Sheets - 1 Day |  |  |  | Reviewer Comment (2026-03-31): Received, Clearing.<br>Reviewer Comment (2026-03-30): Valuation Received - XXXX | 03/31/2026 |  |  | 1 |  | A |  | A |  | A |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000049370 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/31/2025 | 2 | A | A | A | A | A | A |  | NM | Investment | Refinance - Cash-out - Other | A | N/A | N/A | No |
| XXXXX | 4000049370 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: 325 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien files as per guidelines. |  |  |  | Reviewer Comment (2025-01-31): Accepted as is based on meeting two XXXX requirements |  |  |  | 2 | A | N/A | N/A | N/A | A |  |  | NM | Investment | Refinance - Cash-out - Other | A | N/A | N/A | No |
| XXXXX | 4000063814 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/03/2025 | 2 | A | A | A | A | A | A |  | NY | Investment | Refinance - Cash-out - Other | D A C | N/A | N/A | No |
| XXXXX | 4000063814 | XXXXX |  | XXXXX |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  |  |  |  |  | Reviewer Comment (2025-02-04): Received, Clearing.<br>Seller Comment (2025-02-04): Comment from XXXX (XXXX): ECONSENT | 02/04/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NY | Investment | Refinance - Cash-out - Other | D A C | N/A | N/A | No |
| XXXXX | 4000063814 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ | Mortgage statement for the 2nd lien for XXXX, with a monthly payment of $XXXX was not provided. |  |  |  | Reviewer Comment (2025-02-04): Received, Clearing.<br>Seller Comment (2025-02-04): Comment from XXXX (XXXX): PAYMENT LETTER | 02/04/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NY | Investment | Refinance - Cash-out - Other | D A C | N/A | N/A | No |
| XXXXX | 4000063814 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 122 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-02-03): Accepted as is based on meeting three XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | NY | Investment | Refinance - Cash-out - Other | D A C | N/A | N/A | No |
| XXXXX | 4000062901 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 122 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-02-03): Accepted as is based on meeting three XXXX requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | NY | Investment | Refinance - Cash-out - Other | D A C | Non QM | N/A | No |
| XXXXX | 4000062901 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/03/2025 | 2 | A | A | A | A | A | A |  | NY | Investment | Refinance - Cash-out - Other | D A C | Non QM | N/A | No |
| XXXXX | 4000062901 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | The File was missing a copy of Mortgage Statement and Tax Verification. |  |  |  | Reviewer Comment (2025-02-05): Received Mortgage Statement and Tax Verification. Exception cleared.<br>Seller Comment (2025-02-04): Comment from XXXX (XXXX): see pages XXXX and XXXX | 02/05/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NY | Investment | Refinance - Cash-out - Other | D A C | Non QM | N/A | No |
| XXXXX | 4000062901 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | The File was missing a copy of Insurance Verification |  |  |  | Reviewer Comment (2025-02-05): Received Insurance Verification. Exception cleared.<br>Seller Comment (2025-02-04): Comment from XXXX (XXXX): included in mortgage payment | 02/05/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NY | Investment | Refinance - Cash-out - Other | D A C | Non QM | N/A | No |
| XXXXX | 4000062901 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | The File was missing a copy of Insurance Verification |  |  |  | Reviewer Comment (2025-02-05): Received Insurance Verification. Exception cleared.<br>Seller Comment (2025-02-04): Comment from XXXX (XXXX): Please see the attached Memo. | 02/05/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NY | Investment | Refinance - Cash-out - Other | D A C | Non QM | N/A | No |
| XXXXX | 4000058802 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ | The subject property is located in a FEMA disaster area. The appraisal was performed after the FEMA declaration start date but prior to the declared end date. Provide a post-disaster inspection dated after the declaration end date of XXXX | Property inspected post disaster but pre-FEMA declaration of disaster end date. | Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: XXXX | SitusAMC | Reviewer Comment (2025-01-31): Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: XXXX |  |  | 01/31/2025 | 2 | B | B | B | B | B | B |  | NC | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000058802 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  | Verified and updated as per Document. |  |  |  |  |  |  | 01/31/2025 | 2 | A | A | A | A | A | A |  | NC | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000058802 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal from prior transaction was in file. No secondary valuation was provided. Sec ID: 49 | Note Date: ___; Lien Position: ___ | The file is missing a copy of the secondary valuation required for securitization Purposes. |  |  |  | Reviewer Comment (2025-01-31): Accepted as is based on meeting three XXXX requirements. |  |  |  | 3 | D | N/A | N/A | N/A D | D |  |  | NC | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000060854 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-01-31): Accepted as is based on meeting three XXXX requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | NC | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000061613 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2025-01-31): Accepted as is based on meeting three XXXX requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | GA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000061613 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/31/2025 | 2 | A | A | A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000058575 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2025-01-31): Accepted as is based on meeting three XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000058575 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/31/2025 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000060577 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/31/2025 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000060577 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is missing. |  |  |  | Reviewer Comment (2025-01-31): Accepted as is based on meeting three XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | NJ | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000060577 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Security freeze - Credit reports may not contain a security freeze and should be resolved prior to an<br> underwriting decision. Unfrozen reports after the date of the original credit report require a new tri-merged<br> report. Equifax is frozen per XXXX report. |  |  |  | Reviewer Comment (2025-02-04): Clearing.<br>Buyer Comment (2025-02-03): Comment from XXXX (XXXX): XXXX allows one frozen bureau, the credit report is dated XXXX showing all XXXX bureaus, but the softpull dated XXXX shows XXXX as being frozen. The XXXX unfrozen bureaus on the softpull reflect the same accounts as the original credit report. Please clear condition. | 02/04/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NJ | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000064931 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/04/2025 | 2 | A | A | A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000064931 | XXXXX |  | XXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Combined loan to value discrepancy. | Calculated combined loan to value percentage of ___ exceeds Guideline combined loan to value percentage of ___. | CLTV of XXXX% exceeds tolerance of XXXX% due to reduction in LTV for declining market on the CDA. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-03-14): Client elects to waive with compensating factors<br>Reviewer Comment (2025-03-04): It's the CDA that reflects declining.<br>Seller Comment (2025-03-04): Comment from XXXX (XXXX): See attached. Appraiser commented market stable<br>Reviewer Comment (2025-02-04): Exception from the buyer of the loan is needed as the CDA says declining and guidelines don't specify if that is from appraisal or CDA.<br>Buyer Comment (2025-02-04): Comment from XXXX (XXXX): Hello - the CDA does not say its in decline, it says their automated valuation tool says its in decline. Neither human reviewer on the first appraisal or second appraisal said that. Please escalate to waive or clear. Thanks! |  |  | 03/14/2025 | 2 | C | B C | C | B C | C | B |  | AZ | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000059813 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State Defect | Illinois SB 1894 | IL Predatory Lending Database Program (SB 1894) - Certificate of Compliance or Exemption not attached to mortgage for recording. |  |  |  |  | Reviewer Comment (2025-02-05): Received, Clearing.<br>Seller Comment (2025-02-05): Comment from XXXX (XXXX): Please see attached that was recorded with the mortgage. | 02/05/2025 |  |  | 1 | C | A C | C | A C | C | A |  | IL | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000059813 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Hazard Insurance Policy expires within 90 days of the Note Date. | Hazard Insurance Policy Expiration Date ___, Note Date ___ |  |  |  |  | Reviewer Comment (2025-02-04): Accepted as is. |  |  | 02/04/2025 | 2 | B | B | B | B | B | B |  | IL | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000059813 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/04/2025 | 2 | A | A | A | A | A | A |  | IL | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000059813 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-02-04): Accepted as is based on meeting two XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | IL | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000059603 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | The file was missing a copy of Fraud Report. |  |  |  | Reviewer Comment (2025-02-05): Received, Clearing.<br>Seller Comment (2025-02-05): Comment from XXXX (XXXX): FRAUD REPORT | 02/05/2025 |  |  | 1 | C | A C | C | A C | C | A |  | MD | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000059603 | XXXXX |  | XXXXX |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | The file was missing a copy of E-Sign Consent Agreement. |  |  |  | Reviewer Comment (2025-02-04): Received, Clearing.<br>Seller Comment (2025-02-04): Comment from XXXX (XXXX): ECONSENT | 02/04/2025 |  |  | 1 | C | A C | C | A C | C | A |  | MD | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000059603 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-02-04): Accepted as is based on meeting three XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | MD | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000059603 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/04/2025 | 2 | A | A | A | A | A | A |  | MD | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000059603 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XXXX disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $XXXX is over disclosed by $XXXX compared to the calculated Amount Financed of $XXXX and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated XXXX | Insured closing letter in the amount of $XXXXwas not included in finance charges and amount financed at origination |  |  |  | Reviewer Comment (2025-03-10): XXXX received PCCD, LOE, Copy of Refund Check, Re-opening of Rescission and Proof of Receipt.<br>Seller Comment (2025-03-07): Comment from XXXX (XXXX): PROOF OF DELIVERY ATTACHED<br>Reviewer Comment (2025-03-05): XXXX received XXXX tracking. However, the tracking does not reflect the package has been picked up yet. Provide proof when package picked up by carrier to finalize cure.<br>Seller Comment (2025-03-04): Comment from XXXX (XXXX): SHIPPING LABEL<br>Reviewer Comment (2025-03-04): XXXX received copy of XXXX cure refund for total underdisclosure, as previously stated, missing proof of mailing to borrower to finalize.<br>Seller Comment (2025-03-03): Comment from XXXX (XXXX): REFUND CHECK FOR XXXX<br>Reviewer Comment (2025-02-18): XXXX received Corrected CD, LOE to borrower and proof of reopening of rescission. Missing copy of cure refund for total underdisclosure of XXXX and proof of mailing to finalize cure.<br>Seller Comment (2025-02-17): Comment from XXXX (XXXX): CD AND RIGHT TO CANCEL |  | 03/10/2025 |  | 2 | C | B C | C | B C | C | B |  | MD | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| XXXXX | 4000059603 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $XXXX is under disclosed by $XXXX compared to the calculated Finance Charge of $XXXX which exceeds the $XXXX threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XXXX | Insured closing letter in the amount of $XXXXwas not included in finance charges and amount financed at origination |  |  |  | Reviewer Comment (2025-03-10): XXXX received PCCD, LOE, Copy of Refund Check, Re-opening of Rescission and Proof of Receipt.<br>Seller Comment (2025-03-07): Comment from XXXX (XXXX): PROOF OF DELIVERY<br>Reviewer Comment (2025-03-05): XXXX received XXXX tracking. However, the tracking does not reflect the package has been picked up yet. Provide proof when package picked up by carrier to finalize cure.<br>Seller Comment (2025-03-04): Comment from XXXX (XXXX): SHIPPING LABEL<br>Reviewer Comment (2025-03-04): XXXX received copy of XXXX cure refund for total underdisclosure, as previously stated, missing proof of mailing to borrower to finalize.<br>Seller Comment (2025-03-03): Comment from XXXX (XXXX): XXXX CHECK REFUND<br>Reviewer Comment (2025-02-18): XXXX received Corrected CD, LOE to borrower and proof of reopening of rescission. Missing copy of cure refund for total underdisclosure of XXXX and proof of mailing to finalize cure.<br>Seller Comment (2025-02-17): Comment from XXXX (XXXX): CD AND RIGHT TO CANCEL |  | 03/10/2025 |  | 2 | C | B C | C | B C | C | B |  | MD | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| XXXXX | 4000060751 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $XXXX exceeds tolerance of $XXXX. Insufficient or no cure was provided to the borrower. | No cure or valid change of circumstance was provided. |  |  |  | Reviewer Comment (2025-03-24): XXXX received a valid COC for the fee increased.<br>Seller Comment (2025-03-21): Comment from XXXX (XXXX): Please escalate. The loan amount change is a valid COC withe our CFBP compliant automaic LE disclosure<br>Reviewer Comment (2025-03-19): XXXX received rebuttal, however we also require valid COC document for loan amount increase. Please provide COC document to re-evaluate the exception or cure is required. Cure documents consist of PCCD, LOE, proof of mailing & copy of refund check.<br>Buyer Comment (2025-03-18): Comment from XXXX (XXXX): The transfer taxes were increased due to to increase in loan amount. On ILE the loan amount was disclosed as XXXX and transfer taxes were disclosed as XXXX but then the loan amount was increased to XXXX on redisclosure-package-1 dated XXXX where transfer were disclosed as XXXX . That means no cure is applicable since Transfer taxes were increased due to change in loan amount<br>Reviewer Comment (2025-03-14): XXXX : the refund cure of XXXX (XXXX - XXXX) is required for the transfer taxes were exceeds tolerance limit. Cure consists of corrected CD, LOE to borrower, proof of mailing, and copy of refund check.<br>Buyer Comment (2025-03-13): Comment from XXXX (XXXX): What would be the cure amount? | 03/24/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NY | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| XXXXX | 4000060751 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Closing Disclosure Timing without Waiver | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. | Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. |  |  |  | Reviewer Comment (2025-03-14): XXXX received disclosure Tracking for CD dated XXXX received to consumer XXXX business days prior to the consummation.<br>Seller Comment (2025-03-13): Comment from XXXX (XXXX): Please see attached | 03/14/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NY | Primary | Refinance - Cash-out - Other | No Defined Cure A | Non QM | Non QM | No |
| XXXXX | 4000060751 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Heloc Second lien file . |  |  |  | Reviewer Comment (2025-02-05): Accepted as is based on meeting two XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | NY | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000064057 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal from prior transaction was in file. No secondary valuation was provided. Sec ID: 49 | Note Date: ___; Lien Position: ___ | Secondary valuation from subject transaction is missing. |  |  |  | Reviewer Comment (2025-02-05): Accepted as is based on meeting three XXXX requirements |  |  |  | 3 | D | N/A | N/A | N/A D | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000064057 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/05/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000062674 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/05/2025 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000062674 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No secondary valuation was provided. CU and LCA results are contradictory. Appraisal was provided. Sec ID: 133 |  |  |  |  |  | Reviewer Comment (2025-02-05): Accepted as is.<br>Seller Comment (2025-02-05): Comment from XXXX (XXXX): Please see the Note dated: XXXX .<br>Reviewer Comment (2025-02-05): re-opened<br>Reviewer Comment (2025-02-05): Accepted as is based on meeting three XXXX requirements |  |  | 02/05/2025 | 2 | A | N/A | N/A | N/A | A |  |  | FL | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000062674 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Rider - PUD not provided |  | The security agreement is missing the PUD rider. |  |  |  | Reviewer Comment (2025-03-13): Received Updated Security Instrument and PUD Rider. Exception cleared.<br>Seller Comment (2025-03-13): Comment from XXXX (XXXX): Corrected Mortgage with PUD Rider<br>Reviewer Comment (2025-03-13): The collateral review and our review are separate reviews. We need this for our review. If you have trouble uploading, reach out to XXXX.<br>Buyer Comment (2025-03-12): Comment from XXXX (XXXX): PUD Rider received, and unable to upload. Sending out via XXXX overnight | 03/13/2025 |  |  | 1 |  | A |  | A |  | A |  | FL | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000059599 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XXXX disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $XXXX is over disclosed by $XXXX compared to the calculated Amount Financed of $XXXX and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated XXXX). | Final Closing Disclosure provided on XXXX disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $XXXXis over disclosed by $XXXXcompared to the calculated Amount Financed of $XXXXand the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated 0XXXX |  |  |  | Reviewer Comment (2025-02-20): XXXX received Corrected CD and LOE to borrower revising underwriting fee to actual fee amount borrower paid at closing matching to final settlement statement.<br>Seller Comment (2025-02-19): Comment from XXXX (XXXX): See LOX and advise<br>Buyer Comment (2025-02-19): Comment from XXXX (XXXX): There was ZERO change in numbers. APR didn't even change. Why would we need to reopen rescission?<br>Reviewer Comment (2025-02-19): XXXX received PCCD, LOE and proof of mailing. However, this is a material exception on a rescindable transaction and requires reopening of rescission and proof of delivery of RTC to complete cure. Further, the RTC must show at least three or more business days, not including holidays, and sundays between receipt of RTC and expiration of RTC.<br>Seller Comment (2025-02-18): Comment from XXXX (XXXX): LOX, PCCD and shipping label<br>Reviewer Comment (2025-02-10): XXXX does not permit the application of the negative fee to the APR/Finance Charge as it is not specifically authorized. Cure requires redisclosure. Lender should redisclose the fee as lender paid on page two or we would accept the credit on page XXXX , LOE, re-opening of RTC, and proof of delivery.<br>Seller Comment (2025-02-07): Comment from XXXX (XXXX): the reason it shows a negative charge is because the borrower paid us XXXX as an application deposit. This application deposit is always applied against the UW fee. The total UW fee was XXXX but the borrower paid XXXX as an application deposit. <br>This is why it was disclosed as a negative closing cost to give the overage back to the borrower. We used the full amount of XXXX in our APR calculation - that is why the fee details shows the negative number because that is the overage that the borrower paid which is not considered in the APR.<br>See attached from AVP of Closing<br>Reviewer Comment (2025-02-06): The underwriting fee was reflected as a negative number and a positive number on page two of the CD. While the XXXX rules do not explicitly prohibit the use of negative fees, they instead instruct under which circumstances it would be appropriate to use a negative number.<br> For example:<br>•Total Closing Costs on Alternative cash to close table - XXXX : "Under the subheading "Final," the amount disclosed under paragraph XXXX of this section, disclosed as a negative number;"<br> •Total Payoffs and Payments on Alternative cash to close table - XXXX : "Under the subheading "Final," the total amount of payoffs and payments made to third parties disclosed pursuant to paragraph XXXX of this section, to the extent known, disclosed as a negative number; "<br> •Closing Costs Details - XXXX : "Negative prepaid interest. The prepaid interest amount is disclosed as a negative number if the calculation of prepaid interest results in a negative number."<br> •Closing Costs Total - XXXX : "The amount described in XXXX as a negative number, labeled "Lender Credits" and designated borrower-paid at closing, and if a refund is provided pursuant to XXXX , a statement that this amount includes a credit for an amount that exceeds the limitations on increases in closing costs under XXXX , and the amount of such credit under XXXX.<br>As a result, XXXX does not permit the application of the negative fee to the APR/Finance Charge as it is not specifically authorized. Cure requires redisclosure. Lender should redisclose the fee as lender paid on page two or we would accept the credit on page XXXX , LOE, re-opening of RTC, and proof of delivery.<br>Seller Comment (2025-02-05): Comment from XXXX (XXXX): Attached is our fee details sheet regarding what fees we included in the APR. Please send us what fees you are including in the APR so we can compare. | 02/20/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) | Non QM | Non QM | Yes |
| XXXXX | 4000059599 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $XXXX is under disclosed by $XXXX compared to the calculated Finance Charge of $XXXX which exceeds the $XXXX threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XXXX | Final Closing Disclosure provided on XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $XXXX is under disclosed by $XXXX compared to the calculated Finance Charge of $XXXX which exceeds the $XXXX threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XXXX |  |  |  | Reviewer Comment (2025-02-20): XXXX received Corrected CD and LOE to borrower revising underwriting fee to actual fee amount borrower paid at closing matching to final settlement statement.<br>Seller Comment (2025-02-19): Comment from XXXX (XXXX): Please see the LOX and advise<br>Buyer Comment (2025-02-19): Comment from XXXX (XXXX): There was ZERO change in numbers. APR didn't even change. Why would we need to reopen rescission?<br>Reviewer Comment (2025-02-19): XXXX received PCCD and LOE. However, this is a material exception on a rescindable transaction and requires reopening of rescission and proof of delivery of RTC to complete cure. Further, the RTC must show at least three or more business days, not including holidays, and sundays between receipt of RTC and expiration of RTC.<br>Seller Comment (2025-02-18): Comment from XXXX (XXXX): LOX, PCCD and shipping label<br>Reviewer Comment (2025-02-10): XXXX does not permit the application of the negative fee to the APR/Finance Charge as it is not specifically authorized. Cure requires redisclosure. Lender should redisclose the fee as lender paid on page two or we would accept the credit on page XXXX , LOE, re-opening of RTC, and proof of delivery.<br>Seller Comment (2025-02-07): Comment from XXXX (XXXX): the reason it shows a negative charge is because the borrower paid us XXXX as an application deposit. This application deposit is always applied against the UW fee. The total UW fee was XXXX but the borrower paid XXXX as an application deposit. <br>This is why it was disclosed as a negative closing cost to give the overage back to the borrower. We used the full amount of XXXX in our APR calculation - that is why the fee details shows the negative number because that is the overage that the borrower paid which is not considered in the APR.<br>See attached from AVP of Closing<br>Reviewer Comment (2025-02-06): The underwriting fee was reflected as a negative number and a positive number on page two of the CD. While the XXXX rules do not explicitly prohibit the use of negative fees, they instead instruct under which circumstances it would be appropriate to use a negative number. For example: •Total Closing Costs on Alternative cash to close table - XXXX : "Under the subheading "Final," the amount disclosed under paragraph (h)(1) of this section, disclosed as a negative number;" •Total Payoffs and Payments on Alternative cash to close table - XXXX : "Under the subheading "Final," the total amount of payoffs and payments made to third parties disclosed pursuant to paragraph (t)(5)(vii)(B) of this section, to the extent known, disclosed as a negative number; " •Closing Costs Details - XXXX : "Negative prepaid interest. The prepaid interest amount is disclosed as a negative number if the calculation of prepaid interest results in a negative number." •Closing Costs Total - XXXX : "The amount described in XXXX as a negative number, labeled "Lender Credits" and designated borrower-paid at closing, and if a refund is provided pursuant toXXXX , a statement that this amount includes a credit for an amount that exceeds the limitations on increases in closing costs under XXXX , and the amount of such credit under XXXX . As a result, XXXX does not permit the application of the negative fee to the APR/Finance Charge as it is not specifically authorized. Cure requires redisclosure. Lender should redisclose the fee as lender paid on page two or we would accept the credit on page 3, LOE, re-opening of RTC, and proof of delivery.<br>Seller Comment (2025-02-05): Comment from XXXX (XXXX): Attached is our fee details sheet regarding what fees we included in the APR. Please send us what fees they are including in the APR so we can compare. | 02/20/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) | Non QM | Non QM | Yes |
| XXXXX | 4000059599 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used. | Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used. |  |  |  | Reviewer Comment (2025-02-05): Received, Clearing.<br>Seller Comment (2025-02-05): Comment from XXXX (XXXX): For this item - we paid off a XXXX (payoff attached), so the H9 notice is correct. Please see the attached payoff | 02/05/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Non QM | Non QM | Yes |
| XXXXX | 4000059599 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-02-05): Accepted as is based on meeting XXXX XXXX requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000059599 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/05/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000061337 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-02-05): Accepted as is based on meeting two XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | AZ | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000061337 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/05/2025 | 2 | A | A | A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000061337 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. | Per title search, same lender. |  |  |  | Reviewer Comment (2025-02-05): Accepted as is. |  |  | 02/05/2025 | 2 | B | B | B | B | B | B |  | AZ | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | Non QM | Non QM | Yes |
| XXXXX | 4000062554 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Massachusetts Mortgage Lender and Broker Regulation (Ability to Repay not Verified) | Massachusetts Mortgage Lender and Broker Regulation: File does not contain evidence that analysis of borrower's ability to repay was performed based on verified income, obligations, assets, and/or employment using PITI payment based on fully indexed rate and fully amortizing payment, if applicable | File does not contain evidence that analysis of borrower's ability to repay was performed based on verified income, obligations, assets, and/or employment using PITI payment based on fully indexed rate and fully amortizing payment, if applicable - Missing the approval or 1008 |  |  |  | Reviewer Comment (2025-02-06): Accepted as is. |  |  | 02/06/2025 | 2 | B | B | B | B | B | B |  | MA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000062554 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  | Approval or 1008 missing from the file |  |  |  | Reviewer Comment (2025-02-20): Received 1008. Exception cleared.<br>Seller Comment (2025-02-20): Comment from XXXX (XXXX): 1008 | 02/20/2025 |  |  | 1 | C | A C | C | A C | C | A |  | MA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000062554 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: 325 | Note Date: ___; Lien Position: ___ | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2025-02-06): Accepted as is. |  |  | 02/06/2025 | 2 | A | N/A | N/A | N/A | A |  |  | MA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000062554 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | XXXX Hazard insurance document is missing. |  |  |  | Reviewer Comment (2025-02-20): Received Insurance Document for XXXX . Exception cleared.<br>Seller Comment (2025-02-20): Comment from XXXX (XXXX): XXXX ins pol | 02/20/2025 |  |  | 1 | C | A C | C | A C | C | A |  | MA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000062554 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/06/2025 | 2 | A | A | A | A | A | A |  | MA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000064108 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of XXXX % or Final Disclosure APR of XXXX% is equal to or greater than the threshold of APOR XXXX% + XXXX%, or XXXX%. Non-Compliant Higher Priced Mortgage Loan. | APR on subject loan of XXXX% or Final Disclosure APR of XXXX% is equal to or greater than the threshold of APOR 7.07% + 3.5%, or 10.57000%. Non-Compliant Higher Priced Mortgage Loan. |  |  |  | Reviewer Comment (2025-02-10): Receipt doc provided. Cleared. | 02/10/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NY | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| XXXXX | 4000064108 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-02-10): Receipt doc provided. Cleared.<br>Seller Comment (2025-02-10): Comment from XXXX (XXXX): proof of receipt<br>Reviewer Comment (2025-02-07): As stated prior mail box rule applies when no confirmation of receipt has been received which puts delivery at XXXX . Exception remains.<br>Seller Comment (2025-02-07): Comment from XXXX (XXXX): Please see the attached Memo.<br>Reviewer Comment (2025-02-07): Doc provides it was delivered XXXX with no confirmation of receipt mail box rule applies which puts delivery XXXX which is not XXXX business days prior to consummation.<br>Seller Comment (2025-02-07): Comment from XXXX (XXXX): appraisal delivery | 02/10/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NY | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| XXXXX | 4000064108 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) New York Subprime Loan (Counseling Disclosure Not Provided) | XXXX Subprime Loan: Counseling Disclosure not provided to borrower. | Counseling Disclosure not provided to borrower. |  |  |  | Reviewer Comment (2025-02-06): Accepted as is. |  |  | 02/06/2025 | 2 | B | B | B | B | B | B |  | NY | Primary | Refinance - Cash-out - Other | No obvious cure D B A C | Non QM | Non QM | No |
| XXXXX | 4000064108 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) New York Subprime Loan (Subprime Legend Not on Mortgage) | XXXX Subprime Loan: Mortgage does not contain a legend stating that the subprime loan is subject to Section 6-m of the Banking Law. | Mortgage does not contain a legend stating that the subprime loan is subject to Section 6-m of the Banking Law. |  |  |  | Reviewer Comment (2025-02-06): Accepted as is. |  |  | 02/06/2025 | 2 | B | B | B | B | B | B |  | NY | Primary | Refinance - Cash-out - Other | Provide the following: Letter of Explanation, corrected Mortgage (with required Legend) signed by consumers, and proof of re-recording. D B A C | Non QM | Non QM | Yes |
| XXXXX | 4000064108 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Provision) New York Subprime Loan (Escrow Not Established) | XXXX Subprime Loan: Mandatory escrow account not established for the collection of property taxes and insurance. (Note: Does not apply to a subordinate lien when the taxes and insurance are escrowed through another home loan. It also does not apply if the borrower can demonstrate a record of 12 months of timely payments of taxes and insurance on a previous home loan.) | Mandatory escrow account not established for the collection of property taxes and insurance. (Note: Does not apply to a subordinate lien when the taxes and insurance are escrowed through another home loan. It also does not apply if the borrower can demonstrate a record of 12 months of timely payments of taxes and insurance on a previous home loan.) |  |  |  | Reviewer Comment (2025-02-06): Accepted as is. |  |  | 02/06/2025 | 2 | B | B | B | B | B | B |  | NY | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| XXXXX | 4000064108 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State HPML | New York Subprime Home Loan Threshold Fixed Non-Compliant | XXXX Subprime Loan: APR on subject loan of XXXX% or Final Disclosure APR of XXXX% is in excess of allowable threshold of Prime Mortgage Market Rate XXXX+ XXXX%, or XXXX%. Non-Compliant SubPrime Loan. | APR on subject loan of XXXX% or Final Disclosure APR of XXXX% is in excess of allowable threshold of Prime Mortgage Market Rate XXXX+ XXXX%, or XXXX%. Non-Compliant SubPrime Loan. |  |  |  | Reviewer Comment (2025-02-06): Accepted as is. |  |  | 02/06/2025 | 2 | B | B | B | B | B | B |  | NY | Primary | Refinance - Cash-out - Other | No obvious cure. Cure provision under NY Subprime 6-m(7) appears to be limited to making a non-compliant NY Subprime loan into a compliant NY subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of NY Subprime status. D B | Non QM | Non QM | No |
| XXXXX | 4000064108 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/06/2025 | 2 | A | A | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| XXXXX | 4000064108 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 122 |  |  |  |  |  | Reviewer Comment (2026-03-25): Clearing for updated.<br>Reviewer Comment (2026-03-25): .<br>Reviewer Comment (2025-02-12): Accepted as is based on meeting three XXXX requirements. | 03/25/2026 |  |  | 1 | D | A | N/A | A | D | A |  | NY | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| XXXXX | 4000064108 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note - Senior Lien not provided |  | The mortgage statement was not provided for the first lien to determine the exact payment. |  |  |  | Reviewer Comment (2025-02-07): Received, Clearing.<br>Seller Comment (2025-02-07): Comment from XXXX (XXXX): mortgage stmt | 02/07/2025 |  |  | 1 | D | A D | D | A D | D | A |  | NY | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| XXXXX | 4000064108 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | Due to the DTI being over XXXX%. |  |  |  | Reviewer Comment (2025-02-11): Received, Clearing.<br>Seller Comment (2025-02-11): Comment from XXXX (XXXX): Please see the attached Memo. | 02/11/2025 |  |  | 1 | B | A C | B | A C | B | A |  | NY | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM Loan Designation B C | Non QM | Non QM | Yes |
| XXXXX | 4000064108 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM DTIs match and both moderately exceed Guidelines | Ability to Repay (Dodd-Frank 2014): The DTI calculated in accordance with the Lenders Guidelines and XXXX(c)(5) of XXXX% moderately exceeds the guideline maximum of XXXX%. (DTI Exception is eligible to be regraded with compensating factors.) | Due to the DTI being over XXXX%. |  |  |  | Reviewer Comment (2025-02-11): Received, Clearing.<br>Seller Comment (2025-02-11): Comment from XXXX (XXXX): Please see the attached Memo. | 02/11/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NY | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| XXXXX | 4000064108 | XXXXX |  | XXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | Debts were excluded by the lender, showing paid off on the initial closing disclosure, but not on the final. |  |  |  | Reviewer Comment (2025-02-11): Received, Clearing.<br>Seller Comment (2025-02-11): Comment from XXXX (XXXX): Please see the attached Memo. | 02/11/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NY | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| XXXXX | 4000064108 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Waterfall due to DTI over XXXX%. |  |  |  | Reviewer Comment (2025-02-11): Received, Clearing.<br>Seller Comment (2025-02-11): Comment from XXXX (XXXX): Please see the attached Memo. | 02/11/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NY | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| XXXXX | 4000064108 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: 128 |  |  |  |  |  | Reviewer Comment (2026-03-30): Received, Clearing. | 03/30/2026 |  |  | 1 |  | A |  | A |  | A |  | NY | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| XXXXX | 4000064108 | XXXXX |  | XXXXX |  | Property | Valuation | General | Valuation | Valuation Product pending |  | XXXX / Collateral Desktop Analysis (CDA) - With MLS Sheets - 1 Day |  |  |  | Reviewer Comment (2026-03-30): Received, Clearing.<br>Reviewer Comment (2026-03-30): Valuation Received - XXXX | 03/30/2026 |  |  | 1 |  | A |  | A |  | A |  | NY | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| XXXXX | 4000064108 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. A secondary AVM was provided with FSD > 0.20, and its value supports the "Use for LTV" value. Sec ID: 373 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-03-30): Accepted as is. |  |  | 03/30/2026 | 2 |  | B A |  | A |  | A |  | NY | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| XXXXX | 4000061961 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2025-02-06): Accepted as is based on meeting three XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | LA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000061961 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/06/2025 | 2 | A | A | A | A | A | A |  | LA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000062936 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2025-02-06): Accepted as is based on meeting two XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | IL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000062936 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/06/2025 | 2 | A | A | A | A | A | A |  | IL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000061547 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2025-02-06): Accepted as is based on meeting two XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000061547 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/06/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000061547 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The subject property is located in a FEMA disaster that does not have a declared end date. | Disaster Name: ___<br> Disaster Declaration Date: ___ |  | Property inspected post disaster but pre-FEMA declaration of disaster end date. | Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: XXXX. | SitusAMC | Reviewer Comment (2025-02-06): Property inspected post disaster but pre-XXXX declaration of disaster end date. |  |  | 02/06/2025 | 2 | B | B | B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000061547 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | A new VOE/CPA letter (if SE) confirming the borrower was not impacted by the wildfires. |  |  |  | Reviewer Comment (2025-02-07): Received, Clearing.<br>Seller Comment (2025-02-06): Comment from XXXX (XXXX): VVOE attached.<br>Reviewer Comment (2025-02-06): Please provided the XXXX verification that was mentioned as we cannot find it in the file.<br>Buyer Comment (2025-02-06): Comment from XXXX (XXXX): Borrower is not self-employed, verbal verification was verified Active on XXXX | 02/07/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000058514 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. |  |  |  | Reviewer Comment (2025-02-07): Accepted as is based on meeting three XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | FL | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000058514 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | The file is missing a copy of the Insurance Verification. |  |  |  | Reviewer Comment (2025-02-12): Received Insurance Verification.Exception cleared.<br>Seller Comment (2025-02-12): Comment from XXXX (XXXX): Property is free & clear and borrower does not carry insurance on it. | 02/12/2025 |  |  | 1 | C | A C | C | A C | C | A |  | FL | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000058514 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/07/2025 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000061605 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-02-07): Accepted as is based on meeting three XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | MO | Investment | Refinance - Cash-out - Other | D A | Non QM | N/A | No |
| XXXXX | 4000063236 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary Valuation is not required per Guidelines. |  |  |  | Reviewer Comment (2025-02-10): Accepted as is based on meeting two XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | NY | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000063236 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/10/2025 | 2 | A | A | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000063066 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal from prior transaction was in file. No secondary valuation was provided. Sec ID: 49 | Note Date: ___; Lien Position: ___ | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2025-02-11): Accepted as is based on meeting three XXXX requirements. |  |  |  | 3 | D | N/A | N/A | N/A D | D |  |  | NY | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000063066 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/11/2025 | 2 | A | A | A | A | A | A |  | NY | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000062816 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/11/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000062816 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2025-02-11): Accepted as is based on meeting three XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000064042 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/11/2025 | 2 | A | A | A | A | A | A |  | OH | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000064042 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2025-02-11): Accepted as is based on meeting three XXXX requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | OH | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000063320 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. Sec ID:XXXX |  |  |  | Reviewer Comment (2025-02-11): Accepted as is based on meeting three XXXX requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | MN | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000063320 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/11/2025 | 2 | A | A | A | A | A | A |  | MN | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000063320 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Minnesota Tangible Net Benefit Disclosure | XXXX Residential Mortgage Originator and Servicer Licensing Act: Tangible Net Benefit Disclosure not provided to the Borrower. | Tangible Net Benefit Disclosure missing in file. |  |  |  | Reviewer Comment (2025-02-11): Accepted as is per client. |  |  | 02/11/2025 | 2 | B | B | B | B | B | B |  | MN | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000063610 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-02-11): Accepted as is based on meeting three XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000063610 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/11/2025 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000063359 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/12/2025 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000063359 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required. |  |  |  | Reviewer Comment (2025-02-12): Accepted as is based on meeting three XXXX requirements |  |  |  | 3 | D | N/A | N/A | N/A | D |  |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000063030 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 122 |  | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing |  |  |  | Reviewer Comment (2026-03-25): Clearing for updated.<br>Reviewer Comment (2026-03-25): .<br>Reviewer Comment (2025-02-13): Accepted as is based on meeting two XXXX requirements | 03/25/2026 |  |  | 1 | D | A | N/A | A | D | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000063030 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/13/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000063030 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: 128 |  |  |  |  |  | Reviewer Comment (2026-03-30): Received, Clearing. | 03/30/2026 |  |  | 1 |  | A |  | A |  | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000063030 | XXXXX |  | XXXXX |  | Property | Valuation | General | Valuation | Valuation Product pending |  | XXXX / Collateral Desktop Analysis (CDA) - With MLS Sheets - 1 Day |  |  |  | Reviewer Comment (2026-03-30): Received, Clearing.<br>Reviewer Comment (2026-03-30): Valuation Received - XXXX | 03/30/2026 |  |  | 1 |  | A |  | A |  | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000063659 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien files as per guidelines. |  |  |  | Reviewer Comment (2025-02-13): Accepted as is based on meeting two XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | SC | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000063659 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/13/2025 | 2 | A | A | A | A | A | A |  | SC | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000063659 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided |  | Hazard Insurance policy document is missing from file. |  |  |  | Reviewer Comment (2025-02-13): Cleared- hazard policy provided<br>Seller Comment (2025-02-13): Comment from XXXX (XXXX): Please see attached. | 02/13/2025 |  |  | 1 | C | A C | C | A C | C | A |  | SC | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000063659 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Documentation | Insurance | Hazard Insurance Error: Subject hazard insurance premium is missing from evidence of insurance. |  | Hazard insurance policy document is missing from file no supporting documents in file for premium. |  |  |  | Reviewer Comment (2025-02-13): Cleared- hazard policy provided.<br>Seller Comment (2025-02-13): Comment from XXXX (XXXX): Please see attached. | 02/13/2025 |  |  | 1 | C | A C | C | A C | C | A |  | SC | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000063227 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/13/2025 | 2 | A | A | A | A | A | A |  | VA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000064340 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/13/2025 | 2 | A | A | A | A | A | A |  | WA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000064340 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien files as per guidelines. |  |  |  | Reviewer Comment (2025-02-13): Accepted as is based on meeting two XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | WA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000062286 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/14/2025 | 2 | A | A | A | A | A | A |  | OR | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000062286 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is missing. |  |  |  | Reviewer Comment (2025-02-14): Accepted as is based on meeting three XXXX requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | OR | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000058800 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: 325 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-02-13): Accepted as is based on meeting three XXXX requirements. |  |  |  | 2 | A | N/A | N/A | N/A | A |  |  | PA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000058800 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/13/2025 | 2 | A | A | A | A | A | A |  | PA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000064301 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/13/2025 | 2 | A | A | A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000064301 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-02-13): Accepted as is based on meeting three XXXX requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | AZ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000064003 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/14/2025 | 2 | A | A | A | A | A | A |  | KY | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000064003 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No secondary valuation was provided. Sec ID: 56 | Note Date: ___; Lien Position: ___ | Secondary valuation is missing |  |  |  | Reviewer Comment (2025-02-14): Accepted as is based on meeting two XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | KY | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000062846 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/14/2025 | 2 | A | A | A | A | A | A |  | OR | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000062846 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: 325 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation provided. |  |  |  | Reviewer Comment (2025-02-14): Client elects to waive |  |  | 02/14/2025 | 2 | A | N/A | N/A | N/A | A |  |  | OR | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000062814 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/18/2025 | 2 | A | A | A | A | A | A |  | UT | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000062814 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-02-18): Accepted as is based on meeting two XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | UT | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000064287 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is missing |  |  |  | Reviewer Comment (2025-02-18): Accepted as is based on meeting three XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | TN | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000064287 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/18/2025 | 2 | A | A | A | A | A | A |  | TN | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000064287 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | The file was missing a copy of Insurance Verification |  |  |  | Reviewer Comment (2025-02-18): Documentation provided. Cleared.<br>Buyer Comment (2025-02-18): Comment from XXXX (XXXX): LOE from the borrower was provided in the closed loan package, page XXXX . Per the borrower, There are no mortgages or insurance dues on this property. This is land that I own. <br> Property profile also followed the the letter. | 02/18/2025 |  |  | 1 | C | A C | C | A C | C | A |  | TN | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000062251 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2025-02-18): Accepted as is based on meeting three XXXX requirements. |  |  |  | 3 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Rate/Term | D A | Non QM | Non QM | No |
| XXXXX | 4000062251 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/18/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Rate/Term | D A | Non QM | Non QM | No |
| XXXXX | 4000064570 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  | checked and verified |  |  |  |  |  |  | 02/18/2025 | 2 | A | A | A | A | A | A |  | IL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000064570 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Valuation is supported by an AVM with XXXX FSD Score. |  |  |  | Reviewer Comment (2025-02-18): Accepted as is based on meeting three XXXX requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | IL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000064958 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The subject property is located in a FEMA disaster that does not have a declared end date. |  |  | Property inspected post disaster but pre-FEMA declaration of disaster end date. | Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: XXXX | SitusAMC | Reviewer Comment (2025-02-18): Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: XXXX |  |  | 02/18/2025 | 2 | B | B | B | B | B | B |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000064958 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/18/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000064958 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No secondary valuation was provided. CU and LCA results are contradictory. Appraisal was provided. Sec ID: 133 |  | Secondary valuation is not required. |  |  |  | Reviewer Comment (2025-02-18): Accepted as is based on meeting three XXXX requirements. |  |  |  | 2 | A | N/A | N/A | N/A | A |  |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000064958 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | Missing Third Party Verification for Employment |  |  |  | Reviewer Comment (2025-03-13): Received, Clearing.<br>Reviewer Comment (2025-03-10): Unable to verify current Wages/W-2 employment status using reasonably reliable third-party records. This is a requirement of ATR so without this income doesn't meet ATR.<br>Seller Comment (2025-03-07): Comment from XXXX (XXXX): XXXX processor cert<br>Reviewer Comment (2025-03-03): Missing the VVOE for XXXX employment<br>Seller Comment (2025-03-03): Comment from XXXX (XXXX): push back we have work voe and 3rd party<br>Reviewer Comment (2025-02-26): The borrower is getting a W-2 and paystubs. Based on ATR VVOE would be required.<br>Seller Comment (2025-02-25): Comment from XXXX (XXXX): push back see email from processing mgr<br>Reviewer Comment (2025-02-24): VVOE not provided for the employer XXXX<br>Seller Comment (2025-02-24): Comment from XXXX (XXXX): voe aerospace | 03/13/2025 |  |  | 1 | B | A C | B | A C | B | A |  | CA | Primary | Refinance - Rate/Term | Lender to provide updated ATR/QM status C B | Non QM | Non QM | Yes |
| XXXXX | 4000064958 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - W-2 | Ability to Repay (Dodd-Frank 2014): Unable to verify current Wages/W-2 employment status using reasonably reliable third-party records. | VVOE not provided for the employer IHSS |  |  |  | Reviewer Comment (2025-03-12): Cleared- VVOE provided from XXXX<br>Seller Comment (2025-03-12): Comment from XXXX (XXXX): XXXX information<br>Reviewer Comment (2025-03-10): Unable to verify current Wages/W-2 employment status using reasonably reliable third-party records. This is a requirement of ATR so without this income doesn't meet ATR.<br>Seller Comment (2025-03-07): Comment from XXXX (XXXX): third party verif<br>Reviewer Comment (2025-02-26): The borrower is getting a W-2 and paystubs. Based on ATR VVOE would be required.<br>Seller Comment (2025-02-25): Comment from XXXX (XXXX): pushback see from proc mgr | 03/12/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000064958 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | VVOE not provided for the employer IHSS |  |  |  | Reviewer Comment (2025-03-13): Received, Clearing. | 03/13/2025 |  |  | 1 | A | A | A | A | A | A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000064958 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is required and was not found in file. |  |  |  |  |  | Reviewer Comment (2025-03-12): Cleared received VVOE from XXXX | 03/12/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000064958 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  |  |  |  |  | Reviewer Comment (2025-03-12): Cleared received VVOE from XXXX | 03/12/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000064958 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  | Property inspected post disaster but pre-FEMA declaration of disaster end date. | Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: XXXX | SitusAMC | Reviewer Comment (2025-03-13): Property inspected post disaster but pre-FEMA declaration of disaster end date. |  |  | 03/13/2025 | 2 |  | B |  | B |  | B |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000064510 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No secondary valuation was provided. CU and LCA results are contradictory. Appraisal was provided. Sec ID: 133 | Note Date: ___; Lien Position: ___ | Missing secondary valuation. |  |  |  | Reviewer Comment (2025-02-19): Accepted as is. |  |  | 02/19/2025 | 2 | A | N/A | N/A | N/A | A |  |  | NV | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000064510 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/19/2025 | 2 | A | A | A | A | A | A |  | NV | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000064412 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Hazard Insurance Policy expires within 90 days of the Note Date. | Hazard Insurance Policy Expiration Date ___, Note Date ___ | Hazard Insurance Policy expires within XXXX days of the Note Date |  |  |  | Reviewer Comment (2025-02-20): Accepted as is. |  |  | 02/20/2025 | 2 | B | B | B | B | B | B |  | FL | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000064412 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/20/2025 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000064412 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. |  |  |  | Reviewer Comment (2025-02-20): Accepted as is based on meeting three XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | FL | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000063994 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/20/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000063994 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Valuation is supported by an AVM with XXXXFSD Score |  |  |  | Reviewer Comment (2025-02-20): Accepted as is based on meeting three XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000063696 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/20/2025 | 2 | A | A | A | A | A | A |  | PA | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000063696 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Valuation is supported by an AVM with XXXX FSD Score. |  |  |  | Reviewer Comment (2025-02-20): Accepted as is based on meeting three XXXX requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | PA | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000064622 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-02-20): Accepted as is based on meeting three XXXX requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | ID | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000064622 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/20/2025 | 2 | A | A | A | A | A | A |  | ID | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000064622 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. | The Notice of Right to Cancel documents provided are G-5 forms which are not the correct forms for the subject loan type. |  |  |  | Reviewer Comment (2025-02-21): Received, Clearing.<br>Seller Comment (2025-02-21): Comment from XXXX (XXXX): Please see attached, RTC. | 02/21/2025 |  |  | 1 | C | A C | C | A C | C | A |  | ID | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Non QM | Non QM | Yes |
| XXXXX | 4000065155 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/21/2025 | 2 | A | A | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000065155 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: 325 | Note Date: ___; Lien Position: ___ | Secondary Valuation is not required per Guidelines. |  |  |  | Reviewer Comment (2025-02-21): Accepted as is based on meeting three XXXX requirements. |  |  |  | 2 | A | N/A | N/A | N/A | A |  |  | NY | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000064634 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/21/2025 | 2 | A | A | A | A | A | A |  | WA | Investment | Refinance - Cash-out - Other | C B A | Non QM | N/A | No |
| XXXXX | 4000064634 | XXXXX |  | XXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Combined loan to value discrepancy. | Calculated combined loan to value percentage of ___ exceeds Guideline combined loan to value percentage of ___. | Calculated combined loan to value percentage of XXXX% exceeds Guideline combined loan to value percentage of XXXX%. | Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years. |  | SitusAMC<br>SitusAMC | Reviewer Comment (2025-03-05): Client elected to waive/regrade<br>Reviewer Comment (2025-03-05): Accepted as is per client. |  |  | 03/05/2025 | 2 | C | B C | C | B C | C | B |  | WA | Investment | Refinance - Cash-out - Other | C B A | Non QM | N/A | No |
| XXXXX | 4000064634 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Disclosed Note P&I payment does not equal calculated P&I payment. Note P&I of $XXXX does not match calculated P&I of $XXXX. |  |  |  | Reviewer Comment (2025-03-06): Simple Interest Applied per Rider. Cleared. | 03/06/2025 |  |  | 1 |  | A |  | A |  | A |  | WA | Investment | Refinance - Cash-out - Other | C B A | Non QM | N/A | No |
| XXXXX | 4000065145 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/21/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000065145 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is missing. |  |  |  | Reviewer Comment (2025-02-21): Accepted as is based on meeting two XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000064365 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file is missing a copy of the secondary valuation required for securitization Purposes. |  |  |  | Reviewer Comment (2025-02-24): Accepted as is based on meeting two XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | AZ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000064365 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/24/2025 | 2 | A | A | A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000065111 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/25/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000065111 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-02-25): Accepted as is based on meeting three XXXX requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000063484 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-02-27): Accepted as is based on meeting three XXXX requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | SD | Primary | Refinance - Rate/Term | D A | Non QM | Non QM | No |
| XXXXX | 4000063484 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/27/2025 | 2 | A | A | A | A | A | A |  | SD | Primary | Refinance - Rate/Term | D A | Non QM | Non QM | No |
| XXXXX | 4000065298 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-02-27): Accepted as is based on meeting two XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | MA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000065298 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/27/2025 | 2 | A | A | A | A | A | A |  | MA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000065570 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. Sec ID: XXXX |  |  |  | Reviewer Comment (2025-02-27): Accepted as is based on meeting three XXXX requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | GA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000065570 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/27/2025 | 2 | A | A | A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000065570 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Incomplete | TILA-RESPA Integrated Disclosure: Incomplete Closing Disclosure was not signed by borrower and can be excluded from testing if it was never provided to the borrower. In order to exclude Incomplete Closing Disclosure from testing, please provide attestation from lender referencing the specific Closing Disclosure that was not provided to the borrower. | Provided Final closing disclosure partially illegible. |  |  |  | Reviewer Comment (2025-03-03): Received complete final CD<br>Seller Comment (2025-03-03): Comment from XXXX (XXXX): Must have been a glitch when uploading, please see attached. | 03/03/2025 |  |  | 1 | C | A C | C | A C | C | A |  | GA | Primary | Refinance - Cash-out - Other | Provide the following: Letter of Explanation notifying borrower or error, Corrected CD, and Proof of Delivery (Proof of receipt and reopened rescission also required if transaction is rescindable and material disclosures are inaccurate) A | Non QM | Non QM | Yes |
| XXXXX | 4000064425 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/28/2025 | 2 | A | A | A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000064425 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. Secondary Valuation is not required per Guidelines. |  |  |  | Reviewer Comment (2025-02-28): Accepted as is based on meeting two XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | AZ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000067831 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/28/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000065345 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided |  | The file was missing a copy of Hazard Insurance Policy for Subject Property. |  |  |  | Reviewer Comment (2025-03-04): Received, cleared<br>Seller Comment (2025-03-04): Comment from XXXX (XXXX): Please see attached XXXX<br>Reviewer Comment (2025-03-03): Provide policy listing correct lender XXXX<br>Seller Comment (2025-03-03): Comment from XXXX (XXXX): Please see attached EOI. | 03/04/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Investment | Refinance - Cash-out - Other | D A C | N/A | N/A | No |
| XXXXX | 4000065345 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/03/2025 | 2 | A | A | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | D A C | N/A | N/A | No |
| XXXXX | 4000065345 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-03-03): Accepted as is based on meeting two XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Investment | Refinance - Cash-out - Other | D A C | N/A | N/A | No |
| XXXXX | 4000065942 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/03/2025 | 2 | A | A | A | A | A | A |  | IL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000065942 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2025-03-03): Accepted as is based on meeting three XXXX requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | IL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000065583 | XXXXX |  | XXXXX |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  | File is missing Title document. |  |  |  | Reviewer Comment (2025-03-04): Received, cleared<br>Buyer Comment (2025-03-04): Comment from XXXX (XXXX): Property Report was already provided and cleared. This is a duplicate request, please clear. | 03/04/2025 |  |  | 1 | C | A C | C | A C | C | A |  | OH | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000065583 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/04/2025 | 2 | A | A | A | A | A | A |  | OH | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000065583 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file is missing the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2025-03-04): Accepted as is based on meeting two XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | OH | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000064511 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/04/2025 | 2 | A | A | A | A | A | A |  | VA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000064511 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | 1003/Declarations: D. 1. Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application? was entered Yes. Unable to determine qualification without this information. |  | The borrower currently has another mortgage loan in process, provide details of the new loan purchase in process, initial LE, CD first payment letter. |  |  |  | Reviewer Comment (2025-03-10): Received, Clearing.<br>Seller Comment (2025-03-10): Comment from XXXX (XXXX): revised 1003's<br>Reviewer Comment (2025-03-04): 1003 needs to be updated to disclose this property and changes initialed and signed by the borrower, along with the question changed to No.<br>Seller Comment (2025-03-04): Comment from XXXX (XXXX): CD from main | 03/10/2025 |  |  | 1 | C | A C | C | A C | C | A |  | VA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000066031 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/04/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000066031 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | The file did not contain an estimated cost to replace from insurer. Calculations are based on XXXX% of the insurable value of the improvements (from appraiser cost provided or if no appraiser cost, the purchase price) using agency calculation methods. Coverage is insufficient by $ XXXX |  |  |  | Reviewer Comment (2025-03-04): Clearing.<br>Buyer Comment (2025-03-04): Comment from XXXX (XXXX): Coverage of XXXX and XXXX % replacement cost is sufficent for both the XXXX & XXXX loan amounts, please clear. | 03/04/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000066031 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. Secondary Valuation is not required per Guidelines. |  |  |  | Reviewer Comment (2025-03-04): Accepted as is based on meeting two XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000065786 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/05/2025 | 2 | A | A | A | A | A | A |  | NV | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000065786 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file is missing the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2025-03-05): Accepted as is based on meeting three XXXX requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | NV | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000065786 | XXXXX |  | XXXXX |  | Credit | Hazard Insurance | Document Error | Hazard Insurance | Hazard Insurance policy does not list Lender or Servicer and its successors and assigns, per guideline requirements. |  |  |  |  |  | Reviewer Comment (2025-03-06): Received, Clearing.<br>Seller Comment (2025-03-05): Comment from XXXX (XXXX): Please see attached. | 03/06/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NV | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000065486 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided |  |  |  |  |  | Reviewer Comment (2025-03-07): Received, Clearing.<br>Seller Comment (2025-03-07): Comment from XXXX (XXXX): Please see attached pg XXXX | 03/07/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NC | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000065486 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/06/2025 | 2 | A | A | A | A | A | A |  | NC | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000065486 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  |  |  |  |  | Reviewer Comment (2025-03-12): Received, Clearing.<br>Seller Comment (2025-03-12): Comment from XXXX (XXXX): The binder states there is Guaranteed Replacement Cost for the Dwelling coverage. And they provided the estimated cost of coverage. That covers the whole property. | 03/12/2025 |  |  | 1 |  | A |  | A |  | A |  | NC | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000066238 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/07/2025 | 2 | A | A | A | A | A | A |  | MD | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000066238 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file was missing the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2025-03-07): Accepted as is based on meeting two XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | MD | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000066238 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Maryland Mortgage Lending Regulations (Disclosure of Taxes and Insurance Not Provided) | XXXX Mortgage Lending Regulations: Borrower did not receive disclosure on responsibility for payment of taxes and insurance. |  |  |  |  | Reviewer Comment (2025-03-07): Accepted as is. |  |  | 03/07/2025 | 2 | B | B | B | B | B | B |  | MD | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000065960 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/07/2025 | 2 | A | A | A | A | A | A |  | TN | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000065960 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-03-07): Accepted as is based on meeting three XXXX requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | TN | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000062538 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/07/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000062538 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-03-07): Accepted as is based on meeting three XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000066757 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-03-07): Accepted as is based on meeting three XXXX requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000066757 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/07/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000066757 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2025-03-10): Received, cleared<br>Seller Comment (2025-03-10): Comment from XXXX (XXXX): Please see attached. | 03/10/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000067574 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is missing for securitization purposes. |  |  |  | Reviewer Comment (2025-03-10): Accepted as is based on meeting three XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | AZ | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| XXXXX | 4000067574 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/10/2025 | 2 | A | A | A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| XXXXX | 4000067574 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date | Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). |  |  |  |  | Reviewer Comment (2025-03-20): Received, Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form.<br>Seller Comment (2025-03-20): Comment from XXXX (XXXX): corrected NTC<br>Reviewer Comment (2025-03-17): For a cure to RTC: Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form.<br>Seller Comment (2025-03-17): Comment from XXXX (XXXX): corrected rtc |  | 03/20/2025 |  | 2 | C | B C | C | B C | C | B |  | AZ | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B C | Non QM | Non QM | Yes |
| XXXXX | 4000065577 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on XXXX, prior to three (3) business days from transaction date of XXXX | Subject loan transaction disbursed onXXXX, prior to three (3) business days from transaction date of XXXX |  |  |  | Reviewer Comment (2025-03-13): Received, Clearing.<br>Seller Comment (2025-03-13): Comment from XXXX (XXXX): post cd<br>Reviewer Comment (2025-03-10): XXXX days from consummation/notary date of XXXX . Exception remains.<br>Buyer Comment (2025-03-10): Comment from XXXX (XXXX): docs were drawn on the XXXX borrower didn't sign till the XXXX and funded on the XXXX we are within our XXXX day period | 03/13/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Non QM | Non QM | Yes |
| XXXXX | 4000065577 | XXXXX |  | XXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary title policy is within XXXX and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  | Reviewer Comment (2025-03-10): Accepted as is. |  |  | 03/10/2025 | 2 | B | B | B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000065577 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/10/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000064970 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file is does not required copy of the secondary valuation for securitization Purposes. |  |  |  | Reviewer Comment (2025-03-10): Accepted as is based on meeting two XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000064970 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/10/2025 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000064494 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/11/2025 | 2 | A | A | A | A | A | A |  | MA | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| XXXXX | 4000064494 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Hazard coverage of $XXXXis sufficient to cover the mortgage amount of $XXXX, however is insufficient to cover the estimated cost new of $XXXX. Please provide a letter from the Insurer stating the maximum insurable amount and/or a replacement costs estimator from the insurer. |  |  |  | Reviewer Comment (2025-03-18): Received, Clearing.<br>Seller Comment (2025-03-18): Comment from XXXX (XXXX): RCE<br>Reviewer Comment (2025-03-12): File did not contain an estimated cost to replace from insurer. Calculations are based on XXXX of the insurable value of the improvements (from appraiser cost provided or if no appraiser cost the purchase price) using agency calculation methods. Coverage is insufficient by XXXX . Exception remains.<br>Buyer Comment (2025-03-12): Comment from XXXX (XXXX): Why isn't loan amount coverage sufficient? | 03/18/2025 |  |  | 1 | C | A C | C | A C | C | A |  | MA | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| XXXXX | 4000068154 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note - Senior Lien not provided |  | The file was missing a copy of Note-Senior Lien. |  |  |  | Reviewer Comment (2025-03-11): Received, cleared<br>Seller Comment (2025-03-11): Comment from XXXX (XXXX): mortgage statement | 03/11/2025 |  |  | 1 | D | A D | D | A D | D | A |  | NJ | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000068154 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-03-11): Accepted as is based on meeting two XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | NJ | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000068154 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/11/2025 | 2 | A | A | A | A | A | A |  | NJ | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000066168 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/12/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000066168 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The supporting secondary valuation is missing. |  |  |  | Reviewer Comment (2025-03-12): Accepted as is based on meeting three XXXX requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000065887 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/12/2025 | 2 | A | A | A | A | A | A |  | NV | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000065887 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second line files as per guidelines. |  |  |  | Reviewer Comment (2025-03-12): Accepted as is based on meeting two XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | NV | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000065214 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Divorce Decree / Child Support not provided |  | Divorce Decree / Child Support document is missing. |  |  |  | Reviewer Comment (2025-04-17): Clearing.<br>Seller Comment (2025-04-17): Comment from XXXX (XXXX): Email<br>Reviewer Comment (2025-03-27): Without an exception from the buyer of the loan is needed.<br>Seller Comment (2025-03-27): Comment from XXXX (XXXX): \*\*No Court order but thru mediation and consensus of both parties\*\* <br> 1003, 1008,Proof of child support | 04/17/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NJ | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000065214 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/13/2025 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000065214 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The supporting secondary valuation is missing. |  |  |  | Reviewer Comment (2025-03-13): Accepted as is based on meeting two XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | NJ | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000066603 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/13/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Rate/Term | D A | Non QM | Non QM | No |
| XXXXX | 4000066603 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2025-03-13): Accepted as is based on meeting three XXXX requirements |  |  |  | 3 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Rate/Term | D A | Non QM | Non QM | No |
| XXXXX | 4000066103 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/14/2025 | 2 | A | A | A | A | A | A |  | SD | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000066103 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Valuation is supported by an AVM of Vero Value. |  |  |  | Reviewer Comment (2025-03-14): Accepted as is based on meeting three XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | SD | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000067791 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/14/2025 | 2 | A | A | A | A | A | A |  | NC | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000067791 | XXXXX |  | XXXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Verification of Non-US Citizen Status not provided |  | Borrower is non Permanent Resident Alien. Valid verification documentation not provided |  |  |  | Reviewer Comment (2025-03-20): Received Updated final 1003 confirms that the borrower is XXXX Citizen. Exception cleared.<br>Seller Comment (2025-03-19): Comment from XXXX (XXXX): XXXX page of 1003. | 03/20/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NC | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000066893 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-03-14): Accepted as is based on meeting three XXXX requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | TN | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000066893 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/14/2025 | 2 | A | A | A | A | A | A |  | TN | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000068012 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/18/2025 | 2 | A | A | A | A | A | A |  | NV | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000068012 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is missing. |  |  |  | Reviewer Comment (2025-03-18): Accepted as is based on meeting three XXXX requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | NV | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000068012 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of XXXX. | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. |  |  |  | Reviewer Comment (2025-03-19): Supplement confirming duplicate account provided. Cleared. | 03/19/2025 |  |  | 1 | B | A C | B | A C | B | A |  | NV | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| XXXXX | 4000068012 | XXXXX |  | XXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | Calculated investor qualifying total debt ratio of XXXX % exceeds Guideline total debt ratio of XXXX %. |  |  |  | Reviewer Comment (2025-03-19): Supplement confirming duplicate account provided. Cleared.<br>Buyer Comment (2025-03-19): Comment from XXXX (XXXX): A credit supplement for XXXX duplicate account was provided in the closed loan pacakge, pages XXXX - XXXX .<br>Reviewer Comment (2025-03-19): The credit report shows accounts to XXXX for the same amount. One was paid at closing, and the other still remains and was not included by the original UW.<br>Reviewer Comment (2025-03-19): EXCEPTION HISTORY - Exception Explanation was updated on XXXX PRIOR Exception Explanation: Calculated investor qualifying total debt ratio of XXXX exceeds Guideline total debt ratio of XXXX .<br>Buyer Comment (2025-03-18): Comment from XXXX (XXXX): Please provide your calculations as our file shows that we are within guidelines at XXXX %. | 03/19/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NV | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000068012 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Based on the loan failing one or more guideline components, the loan is at ATR risk. |  |  |  | Reviewer Comment (2025-03-19): Supplement confirming duplicate account provided. Cleared. | 03/19/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NV | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000068012 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM DTIs match and both significantly exceed Guidelines | Ability to Repay (Dodd-Frank 2014): The DTI calculated in accordance with the Lenders Guidelines and XXXX of XXXX % significantly exceeds the guideline maximum of XXXX %. (DTI Exception requires compelling compensating factors to consider regrading to EV2-B.) |  |  |  |  | Reviewer Comment (2025-03-19): Supplement confirming duplicate account provided. Cleared.<br>Reviewer Comment (2025-03-19): EXCEPTION HISTORY - Exception Detail was updated on XXXX PRIOR Exception Detail: Ability to Repay (XXXX): The DTI calculated in accordance with the Lenders Guidelines and XXXX of XXXX % significantly exceeds the guideline maximum of XXXX %. (DTI Exception requires compelling compensating factors to consider regrading to XXXX) | 03/19/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NV | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000067498 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/18/2025 | 2 | A | A | A | A | A | A |  | WA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000067498 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The supporting secondary valuation is missing. |  |  |  | Reviewer Comment (2025-03-18): Accepted as is based on meeting two XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | WA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000067498 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | Missing VVOE within 10 business days of note date. |  |  |  | Reviewer Comment (2025-03-18): After further review, exception has been cleared.<br>Buyer Comment (2025-03-18): Comment from XXXX (XXXX): 3rd party VOE was done XXXX , note date XXXX which is within XXXX days of the note date. | 03/18/2025 |  |  | 1 | C | A C | C | A C | C | A |  | WA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000067498 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | Missing VVOE within 10 business days of note date. |  |  |  | Reviewer Comment (2025-03-18): After further review, exception has been cleared.<br>Buyer Comment (2025-03-18): Comment from XXXX (XXXX): 3rd party VOE was done XXXX , note date XXXX which is within XXXX days of the note date. | 03/18/2025 |  |  | 1 | C | A C | C | A C | C | A |  | WA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000067069 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | The insurance amount is less than the 1st and 2nd liens combined. File did not contain an estimated cost to replace from insurer. Calculations are based on XXXX % of the insurable value of the improvements (from appraiser cost provided or if no appraiser cost the purchase price) using agency calculation methods. Coverage is insufficient by $XXXX. |  |  |  | Reviewer Comment (2025-03-24): Florida checklist provided<br>Seller Comment (2025-03-21): Comment from XXXX (XXXX): Please see attached checklist from the insurance agent showing coverage covers the cost to rebuild, XXXX does not issue RCEs. | 03/24/2025 |  |  | 1 | C | A C | C | A C | C | A |  | FL | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000067069 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/19/2025 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000067069 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. |  |  |  | Reviewer Comment (2025-03-19): Accepted as is based on meeting three XXXX requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | FL | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000068007 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/19/2025 | 2 | A | A | A | A | A | A |  | UT | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000068007 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The supporting secondary valuation is missing. |  |  |  | Reviewer Comment (2025-03-19): Accepted as is based on meeting three XXXX requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | UT | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000066411 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/19/2025 | 2 | A | A | A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000066411 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: 128 |  | Loan is to be securitized. One valuation was provided, CU and LCA scores greater than 2.5. Secondary valuation required. |  |  |  | Reviewer Comment (2025-04-02): Received, Clearing. | 04/02/2025 |  |  | 1 | D | A | D | A | D | A |  | AZ | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000066411 | XXXXX |  | XXXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Verification of Non-US Citizen Status not provided |  | Verification of Non-US Citizen Status is missing in file for co-borrower "XXXX" |  |  |  | Reviewer Comment (2025-03-26): Received final 1003 confirms co-borrower is a XXXX Citizen. Exception cleared.<br>Seller Comment (2025-03-25): Comment from XXXX (XXXX): Please see attached, XXXX is a XXXX Citizen.<br>Reviewer Comment (2025-03-20): Please provided updated final 1003. Exception remains.<br>Buyer Comment (2025-03-19): Comment from XXXX (XXXX): XXXX is a XXXX Citizen, box was marked in error on the URLA, please advise what you will accept to correct? | 03/26/2025 |  |  | 1 | C | A C | C | A C | C | A |  | AZ | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000066411 | XXXXX |  | XXXXX |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  | The paid receipt for the appraisal fee of $XXXX was not provided, resulting in an asset shortage of $XXXX. |  |  |  | Reviewer Comment (2025-03-25): Paid receipt for appraisal in the original file<br>Reviewer Comment (2025-03-20): As per Final CD, Cash to Borrower XXXX - POCB XXXX = XXXX shortage of assets. Hence, Please provide paid invoice for Appraisal Fee of XXXX . Exception remains.<br>Buyer Comment (2025-03-19): Comment from XXXX (XXXX): This is a XXXX loan, borrower didn't bring in any cash to close. Borrower is getting funds back, why is this needed.<br>Reviewer Comment (2025-03-19): Paid invoice is required in order to add the funds paid back to cash to close<br>Buyer Comment (2025-03-19): Comment from XXXX (XXXX): The receipt and the Final SS show it as paid. This is not unusual.<br>Reviewer Comment (2025-03-19): Invoice provided does not show balance paid. Exception remains.<br>Buyer Comment (2025-03-19): Comment from XXXX (XXXX): Proof of receipt was provided in the closed loan package uploaded, pages XXXX - XXXX . Total charged and credited XXXX | 03/25/2025 |  |  | 1 | C | A C | C | A C | C | A |  | AZ | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000066411 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM does not support the value used to qualify. Appraisal was provided. Sec ID: 119 |  |  |  |  |  | Reviewer Comment (2025-04-04): Received, Clearing. | 04/04/2025 |  |  | 1 |  | A |  | A |  | A |  | AZ | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000066411 | XXXXX |  | XXXXX |  | Property | Valuation | General | Valuation | Valuation Product pending |  | Clear Capital / Collateral Desktop Analysis (CDA) - With MLS Sheets - 2 Days |  |  |  | Reviewer Comment (2025-04-04): Received, Clearing.<br>Reviewer Comment (2025-04-03): Valuation Received - XXXX | 04/04/2025 |  |  | 1 |  | A |  | A |  | A |  | AZ | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000066411 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value. Sec ID: 121 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-04-04): Accepted as is. |  |  | 04/04/2025 | 2 |  | A |  | A |  | B |  | AZ | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000066674 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/19/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000066674 | XXXXX |  | XXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-03-19): Accepted as is. |  |  | 03/19/2025 | 2 | B | B | B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000068301 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/19/2025 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000068301 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-03-19): Accepted as is based on meeting two XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000067074 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/19/2025 | 2 | A | A | A | A | A | A |  | IL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000067074 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of XXXX % or Final Disclosure APR of XXXX % is equal to or greater than the threshold of APOR XXXX % + XXXX %, or XXXX %. Non-Compliant Higher Priced Mortgage Loan. | Federal Higher-Priced Mortgage Loan: APR on subject loan of XXXX % or Final Disclosure APR of XXXX % is equal to or greater than the threshold of APOR XXXX % + XXXX %, or XXXX %. Non-Compliant Higher Priced Mortgage Loan. |  |  |  | Reviewer Comment (2025-03-19): Appraisal receipt doc provided. Cleared. | 03/19/2025 |  |  | 1 | C | A C | C | A C | C | A |  | IL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000067074 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-03-19): Appraisal receipt doc provided. Cleared.<br>Seller Comment (2025-03-19): Comment from XXXX (XXXX): Please see attached proof of delivery. | 03/19/2025 |  |  | 1 | C | A C | C | A C | C | A |  | IL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000068466 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/19/2025 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000068466 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: 128 |  | Secondary valuation is not required. |  |  |  | Reviewer Comment (2025-03-28): Received, Clearing.<br>Reviewer Comment (2025-03-20): A negative CU/LCA score provided so now a CDA is needed to resolve the issue.<br>Seller Comment (2025-03-20): Comment from XXXX (XXXX): memo | 03/28/2025 |  |  | 1 | D | A | D | A | D | A |  | NJ | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000068466 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2025-03-20): Received Fraud Report. Exception cleared.<br>Seller Comment (2025-03-19): Comment from XXXX (XXXX): FRAUDGUARD | 03/20/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NJ | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000068466 | XXXXX |  | XXXXX |  | Property | Valuation | General | Valuation | Valuation Product pending |  | Clear Capital / Collateral Desktop Analysis (CDA) - With MLS Sheets - 5 Days |  |  |  | Reviewer Comment (2025-03-28): Received, Clearing.<br>Reviewer Comment (2025-03-28): Valuation Received - XXXX | 03/28/2025 |  |  | 1 |  | A |  | A |  | A |  | NJ | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000067996 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/20/2025 | 2 | A | A | A | A | A | A |  | KS | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000067996 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is missing |  |  |  | Reviewer Comment (2025-03-20): Accepted as is based on meeting two XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | KS | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000067790 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien files as per guidelines. |  |  |  | Reviewer Comment (2025-03-20): Accepted as is based on meeting three XXXX requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000067790 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/20/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000067347 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2025-03-20): Accepted as is based on meeting three XXXX requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | OR | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000067347 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/20/2025 | 2 | A | A | A | A | A | A |  | OR | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000067395 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2025-03-20): Accepted as is based on meeting three XXXX requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000067395 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/20/2025 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000067709 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is missing |  |  |  | Reviewer Comment (2025-03-21): Accepted as is based on meeting three XXXX requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | OH | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000067709 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/21/2025 | 2 | A | A | A | A | A | A |  | OH | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000069651 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/24/2025 | 2 | A | A | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | A | N/A | Non QM | No |
| XXXXX | 4000070787 | XXXXX |  | XXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary title policy is within XXXX and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  | Reviewer Comment (2025-03-24): Accepted as is per client.<br>Seller Comment (2025-03-24): Comment from XXXX (XXXX): title supplement |  |  | 03/24/2025 | 2 | B | B | B | B | B | B |  | CA | Investment | Refinance - Cash-out - Other | B A | N/A | Non QM | No |
| XXXXX | 4000070787 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/24/2025 | 2 | A | A | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | B A | N/A | Non QM | No |
| XXXXX | 4000068297 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/25/2025 | 2 | A | A | A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000068297 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien files as per guidelines. |  |  |  | Reviewer Comment (2025-03-25): Accepted as is based on meeting two XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | GA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000068297 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Closing Disclosure Status Test | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided or Closing Disclosure not provided prior to closing. Any applicable Federal, State or Local compliance testing is unreliable or not performed. Loan is subject to high cost testing. | closing disclosure not provided prior to 3 days of closing. |  |  |  | Reviewer Comment (2025-03-26): Received, Clearing.<br>Seller Comment (2025-03-25): Comment from XXXX (XXXX): Please see attached the Final CD signed at closing. | 03/26/2025 |  |  | 1 | C | A C | C | A C | C | A |  | GA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000068297 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Receipt Date Missing | Missing Final Closing Disclosure Received Date. Unable to determine compliance with rescission timing requirements. | closing disclosure not provided prior to 3 days of closing. |  |  |  | Reviewer Comment (2025-03-26): Received, Clearing.<br>Seller Comment (2025-03-25): Comment from XXXX (XXXX): Please see attached Final CD signed at closing. | 03/26/2025 |  |  | 1 | C | A C | C | A C | C | A |  | GA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission C | Non QM | Non QM | Yes |
| XXXXX | 4000063770 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-03-25): Accepted as is based on meeting three XXXX requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | RI | Investment | Refinance - Cash-out - Other | D A | Non QM | N/A | No |
| XXXXX | 4000063770 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/25/2025 | 2 | A | A | A | A | A | A |  | RI | Investment | Refinance - Cash-out - Other | D A | Non QM | N/A | No |
| XXXXX | 4000069676 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/25/2025 | 2 | A | A | A | A | A | A |  | TX | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000069676 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: 128 |  | UCDP scores are above 2.5. Second valuation is required to support primary value. |  |  |  | Reviewer Comment (2025-03-31): Received, Clearing.<br>Seller Comment (2025-03-31): Comment from XXXX (XXXX): CDA | 03/31/2025 |  |  | 1 | D | A | D | A | D | A |  | TX | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000069676 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | Texas Constitution Section 50(a)(6): Fannie Mae forms not used for closing of home equity loan. | Fannie Mae forms not used for closing of home equity loan. |  |  |  | Reviewer Comment (2025-03-25): Accepted as is. |  |  | 03/25/2025 | 2 | B | B | B | B | B | B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. B | Non QM | Non QM | No |
| XXXXX | 4000069676 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (Other Debt) | Texas Constitution Section 50(a)(6): TX 50(a)(6) prohibits other debt secured by the homestead unless the purpose of additional debt is one described under TX 50(a)(1)-(5) or (8). Unable to determine purpose of additional debt secured by the homestead. | TX 50(a)(6) prohibits other debt secured by the homestead unless the purpose of additional debt is one described under TX 50(a)(1)-(5) or (8). Unable to determine purpose of additional debt secured by the homestead. |  |  |  | Reviewer Comment (2025-03-25): Accepted as is. |  |  | 03/25/2025 | 2 | B | B | B | B | B | B |  | TX | Primary | Refinance - Cash-out - Other | Confirm whether additional debt on the subject property is a Texas 50(a)(6) or 50(a)(7) prior to Remediating. Notify consumer the accrual of interest and other obligations will be abated so long as the prior 50(a)(6) or (7) is secured by the homestead D B A | Non QM | Non QM | Yes |
| XXXXX | 4000068765 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-03-25): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000068765 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/25/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000065743 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/25/2025 | 2 | A | A | A | A | A | A |  | OH | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000065743 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Valuation is supported by an AVM with 0.13 FSD Score |  |  |  | Reviewer Comment (2025-03-25): Accepted as is based on meeting three RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | OH | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000065743 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Ohio Consumer Sales Practices Act (Acknowledgement of Receipt of Home Mortgage Loan Information Document Not Received Timely) | Ohio Consumer Sales Practices Act: Acknowledgement of Receipt of Home Mortgage Loan Information Document not received by borrower within five (5) business days of application. |  |  |  |  | Reviewer Comment (2025-03-25): Accepted as is.<br>Seller Comment (2025-03-25): Comment from XXXX (XXXX): Disclosure was provided to borrower within the application date, borrower just did not sign until XXXX . I have attached the eCert to show disclosure was provided XXXX . |  |  | 03/25/2025 | 2 | B | B | B | B | B | B |  | OH | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000070151 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/25/2025 | 2 | A | A | A | A | A | A |  | NY | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| XXXXX | 4000070151 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  |  |  |  |  | Reviewer Comment (2025-03-26): Received HOA Verification. Exception cleared.<br>Seller Comment (2025-03-25): Comment from XXXX (XXXX): reo docs | 03/26/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NY | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| XXXXX | 4000070836 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/25/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000068034 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Clear AVM in file. A secondary valuation was not located in file. |  |  |  | Reviewer Comment (2025-03-25): Accepted as is based on meeting three XXXX requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | FL | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000068034 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  | This is a Limited Compliance Review Scope. |  |  |  |  |  |  | 03/25/2025 | 2 | A | A | A | A | A | A |  | FL | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000067991 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/26/2025 | 2 | A | A | A | A | A | A |  | PA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000067991 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2025-03-26): Accepted as is based on meeting two XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | PA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000067861 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/26/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000067861 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2025-03-26): Accepted as is based on meeting two XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000053558 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  | This is a Limited Compliance Review Scope. |  |  |  |  |  |  | 03/26/2025 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000053558 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal from prior transaction was in file. No secondary valuation was provided. Sec ID: 49 |  | 1004 Valuation performed for Lender in file. A secondary valuation was not located. |  |  |  | Reviewer Comment (2025-04-29): Accepted as is.<br>Reviewer Comment (2025-04-28): .<br>Reviewer Comment (2025-03-26): Accepted as is based on meeting two XXXX requirements |  |  |  | 3 | D | N/A | N/A | N/A D | D |  |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000053558 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal from prior transaction was in file. No secondary valuation was provided. Sec ID: 49 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-04-29): Accepted as is. |  |  |  | 3 |  | N/A |  | N/A |  |  |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000070077 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/27/2025 | 2 | A | A | A | A | A | A |  | NY | Investment | Refinance - Cash-out - Other | C B A | N/A | N/A | No |
| XXXXX | 4000070077 | XXXXX |  | XXXXX |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2025-03-27): Accepted as is. |  |  | 03/27/2025 | 2 | B | B | B | B | B | B |  | NY | Investment | Refinance - Cash-out - Other | C B A | N/A | N/A | No |
| XXXXX | 4000070077 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | File did not contain an estimated cost to replace from insurer. Calculations are based on XXXX % of the insurable value of the improvements (from appraiser cost provided or if no appraiser cost the purchase price) using agency calculation methods. Coverage is insufficient by $XXXX. |  |  |  | Reviewer Comment (2025-04-03): Received Hazard Insurance policy and replacement Cost Estimator with sufficient coverage amount. Exception cleared.<br>Seller Comment (2025-04-03): Comment from XXXX (XXXX): Please see the attached HOI policy and RCE. | 04/03/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NY | Investment | Refinance - Cash-out - Other | C B A | N/A | N/A | No |
| XXXXX | 4000068224 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/28/2025 | 2 | A | A | A | A | A | A |  | CO | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000068224 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is missing. |  |  |  | Reviewer Comment (2025-03-28): Accepted as is based on meeting three XXXX requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CO | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000066180 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/28/2025 | 2 | A | A | A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000066180 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is missing. |  |  |  | Reviewer Comment (2025-03-28): Accepted as is based on meeting three XXXX requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | AZ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000067643 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/27/2025 | 2 | A | A | A | A | A | A |  | WA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000067643 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-03-27): Accepted as is based on meeting two XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | WA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000066637 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/28/2025 | 2 | A | A | A | A | A | A |  | WI | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000066637 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-03-28): Accepted as is based on meeting three XXXX requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | WI | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000069177 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-03-31): Accepted as is based on meeting three XXXX requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000069177 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/31/2025 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000068293 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/31/2025 | 2 | A | A | A | A | A | A |  | AL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000068293 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Valuation is supported by an AVM with XXXX FSD Score. |  |  |  | Reviewer Comment (2025-03-31): Accepted as is based on meeting three XXXX requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | AL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000069675 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/31/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000069675 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Value accepted, FSD score is .XXXX |  |  |  | Reviewer Comment (2025-03-31): Accepted as is based on meeting three XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000067716 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/31/2025 | 2 | A | A | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000067716 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-03-31): Accepted as is based on meeting three XXXX requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | NY | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000069628 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/31/2025 | 2 | A | A | A | A | A | A |  | TN | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000069628 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-03-31): Accepted as is based on meeting two XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | TN | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000068865 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-03-31): Accepted as is based on meeting two XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | IL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000068865 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/31/2025 | 2 | A | A | A | A | A | A |  | IL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000069721 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/31/2025 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000069721 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-03-31): Accepted as is based on meeting three XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000068501 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-04-01): Accepted as is based on meeting three XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | AL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000068501 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/01/2025 | 2 | A | A | A | A | A | A |  | AL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000068886 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/01/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000068886 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - Schedule C Test | Ability-to-Repay (Dodd-Frank 2014): Unable to verify current Sole Proprietorship status using reasonably reliable third-party records. |  |  |  |  | Reviewer Comment (2025-04-01): Business License provided. Cleared<br>Seller Comment (2025-04-01): Comment from XXXX (XXXX): company information for XXXX | 04/01/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000068886 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of XXXX. | Missing third party verification of self employed income. |  |  |  | Reviewer Comment (2025-04-01): Business License provided. Cleared | 04/01/2025 |  |  | 1 | B | A C | B | A C | B | A |  | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C | Non QM | Non QM | Yes |
| XXXXX | 4000068886 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | Third party verification of employment not in the loan file. |  |  |  | Reviewer Comment (2025-04-01): Business License provided. Cleared | 04/01/2025 |  |  | 1 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000069428 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-04-01): Accepted as is based on meeting two XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | IL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000069428 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/01/2025 | 2 | A | A | A | A | A | A |  | IL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000068027 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/01/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000068027 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-04-01): Accepted as is based on meeting three XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000067546 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/01/2025 | 2 | A | A | A | A | A | A |  | NC | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000070292 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/02/2025 | 2 | A | A | A | A | A | A |  | NC | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000070292 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. Sec ID: 216 |  |  |  | Reviewer Comment (2025-04-02): Accepted as is based on meeting three XXXX requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | NC | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000069617 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-04-02): Accepted as is based on meeting three XXXX requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000069617 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/02/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000070370 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of XXXX. | Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. |  |  |  | Reviewer Comment (2025-04-03): Received, Clearing. | 04/03/2025 |  |  | 1 | B | A C | B | A C | B | A |  | CA | Primary | Purchase | Lender to provide updated ATR/QM status C B | Non QM | Non QM | Yes |
| XXXXX | 4000070370 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - W-2 | Ability to Repay (Dodd-Frank 2014): Unable to verify current Wages/W-2 employment status using reasonably reliable third-party records. | VVOE is missing in file. |  |  |  | Reviewer Comment (2025-04-03): Received, Clearing. | 04/03/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000070370 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - W-2 | Ability to Repay (Dodd-Frank 2014): Unable to verify current Wages/W-2 employment status using reasonably reliable third-party records. | VVOE is missing in file. |  |  |  | Reviewer Comment (2025-04-03): Received, Clearing. | 04/03/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000070370 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | VVOE is missing in file for both borrowers. |  |  |  | Reviewer Comment (2025-04-03): Received, Clearing. | 04/03/2025 |  |  | 1 | A | A | A | A | A | A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000070370 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is required and was not found in file. |  | VVOE is missing in file. |  |  |  | Reviewer Comment (2025-04-03): Received, Clearing.<br>Seller Comment (2025-04-02): Comment from XXXX (XXXX): please review attached for condition review | 04/03/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000070370 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is required and was not found in file. |  | VVOE is missing in file. |  |  |  | Reviewer Comment (2025-04-03): Received, Clearing.<br>Seller Comment (2025-04-02): Comment from XXXX (XXXX): please see attached for condition review | 04/03/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000070370 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  | VVOE is missing in file. |  |  |  | Reviewer Comment (2025-04-03): Received, Clearing.<br>Buyer Comment (2025-04-02): Comment from XXXX (XXXX): VVOE submitted to prior suspense item | 04/03/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000070370 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  | VVOE is missing in file. |  |  |  | Reviewer Comment (2025-04-03): Received, Clearing.<br>Buyer Comment (2025-04-02): Comment from XXXX (XXXX): VVOE submitted to previous suspense item | 04/03/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000070370 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/02/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000070370 | XXXXX |  | XXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-04-02): Accepted as is. |  |  | 04/02/2025 | 2 | B | B | B | B | B | B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000067694 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/03/2025 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000067694 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The supporting secondary valuation is missing. |  |  |  | Reviewer Comment (2025-04-03): Accepted as is based on meeting three XXXX requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | NJ | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000067694 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XXXX disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $XXXX is over disclosed by $XXXX compared to the calculated Amount Financed of $XXXX and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated XXXX). | The disclosed Amount Financed in the amount of $XXXX is over disclosed by $XXXX . |  |  |  | Reviewer Comment (2025-04-09): Upon further review the Amount Financed was correctly disclosed to consumer<br>Buyer Comment (2025-04-08): Comment from XXXX (XXXX): This is a fee charged by a service provider of the title company to confirm any taxes due on the subject property as part of the title search and commitment.<br>Reviewer Comment (2025-04-07): APR is determined by fee purpose. Please provide LOA of fee purpose for review.<br>Seller Comment (2025-04-04): Comment from XXXX (XXXX): Disagree with findings, per our APR list Tax fee for XXXX should not be an apr fee and is correct in XXXX and on final cd. | 04/09/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NJ | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) | Non QM | Non QM | Yes |
| XXXXX | 4000067694 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $XXXX is under disclosed by $XXXX compared to the calculated Finance Charge of $XXXX which exceeds the $XXXX threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XXXX). | The disclosed Finance Charge in the amount of $XXXX is under disclosed by $XXXX |  |  |  | Reviewer Comment (2025-04-09): Upon further review finance charge was correctly disclosed to consumer<br>Buyer Comment (2025-04-08): Comment from XXXX (XXXX): this is a fee charged by a service provider of the title company to confirm any taxes due on the subject property as part of the title search and commitment.<br>Reviewer Comment (2025-04-07): APR is determined by fee purpose. Please provide LOA of fee purpose for review.<br>Seller Comment (2025-04-04): Comment from XXXX (XXXX): Disagree with findings, per our APR list Tax fee for XXXX should not be an apr fee and is correct in XXXX and on final cd. | 04/09/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NJ | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) | Non QM | Non QM | Yes |
| XXXXX | 4000069616 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-04-03): Accepted as is based on meeting three RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | NC | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000069616 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/03/2025 | 2 | A | A | A | A | A | A |  | NC | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000069489 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/04/2025 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000069489 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien files as per guidelines. |  |  |  | Reviewer Comment (2025-04-04): Accepted as is based on meeting three XXXX requirements.<br>Buyer Comment (2025-04-04): Comment from XXXX (XXXX): AVM & PCI provided in the closed loan package, pages XXXX - XXXX . |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000070521 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/04/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000070521 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-04-04): Accepted as is based on meeting three XXXX requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000069852 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/04/2025 | 2 | A | A | A | A | A | A |  | WI | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000069852 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM provided in File. |  |  |  | Reviewer Comment (2025-04-04): Accepted as is based on meeting two XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | WI | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000069852 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud Report not provided. |  |  |  | Reviewer Comment (2025-04-08): Received Fraud Report. Exception cleared.<br>Seller Comment (2025-04-07): Comment from XXXX (XXXX): Please see attached fraud report. | 04/08/2025 |  |  | 1 | C | A C | C | A C | C | A |  | WI | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000069852 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud Report not provided. |  |  |  | Reviewer Comment (2025-04-08): Received Fraud Report. Exception cleared.<br>Seller Comment (2025-04-07): Comment from XXXX (XXXX): Please see attached fraud report. | 04/08/2025 |  |  | 1 | C | A C | C | A C | C | A |  | WI | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000068900 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has been affected by the disaster. |  |  |  |  |  | Reviewer Comment (2025-04-07): Received, Clearing.<br>Buyer Comment (2025-04-07): Comment from XXXX (XXXX): Not sure what is needed, both the PCI & AVM were completed XXXX with photos that clearly show the property is free of any damage | 04/07/2025 |  |  | 1 | C | A C | C | A C | C | A |  | GA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000068900 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/04/2025 | 2 | A | A | A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000068900 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2025-04-04): Accepted as is based on meeting three XXXX requirements<br>Reviewer Comment (2025-04-04): .<br>Reviewer Comment (2025-04-04): Secondary appraisal not required. It doesn't meet the requirements in guidelines. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | GA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000068900 | XXXXX |  | XXXXX |  | Property | Valuation | General | Valuation | Valuation Product pending |  | XXXX / Post Disaster Inspection + XXXX - 5 Days |  |  |  | Reviewer Comment (2025-04-09): Received, Clearing.<br>Reviewer Comment (2025-04-09): Valuation Received - XXXX | 04/09/2025 |  |  | 1 | A | A | A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000070651 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Closing / Title | Missing Document | Missing Document: Rider - Second Home not provided |  | Provide Second Home Rider |  |  |  | Reviewer Comment (2025-04-08): Clearing.<br>Buyer Comment (2025-04-08): Comment from XXXX (XXXX): This is not needed. The wording of the security instrument doesn't have occupancy language, and the rider should not be required. Please rescind. | 04/08/2025 |  |  | 1 | C | A C | C | A C | C | A |  | TN | Second Home | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000070651 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Note is not on a FNMA/FHLMC form and does not contain the standard Due on Sale clause. |  | Note is not on a FNMA/FHLMC form |  |  |  | Reviewer Comment (2025-04-04): Accepted as is. |  |  | 04/04/2025 | 2 | B | B | B | B | B | B |  | TN | Second Home | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000070651 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/04/2025 | 2 | A | A | A | A | A | A |  | TN | Second Home | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000070651 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No secondary valuation was provided. Sec ID: 56 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-04-04): Accepted as is based on meeting two XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | TN | Second Home | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000070118 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/04/2025 | 2 | A | A | A | A | A | A |  | NM | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000070118 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2025-04-04): Accepted as is based on meeting two XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | NM | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000068484 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/04/2025 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000068484 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-04-04): Accepted as is based on meeting two XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000068206 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/04/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000068206 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized |  |  |  | Reviewer Comment (2025-04-04): Accepted as is based on meeting three XXXX requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000070009 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM provided in File. |  |  |  | Reviewer Comment (2025-04-04): Accepted as is based on meeting three XXXX requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000070009 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/04/2025 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000069283 | XXXXX |  | XXXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Legal Description not provided |  | Legal Description is missing |  |  |  | Reviewer Comment (2025-04-07): Received, Clearing.<br>Seller Comment (2025-04-07): Comment from XXXX (XXXX): Please see attached legal | 04/07/2025 |  |  | 1 | C | A C | C | A C | C | A |  | IL | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000069283 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/07/2025 | 2 | A | A | A | A | A | A |  | IL | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000069283 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. |  |  |  | Reviewer Comment (2025-04-07): Accepted as is based on meeting three XXXX requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | IL | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000070395 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  | This profile contains a reduced scope for subordinate liens. The rating agencies must specifically approve the client for this reduced scope. Please consult UWQ/Lead/CSM for further instruction. |  |  |  |  |  |  | 04/07/2025 | 2 | A | A | A | A | A | A |  | PA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000070395 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-04-07): Accepted as is based on meeting three XXXX requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | PA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000070076 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. Sec ID: 0254 |  |  |  | Reviewer Comment (2025-04-07): Accepted as is based on meeting two XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000070076 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/07/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000071261 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/07/2025 | 2 | A | A | A | A | A | A |  | NY | Investment | Refinance - Cash-out - Other | A | N/A | N/A | No |
| XXXXX | 4000069734 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-04-08): Accepted as is based on meeting three XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | SC | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000069734 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/08/2025 | 2 | A | A | A | A | A | A |  | SC | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000070649 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/08/2025 | 2 | A | A | A | A | A | A |  | CO | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000070649 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-04-08): Accepted as is based on meeting three XXXX requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CO | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000067892 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/09/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000067892 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | The file was missing copy of Final 1003 Application |  |  |  | Reviewer Comment (2025-05-14): Received Final 1003 Application. Exception cleared.<br>Seller Comment (2025-05-13): Comment from XXXX (XXXX): Please see attached | 05/14/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000067892 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Credit | Property valuation variance is greater than 10% between the valuation report used for LTV and supporting valuation report. |  |  |  |  |  | Reviewer Comment (2025-05-15): Received, Clearing.<br>Seller Comment (2025-05-15): Comment from XXXX (XXXX): We had desktop report which is based entirely online without a physical inspection of the property. The report includes data from various sources and then 1004 report which is more credible as property being inspected by appraiser therefore there is a difference in condition rating of the property and GLA. <br>We have CDA which also supports the value of 1004 report | 05/15/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000070749 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/09/2025 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000070749 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Valuation is supported by an AVM with XXXX FSD Score |  |  |  | Reviewer Comment (2025-04-09): Accepted as is based on meeting two XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000070853 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/09/2025 | 2 | A | A | A | A | A | A |  | NC | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000070853 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Valuation is supported by an AVM with XXXX FSD Score. |  |  |  | Reviewer Comment (2025-04-09): Accepted as is based on meeting three XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | NC | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000070853 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. | The RTC provided in form is incorrect. G-5 form provided however, the transaction is a closed end second. H-8 form is required. |  |  |  | Reviewer Comment (2025-04-10): Received, Clearing.<br>Seller Comment (2025-04-09): Comment from XXXX (XXXX): Please see attached RTC | 04/10/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NC | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Non QM | Non QM | Yes |
| XXXXX | 4000071566 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-04-09): Accepted as is based on meeting three XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | NJ | Primary | Refinance - Rate/Term | D B A C | Non QM | Non QM | No |
| XXXXX | 4000071566 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/09/2025 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Rate/Term | D B A C | Non QM | Non QM | No |
| XXXXX | 4000071566 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Third Circuit) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  | Reviewer Comment (2025-04-15): Received Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form<br>Seller Comment (2025-04-15): Comment from XXXX (XXXX): new RTC<br>Reviewer Comment (2025-04-10): Please provide fully executed H-9<br>Seller Comment (2025-04-10): Comment from XXXX (XXXX): H9 |  | 04/15/2025 |  | 2 | C | B C | C | B C | C | B |  | NJ | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B C | Non QM | Non QM | Yes |
| XXXXX | 4000069862 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/09/2025 | 2 | A | A | A | A | A | A |  | NY | Investment | Refinance - Cash-out - Other | D A | Non QM | N/A | No |
| XXXXX | 4000069862 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-04-09): Accepted as is based on meeting three XXXX requirements. |  |  |  | 3 | D | N/A | N/A | N/A | D |  |  | NY | Investment | Refinance - Cash-out - Other | D A | Non QM | N/A | No |
| XXXXX | 4000068657 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/09/2025 | 2 | A | A | A | A | A | A |  | FL | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000068657 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ | Secondary valuation from subject transaction is missing |  |  |  | Reviewer Comment (2025-04-09): Accepted as is based on meeting three XXXX requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | FL | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000069801 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/09/2025 | 2 | A | A | A | A | A | A |  | CA | Second Home | Refinance - Cash-out - Other | A | Exempt from ATR | Exempt from ATR | No |
| XXXXX | 4000069212 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. Sec ID: 233 |  |  |  | Reviewer Comment (2025-04-10): Accepted as is based on meeting three XXXX requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | MA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000069212 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/10/2025 | 2 | A | A | A | A | A | A |  | MA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000068947 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/10/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000068947 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal from prior transaction was in file. No secondary valuation was provided. Sec ID: 49 |  | Secondary valuation is not required. |  |  |  | Reviewer Comment (2025-04-29): Accepted as is.<br>Reviewer Comment (2025-04-28): .<br>Reviewer Comment (2025-04-10): Accepted as is based on meeting three XXXX requirements. |  |  |  | 3 | D | N/A | N/A | N/A D | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000068947 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of XXXX % or Final Disclosure APR of XXXX % is equal to or greater than the threshold of APOR XXXX % + XXXX %, or XXXX %. Non-Compliant Higher Priced Mortgage Loan. |  |  |  |  | Reviewer Comment (2025-04-16): Received document confirming the delivery of appraisal report. Exception cleared. | 04/16/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000068947 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-04-16): Received document confirming the delivery of appraisal report. Exception cleared.<br>Seller Comment (2025-04-15): Comment from XXXX (XXXX): Appraisal was delivered XXXX . Note is dated XXXX | 04/16/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000068947 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal from prior transaction was in file. No secondary valuation was provided. Sec ID: 49 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-04-29): Accepted as is. |  |  |  | 3 |  | N/A |  | N/A |  |  |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000071820 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-04-10): Accepted as is based on meeting two XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | NY | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000071820 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/10/2025 | 2 | A | A | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000071820 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) New York Subprime Loan (Counseling Disclosure Not Provided) | New York Subprime Loan: Counseling Disclosure not provided to borrower. | New York Subprime Counseling Disclosure is missing. |  |  |  | Reviewer Comment (2025-04-10): Accepted as is. |  |  | 04/10/2025 | 2 | B | B | B | B | B | B |  | NY | Primary | Refinance - Cash-out - Other | No obvious cure D B A | Non QM | Non QM | No |
| XXXXX | 4000071820 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State HPML | New York Subprime Home Loan Threshold Fixed Non-Compliant | New York Subprime Loan: APR on subject loan of XXXX % or Final Disclosure APR of XXXX % is in excess of allowable threshold of Prime Mortgage Market Rate XXXX + XXXX %, or XXXX %. Non-Compliant SubPrime Loan. | New York Subprime Home Loan document is missing. |  |  |  | Reviewer Comment (2025-04-10): Accepted as is. |  |  | 04/10/2025 | 2 | B | B | B | B | B | B |  | NY | Primary | Refinance - Cash-out - Other | No obvious cure. Cure provision under NY Subprime 6-m(7) appears to be limited to making a non-compliant NY Subprime loan into a compliant NY subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of NY Subprime status. D B | Non QM | Non QM | No |
| XXXXX | 4000071820 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Provision) New York Subprime Loan (Escrow Not Established) | New York Subprime Loan: Mandatory escrow account not established for the collection of property taxes and insurance. (Note: Does not apply to a subordinate lien when the taxes and insurance are escrowed through another home loan. It also does not apply if the borrower can demonstrate a record of 12 months of timely payments of taxes and insurance on a previous home loan.) |  |  |  |  | Reviewer Comment (2025-04-10): Accepted as is. |  |  | 04/10/2025 | 2 | B | B | B | B | B | B |  | NY | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000071055 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/10/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000071055 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: 128 |  | Need additional secondary value due to the failing CU score. |  |  |  | Reviewer Comment (2025-04-21): AVM received and supports value<br>Reviewer Comment (2025-04-18): We cannot ignore the failing CU score so we now need a secondary valuation due to this.<br>Buyer Comment (2025-04-18): Comment from XXXX (XXXX): Per the guidelines we have for Closed End Seconds (page XXXX section XXXX), it states second liens do not require a secondary valuation product. <br> Are you able to clarify if this is the case, or let me know which guideline would indicate this Closed End Second loan needs a secondary valuation due to the CU score? | 04/21/2025 |  |  | 1 |  | A |  | A |  | A |  | CA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000070400 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/10/2025 | 2 | A | A | A | A | A | A |  | UT | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000070400 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-04-10): Accepted as is based on meeting three XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | UT | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000071300 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/10/2025 | 2 | A | A | A | A | A | A |  | NV | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000071300 | XXXXX |  | XXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Title Policy amount not provided in Title Preliminary document. |  |  |  | Reviewer Comment (2025-04-10): Accepted as is. |  |  | 04/10/2025 | 2 | B | B | B | B | B | B |  | NV | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000070614 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/11/2025 | 2 | A | A | A | A | A | A |  | SC | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000070614 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The secondary valuation is missing. |  |  |  | Reviewer Comment (2025-04-11): Accepted as is based on meeting three XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | SC | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000070407 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/10/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Rate/Term | D B A | Non QM | Non QM | No |
| XXXXX | 4000070407 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Closing / Title | Missing Document | Missing Document: Security Instrument - Subject Lien not provided |  | The file was missing a copy of Security Instrument |  |  |  | Reviewer Comment (2025-04-21): Security instrument received | 04/21/2025 |  |  | 1 | D | A D | D | A D | D | A |  | CA | Primary | Refinance - Rate/Term | D B A | Non QM | Non QM | No |
| XXXXX | 4000070407 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Note Date used as Transaction Date | Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements | The file was missing a copy of Security Instrument |  |  |  | Reviewer Comment (2025-04-10): Accepted as is per client. |  |  | 04/10/2025 | 2 | B | B | B | B | B | B |  | CA | Primary | Refinance - Rate/Term | D B A | Non QM | Non QM | No |
| XXXXX | 4000069723 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/11/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000070369 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-04-14): Accepted as is based on meeting three XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000070369 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/14/2025 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000070828 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | 1003 is missing in file. |  |  |  | Reviewer Comment (2025-04-15): Received, Clearing.<br>Seller Comment (2025-04-15): Comment from XXXX (XXXX): FINAL 1003 | 04/15/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NY | Investment | Refinance - Cash-out - Other | D A C | Non QM | N/A | No |
| XXXXX | 4000070828 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  | Approval/1008 is missing in file. |  |  |  | Reviewer Comment (2025-04-15): Received, Clearing.<br>Seller Comment (2025-04-15): Comment from XXXX (XXXX): 1008 | 04/15/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NY | Investment | Refinance - Cash-out - Other | D A C | Non QM | N/A | No |
| XXXXX | 4000070828 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud report is missing in file. |  |  |  | Reviewer Comment (2025-04-15): Received, Clearing.<br>Seller Comment (2025-04-15): Comment from XXXX (XXXX): FRAUD REPORT | 04/15/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NY | Investment | Refinance - Cash-out - Other | D A C | Non QM | N/A | No |
| XXXXX | 4000070828 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Rider - 1-4 Family not provided |  | Rider - 1-4 Family is missing |  |  |  | Reviewer Comment (2025-04-15): Received, Clearing.<br>Seller Comment (2025-04-15): Comment from XXXX (XXXX): ONE TO FOUR FAMILY RIDER | 04/15/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NY | Investment | Refinance - Cash-out - Other | D A C | Non QM | N/A | No |
| XXXXX | 4000070828 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/14/2025 | 2 | A | A | A | A | A | A |  | NY | Investment | Refinance - Cash-out - Other | D A C | Non QM | N/A | No |
| XXXXX | 4000070828 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ | Secondary valuation from subject transaction is missing. |  |  |  | Reviewer Comment (2025-04-14): Accepted as is based on meeting three XXXX requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | NY | Investment | Refinance - Cash-out - Other | D A C | Non QM | N/A | No |
| XXXXX | 4000070828 | XXXXX |  | XXXXX |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | E-sign Consent Agreement is missing. |  |  |  | Reviewer Comment (2025-04-15): Received, Clearing.<br>Seller Comment (2025-04-15): Comment from XXXX (XXXX): ECOSENT | 04/15/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NY | Investment | Refinance - Cash-out - Other | D A C | Non QM | N/A | No |
| XXXXX | 4000069210 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/14/2025 | 2 | A | A | A | A | A | A |  | NM | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000069210 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: 128 |  | Loan is to be securitized. One valuation was provided and CU score is over 2.5. Secondary valuation is required. |  |  |  | Reviewer Comment (2025-04-17): Received, Clearing. | 04/17/2025 |  |  | 1 | D | A | D | A | D | A |  | NM | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000069210 | XXXXX |  | XXXXX |  | Property | Valuation | General | Valuation | Valuation Product pending |  | XXXX / Collateral Desktop Analysis (CDA) - With MLS Sheets - 2 Days |  |  |  | Reviewer Comment (2025-04-17): Received, Clearing.<br>Reviewer Comment (2025-04-17): Valuation Received - XXXX | 04/17/2025 |  |  | 1 |  | A |  | A |  | A |  | NM | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000069210 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value. Sec ID: 121 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-04-17): Accepted as is. |  |  | 04/17/2025 | 2 |  | A |  | A |  | B |  | NM | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000070021 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/15/2025 | 2 | A | A | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | D B C A | N/A | N/A | No |
| XXXXX | 4000070021 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | The file is missing a copy of the Tax Verification for XXXX. |  |  |  | Reviewer Comment (2025-04-17): Received Tax Verification for XXXX Exception cleared.<br>Seller Comment (2025-04-17): Comment from XXXX (XXXX): Tax Verification | 04/17/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Investment | Refinance - Cash-out - Other | D B C A | N/A | N/A | No |
| XXXXX | 4000070021 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | The file is missing a copy of the Tax Verification for XXXX. |  |  |  | Reviewer Comment (2025-04-18): Received Property History Report. Exception cleared.<br>Buyer Comment (2025-04-17): Comment from XXXX (XXXX): See uploads | 04/18/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Investment | Refinance - Cash-out - Other | D B C A | N/A | N/A | No |
| XXXXX | 4000070021 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: 128 |  |  |  |  |  | Reviewer Comment (2025-04-28): Received, Clearing.<br>Reviewer Comment (2025-04-24): .<br>Reviewer Comment (2025-04-15): Accepted as is based on meeting two XXXXrequirements | 04/28/2025 |  |  | 1 | D | A | D | A | D | A |  | CA | Investment | Refinance - Cash-out - Other | D B C A | N/A | N/A | No |
| XXXXX | 4000070021 | XXXXX |  | XXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Title policy amount is not provided on the title preliminary document. |  |  |  | Reviewer Comment (2025-04-15): Accepted as is. |  |  | 04/15/2025 | 2 | B | B | B | B | B | B |  | CA | Investment | Refinance - Cash-out - Other | D B C A | N/A | N/A | No |
| XXXXX | 4000070021 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  |  |  |  |  | Reviewer Comment (2025-04-17): Received Third Party Verification of Employment dated XXXX is within XXXXdays of Note date. Exception cleared.<br>Seller Comment (2025-04-16): Comment from XXXX (XXXX): Closing VVOE | 04/17/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Investment | Refinance - Cash-out - Other | D B C A | N/A | N/A | No |
| XXXXX | 4000070021 | XXXXX |  | XXXXX |  | Property | Valuation | General | Valuation | Valuation Product pending |  | XXXX / Collateral Desktop Analysis (CDA) - With MLS Sheets - 2 Days |  |  |  | Reviewer Comment (2025-04-28): Received, Clearing.<br>Reviewer Comment (2025-04-27): Valuation Received - XXXX | 04/28/2025 |  |  | 1 |  | A |  | A |  | A |  | CA | Investment | Refinance - Cash-out - Other | D B C A | N/A | N/A | No |
| XXXXX | 4000069780 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/14/2025 | 2 | A | A | A | A | A | A |  | NC | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000069780 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-04-14): Accepted as is based on meeting three XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | NC | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000069780 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | The hazard insurance coverage amount is insufficient and the Replacement cost estimator was not provided in the file. Coverage should equal at least the combined UPB of first and second mortgage - $XXXX. Total coverage is $XXXX. |  |  |  | Reviewer Comment (2025-04-28): Received, Clearing.<br>Seller Comment (2025-04-28): Comment from XXXX (XXXX): These emails state that all coverage is sufficient<br>Reviewer Comment (2025-04-25): On the policy provided there is no extended coverage listed.<br>Seller Comment (2025-04-25): Comment from XXXX (XXXX): This policy includes XXXX % replacement cost coverage with an additional XXXX %.<br>Reviewer Comment (2025-04-22): We need an RCE or the insurer to state that the coverage equals full replacement cost of the property.<br>Seller Comment (2025-04-22): Comment from XXXX (XXXX): Emailed from insurance company stating the amount of coverage is the max replacement coverage | 04/28/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NC | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000069780 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-03-25): Accepted as is. |  |  | 03/25/2026 | 2 |  | A |  | A |  | B |  | NC | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000073397 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/15/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000073397 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Projected P&I Payment Min Payment Fixed Rate Initial Payment | TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on XXXX disclosed a periodic principal and interest payment for payment stream 1 that does not match the actual payment for the loan. | Projected Payments: Final Closing Disclosure provided on XXXX disclosed a periodic principal and interest payment for payment stream 1 that does not match the actual payment for the loan. |  |  |  | Reviewer Comment (2025-05-06): XXXX received PCCD, LOE, RTC and Proof of delivery.<br>Seller Comment (2025-05-05): Comment from XXXX (XXXX . dba XXXX): XXXX<br>Reviewer Comment (2025-04-28): Received corrected OCCD and LOE on COC document. Projected Payments table is a material disclosure and loan is subject to rescission, reopening of rescission required. Please provide new XXXX with new expiration date 3 business days after borrower receives new NORTC and proof of delivery/receipt to complete cure<br>Seller Comment (2025-04-28): Comment from XXXX (XXXX . dba XXXX): PCCD<br>Reviewer Comment (2025-04-18): While the actual collection of escrows on 2nd liens is not required (unless specifically required when not collected on the first), the taxes and assessment information is required to be disclosed to reflect all borrower obligations related to the subject transaction under XXXX .<br>Seller Comment (2025-04-17): Comment from XXXX (XXXX): pccd |  | 05/06/2025 |  | 2 | C | B C | C | B C | C | B |  | CA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| XXXXX | 4000070563 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/15/2025 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000070563 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-04-15): Accepted as is based on meeting three XXXX requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000070605 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2025-04-15): Accepted as is based on meeting three XXXX requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000070605 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/15/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000070605 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/15/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000072778 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Income and Assets - Partnership | Ability to Repay (Dodd-Frank 2014): Unable to verify Partnership income using reasonably reliable third-party records. | Missing the 2023 signed 1065 for XXXX. |  |  |  | Reviewer Comment (2025-04-17): K-1 for XXXX-XXXX received<br>Seller Comment (2025-04-17): Comment from XXXX (XXXX): UW Cert<br>Reviewer Comment (2025-04-16): Missing the XXXX signed 1065 for XXXX-XXXX .<br>Seller Comment (2025-04-16): Comment from XXXX (XXXX): XXXX K1<br>Reviewer Comment (2025-04-16): Received K1 for Consolidated but were missing XXXX-XXXX .<br>Seller Comment (2025-04-16): Comment from XXXX (XXXX): K1 | 04/17/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NY | Investment | Refinance - Cash-out - Other | C A | N/A | Non QM | No |
| XXXXX | 4000072778 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | Missing the 2023 signed 1065 for XXXX. |  |  |  | Reviewer Comment (2025-04-17): K-1 for XXXX-XXXX received | 04/17/2025 |  |  | 1 | A | A | A | A | A | A |  | NY | Investment | Refinance - Cash-out - Other | C A | N/A | Non QM | No |
| XXXXX | 4000072778 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/15/2025 | 2 | A | A | A | A | A | A |  | NY | Investment | Refinance - Cash-out - Other | C A | N/A | Non QM | No |
| XXXXX | 4000072778 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | 2023 Schedule K-1 is missing for XXXX. |  |  |  | Reviewer Comment (2025-04-16): Received K1 for Consolidated but were missing XXXX-XXXX .<br>Reviewer Comment (2025-04-16): Closed in error.<br>Reviewer Comment (2025-04-16): Received, Clearing.<br>Seller Comment (2025-04-16): Comment from XXXX (XXXX): K1 | 04/16/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NY | Investment | Refinance - Cash-out - Other | C A | N/A | Non QM | No |
| XXXXX | 4000072778 | XXXXX |  | XXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Combined loan to value discrepancy. |  | File is missing mortgage statement for existing first lien for subject property verifying remaining balance. Most recent credit report reflects a balance of $XXXX. |  |  |  | Reviewer Comment (2025-04-16): Received, Clearing.<br>Seller Comment (2025-04-16): Comment from XXXX (XXXX): current upb | 04/16/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NY | Investment | Refinance - Cash-out - Other | C A | N/A | Non QM | No |
| XXXXX | 4000072973 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/15/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000072973 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of XXXX. | Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. |  |  |  | Reviewer Comment (2025-04-21): Received third party verification | 04/21/2025 |  |  | 1 | B | A C | B | A C | B | A |  | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C | Non QM | Non QM | Yes |
| XXXXX | 4000072973 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - Schedule C Test | Ability-to-Repay (Dodd-Frank 2014): Unable to verify current Sole Proprietorship status using reasonably reliable third-party records. | Missing third party verification for self employed income. |  |  |  | Reviewer Comment (2025-04-21): Received third party verification<br>Seller Comment (2025-04-21): Comment from XXXX (XXXX): Please see attached. | 04/21/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000072973 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. |  |  |  | Reviewer Comment (2025-04-21): Received third party verification | 04/21/2025 |  |  | 1 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000071966 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/15/2025 | 2 | A | A | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000071966 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2025-04-15): Accepted as is based on meeting three XXXX requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | NY | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000071216 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/16/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000071216 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. |  |  |  | Reviewer Comment (2025-04-16): Accepted as is based on meeting three XXXX requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000071327 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/17/2025 | 2 | A | A | A | A | A | A |  | NV | Investment | Refinance - Cash-out - Other | D A | N/A | Non QM | No |
| XXXXX | 4000071327 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The supporting secondary valuation is missing. |  |  |  | Reviewer Comment (2025-04-17): Accepted as is based on meeting three XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | NV | Investment | Refinance - Cash-out - Other | D A | N/A | Non QM | No |
| XXXXX | 4000070667 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/17/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Rate/Term | D A C | Non QM | Non QM | No |
| XXXXX | 4000070667 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-04-17): Accepted as is based on meeting three XXXX requirements |  |  |  | 3 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Rate/Term | D A C | Non QM | Non QM | No |
| XXXXX | 4000070667 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  | Verification(s) of employment is not within 10 business days of the Note. |  |  |  | Reviewer Comment (2025-04-17): Received Third Party Verification of Employment dated XXXX is within XXXX days of Note date. Exception cleared.<br>Buyer Comment (2025-04-17): Comment from XXXX (XXXX): VVOE provided was verified on XXXX , note is dated XXXX which is within XXXX days. | 04/17/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Rate/Term | D A C | Non QM | Non QM | No |
| XXXXX | 4000070939 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/18/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000070939 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-04-18): Accepted as is based on meeting three XXXX requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000068221 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ | 1004 is provided which is acceptable. Secondary Appraisal not required as per deal notes |  |  |  | Reviewer Comment (2025-04-18): Accepted as is based on meeting three XXXX requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000068221 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/18/2025 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000070733 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State Defect | Illinois SB 1894 | IL Predatory Lending Database Program (SB 1894) - Certificate of Compliance or Exemption not attached to mortgage for recording. |  |  |  |  | Reviewer Comment (2025-04-21): Received Disclosure<br>Seller Comment (2025-04-18): Comment from XXXX (XXXX): Please see attached recorded mortgage. | 04/21/2025 |  |  | 1 | C | A C | C | A C | C | A |  | IL | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000070733 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/18/2025 | 2 | A | A | A | A | A | A |  | IL | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000070733 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-04-18): Accepted as is based on meeting three XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | IL | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000071604 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/18/2025 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000071604 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: 128 |  | FNMA UCDP score is 3 and Freddie Mac UCDP score not available. Secondary valuation is required for securitization. |  |  |  | Reviewer Comment (2025-04-22): Received, Clearing.<br>Seller Comment (2025-04-22): Comment from XXXX (XXXX): Please see attached CDA | 04/22/2025 |  |  | 1 | D | A | D | A | D | A |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000071975 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  | The rating agencies must specifically approve the client for this reduced scope. |  |  |  |  |  |  | 04/18/2025 | 2 | A | A | A | A | A | A |  | SC | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000071975 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The supporting secondary valuation is missing. |  |  |  | Reviewer Comment (2025-04-18): Accepted as is based on meeting two XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | SC | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000072054 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State Defect | Illinois SB 1894 | IL Predatory Lending Database Program (SB 1894) - Certificate of Compliance or Exemption not attached to mortgage for recording. | Certificate of Compliance or Exemption not attached to mortgage for recording. |  |  |  | Reviewer Comment (2025-04-23): Required document received<br>Seller Comment (2025-04-23): Comment from XXXX (XXXX): Please see attached | 04/23/2025 |  |  | 1 | C | A C | C | A C | C | A |  | IL | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000072054 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/18/2025 | 2 | A | A | A | A | A | A |  | IL | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000072054 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-04-18): Accepted as is based on meeting three XXXX requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | IL | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000072765 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | Self-Employed Tax Return Recency - ATR | Ability to Repay (Dodd-Frank 2014): Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date XXXX, Most Recent Tax Return End Date XXXX, Tax Return Due Date XXXX. | Most recent business or personal tax returns are not provided in file |  |  |  | Reviewer Comment (2025-04-18): Accepted as is. |  |  | 04/18/2025 | 2 | B | B | B | B | B | B |  | NY | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000072765 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: 128 |  |  |  |  |  | Reviewer Comment (2025-04-28): Received, Clearing.<br>Seller Comment (2025-04-28): Comment from XXXX (XXXX): CDA | 04/28/2025 |  |  | 1 | D | A | D | A | D | A |  | NY | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000072765 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/18/2025 | 2 | A | A | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000070141 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-04-18): Accepted as is based on meeting three XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000070141 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/18/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000070141 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | The mortgage statement was not provided for XXXX. |  |  |  | Reviewer Comment (2025-04-23): Statement provided. Cleared.<br>Seller Comment (2025-04-23): Comment from XXXX (XXXX): Please see attached. | 04/23/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000070636 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/21/2025 | 2 | A | A | A | A | A | A |  | WA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000070636 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Clear AVM in file. A secondary valuation not provided. |  |  |  | Reviewer Comment (2025-04-21): Accepted as is based on meeting three XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | WA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000071602 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-04-21): Accepted as is based on meeting three XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | TN | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000071602 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/21/2025 | 2 | A | A | A | A | A | A |  | TN | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000071296 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost Disclosure) New Jersey High-Cost Loan (Borrower Notice Not Provided) | New Jersey High-Cost Loan: Notice to Borrower not provided to borrower. | Notice to Borrower not provided to borrower. |  |  |  | Reviewer Comment (2025-05-09): High cost fee overage cured. | 05/09/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NJ | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000071296 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost Provision) New Jersey High-Cost Loan (Financed Fees Exceeds Threshold) | New Jersey High-Cost Loan: Lender financed points and fees in excess of 2% of the total loan amount. | Lender financed points and fees in excess of 2% of the total loan amount. |  |  |  | Reviewer Comment (2025-05-09): High cost fee overage cured. | 05/09/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NJ | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000071296 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost) New Jersey High-Cost Loan (Points and Fees) | New Jersey Home Ownership Security Act: Points and Fees on subject loan of XXXX % is in excess of the allowable maximum of XXXX % of the Total Loan Amount. Points and Fees total $XXXX on a Total Loan Amount of $XXXX vs. an allowable total of $XXXX (an overage of $XXXX or XXXX %). Non-Compliant High Cost Loan. | Points and Fees on subject loan of XXXX % is in excess of the allowable maximum of XXXX % of the Total Loan Amount. Points and Fees total $XXXX on a Total Loan Amount of $XXXX vs. an allowable total of $XXXX (an overage of $XXXX or .XXXX%). |  |  |  | Reviewer Comment (2025-05-09): XXXX received XXXX LOEs to borrower, XXXX refund checks totaling XXXX fee overage and proof of delivery.<br>Reviewer Comment (2025-05-09): (1) Letter of Explanation; (2) refund of amount over the covered loan threshold maximum; and (3) proof of mailing (must be in transit with courier) provided<br>Seller Comment (2025-05-08): Comment from XXXX (XXXX): add'l funds going out today.<br>Reviewer Comment (2025-05-01): We received an LOE, copy of cure check for $XXXX , and proof of mailing, however the required cure amount is XXXX . We need evidence of the remaining cure to borrower (deadline XXXX): LOE, copy of XXXX cure check and proof of mailing (must be in transit).<br>Seller Comment (2025-04-30): Comment from XXXX (XXXX): cure to borrower |  | 05/09/2025 |  | 2 | C | B C | C | B C | C | B |  | NJ | Primary | Refinance - Cash-out - Other | Within 45 days of closing, provide: (1) Letter of Explanation; (2) refund of amount over the covered loan threshold maximum; and (3) proof of mailing (must be in transit with courier).<br>(Limited Use Bona Fide Errors - Compliance and Client Approval Required) Within 365 days of closing, provide: <br> (1) Legal opinion from originating lender with loan-specific details on how a high-cost loan was made despite procedures to prevent and confirms (i) the failure constitutes a bona fide error for the jurisdiction in which the property is located, and (ii) that the lender has not received any notice from the borrower of the failure; (2) procedures or explanation of controls in place to prevent such errors; (3) client written approval accepting use of the bona fide error cure; (4) Letter of Explanation to borrower; (5) refund of amount over the high-cost threshold maximum; and (6) proof of mailing (must be in transit with courier). Note, a cure may not be accepted if the seller/lender has certified a fix has been made to their system and the same issue continues to occur after the fix has been put into place. | Non QM | Non QM | Yes |
| XXXXX | 4000071296 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/21/2025 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000071296 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No secondary valuation was provided. Sec ID: 56 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-04-24): Accepted as is based on meting three XXXX requirements. |  |  |  | 2 |  | N/A |  | N/A |  |  |  | NJ | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000071250 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/21/2025 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000069098 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/21/2025 | 2 | A | A | A | A | A | A |  | WA | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000069098 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2025-04-21): Accepted as is based on meeting two XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | WA | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000071992 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/21/2025 | 2 | A | A | A | A | A | A |  | FL | Investment | Refinance - Cash-out - Other | A | N/A | N/A | No |
| XXXXX | 4000071007 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal and secondary valuation are missing. Sec ID: 4 |  |  |  |  |  | Reviewer Comment (2025-04-22): Received, Clearing.<br>Seller Comment (2025-04-21): Comment from XXXX (XXXX): See attached property condition report. | 04/22/2025 |  |  | 1 | D | A D | D | A D | D | A |  | VA | Investment | Refinance - Cash-out - Other | D A C | Non QM | N/A | No |
| XXXXX | 4000071007 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/21/2025 | 2 | A | A | A | A | A | A |  | VA | Investment | Refinance - Cash-out - Other | D A C | Non QM | N/A | No |
| XXXXX | 4000071007 | XXXXX |  | XXXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: AVM not provided |  | The file is missing a copy of the AVM. |  |  |  | Reviewer Comment (2025-04-22): Received, Clearing.<br>Seller Comment (2025-04-21): Comment from XXXX (XXXX): See attached AVM. | 04/22/2025 |  |  | 1 | C | A C | C | A C | C | A |  | VA | Investment | Refinance - Cash-out - Other | D A C | Non QM | N/A | No |
| XXXXX | 4000071007 | XXXXX |  | XXXXX |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  |  |  |  |  | Reviewer Comment (2025-04-22): Received, Clearing.<br>Seller Comment (2025-04-21): Comment from XXXX (XXXX): See attached e-consent letter. | 04/22/2025 |  |  | 1 | C | A C | C | A C | C | A |  | VA | Investment | Refinance - Cash-out - Other | D A C | Non QM | N/A | No |
| XXXXX | 4000071007 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-04-22): Accepted as is based on meeting three XXXX requirements. |  |  |  | 2 |  | N/A |  | N/A |  |  |  | VA | Investment | Refinance - Cash-out - Other | D A C | Non QM | N/A | No |
| XXXXX | 4000069200 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/21/2025 | 2 | A | A | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000070418 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/22/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000070418 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-04-22): Accepted as is based on meeting three XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000072161 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/22/2025 | 2 | A | A | A | A | A | A |  | OR | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000072161 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-04-22): Accepted as is based on meeting three XXXX requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | OR | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000071490 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/22/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000071490 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The supporting secondary valuation is missing. |  |  |  | Reviewer Comment (2025-04-22): Accepted as is based on meeting three XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000072061 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/21/2025 | 2 | A | A | A | A | A | A |  | SD | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000072061 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2025-04-21): Accepted as is based on meeting three XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | SD | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000071651 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/21/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000071651 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is missing |  |  |  | Reviewer Comment (2025-04-21): Accepted as is based on meeting two XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000071651 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | The file was missing a copy of Fraud Report |  |  |  | Reviewer Comment (2025-04-22): Received, Clearing.<br>Seller Comment (2025-04-21): Comment from XXXX (XXXX): Please see attached fraud report for review. | 04/22/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000071651 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | The file was missing a copy of Fraud Report |  |  |  | Reviewer Comment (2025-04-22): Received, Clearing.<br>Seller Comment (2025-04-21): Comment from XXXX (XXXX): Please see attached fraud report for review. | 04/22/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000071471 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/22/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000071471 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Valuation is supported by an AVM with XXXX FSD Score. |  |  |  | Reviewer Comment (2025-04-22): Accepted as is based on meeting three XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000071471 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of XXXX. | Loan Designation updated as per the deal notes. |  |  |  | Reviewer Comment (2025-04-30): Received, Clearing. | 04/30/2025 |  |  | 1 | B | A C | B | A C | B | A |  | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| XXXXX | 4000071471 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM DTIs match and both moderately exceed Guidelines | Ability to Repay (Dodd-Frank 2014): The DTI calculated in accordance with the Lenders Guidelines and 1026.43(c)(5) of XXXX % moderately exceeds the guideline maximum of XXXX %. (DTI Exception is eligible to be regraded with compensating factors.) |  |  |  |  | Reviewer Comment (2025-04-30): Received, Clearing.<br>Buyer Comment (2025-04-29): Comment from XXXX (XXXX): Per the UW, he used FNMA guides to gross up XXXX % (XXXX) by XXXX %. I took the monthly and multiplied it by XXXX (XXXX). Took that amount and multiplied it by XXXX % (XXXX). The calculator then takes the XXXX % (XXXX) and multiplies it by XXXX % (XXXX). $XXXX + $XXXX = $XXXX / XXXX = $XXXX per month.<br>Reviewer Comment (2025-04-24): PITIA is $XXXX + credit debt of $XXXX = $XXXX / income of $XXXX = XXXX % DTI.<br>Buyer Comment (2025-04-23): Comment from XXXX (XXXX): I dont understand the reject, based off the following - Total income verified matches $XXXX / total credit debt verified $XXXX . This calculates to DTI XXXX %, which is under XXXX .?<br>Reviewer Comment (2025-04-23): Total income verified matches $XXXX / total credit debt verified $XXXX .<br>Seller Comment (2025-04-23): Comment from XXXX (XXXX): Per UW, please see attached Income & Debt worksheet.<br>Reviewer Comment (2025-04-23): We are coming up with $XXXX in credit debt a month while uw camie in with $XXXX<br>Buyer Comment (2025-04-22): Comment from XXXX (XXXX): Please provide your calculations as our loan does not exceed guidelines at XXXX %. | 04/30/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000071471 | XXXXX |  | XXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | It appears the TJX liability of $XXXX is not included in the DTI at origination. Missing evidence in the file to exclude the debt. |  |  |  | Reviewer Comment (2025-04-30): Received, Clearing. | 04/30/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000071471 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Exception already added for exceeding DTI . |  |  |  | Reviewer Comment (2025-04-30): Received, Clearing. | 04/30/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000070612 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Clear AVM in file. A secondary valuation not located in file. |  |  |  | Reviewer Comment (2025-04-22): Accepted as is based on meeting three XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | FL | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000070612 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/22/2025 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000070612 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Closing Disclosure Status Test | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided or Closing Disclosure not provided prior to closing. Any applicable Federal, State or Local compliance testing is unreliable or not performed. Loan is subject to high cost testing. | Missing the complete final CD signed XXXX. Missing pages 1 and 4 |  |  |  | Reviewer Comment (2025-04-23): Received, Clearing.<br>Seller Comment (2025-04-22): Comment from XXXX (XXXX): Please see all pages of the Final CD. | 04/23/2025 |  |  | 1 | C | A C | C | A C | C | A |  | FL | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000070612 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Receipt Date Missing | Missing Final Closing Disclosure Received Date. Unable to determine compliance with rescission timing requirements. | Right to Cancel signed and dated by borrower XXXX. Transaction date is XXXX. |  |  |  | Reviewer Comment (2025-04-23): Received, Clearing.<br>Seller Comment (2025-04-22): Comment from XXXX (XXXX): Please see all pages of the Final CD. | 04/23/2025 |  |  | 1 | C | A C | C | A C | C | A |  | FL | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission C | Non QM | Non QM | Yes |
| XXXXX | 4000072056 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | XXXX AVM in file. A secondary valuation not required. |  |  |  | Reviewer Comment (2025-04-22): Accepted as is based on meeting three XXXX requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | GA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000072056 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/22/2025 | 2 | A | A | A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000072301 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-04-23): Accepted as is based on meeting three XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CT | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000072301 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/23/2025 | 2 | A | A | A | A | A | A |  | CT | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000072444 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/23/2025 | 2 | A | A | A | A | A | A |  | IN | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000072444 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Valuation is supported by an AVM with XXXX FSD Score. |  |  |  | Reviewer Comment (2025-04-23): Accepted as is based on meeting two XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | IN | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000072444 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Rural properties are not eligible. Property Condition Inspection indicates the subject is rural. | Borrower has owned the subject property for at least 5 years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%. |  | SitusAMC<br>SitusAMC | Reviewer Comment (2025-04-29): Client exception received.<br>Seller Comment (2025-04-29): Comment from XXXX (XXXX): Please see attached approved exception . |  |  | 04/29/2025 | 2 | C | B C | C | B C | C | B |  | IN | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000072234 | XXXXX |  | XXXXX |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | Title Policy Coverage is less than Original Loan Amount. |  |  |  | Reviewer Comment (2025-04-24): Accepted as is. |  |  | 04/24/2025 | 2 | B | B | B | B | B | B |  | FL | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000072234 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/24/2025 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000072234 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. |  |  |  | Reviewer Comment (2025-04-24): Accepted as is based on meeting three XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | FL | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000072515 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-04-23): Accepted as is based on meeting three XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | OH | Investment | Refinance - Cash-out - Other | D A | Non QM | N/A | No |
| XXXXX | 4000072515 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/23/2025 | 2 | A | A | A | A | A | A |  | OH | Investment | Refinance - Cash-out - Other | D A | Non QM | N/A | No |
| XXXXX | 4000073178 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/24/2025 | 2 | A | A | A | A | A | A |  | OH | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000070707 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/24/2025 | 2 | A | A | A | A | A | A |  | WA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000070707 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2025-04-24): Accepted as is based on meeting three XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | WA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000069886 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. Sec ID: 0279 |  |  |  | Reviewer Comment (2025-04-25): Accepted as is based on meeting three XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000069886 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/25/2025 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000072244 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/24/2025 | 2 | A | A | A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000072244 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-04-29): Accepted as is based on meeting three XXXX requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | GA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000072244 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank XXXX): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of XXXX. | Please provide VVOE or third-party document for the employment XXXX |  |  |  | Reviewer Comment (2025-04-28): Received Third Party Verification of Employment dated XXXX is within XXXX days of Note date. Exception cleared.<br>Seller Comment (2025-04-25): Comment from XXXX (XXXX): Please see attached. | 04/28/2025 |  |  | 1 | B | A C | B | A C | B | A |  | GA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status D C | Non QM | Non QM | Yes |
| XXXXX | 4000072244 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - W-2 | Ability to Repay (Dodd-Frank XXXX): Unable to verify current Wages/W-2 employment status using reasonably reliable third-party records. | Please provide VVOE or third-party document for the employment XXXX |  |  |  | Reviewer Comment (2025-04-28): Received Third Party Verification of Employment dated XXXX is within XXXX days of Note date. Exception cleared.<br>Seller Comment (2025-04-25): Comment from XXXX (XXXX): Please see attached. | 04/28/2025 |  |  | 1 | C | A C | C | A C | C | A |  | GA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000072244 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank XXXX): General Ability-to-Repay requirements not satisfied. | Please provide VVOE or third-party document for the employment XXXX |  |  |  | Reviewer Comment (2025-04-28): Received Third Party Verification of Employment dated XXXX is within XXXX days of Note date. Exception cleared. | 04/28/2025 |  |  | 1 | A | A | A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000072244 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is required and was not found in file. |  | Please provide VVOE or third-party document for the employment XXXX |  |  |  | Reviewer Comment (2025-04-28): Received Third Party Verification of Employment dated XXXX is within XXXX days of Note date. Exception cleared.<br>Seller Comment (2025-04-25): Comment from XXXX (XXXX): Please see attached. | 04/28/2025 |  |  | 1 | C | A C | C | A C | C | A |  | GA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000072244 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  | Please provide VVOE or third-party document for the employment XXXX |  |  |  | Reviewer Comment (2025-04-28): Received Third Party Verification of Employment dated XXXX is within XXXX days of Note date. Exception cleared.<br>Seller Comment (2025-04-25): Comment from XXXX (XXXX): Please see attached. Note dated XXXX , VOE dated XXXX | 04/28/2025 |  |  | 1 | C | A C | C | A C | C | A |  | GA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000071575 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal from prior transaction was in file. No secondary valuation was provided. Sec ID: 49 |  |  |  |  |  | Reviewer Comment (2025-04-25): Accepted as is based on meeting three XXXX requirements |  |  |  | 3 | D | N/A | N/A | N/A D | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000071575 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/25/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000071575 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal from prior transaction was in file. No secondary valuation was provided. Sec ID: 49 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-04-25): Accepted as is based on meeting three XXXX requirements |  |  |  | 3 | D | N/A | N/A | N/A D | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000072980 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/25/2025 | 2 | A | A | A | A | A | A |  | KY | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000072980 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. The supporting secondary valuation is missing. Sec ID: 126 |  | Not Eligible for R & W relief per Freddie UCDP. CU score not provided. Secondary valuation is required. |  |  |  | Reviewer Comment (2025-04-29): Received, Clearing.<br>Seller Comment (2025-04-29): Comment from XXXX (XXXX): appraisal CDA | 04/29/2025 |  |  | 1 | D | A | D | A | D | A |  | KY | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000071728 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/28/2025 | 2 | A | A | A | A | A | A |  | GA | Primary | Refinance - Rate/Term | D A | Non QM | Non QM | No |
| XXXXX | 4000071728 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2025-04-28): Accepted as is based on meeting three XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | GA | Primary | Refinance - Rate/Term | D A | Non QM | Non QM | No |
| XXXXX | 4000070215 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-04-25): Accepted as is based on meeting two XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | ME | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000070215 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/25/2025 | 2 | A | A | A | A | A | A |  | ME | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000070215 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Bankruptcy Documents not provided |  | Bankruptcy discharged papers not provided. |  |  |  | Reviewer Comment (2025-04-28): Clearing.<br>Buyer Comment (2025-04-25): Comment from XXXX (XXXX): XXXX Docket #: XXXX CHAPTER XXXX FILED XXXX DISCHARGED XXXX - Over XXXX years, documentation should not be required per guidelines. | 04/28/2025 |  |  | 1 | C | A C | C | A C | C | A |  | ME | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000072353 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/28/2025 | 2 | A | A | A | A | A | A |  | RI | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000072353 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-04-28): Accepted as is based on meeting two XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | RI | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000070991 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/28/2025 | 2 | A | A | A | A | A | A |  | LA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000070991 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Valuation is supported by an AVM with XXXX FSD Score. |  |  |  | Reviewer Comment (2025-04-28): Accepted as is based on meeting three XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | LA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000073159 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-04-28): Accepted as is based on meeting three XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000073159 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/28/2025 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000072435 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/28/2025 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000072435 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-04-28): Accepted as is based on meeting two XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000073024 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/28/2025 | 2 | A | A | A | A | A | A |  | WA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000073024 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2025-04-28): Accepted as is based on meeting three XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | WA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000073372 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | XXXX AVM in file. A secondary valuation not located in file. |  |  |  | Reviewer Comment (2025-04-29): Accepted as is based on meeting two XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | OH | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000073372 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/29/2025 | 2 | A | A | A | A | A | A |  | OH | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000072844 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-04-29): Accepted as is based on meeting three XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | SC | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000072844 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/29/2025 | 2 | A | A | A | A | A | A |  | SC | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000070922 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/29/2025 | 2 | A | A | A | A | A | A |  | NC | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000069756 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/30/2025 | 2 | A | A | A | A | A | A |  | MO | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000069756 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-04-30): Accepted as is based on meeting three XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | MO | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000073095 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 04/30/2025 | 2 | A | A | A | A | A | A |  | OR | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000073095 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The supporting secondary valuation is missing. |  |  |  | Reviewer Comment (2025-04-30): Accepted as is based on meeting three XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | OR | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000071786 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/01/2025 | 2 | A | A | A | A | A | A |  | FL | Investment | Refinance - Cash-out - Other | D A C | N/A | N/A | No |
| XXXXX | 4000071786 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2025-05-01): Accepted as is based on meeting three XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | FL | Investment | Refinance - Cash-out - Other | D A C | N/A | N/A | No |
| XXXXX | 4000071786 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Hazard Insurance Coverage Amount is insufficient. There is a shortage of $XXXX |  |  |  | Reviewer Comment (2025-05-05): Received, Clearing.<br>Seller Comment (2025-05-05): Comment from XXXX (XXXX): There is REplacement Cost coverage on this policy. Please see Insurance Binder stating Replacement Cost - Y for Yes and then we have the list of coverages showing XXXX is replacement cost | 05/05/2025 |  |  | 1 | C | A C | C | A C | C | A |  | FL | Investment | Refinance - Cash-out - Other | D A C | N/A | N/A | No |
| XXXXX | 4000072018 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/01/2025 | 2 | A | A | A | A | A | A |  | VA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000075071 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/02/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000075070 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/01/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXX | 4000075070 | XXXXX |  | XXXXX |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | The Title Policy Amount of $XXXX is less than the note amount of $XXXX based on the Preliminary in file. |  |  |  | Reviewer Comment (2025-05-05): Accepted as is. |  |  | 05/05/2025 | 2 | B | B | B | B | B | B |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXX | 4000073500 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-05-02): Accepted as is based on meeting three XXXX requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | NY | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000073500 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/02/2025 | 2 | A | A | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000072471 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-05-02): Accepted as is based on meeting three XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000072471 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/02/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000072471 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  |  |  |  |  | Reviewer Comment (2025-05-05): Updated VVOE provided. Cleared.<br>Buyer Comment (2025-05-05): Comment from XXXX (XXXX): VVOE for XXXX was verified on XXXX , the note date is XXXX which is within XXXX days, provided on page XXXX - XXXX . | 05/05/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000072947 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/02/2025 | 2 | A | A | A | A | A | A |  | PA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000072947 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file is missing a copy of the secondary valuation required for securitization Purposes. |  |  |  | Reviewer Comment (2025-05-02): Accepted as is based on meeting three XXXX requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | PA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000072806 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal was made "subject to" and Form 1004D/442 was not provided. |  | Appraisal completed "subject to repair", no 442 or other evidence provided. |  |  |  | Reviewer Comment (2025-05-06): Proper valuation documentation received, exception cleared.<br>Seller Comment (2025-05-06): Comment from XXXX (XXXX): see added attached CO photos for "subject to" | 05/06/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000072806 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/02/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000073399 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. |  |  |  | Reviewer Comment (2025-05-05): Accepted as is based on meeting three XXXX requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | MA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000073399 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided |  | Hazard Insurance Policy for Subject Property is missing in the file. |  |  |  | Reviewer Comment (2025-05-14): Received Hazard Insurance Policy. Exception cleared.<br>Seller Comment (2025-05-13): Comment from XXXX (XXXX): Please see attached EOI | 05/14/2025 |  |  | 1 | C | A C | C | A C | C | A |  | MA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000073399 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/05/2025 | 2 | A | A | A | A | A | A |  | MA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000073399 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The RTC provided is for HELOCs open end credit account. Loan is a closed end second lien. |  |  |  | Reviewer Comment (2025-05-14): Received, Clearing.<br>Seller Comment (2025-05-13): Comment from XXXX (XXXX): Please see attached | 05/14/2025 |  |  | 1 | C | A C | C | A C | C | A |  | MA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000073532 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/05/2025 | 2 | A | A | A | A | A | A |  | PA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000073532 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-05-05): Accepted as is based on meeting three XXXX requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | PA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000073279 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/05/2025 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000073279 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-05-05): Accepted as is based on meeting three XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000073476 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/05/2025 | 2 | A | A | A | A | A | A |  | MI | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000073476 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-05-05): Accepted as is based on meeting two XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | MI | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000073476 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | XXXX: Subject loan transaction disbursed on XXXX, prior to three (3) business days from transaction date of XXXX. |  |  |  |  | Reviewer Comment (2025-05-05): Updated per initial RTC provided.<br>Seller Comment (2025-05-05): Comment from XXXX (XXXX): Borrowers original attached NRTC. Please be advised that the borrowers signed originally on XXXX . <br> The RTC we delivered were the copies that were missed and notary went back out to have borrower resign. Borrowers originally signed XXXX . | 05/05/2025 |  |  | 1 | C | A C | C | A C | C | A |  | MI | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Non QM | Non QM | Yes |
| XXXXX | 4000073476 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date | XXXX: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). |  |  |  |  | Reviewer Comment (2025-05-05): Updated per initial RTC provided. | 05/05/2025 |  |  | 1 | C | A C | C | A C | C | A |  | MI | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Non QM | Non QM | Yes |
| XXXXX | 4000073247 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/05/2025 | 2 | A | A | A | A | A | A |  | WA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000073247 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | XXXX AVM in file. A secondary valuation not located in file. |  |  |  | Reviewer Comment (2025-05-05): Accepted as is based on meeting two XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | WA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000073419 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/05/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000073419 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is missing. |  |  |  | Reviewer Comment (2025-05-05): Accepted as is based on meeting three XXXX requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000072644 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/05/2025 | 2 | A | A | A | A | A | A |  | UT | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000072644 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2025-05-05): Accepted as is based on meeting three XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | UT | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000073388 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2025-05-05): Accepted as is based on meeting three XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000073388 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/05/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000073627 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/05/2025 | 2 | A | A | A | A | A | A |  | NV | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000073627 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-05-05): Accepted as is based on meeting three XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | NV | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000073253 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/05/2025 | 2 | A | A | A | A | A | A |  | WI | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000073253 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2025-05-05): Accepted as is based on meeting three XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | WI | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000072453 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/05/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000075699 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/06/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000075699 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | XXXX Loan: APR on subject loan of XXXX % or Final Disclosure APR of XXXX % is equal to or greater than the threshold of APOR XXXX % + XXXX %, or XXXX%. Non-Compliant Higher Priced Mortgage Loan. | Considered non-compliant HPML as the loan is missing evidence the borrower received a copy of the appraisal 3 business days prior to closing. The file contains evidence it was sent on XXXX, however without evidence of receipt, the 3 day rule applies which brings the date of receipt inside 3 business days of closing. |  |  |  | Reviewer Comment (2025-05-06): Delivery confirmation on file as of XXXX | 05/06/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000075699 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank XXXX): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Missing evidence the borrower received a copy of the appraisal 3 business days prior to closing. The file contains evidence it was sent on XXXX, however without evidence of receipt, the 3 day rule applies which brings the date of receipt inside 3 business days of closing. |  |  |  | Reviewer Comment (2025-05-06): Delivery confirmation on file as of XXXX | 05/06/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000071985 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/06/2025 | 2 | A | A | A | A | A | A |  | OH | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000071985 | XXXXX |  | XXXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Verification of Non-US Citizen Status not provided |  | The file was missing a copy of Verification of Non-US Citizen Status. |  |  |  | Reviewer Comment (2025-05-14): Received From XXXX and Form XXXX Approval Notice. Exception cleared<br>Seller Comment (2025-05-13): Comment from XXXX (XXXX): Please see attached.<br>Reviewer Comment (2025-05-07): Received H1B VISA confirms that the validity from XXXX to XXXX , which is after note date XXXX .Please provide supporting document that confirms the borrower Citizenship is with in closing date. Exception remains.<br>Buyer Comment (2025-05-06): Comment from XXXX (XXXX): EAD documentation was provided in the closed loan package, pages XXXX - XXXX . Valid XXXX - XXXX . | 05/14/2025 |  |  | 1 | C | A C | C | A C | C | A |  | OH | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000071985 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-05-06): Accepted as is based on meeting three XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | OH | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000073723 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/07/2025 | 2 | A | A | A | A | A | A |  | PA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000073723 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Valuation is supported by an AVM with XXXX FSD Score |  |  |  | Reviewer Comment (2025-05-07): Accepted as is based on meeting three XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | PA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000073735 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/07/2025 | 2 | A | A | A | A | A | A |  | SC | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000073735 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required. |  |  |  | Reviewer Comment (2025-05-07): Accepted as is based on meeting two XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | SC | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000073735 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Provide letter of explanation for page 4 of the WVOE reflecting the borrower is inactive with a termination date of XXXX. |  |  |  | Reviewer Comment (2025-05-08): Clearing.<br>Buyer Comment (2025-05-07): Comment from XXXX (XXXX): Please read the Employer Disclaimer on page 4 of 6 for the explanation. | 05/08/2025 |  |  | 1 | C | A C | C | A C | C | A |  | SC | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000073735 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | Provide VVOE. |  |  |  | Reviewer Comment (2025-05-08): Clearing.<br>Buyer Comment (2025-05-07): Comment from XXXX (XXXX): VOE provided dated XXXX , note dated XXXX | 05/08/2025 |  |  | 1 | C | A C | C | A C | C | A |  | SC | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000073740 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/07/2025 | 2 | A | A | A | A | A | A |  | CO | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000073740 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-05-07): Accepted as is based on meeting three XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CO | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000073740 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: | - ___ | Borrower has been on current job less than 2 years, and prior employment history was not documented as required for Employer XXXX. |  |  |  | Reviewer Comment (2025-05-09): Clearing.<br>Buyer Comment (2025-05-08): Comment from XXXX (XXXX): We referred to XXXX guidelines. XXXX has confirmed previously that they do not require VOE's for previous employments, only current employments. | 05/09/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CO | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000072720 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/09/2025 | 2 | A | A | A | A | A | A |  | KS | Investment | Refinance - Cash-out - Other | A | N/A | Non QM | No |
| XXXXX | 4000076104 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/09/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000073241 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/09/2025 | 2 | A | A | A | A | A | A |  | NV | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000073241 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. Sec ID: 0320 |  |  |  | Reviewer Comment (2025-05-09): Accepted as is based on meeting two XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | NV | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000074059 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/09/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000074059 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-05-09): Accepted as is based on meeting two XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000072116 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/09/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Rate/Term | A | Non QM | Non QM | No |
| XXXXX | 4000071522 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/12/2025 | 2 | A | A | A | A | A | A |  | ID | Investment | Refinance - Cash-out - Other | A | N/A | N/A | No |
| XXXXX | 4000073726 | XXXXX |  | XXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary title policy is within XXXX and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  | Reviewer Comment (2025-05-12): Accepted as is. |  |  | 05/12/2025 | 2 | B | B | B | B | B | B |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXX | 4000073726 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/12/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXX | 4000073791 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/13/2025 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000073791 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-05-13): Accepted as is based on meeting three XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000074512 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided |  |  |  |  |  | Reviewer Comment (2025-05-14): Received Hazard Insurance Policy. Exception cleared.<br>Seller Comment (2025-05-13): Comment from XXXX (XXXX): Please see attached. | 05/14/2025 |  |  | 1 | C | A C | C | A C | C | A |  | ID | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000074512 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/13/2025 | 2 | A | A | A | A | A | A |  | ID | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000074512 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-05-13): Accepted as is based on meeting three XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | ID | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000074512 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Hazard Insurance Policy expires within 90 days of the Note Date. | Hazard Insurance Policy Expiration Date ___, Note Date ___ |  |  |  |  | Reviewer Comment (2025-05-14): Accepted as is. |  |  | 05/14/2025 | 2 |  | B |  | B |  | B |  | ID | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000073472 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/13/2025 | 2 | A | A | A | A | A | A |  | VA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000073472 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-05-13): Accepted as is based on meeting three XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | VA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000073517 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/14/2025 | 2 | A | A | A | A | A | A |  | UT | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000073517 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-05-14): Accepted as is based on meeting two XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | UT | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000073145 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/15/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000073145 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Heloc Second lien file . |  |  |  | Reviewer Comment (2025-05-15): Accepted as is based on meeting three XXXX requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000074084 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/14/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000074084 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2025-05-14): Accepted as is based on meeting two XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000074084 | XXXXX |  | XXXXX |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  | The file is missing copy of Title Evidence. |  |  |  | Reviewer Comment (2025-05-27): Property report received<br>Reviewer Comment (2025-05-23): Title Search required. Please obtain exception from buyer to clear.<br>Buyer Comment (2025-05-22): Comment from XXXX (XXXX): XXXX already signed off on the Property Report on the XXXX , please clear your condition as the Property Report provided is sufficent.<br>Reviewer Comment (2025-05-16): Property report is not provided. As per guidelines, For loan amounts 05/27/2025 1 C A C A C A C A C A CA Primary Refinance - Cash-out - Other D A C A A A D A Non QM Non QM No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000073657 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/14/2025 | 2 | A | A | A | A | A | A |  | MD | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000073657 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2025-05-14): Accepted as is based on meeting three XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | MD | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000072666 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/15/2025 | 2 | A | A | A | A | A | A |  | IL | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000072666 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-05-15): Accepted as is based on meeting two XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | IL | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000072666 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State Defect | Illinois SB 1894 | IL Predatory Lending Database Program (SB 1894) - Certificate of Compliance or Exemption not attached to mortgage for recording. |  |  |  |  | Reviewer Comment (2025-05-15): Required document received, exception cleared<br>Seller Comment (2025-05-15): Comment from XXXX (XXXX): Please see attached. | 05/15/2025 |  |  | 1 | C | A C | C | A C | C | A |  | IL | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000073817 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/15/2025 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000073817 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-05-15): Accepted as is based on meeting three RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | NJ | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000073817 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insurance address does not match Note address. |  | HOI Policy address does not match the subject property. |  |  |  | Reviewer Comment (2025-05-16): Addresses are one in the same<br>Seller Comment (2025-05-16): Comment from XXXX (XXXX): Property is on a corner, title supplement was provided in the file to show addresses are one and the same. | 05/16/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NJ | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000073817 | XXXXX |  | XXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Credit | Guideline Requirement: Number of units discrepancy. | Appraisal number of units of ___ does not match Guideline number of units of ___. | AVM lists property as 1 unit, however, loan docs and tape data state 2 unit property. |  |  |  | Reviewer Comment (2025-05-16): PCI reflects multi-family<br>Buyer Comment (2025-05-16): Comment from XXXX (XXXX): The AVM will not show a certain type of property, we cannot make any chages but the PCI does show multi family this should be sufficient | 05/16/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NJ | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000073389 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/15/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000073389 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | The coverage was less than the balance of both liens combined. The shortfall was $ XXXX. |  |  |  | Reviewer Comment (2025-05-16): After further review, exception has been cleared.<br>Buyer Comment (2025-05-16): Comment from XXXX (XXXX): RCE was provided in the file, dwelling coverage + XXXX replacement cost is enough to cover the cost to rebuild,XXXX . | 05/16/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000073536 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | Self-Employed Tax Return Recency - ATR | Ability to Repay (Dodd-Frank XXXX): Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date XXXX, Most Recent Tax Return End Date XXXX, Tax Return Due Date XXXX. | 1120-S Tax Return in file is for the year XXXX. 1120 Tax Return for XXXX. |  |  |  | Reviewer Comment (2025-05-16): Accepted as is. |  |  | 05/16/2025 | 2 | B | B | B | B | B | B |  | FL | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000073536 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: 128 |  |  |  |  |  | Reviewer Comment (2025-05-28): Cleared- CDA received and supports value<br>Seller Comment (2025-05-28): Comment from XXXX (XXXX): CDA<br>Reviewer Comment (2025-05-19): Received primary appraisal used at origination. A secondary valuation supporting the primary appraisal is required as the file contains ineligible XXXX and XXXX UCDP scores.<br>Seller Comment (2025-05-19): Comment from XXXX (XXXX): Appraisal Report | 05/28/2025 |  |  | 1 | D | A | D | A | D | A |  | FL | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000073536 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/16/2025 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000075994 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/16/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000075994 | XXXXX |  | XXXXX |  | Property | Valuation | Valuation Issue | Valuation | The desk review has a effective date that is other than what the appraisal effective date is. The desk review should have the same effective date as the appraisal |  |  |  |  |  | Reviewer Comment (2025-05-21): Corrected CDA provided. Cleared.<br>Seller Comment (2025-05-21): Comment from XXXX (XXXX): appraisal eff date updated | 05/21/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000075994 | XXXXX |  | XXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-05-16): Accepted as is. |  |  | 05/16/2025 | 2 | B | B | B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000073285 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2025-05-16): Accepted as is based on meeting three XXXX requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000073285 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/16/2025 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000072511 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/16/2025 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000072511 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2025-05-16): Accepted as is based on meeting three XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000073998 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/16/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000073998 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2025-05-16): Accepted as is based on meeting three XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000071785 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/16/2025 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000071785 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is missing. |  |  |  | Reviewer Comment (2025-05-16): Accepted as is based on meeting three XXXX requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000075107 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/16/2025 | 2 | A | A | A | A | A | A |  | NY | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000075107 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No secondary valuation was provided. Sec ID: 56 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-05-16): Accepted as is based on meeting three XXXX requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | NY | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000074205 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM provided. |  |  |  | Reviewer Comment (2025-05-19): Accepted as is based on meeting three XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | MA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000074205 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/19/2025 | 2 | A | A | A | A | A | A |  | MA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000074205 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank XXXX): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of XXXX. | Income Verification document is missing in file |  |  |  | Reviewer Comment (2025-05-23): VVOE received<br>Seller Comment (2025-05-23): Comment from XXXX (XXXX): Please see attached. | 05/23/2025 |  |  | 1 | B | A C | B | A C | B | A |  | MA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status D C | Non QM | Non QM | Yes |
| XXXXX | 4000074205 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - W-2 | Ability to Repay (Dodd-Frank XXXX): Unable to verify current Wages/W-2 employment status using reasonably reliable third-party records. | Verification of employment within 10 days of closing is missing from the file |  |  |  | Reviewer Comment (2025-05-23): VVOE received<br>Buyer Comment (2025-05-23): Comment from XXXX (XXXX): Uploaded the VOE. | 05/23/2025 |  |  | 1 | C | A C | C | A C | C | A |  | MA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000074205 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank XXXX): General Ability-to-Repay requirements not satisfied. | Verification of employment within 10 days of closing is missing from the file |  |  |  | Reviewer Comment (2025-05-23): VVOE received | 05/23/2025 |  |  | 1 | A | A | A | A | A | A |  | MA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000074205 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  | Verification of employment within 10 days of closing is missing from the file |  |  |  | Reviewer Comment (2025-05-23): VVOE received<br>Seller Comment (2025-05-23): Comment from XXXX (XXXX): Please see attached. | 05/23/2025 |  |  | 1 | C | A C | C | A C | C | A |  | MA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000074205 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | VVOE - Employment Only Docs Missing |  |  |  | Reviewer Comment (2025-05-23): VVOE received<br>Buyer Comment (2025-05-23): Comment from XXXX (XXXX): Uploaded the VOE. | 05/23/2025 |  |  | 1 | C | A C | C | A C | C | A |  | MA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000073915 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/20/2025 | 2 | A | A | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000073915 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. Sec ID: 0326 |  |  |  | Reviewer Comment (2025-05-20): Accepted as is based on meeting two XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000074483 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/20/2025 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000075640 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. Sec ID: 0232 |  |  |  | Reviewer Comment (2025-05-20): Accepted as is based on meeting three XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | MN | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000075640 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/20/2025 | 2 | A | A | A | A | A | A |  | MN | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000075640 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Minnesota Tangible Net Benefit Disclosure | XXXX Residential Mortgage Originator and Servicer Licensing Act: Tangible Net Benefit Disclosure not provided to the Borrower. | Tangible Net Benefit Disclosure not provided to the Borrower |  |  |  | Reviewer Comment (2025-05-20): Accepted as is. |  |  | 05/20/2025 | 2 | B | B | B | B | B | B |  | MN | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000075026 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-05-20): Accepted as is based on meeting three XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000075026 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/20/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000074561 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/21/2025 | 2 | A | A | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | D A | N/A | Non QM | No |
| XXXXX | 4000074561 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-05-21): Accepted as is based on meeting two XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Investment | Refinance - Cash-out - Other | D A | N/A | Non QM | No |
| XXXXX | 4000074760 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/21/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000074760 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. Sec ID: 0338 |  |  |  | Reviewer Comment (2025-05-21): Accepted as is based on meeting three XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000074231 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/21/2025 | 2 | A | A | A | A | A | A |  | WA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000074231 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-05-21): Accepted as is based on meeting two XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | WA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000073490 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/21/2025 | 2 | A | A | A | A | A | A |  | NC | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000075284 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2025-05-21): Accepted as is based on meeting three XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000075284 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/21/2025 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000074741 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM provided. |  |  |  | Reviewer Comment (2025-05-21): Accepted as is based on meeting three XXXX requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | GA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000074741 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/21/2025 | 2 | A | A | A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000074741 | XXXXX |  | XXXXX |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  | Title Evidence is Missing in File |  |  |  | Reviewer Comment (2025-05-21): Property search received from XXXX . Exception cleared.<br>Buyer Comment (2025-05-21): Comment from XXXX (XXXX): I already uploaded it yesterday and it was signed off.<br>Reviewer Comment (2025-05-21): Property report is missing from the file<br>Buyer Comment (2025-05-21): Comment from XXXX (XXXX): Property report was already uploaded. Title is not required on CES loan amount less than XXXX | 05/21/2025 |  |  | 1 | C | A C | C | A C | C | A |  | GA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000075038 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM provided. |  |  |  | Reviewer Comment (2025-05-21): Accepted as is based on meeting three XXXX requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000075038 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/21/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000074372 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM provided. |  |  |  | Reviewer Comment (2025-05-22): Accepted as is based on meeting three XXXX requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000074372 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/22/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000075256 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/22/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000075256 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Heloc Second lien file . |  |  |  | Reviewer Comment (2025-05-22): Accepted as is based on meeting three XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000074321 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/22/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000074321 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | XXXX Act: Subject loan transaction disbursed on XXXX, prior to three (3) business days from transaction date of XXXX. | Subject loan transaction disbursed on XXXX, prior to three (3) business days from transaction date of XXXX. |  |  |  | Reviewer Comment (2025-05-28): Received, Clearing.<br>Seller Comment (2025-05-27): Comment from XXXX (XXXX): Please see attached POST CD | 05/28/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Non QM | Non QM | Yes |
| XXXXX | 4000076499 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is missing |  |  |  | Reviewer Comment (2025-05-22): Accepted as is based on meeting three XXXX requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | NC | Investment | Refinance - Cash-out - Other | D A | N/A | Non QM | No |
| XXXXX | 4000076499 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/22/2025 | 2 | A | A | A | A | A | A |  | NC | Investment | Refinance - Cash-out - Other | D A | N/A | Non QM | No |
| XXXXX | 4000072359 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/23/2025 | 2 | A | A | A | A | A | A |  | ID | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000076937 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM provided. |  |  |  | Reviewer Comment (2025-05-28): Accepted as is based on meeting three XXXX requirements. |  |  |  | 3 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| XXXXX | 4000076937 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/28/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| XXXXX | 4000076937 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost Disclosure) California Covered Loan (Consumer Caution and Home Ownership Counseling Notice Not Provided) | XXX Covered Loan: Borrower not provided with Consumer Caution and Home Ownership Counseling Notice. |  |  |  |  | Reviewer Comment (2025-07-15): High Cost cure documentation received.<br>Reviewer Comment (2025-05-28): Please provide XXXX - Consumer Caution and Home Ownership Counseling Notice. Exception remains.<br>Seller Comment (2025-05-28): Comment from XXXX (XXXX): XXXX Covered Loan: Borrower not provided with Consumer Caution and Home Ownership Counseling Notice. | 07/15/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| XXXXX | 4000076937 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost Provision) California Covered Loan (Financed Fees Exceeds Threshold) | XXX Covered Loan: Lender financed points and fees in excess of the greater of XXXX% or $ XXXX. |  |  |  |  | Reviewer Comment (2025-07-15): High Cost cure documentation received.<br>Reviewer Comment (2025-06-03): The threshold was exceeded by XXXX not XXXX . Please advise.<br>Seller Comment (2025-06-03): Comment from XXXX (XXXX): It appears that the "reinspection fee" was labeled incorrectly. It is actually an appraisal Comparable Rent Schedule fee, per the attached invoice. | 07/15/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| XXXXX | 4000076937 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost) California Covered Loan (Points and Fees) | XXXX Anti-Predatory Lending Statute: Points and Fees on subject loan of XXXX% is in excess of the allowable maximum of XXXX% of the Total Loan Amount. Points and Fees total $ XXXX on a Total Loan Amount of $ XXXX vs. an allowable total of $ XXXX (an overage of $XXXX or . XXXX%). Non-Compliant High Cost Loan. |  |  |  |  | Reviewer Comment (2025-07-15): Cure documentation received.<br>Seller Comment (2025-07-14): Comment from XXXX (XXXX): pc cert<br>Reviewer Comment (2025-07-10): When reviewing this for cure, it was short of what we had advised the amount needed to be. <br>This is due to your XXXX excluding the (Title - Admin/Processing Fee) paid to XXXX. We had them review to see if we could also exclude, and below is what they advised. <br>XXXX points and fees will include all items required to be disclosed as finance charges under Reg Z, all broker comp, and any "XXXX " which are retained by the lender or broker. To know for sure whether the fee can be included or excluded, we need to know the specific purpose of the fee. The fee is disclosed as a "Title-Admin/Processing Fee" paid to "XXXX". Both a Title-Admin/Processing Fee as well as an Archive/Warehouse Fee would be considered a finance charge fee which would require its inclusion in the CA P&F calculation. To consider exclusion, we would need to know the specific purpose of the fee (i.e., what service was performed in exchange for the charge) and we can review from there. While we acknowledge that certain XXXX fees may be excludable, this particular fee doesn't appear to fit into that category.<br>1026.4(c)(7):<br>(7) Real-estate related fees. The following fees in a transaction secured by real property or in a residential mortgage transaction, if the fees are bona fide and reasonable in amount:<br>(i) Fees for title examination, abstract of title, title insurance, property survey, and similar purposes.<br>(ii) Fees for preparing loan-related documents, such as deeds, mortgages, and reconveyance or settlement documents.<br>(iii) Notary and credit-report fees.<br>(iv) Property appraisal fees or fees for inspections to assess the value or condition of the property if the service is performed prior to closing, including fees related to pest-infestation or flood-hazard determinations.<br>(v) Amounts required to be paid into escrow or trustee accounts if the amounts would not otherwise be included in the finance charge.<br>Alternatively, the full refund of $300.40 would be required to complete the remediation (an additional $21.20 is required to the $279.20 already provided).<br>We would either need further evidence of why that fee should be excluded, or the additional cure amount would be needed to resolve this issue. <br>Please let us know if you have any questions, and also what option you are going to pursue.<br>Reviewer Comment (2025-07-08): Lender Bona Fide Error attestation, PCCD, LOE to borrower, refund check and proof of delivery received<br>Seller Comment (2025-07-08): Comment from XXXX (XXXX): cond info<br>Reviewer Comment (2025-06-16): There is no prescript cure for XXXX APLS Points and Fees. A PCCD with the Lender paying part of the processing fees doesn't resolve the exception.<br>Seller Comment (2025-06-16): Comment from XXXX (XXXX): pccd<br>Reviewer Comment (2025-06-13): With undiscounted interest rate of XXXX and price of XXXX , there are no bona fide points to exclude<br>Seller Comment (2025-06-13): Comment from XXXX (XXXX): compliance report |  | 07/15/2025 |  | 2 | C | B C | C | B C | C | B |  | CA | Primary | Refinance - Cash-out - Other | (Limited Use Bona Fide Errors - Compliance and Client Approval Required) Within 45 days of discovery, provide: (1) Legal opinion from originating lender with loan-specific details on how a high-cost loan was made despite procedures to prevent and confirms (i) the failure constitutes a bona fide error for the jurisdiction in which the property is located, and (ii) that the lender has not received any notice from the borrower of the failure; (2) procedures or explanation of controls in place to prevent such errors; (3) client written approval accepting use of the bona fide error cure; (4) Letter of Explanation to borrower; (5) refund of amount over the high-cost threshold maximum; and (6) proof of mailing (must be in transit with courier). Note, a cure may not be accepted if the seller/lender has certified a fix has been made to their system and the same issue continues to occur after the fix has been put into place. D | Non QM | Non QM | Yes |
| XXXXX | 4000076937 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-15): Accepted as is. |  |  | 07/15/2025 | 2 |  | A |  | A |  | B |  | CA | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| XXXXX | 4000074665 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/27/2025 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000075503 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/28/2025 | 2 | A | A | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | D A C | N/A | N/A | No |
| XXXXX | 4000075503 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. |  |  |  | Reviewer Comment (2025-05-28): Accepted as is based on meeting three XXXX requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Investment | Refinance - Cash-out - Other | D A C | N/A | N/A | No |
| XXXXX | 4000075503 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is required and was not found in file. |  | The verification of employment is required and was not found in file. |  |  |  | Reviewer Comment (2025-06-09): Received Third Party Verification of Employment dated XXXX . Exception cleared.<br>Seller Comment (2025-06-06): Comment from XXXX (XXXX): Please see attached | 06/09/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Investment | Refinance - Cash-out - Other | D A C | N/A | N/A | No |
| XXXXX | 4000075503 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  | The verification of employment is required and was not found in file. |  |  |  | Reviewer Comment (2025-06-09): Received Third Party Verification of Employment dated XXXX is within XXXX days of Note date. Exception cleared.<br>Seller Comment (2025-06-06): Comment from XXXX (XXXX): Please see attached | 06/09/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Investment | Refinance - Cash-out - Other | D A C | N/A | N/A | No |
| XXXXX | 4000075873 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2025-05-29): Accepted as is based on meeting two XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000075873 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/29/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000075871 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/28/2025 | 2 | A | A | A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000075871 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-05-28): Accepted as is based on meeting two XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | GA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000073724 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/29/2025 | 2 | A | A | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000073724 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ | Secondary valuation not required. |  |  |  | Reviewer Comment (2025-05-29): Accepted as is based on meeting two XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000076474 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/29/2025 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000076474 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | Self-Employed Tax Return Recency - ATR | Ability to Repay (Dodd-Frank XXXX): Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date XXXX, Most Recent Tax Return End Date XXXX, Tax Return Due Date XXXX. | Most recent Business or Personal Tax returns not provided also extension not file |  |  |  | Reviewer Comment (2025-05-29): Accepted as is. |  |  | 05/29/2025 | 2 | B | B | B | B | B | B |  | NJ | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000074387 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/30/2025 | 2 | A | A | A | A | A | A |  | VA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000074387 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | XXXX AVM in file. A secondary valuation is not required. |  |  |  | Reviewer Comment (2025-05-30): Accepted as is based on meeting three XXXX requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | VA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000074387 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | File did not contain an estimated cost to replace from insurer. Calculations are based on XXXX% of the insurable value of the improvements (from appraiser cost provided or if no appraiser cost the purchase price) using agency calculation methods. Coverage is insufficient by $ XXXX. |  |  |  | Reviewer Comment (2025-06-02): Received Replacement Cost Estimator. Exception cleared.<br>Seller Comment (2025-06-02): Comment from XXXX (XXXX): RCE | 06/02/2025 |  |  | 1 | C | A C | C | A C | C | A |  | VA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000076130 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Note Date used as Transaction Date | Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements | Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements |  |  |  | Reviewer Comment (2025-05-30): Accepted as is. |  |  | 05/30/2025 | 2 | B | B | B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000076130 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | XXXX Act: Subject loan transaction disbursed on XXXX, prior to three (3) business days from transaction date of XXXX. | Subject loan transaction disbursed on XXXX, prior to three (3) business days from transaction date of XXXX. |  |  |  | Reviewer Comment (2025-06-02): Received, Clearing.<br>Seller Comment (2025-06-02): Comment from XXXX (XXXX): Please see attached Certified final XXXX showing disbursement date XXXX | 06/02/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B C | Non QM | Non QM | Yes |
| XXXXX | 4000076130 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Closing / Title | Missing Document | Missing Document: Security Instrument - Subject Lien not provided |  | Security Instrument document is Missing |  |  |  | Reviewer Comment (2025-06-04): Received Security Instrument. Exception cleared.<br>Seller Comment (2025-06-03): Comment from XXXX (XXXX): Duplicate condition - mortgage and riders uploaded to other suspense item | 06/04/2025 |  |  | 1 | D | A D | D | A D | D | A |  | CA | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000076130 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/30/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000076130 | XXXXX |  | XXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-05-30): Accepted as is. |  |  | 05/30/2025 | 2 | B | B | B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000076889 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/29/2025 | 2 | A | A | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000076889 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No secondary valuation was provided. Sec ID: 56 | Note Date: ___; Lien Position: ___ | Secondary valuation not required. |  |  |  | Reviewer Comment (2025-05-29): Accepted as is based on meeting two XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | NY | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000075499 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 05/30/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000075499 | XXXXX |  | XXXXX |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | E-Sign Consent Agreement is missing. |  |  |  | Reviewer Comment (2025-06-03): Received, Clearing.<br>Seller Comment (2025-06-02): Comment from XXXX (XXXX): E-Consent | 06/03/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000076709 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | XXXX Mortgage Loan: APR on subject loan of XXXX% or Final Disclosure APR of XXXX% is equal to or greater than the threshold of APOR XXXX% + XXXX%, or XXXX%. Non-Compliant Higher Priced Mortgage Loan. | APR on subject loan of XXXX% or Final Disclosure APR of XXXX% is equal to or greater than the threshold of APOR XXXX% + XXXX%, or XXXX%. Non-Compliant Higher Priced Mortgage Loan. |  |  |  | Reviewer Comment (2025-06-11): Received, Clearing.<br>Seller Comment (2025-06-11): Comment from XXXX (XXXX): Please see attached<br>Reviewer Comment (2025-06-05): The appraisal acknowledgment lists two options since its doesn't show which option the borrower received, we cannot use it. We need something from the borrower that states when they received it.<br>Seller Comment (2025-06-05): Comment from XXXX (XXXX): Please see attached<br>Reviewer Comment (2025-06-03): Non-compliant is due to the appraisal receipt issue.<br>Seller Comment (2025-06-03): Comment from XXXX (XXXX): XXXX allows XXXX if we have full appraisal. we have full appraisal. Guides attached | 06/11/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NJ | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000076709 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | XXXX HPML Appraisal Rule (Dodd-Frank XXXX): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-06-11): Received, Clearing<br>Seller Comment (2025-06-11): Comment from XXXX (XXXX): Please see attached<br>Reviewer Comment (2025-06-05): The appraisal acknowledgment lists two options since its doesn't show which option the borrower received, we cannot use it. We need something from the borrower that states when they received it.<br>Seller Comment (2025-06-05): Comment from XXXX (XXXX): Please see attached<br>Reviewer Comment (2025-06-02): Document provided shows it was electronically provided and doesn't confirm receipt, so XXXX business day mailbox rule applies, which puts the receipt less than (XXXX) business days prior to consummation. Exception remains.<br>Seller Comment (2025-06-02): Comment from XXXX (XXXX): appraisal delivery confirmation is dated XXXX and we closed on XXXX so we delivered it XXXX days prior to closing. | 06/11/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NJ | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000076709 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/02/2025 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000077915 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/02/2025 | 2 | A | A | A | A | A | A |  | NY | Second Home | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000077915 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal from prior transaction was in file. No secondary valuation was provided. Sec ID: 49 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien files as per guidelines. |  |  |  | Reviewer Comment (2025-06-02): Accepted as is based on meeting three XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A D | D |  |  | NY | Second Home | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000073737 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/02/2025 | 2 | A | A | A | A | A | A |  | ID | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000073623 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/02/2025 | 2 | A | A | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000073623 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-06-02): Accepted as is based on meeting three XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000076367 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM provided. |  |  |  | Reviewer Comment (2025-06-02): Accepted as is based on meeting three XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | NC | Investment | Refinance - Cash-out - Other | D A | N/A | Non QM | No |
| XXXXX | 4000076367 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/02/2025 | 2 | A | A | A | A | A | A |  | NC | Investment | Refinance - Cash-out - Other | D A | N/A | Non QM | No |
| XXXXX | 4000075440 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/02/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000076011 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/03/2025 | 2 | A | A | A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000076011 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | XXXX AVM in file. A secondary appraisal is not required. |  |  |  | Reviewer Comment (2025-06-03): Accepted as is based on meeting three XXXX requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | AZ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000075036 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-03): Accepted as is based on meeting three XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CT | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000075036 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/03/2025 | 2 | A | A | A | A | A | A |  | CT | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000076116 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/03/2025 | 2 | A | A | A | A | A | A |  | NV | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000076116 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-03): Accepted as is based on meeting three XXXX requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | NV | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000077001 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-03): Accepted as is based on meeting three XXXX requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | NV | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000077001 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/03/2025 | 2 | A | A | A | A | A | A |  | NV | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000074544 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-04): Accepted as is based on meeting three XXXX requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CO | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000074544 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/04/2025 | 2 | A | A | A | A | A | A |  | CO | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000076270 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-06-04): Accepted as is based on meeting three XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000076270 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/04/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000076133 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/04/2025 | 2 | A | A | A | A | A | A |  | WI | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000076133 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The supporting secondary valuation is missing. |  |  |  | Reviewer Comment (2025-06-04): Accepted as is based on meeting three XXXX requirements |  |  |  | 3 | D | N/A | N/A | N/A | D |  |  | WI | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000076133 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-27): Client elects to waive |  |  | 08/27/2025 | 2 |  | A |  | A |  | B |  | WI | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000077731 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/05/2025 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000077731 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ | Secondary valuation from subject transaction is missing. |  |  |  | Reviewer Comment (2025-06-05): Accepted as is based on meeting three XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000076461 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. Appraisal was provided. |  |  |  | Reviewer Comment (2025-07-02): Accepted as is based on meeting three XXXX requirements |  |  |  | 3 | D | N/A | N/A | N/A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D A C B | Non QM | Non QM | No |
| XXXXX | 4000076461 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/05/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A C B | Non QM | Non QM | No |
| XXXXX | 4000076461 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Paystream vs Loan Term Test | XXXX Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on XXXX contains a payment schedule that does not match the term on the loan. | In the projected payments section of the final CD, the payment calculation years is XXXX years, however the note is a XXXX year note. To cure, Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission required. |  |  |  | Reviewer Comment (2025-07-01): XXXX received Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission.<br>Seller Comment (2025-06-30): Comment from XXXX (XXXX): nrtc<br>Reviewer Comment (2025-06-25): XXXX received XXXX PCCD, LOE to borrower and copies of electronically signed RTC's. However, unable to cure the reopening of rescission requirement. RTC's reflect the Cancel By Date as XXXX , but the RTC's were signed after this date and did not allow the XXXX business day waiting period. Must reopen resicssion to all parties and allow a XXXX business day waiting period after receipt of RTC's on the cancel by date.<br>Seller Comment (2025-06-24): Comment from XXXX (XXXX): nrtc<br>Reviewer Comment (2025-06-18): XXXX received Disclosure tracking. However, for reopening of rescission, must be provided with proof consumeers received the RTC at least XXXX business days prior to the XXXX cancel by date. The Disclosure tracking on Doc ID XXXX , reflects sent XXXX by other method but not proof of actual receipt by borrower. Assumed date is not acceptable in reopening of rescission. Provide either signed/executed by both consumers at least XXXX business days prior to the XXXX cancel by date or proof of delivery, via tracking for the timing requirements.<br>Seller Comment (2025-06-17): Comment from XXXX (XXXX): disclosure tracking<br>Reviewer Comment (2025-06-13): XXXX has received previously the Corrected CD. Received LOE to borrower and copies of unexecuted RTC's. Did not receive proof of delivery of the RTC's to borrower to confirm it was received by all consumers within XXXX business days prior to the XXXX cancel by date. Please provide the proof of delivery to meet the waiting period.<br>Seller Comment (2025-06-12): Comment from XXXX (XXXX): nrtc and tracking<br>Reviewer Comment (2025-06-10): Provided PCCD is not corrected. projected payment term length and loan terms term length do not match. PCCD, LOE, Re-opening of rescission and proof of delivery required.<br>Seller Comment (2025-06-09): Comment from XXXX (XXXX): pccd |  | 07/01/2025 |  | 2 | C | B C | C | B C | C | B |  | CA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission if Applicable. B | Non QM | Non QM | Yes |
| XXXXX | 4000076461 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Projected P&I Payment Min Payment Fixed Rate Initial Payment | XXXX Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on XXXX disclosed a periodic principal and interest payment for payment stream 1 that does not match the actual payment for the loan. | In the projected payments section of the final CD, the payment calculation years is XXXX years, however the note is a XXXX year note. To cure, Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission required. |  |  |  | Reviewer Comment (2025-07-01): XXXX received Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission.<br>Seller Comment (2025-06-30): Comment from XXXX (XXXX): nrtc<br>Reviewer Comment (2025-06-25): XXXX received XXXX PCCD, LOE to borrower and copies of electronically signed RTC's. However, unable to cure the reopening of rescission requirement. RTC's reflect the Cancel By Date as XXXX , but the RTC's were signed after this date and did not allow the XXXX business day waiting period. Must reopen resicssion to all parties and allow a XXXX business day waiting period after receipt of RTC's on the cancel by date.<br>Seller Comment (2025-06-24): Comment from XXXX (XXXX): nrtc, pccd, loe<br>Reviewer Comment (2025-06-13): XXXX has received previously the Corrected CD. Received LOE to borrower and copies of unexecuted RTC's. Did not receive proof of delivery of the RTC's to borrower to confirm it was received by all consumers within 3 business days prior to the XXXX cancel by date. Please provide the proof of delivery to meet the waiting period.<br>Seller Comment (2025-06-12): Comment from XXXX (XXXX): pccd letter, disclosure tracking, nrtc<br>Reviewer Comment (2025-06-10): Principal and interest payment doesn't match between page XXXX loan terms and page XXXX payment stream. PCCD, LOE, Re-opening of RTC and proof of delivery required to cure.<br>Seller Comment (2025-06-09): Comment from XXXX (XXXX): p |  | 07/01/2025 |  | 2 | C | B C | C | B C | C | B |  | CA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| XXXXX | 4000074820 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/05/2025 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000074820 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM provided. |  |  |  | Reviewer Comment (2025-06-05): Accepted as is based on meeting three XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000075319 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/06/2025 | 2 | A | A | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | D A | Non QM | Exempt from ATR | No |
| XXXXX | 4000075319 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Clear AVM in file. A secondary valuation is not required. |  |  |  | Reviewer Comment (2025-06-06): Accepted as is based on meeting three XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | NY | Primary | Refinance - Cash-out - Other | D A | Non QM | Exempt from ATR | No |
| XXXXX | 4000075319 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. XXXX loan designation remains ATR Exempt. |  |  |  |  | Reviewer Comment (2025-06-13): Client elects to waive |  |  | 06/13/2025 | 2 |  | A |  | A |  | A |  | NY | Primary | Refinance - Cash-out - Other | D A | Non QM | Exempt from ATR | No |
| XXXXX | 4000075987 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM provided. |  |  |  | Reviewer Comment (2025-06-06): Accepted as is based on meeting three RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | DE | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000075987 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/06/2025 | 2 | A | A | A | A | A | A |  | DE | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000076279 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. Appraisal was provided. |  |  |  | Reviewer Comment (2025-06-06): Accepted as is based on meeting three RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | NJ | Investment | Refinance - Cash-out - Other | D B A | N/A | N/A | No |
| XXXXX | 4000076279 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/06/2025 | 2 | A | A | A | A | A | A |  | NJ | Investment | Refinance - Cash-out - Other | D B A | N/A | N/A | No |
| XXXXX | 4000076279 | XXXXX |  | XXXXX |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | The Title Policy Amount of $ XXXX is less than the note amount of $ XXXX based on the Commitment in file. |  |  |  | Reviewer Comment (2025-06-06): Accepted as is. |  |  | 06/06/2025 | 2 | B | B | B | B | B | B |  | NJ | Investment | Refinance - Cash-out - Other | D B A | N/A | N/A | No |
| XXXXX | 4000075019 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/09/2025 | 2 | A | A | A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000075019 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Closing / Title | Missing Document | Missing Document: Rider - Other not provided |  | The file was missing a copy of Waiver of Borrower's Rights Rider |  |  |  | Reviewer Comment (2025-06-11): Waiver of borrower rights on file | 06/11/2025 |  |  | 1 | C | A C | C | A C | C | A |  | GA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000075019 | XXXXX |  | XXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. | Calculated investor qualifying total debt ratio of ___ exceeds Guideline total debt ratio of ___. | DTI of XXXX% exceeds guidelines of XXXX%. Verified first mortgage P&I $ XXXX HOI $ XXXX, Tax $ XXXX =$ XXXX opposed to lender qualifying of XXXX. | Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-06-17): The client elects to waive with compensating factors. Using escrow payment from the first mortgage statement as opposed to hazard insurance XXXX page and tax cert<br>Reviewer Comment (2025-06-16): Loan has been escalated. Property insurance and property tax expenses are independently verified with HOI XXXX page and tax cert for qualification. Exception remains.<br>Buyer Comment (2025-06-16): Comment from XXXX (XXXX): The loan was escrowed; we counted the full first mortgage in ratios and did not itemize the HOI and taxes. This is standard practice for 2nd mortgages. If you are not able to clear, please escalate. Thank you. |  |  | 06/17/2025 | 2 | C | B C | C | B C | C | B |  | GA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000075019 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank XXX): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | Originator loan designation of Non QM does not match due diligence loan designation of ATR risk. |  |  |  | Reviewer Comment (2025-06-17): The client elects to waive DTI exception with compensating factors. Loan is XXXX | 06/17/2025 |  |  | 1 | B | A C | B | A C | B | A |  | GA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| XXXXX | 4000075019 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank XXXX): Based on the loan failing one or more guideline components, the loan is at ATR risk. | ATR risk due to DTI exceeding guidelines |  |  |  | Reviewer Comment (2025-06-17): The client waived the DTI exception with compensating factors. Loan is XXXX | 06/17/2025 |  |  | 1 | C | A C | C | A C | C | A |  | GA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000075019 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM DTIs match and both moderately exceed Guidelines | Ability to Repay (Dodd-Frank XXXX): The DTI calculated in accordance with the Lenders Guidelines and XXXX(c)(5) of XXXX% moderately exceeds the guideline maximum of XXXX%. (DTI Exception is eligible to be regraded with compensating factors.) | DTI of XXXX% exceeds guidelines of XXXX%. Verified first mortgage P&I $ XXXX HOI $ XXXX, Tax $ XXXX=$XXXX as opposed to lender qualifying of XXXX. | Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-06-17): The client elects to waive with compensating factors |  |  | 06/17/2025 | 2 | C | B C | C | B C | C | B |  | GA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000078595 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/09/2025 | 2 | A | A | A | A | A | A |  | OK | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000078595 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-09): Accepted as is based on meeting three XXXX requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | OK | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000076413 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/10/2025 | 2 | A | A | A | A | A | A |  | NJ | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| XXXXX | 4000076413 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Provide Lease Agreement for the property address XXXX |  |  |  | Reviewer Comment (2025-06-11): XXXX Tax returns used to calculate rental income<br>Seller Comment (2025-06-11): Comment from XXXX (XXXX): Please see the attached memo. | 06/11/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NJ | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| XXXXX | 4000076413 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Provide Lease Agreement for the property address XXXX |  |  |  | Reviewer Comment (2025-06-11): XXXX Tax returns used to calculate rental income<br>Seller Comment (2025-06-11): Comment from XXXX (XXXX): Please see the attached memo. | 06/11/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NJ | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| XXXXX | 4000076413 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Provide Lease Agreement for the property address XXXX |  |  |  | Reviewer Comment (2025-06-11): XXXX Tax returns used to calculate rental income<br>Seller Comment (2025-06-11): Comment from XXXX (XXXX): Please see the attached memo. | 06/11/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NJ | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| XXXXX | 4000076413 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Provide Lease Agreement for the property address XXXX |  |  |  | Reviewer Comment (2025-06-11): XXXX Tax returns used to calculate rental income<br>Seller Comment (2025-06-11): Comment from XXXX (XXXX): Please see the attached memo. | 06/11/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NJ | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| XXXXX | 4000076413 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Provide Lease Agreement for the property address XXXX |  |  |  | Reviewer Comment (2025-06-11): XXXX Tax returns used to calculate rental income<br>Seller Comment (2025-06-11): Comment from XXXX (XXXX): Please see the attached memo. | 06/11/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NJ | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| XXXXX | 4000076413 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Provide Lease Agreement for the property XXXX |  |  |  | Reviewer Comment (2025-06-11): XXXX Tax returns used to calculate rental income<br>Seller Comment (2025-06-11): Comment from XXXX (XXXX): Please see the attached memo. | 06/11/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NJ | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| XXXXX | 4000076413 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | Missing the XXXX 1040 tax return extension and the XXXX 1040s |  |  |  | Reviewer Comment (2025-06-10): Received, cleared<br>Seller Comment (2025-06-10): Comment from XXXX (XXXX)): 1040s and ext | 06/10/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NJ | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| XXXXX | 4000075875 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/10/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000075875 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien files. |  |  |  | Reviewer Comment (2025-06-10): Accepted as is based on meeting three XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000070626 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Minnesota Residential Mortgage Originator and Servicer Licensing Act (Counseling Requirement) | XXXX Residential Mortgage Originator and Servicer Licensing Act: Refinance of a "special mortgage" without evidence that borrower received counseling on advisability of transaction by an authorized independent loan counselor. |  |  |  |  | Reviewer Comment (2025-06-10): Accepted as is. |  |  | 06/10/2025 | 2 | B | B | B | B | B | B |  | MN | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000070626 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Minnesota Tangible Net Benefit Disclosure | XXXX Residential Mortgage Originator and Servicer Licensing Act: Tangible Net Benefit Disclosure not provided to the Borrower. | No Mortgage payoffs. |  |  |  | Reviewer Comment (2025-06-10): Accepted as is. |  |  | 06/10/2025 | 2 | B | B | B | B | B | B |  | MN | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000070626 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/10/2025 | 2 | A | A | A | A | A | A |  | MN | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000070626 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | XXXX AVM in file. A secondary valuation is not required. |  |  |  | Reviewer Comment (2025-06-10): Accepted as is based on meeting three XXXX requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | MN | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000070626 | XXXXX |  | XXXXX |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2025-06-10): Accepted as is. |  |  | 06/10/2025 | 2 | B | B | B | B | B | B |  | MN | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000077345 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/10/2025 | 2 | A | A | A | A | A | A |  | MO | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000077345 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is missing. |  |  |  | Reviewer Comment (2025-06-10): Accepted as is based on meeting three XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | MO | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000077345 | XXXXX |  | XXXXX |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  | The file was missing a copy of Title Commitment, Title Final and Title Preliminary. |  |  |  | Reviewer Comment (2025-06-11): Received, Clearing. | 06/11/2025 |  |  | 1 | C | A C | C | A C | C | A |  | MO | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000078527 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/11/2025 | 2 | A | A | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000078527 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal from prior transaction was in file. No secondary valuation was provided. Sec ID: 49 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-06-11): Accepted as is based on meeting three XXXX requirements. |  |  |  | 2 | D | N/A | N/A | N/A D | D |  |  | NY | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000078399 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/11/2025 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000078399 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | XXXX AVM in file. A secondary valuation is not required. |  |  |  | Reviewer Comment (2025-06-11): Accepted as is based on meeting two XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000077303 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/11/2025 | 2 | A | A | A | A | A | A |  | NY | Investment | Refinance - Cash-out - Other | D A C | N/A | N/A | No |
| XXXXX | 4000077303 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien files. |  |  |  | Reviewer Comment (2025-06-11): Accepted as is based on meeting two XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | NY | Investment | Refinance - Cash-out - Other | D A C | N/A | N/A | No |
| XXXXX | 4000077303 | XXXXX |  | XXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | DTI of XXXX% exceeds tolerance of XXXX%. Verified expenses $ XXXX/ Verified income $ XXXX |  |  |  | Reviewer Comment (2025-06-17): Cleared UW worksheet- tax returns<br>Seller Comment (2025-06-17): Comment from XXXX (XXXX): UW memo | 06/17/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NY | Investment | Refinance - Cash-out - Other | D A C | N/A | N/A | No |
| XXXXX | 4000078874 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/11/2025 | 2 | A | A | A | A | A | A |  | OR | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000078874 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing |  |  |  | Reviewer Comment (2025-06-11): Accepted as is based on meeting three XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | OR | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000074823 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | Final 1003 not provided. |  |  |  | Reviewer Comment (2025-06-11): Final 1003 received, exception cleared.<br>Seller Comment (2025-06-11): Comment from XXXX (XXXX): Please see attached Final 1003. | 06/11/2025 |  |  | 1 | C | A C | C | A C | C | A |  | SC | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000074823 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/11/2025 | 2 | A | A | A | A | A | A |  | SC | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000074823 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. |  |  |  | Reviewer Comment (2025-06-11): Accepted as is based on meeting three XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | SC | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000076210 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/12/2025 | 2 | A | A | A | A | A | A |  | WA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000076210 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Heloc Second lien file . |  |  |  | Reviewer Comment (2025-06-12): Accepted as is based on meeting two XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | WA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000076210 | XXXXX |  | XXXXX |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  | The file is missing copy of Title document . |  |  |  | Reviewer Comment (2025-06-12): Received, Clearing.<br>Seller Comment (2025-06-12): Comment from XXXX (XXXX): Please see attached Final XXXX | 06/12/2025 |  |  | 1 | C | A C | C | A C | C | A |  | WA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000076210 | XXXXX |  | XXXXX |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  | Documented qualifying Assets for Closing of $ XXXX is less than Cash From Borrower $ XXXX. Provide appraisal paid invoice and evidence of funds paid. |  |  |  | Reviewer Comment (2025-06-12): Received Invoice for XXXX of Appraisal Fee XXXX is included in assets. Available for Closing is sufficient to cover Cash From Borrower. Exception cleared.<br>Buyer Comment (2025-06-12): Comment from XXXX (XXXX): Appraisal receipt provided for appraisal fees paid included in the investor bundle, page XXXX . Total XXXX paid, I am not sure about XXXX coming from the borrower. | 06/12/2025 |  |  | 1 | C | A C | C | A C | C | A |  | WA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000078756 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/13/2025 | 2 | A | A | A | A | A | A |  | MO | Investment | Refinance - Cash-out - Other | D A C | Non QM | N/A | No |
| XXXXX | 4000078756 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | XXXX AVM in file. A secondary valuation is not required. |  |  |  | Reviewer Comment (2025-06-13): Accepted as is based on meeting three XXXX requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | MO | Investment | Refinance - Cash-out - Other | D A C | Non QM | N/A | No |
| XXXXX | 4000078756 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  | There was a XXXX Disaster Declaration dated XXXX. The subject property is located in a XXXX Disaster area. A post disaster inspection report is needed verifying there is damage to the subject property. The post disaster inspection report must be dated after the disaster declaration end date. |  |  |  | Reviewer Comment (2025-06-14): Received, Clearing. | 06/14/2025 |  |  | 1 | C | A C | C | A C | C | A |  | MO | Investment | Refinance - Cash-out - Other | D A C | Non QM | N/A | No |
| XXXXX | 4000078756 | XXXXX |  | XXXXX |  | Property | Valuation | General | Valuation | Valuation Product pending |  | XXXX / Post Disaster Inspection + XXXX - 5 Days |  |  |  | Reviewer Comment (2025-06-14): Received, Clearing.<br>Reviewer Comment (2025-06-13): Valuation Received - XXXX | 06/14/2025 |  |  | 1 |  | A |  | A |  | A |  | MO | Investment | Refinance - Cash-out - Other | D A C | Non QM | N/A | No |
| XXXXX | 4000075020 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/13/2025 | 2 | A | A | A | A | A | A |  | PA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000075020 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | XXXX AVM in file. A secondary valuation is not required. |  |  |  | Reviewer Comment (2025-06-13): Accepted as is based on meeting three RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | PA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000079050 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | XXXX AVM provided in file. CU or LCA not provided. |  |  |  | Reviewer Comment (2025-06-16): Accepted as is based on meeting three RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000079050 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/16/2025 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000077585 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No secondary valuation was provided. Sec ID: 56 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien files as per guidelines. |  |  |  | Reviewer Comment (2025-06-17): Accepted as is based on meeting three RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000077585 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/17/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000077585 | XXXXX |  | XXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Title policy amount not provided in title preliminary document. |  |  |  | Reviewer Comment (2025-06-17): Accepted as is. |  |  | 06/17/2025 | 2 | B | B | B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000079079 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Income and Assets - REO Schedule E Method Test | Ability to Repay (Dodd-Frank XXXX): Unable to verify Real Estate Owned income (Schedule E Method). File does not contain most recent year Tax Transcripts, signed and dated 1040's or Schedule E. |  |  |  |  | Reviewer Comment (2025-06-24): Received, Clearing.<br>Seller Comment (2025-06-24): Comment from XXXX (XXXX.): Please see attached tax returns for 2023, 2024 signed - transcripts for 1040s 23,24. Schedule E is included. | 06/24/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000079079 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Income and Assets - REO Schedule E Method Test | Ability to Repay (Dodd-Frank XXXX): Unable to verify Real Estate Owned income (Schedule E Method). File does not contain most recent year Tax Transcripts, signed and dated 1040's or Schedule E. |  |  |  |  | Reviewer Comment (2025-06-24): Received, Clearing.<br>Seller Comment (2025-06-24): Comment from XXXX (XXXX.): Please see attached tax returns for 2023, 2024 signed - transcripts for 1040s 23,24. Schedule E is included. | 06/24/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000079079 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank XXXX): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | 1040 Schedule-E was not provided |  |  |  | Reviewer Comment (2025-06-24): Received, Clearing.<br>Seller Comment (2025-06-24): Comment from XXXX (XXXX.): Please see attached tax returns for 2023, 2024 signed - transcripts for 1040s 23,24. Schedule E is included. | 06/24/2025 |  |  | 1 | B | A C | B | A C | B | A |  | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Non QM | Non QM | Yes |
| XXXXX | 4000079079 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank XXXX): General Ability-to-Repay requirements not satisfied. | 1040 Schedule-E was not provided |  |  |  | Reviewer Comment (2025-06-24): Received, Clearing. | 06/24/2025 |  |  | 1 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000079079 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/17/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000079079 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Schedule E was not provided for XXXX |  |  |  | Reviewer Comment (2025-06-24): Received, Clearing.<br>Seller Comment (2025-06-24): Comment from XXXX(XXXX.): Please see attached tax returns for XXXX , XXXX signed - transcripts for 1040s XXXX . Schedule E is included. | 06/24/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000079079 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Schedule E was not provided for XXXX |  |  |  | Reviewer Comment (2025-06-24): Received, Clearing.<br>Seller Comment (2025-06-24): Comment fromXXXX (XXXX.): Please see attached tax returns for XXXX , XXXX signed - transcripts for 1040s XXXX . Schedule E is included. | 06/24/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000079079 | XXXXX |  | XXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-06-17): Accepted as is. |  |  | 06/17/2025 | 2 | B | B | B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000077034 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/17/2025 | 2 | A | A | A | A | A | A |  | NV | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000077034 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-06-17): Accepted as is based on meeting three RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | NV | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000078649 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/17/2025 | 2 | A | A | A | A | A | A |  | GA | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000078649 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-06-17): Accepted as is based on meeting three RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | GA | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000078415 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/17/2025 | 2 | A | A | A | A | A | A |  | MA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000078415 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-06-17): Accepted as is based on meeting three RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | MA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000078419 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/17/2025 | 2 | A | A | A | A | A | A |  | SC | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000078419 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | XXXX AVM in file. A secondary valuation not required. |  |  |  | Reviewer Comment (2025-06-17): Accepted as is based on meeting three RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | SC | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000078926 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/18/2025 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000078926 | XXXXX |  | XXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | Calculated investor qualifying total debt ratio of XXXX% exceeds Guideline total debt ratio of XXXX%. |  |  |  | Reviewer Comment (2025-06-24): With using bonus income, the DTI meets guidelines<br>Seller Comment (2025-06-24): Comment fromXXXX (XXXX): per the WVOE the borrower has a 3 yr history of bonus. I added this to income. | 06/24/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NJ | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000078926 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of XXXX. |  |  |  |  | Reviewer Comment (2025-06-24): With using bonus income, the DTI meets guidelines | 06/24/2025 |  |  | 1 | B | A C | B | A C | B | A |  | NJ | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| XXXXX | 4000078926 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM DTIs match and both moderately exceed Guidelines | Ability to Repay (Dodd-Frank 2014): The DTI calculated in accordance with the Lenders Guidelines and 1026.43(c)(5) of XXXX% moderately exceeds the guideline maximum of XXXX%. (DTI Exception is eligible to be regraded with compensating factors.) |  |  |  |  | Reviewer Comment (2025-06-24): With using bonus income, the DTI meets guidelines | 06/24/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NJ | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000078926 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | DTI is out of guides |  |  |  | Reviewer Comment (2025-06-24): With using bonus income, the DTI meets guidelines | 06/24/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NJ | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000078542 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2025-06-19): Accepted as is based on meeting three RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000078542 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/19/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000078449 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/19/2025 | 2 | A | A | A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000078449 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-06-19): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | AZ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000080306 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/23/2025 | 2 | A | A | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000080306 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-23): Accepted as is based on meeting three RAs requirements.<br>Seller Comment (2025-06-23): Comment from XXXX (XXXX): no required |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | NY | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000080306 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | Self-Employed Tax Return Recency - ATR | Ability to Repay (Dodd-Frank 2014): Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date XXXX, Most Recent Tax Return End Date XXXX, Tax Return Due Date XXXX. | Most recent tax returns not provided. |  |  |  | Reviewer Comment (2025-06-23): Client elects to waive<br>Seller Comment (2025-06-23): Comment from XXXX (XXXX): extension |  |  | 06/23/2025 | 2 | B | B | B | B | B | B |  | NY | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000080306 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | Self-Employed Tax Return Recency - ATR | Ability to Repay (Dodd-Frank 2014): Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date XXXX, Most Recent Tax Return End Date XXXX, Tax Return Due Date XXXX. | Most recent tax returns not provided. |  |  |  | Reviewer Comment (2025-06-23): Client elects to waive<br>Seller Comment (2025-06-23): Comment from XXXX (XXXX): extensions not required |  |  | 06/23/2025 | 2 | B | B | B | B | B | B |  | NY | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000080306 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | Self-Employed Tax Return Recency - ATR | Ability to Repay (Dodd-Frank 2014): Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date XXXX, Most Recent Tax Return End Date XXXX, Tax Return Due Date XXXX. | Most recent tax returns not provided. |  |  |  | Reviewer Comment (2025-06-23): Client elects to waive |  |  | 06/23/2025 | 2 | B | B | B | B | B | B |  | NY | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000080306 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | Self-Employed Tax Return Recency - ATR | Ability to Repay (Dodd-Frank 2014): Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date XXXX, Most Recent Tax Return End Date XXXX, Tax Return Due Date XXXX. | Most recent tax returns not provided. |  |  |  | Reviewer Comment (2025-06-23): Client elects to waive |  |  | 06/23/2025 | 2 | B | B | B | B | B | B |  | NY | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000078382 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-23): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | SD | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000078382 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/23/2025 | 2 | A | A | A | A | A | A |  | SD | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000078406 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/23/2025 | 2 | A | A | A | A | A | A |  | SD | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000078406 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | AVM in file. A secondary valuation not required. |  |  |  | Reviewer Comment (2025-06-23): Accepted as is based on meeting three RAs requirements. |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | SD | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000078714 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/23/2025 | 2 | A | A | A | A | A | A |  | IN | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000078714 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-23): Accepted as is based on meeting three RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | IN | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000078222 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/23/2025 | 2 | A | A | A | A | A | A |  | KY | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000078222 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No secondary valuation was provided. Sec ID: 56 | Note Date: ___; Lien Position: ___ | Not required on closed end second. |  |  |  | Reviewer Comment (2025-06-23): Accepted as is based on meeting two RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | KY | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000077810 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/24/2025 | 2 | A | A | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| XXXXX | 4000077810 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No secondary valuation was provided. Sec ID: 56 | Note Date: ___; Lien Position: ___ | 2055 Appraisal in file. A secondary valuation was not located in file. |  |  |  | Reviewer Comment (2025-06-24): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | D | N/A | N/A | N/A | D |  |  | NY | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| XXXXX | 4000077810 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost Provision) New York High-Cost Loan (Financed Fees Exceeds Threshold) | XXXX High-Cost Loan: Lender financed points and fees in excess of XXXX% of the total loan amount. | XXXX High Cost Disclosure is missing. Points and Fees on subject loan of XXXX% is in excess of the allowable maximum of XXXX% of the Total Loan Amount. Points and Fees total $XXXXon a Total Loan Amount of $XXXXvs. an allowable total of $XXXX. |  |  |  | Reviewer Comment (2025-08-04): High cost fee violation cured.<br>Seller Comment (2025-07-31): Comment from XXXX (XXXX): attestation<br>Reviewer Comment (2025-07-31): Please provide a legal opinion from the lender's legal counsel or corporate authorized to sign on behalf of the lender and lender attestation that the lender did not receive any notice from the borrower of the failure.<br>Seller Comment (2025-07-23): Comment from XXXX (XXXX): docs<br>Reviewer Comment (2025-07-11): To exercise the standard XXXX high cost cure: within XXXX of closing and prior to the institution of any action, the borrower be notified of the failure to comply and be provided, at the choice of the borrower, to either (1) accept a refund and make loan non-high-cost or (2) keep loan as high-cost and make loan compliant. The lender may not unilaterally send a refund check for the overage without the borrower having specifically chosen this option as their cure method.<br>So a couple of issues with the cure documentation. The LOE to borrower does not make any reference to the violation being for XXXX high cost, it just says "you are entitled to a refund". Need LOE that specifies the XXXX violation. Also we don't have the borrower choice letter that indicates if they want to accept the refund and make the loan not high cost, or cure the prohibited practices to make the loan a compliant high cost loan. While we realize the consumer will likely accept a refund option in most instances, in order for the cure to be acceptable, the options offered must meet the requirement under the XXXX high-cost law to ensure the consumer understands the options available to them when making their selection. Please note that the 30 day standard cure deadline is XXXX.<br>Seller Comment (2025-07-11): Comment from XXXX (XXXX): proof<br>Reviewer Comment (2025-07-09): Received PCCD, LOE, refund check and mailing label. Unable to confirm package has been delivered to the borrower with tracking information provided. Please requeue the exception once cure documentation has been delivered to the borrower. Cure deadline is XXXX.<br>Seller Comment (2025-07-07): Comment from XXXX (XXXX): refund | 08/04/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NY | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| XXXXX | 4000077810 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost Disclosure) New York High-Cost Loan (High Cost Legend Not on Mortgage) | XXXX High-Cost Loan: Mortgage does not contain legend advising loan is high-cost. | XXXX High Cost Mortgage Legend is missing. |  |  |  | Reviewer Comment (2025-08-04): High cost fee violation cured.<br>Seller Comment (2025-07-31): Comment from XXXX (XXXX): attestation<br>Reviewer Comment (2025-07-31): Please provide a legal opinion from the lender's legal counsel or corporate authorized to sign on behalf of the lender and lender attestation that the lender did not receive any notice from the borrower of the failure.<br>Seller Comment (2025-07-24): Comment from XXXX(XXXX): LOE<br>Reviewer Comment (2025-07-11): To exercise the standard XXXX high cost cure: within XXXX of closing and prior to the institution of any action, the borrower be notified of the failure to comply and be provided, at the choice of the borrower, to either (1) accept a refund and make loan non-high-cost or (2) keep loan as high-cost and make loan compliant. The lender may not unilaterally send a refund check for the overage without the borrower having specifically chosen this option as their cure method.<br>So a couple of issues with the cure documentation. The LOE to borrower does not make any reference to the violation being for XXXX high cost, it just says "you are entitled to a refund". Need LOE that specifies the XXXX violation. Also we don't have the borrower choice letter that indicates if they want to accept the refund and make the loan not high cost, or cure the prohibited practices to make the loan a compliant high cost loan. While we realize the consumer will likely accept a refund option in most instances, in order for the cure to be acceptable, the options offered must meet the requirement under the XXXX high-cost law to ensure the consumer understands the options available to them when making their selection. Please note that the 30 day standard cure deadline is XXXX.<br>Buyer Comment (2025-07-11): Comment from XXXX (XXXX): This suspense no longer applies since this is not a high cost loan given the refund | 08/04/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NY | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| XXXXX | 4000077810 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost Disclosure) New York High-Cost Loan (Shop Around Notice Not on Loan Application) | XXXX High-Cost Loan: Mandatory "Shop Around" Notice not included on loan application to applicant. | XXXX Shop Around Notice is missing. |  |  |  | Reviewer Comment (2025-08-04): High cost fee violation cured.<br>Seller Comment (2025-07-31): Comment from XXXX (XXXX): attestation<br>Reviewer Comment (2025-07-31): Please provide a legal opinion from the lender's legal counsel or corporate authorized to sign on behalf of the lender and lender attestation that the lender did not receive any notice from the borrower of the failure.<br>Seller Comment (2025-07-24): Comment from XXXX(XXXX): SIGNED<br>Reviewer Comment (2025-07-11): To exercise the standard XXXX high cost cure: within XXXXof closing and prior to the institution of any action, the borrower be notified of the failure to comply and be provided, at the choice of the borrower, to either (1) accept a refund and make loan non-high-cost or (2) keep loan as high-cost and make loan compliant. The lender may not unilaterally send a refund check for the overage without the borrower having specifically chosen this option as their cure method.<br>So a couple of issues with the cure documentation. The LOE to borrower does not make any reference to the violation being for XXXX high cost, it just says "you are entitled to a refund". Need LOE that specifies the XXXX violation. Also we don't have the borrower choice letter that indicates if they want to accept the refund and make the loan not high cost, or cure the prohibited practices to make the loan a compliant high cost loan. While we realize the consumer will likely accept a refund option in most instances, in order for the cure to be acceptable, the options offered must meet the requirement under the XXXX high-cost law to ensure the consumer understands the options available to them when making their selection. Please note that the XXXXstandard cure deadline is XXXX.<br>Seller Comment (2025-07-11): Comment from XXXX (XXXX): proof<br>Reviewer Comment (2025-07-09): Received PCCD, LOE, refund check and mailing label. Unable to confirm package has been delivered to the borrower with tracking information provided. Please requeue the exception once cure documentation has been delivered to the borrower. Cure deadline is XXXX.<br>Seller Comment (2025-07-07): Comment from XXXX (XXXX): id | 08/04/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NY | Primary | Refinance - Cash-out - Other | No obvious cure D B A C | Non QM | Non QM | No |
| XXXXX | 4000077810 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost) New York High-Cost Loan (Points and Fees) | XXXX Anti-Predatory Lending Statute: Points and Fees on subject loan of XXXX% is in excess of the allowable maximum of XXXX% of the Total Loan Amount. Points and Fees total $XXXXon a Total Loan Amount of $XXXXvs. an allowable total of $XXXX (an overage of $XXXXor .XXXX%). Non-Compliant High Cost Loan. | Bankruptcy & Patriot searches of $XXXX along with courier fee of $XXXX was not included towards the state fees calculation at closing per compliance report in file. |  |  |  | Reviewer Comment (2025-08-04): XXXXreceived LOE to borrower, borrower election to accept refund and make loan not high cost, copy of refund check, proof of delivery, legal opinion from lender explaining how the high cost loan was made despite procedures in place and confirmation that lender as not received notice from borrower about the failure, and client acceptance of the bona fide cure.<br>Seller Comment (2025-07-31): Comment from XXXX (XXXX): attestation<br>Reviewer Comment (2025-07-31): Please provide a legal opinion from the lender's legal counsel or corporate authorized to sign on behalf of the lender and lender attestation that the lender did not receive any notice from the borrower of the failure.<br>Seller Comment (2025-07-24): Comment from XXXX(XXXX): REFUND <br> BORROWER RECEIVED A TOTAL REFUND OFXXXX+ XXXX= XXXX<br>Reviewer Comment (2025-07-11): To exercise the standard XXXX high cost cure: within XXXXof closing and prior to the institution of any action, the borrower be notified of the failure to comply and be provided, at the choice of the borrower, to either (1) accept a refund and make loan non-high-cost or (2) keep loan as high-cost and make loan compliant. The lender may not unilaterally send a refund check for the overage without the borrower having specifically chosen this option as their cure method.<br>So a couple of issues with the cure documentation. The LOE to borrower does not make any reference to the violation being for XXXX high cost, it just says "you are entitled to a refund". Need LOE that specifies the XXXX violation. Also we don't have the borrower choice letter that indicates if they want to accept the refund and make the loan not high cost, or cure the prohibited practices to make the loan a compliant high cost loan. While we realize the consumer will likely accept a refund option in most instances, in order for the cure to be acceptable, the options offered must meet the requirement under the XXXX high-cost law to ensure the consumer understands the options available to them when making their selection. Please note that the 30 day standard cure deadline is XXXX.<br>Seller Comment (2025-07-11): Comment from XXXX (XXXX): proof<br>Reviewer Comment (2025-07-09): Received PCCD, LOE, refund check and mailing label. Unable to confirm package has been delivered to the borrower with tracking information provided. Please requeue the exception once cure documentation has been delivered to the borrower. Cure deadline is XXXX.<br>Seller Comment (2025-07-07): Comment from XXXX (XXXX): refund |  | 08/04/2025 |  | 2 | C | B C | C | B C | C | B |  | NY | Primary | Refinance - Cash-out - Other | Within 30 days of closing, provide: (1) Signed letter from borrower indicating their choice to either (a) accept refund and make loan non-high-cost or (b) keep loan as high-cost and make loan compliant; (2) Assuming option (a) is selected, a copy of refund check and proof of mailing (must be in transit with courier); (3) Assuming option (b) is selected, proof of cure for each of the prohibited practice violations noted.<br>(Limited Use Bona Fide Errors - Compliance and Client Approval Required) Within 60 days of discovery, provide: <br> (1) Legal opinion from originating lender with loan-specific details on how a high-cost loan was made despite procedures to prevent and confirms (i) the failure constitutes a bona fide error for the jurisdiction in which the property is located, and (ii) that the lender has not received any notice from the borrower of the failure; (2) procedures or explanation of controls in place to prevent such errors; (3) client written approval accepting use of the bona fide error cure; (4) signed borrower choice letter to either (a) accept refund and make loan non-high-cost or (b) keep loan as high-cost and make loan compliant; (5) If option 4(a) is selected, copy of refund check and proof of mailing; (6) If option 4(b) is selected, proof of cure for each of the prohibited practice violations. Note, a cure may not be accepted if the seller/lender has certified a fix has been made to their system and the same issue continues to occur after the fix has been put into place. D | Non QM | Non QM | Yes |
| XXXXX | 4000077810 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-07): Client elects to waive |  |  | 07/07/2025 | 2 |  | A |  | A |  | B |  | NY | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| XXXXX | 4000078709 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | XXXX AVM by XXXX in file. CU or LCA not provided |  |  |  | Reviewer Comment (2025-06-25): Accepted as is based on meeting three RAs requirements |  |  |  | 2 | D | N/A | N/A | N/A | D |  |  | OH | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000078709 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/25/2025 | 2 | A | A | A | A | A | A |  | OH | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000077933 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. AVM provided . The supporting secondary valuation is missing. Sec ID: 125 |  |  |  |  |  | Reviewer Comment (2025-06-26): Received, Clearing.<br>Buyer Comment (2025-06-25): Comment from XXXX (XXXX): AVM & PCI were provided with the closed loan package. What else is needed? | 06/26/2025 |  |  | 1 | D | A | D | A | D | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000077933 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/25/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000077933 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): Accepted as is based on meeting three RAs requirements. |  |  |  | 2 |  | N/A |  | N/A |  |  |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000076877 | XXXXX |  | XXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-06-25): Accepted as is. |  |  | 06/25/2025 | 2 | B | B | B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Exempt from ATR | No |
| XXXXX | 4000076877 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/25/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Exempt from ATR | No |
| XXXXX | 4000076877 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Hazard Insurance Coverage Amount is insufficient |  |  |  | Reviewer Comment (2025-07-08): Received, Clearing.<br>Seller Comment (2025-07-08): Comment from XXXX (XXXX): please see attached | 07/08/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Exempt from ATR | No |
| XXXXX | 4000076877 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. | DTI exceeds the limits since the credit lien reflecting for both borrower which is not a 30-day open XXXX account. |  |  |  | Reviewer Comment (2025-06-25): Accepted as is. |  |  | 06/25/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Exempt from ATR | No |
| XXXXX | 4000076877 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of XXXX. | DTI exceeds the limits since the credit lien reflecting for both borrower which is not a 30-day open XXXX account. |  |  |  | Reviewer Comment (2025-08-27): Received, Clearing.<br>Seller Comment (2025-08-27): Comment fromXXXX(XXXX): Please see attached screnshot, B1 income is XXXX<br>Reviewer Comment (2025-08-22): Income for borrower is XXXX. Income for co-borrower isXXXX. Total is XXXX5<br>Seller Comment (2025-08-22): Comment from XXXX (XXXX): Attached 1008 reflects income at XXXX, DTI is at XXXX<br>Reviewer Comment (2025-08-19): 1008 shows income of XXXX but 1003s shows income at XXXX. DTI is still over XXXX at XXXX.<br>Buyer Comment (2025-08-19): Comment from XXXX(XXXX): Borrower's portion for the SS income was grossed up byXXXX<br>Reviewer Comment (2025-08-18): Where is SSA of XXXX coming from? This doesn't match the award letter.<br>Seller Comment (2025-08-15): Comment fromXXXX (XXXX): Please see attached.<br>Reviewer Comment (2025-07-09): Account that is making the DTI exceed the limit isXXXX XXXX, which is for the Co-Borrower in the amount of XXXX.<br>Buyer Comment (2025-07-09): Comment from XXXX (XXXX): XXXX was accounting for on B1's application<br>Reviewer Comment (2025-07-01): The statement provided was on account we have excluded but the account that is making the DTI exceed the limit is XXXXXXXX, which is for the Co-Borrower in the amount of XXXX.<br>Seller Comment (2025-07-01): Comment from XXXX (XXXX): Please see attached statement reflecting that the amex belongs to the wife, who is not on the loan<br>Reviewer Comment (2025-06-26): The XXXX accounts are excluded for the borrower as they are AU, but for the Co-borrower, the XXXX accounts belong to them, so they cannot be excluded.<br>Buyer Comment (2025-06-26): Comment fromXXXX (XXXX): Both XXXX accounts ending in XXXX and XXXX are AU accounts and should not be considered in DTI calculation | 08/27/2025 |  |  | 1 | B | A C | B | A C | B | A |  | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Exempt from ATR | Yes |
| XXXXX | 4000076877 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM DTIs match and both moderately exceed Guidelines | Ability to Repay (Dodd-Frank 2014): The DTI calculated in accordance with the Lenders Guidelines and 1026.43(c)(5) of XXXX% moderately exceeds the guideline maximum of XXXX%. (DTI Exception is eligible to be regraded with compensating factors.) | DTI of XXXX% moderately exceeds the guideline maximum of XXXX%. (DTI Exception is eligible to be regraded with compensating factors.) |  |  |  | Reviewer Comment (2025-08-27): Received, Clearing.<br>Reviewer Comment (2025-08-19): EXCEPTION HISTORY - Exception Detail was updated on XXXX PRIOR Exception Detail: Ability to Repay (XXXX): The DTI calculated in accordance with the Lenders Guidelines and 1026.43(c)(5) of XXXX moderately exceeds the guideline maximum of XXXX. (DTI Exception is eligible to be regraded with compensating factors.)<br>Reviewer Comment (2025-08-18): Where is SSA of XXXXcoming from? This doesn't match the award letter.<br>Seller Comment (2025-08-15): Comment from XXXX (XXXX): Please see attached | 08/27/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Exempt from ATR | No |
| XXXXX | 4000076877 | XXXXX |  | XXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | DTI of XXXX% moderately exceeds the guideline maximum of XXXX%. (DTI Exception is eligible to be regraded with compensating factors.) |  |  |  | Reviewer Comment (2025-08-27): Received, Clearing.<br>Reviewer Comment (2025-08-19): EXCEPTION HISTORY - Exception Explanation was updated onXXXXPRIOR Exception Explanation: Calculated investor qualifying total debt ratio of XXXXexceeds Guideline total debt ratio of XXXX.<br>Reviewer Comment (2025-08-18): Where is SSA ofXXXX coming from? This doesn't match the award letter.<br>Seller Comment (2025-08-15): Comment from XXXX (XXXX): Please see attached | 08/27/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Exempt from ATR | No |
| XXXXX | 4000076877 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | DTI of XXXX% moderately exceeds the guideline maximum of XXXX%. (DTI Exception is eligible to be regraded with compensating factors.) |  |  |  | Reviewer Comment (2025-08-27): Received, Clearing.<br>Reviewer Comment (2025-08-18): Where is SSA of XXXX coming from? This doesn't match the award letter.<br>Seller Comment (2025-08-15): Comment from XXXX (XXXX): Please see attached | 08/27/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Exempt from ATR | No |
| XXXXX | 4000075993 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/26/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000075993 | XXXXX |  | XXXXX |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  | Reviewer Comment (2025-07-10): Received, Clearing.<br>Seller Comment (2025-07-10): Comment from XXXX(XXXX): Final Tittle Policy | 07/10/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000075993 | XXXXX |  | XXXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Legal Description not provided |  | The file is missing a copy of the Legal Description |  |  |  | Reviewer Comment (2025-07-09): Received, Clearing.<br>Seller Comment (2025-07-09): Comment from XXXX (XXXX): Legal Desc | 07/09/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000075993 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XXXX disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $XXXX is over disclosed by $XXXX compared to the calculated Amount Financed of $XXXX and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated XXXX). | The disclosed Amount Financed in the amount of $XXXXis over disclosed by $XXXXcompared to the calculated Amount Financed of $XXXX. |  |  |  | Reviewer Comment (2025-07-22): XXXX received PCCD, LOE, Copy of Refund Check, Re-opening of Rescission and Proof of Receipt.<br>Seller Comment (2025-07-21): Comment from XXXX (XXXX.): Aguilar NORTC<br>Reviewer Comment (2025-07-18): XXXX received Corrected CD, LOE to borrower, copy of cure refund for total underdisclosure and proof of mailing. As this is a Material Disclosure violation on a rescindable transaction, the reopening of rescission is also required. Please provide proof rescission reopened to all consumers.<br>Seller Comment (2025-07-17): Comment fromXXXX(XXXX.): Compliance |  | 07/22/2025 |  | 2 | C | B C | C | B C | C | B |  | CA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| XXXXX | 4000075993 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $XXXX is under disclosed by $XXXX compared to the calculated Finance Charge of $XXXX which exceeds the $XXXX threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XXXX. | The disclosed Finance Charge in the amount of $XXXXis under disclosed by $XXXXcompared to the calculated Finance Charge of $XXXX |  |  |  | Reviewer Comment (2025-07-22): XXXXreceived PCCD, LOE, Copy of Refund Check, Re-opening of Rescission and Proof of Receipt.<br>Seller Comment (2025-07-21): Comment from XXXX (XXXX.): XXXX NORTC<br>Reviewer Comment (2025-07-18): XXXX received Corrected CD, LOE to borrower, copy of cure refund for total underdisclosure and proof of mailing. As this is a Material Disclosure violation on a rescindable transaction, the reopening of rescission is also required. Please provide proof rescission reopened to all consumers.<br>Seller Comment (2025-07-17): Comment fromXXXX (XXXX.): Compliance |  | 07/22/2025 |  | 2 | C | B C | C | B C | C | B |  | CA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| XXXXX | 4000078325 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/26/2025 | 2 | A | A | A | A | A | A |  | WA | Investment | Refinance - Cash-out - Other | B A | N/A | N/A | No |
| XXXXX | 4000078325 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Compliance | Disclosed Note P&I payment does not equal calculated P&I payment | Disclosed Note P&I payment does not equal calculated P&I payment. Note P&I of $XXXX does not match calculated P&I of $XXXX. Note P&I was used for the APR calculation and compliance testing. |  |  |  |  | Reviewer Comment (2025-06-26): Accepted as is. |  |  | 06/26/2025 | 2 | B | B | B | B | B | B |  | WA | Investment | Refinance - Cash-out - Other | B A | N/A | N/A | No |
| XXXXX | 4000077760 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/27/2025 | 2 | A | A | A | A | A | A |  | IL | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000078476 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/27/2025 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000078476 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ | Full 1004 Appraisal in file. CU or LCA not provided. |  |  |  | Reviewer Comment (2025-06-27): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000076380 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/27/2025 | 2 | A | A | A | A | A | A |  | CO | Investment | Refinance - Cash-out - Other | A | N/A | Non QM | No |
| XXXXX | 4000079236 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/27/2025 | 2 | A | A | A | A | A | A |  | VA | Investment | Refinance - Cash-out - Other | D B A | N/A | Non QM | No |
| XXXXX | 4000079236 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-27): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D |  |  | VA | Investment | Refinance - Cash-out - Other | D B A | N/A | Non QM | No |
| XXXXX | 4000079236 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-27): Accepted as is. |  |  | 06/27/2025 | 2 | A | A | A | A | B | B |  | VA | Investment | Refinance - Cash-out - Other | D B A | N/A | Non QM | No |
| XXXXX | 4000076266 | XXXXX |  | XXXXX |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  | Title Evidence is Missing |  |  |  | Reviewer Comment (2025-06-27): Received, Clearing.<br>Seller Comment (2025-06-27): Comment from XXXX (XXXX): Please see attached. | 06/27/2025 |  |  | 1 | C | A C | C | A C | C | A |  | GA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000076266 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/27/2025 | 2 | A | A | A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000076266 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: 128 |  | Secondary valuation required, CU score XXXX. |  |  |  | Reviewer Comment (2025-07-01): Received, Clearing.<br>Seller Comment (2025-06-30): Comment from XXXX(XXXX): Please see attached.<br>Reviewer Comment (2025-06-27): CU score 2.6 so now a Secondary valuation required.<br>Buyer Comment (2025-06-27): Comment from XXXX (XXXX): Appraisal, UCDPs and PCI were provided in the closed loan package. Please advise what is missing. | 07/01/2025 |  |  | 1 | D | A | D | A | D | A |  | GA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000078422 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided |  | Hazard Insurance Policy is missing. |  |  |  | Reviewer Comment (2025-06-27): Received, Clearing.<br>Seller Comment (2025-06-27): Comment from XXXX (XXXX): HOI | 06/27/2025 |  |  | 1 | C | A C | C | A C | C | A |  | VA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000078422 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: 128 |  | Full 1004 in file. A secondary valuation not located in file. |  |  |  | Reviewer Comment (2025-07-29): Received desk review supporting value<br>Seller Comment (2025-07-29): Comment from XXXX (XXXX): Desk Review<br>Reviewer Comment (2025-07-23): Exceptions are requested on the buyer's portal.<br>Buyer Comment (2025-07-23): Comment from XXXX (XXXX): We would like to request an exception. Your guidelines are not clear on this secondary valuation. We provided a full appraisal and took guidelines at face value that a secondary evaluation would not be required. Second liens do not require a secondary valuation product<br>Reviewer Comment (2025-07-21): 3.26 THIRD PARTY VALUATION REVIEW<br> - Second liens do not require a secondary valuation product. If a secondary valuation is delivered with the loan file<br> and it comes back outside of tolerance, the seller will need to follow the appraisal valuation waterfall as shown<br> below:<br> - Loan file contains a CU score or LCA > 2.5, seller will need to provide either an AVM or desk review <br> This is on page 8 of XXXX guidelines datedXXXX<br>Buyer Comment (2025-07-21): Comment fromXXXX (XXXX): Please provide guidance showing this AVM requirement. It is not showing in your second lien requirements.<br>Reviewer Comment (2025-07-18): Per guidelines: Second liens do not require a secondary valuation product. If a secondary valuation is delivered with the loan file<br> and it comes back outside of tolerance, the seller will need to follow the appraisal valuation waterfall as shown<br> below:<br> - Loan file contains a CU score or LCA > 2.5, seller will need to provide either an AVM or desk review<br> - Loan file contains an AVM with a >10% variance of the appraised value, the seller will need to deliver a<br> desk review<br> - Loan file contains a Desk review >10 % variance of the appraised value, the seller will need to provide a<br> field review<br> § If none of the secondary valuations support the primary valuation, this will result in a failed valuation<br> § If there are any other value variations, additional documentation may be required.<br>There was a CU score in the file so now a secondary valuation is required.<br>Seller Comment (2025-07-18): Comment from XXXX (XXXX): memo<br>Reviewer Comment (2025-07-03): Reopened. UCDP on file both over 2.5. Secondary valuation is required for securitization<br>Reviewer Comment (2025-06-27): Accepted as is based on meeting three RAs requirements | 07/29/2025 |  |  | 1 | D | A | D | A | D | A |  | VA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000078422 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/27/2025 | 2 | A | A | A | A | A | A |  | VA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000078422 | XXXXX |  | XXXXX |  | Credit | Title | Document Error | Title | The Preliminary/Commitment does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Preliminary Title does not list coverage amount. |  |  |  | Reviewer Comment (2025-06-27): Clearing.<br>Seller Comment (2025-06-27): Comment from XXXX (XXXX): memo | 06/27/2025 |  |  | 1 | C | A C | C | A C | C | A |  | VA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000078422 | XXXXX |  | XXXXX |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | Reviewer Comment (2025-06-27): Received, Clearing. | 06/27/2025 |  |  | 1 | A | A | A | A | A | A |  | VA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000080055 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/27/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000080138 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 06/30/2025 | 2 | A | A | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000078776 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/01/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000080904 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-01): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | NY | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000080904 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/01/2025 | 2 | A | A | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000077613 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/01/2025 | 2 | A | A | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000077613 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien files |  |  |  | Reviewer Comment (2025-07-03): Accepted as is based on meeting the requirements for three RAs.<br>Buyer Comment (2025-07-03): Comment fromXXXX (XXXX): Please clarify if the secondary required for this second lien loan or not |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CA | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000077613 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien files |  |  |  | Reviewer Comment (2025-07-01): Accepted as is. |  |  | 07/01/2025 | 2 | A | A | A | A | B | B |  | CA | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000080054 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/02/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000080054 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-02): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000080054 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-02): Accepted as is. |  |  | 07/02/2025 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000080172 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | XXXX AVM in file dated XXXX. Application date is XXXX. The Note date is XXXX. |  |  |  | Reviewer Comment (2025-07-02): Accepted as is. |  |  | 07/02/2025 | 2 | A | A | A | A | B | B |  | OH | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000080172 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | XXXX AVM is in file. A secondary valuation is not required. |  |  |  | Reviewer Comment (2025-07-02): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | OH | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000080172 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/02/2025 | 2 | A | A | A | A | A | A |  | OH | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000080172 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Security Instrument is not on a FNMA/FHLMC form and does not contain the following clauses: | ___ | Homestead Waiver is missing. |  |  |  | Reviewer Comment (2025-07-02): Accepted as is. |  |  | 07/02/2025 | 2 | B | B | B | B | B | B |  | OH | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000081899 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. |  |  |  | Reviewer Comment (2025-07-02): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000081899 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/02/2025 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000081899 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-02): Accepted as is. |  |  | 07/02/2025 | 2 | A | A | A | A | B | B |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000079653 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-02): Accepted as is. |  |  | 07/02/2025 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000079653 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-02): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000079653 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/02/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000079653 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/02/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000079653 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | The hazard insurance coverage amount is insufficient. The Replacement Cost Estimator was not provided in the file. |  |  |  | Reviewer Comment (2025-07-03): This is a second mortgage and the coverage, including the extended replacement cost, is more than the UPB of the first and second liens combined. Exception cleared.<br>Seller Comment (2025-07-03): Comment fromXXXX (XXXX): Please see EOI with extended replacement cost of XXXX to dwelling of XXXX. | 07/03/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000080751 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ | Secondary valuation from subject transaction is missing. |  |  |  | Reviewer Comment (2025-07-03): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000080751 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/03/2025 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000080864 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/07/2025 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000080864 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien files . |  |  |  | Reviewer Comment (2025-07-07): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000080864 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien files . |  |  |  | Reviewer Comment (2025-07-07): Accepted as is. |  |  | 07/07/2025 | 2 | A | A | A | A | B | B |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000079493 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/03/2025 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000079493 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XXXX disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $XXXX is over disclosed by $XXXX compared to the calculated Amount Financed of $XXXX and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated XXXX). | It appears the Tax Fee of $XXXX was not included in the amount financed and finance charge calculation at origination. |  |  |  | Reviewer Comment (2025-07-14): XXXX received lender explanation of tax cert fee and confirmed one time fee<br>Seller Comment (2025-07-11): Comment from XXXX (XXXX): One time fee<br>Reviewer Comment (2025-07-11): XXXX received emails & tax search. Can lender also confirm if this fee is one time or life of loan fee.<br>Seller Comment (2025-07-10): Comment from XXXX (XXXX): Please see the attached email and tax search from title<br>Reviewer Comment (2025-07-10): Please provide more detail. "Title purposes" does not define the fee purpose itself. If this was a one time fee to verify tax we can exclude the fee from testing. If the fee was a life of loan fee, then the fee is a finance charge and a cure would be required.<br>Seller Comment (2025-07-09): Comment from XXXX(XXXX): See LOX from title stating that the tax Search fee in Section C was for title purposes.<br>Reviewer Comment (2025-07-08): Title charges are not automatically excluded from finance charges unless the purpose/service provided meets the criteria for exclusion under 1026.4(c)(7) or otherwise excluded under 1026.4. If applicable, an email from title company confirming Title - Tax Fee is for excludable purpose (title tax search or title sales tax) will be acceptable to exclude<br>Buyer Comment (2025-07-08): Comment from XXXX (XXXX): Section C is also for title fees that the borrower shopped for, this fee specifically has the word "title" in front of it and is paid to the title company.<br>If it was a tax fee that we were charging it wouldn't be paid to the title company. Will an email from the title company suffice?<br>Reviewer Comment (2025-07-07): Fee is listed under Section C which are for services required by the creditor. However 1026.4(c)(7) permits one time upfront tax search/certification to be excluded from finance charges. If Tax fee is a charge imposed solely in connection with the initial decision to grant credit (i.e. search for tax liens on the property), please provide letter of attestation indicating such to support exclusion from finance charges.<br>Seller Comment (2025-07-07): Comment from XXXX (XXXX): This is not a fee charged by us, this was a title agent charge. See attached. | 07/14/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NJ | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) | Non QM | Non QM | Yes |
| XXXXX | 4000079493 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $XXXX is under disclosed by $XXXX compared to the calculated Finance Charge of $XXXX which exceeds the $XXXX threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XXXX). | It appears the Tax Fee of $XXXXwas not included in the amount financed and finance charge calculation at origination. |  |  |  | Reviewer Comment (2025-07-14): XXXXreceived lender explanation of tax cert fee and confirmed one time fee<br>Seller Comment (2025-07-11): Comment fromXXXX (XXXX): One time fee<br>Reviewer Comment (2025-07-11): SXXXX received emails & tax search. Can lender also confirm if this fee is one time or life of loan fee.<br>Seller Comment (2025-07-10): Comment from XXXXs (XXXX): See email from title and the attached tax search they provided<br>Reviewer Comment (2025-07-10): Please provide more detail. "Title purposes" does not define the fee purpose itself. If this was a one time fee to verify tax we can exclude the fee from testing. If the fee was a life of loan fee, then the fee is a finance charge and a cure would be required.<br>Seller Comment (2025-07-09): Comment from XXXX (XXXX): See LOX from title stating that the tax Search fee in Section C was for title purposes.<br>Reviewer Comment (2025-07-08): Title charges are not automatically excluded from finance charges unless the purpose/service provided meets the criteria for exclusion under 1026.4(c)(7) or otherwise excluded under 1026.4. If applicable, an email from title company confirming Title - Tax Fee is for excludable purpose (title tax search or title sales tax) will be acceptable to exclude<br>Buyer Comment (2025-07-08): Comment from XXXX (XXXX): Section C is also for title fees that the borrower shopped for, this fee specifically has the word "title" in front of it and is paid to the title company.<br>If it was a tax fee that we were charging it wouldn't be paid to the title company. Will an email from the title company suffice?<br>Reviewer Comment (2025-07-07): Fee is listed under Section C which are for services required by the creditor. However 1026.4(c)(7) permits one time upfront tax search/certification to be excluded from finance charges. If Tax fee is a charge imposed solely in connection with the initial decision to grant credit (i.e. search for tax liens on the property), please provide letter of attestation indicating such to support exclusion from finance charges.<br>Seller Comment (2025-07-07): Comment from XXXX (XXXX): This is not a fee charged by us, this was a title agent charge. See attached. | 07/14/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NJ | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) | Non QM | Non QM | Yes |
| XXXXX | 4000076740 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/07/2025 | 2 | A | A | A | A | A | A |  | CO | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000076740 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | TIL Higher Priced Mortgage Loan Safe Harbor Test | TILA HPML appraisal Rule (Dodd-Frank 2014): Safe Harbor requirements not satisfied. |  |  |  |  | Reviewer Comment (2025-07-07): Accepted as is. |  |  | 07/07/2025 | 2 | B | B | B | B | B | B |  | CO | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000080094 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM provided. |  |  |  | Reviewer Comment (2025-07-08): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | NY | Investment | Refinance - Cash-out - Other | D A | Non QM | N/A | No |
| XXXXX | 4000080094 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | No appraisal or hybrid interior appraisal was provided |  |  |  | Reviewer Comment (2025-07-08): Accepted as is. |  |  | 07/08/2025 | 2 | A | A | A | A | B | B |  | NY | Investment | Refinance - Cash-out - Other | D A | Non QM | N/A | No |
| XXXXX | 4000080094 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/08/2025 | 2 | A | A | A | A | A | A |  | NY | Investment | Refinance - Cash-out - Other | D A | Non QM | N/A | No |
| XXXXX | 4000081719 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/09/2025 | 2 | A | A | A | A | A | A |  | NV | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000081719 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien files as per HELOC program. |  |  |  | Reviewer Comment (2025-07-09): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | NV | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000081719 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien files as per HELOC program. |  |  |  | Reviewer Comment (2025-07-09): Accepted as is. |  |  | 07/09/2025 | 2 | A | A | A | A | B | B |  | NV | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000079681 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/09/2025 | 2 | A | A | A | A | A | A |  | PA | Investment | Refinance - Cash-out - Other | D A | Non QM | N/A | No |
| XXXXX | 4000079681 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien files as per HELOC program. |  |  |  | Reviewer Comment (2025-07-09): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | PA | Investment | Refinance - Cash-out - Other | D A | Non QM | N/A | No |
| XXXXX | 4000081557 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/09/2025 | 2 | A | A | A | A | A | A |  | MA | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000081557 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-07-09): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | MA | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000081557 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided with an effective date between application date and note date. |  |  |  | Reviewer Comment (2025-07-09): Accepted as is. |  |  | 07/09/2025 | 2 | A | A | A | A | B | B |  | MA | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000078715 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/11/2025 | 2 | A | A | A | A | A | A |  | TN | Primary | Refinance - Cash-out - Other | A B | Non QM | Non QM | No |
| XXXXX | 4000078715 | XXXXX |  | XXXXX |  | Credit | Guideline | Guideline Issue | Guideline | Rural property type is not permitted per Guidelines. |  |  | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-08-01): Client elects to waive with compensating factors<br>Seller Comment (2025-08-01): Comment from XXXX (XXXX): exception for Rural property |  |  | 08/01/2025 | 2 |  | B |  | B |  | B |  | TN | Primary | Refinance - Cash-out - Other | A B | Non QM | Non QM | No |
| XXXXX | 4000081500 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-11): Client elects to waive |  |  | 07/11/2025 | 2 | A | A | A | A | B | B |  | UT | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000081500 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-11): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | UT | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000081500 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/11/2025 | 2 | A | A | A | A | A | A |  | UT | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000081746 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/14/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000081746 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | secondary valuation is missing. |  |  |  | Reviewer Comment (2025-07-14): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000081746 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | A secondary valuation not required. |  |  |  | Reviewer Comment (2025-07-14): Accepted as is. |  |  | 07/14/2025 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000081798 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. |  |  |  | Reviewer Comment (2025-07-11): Client elects to waive |  |  | 07/11/2025 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000081798 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. |  |  |  | Reviewer Comment (2025-07-11): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000081798 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/11/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000081851 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/15/2025 | 2 | A | A | A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000081851 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-15): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | GA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000081851 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-15): Accepted as is. |  |  | 07/15/2025 | 2 | A | A | A | A | B | B |  | GA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000082184 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/15/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000082184 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | XXXX AVM in file. A secondary valuation is not required. |  |  |  | Reviewer Comment (2025-07-15): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000082184 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | XXXX AVM in file dated XXXX. The Application date is XXXX. The Note date is XXXX. |  |  |  | Reviewer Comment (2025-07-15): Accepted as is. |  |  | 07/15/2025 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000075060 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | Self-Employed Tax Return Recency - ATR | Ability to Repay (Dodd-Frank 2014): Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date XXXX, Most Recent Tax Return End Date XXXX, Tax Return Due Date XXXX. | its Informational, non-material level 2 exception |  |  |  | Reviewer Comment (2025-07-15): Accepted as is. |  |  | 07/15/2025 | 2 | B | B | B | B | B | B |  | NY | Second Home | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| XXXXX | 4000075060 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/15/2025 | 2 | A | A | A | A | A | A |  | NY | Second Home | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| XXXXX | 4000075060 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. |  |  |  | Reviewer Comment (2025-07-15): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | NY | Second Home | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| XXXXX | 4000082194 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/16/2025 | 2 | A | A | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | D A | Non QM | N/A | No |
| XXXXX | 4000082194 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The supporting secondary valuation is missing. |  |  |  | Reviewer Comment (2025-07-16): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CA | Investment | Refinance - Cash-out - Other | D A | Non QM | N/A | No |
| XXXXX | 4000082194 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-16): Accepted as is. |  |  | 07/16/2025 | 2 | A | A | A | A | B | B |  | CA | Investment | Refinance - Cash-out - Other | D A | Non QM | N/A | No |
| XXXXX | 4000082473 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/16/2025 | 2 | A | A | A | A | A | A |  | NV | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000082473 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien files. |  |  |  | Reviewer Comment (2025-07-16): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | NV | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000082473 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien files. |  |  |  | Reviewer Comment (2025-07-16): Accepted as is. |  |  | 07/16/2025 | 2 | A | A | A | A | B | B |  | NV | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000082459 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Primary appraisal not provided. AVM provided for valuation purpose. |  |  |  | Reviewer Comment (2025-07-16): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | MA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000082459 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Primary appraisal not provided. AVM provided for valuation purpose. |  |  |  | Reviewer Comment (2025-07-16): Accepted as is. |  |  | 07/16/2025 | 2 | A | A | A | A | B | B |  | MA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000082459 | XXXXX |  | XXXXX |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  | Title Evidence is Missing. |  |  |  | Reviewer Comment (2025-07-17): Received Title Evidence. Exception cleared.<br>Seller Comment (2025-07-16): Comment from XXXX (XXXX): Please see attached. | 07/17/2025 |  |  | 1 | C | A C | C | A C | C | A |  | MA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000082459 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/16/2025 | 2 | A | A | A | A | A | A |  | MA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000082932 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-16): Accepted as is. |  |  | 07/16/2025 | 2 | A | A | A | A | B | B |  | GA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000082932 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is missing |  |  |  | Reviewer Comment (2025-07-16): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D |  |  | GA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000082932 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/16/2025 | 2 | A | A | A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000081897 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/16/2025 | 2 | A | A | A | A | A | A |  | PA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000081897 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien files. |  |  |  | Reviewer Comment (2025-07-16): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | PA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000081897 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien files. |  |  |  | Reviewer Comment (2025-07-16): Accepted as is. |  |  | 07/16/2025 | 2 | A | A | A | A | B | B |  | PA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000080122 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/16/2025 | 2 | A | A | A | A | A | A |  | SD | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000080122 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien files. |  |  |  | Reviewer Comment (2025-07-16): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | SD | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000080122 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien files |  |  |  | Reviewer Comment (2025-07-16): Accepted as is. |  |  | 07/16/2025 | 2 | A | A | A | A | B | B |  | SD | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000083286 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. |  |  |  | Reviewer Comment (2025-07-16): Accepted as is. |  |  | 07/16/2025 | 2 | A | A | A | A | B | B |  | AZ | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000083286 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. |  |  |  | Reviewer Comment (2025-07-16): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | AZ | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000083286 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/16/2025 | 2 | A | A | A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000083286 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | The file did not contain an estimated cost to replace from insurer. Calculations are based on XXXX% of the insurable value of the improvements (from appraiser cost provided or if no appraiser cost, the purchase price) using agency calculation methods. Coverage is insufficient by $XXXX |  |  |  | Reviewer Comment (2025-07-16): Received, Clearing.<br>Seller Comment (2025-07-16): Comment from XXXX (XXXX): Please see attached. | 07/16/2025 |  |  | 1 | C | A C | C | A C | C | A |  | AZ | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000082858 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  |  |  |  |  | Reviewer Comment (2025-07-23): Received, Clearing.<br>Reviewer Comment (2025-07-18): The provided is not a physical inspection. A PDI has been ordered.<br>Seller Comment (2025-07-18): Comment from XXXX(XXXX): Disaster ended XXXX and we have XXXX report with XXXX IMAGE dated- XXXXwhich is post disaster end date and shows no damage to property | 07/23/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CT | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000082858 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/16/2025 | 2 | A | A | A | A | A | A |  | CT | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000082858 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Heloc Second lien file . |  |  |  | Reviewer Comment (2025-07-16): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CT | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000082858 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Heloc Second lien file . |  |  |  | Reviewer Comment (2025-07-16): Accepted as is. |  |  | 07/16/2025 | 2 | A | A | A | A | B | B |  | CT | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000082858 | XXXXX |  | XXXXX |  | Property | Valuation | General | Valuation | Valuation Product pending |  | XXXX / Post Disaster Inspection + XXXX - 5 Days |  |  |  | Reviewer Comment (2025-07-23): Received, Clearing.<br>Reviewer Comment (2025-07-22): Valuation Received - XXXX | 07/23/2025 |  |  | 1 |  | A |  | A |  | A |  | CT | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000083856 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-17): Accepted as is. |  |  | 07/17/2025 | 2 | A | A | A | A | B | B |  | MO | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000083856 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is missing. |  |  |  | Reviewer Comment (2025-07-17): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | MO | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000083856 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/17/2025 | 2 | A | A | A | A | A | A |  | MO | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000083856 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  | Property is located in a FEMA Disaster area and has not been inspected. |  |  |  | Reviewer Comment (2025-07-18): Received, Clearing. | 07/18/2025 |  |  | 1 | C | A C | C | A C | C | A |  | MO | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000083856 | XXXXX |  | XXXXX |  | Property | Valuation | General | Valuation | Valuation Product pending |  | XXXX / Post Disaster Inspection + XXXX - 5 Days |  |  |  | Reviewer Comment (2025-07-18): Received, Clearing.<br>Reviewer Comment (2025-07-18): Valuation Received - XXXX | 07/18/2025 |  |  | 1 |  | A |  | A |  | A |  | MO | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000081947 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/17/2025 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000083195 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-17): Accepted as is. |  |  | 07/17/2025 | 2 | A | A | A | A | B | B |  | CA | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000083195 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/17/2025 | 2 | A | A | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000083195 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-17): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CA | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000082685 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/18/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000082685 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-07-18): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000083824 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/18/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000083824 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | XXXX AVM in file. CU or LCA not provided |  |  |  | Reviewer Comment (2025-07-18): Accepted as is. |  |  | 07/18/2025 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000083824 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | XXXX AVM in file. CU or LCA not provided |  |  |  | Reviewer Comment (2025-07-18): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000083824 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of XXXX. | Most recent Income documents are missing. |  |  |  | Reviewer Comment (2025-07-24): Received, Clearing. | 07/24/2025 |  |  | 1 | B | A C | B | A C | B | A |  | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status D C | Non QM | Non QM | Yes |
| XXXXX | 4000083824 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - W-2 | Ability to Repay (Dodd-Frank 2014): Unable to verify current Wages/W-2 employment status using reasonably reliable third-party records. | Most recent Income documents are missing. |  |  |  | Reviewer Comment (2025-07-21): Received VVOE and Third party employment verification document datedXXXX is within XXXX prior to Note date. Exception cleared.<br>Seller Comment (2025-07-21): Comment fromXXXX (XXXX): VVOE<br>Reviewer Comment (2025-07-21): File is missing VVOE/Third Party Employment verification. Exception remains.<br>Seller Comment (2025-07-21): Comment from XXXX (XXXX): W2 is in the file | 07/21/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000083824 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - W-2 | Ability to Repay (Dodd-Frank 2014): Unable to verify current Wages/W-2 employment status using reasonably reliable third-party records. | Most recent Income documents are missing. |  |  |  | Reviewer Comment (2025-07-21): Received VVOE and Third party employment verification document datedXXXX is within XXXXprior to Note date. Exception cleared.<br>Seller Comment (2025-07-21): Comment from XXXX (XXXX): VVOE<br>Reviewer Comment (2025-07-21): File is missing VVOE/Third Party Employment verification. Exception remains.<br>Seller Comment (2025-07-21): Comment from XXXX (XXXX): W2 is in the file | 07/21/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000083824 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Income and Assets - Schedule D | Ability to Repay (Dodd-Frank 2014): Unable to verify Capital Gains income using reasonably reliable third-party records. | Schedule D is missing. |  |  |  | Reviewer Comment (2025-07-24): Received, Clearing<br>Seller Comment (2025-07-23): Comment from XXXX (XXXX): Updated 1003 and 1008 removing CG income<br>Reviewer Comment (2025-07-22): Capital Gains used to qualify. Unable to verify without requested documentation. Exception remains.<br>Buyer Comment (2025-07-22): Comment from XXXX(XXXX): there is no Schedule D<br>Reviewer Comment (2025-07-22): Missing the Schedule D for the capital gains income.<br>Buyer Comment (2025-07-21): Comment fromXXXX (XXXX): There is no schedule D, the 4506 transcripts reflect and client has advised the tax returns provided is all borrower has. Not sure why this is being asked for on W2 wage earners | 07/24/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000083824 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Most recent Income documents are missing. |  |  |  | Reviewer Comment (2025-07-24): Received, Clearing<br>Buyer Comment (2025-07-23): Comment from XXXX (XXXX): Updated 1003 and 1008 removing CG income uploaded into another condition field<br>Reviewer Comment (2025-07-22): Capital Gains used to qualify. Unable to verify without requested documentation. Exception remains.<br>Buyer Comment (2025-07-22): Comment from XXXX (XXXX): there is no schedule D<br>Reviewer Comment (2025-07-22): Missing the Schedule D for the capital gains income.<br>Seller Comment (2025-07-21): Comment from XXXX (XXXX): listing | 07/24/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000083824 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | Most recent Income documents are missing. |  |  |  | Reviewer Comment (2025-07-24): Received, Clearing | 07/24/2025 |  |  | 1 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000083824 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  | Verification(s) of employment is not within 10 business days of the Note. |  |  |  | Reviewer Comment (2025-07-21): Received VVOE dated XXXX is withinXXXXprior to Note date. Exception cleared.<br>Seller Comment (2025-07-21): Comment from XXXX (XXXX): VVOE | 07/21/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000083824 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  | Verification(s) of employment is not within 10 business days of the Note. |  |  |  | Reviewer Comment (2025-07-21): Received VVOE dated XXXX is within XXXXprior to Note date. Exception cleared.<br>Seller Comment (2025-07-21): Comment from XXXX(XXXX): listing | 07/21/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000083824 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | Verification(s) of employment is not within 10 business days of the Note. |  |  |  | Reviewer Comment (2025-07-21): Received VVOE dated XXXXis within XXXX prior to Note date. Exception cleared.<br>Seller Comment (2025-07-21): Comment from XXXX(XXXX): VVOE | 07/21/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000083824 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | Verification(s) of employment is not within 10 business days of the Note. |  |  |  | Reviewer Comment (2025-07-24): Received, Clearing<br>Reviewer Comment (2025-07-23): Received updated 1003 is not signed by the borrowers. Please provide final 1003 dated and signed by the borrower at closing. Exception remains.<br>Buyer Comment (2025-07-23): Comment from XXXX (XXXX): Updated 1003 and 1008 removing CG income uploaded into another condition field<br>Reviewer Comment (2025-07-22): Capital Gains used to qualify. Unable to verify without requested documentation. Exception remains.<br>Buyer Comment (2025-07-22): Comment from XXXX (XXXX): there is no schedule D<br>Reviewer Comment (2025-07-22): EXCEPTION HISTORY - Exception Explanation was updated on XXXX PRIOR Exception Explanation: Schedule D, VVOE - Employment Only<br>Reviewer Comment (2025-07-22): Received VVOE. Please provide Schedule-D for Victor Hurtado. Exception remains.<br>Seller Comment (2025-07-21): Comment from XXXX (XXXX): VICTOR VVOE | 07/24/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000081985 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/21/2025 | 2 | A | A | A | A | A | A |  | VA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000082121 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-07-23): Clearing based on review coming back within tolerances. | 07/23/2025 |  |  | 1 | C | A C | C | A C | C | A |  | FL | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000082121 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/21/2025 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000082121 | XXXXX |  | XXXXX |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  | Title Evidence is Missing. |  |  |  | Reviewer Comment (2025-07-21): Received, Clearing.<br>Seller Comment (2025-07-21): Comment fromXXXX (XXXX): Please see attached. | 07/21/2025 |  |  | 1 | C | A C | C | A C | C | A |  | FL | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000082121 | XXXXX |  | XXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Combined loan to value discrepancy. | Calculated combined loan to value percentage of ___ exceeds Guideline combined loan to value percentage of ___. | Declining market requires XXXX% LTV reduction | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has worked in the same position for more than 3 years.<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-07-29): Client elects to waive with compensating factors<br>Seller Comment (2025-07-29): Comment fromXXXX (XXXX): Please see attached XXXX approved exception. |  |  | 07/29/2025 | 2 |  | B |  | B |  | B |  | FL | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000083033 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/21/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000083033 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien files as per HELOC program. |  |  |  | Reviewer Comment (2025-07-21): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000083033 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien files as per HELOC program. |  |  |  | Reviewer Comment (2025-07-21): Accepted as is. |  |  | 07/21/2025 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000082805 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-21): Accepted as is. |  |  | 07/21/2025 | 2 | A | A | A | A | B | B |  | WI | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000082805 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-21): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | WI | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000082805 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/21/2025 | 2 | A | A | A | A | A | A |  | WI | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000083230 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date |  |  |  | Reviewer Comment (2025-07-22): Accepted as is.<br>Reviewer Comment (2025-07-22): Mistake<br>Reviewer Comment (2025-07-22): Accepted as is based on meeting three RAs requirements |  |  | 07/22/2025 | 2 | A | A | A | A | B | B |  | VA | Second Home | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000083230 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. |  |  |  | Reviewer Comment (2025-07-22): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | VA | Second Home | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000083230 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/22/2025 | 2 | A | A | A | A | A | A |  | VA | Second Home | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000083320 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/21/2025 | 2 | A | A | A | A | A | A |  | NY | Investment | Refinance - Cash-out - Other | D A | Non QM | N/A | No |
| XXXXX | 4000083320 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien files. |  |  |  | Reviewer Comment (2025-07-21): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | NY | Investment | Refinance - Cash-out - Other | D A | Non QM | N/A | No |
| XXXXX | 4000083320 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien files. |  |  |  | Reviewer Comment (2025-07-21): Accepted as is. |  |  | 07/21/2025 | 2 | A | A | A | A | B | B |  | NY | Investment | Refinance - Cash-out - Other | D A | Non QM | N/A | No |
| XXXXX | 4000081722 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-22): Client elects to waive |  |  | 07/22/2025 | 2 | A | A | A | A | B | B |  | OH | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000081722 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No secondary valuation was provided. Sec ID: 56 |  |  |  |  |  | Reviewer Comment (2025-07-22): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | OH | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000081722 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/22/2025 | 2 | A | A | A | A | A | A |  | OH | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000081722 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No secondary valuation was provided. Sec ID: 56 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-22): Accepted as is based on meeting three RAs requirements |  |  |  | 3 |  | N/A |  | N/A |  | D |  | OH | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000082468 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-22): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000082468 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/22/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000082468 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-22): Accepted as is. |  |  | 07/22/2025 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000080969 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/22/2025 | 2 | A | A | A | A | A | A |  | CT | Second Home | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000080969 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: 128 |  |  |  |  |  | Reviewer Comment (2025-07-29): Desk review received and supports value<br>Seller Comment (2025-07-29): Comment from XXXX (XXXX): CDA | 07/29/2025 |  |  | 1 | D | A | D | A | D | A |  | CT | Second Home | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000082269 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/22/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000082269 | XXXXX |  | XXXXX |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  | Title Evidence is Missing |  |  |  | Reviewer Comment (2025-07-22): Title search received<br>Seller Comment (2025-07-22): Comment fromXXXX (XXXX): Please see attached. | 07/22/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000082269 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. XXXX was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-07-22): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000082269 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. XXXX was provided with an effective date between application date and note date. |  |  |  | Reviewer Comment (2025-07-22): Accepted as is. |  |  | 07/22/2025 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000083211 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/22/2025 | 2 | A | A | A | A | A | A |  | MI | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000083211 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal from prior transaction was in file. No secondary valuation was provided. Sec ID: 49 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. Appraisal from prior transaction was in file. Secondary valuation from subject transaction is missing. |  |  |  | Reviewer Comment (2025-07-22): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A D | D |  |  | MI | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000083211 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. |  |  |  | Reviewer Comment (2025-07-22): Accepted as is. |  |  | 07/22/2025 | 2 | A | A | A | A | B | B |  | MI | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000083211 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | Self-Employed Tax Return Recency - ATR | Ability to Repay (Dodd-Frank 2014): Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date XXXX, Most Recent Tax Return End Date XXXX, Tax Return Due Date XXXX. | Most recent Tax returns is missing. |  |  |  | Reviewer Comment (2025-07-22): Accepted as is. |  |  | 07/22/2025 | 2 | B | B | B | B | B | B |  | MI | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000083001 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/22/2025 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000083001 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided |  | Hazard Insurance Policy not provided. |  |  |  | Reviewer Comment (2025-07-22): Cleared with hazard insurance policy.<br>Seller Comment (2025-07-22): Comment from XXXX(XXXX): Please see attached. | 07/22/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NJ | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000082994 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Maryland Mortgage Lending Regulations (Disclosure of Taxes and Insurance Not Provided) | XXXX Mortgage Lending Regulations: Borrower did not receive disclosure on responsibility for payment of taxes and insurance. |  |  |  |  | Reviewer Comment (2025-07-23): Accepted as is. |  |  | 07/23/2025 | 2 | B | B | B | B | B | B |  | MD | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| XXXXX | 4000082994 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/23/2025 | 2 | A | A | A | A | A | A |  | MD | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| XXXXX | 4000082994 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-23): Accepted as is. |  |  | 07/23/2025 | 2 | A | A | A | A | B | B |  | MD | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| XXXXX | 4000082994 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-07-23): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | MD | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| XXXXX | 4000081856 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/23/2025 | 2 | A | A | A | A | A | A |  | MD | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000081856 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. |  |  |  | Reviewer Comment (2025-07-23): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | MD | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000081856 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. |  |  |  | Reviewer Comment (2025-07-23): Accepted as is. |  |  | 07/23/2025 | 2 | A | A | A | A | B | B |  | MD | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000083704 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/23/2025 | 2 | A | A | A | A | A | A |  | FL | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000083704 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. XXXX was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-07-23): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | FL | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000083704 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. XXXX was provided with an effective date between application date and note date. |  |  |  | Reviewer Comment (2025-07-23): Accepted as is. |  |  | 07/23/2025 | 2 | A | A | A | A | B | B |  | FL | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000082080 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/24/2025 | 2 | A | A | A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000082080 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | XXXX AVM in file dated XXXX.The Application date is XXXX. The Note Date is XXXX. |  |  |  | Reviewer Comment (2025-07-24): Accepted as is. |  |  | 07/24/2025 | 2 | A | A | A | A | B | B |  | AZ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000082080 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | XXXX AVM in file. A secondary valuation is not required. |  |  |  | Reviewer Comment (2025-07-24): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | AZ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000082965 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | XXXX AVM in file dated XXXX. The Application date is XXXX. The Note date isXXXX. |  |  |  | Reviewer Comment (2025-07-23): Accepted as is. |  |  | 07/23/2025 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000082965 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | XXXX AVM in file. A secondary valuation is not required. |  |  |  | Reviewer Comment (2025-07-23): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000082965 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/23/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000081531 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/24/2025 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000081531 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-24): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000081531 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-24): Accepted as is. |  |  | 07/24/2025 | 2 | A | A | A | A | B | B |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000081908 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/25/2025 | 2 | A | A | A | A | A | A |  | MD | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000081908 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. |  |  |  | Reviewer Comment (2025-07-25): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | MD | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000081908 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. |  |  |  | Reviewer Comment (2025-07-25): Accepted as is. |  |  | 07/25/2025 | 2 | A | A | A | A | B | B |  | MD | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000081259 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/24/2025 | 2 | A | A | A | A | A | A |  | OH | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000081259 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien files |  |  |  | Reviewer Comment (2025-07-24): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | OH | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000081259 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien files |  |  |  | Reviewer Comment (2025-07-24): Accepted as is. |  |  | 07/24/2025 | 2 | A | A | A | A | B | B |  | OH | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000083324 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/25/2025 | 2 | A | A | A | A | A | A |  | FL | Investment | Refinance - Cash-out - Other | D A | N/A | Non QM | No |
| XXXXX | 4000083324 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | XXXX AVM in file. A secondary valuation is not required. |  |  |  | Reviewer Comment (2025-07-25): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | FL | Investment | Refinance - Cash-out - Other | D A | N/A | Non QM | No |
| XXXXX | 4000083324 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | XXXX AVM dated XXXX. The Application date is XXXX and the Note Date is XXXX |  |  |  | Reviewer Comment (2025-07-25): Accepted as is. |  |  | 07/25/2025 | 2 | A | A | A | A | B | B |  | FL | Investment | Refinance - Cash-out - Other | D A | N/A | Non QM | No |
| XXXXX | 4000083486 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/25/2025 | 2 | A | A | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000083486 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. |  |  |  | Reviewer Comment (2025-07-25): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | NY | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000083486 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. |  |  |  | Reviewer Comment (2025-07-25): Accepted as is. |  |  | 07/25/2025 | 2 | A | A | A | A | B | B |  | NY | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000082421 | XXXXX |  | XXXXX |  | Compliance | Loan Package Documentation | Application / Processing | Missing, Incorrect, or Incomplete Final or Initial 1003 | Missing Document: Missing Lender's Initial 1003 |  | 1003 Initial Document is missing. |  |  |  | Reviewer Comment (2025-07-25): Accepted as is. |  |  | 07/25/2025 | 2 | B | B | B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| XXXXX | 4000082421 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  |  |  |  |  | Reviewer Comment (2025-07-25): Received, Clearing.<br>Seller Comment (2025-07-25): Comment from XXXX (XXXX): XXXX latest photos | 07/25/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| XXXXX | 4000082421 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/25/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| XXXXX | 4000082421 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien files. |  |  |  | Reviewer Comment (2025-07-25): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| XXXXX | 4000082421 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien files |  |  |  | Reviewer Comment (2025-07-25): Accepted as is. |  |  | 07/25/2025 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| XXXXX | 4000082421 | XXXXX |  | XXXXX |  | Property | Valuation | General | Valuation | Valuation Product pending |  | XXXX / Post Disaster Inspection + XXXX - 5 Days |  |  |  | Reviewer Comment (2025-07-25): Received, Clearing. | 07/25/2025 |  |  | 1 |  | A |  | A |  | A |  | CA | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| XXXXX | 4000083483 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No secondary valuation was provided. Sec ID: 56 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. XXXX was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-07-25): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000083483 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. XXXX was provided with an effective date between application date and note date. |  |  |  | Reviewer Comment (2025-07-25): Accepted as is. |  |  | 07/25/2025 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000083483 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/25/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000083887 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. |  |  |  | Reviewer Comment (2025-07-25): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | MI | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000083887 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/25/2025 | 2 | A | A | A | A | A | A |  | MI | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000083887 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-25): Accepted as is. |  |  | 07/25/2025 | 2 | A | A | A | A | B | B |  | MI | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000082442 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-25): Accepted as is. |  |  | 07/25/2025 | 2 | A | A | A | A | B | B |  | NV | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000082442 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | XXXX AVM in file dated XXXX. |  |  |  | Reviewer Comment (2025-07-25): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | NV | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000082442 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/25/2025 | 2 | A | A | A | A | A | A |  | NV | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000083583 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-25): Accepted as is. |  |  | 07/25/2025 | 2 | A | A | A | A | B | B |  | MA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000083583 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-07-25): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | MA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000083583 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/25/2025 | 2 | A | A | A | A | A | A |  | MA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000081940 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/25/2025 | 2 | A | A | A | A | A | A |  | NC | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000081940 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Heloc Second lien file . |  |  |  | Reviewer Comment (2025-07-25): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | NC | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000081940 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2025-07-25): Accepted as is. |  |  | 07/25/2025 | 2 | A | A | A | A | B | B |  | NC | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000081940 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | Missing trust agreement. |  |  |  | Reviewer Comment (2025-07-28): Provided. Cleared.<br>Seller Comment (2025-07-28): Comment from XXXX (XXXX): Please see the attached docs | 07/28/2025 |  |  | 1 | C | A C | C | A C | D | A |  | NC | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000083323 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Minnesota Residential Mortgage Originator and Servicer Licensing Act - Financed Points and Fees Exceeds 5% Threshold | XXXX Residential Originator and Servicer Licensing Act: Financed Fees on subject loan in excess of 5% of Total Loan Amount. | Financed Fees on subject loan in excess of XXXX% of Total Loan Amount. |  |  |  | Reviewer Comment (2025-07-30): Accepted as is. |  |  | 07/30/2025 | 2 | B | B | B | B | B | B |  | MN | Investment | Refinance - Cash-out - Other | B A | N/A | Non QM | No |
| XXXXX | 4000083323 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Minnesota Tangible Net Benefit Disclosure | XXXX Residential Mortgage Originator and Servicer Licensing Act: Tangible Net Benefit Disclosure not provided to the Borrower. | Tangible Net Benefit Disclosure is missing, however no mortgages are being paid off. |  |  |  | Reviewer Comment (2025-07-30): Accepted as is. |  |  | 07/30/2025 | 2 | B | B | B | B | B | B |  | MN | Investment | Refinance - Cash-out - Other | B A | N/A | Non QM | No |
| XXXXX | 4000083323 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/30/2025 | 2 | A | A | A | A | A | A |  | MN | Investment | Refinance - Cash-out - Other | B A | N/A | Non QM | No |
| XXXXX | 4000083323 | XXXXX |  | XXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. | Calculated investor qualifying total debt ratio of ___ exceeds Guideline total debt ratio of ___. | Maximum DTI for closed end second investment property is XXXX%. The loan was approved as XXXX% DTI. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-08-08): Client elects to waive with compensating factors |  |  | 08/08/2025 | 2 |  | B |  | B |  | B |  | MN | Investment | Refinance - Cash-out - Other | B A | N/A | Non QM | No |
| XXXXX | 4000083323 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM DTIs match and both moderately exceed Guidelines | Ability to Repay (Dodd-Frank 2014): The DTI calculated in accordance with the Lenders Guidelines and 1026.43(c)(5) of XXXX% moderately exceeds the guideline maximum of XXXX%. (DTI Exception is eligible to be regraded with compensating factors.) |  | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-08-08): Client elects to waive with comp factors. |  |  | 08/08/2025 | 2 |  | B |  | B |  | B |  | MN | Investment | Refinance - Cash-out - Other | B A | N/A | Non QM | No |
| XXXXX | 4000082200 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/28/2025 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000082187 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/30/2025 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000082187 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal from prior transaction was in file. No secondary valuation was provided. Sec ID: 49 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2025-07-30): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A D | D | D |  | NJ | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000082187 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2025-07-30): Accepted as is. |  |  | 07/30/2025 | 2 | A | A | A | A | B | B |  | NJ | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000082187 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | The file is missing copy of Updated Payslip. |  |  |  | Reviewer Comment (2025-08-01): Valid paystub received<br>Seller Comment (2025-08-01): Comment fromXXXX(XXXX): additional paystubs<br>Reviewer Comment (2025-08-01): Paystub provided is post-closing.<br>Seller Comment (2025-07-31): Comment fromXXXX (XXXX): updated paystub uploaded<br>Reviewer Comment (2025-07-31): The paystub provided does not list a pay date- appears to be cut off at the top, please provide updated paystub<br>Reviewer Comment (2025-07-31): .<br>Reviewer Comment (2025-07-30): The paystub provided does not list a pay date- appears to be cut off at the top, please provide updated paystub<br>Seller Comment (2025-07-30): Comment from XXXX (XXXX): paystub | 08/01/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NJ | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000082187 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | The file is missing copy of Co Borrowers paystub |  |  |  | Reviewer Comment (2025-07-30): Cleared co borrower paystub received.<br>Seller Comment (2025-07-30): Comment fromXXXX (XXXX): paystub | 07/30/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NJ | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000082187 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Insurance | Missing Document: Flood Certificate not provided |  | The file is missing copy of Flood Certificate. |  |  |  | Reviewer Comment (2025-07-30): Cleared Flood cert provided<br>Seller Comment (2025-07-30): Comment from XXXX (XXXX): flood cert | 07/30/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NJ | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000082187 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of XXXX. | Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. |  |  |  | Reviewer Comment (2025-08-01): Valid pay stub received | 08/01/2025 |  |  | 1 | B | A C | B | A C | B | A |  | NJ | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status D C | Non QM | Non QM | Yes |
| XXXXX | 4000082187 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Loan designation failing due to missing paystubs. |  |  |  | Reviewer Comment (2025-07-31): Received, Clearing. | 07/31/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NJ | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000082187 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | General Ability-to-Repay requirements not satisfied. |  |  |  | Reviewer Comment (2025-08-01): Valid pay stub received | 08/01/2025 |  |  | 1 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000082187 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost Disclosure) New Jersey High-Cost Loan (Borrower Notice Not Provided) | XXXX High-Cost Loan: Notice to Borrower not provided to borrower. | Notice to Borrower not provided to borrower. |  |  |  | Reviewer Comment (2025-07-31): Received, Clearing. | 07/31/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NJ | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000082187 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost Provision) New Jersey High-Cost Loan (Financed Fees Exceeds Threshold) | XXXX High-Cost Loan: Lender financed points and fees in excess of XXXX% of the total loan amount. | Lender financed points and fees in excess of XXXX% of the total loan amount. |  |  |  | Reviewer Comment (2025-07-31): Received, Clearing. | 07/31/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NJ | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000082187 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost) New Jersey High-Cost Loan (Points and Fees) | XXXX Home Ownership Security Act: Points and Fees on subject loan of XXXX% is in excess of the allowable maximum of XXXX% of the Total Loan Amount. Points and Fees total $XXXX on a Total Loan Amount of $XXXXvs. an allowable total of $XXXX(an overage of $XXXX or .XXXX%). Non-Compliant High Cost Loan. | Points and Fees on subject loan of XXXX% is in excess of the allowable maximum of XXXX% of the Total Loan Amount. Points and Fees total $XXXXon a Total Loan Amount of $XXXXvs. an allowable total of $XXXX(an overage of $XXXXor .XXXX%). Non-Compliant High Cost Loan. |  |  |  | Reviewer Comment (2025-07-31): Received, Clearing. | 07/31/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NJ | Primary | Refinance - Cash-out - Other | Within 45 days of closing, provide: (1) Letter of Explanation; (2) refund of amount over the covered loan threshold maximum; and (3) proof of mailing (must be in transit with courier).<br>(Limited Use Bona Fide Errors - Compliance and Client Approval Required) Within 365 days of closing, provide: <br> (1) Legal opinion from originating lender with loan-specific details on how a high-cost loan was made despite procedures to prevent and confirms (i) the failure constitutes a bona fide error for the jurisdiction in which the property is located, and (ii) that the lender has not received any notice from the borrower of the failure; (2) procedures or explanation of controls in place to prevent such errors; (3) client written approval accepting use of the bona fide error cure; (4) Letter of Explanation to borrower; (5) refund of amount over the high-cost threshold maximum; and (6) proof of mailing (must be in transit with courier). Note, a cure may not be accepted if the seller/lender has certified a fix has been made to their system and the same issue continues to occur after the fix has been put into place. D | Non QM | Non QM | Yes |
| XXXXX | 4000082303 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/28/2025 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000082303 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-07-28): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000082303 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with no CU or LCA. |  |  |  | Reviewer Comment (2025-07-28): Accepted as is. |  |  | 07/28/2025 | 2 | A | A | A | A | B | B |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000081895 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/28/2025 | 2 | A | A | A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000081895 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 |  | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. |  |  |  | Reviewer Comment (2025-08-04): Received, Clearing.<br>Seller Comment (2025-08-04): Comment from XXXX (XXXX): Please see secondary | 08/04/2025 |  |  | 1 | N/A | A | N/A | A | D | A |  | AZ | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000081895 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date |  |  |  | Reviewer Comment (2025-07-28): Accepted as is. |  |  | 07/28/2025 | 2 | A | A | A | A | B | B |  | AZ | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000083087 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/28/2025 | 2 | A | A | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000083087 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. The supporting secondary valuation is missing. Sec ID: 126 |  | Freddie Mac UCDP in file and reflects R&W relief not eligible. AVM or higher valuation required to support primary value. |  |  |  | Reviewer Comment (2025-07-30): Received, Clearing.<br>Seller Comment (2025-07-30): Comment from XXXX(XXXX): AVM | 07/30/2025 |  |  | 1 | D | A | D | A | D | A |  | NY | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000083087 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-28): Accepted as is. |  |  | 07/28/2025 | 2 | A | A | A | A | B | B |  | NY | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000081156 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/29/2025 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000081156 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-29): Accepted as is. |  |  | 07/29/2025 | 2 | A | A | A | A | B | B |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000081156 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-07-29): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000082588 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/29/2025 | 2 | A | A | A | A | A | A |  | OR | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000082588 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. XXXX was provided with an effective date between application date and note date. |  |  |  | Reviewer Comment (2025-07-29): Accepted as is. |  |  | 07/29/2025 | 2 | A | A | A | A | B | B |  | OR | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000082367 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/29/2025 | 2 | A | A | A | A | A | A |  | TN | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000082367 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-29): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | TN | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000082367 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-29): Accepted as is. |  |  | 07/29/2025 | 2 | A | A | A | A | B | B |  | TN | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000082474 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/30/2025 | 2 | A | A | A | A | A | A |  | OH | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000082474 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-30): Accepted as is. |  |  | 07/30/2025 | 2 | A | A | A | A | B | B |  | OH | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000082474 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-07-30): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | OH | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000081906 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  |  |  |  |  | Reviewer Comment (2025-07-31): Received, Clearing. | 07/31/2025 |  |  | 1 | C | A C | C | A C | C | A |  | MO | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000081906 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/30/2025 | 2 | A | A | A | A | A | A |  | MO | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000081906 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. XXXX was provided with an effective date between application date and note date. |  |  |  | Reviewer Comment (2025-07-30): Accepted as is. |  |  | 07/30/2025 | 2 | A | A | A | A | B | B |  | MO | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000081906 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. XXXX was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-07-30): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | MO | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000081906 | XXXXX |  | XXXXX |  | Property | Valuation | General | Valuation | Valuation Product pending |  | XXXX / Post Disaster Inspection + XXXX - 5 Days |  |  |  | Reviewer Comment (2025-07-31): Received, Clearing.<br>Reviewer Comment (2025-07-31): Valuation Received - XXXX | 07/31/2025 |  |  | 1 |  | A |  | A |  | A |  | MO | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000084739 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/30/2025 | 2 | A | A | A | A | A | A |  | MA | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000084739 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. |  |  |  | Reviewer Comment (2026-03-03): Accepted as is.<br>Reviewer Comment (2026-03-03): .<br>Reviewer Comment (2025-07-30): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D |  |  | MA | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000084739 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date |  |  |  | Reviewer Comment (2025-07-30): Accepted as is. |  |  | 07/30/2025 | 2 | A | A | A | A | B | B |  | MA | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000084739 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | General Ability-to-Repay requirements not satisfied. |  |  |  | Reviewer Comment (2025-07-30): Received, Clearing. | 07/30/2025 |  |  | 1 | A | A | A | A | A | A |  | MA | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000084739 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of XXXX. | Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. |  |  |  | Reviewer Comment (2025-07-30): Received, Clearing.<br>Buyer Comment (2025-07-30): Comment from XXXX (XXXX): Please see VVOE and previous employment VOE attached. | 07/30/2025 |  |  | 1 | B | A C | B | A C | B | A |  | MA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status D B C | Non QM | Non QM | Yes |
| XXXXX | 4000084739 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - W-2 | Ability to Repay (Dodd-Frank 2014): Unable to verify current Wages/W-2 employment status using reasonably reliable third-party records. | Unable to verify current Wages/W-2 employment status using reasonably reliable third-party records |  |  |  | Reviewer Comment (2025-07-30): Received, Clearing.<br>Seller Comment (2025-07-30): Comment from XXXX (XXXX): Please see attached previous employment VOE. | 07/30/2025 |  |  | 1 | C | A C | C | A C | C | A |  | MA | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000084739 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  |  |  |  |  | Reviewer Comment (2025-07-30): Received, Clearing.<br>Seller Comment (2025-07-30): Comment from XXXX (XXXX): Please see attached VVOE and VOE from previous employment. | 07/30/2025 |  |  | 1 | C | A C | C | A C | C | A |  | MA | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000084739 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  | Verification(s) of employment is not within 10 business days of the Note. |  |  |  | Reviewer Comment (2025-07-30): Received, Clearing.<br>Seller Comment (2025-07-30): Comment fromXXXX (XXXX): Please see attached VVOE. | 07/30/2025 |  |  | 1 | C | A C | C | A C | C | A |  | MA | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000084739 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Based on the loan failing one or more guideline components, the loan is at ATR risk. |  |  |  | Reviewer Comment (2025-07-30): Received, Clearing.<br>Buyer Comment (2025-07-30): Comment fromXXXX (XXXX): Please see VVOE and previous employment VOE attached. | 07/30/2025 |  |  | 1 | C | A C | C | A C | C | A |  | MA | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000082970 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/30/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000082970 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien files. |  |  |  | Reviewer Comment (2025-07-30): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000082970 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien files. |  |  |  | Reviewer Comment (2025-07-30): Accepted as is. |  |  | 07/30/2025 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000083498 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/31/2025 | 2 | A | A | A | A | A | A |  | MD | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000083498 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-31): Accepted as is. |  |  | 07/31/2025 | 2 | A | A | A | A | B | B |  | MD | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000083498 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2026-03-03): Accepted as is.<br>Reviewer Comment (2026-03-03): .<br>Reviewer Comment (2025-07-31): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D |  |  | MD | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000084713 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ | Investor to Order. |  |  |  | Reviewer Comment (2025-07-31): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000084713 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/31/2025 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000083186 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-31): Accepted as is. |  |  | 07/31/2025 | 2 | A | A | A | A | B | B |  | CO | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000083186 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-31): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CO | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000083186 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/31/2025 | 2 | A | A | A | A | A | A |  | CO | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000081807 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/31/2025 | 2 | A | A | A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000081807 | XXXXX |  | XXXXX |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | The Title Policy Amount of $XXXXis less than the note amount of $XXXXbased on the Title Search in file. |  |  |  | Reviewer Comment (2025-07-31): Accepted as is. |  |  | 07/31/2025 | 2 | B | B | B | B | B | B |  | AZ | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000081807 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value. Sec ID: 121 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-31): Accepted as is. |  |  | 07/31/2025 | 2 | A | A | A | A | B | B |  | AZ | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000082928 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. |  |  |  | Reviewer Comment (2025-07-31): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000082928 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-31): Accepted as is. |  |  | 07/31/2025 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000082928 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/31/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000082695 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/31/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000082695 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2025-07-31): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000082695 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2025-07-31): Accepted as is. |  |  | 07/31/2025 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000084613 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-31): Accepted as is. |  |  | 07/31/2025 | 2 | A | A | A | A | B | B |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000084613 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is missing. |  |  |  | Reviewer Comment (2025-07-31): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000084613 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/31/2025 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000083670 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-31): Accepted as is. |  |  | 07/31/2025 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000083670 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for HELOC file. |  |  |  | Reviewer Comment (2026-03-03): Accepted as is.<br>Reviewer Comment (2026-03-03): .<br>Reviewer Comment (2025-07-31): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000083670 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  | Updated as per HELOC. |  |  |  |  |  |  | 07/31/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000083670 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Missing HOI Policy |  |  |  | Reviewer Comment (2025-07-31): Received, Clearing.<br>Seller Comment (2025-07-31): Comment from XXXX (XXXX): Please see attached. | 07/31/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000083670 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided |  | Hazard Insurance Policy is missing. |  |  |  | Reviewer Comment (2025-07-31): Received, Clearing.<br>Seller Comment (2025-07-31): Comment from XXXX (XXXX): Please see attached. | 07/31/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000083446 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/31/2025 | 2 | A | A | A | A | A | A |  | CT | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000083446 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. |  |  |  | Reviewer Comment (2026-03-03): Accepted as is.<br>Reviewer Comment (2026-03-03): .<br>Reviewer Comment (2025-07-31): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D |  |  | CT | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000083446 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. |  |  |  | Reviewer Comment (2025-07-31): Accepted as is. |  |  | 07/31/2025 | 2 | A | A | A | A | B | B |  | CT | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000082813 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 07/31/2025 | 2 | A | A | A | A | A | A |  | OH | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000082813 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2025-07-31): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | OH | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000082813 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2025-07-31): Accepted as is per client. |  |  | 07/31/2025 | 2 | A | A | A | A | B | B |  | OH | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000084405 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | XXXX AVM in file. CU or LCA not provided |  |  |  | Reviewer Comment (2025-08-01): Client elects to waive |  |  | 08/01/2025 | 2 | A | A | A | A | B | B |  | NV | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000084405 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | XXXX AVM in file. CU or LCA not provided |  |  |  | Reviewer Comment (2025-08-01): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | NV | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000084405 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/01/2025 | 2 | A | A | A | A | A | A |  | NV | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000082471 | XXXXX |  | XXXXX |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | Title Policy Coverage is less than Original Loan Amount. |  |  |  | Reviewer Comment (2025-08-01): Client elects to waive<br>Seller Comment (2025-08-01): Comment from XXXX (XXXX): Please see attached Property Report with XXXX coverage amount. |  |  | 08/01/2025 | 2 | B | B | B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000082471 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/01/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000082471 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | secondary valuation is missing. |  |  |  | Reviewer Comment (2025-08-01): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000082471 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-01): Client elects to waive |  |  | 08/01/2025 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000084328 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/01/2025 | 2 | A | A | A | A | A | A |  | AL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000084328 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | XXXX provided by XXXX in file. A secondary valuation is not required. |  |  |  | Reviewer Comment (2025-08-01): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | AL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000084328 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | The AVM Appraisal date is XXXX. The Application date is XXXX. The Note date is XXXX |  |  |  | Reviewer Comment (2025-08-01): Client elects to waive |  |  | 08/01/2025 | 2 | A | A | A | A | B | B |  | AL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000084213 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-04): Accepted as is. |  |  | 08/04/2025 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000084213 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. |  |  |  | Reviewer Comment (2025-08-04): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000084213 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/04/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000084638 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | Compliance | 90 Day RNY has been discontinued effective June 1, 2024. Most recent available index value used for bona fide discount point testing. |  |  |  |  |  | Reviewer Comment (2025-08-04): Accepted as is. |  |  | 08/04/2025 | 2 | B | B | B | B | B | B |  | AR | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000084638 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/04/2025 | 2 | A | A | A | A | A | A |  | AR | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000084638 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. AVM provided . The supporting secondary valuation is missing. Sec ID: 125 |  | Loan is to be securitized. AVM provided . The supporting secondary valuation is missing |  |  |  | Reviewer Comment (2025-08-11): Clearing.<br>Reviewer Comment (2025-08-08): With the lower AVM of XXXX being provided, it will need to be used for LTV to pass valuation for securitization.<br>Seller Comment (2025-08-07): Comment fromXXXX (XXXX): AVM | 08/11/2025 |  |  | 1 | D | A | D | A | D | A |  | AR | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000084638 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. |  |  |  | Reviewer Comment (2025-08-04): Accepted as is. |  |  | 08/04/2025 | 2 | A | A | A | A | B | B |  | AR | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000083957 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/04/2025 | 2 | A | A | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000081799 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/04/2025 | 2 | A | A | A | A | A | A |  | FL | Investment | Refinance - Cash-out - Other | B A | N/A | N/A | No |
| XXXXX | 4000081799 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-04): Accepted as is. |  |  | 08/04/2025 | 2 | A | A | A | A | B | B |  | FL | Investment | Refinance - Cash-out - Other | B A | N/A | N/A | No |
| XXXXX | 4000083409 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/04/2025 | 2 | A | A | A | A | A | A |  | PA | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000083409 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | XXXX AVM dated XXXX in file. A secondary valuation is not required. |  |  |  | Reviewer Comment (2025-08-04): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | PA | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000083409 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | The Application date is XXXX. The Appraisal date is XXXX and the Note Date is XXXX. |  |  |  | Reviewer Comment (2025-08-04): Accepted as is. |  |  | 08/04/2025 | 2 | A | A | A | A | B | B |  | PA | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000084449 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/04/2025 | 2 | A | A | A | A | A | A |  | TN | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000084449 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien files. |  |  |  | Reviewer Comment (2025-08-04): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | TN | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000084449 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien files. |  |  |  | Reviewer Comment (2025-08-04): Accepted as is. |  |  | 08/04/2025 | 2 | A | A | A | A | B | B |  | TN | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000084349 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/04/2025 | 2 | A | A | A | A | A | A |  | ID | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000084985 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/05/2025 | 2 | A | A | A | A | A | A |  | KS | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000084985 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. XXXX was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-08-05): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | KS | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000084985 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. XXXX was provided with an effective date between application date and note date. |  |  |  | Reviewer Comment (2025-08-05): Accepted as is. |  |  | 08/05/2025 | 2 | A | A | A | A | B | B |  | KS | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000085281 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XXXX disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $XXXX is over disclosed by $XXXX compared to the calculated Amount Financed of $XXXX and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated XXXX). | The disclosed Amount Financed in the amount of $XXXXis over disclosed by $XXXX. |  |  |  | Reviewer Comment (2025-08-11): XXXX received lender attestation that title-tax cert was one time fee.<br>Seller Comment (2025-08-08): Comment fromXXXXs (XXXX): LOX from the title co.<br>Reviewer Comment (2025-08-06): XXXX received rebuttal on finance charge calculation. It appears lender did not include the Title-Tax Certificate fee of XXXX which would typically be a finance charge. If lender disagrees, please provide an Attestation from the title company or settlement agent giving the specific purpose of this fee and noting the fee as a one-time fee or a life of loan fee in order to determine if fee is a finance charge.<br>Seller Comment (2025-08-05): Comment from XXXX (XXXX): See the attached fee details that includes the XXXX | 08/11/2025 |  |  | 1 | C | A C | C | A C | C | A |  | SC | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) | Non QM | Non QM | Yes |
| XXXXX | 4000085281 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $XXXX is under disclosed by $XXXX compared to the calculated Finance Charge of $XXXX which exceeds the $XXXX threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XXXX | The disclosed Finance Charge in the amount of $XXXXis under disclosed by $XXXX. |  |  |  | Reviewer Comment (2025-08-11): XXXXreceived lender attestation that title-tax cert was one time fee.<br>Seller Comment (2025-08-08): Comment from XXXX (XXXX): See attached lox from the title co<br>Reviewer Comment (2025-08-06): XXXX received rebuttal on finance charge calculation. It appears lender did not include the Title-Tax Certificate fee of XXXX which would typically be a finance charge. If lender disagrees, please provide an Attestation from the title company or settlement agent giving the specific purpose of this fee and noting the fee as a one-time fee or a life of loan fee in order to determine if fee is a finance charge.<br>Seller Comment (2025-08-05): Comment from XXXX (XXXX): See the attached fee details that includes the XXXX | 08/11/2025 |  |  | 1 | C | A C | C | A C | C | A |  | SC | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) | Non QM | Non QM | Yes |
| XXXXX | 4000085281 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/05/2025 | 2 | A | A | A | A | A | A |  | SC | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000085023 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/05/2025 | 2 | A | A | A | A | A | A |  | VA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000085023 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. |  |  |  | Reviewer Comment (2025-08-05): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | VA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000085023 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. |  |  |  | Reviewer Comment (2025-08-05): Accepted as is. |  |  | 08/05/2025 | 2 | A | A | A | A | B | B |  | VA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000084301 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-05): Accepted as is. |  |  | 08/05/2025 | 2 | A | A | A | A | B | B |  | NV | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000084301 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-05): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | NV | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000084301 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/05/2025 | 2 | A | A | A | A | A | A |  | NV | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000084662 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/06/2025 | 2 | A | A | A | A | A | A |  | IL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000084662 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | XXXX dated XXXX file. A secondary valuation is not required. |  |  |  | Reviewer Comment (2025-08-06): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | IL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000084662 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | XXXXis dated XXXX The Application date is XXXX. The Note date is XXXX |  |  |  | Reviewer Comment (2025-08-06): Accepted as is. |  |  | 08/06/2025 | 2 | A | A | A | A | B | B |  | IL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000085172 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/06/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000085172 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 |  |  |  |  |  | Reviewer Comment (2025-08-06): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000085172 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file was missing the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2025-08-06): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000085172 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-06): Accepted as is. |  |  | 08/06/2025 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000085192 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/06/2025 | 2 | A | A | A | A | A | A |  | CO | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000085192 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | XXXX AVM in file dated XXXX. A secondary valuation is not required. |  |  |  | Reviewer Comment (2025-08-06): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CO | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000085192 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | XXXX AVM date is XXXX. The Application date is XXXX. The Note date is XXXX |  |  |  | Reviewer Comment (2025-08-06): Accepted as is. |  |  | 08/06/2025 | 2 | A | A | A | A | B | B |  | CO | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000083853 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-06): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | PA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000083853 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-06): Accepted as is. |  |  | 08/06/2025 | 2 | A | A | A | A | B | B |  | PA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000083853 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/06/2025 | 2 | A | A | A | A | A | A |  | PA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000085078 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/06/2025 | 2 | A | A | A | A | A | A |  | OH | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000085078 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file is missing the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2025-08-06): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | OH | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000085078 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-06): Accepted as is. |  |  | 08/06/2025 | 2 | A | A | A | A | B | B |  | OH | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000083508 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-07): Accepted as is. |  |  | 08/07/2025 | 2 | A | A | A | A | B | B |  | WI | Investment | Refinance - Cash-out - Other | D A | Non QM | N/A | No |
| XXXXX | 4000083508 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-07): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | WI | Investment | Refinance - Cash-out - Other | D A | Non QM | N/A | No |
| XXXXX | 4000083508 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/07/2025 | 2 | A | A | A | A | A | A |  | WI | Investment | Refinance - Cash-out - Other | D A | Non QM | N/A | No |
| XXXXX | 4000081756 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/07/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000081756 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. XXXX was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-08-07): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000081756 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. XXXX was provided with an effective date between application date and note date. |  |  |  | Reviewer Comment (2025-08-07): Accepted as is. |  |  | 08/07/2025 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000084307 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-07): Accepted as is. |  |  | 08/07/2025 | 2 | A | A | A | A | B | B |  | RI | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000084307 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. |  |  |  | Reviewer Comment (2025-08-07): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | RI | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000084307 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/07/2025 | 2 | A | A | A | A | A | A |  | RI | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000084307 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of XXXX. | Waterfall exception due to missing VVOE dated within 10 days of closing |  |  |  | Reviewer Comment (2025-08-07): Received, Clearing.<br>Seller Comment (2025-08-07): Comment from XXXX(XXXX): VVOE attached | 08/07/2025 |  |  | 1 | B | A C | B | A C | B | A |  | RI | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status D C | Non QM | Non QM | Yes |
| XXXXX | 4000084307 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - W-2 | Ability to Repay (Dodd-Frank 2014): Unable to verify current Wages/W-2 employment status using reasonably reliable third-party records. | Waterfall exception due to missing VVOE dated within 10 days of closing |  |  |  | Reviewer Comment (2025-08-07): Received, Clearing.<br>Seller Comment (2025-08-07): Comment from XXXX(XXXX): VVOE and W-2 attached | 08/07/2025 |  |  | 1 | C | A C | C | A C | C | A |  | RI | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000084307 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | Waterfall exception due to missing VVOE dated within 10 days of closing |  |  |  | Reviewer Comment (2025-08-07): Received, Clearing. | 08/07/2025 |  |  | 1 | A | A | A | A | A | A |  | RI | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000084307 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  | Verification(s) of employment is not within 10 business days of the Note. |  |  |  | Reviewer Comment (2025-08-07): Received, Clearing.<br>Seller Comment (2025-08-07): Comment from XXXX (XXXX): VVOE attached | 08/07/2025 |  |  | 1 | C | A C | C | A C | C | A |  | RI | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000085632 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/07/2025 | 2 | A | A | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000077061 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/07/2025 | 2 | A | A | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | D B A | N/A | N/A | No |
| XXXXX | 4000077061 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. 2 AVM's with the same Model Name were entered. Sec ID: 104 |  | The file is missing the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2025-08-20): Received, Clearing.<br>Reviewer Comment (2025-08-18): Received was a deed of trust recording bill.<br>Seller Comment (2025-08-18): Comment from XXXX (XXXX): property secondary valuation<br>Reviewer Comment (2025-08-12): Unable to proceed with 2 AVMs from the same vendor as it is a securitization issue. Please provide an AVM from another vendor which supports the value to proceed.<br>Buyer Comment (2025-08-12): Comment from XXXX (XXXX): The reason there are 2 AVM's from the same company is because they expired and were not within the XXXXof note date so we re-ran a new AVM. Both were passing scores over XXXX per their guidelines only 1 AVM is required. The 2 AVMs was just because 1 expired. We should not need 2 different AVM companies since they are passing scores. <br>Please note effective date of 1 AVM was XXXX then when that expired we re-ran it and new effective date is XXXX. Both AVM's had a passing score of XXXX so only one AVM required per guidelines<br>Reviewer Comment (2025-08-08): We already have this. Having two AVMs from the same company is a securitization issue. We need another AVM from a different vendor<br>Seller Comment (2025-08-08): Comment from XXXX (XXXX): Please see attached | 08/20/2025 |  |  | 1 | D | A | D | A | D | A |  | CA | Investment | Refinance - Cash-out - Other | D B A | N/A | N/A | No |
| XXXXX | 4000077061 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-07): Accepted as is. |  |  | 08/07/2025 | 2 | A | A | A | A | B | B |  | CA | Investment | Refinance - Cash-out - Other | D B A | N/A | N/A | No |
| XXXXX | 4000077061 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. 2 AVM's with the same Model Name were entered. Sec ID: 104 |  |  |  |  |  | Reviewer Comment (2025-08-20): Received, Clearing. | 08/20/2025 |  |  | 1 |  | A |  | A |  | A |  | CA | Investment | Refinance - Cash-out - Other | D B A | N/A | N/A | No |
| XXXXX | 4000085134 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/07/2025 | 2 | A | A | A | A | A | A |  | MT | Investment | Refinance - Cash-out - Other | A | N/A | N/A | No |
| XXXXX | 4000085552 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/07/2025 | 2 | A | A | A | A | A | A |  | IL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000085552 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-07): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | IL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000085552 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-07): Accepted as is. |  |  | 08/07/2025 | 2 | A | A | A | A | B | B |  | IL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000086732 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-08-08): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000086732 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/08/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000086732 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-08): Accepted as is. |  |  | 08/08/2025 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000084896 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/08/2025 | 2 | A | A | A | A | A | A |  | PA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000084896 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XXXX disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $XXXX is over disclosed by $XXXX compared to the calculated Amount Financed of $XXXX and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated XXXX | Tax certificate fee of $XXXX was not included in the amount financed/finance charge calculation at closing |  |  |  | Reviewer Comment (2025-09-05): XXXX received PCCD, LOE, Copy of Refund Check, Re-opening of Rescission and Proof of Receipt.<br>Seller Comment (2025-09-04): Comment from XXXX (XXXX): ALL DOCS FOR CLEARING<br>Reviewer Comment (2025-08-14): XXXX receivedXXXXPCCD reflecting a cure of XXXXin Section J page 2. If this is portion of cure package, please provide remaining cure documents which included, LOE to borrower which accompanied the PCCD, copy of cure refund for XXXX, proof of mailing and proof of reopening of rescission to all consumers as this is a material disclosure violation on a rescindable transaction.<br>Seller Comment (2025-08-13): Comment from XXXX (XXXX): CD |  | 09/05/2025 |  | 2 | C | B C | C | B C | C | B |  | PA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| XXXXX | 4000084896 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $XXXX is under disclosed by $XXXX compared to the calculated Finance Charge of $XXXX which exceeds the $XXXX threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XXXX). | Tax certificate fee of $XXXX was not included in the amount financed/finance charge calculation at closing |  |  |  | Reviewer Comment (2025-09-05): XXXX received PCCD, LOE, Copy of Refund Check, Re-opening of Rescission and Proof of Receipt.<br>Seller Comment (2025-09-04): Comment from XXXX (XXXX): ALL DOCS FOR CLEARING<br>Reviewer Comment (2025-08-14): XXXX receivedXXXXPCCD reflecting a cure of XXXXin Section J page 2. If this is portion of cure package, please provide remaining cure documents which included, LOE to borrower which accompanied the PCCD, copy of cure refund for XXXX, proof of mailing and proof of reopening of rescission to all consumers as this is a material disclosure violation on a rescindable transaction.<br>Seller Comment (2025-08-13): Comment from XXXX (XXXX): CD |  | 09/05/2025 |  | 2 | C | B C | C | B C | C | B |  | PA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| XXXXX | 4000084839 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | XXXX AVM in file. A secondary valuation is not required. |  |  |  | Reviewer Comment (2025-08-11): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000084839 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | XXXX AVM dated XXXX. The Note date is XXXX. The Application date is XXXX |  |  |  | Reviewer Comment (2025-08-11): Accepted as is. |  |  | 08/11/2025 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000084839 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/11/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000083313 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | XXXX AVM in file. CU or LCA not provided. |  |  |  | Reviewer Comment (2025-08-11): Accepted as is. |  |  | 08/11/2025 | 2 | A | A | A | A | B | B |  | MD | Primary | Refinance - Cash-out - Home Improvement | D A | Non QM | Non QM | No |
| XXXXX | 4000083313 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | XXXX AVM in file. CU or LCA not provided. |  |  |  | Reviewer Comment (2025-08-11): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | MD | Primary | Refinance - Cash-out - Home Improvement | D A | Non QM | Non QM | No |
| XXXXX | 4000083313 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/11/2025 | 2 | A | A | A | A | A | A |  | MD | Primary | Refinance - Cash-out - Home Improvement | D A | Non QM | Non QM | No |
| XXXXX | 4000085890 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/11/2025 | 2 | A | A | A | A | A | A |  | MI | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000085890 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | XXXX AVM Appraisal is dated XXXX. The Application date is XXXX. The Note date is XXXX |  |  |  | Reviewer Comment (2025-08-11): Accepted as is. |  |  | 08/11/2025 | 2 | A | A | A | A | B | B |  | MI | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000085890 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | XXXX AVM dated XXXX in file. A secondary valuation is not required. |  |  |  | Reviewer Comment (2025-08-11): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | MI | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000085051 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/12/2025 | 2 | A | A | A | A | A | A |  | MA | Primary | Refinance - Rate/Term | D A | Non QM | Non QM | No |
| XXXXX | 4000085051 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. |  |  |  | Reviewer Comment (2025-08-12): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | MA | Primary | Refinance - Rate/Term | D A | Non QM | Non QM | No |
| XXXXX | 4000085051 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date |  |  |  | Reviewer Comment (2025-08-12): Accepted as is. |  |  | 08/12/2025 | 2 | A | A | A | A | B | B |  | MA | Primary | Refinance - Rate/Term | D A | Non QM | Non QM | No |
| XXXXX | 4000085563 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/12/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000085563 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | XXXX AVM dated XXXX in file. A secondary valuation is not required. |  |  |  | Reviewer Comment (2025-08-12): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000085563 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | XXXX AVM is dated XXXX. The Note Date is XXXX The Application date isXXXX |  |  |  | Reviewer Comment (2025-08-12): Accepted as is. |  |  | 08/12/2025 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000085337 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | NY | Investment | Refinance - Cash-out - Other | D A | N/A | Non QM | No |
| XXXXX | 4000085337 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Accepted as is. |  |  | 08/12/2025 | 2 | A | A | A | A | B | B |  | NY | Investment | Refinance - Cash-out - Other | D A | N/A | Non QM | No |
| XXXXX | 4000085337 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/12/2025 | 2 | A | A | A | A | A | A |  | NY | Investment | Refinance - Cash-out - Other | D A | N/A | Non QM | No |
| XXXXX | 4000081764 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/12/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000081764 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 |  | Loan is to be securitized. XXXX was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-08-20): Received, Clearing.<br>Seller Comment (2025-08-19): Comment from XXXX (XXXX.): CDA | 08/20/2025 |  |  | 1 | N/A | A | N/A | A | D | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000084195 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-12): Accepted as is. |  |  | 08/12/2025 | 2 | A | A | A | A | B | B |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000084195 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. |  |  |  | Reviewer Comment (2025-08-12): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000084195 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/12/2025 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000086218 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-13): Accepted as is. |  |  | 08/13/2025 | 2 | A | A | A | A | B | B |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000086218 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2025-08-13): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000086218 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/13/2025 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000086212 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/13/2025 | 2 | A | A | A | A | A | A |  | UT | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000086212 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-13): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | UT | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000086212 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-13): Accepted as is. |  |  | 08/13/2025 | 2 | A | A | A | A | B | B |  | UT | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000085882 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/13/2025 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000085882 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | The Application date is XXXX. The Note date is XXXX. The XXXX AVM Appraisal date isXXXX |  |  |  | Reviewer Comment (2025-08-13): Accepted as is. |  |  | 08/13/2025 | 2 | A | A | A | A | B | B |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000085882 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | XXXX in file dated XXXX. |  |  |  | Reviewer Comment (2025-08-13): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000085570 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | Final 1003 is missing. |  |  |  | Reviewer Comment (2025-08-13): Provided. Clearing.<br>Seller Comment (2025-08-13): Comment from XXXX (XXXX): Please see attached. | 08/13/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NC | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000085570 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/13/2025 | 2 | A | A | A | A | A | A |  | NC | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000085570 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-08-13): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D |  |  | NC | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000085570 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of XXXX % or Final Disclosure APR of XXXX % is equal to or greater than the threshold of APOR XXXX % + XXXX %, or XXXX %. Non-Compliant Higher Priced Mortgage Loan. | Federal Higher-Priced Mortgage Loan: APR on subject loan of XXXX% or Final Disclosure APR of XXXX% is equal to or greater than the threshold of APOR XXXX% + XXXX%, or XXXX%. Non-Compliant Higher Priced Mortgage Loan. |  |  |  | Reviewer Comment (2025-08-13): Receipt doc provided. Cleared.<br>Seller Comment (2025-08-13): Comment from XXXX(XXXX): Please see attached revised LE and Final CD. | 08/13/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NC | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000085570 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | No evidence of borrower's receipt of appraisal was provided in file. |  |  |  | Reviewer Comment (2025-08-13): Receipt doc provided. Cleared.<br>Seller Comment (2025-08-13): Comment from XXXX (XXXX): Please see attached. | 08/13/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NC | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000085570 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Principal and Interest | TILA-RESPA Integrated Disclosure - Loan Terms: Final Closing Disclosure provided on XXXX disclosed a Principal and Interest Payment that does not match the actual payment for the loan. | Final Closing Disclosure provided on XXXX disclosed a Principal and Interest Payment that does not match the actual payment for the loan. |  |  |  | Reviewer Comment (2025-08-14): XXXXreceived XXXX Final CD<br>Seller Comment (2025-08-13): Comment from XXXX(XXXX): Please see attached. | 08/14/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NC | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission if Applicable | Non QM | Non QM | Yes |
| XXXXX | 4000085570 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Projected P&I Payment Min Payment Fixed Rate Initial Payment | TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on XXXX disclosed a periodic principal and interest payment for payment stream 1 that does not match the actual payment for the loan. | Final Closing Disclosure provided on XXXX disclosed a periodic principal and interest payment for payment stream 1 that does not match the actual payment for the loan. |  |  |  | Reviewer Comment (2025-08-14): XXXX received XXXXFinal CD<br>Buyer Comment (2025-08-13): Comment fromXXXX (XXXX): Please see attached Final CD. | 08/14/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NC | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) | Non QM | Non QM | Yes |
| XXXXX | 4000085570 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. | Right to Cancel is missing |  |  |  | Reviewer Comment (2025-08-13): NRTC provided. Cleared.<br>Seller Comment (2025-08-13): Comment fromXXXX (XXXX): Please see attached. | 08/13/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NC | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Non QM | Non QM | Yes |
| XXXXX | 4000085570 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on XXXX , prior to three (3) business days from transaction date of XXXX | \*\*\*NEW EXCEPTION based on NRTC provided. |  |  |  | Reviewer Comment (2025-08-13): Updated disbursement date doc provided via Closing Statement. Clearing<br>Seller Comment (2025-08-13): Comment from XXXX (XXXX): Please see attached S/S with disbursement date XXXX. | 08/13/2025 |  |  | 1 |  | A |  | A |  | A |  | NC | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Non QM | Non QM | Yes |
| XXXXX | 4000085314 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-14): Accepted as is. |  |  | 08/14/2025 | 2 | A | A | A | A | B | B |  | NV | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000085314 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. |  |  |  | Reviewer Comment (2025-08-14): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | NV | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000085314 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/14/2025 | 2 | A | A | A | A | A | A |  | NV | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000084226 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2025-08-14): Accepted as is. |  |  | 08/14/2025 | 2 | A | A | A | A | B | B |  | NY | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000084226 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2025-08-13): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | NY | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000084226 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/13/2025 | 2 | A | A | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000085476 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/14/2025 | 2 | A | A | A | A | A | A |  | OK | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000085476 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-08-14): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | OK | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000085476 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-14): Acceptable as is. |  |  | 08/14/2025 | 2 | A | A | A | A | B | B |  | OK | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000086494 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/14/2025 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000086494 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is missing. |  |  |  | Reviewer Comment (2025-08-14): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000086494 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-14): Acceptable as is. |  |  | 08/14/2025 | 2 | A | A | A | A | B | B |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000086070 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  | This profile contains a reduced scope for subordinate liens. The rating agencies must specifically approve the client for this reduced scope. Please consult UWQ/Lead/CSM for further instruction. |  |  |  |  |  |  | 08/14/2025 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000086070 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-14): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000086070 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-14): Accepted as is. |  |  | 08/14/2025 | 2 | A | A | A | A | B | B |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000086851 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | XXXX AVM is dated XXXX. The Application date isXXXX. The Note date is XXXX. |  |  |  | Reviewer Comment (2025-08-15): Accepted as is per client. |  |  | 08/15/2025 | 2 | A | A | A | A | B | B |  | CA | Investment | Refinance - Cash-out - Other | D A | N/A | Non QM | No |
| XXXXX | 4000086851 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | XXXX AVM in file. A secondary valuation is not required. |  |  |  | Reviewer Comment (2025-08-15): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CA | Investment | Refinance - Cash-out - Other | D A | N/A | Non QM | No |
| XXXXX | 4000086851 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/15/2025 | 2 | A | A | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | D A | N/A | Non QM | No |
| XXXXX | 4000085792 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/14/2025 | 2 | A | A | A | A | A | A |  | VA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000085792 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 |  | XXXX AVM is in file. A secondary valuation not located in file. |  |  |  | Reviewer Comment (2025-08-14): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | VA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000085792 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 |  | XXXX AVM in file. A secondary valuation was not located in file. |  |  |  | Reviewer Comment (2025-08-22): Received, Clearing.<br>Seller Comment (2025-08-22): Comment from XXXXr (XXXX): Document attached | 08/22/2025 |  |  | 1 | N/A | A | N/A | A | D | A |  | VA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000085792 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | The Application date is XXXX The Appraisal date is XXXX. The Note date is XXXX |  |  |  | Reviewer Comment (2025-08-14): Accepted as is. |  |  | 08/14/2025 | 2 | A | A | A | A | B | B |  | VA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000087460 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/15/2025 | 2 | A | A | A | A | A | A |  | MN | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| XXXXX | 4000087460 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. XXXX was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-08-15): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | MN | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| XXXXX | 4000087460 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-15): Accepted as is per client. |  |  | 08/15/2025 | 2 | A | A | A | A | B | B |  | MN | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| XXXXX | 4000087460 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Minnesota Tangible Net Benefit Disclosure | XXXX Residential Mortgage Originator and Servicer Licensing Act: Tangible Net Benefit Disclosure not provided to the Borrower. |  |  |  |  | Reviewer Comment (2025-08-15): Accepted as is per client. |  |  | 08/15/2025 | 2 | B | B | B | B | B | B |  | MN | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| XXXXX | 4000086145 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/15/2025 | 2 | A | A | A | A | A | A |  | PA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000086145 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | XXXX AVM in file. A secondary valuation not located in file. |  |  |  | Reviewer Comment (2025-08-15): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | PA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000086145 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | XXXX AVM is dated XXXX. The Application date is XXXX.The Note date XXXX |  |  |  | Reviewer Comment (2025-08-15): Accepted as is per client. |  |  | 08/15/2025 | 2 | A | A | A | A | B | B |  | PA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000085469 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Investor to Order. |  |  |  | Reviewer Comment (2025-08-15): Accepted as is per client. |  |  | 08/15/2025 | 2 | A | A | A | A | B | B |  | TN | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000085469 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-15): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | TN | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000085469 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/15/2025 | 2 | A | A | A | A | A | A |  | TN | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000086141 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/15/2025 | 2 | A | A | A | A | A | A |  | CO | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000086141 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-15): Accepted as is per client. |  |  | 08/15/2025 | 2 | A | A | A | A | B | B |  | CO | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000086141 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-15): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CO | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000086225 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | XXXX AVM is dated XXXX. The Application date is XXXX. The Note date isXXXX |  |  |  | Reviewer Comment (2025-08-15): Accepted as is per client. |  |  | 08/15/2025 | 2 | A | A | A | A | B | B |  | OR | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000086225 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | XXXX AVM in file datedXXXX. A secondary valuation is not required. |  |  |  | Reviewer Comment (2025-08-15): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | OR | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000086225 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/15/2025 | 2 | A | A | A | A | A | A |  | OR | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000086330 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-15): Accepted as is per client. |  |  | 08/15/2025 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000086330 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-15): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000086330 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/15/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000086078 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/18/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000086078 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-18): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000086078 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-18): Accepted as is. |  |  | 08/18/2025 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000085109 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | Compliance | 90 Day RNY has been discontinued effective June 1, 2024. Most recent available index value used for bona fide discount point testing. |  |  |  |  |  | Reviewer Comment (2025-08-19): Accepted as is. |  |  | 08/19/2025 | 2 | B | B | B | B | B | B |  | AR | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| XXXXX | 4000085109 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/19/2025 | 2 | A | A | A | A | A | A |  | AR | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| XXXXX | 4000085109 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-19): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | AR | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| XXXXX | 4000085109 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-19): Accepted as is. |  |  | 08/19/2025 | 2 | A | A | A | A | B | B |  | AR | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| XXXXX | 4000086041 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/18/2025 | 2 | A | A | A | A | A | A |  | WI | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000086041 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien files as per HELOC program. |  |  |  | Reviewer Comment (2025-08-18): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | WI | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000086041 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien files as per HELOC program. |  |  |  | Reviewer Comment (2025-08-18): Accepted as is. |  |  | 08/18/2025 | 2 | A | A | A | A | B | B |  | WI | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000083730 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/19/2025 | 2 | A | A | A | A | A | A |  | CT | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000083730 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. XXXX was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-08-19): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CT | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000083730 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. XXXX was provided with an effective date between application date and note date. |  |  |  | Reviewer Comment (2025-08-19): Accepted as is. |  |  | 08/19/2025 | 2 | A | A | A | A | B | B |  | CT | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000086764 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/19/2025 | 2 | A | A | A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000086764 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. |  |  |  | Reviewer Comment (2025-08-19): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | AZ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000086764 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. |  |  |  | Reviewer Comment (2025-08-19): Accepted as is. |  |  | 08/19/2025 | 2 | A | A | A | A | B | B |  | AZ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000086928 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-19): Accepted as is. |  |  | 08/19/2025 | 2 | A | A | A | A | B | B |  | OH | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000086928 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. |  |  |  | Reviewer Comment (2025-08-19): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | OH | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000086928 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/19/2025 | 2 | A | A | A | A | A | A |  | OH | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000086928 | XXXXX |  | XXXXX |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  | Title Evidence is Missing. |  |  |  | Reviewer Comment (2025-08-19): Received, Clearing.<br>Seller Comment (2025-08-19): Comment from XXXX (XXXX): Please see attached. | 08/19/2025 |  |  | 1 | C | A C | C | A C | C | A |  | OH | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000084011 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/19/2025 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000084011 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. |  |  |  | Reviewer Comment (2025-08-19): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000084011 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date |  |  |  | Reviewer Comment (2025-08-19): Accepted as is. |  |  | 08/19/2025 | 2 | A | A | A | A | B | B |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000085210 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-19): Accepted as is. |  |  | 08/19/2025 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000085210 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. |  |  |  | Reviewer Comment (2025-08-19): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000085210 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/19/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000086831 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/19/2025 | 2 | A | A | A | A | A | A |  | NH | Investment | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000086831 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Statement is missing. |  |  |  | Reviewer Comment (2025-08-27): Received, Clearing.<br>Seller Comment (2025-08-27): Comment from Purchase Clearing (XXXX): FNMA Form 1008, Note New 2nd Mortgage XXXX and Closing Disclosure New XXXX.<br>Reviewer Comment (2025-08-24): Received Mortgage statement confirms that the P&I isXXXX. Please provide Mortgage statement, First payment letter or Closing disclosure to verify monthly mortgage payment of P&I XXXX for the property XXXX. Exception remains.<br>Seller Comment (2025-08-22): Comment from XXXX (XXXX): Mortgage Statement XXXX. | 08/27/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NH | Investment | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000086490 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-19): Accepted as is. |  |  | 08/19/2025 | 2 | A | A | A | A | B | B |  | AZ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000086490 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-19): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | AZ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000086490 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/19/2025 | 2 | A | A | A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000086312 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/19/2025 | 2 | A | A | A | A | A | A |  | PA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000086886 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/19/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000084370 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/19/2025 | 2 | A | A | A | A | A | A |  | MA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000084370 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-19): Accepted as is. |  |  | 08/19/2025 | 2 | A | A | A | A | B | B |  | MA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000084370 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-08-19): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | MA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000084370 | XXXXX |  | XXXXX |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. |  | The Hazard Insurance Policy Effective Date is after the later of the note or transaction date. Hazard Insurance Policy Effective Date XXXX, Disbursement Date: XXXX |  |  |  | Reviewer Comment (2025-08-19): Received current policy<br>Seller Comment (2025-08-19): Comment from XXXX(XXXX): Please see attached HOI. | 08/19/2025 |  |  | 1 | C | A C | C | A C | C | A |  | MA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000084370 | XXXXX |  | XXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | Insurance policy increased from $XXXXto $XXXX based on trailing document received |  |  |  | Reviewer Comment (2025-08-20): Received, Clearing.<br>Seller Comment (2025-08-19): Comment from XXXX(XXXX): Please see attached insurance paid in full on XXXX for XXXXreceipt along with updated insurance policy effective datXXXX. Prior insurance provided datedXXXX. | 08/20/2025 |  |  | 1 |  | A |  | A |  | A |  | MA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000084370 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of XXXX. | Insurance policy increased from $XXXXto $XXXX based on trailing document received |  |  |  | Reviewer Comment (2025-08-20): Received, Clearing.<br>Buyer Comment (2025-08-19): Comment from XXXX (XXXX): Please see attached insurance paid in full on XXXX for XXXX receipt along with updated insurance policy effective date XXXX. Prior insurance provided datedXXXX. | 08/20/2025 |  |  | 1 |  | A |  | A |  | A |  | MA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| XXXXX | 4000084370 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Insurance policy increased from $XXXXto $XXXX based on trailing document received |  |  |  | Reviewer Comment (2025-08-20): Received, Clearing.<br>Buyer Comment (2025-08-19): Comment from XXXX (XXXX): Please see attached insurance paid in full on XXXX forXXXX receipt along with updated insurance policy effective date XXXX. Prior insurance provided datedXXXX. | 08/20/2025 |  |  | 1 |  | A |  | A |  | A |  | MA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000084370 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM DTIs match and both moderately exceed Guidelines | Ability to Repay (Dodd-Frank 2014): The DTI calculated in accordance with the Lenders Guidelines and XXXX (c)(5) of XXXX% moderately exceeds the guideline maximum of XXXX%. (DTI Exception is eligible to be regraded with compensating factors.) | Insurance policy increased from $XXXXto $XXXX based on trailing document received |  |  |  | Reviewer Comment (2025-08-20): Received, Clearing.<br>Buyer Comment (2025-08-19): Comment from XXXX (XXXX): Please see attached insurance paid in full onXXXX for XXXX receipt along with updated insurance policy effective date XXXX. Prior insurance provided dated XXXX. | 08/20/2025 |  |  | 1 |  | A |  | A |  | A |  | MA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000085081 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/19/2025 | 2 | A | A | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | B A | Non QM | Exempt from ATR | No |
| XXXXX | 4000085081 | XXXXX |  | XXXXX |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2025-08-19): Accepted as is. |  |  | 08/19/2025 | 2 | B | B | B | B | B | B |  | NY | Primary | Refinance - Cash-out - Other | B A | Non QM | Exempt from ATR | No |
| XXXXX | 4000085081 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains XXXX. |  |  |  |  | Reviewer Comment (2025-08-19): Accepted as is. |  |  | 08/19/2025 | 2 | A | A | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | B A | Non QM | Exempt from ATR | No |
| XXXXX | 4000086385 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/19/2025 | 2 | A | A | A | A | A | A |  | UT | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000086385 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2025-08-19): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | UT | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000086385 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2025-08-19): Accepted as is. |  |  | 08/19/2025 | 2 | A | A | A | A | B | B |  | UT | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000085491 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-20): Accepted as is. |  |  | 08/20/2025 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000085491 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. |  |  |  | Reviewer Comment (2025-08-20): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000085491 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/20/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000087097 | XXXXX |  | XXXXX |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. |  |  |  |  |  | Reviewer Comment (2025-08-22): Received, Clearing.<br>Seller Comment (2025-08-22): Comment from XXXX (XXXX): Document attached | 08/22/2025 |  |  | 1 | C | A C | C | A C | C | A |  | VA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000087097 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/21/2025 | 2 | A | A | A | A | A | A |  | VA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000087097 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien files as per HELOC program. |  |  |  | Reviewer Comment (2025-08-21): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | VA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000087097 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien files as per HELOC program. |  |  |  | Reviewer Comment (2025-08-21): Accepted as is. |  |  | 08/21/2025 | 2 | A | A | A | A | B | B |  | VA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000087097 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The security instrument is cut off on the left hand side and is not legible, provide legible copy of the security instrument. |  |  |  | Reviewer Comment (2025-08-25): Received, Clearing.<br>Seller Comment (2025-08-22): Comment from XXXX (XXXX): Legible DOT attached<br>Reviewer Comment (2025-08-22): We need a signed copy.<br>Seller Comment (2025-08-22): Comment from XXXXr (XXXX): Unsigned legible DOT copy for legible purpose only. | 08/25/2025 |  |  | 1 | C | A C | C | A C | C | A |  | VA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000087097 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | Missing VVOE within 10 business days of the note date. |  |  |  | Reviewer Comment (2025-08-22): Received, Clearing.<br>Seller Comment (2025-08-22): Comment from XXXXr (XXXX): VVOE is attached | 08/22/2025 |  |  | 1 | C | A C | C | A C | C | A |  | VA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000087097 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of XXXX. | ATR risk due to missing Verification of employment |  |  |  | Reviewer Comment (2025-08-22): Received, Clearing.<br>Seller Comment (2025-08-22): Comment from XXXX (XXXX): VVOE is attached | 08/22/2025 |  |  | 1 | B | A C | B | A C | B | A |  | VA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| XXXXX | 4000087097 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | The loan is at ATR risk due to missing Verification of employment within XXXX days of the note date. |  |  |  | Reviewer Comment (2025-08-22): Received, Clearing.<br>Seller Comment (2025-08-22): Comment from XXXX (XXXX): VVOE is attached | 08/22/2025 |  |  | 1 | C | A C | C | A C | C | A |  | VA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000085930 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  | This profile contains a reduced scope for subordinate liens. The rating agencies must specifically approve the client for this reduced scope. Please consult UWQ/Lead/CSM for further instruction. |  |  |  |  |  |  | 08/21/2025 | 2 | A | A | A | A | A | A |  | PA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000085930 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-21): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | PA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000085930 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-21): Accepted as is. |  |  | 08/21/2025 | 2 | A | A | A | A | B | B |  | PA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000083531 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/21/2025 | 2 | A | A | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | A | N/A | Exempt from ATR | No |
| XXXXX | 4000084212 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/21/2025 | 2 | A | A | A | A | A | A |  | ID | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000084212 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-21): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | ID | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000084212 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-21): Accepted as is. |  |  | 08/21/2025 | 2 | A | A | A | A | B | B |  | ID | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000085413 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | XXXX AVM dated XXXX.The Application date is XXXX. The Note date is XXXX |  |  |  | Reviewer Comment (2025-08-21): Accepted as is. |  |  | 08/21/2025 | 2 | A | A | A | A | B | B |  | NV | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000085413 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | XXXX AVM in file. A secondary valuation is not required. |  |  |  | Reviewer Comment (2025-08-21): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | NV | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000085413 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/21/2025 | 2 | A | A | A | A | A | A |  | NV | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000087271 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-22): Accepted as is. |  |  | 08/22/2025 | 2 | A | A | A | A | B | B |  | GA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000087271 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-22): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | GA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000087271 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/22/2025 | 2 | A | A | A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000087271 | XXXXX |  | XXXXX |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | The Title Policy Amount of $XXXX is less than the note amount of $XXXX based on the Title Search in file. |  |  |  | Reviewer Comment (2025-08-22): Accepted as is. |  |  | 08/22/2025 | 2 | B | B | B | B | B | B |  | GA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000086037 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/22/2025 | 2 | A | A | A | A | A | A |  | MI | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000086037 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-22): Accepted as is. |  |  | 08/22/2025 | 2 | A | A | A | A | B | B |  | MI | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000086037 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-08-22): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | MI | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000087190 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/22/2025 | 2 | A | A | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000087784 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/22/2025 | 2 | A | A | A | A | A | A |  | WA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000087784 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-08-22): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | WA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000087784 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided with an effective date between application date and note date. |  |  |  | Reviewer Comment (2025-08-22): Accepted as is. |  |  | 08/22/2025 | 2 | A | A | A | A | B | B |  | WA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000086781 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-22): Accepted as is. |  |  | 08/22/2025 | 2 | A | A | A | A | B | B |  | CT | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000086781 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-22): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CT | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000086781 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/22/2025 | 2 | A | A | A | A | A | A |  | CT | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000087747 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | The Application date is XXXX. XXXX AVM is dated XXXX.The Note date is XXXX |  |  |  | Reviewer Comment (2025-08-22): Accepted as is. |  |  | 08/22/2025 | 2 | A | A | A | A | B | B |  | GA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000087747 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | XXXX AVM in file dated XXXX. A secondary valuation is not located in file. |  |  |  | Reviewer Comment (2025-08-22): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | GA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000087747 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/22/2025 | 2 | A | A | A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000086468 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/25/2025 | 2 | A | A | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | D A B | N/A | Non QM | No |
| XXXXX | 4000086468 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-25): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CA | Investment | Refinance - Cash-out - Other | D A B | N/A | Non QM | No |
| XXXXX | 4000086468 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | Self-Employed Tax Return Recency - ATR | Ability to Repay (Dodd-Frank 2014): Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date XXXX, Most Recent Tax Return End Date XXXX, Tax Return Due Date XXXX | Most recent Business Tax returns are missing. |  |  |  | Reviewer Comment (2025-08-25): Accepted as is. |  |  | 08/25/2025 | 2 | B | B | B | B | B | B |  | CA | Investment | Refinance - Cash-out - Other | D A B | N/A | Non QM | No |
| XXXXX | 4000086468 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | Self-Employed Tax Return Recency - ATR | Ability to Repay (Dodd-Frank 2014): Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date XXXX, Most Recent Tax Return End Date XXXX, Tax Return Due Date XXXX | Most recent Business Tax returns are missing. |  |  |  | Reviewer Comment (2025-08-25): Accepted as is. |  |  | 08/25/2025 | 2 | B | B | B | B | B | B |  | CA | Investment | Refinance - Cash-out - Other | D A B | N/A | Non QM | No |
| XXXXX | 4000086470 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-25): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CA | Investment | Refinance - Cash-out - Other | D B | N/A | Non QM | No |
| XXXXX | 4000086470 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/25/2025 | 2 | A | A | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | D B | N/A | Non QM | No |
| XXXXX | 4000086470 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | Self-Employed Tax Return Recency - ATR | Ability to Repay (Dodd-Frank 2014): Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date XXXX, Most Recent Tax Return End Date XXXX, Tax Return Due Date XXXX. | Ability to Repay (Dodd-Frank 2014): Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date XXXX, Most Recent Tax Return End Date XXXX, Tax Return Due Date XXXX. (XXXX XXXX/S-Corp) |  |  |  | Reviewer Comment (2025-08-25): Accepted as is. |  |  | 08/25/2025 | 2 | B | B | B | B | B | B |  | CA | Investment | Refinance - Cash-out - Other | D B | N/A | Non QM | No |
| XXXXX | 4000086470 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | Self-Employed Tax Return Recency - ATR | Ability to Repay (Dodd-Frank 2014): Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date XXXX , Most Recent Tax Return End Date XXXX , Tax Return Due Date XXXX . | Ability to Repay (Dodd-Frank 2014): Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date XXXX, Most Recent Tax Return End Date XXXX, Tax Return Due Date XXXX (XXXX |  |  |  | Reviewer Comment (2025-08-25): Accepted as is. |  |  | 08/25/2025 | 2 | B | B | B | B | B | B |  | CA | Investment | Refinance - Cash-out - Other | D B | N/A | Non QM | No |
| XXXXX | 4000086470 | XXXXX |  | XXXXX |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2025-08-25): Accepted as is. |  |  | 08/25/2025 | 2 | B | B | B | B | B | B |  | CA | Investment | Refinance - Cash-out - Other | D B | N/A | Non QM | No |
| XXXXX | 4000086915 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/25/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000086915 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2025-08-25): Accepted as is. |  |  | 08/25/2025 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000086915 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2025-08-25): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000088444 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/25/2025 | 2 | A | A | A | A | A | A |  | WA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000088444 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien files as per HELOC program. |  |  |  | Reviewer Comment (2025-08-25): Accepted as is. |  |  | 08/25/2025 | 2 | A | A | A | A | B | B |  | WA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000087437 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/25/2025 | 2 | A | A | A | A | A | A |  | NC | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000087437 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing |  |  |  | Reviewer Comment (2025-08-25): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | NC | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000087437 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. |  |  |  | Reviewer Comment (2025-08-25): Accepted as is. |  |  | 08/25/2025 | 2 | A | A | A | A | B | B |  | NC | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000086065 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  | Approval/1008 is missing. |  |  |  | Reviewer Comment (2025-08-25): Provided. Cleared.<br>Seller Comment (2025-08-25): Comment fromXXXX(XXXX): 1008 | 08/25/2025 |  |  | 1 | C | A C | C | A C | C | A |  | OH | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000086065 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud Report is missing. |  |  |  | Reviewer Comment (2025-08-25): Provided. Clearing.<br>Seller Comment (2025-08-25): Comment from XXXX(XXXX): FRAUD REPORT | 08/25/2025 |  |  | 1 | C | A C | C | A C | C | A |  | OH | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000086065 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/25/2025 | 2 | A | A | A | A | A | A |  | OH | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000086065 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | XXXX AVM dated XXXX. A secondary valuation was not located in file. |  |  |  | Reviewer Comment (2025-08-25): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | OH | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000086065 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | XXXX AVM is dated XXXX. The Application date is XXXX. The Note date is XXXX. |  |  |  | Reviewer Comment (2025-08-25): Accepted as is. |  |  | 08/25/2025 | 2 | A | A | A | A | B | B |  | OH | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000087640 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/26/2025 | 2 | A | A | A | A | A | A |  | AZ | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000087640 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing |  |  |  | Reviewer Comment (2025-08-26): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | AZ | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000087640 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. |  |  |  | Reviewer Comment (2025-08-26): Accepted as is. |  |  | 08/26/2025 | 2 | A | A | A | A | B | B |  | AZ | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000081282 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/25/2025 | 2 | A | A | A | A | A | A |  | TN | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000081282 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Investor to Order. |  |  |  | Reviewer Comment (2025-08-25): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | TN | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000081282 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Investor to Order. |  |  |  | Reviewer Comment (2025-08-25): Accepted as is. |  |  | 08/25/2025 | 2 | A | A | A | A | B | B |  | TN | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000081282 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of XXXX. | Waterfall condition due to the missing Third-Party Document forXXXX/Schedule C. |  |  |  | Reviewer Comment (2025-08-26): Employment Verification provided. Cleared.<br>Seller Comment (2025-08-26): Comment fromXXXX(XXXX): Attached the letter from the owner of the building which our borrower is working for as Schedule C. It is a signed letter from the employer which is verification of employment. | 08/26/2025 |  |  | 1 | B | A C | B | A C | B | A |  | TN | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status D C | Non QM | Non QM | Yes |
| XXXXX | 4000081282 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - Schedule C Test | Ability-to-Repay (Dodd-Frank 2014): Unable to verify current Sole Proprietorship status using reasonably reliable third-party records. | Waterfall condition due to the missing Third-Party Document for XXXX/Schedule C. |  |  |  | Reviewer Comment (2025-08-26): Employment Verification provided. Cleared.<br>Seller Comment (2025-08-26): Comment from XXXX (XXXX: Attached the letter from the owner of the building which our borrower is working for as Schedule C. It is a signed letter from the employer which is verification of employment. | 08/26/2025 |  |  | 1 | C | A C | C | A C | C | A |  | TN | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000081282 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | Waterfall condition due to the missing Third-Party Document for XXXX/Schedule C. |  |  |  | Reviewer Comment (2025-08-26): Employment Verification provided. Cleared. | 08/26/2025 |  |  | 1 | A | A | A | A | A | A |  | TN | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000086997 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/25/2025 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000086997 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: 128 |  | Secondary valuation is required. |  |  |  | Reviewer Comment (2025-09-02): CDA provided. Cleared.<br>Seller Comment (2025-09-02): Comment from XXXX (XXXX): CDA | 09/02/2025 |  |  | 1 | D | A | D | A | D | A |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000086861 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | Compliance | 90 Day RNY has been discontinued effective June 1, 2024. Most recent available index value used for bona fide discount point testing. |  |  |  |  |  | Reviewer Comment (2025-08-26): Accepted as is per client. |  |  | 08/26/2025 | 2 | B | B | B | B | B | B |  | AZ | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| XXXXX | 4000086861 | XXXXX |  | XXXXX |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  | Reviewer Comment (2025-08-26): Title Search provided. Cleared.<br>Seller Comment (2025-08-26): Comment from XXXX (XXXX): Please see attached. | 08/26/2025 |  |  | 1 | C | A C | C | A C | C | A |  | AZ | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| XXXXX | 4000086861 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/26/2025 | 2 | A | A | A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| XXXXX | 4000086861 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 |  |  |  |  |  | Reviewer Comment (2025-08-26): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | AZ | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| XXXXX | 4000086861 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien. |  |  |  | Reviewer Comment (2025-08-26): Accepted as is per client. |  |  | 08/26/2025 | 2 | A | A | A | A | B | B |  | AZ | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| XXXXX | 4000086861 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien. |  |  |  | Reviewer Comment (2025-08-26): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | AZ | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| XXXXX | 4000085727 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Hazard Insurance Policy expires within 90 days of the Note Date. | Hazard Insurance Policy Expiration Date ___, Note Date ___ |  |  |  |  | Reviewer Comment (2025-08-27): Accepted as is. |  |  | 08/27/2025 | 2 | B | B | B | B | B | B |  | MD | Investment | Refinance - Cash-out - Other | D B A | N/A | Non QM | No |
| XXXXX | 4000085727 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/27/2025 | 2 | A | A | A | A | A | A |  | MD | Investment | Refinance - Cash-out - Other | D B A | N/A | Non QM | No |
| XXXXX | 4000085727 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-27): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | MD | Investment | Refinance - Cash-out - Other | D B A | N/A | Non QM | No |
| XXXXX | 4000085727 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-27): Accepted as is. |  |  | 08/27/2025 | 2 | A | A | A | A | B | B |  | MD | Investment | Refinance - Cash-out - Other | D B A | N/A | Non QM | No |
| XXXXX | 4000086162 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | Compliance | 90 Day RNY has been discontinued effective June 1, 2024. Most recent available index value used for bona fide discount point testing. |  |  |  |  |  | Reviewer Comment (2025-08-27): Accepted as is. |  |  | 08/27/2025 | 2 | B | B | B | B | B | B |  | AR | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| XXXXX | 4000086162 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/27/2025 | 2 | A | A | A | A | A | A |  | AR | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| XXXXX | 4000086162 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. XXXX was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-08-27): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | AR | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| XXXXX | 4000086162 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. XXXX was provided with an effective date between application date and note date. |  |  |  | Reviewer Comment (2025-08-27): Accepted as is. |  |  | 08/27/2025 | 2 | A | A | A | A | B | B |  | AR | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| XXXXX | 4000088504 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/27/2025 | 2 | A | A | A | A | A | A |  | NH | Investment | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000088504 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-27): Accepted as is. |  |  | 08/27/2025 | 2 | A | A | A | A | B | B |  | NH | Investment | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000088504 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-27): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | NH | Investment | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000088504 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Insurance Verification, Tax Verification is missing. |  |  |  | Reviewer Comment (2025-08-28): Available Schedule E - Part I confirms the Tax & Insurance amount. Exception cleared.<br>Seller Comment (2025-08-28): Comment from XXXXr (XXXX): Rebuttal | 08/28/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NH | Investment | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000084248 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/27/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | A | Non QM | Exempt from ATR | No |
| XXXXX | 4000084248 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains XXXX. |  |  |  |  | Reviewer Comment (2025-08-27): Accepted as is. |  |  | 08/27/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | A | Non QM | Exempt from ATR | No |
| XXXXX | 4000088476 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-27): Accepted as is. |  |  | 08/27/2025 | 2 | A | A | A | A | B | B |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000088476 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-27): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000088476 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/27/2025 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000088373 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/28/2025 | 2 | A | A | A | A | A | A |  | NH | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000088373 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien files. |  |  |  | Reviewer Comment (2025-08-28): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | NH | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000088373 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien files. |  |  |  | Reviewer Comment (2025-08-28): Accepted as is. |  |  | 08/28/2025 | 2 | A | A | A | A | B | B |  | NH | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000088213 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Projected P&I Payment Min Payment Fixed Rate Initial Payment | TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on XXXX disclosed a periodic principal and interest payment for payment stream 1 that does not match the actual payment for the loan. | The monthly P&I payment in loan terms of the final closing disclosure is $XXXX, however the payment is $XXXXin projected payments section of the closing disclosure. |  |  |  | Reviewer Comment (2025-10-02): XXXX received Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission.<br>Seller Comment (2025-10-01): Comment fromXXXX (XXXX): Please see attached Lender LOX to bwr, along w/ copies of the NRTC, and loan operating screen shot, along with email confirmation from bwr they have received dated for receipt of the NRTC XXXX // Please let us know if anything additional is needed to clear this item. Thank you,<br>Reviewer Comment (2025-10-01): XXXX recieved unexecuted RTC's, LOE and email message sent. However, that the RTC's were sent is not sufficient proof of receipt by borrowers to begin the rescission waiting period. Reopening of rescission requires the actual proof of "delivery" to borrower and proof that email was sent with attachments does not confirm borrower's received and viewed the documents. Please provide proof of borrower's viewing/receipt of the RTC's which must be at least 3 business days prior to theXXXXcancel by date listed on the RTC's.<br>Seller Comment (2025-09-30): Comment from XXXX (XXXX): Please see attached Lender LOX to bwr, along w/ copies of the NRTC, and loan operating screen shot. Please let us know if anything additional is needed to clear this item. Thank you,<br>Reviewer Comment (2025-09-19): This is a material disclosure exception on a rescindable transaction. Re-opening of RTC and proof of delivery of the RTC is required to complete the cure. TRID GRID 4.0 Remediation types, Row C) reports...Within 60 days of discovery 1. Letter of Explanation (Other evidence of borrower notification of the error will be considered.) 2. Corrected PCCD or detailed LOE re-disclosing correct information\*Material disclosure exceptions on rescindable transactions require proof of consumer receipt, see D) below and row 6 of "Remediation Considerations "More than 60 days from discovery - No cure available.<br> The rescission period on a loan starts when the latest of three things occurs, (1) the execution of the notice of right to cancel; (2) the consummation of the loan; and (3) the receipt by the consumer of the accurate material disclosures. There are several items deemed to be material disclosures as referenced under 1026.23(a)(3): • APR • Finance Charge • Amount Financed • Total of Payments • Payment schedule. The Projected Principal & Interest Payment Max was inaccurately disclosed on the Final CD which is a material disclosure violation, thereby not starting the rescission period. (Tolling rescission.) Issuing new NORTCs to the consumer(s) is not reopening rescission it is an attempt to end the rescission that did not expire three days after consummation based on the under disclosed finance charge. Per SFA TRID Grid 3, "for exceptions related to one of the Material Disclosures on rescindable transactions, a separate EV3-C exception for extended rescission rights will be cited if the remediation does not included evidence the lender re-opened rescission." The lender can remediate this exception by reopening rescission within the 3 year tolling period. On this loan, the lender provided all components of the Finance Charge and Amount Financed cure except for the reopened rescission within 60 days. To remediate the tolling rescission exception, we require a LOE, proof of delivery, and a new RTC that is received 3 business days prior to the updated cancel by date to all consumers.<br>Seller Comment (2025-09-18): Comment fromXXXX (XXXX): Please see attached<br>Reviewer Comment (2025-09-17): XXXXreceived Corrected CD & LOE to borrower. As this is a Material Disclosure violation on a rescindable transaction, must also provide proof of reopening of rescission to all consumers.<br>Seller Comment (2025-09-16): Comment from XXXX (XXXX): See attached |  | 10/02/2025 |  | 2 | C | B C | C | B C | C | B |  | MA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| XXXXX | 4000088213 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/28/2025 | 2 | A | A | A | A | A | A |  | MA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000086869 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/28/2025 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000086869 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Heloc Second lien file . |  |  |  | Reviewer Comment (2025-08-29): Accepted as is based on meeting three RAs requirements.<br>Buyer Comment (2025-08-29): Comment from XXXX XXXX): secondary valuation is not required on a 2nd lien. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000086869 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note - Senior Lien not provided |  | 1st lien mortgage statement is missing from the file |  |  |  | Reviewer Comment (2025-08-28): Statement received, exception cleared<br>Seller Comment (2025-08-28): Comment fromXXXX (XXXX): 1st lien mtge stmt | 08/28/2025 |  |  | 1 | D | A D | D | A D | D | A |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000086869 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Provide documentation used to omit Santander first mortgage payment from liabilities, as shown on the final 1003 |  |  |  | Reviewer Comment (2025-08-28): The senior lien mortgage is paid out of a business bank account. Exception cleared<br>Seller Comment (2025-08-28): Comment fromXXXX(XXXX): XXXX docs | 08/28/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000087163 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  | This profile contains a reduced scope for subordinate liens. The rating agencies must specifically approve the client for this reduced scope. Please consult UWQ/Lead/CSM for further instruction.<br> 10 |  |  |  |  |  |  | 08/28/2025 | 2 | A | A | A | A | A | A |  | NJ | Second Home | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000087163 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-28): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | NJ | Second Home | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000087163 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-28): Accepted as is. |  |  | 08/28/2025 | 2 | A | A | A | A | B | B |  | NJ | Second Home | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000087999 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/28/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000087999 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-28): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000087999 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-28): Accepted as is. |  |  | 08/28/2025 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000087222 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-08-28): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | IL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000087222 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/28/2025 | 2 | A | A | A | A | A | A |  | IL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000087222 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided with an effective date between application date and note date. |  |  |  | Reviewer Comment (2025-08-28): Accepted as is. |  |  | 08/28/2025 | 2 | A | A | A | A | B | B |  | IL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000088465 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-29): Accepted as is. |  |  | 08/29/2025 | 2 | A | A | A | A | B | B |  | CA | Investment | Refinance - Cash-out - Other | D A | Non QM | N/A | No |
| XXXXX | 4000088465 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-29): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CA | Investment | Refinance - Cash-out - Other | D A | Non QM | N/A | No |
| XXXXX | 4000088465 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/29/2025 | 2 | A | A | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | D A | Non QM | N/A | No |
| XXXXX | 4000087286 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/28/2025 | 2 | A | A | A | A | A | A |  | AL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000087286 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file is missing the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2025-08-28): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | AL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000087286 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-28): Accepted as is. |  |  | 08/28/2025 | 2 | A | A | A | A | B | B |  | AL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000088123 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State Defect | Illinois SB 1894 | IL Predatory Lending Database Program (SB 1894) - Certificate of Compliance or Exemption not attached to mortgage for recording. |  |  |  |  | Reviewer Comment (2025-09-12): Received, Clearing.<br>Seller Comment (2025-09-12): Comment from XXXX (XXXX): Please see attached | 09/12/2025 |  |  | 1 | C | A C | C | A C | C | A |  | IL | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000088123 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-29): Accepted as is. |  |  | 08/29/2025 | 2 | A | A | A | A | B | B |  | IL | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000088123 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/29/2025 | 2 | A | A | A | A | A | A |  | IL | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000088123 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-29): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | IL | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000085609 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  | This profile contains a reduced scope for subordinate liens. The rating agencies must specifically approve the client for this reduced scope. Please consult UWQ/Lead/CSM for further instruction. |  |  |  |  |  |  | 08/29/2025 | 2 | A | A | A | A | A | A |  | SD | Primary | Refinance - Rate/Term | D B A | Non QM | Non QM | No |
| XXXXX | 4000085609 | XXXXX |  | XXXXX |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | Title Policy Coverage is less than Original Loan Amount. |  |  |  | Reviewer Comment (2025-08-29): Accepted as is.<br>Seller Comment (2025-08-29): Comment from XXXX (XXXX): Please see attached. |  |  | 08/29/2025 | 2 | B | B | B | B | B | B |  | SD | Primary | Refinance - Rate/Term | D B A | Non QM | Non QM | No |
| XXXXX | 4000085609 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-29): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | SD | Primary | Refinance - Rate/Term | D B A | Non QM | Non QM | No |
| XXXXX | 4000085609 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-29): Accepted as is. |  |  | 08/29/2025 | 2 | A | A | A | A | B | B |  | SD | Primary | Refinance - Rate/Term | D B A | Non QM | Non QM | No |
| XXXXX | 4000085832 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/02/2025 | 2 | A | A | A | A | A | A |  | WA | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| XXXXX | 4000085832 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-09-02): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | WA | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| XXXXX | 4000085832 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation Loan is to be securitized. One valuation was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-09-02): Client elects to waive |  |  | 09/02/2025 | 2 | A | A | A | A | B | B |  | WA | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| XXXXX | 4000085832 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | Self-Employed Tax Return Recency - ATR | Ability to Repay (Dodd-Frank 2014): Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date XXXX , Most Recent Tax Return End Date XXXX , Tax Return Due Date XXXX . | The business or personal tax returns provided are not the most recent. |  |  |  | Reviewer Comment (2025-09-02): Client elects to waive |  |  | 09/02/2025 | 2 | B | B | B | B | B | B |  | WA | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| XXXXX | 4000090923 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-29): Accepted as is. |  |  | 08/29/2025 | 2 | A | A | A | A | B | B |  | ME | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000090923 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-29): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | ME | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000090923 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 08/29/2025 | 2 | A | A | A | A | A | A |  | ME | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000088732 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/02/2025 | 2 | A | A | A | A | A | A |  | NE | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000088732 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-02): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | NE | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000088732 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-02): Accepted as is per client |  |  | 09/02/2025 | 2 | A | A | A | A | B | B |  | NE | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000088269 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/02/2025 | 2 | A | A | A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000088269 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-02): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | AZ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000088269 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-02): Accepted as is per client |  |  | 09/02/2025 | 2 | A | A | A | A | B | B |  | AZ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000087321 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/03/2025 | 2 | A | A | A | A | A | A |  | MA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000087321 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-03): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | MA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000087321 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-03): Accepted as is. |  |  | 09/03/2025 | 2 | A | A | A | A | B | B |  | MA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000088483 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-03): Accepted as is. |  |  | 09/03/2025 | 2 | A | A | A | A | B | B |  | WA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000088483 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. |  |  |  | Reviewer Comment (2025-09-03): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | WA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000088483 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/03/2025 | 2 | A | A | A | A | A | A |  | WA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000089022 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/03/2025 | 2 | A | A | A | A | A | A |  | VA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000089022 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-03): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | VA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000089022 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-03): Accepted as is. |  |  | 09/03/2025 | 2 | A | A | A | A | B | B |  | VA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000089136 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  | This profile contains a reduced scope for subordinate liens. The rating agencies must specifically approve the client for this reduced scope. Please consult UWQ/Lead/CSM for further instruction. |  |  |  |  |  |  | 09/03/2025 | 2 | A | A | A | A | A | A |  | CO | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000089136 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-03): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CO | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000089136 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-03): Accepted as is. |  |  | 09/03/2025 | 2 | A | A | A | A | B | B |  | CO | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000087604 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/03/2025 | 2 | A | A | A | A | A | A |  | NC | Investment | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000087604 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2025-09-03): Accepted as is. |  |  | 09/03/2025 | 2 | A | A | A | A | B | B |  | NC | Investment | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000087604 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-03): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | NC | Investment | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000087866 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-04): Accepted as is. |  |  | 09/04/2025 | 2 | A | A | A | A | B | B |  | OH | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000087866 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-04): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | OH | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000087866 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/04/2025 | 2 | A | A | A | A | A | A |  | OH | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000087866 | XXXXX |  | XXXXX |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. | Hazard Insurance Policy Effective Date ___, Disbursement Date: ___ |  |  |  |  | Reviewer Comment (2025-09-04): Prior policy with early effective date received, exception cleared.<br>Seller Comment (2025-09-04): Comment from XXXX (XXXX): Please see attached. | 09/04/2025 |  |  | 1 | C | A C | C | A C | C | A |  | OH | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000088366 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/04/2025 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000088366 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | XXX AVM in file. A secondary valuation not located in file. |  |  |  | Reviewer Comment (2025-09-04): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000088366 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | The XXX AVM is dated XXX . The Application date is XXX . The Note date is XXX . |  |  |  | Reviewer Comment (2025-09-04): Accepted as is. |  |  | 09/04/2025 | 2 | A | A | A | A | B | B |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000085948 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  | his profile contains a reduced scope for subordinate liens. The rating agencies must specifically approve the client for this reduced scope. Please consult UWQ/Lead/CSM for further instruction. |  |  |  |  |  |  | 09/04/2025 | 2 | A | A | A | A | A | A |  | IN | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000085948 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-04): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | IN | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000085948 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-04): Accepted as is. |  |  | 09/04/2025 | 2 | A | A | A | A | B | B |  | IN | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000085611 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/04/2025 | 2 | A | A | A | A | A | A |  | ID | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000085611 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-04): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | ID | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000085611 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-04): Accepted as is. |  |  | 09/04/2025 | 2 | A | A | A | A | B | B |  | ID | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000088217 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/04/2025 | 2 | A | A | A | A | A | A |  | AR | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| XXXXX | 4000088217 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-04): Accepted as is. |  |  | 09/04/2025 | 2 | A | A | A | A | B | B |  | AR | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| XXXXX | 4000088217 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-04): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | AR | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| XXXXX | 4000088217 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | Compliance | 90 Day RNY has been discontinued effective June 1, 2024. Most recent available index value used for bona fide discount point testing. |  |  |  |  |  | Reviewer Comment (2025-09-04): Accepted as is. |  |  | 09/04/2025 | 2 | B | B | B | B | B | B |  | AR | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| XXXXX | 4000086919 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-04): Accepted as is. |  |  | 09/04/2025 | 2 | A | A | A | A | B | B |  | IN | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000086919 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is missing. |  |  |  | Reviewer Comment (2025-09-04): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | IN | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000086919 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/04/2025 | 2 | A | A | A | A | A | A |  | IN | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000087511 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/04/2025 | 2 | A | A | A | A | A | A |  | IA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000087511 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-09-04): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | IA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000087511 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided with an effective date between application date and note date. |  |  |  | Reviewer Comment (2025-09-04): Accepted as is. |  |  | 09/04/2025 | 2 | A | A | A | A | B | B |  | IA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000087489 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/04/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| XXXXX | 4000087489 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | XXXX AVM in file. A secondary valuation was not located in file. |  |  |  | Reviewer Comment (2025-09-04): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| XXXXX | 4000087489 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | The Appraisal is dated XXX. The Application date is XXX . The Note date is XXX . |  |  |  | Reviewer Comment (2025-09-04): Accepted as is. |  |  | 09/04/2025 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| XXXXX | 4000087489 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | Self-Employed Tax Return Recency - ATR | Ability to Repay (Dodd-Frank XXXX): Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date XXXX, Most Recent Tax Return End Date XXXX, Tax Return Due Date XXXX. | Tax Return for XXX is missing. Tax Extension form 4868 (p.484) in file for XXX Tax Return. |  |  |  | Reviewer Comment (2025-09-04): Accepted as is. |  |  | 09/04/2025 | 2 | B | B | B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| XXXXX | 4000089258 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/05/2025 | 2 | A | A | A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000089258 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2025-09-05): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | GA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000089258 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2025-09-05): Accepted as is. |  |  | 09/05/2025 | 2 | A | A | A | A | B | B |  | GA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000089852 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/05/2025 | 2 | A | A | A | A | A | A |  | AZ | Investment | Refinance - Cash-out - Other | B A | N/A | N/A | No |
| XXXXX | 4000089852 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | XXXX AVM is dated XXX . The Application date is XXX . The Note date is XXX . |  |  |  | Reviewer Comment (2025-09-05): Accepted as is. |  |  | 09/05/2025 | 2 | A | A | A | A | B | B |  | AZ | Investment | Refinance - Cash-out - Other | B A | N/A | N/A | No |
| XXXXX | 4000089852 | XXXXX |  | XXXXX |  | Compliance | Loan Package Documentation | Application / Processing | Missing, Incorrect, or Incomplete Final or Initial 1003 | Missing Document: Missing Lender's Initial 1003 |  | Initial 1003 is missing. |  |  |  | Reviewer Comment (2025-09-05): Accepted as is. |  |  | 09/05/2025 | 2 | B | B | B | B | B | B |  | AZ | Investment | Refinance - Cash-out - Other | B A | N/A | N/A | No |
| XXXXX | 4000087354 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-05): Accepted as is. |  |  | 09/05/2025 | 2 | A | A | A | A | B | B |  | WA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000087354 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-05): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | WA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000087354 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/05/2025 | 2 | A | A | A | A | A | A |  | WA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000088021 | XXXXX |  | XXXXX |  | Compliance | Loan Package Documentation | Application / Processing | Missing, Incorrect, or Incomplete Final or Initial 1003 | Missing Document: Missing Lender's Initial 1003 |  | Initial 1003 is Missing |  |  |  | Reviewer Comment (2025-09-05): Accepted as is. |  |  | 09/05/2025 | 2 | B | B | B | B | B | B |  | NJ | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| XXXXX | 4000088021 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/05/2025 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| XXXXX | 4000088021 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing |  |  |  | Reviewer Comment (2025-09-05): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | NJ | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| XXXXX | 4000088021 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date |  |  |  | Reviewer Comment (2025-09-05): Accepted as is. |  |  | 09/05/2025 | 2 | A | A | A | A | B | B |  | NJ | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| XXXXX | 4000088005 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | 1003 Error: Birth Date was not provided |  | Not provided in 1003 Application |  |  |  | Reviewer Comment (2025-09-05): Accepted as is. |  |  | 09/05/2025 | 2 | B | B | B | B | B | B |  | KY | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000088005 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-05): Accepted as is. |  |  | 09/05/2025 | 2 | A | A | A | A | B | B |  | KY | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000088005 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is missing. |  |  |  | Reviewer Comment (2025-09-05): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | KY | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000088005 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/05/2025 | 2 | A | A | A | A | A | A |  | KY | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000089027 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/05/2025 | 2 | A | A | A | A | A | A |  | SC | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000089027 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. XXXX was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-09-05): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | SC | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000089027 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. XXXX was provided with an effective date between application date and note date. |  |  |  | Reviewer Comment (2025-09-05): Accepted as is. |  |  | 09/05/2025 | 2 | A | A | A | A | B | B |  | SC | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000086110 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/05/2025 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000086110 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No secondary valuation was provided. Sec ID: 56 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-05): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000086110 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-05): Accepted as is. |  |  | 09/05/2025 | 2 | A | A | A | A | B | B |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000087277 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | XXXX AVM in file. CU or LCA not provided |  |  |  | Reviewer Comment (2025-09-05): Accepted as is. |  |  | 09/05/2025 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000087277 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | XXXX AVM in file. CU or LCA not provided |  |  |  | Reviewer Comment (2025-09-05): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000087277 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/05/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000087050 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/05/2025 | 2 | A | A | A | A | A | A |  | WA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000087050 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file is missing the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2025-09-05): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | WA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000087050 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-05): Accepted as is. |  |  | 09/05/2025 | 2 | A | A | A | A | B | B |  | WA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000088508 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/05/2025 | 2 | A | A | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000088508 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No secondary valuation was provided. Sec ID: 56 | Note Date: ___; Lien Position: ___ | XXXX Valuation in file. A secondary valuation was not located in file. |  |  |  | Reviewer Comment (2025-09-05): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | NY | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000088508 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | XXXX Valuation is dated XXXX . The Application date is XXXX . The Note date is XXXX . |  |  |  | Reviewer Comment (2025-09-05): Accepted as is. |  |  | 09/05/2025 | 2 | A | A | A | A | B | B |  | NY | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000087829 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/05/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000087829 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | XXXX AVM in file. A secondary valuation not located in file. |  |  |  | Reviewer Comment (2025-09-05): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000087829 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | XXXX AVM is dated XXXX . The Application date is XXXX . The Note date is XXXX . |  |  |  | Reviewer Comment (2025-09-05): Accepted as is. |  |  | 09/05/2025 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000086152 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-05): Accepted as is. |  |  | 09/05/2025 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000086152 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-05): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000086152 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/05/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000089487 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/05/2025 | 2 | A | A | A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000089487 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | A valid UCDP was not provided. A secondary valuation is required to support the primary value for securitization purposes. |  |  |  | Reviewer Comment (2025-09-05): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | GA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000089487 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-05): Accepted as is. |  |  | 09/05/2025 | 2 | A | A | A | A | B | B |  | GA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000087217 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/05/2025 | 2 | A | A | A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000089548 | XXXXX |  | XXXXX |  | Compliance | Loan Package Documentation | Application / Processing | Missing, Incorrect, or Incomplete Final or Initial 1003 | Missing Document: Missing Lender's Initial 1003 |  | Initial 1003 is missing. |  |  |  | Reviewer Comment (2025-09-08): Accepted as is. |  |  | 09/08/2025 | 2 | B | B | B | B | B | B |  | TN | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| XXXXX | 4000089548 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/08/2025 | 2 | A | A | A | A | A | A |  | TN | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| XXXXX | 4000089548 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | XXXX AVM in file dated XXXX . A secondary valuation not located in file. |  |  |  | Reviewer Comment (2025-09-08): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | TN | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| XXXXX | 4000089548 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | XXXX AVM is dated XXXX . The Application date is XXXX . The Note date is XXXX . |  |  |  | Reviewer Comment (2025-09-08): Accepted as is. |  |  | 09/08/2025 | 2 | A | A | A | A | B | B |  | TN | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| XXXXX | 4000089154 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/08/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000089154 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | XXXX AVM in file dated XXXX . A secondary valuation is not required. |  |  |  | Reviewer Comment (2025-09-08): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000089154 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | XXXX AVM is dated XXXX . The Application date is XXXX . The Note date is XXXX . |  |  |  | Reviewer Comment (2025-09-08): Accepted as is. |  |  | 09/08/2025 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000089833 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | XXXX AVM is dated XXXX . The Application date is XXXX . The Note date is XXXX . |  |  |  | Reviewer Comment (2025-09-08): Accepted as is. |  |  | 09/08/2025 | 2 | A | A | A | A | B | B |  | NJ | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000089833 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | XXXX AVM in file dated XXXX . A secondary valuation not located in file. |  |  |  | Reviewer Comment (2026-03-03): Accepted as is.<br>Reviewer Comment (2026-03-03): .<br>Reviewer Comment (2025-09-08): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D |  |  | NJ | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000089833 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/08/2025 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000087592 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | XXXX AVM in file dated XXXX . A secondary valuation not located in file. |  |  |  | Reviewer Comment (2025-09-08): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | FL | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000087592 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | XXXX AVM in file is dated XXXX . The Application date is XXXX . The Note date is XXXX . |  |  |  | Reviewer Comment (2025-09-08): Accepted as is. |  |  | 09/08/2025 | 2 | A | A | A | A | B | B |  | FL | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000087592 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/08/2025 | 2 | A | A | A | A | A | A |  | FL | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000086424 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/08/2025 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000086424 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-09-08): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000086424 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided with an effective date between application date and note date. |  |  |  | Reviewer Comment (2025-09-08): Accepted as is. |  |  | 09/08/2025 | 2 | A | A | A | A | B | B |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000084296 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Hazard Insurance Policy expires within 90 days of the Note Date. | Hazard Insurance Policy Expiration Date ___, Note Date ___ | Hazard Insurance Policy expires within 90 days of the Note Date |  |  |  | Reviewer Comment (2025-09-08): Accepted as is. |  |  | 09/08/2025 | 2 | B | B | B | B | B | B |  | FL | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000084296 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-08): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | FL | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000084296 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-08): Accepted as is. |  |  | 09/08/2025 | 2 | A | A | A | A | B | B |  | FL | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000084296 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/08/2025 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000090361 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/09/2025 | 2 | A | A | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000090361 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: 128 |  | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. |  |  |  | Reviewer Comment (2025-09-11): Received, Clearing.<br>Seller Comment (2025-09-11): Comment from XXXX (XXXX): CDA | 09/11/2025 |  |  | 1 | D | A | D | A | D | A |  | NY | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000089745 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  | This profile contains a reduced scope for subordinate liens. The rating agencies must specifically approve the client for this reduced scope. Please consult UWQ/Lead/CSM for further instruction. |  |  |  |  |  |  | 09/09/2025 | 2 | A | A | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000088171 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/09/2025 | 2 | A | A | A | A | A | A |  | UT | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000088171 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2025-09-09): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | UT | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000088729 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/10/2025 | 2 | A | A | A | A | A | A |  | PA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000088729 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal from prior transaction was in file. No secondary valuation was provided. Sec ID: 49 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2025-09-10): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A D | D |  |  | PA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000088729 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2025-09-10): Accepted as is. |  |  | 09/10/2025 | 2 | A | A | A | A | B | B |  | PA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000089683 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2025-09-09): Client elects to waive |  |  | 09/09/2025 | 2 | A | A | A | A | B | B |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000089683 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2025-09-09): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000089683 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/09/2025 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000086830 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Missing Disclosure | Notice of Special Flood Hazard Disclosure Not Provided Timely | FDPA Notification Rule: Creditor did not provide a Notice of Special Flood Hazard Disclosure within a reasonable time prior to closing. | Creditor did not provide a Notice of Special Flood Hazard Disclosure within a reasonable time prior to closing. |  |  |  | Reviewer Comment (2025-09-10): Accepted as is.<br>Seller Comment (2025-09-10): Comment from XXXX (XXXX): Please see attached. |  |  | 09/10/2025 | 2 | B | B | B | B | B | B |  | MA | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| XXXXX | 4000086830 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  | This profile contains a reduced scope for subordinate liens. The rating agencies must specifically approve the client for this reduced scope. Please consult UWQ/Lead/CSM for further instruction. |  |  |  |  |  |  | 09/10/2025 | 2 | A | A | A | A | A | A |  | MA | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| XXXXX | 4000086830 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-10): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | MA | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| XXXXX | 4000086830 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-10): Accepted as is. |  |  | 09/10/2025 | 2 | A | A | A | A | B | B |  | MA | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| XXXXX | 4000088795 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/10/2025 | 2 | A | A | A | A | A | A |  | MA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000088795 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien files |  |  |  | Reviewer Comment (2025-09-10): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | MA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000088795 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien files |  |  |  | Reviewer Comment (2025-09-10): Accepted as is. |  |  | 09/10/2025 | 2 | A | A | A | A | B | B |  | MA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000089469 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | File did not contain an estimated cost to replace from insurer. Calculations are based on XXXX % of the insurable value of the improvements (from appraiser cost provided or if no appraiser cost the purchase price) using agency calculation methods. Coverage is insufficient by $XXXX . |  |  |  | Reviewer Comment (2025-09-10): Received, Clearing.<br>Seller Comment (2025-09-10): Comment from XXXX (XXXX): RCE | 09/10/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NY | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000089469 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/10/2025 | 2 | A | A | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000089454 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/10/2025 | 2 | A | A | A | A | A | A |  | RI | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000089454 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-10): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | RI | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000089454 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-10): Accepted as is. |  |  | 09/10/2025 | 2 | A | A | A | A | B | B |  | RI | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000089454 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided |  |  |  |  |  | Reviewer Comment (2025-09-11): Received, Clearing.<br>Seller Comment (2025-09-11): Comment from XXXX (XXXX): Please see attached | 09/11/2025 |  |  | 1 | C | A C | C | A C | C | A |  | RI | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000089454 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State Defect | Rhode Island Home Loan (Prohibited Acts and Practices Regarding High-Cost Home Loans Disclosure Not Signed) | XXXX Home Loan: Prohibited Acts and Practices Regarding High-Cost Home Loans disclosure not properly executed. | Disclosure not signed by lender |  |  |  | Reviewer Comment (2025-09-16): Received. Clearing.<br>Seller Comment (2025-09-16): Comment from XXXX (XXXX): Please see attached | 09/16/2025 |  |  | 1 | C | A C | C | A C | C | A |  | RI | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000089454 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State Defect | Rhode Island Home Loan (Prohibited Acts and Practices Regarding High-Cost Home Loans Disclosure Not Provided Timely) | XXXX Home Loan: Prohibited Acts and Practices Regarding High-Cost Home Loans disclosure not provided within three (3) days of application. | Disclosure provided to borrower on XXXX , which is not within 3 business days of application date |  |  |  | Reviewer Comment (2025-09-16): Received. Clearing.<br>Seller Comment (2025-09-16): Comment from XXXX (XXXX): See attached | 09/16/2025 |  |  | 1 | C | A C | C | A C | C | A |  | RI | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000089454 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State Defect | Rhode Island Home Loan (Prohibited Acts and Practices Regarding Home Loans Disclosure Not Signed) | XXXX Home Loan: Prohibited Acts and Practices Regarding Home Loans Disclosure not properly executed. | Disclosure not signed by lender |  |  |  | Reviewer Comment (2025-09-16): Received. Clearing. | 09/16/2025 |  |  | 1 | C | A C | C | A C | C | A |  | RI | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000089454 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State Defect | Rhode Island Home Loan (Prohibited Acts and Practices Regarding Home Loans Disclosure Not Provided Timely) | XXXX Home Loan: Prohibited Acts and Practices Regarding Home Loans disclosure not provided within three (3) business days of application. | Disclosure provided to borrower on XXXX , which is not within 3 business days of application date |  |  |  | Reviewer Comment (2025-09-16): Received. Clearing.<br>Seller Comment (2025-09-16): Comment from XXXX (XXXX): See attached | 09/16/2025 |  |  | 1 | C | A C | C | A C | C | A |  | RI | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000089013 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/11/2025 | 2 | A | A | A | A | A | A |  | MD | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000089013 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-11): Accepted as is. |  |  | 09/11/2025 | 2 | A | A | A | A | B | B |  | MD | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000089013 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-09-11): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | MD | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000090106 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Hazard insurance is missing in the loan file |  |  |  | Reviewer Comment (2025-09-12): Received, Clearing.<br>Seller Comment (2025-09-12): Comment from XXXX (XXXX): INS and RCE attached | 09/12/2025 |  |  | 1 | C | A C | C | A C | C | A |  | WA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000090106 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/11/2025 | 2 | A | A | A | A | A | A |  | WA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000090106 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-11): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | WA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000090106 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-11): Accepted as is. |  |  | 09/11/2025 | 2 | A | A | A | A | B | B |  | WA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000090106 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ |  |  |  |  | Reviewer Comment (2025-09-12): Received, Clearing.<br>Buyer Comment (2025-09-12): Comment from XXXX (XXXX): There wont be any HOI Policies because these are vacant land lots. | 09/12/2025 |  |  | 1 | C | A C | C | A C | C | A |  | WA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000090106 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ |  |  |  |  | Reviewer Comment (2025-09-12): Received, Clearing.<br>Buyer Comment (2025-09-12): Comment from XXXX (XXXX): There wont be any HOI Policies because these are vacant land lots. | 09/12/2025 |  |  | 1 | C | A C | C | A C | C | A |  | WA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000090106 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided |  |  |  |  |  | Reviewer Comment (2025-09-12): Received Hazard Insurance Policy. Exception cleared.<br>Seller Comment (2025-09-12): Comment from XXXX (XXXX): INS and RCE<br> These were already provided for the same condition previously placed | 09/12/2025 |  |  | 1 | C | A C | C | A C | C | A |  | WA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000088597 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-11): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000088597 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-11): Accepted as is. |  |  | 09/11/2025 | 2 | A | A | A | A | B | B |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000088597 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/11/2025 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000089290 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-11): Accepted as is. |  |  | 09/11/2025 | 2 | A | A | A | A | B | B |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000089290 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. |  |  |  | Reviewer Comment (2025-09-11): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000089290 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/11/2025 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000089434 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/11/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000089434 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2025-09-11): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000089434 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2025-09-11): Accepted as is. |  |  | 09/11/2025 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000086338 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2025-09-11): Accepted as is. |  |  | 09/11/2025 | 2 | A | A | A | A | B | B |  | TN | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000086338 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2025-09-11): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | TN | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000086338 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/11/2025 | 2 | A | A | A | A | A | A |  | TN | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000088290 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/11/2025 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000088290 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-11): Accepted as is based on meeting three RAs requirements |  |  |  | 2 | N/A | N/A | N/A | N/A | D |  |  | NJ | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000088290 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-11): Accepted as is. |  |  | 09/11/2025 | 2 | A | A | A | A | B | B |  | NJ | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000090734 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  | This profile contains a reduced scope for subordinate liens. The rating agencies must specifically approve the client for this reduced scope. Please consult UWQ/Lead/CSM for further instruction. |  |  |  |  |  |  | 09/11/2025 | 2 | A | A | A | A | A | A |  | UT | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000084397 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank XXXX): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. |  |  |  | Reviewer Comment (2025-09-17): Received, Clearing. | 09/17/2025 |  |  | 1 | B | A C | B | A C | B | A |  | NY | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C | Non QM | Non QM | Yes |
| XXXXX | 4000084397 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - Partnership Test | Ability-to-Repay (Dodd-Frank XXXX): Unable to verify current Partnership status due to most recent Tax Return end date is older than 120 days before Closing Date, and one of these docs is required yet missing: Audited/Third Party P&L, CPA Letter, or other Third Party Verification. | Unable to verify current Partnership status due to most recent Tax Return end date is older than 120 days before Closing Date, and one of these docs is required yet missing: Audited/Third Party P&L, CPA Letter, or other Third-Party Verification. (XXXX , XXXX/XXXX) |  |  |  | Reviewer Comment (2025-09-12): Received, cleared<br>Seller Comment (2025-09-12): Comment from XXXX (XXXX): CPA letter and verbal | 09/12/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NY | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000084397 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - Partnership Test | Ability-to-Repay (Dodd-Frank XXXX): Unable to verify current Partnership status due to most recent Tax Return end date is older than 120 days before Closing Date, and one of these docs is required yet missing: Audited/Third Party P&L, CPA Letter, or other Third Party Verification. | Unable to verify current Partnership status due to most recent Tax Return end date is older than 120 days before Closing Date, and one of these docs is required yet missing: Audited/Third Party P&L, CPA Letter, or other Third-Party Verification. (XXXX ,XXXX /XXXX) |  |  |  | Reviewer Comment (2025-09-17): Received, Clearing.<br>Seller Comment (2025-09-17): Comment from XXXX (XXXX): CPA letters | 09/17/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NY | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000084397 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - S-Corp Test | Ability-to-Repay (Dodd-Frank XXXX): Unable to verify current S-Corp status due to most recent Tax Return end date is older than 120 days before Closing Date, and one of these docs is required yet missing: Audited/Third Party P&L, CPA Letter, or other Third Party Verification. | Unable to verify current S-Corp status due to most recent Tax Return end date is older than 120 days before Closing Date, and one of these docs is required yet missing: Audited/Third Party P&L, CPA Letter, or other Third-Party Verification. (XXXX ,XXXX) |  |  |  | Reviewer Comment (2025-09-12): Received, cleared | 09/12/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NY | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000084397 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Income and Assets - REO Schedule E Method Test | Ability to Repay (Dodd-Frank XXXX): Unable to verify Real Estate Owned income (Schedule E Method). File does not contain most recent year Tax Transcripts, signed and dated 1040's or Schedule E. | Unable to verify Real Estate Owned income (Schedule E Method). File does not contain most recent year Tax Transcripts, signed and dated 1040's or Schedule E. (XXXX /Schedule E) |  |  |  | Reviewer Comment (2025-09-15): Property ran through 8825<br>Seller Comment (2025-09-15): Comment from XXXX (XXXX): REO income calculation | 09/15/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NY | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000084397 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Income and Assets - REO Schedule E Method Test | Ability to Repay (Dodd-Frank XXXX): Unable to verify Real Estate Owned income (Schedule E Method). File does not contain most recent year Tax Transcripts, signed and dated 1040's or Schedule E. | Unable to verify Real Estate Owned income (Schedule E Method). File does not contain most recent year Tax Transcripts, signed and dated 1040's or Schedule E. (XXXX/Schedule E) |  |  |  | Reviewer Comment (2025-09-17): Received, Clearing.<br>Seller Comment (2025-09-17): Comment from XXXX (XXXX): tax return | 09/17/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NY | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000084397 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Income and Assets - REO Schedule E Method Test | Ability to Repay (Dodd-Frank XXXX): Unable to verify Real Estate Owned income (Schedule E Method). File does not contain most recent year Tax Transcripts, signed and dated 1040's or Schedule E. | Unable to verify Real Estate Owned income (Schedule E Method). File does not contain most recent year Tax Transcripts, signed and dated 1040's or Schedule E. (XXXX /Schedule E) |  |  |  | Reviewer Comment (2025-09-17): Received, Clearing.<br>Seller Comment (2025-09-17): Comment from XXXX (XXXX): tax return | 09/17/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NY | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000084397 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Income and Assets - REO Schedule E Method Test | Ability to Repay (Dodd-Frank XXXX): Unable to verify Real Estate Owned income (Schedule E Method). File does not contain most recent year Tax Transcripts, signed and dated 1040's or Schedule E. | Unable to verify Real Estate Owned income (Schedule E Method). File does not contain most recent year Tax Transcripts, signed and dated 1040's or Schedule E. (XXXX /Schedule E) |  |  |  | Reviewer Comment (2025-09-17): Received, Clearing.<br>Seller Comment (2025-09-17): Comment from XXXX (XXXX): tax return | 09/17/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NY | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000084397 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Income and Assets - REO Schedule E Method Test | Ability to Repay (Dodd-Frank XXXX): Unable to verify Real Estate Owned income (Schedule E Method). File does not contain most recent year Tax Transcripts, signed and dated 1040's or Schedule E. | Unable to verify Real Estate Owned income (Schedule E Method). File does not contain most recent year Tax Transcripts, signed and dated 1040's or Schedule E. (XXXX /Schedule E) |  |  |  | Reviewer Comment (2025-09-17): Received, Clearing.<br>Seller Comment (2025-09-17): Comment from XXXX (XXXX): tax return | 09/17/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NY | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000084397 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Income and Assets - REO Schedule E Method Test | Ability to Repay (Dodd-Frank XXXX): Unable to verify Real Estate Owned income (Schedule E Method). File does not contain most recent year Tax Transcripts, signed and dated 1040's or Schedule E. | Unable to verify Real Estate Owned income (Schedule E Method). File does not contain most recent year Tax Transcripts, signed and dated 1040's or Schedule E. (XXXX /Schedule E) |  |  |  | Reviewer Comment (2025-09-17): Received, Clearing.<br>Seller Comment (2025-09-17): Comment from XXXX (XXXX): tax return | 09/17/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NY | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000084397 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Income and Assets - REO Schedule E Method Test | Ability to Repay (Dodd-Frank XXXX): Unable to verify Real Estate Owned income (Schedule E Method). File does not contain most recent year Tax Transcripts, signed and dated 1040's or Schedule E. | Unable to verify Real Estate Owned income (Schedule E Method). File does not contain most recent year Tax Transcripts, signed and dated 1040's or Schedule E. (XXXX /Schedule E) |  |  |  | Reviewer Comment (2025-09-17): Received, Clearing.<br>Seller Comment (2025-09-17): Comment from XXXX (XXXX): tax return | 09/17/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NY | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000084397 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Income and Assets - REO Schedule E Method Test | Ability to Repay (Dodd-Frank XXXX): Unable to verify Real Estate Owned income (Schedule E Method). File does not contain most recent year Tax Transcripts, signed and dated 1040's or Schedule E. | Unable to verify Real Estate Owned income (Schedule E Method). File does not contain most recent year Tax Transcripts, signed and dated 1040's or Schedule E. (XXXX Schedule E) |  |  |  | Reviewer Comment (2025-09-17): Received, Clearing.<br>Seller Comment (2025-09-17): Comment from XXXX (XXXX): tax return | 09/17/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NY | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000084397 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank XXXX): General Ability-to-Repay requirements not satisfied. | General Ability-to-Repay requirements not satisfied. |  |  |  | Reviewer Comment (2025-09-17): Received, Clearing. | 09/17/2025 |  |  | 1 | A | A | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000084397 | XXXXX |  | XXXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Verification of Non-US Citizen Status not provided |  | Please provide document for non-US citizen |  |  |  | Reviewer Comment (2025-09-18): Received 1003 Confirms the borrower is U.S. Citizen. Exception cleared.<br>Seller Comment (2025-09-18): Comment from XXXX (XXXX): executed urla<br>Reviewer Comment (2025-09-17): Updated 1003 will need to be signed by the borrower.<br>Seller Comment (2025-09-17): Comment from XXXX (XXXX): marked in error. borrower is US citizen. updated URLA | 09/18/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NY | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000084397 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  | This profile contains a reduced scope for subordinate liens. The rating agencies must specifically approve the client for this reduced scope. Please consult UWQ/Lead/CSM for further instruction. |  |  |  |  |  |  | 09/12/2025 | 2 | A | A | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000089210 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Total Of Payments | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XXXX disclosed an inaccurate Total of Payments on page 5 that does not match the actual total of payments for the loan (fee amounts included in TOP calculation are based on Closing Disclosure dated XXXX). The disclosed Total of Payments in the amount of $XXXX is under disclosed by $XXXX compared to the calculated total of payments of $XXXX which exceeds the $XXXX threshold. | Sufficient PCCD provided. Please provide the following: Letter of Explanation, Proof of Delivery, Refund check for under disclosed equivalent amount, and Re-open Rescission (required on rescindable transactions). |  |  |  | Reviewer Comment (2025-09-17): XXXX received Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission.<br>Seller Comment (2025-09-16): Comment from XXXX (XXXX): Please see attached. |  | 09/17/2025 |  | 2 | C | B C | C | B C | C | B |  | CA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected CD, and Re-open Rescission i(required on rescindable transactions) B | Non QM | Non QM | Yes |
| XXXXX | 4000089210 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/12/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A C B | Non QM | Non QM | No |
| XXXXX | 4000089210 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2025-09-12): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D A C B | Non QM | Non QM | No |
| XXXXX | 4000088535 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XXXX disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $XXXX is over disclosed by $XXXX compared to the calculated Amount Financed of $XXXX and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated XXXX). | The disclosed Amount Financed in the amount of $XXXX is over disclosed by $XXXX compared to the calculated Amount Financed of $XXXX |  |  |  | Reviewer Comment (2025-09-22): XXXX received LOA<br>Seller Comment (2025-09-19): Comment from XXXX (XXXX): title LOX<br>Reviewer Comment (2025-09-16): Please confirm tax certificate fee is for one time upfront tax determination and does not include life of loan services to determine if excludable from finance charges. While we acknowledge that a one-time up front tax determination used in the decisions to extend credit would be excluded from finance charge under 1026.4(c)(7), any portion of a charge for life of loan tax service is considered a finance charge. Without documentation evidencing which portion is for life of loan vs. one time upfront, the entire amount is included in finance charges for testing purposes pursuant to Comment 19 (4)(c)(7)-3 which provides: For example, a fee for one or more determinations during the loan term of the current tax-lien status or flood-insurance requirements is a finance charge, regardless of whether the fee is imposed at closing, or when the service is performed. If a creditor is uncertain about what portion of a fee to be paid at consummation or loan closing is related to the initial decision to grant credit, the entire fee may be treated as a finance charge.<br>Buyer Comment (2025-09-15): Comment from XXXX (XXXX): The tax cert fee should not be included in the APR | 09/22/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CO | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) | Non QM | Non QM | Yes |
| XXXXX | 4000088535 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $XXXX is under disclosed by $XXXX compared to the calculated Finance Charge of $XXXX which exceeds the $XXXX threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XXXX). | The disclosed Finance Charge in the amount of $XXXX is under disclosed by $XXXX compared to the calculated Finance Charge of $XXXX |  |  |  | Reviewer Comment (2025-09-22): XXXX received LOA | 09/22/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CO | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) | Non QM | Non QM | Yes |
| XXXXX | 4000088535 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/12/2025 | 2 | A | A | A | A | A | A |  | CO | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000089255 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  | This profile contains a reduced scope for subordinate liens. The rating agencies must specifically approve the client for this reduced scope. Please consult UWQ/Lead/CSM for further instruction. |  |  |  |  |  |  | 09/12/2025 | 2 | A | A | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000088877 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/12/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000088877 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien files |  |  |  | Reviewer Comment (2025-09-12): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000088877 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien files |  |  |  | Reviewer Comment (2025-09-12): Accepted as is. |  |  | 09/12/2025 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000088741 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2025-09-12): Client elects to waive |  |  | 09/12/2025 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000088741 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2025-09-12): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000088741 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/12/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000088414 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/13/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000088414 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2025-09-13): Accepted as is. |  |  | 09/13/2025 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000088414 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value. Sec ID: 57 |  | AVM in file does not support the HELOC drive by |  |  |  | Reviewer Comment (2025-09-23): Received, Clearing.<br>Seller Comment (2025-09-22): Comment from XXXX (XXXX): Please see attached | 09/23/2025 |  |  | 1 | C | A | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000090686 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/13/2025 | 2 | A | A | A | A | A | A |  | VA | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000090686 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-09-13): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | VA | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000090686 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided with an effective date between application date and note date. |  |  |  | Reviewer Comment (2025-09-15): Accepted as is. |  |  | 09/15/2025 | 2 | A | A | A | A | B | B |  | VA | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000087647 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  | This profile contains a reduced scope for subordinate liens. The rating agencies must specifically approve the client for this reduced scope. Please consult UWQ/Lead/CSM for further instruction. |  |  |  |  |  |  | 09/13/2025 | 2 | A | A | A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000087647 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-13): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | GA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000087647 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-15): Accepted as is. |  |  | 09/15/2025 | 2 | A | A | A | A | B | B |  | GA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000089024 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/13/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000088470 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud Report is missing. |  |  |  | Reviewer Comment (2025-09-15): Received, cleared<br>Reviewer Comment (2025-09-15): Fraud Report not received. Exception remains.<br>Seller Comment (2025-09-15): Comment from XXXX (XXXX): Please see attached. | 09/15/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000088470 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/15/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000088470 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-09-15): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000088470 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided with an effective date between application date and note date. |  |  |  | Reviewer Comment (2025-09-15): Accepted as is. |  |  | 09/15/2025 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000088470 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  | Verification(s) of employment is not within 10 business days of the Note |  |  |  | Reviewer Comment (2025-09-15): Received Verification(s) of employment within 10 business days of the Note. Exception cleared.<br>Seller Comment (2025-09-15): Comment from XXXX (XXXX): Please see attached. | 09/15/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000089845 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/15/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000089845 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. |  |  |  | Reviewer Comment (2025-09-15): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000089845 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. |  |  |  | Reviewer Comment (2025-09-15): Accepted as is. |  |  | 09/15/2025 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000089541 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/15/2025 | 2 | A | A | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000089541 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2025-09-15): Accepted as is. |  |  | 09/15/2025 | 2 | A | A | A | A | B | B |  | NY | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000089541 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2025-09-15): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | NY | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000088725 | XXXXX |  | XXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary title policy amount is blank. If the prelim does not state a coverage amount |  |  |  | Reviewer Comment (2025-09-15): Accepted as is. |  |  | 09/15/2025 | 2 | B | B | B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000088725 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  | This profile contains a reduced scope for subordinate liens. The rating agencies must specifically approve the client for this reduced scope |  |  |  |  |  |  | 09/15/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000088011 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-15): Accepted as is. |  |  | 09/15/2025 | 2 | A | A | A | A | B | B |  | MD | Investment | Refinance - Cash-out - Other | D A | Non QM | N/A | No |
| XXXXX | 4000088011 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. |  |  |  | Reviewer Comment (2025-09-15): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | MD | Investment | Refinance - Cash-out - Other | D A | Non QM | N/A | No |
| XXXXX | 4000088011 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/15/2025 | 2 | A | A | A | A | A | A |  | MD | Investment | Refinance - Cash-out - Other | D A | Non QM | N/A | No |
| XXXXX | 4000087645 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/15/2025 | 2 | A | A | A | A | A | A |  | PA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000087645 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 |  | Secondary valuation is not required for second lien files as per XXXX program. |  |  |  | Reviewer Comment (2025-09-15): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | PA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000087645 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 |  | Secondary valuation is not required for second lien files as per XXXX program. |  |  |  | Reviewer Comment (2025-09-15): Accepted as is. |  |  | 09/15/2025 | 2 | A | A | A | A | B | B |  | PA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000087645 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien files. |  |  |  | Reviewer Comment (2025-09-15): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | PA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000087645 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien files. |  |  |  | Reviewer Comment (2025-09-15): Accepted as is. |  |  | 09/15/2025 | 2 | A | A | A | A | B | B |  | PA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000088035 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/15/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000088035 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | XXXX Act: Subject loan transaction disbursed on XXXX prior to three (3) business days from transaction date of XXXX . |  |  |  |  | Reviewer Comment (2025-09-22): Received, Clearing.<br>Seller Comment (2025-09-22): Comment from XXXX (XXXX): PCCD | 09/22/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Non QM | Non QM | Yes |
| XXXXX | 4000088035 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | Self-Employed Tax Return Recency - ATR | Ability to Repay (Dodd-Frank XXXX): Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date XXXX , Most Recent Tax Return End Date XXXX , Tax Return Due Date XXXX . | Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date XXXX , Most Recent Tax Return End Date XXXX , Tax Return Due Date XXXX . (XXXX,XXXX/Schedule C) |  |  |  | Reviewer Comment (2025-09-15): Accepted as is. |  |  | 09/15/2025 | 2 | B | B | B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000087979 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/16/2025 | 2 | A | A | A | A | A | A |  | NC | Second Home | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000087979 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-16): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | NC | Second Home | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000087979 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-16): Accepted as is. |  |  | 09/16/2025 | 2 | A | A | A | A | B | B |  | NC | Second Home | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000087979 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  |  |  |  |  | Reviewer Comment (2025-09-18): Received, Clearing.<br>Reviewer Comment (2025-09-17): XXXX is not within 10 business days of Note.<br>Seller Comment (2025-09-17): Comment from XXXX (XXXX): Please see attached. | 09/18/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NC | Second Home | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000090776 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/16/2025 | 2 | A | A | A | A | A | A |  | CO | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000090776 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-16): Accepted as is. |  |  | 09/16/2025 | 2 | A | A | A | A | B | B |  | CO | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000090776 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-09-16): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CO | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000089121 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/16/2025 | 2 | A | A | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | D C A | N/A | N/A | No |
| XXXXX | 4000089121 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. XXXX was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-09-16): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CA | Investment | Refinance - Cash-out - Other | D C A | N/A | N/A | No |
| XXXXX | 4000089121 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided with an effective date between application date and note date. |  |  |  | Reviewer Comment (2025-09-16): Accepted as is. |  |  | 09/16/2025 | 2 | A | A | A | A | B | B |  | CA | Investment | Refinance - Cash-out - Other | D C A | N/A | N/A | No |
| XXXXX | 4000089121 | XXXXX |  | XXXXX |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Combined High loan to value discrepancy. |  | Calculated high loan to value percentage of XXX % exceeds Guideline high loan to value percentage of XXX % |  |  |  | Reviewer Comment (2025-10-02): XXXX guidelines state percentages are rounded to the 2nd decimal<br>Reviewer Comment (2025-10-02): EXCEPTION HISTORY - Exception Explanation was updated on XXXX PRIOR Exception Explanation: Calculated high loan to value percentage of XXXX exceeds Guideline high loan to value percentage of XXXX<br>Reviewer Comment (2025-09-22): XXXX are based on guidelines provided for review which do not have a max decimal listed. An exception for exceeding would be needed from the buyer of the loan.<br>Buyer Comment (2025-09-22): Comment from XXXX (XXXX): Please waive this is a difference of XXXX. According to the XXXX, the XXXX ratio should be:<br>Calculated and truncated (shortened) to two decimal places.<br> Then rounded up to the nearest whole percent for delivery. | 10/02/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Investment | Refinance - Cash-out - Other | D C A | N/A | N/A | No |
| XXXXX | 4000089121 | XXXXX |  | XXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Combined loan to value discrepancy. |  | Calculated high loan to value percentage of XXX % exceeds Guideline high loan to value percentage of XXX % |  |  |  | Reviewer Comment (2025-10-02): XXXX guidelines state percentages are rounded to the 2nd decima<br>Reviewer Comment (2025-10-02): EXCEPTION HISTORY - Exception Explanation was updated on XXXX PRIOR Exception Explanation: Calculated combined loan to value percentage of XXXX exceeds Guideline combined loan to value percentage of XXXX.<br>Reviewer Comment (2025-09-22): XXXX are based on guidelines provided for review which do not have a max decimal listed. An exception for exceeding would be needed from the buyer of the loan.<br>Buyer Comment (2025-09-22): Comment from XXXX (XXXX): Please waive this is a difference of XXXX. According to the XXXX, the XXXX ratio should be: Calculated and truncated (shortened) to two decimal places. Then rounded up to the nearest whole percent for delivery. | 10/02/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Investment | Refinance - Cash-out - Other | D C A | N/A | N/A | No |
| XXXXX | 4000088512 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/16/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000088512 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2025-09-16): Accepted as is. |  |  | 09/16/2025 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000088512 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | The file is missing copy of HOA verification . |  |  |  | Reviewer Comment (2025-09-22): HOA Verification provided. Cleared.<br>Seller Comment (2025-09-22): Comment from XXXX (XXXX): Please see attached | 09/22/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000088512 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-23): Accepted as is based on meeting three RAs requirements |  |  |  | 2 |  | N/A |  | N/A |  |  |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000091173 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-16): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | KY | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000091173 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-16): Accepted as is. |  |  | 09/16/2025 | 2 | A | A | A | A | B | B |  | KY | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000091173 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/16/2025 | 2 | A | A | A | A | A | A |  | KY | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000090516 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/16/2025 | 2 | A | A | A | A | A | A |  | RI | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000090516 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2025-09-16): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | RI | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000090516 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2025-09-16): Accepted as is. |  |  | 09/16/2025 | 2 | A | A | A | A | B | B |  | RI | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000091034 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-16): Accepted as is. |  |  | 09/16/2025 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000091034 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-16): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000091034 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/16/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000089057 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Hazard Insurance Policy expires within 90 days of the Note Date. | Hazard Insurance Policy Expiration Date ___, Note Date ___ |  |  |  |  | Reviewer Comment (2025-09-16): Accepted as is. |  |  | 09/16/2025 | 2 | B | B | B | B | B | B |  | MD | Second Home | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000089057 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/16/2025 | 2 | A | A | A | A | A | A |  | MD | Second Home | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000089057 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-16): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | MD | Second Home | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000089057 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-16): Accepted as is. |  |  | 09/16/2025 | 2 | A | A | A | A | B | B |  | MD | Second Home | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000085583 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/16/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000091415 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/17/2025 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000091415 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Third Circuit) | XXXX Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. | The H-8 form was used, the H-9 form should have been used. |  |  |  | Reviewer Comment (2025-09-25): Received, Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form.<br>Seller Comment (2025-09-25): Comment from XXXX (XXXX): H-9 |  | 09/25/2025 |  | 2 | C | B C | C | B C | C | B |  | NJ | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Non QM | Non QM | Yes |
| XXXXX | 4000091230 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-17): Accepted as is. |  |  | 09/17/2025 | 2 | A | A | A | A | B | B |  | OR | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000091230 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. |  |  |  | Reviewer Comment (2025-09-17): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | OR | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000091230 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/17/2025 | 2 | A | A | A | A | A | A |  | OR | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000090719 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-17): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | MD | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000090719 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-17): Accepted as is. |  |  | 09/17/2025 | 2 | A | A | A | A | B | B |  | MD | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000090719 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/17/2025 | 2 | A | A | A | A | A | A |  | MD | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000089850 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Hazard Insurance Policy expires within 90 days of the Note Date. |  |  |  |  |  | Reviewer Comment (2025-09-17): Accepted as is. |  |  | 09/17/2025 | 2 | B | B | B | B | B | B |  | ID | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000089850 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/17/2025 | 2 | A | A | A | A | A | A |  | ID | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000089850 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-17): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | ID | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000089850 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-17): Accepted as is. |  |  | 09/17/2025 | 2 | A | A | A | A | B | B |  | ID | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000090936 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/17/2025 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000090097 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/17/2025 | 2 | A | A | A | A | A | A |  | NH | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000090097 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-17): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | NH | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000090097 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-17): Accepted as is. |  |  | 09/17/2025 | 2 | A | A | A | A | B | B |  | NH | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000090886 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/17/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000090886 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-17): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000090886 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-17): Accepted as is. |  |  | 09/17/2025 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000088771 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/18/2025 | 2 | A | A | A | A | A | A |  | KY | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000088771 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. XXXX was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-09-18): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | KY | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000088771 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided with an effective date between application date and note date. |  |  |  | Reviewer Comment (2025-09-18): Accepted as is. |  |  | 09/18/2025 | 2 | A | A | A | A | B | B |  | KY | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000089482 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  | This profile contains a reduced scope for subordinate liens. The rating agencies must specifically approve the client for this reduced scope. |  |  |  |  |  |  | 09/18/2025 | 2 | A | A | A | A | A | A |  | PA | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000089482 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-18): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | PA | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000089482 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-18): Accepted as is. |  |  | 09/18/2025 | 2 | A | A | A | A | B | B |  | PA | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000088874 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Hazard Insurance Policy expires within 90 days of the Note Date. | Hazard Insurance Policy Expiration Date ___, Note Date ___ |  |  |  |  | Reviewer Comment (2025-09-18): Accepted as is. |  |  | 09/18/2025 | 2 | B | B | B | B | B | B |  | NY | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000088874 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/18/2025 | 2 | A | A | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000091821 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/18/2025 | 2 | A | A | A | A | A | A |  | MI | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000091754 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/18/2025 | 2 | A | A | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | D A | Non QM | N/A | No |
| XXXXX | 4000091754 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-18): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CA | Investment | Refinance - Cash-out - Other | D A | Non QM | N/A | No |
| XXXXX | 4000091754 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-18): Accepted as is. |  |  | 09/18/2025 | 2 | A | A | A | A | B | B |  | CA | Investment | Refinance - Cash-out - Other | D A | Non QM | N/A | No |
| XXXXX | 4000090984 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-19): Accepted as is. |  |  | 09/19/2025 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000090984 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No secondary valuation was provided. Sec ID: 56 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-09-19): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000090984 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/19/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000090483 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/19/2025 | 2 | A | A | A | A | A | A |  | SC | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000090483 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-19): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | SC | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000090483 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-19): Accepted as is. |  |  | 09/19/2025 | 2 | A | A | A | A | B | B |  | SC | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000090483 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State Defect | South Carolina Home Loan (Complaint Agency Disclosure Not Provided) | XXXX Home Loan: Borrower not provided with a document specifying the agency designated to receive complaints or inquiries about the origination and making of the loan. |  |  |  |  | Reviewer Comment (2025-09-19): Document received, exception cleared<br>Seller Comment (2025-09-19): Comment from XXXX (XXXX): Please see attached. | 09/19/2025 |  |  | 1 | C | A C | C | A C | C | A |  | SC | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000091993 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/19/2025 | 2 | A | A | A | A | A | A |  | UT | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000091993 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2025-09-19): Accepted as is. |  |  | 09/19/2025 | 2 | A | A | A | A | B | B |  | UT | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000091993 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2025-09-19): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | UT | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000090967 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/18/2025 | 2 | A | A | A | A | A | A |  | NM | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000090967 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. |  |  |  | Reviewer Comment (2025-09-18): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | NM | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000090967 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. |  |  |  | Reviewer Comment (2025-09-18): Accepted as is. |  |  | 09/18/2025 | 2 | A | A | A | A | B | B |  | NM | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000090520 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/19/2025 | 2 | A | A | A | A | A | A |  | NC | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000090520 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-19): Accepted as is based on meeting three RAs requirements |  |  |  | 2 | N/A | N/A | N/A | N/A | D |  |  | NC | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000090520 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-19): Accepted as is. |  |  | 09/19/2025 | 2 | A | A | A | A | B | B |  | NC | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000091413 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-19): Accepted as is. |  |  | 09/19/2025 | 2 | A | A | A | A | B | B |  | WI | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000091413 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-19): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | WI | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000091413 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/19/2025 | 2 | A | A | A | A | A | A |  | WI | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000091413 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | XXXX Act: Subject loan transaction disbursed on XXXX , prior to three (3) business days from transaction date of XXXX . |  |  |  |  | Reviewer Comment (2025-09-24): Received, Clearing.<br>Seller Comment (2025-09-23): Comment from XXXX (XXXX): The borrower received the final XXXX on XXXX | 09/24/2025 |  |  | 1 | C | A C | C | A C | C | A |  | WI | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Non QM | Non QM | Yes |
| XXXXX | 4000091413 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date | XXXX Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). |  |  |  |  | Reviewer Comment (2025-09-24): Received, Clearing.<br>Seller Comment (2025-09-23): Comment from XXXX (XXXX): Please see attached | 09/24/2025 |  |  | 1 | C | A C | C | A C | C | A |  | WI | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Non QM | Non QM | Yes |
| XXXXX | 4000091210 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/22/2025 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000091210 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No secondary valuation was provided. Sec ID: 56 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. The supporting secondary valuation is missing |  |  |  | Reviewer Comment (2025-09-22): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | NJ | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000091210 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date |  |  |  | Reviewer Comment (2025-09-22): Accepted as is. |  |  | 09/22/2025 | 2 | A | A | A | A | B | B |  | NJ | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000091210 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Insurance Verification is Missing |  |  |  | Reviewer Comment (2025-09-25): As per Property History Report received, property has no active lien and is owned free and clear. Hence it has no insurance. Exception cleared.<br>Buyer Comment (2025-09-24): Comment from XXXX (XXXX): There is not HOI or mortgage on the property | 09/25/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NJ | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000089721 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/22/2025 | 2 | A | A | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | D A | Non QM | N/A | No |
| XXXXX | 4000089721 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-22): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CA | Investment | Refinance - Cash-out - Other | D A | Non QM | N/A | No |
| XXXXX | 4000089721 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-22): Accepted as is. |  |  | 09/22/2025 | 2 | A | A | A | A | B | B |  | CA | Investment | Refinance - Cash-out - Other | D A | Non QM | N/A | No |
| XXXXX | 4000087708 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/22/2025 | 2 | A | A | A | A | A | A |  | NC | Investment | Refinance - Cash-out - Other | D A | Non QM | N/A | No |
| XXXXX | 4000087708 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-22): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | NC | Investment | Refinance - Cash-out - Other | D A | Non QM | N/A | No |
| XXXXX | 4000087708 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-22): Accepted as is. |  |  | 09/22/2025 | 2 | A | A | A | A | B | B |  | NC | Investment | Refinance - Cash-out - Other | D A | Non QM | N/A | No |
| XXXXX | 4000091083 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/23/2025 | 2 | A | A | A | A | A | A |  | UT | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000091083 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-23): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | UT | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000090869 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/23/2025 | 2 | A | A | A | A | A | A |  | CO | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000090914 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/24/2025 | 2 | A | A | A | A | A | A |  | OR | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000090914 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2025-09-24): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | OR | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000090914 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2025-09-24): Accepted as is. |  |  | 09/24/2025 | 2 | A | A | A | A | B | B |  | OR | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000092591 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/24/2025 | 2 | A | A | A | A | A | A |  | VA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000092591 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-24): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | VA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000090688 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided |  | Subject lien Hazard Insurance Policy is missing |  |  |  | Reviewer Comment (2025-09-24): Received Hazard Insurance Policy. Exception cleared.<br>Seller Comment (2025-09-24): Comment from XXXX (XXXX): Please see attached. | 09/24/2025 |  |  | 1 | C | A C | C | A C | C | A |  | FL | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000090688 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/24/2025 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000090688 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. XXXX was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-09-24): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | FL | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000090688 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. XXXX was provided with an effective date between application date and note date. |  |  |  | Reviewer Comment (2025-09-24): Accepted as is. |  |  | 09/24/2025 | 2 | A | A | A | A | B | B |  | FL | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000091861 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/24/2025 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000091861 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. XXXX was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-09-24): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000091861 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. XXXX was provided with an effective date between application date and note date. |  |  |  | Reviewer Comment (2025-09-24): Accepted as is. |  |  | 09/24/2025 | 2 | A | A | A | A | B | B |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000092391 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-24): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000092391 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-24): Accepted as is. |  |  | 09/24/2025 | 2 | A | A | A | A | B | B |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000092391 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/24/2025 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000090358 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  |  |  |  |  | Reviewer Comment (2025-10-02): Received, Clearing.<br>Reviewer Comment (2025-09-29): PDI has been ordered on behalf of the buyer<br>Buyer Comment (2025-09-26): Comment from XXXX (XXXX): PDI is on page XXXX of the shipping package. Please waive | 10/02/2025 |  |  | 1 | C | A C | C | A C | C | A |  | KY | Primary | Refinance - Cash-out - Home Improvement | D C A | Non QM | Non QM | No |
| XXXXX | 4000090358 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-24): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | KY | Primary | Refinance - Cash-out - Home Improvement | D C A | Non QM | Non QM | No |
| XXXXX | 4000090358 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-24): Accepted as is. |  |  | 09/24/2025 | 2 | A | A | A | A | B | B |  | KY | Primary | Refinance - Cash-out - Home Improvement | D C A | Non QM | Non QM | No |
| XXXXX | 4000090358 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/24/2025 | 2 | A | A | A | A | A | A |  | KY | Primary | Refinance - Cash-out - Home Improvement | D C A | Non QM | Non QM | No |
| XXXXX | 4000090358 | XXXXX |  | XXXXX |  | Property | Valuation | General | Valuation | Valuation Product pending |  | XXXX / Post Disaster Inspection + XXXX - 5 Days |  |  |  | Reviewer Comment (2025-10-02): Received, Clearing.<br>Reviewer Comment (2025-10-01): Valuation Received - XXXX | 10/02/2025 |  |  | 1 |  | A |  | A |  | A |  | KY | Primary | Refinance - Cash-out - Home Improvement | D C A | Non QM | Non QM | No |
| XXXXX | 4000091101 | XXXXX |  | XXXXX |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  |  |  |  |  | Reviewer Comment (2025-09-23): Received, Clearing.<br>Seller Comment (2025-09-23): Comment from XXXX (XXXX): pages XXXX in initial upload | 09/23/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NY | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000091101 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-23): Accepted as is. |  |  | 09/23/2025 | 2 | A | A | A | A | B | B |  | NY | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000091101 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/23/2025 | 2 | A | A | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000091101 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-23): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | NY | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000088563 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-23): Accepted as is. |  |  | 09/23/2025 | 2 | A | A | A | A | B | B |  | NV | Second Home | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000088563 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/23/2025 | 2 | A | A | A | A | A | A |  | NV | Second Home | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000088563 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-23): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | NV | Second Home | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000091869 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. Secondary valuation supports the qualifying value. No appraisal was provided. |  |  |  | Reviewer Comment (2025-09-23): Accepted as is. |  |  | 09/23/2025 | 2 | A | A | A | A | B | B |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000091869 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  | This profile contains a reduced scope for subordinate liens. The rating agencies must specifically approve the client for this reduced scope. |  |  |  |  |  |  | 09/23/2025 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000091869 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-23): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000089567 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Insurance | Missing Document: Flood Certificate not provided |  | Flood Certificate is missing. |  |  |  | Reviewer Comment (2025-09-23): Provided. Cleared.<br>Seller Comment (2025-09-23): Comment from XXXX (XXXX): Please see attached. | 09/23/2025 |  |  | 1 | C | A C | C | A C | C | A |  | LA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000089567 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/23/2025 | 2 | A | A | A | A | A | A |  | LA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000089567 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | The Application date is XXXX . The Appraisal date is XXXX . The Note date is XXXX . |  |  |  | Reviewer Comment (2025-09-23): Accepted as is. |  |  | 09/23/2025 | 2 | A | A | A | A | B | B |  | LA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000089567 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Tax and Insurance verification missing. |  |  |  | Reviewer Comment (2025-09-23): Received Property History Report confirms that the taxes of XXXX. Exception cleared.<br>Seller Comment (2025-09-23): Comment from XXXX (XXXX): Please see attached property profile with annual tax amount of XXXX.<br>Reviewer Comment (2025-09-23): Vacant Lot. LOX provided for Insurance. Missing Tax Verification. Exception remains.<br>Seller Comment (2025-09-23): Comment from XXXX (XXXX): Please see attached LOE. | 09/23/2025 |  |  | 1 | C | A C | C | A C | C | A |  | LA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000089567 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-23): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | LA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000089211 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-23): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | WA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000089211 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-23): Accepted as is. |  |  | 09/23/2025 | 2 | A | A | A | A | B | B |  | WA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000089211 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/23/2025 | 2 | A | A | A | A | A | A |  | WA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000090526 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-24): Accepted as is. |  |  | 09/24/2025 | 2 | A | A | A | A | B | B |  | IN | Investment | Refinance - Cash-out - Other | D A | Non QM | N/A | No |
| XXXXX | 4000090526 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-24): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | IN | Investment | Refinance - Cash-out - Other | D A | Non QM | N/A | No |
| XXXXX | 4000090526 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/24/2025 | 2 | A | A | A | A | A | A |  | IN | Investment | Refinance - Cash-out - Other | D A | Non QM | N/A | No |
| XXXXX | 4000092364 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/24/2025 | 2 | A | A | A | A | A | A |  | MO | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000092364 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2025-09-24): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | MO | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000092364 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2025-09-24): Accepted as is. |  |  | 09/24/2025 | 2 | A | A | A | A | B | B |  | MO | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000091193 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/24/2025 | 2 | A | A | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Home Improvement | D A | Non QM | Non QM | No |
| XXXXX | 4000091193 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-24): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | NY | Primary | Refinance - Cash-out - Home Improvement | D A | Non QM | Non QM | No |
| XXXXX | 4000091193 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-24): Accepted as is. |  |  | 09/24/2025 | 2 | A | A | A | A | B | B |  | NY | Primary | Refinance - Cash-out - Home Improvement | D A | Non QM | Non QM | No |
| XXXXX | 4000092167 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/25/2025 | 2 | A | A | A | A | A | A |  | MI | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000092167 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-09-25): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | MI | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000092167 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided with an effective date between application date and note date. |  |  |  | Reviewer Comment (2025-09-25): Accepted as is. |  |  | 09/25/2025 | 2 | A | A | A | A | B | B |  | MI | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000089547 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/25/2025 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000089547 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-25): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | NJ | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000089547 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-25): Accepted as is. |  |  | 09/25/2025 | 2 | A | A | A | A | B | B |  | NJ | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000089547 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | File did not contain an estimated cost to replace from insurer. Calculations are based on XXXX % of the insurable value of the improvements (from appraiser cost provided or if no appraiser cost the purchase price) using agency calculation methods. Coverage is insufficient by $XXXX . |  |  |  | Reviewer Comment (2025-10-02): Received, Clearing.<br>Seller Comment (2025-10-02): Comment from XXXX (XXXX): Please see attached and clear<br>Reviewer Comment (2025-09-26): RCE applied. Shortage of XXXX remains.<br>Seller Comment (2025-09-26): Comment from XXXX (XXXX): Please see attached and clear | 10/02/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NJ | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000091332 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/25/2025 | 2 | A | A | A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000091332 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-25): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | GA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000091332 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-25): Accepted as is. |  |  | 09/25/2025 | 2 | A | A | A | A | B | B |  | GA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000090480 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/25/2025 | 2 | A | A | A | A | A | A |  | AK | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000090480 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-25): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | AK | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000090480 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-25): Accepted as is. |  |  | 09/25/2025 | 2 | A | A | A | A | B | B |  | AK | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000092556 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/25/2025 | 2 | A | A | A | A | A | A |  | SC | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000092556 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. XXXX was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-09-25): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | SC | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000092556 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. XXXX was provided with an effective date between application date and note date. |  |  |  | Reviewer Comment (2025-09-25): Accepted as is. |  |  | 09/25/2025 | 2 | A | A | A | A | B | B |  | SC | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000092514 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  |  |  |  |  | Reviewer Comment (2025-10-03): Received, Clearing.<br>Reviewer Comment (2025-10-03): The XXXX report provided isn't an inspection of the property, as it is a satellite view. A true PDI was ordered XXXX.<br>Seller Comment (2025-10-02): Comment from XXXX (XXXX): Please see attached | 10/03/2025 |  |  | 1 | C | A C | C | A C | C | A |  | MO | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| XXXXX | 4000092514 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2025-09-25): Accepted as is. |  |  | 09/25/2025 | 2 | A | A | A | A | B | B |  | MO | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| XXXXX | 4000092514 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2025-09-25): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | MO | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| XXXXX | 4000092514 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/25/2025 | 2 | A | A | A | A | A | A |  | MO | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| XXXXX | 4000092514 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on XXXX, prior to three (3) business days from transaction date of XXXX. | Subject loan transaction disbursed on XXXX, prior to three (3) business days from transaction date of XXXX. |  |  |  | Reviewer Comment (2025-10-16): Received, Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form.<br>Seller Comment (2025-10-16): Comment from XXXX (XXXX): We are reopening rescission<br>Reviewer Comment (2025-10-14): The only signed closing disclosure on file is issued XXXX and signed XXXX. XXXX is the considered the transaction date, so the first eligible disbursement date would be XXXX. In order to cure the exception, Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form<br>Seller Comment (2025-10-14): Comment from XXXX (XXXX): The final XXXX was generated XXXX, please see page XXXX of snip. The borrower received the FCD on XXXX<br>Reviewer Comment (2025-10-03): EXCEPTION HISTORY - Exception Detail was updated on XXXX PRIOR Exception Detail: Truth in Lending Act: Subject loan transaction disbursed on XXXX, prior to three (3) business days from transaction date of XXXX.<br>Reviewer Comment (2025-10-03): The XXXX in the file is signed XXXX which would be the start of the (3) business days. We need an earlier signed XXXX.<br>Seller Comment (2025-10-02): Comment from XXXX (XXXX): Loan disbursed XXXX |  | 10/16/2025 |  | 2 | C | B C | C | B C | C | B |  | MO | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Non QM | Non QM | Yes |
| XXXXX | 4000092514 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date | Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). | The final CD was signed on XXXX so the right to cancel expected expiration date is XXXX, however the expiration on the RTC is XXXX |  |  |  | Reviewer Comment (2025-10-16): Received, Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form.<br>Seller Comment (2025-10-16): Comment from XXXX (XXXX): Please see attached<br>Reviewer Comment (2025-10-03): The XXXX in the file is signed XXXX which would be the start of the (3) business days. We need an earlier signed XXXX.<br>Seller Comment (2025-10-02): Comment from XXXX (XXXX): Loan disbursed XXXX |  | 10/16/2025 |  | 2 | C | B C | C | B C | C | B |  | MO | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Non QM | Non QM | Yes |
| XXXXX | 4000092514 | XXXXX |  | XXXXX |  | Property | Valuation | General | Valuation | Valuation Product pending |  | XXXX / Post Disaster Inspection + XXXX - 5 Days |  |  |  | Reviewer Comment (2025-09-29): Received, cleared<br>Reviewer Comment (2025-09-29): Valuation Received - XXXX | 09/29/2025 |  |  | 1 |  | A |  | A |  | A |  | MO | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| XXXXX | 4000091276 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-25): Accepted as is. |  |  | 09/25/2025 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000091276 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-25): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000091276 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/25/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000091486 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/26/2025 | 2 | A | A | A | A | A | A |  | KY | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000091486 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-26): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | KY | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000091486 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-26): Client elects to waive |  |  | 09/26/2025 | 2 | A | A | A | A | B | B |  | KY | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000093010 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/26/2025 | 2 | A | A | A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000093010 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided with an effective date between application date and note date. |  |  |  | Reviewer Comment (2025-09-26): Client elects to waive |  |  | 09/26/2025 | 2 | A | A | A | A | B | B |  | AZ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000093010 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-26): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | AZ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000092599 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/26/2025 | 2 | A | A | A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000090560 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/26/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000090560 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-26): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000090560 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-26): Accepted as is per client. |  |  | 09/26/2025 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000087025 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/26/2025 | 2 | A | A | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000087025 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-26): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | NY | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000087025 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-26): Accepted as is per client. |  |  | 09/26/2025 | 2 | A | A | A | A | B | B |  | NY | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000090723 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/29/2025 | 2 | A | A | A | A | A | A |  | NC | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| XXXXX | 4000090723 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal from prior transaction was in file. No secondary valuation was provided. Sec ID: 49 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-29): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A D | D |  |  | NC | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| XXXXX | 4000090723 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-29): Client elects to waive |  |  | 09/29/2025 | 2 | A | A | A | A | B | B |  | NC | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| XXXXX | 4000090723 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost) North Carolina High-Cost Loan (Points and Fees) | North Carolina Anti-Predatory Lending Law: Points and Fees on subject loan of XXXX % is in excess of the allowable maximum of XXXX % of the Total Loan Amount. Points and Fees total $XXXX on a Total Loan Amount of $XXXX vs. an allowable total of $XXXX (an overage of $XXXX or XXXX%). Compliant High Cost Loan. |  |  |  |  | Reviewer Comment (2025-10-16): XXXX received lender attestation of no notice from the borrower of the failure, signed letter from borrower indicating their choice to accept refund and make loan non-high-cost, copy of refund checks and proof of mailing.<br>Seller Comment (2025-10-16): Comment from XXXX (XXXX): Please see attached tracking, PCCD & copy of check to the borrower<br>Reviewer Comment (2025-10-15): The fact that the fee was excluded from the compliance report would not be sufficient to determine whether or not it was a finance charge or a fee that should be included in the XXXX points and fees calculation. Based on the fee name "ID Verification", XXXX would not exclude from Finance Charges or XXXX points and fees without additional information to clarify it meets 4c7 fee exclusion requirements and/or specific allowable exclusions for XXXX points and fees.<br>XXXX would require a detailed lender attestation confirming whether the ID Verification fee was a one time fee or a life-of-loan fee and describing the specific purpose of the fee. The attestation should come from the lender's legal/compliance department and confirm that for the fee name shown on the XXXX(i.e., ID Verification), what the specific purpose of the fee was, whether it was a one-time fee or a life-of-loan fee, and then cite the specific exemption they are claiming under the regulation(s) to exclude from finance charges and NC high cost points and fees. This would then require further review by XXXX.<br>Seller Comment (2025-10-15): Comment from XXXX (XXXX): Please note it appears that you're including an excluded fee for the ID verification. Total fees were XXXX. Attached is our Compliance report prior to our making this correction.<br>Reviewer Comment (2025-10-15): The points and fees total is XXXX, which is over the max by XXXX. The refund check received is XXXX. The cure amount to the borrower is short XXXX. Please provided updated check reflected correct cure amount<br>Seller Comment (2025-10-14): Comment from XXXX (XXXX): XXXXr LOX<br>Reviewer Comment (2025-10-09): Under XXXX Statutes and Codes XXXX section E spells out the borrower must be given a choice.<br>Seller Comment (2025-10-09): Comment from XXXX (XXXX): here is a copy of our letter, I meant to attach this to the check and tracking. Please let's waive the condition for a letter from the borrower, or provide me something in the regs that state that the borrower has to make a choice of getting a refund from a high cost loan, or getting a refund on a loan that is no longer high cost.<br>Reviewer Comment (2025-10-09): Received refund check and proof of mailing. In order to complete the cure, please provide Lender Attestation of no notice from the borrower of the failure; (XXXX) Signed letter from borrower indicating their choice to either (a) accept refund and make loan non-high-cost (b) keep loan as high-cost and make loan compliant<br>Seller Comment (2025-10-09): Comment from XXXX (XXXX): copy of check to borrower along with tracking label<br>Reviewer Comment (2025-09-30): In order to cure - Within XXXX days of loan closing and prior to receiving notice from the borrower provide: <br> (XXXX) Lender Attestation of no notice from the borrower of the failure; (XXXX) Signed letter from borrower indicating their choice to either (a) accept refund and make loan non-high-cost or (b) keep loan as high-cost and make loan compliant; (3) Assuming option (a) is selected, a copy of refund check and proof of mailing (must be in transit with courier); (XXXX) Assuming option (b) is selected, proof of cure for each of the prohibited practices violations noted.<br>Seller Comment (2025-09-30): Comment from XXXX (XXXX): lowered origination fee and are refunding the borrower |  | 10/16/2025 |  | 2 | C | B C | C | B C | C | B |  | NC | Primary | Refinance - Cash-out - Other | Within 30 days of loan closing and prior to receiving notice from the borrower provide: <br> (1) Lender Attestation of no notice from the borrower of the failure; (2) Signed letter from borrower indicating their choice to either (a) accept refund and make loan non-high-cost or (b) keep loan as high-cost and make loan compliant; (3) Assuming option (a) is selected, a copy of refund check and proof of mailing (must be in transit with courier); (4) Assuming option (b) is selected, proof of cure for each of the prohibited practices violations noted.<br>(Limited Use Bona Fide Errors - Compliance and Client Approval Required) Within 60 days of discovery, provide: <br> (1) Legal opinion from originating lender with loan-specific details on how a high-cost loan was made despite procedures to prevent and confirms (i) the failure constitutes a bona fide error for the jurisdiction in which the property is located, and (ii) that the lender has not received any notice from the borrower of the failure; (2) procedures or explanation of controls in place to prevent such errors; (3) client written approval accepting use of the bona fide error cure; (4) signed borrower choice letter to either (a) accept refund and make loan non-high-cost or (b) keep loan as high-cost and make loan compliant; (5) If option 4(a) is selected, copy of refund check and proof of mailing (must be in transit with courier); (6) If option 4(b) is selected, proof of cure for each of the prohibited practice violations. Note, a cure may not be accepted if the seller/lender has certified a fix has been made to their system and the same issue continues to occur after the fix has been put into place. D | Non QM | Non QM | Yes |
| XXXXX | 4000090748 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/26/2025 | 2 | A | A | A | A | A | A |  | NC | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000088848 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/26/2025 | 2 | A | A | A | A | A | A |  | MI | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000088848 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-26): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | MI | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000088848 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-26): Accepted as is per client. |  |  | 09/26/2025 | 2 | A | A | A | A | B | B |  | MI | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000091081 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/26/2025 | 2 | A | A | A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000091400 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/26/2025 | 2 | A | A | A | A | A | A |  | IL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000091400 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-26): Accepted as is per client. |  |  | 09/26/2025 | 2 | A | A | A | A | B | B |  | IL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000091400 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-09-26): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | IL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000092061 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/29/2025 | 2 | A | A | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000092061 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. XXXX was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-09-29): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CA | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000092061 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. XXXX was provided with an effective date between application date and note date. |  |  |  | Reviewer Comment (2025-09-29): Client elects to waive |  |  | 09/29/2025 | 2 | A | A | A | A | B | B |  | CA | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000092888 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | XXXX AVM is dated XXXX. The Application date is XXXX. The Note date is XXXX. |  |  |  | Reviewer Comment (2025-09-26): Accepted as is per client. |  |  | 09/26/2025 | 2 | A | A | A | A | B | B |  | NY | Primary | Refinance - Cash-out - Home Improvement | D B A | Non QM | Non QM | No |
| XXXXX | 4000092888 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | XXXX AVM dated XXXX in file. A secondary valuation was not located in file. |  |  |  | Reviewer Comment (2025-09-26): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | NY | Primary | Refinance - Cash-out - Home Improvement | D B A | Non QM | Non QM | No |
| XXXXX | 4000092888 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/26/2025 | 2 | A | A | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Home Improvement | D B A | Non QM | Non QM | No |
| XXXXX | 4000092888 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Security Instrument is not on a FNMA/FHLMC form and does not contain the following clauses: | ___ | Homestead Exemption Waiver is missing. |  |  |  | Reviewer Comment (2025-09-26): Accepted as is per client. |  |  | 09/26/2025 | 2 | B | B | B | B | B | B |  | NY | Primary | Refinance - Cash-out - Home Improvement | D B A | Non QM | Non QM | No |
| XXXXX | 4000091800 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/26/2025 | 2 | A | A | A | A | A | A |  | CO | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000091800 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | XXXX AVM is dated XXXX. The Application date is XXXX. The Note Date is XXXX. |  |  |  | Reviewer Comment (2025-09-26): Accepted as is per client.<br>Seller Comment (2025-09-26): Comment from XXXX (XXXX): AVM and XXXX are both in the file. |  |  | 09/26/2025 | 2 | A | A | A | A | B | B |  | CO | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000095271 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/26/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000095271 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing |  |  |  | Reviewer Comment (2025-09-26): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000095271 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. |  |  |  | Reviewer Comment (2025-09-26): Client elects to waive<br>Seller Comment (2025-09-26): Comment from XXXX (XXXX): XXXX- these are in the file. |  |  | 09/26/2025 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000089740 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Using the coverage listed on the insurance policy provided of $XXXX, the coverage is insufficient by $XXXX to cover 1st and 2nd Liens.<br> First lien balance is $XXXX. Subject lien is $XXXX. |  |  |  | Reviewer Comment (2025-09-29): RCE received<br>Seller Comment (2025-09-29): Comment from XXXX (XXXX): Please see attached RCE. | 09/29/2025 |  |  | 1 | C | A C | C | A C | C | A |  | MA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000089740 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/29/2025 | 2 | A | A | A | A | A | A |  | MA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000089740 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  |  |  |  |  | Reviewer Comment (2025-09-29): Received, cleared<br>Seller Comment (2025-09-29): Comment from XXXX (XXXX): Please see attached XXXX. | 09/29/2025 |  |  | 1 | C | A C | C | A C | C | A |  | MA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000092783 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/26/2025 | 2 | A | A | A | A | A | A |  | NM | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000092783 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien files as per HELOC program. |  |  |  | Reviewer Comment (2025-09-26): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | NM | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000092783 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien files as per HELOC program. |  |  |  | Reviewer Comment (2025-09-26): Accepted as is per client. |  |  | 09/26/2025 | 2 | A | A | A | A | B | B |  | NM | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000092515 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/26/2025 | 2 | A | A | A | A | A | A |  | TN | Investment | Refinance - Cash-out - Other | D A B | Non QM | N/A | No |
| XXXXX | 4000092515 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-26): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | TN | Investment | Refinance - Cash-out - Other | D A B | Non QM | N/A | No |
| XXXXX | 4000092515 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-26): Accepted as is per client. |  |  | 09/26/2025 | 2 | A | A | A | A | B | B |  | TN | Investment | Refinance - Cash-out - Other | D A B | Non QM | N/A | No |
| XXXXX | 4000092515 | XXXXX |  | XXXXX |  | Compliance | Loan Package Documentation | Application / Processing | Missing, Incorrect, or Incomplete Final or Initial 1003 | Missing Document: Missing Lender's Initial 1003 |  |  |  |  |  | Reviewer Comment (2025-09-26): Accepted as is per client. |  |  | 09/26/2025 | 2 | B | B | B | B | B | B |  | TN | Investment | Refinance - Cash-out - Other | D A B | Non QM | N/A | No |
| XXXXX | 4000091893 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/29/2025 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Home Improvement | A | Non QM | Non QM | No |
| XXXXX | 4000091040 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/29/2025 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000091040 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-29): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000091040 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-29): Client elects to waive |  |  | 09/29/2025 | 2 | A | A | A | A | B | B |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000089800 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/29/2025 | 2 | A | A | A | A | A | A |  | NV | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000089800 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-29): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | NV | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000095383 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/29/2025 | 2 | A | A | A | A | A | A |  | NV | Investment | Refinance - Cash-out - Other | A | N/A | N/A | No |
| XXXXX | 4000091495 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/29/2025 | 2 | A | A | A | A | A | A |  | NE | Primary | Refinance - Cash-out - Home Improvement | D A | Non QM | Non QM | No |
| XXXXX | 4000091495 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-29): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | NE | Primary | Refinance - Cash-out - Home Improvement | D A | Non QM | Non QM | No |
| XXXXX | 4000091495 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. |  |  |  | Reviewer Comment (2025-09-29): Client elects to waive |  |  | 09/29/2025 | 2 | A | A | A | A | B | B |  | NE | Primary | Refinance - Cash-out - Home Improvement | D A | Non QM | Non QM | No |
| XXXXX | 4000090456 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/30/2025 | 2 | A | A | A | A | A | A |  | OR | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000090456 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-30): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | OR | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000090456 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-30): Client elects to waive |  |  | 09/30/2025 | 2 | A | A | A | A | B | B |  | OR | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000092382 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/30/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000092382 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-30): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000092382 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-30): Client elects to waive |  |  | 09/30/2025 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000091841 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/01/2025 | 2 | A | A | A | A | A | A |  | WA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000091841 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2025-10-01): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | WA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000091841 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2025-10-01): Client elects to waive |  |  | 10/01/2025 | 2 | A | A | A | A | B | B |  | WA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000091704 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/30/2025 | 2 | A | A | A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000091704 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-30): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | GA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000091704 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-30): Client elects to waive |  |  | 09/30/2025 | 2 | A | A | A | A | B | B |  | GA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000091502 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 09/30/2025 | 2 | A | A | A | A | A | A |  | GA | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000091502 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-09-30): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | GA | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000091502 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided with an effective date between application date and note date. |  |  |  | Reviewer Comment (2025-09-30): Client elects to waive |  |  | 09/30/2025 | 2 | A | A | A | A | B | B |  | GA | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000090336 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/01/2025 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000090336 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No secondary valuation was provided. Sec ID: 56 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. The supporting secondary valuation is missing |  |  |  | Reviewer Comment (2025-10-01): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | NJ | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000090336 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. |  |  |  | Reviewer Comment (2025-10-01): Client elects to waive |  |  | 10/01/2025 | 2 | A | A | A | A | B | B |  | NJ | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000090336 | XXXXX |  | XXXXX |  | Credit | Property - Appraisal | General Appraisal Requirements | Property - Appraisal | Incorrect Appraisal Form type: Appraisal Form 2055 (Exterior Only) used for incorrect Subject property type. | - ___ | Appraisal Form 2055 (Exterior Only) used for incorrect Subject property type. |  |  |  | Reviewer Comment (2025-10-01): Client elects to waive |  |  | 10/01/2025 | 2 | B | B | B | B | B | B |  | NJ | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000089496 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/01/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000089496 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | XXXX AVM in file dated XXXX. A secondary valuation is not required. |  |  |  | Reviewer Comment (2025-10-01): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000089496 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | XXXX AVM is dated XXXX. The Application date is XXXX. The Note date is XXXX. |  |  |  | Reviewer Comment (2025-10-01): Client elects to waive |  |  | 10/01/2025 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000090941 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/01/2025 | 2 | A | A | A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000090941 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 |  |  |  |  |  | Reviewer Comment (2025-10-01): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | AZ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000090941 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-01): Client elects to waive |  |  | 10/01/2025 | 2 | A | A | A | A | B | B |  | AZ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000090941 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-01): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | AZ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000092275 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-01): Client elects to waive |  |  | 10/01/2025 | 2 | A | A | A | A | B | B |  | CO | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000092275 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-01): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CO | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000092275 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/01/2025 | 2 | A | A | A | A | A | A |  | CO | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000092372 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-01): Client elects to waive |  |  | 10/01/2025 | 2 | A | A | A | A | B | B |  | KY | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000092372 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-01): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | KY | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000092372 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/01/2025 | 2 | A | A | A | A | A | A |  | KY | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000091887 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/01/2025 | 2 | A | A | A | A | A | A |  | VA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000091887 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-01): Max per overlay based on loan amount |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | VA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000091887 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-01): Client elects to waive |  |  | 10/01/2025 | 2 | A | A | A | A | B | B |  | VA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000092375 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/01/2025 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000092375 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. |  |  |  | Reviewer Comment (2025-10-01): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000092375 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. |  |  |  | Reviewer Comment (2025-10-01): Client elects to waive |  |  | 10/01/2025 | 2 | A | A | A | A | B | B |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000093160 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Michigan CMPA Home Loan Toolkit Status | Michigan Consumer Mortgage Protection Act: Home Loan Toolkit not provided to borrower. | Verification Home Loan Toolkit provided to borrower is missing. |  |  |  | Reviewer Comment (2025-10-01): Client elects to waive |  |  | 10/01/2025 | 2 | B | B | B | B | B | B |  | MI | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000093160 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/01/2025 | 2 | A | A | A | A | A | A |  | MI | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000093160 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. |  |  |  | Reviewer Comment (2026-03-03): Accepted as is.<br>Reviewer Comment (2026-03-03): .<br>Reviewer Comment (2025-10-01): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D |  |  | MI | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000093160 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. |  |  |  | Reviewer Comment (2025-10-01): Client elects to waive |  |  | 10/01/2025 | 2 | A | A | A | A | B | B |  | MI | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000092327 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/02/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000092327 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien files |  |  |  | Reviewer Comment (2025-10-02): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000092327 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien files |  |  |  | Reviewer Comment (2025-10-02): Accepted as is. |  |  | 10/02/2025 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000093286 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/02/2025 | 2 | A | A | A | A | A | A |  | ID | Primary | Refinance - Cash-out - Home Improvement | A | Non QM | Non QM | No |
| XXXXX | 4000090418 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/02/2025 | 2 | A | A | A | A | A | A |  | VA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000092284 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/02/2025 | 2 | A | A | A | A | A | A |  | CO | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000092284 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-02): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CO | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000092284 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-02): Accepted as is. |  |  | 10/02/2025 | 2 | A | A | A | A | B | B |  | CO | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000092037 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | XXXX AVM in file is dated XXXX. The Application date is XXXX. The Note date is XXXX. |  |  |  | Reviewer Comment (2025-10-02): Accepted as is. |  |  | 10/02/2025 | 2 | A | A | A | A | B | B |  | CO | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000092037 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | XXXX AVM in file. A secondary valuation was not located in file. |  |  |  | Reviewer Comment (2025-10-02): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CO | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000092037 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/02/2025 | 2 | A | A | A | A | A | A |  | CO | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000092987 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | XXXX AVM in file. CU or LCA not provided. |  |  |  | Reviewer Comment (2025-10-02): Accepted as is. |  |  | 10/02/2025 | 2 | A | A | A | A | B | B |  | NH | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000092987 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | XXXX AVM in file. CU or LCA not provided. |  |  |  | Reviewer Comment (2025-10-02): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | NH | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000092987 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/02/2025 | 2 | A | A | A | A | A | A |  | NH | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000092558 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud Report is missing. |  |  |  | Reviewer Comment (2025-10-02): Received, Clearing.<br>Seller Comment (2025-10-02): Comment from XXXX (XXXX): Please see attached. | 10/02/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NV | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000092558 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/02/2025 | 2 | A | A | A | A | A | A |  | NV | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000092558 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | XXXX AVM in file. A secondary valuation was not located in file. |  |  |  | Reviewer Comment (2025-10-02): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | NV | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000092558 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | XXXX AVM in file dated XXXX. The Application date is XXXX. The Note date is XXXX. |  |  |  | Reviewer Comment (2025-10-02): Accepted as is. |  |  | 10/02/2025 | 2 | A | A | A | A | B | B |  | NV | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000090205 | XXXXX |  | XXXXX |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  | Title Evidence is Missing |  |  |  | Reviewer Comment (2025-10-02): Received, Clearing.<br>Seller Comment (2025-10-02): Comment from XXXX (XXXX): Please see attached. | 10/02/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000090205 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/02/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000090205 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing |  |  |  | Reviewer Comment (2025-10-02): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000090205 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. |  |  |  | Reviewer Comment (2025-10-02): Accepted as is. |  |  | 10/02/2025 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000090205 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Hazard insurance coverage is insufficient, coverage is short $XXXX. |  |  |  | Reviewer Comment (2025-10-02): Received, Clearing.<br>Seller Comment (2025-10-02): Comment from XXXX (XXXX): Please see attached HOI policy with replacement cost and extended replacement cost. | 10/02/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000092184 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/02/2025 | 2 | A | A | A | A | A | A |  | PA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000092184 | XXXXX |  | XXXXX |  | Compliance | Loan Package Documentation | Application / Processing | Missing, Incorrect, or Incomplete Final or Initial 1003 | Missing Document: Missing Lender's Initial 1003 |  | Initial 1003 missing in file. |  |  |  | Reviewer Comment (2025-10-02): Accepted as is. |  |  | 10/02/2025 | 2 | B | B | B | B | B | B |  | PA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000093825 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Hazard Insurance Policy expires within 90 days of the Note Date. | Hazard Insurance Policy Expiration Date ___, Note Date ___ | Hazard Insurance Policy expires within 90 days of the Note Date. |  |  |  | Reviewer Comment (2025-10-02): Accepted as is. |  |  | 10/02/2025 | 2 | B | B | B | B | B | B |  | VA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000093825 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/02/2025 | 2 | A | A | A | A | A | A |  | VA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000093825 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing |  |  |  | Reviewer Comment (2025-10-02): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | VA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000093825 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. |  |  |  | Reviewer Comment (2025-10-02): Accepted as is. |  |  | 10/02/2025 | 2 | A | A | A | A | B | B |  | VA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000092048 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/02/2025 | 2 | A | A | A | A | A | A |  | PA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000092048 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | XXXX AVM in file. A secondary valuation was not located in file. |  |  |  | Reviewer Comment (2025-10-02): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | PA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000092048 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | XXXX AVM is dated XXXX. The Application date is XXXX. The Note date is XXXX. |  |  |  | Reviewer Comment (2025-10-02): Accepted as is. |  |  | 10/02/2025 | 2 | A | A | A | A | B | B |  | PA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000093305 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/03/2025 | 2 | A | A | A | A | A | A |  | WA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000093305 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-03): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | WA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000093305 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-03): Accepted as is. |  |  | 10/03/2025 | 2 | A | A | A | A | B | B |  | WA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000090727 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/03/2025 | 2 | A | A | A | A | A | A |  | WA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000090727 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-03): Accepted as is based on meeting more than three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | WA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000090727 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-03): Accepted as is. |  |  | 10/03/2025 | 2 | A | A | A | A | B | B |  | WA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000094390 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Hazard Insurance Policy expires within 90 days of the Note Date. | Hazard Insurance Policy Expiration Date ___, Note Date ___ |  |  |  |  | Reviewer Comment (2025-10-03): Accepted as is.<br>Seller Comment (2025-10-03): Comment from XXXX (XXXX): this loan closed on XXXX and HOI expires on XXXX. that is just over XXXX days which is what we go by for fannie mae |  |  | 10/03/2025 | 2 | B | B | B | B | B | B |  | NY | Primary | Refinance - Rate/Term | D C B | Non QM | Non QM | No |
| XXXXX | 4000094390 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/03/2025 | 2 | A | A | A | A | A | A |  | NY | Primary | Refinance - Rate/Term | D C B | Non QM | Non QM | No |
| XXXXX | 4000094390 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-03): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | NY | Primary | Refinance - Rate/Term | D C B | Non QM | Non QM | No |
| XXXXX | 4000094390 | XXXXX |  | XXXXX |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  |  |  |  |  | Reviewer Comment (2025-10-03): Received, Clearing.<br>Seller Comment (2025-10-03): Comment from XXXX (XXXX): Econsent | 10/03/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NY | Primary | Refinance - Rate/Term | D C B | Non QM | Non QM | No |
| XXXXX | 4000094390 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | Self-Employed Tax Return Recency - ATR | Ability to Repay (Dodd-Frank 2014): Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date XXXX, Most Recent Tax Return End Date XXXX, Tax Return Due Date XXXX. | Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date XXXX, Most Recent Tax Return End Date XXXX, Tax Return Due Date XXXX. (XXXX,XXXX/XXXX) |  |  |  | Reviewer Comment (2025-10-03): Accepted as is.<br>Seller Comment (2025-10-03): Comment from XXXX (XXXX): borrower is on extension for XXXX. please see attached extensions |  |  | 10/03/2025 | 2 | B | B | B | B | B | B |  | NY | Primary | Refinance - Rate/Term | D C B | Non QM | Non QM | No |
| XXXXX | 4000093097 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Hazard Insurance Policy expires within 90 days of the Note Date. | Hazard Insurance Policy Expiration Date ___, Note Date ___ |  |  |  |  | Reviewer Comment (2025-10-03): Accepted as is. |  |  | 10/03/2025 | 2 | B | B | B | B | B | B |  | FL | Investment | Refinance - Cash-out - Other | D B A | N/A | N/A | No |
| XXXXX | 4000093097 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/03/2025 | 2 | A | A | A | A | A | A |  | FL | Investment | Refinance - Cash-out - Other | D B A | N/A | N/A | No |
| XXXXX | 4000093097 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-03): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | FL | Investment | Refinance - Cash-out - Other | D B A | N/A | N/A | No |
| XXXXX | 4000093097 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-03): Accepted as is. |  |  | 10/03/2025 | 2 | A | A | A | A | B | B |  | FL | Investment | Refinance - Cash-out - Other | D B A | N/A | N/A | No |
| XXXXX | 4000091235 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/03/2025 | 2 | A | A | A | A | A | A |  | NY | Second Home | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000091235 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | 1003 Error: Birth Date was not provided |  |  |  |  |  | Reviewer Comment (2025-10-03): Accepted as is. |  |  | 10/03/2025 | 2 | B | B | B | B | B | B |  | NY | Second Home | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000092878 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/03/2025 | 2 | A | A | A | A | A | A |  | WA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000092878 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-03): Accepted as is based on meeting more than three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | WA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000092878 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-03): Accepted as is. |  |  | 10/03/2025 | 2 | A | A | A | A | B | B |  | WA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000090647 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-03): Accepted as is. |  |  | 10/03/2025 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000090647 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-03): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000090647 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/03/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000091801 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/03/2025 | 2 | A | A | A | A | A | A |  | WA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000091801 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing |  |  |  | Reviewer Comment (2025-10-03): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | WA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000091801 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. |  |  |  | Reviewer Comment (2025-10-03): Accepted as is. |  |  | 10/03/2025 | 2 | A | A | A | A | B | B |  | WA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000091708 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/06/2025 | 2 | A | A | A | A | A | A |  | MD | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000091708 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-06): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | MD | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000091708 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-06): Client elects to waive |  |  | 10/06/2025 | 2 | A | A | A | A | B | B |  | MD | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000091194 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  |  |  |  |  | Reviewer Comment (2025-10-13): Received Fraud Report. Exception cleared.<br>Seller Comment (2025-10-10): Comment from XXXX (XXXX): Fraud Report<br>Reviewer Comment (2025-10-08): The attached doesn't meet the requirements of a fraud report.<br>Seller Comment (2025-10-07): Comment from XXXX (XXXX): LDP-GSA<br>Reviewer Comment (2025-10-06): Fraud report is not received for Borrower XXXX. Exception remains.<br>Seller Comment (2025-10-06): Comment from XXXX (XXXX): Credit Report | 10/13/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NV | Investment | Refinance - Cash-out - Other | D C A | N/A | N/A | No |
| XXXXX | 4000091194 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  |  |  |  |  | Reviewer Comment (2025-10-13): Received Fraud Report. Exception cleared.<br>Seller Comment (2025-10-10): Comment from XXXX (XXXX): Fraud Report<br>Reviewer Comment (2025-10-08): The attached doesn't meet the requirements of a fraud report.<br>Seller Comment (2025-10-07): Comment from XXXX (XXXX): LDP-GSA<br>Reviewer Comment (2025-10-07): Fraud report is not received for Co-Borrower XXXX. Exception remains.<br>Seller Comment (2025-10-06): Comment from XXXX (XXXX): Credit Report | 10/13/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NV | Investment | Refinance - Cash-out - Other | D C A | N/A | N/A | No |
| XXXXX | 4000091194 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/06/2025 | 2 | A | A | A | A | A | A |  | NV | Investment | Refinance - Cash-out - Other | D C A | N/A | N/A | No |
| XXXXX | 4000091194 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-06): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | NV | Investment | Refinance - Cash-out - Other | D C A | N/A | N/A | No |
| XXXXX | 4000093912 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of XXXX % or Final Disclosure APR of XXXX % is equal to or greater than the threshold of APOR XXXX % + XXXX %, or XXXX %. Non-Compliant Higher Priced Mortgage Loan. |  |  |  |  | Reviewer Comment (2025-10-07): Received, Clearing. | 10/07/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NV | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| XXXXX | 4000093912 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three business days prior to consummation. |  |  |  | Reviewer Comment (2025-10-07): Received, Clearing.<br>Seller Comment (2025-10-07): Comment from XXXX (XXXX): Please see attached.<br>Reviewer Comment (2025-10-07): Looking for proof a copy of each valuation to applicant XXXX) business days prior to consummation, not the appraisal release.<br>Seller Comment (2025-10-06): Comment from XXXX (XXXX): Please see attached Appraisal transfer release. | 10/07/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NV | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| XXXXX | 4000093912 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/06/2025 | 2 | A | A | A | A | A | A |  | NV | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| XXXXX | 4000093912 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal from prior transaction was in file. No secondary valuation was provided. Sec ID: 49 |  |  |  |  |  | Reviewer Comment (2025-10-06): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A D | D |  |  | NV | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| XXXXX | 4000093912 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-06): Client elects to waive |  |  | 10/06/2025 | 2 | A | A | A | A | B | B |  | NV | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| XXXXX | 4000093912 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | TIL Higher Priced Mortgage Loan Safe Harbor Test | TILA HPML appraisal Rule (Dodd-Frank 2014): Safe Harbor requirements not satisfied. |  |  |  |  | Reviewer Comment (2025-10-07): Accepted as is. |  |  | 10/07/2025 | 2 |  | B |  | B |  | B |  | NV | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| XXXXX | 4000093912 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Reconciliation | Property - Appraisal | Appraisal is required to be in name of Lender |  |  |  |  |  | Reviewer Comment (2025-10-07): Accepted as is. |  |  | 10/07/2025 | 2 |  | B |  | B |  | B |  | NV | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| XXXXX | 4000093912 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal from prior transaction was in file. No secondary valuation was provided. Sec ID: 49 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-07): Accepted as si based on meeting three RAs requirements. |  |  |  | 3 |  | N/A |  | N/A |  |  |  | NV | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| XXXXX | 4000093465 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/03/2025 | 2 | A | A | A | A | A | A |  | ME | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000093465 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. XXXX was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-10-03): Accepted as is based on meeting more than three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | ME | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000093465 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. XXXX was provided with an effective date between application date and note date. |  |  |  | Reviewer Comment (2025-10-03): Accepted as is. |  |  | 10/03/2025 | 2 | A | A | A | A | B | B |  | ME | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000086765 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/06/2025 | 2 | A | A | A | A | A | A |  | CO | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000086765 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-06): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CO | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000086765 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-06): Client elects to waive |  |  | 10/06/2025 | 2 | A | A | A | A | B | B |  | CO | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000093287 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/06/2025 | 2 | A | A | A | A | A | A |  | IN | Investment | Refinance - Cash-out - Other | D B A | N/A | N/A | No |
| XXXXX | 4000093287 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-03-03): Accepted as is.<br>Reviewer Comment (2026-03-03): .<br>Reviewer Comment (2025-10-06): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D |  |  | IN | Investment | Refinance - Cash-out - Other | D B A | N/A | N/A | No |
| XXXXX | 4000093287 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-06): Client elects to waive |  |  | 10/06/2025 | 2 | A | A | A | A | B | B |  | IN | Investment | Refinance - Cash-out - Other | D B A | N/A | N/A | No |
| XXXXX | 4000092513 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/03/2025 | 2 | A | A | A | A | A | A |  | NV | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000092513 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. XXXX was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-10-03): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | NV | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000092513 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. XXXX was provided with an effective date between application date and note date. |  |  |  | Reviewer Comment (2025-10-03): Accepted as is. |  |  | 10/03/2025 | 2 | A | A | A | A | B | B |  | NV | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000091727 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/06/2025 | 2 | A | A | A | A | A | A |  | ID | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000093131 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/07/2025 | 2 | A | A | A | A | A | A |  | SD | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000093131 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-07): Accepted as is based on meeting more than three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | SD | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000093131 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-07): Accepted as is. |  |  | 10/07/2025 | 2 | A | A | A | A | B | B |  | SD | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000091719 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/07/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000091719 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-07): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000091719 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-07): Accepted as is based on meeting three RAs requirements.<br>Seller Comment (2025-10-07): Comment from XXXX (XXXX): Please see attached |  |  |  | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000092383 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/07/2025 | 2 | A | A | A | A | A | A |  | TN | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000092383 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-07): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | TN | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000092383 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-07): Accepted as is. |  |  | 10/07/2025 | 2 | A | A | A | A | B | B |  | TN | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000092774 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/07/2025 | 2 | A | A | A | A | A | A |  | PA | Primary | Refinance - Cash-out - Other | D C B | Non QM | Higher Priced QM (APOR) | No |
| XXXXX | 4000092774 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-07): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | PA | Primary | Refinance - Cash-out - Other | D C B | Non QM | Higher Priced QM (APOR) | No |
| XXXXX | 4000092774 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-07): Accepted as is. |  |  | 10/07/2025 | 2 | A | A | A | A | B | B |  | PA | Primary | Refinance - Cash-out - Other | D C B | Non QM | Higher Priced QM (APOR) | No |
| XXXXX | 4000092774 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  | Reviewer Comment (2025-10-08): Received, Clearing.<br>Seller Comment (2025-10-08): Comment from XXXX (XXXX): 1003 | 10/08/2025 |  |  | 1 | C | A C | C | A C | C | A |  | PA | Primary | Refinance - Cash-out - Other | D C B | Non QM | Higher Priced QM (APOR) | No |
| XXXXX | 4000092774 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2025-10-08): Received, Clearing.<br>Seller Comment (2025-10-08): Comment from XXXX (XXXX): APPROVAL | 10/08/2025 |  |  | 1 | C | A C | C | A C | C | A |  | PA | Primary | Refinance - Cash-out - Other | D C B | Non QM | Higher Priced QM (APOR) | No |
| XXXXX | 4000092774 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of XXXX % or Final Disclosure APR of XXXX % is equal to or greater than the threshold of APOR XXXX % + XXXX %, or XXXX %. Non-Compliant Higher Priced Mortgage Loan. |  |  |  |  | Reviewer Comment (2025-10-18): Received, Clearing.<br>Reviewer Comment (2025-10-08): HPML loans require an appraisal with a physical inspection of the property to be compliant.<br>Seller Comment (2025-10-08): Comment from XXXX (XXXX): PLEASE READ | 10/18/2025 |  |  | 1 | C | A C | C | A C | C | A |  | PA | Primary | Refinance - Cash-out - Other | D C B | Non QM | Higher Priced QM (APOR) | No |
| XXXXX | 4000092774 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | TIL Higher Priced Mortgage Loan Safe Harbor Test | TILA HPML appraisal Rule (Dodd-Frank 2014): Safe Harbor requirements not satisfied. |  |  |  |  | Reviewer Comment (2025-10-07): Accepted as is. |  |  | 10/07/2025 | 2 | B | B | B | B | B | B |  | PA | Primary | Refinance - Cash-out - Other | D C B | Non QM | Higher Priced QM (APOR) | No |
| XXXXX | 4000092774 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Appraisal - Did Not Physically Visit) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Appraisal not performed by a certified or licensed appraiser who conducted a physical visit to the property. | Interior and exterior full appraisal is required, due to HPML. |  |  |  | Reviewer Comment (2025-10-18): Received, Clearing.<br>Reviewer Comment (2025-10-17): The buyer of the loan is in review of the designation variance to how their loans are run. We are pending their advisement.<br>Seller Comment (2025-10-15): Comment from XXXX (XXXX): PLEASE READ | 10/18/2025 |  |  | 1 | C | A C | C | A C | C | A |  | PA | Primary | Refinance - Cash-out - Other | D C B | Non QM | Higher Priced QM (APOR) | No |
| XXXXX | 4000092774 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (APOR) matches the Due Diligence Loan Designation of XXXX. | Restated. |  |  |  | Reviewer Comment (2025-10-18): Accepted as is. |  |  | 10/18/2025 | 2 |  | A B |  | B |  | A |  | PA | Primary | Refinance - Cash-out - Other | D C B | Non QM | Higher Priced QM (APOR) | No |
| XXXXX | 4000092774 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Guidelines require appraisal when the loan is HPML. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-10-20): Appraisal not required when the loan is designated as QM. Loan meets QM criteria and appraisal waived by the buyer of the loan.<br>Reviewer Comment (2025-10-20): .<br>Reviewer Comment (2025-10-20): Appraisal not required when the loan is designated as QM. Waived by the buyer of the loan. |  |  | 10/20/2025 | 2 |  | B |  | B |  | B |  | PA | Primary | Refinance - Cash-out - Other | D C B | Non QM | Higher Priced QM (APOR) | No |
| XXXXX | 4000092475 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/07/2025 | 2 | A | A | A | A | A | A |  | NC | Primary | Refinance - Cash-out - Home Improvement | D A | Non QM | Non QM | No |
| XXXXX | 4000092475 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-07): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | NC | Primary | Refinance - Cash-out - Home Improvement | D A | Non QM | Non QM | No |
| XXXXX | 4000092475 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-07): Accepted as is. |  |  | 10/07/2025 | 2 | A | A | A | A | B | B |  | NC | Primary | Refinance - Cash-out - Home Improvement | D A | Non QM | Non QM | No |
| XXXXX | 4000091700 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/08/2025 | 2 | A | A | A | A | A | A |  | TN | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000091700 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-08): Accepted as is. |  |  | 10/08/2025 | 2 | A | A | A | A | B | B |  | TN | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000091700 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-08): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | TN | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000091700 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  | Verification(s) of employment is not within 10 business days of the Note. |  |  |  | Reviewer Comment (2025-10-14): Received VVOE within XXXX Business days prior to the Note date. Exception cleared.<br>Seller Comment (2025-10-13): Comment from XXXX (XXXX): VOE was completed on XXXX which is well within XXXX business days of XXXX | 10/14/2025 |  |  | 1 | C | A C | C | A C | C | A |  | TN | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000092969 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-08): Accepted as is. |  |  | 10/08/2025 | 2 | A | A | A | A | B | B |  | MA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000092969 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-08): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | MA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000092969 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/08/2025 | 2 | A | A | A | A | A | A |  | MA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000094703 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/08/2025 | 2 | A | A | A | A | A | A |  | IN | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000094703 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-08): Accepted as is. |  |  | 10/08/2025 | 2 | A | A | A | A | B | B |  | IN | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000094703 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-08): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | IN | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000092562 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-09): Accepted as is. |  |  | 10/09/2025 | 2 | A | A | A | A | B | B |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000092562 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-09): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000092562 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/09/2025 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000094812 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/08/2025 | 2 | A | A | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000094812 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 |  |  |  |  |  | Reviewer Comment (2025-10-09): Received, Clearing.<br>Seller Comment (2025-10-08): Comment from XXXX (XXXX): SSR score of XXXX | 10/09/2025 |  |  | 1 | N/A | A | N/A | A | D | A |  | NY | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000094812 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Insurance | Missing Document: Flood Certificate not provided |  |  |  |  |  | Reviewer Comment (2025-10-09): Received Flood Certificate. Exception cleared.<br>Seller Comment (2025-10-08): Comment from XXXX (XXXX): flood cert | 10/09/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NY | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000094812 | XXXXX |  | XXXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Verification of Non-US Citizen Status not provided |  |  |  |  |  | Reviewer Comment (2025-10-17): Received updated 1003 Application confirming Borrower is U.S. Citizen. Exception cleared.<br>Seller Comment (2025-10-16): Comment from XXXX (XXXX): updated URLA. Borrower is US Citizen | 10/17/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NY | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000093284 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/09/2025 | 2 | A | A | A | A | A | A |  | CT | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000093284 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-09): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CT | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000093284 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-09): Accepted as is. |  |  | 10/09/2025 | 2 | A | A | A | A | B | B |  | CT | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000090783 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-09): Accepted as is. |  |  | 10/09/2025 | 2 | A | A | A | A | B | B |  | DE | Investment | Refinance - Cash-out - Other | D C A | N/A | N/A | No |
| XXXXX | 4000090783 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-09): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | DE | Investment | Refinance - Cash-out - Other | D C A | N/A | N/A | No |
| XXXXX | 4000090783 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/09/2025 | 2 | A | A | A | A | A | A |  | DE | Investment | Refinance - Cash-out - Other | D C A | N/A | N/A | No |
| XXXXX | 4000090783 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Mismatch of data related to Occupancy. | - Occupancy: ___; Declarations/Will borrower occupy: ___ | 1003 states borrower will occupy property as primary residence. |  |  |  | Reviewer Comment (2025-10-14): Received updated 1003<br>Seller Comment (2025-10-13): Comment from XXXX (XXXX): Please see corrected 1003, this was an error | 10/14/2025 |  |  | 1 | C | A C | C | A C | C | A |  | DE | Investment | Refinance - Cash-out - Other | D C A | N/A | N/A | No |
| XXXXX | 4000094329 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/09/2025 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000094329 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-09): Accepted as is. |  |  | 10/09/2025 | 2 | A | A | A | A | B | B |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000094329 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-09): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000093843 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-09): Accepted as is. |  |  | 10/09/2025 | 2 | A | A | A | A | B | B |  | NV | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000093843 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-31): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | NV | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000093843 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/09/2025 | 2 | A | A | A | A | A | A |  | NV | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000094852 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/10/2025 | 2 | A | A | A | A | A | A |  | AL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000094852 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-10): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | AL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000094852 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-10): Client elects to waive |  |  | 10/10/2025 | 2 | A | A | A | A | B | B |  | AL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000093534 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/13/2025 | 2 | A | A | A | A | A | A |  | AL | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000093534 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. 2 AVM's with the same Model Name were entered. Sec ID: 104 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-17): AVM from different valuation company received, exception cleared<br>Seller Comment (2025-10-17): Comment from XXXX (XXXX): Please see attached | 10/17/2025 |  |  | 1 | D | A | D | A | D | A |  | AL | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000093534 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-13): Client elects to waive |  |  | 10/13/2025 | 2 | A | A | A | A | B | B |  | AL | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000095276 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/13/2025 | 2 | A | A | A | A | A | A |  | OH | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000095276 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA |  |  |  | Reviewer Comment (2025-10-13): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | OH | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000095276 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided with an effective date between application date and note date. |  |  |  | Reviewer Comment (2025-10-13): Client elects to waive |  |  | 10/13/2025 | 2 | A | A | A | A | B | B |  | OH | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000093419 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/13/2025 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000093419 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-10-17): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000093419 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided with an effective date between application date and note date. |  |  |  | Reviewer Comment (2025-10-13): Client elects to waive |  |  | 10/13/2025 | 2 | A | A | A | A | B | B |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000078950 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Compliance | Disclosed Note P&I payment does not equal calculated P&I payment | Disclosed Note P&I payment does not equal calculated P&I payment. Note P&I of $XXXX does not match calculated P&I of $XXXX. Note P&I was used for the APR calculation and compliance testing. | Note P&I of $XXXX does not match Calculated P&I of $XXXX. |  |  |  | Reviewer Comment (2025-10-13): Client elects to waive |  |  | 10/13/2025 | 2 | B | B | B | B | B | B |  | NY | Investment | Refinance - Cash-out - Other | C B A | N/A | N/A | No |
| XXXXX | 4000078950 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/13/2025 | 2 | A | A | A | A | A | A |  | NY | Investment | Refinance - Cash-out - Other | C B A | N/A | N/A | No |
| XXXXX | 4000078950 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Missing Doc) Missing Note Addendum: Note P&I does not match calculated P&I |  | Note P&I of $XXXX does not match Calculated P&I of $XXXX. |  |  |  | Reviewer Comment (2025-10-15): Received, Clearing.<br>Seller Comment (2025-10-15): Comment from XXXX (XXXX): corrected note<br>Reviewer Comment (2025-10-13): Reopened<br>Reviewer Comment (2025-10-13): Duplicate exception | 10/15/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NY | Investment | Refinance - Cash-out - Other | C B A | N/A | N/A | No |
| XXXXX | 4000078950 | XXXXX |  | XXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | Note P&I of $XXXX does not match Calculated P&I of $XXXX. |  |  |  | Reviewer Comment (2025-10-15): Received, Clearing.<br>Reviewer Comment (2025-10-14): The variance in DTI has to do with the payment listed on the note. The calculated payment is XXXX however, the note reflects XXXX.<br>Seller Comment (2025-10-14): Comment from XXXX (XXXX): 1008 | 10/15/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NY | Investment | Refinance - Cash-out - Other | C B A | N/A | N/A | No |
| XXXXX | 4000093126 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM provided. |  |  |  | Reviewer Comment (2025-10-13): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000093126 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM provided. |  |  |  | Reviewer Comment (2025-10-13): Client elects to waive |  |  | 10/13/2025 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000093126 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  | This profile contains a reduced scope for subordinate liens. The rating agencies must specifically approve the client for this reduced scope |  |  |  |  |  |  | 10/13/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000093442 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2025-10-13): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | VA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000093442 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2025-10-13): Client elects to waive |  |  | 10/13/2025 | 2 | A | A | A | A | B | B |  | VA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000093442 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/13/2025 | 2 | A | A | A | A | A | A |  | VA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000093874 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State Defect | South Carolina CHL Complaint Agency Disclosure Timing Testing | South Carolina Home Loan: Borrower not provided with a document, at time of application, specifying the agency designated to receive complaints or inquiries about the origination and making of the loan. | Borrower not provided with a document, at time of application, specifying the agency designated to receive complaints or inquiries about the origination and making of the loan. |  |  |  | Reviewer Comment (2025-10-20): Timestamped disclosure in file<br>Reviewer Comment (2025-10-15): Document provided at time of application. Exception remains.<br>Buyer Comment (2025-10-15): Comment from XXXX (XXXX): This document can be found on page XXXX of the shipping package. The timeline which shows when the borrower received the information disclosures can be found on page 81. Please waive | 10/20/2025 |  |  | 1 | C | A C | C | A C | C | A |  | SC | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000093874 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/13/2025 | 2 | A | A | A | A | A | A |  | SC | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000093874 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-13): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | SC | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000093874 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-13): Client elects to waive |  |  | 10/13/2025 | 2 | A | A | A | A | B | B |  | SC | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXXX | 4000093609 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-13): Client elects to waive |  |  | 10/13/2025 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000093609 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-13): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000093609 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/13/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000093800 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/13/2025 | 2 | A | A | A | A | A | A |  | TN | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000093800 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-13): Client elects to waive |  |  | 10/13/2025 | 2 | A | A | A | A | B | B |  | TN | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000093800 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-10-13): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | TN | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000091401 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/13/2025 | 2 | A | A | A | A | A | A |  | SC | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000091401 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM does not support the value used to qualify. Appraisal was provided from prior transaction. Sec ID: 73 |  |  |  |  |  | Reviewer Comment (2025-10-22): Clearing.<br>Reviewer Comment (2025-10-15): AVM value does not support value of appraisal provided. Exception remains.<br>Seller Comment (2025-10-15): Comment from XXXX (XXXX): The appraisal was transferred from another application. This is acceptable per guidelines. Please waive | 10/22/2025 |  |  | 1 | C | A | C | A C | C | A |  | SC | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000091401 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-13): Client elects to waive |  |  | 10/13/2025 | 2 | A | A | A | A | B | B |  | SC | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000094910 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-13): Client elects to waive |  |  | 10/13/2025 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000094910 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-17): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000094910 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/13/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000094729 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/13/2025 | 2 | A | A | A | A | A | A |  | NC | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000094729 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. |  |  |  | Reviewer Comment (2025-10-17): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | NC | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000094729 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. |  |  |  | Reviewer Comment (2025-10-13): Client elects to waive |  |  | 10/13/2025 | 2 | A | A | A | A | B | B |  | NC | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000093617 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/13/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000093617 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-13): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000093617 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-13): Client elects to waive |  |  | 10/13/2025 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000092975 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/13/2025 | 2 | A | A | A | A | A | A |  | MA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000094272 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/13/2025 | 2 | A | A | A | A | A | A |  | VA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000094272 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal from prior transaction was in file. No secondary valuation was provided. Sec ID: 49 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2025-10-13): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A D | D |  |  | VA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000094272 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2025-10-13): Client elects to waive |  |  | 10/13/2025 | 2 | A | A | A | A | B | B |  | VA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000091733 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/13/2025 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000091733 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-13): Client elects to waive |  |  | 10/13/2025 | 2 | A | A | A | A | B | B |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000091733 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-13): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000093859 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/13/2025 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000093859 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-17): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000093859 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-13): Accepted as is per client. |  |  | 10/13/2025 | 2 | A | A | A | A | B | B |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000092597 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/13/2025 | 2 | A | A | A | A | A | A |  | SC | Investment | Refinance - Cash-out - Other | D C A | Non QM | N/A | No |
| XXXXX | 4000092597 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2025-10-13): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | SC | Investment | Refinance - Cash-out - Other | D C A | Non QM | N/A | No |
| XXXXX | 4000092597 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | The hazard insurance coverage amount is insufficient, however, the Replacement cost estimator is not provided in the file. |  |  |  | Reviewer Comment (2025-10-15): Cleared with insurance agent letter coverage is at full replacement value<br>Seller Comment (2025-10-15): Comment from XXXX (XXXX): Attached<br>Reviewer Comment (2025-10-15): We would need coverage of XXXX, a letter from the insurer stating that the property is covered for the full replacement value of the property, or an exception from the buyer of the loan.<br>Buyer Comment (2025-10-15): Comment from XXXX (XXXX): XXXX does not provide replacement cost estimators, is there anything else you guys will accept?<br>Reviewer Comment (2025-10-14): Required would be XXXX or RCE amount.<br>Buyer Comment (2025-10-14): Comment from XXXX (XXXX): The current HOI shows XXXX please advise why the coverage is not sufficient? | 10/15/2025 |  |  | 1 | C | A C | C | A C | C | A |  | SC | Investment | Refinance - Cash-out - Other | D C A | Non QM | N/A | No |
| XXXXX | 4000094700 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/13/2025 | 2 | A | A | A | A | A | A |  | WA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000094700 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-13): Accepted as is based on meeting more than three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | WA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000094700 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-13): Accepted as is per client. |  |  | 10/13/2025 | 2 | A | A | A | A | B | B |  | WA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000092392 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/13/2025 | 2 | A | A | A | A | A | A |  | VA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000092392 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien files |  |  |  | Reviewer Comment (2025-10-13): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | VA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000092392 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien files |  |  |  | Reviewer Comment (2025-10-13): Accepted as is per client. |  |  | 10/13/2025 | 2 | A | A | A | A | B | B |  | VA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000091765 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/14/2025 | 2 | A | A | A | A | A | A |  | CO | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000091765 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | The file is missing copy of Insurance verification and Tax Verification . |  |  |  | Reviewer Comment (2025-10-17): Cleared- tax/ins received<br>Seller Comment (2025-10-17): Comment from XXXX (XXXX): See attached<br>Reviewer Comment (2025-10-15): Please provide the Insurance verification and Tax Verification for this property. Exception remains<br>Seller Comment (2025-10-15): Comment from XXXX (XXXX): Purchase Contract for XXXX home attached | 10/17/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CO | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000092807 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/13/2025 | 2 | A | A | A | A | A | A |  | OH | Investment | Refinance - Cash-out - Other | D C A | N/A | N/A | No |
| XXXXX | 4000092807 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien files |  |  |  | Reviewer Comment (2025-10-13): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | OH | Investment | Refinance - Cash-out - Other | D C A | N/A | N/A | No |
| XXXXX | 4000092807 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien files |  |  |  | Reviewer Comment (2025-10-13): Client elects to waive |  |  | 10/13/2025 | 2 | A | A | A | A | B | B |  | OH | Investment | Refinance - Cash-out - Other | D C A | N/A | N/A | No |
| XXXXX | 4000092807 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  |  |  |  |  | Reviewer Comment (2025-10-15): Cleared with closing docs from new heloc<br>Seller Comment (2025-10-15): Comment from XXXX (XXXX): Please see attached | 10/15/2025 |  |  | 1 | C | A C | C | A C | C | A |  | OH | Investment | Refinance - Cash-out - Other | D C A | N/A | N/A | No |
| XXXXX | 4000093433 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/14/2025 | 2 | A | A | A | A | A | A |  | NH | Investment | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000093433 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. |  |  |  | Reviewer Comment (2025-10-14): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | NH | Investment | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000093433 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-14): Accepted as is. |  |  | 10/14/2025 | 2 | A | A | A | A | B | B |  | NH | Investment | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000093791 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-15): Accepted as is. |  |  | 10/15/2025 | 2 | A | A | A | A | B | B |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000093791 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-15): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000093791 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/15/2025 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000094823 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-15): Accepted as is. |  |  | 10/15/2025 | 2 | A | A | A | A | B | B |  | AZ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000094823 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-15): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | AZ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000094823 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/15/2025 | 2 | A | A | A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000094871 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/16/2025 | 2 | A | A | A | A | A | A |  | MA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000094871 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-31): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | MA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000094871 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-16): Accepted as is. |  |  | 10/16/2025 | 2 | A | A | A | A | B | B |  | MA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000093823 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/16/2025 | 2 | A | A | A | A | A | A |  | CO | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000093823 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | XXXX AVM dated XXXX in file. A secondary valuation was not located in file. |  |  |  | Reviewer Comment (2025-10-16): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CO | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000093823 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | XXXX AVM dated XXXX. The Application date is XXXX. The Note date is XXXX. |  |  |  | Reviewer Comment (2025-10-16): Accepted as is. |  |  | 10/16/2025 | 2 | A | A | A | A | B | B |  | CO | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000093496 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-16): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000093496 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-16): Accepted as is. |  |  | 10/16/2025 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000093496 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/16/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000093496 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Hazard Insurance Coverage Amount is insufficient. Coverage is short $XXXX. |  |  |  | Reviewer Comment (2025-10-16): Received, Clearing.<br>Seller Comment (2025-10-16): Comment from XXXX (XXXX): Please see attached. | 10/16/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000094394 | XXXXX |  | XXXXX |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  | Reviewer Comment (2025-10-17): Received, Clearing.<br>Seller Comment (2025-10-17): Comment from XXXX (XXXX): THIS LOAN IS O&E POLICY | 10/17/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NJ | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000094394 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/16/2025 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000094394 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien files |  |  |  | Reviewer Comment (2025-10-16): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | NJ | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000094394 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien files |  |  |  | Reviewer Comment (2025-10-16): Accepted as is. |  |  | 10/16/2025 | 2 | A | A | A | A | B | B |  | NJ | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000094394 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | 1003 Final is missing. |  |  |  | Reviewer Comment (2025-10-29): Received, Clearing.<br>Seller Comment (2025-10-29): Comment from XXXX (XXXX): FINAL 1003 | 10/29/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NJ | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000095997 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/16/2025 | 2 | A | A | A | A | A | A |  | MI | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000095997 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-16): Accepted as is. |  |  | 10/16/2025 | 2 | A | A | A | A | B | B |  | MI | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000095997 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-16): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | MI | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000091266 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-16): Accepted as is. |  |  | 10/16/2025 | 2 | A | A | A | A | B | B |  | TN | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000091266 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/16/2025 | 2 | A | A | A | A | A | A |  | TN | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000091266 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-10-16): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | TN | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000092777 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/17/2025 | 2 | A | A | A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000095174 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | File did not contain an estimated cost to replace from insurer. Coverage is insufficient by XXXX |  |  |  | Reviewer Comment (2025-10-20): Received, Clearing.<br>Seller Comment (2025-10-20): Comment from XXXX (XXXX): Please see the last page where the agent confirm RCE is included | 10/20/2025 |  |  | 1 | C | A C | C | A C | C | A |  | SC | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000095174 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/17/2025 | 2 | A | A | A | A | A | A |  | SC | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000095174 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No secondary valuation was provided. Sec ID: 56 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-03-03): Accepted as is.<br>Reviewer Comment (2026-03-03): .<br>Reviewer Comment (2025-10-17): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D |  |  | SC | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000095174 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-17): Accepted as is. |  |  | 10/17/2025 | 2 | A | A | A | A | B | B |  | SC | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000095174 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | Self-Employed Tax Return Recency - ATR | Ability to Repay (Dodd-Frank 2014): Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date XXXX, Most Recent Tax Return End Date XXXX, Tax Return Due Date XXXX. | Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date XXXX, Most Recent Tax Return End Date XXXX, Tax Return Due Date XXXX. (XXXX,XXXX, XXXX/Schedule C) |  |  |  | Reviewer Comment (2025-10-17): Accepted as is. |  |  | 10/17/2025 | 2 | B | B | B | B | B | B |  | SC | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000093462 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/17/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000093462 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-17): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000093462 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-17): Accepted as is. |  |  | 10/17/2025 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000093462 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2025-10-21): Received, Clearing.<br>Seller Comment (2025-10-21): Comment from XXXX (XXXX): See attached 1008.<br>Reviewer Comment (2025-10-20): The exception cited is for the approval or 1008 document. Exception remains.<br>Seller Comment (2025-10-20): Comment from XXXX (XXXX): See attached PCI and AVM report. We did not need a full appraisal. | 10/21/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000093071 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/17/2025 | 2 | A | A | A | A | A | A |  | UT | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000094609 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/17/2025 | 2 | A | A | A | A | A | A |  | IL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000094609 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No secondary valuation was provided. Sec ID: 56 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-17): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | IL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000094609 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-17): Accepted as is. |  |  | 10/17/2025 | 2 | A | A | A | A | B | B |  | IL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000092229 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-17): Accepted as is. |  |  | 10/17/2025 | 2 | A | A | A | A | B | B |  | MD | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000092229 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-17): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | MD | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000092229 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/17/2025 | 2 | A | A | A | A | A | A |  | MD | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000096292 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/20/2025 | 2 | A | A | A | A | A | A |  | FL | Investment | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000096292 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2025-10-20): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | FL | Investment | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000096292 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2025-10-20): Client elects to waive |  |  | 10/20/2025 | 2 | A | A | A | A | B | B |  | FL | Investment | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000094784 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2025-10-17): Received Fraud Report. Exception cleared.<br>Seller Comment (2025-10-17): Comment from XXXX (XXXX): Please see attached. | 10/17/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NV | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000094784 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/17/2025 | 2 | A | A | A | A | A | A |  | NV | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000094784 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-31): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | NV | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000094784 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-17): Accepted as is. |  |  | 10/17/2025 | 2 | A | A | A | A | B | B |  | NV | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000094784 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  |  |  |  |  | Reviewer Comment (2025-10-17): Received Fraud Report. Exception cleared.<br>Seller Comment (2025-10-17): Comment from XXXX (XXXX): Please see attached. | 10/17/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NV | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000089679 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/20/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000089679 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-20): Client elects to waive |  |  | 10/20/2025 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000089679 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2025-10-20): Accepted as is based on meeting more than three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000095215 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/21/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000095215 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-10-21): Accepted as is based on meeting more than three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000095215 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided with an effective date between application date and note date. |  |  |  | Reviewer Comment (2025-10-21): Accepted as is. |  |  | 10/21/2025 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000095700 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-21): Accepted as is. |  |  | 10/21/2025 | 2 | A | A | A | A | B | B |  | MA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000095700 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/21/2025 | 2 | A | A | A | A | A | A |  | MA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000095700 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2025-10-21): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | MA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000093557 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided |  | Hazard Insurance Policy not provided for subject property |  |  |  | Reviewer Comment (2025-10-21): Received, cleared<br>Seller Comment (2025-10-21): Comment from XXXX (XXXX): Please see attached. | 10/21/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Investment | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000093557 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/21/2025 | 2 | A | A | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000093557 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-21): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CA | Investment | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000093557 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-21): Accepted as is. |  |  | 10/21/2025 | 2 | A | A | A | A | B | B |  | CA | Investment | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000093557 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | VVOE is missing for borrower income |  |  |  | Reviewer Comment (2025-10-21): Received, cleared<br>Seller Comment (2025-10-21): Comment from XXXX (XXXX): Please see attached. | 10/21/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Investment | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000093557 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of XXXX. | Originator Loan Designation of Non-QM does not match Due Diligence Loan Designation of ATR Fail. |  |  |  | Reviewer Comment (2025-10-21): Received VVOE dated within XXXX days of closing<br>Buyer Comment (2025-10-21): Comment from XXXX (XXXX): Please provide clarification for which document is required? | 10/21/2025 |  |  | 1 | B | A C | B | A C | B | A |  | CA | Investment | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status D C | Non QM | Non QM | Yes |
| XXXXX | 4000093557 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - W-2 | Ability to Repay (Dodd-Frank 2014): Unable to verify current Wages/W-2 employment status using reasonably reliable third-party records. | VVOE is missing for borrower employment |  |  |  | Reviewer Comment (2025-10-21): Received VVOE dated within XXXX days of closing<br>Buyer Comment (2025-10-21): Comment from XXXX (XXXX): Please see attached. | 10/21/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Investment | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000093557 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | VVOE is missing for borrower employment |  |  |  | Reviewer Comment (2025-10-21): Received VVOE dated within XXXX days of closing<br>Buyer Comment (2025-10-21): Comment from XXXX (XXXX): Please see attached. | 10/21/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Investment | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000093557 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | VVOE is missing for borrower employment |  |  |  | Reviewer Comment (2025-10-21): Received VVOE dated within XXXX days of closing | 10/21/2025 |  |  | 1 | A | A | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000093911 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/21/2025 | 2 | A | A | A | A | A | A |  | SC | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000093911 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 |  |  |  |  |  | Reviewer Comment (2025-10-21): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | SC | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000093911 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien files |  |  |  | Reviewer Comment (2025-10-21): Accepted as is. |  |  | 10/21/2025 | 2 | A | A | A | A | B | B |  | SC | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000093911 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien files |  |  |  | Reviewer Comment (2025-10-21): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | SC | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000093315 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/21/2025 | 2 | A | A | A | A | A | A |  | MA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000093315 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. |  |  |  | Reviewer Comment (2025-10-21): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | MA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000093315 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. |  |  |  | Reviewer Comment (2025-10-21): Accepted as is. |  |  | 10/21/2025 | 2 | A | A | A | A | B | B |  | MA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000095395 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/21/2025 | 2 | A | A | A | A | A | A |  | MO | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000095395 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-21): Accepted as is based on meeting more than three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | MO | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000095395 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-21): Accepted as is. |  |  | 10/21/2025 | 2 | A | A | A | A | B | B |  | MO | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000091906 | XXXXX |  | XXXXX |  | Credit | Hazard Insurance | Document Error | Hazard Insurance | Hazard Insurance policy does not list Lender or Servicer and its successors and assigns, per guideline requirements. |  |  |  |  |  | Reviewer Comment (2025-10-24): Received, Clearing.<br>Seller Comment (2025-10-23): Comment from XXXX (XXXX): Please see attached<br>Reviewer Comment (2025-10-23): Policy does not list XXXX/XXXX for XXXX c/o XXXX. Exception remains.<br>Seller Comment (2025-10-23): Comment from XXXX (XXXX): Please see last page of policy | 10/24/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NH | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000091906 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/21/2025 | 2 | A | A | A | A | A | A |  | NH | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000091906 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-21): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | NH | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000091906 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-21): Accepted as is. |  |  | 10/21/2025 | 2 | A | A | A | A | B | B |  | NH | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000096727 | XXXXX |  | XXXXX |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  | Reviewer Comment (2025-10-23): Received, Clearing.<br>Buyer Comment (2025-10-23): Comment from XXXX (XXXX): THIS FILE HAS XXXX REPORT THERE IS NO TITLE | 10/23/2025 |  |  | 1 | C | A C | C | A C | C | A |  | MI | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 4000096727 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/21/2025 | 2 | A | A | A | A | A | A |  | MI | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 4000096727 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-21): Accepted as is based on meeting two XXXXrequirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | MI | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 4000096727 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-21): Accepted as is. |  |  | 10/21/2025 | 2 | A | A | A | A | B | B |  | MI | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 4000095516 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/22/2025 | 2 | A | A | A | A | A | A |  | AZ | Investment | Refinance - Cash-out - Other | D A | Non QM | N/A | No |
| XXXXX | 4000095516 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No secondary valuation was provided. Sec ID: 56 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-22): Accepted as is based on meeting three XXXXrequirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | AZ | Investment | Refinance - Cash-out - Other | D A | Non QM | N/A | No |
| XXXXX | 4000095516 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-22): Accepted as is. |  |  | 10/22/2025 | 2 | A | A | A | A | B | B |  | AZ | Investment | Refinance - Cash-out - Other | D A | Non QM | N/A | No |
| XXXXX | 4000095156 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/23/2025 | 2 | A | A | A | A | A | A |  | NH | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000095156 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-23): Accepted as is based on meeting more than three XXXXrequirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | NH | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000095156 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-23): Accepted as is. |  |  | 10/23/2025 | 2 | A | A | A | A | B | B |  | NH | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000093142 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  | PDI ordered XXXX |  |  |  | Reviewer Comment (2025-10-27): Received, Clearing. | 10/27/2025 |  |  | 1 | C | A C | C | A C | C | A |  | OK | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000093142 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-23): Accepted as is. |  |  | 10/23/2025 | 2 | A | A | A | A | B | B |  | OK | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000093142 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-23): Accepted as is based on meeting three XXXXrequirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | OK | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000093142 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/23/2025 | 2 | A | A | A | A | A | A |  | OK | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000093142 | XXXXX |  | XXXXX |  | Property | Valuation | General | Valuation | Valuation Product pending |  | XXXX / Post Disaster Inspection + XXXX - 5 Days |  |  |  | Reviewer Comment (2025-10-27): Received, Clearing.<br>Reviewer Comment (2025-10-26): Valuation Received - XXXX | 10/27/2025 |  |  | 1 | A | A | A | A | A | A |  | OK | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000094594 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/23/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000094594 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-10-23): Accepted as is based on meeting three XXXXrequirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000094594 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided with an effective date between application date and note date. |  |  |  | Reviewer Comment (2025-10-23): Accepted as is. |  |  | 10/23/2025 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000090822 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-23): Accepted as is. |  |  | 10/23/2025 | 2 | A | A | A | A | B | B |  | DE | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000090822 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-23): Accepted as is based on meeting three XXXXrequirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | DE | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000090822 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/23/2025 | 2 | A | A | A | A | A | A |  | DE | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000090822 | XXXXX |  | XXXXX |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  | Reviewer Comment (2025-10-23): Title search received, exception cleared<br>Seller Comment (2025-10-23): Comment from XXXX (XXXX): Please see attached. | 10/23/2025 |  |  | 1 | C | A C | C | A C | C | A |  | DE | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000096396 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Coverage must equal the Unpaid principal balance ("UPB") of all existing liens including the subject 2nd lien. $XXXX + $XXXX = $XXXX. The coverage amount is $XXXX and short $XXXX. The policy indicates there is extended replacement cost, however the actual amount is not provided. |  |  |  | Reviewer Comment (2025-10-23): RCE provided. Cleared.<br>Seller Comment (2025-10-23): Comment from XXXX (XXXX): Please see attached. | 10/23/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000096396 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien files |  |  |  | Reviewer Comment (2025-10-23): Accepted as is based on meeting three XXXXrequirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000096396 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien files |  |  |  | Reviewer Comment (2025-10-23): Accepted as is. |  |  | 10/23/2025 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000096396 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/23/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000093293 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/23/2025 | 2 | A | A | A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000092471 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/23/2025 | 2 | A | A | A | A | A | A |  | WA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000092471 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-23): Accepted as is based on meeting three XXXXrequirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | WA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000092471 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-23): Accepted as is. |  |  | 10/23/2025 | 2 | A | A | A | A | B | B |  | WA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000096036 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/23/2025 | 2 | A | A | A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000096036 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-23): Accepted as is based on meeting three XXXXrequirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | GA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000096036 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-23): Accepted as is. |  |  | 10/23/2025 | 2 | A | A | A | A | B | B |  | GA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000095311 | XXXXX |  | XXXXX |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  | Reviewer Comment (2025-10-27): Received, Clearing.<br>Seller Comment (2025-10-27): Comment from XXXX (XXXX): title commitment with first lien mortgage | 10/27/2025 |  |  | 1 | C | A C | C | A C | C | A |  | MA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000095311 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/24/2025 | 2 | A | A | A | A | A | A |  | MA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000095311 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided |  | Verification of Homeowners insurance was not provided. |  |  |  | Reviewer Comment (2025-10-27): Received, Clearing.<br>Seller Comment (2025-10-27): Comment from XXXX(XXXX): HOI | 10/27/2025 |  |  | 1 | C | A C | C | A C | C | A |  | MA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000095311 | XXXXX |  | XXXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Legal Description not provided |  |  |  |  |  | Reviewer Comment (2025-10-27): Received, Clearing.<br>Seller Comment (2025-10-27): Comment from XXXX (XXXX): Security Instrument w/Legal Description (last page) | 10/27/2025 |  |  | 1 | C | A C | C | A C | C | A |  | MA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000095311 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Closing / Title | Missing Document | Missing Document: Security Instrument - Subject Lien not provided |  |  |  |  |  | Reviewer Comment (2025-10-27): Received, Clearing.<br>Seller Comment (2025-10-27): Comment from XXXX(XXXX): title commitment with subject lien mortgage (page XXXX) | 10/27/2025 |  |  | 1 | D | A D | D | A D | D | A |  | MA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000095311 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Hazard Insurance Policy expires within 90 days of the Note Date. | Hazard Insurance Policy Expiration Date ___, Note Date ___ |  |  |  |  | Reviewer Comment (2025-10-27): Accepted as is. |  |  | 10/27/2025 | 2 |  | B |  | B |  | B |  | MA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000096322 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-23): Accepted as is based on meeting more than three XXXX requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | MA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000096322 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-23): Accepted as is. |  |  | 10/23/2025 | 2 | A | A | A | A | B | B |  | MA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000096322 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/23/2025 | 2 | A | A | A | A | A | A |  | MA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000093087 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-27): Accepted as is. |  |  | 10/27/2025 | 2 | A | A | A | A | B | B |  | CA | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000093087 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/27/2025 | 2 | A | A | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000093087 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-10-27): Accepted as is based on meeting three XXXX requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CA | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000095500 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of XXXX. | Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. |  |  |  | Reviewer Comment (2025-11-03): Received, Clearing.<br>Seller Comment (2025-11-03): Comment from XXXX(XXXX): CREDIT SUPPLEMENT AND MORTGAGE ST<br>Reviewer Comment (2025-10-28): Please provided the mortgage statement from first lien.<br>Seller Comment (2025-10-28): Comment from XXXX (XXXX): corrected XXXX | 11/03/2025 |  |  | 1 | B | A C | B | A C | B | A |  | PA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| XXXXX | 4000095500 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM DTIs match and both moderately exceed Guidelines | Ability to Repay (Dodd-Frank 2014): The DTI calculated in accordance with the Lenders Guidelines and 1026.43(c)(5) of XXXX% moderately exceeds the guideline maximum of XXXX%. (DTI Exception is eligible to be regraded with compensating factors.) | The lender qualified with a Frist mortgage P&I of $XXXX. The mortgage statement for the first lien was not provided, the credit report and final 1003 list the payment of $XXXX. |  |  |  | Reviewer Comment (2025-11-03): Received, Clearing.<br>Seller Comment (2025-11-03): Comment from XXXX (FXXXX): CREDIT SUPPLEMENT AND MORTGAGE ST<br>Reviewer Comment (2025-10-28): Please provided the mortgage statement from first lien.<br>Seller Comment (2025-10-28): Comment from XXXX (XXXX): corrected XXXX | 11/03/2025 |  |  | 1 | C | A C | C | A C | C | A |  | PA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000095500 | XXXXX |  | XXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | The lender qualified with a Frist mortgage P&I of $XXXX. The mortgage statement for the first lien was not provided, the credit report and final 1003 list the payment of $XXXX. |  |  |  | Reviewer Comment (2025-11-03): Received, Clearing.<br>Seller Comment (2025-11-03): Comment from XXXX (XXXX): CREDIT SUPPLEMENT AND MORTGAGE ST<br>Reviewer Comment (2025-10-28): Please provided the mortgage statement from first lien.<br>Seller Comment (2025-10-28): Comment from XXXX (XXXX): corrected XXXX | 11/03/2025 |  |  | 1 | C | A C | C | A C | C | A |  | PA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000095500 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-27): Accepted as is. |  |  | 10/27/2025 | 2 | A | A | A | A | B | B |  | PA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000095500 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-27): Accepted as is based on meeting two XXXX requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | PA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000095500 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/27/2025 | 2 | A | A | A | A | A | A |  | PA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000095500 | XXXXX |  | XXXXX |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  | Final title policy is missing. |  |  |  | Reviewer Comment (2025-11-03): Received, Clearing.<br>Buyer Comment (2025-11-03): Comment from XXXX(XXXX): this was cleared once already by XXXX - they said I would need to point this out to you all again - this is a XXXXMortgage product that does NOT Require a title commitment- the XXXX Report is what is acceptable - THIS was UPLOADED to you on PG XXXXof the CLOSING PACKAGE UPLOADED<br>Reviewer Comment (2025-10-28): Please provide a title report.<br>Buyer Comment (2025-10-28): Comment from XXXX (XXXX): Per UW - This second mortgage product does not require a Title Commitment. And XXXX Report is acceptable. That is what we obtained here. You should have this in closing docs <br> it was uploaded to you on page XXXXof the closing package<br>this was missing originally and has cleared once with you all | 11/03/2025 |  |  | 1 | C | A C | C | A C | C | A |  | PA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000095500 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Based on the loan failing one or more guideline components, the loan is at ATR risk, due to the DTI exceeding XXXX%. |  |  |  | Reviewer Comment (2025-11-03): Received, Clearing.<br>Seller Comment (2025-11-03): Comment from XXXX (XXXX): CREDIT SUPPLEMENT AND MORTGAGE ST<br>Reviewer Comment (2025-10-28): Please provided the mortgage statement from first lien.<br>Seller Comment (2025-10-28): Comment from XXXX (XXXX): corrected XXXX | 11/03/2025 |  |  | 1 | C | A C | C | A C | C | A |  | PA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000095500 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Mortgage Statement(s) not provided |  | Missing first lien note or mortgage statement to confirm first lien P&I payment |  |  |  | Reviewer Comment (2025-11-03): Received, Clearing.<br>Seller Comment (2025-11-03): Comment from XXXX (XXXX): CREDIT SUPPLEMENT AND MORTGAGE ST<br>Reviewer Comment (2025-10-28): Please provided the mortgage statement from first lien.<br>Seller Comment (2025-10-28): Comment from XXXX (XXXX): NOTE | 11/03/2025 |  |  | 1 | C | A C | C | A C | C | A |  | PA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000095892 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-27): Accepted as is based on meeting three XXXX requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | IL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000095892 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-27): Accepted as is. |  |  | 10/27/2025 | 2 | A | A | A | A | B | B |  | IL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000095892 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/27/2025 | 2 | A | A | A | A | A | A |  | IL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000094628 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/27/2025 | 2 | A | A | A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000094628 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  |  |  |  |  | Reviewer Comment (2025-11-03): Received, Clearing.<br>Seller Comment (2025-11-03): Comment from XXXX (XXXX): Please see attached<br>Reviewer Comment (2025-10-28): Received VVOE with incomplete details and without signature. Exception remains.<br>Seller Comment (2025-10-28): Comment from XXXX (XXXX): Please see attached | 11/03/2025 |  |  | 1 | C | A C | C | A C | C | A |  | GA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000097372 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/27/2025 | 2 | A | A | A | A | A | A |  | VA | Second Home | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000097372 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. |  |  |  | Reviewer Comment (2025-10-27): Accepted as is based on meeting three XXXXrequirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | VA | Second Home | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000097372 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date |  |  |  | Reviewer Comment (2025-10-27): Accepted as is. |  |  | 10/27/2025 | 2 | A | A | A | A | B | B |  | VA | Second Home | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000093086 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/28/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000093086 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-28): Accepted as is based on meeting two XXXXrequirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000093086 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-28): Accepted as is. |  |  | 10/28/2025 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000097704 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/28/2025 | 2 | A | A | A | A | A | A |  | UT | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| XXXXX | 4000097704 | XXXXX |  | XXXXX |  | Credit | Property - Appraisal | Property Eligibility - Subject and Improvements | Property - Appraisal | Log homes are ineligible per guidelines. |  |  |  |  |  | Reviewer Comment (2025-10-31): Updated appraisal with commentary as to exterior being log siding. Cleared.<br>Seller Comment (2025-10-31): Comment from XXXX (XXXX): See page XXXX of report, appraiser states that exterior is log siding<br>Reviewer Comment (2025-10-29): Please have the appraiser document this in the appraisal.<br>Seller Comment (2025-10-29): Comment from XXXX (XXXX): Not a true log home | 10/31/2025 |  |  | 1 | C | A C | C | A C | C | A |  | UT | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| XXXXX | 4000095912 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/28/2025 | 2 | A | A | A | A | A | A |  | CO | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000095912 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-31): Accepted as is based on meeting three XXXX requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CO | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000095912 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-28): Accepted as is. |  |  | 10/28/2025 | 2 | A | A | A | A | B | B |  | CO | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000096813 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-28): Accepted as is. |  |  | 10/28/2025 | 2 | A | A | A | A | B | B |  | NY | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000096813 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-28): Accepted as is based on meeting three XXXX requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | NY | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000096813 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/28/2025 | 2 | A | A | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000096770 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/29/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000096770 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-10-29): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000096770 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided with an effective date between application date and note date. |  |  |  | Reviewer Comment (2025-10-29): Accepted as is. |  |  | 10/29/2025 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000097096 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/29/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000097096 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-29): Accepted as is based on meeting two XXXX requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000097096 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-29): Accepted as is. |  |  | 10/29/2025 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000097043 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-31): Accepted as is. |  |  | 10/31/2025 | 2 | A | A | A | A | B | B |  | TN | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000097043 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-31): Accepted as is based on meeting two XXXX requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | TN | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000097043 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/31/2025 | 2 | A | A | A | A | A | A |  | TN | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000095144 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/31/2025 | 2 | A | A | A | A | A | A |  | TN | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000096562 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note - Senior Lien not provided |  | Note - Senior Lien is missing, Unable to Verify Interest Rate for Senior Lien. |  |  |  | Reviewer Comment (2025-11-03): Received, Clearing.<br>Seller Comment (2025-11-03): Comment from XXXX (XXXX): Please see attached. | 11/03/2025 |  |  | 1 | D | A D | D | A D | D | A |  | NV | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000096562 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  | Approval is missing. |  |  |  | Reviewer Comment (2025-11-03): Received, Clearing.<br>Seller Comment (2025-11-03): Comment from XXXX (XXXX): Please see attached. | 11/03/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NV | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000096562 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/03/2025 | 2 | A | A | A | A | A | A |  | NV | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000096562 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-11-03): Accepted as is based on meeting two XXXX requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | NV | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000096562 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided with an effective date between application date and note date. |  |  |  | Reviewer Comment (2025-11-03): Accepted as is. |  |  | 11/03/2025 | 2 | A | A | A | A | B | B |  | NV | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000097025 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/31/2025 | 2 | A | A | A | A | A | A |  | SD | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000097025 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien files |  |  |  | Reviewer Comment (2025-10-31): Accepted as is based on meeting three XXXXrequirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | SD | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000097025 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien files |  |  |  | Reviewer Comment (2025-10-31): Accepted as is. |  |  | 10/31/2025 | 2 | A | A | A | A | B | B |  | SD | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000096031 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-31): Accepted as is. |  |  | 10/31/2025 | 2 | A | A | A | A | B | B |  | NC | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| XXXXX | 4000096031 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | For loans >=$XXXX & <=$XXXXk with a CLTV >XXXX%, XXXX would require an Appraisal. AVM provided. | Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-12-16): Client elects to waive with compensating factors<br>Reviewer Comment (2025-12-11): No response back as of yet so it will stay open pending response.<br>Buyer Comment (2025-12-11): Comment from XXXX(XXXX): Please escalate with XXXX. They confirmed this will be cleared over email<br>Reviewer Comment (2025-11-24): Part of the overlays provided by the buyer:<br> XXXX<br> ▪ XXXX will accept XXXX&XXXXon $>=$XXXX-<=$XXXXso long as the CLTV is <=XXXX% LTV.<br> ▪ For loans >=$XXXX& <=$XXXXwith a CLTV <=XXXX%, no restrictions/overlays from XXXX (IE<br> we would accept these even with just an AVM)…Eligible for XXXX% of locks<br> ▪ For loans >=$XXXX& <=$XXXXwith a CLTV >XXXX%, XXXX would require an Appraisal.<br> ▪ Loans with XXXXdesignation require an Interior Appraisal (CES)<br> ▪ Rural CES are not allowed. If marked rural on appraisal or other valuation, NLY will not<br> purchase<br> ▪ Rural HELOCs are allowed and must conform to Better criteria in their guides<br>Seller Comment (2025-11-24): Comment from XXXX(XXXX): Please see snip of the guides. Can you quote where the XXXX% LTV issue is?<br>Reviewer Comment (2025-11-14): For loans >=$XXXX& <=$XXXXwith a CLTV <=XXXX%, CLTV = XXXX% Exception remains.,<br>Buyer Comment (2025-11-14): Comment from XXXX(XXXX): Please review the HELOC guidelines. This is second lien with loan amount $XXXX. We should be good with just an AVM. Please waive |  |  | 12/16/2025 | 3 | N/A | N/A | N/A | N/A | D |  |  | NC | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| XXXXX | 4000096031 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/31/2025 | 2 | A | A | A | A | A | A |  | NC | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| XXXXX | 4000096031 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on XXXX, prior to three (3) business days from transaction date of XXXX. |  |  |  |  | Reviewer Comment (2025-11-07): Received, Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form.<br>Seller Comment (2025-11-06): Comment from XXXX (XXXX): We are reopening rescission to resolve this<br>Reviewer Comment (2025-11-06): XXXXsignature date would result in an eligible disbursement date of XXXX<br>Buyer Comment (2025-11-05): Comment from XXXX (XXXX): The borrower received the FCD on XXXXbut they did not sign until XXXX<br>Reviewer Comment (2025-11-05): Please provide the borrower signed CD.<br>Seller Comment (2025-11-04): Comment from XXXX(XXXX: Please see bottom right corner the of FCD. The FCD was generated XXXX and received by the borrower on XXXXPlease waive |  | 11/07/2025 |  | 2 | C | B C | C | B C | C | B |  | NC | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B C | Non QM | Non QM | Yes |
| XXXXX | 4000096031 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date | Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). |  |  |  |  | Reviewer Comment (2025-11-07): Received, Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form.<br>Seller Comment (2025-11-06): Comment from XXXX (XXXX): We are reopening rescission<br>Reviewer Comment (2025-11-06): XXXX signature date would result in an eligible disbursement date of XXXX.<br>Buyer Comment (2025-11-05): Comment from XXXX (XXXX): Please escalate for review. The borrower received the FCD on XXXXbut they did not sign until XXXX<br>Reviewer Comment (2025-11-05): Please provide the borrower signed CD.<br>Seller Comment (2025-11-04): Comment from XXXX(XXXX): Please see bottom right corner the of FCD. The FCD was generated XXXX and received by the borrower on XXXX Please waive |  | 11/07/2025 |  | 2 | C | B C | C | B C | C | B |  | NC | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B C | Non QM | Non QM | Yes |
| XXXXX | 4000097173 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/31/2025 | 2 | A | A | A | A | A | A |  | AR | Primary | Refinance - Cash-out - Other | D A C B | Non QM | Non QM | No |
| XXXXX | 4000097173 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-31): Accepted as is. |  |  | 10/31/2025 | 2 | A | A | A | A | B | B |  | AR | Primary | Refinance - Cash-out - Other | D A C B | Non QM | Non QM | No |
| XXXXX | 4000097173 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-10-31): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | AR | Primary | Refinance - Cash-out - Other | D A C B | Non QM | Non QM | No |
| XXXXX | 4000097173 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on XXXX, prior to three (3) business days from transaction date of XXXX. | Subject loan transaction disbursed on XXXX, prior to three (3) business days from transaction date of XXXX. |  |  |  | Reviewer Comment (2025-10-31): Updated disbursement date provided. Cleared.<br>Seller Comment (2025-10-31): Comment from XXXX (XXXX): Please see attached. | 10/31/2025 |  |  | 1 | C | A C | C | A C | C | A |  | AR | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Non QM | Non QM | Yes |
| XXXXX | 4000097173 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | Compliance | 90 Day RNY has been discontinued effective June 1, 2024. Most recent available index value used for bona fide discount point testing. |  |  |  |  |  | Reviewer Comment (2025-10-31): Accepted as is. |  |  | 10/31/2025 | 2 | B | B | B | B | B | B |  | AR | Primary | Refinance - Cash-out - Other | D A C B | Non QM | Non QM | No |
| XXXXX | 4000095291 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-31): Accepted as is. |  |  | 10/31/2025 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000095291 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-31): Accepted as is based on meeting three XXXX requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000095291 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/31/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000097762 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 10/31/2025 | 2 | A | A | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | D B A | N/A | N/A | No |
| XXXXX | 4000097762 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2026-03-03): Accepted as is.<br>Reviewer Comment (2026-03-03): .<br>Reviewer Comment (2025-10-31): Accepted as is based on meeting three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D |  |  | CA | Investment | Refinance - Cash-out - Other | D B A | N/A | N/A | No |
| XXXXX | 4000097762 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2025-10-31): Accepted as is. |  |  | 10/31/2025 | 2 | A | A | A | A | B | B |  | CA | Investment | Refinance - Cash-out - Other | D B A | N/A | N/A | No |
| XXXXX | 4000097709 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/03/2025 | 2 | A | A | A | A | A | A |  | NC | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000097709 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-11-03): Accepted as is based on meeting three XXXX requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | NC | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000097709 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided with an effective date between application date and note date. |  |  |  | Reviewer Comment (2025-11-03): Accepted as is. |  |  | 11/03/2025 | 2 | A | A | A | A | B | B |  | NC | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000095129 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/03/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000095129 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-11-03): Accepted as is based on meeting two XXXX requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000095129 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided with an effective date between application date and note date. |  |  |  | Reviewer Comment (2025-11-03): Accepted as is. |  |  | 11/03/2025 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000096464 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/03/2025 | 2 | A | A | A | A | A | A |  | MD | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000096464 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-11-03): Accepted as is based on meeting more than three XXXX requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | MD | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000096464 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-11-03): Accepted as is. |  |  | 11/03/2025 | 2 | A | A | A | A | B | B |  | MD | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000095923 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/03/2025 | 2 | A | A | A | A | A | A |  | SC | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000095923 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2025-11-03): Accepted as is based on meeting more than three XXXX requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | SC | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000095923 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-11-03): Accepted as is. |  |  | 11/03/2025 | 2 | A | A | A | A | B | B |  | SC | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000095683 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of XXXX. | Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. |  |  |  | Reviewer Comment (2025-11-03): Received, Clearing. | 11/03/2025 |  |  | 1 | B | A C | B | A C | B | A |  | SD | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status D C | Non QM | Non QM | Yes |
| XXXXX | 4000095683 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - W-2 | Ability to Repay (Dodd-Frank 2014): Unable to verify current Wages/W-2 employment status using reasonably reliable third-party records. | Missing most recent paystub or WVOE for borrower 1 |  |  |  | Reviewer Comment (2025-11-03): Received, Clearing.<br>Seller Comment (2025-11-03): Comment from XXXX (XXXX): Please see attached. | 11/03/2025 |  |  | 1 | C | A C | C | A C | C | A |  | SD | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000095683 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - W-2 | Ability to Repay (Dodd-Frank 2014): Unable to verify current Wages/W-2 employment status using reasonably reliable third-party records. | Missing VOE dated within 10 days of closing for borrower 2 |  |  |  | Reviewer Comment (2025-11-03): Received, Clearing.<br>Seller Comment (2025-11-03): Comment from XXXX (XXXX): Please see attached. | 11/03/2025 |  |  | 1 | C | A C | C | A C | C | A |  | SD | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000095683 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | General Ability-to-Repay requirements not satisfied. |  |  |  | Reviewer Comment (2025-11-03): Received, Clearing. | 11/03/2025 |  |  | 1 | A | A | A | A | A | A |  | SD | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000095683 | XXXXX |  | XXXXX |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  | Title Evidence is Missing |  |  |  | Reviewer Comment (2025-11-03): Received, Clearing.<br>Seller Comment (2025-11-03): Comment from XXXX (XXXX): Please see attached. | 11/03/2025 |  |  | 1 | C | A C | C | A C | C | A |  | SD | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000095683 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/03/2025 | 2 | A | A | A | A | A | A |  | SD | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000095683 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. |  |  |  | Reviewer Comment (2025-11-03): Accepted as is based on meeting more than three XXXX requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | SD | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000095683 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date |  |  |  | Reviewer Comment (2025-11-03): Accepted as is. |  |  | 11/03/2025 | 2 | A | A | A | A | B | B |  | SD | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000095683 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | Income Documents are Missing for Borrower |  |  |  | Reviewer Comment (2025-11-03): Received, Clearing.<br>Seller Comment (2025-11-03): Comment from XXXX(XXXX): Please see attached. | 11/03/2025 |  |  | 1 | C | A C | C | A C | C | A |  | SD | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000095683 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Based on the loan failing one or more guideline components, the loan is at ATR risk. |  |  |  | Reviewer Comment (2025-11-03): Received, Clearing. | 11/03/2025 |  |  | 1 | C | A C | C | A C | C | A |  | SD | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000095683 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | VVOE is Missing |  |  |  | Reviewer Comment (2025-11-03): Received, Clearing.<br>Seller Comment (2025-11-03): Comment from XXXX (XXXX): Please see attached. | 11/03/2025 |  |  | 1 | C | A C | C | A C | C | A |  | SD | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000095683 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  | Verification(s) of employment is not provided |  |  |  | Reviewer Comment (2025-11-03): Received, Clearing.<br>Buyer Comment (2025-11-03): Comment from XXXX (XXXX): Please see attached. | 11/03/2025 |  |  | 1 | C | A C | C | A C | C | A |  | SD | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000095683 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  | Verification(s) of employment is not provided |  |  |  | Reviewer Comment (2025-11-03): Received, Clearing.<br>Buyer Comment (2025-11-03): Comment from XXXX(XXXX): Please see attached. | 11/03/2025 |  |  | 1 | C | A C | C | A C | C | A |  | SD | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000096932 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/03/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 4000096932 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. |  |  |  | Reviewer Comment (2025-11-03): Accepted as is based on meeting more than three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 4000096932 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-11-03): Accepted as is. |  |  | 11/03/2025 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 4000096234 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/03/2025 | 2 | A | A | A | A | A | A |  | WA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000096234 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No secondary valuation was provided. Sec ID: 56 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-11-03): Accepted as is based on meeting more than three RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | WA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000096234 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-11-03): Accepted as is. |  |  | 11/03/2025 | 2 | A | A | A | A | B | B |  | WA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000094387 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/03/2025 | 2 | A | A | A | A | A | A |  | GA | Investment | Refinance - Cash-out - Other | D C A | N/A | N/A | No |
| XXXXX | 4000094387 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  |  |  |  |  | Reviewer Comment (2025-11-04): Received, Clearing.<br>Reviewer Comment (2025-11-04): XXXXhas been ordered.<br>Buyer Comment (2025-11-04): Comment from XXXX To (XXXX): This disaster took place over a year ago. Please waive as a disaster should not be needed as this much time has passed. | 11/04/2025 |  |  | 1 | C | A C | C | A C | C | A |  | GA | Investment | Refinance - Cash-out - Other | D C A | N/A | N/A | No |
| XXXXX | 4000094387 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal and secondary valuation are missing. Sec ID: 4 |  | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2025-11-04): Received, Clearing. | 11/04/2025 |  |  | 1 | D | A D | D | A D | D | A |  | GA | Investment | Refinance - Cash-out - Other | D C A | N/A | N/A | No |
| XXXXX | 4000094387 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2025-11-03): Client elects to waive |  |  | 11/03/2025 | 2 | A | A | A | A | B | B |  | GA | Investment | Refinance - Cash-out - Other | D C A | N/A | N/A | No |
| XXXXX | 4000094387 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  | The file is missing copy of Approval document . |  |  |  | Reviewer Comment (2025-11-05): Received Loan Underwriting and Transmittal Summary (XXXX) / XXXX. Exception cleared.<br>Seller Comment (2025-11-05): Comment from XXXX To (XXXX): See XXXX.<br>Reviewer Comment (2025-11-04): Looking for the loan approval or the XXXX.<br>Seller Comment (2025-11-04): Comment from XXXX To (XXXX): See attached approval. | 11/05/2025 |  |  | 1 | C | A C | C | A C | C | A |  | GA | Investment | Refinance - Cash-out - Other | D C A | N/A | N/A | No |
| XXXXX | 4000094387 | XXXXX |  | XXXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: AVM not provided |  | The file is missing copy of AVM document . |  |  |  | Reviewer Comment (2025-11-04): Received, Clearing<br>Seller Comment (2025-11-03): Comment from XXXX To (XXXX): See attached. | 11/04/2025 |  |  | 1 | C | A C | C | A C | C | A |  | GA | Investment | Refinance - Cash-out - Other | D C A | N/A | N/A | No |
| XXXXX | 4000094387 | XXXXX |  | XXXXX |  | Property | Valuation | General | Valuation | Valuation Product pending |  | XXXX / Post Disaster Inspection + XXXX - 5 Days |  |  |  | Reviewer Comment (2025-11-04): Received, Clearing.<br>Reviewer Comment (2025-11-04): Valuation Received - XXXX | 11/04/2025 |  |  | 1 |  | A |  | A |  | A |  | GA | Investment | Refinance - Cash-out - Other | D C A | N/A | N/A | No |
| XXXXX | 4000094387 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-11-04): Accepted as is based on meeting three XXXXrequirements. |  |  |  | 3 |  | N/A |  | N/A |  | D |  | GA | Investment | Refinance - Cash-out - Other | D C A | N/A | N/A | No |
| XXXXX | 4000099017 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/03/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000099017 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-11-03): Accepted as is based on meeting three XXXXrequirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000094873 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-11-04): Accepted as is. |  |  | 11/04/2025 | 2 | A | A | A | A | B | B |  | CA | Investment | Refinance - Cash-out - Other | D C A | N/A | N/A | No |
| XXXXX | 4000094873 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-11-04): Accepted as is based on meeting three XXXXrequirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CA | Investment | Refinance - Cash-out - Other | D C A | N/A | N/A | No |
| XXXXX | 4000094873 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/04/2025 | 2 | A | A | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | D C A | N/A | N/A | No |
| XXXXX | 4000094873 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Security Instrument was not signed by spouse, XXXX. |  |  |  | Reviewer Comment (2025-11-06): Received, Clearing.<br>Seller Comment (2025-11-05): Comment from XXXX (XXXX): Please see attached | 11/06/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Investment | Refinance - Cash-out - Other | D C A | N/A | N/A | No |
| XXXXX | 4000095723 | XXXXX |  | XXXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: 1007 Rent Comparison Schedule not provided |  | The file was missing a copy of the 1007 Rent Comparison. |  |  |  | Reviewer Comment (2025-11-04): XXXXis not applicable<br>Seller Comment (2025-11-04): Comment from Amy XXXX(XXXX): XXXX | 11/04/2025 |  |  | 1 | C | A C | C | A C | C | A |  | OR | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| XXXXX | 4000095723 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/04/2025 | 2 | A | A | A | A | A | A |  | OR | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| XXXXX | 4000096800 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | secondary valuation is missing. |  |  |  | Reviewer Comment (2025-11-04): Accepted as is based on meeting more than three XXXXrequirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | MD | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000096800 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/04/2025 | 2 | A | A | A | A | A | A |  | MD | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000096800 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | Income documentation is missing. |  |  |  | Reviewer Comment (2025-11-05): Received Paystubs, XXXXand Third party Verification of Employment. Exception cleared.<br>Seller Comment (2025-11-05): Comment from XXXX(XXXX): Please see attached | 11/05/2025 |  |  | 1 | C | A C | C | A C | C | A |  | MD | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000096800 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-11-04): Accepted as is. |  |  | 11/04/2025 | 2 | A | A | A | A | B | B |  | MD | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000096800 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of XXXX. |  |  |  |  | Reviewer Comment (2025-11-05): Received Paystubs, XXXX and Third party Verification of Employment. Exception cleared.<br>Seller Comment (2025-11-05): Comment from XXXX (XXXX): Please see attached | 11/05/2025 |  |  | 1 | B | A C | B | A C | B | A |  | MD | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| XXXXX | 4000096800 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Loan is ATR risk due to missing income documentation. |  |  |  | Reviewer Comment (2025-11-05): Received Paystubs, XXXXand Third party Verification of Employment. Exception cleared.<br>Seller Comment (2025-11-05): Comment from XXXX(XXXX): Please see attached | 11/05/2025 |  |  | 1 | C | A C | C | A C | C | A |  | MD | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000098526 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-11-04): Accepted as is based on meeting two RAs requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | NC | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000098526 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-11-04): Accepted as is. |  |  | 11/04/2025 | 2 | A | A | A | A | B | B |  | NC | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000098526 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/04/2025 | 2 | A | A | A | A | A | A |  | NC | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000098462 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/04/2025 | 2 | A | A | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000097735 | XXXXX |  | XXXXX |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | Title Policy Coverage is less than Original Loan Amount. |  |  |  | Reviewer Comment (2025-11-04): Accepted as is. |  |  | 11/04/2025 | 2 | B | B | B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000097735 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/04/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000097735 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing |  |  |  | Reviewer Comment (2025-11-04): Accepted as is based on meeting three XXXXrequirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000097735 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. |  |  |  | Reviewer Comment (2025-11-04): Accepted as is. |  |  | 11/04/2025 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000096458 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/04/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000096458 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 |  | Loan is to be securitized. AVM provided. |  |  |  | Reviewer Comment (2025-11-04): Accepted as is based on meeting three XXXXrequirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000096458 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The supporting secondary valuation is missing. |  |  |  | Reviewer Comment (2025-11-04): Accepted as is based on meeting three XXXXrequirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D |  |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000096458 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-11-04): Accepted as is. |  |  | 11/04/2025 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000097907 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/04/2025 | 2 | A | A | A | A | A | A |  | OK | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000097907 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-11-04): Accepted as is. |  |  | 11/04/2025 | 2 | A | A | A | A | B | B |  | OK | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000097907 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-11-04): Accepted as is based on meeting three XXXXrequirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | OK | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000098297 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | XXXX AVM dated XXXX. The Application date is XXXX. The Note date is XXXX. |  |  |  | Reviewer Comment (2025-11-06): Accepted as is. |  |  | 11/06/2025 | 2 | A | A | A | A | B | B |  | NY | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000098297 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/06/2025 | 2 | A | A | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000098297 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | XXXX AVM in file. A secondary valuation was not located. |  |  |  | Reviewer Comment (2025-11-06): Accepted as is based on meeting two XXXXrequirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | NY | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000097216 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/06/2025 | 2 | A | A | A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000097216 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on XXXX, prior to three (3) business days from transaction date of XXXX. | Disbursement date on Final Closing Disclosure reflects XXXX. |  |  |  | Reviewer Comment (2025-11-06): Received, Clearing.<br>Buyer Comment (2025-11-06): Comment from XXXX(XXXX: the one uploaded to the system that was approved it dd date of XXXX<br>Reviewer Comment (2025-11-06): Please provided the borrower signed CD.<br>Seller Comment (2025-11-06): Comment from XXXX (XXXX): cd | 11/06/2025 |  |  | 1 | C | A C | C | A C | C | A |  | AZ | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Non QM | Non QM | Yes |
| XXXXX | 4000097216 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date | Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). | Right to Cancel not signed and dated by Borrower. |  |  |  | Reviewer Comment (2025-11-06): Received, Clearing.<br>Seller Comment (2025-11-06): Comment from XXXX(XXXX): signed cd with incorrect dd date and the XXXXuploaded earlier with XXXX<br>Reviewer Comment (2025-11-06): Please provided the borrower signed CD.<br>Seller Comment (2025-11-06): Comment from XXXX (XXXX): rtc | 11/06/2025 |  |  | 1 | C | A C | C | A C | C | A |  | AZ | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Non QM | Non QM | Yes |
| XXXXX | 4000097840 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/06/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000097840 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | XXXX dated XXXX. A secondary valuation not located in file. |  |  |  | Reviewer Comment (2025-11-06): Accepted as is based on meeting more than three XXXXrequirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000097840 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | XXXX AVM dated XXXX. The Application date is XXXX. The Note date is XXXX. |  |  |  | Reviewer Comment (2025-11-06): Accepted as is. |  |  | 11/06/2025 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000097366 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/07/2025 | 2 | A | A | A | A | A | A |  | MA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000097366 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | XXXX AVM dated XXXX. A secondary valuation not located in file. |  |  |  | Reviewer Comment (2025-11-07): Accepted as is based on meeting three XXXXrequirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | MA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000097366 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | XXXX AVM dated XXXX. The Note date is XXXX.The Application date is XXXX. |  |  |  | Reviewer Comment (2025-11-07): Accepted as is. |  |  | 11/07/2025 | 2 | A | A | A | A | B | B |  | MA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000094308 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/07/2025 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000094308 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | XXXX AVM dated XXXX. The Application date is XXXX. The Note date is XXXX. |  |  |  | Reviewer Comment (2025-11-07): Accepted as is. |  |  | 11/07/2025 | 2 | A | A | A | A | B | B |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000094308 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | XXXX AVM dated XXXX. A secondary valuation not located in file. |  |  |  | Reviewer Comment (2025-11-07): Accepted as is based on meeting three XXXXrequirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000097425 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/07/2025 | 2 | A | A | A | A | A | A |  | CO | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000097425 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | XXXX AVM in file. A secondary valuation not located in file. |  |  |  | Reviewer Comment (2025-11-07): Accepted as is based on meeting more than three XXXXrequirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CO | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000097425 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | XXXX AVM dated XXXX. The Application date is XXXX. The Note date is XXXX. |  |  |  | Reviewer Comment (2025-11-07): Accepted as is. |  |  | 11/07/2025 | 2 | A | A | A | A | B | B |  | CO | Investment | Refinance - Cash-out - Other | D A | N/A | N/A | No |
| XXXXX | 4000095409 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/14/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000099022 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/11/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000099022 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-11-11): Accepted as is based on meeting three XXXXrequirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000099022 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-11-11): Client elects to waive |  |  | 11/11/2025 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000096933 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  |  |  |  |  | Reviewer Comment (2025-11-13): Received, Clearing. | 11/13/2025 |  |  | 1 | C | A C | C | A C | C | A |  | FL | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000096933 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/11/2025 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000096933 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2025-11-11): Accepted as is based on meeting three XXXXrequirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | FL | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000096933 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2025-11-11): Client elects to waive |  |  | 11/11/2025 | 2 | A | A | A | A | B | B |  | FL | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000096933 | XXXXX |  | XXXXX |  | Property | Valuation | General | Valuation | Valuation Product pending |  | XXXX/ Post Disaster Inspection + XXXX - 5 Days |  |  |  | Reviewer Comment (2025-11-13): Received, Clearing.<br>Reviewer Comment (2025-11-13): Valuation Received - XXXX | 11/13/2025 |  |  | 1 |  | A |  | A |  | A |  | FL | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| XXXXX | 4000097959 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/11/2025 | 2 | A | A | A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Exempt from ATR | No |
| XXXXX | 4000097959 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-11-11): Accepted as is based on meeting three XXXXrequirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D |  |  | AZ | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Exempt from ATR | No |
| XXXXX | 4000097959 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-11-11): Client elects to waive |  |  | 11/11/2025 | 2 | A | A | A | A | B | B |  | AZ | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Exempt from ATR | No |
| XXXXX | 4000097959 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains XXXX. |  |  |  |  | Reviewer Comment (2025-11-11): Client elects to waive |  |  | 11/11/2025 | 2 | A | A | A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Exempt from ATR | No |
| XXXXX | 4000097959 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used. |  |  |  |  | Reviewer Comment (2025-12-22): Received, Proof of Delivery, and Re-open Rescission using the correct model form<br>Seller Comment (2025-12-22): Comment from XXXX (XXXX): Please see attached signed XXXX, waiting on borrower to email after recission date to confirm they are not rescinding.<br>Reviewer Comment (2025-12-13): The cure for this is Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form.<br>Buyer Comment (2025-12-12): Comment from XXXX (XXXX): Will an XXXX form signed by the borrower clear this condition.<br>Reviewer Comment (2025-12-04): Your comment "Notice of Right to Cancel form number XXXXis allowed for this subject property state and refinance with original creditor" includes the part "refinance with original creditor". XXXX is not the original creditor. The original creditor is NMSI not XXXX.<br>Buyer Comment (2025-12-04): Comment from XXXX (XXXX): Please refer to original rebuttal of "Notice of Right to Cancel form number XXXXis allowed for this subject property state and refinance with original creditor"<br>Reviewer Comment (2025-12-04): The note provided shows NMSI as the note holder so the exception is still valid that the XXXX was used when it should have been XXXX.<br>Seller Comment (2025-12-04): Comment from XXXX (XXXX): Please see attached note for the first lien<br>Reviewer Comment (2025-12-01): Please provide proof that XXXX was the original Creditor for the first mortgage lien. Exception remains.<br>Buyer Comment (2025-12-01): Comment from XXXX (XXXX): Please advise why payoff would be needed as this is a second lien loan.<br>Reviewer Comment (2025-11-24): Not seeing payoff going to XXXX listed on the CD or any payoff of any other mortgages. The first lien is not to XXXX.<br>Buyer Comment (2025-11-24): Comment from XXXX (XXXX): Notice of Right to Cancel form number XXXXis allowed for this subject property state and refinance with original creditor |  | 12/22/2025 |  | 2 | C | B C | C | B C | C | B |  | AZ | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B C | Non QM | Exempt from ATR | Yes |
| XXXXX | 4000098163 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/11/2025 | 2 | A | A | A | A | A | A |  | PA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000098163 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-11-11): Client elects to waive |  |  | 11/11/2025 | 2 | A | A | A | A | B | B |  | PA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000098163 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-11-11): Accepted as is based on meeting three XXXXrequirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | PA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000098163 | XXXXX |  | XXXXX |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2025-11-11): Client elects to waive |  |  | 11/11/2025 | 2 | B | B | B | B | B | B |  | PA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000098967 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/11/2025 | 2 | A | A | A | A | A | A |  | MA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000098967 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-11-11): Client elects to waive |  |  | 11/11/2025 | 2 | A | A | A | A | B | B |  | MA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000098967 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-11-11): Accepted as is based on meeting three XXXX requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | MA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000099425 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/13/2025 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000099425 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ | Secondary valuation is missing. |  |  |  | Reviewer Comment (2025-11-13): Accepted as is based on meeting two XXXX requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000099817 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-11-13): Accepted as is. |  |  | 11/13/2025 | 2 | A | A | A | A | B | B |  | TN | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000099817 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-11-13): Accepted as is based on meeting three XXXX requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | TN | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000099817 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/13/2025 | 2 | A | A | A | A | A | A |  | TN | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000096795 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | The Appraisal date is XXXX. The Application date is XXXX. The Note date is XXXX. |  |  |  | Reviewer Comment (2025-11-13): Accepted as is. |  |  | 11/13/2025 | 2 | A | A | A | A | B | B |  | MD | Primary | Refinance - Cash-out - Other | D A C B | Non QM | Non QM | No |
| XXXXX | 4000096795 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | XXXX AVM in file. A Secondary valuation not located in file. |  |  |  | Reviewer Comment (2025-11-13): Accepted as is based on meeting three XXXX requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | MD | Primary | Refinance - Cash-out - Other | D A C B | Non QM | Non QM | No |
| XXXXX | 4000096795 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/13/2025 | 2 | A | A | A | A | A | A |  | MD | Primary | Refinance - Cash-out - Other | D A C B | Non QM | Non QM | No |
| XXXXX | 4000096795 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of XXXX. | Loan Designation failure due to QM failure. This exception will be cleared once all QM specific exception have been cured/cleared. |  |  |  | Reviewer Comment (2025-11-17): Third party verification of business in file<br>Buyer Comment (2025-11-17): Comment from XXXX): The VVOE is on page XXXX. Please waive | 11/17/2025 |  |  | 1 | B | A C | B | A C | B | A |  | MD | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status D C B | Non QM | Non QM | Yes |
| XXXXX | 4000096795 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - S-Corp Test | Ability-to-Repay (Dodd-Frank 2014): Unable to verify current S-Corp status due to missing Tax Return/Transcript for the most recent year, and one of these docs is required yet missing: Audited/Third Party P&L, CPA Letter, or other Third Party Verification. | Please provide Third Party Verification for S-Corp. |  |  |  | Reviewer Comment (2025-11-17): Third party verification of business in file<br>Buyer Comment (2025-11-17): Comment from XXXX (XXXX): The VVOE is on page XXXX. Please waive | 11/17/2025 |  |  | 1 | C | A C | C | A C | C | A |  | MD | Primary | Refinance - Cash-out - Other | D A C B | Non QM | Non QM | No |
| XXXXX | 4000096795 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | Please provide Third Party Verification for S-Corp. |  |  |  | Reviewer Comment (2025-11-17): Third party verification of business in file | 11/17/2025 |  |  | 1 | A | A | A | A | A | A |  | MD | Primary | Refinance - Cash-out - Other | D A C B | Non QM | Non QM | No |
| XXXXX | 4000096795 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | Self-Employed Tax Return Recency - ATR | Ability to Repay (Dodd-Frank 2014): Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date XXXX, Most Recent Tax Return End Date XXXX, Tax Return Due Date XXXX. | 1120 Tax Returns for David and Katrina Contactors missing. |  |  |  | Reviewer Comment (2025-11-13): Accepted as is. |  |  | 11/13/2025 | 2 | B | B | B | B | B | B |  | MD | Primary | Refinance - Cash-out - Other | D A C B | Non QM | Non QM | No |
| XXXXX | 4000098804 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-11-14): Accepted as is based on meeting three XXXXrequirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000098804 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/14/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000098804 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Appraisal was provided with an effective date between application date and note date. |  |  |  | Reviewer Comment (2025-11-14): Accepted as is. |  |  | 11/14/2025 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000098061 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-11-14): Accepted as is based on meeting two XXXXrequirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000098061 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/14/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000097620 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/14/2025 | 2 | A | A | A | A | A | A |  | PA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000097620 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-11-14): Accepted as is. |  |  | 11/14/2025 | 2 | A | A | A | A | B | B |  | PA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000097771 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-11-19): Accepted as is. |  |  | 11/19/2025 | 2 | A | A | A | A | B | B |  | NJ | Investment | Refinance - Cash-out - Other | C B A | N/A | N/A | No |
| XXXXX | 4000097771 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-11-19): Accepted as is based on meeting two XXXX requirements |  |  |  | 3 | N/A | N/A | N/A | N/A |  |  |  | NJ | Investment | Refinance - Cash-out - Other | C B A | N/A | N/A | No |
| XXXXX | 4000097771 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/19/2025 | 2 | A | A | A | A | A | A |  | NJ | Investment | Refinance - Cash-out - Other | C B A | N/A | N/A | No |
| XXXXX | 4000097771 | XXXXX |  | XXXXX |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | Title Policy Amount of $XXXX is less than the note amount of $XXXX based on the Title Search in file. |  |  |  | Reviewer Comment (2025-11-19): Accepted as is. |  |  | 11/19/2025 | 2 | B | B | B | B | B | B |  | NJ | Investment | Refinance - Cash-out - Other | C B A | N/A | N/A | No |
| XXXXX | 4000097771 | XXXXX |  | XXXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Legal Description not provided |  | Legal Description is missing. |  |  |  | Reviewer Comment (2025-11-24): Received, Clearing.<br>Seller Comment (2025-11-24): Comment from XXXX): LEGAL DESCRIPTION<br>Reviewer Comment (2025-11-21): Needs to be on a separate page that can be attached to the security instrument.<br>Seller Comment (2025-11-21): Comment from XXXX: LEGAL DESCRIPTION ATTACHED TO REPORT<br>Reviewer Comment (2025-11-20): A separate Legal Description is required by the seller.<br>Buyer Comment (2025-11-20): Comment from Rosemary XXXX: THIS FILE HAS O&E REPORT LEGAL DESCRIPTION NOT PROVIDED | 11/24/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NJ | Investment | Refinance - Cash-out - Other | C B A | N/A | N/A | No |
| XXXXX | 4000098950 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/14/2025 | 2 | A | A | A | A | A | A |  | ID | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000098950 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. | Borrower is taking a second lien from the same Lender. |  |  |  | Reviewer Comment (2025-11-14): Accepted as is. |  |  | 11/14/2025 | 2 | B | B | B | B | B | B |  | ID | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | Non QM | Non QM | Yes |
| XXXXX | 4000098772 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-11-14): Accepted as is. |  |  | 11/14/2025 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000098772 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-11-14): Accepted as is based on meeting three XXXXrequirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000098772 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/14/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000096993 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/17/2025 | 2 | A | A | A | A | A | A |  | VA | Investment | Refinance - Cash-out - Other | D A | Non QM | N/A | No |
| XXXXX | 4000096993 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-11-17): Accepted as is based on meeting more than three XXXXrequirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | VA | Investment | Refinance - Cash-out - Other | D A | Non QM | N/A | No |
| XXXXX | 4000096993 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-11-17): Accepted as is. |  |  | 11/17/2025 | 2 | A | A | A | A | B | B |  | VA | Investment | Refinance - Cash-out - Other | D A | Non QM | N/A | No |
| XXXXX | 4000097524 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/17/2025 | 2 | A | A | A | A | A | A |  | UT | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000097524 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ | Secondary valuation is missing. |  |  |  | Reviewer Comment (2025-11-17): Accepted as is based on meeting two XXXXrequirements |  |  |  | 3 | N/A | N/A | N/A | N/A | D | D |  | UT | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000100649 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/17/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000100649 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | The file is missing copy of Fraud Report . |  |  |  | Reviewer Comment (2025-11-18): Received, Clearing.<br>Seller Comment (2025-11-18): Comment from XXXX: fraud report to resolve condition | 11/18/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000099433 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/17/2025 | 2 | A | A | A | A | A | A |  | IN | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000098358 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/18/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000098358 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien files |  |  |  | Reviewer Comment (2025-11-18): Accepted as is based on meeting three XXXX requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A |  |  |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000098358 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien files |  |  |  | Reviewer Comment (2025-11-18): Accepted as is. |  |  | 11/18/2025 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000098803 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-11-18): Accepted as is. |  |  | 11/18/2025 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000098803 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-11-18): Accepted as is based on meeting three XXXX requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A |  |  |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000098803 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/18/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000098623 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. |  |  |  | Reviewer Comment (2025-11-18): Accepted as is based on meeting two XXXX requirements |  |  |  | 3 | N/A | N/A | N/A | N/A |  |  |  | WA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000098623 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/18/2025 | 2 | A | A | A | A | A | A |  | WA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000098623 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date |  |  |  | Reviewer Comment (2025-11-18): Accepted as is. |  |  | 11/18/2025 | 2 | A | A | A | A | B | B |  | WA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000098623 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided |  | Hazard Insurance is missing |  |  |  | Reviewer Comment (2025-11-18): Received, Clearing.<br>Seller Comment (2025-11-18): Comment from XXXX): Please see attached. | 11/18/2025 |  |  | 1 | C | A C | C | A C | C | A |  | WA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000100758 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-11-20): Accepted as is. |  |  | 11/20/2025 | 2 | A | A | A | A | B | B |  | SD | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000100758 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-11-20): Accepted as is based on meeting three XXXX requirements |  |  |  | 3 | N/A | N/A | N/A | N/A |  |  |  | SD | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000100758 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/20/2025 | 2 | A | A | A | A | A | A |  | SD | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000099014 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Rider - 1-4 Family not provided |  |  |  |  |  | Reviewer Comment (2025-12-19): Updated SI received, exception cleared<br>Seller Comment (2025-12-19): Comment from XXXX): Please see DOT<br>Reviewer Comment (2025-12-16): We need a copy of the new security agreement.<br>Seller Comment (2025-12-15): Comment from XXXX: These are the deeds that are being sent for correction<br>Reviewer Comment (2025-12-11): Received LOE Confirms that the XXXX Family rider box was incorrectly checked in security instrument which was signed at closing. Please provide updated security instrument. Exception remains.<br>Seller Comment (2025-12-11): Comment from XXXX: Please see attached | 12/19/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000099014 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/21/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000099014 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-11-21): Accepted as is based on meeting three XXXX requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A |  |  |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000099014 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-11-21): Accepted as is. |  |  | 11/21/2025 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000099014 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of XXXX. | Please provide signed and dated Schedule C/1040 for S/E |  |  |  | Reviewer Comment (2025-12-03): Received, Clearing.<br>Seller Comment (2025-12-02): Comment from XXXX: Please see attached<br>Reviewer Comment (2025-11-25): Per guidelines: <br> ● the most recent one year of signed individual federal income tax returns;<br>Cannot defer to other guidelines when your own guidelines state something different.<br>Seller Comment (2025-11-24): Comment from XXXX): Per XXXX guides XXXX is acceptable | 12/03/2025 |  |  | 1 | B | A C | B | A C | B | A |  | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Non QM | Non QM | Yes |
| XXXXX | 4000099014 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Income and Assets - Schedule C | Ability to Repay (Dodd-Frank 2014): Unable to verify Sole Proprietorship income using reasonably reliable third-party records. | Please provide signed and dated Schedule C/1040 for S/E |  |  |  | Reviewer Comment (2025-12-03): Received, Clearing.<br>Seller Comment (2025-12-02): Comment from XXXX): Please see attached<br>Reviewer Comment (2025-11-25): Per guidelines: <br> ● the most recent one year of signed individual federal income tax returns;<br>Cannot defer to other guidelines when your own guidelines state something different.<br>Seller Comment (2025-11-24): Comment from XXXX): Per XXXX guides XXXX is acceptable | 12/03/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000099014 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | General Ability-to-Repay requirements not satisfied. |  |  |  | Reviewer Comment (2025-12-03): Received, Clearing. | 12/03/2025 |  |  | 1 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000100966 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/21/2025 | 2 | A | A | A | A | A | A |  | NJ | Investment | Refinance - Cash-out - Other | C B A | N/A | N/A | No |
| XXXXX | 4000100966 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Missing closing disclosure on recent transaction |  |  |  | Reviewer Comment (2025-11-24): Received, Clearing.<br>Seller Comment (2025-11-24): Comment from XXXX): CD for XXXX XXXX | 11/24/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NJ | Investment | Refinance - Cash-out - Other | C B A | N/A | N/A | No |
| XXXXX | 4000100966 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal from prior transaction was in file. No secondary valuation was provided. Sec ID: 49 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-11-21): Accepted as is based on meeting more than three XXXXrequirement |  |  |  | 3 | N/A | N/A | N/A | N/A |  |  |  | NJ | Investment | Refinance - Cash-out - Other | C B A | N/A | N/A | No |
| XXXXX | 4000100966 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided with an effective date between application date and note date. |  |  |  | Reviewer Comment (2025-11-21): Accepted as is. |  |  | 11/21/2025 | 2 | A | A | A | A | B | B |  | NJ | Investment | Refinance - Cash-out - Other | C B A | N/A | N/A | No |
| XXXXX | 4000100156 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/21/2025 | 2 | A | A | A | A | A | A |  | AL | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000100156 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-11-21): Accepted as is based on meeting more than three XXXX requirements |  |  |  | 3 | N/A | N/A | N/A | N/A |  |  |  | AL | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000100156 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-11-21): Accepted as is. |  |  | 11/21/2025 | 2 | A | A | A | A | B | B |  | AL | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000100156 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  | Approval or 1008 is missing from the file |  |  |  | Reviewer Comment (2025-11-24): Received, Clearing.<br>Seller Comment (2025-11-24): Comment from XXXX: XXXX | 11/24/2025 |  |  | 1 | C | A C | C | A C | C | A |  | AL | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000098142 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: 128 |  |  |  |  |  | Reviewer Comment (2025-12-08): CDA provided. Cleared<br>Seller Comment (2025-12-08): Comment from XXXX): XXXX<br>Reviewer Comment (2025-11-26): CU score provided shows XXXXand LCA score provided shows XXXX. Both exceed XXXXso a secondary valuation is required.<br>Seller Comment (2025-11-26): Comment from XXXX): please read<br>Reviewer Comment (2025-11-26): The part of the guideline your UW is missing is as follows: Loan file contains a CU score or LCA > XXXX, seller will need to provide either an AVM or desk review. There is a CU and a LCA that exceed XXXX. As a result an AVM or desk review is now required.<br>Seller Comment (2025-11-25): Comment from XXXX: PLEASE READ RESPONSE<br>Reviewer Comment (2025-11-24): Per guidelines: Second liens do not require a secondary valuation product. If a secondary valuation is delivered with the loan file<br> and it comes back outside of tolerance, the seller will need to follow the appraisal valuation waterfall as shown<br> below:<br> - Loan file contains a CU score or LCA > XXXX, seller will need to provide either an AVM or desk review<br> - Loan file contains an AVM with a > XXXX% variance of the appraised value, the seller will need to deliver a<br> desk review<br> - Loan file contains a Desk review > XXXX% variance of the appraised value, the seller will need to provide a<br> field review<br> § If none of the secondary valuations support the primary valuation, this will result in a failed valuation<br> § If there are any other value variations, additional documentation may be required<br>CU/LPA score are not passing.<br>Seller Comment (2025-11-24): Comment from XXXX: PLEASE READ | 12/08/2025 |  |  | 1 | D | A | D | A | D | A |  | NY | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000098142 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/21/2025 | 2 | A | A | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000099152 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/21/2025 | 2 | A | A | A | A | A | A |  | RI | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000099152 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-11-21): Accepted as is based on meeting more than three XXXX requirements |  |  |  | 3 | N/A | N/A | N/A | N/A |  |  |  | RI | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000099152 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-11-21): Accepted as is. |  |  | 11/21/2025 | 2 | A | A | A | A | B | B |  | RI | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000098138 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/21/2025 | 2 | A | A | A | A | A | A |  | CT | Investment | Refinance - Cash-out - Other | B A | N/A | Non QM | No |
| XXXXX | 4000098138 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | secondary valuation is missing. |  |  |  | Reviewer Comment (2025-11-25): Accepted as is based on meeting three XXXX requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A |  |  |  | CT | Investment | Refinance - Cash-out - Other | B A | N/A | Non QM | No |
| XXXXX | 4000098138 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-11-21): Accepted as is. |  |  | 11/21/2025 | 2 | A | A | A | A | B | B |  | CT | Investment | Refinance - Cash-out - Other | B A | N/A | Non QM | No |
| XXXXX | 4000100178 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-11-24): Accepted as is. |  |  | 11/24/2025 | 2 | A | A | A | A | B | B |  | FL | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000100178 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-11-24): Accepted as is based on meeting three XXXX requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A |  |  |  | FL | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000100178 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/24/2025 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000099806 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-11-24): Accepted as is. |  |  | 11/24/2025 | 2 | A | A | A | A | B | B |  | ID | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000099806 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/24/2025 | 2 | A | A | A | A | A | A |  | ID | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000099806 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-11-24): Accepted as is based on meeting three XXXX requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A |  |  |  | ID | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000099020 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/25/2025 | 2 | A | A | A | A | A | A |  | WY | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000099020 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. |  |  |  | Reviewer Comment (2025-11-25): Accepted as is based on meeting two XXXX requirements |  |  |  | 3 | N/A | N/A | N/A | N/A |  |  |  | WY | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000099020 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. |  |  |  | Reviewer Comment (2025-11-25): Accepted as is. |  |  | 11/25/2025 | 2 | A | A | A | A | B | B |  | WY | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000099020 | XXXXX |  | XXXXX |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | Title Policy Coverage is less than Original Loan Amount. |  |  |  | Reviewer Comment (2025-11-25): Accepted as is. |  |  | 11/25/2025 | 2 | B | B | B | B | B | B |  | WY | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000097734 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/25/2025 | 2 | A | A | A | A | A | A |  | TN | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000097734 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-11-25): Accepted as is based on meeting three XXXX requirements |  |  |  | 3 | N/A | N/A | N/A | N/A |  |  |  | TN | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000097734 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-11-25): Accepted as is. |  |  | 11/25/2025 | 2 | A | A | A | A | B | B |  | TN | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000099187 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/26/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000099187 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 |  | Secondary valuation not required in Heloc Second lien file . |  |  |  | Reviewer Comment (2025-11-26): Accepted as is based on meeting three XXXX requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A |  |  |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000099187 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2025-11-26): Accepted as is based on meeting three XXXX requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A |  |  |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000099187 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2025-11-26): Accepted as is. |  |  | 11/26/2025 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000097712 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-11-26): Accepted as is. |  |  | 11/26/2025 | 2 | A | A | A | A | B | B |  | OK | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000097712 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-11-26): Accepted as is based on meeting three XXXX requirements |  |  |  | 3 | N/A | N/A | N/A | N/A |  |  |  | OK | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000097712 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 11/26/2025 | 2 | A | A | A | A | A | A |  | OK | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000101253 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/01/2025 | 2 | A | A | A | A | A | A |  | NH | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000101253 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | AVM provided in the file |  |  |  | Reviewer Comment (2025-12-01): Client elects to waive |  |  | 12/01/2025 | 2 | A | A | A | A | B | B |  | NH | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000101253 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-12-01): Accepted as is based on meeting more than three XXXX requirements |  |  |  | 3 | N/A | N/A | N/A | N/A |  |  |  | NH | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000098976 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Coverage of $XXXXis insufficient to cover the 1st and 2nd mortgage UPB of $XXXX. Coverage shortfall of $XXXX. |  |  |  | Reviewer Comment (2025-12-02): RCE provided. Cleared.<br>Seller Comment (2025-12-02): Comment from XXXX: Please see attached RCE | 12/02/2025 |  |  | 1 | C | A C | C | A C | C | A |  | FL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000098976 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/01/2025 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000099954 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/01/2025 | 2 | A | A | A | A | A | A |  | WA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000099954 | XXXXX |  | XXXXX |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | The Title Policy Amount of $XXXX is less than the note amount of $XXXX based on the Title Search in file. |  |  |  | Reviewer Comment (2025-12-01): Client elects to waive |  |  | 12/01/2025 | 2 | B | B | B | B | B | B |  | WA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000099954 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-12-01): Accepted as is based on meeting three XXXX requirements |  |  |  | 3 | N/A | N/A | N/A | N/A |  |  |  | WA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000099954 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided with an effective date between application date and note date. |  |  |  | Reviewer Comment (2025-12-01): Client elects to waive<br>Reviewer Comment (2025-12-01): Mistake<br>Reviewer Comment (2025-12-01): Accepted as is based on meeting three XXXX requirements |  |  | 12/01/2025 | 2 | A | A | A | A | B | B |  | WA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000097836 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/01/2025 | 2 | A | A | A | A | A | A |  | CO | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000097836 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-12-01): Accepted as is based on meeting three XXXX requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A |  |  |  | CO | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000097836 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-12-01): Client elects to waive |  |  | 12/01/2025 | 2 | A | A | A | A | B | B |  | CO | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000102366 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/01/2025 | 2 | A | A | A | A | A | A |  | CA | Investment | Refinance - Rate/Term | A | Non QM | N/A | No |
| XXXXX | 4000101562 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Closing / Title | Missing Document | Missing Document: Security Instrument - Subject Lien not provided |  | Subject Lien Security Instrument is missing. |  |  |  | Reviewer Comment (2025-12-08): Received Security Instrument. Exception cleared.<br>Seller Comment (2025-12-05): Comment from XXXX): Please see attached<br>Reviewer Comment (2025-12-04): The Security Instrument dated XXXX is not related to the current transaction.. Please provide Security instrument dated XXXX. Exception remains.<br>Buyer Comment (2025-12-04): Comment from XXXX): This has already been provided in the previous condition | 12/08/2025 |  |  | 1 | D | A D | D | A D | D | A |  | MS | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| XXXXX | 4000101562 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. | Right to Cancel was not provided. |  |  |  | Reviewer Comment (2025-12-05): Received, Clearing.<br>Seller Comment (2025-12-04): Comment from XXXX: Please see attached | 12/05/2025 |  |  | 1 | C | A C | C | A C | C | A |  | MS | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B C | Non QM | Non QM | Yes |
| XXXXX | 4000101562 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/03/2025 | 2 | A | A | A | A | A | A |  | MS | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| XXXXX | 4000101562 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-12-03): Accepted as is based on meeting three XXXX requirements |  |  |  | 3 | N/A | N/A | N/A | N/A |  |  |  | MS | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| XXXXX | 4000101562 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided with an effective date between application date and note date. |  |  |  | Reviewer Comment (2025-12-03): Accepted as is. |  |  | 12/03/2025 | 2 | A | A | A | A | B | B |  | MS | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| XXXXX | 4000098605 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  | This profile contains a reduced scope for subordinate liens. The rating agencies must specifically approve the client for this reduced scope. |  |  |  |  |  |  | 12/03/2025 | 2 | A | A | A | A | A | A |  | UT | Primary | Purchase | D A | Non QM | Non QM | No |
| XXXXX | 4000098605 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note - Senior Lien not provided |  | Note - Senior Lien not provided |  |  |  | Reviewer Comment (2025-12-08): Senior Lien provided, exception cleared<br>Seller Comment (2025-12-08): Comment from XXXX): Please see attached Senior note | 12/08/2025 |  |  | 1 | D | A D | D | A D | D | A |  | UT | Primary | Purchase | D A | Non QM | Non QM | No |
| XXXXX | 4000098605 | XXXXX |  | XXXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Trust Agreement (Asset) not provided |  |  |  |  |  | Reviewer Comment (2025-12-23): Trust Agreement provided. Cleared.<br>Seller Comment (2025-12-23): Comment from XXXX: Cert of trust attached | 12/23/2025 |  |  | 1 | C | A C | C | A C | C | A |  | UT | Primary | Purchase | D A | Non QM | Non QM | No |
| XXXXX | 4000101694 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/03/2025 | 2 | A | A | A | A | A | A |  | ID | Investment | Refinance - Cash-out - Other | B A | Non QM | N/A | No |
| XXXXX | 4000101694 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-12-03): Accepted as is based on meeting three XXXX requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A |  |  |  | ID | Investment | Refinance - Cash-out - Other | B A | Non QM | N/A | No |
| XXXXX | 4000101694 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-12-03): Accepted as is. |  |  | 12/03/2025 | 2 | A | A | A | A | B | B |  | ID | Investment | Refinance - Cash-out - Other | B A | Non QM | N/A | No |
| XXXXX | 4000100904 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/04/2025 | 2 | A | A | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000100904 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-12-04): Accepted as is based on meeting three XXXX requirements |  |  |  | 3 | N/A | N/A | N/A | N/A |  |  |  | NY | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000101499 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Hazard Insurance Coverage Amount is insufficient. |  |  |  | Reviewer Comment (2025-12-04): Received Replacement Cost Estimator. Exception cleared.<br>Seller Comment (2025-12-03): Comment from XXXX: Please see attached RCE. | 12/04/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CO | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000101499 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/03/2025 | 2 | A | A | A | A | A | A |  | CO | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000101499 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. |  |  |  | Reviewer Comment (2026-03-03): Accepted as is.<br>Reviewer Comment (2026-03-03): .<br>Reviewer Comment (2025-12-03): Loan summary pages acceptable per client |  |  |  | 3 | N/A | N/A | N/A | N/A |  |  |  | CO | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000101499 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-12-03): Accepted as is. |  |  | 12/03/2025 | 2 | A | A | A | A | B | B |  | CO | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000101159 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/03/2025 | 2 | A | A | A | A | A | A |  | WA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000101159 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | XXXX AVM is dated XXXX The Application date is XXXX. The Note date is XXXX. |  |  |  | Reviewer Comment (2025-12-03): Accepted as is. |  |  | 12/03/2025 | 2 | A | A | A | A | B | B |  | WA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000101159 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | XXXX AVM in file. A secondary valuation was not located in file. |  |  |  | Reviewer Comment (2025-12-03): Accepted as is based on meeting two XXXX requirements |  |  |  | 3 | N/A | N/A | N/A | N/A |  |  |  | WA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000101159 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | Final 1003 is missing. |  |  |  | Reviewer Comment (2025-12-04): Received Final XXXX. Exception cleared.<br>Seller Comment (2025-12-03): Comment from XXXX: Please see attached. | 12/04/2025 |  |  | 1 | C | A C | C | A C | C | A |  | WA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000101159 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. | Right to Cancel is missing. |  |  |  | Reviewer Comment (2025-12-04): Received, Clearing.<br>Seller Comment (2025-12-03): Comment from XXXX): Please see attached. | 12/04/2025 |  |  | 1 | C | A C | C | A C | C | A |  | WA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Non QM | Non QM | Yes |
| XXXXX | 4000099953 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Third Circuit) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  | Reviewer Comment (2025-12-18): Received, Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form.<br>Seller Comment (2025-12-17): Comment from XXXX): Please see attached.<br>Reviewer Comment (2025-12-15): Received updated RTC and proof of delivery. Please requeue the exception once the XXXX RTC date has passed<br>Seller Comment (2025-12-11): Comment from XXXX): Please see attached. |  | 12/18/2025 |  | 2 | C | B C | C | B C | C | B |  | PA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Non QM | Non QM | Yes |
| XXXXX | 4000099953 | XXXXX |  | XXXXX |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  | Reviewer Comment (2025-12-04): Title search received, exception cleared<br>Seller Comment (2025-12-04): Comment from XXXX: Please see attached. | 12/04/2025 |  |  | 1 | C | A C | C | A C | C | A |  | PA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000099953 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/04/2025 | 2 | A | A | A | A | A | A |  | PA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000099953 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-12-04): Accepted as is based on meeting three XXXX requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A |  |  |  | PA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000099953 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-12-04): Accepted as is. |  |  | 12/04/2025 | 2 | A | A | A | A | B | B |  | PA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000102282 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-12-04): Accepted as is. |  |  | 12/04/2025 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000102282 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-12-04): Accepted as is based on meeting three XXXXrequirements |  |  |  | 3 | N/A | N/A | N/A | N/A |  |  |  | CA | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000102282 | XXXXX |  | XXXXX |  | Compliance | Loan Package Documentation | Closing / Title | Missing, Incorrect, or Incomplete Note | Missing Document: Note - Subject Lien not provided |  | Note - Subject Lien is not signed. |  |  |  | Reviewer Comment (2025-12-04): Received, Clearing.<br>Seller Comment (2025-12-04): Comment from XXXX): Please see attached. | 12/04/2025 |  |  | 1 | D | A D | D | A D | D | A |  | CA | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000102282 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | XXXX Final not signed |  |  |  | Reviewer Comment (2025-12-04): Final XXXXreceived<br>Seller Comment (2025-12-04): Comment from XXXX: Please see attached. | 12/04/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000102282 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Closing / Title | Collateral | Security Instrument is not signed by borrower(s). |  | Security Instrument is not signed by borrower |  |  |  | Reviewer Comment (2025-12-04): Signed SI received<br>Seller Comment (2025-12-04): Comment from XXXX: Please see attached. | 12/04/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000102282 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Note Date used as Transaction Date | Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements | The Note in file was not signed by the Borrower. |  |  |  | Reviewer Comment (2025-12-04): Accepted as is. |  |  | 12/04/2025 | 2 | B | B | B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000102282 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. | Notice of Right to Cancel is not signed and dated. |  |  |  | Reviewer Comment (2025-12-04): Received RTC<br>Seller Comment (2025-12-04): Comment from XXXX): Please see attached. | 12/04/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B C | Non QM | Non QM | Yes |
| XXXXX | 4000102282 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on XXXX, prior to XXXX business days from transaction date of XXXX. |  |  |  |  | Reviewer Comment (2025-12-04): Received, Clearing.<br>Seller Comment (2025-12-04): Comment XXXX): Please see attached. | 12/04/2025 |  |  | 1 |  | A |  | A |  | A |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B C | Non QM | Non QM | Yes |
| XXXXX | 4000102282 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date | Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). |  |  |  |  | Reviewer Comment (2025-12-04): Received, Clearing. | 12/04/2025 |  |  | 1 |  | A |  | A |  | A |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B C | Non QM | Non QM | Yes |
| XXXXX | 4000102282 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/04/2025 | 2 |  | A |  | A |  | A |  | CA | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000103231 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/04/2025 | 2 | A | A | A | A | A | A |  | OH | Investment | Refinance - Cash-out - Other | C B A | N/A | N/A | No |
| XXXXX | 4000103231 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-12-04): Accepted as is based on meeting three XXXXrequirements. |  |  |  | 3 | N/A | N/A | N/A | N/A |  |  |  | OH | Investment | Refinance - Cash-out - Other | C B A | N/A | N/A | No |
| XXXXX | 4000103231 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-12-04): Accepted as is. |  |  | 12/04/2025 | 2 | A | A | A | A | B | B |  | OH | Investment | Refinance - Cash-out - Other | C B A | N/A | N/A | No |
| XXXXX | 4000103231 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ |  |  |  |  | Reviewer Comment (2025-12-11): Insurance Verification received, exception cleared<br>Seller Comment (2025-12-11): Comment from XXXX): Reo Docs | 12/11/2025 |  |  | 1 | C | A C | C | A C | C | A |  | OH | Investment | Refinance - Cash-out - Other | C B A | N/A | N/A | No |
| XXXXX | 4000102725 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-12-04): Accepted as is. |  |  | 12/04/2025 | 2 | A | A | A | A | B | B |  | NC | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000102725 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-12-04): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A |  |  |  | NC | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000102725 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/04/2025 | 2 | A | A | A | A | A | A |  | NC | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000103154 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/04/2025 | 2 | A | A | A | A | A | A |  | RI | Investment | Refinance - Cash-out - Other | A | N/A | Non QM | No |
| XXXXX | 4000103154 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-12-04): Accepted as is based on meeting three XXXX requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A |  |  |  | RI | Investment | Refinance - Cash-out - Other | A | N/A | Non QM | No |
| XXXXX | 4000100798 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Hazard Insurance Coverage Amount is insufficient. |  |  |  | Reviewer Comment (2025-12-10): Received, Clearing.<br>Seller Comment (2025-12-10): Comment from XXXX): RCE uploaded under Hazard Ins Disc | 12/10/2025 |  |  | 1 | C | A C | C | A C | C | A |  | FL | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000100798 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  | Third party employment verification document missing for XXXX. |  |  |  | Reviewer Comment (2025-12-11): Received explanation regarding VVOE and supporting documentation<br>Seller Comment (2025-12-11): Comment from XXXX: LOX and DOCs AGAIN EXPLAINING<br>Reviewer Comment (2025-12-10): VOE provided is post close. ATR for Non QM requires all income docs to be post consummation.<br>Seller Comment (2025-12-10): Comment from XXXX): VOE<br>Reviewer Comment (2025-12-10): The VVOE at XXXXstates the employer is XXXX of XXXX. The employer XXXX of XXXXwould need a separate VVOE or the VVOE at XXXXwould need to list that its also for XXXX of XXXX. The borrower gets separate XXXXfor each of these businesses so it's not one in the same.<br>Buyer Comment (2025-12-10): Comment from XXXX: VOE that is uploaded on page XXXXis correct > City says XXXX> the main office is XXXX<br>Reviewer Comment (2025-12-09): VVOE at page XXXX is for XXXX. We are missing the VVOE for XXXX of XXXX.<br>Buyer Comment (2025-12-09): Comment from XXXX: VOE was uploaded on page XXXX within date | 12/11/2025 |  |  | 1 | C | A C | C | A C | C | A |  | FL | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000100798 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-12-04): Accepted as is. |  |  | 12/04/2025 | 2 | A | A | A | A | B | B |  | FL | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000100798 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-12-04): Accepted as is based on meeting three XXXX requirements |  |  |  | 3 | N/A | N/A | N/A | N/A |  |  |  | FL | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000100798 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/04/2025 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000100798 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (XXXX): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | Third party employment verification document missing for XXXX. |  |  |  | Reviewer Comment (2025-12-11): Received explanation regarding VVOE and supporting documentation<br>Seller Comment (2025-12-11): Comment from XXXX): LOX and DOCs AGAIN EXPLAINING<br>Reviewer Comment (2025-12-10): VOE provided is post close. ATR for Non QM requires all income docs to be pre consummation.<br>Seller Comment (2025-12-10): Comment from XXXX: VOE<br>Reviewer Comment (2025-12-10): The VVOE at XXXXstates the employer is XXXX of XXXX. The employer XXXX of XXXXwould need a separate VVOE or the VVOE at XXXXwould need to list that its also for XXXX of XXXX. The borrower gets separate XXXXfor each of these businesses so it's not one in the same.<br>Buyer Comment (2025-12-10): Comment from XXXX: VOE that is uploaded on page XXXXis correct > City says XXXX> the main office is XXXX<br>Reviewer Comment (2025-12-09): VVOE at page XXXXis for XXXX of XXXX. We are missing the VVOE for XXXX of XXXX.<br>Buyer Comment (2025-12-09): Comment from XXXX: VOE was uploaded on page XXXX | 12/11/2025 |  |  | 1 | B | A C | B | A C | B | A |  | FL | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Non QM | Non QM | Yes |
| XXXXX | 4000100798 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - W-2 | Ability to Repay (XXXX): Unable to verify current Wages/W-2 employment status using reasonably reliable third-party records. | Third party employment verification document missing for XXXX. |  |  |  | Reviewer Comment (2025-12-11): Received explanation regarding VVOE and supporting documentation<br>Seller Comment (2025-12-11): Comment from XXXX): LOX and DOCs AGAIN EXPLAINING<br>Reviewer Comment (2025-12-10): VOE provided is post close. ATR for Non QM requires all income docs to be pre consummation.<br>Seller Comment (2025-12-10): Comment from XXXX: VOE that is uploaded on page XXXXis correct > City says XXXX> the main office is XXXX<br>Reviewer Comment (2025-12-10): The VVOE at XXXXstates the employer is XXXX of XXXX. The employer XXXX of XXXXwould need a separate VVOE or the VVOE at XXXXwould need to list that its also for XXXX of XXXX. The borrower gets separate XXXXfor each of these businesses so it's not one in the same.<br>Buyer Comment (2025-12-10): Comment from XXXX): VOE that is uploaded on page XXXXis correct > City says XXXX> the main office isXXXX<br>Reviewer Comment (2025-12-09): VVOE at page XXXXis for XXXX of XXXX. We are missing the VVOE for XXXX of XXXX.<br>Buyer Comment (2025-12-09): Comment from XXXX: VOE was uploaded on page XXXX | 12/11/2025 |  |  | 1 | C | A C | C | A C | C | A |  | FL | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000100798 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (XXXX): General Ability-to-Repay requirements not satisfied. | Third party employment verification document missing for XXXX. |  |  |  | Reviewer Comment (2025-12-11): Received explanation regarding VVOE and supporting documentation | 12/11/2025 |  |  | 1 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000100798 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is required and was not found in file. |  | Third party employment verification document missing for XXXX. |  |  |  | Reviewer Comment (2025-12-11): Received explanation regarding VVOE and supporting documentation<br>Seller Comment (2025-12-11): Comment from XXXX LOX and DOCs AGAIN EXPLAINING<br>Reviewer Comment (2025-12-10): VOE provided is post close. ATR for Non QM requires all income docs to be pre consummation.<br>Seller Comment (2025-12-10): Comment from XXXX): VOE<br>Reviewer Comment (2025-12-10): The VVOE at XXXXstates the employer is XXXX of XXXX. The employer XXXX of XXXXwould need a separate VVOE or the VVOE at XXXX would need to list that its also for XXXX of XXXX. The borrower gets separate XXXX for each of these businesses so it's not one in the same.<br>Buyer Comment (2025-12-10): Comment from XXXX): VOE that is uploaded on page XXXXis correct > City says XXXX> the main office is XXXX<br>Reviewer Comment (2025-12-09): VVOE at page XXXXis for XXXX of XXXX. We are missing the VVOE for XXXX of XXXX.<br>Buyer Comment (2025-12-09): Comment from XXXX): VOE was uploaded on page XXXX | 12/11/2025 |  |  | 1 | C | A C | C | A C | C | A |  | FL | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000099987 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-12-04): Accepted as is based on meeting three XXXXrequirements. |  |  |  | 3 | N/A | N/A | N/A | N/A |  |  |  | KY | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000099987 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-12-04): Accepted as is. |  |  | 12/04/2025 | 2 | A | A | A | A | B | B |  | KY | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000099987 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/04/2025 | 2 | A | A | A | A | A | A |  | KY | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000100914 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/05/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000100914 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-12-05): Accepted as is based on meeting three XXXXrequirements |  |  |  | 3 | N/A | N/A | N/A | N/A |  |  |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000100914 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  |  |  |  |  | Reviewer Comment (2025-12-05): Received, Clearing.<br>Seller Comment (2025-12-05): Comment from XXXX): voe | 12/05/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000095522 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | XXXX AVM in file. A secondary valuation was not located. |  |  |  | Reviewer Comment (2025-12-05): Accepted as is based on meeting three XXXXrequirements. |  |  |  | 3 | N/A | N/A | N/A | N/A |  |  |  | SC | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000095522 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | XXXX AVM is dated XXXX. The Application date is XXXX. The Note date is XXXX. |  |  |  | Reviewer Comment (2025-12-05): Accepted as is. |  |  | 12/05/2025 | 2 | A | A | A | A | B | B |  | SC | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000095522 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/05/2025 | 2 | A | A | A | A | A | A |  | SC | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000102435 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/05/2025 | 2 | A | A | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | A | N/A | Non QM | No |
| XXXXX | 4000102435 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing |  |  |  | Reviewer Comment (2025-12-05): Accepted as is based on meeting three XXXXrequirements. |  |  |  | 3 | N/A | N/A | N/A | N/A |  |  |  | CA | Investment | Refinance - Cash-out - Other | A | N/A | Non QM | No |
| XXXXX | 4000102658 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-12-08): Accepted as is based on meeting two XXXXrequirements |  |  |  | 3 | N/A | N/A | N/A | N/A |  |  |  | SC | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000102658 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-12-08): Accepted as is. |  |  | 12/08/2025 | 2 | A | A | A | A | B | B |  | SC | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000102658 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/08/2025 | 2 | A | A | A | A | A | A |  | SC | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000102294 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2025-12-08): Accepted as is. |  |  | 12/08/2025 | 2 | A | A | A | A | B | B |  | OR | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000102294 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2025-12-08): Accepted as is based on meeting two XXXXrequirements |  |  |  | 3 | N/A | N/A | N/A | N/A |  |  |  | OR | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000102294 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/08/2025 | 2 | A | A | A | A | A | A |  | OR | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000101865 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/09/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000101865 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-12-09): Accepted as is based on meeting three XXXXrequirements |  |  |  | 3 | N/A | N/A | N/A | N/A |  |  |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000101865 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-12-09): Accepted as is. |  |  | 12/09/2025 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000101865 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (XXXX): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of XXXX. | Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. |  |  |  | Reviewer Comment (2025-12-11): Signed XXXX in the file<br>Buyer Comment (2025-12-11): Comment from XXXX: e-file tax return forms are on page XXXX, and XXXXPlease waive | 12/11/2025 |  |  | 1 | B | A C | B | A C | B | A |  | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Non QM | Non QM | Yes |
| XXXXX | 4000101865 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Income and Assets - S-Corp | Ability to Repay (XXXX): Unable to verify S-Corp income using reasonably reliable third-party records. | 1040 and 1120s was not signed |  |  |  | Reviewer Comment (2025-12-11): Signed XXXX in the file<br>Buyer Comment (2025-12-11): Comment from XXXX: e-file tax return forms are on page XXXX. Please waive | 12/11/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000101865 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Income and Assets - S-Corp | Ability to Repay (XXXX): Unable to verify S-Corp income using reasonably reliable third-party records. | 1040 and 1120s was not signed |  |  |  | Reviewer Comment (2025-12-11): Signed XXXXin the file<br>Buyer Comment (2025-12-11): Comment from XXXX): e-file tax return forms are on page XXXX. Please waive | 12/11/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000101865 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (XXXX): General Ability-to-Repay requirements not satisfied. | 1040 and 1120s was not signed |  |  |  | Reviewer Comment (2025-12-11): Signed XXXX in the file | 12/11/2025 |  |  | 1 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000103559 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/10/2025 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000103559 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-12-10): Accepted as is based on meeting three XXXXrequirements |  |  |  | 3 | N/A | N/A | N/A | N/A |  |  |  | NJ | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000103559 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Note is not on a FNMA/FHLMC form and does not contain the standard Due on Sale clause. |  |  |  |  |  | Reviewer Comment (2025-12-10): Accepted as is. |  |  | 12/10/2025 | 2 | B | B | B | B | B | B |  | NJ | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000102759 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/10/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000102759 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-12-10): Accepted as is based on meeting two XXXXrequirements |  |  |  | 3 | N/A | N/A | N/A | N/A |  |  |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000102759 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-12-10): Accepted as is. |  |  | 12/10/2025 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000096612 | XXXXX |  | XXXXX |  | Property | Valuation | Valuation Issue | Valuation | The desk review has a effective date that is other than what the appraisal effective date is. The desk review should have the same effective date as the appraisal |  | The Desk Review or Field Review effective date is XXXX. |  |  |  | Reviewer Comment (2025-12-12): Updated CDA provided. Cleared.<br>Seller Comment (2025-12-12): Comment fromXXXX: Please see attached | 12/12/2025 |  |  | 1 | C | A C | C | A C | C | A |  | FL | Investment | Refinance - Cash-out - Other | C A | N/A | Exempt from ATR | No |
| XXXXX | 4000096612 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/11/2025 | 2 | A | A | A | A | A | A |  | FL | Investment | Refinance - Cash-out - Other | C A | N/A | Exempt from ATR | No |
| XXXXX | 4000102107 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/11/2025 | 2 | A | A | A | A | A | A |  | MA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000102107 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. |  |  |  | Reviewer Comment (2025-12-11): Accepted as is based on meeting three XXXX requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A |  |  |  | MA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000102107 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-12-11): Accepted as is. |  |  | 12/11/2025 | 2 | A | A | A | A | B | B |  | MA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000102107 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Missing Tax Verification |  |  |  | Reviewer Comment (2025-12-12): Received Tax Verification. Exception cleared.<br>Seller Comment (2025-12-11): Comment from XXXX: Please see attached. | 12/12/2025 |  |  | 1 | C | A C | C | A C | C | A |  | MA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000086387 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided |  | Subject Hazard Insurance Policy is missing. |  |  |  | Reviewer Comment (2025-12-12): HOI Policy provided. Cleared.<br>Seller Comment (2025-12-12): Comment from XXXX: insurance and RCE | 12/12/2025 |  |  | 1 | C | A C | C | A C | C | A |  | FL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000086387 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/11/2025 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000086387 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Mortgage Statement or Closing Disclosure, Insurance Verification, and Tax Verification are missing to verify Principal & Interest (P&I), Taxes, and Insurance, for REO XXXX. |  |  |  | Reviewer Comment (2025-12-15): Received, Clearing.<br>Seller Comment (2025-12-15): Comment from XXXX: The borrower was in the process of buying the property in question. Still in the process. Attached are the purchase agreement docs that were in file. | 12/15/2025 |  |  | 1 | C | A C | C | A C | C | A |  | FL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000101941 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/11/2025 | 2 | A | A | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000101502 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/12/2025 | 2 | A | A | A | A | A | A |  | MD | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000101502 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing |  |  |  | Reviewer Comment (2025-12-12): Accepted as is based on meeting three XXXXrequirements |  |  |  | 3 | N/A | N/A | N/A | N/A |  |  |  | MD | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000101502 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date |  |  |  | Reviewer Comment (2025-12-12): Client elects to waive |  |  | 12/12/2025 | 2 | A | A | A | A | B | B |  | MD | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000103102 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-12-12): Client elects to waive |  |  | 12/12/2025 | 2 | A | A | A | A | B | B |  | NJ | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000103102 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM does not support the value used to qualify. Appraisal was provided from prior transaction. Sec ID: 73 |  |  |  |  |  | Reviewer Comment (2025-12-22): Received, Clearing.<br>Seller Comment (2025-12-19): Comment from XXXX): Please see CDA<br>Reviewer Comment (2025-12-16): AVM does not support the value from the appraisal.<br>Seller Comment (2025-12-15): Comment from XXXX): Please waive, appraisal transfer are acceptable | 12/22/2025 |  |  | 1 | C | A | C | A C | C | A |  | NJ | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000103102 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/12/2025 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000103102 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (XXXX): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of XXXX. |  |  |  |  | Reviewer Comment (2025-12-16): Received, Clearing.<br>Buyer Comment (2025-12-15): Comment from XXXX): Please see page XXXXthe credit supplement is included showing why the account was excluded. XXXX XXXX duplicate of XXXX XXXX last reported XXXX by XXXX; supplement confirms. Please waive | 12/16/2025 |  |  | 1 | B | A C | B | A C | B | A |  | NJ | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| XXXXX | 4000103102 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM DTIs match and both moderately exceed Guidelines | Ability to Repay (XXXX): The DTI calculated in accordance with the Lenders Guidelines and XXXX(c)(5) of XXXX moderately exceeds the guideline maximum of 50.00%. (DTI Exception is eligible to be regraded with compensating factors.) |  |  |  |  | Reviewer Comment (2025-12-16): Received, Clearing.<br>Buyer Comment (2025-12-15): Comment from XXXX: Please see page XXXX the credit supplement is included showing why the account was excluded. XXXX XXXX duplicate of XXXX XXXX last reported XXXX by XXXX; supplement confirms. Please waive | 12/16/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NJ | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000103102 | XXXXX |  | XXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | Disputed accounts on credit report must be included in liabilities per guidelines |  |  |  | Reviewer Comment (2025-12-16): Received, Clearing.<br>Buyer Comment (2025-12-15): Comment from XXXX): Please see page XXXX the credit supplement is included showing why the account was excluded.XXXX duplicate of XXXX XXXX last reported XXXX by XXXX; supplement confirms. Please waive | 12/16/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NJ | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000103102 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (XXXX): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Verified undisclosed debt that does not meet Lender guidelines |  |  |  | Reviewer Comment (2025-12-16): Received, Clearing.<br>Buyer Comment (2025-12-15): Comment from XXXX): Please see page XXXX the credit supplement is included showing why the account was excluded. XXXX duplicate of XXXX XXXX last reported XXXX by XXXX; supplement confirms. Please waive | 12/16/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NJ | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000103111 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/12/2025 | 2 | A | A | A | A | A | A |  | NC | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000103111 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-12-12): Accepted as is based on meeting three XXXX requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A |  |  |  | NC | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000103111 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-12-12): Client elects to waive |  |  | 12/12/2025 | 2 | A | A | A | A | B | B |  | NC | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000104026 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/12/2025 | 2 | A | A | A | A | A | A |  | WA | Investment | Refinance - Cash-out - Other | B A | N/A | N/A | No |
| XXXXX | 4000104026 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien files |  |  |  | Reviewer Comment (2025-12-12): Accepted as is based on meeting three XXXX requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A |  |  |  | WA | Investment | Refinance - Cash-out - Other | B A | N/A | N/A | No |
| XXXXX | 4000104026 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien files |  |  |  | Reviewer Comment (2025-12-12): Client elects to waive |  |  | 12/12/2025 | 2 | A | A | A | A | B | B |  | WA | Investment | Refinance - Cash-out - Other | B A | N/A | N/A | No |
| XXXXX | 4000101846 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/12/2025 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000101846 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-12-12): Accepted as is based on meeting two XXXX requirements |  |  |  | 3 | N/A | N/A | N/A | N/A |  |  |  | NJ | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000101846 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-12-12): Client elects to waive |  |  | 12/12/2025 | 2 | A | A | A | A | B | B |  | NJ | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000100750 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/12/2025 | 2 | A | A | A | A | A | A |  | CO | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000099651 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | Final 1003 is Missing |  |  |  | Reviewer Comment (2025-12-12): Final XXXX received, exception cleared<br>Seller Comment (2025-12-12): Comment from XXXX): Please see attached XXXX. | 12/12/2025 |  |  | 1 | C | A C | C | A C | C | A |  | AZ | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000099651 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/12/2025 | 2 | A | A | A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000099651 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. |  |  |  | Reviewer Comment (2025-12-12): Accepted as is based on meeting three XXXX requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A |  |  |  | AZ | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000099651 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. |  |  |  | Reviewer Comment (2025-12-12): Client elects to waive |  |  | 12/12/2025 | 2 | A | A | A | A | B | B |  | AZ | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000102681 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Hazard Insurance Coverage is XXXX. The Loan amount is XXXX and is sufficient. |  |  |  | Reviewer Comment (2025-12-13): Received, Clearing.<br>Seller Comment (2025-12-12): Comment fromXXXX): Please see attached RCE. | 12/13/2025 |  |  | 1 | C | A C | C | A C | C | A |  | NV | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000102681 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | XXXX AVM in file. A secondary valuation was not located in file. |  |  |  | Reviewer Comment (2025-12-12): Accepted as is based on meeting two XXXX requirements |  |  |  | 3 | N/A | N/A | N/A | N/A |  |  |  | NV | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000102681 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | XXXX AVM is dated XXXX. The Application date is XXXX. The Note date is XXXX. |  |  |  | Reviewer Comment (2025-12-12): Client elects to waive |  |  | 12/12/2025 | 2 | A | A | A | A | B | B |  | NV | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000102681 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/12/2025 | 2 | A | A | A | A | A | A |  | NV | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000103420 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (XXXX): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of XXXX. | Waterfall due to most recent tax returns (1040) is not signed and dated. Require signed and dated tax return in the file for the year XXXX and XXXX. |  |  |  | Reviewer Comment (2025-12-17): Signed tax returns received<br>Seller Comment (2025-12-17): Comment fromXXXX:XXXX and XXXX signed returns | 12/17/2025 |  |  | 1 | B | A C | B | A C | B | A |  | FL | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C | Non QM | Non QM | Yes |
| XXXXX | 4000103420 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Income and Assets - Schedule C | Ability to Repay (XXXX): Unable to verify Sole Proprietorship income using reasonably reliable third-party records. | Waterfall due to most recent tax returns (1040) is not signed and dated. Require signed and dated tax return in the file for the year XXXX and XXXX. |  |  |  | Reviewer Comment (2025-12-17): Signed tax returns received<br>Seller Comment (2025-12-17): Comment from XXXX): XXXX and XXXX signed returns | 12/17/2025 |  |  | 1 | C | A C | C | A C | C | A |  | FL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000103420 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (XXXX): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | ATR failure due to insufficient income/asset documentation. This exception will be cleared once all ATR specific exceptions have been cured/cleared. |  |  |  | Reviewer Comment (2025-12-17): Signed tax returns received<br>Seller Comment (2025-12-17): Comment from XXXX: XXXX and XXXX signed returns | 12/17/2025 |  |  | 1 | C | A C | C | A C | C | A |  | FL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000103420 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (XXXX): General Ability-to-Repay requirements not satisfied. | ATR failure due to insufficient income documentation. This exception will be cleared once all ATR specific exceptions have been cured/cleared. |  |  |  | Reviewer Comment (2025-12-17): Signed tax returns received | 12/17/2025 |  |  | 1 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000103420 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | Provided recent tax returns (1040) is not signed and dated. Require signed and dated tax return in the file for the year XXXX and XXXX. |  |  |  | Reviewer Comment (2025-12-17): Signed tax returns received<br>Reviewer Comment (2025-12-17): The XXXX are required to be signed and were not received, exception remains<br>Seller Comment (2025-12-17): Comment fromXXXX: See attached<br>Reviewer Comment (2025-12-16): Signed XXXX is a requirement of ATR (Ability to Repay). Exception remains.<br>Buyer Comment (2025-12-16): Comment from XXXX These only need to be signed if the loan is a XXXX, this one is not | 12/17/2025 |  |  | 1 | C | A C | C | A C | C | A |  | FL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000103420 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | HOI coverage is insufficient by XXXX. Provide updated policy reflecting minimum coverage OR provide copy of insurer's replacement cost estimate supporting current coverage amount. |  |  |  | Reviewer Comment (2025-12-16): Received, Clearing.<br>Seller Comment (2025-12-16): Comment from XXXX): See attached hoi and rce | 12/16/2025 |  |  | 1 | C | A C | C | A C | C | A |  | FL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000103420 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/15/2025 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000103420 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-12-15): Accepted as is based on meeting three XXXX requirements |  |  |  | 3 | N/A | N/A | N/A | N/A |  |  |  | FL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000103420 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (XXXX): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Waterfall due to most recent tax returns (1040) is not signed and dated. Require signed and dated tax return in the file for the year XXXX and XXXX. |  |  |  | Reviewer Comment (2025-12-17): Signed tax returns received<br>Seller Comment (2025-12-17): Comment from XXXX): XXXX and XXXX signed returns | 12/17/2025 |  |  | 1 | C | A C | C | A C | C | A |  | FL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000097375 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/15/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000097375 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-12-15): Accepted as is based on meeting three XXXX requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A |  |  |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000097375 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-12-15): Accepted as is. |  |  | 12/15/2025 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000103570 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/16/2025 | 2 | A | A | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Home Improvement | B A | N/A | N/A | No |
| XXXXX | 4000103570 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-12-16): Accepted as is based on meeting more than three XXXX requirements |  |  |  | 3 | N/A | N/A | N/A | N/A |  |  |  | CA | Investment | Refinance - Cash-out - Home Improvement | B A | N/A | N/A | No |
| XXXXX | 4000103570 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-12-16): Accepted as is. |  |  | 12/16/2025 | 2 | A | A | A | A | B | B |  | CA | Investment | Refinance - Cash-out - Home Improvement | B A | N/A | N/A | No |
| XXXXX | 4000103487 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2025-12-16): Accepted as is. |  |  | 12/16/2025 | 2 | A | A | A | A | B | B |  | AZ | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000103487 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2025-12-16): Accepted as is based on meeting three XXXX requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A |  |  |  | AZ | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000103487 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided |  | The file is missing copy of Hazard Insurance document . |  |  |  | Reviewer Comment (2025-12-16): HOI policy provided. Cleared.<br>Seller Comment (2025-12-16): Comment from XXXX: Please see attached. | 12/16/2025 |  |  | 1 | C | A C | C | A C | C | A |  | AZ | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000103487 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/16/2025 | 2 | A | A | A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000102472 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/16/2025 | 2 | A | A | A | A | A | A |  | MA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXX | 4000102472 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | XXXX AVM in file. A secondary valuation was not located in file. |  |  |  | Reviewer Comment (2025-12-16): Accepted as is based on meeting three XXXX requirements |  |  |  | 3 | N/A | N/A | N/A | N/A |  |  |  | MA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXX | 4000102472 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | XXXX dated XXXX. The Application date is XXXX. The Note date is XXXX. |  |  |  | Reviewer Comment (2025-12-16): Accepted as is. |  |  | 12/16/2025 | 2 | A | A | A | A | B | B |  | MA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXX | 4000103444 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/16/2025 | 2 | A | A | A | A | A | A |  | MD | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000103444 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-12-16): Accepted as is based on meeting three XXXX requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A |  |  |  | MD | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000103444 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-12-16): Accepted as is. |  |  | 12/16/2025 | 2 | A | A | A | A | B | B |  | MD | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000095331 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/17/2025 | 2 | A | A | A | A | A | A |  | OH | Investment | Refinance - Cash-out - Other | B A | N/A | Non QM | No |
| XXXXX | 4000095331 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-12-17): Accepted as is. |  |  | 12/17/2025 | 2 | A | A | A | A | B | B |  | OH | Investment | Refinance - Cash-out - Other | B A | N/A | Non QM | No |
| XXXXX | 4000104518 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/17/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000104518 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing |  |  |  | Reviewer Comment (2025-12-17): Accepted as is based on meeting three XXXX requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A |  |  |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000104518 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. |  |  |  | Reviewer Comment (2025-12-17): Accepted as is. |  |  | 12/17/2025 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000103575 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/17/2025 | 2 | A | A | A | A | A | A |  | NJ | Investment | Refinance - Cash-out - Other | B A | Non QM | N/A | No |
| XXXXX | 4000103575 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-12-17): Accepted as is based on meeting three XXXXrequirements. |  |  |  | 3 | N/A | N/A | N/A | N/A |  |  |  | NJ | Investment | Refinance - Cash-out - Other | B A | Non QM | N/A | No |
| XXXXX | 4000103575 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-12-17): Accepted as is. |  |  | 12/17/2025 | 2 | A | A | A | A | B | B |  | NJ | Investment | Refinance - Cash-out - Other | B A | Non QM | N/A | No |
| XXXXX | 4000103410 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/17/2025 | 2 | A | A | A | A | A | A |  | WA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000103410 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien files. |  |  |  | Reviewer Comment (2025-12-17): Accepted as is based on meeting three XXXX requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A |  |  |  | WA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000103410 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien files |  |  |  | Reviewer Comment (2025-12-17): Accepted as is. |  |  | 12/17/2025 | 2 | A | A | A | A | B | B |  | WA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000103235 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/17/2025 | 2 | A | A | A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000103235 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2025-12-17): Accepted as is based on meeting three XXXX requirements |  |  |  | 3 | N/A | N/A | N/A | N/A |  |  |  | AZ | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000103235 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2025-12-17): Accepted as is. |  |  | 12/17/2025 | 2 | A | A | A | A | B | B |  | AZ | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000100046 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/17/2025 | 2 | A | A | A | A | A | A |  | AL | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000100046 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-12-17): Accepted as is based on meeting more than three XXXX requirements |  |  |  | 3 | N/A | N/A | N/A | N/A |  |  |  | AL | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000100046 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-12-17): Accepted as is. |  |  | 12/17/2025 | 2 | A | A | A | A | B | B |  | AL | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000104113 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/18/2025 | 2 | A | A | A | A | A | A |  | OH | Investment | Refinance - Cash-out - Other | B A | N/A | N/A | No |
| XXXXX | 4000104113 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | XXXX AVM in file. A secondary valuation not located in file. |  |  |  | Reviewer Comment (2025-12-18): Accepted as is based on meeting three XXXX requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A |  |  |  | OH | Investment | Refinance - Cash-out - Other | B A | N/A | N/A | No |
| XXXXX | 4000104113 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | XXXX AVM dated XXXX. The Application date is XXXX. The Note date is XXXX. |  |  |  | Reviewer Comment (2025-12-18): Accepted as is. |  |  | 12/18/2025 | 2 | A | A | A | A | B | B |  | OH | Investment | Refinance - Cash-out - Other | B A | N/A | N/A | No |
| XXXXX | 4000104623 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/18/2025 | 2 | A | A | A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000102924 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/19/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000102924 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2025-12-19): Accepted as is based on meeting three XXXX requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A |  |  |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000102924 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided with an effective date between application date and note date. |  |  |  | Reviewer Comment (2025-12-19): Accepted as is. |  |  | 12/19/2025 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000102924 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Estimated Replacement Cost Coverage is more than the dwelling coverage. Hence there is a shortfall of XXXX. |  |  |  | Reviewer Comment (2025-12-19): Received, Clearing.<br>Seller Comment (2025-12-19): Comment from XXXX Please see attached updated HOI coverage. | 12/19/2025 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000100282 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/19/2025 | 2 | A | A | A | A | A | A |  | NM | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000100282 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-12-19): Accepted as is based on meeting three XXXX requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A |  |  |  | NM | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000104876 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/19/2025 | 2 | A | A | A | A | A | A |  | OR | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000104876 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-12-19): Accepted as is based on meeting three XXXX requirements |  |  |  | 3 | N/A | N/A | N/A | N/A |  |  |  | OR | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000104876 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. |  |  |  | Reviewer Comment (2025-12-19): Accepted as is. |  |  | 12/19/2025 | 2 | A | A | A | A | B | B |  | OR | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000102951 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/23/2025 | 2 | A | A | A | A | A | A |  | MD | Investment | Refinance - Cash-out - Other | B A | N/A | N/A | No |
| XXXXX | 4000102951 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-12-23): Accepted as is. |  |  | 12/23/2025 | 2 | A | A | A | A | B | B |  | MD | Investment | Refinance - Cash-out - Other | B A | N/A | N/A | No |
| XXXXX | 4000103989 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/26/2025 | 2 | A | A | A | A | A | A |  | MI | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000103989 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | secondary valuation is missing. |  |  |  | Reviewer Comment (2025-12-26): Accepted as is based on meeting more than three XXXX requirements |  |  |  | 3 | N/A | N/A | N/A | N/A |  |  |  | MI | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000103989 | XXXXX |  | XXXXX |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | Title Policy Coverage is less than Original Loan Amount. |  |  |  | Reviewer Comment (2025-12-26): Accepted as is. |  |  | 12/26/2025 | 2 | B | B | B | B | B | B |  | MI | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000103989 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. |  |  |  | Reviewer Comment (2025-12-26): Accepted as is. |  |  | 12/26/2025 | 2 | A | A | A | A | B | B |  | MI | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000104822 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/26/2025 | 2 | A | A | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | B A | N/A | Non QM | No |
| XXXXX | 4000104822 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. |  |  |  | Reviewer Comment (2025-12-26): Accepted as is based on meeting two XXXX requirements |  |  |  | 3 | N/A | N/A | N/A | N/A |  |  |  | CA | Investment | Refinance - Cash-out - Other | B A | N/A | Non QM | No |
| XXXXX | 4000104822 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-12-26): Client elects to waive |  |  | 12/26/2025 | 2 | A | A | A | A | B | B |  | CA | Investment | Refinance - Cash-out - Other | B A | N/A | Non QM | No |
| XXXXX | 4000105614 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/26/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000105614 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-12-26): Accepted as is based on meeting three XXXX requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A |  |  |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000105614 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-12-26): Client elects to waive |  |  | 12/26/2025 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000107195 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/26/2025 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000107195 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud Report is missing. |  |  |  | Reviewer Comment (2025-12-26): Fraud Report provided. Cleared.<br>Seller Comment (2025-12-26): Comment from XXXX: Fraud report | 12/26/2025 |  |  | 1 | C | A C | C | A C | C | A |  | FL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000103311 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/29/2025 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000102493 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Hazard Insurance Coverage Amount is insufficient. |  |  |  | Reviewer Comment (2026-01-06): RCE in file<br>Buyer Comment (2026-01-06): Comment from XXXX: There is a confirmation from the insurance agent on page XXXX confirming replacement coast guaranteed. Please waive | 01/06/2026 |  |  | 1 | C | A C | C | A C | C | A |  | FL | Investment | Refinance - Cash-out - Other | C B A | N/A | N/A | No |
| XXXXX | 4000102493 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-12-30): Accepted as is based on meeting three XXXX requirements |  |  |  | 3 | N/A | N/A | N/A | N/A |  |  |  | FL | Investment | Refinance - Cash-out - Other | C B A | N/A | N/A | No |
| XXXXX | 4000102493 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-12-30): Accepted as is. |  |  | 12/30/2025 | 2 | A | A | A | A | B | B |  | FL | Investment | Refinance - Cash-out - Other | C B A | N/A | N/A | No |
| XXXXX | 4000102493 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  |  |  |  |  | Reviewer Comment (2026-01-06): Received, cleared<br>Seller Comment (2026-01-06): Comment from XXXX): Please see attached | 01/06/2026 |  |  | 1 | C | A C | C | A C | C | A |  | FL | Investment | Refinance - Cash-out - Other | C B A | N/A | N/A | No |
| XXXXX | 4000102493 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/30/2025 | 2 | A | A | A | A | A | A |  | FL | Investment | Refinance - Cash-out - Other | C B A | N/A | N/A | No |
| XXXXX | 4000104970 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-12-30): Accepted as is. |  |  | 12/30/2025 | 2 | A | A | A | A | B | B |  | CA | Investment | Refinance - Cash-out - Other | B A | Non QM | N/A | No |
| XXXXX | 4000104970 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is missing. |  |  |  | Reviewer Comment (2025-12-30): Accepted as is based on meeting two XXXXrequirements |  |  |  | 3 | N/A | N/A | N/A | N/A |  |  |  | CA | Investment | Refinance - Cash-out - Other | B A | Non QM | N/A | No |
| XXXXX | 4000104970 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 12/30/2025 | 2 | A | A | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | B A | Non QM | N/A | No |
| XXXXX | 4000103457 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/02/2026 | 2 | A | A | A | A | A | A |  | MT | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000103457 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-01-02): Accepted as is based on meeting two XXXXrequirements |  |  |  | 3 | N/A | N/A | N/A | N/A |  |  |  | MT | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000103457 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-01-02): Accepted as is. |  |  | 01/02/2026 | 2 | A | A | A | A | B | B |  | MT | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000103457 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  | Verification(s) of employment is not within XXXX business days of the Note. |  |  |  | Reviewer Comment (2026-01-02): VVOE within XXXX days provided<br>Seller Comment (2026-01-02): Comment from XXXX): Please see attached VOE dated XXXX, this is within XXXX business days of Note date XXXX | 01/02/2026 |  |  | 1 | C | A C | C | A C | C | A |  | MT | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000104522 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/02/2026 | 2 | A | A | A | A | A | A |  | GA | Investment | Refinance - Cash-out - Other | B A | N/A | N/A | No |
| XXXXX | 4000104522 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien. |  |  |  | Reviewer Comment (2026-01-02): Accepted as is based on meeting three XXXX requirements |  |  |  | 3 | N/A | N/A | N/A | N/A |  |  |  | GA | Investment | Refinance - Cash-out - Other | B A | N/A | N/A | No |
| XXXXX | 4000104522 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien |  |  |  | Reviewer Comment (2026-01-02): Client elects to waive |  |  | 01/02/2026 | 2 | A | A | A | A | B | B |  | GA | Investment | Refinance - Cash-out - Other | B A | N/A | N/A | No |
| XXXXX | 4000105843 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | The hazard insurance coverage amount is insufficient, however, the Replacement cost estimator is not provided in the file. |  |  |  | Reviewer Comment (2026-01-07): Received, Clearing.<br>Buyer Comment (2026-01-07): Comment from XXXX: Please see agent confirmation on page XXXX of the loan package. This confirms coverage is equal to replacement cost | 01/07/2026 |  |  | 1 | C | A C | C | A C | C | A |  | NC | Investment | Refinance - Cash-out - Other | C B A | N/A | N/A | No |
| XXXXX | 4000105843 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/02/2026 | 2 | A | A | A | A | A | A |  | NC | Investment | Refinance - Cash-out - Other | C B A | N/A | N/A | No |
| XXXXX | 4000105843 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien files. |  |  |  | Reviewer Comment (2026-01-02): Accepted as is based on meeting three XXXX requirements |  |  |  | 3 | N/A | N/A | N/A | N/A |  |  |  | NC | Investment | Refinance - Cash-out - Other | C B A | N/A | N/A | No |
| XXXXX | 4000105843 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien files. |  |  |  | Reviewer Comment (2026-01-02): Client elects to waive |  |  | 01/02/2026 | 2 | A | A | A | A | B | B |  | NC | Investment | Refinance - Cash-out - Other | C B A | N/A | N/A | No |
| XXXXX | 4000106350 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/02/2026 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000093602 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-01-05): Accepted as is. |  |  | 01/05/2026 | 2 | A | A | A | A | B | B |  | IL | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000093602 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-01-05): Accepted as is based on meeting two XXXX requirements |  |  |  | 3 | N/A | N/A | N/A | N/A |  |  |  | IL | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000093602 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/05/2026 | 2 | A | A | A | A | A | A |  | IL | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000093602 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State Defect | Illinois SB 1894 | IL Predatory Lending Database Program (SB 1894) - Certificate of Compliance or Exemption not attached to mortgage for recording. |  |  |  |  | Reviewer Comment (2026-01-07): Received, Clearing.<br>Seller Comment (2026-01-06): Comment from XXXX: Please see attached. | 01/07/2026 |  |  | 1 | C | A C | C | A C | C | A |  | IL | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000104986 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - W-2 | Ability to Repay (Dodd-Frank 2014): Unable to verify current Wages/W-2 employment status using reasonably reliable third-party records. | Verification of Employer XXXX within 10 Business Days is missing |  |  |  | Reviewer Comment (2026-01-21): Received VVOE dated XXXX<br>Seller Comment (2026-01-21): Comment fromXXXX.): Please see attached<br>Reviewer Comment (2026-01-21): Post-closing dated VVOEs are not acceptable per guidelines. Please provide a Verbal Verification of Employment (VVOE) completed within ten (XXXX) business days prior to the Note Date of XXXX. Exception remains.<br>Seller Comment (2026-01-20): Comment from XXXX.): Please see attached VVOE | 01/21/2026 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000104986 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of XXXX. | Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. |  |  |  | Reviewer Comment (2026-01-21): Received VVOE dated XXXX<br>Seller Comment (2026-01-21): Comment from XXXX: Please see attached<br>Reviewer Comment (2026-01-21): Post-closing dated VVOEs are not acceptable per guidelines. Please provide a Verbal Verification of Employment (VVOE) completed within ten (XXXX) business days prior to the Note Date of XXXX. Exception remains.<br>Seller Comment (2026-01-20): Comment from XXXX.): Please see attached VVOE | 01/21/2026 |  |  | 1 | B | A C | B | A C | B | A |  | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Non QM | Non QM | Yes |
| XXXXX | 4000104986 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | General Ability-to-Repay requirements not satisfied |  |  |  | Reviewer Comment (2026-01-21): Received VVOE datedXXXX | 01/21/2026 |  |  | 1 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000104986 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is required and was not found in file. |  | Verification of Employment is missing |  |  |  | Reviewer Comment (2026-01-21): Received VVOE dated XXXX<br>Seller Comment (2026-01-21): Comment from XXXX: Please see attached<br>Reviewer Comment (2026-01-20): Post-closing dated VVOEs are not acceptable per guidelines. Please provide a Verbal Verification of Employment (VVOE) completed within ten (XXXX) business days prior to the Note Date of XXXX. Exception remains.<br>Seller Comment (2026-01-20): Comment from XXXX): Please see attached VVOE | 01/21/2026 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000104986 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  | Verification of Employment is missing |  |  |  | Reviewer Comment (2026-01-21): Received VVOE dated XXXX<br>Seller Comment (2026-01-21): Comment from XXXX.): Please see attached<br>Reviewer Comment (2026-01-20): Post-closing dated VVOEs are not acceptable per guidelines. Please provide a Verbal Verification of Employment (VVOE) completed within ten (XXXX) business days prior to the Note Date of XXXX. Exception remains.<br>Seller Comment (2026-01-20): Comment from XXXX.): Please see attached VVOE | 01/21/2026 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000104986 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  | Approval Document is misisng |  |  |  | Reviewer Comment (2026-01-05): Received XXXX. Exception cleared.<br>Seller Comment (2026-01-05): Comment from XXXX): Please see attached | 01/05/2026 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000104986 | XXXXX |  | XXXXX |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | Title Policy Coverage is less than Original Loan Amount. |  |  |  | Reviewer Comment (2026-01-02): Client elects to waive |  |  | 01/02/2026 | 2 | B | B | B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000104986 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/02/2026 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000102588 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-01-05): Accepted as is. |  |  | 01/05/2026 | 2 | A | A | A | A | B | B |  | MO | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000102588 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is missing |  |  |  | Reviewer Comment (2026-01-05): Accepted as is based on meeting two XXXX requirements |  |  |  | 3 | N/A | N/A | N/A | N/A |  |  |  | MO | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000102588 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/05/2026 | 2 | A | A | A | A | A | A |  | MO | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000105204 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/07/2026 | 2 | A | A | A | A | A | A |  | TN | Investment | Refinance - Cash-out - Other | D A C | N/A | N/A | No |
| XXXXX | 4000105204 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: 128 |  | Secondary valuation is required, UCDP does not support value. |  |  |  | Reviewer Comment (2026-01-15): CDA received and supports value<br>Seller Comment (2026-01-15): Comment from XXXX: Please see the attached CDA | 01/15/2026 |  |  | 1 | D | A | D | A | D | A |  | TN | Investment | Refinance - Cash-out - Other | D A C | N/A | N/A | No |
| XXXXX | 4000105204 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | HOA Verification is missing. |  |  |  | Reviewer Comment (2026-01-07): Email correspondence HOA paid in full, cleared<br>Seller Comment (2026-01-07): Comment from XXXX): HOA Doc | 01/07/2026 |  |  | 1 | C | A C | C | A C | C | A |  | TN | Investment | Refinance - Cash-out - Other | D A C | N/A | N/A | No |
| XXXXX | 4000104666 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2026-01-07): Accepted as is based on meeting three RAs requirements. |  |  |  | 2 | A | A | A | A | B | B |  | AZ | Investment | Refinance - Cash-out - Other | B A | N/A | N/A | No |
| XXXXX | 4000104666 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/07/2026 | 2 | A | A | A | A | A | A |  | AZ | Investment | Refinance - Cash-out - Other | B A | N/A | N/A | No |
| XXXXX | 4000106823 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/07/2026 | 2 | A | A | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| XXXXX | 4000106823 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | The file is missing copy of Insurance Verification and Tax Verification . |  |  |  | Reviewer Comment (2026-01-09): Received HOA, Tax and Insurance Verification documents for XXXX<br>Seller Comment (2026-01-08): Comment from XXXX.): misc docs | 01/09/2026 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| XXXXX | 4000106823 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | The file is missing copy of Insurance Verification and Tax Verification . |  |  |  | Reviewer Comment (2026-01-13): Received HOA Verification. Exception cleared.<br>Seller Comment (2026-01-12): Comment from XXXX XXXX XXXX HOA Dues<br>Reviewer Comment (2026-01-09): As per the letter of explanation received, no insurance is linked to the property. Please provide HOA verification for the amount of $XXXX. Exception remains.<br>Seller Comment (2026-01-08): Comment from XXXX Inc.): misc docs | 01/13/2026 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| XXXXX | 4000106823 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | The file is missing copy of Insurance Verification and Tax Verification .The file is missing copy of Insurance Verification and Tax Verification . |  |  |  | Reviewer Comment (2026-01-09): Received Tax and Insurance Verification documents for XXXX<br>Seller Comment (2026-01-08): Comment from XXXX.): misc docs | 01/09/2026 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| XXXXX | 4000106823 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | The file is missing copy of Insurance Verification and Tax Verification . |  |  |  | Reviewer Comment (2026-01-09): Received Property History confirms that the property is a vacant land, hence it has no insurance. Taxes are verified from Property History Report. Exception cleared.<br>Seller Comment (2026-01-08): Comment from XXXX.): misc docs | 01/09/2026 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| XXXXX | 4000105094 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/07/2026 | 2 | A | A | A | A | A | A |  | CO | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000106510 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/07/2026 | 2 | A | A | A | A | A | A |  | PA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000106510 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing |  |  |  | Reviewer Comment (2026-01-07): Accepted as is based on meeting three XXXX requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | PA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000106510 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. |  |  |  | Reviewer Comment (2026-01-07): Accepted as is. |  |  | 01/07/2026 | 2 | A | A | A | A | B | B |  | PA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000101047 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/08/2026 | 2 | A | A | A | A | A | A |  | WA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000101047 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-01-08): Accepted as is based on meeting three XXXX requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | WA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000101047 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-01-08): Accepted as is. |  |  | 01/08/2026 | 2 | A | A | A | A | B | B |  | WA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000101047 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XXXXXX did not disclose the Amount Financed. | Final Closing Disclosure provided on XXXX Amount Financed is not clear or incomplete. (Final/XXXX) |  |  |  | Reviewer Comment (2026-01-09): XXXX received full copy with legible page XXXX of final CD<br>Seller Comment (2026-01-08): Comment from XXXX): Please see attached. | 01/09/2026 |  |  | 1 | C | A C | C | A C | C | A |  | WA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) | Non QM | Non QM | Yes |
| XXXXX | 4000101047 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XXXXX did not disclose the Finance Charge. | Final Closing Disclosure provided on XXXX finance charge is not clear or incomplete. (Final/XXXX) |  |  |  | Reviewer Comment (2026-01-09): XXXX received full copy with legible page XXXX of final CD<br>Seller Comment (2026-01-08): Comment from XXXX): Please see attached. | 01/09/2026 |  |  | 1 | C | A C | C | A C | C | A |  | WA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) | Non QM | Non QM | Yes |
| XXXXX | 4000101047 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Incomplete | TILA-RESPA Integrated Disclosure: Incomplete Closing Disclosure was not signed by borrower and can be excluded from testing if it was never provided to the borrower. In order to exclude Incomplete Closing Disclosure from testing, please provide attestation from lender referencing the specific Closing Disclosure that was not provided to the borrower. | Incomplete Closing Disclosure was not signed by borrower and can be excluded from testing if it was never provided to the borrower. In order to exclude Incomplete Closing Disclosure from testing, please provide attestation from lender referencing the specific Closing Disclosure that was not provided to the borrower. (Final/XXXX) |  |  |  | Reviewer Comment (2026-01-09): XXXX received full legible copy of final CD<br>Seller Comment (2026-01-08): Comment from XXXX): Please see attached. | 01/09/2026 |  |  | 1 | C | A C | C | A C | C | A |  | WA | Primary | Refinance - Cash-out - Other | Provide the following: Letter of Explanation notifying borrower or error, Corrected CD, and Proof of Delivery (Proof of receipt and reopened rescission also required if transaction is rescindable and material disclosures are inaccurate) A | Non QM | Non QM | Yes |
| XXXXX | 4000103462 | XXXXX |  | XXXXX |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | E-sign Consent Agreement is missing. |  |  |  | Reviewer Comment (2026-01-09): Provided. Cleared.<br>Seller Comment (2026-01-09): Comment from XXXX: e-consent | 01/09/2026 |  |  | 1 | C | A C | C | A C | C | A |  | NJ | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000103462 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/08/2026 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000106831 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-01-09): Accepted as is. |  |  | 01/09/2026 | 2 | A | A | A | A | B | B |  | MD | Investment | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000106831 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/09/2026 | 2 | A | A | A | A | A | A |  | MD | Investment | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000106831 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-01-09): Accepted as is based on meeting more than three XXXXrequirements |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | MD | Investment | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000106626 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Hazard Insurance Coverage Amount $XXXXis not covering 1st lien Unpaid balance $XXXXand Current Loan amount $XXXX. Hazard Insurance Coverage Amount is short $XXXX |  |  |  | Reviewer Comment (2026-01-14): Email confirmation from insurance agent. Th replacement cost is at least equal to the dwelling coverage amount, cleared<br>Seller Comment (2026-01-14): Comment from XXXX: Here is the full email where the agent confirms that the dwelling coverage on the policy is more than or equal to the replacement cost estimate<br>Reviewer Comment (2026-01-12): Documentation provided does not clear the shortage. Please provide extended coverage for the policy or a replacement cost amount<br>Seller Comment (2026-01-12): Comment from XXXX: Please see agent confirmation on page XXXX | 01/14/2026 |  |  | 1 | C | A C | C | A C | C | A |  | WA | Investment | Refinance - Cash-out - Other | C B A | N/A | N/A | No |
| XXXXX | 4000106626 | XXXXX |  | XXXXX |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy effective date is after the funds disbursed. |  | The Hazard Insurance Policy Effective Date is after the later of the disbursement, note or transaction date. |  |  |  | Reviewer Comment (2026-01-12): Received hazard with effective date prior to disbursement, cleared<br>Seller Comment (2026-01-12): Comment from XXXX: Please see previous policy on page XXXX | 01/12/2026 |  |  | 1 | C | A C | C | A C | C | A |  | WA | Investment | Refinance - Cash-out - Other | C B A | N/A | N/A | No |
| XXXXX | 4000106626 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/09/2026 | 2 | A | A | A | A | A | A |  | WA | Investment | Refinance - Cash-out - Other | C B A | N/A | N/A | No |
| XXXXX | 4000106626 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2026-01-09): Accepted as is based on meeting more than three XXXX requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | WA | Investment | Refinance - Cash-out - Other | C B A | N/A | N/A | No |
| XXXXX | 4000106626 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided with an effective date between application date and note date. |  |  |  | Reviewer Comment (2026-01-09): Accepted as is. |  |  | 01/09/2026 | 2 | A | A | A | A | B | B |  | WA | Investment | Refinance - Cash-out - Other | C B A | N/A | N/A | No |
| XXXXX | 4000106626 | XXXXX |  | XXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. | Calculated investor qualifying total debt ratio of ___ exceeds Guideline total debt ratio of ___. | Max DTI for investment property closed end second is XXXX%. Confirmed total expenses of $XXXX(Primary first mortgage $XXXX, primary subordinate P&I $XXXX, Investment negative cash flow $XXXX, Credit debt $XXXX) and total income of $XXXX. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-22): Client elected to regrade with compensating factors. |  |  | 01/22/2026 | 2 |  | B |  | B |  | B |  | WA | Investment | Refinance - Cash-out - Other | C B A | N/A | N/A | No |
| XXXXX | 4000106156 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/09/2026 | 2 | A | A | A | A | A | A |  | NY | Investment | Refinance - Cash-out - Other | A | N/A | N/A | No |
| XXXXX | 4000106156 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-01-09): Accepted as is. |  |  | 01/09/2026 | 2 | A | A | A | A | B | B |  | NY | Investment | Refinance - Cash-out - Other | A | N/A | N/A | No |
| XXXXX | 4000106156 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-01-09): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | NY | Investment | Refinance - Cash-out - Other | A | N/A | N/A | No |
| XXXXX | 4000105115 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | The file is missing copy of Lease Agreement . |  |  |  | Reviewer Comment (2026-01-13): Received Schedule XXXX. Exception cleared.<br>Seller Comment (2026-01-13): Comment fromXXXX: rental income | 01/13/2026 |  |  | 1 | C | A C | C | A C | C | A |  | NJ | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| XXXXX | 4000105115 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/12/2026 | 2 | A | A | A | A | A | A |  | NJ | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| XXXXX | 4000106393 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/12/2026 | 2 | A | A | A | A | A | A |  | MA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000106393 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. |  |  |  | Reviewer Comment (2026-01-12): Accepted as is based on meeting three XXXXrequirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | MA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000106393 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-01-12): Accepted as is. |  |  | 01/12/2026 | 2 | A | A | A | A | B | B |  | MA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000104855 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Closing Disclosure Status Test | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided or Closing Disclosure not provided prior to closing. Any applicable Federal, State or Local compliance testing is unreliable or not performed. Loan is subject to high cost testing. |  |  |  |  | Reviewer Comment (2026-01-14): Initial CD provided. Cleared<br>Seller Comment (2026-01-13): Comment from XXXX: cd ptc<br>Reviewer Comment (2026-01-13): The Final CD received date is XXXX. The RTC recission date is XXXX exception remains<br>Seller Comment (2026-01-13): Comment from XXXX XXXX): le | 01/14/2026 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000104855 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Receipt Date Missing | Missing Final Closing Disclosure Received Date. Unable to determine compliance with rescission timing requirements. |  |  |  |  | Reviewer Comment (2026-01-14): Initial CD provided. Cleared<br>Seller Comment (2026-01-14): Comment from XXXX): tt closing team lead and all the closing docs were signed XXXX<br>Reviewer Comment (2026-01-13): The Final CD received date is XXXX. The RTC recission date is XXXX, exception remains<br>Seller Comment (2026-01-13): Comment from XXXX): rtc | 01/14/2026 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission C | Non QM | Non QM | Yes |
| XXXXX | 4000104855 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/13/2026 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000106912 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/13/2026 | 2 | A | A | A | A | A | A |  | MO | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000104795 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/13/2026 | 2 | A | A | A | A | A | A |  | NC | Primary | Refinance - Rate/Term | A | Non QM | Non QM | No |
| XXXXX | 4000110745 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-01-15): Accepted as is. |  |  | 01/15/2026 | 2 | A | A | A | A | B | B |  | WA | Investment | Refinance - Cash-out - Other | A | N/A | N/A | No |
| XXXXX | 4000110745 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is missing. |  |  |  | Reviewer Comment (2026-01-15): Accepted as is based on meeting three XXXX requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | WA | Investment | Refinance - Cash-out - Other | A | N/A | N/A | No |
| XXXXX | 4000110745 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/15/2026 | 2 | A | A | A | A | A | A |  | WA | Investment | Refinance - Cash-out - Other | A | N/A | N/A | No |
| XXXXX | 4000106773 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  | Secondary valuation is not required for second lien files as per HELOC program. |  |  |  |  |  |  | 01/16/2026 | 2 | A | A | A | A | A | A |  | TN | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000108681 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/16/2026 | 2 | A | A | A | A | A | A |  | WA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000108681 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-01-16): Accepted as is based on meeting three XXXX requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | WA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000108681 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-01-16): Accepted as is. |  |  | 01/16/2026 | 2 | A | A | A | A | B | B |  | WA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000108289 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  | Secondary valuation is not required for second lien. |  |  |  |  |  |  | 01/16/2026 | 2 | A | A | A | A | A | A |  | MN | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000108289 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien. |  |  |  | Reviewer Comment (2026-01-16): Accepted as is based on meeting three XXXX requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | MN | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000108289 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required for second lien. |  |  |  | Reviewer Comment (2026-01-16): Client elects to waive |  |  | 01/16/2026 | 2 | A | A | A | A | B | B |  | MN | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000108289 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Minnesota Tangible Net Benefit Disclosure | XXXX and Servicer Licensing Act: Tangible Net Benefit Disclosure not provided to the Borrower. |  |  |  |  | Reviewer Comment (2026-01-16): Client elects to waive |  |  | 01/16/2026 | 2 | B | B | B | B | B | B |  | MN | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000107064 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of XXXX. | Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. |  |  |  | Reviewer Comment (2026-01-21): Client waived slightly over XXXX%. This exception cleared based on on it. | 01/21/2026 |  |  | 1 | B | A C | B | A C | B | A |  | FL | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| XXXXX | 4000107064 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM DTIs match and both moderately exceed Guidelines | Ability to Repay (Dodd-Frank 2014): The DTI calculated in accordance with the Lenders Guidelines and 1026.43(c)(5) of XXXX% moderately exceeds the guideline maximum of 50.00%. (DTI Exception is eligible to be regraded with compensating factors.) | The DTI calculated in accordance with the Lenders Guidelines and 1026.43(c)(5) of XXXX% moderately exceeds the guideline maximum of XXXX%. (DTI Exception is eligible to be regraded with compensating factors.) | Borrower has owned the subject property for at least 5 years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The refinance has decreased the borrower's monthly debt payments by 20% or more. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-21): Client elects to waive based on compensation factors. |  |  | 01/21/2026 | 2 | C | B C | C | B C | C | B |  | FL | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000107064 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/20/2026 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000107064 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-01-20): Accepted as is based on meeting two XXXX requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | FL | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000107064 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-01-20): Accepted as is. |  |  | 01/20/2026 | 2 | A | A | A | A | B | B |  | FL | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000107064 | XXXXX |  | XXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. | Calculated investor qualifying total debt ratio of ___ exceeds Guideline total debt ratio of ___. | Calculated investor qualifying total debt ratio of XXXX% exceeds Guideline total debt ratio of XXXX%. Verified debt $XXXX/ Verified income $XXXX. | Borrower has owned the subject property for at least 5 years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The refinance has decreased the borrower's monthly debt payments by 20% or more. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-21): Client elects to waive based on compensating factors. |  |  | 01/21/2026 | 2 | C | B C | C | B C | C | B |  | FL | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000107064 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Based on the loan failing one or more guideline components, the loan is at ATR risk. |  |  |  | Reviewer Comment (2026-01-21): Client waived slightly over XXXX%. This exception cleared based on on it. | 01/21/2026 |  |  | 1 | C | A C | C | A C | C | A |  | FL | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000106334 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/20/2026 | 2 | A | A | A | A | A | A |  | PA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000106334 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2026-01-20): Accepted as is based on meeting two XXXX requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | PA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000106334 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. One valuation was provided with an effective date between application date and note date. |  |  |  | Reviewer Comment (2026-01-20): Accepted as is. |  |  | 01/20/2026 | 2 | A | A | A | A | B | B |  | PA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000104355 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/20/2026 | 2 | A | A | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000104355 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | XXXX AVM in file. CU or LCA not provided. |  |  |  | Reviewer Comment (2026-01-20): Accepted as is. |  |  | 01/20/2026 | 2 | A | A | A | A | B | B |  | NY | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000104355 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | XXXX AVM in file. CU or LCA not provided. |  |  |  | Reviewer Comment (2026-01-20): Accepted as is based on meeting three XXXX requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | NY | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000108118 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/20/2026 | 2 | A | A | A | A | A | A |  | NY | Investment | Refinance - Cash-out - Other | B A | N/A | N/A | No |
| XXXXX | 4000108118 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-01-20): Accepted as is based on meeting more than three XXXX requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | NY | Investment | Refinance - Cash-out - Other | B A | N/A | N/A | No |
| XXXXX | 4000108118 | XXXXX |  | XXXXX |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2026-01-20): Accepted as is. |  |  | 01/20/2026 | 2 | B | B | B | B | B | B |  | NY | Investment | Refinance - Cash-out - Other | B A | N/A | N/A | No |
| XXXXX | 4000108951 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2026-01-20): Accepted as is based on meeting more than three XXXX requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | VA | Investment | Refinance - Cash-out - Other | A | Non QM | N/A | No |
| XXXXX | 4000108951 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/20/2026 | 2 | A | A | A | A | A | A |  | VA | Investment | Refinance - Cash-out - Other | A | Non QM | N/A | No |
| XXXXX | 4000108951 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2026-01-20): Accepted as is. |  |  | 01/20/2026 | 2 | A | A | A | A | B | B |  | VA | Investment | Refinance - Cash-out - Other | A | Non QM | N/A | No |
| XXXXX | 4000107081 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/21/2026 | 2 | A | A | A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000107081 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-01-21): Accepted as is. |  |  | 01/21/2026 | 2 | A | A | A | A | B | B |  | GA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000107081 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM was provided, with no CU or LCA. |  |  |  | Reviewer Comment (2026-01-21): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | GA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000110768 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-01-21): Accepted as is. |  |  | 01/21/2026 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000110768 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No secondary valuation was provided. Sec ID: 56 | Note Date: ___; Lien Position: ___ | secondary valuation is missing. |  |  |  | Reviewer Comment (2026-01-21): Accepted as is based on meeting more than three XXXX requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000110768 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/21/2026 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000110768 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  | Verification(s) of employment is not within 10 business days of the Note. |  |  |  | Reviewer Comment (2026-01-27): Valid VOE received, cleared<br>Seller Comment (2026-01-27): Comment from XXXX): Please see the attached | 01/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000104338 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/21/2026 | 2 | A | A | A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000104338 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-01-21): Accepted as is. |  |  | 01/21/2026 | 2 | A | A | A | A | B | B |  | AZ | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000104338 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  | Approval is missing in file. |  |  |  | Reviewer Comment (2026-01-23): Received 1008. Exception cleared.<br>Seller Comment (2026-01-22): Comment from XXXX See attached XXXX. | 01/23/2026 |  |  | 1 | C | A C | C | A C | C | A |  | AZ | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000104338 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Insurance | Missing Document: Flood Certificate not provided |  | Flood Certificate is missing in file. |  |  |  | Reviewer Comment (2026-01-23): Received Flood Certificate. Exception cleared.<br>Seller Comment (2026-01-22): Comment from XXXX See attached flood cert. | 01/23/2026 |  |  | 1 | C | A C | C | A C | C | A |  | AZ | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000104338 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Rural properties not permitted. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-28): Client elected to waive/regrade with compensating factors. Lender exception provided.<br>Seller Comment (2026-01-28): Comment from XXXX): See attached signed approval for this exception request.<br>Reviewer Comment (2026-01-26): Please provide signed exception approval from buyer to waive<br>Buyer Comment (2026-01-26): Comment from XXXX An exception request form was completed on XXXX for this condition. |  |  | 01/28/2026 | 2 | C | B C | C | B C | C | B |  | AZ | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000106537 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-01-21): Accepted as is. |  |  | 01/21/2026 | 2 | A | A | A | A | B | B |  | AZ | Investment | Refinance - Cash-out - Other | A | N/A | N/A | No |
| XXXXX | 4000106537 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-01-21): Accepted as is based on meeting three XXXX requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | AZ | Investment | Refinance - Cash-out - Other | A | N/A | N/A | No |
| XXXXX | 4000106537 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/21/2026 | 2 | A | A | A | A | A | A |  | AZ | Investment | Refinance - Cash-out - Other | A | N/A | N/A | No |
| XXXXX | 4000107017 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-01-22): Accepted as is. |  |  | 01/22/2026 | 2 | A | A | A | A | B | B |  | TN | Investment | Refinance - Cash-out - Other | A | N/A | N/A | No |
| XXXXX | 4000107017 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is missing |  |  |  | Reviewer Comment (2026-01-22): Accepted as is based on meeting two XXXX requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | TN | Investment | Refinance - Cash-out - Other | A | N/A | N/A | No |
| XXXXX | 4000107017 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/22/2026 | 2 | A | A | A | A | A | A |  | TN | Investment | Refinance - Cash-out - Other | A | N/A | N/A | No |
| XXXXX | 4000107175 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-01-26): Accepted as is based on meeting two XXXX requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | NJ | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000107175 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/26/2026 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000109692 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/27/2026 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000109692 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required. |  |  |  | Reviewer Comment (2026-01-27): Accepted as is based on meeting two XXXX requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | CA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000109692 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required. |  |  |  | Reviewer Comment (2026-01-27): Accepted as is. |  |  | 01/27/2026 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000110361 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/30/2026 | 2 | A | A | A | A | A | A |  | IN | Investment | Refinance - Cash-out - Other | A | N/A | N/A | No |
| XXXXX | 4000110361 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No secondary valuation was provided. Sec ID: 56 | Note Date: ___; Lien Position: ___ | 2055 Appraisal in file. A secondary valuation not located in file. |  |  |  | Reviewer Comment (2026-01-30): Accepted as is based on meeting three XXXX requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | IN | Investment | Refinance - Cash-out - Other | A | N/A | N/A | No |
| XXXXX | 4000110361 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Appraisal date is XXXX. The Note Date is XXXX The Application date is XXXX. |  |  |  | Reviewer Comment (2026-01-30): Accepted as is. |  |  | 01/30/2026 | 2 | A | A | A | A | B | B |  | IN | Investment | Refinance - Cash-out - Other | A | N/A | N/A | No |
| XXXXX | 4000107029 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2026-01-30): Accepted as is based on meeting two XXXX requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | NC | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000107029 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Secondary valuation not required in Second lien file . |  |  |  | Reviewer Comment (2026-01-30): Accepted as is. |  |  | 01/30/2026 | 2 | A | A | A | A | B | B |  | NC | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000107029 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 01/30/2026 | 2 | A | A | A | A | A | A |  | NC | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| XXXXX | 4000110404 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  | Updated as per HELOC. |  |  |  |  |  |  | 02/02/2026 | 2 | A | A | A | A | A | A |  | NJ | Investment | Refinance - Cash-out - Other | A | N/A | N/A | No |
| XXXXX | 4000110404 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-02): Accepted as is based on meeting two XXXX requirements |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | NJ | Investment | Refinance - Cash-out - Other | A | N/A | N/A | No |
| XXXXX | 4000110404 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-02): Client elects to waive |  |  | 02/02/2026 | 2 | A | A | A | A | B | B |  | NJ | Investment | Refinance - Cash-out - Other | A | N/A | N/A | No |
| XXXXX | 6000110896 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2026-02-26): Fraud report received | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110896 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/09/2026 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110896 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  |  |  |  |  | Reviewer Comment (2026-02-26): Fraud report received | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111470 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud report is missing in file. |  |  |  | Reviewer Comment (2026-02-26): Fraud report received | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111470 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud report is missing in file. |  |  |  | Reviewer Comment (2026-02-26): Fraud report received | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111470 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-13): Accepted as is. |  |  | 02/13/2026 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111470 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-13): Accepted as is based on meeting three or more XXXX requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111470 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/13/2026 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110898 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/09/2026 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110898 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-09): Accepted as is based on meeting three or more XXXX requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110898 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-09): Accepted as is. |  |  | 02/09/2026 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110898 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  |  |  |  |  | Reviewer Comment (2026-02-26): XXXX received | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110898 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2026-02-26): XXXX received | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110745 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud Report is missing. |  |  |  | Reviewer Comment (2026-02-26): Cleared with fraud report | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110745 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/10/2026 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110745 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2026-02-26): Cleared with fraud report | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110745 | XXXXX |  | XXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary title policy amount is not provided. |  |  |  | Reviewer Comment (2026-02-10): Accepted as is. |  |  | 02/10/2026 | 2 | B | B | B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110745 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-10): Accepted as is based on meeting three XXXX requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110746 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/06/2026 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110746 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud report document is missing. |  |  |  | Reviewer Comment (2026-02-26): Received, Clearing. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110746 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud report document is missing. |  |  |  | Reviewer Comment (2026-02-26): Received, Clearing. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111065 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | No evidence of fraud report in file. |  |  |  | Reviewer Comment (2026-02-26): Fraud Report received, cleared | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111065 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/09/2026 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111065 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | No evidence of fraud report in file. |  |  |  | Reviewer Comment (2026-02-26): Fraud report received, cleared | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111110 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2026-02-26): Received cleared | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111110 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  |  |  |  |  | Reviewer Comment (2026-02-26): Received cleared | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111110 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-09): Accepted as is. |  |  | 02/09/2026 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111110 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | A second appraisal is not required. |  |  |  | Reviewer Comment (2026-02-09): Accepted as is based on meeting three or more RAs requirement's. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111110 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/09/2026 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110902 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/06/2026 | 2 | A | A | A | A | A | A |  | CO | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110902 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-06): Accepted as is based on meeting three RAs requirement. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | CO | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110902 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 | A | A | A | A | B | B |  | CO | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110902 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  |  |  |  |  | Reviewer Comment (2026-02-26): Fraud report received | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | CO | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110902 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2026-02-26): Fraud report received | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | CO | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111177 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/10/2026 | 2 | A | A | A | A | A | A |  | CO | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111177 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud report was missing from loan documents. |  |  |  | Reviewer Comment (2026-02-26): Received required documentation. Condition cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | CO | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111177 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2026-02-26): Received required documentation. Condition cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | CO | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111177 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. A secondary AVM was provided with FSD > 0.20, and its value supports the "Use for LTV" value. Sec ID: 373 | Note Date: ___; Lien Position: ___ | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2026-02-10): Accepted as is. |  |  | 02/10/2026 | 2 | B | B A | A | A | A | A |  | CO | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111177 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Tax Certificate not provided |  | Unable to confirm 2025 property tax on subject property. |  |  |  | Reviewer Comment (2026-02-24): Received, Clearing.<br>Seller Comment (2026-02-24): Taxes | 02/24/2026 |  |  | 1 | C | A C | C | A C | C | A |  | CO | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111134 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/10/2026 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111134 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud report is missing. |  |  |  | Reviewer Comment (2026-02-26): Received required documentation. Condition cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111134 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud report is missing. |  |  |  | Reviewer Comment (2026-02-26): Received required documentation. Condition cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111134 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-10): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111194 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | The file is missing a copy of the Fraud Report. |  |  |  | Reviewer Comment (2026-02-26): Received required documentation. Condition cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111194 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | The file is missing a copy of the Fraud Report. |  |  |  | Reviewer Comment (2026-02-26): Received required documentation. Condition cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111194 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-10): Accepted as is. |  |  | 02/10/2026 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111194 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2026-02-10): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111194 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/10/2026 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110907 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ | No secondary appraisal or hybrid interior appraisal required |  |  |  | Reviewer Comment (2026-03-07): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 2 | N/A | N/A | N/A | N/A | N/A | N/A |  | LA | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110907 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/02/2026 | 2 | A | A | A | A | A | A |  | LA | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110908 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/04/2026 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111464 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  | The rating agencies must specifically approve the client for this reduced scope as second lien. |  |  |  |  |  |  | 02/13/2026 | 2 | A | A | A | A | A | A |  | TX | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111464 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud report is not provided in file |  |  |  | Reviewer Comment (2026-02-26): Received required documentation. Condition cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | TX | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111464 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud Report is not provided in file |  |  |  | Reviewer Comment (2026-02-26): Received required documentation. Condition cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | TX | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111464 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of XXXX% or Final Disclosure APR of XXXX% is equal to or greater than the threshold of APOR XXXX% + XXXX%, or XXXX%. Non-Compliant Higher Priced Mortgage Loan. | APR on subject loan of XXXX% or Final Disclosure APR of XXXX% is equal to or greater than the threshold of APOR XXXX% + XXXX%, or XXXX%. Non-Compliant Higher Priced Mortgage Loa |  |  |  | Reviewer Comment (2026-03-02): Received, Clearing. | 03/02/2026 |  |  | 1 | C | A C | C | A C | C | A |  | TX | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111464 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Valuation to applicant three (3) business days prior to closing |  |  |  | Reviewer Comment (2026-03-02): Received, Clearing.<br>Seller Comment (2026-03-02): Appraisal delivery | 03/02/2026 |  |  | 1 | C | A C | C | A C | C | A |  | TX | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111464 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Higher Priced QM (APOR) does not match Due Diligence Loan Designation of XXXX. | As per loan data 2 QM rebuttable presumption. so updated as Higher Priced QM |  |  |  | Reviewer Comment (2026-03-02): Received, Clearing.<br>Seller Comment (2026-03-02): QM Presumption of compliance | 03/02/2026 |  |  | 1 | B | A C | B | A C | B | A |  | TX | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes |
| XXXXX | 6000111464 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (T-42 Endorsement Not Obtained) | Texas Constitution Section 50(a)(6): Acceptable FNMA title insurance endorsements not obtained for home equity loan. The loan file does not evidence the Title Policy includes the Texas T-42 endorsement or the T-42.1 endorsement. (The loan is a Texas Section 50 (a)(6) home equity loan.) | The loan file does not evidence the Title Policy includes the Texas T-42 endorsement or the T-42.1 endorsement. (The loan is a Texas Section 50 (a)(6) home equity loan.) |  |  |  | Reviewer Comment (2026-02-13): Accepted as is. |  |  | 02/13/2026 | 2 | B | B | B | B | B | B |  | TX | Primary | Refinance - Cash-out - Other | The endorsements would be required at the time of original title policy issuance, there is not an obvious remediation C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111464 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Income and Assets - Wages | General QM: Unable to verity income due to, paystub provided was dated more than 90 days prior to closing, WVOE provided was dated more than 90 days prior to closing. | Reviewed and noted as documents within 120 days Note |  |  |  | Reviewer Comment (2026-03-02): Received, Clearing.<br>Seller Comment (2026-03-02): Both Paystubs are within the guidelines of XXXX days | 03/02/2026 |  |  | 1 | C | A C | C | A C | C | A |  | TX | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111464 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | Texas Constitution Section 50(a)(6): Fannie Mae forms not used for closing of home equity loan. | Fannie Mae forms not used for closing of home equity loan. |  |  |  | Reviewer Comment (2026-02-13): Accepted as is. |  |  | 02/13/2026 | 2 | B | B | B | B | B | B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. C B | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111463 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud report is missing |  |  |  | Reviewer Comment (2026-02-26): Fraud Report received, cleared | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | LA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111463 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/13/2026 | 2 | A | A | A | A | A | A |  | LA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111463 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ | Loan is to go in a securitization and reflects only one valuation product when two are required. |  |  |  | Reviewer Comment (2026-02-13): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | LA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111463 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud report is missing |  |  |  | Reviewer Comment (2026-02-26): Fraud Report received, cleared | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | LA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110750 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud report not provided |  |  |  | Reviewer Comment (2026-02-26): Fraud Report received and associated. Exception Cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110750 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  | "This profile contains a reduced scope for subordinate liens. The rating agencies must specifically approve the client for this reduced scope. Please consult UWG/Lead/CSM for further instruction.<br> Profile Compliance + Credit + Full QM/ATR + Full Sec + Force QM (XXXX - Closed End Seconds TRID Basic) #3" |  |  |  |  |  |  | 02/09/2026 | 2 | A | A | A | A | A | A |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110750 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud report not provided. |  |  |  | Reviewer Comment (2026-02-26): Fraud Report received and associated. Exception Cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110750 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) Maryland Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) | Maryland Higher-Priced Mortgage Loan: Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for. | Home Counseling Disclosure to provide home buyer education was not provided to borrower. |  |  |  | Reviewer Comment (2026-02-09): Accepted as is. |  |  | 02/09/2026 | 2 | B | B | B | B | B | B |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110750 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State HPML | Maryland HPML Threshold Test Non-Compliant | XXXX-Priced Mortgage Loan: APR on subject loan of XXXX or Final Disclosure APR of XXXX is equal to or greater than the threshold of APOR XXXX, orXXXX. Non-Compliant Higher Priced Loan. | Calculated Annual Percentage Rate is XXXX and Final Closing Disclosure Annual Percentage Rate is XXXX, Annual Percentage Rate Varaiance is XXXX |  |  |  | Reviewer Comment (2026-02-09): Accepted as is. |  |  | 02/09/2026 | 2 | B | B | B | B | B | B |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110750 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost) Maryland Covered Loan (Points and Fees) | XXXX: Points and Fees on subject loan of XXXX is in excess of the allowable maximum of XXXX of the Total Loan Amount. Points and Fees total XXXX on a Total Loan Amount of XXXXvs. an allowable total ofXXXXan overage of XXXX. Compliant High Cost Loan. | points and fees on the subject loan, totaling XXXX, exceed the investor's allowable maximum, which is the greater of XXXX of the Federal Total Loan Amount or XXXX. The applicable threshold is XXXX |  |  |  | Reviewer Comment (2026-03-26): Clearing based on confirmation that part of the affiliated fees not being retained.<br>Reviewer Comment (2026-03-26): .<br>Reviewer Comment (2026-02-24): Received, Clearing.<br>Seller Comment (2026-02-24): Response | 03/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | MD | Primary | Refinance - Cash-out - Other | No obvious cure C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110913 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/06/2026 | 2 | A | A | A | A | A | A |  | NM | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110913 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-06): Accepted as is based on meeting three RAs requirement. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | NM | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110913 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 | A | A | A | A | B | B |  | NM | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110913 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  |  |  |  |  | Reviewer Comment (2026-02-26): Fraud Report received and associated. Exception Cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | NM | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110913 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2026-02-26): Fraud Report received and associated. Exception Cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | NM | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110923 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 03/04/2026 | 2 | A | A | A | A | A | A |  | MA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110923 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (XXXX): Originator Loan Designation ofXXXX QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. | Failure due to the 2 year tax returns are not signed and dated which is required per lender guides and XXXXrequirements. |  |  |  | Reviewer Comment (2026-03-10): Clearing based on meeting FNMA requirements for 4506C. | 03/10/2026 |  |  | 1 | B | A C | B | A C | B | A |  | MA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| XXXXX | 6000110923 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Income and Assets - Schedule C | XXXX: Unable to verify Sole Proprietorship income using reasonably reliable third-party records. | Failure due to the 2 year tax returns are not signed and dated which is required per lender guides and XXXX requirements. |  |  |  | Reviewer Comment (2026-03-10): Clearing based on meeting FNMA requirements for 4506C.<br>Buyer Comment (2026-03-10): this is ok to waive so long as the signed 4056C is in the file. Please confirm and if so, then ok to downgrade to EV2. 4056C is allowed per fannie guides in lieu of signed tax returns. | 03/10/2026 |  |  | 1 | C | A C | C | A C | C | A |  | MA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110923 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Missing signed tax returns. | Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00. |  | SitusAMC<br>SitusAMC | Reviewer Comment (2026-03-10): Client elects to waive based on meeting FNMA requirements. |  |  | 03/10/2026 | 2 |  | B |  | B |  | B |  | MA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110761 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/06/2026 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110761 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-06): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | FL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110761 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 | A | A | A | A | B | B |  | FL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110761 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  |  |  |  |  | Reviewer Comment (2026-02-26): Fraud report provided. Exception cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | FL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110761 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2026-02-26): Fraud report provided. Exception cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | FL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110927 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud Report is missing |  |  |  | Reviewer Comment (2026-02-26): Fraud report provided. Exception cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | FL | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110927 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/06/2026 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110927 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | No secondary appraisal or hybrid interior appraisal required |  |  |  | Reviewer Comment (2026-02-06): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | FL | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110927 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | No secondary appraisal or hybrid interior appraisal required |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 | A | A | A | A | B | B |  | FL | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110927 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  |  |  |  |  | Reviewer Comment (2026-02-26): Fraud report provided. Exception cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | FL | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110930 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2026-02-26): Cleared. Received Fraud Report. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | FL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110930 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud Report is missing |  |  |  | Reviewer Comment (2026-02-26): Cleared. Received Fraud Report. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | FL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110930 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-09): Accepted as is. |  |  | 02/09/2026 | 2 | A | A | A | A | B | B |  | FL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110930 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-09): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | FL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110930 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/09/2026 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110931 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Missing for both borrowers |  |  |  | Reviewer Comment (2026-02-26): Cleared. Received Fraud Report. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | PA | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| XXXXX | 6000110931 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM (APOR) Threshold Fail | Qualified Mortgage: QM APR on subject loan of XXXX is equal to or greater than the threshold of XXXX. | QM APR on subject loan of XXXX is equal to or greater than the threshold of XXXX |  |  |  | Reviewer Comment (2026-02-23): Seller redesignated the loan.<br>Seller Comment (2026-02-23): NON QM - full appraisal<br>Reviewer Comment (2026-02-18): Using an index dated XXXX of XXXX APOR + margin XXXX, the threshold is XXXX and APR on subject is XXXX<br>Seller Comment (2026-02-18): QM | 02/23/2026 |  |  | 1 | C | A C | C | A C | C | A |  | PA | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| XXXXX | 6000110931 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (XXXX): Originator Loan Designation of XXXX does not match Due Diligence Loan Designation of ATR Risk. | Originator Loan Designation of Higher Priced QM (APOR) does not match Due Diligence Loan Designation of Non QM. |  |  |  | Reviewer Comment (2026-02-23): Seller redesignated the loan.<br>Seller Comment (2026-02-23): NON QM - full appraisal | 02/23/2026 |  |  | 1 | B | A C | B | A C | B | A |  | PA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Higher Priced QM (APOR) | Non QM | Yes |
| XXXXX | 6000110931 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/06/2026 | 2 | A | A | A | A | A | A |  | PA | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| XXXXX | 6000110931 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  |  |  |  |  | Reviewer Comment (2026-02-26): Cleared. Received Fraud Report. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | PA | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| XXXXX | 6000110931 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | Missing an overtime break down history for, XXXX |  |  |  | Reviewer Comment (2026-02-20): Overtime removed from qualification<br>Seller Comment (2026-02-19): I acknowledge the reviewer's comments, however, I contend this is non-material. XXXX was qualified wiht overtime in the amount of $XXXX. If this income is removed the DTI is well within tolerance. | 02/20/2026 |  |  | 1 | C | A C | C | A C | C | A |  | PA | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| XXXXX | 6000110931 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (XXXX): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | Missing an overtime break down history for,XXXX |  |  |  | Reviewer Comment (2026-02-20): Overtime removed from qualification | 02/20/2026 |  |  | 1 | C | A C | C | A C | C | A |  | PA | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| XXXXX | 6000110931 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (XXXX): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Missing an overtime break down history for, XXXX |  |  |  | Reviewer Comment (2026-02-20): Overtime removed from qualification | 02/20/2026 |  |  | 1 | C | A C | C | A C | C | A |  | PA | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| XXXXX | 6000110931 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (XXXX): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of XXXX. | Seller redesignated the loan. |  |  |  | Reviewer Comment (2026-02-23): Accepted as is. |  |  | 02/23/2026 | 2 |  | A B |  | B |  | A |  | PA | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| XXXXX | 6000110769 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2026-02-26): Exception Cleared. Received Fraud Report and updated correctly. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | PA | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| XXXXX | 6000110769 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/10/2026 | 2 | A | A | A | A | A | A |  | PA | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| XXXXX | 6000110769 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  |  |  |  |  | Reviewer Comment (2026-02-26): Exception Cleared. Received Fraud Report and updated correctly. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | PA | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| XXXXX | 6000110769 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM DTIs match and both significantly exceed Guidelines | Ability to Repay (XXXX): The DTI calculated in accordance with the Lenders Guidelines and 1XXXX) of XXXX significantly exceeds the guideline maximum of XXXX. (DTI Exception requires compelling compensating factors to consider regrading to XXXX |  | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-03-09): Client elects to waive.<br>Reviewer Comment (2026-03-02): EXCEPTION HISTORY - Exception Detail was updated on XXXX PRIOR Exception Detail: Ability to Repay (XXXX): The DTI calculated in accordance with the Lenders Guidelines and 1026.43(c)(5) of XXXX significantly exceeds the guideline maximum of XXXX. (DTI Exception requires compelling compensating factors to consider regrading to EV2-B.) |  |  | 03/09/2026 | 2 | C | B C | C | B C | C | B |  | PA | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| XXXXX | 6000110769 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (XXXX): Originator Loan Designation of Higher Priced QM (APOR) does not match Due Diligence Loan Designation of XXXX. | Statement not provided for senior lien monthly payment XXXX and Senior Lien included in DTI calculation. Final 1008 underwriter excluded this First Mortgage Lien. |  |  |  | Reviewer Comment (2026-03-04): The seller has restated the loan.<br>Reviewer Comment (2026-02-12): EXCEPTION HISTORY - Exception Detail was updated on XXXX PRIOR Exception Detail: Qualified Mortgage (XXXX): Originator Loan Designation of Higher Priced QM does not match Due Diligence Loan Designation of ATR Risk. | 03/04/2026 |  |  | 1 | B | A C | B | A C | B | A |  | PA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Higher Priced QM (APOR) | Non QM | Yes |
| XXXXX | 6000110769 | XXXXX |  | XXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. | Calculated investor qualifying total debt ratio of ___ exceeds Guideline total debt ratio of ___. | Statement not provided for senior lien monthly Payment XXXX and Senior Lien included in DTI calculation. Final XXXX underwriter excluded this First Mortgage Lien. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-03-09): Client elects to waive.<br>Buyer Comment (2026-03-09): Please downgrade to an EV2.<br>Reviewer Comment (2026-03-02): We match on DTI now.<br>Reviewer Comment (2026-03-02): EXCEPTION HISTORY - Exception Explanation was updated on XXXX PRIOR Exception Explanation: Calculated investor qualifying total debt ratio of XXXX exceeds Guideline total debt ratio of XXXX.<br>Seller Comment (2026-02-27): Finding is valid. We have reworked the income and the DTI is now XXXX. If you agree with our calculations, we'll ask XXXX for a DTI exception. Thanks! |  |  | 03/09/2026 | 2 | C | B C | C | B C | C | B |  | PA | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| XXXXX | 6000110769 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (XXXX): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Statement not provided for Senior Lien monthly payment XXXX and senior lien included in DTI calculation. Final 1008 underwriter excluded this First Mortgage Lien. |  |  |  | Reviewer Comment (2026-03-09): .<br>Reviewer Comment (2026-03-09): Clearing. | 03/09/2026 |  |  | 1 | C | A C | C | A C | C | A |  | PA | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| XXXXX | 6000110769 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM (APOR) Threshold Fail | Qualified Mortgage: QM APR on subject loan of XXXX is equal to or greater than the threshold of XXXX |  |  |  |  | Reviewer Comment (2026-03-09): Clearing.<br>Reviewer Comment (2026-03-04): The seller has restated the loan.<br>Seller Comment (2026-03-04): Non QM with appraisal | 03/09/2026 |  |  | 1 |  | A |  | A |  | A |  | PA | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| XXXXX | 6000110769 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (XXXX): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of XXXX. |  |  |  |  | Reviewer Comment (2026-03-09): Restated. | 03/09/2026 |  |  | 1 |  | A |  | A |  | A |  | PA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM Loan Designation C B | Higher Priced QM (APOR) | Non QM | Yes |
| XXXXX | 6000110769 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM DTIs match and both moderately exceed Guidelines | Ability to Repay (XXXX): The DTI calculated in accordance with the Lenders Guidelines and XXXX moderately exceeds the guideline maximum of XXXX(DTI Exception is eligible to be regraded with compensating factors.) |  | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-03-09): Client elects to waive. |  |  | 03/09/2026 | 2 |  | B |  | B |  | B |  | PA | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| XXXXX | 6000110769 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (XXXX): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of XXXX. | Restated. |  |  |  | Reviewer Comment (2026-03-09): Accepted as is. |  |  | 03/09/2026 | 2 |  | A B |  | B |  | A |  | PA | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| XXXXX | 6000111142 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | No evidence of Fraud Report document present in the file. |  |  |  | Reviewer Comment (2026-02-26): Exception Cleared. Received Fraud Report and updated correctly. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | FL | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111142 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | No evidence of fraud report document present in the file. |  |  |  | Reviewer Comment (2026-02-26): Exception Cleared. Received Fraud Report and updated correctly. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | FL | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111142 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | No evidence of appraisal report/appraisal documentation provided on the file. |  |  |  | Reviewer Comment (2026-02-12): Accepted as is. |  |  | 02/12/2026 | 2 | A | A | A | A | B | B |  | FL | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111142 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | AVM used missing exterior property inspection required by guidelines |  |  |  | Reviewer Comment (2026-02-12): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 2 | N/A | N/A | N/A | N/A | N/A | N/A |  | FL | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111142 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/12/2026 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111142 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (XXXX): Originator Loan Designation of Higher Priced QM (APOR) does not match Due Diligence Loan Designation of XXXX. | Missing signed tax return. |  |  |  | Reviewer Comment (2026-03-10): Clearing based on meeting FNMA requirements for 4506C.<br>Reviewer Comment (2026-03-02): Missing signed tax return.<br>Seller Comment (2026-02-28): QM | 03/10/2026 |  |  | 1 | B | A C | B | A C | B | A |  | FL | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes |
| XXXXX | 6000111142 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of XXXX or Final Disclosure APR of XXXX is equal to or greater than the threshold of APOR XXXX + XXXX, or XXXX. Non-Compliant Higher Priced Mortgage Loan. |  |  |  |  | Reviewer Comment (2026-03-10): Clearing based on meeting FNMA requirements for 4506C.<br>Reviewer Comment (2026-03-10): Final Disclosure APR of XXXX is equal to or greater than the threshold of APOR XXXX + XXXX, orXXXX. Failing APOR threshold.<br>Seller Comment (2026-03-10): QM | 03/10/2026 |  |  | 1 | C | A C | C | A C | C | A |  | FL | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111142 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | TIL Higher Priced Mortgage Loan Safe Harbor Test | XXXX appraisal Rule (XXXX): XXXX requirements not satisfied. |  |  |  |  | Reviewer Comment (2026-02-12): Accepted as is. |  |  | 02/12/2026 | 2 | B | B | B | B | B | B |  | FL | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111142 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Appraisal - Did Not Physically Visit) | XXXX Appraisal Rule (XXXX): Appraisal not performed by a certified or licensed appraiser who conducted a physical visit to the property. | No evidence of appraisal report/appraisal documentation provided on the file. |  |  |  | Reviewer Comment (2026-03-10): Clearing based on meeting FNMA requirements for 4506C..<br>Reviewer Comment (2026-03-02): Isn't meeting QM so HPML would require appraisal.<br>Seller Comment (2026-02-28): QM | 03/10/2026 |  |  | 1 | C | A C | C | A C | C | A |  | FL | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111142 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Income and Assets - S-Corp | General QM: Unable to verify XXXX income using reasonably reliable third-party records. | The tax return provided is not signed by the borrower. |  |  |  | Reviewer Comment (2026-03-10): Clearing based on meeting FNMA requirements for 4506C.<br>Buyer Comment (2026-03-10): this is ok to waive so long as the signed 4056C is in the file. Please confirm and if so, then ok to downgrade to EV2. 4056C is allowed per fannie guides in lieu of signed tax returns.<br>Reviewer Comment (2026-03-04): XXXXX would defer to FNMA when the guidelines are silent. In this case the guidelines state: Most recent one-year signed completed tax returns (all pages & schedules). An exception from the buyer of the loan is needed since 4506c is a violation of the XXXXX guidelines.<br>Seller Comment (2026-03-03): I provided the FNMA guideline which confirms that a signed 4506C is acceptable in lieu of a signed return. XXXXX guidelines defer to FNMA.<br>Reviewer Comment (2026-03-02): Guidelines require a completed signed tax returns.<br>Seller Comment (2026-02-27): Per FNMA B3-3.1-02, a signed 4506C form is acceptable in lieu of signed tax returns. The file contains a 4506C for XXXX. | 03/10/2026 |  |  | 1 | C | A C | C | A C | C | A |  | FL | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111142 | XXXXX |  | XXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | Calculated debt ratio of XXXX% exceeds requirement XXXX%. Lender tax calcuation is based on discount amount instead of the base tax. |  |  |  | Reviewer Comment (2026-03-02): Received, Clearing.<br>Seller Comment (2026-02-27): Per our CES Product Profile page 11, on portfolio loans the taxes and insurance are taken from the Escrow Screen > Proposed Payment column. We qualified taxes of $XXXX which matches the escrow screen. | 03/02/2026 |  |  | 1 | C | A C | C | A C | C | A |  | FL | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111142 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor and QM DTIs match and both moderately exceed Guidelines | General QM: The DTI calculated in accordance with the Lenders Guidelines and XXXX moderately exceeds the guideline maximum of XXXX (DTI Exception is eligible to be regraded with compensating factors.) | Calculated debt ratio of XXXX% exceeds requirement XXXX%. Lender tax calcuation is based on discount amount instead of the base tax. |  |  |  | Reviewer Comment (2026-03-02): Received, Clearing. | 03/02/2026 |  |  | 1 | C | A C | C | A C | C | A |  | FL | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111142 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. | Calculated debt ratio of XXXX% exceeds requirement XXXX%. Lender tax calcuation is based on discount amount instead of the base tax. |  |  |  | Reviewer Comment (2026-03-02): Received, Clearing. | 03/02/2026 |  |  | 1 | C | A C | C | A C | C | A |  | FL | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111142 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Missing signed tax returns. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-03-10): Client elects to waive based on meeting FNMA requirements. |  |  | 03/10/2026 | 2 |  | B |  | B |  | B |  | FL | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110936 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2026-02-26): Exception Cleared. Received Fraud Report and updated correctly. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | CO | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110936 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/06/2026 | 2 | A | A | A | A | A | A |  | CO | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110936 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-06): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | CO | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110936 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 | A | A | A | A | B | B |  | CO | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110936 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  |  |  |  |  | Reviewer Comment (2026-02-26): Exception Cleared. Received Fraud Report and updated correctly. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | CO | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110937 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2026-02-26): Exception Cleared. Received Fraud Report and updated correctly. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | NV | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110937 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/09/2026 | 2 | A | A | A | A | A | A |  | NV | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110937 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-09): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | NV | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110937 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-09): Accepted as is. |  |  | 02/09/2026 | 2 | A | A | A | A | B | B |  | NV | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110937 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  |  |  |  |  | Reviewer Comment (2026-02-26): Exception Cleared. Received Fraud Report and updated correctly. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | NV | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110938 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud report is missing. |  |  |  | Reviewer Comment (2026-02-26): Received, cleared | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | TX | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110938 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud report is missing. |  |  |  | Reviewer Comment (2026-02-26): Received, cleared | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | TX | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110938 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/12/2026 | 2 | A | A | A | A | A | A |  | TX | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110770 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | The Fraud Report is missing for both Borrowers. |  |  |  | Reviewer Comment (2026-02-26): Fraud Report received, cleared | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110770 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/09/2026 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110770 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM does not support the value used to qualify. Appraisal was provided. Sec ID: 119 |  |  |  |  |  | Reviewer Comment (2026-03-11): Received, Clearing. | 03/11/2026 |  |  | 1 | C | A | C | A | C | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110770 | XXXXX |  | XXXXX |  | Property | Valuation | General | Valuation | Valuation Product pending |  | XXXX/ Collateral Desktop Analysis (CDA) - With MLS Sheets - 2 Days |  |  |  | Reviewer Comment (2026-03-11): Received, Clearing.<br>Reviewer Comment (2026-03-11): Valuation Received - XXXX | 03/11/2026 |  |  | 1 |  | A |  | A |  | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110770 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value. Sec ID: 121 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-03-11): Accepted as is. |  |  | 03/11/2026 | 2 |  | A |  | A |  | B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111067 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | A fraud report is required. |  |  |  | Reviewer Comment (2026-02-26): Fraud report received | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | UT | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111067 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/09/2026 | 2 | A | A | A | A | A | A |  | UT | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111067 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ | A secondary valuation report is required for securitization. |  |  |  | Reviewer Comment (2026-02-09): Accepted as is based on meeting three or more RAs requirement's. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | UT | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111067 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | A fraud report is required. |  |  |  | Reviewer Comment (2026-02-26): Fraud report received | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | UT | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111111 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud report is missing. |  |  |  | Reviewer Comment (2026-02-26): Exception Cleared. Received Fraud Report and updated correctly. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | CO | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111111 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud report is missing. |  |  |  | Reviewer Comment (2026-02-26): Exception Cleared. Received Fraud Report and updated correctly. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | CO | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111111 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Loan is to go in a securitization and reflects only one valuation product when two are required. |  |  |  | Reviewer Comment (2026-02-11): Accepted as is. |  |  | 02/11/2026 | 2 | A | A | A | A | B | B |  | CO | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111111 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to go in a securitization and reflects only one valuation product when two are required. |  |  |  | Reviewer Comment (2026-02-11): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | CO | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111111 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/11/2026 | 2 | A | A | A | A | A | A |  | CO | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110940 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud Report is missing in file. |  |  |  | Reviewer Comment (2026-02-26): Fraud report received | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | GA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110940 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/06/2026 | 2 | A | A | A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110940 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud Report is missing in file. |  |  |  | Reviewer Comment (2026-02-26): Fraud report received | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | GA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110771 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/13/2026 | 2 | A | A | A | A | A | A |  | VA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110771 | XXXXX |  | XXXXX |  | Compliance | Legal / Regulatory / Compliance | Anti-Predatory Violation | Federal Defect | (Fed High Cost Disclosure) Federal High-Cost Mortgage Loan (Notice to Assignee) | XXXX (XXXX): Required Statement was not provided to purchaser or assignee for loan that was sold or assigned. (Note: This notice only applies when selling or assigning a XXXX and may not be found in the file for loans that have not been previously sold) |  |  |  |  | Reviewer Comment (2026-03-05): Clearing based on LOA on Affiliate Appraiser fee not being a true affiliate.<br>Reviewer Comment (2026-03-02): Fees updated. As to the Affiliated relationship with Class Valuation: If the affiliate is not an affiliate as defined under Reg Z, please request an attestation from XXXXX with a statement confirming that affiliate (XXXX) does not meet the definition of affiliate under the Bank Holding Company Act of XXXX (XXXX U.S.C. XXXX et seq.). After received, payee can be updated to third party for any TILA testing (TRID, HOEPA, etc).<br>Seller Comment (2026-03-02): Loan does not fail points and fees and this is not a HOEPA loan.<br> QM Presumption of Compliance with a full appraisal obtained | 03/05/2026 |  |  | 1 | C | A C | C | A C | C | A |  | VA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110771 | XXXXX |  | XXXXX |  | Compliance | Legal / Regulatory / Compliance | Anti-Predatory Violation | Federal Defect | (Fed High Cost Disclosure) Federal High-Cost Mortgage Loan (HOEPA Disclosure Not Provided) | XXXX): XXXX disclosure was not provided to the Borrower |  |  |  |  | Reviewer Comment (2026-03-05): Clearing based on LOA on Affiliate Appraiser fee not being a true affiliate. | 03/05/2026 |  |  | 1 | C | A C | C | A C | C | A |  | VA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110771 | XXXXX |  | XXXXX |  | Compliance | Legal / Regulatory / Compliance | Anti-Predatory Violation | Federal Defect | (Fed High Cost Provision) Federal High-Cost Mortgage Loan (Financed Points and Fees) | XXXX (XXXX): Mortgage loan financed Points and Fees. |  |  |  |  | Reviewer Comment (2026-03-05): Clearing based on LOA on Affiliate Appraiser fee not being a true affiliate. | 03/05/2026 |  |  | 1 | C | A C | C | A C | C | A |  | VA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110771 | XXXXX |  | XXXXX |  | Compliance | Legal / Regulatory / Compliance | Anti-Predatory Violation | Federal Defect | (Fed High Cost Provision) Federal High-Cost Mortgage Loan (Late Charge) | XXXX): Mortgage loan contains a late charge that exceeds the greater ofXXXXof the amount past due or grace period of less than XXXX. |  |  |  |  | Reviewer Comment (2026-03-05): Clearing based on LOA on Affiliate Appraiser fee not being a true affiliate.<br>Reviewer Comment (2026-03-02): Fees updated. As to the Affiliated relationship with Class Valuation: If the affiliate is not an affiliate as defined under Reg Z, please request an attestation from XXXXX with a statement confirming that affiliate (XXXX) does not meet the definition of affiliate under the Bank Holding Company Act of XXXX (XXXX U.S.C. XXXX et seq.). After received, payee can be updated to third party for any TILA testing (TRID, HOEPA, etc).<br>Seller Comment (2026-03-02): response | 03/05/2026 |  |  | 1 | C | A C | C | A C | C | A |  | VA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110771 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal Defect | (Fed High Cost) Federal High-Cost Mortgage Loan (Points and Fees) | XXXX: Points and Fees on subject loan ofXXXX is in excess of the allowable maximum of XXXX% of the Federal Total Loan Amount. Points and Fees of XXXXon a Federal Total Loan Amount ofXXXX vs. an allowable total of XXXX(an overage ofXXXX). Non-Compliant High Cost Loan. |  |  |  |  | Reviewer Comment (2026-03-05): Clearing based on LOA on Affiliate Appraiser fee not being a true affiliate.<br>Reviewer Comment (2026-03-02): EXCEPTION HISTORY - Exception Detail was updated on XXXX PRIOR Exception Detail: Truth in Lending Act (High-Cost Mortgage): Points and Fees on subject loan of XXXX is in excess of the allowable maximum of XXXX of the Federal Total Loan Amount. Points and Fees of $XXXX on a Federal Total Loan Amount of $XXXX vs. an allowable total of $XXXX (an overage of $XXXX or XXXX). Non-Compliant High Cost Loan. | 03/05/2026 |  |  | 1 | C | A C | C | A C | C | A |  | VA | Primary | Refinance - Cash-out - Other | (1) Signed letter from borrower indicating their choice to either (a) accept refund and make loan non-high-cost or (b) keep loan as high-cost and make loan compliant; (2) Assuming option (a) is selected, a copy of refund check and proof of mailing; (3) Assuming option (b) is selected, proof of cure for each of the prohibited practices violations noted. C | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes |
| XXXXX | 6000110771 | XXXXX |  | XXXXX |  | Compliance | Legal / Regulatory / Compliance | Anti-Predatory Violation | Federal Defect | (Fed High Cost Provision) Federal High-Cost Mortgage Loan (Counseling Requirement) | XXXX: Borrower did not receive pre-loan counseling. |  |  |  |  | Reviewer Comment (2026-03-05): Clearing based on LOA on Affiliate Appraiser fee not being a true affiliate.<br>Reviewer Comment (2026-03-02): Fees updated. As to the Affiliated relationship with Class Valuation: If the affiliate is not an affiliate as defined under Reg Z, please request an attestation from XXXXX with a statement confirming that affiliate (XXXX) does not meet the definition of affiliate under the Bank Holding Company Act of XXXX (XXXXU.S.C. XXXX et seq.). After received, payee can be updated to third party for any TILA testing (TRID, HOEPA, etc).<br>Seller Comment (2026-03-02): response | 03/05/2026 |  |  | 1 | C | A C | C | A C | C | A |  | VA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110771 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | XXXX (XXXX): Originator Loan Designation ofXXXX does not match Due Diligence Loan Designation of QM (APOR) Fail. | The loan was agency approved with Originator Loan Designation of Higher Priced QM (APOR). However, the loan failed due to XXXX calculated APR exceeds threshold of APR XXXX%. |  |  |  | Reviewer Comment (2026-03-05): Clearing based on LOA on Affiliate Appraiser fee not being a true affiliate. | 03/05/2026 |  |  | 1 | B | A C | B | A C | B | A |  | VA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes |
| XXXXX | 6000110771 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM Points and Fees 2021 | Qualified Mortgage (XXXX): Points and Fees on subject loan ofXXXX is in excess of the allowable maximum of XXXX of the Federal Total Loan Amount. Points and Fees total XXXX on a Federal Total Loan Amount of XXXX vs. an allowable total of XXXX (an overage of XXXX or XXXX). |  |  |  |  | Reviewer Comment (2026-03-05): Clearing based on LOA on Affiliate Appraiser fee not being a true affiliate.<br>Reviewer Comment (2026-03-02): EXCEPTION HISTORY - Exception Detail was updated on XXXX PRIOR Exception Detail: Qualified Mortgage (XXXX): Points and Fees on subject loan of XXXX is in excess of the allowable maximum of XXXX of the Federal Total Loan Amount. Points and Fees total $XXXX on a Federal Total Loan Amount of $XXXX vs. an allowable total of $XXXX (an overage of $XXXX or .XXXX).<br>Reviewer Comment (2026-03-02): Fees updated. As to the Affiliated relationship with Class Valuation: If the affiliate is not an affiliate as defined under Reg Z, please request an attestation from XXXXX with a statement confirming that affiliate (XXXX) does not meet the definition of affiliate under the Bank Holding Company Act of XXXX (XXXX U.S.C. XXXX et seq.). After received, payee can be updated to third party for any TILA testing (TRID, HOEPA, etc).<br>Seller Comment (2026-03-02): Response | 03/05/2026 |  |  | 1 | C | A C | C | A C | C | A |  | VA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110772 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  |  |  |  |  | Reviewer Comment (2026-02-26): Exception Cleared. Received Fraud Report and updated correctly. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | TX | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110772 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/06/2026 | 2 | A | A | A | A | A | A |  | TX | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110772 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2026-02-26): Exception Cleared. Received Fraud Report and updated correctly. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | TX | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110772 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (T-42 Endorsement Not Obtained) | XXXX(a)(6): Acceptable XXXX title insurance endorsements not obtained for home equity loan. The loan file does not evidence the Title Policy includes the Texas XXXX endorsement. (The loan is aXXXX home equity loan.) |  |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 | B | B | B | B | B | B |  | TX | Primary | Refinance - Cash-out - Other | The endorsements would be required at the time of original title policy issuance, there is not an obvious remediation C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110772 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | XXXX Constitution Section 50(a)(6): XXXX forms not used for closing of home equity loan. |  |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 | B | B | B | B | B | B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110772 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM does not support the value used to qualify. Appraisal was provided. Sec ID: 119 |  |  |  |  |  | Reviewer Comment (2026-02-13): Received, Clearing. | 02/13/2026 |  |  | 1 | C | A | C | A | C | A |  | TX | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110772 | XXXXX |  | XXXXX |  | Property | Valuation | General | Valuation | Valuation Product pending |  | XXXX / Collateral Desktop Analysis (CDA) - With MLS Sheets - 5 Days |  |  |  | Reviewer Comment (2026-02-13): Received, Clearing.<br>Reviewer Comment (2026-02-13): Valuation Received - XXXX | 02/13/2026 |  |  | 1 |  | A |  | A |  | A |  | TX | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110772 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value. Sec ID: 121 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-13): Accepted as is. |  |  | 02/13/2026 | 2 |  | A |  | A |  | B |  | TX | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110941 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud Report is missing in the file. |  |  |  | Reviewer Comment (2026-02-26): Exception Cleared. Received Fraud Report and updated correctly. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | VA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXXX | 6000110941 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud Report is missing in the file. |  |  |  | Reviewer Comment (2026-02-26): Exception Cleared. Received Fraud Report and updated correctly. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | VA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXXX | 6000110941 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-09): Accepted as is. |  |  | 02/09/2026 | 2 | A | A | A | A | B | B |  | VA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXXX | 6000110941 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-09): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | VA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXXX | 6000110941 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/09/2026 | 2 | A | A | A | A | A | A |  | VA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXXX | 6000110941 | XXXXX |  | XXXXX |  | Credit | Income | Income Error | Income | Income document is missing the document date and/or tax year. |  | There is no date provided in the third-party verification of income document for the employment XXXX |  |  |  | Reviewer Comment (2026-02-14): Received, Clearing.<br>Seller Comment (2026-02-13): Income | 02/14/2026 |  |  | 1 | C | A C | C | A C | C | A |  | VA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXXX | 6000110941 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - Commission | Ability to Repay (XXXX: Unable to verify current Commission employment status using reasonably reliable third-party records. | There is no date provided in the third-party verification of income document for the employment XXXX |  |  |  | Reviewer Comment (2026-02-14): Received, Clearing. | 02/14/2026 |  |  | 1 | C | A C | C | A C | C | A |  | VA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXXX | 6000110941 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - W-2 | Ability to Repay (XXXX): Unable to verify current Wages/W-2 employment status using reasonably reliable third-party records. | There is no date provided in the third-party verification of income document for the employment XXXX |  |  |  | Reviewer Comment (2026-02-14): Received, Clearing. | 02/14/2026 |  |  | 1 | C | A C | C | A C | C | A |  | VA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXXX | 6000110941 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (XXXX): Based on the loan failing one or more guideline components, the loan is at ATR risk. | There is no date provided in the third-party verification of income document for the employment XXXX |  |  |  | Reviewer Comment (2026-02-14): Received, Clearing. | 02/14/2026 |  |  | 1 | C | A C | C | A C | C | A |  | VA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXXX | 6000110941 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (XXXX): General Ability-to-Repay requirements not satisfied. | There is no date provided in the third-party verification of income document for the employment XXXX |  |  |  | Reviewer Comment (2026-02-14): Received, Clearing. | 02/14/2026 |  |  | 1 | A | A | A | A | A | A |  | VA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXXX | 6000110941 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (XXXX): Originator Loan Designation of XXXX (APOR) does not match Due Diligence Loan Designation of XXXX. | There is no date provided in the third-party verification of income document for the employment XXXX |  |  |  | Reviewer Comment (2026-02-25): Restated by the seller. | 02/25/2026 |  |  | 1 | B | A C | B | A C | B | A |  | VA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Non QM | Yes |
| XXXXX | 6000110941 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM Points and Fees 2021 | Qualified Mortgage (XXXX): Points and Fees on subject loan of XXXX is in excess of the allowable maximum of the greater of XXXX of the Federal Total Loan Amount and XXXX. Points and Fees total XXXXon a Federal Total Loan Amount of XXXX vs. an allowable total of XXXX(an overage of XXXX | Points and Fees on subject loan of XXXX is in excess of the allowable maximum of the greater ofXXXX of the XXXX Loan Amount. |  |  |  | Reviewer Comment (2026-02-25): Restated by the seller.<br>Seller Comment (2026-02-24): NONQM | 02/25/2026 |  |  | 1 | C | A C | C | A C | C | A |  | VA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXXX | 6000110941 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  | Verification of employment is not within 10 business days of the Note. |  |  |  | Reviewer Comment (2026-02-14): Received, Clearing. | 02/14/2026 |  |  | 1 | C | A C | C | A C | C | A |  | VA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXXX | 6000110941 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (XXXX): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of XXXX. | Restated by the seller. |  |  |  | Reviewer Comment (2026-02-25): Accepted as is. |  |  | 02/25/2026 | 2 |  | A B |  | B |  | A |  | VA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXXX | 6000110942 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud Report was missing in the file |  |  |  | Reviewer Comment (2026-02-26): Fraud provided | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | SC | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110942 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-06): Accepted as is based on meeting three RAs requirement. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | SC | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110942 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 | A | A | A | A | B | B |  | SC | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110942 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/06/2026 | 2 | A | A | A | A | A | A |  | SC | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110942 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2026-02-26): Fraud report provided | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | SC | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111457 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud Report is missing. |  |  |  | Reviewer Comment (2026-03-06): Fraud report provided. Cleared.<br>Reviewer Comment (2026-02-27): The fraud report received is not for this borrower<br>Reviewer Comment (2026-02-26): The provided fraud report pertains to a different borrower and property address. The exception remains.<br>Reviewer Comment (2026-02-26): The fraud report in the loan file is not for the borrower, provide fraud report | 03/06/2026 |  |  | 1 | C | A C | C | A C | C | A |  | DE | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| XXXXX | 6000111457 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud Report is missing. |  |  |  | Reviewer Comment (2026-03-06): Fraud report provided. Cleared.<br>Reviewer Comment (2026-02-27): The fraud report received is not for this borrower<br>Reviewer Comment (2026-02-26): The provided fraud report pertains to a different borrower and property address. The exception remains. | 03/06/2026 |  |  | 1 | C | A C | C | A C | C | A |  | DE | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| XXXXX | 6000111457 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-10): Accepted as is. |  |  | 02/10/2026 | 2 | A | A | A | A | B | B |  | DE | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| XXXXX | 6000111457 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-10): Accepted as is based on meeting three or more RA's requirements. |  |  |  | 2 | N/A | N/A | N/A | N/A | N/A | N/A |  | DE | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| XXXXX | 6000111457 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/10/2026 | 2 | A | A | A | A | A | A |  | DE | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| XXXXX | 6000111457 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (XXXX): Originator Loan Designation of Higher Priced QM (APOR) does not match Due Diligence Loan Designation of Non QM. | Lender designation was QM(APOR) however due to APOR on date of rate lock the calculated designation is Higher Priced QM(APOR) |  |  |  | Reviewer Comment (2026-02-23): Seller redesignated the loan.<br>Seller Comment (2026-02-23): NON-QM with full appraisal obtained | 02/23/2026 |  |  | 1 | B | A C | B | A C | B | A |  | DE | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Higher Priced QM (APOR) | Non QM | Yes |
| XXXXX | 6000111457 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM (APOR) Threshold Fail | Qualified Mortgage: QM APR on subject loan of XXXX is equal to or greater than the threshold of XXXX | QM APR on subject loan of XXXX is equal to or greater than the threshold of XXXX |  |  |  | Reviewer Comment (2026-02-23): Seller redesignated the loan. | 02/23/2026 |  |  | 1 | C | A C | C | A C | C | A |  | DE | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| XXXXX | 6000111457 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (XXXX): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of XXXX. | Seller redesignated the loan. |  |  |  | Reviewer Comment (2026-02-23): Accepted as is. |  |  | 02/23/2026 | 2 |  | A B |  | B |  | A |  | DE | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| XXXXX | 6000110943 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  |  |  |  |  | Reviewer Comment (2026-02-26): Fraud report provided. Exception cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | MA | Primary | Refinance - Cash-out - Other | D B C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110943 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/06/2026 | 2 | A | A | A | A | A | A |  | MA | Primary | Refinance - Cash-out - Other | D B C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110943 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. AVM provided . The supporting secondary valuation is missing. Sec ID: 125 |  |  |  |  |  | Reviewer Comment (2026-03-10): Clearing.<br>Reviewer Comment (2026-03-10): .<br>Reviewer Comment (2026-02-06): Accepted as is based on meeting three RAs requirement. | 03/10/2026 |  |  | 1 | D | A | D | A | D | A |  | MA | Primary | Refinance - Cash-out - Other | D B C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110943 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 | A | A | A | A | B | B |  | MA | Primary | Refinance - Cash-out - Other | D B C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110943 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2026-02-26): Fraud report provided. Exception cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | MA | Primary | Refinance - Cash-out - Other | D B C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110943 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State HPML | Massachusetts HPML Threshold Test Compliant | XXXX Loan: APR on subject loan of XXXX or Final Disclosure APR of XXXX is equal to or greater than the threshold of APOR XXXX Compliant Higher Priced Loan. |  |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 | B | B | B | B | B | B |  | MA | Primary | Refinance - Cash-out - Other | No obvious cure D B C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110943 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-03-10): Accepted as is. |  |  | 03/10/2026 | 2 |  | N/A |  | N/A |  | N/A |  | MA | Primary | Refinance - Cash-out - Other | D B C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110944 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 | A | A | A | A | A | A |  | VA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110944 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 | A | A | A | A | B | B |  | VA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110944 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud report not provided. |  |  |  | Reviewer Comment (2026-02-26): Fraud report provided. Exception cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | VA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110944 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-06): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | VA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110944 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud report not provided. |  |  |  | Reviewer Comment (2026-02-26): Fraud report provided. Exception cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | VA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110944 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on XXXX, prior to three (3) business days from transaction date of XXXX | TIL expiration date XXXX Disbursement date XXXX |  |  |  | Reviewer Comment (2026-02-25): Received, Clearing.<br>Seller Comment (2026-02-25): Final CD provided. It is also on Doc ID # XXXX. The CD e-signed on XXXX is a duplicate of the final CD which was sent to borrower electronically on XXXX. We do not require borrower(s) to sign a copy of the final CD<br>Reviewer Comment (2026-02-24): Please provided the XXXX signed CD as all CDs we have are dated XXXX.<br>Seller Comment (2026-02-24): The loan consummation date is XXXX - all documeents dated & signed XXXX<br> XXXX is dayXXXX<br> XXXX is day XXXX<br> XXXX is day XXXX<br> XXXX day XXXX<br>Reviewer Comment (2026-02-18): Transaction date is XXXX, day XXXX is XXXX, day XXXX is XXXX, day XXXX is XXXX making eligible disbursement XXXX.<br>Seller Comment (2026-02-17): RTC response | 02/25/2026 |  |  | 1 | C | A C | C | A C | C | A |  | VA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes |
| XXXXX | 6000110944 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date | XXXX: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). |  |  |  |  | Reviewer Comment (2026-02-25): Received, Clearing. | 02/25/2026 |  |  | 1 | C | A C | C | A C | C | A |  | VA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes |
| XXXXX | 6000110945 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 | A | A | A | A | B | B |  | CO | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110945 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-06): Accepted as is based on meeting three RAs requirement. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | CO | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110945 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/06/2026 | 2 | A | A | A | A | A | A |  | CO | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110945 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | The Fraud Report for all Borrowers is missing. |  |  |  | Reviewer Comment (2026-02-26): Fraud report provided. Exception cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | CO | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110947 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Hazard Insurance Policy expires within 90 days of the Note Date. | Hazard Insurance Policy Expiration Date ___, Note Date ___ |  |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 | B | B | B | B | B | B |  | NM | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110947 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/06/2026 | 2 | A | A | A | A | A | A |  | NM | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110947 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file is missing the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2026-02-06): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | NM | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110947 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 | A | A | A | A | B | B |  | NM | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110947 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud Report is missing in the file. |  |  |  | Reviewer Comment (2026-02-26): Fraud report provided. Exception cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | NM | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110947 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2026-02-26): Fraud report provided. Exception cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | NM | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110773 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/09/2026 | 2 | A | A | A | A | A | A |  | PA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110773 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-09): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 2 | N/A | N/A | N/A | N/A | N/A | N/A |  | PA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110773 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2026-02-26): Received, Clearing. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | PA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110773 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  |  |  |  |  | Reviewer Comment (2026-02-26): Received, Clearing. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | PA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110773 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (XXXX): Originator Loan Designation of XXXX) does not match Due Diligence Loan Designation of XXXX. | The 1040 tax returns provided in the loan file are not signed and dated. |  |  |  | Reviewer Comment (2026-03-10): Clearing based on meeting FNMA requirements for 4506C.<br>Reviewer Comment (2026-03-03): XXXXXXX would defer to FNMA when the guidelines are silent. In this case the guidelines state: Most recent one-year signed completed tax returns (all pages & schedules). An exception from the buyer of the loan is needed since 4506c is a violation of the XXXXX guidelines.<br>Seller Comment (2026-03-03): The FNMA guidelines attached specifically state that a signed 4506C is acceptable in lieu of signed tax returns. Please note: XXXXX CES guidelines defer to FNMA.<br>Reviewer Comment (2026-02-25): The failing QM foe fees is resolved. The 1040 tax returns provided in the loan file are not signed and dated. When these are received the QM issue will be resolved.<br>Seller Comment (2026-02-25): QM<br>Reviewer Comment (2026-02-24): Failing for QM fees.<br>Seller Comment (2026-02-24): Mavent | 03/10/2026 |  |  | 1 | B | A C | B | A C | B | A |  | PA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| XXXXX | 6000110773 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Income and Assets - Partnership | General QM: Unable to verify Partnership income using reasonably reliable third-party records. | The 1040 tax returns provided in the loan file are not signed and dated. |  |  |  | Reviewer Comment (2026-03-10): Clearing based on meeting FNMA requirements for 4506C.<br>Buyer Comment (2026-03-10): this is ok to waive so long as the signed 4056C is in the file. Please confirm and if so, then ok to downgrade to EV2. 4056C is allowed per fannie guides in lieu of signed tax returns.<br>Reviewer Comment (2026-03-03): XXXXX would defer to FNMA when the guidelines are silent. In this case the guidelines state: Most recent one-year signed completed tax returns (all pages & schedules). An exception from the buyer of the loan is needed since 4506c is a violation of the XXXXX guidelines.<br>Seller Comment (2026-03-03): The FNMA guidelines attached specifically state that a signed 4506C is acceptable in lieu of signed tax returns. Please note: XXXXX CES guidelines defer to FNMA.<br>Reviewer Comment (2026-02-26): Per guidelines: Most recent one-year signed complete tax return (all pages & schedules). <br>The guidelines state signed complete tax returns. The guidelines would supersede and FNMA requirement.<br>Seller Comment (2026-02-25): Per FNMA B3-3.1-02, a signed 4506C form is acceptable in lieu of signed tax returns. The file contains a 4506C for XXXX. | 03/10/2026 |  |  | 1 | C | A C | C | A C | C | A |  | PA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110773 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Income and Assets - S-Corp | General QM: Unable to verify XXXX income using reasonably reliable third-party records. | The 1040 tax returns provided in the loan file are not signed and dated. |  |  |  | Reviewer Comment (2026-03-10): Clearing based on meeting FNMA requirements for 4506C.<br>Reviewer Comment (2026-03-03): XXXXX would defer to FNMA when the guidelines are silent. In this case the guidelines state: Most recent one-year signed completed tax returns (all pages & schedules). An exception from the buyer of the loan is needed since 4506c is a violation of the XXXXX guidelines.<br>Seller Comment (2026-03-03): The FNMA guidelines attached specifically state that a signed 4506C is acceptable in lieu of signed tax returns. Please note: XXXXX CES guidelines defer to FNMA.<br>Reviewer Comment (2026-02-26): Per guidelines: Most recent one-year signed complete tax return (all pages & schedules). <br>The guidelines state signed complete tax returns. The guidelines would supersede and FNMA requirement.<br>Seller Comment (2026-02-25): Per FNMA B3-3.1-02, a signed 4506C form is acceptable in lieu of signed tax returns. The file contains a 4506C for XXXX. | 03/10/2026 |  |  | 1 | C | A C | C | A C | C | A |  | PA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110773 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Client elects to waive based on meeting FNMA requirements. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-03-10): Missing signed tax returns. |  |  | 03/10/2026 | 2 |  | B |  | B |  | B |  | PA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110774 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/06/2026 | 2 | A | A | A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110774 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2026-03-06): Cleared Fraud report received all red flags addressed<br>Reviewer Comment (2026-03-02): The fraud report received is not for borrower of the subject transaction.<br>Reviewer Comment (2026-02-27): The fraud report received is not for this borrower<br>Reviewer Comment (2026-02-26): Received fraud report is not for our borrower. Exception Remains. | 03/06/2026 |  |  | 1 | C | A C | C | A C | C | A |  | AZ | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110774 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  |  |  |  |  | Reviewer Comment (2026-03-06): Cleared fraud report received all red flags addressed<br>Reviewer Comment (2026-03-02): The fraud report received is not for borrower of the subject transaction.<br>Reviewer Comment (2026-02-27): The fraud report received is not for this borrower<br>Reviewer Comment (2026-02-26): Received fraud report is not for our borrower. Exception Remains. | 03/06/2026 |  |  | 1 | C | A C | C | A C | C | A |  | AZ | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111102 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud report is missing. |  |  |  | Reviewer Comment (2026-02-26): Cleared. Received fraud report. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | TX | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXXX | 6000111102 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-11): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | TX | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXXX | 6000111102 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/11/2026 | 2 | A | A | A | A | A | A |  | TX | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXXX | 6000111102 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud report is missing. |  |  |  | Reviewer Comment (2026-02-26): Cleared. Received fraud report. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | TX | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXXX | 6000111102 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (XXXX): Originator Loan Designation of XXXX) does not match Due Diligence Loan Designation of XXXX. | Originator Loan Designation of XXXX does not match Due Diligence Loan Designation of QM (APOR) Fail. |  |  |  | Reviewer Comment (2026-03-02): Restated by the seller. | 03/02/2026 |  |  | 1 | B | A C | B | A C | B | A |  | TX | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Non QM | Yes |
| XXXXX | 6000111102 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM Points and Fees 2021 | XXXX(XXXX): Points and Fees on subject loan of XXXX is in excess of the allowable maximum of the greater of XXXX of the Federal Total Loan Amount and XXXX). Points and Fees totalXXXX on a Federal Total Loan Amount of XXXX vs. an allowable total of XXXX (an overage of XXXX | Points and Fees on subject loan of XXXX is in excess of the allowable maximum of the greater of XXXX of the Federal Total Loan Amount and XXXX Points and Fees total XXXX on a Federal Total Loan Amount of XXXX vs. an allowable total of XXXX andXXXX (XXXX) (an overage of XXXX |  |  |  | Reviewer Comment (2026-03-02): Restated by the seller.<br>Seller Comment (2026-03-02): Loan delivery is Non QM<br> Eligibility Calculated Threshold <br> APR XXXX<br> APOR XXXX<br> QM APR XXXX<br>General qualified mortgage XXXX | 03/02/2026 |  |  | 1 | C | A C | C | A C | C | A |  | TX | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXXX | 6000111102 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | XXXX Constitution Section XXXX: XXXX forms not used for closing of home equity loan. | XXXX forms not used for closing of home equity loan. |  |  |  | Reviewer Comment (2026-02-11): Accepted as is. |  |  | 02/11/2026 | 2 | B | B | B | B | B | B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. C B | Safe Harbor QM (APOR) | Non QM | No |
| XXXXX | 6000111102 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (XXXX): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of XXXX. | Restated by the seller. |  |  |  | Reviewer Comment (2026-03-02): Accepted as is. |  |  | 03/02/2026 | 2 |  | A B |  | B |  | A |  | TX | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXXX | 6000111456 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/11/2026 | 2 | A | A | A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXXX | 6000111456 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | A second appraisal was not provided. |  |  |  | Reviewer Comment (2026-02-12): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 2 | N/A | N/A | N/A | N/A | N/A | N/A |  | GA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXXX | 6000111456 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-12): Accepted as is. |  |  | 02/12/2026 | 2 | A | A | A | A | B | B |  | GA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXXX | 6000111456 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud report is missing. |  |  |  | Reviewer Comment (2026-03-06): Fraud Report provided. Cleared.<br>Reviewer Comment (2026-03-02): The fraud report received is not for this borrower<br>Reviewer Comment (2026-02-27): The fraud report received is not for this borrower<br>Reviewer Comment (2026-02-26): The fraud report provided is related to the borrower. | 03/06/2026 |  |  | 1 | C | A C | C | A C | C | A |  | GA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXXX | 6000111456 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud report is missing. |  |  |  | Reviewer Comment (2026-03-06): Fraud Report provided. Cleared.<br>Reviewer Comment (2026-03-02): The fraud report received is not for this borrower<br>Reviewer Comment (2026-02-27): The fraud report received is not for this borrower | 03/06/2026 |  |  | 1 | C | A C | C | A C | C | A |  | GA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXXX | 6000111456 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (XXXX): Originator Loan Designation of XXXX (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. | Lender designation was QM(APOR) however due to APOR on date of rate lock the calculated designation is Higher Priced QM(APOR). |  |  |  | Reviewer Comment (2026-02-28): Restated by the seller.<br>Seller Comment (2026-02-28): NonQM | 02/28/2026 |  |  | 1 | B | A C | B | A C | B | A |  | GA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Non QM | Yes |
| XXXXX | 6000111456 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM Points and Fees 2021 | Qualified Mortgage (XXXX): Points and Fees on subject loan ofXXXX is in excess of the allowable maximum of XXXX of the Federal Total Loan Amount. Points and Fees total XXXX on a Federal Total Loan Amount of XXXX vs. an allowable total XXXX an overage of XXXX | Points and Fees on subject loan of XXXX is in excess of the allowable maximum of XXXX of the Federal Total Loan Amount. Points and Fees total XXXX on a Federal Total Loan Amount of XXXX vs. an allowable total ofXXXX (an overage of XXXX). |  |  |  | Reviewer Comment (2026-02-28): Restated by the seller. | 02/28/2026 |  |  | 1 | C | A C | C | A C | C | A |  | GA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXXX | 6000111456 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (XXXX): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. | Restated by the seller. |  |  |  | Reviewer Comment (2026-02-28): Accepted as is. |  |  | 02/28/2026 | 2 |  | A B |  | B |  | A |  | GA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXXX | 6000111173 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud report is not provided. |  |  |  | Reviewer Comment (2026-02-26): Fraud Report received and associated. Exception cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | OK | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111173 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  | This profile contains a reduced scope for subordinate liens. |  |  |  |  |  |  | 02/12/2026 | 2 | A | A | A | A | A | A |  | OK | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111173 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud report is not provided. |  |  |  | Reviewer Comment (2026-02-26): Fraud Report received and associated. Exception cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | OK | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111173 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State HPML | (State HPML) Oklahoma Higher-Priced Mortgage Loan (APR Exceeds HPML Threshold) | XXXX Loan: APR on subject loan of XXXX or Final Disclosure APR of XXXX is equal to or greater than the threshold of APOR XXXX. Compliant Higher Priced Loan. | APR on subject loan of XXXX or Final Disclosure APR of XXXX is greater than the threshold of APOR XXXX. Compliant Higher Priced Loan. |  |  |  | Reviewer Comment (2026-02-12): Accepted as is. |  |  | 02/12/2026 | 2 | B | B | B | B | B | B |  | OK | Primary | Refinance - Cash-out - Other | No obvious cure C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111173 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM does not support the value used to qualify. Appraisal was provided. Sec ID: 119 |  | Loan is to be securitized. AVM does not support the value used to qualify. There is more than XXXX variance between AVM value of XXXX and Appraisal value of XXXX |  |  |  | Reviewer Comment (2026-03-11): Received, Clearing. | 03/11/2026 |  |  | 1 | C | A | C | A | C | A |  | OK | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111173 | XXXXX |  | XXXXX |  | Property | Valuation | General | Valuation | Valuation Product pending |  | XXXX / XXXX - With MLS Sheets - 2 Days |  |  |  | Reviewer Comment (2026-03-11): Received, Clearing.<br>Reviewer Comment (2026-03-11): Valuation Received - XXXX | 03/11/2026 |  |  | 1 |  | A |  | A |  | A |  | OK | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111173 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value. Sec ID: 121 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-03-11): Accepted as is. |  |  | 03/11/2026 | 2 |  | A |  | A |  | B |  | OK | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110777 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud Report is missing from the file. |  |  |  | Reviewer Comment (2026-02-26): Fraud Report received and associated. Exception cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | WI | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110777 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/11/2026 | 2 | A | A | A | A | A | A |  | WI | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110777 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud Report is missing from the file. |  |  |  | Reviewer Comment (2026-02-26): Fraud Report received and associated. Exception cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | WI | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110949 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud report is missing. |  |  |  | Reviewer Comment (2026-02-26): Fraud Report received and associated. Exception cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | GA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110949 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | No evidence of fraud report in file |  |  |  | Reviewer Comment (2026-02-26): Fraud Report received and associated. Exception cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | GA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110949 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 | A | A | A | A | B | B |  | GA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110949 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-06): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | GA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110949 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/06/2026 | 2 | A | A | A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110778 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/10/2026 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110778 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-10): Accepted as is based on meeting three or more RA's requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | FL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110778 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  |  |  |  |  | Reviewer Comment (2026-02-26): Fraud Report received and associated. Exception cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | FL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110778 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-10): Accepted as is. |  |  | 02/10/2026 | 2 | A | A | A | A | B | B |  | FL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110778 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2026-02-26): Fraud Report received and associated. Exception cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | FL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110950 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | fraud report not provided. |  |  |  | Reviewer Comment (2026-02-26): Fraud Report received and associated. Exception cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | WA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110950 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Secondary valuation not required |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 | A | A | A | A | B | B |  | WA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110950 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation not required |  |  |  | Reviewer Comment (2026-02-06): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | WA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110950 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  | The rating agencies must specifically approve the client for this reduced scope. Please consult UWQ/Lead/CSM for further instruction. |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 | A | A | A | A | A | A |  | WA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110950 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud report not provided. |  |  |  | Reviewer Comment (2026-02-26): Fraud Report received and associated. Exception cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | WA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110779 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/09/2026 | 2 | A | A | A | A | A | A |  | IL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110779 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file is missing the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2026-02-09): Accepted as is based on meeting three or more RAs requirement's. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | IL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110779 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-09): Accepted as is. |  |  | 02/09/2026 | 2 | A | A | A | A | B | B |  | IL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110779 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Loan file is missing fraud report. Please provide for the review. |  |  |  | Reviewer Comment (2026-02-26): Fraud report provided | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | IL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110779 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2026-02-26): Fraud report provided | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | IL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111455 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud Report is missing file. |  |  |  | Reviewer Comment (2026-03-06): Fraud Report provided. Cleared.<br>Reviewer Comment (2026-03-02): The fraud report received is not for this borrower<br>Reviewer Comment (2026-02-27): The fraud report in the loan file does not pertain to the borrower. | 03/06/2026 |  |  | 1 | C | A C | C | A C | C | A |  | TX | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111455 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (XXXX): Originator Loan Designation of XXXX QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. | Points and Fees on subject loan of XXXX% exceeds the allowable maximum of XXXX%. |  |  |  | Reviewer Comment (2026-03-05): Clearing based on LOA on Affiliate Appraiser fee not being a true affiliate.<br>Reviewer Comment (2026-03-02): If the affiliate is not an affiliate as defined under Reg Z, please request an attestation from XXXXX with a statement confirming that affiliate (XXXXC) does not meet the definition of affiliate under the Bank Holding Company Act of XXXX (12 U.S.C. 1841 et seq.). After received, payee can be updated to third party for any TILA testing (TRID, HOEPA, etc).<br>Seller Comment (2026-03-02): response | 03/05/2026 |  |  | 1 | B | A C | B | A C | B | A |  | TX | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| XXXXX | 6000111455 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | XXXX Constitution Section XXXX: Fannie Mae forms not used for closing of home equity loan. | XXXX forms not used for XXXX Note. |  |  |  | Reviewer Comment (2026-02-12): Accepted as is. |  |  | 02/12/2026 | 2 | B | B | B | B | B | B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111455 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/12/2026 | 2 | A | A | A | A | A | A |  | TX | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111455 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | No evidence of fraud report in file. |  |  |  | Reviewer Comment (2026-03-06): Fraud Report provided. Cleared.<br>Reviewer Comment (2026-03-02): The fraud report received is not for borrowers.<br>Reviewer Comment (2026-02-26): Received fraud report is not for our borrowers. Exception Remains. | 03/06/2026 |  |  | 1 | C | A C | C | A C | C | A |  | TX | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111455 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Note is not on a FNMA/FHLMC form and does not contain the standard Due on Sale clause. |  |  |  |  |  | Reviewer Comment (2026-02-12): Accepted as is. |  |  | 02/12/2026 | 2 | B | B | B | B | B | B |  | TX | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111455 | XXXXX |  | XXXXX |  | Compliance | Legal / Regulatory / Compliance | Anti-Predatory Violation | Federal Defect | (Fed High Cost Disclosure) Federal High-Cost Mortgage Loan (Notice to Assignee) | Truth in Lending Act (XXXX): Required Statement was not provided to purchaser or assignee for loan that was sold or assigned. (Note: This notice only applies when selling or assigning a XXXX loan and may not be found in the file for loans that have not been previously sold) |  |  |  |  | Reviewer Comment (2026-03-05): Clearing based on LOA on Affiliate Appraiser fee not being a true affiliate.<br>Reviewer Comment (2026-03-02): If the affiliate is not an affiliate as defined under Reg Z, please request an attestation from XXXXX with a statement confirming that affiliate (XXXX) does not meet the definition of affiliate under the Bank Holding Company Act of XXXX (XXXX U.S.C. XXXX et seq.). After received, payee can be updated to third party for any TILA testing (TRID, HOEPA, etc).<br>Seller Comment (2026-03-02): Not a HOEPA loan - Loan is QM Safe Harbor | 03/05/2026 |  |  | 1 | C | A C | C | A C | C | A |  | TX | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111455 | XXXXX |  | XXXXX |  | Compliance | Legal / Regulatory / Compliance | Anti-Predatory Violation | Federal Defect | (Fed High Cost Disclosure) Federal High-Cost Mortgage Loan (HOEPA Disclosure Not Provided) | Truth in Lending Act (XXXX): HOEPA disclosure was not provided to the Borrower |  |  |  |  | Reviewer Comment (2026-03-05): Clearing based on LOA on Affiliate Appraiser fee not being a true affiliate. | 03/05/2026 |  |  | 1 | C | A C | C | A C | C | A |  | TX | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111455 | XXXXX |  | XXXXX |  | Compliance | Legal / Regulatory / Compliance | Anti-Predatory Violation | Federal Defect | (Fed High Cost Provision) Federal High-Cost Mortgage Loan (Financed Points and Fees) | Truth in Lending Act (XXXX): Mortgage loan financed Points and Fees. |  |  |  |  | Reviewer Comment (2026-03-05): Clearing based on LOA on Affiliate Appraiser fee not being a true affiliate. | 03/05/2026 |  |  | 1 | C | A C | C | A C | C | A |  | TX | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111455 | XXXXX |  | XXXXX |  | Compliance | Legal / Regulatory / Compliance | Anti-Predatory Violation | Federal Defect | (Fed High Cost Provision) Federal High-Cost Mortgage Loan (Late Charge) | Truth in Lending Act (XXXX): Mortgage loan contains a late charge that exceeds the greater of XXXX% of the amount past due or grace period of less than XXXXdays. |  |  |  |  | Reviewer Comment (2026-03-05): Clearing based on LOA on Affiliate Appraiser fee not being a true affiliate. | 03/05/2026 |  |  | 1 | C | A C | C | A C | C | A |  | TX | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111455 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal Defect | (Fed High Cost) Federal High-Cost Mortgage Loan (Points and Fees) | Truth in Lending Act (XXXX): Points and Fees on subject loan of XXXX% is in excess of the allowable maximum of XXXX% of the Federal Total Loan Amount. Points and Fees of $XXXX on a Federal Total Loan Amount of $XXXX vs. an allowable total of $XXXX(an overage of $XXXX or .XXXX%). Non-Compliant High Cost Loan. |  |  |  |  | Reviewer Comment (2026-03-05): Clearing based on LOA on Affiliate Appraiser fee not being a true affiliate. | 03/05/2026 |  |  | 1 | C | A C | C | A C | C | A |  | TX | Primary | Refinance - Cash-out - Other | (1) Signed letter from borrower indicating their choice to either (a) accept refund and make loan non-high-cost or (b) keep loan as high-cost and make loan compliant; (2) Assuming option (a) is selected, a copy of refund check and proof of mailing; (3) Assuming option (b) is selected, proof of cure for each of the prohibited practices violations noted. C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| XXXXX | 6000111455 | XXXXX |  | XXXXX |  | Compliance | Legal / Regulatory / Compliance | Anti-Predatory Violation | Federal Defect | (Fed High Cost Provision) Federal High-Cost Mortgage Loan (Counseling Requirement) | Truth in Lending Act (XXXX): Borrower did not receive pre-loan counseling. |  |  |  |  | Reviewer Comment (2026-03-05): Clearing based on LOA on Affiliate Appraiser fee not being a true affiliate. | 03/05/2026 |  |  | 1 | C | A C | C | A C | C | A |  | TX | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111455 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM Points and Fees 2021 | Qualified Mortgage (XXXX): Points and Fees on subject loan of XXXX% is in excess of the allowable maximum of XXXX% of the Federal Total Loan Amount. Points and Fees total $XXXXon a Federal Total Loan Amount of $XXXXvs. an allowable total of $XXXX(an overage of $XXXXor .XXXX%). |  |  |  |  | Reviewer Comment (2026-03-05): Clearing based on LOA on Affiliate Appraiser fee not being a true affiliate.<br>Reviewer Comment (2026-03-02): If the affiliate is not an affiliate as defined under Reg Z, please request an attestation from XXXXX with a statement confirming that affiliate (XXXX) does not meet the definition of affiliate under the Bank Holding Company Act of XXXX (XXXX U.S.C. XXXX et seq.). After received, payee can be updated to third party for any TILA testing (TRID, HOEPA, etc).<br>Seller Comment (2026-03-02): Loan is QM Safe Harbor | 03/05/2026 |  |  | 1 | C | A C | C | A C | C | A |  | TX | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111455 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost Provision) Texas High-Cost Loan (Ability to Repay not Verified) | XXXXHigh-Cost Loan: Borrower's ability to repay not verified with reliable documentation. |  |  |  |  | Reviewer Comment (2026-03-05): Clearing based on LOA on Affiliate Appraiser fee not being a true affiliate.<br>Reviewer Comment (2026-03-02): If the affiliate is not an affiliate as defined under Reg Z, please request an attestation from XXXXXX with a statement confirming that affiliate (XXXX does not meet the definition of affiliate under the Bank Holding Company Act of XXXX (XXXX U.S.C. XXXX et seq.). After received, payee can be updated to third party for any TILA testing (TRID, HOEPA, etc).<br>Seller Comment (2026-03-02): This is not a high cost loan - Loan is QM Safe Harbor | 03/05/2026 |  |  | 1 | C | A C | C | A C | C | A |  | TX | Primary | Refinance - Cash-out - Other | No obvious cure C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111455 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost) Texas High-Cost Loan (Points and Fees) | XXXXAnti-Predatory Lending Statute: Points and Fees on subject loan of XXXX% is in excess of the allowable maximum of XXXX% of the Total Loan Amount. Points and Fees total $XXXXon a Total Loan Amount of $XXXXvs. an allowable total of $XXXX(an overage of $XXXXor .XXXX%). Non-Compliant High Cost Loan. |  |  |  |  | Reviewer Comment (2026-03-05): Clearing based on LOA on Affiliate Appraiser fee not being a true affiliate. | 03/05/2026 |  |  | 1 | C | A C | C | A C | C | A |  | TX | Primary | Refinance - Cash-out - Other | No obvious cure C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111175 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud report is not provided. |  |  |  | Reviewer Comment (2026-02-26): Fraud Report received and associated. Exception Cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111175 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | The file is missing the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2026-02-12): Accepted as is. |  |  | 02/12/2026 | 2 | A | A | A | A | B | B |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111175 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file is missing the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2026-02-12): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111175 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  | This profile contains a reduced scope for subordinate liens. |  |  |  |  |  |  | 02/12/2026 | 2 | A | A | A | A | A | A |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111175 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  | Verification of employment for borrower (XXXX) was not within XXXXbusiness days of the Note date (XXXX). |  |  |  | Reviewer Comment (2026-02-19): VVOE received<br>Seller Comment (2026-02-19): Provided in original submission | 02/19/2026 |  |  | 1 | C | A C | C | A C | C | A |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111175 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) Maryland Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) | XXXXHigher-Priced Mortgage Loan: Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for. | XXXX- HPML Disclosure was not provided. |  |  |  | Reviewer Comment (2026-02-12): Accepted as is. |  |  | 02/12/2026 | 2 | B | B | B | B | B | B |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111175 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State HPML | Maryland HPML Threshold Test Non-Compliant | XXXXHigher-Priced Mortgage Loan: APR on subject loan of XXXX% or Final Disclosure APR of XXXX% is equal to or greater than the threshold of APOR XXXX% + XXXX%, or XXXX%. Non-Compliant Higher Priced Loan. | APR on subject loan of XXXX% or Final Disclosure APR of XXXX% is equal to or greater than the threshold of APOR XXXX% + XXXX%, or XXXX%. Non-Compliant Higher Priced Loan. |  |  |  | Reviewer Comment (2026-02-12): Accepted as is. |  |  | 02/12/2026 | 2 | B | B | B | B | B | B |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110952 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/06/2026 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110952 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2026-02-26): Fraud Report received and associated. Exception Cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110952 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-06): Accepted as is based on meeting three RAs requirement. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110952 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  |  |  |  |  | Reviewer Comment (2026-02-26): Fraud Report received and associated. Exception Cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111454 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  |  |  |  |  | Reviewer Comment (2026-02-26): Fraud Report received and associated. Exception Cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | IL | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111454 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-10): Accepted as is. |  |  | 02/10/2026 | 2 | A | A | A | A | B | B |  | IL | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111454 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-10): Accepted as is based on meeting three or more RA's requirements. |  |  |  | 2 | N/A | N/A | N/A | N/A | N/A | N/A |  | IL | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111454 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/10/2026 | 2 | A | A | A | A | A | A |  | IL | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111454 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2026-02-26): Fraud Report received and associated. Exception Cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | IL | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111454 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (XXXX): Originator Loan Designation of Safe Harbor QM (XXXX) does not match Due Diligence Loan Designation of XXXX. | Loan Designation discrepancy due to Points & Fees. |  |  |  | Reviewer Comment (2026-03-06): Restated.<br>Seller Comment (2026-03-06): COGS<br>Reviewer Comment (2026-03-04): Please provide documentation (Rate Sheet or breakdown from Lock Desk) of un-discounted rate and price to properly test bona-fide discount point(s). Exception remains.<br>Seller Comment (2026-03-04): The Mavent calculates the full amount of the affiliate title fees rather than the retained amount. Title fees retained amount are $XXXX. The remainder of the $XXXX in fees would not be included in QM or high cost as they aren't retained by the lender or affiliate. The (COGS) sheet in the file from XXXX itemizes this | 03/06/2026 |  |  | 1 | B | A C | B | A C | B | A |  | IL | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | Yes |
| XXXXX | 6000111454 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (XXXX): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (APOR) matches the Due Diligence Loan Designation of XXXX. | Restated. |  |  |  | Reviewer Comment (2026-03-06): Accepted as is. |  |  | 03/06/2026 | 2 |  | A B |  | B |  | A |  | IL | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111082 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | The Fraud Report is missing. |  |  |  | Reviewer Comment (2026-02-26): Fraud Report received and associated. Exception Cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | VA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111082 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/10/2026 | 2 | A | A | A | A | A | A |  | VA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111082 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | The Fraud Report is missing. |  |  |  | Reviewer Comment (2026-02-26): Fraud Report received and associated. Exception Cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | VA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110953 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud Report not provided. |  |  |  | Reviewer Comment (2026-02-26): Fraud Report received and associated. Exception Cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | TX | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110953 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud report not provided. |  |  |  | Reviewer Comment (2026-02-26): Fraud Report received and associated. Exception Cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | TX | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110953 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-09): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | TX | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110953 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 | A | A | A | A | A | A |  | TX | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110953 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | XXXX Constitution Section XXXX: XXXX forms not used for closing of home equity loan. |  |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 | B | B | B | B | B | B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110953 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (T-42 Endorsement Not Obtained) | XXXX Constitution Section XXXX: Acceptable XXXXtitle insurance endorsements not obtained for home equity loan. The loan file does not evidence the Title Policy includes the XXXX endorsement or the XXXX endorsement. (The loan is a XXXX home equity loan.) |  |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 | B | B | B | B | B | B |  | TX | Primary | Refinance - Cash-out - Other | The endorsements would be required at the time of original title policy issuance, there is not an obvious remediation C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110780 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/10/2026 | 2 | A | A | A | A | A | A |  | TN | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110780 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2026-02-26): Fraud provided | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | TN | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110780 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud report is missing, please provide recent fraud report. |  |  |  | Reviewer Comment (2026-02-26): Fraud provided | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | TN | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110780 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (XXXX): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of XXXX. | Loan Designation discrepancy due to missing third party verification of sole proprietorship. |  |  |  | Reviewer Comment (2026-03-05): Received, Clearing.<br>Seller Comment (2026-03-05): This is not a valid request. XXXX Schedule C business is not reported on the 1003 as current employment. Income is not being used. There is no reason to verify the business.<br>Reviewer Comment (2026-02-26): Looking for the missing third party verification of sole proprietorship for the coborrower not the VVOE for the wage income.<br>Seller Comment (2026-02-26): Uploaded to XXXX | 03/05/2026 |  |  | 1 | B | A C | B | A C | B | A |  | TN | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| XXXXX | 6000110780 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | The existence of the borrower's business must be verified within XXXX calendar days of the note date. This was not provided for sole proprietorship. |  |  |  | Reviewer Comment (2026-03-05): Received, Clearing.<br>Reviewer Comment (2026-02-26): Looking for the missing third party verification of sole proprietorship for the coborrower not the VVOE for the wage income.<br>Seller Comment (2026-02-26): Uploaded to XXXX | 03/05/2026 |  |  | 1 | C | A C | C | A C | C | A |  | TN | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110780 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. | Waterfall due to missing third party verification of sole proprietorship. |  |  |  | Reviewer Comment (2026-03-05): Received, Clearing.<br>Reviewer Comment (2026-02-26): Looking for the missing third party verification of sole proprietorship for the coborrower not the VVOE for the wage income.<br>Seller Comment (2026-02-26): Uploaded to XXXX | 03/05/2026 |  |  | 1 | C | A C | C | A C | C | A |  | TN | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110780 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - QM Impact | General QM: There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | Waterfall due to missing third party verification of sole proprietorship. |  |  |  | Reviewer Comment (2026-03-05): Received, Clearing.<br>Reviewer Comment (2026-02-26): Looking for the missing third party verification of sole proprietorship for the coborrower not the VVOE for the wage income.<br>Seller Comment (2026-02-26): "XXXX VOE XXXX<br>XXXX VOE XXXX<br>XXXX Note<br> No self employment" | 03/05/2026 |  |  | 1 | C | A C | C | A C | C | A |  | TN | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110954 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2026-02-26): Fraud Report received and associated. Exception Cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXXX | 6000110954 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/09/2026 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXXX | 6000110954 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud report is not provided. |  |  |  | Reviewer Comment (2026-02-26): Fraud Report received and associated. Exception Cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXXX | 6000110954 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation not provided. |  |  |  | Reviewer Comment (2026-02-09): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXXX | 6000110954 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | AVM provided. |  |  |  | Reviewer Comment (2026-02-09): Accepted as is. |  |  | 02/09/2026 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXXX | 6000110954 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (XXXX): Originator Loan Designation of XXXX QM (APOR) does not match Due Diligence Loan Designation of XXXX. | Loan fails testing due to excessive Points and Fees. |  |  |  | Reviewer Comment (2026-02-25): Restated by the seller. | 02/25/2026 |  |  | 1 | B | A C | B | A C | B | A |  | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Non QM | Yes |
| XXXXX | 6000110954 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM Points and Fees 2021 | Qualified Mortgage (XXXX): Points and Fees on subject loan of XXXX% is in excess of the allowable maximum of XXXX% of the Federal Total Loan Amount. Points and Fees total $XXXX on a Federal Total Loan Amount of $XXXX vs. an allowable total of $XXXX (an overage of $XXXX or XXXX%). | Points and Fees total $XXXX vs. an investor allowable total of $XXXX for an overage of $XXXX |  |  |  | Reviewer Comment (2026-02-25): Restated by the seller.<br>Seller Comment (2026-02-24): NON QM | 02/25/2026 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXXX | 6000110954 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (XXXX): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of XXXX. | Restated by the seller. |  |  |  | Reviewer Comment (2026-02-25): Accepted as is. |  |  | 02/25/2026 | 2 |  | A B |  | B |  | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXXX | 6000110781 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud Report is missing |  |  |  | Reviewer Comment (2026-02-26): Fraud provided | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | OR | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110781 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/06/2026 | 2 | A | A | A | A | A | A |  | OR | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110781 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  |  |  |  |  | Reviewer Comment (2026-02-26): Fraud provided | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | OR | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110955 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2026-02-26): Fraud Report received and associated. Exception Cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | SC | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110955 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/06/2026 | 2 | A | A | A | A | A | A |  | SC | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110955 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 | A | A | A | A | B | B |  | SC | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110955 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  |  |  |  |  | Reviewer Comment (2026-02-26): Fraud Report received and associated. Exception Cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | SC | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110955 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-06): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | SC | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110782 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/11/2026 | 2 | A | A | A | A | A | A |  | TN | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110782 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on XXXX, prior to three (XXXX) business days from transaction date of XXXX |  |  |  |  | Reviewer Comment (2026-03-02): Received, Clearing.<br>Seller Comment (2026-03-02): Doc ID XXXX<br>Seller Comment (2026-03-02): Final CD signed at closing. Duplicate copy sent to borrower and did not require a signature. Loan consummation date remains XXXX<br>Reviewer Comment (2026-02-27): Please provide the CD signed XXXX as only ones we have are signed XXXX.<br>Seller Comment (2026-02-27): RTC response | 03/02/2026 |  |  | 1 | C | A C | C | A C | C | A |  | TN | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes |
| XXXXX | 6000110782 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date | Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). |  |  |  |  | Reviewer Comment (2026-03-02): Received, Clearing.<br>Seller Comment (2026-03-02): Both CD's are identical. Consummation date remains XXXX | 03/02/2026 |  |  | 1 | C | A C | C | A C | C | A |  | TN | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes |
| XXXXX | 6000110783 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | The Fraud Report is missing for both Borrowers. |  |  |  | Reviewer Comment (2026-02-26): Fraud Report received and associated. Exception Cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | AZ | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110783 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/06/2026 | 2 | A | A | A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110783 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 | A | A | A | A | B | B |  | AZ | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110783 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | The Fraud Report is missing for both Borrowers. |  |  |  | Reviewer Comment (2026-02-26): Fraud Report received and associated. Exception Cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | AZ | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110783 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-06): Accepted as is based on meeting three RAs requirement. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | AZ | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111079 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2026-02-26): Fraud Report received, cleared | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | UT | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111079 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/11/2026 | 2 | A | A | A | A | A | A |  | UT | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111079 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-11): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | UT | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111079 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-11): Accepted as is. |  |  | 02/11/2026 | 2 | A | A | A | A | B | B |  | UT | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111079 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  |  |  |  |  | Reviewer Comment (2026-02-26): Fraud Report received, cleared | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | UT | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110784 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud Report is not provided. |  |  |  | Reviewer Comment (2026-02-26): Fraud Report received and associated. Exception cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | WA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110784 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud report is not provided. |  |  |  | Reviewer Comment (2026-02-26): Fraud Report received and associated. Exception cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | WA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110784 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/09/2026 | 2 | A | A | A | A | A | A |  | WA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110956 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  |  |  |  |  | Reviewer Comment (2026-02-26): Fraud report received, cleared | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | OH | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110956 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 | A | A | A | A | B | B |  | OH | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110956 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-06): Accepted as is based on meeting three RAs requirement. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | OH | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110956 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/06/2026 | 2 | A | A | A | A | A | A |  | OH | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110956 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2026-02-26): Fraud report received, cleared | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | OH | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110957 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud report is missing in the file |  |  |  | Reviewer Comment (2026-02-26): Fraud Report received and associated. Exception cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | NC | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110957 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/06/2026 | 2 | A | A | A | A | A | A |  | NC | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110957 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file is missing the secondary valuation required for securitization purposes |  |  |  | Reviewer Comment (2026-02-06): Accepted as is based on meeting three RAs requirement. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | NC | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110957 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 | A | A | A | A | B | B |  | NC | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110957 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  |  |  |  |  | Reviewer Comment (2026-02-26): Fraud Report received and associated. Exception cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | NC | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110958 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 | A | A | A | A | A | A |  | VA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110958 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 | A | A | A | A | B | B |  | VA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110958 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2026-02-26): Fraud provided | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | VA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110958 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  |  |  |  |  | Reviewer Comment (2026-02-26): fraud report provided | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | VA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110958 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-06): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | VA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110959 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | The Fraud report is missing for both the borrowers. |  |  |  | Reviewer Comment (2026-02-26): Fraud report received, cleared | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | AL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110959 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary appraisal is not required on second lien. |  |  |  | Reviewer Comment (2026-02-06): Accepted as is based on meeting three RAs requirement. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | AL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110959 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Secondary appraisal is not required on second lien. |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 | A | A | A | A | B | B |  | AL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110959 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/06/2026 | 2 | A | A | A | A | A | A |  | AL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110959 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | The Fraud report is missing for both the borrowers. |  |  |  | Reviewer Comment (2026-02-26): Fraud report received, cleared | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | AL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110785 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud report is not provided. |  |  |  | Reviewer Comment (2026-02-26): Received, cleared | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | VA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110785 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/05/2026 | 2 | A | A | A | A | A | A |  | VA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110785 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-05): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | VA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110785 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2026-02-26): Received, cleared | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | VA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110785 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The title commitment reflects a mortgage in the amount of XXXX dated XXXX however, the closing statement does not reflect a payoff. Evidence that the additional mortgage is paid off or will not have impact on final title policy is missing. |  |  |  | Reviewer Comment (2026-02-20): Final CD reflects payoff of current XXXXnd lien<br>Seller Comment (2026-02-19): The $XXXX loan in question is a prior second lien that was paid off with this new second lien. | 02/20/2026 |  |  | 1 | C | A C | C | A C | C | A |  | VA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110960 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/09/2026 | 2 | A | A | A | A | A | A |  | MD | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110960 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | The Fraud Report is missing for both Borrowers. |  |  |  | Reviewer Comment (2026-02-26): Received, cleared | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | MD | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110960 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | The Fraud Report is missing for both Borrowers. |  |  |  | Reviewer Comment (2026-02-26): Received, cleared | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | MD | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110786 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/06/2026 | 2 | A | A | A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110786 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Missing Fraud report |  |  |  | Reviewer Comment (2026-02-26): Clear Fraud report received all red flags addressed | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | GA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110786 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Second valuation not required. |  |  |  | Reviewer Comment (2026-02-06): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | GA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110786 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | No secondary appraisal required. |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 | A | A | A | A | B | B |  | GA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110786 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | The file was missing the fraud report. Please provide for review. |  |  |  | Reviewer Comment (2026-02-26): Fraud report received all red flags addressed | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | GA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110961 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | No evidence of fraud report in file. |  |  |  | Reviewer Comment (2026-02-26): Received, cleared | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | NJ | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| XXXXX | 6000110961 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (XXXX): Originator Loan Designation of Higher Priced QM (APOR) does not match Due Diligence Loan Designation of XXXX. | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Higher Priced QM (APOR) does not match Due Diligence Loan Designation of Non-QM. |  |  |  | Reviewer Comment (2026-02-24): Redesignated by seller.<br>Seller Comment (2026-02-24): Non QM with full appraisal obtained | 02/24/2026 |  |  | 1 | B | A C | B | A C | B | A |  | NJ | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Higher Priced QM (APOR) | Non QM | Yes |
| XXXXX | 6000110961 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM (APOR) Threshold Fail | Qualified Mortgage: QM APR on subject loan of XXXX% is equal to or greater than the threshold of XXXX%. | Qualified Mortgage: QM APR on subject loan of XXXX% is equal to or greater than the threshold of XXXX%. |  |  |  | Reviewer Comment (2026-02-24): Redesignated by seller. | 02/24/2026 |  |  | 1 | C | A C | C | A C | C | A |  | NJ | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| XXXXX | 6000110961 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud Report is missing in file. |  |  |  | Reviewer Comment (2026-02-26): Received, cleared | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | NJ | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| XXXXX | 6000110961 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/09/2026 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| XXXXX | 6000110961 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ | The file is missing the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2026-02-09): Accepted as is based on meeting three or more RAs requirement's. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | NJ | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| XXXXX | 6000110961 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (XXXX): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of XXXX. | Redesignated by seller. |  |  |  | Reviewer Comment (2026-02-24): Accepted as is. |  |  | 02/24/2026 | 2 |  | A B |  | B |  | A |  | NJ | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| XXXXX | 6000110962 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud Report not provided. |  |  |  | Reviewer Comment (2026-02-26): Fraud Report received, cleared | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | MS | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110962 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud report not provided |  |  |  | Reviewer Comment (2026-02-26): Fraud Report received, cleared | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | MS | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110962 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ | No secondary appraisal or hybrid interior appraisal required |  |  |  | Reviewer Comment (2026-02-05): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | MS | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110962 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  | This profile contains a reduced scope for subordinate liens. The rating agencies must specifically approve the client for this reduced scope. Please consult UWG/Lead/CSM for further instruction.<br> Profile Compliance + Credit + Full QM/ATR + Full Sec + Force QM (XXXX - Closed End Seconds TRID Basic) #3 |  |  |  |  |  |  | 02/05/2026 | 2 | A | A | A | A | A | A |  | MS | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110788 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | The file is missing a copy of the Fraud Report. |  |  |  | Reviewer Comment (2026-02-26): Fraud Report cleared | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | GA | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| XXXXX | 6000110788 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | The file is missing a copy of the Fraud Report. |  |  |  | Reviewer Comment (2026-02-26): Fraud Report cleared | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | GA | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| XXXXX | 6000110788 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/10/2026 | 2 | A | A | A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| XXXXX | 6000110788 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (XXXX): Originator Loan Designation of Higher Priced QM (APOR) does not match Due Diligence Loan Designation of XXXX. | Originator Loan Designation of Higher Priced QM does not match Due Diligence Loan Designation of Non QM. |  |  |  | Reviewer Comment (2026-02-24): Loan redesignated by the seller.<br>Seller Comment (2026-02-24): Non QM with full appraisal | 02/24/2026 |  |  | 1 | B | A C | B | A C | B | A |  | GA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Higher Priced QM (APOR) | Non QM | Yes |
| XXXXX | 6000110788 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM (APOR) Threshold Fail | Qualified Mortgage: QM APR on subject loan of XXXX% is equal to or greater than the threshold of XXXX%. |  |  |  |  | Reviewer Comment (2026-02-24): Loan redesignated by the seller. | 02/24/2026 |  |  | 1 | C | A C | C | A C | C | A |  | GA | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| XXXXX | 6000110788 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM Points and Fees 2021 | Qualified Mortgage (XXXX): Points and Fees on subject loan of XXXX% is in excess of the allowable maximum of the greater of .XXXX% of the Federal Total Loan Amount and $XXXX(XXXX). Points and Fees total $XXXXon a Federal Total Loan Amount of $XXXXvs. an allowable total of $XXXX and $XXXX(XXXX) (an overage of $XXXX or XXXX%). |  |  |  |  | Reviewer Comment (2026-02-24): Loan redesignated by the seller. | 02/24/2026 |  |  | 1 | C | A C | C | A C | C | A |  | GA | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| XXXXX | 6000110788 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (XXXX): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of XXXX. | Loan redesignated by the seller. |  |  |  | Reviewer Comment (2026-02-24): Accepted as is. |  |  | 02/24/2026 | 2 |  | A B |  | B |  | A |  | GA | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| XXXXX | 6000110789 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/10/2026 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110789 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2026-02-09): Accepted as is based on meeting three or more RAs requirement's. |  |  |  | 2 | N/A | N/A | N/A | N/A | N/A | N/A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110789 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. |  |  |  | Reviewer Comment (2026-02-10): Accepted as is. |  |  | 02/10/2026 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110789 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (XXXX): Originator Loan Designation of XXXX QM (APOR) does not match Due Diligence Loan Designation of XXXX. | Missing the signed 1040. |  |  |  | Reviewer Comment (2026-03-10): Clearing based on meeting FNMA requirements for 4506C.<br>Reviewer Comment (2026-02-24): Missing the signed 1040.<br>Seller Comment (2026-02-24): There is no Wage income. Only Self Employment at URSUS. SOS VOE in file dated XXXX within XXXX days of closing. | 03/10/2026 |  |  | 1 | B | A C | B | A C | B | A |  | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| XXXXX | 6000110789 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Income and Assets - S-Corp | General QM: Unable to verify S-Corp income using reasonably reliable third-party records. | Missing the signed 1040. |  |  |  | Reviewer Comment (2026-03-10): Clearing based on meeting FNMA requirements for 4506C.<br>Buyer Comment (2026-03-10): this is ok to waive so long as the signed 4056C is in the file. Please confirm and if so, then ok to downgrade to EV2. 4056C is allowed per fannie guides in lieu of signed tax returns.<br>Reviewer Comment (2026-02-26): Per guidelines: Self-Employed:<br> ● Most recent one-year signed complete tax return (all pages & schedules)<br>Please provide proof of E-File and E-Signature.<br>Seller Comment (2026-02-26): 1040 was efiled with an esignature<br>Reviewer Comment (2026-02-24): Missing the signed 1040. | 03/10/2026 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110789 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | VVOE dated within 10 business days of close was not provided for wage income. |  |  |  | Reviewer Comment (2026-02-24): Received, Clearing.<br>Seller Comment (2026-02-24): There is no Wage income. Only Self Employment income for Borrower 1 at URSUS. SOS VOE printout timestamped XXXX in file and is dated within XXXX days of closing. | 02/24/2026 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110789 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. | Missing the signed 1040. |  |  |  | Reviewer Comment (2026-03-10): Clearing based on meeting FNMA requirements for 4506C.<br>Reviewer Comment (2026-02-25): We are missing the signed 1040. VVOE is not being requested.<br>Seller Comment (2026-02-25): Wage income is NOT being used for XXXX. Only Self Employment income and there is no other job listed for either borrower. Self Employment income VOE has to be dated within XXXX days of the Note not XXXX days.<br>Reviewer Comment (2026-02-24): Missing the signed 1040.<br>Seller Comment (2026-02-24): There is no wage income. There is only Self EMployment. Ursus. VOE in file from SOS dated XXXX which is within XXXX days of closing. | 03/10/2026 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110789 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - QM Impact | General QM: There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | Waterfall due to missing VVOE dated within 10 business days of close for wage income. |  |  |  | Reviewer Comment (2026-02-24): Received, Clearing.<br>Seller Comment (2026-02-24): There is no wage income. There is only Self Employment. Ursus. VOE in file from SOS dated XXXX which is within XXXX days of closing. | 02/24/2026 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110789 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Missing signed tax returns. | Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-03-10): Client elects to waive based on meeting FNMA requirements. |  |  | 03/10/2026 | 2 |  | B |  | B |  | B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110963 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (XXXX): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of XXXX. | Loan fails testing due to excessive Points and Fees. |  |  |  | Reviewer Comment (2026-02-24): Loan redesignated by the seller.<br>Seller Comment (2026-02-24): Non QM with full appraisal | 02/24/2026 |  |  | 1 | B | A C | B | A C | B | A |  | SC | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Non QM | Yes |
| XXXXX | 6000110963 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud Report is missing |  |  |  | Reviewer Comment (2026-03-06): Fraud Report provided. Cleared.<br>Reviewer Comment (2026-03-02): The fraud report received is not for this borrower<br>Reviewer Comment (2026-02-26): The fraud report in the loan file does not pertain to this borrower | 03/06/2026 |  |  | 1 | C | A C | C | A C | C | A |  | SC | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXXX | 6000110963 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/09/2026 | 2 | A | A | A | A | A | A |  | SC | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXXX | 6000110963 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-09): Accepted as is based on meeting three or more RAs requirement's. |  |  |  | 2 | N/A | N/A | N/A | N/A | N/A | N/A |  | SC | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXXX | 6000110963 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-09): Accepted as is. |  |  | 02/09/2026 | 2 | A | A | A | A | B | B |  | SC | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXXX | 6000110963 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | No evidence of fraud report in file. |  |  |  | Reviewer Comment (2026-03-06): Fraud Report provided. Cleared.<br>Reviewer Comment (2026-03-02): The fraud report received is not for borrower of the subject transaction.<br>Reviewer Comment (2026-02-26): The fraud report in the loan file does not pertain to our borrower | 03/06/2026 |  |  | 1 | C | A C | C | A C | C | A |  | SC | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXXX | 6000110963 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM Points and Fees 2021 | Qualified Mortgage (Dodd Frank 2014): Points and Fees on subject loan of XXXX% is in excess of the allowable maximum of the greater of .XXXX% of the Federal Total Loan Amount and $XXXX(XXXX). Points and Fees total $XXXXon a Federal Total Loan Amount of $XXXXvs. an allowable total of $XXXXand $XXXX(XXXX) (an overage of $XXXX or XXXX%). | Points and Fees total $XXXX vs. an investor allowable total of $XXXX for an overage of $XXXX |  |  |  | Reviewer Comment (2026-02-24): Loan redesignated by the seller. | 02/24/2026 |  |  | 1 | C | A C | C | A C | C | A |  | SC | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXXX | 6000110963 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (XXXX): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of XXXX. | Loan redesignated by the seller. |  |  |  | Reviewer Comment (2026-02-24): Accepted as is. |  |  | 02/24/2026 | 2 |  | A B |  | B |  | A |  | SC | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXXX | 6000110791 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/10/2026 | 2 | A | A | A | A | A | A |  | IL | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110791 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | File is missing the Fraud Report |  |  |  | Reviewer Comment (2026-02-26): Fraud Report, cleared | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | IL | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110791 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | File is missing the Fraud Report |  |  |  | Reviewer Comment (2026-02-26): Fraud Report, cleared | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | IL | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110793 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  |  |  |  |  | Reviewer Comment (2026-02-26): Fraud report received | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | NV | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110793 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-10): Accepted as is. |  |  | 02/10/2026 | 2 | A | A | A | A | B | B |  | NV | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110793 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-10): Accepted as is based on meeting three or more RA's requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | NV | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110793 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/10/2026 | 2 | A | A | A | A | A | A |  | NV | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110793 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2026-02-26): Fraud report received, red flags addressed in file | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | NV | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111453 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud report is missing |  |  |  | Reviewer Comment (2026-03-06): Fraud Report provided. Cleared.<br>Reviewer Comment (2026-02-27): The fraud report received doesn't match the borrower<br>Reviewer Comment (2026-02-26): The fraud report provided does not pertain to the borrower on the loan. | 03/06/2026 |  |  | 1 | C | A C | C | A C | C | A |  | MO | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| XXXXX | 6000111453 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  | LIMITED COMPLIANCE REVIEW SCOPE |  |  |  |  |  |  | 02/13/2026 | 2 | A | A | A | A | A | A |  | MO | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| XXXXX | 6000111453 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ | Appraisal used for valuation. CDA missing |  |  |  | Reviewer Comment (2026-02-13): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 2 | N/A | N/A | N/A | N/A | N/A | N/A |  | MO | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| XXXXX | 6000111453 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud Report is missing. |  |  |  | Reviewer Comment (2026-03-06): Fraud Report provided. Cleared.<br>Reviewer Comment (2026-02-27): The fraud report received doesn't match the borrower<br>Reviewer Comment (2026-02-26): The fraud report provided does not pertain to the borrower on the loan. | 03/06/2026 |  |  | 1 | C | A C | C | A C | C | A |  | MO | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| XXXXX | 6000111453 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of XXXX% or Final Disclosure APR of XXXX% is equal to or greater than the threshold of APOR XXXX% + XXXX%, or XXXX%. Non-Compliant Higher Priced Mortgage Loan. | Federal Higher-Priced Mortgage Loan: APR on subject loan of XXXX% or Final Disclosure APR of XXXX% is equal to or greater than the threshold of APOR XXXX% + XXXX%, or XXXX%. Non-Compliant Higher Priced Mortgage Loan. |  |  |  | Reviewer Comment (2026-03-06): Appraisal receipt doc provided. Cleared.<br>Reviewer Comment (2026-03-02): Testing is coming back Non QM as QM is not met.<br>Seller Comment (2026-03-02): QM Presumption of Complance | 03/06/2026 |  |  | 1 | C | A C | C | A C | C | A |  | MO | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| XXXXX | 6000111453 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (XXXX): Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation. | Copy of appraisal is required to be delivered within 3 business days of closing. |  |  |  | Reviewer Comment (2026-03-06): Appraisal receipt doc provided. Cleared.<br>Seller Comment (2026-03-06): Loan exceeds the APOR however it does not fail points and fees. A full appraisal was obtained (ATR exempt)<br>Reviewer Comment (2026-03-02): Testing is coming back Non QM as QM is not met.<br>Seller Comment (2026-03-02): Appraisal delivery | 03/06/2026 |  |  | 1 | C | A C | C | A C | C | A |  | MO | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| XXXXX | 6000111453 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM (APOR) Threshold Fail | Qualified Mortgage: QM APR on subject loan of XXXX% is equal to or greater than the threshold of XXXX%. | Loan designation failure due to QM failure. This exception will be cleared once all QM specific exceptions have been cured/cleared. |  |  |  | Reviewer Comment (2026-03-04): Restated by the seller.<br>Seller Comment (2026-03-04): NON QM | 03/04/2026 |  |  | 1 | C | A C | C | A C | C | A |  | MO | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| XXXXX | 6000111453 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (XXXX): Originator Loan Designation of Higher Priced QM (APOR) does not match Due Diligence Loan Designation of Non QM. | Loan Designation of Higher Priced QM (APOR) updated as per deal notes. |  |  |  | Reviewer Comment (2026-03-04): Restated by the seller.<br>Seller Comment (2026-03-04): NonQM | 03/04/2026 |  |  | 1 | B | A C | B | A C | B | A |  | MO | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Higher Priced QM (APOR) | Non QM | Yes |
| XXXXX | 6000111453 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (XXXX): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of XXXX. | Restated by the seller. |  |  |  | Reviewer Comment (2026-03-04): Accepted as is. |  |  | 03/04/2026 | 2 |  | A B |  | B |  | A |  | MO | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| XXXXX | 6000110794 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | The Fraud Report is missing. |  |  |  | Reviewer Comment (2026-02-26): Fraud report received with no red flags | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | GA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110794 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/10/2026 | 2 | A | A | A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110794 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-10): Accepted as is based on meeting three or more RA's requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | GA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110794 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-10): Accepted as is. |  |  | 02/10/2026 | 2 | A | A | A | A | B | B |  | GA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110794 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | The Fraud Report is missing. |  |  |  | Reviewer Comment (2026-02-26): Fraud report received with no red flags | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | GA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111452 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-13): Accepted as is. |  |  | 02/13/2026 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111452 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-13): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | CA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111452 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/13/2026 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111452 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud Report is missing. |  |  |  | Reviewer Comment (2026-02-26): Fraud Report, cleared | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111452 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud report is not provided. |  |  |  | Reviewer Comment (2026-02-26): Fraud Report, cleared | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110967 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud Report is missing in the file. |  |  |  | Reviewer Comment (2026-02-26): Cleared Fraud report received and all red flags addressed | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | GA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110967 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/10/2026 | 2 | A | A | A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110967 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud Report is missing in the file. |  |  |  | Reviewer Comment (2026-02-26): Cleared Fraud report received and all red flags addressed | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | GA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110967 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost Provision) Georgia High-Cost Loan (Counseling Requirement) | Georgia High-Cost Loan: No evidence that borrower received counseling on the advisability of the loan transaction. | XXXX is missing in the file. |  |  |  | Reviewer Comment (2026-03-05): Clearing based on LOA on Affiliate Appraiser fee not being a true affiliate.<br>Reviewer Comment (2026-03-03): The same LOA that was received prior was provided again. The ask from our Compliance Team is that if the affiliate is not an affiliate as defined under Reg Z, please request an attestation from XXXXX with a statement confirming that affiliate (XXXX) does not meet the definition of affiliate under the Bank Holding Company Act of XXXX (XXXX U.S.C. XXXX et seq.). After received, payee can be updated to third party for any TILA testing (TRID, HOEPA, etc).The LOA must explain why XXXXX believes that affiliate (XXXX) does not meet the definition of affiliate under the Bank Holding Company Act of XXXX (XXXX U.S.C. XXXX et seq.).<br>Seller Comment (2026-03-03): Attestation | 03/05/2026 |  |  | 1 | C | A C | C | A C | C | A |  | GA | Primary | Refinance - Cash-out - Other | See any available cure under the Georgia High Cost Loan threshold exception. A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110967 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost Disclosure) Georgia High-Cost Loan (Fair Lending Notice Not on Note and/or Security Instrument) | Georgia High-Cost Loan: Required GFLA Notice is not displayed on all documents that create a debt or pledge property as collateral. | XXXX HCL Fair Lending Notice is missing in the file. |  |  |  | Reviewer Comment (2026-03-05): Clearing based on LOA on Affiliate Appraiser fee not being a true affiliate. | 03/05/2026 |  |  | 1 | C | A C | C | A C | C | A |  | GA | Primary | Refinance - Cash-out - Other | See any available cure under the Georgia High Cost Loan threshold exception. A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110967 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost) Georgia High-Cost Loan (Points and Fees) | Georgia Fair Lending Act: Points and Fees on subject loan of XXXX'is in excess of the allowable maximum of XXXX of the Total Loan Amount. Points and Fees total XXXXon a Total Loan Amount of XXXX vs. an allowable total of XXXX (an overage of XXXX orXXXX). Non-Compliant High-Cost Loans. | Points and Fees on subject loan of XXXX% is in excess of the allowable maximum of XXXX% of the Total Loan Amount. |  |  |  | Reviewer Comment (2026-03-05): Clearing based on LOA on Affiliate Appraiser fee not being a true affiliate.<br>Reviewer Comment (2026-02-25): If the affiliate is not an affiliate as defined under Reg Z, please provide a attestation with a statement confirming that affiliate (XXXX) does not meet the definition of affiliate under the Bank Holding Company Act of XXXX (XXXX U.S.C. XXXX et seq.). After received, payee can be updated to third party for any TILA testing (TRID, HOEPA, etc).<br>Seller Comment (2026-02-25): Affiliate Retained Title fees = $XXXX<br>Seller Comment (2026-02-25): appraisal fee should not be included as XXXXX has less than XXXX ownership with XXXX<br>Reviewer Comment (2026-02-24): EXCEPTION HISTORY - Exception Detail was updated on XXXX PRIOR Exception Detail: Georgia Fair Lending Act: Points and Fees on subject loan of XXXX is in excess of the allowable maximum of XXXX of the Total Loan Amount. Points and Fees total $XXXX on a Total Loan Amount of $XXXX vs. an allowable total of $XXXX (an overage of $XXXX or .XXXX). Non-Compliant High-Cost Loans.<br>Reviewer Comment (2026-02-24): Mavent is excluding the appraisal fee which is paid to a lender affiliate so it should be included.<br>Seller Comment (2026-02-23): mavent<br>Seller Comment (2026-02-23): Fees response<br>Seller Comment (2026-02-23): State fees response | 03/05/2026 |  |  | 1 | C | A C | C | A C | C | A |  | GA | Primary | Refinance - Cash-out - Other | Within 90 days of loan closing and prior to receiving notice from the borrower: (a) offer restitution and make appropriate adjustments; or (b) to correct failure related to financing of insurance, make appropriate restitution by returning premiums paid plus interest charged on the premiums upon receipt of the notice of compliance failure.<br>(Limited Use Bona Fide Errors - Compliance and Client Approval Required) Within 90 days of discovery, provide: <br> (1) Legal opinion from originating lender with loan-specific details on how a high-cost loan was made despite procedures to prevent and confirms (i) the failure constitutes a bona fide error for the jurisdiction in which the property is located, and (ii) that the lender has not received any notice from the borrower of the failure; (2) procedures or explanation of controls in place to prevent such errors; (3) client written approval accepting use of the bona fide error cure; (4) Letter of Explanation to borrower; (5) refund of amount over the high-cost threshold maximum; and (6) proof of mailing (must be in transit with courier). Note, a cure may not be accepted if the seller/lender has certified a fix has been made to their system and the same issue continues to occur after the fix has been put into place. | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| XXXXX | 6000110969 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud Report is missing |  |  |  | Reviewer Comment (2026-02-27): Fraud Report received and associated. Exception cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | GA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110969 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/09/2026 | 2 | A | A | A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110969 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  |  |  |  |  | Reviewer Comment (2026-02-27): Fraud Report received and associated. Exception cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | GA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110796 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/09/2026 | 2 | A | A | A | A | A | A |  | TN | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110796 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-09): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | TN | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110796 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-09): Accepted as is. |  |  | 02/09/2026 | 2 | A | A | A | A | B | B |  | TN | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110796 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  |  |  |  |  | Reviewer Comment (2026-02-26): Cleared Fraud report was received and red flags addressed | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | TN | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110796 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2026-02-26): Cleared fraud report received and all red flags addressed | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | TN | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110971 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud report is missing. |  |  |  | Reviewer Comment (2026-02-27): Fraud Report received and associated. Exception cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| XXXXX | 6000110971 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/09/2026 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| XXXXX | 6000110971 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-09): Accepted as is based on meeting three or more RAs requirement's. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| XXXXX | 6000110971 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  |  |  |  |  | Reviewer Comment (2026-02-27): Fraud Report received and associated. Exception cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| XXXXX | 6000110971 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (XXXX): Originator Loan Designation of Higher Priced QM (APOR) does not match Due Diligence Loan Designation of XXXX. | The Loan has been identified as a Higher Priced Mortgage Loan, causing the loan to waterfall through the QM Testing resulting in a Loan Designation discrepancy. |  |  |  | Reviewer Comment (2026-02-24): The seller redesignated the loan.<br>Seller Comment (2026-02-24): Non QM with full appraisal<br>Seller Comment (2026-02-24): QM | 02/24/2026 |  |  | 1 | B | A C | B | A C | B | A |  | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Higher Priced QM (APOR) | Non QM | Yes |
| XXXXX | 6000110971 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM (APOR) Threshold Fail | Qualified Mortgage: QM APR on subject loan of XXXX is equal to or greater than the threshold of XXXX. |  |  |  |  | Reviewer Comment (2026-02-24): The seller redesignated the loan. | 02/24/2026 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| XXXXX | 6000110971 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (XXXX'): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of XXXX. | The seller redesignated the loan. |  |  |  | Reviewer Comment (2026-02-24): Accepted as is. |  |  | 02/24/2026 | 2 |  | A B |  | B |  | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| XXXXX | 6000110972 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  |  |  |  |  | Reviewer Comment (2026-02-27): Fraud Report received and associated. Exception cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110972 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud report is missing in the file. |  |  |  | Reviewer Comment (2026-02-27): Fraud Report received and associated. Exception cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110972 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-09): Accepted as is. |  |  | 02/09/2026 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110972 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-09): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | CA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110972 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/09/2026 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110972 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  |  |  |  |  | Reviewer Comment (2026-02-27): Fraud Report received and associated. Exception cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110973 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/09/2026 | 2 | A | A | A | A | A | A |  | IL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110973 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  |  |  |  |  | Reviewer Comment (2026-02-27): Fraud Report received and associated. Exception cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | IL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110973 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2026-02-27): Fraud Report received and associated. Exception cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | IL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110973 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-09): Accepted as is. |  |  | 02/09/2026 | 2 | A | A | A | A | B | B |  | IL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110973 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-09): Accepted as is based on meeting three or more RAs requirement's. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | IL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111450 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud report is missing. |  |  |  | Reviewer Comment (2026-02-27): Fraud report received. Exception cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | SC | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111450 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/13/2026 | 2 | A | A | A | A | A | A |  | SC | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111450 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-13): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | SC | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111450 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-13): Accepted as is. |  |  | 02/13/2026 | 2 | A | A | A | A | B | B |  | SC | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111450 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud report is missing. |  |  |  | Reviewer Comment (2026-02-27): Fraud report received. Exception cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | SC | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110797 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | No evidence of fraud report present in the file. |  |  |  | Reviewer Comment (2026-02-27): Fraud report received. Exception cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | MT | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110797 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | No evidence of appraisal report/appraisal documentation provided on the file. |  |  |  | Reviewer Comment (2026-02-09): Accepted as is. |  |  | 02/09/2026 | 2 | A | A | A | A | B | B |  | MT | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110797 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | AVM used missing exterior property inspection required by guidelines |  |  |  | Reviewer Comment (2026-02-09): Accepted as is based on meeting three or more RAs requirement's. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | MT | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110797 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/09/2026 | 2 | A | A | A | A | A | A |  | MT | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110797 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud report missing in the loan file. |  |  |  | Reviewer Comment (2026-02-27): Fraud report received. Exception cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | MT | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110974 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud Report is not provided. |  |  |  | Reviewer Comment (2026-03-06): Fraud Report provided. Cleared.<br>Reviewer Comment (2026-03-02): The fraud report received is not for borrower of the subject transaction.<br>Reviewer Comment (2026-02-27): Exception remains: Required fraud report for the subject property and borrower. | 03/06/2026 |  |  | 1 | C | A C | C | A C | C | A |  | SC | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110974 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | Signed and dated award letter is not provided for borrower. |  |  |  | Reviewer Comment (2026-02-14): Received, Clearing.<br>Seller Comment (2026-02-13): Income | 02/14/2026 |  |  | 1 | C | A C | C | A C | C | A |  | SC | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110974 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM does not support the value used to qualify. Appraisal was provided. Sec ID: 119 |  |  |  |  |  | Reviewer Comment (2026-03-11): Received, Clearing. | 03/11/2026 |  |  | 1 | C | A | C | A | C | A |  | SC | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110974 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/09/2026 | 2 | A | A | A | A | A | A |  | SC | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110974 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud Report is not provided. |  |  |  | Reviewer Comment (2026-03-06): Fraud Report provided. Cleared.<br>Reviewer Comment (2026-03-02): The fraud report received is not for borrower of the subject transaction.<br>Reviewer Comment (2026-02-27): Exception remains: Required fraud report for the subject property and borrower. | 03/06/2026 |  |  | 1 | C | A C | C | A C | C | A |  | SC | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110974 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (XXXX): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of XXXX. | Signed and dated award letter is not provided for borrower. |  |  |  | Reviewer Comment (2026-02-14): Received, Clearing. | 02/14/2026 |  |  | 1 | B | A C | B | A C | B | A |  | SC | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| XXXXX | 6000110974 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. | Signed and dated award letter is not provided for borrower. |  |  |  | Reviewer Comment (2026-02-14): Received, Clearing. | 02/14/2026 |  |  | 1 | C | A C | C | A C | C | A |  | SC | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110974 | XXXXX |  | XXXXX |  | Property | Valuation | General | Valuation | Valuation Product pending |  | XXXX / Collateral Desktop Analysis (CDA) - With MLS Sheets - XXXX |  |  |  | Reviewer Comment (2026-03-11): Received, Clearing.<br>Reviewer Comment (2026-03-11): Valuation Received - XXXX | 03/11/2026 |  |  | 1 |  | A |  | A |  | A |  | SC | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110974 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value. Sec ID: 121 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-03-11): Accepted as is. |  |  | 03/11/2026 | 2 |  | A |  | A |  | B |  | SC | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110975 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2026-02-27): Fraud report received. Exception cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | FL | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110975 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/09/2026 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110975 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-09): Accepted as is based on meeting three or more RAs requirement's. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | FL | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110975 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-09): Accepted as is. |  |  | 02/09/2026 | 2 | A | A | A | A | B | B |  | FL | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110975 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  |  |  |  |  | Reviewer Comment (2026-02-27): Fraud report received. Exception cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | FL | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110976 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | The Fraud Report is missing. |  |  |  | Reviewer Comment (2026-02-27): Fraud report received. Exception cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | GA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110976 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/09/2026 | 2 | A | A | A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110976 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-09): Accepted as is based on meeting three or more RAs requirement's. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | GA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110976 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-09): Accepted as is. |  |  | 02/09/2026 | 2 | A | A | A | A | B | B |  | GA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110976 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | The Fraud Report is missing. |  |  |  | Reviewer Comment (2026-02-27): Fraud report received. Exception cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | GA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111181 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (XXXX): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of XXXX. | Lender designation was QM(APOR) however due to points and fees the calculated designation is Higher Priced QM(APOR) |  |  |  | Reviewer Comment (2026-02-27): Seller restated the loan. | 02/27/2026 |  |  | 1 | B | A C | B | A C | B | A |  | AZ | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Non QM | Yes |
| XXXXX | 6000111181 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM Points and Fees 2021 | Qualified Mortgage (XXXX): Points and Fees on subject loan of XXXX is in excess of the allowable maximum of the greater of XXXX of the Federal Total Loan Amount and XXXX (XXXX). Points and Fees total XXXX on a Federal Total Loan Amount of XXXXvs. an allowable total of XXXX and XXXX (XXXX) (an overage of XXXX or XXXX). |  |  |  |  | Reviewer Comment (2026-02-27): Seller restated the loan.<br>Seller Comment (2026-02-27): Loan is NonQM and does not exceed APOR therefore a full appraisal would not be required | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | AZ | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXXX | 6000111181 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | No evidence of fraud report present in the file. |  |  |  | Reviewer Comment (2026-02-27): Fraud report received. Exception cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | AZ | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXXX | 6000111181 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | No evidence of appraisal report/appraisal documentation provided on the file. |  |  |  | Reviewer Comment (2026-02-13): Accepted as is. |  |  | 02/13/2026 | 2 | A | A | A | A | B | B |  | AZ | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXXX | 6000111181 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Second appraisal required for securitization not provided. |  |  |  | Reviewer Comment (2026-02-13): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | AZ | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXXX | 6000111181 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/13/2026 | 2 | A | A | A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXXX | 6000111181 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | No evidence of Fraud Report document present in the file. |  |  |  | Reviewer Comment (2026-02-27): Fraud report received. Exception cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | AZ | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXXX | 6000111181 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (XXXX): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. | Seller restated the loan. |  |  |  | Reviewer Comment (2026-02-27): Accepted as is. |  |  | 02/27/2026 | 2 |  | A B |  | B |  | A |  | AZ | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXXX | 6000110977 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) Maryland Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) | Maryland Higher-Priced Mortgage Loan: Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for. | HPML Disclosure was not provided. |  |  |  | Reviewer Comment (2026-02-09): Accepted as is. |  |  | 02/09/2026 | 2 | B | B | B | B | B | B |  | MD | Primary | Refinance - Cash-out - Other | B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110977 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State HPML | Maryland HPML Threshold Test Non-Compliant | Maryland Higher-Priced Mortgage Loan: APR on subject loan of XXXX or Final Disclosure APR of XXXX is equal to or greater than the threshold of APORXXXX+XXXX, or XXXX. Non-Compliant Higher Priced Loan. | APR on subject loan of XXXX or Final Disclosure APR of XXXX is equal to or greater than the threshold of APOR XXXX + XXXX, or XXXX. Non-Compliant Higher Priced Loan. |  |  |  | Reviewer Comment (2026-02-09): Accepted as is. |  |  | 02/09/2026 | 2 | B | B | B | B | B | B |  | MD | Primary | Refinance - Cash-out - Other | B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110977 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/09/2026 | 2 | A | A | A | A | A | A |  | MD | Primary | Refinance - Cash-out - Other | B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110977 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-09): Accepted as is. |  |  | 02/09/2026 | 2 | A | A | A | A | B | B |  | MD | Primary | Refinance - Cash-out - Other | B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110977 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-09): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | MD | Primary | Refinance - Cash-out - Other | B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110978 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud Report not provided. |  |  |  | Reviewer Comment (2026-02-27): Fraud report received. Exception cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | TX | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110978 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud Report not provided. |  |  |  | Reviewer Comment (2026-02-27): Fraud report received. Exception cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | TX | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110978 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  | This profile contains a reduced scope for subordinate liens. The rating agencies must specifically approve the client for this reduced scope. Please consult UWG/Lead/CSM for further instruction.<br> Profile Compliance + Credit + Full QM/ATR + Full Sec + Force QM (XXXX - Closed End Seconds TRID Basic) #3 |  |  |  |  |  |  | 02/13/2026 | 2 | A | A | A | A | A | A |  | TX | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110978 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | Texas Constitution Section 50(a)(6): Fannie Mae forms not used for closing of home equity loan. | FNMA form not used for Texas Home Equity Note. |  |  |  | Reviewer Comment (2026-02-13): Accepted as is. |  |  | 02/13/2026 | 2 | B | B | B | B | B | B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. C B | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110799 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud report is missing in the file. |  |  |  | Reviewer Comment (2026-02-26): Fraud Report received and associated. Exception cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | GA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110799 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud report was missing in the file. |  |  |  | Reviewer Comment (2026-02-26): Fraud Report received and associated. Exception cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | GA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110799 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/06/2026 | 2 | A | A | A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110799 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 | A | A | A | A | B | B |  | GA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110980 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110980 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file is missing the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2026-02-06): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | NJ | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110980 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud report is missing in the file. |  |  |  | Reviewer Comment (2026-02-26): Fraud Report received and associated. Exception cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | NJ | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110980 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 | A | A | A | A | B | B |  | NJ | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110980 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud report is missing in the file. |  |  |  | Reviewer Comment (2026-02-26): Fraud Report received and associated. Exception cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | NJ | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111448 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud Report is not provided. |  |  |  | Reviewer Comment (2026-02-26): Fraud Report received and associated. Exception cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111448 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-13): Accepted as is. |  |  | 02/13/2026 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111448 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-13): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111448 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/13/2026 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111448 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud Report is not provided. |  |  |  | Reviewer Comment (2026-02-26): Fraud Report received and associated. Exception cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110981 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2026-02-26): Fraud Report received and associated. Exception cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | SD | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110981 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  |  |  |  |  | Reviewer Comment (2026-02-26): Fraud Report received and associated. Exception cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | SD | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110981 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/06/2026 | 2 | A | A | A | A | A | A |  | SD | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110981 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-06): Accepted as is based on meeting three RAs requirement. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | SD | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110981 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 | A | A | A | A | B | B |  | SD | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110800 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | The file was missing a copy of the fraud report |  |  |  | Reviewer Comment (2026-02-26): Received required documentation. Condition cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | VA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110800 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing |  |  |  | Reviewer Comment (2026-02-13): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | VA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110800 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/13/2026 | 2 | A | A | A | A | A | A |  | VA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110800 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | The file was missing a copy of the fraud report |  |  |  | Reviewer Comment (2026-02-26): Received required documentation. Condition cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | VA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110801 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2026-02-26): Received required documentation. Condition cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | VA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110801 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  |  |  |  |  | Reviewer Comment (2026-02-26): Received required documentation. Condition cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | VA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110801 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/12/2026 | 2 | A | A | A | A | A | A |  | VA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110803 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2026-02-26): Received required documentation. Condition cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | MO | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110803 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  |  |  |  |  | Reviewer Comment (2026-02-26): Received required documentation. Condition cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | MO | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110803 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-13): Accepted as is. |  |  | 02/13/2026 | 2 | A | A | A | A | B | B |  | MO | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110803 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-13): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | MO | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110803 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/13/2026 | 2 | A | A | A | A | A | A |  | MO | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110984 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/06/2026 | 2 | A | A | A | A | A | A |  | TN | Primary | Refinance - Cash-out - Other | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110984 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. AVM provided . The supporting secondary valuation is missing. Sec ID: 125 |  |  |  |  |  | Reviewer Comment (2026-03-10): Clearing.<br>Reviewer Comment (2026-03-10): .<br>Reviewer Comment (2026-02-06): Accepted as is based on meeting three RAs requirement. | 03/10/2026 |  |  | 1 | D | A | D | A | D | A |  | TN | Primary | Refinance - Cash-out - Other | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110984 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 | A | A | A | A | B | B |  | TN | Primary | Refinance - Cash-out - Other | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110984 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Missing Fraud Report. |  |  |  | Reviewer Comment (2026-02-26): Received fraud report. Exception cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | TN | Primary | Refinance - Cash-out - Other | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110984 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2026-02-26): Received fraud report. Exception cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | TN | Primary | Refinance - Cash-out - Other | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110984 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-03-10): Accepted as is. |  |  | 03/10/2026 | 2 |  | N/A |  | N/A |  | N/A |  | TN | Primary | Refinance - Cash-out - Other | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110985 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Missing for both borrowers |  |  |  | Reviewer Comment (2026-02-26): Received required documentation. Condition cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | TX | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110985 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 | A | A | A | A | A | A |  | TX | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110985 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | Texas Constitution Section 50(a)(6): Fannie Mae forms not used for closing of home equity loan. |  |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 | B | B | B | B | B | B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. C B | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110985 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Points and Fees Exceeds 2% of Original Principal Balance) | Texas Constitution Section 50(a)(6): Points and fees on subject loan of XXXX is in excess of the allowable maximum of XXXXof the Original Principal Loan Amount. Points and Fees total XXXXon an Original Principal Loan Amount of XXXX vs. an allowable total of XXXX (an overage of XXXXor XXXX.) | Points and fees on subject loan of XXXX is in excess of the allowable maximum of XXXXof the Original Principal Loan Amount. Points and Fees total XXXXon an Original Principal Loan Amount of XXXX vs. an allowable total of XXXX(an overage of XXXXor XXXX.) |  |  |  | Reviewer Comment (2026-02-18): Received, Clearing.<br>Seller Comment (2026-02-18): Response | 02/18/2026 |  |  | 1 | C | A C | C | A C | C | A |  | TX | Primary | Refinance - Cash-out - Other | Refund the borrower, or credit their account, an amount equal to any overcharge paid by the borrower. (Provide Proof of Delivery, LOE, and Copy of Check. [A servicing screen print can be provided in place of a check when a credit is applied to the borrowers account.]) B | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes |
| XXXXX | 6000110985 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Itemization of Points and Fees Not Provided) | Texas Constitution Section 50(a)(6): Final Itemized disclosure of fees, points, costs and charges not provided to borrower at least one (XXXX) XXXX prior to closing. |  |  |  |  | Reviewer Comment (2026-02-18): Received, Clearing.<br>Seller Comment (2026-02-18): Final Itemized disclosure | 02/18/2026 |  |  | 1 | C | A C | C | A C | C | A |  | TX | Primary | Refinance - Cash-out - Other | Refund or credit the borrower $1,000 and offer the borrower the right to refinance the extension of credit for the remaining term of the loan at no cost to the borrower on the same terms, including interest, as the original extension of credit with any modifications necessary to comply with this section or on terms on which the borrower and the lender or holder otherwise agree. C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes |
| XXXXX | 6000111074 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | No evidence of fraud report present in the file. |  |  |  | Reviewer Comment (2026-02-26): Received required documentation. Condition cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | DE | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111074 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | No evidence of appraisal report/appraisal documentation provided on the file. |  |  |  | Reviewer Comment (2026-02-12): Accepted as is. |  |  | 02/12/2026 | 2 | A | A | A | A | B | B |  | DE | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111074 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | AVM used missing exterior property inspection required by guidelines |  |  |  | Reviewer Comment (2026-02-12): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | DE | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111074 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/12/2026 | 2 | A | A | A | A | A | A |  | DE | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111074 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | No evidence of fraud report present in the file. |  |  |  | Reviewer Comment (2026-02-26): Received required documentation. Condition cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | DE | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111117 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/13/2026 | 2 | A | A | A | A | A | A |  | MO | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| XXXXX | 6000111117 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM does not support the value used to qualify. Appraisal was provided. Sec ID: 119 |  | Secondary valuation is missing, as would be required for securitization. |  |  |  | Reviewer Comment (2026-03-11): Received, Clearing. | 03/11/2026 |  |  | 1 | C | A | C | A | C | A |  | MO | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| XXXXX | 6000111117 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud report is not provided |  |  |  | Reviewer Comment (2026-02-26): Received required documentation. Condition cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | MO | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| XXXXX | 6000111117 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud report is not provided |  |  |  | Reviewer Comment (2026-02-26): Received required documentation. Condition cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | MO | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| XXXXX | 6000111117 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (XXXX): Originator Loan Designation of Higher Priced QM (APOR) does not match Due Diligence Loan Designation of XXXX. | QM APR on subject loan of XXXXis equal to or greater than the threshold ofXXXX. |  |  |  | Reviewer Comment (2026-03-04): Restated by the seller.<br>Seller Comment (2026-03-04): After further review, it is agXXXXX a Non-QM loan with full appraisal<br>Reviewer Comment (2026-03-02): Our testing in coming as Non QM based on not meeting QM.<br>Seller Comment (2026-03-02): Loan Designation is QM Presumption of Compliance.<br> Designation does not require a full appraisal. Full appraisals are only required if the loan fails both HPML and any part of QM. It is the HPML rule that triggers the appraisal requirement not QM, but loans compliant with QM are exempt from the appraisal rule under HPML. While this loan is failing HPML it is not failing QM therefore no appraisal is required. | 03/04/2026 |  |  | 1 | B | A C | B | A C | B | A |  | MO | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Higher Priced QM (APOR) | Non QM | Yes |
| XXXXX | 6000111117 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM (APOR) Threshold Fail | Qualified Mortgage: QM APR on subject loan ofXXXX is equal to or greater than the threshold of XXXX. |  |  |  |  | Reviewer Comment (2026-03-04): Restated by the seller. | 03/04/2026 |  |  | 1 | C | A C | C | A C | C | A |  | MO | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| XXXXX | 6000111117 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (XXXX): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of XXXX. | Restated by the seller. |  |  |  | Reviewer Comment (2026-03-04): Accepted as is. |  |  | 03/04/2026 | 2 |  | A B |  | B |  | A |  | MO | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| XXXXX | 6000111117 | XXXXX |  | XXXXX |  | Property | Valuation | General | Valuation | Valuation Product pending |  | XXXX / Collateral Desktop Analysis (CDA) - With MLS Sheets - XXXX |  |  |  | Reviewer Comment (2026-03-11): Received, Clearing.<br>Reviewer Comment (2026-03-11): Valuation Received - XXXX | 03/11/2026 |  |  | 1 |  | A |  | A |  | A |  | MO | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| XXXXX | 6000111117 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value. Sec ID: 121 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-03-11): Accepted as is. |  |  | 03/11/2026 | 2 |  | A |  | A |  | B |  | MO | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| XXXXX | 6000110986 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2026-02-26): Received fraud report. Exception cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | MD | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110986 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/05/2026 | 2 | A | A | A | A | A | A |  | MD | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110986 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-05): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | MD | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110986 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-05): Accepted as is. |  |  | 02/05/2026 | 2 | A | A | A | A | B | B |  | MD | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110986 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  |  |  |  |  | Reviewer Comment (2026-02-26): Received fraud report. Exception cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | MD | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110987 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-09): Accepted as is. |  |  | 02/09/2026 | 2 | A | A | A | A | B | B |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110987 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-09): Accepted as is based on meeting three or more RAs requirement's. |  |  |  | 2 | N/A | N/A | N/A | N/A | N/A | N/A |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110987 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/09/2026 | 2 | A | A | A | A | A | A |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110987 | XXXXX |  | XXXXX |  | Compliance | Legal / Regulatory / Compliance | Anti-Predatory Violation | Federal Defect | (Fed High Cost Disclosure) Federal High-Cost Mortgage Loan (HOEPA Disclosure Not Provided) | XXXX (XXXX: HOEPA disclosure was not provided to the Borrower | Federal HOEPA Disclosures is missing in the file. |  |  |  | Reviewer Comment (2026-03-26): Clearing based on confirmation that part of the affiliated fees not being retained.<br>Reviewer Comment (2026-03-26): .<br>Reviewer Comment (2026-02-24): Received, Clearing. | 03/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110987 | XXXXX |  | XXXXX |  | Compliance | Legal / Regulatory / Compliance | Anti-Predatory Violation | Federal Defect | (Fed High Cost Provision) Federal High-Cost Mortgage Loan (Financed Points and Fees) | XXXX(XXXX): Mortgage loan financed Points and Fees. |  |  |  |  | Reviewer Comment (2026-03-26): Clearing based on confirmation that part of the affiliated fees not being retained.<br>Reviewer Comment (2026-03-26): .<br>Reviewer Comment (2026-02-24): Received, Clearing.<br>Seller Comment (2026-02-23): Response | 03/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110987 | XXXXX |  | XXXXX |  | Compliance | Legal / Regulatory / Compliance | Anti-Predatory Violation | Federal Defect | (Fed High Cost Provision) Federal High-Cost Mortgage Loan (Late Charge) | XXXX (XXXX): Mortgage loan contains a late charge that exceeds the greater of XXXXof the amount past due or grace period of less than XXXX. | Mortgage loan contains a late charge that exceeds the greater of XXXXof the amount past due or grace period of less than XXXX. |  |  |  | Reviewer Comment (2026-03-26): Clearing based on confirmation that part of the affiliated fees not being retained.<br>Reviewer Comment (2026-03-26): .<br>Reviewer Comment (2026-02-24): Received, Clearing. | 03/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110987 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal Defect | (Fed High Cost) Federal High-Cost Mortgage Loan (Points and Fees) | XXXX(XXXX): Points and Fees on subject loan of XXXXis in excess of the allowable maximum of the lesser of XXXXf the Federal Total Loan Amount or XXXX (XXXX). Points and Fees of XXXX on a Federal Total Loan Amount of XXXXvs. an allowable total of XXXX or XXXX (XXXX) (an overage of XXXX or - XXXX). Non-Compliant High Cost Loan. | Points and Fees on subject loan of XXXXis in excess of the allowable maximum of the lesser of XXXXof the Federal Total Loan Amount. |  |  |  | Reviewer Comment (2026-03-26): Clearing based on confirmation that part of the affiliated fees not being retained.<br>Reviewer Comment (2026-03-26): .<br>Reviewer Comment (2026-02-24): Received, Clearing. | 03/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | MD | Primary | Refinance - Cash-out - Other | (1) Signed letter from borrower indicating their choice to either (a) accept refund and make loan non-high-cost or (b) keep loan as high-cost and make loan compliant; (2) Assuming option (a) is selected, a copy of refund check and proof of mailing; (3) Assuming option (b) is selected, proof of cure for each of the prohibited practices violations noted. C B | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes |
| XXXXX | 6000110987 | XXXXX |  | XXXXX |  | Compliance | Legal / Regulatory / Compliance | Anti-Predatory Violation | Federal Defect | (Fed High Cost Provision) Federal High-Cost Mortgage Loan (Counseling Requirement) | XXXX (XXXX): Borrower did not receive pre-loan counseling. | Truth in Lending Act (HOEPA): Borrower did not receive pre-loan counseling. |  |  |  | Reviewer Comment (2026-03-26): Clearing based on confirmation that part of the affiliated fees not being retained.<br>Reviewer Comment (2026-03-26): .<br>Reviewer Comment (2026-02-24): Received, Clearing. | 03/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110987 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM Points and Fees 2021 | Qualified Mortgage (XXXX): Points and Fees on subject loan ofXXXX is in excess of the allowable maximum of the greater of XXXX of the Federal Total Loan Amount and XXXX (XXXX). Points and Fees total XXXX on a Federal Total Loan Amount of XXXX vs. an allowable total of XXXX and XXXX (XXXX) (an overage of XXXX or XXXX). | Points and Fees on subject loan of XXXXis in excess of the allowable maximum of the greater of XXXXof the Federal Total Loan Amount |  |  |  | Reviewer Comment (2026-03-26): Clearing based on confirmation that part of the affiliated fees not being retained.<br>Reviewer Comment (2026-03-26): .<br>Reviewer Comment (2026-02-24): Received, Clearing.<br>Seller Comment (2026-02-23): HPML QM Preumption of Compliance<br>Seller Comment (2026-02-23): QM response | 03/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110987 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost Disclosure) Maryland Covered Loan (Counseling Disclosure Not Provided) | Maryland Covered Loan: Home Counseling Disclosure to provide home buyer education was not provided to borrower. | Maryland High-Cost Homeowner Counseling is missing in the file. |  |  |  | Reviewer Comment (2026-03-26): Clearing based on confirmation that part of the affiliated fees not being retained.<br>Reviewer Comment (2026-03-26): .<br>Reviewer Comment (2026-02-24): Received, Clearing. | 03/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110987 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) Maryland Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) | Maryland Higher-Priced Mortgage Loan: Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for. | Maryland HPML Disclosure is missing in the file. |  |  |  | Reviewer Comment (2026-02-09): Accepted as is. |  |  | 02/09/2026 | 2 | B | B | B | B | B | B |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110987 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State HPML | Maryland HPML Threshold Test Non-Compliant | Maryland Higher-Priced Mortgage Loan: APR on subject loan of XXXX or Final Disclosure APR of XXXXis equal to or greater than the threshold of APORXXXX +XXXX, or XXXX. Non-Compliant Higher Priced Loan. | APR on subject loan of XXXXor Final Disclosure APR ofXXXXis equal to or greater than the threshold. |  |  |  | Reviewer Comment (2026-02-09): Accepted as is. |  |  | 02/09/2026 | 2 | B | B | B | B | B | B |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110987 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost) Maryland Covered Loan (Points and Fees) | Maryland Predatory Lending Law: Points and Fees on subject loan of XXXX is in excess of the allowable maximum of the lesser of XXXX of the Total Loan Amount or XXXX(XXXX). Points and Fees total XXXX on a Total Loan Amount of XXXX vs. an allowable total of XXXX or XXXX(XXXX) (an overage of XXXX or XXXX). Non-Compliant High Cost Loan. | Points and Fees on subject loan ofXXXX is in excess of the allowable maximum of the lesser of XXXXof the Total Loan Amount. |  |  |  | Reviewer Comment (2026-03-26): Clearing based on confirmation that part of the affiliated fees not being retained.<br>Reviewer Comment (2026-03-26): .<br>Reviewer Comment (2026-02-24): Received, Clearing. | 03/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | MD | Primary | Refinance - Cash-out - Other | No obvious cure C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110987 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (XXXX): Originator Loan Designation of Higher Priced QM (APOR) does not match Due Diligence Loan Designation of XXXX. | Originator Loan Designation of Higher Priced QM (APOR) does not match. |  |  |  | Reviewer Comment (2026-03-26): Clearing based on confirmation that part of the affiliated fees not being retained.<br>Reviewer Comment (2026-03-26): .<br>Reviewer Comment (2026-02-24): Received, Clearing. | 03/26/2026 |  |  | 1 | B | A C | B | A C | B | A |  | MD | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes |
| XXXXX | 6000110987 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date | XXXX: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). | Notice of Right to Cancel occurs prior to expected date. |  |  |  | Reviewer Comment (2026-03-10): Received Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form.<br>Seller Comment (2026-03-10): NRTC |  | 03/10/2026 |  | 2 | C | B C | C | B C | C | B |  | MD | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes |
| XXXXX | 6000110805 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2026-02-26): Received fraud report. Exception cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | TX | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110805 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 | A | A | A | A | A | A |  | TX | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110805 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-09): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | TX | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110805 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud report is not provided in file |  |  |  | Reviewer Comment (2026-02-26): Received fraud report. Exception cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | TX | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110805 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | Texas Constitution Section 50(a)(6): Fannie Mae forms not used for closing of home equity loan. | Fannie Mae forms not used for closing of home equity loan. |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 | B | B | B | B | B | B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110805 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Points and Fees Exceeds 2% of Original Principal Balance) | Texas Constitution Section 50(a)(6): Points and fees on subject loan of XXXX is in excess of the allowable maximum of XXXX of the Original Principal Loan Amount. Points and Fees total XXXX on an Original Principal Loan Amount of XXXXvs. an allowable total of XXXX (an overage of XXXX or XXXX.) | Points and fees on subject loan of XXXX is in excess of the allowable maximum of XXXX of the Original Principal Loan Amount. |  |  |  | Reviewer Comment (2026-02-18): Received, Clearing.<br>Seller Comment (2026-02-18): TX XXXX | 02/18/2026 |  |  | 1 | C | A C | C | A C | C | A |  | TX | Primary | Refinance - Cash-out - Other | Refund the borrower, or credit their account, an amount equal to any overcharge paid by the borrower. (Provide Proof of Delivery, LOE, and Copy of Check. [A servicing screen print can be provided in place of a check when a credit is applied to the borrowers account.]) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| XXXXX | 6000110805 | XXXXX |  | XXXXX |  | Property | Valuation | General | Valuation | Valuation Product pending |  | XXXX / Collateral Desktop Analysis (CDA) - With MLS Sheets - XXXX |  |  |  | Reviewer Comment (2026-02-05): Cancelled order. | 02/05/2026 |  |  | 1 | A | A | A | A | A | A |  | TX | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110988 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2026-02-26): Received fraud report. Exception cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | TX | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110988 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/06/2026 | 2 | A | A | A | A | A | A |  | TX | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110988 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  |  |  |  |  | Reviewer Comment (2026-02-26): Received fraud report. Exception cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | TX | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110988 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (T-42 Endorsement Not Obtained) | Texas Constitution Section 50(a)(6): Acceptable FNMA title insurance endorsements not obtained for home equity loan. The loan file does not evidence the Title Policy includes the Texas XXXXendorsement or theXXXX1 endorsement. (The loan is a Texas Section 50 (a)(6) home equity loan.) | Title Policy does not include the Texas XXXXendorsement or the XXXX.1 endorsement. |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 | B | B | B | B | B | B |  | TX | Primary | Refinance - Cash-out - Other | The endorsements would be required at the time of original title policy issuance, there is not an obvious remediation C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110988 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | Texas Constitution Section 50(a)(6): Fannie Mae forms not used for closing of home equity loan. | Fannie Mae forms not used for closing of home equity loan. |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 | B | B | B | B | B | B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110988 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (Other Debt) | Texas Constitution Section 50(a)(6): TX 50(a)(6) prohibits other debt secured by the homestead unless the purpose of additional debt is one described under TX 50(a)(1)-(5) or (8). Unable to determine purpose of additional debt secured by the homestead. | Loan type is considered as UTD for other financing |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 | B | B | B | B | B | B |  | TX | Primary | Refinance - Cash-out - Other | Confirm whether additional debt on the subject property is a Texas 50(a)(6) or 50(a)(7) prior to Remediating. Notify consumer the accrual of interest and other obligations will be abated so long as the prior 50(a)(6) or (7) is secured by the homestead B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| XXXXX | 6000110806 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-06): Accepted as is based on meeting three RAs or more requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | VA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110806 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud report is required and it is missing in file. |  |  |  | Reviewer Comment (2026-02-26): Fraud report received, exception cleared | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | VA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110806 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud report is required and it is missing in file. |  |  |  | Reviewer Comment (2026-02-26): Fraud report received, exception cleared | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | VA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110806 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/06/2026 | 2 | A | A | A | A | A | A |  | VA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110807 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud Report is missing |  |  |  | Reviewer Comment (2026-02-26): Fraud report received, exception cleared | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | NE | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110807 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/12/2026 | 2 | A | A | A | A | A | A |  | NE | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110807 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file is missing the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2026-02-12): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | NE | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110807 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | The file is missing the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2026-02-12): Accepted as is. |  |  | 02/12/2026 | 2 | A | A | A | A | B | B |  | NE | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110807 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | No evidence of fraud report in file. |  |  |  | Reviewer Comment (2026-02-26): Fraud report received, exception cleared | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | NE | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110808 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud report was not provided. |  |  |  | Reviewer Comment (2026-02-26): Fraud report received, exception cleared | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | NV | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110808 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | The file is missing the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2026-02-12): Accepted as is. |  |  | 02/12/2026 | 2 | A | A | A | A | B | B |  | NV | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110808 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | No secondary valuation for securitization purposes in file. |  |  |  | Reviewer Comment (2026-02-12): Accepted as is based on meeting three or more RAs requirements. | 02/12/2026 |  |  | 1 | N/A | A | N/A | A | N/A | A |  | NV | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110808 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/12/2026 | 2 | A | A | A | A | A | A |  | NV | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110808 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud report was not provided. |  |  |  | Reviewer Comment (2026-02-26): Fraud report received, exception cleared | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | NV | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110809 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud report is required. |  |  |  | Reviewer Comment (2026-02-27): Fraud report received, exception cleared | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | FL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110809 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/05/2026 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110809 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-05): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | FL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110809 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-05): Accepted as is. |  |  | 02/05/2026 | 2 | A | A | A | A | B | B |  | FL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110809 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud report is required. |  |  |  | Reviewer Comment (2026-02-27): Fraud report received, exception cleared | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | FL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110989 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud Report is missing |  |  |  | Reviewer Comment (2026-02-27): Fraud report received, exception cleared | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110989 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) Maryland Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) | Maryland Higher-Priced Mortgage Loan: Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for. | Maryland HPML Disclosure is missing |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 | B | B | B | B | B | B |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110989 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State HPML | Maryland HPML Threshold Test Non-Compliant | Maryland Higher-Priced Mortgage Loan: APR on subject loan of XXXXor Final Disclosure APR of XXXX is equal to or greater than the threshold of APORXXXX + XXXX, or XXXX. Non-Compliant Higher Priced Loan. | APR on subject loan of XXXX or Final Disclosure APR of XXXX is equal to or greater than the threshold of APOR XXXX + XXXX, or XXXX. Non-Compliant Higher Priced Loan. |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 | B | B | B | B | B | B |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110989 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 | A | A | A | A | A | A |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110989 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | No secondary appraisal or hybrid interior appraisal required |  |  |  | Reviewer Comment (2026-02-06): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110989 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | No secondary appraisal or hybrid interior appraisal required |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 | A | A | A | A | B | B |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110989 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  |  |  |  |  | Reviewer Comment (2026-02-27): Fraud report received, exception cleared | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110989 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  | Verification of employment is not withinXXXX of the Note. |  |  |  | Reviewer Comment (2026-02-18): VOE within 10 days received<br>Seller Comment (2026-02-18): VOE for XXXX in file dated XXXX is 10 business days from the Note date of XXXX with Hoiliday removed. See attachment | 02/18/2026 |  |  | 1 | C | A C | C | A C | C | A |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110810 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud report is not provided. |  |  |  | Reviewer Comment (2026-02-27): Fraud report received, exception cleared | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110810 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud report is not provided. |  |  |  | Reviewer Comment (2026-02-27): Fraud report received, exception cleared | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110810 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  | This profile contains a reduced scope for subordinate liens. |  |  |  |  |  |  | 02/12/2026 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110810 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM does not support the value used to qualify. Appraisal was provided. Sec ID: 119 |  | Secondary valuation is not required. |  |  |  | Reviewer Comment (2026-03-10): Received, Clearing. | 03/10/2026 |  |  | 1 | C | A | C | A | C | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110810 | XXXXX |  | XXXXX |  | Property | Valuation | General | Valuation | Valuation Product pending |  | XXXX / Collateral Desktop Analysis (CDA) - With MLS Sheets - XXXX |  |  |  | Reviewer Comment (2026-03-10): Received, Clearing.<br>Reviewer Comment (2026-03-10): Valuation Received - XXXX | 03/10/2026 |  |  | 1 |  | A |  | A |  | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110810 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value. Sec ID: 121 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-03-10): Accepted as is. |  |  | 03/10/2026 | 2 |  | A |  | A |  | B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110811 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud Report is required. |  |  |  | Reviewer Comment (2026-02-27): Fraud report received, exception cleared | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | KY | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110811 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 | A | A | A | A | A | A |  | KY | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110811 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | A secondary valuation report is required for securitization. |  |  |  | Reviewer Comment (2026-02-06): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | KY | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110811 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | An interior inspection report is required for securitization. |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 | A | A | A | A | B | B |  | KY | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110811 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud report is required. |  |  |  | Reviewer Comment (2026-02-27): Fraud report received, exception cleared | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | KY | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111071 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2026-02-26): Received Fraud Report. Exception cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111071 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/12/2026 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111071 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-12): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 2 | N/A | N/A | N/A | N/A | N/A | N/A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111071 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-12): Accepted as is. |  |  | 02/12/2026 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111071 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud Report is missing. |  |  |  | Reviewer Comment (2026-02-26): Received Fraud Report. Exception cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111071 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | Verbal verification of employment is required within XXXX from the note date. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-03-09): Buyer waived based on being within 30 days.<br>Reviewer Comment (2026-02-19): VVOE is dated post closing. VVOE dated within 10 business days of close is required per guidelines. Exception remains<br>Seller Comment (2026-02-19): Invalid - already provided |  |  | 03/09/2026 | 2 | C | B C | C | B C | C | B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111071 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | Verbal verification of employment is required within XXXX from the note date. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-03-09): Buyer waived based on within 30 days.<br>Buyer Comment (2026-03-09): Please downgrade to an EV2 - VVOE is within 30 days of the Note date.<br>Reviewer Comment (2026-02-19): VVOE is dated post closing. VVOE dated within 10 business days of close is required per guidelines. Exception remains<br>Seller Comment (2026-02-19): Invalid |  |  | 03/09/2026 | 2 | C | B C | C | B C | C | B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111071 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (XXXX): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | Loan Designation mismatch as Verbal verification of employment is required within XXXX from the note date. |  |  |  | Reviewer Comment (2026-03-09): Clearing.<br>Reviewer Comment (2026-02-19): VVOE is dated post closing. VVOE dated within 10 business days of close is required per guidelines. Exception remains<br>Seller Comment (2026-02-19): Invalid | 03/09/2026 |  |  | 1 | B | A C | B | A C | B | A |  | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| XXXXX | 6000111071 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 calendar days of the Note. |  | Verbal verification of employment is required within XXXX from the note date. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-03-09): Waived by the buyer based on being within 30 days.<br>Buyer Comment (2026-03-09): Please downgrade to an EV2. Employment verified within 30 days of Note date.<br>Reviewer Comment (2026-02-19): VVOE is dated post closing. VVOE dated within 10 business days of close is required per guidelines. Exception remains<br>Seller Comment (2026-02-19): Invalid |  |  | 03/09/2026 | 2 | C | B C | C | B C | C | B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111071 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. |  |  |  |  | Reviewer Comment (2026-03-09): Clearing.<br>Reviewer Comment (2026-02-19): VVOE is dated post closing. VVOE dated within 10 business days of close is required per guidelines. Exception remains<br>Seller Comment (2026-02-19): Invalid | 03/09/2026 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111071 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - QM Impact | General QM: There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) |  |  |  |  | Reviewer Comment (2026-03-09): Violations waived by the buyer.<br>Reviewer Comment (2026-02-19): VVOE is dated post closing. VVOE dated within 10 business days of close is required per guidelines. Exception remains<br>Seller Comment (2026-02-19): Invalid | 03/09/2026 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111130 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud report is not provided. |  |  |  | Reviewer Comment (2026-02-26): Received required documentation. Condition cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | VA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111130 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud report is not provided. |  |  |  | Reviewer Comment (2026-02-26): Received required documentation. Condition cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | VA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111130 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required. |  |  |  | Reviewer Comment (2026-02-13): Accepted as is. |  |  | 02/13/2026 | 2 | A | A | A | A | B | B |  | VA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111130 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required. |  |  |  | Reviewer Comment (2026-02-13): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | VA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111130 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  | This profile contains a reduced scope for subordinate liens. |  |  |  |  |  |  | 02/13/2026 | 2 | A | A | A | A | A | A |  | VA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111092 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/12/2026 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111092 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required as AVM Value is supported. |  |  |  | Reviewer Comment (2026-02-12): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111092 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | AVM is allowed as primary valuation. |  |  |  | Reviewer Comment (2026-02-12): Accepted as is. |  |  | 02/12/2026 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111092 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | The file is missing a copy Fraud Report for borrower. |  |  |  | Reviewer Comment (2026-02-26): Received required documentation. Condition cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111092 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | The file is missing a copy Fraud Report for borrower. |  |  |  | Reviewer Comment (2026-02-26): Received required documentation. Condition cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111145 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | No evidence of Fraud Report document present in the file. |  |  |  | Reviewer Comment (2026-02-26): Received required documentation. Condition cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | MO | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111145 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | No evidence fraud report present in the file. |  |  |  | Reviewer Comment (2026-02-26): Received required documentation. Condition cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | MO | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111145 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/13/2026 | 2 | A | A | A | A | A | A |  | MO | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110813 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2026-02-26): Received Fraud Report. Exception cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110813 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/12/2026 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110813 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-12): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | CA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110813 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-12): Accepted as is. |  |  | 02/12/2026 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110813 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  |  |  |  |  | Reviewer Comment (2026-02-26): Received Fraud Report. Exception cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111075 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ | Lender guidelines do not require a secondary valuation. |  |  |  | Reviewer Comment (2026-02-13): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | SC | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111075 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/12/2026 | 2 | A | A | A | A | A | A |  | SC | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111075 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  |  |  |  |  | Reviewer Comment (2026-02-26): Received Fraud Report. Exception cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | SC | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111075 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2026-02-26): Received Fraud Report. Exception cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | SC | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111133 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2026-02-26): Received Fraud Report. Exception cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | AL | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111133 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/13/2026 | 2 | A | A | A | A | A | A |  | AL | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111133 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-13): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | AL | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111133 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-13): Accepted as is. |  |  | 02/13/2026 | 2 | A | A | A | A | B | B |  | AL | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111133 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  |  |  |  |  | Reviewer Comment (2026-02-26): Received Fraud Report. Exception cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | AL | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110814 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud report not provided for both borrowers |  |  |  | Reviewer Comment (2026-02-26): Received Fraud Report. Exception cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110814 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110814 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required. |  |  |  | Reviewer Comment (2026-02-06): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | CA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110814 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/06/2026 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111447 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  | "This profile contains a reduced scope for subordinate liens. The rating agencies must specifically approve the client for this reduced scope. Please consult UWG/Lead/CSM for further instruction.<br> Profile Compliance + Credit + Full QM/ATR + Full Sec + Force QM (XXXX - Closed End Seconds TRID Basic) #3" |  |  |  |  |  |  | 02/13/2026 | 2 | A | A | A | A | A | A |  | IL | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111447 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM does not support the value used to qualify. Appraisal was provided. Sec ID: 119 |  |  |  |  |  | Reviewer Comment (2026-03-11): Received, Clearing. | 03/11/2026 |  |  | 1 | C | A | C | A | C | A |  | IL | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111447 | XXXXX |  | XXXXX |  | Property | Valuation | General | Valuation | Valuation Product pending |  | XXXX / Collateral Desktop Analysis (CDA) - With MLS Sheets - 2 Days |  |  |  | Reviewer Comment (2026-03-11): Received, Clearing.<br>Reviewer Comment (2026-03-10): Valuation Received - XXXX | 03/11/2026 |  |  | 1 |  | A |  | A |  | A |  | IL | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111447 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value. Sec ID: 121 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-03-11): Accepted as is. |  |  | 03/11/2026 | 2 |  | A |  | A |  | B |  | IL | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110815 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud report is not provided. |  |  |  | Reviewer Comment (2026-02-26): Received Fraud Report. Exception cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | WA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110815 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud report is not provided. |  |  |  | Reviewer Comment (2026-02-26): Received Fraud Report. Exception cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | WA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110815 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  | "This profile contains a reduced scope for subordinate liens. The rating agencies must specifically approve the client for this reduced scope. Please consult UWG/Lead/CSM for further instruction.<br> Profile Compliance + Credit + Full QM/ATR + Full Sec + Force QM (XXXX - Closed End Seconds TRID Basic) #3" |  |  |  |  |  |  | 02/12/2026 | 2 | A | A | A | A | A | A |  | WA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110815 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (XXXX): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of XXXX. | LTV exceeds allowable limit. |  |  |  | Reviewer Comment (2026-03-05): Clearing based on LOA on Affiliate Appraiser fee not being a true affiliate. | 03/05/2026 |  |  | 1 | B | A C | B | A C | B | A |  | WA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| XXXXX | 6000110815 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM Points and Fees 2021 | Qualified Mortgage (XXXX): Points and Fees on subject loan of XXXX is in excess of the allowable maximum of XXXX of the Federal Total Loan Amount. Points and Fees total XXXX on a Federal Total Loan Amount of XXXX vs. an allowable total of XXXX (an overage of XXXX or .XXXX). |  |  |  |  | Reviewer Comment (2026-03-05): Clearing based on LOA on Affiliate Appraiser fee not being a true affiliate.<br>Reviewer Comment (2026-03-02): If the affiliate is not an affiliate as defined under Reg Z, please request an attestation from XXXX with a statement confirming that affiliate (XXXX) does not meet the definition of affiliate under the Bank Holding Company Act of 1956 (XXXX). After received, payee can be updated to third party for any TILA testing (TRID, HOEPA, etc).<br>Seller Comment (2026-03-02): QM Safe Harbor | 03/05/2026 |  |  | 1 | C | A C | C | A C | C | A |  | WA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110990 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/05/2026 | 2 | A | A | A | A | A | A |  | CO | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110990 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM does not support the value used to qualify. Appraisal was provided. Sec ID: 119 |  |  |  |  |  | Reviewer Comment (2026-02-12): Received, Clearing. | 02/12/2026 |  |  | 1 | C | A | C | A | C | A |  | CO | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110990 | XXXXX |  | XXXXX |  | Property | Valuation | General | Valuation | Valuation Product pending |  | XXXX / Collateral Desktop Analysis (CDA) - With MLS Sheets - XXXX Days |  |  |  | Reviewer Comment (2026-02-12): Received, Clearing.<br>Reviewer Comment (2026-02-12): Valuation Received - XXXX | 02/12/2026 |  |  | 1 |  | A |  | A |  | A |  | CO | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110990 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value. Sec ID: 121 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-12): Accepted as is. |  |  | 02/12/2026 | 2 |  | A |  | A |  | B |  | CO | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111446 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | The file is missing a copy of the Fraud Report. |  |  |  | Reviewer Comment (2026-02-26): Received Fraud Report. Exception cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | CT | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111446 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2026-02-13): Accepted as is. |  |  | 02/13/2026 | 2 | A | A | A | A | B | B |  | CT | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111446 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2026-02-13): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | CT | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111446 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/13/2026 | 2 | A | A | A | A | A | A |  | CT | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110991 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/06/2026 | 2 | A | A | A | A | A | A |  | SC | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110991 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  |  |  |  |  | Reviewer Comment (2026-02-27): Fraud Report received. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | SC | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110991 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 | A | A | A | A | B | B |  | SC | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110991 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file was missing copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2026-02-06): Accepted as is based on meeting three RAs requirement. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | SC | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110991 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2026-02-27): Fraud Report received. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | SC | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110994 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud report not provided. |  |  |  | Reviewer Comment (2026-02-27): Fraud Report received. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | UT | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110994 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud report not provided. |  |  |  | Reviewer Comment (2026-02-27): Fraud Report received. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | UT | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110994 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 | A | A | A | A | B | B |  | UT | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110994 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-06): Accepted as is based on meeting three RAs or more requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | UT | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110994 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/06/2026 | 2 | A | A | A | A | A | A |  | UT | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111072 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/11/2026 | 2 | A | A | A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXXX | 6000111072 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is missing, as would be required for securitization. |  |  |  | Reviewer Comment (2026-02-11): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 2 | N/A | N/A | N/A | N/A | N/A | N/A |  | AZ | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXXX | 6000111072 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Secondary valuation is missing, as would be required for securitization. |  |  |  | Reviewer Comment (2026-02-11): Accepted as is. |  |  | 02/11/2026 | 2 | A | A | A | A | B | B |  | AZ | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXXX | 6000111072 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud report is not provided for both the borrowers |  |  |  | Reviewer Comment (2026-02-27): Fraud Report received. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | AZ | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXXX | 6000111072 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (XXXX): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of XXXX. | Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail due to loan is failing Points and Fees. |  |  |  | Reviewer Comment (2026-03-10): Restated by the seller. | 03/10/2026 |  |  | 1 | B | A C | B | A C | B | A |  | AZ | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Non QM | Yes |
| XXXXX | 6000111072 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM Points and Fees 2021 | Qualified Mortgage (XXXX): Points and Fees on subject loan of XXXX is in excess of the allowable maximum of the greater of XXXX of the Federal Total Loan Amount and XXXX (XXXX). Points and Fees total XXXX on a Federal Total Loan Amount of XXXX vs. an allowable total of XXXX and XXXX (XXXX) (an overage of XXXX or XXXX). | Points and Fees on subject loan of XXXX is in excess of the allowable maximum of the greater of XXXX of the Federal Total Loan Amount and XXXX (XXXX). Points and Fees total XXXX on a Federal Total Loan Amount of XXXX vs. an allowable total of XXXX and XXXX (XXXX) (an overage of XXXX or XXXX). |  |  |  | Reviewer Comment (2026-03-10): Restated by the seller.<br>Seller Comment (2026-03-10): ATR Exempt<br>Reviewer Comment (2026-03-02): The QM fees is the fail reason. Exception remains.<br>Seller Comment (2026-02-28): Response | 03/10/2026 |  |  | 1 | C | A C | C | A C | C | A |  | AZ | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXXX | 6000111072 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (XXXX): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of XXXX. | Restated by the seller. |  |  |  | Reviewer Comment (2026-03-10): Accepted as is. |  |  | 03/10/2026 | 2 |  | A B |  | B |  | A |  | AZ | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXXX | 6000110817 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | The Fraud Report is missing for both Borrowers. |  |  |  | Reviewer Comment (2026-02-27): Fraud Report received. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | SC | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110817 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/06/2026 | 2 | A | A | A | A | A | A |  | SC | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110817 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM does not support the value used to qualify. Appraisal was provided. Sec ID: 119 |  |  |  |  |  | Reviewer Comment (2026-02-13): Received, Clearing. | 02/13/2026 |  |  | 1 | C | A | C | A | C | A |  | SC | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110817 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | The Fraud Report is missing for both Borrowers. |  |  |  | Reviewer Comment (2026-02-27): Fraud Report received. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | SC | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110817 | XXXXX |  | XXXXX |  | Property | Valuation | General | Valuation | Valuation Product pending |  | XXXX / Collateral Desktop Analysis (CDA) - With MLS Sheets - 5 Days |  |  |  | Reviewer Comment (2026-02-13): Received, Clearing.<br>Reviewer Comment (2026-02-13): Valuation Received - XXXX | 02/13/2026 |  |  | 1 |  | A |  | A |  | A |  | SC | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110817 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value. Sec ID: 121 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-13): Accepted as is. |  |  | 02/13/2026 | 2 |  | A |  | A |  | B |  | SC | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111445 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  |  |  |  |  | Reviewer Comment (2026-02-27): Fraud Report received. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | TN | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111445 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | AVM was used to qualify. |  |  |  | Reviewer Comment (2026-02-12): Accepted as is. |  |  | 02/12/2026 | 2 | A | A | A | A | B | B |  | TN | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111445 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | AVM was used to qualify. |  |  |  | Reviewer Comment (2026-02-12): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | TN | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111445 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/12/2026 | 2 | A | A | A | A | A | A |  | TN | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110818 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud Report is missing in file. |  |  |  | Reviewer Comment (2026-02-27): Fraud Report received. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | MD | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110818 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud Report is missing in file. |  |  |  | Reviewer Comment (2026-02-27): Fraud Report received. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | MD | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110818 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/06/2026 | 2 | A | A | A | A | A | A |  | MD | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110818 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-06): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | MD | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110818 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 | A | A | A | A | B | B |  | MD | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111149 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  |  |  |  |  | Reviewer Comment (2026-02-27): Fraud Report received. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111149 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-11): Accepted as is. |  |  | 02/11/2026 | 2 | A | A | A | A | B | B |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111149 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | A second appraisal was not provided. |  |  |  | Reviewer Comment (2026-02-12): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111149 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/11/2026 | 2 | A | A | A | A | A | A |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111149 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2026-02-27): Fraud Report received. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111149 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) Maryland Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) | Maryland Higher-Priced Mortgage Loan: Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for. |  |  |  |  | Reviewer Comment (2026-02-11): Accepted as is. |  |  | 02/11/2026 | 2 | B | B | B | B | B | B |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111149 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State HPML | Maryland HPML Threshold Test Non-Compliant | Maryland Higher-Priced Mortgage Loan: APR on subject loan of XXXX or Final Disclosure APR of XXXX is equal to or greater than the threshold of APOR XXXX + XXXX, or XXXX. Non-Compliant Higher Priced Loan. |  |  |  |  | Reviewer Comment (2026-02-11): Accepted as is. |  |  | 02/11/2026 | 2 | B | B | B | B | B | B |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111149 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State Defect | Maryland Ability to Repay Not Verified | Maryland SB270: File does not contain evidence that analysis of borrower's ability to repay was performed based on verified income, obligations, assets, and/or employment using PITI payment based on fully indexed rate, if applicable. |  |  |  |  | Reviewer Comment (2026-02-11): Accepted as is. |  |  | 02/11/2026 | 2 | B | B | B | B | B | B |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110819 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | The fraud report is missing from the loan file. |  |  |  | Reviewer Comment (2026-02-26): Fraud Report received. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | CO | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| XXXXX | 6000110819 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ | Secondary valuation from subject transaction is missing. |  |  |  | Reviewer Comment (2026-02-06): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | CO | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| XXXXX | 6000110819 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  | The rating agencies must specifically approve the client for this reduced scope |  |  |  |  |  |  | 02/05/2026 | 2 | A | A | A | A | A | A |  | CO | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| XXXXX | 6000110819 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud Report is missing |  |  |  | Reviewer Comment (2026-02-26): Fraud Report received. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | CO | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| XXXXX | 6000110819 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of XXXX or Final Disclosure APR of XXXX is equal to or greater than the threshold of APOR XXXX + XXXX, or XXXX. Non-Compliant Higher Priced Mortgage Loan. | Federal Higher-Priced Mortgage Loan: APR on subject loan of XXXX or Final Disclosure APR of XXXX is equal to or greater than the threshold of APOR XXXX + XXXX, or XXXX. Non-Compliant Higher Priced Mortgage Loan. |  |  |  | Reviewer Comment (2026-02-18): Received, Clearing. | 02/18/2026 |  |  | 1 | C | A C | C | A C | C | A |  | CO | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| XXXXX | 6000110819 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (XXXX): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2026-02-18): Received, Clearing.<br>Seller Comment (2026-02-18): Appraisal delivery | 02/18/2026 |  |  | 1 | C | A C | C | A C | C | A |  | CO | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| XXXXX | 6000110819 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (XXXX): Originator Loan Designation of Higher Priced QM (APOR) does not match Due Diligence Loan Designation of XXXX. | Originator Loan Designation of Higher Priced QM (APOR) does not match Due Diligence Loan Designation of Non QM. |  |  |  | Reviewer Comment (2026-02-24): Restated by the seller.<br>Seller Comment (2026-02-24): Non QM - full appraisal obtained | 02/24/2026 |  |  | 1 | B | A C | B | A C | B | A |  | CO | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Higher Priced QM (APOR) | Non QM | Yes |
| XXXXX | 6000110819 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM (APOR) Threshold Fail | Qualified Mortgage: QM APR on subject loan of XXXX is equal to or greater than the threshold of XXXX. |  |  |  |  | Reviewer Comment (2026-02-24): Restated by the seller.<br>Reviewer Comment (2026-02-18): Final TIL at XXXX% is equal to or greater than the threshold max of XXXX%. Loan fails QM.<br>Seller Comment (2026-02-18): QM | 02/24/2026 |  |  | 1 | C | A C | C | A C | C | A |  | CO | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| XXXXX | 6000110819 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (XXXX): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of XXXX. | Restated by the seller. |  |  |  | Reviewer Comment (2026-02-24): Accepted as is. |  |  | 02/24/2026 | 2 |  | A B |  | B |  | A |  | CO | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| XXXXX | 6000110995 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/09/2026 | 2 | A | A | A | A | A | A |  | TN | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110995 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-09): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 2 | N/A | N/A | N/A | N/A | N/A | N/A |  | TN | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110995 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-09): Accepted as is. |  |  | 02/09/2026 | 2 | A | A | A | A | B | B |  | TN | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110995 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud Report is missing |  |  |  | Reviewer Comment (2026-02-26): Received, Clearing. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | TN | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110995 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (XXXX): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of XXXX. | 1040 & 1065 is required to be signed and dated. |  |  |  | Reviewer Comment (2026-03-10): Clearing based on meeting FNMA requirements for XXXX.<br>Reviewer Comment (2026-03-03): XXXXX would defer to FNMA when the guidelines are silent. In this case the guidelines state: Most recent one-year signed completed tax returns (all pages & schedules). An exception from the buyer of the loan is needed since XXXX is a violation of the XXXXX guidelines.<br>Seller Comment (2026-03-03): The FNMA guidelines attached specifically state that a signed XXXX is acceptable in lieu of signed tax returns. Please note: XXXXX CES guidelines defer to FNMA. | 03/10/2026 |  |  | 1 | B | A C | B | A C | B | A |  | TN | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| XXXXX | 6000110995 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Income and Assets - Partnership | General QM: Unable to verify Partnership income using reasonably reliable third-party records. | 1040 & 1065 is required to be signed and dated. |  |  |  | Reviewer Comment (2026-03-10): Clearing based on meeting FNMA requirements for XXXX.<br>Buyer Comment (2026-03-10): this is ok to waive so long as the signed XXXX is in the file. Please confirm and if so, then ok to downgrade to XXXX . 4056C is allowed per fannie guides in lieu of signed tax returns.<br>Reviewer Comment (2026-03-03): XXXXX would defer to FNMA when the guidelines are silent. In this case the guidelines state: Most recent one-year signed completed tax returns (all pages & schedules). An exception from the buyer of the loan is needed since 4506c is a violation of the XXXXX guidelines.<br>Seller Comment (2026-03-03): The FNMA guidelines attached specifically state that a signed XXXXis acceptable in lieu of signed tax returns. Please note: XXXXX CES guidelines defer to FNMA.<br>Reviewer Comment (2026-02-26): Per guidelines: Most recent one-year signed complete tax return (all pages & schedules). <br>The guidelines state signed complete tax returns. The guidelines would supersede and FNMA requirement.<br>Seller Comment (2026-02-25): Per FNMA XXXX, a signed XXXX form is acceptable in lieu of signed tax returns. The file contains a XXXX for both personal and business returns. | 03/10/2026 |  |  | 1 | C | A C | C | A C | C | A |  | TN | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110995 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Missing signed tax returns. | Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-03-10): Client elects to waive based on meeting FNMA requirements. |  |  | 03/10/2026 | 2 |  | B |  | B |  | B |  | TN | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110820 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud report required and missing from the file. |  |  |  | Reviewer Comment (2026-02-26): Fraud Report received. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | VA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110820 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  | "This profile contains a reduced scope for subordinate liens. The rating agencies must specifically approve the client for this reduced scope. Please consult UWG/Lead/CSM for further instruction.<br> Profile Compliance + Credit + Full QM/ATR + Full Sec + Force QM (XXXX - Closed End Seconds TRID Basic) #3" |  |  |  |  |  |  | 02/05/2026 | 2 | A | A | A | A | A | A |  | VA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110820 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required per guidelines. |  |  |  | Reviewer Comment (2026-02-06): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | VA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110820 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required per guidelines. |  |  |  | Reviewer Comment (2026-02-05): Accepted as is. |  |  | 02/05/2026 | 2 | A | A | A | A | B | B |  | VA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110820 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud report required and missing from the file. |  |  |  | Reviewer Comment (2026-02-26): Fraud Report received. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | VA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110821 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | A fraud report is required. |  |  |  | Reviewer Comment (2026-02-26): Fraud Report received. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | LA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXXX | 6000110821 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/11/2026 | 2 | A | A | A | A | A | A |  | LA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXXX | 6000110821 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-11): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | LA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXXX | 6000110821 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | An interior inspection report is required for securitization. |  |  |  | Reviewer Comment (2026-02-11): Accepted as is. |  |  | 02/11/2026 | 2 | A | A | A | A | B | B |  | LA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXXX | 6000110821 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | A Fraud Report is required. |  |  |  | Reviewer Comment (2026-02-26): Fraud Report received. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | LA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXXX | 6000110821 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM Points and Fees 2021 | Qualified Mortgage (XXXX): Points and Fees on subject loan of XXXX is in excess of the allowable maximum of the greater of XXXX of the Federal Total Loan Amount and XXXX (XXXX). Points and Fees total XXXX on a Federal Total Loan Amount of XXXX vs. an allowable total of XXXX and XXXX (XXXX) (an overage of XXXX or XXXX). |  |  |  |  | Reviewer Comment (2026-02-28): Restated by the seller. | 02/28/2026 |  |  | 1 |  | A |  | A |  | A |  | LA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXXX | 6000110821 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (XXXX): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of XXXX. | Failure due to points and fees. |  |  |  | Reviewer Comment (2026-02-28): Restated by the seller.<br>Seller Comment (2026-02-28): NonQM | 02/28/2026 |  |  | 1 |  | A |  | A |  | A |  | LA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Non QM | Yes |
| XXXXX | 6000110821 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (XXXX): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of XXXX. | Restated by the seller. |  |  |  | Reviewer Comment (2026-02-28): Accepted as is. |  |  | 02/28/2026 | 2 |  | A B |  | B |  | A |  | LA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXXX | 6000111087 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud report was not provided. |  |  |  | Reviewer Comment (2026-02-26): Fraud Report received. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | TX | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111087 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/12/2026 | 2 | A | A | A | A | A | A |  | TX | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111087 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud report was not provided. |  |  |  | Reviewer Comment (2026-02-26): Fraud Report received. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | TX | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111087 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | Texas Constitution Section 50(a)(6): Fannie Mae forms not used for closing of home equity loan. | Fannie Mae forms not used for closing of home equity loan. |  |  |  | Reviewer Comment (2026-02-12): Accepted as is. |  |  | 02/12/2026 | 2 | B | B | B | B | B | B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111087 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ | The file is missing the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2026-02-12): Accepted as is based on meeting three or more RAs requirements. | 02/12/2026 |  |  | 1 | N/A | A | N/A | A | N/A | A |  | TX | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110826 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud report is missing in the file. |  |  |  | Reviewer Comment (2026-02-26): Fraud report received and associated. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | GA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110826 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-11): Accepted as is. |  |  | 02/11/2026 | 2 | A | A | A | A | B | B |  | GA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110826 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2026-02-11): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | GA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110826 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/11/2026 | 2 | A | A | A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110826 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud report is missing in the file. |  |  |  | Reviewer Comment (2026-02-26): Fraud report received and associated. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | GA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110997 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | File is missing fraud report |  |  |  | Reviewer Comment (2026-02-26): Fraud report received and associated. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | FL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110997 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/06/2026 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110997 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud report is missing |  |  |  | Reviewer Comment (2026-02-26): Fraud report received and associated. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | FL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110997 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud report is missing |  |  |  | Reviewer Comment (2026-02-26): Fraud report received and associated. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | FL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110997 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-09): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | FL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111179 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/11/2026 | 2 | A | A | A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXXX | 6000111179 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to go in a securitization and reflects only one valuation product when two are required. |  |  |  | Reviewer Comment (2026-02-12): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 2 | N/A | N/A | N/A | N/A | N/A | N/A |  | AZ | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXXX | 6000111179 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Loan is to go in a securitization and reflects only one valuation product when two are required. |  |  |  | Reviewer Comment (2026-02-11): Accepted as is. |  |  | 02/11/2026 | 2 | A | A | A | A | B | B |  | AZ | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXXX | 6000111179 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | The file is missing a copy Fraud Report for borrower. |  |  |  | Reviewer Comment (2026-02-26): Fraud report received and associated. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | AZ | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXXX | 6000111179 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | The file is missing a copy Fraud Report for co-borrower. |  |  |  | Reviewer Comment (2026-02-26): Fraud report received and associated. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | AZ | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXXX | 6000111179 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | The file is missing a copy Fraud Report. |  |  |  | Reviewer Comment (2026-02-26): Fraud report received and associated. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | AZ | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXXX | 6000111179 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (XXXX): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of XXXX. | Lender designation was Safe Harbor QM (APOR) however due to points and fees the calculated designation is QM(APOR). |  |  |  | Reviewer Comment (2026-03-10): Restated by the seller.<br>Seller Comment (2026-03-10): points/fees fail - not an HPML Non QM | 03/10/2026 |  |  | 1 | B | A C | B | A C | B | A |  | AZ | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Non QM | Yes |
| XXXXX | 6000111179 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM Points and Fees 2021 | Qualified Mortgage (XXXX): Points and Fees on subject loan of XXXX is in excess of the allowable maximum of the greater of XXXX of the Federal Total Loan Amount and XXXX (XXXX). Points and Fees total XXXX on a Federal Total Loan Amount of XXXX vs. an allowable total of XXXX and XXXX (XXXX) (an overage of XXXX or XXXX). | Loan fails Points and fees test due to the Borrower exceeding XXXX the loan amount. The Note reflects a loan amount of XXXX Fees charged to the Borrower equal to XXXX which equal XXXX of the loan amount. |  |  |  | Reviewer Comment (2026-03-10): Restated by the seller.<br>Seller Comment (2026-03-10): points/fees fail - not an HPML Non QM | 03/10/2026 |  |  | 1 | C | A C | C | A C | C | A |  | AZ | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXXX | 6000111179 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (XXXX): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of XXXX. | Restated by the seller. |  |  |  | Reviewer Comment (2026-03-10): Accepted as is. |  |  | 03/10/2026 | 2 |  | A B |  | B |  | A |  | AZ | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXXX | 6000110828 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  |  |  |  |  | Reviewer Comment (2026-02-26): Fraud report received and associated. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110828 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-11): Accepted as is. |  |  | 02/11/2026 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110828 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-11): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110828 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/11/2026 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110828 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2026-02-26): Fraud report received and associated. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111000 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud report not provided. |  |  |  | Reviewer Comment (2026-02-26): Received Fraud Report. Exception Cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | GA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111000 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/06/2026 | 2 | A | A | A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111000 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-06): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | GA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111000 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 | A | A | A | A | B | B |  | GA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111000 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud Report not provided. |  |  |  | Reviewer Comment (2026-02-26): Received Fraud Report. Exception Cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | GA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111101 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/11/2026 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111101 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-12): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 2 | N/A | N/A | N/A | N/A | N/A | N/A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111101 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-11): Accepted as is. |  |  | 02/11/2026 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111101 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  |  |  |  |  | Reviewer Comment (2026-02-26): Received Fraud Report. Exception Cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111101 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The Security Instrument reflects the borrowers non borrowing spouse signing to waive marital rights only, however the signature is not notarized. |  |  |  | Reviewer Comment (2026-03-09): Received, Clearing.<br>Seller Comment (2026-03-09): Mortgage<br>Reviewer Comment (2026-02-27): The notary is dated XXXX while the spouse signed dated XXXX which is not noterized.<br>Seller Comment (2026-02-27): SI | 03/09/2026 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111442 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2026-02-27): Fraud report received. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111442 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/13/2026 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111442 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-13): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | CA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111442 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-13): Accepted as is. |  |  | 02/13/2026 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111442 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  |  |  |  |  | Reviewer Comment (2026-02-27): Fraud report received. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111441 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud Report is missing in file. |  |  |  | Reviewer Comment (2026-02-27): Fraud report received. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111441 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Loan is to go in a securitization and reflects only one valuation product when two are required. |  |  |  | Reviewer Comment (2026-02-13): Accepted as is. |  |  | 02/13/2026 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111441 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file was missing the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2026-02-13): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111441 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/13/2026 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111441 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Hazard Insurance Policy expires within 90 days of the Note Date. | Hazard Insurance Policy Expiration Date ___, Note Date ___ |  |  |  |  | Reviewer Comment (2026-02-13): Accepted as is. |  |  | 02/13/2026 | 2 | B | B | B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111441 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud Report is missing in file. |  |  |  | Reviewer Comment (2026-02-27): Fraud report received. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110832 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud report not provided in file for borrower XXXX |  |  |  | Reviewer Comment (2026-02-26): Fraud Report received and associated. Exception cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | TN | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110832 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud report not provided in file for borrower XXXX. |  |  |  | Reviewer Comment (2026-02-26): Fraud Report received and associated. Exception cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | TN | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110832 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2026-02-10): Accepted as is based on meeting three RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | TN | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110832 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-10): Accepted as is. |  |  | 02/10/2026 | 2 | A | A | A | A | B | B |  | TN | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110832 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/10/2026 | 2 | A | A | A | A | A | A |  | TN | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111128 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/13/2026 | 2 | A | A | A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111128 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-13): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | AZ | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111128 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-13): Accepted as is. |  |  | 02/13/2026 | 2 | A | A | A | A | B | B |  | AZ | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111128 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  |  |  |  |  | Reviewer Comment (2026-02-26): Fraud Report received and associated. Exception cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | AZ | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111128 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Exception added. |  |  |  | Reviewer Comment (2026-02-26): Fraud Report received and associated. Exception cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | AZ | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110833 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud report is not provided in file |  |  |  | Reviewer Comment (2026-02-26): Fraud Report received and associated. Exception cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | GA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110833 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 | A | A | A | A | B | B |  | GA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110833 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/06/2026 | 2 | A | A | A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110833 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-06): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | GA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110833 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud report is not provided in file |  |  |  | Reviewer Comment (2026-02-26): Fraud Report received and associated. Exception cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | GA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111162 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/13/2026 | 2 | A | A | A | A | A | A |  | MA | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111162 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | The file was missing a copy of the secondary valuation, required on all securitized loans. AVM was used to qualify. |  |  |  | Reviewer Comment (2026-02-13): Accepted as is. |  |  | 02/13/2026 | 2 | A | A | A | A | B | B |  | MA | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111162 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file was missing a copy of the secondary valuation, required on all securitized loans. AVM was used to qualify. |  |  |  | Reviewer Comment (2026-02-13): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | MA | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111006 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud report is not provided |  |  |  | Reviewer Comment (2026-02-26): Fraud Report received and associated. Exception cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | WA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111006 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud report is not provided |  |  |  | Reviewer Comment (2026-02-26): Fraud Report received and associated. Exception cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | WA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111006 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-09): Accepted as is. |  |  | 02/09/2026 | 2 | A | A | A | A | B | B |  | WA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111006 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-09): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 2 | N/A | N/A | N/A | N/A | N/A | N/A |  | WA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111006 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  | This profile contains a reduced scope for subordinate liens. |  |  |  |  |  |  | 02/09/2026 | 2 | A | A | A | A | A | A |  | WA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111069 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud Report is missing. |  |  |  | Reviewer Comment (2026-02-26): Fraud Report received and associated. Exception cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | OH | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111069 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud report is missing. |  |  |  | Reviewer Comment (2026-02-26): Fraud Report received and associated. Exception cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | OH | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111069 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/12/2026 | 2 | A | A | A | A | A | A |  | OH | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111069 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-12): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | OH | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111069 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-12): Accepted as is. |  |  | 02/12/2026 | 2 | A | A | A | A | B | B |  | OH | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111007 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM does not support the value used to qualify. Appraisal was provided. Sec ID: 119 |  |  |  |  |  | Reviewer Comment (2026-02-13): Received, Clearing. | 02/13/2026 |  |  | 1 | C | A | C | A | C | A |  | IL | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111007 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/06/2026 | 2 | A | A | A | A | A | A |  | IL | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111007 | XXXXX |  | XXXXX |  | Property | Valuation | General | Valuation | Valuation Product pending |  | XXXXl / Collateral Desktop Analysis (CDA) - With MLS Sheets - XXXX Days |  |  |  | Reviewer Comment (2026-02-13): Received, Clearing.<br>Reviewer Comment (2026-02-13): Valuation Received - XXXX | 02/13/2026 |  |  | 1 |  | A |  | A |  | A |  | IL | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111007 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value. Sec ID: 121 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-13): Accepted as is. |  |  | 02/13/2026 | 2 |  | A |  | A |  | B |  | IL | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110834 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/13/2026 | 2 | A | A | A | A | A | A |  | NM | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110834 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-13): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 2 | N/A | N/A | N/A | N/A | N/A | N/A |  | NM | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110834 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Loan file missing fraud report for Borrower and Co-Borrower. please provide for review. |  |  |  | Reviewer Comment (2026-02-27): Fraud Report received and associated. Exception cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | NM | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110834 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Missing Fraud report. |  |  |  | Reviewer Comment (2026-02-27): Fraud Report received and associated. Exception cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | NM | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110834 | XXXXX |  | XXXXX |  | Compliance | Legal / Regulatory / Compliance | Anti-Predatory Violation | Federal Defect | (Fed High Cost Disclosure) Federal High-Cost Mortgage Loan (Notice to Assignee) | Truth in Lending ActXXXX: Required Statement was not provided to purchaser or assignee for loan that was sold or assigned. (Note: This notice only applies when selling or assigning a XXXX loan and may not be found in the file for loans that have not been previously sold) |  |  |  |  | Reviewer Comment (2026-03-05): Clearing based on LOA on Affiliate Appraiser fee not being a true affiliate.<br>Reviewer Comment (2026-02-27): If the affiliate is not an affiliate as defined under Reg Z, please request an attestation from XXXX with a statement confirming that affiliate (XXXX) does not meet the definition of affiliate under the Bank Holding Company Act of 1956 (XXXX .). After received, payee can be updated to third party for any TILA testing (TRID, HOEPA, etc).<br>Seller Comment (2026-02-27): QM response | 03/05/2026 |  |  | 1 | C | A C | C | A C | C | A |  | NM | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110834 | XXXXX |  | XXXXX |  | Compliance | Legal / Regulatory / Compliance | Anti-Predatory Violation | Federal Defect | (Fed High Cost Disclosure) Federal High-Cost Mortgage Loan (HOEPA Disclosure Not Provided) | Truth in Lending ActXXXX: XXXX disclosure was not provided to the Borrower |  |  |  |  | Reviewer Comment (2026-03-05): Clearing based on LOA on Affiliate Appraiser fee not being a true affiliate. | 03/05/2026 |  |  | 1 | C | A C | C | A C | C | A |  | NM | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110834 | XXXXX |  | XXXXX |  | Compliance | Legal / Regulatory / Compliance | Anti-Predatory Violation | Federal Defect | (Fed High Cost Provision) Federal High-Cost Mortgage Loan (Financed Points and Fees) | Truth in Lending Act XXXX: Mortgage loan financed Points and Fees. |  |  |  |  | Reviewer Comment (2026-03-05): Clearing based on LOA on Affiliate Appraiser fee not being a true affiliate. | 03/05/2026 |  |  | 1 | C | A C | C | A C | C | A |  | NM | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110834 | XXXXX |  | XXXXX |  | Compliance | Legal / Regulatory / Compliance | Anti-Predatory Violation | Federal Defect | (Fed High Cost Provision) Federal High-Cost Mortgage Loan (Late Charge) | Truth in Lending Act XXXX: Mortgage loan contains a late charge that exceeds the greater of XXXX of the amount past due or grace period of less thanXXXX days. |  |  |  |  | Reviewer Comment (2026-03-05): Clearing based on LOA on Affiliate Appraiser fee not being a true affiliate. | 03/05/2026 |  |  | 1 | C | A C | C | A C | C | A |  | NM | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110834 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal Defect | (Fed High Cost) Federal High-Cost Mortgage Loan (Points and Fees) | Truth in Lending Act (High-Cost Mortgage): Points and Fees on subject loan ofXXXX is in excess of the allowable maximum of XXXX of the Federal Total Loan Amount. Points and Fees of XXXX on a Federal Total Loan Amount of XXXX vs. an allowable total of XXXX (an overage of XXXX orXXXX). Non-Compliant High Cost Loan. |  |  |  |  | Reviewer Comment (2026-03-05): Clearing based on LOA on Affiliate Appraiser fee not being a true affiliate. | 03/05/2026 |  |  | 1 | C | A C | C | A C | C | A |  | NM | Primary | Refinance - Cash-out - Other | (1) Signed letter from borrower indicating their choice to either (a) accept refund and make loan non-high-cost or (b) keep loan as high-cost and make loan compliant; (2) Assuming option (a) is selected, a copy of refund check and proof of mailing; (3) Assuming option (b) is selected, proof of cure for each of the prohibited practices violations noted. C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| XXXXX | 6000110834 | XXXXX |  | XXXXX |  | Compliance | Legal / Regulatory / Compliance | Anti-Predatory Violation | Federal Defect | (Fed High Cost Provision) Federal High-Cost Mortgage Loan (Counseling Requirement) | Truth in Lending Act XXXX): Borrower did not receive pre-loan counseling. |  |  |  |  | Reviewer Comment (2026-03-05): Clearing based on LOA on Affiliate Appraiser fee not being a true affiliate. | 03/05/2026 |  |  | 1 | C | A C | C | A C | C | A |  | NM | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110834 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM Points and Fees 2021 | Qualified Mortgage (XXXX): Points and Fees on subject loan ofXXXX is in excess of the allowable maximum of XXXX of the Federal Total Loan Amount. Points and Fees totalXXXXon a Federal Total Loan Amount of XXXX vs. an allowable total of XXXX (an overage of XXXX or XXXX. |  |  |  |  | Reviewer Comment (2026-03-05): Clearing based on LOA on Affiliate Appraiser fee not being a true affiliate.<br>Reviewer Comment (2026-03-03): The same LOA that was received prior was provided again. The ask from our Compliance Team is that if the affiliate is not an affiliate as defined under Reg Z, please request an attestation from XXXXX with a statement confirming that affiliate (XXXX) does not meet the definition of affiliate under the Bank Holding Company Act of 1956 (XXXX.). After received, payee can be updated to third party for any TILA testing (TRID, HOEPA, etc).The LOA must explain why XXXXX believes that affiliate (XXXX) does not meet the definition of affiliate under the Bank Holding Company Act of 1956 (XXXX.).<br>Seller Comment (2026-03-03): Attestation<br>Reviewer Comment (2026-03-02): As advised in prior loans responses: Fees updated. As to the Affiliated relationship with Class Valuation: If the affiliate is not an affiliate as defined under Reg Z, please request an attestation from XXXXX with a statement confirming that affiliate (XXXX) does not meet the definition of affiliate under the Bank Holding Company Act of 1956 (XXXX.). After received, payee can be updated to third party for any TILA testing (TRID, HOEPA, etc). The LOE must specifically address why XXXX believes that affiliate (XXXX) does not meet the definition of affiliate under the Bank Holding Company Act of 1956 (XXXX.).<br>Seller Comment (2026-03-02): Why are you requesting an attestation when the Affiliated Business Disclosure clearly defines only XXXX% of ownership. Please see your Doc ID XXXX<br> We do not have an affiliate appraiser in terms of the definition of affiliate for pretty much all compliance testing rules. If you look closer at the ABA you would see the ownership interest is only around XXXX%, most rules specify ownership of at least XXXX%, so nothing further is required.<br>Reviewer Comment (2026-02-27): If the affiliate is not an affiliate as defined under Reg Z, please request an attestation from XXXXX with a statement confirming that affiliate (XXXX) does not meet the definition of affiliate under the Bank Holding Company Act of 1956 (XXXX.). After received, payee can be updated to third party for any TILA testing (TRID, HOEPA, etc).<br>Seller Comment (2026-02-27): QM | 03/05/2026 |  |  | 1 | C | A C | C | A C | C | A |  | NM | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110834 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost Provision) New Mexico High-Cost Loan (Counseling Requirement) | XXXX High-Cost Loan: No evidence borrower received home-ownership counseling. |  |  |  |  | Reviewer Comment (2026-03-05): Clearing based on LOA on Affiliate Appraiser fee not being a true affiliate.<br>Reviewer Comment (2026-03-02): As advised in prior loans responses: Fees updated. As to the Affiliated relationship with Class Valuation: If the affiliate is not an affiliate as defined under Reg Z, please request an attestation from XXXXX with a statement confirming that affiliate (XXXX) does not meet the definition of affiliate under the Bank Holding Company Act of 1956 (XXXX.). After received, payee can be updated to third party for any TILA testing (TRID, HOEPA, etc). The LOE must specifically address why XXXXbelieves that affiliate (XXXX) does not meet the definition of affiliate under the Bank Holding Company Act of 1956 (XXXX.).<br>Seller Comment (2026-03-02): We do not have an affiliate appraiser in terms of the definition of affiliate for pretty much all compliance testing rules. If you look closer at the ABA you would see the ownership interest is only around XXXX%, most rules specify ownership of at least XXXX%, so nothing further is required.<br>Reviewer Comment (2026-02-27): If the affiliate is not an affiliate as defined under Reg Z, please request an attestation from XXXXX with a statement confirming that affiliate (XXXX) does not meet the definition of affiliate under the Bank Holding Company Act of 1956 (XXXX.). After received, payee can be updated to third party for any TILA testing (TRID, HOEPA, etc).<br>Seller Comment (2026-02-27): QM | 03/05/2026 |  |  | 1 | C | A C | C | A C | C | A |  | NM | Primary | Refinance - Cash-out - Other | See any available cure under New Mexico high-cost threshold exception. C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110834 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost Provision) New Mexico High-Cost Loan (Financed Fees Exceeds Threshold) | XXXXHigh-Cost Loan: Fees financed exceed XXXX% of the Principal Loan Amount. |  |  |  |  | Reviewer Comment (2026-03-05): Clearing based on LOA on Affiliate Appraiser fee not being a true affiliate. | 03/05/2026 |  |  | 1 | C | A C | C | A C | C | A |  | NM | Primary | Refinance - Cash-out - Other | See any available cure under New Mexico high-cost threshold exception. C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110834 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost Disclosure) New Mexico High-Cost Loan (High Cost Notice to Borrower Not Provided) | XXXXHigh-Cost Loan: Borrower not provided with High-Cost Notice to Borrower disclosure. |  |  |  |  | Reviewer Comment (2026-03-05): Clearing based on LOA on Affiliate Appraiser fee not being a true affiliate. | 03/05/2026 |  |  | 1 | C | A C | C | A C | C | A |  | NM | Primary | Refinance - Cash-out - Other | See any available cure under New Mexico high-cost threshold exception. C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110834 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost) New Mexico High-Cost Loan (Points and Fees) | XXXX: Points and Fees on subject loan of XXXX% is in excess of the allowable maximum of XXXX of the Total Loan Amount. Points and Fees total $XXXX on a Total Loan Amount ofXXXX vs. an allowable total of XXXX (an overage of XXXX or XXXX. Non-Compliant High Cost Loan. |  |  |  |  | Reviewer Comment (2026-03-05): Clearing based on LOA on Affiliate Appraiser fee not being a true affiliate. | 03/05/2026 |  |  | 1 | C | A C | C | A C | C | A |  | NM | Primary | Refinance - Cash-out - Other | Within 30 days of loan closing and prior to receiving any notice from the borrower of the violation, make appropriate restitution to the borrower and make appropriate adjustments to the loan.<br>(Limited Use Bona Fide Errors - Compliance and Client Approval Required) Within 60 days of closing, provide: <br> (1) Legal opinion from originating lender with loan-specific details on how a high-cost loan was made despite procedures to prevent and confirms (i) the failure constitutes a bona fide error for the jurisdiction in which the property is located, and (ii) that the lender has not received any notice from the borrower of the failure; (2) procedures or explanation of controls in place to prevent such errors; (3) client written approval accepting use of the bona fide error cure; (4) Letter of Explanation to borrower; (5) refund of amount over the high-cost threshold maximum; and (6) proof of mailing (must be in transit with courier). Note, a cure may not be accepted if the seller/lender has certified a fix has been made to their system and the same issue continues to occur after the fix has been put into place. | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| XXXXX | 6000110834 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (XXXX): Originator Loan Designation of XXXX (XXXX does not match Due Diligence Loan Designation of XXXX | Loan designation mismatch due to Points and Fees on subject loan of XXXX% is in excess of the allowable maximum of XXXX% |  |  |  | Reviewer Comment (2026-03-05): Clearing based on LOA on Affiliate Appraiser fee not being a true affiliate.<br>Reviewer Comment (2026-03-02): As advised in prior loans responses: Fees updated. As to the Affiliated relationship with Class Valuation: If the affiliate is not an affiliate as defined under Reg Z, please request an attestation from XXXXX with a statement confirming that affiliate (XXXX) does not meet the definition of affiliate under the Bank Holding Company Act of 1956 (XXXX.). After received, payee can be updated to third party for any TILA testing (TRID, HOEPA, etc). The LOE must specifically address why XXXXbelieves that affiliate (XXXX) does not meet the definition of affiliate under the Bank Holding Company Act of 1956 (XXXX.).<br>Seller Comment (2026-03-02): We do not have an affiliate appraiser in terms of the definition of affiliate for pretty much all compliance testing rules. If you look closer at the ABA you would see the ownership interest is only around XXXX%, most rules specify ownership of at least XXXX, so nothing further is required.<br> Please check your Doc ID # XXXX<br>Reviewer Comment (2026-02-27): If the affiliate is not an affiliate as defined under Reg Z, please request an attestation from XXXXX with a statement confirming that affiliate (XXXX) does not meet the definition of affiliate under the Bank Holding Company Act of 1956 (XXXX). After received, payee can be updated to third party for any TILA testing (TRID, HOEPA, etc).<br>Seller Comment (2026-02-27): QM | 03/05/2026 |  |  | 1 | B | A C | B | A C | B | A |  | NM | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| XXXXX | 6000110835 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | This file was missing Fraud Report |  |  |  | Reviewer Comment (2026-02-27): Fraud Report received and associated. Exception cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110835 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  | A limited compliance review scope was performed on this loan. |  |  |  |  |  |  | 02/10/2026 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110835 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2026-02-10): Accepted as is based on meeting three or more RA's requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110835 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | This file was missing Fraud Report |  |  |  | Reviewer Comment (2026-02-27): Fraud Report received and associated. Exception cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111440 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2026-02-27): Fraud Report received and associated. Exception cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | LA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111440 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  |  |  |  |  | Reviewer Comment (2026-02-27): Fraud Report received and associated. Exception cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | LA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111440 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-13): Accepted as is. |  |  | 02/13/2026 | 2 | A | A | A | A | B | B |  | LA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111440 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-13): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | LA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111440 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/13/2026 | 2 | A | A | A | A | A | A |  | LA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110837 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud Report is missing |  |  |  | Reviewer Comment (2026-02-27): Fraud Report received and associated. Exception cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | NC | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110837 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/09/2026 | 2 | A | A | A | A | A | A |  | NC | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110837 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ | No secondary appraisal or hybrid interior appraisal required |  |  |  | Reviewer Comment (2026-02-09): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | NC | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110837 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | No evidence of fraud report in file. |  |  |  | Reviewer Comment (2026-02-27): Fraud Report received and associated. Exception cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | NC | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111199 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/13/2026 | 2 | A | A | A | A | A | A |  | TN | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111199 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-13): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | TN | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111199 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-13): Accepted as is. |  |  | 02/13/2026 | 2 | A | A | A | A | B | B |  | TN | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111199 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Exception raised for missing Fraud Report. |  |  |  | Reviewer Comment (2026-02-27): Fraud Report received and associated. Exception cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | TN | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111199 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | The file is missing Fraud Report for both borrowers. |  |  |  | Reviewer Comment (2026-02-27): Fraud Report received and associated. Exception cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | TN | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111199 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | Missing XXXX to confirm start date with XXXX. |  |  |  | Reviewer Comment (2026-02-19): Business is one in the same<br>Seller Comment (2026-02-19): Invalid - XXXX is the same company as XXXX, verification both names are the same in the file. | 02/19/2026 |  |  | 1 | C | A C | C | A C | C | A |  | TN | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111199 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | XXXXLoan: APR on subject loan ofXXXX or Final Disclosure APR of XXXX is equal to or greater than the threshold of APOR XXXX + XXXX, or XXXX Non-Compliant Higher Priced Mortgage Loan. |  |  |  |  | Reviewer Comment (2026-02-19): Loan is compliant HPML | 02/19/2026 |  |  | 1 | C | A C | C | A C | C | A |  | TN | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111199 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | TIL Higher Priced Mortgage Loan Safe Harbor Test | XXXX appraisal Rule (XXXX): Safe Harbor requirements not satisfied. | Only an AVM was provided. |  |  |  | Reviewer Comment (2026-02-13): Accepted as is. |  |  | 02/13/2026 | 2 | B | B | B | B | B | B |  | TN | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111199 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Appraisal - Did Not Physically Visit) | XXXXl Rule (XXXX): Appraisal not performed by a certified or licensed appraiser who conducted a physical visit to the property. | Only an AVM was provided. |  |  |  | Reviewer Comment (2026-02-19): Loan is compliant HPML | 02/19/2026 |  |  | 1 | C | A C | C | A C | C | A |  | TN | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111199 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (XXXX): Originator Loan Designation of Higher Priced QM (XXXX does not match Due Diligence Loan Designation of XXXX. | Waterfall due to missing VVOE. |  |  |  | Reviewer Comment (2026-02-19): VVOE received<br>Seller Comment (2026-02-19): Invalid | 02/19/2026 |  |  | 1 | B | A C | B | A C | B | A |  | TN | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes |
| XXXXX | 6000111199 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. | Missing VVOE to |  |  |  | Reviewer Comment (2026-02-19): VVOE received | 02/19/2026 |  |  | 1 | C | A C | C | A C | C | A |  | TN | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110839 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/10/2026 | 2 | A | A | A | A | A | A |  | WI | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110839 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. A secondary AVM was provided with FSD > 0.20, and its value supports the "Use for LTV" value. Sec ID: 373 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-10): Accepted as is. |  |  | 02/10/2026 | 2 | B | B A | A | A | A | A |  | WI | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110839 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud report is not provided in file. Kindly provide for review. |  |  |  | Reviewer Comment (2026-02-27): Fraud Report received and associated. Exception cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | WI | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110839 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud report is missing in file. Kindly provide for review. |  |  |  | Reviewer Comment (2026-02-27): Fraud Report received and associated. Exception cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | WI | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111178 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/13/2026 | 2 | A | A | A | A | A | A |  | LA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111178 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file is missing the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2026-02-13): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | LA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111178 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-13): Accepted as is. |  |  | 02/13/2026 | 2 | A | A | A | A | B | B |  | LA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111178 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | fraud report is missing in the file |  |  |  | Reviewer Comment (2026-02-27): Fraud Report received and associated. Exception cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | LA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110840 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/10/2026 | 2 | A | A | A | A | A | A |  | SC | Primary | Refinance - Cash-out - Other | D B C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110840 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | No evidence of fraud report in file. |  |  |  | Reviewer Comment (2026-02-27): Fraud Report received and associated. Exception cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | SC | Primary | Refinance - Cash-out - Other | D B C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110840 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-10): Accepted as is. |  |  | 02/10/2026 | 2 | A | A | A | A | B | B |  | SC | Primary | Refinance - Cash-out - Other | D B C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110840 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. 2 AVM's with the same Model Name were entered. Sec ID: 104 | Note Date: ___; Lien Position: ___ | The XXXX AVMs provided were completed by the same provider. |  |  |  | Reviewer Comment (2026-02-19): Received, Clearing. | 02/19/2026 |  |  | 1 | D | A | D | A | D | A |  | SC | Primary | Refinance - Cash-out - Other | D B C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110842 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2026-02-26): Received Fraud Report in file. Exception Cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | NC | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110842 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/13/2026 | 2 | A | A | A | A | A | A |  | NC | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110843 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud report is missing in file. |  |  |  | Reviewer Comment (2026-02-26): Received Fraud Report in file. Exception Cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | FL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110843 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Appraisal document is missing in file. |  |  |  | Reviewer Comment (2026-02-12): Accepted as is. |  |  | 02/12/2026 | 2 | A | A | A | A | B | B |  | FL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110843 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Appraisal document is missing in file. |  |  |  | Reviewer Comment (2026-02-12): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | FL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110843 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Missing fraud report. |  |  |  | Reviewer Comment (2026-02-26): Received Fraud Report in file. Exception Cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | FL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110843 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/12/2026 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110845 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/06/2026 | 2 | A | A | A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110845 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file is missing the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2026-02-06): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | GA | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110845 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 | A | A | A | A | B | B |  | GA | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110846 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  |  |  |  |  | Reviewer Comment (2026-02-26): Received Fraud Report in file. Exception Cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | WA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110846 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-12): Accepted as is. |  |  | 02/12/2026 | 2 | A | A | A | A | B | B |  | WA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110846 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | No secondary valuation for securitization purposes in file. |  |  |  | Reviewer Comment (2026-02-12): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | WA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110846 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/12/2026 | 2 | A | A | A | A | A | A |  | WA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110846 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2026-02-26): Received Fraud Report in file. Exception Cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | WA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111147 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2026-02-26): Received Fraud Report in file. Exception Cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | MO | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111147 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/13/2026 | 2 | A | A | A | A | A | A |  | MO | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111147 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file is missing the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2026-02-13): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | MO | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111147 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-13): Accepted as is. |  |  | 02/13/2026 | 2 | A | A | A | A | B | B |  | MO | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111147 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  |  |  |  |  | Reviewer Comment (2026-02-26): Received Fraud Report in file. Exception Cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | MO | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111439 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  | The rating agencies must specifically approve the client for this reduced scope. Please consult XXXX/Lead/XXXX for further instruction. |  |  |  |  |  |  | 02/13/2026 | 2 | A | A | A | A | A | A |  | VA | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| XXXXX | 6000111439 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | fraud report is not available in the file |  |  |  | Reviewer Comment (2026-02-26): Received Fraud Report in file. Exception Cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | VA | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| XXXXX | 6000111439 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (XXXX): Originator Loan Designation of Higher Priced QM (XXXX) does not match Due Diligence Loan Designation of XXXX. | The loan's APR of XXXX% exceeds the QM threshold of XXXX% by XXXX%. XXXX% is calculated by taking the XXXX% APOR and adding XXXX% spread, which is the amount for subordinate liens with a loan amount greater than or equal to $XXXXin XXXX. Since the APR exceeds the QM (XXXX) threshold, it fails QM and instead is a loan tested for Non QM. |  |  |  | Reviewer Comment (2026-03-04): Redesignated by the seller.<br>Seller Comment (2026-03-04): NON QM<br>Reviewer Comment (2026-03-02): Testing shows Qualified Mortgage: QM APR on subject loan of XXXX % is equal to or greater than the threshold of XXXX%. QM fails.<br>Seller Comment (2026-03-02): Qm points/fees does not exceed the threshold for Qualified Mortgages<br> Loan fails APOR with full appraisal obtained | 03/04/2026 |  |  | 1 | B | A C | B | A C | B | A |  | VA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Higher Priced QM (APOR) | Non QM | Yes |
| XXXXX | 6000111439 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM (APOR) Threshold Fail | Qualified Mortgage: QM XXXXon subject loan of XXXX% is equal to or greater than the threshold of XXXX%. | APR on loan exceeds the APOR threshold. |  |  |  | Reviewer Comment (2026-03-04): Redesignated by the seller. | 03/04/2026 |  |  | 1 | C | A C | C | A C | C | A |  | VA | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| XXXXX | 6000111439 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM does not support the value used to qualify. Appraisal was provided. Sec ID: 119 |  |  |  |  |  | Reviewer Comment (2026-03-11): Received, Clearing. Received, Clearing. | 03/11/2026 |  |  | 1 | C | A | C | A | C | A |  | VA | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| XXXXX | 6000111439 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (XXXX): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of XXXX. | Redesignated by the seller. |  |  |  | Reviewer Comment (2026-03-04): Accepted as is. |  |  | 03/04/2026 | 2 |  | A B |  | B |  | A |  | VA | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| XXXXX | 6000111439 | XXXXX |  | XXXXX |  | Property | Valuation | General | Valuation | Valuation Product pending |  | XXXX / Collateral Desktop Analysis (CDA) - With MLS Sheets - XXXXDays |  |  |  | Reviewer Comment (2026-03-11): Received, Clearing.<br>Reviewer Comment (2026-03-10): Valuation Received - XXXX | 03/11/2026 |  |  | 1 |  | A |  | A |  | A |  | VA | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| XXXXX | 6000111439 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value. Sec ID: 121 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-03-11): Accepted as is. |  |  | 03/11/2026 | 2 |  | A |  | A |  | B |  | VA | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| XXXXX | 6000110847 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud report missing in file. |  |  |  | Reviewer Comment (2026-02-26): Received Fraud Report in file. Exception Cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110847 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud report is missing in file. |  |  |  | Reviewer Comment (2026-02-26): Received Fraud Report in file. Exception Cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110847 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | The file was missing a copy of the secondary valuation, required on all securitized loans. AVM was used to qualify. |  |  |  | Reviewer Comment (2026-02-13): Accepted as is. |  |  | 02/13/2026 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110847 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file was missing a copy of the secondary valuation, required on all securitized loans. AVM was used to qualify. |  |  |  | Reviewer Comment (2026-02-13): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110847 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/13/2026 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111438 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/13/2026 | 2 | A | A | A | A | A | A |  | MO | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111438 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-13): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 2 | N/A | N/A | N/A | N/A | N/A | N/A |  | MO | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111438 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud report missing in file. |  |  |  | Reviewer Comment (2026-02-26): Received Fraud Report in file. Exception Cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | MO | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111438 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud Report missing in file. |  |  |  | Reviewer Comment (2026-02-26): Received Fraud Report in file. Exception Cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | MO | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111438 | XXXXX |  | XXXXX |  | Compliance | Legal / Regulatory / Compliance | Anti-Predatory Violation | Federal Defect | (Fed High Cost Disclosure) Federal High-Cost Mortgage Loan (Notice to Assignee) | Truth in Lending Act (XXXX): Required Statement was not provided to purchaser or assignee for loan that was sold or assigned. (Note: This notice only applies when selling or assigning a XXXXloan and may not be found in the file for loans that have not been previously sold) | Waterfall due to testing as XXXX High-Cost Mortgage Loan. |  |  |  | Reviewer Comment (2026-03-26): Clearing based on confirmation that part of the affiliated fees not being retained.<br>Reviewer Comment (2026-03-26): .<br>Reviewer Comment (2026-03-02): Received, Clearing.<br>Seller Comment (2026-03-02): QM - Not high Cost | 03/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | MO | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111438 | XXXXX |  | XXXXX |  | Compliance | Legal / Regulatory / Compliance | Anti-Predatory Violation | Federal Defect | (Fed High Cost Disclosure) Federal High-Cost Mortgage Loan (HOEPA Disclosure Not Provided) | Truth in Lending Act (XXXX): XXXXdisclosure was not provided to the Borrower | Waterfall due to testing as XXXX High-Cost Mortgage Loan. |  |  |  | Reviewer Comment (2026-03-26): Clearing based on confirmation that part of the affiliated fees not being retained.<br>Reviewer Comment (2026-03-26): .<br>Reviewer Comment (2026-03-02): Received, Clearing. | 03/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | MO | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111438 | XXXXX |  | XXXXX |  | Compliance | Legal / Regulatory / Compliance | Anti-Predatory Violation | Federal Defect | (Fed High Cost Provision) Federal High-Cost Mortgage Loan (Financed Points and Fees) | Truth in Lending Act (XXXX): Mortgage loan financed Points and Fees. | Waterfall due to testing as XXXX High-Cost Mortgage Loan. |  |  |  | Reviewer Comment (2026-03-26): Clearing based on confirmation that part of the affiliated fees not being retained.<br>Reviewer Comment (2026-03-26): .<br>Reviewer Comment (2026-03-02): Received, Clearing. | 03/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | MO | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111438 | XXXXX |  | XXXXX |  | Compliance | Legal / Regulatory / Compliance | Anti-Predatory Violation | Federal Defect | (Fed High Cost Provision) Federal High-Cost Mortgage Loan (Late Charge) | Truth in Lending Act (XXXX): Mortgage loan contains a late charge that exceeds the greater of 4% of the amount past due or grace period of less than 15 days. | Waterfall due to testing as HOEPA High-Cost Mortgage Loan. |  |  |  | Reviewer Comment (2026-03-26): Clearing based on confirmation that part of the affiliated fees not being retained.<br>Reviewer Comment (2026-03-26): .<br>Reviewer Comment (2026-03-02): Received, Clearing.<br>Seller Comment (2026-03-02): This is not a high cost loan therefore the 5% is valid | 03/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | MO | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111438 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal Defect | (Fed High Cost) Federal High-Cost Mortgage Loan (Points and Fees) | Truth in Lending Act (High-Cost Mortgage): Points and Fees on subject loan of XXXX% is in excess of the allowable maximum of XXXX% of the Federal Total Loan Amount. Points and Fees of $XXXXon a Federal Total Loan Amount of $XXXXvs. an allowable total of $XXXX(an overage of $XXXXor .XXXX%). Non-Compliant High Cost Loan. | Points and Fees on subject loan of XXXX% is in excess of the allowable maximum of XXXX% of the Federal Total Loan Amount. Points and Fees of $XXXXon a Federal Total Loan Amount of $XXXX vs. an allowable total of $XXXX (an overage of $XXXX or .XXXX%). Non-Compliant High-Cost Loan. |  |  |  | Reviewer Comment (2026-03-26): Clearing based on confirmation that part of the affiliated fees not being retained.<br>Reviewer Comment (2026-03-26): .<br>Reviewer Comment (2026-03-02): Received, Clearing. | 03/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | MO | Primary | Refinance - Cash-out - Other | (1) Signed letter from borrower indicating their choice to either (a) accept refund and make loan non-high-cost or (b) keep loan as high-cost and make loan compliant; (2) Assuming option (a) is selected, a copy of refund check and proof of mailing; (3) Assuming option (b) is selected, proof of cure for each of the prohibited practices violations noted. C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| XXXXX | 6000111438 | XXXXX |  | XXXXX |  | Compliance | Legal / Regulatory / Compliance | Anti-Predatory Violation | Federal Defect | (Fed High Cost Provision) Federal High-Cost Mortgage Loan (Counseling Requirement) | Truth in Lending Act (XXXX): Borrower did not receive pre-loan counseling. | Waterfall due to testing as XXXXHigh-Cost Mortgage Loan. |  |  |  | Reviewer Comment (2026-03-26): Clearing based on confirmation that part of the affiliated fees not being retained.<br>Reviewer Comment (2026-03-26): .<br>Reviewer Comment (2026-03-02): Received, Clearing. | 03/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | MO | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111438 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (XXXX): Originator Loan Designation of Safe Harbor QM (XXXX) does not match Due Diligence Loan Designation of XXXX. | The loan is failing QM Points and Fees, resulting in a Loan Designation discrepancy. |  |  |  | Reviewer Comment (2026-03-02): Received, Clearing. | 03/02/2026 |  |  | 1 | B | A C | B | A C | B | A |  | MO | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| XXXXX | 6000111438 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM Points and Fees 2021 | Qualified Mortgage (XXXX): Points and Fees on subject loan of XXXX% is in excess of the allowable maximum of XXXX% of the Federal Total Loan Amount. Points and Fees total $XXXX on a Federal Total Loan Amount of $XXXX vs. an allowable total of $XXXX(an overage of $XXXX or .XXXX%). | : Points and Fees on subject loan of XXXX% is in excess of the allowable maximum of XXXX% of the Federal Total Loan Amount. Points and Fees total $XXXXon a Federal Total Loan Amount of $XXXXvs. an allowable total of $XXXX(an overage of $XXXXor .XXXX%). |  |  |  | Reviewer Comment (2026-03-26): Clearing based on confirmation that part of the affiliated fees not being retained.<br>Reviewer Comment (2026-03-26): .<br>Reviewer Comment (2026-03-02): Received, Clearing.<br>Seller Comment (2026-03-02): QM - Not high Cost | 03/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | MO | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110848 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud report not provided in file for both borrowers. |  |  |  | Reviewer Comment (2026-02-26): Received Fraud Report in file. Exception Cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | IL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110848 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/12/2026 | 2 | A | A | A | A | A | A |  | IL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110848 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2026-02-12): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | IL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110848 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-12): Accepted as is. |  |  | 02/12/2026 | 2 | A | A | A | A | B | B |  | IL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110848 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud report not provided in file for both borrowers. |  |  |  | Reviewer Comment (2026-02-26): Received Fraud Report in file. Exception Cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | IL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111437 | XXXXX |  | XXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2026-02-13): Accepted as is. |  |  | 02/13/2026 | 2 | B | B | B | B | B | B |  | NV | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111437 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/13/2026 | 2 | A | A | A | A | A | A |  | NV | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111437 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file was missing the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2026-02-13): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | NV | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111437 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-13): Accepted as is. |  |  | 02/13/2026 | 2 | A | A | A | A | B | B |  | NV | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111437 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  |  |  |  |  | Reviewer Comment (2026-02-26): Received Fraud Report in file. Exception Cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | NV | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111437 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2026-02-26): Received Fraud Report in file. Exception Cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | NV | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111437 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (XXXX): Originator Loan Designation of Safe Harbor QM (XXXX) does not match Due Diligence Loan Designation of XXXX. | Loan designation discrepancy due failing points and fees. |  |  |  | Reviewer Comment (2026-02-27): Received, Clearing. | 02/27/2026 |  |  | 1 | B | A C | B | A C | B | A |  | NV | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| XXXXX | 6000111437 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM Points and Fees 2021 | Qualified Mortgage (XXXX): Points and Fees on subject loan of XXXX% is in excess of the allowable maximum of the greater of .XXXX% of the Federal Total Loan Amount and $XXXX(XXXX). Points and Fees total $XXXX on a Federal Total Loan Amount of $XXXX vs. an allowable total of $XXXX and $XXXX(XXXX) (an overage of $XXXX or XXXX%). | Points and Fees on subject loan of XXXX% is in excess of the allowable maximum of the greater of .XXXX% of the Federal Total Loan Amount and $XXXX(XXXX). Points and Fees total $XXXXon a Federal Total Loan Amount of $XXXXvs. an allowable total of $XXXXand $XXXX(XXXX) (an overage of $XXXXor XXXX%). |  |  |  | Reviewer Comment (2026-02-27): Received, Clearing.<br>Seller Comment (2026-02-27): QM | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | NV | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110849 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | File is missing Fraud Report. |  |  |  | Reviewer Comment (2026-02-27): Received Fraud Report in file. Exception Cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | NJ | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110849 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/06/2026 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110849 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file is missing the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2026-02-06): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | NJ | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110849 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 | A | A | A | A | B | B |  | NJ | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110849 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | File is missing Fraud Report. |  |  |  | Reviewer Comment (2026-02-27): Received Fraud Report in file. Exception Cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | NJ | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111436 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal from prior transaction was in file. No secondary valuation was provided. Sec ID: 49 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-13): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | SC | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| XXXXX | 6000111436 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/13/2026 | 2 | A | A | A | A | A | A |  | SC | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| XXXXX | 6000111436 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | XXXX: APR on subject loan of XXXX% or Final Disclosure APR of XXXX% is equal to or greater than the threshold of APOR XXXX% + XXXX%, or XXXX%. Non-Compliant Higher Priced Mortgage Loan. | Proof of Appraisal delivery report is not available in file for Appraisal Report Date XXXX |  |  |  | Reviewer Comment (2026-03-02): Received, Clearing. | 03/02/2026 |  |  | 1 | C | A C | C | A C | C | A |  | SC | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| XXXXX | 6000111436 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (XXXX): Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation. | Proof of Appraisal delivery report is not available in file for Appraisal Report Date XXXX. |  |  |  | Reviewer Comment (2026-03-02): Received, Clearing.<br>Seller Comment (2026-02-28): Appraisal delivery | 03/02/2026 |  |  | 1 | C | A C | C | A C | C | A |  | SC | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| XXXXX | 6000111436 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (XXXX): Originator Loan Designation of Higher Priced QM (XXXX) does not match Due Diligence Loan Designation of XXXX. | Higher Priced QM (XXXX) designation/guideline are used to qualify due to which this exception fired. |  |  |  | Reviewer Comment (2026-03-02): Restated by the seller. | 03/02/2026 |  |  | 1 | B | A C | B | A C | B | A |  | SC | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Higher Priced QM (APOR) | Non QM | Yes |
| XXXXX | 6000111436 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM (APOR) Threshold Fail | Qualified Mortgage: QM APR on subject loan of XXXX% is equal to or greater than the threshold of XXXX%. | QM APR on subject loan of XXXX% is equal to or greater than the threshold of XXXX%. |  |  |  | Reviewer Comment (2026-03-02): Restated by the seller.<br>Seller Comment (2026-02-28): Loan is Non QM | 03/02/2026 |  |  | 1 | C | A C | C | A C | C | A |  | SC | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| XXXXX | 6000111436 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud report was not provided. |  |  |  | Reviewer Comment (2026-02-27): Received Fraud Report in file. Exception Cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | SC | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| XXXXX | 6000111436 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (XXXX): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of XXXX. | Restated by the seller. |  |  |  | Reviewer Comment (2026-03-02): Accepted as is. |  |  | 03/02/2026 | 2 |  | A B |  | B |  | A |  | SC | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| XXXXX | 6000110851 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud Report is missing in the file. |  |  |  | Reviewer Comment (2026-02-27): Received Fraud Report in file. Exception Cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | WA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110851 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud Report is missing in the file. |  |  |  | Reviewer Comment (2026-02-27): Received Fraud Report in file. Exception Cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | WA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110851 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/09/2026 | 2 | A | A | A | A | A | A |  | WA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110851 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2026-02-27): Received Fraud Report in file. Exception Cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | WA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111009 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/09/2026 | 2 | A | A | A | A | A | A |  | NC | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| XXXXX | 6000111009 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud report not provided. |  |  |  | Reviewer Comment (2026-02-27): Received Fraud Report in file. Exception Cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | NC | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| XXXXX | 6000111009 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud report not provided. |  |  |  | Reviewer Comment (2026-02-27): Received Fraud Report in file. Exception Cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | NC | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| XXXXX | 6000111009 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (XXXX): Originator Loan Designation of Higher Priced QM XXXX) does not match Due Diligence Loan Designation of XXXX. | The loan was agency approved with Originator Loan Designation of Higher Priced QM (XXXX). However, the loan failed due to the calculated APR exceeds threshold of APR XXXX%. |  |  |  | Reviewer Comment (2026-02-24): Restated by the seller.<br>Seller Comment (2026-02-24): Non QM - full appraisal obtained<br>Reviewer Comment (2026-02-18): Final TIL is XXXX% is greater than the max threshold of XXXX%. Loan fails QM.<br>Seller Comment (2026-02-18): Loan is QM Presumption of Compliance as loan does not exceed points & fees | 02/24/2026 |  |  | 1 | B | A C | B | A C | B | A |  | NC | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Higher Priced QM (APOR) | Non QM | Yes |
| XXXXX | 6000111009 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM (APOR) Threshold Fail | Qualified Mortgage: QM APR on subject loan of XXXX% is equal to or greater than the threshold of XXXX%. | The calculated APR exceeds threshold of APR XXXX%. |  |  |  | Reviewer Comment (2026-02-24): Restated by the seller. | 02/24/2026 |  |  | 1 | C | A C | C | A C | C | A |  | NC | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| XXXXX | 6000111009 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (XXXX): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of XXXX. | Restated by the seller. |  |  |  | Reviewer Comment (2026-02-24): Accepted as is. |  |  | 02/24/2026 | 2 |  | A B |  | B |  | A |  | NC | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| XXXXX | 6000111176 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/13/2026 | 2 | A | A | A | A | A | A |  | ID | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111176 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-13): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | ID | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111176 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-13): Accepted as is. |  |  | 02/13/2026 | 2 | A | A | A | A | B | B |  | ID | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110852 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  |  |  |  |  | Reviewer Comment (2026-02-27): Received Fraud Report in file. Exception Cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | TX | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110852 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2026-02-27): Received Fraud Report in file. Exception Cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | TX | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110852 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | Texas Constitution Section XXXX: XXXX forms not used for closing of home equity loan. |  |  |  |  | Reviewer Comment (2026-02-12): Accepted as is. |  |  | 02/12/2026 | 2 | B | B | B | B | B | B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110852 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Itemization of Points and Fees Not Provided At Least 1 Business Day Prior to Closing - With Waiver) | Texas Constitution Section XXXX): Final itemized disclosure of fees, points, costs and charges not provided to borrower at least one (1) business day prior to closing with waiver. | Final itemized disclosure of fees, points, costs and charges not provided to borrower at least one (1) business day prior to closing with waiver. |  |  |  | Reviewer Comment (2026-02-27): Received, Clearing.<br>Seller Comment (2026-02-27): GA response | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | TX | Primary | Refinance - Cash-out - Other | Refund or credit the borrower $1,000 and offer the borrower the right to refinance the extension of credit for the remaining term of the loan at no cost to the borrower on the same terms, including interest, as the original extension of credit with any modifications necessary to comply with this section or on terms on which the borrower and the lender or holder otherwise agree. C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| XXXXX | 6000110852 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/12/2026 | 2 | A | A | A | A | A | A |  | TX | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111435 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud Report not provided. |  |  |  | Reviewer Comment (2026-02-27): Received Fraud Report in file. Exception Cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | NJ | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111435 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/13/2026 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111435 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud report not provided. |  |  |  | Reviewer Comment (2026-02-27): Received Fraud Report in file. Exception Cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | NJ | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111435 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | XXXX: Subject loan transaction disbursed on XXXX prior to three (3) business days from transaction date of XXXX | Due to final closing disclosure not signed and dated. |  |  |  | Reviewer Comment (2026-03-02): Received, Clearing.<br>Seller Comment (2026-03-02): RTC response | 03/02/2026 |  |  | 1 | C | A C | C | A C | C | A |  | NJ | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes |
| XXXXX | 6000111435 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date | XXXX: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). | Due to final closing disclosure not signed and dated. |  |  |  | Reviewer Comment (2026-03-02): Received, Clearing. | 03/02/2026 |  |  | 1 | C | A C | C | A C | C | A |  | NJ | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes |
| XXXXX | 6000111010 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud report not provided. |  |  |  | Reviewer Comment (2026-02-27): Received Fraud Report in file. Exception Cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | NM | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111010 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud report not provided. |  |  |  | Reviewer Comment (2026-02-27): Received Fraud Report in file. Exception Cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | NM | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111010 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-09): Accepted as is. |  |  | 02/09/2026 | 2 | A | A | A | A | B | B |  | NM | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111010 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-09): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | NM | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111010 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/09/2026 | 2 | A | A | A | A | A | A |  | NM | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110853 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/06/2026 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110853 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110853 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-06): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110853 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2026-02-27): Received Fraud Report in file. Exception Cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111434 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud report is missing in file |  |  |  | Reviewer Comment (2026-02-27): Received Fraud Report in file. Exception Cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | TX | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111434 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-18): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | TX | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111434 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/18/2026 | 2 | A | A | A | A | A | A |  | TX | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111434 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud report is missing |  |  |  | Reviewer Comment (2026-02-27): Received Fraud Report in file. Exception Cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | TX | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111433 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  |  |  |  |  | Reviewer Comment (2026-02-27): Received Fraud Report in file. Exception Cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111433 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/18/2026 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111433 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-18): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111433 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2026-02-27): Received Fraud Report in file. Exception Cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111433 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-18): Accepted as is. |  |  | 02/18/2026 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110855 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/13/2026 | 2 | A | A | A | A | A | A |  | TX | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110855 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | No evidence of fraud report in file. |  |  |  | Reviewer Comment (2026-02-26): Received, Clearing. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | TX | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110855 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | No evidence of fraud report in file. |  |  |  | Reviewer Comment (2026-02-26): Received, Clearing. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | TX | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110855 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | Texas Constitution SectionXXXX: XXXX forms not used for closing of home equity loan. | XXXX forms not used for closing of home equity loan. |  |  |  | Reviewer Comment (2026-02-13): Accepted as is. |  |  | 02/13/2026 | 2 | B | B | B | B | B | B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. C B | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110855 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is required and was not found in file. |  | XXXX provided is dated within XXXX days prior to the note date as per guideline requirements. |  |  |  | Reviewer Comment (2026-02-26): Received, Clearing.<br>Seller Comment (2026-02-26): LES in file is dated XXXX. Note date is XXXX. Dateed within 120 days. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | TX | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110855 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  | XXXX provided is dated within XXXX days prior to the note date as per guideline requirements. |  |  |  | Reviewer Comment (2026-02-26): Received, Clearing.<br>Seller Comment (2026-02-26): LES in file is dated XXXX. Note date is XXXX. Dateed within 120 days. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | TX | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111012 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2026-02-27): Received Fraud Report in file. Exception Cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | KY | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111012 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/06/2026 | 2 | A | A | A | A | A | A |  | KY | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111012 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-06): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | KY | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111012 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 | A | A | A | A | B | B |  | KY | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111012 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  |  |  |  |  | Reviewer Comment (2026-02-27): Received Fraud Report in file. Exception Cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | KY | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110856 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/13/2026 | 2 | A | A | A | A | A | A |  | WI | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| XXXXX | 6000110856 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | TIL Higher Priced Mortgage Loan Safe Harbor Test | TILA HPML appraisal Rule (XXXX): Safe Harbor requirements not satisfied. |  |  |  |  | Reviewer Comment (2026-02-13): Accepted as is. |  |  | 02/13/2026 | 2 | B | B | B | B | B | B |  | WI | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| XXXXX | 6000110856 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM (APOR) Threshold Fail | Qualified Mortgage: QM APR on subject loan of XXXX is equal to or greater than the threshold of XXXX. | Federal Higher-Priced Mortgage Loan: APR on subject loan of XXXX or Final Disclosure APR of XXXX. |  |  |  | Reviewer Comment (2026-03-04): Restated by the seller. | 03/04/2026 |  |  | 1 | C | A C | C | A C | C | A |  | WI | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| XXXXX | 6000110856 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (XXXX): Originator Loan Designation of Higher Priced QM (APOR) does not match Due Diligence Loan Designation of XXXX. | Water due to QM failure. |  |  |  | Reviewer Comment (2026-03-04): Restated by the seller.<br>Seller Comment (2026-03-04): I agree this is NON-QM and a full appraisal was obtained<br>Reviewer Comment (2026-03-02): We are coming back as Non QM for testing as it doesn't meet QM.<br>Seller Comment (2026-03-02): Loan Designation is QM Presumption of Compliance.<br> Designation does not require a full appraisal. Full appraisals are only required if the loan fails both HPML and any part of QM. It is the HPML rule that triggers the appraisal requirement not QM, but loans compliant with QM are exempt from the appraisal rule under HPML. While this loan is failing HPML it is not failing QM therefore no appraisal is required. | 03/04/2026 |  |  | 1 | B | A C | B | A C | B | A |  | WI | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Higher Priced QM (APOR) | Non QM | Yes |
| XXXXX | 6000110856 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (XXXX): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of XXXX. | Restated by the seller. |  |  |  | Reviewer Comment (2026-03-04): Accepted as is. |  |  | 03/04/2026 | 2 |  | A B |  | B |  | A |  | WI | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| XXXXX | 6000111432 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2026-02-27): Received Fraud Report in file. Exception Cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | NV | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| XXXXX | 6000111432 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (XXXX): Originator Loan Designation of Higher Priced QM (APOR) does not match Due Diligence Loan Designation of XXXX. | Loan fails testing due to excessive APR threshold |  |  |  | Reviewer Comment (2026-02-28): Restated by the seller. | 02/28/2026 |  |  | 1 | B | A C | B | A C | B | A |  | NV | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Higher Priced QM (APOR) | Non QM | Yes |
| XXXXX | 6000111432 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM (APOR) Threshold Fail | Qualified Mortgage: QM APR on subject loan of XXXX% is equal to or greater than the threshold of XXXX. | Due to QM (APOR) Threshold Fail. |  |  |  | Reviewer Comment (2026-02-28): Restated by the seller.<br>Seller Comment (2026-02-28): Non QM | 02/28/2026 |  |  | 1 | C | A C | C | A C | C | A |  | NV | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| XXXXX | 6000111432 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/13/2026 | 2 | A | A | A | A | A | A |  | NV | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| XXXXX | 6000111432 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-13): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | NV | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| XXXXX | 6000111432 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  |  |  |  |  | Reviewer Comment (2026-02-27): Received Fraud Report in file. Exception Cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | NV | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| XXXXX | 6000111432 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (XXXX): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of XXXX. | Restated by the seller. |  |  |  | Reviewer Comment (2026-02-28): Accepted as is. |  |  | 02/28/2026 | 2 |  | A B |  | B |  | A |  | NV | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Non QM | No |
| XXXXX | 6000111198 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM does not support the value used to qualify. Appraisal was provided. Sec ID: 119 |  | CDA not provided as appraisal valuation used |  |  |  | Reviewer Comment (2026-03-11): Received, Clearing. | 03/11/2026 |  |  | 1 | C | A | C | A | C | A |  | WI | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111198 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  | Limited Compliance Review Scope |  |  |  |  |  |  | 02/13/2026 | 2 | A | A | A | A | A | A |  | WI | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111198 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud Report missing |  |  |  | Reviewer Comment (2026-02-27): Received Fraud Report in file. Exception Cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | WI | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111198 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud Report missing |  |  |  | Reviewer Comment (2026-02-27): Received Fraud Report in file. Exception Cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | WI | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111198 | XXXXX |  | XXXXX |  | Property | Valuation | General | Valuation | Valuation Product pending |  | XXXX / Collateral Desktop Analysis (CDA) - With MLS Sheets - XXXX Days |  |  |  | Reviewer Comment (2026-03-11): Received, Clearing.<br>Reviewer Comment (2026-03-10): Valuation Received - XXXX | 03/11/2026 |  |  | 1 |  | A |  | A |  | A |  | WI | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111198 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value. Sec ID: 121 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-03-11): Accepted as is. |  |  | 03/11/2026 | 2 |  | A |  | A |  | B |  | WI | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111125 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud Report is missing |  |  |  | Reviewer Comment (2026-02-27): Received Fraud Report in file. Exception Cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | VA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXXX | 6000111125 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/13/2026 | 2 | A | A | A | A | A | A |  | VA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXXX | 6000111125 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | AVM was used to qualify. |  |  |  | Reviewer Comment (2026-02-13): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | VA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXXX | 6000111125 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | AVM was used to qualify. |  |  |  | Reviewer Comment (2026-02-13): Accepted as is. |  |  | 02/13/2026 | 2 | A | A | A | A | B | B |  | VA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXXX | 6000111125 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | No evidence of fraud report in file. |  |  |  | Reviewer Comment (2026-02-27): Received Fraud Report in file. Exception Cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | VA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXXX | 6000111125 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (XXXX): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of XXXX. | Loan Designation discrepancy due to Points & Fees. |  |  |  | Reviewer Comment (2026-02-28): Restated by the seller.<br>Seller Comment (2026-02-28): Non QM | 02/28/2026 |  |  | 1 | B | A C | B | A C | B | A |  | VA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Non QM | Yes |
| XXXXX | 6000111125 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM Points and Fees 2021 | Qualified Mortgage (XXXX): Points and Fees on subject loan of XXXX is in excess of the allowable maximum of XXXX% of the Federal Total Loan Amount. Points and Fees total $XXXX on a Federal Total Loan Amount of $XXXX vs. an allowable total of $XXXX (an overage of $XXXX or XXXX). |  |  |  |  | Reviewer Comment (2026-02-28): Restated by the seller. | 02/28/2026 |  |  | 1 | C | A C | C | A C | C | A |  | VA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXXX | 6000111125 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (XXXX): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of XXXX. | Restated by the seller. |  |  |  | Reviewer Comment (2026-02-28): Accepted as is. |  |  | 02/28/2026 | 2 |  | A B |  | B |  | A |  | VA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXXX | 6000111013 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2026-02-27): Received Fraud Report in file. Exception Cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | GA | Primary | Refinance - Cash-out - Other | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111013 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 | A | A | A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111013 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 | A | A | A | A | B | B |  | GA | Primary | Refinance - Cash-out - Other | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111013 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  |  |  |  |  | Reviewer Comment (2026-02-27): Received Fraud Report in file. Exception Cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | GA | Primary | Refinance - Cash-out - Other | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111013 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. AVM provided . The supporting secondary valuation is missing. Sec ID: 125 |  |  |  |  |  | Reviewer Comment (2026-03-10): Clearing.<br>Reviewer Comment (2026-03-10): .<br>Reviewer Comment (2026-02-06): Accepted as is based on meeting three RAs requirements. | 03/10/2026 |  |  | 1 | D | A | D | A | D | A |  | GA | Primary | Refinance - Cash-out - Other | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111013 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-03-10): Accepted as is. |  |  | 03/10/2026 | 2 |  | N/A |  | N/A |  | N/A |  | GA | Primary | Refinance - Cash-out - Other | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111188 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (XXXX): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of XXXX. | Loan is failing Points and Fees test. |  |  |  | Reviewer Comment (2026-03-03): Received, Clearing. | 03/03/2026 |  |  | 1 | B | A C | B | A C | B | A |  | TN | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| XXXXX | 6000111188 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud Report is missing from the file. |  |  |  | Reviewer Comment (2026-02-27): Received Fraud Report in file. Exception Cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | TN | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111188 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud Report is missing from the file. |  |  |  | Reviewer Comment (2026-02-27): Received Fraud Report in file. Exception Cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | TN | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111188 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud Report is missing from the file. |  |  |  | Reviewer Comment (2026-02-27): Received Fraud Report in file. Exception Cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | TN | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111188 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/13/2026 | 2 | A | A | A | A | A | A |  | TN | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111188 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM Points and Fees 2021 | Qualified Mortgage (XXXX): Points and Fees on subject loan of XXXX% is in excess of the allowable maximum of the greater of XXXX of the Federal Total Loan Amount and $XXXX (XXXX). Points and Fees total $XXXX on a Federal Total Loan Amount of $XXXX vs. an allowable total of $XXXX and $XXXX (XXXX) (an overage of $XXXX or XXXX). |  |  |  |  | Reviewer Comment (2026-03-03): Received, Clearing.<br>Seller Comment (2026-03-02): response | 03/03/2026 |  |  | 1 | C | A C | C | A C | C | A |  | TN | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111156 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | File is missing Fraud report document |  |  |  | Reviewer Comment (2026-02-26): Received fraud report. Exception cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | MO | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111156 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file is missing a copy of the secondary valuation required for Securitization purpose |  |  |  | Reviewer Comment (2026-02-13): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | MO | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111156 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-13): Accepted as is. |  |  | 02/13/2026 | 2 | A | A | A | A | B | B |  | MO | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111156 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | File is missing Fraud report document |  |  |  | Reviewer Comment (2026-02-26): Received fraud report. Exception cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | MO | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111156 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | File is missing Fraud report document |  |  |  | Reviewer Comment (2026-02-26): Received fraud report. Exception cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | MO | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111156 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/13/2026 | 2 | A | A | A | A | A | A |  | MO | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111187 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-13): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111187 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  |  |  |  |  | Reviewer Comment (2026-02-26): Received fraud report. Exception cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111187 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/13/2026 | 2 | A | A | A | A | A | A |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111187 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2026-02-26): Received fraud report. Exception cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111187 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) Maryland Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) | Maryland Higher-Priced Mortgage Loan: Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for. |  |  |  |  | Reviewer Comment (2026-02-13): Accepted as is. |  |  | 02/13/2026 | 2 | B | B | B | B | B | B |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111187 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State HPML | Maryland HPML Threshold Test Non-Compliant | Maryland Higher-Priced Mortgage Loan: APR on subject loan of XXXX or Final Disclosure APR of XXXX is equal to or greater than the threshold of APOR XXXX, or XXXX. Non-Compliant Higher Priced Loan. |  |  |  |  | Reviewer Comment (2026-02-13): Accepted as is. |  |  | 02/13/2026 | 2 | B | B | B | B | B | B |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111186 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud report is missing in the file |  |  |  | Reviewer Comment (2026-02-26): Received fraud report. Exception cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | NJ | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111186 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/13/2026 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111186 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file is missing the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2026-02-13): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | NJ | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111186 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | The file is missing the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2026-02-13): Accepted as is. |  |  | 02/13/2026 | 2 | A | A | A | A | B | B |  | NJ | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111186 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | No evidence of fraud report in file. |  |  |  | Reviewer Comment (2026-02-26): Received fraud report. Exception cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | NJ | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110857 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  |  |  |  |  | Reviewer Comment (2026-02-26): Received fraud report. Exception cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | PA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110857 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-12): Accepted as is. |  |  | 02/12/2026 | 2 | A | A | A | A | B | B |  | PA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110857 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. |  |  |  | Reviewer Comment (2026-02-12): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | PA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110857 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2026-02-26): Received fraud report. Exception cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | PA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110857 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/12/2026 | 2 | A | A | A | A | A | A |  | PA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111124 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud report missing |  |  |  | Reviewer Comment (2026-02-26): Received fraud report. Exception cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | NC | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111124 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | AVM provided |  |  |  | Reviewer Comment (2026-02-13): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | NC | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111124 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  | Limited Compliance Review Scope |  |  |  |  |  |  | 02/13/2026 | 2 | A | A | A | A | A | A |  | NC | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111124 | XXXXX |  | XXXXX |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. |  | Hazard Insurance Policy Effective Date XXXX, Disbursement Date: XXXX |  |  |  | Reviewer Comment (2026-02-27): Received, Clearing.<br>Seller Comment (2026-02-27): HOI | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | NC | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111124 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | AVM provided |  |  |  | Reviewer Comment (2026-02-13): Accepted as is. |  |  | 02/13/2026 | 2 | A | A | A | A | B | B |  | NC | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111014 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud report is missing from file. |  |  |  | Reviewer Comment (2026-02-26): Received fraud report. Exception cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111014 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/09/2026 | 2 | A | A | A | A | A | A |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111014 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2026-02-09): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111014 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-09): Accepted as is. |  |  | 02/09/2026 | 2 | A | A | A | A | B | B |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111014 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  |  |  |  |  | Reviewer Comment (2026-02-26): Received fraud report. Exception cleared. | 02/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111014 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  |  |  |  |  | Reviewer Comment (2026-02-14): Received, Clearing.<br>Seller Comment (2026-02-13): Income | 02/14/2026 |  |  | 1 | C | A C | C | A C | C | A |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111014 | XXXXX |  | XXXXX |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. |  | Hazard Insurance Policy at the time of NOTE date is not provided |  |  |  | Reviewer Comment (2026-02-24): Received, Clearing.<br>Seller Comment (2026-02-23): HOI - prior | 02/24/2026 |  |  | 1 | C | A C | C | A C | C | A |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111014 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of XXXX or Final Disclosure APR of XXXX is equal to or greater than the threshold of APOR XXXX, or XXXX. Non-Compliant Higher Priced Mortgage Loan. |  |  |  |  | Reviewer Comment (2026-02-14): Received, Clearing. | 02/14/2026 |  |  | 1 | C | A C | C | A C | C | A |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111014 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | TIL Higher Priced Mortgage Loan Safe Harbor Test | TILA HPML appraisal Rule (XXXX): Safe Harbor requirements not satisfied. |  |  |  |  | Reviewer Comment (2026-02-09): Accepted as is. |  |  | 02/09/2026 | 2 | B | B | B | B | B | B |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111014 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Appraisal - Did Not Physically Visit) | TILA HPML Appraisal Rule (XXXX): Appraisal not performed by a certified or licensed appraiser who conducted a physical visit to the property. | The file is missing a copy of valuation required per guideline. |  |  |  | Reviewer Comment (2026-02-14): Received, Clearing. | 02/14/2026 |  |  | 1 | C | A C | C | A C | C | A |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111014 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. |  |  |  |  | Reviewer Comment (2026-02-14): Received, Clearing. | 02/14/2026 |  |  | 1 | C | A C | C | A C | C | A |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111014 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (XXXX): Originator Loan Designation of Higher Priced QM (APOR) does not match Due Diligence Loan Designation of XXXX. | Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. |  |  |  | Reviewer Comment (2026-02-14): Received, Clearing.<br>Reviewer Comment (2026-02-14): EXCEPTION HISTORY - Exception Detail was updated on XXXX PRIOR Exception Detail: Qualified Mortgage (XXXX): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | 02/14/2026 |  |  | 1 | B | A C | B | A C | B | A |  | MD | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes |
| XXXXX | 6000111014 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  | The verification of employment is not within XXXX business days of the Note. |  |  |  | Reviewer Comment (2026-02-14): Received, Clearing. | 02/14/2026 |  |  | 1 | C | A C | C | A C | C | A |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111014 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | This file was missing a copy of VVOE completed within XXXX days of closing. |  |  |  | Reviewer Comment (2026-02-14): Received, Clearing. | 02/14/2026 |  |  | 1 | C | A C | C | A C | C | A |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111014 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - QM Impact | General QM: There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | Loan designation failure due to missing VVOE. |  |  |  | Reviewer Comment (2026-02-14): Received, Clearing. | 02/14/2026 |  |  | 1 | C | A C | C | A C | C | A |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110858 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud Report not provided |  |  |  | Reviewer Comment (2026-02-27): Fraud Report received and associated. Exception cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | VA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110858 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/13/2026 | 2 | A | A | A | A | A | A |  | VA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110858 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file is missing the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2026-02-12): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | VA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110858 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud report not provided |  |  |  | Reviewer Comment (2026-02-27): Received Fraud Report in file. Exception Cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | VA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110858 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | The file is missing the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2026-02-13): Accepted as is. |  |  | 02/13/2026 | 2 | A | A | A | A | B | B |  | VA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111015 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | Compliance | 90 Day RNY has been discontinued effective June 1, 2024. Most recent available index value used for bona fide discount point testing. |  |  |  |  |  | Reviewer Comment (2026-02-09): Accepted as is. |  |  | 02/09/2026 | 2 | B | B | B | B | B | B |  | AR | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111015 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud report is missing from file |  |  |  | Reviewer Comment (2026-02-27): Received Fraud Report in file. Exception Cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | AR | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111015 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/09/2026 | 2 | A | A | A | A | A | A |  | AR | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111015 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2026-02-09): Accepted as is based on meeting three or more RAs requirement's. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | AR | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111015 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-09): Accepted as is. |  |  | 02/09/2026 | 2 | A | A | A | A | B | B |  | AR | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111015 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud report is missing. |  |  |  | Reviewer Comment (2026-02-27): Received Fraud Report in file. Exception Cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | AR | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111015 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. | Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  | Reviewer Comment (2026-02-09): Accepted as is. |  |  | 02/09/2026 | 2 | B | B | B | B | B | B |  | AR | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes |
| XXXXX | 6000110859 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | Texas Constitution Section 50(a)(6): Fannie Mae forms not used for closing of home equity loan. | Fannie Mae forms not used for closing of home equity loan. |  |  |  | Reviewer Comment (2026-02-13): Accepted as is. |  |  | 02/13/2026 | 2 | B | B | B | B | B | B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110859 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Itemization of Points and Fees Not Provided) | Texas Constitution Section 50(a)(6): Final Itemized disclosure of fees, points, costs and charges not provided to borrower at least one (1) business day prior to closing. | Final Itemized disclosure of fees, points, costs and charges not provided to borrower at least one (1) business day prior to closing. |  |  |  | Reviewer Comment (2026-02-27): Received, Clearing.<br>Seller Comment (2026-02-27): disclosure | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | TX | Primary | Refinance - Cash-out - Other | Refund or credit the borrower $1,000 and offer the borrower the right to refinance the extension of credit for the remaining term of the loan at no cost to the borrower on the same terms, including interest, as the original extension of credit with any modifications necessary to comply with this section or on terms on which the borrower and the lender or holder otherwise agree. C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| XXXXX | 6000110859 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud Report is missing from the file. |  |  |  | Reviewer Comment (2026-02-27): Received Fraud Report in file. Exception Cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | TX | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110859 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud Report is missing from the file. |  |  |  | Reviewer Comment (2026-02-27): Received Fraud Report in file. Exception Cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | TX | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110859 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud Report is missing from the file. |  |  |  | Reviewer Comment (2026-02-27): Received Fraud Report in file. Exception Cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | TX | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110859 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/13/2026 | 2 | A | A | A | A | A | A |  | TX | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111131 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2026-02-27): Received Fraud Report in file. Exception Cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | MO | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111131 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/13/2026 | 2 | A | A | A | A | A | A |  | MO | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111131 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-13): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | MO | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111131 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  |  |  |  |  | Reviewer Comment (2026-02-27): Received Fraud Report in file. Exception Cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | MO | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111157 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file is missing a copy of the secondary valuation required for securitization purposes. AVM was used to qualify. |  |  |  | Reviewer Comment (2026-02-13): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | CT | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111157 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | AVM was used to qualify. |  |  |  | Reviewer Comment (2026-02-13): Accepted as is. |  |  | 02/13/2026 | 2 | A | A | A | A | B | B |  | CT | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111157 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | No evidence of fraud report in file. |  |  |  | Reviewer Comment (2026-02-27): Received Fraud Report in file. Exception Cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | CT | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111157 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | No evidence of fraud report in file. |  |  |  | Reviewer Comment (2026-02-27): Received Fraud Report in file. Exception Cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | CT | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111157 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/13/2026 | 2 | A | A | A | A | A | A |  | CT | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111431 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2026-02-27): Received Fraud Report in file. Exception Cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | GA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111431 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-19): Accepted as is. |  |  | 02/19/2026 | 2 | A | A | A | A | B | B |  | GA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111431 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-23): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | GA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111431 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/18/2026 | 2 | A | A | A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111431 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  |  |  |  |  | Reviewer Comment (2026-02-27): Received Fraud Report in file. Exception Cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | GA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111158 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (XXXX): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of XXXX. | Loan designation failure due to ATR failure. This exception will be cleared once all ATR specific exceptions have been cured/cleared. |  |  |  | Reviewer Comment (2026-03-03): Restated by the seller. | 03/03/2026 |  |  | 1 | B | A C | B | A C | B | A |  | VA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Non QM | Yes |
| XXXXX | 6000111158 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM Points and Fees 2021 | Qualified Mortgage (XXXX): Points and Fees on subject loan of XXXX is in excess of the allowable maximum of the greater of XXXX of the Federal Total Loan Amount and $XXXX (XXXX). Points and Fees total $XXXX on a Federal Total Loan Amount of $XXXX vs. an allowable total of $XXXX and $XXXX (XXXX) (an overage of $XXXX or XXXX%). | Fannie Mae Points and Fees exceed allowable threshold by $XXXX or XXXX. |  |  |  | Reviewer Comment (2026-03-03): Restated by the seller.<br>Seller Comment (2026-03-02): Loan is NON QM<br> Full appraisals are only required if the loan fails both HPML and any part of QM. It is the HPML rule that triggers the appraisal requirement not QM, but loans compliant with QM are exempt from the appraisal rule under HPML. While this loan is failing QM it is not failing HPML so no appraisal is required. | 03/03/2026 |  |  | 1 | C | A C | C | A C | C | A |  | VA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXXX | 6000111158 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | No evidence of fraud report present in the file. |  |  |  | Reviewer Comment (2026-02-27): Received Fraud Report in file. Exception Cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | VA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXXX | 6000111158 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | No evidence of fraud report present in the file. |  |  |  | Reviewer Comment (2026-02-27): Received Fraud Report in file. Exception Cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | VA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXXX | 6000111158 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | No evidence of fraud report present in the file. |  |  |  | Reviewer Comment (2026-02-27): Received Fraud Report in file. Exception Cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | VA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXXX | 6000111158 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | AVM provided |  |  |  | Reviewer Comment (2026-02-13): Accepted as is. |  |  | 02/13/2026 | 2 | A | A | A | A | B | B |  | VA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXXX | 6000111158 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  | Limited Compliance Review Scope |  |  |  |  |  |  | 02/13/2026 | 2 | A | A | A | A | A | A |  | VA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXXX | 6000111158 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | AVM provided |  |  |  | Reviewer Comment (2026-02-13): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | VA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXXX | 6000111158 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is required and was not found in file. |  | The file was missing a copy of the verification of employment is required and was not found in file. |  |  |  | Reviewer Comment (2026-02-25): VVOE received<br>Seller Comment (2026-02-25): Invalid - DOD VOE dated XXXX was provided in file - Loan closed XXXX = XXXX days | 02/25/2026 |  |  | 1 | C | A C | C | A C | C | A |  | VA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXXX | 6000111158 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  | The file was missing a copy of the Verification(s) of employment is not within XXXX business days of the Note. |  |  |  | Reviewer Comment (2026-02-25): VVOE received<br>Seller Comment (2026-02-25): Invalid - DOD VOE dated XXXX was provided in file - Loan closed XXXX = XXXX days | 02/25/2026 |  |  | 1 | C | A C | C | A C | C | A |  | VA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXXX | 6000111158 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (XXXX): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Based on the loan failing one or more guideline components, the loan is at ATR risk. |  |  |  | Reviewer Comment (2026-02-25): VVOE received<br>Seller Comment (2026-02-25): Invalid - DOD VOE dated XXXX was provided in file - Loan closed XXXX = XXXX days | 02/25/2026 |  |  | 1 | C | A C | C | A C | C | A |  | VA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXXX | 6000111158 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (XXXX): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of XXXX. | Restated by the seller. |  |  |  | Reviewer Comment (2026-03-03): Accepted as is. |  |  | 03/03/2026 | 2 |  | A B |  | B |  | A |  | VA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXXX | 6000111155 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-13): Accepted as is. |  |  | 02/13/2026 | 2 | A | A | A | A | B | B |  | GA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111155 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/13/2026 | 2 | A | A | A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111155 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud Report is missing. |  |  |  | Reviewer Comment (2026-02-27): Received Fraud Report in file. Exception Cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | GA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111155 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud Report is missing. |  |  |  | Reviewer Comment (2026-02-27): Received Fraud Report in file. Exception Cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | GA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111154 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | No evidence of fraud report document present in the file. |  |  |  | Reviewer Comment (2026-02-27): Received Fraud Report in file. Exception Cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | TX | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111154 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | Texas Constitution Section 50(a)(6): Fannie Mae forms not used for closing of home equity loan. |  |  |  |  | Reviewer Comment (2026-02-13): Accepted as is. |  |  | 02/13/2026 | 2 | B | B | B | B | B | B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. C B | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111154 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | No evidence of fraud report present in the file. |  |  |  | Reviewer Comment (2026-02-27): Received Fraud Report in file. Exception Cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | TX | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111154 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/13/2026 | 2 | A | A | A | A | A | A |  | TX | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111016 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-09): Accepted as is. |  |  | 02/09/2026 | 2 | A | A | A | A | B | B |  | VA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111016 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-09): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | VA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111016 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/09/2026 | 2 | A | A | A | A | A | A |  | VA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111016 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud report is not provided. |  |  |  | Reviewer Comment (2026-02-27): Received Fraud Report in file. Exception Cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | VA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111016 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud Report is not provided. |  |  |  | Reviewer Comment (2026-02-27): Received Fraud Report in file. Exception Cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | VA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111114 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  | Limited Compliance Review Scope |  |  |  |  |  |  | 02/13/2026 | 2 | A | A | A | A | A | A |  | NM | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111114 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud Report is missing |  |  |  | Reviewer Comment (2026-02-27): Received Fraud Report in file. Exception Cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | NM | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110861 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/12/2026 | 2 | A | A | A | A | A | A |  | OH | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110861 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-12): Accepted as is. |  |  | 02/12/2026 | 2 | A | A | A | A | B | B |  | OH | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110861 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-12): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | OH | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110861 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  |  |  |  |  | Reviewer Comment (2026-02-27): Received Fraud Report in file. Exception Cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | OH | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110861 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2026-02-27): Received Fraud Report in file. Exception Cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | OH | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111139 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | The file is missing a copy of Fraud report. |  |  |  | Reviewer Comment (2026-02-27): Received Fraud Report in file. Exception Cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | AZ | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111139 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Loan is to go in a securitization and reflects only one valuation product when two are required. |  |  |  | Reviewer Comment (2026-02-13): Accepted as is. |  |  | 02/13/2026 | 2 | A | A | A | A | B | B |  | AZ | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111139 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to go in a securitization and reflects only one valuation product when two are required. |  |  |  | Reviewer Comment (2026-02-13): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | AZ | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111139 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/13/2026 | 2 | A | A | A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111139 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM Points and Fees 2021 | Qualified Mortgage (XXXX): Points and Fees on subject loan of XXXX is in excess of the allowable maximum of the greater of XXXX of the Federal Total Loan Amount and $XXXX (XXXX). Points and Fees total $XXXX on a Federal Total Loan Amount of $XXXX vs. an allowable total of $XXXX and $XXXX (XXXX) (an overage of $XXXX or XXXX). | Qualified Mortgage (XXXX): Points and Fees on subject loan of XXXX is in excess of the allowable maximum of the greater of XXXX of the Federal Total Loan Amount and $XXXX. Points and Fees total $XXXX on a Federal Total Loan Amount of $XXXX vs. an allowable total of $XXXX and $XXXX (XXXX) (an overage of $XXXX or XXXX). |  |  |  | Reviewer Comment (2026-03-02): Received, Clearing.<br>Seller Comment (2026-02-28): QM | 03/02/2026 |  |  | 1 | C | A C | C | A C | C | A |  | AZ | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111139 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (XXXX): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of XXXX. | Qualified Mortgage (XXXX): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. Failure due to points and fees. |  |  |  | Reviewer Comment (2026-03-02): Received, Clearing. | 03/02/2026 |  |  | 1 | B | A C | B | A C | B | A |  | AZ | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| XXXXX | 6000111151 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | No evidence of fraud report in file. |  |  |  | Reviewer Comment (2026-02-27): Received Fraud Report in file. Exception Cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | AZ | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111151 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-13): Accepted as is. |  |  | 02/13/2026 | 2 | A | A | A | A | B | B |  | AZ | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111151 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/13/2026 | 2 | A | A | A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111151 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2026-02-13): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | AZ | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111151 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | No evidence of fraud report in file. |  |  |  | Reviewer Comment (2026-02-27): Received Fraud Report in file. Exception Cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | AZ | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111430 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud report missing |  |  |  | Reviewer Comment (2026-02-27): Received Fraud Report in file. Exception Cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | PA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111430 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ | 1004 used for valuation. No CDA provided |  |  |  | Reviewer Comment (2026-02-18): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | PA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111430 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  | LIMITED COMPLIANCE REVIEW SCOPE |  |  |  |  |  |  | 02/18/2026 | 2 | A | A | A | A | A | A |  | PA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111430 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud report missing |  |  |  | Reviewer Comment (2026-02-27): Received Fraud Report in file. Exception Cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | PA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110862 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | The Fraud Report is missing. |  |  |  | Reviewer Comment (2026-02-27): Received Fraud Report in file. Exception Cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | FL | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110862 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Primary valuation is not provided. |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 | A | A | A | A | B | B |  | FL | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110862 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required. |  |  |  | Reviewer Comment (2026-02-06): Accepted as is based on meeting three RAs or more requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | FL | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110862 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  | This profile contains a reduced scope as second lien. |  |  |  |  |  |  | 02/06/2026 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111138 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-13): Accepted as is. |  |  | 02/13/2026 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111138 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-13): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | CA | Primary | Refinance - Cash-out - Other | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111138 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/13/2026 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111136 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing |  |  |  | Reviewer Comment (2026-02-13): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | FL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111136 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/13/2026 | 2 | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111136 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-13): Accepted as is. |  |  | 02/13/2026 | 2 | A | A | A | A | B | B |  | FL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111136 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | The file was missing a copy of the fraud report for Borrower. |  |  |  | Reviewer Comment (2026-02-27): Received Fraud Report in file. Exception Cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | FL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111136 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | The file was missing a copy of the fraud report for Borrower. |  |  |  | Reviewer Comment (2026-02-27): Received Fraud Report in file. Exception Cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | FL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111429 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/13/2026 | 2 | A | A | A | A | A | A |  | TN | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111429 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-13): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | TN | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111429 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-13): Accepted as is. |  |  | 02/13/2026 | 2 | A | A | A | A | B | B |  | TN | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111429 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud Report is missing. |  |  |  | Reviewer Comment (2026-02-27): Received Fraud Report in file. Exception Cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | TN | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111429 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud Report was not provided. |  |  |  | Reviewer Comment (2026-02-27): Received Fraud Report in file. Exception Cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | TN | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111141 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-13): Accepted as is. |  |  | 02/13/2026 | 2 | A | A | A | A | B | B |  | AL | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111141 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-13): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 2 | N/A | N/A | N/A | N/A | N/A | N/A |  | AL | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111141 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/13/2026 | 2 | A | A | A | A | A | A |  | AL | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111141 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | File does not have Fraud Report document in file. |  |  |  | Reviewer Comment (2026-03-06): Cleared, Fraud report received all red flags addressed<br>Reviewer Comment (2026-03-02): The fraud report received is not for borrower of the subject transaction.<br>Reviewer Comment (2026-02-27): The provided fraud report pertains to a different borrower and property address. Required fraud report for the subject property and borrower. Exception remains. | 03/06/2026 |  |  | 1 | C | A C | C | A C | C | A |  | AL | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000110863 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2026-02-13): Accepted as is. |  |  | 02/13/2026 | 2 | A | A | A | A | B | B |  | NJ | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110863 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | No evidence of fraud report in file. |  |  |  | Reviewer Comment (2026-02-27): Received Fraud Report in file. Exception Cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | NJ | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110863 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | No evidence of fraud report in file. |  |  |  | Reviewer Comment (2026-02-27): Received Fraud Report in file. Exception Cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | NJ | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110863 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/13/2026 | 2 | A | A | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000110863 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2026-02-12): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 2 | N/A | N/A | N/A | N/A | N/A | N/A |  | NJ | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111428 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/17/2026 | 2 | A | A | A | A | A | A |  | MO | Primary | Refinance - Cash-out - Other | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111428 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-23): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | MO | Primary | Refinance - Cash-out - Other | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111427 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Security Instrument is not on a FNMA/FHLMC form and does not contain the following clauses: | ___ |  |  |  |  | Reviewer Comment (2026-02-17): Accepted as is. |  |  | 02/17/2026 | 2 | B | B | B | B | B | B |  | KS | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111427 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/17/2026 | 2 | A | A | A | A | A | A |  | KS | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111427 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-23): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | KS | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111426 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | A Fraud Report is required. |  |  |  | Reviewer Comment (2026-02-27): Received Fraud Report in file. Exception Cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | AL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111426 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/17/2026 | 2 | A | A | A | A | A | A |  | AL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111426 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | A Fraud Report is required. |  |  |  | Reviewer Comment (2026-02-27): Received Fraud Report in file. Exception Cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | AL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111152 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  |  |  |  |  | Reviewer Comment (2026-02-27): Received Fraud Report in file. Exception Cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | IL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111152 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2026-02-27): Received Fraud Report in file. Exception Cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | IL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111152 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-13): Accepted as is. |  |  | 02/13/2026 | 2 | A | A | A | A | B | B |  | IL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111152 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-13): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | IL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111152 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/13/2026 | 2 | A | A | A | A | A | A |  | IL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111425 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. |  |  |  | Reviewer Comment (2026-02-13): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 2 | N/A | N/A | N/A | N/A | N/A | N/A |  | MO | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111425 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-13): Accepted as is. |  |  | 02/13/2026 | 2 | A | A | A | A | B | B |  | MO | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111425 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | The file was missing a copy of the fraud report for Borrower. |  |  |  | Reviewer Comment (2026-03-06): Fraud report, cleared<br>Reviewer Comment (2026-03-02): The fraud report provided is for different borrower's.<br>Reviewer Comment (2026-03-02): The fraud report received is not for borrower of the subject transaction.<br>Reviewer Comment (2026-02-27): The provided fraud report pertains to a different borrower and property address. Required fraud report for the subject property and borrower (XXXX and XXXX). Exception remains. | 03/06/2026 |  |  | 1 | C | A C | C | A C | C | A |  | MO | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111425 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | The file was missing a copy of the fraud report for CO Borrower. |  |  |  | Reviewer Comment (2026-03-06): Fraud report, cleared<br>Reviewer Comment (2026-03-02): The fraud report provided is for different borrower's.<br>Reviewer Comment (2026-02-27): The provided fraud report pertains to a different borrower and property address. Required fraud report for the subject property and borrower (XXXX and XXXX). Exception remains. | 03/06/2026 |  |  | 1 | C | A C | C | A C | C | A |  | MO | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111425 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | The file was missing a copy of the fraud report for Borrower. |  |  |  | Reviewer Comment (2026-03-06): Fraud report, cleared<br>Reviewer Comment (2026-03-02): The fraud report provided is for different borrower's.<br>Reviewer Comment (2026-03-02): The fraud report received is not for borrower of the subject transaction.<br>Reviewer Comment (2026-02-27): The provided fraud report pertains to a different borrower and property address. Required fraud report for the subject property and borrower (XXXX and XXXX). Exception remains. | 03/06/2026 |  |  | 1 | C | A C | C | A C | C | A |  | MO | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111425 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/13/2026 | 2 | A | A | A | A | A | A |  | MO | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111183 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2026-02-27): Received Fraud Report in file. Exception Cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | NM | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111183 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/13/2026 | 2 | A | A | A | A | A | A |  | NM | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111183 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-13): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | NM | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111183 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-13): Accepted as is. |  |  | 02/13/2026 | 2 | A | A | A | A | B | B |  | NM | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111183 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  |  |  |  |  | Reviewer Comment (2026-02-27): Received Fraud Report in file. Exception Cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | NM | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111424 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud Report is not provided. |  |  |  | Reviewer Comment (2026-02-27): Received Fraud Report in file. Exception Cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | VA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111424 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | AVM provided |  |  |  | Reviewer Comment (2026-02-17): Accepted as is. |  |  | 02/17/2026 | 2 | A | A | A | A | B | B |  | VA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111424 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | AVM provided |  |  |  | Reviewer Comment (2026-02-23): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | VA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111424 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  | LIMITED COMPLIANCE REVIEW SCOPE |  |  |  |  |  |  | 02/17/2026 | 2 | A | A | A | A | A | A |  | VA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111424 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud Report is not provided. |  |  |  | Reviewer Comment (2026-02-27): Received Fraud Report in file. Exception Cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | VA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111423 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud Report not provided in file. |  |  |  | Reviewer Comment (2026-02-27): Received Fraud Report in file. Exception Cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | MD | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111423 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | AVM provided |  |  |  | Reviewer Comment (2026-02-17): Accepted as is. |  |  | 02/17/2026 | 2 | A | A | A | A | B | B |  | MD | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111423 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | AVM provided |  |  |  | Reviewer Comment (2026-02-23): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | MD | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111423 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  | LIMITED COMPLIANCE REVIEW SCOPE |  |  |  |  |  |  | 02/17/2026 | 2 | A | A | A | A | A | A |  | MD | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111423 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud Report not provided in file. |  |  |  | Reviewer Comment (2026-02-27): Received Fraud Report in file. Exception Cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | MD | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111184 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud Report is missing |  |  |  | Reviewer Comment (2026-02-27): Received Fraud Report in file. Exception Cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111184 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-13): Accepted as is. |  |  | 02/13/2026 | 2 | A | A | A | A | B | B |  | CA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111184 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-13): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | CA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111184 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/13/2026 | 2 | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111184 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | fraud report is missing |  |  |  | Reviewer Comment (2026-02-27): Received Fraud Report in file. Exception Cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111422 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2026-02-27): Received Fraud Report in file. Exception Cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111422 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  |  |  |  |  | Reviewer Comment (2026-02-27): Received Fraud Report in file. Exception Cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111422 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) Maryland Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) | Maryland Higher-Priced Mortgage Loan: Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for. |  |  |  |  | Reviewer Comment (2026-02-17): Accepted as is. |  |  | 02/17/2026 | 2 | B | B | B | B | B | B |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111422 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State HPML | Maryland HPML Threshold Test Non-Compliant | Maryland Higher-Priced Mortgage Loan: APR on subject loan of XXXX% or Final Disclosure APR of XXXX% is equal to or greater than the threshold of APOR XXXX% + XXXX%, or XXXX%. Non-Compliant Higher Priced Loan. |  |  |  |  | Reviewer Comment (2026-02-17): Accepted as is. |  |  | 02/17/2026 | 2 | B | B | B | B | B | B |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111422 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/17/2026 | 2 | A | A | A | A | A | A |  | MD | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111137 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-13): Accepted as is. |  |  | 02/13/2026 | 2 | A | A | A | A | B | B |  | MD | Primary | Refinance - Cash-out - Other | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111137 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. AVM provided . The supporting secondary valuation is missing. Sec ID: 125 |  |  |  |  |  | Reviewer Comment (2026-03-10): Clearing.<br>Reviewer Comment (2026-03-10): .<br>Reviewer Comment (2026-02-13): Accepted as is based on meeting three or more RAs requirement | 03/10/2026 |  |  | 1 | D | A | D | A | D | A |  | MD | Primary | Refinance - Cash-out - Other | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111137 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | The file is missing a copy of Fraud Report. |  |  |  | Reviewer Comment (2026-02-27): Received Fraud Report in file. Exception Cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | MD | Primary | Refinance - Cash-out - Other | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111137 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | The file is missing a copy of Fraud Report. |  |  |  | Reviewer Comment (2026-02-27): Received Fraud Report in file. Exception Cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | MD | Primary | Refinance - Cash-out - Other | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111137 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/13/2026 | 2 | A | A | A | A | A | A |  | MD | Primary | Refinance - Cash-out - Other | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111137 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost) Maryland Covered Loan (Points and Fees) | Maryland Predatory Lending Law: Points and Fees on subject loan of XXXX% is in excess of the allowable maximum of XXXX% of the Total Loan Amount. Points and Fees total $XXXX on a Total Loan Amount of $XXXX vs. an allowable total of $XXXX(an overage of $XXXXor .XXXX%). Compliant High Cost Loan. | This is cause by the Title Fees payable to the Lender Affiliate. |  |  |  | Reviewer Comment (2026-03-26): Clearing based on confirmation that part of the affiliated fees not being retained.<br>Reviewer Comment (2026-03-26): .<br>Reviewer Comment (2026-03-02): Received, Clearing.<br>Seller Comment (2026-02-28): QM | 03/26/2026 |  |  | 1 | C | A C | C | A C | C | A |  | MD | Primary | Refinance - Cash-out - Other | No obvious cure D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111137 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-03-10): Accepted as is. |  |  | 03/10/2026 | 2 |  | N/A |  | N/A |  | N/A |  | MD | Primary | Refinance - Cash-out - Other | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111168 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | No evidence of fraud report present in the file. |  |  |  | Reviewer Comment (2026-02-27): Received Fraud Report in file. Exception Cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | AZ | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111168 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | No evidence of fraud report present in the file. |  |  |  | Reviewer Comment (2026-02-27): Received Fraud Report in file. Exception Cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | AZ | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111168 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/13/2026 | 2 | A | A | A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111168 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | The file was missing a copy of the secondary valuation, required on all securitized loans. |  |  |  | Reviewer Comment (2026-02-13): Accepted as is. |  |  | 02/13/2026 | 2 | A | A | A | A | B | B |  | AZ | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111168 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2026-02-13): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 2 | N/A | N/A | N/A | N/A | N/A | N/A |  | AZ | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111168 | XXXXX |  | XXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | PMI and Shortage on 1st Mortgage were added to the DTI causing it to exceed XXXX%. PMI = $XXXX |  |  |  | Reviewer Comment (2026-03-05): Received, Clearing.<br>Seller Comment (2026-03-05): I understand there is a second lien item for the mortgage insurance. But if you do the math you'll see that the total PI of $XXXX includes the first lien P&I $XXXX and the MI $XXXX .<br>Reviewer Comment (2026-03-02): PMI for the 1st mortgage is not part of the P&I of the first lien. Its a separate line item.<br>Reviewer Comment (2026-03-02): EXCEPTION HISTORY - Exception Explanation was updated on XXXX PRIOR Exception Explanation: Calculated investor qualifying total debt ratio of XXXX % exceeds Guideline total debt ratio of XXXX %.<br>Seller Comment (2026-02-27): Based on a CLTV < XXXX% and a credit score > XXXX, maximum DTI is XXXX%. Having said that, the MI is already included in the P&I payment. Shortages do not need to be included. | 03/05/2026 |  |  | 1 | C | A C | C | A C | C | A |  | AZ | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111168 | XXXXX |  | XXXXX |  | Compliance | Legal / Regulatory / Compliance | Anti-Predatory Violation | Federal Defect | (Fed High Cost Disclosure) Federal High-Cost Mortgage Loan (Notice to Assignee) | Truth in Lending Act (HOEPA): Required Statement was not provided to purchaser or assignee for loan that was sold or assigned. (Note: This notice only applies when selling or assigning a HOEPA loan and may not be found in the file for loans that have not been previously sold) |  |  |  |  | Reviewer Comment (2026-03-02): Received, Clearing.<br>Reviewer Comment (2026-03-02): If the affiliate is not an affiliate as defined under Reg Z, please request an attestation from XXXXX with a statement confirming that affiliate (XXXX) does not meet the definition of affiliate under the Bank Holding Company Act of 1956 (XXXX.). After received, payee can be updated to third party for any TILA testing (TRID, HOEPA, etc).<br>Seller Comment (2026-02-28): HOEPA response | 03/02/2026 |  |  | 1 | C | A C | C | A C | C | A |  | AZ | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111168 | XXXXX |  | XXXXX |  | Compliance | Legal / Regulatory / Compliance | Anti-Predatory Violation | Federal Defect | (Fed High Cost Disclosure) Federal High-Cost Mortgage Loan (HOEPA Disclosure Not Provided) | Truth in Lending Act (HOEPA): HOEPA disclosure was not provided to the Borrower |  |  |  |  | Reviewer Comment (2026-03-02): Received, Clearing.<br>Reviewer Comment (2026-03-02): If the affiliate is not an affiliate as defined under Reg Z, please request an attestation from XXXXX with a statement confirming that affiliate (XXXX) does not meet the definition of affiliate under the Bank Holding Company Act of 1956 (XXXX.). After received, payee can be updated to third party for any TILA testing (TRID, HOEPA, etc).<br>Seller Comment (2026-02-28): Not HOEPA | 03/02/2026 |  |  | 1 | C | A C | C | A C | C | A |  | AZ | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111168 | XXXXX |  | XXXXX |  | Compliance | Legal / Regulatory / Compliance | Anti-Predatory Violation | Federal Defect | (Fed High Cost Provision) Federal High-Cost Mortgage Loan (Financed Points and Fees) | Truth in Lending Act (HOEPA): Mortgage loan financed Points and Fees. |  |  |  |  | Reviewer Comment (2026-03-02): Received, Clearing. | 03/02/2026 |  |  | 1 | C | A C | C | A C | C | A |  | AZ | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111168 | XXXXX |  | XXXXX |  | Compliance | Legal / Regulatory / Compliance | Anti-Predatory Violation | Federal Defect | (Fed High Cost Provision) Federal High-Cost Mortgage Loan (Late Charge) | Truth in Lending Act (HOEPA): Mortgage loan contains a late charge that exceeds the greater of XXXX of the amount past due or grace period of less than 15 days. |  |  |  |  | Reviewer Comment (2026-03-02): Received, Clearing.<br>Reviewer Comment (2026-03-02): If the affiliate is not an affiliate as defined under Reg Z, please request an attestation from XXXXX with a statement confirming that affiliate (XXXX) does not meet the definition of affiliate under the Bank Holding Company Act of 1956 (XXXX.). After received, payee can be updated to third party for any TILA testing (TRID, HOEPA, etc).<br>Seller Comment (2026-02-28): (Late Charge) | 03/02/2026 |  |  | 1 | C | A C | C | A C | C | A |  | AZ | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111168 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal Defect | (Fed High Cost) Federal High-Cost Mortgage Loan (Points and Fees) | Truth in Lending Act (High-Cost Mortgage): Points and Fees on subject loan of XXXX% is in excess of the allowable maximum of XXXX% of the Federal Total Loan Amount. Points and Fees of $XXXXon a Federal Total Loan Amount of $XXXXvs. an allowable total of $XXXX(an overage of $XXXX or .XXXX%). Non-Compliant High Cost Loan. |  |  |  |  | Reviewer Comment (2026-03-02): Received, Clearing. | 03/02/2026 |  |  | 1 | C | A C | C | A C | C | A |  | AZ | Primary | Refinance - Cash-out - Other | (1) Signed letter from borrower indicating their choice to either (a) accept refund and make loan non-high-cost or (b) keep loan as high-cost and make loan compliant; (2) Assuming option (a) is selected, a copy of refund check and proof of mailing; (3) Assuming option (b) is selected, proof of cure for each of the prohibited practices violations noted. C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| XXXXX | 6000111168 | XXXXX |  | XXXXX |  | Compliance | Legal / Regulatory / Compliance | Anti-Predatory Violation | Federal Defect | (Fed High Cost Provision) Federal High-Cost Mortgage Loan (Counseling Requirement) | Truth in Lending Act (HOEPA): Borrower did not receive pre-loan counseling. |  |  |  |  | Reviewer Comment (2026-03-02): Received, Clearing. | 03/02/2026 |  |  | 1 | C | A C | C | A C | C | A |  | AZ | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111168 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM DTIs match and both moderately exceed Guidelines | Ability to Repay (XXXX): The DTI calculated in accordance with the Lenders Guidelines and 1026.43(c)(5) of XXXX% moderately exceeds the guideline maximum of XXXX%. (DTI Exception is eligible to be regraded with compensating factors.) | PMI and Shortage on 1st Mortgage were added to the DTI causing it to exceed XXXX%. PMI = $XXXXand Shortage = $XXXX |  |  |  | Reviewer Comment (2026-03-02): Received, Clearing. | 03/02/2026 |  |  | 1 | C | A C | C | A C | C | A |  | AZ | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111168 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM Points and Fees 2021 | Qualified Mortgage (XXXX): Points and Fees on subject loan of XXXX% is in excess of the allowable maximum of XXXX% of the Federal Total Loan Amount. Points and Fees total $XXXXon a Federal Total Loan Amount of $XXXXvs. an allowable total of $XXXX(an overage of $XXXXor .XXXX%). |  |  |  |  | Reviewer Comment (2026-03-02): Received, Clearing.<br>Seller Comment (2026-02-28): QM response | 03/02/2026 |  |  | 1 | C | A C | C | A C | C | A |  | AZ | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111168 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (XXXX): Based on the loan failing one or more guideline components, the loan is at ATR risk. | PMI and Shortage on 1st Mortgage were added to the DTI causing it to exceed XXXX%. PMI = $XXXXand Shortage = $XXXX |  |  |  | Reviewer Comment (2026-03-02): Received, Clearing. | 03/02/2026 |  |  | 1 | C | A C | C | A C | C | A |  | AZ | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111168 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (XXXX): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of XXXX. | Loan Designation discrepancy due to the DTI exceeding XXXX%. |  |  |  | Reviewer Comment (2026-03-05): Received, Clearing.<br>Reviewer Comment (2026-03-02): EXCEPTION HISTORY - Exception Detail was updated on XXXX PRIOR Exception Detail: Qualified Mortgage (XXXX): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. | 03/05/2026 |  |  | 1 | B | A C | B | A C | B | A |  | AZ | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| XXXXX | 6000111168 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  | Reviewer Comment (2026-02-13): Accepted as is. |  |  | 02/13/2026 | 2 | B | B | B | B | B | B |  | AZ | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111168 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor and QM DTIs match and both moderately exceed Guidelines | General QM: The DTI calculated in accordance with the Lenders Guidelines and 1026.43(e) of XXXX% moderately exceeds the guideline maximum of XXXX%. (DTI Exception is eligible to be regraded with compensating factors.) |  |  |  |  | Reviewer Comment (2026-03-05): Received, Clearing. | 03/05/2026 |  |  | 1 |  | A |  | A |  | A |  | AZ | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111168 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. |  |  |  |  | Reviewer Comment (2026-03-05): Received, Clearing. | 03/05/2026 |  |  | 1 |  | A |  | A |  | A |  | AZ | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111421 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | The file is missing a copy Fraud Report. |  |  |  | Reviewer Comment (2026-02-27): Received Fraud Report in file. Exception Cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | GA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111421 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/13/2026 | 2 | A | A | A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111421 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary valuation is not required as AVM Value is supported. |  |  |  | Reviewer Comment (2026-02-13): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | GA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111421 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | AVM is allowed as primary valuation |  |  |  | Reviewer Comment (2026-02-13): Accepted as is. |  |  | 02/13/2026 | 2 | A | A | A | A | B | B |  | GA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111421 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | The file is missing a copy Fraud Report for borrower. |  |  |  | Reviewer Comment (2026-02-27): Received Fraud Report in file. Exception Cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | GA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111420 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/13/2026 | 2 | A | A | A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111420 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Secondary Valuation is not required. |  |  |  | Reviewer Comment (2026-02-13): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | GA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111420 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Secondary Valuation is not required. |  |  |  | Reviewer Comment (2026-02-13): Accepted as is. |  |  | 02/13/2026 | 2 | A | A | A | A | B | B |  | GA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111420 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2026-02-27): Received Fraud Report in file. Exception Cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | GA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111420 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud Report for Both borrowers are missing in file. |  |  |  | Reviewer Comment (2026-02-27): Received Fraud Report in file. Exception Cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | GA | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111419 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  |  |  |  |  | Reviewer Comment (2026-02-27): Received Fraud Report in file. Exception Cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | OH | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111419 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: 114 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-13): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | OH | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111419 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/13/2026 | 2 | A | A | A | A | A | A |  | OH | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111418 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/13/2026 | 2 | A | A | A | A | A | A |  | NC | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111418 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ | Loan is to go in a securitization and reflects only one valuation product when two are required. |  |  |  | Reviewer Comment (2026-02-13): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | NC | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111418 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ | Loan is to go in a securitization and reflects only one valuation product when two are required. |  |  |  | Reviewer Comment (2026-02-13): Accepted as is. |  |  | 02/13/2026 | 2 | A | A | A | A | B | B |  | NC | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111418 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | No Fraud report in file |  |  |  | Reviewer Comment (2026-02-27): Fraud Report received and associated. Exception cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | NC | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111418 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | No Fraud report in file |  |  |  | Reviewer Comment (2026-02-27): Fraud Report received and associated. Exception cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | NC | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| XXXXX | 6000111104 | XXXXX |  | XXXXX |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  |  |  |  | 02/13/2026 | 2 | A | A | A | A | A | A |  | NV | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111104 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. No secondary valuation was provided. Sec ID: 53 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-13): Accepted as is based on meeting three or more RAs requirements. |  |  |  | 3 | N/A | N/A | N/A | N/A | N/A | N/A |  | NV | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111104 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: 370 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-13): Accepted as is. |  |  | 02/13/2026 | 2 | A | A | A | A | B | B |  | NV | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111104 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud report missing in the file |  |  |  | Reviewer Comment (2026-02-27): Received Fraud Report, Exception cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | NV | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 6000111104 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud report missing in the file |  |  |  | Reviewer Comment (2026-02-27): Received Fraud Report, Exception cleared. | 02/27/2026 |  |  | 1 | C | A C | C | A C | C | A |  | NV | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |

---

## Exhibit 99.01

**Exhibit 99.01 Schedule 3**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **SitusAMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Value for LTV** | **As-Is Value for LTV** | **LTV Value Variance Amount** | **LTV Value Variance Percent** | **Primary Valuation Value** | **Primary Valuation Report Date** | **Primary Valuation Effective Date** | **Primary Valuation Type** | **Primary Valuation Company** | **Primary Valuation Appraiser Name** | **Primary Valuation Appraiser License Num** | **Primary Valuation FSD Score** | **Secondary Valuation Value** | **Secondary Valuation Variance Amount** | **Secondary Valuation Variance Percent** | **Secondary Valuation Report Date** | **Secondary Valuation Effective Date** | **Secondary Valuation Type** | **Secondary Valuation Company** | **Secondary Valuation FSD Score** | **Secondary Valuation Desk Review Risk Score** | **AVM Value** | **AVM Variance Amount** | **AVM Variance Percent** | **AVM Company** | **AVM FSD Score** | **AVM Report Date** | **Desk Review Value** | **Desk Review Variance Amount** | **Desk Review Variance Percent** | **Desk Review Company** | **Desk Review Risk Score** | **Desk Review Report Date** | **Desk Review Effective Date** | **Desktop Appraisal Value** | **Desktop Appraisal Variance Amount** | **Desktop Appraisal Variance Percent** | **Desktop Appraisal Company** | **Desktop Appraisal Report Date** | **Desktop Appraisal Effective Date** | **BPO Value** | **BPO Variance Amount** | **BPO Variance Percent** | **BPO Company** | **BPO Report Date** | **Field Review Value** | **Field Review Variance Amount** | **Field Review Variance Percent** | **Field Review Company** | **Field Review Report Date** | **Field Review Effective Date** | **2055 Value** | **2055 Variance Amount** | **2055 Variance Percent** | **2055 Company** | **2055 Report Date** | **2055 Effective Date** | **AVE/CMA Value** | **AVE/CMA Variance Amount** | **AVE/CMA Variance Percent** | **AVE/CMA Company** | **AVE/CMA Report Date** | **Hybrid Valuation Value** | **Hybrid Valuation Variance Amount** | **Hybrid Valuation Variance Percent** | **Hybrid Valuation Company** | **Hybrid Valuation Report Date** | **Updated Valuation Value** | **Updated Valuation Variance Amount** | **Updated Valuation Variance Percent** | **Updated Valuation Company** | **Updated Valuation Report Date** | **Updated Valuation Effective Date** | **Aggregate Appraised Value** | **Aggregate Variance Amount** | **Aggregate Variance Percent** | **Value Analysis Valuation Value** | **Value Analysis Report Date** | **Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?** | **LCA Risk Score** | **Collateral Underwriter Risk Score** |
| XXXXX | 4000017901 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.30 |
| XXXXX | 4000017900 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 1.40 |
| XXXXX | 6000091522 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000091524 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 6000091525 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.90 |
| XXXXX | 6000091526 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 6000091527 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  | -2.540% |  |  | AVM |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 6000091528 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 6000091529 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000091530 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000091531 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000091532 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000091536 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000091537 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 6.580% |  |  | AVM |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 6.580% |  |  |  |  |  |  |  |  | No | 3.50 | 2.60 |
| XXXXX | 6000091538 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000091539 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -3.460% |  |  | AVM |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.30 |
| XXXXX | 6000091540 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  | -8.780% |  |  | AVM |  | 0.19 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 6000091541 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000091543 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000091544 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000091546 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000091547 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 6000091548 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000091549 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  | -4.240% |  |  | AVM |  | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 6000091550 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000091552 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000091553 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000091555 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000091556 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000091557 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000091559 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000091560 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000025410 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 4.20 |
| XXXXX | 4000028152 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.70 |
| XXXXX | 4000028960 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 1.390% |  |  | AVM |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.80 |
| XXXXX | 4000033843 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| XXXXX | 4000034738 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.40 |
| XXXXX | 4000035700 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000038265 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000093762 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  | -3.600% |  |  | AVM |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 6000093763 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000093765 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  | 6.650% |  |  | AVM |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 6000093768 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  | 7.310% |  |  | AVM |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 6000093769 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  | -0.140% |  |  | AVM |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 6000093770 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 6000093771 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 1.500% |  |  | AVM |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.90 |
| XXXXX | 6000093772 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.10 |
| XXXXX | 6000093773 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 6000093774 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.10 |
| XXXXX | 6000093775 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 |  |
| XXXXX | 6000093776 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 1.200% |  |  | AVM |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 6000093778 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000037676 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000038469 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000037841 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000039078 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.00 |
| XXXXX | 4000038586 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000032016 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 3.70 |
| XXXXX | 4000037018 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 8.540% |  |  | AVM |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 8.540% |  |  |  |  |  |  |  |  | No |  | 2.60 |
| XXXXX | 4000038401 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.30 |
| XXXXX | 4000036782 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000035677 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000038212 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 4000037984 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000037494 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  | 0.230% |  |  | AVM |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000032707 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 8.260% |  |  | AVM |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 8.260% |  |  |  |  |  |  |  |  | N/A |  | 2.60 |
| XXXXX | 4000039642 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000033234 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000038986 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000037694 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 4.500% |  |  | AVM |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.500% |  |  |  |  |  |  |  |  | N/A |  | 2.60 |
| XXXXX | 4000036950 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.20 |
| XXXXX | 4000039498 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000036315 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000032936 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000037732 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000041505 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000039093 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.50 |
| XXXXX | 4000038775 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000038600 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000040132 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.10 |
| XXXXX | 4000039360 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.60 |
| XXXXX | 4000039278 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -3.020% |  |  | AVM |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000038924 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 5.190% |  |  | AVM |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000040455 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000039736 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000041507 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| XXXXX | 4000040659 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.30 |
| XXXXX | 4000038106 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000040699 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000038948 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000041530 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000042971 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.50 |
| XXXXX | 4000038944 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000038767 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000038967 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.80 |
| XXXXX | 4000039946 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | -10.610% |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -10.610% |  |  |  |  |  |  |  |  | N/A |  | 3.30 |
| XXXXX | 6000093780 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  | 0.000% |  |  | Field Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 6000093782 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  | 6.500% |  |  | AVM |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 6000093783 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  | -2.520% |  |  | AVM |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 6000093784 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  | -0.890% |  |  | AVM |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000093785 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  | 2.440% |  |  | AVM |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 6000093786 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 3.140% |  |  | AVM |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 6000093787 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  | -6.930% |  |  | AVM |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000093788 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  | -0.070% |  |  | AVM |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -0.070% |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 6000093790 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.980% |  |  | AVM |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.980% |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.50 |
| XXXXX | 6000093791 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  | -0.960% |  |  | AVM |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 6000093792 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 3.410% |  |  | AVM |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 3.00 |
| XXXXX | 6000093793 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.70 |
| XXXXX | 4000043130 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000041366 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000039990 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000041117 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000041531 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.20 |
| XXXXX | 4000040815 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.70 |
| XXXXX | 4000041738 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000038779 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 10.030% |  |  | AVM |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.30 |
| XXXXX | 4000041128 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000040594 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000042760 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.30 |
| XXXXX | 4000039551 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.40 |
| XXXXX | 4000041549 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000041416 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.40 |
| XXXXX | 4000042430 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000040929 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  | 3.160% |  |  | AVM |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000039541 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000042425 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000042448 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000039259 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000041417 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000039362 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000041909 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000042159 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | -13.680% |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -13.680% |  |  |  |  |  |  |  |  | No | 4.00 | 3.30 |
| XXXXX | 4000043793 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.20 |
| XXXXX | 4000043075 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000041264 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000043291 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000043569 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.00 |
| XXXXX | 4000044277 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 3.800% |  |  | AVM |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.800% |  |  |  |  |  |  |  |  | No |  | 3.60 |
| XXXXX | 4000043233 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -5.950% |  |  | AVM |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -5.950% |  |  |  |  |  |  |  |  | No | 3.00 | 2.60 |
| XXXXX | 4000044046 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 4.20 |
| XXXXX | 4000043761 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 |  |
| XXXXX | 4000044201 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000043726 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000044283 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000042198 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000043248 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 4.20 |
| XXXXX | 4000043457 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000042504 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000039542 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000044339 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000039299 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000043920 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000045298 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.40 |
| XXXXX | 4000044505 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000044717 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000040447 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -5.070% |  |  | AVM |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.40 |
| XXXXX | 4000037977 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000044352 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000045487 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000044203 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000045609 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000045611 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000044901 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| XXXXX | 4000045835 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000044686 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000044580 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.80 |
| XXXXX | 4000045299 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000045347 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000045813 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000044560 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.80 |
| XXXXX | 4000045549 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000045944 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.40 |
| XXXXX | 4000043827 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000045241 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000044373 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.50 |
| XXXXX | 4000046060 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000045685 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000045765 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000045678 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000045012 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000044658 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000045825 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000044240 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.18 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000045844 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000046962 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 |  |
| XXXXX | 4000036458 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.10 |
| XXXXX | 4000043903 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -5.950% |  |  | AVM |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000046074 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | -19.230% |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -19.230% |  |  |  |  |  |  |  |  | N/A |  | 2.60 |
| XXXXX | 4000045614 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.00 |
| XXXXX | 4000046222 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000046689 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000047581 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000046219 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 3.140% |  |  | AVM |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000044605 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.30 |
| XXXXX | 4000047647 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.2 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000045471 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000045315 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000044268 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000046193 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000045648 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.5 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000046763 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000047990 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000043653 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.830% |  |  | AVM |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.830% |  |  |  |  |  |  |  |  | N/A |  | 3.20 |
| XXXXX | 4000045879 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 3.750% |  |  | AVM |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.750% |  |  |  |  |  |  |  |  | No | 3.00 | 2.90 |
| XXXXX | 4000047765 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000045297 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000047847 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000048115 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.00 |
| XXXXX | 4000047837 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000046756 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000047697 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.40 |
| XXXXX | 4000046104 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.18 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000048162 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000046189 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.40 |
| XXXXX | 4000048086 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000048367 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000047604 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000041664 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000048117 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000049382 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000047607 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000048263 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000048170 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.40 |
| XXXXX | 4000047955 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000045568 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 4000050148 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000047620 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000048970 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000047925 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000047830 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000046275 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.50 |
| XXXXX | 4000048684 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 4000050413 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 4000048058 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000050739 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXXX | 4000049076 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000046277 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000047584 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000047699 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000048422 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000048159 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 4000049103 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000049571 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000049468 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000048221 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.50 |
| XXXXX | 4000044851 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000048229 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000048902 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000049982 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.20 |
| XXXXX | 4000047834 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.30 |
| XXXXX | 4000049315 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.20 |
| XXXXX | 4000048909 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000048210 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000049069 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.2 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000048575 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000049006 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000047910 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000047617 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -16.700% |  |  | AVM |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.30 |
| XXXXX | 4000048239 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000048205 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 4000046410 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000048678 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| XXXXX | 4000050835 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000050837 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| XXXXX | 4000050836 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000050852 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000050846 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000050037 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000050474 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000048251 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000048379 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000047804 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000049174 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000048371 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000049380 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.50 |
| XXXXX | 4000049000 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.10 |
| XXXXX | 4000050467 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000049284 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000049905 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000044840 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.10 |
| XXXXX | 4000051661 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000050443 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.2 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000047373 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000050012 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000049741 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 3.50 |
| XXXXX | 4000049036 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000049894 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000051436 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | -11.280% |  | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -11.280% |  |  |  |  |  |  |  |  | No | 4.00 | 4.80 |
| XXXXX | 4000049135 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000048387 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000048945 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000050089 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000049954 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000050562 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000048557 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.10 |
| XXXXX | 4000049997 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.19 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000051530 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| XXXXX | 4000050275 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000048342 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000046367 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000051008 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000051013 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000050536 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000050470 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.2 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000050008 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000050561 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.01 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000050773 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.10 |
| XXXXX | 4000050246 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000050446 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.20 |
| XXXXX | 4000051388 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000050266 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000050575 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000051159 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000047983 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000048550 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.60 |
| XXXXX | 4000052018 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | -24.450% |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -24.450% |  |  |  |  |  |  |  |  | N/A |  | 4.70 |
| XXXXX | 4000049445 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000050707 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.2 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000047841 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000049733 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000050790 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000051736 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000051340 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000050711 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000049719 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| XXXXX | 4000052980 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.90 |
| XXXXX | 4000050858 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | -10.680% |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -10.680% |  |  |  |  |  |  |  |  | N/A |  | 2.60 |
| XXXXX | 4000051583 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000049948 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000050736 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000051531 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000051740 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000049935 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000047863 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.00 |
| XXXXX | 4000051586 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000050556 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000052375 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000052828 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.30 |
| XXXXX | 4000051199 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.60 |
| XXXXX | 4000053077 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.20 |
| XXXXX | 4000050465 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000051690 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000052331 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| XXXXX | 4000052852 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000052747 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000052143 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000051448 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000051684 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.20 |
| XXXXX | 4000053007 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000052789 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000053251 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000053427 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000052771 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000052749 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.70 |
| XXXXX | 4000052022 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.60 |
| XXXXX | 4000052413 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000054000 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 3.90 |
| XXXXX | 4000052672 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000051776 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.20 |
| XXXXX | 4000050437 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000052544 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  | -5.800% |  |  | AVM |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000051275 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000053157 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000051435 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000051744 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000052944 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000052396 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000052127 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.20 |
| XXXXX | 4000051499 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.50 |
| XXXXX | 4000054476 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  | -29.350% |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -29.350% |  |  |  |  |  |  |  |  | N/A |  | 2.80 |
| XXXXX | 4000052751 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000052560 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000052491 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000053892 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000053591 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.2 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000052452 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.30 |
| XXXXX | 4000052186 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -18.830% |  |  | AVM |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.20 |
| XXXXX | 4000053399 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000053394 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.60 |
| XXXXX | 4000053904 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000053250 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -5.340% |  |  | AVM |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -5.340% |  |  |  |  |  |  |  |  | No | 3.50 | 3.20 |
| XXXXX | 4000055826 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000051268 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000052019 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.20 |
| XXXXX | 4000052457 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000054362 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000047485 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| XXXXX | 4000053520 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000051601 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000052451 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000053181 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000053598 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  | -3.220% |  |  | AVM |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000051164 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  | 8.270% |  |  | AVM |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000055023 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000052197 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000053729 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.60 |
| XXXXX | 4000054897 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000054497 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000055580 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000054681 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000054792 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.40 |
| XXXXX | 4000053807 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000056855 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.60 |
| XXXXX | 4000053556 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000054639 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000052275 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000054847 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 3.80 |
| XXXXX | 4000055916 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000056269 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000052791 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000056140 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.18 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000055420 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000055105 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000054687 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000048167 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000057067 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  | -21.820% |  | 0.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -21.820% |  |  |  |  |  |  |  |  | No | 4.50 | 2.70 |
| XXXXX | 4000053342 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000055581 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000055578 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000054664 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000045895 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.10 |
| XXXXX | 4000054823 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.00 |
| XXXXX | 4000056300 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000052222 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000055030 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000057621 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.40 |
| XXXXX | 4000054825 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -4.050% |  |  | Desk Review |  |  | Moderate |  |  | -11.000% |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -11.000% |  |  |  |  |  |  |  |  | N/A |  | 4.00 |
| XXXXX | 4000052482 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 2.10 |
| XXXXX | 4000056261 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000056686 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.2 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000056988 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000055504 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | 13.570% |  | 0.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 13.570% |  |  |  |  |  |  |  |  | No | 5.00 | 2.60 |
| XXXXX | 4000060483 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000054657 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000057062 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000057322 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000056427 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000057439 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000058310 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000056457 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000055927 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000055292 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000058780 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000057142 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000057555 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.18 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000055907 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  | 12.800% |  |  | AVM |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000056747 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.50 |
| XXXXX | 4000055780 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 4000058698 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.2 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000058071 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000055412 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000058148 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000059178 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000056912 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -7.980% |  |  | AVM |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -7.980% |  |  |  |  |  |  |  |  | No | 3.00 | 5.00 |
| XXXXX | 4000061197 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000053437 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.40 |
| XXXXX | 4000060290 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000056991 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000059181 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000058956 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000060026 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000058730 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000061015 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -7.640% |  |  | AVM |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -7.640% |  |  |  |  |  |  |  |  | N/A |  | 2.70 |
| XXXXX | 4000058580 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000059506 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000055818 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000055479 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000059840 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000059806 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000057770 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000058816 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.30 |
| XXXXX | 4000058834 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000061057 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000058149 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000058295 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000058918 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000061931 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 |  |
| XXXXX | 4000061614 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| XXXXX | 4000058378 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000060883 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000061143 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.60 |
| XXXXX | 4000059500 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000061930 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000061558 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000062187 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.40 |
| XXXXX | 4000060881 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000052649 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000063005 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -7.690% |  |  | Desk Review |  |  | Low |  |  | -15.760% |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -15.760% |  |  |  |  |  |  |  |  | No | 4.50 | 3.00 |
| XXXXX | 4000060569 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  | -10.710% |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -10.710% |  |  |  |  |  |  |  |  | No | 5.00 | 2.60 |
| XXXXX | 4000049370 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.10 |
| XXXXX | 4000063814 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000062901 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000058802 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.50 |
| XXXXX | 4000060854 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000061613 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000058575 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000060577 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.2 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000064931 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.50 |
| XXXXX | 4000059813 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000059603 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000060751 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000064057 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000062674 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXXX | 4000059599 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000061337 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000062554 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.90 |
| XXXXX | 4000064108 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.140% |  |  |  |  |  |  |  |  | No | 4.50 | 3.00 |
| XXXXX | 4000061961 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000062936 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000061547 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000058514 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000061605 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000063236 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000063066 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.60 |
| XXXXX | 4000062816 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000064042 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000063320 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000063610 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000063359 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000063030 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | -13.690% |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -13.690% |  |  |  |  |  |  |  |  | N/A |  | 3.00 |
| XXXXX | 4000063659 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000063227 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  | -1.090% |  |  | AVM |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000064340 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000062286 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000058800 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  | 2.50 |
| XXXXX | 4000064301 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000064003 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000062846 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| XXXXX | 4000062814 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.2 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000064287 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.2 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000062251 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000064570 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000064958 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 3.10 |
| XXXXX | 4000064510 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.20 |
| XXXXX | 4000064412 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000063994 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000063696 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000064622 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000065155 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.50 |
| XXXXX | 4000064634 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.800% |  |  | AVM |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| XXXXX | 4000065145 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.18 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000064365 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000065111 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000063484 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000065298 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000065570 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.2 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000064425 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000067831 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000065345 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000065942 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000065583 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000064511 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.00 |
| XXXXX | 4000066031 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000065786 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000065486 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXXX | 4000066238 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.2 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000065960 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.2 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000062538 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000066757 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000067574 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000065577 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.30 |
| XXXXX | 4000064970 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000064494 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| XXXXX | 4000068154 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000066168 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000065887 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000065214 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000066603 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000066103 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.01 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000067791 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.40 |
| XXXXX | 4000066893 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000068012 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000067498 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000067069 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000068007 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000066411 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | -14.310% |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -14.310% |  |  |  |  |  |  |  |  | No |  | 4.40 |
| XXXXX | 4000066674 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.10 |
| XXXXX | 4000068301 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000067074 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.30 |
| XXXXX | 4000068466 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 3.00 |
| XXXXX | 4000067996 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000067790 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000067347 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000067395 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000067709 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000069651 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.40 |
| XXXXX | 4000070787 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000068297 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000063770 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000069676 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 4.20 |
| XXXXX | 4000068765 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.18 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000065743 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000070151 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 2.30 |
| XXXXX | 4000070836 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000068034 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000067991 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000067861 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000053558 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.20 |
| XXXXX | 4000070077 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.60 |
| XXXXX | 4000068224 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000066180 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000067643 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000066637 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000069177 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.2 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000068293 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.19 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000069675 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000067716 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000069628 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000068865 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000069721 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000068501 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.2 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000068886 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| XXXXX | 4000069428 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000068027 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000067546 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.10 |
| XXXXX | 4000070292 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.2 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000069617 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.2 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000070370 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000067694 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000069616 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000069489 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000070521 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000069852 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000068900 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.2 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000070651 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000070118 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000068484 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000068206 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000070009 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000069283 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000070395 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000070076 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000071261 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000069734 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000070649 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000067892 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | -49.860% |  | 0.19 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -47.140% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 5.00 |
| XXXXX | 4000070749 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000070853 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000071566 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000069862 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000068657 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000069801 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 2.60 |
| XXXXX | 4000069212 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000068947 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.20 |
| XXXXX | 4000071820 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000071055 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -5.400% |  |  | AVM |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.60 |
| XXXXX | 4000070400 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000071300 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.50 |
| XXXXX | 4000070614 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000070407 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.60 |
| XXXXX | 4000069723 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000070369 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000070828 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000069210 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | -19.790% |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -19.790% |  |  |  |  |  |  |  |  | N/A |  | 3.60 |
| XXXXX | 4000070021 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 2.80 |
| XXXXX | 4000069780 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000073397 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  | 0.050% |  |  | AVM |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000070563 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000070605 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000072778 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.70 |
| XXXXX | 4000072973 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000071966 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000071216 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000071327 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000070667 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000070939 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000068221 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000070733 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000071604 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -3.850% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 3.00 |
| XXXXX | 4000071975 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000072054 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000072765 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 4.20 |
| XXXXX | 4000070141 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000070636 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000071602 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000071296 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000071250 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -21.300% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.70 |
| XXXXX | 4000069098 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000071992 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 2.60 |
| XXXXX | 4000071007 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000069200 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000070418 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000072161 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000071490 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000072061 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000071651 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000071471 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000070612 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000072056 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.02 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000072301 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000072444 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000072234 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000072515 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000073178 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.80 |
| XXXXX | 4000070707 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000069886 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000072244 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000071575 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.40 |
| XXXXX | 4000072980 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000071728 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000070215 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000072353 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000070991 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000073159 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000072435 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000073024 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000073372 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.2 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000072844 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000070922 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.80 |
| XXXXX | 4000069756 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000073095 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000071786 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000072018 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.80 |
| XXXXX | 4000075071 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 1.00 |
| XXXXX | 4000075070 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000073500 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000072471 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000072947 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000072806 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| XXXXX | 4000073399 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000073532 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000073279 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000073476 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000073247 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000073419 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000072644 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000073388 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000073627 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000073253 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000072453 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.40 |
| XXXXX | 4000075699 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000071985 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.19 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000073723 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000073735 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000073740 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000072720 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| XXXXX | 4000076104 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  | 4.060% |  |  | AVM |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000073241 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000074059 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000072116 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 1.00 |
| XXXXX | 4000071522 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.60 |
| XXXXX | 4000073726 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.40 |
| XXXXX | 4000073791 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000074512 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000073472 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000073517 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000073145 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000074084 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000073657 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000072666 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000073817 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000073389 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXXX | 4000073536 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 3.40 |
| XXXXX | 4000075994 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000073285 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000072511 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000073998 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000071785 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000075107 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000074205 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000073915 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000074483 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| XXXXX | 4000075640 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000075026 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000074561 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000074760 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.19 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000074231 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000073490 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 4000075284 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000074741 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000075038 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000074372 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000075256 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000074321 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000076499 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000072359 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 1.00 |
| XXXXX | 4000076937 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000074665 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.00 |
| XXXXX | 4000075503 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000075873 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000075871 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000073724 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000076474 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000074387 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000076130 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -1.350% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000076889 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000075499 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 7.960% |  |  | AVM |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000076709 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.20 |
| XXXXX | 4000077915 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000073737 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| XXXXX | 4000073623 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.18 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000076367 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000075440 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.80 |
| XXXXX | 4000076011 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000075036 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000076116 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000077001 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000074544 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000076270 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000076133 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000077731 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000076461 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000074820 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000075319 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000075987 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000076279 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000075019 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 3.10 |
| XXXXX | 4000078595 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000076413 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 |  |
| XXXXX | 4000075875 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000070626 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000077345 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000078527 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000078399 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000077303 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000078874 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000074823 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000076210 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000078756 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000075020 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000079050 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000077585 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000079079 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.70 |
| XXXXX | 4000077034 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000078649 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000078415 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000078419 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000078926 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.20 |
| XXXXX | 4000078542 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000078449 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000080306 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000078382 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000078406 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000078714 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000078222 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000077810 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000078709 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000077933 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000076877 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| XXXXX | 4000075993 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| XXXXX | 4000078325 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000077760 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 2.30 |
| XXXXX | 4000078476 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000076380 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.70 |
| XXXXX | 4000079236 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000076266 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -3.560% |  |  | AVM |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -3.560% |  |  |  |  |  |  |  |  | N/A |  | 2.60 |
| XXXXX | 4000078422 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 4.20 |
| XXXXX | 4000080055 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000080138 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000078776 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| XXXXX | 4000080904 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000077613 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000080054 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000080172 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000081899 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000079653 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000080751 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000080864 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000079493 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.60 |
| XXXXX | 4000076740 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000080094 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000081719 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000079681 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000081557 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.2 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000078715 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.50 |
| XXXXX | 4000081500 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000081746 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000081798 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000081851 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.18 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000082184 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000075060 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000082194 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000082473 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000082459 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000082932 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000081897 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000080122 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000083286 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000082858 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000083856 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000081947 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.60 |
| XXXXX | 4000083195 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000082685 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000083824 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000081985 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 4.50 |
| XXXXX | 4000082121 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.10 |
| XXXXX | 4000083033 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000082805 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000083230 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000083320 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000081722 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000082468 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000080969 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 3.70 |
| XXXXX | 4000082269 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000083211 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXXX | 4000083001 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.10 |
| XXXXX | 4000082994 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000081856 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000083704 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000082080 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000082965 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000081531 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000081908 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000081259 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000083324 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000083486 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000082421 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000083483 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000083887 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000082442 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000083583 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000081940 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000083323 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 4000082200 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| XXXXX | 4000082187 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000082303 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000081895 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  | -1.780% |  |  | AVM |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000083087 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Stated |  |  |  |  |  |  | 14.750% |  |  | Drive By |  |  |  |  |  | 4.450% |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.450% |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000081156 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000082588 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  | -2.020% |  |  | AVM |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000082367 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000082474 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000081906 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000084739 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000082970 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000083498 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000084713 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000083186 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000081807 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | -17.710% |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -9.670% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 3.50 |
| XXXXX | 4000082928 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000082695 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000084613 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000083670 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000083446 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000082813 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000084405 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000082471 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000084328 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000084213 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000084638 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  | 14.630% |  |  | AVM |  | 0.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000083957 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.20 |
| XXXXX | 4000081799 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  | -3.880% |  |  | AVM |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000083409 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000084449 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000084349 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 3.30 |
| XXXXX | 4000084985 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000085281 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.50 |
| XXXXX | 4000085023 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000084301 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000084662 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000085172 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000085192 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000083853 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000085078 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000083508 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000081756 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000084307 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.19 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000085632 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| XXXXX | 4000077061 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  | -2.830% |  |  | AVM |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000085134 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 4000085552 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000086732 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000084896 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000084839 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000083313 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000085890 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.18 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000085051 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000085563 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000085337 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000081764 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000084195 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000086218 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000086212 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.2 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000085882 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000085570 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000085314 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000084226 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000085476 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000086494 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000086070 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000086851 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000085792 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  | 5.360% |  |  | AVM |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000087460 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000086145 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000085469 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000086141 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000086225 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000086330 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000086078 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000085109 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000086041 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000083730 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000086764 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.18 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000086928 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000084011 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000085210 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000086831 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000086490 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000086312 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXXX | 4000086886 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000084370 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000085081 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000086385 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000085491 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000087097 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000085930 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000083531 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| XXXXX | 4000084212 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000085413 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.01 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000087271 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000086037 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000087190 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000087784 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000086781 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000087747 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000086468 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000086470 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000086915 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000088444 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  | 5.500% |  |  | Hybrid Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000087437 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000086065 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000087640 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000081282 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000086997 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -9.300% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 999.00 |
| XXXXX | 4000086861 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000085727 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000086162 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000088504 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000084248 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.50 |
| XXXXX | 4000088476 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000088373 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000088213 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.80 |
| XXXXX | 4000086869 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000087163 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000087999 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000087222 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000088465 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000087286 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.19 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000088123 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000085609 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000085832 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000090923 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000088732 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000088269 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000087321 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000088483 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000089022 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.18 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000089136 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000087604 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000087866 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000088366 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000085948 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000085611 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000088217 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000086919 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000087511 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000087489 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000089258 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000089852 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  | -7.210% |  |  | AVM |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000087354 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000088021 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000088005 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000089027 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000086110 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000087277 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000087050 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000088508 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000087829 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000086152 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000089487 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000087217 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.50 |
| XXXXX | 4000089548 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000089154 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000089833 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000087592 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000086424 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.19 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000084296 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000090361 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -9.680% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 3.80 |
| XXXXX | 4000089745 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.20 |
| XXXXX | 4000088171 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000088729 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  | 1.00 |
| XXXXX | 4000089683 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000086830 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000088795 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000089469 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000089454 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000089013 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000090106 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000088597 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000089290 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000089434 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000086338 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000088290 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000090734 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.80 |
| XXXXX | 4000084397 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.20 |
| XXXXX | 4000089210 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000088535 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| XXXXX | 4000089255 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.20 |
| XXXXX | 4000088877 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000088741 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000088414 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  | -1.010% |  |  | Desk Review |  |  | Low |  |  | -13.670% |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000090686 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000087647 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000089024 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 3.70 |
| XXXXX | 4000088470 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000089845 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000089541 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000088725 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000088011 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000087645 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000088035 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 |  |
| XXXXX | 4000087979 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000090776 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000089121 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000088512 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000091173 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.19 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000090516 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000091034 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000089057 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.19 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000085583 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.70 |
| XXXXX | 4000091415 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000091230 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000090719 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000089850 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000090936 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 1.80 |
| XXXXX | 4000090097 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000090886 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000088771 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000089482 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000088874 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -6.660% |  |  | AVM |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000091821 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 14.580% |  |  | AVM |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000091754 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000090984 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000090483 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000091993 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000090967 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000090520 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000091413 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000091210 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000089721 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000087708 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000091083 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000090869 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.30 |
| XXXXX | 4000090914 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000092591 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000090688 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000091861 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000092391 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000090358 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.18 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000091101 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000088563 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000091869 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000089567 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000089211 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000090526 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000092364 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000091193 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000092167 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000089547 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000091332 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000090480 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000092556 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000092514 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000091276 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000091486 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000093010 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000092599 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000090560 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000087025 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000090723 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 4000090748 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.10 |
| XXXXX | 4000088848 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000091081 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.20 |
| XXXXX | 4000091400 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000092061 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000092888 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000091800 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  | 10.210% |  |  | AVM |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 10.210% |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000095271 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000089740 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXXX | 4000092783 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000092515 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000091893 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXXX | 4000091040 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000089800 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000095383 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.10 |
| XXXXX | 4000091495 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000090456 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000092382 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000091841 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000091704 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000091502 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000090336 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000089496 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000090941 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000092275 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000092372 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000091887 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000092375 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000093160 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000092327 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000093286 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -5.990% |  |  | AVM |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 3.10 |
| XXXXX | 4000090418 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.50 |
| XXXXX | 4000092284 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000092037 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000092987 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000092558 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000090205 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000092184 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.20 |
| XXXXX | 4000093825 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000092048 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000093305 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000090727 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000094390 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000093097 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000091235 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.40 |
| XXXXX | 4000092878 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000090647 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000091801 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000091708 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000091194 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000093912 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 4000093465 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000086765 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000093287 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000092513 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000091727 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 4000093131 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000091719 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000092383 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000092774 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000092475 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000091700 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000092969 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000094703 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000092562 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000094812 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.90 |
| XXXXX | 4000093284 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000090783 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000094329 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000093843 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000094852 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000093534 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  | 15.510% |  |  | AVM |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 15.510% |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000095276 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000093419 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000078950 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.60 |
| XXXXX | 4000093126 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000093442 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000093874 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.18 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000093609 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000093800 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.19 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000091401 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  | 29.230% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.10 |
| XXXXX | 4000094910 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000094729 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000093617 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000092975 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 4000094272 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000091733 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000093859 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000092597 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000094700 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.18 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000092392 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000091765 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000092807 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000093433 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000093791 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000094823 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000094871 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000093823 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000093496 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000094394 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000095997 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000091266 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000092777 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 4000095174 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000093462 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000093071 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000094609 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000092229 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000096292 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.0275 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000094784 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000089679 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000095215 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000095700 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000093557 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000093911 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.19 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000093315 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000095395 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.19 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000091906 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000096727 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.19 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000095516 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000095156 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000093142 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000094594 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000090822 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000096396 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000093293 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXXX | 4000092471 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000096036 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000095311 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000096322 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000093087 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000095500 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000095892 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000094628 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000097372 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000093086 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000097704 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 4.10 |
| XXXXX | 4000095912 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000096813 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000096770 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000097096 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000097043 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000095144 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000096562 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000097025 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000096031 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000097173 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000095291 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000097762 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000097709 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000095129 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000096464 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000095923 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000095683 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000096932 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000096234 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000094387 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000099017 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000094873 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000095723 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 3.80 |
| XXXXX | 4000096800 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000098526 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.18 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000098462 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.50 |
| XXXXX | 4000097735 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000096458 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000097907 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000098297 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000097216 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.10 |
| XXXXX | 4000097840 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000097366 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000094308 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000097425 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000095409 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXXX | 4000099022 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000096933 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000097959 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000098163 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000098967 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000099425 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000099817 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000096795 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000098804 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000098061 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000097620 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.2 |  |  | 9.810% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000097771 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000098950 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000098772 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000096993 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000097524 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000100649 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000099433 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -42.150% |  |  | Drive By |  |  |  |  |  | -9.710% |  | 0.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -9.710% |  |  |  |  |  |  |  |  | No | 5.00 | 2.30 |
| XXXXX | 4000098358 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000098803 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000098623 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000100758 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000099014 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000100966 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000100156 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000098142 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.60 |
| XXXXX | 4000099152 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.2 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000098138 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000100178 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000099806 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000099020 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000097734 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000099187 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000097712 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.19 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000101253 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000098976 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| XXXXX | 4000099954 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000097836 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000102366 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 2.00 |
| XXXXX | 4000101562 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000098605 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXXX | 4000101694 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000100904 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000101499 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000101159 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000099953 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000102282 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000103231 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000102725 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000103154 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000100798 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000099987 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000100914 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000095522 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000102435 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000102658 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000102294 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000101865 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000103559 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000102759 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000096612 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.10 |
| XXXXX | 4000102107 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000086387 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXXX | 4000101941 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| XXXXX | 4000101502 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000103102 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -5.260% |  |  | Desk Review |  |  | Moderate |  |  | -23.580% |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -23.580% |  |  |  |  |  |  |  |  | No | 5.00 | 1.00 |
| XXXXX | 4000103111 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000104026 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000101846 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000100750 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.40 |
| XXXXX | 4000099651 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000102681 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.18 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000103420 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000097375 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000103570 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.19 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000103487 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000102472 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000103444 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000095331 | XXXXX |  |  |  |  |  |  |  | 10.010% |  |  |  | AVM |  |  |  |  |  |  | 0.000% |  |  | AVM |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000104518 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000103575 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000103410 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000103235 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000100046 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.19 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000104113 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000104623 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 2.50 |
| XXXXX | 4000102924 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000100282 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000104876 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000102951 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  | 1.750% |  |  | AVM |  | 0.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000103989 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000104822 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000105614 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000107195 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.10 |
| XXXXX | 4000103311 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.60 |
| XXXXX | 4000102493 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000104970 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000103457 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000104522 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000105843 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000106350 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000093602 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000104986 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000102588 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000105204 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 3.60 |
| XXXXX | 4000104666 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  | -5.390% |  |  | AVM |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000106823 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000105094 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.00 |
| XXXXX | 4000106510 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000101047 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000103462 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000106831 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000106626 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000106156 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000105115 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.60 |
| XXXXX | 4000106393 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000104855 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000106912 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.90 |
| XXXXX | 4000104795 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.70 |
| XXXXX | 4000110745 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000106773 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| XXXXX | 4000108681 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000108289 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000107064 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000106334 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000104355 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000108118 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000108951 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000107081 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000110768 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000104338 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  | 28.690% |  |  | AVM |  | 0.27 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000106537 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000107017 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000107175 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000109692 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000110361 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000107029 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000110404 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110896 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.60 |
| XXXXX | 6000111470 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110898 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110745 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110746 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.60 |
| XXXXX | 6000111065 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 2.40 |
| XXXXX | 6000111110 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110902 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111177 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 5.760% |  |  | AVM |  | 0.21 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111134 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111194 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110907 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110908 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 13.700% |  |  | AVM |  | 0.2 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111464 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -1.780% |  |  | AVM |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111463 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110750 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -3.710% |  |  | AVM |  | 0.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110913 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110923 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 10.900% |  |  | AVM |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 10.900% |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110761 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110927 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110930 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110931 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 6.660% |  |  | AVM |  | 0.19 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110769 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -6.560% |  |  | AVM |  | 0.21 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111142 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110936 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110937 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110938 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.040% |  |  | AVM |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110770 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | -16.060% |  | 0.18 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111067 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111111 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110940 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 61.950% |  |  | AVM |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110771 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -9.940% |  |  | AVM |  | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110772 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | -19.630% |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110941 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110942 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111457 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110943 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110944 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110945 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110947 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110773 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110774 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -2.620% |  |  | AVM |  | 0.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111102 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111456 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111173 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  | -19.050% |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110777 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 1.660% |  |  | AVM |  | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110949 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110778 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110950 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110779 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111455 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -5.790% |  |  | AVM |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111175 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110952 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111454 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111082 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -3.690% |  |  | AVM |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110953 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110780 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 1.60 |
| XXXXX | 6000110954 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110781 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 4.340% |  |  | AVM |  | 0.19 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110955 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110782 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 1.720% |  |  | AVM |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110783 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111079 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110784 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 16.120% |  |  | AVM |  | 0.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110956 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110957 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110958 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110959 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110785 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110960 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -8.900% |  |  | AVM |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110786 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110961 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110962 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110788 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 6.900% |  |  | AVM |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110789 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110963 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110791 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 1.650% |  |  | AVM |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110793 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111453 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110794 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111452 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110967 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -2.680% |  |  | AVM |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110969 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -8.810% |  |  | AVM |  | 0.018 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110796 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110971 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110972 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110973 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111450 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110797 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110974 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -4.760% |  |  | Desk Review |  |  | Moderate |  |  | -11.300% |  | 0.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110975 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110976 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111181 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110977 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110978 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 16.800% |  |  | AVM |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110799 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  | -0.360% |  |  | AVM |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110980 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111448 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110981 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.8 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110800 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110801 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 27.270% |  |  | AVM |  | 0.18 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110803 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110984 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110985 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 5.130% |  |  | AVM |  | 0.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111074 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111117 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | -22.530% |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110986 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110987 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.011 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110805 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110988 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 1.650% |  |  | AVM |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110806 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110807 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110808 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110809 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110989 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110810 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | -11.760% |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110811 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111071 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111130 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111092 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111145 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 13.570% |  |  | AVM |  | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110813 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111075 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111133 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110814 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111447 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  | -20.730% |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110815 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -1.050% |  |  | AVM |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110990 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  | -11.370% |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111446 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110991 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110994 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111072 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110817 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -7.590% |  |  | Desk Review |  |  | Moderate |  |  | -24.630% |  | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111445 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110818 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111149 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110819 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110995 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110820 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.5 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110821 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111087 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110826 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110997 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111179 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110828 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111000 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111101 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111442 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111441 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110832 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111128 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110833 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111162 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111006 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111069 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111007 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | -32.270% |  | 0.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110834 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110835 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111440 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110837 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111199 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110839 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 7.180% |  |  | AVM |  | 0.22 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111178 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110840 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  | -5.970% |  |  | AVM |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110842 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 3.690% |  |  | AVM |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110843 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110845 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110846 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111147 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111439 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | -10.980% |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110847 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111438 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110848 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111437 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110849 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111436 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110851 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -6.040% |  |  | AVM |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -6.040% |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111009 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 4.190% |  |  | AVM |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111176 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110852 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -8.390% |  |  | AVM |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111435 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -3.090% |  |  | AVM |  | 0.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111010 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.7 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110853 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111434 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111433 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110855 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 3.90 |
| XXXXX | 6000111012 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110856 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -8.400% |  |  | AVM |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -8.400% |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111432 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111198 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | -13.660% |  | 0.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111125 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111013 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111188 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 3.780% |  |  | AVM |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111156 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111187 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111186 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110857 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111124 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111014 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110858 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111015 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110859 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -11.710% |  |  | AVM |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.90 |
| XXXXX | 6000111131 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111157 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111431 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111158 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111155 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  | -13.610% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111154 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -0.640% |  |  | AVM |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -0.640% |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111016 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.5 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111114 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -4.280% |  |  | AVM |  | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110861 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111139 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111151 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111430 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110862 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111138 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111136 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111429 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111141 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000110863 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111428 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111427 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111426 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -7.150% |  |  | AVM |  | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111152 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.9 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111425 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111183 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111424 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111423 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111184 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111422 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -7.930% |  |  | AVM |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111137 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111168 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111421 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111420 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111419 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111418 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000111104 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |

---

## Exhibit 99.01

**Exhibit 99.01 Schedule 4**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
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| **SitusAMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **TILA Status Loan Designation** | **Exempt QM/ATR Equivalency** | **CDFI Bank Originated Loan** | **Application Date** | **TRID Tested** | **GSE** | **HOEPA Fees** | **TILA Fees** | **Rate Lock Date** | **Calculated APR** | **Original P&I** | **Qualifying P&I** | **Qualifying Rate** | **Is Borrower Non Occupant** | **Is Co Borrower Non Occupant** | **Borrower Employment Indicator** | **Co Borrower Employment Indicator** | **Co Borrower 2 Employment Indicator** | **Co Borrower 3 Employment Indicator** | **Co Borrower2 Length of Employment** | **Co Borrower3 Length of Employment** | **Borrower Foreign National Indicator** | **Co Borrower Foreign National Indicator** | **Co Borrower 2 Foreign National Indicator** | **Co Borrower 3 Foreign National Indicator** | **Borrower Country Name** | **Co Borrower Country Name** | **Co Borrower2 Country Name** | **Co Borrower3 Country Name** | **Residual Income** | **Num Units** | **Annual Property Tax** | **Annual Insurance Costs** | **Monthly Property Tax** | **Monthly Insurance Costs** | **HOA Name** | **HOA Address State** | **Fee Amount** | **Next Due Date** | **HOA Payment Frequency** | **Investor DTI** | **QM DTI** | **Non QM DTI** | **Original Credit Report Date** | **Qualifying Credit Score** | **Third Wage Earner Original FICO Equifax** | **Third Wage Earner Original FICO Experian** | **Third Wage Earner Original FICO Transunion** | **Fourth Wage Earner Original FICO Equifax** | **Fourth Wage Earner Original FICO Experian** | **Fourth Wage Earner Original FICO Transunion** | **Most Recent Updated Credit Report Date** | **Primary Wage Earner Updated FICO Equifax** | **Primary Wage Earner Updated FICO Experian** | **Primary Wage Earner Updated FICO Transunion** | **Secondary Wage Earner Updated FICO Equifax** | **Secondary Wage Earner Updated FICO Experian** | **Secondary Wage Earner Updated FICO Transunion** | **Third Wage Earner Updated FICO Equifax** | **Third Wage Earner Updated FICO Experian** | **Third Wage Earner Updated FICO Transunion** | **Fourth Wage Earner Updated FICO Equifax** | **Fourth Wage Earner Updated FICO Experian** | **Fourth Wage Earner Updated FICO Transunion** | **Most Recent Updated Co Borrower 2 FICO** | **Most Recent Updated Co Borrower 3 FICO** | **Co Borrower 2 Asset Verification Level** | **Co Borrower 3 Asset Verification Level** | **Co Borrower 2 Income Verification Level** | **Co Borrower 3 Income Verification Level** | **Co Borrower 2 Employment Verification Level** | **Co Borrower 3 Employment Verification Level** | **Asset Depletion Flag** | **Bank Statements Flag** | **Number of Statements** | **Type of Statements** | **Percent of Income From Statements** | **Borrower Business Ownership %** | **CoBorrower Business Ownership %** | **P&L Type** | **Income Doc Detail** | **Tax Return Doc Details** | **Document Level** | **Document Type** | **Most Recent Bankruptcy Type** | **Most Recent Bankruptcy Filing Date** | **Most Recent Bankruptcy Discharge Date** | **Number of Bankruptcy Events** | **Months Bankruptcy (7, 11)** | **Months Bankruptcy (13)** | **Most Recent Deed-in - Lieu Date** | **Number of Deed-in-Lieu Events** | **Months Deed-in-Lieu** | **Most Recent Short Sale Date** | **Number of Short Sale Events** | **Months Short Sale (or Pre FC)** | **Most Recent Foreclosure Date** | **Number of Foreclosure Events** | **Months Foreclosure** | **Prior Mortgage/Rent Late 30d in 24m** | **Prior Mortgage/Rent Late 60d in 24m** | **Prior Mortgage/Rent Late 90d in 24m** | **Has ACH** | **Guideline Name** | **UW Guideline Author** | **ATR QM Total Points and Fees Audit** | **Loan Regulation Benchmark Date** | **Benchmark Rate** | **HUD 1 Page 1 Credits Total** | **Collateral Underwriter Risk Score** | **AUS Decision System** | **Property Inspection Waiver (PIW)** | **Rating Result** | **Eligible For Rep and Warrant Relief Per Collateral Advisor** | **Is Equity Shared Loan** | **Investor Qualifying Rate** | **Borrower Years of W2s** | **CoBorrower Years of W2s** | **Years of Personal Tax Returns** | **Years of Business Tax Returns** | **Years of 4506T** | **Years of Tax Transcripts** | **Months of Personal Bank Statements** | **Months of Business Bank Statements** | **Months of Profit and Loss Statements** | **Expense Letter** | **Total DSCR** | **Total Inverse DSCR** | **Subordinate Lien Type** | **Is Shared Appreciation Mortgage** | **Duration of Payout Months** | **Seller VSH Indicator** | **Seller Indicated VSH Guideline** | **Validated VSH** | **IO Remaining Amortization Term at Recast** | **Maturity Date** | **Borrower Own Funds Cash Amount** | **Borrower Own Funds Percent** | **Is the Note an eNote** | **Borrower WVOE - # of Months of Income provided** | **Co Borrower WVOE - # of Months of Income provided** | **Co Borrower2 WVOE - # of Months of Income provided** | **Co Borrower3 WVOE - # of Months of Income provided** | **Were the origination guidelines utilized for this diligence review?** | **Title Evidence** | **Ownership Type** | **Borrower Type** | **Borrower Designation** | **Co Borrower Type** | **Co Borrower Designation** | **Co Borrower2 Type** | **Co Borrower2 Designation** | **Co Borrower3 Type** | **Co Borrower3 Designation** | **Senior Lien Position** | **Senior Lien Original Loan Amount** | **Senior Lien Original Interest Rate** | **Senior Lien Note Projected Closing Date** | **Senior Lien Current Balance** | **Senior Lien Current P&I** | **Loan Closed in the Name of an Entity** | **Note Executed by** | **Assumable Mortgage Flag** | **Leasehold Flag** | **Buydown Flag** | **Borrower Experian FICO Model Used** | **Borrower Equifax FICO Model Used** | **Borrower TransUnion FICO Model Used** | **Co Borrower Experian FICO Model Used** | **Co Borrower Equifax FICO Model Used** | **Co Borrower TransUnion FICO Model Used** | **Co Borrower2 Experian FICO Model Used** | **Co Borrower2 Equifax FICO Model Used** | **Co Borrower2 TransUnion FICO Model Used** | **Co Borrower3 Experian FICO Model Used** | **Co Borrower3 Equifax FICO Model Used** | **Co Borrower3 TransUnion FICO Model Used** | **Borrower Documentation Used to Determine Legal Residency** | **Co Borrower Documentation Used to Determine Legal Residency** | **Co Borrower2 Documentation Used to Determine Legal Residency** | **Co Borrower3 Documentation Used to Determine Legal Residency** | **Delayed Financing?** | **Months Reserves** | **Correspondent Type** | **Departure Residence** | **Rate Increase on Default** | **MERS Min Number** | **Co Borrower Other Income** | **Co Borrower Wage Income** | **Primary Housing Lates 0 6 Months 30** | **Primary Housing Lates 0 6 Months 60** | **Primary Housing Lates 0 6 Months 90** | **Primary Housing Lates 7 12 Months 30** | **Primary Housing Lates 7 12 Months 60** | **Primary Housing Lates 7 12 Months 90** | **Primary Housing Lates 13 24 Months 30** | **Primary Housing Lates 13 24 Months 60** | **Primary Housing Lates 13 24 Months 90** | **Primary Housing Lates 25 36 Months 30** | **Primary Housing Lates 25 36 Months 60** | **Primary Housing Lates 25 36 Months 90** | **Borrower 1 ITIN Flag** | **Borrower 2 ITIN Flag** | **Borrower 3 ITIN Flag** | **Borrower 4 ITIN Flag** | **Total Number of Mortgaged Properties** | **Amortization Term Less IO** |
| XXXXX | 4000017901 | XXXXX |  | ATR Fail |  |  |  | Yes | No | $3787.25 | $4793.45 |  | 10.958% | XXXXX | $837.50 | 10.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5882.24 | 1 | $3459.00 | $1010.28 | $288.25 | $84.19 |  |  |  |  |  | 39.599% | 39.599% | 39.599% | 08/22/2023 | 702 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $3787.25 |  | 7.260% | $0.00 | 2.3 |  |  |  | Yes | No | 10.375% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee |  |  |  |  |  |  | 1 | XXXXX | 3.125% | XXXXX | XXXXX | XXXXX | No | Trustee | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 33.91 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000017900 | XXXXX |  | Non QM |  |  |  | Yes | No | $4097.50 | $4525.48 |  | 11.189% | XXXXX | $1716.06 | 10.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $12391.39 | 1 | $10427.52 | $4122.96 | $868.96 | $343.58 |  |  |  |  |  | 42.886% | 42.886% | 42.886% | 08/22/2023 | 687 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; WVOE - 2023<br> [Borrower - \| Primary Income - Wages]; Year End Summary - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 - 2021<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2021 | [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $4097.50 |  | 7.150% | $0.00 | 1.4 |  |  |  | No | No | 10.875% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 31 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000091522 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $773.60 | $1373.35 |  | 10.869% | XXXXX | $435.98 | 10.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $14061.82 | 1 | $9304.56 | $3234.12 | $775.38 | $269.51 |  |  |  |  |  | 27.478% | 27.478% | 27.478% | 08/30/2023 | 721 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; WVOE - 2023 | [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $773.60 |  | 6.780% | $0.00 |  |  |  |  | N/A | No | 10.250% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No | 33 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX |  | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| XXXXX | 6000091524 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $700.00 | $1206.25 |  | 10.559% | XXXXX | $432.91 | 10.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $13907.43 | 1 | $8170.92 | $1476.48 | $680.91 | $123.04 |  |  |  |  |  | 30.823% | 30.823% | 30.823% | 09/01/2023 | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; WVOE - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 - 2021 | [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $700.00 |  | 6.780% | $0.00 |  |  |  |  | No | No | 10.125% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No | 33 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 10.67 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| XXXXX | 6000091525 | XXXXX |  | Non QM |  |  |  | Yes | No | $3176.15 | $3521.15 |  | 10.727% | XXXXX | $819.04 | 10.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6476.64 | 1 | $7975.80 | $2657.88 | $664.65 | $221.49 |  |  |  |  |  | 35.976% | 35.976% | 35.976% | 09/06/2023 | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2023<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2023 | [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $3176.15 |  | 7.180% | $0.00 | 1.9 |  |  |  | Yes | No | 10.250% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 36 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000091526 | XXXXX |  | Non QM |  |  |  | Yes | No | $3240.00 | $4142.70 |  | 10.188% | XXXXX | $745.70 | 9.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4431.16 | 1 | $4812.84 | $1018.08 | $401.07 | $84.84 |  |  |  |  |  | 40.550% | 40.550% | 40.550% | 09/06/2023 | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 - 2021 | [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $3240.00 |  | 7.060% | $0.00 |  |  |  |  | No | No | 9.500% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000091527 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $1211.20 | $1661.75 |  | 10.600% | XXXXX | $386.01 | 10.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3987.91 | 1 | $1534.44 | $1125.00 | $127.87 | $93.75 |  |  |  |  |  | 38.892% | 38.892% | 38.892% | 08/18/2023 | 731 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2023<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1211.20 |  | 7.060% | $0.00 |  |  |  |  | No | No | 10.000% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No | 21 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX |  | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000091528 | XXXXX |  | Non QM |  |  |  | Yes | No | $1320.00 | $1854.64 |  | 10.410% | XXXXX | $379.41 | 9.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4494.30 | 1 | $2763.36 | $3511.56 | $230.28 | $292.63 |  |  |  |  |  | 31.196% | 31.196% | 31.196% | 09/11/2023 | 746 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2023<br> [Borrower - \| Primary Income - Wages]; VVOE - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 - 2021 | [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1320.00 |  | 7.100% | $0.00 |  |  |  |  | No | No | 9.750% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000091529 | XXXXX |  | Non QM |  |  |  | Yes | No | $2780.38 | $3254.20 |  | 10.385% | XXXXX | $522.37 | 9.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6422.57 | 1 | $2532.60 | $3351.12 | $211.05 | $279.26 |  |  |  |  |  | 33.567% | 33.567% | 33.567% | 09/12/2023 | 806 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2023<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2023<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2021<br> [Borrower - \| Primary Income - Wages]; W-2 - 2021 | [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2780.38 |  | 7.150% | $0.00 |  |  |  |  | N/A | No | 9.750% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 9 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000091530 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $809.16 | $1310.19 |  | 11.230% | XXXXX | $414.87 | 10.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4710.09 | 1 | $5746.44 | $1053.00 | $478.87 | $87.75 |  |  |  |  |  | 35.716% | 35.716% | 35.716% | 09/13/2023 | 720 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; VVOE - 2023<br> [Borrower - \| Primary Income - Wages]; WVOE - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 - 2021 | [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $809.16 |  | 7.180% | $0.00 |  |  |  |  | N/A | No | 10.875% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No | 34 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX |  | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 10.63 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000091531 | XXXXX |  | Non QM |  |  |  | Yes | No | $3202.56 | $3511.56 |  | 10.339% | XXXXX | $618.59 | 9.750% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5162.74 | 1 | $1498.56 | $1686.00 | $124.88 | $140.50 |  |  |  |  |  | 44.914% | 44.914% | 44.914% | 09/19/2023 | 745 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2023<br> [Borrower - \| Non-Primary Income - Disability]; Award Letter / Continuance Letter - 2021 | [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; Transcripts (1040) - 2021<br> [Borrower]; 4506-C - 2020 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $3202.56 |  | 7.180% | $0.00 |  |  |  |  | N/A | No | 9.750% | 0 |  | 0 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX |  | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000091532 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $2175.12 | $2838.02 |  | 10.669% | XXXXX | $501.34 | 9.875% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $4955.80 | 1 | $2971.92 | $1542.48 | $247.66 | $128.54 |  |  |  |  |  | 43.239% | 43.239% | 43.239% | 09/19/2023 | 710 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Account Statements - 2023<br> [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2023<br> [Coborrower(s) - \| Primary Income - Social Security]; Account Statements - 2023<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2023<br> [Coborrower(s) - \| Non-Primary Income - Pension]; 1099 - 2022 | [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 4506-C - 2020<br> [Coborrower]; 4506-C - 2020<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2175.12 |  | 7.100% | $0.00 |  |  |  |  | N/A | No | 9.875% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX |  | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No |  |  |  | No |  | $7522.50 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000091536 | XXXXX |  | Non QM |  |  |  | Yes | No | $3018.40 | $3396.75 |  | 10.248% | XXXXX | $687.32 | 9.750% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $4942.30 | 1 | $3758.04 | $1688.04 | $313.17 | $140.67 |  |  |  |  |  | 35.077% | 35.077% | 35.077% | 09/26/2023 | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; WVOE - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 - 2021<br> [Borrower - \| Non-Primary Income - Housing Allowance]; Paystubs - 2023<br> [Borrower - \| Non-Primary Income - Housing Allowance]; WVOE - 2023 | [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 4506-C - 2020 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $3018.40 |  | 7.210% | $0.00 |  |  |  |  | N/A | No | 9.750% | 2 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 33 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX |  | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000091537 | XXXXX |  | Non QM |  |  |  | Yes | No | $2104.63 | $2504.65 |  | 10.304% | XXXXX | $498.36 | 9.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4343.66 | 1 | $1758.96 | $1836.60 | $146.58 | $153.05 |  |  |  |  |  | 42.326% | 42.326% | 42.326% | 09/28/2023 | 726 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2023<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2023<br> [Borrower - \| Primary Income - Wages]; WVOE - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 - 2021 | [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1040 - 2021<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2104.63 |  | 7.100% | $0.00 | 2.6 |  |  |  | No | No | 9.625% | 2 |  | 2 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 33 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX |  | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000091538 | XXXXX |  | Non QM |  |  |  | Yes | No | $1750.00 | $2204.56 |  | 10.319% | XXXXX | $372.85 | 9.500% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $4366.15 | 1 | $6054.48 | $3684.48 | $504.54 | $307.04 |  |  |  |  |  | 43.138% | 43.138% | 43.138% | 09/18/2023 | 690 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2023<br> [Borrower - \| Non-Primary Income - IRA Distribution]; Account Statements - 2023<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2023<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2023 | [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1040 - 2021<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 4506-C - 2020<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1750.00 |  | 7.050% | $0.00 |  |  |  |  | N/A | No | 9.500% | 0 | 0 | 2 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX |  | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | No |  | $1770.20 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000091539 | XXXXX |  | Non QM |  |  |  | Yes | No | $2194.60 | $2709.52 |  | 10.027% | XXXXX | $457.02 | 9.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5958.96 | 1 | $3126.12 | $2181.96 | $260.51 | $181.83 |  |  |  |  |  | 41.016% | 41.016% | 41.016% | 09/28/2023 | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; VVOE - 2023<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 - 2021 | [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2194.60 |  | 7.100% | $0.00 | 1.3 |  |  |  | Yes | No | 9.250% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000091540 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $1225.00 | $1764.90 |  | 11.170% | XXXXX | $660.02 | 10.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3356.94 | 1 | $9268.32 | $2048.16 | $772.36 | $170.68 |  |  |  |  |  | 44.732% | 44.732% | 44.732% | 10/02/2023 | 749 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2023<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2023 | [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1225.00 |  | 7.400% | $0.00 |  |  |  |  | No | No | 10.875% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No | 33 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000091541 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $1302.00 | $1521.89 |  | 11.290% | XXXXX | $708.53 | 11.000% | No | No | Non-Employment Income | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $14964.95 | 1 | $7645.80 | $7031.88 | $637.15 | $585.99 |  |  |  |  |  | 43.432% | 43.432% | 43.432% | 10/02/2023 | 707 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Disability]; Account Statements - 2023<br> [Borrower - \| Primary Income - Disability]; Award Letter / Continuance Letter - 2023<br> [Borrower - \| Non-Primary Income - Social Security]; Account Statements - 2023<br> [Borrower - \| Non-Primary Income - Social Security]; 1099-SSA - 2021<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2021 | [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 4506-C - 2020<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1302.00 |  | 7.400% | $0.00 |  |  |  |  | N/A | No | 11.000% | 0 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No |  |  |  | No |  | $0.00 | $10854.17 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000091543 | XXXXX |  | Non QM |  |  |  | Yes | No | $741.20 | $1214.95 |  | 10.550% | XXXXX | $389.33 | 10.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4617.88 | 1 | $2780.16 | $650.04 | $231.68 | $54.17 |  |  |  |  |  | 33.659% | 33.659% | 33.659% | 10/03/2023 | 735 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2023<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2023 | [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $741.20 |  | 7.100% | $0.00 |  |  |  |  | N/A | No | 10.125% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 32 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX |  | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) |  | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000091544 | XXXXX |  | Non QM |  |  |  | Yes | No | $3704.63 | $4439.71 |  | 10.232% | XXXXX | $746.64 | 9.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9314.52 | 1 | $13320.84 | $4042.92 | $1110.07 | $336.91 |  |  |  |  |  | 44.905% | 44.905% | 44.905% | 10/03/2023 | 687 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2023<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2021 | [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  | 1 |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $3704.63 |  | 7.100% | $0.00 |  |  |  |  | N/A | No | 9.500% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 33 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000091546 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $1841.40 | $2255.38 |  | 10.623% | XXXXX | $656.99 | 10.125% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $4725.90 | 1 | $2221.20 | $1118.88 | $185.10 | $93.24 |  |  |  |  |  | 35.178% | 35.178% | 35.178% | 10/05/2023 | 737 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; VVOE - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 - 2021 | [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 4506-C - 2020 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1841.40 |  | 7.100% | $0.00 |  |  |  |  | N/A | No | 10.125% | 2 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX |  | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000091547 | XXXXX |  | Non QM |  |  |  | Yes | No | $920.43 | $1408.07 |  | 11.001% | XXXXX | $529.53 | 10.625% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6239.65 | 1 | $3066.24 | $2160.96 | $255.52 | $180.08 |  |  |  |  |  | 37.219% | 37.219% | 37.219% | 09/11/2023 | 747 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2023<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2023<br> [Borrower - \| Primary Income - Wages]; VVOE - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2023 | [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1040 - 2021<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2022<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1040 - 2021<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 4506-C - 2020<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $920.43 |  | 7.100% | $0.00 | 1 |  |  |  | Yes | No | 10.625% | 0 | 0 | 2 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 33 | 1 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX |  | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No |  |  |  | No |  | $0.00 | $3213.38 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000091548 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $1788.40 | $2204.78 |  | 10.614% | XXXXX | $420.71 | 9.625% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5403.52 | 1 | $3004.80 | $1660.08 | $250.40 | $138.34 |  |  |  |  |  | 39.175% | 39.175% | 39.175% | 10/06/2023 | 718 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; VVOE - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 - 2021 | [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 4506-C - 2020<br> [Coborrower]; 4506-C - 2020 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1788.40 |  | 6.880% | $0.00 |  |  |  |  | N/A | No | 9.625% | 2 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.999% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| XXXXX | 6000091549 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $860.40 | $1568.74 |  | 10.583% | XXXXX | $426.79 | 9.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3848.06 | 1 | $3977.52 | $745.80 | $331.46 | $62.15 |  |  |  |  |  | 42.279% | 42.279% | 42.279% | 10/09/2023 | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; VVOE - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 - 2021 | [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $860.40 |  | 7.030% | $0.00 |  |  |  |  | No | No | 9.875% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| XXXXX | 6000091550 | XXXXX |  | Non QM |  |  |  | Yes | No | $2455.72 | $2834.52 |  | 10.355% | XXXXX | $738.65 | 9.125% | No | No | Non-Employment Income | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $4648.08 | 1 | $2273.88 | $628.08 | $189.49 | $52.34 |  |  |  |  |  | 34.899% | 34.899% | 34.899% | 10/10/2023 | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; Account Statements - 2023<br> [Borrower - \| Primary Income - Pension]; Paystubs - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2021 | [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 4506-C - 2020<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2455.72 |  | 7.070% | $0.00 |  |  |  |  | N/A | No | 9.125% | 0 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX |  | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No |  |  |  | No |  | $0.00 | $5186.13 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 120 |
| XXXXX | 6000091552 | XXXXX |  | Non QM |  |  |  | Yes | No | $1517.00 | $1892.35 |  | 10.612% | XXXXX | $726.42 | 10.250% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $13933.01 | 1 | $6674.88 | $3174.84 | $556.24 | $264.57 |  |  |  |  |  | 35.944% | 35.944% | 35.944% | 10/12/2023 | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 - 2021<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2021 | [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 4506-C - 2020<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1517.00 |  | 7.400% | $0.00 |  |  |  |  | N/A | No | 10.250% | 2 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 0 | 34 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX |  | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No |  |  |  | No |  | $0.00 | $11056.67 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000091553 | XXXXX |  | Non QM |  |  |  | Yes | No | $1853.00 | $2263.65 |  | 10.441% | XXXXX | $973.32 | 10.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7434.03 | 1 | $2698.68 | $1476.96 | $224.89 | $123.08 |  |  |  |  |  | 37.838% | 37.838% | 37.838% | 10/12/2023 | 738 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2023<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2023 | [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1853.00 |  | 7.400% | $0.00 |  |  |  |  | N/A | No | 10.125% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 9 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX |  | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000091555 | XXXXX |  | Non QM |  |  |  | Yes | No | $2164.13 | $3254.39 |  | 10.643% | XXXXX | $976.74 | 10.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8926.82 | 1 | $4692.00 | $1658.04 | $391.00 | $138.17 |  |  |  |  |  | 40.387% | 40.387% | 40.387% | 10/16/2023 | 697 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2023<br> [Borrower - \| Primary Income - Wages]; VVOE - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 - 2021 | [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2164.13 |  | 7.440% | $0.00 |  |  |  |  | N/A | No | 10.250% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 33 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 12.09 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000091556 | XXXXX |  | Non QM |  |  |  | Yes | No | $770.00 | $1091.88 |  | 10.691% | XXXXX | $392.66 | 10.250% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $1720.94 | 1 | $4182.36 | $2227.80 | $348.53 | $185.65 |  |  |  |  |  | 44.682% | 44.682% | 44.682% | 10/17/2023 | 717 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Account Statements - 2023<br> [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2023<br> [Borrower - \| Non-Primary Income - Annuity]; Account Statements - 2023<br> [Borrower - \| Non-Primary Income - Annuity]; Award Letter / Continuance Letter - 2023 | [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $770.00 |  | 7.440% | $0.00 |  |  |  |  | N/A | No | 10.250% | 0 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX |  | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 25.09 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000091557 | XXXXX |  | Non QM |  |  |  | Yes | No | $1323.42 | $1557.78 |  | 10.459% | XXXXX | $401.84 | 9.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2257.51 | 1 | $2043.36 | $1010.88 | $170.28 | $84.24 |  |  |  |  |  | 43.374% | 43.374% | 43.374% | 10/17/2023 | 702 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; VVOE - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 - 2021 | [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1323.42 |  | 7.440% | $0.00 |  |  |  |  | N/A | No | 9.875% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000091559 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $1800.00 | $2479.18 |  | 11.000% | XXXXX | $520.33 | 9.625% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5341.31 | 1 | $7468.32 | $2457.84 | $622.36 | $204.82 |  |  |  |  |  | 39.274% | 39.274% | 39.274% | 10/24/2023 | 755 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; 1099 - 2022<br> [Borrower - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2020<br> [Borrower - \| Non-Primary Income - Social Security]; 1099-SSA - 2022 | [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1800.00 |  | 7.220% | $0.00 |  |  |  |  | N/A | No | 9.625% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX |  | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 120 |
| XXXXX | 6000091560 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $700.00 | $1508.13 |  | 11.098% | XXXXX | $402.72 | 10.625% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6420.44 | 1 | $5323.08 | $863.64 | $443.59 | $71.97 |  |  |  |  |  | 44.570% | 44.570% | 44.570% | 10/24/2023 | 736 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2023<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2023 | [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 4506-C - 2020<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $700.00 |  | 7.450% | $0.00 |  |  |  |  | No | No | 10.625% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No | 21 | 33 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX |  | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No |  |  |  | No |  | $0.00 | $6604.01 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000025410 | XXXXX |  | Non QM |  |  |  | Yes | No | $4326.59 | $4898.90 |  | 11.432% | XXXXX | $921.21 | 10.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2862.21 | 1 | $5867.52 | $1311.00 | $488.96 | $109.25 |  |  |  |  |  | 49.703% | 49.703% | 49.703% | 11/30/2023 | 689 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2023<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2021<br> [Borrower - \| Primary Income - Wages]; W-2 - 2021 | [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $4326.59 |  | 6.450% | $0.00 | 4.2 |  |  |  | Yes | No | 10.625% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 35 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000028152 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $907.30 | $783.85 |  | 9.894% | XXXXX | $781.51 | 9.875% | No | No | Non-Employment Income | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $4947.30 | 1 | $13005.60 | $2925.00 | $1083.80 | $243.75 |  |  |  |  |  | 47.928% | 47.928% | 47.928% | 01/30/2024 | 726 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2023<br> [Borrower - \| Primary Income - Pension]; 1099-R - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2021 | [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $907.30 |  | 6.550% | $0.00 | 1.7 |  |  |  | No | No | 9.875% | 0 | 3 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX |  | No |  | 34 |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 4.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 0 |  |  | No |  | $0.00 | $3887.05 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000028960 | XXXXX |  | N/A |  |  |  | No | No | $1490.00 | $3344.92 |  | 11.764% | XXXXX | $701.71 | 11.250% | No | No | Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $12191.40 | 1 | $6679.20 | $1217.04 | $556.60 | $101.42 |  |  |  |  |  | 43.723% | 43.723% | 43.723% | 02/13/2024 | 710 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Non-Primary Income - Housing Allowance]; Paystubs - 2024<br> [Borrower - \| Non-Primary Income - Rations]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2022<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2022<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2021<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2021<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2021 | [Borrower]; 4506-C - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1040 - 2021<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1040 - 2022<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1040 - 2021<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1490.00 |  | 6.770% | $0.00 | 2.8 |  |  |  | N/A | No | 11.250% | 2 | 0 | 2 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No |  |  | No | No |  | $12152.96 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000033843 | XXXXX |  | Non QM |  |  |  | Yes | No | $2089.76 | $2497.76 |  | 9.968% | XXXXX | $1168.45 | 9.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5183.37 | 1 | $1428.12 | $816.00 | $119.01 | $68.00 |  |  |  |  |  | 39.985% | 39.985% | 39.985% | 04/15/2024 | 764 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2089.76 |  | 6.950% | $0.00 | 1 |  |  |  | Yes | No | 9.750% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 27 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.15 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000034738 | XXXXX |  | Non QM |  |  |  | Yes | No | $21368.35 | $24366.90 |  | 8.806% | XXXXX | $3418.26 | 8.250% | No | No | Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7187.22 | 1 | $9806.28 | $2277.96 | $817.19 | $189.83 |  |  |  |  |  | 49.169% | 49.169% | 49.169% | 05/01/2024 | 744 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Third Party Verification - 2024<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Third Party Verification - 2024<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Coborrower(s) - \| Non-Primary Income - Sole Proprietor]; Third Party Verification - 2024<br> [Coborrower(s) - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $21368.35 |  | 7.190% | $0.00 | 2.4 |  |  |  | No | No | 8.250% | 1 | 0 | 1 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $806.11 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000035700 | XXXXX |  | Non QM |  |  |  | Yes | No | $5894.00 | $6333.62 |  | 10.178% | XXXXX | $1304.98 | 9.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9509.85 | 1 | $2441.04 | $4946.04 | $203.42 | $412.17 |  |  |  |  |  | 37.605% | 37.605% | 37.605% | 05/08/2024 | 714 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $5894.00 |  | 7.000% | $0.00 |  |  |  |  | N/A | No | 9.500% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 28 | 28 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $6925.67 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000038265 | XXXXX |  | Non QM |  |  |  | Yes | No | $695.00 | $1357.19 |  | 8.351% | XXXXX | $866.59 | 8.125% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $20850.55 | 1 | $15547.08 | $2313.96 | $1295.59 | $192.83 |  |  |  |  |  | 22.989% | 22.989% | 22.989% | 05/30/2024 | 814 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $695.00 |  | 6.550% | $0.00 |  |  |  |  | N/A | No | 8.125% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 15 | 7 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $12041.80 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| XXXXX | 6000093762 | XXXXX |  | Non QM |  |  |  | Yes | No | $3750.00 | $5240.62 |  | 10.279% | XXXXX | $1172.27 | 9.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7167.55 | 1 | $2877.84 | $5235.00 | $239.82 | $436.25 |  |  |  |  |  | 37.330% | 37.330% | 37.330% | 04/11/2024 | 745 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $3750.00 |  | 6.960% | $0.00 |  |  |  |  | No | No | 9.875% | 1 |  | 0 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 28 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000093763 | XXXXX |  | Non QM |  |  |  | Yes | No | $3367.00 | $4652.23 |  | 10.458% | XXXXX | $996.92 | 10.000% | No | No | Not Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $4917.55 | 1 | $7109.76 | $1490.04 | $592.48 | $124.17 |  |  |  |  |  | 46.559% | 46.559% | 46.559% | 05/08/2024 | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1040 - 2022<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; Transcripts (1040) - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $3367.00 |  | 7.080% | $0.00 |  |  |  |  | N/A | No | 10.000% | 0 | 2 | 2 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  | 30 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $8368.69 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 6000093765 | XXXXX |  | Non QM |  |  |  | Yes | No | $2095.02 | $2838.70 |  | 10.283% | XXXXX | $425.00 | 9.625% | No | No | Not Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $2352.64 | 1 | $3044.04 | $1704.96 | $253.67 | $142.08 |  |  |  |  |  | 43.537% | 43.537% | 43.537% | 06/04/2024 | 741 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2095.02 |  | 7.080% | $0.00 |  |  |  |  | No | No | 9.625% | 0 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  | 12 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $4166.66 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000093768 | XXXXX |  | Non QM |  |  |  | Yes | No | $2095.02 | $2848.80 |  | 10.276% | XXXXX | $425.00 | 9.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3822.86 | 1 | $4740.00 | $1061.40 | $395.00 | $88.45 |  |  |  |  |  | 42.114% | 42.114% | 42.114% | 05/29/2024 | 731 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2095.02 |  | 6.940% | $0.00 |  |  |  |  | No | No | 9.625% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 36 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000093769 | XXXXX |  | Non QM |  |  |  | Yes | No | $2825.00 | $3377.75 |  | 9.621% | XXXXX | $877.34 | 9.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3687.99 | 1 | $3556.92 | $4044.96 | $296.41 | $337.08 |  |  |  |  |  | 34.678% | 34.678% | 34.678% | 05/24/2024 | 753 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2825.00 |  | 6.380% | $0.00 |  |  |  |  | No | No | 9.000% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 29 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| XXXXX | 6000093770 | XXXXX |  | Non QM |  |  |  | Yes | No | $2318.02 | $3613.76 |  | 12.269% | XXXXX | $649.91 | 11.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4407.26 | 1 | $1601.52 | $3546.48 | $133.46 | $295.54 |  |  |  |  |  | 41.515% | 41.515% | 41.515% | 05/08/2024 | 685 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | 2 | 0 |  |  | XXXXX | $2318.02 |  | 6.950% | $0.00 | 1 |  |  |  | Yes | No | 11.625% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 0 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000093771 | XXXXX |  | Non QM |  |  |  | Yes | No | $2250.00 | $3137.49 |  | 10.843% | XXXXX | $537.66 | 10.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5801.86 | 1 | $1413.84 | $2448.72 | $117.82 | $204.06 |  |  |  |  |  | 39.325% | 39.325% | 39.325% | 05/13/2024 | 718 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2250.00 |  | 6.950% | $0.00 | 2.9 |  |  |  | No | No | 10.250% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 11 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000093772 | XXXXX |  | Non QM |  |  |  | Yes | No | $2595.00 | $3248.13 |  | 11.237% | XXXXX | $700.11 | 10.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8818.49 | 1 | $2985.60 | $3323.04 | $248.80 | $276.92 |  |  |  |  |  | 35.780% | 35.780% | 35.780% | 05/13/2024 | 683 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2595.00 |  | 6.950% | $0.00 | 1.1 |  |  |  | Yes | No | 10.750% | 2 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 30 | 30 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $6875.06 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000093773 | XXXXX |  | Non QM |  |  |  | Yes | No | $3003.00 | $4105.68 |  | 12.030% | XXXXX | $900.17 | 11.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9244.99 | 1 | $6030.72 | $1387.80 | $502.56 | $115.65 |  |  |  |  |  | 43.012% | 43.012% | 43.012% | 05/14/2024 | 679 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2024<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Coborrower(s) - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $3003.00 |  | 7.080% | $0.00 | 1 |  |  |  | Yes | No | 11.500% | 2 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 29 | 30 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $4930.00 | $4211.42 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000093774 | XXXXX |  | Non QM |  |  |  | Yes | No | $2095.02 | $2605.62 |  | 10.451% | XXXXX | $434.18 | 9.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2218.30 | 1 | $1966.56 | $2115.96 | $163.88 | $176.33 |  |  |  |  |  | 49.846% | 49.846% | 49.846% | 05/16/2024 | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2095.02 |  | 6.960% | $0.00 | 1.1 |  |  |  | Yes | No | 9.875% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 30 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000093775 | XXXXX |  | Non QM |  |  |  | Yes | No | $3249.00 | $4251.94 |  | 11.334% | XXXXX | $1015.49 | 10.875% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $3983.44 | 1 | $5130.48 | $1449.96 | $427.54 | $120.83 |  |  |  |  |  | 42.813% | 42.813% | 42.813% | 04/26/2024 | 695 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Primary Income - Social Security]; 1099-SSA - 2023<br> [Coborrower(s) - \| Primary Income - Social Security]; Account Statements - 2024<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099-SSA - 2023<br> [Coborrower(s) - \| Non-Primary Income - Pension]; Account Statements - 2024<br> [Coborrower(s) - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024<br> [Coborrower(s) - \| Non-Primary Income - Pension]; 1099-R - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Account Transcripts - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; Account Transcripts - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $3249.00 |  | 6.960% | $0.00 |  |  |  |  | Yes | No | 10.875% | 0 | 0 | 0 | 0 | 3 | 3 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $5306.85 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000093776 | XXXXX |  | Non QM |  |  |  | Yes | No | $2645.00 | $3145.66 |  | 10.720% | XXXXX | $694.48 | 10.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6769.11 | 1 | $3178.56 | $5202.96 | $264.88 | $433.58 |  |  |  |  |  | 47.358% | 47.358% | 47.358% | 05/23/2024 | 719 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2645.00 |  | 6.940% | $0.00 | 1 |  |  |  | Yes | No | 10.250% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 28 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000093778 | XXXXX |  | Non QM |  |  |  | Yes | No | $2395.00 | $2958.04 |  | 9.841% | XXXXX | $664.12 | 9.125% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4275.08 | 1 | $1782.48 | $2925.96 | $148.54 | $243.83 |  |  |  |  |  | 43.127% | 43.127% | 43.127% | 05/22/2024 | 734 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2395.00 |  | 6.400% | $0.00 | 1 |  |  |  | Yes | No | 9.125% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| XXXXX | 4000037676 | XXXXX |  | Non QM |  |  |  | Yes | No | $2244.00 | $0.00 |  | 12.232% | XXXXX | $1100.29 | 12.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7789.54 | 1 | $6792.12 | $1322.04 | $566.01 | $110.17 |  |  |  |  |  | 34.972% | 34.972% | 34.972% | 05/20/2024 | 686 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2244.00 |  | 6.930% | $0.00 | 1 |  |  |  | Yes | No | 12.250% | 2 |  | 0 | 0 | 4 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 29 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee |  |  |  |  |  |  | 1 | XXXXX | 2.990% | XXXXX | XXXXX | XXXXX | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 34.35 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000038469 | XXXXX |  | Non QM |  |  |  | Yes | No | $5130.88 | $6252.17 |  | 12.172% | XXXXX | $1424.77 | 11.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5926.86 | 1 | $7687.44 | $1368.12 | $640.62 | $114.01 |  |  |  |  |  | 45.752% | 45.752% | 45.752% | 05/21/2024 | 758 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $5130.88 |  | 7.080% | $0.00 |  |  |  |  | N/A | No | 11.625% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000037841 | XXXXX |  | Non QM |  |  |  | Yes | No | $1460.00 | $1788.63 |  | 9.870% | XXXXX | $461.99 | 9.375% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $1919.98 | 1 | $1372.68 | $1200.00 | $114.39 | $100.00 |  |  |  |  |  | 42.540% | 42.540% | 42.540% | 05/22/2024 | 721 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2023 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1460.00 |  | 6.570% | $0.00 |  |  |  |  | N/A | No | 9.375% | 0 |  | 1 | 0 | 1 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000039078 | XXXXX |  | N/A |  |  |  | No | No | $4206.78 | $5020.28 |  | 9.633% | XXXXX | $731.00 | 9.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2444.78 | 1 | $15543.36 | $1290.84 | $1295.28 | $107.57 |  |  |  |  |  | 43.539% | 43.539% | 43.539% | 06/03/2024 | 724 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $4206.78 |  | 6.930% | $0.00 | 1 |  |  |  | No | No | 9.000% | 1 |  | 1 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 29 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 7.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000038586 | XXXXX |  | N/A |  |  |  | No | No | $1345.00 | $4415.82 |  | 10.884% | XXXXX | $3465.08 | 10.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8906.39 | 3 | $10389.12 | $5730.96 | $865.76 | $477.58 |  |  |  |  |  | 40.753% | 40.753% | 40.753% | 06/25/2024 | 724 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; CPA Letter - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2022 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1345.00 |  | 6.940% | $0.00 |  |  |  |  | N/A | No | 10.750% | 0 |  | 2 | 0 | 3 | 1 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 9 | 360 |
| XXXXX | 4000032016 | XXXXX |  | Non QM |  |  |  | Yes | No | $12750.00 | $13894.97 |  | 9.552% | XXXXX | $4113.38 | 9.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $148775.23 | 1 | $27866.04 | $6309.00 | $2322.17 | $525.75 |  |  |  |  |  | 12.842% | 12.842% | 12.842% | 03/29/2024 | 753 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Partnership (>= 25%)]; Other - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; Third Party Verification - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 1065 - 2022<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; K-1 - 2022<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 1065 - 2021<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; K-1 - 2021<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2021<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2021<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Business License - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2021<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2021<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Business License - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2021<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2021<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2021<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2021<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Other - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2022<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Business License - 2022<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2022<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2021<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2021<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2021<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2021<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2021<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2021<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Third Party Verification - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; Tax Return Extension - 2023<br> [Borrower]; Transcripts (1040) - No Results Returned - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1040 - 2021<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $12750.00 |  | 6.760% | $0.00 | 3.7 |  |  |  | Yes | No | 9.250% | 0 |  | 2 | 0 | 3 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 5.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000037018 | XXXXX |  | Non QM |  |  |  | Yes | No | $2355.00 | $2835.99 |  | 13.434% | XXXXX | $568.07 | 12.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4896.75 | 1 | $4163.16 | $2728.32 | $346.93 | $227.36 |  |  |  |  |  | 34.255% | 34.255% | 34.255% | 05/22/2024 | 704 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2355.00 |  | 6.520% | $0.00 | 2.6 |  |  |  | No | No | 12.500% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 240 |
| XXXXX | 4000038401 | XXXXX |  | Non QM |  |  |  | Yes | No | $3378.00 | $3870.64 |  | 10.666% | XXXXX | $794.52 | 9.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $10294.49 | 1 | $5299.44 | $1921.20 | $441.62 | $160.10 |  |  |  |  |  | 41.083% | 41.083% | 41.083% | 06/07/2024 | 713 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $3378.00 |  | 6.550% | $0.00 | 2.3 |  |  |  | N/A | No | 9.750% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX |  | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $12346.53 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| XXXXX | 4000036782 | XXXXX |  | N/A |  | Yes |  | No | No | $5697.75 | $6710.37 |  | 9.941% | XXXXX | $2609.52 | 9.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $13804.21 | 4 | $11208.36 | $5705.04 | $934.03 | $475.42 |  |  |  |  |  | 36.895% | 36.895% | 36.895% | 05/09/2024 | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 1040 - 2023<br> [Borrower]; 1040 - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $5697.75 |  | 6.360% | $0.00 |  |  |  |  | No | No | 9.500% | 2 |  | 2 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 25 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 6.59 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 180 |
| XXXXX | 4000035677 | XXXXX |  | Non QM |  |  |  | Yes | No | $3595.00 | $1639.98 |  | 10.353% | XXXXX | $665.12 | 10.125% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7909.88 | 1 | $5826.00 | $1596.96 | $485.50 | $133.08 |  |  |  |  |  | 28.624% | 28.624% | 28.624% | 05/06/2024 | 724 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2021<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2021 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $3595.00 |  | 7.220% | $0.00 |  |  |  |  | N/A | No | 10.125% | 3 | 3 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  | 29 |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $5714.17 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000038212 | XXXXX |  | N/A |  |  |  | No | No | $2379.85 | $3149.92 |  | 9.823% | XXXXX | $966.98 | 9.500% | No | No | Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $10442.55 | 1 | $3741.60 | $1065.96 | $311.80 | $88.83 |  |  |  |  |  | 44.406% | 44.406% | 44.406% | 06/03/2024 | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Business License - 2024<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; CPA Letter - 2024<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Third Party Verification - 2024<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2379.85 |  | 7.080% | $0.00 | 1 |  |  |  | Yes | No | 9.500% | 2 | 0 | 1 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  | 1 | XXXXX | 3.125% | XXXXX | XXXXX | XXXXX | No | Trustee | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $2672.33 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000037984 | XXXXX |  | Non QM |  |  |  | Yes | No | $2805.80 | $3262.68 |  | 9.783% | XXXXX | $539.84 | 9.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4628.50 | 1 | $865.68 | $1680.00 | $72.14 | $140.00 |  |  |  |  |  | 40.726% | 40.726% | 40.726% | 05/29/2024 | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2805.80 |  | 6.570% | $0.00 |  |  |  |  | N/A | No | 9.000% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000037494 | XXXXX |  | Non QM |  |  |  | Yes | No | $2773.00 | $3223.69 |  | 9.960% | XXXXX | $932.13 | 9.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $14265.00 | 1 | $1124.52 | $1686.00 | $93.71 | $140.50 |  |  |  |  |  | 24.734% | 24.734% | 24.734% | 05/20/2024 | 684 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2773.00 |  | 6.520% | $0.00 |  |  |  |  | N/A | No | 9.500% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 30 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.990% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000032707 | XXXXX |  | Non QM |  |  |  | Yes | No | $5146.90 | $8243.40 |  | 10.054% | XXXXX | $1954.98 | 9.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $19039.10 | 1 | $10080.48 | $2145.96 | $840.04 | $178.83 |  |  |  |  |  | 22.943% | 22.943% | 22.943% | 03/19/2024 | 723 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 | [Borrower]; 1040 - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $5146.90 |  | 6.760% | $0.00 | 2.6 |  |  |  | N/A | No | 9.625% | 0 |  | 1 | 0 | 3 | 1 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000039642 | XXXXX |  | Non QM |  |  |  | Yes | No | $6885.00 | $11835.54 |  | 13.349% | XXXXX | $3015.20 | 12.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $14808.20 | 1 | $17560.68 | $3881.04 | $1463.39 | $323.42 |  |  |  |  |  | 39.454% | 39.454% | 39.454% | 06/10/2024 | 703 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $6885.00 |  | 6.930% | $0.00 |  |  |  |  | N/A | No | 12.875% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 29 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.990% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000033234 | XXXXX |  | Non QM |  |  |  | Yes | No | $7010.00 | $8521.22 |  | 10.292% | XXXXX | $2170.87 | 9.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $12094.39 | 3 | $7831.80 | $4036.92 | $652.65 | $336.41 |  |  |  |  |  | 48.817% | 48.817% | 48.817% | 06/20/2024 | 717 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $7010.00 |  | 6.860% | $0.00 |  |  |  |  | N/A | No | 9.875% | 2 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 29 |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000038986 | XXXXX |  | Non QM |  |  |  | Yes | No | $4828.88 | $5241.38 |  | 9.221% | XXXXX | $1371.10 | 8.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $15018.85 | 1 | $5383.80 | $845.04 | $448.65 | $70.42 |  |  |  |  |  | 36.652% | 36.652% | 36.652% | 05/15/2024 | 811 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2022 | [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $4828.88 |  | 6.940% | $0.00 |  |  |  |  | N/A | No | 8.875% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 28 |  |  |  | Yes | Title Search | Fee Simple | Individual | Trustee |  |  |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 6 | 360 |
| XXXXX | 4000037694 | XXXXX |  | Non QM |  |  |  | Yes | No | $1141.25 | $1497.24 |  | 9.782% | XXXXX | $508.19 | 9.375% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $13274.53 | 1 | $7943.52 | $1899.96 | $661.96 | $158.33 |  |  |  |  |  | 25.674% | 25.674% | 25.674% | 05/30/2024 | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2024 | [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1141.25 |  | 6.470% | $0.00 | 2.6 |  |  |  | N/A | No | 9.375% | 2 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  | 29 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $10297.42 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000036950 | XXXXX |  | N/A |  |  |  | No | No | $1558.00 | $2697.73 |  | 10.400% | XXXXX | $1792.20 | 10.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $19142.60 | 1 | $8352.24 | $1135.20 | $696.02 | $94.60 |  |  |  |  |  | 35.384% | 35.384% | 35.384% | 04/15/2024 | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared (Unaudited) | [Borrower - \| Primary Income - C-Corp]; Other - 2024<br> [Borrower - \| Primary Income - C-Corp]; P&L Statement - 2024<br> [Borrower - \| Primary Income - C-Corp]; Third Party Verification - 2024<br> [Borrower - \| Primary Income - C-Corp]; 1120 - 2022<br> [Borrower - \| Primary Income - C-Corp]; 1120 - 2021 | [Borrower]; 4506-C - 2023<br> [Borrower]; Tax Return Extension - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1040 - 2021<br> [Borrower]; 4506-C - 2021<br> [Borrower]; Transcripts (1040) - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1558.00 |  | 6.960% | $0.00 | 1.2 |  |  |  | Yes | No | 10.250% | 0 |  | 2 | 0 | 3 | 2 |  |  | 3.97 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 70.64 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 | 360 |
| XXXXX | 4000039498 | XXXXX |  | Non QM |  |  |  | Yes | No | $4614.81 | $4860.86 |  | 11.160% | XXXXX | $2537.98 | 10.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $14651.81 | 1 | $5743.80 | $1344.00 | $478.65 | $112.00 |  |  |  |  |  | 29.662% | 29.656% | 29.656% | 05/25/2024 | 681 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 4506-C - 2020<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $4614.81 |  | 6.400% | $0.00 | 1 |  |  |  | Yes | No | 10.750% | 2 | 1 | 0 | 0 | 4 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $11740.21 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| XXXXX | 4000036315 | XXXXX |  | Non QM |  |  |  | Yes | No | $2640.40 | $3467.15 |  | 9.629% | XXXXX | $629.81 | 9.000% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $4913.49 | 1 | $1711.68 | $2601.48 | $142.64 | $216.79 |  |  |  |  |  | 48.785% | 48.785% | 48.785% | 05/16/2024 | 748 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Non-Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Non-Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2640.40 |  | 6.860% | $0.00 |  |  |  |  | No | No | 9.000% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 29 | 29 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $6663.78 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000032936 | XXXXX |  | Non QM |  |  |  | Yes | No | $2139.00 | $2839.17 |  | 9.483% | XXXXX | $441.86 | 8.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2623.16 | 1 | $2687.76 | $1416.96 | $223.98 | $118.08 |  |  |  |  |  | 41.009% | 41.009% | 41.009% | 04/05/2024 | 819 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2139.00 |  | 6.500% | $0.00 |  |  |  |  | N/A | No | 8.750% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 30 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000037732 | XXXXX |  | Non QM |  |  |  | Yes | No | $2412.41 | $2925.86 |  | 13.340% | XXXXX | $997.76 | 12.875% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $4352.23 | 1 | $10283.88 | $1652.04 | $856.99 | $137.67 |  |  |  |  |  | 49.952% | 49.952% | 49.952% | 05/17/2024 | 681 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Primary Income - Social Security]; 1099-SSA - 2023<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2023<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2013<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099-SSA - 2023 | [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - No Results Returned - 2023<br> [Coborrower]; Transcripts (1040) - No Results Returned - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2412.41 |  | 6.950% | $0.00 | 1 |  |  |  | Yes | No | 12.875% | 0 | 0 | 0 | 0 | 1 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $2604.63 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000041505 | XXXXX |  | Non QM |  |  |  | Yes | No | $3145.00 | $4247.57 |  | 8.994% | XXXXX | $1180.05 | 8.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10195.43 | 1 | $7469.28 | $1821.96 | $622.44 | $151.83 |  |  |  |  |  | 34.645% | 34.645% | 34.645% | 06/17/2024 | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $3145.00 |  | 6.860% | $0.00 |  |  |  |  | N/A | No | 8.750% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000039093 | XXXXX |  | Non QM |  |  |  | Yes | No | $3000.00 | $5896.05 |  | 9.751% | XXXXX | $813.63 | 9.125% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2595.51 | 1 | $3901.44 | $681.96 | $325.12 | $56.83 |  |  |  |  |  | 47.554% | 47.554% | 47.554% | 06/11/2024 | 719 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Primary Income - Pension]; Other - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; Other - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $3000.00 |  | 6.940% | $0.00 | 1.5 |  |  |  | N/A | No | 9.125% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000038775 | XXXXX |  | Non QM |  |  |  | Yes | No | $5469.00 | $7024.45 |  | 9.955% | XXXXX | $1771.05 | 9.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $17202.92 | 1 | $6818.52 | $2202.96 | $568.21 | $183.58 |  |  |  |  |  | 33.773% | 33.773% | 33.773% | 06/12/2024 | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $5469.00 |  | 6.580% | $0.00 |  |  |  |  | N/A | No | 9.500% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $10417.33 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000038600 | XXXXX |  | Non QM |  |  |  | Yes | No | $5169.00 | $6686.53 |  | 9.717% | XXXXX | $1602.77 | 9.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7433.21 | 1 | $2810.16 | $701.04 | $234.18 | $58.42 |  |  |  |  |  | 34.413% | 34.413% | 34.413% | 06/10/2024 | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $5169.00 |  | 6.580% | $0.00 |  |  |  |  | N/A | No | 9.250% | 1 |  | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000040132 | XXXXX |  | Non QM |  |  |  | Yes | No | $1418.50 | $2743.78 |  | 9.537% | XXXXX | $781.54 | 9.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5984.27 | 1 | $8545.20 | $1001.04 | $712.10 | $83.42 |  |  |  |  |  | 44.761% | 44.761% | 44.761% | 06/04/2024 | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1418.50 |  | 6.860% | $0.00 | 1.1 |  |  |  | Yes | No | 9.250% | 2 |  | 0 | 0 | 4 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 17 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 9.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000039360 | XXXXX |  | Non QM |  |  |  | Yes | No | $2906.00 | $540.00 |  | 9.641% | XXXXX | $940.31 | 9.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $12210.21 | 1 | $4138.92 | $979.20 | $344.91 | $81.60 |  |  |  |  |  | 26.919% | 26.919% | 26.919% | 06/17/2024 | 682 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2906.00 |  | 6.530% | $0.00 | 2.6 |  |  |  | Yes | No | 9.625% | 2 |  | 0 | 0 | 4 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 29 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 1.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000039278 | XXXXX |  | Non QM |  |  |  | Yes | No | $4239.00 | $5154.79 |  | 10.469% | XXXXX | $1051.78 | 9.625% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $12255.37 | 1 | $5117.76 | $980.64 | $426.48 | $81.72 |  |  |  |  |  | 34.931% | 34.931% | 34.931% | 06/17/2024 | 727 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $4239.00 |  | 6.400% | $0.00 | 1 |  |  |  | N/A | No | 9.625% | 2 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.990% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $2174.00 | $4781.14 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| XXXXX | 4000038924 | XXXXX |  | Non QM |  |  |  | Yes | No | $3492.68 | $4013.03 |  | 8.703% | XXXXX | $917.29 | 8.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3400.52 | 1 | $2676.72 | $2005.32 | $223.06 | $167.11 |  |  |  |  |  | 45.592% | 45.592% | 45.592% | 03/21/2024 | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $3492.68 |  | 6.940% | $0.00 | 1 |  |  |  | Yes | No | 8.375% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 0 |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000040455 | XXXXX |  | Non QM |  |  |  | Yes | No | $1446.00 | $2537.06 |  | 9.304% | XXXXX | $899.73 | 9.000% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5425.80 | 1 | $14234.28 | $1695.00 | $1186.19 | $141.25 |  |  |  |  |  | 45.205% | 45.205% | 45.205% | 06/06/2024 | 748 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1446.00 |  | 6.450% | $0.00 |  |  |  |  | No | No | 9.000% | 2 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 30 | 30 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $5735.26 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 240 |
| XXXXX | 4000039736 | XXXXX |  | Non QM |  |  |  | Yes | No | $5045.00 | $1892.20 |  | 9.994% | XXXXX | $1042.02 | 9.875% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4581.93 | 1 | $6279.12 | $1021.92 | $523.26 | $85.16 |  |  |  |  |  | 48.738% | 48.738% | 48.738% | 06/03/2024 | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - IRA Distribution]; Account Statements - 2024<br> [Borrower - \| Primary Income - IRA Distribution]; 1099-R - 2023<br> [Borrower - \| Primary Income - IRA Distribution]; 1099-R - 2022<br> [Borrower - \| Non-Primary Income - IRA Distribution]; Account Statements - 2024<br> [Borrower - \| Non-Primary Income - IRA Distribution]; 1099-R - 2023<br> [Borrower - \| Non-Primary Income - IRA Distribution]; 1099-R - 2022<br> [Borrower - \| Non-Primary Income - Social Security]; 1099-SSA - 2023<br> [Borrower - \| Non-Primary Income - Social Security]; 1099-SSA - 2022 | [Borrower]; 4506-C - 2023 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $5045.00 |  | 6.860% | $0.00 |  |  |  |  | N/A | No | 9.875% | 0 |  | 0 | 0 | 1 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000041507 | XXXXX |  | Non QM |  |  |  | Yes | No | $4320.00 | $4753.73 |  | 8.912% | XXXXX | $2006.09 | 8.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8680.88 | 1 | $13439.40 | $1640.16 | $1119.95 | $136.68 |  |  |  |  |  | 37.591% | 37.591% | 37.591% | 06/07/2024 | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; Tax Return Extension - 2023<br> [Borrower]; Transcripts (1040) - No Results Returned - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $4320.00 |  | 6.860% | $0.00 |  |  |  |  | Yes | No | 8.750% | 2 |  | 1 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.19 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000040659 | XXXXX |  | N/A |  |  |  | No | No | $1949.00 | $4322.46 |  | 11.288% | XXXXX | $2139.91 | 11.125% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $13759.84 | 1 | $10352.16 | $1274.04 | $862.68 | $106.17 |  |  |  |  |  | 40.623% | 40.623% | 40.623% | 04/23/2024 | 705 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 4506-C - 2020<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1949.00 |  | 6.860% | $0.00 | 1.3 |  |  |  | Yes | No | 11.125% | 2 | 2 | 1 | 0 | 4 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 28 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  | 1 | XXXXX | 4.000% | XXXXX | XXXXX | XXXXX | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $6824.96 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000038106 | XXXXX |  | Non QM |  |  |  | Yes | No | $2322.00 | $4168.38 |  | 10.177% | XXXXX | $1755.14 | 10.000% | No | No | Non-Employment Income | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5698.29 | 1 | $12963.48 | $1350.00 | $1080.29 | $112.50 |  |  |  |  |  | 48.122% | 48.122% | 48.122% | 06/04/2024 | 708 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2021<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2020<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2322.00 |  | 7.080% | $0.00 |  |  |  |  | N/A | No | 10.000% | 0 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  | 29 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 4.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $5477.95 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000040699 | XXXXX |  | Non QM |  |  |  | Yes | No | $1481.00 | $2793.69 |  | 9.739% | XXXXX | $1699.98 | 9.625% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7378.61 | 1 | $1801.20 | $4476.96 | $150.10 | $373.08 |  |  |  |  |  | 27.889% | 27.889% | 27.889% | 06/12/2024 | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1481.00 |  | 6.860% | $0.00 |  |  |  |  | No | No | 9.625% | 2 | 3 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $3819.24 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000038948 | XXXXX |  | Non QM |  |  |  | Yes | No | $3336.50 | $3897.75 |  | 9.836% | XXXXX | $680.84 | 9.125% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7430.06 | 1 | $2937.84 | $1485.00 | $244.82 | $123.75 |  |  |  |  |  | 38.132% | 38.132% | 38.132% | 06/13/2024 | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2023<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Coborrower(s) - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024<br> [Coborrower(s) - \| Non-Primary Income - Pension]; 1099-R - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $3336.50 |  | 6.580% | $0.00 |  |  |  |  | N/A | No | 9.125% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $5043.01 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000041530 | XXXXX |  | N/A |  |  |  | No | No | $2945.62 | $3892.98 |  | 10.550% | XXXXX | $697.63 | 10.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10807.09 | 1 | $3848.28 | $558.00 | $320.69 | $46.50 |  |  |  |  |  | 40.384% | 40.384% | 40.384% | 05/14/2024 | 785 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2945.62 |  | 6.990% | $0.00 | 1 |  |  |  | N/A | No | 10.000% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 29 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 23.34 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 5 | 360 |
| XXXXX | 4000042971 | XXXXX |  | Non QM |  |  |  | Yes | No | $2550.00 | $3579.66 |  | 10.244% | XXXXX | $1491.87 | 10.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5902.04 | 1 | $5436.48 | $1160.04 | $453.04 | $96.67 |  |  |  |  |  | 43.341% | 43.341% | 43.341% | 06/04/2024 | 758 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2550.00 |  | 6.930% | $0.00 | 1.5 |  |  |  | N/A | No | 10.000% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000038944 | XXXXX |  | Non QM |  |  |  | Yes | No | $1595.00 | $586.58 |  | 11.868% | XXXXX | $1182.04 | 11.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4516.24 | 1 | $3191.40 | $3210.48 | $265.95 | $267.54 |  |  |  |  |  | 40.577% | 40.577% | 40.577% | 06/18/2024 | 736 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1595.00 |  | 6.940% | $0.00 | 1 |  |  |  | Yes | No | 11.875% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 29 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000038767 | XXXXX |  | Non QM |  |  |  | Yes | No | $845.00 | $1540.74 |  | 10.013% | XXXXX | $1435.13 | 9.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6148.69 | 1 | $4609.20 | $3306.96 | $384.10 | $275.58 |  |  |  |  |  | 46.485% | 46.485% | 46.485% | 06/10/2024 | 753 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - Sole Proprietor]; Balance Sheet - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; Business License - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; CPA Letter - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $845.00 |  | 6.400% | $0.00 | 1 |  |  |  | N/A | No | 9.875% | 0 |  | 2 | 0 | 2 | 0 |  |  | 5.97 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 240 |
| XXXXX | 4000038967 | XXXXX |  | Non QM |  |  |  | Yes | No | $1658.25 | $2241.69 |  | 10.271% | XXXXX | $798.59 | 10.000% | No | No | Not Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8790.64 | 1 | $2712.84 | $2272.20 | $226.07 | $189.35 |  |  |  |  |  | 44.480% | 44.480% | 44.480% | 06/06/2024 | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; Tax Return Extension - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1040 - 2021<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Tax Return Extension - 2023<br> [Coborrower]; 1040 - 2022<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1040 - 2021<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1658.25 |  | 6.940% | $0.00 | 2.8 |  |  |  | Yes | No | 10.000% | 0 | 0 | 2 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  | 4 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 4.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $15833.34 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000039946 | XXXXX |  | Non QM |  |  |  | Yes | No | $2358.72 | $2889.64 |  | 12.750% | XXXXX | $568.04 | 11.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2602.10 | 1 | $2640.48 | $2514.96 | $220.04 | $209.58 |  |  |  |  |  | 46.783% | 46.783% | 46.783% | 07/01/2024 | 698 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2358.72 |  | 6.530% | $0.00 | 3.3 |  |  |  | N/A | No | 11.875% | 2 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.990% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000093780 | XXXXX |  | Non QM |  |  |  | Yes | No | $2095.02 | $2459.09 |  | 9.675% | XXXXX | $406.82 | 9.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3078.83 | 1 | $785.64 | $2994.00 | $65.47 | $249.50 |  |  |  |  |  | 48.686% | 48.686% | 48.686% | 06/14/2024 | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2095.02 |  | 6.930% | $0.00 |  |  |  |  | No | No | 9.125% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX |  | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000093782 | XXXXX |  | Non QM |  |  |  | Yes | No | $2193.00 | $3015.48 |  | 9.859% | XXXXX | $451.65 | 9.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4642.96 | 1 | $6474.24 | $1900.80 | $539.52 | $158.40 |  |  |  |  |  | 42.857% | 42.857% | 42.857% | 06/26/2024 | 710 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2193.00 |  | 6.860% | $0.00 |  |  |  |  | No | No | 9.250% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000093783 | XXXXX |  | Non QM |  |  |  | Yes | No | $3095.00 | $4049.02 |  | 9.685% | XXXXX | $822.68 | 9.250% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5517.48 | 1 | $2199.00 | $1802.76 | $183.25 | $150.23 |  |  |  |  |  | 40.614% | 40.614% | 40.614% | 06/15/2024 | 733 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1040 - 2022<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; Transcripts (1040) - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $3095.00 |  | 6.860% | $0.00 |  |  |  |  | No | No | 9.250% | 0 | 2 | 2 | 0 | 3 | 2 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  | 30 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac Advanced | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No |  |  |  | No |  | $0.00 | $6214.08 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000093784 | XXXXX |  | Non QM |  |  |  | Yes | No | $2881.00 | $3437.35 |  | 9.916% | XXXXX | $750.88 | 9.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2529.39 | 1 | $2197.44 | $585.96 | $183.12 | $48.83 |  |  |  |  |  | 47.128% | 47.128% | 47.128% | 05/28/2024 | 705 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  | 0 | 0 | 0 |  |  | XXXXX | $2881.00 |  | 6.860% | $0.00 |  |  |  |  | N/A | No | 9.500% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000093785 | XXXXX |  | Non QM |  |  |  | Yes | No | $3247.00 | $3891.27 |  | 9.761% | XXXXX | $894.96 | 9.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9435.21 | 1 | $3564.60 | $5486.76 | $297.05 | $457.23 |  |  |  |  |  | 33.561% | 33.561% | 33.561% | 07/01/2024 | 747 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $3247.00 |  | 6.860% | $0.00 |  |  |  |  | No | No | 9.375% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000093786 | XXXXX |  | Non QM |  |  |  | Yes | No | $3315.00 | $3844.75 |  | 9.372% | XXXXX | $893.13 | 9.000% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $15738.99 | 1 | $7987.32 | $2090.04 | $665.61 | $174.17 |  |  |  |  |  | 36.500% | 36.500% | 36.500% | 07/02/2024 | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Non-Primary Income - Pension]; Account Statements - 2024<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $3315.00 |  | 6.860% | $0.00 |  |  |  |  | No | No | 9.000% | 2 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No |  |  | No | No |  | $0.00 | $5033.34 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 6000093787 | XXXXX |  | Non QM |  |  |  | Yes | No | $2395.00 | $2953.44 |  | 10.272% | XXXXX | $558.45 | 9.750% | No | No | Not Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $4869.38 | 1 | $2520.72 | $3464.04 | $210.06 | $288.67 |  |  |  |  |  | 31.357% | 31.357% | 31.357% | 06/29/2024 | 701 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2395.00 |  | 6.860% | $0.00 |  |  |  |  | N/A | No | 9.750% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  | 30 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No |  |  |  | No |  | $0.00 | $7093.80 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000093788 | XXXXX |  | Non QM |  |  |  | Yes | No | $2175.00 | $2533.00 |  | 9.522% | XXXXX | $434.50 | 9.000% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6413.74 | 1 | $5641.68 | $4499.04 | $470.14 | $374.92 |  |  |  |  |  | 38.331% | 38.331% | 38.331% | 07/01/2024 | 753 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2175.00 |  | 6.900% | $0.00 |  |  |  |  | No | No | 9.000% | 2 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search |  | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000093790 | XXXXX |  | Non QM |  |  |  | Yes | No | $3695.00 | $4286.25 |  | 10.881% | XXXXX | $1189.16 | 10.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6587.00 | 1 | $3430.32 | $5559.96 | $285.86 | $463.33 |  |  |  |  |  | 32.322% | 32.322% | 32.322% | 06/11/2024 | 682 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $3695.00 |  | 6.860% | $0.00 | 1.5 |  |  |  | Yes | No | 10.500% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 30 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000093791 | XXXXX |  | Non QM |  |  |  | Yes | No | $2310.00 | $3048.75 |  | 9.802% | XXXXX | $644.06 | 9.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3984.16 | 1 | $2825.04 | $2512.92 | $235.42 | $209.41 |  |  |  |  |  | 48.796% | 48.796% | 48.796% | 06/18/2024 | 721 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2310.00 |  | 6.400% | $0.00 |  |  |  |  | No | No | 9.000% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 30 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| XXXXX | 6000093792 | XXXXX |  | Non QM |  |  |  | Yes | No | $2095.02 | $2774.32 |  | 11.197% | XXXXX | $544.99 | 10.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3327.73 | 1 | $3008.04 | $2373.96 | $250.67 | $197.83 |  |  |  |  |  | 42.926% | 42.926% | 42.926% | 06/28/2024 | 677 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  | 1 |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2095.02 |  | 6.550% | $0.00 | 3 |  |  |  | No | No | 10.250% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 30 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| XXXXX | 6000093793 | XXXXX |  | Non QM |  |  |  | Yes | No | $2578.00 | $2952.50 |  | 9.906% | XXXXX | $557.85 | 9.000% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9520.10 | 1 | $2661.12 | $1227.96 | $221.76 | $102.33 |  |  |  |  |  | 27.800% | 27.800% | 27.800% | 06/19/2024 | 744 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2578.00 |  | 6.400% | $0.00 | 1.7 |  |  |  | Yes | No | 9.000% | 2 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 31 | 30 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No |  |  |  | No |  | $0.00 | $7441.42 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| XXXXX | 4000043130 | XXXXX |  | Non QM |  |  |  | Yes | No | $3089.00 | $4272.25 |  | 9.770% | XXXXX | $998.10 | 9.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5740.27 | 1 | $6635.64 | $1432.08 | $552.97 | $119.34 |  |  |  |  |  | 40.913% | 40.913% | 40.913% | 03/27/2024 | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Borrower - \| Non-Primary Income - Pension]; Account Statements - 2024<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $3089.00 |  | 6.930% | $0.00 | 1 |  |  |  | Yes | No | 9.375% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Trustee |  |  |  |  |  |  | 1 | XXXXX | 2.687% | XXXXX | XXXXX | XXXXX | No | Trustee | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000041366 | XXXXX |  | Non QM |  |  |  | Yes | No | $1399.00 | $2035.87 |  | 9.989% | XXXXX | $552.49 | 9.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6119.22 | 1 | $9595.08 | $2648.16 | $799.59 | $220.68 |  |  |  |  |  | 49.358% | 49.358% | 49.358% | 07/09/2024 | 727 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1399.00 |  | 6.990% | $0.00 |  |  |  |  | N/A | No | 9.625% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000039990 | XXXXX |  | Non QM |  |  |  | Yes | No | $2717.49 | $3166.52 |  | 10.285% | XXXXX | $489.17 | 9.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2985.41 | 1 | $3640.32 | $2517.96 | $303.36 | $209.83 |  |  |  |  |  | 49.994% | 49.994% | 49.994% | 06/25/2024 | 727 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2717.49 |  | 6.950% | $0.00 |  |  |  |  | N/A | No | 9.625% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 30 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000041117 | XXXXX |  | Non QM |  |  |  | Yes | No | $3914.00 | $4786.07 |  | 9.501% | XXXXX | $852.90 | 9.000% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4017.94 | 1 | $2764.32 | $1259.76 | $230.36 | $104.98 |  |  |  |  |  | 48.042% | 48.042% | 48.042% | 06/07/2024 | 737 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Account Statements - 2024<br> [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $3914.00 |  | 6.860% | $0.00 | 1 |  |  |  | N/A | No | 9.000% | 0 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.09 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000041531 | XXXXX |  | Non QM |  |  |  | Yes | No | $2837.75 | $3889.73 |  | 10.465% | XXXXX | $651.26 | 9.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3785.53 | 1 | $6036.36 | $1101.24 | $503.03 | $91.77 |  |  |  |  |  | 46.051% | 46.051% | 46.051% | 06/26/2024 | 733 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2837.75 |  | 6.990% | $0.00 | 2.2 |  |  |  | N/A | No | 9.875% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 30 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000040815 | XXXXX |  | Non QM |  |  |  | Yes | No | $500.00 | $972.71 |  | 9.913% | XXXXX | $806.24 | 9.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7295.95 | 1 | $2758.32 | $4848.00 | $229.86 | $404.00 |  |  |  |  |  | 37.463% | 37.463% | 37.463% | 07/01/2024 | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $500.00 |  | 6.530% | $0.00 | 1.7 |  |  |  | Yes | No | 9.750% | 0 |  | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 14 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000041738 | XXXXX |  | Non QM |  |  |  | Yes | No | $1345.00 | $2128.49 |  | 11.773% | XXXXX | $1005.49 | 11.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4775.61 | 1 | $6348.36 | $1929.00 | $529.03 | $160.75 |  |  |  |  |  | 44.897% | 44.897% | 44.897% | 06/24/2024 | 726 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; Other - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; WVOE - 2023 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1345.00 |  | 6.990% | $0.00 | 1 |  |  |  | Yes | No | 11.500% | 1 |  | 2 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 8 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 6.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 23.81 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000038779 | XXXXX |  | Exempt from ATR |  | Yes |  | Yes | No | $4730.00 | $6127.00 |  | 12.416% | XXXXX | $2016.08 | 12.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $11771.52 | 1 | $13710.00 | $1739.16 | $1142.50 | $144.93 |  |  |  |  |  | 47.446% | 47.446% | 47.446% | 05/10/2024 | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Social Security]; 1099-SSA - 2023<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2023<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2023 |  | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $4730.00 |  | 6.940% | $0.00 | 1.3 |  |  |  | Yes | No | 12.000% | 1 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 29 |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.85 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000041128 | XXXXX |  | Non QM |  |  |  | Yes | No | $1731.70 | $2224.40 |  | 9.516% | XXXXX | $528.86 | 9.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5993.11 | 1 | $1835.76 | $1902.96 | $152.98 | $158.58 |  |  |  |  |  | 29.956% | 29.956% | 29.956% | 07/02/2024 | 703 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1731.70 |  | 6.860% | $0.00 |  |  |  |  | N/A | No | 9.125% | 0 |  | 1 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 31 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000040594 | XXXXX |  | Non QM |  |  |  | Yes | No | $3244.00 | $3675.13 |  | 9.150% | XXXXX | $694.26 | 8.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8676.29 | 1 | $5161.08 | $1281.96 | $430.09 | $106.83 |  |  |  |  |  | 28.153% | 28.153% | 28.153% | 06/28/2024 | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 1040 - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $3244.00 |  | 6.470% | $0.00 |  |  |  |  | N/A | No | 8.500% | 2 |  | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX |  | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000042760 | XXXXX |  | Non QM |  |  |  | Yes | No | $4063.40 | $5370.24 |  | 9.351% | XXXXX | $1426.72 | 8.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8570.62 | 1 | $8272.68 | $1266.96 | $689.39 | $105.58 |  |  |  |  |  | 48.638% | 48.638% | 48.638% | 06/13/2024 | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $4063.40 |  | 6.400% | $0.00 | 1.3 |  |  |  | Yes | No | 8.875% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 29 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000039551 | XXXXX |  | Non QM |  |  |  | Yes | No | $4944.63 | $6383.73 |  | 10.112% | XXXXX | $1868.66 | 9.750% | No | Yes | Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8313.04 | 1 | $10917.24 | $576.96 | $909.77 | $48.08 |  |  |  |  |  | 49.959% | 49.959% | 49.959% | 07/26/2024 | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Non-Primary Income - Wages]; Employer Letter - 2024<br> [Borrower - \| Non-Primary Income - Wages]; Other - 2024<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Non-Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Non-Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Non-Primary Income - Housing Allowance]; Other - 2024<br> [Borrower - \| Non-Primary Income - Housing Allowance]; WVOE - 2024<br> [Borrower - \| Non-Primary Income - Housing Allowance]; Employer Letter - 2023<br> [Borrower - \| Non-Primary Income - Housing Allowance]; Employer Letter - 2024<br> [Borrower - \| Non-Primary Income - Housing Allowance]; WVOE - 2024<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; CPA Letter - 2024<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Other - 2024<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Third Party Verification - 2020 | [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - No Results Returned - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Tax Return Extension - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1040 - 2022<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; Tax Return Extension - 2022<br> [Coborrower]; Transcripts (1040) - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $4944.63 |  | 6.800% | $0.00 | 2.4 |  |  |  | N/A | No | 9.750% | 1 | 0 | 1 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 8 |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 5.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $5681.58 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000041549 | XXXXX |  | Non QM |  |  |  | Yes | No | $5553.35 | $5870.85 |  | 10.472% | XXXXX | $1050.70 | 9.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $12223.51 | 1 | $2282.40 | $1148.40 | $190.20 | $95.70 |  |  |  |  |  | 37.048% | 37.048% | 37.048% | 07/10/2024 | 739 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2024 | [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $5553.35 |  | 6.990% | $0.00 |  |  |  |  | N/A | No | 9.875% | 1 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 16 | 3 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $9166.67 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000041416 | XXXXX |  | Non QM |  |  |  | Yes | No | $1979.10 | $3093.68 |  | 10.802% | XXXXX | $814.87 | 10.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4250.49 | 1 | $8283.48 | $1835.04 | $690.29 | $152.92 |  |  |  |  |  | 49.591% | 49.591% | 49.591% | 07/03/2024 | 685 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Non-Primary Income - Pension]; 1099 - 2023<br> [Borrower - \| Non-Primary Income - Pension]; Paystubs - 2023 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1979.10 |  | 6.990% | $0.00 | 2.4 |  |  |  | Yes | No | 10.375% | 2 |  | 2 | 0 | 4 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.475% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000042430 | XXXXX |  | Non QM |  |  |  | Yes | No | $6561.90 | $7792.85 |  | 9.685% | XXXXX | $1439.56 | 9.000% | No | No | Employed | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5929.36 | 1 | $9333.12 | $3231.96 | $777.76 | $269.33 |  |  |  |  |  | 49.113% | 49.113% | 49.113% | 05/21/2024 | 713 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Coborrower(s) - \| Primary Income - Pension]; Account Statements - 2024<br> [Coborrower(s) - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2024<br> [Coborrower(s) - \| Primary Income - Pension]; 1099-R - 2023<br> [Coborrower(s) - \| Primary Income - Pension]; 1099-R - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $6561.90 |  | 6.450% | $0.00 | 1 |  |  |  | Yes | No | 9.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 29 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.940% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $3380.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000040929 | XXXXX |  | N/A |  | Yes |  | No | No | $1725.00 | $2679.96 |  | 9.407% | XXXXX | $1357.41 | 9.250% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $1009.97 | 1 | $3573.12 | $1379.52 | $297.76 | $114.96 |  |  |  |  |  | 46.473% | 46.473% | 46.473% | 05/09/2024 | 813 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 | [Borrower]; 1040 - 2023<br> [Borrower]; 1040 - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1725.00 |  | 6.860% | $0.00 |  |  |  |  | No | No | 9.250% | 0 |  | 2 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5.41 |  | No | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000039541 | XXXXX |  | Non QM |  |  |  | Yes | No | $2520.00 | $2871.67 |  | 11.070% | XXXXX | $484.39 | 10.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6924.75 | 1 | $1668.96 | $2217.96 | $139.08 | $184.83 |  |  |  |  |  | 20.645% | 20.645% | 20.645% | 07/17/2024 | 680 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2520.00 |  | 6.930% | $0.00 | 1 |  |  |  | N/A | No | 10.375% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 30 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000042425 | XXXXX |  | Non QM |  |  |  | Yes | No | $1752.12 | $2598.39 |  | 10.357% | XXXXX | $486.28 | 9.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6667.13 | 1 | $2550.72 | $1858.44 | $212.56 | $154.87 |  |  |  |  |  | 36.439% | 36.439% | 36.439% | 07/17/2024 | 746 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1752.12 |  | 6.900% | $0.00 |  |  |  |  | N/A | No | 9.875% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  | 31 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $5301.73 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000042448 | XXXXX |  | Non QM |  |  |  | Yes | No | $0.00 | $3016.48 |  | 10.487% | XXXXX | $1616.15 | 10.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $20459.65 | 1 | $4545.72 | $2369.04 | $378.81 | $197.42 |  |  |  |  |  | 44.516% | 44.516% | 44.516% | 06/26/2024 | 747 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - No Results Returned - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; Transcripts (1040) - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX |  |  | 6.900% | $0.00 |  |  |  |  | N/A | No | 10.375% | 1 |  | 1 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 30 |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000039259 | XXXXX |  | Non QM |  |  |  | Yes | No | $2270.20 | $6729.81 |  | 9.760% | XXXXX | $3059.96 | 9.625% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $11400.06 | 2 | $14491.32 | $4214.88 | $1207.61 | $351.24 |  |  |  |  |  | 49.493% | 49.493% | 49.493% | 07/08/2024 | 723 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Non-Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Non-Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Non-Primary Income - Social Security]; Account Statements - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; Account Statements - 2024<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - No Results Returned - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1040 - 2021<br> [Borrower]; 4506-C - 2021<br> [Borrower]; Transcripts (1040) - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1040 - 2022<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; Transcripts (1040) - 2022<br> [Coborrower]; 1040 - 2021<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; Transcripts (1040) - 2021<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2270.20 |  | 6.760% | $0.00 |  |  |  |  | No | No | 9.625% | 2 | 2 | 2 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 4 | 29 |  |  | Yes | Final | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  | 1 | XXXXX | 4.000% | XXXXX | XXXXX | XXXXX | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 0.2 |  |  | No |  | $1526.00 | $3285.64 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000041417 | XXXXX |  | Non QM |  |  |  | Yes | No | $2216.00 | $2912.06 |  | 9.764% | XXXXX | $449.86 | 9.000% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8449.90 | 1 | $3456.48 | $1980.96 | $288.04 | $165.08 |  |  |  |  |  | 35.023% | 35.023% | 35.023% | 07/09/2024 | 723 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2216.00 |  | 6.530% | $0.00 |  |  |  |  | N/A | No | 9.000% | 0 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 6 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $3837.18 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000039362 | XXXXX |  | Non QM |  |  |  | Yes | No | $1590.00 | $2692.16 |  | 10.635% | XXXXX | $627.27 | 10.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3721.55 | 1 | $7317.00 | $1020.00 | $609.75 | $85.00 |  |  |  |  |  | 49.202% | 49.202% | 49.202% | 06/12/2024 | 698 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1590.00 |  | 6.930% | $0.00 | 1 |  |  |  | N/A | No | 10.250% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 30 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000041909 | XXXXX |  | Non QM |  |  |  | Yes | No | $2353.50 | $3228.62 |  | 9.048% | XXXXX | $583.34 | 8.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $29619.45 | 1 | $6926.04 | $1854.12 | $577.17 | $154.51 |  |  |  |  |  | 16.003% | 16.003% | 16.003% | 07/16/2024 | 785 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2353.50 |  | 6.900% | $0.00 |  |  |  |  | N/A | No | 8.625% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 30 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000042159 | XXXXX |  | Non QM |  |  |  | Yes | No | $2481.00 | $5106.14 |  | 9.718% | XXXXX | $3399.96 | 9.625% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7356.32 | 1 | $12058.44 | $1413.48 | $1004.87 | $117.79 |  |  |  |  |  | 49.188% | 49.188% | 49.188% | 06/06/2024 | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Account Statements - 2024<br> [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2023<br> [Borrower - \| Non-Primary Income - IRA Distribution]; Account Statements - 2024<br> [Borrower - \| Non-Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Non-Primary Income - IRA Distribution]; Deposit Receipt - 2024 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2481.00 |  | 6.690% | $0.00 | 3.3 |  |  |  | No | No | 9.625% | 0 |  | 1 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.065% | XXXXX | XXXXX | XXXXX | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000043793 | XXXXX |  | Non QM |  |  |  | Yes | No | $1495.00 | $5550.62 |  | 8.975% | XXXXX | $4271.25 | 8.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $22834.60 | 1 | $10119.00 | $7389.96 | $843.25 | $615.83 |  |  |  |  |  | 45.819% | 45.819% | 45.819% | 08/01/2024 | 742 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; CPA Letter - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2021<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2021<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2021<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2017<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; CPA Letter - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2022<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2022<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2021<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2021 | [Borrower]; 4506-C - 2023<br> [Borrower]; Tax Return Extension - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1040 - 2021<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1495.00 |  | 6.380% | $0.00 | 1.2 |  |  |  | N/A | No | 8.875% | 2 |  | 2 | 0 | 3 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 5.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 240 |
| XXXXX | 4000043075 | XXXXX |  | Non QM |  |  |  | Yes | No | $5178.80 | $6106.64 |  | 10.111% | XXXXX | $924.94 | 9.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4497.46 | 1 | $2045.16 | $999.96 | $170.43 | $83.33 |  |  |  |  |  | 49.510% | 49.510% | 49.510% | 07/19/2024 | 692 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $5178.80 |  | 6.760% | $0.00 |  |  |  |  | N/A | No | 9.500% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000041264 | XXXXX |  | Non QM |  |  |  | Yes | No | $3702.49 | $5654.29 |  | 10.206% | XXXXX | $2193.92 | 10.000% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $27888.79 | 1 | $7642.44 | $2080.20 | $636.87 | $173.35 |  |  |  |  |  | 38.638% | 38.638% | 38.638% | 07/03/2024 | 704 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; Employer Letter - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1040 - 2022<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; Transcripts (1040) - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $3702.49 |  | 6.990% | $0.00 |  |  |  |  | N/A | No | 10.000% | 0 | 2 | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 5 | 7 |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  | 1 | XXXXX | 2.500% | XXXXX | XXXXX | XXXXX | No | Trustee | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $12116.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000043291 | XXXXX |  | Non QM |  |  |  | Yes | No | $1299.00 | $1980.47 |  | 9.964% | XXXXX | $509.99 | 9.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4121.48 | 1 | $1834.44 | $2537.04 | $152.87 | $211.42 |  |  |  |  |  | 44.441% | 44.441% | 44.441% | 07/26/2024 | 720 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1299.00 |  | 6.760% | $0.00 |  |  |  |  | N/A | No | 9.625% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 31 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000043569 | XXXXX |  | Non QM |  |  |  | Yes | No | $2305.51 | $3704.74 |  | 12.445% | XXXXX | $1038.90 | 12.000% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $10674.43 | 1 | $7881.24 | $752.04 | $656.77 | $62.67 |  |  |  |  |  | 39.576% | 39.576% | 39.576% | 06/26/2024 | 733 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; CPA Letter - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Coborrower(s) - \| Non-Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Non-Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Coborrower(s) - \| Non-Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Wages]; The Work Number - Income - 2021<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2305.51 |  | 6.800% | $0.00 | 2 |  |  |  | Yes | No | 12.000% | 0 | 1 | 1 | 0 | 3 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  | 18 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $10589.56 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000044277 | XXXXX |  | Non QM |  |  |  | Yes | No | $1345.00 | $2752.31 |  | 10.471% | XXXXX | $2145.81 | 10.375% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $66544.77 | 1 | $3963.96 | $4410.00 | $330.33 | $367.50 |  |  |  |  |  | 37.305% | 37.305% | 37.305% | 05/13/2024 | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; CPA Letter - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2020 | [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - No Results Returned - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1345.00 |  | 6.690% | $0.00 | 3.6 |  |  |  | No | No | 10.375% | 0 |  | 1 | 0 | 3 | 1 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 7.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 | 360 |
| XXXXX | 4000043233 | XXXXX |  | Non QM |  |  |  | Yes | No | $1990.00 | $3902.38 |  | 12.222% | XXXXX | $1796.11 | 12.000% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7910.31 | 1 | $3996.48 | $2934.12 | $333.04 | $244.51 |  |  |  |  |  | 33.959% | 33.959% | 33.959% | 07/12/2024 | 702 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Business License - 2016 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1990.00 |  | 6.760% | $0.00 | 2.6 |  |  |  | No | No | 12.000% | 2 |  | 2 | 0 | 2 | 2 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000044046 | XXXXX |  | Non QM |  |  |  | Yes | No | $1790.00 | $5662.86 |  | 9.482% | XXXXX | $4388.92 | 9.375% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $14978.73 | 1 | $17867.88 | $17481.96 | $1488.99 | $1456.83 |  |  |  |  |  | 48.644% | 48.644% | 48.644% | 07/26/2024 | 683 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1790.00 |  | 6.360% | $0.00 | 4.2 |  |  |  | No | No | 9.375% | 2 |  | 0 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 30 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee |  |  |  |  |  |  | 1 | XXXXX | 3.625% | XXXXX | XXXXX | XXXXX | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 0 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000043761 | XXXXX |  | Non QM |  |  |  | Yes | No | $1410.00 | $4809.02 |  | 9.557% | XXXXX | $4204.27 | 9.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $13605.65 | 1 | $14908.20 | $2427.00 | $1242.35 | $202.25 |  |  |  |  |  | 42.713% | 42.713% | 42.713% | 07/10/2024 | 740 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1410.00 |  | 6.800% | $0.00 |  |  |  |  | No | No | 9.500% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 9 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000044201 | XXXXX |  | Non QM |  |  |  | Yes | No | $2002.30 | $2632.94 |  | 11.266% | XXXXX | $735.45 | 10.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $10077.05 | 1 | $2914.20 | $974.88 | $242.85 | $81.24 |  |  |  |  |  | 18.283% | 18.283% | 18.283% | 07/08/2024 | 746 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Employer Letter - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2002.30 |  | 6.690% | $0.00 | 1 |  |  |  | Yes | No | 10.875% | 0 | 2 | 0 | 0 | 1 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 30 | 30 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $2105.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000043726 | XXXXX |  | N/A |  |  |  | No | No | $1237.32 | $1842.68 |  | 9.750% | XXXXX | $582.11 | 9.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $37489.53 | 1 | $2005.80 | $4244.28 | $167.15 | $353.69 |  |  |  |  |  | 33.072% | 33.072% | 33.072% | 07/31/2024 | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2016 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1237.32 |  | 6.380% | $0.00 |  |  |  |  | N/A | No | 9.375% | 1 |  | 2 | 0 | 2 | 2 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 | 240 |
| XXXXX | 4000044283 | XXXXX |  | Non QM |  |  |  | Yes | No | $1449.00 | $2190.84 |  | 8.573% | XXXXX | $507.10 | 8.250% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $1531.82 | 1 | $1811.40 | $1173.24 | $150.95 | $97.77 |  |  |  |  |  | 48.845% | 48.845% | 48.845% | 07/25/2024 | 803 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1449.00 |  | 6.690% | $0.00 |  |  |  |  | N/A | No | 8.250% | 0 |  | 0 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000042198 | XXXXX |  | Non QM |  |  |  | Yes | No | $5209.25 | $5918.18 |  | 11.217% | XXXXX | $1095.70 | 10.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $11344.46 | 1 | $6304.08 | $1904.04 | $525.34 | $158.67 |  |  |  |  |  | 44.755% | 44.755% | 44.755% | 06/21/2024 | 697 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $5209.25 |  | 6.690% | $0.00 | 1 |  |  |  | Yes | No | 10.625% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 18 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.21 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000043248 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $0.00 | $546.94 |  | 9.638% | XXXXX | $3399.96 | 9.625% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $14673.28 | 1 | $5978.04 | $1479.00 | $498.17 | $123.25 |  |  |  |  |  | 45.010% | 45.010% | 45.010% | 07/17/2024 | 742 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022 |  | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX |  |  | 6.760% | $0.00 | 4.2 |  |  |  | No | No | 9.625% | 1 | 2 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 12 | 0 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 3.44 |  | Yes | Yes |  | $0.00 | $10033.34 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000043457 | XXXXX |  | Non QM |  |  |  | Yes | No | $3664.00 | $4566.98 |  | 9.937% | XXXXX | $1317.48 | 9.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $14245.57 | 1 | $9152.16 | $2028.00 | $762.68 | $169.00 |  |  |  |  |  | 32.702% | 32.702% | 32.702% | 07/23/2024 | 747 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $3664.00 |  | 6.800% | $0.00 |  |  |  |  | N/A | No | 9.625% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 30 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000042504 | XXXXX |  | Non QM |  |  |  | Yes | No | $2011.50 | $3107.66 |  | 9.607% | XXXXX | $699.27 | 9.250% | No | No | Not Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8056.29 | 1 | $5250.24 | $1227.96 | $437.52 | $102.33 |  |  |  |  |  | 38.537% | 38.537% | 38.537% | 07/02/2024 | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2011.50 |  | 6.900% | $0.00 |  |  |  |  | N/A | No | 9.250% | 0 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $13107.47 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000039542 | XXXXX |  | Non QM |  |  |  | Yes | No | $3887.55 | $4594.75 |  | 9.894% | XXXXX | $758.00 | 9.125% | No | No | Employed | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9421.59 | 1 | $2719.92 | $1020.00 | $226.66 | $85.00 |  |  |  |  |  | 34.566% | 34.566% | 34.566% | 06/20/2024 | 720 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Non-Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $3887.55 |  | 6.530% | $0.00 |  |  |  |  | N/A | No | 9.125% | 2 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 12 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 4.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $1129.84 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000044339 | XXXXX |  | Non QM |  |  |  | Yes | No | $2259.58 | $2812.56 |  | 9.272% | XXXXX | $461.01 | 8.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3333.91 | 2 | $7888.56 | $4313.76 | $657.38 | $359.48 |  |  |  |  |  | 49.991% | 49.991% | 49.991% | 08/07/2024 | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2259.58 |  | 6.690% | $0.00 |  |  |  |  | N/A | No | 8.750% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000039299 | XXXXX |  | N/A |  |  |  | No | No | $7446.56 | $8362.37 |  | 11.329% | XXXXX | $1740.74 | 10.625% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $28068.10 | 1 | $6848.64 | $1290.96 | $570.72 | $107.58 |  |  |  |  |  | 35.156% | 35.156% | 35.156% | 06/11/2024 | 734 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $7446.56 |  | 6.530% | $0.00 |  |  |  |  | N/A | No | 10.625% | 2 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $17166.66 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 | 240 |
| XXXXX | 4000043920 | XXXXX |  | Non QM |  |  |  | Yes | No | $2301.48 | $2816.46 |  | 9.858% | XXXXX | $553.11 | 9.375% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2042.16 | 1 | $1595.04 | $982.08 | $132.92 | $81.84 |  |  |  |  |  | 48.755% | 48.755% | 48.755% | 08/02/2024 | 699 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Account Statements - 2024<br> [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Non-Primary Income - IRA Distribution]; Account Statements - 2024<br> [Borrower - \| Non-Primary Income - IRA Distribution]; Account Statements - 2024<br> [Borrower - \| Non-Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Non-Primary Income - IRA Distribution]; Other - 2024<br> [Borrower - \| Non-Primary Income - Pension]; Account Statements - 2024<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2023 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2301.48 |  | 6.800% | $0.00 |  |  |  |  | No | No | 9.375% | 0 |  | 1 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Trustee |  |  |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000045298 | XXXXX |  | Non QM |  |  |  | Yes | No | $1390.00 | $2244.20 |  | 9.930% | XXXXX | $3403.93 | 9.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $54816.88 | 1 | $4844.76 | $2307.00 | $403.73 | $192.25 |  |  |  |  |  | 22.691% | 22.691% | 22.691% | 07/30/2024 | 709 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1390.00 |  | 6.450% | $0.00 | 1.4 |  |  |  | Yes | No | 9.875% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 30 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 54.2 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000044505 | XXXXX |  | Non QM |  |  |  | Yes | No | $1989.50 | $2449.95 |  | 9.301% | XXXXX | $393.35 | 8.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4001.32 | 1 | $4344.72 | $1178.16 | $362.06 | $98.18 |  |  |  |  |  | 40.474% | 40.474% | 40.474% | 08/09/2024 | 730 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1989.50 |  | 6.690% | $0.00 |  |  |  |  | N/A | No | 8.750% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000044717 | XXXXX |  | Non QM |  |  |  | Yes | No | $1671.06 | $2120.18 |  | 8.926% | XXXXX | $457.48 | 8.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7017.96 | 1 | $5046.12 | $1443.00 | $420.51 | $120.25 |  |  |  |  |  | 38.385% | 38.385% | 38.385% | 08/20/2024 | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1671.06 |  | 6.110% | $0.00 |  |  |  |  | N/A | No | 8.375% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000040447 | XXXXX |  | Exempt from ATR |  | Yes |  | Yes | No | $5650.00 | $6951.79 |  | 11.264% | XXXXX | $1201.33 | 10.625% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6134.98 | 1 | $11218.68 | $2267.04 | $934.89 | $188.92 |  |  |  |  |  | 49.479% | 49.479% | 49.479% | 08/01/2024 | 686 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022 |  | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $5650.00 |  | 6.860% | $0.00 | 3.4 |  |  |  | N/A | No | 10.625% | 2 | 2 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 30 | 28 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 0.37 |  |  | Yes |  | $0.00 | $4496.65 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000037977 | XXXXX |  | Non QM |  |  |  | Yes | No | $2226.00 | $2663.84 |  | 9.877% | XXXXX | $411.34 | 9.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4435.97 | 1 | $10197.96 | $4035.96 | $849.83 | $336.33 |  |  |  |  |  | 47.812% | 47.812% | 47.812% | 08/26/2024 | 754 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2226.00 |  | 7.080% | $0.00 |  |  |  |  | N/A | No | 9.250% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 2 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000044352 | XXXXX |  | Non QM |  |  |  | Yes | No | $2735.00 | $3847.40 |  | 9.013% | XXXXX | $2386.93 | 8.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $112265.68 | 1 | $12378.84 | $2220.00 | $1031.57 | $185.00 |  |  |  |  |  | 34.899% | 34.899% | 34.899% | 07/25/2024 | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared (Unaudited) | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; CPA Letter - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2021<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2021<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2021<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2020 | [Borrower]; 4506-C - 2023<br> [Borrower]; Tax Return Extension - 2023<br> [Borrower]; Transcripts (1040) - No Results Returned - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1040 - 2021<br> [Borrower]; 4506-C - 2021<br> [Borrower]; Transcripts (1040) - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2735.00 |  | 6.690% | $0.00 | 1 |  |  |  | Yes | No | 8.875% | 0 |  | 2 | 0 | 4 | 2 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 89.01 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 | 360 |
| XXXXX | 4000045487 | XXXXX |  | Non QM |  |  |  | Yes | No | $4733.00 | $5863.88 |  | 9.865% | XXXXX | $1164.45 | 9.375% | No | No | Non-Employment Income | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5238.92 | 1 | $2597.76 | $1229.16 | $216.48 | $102.43 |  |  |  |  |  | 49.290% | 49.290% | 49.290% | 08/02/2024 | 699 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Primary Income - Pension]; 1099 Transcript - 2023<br> [Borrower - \| Primary Income - Pension]; 1099 Transcript - No Results Returned - 2023<br> [Borrower - \| Primary Income - Pension]; 1099 Transcript - No Results Returned - 2023<br> [Borrower - \| Primary Income - Pension]; 1099-R - 2023<br> [Borrower - \| Primary Income - Pension]; 1099 Transcript - 2022<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; 1099-SSA - 2023<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Business License - 2024<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; CPA Letter - 2024<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; P&L Statement - 2024<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; W-2 Transcript - No Results Returned - 2023<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; 1099 Transcript - 2023<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; 1099 Transcript - 2023<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; 1099-SSA - 2023<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; 1099 Transcript - 2022 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $4733.00 |  | 6.450% | $0.00 | 1 |  |  |  | Yes | No | 9.375% | 0 | 0 | 1 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 17.98 |  |  | No |  | $4126.55 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000044203 | XXXXX |  | Non QM |  |  |  | Yes | No | $1345.00 | $4498.34 |  | 9.162% | XXXXX | $1697.75 | 9.000% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $6167.35 | 1 | $15920.40 | $2102.04 | $1326.70 | $175.17 |  |  |  |  |  | 49.722% | 49.722% | 49.722% | 07/24/2024 | 743 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - C-Corp]; CPA Letter - 2024<br> [Borrower - \| Primary Income - C-Corp]; Other - 2024<br> [Borrower - \| Primary Income - C-Corp]; Telephone Listing / Internet Search / Directory Assistance - 2024<br> [Borrower - \| Primary Income - C-Corp]; 1120 - 2023<br> [Borrower - \| Primary Income - C-Corp]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - C-Corp]; W-2 - 2023<br> [Borrower - \| Primary Income - C-Corp]; 4506-C (for Business) - 2022<br> [Borrower - \| Primary Income - C-Corp]; W-2 - 2022<br> [Borrower - \| Primary Income - C-Corp]; 4506-C (for Business) - 2021 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1345.00 |  | 6.690% | $0.00 |  |  |  |  | No | No | 9.000% | 2 |  | 2 | 0 | 3 | 2 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 5.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000045609 | XXXXX |  | Non QM |  |  |  | Yes | No | $4645.00 | $3544.92 |  | 9.652% | XXXXX | $822.68 | 9.250% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $4433.38 | 1 | $6817.08 | $984.12 | $568.09 | $82.01 |  |  |  |  |  | 21.456% | 21.456% | 21.456% | 07/18/2024 | 741 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; 1099-SSA - 2023<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099-SSA - 2023 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 4506-C - 2021 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $4645.00 |  | 6.450% | $0.00 |  |  |  |  | N/A | No | 9.250% | 0 | 0 | 1 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $3559.14 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000045611 | XXXXX |  | Non QM |  |  |  | Yes | No | $5346.20 | $6137.15 |  | 9.125% | XXXXX | $1416.06 | 8.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8277.16 | 1 | $10359.72 | $1257.96 | $863.31 | $104.83 |  |  |  |  |  | 39.756% | 39.756% | 39.756% | 07/17/2024 | 750 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $5346.20 |  | 6.450% | $0.00 |  |  |  |  | N/A | No | 8.750% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.600% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000044901 | XXXXX |  | Non QM |  |  |  | Yes | No | $2205.00 | $3390.82 |  | 11.288% | XXXXX | $942.89 | 10.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $10847.62 | 1 | $10068.48 | $1220.16 | $839.04 | $101.68 |  |  |  |  |  | 43.857% | 43.857% | 43.857% | 07/10/2024 | 744 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2205.00 |  | 6.430% | $0.00 | 1 |  |  |  | Yes | No | 10.875% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 32 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.800% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $6583.33 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000045835 | XXXXX |  | Non QM |  |  |  | Yes | No | $1939.00 | $2947.49 |  | 8.116% | XXXXX | $2201.29 | 8.000% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6308.32 | 1 | $9110.16 | $1083.96 | $759.18 | $90.33 |  |  |  |  |  | 49.828% | 49.828% | 49.828% | 08/06/2024 | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Borrower - \| Non-Primary Income - Housing Allowance]; Paystubs - 2024<br> [Borrower - \| Non-Primary Income - Housing Allowance]; WVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1040 - 2021<br> [Borrower]; 4506-C - 2021<br> [Borrower]; Transcripts (1040) - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1040 - 2022<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; Transcripts (1040) - 2022<br> [Coborrower]; 1040 - 2021<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; Transcripts (1040) - 2021<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1939.00 |  | 6.450% | $0.00 | 1 |  |  |  | Yes | No | 8.000% | 2 | 2 | 2 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 31 | 31 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $1333.30 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000044686 | XXXXX |  | Non QM |  |  |  | Yes | No | $1764.00 | $2337.66 |  | 8.967% | XXXXX | $384.46 | 8.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3554.03 | 1 | $3452.52 | $3009.00 | $287.71 | $250.75 |  |  |  |  |  | 49.543% | 49.543% | 49.543% | 08/13/2024 | 758 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1764.00 |  | 6.430% | $0.00 |  |  |  |  | N/A | No | 8.500% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000044580 | XXXXX |  | Exempt from ATR |  | Yes |  | Yes | No | $14075.00 | $15230.64 |  | 9.854% | XXXXX | $4204.27 | 9.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $26153.66 | 1 | $13795.44 | $9721.68 | $1149.62 | $810.14 |  |  |  |  |  | 44.431% | 44.431% | 44.431% | 06/03/2024 | 728 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Business License - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2021<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2021<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2021<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Business License - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2021<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2021<br> [Borrower - \| Non-Primary Income - C-Corp]; Other - 2024<br> [Borrower - \| Non-Primary Income - C-Corp]; Tax Return Extension (for Business) - 2023<br> [Borrower - \| Non-Primary Income - C-Corp]; 1120 - 2021 | [Borrower]; 1040 - 2022<br> [Borrower]; 1040 - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $14075.00 |  | 6.430% | $0.00 | 1.8 |  |  |  | Yes | No | 9.500% | 3 |  | 2 | 0 | 0 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 5.812% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.67 |  | No | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000045299 | XXXXX |  | Non QM |  |  |  | Yes | No | $2196.00 | $3174.56 |  | 9.804% | XXXXX | $831.59 | 9.375% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $10518.30 | 1 | $11886.60 | $1341.96 | $990.55 | $111.83 |  |  |  |  |  | 43.678% | 43.678% | 43.678% | 08/19/2024 | 705 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2024 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2196.00 |  | 6.040% | $0.00 |  |  |  |  | N/A | No | 9.375% | 2 | 0 | 1 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  | 31 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 4.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $7352.58 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 240 |
| XXXXX | 4000045347 | XXXXX |  | Non QM |  |  |  | Yes | No | $3054.75 | $3997.29 |  | 8.835% | XXXXX | $902.92 | 8.375% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $12464.04 | 1 | $4275.84 | $2255.04 | $356.32 | $187.92 |  |  |  |  |  | 23.145% | 23.145% | 23.145% | 08/19/2024 | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $3054.75 |  | 6.040% | $0.00 |  |  |  |  | N/A | No | 8.375% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 32 | 32 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 16.83 |  |  | No |  | $0.00 | $9902.54 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000045813 | XXXXX |  | Non QM |  |  |  | Yes | No | $2696.00 | $3372.13 |  | 8.983% | XXXXX | $538.24 | 8.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5838.47 | 1 | $998.64 | $2709.96 | $83.22 | $225.83 |  |  |  |  |  | 33.748% | 33.748% | 33.748% | 08/22/2024 | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2696.00 |  | 6.450% | $0.00 |  |  |  |  | N/A | No | 8.500% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 31 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.490% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000044560 | XXXXX |  | Non QM |  |  |  | Yes | No | $1740.00 | $1853.92 |  | 12.008% | XXXXX | $2193.20 | 11.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $18050.39 | 1 | $5782.44 | $6146.76 | $481.87 | $512.23 |  |  |  |  |  | 45.858% | 45.858% | 45.858% | 08/08/2024 | 716 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1740.00 |  | 6.690% | $0.00 | 1.8 |  |  |  | Yes | No | 11.875% | 2 | 1 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  | 10 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $16400.84 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000045549 | XXXXX |  | Non QM |  |  |  | Yes | No | $1990.00 | $3427.92 |  | 8.682% | XXXXX | $790.48 | 8.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $11193.72 | 1 | $8884.80 | $1028.04 | $740.40 | $85.67 |  |  |  |  |  | 39.493% | 39.493% | 39.493% | 08/13/2024 | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1990.00 |  | 6.450% | $0.00 |  |  |  |  | N/A | No | 8.375% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000045944 | XXXXX |  | Non QM |  |  |  | Yes | No | $2054.26 | $3450.26 |  | 8.442% | XXXXX | $561.33 | 8.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2298.03 | 1 | $4303.68 | $2520.00 | $358.64 | $210.00 |  |  |  |  |  | 49.791% | 49.791% | 49.791% | 08/12/2024 | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2013 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2054.26 |  | 6.430% | $0.00 | 1.4 |  |  |  | N/A | No | 8.000% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 30 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee |  |  |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Trustee | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000043827 | XXXXX |  | N/A |  |  |  | No | No | $6321.27 | $9846.23 |  | 8.732% | XXXXX | $2914.18 | 8.500% | No | No | Non-Employment Income | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7128.50 | 3 | $10934.04 | $4886.76 | $911.17 | $407.23 |  |  |  |  |  | 44.166% | 44.166% | 44.166% | 08/19/2024 | 806 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Capital Gains]; Other - 2024<br> [Borrower - \| Primary Income - Capital Gains]; Other - 2024<br> [Borrower - \| Non-Primary Income - Interest / Dividends]; Account Statements - 2024<br> [Borrower - \| Non-Primary Income - Interest / Dividends]; Other - 2022<br> [Borrower - \| Non-Primary Income - Interest / Dividends]; Other - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - No Results Returned - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1040 - 2021<br> [Borrower]; 4506-C - 2021<br> [Borrower]; Transcripts (1040) - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2022<br> [Coborrower]; 1040 - 2021 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $6321.27 |  | 6.320% | $0.00 |  |  |  |  | No | No | 8.500% | 0 | 1 | 2 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  | 31 |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 4.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $7150.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000045241 | XXXXX |  | Non QM |  |  |  | Yes | No | $2051.00 | $2926.99 |  | 9.322% | XXXXX | $713.36 | 8.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6776.94 | 1 | $2411.40 | $3097.44 | $200.95 | $258.12 |  |  |  |  |  | 43.927% | 43.927% | 43.927% | 08/15/2024 | 701 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2051.00 |  | 6.110% | $0.00 |  |  |  |  | N/A | No | 8.875% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 32 | 32 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $3916.42 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000044373 | XXXXX |  | Non QM |  |  |  | Yes | No | $2485.40 | $4101.63 |  | 10.324% | XXXXX | $1109.25 | 10.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4572.36 | 1 | $8223.96 | $5304.96 | $685.33 | $442.08 |  |  |  |  |  | 47.618% | 47.618% | 47.618% | 08/05/2024 | 695 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2485.40 |  | 6.350% | $0.00 | 2.5 |  |  |  | N/A | No | 10.000% | 2 |  | 0 | 0 | 4 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 12 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.35 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000046060 | XXXXX |  | Non QM |  |  |  | Yes | No | $1149.60 | $1591.60 |  | 8.283% | XXXXX | $385.08 | 8.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4422.94 | 1 | $1683.36 | $666.96 | $140.28 | $55.58 |  |  |  |  |  | 29.705% | 29.705% | 29.705% | 08/08/2024 | 798 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1149.60 |  | 6.430% | $0.00 |  |  |  |  | N/A | No | 8.000% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 31 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.490% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000045685 | XXXXX |  | Non QM |  |  |  | Yes | No | $1531.60 | $2648.89 |  | 9.430% | XXXXX | $689.01 | 9.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6194.53 | 1 | $2280.84 | $513.60 | $190.07 | $42.80 |  |  |  |  |  | 41.926% | 41.926% | 41.926% | 08/12/2024 | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2024<br> [Borrower - \| Primary Income - Wages]; Other - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; Tax Return Extension - 2023<br> [Borrower]; Transcripts (1040) - No Results Returned - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1531.60 |  | 6.040% | $0.00 |  |  |  |  | N/A | No | 9.000% | 2 |  | 1 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 8 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 6 | 240 |
| XXXXX | 4000045765 | XXXXX |  | Non QM |  |  |  | Yes | No | $1982.00 | $3056.64 |  | 9.376% | XXXXX | $891.63 | 9.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6129.88 | 1 | $2845.56 | $540.60 | $237.13 | $45.05 |  |  |  |  |  | 42.532% | 42.532% | 42.532% | 08/12/2024 | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2024<br> [Borrower - \| Primary Income - Wages]; Other - 2024<br> [Borrower - \| Primary Income - Wages]; Other - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; Tax Return Extension - 2023<br> [Borrower]; Transcripts (1040) - No Results Returned - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1040 - 2021<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1982.00 |  | 6.040% | $0.00 |  |  |  |  | N/A | No | 9.000% | 2 |  | 2 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 7 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 6 | 240 |
| XXXXX | 4000045678 | XXXXX |  | Non QM |  |  |  | Yes | No | $1642.00 | $2815.14 |  | 9.426% | XXXXX | $738.68 | 9.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6081.95 | 1 | $2881.44 | $716.16 | $240.12 | $59.68 |  |  |  |  |  | 42.982% | 42.982% | 42.982% | 08/12/2024 | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2024<br> [Borrower - \| Primary Income - Wages]; Other - 2024<br> [Borrower - \| Primary Income - Wages]; Other - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; Tax Return Extension - 2023<br> [Borrower]; Transcripts (1040) - No Results Returned - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; Transcripts (1040) - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1642.00 |  | 6.040% | $0.00 |  |  |  |  | N/A | No | 9.000% | 2 |  | 1 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 1 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 6 | 240 |
| XXXXX | 4000045012 | XXXXX |  | Non QM |  |  |  | Yes | No | $3163.75 | $4107.53 |  | 9.317% | XXXXX | $1025.46 | 8.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $13263.40 | 1 | $5017.92 | $2730.96 | $418.16 | $227.58 |  |  |  |  |  | 34.856% | 34.856% | 34.856% | 08/13/2024 | 713 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $3163.75 |  | 6.110% | $0.00 |  |  |  |  | N/A | No | 8.875% | 0 | 1 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 33 | 21 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $8995.60 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000044658 | XXXXX |  | Non QM |  |  |  | Yes | No | $2346.00 | $3109.87 |  | 9.528% | XXXXX | $674.79 | 9.000% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $10210.31 | 1 | $10540.68 | $2747.04 | $878.39 | $228.92 |  |  |  |  |  | 31.812% | 31.812% | 31.812% | 08/12/2024 | 748 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2346.00 |  | 6.110% | $0.00 |  |  |  |  | N/A | No | 9.000% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 32 | 32 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $7798.87 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000045825 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3170.84 | $3935.62 |  | 8.751% | XXXXX | $676.23 | 8.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10380.41 | 1 | $3785.40 | $2124.00 | $315.45 | $177.00 |  |  |  |  |  | 24.552% | 24.552% | 24.552% | 08/22/2024 | 753 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $3170.84 |  | 6.040% | $0.00 |  |  |  |  | N/A | No | 8.125% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | No |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000044240 | XXXXX |  | Non QM |  |  |  | Yes | No | $3723.00 | $5059.47 |  | 9.108% | XXXXX | $1591.29 | 8.875% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $4764.07 | 1 | $8991.36 | $6132.00 | $749.28 | $511.00 |  |  |  |  |  | 49.868% | 49.868% | 49.868% | 08/07/2024 | 753 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2023<br> [Coborrower(s) - \| Primary Income - Pension]; 1099 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $3723.00 |  | 6.690% | $0.00 |  |  |  |  | N/A | No | 8.875% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $7347.15 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000045844 | XXXXX |  | Non QM |  |  |  | Yes | No | $2847.50 | $1741.62 |  | 8.958% | XXXXX | $590.03 | 8.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2965.83 | 1 | $2015.28 | $963.36 | $167.94 | $80.28 |  |  |  |  |  | 33.959% | 33.959% | 33.959% | 08/19/2024 | 816 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2847.50 |  | 6.450% | $0.00 | 1 |  |  |  | N/A | No | 8.750% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000046962 | XXXXX |  | Non QM |  |  |  | Yes | No | $3734.33 | $6054.66 |  | 10.183% | XXXXX | $832.45 | 9.500% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $3656.69 | 1 | $2405.76 | $1202.04 | $200.48 | $100.17 |  |  |  |  |  | 46.244% | 46.244% | 46.244% | 07/24/2024 | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Coborrower(s) - \| Non-Primary Income - Pension]; 1099 - 2023 | [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $3734.33 |  | 6.800% | $0.00 |  |  |  |  | Yes | No | 9.500% | 0 | 0 | 0 | 0 | 1 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $3578.15 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000036458 | XXXXX |  | Non QM |  |  |  | Yes | No | $6038.86 | $7197.04 |  | 11.706% | XXXXX | $1473.20 | 11.000% | No | Yes | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6016.96 | 1 | $5477.40 | $1898.04 | $456.45 | $158.17 |  |  |  |  |  | 46.001% | 46.001% | 46.001% | 06/06/2024 | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; CPA Letter - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; CPA Letter - 2024<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Other - 2024<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; CPA Letter - 2024<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2023<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $6038.86 |  | 6.860% | $0.00 | 1.1 |  |  |  | Yes | No | 11.000% | 0 | 0 | 1 | 0 | 2 | 1 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $4423.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000043903 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $9700.00 | $12200.58 |  | 10.037% | XXXXX | $2102.14 | 9.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $15766.40 | 1 | $9498.96 | $2207.04 | $791.58 | $183.92 |  |  |  |  |  | 30.549% | 30.549% | 30.549% | 06/19/2024 | 810 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $9700.00 |  | 6.430% | $0.00 | 1 |  |  |  | Yes | No | 9.500% | 2 | 2 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 31 | 31 |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 11.17 |  |  | Yes |  | $0.00 | $13042.40 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000046074 | XXXXX |  | N/A |  |  |  | No | No | $2486.50 | $3913.56 |  | 8.915% | XXXXX | $1691.41 | 8.750% | No | No | Not Employed | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $33515.58 | 1 | $14179.32 | $3524.04 | $1181.61 | $293.67 |  |  |  |  |  | 41.346% | 41.346% | 41.346% | 09/05/2024 | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022 |  | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2486.50 |  | 6.150% | $0.00 | 2.6 |  |  |  | N/A | No | 8.750% | 0 | 2 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 6.97 |  | No | No |  | $0.00 | $57141.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000045614 | XXXXX |  | Non QM |  |  |  | Yes | No | $2978.60 | $3535.11 |  | 9.032% | XXXXX | $700.01 | 8.625% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2251.72 | 1 | $2016.00 | $1563.12 | $168.00 | $130.26 |  |  |  |  |  | 49.259% | 49.259% | 49.259% | 07/30/2024 | 710 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Account Statements - 2024<br> [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; Other - 2024<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2978.60 |  | 6.450% | $0.00 | 2 |  |  |  | Yes | No | 8.625% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000046222 | XXXXX |  | Non QM |  |  |  | Yes | No | $2128.44 | $3084.86 |  | 8.281% | XXXXX | $1294.17 | 8.125% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7292.30 | 1 | $16920.36 | $2555.16 | $1410.03 | $212.93 |  |  |  |  |  | 49.129% | 49.129% | 49.129% | 08/23/2024 | 747 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; 1099-R - 2023<br> [Borrower - \| Primary Income - Pension]; 1099-R - 2022<br> [Coborrower(s) - \| Primary Income - Pension]; 1099-R - 2023<br> [Coborrower(s) - \| Primary Income - Pension]; 1099-R - 2022<br> [Coborrower(s) - \| Non-Primary Income - Pension]; 1099-R - 2023<br> [Coborrower(s) - \| Non-Primary Income - Pension]; 1099-R - 2022 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2128.44 |  | 6.430% | $0.00 |  |  |  |  | N/A | No | 8.125% | 0 | 0 | 1 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $6916.07 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000046689 | XXXXX |  | Non QM |  |  |  | Yes | No | $2099.00 | $2656.51 |  | 8.705% | XXXXX | $418.22 | 8.000% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6092.26 | 1 | $5380.32 | $5754.96 | $448.36 | $479.58 |  |  |  |  |  | 48.259% | 48.259% | 48.259% | 08/30/2024 | 814 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2099.00 |  | 6.030% | $0.00 |  |  |  |  | N/A | No | 8.000% | 1 | 1 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 12 | 12 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $6392.53 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000047581 | XXXXX |  | Non QM |  |  |  | Yes | No | $4090.00 | $5338.28 |  | 9.138% | XXXXX | $1591.29 | 8.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5012.81 | 1 | $3005.64 | $5571.12 | $250.47 | $464.26 |  |  |  |  |  | 49.449% | 49.449% | 49.449% | 06/20/2024 | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $4090.00 |  | 6.320% | $0.00 |  |  |  |  | N/A | No | 8.875% | 2 | 2 | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.719% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 0 |  | No | No |  | $0.00 | $6235.07 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000046219 | XXXXX |  | Non QM |  |  |  | Yes | No | $1400.00 | $1712.90 |  | 8.833% | XXXXX | $622.23 | 8.625% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $10649.69 | 1 | $2354.52 | $2448.96 | $196.21 | $204.08 |  |  |  |  |  | 37.122% | 37.122% | 37.122% | 08/20/2024 | 738 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1040 - 2022<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; Transcripts (1040) - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1400.00 |  | 6.430% | $0.00 | 1 |  |  |  | Yes | No | 8.625% | 2 | 2 | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 32 | 32 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.490% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $4628.63 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000044605 | XXXXX |  | Non QM |  |  |  | Yes | No | $2213.20 | $3480.03 |  | 9.606% | XXXXX | $2438.48 | 9.500% | No | No | Not Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $4564.12 | 1 | $4932.96 | $2991.96 | $411.08 | $249.33 |  |  |  |  |  | 45.231% | 45.231% | 45.231% | 07/30/2024 | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - No Results Returned - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1040 - 2021<br> [Borrower]; 4506-C - 2021<br> [Borrower]; Transcripts (1040) - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2213.20 |  | 6.430% | $0.00 | 1.3 |  |  |  | Yes | No | 9.500% | 0 | 2 | 2 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  | 31 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 4.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $8333.35 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000047647 | XXXXX |  | Non QM |  |  |  | Yes | No | $1099.00 | $1659.45 |  | 9.432% | XXXXX | $449.86 | 9.000% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $3891.73 | 1 | $2473.56 | $645.00 | $206.13 | $53.75 |  |  |  |  |  | 43.686% | 43.686% | 43.686% | 06/11/2024 | 730 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2024<br> [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2024<br> [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2024<br> [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2024<br> [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1099.00 |  | 5.990% | $0.00 |  |  |  |  | N/A | No | 9.000% | 2 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000045471 | XXXXX |  | Non QM |  |  |  | Yes | No | $1899.00 | $2544.93 |  | 9.285% | XXXXX | $713.36 | 8.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $12838.79 | 1 | $10044.48 | $711.96 | $837.04 | $59.33 |  |  |  |  |  | 33.864% | 33.864% | 33.864% | 08/19/2024 | 755 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1899.00 |  | 6.040% | $0.00 |  |  |  |  | N/A | No | 8.875% | 1 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.990% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $3579.27 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000045315 | XXXXX |  | Non QM |  |  |  | Yes | No | $5382.50 | $6264.24 |  | 9.956% | XXXXX | $1303.32 | 9.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8849.90 | 1 | $5783.16 | $2963.76 | $481.93 | $246.98 |  |  |  |  |  | 44.106% | 44.106% | 44.106% | 07/24/2024 | 726 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $5382.50 |  | 6.450% | $0.00 | 1 |  |  |  | Yes | No | 9.500% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 12 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.75 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000044268 | XXXXX |  | Non QM |  |  |  | Yes | No | $604.06 | $1091.07 |  | 9.030% | XXXXX | $588.36 | 8.750% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4439.97 | 1 | $2991.96 | $1512.96 | $249.33 | $126.08 |  |  |  |  |  | 36.116% | 36.116% | 36.116% | 07/31/2024 | 708 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Account Statements - 2024<br> [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Non-Primary Income - Pension]; Account Statements - 2024<br> [Borrower - \| Non-Primary Income - Pension]; Account Statements - 2024<br> [Borrower - \| Non-Primary Income - Pension]; Paystubs - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $604.06 |  | 6.070% | $0.00 |  |  |  |  | N/A | No | 8.750% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| XXXXX | 4000046193 | XXXXX |  | Non QM |  |  |  | Yes | No | $3114.44 | $3697.30 |  | 9.879% | XXXXX | $689.60 | 9.375% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4397.81 | 1 | $2063.76 | $1866.84 | $171.98 | $155.57 |  |  |  |  |  | 35.807% | 35.807% | 35.807% | 08/27/2024 | 698 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Non-Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Pension]; 1099-R - 2023<br> [Borrower - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2015 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $3114.44 |  | 6.430% | $0.00 |  |  |  |  | N/A | No | 9.375% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000045648 | XXXXX |  | Non QM |  |  |  | Yes | No | $1417.50 | $1952.43 |  | 8.633% | XXXXX | $422.12 | 8.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3937.08 | 1 | $2594.04 | $1553.04 | $216.17 | $129.42 |  |  |  |  |  | 38.643% | 38.643% | 38.643% | 08/21/2024 | 805 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1417.50 |  | 6.040% | $0.00 |  |  |  |  | N/A | No | 8.125% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.990% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000046763 | XXXXX |  | Non QM |  |  |  | Yes | No | $2382.19 | $2573.31 |  | 9.311% | XXXXX | $398.46 | 8.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2207.36 | 1 | $2607.84 | $996.00 | $217.32 | $83.00 |  |  |  |  |  | 48.119% | 48.119% | 48.119% | 08/27/2024 | 701 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2382.19 |  | 6.350% | $0.00 |  |  |  |  | N/A | No | 8.750% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 32 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000047990 | XXXXX |  | Non QM |  |  |  | Yes | No | $3145.00 | $4236.35 |  | 8.557% | XXXXX | $742.50 | 8.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6987.04 | 1 | $9220.92 | $3734.28 | $768.41 | $311.19 |  |  |  |  |  | 38.809% | 38.809% | 38.809% | 08/23/2024 | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Non-Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2022 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $3145.00 |  | 6.430% | $0.00 | 1 |  |  |  | N/A | No | 8.125% | 2 |  | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 32 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000043653 | XXXXX |  | Non QM |  |  |  | Yes | No | $1442.40 | $1961.34 |  | 9.991% | XXXXX | $768.20 | 9.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8628.07 | 1 | $4808.40 | $2816.04 | $400.70 | $234.67 |  |  |  |  |  | 33.689% | 33.689% | 33.689% | 08/08/2024 | 691 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1442.40 |  | 6.410% | $0.00 | 3.2 |  |  |  | N/A | No | 9.250% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 31 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 120 |
| XXXXX | 4000045879 | XXXXX |  | Non QM |  |  |  | Yes | No | $3082.50 | $4239.05 |  | 8.107% | XXXXX | $2623.21 | 8.000% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $31161.21 | 1 | $11506.68 | $3734.04 | $958.89 | $311.17 |  |  |  |  |  | 18.834% | 18.834% | 18.834% | 08/26/2024 | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $3082.50 |  | 6.450% | $0.00 | 2.9 |  |  |  | No | No | 8.000% | 2 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Short Form | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 4.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 39.65 |  |  | No |  | $0.00 | $16308.37 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000047765 | XXXXX |  | Non QM |  |  |  | Yes | No | $35.05 | $609.36 |  | 8.021% | XXXXX | $1438.18 | 8.000% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5891.32 | 1 | $7289.76 | $1017.96 | $607.48 | $84.83 |  |  |  |  |  | 49.978% | 49.978% | 49.978% | 09/11/2024 | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; 1099-R - 2023<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; 1099-SSA - 2023<br> [Borrower - \| Non-Primary Income - Social Security]; Other - 2023<br> [Coborrower(s) - \| Primary Income - Pension]; 1099-R - 2023<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; 1099-SSA - 2023<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; Other - 2023 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $35.05 |  | 6.320% | $0.00 |  |  |  |  | No | No | 8.000% | 0 | 0 | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 1.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $1587.57 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000045297 | XXXXX |  | Non QM |  |  |  | Yes | No | $1812.10 | $2347.58 |  | 9.433% | XXXXX | $665.80 | 9.000% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $2924.97 | 1 | $2346.60 | $1557.00 | $195.55 | $129.75 |  |  |  |  |  | 42.511% | 42.511% | 42.511% | 08/16/2024 | 708 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Primary Income - Social Security]; 1099-SSA - 2023<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099-SSA - 2023 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; Transcripts (1040) - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1812.10 |  | 6.040% | $0.00 |  |  |  |  | N/A | No | 9.000% | 0 | 0 | 1 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $1324.87 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000047847 | XXXXX |  | N/A |  |  |  | No | No | $9224.98 | $11866.56 |  | 8.488% | XXXXX | $3756.33 | 8.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $11440.38 | 4 | $4963.68 | $3116.04 | $413.64 | $259.67 |  |  |  |  |  | 38.114% | 38.114% | 38.114% | 05/31/2024 | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2021<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2020<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Third Party Verification - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $9224.98 |  | 6.320% | $0.00 |  |  |  |  | N/A | No | 8.250% | 0 |  | 2 | 0 | 3 | 2 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 7 | 360 |
| XXXXX | 4000048115 | XXXXX |  | Non QM |  |  |  | Yes | No | $0.00 | $1274.66 |  | 9.017% | XXXXX | $4023.11 | 9.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $18360.11 | 1 | $16027.68 | $3425.04 | $1335.64 | $285.42 |  |  |  |  |  | 49.896% | 49.896% | 49.896% | 06/26/2024 | 747 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX |  |  | 6.040% | $0.00 | 1 |  |  |  | No | No | 9.000% | 0 |  | 1 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 32 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000047837 | XXXXX |  | N/A |  |  |  | No | No | $400.00 | $831.34 |  | 9.719% | XXXXX | $849.14 | 9.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5750.93 | 1 | $5718.12 | $1097.04 | $476.51 | $91.42 |  |  |  |  |  | 44.975% | 44.975% | 44.975% | 09/11/2024 | 719 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $400.00 |  | 6.320% | $0.00 |  |  |  |  | N/A | No | 9.625% | 1 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 32 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 11.12 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000046756 | XXXXX |  | Non QM |  |  |  | Yes | No | $1350.00 | $1967.95 |  | 8.183% | XXXXX | $1129.19 | 8.000% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $10398.34 | 1 | $9333.36 | $1044.96 | $777.78 | $87.08 |  |  |  |  |  | 26.497% | 26.497% | 26.497% | 08/28/2024 | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1350.00 |  | 6.030% | $0.00 |  |  |  |  | N/A | No | 8.000% | 1 | 1 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $6173.50 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000047697 | XXXXX |  | Non QM |  |  |  | Yes | No | $4319.96 | $5941.46 |  | 9.418% | XXXXX | $1319.58 | 9.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7289.25 | 1 | $3484.44 | $474.96 | $290.37 | $39.58 |  |  |  |  |  | 43.929% | 43.929% | 43.929% | 08/22/2024 | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2024<br> [Borrower - \| Primary Income - Wages]; Other - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $4319.96 |  | 6.320% | $0.00 | 2.4 |  |  |  | Yes | No | 9.000% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000046104 | XXXXX |  | Non QM |  |  |  | Yes | No | $2344.00 | $2803.76 |  | 9.257% | XXXXX | $388.89 | 8.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2319.86 | 1 | $3920.28 | $909.96 | $326.69 | $75.83 |  |  |  |  |  | 49.960% | 49.960% | 49.960% | 08/28/2024 | 746 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2344.00 |  | 6.430% | $0.00 |  |  |  |  | N/A | No | 8.625% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 31 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.373% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000048162 | XXXXX |  | Non QM |  |  |  | Yes | No | $777.60 | $910.46 |  | 10.498% | XXXXX | $796.76 | 10.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7887.90 | 1 | $12836.40 | $966.96 | $1069.70 | $80.58 |  |  |  |  |  | 35.609% | 35.609% | 35.609% | 08/26/2024 | 718 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $777.60 |  | 6.150% | $0.00 | 1 |  |  |  | Yes | No | 10.375% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.990% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000046189 | XXXXX |  | Non QM |  |  |  | Yes | No | $5752.50 | $7348.25 |  | 9.597% | XXXXX | $1407.59 | 9.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4470.54 | 1 | $8753.40 | $2021.04 | $729.45 | $168.42 |  |  |  |  |  | 49.675% | 49.675% | 49.675% | 06/24/2024 | 734 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Borrower - \| Non-Primary Income - Wages]; Employer Letter - 2024<br> [Borrower - \| Non-Primary Income - Wages]; Other - 2024<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Non-Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Non-Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2022 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $5752.50 |  | 6.430% | $0.00 | 2.4 |  |  |  | N/A | No | 9.125% | 2 |  | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 31 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.999% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000048086 | XXXXX |  | Non QM |  |  |  | Yes | No | $764.42 | $855.82 |  | 8.173% | XXXXX | $381.56 | 8.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4753.01 | 1 | $4541.40 | $1291.56 | $378.45 | $107.63 |  |  |  |  |  | 33.119% | 33.119% | 33.119% | 09/14/2024 | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $764.42 |  | 6.150% | $0.00 |  |  |  |  | N/A | No | 8.000% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.490% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000048367 | XXXXX |  | Non QM |  |  |  | Yes | No | $1856.26 | $2186.26 |  | 8.652% | XXXXX | $450.76 | 8.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2509.41 | 1 | $4445.40 | $522.00 | $370.45 | $43.50 |  |  |  |  |  | 48.295% | 48.295% | 48.295% | 09/17/2024 | 700 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1856.26 |  | 6.040% | $0.00 |  |  |  |  | N/A | No | 8.250% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 12 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000047604 | XXXXX |  | Non QM |  |  |  | Yes | No | $1188.28 | $1693.28 |  | 8.814% | XXXXX | $461.35 | 8.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3854.47 | 1 | $5487.00 | $2049.60 | $457.25 | $170.80 |  |  |  |  |  | 48.114% | 48.114% | 48.114% | 09/10/2024 | 705 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1188.28 |  | 6.320% | $0.00 |  |  |  |  | N/A | No | 8.500% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 18 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000041664 | XXXXX |  | N/A |  |  |  | No | No | $4292.34 | $6173.85 |  | 9.418% | XXXXX | $1512.44 | 9.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $65272.90 | 1 | $10005.72 | $11616.00 | $833.81 | $968.00 |  |  |  |  |  | 24.526% | 24.526% | 24.526% | 07/11/2024 | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - K-1 (< 25%)]; Employer Letter - 2024<br> [Borrower - \| Primary Income - K-1 (< 25%)]; WVOE - 2024<br> [Borrower - \| Primary Income - K-1 (< 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - K-1 (< 25%)]; K-1 - 2022<br> [Borrower - \| Primary Income - K-1 (< 25%)]; K-1 - 2021 | [Borrower]; 4506-C - 2023<br> [Borrower]; Tax Return Extension - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1040 - 2021<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $4292.34 |  | 5.850% | $0.00 |  |  |  |  | N/A | No | 9.000% | 0 |  | 2 | 0 | 3 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 29 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 23.02 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000048117 | XXXXX |  | Non QM |  |  |  | Yes | No | $758.38 | $1035.64 |  | 8.857% | XXXXX | $865.37 | 8.750% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $9886.91 | 1 | $16113.60 | $1116.96 | $1342.80 | $93.08 |  |  |  |  |  | 40.679% | 40.679% | 40.679% | 09/14/2024 | 715 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $758.38 |  | 6.150% | $0.00 |  |  |  |  | N/A | No | 8.750% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000049382 | XXXXX |  | N/A |  |  |  | No | No | $5395.00 | $2340.22 |  | 9.534% | XXXXX | $1413.97 | 9.375% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $13495.01 | 1 | $7749.84 | $888.96 | $645.82 | $74.08 |  |  |  |  |  | 36.147% | 36.147% | 36.147% | 08/15/2024 | 722 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $5395.00 |  | 6.040% | $0.00 | 1 |  |  |  | N/A | No | 9.375% | 2 | 0 | 1 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 4.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000047607 | XXXXX |  | Non QM |  |  |  | Yes | No | $863.80 | $1128.05 |  | 8.159% | XXXXX | $836.44 | 8.000% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7812.39 | 1 | $8225.88 | $1488.00 | $685.49 | $124.00 |  |  |  |  |  | 34.566% | 34.566% | 34.566% | 09/10/2024 | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $863.80 |  | 5.990% | $0.00 |  |  |  |  | N/A | No | 8.000% | 1 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 31 | 31 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $7664.78 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000048263 | XXXXX |  | Non QM |  |  |  | Yes | No | $3442.50 | $4854.00 |  | 8.458% | XXXXX | $1045.55 | 8.000% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $4521.81 | 1 | $14301.36 | $2661.00 | $1191.78 | $221.75 |  |  |  |  |  | 49.836% | 49.836% | 49.836% | 08/15/2024 | 681 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Non-Primary Income - Housing Allowance]; Employer Letter - 2024<br> [Borrower - \| Non-Primary Income - Housing Allowance]; Paystubs - 2024<br> [Borrower - \| Non-Primary Income - Housing Allowance]; WVOE - 2024<br> [Borrower - \| Non-Primary Income - Housing Allowance]; Paystubs - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021 | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $3442.50 |  | 5.950% | $0.00 | 1 |  |  |  | N/A | No | 8.000% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 32 | 32 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $2291.67 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000048170 | XXXXX |  | N/A |  | Yes |  | No | No | $2575.00 | $4074.33 |  | 9.832% | XXXXX | $831.75 | 9.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5693.04 | 1 | $2377.68 | $317.04 | $198.14 | $26.42 |  |  |  |  |  | 40.935% | 40.935% | 40.935% | 08/28/2024 | 708 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; Transcripts (1040) - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2575.00 |  | 6.150% | $0.00 | 2.4 |  |  |  | N/A | No | 9.375% | 2 |  | 0 | 0 | 0 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 29 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.28 |  |  | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000047955 | XXXXX |  | Non QM |  |  |  | Yes | No | $625.40 | $1639.06 |  | 9.051% | XXXXX | $393.35 | 8.750% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7939.43 | 1 | $4529.04 | $2592.96 | $377.42 | $216.08 |  |  |  |  |  | 29.995% | 29.995% | 29.995% | 09/12/2024 | 716 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $625.40 |  | 6.320% | $0.00 |  |  |  |  | N/A | No | 8.750% | 1 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 32 |  |  |  | Yes | Title Search |  | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000045568 | XXXXX |  | Non QM |  |  |  | Yes | No | $2771.00 | $3207.11 |  | 9.454% | XXXXX | $590.84 | 8.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $14565.52 | 1 | $6117.72 | $1110.00 | $509.81 | $92.50 |  |  |  |  |  | 27.776% | 27.776% | 27.776% | 08/07/2024 | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2771.00 |  | 5.760% | $0.00 | 1 |  |  |  | Yes | No | 8.500% | 0 | 0 | 0 | 0 | 4 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 31 | 30 |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.990% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 7.23 |  |  | No |  | $0.00 | $11589.08 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| XXXXX | 4000050148 | XXXXX |  | N/A |  |  |  | No | No | $1500.00 | $3419.28 |  | 8.541% | XXXXX | $627.33 | 8.000% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9788.92 | 1 | $5462.88 | $1979.04 | $455.24 | $164.92 |  |  |  |  |  | 39.761% | 39.761% | 39.761% | 08/28/2024 | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1500.00 |  | 5.990% | $0.00 |  |  |  |  | N/A | No | 8.000% | 1 | 1 | 1 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 6.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $11250.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 240 |
| XXXXX | 4000047620 | XXXXX |  | Non QM |  |  |  | Yes | No | $1703.88 | $2675.66 |  | 9.650% | XXXXX | $696.97 | 9.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5800.17 | 1 | $2952.84 | $971.04 | $246.07 | $80.92 |  |  |  |  |  | 29.597% | 29.597% | 29.597% | 09/11/2024 | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1703.88 |  | 5.990% | $0.00 |  |  |  |  | N/A | No | 9.250% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.990% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000048970 | XXXXX |  | Non QM |  |  |  | Yes | No | $2578.44 | $3492.77 |  | 8.425% | XXXXX | $779.62 | 8.125% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $10698.93 | 1 | $3485.16 | $1002.00 | $290.43 | $83.50 |  |  |  |  |  | 29.808% | 29.808% | 29.808% | 08/27/2024 | 726 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2578.44 |  | 6.040% | $0.00 |  |  |  |  | N/A | No | 8.125% | 1 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 31 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $7288.67 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000047925 | XXXXX |  | Non QM |  |  |  | Yes | No | $3099.00 | $3475.54 |  | 9.420% | XXXXX | $662.78 | 8.750% | No | No | Not Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7317.23 | 1 | $5523.48 | $1406.04 | $460.29 | $117.17 |  |  |  |  |  | 25.522% | 25.522% | 25.522% | 09/11/2024 | 736 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $3099.00 |  | 5.990% | $0.00 |  |  |  |  | N/A | No | 8.750% | 0 | 1 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $9824.71 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000047830 | XXXXX |  | Non QM |  |  |  | Yes | No | $2823.50 | $3956.24 |  | 8.785% | XXXXX | $961.14 | 8.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7092.89 | 1 | $4199.40 | $5157.00 | $349.95 | $429.75 |  |  |  |  |  | 43.834% | 43.834% | 43.834% | 09/12/2024 | 690 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2823.50 |  | 6.320% | $0.00 |  |  |  |  | N/A | No | 8.500% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 32 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 52.67 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000046275 | XXXXX |  | Non QM |  |  |  | Yes | No | $9145.10 | $14324.10 |  | 9.467% | XXXXX | $3132.49 | 9.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7129.85 | 1 | $3347.52 | $311.76 | $278.96 | $25.98 |  |  |  |  |  | 48.373% | 48.373% | 48.373% | 08/07/2024 | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; CPA Letter - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Wages]; Employer Letter - 2024<br> [Borrower - \| Non-Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Non-Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $9145.10 |  | 6.430% | $0.00 | 2.5 |  |  |  | N/A | No | 9.125% | 1 |  | 1 | 0 | 3 | 1 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 28 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 53.42 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000048684 | XXXXX |  | Non QM |  |  |  | Yes | No | $2360.59 | $3178.79 |  | 11.162% | XXXXX | $481.49 | 10.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5187.71 | 1 | $3446.16 | $2375.04 | $287.18 | $197.92 |  |  |  |  |  | 45.307% | 45.307% | 45.307% | 08/28/2024 | 696 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2360.59 |  | 6.040% | $0.00 | 1 |  |  |  | Yes | No | 10.500% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 33 | 57 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 6.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $4977.47 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000050413 | XXXXX |  | Non QM |  |  |  | Yes | No | $2645.00 | $3880.27 |  | 8.638% | XXXXX | $556.87 | 8.125% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $3858.35 | 1 | $2851.20 | $1626.96 | $237.60 | $135.58 |  |  |  |  |  | 41.097% | 41.097% | 41.097% | 08/29/2024 | 725 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2645.00 |  | 6.040% | $0.00 | 1 |  |  |  | Yes | No | 8.125% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $1054.21 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000048058 | XXXXX |  | Non QM |  |  |  | Yes | No | $662.90 | $1248.89 |  | 8.338% | XXXXX | $371.25 | 8.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5852.90 | 1 | $5556.96 | $1470.96 | $463.08 | $122.58 |  |  |  |  |  | 38.467% | 38.467% | 38.467% | 09/13/2024 | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; Other - 2024<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $662.90 |  | 6.320% | $0.00 |  |  |  |  | N/A | No | 8.125% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 32 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000050739 | XXXXX |  | Non QM |  |  |  | Yes | No | $2144.00 | $2952.86 |  | 10.103% | XXXXX | $566.06 | 9.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $14286.40 | 1 | $3084.72 | $3207.84 | $257.06 | $267.32 |  |  |  |  |  | 42.747% | 42.747% | 42.747% | 06/28/2024 | 708 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Audited | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Paystubs - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2021<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2021<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2021 | [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - No Results Returned - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1040 - 2021<br> [Borrower]; Transcripts (1040) - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2144.00 |  | 6.290% | $0.00 | 1 |  |  |  | No | No | 9.250% | 3 |  | 2 | 0 | 2 | 2 |  |  | 7.13 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 5.490% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| XXXXX | 4000049076 | XXXXX |  | Non QM |  |  |  | Yes | No | $3808.25 | $5435.04 |  | 8.378% | XXXXX | $990.58 | 8.000% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4040.46 | 1 | $9027.00 | $4734.96 | $752.25 | $394.58 |  |  |  |  |  | 48.286% | 48.286% | 48.286% | 08/27/2024 | 711 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Account Statements - 2024<br> [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Primary Income - Social Security]; 1099-SSA - 2023<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024 | [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $3808.25 |  | 6.040% | $0.00 | 1 |  |  |  | Yes | No | 8.000% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.74 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000046277 | XXXXX |  | Non QM |  |  |  | Yes | No | $1373.00 | $2374.47 |  | 8.581% | XXXXX | $418.22 | 8.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4633.34 | 1 | $8112.60 | $594.96 | $676.05 | $49.58 |  |  |  |  |  | 30.515% | 30.515% | 30.515% | 08/28/2024 | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1373.00 |  | 6.090% | $0.00 |  |  |  |  | N/A | No | 8.000% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000047584 | XXXXX |  | Non QM |  |  |  | Yes | No | $3832.50 | $5156.82 |  | 9.196% | XXXXX | $1193.47 | 8.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $4503.06 | 1 | $2855.76 | $2570.04 | $237.98 | $214.17 |  |  |  |  |  | 49.727% | 49.727% | 49.727% | 09/09/2024 | 694 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $3832.50 |  | 6.320% | $0.00 |  |  |  |  | N/A | No | 8.875% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  | 31 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.990% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $4623.79 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000047699 | XXXXX |  | Non QM |  |  |  | Yes | No | $1690.00 | $2819.54 |  | 8.374% | XXXXX | $742.50 | 8.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6813.98 | 1 | $3865.80 | $2161.20 | $322.15 | $180.10 |  |  |  |  |  | 37.940% | 37.940% | 37.940% | 09/11/2024 | 730 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1690.00 |  | 6.320% | $0.00 |  |  |  |  | No | No | 8.125% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.990% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000048422 | XXXXX |  | Non QM |  |  |  | Yes | No | $1605.83 | $0.00 |  | 8.056% | XXXXX | $644.15 | 8.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4525.44 | 1 | $4659.96 | $605.04 | $388.33 | $50.42 |  |  |  |  |  | 37.601% | 37.601% | 37.601% | 09/11/2024 | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1605.83 |  | 5.950% | $0.00 |  |  |  |  | N/A | No | 8.125% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 8 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000048159 | XXXXX |  | Non QM |  |  |  | Yes | No | $588.50 | $1041.25 |  | 8.664% | XXXXX | $384.46 | 8.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2327.11 | 1 | $3095.28 | $675.00 | $257.94 | $56.25 |  |  |  |  |  | 35.860% | 35.860% | 35.860% | 09/16/2024 | 690 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $588.50 |  | 6.150% | $0.00 | 1 |  |  |  | Yes | No | 8.500% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 32 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.990% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000049103 | XXXXX |  | Non QM |  |  |  | Yes | No | $1500.00 | $2357.25 |  | 9.420% | XXXXX | $610.22 | 9.125% | No | No | Non-Employment Income | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6294.85 | 1 | $4221.24 | $999.00 | $351.77 | $83.25 |  |  |  |  |  | 33.195% | 33.195% | 33.195% | 09/24/2024 | 747 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Account Statements - 2024<br> [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; Account Statements - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; 1099-SSA - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1500.00 |  | 6.040% | $0.00 |  |  |  |  | N/A | No | 9.125% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $7246.13 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000049571 | XXXXX |  | N/A |  |  |  | No | No | $2116.19 | $2935.86 |  | 8.403% | XXXXX | $970.46 | 8.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5055.59 | 1 | $3456.72 | $923.04 | $288.06 | $76.92 |  |  |  |  |  | 44.975% | 44.975% | 44.975% | 09/26/2024 | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2116.19 |  | 5.330% | $0.00 |  |  |  |  | N/A | No | 8.000% | 1 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 33 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 180 |
| XXXXX | 4000049468 | XXXXX |  | Non QM |  |  |  | Yes | No | $1740.00 | $4249.39 |  | 8.626% | XXXXX | $710.97 | 8.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4378.30 | 1 | $7751.76 | $1896.00 | $645.98 | $158.00 |  |  |  |  |  | 49.490% | 49.490% | 49.490% | 08/28/2024 | 743 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Borrower - \| Non-Primary Income - Trust Income]; Account Statements - 2024<br> [Borrower - \| Non-Primary Income - Trust Income]; Other - 2024<br> [Borrower - \| Non-Primary Income - Trust Income]; Trust Agreement - 2013 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1740.00 |  | 5.850% | $0.00 | 1 |  |  |  | N/A | No | 8.000% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000048221 | XXXXX |  | Non QM |  |  |  | Yes | No | $551.05 | $1122.15 |  | 8.187% | XXXXX | $366.88 | 8.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2284.87 | 1 | $1098.24 | $1998.00 | $91.52 | $166.50 |  |  |  |  |  | 46.338% | 46.338% | 46.338% | 09/16/2024 | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $551.05 |  | 6.150% | $0.00 | 1.5 |  |  |  | No | No | 8.000% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 21 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000044851 | XXXXX |  | Non QM |  |  |  | Yes | No | $2043.15 | $2850.14 |  | 9.819% | XXXXX | $436.02 | 9.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2086.98 | 1 | $4118.52 | $1266.00 | $343.21 | $105.50 |  |  |  |  |  | 43.790% | 43.790% | 43.790% | 08/14/2024 | 703 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2043.15 |  | 6.430% | $0.00 |  |  |  |  | N/A | No | 9.250% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 28 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000048229 | XXXXX |  | Non QM |  |  |  | Yes | No | $519.31 | $2057.05 |  | 8.790% | XXXXX | $1801.54 | 8.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9633.77 | 1 | $6200.04 | $4755.72 | $516.67 | $396.31 |  |  |  |  |  | 32.866% | 32.866% | 32.866% | 09/16/2024 | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $519.31 |  | 6.150% | $0.00 |  |  |  |  | N/A | No | 8.750% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 33 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000048902 | XXXXX |  | Non QM |  |  |  | Yes | No | $1449.00 | $4865.90 |  | 8.176% | XXXXX | $3712.49 | 8.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $25408.58 | 1 | $15157.20 | $4449.60 | $1263.10 | $370.80 |  |  |  |  |  | 29.907% | 29.907% | 29.907% | 08/20/2024 | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1449.00 |  | 6.040% | $0.00 | 1 |  |  |  | Yes | No | 8.125% | 2 |  | 0 | 0 | 4 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee |  |  |  |  |  |  | 1 | XXXXX | 0.030% | XXXXX | XXXXX | XXXXX | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 16.19 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000049982 | XXXXX |  | N/A |  |  |  | No | No | $5282.50 | $8413.72 |  | 9.813% | XXXXX | $2207.24 | 9.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10621.64 | 1 | $11250.96 | $321.96 | $937.58 | $26.83 |  |  |  |  |  | 43.798% | 43.798% | 43.798% | 09/13/2024 | 741 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; CPA Letter - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - No Results Returned - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $5282.50 |  | 6.100% | $0.00 | 1.2 |  |  |  | N/A | No | 9.500% | 2 |  | 1 | 0 | 3 | 1 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000047834 | XXXXX |  | Non QM |  |  |  | Yes | No | $2107.50 | $4849.15 |  | 8.837% | XXXXX | $2950.13 | 8.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $19933.09 | 1 | $26477.28 | $8169.96 | $2206.44 | $680.83 |  |  |  |  |  | 41.166% | 41.166% | 41.166% | 08/19/2024 | 731 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2107.50 |  | 6.320% | $0.00 | 1.3 |  |  |  | Yes | No | 8.750% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 23 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000049315 | XXXXX |  | Non QM |  |  |  | Yes | No | $7836.85 | $4780.74 |  | 9.722% | XXXXX | $1622.85 | 9.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $4795.94 | 1 | $4661.88 | $1358.04 | $388.49 | $113.17 |  |  |  |  |  | 46.402% | 46.402% | 46.402% | 09/26/2024 | 712 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $7836.85 |  | 6.040% | $0.00 | 1.2 |  |  |  | N/A | No | 9.500% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 32 | 32 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $4549.43 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000048909 | XXXXX |  | Non QM |  |  |  | Yes | No | $2807.50 | $5065.08 |  | 8.326% | XXXXX | $1100.65 | 8.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5837.08 | 1 | $9972.36 | $2865.96 | $831.03 | $238.83 |  |  |  |  |  | 47.805% | 47.805% | 47.805% | 08/19/2024 | 754 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Non-Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Non-Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Housing Allowance]; WVOE - 2024<br> [Borrower - \| Non-Primary Income - Housing Allowance]; WVOE - 2024<br> [Borrower - \| Non-Primary Income - Housing Allowance]; WVOE - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2807.50 |  | 6.040% | $0.00 | 1 |  |  |  | N/A | No | 8.000% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 32 |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX |  | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000048210 | XXXXX |  | N/A |  |  |  | No | No | $2006.26 | $2552.26 |  | 8.679% | XXXXX | $450.76 | 8.250% | No | No | Employed | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $12717.40 | 1 | $2151.72 | $1902.00 | $179.31 | $158.50 |  |  |  |  |  | 27.417% | 27.417% | 27.417% | 09/05/2024 | 734 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Pension]; Paystubs - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Coborrower(s) - \| Primary Income - Pension]; Deposit Receipt - 2024<br> [Coborrower(s) - \| Primary Income - Pension]; 1099-R - 2023<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; 1099-SSA - 2023 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2006.26 |  | 6.040% | $0.00 |  |  |  |  | N/A | No | 8.250% | 1 | 0 | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $2906.59 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000049069 | XXXXX |  | Non QM |  |  |  | Yes | No | $1000.00 | $1601.71 |  | 8.602% | XXXXX | $481.44 | 8.125% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8815.58 | 1 | $1601.04 | $1974.96 | $133.42 | $164.58 |  |  |  |  |  | 35.140% | 35.140% | 35.140% | 09/24/2024 | 725 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1000.00 |  | 5.330% | $0.00 |  |  |  |  | N/A | No | 8.125% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $3501.33 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| XXXXX | 4000048575 | XXXXX |  | Non QM |  |  |  | Yes | No | $1199.00 | $1871.43 |  | 8.415% | XXXXX | $460.04 | 8.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7872.46 | 1 | $1138.56 | $2137.92 | $94.88 | $178.16 |  |  |  |  |  | 21.275% | 21.275% | 21.275% | 09/19/2024 | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1199.00 |  | 5.950% | $0.00 |  |  |  |  | N/A | No | 8.000% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000049006 | XXXXX |  | Non QM |  |  |  | Yes | No | $853.59 | $1385.51 |  | 8.610% | XXXXX | $418.04 | 8.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7051.54 | 1 | $5023.32 | $963.96 | $418.61 | $80.33 |  |  |  |  |  | 29.349% | 29.349% | 29.349% | 09/23/2024 | 743 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $853.59 |  | 6.040% | $0.00 |  |  |  |  | N/A | No | 8.375% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 29 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000047910 | XXXXX |  | Non QM |  |  |  | Yes | No | $5754.27 | $6925.28 |  | 8.383% | XXXXX | $1298.76 | 8.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9986.23 | 1 | $3530.52 | $1573.68 | $294.21 | $131.14 |  |  |  |  |  | 31.523% | 31.523% | 31.523% | 09/12/2024 | 725 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $5754.27 |  | 6.320% | $0.00 |  |  |  |  | N/A | No | 8.000% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.974% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000047617 | XXXXX |  | Non QM |  |  |  | Yes | No | $872.00 | $2100.97 |  | 8.803% | XXXXX | $1966.75 | 8.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $20573.72 | 1 | $8487.84 | $3170.16 | $707.32 | $264.18 |  |  |  |  |  | 28.295% | 28.295% | 28.295% | 09/10/2024 | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $872.00 |  | 6.320% | $0.00 | 2.3 |  |  |  | Yes | No | 8.750% | 1 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  | 32 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 4.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $11192.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000048239 | XXXXX |  | Non QM |  |  |  | Yes | No | $1138.07 | $2625.60 |  | 8.173% | XXXXX | $2413.12 | 8.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $38492.90 | 1 | $9616.32 | $7683.96 | $801.36 | $640.33 |  |  |  |  |  | 32.812% | 32.812% | 32.812% | 09/16/2024 | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1138.07 |  | 6.150% | $0.00 |  |  |  |  | N/A | No | 8.125% | 1 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.575% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000048205 | XXXXX |  | Non QM |  |  |  | Yes | No | $10316.39 | $0.00 |  | 7.965% | XXXXX | $3511.06 | 8.000% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $10994.36 | 1 | $17077.68 | $1578.96 | $1423.14 | $131.58 |  |  |  |  |  | 45.846% | 45.846% | 45.846% | 09/16/2024 | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $10316.39 |  | 6.120% | $0.00 | 1 |  |  |  | Yes | No | 8.000% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 31 | 21 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 1.86 |  |  | No |  | $0.00 | $12344.44 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000046410 | XXXXX |  | Non QM |  |  |  | Yes | No | $1549.27 | $2443.66 |  | 10.240% | XXXXX | $796.49 | 9.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $11752.38 | 1 | $12193.56 | $2303.64 | $1016.13 | $191.97 |  |  |  |  |  | 29.486% | 29.486% | 29.486% | 09/03/2024 | 717 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1549.27 |  | 5.760% | $0.00 | 1 |  |  |  | Yes | No | 9.875% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000048678 | XXXXX |  | Non QM |  |  |  | Yes | No | $2566.32 | $4419.04 |  | 9.573% | XXXXX | $541.04 | 8.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3529.32 | 1 | $3134.28 | $4466.04 | $261.19 | $372.17 |  |  |  |  |  | 49.352% | 49.352% | 49.352% | 09/03/2024 | 685 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; 1099-SSA - 2023 | [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2566.32 |  | 6.150% | $0.00 | 1 |  |  |  | No | No | 8.875% | 2 |  | 0 | 0 | 0 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 31 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.990% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000050835 | XXXXX |  | Non QM |  |  |  | Yes | No | $5774.00 | $6713.33 |  | 9.509% | XXXXX | $2042.51 | 9.125% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $21054.24 | 1 | $10388.76 | $3244.20 | $865.73 | $270.35 |  |  |  |  |  | 28.365% | 28.365% | 28.365% | 04/23/2024 | 733 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $5774.00 |  | 6.990% | $0.00 |  |  |  |  | N/A | No | 9.125% | 2 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Short Form | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.990% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $10640.72 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000050837 | XXXXX |  | Non QM |  |  |  | Yes | No | $395.00 | $867.28 |  | 10.339% | XXXXX | $2037.17 | 10.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6606.34 | 1 | $6107.52 | $2921.04 | $508.96 | $243.42 |  |  |  |  |  | 42.860% | 42.860% | 42.860% | 05/14/2024 | 709 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $395.00 |  | 6.930% | $0.00 |  |  |  |  | Yes | No | 10.375% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 29 |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 5.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000050836 | XXXXX |  | Non QM |  |  |  | Yes | No | $3538.00 | $4211.18 |  | 9.864% | XXXXX | $680.84 | 9.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $16971.49 | 1 | $8981.76 | $1158.00 | $748.48 | $96.50 |  |  |  |  |  | 18.537% | 18.537% | 18.537% | 04/30/2024 | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $3538.00 |  | 6.830% | $0.00 |  |  |  |  | N/A | No | 9.125% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Short Form | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000050852 | XXXXX |  | Non QM |  |  |  | Yes | No | $3565.00 | $4032.50 |  | 10.463% | XXXXX | $1254.53 | 10.000% | No | Yes | Employed | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9235.33 | 1 | $8569.56 | $2736.00 | $714.13 | $228.00 |  |  |  |  |  | 41.225% | 41.225% | 41.225% | 04/26/2024 | 829 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Pension]; Account Statements - 2024<br> [Coborrower(s) - \| Primary Income - Pension]; 1099-R - 2023 | [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $3565.00 |  | 7.000% | $0.00 |  |  |  |  | N/A | No | 10.000% | 1 | 0 | 1 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 23 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 448.67 |  | No | No |  | $7470.80 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000050846 | XXXXX |  | Non QM |  |  |  | Yes | No | $3152.50 | $3261.16 |  | 9.804% | XXXXX | $686.90 | 9.250% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $12495.21 | 1 | $7526.52 | $2979.12 | $627.21 | $248.26 |  |  |  |  |  | 33.281% | 33.281% | 33.281% | 05/08/2024 | 755 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; Employer Letter - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $3152.50 |  | 7.000% | $0.00 |  |  |  |  | N/A | No | 9.250% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $11323.87 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000050037 | XXXXX |  | N/A |  |  |  | No | No | $1692.97 | $2365.62 |  | 8.712% | XXXXX | $808.13 | 8.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $13488.61 | 1 | $7740.00 | $939.96 | $645.00 | $78.33 |  |  |  |  |  | 29.625% | 29.625% | 29.625% | 10/02/2024 | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; Year End Summary - 2023 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1692.97 |  | 6.100% | $0.00 |  |  |  |  | N/A | No | 8.500% | 1 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 12 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000050474 | XXXXX |  | N/A |  |  |  | No | No | $2517.50 | $3216.71 |  | 9.176% | XXXXX | $875.21 | 8.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6471.36 | 1 | $1365.60 | $814.68 | $113.80 | $67.89 |  |  |  |  |  | 28.478% | 28.478% | 28.478% | 10/04/2024 | 702 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; Account Statements - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2517.50 |  | 6.100% | $0.00 |  |  |  |  | N/A | No | 8.875% | 0 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000048251 | XXXXX |  | N/A |  |  |  | No | No | $2629.81 | $3394.74 |  | 8.944% | XXXXX | $855.57 | 8.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $13637.35 | 1 | $6979.44 | $1394.04 | $581.62 | $116.17 |  |  |  |  |  | 44.886% | 44.886% | 44.886% | 09/17/2024 | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Non-Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Non-Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2629.81 |  | 6.040% | $0.00 |  |  |  |  | N/A | No | 8.625% | 1 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 25 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 24.99 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000048379 | XXXXX |  | N/A |  |  |  | No | No | $2006.63 | $2491.30 |  | 9.295% | XXXXX | $506.13 | 8.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $60303.73 | 2 | $4543.32 | $794.04 | $378.61 | $66.17 |  |  |  |  |  | 26.788% | 26.788% | 26.788% | 09/17/2024 | 716 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Tax Return Extension - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2006.63 |  | 6.150% | $0.00 |  |  |  |  | No | No | 8.875% | 1 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 32 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.35 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 8 | 360 |
| XXXXX | 4000047804 | XXXXX |  | Non QM |  |  |  | Yes | No | $2144.92 | $2687.59 |  | 8.932% | XXXXX | $700.01 | 8.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3559.62 | 1 | $4990.44 | $2403.96 | $415.87 | $200.33 |  |  |  |  |  | 47.251% | 47.251% | 47.251% | 09/12/2024 | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2144.92 |  | 6.040% | $0.00 |  |  |  |  | N/A | No | 8.625% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 36 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000049174 | XXXXX |  | Non QM |  |  |  | Yes | No | $1769.00 | $2401.69 |  | 9.044% | XXXXX | $656.89 | 8.750% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2857.54 | 1 | $4425.60 | $4485.96 | $368.80 | $373.83 |  |  |  |  |  | 45.318% | 45.318% | 45.318% | 07/09/2024 | 740 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Account Statements - 2024<br> [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Non-Primary Income - Pension]; Account Statements - 2024<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Non-Primary Income - IRA Distribution]; Account Statements - 2024<br> [Borrower - \| Non-Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1769.00 |  | 6.040% | $0.00 |  |  |  |  | N/A | No | 8.750% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000048371 | XXXXX |  | Non QM |  |  |  | Yes | No | $1802.86 | $2350.61 |  | 8.971% | XXXXX | $405.99 | 8.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2430.54 | 2 | $2634.12 | $1065.96 | $219.51 | $88.83 |  |  |  |  |  | 44.169% | 44.169% | 44.169% | 10/14/2024 | 748 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1802.86 |  | 6.150% | $0.00 |  |  |  |  | N/A | No | 8.500% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 6.78 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000049380 | XXXXX |  | Non QM |  |  |  | Yes | No | $1539.00 | $2202.39 |  | 9.500% | XXXXX | $740.41 | 9.250% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9277.66 | 1 | $6229.20 | $1365.96 | $519.10 | $113.83 |  |  |  |  |  | 36.738% | 36.738% | 36.738% | 09/26/2024 | 743 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1539.00 |  | 6.040% | $0.00 | 2.5 |  |  |  | N/A | No | 9.250% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $8500.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000049000 | XXXXX |  | Non QM |  |  |  | Yes | No | $508.32 | $1235.10 |  | 9.070% | XXXXX | $1166.70 | 9.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3498.11 | 1 | $3196.56 | $1188.00 | $266.38 | $99.00 |  |  |  |  |  | 45.551% | 45.551% | 45.551% | 09/23/2024 | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2023<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $508.32 |  | 6.040% | $0.00 | 2.1 |  |  |  | N/A | No | 9.000% | 1 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 32 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 34.96 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000050467 | XXXXX |  | Non QM |  |  |  | Yes | No | $977.50 | $1527.57 |  | 8.636% | XXXXX | $807.36 | 8.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $17067.55 | 1 | $7920.72 | $1672.56 | $660.06 | $139.38 |  |  |  |  |  | 32.573% | 32.573% | 32.573% | 10/03/2024 | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $977.50 |  | 6.100% | $0.00 |  |  |  |  | N/A | No | 8.500% | 1 | 1 | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 27.09 |  | No | No |  | $0.00 | $12812.50 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000049284 | XXXXX |  | N/A |  |  |  | No | No | $210.00 | $966.52 |  | 8.416% | XXXXX | $481.44 | 8.125% | No | No | Employed | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $4207.23 | 1 | $3492.96 | $1066.92 | $291.08 | $88.91 |  |  |  |  |  | 23.756% | 23.756% | 23.756% | 09/24/2024 | 750 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099-SSA - 2023 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; Transcripts (1040) - 2022<br> [Coborrower]; 4506-C - 2021 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $210.00 |  | 5.330% | $0.00 |  |  |  |  | N/A | No | 8.125% | 2 | 0 | 1 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 14 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 4.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) |  | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  | $1481.66 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 180 |
| XXXXX | 4000049905 | XXXXX |  | Non QM |  |  |  | Yes | No | $1001.68 | $1568.39 |  | 8.118% | XXXXX | $880.52 | 8.000% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4362.78 | 1 | $6147.48 | $1247.04 | $512.29 | $103.92 |  |  |  |  |  | 45.861% | 45.861% | 45.861% | 09/30/2024 | 806 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1001.68 |  | 6.100% | $0.00 |  |  |  |  | N/A | No | 8.000% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search |  | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000044840 | XXXXX |  | Non QM |  |  |  | Yes | No | $3740.00 | $5366.00 |  | 8.820% | XXXXX | $1345.60 | 8.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5577.07 | 1 | $5811.12 | $738.00 | $484.26 | $61.50 |  |  |  |  |  | 41.339% | 41.339% | 41.339% | 08/16/2024 | 764 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $3740.00 |  | 6.430% | $0.00 | 1.1 |  |  |  | No | No | 8.500% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 32 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000051661 | XXXXX |  | Non QM |  |  |  | Yes | No | $4891.20 | $5222.60 |  | 9.793% | XXXXX | $995.44 | 9.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $1702.15 | 1 | $1931.52 | $1382.76 | $160.96 | $115.23 |  |  |  |  |  | 49.243% | 49.243% | 49.243% | 07/23/2024 | 692 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Borrower - \| Non-Primary Income - Social Security]; Account Statements - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; 1099-SSA - 2023<br> [Borrower - \| Non-Primary Income - Social Security]; 1099-SSA - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 4506-C - 2018<br> [Borrower]; 4506-C - 2017<br> [Borrower]; 4506-C - 2016<br> [Borrower]; 4506-C - 2015<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $4891.20 |  | 6.690% | $0.00 | 1 |  |  |  | N/A | No | 9.250% | 2 |  | 0 | 0 | 6 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 32 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12.16 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000050443 | XXXXX |  | Non QM |  |  |  | Yes | No | $3612.60 | $4110.41 |  | 8.605% | XXXXX | $668.25 | 8.125% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $2857.15 | 1 | $1965.60 | $1101.96 | $163.80 | $91.83 |  |  |  |  |  | 38.595% | 38.595% | 38.595% | 10/03/2024 | 738 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Non-Primary Income - Pension]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $3612.60 |  | 6.100% | $0.00 |  |  |  |  | N/A | No | 8.125% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $1299.70 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000047373 | XXXXX |  | Non QM |  |  |  | Yes | No | $2890.50 | $3469.44 |  | 9.511% | XXXXX | $603.47 | 9.000% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9920.90 | 1 | $2986.20 | $8696.04 | $248.85 | $724.67 |  |  |  |  |  | 29.621% | 29.621% | 29.621% | 10/14/2024 | 700 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Non-Primary Income - Pension]; 1099 - 2023<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Non-Primary Income - Pension]; 1099 - 2023<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Employer Letter - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024<br> [Coborrower(s) - \| Non-Primary Income - Pension]; 1099 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Pension]; 1099 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Pension]; 1099 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2890.50 |  | 6.320% | $0.00 |  |  |  |  | N/A | No | 9.000% | 0 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 33 | 33 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 4.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No |  | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $7774.45 | $2960.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000050012 | XXXXX |  | Non QM |  |  |  | Yes | No | $1000.00 | $1473.71 |  | 8.383% | XXXXX | $418.22 | 8.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4125.93 | 1 | $4971.48 | $675.96 | $414.29 | $56.33 |  |  |  |  |  | 42.028% | 42.028% | 42.028% | 10/01/2024 | 720 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1000.00 |  | 5.760% | $0.00 |  |  |  |  | N/A | No | 8.000% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000049741 | XXXXX |  | Non QM |  |  |  | Yes | No | $817.00 | $1890.51 |  | 8.580% | XXXXX | $1537.83 | 8.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9242.54 | 1 | $3948.60 | $2310.96 | $329.05 | $192.58 |  |  |  |  |  | 29.281% | 29.281% | 29.281% | 09/09/2024 | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $817.00 |  | 6.100% | $0.00 | 3.5 |  |  |  | Yes | No | 8.500% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 1 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000049036 | XXXXX |  | Non QM |  |  |  | Yes | No | $1499.35 | $1906.06 |  | 8.397% | XXXXX | $366.88 | 8.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4415.43 | 1 | $5054.28 | $924.96 | $421.19 | $77.08 |  |  |  |  |  | 33.100% | 33.100% | 33.100% | 09/23/2024 | 707 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1499.35 |  | 6.040% | $0.00 |  |  |  |  | N/A | No | 8.000% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 33 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000049894 | XXXXX |  | Non QM |  |  |  | Yes | No | $2325.00 | $3295.73 |  | 8.872% | XXXXX | $1034.46 | 8.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4761.97 | 1 | $6731.40 | $2256.48 | $560.95 | $188.04 |  |  |  |  |  | 49.827% | 49.827% | 49.827% | 09/19/2024 | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2024<br> [Borrower - \| Primary Income - Wages]; Other - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Pension]; Paystubs - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2325.00 |  | 6.100% | $0.00 | 1 |  |  |  | N/A | No | 8.625% | 1 |  | 0 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Trustee |  |  |  |  |  |  | 1 | XXXXX | 2.690% | XXXXX | XXXXX | XXXXX | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000051436 | XXXXX |  | Non QM |  |  |  | Yes | No | $2890.00 | $3885.78 |  | 9.309% | XXXXX | $795.64 | 8.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8201.44 | 1 | $4355.28 | $10598.64 | $362.94 | $883.22 |  |  |  |  |  | 34.389% | 34.389% | 34.389% | 10/07/2024 | 687 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2890.00 |  | 6.360% | $0.00 | 4.8 |  |  |  | No | No | 8.875% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000049135 | XXXXX |  | Non QM |  |  |  | Yes | No | $4217.85 | $4831.58 |  | 8.696% | XXXXX | $953.99 | 8.125% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5953.19 | 1 | $1413.48 | $2765.52 | $117.79 | $230.46 |  |  |  |  |  | 44.430% | 44.430% | 44.430% | 09/24/2024 | 709 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $4217.85 |  | 5.850% | $0.00 |  |  |  |  | N/A | No | 8.125% | 0 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 31 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 4.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $5822.27 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000048387 | XXXXX |  | Non QM |  |  |  | Yes | No | $4.20 | $512.28 |  | 8.143% | XXXXX | $1484.99 | 8.125% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8458.53 | 1 | $2854.80 | $492.96 | $237.90 | $41.08 |  |  |  |  |  | 33.279% | 33.279% | 33.279% | 09/18/2024 | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - Sole Proprietor]; CPA Letter - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; Transcripts (1040) - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; Transcripts (1040) - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; Transcripts (1040) - 2021<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $4.20 |  | 6.150% | $0.00 |  |  |  |  | N/A | No | 8.125% | 0 | 1 | 1 | 0 | 3 | 3 |  |  | 8.67 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $9632.13 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000048945 | XXXXX |  | N/A |  |  |  | No | No | $437.35 | $815.30 |  | 8.921% | XXXXX | $393.35 | 8.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5071.23 | 1 | $6129.12 | $608.04 | $510.76 | $50.67 |  |  |  |  |  | 36.794% | 36.794% | 36.794% | 09/23/2024 | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $437.35 |  | 6.040% | $0.00 |  |  |  |  | N/A | No | 8.750% | 1 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 27 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 7 | 360 |
| XXXXX | 4000050089 | XXXXX |  | Non QM |  |  |  | Yes | No | $402.13 | $869.55 |  | 8.302% | XXXXX | $1141.93 | 8.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9558.71 | 1 | $24650.04 | $1967.04 | $2054.17 | $163.92 |  |  |  |  |  | 47.272% | 47.272% | 47.272% | 10/01/2024 | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $402.13 |  | 6.100% | $0.00 |  |  |  |  | N/A | No | 8.250% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.71 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000049954 | XXXXX |  | Non QM |  |  |  | Yes | No | $26.40 | $599.21 |  | 8.307% | XXXXX | $751.27 | 8.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $13846.46 | 1 | $6298.32 | $2465.04 | $524.86 | $205.42 |  |  |  |  |  | 17.947% | 17.947% | 17.947% | 10/01/2024 | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $26.40 |  | 6.100% | $0.00 |  |  |  |  | N/A | No | 8.250% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000050562 | XXXXX |  | N/A |  |  |  | No | No | $3371.25 | $3878.17 |  | 8.569% | XXXXX | $1880.58 | 8.000% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $21562.00 | 1 | $5298.96 | $792.84 | $441.58 | $66.07 |  |  |  |  |  | 28.286% | 28.286% | 28.286% | 10/04/2024 | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $3371.25 |  | 5.720% | $0.00 |  |  |  |  | N/A | No | 8.000% | 1 | 1 | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  | 45 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No |  |  | No | No |  | $0.00 | $23357.47 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 120 |
| XXXXX | 4000048557 | XXXXX |  | Non QM |  |  |  | Yes | No | $1895.00 | $2721.72 |  | 10.831% | XXXXX | $1177.59 | 10.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7075.86 | 1 | $8648.52 | $2534.40 | $720.71 | $211.20 |  |  |  |  |  | 45.219% | 45.219% | 45.219% | 09/18/2024 | 680 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1895.00 |  | 5.950% | $0.00 | 1.1 |  |  |  | Yes | No | 10.500% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 23 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000049997 | XXXXX |  | Non QM |  |  |  | Yes | No | $1500.00 | $2019.32 |  | 8.360% | XXXXX | $627.33 | 8.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4184.95 | 1 | $4193.40 | $1259.04 | $349.45 | $104.92 |  |  |  |  |  | 35.959% | 35.959% | 35.959% | 10/01/2024 | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1500.00 |  | 5.760% | $0.00 |  |  |  |  | N/A | No | 8.000% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 33 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000051530 | XXXXX |  | Non QM |  |  |  | Yes | No | $4724.56 | $5792.55 |  | 10.503% | XXXXX | $2418.11 | 10.250% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $24071.02 | 1 | $8287.32 | $2225.76 | $690.61 | $185.48 |  |  |  |  |  | 23.232% | 23.232% | 23.232% | 09/19/2024 | 705 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $4724.56 |  | 6.360% | $0.00 | 1 |  |  |  | Yes | No | 10.250% | 1 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 7 | 33 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 6.88 |  |  | No |  | $0.00 | $17954.34 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000050275 | XXXXX |  | Non QM |  |  |  | Yes | No | $1076.90 | $1428.82 |  | 8.303% | XXXXX | $366.88 | 8.000% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4439.19 | 1 | $9632.04 | $1790.04 | $802.67 | $149.17 |  |  |  |  |  | 46.256% | 46.256% | 46.256% | 10/03/2024 | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - Sole Proprietor]; Other - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1076.90 |  | 6.100% | $0.00 |  |  |  |  | N/A | No | 8.000% | 0 |  | 1 | 0 | 3 | 0 |  |  | 8.97 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.990% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000048342 | XXXXX |  | Non QM |  |  |  | Yes | No | $1401.05 | $1788.65 |  | 8.743% | XXXXX | $426.03 | 8.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4415.33 | 1 | $2461.80 | $2509.92 | $205.15 | $209.16 |  |  |  |  |  | 46.801% | 46.801% | 46.801% | 09/17/2024 | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1401.05 |  | 5.950% | $0.00 |  |  |  |  | N/A | No | 8.250% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 48 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000046367 | XXXXX |  | Non QM |  |  |  | Yes | No | $3392.75 | $3941.14 |  | 8.336% | XXXXX | $1296.48 | 8.000% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5423.39 | 1 | $6312.60 | $5628.96 | $526.05 | $469.08 |  |  |  |  |  | 44.482% | 44.482% | 44.482% | 09/04/2024 | 764 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $3392.75 |  | 6.090% | $0.00 |  |  |  |  | N/A | No | 8.000% | 2 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 32 | 12 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $2025.19 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000051008 | XXXXX |  | Non QM |  |  |  | Yes | No | $1595.00 | $2713.88 |  | 9.022% | XXXXX | $583.34 | 8.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7031.81 | 1 | $2744.16 | $0.00 | $228.68 | $0.00 |  |  |  |  |  | 29.697% | 29.697% | 29.697% | 09/20/2024 | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1595.00 |  | 6.120% | $0.00 | 1 |  |  |  | N/A | No | 8.625% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7.2 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000051013 | XXXXX |  | Non QM |  |  |  | Yes | No | $1595.00 | $2723.05 |  | 8.368% | XXXXX | $1570.15 | 8.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $12115.64 | 1 | $1957.80 | $1164.96 | $163.15 | $97.08 |  |  |  |  |  | 39.790% | 39.790% | 39.790% | 08/17/2024 | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1595.00 |  | 6.120% | $0.00 | 1 |  |  |  | N/A | No | 8.250% | 2 |  | 1 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 7 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee |  |  |  |  |  |  | 1 | XXXXX | 2.250% | XXXXX | XXXXX | XXXXX | No | Trustee | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 42.5 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 5 | 360 |
| XXXXX | 4000050536 | XXXXX |  | Non QM |  |  |  | Yes | No | $2500.00 | $2863.39 |  | 8.538% | XXXXX | $556.87 | 8.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5159.34 | 1 | $2186.04 | $7170.00 | $182.17 | $597.50 |  |  |  |  |  | 38.540% | 38.540% | 38.540% | 10/04/2024 | 740 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2500.00 |  | 6.100% | $0.00 |  |  |  |  | N/A | No | 8.125% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 34 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.990% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000050470 | XXXXX |  | Non QM |  |  |  | Yes | No | $549.00 | $708.50 |  | 8.302% | XXXXX | $1278.10 | 8.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9063.77 | 1 | $4923.84 | $2109.84 | $410.32 | $175.82 |  |  |  |  |  | 30.086% | 30.086% | 30.086% | 10/07/2024 | 764 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $549.00 |  | 5.760% | $0.00 |  |  |  |  | N/A | No | 8.250% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.990% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 32.87 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000050008 | XXXXX |  | Non QM |  |  |  | Yes | No | $2135.97 | $2496.39 |  | 8.837% | XXXXX | $842.01 | 8.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5346.36 | 1 | $5394.24 | $1271.04 | $449.52 | $105.92 |  |  |  |  |  | 45.693% | 45.693% | 45.693% | 10/01/2024 | 696 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2135.97 |  | 5.750% | $0.00 |  |  |  |  | N/A | No | 8.000% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 33 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 120 |
| XXXXX | 4000050561 | XXXXX |  | Non QM |  |  |  | Yes | No | $803.75 | $1153.54 |  | 8.646% | XXXXX | $653.58 | 8.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $11066.99 | 1 | $2972.64 | $1497.72 | $247.72 | $124.81 |  |  |  |  |  | 18.525% | 18.525% | 18.525% | 10/05/2024 | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $803.75 |  | 6.120% | $0.00 |  |  |  |  | N/A | No | 8.500% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 12 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000050773 | XXXXX |  | Non QM |  |  |  | Yes | No | $7882.00 | $9121.74 |  | 8.573% | XXXXX | $2253.80 | 8.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7096.05 | 1 | $14313.36 | $1592.04 | $1192.78 | $132.67 |  |  |  |  |  | 49.910% | 49.910% | 49.910% | 10/06/2024 | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $7882.00 |  | 6.120% | $0.00 | 1.1 |  |  |  | No | No | 8.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 22 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 43.6 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000050246 | XXXXX |  | Non QM |  |  |  | Yes | No | $13375.50 | $15641.94 |  | 9.282% | XXXXX | $2596.11 | 8.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6559.53 | 1 | $8125.20 | $1493.16 | $677.10 | $124.43 |  |  |  |  |  | 49.805% | 49.805% | 49.805% | 10/11/2024 | 715 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; Transcripts (1040) - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; Transcripts (1040) - 2020<br> [Borrower]; 4506-C - 2018<br> [Borrower]; 4506-C - 2017<br> [Borrower]; 4506-C - 2016<br> [Borrower]; 4506-C - 2015<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $13375.50 |  | 6.100% | $0.00 | 1 |  |  |  | N/A | No | 8.750% | 2 |  | 0 | 0 | 8 | 3 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 32 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 48.43 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000050446 | XXXXX |  | Non QM |  |  |  | Yes | No | $3815.55 | $4111.92 |  | 8.445% | XXXXX | $733.76 | 8.000% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $4640.16 | 1 | $5383.08 | $1632.60 | $448.59 | $136.05 |  |  |  |  |  | 42.533% | 42.533% | 42.533% | 10/07/2024 | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared (Unaudited) | [Borrower - \| Primary Income - Sole Proprietor]; Other - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Other - 2024<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Third Party Verification - 2024<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022 | [Borrower]; 1040 - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1040 - 2022<br> [Coborrower]; Transcripts (1040) - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $3815.55 |  | 6.100% | $0.00 | 1.2 |  |  |  | N/A | No | 8.000% | 0 | 0 | 2 | 0 | 0 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $3698.97 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000051388 | XXXXX |  | Non QM |  |  |  | Yes | No | $1882.86 | $2311.92 |  | 8.285% | XXXXX | $918.08 | 8.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4603.60 | 1 | $3942.12 | $1403.88 | $328.51 | $116.99 |  |  |  |  |  | 46.160% | 46.160% | 46.160% | 10/12/2024 | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1882.86 |  | 5.990% | $0.00 |  |  |  |  | N/A | No | 8.000% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000050266 | XXXXX |  | Non QM |  |  |  | Yes | No | $1802.96 | $2147.21 |  | 8.355% | XXXXX | $476.95 | 8.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9377.15 | 1 | $15557.04 | $7460.04 | $1296.42 | $621.67 |  |  |  |  |  | 49.989% | 49.989% | 49.989% | 10/03/2024 | 726 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1802.96 |  | 6.100% | $0.00 |  |  |  |  | N/A | No | 8.000% | 1 |  | 2 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000050575 | XXXXX |  | Non QM |  |  |  | Yes | No | $750.00 | $1387.33 |  | 9.393% | XXXXX | $449.86 | 9.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4582.16 | 1 | $1844.88 | $765.00 | $153.74 | $63.75 |  |  |  |  |  | 38.146% | 38.146% | 38.146% | 10/04/2024 | 728 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $750.00 |  | 5.840% | $0.00 | 1 |  |  |  | Yes | No | 9.000% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 31 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000051159 | XXXXX |  | Non QM |  |  |  | Yes | No | $750.50 | $1121.07 |  | 8.745% | XXXXX | $384.46 | 8.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3644.38 | 1 | $4230.72 | $1896.00 | $352.56 | $158.00 |  |  |  |  |  | 44.679% | 44.679% | 44.679% | 10/10/2024 | 749 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $750.50 |  | 6.120% | $0.00 |  |  |  |  | N/A | No | 8.500% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000047983 | XXXXX |  | Non QM |  |  |  | Yes | No | $674.84 | $1280.31 |  | 9.247% | XXXXX | $1306.05 | 9.125% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $11626.23 | 1 | $5188.32 | $1562.04 | $432.36 | $130.17 |  |  |  |  |  | 24.185% | 24.185% | 24.185% | 07/20/2024 | 817 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $674.84 |  | 5.990% | $0.00 |  |  |  |  | N/A | No | 9.125% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 32.720% | No | 0 | 32 |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 64.66 |  |  | No |  | $0.00 | $7844.35 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000048550 | XXXXX |  | Non QM |  |  |  | Yes | No | $2390.00 | $3248.27 |  | 9.940% | XXXXX | $932.13 | 9.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5834.73 | 1 | $4587.24 | $1028.40 | $382.27 | $85.70 |  |  |  |  |  | 45.835% | 45.835% | 45.835% | 09/04/2024 | 741 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Non-Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Non-Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Coborrower(s) - \| Non-Primary Income - Wages]; The Work Number - Income - 2024<br> [Coborrower(s) - \| Non-Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Non-Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Non-Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Coborrower(s) - \| Non-Primary Income - Wages]; WVOE - 2024<br> [Coborrower(s) - \| Non-Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2390.00 |  | 5.950% | $0.00 | 2.6 |  |  |  | Yes | No | 9.500% | 1 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 32 | 32 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 0.59 |  | No | No |  | $0.00 | $4938.75 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 240 |
| XXXXX | 4000052018 | XXXXX |  | Non QM |  |  |  | Yes | No | $1089.00 | $1752.62 |  | 8.967% | XXXXX | $1591.29 | 8.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8530.68 | 1 | $4333.56 | $1662.00 | $361.13 | $138.50 |  |  |  |  |  | 34.728% | 34.728% | 34.728% | 09/09/2024 | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1089.00 |  | 6.360% | $0.00 | 4.7 |  |  |  | N/A | No | 8.875% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 32 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000049445 | XXXXX |  | N/A |  |  |  | No | No | $2021.80 | $2440.16 |  | 8.689% | XXXXX | $506.54 | 8.125% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8963.29 | 1 | $3180.48 | $1263.00 | $265.04 | $105.25 |  |  |  |  |  | 35.826% | 35.826% | 35.826% | 09/25/2024 | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared (Unaudited) | [Borrower - \| Primary Income - Sole Proprietor]; Other - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2020 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2021.80 |  | 5.850% | $0.00 |  |  |  |  | N/A | No | 8.125% | 0 | 0 | 1 | 0 | 3 | 0 |  |  | 9.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 240 |
| XXXXX | 4000050707 | XXXXX |  | Non QM |  |  |  | Yes | No | $2411.40 | $2862.61 |  | 8.939% | XXXXX | $577.73 | 8.125% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $6772.78 | 1 | $2978.40 | $801.96 | $248.20 | $66.83 |  |  |  |  |  | 34.904% | 34.904% | 34.904% | 10/07/2024 | 713 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2411.40 |  | 5.500% | $0.00 |  |  |  |  | N/A | No | 8.125% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| XXXXX | 4000047841 | XXXXX |  | Non QM |  |  |  | Yes | No | $3060.00 | $3575.41 |  | 8.503% | XXXXX | $757.35 | 8.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3755.27 | 1 | $7177.56 | $2296.80 | $598.13 | $191.40 |  |  |  |  |  | 44.297% | 44.297% | 44.297% | 09/18/2024 | 722 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Non-Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $3060.00 |  | 6.320% | $0.00 |  |  |  |  | N/A | No | 8.125% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000049733 | XXXXX |  | Non QM |  |  |  | Yes | No | $3750.00 | $4483.64 |  | 9.431% | XXXXX | $753.59 | 8.875% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $3809.71 | 1 | $4299.72 | $1299.96 | $358.31 | $108.33 |  |  |  |  |  | 44.444% | 44.444% | 44.444% | 09/25/2024 | 739 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Other - 2024<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; P&L Statement - 2024<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Third Party Verification - 2024<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022<br> [Coborrower(s) - \| Non-Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Non-Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Coborrower(s) - \| Non-Primary Income - Wages]; The Work Number - Income - 2024 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1040 - 2022<br> [Coborrower]; Transcripts (1040) - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $3750.00 |  | 6.100% | $0.00 |  |  |  |  | N/A | No | 8.875% | 0 | 0 | 2 | 0 | 3 | 2 |  |  | 9.27 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  | 30 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.100% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $2815.58 | $791.34 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000050790 | XXXXX |  | Non QM |  |  |  | Yes | No | $1777.09 | $2202.30 |  | 9.221% | XXXXX | $416.95 | 8.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4022.78 | 1 | $2073.96 | $4941.00 | $172.83 | $411.75 |  |  |  |  |  | 39.656% | 39.656% | 39.656% | 10/10/2024 | 742 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1777.09 |  | 6.120% | $0.00 |  |  |  |  | N/A | No | 8.750% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 33 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000051736 | XXXXX |  | Non QM |  |  |  | Yes | No | $1695.39 | $1982.65 |  | 8.337% | XXXXX | $476.95 | 8.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7686.61 | 1 | $3449.76 | $3480.00 | $287.48 | $290.00 |  |  |  |  |  | 29.324% | 29.324% | 29.324% | 10/16/2024 | 764 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1695.39 |  | 6.360% | $0.00 |  |  |  |  | N/A | No | 8.000% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000051340 | XXXXX |  | Non QM |  |  |  | Yes | No | $3000.00 | $2574.50 |  | 9.448% | XXXXX | $1234.01 | 9.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $11865.10 | 1 | $6274.56 | $1293.96 | $522.88 | $107.83 |  |  |  |  |  | 26.390% | 26.390% | 26.390% | 10/11/2024 | 719 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $3000.00 |  | 6.120% | $0.00 |  |  |  |  | N/A | No | 9.250% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.990% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000050711 | XXXXX |  | Non QM |  |  |  | Yes | No | $1683.82 | $2065.38 |  | 8.957% | XXXXX | $399.84 | 8.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10655.52 | 1 | $4908.36 | $2571.00 | $409.03 | $214.25 |  |  |  |  |  | 29.819% | 29.819% | 29.819% | 10/08/2024 | 701 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1683.82 |  | 6.120% | $0.00 |  |  |  |  | N/A | No | 8.500% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 32 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 1.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000049719 | XXXXX |  | Non QM |  |  |  | Yes | No | $2007.50 | $2544.32 |  | 8.312% | XXXXX | $660.39 | 8.000% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $10455.69 | 1 | $9253.20 | $2174.04 | $771.10 | $181.17 |  |  |  |  |  | 29.981% | 29.981% | 29.981% | 09/26/2024 | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2007.50 |  | 6.100% | $0.00 | 1 |  |  |  | Yes | No | 8.000% | 1 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 34 | 22 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 4.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $6202.11 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000052980 | XXXXX |  | Non QM |  |  |  | Yes | No | $3965.00 | $3392.28 |  | 9.083% | XXXXX | $3187.48 | 8.990% | No | No | Self-Employed | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $35350.87 | 1 | $15358.44 | $1482.00 | $1279.87 | $123.50 |  |  |  |  |  | 34.079% | 34.079% | 34.079% | 10/30/2024 | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared (Unaudited) | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Social Security]; Account Statements - 2024<br> [Coborrower(s) - \| Non-Primary Income - Pension]; Account Statements - 2024 | [Borrower]; 1040 - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2018<br> [Borrower]; 4506-C - 2017<br> [Borrower]; 4506-C - 2016<br> [Borrower]; 4506-C - 2015<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2018<br> [Coborrower]; 4506-C - 2017<br> [Coborrower]; 4506-C - 2016<br> [Coborrower]; 4506-C - 2015<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $3965.00 |  | 6.400% | $0.00 | 2.9 |  |  |  | N/A | No | 8.990% | 1 | 0 | 1 | 0 | 4 | 1 |  |  | 8.97 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 41.610% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 9.550% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 69.96 |  | Yes | No |  | $3505.82 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 | 360 |
| XXXXX | 4000050858 | XXXXX |  | Non QM |  |  |  | Yes | No | $4483.30 | $7437.30 |  | 9.304% | XXXXX | $2684.99 | 9.125% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $29038.27 | 1 | $13089.00 | $1674.12 | $1090.75 | $139.51 |  |  |  |  |  | 16.879% | 16.879% | 16.879% | 10/09/2024 | 681 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  | [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - No Results Returned - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1040 - 2021<br> [Borrower]; 4506-C - 2021<br> [Borrower]; Transcripts (1040) - 2021 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $4483.30 |  | 6.120% | $0.00 | 2.6 |  |  |  | N/A | No | 9.125% | 0 |  | 2 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000051583 | XXXXX |  | Non QM |  |  |  | Yes | No | $1911.80 | $3381.87 |  | 8.118% | XXXXX | $1493.21 | 8.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4605.37 | 1 | $6000.24 | $1385.64 | $500.02 | $115.47 |  |  |  |  |  | 40.957% | 40.957% | 40.957% | 10/15/2024 | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1911.80 |  | 6.360% | $0.00 |  |  |  |  | N/A | No | 8.000% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 33 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000049948 | XXXXX |  | Non QM |  |  |  | Yes | No | $1080.00 | $2329.35 |  | 8.624% | XXXXX | $820.88 | 8.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $14673.67 | 1 | $14723.64 | $4323.96 | $1226.97 | $360.33 |  |  |  |  |  | 30.534% | 30.534% | 30.534% | 09/04/2024 | 758 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Paystubs - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2021 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Tax Return Extension - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; Transcripts (1040) - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1080.00 |  | 6.100% | $0.00 | 1 |  |  |  | N/A | No | 8.375% | 2 |  | 2 | 0 | 3 | 3 |  |  | 8.97 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000050736 | XXXXX |  | Non QM |  |  |  | Yes | No | $1872.20 | $2237.95 |  | 9.251% | XXXXX | $574.41 | 8.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2725.85 | 1 | $4481.04 | $3292.68 | $373.42 | $274.39 |  |  |  |  |  | 49.213% | 49.213% | 49.213% | 10/04/2024 | 754 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1872.20 |  | 5.840% | $0.00 |  |  |  |  | N/A | No | 8.750% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 29 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000051531 | XXXXX |  | N/A |  |  |  | No | No | $1308.95 | $1910.70 |  | 9.188% | XXXXX | $496.04 | 8.625% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $2910.77 | 1 | $576.00 | $2118.72 | $48.00 | $176.56 |  |  |  |  |  | 35.569% | 35.569% | 35.569% | 10/18/2024 | 709 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; Tax Return Extension - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Tax Return Extension - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1308.95 |  | 5.780% | $0.00 |  |  |  |  | N/A | No | 8.625% | 1 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  | 12 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 4.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No |  |  | No | No |  | $0.00 | $1547.38 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 180 |
| XXXXX | 4000051740 | XXXXX |  | Non QM |  |  |  | Yes | No | $2626.11 | $3389.60 |  | 9.029% | XXXXX | $495.95 | 8.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $1843.60 | 1 | $1952.52 | $1163.64 | $162.71 | $96.97 |  |  |  |  |  | 45.305% | 45.305% | 45.305% | 10/16/2024 | 744 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2626.11 |  | 6.360% | $0.00 |  |  |  |  | N/A | No | 8.500% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 33 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000049935 | XXXXX |  | Non QM |  |  |  | Yes | No | $1592.20 | $3499.34 |  | 9.757% | XXXXX | $746.25 | 9.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3851.29 | 1 | $2349.96 | $4371.00 | $195.83 | $364.25 |  |  |  |  |  | 48.705% | 48.705% | 48.705% | 08/19/2024 | 750 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1592.20 |  | 6.100% | $0.00 | 1 |  |  |  | N/A | No | 9.375% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000047863 | XXXXX |  | Non QM |  |  |  | Yes | No | $1355.88 | $2349.63 |  | 9.680% | XXXXX | $920.74 | 9.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $10317.90 | 1 | $5561.52 | $1143.84 | $463.46 | $95.32 |  |  |  |  |  | 36.824% | 36.824% | 36.824% | 09/10/2024 | 719 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Employer Letter - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Employer Letter - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Tax Return Extension - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; Transcripts (1040) - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1355.88 |  | 6.320% | $0.00 | 2 |  |  |  | No | No | 9.500% | 2 | 2 | 1 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 32 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 4.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 87.76 |  | No | No |  | $0.00 | $8497.83 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 | 360 |
| XXXXX | 4000051586 | XXXXX |  | Non QM |  |  |  | Yes | No | $2076.85 | $3123.22 |  | 8.931% | XXXXX | $1180.05 | 8.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7014.96 | 1 | $7220.40 | $1515.00 | $601.70 | $126.25 |  |  |  |  |  | 45.617% | 45.617% | 45.617% | 10/12/2024 | 702 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2076.85 |  | 6.360% | $0.00 |  |  |  |  | N/A | No | 8.750% | 1 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000050556 | XXXXX |  | N/A |  |  |  | No | No | $3258.73 | $2690.68 |  | 9.927% | XXXXX | $898.44 | 9.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7132.02 | 1 | $4111.92 | $1763.04 | $342.66 | $146.92 |  |  |  |  |  | 19.784% | 19.784% | 19.784% | 08/02/2024 | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2022 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $3258.73 |  | 6.100% | $0.00 |  |  |  |  | N/A | No | 9.625% | 2 |  | 2 | 0 | 3 | 2 |  |  | 8.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000052375 | XXXXX |  | N/A |  |  |  | No | No | $4445.00 | $6138.79 |  | 10.098% | XXXXX | $1016.38 | 9.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $16396.52 | 2 | $6936.00 | $3180.00 | $578.00 | $265.00 |  |  |  |  |  | 24.622% | 24.622% | 24.622% | 09/06/2024 | 744 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2022 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $4445.00 |  | 5.840% | $0.00 |  |  |  |  | N/A | No | 9.375% | 2 |  | 2 | 0 | 2 | 1 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000052828 | XXXXX |  | Non QM |  |  |  | Yes | No | $1496.25 | $3153.22 |  | 8.479% | XXXXX | $1710.16 | 8.375% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7526.32 | 1 | $4360.44 | $1800.12 | $363.37 | $150.01 |  |  |  |  |  | 48.849% | 48.849% | 48.849% | 10/07/2024 | 743 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 4506-C - 2020<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1496.25 |  | 6.400% | $0.00 | 1.3 |  |  |  | Yes | No | 8.375% | 0 | 0 | 0 | 0 | 4 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 33 | 34 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $8297.33 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000051199 | XXXXX |  | Non QM |  |  |  | Yes | No | $1612.00 | $2488.93 |  | 8.882% | XXXXX | $380.04 | 8.375% | No | No | Employed | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6189.63 | 1 | $779.40 | $624.96 | $64.95 | $52.08 |  |  |  |  |  | 28.597% | 28.597% | 28.597% | 08/22/2024 | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 4506-C - 2020<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1612.00 |  | 6.120% | $0.00 | 1.6 |  |  |  | Yes | No | 8.375% | 2 | 0 | 0 | 0 | 4 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 28 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 4.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $1372.70 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000053077 | XXXXX |  | Non QM |  |  |  | Yes | No | $9771.53 | $11978.43 |  | 9.122% | XXXXX | $2513.90 | 8.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5664.82 | 1 | $10958.40 | $2067.00 | $913.20 | $172.25 |  |  |  |  |  | 49.910% | 49.910% | 49.910% | 08/23/2024 | 743 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Tax Return Extension - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $9771.53 |  | 6.590% | $0.00 | 2.2 |  |  |  | No | No | 8.750% | 2 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 32 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 5 | 360 |
| XXXXX | 4000050465 | XXXXX |  | N/A |  |  |  | No | No | $1908.80 | $2612.59 |  | 9.149% | XXXXX | $516.08 | 8.750% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $12673.60 | 1 | $2556.60 | $972.96 | $213.05 | $81.08 |  |  |  |  |  | 42.842% | 42.842% | 42.842% | 10/03/2024 | 757 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1908.80 |  | 6.100% | $0.00 |  |  |  |  | N/A | No | 8.750% | 1 | 0 | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 8 | 360 |
| XXXXX | 4000051690 | XXXXX |  | Non QM |  |  |  | Yes | No | $2867.10 | $3764.31 |  | 9.787% | XXXXX | $790.16 | 9.375% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $3632.10 | 1 | $1031.40 | $2944.56 | $85.95 | $245.38 |  |  |  |  |  | 40.130% | 40.130% | 40.130% | 10/16/2024 | 716 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2867.10 |  | 6.400% | $0.00 |  |  |  |  | N/A | No | 9.375% | 2 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 33 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000052331 | XXXXX |  | Non QM |  |  |  | Yes | No | $1595.00 | $3094.59 |  | 8.639% | XXXXX | $1313.30 | 8.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8187.05 | 1 | $2882.04 | $1362.96 | $240.17 | $113.58 |  |  |  |  |  | 40.433% | 40.433% | 40.433% | 10/16/2024 | 803 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1595.00 |  | 6.400% | $0.00 |  |  |  |  | Yes | No | 8.500% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000052852 | XXXXX |  | Non QM |  |  |  | Yes | No | $3349.80 | $4237.89 |  | 9.385% | XXXXX | $936.29 | 8.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $10548.65 | 1 | $4074.60 | $1462.20 | $339.55 | $121.85 |  |  |  |  |  | 32.031% | 32.031% | 32.031% | 10/22/2024 | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1040 - 2022<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; Transcripts (1040) - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $3349.80 |  | 6.270% | $0.00 |  |  |  |  | N/A | No | 8.875% | 2 | 2 | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 12 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) |  | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $12000.02 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 240 |
| XXXXX | 4000052747 | XXXXX |  | Non QM |  |  |  | Yes | No | $3846.00 | $4684.96 |  | 8.848% | XXXXX | $760.07 | 8.375% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4097.60 | 1 | $7924.44 | $1068.72 | $660.37 | $89.06 |  |  |  |  |  | 47.258% | 47.258% | 47.258% | 10/23/2024 | 752 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - VA Service Related Disability]; Other - 2024<br> [Borrower - \| Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; Account Statements - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2023<br> [Borrower - \| Non-Primary Income - IRA Distribution]; 1099 - 2023<br> [Borrower - \| Non-Primary Income - IRA Distribution]; 1099 - 2022 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $3846.00 |  | 6.400% | $0.00 |  |  |  |  | N/A | No | 8.375% | 0 |  | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000052143 | XXXXX |  | Non QM |  |  |  | Yes | No | $2515.05 | $3171.59 |  | 8.876% | XXXXX | $494.05 | 8.375% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $1954.07 | 1 | $3366.60 | $1613.04 | $280.55 | $134.42 |  |  |  |  |  | 48.897% | 48.897% | 48.897% | 10/20/2024 | 739 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - No Results Returned - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - No Results Returned - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2515.05 |  | 6.360% | $0.00 |  |  |  |  | N/A | No | 8.375% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000051448 | XXXXX |  | Non QM |  |  |  | Yes | No | $2379.08 | $2983.82 |  | 8.642% | XXXXX | $612.92 | 8.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5510.88 | 1 | $2886.36 | $1677.72 | $240.53 | $139.81 |  |  |  |  |  | 34.775% | 34.775% | 34.775% | 10/15/2024 | 696 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2379.08 |  | 5.990% | $0.00 |  |  |  |  | N/A | No | 8.125% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000051684 | XXXXX |  | Non QM |  |  |  | Yes | No | $2583.80 | $4078.81 |  | 10.032% | XXXXX | $1517.63 | 9.750% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9952.97 | 1 | $2442.00 | $5363.88 | $203.50 | $446.99 |  |  |  |  |  | 48.191% | 48.191% | 48.191% | 10/19/2024 | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Non-Primary Income - Wages]; Employer Letter - 2024<br> [Borrower - \| Non-Primary Income - Wages]; Leave and Earnings Statement (LES) - 2024<br> [Borrower - \| Non-Primary Income - Wages]; Military VOE - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Housing Allowance]; Leave and Earnings Statement (LES) - 2024<br> [Borrower - \| Non-Primary Income - Flight / Hazard Pay]; Commanding Officer Letter - 2024<br> [Borrower - \| Non-Primary Income - Flight / Hazard Pay]; Leave and Earnings Statement (LES) - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2583.80 |  | 5.990% | $0.00 | 1.2 |  |  |  | Yes | No | 9.750% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 0 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 21.25 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000053007 | XXXXX |  | Non QM |  |  |  | Yes | No | $1536.50 | $2050.06 |  | 8.789% | XXXXX | $380.04 | 8.375% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $4847.23 | 1 | $5417.64 | $1638.96 | $451.47 | $136.58 |  |  |  |  |  | 37.580% | 37.580% | 37.580% | 10/28/2024 | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1536.50 |  | 6.590% | $0.00 |  |  |  |  | N/A | No | 8.375% | 1 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000052789 | XXXXX |  | Non QM |  |  |  | Yes | No | $4181.60 | $5058.01 |  | 9.495% | XXXXX | $959.03 | 8.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6147.56 | 1 | $7287.24 | $1154.04 | $607.27 | $96.17 |  |  |  |  |  | 43.471% | 43.471% | 43.471% | 10/24/2024 | 724 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $4181.60 |  | 6.270% | $0.00 |  |  |  |  | N/A | No | 8.875% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 34 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000053251 | XXXXX |  | Non QM |  |  |  | Yes | No | $3031.23 | $3750.31 |  | 10.023% | XXXXX | $653.76 | 9.500% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4327.88 | 1 | $5666.88 | $1485.12 | $472.24 | $123.76 |  |  |  |  |  | 39.639% | 39.639% | 39.639% | 10/01/2024 | 700 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Account Statements - 2024<br> [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Non-Primary Income - Pension]; Account Statements - 2024<br> [Borrower - \| Non-Primary Income - Pension]; Paystubs - 2024<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; Other - 2024<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2024<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $3031.23 |  | 6.590% | $0.00 |  |  |  |  | N/A | No | 9.500% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000053427 | XXXXX |  | N/A |  |  |  | No | No | $4438.00 | $6627.62 |  | 8.681% | XXXXX | $1520.14 | 8.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7129.72 | 4 | $14205.12 | $5091.12 | $1183.76 | $424.26 |  |  |  |  |  | 37.049% | 37.049% | 37.049% | 09/11/2024 | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $4438.00 |  | 6.590% | $0.00 |  |  |  |  | N/A | No | 8.375% | 0 |  | 1 | 0 | 2 | 1 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee |  |  |  |  |  |  | 1 | XXXXX | 3.875% | XXXXX | XXXXX | XXXXX | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000052771 | XXXXX |  | Non QM |  |  |  | Yes | No | $2973.46 | $3749.69 |  | 8.490% | XXXXX | $749.92 | 8.125% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $3234.39 | 1 | $5866.80 | $1076.04 | $488.90 | $89.67 |  |  |  |  |  | 41.785% | 41.785% | 41.785% | 10/24/2024 | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2973.46 |  | 6.400% | $0.00 |  |  |  |  | N/A | No | 8.125% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 34 | 34 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 4.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $2698.16 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000052749 | XXXXX |  | Non QM |  |  |  | Yes | No | $1829.82 | $4591.63 |  | 9.052% | XXXXX | $3958.43 | 9.000% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $46945.68 | 1 | $6561.36 | $4038.00 | $546.78 | $336.50 |  |  |  |  |  | 18.232% | 18.232% | 18.232% | 09/16/2024 | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Paystubs - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2021<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2021 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Tax Return Extension - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Tax Return Extension - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Tax Return Extension - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1040 - 2022<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; Tax Return Extension - 2022<br> [Coborrower]; Transcripts (1040) - 2022<br> [Coborrower]; 4506-C - 2021 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1829.82 |  | 6.400% | $0.00 | 2.7 |  |  |  | Yes | No | 9.000% | 0 | 0 | 2 | 0 | 3 | 2 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 5.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 30.67 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000052022 | XXXXX |  | Non QM |  |  |  | Yes | No | $1000.00 | $1659.16 |  | 11.517% | XXXXX | $568.30 | 11.000% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $1664.97 | 1 | $504.96 | $1638.00 | $42.08 | $136.50 |  |  |  |  |  | 44.123% | 44.123% | 44.123% | 10/18/2024 | 691 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1000.00 |  | 5.780% | $0.00 | 1.6 |  |  |  | No | No | 11.000% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| XXXXX | 4000052413 | XXXXX |  | Non QM |  |  |  | Yes | No | $1083.00 | $1771.98 |  | 8.531% | XXXXX | $477.83 | 8.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3214.78 | 1 | $3044.52 | $1305.00 | $253.71 | $108.75 |  |  |  |  |  | 46.668% | 46.668% | 46.668% | 10/21/2024 | 731 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1083.00 |  | 5.880% | $0.00 |  |  |  |  | No | No | 8.000% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.990% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| XXXXX | 4000054000 | XXXXX |  | Non QM |  |  |  | Yes | No | $9873.94 | $12935.58 |  | 9.805% | XXXXX | $3708.17 | 9.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $15392.11 | 1 | $3800.40 | $0.00 | $316.70 | $0.00 |  |  |  |  |  | 38.087% | 38.087% | 38.087% | 10/08/2024 | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; CPA Letter - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2020<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2020 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $9873.94 |  | 6.730% | $0.00 | 3.9 |  |  |  | No | No | 9.500% | 2 |  | 2 | 0 | 3 | 2 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 45.62 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000052672 | XXXXX |  | Non QM |  |  |  | Yes | No | $4364.20 | $5575.71 |  | 8.464% | XXXXX | $2556.20 | 8.250% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $23674.50 | 1 | $17148.96 | $3915.96 | $1429.08 | $326.33 |  |  |  |  |  | 37.308% | 37.308% | 37.308% | 10/23/2024 | 729 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $4364.20 |  | 6.450% | $0.00 |  |  |  |  | N/A | No | 8.250% | 1 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 22 | 34 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 5.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No |  |  |  | No |  | $0.00 | $21096.66 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000051776 | XXXXX |  | Non QM |  |  |  | Yes | No | $2038.50 | $2941.98 |  | 9.980% | XXXXX | $546.56 | 9.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $11647.93 | 1 | $6289.56 | $2147.04 | $524.13 | $178.92 |  |  |  |  |  | 34.593% | 34.593% | 34.593% | 09/26/2024 | 696 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2038.50 |  | 6.360% | $0.00 | 1.2 |  |  |  | No | No | 9.500% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 33 | 33 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 14.8 |  |  | No |  | $0.00 | $11273.61 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000050437 | XXXXX |  | Non QM |  |  |  | Yes | No | $1661.60 | $2547.55 |  | 8.386% | XXXXX | $476.95 | 8.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8810.52 | 1 | $4959.96 | $2174.04 | $413.33 | $181.17 |  |  |  |  |  | 46.200% | 46.200% | 46.200% | 10/03/2024 | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1661.60 |  | 6.100% | $0.00 |  |  |  |  | N/A | No | 8.000% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000052544 | XXXXX |  | Non QM |  |  |  | Yes | No | $3297.44 | $4624.63 |  | 8.416% | XXXXX | $1803.04 | 8.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $26301.07 | 1 | $7598.52 | $8104.32 | $633.21 | $675.36 |  |  |  |  |  | 44.687% | 44.687% | 44.687% | 10/21/2024 | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $3297.44 |  | 6.400% | $0.00 |  |  |  |  | N/A | No | 8.250% | 1 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 34 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000051275 | XXXXX |  | Non QM |  |  |  | Yes | No | $3409.76 | $4216.76 |  | 9.563% | XXXXX | $821.77 | 9.125% | No | No | Employed | Employed | Employed |  | 8.81 |  | US Citizen | US Citizen | US Citizen |  |  |  |  |  | $5738.85 | 1 | $3270.60 | $2661.96 | $272.55 | $221.83 |  |  |  |  |  | 44.137% | 44.137% | 44.137% | 09/24/2024 | 716 | 715 | 716 | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  | Level 5-Stated/Verified as defined |  | Level 3-Stated/Verified as defined |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $3409.76 |  | 6.400% | $0.00 |  |  |  |  | N/A | No | 9.125% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 33 | 34 | 33 |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | Individual | Individual |  |  | 1 | XXXXX | 2.999% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) |  | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $6958.17 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000053157 | XXXXX |  | N/A |  | Yes |  | No | No | $382.50 | $2978.32 |  | 9.851% | XXXXX | $1045.49 | 9.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $26459.57 | 4 | $16171.92 | $2342.52 | $1347.66 | $195.21 |  |  |  |  |  | 41.465% | 41.465% | 41.465% | 09/20/2024 | 705 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 1040 - 2023<br> [Borrower]; 1040 - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $382.50 |  | 6.590% | $0.00 |  |  |  |  | N/A | No | 9.625% | 2 |  | 2 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 60.65 |  | Yes | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 7 | 360 |
| XXXXX | 4000051435 | XXXXX |  | Non QM |  |  |  | Yes | No | $2575.00 | $2904.48 |  | 9.711% | XXXXX | $970.18 | 9.375% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7806.98 | 1 | $6557.64 | $957.00 | $546.47 | $79.75 |  |  |  |  |  | 44.075% | 44.075% | 44.075% | 10/11/2024 | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2575.00 |  | 5.990% | $0.00 | 1 |  |  |  | Yes | No | 9.375% | 2 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  | 21 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $3326.44 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000051744 | XXXXX |  | Non QM |  |  |  | Yes | No | $1600.00 | $2344.92 |  | 10.117% | XXXXX | $758.81 | 9.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4762.94 | 1 | $5837.52 | $963.00 | $486.46 | $80.25 |  |  |  |  |  | 38.125% | 38.125% | 38.125% | 10/24/2024 | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1600.00 |  | 5.990% | $0.00 |  |  |  |  | N/A | No | 9.750% | 2 |  | 1 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.990% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 240 |
| XXXXX | 4000052944 | XXXXX |  | Non QM |  |  |  | Yes | No | $711.50 | $1204.02 |  | 8.544% | XXXXX | $426.03 | 8.250% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $3118.30 | 1 | $5019.24 | $834.96 | $418.27 | $69.58 |  |  |  |  |  | 49.906% | 49.906% | 49.906% | 10/25/2024 | 745 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; 1099-SSA - 2023<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2023<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099-SSA - 2023 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $711.50 |  | 6.450% | $0.00 |  |  |  |  | N/A | No | 8.250% | 0 | 0 | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No |  |  | No | No |  | $1533.89 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 240 |
| XXXXX | 4000052396 | XXXXX |  | Non QM |  |  |  | Yes | No | $2115.08 | $2874.90 |  | 9.582% | XXXXX | $723.95 | 9.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2487.09 | 2 | $2560.20 | $1641.60 | $213.35 | $136.80 |  |  |  |  |  | 48.968% | 48.968% | 48.968% | 10/11/2024 | 706 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; Other - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Third Party Verification - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2115.08 |  | 6.400% | $0.00 |  |  |  |  | N/A | No | 9.250% | 0 |  | 2 | 0 | 2 | 2 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.990% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000052127 | XXXXX |  | Non QM |  |  |  | Yes | No | $1880.38 | $2378.05 |  | 8.912% | XXXXX | $461.35 | 8.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7563.23 | 1 | $1595.04 | $2820.24 | $132.92 | $235.02 |  |  |  |  |  | 22.896% | 22.896% | 22.896% | 10/21/2024 | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1880.38 |  | 6.400% | $0.00 | 2.2 |  |  |  | Yes | No | 8.500% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 33 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.990% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000051499 | XXXXX |  | Non QM |  |  |  | Yes | No | $210.00 | $1319.51 |  | 10.175% | XXXXX | $601.14 | 10.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5168.49 | 1 | $11775.84 | $1941.96 | $981.32 | $161.83 |  |  |  |  |  | 46.623% | 46.623% | 46.623% | 10/09/2024 | 720 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Non-Primary Income - Wages]; WVOE - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $210.00 |  | 6.360% | $0.00 | 2.5 |  |  |  | N/A | No | 10.000% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 34 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000054476 | XXXXX |  | Non QM |  |  |  | Yes | No | $595.00 | $1476.55 |  | 8.972% | XXXXX | $1034.34 | 8.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7362.99 | 1 | $3996.84 | $3705.00 | $333.07 | $308.75 |  |  |  |  |  | 49.254% | 49.254% | 49.254% | 09/27/2024 | 738 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $595.00 |  | 6.730% | $0.00 | 2.8 |  |  |  | N/A | No | 8.875% | 0 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 7 | 34 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.950% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $8930.55 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000052751 | XXXXX |  | Non QM |  |  |  | Yes | No | $2631.94 | $3483.58 |  | 8.723% | XXXXX | $2205.82 | 8.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $27218.83 | 1 | $6920.64 | $5635.68 | $576.72 | $469.64 |  |  |  |  |  | 18.344% | 18.344% | 18.344% | 10/23/2024 | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2631.94 |  | 5.880% | $0.00 |  |  |  |  | N/A | No | 8.500% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 42.74 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| XXXXX | 4000052560 | XXXXX |  | N/A |  |  |  | No | No | $5419.81 | $7075.33 |  | 10.522% | XXXXX | $1667.14 | 10.125% | No | No | Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $75242.91 | 1 | $8421.12 | $627.00 | $701.76 | $52.25 |  |  |  |  |  | 43.508% | 43.508% | 43.508% | 09/19/2024 | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2022<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; Third Party Verification - 2024<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2022<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2021<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2021<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2021<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2021<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; Balance Sheet - 2024<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; P&L Statement - 2024<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; 1065 - 2022<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; K-1 - 2022<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2022<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2022<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2022<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2022<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Tax Return Extension - 2023<br> [Borrower]; Transcripts (1040) - No Results Returned - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; Transcripts (1040) - 2021<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Tax Return Extension - 2023<br> [Coborrower]; Transcripts (1040) - No Results Returned - 2023<br> [Coborrower]; 1040 - 2022<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; Transcripts (1040) - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; Transcripts (1040) - 2021 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $5419.81 |  | 6.400% | $0.00 |  |  |  |  | N/A | No | 10.125% | 2 | 0 | 2 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 33 |  |  |  | Yes | Commitment | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  | 1 | XXXXX | 3.625% | XXXXX | XXXXX | XXXXX | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | ($5577.67) | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 11 | 360 |
| XXXXX | 4000052491 | XXXXX |  | Non QM |  |  |  | Yes | No | $4947.40 | $5657.99 |  | 9.546% | XXXXX | $1025.46 | 8.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $4720.84 | 1 | $7488.12 | $2552.76 | $624.01 | $212.73 |  |  |  |  |  | 49.191% | 49.191% | 49.191% | 10/02/2024 | 680 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $4947.40 |  | 6.270% | $0.00 |  |  |  |  | N/A | No | 8.875% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  | 34 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $3224.66 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000053892 | XXXXX |  | N/A |  |  |  | No | No | $4397.86 | $5679.16 |  | 10.478% | XXXXX | $1171.44 | 10.000% | No | No | Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $95629.12 | 2 | $11093.88 | $1769.16 | $924.49 | $147.43 |  |  |  |  |  | 34.505% | 34.505% | 34.505% | 09/19/2024 | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2022<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2022<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2021<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2022<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2021<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2021<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2022<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2021<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2022<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2021<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2021<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; Balance Sheet - 2024<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; P&L Statement - 2024<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; Third Party Verification - 2024<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; K-1 - 2022<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2022<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2022<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Tax Return Extension - 2023<br> [Borrower]; Transcripts (1040) - No Results Returned - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; Transcripts (1040) - 2021<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Tax Return Extension - 2023<br> [Coborrower]; Transcripts (1040) - No Results Returned - 2023<br> [Coborrower]; 1040 - 2022<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; Transcripts (1040) - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; Transcripts (1040) - 2021 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $4397.86 |  | 6.730% | $0.00 |  |  |  |  | N/A | No | 10.000% | 2 | 0 | 2 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 22 |  |  |  | Yes | Commitment | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  | 1 | XXXXX | 3.500% | XXXXX | XXXXX | XXXXX | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | ($5258.73) | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 11 | 360 |
| XXXXX | 4000053591 | XXXXX |  | Non QM |  |  |  | Yes | No | $3000.00 | $3757.12 |  | 9.513% | XXXXX | $1234.01 | 9.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4229.92 | 1 | $9832.80 | $3477.00 | $819.40 | $289.75 |  |  |  |  |  | 47.616% | 47.616% | 47.616% | 10/02/2024 | 733 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Non-Primary Income - Wages]; Other - 2024<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Non-Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Non-Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $3000.00 |  | 6.590% | $0.00 |  |  |  |  | N/A | No | 9.250% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 21 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.990% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000052452 | XXXXX |  | Non QM |  |  |  | Yes | No | $3590.00 | $4915.02 |  | 8.524% | XXXXX | $733.76 | 8.000% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $14129.12 | 1 | $5682.60 | $1292.04 | $473.55 | $107.67 |  |  |  |  |  | 24.706% | 24.706% | 24.706% | 10/17/2024 | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 4506-C - 2020<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $3590.00 |  | 6.400% | $0.00 | 1.3 |  |  |  | N/A | No | 8.000% | 2 | 2 | 0 | 0 | 4 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 34 | 34 |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  | 1 | XXXXX | 3.426% | XXXXX | XXXXX | XXXXX | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $5617.97 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000052186 | XXXXX |  | Non QM |  |  |  | Yes | No | $1732.48 | $2167.69 |  | 8.277% | XXXXX | $587.01 | 8.000% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $11710.36 | 1 | $3740.88 | $1857.96 | $311.74 | $154.83 |  |  |  |  |  | 35.001% | 35.001% | 35.001% | 10/21/2024 | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1732.48 |  | 6.400% | $0.00 | 2.2 |  |  |  | No | No | 8.000% | 1 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No |  |  | Yes | No |  | $0.00 | $10125.01 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000053399 | XXXXX |  | N/A |  |  |  | No | No | $2023.85 | $2479.32 |  | 9.186% | XXXXX | $684.25 | 8.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6205.65 | 1 | $10357.68 | $1169.04 | $863.14 | $97.42 |  |  |  |  |  | 45.445% | 45.445% | 45.445% | 10/30/2024 | 754 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2023.85 |  | 6.590% | $0.00 |  |  |  |  | N/A | No | 8.875% | 1 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000053394 | XXXXX |  | N/A |  |  |  | No | No | $2556.05 | $3292.03 |  | 9.631% | XXXXX | $764.27 | 9.250% | No | No | Not Employed | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $5326.14 | 1 | $1007.40 | $545.04 | $83.95 | $45.42 |  |  |  |  |  | 38.227% | 38.227% | 38.227% | 10/21/2024 | 719 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; Employer Letter - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022 |  | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2556.05 |  | 6.830% | $0.00 | 1.6 |  |  |  | Yes | No | 9.250% | 0 | 2 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  | 34 |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  | 1 | XXXXX | 2.999% | XXXXX | XXXXX | XXXXX | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 19.22 |  | No | No |  | $0.00 | $8504.83 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 | 360 |
| XXXXX | 4000053904 | XXXXX |  | Non QM |  |  |  | Yes | No | $3084.20 | $3584.72 |  | 8.953% | XXXXX | $730.94 | 8.375% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $3378.85 | 1 | $3098.76 | $2052.00 | $258.23 | $171.00 |  |  |  |  |  | 42.649% | 42.649% | 42.649% | 10/22/2024 | 711 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2023<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2023<br> [Coborrower(s) - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024<br> [Coborrower(s) - \| Non-Primary Income - Pension]; Account Statements - 2024<br> [Coborrower(s) - \| Non-Primary Income - Pension]; Paystubs - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $3084.20 |  | 6.450% | $0.00 |  |  |  |  | N/A | No | 8.375% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 4.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $3003.19 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000053250 | XXXXX |  | Non QM |  |  |  | Yes | No | $4459.95 | $5968.76 |  | 9.291% | XXXXX | $1265.08 | 8.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $15170.93 | 1 | $8238.48 | $4542.96 | $686.54 | $378.58 |  |  |  |  |  | 35.468% | 35.468% | 35.468% | 09/09/2024 | 723 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Account Transcripts - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Account Transcripts - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $4459.95 |  | 6.590% | $0.00 | 3.2 |  |  |  | No | No | 8.875% | 2 |  | 1 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 13.6 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000055826 | XXXXX |  | Non QM |  |  |  | Yes | No | $400.00 | $1144.10 |  | 9.754% | XXXXX | $807.49 | 9.625% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $13010.56 | 2 | $4577.88 | $1718.04 | $381.49 | $143.17 |  |  |  |  |  | 41.767% | 41.767% | 41.767% | 11/04/2024 | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; Transcripts (1040) - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; Transcripts (1040) - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; Transcripts (1040) - 2021<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $400.00 |  | 6.780% | $0.00 |  |  |  |  | No | No | 9.625% | 2 | 2 | 2 | 0 | 3 | 3 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Short Form | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 48.07 |  | No | No |  | ($472.67) | $13069.33 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 | 360 |
| XXXXX | 4000051268 | XXXXX |  | Non QM |  |  |  | Yes | No | $9040.53 | $9933.29 |  | 9.062% | XXXXX | $2678.71 | 8.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8923.17 | 2 | $5753.40 | $1913.04 | $479.45 | $159.42 |  |  |  |  |  | 40.512% | 40.512% | 40.512% | 10/11/2024 | 736 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $9040.53 |  | 6.120% | $0.00 |  |  |  |  | N/A | No | 8.750% | 0 |  | 1 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.990% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000052019 | XXXXX |  | Non QM |  |  |  | Yes | No | $1989.20 | $2779.98 |  | 8.577% | XXXXX | $1026.10 | 8.375% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8758.61 | 1 | $2721.72 | $6219.96 | $226.81 | $518.33 |  |  |  |  |  | 44.086% | 44.086% | 44.086% | 10/16/2024 | 742 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1989.20 |  | 6.730% | $0.00 | 1.2 |  |  |  | N/A | No | 8.375% | 1 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 34 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $6629.14 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000052457 | XXXXX |  | Non QM |  |  |  | Yes | No | $1171.13 | $1446.55 |  | 9.698% | XXXXX | $571.17 | 9.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3779.50 | 1 | $2588.16 | $1457.04 | $215.68 | $121.42 |  |  |  |  |  | 41.854% | 41.854% | 41.854% | 09/27/2024 | 705 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2021 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1171.13 |  | 6.670% | $0.00 |  |  |  |  | N/A | No | 9.375% | 3 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 1 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.300% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000054362 | XXXXX |  | Non QM |  |  |  | Yes | No | $1590.00 | $2441.76 |  | 9.709% | XXXXX | $976.57 | 9.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $12791.67 | 4 | $6665.40 | $2436.24 | $555.45 | $203.02 |  |  |  |  |  | 23.366% | 23.366% | 23.366% | 11/04/2024 | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1040 - 2022<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; Transcripts (1040) - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1590.00 |  | 6.730% | $0.00 |  |  |  |  | N/A | No | 9.500% | 0 | 1 | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 33 | 15 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 4.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 55.77 |  | No | No |  | $0.00 | $4844.78 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 8 | 360 |
| XXXXX | 4000047485 | XXXXX |  | Non QM |  |  |  | Yes | No | $1000.00 | $1451.33 |  | 9.132% | XXXXX | $1259.62 | 9.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5196.13 | 1 | $10347.12 | $3208.32 | $862.26 | $267.36 |  |  |  |  |  | 46.356% | 46.356% | 46.356% | 11/14/2024 | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Account Transcripts - 2023<br> [Borrower]; Transcripts (1040) - No Results Returned - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1000.00 |  | 5.990% | $0.00 | 1 |  |  |  | Yes | No | 9.000% | 1 |  | 2 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 22 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.55 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000053520 | XXXXX |  | Non QM |  |  |  | Yes | No | $2609.40 | $3524.76 |  | 9.360% | XXXXX | $1301.81 | 9.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8139.35 | 1 | $3915.96 | $3437.04 | $326.33 | $286.42 |  |  |  |  |  | 47.222% | 47.222% | 47.222% | 10/22/2024 | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2609.40 |  | 6.590% | $0.00 |  |  |  |  | N/A | No | 9.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000051601 | XXXXX |  | Non QM |  |  |  | Yes | No | $3001.63 | $3289.89 |  | 9.466% | XXXXX | $573.53 | 8.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3610.09 | 1 | $2201.04 | $2337.96 | $183.42 | $194.83 |  |  |  |  |  | 41.049% | 41.049% | 41.049% | 09/26/2024 | 709 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $3001.63 |  | 5.990% | $0.00 |  |  |  |  | N/A | No | 8.750% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 34 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000052451 | XXXXX |  | Non QM |  |  |  | Yes | No | $475.00 | $865.55 |  | 8.636% | XXXXX | $499.79 | 8.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3365.68 | 1 | $6294.00 | $1596.96 | $524.50 | $133.08 |  |  |  |  |  | 49.300% | 49.300% | 49.300% | 10/18/2024 | 803 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $475.00 |  | 6.830% | $0.00 |  |  |  |  | N/A | No | 8.500% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 33 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000053181 | XXXXX |  | Non QM |  |  |  | Yes | No | $4687.80 | $5246.96 |  | 10.007% | XXXXX | $1009.03 | 9.500% | No | No | Employed | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $3268.78 | 1 | $5054.52 | $1570.08 | $421.21 | $130.84 |  |  |  |  |  | 47.321% | 47.321% | 47.321% | 10/28/2024 | 730 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Coborrower(s) - \| Non-Primary Income - Disability]; Other - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $4687.80 |  | 6.780% | $0.00 |  |  |  |  | N/A | No | 9.500% | 2 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 33 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $2817.04 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000053598 | XXXXX |  | Non QM |  |  |  | Yes | No | $3916.45 | $5092.20 |  | 9.487% | XXXXX | $925.32 | 9.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7772.86 | 1 | $5363.40 | $2764.32 | $446.95 | $230.36 |  |  |  |  |  | 38.067% | 38.067% | 38.067% | 10/08/2024 | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - No Results Returned - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $3916.45 |  | 6.590% | $0.00 |  |  |  |  | No | No | 9.000% | 0 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 23 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.950% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000051164 | XXXXX |  | Non QM |  |  |  | Yes | No | $459.20 | $1258.95 |  | 9.190% | XXXXX | $563.24 | 9.000% | No | No | Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5212.20 | 1 | $2325.00 | $2051.04 | $193.75 | $170.92 |  |  |  |  |  | 40.091% | 40.091% | 40.091% | 09/18/2024 | 731 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2023<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Third Party Verification - 2023<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1040 - 2022<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; Transcripts (1040) - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $459.20 |  | 6.120% | $0.00 |  |  |  |  | N/A | No | 9.000% | 2 | 0 | 2 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 32 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $2450.17 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000055023 | XXXXX |  | Non QM |  |  |  | Yes | No | $2822.00 | $3261.92 |  | 10.182% | XXXXX | $594.99 | 9.625% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6172.60 | 1 | $918.36 | $865.68 | $76.53 | $72.14 |  |  |  |  |  | 33.653% | 33.653% | 33.653% | 11/13/2024 | 718 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2822.00 |  | 6.780% | $0.00 |  |  |  |  | N/A | No | 9.625% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $4172.84 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000052197 | XXXXX |  | Non QM |  |  |  | Yes | No | $1983.00 | $2448.50 |  | 9.685% | XXXXX | $406.82 | 9.125% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $9839.49 | 1 | $7496.52 | $842.04 | $624.71 | $70.17 |  |  |  |  |  | 26.204% | 26.204% | 26.204% | 10/18/2024 | 738 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $1983.00 |  | 6.400% | $0.00 |  |  |  |  | N/A | No | 9.125% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.990% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000053729 | XXXXX |  | Non QM |  |  |  | Yes | No | $2090.00 | $2712.72 |  | 9.066% | XXXXX | $3693.22 | 9.000% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $23954.91 | 1 | $18637.80 | $1781.04 | $1553.15 | $148.42 |  |  |  |  |  | 28.961% | 28.961% | 28.961% | 10/16/2024 | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2090.00 |  | 6.590% | $0.00 | 2.6 |  |  |  | Yes | No | 9.000% | 0 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  | 34 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 2.2 |  |  | No |  | $0.00 | $12887.28 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000054897 | XXXXX |  | Non QM |  |  |  | Yes | No | $3579.10 | $5628.42 |  | 9.261% | XXXXX | $991.24 | 8.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $4939.58 | 2 | $9167.04 | $2091.96 | $763.92 | $174.33 |  |  |  |  |  | 49.997% | 49.997% | 49.997% | 09/10/2024 | 746 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $3579.10 |  | 6.780% | $0.00 |  |  |  |  | No | No | 8.750% | 2 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 34 | 34 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $5569.62 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000054497 | XXXXX |  | Non QM |  |  |  | Yes | No | $3935.90 | $5109.34 |  | 9.843% | XXXXX | $1429.45 | 9.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6524.32 | 1 | $7723.08 | $2776.08 | $643.59 | $231.34 |  |  |  |  |  | 47.911% | 47.911% | 47.911% | 09/13/2024 | 687 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $3935.90 |  | 6.730% | $0.00 | 1 |  |  |  | Yes | No | 9.500% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 32 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000055580 | XXXXX |  | Non QM |  |  |  | Yes | No | $2810.20 | $3816.44 |  | 8.657% | XXXXX | $519.75 | 8.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $12514.21 | 1 | $9179.64 | $1354.44 | $764.97 | $112.87 |  |  |  |  |  | 27.797% | 27.797% | 27.797% | 10/17/2024 | 753 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2810.20 |  | 6.830% | $0.00 | 1 |  |  |  | Yes | No | 8.125% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 34 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 11.84 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000054681 | XXXXX |  | Non QM |  |  |  | Yes | No | $2082.40 | $2458.57 |  | 10.174% | XXXXX | $861.14 | 9.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4330.99 | 1 | $3600.48 | $1683.00 | $300.04 | $140.25 |  |  |  |  |  | 43.397% | 43.397% | 43.397% | 11/11/2024 | 758 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2082.40 |  | 6.780% | $0.00 |  |  |  |  | N/A | No | 9.875% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 34 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 14.75 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000054792 | XXXXX |  | Non QM |  |  |  | Yes | No | $2645.00 | $2898.72 |  | 9.843% | XXXXX | $840.85 | 9.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $37145.13 | 1 | $7458.48 | $2424.96 | $621.54 | $202.08 |  |  |  |  |  | 32.289% | 32.289% | 32.289% | 10/18/2024 | 713 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Paystubs - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2022 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2645.00 |  | 6.780% | $0.00 | 1.4 |  |  |  | No | No | 9.500% | 2 |  | 2 | 0 | 3 | 1 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee |  |  |  |  |  |  | 1 | XXXXX | 3.500% | XXXXX | XXXXX | XXXXX | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Retail | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000053807 | XXXXX |  | Non QM |  |  |  | Yes | No | $5638.50 | $5968.55 |  | 9.335% | XXXXX | $1193.47 | 8.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9642.27 | 1 | $10410.24 | $1134.00 | $867.52 | $94.50 |  |  |  |  |  | 25.983% | 25.983% | 25.983% | 10/22/2024 | 690 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $5638.50 |  | 6.590% | $0.00 |  |  |  |  | N/A | No | 8.875% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 34 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000056855 | XXXXX |  | Non QM |  |  |  | Yes | No | $9298.92 | $13086.67 |  | 11.098% | XXXXX | $2186.23 | 10.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $19624.95 | 1 | $11102.28 | $984.96 | $925.19 | $82.08 |  |  |  |  |  | 42.649% | 42.649% | 42.649% | 11/20/2024 | 684 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Partnership (>= 25%)]; CPA Letter - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; Other - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2021<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2021<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2021<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2021<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2021<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2021<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2021<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2021 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $9298.92 |  | 6.880% | $0.00 | 1.6 |  |  |  | No | No | 10.500% | 0 |  | 1 | 0 | 3 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000053556 | XXXXX |  | Non QM |  |  |  | Yes | No | $633.60 | $1621.44 |  | 8.990% | XXXXX | $472.02 | 8.750% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3930.09 | 1 | $1848.00 | $1465.68 | $154.00 | $122.14 |  |  |  |  |  | 24.411% | 24.411% | 24.411% | 10/31/2024 | 749 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Non-Primary Income - Annuity]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $633.60 |  | 6.590% | $0.00 |  |  |  |  | N/A | No | 8.750% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000054639 | XXXXX |  | Non QM |  |  |  | Yes | No | $4051.00 | $5110.51 |  | 9.387% | XXXXX | $795.64 | 8.875% | No | No | Employed | Employed |  |  |  |  | Permanent Resident Alien | US Citizen |  |  |  |  |  |  | $3566.76 | 1 | $6338.52 | $1028.04 | $528.21 | $85.67 |  |  |  |  |  | 48.587% | 48.587% | 48.587% | 11/11/2024 | 701 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4051.00 |  | 6.780% | $0.00 |  |  |  |  | N/A | No | 8.875% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 34 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  | Resident Alien Card |  |  |  |  |  |  |  | No |  | $0.00 | $3319.33 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000052275 | XXXXX |  | Non QM |  |  |  | Yes | No | $0.00 | $1693.29 |  | 9.262% | XXXXX | $1035.75 | 9.125% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7834.35 | 1 | $5337.96 | $1581.96 | $444.83 | $131.83 |  |  |  |  |  | 39.332% | 39.332% | 39.332% | 10/11/2024 | 711 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; 1099-SSA - 2023<br> [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2023<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2023<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2023<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2019<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2023<br> [Coborrower(s) - \| Primary Income - Pension]; 1099-R - 2023 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Tax Return Extension - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Tax Return Extension - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  | 6.400% | $0.00 |  |  |  |  | N/A | No | 9.125% | 0 | 0 | 1 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $5281.15 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000054847 | XXXXX |  | Non QM |  |  |  | Yes | No | $796.00 | $1803.30 |  | 11.325% | XXXXX | $511.85 | 10.875% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3100.19 | 1 | $3074.16 | $1736.88 | $256.18 | $144.74 |  |  |  |  |  | 40.244% | 40.244% | 40.244% | 11/12/2024 | 705 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Non-Primary Income - Annuity]; Award Letter / Continuance Letter - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $796.00 |  | 6.650% | $0.00 | 3.8 |  |  |  | Yes | No | 10.875% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000055916 | XXXXX |  | Non QM |  |  |  | Yes | No | $4176.80 | $5276.10 |  | 9.061% | XXXXX | $998.00 | 8.500% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5532.73 | 1 | $3260.16 | $1140.96 | $271.68 | $95.08 |  |  |  |  |  | 45.940% | 45.940% | 45.940% | 11/20/2024 | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Non-Primary Income - Pension]; 1099 - 2023<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4176.80 |  | 6.670% | $0.00 |  |  |  |  | N/A | No | 8.500% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 1.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $1167.40 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000056269 | XXXXX |  | Non QM |  |  |  | Yes | No | $11729.98 | $16339.10 |  | 9.564% | XXXXX | $4113.37 | 9.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $14626.52 | 2 | $15860.16 | $5123.04 | $1321.68 | $426.92 |  |  |  |  |  | 43.283% | 43.283% | 43.283% | 10/08/2024 | 696 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; CPA Letter - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2021<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2021<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2021 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $11729.98 |  | 6.880% | $0.00 |  |  |  |  | No | No | 9.250% | 0 |  | 1 | 0 | 3 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX |  | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000052791 | XXXXX |  | Non QM |  |  |  | Yes | No | $2076.80 | $2817.71 |  | 9.136% | XXXXX | $427.78 | 8.625% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $3031.17 | 1 | $1612.08 | $375.96 | $134.34 | $31.33 |  |  |  |  |  | 48.121% | 48.121% | 48.121% | 10/24/2024 | 738 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Primary Income - Pension]; 1099-R - 2023<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - No Results Returned - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2076.80 |  | 6.400% | $0.00 |  |  |  |  | N/A | No | 8.625% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 4.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $1392.13 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000056140 | XXXXX |  | N/A |  |  |  | No | No | $715.74 | $1596.48 |  | 9.663% | XXXXX | $857.56 | 9.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3857.18 | 1 | $6246.36 | $1302.96 | $520.53 | $108.58 |  |  |  |  |  | 40.136% | 40.136% | 40.136% | 11/22/2024 | 708 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $715.74 |  | 6.670% | $0.00 |  |  |  |  | N/A | No | 9.500% | 1 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 10 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000055420 | XXXXX |  | Non QM |  |  |  | Yes | No | $3760.70 | $5059.79 |  | 9.965% | XXXXX | $1645.54 | 9.625% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7870.54 | 1 | $6111.60 | $2360.64 | $509.30 | $196.72 |  |  |  |  |  | 48.290% | 48.290% | 48.290% | 11/16/2024 | 704 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3760.70 |  | 6.580% | $0.00 |  |  |  |  | N/A | No | 9.625% | 1 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 7.66 |  |  | No |  | $0.00 | $10833.34 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000055105 | XXXXX |  | Non QM |  |  |  | Yes | No | $4960.45 | $6174.36 |  | 9.403% | XXXXX | $1292.97 | 8.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $13660.16 | 1 | $2675.52 | $1911.00 | $222.96 | $159.25 |  |  |  |  |  | 19.714% | 19.714% | 19.714% | 11/20/2024 | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Non-Primary Income - Sole Proprietor]; Third Party Verification - 2024<br> [Coborrower(s) - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Coborrower(s) - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1040 - 2022<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; Transcripts (1040) - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4960.45 |  | 6.650% | $0.00 |  |  |  |  | N/A | No | 8.875% | 0 | 2 | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 10 | 35 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $4180.92 | $5333.34 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000054687 | XXXXX |  | N/A |  |  |  | No | No | $772.94 | $1441.30 |  | 9.698% | XXXXX | $546.56 | 9.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $11871.68 | 1 | $1256.28 | $666.00 | $104.69 | $55.50 |  |  |  |  |  | 31.614% | 31.614% | 31.614% | 11/11/2024 | 726 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $772.94 |  | 6.780% | $0.00 |  |  |  |  | N/A | No | 9.500% | 1 | 1 | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 35 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 4.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) |  | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No |  |  | No | No |  | $0.00 | $8333.33 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000048167 | XXXXX |  | Non QM |  |  |  | Yes | No | $1867.50 | $2346.32 |  | 8.943% | XXXXX | $983.38 | 8.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4817.80 | 1 | $4174.68 | $1566.12 | $347.89 | $130.51 |  |  |  |  |  | 49.070% | 49.070% | 49.070% | 09/09/2024 | 730 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2024<br> [Borrower - \| Primary Income - Wages]; Other - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1867.50 |  | 6.040% | $0.00 |  |  |  |  | N/A | No | 8.750% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 33 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000057067 | XXXXX |  | Non QM |  |  |  | Yes | No | $20237.28 | $22983.00 |  | 8.377% | XXXXX | $3306.32 | 7.875% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6466.68 | 1 | $13664.28 | $2666.04 | $1138.69 | $222.17 |  |  |  |  |  | 49.965% | 49.965% | 49.965% | 11/04/2024 | 701 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Non-Primary Income - Interest / Dividends]; Other - 2024<br> [Borrower - \| Non-Primary Income - Interest / Dividends]; Other - 2023<br> [Borrower - \| Non-Primary Income - Interest / Dividends]; Other - 2022<br> [Borrower - \| Non-Primary Income - IRA Distribution]; Account Statements - 2024<br> [Borrower - \| Non-Primary Income - IRA Distribution]; Other - 2023<br> [Borrower - \| Non-Primary Income - IRA Distribution]; Other - 2022 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $20237.28 |  | 6.690% | $0.00 | 2.7 |  |  |  | No | No | 7.875% | 0 |  | 2 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000053342 | XXXXX |  | Non QM |  |  |  | Yes | No | $0.00 | $0.00 |  | 8.750% | XXXXX | $1486.86 | 8.750% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $3698.19 | 1 | $3993.48 | $4197.00 | $332.79 | $349.75 |  |  |  |  |  | 49.032% | 49.032% | 49.032% | 10/30/2024 | 812 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - Partnership (>= 25%)]; Balance Sheet - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; Other - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; P&L Statement - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; Third Party Verification - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  | 6.590% | $0.00 |  |  |  |  | N/A | No | 8.750% | 0 | 2 | 1 | 0 | 3 | 1 |  |  | 8.97 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  | 32 |  |  | Yes | Commitment | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  | 1 | XXXXX | 3.125% | XXXXX | XXXXX | XXXXX | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $245.00 | $5718.27 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000055581 | XXXXX |  | N/A |  |  |  | No | No | $4313.75 | $4447.30 |  | 11.172% | XXXXX | $1204.19 | 10.750% | No | No | Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $84357.29 | 1 | $9163.92 | $1603.08 | $763.66 | $133.59 |  |  |  |  |  | 42.053% | 42.053% | 42.053% | 09/19/2024 | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2021<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2021<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2021<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2022<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2021<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2021<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2021<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2022<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2021<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2021<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2021<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2021<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2022<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2021<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2022<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2022<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2021<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2021<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2022<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2022<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2021<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2021<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2022<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; P&L Statement - 2024<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; 1065 - 2022<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; K-1 - 2022<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; 1065 - 2021<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2022<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2022<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2021<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2022<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Tax Return Extension - 2023<br> [Borrower]; Transcripts (1040) - No Results Returned - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; Transcripts (1040) - 2021<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Tax Return Extension - 2023<br> [Coborrower]; 1040 - 2022<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; Transcripts (1040) - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; Transcripts (1040) - 2021 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4313.75 |  | 6.830% | $0.00 |  |  |  |  | N/A | No | 10.750% | 2 | 0 | 2 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 33 |  |  |  | Yes | Short Form | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  | 1 | XXXXX | 3.500% | XXXXX | XXXXX | XXXXX | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | ($5677.39) | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 11 | 360 |
| XXXXX | 4000055578 | XXXXX |  | N/A |  |  |  | No | No | $4468.64 | $4432.26 |  | 11.143% | XXXXX | $1281.31 | 10.750% | No | No | Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $85984.83 | 1 | $12225.84 | $869.16 | $1018.82 | $72.43 |  |  |  |  |  | 39.148% | 39.148% | 39.148% | 09/19/2024 | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Other - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2022<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2022<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2021<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; Other - 2024<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2022<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2021<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2021<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; Other - 2024<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2022<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2021<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; Other - 2024<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; Other - 2024<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2022<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2021<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; Other - 2024<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2022<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2021<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2021<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2021<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; Balance Sheet - 2024<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; P&L Statement - 2024<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; 1065 - 2022<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; K-1 - 2022<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; 1065 - 2021<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2021<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2022<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2022<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2021<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2021<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2022<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2021<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2022<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2021 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Tax Return Extension - 2023<br> [Borrower]; Transcripts (1040) - No Results Returned - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; Transcripts (1040) - 2021<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Tax Return Extension - 2023<br> [Coborrower]; Transcripts (1040) - No Results Returned - 2023<br> [Coborrower]; 1040 - 2022<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; Transcripts (1040) - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; Transcripts (1040) - 2021 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4468.64 |  | 6.830% | $0.00 |  |  |  |  | N/A | No | 10.750% | 2 | 0 | 2 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 33 |  |  |  | Yes | Commitment | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  | 1 | XXXXX | 4.875% | XXXXX | XXXXX | XXXXX | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 15.33 |  | No | No |  | ($5981.03) | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 12 | 360 |
| XXXXX | 4000054664 | XXXXX |  | Non QM |  |  |  | Yes | No | $2486.40 | $3276.66 |  | 8.838% | XXXXX | $596.45 | 8.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4023.62 | 1 | $1234.20 | $1103.04 | $102.85 | $91.92 |  |  |  |  |  | 43.026% | 43.026% | 43.026% | 11/11/2024 | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Borrower - \| Non-Primary Income - Social Security]; Account Statements - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Non-Primary Income - Pension]; Account Statements - 2024<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2017<br> [Borrower - \| Non-Primary Income - Pension]; Account Statements - 2024<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2018 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2486.40 |  | 6.650% | $0.00 |  |  |  |  | N/A | No | 8.250% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 35 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000045895 | XXXXX |  | Non QM |  |  |  | Yes | No | $2465.08 | $3486.60 |  | 11.411% | XXXXX | $555.32 | 10.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4388.91 | 1 | $2906.28 | $2625.00 | $242.19 | $218.75 |  |  |  |  |  | 45.345% | 45.345% | 45.345% | 10/28/2024 | 726 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2465.08 |  | 6.730% | $0.00 | 1.1 |  |  |  | Yes | No | 10.750% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 34 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000054823 | XXXXX |  | Non QM |  |  |  | Yes | No | $3316.25 | $4374.47 |  | 9.595% | XXXXX | $602.93 | 8.990% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3228.32 | 1 | $4283.28 | $1085.04 | $356.94 | $90.42 |  |  |  |  |  | 39.546% | 39.546% | 39.546% | 11/06/2024 | 704 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; Paystubs - 2024<br> [Borrower - \| Primary Income - Pension]; 1099 Transcript - 2023<br> [Borrower - \| Primary Income - Pension]; 1099-R - 2023<br> [Borrower - \| Primary Income - Pension]; 1099 Transcript - 2022<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; 1099 Transcript - 2023<br> [Borrower - \| Non-Primary Income - Social Security]; 1099-SSA - 2023<br> [Borrower - \| Non-Primary Income - Social Security]; 1099 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3316.25 |  | 6.780% | $0.00 | 2 |  |  |  | N/A | No | 8.990% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000056300 | XXXXX |  | Non QM |  |  |  | Yes | No | $2310.36 | $3044.04 |  | 9.332% | XXXXX | $541.04 | 8.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5090.21 | 1 | $6610.32 | $4008.96 | $550.86 | $334.08 |  |  |  |  |  | 44.193% | 44.193% | 44.193% | 11/25/2024 | 752 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2310.36 |  | 6.880% | $0.00 |  |  |  |  | N/A | No | 8.875% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 34 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000052222 | XXXXX |  | Non QM |  |  |  | Yes | No | $1673.62 | $2670.84 |  | 8.555% | XXXXX | $627.31 | 8.250% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6010.93 | 1 | $5305.44 | $3282.00 | $442.12 | $273.50 |  |  |  |  |  | 28.899% | 28.899% | 28.899% | 10/17/2024 | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; Transcripts (1040) - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; Transcripts (1040) - 2022<br> [Coborrower]; Transcripts (1040) - 2021 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1673.62 |  | 6.400% | $0.00 |  |  |  |  | N/A | No | 8.250% | 2 | 0 | 1 | 0 | 3 | 3 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.944% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000055030 | XXXXX |  | Non QM |  |  |  | Yes | No | $1598.00 | $2514.96 |  | 9.601% | XXXXX | $831.75 | 9.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9648.91 | 1 | $2356.80 | $3075.96 | $196.40 | $256.33 |  |  |  |  |  | 39.177% | 39.177% | 39.177% | 09/18/2024 | 700 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1598.00 |  | 6.780% | $0.00 |  |  |  |  | N/A | No | 9.375% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 36 |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000057621 | XXXXX |  | N/A |  |  |  | No | No | $2525.00 | $3667.58 |  | 8.930% | XXXXX | $917.79 | 8.625% | No | No | Employed | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5067.97 | 1 | $11083.92 | $1307.04 | $923.66 | $108.92 |  |  |  |  |  | 24.503% | 24.503% | 24.503% | 10/30/2024 | 810 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099-SSA - 2023<br> [Coborrower(s) - \| Non-Primary Income - Housing Allowance]; Commanding Officer Letter - 2024 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2525.00 |  | 6.760% | $0.00 | 2.4 |  |  |  | No | No | 8.625% | 1 | 0 | 1 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 34 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  | $4325.28 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000054825 | XXXXX |  | Non QM |  |  |  | Yes | No | $4849.00 | $6254.05 |  | 9.886% | XXXXX | $2018.72 | 9.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4671.21 | 1 | $6180.12 | $5322.00 | $515.01 | $443.50 |  |  |  |  |  | 49.041% | 49.041% | 49.041% | 12/04/2024 | 702 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4849.00 |  | 6.780% | $0.00 | 4 |  |  |  | N/A | No | 9.625% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 18 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000052482 | XXXXX |  | Non QM |  |  |  | Yes | No | $2910.78 | $4057.85 |  | 9.264% | XXXXX | $1689.61 | 9.000% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6839.39 | 1 | $0.00 | $2034.96 | $0.00 | $169.58 |  |  |  |  |  | 43.636% | 43.636% | 43.636% | 10/15/2024 | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - S-Corp (>= 25%)]; CPA Letter - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Business Account Transcripts - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Business Account Transcripts - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2021 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2910.78 |  | 6.270% | $0.00 | 2.1 |  |  |  | Yes | No | 9.000% | 2 |  | 2 | 0 | 3 | 2 |  |  | 8.97 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000056261 | XXXXX |  | Non QM |  |  |  | Yes | No | $7268.23 | $9145.21 |  | 10.581% | XXXXX | $1689.33 | 10.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4036.15 | 1 | $8862.84 | $2084.52 | $738.57 | $173.71 |  |  |  |  |  | 49.653% | 49.653% | 49.653% | 11/06/2024 | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Non-Primary Income - Auto Allowance]; VVOE - 2024<br> [Borrower - \| Non-Primary Income - Auto Allowance]; WVOE - 2024<br> [Borrower - \| Non-Primary Income - Auto Allowance]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Auto Allowance]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 4506-C - 2021 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $7268.23 |  | 6.880% | $0.00 | 1 |  |  |  | N/A | No | 10.000% | 2 |  | 0 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 34 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000056686 | XXXXX |  | Non QM |  |  |  | Yes | No | $2345.00 | $2898.00 |  | 9.931% | XXXXX | $453.89 | 9.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5207.63 | 1 | $1666.92 | $540.36 | $138.91 | $45.03 |  |  |  |  |  | 28.858% | 28.858% | 28.858% | 11/25/2024 | 685 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2345.00 |  | 6.580% | $0.00 |  |  |  |  | N/A | No | 9.125% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 8 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000056988 | XXXXX |  | Non QM |  |  |  | Yes | No | $2462.26 | $3190.52 |  | 9.205% | XXXXX | $384.46 | 8.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2549.13 | 1 | $1134.96 | $1018.44 | $94.58 | $84.87 |  |  |  |  |  | 42.431% | 42.431% | 42.431% | 11/01/2024 | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2462.26 |  | 6.760% | $0.00 |  |  |  |  | N/A | No | 8.500% | 2 |  | 0 | 0 | 4 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 34 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 26.59 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000055504 | XXXXX |  | Non QM |  |  |  | Yes | No | $210.00 | $632.84 |  | 8.629% | XXXXX | $433.91 | 8.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $13789.89 | 1 | $15009.48 | $1729.80 | $1250.79 | $144.15 |  |  |  |  |  | 37.634% | 37.634% | 37.634% | 10/10/2024 | 750 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $210.00 |  | 6.670% | $0.00 | 2.6 |  |  |  | No | No | 8.500% | 2 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 34 | 33 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 7.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $12923.58 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000060483 | XXXXX |  | Non QM |  |  |  | Yes | No | $1288.62 | $1863.76 |  | 8.697% | XXXXX | $456.04 | 8.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3384.24 | 1 | $7315.80 | $2112.00 | $609.65 | $176.00 |  |  |  |  |  | 45.164% | 45.164% | 45.164% | 11/19/2024 | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1288.62 |  | 6.830% | $0.00 |  |  |  |  | N/A | No | 8.375% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000054657 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $7075.00 | $8338.50 |  | 9.712% | XXXXX | $1645.35 | 9.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6143.31 | 2 | $15030.96 | $2901.96 | $1252.58 | $241.83 |  |  |  |  |  | 41.433% | 41.433% | 41.433% | 12/13/2024 | 743 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 1040 - 2023<br> [Borrower]; 1040 - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $7075.00 |  | 6.690% | $0.00 |  |  |  |  | N/A | No | 9.250% | 2 |  | 2 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 12 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 8.19 |  | No | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000057062 | XXXXX |  | Non QM |  |  |  | Yes | No | $1764.90 | $2381.50 |  | 9.977% | XXXXX | $846.28 | 9.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5927.51 | 1 | $2640.72 | $1500.00 | $220.06 | $125.00 |  |  |  |  |  | 39.720% | 39.720% | 39.720% | 12/02/2024 | 710 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1764.90 |  | 6.580% | $0.00 |  |  |  |  | N/A | No | 9.625% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000057322 | XXXXX |  | N/A |  |  |  | No | No | $1486.62 | $2278.35 |  | 9.625% | XXXXX | $1610.65 | 9.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10790.86 | 1 | $12675.84 | $3240.00 | $1056.32 | $270.00 |  |  |  |  |  | 44.193% | 44.193% | 44.193% | 12/03/2024 | 734 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2021 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1486.62 |  | 6.470% | $0.00 |  |  |  |  | N/A | No | 9.250% | 0 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 120 |
| XXXXX | 4000056427 | XXXXX |  | Non QM |  |  |  | Yes | No | $7388.00 | $8430.34 |  | 10.277% | XXXXX | $1589.44 | 9.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7974.41 | 1 | $6720.60 | $2411.04 | $560.05 | $200.92 |  |  |  |  |  | 41.846% | 41.846% | 41.846% | 11/26/2024 | 724 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $7388.00 |  | 6.880% | $0.00 |  |  |  |  | N/A | No | 9.750% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 34 | 34 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $5670.50 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000057439 | XXXXX |  | Non QM |  |  |  | Yes | No | $5644.80 | $6502.32 |  | 9.189% | XXXXX | $2368.69 | 8.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $17198.18 | 1 | $4366.20 | $11139.96 | $363.85 | $928.33 |  |  |  |  |  | 36.144% | 36.144% | 36.144% | 12/04/2024 | 730 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5644.80 |  | 6.160% | $0.00 |  |  |  |  | N/A | No | 8.750% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| XXXXX | 4000058310 | XXXXX |  | Non QM |  |  |  | Yes | No | $4514.40 | $6163.88 |  | 8.957% | XXXXX | $3358.10 | 8.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $11029.00 | 2 | $7627.32 | $2807.04 | $635.61 | $233.92 |  |  |  |  |  | 36.447% | 36.447% | 36.447% | 12/09/2024 | 707 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4514.40 |  | 6.390% | $0.00 |  |  |  |  | N/A | No | 8.750% | 2 |  | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.55 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 240 |
| XXXXX | 4000056457 | XXXXX |  | Non QM |  |  |  | Yes | No | $2050.00 | $3182.34 |  | 9.858% | XXXXX | $840.85 | 9.500% | No | No | Not Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $4460.79 | 1 | $3621.48 | $3042.96 | $301.79 | $253.58 |  |  |  |  |  | 47.805% | 47.805% | 47.805% | 11/25/2024 | 738 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Third Party Verification - 2024<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 4506-C - 2021<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1040 - 2022<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; Transcripts (1040) - 2022<br> [Coborrower]; 4506-C - 2021 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2050.00 |  | 6.880% | $0.00 | 1 |  |  |  | Yes | No | 9.500% | 0 | 0 | 2 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  | 1 | XXXXX | 3.937% | XXXXX | XXXXX | XXXXX | No | Trustee | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $7182.53 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000055927 | XXXXX |  | N/A |  |  |  | No | No | $695.00 | $1246.25 |  | 9.244% | XXXXX | $1507.03 | 9.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8487.32 | 1 | $3617.64 | $2223.96 | $301.47 | $185.33 |  |  |  |  |  | 44.981% | 44.981% | 44.981% | 11/21/2024 | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2021 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $695.00 |  | 6.060% | $0.00 |  |  |  |  | N/A | No | 9.125% | 0 |  | 1 | 0 | 3 | 0 |  |  | 8.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 180 |
| XXXXX | 4000055292 | XXXXX |  | Non QM |  |  |  | Yes | No | $2000.00 | $2132.86 |  | 10.106% | XXXXX | $466.07 | 9.500% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $4689.52 | 1 | $6924.00 | $2265.48 | $577.00 | $188.79 |  |  |  |  |  | 44.825% | 44.825% | 44.825% | 11/15/2024 | 712 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; Transcripts (1040) - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2000.00 |  | 6.650% | $0.00 |  |  |  |  | N/A | No | 9.500% | 0 | 2 | 2 | 0 | 2 | 2 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 6.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $5046.02 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000058780 | XXXXX |  | Non QM |  |  |  | Yes | No | $26.70 | $404.65 |  | 8.789% | XXXXX | $786.70 | 8.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7960.08 | 1 | $6459.36 | $5886.96 | $538.28 | $490.58 |  |  |  |  |  | 41.036% | 41.036% | 41.036% | 12/12/2024 | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $26.70 |  | 6.690% | $0.00 |  |  |  |  | N/A | No | 8.750% | 1 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000057142 | XXXXX |  | N/A |  |  |  | No | No | $2331.03 | $2886.87 |  | 9.648% | XXXXX | $908.54 | 9.250% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $16800.65 | 1 | $7409.16 | $3163.68 | $617.43 | $263.64 |  |  |  |  |  | 28.026% | 28.026% | 28.026% | 12/03/2024 | 727 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2331.03 |  | 6.580% | $0.00 |  |  |  |  | N/A | No | 9.250% | 1 | 1 | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No |  |  | No | No |  | $0.00 | $11164.40 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 240 |
| XXXXX | 4000057555 | XXXXX |  | Non QM |  |  |  | Yes | No | $50.00 | $540.00 |  | 9.183% | XXXXX | $907.78 | 9.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5205.85 | 1 | $5003.88 | $4871.04 | $416.99 | $405.92 |  |  |  |  |  | 47.019% | 47.019% | 47.019% | 12/05/2024 | 722 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Wages]; Leave and Earnings Statement (LES) - 2024<br> [Borrower - \| Non-Primary Income - Wages]; Leave and Earnings Statement (LES) - 2024<br> [Borrower - \| Non-Primary Income - Wages]; Leave and Earnings Statement (LES) - 2024<br> [Borrower - \| Non-Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $50.00 |  | 6.580% | $0.00 |  |  |  |  | N/A | No | 9.125% | 1 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 36 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.999% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000055907 | XXXXX |  | N/A |  |  |  | No | No | $4530.39 | $5076.34 |  | 9.149% | XXXXX | $2977.10 | 9.000% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $13569.90 | 1 | $6901.56 | $1357.32 | $575.13 | $113.11 |  |  |  |  |  | 33.607% | 33.607% | 33.607% | 11/20/2024 | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4530.39 |  | 6.690% | $0.00 |  |  |  |  | N/A | No | 9.000% | 0 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  | No |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000056747 | XXXXX |  | Non QM |  |  |  | Yes | No | $3172.00 | $5087.58 |  | 9.896% | XXXXX | $1261.28 | 9.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $11944.09 | 1 | $3448.80 | $0.00 | $287.40 | $0.00 |  |  |  |  |  | 35.087% | 35.087% | 35.087% | 11/21/2024 | 697 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3172.00 |  | 6.880% | $0.00 | 2.5 |  |  |  | N/A | No | 9.500% | 1 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 35 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 | 360 |
| XXXXX | 4000055780 | XXXXX |  | Non QM |  |  |  | Yes | No | $800.15 | $1328.72 |  | 10.540% | XXXXX | $492.86 | 10.250% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8141.64 | 1 | $1716.00 | $1346.04 | $143.00 | $112.17 |  |  |  |  |  | 25.164% | 25.164% | 25.164% | 11/08/2024 | 689 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $800.15 |  | 6.830% | $0.00 | 1 |  |  |  | Yes | No | 10.250% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 36 | 16 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 0.57 |  |  | No |  | $0.00 | $4029.66 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000058698 | XXXXX |  | Non QM |  |  |  | Yes | No | $4610.68 | $5073.25 |  | 9.463% | XXXXX | $1092.34 | 8.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10296.92 | 1 | $5482.92 | $5366.04 | $456.91 | $447.17 |  |  |  |  |  | 40.308% | 40.308% | 40.308% | 12/11/2024 | 683 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4610.68 |  | 6.300% | $0.00 |  |  |  |  | N/A | No | 8.875% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 35 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000058071 | XXXXX |  | Non QM |  |  |  | Yes | No | $2156.00 | $2591.60 |  | 8.909% | XXXXX | $538.24 | 8.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3142.50 | 1 | $3288.24 | $1021.56 | $274.02 | $85.13 |  |  |  |  |  | 49.653% | 49.653% | 49.653% | 12/09/2024 | 733 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2156.00 |  | 6.690% | $0.00 |  |  |  |  | N/A | No | 8.500% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 35 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000055412 | XXXXX |  | Non QM |  |  |  | Yes | No | $3910.00 | $3606.72 |  | 9.803% | XXXXX | $821.35 | 9.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5140.99 | 1 | $3296.64 | $4146.72 | $274.72 | $345.56 |  |  |  |  |  | 48.201% | 48.201% | 48.201% | 11/18/2024 | 755 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared (Unaudited) | [Borrower - \| Non-Primary Income - Foster Care]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Non-Primary Income - Foster Care]; Other - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2023<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2022<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Non-Primary Income - Pension]; Paystubs - 2024 | [Borrower]; 1040 - 2023<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3910.00 |  | 6.770% | $0.00 |  |  |  |  | N/A | No | 9.375% | 0 |  | 1 | 0 | 2 | 2 |  |  | 10.70 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000058148 | XXXXX |  | Non QM |  |  |  | Yes | No | $1133.50 | $1524.34 |  | 9.310% | XXXXX | $445.85 | 8.875% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2894.25 | 1 | $3420.72 | $1119.96 | $285.06 | $93.33 |  |  |  |  |  | 46.190% | 46.190% | 46.190% | 12/09/2024 | 752 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2024 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1133.50 |  | 6.390% | $0.00 |  |  |  |  | N/A | No | 8.875% | 0 |  | 1 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000059178 | XXXXX |  | Non QM |  |  |  | Yes | No | $6024.69 | $6394.16 |  | 8.580% | XXXXX | $1279.75 | 8.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4326.39 | 1 | $6336.24 | $1436.16 | $528.02 | $119.68 |  |  |  |  |  | 49.901% | 49.901% | 49.901% | 12/13/2024 | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $6024.69 |  | 6.390% | $0.00 |  |  |  |  | N/A | No | 8.000% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 23 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000056912 | XXXXX |  | Non QM |  |  |  | Yes | No | $1895.00 | $2798.42 |  | 8.226% | XXXXX | $1911.30 | 8.000% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $41352.00 | 1 | $14258.88 | $2323.08 | $1188.24 | $193.59 |  |  |  |  |  | 23.766% | 23.766% | 23.766% | 11/22/2024 | 806 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1895.00 |  | 6.160% | $0.00 | 5 |  |  |  | No | No | 8.000% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 3 | 34 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 6.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $19869.83 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| XXXXX | 4000061197 | XXXXX |  | Non QM |  |  |  | Yes | No | $1595.00 | $3053.44 |  | 9.180% | XXXXX | $4068.16 | 9.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $49075.08 | 1 | $22199.28 | $2162.28 | $1849.94 | $180.19 |  |  |  |  |  | 37.384% | 37.384% | 37.384% | 11/06/2024 | 755 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2021 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1595.00 |  | 6.690% | $0.00 |  |  |  |  | N/A | No | 9.125% | 0 |  | 1 | 0 | 3 | 1 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX |  | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 13.48 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 5 | 360 |
| XXXXX | 4000053437 | XXXXX |  | Non QM |  |  |  | Yes | No | $3850.00 | $4851.65 |  | 8.802% | XXXXX | $1735.65 | 8.500% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $16128.22 | 1 | $11082.84 | $1306.32 | $923.57 | $108.86 |  |  |  |  |  | 32.241% | 32.241% | 32.241% | 10/07/2024 | 726 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2024<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3850.00 |  | 6.330% | $0.00 | 2.4 |  |  |  | No | No | 8.500% | 1 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 13 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 4.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  | Retail |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000060290 | XXXXX |  | Non QM |  |  |  | Yes | No | $2770.00 | $4383.63 |  | 9.309% | XXXXX | $795.64 | 8.875% | No | No | Employed | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $4105.72 | 1 | $5646.48 | $1053.96 | $470.54 | $87.83 |  |  |  |  |  | 42.068% | 42.068% | 42.068% | 10/01/2024 | 719 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2770.00 |  | 6.360% | $0.00 |  |  |  |  | N/A | No | 8.875% | 2 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 34 |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $2903.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000056991 | XXXXX |  | N/A |  |  |  | No | No | $903.65 | $1624.75 |  | 9.245% | XXXXX | $445.85 | 8.875% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9213.44 | 1 | $12602.76 | $1055.16 | $1050.23 | $87.93 |  |  |  |  |  | 44.623% | 44.623% | 44.623% | 12/02/2024 | 748 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2021<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Tax Return Extension - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Tax Return Extension - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $903.65 |  | 6.580% | $0.00 |  |  |  |  | N/A | No | 8.875% | 1 | 1 | 1 | 0 | 3 | 0 |  |  | 10.97 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.536% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No |  |  | No | No |  | $0.00 | $16146.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 240 |
| XXXXX | 4000059181 | XXXXX |  | Non QM |  |  |  | Yes | No | $2687.45 | $2943.19 |  | 9.095% | XXXXX | $1214.95 | 8.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $4577.81 | 1 | $3992.04 | $858.00 | $332.67 | $71.50 |  |  |  |  |  | 46.422% | 46.422% | 46.422% | 12/13/2024 | 704 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2687.45 |  | 6.690% | $0.00 |  |  |  |  | N/A | No | 8.875% | 1 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No |  |  |  | No |  | $0.00 | $3425.77 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000058956 | XXXXX |  | Non QM |  |  |  | Yes | No | $5598.75 | $7692.40 |  | 8.984% | XXXXX | $1102.10 | 8.375% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $3596.36 | 3 | $7043.64 | $2143.20 | $586.97 | $178.60 |  |  |  |  |  | 49.070% | 49.070% | 49.070% | 11/15/2024 | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5598.75 |  | 6.690% | $0.00 |  |  |  |  | N/A | No | 8.375% | 1 | 1 | 1 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 29 | 24 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $1308.67 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000060026 | XXXXX |  | Non QM |  |  |  | Yes | No | $868.36 | $1156.30 |  | 8.644% | XXXXX | $1058.74 | 8.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $36521.73 | 1 | $2754.48 | $1220.64 | $229.54 | $101.72 |  |  |  |  |  | 12.348% | 12.348% | 12.348% | 12/19/2024 | 815 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Tax Return Extension - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $868.36 |  | 6.300% | $0.00 |  |  |  |  | N/A | No | 8.500% | 0 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 11 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 34.64 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000058730 | XXXXX |  | Non QM |  |  |  | Yes | No | $1100.00 | $1486.90 |  | 8.765% | XXXXX | $472.96 | 8.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9394.37 | 1 | $7297.32 | $1340.04 | $608.11 | $111.67 |  |  |  |  |  | 29.415% | 29.415% | 29.415% | 12/11/2024 | 737 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1100.00 |  | 6.390% | $0.00 |  |  |  |  | N/A | No | 8.375% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 36 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000061015 | XXXXX |  | N/A |  |  |  | No | No | $2629.75 | $5894.97 |  | 9.446% | XXXXX | $1033.74 | 9.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3432.20 | 1 | $10273.68 | $1621.08 | $856.14 | $135.09 |  |  |  |  |  | 44.997% | 44.997% | 44.997% | 12/11/2024 | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2629.75 |  | 6.900% | $0.00 | 2.7 |  |  |  | N/A | No | 9.000% | 1 |  | 1 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 31 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000058580 | XXXXX |  | N/A |  |  |  | No | No | $400.00 | $2476.66 |  | 8.907% | XXXXX | $2188.02 | 8.875% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $5320.92 | 1 | $10310.40 | $2652.96 | $859.20 | $221.08 |  |  |  |  |  | 35.120% | 35.120% | 35.120% | 12/11/2024 | 822 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared (Unaudited) | [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; CPA Letter - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $400.00 |  | 6.690% | $0.00 |  |  |  |  | N/A | No | 8.875% | 0 |  | 1 | 0 | 3 | 0 |  |  | 11.37 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  | No | 44.18 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000059506 | XXXXX |  | Non QM |  |  |  | Yes | No | $1408.40 | $2885.90 |  | 9.284% | XXXXX | $1992.35 | 9.125% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $11969.32 | 1 | $13662.72 | $1398.00 | $1138.56 | $116.50 |  |  |  |  |  | 43.674% | 43.674% | 43.674% | 12/17/2024 | 734 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1408.40 |  | 6.060% | $0.00 |  |  |  |  | N/A | No | 9.125% | 0 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 1.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No |  |  | No | No |  | $0.00 | $8750.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 180 |
| XXXXX | 4000055818 | XXXXX |  | Non QM |  |  |  | Yes | No | $2639.16 | $3845.34 |  | 9.072% | XXXXX | $881.10 | 8.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | Non-Permanent Resident Alien |  |  |  | XXXX |  |  | $7521.39 | 1 | $3025.20 | $1741.08 | $252.10 | $145.09 |  |  |  |  |  | 46.090% | 46.090% | 46.090% | 10/25/2024 | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2639.16 |  | 6.830% | $0.00 |  |  |  |  | N/A | No | 8.750% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 35 | 16 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | Employment Authorization |  |  |  | 21.82 |  | No | No |  | $0.00 | $6210.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000055479 | XXXXX |  | Non QM |  |  |  | Yes | No | $3879.00 | $4806.38 |  | 8.399% | XXXXX | $1595.61 | 8.125% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6421.25 | 1 | $9277.92 | $2499.96 | $773.16 | $208.33 |  |  |  |  |  | 43.688% | 43.688% | 43.688% | 11/13/2024 | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; Paystubs - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Pension]; Paystubs - 2024<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3879.00 |  | 6.670% | $0.00 |  |  |  |  | N/A | No | 8.125% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $5824.97 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 240 |
| XXXXX | 4000059840 | XXXXX |  | N/A |  |  |  | No | No | $2466.10 | $3338.57 |  | 9.319% | XXXXX | $804.62 | 9.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10562.15 | 1 | $3953.40 | $859.08 | $329.45 | $71.59 |  |  |  |  |  | 29.520% | 29.520% | 29.520% | 12/18/2024 | 730 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2466.10 |  | 6.630% | $0.00 |  |  |  |  | N/A | No | 9.000% | 1 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 35 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 12.86 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000059806 | XXXXX |  | Non QM |  |  |  | Yes | No | $2419.00 | $3204.74 |  | 9.966% | XXXXX | $482.41 | 9.375% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $2162.10 | 1 | $3104.04 | $1934.04 | $258.67 | $161.17 |  |  |  |  |  | 45.330% | 45.330% | 45.330% | 12/19/2024 | 710 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; 1099-SSA - 2023<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099-SSA - 2023 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $2419.00 |  | 6.630% | $0.00 |  |  |  |  | N/A | No | 9.375% | 0 | 0 | 1 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $1384.90 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000057770 | XXXXX |  | Non QM |  |  |  | Yes | No | $4848.60 | $6732.22 |  | 9.379% | XXXXX | $2033.27 | 9.125% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6298.16 | 1 | $23230.20 | $3731.16 | $1935.85 | $310.93 |  |  |  |  |  | 49.445% | 49.445% | 49.445% | 01/02/2025 | 685 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Trust Income]; Cancelled Checks - 2024<br> [Coborrower(s) - \| Non-Primary Income - Trust Income]; Trust Agreement - 2024<br> [Coborrower(s) - \| Non-Primary Income - Trust Income]; Trustee's Statement - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4848.60 |  | 6.890% | $0.00 |  |  |  |  | N/A | No | 9.125% | 1 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  | 34 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 4.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $2000.00 | $3802.09 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000058816 | XXXXX |  | Non QM |  |  |  | Yes | No | $11114.60 | $13665.54 |  | 8.452% | XXXXX | $2895.74 | 8.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $12063.57 | 1 | $19546.08 | $1841.04 | $1628.84 | $153.42 |  |  |  |  |  | 49.985% | 49.985% | 49.985% | 11/13/2024 | 710 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; Employer Letter - 2023<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $11114.60 |  | 6.690% | $0.00 | 2.3 |  |  |  | Yes | No | 8.125% | 1 |  | 2 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.850% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 11.25 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000058834 | XXXXX |  | Non QM |  |  |  | Yes | No | $3359.38 | $3820.56 |  | 9.389% | XXXXX | $673.91 | 8.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3293.27 | 1 | $7218.96 | $2696.52 | $601.58 | $224.71 |  |  |  |  |  | 49.199% | 49.199% | 49.199% | 12/11/2024 | 747 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2024<br> [Borrower - \| Primary Income - Wages]; Other - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3359.38 |  | 6.690% | $0.00 |  |  |  |  | N/A | No | 8.875% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000061057 | XXXXX |  | N/A |  |  |  | No | No | $2237.60 | $5830.72 |  | 9.690% | XXXXX | $2219.86 | 9.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $11850.50 | 1 | $9168.48 | $1740.96 | $764.04 | $145.08 |  |  |  |  |  | 43.195% | 43.195% | 43.195% | 09/18/2024 | 748 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; CPA Letter - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; Other - 2023<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Capital Gains]; Other - 2025<br> [Borrower - \| Non-Primary Income - Capital Gains]; Other - 2024<br> [Borrower - \| Non-Primary Income - Capital Gains]; Other - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2024 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2237.60 |  | 6.900% | $0.00 |  |  |  |  | N/A | No | 9.500% | 0 |  | 2 | 0 | 3 | 1 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 58.23 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 9 | 360 |
| XXXXX | 4000058149 | XXXXX |  | Non QM |  |  |  | Yes | No | $3077.50 | $3389.84 |  | 8.303% | XXXXX | $616.31 | 7.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8942.52 | 1 | $4919.40 | $927.00 | $409.95 | $77.25 |  |  |  |  |  | 32.931% | 32.931% | 32.931% | 12/07/2024 | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3077.50 |  | 6.690% | $0.00 |  |  |  |  | N/A | No | 7.875% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 11 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000058295 | XXXXX |  | Non QM |  |  |  | Yes | No | $3037.06 | $3453.51 |  | 9.706% | XXXXX | $732.14 | 9.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2929.77 | 1 | $2505.00 | $1382.04 | $208.75 | $115.17 |  |  |  |  |  | 49.975% | 49.975% | 49.975% | 12/05/2024 | 710 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared (Unaudited) | [Borrower - \| Primary Income - Sole Proprietor]; Other - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3037.06 |  | 6.690% | $0.00 |  |  |  |  | N/A | No | 9.250% | 0 |  | 1 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000058918 | XXXXX |  | Non QM |  |  |  | Yes | No | $1962.48 | $2605.71 |  | 9.399% | XXXXX | $413.74 | 8.875% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4902.28 | 1 | $3160.20 | $1841.16 | $263.35 | $153.43 |  |  |  |  |  | 43.233% | 43.233% | 43.233% | 12/10/2024 | 714 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; 1099 - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1962.48 |  | 6.690% | $0.00 |  |  |  |  | N/A | No | 8.875% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Trustee |  |  |  |  |  |  | 1 | XXXXX | 4.250% | XXXXX | XXXXX | XXXXX | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000061931 | XXXXX |  | Non QM |  |  |  | Yes | No | $13495.00 | $15730.94 |  | 9.625% | XXXXX | $3702.04 | 9.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $19108.33 | 1 | $20329.92 | $3690.12 | $1694.16 | $307.51 |  |  |  |  |  | 47.679% | 47.679% | 47.679% | 12/12/2024 | 705 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Non-Primary Income - K-1 (< 25%)]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; Third Party Verification - 2024<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2022<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $13495.00 |  | 6.900% | $0.00 |  |  |  |  | No | No | 9.250% | 2 |  | 2 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 12 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 8.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 36.91 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000061614 | XXXXX |  | Non QM |  |  |  | Yes | No | $3225.00 | $4268.17 |  | 9.043% | XXXXX | $816.68 | 8.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4828.41 | 1 | $5085.84 | $1394.88 | $423.82 | $116.24 |  |  |  |  |  | 45.102% | 45.102% | 45.102% | 12/09/2024 | 721 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3225.00 |  | 6.890% | $0.00 | 1 |  |  |  | No | No | 8.625% | 2 |  | 0 | 0 | 0 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 35 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX |  | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.3 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000058378 | XXXXX |  | Non QM |  |  |  | Yes | No | $4050.00 | $4798.82 |  | 8.867% | XXXXX | $1038.03 | 8.500% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $11992.44 | 1 | $9310.68 | $1316.04 | $775.89 | $109.67 |  |  |  |  |  | 33.075% | 33.075% | 33.075% | 12/10/2024 | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; Other - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; Other - 2023<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 1065 - 2022<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; K-1 - 2022<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; Other - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1040 - 2022<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; Transcripts (1040) - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4050.00 |  | 6.630% | $0.00 |  |  |  |  | N/A | No | 8.500% | 0 | 2 | 2 | 0 | 2 | 2 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  | 36 |  |  | Yes | Title Search | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  | 1 | XXXXX | 3.000% | XXXXX | XXXXX | XXXXX | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 27 |  |  | No |  | $0.00 | $9189.55 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000060883 | XXXXX |  | N/A |  |  |  | No | No | $1074.17 | $1531.67 |  | 9.442% | XXXXX | $414.95 | 9.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7365.63 | 1 | $4813.08 | $729.00 | $401.09 | $60.75 |  |  |  |  |  | 41.967% | 41.967% | 41.967% | 12/30/2024 | 742 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1074.17 |  | 6.900% | $0.00 |  |  |  |  | N/A | No | 9.125% | 1 |  | 1 | 0 | 4 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 24.18 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000061143 | XXXXX |  | Non QM |  |  |  | Yes | No | $527.90 | $1154.05 |  | 9.224% | XXXXX | $1512.14 | 9.125% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9594.23 | 1 | $3465.12 | $3585.00 | $288.76 | $298.75 |  |  |  |  |  | 46.517% | 46.517% | 46.517% | 12/31/2024 | 712 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $527.90 |  | 6.280% | $0.00 | 1.6 |  |  |  | Yes | No | 9.125% | 1 | 0 | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No |  |  |  | No |  | $0.00 | $4583.34 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| XXXXX | 4000059500 | XXXXX |  | Non QM |  |  |  | Yes | No | $5121.32 | $6000.24 |  | 10.084% | XXXXX | $1700.81 | 9.750% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7376.41 | 1 | $4605.36 | $1401.96 | $383.78 | $116.83 |  |  |  |  |  | 49.640% | 49.640% | 49.640% | 12/27/2024 | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; 1099-SSA - 2023<br> [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2023<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; 1099-R - 2023<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5121.32 |  | 6.630% | $0.00 |  |  |  |  | N/A | No | 9.750% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $3075.80 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000061930 | XXXXX |  | Non QM |  |  |  | Yes | No | $4172.98 | $4842.97 |  | 9.085% | XXXXX | $1187.92 | 8.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2233.83 | 1 | $1072.68 | $1455.96 | $89.39 | $121.33 |  |  |  |  |  | 49.666% | 49.666% | 49.666% | 01/07/2025 | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4172.98 |  | 6.890% | $0.00 |  |  |  |  | N/A | No | 8.750% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 24 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.990% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000061558 | XXXXX |  | Non QM |  |  |  | Yes | No | $39.24 | $613.95 |  | 9.662% | XXXXX | $985.99 | 9.625% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9271.58 | 1 | $11018.76 | $2366.04 | $918.23 | $197.17 |  |  |  |  |  | 49.062% | 49.062% | 49.062% | 01/05/2025 | 704 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $39.24 |  | 6.890% | $0.00 |  |  |  |  | N/A | No | 9.625% | 1 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 24 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No |  |  |  | No |  | $0.00 | $8326.67 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000062187 | XXXXX |  | Non QM |  |  |  | Yes | No | $2090.00 | $3326.72 |  | 8.598% | XXXXX | $2306.74 | 8.500% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $11831.08 | 1 | $9572.40 | $1007.16 | $797.70 | $83.93 |  |  |  |  |  | 37.771% | 37.771% | 37.771% | 12/26/2024 | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2090.00 |  | 6.890% | $0.00 | 1.4 |  |  |  | N/A | No | 8.500% | 1 | 0 | 1 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 48.98 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000060881 | XXXXX |  | Non QM |  |  |  | Yes | No | $349.11 | $899.45 |  | 9.149% | XXXXX | $629.81 | 9.000% | No | No | Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | XXX |  |  |  | $6400.39 | 1 | $10240.20 | $815.52 | $853.35 | $67.96 |  |  |  |  |  | 48.715% | 48.715% | 48.715% | 12/31/2024 | 733 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Employer Letter - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $349.11 |  | 6.670% | $0.00 |  |  |  |  | N/A | No | 9.000% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 1.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000052649 | XXXXX |  | Non QM |  |  |  | Yes | No | $1709.40 | $2256.65 |  | 10.605% | XXXXX | $784.62 | 9.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8057.15 | 1 | $7533.72 | $1322.04 | $627.81 | $110.17 |  |  |  |  |  | 40.021% | 40.021% | 40.021% | 11/06/2024 | 713 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1709.40 |  | 5.770% | $0.00 |  |  |  |  | N/A | No | 9.750% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 22 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.990% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 120 |
| XXXXX | 4000063005 | XXXXX |  | Non QM |  |  |  | Yes | No | $2633.40 | $5027.25 |  | 9.602% | XXXXX | $4182.83 | 9.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10578.36 | 1 | $9124.56 | $687.36 | $760.38 | $57.28 |  |  |  |  |  | 44.992% | 44.992% | 44.992% | 12/30/2024 | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2021 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2633.40 |  | 6.980% | $0.00 | 3 |  |  |  | No | No | 9.500% | 0 |  | 1 | 0 | 3 | 1 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX |  | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000060569 | XXXXX |  | Non QM |  |  |  | Yes | No | $5238.40 | $6652.10 |  | 9.545% | XXXXX | $4065.92 | 9.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8376.74 | 1 | $15827.88 | $1587.96 | $1318.99 | $132.33 |  |  |  |  |  | 49.464% | 49.464% | 49.464% | 12/10/2024 | 730 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Partnership (>= 25%)]; CPA Letter - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; CPA Letter - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; Third Party Verification - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; Third Party Verification - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2022 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5238.40 |  | 6.770% | $0.00 | 2.6 |  |  |  | No | No | 9.375% | 0 |  | 2 | 0 | 3 | 2 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 20.6 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000049370 | XXXXX |  | N/A |  |  |  | No | No | $2084.50 | $2976.41 |  | 10.835% | XXXXX | $443.41 | 10.125% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7533.67 | 1 | $4606.20 | $3177.96 | $383.85 | $264.83 |  |  |  |  |  | 48.481% | 48.481% | 48.481% | 01/10/2025 | 730 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Other - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2022<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 4506-C - 2020<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2084.50 |  | 6.980% | $0.00 | 2.1 |  |  |  | N/A | No | 10.125% | 1 | 1 | 1 | 0 | 4 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 33 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 2.22 |  | No | No |  | $0.00 | $1750.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000063814 | XXXXX |  | N/A |  |  |  | No | No | $1345.00 | $3844.30 |  | 9.825% | XXXXX | $4295.77 | 9.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $87115.78 | 3 | $2834.64 | $2505.96 | $236.22 | $208.83 |  |  |  |  |  | 36.967% | 36.967% | 36.967% | 11/20/2024 | 750 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2021<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2021<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2021<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2021<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2021<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2021<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2021<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2021<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2021<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2021<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2021<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2021<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2021<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2021<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2021<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2021<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2021<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1345.00 |  | 6.930% | $0.00 |  |  |  |  | No | No | 9.750% | 1 |  | 2 | 0 | 3 | 2 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 12 | 360 |
| XXXXX | 4000062901 | XXXXX |  | N/A |  |  |  | No | No | $4075.52 | $6354.97 |  | 10.080% | XXXXX | $2974.96 | 9.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $79997.32 | 4 | $4202.04 | $4001.52 | $350.17 | $333.46 |  |  |  |  |  | 42.545% | 42.545% | 42.545% | 11/20/2024 | 750 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2022<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2022<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2021<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2021<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2021<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2021<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2021<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2021<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2021<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2021<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2021<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2021<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2021<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2021<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2021<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2021<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2021<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2021<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2021<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2021 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4075.52 |  | 6.980% | $0.00 |  |  |  |  | No | No | 9.875% | 1 |  | 2 | 0 | 3 | 2 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 12 | 360 |
| XXXXX | 4000058802 | XXXXX |  | Non QM |  |  |  | Yes | No | $1465.80 | $2148.57 |  | 10.522% | XXXXX | $554.89 | 10.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8167.09 | 1 | $4147.08 | $1175.04 | $345.59 | $97.92 |  |  |  |  |  | 34.022% | 34.022% | 34.022% | 12/11/2024 | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1465.80 |  | 6.390% | $0.00 | 1.5 |  |  |  | No | No | 10.000% | 2 |  | 0 | 0 | 4 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000060854 | XXXXX |  | N/A |  |  |  | No | No | $595.58 | $1160.65 |  | 9.799% | XXXXX | $1890.14 | 9.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $31103.68 | 1 | $3626.52 | $957.00 | $302.21 | $79.75 |  |  |  |  |  | 27.663% | 27.663% | 27.663% | 12/30/2024 | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $595.58 |  | 6.900% | $0.00 |  |  |  |  | N/A | No | 9.750% | 1 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 36 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000061613 | XXXXX |  | Non QM |  |  |  | Yes | No | $4216.05 | $4799.91 |  | 9.388% | XXXXX | $927.90 | 8.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5326.49 | 1 | $6825.36 | $2967.84 | $568.78 | $247.32 |  |  |  |  |  | 47.819% | 47.819% | 47.819% | 01/06/2025 | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Non-Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4216.05 |  | 6.730% | $0.00 |  |  |  |  | N/A | No | 8.750% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 24 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000058575 | XXXXX |  | Non QM |  |  |  | Yes | No | $1099.00 | $1557.65 |  | 8.451% | XXXXX | $371.25 | 8.125% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $1243.11 | 1 | $1571.28 | $2562.72 | $130.94 | $213.56 |  |  |  |  |  | 48.483% | 48.483% | 48.483% | 12/11/2024 | 823 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - No Results Returned - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - No Results Returned - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1099.00 |  | 6.690% | $0.00 |  |  |  |  | N/A | No | 8.125% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000060577 | XXXXX |  | Non QM |  |  |  | Yes | No | $2116.80 | $2543.17 |  | 9.605% | XXXXX | $658.14 | 9.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5158.29 | 1 | $5181.12 | $915.96 | $431.76 | $76.33 |  |  |  |  |  | 44.868% | 44.868% | 44.868% | 12/26/2024 | 728 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2116.80 |  | 6.770% | $0.00 |  |  |  |  | N/A | No | 9.250% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000064931 | XXXXX |  | Non QM |  |  |  | Yes | No | $1095.00 | $2404.24 |  | 11.920% | XXXXX | $693.20 | 11.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6877.61 | 1 | $2334.24 | $1823.76 | $194.52 | $151.98 |  |  |  |  |  | 47.862% | 47.862% | 47.862% | 12/17/2024 | 734 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Non-Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Non-Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Non-Primary Income - Wages]; WVOE - 2024<br> [Coborrower(s) - \| Non-Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Non-Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Non-Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Non-Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Non-Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Non-Primary Income - Wages]; WVOE - 2024<br> [Coborrower(s) - \| Non-Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $1095.00 |  | 6.890% | $0.00 | 2.5 |  |  |  | No | No | 11.500% | 1 | 1 | 1 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  | 16 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $6907.78 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000059813 | XXXXX |  | Non QM |  |  |  | Yes | No | $1883.00 | $2322.99 |  | 9.663% | XXXXX | $449.86 | 9.000% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $3471.42 | 1 | $7194.60 | $2018.04 | $599.55 | $168.17 |  |  |  |  |  | 39.909% | 39.909% | 39.909% | 12/18/2024 | 705 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Account Statements - 2024<br> [Borrower - \| Primary Income - Social Security]; 1099-SSA - 2023<br> [Borrower - \| Non-Primary Income - Annuity]; Account Statements - 2024<br> [Borrower - \| Non-Primary Income - Annuity]; 1099 - 2023<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099-SSA - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1883.00 |  | 6.300% | $0.00 |  |  |  |  | N/A | No | 9.000% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $407.92 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000059603 | XXXXX |  | Non QM |  |  |  | Yes | No | $3990.00 | $4779.90 |  | 9.168% | XXXXX | $2033.08 | 8.875% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $14033.20 | 1 | $3392.16 | $3150.96 | $282.68 | $262.58 |  |  |  |  |  | 28.534% | 28.534% | 28.534% | 11/08/2024 | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; 1099 Transcript - 2023<br> [Borrower - \| Non-Primary Income - Social Security]; 1099 Transcript - 2022<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099-SSA - 2023<br> [Coborrower(s) - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3990.00 |  | 6.730% | $0.00 |  |  |  |  | N/A | No | 8.875% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $7252.80 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000060751 | XXXXX |  | Non QM |  |  |  | Yes | No | $74.00 | $710.70 |  | 9.178% | XXXXX | $1179.77 | 9.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4888.75 | 1 | $11720.52 | $1266.96 | $976.71 | $105.58 |  |  |  |  |  | 47.092% | 47.092% | 47.092% | 12/27/2024 | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $74.00 |  | 6.770% | $0.00 |  |  |  |  | N/A | No | 9.125% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 24 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No |  | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000064057 | XXXXX |  | Non QM |  |  |  | Yes | No | $14495.00 | $14839.72 |  | 9.848% | XXXXX | $4204.27 | 9.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9019.17 | 1 | $12686.16 | $600.60 | $1057.18 | $50.05 |  |  |  |  |  | 49.945% | 49.945% | 49.945% | 01/04/2025 | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Tax Return Extension - 2023<br> [Borrower]; Transcripts (1040) - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $14495.00 |  | 6.930% | $0.00 | 1 |  |  |  | Yes | No | 9.500% | 2 |  | 1 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 24 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000062674 | XXXXX |  | Non QM |  |  |  | Yes | No | $2174.60 | $3808.78 |  | 10.156% | XXXXX | $499.05 | 9.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2204.61 | 1 | $2172.00 | $1401.00 | $181.00 | $116.75 |  |  |  |  |  | 49.363% | 49.363% | 49.363% | 12/06/2024 | 728 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $2174.60 |  | 6.980% | $0.00 | 1 |  |  |  | No | No | 9.375% | 2 |  | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 35 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) |  | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.38 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000059599 | XXXXX |  | Non QM |  |  |  | Yes | No | $2529.00 | $3020.35 |  | 8.340% | XXXXX | $1113.75 | 8.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6447.64 | 1 | $11010.12 | $2355.96 | $917.51 | $196.33 |  |  |  |  |  | 44.735% | 44.735% | 44.735% | 12/13/2024 | 738 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2529.00 |  | 6.630% | $0.00 |  |  |  |  | N/A | No | 8.125% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 36 |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 35.44 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000061337 | XXXXX |  | Non QM |  |  |  | Yes | No | $2895.69 | $3237.73 |  | 9.398% | XXXXX | $627.43 | 8.750% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3003.51 | 1 | $1132.08 | $2105.16 | $94.34 | $175.43 |  |  |  |  |  | 42.964% | 42.964% | 42.964% | 01/02/2025 | 711 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Non-Primary Income - Wages]; Other - 2025<br> [Borrower - \| Non-Primary Income - Wages]; Other - 2025<br> [Borrower - \| Non-Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Non-Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Primary Income - Pension]; 1099-R - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2895.69 |  | 6.670% | $0.00 |  |  |  |  | N/A | No | 8.750% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 24 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000062554 | XXXXX |  | Non QM |  |  |  | Yes | No | $3435.75 | $4116.55 |  | 9.333% | XXXXX | $847.36 | 8.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $13061.36 | 1 | $4029.12 | $2532.96 | $335.76 | $211.08 |  |  |  |  |  | 18.185% | 18.185% | 18.185% | 12/04/2024 | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2022<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 | [Borrower]; 1040 - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3435.75 |  | 6.980% | $0.00 | 1.9 |  |  |  | N/A | No | 8.875% | 1 |  | 2 | 0 | 3 | 2 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000064108 | XXXXX |  | Non QM |  |  |  | Yes | No | $5399.50 | $10561.75 |  | 10.810% | XXXXX | $4407.95 | 10.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $13308.13 | 1 | $7301.52 | $1107.96 | $608.46 | $92.33 |  |  |  |  |  | 49.990% | 49.990% | 49.990% | 01/23/2025 | 706 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2021<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2021<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2021<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2021 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5399.50 |  | 7.070% | $0.00 | 3 |  |  |  | No | No | 10.625% | 2 |  | 1 | 0 | 3 | 1 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX |  | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000061961 | XXXXX |  | Non QM |  |  |  | Yes | No | $1947.00 | $2365.91 |  | 8.715% | XXXXX | $599.85 | 8.250% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2614.17 | 1 | $3218.40 | $3588.12 | $268.20 | $299.01 |  |  |  |  |  | 44.805% | 44.805% | 44.805% | 01/08/2025 | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Non-Primary Income - IRA Distribution]; Account Statements - 2025 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1947.00 |  | 6.730% | $0.00 |  |  |  |  | N/A | No | 8.250% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000062936 | XXXXX |  | Non QM |  |  |  | Yes | No | $2022.00 | $2436.30 |  | 9.409% | XXXXX | $613.26 | 8.250% | No | No | Non-Employment Income | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $13485.01 | 1 | $8289.60 | $1569.96 | $690.80 | $130.83 |  |  |  |  |  | 36.246% | 36.246% | 36.246% | 01/17/2025 | 785 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2022.00 |  | 6.230% | $0.00 |  |  |  |  | N/A | No | 8.250% | 0 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $3753.80 | $13757.47 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 120 |
| XXXXX | 4000061547 | XXXXX |  | Non QM |  |  |  | Yes | No | $1086.80 | $1610.16 |  | 9.182% | XXXXX | $437.60 | 8.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8591.20 | 1 | $5311.44 | $4029.00 | $442.62 | $335.75 |  |  |  |  |  | 35.566% | 35.566% | 35.566% | 01/06/2025 | 755 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1086.80 |  | 6.890% | $0.00 |  |  |  |  | N/A | No | 8.875% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000058514 | XXXXX |  | Non QM |  |  |  | Yes | No | $2298.75 | $2719.99 |  | 9.391% | XXXXX | $668.78 | 8.875% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $3461.35 | 1 | $1414.68 | $2107.80 | $117.89 | $175.65 |  |  |  |  |  | 43.618% | 43.618% | 43.618% | 12/27/2024 | 702 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2298.75 |  | 6.730% | $0.00 |  |  |  |  | N/A | No | 8.875% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $3817.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000061605 | XXXXX |  | N/A |  |  |  | No | No | $1260.81 | $1913.21 |  | 9.812% | XXXXX | $483.24 | 9.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6850.10 | 1 | $2785.08 | $3545.76 | $232.09 | $295.48 |  |  |  |  |  | 40.464% | 40.464% | 40.464% | 01/05/2025 | 706 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1260.81 |  | 6.730% | $0.00 |  |  |  |  | N/A | No | 9.375% | 1 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) |  | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000063236 | XXXXX |  | Non QM |  |  |  | Yes | No | $1641.00 | $1858.21 |  | 9.069% | XXXXX | $1931.64 | 8.750% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7837.80 | 1 | $7911.60 | $1160.04 | $659.30 | $96.67 |  |  |  |  |  | 42.683% | 42.683% | 42.683% | 01/16/2025 | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2023<br> [Coborrower(s) - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2025 |  | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1641.00 |  | 6.230% | $0.00 |  |  |  |  | N/A | No | 8.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $8276.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 120 |
| XXXXX | 4000063066 | XXXXX |  | N/A |  |  |  | No | No | $3166.00 | $5009.45 |  | 10.342% | XXXXX | $882.91 | 9.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5147.89 | 1 | $7347.00 | $1842.96 | $612.25 | $153.58 |  |  |  |  |  | 42.031% | 42.031% | 42.031% | 01/09/2025 | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2022<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2021 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3166.00 |  | 6.980% | $0.00 | 1.6 |  |  |  | No | No | 9.750% | 0 |  | 2 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 24 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 6.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000062816 | XXXXX |  | Non QM |  |  |  | Yes | No | $3058.50 | $3874.51 |  | 9.025% | XXXXX | $644.95 | 8.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7809.35 | 1 | $5617.56 | $1140.12 | $468.13 | $95.01 |  |  |  |  |  | 44.860% | 44.860% | 44.860% | 01/03/2025 | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3058.50 |  | 6.750% | $0.00 |  |  |  |  | N/A | No | 8.375% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.39 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 240 |
| XXXXX | 4000064042 | XXXXX |  | Non QM |  |  |  | Yes | No | $2399.40 | $2739.11 |  | 10.197% | XXXXX | $509.99 | 9.625% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8210.21 | 1 | $6992.04 | $1387.32 | $582.67 | $115.61 |  |  |  |  |  | 38.049% | 38.049% | 38.049% | 01/23/2025 | 684 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2399.40 |  | 7.070% | $0.00 |  |  |  |  | N/A | No | 9.625% | 2 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  | 25 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 4.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $5377.76 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000063320 | XXXXX |  | Non QM |  |  |  | Yes | No | $4394.15 | $5431.23 |  | 9.345% | XXXXX | $1016.27 | 8.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $21513.01 | 1 | $6333.96 | $2983.32 | $527.83 | $248.61 |  |  |  |  |  | 34.479% | 34.479% | 34.479% | 01/16/2025 | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4394.15 |  | 6.790% | $0.00 |  |  |  |  | N/A | No | 8.750% | 0 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 8 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $21583.74 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000063610 | XXXXX |  | Non QM |  |  |  | Yes | No | $1610.46 | $2389.24 |  | 9.684% | XXXXX | $487.48 | 9.125% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3409.36 | 1 | $309.48 | $1341.00 | $25.79 | $111.75 |  |  |  |  |  | 43.539% | 43.539% | 43.539% | 01/20/2025 | 703 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Primary Income - Social Security]; 1099-SSA - 2024<br> [Borrower - \| Primary Income - Social Security]; Account Statements - 2024<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; Other - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1610.46 |  | 6.790% | $0.00 |  |  |  |  | N/A | No | 9.125% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000063359 | XXXXX |  | Non QM |  |  |  | Yes | No | $6078.84 | $7223.04 |  | 8.717% | XXXXX | $1277.75 | 8.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6204.95 | 1 | $2279.40 | $4940.16 | $189.95 | $411.68 |  |  |  |  |  | 37.636% | 37.636% | 37.636% | 01/16/2025 | 733 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $6078.84 |  | 6.790% | $0.00 |  |  |  |  | N/A | No | 8.125% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000063030 | XXXXX |  | Non QM |  |  |  | Yes | No | $2537.50 | $2876.22 |  | 10.025% | XXXXX | $2170.86 | 9.875% | No | No | Employed | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $13933.82 | 1 | $12873.12 | $4815.96 | $1072.76 | $401.33 |  |  |  |  |  | 37.559% | 37.559% | 37.559% | 01/03/2025 | 680 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2021<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 0 | 0 | No |  | XXXXX | $2537.50 |  | 6.980% | $0.00 | 3 |  |  |  | N/A | No | 9.875% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 29 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $7496.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000063659 | XXXXX |  | Non QM |  |  |  | Yes | No | $3994.00 | $4986.93 |  | 9.387% | XXXXX | $795.64 | 8.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7399.75 | 1 | $2010.72 | $2699.04 | $167.56 | $224.92 |  |  |  |  |  | 39.816% | 39.816% | 39.816% | 01/21/2025 | 725 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3994.00 |  | 7.070% | $0.00 |  |  |  |  | N/A | No | 8.875% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 25 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000063227 | XXXXX |  | Non QM |  |  |  | Yes | No | $1975.00 | $3027.64 |  | 9.868% | XXXXX | $532.32 | 9.375% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9923.73 | 1 | $8883.96 | $5214.96 | $740.33 | $434.58 |  |  |  |  |  | 42.297% | 42.297% | 42.297% | 01/15/2025 | 716 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; Transcripts (1040) - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1975.00 |  | 6.980% | $0.00 |  |  |  |  | N/A | No | 9.375% | 0 | 0 | 0 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 1 | 25 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $7297.24 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000064340 | XXXXX |  | Non QM |  |  |  | Yes | No | $3000.00 | $4115.50 |  | 9.385% | XXXXX | $1220.45 | 9.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2535.12 | 1 | $4082.04 | $2178.84 | $340.17 | $181.57 |  |  |  |  |  | 49.480% | 49.480% | 49.480% | 01/24/2025 | 743 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3000.00 |  | 7.070% | $0.00 |  |  |  |  | N/A | No | 9.125% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000062286 | XXXXX |  | Non QM |  |  |  | Yes | No | $3179.85 | $3958.95 |  | 9.095% | XXXXX | $737.65 | 8.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7374.52 | 1 | $3618.12 | $1228.20 | $301.51 | $102.35 |  |  |  |  |  | 26.129% | 26.129% | 26.129% | 01/08/2025 | 741 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Non-Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3179.85 |  | 6.730% | $0.00 |  |  |  |  | N/A | No | 8.500% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  | 25 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $4219.45 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000058800 | XXXXX |  | Non QM |  |  |  | Yes | No | $3362.80 | $4467.57 |  | 8.953% | XXXXX | $608.06 | 8.375% | No | No | Employed | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $2697.85 | 1 | $1450.20 | $952.08 | $120.85 | $79.34 |  |  |  |  |  | 40.241% | 40.241% | 40.241% | 11/13/2024 | 749 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3362.80 |  | 6.630% | $0.00 | 2.5 |  |  |  | Yes | No | 8.375% | 2 | 0 | 0 | 0 | 4 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 24 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $768.20 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000064301 | XXXXX |  | Non QM |  |  |  | Yes | No | $1951.50 | $2500.25 |  | 9.910% | XXXXX | $457.93 | 9.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2805.56 | 1 | $1018.32 | $822.96 | $84.86 | $68.58 |  |  |  |  |  | 42.193% | 42.193% | 42.193% | 01/24/2025 | 734 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1951.50 |  | 6.790% | $0.00 |  |  |  |  | N/A | No | 9.250% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.990% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000064003 | XXXXX |  | Non QM |  |  |  | Yes | No | $210.00 | $1035.57 |  | 8.747% | XXXXX | $541.61 | 8.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $15528.27 | 1 | $5758.68 | $5415.72 | $479.89 | $451.31 |  |  |  |  |  | 27.974% | 27.974% | 27.974% | 01/16/2025 | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $210.00 |  | 6.450% | $0.00 |  |  |  |  | No | No | 8.500% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 25 | 13 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $10416.66 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| XXXXX | 4000062846 | XXXXX |  | Non QM |  |  |  | Yes | No | $2431.88 | $2690.94 |  | 10.053% | XXXXX | $964.40 | 9.750% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5493.34 | 1 | $4530.84 | $1497.00 | $377.57 | $124.75 |  |  |  |  |  | 42.032% | 42.032% | 42.032% | 01/03/2025 | 746 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Non-Primary Income - Pension]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2024<br> [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Primary Income - Social Security]; Account Statements - 2024<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; Account Statements - 2024<br> [Coborrower(s) - \| Primary Income - VA Service Related Disability]; Other - 2024<br> [Coborrower(s) - \| Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2024 | [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2431.88 |  | 6.980% | $0.00 | 1 |  |  |  | Yes | No | 9.750% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $6617.99 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000062814 | XXXXX |  | Non QM |  |  |  | Yes | No | $3596.74 | $4440.12 |  | 10.126% | XXXXX | $876.20 | 9.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $3325.28 | 1 | $2031.72 | $318.96 | $169.31 | $26.58 |  |  |  |  |  | 49.062% | 49.062% | 49.062% | 01/14/2025 | 723 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3596.74 |  | 6.790% | $0.00 |  |  |  |  | N/A | No | 9.500% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 24 | 24 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 4.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $2602.83 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000064287 | XXXXX |  | Non QM |  |  |  | Yes | No | $1600.00 | $2353.14 |  | 9.306% | XXXXX | $805.48 | 8.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $1743.10 | 1 | $2463.00 | $2394.96 | $205.25 | $199.58 |  |  |  |  |  | 48.875% | 48.875% | 48.875% | 01/24/2025 | 748 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1600.00 |  | 6.450% | $0.00 |  |  |  |  | N/A | No | 8.875% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 25 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| XXXXX | 4000062251 | XXXXX |  | Non QM |  |  |  | Yes | No | $3385.10 | $4134.50 |  | 9.259% | XXXXX | $668.70 | 8.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3068.31 | 1 | $1887.48 | $1184.04 | $157.29 | $98.67 |  |  |  |  |  | 33.825% | 33.825% | 33.825% | 01/09/2025 | 731 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3385.10 |  | 6.930% | $0.00 |  |  |  |  | N/A | No | 8.750% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 25 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000064570 | XXXXX |  | Non QM |  |  |  | Yes | No | $2449.74 | $3197.17 |  | 8.960% | XXXXX | $755.01 | 8.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3051.65 | 1 | $7973.52 | $1778.52 | $664.46 | $148.21 |  |  |  |  |  | 49.139% | 49.139% | 49.139% | 01/28/2025 | 712 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2449.74 |  | 6.750% | $0.00 |  |  |  |  | N/A | No | 8.500% | 2 |  | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.800% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000064958 | XXXXX |  | Non QM |  |  |  | Yes | No | $1595.00 | $3977.60 |  | 9.050% | XXXXX | $3910.47 | 9.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $12828.45 | 1 | $16832.88 | $1744.68 | $1402.74 | $145.39 |  |  |  |  |  | 45.086% | 45.086% | 45.086% | 12/02/2024 | 706 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1595.00 |  | 6.870% | $0.00 | 3.1 |  |  |  | Yes | No | 9.000% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 25 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000064510 | XXXXX |  | Non QM |  |  |  | Yes | No | $1645.00 | $2258.92 |  | 10.043% | XXXXX | $492.99 | 9.625% | No | No | Non-Employment Income | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $4635.34 | 1 | $1979.88 | $639.00 | $164.99 | $53.25 |  |  |  |  |  | 41.998% | 41.998% | 41.998% | 01/30/2025 | 687 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Non-Primary Income - Pension]; Account Statements - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1645.00 |  | 6.930% | $0.00 | 2.2 |  |  |  | No | No | 9.625% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 9.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 7.95 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000064412 | XXXXX |  | Non QM |  |  |  | Yes | No | $2219.00 | $3030.39 |  | 9.732% | XXXXX | $979.42 | 9.375% | No | No | Employed | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6057.22 | 1 | $3143.88 | $2498.52 | $261.99 | $208.21 |  |  |  |  |  | 38.214% | 38.214% | 38.214% | 12/12/2024 | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Non-Primary Income - Annuity]; Award Letter / Continuance Letter - 2024<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Coborrower(s) - \| Non-Primary Income - Annuity]; Award Letter / Continuance Letter - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2219.00 |  | 6.750% | $0.00 |  |  |  |  | N/A | No | 9.375% | 2 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 25 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 5.75 |  |  | No |  | $2597.07 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000063994 | XXXXX |  | Non QM |  |  |  | Yes | No | $1937.00 | $2509.52 |  | 9.055% | XXXXX | $485.07 | 8.250% | No | No | Employed | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $3515.83 | 1 | $7457.52 | $2562.00 | $621.46 | $213.50 |  |  |  |  |  | 49.595% | 49.595% | 49.595% | 01/22/2025 | 708 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1937.00 |  | 6.220% | $0.00 |  |  |  |  | N/A | No | 8.250% | 1 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 25 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $2374.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| XXXXX | 4000063696 | XXXXX |  | N/A |  |  |  | No | No | $3367.17 | $4159.99 |  | 9.244% | XXXXX | $1292.97 | 8.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $14330.50 | 1 | $4332.84 | $1602.96 | $361.07 | $133.58 |  |  |  |  |  | 26.823% | 26.823% | 26.823% | 01/20/2025 | 715 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3367.17 |  | 6.790% | $0.00 |  |  |  |  | N/A | No | 8.875% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000064622 | XXXXX |  | Non QM |  |  |  | Yes | No | $4766.50 | $5511.14 |  | 9.073% | XXXXX | $1084.78 | 8.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7244.17 | 1 | $4055.16 | $1179.96 | $337.93 | $98.33 |  |  |  |  |  | 36.945% | 36.945% | 36.945% | 01/28/2025 | 755 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4766.50 |  | 6.750% | $0.00 |  |  |  |  | N/A | No | 8.500% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 25 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.990% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000065155 | XXXXX |  | Non QM |  |  |  | Yes | No | $3595.00 | $5536.00 |  | 9.451% | XXXXX | $1464.54 | 9.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7210.27 | 1 | $8245.80 | $933.00 | $687.15 | $77.75 |  |  |  |  |  | 44.791% | 44.791% | 44.791% | 01/01/2025 | 716 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 0 | 0 | No |  | XXXXX | $3595.00 |  | 6.870% | $0.00 | 2.5 |  |  |  | Yes | No | 9.125% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 37 |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000064634 | XXXXX |  | N/A |  |  |  | No | No | $1590.22 | $2639.67 |  | 10.845% | XXXXX | $738.24 | 10.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7682.45 | 1 | $3981.00 | $1472.76 | $331.75 | $122.73 |  |  |  |  |  | 41.527% | 41.523% | 41.523% | 01/07/2025 | 747 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1590.22 |  | 6.930% | $0.00 | 1 |  |  |  | Yes | No | 10.500% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 13 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000065145 | XXXXX |  | Non QM |  |  |  | Yes | No | $2934.00 | $3531.95 |  | 9.130% | XXXXX | $583.34 | 8.625% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $4587.44 | 1 | $4795.44 | $8436.96 | $399.62 | $703.08 |  |  |  |  |  | 39.123% | 39.123% | 39.123% | 02/03/2025 | 749 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2934.00 |  | 6.920% | $0.00 |  |  |  |  | N/A | No | 8.625% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $409.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000064365 | XXXXX |  | Non QM |  |  |  | Yes | No | $210.00 | $929.84 |  | 9.912% | XXXXX | $1432.78 | 9.875% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6267.50 | 1 | $4343.16 | $2592.00 | $361.93 | $216.00 |  |  |  |  |  | 49.046% | 49.046% | 49.046% | 01/24/2025 | 701 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Account Statements - 2025<br> [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $210.00 |  | 6.930% | $0.00 |  |  |  |  | N/A | No | 9.875% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  | 1 | XXXXX | 2.500% | XXXXX | XXXXX | XXXXX | No | Trustee | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $3619.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000065111 | XXXXX |  | Non QM |  |  |  | Yes | No | $60.75 | $590.95 |  | 9.216% | XXXXX | $1274.81 | 9.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $13609.32 | 1 | $9831.96 | $1146.00 | $819.33 | $95.50 |  |  |  |  |  | 33.342% | 33.342% | 33.342% | 02/01/2025 | 702 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $60.75 |  | 6.400% | $0.00 |  |  |  |  | N/A | No | 9.125% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 120 |
| XXXXX | 4000063484 | XXXXX |  | Non QM |  |  |  | Yes | No | $2087.00 | $2825.78 |  | 8.991% | XXXXX | $380.04 | 8.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4637.69 | 1 | $6644.04 | $1965.00 | $553.67 | $163.75 |  |  |  |  |  | 31.919% | 31.919% | 31.919% | 01/20/2025 | 816 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2087.00 |  | 6.980% | $0.00 |  |  |  |  | N/A | No | 8.375% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000065298 | XXXXX |  | Non QM |  |  |  | Yes | No | $2313.47 | $2896.38 |  | 9.260% | XXXXX | $555.23 | 8.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3503.57 | 1 | $3905.04 | $1784.04 | $325.42 | $148.67 |  |  |  |  |  | 37.763% | 37.763% | 37.763% | 02/04/2025 | 701 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022<br> [Borrower - \| Non-Primary Income - Social Security]; 1099-SSA - 2024<br> [Borrower - \| Non-Primary Income - Pension]; Paystubs - 2025 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Account Transcripts - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Account Transcripts - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2313.47 |  | 6.650% | $0.00 |  |  |  |  | N/A | No | 8.625% | 0 |  | 2 | 0 | 2 | 2 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000065570 | XXXXX |  | Non QM |  |  |  | Yes | No | $2337.75 | $2876.66 |  | 8.388% | XXXXX | $621.51 | 7.875% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3192.42 | 1 | $2170.92 | $1175.16 | $180.91 | $97.93 |  |  |  |  |  | 41.326% | 41.326% | 41.326% | 02/05/2025 | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2337.75 |  | 6.650% | $0.00 |  |  |  |  | N/A | No | 7.875% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000064425 | XXXXX |  | Non QM |  |  |  | Yes | No | $3251.75 | $3414.42 |  | 9.325% | XXXXX | $676.30 | 8.875% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $2348.52 | 1 | $2237.28 | $977.04 | $186.44 | $81.42 |  |  |  |  |  | 49.818% | 49.818% | 49.818% | 01/16/2025 | 750 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; Account Statements - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1040 - 2022<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3251.75 |  | 6.930% | $0.00 |  |  |  |  | N/A | No | 8.875% | 0 | 0 | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 6.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $2199.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000067831 | XXXXX |  | Non QM |  |  |  | Yes | No | $2795.00 | $4027.71 |  | 8.559% | XXXXX | $742.50 | 8.125% | No | No | Non-Employment Income | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8521.65 | 1 | $9365.04 | $2688.12 | $780.42 | $224.01 |  |  |  |  |  | 46.995% | 46.995% | 46.995% | 01/27/2025 | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - IRA Distribution]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; 1099-SSA - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2795.00 |  | 6.920% | $0.00 |  |  |  |  | N/A | No | 8.125% | 0 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  | 25 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $7528.15 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000065345 | XXXXX |  | N/A |  |  |  | No | No | $3267.00 | $3743.42 |  | 9.470% | XXXXX | $986.55 | 8.375% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $14923.18 | 1 | $5307.84 | $3731.64 | $442.32 | $310.97 |  |  |  |  |  | 36.849% | 36.849% | 36.849% | 02/04/2025 | 741 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Annuity]; 1099 - 2024<br> [Borrower - \| Non-Primary Income - Annuity]; 1099 - 2023 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3267.00 |  | 6.400% | $0.00 |  |  |  |  | N/A | No | 8.375% | 2 | 0 | 1 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) |  | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 120 |
| XXXXX | 4000065942 | XXXXX |  | Non QM |  |  |  | Yes | No | $1631.23 | $2075.61 |  | 10.065% | XXXXX | $494.03 | 9.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4260.19 | 1 | $5192.04 | $2136.96 | $432.67 | $178.08 |  |  |  |  |  | 45.876% | 45.876% | 45.876% | 02/07/2025 | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1631.23 |  | 6.600% | $0.00 |  |  |  |  | N/A | No | 9.500% | 2 |  | 0 | 0 | 1 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 25 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000065583 | XXXXX |  | Non QM |  |  |  | Yes | No | $2170.95 | $2619.04 |  | 10.170% | XXXXX | $484.49 | 9.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2391.68 | 1 | $5089.92 | $1624.92 | $424.16 | $135.41 |  |  |  |  |  | 48.896% | 48.896% | 48.896% | 02/06/2025 | 686 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 0 | 0 | No |  | XXXXX | $2170.95 |  | 6.920% | $0.00 |  |  |  |  | N/A | No | 9.625% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 14 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000064511 | XXXXX |  | Non QM |  |  |  | Yes | No | $1895.00 | $2938.46 |  | 8.614% | XXXXX | $1404.91 | 8.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $43869.46 | 1 | $7440.00 | $3116.04 | $620.00 | $259.67 |  |  |  |  |  | 23.144% | 23.144% | 23.144% | 01/27/2025 | 814 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1895.00 |  | 6.750% | $0.00 | 1 |  |  |  | No | No | 8.375% | 0 |  | 0 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 29 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.990% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 240 |
| XXXXX | 4000066031 | XXXXX |  | Non QM |  |  |  | Yes | No | $3899.00 | $4372.89 |  | 9.113% | XXXXX | $777.79 | 8.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6235.32 | 1 | $8252.88 | $2925.96 | $687.74 | $243.83 |  |  |  |  |  | 43.810% | 43.810% | 43.810% | 02/11/2025 | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3899.00 |  | 6.870% | $0.00 |  |  |  |  | N/A | No | 8.625% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Trustee |  |  |  |  |  |  | 1 | XXXXX | 2.625% | XXXXX | XXXXX | XXXXX | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000065786 | XXXXX |  | Non QM |  |  |  | Yes | No | $2234.00 | $2671.04 |  | 9.307% | XXXXX | $556.95 | 8.875% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $1756.95 | 1 | $1518.84 | $0.00 | $126.57 | $0.00 |  |  |  |  |  | 48.212% | 48.212% | 48.212% | 02/07/2025 | 742 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; 1099-SSA - 2024<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2234.00 |  | 6.920% | $0.00 |  |  |  |  | N/A | No | 8.875% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000065486 | XXXXX |  | Non QM |  |  |  | Yes | No | $241.50 | $804.98 |  | 8.932% | XXXXX | $1193.47 | 8.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $12683.15 | 1 | $3637.44 | $1468.08 | $303.12 | $122.34 |  |  |  |  |  | 19.688% | 19.688% | 19.688% | 02/04/2025 | 738 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $241.50 |  | 6.920% | $0.00 | 1 |  |  |  | No | No | 8.875% | 2 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  | 26 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $8477.73 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000066238 | XXXXX |  | Non QM |  |  |  | Yes | No | $2239.00 | $2666.92 |  | 8.845% | XXXXX | $928.57 | 8.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8756.55 | 1 | $1692.96 | $1402.92 | $141.08 | $116.91 |  |  |  |  |  | 34.376% | 34.376% | 34.376% | 02/11/2025 | 753 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2239.00 |  | 6.600% | $0.00 |  |  |  |  | N/A | No | 8.500% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 25 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.988% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000065960 | XXXXX |  | Non QM |  |  |  | Yes | No | $1215.50 | $1636.62 |  | 9.645% | XXXXX | $735.87 | 9.250% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2222.52 | 1 | $417.96 | $2534.04 | $34.83 | $211.17 |  |  |  |  |  | 49.686% | 49.686% | 49.686% | 02/07/2025 | 701 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2023<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1215.50 |  | 6.250% | $0.00 |  |  |  |  | N/A | No | 9.250% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 8.990% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| XXXXX | 4000062538 | XXXXX |  | Non QM |  |  |  | Yes | No | $5472.00 | $5911.99 |  | 9.565% | XXXXX | $1349.59 | 9.000% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4041.29 | 1 | $1586.40 | $3530.04 | $132.20 | $294.17 |  |  |  |  |  | 41.606% | 41.606% | 41.606% | 01/10/2025 | 722 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Primary Income - Pension]; Other - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Other - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2023 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $5472.00 |  | 6.600% | $0.00 |  |  |  |  | N/A | No | 9.000% | 0 |  | 1 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000066757 | XXXXX |  | Non QM |  |  |  | Yes | No | $2810.80 | $3183.11 |  | 8.783% | XXXXX | $668.96 | 8.000% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7290.11 | 1 | $6018.72 | $1057.80 | $501.56 | $88.15 |  |  |  |  |  | 47.563% | 47.563% | 47.563% | 02/14/2025 | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2011<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2007<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099-SSA - 2024<br> [Coborrower(s) - \| Non-Primary Income - Pension]; 1099-R - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $2810.80 |  | 6.250% | $0.00 |  |  |  |  | N/A | No | 8.000% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  | 1 | XXXXX | 3.750% | XXXXX | XXXXX | XXXXX | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $4065.41 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| XXXXX | 4000067574 | XXXXX |  | Non QM |  |  |  | Yes | No | $2192.75 | $2399.00 |  | 9.667% | XXXXX | $590.06 | 9.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $14795.32 | 1 | $2602.44 | $1518.12 | $216.87 | $126.51 |  |  |  |  |  | 22.027% | 22.027% | 22.027% | 02/05/2025 | 728 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2192.75 |  | 6.600% | $0.00 |  |  |  |  | N/A | No | 9.125% | 1 |  | 1 | 0 | 1 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000065577 | XXXXX |  | Non QM |  |  |  | Yes | No | $0.00 | $2387.88 |  | 9.898% | XXXXX | $588.60 | 9.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4191.03 | 1 | $3600.72 | $1821.96 | $300.06 | $151.83 |  |  |  |  |  | 34.391% | 34.391% | 34.391% | 02/05/2025 | 724 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  | 6.870% | $0.00 | 1.3 |  |  |  | N/A | No | 9.500% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 25 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000064970 | XXXXX |  | Non QM |  |  |  | Yes | No | $1946.75 | $2357.09 |  | 8.786% | XXXXX | $494.05 | 8.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3533.96 | 1 | $13422.36 | $1814.40 | $1118.53 | $151.20 |  |  |  |  |  | 49.385% | 49.385% | 49.385% | 01/21/2025 | 750 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Year End Summary - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1946.75 |  | 6.930% | $0.00 |  |  |  |  | N/A | No | 8.375% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 25 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.74 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000064494 | XXXXX |  | N/A |  |  |  | No | No | $500.00 | $1230.59 |  | 9.595% | XXXXX | $1147.77 | 9.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $21651.12 | 1 | $9291.48 | $4947.96 | $774.29 | $412.33 |  |  |  |  |  | 31.764% | 31.764% | 31.764% | 01/14/2025 | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $500.00 |  | 6.850% | $0.00 | 1 |  |  |  | Yes | No | 9.500% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 25 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 20.9 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000068154 | XXXXX |  | N/A |  |  |  | No | No | $2845.00 | $4418.64 |  | 9.725% | XXXXX | $998.10 | 9.375% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $10154.48 | 1 | $6471.72 | $2097.00 | $539.31 | $174.75 |  |  |  |  |  | 40.215% | 40.215% | 40.215% | 02/18/2025 | 721 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 | [Borrower]; 1040 - 2023<br> [Borrower]; Tax Return Extension - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2845.00 |  | 6.850% | $0.00 |  |  |  |  | N/A | No | 9.375% | 0 |  | 1 | 0 | 0 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 31 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX |  | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 26.16 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 | 360 |
| XXXXX | 4000066168 | XXXXX |  | Non QM |  |  |  | Yes | No | $2869.00 | $3948.71 |  | 9.977% | XXXXX | $932.13 | 9.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5468.29 | 1 | $5889.96 | $1557.00 | $490.83 | $129.75 |  |  |  |  |  | 43.915% | 43.915% | 43.915% | 01/24/2025 | 715 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Employer Letter - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2869.00 |  | 6.600% | $0.00 |  |  |  |  | N/A | No | 9.500% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 25 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.88 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000065887 | XXXXX |  | Non QM |  |  |  | Yes | No | $2240.00 | $3112.47 |  | 9.293% | XXXXX | $804.62 | 9.000% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $11558.78 | 1 | $1642.92 | $917.04 | $136.91 | $76.42 |  |  |  |  |  | 27.887% | 27.887% | 27.887% | 02/07/2025 | 727 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2240.00 |  | 6.920% | $0.00 |  |  |  |  | N/A | No | 9.000% | 1 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 26 | 26 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 4.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $5937.08 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000065214 | XXXXX |  | Non QM |  |  |  | Yes | No | $595.00 | $1335.80 |  | 8.751% | XXXXX | $622.23 | 8.625% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $13375.86 | 1 | $8177.76 | $1542.36 | $681.48 | $128.53 |  |  |  |  |  | 27.041% | 27.041% | 27.041% | 02/04/2025 | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $595.00 |  | 6.850% | $0.00 |  |  |  |  | N/A | No | 8.625% | 3 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 24 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000066603 | XXXXX |  | Non QM |  |  |  | Yes | No | $3215.00 | $3251.23 |  | 8.516% | XXXXX | $1511.48 | 8.250% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $15809.88 | 1 | $9048.72 | $4003.56 | $754.06 | $333.63 |  |  |  |  |  | 31.755% | 31.755% | 31.755% | 02/27/2025 | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3215.00 |  | 6.250% | $0.00 |  |  |  |  | N/A | No | 8.250% | 1 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 24 | 24 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $14950.61 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| XXXXX | 4000066103 | XXXXX |  | Non QM |  |  |  | Yes | No | $1282.00 | $1908.69 |  | 9.885% | XXXXX | $551.36 | 9.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3071.19 | 1 | $3058.80 | $3366.96 | $254.90 | $280.58 |  |  |  |  |  | 44.185% | 44.185% | 44.185% | 02/11/2025 | 750 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1282.00 |  | 6.600% | $0.00 |  |  |  |  | N/A | No | 9.500% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 25 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000067791 | XXXXX |  | Non QM |  |  |  | Yes | No | $2224.87 | $4100.76 |  | 10.562% | XXXXX | $697.67 | 10.000% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6581.78 | 1 | $5048.52 | $1167.96 | $420.71 | $97.33 |  |  |  |  |  | 47.261% | 47.261% | 47.261% | 01/31/2025 | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; Account Transcripts - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - No Results Returned - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Account Transcripts - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2224.87 |  | 6.730% | $0.00 | 2.4 |  |  |  | No | No | 10.000% | 0 | 0 | 0 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 12 | 2 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $8320.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000066893 | XXXXX |  | Non QM |  |  |  | Yes | No | $150.52 | $857.00 |  | 9.681% | XXXXX | $553.44 | 9.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8465.23 | 1 | $2321.04 | $2148.00 | $193.42 | $179.00 |  |  |  |  |  | 32.563% | 32.563% | 32.563% | 02/17/2025 | 739 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $150.52 |  | 6.290% | $0.00 |  |  |  |  | N/A | No | 9.500% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 26 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 5.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 15.52 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| XXXXX | 4000068012 | XXXXX |  | Non QM |  |  |  | Yes | No | $1997.00 | $2608.90 |  | 8.435% | XXXXX | $467.06 | 7.625% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2499.68 | 1 | $1786.80 | $1614.00 | $148.90 | $134.50 |  |  |  |  |  | 48.305% | 48.305% | 48.305% | 02/26/2025 | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Account Statements - 2025<br> [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Non-Primary Income - Pension]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1997.00 |  | 6.230% | $0.00 |  |  |  |  | N/A | No | 7.625% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| XXXXX | 4000067498 | XXXXX |  | Non QM |  |  |  | Yes | No | $3920.00 | $5356.70 |  | 9.885% | XXXXX | $1665.98 | 9.625% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7128.47 | 1 | $3951.96 | $4156.92 | $329.33 | $346.41 |  |  |  |  |  | 34.496% | 34.496% | 34.496% | 02/27/2025 | 713 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3920.00 |  | 6.880% | $0.00 |  |  |  |  | N/A | No | 9.625% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 26 | 26 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 4.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $5682.44 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000067069 | XXXXX |  | Non QM |  |  |  | Yes | No | $2000.00 | $2633.99 |  | 9.568% | XXXXX | $445.85 | 8.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7970.59 | 1 | $7298.40 | $3010.32 | $608.20 | $250.86 |  |  |  |  |  | 41.999% | 41.999% | 41.999% | 02/19/2025 | 753 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2000.00 |  | 6.620% | $0.00 |  |  |  |  | N/A | No | 8.875% | 0 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 26 | 26 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $7744.30 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000068007 | XXXXX |  | Non QM |  |  |  | Yes | No | $2663.90 | $3371.42 |  | 9.683% | XXXXX | $584.82 | 9.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9967.18 | 1 | $4405.80 | $1472.04 | $367.15 | $122.67 |  |  |  |  |  | 29.116% | 29.116% | 29.116% | 02/26/2025 | 697 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2663.90 |  | 6.600% | $0.00 |  |  |  |  | N/A | No | 9.000% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 6.32 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000066411 | XXXXX |  | Non QM |  |  |  | Yes | No | $2619.00 | $3051.20 |  | 9.527% | XXXXX | $1153.99 | 9.250% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $11480.87 | 1 | $1938.84 | $1543.68 | $161.57 | $128.64 |  |  |  |  |  | 29.330% | 29.330% | 29.330% | 02/12/2025 | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2619.00 |  | 6.470% | $0.00 | 4.4 |  |  |  | No | No | 9.250% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 12 | 12 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  | No |  | $0.00 | $9878.27 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000066674 | XXXXX |  | Non QM |  |  |  | Yes | No | $1673.00 | $2256.60 |  | 9.174% | XXXXX | $596.73 | 8.875% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6115.18 | 1 | $5345.04 | $2099.40 | $445.42 | $174.95 |  |  |  |  |  | 34.480% | 34.480% | 34.480% | 02/03/2025 | 734 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 0 | 0 | No |  | XXXXX | $1673.00 |  | 6.870% | $0.00 | 1.1 |  |  |  | Yes | No | 8.875% | 0 | 0 | 0 | 0 | 1 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 25 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000068301 | XXXXX |  | Non QM |  |  |  | Yes | No | $900.00 | $543.21 |  | 8.273% | XXXXX | $766.86 | 8.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $14364.57 | 1 | $7894.92 | $1055.04 | $657.91 | $87.92 |  |  |  |  |  | 21.990% | 21.990% | 21.990% | 02/28/2025 | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $900.00 |  | 6.470% | $0.00 |  |  |  |  | N/A | No | 8.250% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000067074 | XXXXX |  | Non QM |  |  |  | Yes | No | $3395.60 | $4426.06 |  | 11.098% | XXXXX | $956.48 | 10.625% | No | No | Employed | Employed |  |  |  |  | US Citizen | Permanent Resident Alien |  |  |  |  |  |  | $3650.27 | 1 | $4066.92 | $1850.04 | $338.91 | $154.17 |  |  |  |  |  | 45.496% | 45.496% | 45.496% | 02/18/2025 | 703 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3395.60 |  | 6.880% | $0.00 | 1.3 |  |  |  | No | No | 10.625% | 2 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  | 5 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  |  |  | No |  | $0.00 | $3748.13 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000068466 | XXXXX |  | Non QM |  |  |  | Yes | No | $2134.00 | $2766.40 |  | 8.757% | XXXXX | $1387.58 | 8.625% | No | No | Employed | Employed |  |  |  |  | Permanent Resident Alien | Permanent Resident Alien |  |  |  |  |  |  | $9187.79 | 1 | $13092.48 | $2178.48 | $1091.04 | $181.54 |  |  |  |  |  | 49.518% | 49.518% | 49.518% | 03/03/2025 | 755 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Non-Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Employer Letter - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Year End Summary - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $2134.00 |  | 6.620% | $0.00 | 3 |  |  |  | No | No | 8.625% | 2 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 26 | 8 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  | Resident Alien Card | Resident Alien Card |  |  |  | 6.82 |  |  | No |  | $0.00 | $5200.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000067996 | XXXXX |  | Non QM |  |  |  | Yes | No | $1822.00 | $2416.10 |  | 8.361% | XXXXX | $410.47 | 7.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4293.50 | 1 | $5521.56 | $3383.04 | $460.13 | $281.92 |  |  |  |  |  | 34.400% | 34.400% | 34.400% | 03/04/2025 | 727 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Paystubs - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1822.00 |  | 6.600% | $0.00 |  |  |  |  | N/A | No | 7.750% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 26 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000067790 | XXXXX |  | Non QM |  |  |  | Yes | No | $1739.16 | $2355.94 |  | 8.971% | XXXXX | $392.15 | 8.500% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $1994.46 | 1 | $2141.64 | $1662.00 | $178.47 | $138.50 |  |  |  |  |  | 43.490% | 43.490% | 43.490% | 02/25/2025 | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Primary Income - Social Security]; 1099-SSA - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - No Results Returned - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - No Results Returned - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1739.16 |  | 6.850% | $0.00 |  |  |  |  | N/A | No | 8.500% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000067347 | XXXXX |  | Non QM |  |  |  | Yes | No | $2091.98 | $2818.86 |  | 9.355% | XXXXX | $659.86 | 8.875% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $3488.88 | 1 | $1988.04 | $1452.00 | $165.67 | $121.00 |  |  |  |  |  | 42.532% | 42.532% | 42.532% | 03/05/2025 | 729 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Account Statements - 2025<br> [Borrower - \| Primary Income - Social Security]; 1099-SSA - 2024<br> [Borrower - \| Non-Primary Income - Pension]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2024<br> [Coborrower(s) - \| Primary Income - Social Security]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099-SSA - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2091.98 |  | 6.620% | $0.00 |  |  |  |  | N/A | No | 8.875% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $1385.70 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000067395 | XXXXX |  | Non QM |  |  |  | Yes | No | $3816.16 | $4623.09 |  | 8.856% | XXXXX | $743.35 | 8.375% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5089.48 | 1 | $6640.68 | $8283.00 | $553.39 | $690.25 |  |  |  |  |  | 49.750% | 49.750% | 49.750% | 02/20/2025 | 726 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Annuity]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - IRA Distribution]; 1099-R - 2024<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3816.16 |  | 6.620% | $0.00 |  |  |  |  | N/A | No | 8.375% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 4.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 2.64 |  |  | No |  | $1694.24 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000067709 | XXXXX |  | Non QM |  |  |  | Yes | No | $1858.00 | $2445.93 |  | 9.525% | XXXXX | $402.31 | 9.000% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $1930.19 | 1 | $5439.24 | $1775.28 | $453.27 | $147.94 |  |  |  |  |  | 44.895% | 44.895% | 44.895% | 03/07/2025 | 694 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Account Statements - 2025<br> [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1858.00 |  | 6.850% | $0.00 |  |  |  |  | N/A | No | 9.000% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000069651 | XXXXX |  | Non QM |  |  |  | Yes | No | $1825.36 | $3143.02 |  | 9.933% | XXXXX | $659.31 | 9.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8640.87 | 1 | $4143.48 | $3770.64 | $345.29 | $314.22 |  |  |  |  |  | 27.654% | 27.654% | 27.654% | 02/10/2025 | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1825.36 |  | 6.620% | $0.00 | 1.4 |  |  |  | Yes | No | 9.500% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 28.3 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000070787 | XXXXX |  | Non QM |  |  |  | Yes | No | $8730.00 | $4894.83 |  | 8.696% | XXXXX | $3888.95 | 8.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $12475.60 | 1 | $20589.24 | $2046.00 | $1715.77 | $170.50 |  |  |  |  |  | 29.221% | 29.221% | 29.221% | 01/31/2025 | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - Sole Proprietor]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; VVOE - 2025<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2022<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $8730.00 |  | 6.920% | $0.00 | 1 |  |  |  | N/A | No | 8.625% | 0 |  | 2 | 0 | 3 | 2 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 46.23 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000068297 | XXXXX |  | Non QM |  |  |  | Yes | No | $2377.50 | $3070.43 |  | 9.328% | XXXXX | $618.60 | 8.750% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4664.55 | 1 | $1532.64 | $2184.84 | $127.72 | $182.07 |  |  |  |  |  | 38.695% | 38.695% | 38.695% | 02/25/2025 | 718 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2377.50 |  | 6.600% | $0.00 |  |  |  |  | N/A | No | 8.750% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000063770 | XXXXX |  | N/A |  |  |  | No | No | $878.25 | $1939.71 |  | 9.237% | XXXXX | $1098.40 | 9.125% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $24210.75 | 2 | $8494.92 | $2363.04 | $707.91 | $196.92 |  |  |  |  |  | 41.658% | 41.658% | 41.658% | 02/10/2025 | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Tax Return Extension - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; Transcripts (1040) - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1040 - 2022<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; Tax Return Extension - 2022<br> [Coborrower]; Transcripts (1040) - 2022<br> [Coborrower]; Transcripts (1040) - 2021<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $878.25 |  | 7.070% | $0.00 |  |  |  |  | N/A | No | 9.125% | 2 | 0 | 2 | 0 | 3 | 3 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 25 | 13 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 4.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $11978.59 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 10 | 360 |
| XXXXX | 4000069676 | XXXXX |  | Non QM |  |  |  | Yes | No | $1730.00 | $2771.78 |  | 7.821% | XXXXX | $2873.32 | 7.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $21108.55 | 1 | $11087.76 | $6862.20 | $923.98 | $571.85 |  |  |  |  |  | 32.900% | 32.900% | 32.900% | 02/13/2025 | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1730.00 |  | 6.600% | $0.00 | 4.2 |  |  |  | No | No | 7.750% | 1 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 25 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 4.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $6250.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000068765 | XXXXX |  | Non QM |  |  |  | Yes | No | $2099.00 | $1972.69 |  | 8.857% | XXXXX | $875.75 | 8.625% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $13255.93 | 1 | $20132.40 | $2312.04 | $1677.70 | $192.67 |  |  |  |  |  | 44.767% | 44.767% | 44.767% | 03/04/2025 | 731 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2099.00 |  | 6.470% | $0.00 |  |  |  |  | N/A | No | 8.625% | 2 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 29 | 27 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 7.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $10000.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000065743 | XXXXX |  | Non QM |  |  |  | Yes | No | $2876.03 | $3812.72 |  | 9.347% | XXXXX | $623.59 | 8.625% | No | No | Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | XXX |  |  |  | $9791.84 | 1 | $2476.92 | $416.04 | $206.41 | $34.67 |  |  |  |  |  | 23.430% | 23.430% | 23.430% | 03/07/2025 | 701 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2876.03 |  | 6.650% | $0.00 |  |  |  |  | N/A | No | 8.625% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | VISA |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000070151 | XXXXX |  | N/A |  |  |  | No | No | $2760.00 | $4848.11 |  | 8.720% | XXXXX | $1075.50 | 8.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7257.57 | 1 | $11038.80 | $0.00 | $919.90 | $0.00 |  |  |  |  |  | 44.989% | 44.989% | 44.989% | 03/13/2025 | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; CPA Letter - 2023 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2760.00 |  | 6.620% | $0.00 | 2.3 |  |  |  | No | No | 8.375% | 0 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 35 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 7.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000070836 | XXXXX |  | Non QM |  |  |  | Yes | No | $1495.00 | $2589.80 |  | 8.734% | XXXXX | $1944.47 | 8.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7637.55 | 1 | $15275.16 | $1945.08 | $1272.93 | $162.09 |  |  |  |  |  | 49.615% | 49.615% | 49.615% | 02/01/2025 | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Foster Care]; Other - 2025<br> [Borrower - \| Non-Primary Income - Foster Care]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Foster Care]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Foster Care]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1495.00 |  | 6.920% | $0.00 | 1 |  |  |  | Yes | No | 8.625% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 24 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000068034 | XXXXX |  | N/A |  |  |  | No | No | $3185.90 | $3983.48 |  | 9.232% | XXXXX | $1387.09 | 9.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10216.20 | 1 | $347.76 | $6928.92 | $28.98 | $577.41 |  |  |  |  |  | 44.220% | 44.220% | 44.220% | 02/27/2025 | 785 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Tax Return Extension - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3185.90 |  | 6.850% | $0.00 |  |  |  |  | N/A | No | 9.000% | 1 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 | 360 |
| XXXXX | 4000067991 | XXXXX |  | Non QM |  |  |  | Yes | No | $3099.00 | $3890.36 |  | 8.192% | XXXXX | $1243.02 | 7.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10989.70 | 1 | $11922.00 | $4499.04 | $993.50 | $374.92 |  |  |  |  |  | 32.613% | 32.613% | 32.613% | 02/26/2025 | 758 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3099.00 |  | 6.600% | $0.00 |  |  |  |  | N/A | No | 7.875% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000067861 | XXXXX |  | Non QM |  |  |  | Yes | No | $1099.00 | $1647.89 |  | 9.395% | XXXXX | $503.42 | 8.875% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3563.75 | 1 | $9162.48 | $1149.00 | $763.54 | $95.75 |  |  |  |  |  | 47.538% | 47.538% | 47.538% | 02/25/2025 | 715 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Account Statements - 2025<br> [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Non-Primary Income - Pension]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1099.00 |  | 6.230% | $0.00 |  |  |  |  | N/A | No | 8.875% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.990% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| XXXXX | 4000053558 | XXXXX |  | Non QM |  |  |  | Yes | No | $8056.80 | $9297.60 |  | 9.246% | XXXXX | $2068.68 | 8.875% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $13723.61 | 1 | $8230.56 | $7255.80 | $685.88 | $604.65 |  |  |  |  |  | 40.408% | 40.408% | 40.408% | 01/22/2025 | 700 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Paystubs - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $8056.80 |  | 6.730% | $0.00 | 1.2 |  |  |  | Yes | No | 8.875% | 2 | 0 | 0 | 0 | 4 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000070077 | XXXXX |  | N/A |  |  |  | No | No | $3688.75 | $5989.03 |  | 9.826% | XXXXX | $2656.22 | 9.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9360.16 | 1 | $17494.92 | $2421.00 | $1457.91 | $201.75 |  |  |  |  |  | 43.332% | 43.332% | 43.332% | 03/11/2025 | 752 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2021<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2020 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; Transcripts (1040) - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3688.75 |  | 6.620% | $0.00 | 1.6 |  |  |  | No | No | 9.625% | 0 |  | 1 | 0 | 3 | 3 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.990% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 | 360 |
| XXXXX | 4000068224 | XXXXX |  | Non QM |  |  |  | Yes | No | $1719.00 | $2216.18 |  | 8.089% | XXXXX | $664.97 | 7.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5908.16 | 1 | $2901.12 | $2883.96 | $241.76 | $240.33 |  |  |  |  |  | 40.052% | 40.052% | 40.052% | 02/07/2025 | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1719.00 |  | 6.470% | $0.00 |  |  |  |  | N/A | No | 7.750% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 32 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 25.42 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000066180 | XXXXX |  | Non QM |  |  |  | Yes | No | $3720.00 | $4310.08 |  | 10.258% | XXXXX | $824.79 | 9.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6503.35 | 1 | $2571.60 | $2930.88 | $214.30 | $244.24 |  |  |  |  |  | 48.375% | 48.375% | 48.375% | 03/06/2025 | 692 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 0 | 0 | No |  | XXXXX | $3720.00 |  | 6.870% | $0.00 |  |  |  |  | N/A | No | 9.750% | 1 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 25 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 3.88 |  |  | No |  | $0.00 | $3815.74 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000067643 | XXXXX |  | Non QM |  |  |  | Yes | No | $1200.00 | $1774.78 |  | 9.814% | XXXXX | $504.51 | 9.500% | No | No | Non-Employment Income | Non-Employment Income | Employed |  | 0.68 |  | US Citizen | US Citizen | US Citizen |  |  |  |  |  | $6155.34 | 1 | $6900.60 | $1947.00 | $575.05 | $162.25 |  |  |  |  |  | 44.508% | 44.508% | 44.508% | 02/11/2025 | 756 | 695 | 705 | 718 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  | Level 5-Stated/Verified as defined |  | Level 3-Stated/Verified as defined |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Pension]; Paystubs - 2025<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  | 1 |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1200.00 |  | 6.850% | $0.00 |  |  |  |  | N/A | No | 9.500% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  | 7 |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | Individual | Individual |  |  | 1 | XXXXX | 5.990% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | No |  | $4178.69 | $3395.16 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000066637 | XXXXX |  | Non QM |  |  |  | Yes | No | $1099.00 | $1597.89 |  | 9.175% | XXXXX | $441.86 | 8.750% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2472.13 | 1 | $4310.52 | $365.88 | $359.21 | $30.49 |  |  |  |  |  | 44.122% | 44.122% | 44.122% | 02/13/2025 | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; 1099-SSA - 2024<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2024<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1099.00 |  | 6.600% | $0.00 |  |  |  |  | N/A | No | 8.750% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000069177 | XXXXX |  | Non QM |  |  |  | Yes | No | $4615.00 | $5247.45 |  | 8.939% | XXXXX | $1074.91 | 8.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3975.87 | 1 | $1667.28 | $2649.00 | $138.94 | $220.75 |  |  |  |  |  | 48.421% | 48.421% | 48.421% | 03/05/2025 | 723 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4615.00 |  | 6.470% | $0.00 |  |  |  |  | N/A | No | 8.375% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Trustee |  |  |  |  |  |  | 1 | XXXXX | 3.750% | XXXXX | XXXXX | XXXXX | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000068293 | XXXXX |  | Non QM |  |  |  | Yes | No | $1134.00 | $1641.21 |  | 8.178% | XXXXX | $571.79 | 7.875% | No | No | Employed | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $3641.22 | 1 | $570.84 | $2024.04 | $47.57 | $168.67 |  |  |  |  |  | 32.802% | 32.802% | 32.802% | 02/28/2025 | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1134.00 |  | 6.600% | $0.00 |  |  |  |  | N/A | No | 7.875% | 2 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $1302.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000069675 | XXXXX |  | Non QM |  |  |  | Yes | No | $2323.00 | $2907.27 |  | 8.771% | XXXXX | $855.03 | 8.500% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $4625.26 | 1 | $3489.24 | $1995.96 | $290.77 | $166.33 |  |  |  |  |  | 49.922% | 49.922% | 49.922% | 03/10/2025 | 745 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2023<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2323.00 |  | 6.620% | $0.00 |  |  |  |  | N/A | No | 8.500% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $6431.74 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000067716 | XXXXX |  | Non QM |  |  |  | Yes | No | $210.00 | $730.82 |  | 8.099% | XXXXX | $955.65 | 8.000% | No | No | Employed | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $4492.11 | 2 | $3051.84 | $1697.04 | $254.32 | $141.42 |  |  |  |  |  | 42.268% | 42.268% | 42.268% | 02/14/2025 | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Non-Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099-SSA - 2024<br> [Coborrower(s) - \| Non-Primary Income - Pension]; 1099-R - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $210.00 |  | 6.230% | $0.00 |  |  |  |  | N/A | No | 8.000% | 2 | 0 | 0 | 0 | 4 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 25 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $1900.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| XXXXX | 4000069628 | XXXXX |  | Non QM |  |  |  | Yes | No | $1100.00 | $1617.38 |  | 8.470% | XXXXX | $525.61 | 8.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2682.44 | 1 | $1098.00 | $1404.96 | $91.50 | $117.08 |  |  |  |  |  | 38.711% | 38.711% | 38.711% | 03/08/2025 | 737 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1100.00 |  | 6.070% | $0.00 |  |  |  |  | N/A | No | 8.000% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| XXXXX | 4000068865 | XXXXX |  | Non QM |  |  |  | Yes | No | $1600.00 | $2147.04 |  | 8.560% | XXXXX | $770.31 | 8.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $12104.80 | 1 | $7006.92 | $2013.00 | $583.91 | $167.75 |  |  |  |  |  | 34.735% | 34.735% | 34.735% | 03/04/2025 | 721 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1600.00 |  | 6.070% | $0.00 |  |  |  |  | N/A | No | 8.125% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 26 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| XXXXX | 4000069721 | XXXXX |  | Non QM |  |  |  | Yes | No | $1927.64 | $2468.06 |  | 9.809% | XXXXX | $739.95 | 9.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5340.77 | 1 | $3763.20 | $2496.96 | $313.60 | $208.08 |  |  |  |  |  | 32.702% | 32.702% | 32.702% | 03/10/2025 | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1927.64 |  | 6.620% | $0.00 |  |  |  |  | N/A | No | 9.500% | 1 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  | 26 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $4561.67 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000068501 | XXXXX |  | Non QM |  |  |  | Yes | No | $1599.00 | $2084.19 |  | 8.366% | XXXXX | $627.33 | 8.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4202.85 | 1 | $683.04 | $1631.04 | $56.92 | $135.92 |  |  |  |  |  | 44.204% | 44.204% | 44.204% | 03/04/2025 | 753 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1599.00 |  | 6.470% | $0.00 |  |  |  |  | N/A | No | 8.000% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000068886 | XXXXX |  | Non QM |  |  |  | Yes | No | $3237.00 | $4122.34 |  | 8.585% | XXXXX | $1520.14 | 8.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6390.87 | 1 | $3972.48 | $1241.04 | $331.04 | $103.42 |  |  |  |  |  | 46.569% | 46.569% | 46.569% | 03/03/2025 | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Borrower - \| Non-Primary Income - Social Security]; 1099-SSA - 2024 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3237.00 |  | 6.730% | $0.00 | 1 |  |  |  | No | No | 8.375% | 0 |  | 1 | 0 | 1 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee |  |  |  |  |  |  | 1 | XXXXX | 4.500% | XXXXX | XXXXX | XXXXX | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000069428 | XXXXX |  | Non QM |  |  |  | Yes | No | $4804.50 | $5456.68 |  | 8.252% | XXXXX | $1087.60 | 7.875% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $12703.66 | 1 | $19293.00 | $2399.04 | $1607.75 | $199.92 |  |  |  |  |  | 35.125% | 35.125% | 35.125% | 03/10/2025 | 728 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Non-Primary Income - Social Security]; 1099-SSA - 2024<br> [Borrower - \| Primary Income - IRA Distribution]; 1099-R - 2023<br> [Borrower - \| Non-Primary Income - IRA Distribution]; 1099-R - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4804.50 |  | 6.730% | $0.00 |  |  |  |  | N/A | No | 7.875% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Trustee |  |  |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 129.92 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000068027 | XXXXX |  | Non QM |  |  |  | Yes | No | $2040.50 | $2520.56 |  | 9.958% | XXXXX | $415.87 | 9.375% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2267.43 | 1 | $1791.72 | $1296.96 | $149.31 | $108.08 |  |  |  |  |  | 43.697% | 43.697% | 43.697% | 02/26/2025 | 699 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; 1099-SSA - 2024<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $2040.50 |  | 6.850% | $0.00 |  |  |  |  | N/A | No | 9.375% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Trustee |  |  |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000067546 | XXXXX |  | Non QM |  |  |  | Yes | No | $3662.50 | $5383.98 |  | 9.046% | XXXXX | $1463.26 | 8.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3458.51 | 1 | $2938.56 | $1302.00 | $244.88 | $108.50 |  |  |  |  |  | 46.098% | 46.098% | 46.098% | 02/24/2025 | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2013 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3662.50 |  | 6.850% | $0.00 | 1.1 |  |  |  | No | No | 8.750% | 0 |  | 1 | 0 | 3 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.990% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000070292 | XXXXX |  | Non QM |  |  |  | Yes | No | $1000.00 | $1538.60 |  | 8.628% | XXXXX | $481.44 | 8.125% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8615.55 | 1 | $994.32 | $1785.96 | $82.86 | $148.83 |  |  |  |  |  | 33.988% | 33.988% | 33.988% | 03/13/2025 | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1000.00 |  | 5.980% | $0.00 |  |  |  |  | N/A | No | 8.125% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 31 | 31 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $8199.97 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 180 |
| XXXXX | 4000069617 | XXXXX |  | Non QM |  |  |  | Yes | No | $2256.00 | $2794.62 |  | 8.625% | XXXXX | $1164.17 | 8.250% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8399.03 | 1 | $2964.60 | $1556.04 | $247.05 | $129.67 |  |  |  |  |  | 26.064% | 26.064% | 26.064% | 03/07/2025 | 738 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2256.00 |  | 6.070% | $0.00 |  |  |  |  | N/A | No | 8.250% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 26 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $3582.51 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| XXXXX | 4000070370 | XXXXX |  | Non QM |  |  |  | Yes | No | $695.00 | $987.76 |  | 10.881% | XXXXX | $1015.23 | 10.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | Permanent Resident Alien |  |  |  |  |  |  | $12365.30 | 1 | $11713.56 | $1758.00 | $976.13 | $146.50 |  |  |  |  |  | 42.263% | 42.263% | 42.263% | 03/03/2025 | 754 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $695.00 |  | 6.310% | $0.00 | 1 |  |  |  | Yes | No | 10.750% | 1 | 1 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 14.630% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 6.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | Resident Alien Card |  |  |  | 4.8 |  |  | No |  | $0.00 | $13083.33 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000067694 | XXXXX |  | Non QM |  |  |  | Yes | No | $243.00 | $997.18 |  | 8.402% | XXXXX | $970.14 | 8.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8628.35 | 1 | $9394.20 | $1824.96 | $782.85 | $152.08 |  |  |  |  |  | 40.873% | 40.873% | 40.873% | 02/19/2025 | 757 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1099 - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2024<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2023<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2023<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $243.00 |  | 6.230% | $0.00 |  |  |  |  | N/A | No | 8.250% | 3 |  | 2 | 0 | 4 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5.05 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| XXXXX | 4000069616 | XXXXX |  | Non QM |  |  |  | Yes | No | $1140.00 | $1372.21 |  | 9.260% | XXXXX | $458.63 | 9.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2883.95 | 1 | $2918.40 | $2024.04 | $243.20 | $168.67 |  |  |  |  |  | 41.611% | 41.611% | 41.611% | 03/07/2025 | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1140.00 |  | 6.730% | $0.00 |  |  |  |  | N/A | No | 9.000% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 26 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000069489 | XXXXX |  | Non QM |  |  |  | Yes | No | $1440.00 | $1919.71 |  | 8.728% | XXXXX | $878.32 | 8.125% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7305.83 | 1 | $2670.72 | $5028.72 | $222.56 | $419.06 |  |  |  |  |  | 29.628% | 29.628% | 29.628% | 03/07/2025 | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1440.00 |  | 6.240% | $0.00 |  |  |  |  | N/A | No | 8.125% | 2 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  | 26 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $4970.25 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 120 |
| XXXXX | 4000070521 | XXXXX |  | Non QM |  |  |  | Yes | No | $4863.60 | $5598.17 |  | 9.595% | XXXXX | $1103.45 | 9.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8053.87 | 1 | $7646.16 | $2501.04 | $637.18 | $208.42 |  |  |  |  |  | 47.854% | 47.854% | 47.854% | 01/30/2025 | 741 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4863.60 |  | 6.650% | $0.00 |  |  |  |  | N/A | No | 9.125% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 25 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.990% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) |  | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000069852 | XXXXX |  | Non QM |  |  |  | Yes | No | $1299.00 | $1754.60 |  | 8.389% | XXXXX | $501.86 | 8.000% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6870.53 | 1 | $4152.96 | $1109.04 | $346.08 | $92.42 |  |  |  |  |  | 30.314% | 30.314% | 30.314% | 03/10/2025 | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1299.00 |  | 6.310% | $0.00 |  |  |  |  | N/A | No | 8.000% | 2 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  | 2 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 4.990% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $4219.03 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000068900 | XXXXX |  | Non QM |  |  |  | Yes | No | $1376.20 | $1158.22 |  | 9.747% | XXXXX | $595.26 | 9.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4511.68 | 1 | $3985.56 | $1976.04 | $332.13 | $164.67 |  |  |  |  |  | 35.929% | 35.929% | 35.929% | 03/05/2025 | 742 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1376.20 |  | 6.470% | $0.00 |  |  |  |  | N/A | No | 9.500% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.32 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000070651 | XXXXX |  | Non QM |  |  |  | Yes | No | $2353.50 | $2949.36 |  | 8.650% | XXXXX | $366.88 | 8.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5671.03 | 1 | $1772.88 | $1067.04 | $147.74 | $88.92 |  |  |  |  |  | 44.704% | 44.704% | 44.704% | 02/07/2025 | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Non-Primary Income - Annuity]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Annuity]; 1099 - 2024<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2353.50 |  | 6.650% | $0.00 |  |  |  |  | N/A | No | 8.000% | 0 |  | 0 | 0 | 4 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 26 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 20.93 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000070118 | XXXXX |  | Non QM |  |  |  | Yes | No | $2904.60 | $3080.91 |  | 8.801% | XXXXX | $608.06 | 8.375% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8315.98 | 1 | $4256.88 | $1074.96 | $354.74 | $89.58 |  |  |  |  |  | 45.672% | 45.672% | 45.672% | 03/07/2025 | 757 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $2904.60 |  | 6.620% | $0.00 |  |  |  |  | N/A | No | 8.375% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 26 | 26 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX |  | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $13500.83 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000068484 | XXXXX |  | Non QM |  |  |  | Yes | No | $3211.83 | $3782.31 |  | 8.380% | XXXXX | $587.31 | 7.875% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3722.08 | 1 | $4094.16 | $10278.96 | $341.18 | $856.58 |  |  |  |  |  | 49.987% | 49.987% | 49.987% | 03/03/2025 | 755 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $3211.83 |  | 6.730% | $0.00 |  |  |  |  | N/A | No | 7.875% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000068206 | XXXXX |  | Non QM |  |  |  | Yes | No | $1851.00 | $2265.13 |  | 8.756% | XXXXX | $422.12 | 8.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6752.04 | 2 | $5296.32 | $1537.20 | $441.36 | $128.10 |  |  |  |  |  | 30.911% | 30.911% | 30.911% | 02/27/2025 | 702 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $1851.00 |  | 6.310% | $0.00 |  |  |  |  | N/A | No | 8.125% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 26 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000070009 | XXXXX |  | Non QM |  |  |  | Yes | No | $1925.48 | $2345.34 |  | 8.818% | XXXXX | $632.05 | 8.375% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $4341.68 | 1 | $1851.72 | $2068.20 | $154.31 | $172.35 |  |  |  |  |  | 41.516% | 41.516% | 41.516% | 03/12/2025 | 747 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1925.48 |  | 6.310% | $0.00 |  |  |  |  | N/A | No | 8.375% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 26 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $3160.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000069283 | XXXXX |  | Non QM |  |  |  | Yes | No | $2745.05 | $3230.22 |  | 9.017% | XXXXX | $1007.11 | 8.625% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $14858.96 | 1 | $3394.44 | $1398.00 | $282.87 | $116.50 |  |  |  |  |  | 17.755% | 17.755% | 17.755% | 03/05/2025 | 722 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - C-Corp]; Other - 2025<br> [Borrower - \| Primary Income - C-Corp]; Other - 2025<br> [Borrower - \| Primary Income - C-Corp]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - C-Corp]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - C-Corp]; 1120 - 2023<br> [Borrower - \| Primary Income - C-Corp]; W-2 - 2023<br> [Borrower - \| Primary Income - C-Corp]; 1120 - 2022<br> [Borrower - \| Primary Income - C-Corp]; W-2 - 2022<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - C-Corp]; Other - 2025<br> [Coborrower(s) - \| Primary Income - C-Corp]; Other - 2025<br> [Coborrower(s) - \| Primary Income - C-Corp]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Coborrower(s) - \| Primary Income - C-Corp]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - C-Corp]; 1120 - 2023<br> [Coborrower(s) - \| Primary Income - C-Corp]; 1120 - 2022<br> [Coborrower(s) - \| Primary Income - C-Corp]; W-2 - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1040 - 2022<br> [Coborrower]; Transcripts (1040) - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2745.05 |  | 6.470% | $0.00 |  |  |  |  | N/A | No | 8.625% | 2 | 1 | 2 | 0 | 2 | 2 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 4.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $7342.31 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000070395 | XXXXX |  | Non QM |  |  |  | Yes | No | $2299.00 | $2726.95 |  | 9.919% | XXXXX | $934.99 | 9.625% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9382.08 | 1 | $4310.40 | $899.04 | $359.20 | $74.92 |  |  |  |  |  | 24.451% | 24.451% | 24.451% | 03/07/2025 | 707 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2299.00 |  | 6.650% | $0.00 |  |  |  |  | N/A | No | 9.625% | 2 | 1 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 26 | 14 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 4.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $6952.50 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000070076 | XXXXX |  | Non QM |  |  |  | Yes | No | $3299.00 | $3726.95 |  | 8.291% | XXXXX | $1920.17 | 7.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5970.14 | 1 | $2885.88 | $2200.08 | $240.49 | $183.34 |  |  |  |  |  | 39.619% | 39.619% | 39.619% | 03/17/2025 | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3299.00 |  | 6.140% | $0.00 |  |  |  |  | N/A | No | 7.750% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 26 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 120 |
| XXXXX | 4000071261 | XXXXX |  | N/A |  |  |  | No | No | $4157.49 | $7550.59 |  | 9.762% | XXXXX | $2102.13 | 9.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5687.08 | 1 | $14627.28 | $3027.00 | $1218.94 | $252.25 |  |  |  |  |  | 31.985% | 31.985% | 31.985% | 03/23/2025 | 738 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021 | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4157.49 |  | 6.660% | $0.00 |  |  |  |  | N/A | No | 9.500% | 0 | 0 | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 24 | 14 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 7.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $4333.33 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000069734 | XXXXX |  | Non QM |  |  |  | Yes | No | $1099.00 | $1544.84 |  | 9.319% | XXXXX | $445.85 | 8.875% | No | No | Non-Employment Income | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $3800.48 | 1 | $1044.84 | $3261.84 | $87.07 | $271.82 |  |  |  |  |  | 31.747% | 31.747% | 31.747% | 03/10/2025 | 687 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Account Statements - 2025<br> [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1099.00 |  | 6.310% | $0.00 |  |  |  |  | N/A | No | 8.875% | 0 | 1 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  | 26 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.562% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) |  | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $3333.20 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000070649 | XXXXX |  | Non QM |  |  |  | Yes | No | $3065.95 | $3379.40 |  | 8.820% | XXXXX | $646.06 | 8.375% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $11089.75 | 1 | $1736.28 | $2956.56 | $144.69 | $246.38 |  |  |  |  |  | 17.581% | 17.581% | 17.581% | 03/19/2025 | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3065.95 |  | 6.650% | $0.00 |  |  |  |  | N/A | No | 8.375% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  | 27 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $5312.50 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000067892 | XXXXX |  | Non QM |  |  |  | Yes | No | $610.00 | $863.15 |  | 8.618% | XXXXX | $954.61 | 8.500% | No | No | Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | XXX |  |  |  | $15136.36 | 1 | $16064.16 | $3414.00 | $1338.68 | $284.50 |  |  |  |  |  | 44.959% | 44.959% | 44.959% | 02/26/2025 | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Tax Return Extension - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Tax Return Extension - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $610.00 |  | 6.600% | $0.00 | 5 |  |  |  | Yes | No | 8.500% | 1 |  | 2 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 10 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 5.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Passport |  |  |  |  | 10.61 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000070749 | XXXXX |  | Non QM |  |  |  | Yes | No | $2131.55 | $2772.11 |  | 8.491% | XXXXX | $1405.91 | 8.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8997.34 | 1 | $8821.56 | $5019.48 | $735.13 | $418.29 |  |  |  |  |  | 45.365% | 45.365% | 45.365% | 03/13/2025 | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $2131.55 |  | 6.310% | $0.00 |  |  |  |  | N/A | No | 8.250% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 26 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000070853 | XXXXX |  | Non QM |  |  |  | Yes | No | $1100.00 | $1992.72 |  | 8.918% | XXXXX | $477.30 | 8.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4214.86 | 1 | $2187.12 | $1901.04 | $182.26 | $158.42 |  |  |  |  |  | 31.614% | 31.614% | 31.614% | 03/20/2025 | 718 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1100.00 |  | 6.310% | $0.00 |  |  |  |  | N/A | No | 8.500% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 26 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000071566 | XXXXX |  | Non QM |  |  |  | Yes | No | $3120.00 | $2976.81 |  | 8.539% | XXXXX | $1580.95 | 8.375% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $9666.75 | 1 | $15638.16 | $1724.04 | $1303.18 | $143.67 |  |  |  |  |  | 41.948% | 41.948% | 41.948% | 03/21/2025 | 743 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Other - 2023 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Tax Return Extension - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3120.00 |  | 6.650% | $0.00 |  |  |  |  | N/A | No | 8.375% | 0 |  | 1 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 13 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 5.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 0.11 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 | 360 |
| XXXXX | 4000069862 | XXXXX |  | N/A | Non QM | Yes |  | No | No | $5575.00 | $8169.33 |  | 9.378% | XXXXX | $1273.03 | 8.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $32126.34 | 1 | $7918.44 | $7635.00 | $659.87 | $636.25 |  |  |  |  |  | 43.329% | 43.329% | 43.329% | 02/03/2025 | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2023<br> [Coborrower]; 1040 - 2023 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $5575.00 |  | 6.620% | $0.00 |  |  |  |  | N/A | No | 8.875% | 1 | 2 | 1 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 4 | 26 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 83.24 |  | No | No |  | $0.00 | $15022.75 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000068657 | XXXXX |  | N/A |  |  |  | No | No | $4187.33 | $6482.38 |  | 9.813% | XXXXX | $1620.33 | 9.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4590.17 | 1 | $8439.24 | $7536.96 | $703.27 | $628.08 |  |  |  |  |  | 40.612% | 40.612% | 40.612% | 02/27/2025 | 745 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 | [Borrower]; 1040 - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4187.33 |  | 6.620% | $0.00 |  |  |  |  | N/A | No | 9.500% | 0 |  | 2 | 0 | 3 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000069801 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $10075.00 | $12059.83 |  | 8.960% | XXXXX | $3111.16 | 8.625% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $13415.84 | 1 | $11378.16 | $5093.04 | $948.18 | $424.42 |  |  |  |  |  | 41.304% | 41.304% | 41.304% | 03/19/2025 | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Primary Income - IRA Distribution]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 | [Borrower]; 1040 - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1040 - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $10075.00 |  | 6.620% | $0.00 | 2.6 |  |  |  | Yes | No | 8.625% | 0 | 0 | 2 | 0 | 0 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Trustee |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 11.73 |  | No | Yes |  | $1612.90 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000069212 | XXXXX |  | Non QM |  |  |  | Yes | No | $2827.71 | $3245.75 |  | 8.228% | XXXXX | $772.51 | 7.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5318.93 | 1 | $8326.44 | $3618.00 | $693.87 | $301.50 |  |  |  |  |  | 38.331% | 38.331% | 38.331% | 03/05/2025 | 753 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2827.71 |  | 6.470% | $0.00 |  |  |  |  | N/A | No | 7.750% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000068947 | XXXXX |  | Non QM |  |  |  | Yes | No | $1590.00 | $2181.90 |  | 11.118% | XXXXX | $999.46 | 10.875% | No | No | Employed | Employed | Employed |  | 1.98 |  | US Citizen | US Citizen | US Citizen |  |  |  |  |  | $13084.34 | 1 | $9777.60 | $9761.04 | $814.80 | $813.42 |  |  |  |  |  | 47.961% | 47.961% | 47.961% | 01/22/2025 | 799 | 780 | 783 | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  | Level 5-Stated/Verified as defined |  | Level 3-Stated/Verified as defined |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2024<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1590.00 |  | 6.730% | $0.00 | 2.2 |  |  |  | N/A | No | 10.875% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 25 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | Individual | Individual |  |  | 1 | XXXXX | 6.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $11682.73 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000071820 | XXXXX |  | Non QM |  |  |  | Yes | No | $6035.43 | $8945.39 |  | 11.076% | XXXXX | $1574.50 | 10.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5622.16 | 1 | $9761.76 | $2411.64 | $813.48 | $200.97 |  |  |  |  |  | 44.978% | 44.978% | 44.978% | 03/16/2025 | 746 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Non-Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Non-Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; Tax Return Extension - 2024<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $6035.43 |  | 6.660% | $0.00 |  |  |  |  | N/A | No | 10.500% | 0 | 0 | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 25 | 26 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $1906.48 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000071055 | XXXXX |  | Non QM |  |  |  | Yes | No | $6590.00 | $9923.12 |  | 8.029% | XXXXX | $3625.35 | 7.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9746.34 | 1 | $15363.12 | $2927.52 | $1280.26 | $243.96 |  |  |  |  |  | 49.880% | 49.880% | 49.880% | 03/14/2025 | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $6590.00 |  | 6.650% | $0.00 | 2.6 |  |  |  | No | No | 7.875% | 1 |  | 1 | 0 | 3 | 1 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000070400 | XXXXX |  | Non QM |  |  |  | Yes | No | $3000.00 | $1878.49 |  | 9.188% | XXXXX | $1349.59 | 9.000% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7153.98 | 1 | $2345.52 | $1523.76 | $195.46 | $126.98 |  |  |  |  |  | 44.121% | 44.121% | 44.121% | 03/17/2025 | 701 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3000.00 |  | 6.310% | $0.00 |  |  |  |  | N/A | No | 9.000% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  | 27 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 9.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $5732.39 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000071300 | XXXXX |  | Non QM |  |  |  | Yes | No | $1547.50 | $3434.41 |  | 8.464% | XXXXX | $1900.18 | 8.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $13896.02 | 1 | $4568.52 | $1797.96 | $380.71 | $149.83 |  |  |  |  |  | 33.919% | 33.919% | 33.919% | 03/07/2025 | 745 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1547.50 |  | 6.660% | $0.00 | 2.5 |  |  |  | No | No | 8.375% | 1 |  | 1 | 0 | 3 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee |  |  |  |  |  |  | 1 | XXXXX | 4.500% | XXXXX | XXXXX | XXXXX | No | Trustee | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000070614 | XXXXX |  | Non QM |  |  |  | Yes | No | $9232.46 | $9561.30 |  | 7.910% | XXXXX | $1748.03 | 7.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7867.29 | 1 | $1642.32 | $2984.04 | $136.86 | $248.67 |  |  |  |  |  | 45.297% | 45.297% | 45.297% | 03/17/2025 | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $9232.46 |  | 6.650% | $0.00 |  |  |  |  | N/A | No | 7.500% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 27 | 27 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $3974.75 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000070407 | XXXXX |  | Non QM |  |  |  | Yes | No | $1595.00 | $2258.02 |  | 8.327% | XXXXX | $1308.57 | 8.125% | No | No | Non-Employment Income | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9395.80 | 1 | $4974.12 | $1685.04 | $414.51 | $140.42 |  |  |  |  |  | 31.429% | 31.429% | 31.429% | 03/12/2025 | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Primary Income - Pension]; Leave and Earnings Statement (LES) - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1595.00 |  | 6.310% | $0.00 | 1.6 |  |  |  | N/A | No | 8.125% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Trustee | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000069723 | XXXXX |  | Non QM |  |  |  | Yes | No | $2624.50 | $3659.03 |  | 8.718% | XXXXX | $1289.89 | 8.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6374.87 | 1 | $6169.92 | $1705.68 | $514.16 | $142.14 |  |  |  |  |  | 43.032% | 43.032% | 43.032% | 03/07/2025 | 718 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2624.50 |  | 6.340% | $0.00 |  |  |  |  | N/A | No | 8.375% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 16 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000070369 | XXXXX |  | Non QM |  |  |  | Yes | No | $1400.00 | $2168.01 |  | 9.916% | XXXXX | $594.99 | 9.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3178.64 | 1 | $4335.00 | $1829.04 | $361.25 | $152.42 |  |  |  |  |  | 36.347% | 36.347% | 36.347% | 03/14/2025 | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1400.00 |  | 6.620% | $0.00 |  |  |  |  | N/A | No | 9.625% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000070828 | XXXXX |  | N/A |  |  |  | No | No | $6701.25 | $9390.61 |  | 10.033% | XXXXX | $1289.21 | 9.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $11336.20 | 2 | $2676.36 | $4040.04 | $223.03 | $336.67 |  |  |  |  |  | 24.246% | 24.246% | 24.246% | 03/14/2025 | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $6701.25 |  | 6.650% | $0.00 |  |  |  |  | N/A | No | 9.375% | 2 |  | 1 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 12 |  |  |  | Yes | Final | Fee Simple | Individual | Trustee |  |  |  |  |  |  | 1 | XXXXX | 4.750% | XXXXX | XXXXX | XXXXX | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000069210 | XXXXX |  | Non QM |  |  |  | Yes | No | $5468.65 | $6715.11 |  | 9.222% | XXXXX | $1124.98 | 8.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2980.93 | 1 | $1842.72 | $2366.16 | $153.56 | $197.18 |  |  |  |  |  | 44.968% | 44.968% | 44.968% | 03/05/2025 | 684 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5468.65 |  | 6.660% | $0.00 | 3.6 |  |  |  | N/A | No | 8.750% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 7 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 6.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000070021 | XXXXX |  | N/A |  |  |  | No | No | $2935.00 | $5520.88 |  | 8.220% | XXXXX | $2969.99 | 8.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $16404.23 | 1 | $9911.04 | $1304.16 | $825.92 | $108.68 |  |  |  |  |  | 45.388% | 45.388% | 45.388% | 03/11/2025 | 802 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2935.00 |  | 6.620% | $0.00 | 2.8 |  |  |  | No | No | 8.125% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 18 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee |  |  |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Trustee | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 388.05 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000069780 | XXXXX |  | Non QM |  |  |  | Yes | No | $300.00 | $940.03 |  | 8.826% | XXXXX | $944.04 | 8.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4752.95 | 1 | $4077.96 | $1419.00 | $339.83 | $118.25 |  |  |  |  |  | 48.150% | 48.150% | 48.150% | 03/11/2025 | 699 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $300.00 |  | 6.620% | $0.00 |  |  |  |  | N/A | No | 8.750% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 26 |  |  |  | Yes | Short Form | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000073397 | XXXXX |  | Non QM |  |  |  | Yes | No | $3092.60 | $4424.21 |  | 8.775% | XXXXX | $1124.92 | 8.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6632.18 | 1 | $6555.48 | $1542.00 | $546.29 | $128.50 |  |  |  |  |  | 44.901% | 44.901% | 44.901% | 03/10/2025 | 720 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3092.60 |  | 6.620% | $0.00 |  |  |  |  | N/A | No | 8.500% | 2 | 1 | 1 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  | 26 |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $7871.50 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000070563 | XXXXX |  | Non QM |  |  |  | Yes | No | $1720.56 | $2523.92 |  | 9.208% | XXXXX | $592.09 | 8.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3320.93 | 1 | $5370.00 | $951.96 | $447.50 | $79.33 |  |  |  |  |  | 48.761% | 48.761% | 48.761% | 03/18/2025 | 726 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Social Security]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1720.56 |  | 6.310% | $0.00 |  |  |  |  | N/A | No | 8.750% | 2 |  | 0 | 0 | 1 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.72 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000070605 | XXXXX |  | Non QM |  |  |  | Yes | No | $4099.00 | $5446.13 |  | 7.928% | XXXXX | $1626.51 | 7.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7402.70 | 1 | $9659.64 | $2842.32 | $804.97 | $236.86 |  |  |  |  |  | 48.328% | 48.328% | 48.328% | 03/18/2025 | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Tax Return Extension - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $4099.00 |  | 6.310% | $0.00 |  |  |  |  | N/A | No | 7.625% | 1 |  | 1 | 0 | 2 | 1 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Trustee |  |  |  |  |  |  | 1 | XXXXX | 4.000% | XXXXX | XXXXX | XXXXX | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000072778 | XXXXX |  | Non QM |  |  |  | Yes | No | $7587.50 | $12007.34 |  | 9.868% | XXXXX | $3858.95 | 9.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $425078.23 | 1 | $411.60 | $456.96 | $34.30 | $38.08 |  |  |  |  |  | 6.711% | 6.711% | 6.711% | 02/21/2025 | 749 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Partnership (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $7587.50 |  | 6.650% | $0.00 | 2.7 |  |  |  | Yes | No | 9.625% | 0 |  | 1 | 0 | 3 | 1 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 9 | 360 |
| XXXXX | 4000072973 | XXXXX |  | Non QM |  |  |  | Yes | No | $3390.00 | $5179.33 |  | 8.092% | XXXXX | $1395.61 | 7.750% | No | No | Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $4240.34 | 1 | $4496.76 | $911.04 | $374.73 | $75.92 |  |  |  |  |  | 48.785% | 48.785% | 48.785% | 02/14/2025 | 810 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Third Party Verification - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1040 - 2022<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3390.00 |  | 6.340% | $0.00 | 1 |  |  |  | N/A | No | 7.750% | 2 | 0 | 2 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 27 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $2924.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000071966 | XXXXX |  | Non QM |  |  |  | Yes | No | $3707.50 | $6076.70 |  | 8.861% | XXXXX | $957.69 | 8.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6856.45 | 1 | $2322.36 | $687.96 | $193.53 | $57.33 |  |  |  |  |  | 44.994% | 44.994% | 44.994% | 03/10/2025 | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Non-Primary Income - Housing Allowance]; Deposit Receipt - 2025<br> [Borrower - \| Non-Primary Income - Housing Allowance]; WVOE - 2025 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3707.50 |  | 6.660% | $0.00 |  |  |  |  | N/A | No | 8.375% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 12 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 17.25 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000071216 | XXXXX |  | Non QM |  |  |  | Yes | No | $1595.00 | $3120.52 |  | 9.088% | XXXXX | $1337.55 | 8.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7784.68 | 1 | $7243.68 | $1620.00 | $603.64 | $135.00 |  |  |  |  |  | 46.863% | 46.863% | 46.863% | 03/18/2025 | 713 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1595.00 |  | 6.310% | $0.00 |  |  |  |  | N/A | No | 8.875% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000071327 | XXXXX |  | Non QM |  |  |  | Yes | No | $3674.95 | $4684.86 |  | 8.884% | XXXXX | $915.01 | 8.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8966.68 | 1 | $3863.04 | $1073.64 | $321.92 | $89.47 |  |  |  |  |  | 37.015% | 37.015% | 37.015% | 03/24/2024 | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3674.95 |  | 6.660% | $0.00 |  |  |  |  | N/A | No | 8.500% | 2 |  | 1 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 27 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000070667 | XXXXX |  | Non QM |  |  |  | Yes | No | $2585.25 | $3518.06 |  | 8.225% | XXXXX | $969.55 | 7.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7701.40 | 1 | $5132.40 | $3106.08 | $427.70 | $258.84 |  |  |  |  |  | 49.363% | 49.363% | 49.363% | 03/19/2025 | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $2585.25 |  | 6.310% | $0.00 |  |  |  |  | N/A | No | 7.875% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  | 26 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $5209.03 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000070939 | XXXXX |  | Non QM |  |  |  | Yes | No | $1419.96 | $2502.08 |  | 8.209% | XXXXX | $432.65 | 7.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2298.72 | 1 | $3094.56 | $648.96 | $257.88 | $54.08 |  |  |  |  |  | 47.478% | 47.478% | 47.478% | 03/20/2025 | 803 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1419.96 |  | 6.310% | $0.00 |  |  |  |  | N/A | No | 7.625% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000068221 | XXXXX |  | Non QM |  |  |  | Yes | No | $3083.73 | $3944.93 |  | 8.961% | XXXXX | $882.45 | 8.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6667.03 | 2 | $10730.40 | $3615.96 | $894.20 | $301.33 |  |  |  |  |  | 36.842% | 36.842% | 36.842% | 02/27/2025 | 715 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3083.73 |  | 6.850% | $0.00 |  |  |  |  | N/A | No | 8.625% | 2 |  | 1 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000070733 | XXXXX |  | Non QM |  |  |  | Yes | No | $1883.50 | $2523.78 |  | 8.532% | XXXXX | $470.64 | 7.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7529.45 | 1 | $13137.84 | $2255.04 | $1094.82 | $187.92 |  |  |  |  |  | 29.446% | 29.446% | 29.446% | 03/19/2025 | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1883.50 |  | 6.040% | $0.00 |  |  |  |  | N/A | No | 7.750% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| XXXXX | 4000071604 | XXXXX |  | Non QM |  |  |  | Yes | No | $1503.70 | $2662.76 |  | 10.454% | XXXXX | $753.80 | 10.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2644.99 | 1 | $1129.20 | $4684.32 | $94.10 | $390.36 |  |  |  |  |  | 45.276% | 45.276% | 45.276% | 02/28/2025 | 698 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1503.70 |  | 6.660% | $0.00 | 3 |  |  |  | No | No | 10.125% | 2 |  | 0 | 0 | 4 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000071975 | XXXXX |  | Non QM |  |  |  | Yes | No | $1405.50 | $2080.57 |  | 8.776% | XXXXX | $426.03 | 8.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6029.97 | 1 | $2330.88 | $1865.04 | $194.24 | $155.42 |  |  |  |  |  | 42.338% | 42.338% | 42.338% | 03/28/2025 | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1405.50 |  | 6.340% | $0.00 |  |  |  |  | N/A | No | 8.250% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 26 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000072054 | XXXXX |  | Non QM |  |  |  | Yes | No | $1099.00 | $1432.57 |  | 8.592% | XXXXX | $426.03 | 8.250% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5517.27 | 1 | $9815.52 | $2064.96 | $817.96 | $172.08 |  |  |  |  |  | 44.189% | 44.189% | 44.189% | 03/28/2025 | 807 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Interest / Dividends]; Other - 2025<br> [Borrower - \| Non-Primary Income - Interest / Dividends]; Other - 2025<br> [Borrower - \| Non-Primary Income - Other]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Other]; Account Statements - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1099.00 |  | 6.340% | $0.00 |  |  |  |  | N/A | No | 8.250% | 0 |  | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 18.77 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000072765 | XXXXX |  | Non QM |  |  |  | Yes | No | $9845.00 | $13175.24 |  | 9.078% | XXXXX | $3146.80 | 8.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $17903.82 | 1 | $2718.48 | $0.00 | $226.54 | $0.00 |  |  |  |  |  | 40.461% | 40.461% | 40.461% | 04/07/2025 | 726 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2021 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $9845.00 |  | 6.620% | $0.00 | 4.2 |  |  |  | No | No | 8.750% | 2 |  | 1 | 0 | 3 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX |  | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000070141 | XXXXX |  | Non QM |  |  |  | Yes | No | $2699.00 | $3618.90 |  | 8.385% | XXXXX | $965.25 | 8.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3064.29 | 1 | $3263.16 | $1023.00 | $271.93 | $85.25 |  |  |  |  |  | 48.086% | 48.086% | 48.086% | 03/13/2025 | 754 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Year End Summary - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Year End Summary - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; Year End Summary - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2699.00 |  | 6.620% | $0.00 |  |  |  |  | N/A | No | 8.125% | 2 |  | 1 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 26 |  |  |  | Yes | Title Search | Fee Simple | Individual | Trustee |  |  |  |  |  |  | 1 | XXXXX | 2.625% | XXXXX | XXXXX | XXXXX | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000070636 | XXXXX |  | Non QM |  |  |  | Yes | No | $3500.00 | $4620.76 |  | 8.747% | XXXXX | $1345.60 | 8.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5379.64 | 1 | $5780.52 | $2491.56 | $481.71 | $207.63 |  |  |  |  |  | 40.695% | 40.695% | 40.695% | 03/20/2025 | 724 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3500.00 |  | 6.650% | $0.00 |  |  |  |  | N/A | No | 8.500% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 27 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000071602 | XXXXX |  | Non QM |  |  |  | Yes | No | $2032.00 | $2821.81 |  | 8.529% | XXXXX | $978.29 | 8.125% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $3524.05 | 1 | $1446.00 | $1842.00 | $120.50 | $153.50 |  |  |  |  |  | 38.153% | 38.153% | 38.153% | 03/25/2025 | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2032.00 |  | 6.030% | $0.00 |  |  |  |  | N/A | No | 8.125% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  | 1 | XXXXX | 3.875% | XXXXX | XXXXX | XXXXX | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 1.82 |  |  | No |  | $1899.30 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| XXXXX | 4000071296 | XXXXX |  | Non QM |  |  |  | Yes | No | $6275.00 | $7473.10 |  | 8.438% | XXXXX | $986.09 | 7.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $4028.30 | 1 | $16059.96 | $1413.36 | $1338.33 | $117.78 |  |  |  |  |  | 49.989% | 49.989% | 49.989% | 02/10/2025 | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Employer Letter - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $6275.00 |  | 6.620% | $0.00 |  |  |  |  | N/A | No | 7.875% | 2 | 0 | 2 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 27 | 13 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $2333.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000071250 | XXXXX |  | Non QM |  |  |  | Yes | No | $3300.35 | $4791.75 |  | 9.180% | XXXXX | $1246.23 | 8.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5254.40 | 1 | $4370.40 | $8144.04 | $364.20 | $678.67 |  |  |  |  |  | 46.666% | 46.666% | 46.666% | 03/07/2025 | 686 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3300.35 |  | 6.620% | $0.00 | 1.7 |  |  |  | N/A | No | 8.875% | 1 |  | 0 | 0 | 4 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 27 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000069098 | XXXXX |  | N/A |  |  |  | No | No | $595.00 | $1261.48 |  | 9.511% | XXXXX | $669.56 | 9.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5862.29 | 1 | $4604.88 | $2025.00 | $383.74 | $168.75 |  |  |  |  |  | 43.217% | 43.217% | 43.217% | 03/05/2025 | 714 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $595.00 |  | 6.620% | $0.00 |  |  |  |  | N/A | No | 9.375% | 1 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 26 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 6.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000071992 | XXXXX |  | N/A |  |  |  | No | No | $2044.28 | $3289.83 |  | 10.412% | XXXXX | $578.56 | 9.875% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $4611.54 | 1 | $2201.88 | $2915.04 | $183.49 | $242.92 |  |  |  |  |  | 41.416% | 41.416% | 41.416% | 03/12/2025 | 750 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; Business License - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2044.28 |  | 6.660% | $0.00 | 2.6 |  |  |  | Yes | No | 9.875% | 0 | 2 | 2 | 0 | 3 | 2 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 2.81 |  | No | No |  | $0.00 | $7225.01 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000071007 | XXXXX |  | N/A |  |  |  | No | No | $500.37 | $2001.09 |  | 9.496% | XXXXX | $1178.16 | 9.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $20518.97 | 1 | $4630.32 | $1548.36 | $385.86 | $129.03 |  |  |  |  |  | 22.022% | 22.022% | 22.022% | 03/10/2025 | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; 1099 - 2024<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; 1099 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-T - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $500.37 |  | 6.650% | $0.00 |  |  |  |  | N/A | No | 9.375% | 1 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 50.7 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 8 | 360 |
| XXXXX | 4000069200 | XXXXX |  | Non QM |  |  |  | Yes | No | $7580.00 | $4790.15 |  | 9.007% | XXXXX | $2386.93 | 8.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $23818.11 | 1 | $18397.68 | $1750.20 | $1533.14 | $145.85 |  |  |  |  |  | 28.546% | 28.546% | 28.546% | 04/01/2025 | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $7580.00 |  | 6.730% | $0.00 |  |  |  |  | N/A | No | 8.875% | 2 |  | 1 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Trustee |  |  |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000070418 | XXXXX |  | Non QM |  |  |  | Yes | No | $4061.72 | $5130.09 |  | 8.135% | XXXXX | $711.33 | 7.625% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4315.71 | 1 | $3036.00 | $812.04 | $253.00 | $67.67 |  |  |  |  |  | 39.943% | 39.943% | 39.943% | 03/17/2025 | 806 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; Account Statements - 2025<br> [Borrower - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Primary Income - Pension]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Annuity]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Annuity]; Other - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4061.72 |  | 6.650% | $0.00 |  |  |  |  | N/A | No | 7.625% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.990% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) |  | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000072161 | XXXXX |  | Non QM |  |  |  | Yes | No | $2520.13 | $3278.90 |  | 9.100% | XXXXX | $766.28 | 8.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6410.22 | 1 | $4418.76 | $1701.24 | $368.23 | $141.77 |  |  |  |  |  | 45.765% | 45.765% | 45.765% | 03/24/2025 | 745 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2520.13 |  | 6.340% | $0.00 |  |  |  |  | N/A | No | 8.625% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 27 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000071490 | XXXXX |  | Non QM |  |  |  | Yes | No | $3971.45 | $4206.30 |  | 9.594% | XXXXX | $1028.34 | 9.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4401.86 | 1 | $12846.84 | $1658.16 | $1070.57 | $138.18 |  |  |  |  |  | 44.398% | 44.398% | 44.398% | 03/25/2025 | 680 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3971.45 |  | 6.660% | $0.00 |  |  |  |  | N/A | No | 9.250% | 1 |  | 1 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 14 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 5.120% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000072061 | XXXXX |  | Non QM |  |  |  | Yes | No | $1957.98 | $2864.13 |  | 9.503% | XXXXX | $536.80 | 8.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6003.66 | 1 | $3933.84 | $2225.04 | $327.82 | $185.42 |  |  |  |  |  | 36.536% | 36.536% | 36.536% | 03/28/2025 | 686 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1957.98 |  | 6.340% | $0.00 |  |  |  |  | N/A | No | 8.875% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000071651 | XXXXX |  | Non QM |  |  |  | Yes | No | $3413.73 | $4223.42 |  | 9.435% | XXXXX | $874.97 | 8.875% | No | No | Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $16297.71 | 1 | $6669.96 | $1275.00 | $555.83 | $106.25 |  |  |  |  |  | 27.221% | 27.221% | 27.221% | 03/26/2025 | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2021 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3413.73 |  | 6.340% | $0.00 |  |  |  |  | N/A | No | 8.875% | 2 | 2 | 2 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 27 |  |  |  | Yes | Title Search | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $15656.08 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000071471 | XXXXX |  | Non QM |  |  |  | Yes | No | $8515.17 | $9711.12 |  | 8.565% | XXXXX | $1831.80 | 8.000% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6681.05 | 1 | $5370.96 | $1821.12 | $447.58 | $151.76 |  |  |  |  |  | 49.848% | 49.848% | 49.848% | 03/24/2025 | 689 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $8515.17 |  | 6.340% | $0.00 |  |  |  |  | N/A | No | 8.000% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Trustee |  |  |  |  |  |  | 1 | XXXXX | 2.990% | XXXXX | XXXXX | XXXXX | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000070612 | XXXXX |  | Non QM |  |  |  | Yes | No | $4960.11 | $5953.16 |  | 8.325% | XXXXX | $1356.54 | 7.875% | No | No | Non-Employment Income | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5161.48 | 1 | $3514.92 | $7763.04 | $292.91 | $646.92 |  |  |  |  |  | 49.068% | 49.068% | 49.068% | 03/18/2025 | 703 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4960.11 |  | 6.310% | $0.00 |  |  |  |  | N/A | No | 7.875% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  | 27 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $4756.49 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000072056 | XXXXX |  | Non QM |  |  |  | Yes | No | $3420.00 | $4213.64 |  | 9.503% | XXXXX | $724.16 | 9.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5005.52 | 1 | $5115.84 | $1860.00 | $426.32 | $155.00 |  |  |  |  |  | 35.594% | 35.594% | 35.594% | 03/28/2025 | 730 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3420.00 |  | 6.660% | $0.00 |  |  |  |  | N/A | No | 9.000% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 24 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000072301 | XXXXX |  | Non QM |  |  |  | Yes | No | $2099.00 | $2959.39 |  | 8.615% | XXXXX | $852.07 | 8.250% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7882.26 | 1 | $7665.84 | $1947.96 | $638.82 | $162.33 |  |  |  |  |  | 41.219% | 41.219% | 41.219% | 03/31/2025 | 758 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2099.00 |  | 6.340% | $0.00 |  |  |  |  | N/A | No | 8.250% | 2 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 26 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $6129.83 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000072444 | XXXXX |  | Non QM |  |  |  | Yes | No | $841.50 | $1517.57 |  | 8.812% | XXXXX | $583.34 | 8.625% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2733.41 | 1 | $943.92 | $936.96 | $78.66 | $78.08 |  |  |  |  |  | 46.377% | 46.377% | 46.377% | 04/01/2025 | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; 1099-R - 2024<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $841.50 |  | 6.650% | $0.00 |  |  |  |  | N/A | No | 8.625% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.676% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000072234 | XXXXX |  | Non QM |  |  |  | Yes | No | $2699.00 | $3320.17 |  | 8.413% | XXXXX | $533.62 | 7.750% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $2847.72 | 1 | $1674.84 | $3323.40 | $139.57 | $276.95 |  |  |  |  |  | 39.516% | 39.516% | 39.516% | 03/31/2025 | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2699.00 |  | 6.340% | $0.00 |  |  |  |  | N/A | No | 7.750% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) |  | FICO Risk Score Classic 04 |  | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $2193.20 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000072515 | XXXXX |  | N/A |  |  |  | No | No | $210.00 | $985.32 |  | 8.835% | XXXXX | $700.16 | 8.750% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $4451.48 | 1 | $4923.00 | $2190.00 | $410.25 | $182.50 |  |  |  |  |  | 39.996% | 39.996% | 39.996% | 03/26/2025 | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; 1099-R - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $210.00 |  | 6.650% | $0.00 |  |  |  |  | N/A | No | 8.750% | 0 | 0 | 1 | 0 | 4 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.790% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $1261.80 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000073178 | XXXXX |  | Non QM |  |  |  | Yes | No | $2353.54 | $3697.50 |  | 10.562% | XXXXX | $610.37 | 9.750% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9600.80 | 1 | $4610.64 | $1599.00 | $384.22 | $133.25 |  |  |  |  |  | 35.967% | 35.967% | 35.967% | 02/27/2025 | 738 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2353.54 |  | 6.320% | $0.00 | 2.8 |  |  |  | Yes | No | 9.750% | 2 | 0 | 0 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000070707 | XXXXX |  | Non QM |  |  |  | Yes | No | $1360.00 | $2018.03 |  | 9.809% | XXXXX | $571.78 | 9.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2406.32 | 1 | $4475.04 | $1521.36 | $372.92 | $126.78 |  |  |  |  |  | 49.849% | 49.849% | 49.849% | 03/19/2025 | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1360.00 |  | 6.650% | $0.00 |  |  |  |  | N/A | No | 9.500% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 26 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000069886 | XXXXX |  | Non QM |  |  |  | Yes | No | $1833.45 | $2341.84 |  | 8.221% | XXXXX | $704.38 | 7.875% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5534.48 | 1 | $12769.92 | $1671.96 | $1064.16 | $139.33 |  |  |  |  |  | 49.343% | 49.343% | 49.343% | 03/11/2025 | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Non-Primary Income - IRA Distribution]; Account Statements - 2025<br> [Coborrower(s) - \| Non-Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Non-Primary Income - IRA Distribution]; 1099-R - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1833.45 |  | 6.310% | $0.00 |  |  |  |  | N/A | No | 7.875% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $7673.17 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000072244 | XXXXX |  | Non QM |  |  |  | Yes | No | $3465.90 | $4357.74 |  | 8.233% | XXXXX | $1269.95 | 7.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $13654.95 | 1 | $9514.92 | $4293.84 | $792.91 | $357.82 |  |  |  |  |  | 27.174% | 27.174% | 27.174% | 03/31/2025 | 750 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3465.90 |  | 6.340% | $0.00 |  |  |  |  | N/A | No | 7.875% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000071575 | XXXXX |  | Non QM |  |  |  | Yes | No | $1590.00 | $3254.00 |  | 9.208% | XXXXX | $2278.17 | 9.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4673.97 | 1 | $5710.68 | $1797.96 | $475.89 | $149.83 |  |  |  |  |  | 44.463% | 44.463% | 44.463% | 03/03/2025 | 701 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1590.00 |  | 6.660% | $0.00 | 2.4 |  |  |  | No | No | 9.125% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000072980 | XXXXX |  | N/A |  |  |  | No | No | $3538.00 | $4344.70 |  | 8.848% | XXXXX | $482.62 | 8.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3168.48 | 1 | $2254.32 | $1260.48 | $187.86 | $105.04 |  |  |  |  |  | 43.949% | 43.949% | 43.949% | 03/25/2025 | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3538.00 |  | 6.620% | $0.00 |  |  |  |  | No | No | 8.125% | 2 |  | 0 | 0 | 4 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 26 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000071728 | XXXXX |  | Non QM |  |  |  | Yes | No | $2110.00 | $2801.06 |  | 8.336% | XXXXX | $882.44 | 8.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6642.34 | 1 | $7728.12 | $3105.00 | $644.01 | $258.75 |  |  |  |  |  | 42.289% | 42.289% | 42.289% | 03/26/2025 | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Child Support]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Child Support]; Child Support Order - 2019<br> [Borrower - \| Non-Primary Income - Child Support]; Divorce Decree - 2019 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2110.00 |  | 6.340% | $0.00 |  |  |  |  | N/A | No | 8.000% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 39 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000070215 | XXXXX |  | Non QM |  |  |  | Yes | No | $3099.00 | $3706.75 |  | 9.289% | XXXXX | $590.03 | 8.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2674.90 | 1 | $5669.76 | $3162.60 | $472.48 | $263.55 |  |  |  |  |  | 49.419% | 49.419% | 49.419% | 03/13/2025 | 700 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  | 1 |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3099.00 |  | 6.620% | $0.00 |  |  |  |  | N/A | No | 8.750% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 26 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000072353 | XXXXX |  | Non QM |  |  |  | Yes | No | $2033.35 | $2585.62 |  | 8.878% | XXXXX | $468.64 | 8.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3214.79 | 1 | $9874.08 | $2894.04 | $822.84 | $241.17 |  |  |  |  |  | 48.398% | 48.398% | 48.398% | 04/10/2025 | 684 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2033.35 |  | 6.340% | $0.00 |  |  |  |  | N/A | No | 8.250% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 10 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000070991 | XXXXX |  | Non QM |  |  |  | Yes | No | $1099.00 | $1645.10 |  | 9.055% | XXXXX | $437.88 | 8.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $17549.77 | 1 | $889.56 | $2140.68 | $74.13 | $178.39 |  |  |  |  |  | 23.854% | 23.854% | 23.854% | 03/20/2025 | 714 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; Tax Return Extension - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1099.00 |  | 6.310% | $0.00 |  |  |  |  | N/A | No | 8.625% | 3 |  | 2 | 0 | 2 | 2 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 240 |
| XXXXX | 4000073159 | XXXXX |  | Non QM |  |  |  | Yes | No | $1745.00 | $2851.31 |  | 9.450% | XXXXX | $1192.88 | 9.250% | No | No | Not Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5497.11 | 1 | $19456.92 | $3312.00 | $1621.41 | $276.00 |  |  |  |  |  | 49.435% | 49.435% | 49.435% | 03/15/2025 | 681 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 4506-C - 2021<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; Transcripts (1040) - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1745.00 |  | 6.620% | $0.00 |  |  |  |  | N/A | No | 9.250% | 0 | 0 | 0 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  | 26 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.990% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $10871.26 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000072435 | XXXXX |  | Non QM |  |  |  | Yes | No | $4148.52 | $4949.98 |  | 8.301% | XXXXX | $1716.69 | 7.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4794.73 | 1 | $6384.36 | $1914.96 | $532.03 | $159.58 |  |  |  |  |  | 47.814% | 47.814% | 47.814% | 04/03/2025 | 728 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4148.52 |  | 6.050% | $0.00 |  |  |  |  | N/A | No | 7.875% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 27 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| XXXXX | 4000073024 | XXXXX |  | Non QM |  |  |  | Yes | No | $1180.00 | $1735.24 |  | 9.135% | XXXXX | $521.39 | 8.750% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4493.30 | 1 | $3353.16 | $996.00 | $279.43 | $83.00 |  |  |  |  |  | 36.702% | 36.702% | 36.702% | 04/04/2025 | 722 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1180.00 |  | 6.320% | $0.00 |  |  |  |  | N/A | No | 8.750% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 5.990% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000073372 | XXXXX |  | Non QM |  |  |  | Yes | No | $5281.53 | $5976.60 |  | 8.541% | XXXXX | $1113.75 | 8.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8377.78 | 1 | $4332.36 | $3878.16 | $361.03 | $323.18 |  |  |  |  |  | 29.481% | 29.481% | 29.481% | 04/09/2025 | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5281.53 |  | 6.620% | $0.00 |  |  |  |  | N/A | No | 8.125% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 26 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000072844 | XXXXX |  | Non QM |  |  |  | Yes | No | $1564.80 | $2142.68 |  | 8.656% | XXXXX | $596.45 | 8.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6942.54 | 1 | $1059.60 | $3218.04 | $88.30 | $268.17 |  |  |  |  |  | 36.562% | 36.562% | 36.562% | 03/31/2025 | 717 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1564.80 |  | 6.340% | $0.00 |  |  |  |  | N/A | No | 8.250% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 8 |  |  |  | Yes | Title Search | Fee Simple | Individual | Trustee |  |  |  |  |  |  | 1 | XXXXX | 3.625% | XXXXX | XXXXX | XXXXX | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000070922 | XXXXX |  | Non QM |  |  |  | Yes | No | $2974.00 | $3758.42 |  | 9.584% | XXXXX | $1361.89 | 9.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6865.60 | 1 | $1736.76 | $2718.96 | $144.73 | $226.58 |  |  |  |  |  | 41.570% | 41.570% | 41.570% | 03/20/2025 | 746 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Non-Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2974.00 |  | 6.230% | $0.00 | 1.8 |  |  |  | N/A | No | 9.250% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 27 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000069756 | XXXXX |  | Non QM |  |  |  | Yes | No | $2935.05 | $3474.57 |  | 8.927% | XXXXX | $730.94 | 8.375% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3197.67 | 1 | $3299.64 | $3863.16 | $274.97 | $321.93 |  |  |  |  |  | 42.911% | 42.911% | 42.911% | 04/15/2025 | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; 1099-SSA - 2024<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - No Results Returned - 2023 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2935.05 |  | 6.310% | $0.00 |  |  |  |  | N/A | No | 8.375% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.490% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000073095 | XXXXX |  | Non QM |  |  |  | Yes | No | $1795.00 | $2255.31 |  | 8.357% | XXXXX | $362.53 | 7.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $1851.18 | 1 | $3972.24 | $654.00 | $331.02 | $54.50 |  |  |  |  |  | 47.061% | 47.061% | 47.061% | 04/09/2025 | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1795.00 |  | 6.620% | $0.00 |  |  |  |  | N/A | No | 7.875% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 28 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000071786 | XXXXX |  | N/A |  |  |  | No | No | $283.50 | $789.98 |  | 9.036% | XXXXX | $397.82 | 8.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4203.55 | 1 | $4522.32 | $4585.08 | $376.86 | $382.09 |  |  |  |  |  | 44.060% | 44.060% | 44.060% | 01/30/2025 | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $283.50 |  | 6.660% | $0.00 |  |  |  |  | N/A | No | 8.875% | 0 |  | 1 | 0 | 4 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 27 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.490% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000072018 | XXXXX |  | Non QM |  |  |  | Yes | No | $1570.00 | $2373.44 |  | 9.341% | XXXXX | $611.51 | 9.000% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7109.98 | 1 | $5940.24 | $1961.04 | $495.02 | $163.42 |  |  |  |  |  | 37.265% | 37.265% | 37.265% | 03/28/2025 | 741 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1570.00 |  | 6.660% | $0.00 | 1.8 |  |  |  | Yes | No | 9.000% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 5 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000075071 | XXXXX |  | Non QM |  |  |  | Yes | No | $1903.50 | $3161.82 |  | 9.857% | XXXXX | $2420.24 | 9.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5905.69 | 1 | $3153.24 | $953.04 | $262.77 | $79.42 |  |  |  |  |  | 47.229% | 47.229% | 47.229% | 03/18/2025 | 702 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1903.50 |  | 6.620% | $0.00 | 1 |  |  |  | No | No | 9.750% | 1 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 26 | 27 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.990% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $4457.08 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000075070 | XXXXX |  | Non QM |  |  |  | Yes | No | $1723.38 | $3078.88 |  | 9.180% | XXXXX | $1424.18 | 9.000% | No | No | Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5352.69 | 2 | $10180.32 | $3038.52 | $848.36 | $253.21 |  |  |  |  |  | 49.564% | 49.564% | 49.564% | 02/17/2025 | 681 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; Account Statements - 2025<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; 1099-SSA - 2024<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; 1099-SSA - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1723.38 |  | 6.620% | $0.00 |  |  |  |  | No | No | 9.000% | 2 | 0 | 2 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 26 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 4.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 0.03 |  | No | No |  | $3539.93 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000073500 | XXXXX |  | Non QM |  |  |  | Yes | No | $3262.99 | $3723.62 |  | 8.371% | XXXXX | $1730.68 | 8.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10962.35 | 1 | $22538.76 | $3683.04 | $1878.23 | $306.92 |  |  |  |  |  | 38.815% | 38.815% | 38.815% | 04/11/2025 | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3262.99 |  | 6.320% | $0.00 |  |  |  |  | N/A | No | 8.125% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000072471 | XXXXX |  | Non QM |  |  |  | Yes | No | $2801.50 | $3290.00 |  | 8.847% | XXXXX | $1128.17 | 8.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6763.72 | 1 | $9434.28 | $2906.16 | $786.19 | $242.18 |  |  |  |  |  | 41.286% | 41.286% | 41.286% | 04/01/2025 | 733 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2801.50 |  | 6.340% | $0.00 |  |  |  |  | N/A | No | 8.500% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 28 | 28 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $3635.14 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000072947 | XXXXX |  | Non QM |  |  |  | Yes | No | $2199.00 | $2701.38 |  | 8.904% | XXXXX | $816.68 | 8.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3577.70 | 1 | $4254.00 | $282.96 | $354.50 | $23.58 |  |  |  |  |  | 46.997% | 46.997% | 46.997% | 04/04/2025 | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2199.00 |  | 6.650% | $0.00 |  |  |  |  | N/A | No | 8.625% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000072806 | XXXXX |  | Non QM |  |  |  | Yes | No | $0.00 |  |  | 7.979% | XXXXX | $3668.82 | 8.000% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8600.83 | 1 | $14934.48 | $2796.12 | $1244.54 | $233.01 |  |  |  |  |  | 44.744% | 44.744% | 44.744% | 04/03/2025 | 820 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Annuity]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  | 6.700% | $0.00 | 1 |  |  |  | Yes | No | 8.000% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Short Form | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000073399 | XXXXX |  | Non QM |  |  |  | Yes | No | $4409.60 | $4788.71 |  | 9.166% | XXXXX | $1022.71 | 8.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6000.72 | 2 | $8618.88 | $2795.04 | $718.24 | $232.92 |  |  |  |  |  | 45.534% | 45.534% | 45.534% | 04/09/2025 | 747 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4409.60 |  | 6.620% | $0.00 |  |  |  |  | N/A | No | 8.750% | 1 |  | 1 | 0 | 2 | 1 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000073532 | XXXXX |  | Non QM |  |  |  | Yes | No | $1299.00 | $1767.63 |  | 8.649% | XXXXX | $511.24 | 8.250% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $15005.47 | 1 | $10175.52 | $3504.00 | $847.96 | $292.00 |  |  |  |  |  | 22.217% | 22.217% | 22.217% | 04/11/2025 | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1299.00 |  | 6.320% | $0.00 |  |  |  |  | N/A | No | 8.250% | 0 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 28 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 15.8 |  |  | No |  | $0.00 | $7960.98 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000073279 | XXXXX |  | Non QM |  |  |  | Yes | No | $3300.00 | $3856.80 |  | 8.184% | XXXXX | $1367.32 | 7.875% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $12768.93 | 1 | $15843.24 | $2382.96 | $1320.27 | $198.58 |  |  |  |  |  | 40.980% | 40.980% | 40.980% | 04/18/2025 | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3300.00 |  | 6.320% | $0.00 |  |  |  |  | N/A | No | 7.875% | 2 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 27 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 4.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000073476 | XXXXX |  | Non QM |  |  |  | Yes | No | $1200.00 | $1656.72 |  | 9.134% | XXXXX | $530.23 | 8.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6659.61 | 1 | $1696.80 | $1091.04 | $141.40 | $90.92 |  |  |  |  |  | 34.133% | 34.133% | 34.133% | 04/10/2025 | 721 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 0 | 0 | No |  | XXXXX | $1200.00 |  | 6.320% | $0.00 |  |  |  |  | N/A | No | 8.750% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 27 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $4160.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000073247 | XXXXX |  | Non QM |  |  |  | Yes | No | $1000.00 | $1461.85 |  | 8.646% | XXXXX | $426.03 | 8.250% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6002.27 | 1 | $6423.24 | $1377.00 | $535.27 | $114.75 |  |  |  |  |  | 40.176% | 40.176% | 40.176% | 04/18/2025 | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1000.00 |  | 6.320% | $0.00 |  |  |  |  | N/A | No | 8.250% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 31 | 25 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $4025.79 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000073419 | XXXXX |  | Non QM |  |  |  | Yes | No | $2011.50 | $2499.71 |  | 9.029% | XXXXX | $744.39 | 8.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5749.53 | 1 | $3269.52 | $1092.00 | $272.46 | $91.00 |  |  |  |  |  | 39.551% | 39.551% | 39.551% | 04/10/2025 | 741 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2011.50 |  | 6.320% | $0.00 |  |  |  |  | N/A | No | 8.625% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 27 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000072644 | XXXXX |  | Non QM |  |  |  | Yes | No | $3612.85 | $4110.87 |  | 8.535% | XXXXX | $1164.46 | 8.250% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7448.52 | 1 | $1036.44 | $2240.04 | $86.37 | $186.67 |  |  |  |  |  | 33.098% | 33.098% | 33.098% | 04/02/2025 | 764 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3612.85 |  | 6.650% | $0.00 |  |  |  |  | N/A | No | 8.250% | 2 | 1 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  | 27 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $5988.79 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000073388 | XXXXX |  | Non QM |  |  |  | Yes | No | $5308.80 | $5769.35 |  | 9.080% | XXXXX | $1214.95 | 8.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $13245.94 | 1 | $8455.56 | $2868.00 | $704.63 | $239.00 |  |  |  |  |  | 24.896% | 24.896% | 24.896% | 04/15/2025 | 754 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5308.80 |  | 6.320% | $0.00 |  |  |  |  | N/A | No | 8.500% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000073627 | XXXXX |  | Non QM |  |  |  | Yes | No | $1489.20 | $1959.68 |  | 9.177% | XXXXX | $595.25 | 8.625% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $4423.04 | 1 | $1686.48 | $1175.28 | $140.54 | $97.94 |  |  |  |  |  | 37.503% | 37.503% | 37.503% | 04/11/2025 | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1489.20 |  | 5.930% | $0.00 |  |  |  |  | N/A | No | 8.625% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $2526.41 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| XXXXX | 4000073253 | XXXXX |  | Non QM |  |  |  | Yes | No | $1099.00 | $1553.32 |  | 9.989% | XXXXX | $424.99 | 9.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5149.93 | 1 | $3685.32 | $2754.84 | $307.11 | $229.57 |  |  |  |  |  | 38.200% | 38.200% | 38.200% | 04/08/2025 | 739 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1099.00 |  | 6.620% | $0.00 |  |  |  |  | N/A | No | 9.625% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 27 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000072453 | XXXXX |  | Non QM |  |  |  | Yes | No | $1767.00 | $2252.36 |  | 8.995% | XXXXX | $1028.47 | 8.375% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5821.33 | 1 | $3733.92 | $1707.12 | $311.16 | $142.26 |  |  |  |  |  | 39.826% | 39.826% | 39.826% | 04/01/2025 | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2024<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1767.00 |  | 6.010% | $0.00 | 2.4 |  |  |  | No | No | 8.375% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Trustee |  |  |  |  |  |  | 1 | XXXXX | 2.250% | XXXXX | XXXXX | XXXXX | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 120 |
| XXXXX | 4000075699 | XXXXX |  | Non QM |  |  |  | Yes | No | $7990.00 | $8572.00 |  | 10.251% | XXXXX | $1783.60 | 9.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5363.19 | 1 | $6219.48 | $1986.00 | $518.29 | $165.50 |  |  |  |  |  | 48.316% | 48.316% | 48.316% | 02/19/2025 | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Non-Primary Income - Child Support]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Child Support]; Divorce Decree - 2023<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $7990.00 |  | 6.660% | $0.00 | 1 |  |  |  | N/A | No | 9.750% | 2 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 26 |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000071985 | XXXXX |  | Non QM |  |  |  | Yes | No | $5507.20 | $6082.47 |  | 8.469% | XXXXX | $1027.27 | 8.000% | No | No | Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | XXX |  |  |  | $15359.17 | 1 | $23087.28 | $3087.96 | $1923.94 | $257.33 |  |  |  |  |  | 34.828% | 34.828% | 34.828% | 03/27/2025 | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5507.20 |  | 6.660% | $0.00 |  |  |  |  | N/A | No | 8.000% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.900% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | VISA |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000073723 | XXXXX |  | Non QM |  |  |  | Yes | No | $1599.00 | $2045.19 |  | 9.259% | XXXXX | $668.78 | 8.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5507.73 | 1 | $1145.04 | $1061.04 | $95.42 | $88.42 |  |  |  |  |  | 40.926% | 40.926% | 40.926% | 04/14/2025 | 725 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1599.00 |  | 6.230% | $0.00 |  |  |  |  | N/A | No | 8.875% | 2 | 1 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 17 | 38 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 8.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $3518.48 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000073735 | XXXXX |  | Non QM |  |  |  | Yes | No | $2399.00 | $2771.61 |  | 9.213% | XXXXX | $1025.46 | 8.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6433.92 | 1 | $2249.04 | $2460.96 | $187.42 | $205.08 |  |  |  |  |  | 35.703% | 35.703% | 35.703% | 04/15/2025 | 701 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2399.00 |  | 6.230% | $0.00 |  |  |  |  | N/A | No | 8.875% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 27 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000073740 | XXXXX |  | Non QM |  |  |  | Yes | No | $1939.00 | $2886.34 |  | 8.463% | XXXXX | $776.70 | 8.125% | No | No | Employed | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9382.53 | 1 | $7704.48 | $11169.00 | $642.04 | $930.75 |  |  |  |  |  | 39.448% | 39.448% | 39.448% | 04/15/2025 | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1939.00 |  | 6.230% | $0.00 |  |  |  |  | N/A | No | 8.125% | 2 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 32 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 4.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $5955.80 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000072720 | XXXXX |  | Non QM |  |  |  | Yes | No | $1570.00 | $3427.98 |  | 9.106% | XXXXX | $978.64 | 8.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $14380.67 | 1 | $8087.76 | $1596.96 | $673.98 | $133.08 |  |  |  |  |  | 38.813% | 38.813% | 38.813% | 04/02/2025 | 803 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Employer Letter - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1570.00 |  | 6.620% | $0.00 | 1 |  |  |  | No | No | 8.875% | 1 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  | 27 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $9487.11 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000076104 | XXXXX |  | Non QM |  |  |  | Yes | No | $1924.75 | $3724.39 |  | 9.042% | XXXXX | $1392.38 | 8.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $13899.01 | 1 | $9905.28 | $2459.16 | $825.44 | $204.93 |  |  |  |  |  | 34.082% | 34.082% | 34.082% | 04/14/2025 | 700 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1924.75 |  | 6.700% | $0.00 |  |  |  |  | N/A | No | 8.875% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  | 31 |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $5635.42 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000073241 | XXXXX |  | Non QM |  |  |  | Yes | No | $1409.50 | $2162.45 |  | 9.655% | XXXXX | $453.89 | 9.125% | No | No | Non-Employment Income | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5794.16 | 1 | $3762.12 | $1570.44 | $313.51 | $130.87 |  |  |  |  |  | 38.367% | 38.367% | 38.367% | 04/29/2025 | 714 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  | 7 |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1409.50 |  | 6.430% | $0.00 |  |  |  |  | N/A | No | 9.125% | 0 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 6.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $7964.77 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000074059 | XXXXX |  | Non QM |  |  |  | Yes | No | $4563.75 | $5288.98 |  | 8.325% | XXXXX | $906.34 | 7.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3288.57 | 2 | $5158.20 | $849.96 | $429.85 | $70.83 |  |  |  |  |  | 48.547% | 48.547% | 48.547% | 03/04/2025 | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4563.75 |  | 6.700% | $0.00 |  |  |  |  | N/A | No | 7.875% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000072116 | XXXXX |  | Non QM |  |  |  | Yes | No | $2350.95 | $3606.35 |  | 8.995% | XXXXX | $2267.59 | 8.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $16633.37 | 1 | $8562.84 | $1881.00 | $713.57 | $156.75 |  |  |  |  |  | 34.060% | 34.060% | 34.060% | 03/20/2025 | 729 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2350.95 |  | 6.650% | $0.00 | 1 |  |  |  | No | No | 8.875% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 27 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 2.62 |  |  | No |  | $0.00 | $15432.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000071522 | XXXXX |  | N/A |  |  |  | No | No | $2063.76 | $2662.96 |  | 9.957% | XXXXX | $760.74 | 9.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8632.61 | 1 | $1735.32 | $541.08 | $144.61 | $45.09 |  |  |  |  |  | 44.020% | 44.020% | 44.020% | 03/13/2025 | 714 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared (Unaudited) | [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Tax Return Extension (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2021 | [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2063.76 |  | 6.660% | $0.00 | 1.6 |  |  |  | Yes | No | 9.625% | 2 |  | 2 | 0 | 3 | 2 |  |  | 13.90 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 45.77 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000073726 | XXXXX |  | Non QM |  |  |  | Yes | No | $1595.00 | $2134.93 |  | 8.472% | XXXXX | $2171.32 | 8.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9155.53 | 1 | $10619.40 | $4395.00 | $884.95 | $366.25 |  |  |  |  |  | 41.551% | 41.551% | 41.551% | 04/04/2025 | 806 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1595.00 |  | 6.230% | $0.00 | 1.4 |  |  |  | Yes | No | 8.375% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000073791 | XXXXX |  | Non QM |  |  |  | Yes | No | $1988.00 | $2694.20 |  | 8.800% | XXXXX | $422.12 | 8.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2890.26 | 1 | $2183.76 | $2477.28 | $181.98 | $206.44 |  |  |  |  |  | 43.436% | 43.436% | 43.436% | 04/01/2025 | 702 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1988.00 |  | 6.230% | $0.00 |  |  |  |  | N/A | No | 8.125% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 12 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000074512 | XXXXX |  | Non QM |  |  |  | Yes | No | $3230.05 | $4062.78 |  | 9.101% | XXXXX | $658.01 | 8.625% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $2297.45 | 1 | $1208.40 | $2178.00 | $100.70 | $181.50 |  |  |  |  |  | 47.939% | 47.939% | 47.939% | 04/22/2025 | 737 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Primary Income - Pension]; 1099-R - 2024<br> [Coborrower(s) - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Pension]; 1099-R - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3230.05 |  | 6.810% | $0.00 |  |  |  |  | N/A | No | 8.625% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 5.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 2.02 |  | No | No |  | $353.98 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000073472 | XXXXX |  | Non QM |  |  |  | Yes | No | $7657.48 | $10544.23 |  | 8.651% | XXXXX | $1878.16 | 8.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $11494.70 | 1 | $4297.92 | $4108.20 | $358.16 | $342.35 |  |  |  |  |  | 33.041% | 33.041% | 33.041% | 04/03/2025 | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $7657.48 |  | 6.620% | $0.00 |  |  |  |  | N/A | No | 8.250% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 25 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 49.71 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000073517 | XXXXX |  | Non QM |  |  |  | Yes | No | $6001.01 | $7507.97 |  | 9.370% | XXXXX | $1648.76 | 8.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9447.45 | 1 | $2609.04 | $2721.96 | $217.42 | $226.83 |  |  |  |  |  | 38.943% | 38.943% | 38.943% | 04/11/2025 | 724 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $6001.01 |  | 6.320% | $0.00 |  |  |  |  | N/A | No | 8.875% | 0 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 28 | 28 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $5381.39 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000073145 | XXXXX |  | Non QM |  |  |  | Yes | No | $2939.00 | $3945.72 |  | 8.590% | XXXXX | $844.24 | 8.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3537.93 | 1 | $559.20 | $2365.56 | $46.60 | $197.13 |  |  |  |  |  | 43.572% | 43.572% | 43.572% | 04/07/2025 | 724 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2939.00 |  | 6.320% | $0.00 |  |  |  |  | N/A | No | 8.125% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 27 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 18.96 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000074084 | XXXXX |  | Non QM |  |  |  | Yes | No | $1912.50 | $2808.33 |  | 8.608% | XXXXX | $766.86 | 8.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3763.03 | 1 | $1691.76 | $2061.00 | $140.98 | $171.75 |  |  |  |  |  | 40.709% | 40.709% | 40.709% | 04/17/2025 | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1912.50 |  | 6.230% | $0.00 |  |  |  |  | N/A | No | 8.250% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000073657 | XXXXX |  | Non QM |  |  |  | Yes | No | $3368.10 | $4292.08 |  | 9.300% | XXXXX | $811.56 | 8.875% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3014.33 | 1 | $2110.80 | $1461.96 | $175.90 | $121.83 |  |  |  |  |  | 39.712% | 39.712% | 39.712% | 04/11/2025 | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3368.10 |  | 6.700% | $0.00 |  |  |  |  | N/A | No | 8.875% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.010% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000072666 | XXXXX |  | Non QM |  |  |  | Yes | No | $4365.00 | $5351.85 |  | 8.947% | XXXXX | $922.70 | 8.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7475.04 | 1 | $8707.44 | $2325.96 | $725.62 | $193.83 |  |  |  |  |  | 29.695% | 29.695% | 29.695% | 04/02/2025 | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4365.00 |  | 6.650% | $0.00 |  |  |  |  | N/A | No | 8.500% | 1 |  | 2 | 0 | 2 | 3 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 28 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.490% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000073817 | XXXXX |  | Non QM |  |  |  | Yes | No | $2186.34 | $2972.92 |  | 8.443% | XXXXX | $739.79 | 7.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6633.76 | 1 | $10836.00 | $2760.00 | $903.00 | $230.00 |  |  |  |  |  | 42.878% | 42.878% | 42.878% | 04/12/2025 | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2186.34 |  | 6.080% | $0.00 |  |  |  |  | N/A | No | 7.875% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| XXXXX | 4000073389 | XXXXX |  | Non QM |  |  |  | Yes | No | $3502.80 | $4436.23 |  | 10.914% | XXXXX | $883.48 | 10.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5114.79 | 1 | $6941.64 | $1496.04 | $578.47 | $124.67 |  |  |  |  |  | 48.161% | 48.161% | 48.161% | 04/09/2025 | 698 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3502.80 |  | 6.320% | $0.00 | 1 |  |  |  | No | No | 10.250% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 27 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.438% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000073536 | XXXXX |  | Non QM |  |  |  | Yes | No | $9212.50 | $12395.07 |  | 8.449% | XXXXX | $2598.74 | 8.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $17737.29 | 1 | $10755.24 | $2772.96 | $896.27 | $231.08 |  |  |  |  |  | 27.000% | 27.000% | 27.000% | 04/07/2025 | 740 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023 | [Borrower]; 1040 - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $9212.50 |  | 6.620% | $0.00 | 3.4 |  |  |  | No | No | 8.125% | 0 |  | 1 | 0 | 0 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.990% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000075994 | XXXXX |  | Non QM |  |  |  | Yes | No | $1595.00 | $3823.18 |  | 9.482% | XXXXX | $2628.73 | 9.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7041.14 | 1 | $3405.12 | $2023.80 | $283.76 | $168.65 |  |  |  |  |  | 48.519% | 48.519% | 48.519% | 04/18/2025 | 723 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1595.00 |  | 6.430% | $0.00 |  |  |  |  | N/A | No | 9.375% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 27 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000073285 | XXXXX |  | Non QM |  |  |  | Yes | No | $2891.11 | $4011.34 |  | 10.040% | XXXXX | $1171.89 | 9.750% | No | No | Non-Employment Income | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5883.07 | 1 | $3545.16 | $1841.88 | $295.43 | $153.49 |  |  |  |  |  | 46.017% | 46.017% | 46.017% | 05/02/2025 | 757 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025<br> [Borrower - \| Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2891.11 |  | 6.620% | $0.00 |  |  |  |  | N/A | No | 9.750% | 0 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  | 27 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $1877.55 | $3333.33 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000072511 | XXXXX |  | Non QM |  |  |  | Yes | No | $1979.25 | $2750.04 |  | 8.873% | XXXXX | $557.46 | 8.500% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2790.08 | 1 | $7163.28 | $774.96 | $596.94 | $64.58 |  |  |  |  |  | 49.712% | 49.712% | 49.712% | 04/02/2025 | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; 1099-SSA - 2024<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1979.25 |  | 6.650% | $0.00 |  |  |  |  | N/A | No | 8.500% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000073998 | XXXXX |  | Non QM |  |  |  | Yes | No | $2398.20 | $3077.66 |  | 9.168% | XXXXX | $520.69 | 8.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5049.73 | 1 | $2229.96 | $1419.48 | $185.83 | $118.29 |  |  |  |  |  | 43.490% | 43.490% | 43.490% | 05/01/2025 | 727 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2398.20 |  | 6.230% | $0.00 |  |  |  |  | N/A | No | 8.500% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000071785 | XXXXX |  | Non QM |  |  |  | Yes | No | $1346.00 | $1996.34 |  | 8.517% | XXXXX | $371.25 | 8.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3780.38 | 1 | $12013.20 | $2370.96 | $1001.10 | $197.58 |  |  |  |  |  | 49.955% | 49.955% | 49.955% | 03/26/2025 | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2024<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1346.00 |  | 6.660% | $0.00 |  |  |  |  | N/A | No | 8.125% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 27 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000075107 | XXXXX |  | N/A |  |  |  | No | No | $3445.00 | $6103.22 |  | 9.909% | XXXXX | $1784.98 | 9.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $34118.71 | 1 | $15909.96 | $5590.20 | $1325.83 | $465.85 |  |  |  |  |  | 32.798% | 32.798% | 32.798% | 04/22/2025 | 758 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared (Unaudited) | [Borrower - \| Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023 | [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3445.00 |  | 6.880% | $0.00 |  |  |  |  | N/A | No | 9.625% | 0 |  | 1 | 0 | 3 | 1 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) |  | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000074205 | XXXXX |  | Non QM |  |  |  | Yes | No | $5569.25 | $6919.64 |  | 8.223% | XXXXX | $1959.82 | 7.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5572.61 | 3 | $8129.16 | $7764.00 | $677.43 | $647.00 |  |  |  |  |  | 48.548% | 48.548% | 48.548% | 04/16/2025 | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5569.25 |  | 6.230% | $0.00 |  |  |  |  | N/A | No | 7.875% | 2 |  | 1 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 5.490% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000073915 | XXXXX |  | N/A |  |  |  | No | No | $3858.16 | $4815.69 |  | 8.882% | XXXXX | $1345.13 | 8.500% | No | No | Non-Employment Income | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $10421.68 | 1 | $10998.48 | $1758.00 | $916.54 | $146.50 |  |  |  |  |  | 43.972% | 43.972% | 43.972% | 04/16/2025 | 739 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; Account Statements - 2025<br> [Borrower - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3858.16 |  | 6.230% | $0.00 |  |  |  |  | N/A | No | 8.500% | 0 | 0 | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $7916.66 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000074483 | XXXXX |  | Non QM |  |  |  | Yes | No | $1895.00 | $2978.43 |  | 8.661% | XXXXX | $1114.92 | 8.500% | No | No | Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5050.98 | 1 | $2228.76 | $2840.04 | $185.73 | $236.67 |  |  |  |  |  | 41.477% | 41.477% | 41.477% | 03/28/2025 | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1895.00 |  | 6.810% | $0.00 | 1 |  |  |  | No | No | 8.500% | 1 | 0 | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.490% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $4459.42 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000075640 | XXXXX |  | Non QM |  |  |  | Yes | No | $2574.80 | $3388.35 |  | 8.863% | XXXXX | $707.32 | 8.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2375.69 | 1 | $3648.00 | $1802.04 | $304.00 | $150.17 |  |  |  |  |  | 42.414% | 42.414% | 42.414% | 05/01/2025 | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2574.80 |  | 6.740% | $0.00 |  |  |  |  | N/A | No | 8.500% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 28 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000075026 | XXXXX |  | Non QM |  |  |  | Yes | No | $5089.00 | $6355.31 |  | 8.885% | XXXXX | $1735.65 | 8.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $15158.20 | 1 | $7866.12 | $2174.04 | $655.51 | $181.17 |  |  |  |  |  | 35.399% | 35.399% | 35.399% | 04/25/2025 | 705 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5089.00 |  | 6.430% | $0.00 |  |  |  |  | N/A | No | 8.500% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 28 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000074561 | XXXXX |  | Non QM |  |  |  | Yes | No | $3330.90 | $4078.41 |  | 9.539% | XXXXX | $651.74 | 9.000% | No | No | Employed | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $4975.11 | 1 | $3920.28 | $2760.00 | $326.69 | $230.00 |  |  |  |  |  | 44.638% | 44.638% | 44.638% | 04/22/2025 | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3330.90 |  | 6.810% | $0.00 |  |  |  |  | N/A | No | 9.000% | 1 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 27 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $2134.45 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000074760 | XXXXX |  | Non QM |  |  |  | Yes | No | $5098.98 | $6202.93 |  | 9.166% | XXXXX | $2229.25 | 8.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $13076.92 | 1 | $6499.44 | $2663.16 | $541.62 | $221.93 |  |  |  |  |  | 43.772% | 43.772% | 43.772% | 04/23/2025 | 785 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - K-1 (< 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - No Results Returned - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5098.98 |  | 6.430% | $0.00 |  |  |  |  | N/A | No | 8.875% | 0 | 2 | 1 | 0 | 2 | 1 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  | 1 | XXXXX | 6.490% | XXXXX | XXXXX | XXXXX | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $17647.62 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000074231 | XXXXX |  | Non QM |  |  |  | Yes | No | $1600.00 | $2344.66 |  | 8.932% | XXXXX | $787.79 | 8.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7063.09 | 1 | $5714.88 | $1499.04 | $476.24 | $124.92 |  |  |  |  |  | 36.789% | 36.789% | 36.789% | 04/24/2025 | 713 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1600.00 |  | 6.080% | $0.00 |  |  |  |  | N/A | No | 8.500% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 28 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.749% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| XXXXX | 4000073490 | XXXXX |  | Non QM |  |  |  | Yes | No | $1600.00 | $2497.47 |  | 11.462% | XXXXX | $769.42 | 11.125% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $10342.29 | 1 | $2194.56 | $2039.04 | $182.88 | $169.92 |  |  |  |  |  | 32.915% | 32.915% | 32.915% | 04/10/2025 | 696 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - No Results Returned - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; Transcripts (1040) - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1600.00 |  | 6.620% | $0.00 | 1 |  |  |  | Yes | No | 11.125% | 2 | 2 | 1 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $5833.34 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000075284 | XXXXX |  | Non QM |  |  |  | Yes | No | $2250.00 | $2971.23 |  | 8.646% | XXXXX | $563.45 | 8.250% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $2027.30 | 1 | $5620.32 | $1953.00 | $468.36 | $162.75 |  |  |  |  |  | 45.892% | 45.892% | 45.892% | 05/08/2025 | 754 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Primary Income - Social Security]; 1099-SSA - 2024<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2024<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099-SSA - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2250.00 |  | 6.880% | $0.00 |  |  |  |  | N/A | No | 8.250% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $1650.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000074741 | XXXXX |  | Non QM |  |  |  | Yes | No | $3886.35 | $4729.25 |  | 10.125% | XXXXX | $892.49 | 9.625% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $2214.45 | 1 | $1096.44 | $1466.04 | $91.37 | $122.17 |  |  |  |  |  | 48.772% | 48.772% | 48.772% | 04/22/2025 | 681 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Account Statements - 2025<br> [Borrower - \| Primary Income - Social Security]; 1099-SSA - 2024<br> [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Non-Primary Income - Pension]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Non-Primary Income - Pension]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Non-Primary Income - Pension]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Non-Primary Income - Pension]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024<br> [Coborrower(s) - \| Primary Income - Social Security]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099-SSA - 2024<br> [Coborrower(s) - \| Non-Primary Income - Pension]; Account Statements - 2025<br> [Coborrower(s) - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3886.35 |  | 6.810% | $0.00 |  |  |  |  | N/A | No | 9.625% | 0 | 0 | 2 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 6.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 0.44 |  |  | No |  | $635.36 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000075038 | XXXXX |  | Non QM |  |  |  | Yes | No | $3447.00 | $4220.15 |  | 9.241% | XXXXX | $708.03 | 8.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7120.66 | 1 | $9331.44 | $1956.96 | $777.62 | $163.08 |  |  |  |  |  | 30.635% | 30.635% | 30.635% | 04/26/2025 | 697 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3447.00 |  | 6.810% | $0.00 |  |  |  |  | N/A | No | 8.750% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000074372 | XXXXX |  | Non QM |  |  |  | Yes | No | $7448.65 | $8447.94 |  | 8.796% | XXXXX | $1577.15 | 8.375% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4620.86 | 1 | $4190.40 | $1775.04 | $349.20 | $147.92 |  |  |  |  |  | 49.571% | 49.571% | 49.571% | 04/21/2025 | 705 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Account Statements - 2025<br> [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2024<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $7448.65 |  | 6.810% | $0.00 |  |  |  |  | N/A | No | 8.375% | 0 |  | 1 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Trustee |  |  |  |  |  |  | 1 | XXXXX | 2.250% | XXXXX | XXXXX | XXXXX | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000075256 | XXXXX |  | Non QM |  |  |  | Yes | No | $2208.80 | $2964.87 |  | 8.707% | XXXXX | $945.92 | 8.375% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7375.40 | 1 | $8576.88 | $3962.04 | $714.74 | $330.17 |  |  |  |  |  | 44.908% | 44.908% | 44.908% | 04/28/2025 | 703 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1099 - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1099 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2208.80 |  | 6.440% | $0.00 |  |  |  |  | N/A | No | 8.375% | 2 | 2 | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 28 | 28 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $4992.18 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000074321 | XXXXX |  | Non QM |  |  |  | Yes | No | $0.00 | $2230.74 |  | 8.532% | XXXXX | $2960.32 | 8.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $11028.90 | 1 | $1125.24 | $1257.00 | $93.77 | $104.75 |  |  |  |  |  | 41.019% | 41.019% | 41.019% | 04/11/2025 | 722 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  | 6.810% | $0.00 | 1 |  |  |  | N/A | No | 8.500% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Trustee |  |  |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Trustee | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000076499 | XXXXX |  | Non QM |  |  |  | Yes | No | $1393.52 | $2523.82 |  | 9.470% | XXXXX | $1183.39 | 9.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10783.47 | 1 | $3019.20 | $576.00 | $251.60 | $48.00 |  |  |  |  |  | 43.738% | 43.738% | 43.738% | 04/21/2025 | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Projected Income]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Projected Income]; Other - 2025<br> [Borrower - \| Primary Income - Projected Income]; VVOE - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1393.52 |  | 6.340% | $0.00 |  |  |  |  | N/A | No | 9.250% | 0 |  | 0 | 0 | 4 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 240 |
| XXXXX | 4000072359 | XXXXX |  | Non QM |  |  |  | Yes | No | $3270.40 | $4460.12 |  | 8.724% | XXXXX | $912.09 | 8.375% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $2642.78 | 1 | $1436.64 | $1364.04 | $119.72 | $113.67 |  |  |  |  |  | 44.654% | 44.654% | 44.654% | 03/21/2025 | 738 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Account Statements - 2025<br> [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Primary Income - Social Security]; 1099-SSA - 2023<br> [Coborrower(s) - \| Primary Income - Social Security]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099-SSA - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; Transcripts (1040) - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3270.40 |  | 6.650% | $0.00 | 1 |  |  |  | No | No | 8.375% | 0 | 0 | 2 | 0 | 3 | 3 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX |  | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $1241.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000076937 | XXXXX |  | Non QM |  |  |  | Yes | No | $1600.00 | $2756.64 |  | 8.585% | XXXXX | $366.88 | 8.000% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $2838.10 | 1 | $4789.08 | $2625.96 | $399.09 | $218.83 |  |  |  |  |  | 43.181% | 43.181% | 43.181% | 04/29/2025 | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1600.00 |  | 6.800% | $0.00 |  |  |  |  | N/A | No | 8.000% | 0 | 0 | 1 | 0 | 1 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  | 1 | XXXXX | 2.990% | XXXXX | XXXXX | XXXXX | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $1412.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000074665 | XXXXX |  | Non QM |  |  |  | Yes | No | $1619.00 | $2967.28 |  | 9.005% | XXXXX | $1591.29 | 8.875% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6320.38 | 1 | $1534.92 | $3550.92 | $127.91 | $295.91 |  |  |  |  |  | 35.106% | 35.106% | 35.106% | 04/17/2025 | 714 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2024<br> [Borrower - \| Non-Primary Income - IRA Distribution]; Deposit Receipt - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1619.00 |  | 6.810% | $0.00 | 2 |  |  |  | No | No | 8.875% | 0 | 0 | 0 | 0 | 4 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $2042.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000075503 | XXXXX |  | N/A |  |  |  | No | No | $1940.58 | $2640.15 |  | 8.498% | XXXXX | $1524.06 | 8.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $12433.04 | 1 | $6117.60 | $1467.00 | $509.80 | $122.25 |  |  |  |  |  | 37.110% | 37.110% | 37.110% | 05/13/2025 | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Housing Allowance]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Non-Primary Income - Housing Allowance]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Non-Primary Income - Rations]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Non-Primary Income - Rations]; Leave and Earnings Statement (LES) - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1940.58 |  | 6.090% | $0.00 |  |  |  |  | N/A | No | 8.250% | 1 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 34.76 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| XXXXX | 4000075873 | XXXXX |  | Non QM |  |  |  | Yes | No | $2982.75 | $3600.77 |  | 9.786% | XXXXX | $617.01 | 9.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3347.77 | 1 | $3180.36 | $911.04 | $265.03 | $75.92 |  |  |  |  |  | 46.620% | 46.620% | 46.620% | 05/01/2025 | 703 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2982.75 |  | 6.880% | $0.00 |  |  |  |  | N/A | No | 9.250% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 28 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000075871 | XXXXX |  | Non QM |  |  |  | Yes | No | $3444.30 | $4110.33 |  | 8.733% | XXXXX | $676.14 | 8.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4563.75 | 1 | $3715.92 | $1933.92 | $309.66 | $161.16 |  |  |  |  |  | 43.152% | 43.152% | 43.152% | 05/02/2025 | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3444.30 |  | 6.880% | $0.00 |  |  |  |  | N/A | No | 8.250% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 29 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000073724 | XXXXX |  | N/A |  |  |  | No | No | $1590.00 | $2729.36 |  | 9.848% | XXXXX | $2349.79 | 9.750% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $37707.84 | 2 | $13907.40 | $1517.04 | $1158.95 | $126.42 |  |  |  |  |  | 41.115% | 41.115% | 41.115% | 03/07/2025 | 734 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Business License - 2024<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1590.00 |  | 6.700% | $0.00 |  |  |  |  | N/A | No | 9.750% | 0 | 0 | 1 | 0 | 3 | 1 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  | 1 | XXXXX |  | XXXXX | XXXXX | XXXXX | No | Trustee | No |  | No | Fair Isaac | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $8233.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000076474 | XXXXX |  | Non QM |  |  |  | Yes | No | $2209.00 | $2333.10 |  | 8.659% | XXXXX | $656.70 | 8.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10327.63 | 1 | $11271.96 | $1179.00 | $939.33 | $98.25 |  |  |  |  |  | 30.752% | 30.752% | 30.752% | 05/07/2025 | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Partnership (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2209.00 |  | 6.740% | $0.00 | 1 |  |  |  | N/A | No | 8.375% | 0 |  | 1 | 0 | 3 | 1 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000074387 | XXXXX |  | Non QM |  |  |  | Yes | No | $2513.40 | $3365.55 |  | 8.025% | XXXXX | $1595.15 | 7.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $19087.42 | 1 | $6807.12 | $2266.20 | $567.26 | $188.85 |  |  |  |  |  | 28.336% | 28.336% | 28.336% | 04/21/2025 | 757 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; Transcripts (1040) - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $2513.40 |  | 6.810% | $0.00 |  |  |  |  | N/A | No | 7.875% | 1 | 0 | 2 | 0 | 4 | 3 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  | 28 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 36.93 |  |  | No |  | $0.00 | $15801.07 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000076130 | XXXXX |  | Non QM |  |  |  | Yes | No | $3395.00 | $4681.33 |  | 9.359% | XXXXX | $668.70 | 8.750% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3854.00 | 1 | $4510.08 | $2800.08 | $375.84 | $233.34 |  |  |  |  |  | 47.294% | 47.294% | 47.294% | 04/23/2025 | 709 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Account Statements - 2025<br> [Borrower - \| Primary Income - Social Security]; 1099 Transcript - 2024<br> [Borrower - \| Primary Income - Social Security]; 1099-SSA - 2024<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2018<br> [Borrower]; 4506-C - 2017<br> [Borrower]; 4506-C - 2016<br> [Borrower]; 4506-C - 2015<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 0 | 0 | Yes |  | XXXXX | $3395.00 |  | 6.880% | $0.00 |  |  |  |  | N/A | No | 8.750% | 0 |  | 1 | 0 | 6 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 15.42 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000076889 | XXXXX |  | Non QM |  |  |  | Yes | No | $2114.00 | $4546.00 |  | 9.256% | XXXXX | $786.70 | 8.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8871.53 | 1 | $9197.28 | $2876.04 | $766.44 | $239.67 |  |  |  |  |  | 39.290% | 39.290% | 39.290% | 04/23/2025 | 728 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2114.00 |  | 6.800% | $0.00 |  |  |  |  | N/A | No | 8.750% | 2 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 25 | 16 |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $5737.16 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000075499 | XXXXX |  | Non QM |  |  |  | Yes | No | $5240.00 | $6389.50 |  | 8.523% | XXXXX | $1727.91 | 8.250% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $16818.63 | 1 | $8576.52 | $2035.08 | $714.71 | $169.59 |  |  |  |  |  | 28.516% | 28.516% | 28.516% | 04/18/2025 | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5240.00 |  | 6.880% | $0.00 | 1 |  |  |  | Yes | No | 8.250% | 1 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.990% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $13750.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000076709 | XXXXX |  | Non QM |  |  |  | Yes | No | $903.45 | $1783.75 |  | 11.169% | XXXXX | $1174.97 | 11.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $26017.51 | 1 | $16337.16 | $4217.04 | $1361.43 | $351.42 |  |  |  |  |  | 31.848% | 31.848% | 31.848% | 04/10/2025 | 680 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $903.45 |  | 6.800% | $0.00 | 1.2 |  |  |  | Yes | No | 11.000% | 0 |  | 2 | 0 | 4 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 27 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 5.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000077915 | XXXXX |  | Non QM |  |  |  | Yes | No | $5669.75 | $7958.75 |  | 9.447% | XXXXX | $3557.87 | 9.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $17390.14 | 1 | $16534.68 | $3772.44 | $1377.89 | $314.37 |  |  |  |  |  | 44.803% | 44.803% | 44.803% | 03/18/2025 | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2021 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5669.75 |  | 6.870% | $0.00 |  |  |  |  | N/A | No | 9.250% | 2 |  | 1 | 0 | 3 | 1 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 28.39 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000073737 | XXXXX |  | Non QM |  |  |  | Yes | No | $2062.50 | $3214.90 |  | 8.372% | XXXXX | $1194.57 | 8.000% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8070.92 | 1 | $1161.60 | $1593.00 | $96.80 | $132.75 |  |  |  |  |  | 37.294% | 37.294% | 37.294% | 04/22/2025 | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $2062.50 |  | 6.080% | $0.00 | 1 |  |  |  | Yes | No | 8.000% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.990% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $5148.52 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| XXXXX | 4000073623 | XXXXX |  | N/A |  |  |  | No | No | $4032.94 | $4536.35 |  | 9.961% | XXXXX | $1325.98 | 9.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9781.24 | 1 | $4662.00 | $1140.00 | $388.50 | $95.00 |  |  |  |  |  | 44.412% | 44.412% | 44.412% | 04/13/2025 | 725 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4032.94 |  | 6.870% | $0.00 |  |  |  |  | N/A | No | 9.625% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000076367 | XXXXX |  | Non QM |  |  |  | Yes | No | $2189.00 | $2773.59 |  | 9.238% | XXXXX | $931.83 | 8.875% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4562.14 | 1 | $1961.04 | $948.96 | $163.42 | $79.08 |  |  |  |  |  | 25.115% | 25.115% | 25.115% | 05/08/2025 | 750 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; 1099-SSA - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2189.00 |  | 6.340% | $0.00 |  |  |  |  | N/A | No | 8.875% | 0 |  | 1 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 240 |
| XXXXX | 4000075440 | XXXXX |  | Non QM |  |  |  | Yes | No | $1595.00 | $2210.20 |  | 8.485% | XXXXX | $751.27 | 8.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8477.98 | 1 | $11931.60 | $2075.16 | $994.30 | $172.93 |  |  |  |  |  | 49.926% | 49.926% | 49.926% | 03/26/2025 | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1595.00 |  | 6.880% | $0.00 | 1.8 |  |  |  | Yes | No | 8.250% | 1 |  | 0 | 0 | 1 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 16 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee |  |  |  |  |  |  | 1 | XXXXX | 2.125% | XXXXX | XXXXX | XXXXX | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 10 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 5 | 360 |
| XXXXX | 4000076011 | XXXXX |  | Non QM |  |  |  | Yes | No | $2140.00 | $1848.77 |  | 8.682% | XXXXX | $822.74 | 8.500% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7646.13 | 1 | $4681.08 | $797.04 | $390.09 | $66.42 |  |  |  |  |  | 24.028% | 24.028% | 24.028% | 04/30/2025 | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; 1099-SSA - 2024<br> [Borrower - \| Non-Primary Income - IRA Distribution]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - IRA Distribution]; Deposit Receipt - 2025<br> [Borrower - \| Non-Primary Income - IRA Distribution]; 1099-R - 2024<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099-SSA - 2024<br> [Coborrower(s) - \| Non-Primary Income - Pension]; 1099-R - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2140.00 |  | 6.740% | $0.00 |  |  |  |  | N/A | No | 8.500% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $3048.06 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000075036 | XXXXX |  | Non QM |  |  |  | Yes | No | $4394.43 | $4887.62 |  | 8.457% | XXXXX | $1881.17 | 8.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $22488.76 | 1 | $20830.68 | $8076.96 | $1735.89 | $673.08 |  |  |  |  |  | 46.984% | 46.984% | 46.984% | 04/28/2025 | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Vesting Schedule - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; Restricted Stock Agreement - 2020<br> [Borrower - \| Primary Income - Wages]; Restricted Stock Agreement - 2019 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4394.43 |  | 6.870% | $0.00 |  |  |  |  | N/A | No | 8.250% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000076116 | XXXXX |  | Non QM |  |  |  | Yes | No | $1800.00 | $2260.31 |  | 8.281% | XXXXX | $621.51 | 7.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4941.53 | 1 | $1792.08 | $1310.04 | $149.34 | $109.17 |  |  |  |  |  | 35.340% | 35.340% | 35.340% | 05/06/2025 | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1800.00 |  | 6.340% | $0.00 |  |  |  |  | N/A | No | 7.875% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000077001 | XXXXX |  | Non QM |  |  |  | Yes | No | $3599.00 | $2930.36 |  | 8.800% | XXXXX | $1361.13 | 8.625% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $11186.88 | 1 | $6383.40 | $879.96 | $531.95 | $73.33 |  |  |  |  |  | 37.387% | 37.387% | 37.387% | 05/12/2025 | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3599.00 |  | 6.800% | $0.00 |  |  |  |  | N/A | No | 8.625% | 2 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 28 | 28 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.990% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $7849.92 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000074544 | XXXXX |  | N/A |  |  |  | No | No | $3091.00 | $3706.18 |  | 9.006% | XXXXX | $1227.25 | 8.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $25382.22 | 1 | $10989.00 | $6813.00 | $915.75 | $567.75 |  |  |  |  |  | 37.567% | 37.567% | 37.567% | 05/16/2025 | 715 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 0 | 0 | No |  | XXXXX | $3091.00 |  | 6.810% | $0.00 |  |  |  |  | N/A | No | 8.750% | 1 |  | 2 | 0 | 4 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 28 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000076270 | XXXXX |  | Non QM |  |  |  | Yes | No | $2454.00 | $2931.27 |  | 8.532% | XXXXX | $627.33 | 8.000% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2413.69 | 1 | $1736.40 | $1699.20 | $144.70 | $141.60 |  |  |  |  |  | 47.655% | 47.655% | 47.655% | 05/01/2025 | 705 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Account Statements - 2025<br> [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; Other - 2025<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2454.00 |  | 6.340% | $0.00 |  |  |  |  | N/A | No | 8.000% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000076133 | XXXXX |  | Non QM |  |  |  | Yes | No | $2341.50 | $2653.00 |  | 9.150% | XXXXX | $485.07 | 8.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2711.27 | 1 | $3785.28 | $1203.84 | $315.44 | $100.32 |  |  |  |  |  | 39.676% | 39.676% | 39.676% | 04/30/2025 | 693 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2341.50 |  | 6.010% | $0.00 |  |  |  |  | N/A | No | 8.250% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 28 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 5.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| XXXXX | 4000077731 | XXXXX |  | Non QM |  |  |  | Yes | No | $4445.00 | $7322.94 |  | 9.693% | XXXXX | $2309.96 | 9.375% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8008.66 | 1 | $16501.56 | $3798.96 | $1375.13 | $316.58 |  |  |  |  |  | 49.776% | 49.776% | 49.776% | 04/23/2025 | 685 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Partnership (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Non-Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4445.00 |  | 6.380% | $0.00 |  |  |  |  | N/A | No | 9.375% | 2 | 0 | 2 | 0 | 3 | 2 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  | 28 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $9633.96 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000076461 | XXXXX |  | Non QM |  |  |  | Yes | No | $1795.00 | $2686.16 |  | 8.948% | XXXXX | $737.65 | 8.500% | No | No | Non-Employment Income | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $4980.37 | 1 | $6240.36 | $1306.56 | $520.03 | $108.88 |  |  |  |  |  | 44.667% | 44.667% | 44.667% | 04/24/2025 | 715 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Non-Primary Income - Annuity]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Non-Primary Income - Annuity]; 1099 - 2024<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1795.00 |  | 6.340% | $0.00 |  |  |  |  | N/A | No | 8.500% | 0 | 0 | 2 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.990% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 16.37 |  |  | No |  | $7311.41 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000074820 | XXXXX |  | Non QM |  |  |  | Yes | No | $3099.00 | $3490.48 |  | 9.555% | XXXXX | $668.78 | 8.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $18286.71 | 1 | $4771.20 | $3683.88 | $397.60 | $306.99 |  |  |  |  |  | 19.433% | 19.433% | 19.433% | 04/15/2025 | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3099.00 |  | 6.270% | $0.00 |  |  |  |  | N/A | No | 8.875% | 2 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 28 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 5.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $16250.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000075319 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $4875.00 | $6513.50 |  | 9.495% | XXXXX | $1206.93 | 9.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4432.96 | 1 | $8671.92 | $1767.00 | $722.66 | $147.25 |  |  |  |  |  | 43.267% | 43.267% | 43.267% | 04/24/2025 | 749 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Child Support]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Child Support]; Other - 2025<br> [Borrower - \| Non-Primary Income - Child Support]; Account Statements - 2024<br> [Borrower - \| Non-Primary Income - Child Support]; Child Support Order - 2024<br> [Borrower - \| Non-Primary Income - Child Support]; Child Support Order - 2023 |  | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4875.00 |  | 6.880% | $0.00 |  |  |  |  | N/A | No | 9.000% | 2 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 18 |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 13.47 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000075987 | XXXXX |  | N/A |  |  |  | No | No | $2040.53 | $2986.23 |  | 9.354% | XXXXX | $719.10 | 8.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4852.44 | 1 | $2773.44 | $836.04 | $231.12 | $69.67 |  |  |  |  |  | 44.240% | 44.240% | 44.240% | 05/02/2025 | 712 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Business Account Transcripts - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Business Account Transcripts - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Business Account Transcripts - 2022 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Account Transcripts - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2040.53 |  | 6.170% | $0.00 |  |  |  |  | N/A | No | 8.750% | 0 |  | 1 | 0 | 3 | 1 |  |  | 4.17 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 180 |
| XXXXX | 4000076279 | XXXXX |  | N/A |  |  |  | No | No | $1790.00 | $756.54 |  | 7.785% | XXXXX | $3144.23 | 7.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8044.70 | 1 | $19553.28 | $2882.04 | $1629.44 | $240.17 |  |  |  |  |  | 34.773% | 34.773% | 34.773% | 02/21/2025 | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1790.00 |  | 6.270% | $0.00 |  |  |  |  | N/A | No | 7.750% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000075019 | XXXXX |  | Non QM |  |  |  | Yes | No | $1817.64 | $3454.35 |  | 10.154% | XXXXX | $1249.17 | 9.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3663.90 | 1 | $5419.80 | $3828.00 | $451.65 | $319.00 |  |  |  |  |  | 51.373% | 51.373% | 51.373% | 04/24/2025 | 745 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1817.64 |  | 6.740% | $0.00 | 3.1 |  |  |  | Yes | No | 9.875% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 28 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000078595 | XXXXX |  | Non QM |  |  |  | Yes | No | $2541.65 | $3438.59 |  | 8.460% | XXXXX | $471.30 | 7.875% | No | No | Non-Employment Income | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8996.15 | 1 | $5961.24 | $5450.28 | $496.77 | $454.19 |  |  |  |  |  | 31.169% | 31.169% | 31.169% | 04/28/2025 | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025<br> [Borrower - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2541.65 |  | 6.930% | $0.00 |  |  |  |  | N/A | No | 7.875% | 0 | 1 | 0 | 0 | 4 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  | 13 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 21.78 | Retail |  | No |  | $0.00 | $3959.96 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000076413 | XXXXX |  | N/A |  |  |  | No | No | $4783.95 | $7957.38 |  | 8.685% | XXXXX | $2644.26 | 8.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8419.30 | 1 | $16863.24 | $3083.04 | $1405.27 | $256.92 |  |  |  |  |  | 40.839% | 40.839% | 40.839% | 04/08/2025 | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Primary Income - C-Corp]; CPA Letter - 2025<br> [Borrower - \| Primary Income - C-Corp]; P&L Statement - 2025<br> [Borrower - \| Primary Income - C-Corp]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - C-Corp]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - C-Corp]; 1120 - 2023<br> [Borrower - \| Primary Income - C-Corp]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - C-Corp]; W-2 - 2023<br> [Borrower - \| Primary Income - C-Corp]; 4506-C (for Business) - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4783.95 |  | 6.740% | $0.00 |  |  |  |  | Yes | No | 8.500% | 1 |  | 1 | 0 | 3 | 0 |  |  | 13.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 8 | 360 |
| XXXXX | 4000075875 | XXXXX |  | Non QM |  |  |  | Yes | No | $3916.75 | $4965.15 |  | 9.179% | XXXXX | $1346.73 | 8.250% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $3745.13 | 1 | $4647.96 | $2456.16 | $387.33 | $204.68 |  |  |  |  |  | 49.202% | 49.202% | 49.202% | 05/02/2025 | 728 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Borrower Intent to Return to Work Letter - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Non-Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3916.75 |  | 6.200% | $0.00 |  |  |  |  | N/A | No | 8.250% | 2 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 29 | 29 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $3272.82 | $589.65 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 120 |
| XXXXX | 4000070626 | XXXXX |  | Non QM |  |  |  | Yes | No | $2571.45 | $3610.70 |  | 8.816% | XXXXX | $807.36 | 8.500% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $3913.14 | 1 | $3684.36 | $3634.44 | $307.03 | $302.87 |  |  |  |  |  | 36.062% | 36.062% | 36.062% | 04/10/2025 | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Coborrower(s) - \| Non-Primary Income - Sole Proprietor]; Other - 2025<br> [Coborrower(s) - \| Non-Primary Income - Sole Proprietor]; Other - 2025<br> [Coborrower(s) - \| Non-Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Coborrower(s) - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2571.45 |  | 6.620% | $0.00 |  |  |  |  | N/A | No | 8.500% | 0 | 0 | 2 | 0 | 3 | 2 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 6.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $2290.25 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000077345 | XXXXX |  | Non QM |  |  |  | Yes | No | $1700.00 | $2641.18 |  | 9.536% | XXXXX | $699.27 | 9.250% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $2602.57 | 1 | $3080.64 | $1673.04 | $256.72 | $139.42 |  |  |  |  |  | 42.353% | 42.353% | 42.353% | 05/15/2025 | 739 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1700.00 |  | 6.800% | $0.00 |  |  |  |  | N/A | No | 9.250% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) |  | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $1866.80 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000078527 | XXXXX |  | Non QM |  |  |  | Yes | No | $0.00 | $4968.66 |  | 8.912% | XXXXX | $3978.22 | 8.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9690.02 | 1 | $14835.96 | $2525.04 | $1236.33 | $210.42 |  |  |  |  |  | 47.773% | 47.773% | 47.773% | 05/23/2025 | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  | 6.870% | $0.00 |  |  |  |  | N/A | No | 8.875% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 27 |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX |  | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000078399 | XXXXX |  | Non QM |  |  |  | Yes | No | $3264.75 | $4120.17 |  | 9.610% | XXXXX | $953.17 | 9.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5751.40 | 1 | $7121.76 | $1254.12 | $593.48 | $104.51 |  |  |  |  |  | 40.193% | 40.193% | 40.193% | 05/23/2025 | 731 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3264.75 |  | 6.380% | $0.00 |  |  |  |  | N/A | No | 9.125% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000077303 | XXXXX |  | N/A |  |  |  | No | No | $5541.88 | $9375.13 |  | 10.002% | XXXXX | $2884.61 | 9.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5575.36 | 1 | $12586.32 | $1155.96 | $1048.86 | $96.33 |  |  |  |  |  | 44.998% | 44.998% | 44.998% | 04/10/2025 | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5541.88 |  | 6.800% | $0.00 |  |  |  |  | N/A | No | 9.750% | 0 |  | 2 | 0 | 3 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 6 | 360 |
| XXXXX | 4000078874 | XXXXX |  | Non QM |  |  |  | Yes | No | $3087.40 | $3894.89 |  | 8.757% | XXXXX | $654.28 | 8.125% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2411.24 | 1 | $3877.08 | $1533.00 | $323.09 | $127.75 |  |  |  |  |  | 46.666% | 46.666% | 46.666% | 05/07/2025 | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Annuity]; 1099 - 2024<br> [Borrower - \| Primary Income - Annuity]; Award Letter / Continuance Letter - 2023<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3087.40 |  | 6.480% | $0.00 |  |  |  |  | N/A | No | 8.125% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000074823 | XXXXX |  | Non QM |  |  |  | Yes | No | $3273.30 | $3735.60 |  | 8.841% | XXXXX | $684.07 | 8.375% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3475.72 | 1 | $150.00 | $1884.96 | $12.50 | $157.08 |  |  |  |  |  | 41.467% | 41.467% | 41.467% | 04/24/2025 | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3273.30 |  | 6.810% | $0.00 |  |  |  |  | N/A | No | 8.375% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000076210 | XXXXX |  | Non QM |  |  |  | Yes | No | $5640.00 | $6697.37 |  | 9.067% | XXXXX | $2492.06 | 8.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6672.32 | 1 | $9283.56 | $1869.84 | $773.63 | $155.82 |  |  |  |  |  | 46.621% | 46.621% | 46.621% | 05/16/2025 | 723 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5640.00 |  | 6.340% | $0.00 |  |  |  |  | N/A | No | 8.750% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 1 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000078756 | XXXXX |  | N/A |  |  |  | No | No | $2096.00 | $2745.38 |  | 9.210% | XXXXX | $525.45 | 8.625% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $14297.49 | 1 | $2352.96 | $1061.64 | $196.08 | $88.47 |  |  |  |  |  | 41.249% | 41.249% | 41.249% | 05/27/2025 | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2096.00 |  | 6.480% | $0.00 |  |  |  |  | N/A | No | 8.625% | 1 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 28 | 29 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $7263.45 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 5 | 240 |
| XXXXX | 4000075020 | XXXXX |  | Non QM |  |  |  | Yes | No | $595.00 | $1214.73 |  | 8.968% | XXXXX | $393.35 | 8.750% | No | No | Not Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7441.76 | 2 | $9021.00 | $987.96 | $751.75 | $82.33 |  |  |  |  |  | 30.491% | 30.491% | 30.491% | 04/25/2025 | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $595.00 |  | 6.870% | $0.00 |  |  |  |  | N/A | No | 8.750% | 0 | 1 | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $10420.87 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000079050 | XXXXX |  | Non QM |  |  |  | Yes | No | $3582.48 | $4459.85 |  | 9.193% | XXXXX | $876.63 | 8.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4901.20 | 1 | $1267.56 | $3495.12 | $105.63 | $291.26 |  |  |  |  |  | 47.227% | 47.227% | 47.227% | 05/12/2025 | 686 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3582.48 |  | 6.270% | $0.00 |  |  |  |  | N/A | No | 8.625% | 0 |  | 1 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 29 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000077585 | XXXXX |  | Non QM |  |  |  | Yes | No | $1963.00 | $3693.50 |  | 7.969% | XXXXX | $1780.53 | 7.500% | No | No | Self-Employed | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6522.32 | 1 | $8525.28 | $2664.00 | $710.44 | $222.00 |  |  |  |  |  | 44.071% | 44.071% | 44.071% | 05/02/2025 | 820 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared (Unaudited) | [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Coborrower(s) - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1963.00 |  | 6.200% | $0.00 |  |  |  |  | N/A | No | 7.500% | 0 | 0 | 2 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX |  | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $9860.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 120 |
| XXXXX | 4000079079 | XXXXX |  | Non QM |  |  |  | Yes | No | $2295.00 | $3599.50 |  | 8.461% | XXXXX | $1126.90 | 8.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8258.31 | 1 | $12732.00 | $4782.00 | $1061.00 | $398.50 |  |  |  |  |  | 45.570% | 45.570% | 45.570% | 03/31/2025 | 758 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2295.00 |  | 6.930% | $0.00 | 1.7 |  |  |  | N/A | No | 8.250% | 2 |  | 0 | 0 | 4 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000077034 | XXXXX |  | Non QM |  |  |  | Yes | No | $2526.00 | $3303.27 |  | 8.941% | XXXXX | $576.69 | 8.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3515.50 | 1 | $854.04 | $1743.96 | $71.17 | $145.33 |  |  |  |  |  | 30.070% | 30.070% | 30.070% | 05/13/2025 | 748 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $2526.00 |  | 6.800% | $0.00 |  |  |  |  | N/A | No | 8.500% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 28 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000078649 | XXXXX |  | N/A |  |  |  | No | No | $2608.40 | $3893.90 |  | 9.370% | XXXXX | $1624.93 | 9.125% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $14604.08 | 1 | $11236.56 | $2120.04 | $936.38 | $176.67 |  |  |  |  |  | 42.228% | 42.228% | 42.228% | 05/02/2025 | 747 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2608.40 |  | 6.480% | $0.00 |  |  |  |  | N/A | No | 9.125% | 1 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 8 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.990% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 |  |  |  |  |  |  |  |  |  |  |  |  | 19.24 |  | No | No |  | $0.00 | $13279.50 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 240 |
| XXXXX | 4000078415 | XXXXX |  | Non QM |  |  |  | Yes | No | $1851.00 | $2662.20 |  | 9.229% | XXXXX | $596.73 | 8.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8197.00 | 1 | $5555.28 | $2567.04 | $462.94 | $213.92 |  |  |  |  |  | 21.264% | 21.264% | 21.264% | 06/05/2025 | 709 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1851.00 |  | 6.870% | $0.00 |  |  |  |  | N/A | No | 8.875% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 14 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000078419 | XXXXX |  | Non QM |  |  |  | Yes | No | $2741.31 | $3843.92 |  | 9.578% | XXXXX | $962.53 | 9.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4474.91 | 1 | $2888.52 | $7362.00 | $240.71 | $613.50 |  |  |  |  |  | 49.994% | 49.994% | 49.994% | 05/20/2025 | 701 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2741.31 |  | 6.870% | $0.00 |  |  |  |  | N/A | No | 9.250% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 12 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000078926 | XXXXX |  | Non QM |  |  |  | Yes | No | $5252.65 | $6282.55 |  | 8.660% | XXXXX | $1623.19 | 8.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4567.65 | 1 | $8878.56 | $3228.96 | $739.88 | $269.08 |  |  |  |  |  | 47.045% | 47.045% | 47.045% | 04/30/2025 | 699 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5252.65 |  | 6.480% | $0.00 | 1.2 |  |  |  | No | No | 8.250% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 27 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000078542 | XXXXX |  | Non QM |  |  |  | Yes | No | $1990.00 | $3929.25 |  | 8.614% | XXXXX | $1461.88 | 8.375% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $13849.37 | 1 | $8145.12 | $1899.84 | $678.76 | $158.32 |  |  |  |  |  | 29.869% | 29.869% | 29.869% | 05/16/2025 | 798 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1990.00 |  | 6.380% | $0.00 |  |  |  |  | N/A | No | 8.375% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 28 | 28 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $15876.90 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000078449 | XXXXX |  | Non QM |  |  |  | Yes | No | $2802.60 | $3461.71 |  | 8.659% | XXXXX | $687.21 | 8.125% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2532.81 | 1 | $1958.76 | $908.04 | $163.23 | $75.67 |  |  |  |  |  | 47.791% | 47.791% | 47.791% | 05/20/2025 | 716 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2802.60 |  | 6.380% | $0.00 |  |  |  |  | N/A | No | 8.125% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.033% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000080306 | XXXXX |  | Non QM |  |  |  | Yes | No | $11285.00 | $15023.14 |  | 11.339% | XXXXX | $4733.05 | 11.000% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $17604.64 | 1 | $22131.12 | $2385.00 | $1844.26 | $198.75 |  |  |  |  |  | 49.740% | 49.740% | 49.740% | 05/27/2025 | 714 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - No Results Returned - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $11285.00 |  | 6.880% | $0.00 |  |  |  |  | N/A | No | 11.000% | 2 |  | 1 | 0 | 3 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.990% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) |  | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000078382 | XXXXX |  | Non QM |  |  |  | Yes | No | $1832.25 | $2746.92 |  | 8.332% | XXXXX | $621.51 | 7.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4870.29 | 1 | $3793.92 | $2232.12 | $316.16 | $186.01 |  |  |  |  |  | 40.817% | 40.817% | 40.817% | 05/21/2025 | 803 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1832.25 |  | 6.380% | $0.00 |  |  |  |  | N/A | No | 7.875% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000078406 | XXXXX |  | Non QM |  |  |  | Yes | No | $3492.90 | $4520.44 |  | 8.548% | XXXXX | $847.15 | 7.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $11055.79 | 1 | $4600.56 | $1303.68 | $383.38 | $108.64 |  |  |  |  |  | 28.425% | 28.425% | 28.425% | 05/21/2025 | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3492.90 |  | 6.160% | $0.00 |  |  |  |  | N/A | No | 7.750% | 2 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $7488.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| XXXXX | 4000078714 | XXXXX |  | Non QM |  |  |  | Yes | No | $1140.00 | $1900.45 |  | 9.313% | XXXXX | $772.95 | 9.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7025.36 | 1 | $2259.00 | $1095.00 | $188.25 | $91.25 |  |  |  |  |  | 33.805% | 33.805% | 33.805% | 05/27/2025 | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1140.00 |  | 6.930% | $0.00 |  |  |  |  | N/A | No | 9.125% | 0 |  | 2 | 0 | 3 | 2 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000078222 | XXXXX |  | Non QM |  |  |  | Yes | No | $2611.78 | $3590.76 |  | 8.982% | XXXXX | $601.29 | 8.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5179.97 | 1 | $2971.08 | $2098.32 | $247.59 | $174.86 |  |  |  |  |  | 25.356% | 25.356% | 25.356% | 05/08/2025 | 733 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2611.78 |  | 6.920% | $0.00 |  |  |  |  | N/A | No | 8.500% | 2 |  | 0 | 0 | 4 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 28 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000077810 | XXXXX |  | Non QM |  |  |  | Yes | No | $3909.89 | $4825.02 |  | 10.335% | XXXXX | $804.60 | 9.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6611.33 | 1 | $6073.68 | $3476.04 | $506.14 | $289.67 |  |  |  |  |  | 47.472% | 47.472% | 47.472% | 05/27/2025 | 700 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Borrower Intent to Return to Work Letter - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3909.89 |  | 6.870% | $0.00 |  |  |  |  | N/A | No | 9.750% | 2 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  | 5 |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $2625.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000078709 | XXXXX |  | Non QM |  |  |  | Yes | No | $4011.70 | $4772.66 |  | 8.952% | XXXXX | $845.80 | 8.500% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2214.00 | 1 | $4552.32 | $1869.00 | $379.36 | $155.75 |  |  |  |  |  | 47.285% | 47.285% | 47.285% | 05/12/2025 | 714 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - IRA Distribution]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - IRA Distribution]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4011.70 |  | 6.930% | $0.00 |  |  |  |  | N/A | No | 8.500% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000077933 | XXXXX |  | Non QM |  |  |  | Yes | No | $2487.00 | $3118.38 |  | 9.449% | XXXXX | $603.47 | 9.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2994.20 | 1 | $3152.76 | $860.52 | $262.73 | $71.71 |  |  |  |  |  | 49.268% | 49.268% | 49.268% | 05/21/2025 | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2487.00 |  | 6.870% | $0.00 |  |  |  |  | N/A | No | 9.000% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 29 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.068% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000076877 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $9350.00 | $12011.87 |  | 11.086% | XXXXX | $3663.91 | 10.750% | No | No | Employed | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $13035.73 | 1 | $15904.08 | $2641.56 | $1325.34 | $220.13 |  |  |  |  |  | 49.810% | 49.810% | 49.810% | 05/07/2025 | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Non-Primary Income - IRA Distribution]; Account Statements - 2025<br> [Coborrower(s) - \| Non-Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Non-Primary Income - IRA Distribution]; Account Statements - 2025<br> [Coborrower(s) - \| Non-Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Non-Primary Income - IRA Distribution]; Account Statements - 2025<br> [Coborrower(s) - \| Non-Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 1040 - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $9350.00 |  | 6.800% | $0.00 | 1 |  |  |  | Yes | No | 10.750% | 2 | 0 | 2 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 28 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 11.12 |  |  | No |  | $7005.16 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000075993 | XXXXX |  | Non QM |  |  |  | Yes | No | $11234.84 | $13449.62 |  | 9.432% | XXXXX | $2132.33 | 8.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7501.98 | 1 | $5750.40 | $3594.00 | $479.20 | $299.50 |  |  |  |  |  | 45.040% | 45.040% | 45.040% | 05/19/2025 | 712 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $11234.84 |  | 6.660% | $0.00 | 1 |  |  |  | Yes | No | 8.875% | 2 |  | 2 | 0 | 4 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Trustee |  |  |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000078325 | XXXXX |  | N/A |  |  |  | No | No | $1711.08 | $2879.45 |  | 9.664% | XXXXX | $807.36 | 9.375% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7764.06 | 1 | $4472.28 | $1543.44 | $372.69 | $128.62 |  |  |  |  |  | 44.382% | 44.378% | 44.378% | 05/15/2025 | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Account Transcripts - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Tax Return Extension - 2024<br> [Coborrower]; Transcripts (1040) - No Results Returned - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Account Transcripts - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $1711.08 |  | 6.870% | $0.00 | 1 |  |  |  | Yes | No | 9.375% | 1 | 0 | 2 | 0 | 2 | 2 |  |  | 5.10 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $5900.50 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000077760 | XXXXX |  | Non QM |  |  |  | Yes | No | $1499.00 | $2178.55 |  | 8.223% | XXXXX | $1003.73 | 8.000% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $19837.79 | 1 | $10333.32 | $2163.00 | $861.11 | $180.25 |  |  |  |  |  | 15.834% | 15.834% | 15.834% | 05/30/2025 | 813 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Employer Letter - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1499.00 |  | 6.380% | $0.00 | 2.3 |  |  |  | No | No | 8.000% | 2 | 2 | 0 | 0 | 4 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 6 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $9236.42 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000078476 | XXXXX |  | Non QM |  |  |  | Yes | No | $9750.84 | $10527.75 |  | 10.824% | XXXXX | $2591.54 | 10.250% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8064.29 | 1 | $11063.40 | $2102.04 | $921.95 | $175.17 |  |  |  |  |  | 46.417% | 46.417% | 46.417% | 05/09/2025 | 697 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Business License - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Account Transcripts - 2023<br> [Borrower]; Tax Return Extension - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Tax Return Extension - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Account Transcripts - 2023<br> [Coborrower]; Tax Return Extension - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $9750.84 |  | 6.380% | $0.00 |  |  |  |  | N/A | No | 10.250% | 0 | 2 | 1 | 0 | 3 | 1 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $536.52 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000076380 | XXXXX |  | Non QM |  |  |  | Yes | No | $679.00 | $1683.81 |  | 9.552% | XXXXX | $493.61 | 9.250% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9623.78 | 1 | $1835.16 | $365.04 | $152.93 | $30.42 |  |  |  |  |  | 41.306% | 41.306% | 41.306% | 05/07/2025 | 724 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $679.00 |  | 6.800% | $0.00 | 2.7 |  |  |  | Yes | No | 9.250% | 0 | 0 | 1 | 0 | 4 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 28 | 28 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $4747.47 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000079236 | XXXXX |  | Non QM |  |  |  | Yes | No | $2365.64 | $2889.95 |  | 9.203% | XXXXX | $759.99 | 8.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $24681.64 | 1 | $8462.40 | $941.04 | $705.20 | $78.42 |  |  |  |  |  | 27.865% | 27.865% | 27.865% | 06/02/2025 | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2365.64 |  | 6.510% | $0.00 |  |  |  |  | N/A | No | 8.750% | 1 | 1 | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $17232.82 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 240 |
| XXXXX | 4000076266 | XXXXX |  | Non QM |  |  |  | Yes | No | $2339.00 | $2961.68 |  | 11.167% | XXXXX | $805.43 | 10.625% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5131.65 | 1 | $4860.36 | $3969.24 | $405.03 | $330.77 |  |  |  |  |  | 46.996% | 46.996% | 46.996% | 04/16/2025 | 715 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Disability]; Account Statements - 2025<br> [Borrower - \| Primary Income - Disability]; Award Letter / Continuance Letter - 2023<br> [Coborrower(s) - \| Primary Income - Pension]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2024<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; Account Statements - 2025<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2339.00 |  | 6.340% | $0.00 | 2.6 |  |  |  | N/A | No | 10.625% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 5.999% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $7018.69 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000078422 | XXXXX |  | Non QM |  |  |  | Yes | No | $2220.00 | $3206.75 |  | 8.878% | XXXXX | $1011.13 | 8.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2923.65 | 1 | $2301.12 | $1199.04 | $191.76 | $99.92 |  |  |  |  |  | 44.789% | 44.789% | 44.789% | 05/19/2025 | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2220.00 |  | 6.870% | $0.00 | 4.2 |  |  |  | N/A | No | 8.625% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.490% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 13.36 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000080055 | XXXXX |  | Non QM |  |  |  | Yes | No | $4099.99 | $5564.40 |  | 10.200% | XXXXX | $1221.12 | 9.750% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6738.10 | 1 | $7372.08 | $1649.04 | $614.34 | $137.42 |  |  |  |  |  | 37.386% | 37.386% | 37.386% | 05/05/2025 | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4099.99 |  | 6.920% | $0.00 | 1 |  |  |  | Yes | No | 9.750% | 1 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000080138 | XXXXX |  | Non QM |  |  |  | Yes | No | $0.00 | $2322.78 |  | 9.733% | XXXXX | $603.02 | 9.375% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5985.67 | 1 | $12561.84 | $1848.96 | $1046.82 | $154.08 |  |  |  |  |  | 38.479% | 38.479% | 38.479% | 05/05/2025 | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  | 6.920% | $0.00 | 1 |  |  |  | N/A | No | 9.375% | 2 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 28 | 28 |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $1552.80 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000078776 | XXXXX |  | Non QM |  |  |  | Yes | No | $4213.82 | $6999.45 |  | 10.428% | XXXXX | $1048.17 | 9.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7956.46 | 1 | $4569.60 | $1320.00 | $380.80 | $110.00 |  |  |  |  |  | 49.753% | 49.753% | 49.753% | 05/06/2025 | 696 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2024<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4213.82 |  | 6.930% | $0.00 |  |  |  |  | Yes | No | 9.750% | 2 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 29 | 29 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $5010.83 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000080904 | XXXXX |  | Non QM |  |  |  | Yes | No | $2295.31 | $2844.31 |  | 9.850% | XXXXX | $1200.61 | 9.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8346.66 | 1 | $16932.36 | $2001.00 | $1411.03 | $166.75 |  |  |  |  |  | 49.920% | 49.920% | 49.920% | 05/22/2025 | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021 | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2295.31 |  | 6.880% | $0.00 |  |  |  |  | N/A | No | 9.625% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 28 |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX |  | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000077613 | XXXXX |  | N/A |  |  |  | No | No | $3165.48 | $3675.48 |  | 9.433% | XXXXX | $1057.72 | 9.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4689.99 | 1 | $3364.44 | $1398.12 | $280.37 | $116.51 |  |  |  |  |  | 44.634% | 44.634% | 44.634% | 05/15/2025 | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Foster Care]; Other - 2025<br> [Borrower - \| Non-Primary Income - Foster Care]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Foster Care]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3165.48 |  | 6.800% | $0.00 |  |  |  |  | N/A | No | 9.125% | 2 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 28 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000080054 | XXXXX |  | Non QM |  |  |  | Yes | No | $3565.00 | $4016.92 |  | 9.205% | XXXXX | $786.70 | 8.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4867.53 | 1 | $6145.20 | $1557.60 | $512.10 | $129.80 |  |  |  |  |  | 39.173% | 39.173% | 39.173% | 06/18/2025 | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Pension]; Paystubs - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3565.00 |  | 6.920% | $0.00 |  |  |  |  | N/A | No | 8.750% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 14 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.499% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) |  | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000080172 | XXXXX |  | Non QM |  |  |  | Yes | No | $3021.00 | $3472.92 |  | 9.241% | XXXXX | $883.71 | 8.750% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2067.74 | 1 | $2823.84 | $2384.04 | $235.32 | $198.67 |  |  |  |  |  | 48.935% | 48.935% | 48.935% | 06/05/2025 | 728 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Paystubs - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3021.00 |  | 6.510% | $0.00 |  |  |  |  | N/A | No | 8.750% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000081899 | XXXXX |  | Non QM |  |  |  | Yes | No | $2382.00 | $2853.58 |  | 8.262% | XXXXX | $828.68 | 7.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $23574.66 | 1 | $16260.72 | $1658.88 | $1355.06 | $138.24 |  |  |  |  |  | 19.173% | 19.173% | 19.173% | 06/13/2025 | 738 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2382.00 |  | 6.480% | $0.00 |  |  |  |  | N/A | No | 7.875% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 2 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000079653 | XXXXX |  | Non QM |  |  |  | Yes | No | $3791.00 | $4242.24 |  | 8.974% | XXXXX | $768.91 | 8.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7471.77 | 1 | $609.96 | $3393.96 | $50.83 | $282.83 |  |  |  |  |  | 46.963% | 46.963% | 46.963% | 06/03/2025 | 721 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3791.00 |  | 6.920% | $0.00 |  |  |  |  | N/A | No | 8.500% | 2 | 2 | 1 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 28 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $7775.71 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000080751 | XXXXX |  | Non QM |  |  |  | Yes | No | $4390.00 | $4458.50 |  | 9.417% | XXXXX | $1415.72 | 9.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4193.29 | 1 | $8263.56 | $1956.72 | $688.63 | $163.06 |  |  |  |  |  | 49.859% | 49.859% | 49.859% | 05/14/2025 | 685 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4390.00 |  | 6.830% | $0.00 |  |  |  |  | N/A | No | 9.125% | 0 |  | 1 | 0 | 3 | 1 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.969% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000080864 | XXXXX |  | Non QM |  |  |  | Yes | No | $1514.32 | $2391.21 |  | 8.637% | XXXXX | $1445.56 | 8.500% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6720.53 | 1 | $9956.16 | $1748.40 | $829.68 | $145.70 |  |  |  |  |  | 49.989% | 49.989% | 49.989% | 06/11/2025 | 733 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Non-Primary Income - IRA Distribution]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - IRA Distribution]; Deposit Receipt - 2025<br> [Borrower - \| Non-Primary Income - IRA Distribution]; Other - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Other - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; 1099-SSA - 2024<br> [Borrower - \| Primary Income - Pension]; Account Statements - 2025<br> [Borrower - \| Primary Income - Pension]; Other - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1514.32 |  | 6.890% | $0.00 |  |  |  |  | N/A | No | 8.500% | 0 |  | 2 | 0 | 4 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000079493 | XXXXX |  | Non QM |  |  |  | Yes | No | $595.00 | $1332.39 |  | 9.996% | XXXXX | $1104.48 | 9.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $12251.09 | 1 | $11976.00 | $1788.96 | $998.00 | $149.08 |  |  |  |  |  | 43.596% | 43.596% | 43.596% | 05/19/2025 | 709 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $595.00 |  | 6.920% | $0.00 | 1.6 |  |  |  | No | No | 9.875% | 2 | 2 | 2 | 0 | 4 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  | 29 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.950% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $4478.37 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000076740 | XXXXX |  | Non QM |  |  |  | Yes | No | $2603.10 | $3916.82 |  | 10.174% | XXXXX | $588.60 | 9.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4255.91 | 1 | $1678.20 | $2780.04 | $139.85 | $231.67 |  |  |  |  |  | 44.829% | 44.829% | 44.829% | 04/23/2025 | 686 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2603.10 |  | 6.800% | $0.00 | 1 |  |  |  | Yes | No | 9.500% | 2 |  | 2 | 0 | 0 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 28 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 9.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000080094 | XXXXX |  | N/A |  |  |  | No | No | $1570.25 | $2031.14 |  | 8.933% | XXXXX | $429.96 | 8.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5874.61 | 1 | $5905.80 | $957.96 | $492.15 | $79.83 |  |  |  |  |  | 33.439% | 33.439% | 33.439% | 06/06/2025 | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1570.25 |  | 6.510% | $0.00 |  |  |  |  | N/A | No | 8.375% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000081719 | XXXXX |  | Non QM |  |  |  | Yes | No | $2441.00 | $3564.16 |  | 9.073% | XXXXX | $786.70 | 8.750% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8574.52 | 1 | $4152.36 | $1598.04 | $346.03 | $133.17 |  |  |  |  |  | 38.939% | 38.939% | 38.939% | 06/17/2025 | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2441.00 |  | 6.890% | $0.00 |  |  |  |  | N/A | No | 8.750% | 2 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 29 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000079681 | XXXXX |  | N/A |  |  |  | No | No | $5969.00 | $7122.97 |  | 8.447% | XXXXX | $1100.65 | 8.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5732.20 | 1 | $4323.96 | $1301.04 | $360.33 | $108.42 |  |  |  |  |  | 42.529% | 42.529% | 42.529% | 06/04/2025 | 814 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Non-Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Non-Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Non-Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5969.00 |  | 6.920% | $0.00 |  |  |  |  | N/A | No | 8.000% | 2 |  | 2 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 24 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000081557 | XXXXX |  | N/A |  |  |  | No | No | $2406.01 | $3805.29 |  | 9.335% | XXXXX | $1112.64 | 9.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $21556.67 | 1 | $8316.96 | $0.00 | $693.08 | $0.00 |  |  |  |  |  | 25.690% | 25.690% | 25.690% | 06/12/2025 | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2406.01 |  | 6.400% | $0.00 |  |  |  |  | N/A | No | 9.000% | 1 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 24.91 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000078715 | XXXXX |  | Non QM |  |  |  | Yes | No | $2483.40 | $3285.59 |  | 9.047% | XXXXX | $461.35 | 8.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5334.23 | 1 | $1758.96 | $2615.04 | $146.58 | $217.92 |  |  |  |  |  | 43.371% | 43.371% | 43.371% | 04/28/2025 | 739 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2483.40 |  | 6.930% | $0.00 | 2.5 |  |  |  | No | No | 8.500% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 28 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 8.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000081500 | XXXXX |  | Non QM |  |  |  | Yes | No | $2732.44 | $3796.43 |  | 8.871% | XXXXX | $1030.54 | 8.500% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6642.69 | 1 | $0.00 | $2228.64 | $0.00 | $185.72 |  |  |  |  |  | 46.417% | 46.417% | 46.417% | 06/16/2025 | 714 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Primary Income - Social Security]; 1099-SSA - 2024<br> [Borrower - \| Non-Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Disability]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Disability]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099-SSA - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2732.44 |  | 6.400% | $0.00 |  |  |  |  | N/A | No | 8.500% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  | 1 | XXXXX |  | XXXXX | XXXXX | XXXXX | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $1423.75 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000081746 | XXXXX |  | Non QM |  |  |  | Yes | No | $2260.00 | $2730.88 |  | 8.385% | XXXXX | $953.99 | 8.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5494.25 | 1 | $3252.60 | $1125.00 | $271.05 | $93.75 |  |  |  |  |  | 37.244% | 37.244% | 37.244% | 06/19/2025 | 764 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2260.00 |  | 6.400% | $0.00 |  |  |  |  | N/A | No | 8.125% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 19 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.343% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000081798 | XXXXX |  | Non QM |  |  |  | Yes | No | $2600.00 | $3262.21 |  | 8.025% | XXXXX | $1067.23 | 7.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7041.38 | 1 | $6156.24 | $1088.16 | $513.02 | $90.68 |  |  |  |  |  | 38.175% | 38.175% | 38.175% | 06/20/2025 | 798 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2600.00 |  | 6.400% | $0.00 |  |  |  |  | N/A | No | 7.750% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 30 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000081851 | XXXXX |  | Non QM |  |  |  | Yes | No | $5328.21 | $6506.53 |  | 8.420% | XXXXX | $1214.01 | 7.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9594.37 | 1 | $4809.48 | $3246.96 | $400.79 | $270.58 |  |  |  |  |  | 36.093% | 36.093% | 36.093% | 06/30/2025 | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5328.21 |  | 6.400% | $0.00 |  |  |  |  | N/A | No | 7.875% | 1 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 30 | 10 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $4203.06 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000082184 | XXXXX |  | Non QM |  |  |  | Yes | No | $5635.50 | $6743.07 |  | 8.311% | XXXXX | $1087.60 | 7.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7207.11 | 1 | $6827.88 | $2121.96 | $568.99 | $176.83 |  |  |  |  |  | 35.937% | 35.937% | 35.937% | 06/23/2025 | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5635.50 |  | 6.830% | $0.00 |  |  |  |  | N/A | No | 7.875% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 7 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000075060 | XXXXX |  | Non QM |  |  |  | Yes | No | $3370.00 | $6084.64 |  | 9.743% | XXXXX | $1347.43 | 9.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $77349.65 | 1 | $4122.00 | $2306.04 | $343.50 | $192.17 |  |  |  |  |  | 22.744% | 22.744% | 22.744% | 04/21/2025 | 744 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2021<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 | [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3370.00 |  | 6.670% | $0.00 |  |  |  |  | N/A | No | 9.375% | 0 |  | 1 | 0 | 3 | 1 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 6.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000082194 | XXXXX |  | N/A |  |  |  | No | No | $995.00 | $3197.99 |  | 9.421% | XXXXX | $2811.11 | 9.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9470.90 | 1 | $9519.12 | $1155.60 | $793.26 | $96.30 |  |  |  |  |  | 44.966% | 44.966% | 44.966% | 04/29/2025 | 721 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - Sole Proprietor]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Full |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $995.00 |  | 6.830% | $0.00 |  |  |  |  | N/A | No | 9.375% | 0 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 5 | 360 |
| XXXXX | 4000082473 | XXXXX |  | Non QM |  |  |  | Yes | No | $3000.00 | $4010.48 |  | 8.185% | XXXXX | $1243.02 | 7.875% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8769.14 | 1 | $6441.24 | $1953.00 | $536.77 | $162.75 |  |  |  |  |  | 39.678% | 39.678% | 39.678% | 06/25/2025 | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3000.00 |  | 6.340% | $0.00 |  |  |  |  | N/A | No | 7.875% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $8338.84 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000082459 | XXXXX |  | Non QM |  |  |  | Yes | No | $2000.00 | $2449.61 |  | 8.464% | XXXXX | $751.27 | 8.250% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $11681.68 | 1 | $12945.36 | $2510.88 | $1078.78 | $209.24 |  |  |  |  |  | 27.834% | 27.834% | 27.834% | 06/25/2025 | 805 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2000.00 |  | 6.830% | $0.00 |  |  |  |  | N/A | No | 8.250% | 2 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  | 30 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $9589.74 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000082932 | XXXXX |  | Non QM |  |  |  | Yes | No | $2664.00 | $3522.98 |  | 8.050% | XXXXX | $813.25 | 7.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7453.59 | 1 | $6879.96 | $4944.24 | $573.33 | $412.02 |  |  |  |  |  | 41.298% | 41.298% | 41.298% | 06/26/2025 | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; Year End Summary - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; Year End Summary - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2664.00 |  | 6.260% | $0.00 |  |  |  |  | N/A | No | 7.625% | 3 |  | 2 | 0 | 3 | 3 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 30 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000081897 | XXXXX |  | Non QM |  |  |  | Yes | No | $2800.00 | $3741.17 |  | 8.687% | XXXXX | $1203.90 | 8.375% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6791.04 | 1 | $6509.52 | $2541.96 | $542.46 | $211.83 |  |  |  |  |  | 32.843% | 32.843% | 32.843% | 06/20/2025 | 696 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2800.00 |  | 6.400% | $0.00 |  |  |  |  | N/A | No | 8.375% | 2 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 29 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 1.990% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000080122 | XXXXX |  | Non QM |  |  |  | Yes | No | $3377.83 | $4435.35 |  | 10.091% | XXXXX | $692.02 | 9.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2483.02 | 1 | $3749.88 | $3767.04 | $312.49 | $313.92 |  |  |  |  |  | 49.413% | 49.413% | 49.413% | 06/02/2025 | 741 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3377.83 |  | 6.920% | $0.00 |  |  |  |  | N/A | No | 9.500% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000083286 | XXXXX |  | Non QM |  |  |  | Yes | No | $2599.00 | $2964.51 |  | 8.520% | XXXXX | $1065.08 | 8.250% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $3937.73 | 1 | $2640.24 | $1314.96 | $220.02 | $109.58 |  |  |  |  |  | 44.668% | 44.668% | 44.668% | 05/14/2025 | 752 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Account Statements - 2025<br> [Borrower - \| Primary Income - Social Security]; 1099-SSA - 2024<br> [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Non-Primary Income - Pension]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2024<br> [Coborrower(s) - \| Primary Income - Social Security]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099-SSA - 2024<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Coborrower(s) - \| Non-Primary Income - Pension]; Account Statements - 2025<br> [Coborrower(s) - \| Non-Primary Income - Pension]; 1099-R - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2599.00 |  | 6.200% | $0.00 |  |  |  |  | N/A | No | 8.250% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  | 1 | XXXXX | 2.990% | XXXXX | XXXXX | XXXXX | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 6.38 |  |  | No |  | $3520.09 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000082858 | XXXXX |  | Non QM |  |  |  | Yes | No | $715.00 | $1450.07 |  | 9.193% | XXXXX | $719.78 | 9.000% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8127.33 | 1 | $7790.28 | $3404.04 | $649.19 | $283.67 |  |  |  |  |  | 47.282% | 47.282% | 47.282% | 06/30/2025 | 685 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $715.00 |  | 6.260% | $0.00 |  |  |  |  | N/A | No | 9.000% | 1 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $7500.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000083856 | XXXXX |  | Non QM |  |  |  | Yes | No | $1499.96 | $2107.80 |  | 9.037% | XXXXX | $686.85 | 8.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8209.13 | 1 | $3976.68 | $2609.04 | $331.39 | $217.42 |  |  |  |  |  | 34.108% | 34.108% | 34.108% | 04/30/2025 | 744 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1499.96 |  | 6.030% | $0.00 |  |  |  |  | N/A | No | 8.250% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 120 |
| XXXXX | 4000081947 | XXXXX |  | Non QM |  |  |  | Yes | No | $4870.00 | $6702.20 |  | 8.970% | XXXXX | $2218.50 | 8.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5119.92 | 1 | $9167.16 | $1116.00 | $763.93 | $93.00 |  |  |  |  |  | 50.000% | 50.000% | 50.000% | 06/11/2025 | 714 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Non-Primary Income - Housing Allowance]; Deposit Receipt - 2025<br> [Borrower - \| Non-Primary Income - Housing Allowance]; Other - 2025<br> [Borrower - \| Non-Primary Income - Housing Allowance]; Other - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4870.00 |  | 6.670% | $0.00 | 1.6 |  |  |  | N/A | No | 8.750% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 29 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000083195 | XXXXX |  | N/A |  |  |  | No | No | $2373.90 | $0.00 |  | 8.805% | XXXXX | $1206.20 | 8.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $19095.26 | 1 | $10142.28 | $852.96 | $845.19 | $71.08 |  |  |  |  |  | 30.765% | 30.765% | 30.765% | 07/01/2025 | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $2373.90 |  | 6.080% | $0.00 |  |  |  |  | N/A | No | 8.875% | 1 | 1 | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $9083.32 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 180 |
| XXXXX | 4000082685 | XXXXX |  | Non QM |  |  |  | Yes | No | $1595.00 | $2930.02 |  | 9.553% | XXXXX | $1247.62 | 9.375% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $20857.82 | 1 | $6171.48 | $3282.12 | $514.29 | $273.51 |  |  |  |  |  | 34.595% | 34.595% | 34.595% | 06/13/2025 | 715 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Non-Primary Income - Pension]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1595.00 |  | 6.830% | $0.00 |  |  |  |  | N/A | No | 9.375% | 1 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  | 29 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 0.43 |  | No | No |  | $0.00 | $12316.76 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000083824 | XXXXX |  | Non QM |  |  |  | Yes | No | $5020.00 | $3451.05 |  | 8.361% | XXXXX | $1308.57 | 8.125% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8575.24 | 1 | $3960.60 | $1110.96 | $330.05 | $92.58 |  |  |  |  |  | 27.513% | 27.513% | 27.513% | 06/11/2025 | 819 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5020.00 |  | 6.260% | $0.00 |  |  |  |  | N/A | No | 8.125% | 2 | 2 | 2 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $6276.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 240 |
| XXXXX | 4000081985 | XXXXX |  | Non QM |  |  |  | Yes | No | $0.00 |  |  | 7.827% | XXXXX | $3625.35 | 7.875% | No | No | Self-Employed | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $24555.69 | 1 | $13909.80 | $9385.68 | $1159.15 | $782.14 |  |  |  |  |  | 37.139% | 37.139% | 37.139% | 06/23/2025 | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Coborrower(s) - \| Primary Income - Annuity]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Annuity]; Award Letter / Continuance Letter - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  | 6.670% | $0.00 | 4.5 |  |  |  | Yes | No | 7.875% | 0 | 0 | 1 | 0 | 3 | 1 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $9860.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000082121 | XXXXX |  | Non QM |  |  |  | Yes | No | $7040.00 | $8810.72 |  | 8.984% | XXXXX | $2769.19 | 8.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $16771.02 | 1 | $10585.44 | $3873.24 | $882.12 | $322.77 |  |  |  |  |  | 27.975% | 27.975% | 27.975% | 06/23/2025 | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $7040.00 |  | 6.830% | $0.00 | 1.1 |  |  |  | N/A | No | 8.750% | 0 |  | 2 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 1 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.937% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000083033 | XXXXX |  | Non QM |  |  |  | Yes | No | $4000.00 | $1582.76 |  | 8.186% | XXXXX | $1688.47 | 8.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9871.58 | 1 | $8097.60 | $2958.00 | $674.80 | $246.50 |  |  |  |  |  | 47.345% | 47.345% | 47.345% | 06/30/2025 | 721 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4000.00 |  | 6.260% | $0.00 |  |  |  |  | N/A | No | 8.125% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 20 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 240 |
| XXXXX | 4000082805 | XXXXX |  | Non QM |  |  |  | Yes | No | $1352.48 | $1932.82 |  | 8.613% | XXXXX | $577.73 | 8.125% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5630.26 | 1 | $3970.92 | $1587.84 | $330.91 | $132.32 |  |  |  |  |  | 38.118% | 38.118% | 38.118% | 06/28/2025 | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1352.48 |  | 6.080% | $0.00 |  |  |  |  | N/A | No | 8.125% | 1 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 5 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.990% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| XXXXX | 4000083230 | XXXXX |  | Non QM |  |  |  | Yes | No | $2910.13 | $3722.07 |  | 8.820% | XXXXX | $1226.67 | 8.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5153.45 | 1 | $2057.52 | $1184.76 | $171.46 | $98.73 |  |  |  |  |  | 43.684% | 43.684% | 43.684% | 07/02/2025 | 733 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2910.13 |  | 6.080% | $0.00 |  |  |  |  | N/A | No | 8.375% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| XXXXX | 4000083320 | XXXXX |  | N/A |  |  |  | No | No | $3165.20 | $4017.87 |  | 9.299% | XXXXX | $1070.04 | 8.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8656.19 | 1 | $4058.88 | $1062.00 | $338.24 | $88.50 |  |  |  |  |  | 39.633% | 39.633% | 39.633% | 07/03/2025 | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3165.20 |  | 6.260% | $0.00 |  |  |  |  | N/A | No | 8.875% | 1 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 5.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000081722 | XXXXX |  | Non QM |  |  |  | Yes | No | $896.90 | $1643.68 |  | 8.948% | XXXXX | $795.34 | 8.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4535.11 | 1 | $4932.00 | $131.04 | $411.00 | $10.92 |  |  |  |  |  | 42.611% | 42.611% | 42.611% | 06/19/2025 | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $896.90 |  | 6.400% | $0.00 |  |  |  |  | N/A | No | 8.750% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000082468 | XXXXX |  | Non QM |  |  |  | Yes | No | $2336.72 | $3336.24 |  | 8.539% | XXXXX | $1368.13 | 8.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8781.77 | 1 | $9851.64 | $2919.12 | $820.97 | $243.26 |  |  |  |  |  | 38.536% | 38.536% | 38.536% | 06/25/2025 | 726 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2336.72 |  | 6.830% | $0.00 |  |  |  |  | N/A | No | 8.375% | 0 |  | 1 | 0 | 3 | 2 |  |  | 17.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000080969 | XXXXX |  | Non QM |  |  |  | Yes | No | $3881.25 | $5525.09 |  | 8.425% | XXXXX | $2065.98 | 8.250% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $39472.15 | 1 | $15451.32 | $8970.96 | $1287.61 | $747.58 |  |  |  |  |  | 29.377% | 29.377% | 29.377% | 06/17/2025 | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - IRA Distribution]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - IRA Distribution]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - IRA Distribution]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3881.25 |  | 6.880% | $0.00 | 3.7 |  |  |  | No | No | 8.250% | 0 | 0 | 1 | 0 | 4 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $2353.10 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 | 360 |
| XXXXX | 4000082269 | XXXXX |  | Non QM |  |  |  | Yes | No | $5575.74 | $6507.69 |  | 9.476% | XXXXX | $1174.75 | 9.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5293.72 | 1 | $9453.84 | $3107.16 | $787.82 | $258.93 |  |  |  |  |  | 46.567% | 46.567% | 46.567% | 06/06/2025 | 708 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5575.74 |  | 6.830% | $0.00 |  |  |  |  | N/A | No | 9.000% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 30 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000083211 | XXXXX |  | Non QM |  |  |  | Yes | No | $4540.00 | $5825.00 |  | 9.307% | XXXXX | $1609.25 | 9.000% | No | No | Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7903.76 | 1 | $13348.08 | $5272.56 | $1112.34 | $439.38 |  |  |  |  |  | 46.346% | 46.346% | 46.346% | 06/30/2025 | 681 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; Balance Sheet - 2025<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; P&L Statement - 2025<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; Balance Sheet - 2024<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; P&L Statement - 2024<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; Other - 2023<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2024<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2024<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Tax Return Extension - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4540.00 |  | 6.770% | $0.00 | 1 |  |  |  | No | No | 9.000% | 2 | 0 | 1 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 0.3 |  |  | No |  | $4266.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000083001 | XXXXX |  | Non QM |  |  |  | Yes | No | $4078.05 | $5085.85 |  | 9.849% | XXXXX | $1287.18 | 9.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $11841.13 | 1 | $7760.04 | $5779.08 | $646.67 | $481.59 |  |  |  |  |  | 33.699% | 33.699% | 33.699% | 06/30/2025 | 693 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Year End Summary - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Year End Summary - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; Year End Summary - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4078.05 |  | 6.670% | $0.00 | 1.1 |  |  |  | N/A | No | 9.500% | 2 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 30 | 30 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $12991.03 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000082994 | XXXXX |  | Non QM |  |  |  | Yes | No | $3583.18 | $4339.59 |  | 8.270% | XXXXX | $1146.89 | 7.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5292.65 | 1 | $3714.48 | $2060.04 | $309.54 | $171.67 |  |  |  |  |  | 44.604% | 44.604% | 44.604% | 06/30/2025 | 739 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3583.18 |  | 6.260% | $0.00 |  |  |  |  | N/A | No | 7.875% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 6.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 240 |
| XXXXX | 4000081856 | XXXXX |  | Non QM |  |  |  | Yes | No | $3487.00 | $4152.28 |  | 8.297% | XXXXX | $725.07 | 7.875% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $2802.99 | 1 | $5889.12 | $4725.00 | $490.76 | $393.75 |  |  |  |  |  | 49.598% | 49.598% | 49.598% | 06/20/2025 | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 6 | 0 | 0 | No |  | XXXXX | $3487.00 |  | 6.670% | $0.00 |  |  |  |  | N/A | No | 7.875% | 2 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 17 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000083704 | XXXXX |  | N/A |  |  |  | No | No | $1809.04 | $2440.35 |  | 9.662% | XXXXX | $739.83 | 9.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8802.34 | 1 | $10057.20 | $2626.80 | $838.10 | $218.90 |  |  |  |  |  | 27.153% | 27.153% | 27.153% | 07/08/2025 | 764 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1809.04 |  | 6.670% | $0.00 |  |  |  |  | N/A | No | 9.375% | 0 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 25.88 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000082080 | XXXXX |  | Non QM |  |  |  | Yes | No | $595.00 | $1211.71 |  | 8.998% | XXXXX | $704.15 | 8.875% | No | No | Not Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $2890.92 | 1 | $2164.20 | $911.04 | $180.35 | $75.92 |  |  |  |  |  | 49.891% | 49.891% | 49.891% | 06/20/2025 | 728 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $595.00 |  | 6.670% | $0.00 |  |  |  |  | N/A | No | 8.875% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $5769.24 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000082965 | XXXXX |  | Non QM |  |  |  | Yes | No | $5400.00 | $6151.58 |  | 9.243% | XXXXX | $1062.05 | 8.750% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $2848.98 | 1 | $3088.80 | $2214.00 | $257.40 | $184.50 |  |  |  |  |  | 49.397% | 49.397% | 49.397% | 06/25/2025 | 707 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Account Statements - 2025<br> [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Non-Primary Income - Pension]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2023<br> [Coborrower(s) - \| Primary Income - Social Security]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Coborrower(s) - \| Non-Primary Income - Government Assistance]; Account Statements - 2025<br> [Coborrower(s) - \| Non-Primary Income - Government Assistance]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Non-Primary Income - Government Assistance]; Deposit Receipt - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5400.00 |  | 6.770% | $0.00 |  |  |  |  | N/A | No | 8.750% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $2286.60 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000081531 | XXXXX |  | Non QM |  |  |  | Yes | No | $595.00 | $1989.55 |  | 8.415% | XXXXX | $1065.08 | 8.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9344.72 | 1 | $12090.24 | $2019.00 | $1007.52 | $168.25 |  |  |  |  |  | 34.918% | 34.918% | 34.918% | 06/17/2025 | 731 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $595.00 |  | 6.400% | $0.00 |  |  |  |  | N/A | No | 8.250% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 29 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000081908 | XXXXX |  | Non QM |  |  |  | Yes | No | $3750.00 | $5509.82 |  | 9.568% | XXXXX | $1078.22 | 9.125% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $10742.33 | 1 | $4091.52 | $1607.04 | $340.96 | $133.92 |  |  |  |  |  | 30.815% | 30.815% | 30.815% | 06/25/2025 | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024 | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $3750.00 |  | 6.830% | $0.00 |  |  |  |  | N/A | No | 9.125% | 0 | 0 | 0 | 0 | 1 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 29 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  | Retail |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000081259 | XXXXX |  | Non QM |  |  |  | Yes | No | $1399.96 | $2136.64 |  | 8.292% | XXXXX | $377.04 | 7.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5039.28 | 1 | $2994.72 | $1482.00 | $249.56 | $123.50 |  |  |  |  |  | 35.414% | 35.414% | 35.414% | 06/15/2025 | 713 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | 0 | 0 | No |  | XXXXX | $1399.96 |  | 6.890% | $0.00 |  |  |  |  | N/A | No | 7.875% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 30 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000083324 | XXXXX |  | Non QM |  |  |  | Yes | No | $2451.78 | $3101.89 |  | 8.965% | XXXXX | $1043.82 | 8.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3217.73 | 1 | $6705.48 | $2037.96 | $558.79 | $169.83 |  |  |  |  |  | 44.716% | 44.716% | 44.716% | 07/14/2025 | 704 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2451.78 |  | 6.080% | $0.00 |  |  |  |  | N/A | No | 8.500% | 0 |  | 1 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 32 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| XXXXX | 4000083486 | XXXXX |  | Non QM |  |  |  | Yes | No | $3594.02 | $4381.19 |  | 8.880% | XXXXX | $1361.13 | 8.625% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9463.89 | 1 | $10117.68 | $2264.04 | $843.14 | $188.67 |  |  |  |  |  | 40.077% | 40.077% | 40.077% | 07/04/2025 | 715 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3594.02 |  | 6.670% | $0.00 |  |  |  |  | N/A | No | 8.625% | 0 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 4.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 22.02 |  |  | No |  | $0.00 | $6223.61 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000082421 | XXXXX |  | Non QM |  |  |  | Yes | No | $2094.74 | $2602.14 |  | 8.447% | XXXXX | $564.77 | 7.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $11123.50 | 1 | $4505.64 | $198.00 | $375.47 | $16.50 |  |  |  |  |  | 27.813% | 27.813% | 27.813% | 06/25/2025 | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2094.74 |  | 6.090% | $0.00 |  |  |  |  | N/A | No | 7.750% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 16.53 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| XXXXX | 4000083483 | XXXXX |  | Non QM |  |  |  | Yes | No | $2457.86 | $2971.63 |  | 8.184% | XXXXX | $501.49 | 7.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3682.74 | 1 | $3791.04 | $984.96 | $315.92 | $82.08 |  |  |  |  |  | 43.359% | 43.359% | 43.359% | 07/03/2025 | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2457.86 |  | 6.670% | $0.00 |  |  |  |  | N/A | No | 7.750% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000083887 | XXXXX |  | Non QM |  |  |  | Yes | No | $1749.86 | $2234.96 |  | 8.280% | XXXXX | $451.52 | 7.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7713.45 | 1 | $8603.28 | $2058.96 | $716.94 | $171.58 |  |  |  |  |  | 34.083% | 34.083% | 34.083% | 07/09/2025 | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1749.86 |  | 6.200% | $0.00 |  |  |  |  | N/A | No | 7.750% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.990% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000082442 | XXXXX |  | N/A |  |  |  | No | No | $4985.80 | $5804.16 |  | 8.288% | XXXXX | $1467.53 | 8.000% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3122.39 | 1 | $5215.56 | $1925.04 | $434.63 | $160.42 |  |  |  |  |  | 32.380% | 32.380% | 32.380% | 06/25/2025 | 811 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2016<br> [Borrower - \| Non-Primary Income - Social Security]; 1099-SSA - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4985.80 |  | 6.830% | $0.00 |  |  |  |  | N/A | No | 8.000% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000083583 | XXXXX |  | Non QM |  |  |  | Yes | No | $4752.80 | $5521.53 |  | 8.306% | XXXXX | $1368.98 | 7.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7976.09 | 1 | $7267.44 | $1395.00 | $605.62 | $116.25 |  |  |  |  |  | 37.239% | 37.239% | 37.239% | 07/03/2025 | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4752.80 |  | 6.200% | $0.00 |  |  |  |  | N/A | No | 7.875% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 31 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000081940 | XXXXX |  | N/A |  |  |  | No | No | $1307.80 | $2093.86 |  | 8.733% | XXXXX | $456.04 | 8.375% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4710.56 | 2 | $1686.96 | $1238.04 | $140.58 | $103.17 |  |  |  |  |  | 36.102% | 36.102% | 36.102% | 06/23/2025 | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; 1099-SSA - 2024<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1307.80 |  | 6.830% | $0.00 |  |  |  |  | N/A | No | 8.375% | 0 |  | 1 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Trustee |  |  |  |  |  |  | 1 | XXXXX | 4.250% | XXXXX | XXXXX | XXXXX | No | Trustee | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000083323 | XXXXX |  | Non QM |  |  |  | Yes | No | $4519.32 | $5555.70 |  | 10.685% | XXXXX | $925.43 | 9.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8733.74 | 1 | $2612.04 | $1383.48 | $217.67 | $115.29 |  |  |  |  |  | 49.833% | 49.833% | 49.833% | 07/01/2025 | 713 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $4519.32 |  | 6.200% | $0.00 | 1 |  |  |  | Yes | No | 9.875% | 0 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 29 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $5547.18 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 240 |
| XXXXX | 4000082200 | XXXXX |  | Non QM |  |  |  | Yes | No | $2156.12 | $2979.13 |  | 9.082% | XXXXX | $1569.40 | 8.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6315.73 | 1 | $4854.84 | $6673.80 | $404.57 | $556.15 |  |  |  |  |  | 45.101% | 45.101% | 45.101% | 06/10/2025 | 702 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Partnership (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 1065 - 2022<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; K-1 - 2022<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2021 | [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2156.12 |  | 6.340% | $0.00 | 1 |  |  |  | Yes | No | 8.875% | 0 |  | 2 | 0 | 4 | 2 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000082187 | XXXXX |  | Non QM |  |  |  | Yes | No | $7371.41 | $10230.58 |  | 8.382% | XXXXX | $1560.93 | 7.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $12356.36 | 1 | $6240.00 | $1968.00 | $520.00 | $164.00 |  |  |  |  |  | 33.248% | 33.248% | 33.248% | 05/22/2025 | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Account Statements - 2025<br> [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $7371.41 |  | 6.830% | $0.00 |  |  |  |  | N/A | No | 7.875% | 3 | 3 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta |  |  |  |  |  |  |  |  |  |  |  |  | 61.95 |  |  | No |  | $0.00 | $8968.75 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000082303 | XXXXX |  | Non QM |  |  |  | Yes | No | $819.20 | $1309.34 |  | 8.593% | XXXXX | $456.04 | 8.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10938.12 | 1 | $4175.52 | $4386.96 | $347.96 | $365.58 |  |  |  |  |  | 19.545% | 19.545% | 19.545% | 06/25/2025 | 805 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $819.20 |  | 6.830% | $0.00 |  |  |  |  | N/A | No | 8.375% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000081895 | XXXXX |  | Non QM |  |  |  | Yes | No | $1978.84 | $2498.13 |  | 8.419% | XXXXX | $984.09 | 7.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3531.38 | 1 | $1362.12 | $1439.64 | $113.51 | $119.97 |  |  |  |  |  | 36.381% | 36.381% | 36.381% | 06/20/2025 | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1978.84 |  | 6.230% | $0.00 |  |  |  |  | N/A | No | 7.750% | 1 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 30 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 28.04 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 120 |
| XXXXX | 4000083087 | XXXXX |  | Non QM |  |  |  | Yes | No | $1850.00 | $4252.09 |  | 10.239% | XXXXX | $859.15 | 9.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7823.91 | 1 | $16600.80 | $2312.04 | $1383.40 | $192.67 |  |  |  |  |  | 42.680% | 42.680% | 42.680% | 06/16/2025 | 697 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1850.00 |  | 6.770% | $0.00 |  |  | No |  | N/A | No | 9.750% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 29 |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 6.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000081156 | XXXXX |  | Non QM |  |  |  | Yes | No | $981.15 | $1497.07 |  | 9.037% | XXXXX | $809.55 | 8.750% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3367.77 | 1 | $1873.80 | $1682.04 | $156.15 | $140.17 |  |  |  |  |  | 34.484% | 34.484% | 34.484% | 06/13/2025 | 758 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $981.15 |  | 6.140% | $0.00 |  |  |  |  | N/A | No | 8.750% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| XXXXX | 4000082588 | XXXXX |  | Non QM |  |  |  | Yes | No | $859.40 | $1388.03 |  | 7.916% | XXXXX | $820.95 | 7.750% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $10026.61 | 1 | $12708.84 | $1434.12 | $1059.07 | $119.51 |  |  |  |  |  | 28.381% | 28.381% | 28.381% | 06/26/2025 | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $859.40 |  | 6.340% | $0.00 |  |  |  |  | N/A | No | 7.750% | 1 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000082367 | XXXXX |  | Non QM |  |  |  | Yes | No | $2000.00 | $2521.10 |  | 8.839% | XXXXX | $867.82 | 8.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2234.18 | 1 | $1803.48 | $1527.00 | $150.29 | $127.25 |  |  |  |  |  | 48.743% | 48.743% | 48.743% | 06/19/2025 | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2000.00 |  | 6.340% | $0.00 |  |  |  |  | N/A | No | 8.500% | 1 |  | 1 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 16 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000082474 | XXXXX |  | Non QM |  |  |  | Yes | No | $831.60 | $1343.98 |  | 9.738% | XXXXX | $1066.74 | 9.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10418.75 | 1 | $3011.40 | $1368.00 | $250.95 | $114.00 |  |  |  |  |  | 24.107% | 24.107% | 24.107% | 06/25/2025 | 713 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $831.60 |  | 6.770% | $0.00 |  |  |  |  | N/A | No | 9.625% | 1 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000081906 | XXXXX |  | Non QM |  |  |  | Yes | No | $845.00 | $1296.92 |  | 8.932% | XXXXX | $590.03 | 8.750% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5866.51 | 1 | $6322.92 | $3666.00 | $526.91 | $305.50 |  |  |  |  |  | 39.790% | 39.790% | 39.790% | 06/21/2025 | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $845.00 |  | 6.830% | $0.00 |  |  |  |  | N/A | No | 8.750% | 1 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000084739 | XXXXX |  | Non QM |  |  |  | Yes | No | $4600.00 | $5154.80 |  | 8.661% | XXXXX | $1540.61 | 8.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7041.17 | 1 | $8403.84 | $1917.00 | $700.32 | $159.75 |  |  |  |  |  | 48.580% | 48.580% | 48.580% | 07/23/2025 | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4600.00 |  | 6.000% | $0.00 |  |  |  |  | N/A | No | 8.125% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| XXXXX | 4000082970 | XXXXX |  | Non QM |  |  |  | Yes | No | $2400.00 | $2909.32 |  | 8.576% | XXXXX | $1022.48 | 8.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6195.29 | 1 | $10595.04 | $3105.48 | $882.92 | $258.79 |  |  |  |  |  | 49.687% | 49.687% | 49.687% | 06/30/2025 | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2400.00 |  | 6.260% | $0.00 |  |  |  |  | N/A | No | 8.250% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 29 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000083498 | XXXXX |  | Non QM |  |  |  | Yes | No | $595.00 | $1049.52 |  | 8.706% | XXXXX | $787.79 | 8.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $16119.57 | 1 | $7179.00 | $1839.96 | $598.25 | $153.33 |  |  |  |  |  | 27.940% | 27.940% | 27.940% | 06/30/2025 | 754 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $595.00 |  | 5.910% | $0.00 |  |  |  |  | N/A | No | 8.500% | 1 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.990% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $7599.32 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| XXXXX | 4000084713 | XXXXX |  | Non QM |  |  |  | Yes | No | $4595.00 | $4840.38 |  | 8.404% | XXXXX | $2441.62 | 8.250% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7391.72 | 1 | $15663.00 | $1514.88 | $1305.25 | $126.24 |  |  |  |  |  | 49.339% | 49.339% | 49.339% | 07/21/2025 | 741 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Partnership (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; Balance Sheet - 2025<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; K-1 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4595.00 |  | 6.750% | $0.00 |  |  |  |  | N/A | No | 8.250% | 0 | 0 | 1 | 0 | 3 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $7295.33 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000083186 | XXXXX |  | Non QM |  |  |  | Yes | No | $2800.00 | $784.78 |  | 8.317% | XXXXX | $1192.89 | 8.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7080.89 | 1 | $4177.20 | $2757.00 | $348.10 | $229.75 |  |  |  |  |  | 33.893% | 33.893% | 33.893% | 06/26/2025 | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2800.00 |  | 6.260% | $0.00 |  |  |  |  | N/A | No | 8.250% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000081807 | XXXXX |  | Non QM |  |  |  | Yes | No | $1062.20 | $1713.43 |  | 8.299% | XXXXX | $3408.26 | 8.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $16052.44 | 1 | $2823.84 | $1811.04 | $235.32 | $150.92 |  |  |  |  |  | 36.801% | 36.801% | 36.801% | 06/19/2025 | 753 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Employer Letter - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1062.20 |  | 6.370% | $0.00 | 3.5 |  |  |  | No | No | 8.250% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 30 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.990% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000082928 | XXXXX |  | Non QM |  |  |  | Yes | No | $1971.10 | $2406.31 |  | 8.360% | XXXXX | $611.83 | 7.750% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4151.39 | 1 | $4008.72 | $1632.00 | $334.06 | $136.00 |  |  |  |  |  | 49.795% | 49.795% | 49.795% | 06/30/2025 | 744 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1971.10 |  | 6.080% | $0.00 |  |  |  |  | N/A | No | 7.750% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.990% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| XXXXX | 4000082695 | XXXXX |  | Non QM |  |  |  | Yes | No | $3931.00 | $4431.90 |  | 9.377% | XXXXX | $795.64 | 8.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9886.35 | 1 | $11511.00 | $1502.52 | $959.25 | $125.21 |  |  |  |  |  | 43.900% | 43.900% | 43.900% | 06/26/2025 | 713 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3931.00 |  | 6.670% | $0.00 |  |  |  |  | N/A | No | 8.875% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 24 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000084613 | XXXXX |  | Non QM |  |  |  | Yes | No | $3448.78 | $3933.35 |  | 8.127% | XXXXX | $1171.35 | 7.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7189.13 | 1 | $7503.48 | $1999.92 | $625.29 | $166.66 |  |  |  |  |  | 33.600% | 33.600% | 33.600% | 07/15/2025 | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $3448.78 |  | 6.750% | $0.00 |  |  |  |  | N/A | No | 7.875% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000083670 | XXXXX |  | Non QM |  |  |  | Yes | No | $3223.99 | $3866.14 |  | 7.949% | XXXXX | $2052.36 | 7.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5142.55 | 1 | $9548.52 | $2130.96 | $795.71 | $177.58 |  |  |  |  |  | 49.029% | 49.029% | 49.029% | 05/12/2025 | 814 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3223.99 |  | 6.200% | $0.00 |  |  |  |  | N/A | No | 7.750% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 30 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000083446 | XXXXX |  | Non QM |  |  |  | Yes | No | $4272.00 | $0.00 |  | 8.494% | XXXXX | $1853.67 | 8.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9230.56 | 1 | $11504.40 | $2036.04 | $958.70 | $169.67 |  |  |  |  |  | 44.617% | 44.617% | 44.617% | 07/07/2025 | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4272.00 |  | 6.260% | $0.00 |  |  |  |  | N/A | No | 8.500% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 30 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) |  | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000082813 | XXXXX |  | N/A |  |  |  | No | No | $995.00 | $1447.51 |  | 10.121% | XXXXX | $581.79 | 9.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3887.41 | 1 | $2164.68 | $731.04 | $180.39 | $60.92 |  |  |  |  |  | 45.119% | 45.119% | 45.119% | 06/27/2025 | 702 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $995.00 |  | 6.770% | $0.00 |  |  |  |  | N/A | No | 9.875% | 1 |  | 2 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000084405 | XXXXX |  | Non QM |  |  |  | Yes | No | $3371.46 | $3820.47 |  | 8.534% | XXXXX | $1492.47 | 8.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $11700.16 | 1 | $3004.32 | $1338.00 | $250.36 | $111.50 |  |  |  |  |  | 31.049% | 31.049% | 31.049% | 07/13/2025 | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared (Unaudited) | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Paystubs - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3371.46 |  | 6.000% | $0.00 |  |  |  |  | N/A | No | 8.125% | 2 |  | 1 | 0 | 3 | 0 |  |  | 6.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 5.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 180 |
| XXXXX | 4000082471 | XXXXX |  | Non QM |  |  |  | Yes | No | $2620.03 | $3095.24 |  | 9.055% | XXXXX | $875.76 | 8.625% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6148.78 | 1 | $4329.24 | $1104.00 | $360.77 | $92.00 |  |  |  |  |  | 46.826% | 46.826% | 46.826% | 07/23/2025 | 703 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Non-Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Non-Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Non-Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Non-Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Non-Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2620.03 |  | 6.340% | $0.00 |  |  |  |  | N/A | No | 8.625% | 0 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  | 0 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $3760.31 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000084328 | XXXXX |  | Non QM |  |  |  | Yes | No | $3023.00 | $3520.81 |  | 8.885% | XXXXX | $768.91 | 8.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6438.35 | 1 | $1997.28 | $7331.64 | $166.44 | $610.97 |  |  |  |  |  | 45.077% | 45.077% | 45.077% | 07/21/2025 | 736 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3023.00 |  | 6.670% | $0.00 |  |  |  |  | N/A | No | 8.500% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 31 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000084213 | XXXXX |  | Non QM |  |  |  | Yes | No | $5578.00 | $6069.30 |  | 8.383% | XXXXX | $1856.24 | 8.125% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $16463.72 | 1 | $13353.60 | $4992.96 | $1112.80 | $416.08 |  |  |  |  |  | 28.493% | 28.493% | 28.493% | 07/11/2025 | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5578.00 |  | 6.670% | $0.00 |  |  |  |  | N/A | No | 8.125% | 1 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 8.575% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000084638 | XXXXX |  | Non QM |  |  |  | Yes | No | $657.50 | $1060.45 |  | 8.663% | XXXXX | $429.96 | 8.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8353.04 | 1 | $2506.44 | $3906.96 | $208.87 | $325.58 |  |  |  |  |  | 30.872% | 30.872% | 30.872% | 07/15/2025 | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $657.50 |  | 6.250% | $0.00 |  |  |  |  | N/A | No | 8.375% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000083957 | XXXXX |  | Non QM |  |  |  | Yes | No | $4492.35 | $5069.91 |  | 10.139% | XXXXX | $1335.99 | 9.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5198.44 | 1 | $9862.20 | $2219.76 | $821.85 | $184.98 |  |  |  |  |  | 49.614% | 49.614% | 49.614% | 05/16/2025 | 694 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4492.35 |  | 6.670% | $0.00 | 1.2 |  |  |  | No | No | 9.750% | 1 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 15 | 29 |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.990% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $4900.58 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000081799 | XXXXX |  | N/A |  |  |  | No | No | $1637.56 | $2032.01 |  | 9.764% | XXXXX | $522.04 | 9.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $22008.86 | 1 | $2507.04 | $1652.28 | $208.92 | $137.69 |  |  |  |  |  | 21.074% | 21.074% | 21.074% | 06/20/2025 | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1637.56 |  | 6.370% | $0.00 |  |  |  |  | N/A | No | 9.250% | 2 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 240 |
| XXXXX | 4000083409 | XXXXX |  | N/A |  |  |  | No | No | $595.00 | $987.16 |  | 9.151% | XXXXX | $445.85 | 8.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7954.34 | 1 | $1343.76 | $252.00 | $111.98 | $21.00 |  |  |  |  |  | 18.995% | 18.995% | 18.995% | 07/03/2025 | 807 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $595.00 |  | 6.260% | $0.00 |  |  |  |  | N/A | No | 8.875% | 1 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000084449 | XXXXX |  | Non QM |  |  |  | Yes | No | $5938.86 | $6318.86 |  | 8.334% | XXXXX | $2181.43 | 7.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $12147.93 | 1 | $3666.00 | $4365.96 | $305.50 | $363.83 |  |  |  |  |  | 37.038% | 37.038% | 37.038% | 07/14/2025 | 713 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5938.86 |  | 6.000% | $0.00 |  |  |  |  | N/A | No | 7.875% | 1 |  | 2 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 7.490% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| XXXXX | 4000084349 | XXXXX |  | Non QM |  |  |  | Yes | No | $2861.00 | $3357.20 |  | 7.843% | XXXXX | $699.21 | 7.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3641.54 | 1 | $2134.56 | $2009.04 | $177.88 | $167.42 |  |  |  |  |  | 48.855% | 48.855% | 48.855% | 06/30/2025 | 803 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2861.00 |  | 6.750% | $0.00 | 3.3 |  |  |  | No | No | 7.500% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 30 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 5.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000084985 | XXXXX |  | Non QM |  |  |  | Yes | No | $3317.60 | $3772.41 |  | 8.625% | XXXXX | $826.39 | 8.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5140.05 | 1 | $6236.40 | $2515.92 | $519.70 | $209.66 |  |  |  |  |  | 44.334% | 44.334% | 44.334% | 07/16/2025 | 734 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3317.60 |  | 6.750% | $0.00 |  |  |  |  | N/A | No | 8.250% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 31 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000085281 | XXXXX |  | Non QM |  |  |  | Yes | No | $976.25 | $1996.05 |  | 8.463% | XXXXX | $1065.08 | 8.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7046.39 | 1 | $4949.64 | $2712.96 | $412.47 | $226.08 |  |  |  |  |  | 43.629% | 43.629% | 43.629% | 07/01/2025 | 820 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $976.25 |  | 6.370% | $0.00 | 1.5 |  |  |  | No | No | 8.250% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 31 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 6.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000085023 | XXXXX |  | Non QM |  |  |  | Yes | No | $1846.30 | $2237.92 |  | 8.718% | XXXXX | $506.50 | 8.000% | No | No | Non-Employment Income | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5636.25 | 1 | $6731.40 | $1691.04 | $560.95 | $140.92 |  |  |  |  |  | 48.787% | 48.787% | 48.787% | 07/17/2025 | 811 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; 1099-R - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1846.30 |  | 6.000% | $0.00 |  |  |  |  | N/A | No | 8.000% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| XXXXX | 4000084301 | XXXXX |  | Non QM |  |  |  | Yes | No | $1063.75 | $1497.25 |  | 8.467% | XXXXX | $563.45 | 8.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4892.26 | 1 | $1660.20 | $2064.00 | $138.35 | $172.00 |  |  |  |  |  | 36.049% | 36.049% | 36.049% | 07/10/2025 | 725 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 |  | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1063.75 |  | 6.670% | $0.00 |  |  |  |  | N/A | No | 8.250% | 1 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 8.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000084662 | XXXXX |  | Non QM |  |  |  | Yes | No | $2188.00 | $2639.18 |  | 8.074% | XXXXX | $898.12 | 7.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7729.36 | 1 | $9038.88 | $1794.96 | $753.24 | $149.58 |  |  |  |  |  | 37.198% | 37.198% | 37.198% | 07/14/2025 | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2188.00 |  | 6.250% | $0.00 |  |  |  |  | N/A | No | 7.750% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000085172 | XXXXX |  | Non QM |  |  |  | Yes | No | $2332.00 | $2684.23 |  | 8.648% | XXXXX | $836.08 | 8.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5192.11 | 1 | $7473.72 | $3683.04 | $622.81 | $306.92 |  |  |  |  |  | 49.335% | 49.335% | 49.335% | 07/18/2025 | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Social Security]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Disability]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2332.00 |  | 6.750% | $0.00 |  |  |  |  | N/A | No | 8.375% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 30 |  |  |  | Yes | Title Search | Fee Simple | Individual | Trustee |  |  |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 11.87 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000085192 | XXXXX |  | Non QM |  |  |  | Yes | No | $2300.00 | $3305.62 |  | 8.020% | XXXXX | $935.24 | 7.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7335.84 | 1 | $8680.56 | $2278.08 | $723.38 | $189.84 |  |  |  |  |  | 33.468% | 33.468% | 33.468% | 07/18/2025 | 811 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2300.00 |  | 6.250% | $0.00 |  |  |  |  | N/A | No | 7.625% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 30 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000083853 | XXXXX |  | Non QM |  |  |  | Yes | No | $595.00 | $920.41 |  | 8.917% | XXXXX | $959.85 | 8.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5542.45 | 1 | $7039.92 | $1611.96 | $586.66 | $134.33 |  |  |  |  |  | 48.642% | 48.642% | 48.642% | 07/08/2025 | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $595.00 |  | 6.010% | $0.00 |  |  |  |  | N/A | No | 8.625% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 120 |
| XXXXX | 4000085078 | XXXXX |  | Non QM |  |  |  | Yes | No | $1499.00 | $2569.72 |  | 8.778% | XXXXX | $824.43 | 8.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8175.96 | 1 | $11168.64 | $2286.00 | $930.72 | $190.50 |  |  |  |  |  | 27.650% | 27.650% | 27.650% | 07/21/2025 | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $1499.00 |  | 6.250% | $0.00 |  |  |  |  | N/A | No | 8.500% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000083508 | XXXXX |  | N/A |  |  |  | No | No | $2396.84 | $2725.06 |  | 8.349% | XXXXX | $662.94 | 7.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7992.17 | 2 | $5889.48 | $1122.96 | $490.79 | $93.58 |  |  |  |  |  | 30.484% | 30.484% | 30.484% | 07/06/2025 | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Non-Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Non-Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Non-Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2396.84 |  | 6.200% | $0.00 |  |  |  |  | N/A | No | 7.875% | 0 | 1 | 1 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  | 30 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $8425.60 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 5 | 240 |
| XXXXX | 4000081756 | XXXXX |  | Non QM |  |  |  | Yes | No | $4870.71 | $5222.93 |  | 8.364% | XXXXX | $848.33 | 7.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2700.55 | 1 | $2990.76 | $1358.52 | $249.23 | $113.21 |  |  |  |  |  | 48.066% | 48.066% | 48.066% | 06/19/2025 | 723 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4870.71 |  | 6.890% | $0.00 |  |  |  |  | N/A | No | 7.875% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 2 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000084307 | XXXXX |  | Non QM |  |  |  | Yes | No | $1957.04 | $2307.77 |  | 8.858% | XXXXX | $798.40 | 8.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4557.99 | 1 | $5936.88 | $3534.72 | $494.74 | $294.56 |  |  |  |  |  | 45.611% | 45.611% | 45.611% | 07/11/2025 | 699 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1957.04 |  | 6.200% | $0.00 |  |  |  |  | N/A | No | 8.500% | 1 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 10.58 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000085632 | XXXXX |  | Non QM |  |  |  | Yes | No | $3970.00 | $4461.00 |  | 9.389% | XXXXX | $795.64 | 8.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2601.73 | 1 | $7806.00 | $783.96 | $650.50 | $65.33 |  |  |  |  |  | 49.967% | 49.967% | 49.967% | 07/18/2025 | 700 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3970.00 |  | 6.790% | $0.00 |  |  |  |  | Yes | No | 8.875% | 2 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 30 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000077061 | XXXXX |  | N/A |  |  |  | No | No | $1607.50 | $2820.50 |  | 9.211% | XXXXX | $1206.93 | 9.000% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $24967.25 | 1 | $12692.52 | $1416.96 | $1057.71 | $118.08 |  |  |  |  |  | 42.930% | 42.930% | 42.930% | 04/07/2025 | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1607.50 |  | 6.790% | $0.00 |  |  |  |  | N/A | No | 9.000% | 2 |  | 1 | 0 | 4 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 29 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000085134 | XXXXX |  | N/A |  |  |  | No | No | $3569.72 | $4884.47 |  | 9.453% | XXXXX | $1126.74 | 9.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7437.00 | 1 | $3852.48 | $2103.00 | $321.04 | $175.25 |  |  |  |  |  | 37.086% | 37.086% | 37.086% | 07/18/2025 | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3569.72 |  | 6.750% | $0.00 | 1 |  |  |  | Yes | No | 9.125% | 1 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 42 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000085552 | XXXXX |  | Non QM |  |  |  | Yes | No | $1601.62 | $1865.18 |  | 8.717% | XXXXX | $1084.78 | 8.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9163.73 | 1 | $13215.84 | $2058.00 | $1101.32 | $171.50 |  |  |  |  |  | 42.291% | 42.291% | 42.291% | 07/22/2025 | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1601.62 |  | 6.370% | $0.00 |  |  |  |  | N/A | No | 8.500% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000086732 | XXXXX |  | Non QM |  |  |  | Yes | No | $2803.90 | $2931.53 |  | 8.754% | XXXXX | $2076.70 | 8.625% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $15482.57 | 1 | $21310.20 | $4486.56 | $1775.85 | $373.88 |  |  |  |  |  | 41.562% | 41.562% | 41.562% | 05/12/2025 | 742 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared (Unaudited) | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Other - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2803.90 |  | 6.800% | $0.00 |  |  |  |  | N/A | No | 8.625% | 1 | 1 | 1 | 0 | 3 | 0 |  |  | 5.27 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  | 29 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 4.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $14000.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000084896 | XXXXX |  | Non QM |  |  |  | Yes | No | $0.00 | $886.91 |  | 10.029% | XXXXX | $811.75 | 10.000% | No | No | Self-Employed | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6687.28 | 1 | $8287.44 | $1917.00 | $690.62 | $159.75 |  |  |  |  |  | 41.526% | 41.526% | 41.526% | 06/16/2025 | 747 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2024<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2022<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Non-Primary Income - Pension]; 1099-R - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  | 6.750% | $0.00 | 1 |  |  |  | Yes | No | 10.000% | 0 | 0 | 2 | 0 | 2 | 2 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 4.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $5010.12 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000084839 | XXXXX |  | Non QM |  |  |  | Yes | No | $2604.53 | $3404.69 |  | 8.422% | XXXXX | $620.68 | 7.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $11463.13 | 1 | $5097.48 | $1564.56 | $424.79 | $130.38 |  |  |  |  |  | 26.779% | 26.779% | 26.779% | 07/16/2025 | 727 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2604.53 |  | 6.250% | $0.00 |  |  |  |  | N/A | No | 7.875% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 1.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000083313 | XXXXX |  | Non QM |  |  |  | Yes | No | $1314.59 | $2279.44 |  | 8.775% | XXXXX | $1208.94 | 8.375% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9361.14 | 1 | $3994.56 | $1011.00 | $332.88 | $84.25 |  |  |  |  |  | 28.097% | 28.097% | 28.097% | 06/01/2025 | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1314.59 |  | 6.090% | $0.00 |  |  |  |  | N/A | No | 8.375% | 1 | 0 | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 31.38 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 120 |
| XXXXX | 4000085890 | XXXXX |  | Non QM |  |  |  | Yes | No | $2346.24 | $3139.94 |  | 8.391% | XXXXX | $553.99 | 8.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3271.75 | 1 | $1702.32 | $2969.64 | $141.86 | $247.47 |  |  |  |  |  | 41.051% | 41.051% | 41.051% | 07/24/2025 | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2346.24 |  | 6.790% | $0.00 |  |  |  |  | N/A | No | 8.000% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 28 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000085051 | XXXXX |  | Non QM |  |  |  | Yes | No | $3782.00 | $4740.90 |  | 7.939% | XXXXX | $807.14 | 7.375% | No | No | Employed | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $3432.78 | 1 | $4700.04 | $1037.04 | $391.67 | $86.42 |  |  |  |  |  | 42.766% | 42.766% | 42.766% | 07/17/2025 | 785 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3782.00 |  | 6.250% | $0.00 |  |  |  |  | N/A | No | 7.375% | 2 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 30 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $1385.83 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000085563 | XXXXX |  | Non QM |  |  |  | Yes | No | $2500.00 | $2851.88 |  | 7.709% | XXXXX | $2033.13 | 7.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6503.16 | 1 | $5876.76 | $1943.04 | $489.73 | $161.92 |  |  |  |  |  | 44.176% | 44.176% | 44.176% | 07/22/2025 | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2500.00 |  | 6.370% | $0.00 |  |  |  |  | N/A | No | 7.625% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000085337 | XXXXX |  | Non QM |  |  |  | Yes | No | $2161.88 | $2576.88 |  | 9.195% | XXXXX | $877.04 | 9.000% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9789.30 | 1 | $8734.80 | $1818.96 | $727.90 | $151.58 |  |  |  |  |  | 20.395% | 20.395% | 20.395% | 07/21/2025 | 749 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - No Results Returned - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; Transcripts (1040) - 2022 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2161.88 |  | 6.790% | $0.00 |  |  |  |  | N/A | No | 9.000% | 1 | 0 | 1 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 4.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000081764 | XXXXX |  | Non QM |  |  |  | Yes | No | $1690.00 | $2190.08 |  | 8.418% | XXXXX | $1089.34 | 8.250% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $4748.71 | 2 | $6552.84 | $1258.32 | $546.07 | $104.86 |  |  |  |  |  | 39.831% | 39.831% | 39.831% | 07/01/2025 | 758 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Non-Primary Income - IRA Distribution]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1690.00 |  | 6.890% | $0.00 |  |  |  |  | N/A | No | 8.250% | 2 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 20 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  | 1 | XXXXX | 4.500% | XXXXX | XXXXX | XXXXX | No | Trustee | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000084195 | XXXXX |  | Non QM |  |  |  | Yes | No | $2653.65 | $3847.35 |  | 8.527% | XXXXX | $1278.10 | 8.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8605.88 | 1 | $16452.60 | $2466.96 | $1371.05 | $205.58 |  |  |  |  |  | 37.412% | 37.412% | 37.412% | 07/11/2025 | 715 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2653.65 |  | 6.200% | $0.00 |  |  |  |  | N/A | No | 8.250% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000086218 | XXXXX |  | Non QM |  |  |  | Yes | No | $2336.52 | $3090.49 |  | 8.663% | XXXXX | $590.97 | 8.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6223.12 | 1 | $4579.08 | $1361.04 | $381.59 | $113.42 |  |  |  |  |  | 37.163% | 37.163% | 37.163% | 07/26/2025 | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $2336.52 |  | 6.340% | $0.00 |  |  |  |  | N/A | No | 8.125% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 1.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000086212 | XXXXX |  | Non QM |  |  |  | Yes | No | $5700.00 | $6977.14 |  | 8.188% | XXXXX | $1559.80 | 7.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6723.69 | 1 | $1788.36 | $962.04 | $149.03 | $80.17 |  |  |  |  |  | 31.562% | 31.562% | 31.562% | 07/26/2025 | 754 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5700.00 |  | 6.370% | $0.00 |  |  |  |  | N/A | No | 7.750% | 2 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $4498.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000085882 | XXXXX |  | Non QM |  |  |  | Yes | No | $2950.75 | $3823.24 |  | 8.335% | XXXXX | $785.13 | 8.000% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $13758.60 | 1 | $7347.60 | $3791.04 | $612.30 | $315.92 |  |  |  |  |  | 39.084% | 39.084% | 39.084% | 07/24/2025 | 748 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2950.75 |  | 6.790% | $0.00 |  |  |  |  | N/A | No | 8.000% | 1 | 0 | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 30 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000085570 | XXXXX |  | Non QM |  |  |  | Yes | No | $1835.00 | $2819.43 |  | 9.866% | XXXXX | $855.23 | 9.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3383.98 | 1 | $2843.88 | $1347.00 | $236.99 | $112.25 |  |  |  |  |  | 44.156% | 44.156% | 44.156% | 07/15/2025 | 737 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1835.00 |  | 6.370% | $0.00 |  |  |  |  | N/A | No | 9.500% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 30 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000085314 | XXXXX |  | Non QM |  |  |  | Yes | No | $1709.00 | $2494.04 |  | 8.323% | XXXXX | $736.07 | 8.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4989.86 | 1 | $3469.92 | $1571.88 | $289.16 | $130.99 |  |  |  |  |  | 42.130% | 42.130% | 42.130% | 07/21/2025 | 736 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1709.00 |  | 6.370% | $0.00 |  |  |  |  | N/A | No | 8.000% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 31 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000084226 | XXXXX |  | Non QM |  |  |  | Yes | No | $4585.40 | $5931.91 |  | 8.925% | XXXXX | $1969.48 | 8.500% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9921.46 | 1 | $6783.12 | $1964.28 | $565.26 | $163.69 |  |  |  |  |  | 40.307% | 40.307% | 40.307% | 07/11/2025 | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4585.40 |  | 5.910% | $0.00 |  |  |  |  | N/A | No | 8.500% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 1.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| XXXXX | 4000085476 | XXXXX |  | Non QM |  |  |  | Yes | No | $1207.50 | $2038.70 |  | 8.177% | XXXXX | $1020.09 | 7.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $16141.92 | 1 | $6611.88 | $3350.04 | $550.99 | $279.17 |  |  |  |  |  | 15.132% | 15.132% | 15.132% | 05/13/2025 | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1207.50 |  | 5.960% | $0.00 |  |  |  |  | N/A | No | 7.750% | 1 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $12466.52 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 120 |
| XXXXX | 4000086494 | XXXXX |  | Non QM |  |  |  | Yes | No | $2970.00 | $4091.30 |  | 8.500% | XXXXX | $1115.63 | 8.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4703.65 | 1 | $10802.16 | $3103.44 | $900.18 | $258.62 |  |  |  |  |  | 48.459% | 48.459% | 48.459% | 07/29/2025 | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2970.00 |  | 6.750% | $0.00 |  |  |  |  | N/A | No | 8.250% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 32 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000086070 | XXXXX |  | Non QM |  |  |  | Yes | No | $2199.65 | $2886.50 |  | 8.508% | XXXXX | $585.51 | 8.000% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $3687.62 | 1 | $2394.60 | $3724.92 | $199.55 | $310.41 |  |  |  |  |  | 49.290% | 49.290% | 49.290% | 07/25/2025 | 758 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared (Unaudited) | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $2199.65 |  | 6.370% | $0.00 |  |  |  |  | N/A | No | 8.000% | 0 | 1 | 1 | 0 | 3 | 0 |  |  | 7.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  | 30 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 8.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $6222.04 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000086851 | XXXXX |  | Non QM |  |  |  | Yes | No | $1595.00 | $2197.60 |  | 8.673% | XXXXX | $422.12 | 8.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10932.72 | 1 | $2103.96 | $1535.04 | $175.33 | $127.92 |  |  |  |  |  | 32.914% | 32.914% | 32.914% | 07/31/2025 | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1595.00 |  | 6.340% | $0.00 |  |  |  |  | N/A | No | 8.125% | 1 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.79 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000085792 | XXXXX |  | Non QM |  |  |  | Yes | No | $2797.80 | $3616.16 |  | 8.536% | XXXXX | $955.65 | 8.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6591.98 | 1 | $5482.92 | $2192.04 | $456.91 | $182.67 |  |  |  |  |  | 39.445% | 39.445% | 39.445% | 07/02/2025 | 755 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2797.80 |  | 6.070% | $0.00 |  |  |  |  | N/A | No | 8.000% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| XXXXX | 4000087460 | XXXXX |  | Non QM |  |  |  | Yes | No | $2922.66 | $3799.78 |  | 7.757% | XXXXX | $933.62 | 7.375% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3292.51 | 1 | $4794.00 | $2961.48 | $399.50 | $246.79 |  |  |  |  |  | 48.652% | 48.652% | 48.652% | 07/15/2025 | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; 1099-SSA - 2024<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2024<br> [Borrower - \| Non-Primary Income - IRA Distribution]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - IRA Distribution]; 1099-R - 2024<br> [Borrower - \| Non-Primary Income - IRA Distribution]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - IRA Distribution]; 1099-R - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2922.66 |  | 6.250% | $0.00 |  |  |  |  | N/A | No | 7.375% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000086145 | XXXXX |  | Non QM |  |  |  | Yes | No | $2000.00 | $2772.88 |  | 8.195% | XXXXX | $828.68 | 7.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $13820.73 | 1 | $5453.40 | $1691.88 | $454.45 | $140.99 |  |  |  |  |  | 28.538% | 28.538% | 28.538% | 07/25/2025 | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2000.00 |  | 6.370% | $0.00 |  |  |  |  | N/A | No | 7.875% | 2 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 30 | 15 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $7333.34 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 240 |
| XXXXX | 4000085469 | XXXXX |  | Non QM |  |  |  | Yes | No | $2612.00 | $3566.82 |  | 8.064% | XXXXX | $1072.16 | 7.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8753.32 | 1 | $1056.96 | $1970.04 | $88.08 | $164.17 |  |  |  |  |  | 22.302% | 22.302% | 22.302% | 07/18/2025 | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $2612.00 |  | 6.370% | $0.00 |  |  |  |  | N/A | No | 7.750% | 2 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 30 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $7280.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000086141 | XXXXX |  | Non QM |  |  |  | Yes | No | $3600.00 | $3297.43 |  | 8.066% | XXXXX | $1491.62 | 7.875% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $10178.03 | 1 | $3053.64 | $3390.72 | $254.47 | $282.56 |  |  |  |  |  | 38.117% | 38.117% | 38.117% | 07/25/2025 | 752 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Non-Primary Income - Annuity]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Coborrower(s) - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3600.00 |  | 6.370% | $0.00 |  |  |  |  | N/A | No | 7.875% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $5971.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000086225 | XXXXX |  | Non QM |  |  |  | Yes | No | $1656.80 | $2251.53 |  | 8.819% | XXXXX | $426.03 | 8.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $17190.14 | 1 | $11627.76 | $4811.28 | $968.98 | $400.94 |  |  |  |  |  | 31.659% | 31.659% | 31.659% | 07/28/2025 | 721 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1656.80 |  | 6.340% | $0.00 |  |  |  |  | N/A | No | 8.250% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 240 |
| XXXXX | 4000086330 | XXXXX |  | Non QM |  |  |  | Yes | No | $5000.00 | $5942.36 |  | 8.474% | XXXXX | $1035.85 | 7.875% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6909.56 | 1 | $7617.48 | $2330.04 | $634.79 | $194.17 |  |  |  |  |  | 41.887% | 41.887% | 41.887% | 07/28/2025 | 716 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $5000.00 |  | 6.340% | $0.00 |  |  |  |  | N/A | No | 7.875% | 2 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 31 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000086078 | XXXXX |  | Non QM |  |  |  | Yes | No | $3674.00 | $4511.88 |  | 8.439% | XXXXX | $828.68 | 7.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4985.81 | 1 | $9250.20 | $2021.52 | $770.85 | $168.46 |  |  |  |  |  | 44.757% | 44.757% | 44.757% | 07/25/2025 | 716 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3674.00 |  | 6.370% | $0.00 |  |  |  |  | N/A | No | 7.875% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 31 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.800% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000085109 | XXXXX |  | Non QM |  |  |  | Yes | No | $1137.23 | $1952.93 |  | 8.853% | XXXXX | $807.36 | 8.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9534.09 | 1 | $3645.12 | $2000.04 | $303.76 | $166.67 |  |  |  |  |  | 46.164% | 46.164% | 46.164% | 07/18/2025 | 744 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Non-Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $1137.23 |  | 6.250% | $0.00 |  |  |  |  | N/A | No | 8.625% | 1 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.990% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 240 |
| XXXXX | 4000086041 | XXXXX |  | Non QM |  |  |  | Yes | No | $1944.63 | $2632.08 |  | 8.298% | XXXXX | $621.51 | 7.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $1452.12 | 1 | $2206.20 | $1149.96 | $183.85 | $95.83 |  |  |  |  |  | 45.385% | 45.385% | 45.385% | 07/25/2025 | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1944.63 |  | 6.370% | $0.00 |  |  |  |  | N/A | No | 7.875% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 27 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000083730 | XXXXX |  | Non QM |  |  |  | Yes | No | $2917.00 | $3812.96 |  | 8.751% | XXXXX | $760.07 | 8.375% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5265.49 | 1 | $12309.36 | $4022.04 | $1025.78 | $335.17 |  |  |  |  |  | 44.193% | 44.193% | 44.193% | 07/02/2025 | 719 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Primary Income - Pension]; 1099-R - 2024<br> [Borrower - \| Primary Income - Pension]; 1099-R - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2917.00 |  | 6.670% | $0.00 |  |  |  |  | N/A | No | 8.375% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.990% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $1587.69 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000086764 | XXXXX |  | Non QM |  |  |  | Yes | No | $3701.25 | $4416.08 |  | 7.892% | XXXXX | $837.87 | 7.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7298.19 | 1 | $3475.56 | $2532.00 | $289.63 | $211.00 |  |  |  |  |  | 23.003% | 23.003% | 23.003% | 07/30/2025 | 812 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3701.25 |  | 6.340% | $0.00 |  |  |  |  | N/A | No | 7.375% | 0 |  | 2 | 0 | 3 | 3 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Trustee |  |  |  |  |  |  | 1 | XXXXX | 8.000% | XXXXX | XXXXX | XXXXX | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000086928 | XXXXX |  | Non QM |  |  |  | Yes | No | $2222.00 | $3005.09 |  | 7.982% | XXXXX | $813.25 | 7.625% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3947.90 | 1 | $2345.16 | $2321.04 | $195.43 | $193.42 |  |  |  |  |  | 38.382% | 38.382% | 38.382% | 07/29/2025 | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Account Statements - 2025<br> [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; Other - 2025<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2222.00 |  | 6.340% | $0.00 |  |  |  |  | N/A | No | 7.625% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.38 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000084011 | XXXXX |  | Non QM |  |  |  | Yes | No | $4227.22 | $5470.24 |  | 8.472% | XXXXX | $1687.34 | 8.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10707.45 | 1 | $10222.92 | $8997.00 | $851.91 | $749.75 |  |  |  |  |  | 49.612% | 49.612% | 49.612% | 07/10/2025 | 736 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4227.22 |  | 6.670% | $0.00 |  |  |  |  | N/A | No | 8.250% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 30 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 19.44 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000085210 | XXXXX |  | Non QM |  |  |  | Yes | No | $6418.70 | $7986.37 |  | 8.750% | XXXXX | $2306.74 | 8.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $13876.28 | 1 | $11936.40 | $4010.40 | $994.70 | $334.20 |  |  |  |  |  | 43.077% | 43.077% | 43.077% | 07/13/2025 | 701 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $6418.70 |  | 6.750% | $0.00 |  |  |  |  | N/A | No | 8.500% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 11.61 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000086831 | XXXXX |  | Non QM |  |  |  | Yes | No | $1790.00 | $3055.78 |  | 8.920% | XXXXX | $1239.05 | 8.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10461.54 | 2 | $10868.04 | $1379.04 | $905.67 | $114.92 |  |  |  |  |  | 32.329% | 32.329% | 32.329% | 05/09/2025 | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Tax Return Extension - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $1790.00 |  | 6.750% | $0.00 |  |  |  |  | N/A | No | 8.750% | 3 |  | 2 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 34.76 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 7 | 360 |
| XXXXX | 4000086490 | XXXXX |  | Non QM |  |  |  | Yes | No | $2968.75 | $3841.96 |  | 8.543% | XXXXX | $939.08 | 8.250% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6499.76 | 1 | $1864.20 | $4427.04 | $155.35 | $368.92 |  |  |  |  |  | 31.056% | 31.056% | 31.056% | 07/29/2025 | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2968.75 |  | 6.750% | $0.00 |  |  |  |  | N/A | No | 8.250% | 2 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $2398.93 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000086312 | XXXXX |  | Non QM |  |  |  | Yes | No | $171.36 | $1529.02 |  | 10.173% | XXXXX | $442.86 | 9.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3388.46 | 1 | $1452.96 | $1478.04 | $121.08 | $123.17 |  |  |  |  |  | 42.778% | 42.778% | 42.778% | 06/26/2025 | 697 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $171.36 |  | 6.750% | $0.00 | 1 |  |  |  | No | No | 9.875% | 2 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 31 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 11.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.55 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000086886 | XXXXX |  | Non QM |  |  |  | Yes | No | $8645.00 | $2279.95 |  | 9.057% | XXXXX | $4023.11 | 9.000% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $15762.65 | 3 | $6862.32 | $2537.04 | $571.86 | $211.42 |  |  |  |  |  | 34.753% | 34.753% | 34.753% | 06/25/2025 | 704 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $8645.00 |  | 6.750% | $0.00 |  |  |  |  | No | No | 9.000% | 1 | 1 | 1 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  | 1 | XXXXX | 3.000% | XXXXX | XXXXX | XXXXX | No | Trustee | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $14810.11 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000084370 | XXXXX |  | Non QM |  |  |  | Yes | No | $3520.00 | $4202.56 |  | 8.399% | XXXXX | $1485.86 | 8.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4783.00 | 1 | $4861.80 | $2277.96 | $405.15 | $189.83 |  |  |  |  |  | 49.892% | 49.892% | 49.892% | 07/12/2025 | 807 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3520.00 |  | 6.250% | $0.00 |  |  |  |  | N/A | No | 8.125% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 31 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000085081 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $7500.00 | $9025.58 |  | 8.872% | XXXXX | $1520.14 | 8.375% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9859.10 | 2 | $7743.96 | $3837.00 | $645.33 | $319.75 |  |  |  |  |  | 37.692% | 37.692% | 37.692% | 05/13/2025 | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Coborrower]; 1040 - 2024 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $7500.00 |  | 6.750% | $0.00 |  |  |  |  | N/A | No | 8.375% | 0 | 1 | 1 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  | 29 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 9.15 |  |  | Yes |  | $0.00 | $4005.81 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000086385 | XXXXX |  | Non QM |  |  |  | Yes | No | $3549.00 | $4283.80 |  | 8.432% | XXXXX | $733.76 | 8.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5380.00 | 1 | $1947.24 | $887.04 | $162.27 | $73.92 |  |  |  |  |  | 33.848% | 33.848% | 33.848% | 07/28/2025 | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3549.00 |  | 6.750% | $0.00 |  |  |  |  | N/A | No | 8.000% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000085491 | XXXXX |  | Non QM |  |  |  | Yes | No | $2478.28 | $3131.57 |  | 8.195% | XXXXX | $1127.67 | 7.500% | No | No | Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8470.55 | 1 | $10397.40 | $2564.04 | $866.45 | $213.67 |  |  |  |  |  | 39.132% | 39.132% | 39.132% | 07/22/2025 | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2478.28 |  | 5.960% | $0.00 |  |  |  |  | N/A | No | 7.500% | 2 | 2 | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 4.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 1.27 |  |  | No |  | $5616.17 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 120 |
| XXXXX | 4000087097 | XXXXX |  | Non QM |  |  |  | Yes | No | $1320.00 | $2174.66 |  | 8.439% | XXXXX | $1455.21 | 8.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $12471.05 | 1 | $11161.92 | $7409.40 | $930.16 | $617.45 |  |  |  |  |  | 41.366% | 41.366% | 41.366% | 07/28/2025 | 702 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1320.00 |  | 6.040% | $0.00 |  |  |  |  | N/A | No | 8.250% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 31 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| XXXXX | 4000085930 | XXXXX |  | Non QM |  |  |  | Yes | No | $2820.00 | $3561.48 |  | 9.753% | XXXXX | $1185.60 | 9.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9998.74 | 1 | $5041.56 | $1991.04 | $420.13 | $165.92 |  |  |  |  |  | 43.100% | 43.100% | 43.100% | 07/24/2025 | 707 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2820.00 |  | 6.790% | $0.00 |  |  |  |  | N/A | No | 9.500% | 2 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 30 | 30 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 5.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $8642.97 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000083531 | XXXXX |  | Exempt from ATR | N/A | Yes |  | No | No | $5320.00 | $6112.31 |  | 8.784% | XXXXX | $1852.97 | 8.250% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4967.81 | 1 | $10634.28 | $1967.04 | $886.19 | $163.92 |  |  |  |  |  | 43.997% | 43.997% | 43.997% | 06/10/2025 | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; Account Statements - 2025<br> [Borrower - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2024 | [Borrower]; 1040 - 2024 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5320.00 |  | 5.910% | $0.00 | 1 |  |  |  | Yes | No | 8.250% | 0 |  | 1 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.990% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| XXXXX | 4000084212 | XXXXX |  | Non QM |  |  |  | Yes | No | $4033.05 | $4683.43 |  | 8.269% | XXXXX | $944.09 | 7.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $3486.81 | 1 | $2344.56 | $1961.04 | $195.38 | $163.42 |  |  |  |  |  | 41.082% | 41.082% | 41.082% | 07/10/2025 | 720 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4033.05 |  | 6.200% | $0.00 |  |  |  |  | N/A | No | 7.750% | 2 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 31 | 31 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $1676.52 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000085413 | XXXXX |  | Non QM |  |  |  | Yes | No | $1057.50 | $1519.42 |  | 8.550% | XXXXX | $375.63 | 8.250% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $11587.33 | 1 | $1190.04 | $1240.20 | $99.17 | $103.35 |  |  |  |  |  | 16.981% | 16.981% | 16.981% | 07/21/2025 | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1057.50 |  | 6.790% | $0.00 |  |  |  |  | N/A | No | 8.250% | 0 | 1 | 1 | 0 | 3 | 0 |  |  | 7.20 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 4.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $5143.44 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000087271 | XXXXX |  | Non QM |  |  |  | Yes | No | $1251.42 | $1924.16 |  | 8.693% | XXXXX | $456.04 | 8.375% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $1724.67 | 1 | $304.92 | $1958.04 | $25.41 | $163.17 |  |  |  |  |  | 49.764% | 49.764% | 49.764% | 08/02/2025 | 706 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - No Results Returned - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1251.42 |  | 6.750% | $0.00 |  |  |  |  | N/A | No | 8.375% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000086037 | XXXXX |  | Non QM |  |  |  | Yes | No | $2802.48 | $3624.12 |  | 8.261% | XXXXX | $978.93 | 7.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4631.59 | 1 | $3788.04 | $1278.96 | $315.67 | $106.58 |  |  |  |  |  | 47.068% | 47.068% | 47.068% | 07/25/2025 | 741 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2802.48 |  | 6.070% | $0.00 |  |  |  |  | N/A | No | 7.750% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| XXXXX | 4000087190 | XXXXX |  | Non QM |  |  |  | Yes | No | $2495.00 | $4777.53 |  | 8.292% | XXXXX | $833.83 | 7.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3777.14 | 1 | $3282.00 | $0.00 | $273.50 | $0.00 |  |  |  |  |  | 42.172% | 42.172% | 42.172% | 08/12/2025 | 728 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Housing Allowance]; Other - 2025<br> [Borrower - \| Non-Primary Income - Housing Allowance]; Other - 2025<br> [Borrower - \| Non-Primary Income - Housing Allowance]; Other - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2495.00 |  | 6.750% | $0.00 | 1 |  |  |  | N/A | No | 7.875% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 30 |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX |  | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000087784 | XXXXX |  | Non QM |  |  |  | Yes | No | $1377.94 | $2080.62 |  | 8.884% | XXXXX | $614.45 | 8.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5049.73 | 1 | $5150.64 | $1074.00 | $429.22 | $89.50 |  |  |  |  |  | 49.205% | 49.205% | 49.205% | 08/06/2025 | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1377.94 |  | 6.750% | $0.00 |  |  |  |  | N/A | No | 8.625% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000086781 | XXXXX |  | N/A |  |  |  | No | No | $1822.27 | $2461.89 |  | 9.300% | XXXXX | $503.72 | 8.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5010.19 | 2 | $4990.20 | $2315.04 | $415.85 | $192.92 |  |  |  |  |  | 42.450% | 42.450% | 42.450% | 07/30/2025 | 739 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Account Transcripts - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1822.27 |  | 6.340% | $0.00 |  |  |  |  | N/A | No | 8.750% | 2 |  | 1 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 240 |
| XXXXX | 4000087747 | XXXXX |  | Non QM |  |  |  | Yes | No | $3706.98 | $4635.42 |  | 8.001% | XXXXX | $1260.89 | 7.750% | No | No | Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $3717.36 | 1 | $7583.28 | $2087.04 | $631.94 | $173.92 |  |  |  |  |  | 49.991% | 49.991% | 49.991% | 08/06/2025 | 811 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Coborrower(s) - \| Non-Primary Income - Sole Proprietor]; Other - 2025<br> [Coborrower(s) - \| Non-Primary Income - Sole Proprietor]; Other - 2025<br> [Coborrower(s) - \| Non-Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Coborrower(s) - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3706.98 |  | 6.750% | $0.00 |  |  |  |  | N/A | No | 7.750% | 1 | 0 | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 30 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 2.02 |  |  | No |  | $394.68 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000086468 | XXXXX |  | Non QM |  |  |  | Yes | No | $1716.30 | $2488.29 |  | 10.048% | XXXXX | $744.37 | 9.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $47777.34 | 1 | $6645.48 | $1872.00 | $553.79 | $156.00 |  |  |  |  |  | 39.032% | 39.032% | 39.032% | 07/25/2025 | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1716.30 |  | 6.750% | $0.00 |  |  |  |  | N/A | No | 9.750% | 0 |  | 1 | 0 | 3 | 1 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 6.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 5 | 360 |
| XXXXX | 4000086470 | XXXXX |  | Non QM |  |  |  | Yes | No | $1705.78 | $2443.09 |  | 10.064% | XXXXX | $679.81 | 9.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $48249.62 | 1 | $6377.40 | $3274.92 | $531.45 | $272.91 |  |  |  |  |  | 38.429% | 38.429% | 38.429% | 07/25/2025 | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - C-Corp]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - C-Corp]; 1120 - 2023<br> [Borrower - \| Non-Primary Income - C-Corp]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - C-Corp]; 4506-C (for Business) - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1705.78 |  | 6.750% | $0.00 |  |  |  |  | N/A | No | 9.750% | 0 |  | 1 | 0 | 3 | 1 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 7.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 5 | 360 |
| XXXXX | 4000086915 | XXXXX |  | Non QM |  |  |  | Yes | No | $6000.00 | $6828.63 |  | 8.082% | XXXXX | $1208.39 | 7.500% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5058.96 | 1 | $4124.28 | $1833.48 | $343.69 | $152.79 |  |  |  |  |  | 44.874% | 44.874% | 44.874% | 07/30/2025 | 812 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; 1099-SSA - 2024<br> [Borrower - \| Non-Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $6000.00 |  | 6.340% | $0.00 |  |  |  |  | N/A | No | 7.500% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000088444 | XXXXX |  | Non QM |  |  |  | Yes | No | $1061.55 | $1916.84 |  | 8.235% | XXXXX | $1113.75 | 8.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8003.71 | 1 | $5789.64 | $753.96 | $482.47 | $62.83 |  |  |  |  |  | 30.420% | 30.420% | 30.420% | 08/09/2025 | 820 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1061.55 |  | 6.630% | $0.00 |  |  |  |  | N/A | No | 8.125% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000087437 | XXXXX |  | Non QM |  |  |  | Yes | No | $3220.00 | $4121.44 |  | 8.881% | XXXXX | $1252.24 | 8.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9043.63 | 1 | $2151.12 | $1643.04 | $179.26 | $136.92 |  |  |  |  |  | 34.228% | 34.228% | 34.228% | 08/04/2025 | 704 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3220.00 |  | 6.750% | $0.00 |  |  |  |  | N/A | No | 8.625% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000086065 | XXXXX |  | Non QM |  |  |  | Yes | No | $1815.00 | $2712.40 |  | 8.923% | XXXXX | $963.33 | 8.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $13490.36 | 1 | $8803.20 | $1623.96 | $733.60 | $135.33 |  |  |  |  |  | 28.600% | 28.600% | 28.600% | 07/23/2025 | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2024<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2023<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1815.00 |  | 6.370% | $0.00 |  |  |  |  | N/A | No | 8.625% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000087640 | XXXXX |  | N/A |  |  |  | No | No | $2507.52 | $3114.59 |  | 8.539% | XXXXX | $618.97 | 8.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10454.10 | 1 | $1921.80 | $1461.60 | $160.15 | $121.80 |  |  |  |  |  | 34.127% | 34.127% | 34.127% | 08/01/2025 | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2507.52 |  | 6.370% | $0.00 |  |  |  |  | N/A | No | 8.000% | 1 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 240 |
| XXXXX | 4000081282 | XXXXX |  | Non QM |  |  |  | Yes | No | $1301.78 | $2321.76 |  | 9.673% | XXXXX | $1084.49 | 9.500% | No | No | Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | XXX |  |  |  | $3767.36 | 1 | $1973.04 | $1193.04 | $164.42 | $99.42 |  |  |  |  |  | 49.901% | 49.901% | 49.901% | 06/11/2025 | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $1301.78 |  | 6.770% | $0.00 |  |  |  |  | N/A | No | 9.500% | 0 |  | 2 | 0 | 4 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 30 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.999% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  |  | 6.58 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000086997 | XXXXX |  | Non QM |  |  |  | Yes | No | $6345.00 | $7389.50 |  | 7.757% | XXXXX | $3538.97 | 7.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $11800.98 | 1 | $17151.48 | $8435.04 | $1429.29 | $702.92 |  |  |  |  |  | 49.552% | 49.552% | 49.552% | 08/07/2025 | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $6345.00 |  | 6.750% | $0.00 | 999 |  |  |  | No | No | 7.625% | 0 |  | 1 | 0 | 3 | 1 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 46.53 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000086861 | XXXXX |  | Non QM |  |  |  | Yes | No | $6458.47 | $7142.24 |  | 8.451% | XXXXX | $1347.43 | 7.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6062.48 | 1 | $1528.20 | $1188.00 | $127.35 | $99.00 |  |  |  |  |  | 31.741% | 31.741% | 31.741% | 07/30/2025 | 734 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $6458.47 |  | 6.340% | $0.00 |  |  |  |  | N/A | No | 7.875% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 30 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.338% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000085727 | XXXXX |  | Non QM |  |  |  | Yes | No | $2952.14 | $3600.63 |  | 9.086% | XXXXX | $881.10 | 8.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2182.95 | 1 | $4016.88 | $1580.76 | $334.74 | $131.73 |  |  |  |  |  | 44.567% | 44.567% | 44.567% | 07/23/2025 | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2952.14 |  | 6.750% | $0.00 |  |  |  |  | N/A | No | 8.750% | 0 |  | 1 | 0 | 3 | 0 |  |  | 7.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000086162 | XXXXX |  | Non QM |  |  |  | Yes | No | $1932.50 | $2542.89 |  | 9.059% | XXXXX | $656.81 | 8.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7929.80 | 1 | $1760.52 | $2583.96 | $146.71 | $215.33 |  |  |  |  |  | 30.144% | 30.144% | 30.144% | 07/25/2025 | 704 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $1932.50 |  | 6.370% | $0.00 |  |  |  |  | N/A | No | 8.625% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000088504 | XXXXX |  | Non QM |  |  |  | Yes | No | $4044.00 | $5342.40 |  | 9.090% | XXXXX | $1041.39 | 8.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6215.75 | 1 | $7341.00 | $2296.32 | $611.75 | $191.36 |  |  |  |  |  | 41.334% | 41.334% | 41.334% | 08/07/2025 | 712 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4044.00 |  | 6.290% | $0.00 |  |  |  |  | N/A | No | 8.500% | 0 |  | 1 | 0 | 1 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 1 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No |  | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 240 |
| XXXXX | 4000084248 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $10950.00 | $12351.75 |  | 9.684% | XXXXX | $3742.87 | 9.375% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $22945.69 | 1 | $19310.04 | $1253.04 | $1609.17 | $104.42 |  |  |  |  |  | 36.497% | 36.497% | 36.497% | 05/13/2025 | 680 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $10950.00 |  | 6.670% | $0.00 | 1.5 |  |  |  | No | No | 9.375% | 2 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 30 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000088476 | XXXXX |  | Non QM |  |  |  | Yes | No | $1566.28 | $2468.28 |  | 8.457% | XXXXX | $2794.77 | 8.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $20380.07 | 1 | $7678.32 | $5481.00 | $639.86 | $456.75 |  |  |  |  |  | 34.256% | 34.256% | 34.256% | 08/11/2025 | 719 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1566.28 |  | 6.290% | $0.00 |  |  |  |  | N/A | No | 8.375% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 31 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000088373 | XXXXX |  | Non QM |  |  |  | Yes | No | $2749.05 | $3377.17 |  | 8.857% | XXXXX | $1166.68 | 8.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $21750.34 | 1 | $10349.04 | $3003.00 | $862.42 | $250.25 |  |  |  |  |  | 28.296% | 28.296% | 28.296% | 08/08/2025 | 693 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2749.05 |  | 6.750% | $0.00 |  |  |  |  | N/A | No | 8.625% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000088213 | XXXXX |  | Non QM |  |  |  | Yes | No | $2045.50 | $4251.28 |  | 9.540% | XXXXX | $683.32 | 8.990% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $10546.99 | 1 | $4632.84 | $2688.12 | $386.07 | $224.01 |  |  |  |  |  | 27.248% | 27.248% | 27.248% | 06/26/2025 | 734 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2018<br> [Borrower]; 4506-C - 2017<br> [Borrower]; 4506-C - 2016<br> [Borrower]; 4506-C - 2015<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2018<br> [Coborrower]; 4506-C - 2017<br> [Coborrower]; 4506-C - 2016<br> [Coborrower]; 4506-C - 2015<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2045.50 |  | 6.750% | $0.00 | 2.8 |  |  |  | N/A | No | 8.990% | 2 | 2 | 0 | 0 | 4 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 26 | 22 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 4.999% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 8.87 |  |  | No |  | $0.00 | $8507.09 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000086869 | XXXXX |  | Non QM |  |  |  | Yes | No | $3605.00 | $4092.60 |  | 8.043% | XXXXX | $1638.66 | 7.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4685.47 | 1 | $6160.32 | $681.60 | $513.36 | $56.80 |  |  |  |  |  | 35.098% | 35.098% | 35.098% | 07/21/2025 | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Partnership (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Wages]; Other - 2025<br> [Borrower - \| Non-Primary Income - Wages]; Other - 2025<br> [Borrower - \| Non-Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Non-Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3605.00 |  | 6.750% | $0.00 |  |  |  |  | N/A | No | 7.875% | 2 |  | 1 | 0 | 3 | 1 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 29 |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000087163 | XXXXX |  | Non QM |  |  |  | Yes | No | $2670.00 | $3628.94 |  | 8.721% | XXXXX | $2722.26 | 8.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $15021.79 | 1 | $11474.88 | $2289.00 | $956.24 | $190.75 |  |  |  |  |  | 32.735% | 32.735% | 32.735% | 08/03/2025 | 744 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2670.00 |  | 6.750% | $0.00 |  |  |  |  | N/A | No | 8.625% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 31 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 5.990% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000087999 | XXXXX |  | Non QM |  |  |  | Yes | No | $4377.48 | $6015.64 |  | 8.816% | XXXXX | $2169.55 | 8.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10800.41 | 1 | $10874.88 | $1943.04 | $906.24 | $161.92 |  |  |  |  |  | 48.773% | 48.773% | 48.773% | 08/06/2025 | 729 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4377.48 |  | 6.370% | $0.00 |  |  |  |  | N/A | No | 8.500% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000087222 | XXXXX |  | Non QM |  |  |  | Yes | No | $1764.45 | $2216.33 |  | 8.816% | XXXXX | $451.59 | 8.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6841.73 | 1 | $4502.16 | $1172.64 | $375.18 | $97.72 |  |  |  |  |  | 35.567% | 35.567% | 35.567% | 08/02/2025 | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1764.45 |  | 6.370% | $0.00 |  |  |  |  | N/A | No | 8.250% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000088465 | XXXXX |  | N/A |  |  |  | No | No | $4919.59 | $5567.56 |  | 8.138% | XXXXX | $1500.89 | 7.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $14949.12 | 1 | $15259.92 | $1525.08 | $1271.66 | $127.09 |  |  |  |  |  | 34.806% | 34.806% | 34.806% | 08/10/2025 | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4919.59 |  | 6.630% | $0.00 |  |  |  |  | N/A | No | 7.875% | 0 | 1 | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  | 31 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 33.84 |  | No | No |  | $0.00 | $8346.08 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000087286 | XXXXX |  | Non QM |  |  |  | Yes | No | $2681.00 | $3340.45 |  | 8.840% | XXXXX | $768.91 | 8.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4920.26 | 1 | $892.56 | $3258.00 | $74.38 | $271.50 |  |  |  |  |  | 47.309% | 47.309% | 47.309% | 08/03/2025 | 738 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; 1099-SSA - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2681.00 |  | 6.630% | $0.00 |  |  |  |  | N/A | No | 8.500% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 7 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000088123 | XXXXX |  | Non QM |  |  |  | Yes | No | $2310.03 | $2775.51 |  | 8.574% | XXXXX | $543.69 | 8.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7651.64 | 1 | $12735.96 | $2481.60 | $1061.33 | $206.80 |  |  |  |  |  | 41.716% | 41.716% | 41.716% | 08/07/2025 | 740 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $2310.03 |  | 6.370% | $0.00 |  |  |  |  | N/A | No | 8.000% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.28 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000085609 | XXXXX |  | Non QM |  |  |  | Yes | No | $4010.30 | $4935.00 |  | 9.467% | XXXXX | $949.05 | 9.000% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8495.13 | 1 | $3822.36 | $1818.96 | $318.53 | $151.58 |  |  |  |  |  | 33.884% | 33.884% | 33.884% | 07/21/2025 | 735 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Non-Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4010.30 |  | 6.790% | $0.00 |  |  |  |  | N/A | No | 9.000% | 2 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 21 | 26 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $4756.52 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000085832 | XXXXX |  | Non QM |  |  |  | Yes | No | $1073.42 | $1999.07 |  | 8.054% | XXXXX | $3262.12 | 8.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $16075.67 | 1 | $13399.32 | $4413.96 | $1116.61 | $367.83 |  |  |  |  |  | 39.953% | 39.953% | 39.953% | 07/23/2025 | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1073.42 |  | 6.370% | $0.00 |  |  |  |  | N/A | No | 8.000% | 1 |  | 1 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000090923 | XXXXX |  | N/A |  |  |  | No | No | $2513.90 | $2920.95 |  | 10.225% | XXXXX | $868.35 | 9.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8187.71 | 1 | $3554.04 | $1493.52 | $296.17 | $124.46 |  |  |  |  |  | 43.925% | 43.925% | 43.925% | 05/09/2025 | 717 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Housing Allowance]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Non-Primary Income - Housing Allowance]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2513.90 |  | 6.800% | $0.00 |  |  |  |  | N/A | No | 9.875% | 1 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000088732 | XXXXX |  | Non QM |  |  |  | Yes | No | $2060.22 | $2504.95 |  | 8.314% | XXXXX | $435.04 | 7.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2686.14 | 1 | $3240.24 | $2349.24 | $270.02 | $195.77 |  |  |  |  |  | 46.277% | 46.277% | 46.277% | 08/12/2025 | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2060.22 |  | 6.630% | $0.00 |  |  |  |  | N/A | No | 7.875% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 31 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000088269 | XXXXX |  | Non QM |  |  |  | Yes | No | $4670.16 | $5136.81 |  | 8.446% | XXXXX | $895.19 | 8.000% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6973.50 | 1 | $2905.08 | $2733.00 | $242.09 | $227.75 |  |  |  |  |  | 36.254% | 36.254% | 36.254% | 08/07/2025 | 746 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4670.16 |  | 6.750% | $0.00 |  |  |  |  | N/A | No | 8.000% | 2 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 31 | 31 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $6139.18 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000087321 | XXXXX |  | Non QM |  |  |  | Yes | No | $3786.00 | $4424.48 |  | 9.494% | XXXXX | $891.70 | 8.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6902.32 | 1 | $2566.08 | $1509.84 | $213.84 | $125.82 |  |  |  |  |  | 39.326% | 39.326% | 39.326% | 08/01/2025 | 697 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $3786.00 |  | 6.370% | $0.00 |  |  |  |  | N/A | No | 8.875% | 2 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 32 | 32 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $4540.23 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000088483 | XXXXX |  | Non QM |  |  |  | Yes | No | $995.00 | $1554.11 |  | 8.527% | XXXXX | $439.49 | 8.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $12395.22 | 1 | $6388.08 | $1758.60 | $532.34 | $146.55 |  |  |  |  |  | 31.150% | 31.150% | 31.150% | 07/31/2025 | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $995.00 |  | 6.630% | $0.00 |  |  |  |  | N/A | No | 8.250% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 31 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000089022 | XXXXX |  | Non QM |  |  |  | Yes | No | $1083.74 | $1616.10 |  | 8.471% | XXXXX | $1261.72 | 8.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5832.56 | 1 | $10357.44 | $2770.32 | $863.12 | $230.86 |  |  |  |  |  | 46.005% | 46.005% | 46.005% | 08/12/2025 | 724 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1083.74 |  | 6.630% | $0.00 |  |  |  |  | N/A | No | 8.375% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 6.41 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000089136 | XXXXX |  | Non QM |  |  |  | Yes | No | $3726.00 | $4141.77 |  | 7.924% | XXXXX | $797.97 | 7.375% | No | No | Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $10221.39 | 1 | $5966.52 | $4618.56 | $497.21 | $384.88 |  |  |  |  |  | 41.124% | 41.124% | 41.124% | 08/13/2025 | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3726.00 |  | 6.290% | $0.00 |  |  |  |  | N/A | No | 7.375% | 2 | 0 | 2 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 31 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $1872.89 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 240 |
| XXXXX | 4000087604 | XXXXX |  | Non QM |  |  |  | Yes | No | $1987.75 | $3324.50 |  | 8.583% | XXXXX | $1065.08 | 8.250% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7754.97 | 1 | $1893.00 | $1319.88 | $157.75 | $109.99 |  |  |  |  |  | 35.164% | 35.164% | 35.164% | 08/01/2025 | 705 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1987.75 |  | 6.370% | $0.00 |  |  |  |  | N/A | No | 8.250% | 1 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 30 | 30 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $6000.02 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000087866 | XXXXX |  | Non QM |  |  |  | Yes | No | $3583.00 | $4093.14 |  | 8.045% | XXXXX | $805.59 | 7.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9299.25 | 1 | $12024.60 | $2331.00 | $1002.05 | $194.25 |  |  |  |  |  | 38.324% | 38.324% | 38.324% | 06/12/2025 | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3583.00 |  | 6.370% | $0.00 |  |  |  |  | N/A | No | 7.500% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 31 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000088366 | XXXXX |  | Non QM |  |  |  | Yes | No | $3609.90 | $4110.13 |  | 8.803% | XXXXX | $798.08 | 8.375% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $2599.10 | 1 | $6658.68 | $1725.96 | $554.89 | $143.83 |  |  |  |  |  | 48.757% | 48.757% | 48.757% | 08/08/2025 | 722 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Account Statements - 2025<br> [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Other - 2025<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2024<br> [Borrower - \| Non-Primary Income - Pension]; Account Statements - 2024<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3609.90 |  | 6.750% | $0.00 |  |  |  |  | N/A | No | 8.375% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 1.31 |  |  | No |  | $1132.95 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000085948 | XXXXX |  | Non QM |  |  |  | Yes | No | $595.00 | $961.06 |  | 9.803% | XXXXX | $564.19 | 9.625% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8729.83 | 1 | $3543.00 | $3112.56 | $295.25 | $259.38 |  |  |  |  |  | 24.457% | 24.457% | 24.457% | 07/24/2025 | 746 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $595.00 |  | 6.370% | $0.00 |  |  |  |  | N/A | No | 9.625% | 2 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 31 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 5.200% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $5579.60 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000085611 | XXXXX |  | Non QM |  |  |  | Yes | No | $0.00 | $1704.81 |  | 8.016% | XXXXX | $725.07 | 7.875% | No | No | Not Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $4390.90 | 1 | $2573.04 | $1254.96 | $214.42 | $104.58 |  |  |  |  |  | 48.386% | 48.386% | 48.386% | 07/08/2025 | 718 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  | 6.790% | $0.00 |  |  |  |  | N/A | No | 7.875% | 0 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $8507.20 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000088217 | XXXXX |  | Non QM |  |  |  | Yes | No | $3828.77 | $4332.83 |  | 7.966% | XXXXX | $994.66 | 7.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $16480.76 | 1 | $4223.40 | $4563.96 | $351.95 | $380.33 |  |  |  |  |  | 20.674% | 20.674% | 20.674% | 08/07/2025 | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3828.77 |  | 6.370% | $0.00 |  |  |  |  | N/A | No | 7.500% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 32 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000086919 | XXXXX |  | Non QM |  |  |  | Yes | No | $2419.39 | $2845.96 |  | 9.571% | XXXXX | $795.62 | 9.250% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $1555.06 | 1 | $138.60 | $2001.60 | $11.55 | $166.80 |  |  |  |  |  | 48.720% | 48.720% | 48.720% | 08/01/2025 | 691 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2419.39 |  | 6.750% | $0.00 |  |  |  |  | N/A | No | 9.250% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 6.990% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000087511 | XXXXX |  | Non QM |  |  |  | Yes | No | $1582.50 | $2057.00 |  | 8.162% | XXXXX | $529.30 | 7.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6344.64 | 1 | $4056.00 | $1620.00 | $338.00 | $135.00 |  |  |  |  |  | 30.325% | 30.325% | 30.325% | 08/04/2025 | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1582.50 |  | 6.750% | $0.00 |  |  |  |  | N/A | No | 7.875% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000087489 | XXXXX |  | Non QM |  |  |  | Yes | No | $995.00 | $1638.01 |  | 8.036% | XXXXX | $2935.05 | 8.000% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10945.05 | 1 | $12669.48 | $2154.48 | $1055.79 | $179.54 |  |  |  |  |  | 39.829% | 39.829% | 39.829% | 08/05/2025 | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Audited | [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $995.00 |  | 6.750% | $0.00 |  |  |  |  | N/A | No | 8.000% | 0 |  | 1 | 0 | 3 | 3 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000089258 | XXXXX |  | Non QM |  |  |  | Yes | No | $1714.35 | $2237.50 |  | 8.482% | XXXXX | $414.34 | 7.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2616.90 | 1 | $2959.08 | $2280.96 | $246.59 | $190.08 |  |  |  |  |  | 41.843% | 41.843% | 41.843% | 08/15/2025 | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1714.35 |  | 6.290% | $0.00 |  |  |  |  | N/A | No | 7.875% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.490% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000089852 | XXXXX |  | N/A |  |  |  | No | No | $1195.00 | $1629.71 |  | 9.172% | XXXXX | $668.78 | 8.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $10170.53 | 1 | $4251.96 | $813.00 | $354.33 | $67.75 |  |  |  |  |  | 38.187% | 38.187% | 38.187% | 08/20/2025 | 752 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1195.00 |  | 6.140% | $0.00 |  |  |  |  | N/A | No | 8.875% | 1 | 1 | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $8536.90 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 240 |
| XXXXX | 4000087354 | XXXXX |  | Non QM |  |  |  | Yes | No | $1823.55 | $2418.89 |  | 8.084% | XXXXX | $1243.02 | 7.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4503.60 | 1 | $5523.36 | $4146.96 | $460.28 | $345.58 |  |  |  |  |  | 47.937% | 47.937% | 47.937% | 08/04/2025 | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1823.55 |  | 6.370% | $0.00 |  |  |  |  | N/A | No | 7.875% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 32 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000088021 | XXXXX |  | Non QM |  |  |  | Yes | No | $1412.50 | $1899.39 |  | 8.628% | XXXXX | $1176.44 | 8.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7223.92 | 1 | $8659.44 | $1278.84 | $721.62 | $106.57 |  |  |  |  |  | 33.805% | 33.805% | 33.805% | 08/07/2025 | 758 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1412.50 |  | 6.750% | $0.00 |  |  |  |  | N/A | No | 8.500% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000088005 | XXXXX |  | Non QM |  |  |  | Yes | No | $1473.39 | $1896.13 |  | 8.392% | XXXXX | $543.69 | 8.000% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8066.43 | 1 | $5487.60 | $4278.48 | $457.30 | $356.54 |  |  |  |  |  | 39.340% | 39.340% | 39.340% | 08/06/2025 | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1473.39 |  | 6.370% | $0.00 |  |  |  |  | N/A | No | 8.000% | 1 | 0 | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No |  | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000089027 | XXXXX |  | N/A |  |  |  | No | No | $1765.23 | $2282.12 |  | 9.103% | XXXXX | $458.21 | 8.500% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $15714.90 | 1 | $2392.92 | $2784.96 | $199.41 | $232.08 |  |  |  |  |  | 23.404% | 23.404% | 23.404% | 08/14/2025 | 758 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Account Statements - 2025<br> [Borrower - \| Primary Income - Social Security]; 1099-SSA - 2024<br> [Borrower - \| Non-Primary Income - IRA Distribution]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - IRA Distribution]; 1099-R - 2024<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099-SSA - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1765.23 |  | 6.220% | $0.00 |  |  |  |  | N/A | No | 8.500% | 0 | 0 | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 20.08 |  | No | No |  | $2377.70 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 240 |
| XXXXX | 4000086110 | XXXXX |  | Non QM |  |  |  | Yes | No | $3942.43 | $5060.73 |  | 9.407% | XXXXX | $692.30 | 8.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6419.13 | 1 | $5459.40 | $1533.00 | $454.95 | $127.75 |  |  |  |  |  | 41.373% | 41.373% | 41.373% | 07/21/2025 | 708 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3942.43 |  | 6.790% | $0.00 |  |  |  |  | N/A | No | 8.750% | 0 | 0 | 0 | 0 | 4 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 23 | 30 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  | No |  | $0.00 | $5835.03 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000087277 | XXXXX |  | Non QM |  |  |  | Yes | No | $995.00 | $1519.55 |  | 8.446% | XXXXX | $1596.15 | 8.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $11489.43 | 1 | $14375.88 | $1256.16 | $1197.99 | $104.68 |  |  |  |  |  | 43.725% | 43.725% | 43.725% | 06/03/2025 | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $995.00 |  | 6.750% | $0.00 |  |  |  |  | N/A | No | 8.375% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 5.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.94 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000087050 | XXXXX |  | Non QM |  |  |  | Yes | No | $2000.00 | $2502.95 |  | 9.473% | XXXXX | $907.78 | 9.125% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2980.27 | 1 | $609.60 | $3297.96 | $50.80 | $274.83 |  |  |  |  |  | 48.423% | 48.423% | 48.423% | 07/31/2025 | 705 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  | 6 |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2000.00 |  | 6.340% | $0.00 |  |  |  |  | N/A | No | 9.125% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000088508 | XXXXX |  | Non QM |  |  |  | Yes | No | $1852.60 | $3551.63 |  | 10.079% | XXXXX | $781.99 | 9.625% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $13675.76 | 1 | $19628.88 | $3902.04 | $1635.74 | $325.17 |  |  |  |  |  | 45.593% | 45.593% | 45.593% | 06/25/2025 | 726 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Employer Letter - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Employer Letter - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1852.60 |  | 6.610% | $0.00 |  |  |  |  | N/A | No | 9.625% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  | 15 |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 7.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $11291.67 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000087829 | XXXXX |  | Non QM |  |  |  | Yes | No | $995.00 | $1432.64 |  | 8.425% | XXXXX | $638.58 | 8.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4625.55 | 1 | $7627.08 | $1698.96 | $635.59 | $141.58 |  |  |  |  |  | 49.927% | 49.927% | 49.927% | 07/16/2025 | 729 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $995.00 |  | 6.750% | $0.00 |  |  |  |  | N/A | No | 8.250% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 21.92 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000086152 | XXXXX |  | Non QM |  |  |  | Yes | No | $3063.35 | $3663.65 |  | 8.199% | XXXXX | $608.95 | 7.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2548.49 | 1 | $3609.36 | $1145.16 | $300.78 | $95.43 |  |  |  |  |  | 49.546% | 49.546% | 49.546% | 07/07/2025 | 735 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3063.35 |  | 6.790% | $0.00 |  |  |  |  | N/A | No | 7.750% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 31 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000089487 | XXXXX |  | Non QM |  |  |  | Yes | No | $4259.20 | $4693.99 |  | 8.807% | XXXXX | $2453.05 | 8.250% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $11026.55 | 1 | $4812.72 | $2769.00 | $401.06 | $230.75 |  |  |  |  |  | 41.321% | 41.321% | 41.321% | 08/18/2025 | 724 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4259.20 |  | 5.920% | $0.00 |  |  |  |  | N/A | No | 8.250% | 1 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 31 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 4.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $6876.60 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 120 |
| XXXXX | 4000087217 | XXXXX |  | Non QM |  |  |  | Yes | No | $1000.00 | $1554.79 |  | 8.633% | XXXXX | $1301.73 | 8.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9077.18 | 1 | $2257.68 | $1716.60 | $188.14 | $143.05 |  |  |  |  |  | 35.080% | 35.080% | 35.080% | 08/01/2025 | 708 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1000.00 |  | 6.370% | $0.00 | 1.5 |  |  |  | Yes | No | 8.500% | 0 |  | 0 | 0 | 1 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 30 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 21.26 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000089548 | XXXXX |  | Non QM |  |  |  | Yes | No | $1161.49 | $1541.49 |  | 8.161% | XXXXX | $853.60 | 7.875% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7852.82 | 1 | $986.04 | $1603.68 | $82.17 | $133.64 |  |  |  |  |  | 34.238% | 34.238% | 34.238% | 08/18/2025 | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1161.49 |  | 5.900% | $0.00 |  |  |  |  | N/A | No | 7.875% | 1 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| XXXXX | 4000089154 | XXXXX |  | Non QM |  |  |  | Yes | No | $2696.20 | $3033.73 |  | 8.077% | XXXXX | $716.41 | 7.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7057.25 | 1 | $13161.00 | $1641.00 | $1096.75 | $136.75 |  |  |  |  |  | 45.189% | 45.189% | 45.189% | 08/14/2025 | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2696.20 |  | 6.630% | $0.00 |  |  |  |  | N/A | No | 7.750% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 5.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000089833 | XXXXX |  | Non QM |  |  |  | Yes | No | $1395.00 | $1702.67 |  | 8.370% | XXXXX | $1202.03 | 8.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8924.85 | 1 | $23672.16 | $3180.00 | $1972.68 | $265.00 |  |  |  |  |  | 49.279% | 49.279% | 49.279% | 08/19/2025 | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1395.00 |  | 6.610% | $0.00 |  |  |  |  | N/A | No | 8.250% | 1 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000087592 | XXXXX |  | N/A |  |  |  | No | No | $3344.17 | $3826.27 |  | 8.914% | XXXXX | $1120.17 | 8.625% | No | No | Not Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $15028.63 | 1 | $7693.20 | $2643.00 | $641.10 | $220.25 |  |  |  |  |  | 24.857% | 24.857% | 24.857% | 08/05/2025 | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3344.17 |  | 6.750% | $0.00 |  |  |  |  | N/A | No | 8.625% | 0 | 1 | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $20000.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000086424 | XXXXX |  | Non QM |  |  |  | Yes | No | $1670.00 | $2026.37 |  | 9.089% | XXXXX | $388.89 | 8.625% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $3874.61 | 1 | $16136.52 | $2855.04 | $1344.71 | $237.92 |  |  |  |  |  | 45.631% | 45.631% | 45.631% | 07/29/2025 | 738 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; 1099-SSA - 2024<br> [Borrower - \| Non-Primary Income - Pension]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2024<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099-SSA - 2024<br> [Coborrower(s) - \| Non-Primary Income - Pension]; Paystubs - 2025<br> [Coborrower(s) - \| Non-Primary Income - Pension]; 1099-R - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1670.00 |  | 6.750% | $0.00 |  |  |  |  | N/A | No | 8.625% | 0 | 0 | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $2752.39 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000084296 | XXXXX |  | Non QM |  |  |  | Yes | No | $1895.00 | $2241.42 |  | 8.867% | XXXXX | $777.79 | 8.625% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2272.72 | 1 | $3804.00 | $2973.72 | $317.00 | $247.81 |  |  |  |  |  | 47.420% | 47.420% | 47.420% | 08/22/2025 | 704 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Primary Income - Social Security]; Other - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; 1099 Transcript - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; 1099-R - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; 1099 Transcript - 2023<br> [Borrower - \| Non-Primary Income - Social Security]; 1099-R - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1895.00 |  | 6.670% | $0.00 |  |  |  |  | N/A | No | 8.625% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 17.02 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000090361 | XXXXX |  | Non QM |  |  |  | Yes | No | $4782.50 | $8029.58 |  | 8.657% | XXXXX | $1900.18 | 8.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9434.08 | 1 | $17102.88 | $4385.04 | $1425.24 | $365.42 |  |  |  |  |  | 48.696% | 48.696% | 48.696% | 07/23/2025 | 683 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1099 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4782.50 |  | 6.610% | $0.00 | 3.8 |  |  |  | No | No | 8.375% | 0 |  | 1 | 0 | 3 | 3 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 30 |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 21.18 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000089745 | XXXXX |  | Non QM |  |  |  | Yes | No | $5870.00 | $7556.00 |  | 8.788% | XXXXX | $4455.95 | 8.500% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $26163.19 | 1 | $19578.12 | $2579.88 | $1631.51 | $214.99 |  |  |  |  |  | 32.044% | 32.044% | 32.044% | 08/19/2025 | 714 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5870.00 |  | 5.900% | $0.00 | 2.2 |  |  |  | Yes | No | 8.500% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 28 |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| XXXXX | 4000088171 | XXXXX |  | Non QM |  |  |  | Yes | No | $6080.00 | $6439.31 |  | 8.046% | XXXXX | $2495.68 | 7.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $14010.28 | 1 | $6311.76 | $1564.80 | $525.98 | $130.40 |  |  |  |  |  | 42.539% | 42.539% | 42.539% | 08/06/2025 | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $6080.00 |  | 6.370% | $0.00 |  |  |  |  | N/A | No | 7.750% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 32 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000088729 | XXXXX |  | Non QM |  |  |  | Yes | No | $995.00 | $1335.51 |  | 9.500% | XXXXX | $477.95 | 9.125% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8200.39 | 1 | $2189.28 | $1920.00 | $182.44 | $160.00 |  |  |  |  |  | 26.058% | 26.058% | 26.058% | 08/11/2025 | 719 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $995.00 |  | 6.290% | $0.00 | 1 |  |  |  | Yes | No | 9.125% | 1 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $6250.01 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000089683 | XXXXX |  | Non QM |  |  |  | Yes | No | $1707.27 | $2023.02 |  | 9.081% | XXXXX | $863.23 | 8.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6491.12 | 1 | $7536.00 | $4295.04 | $628.00 | $357.92 |  |  |  |  |  | 42.784% | 42.784% | 42.784% | 08/19/2025 | 704 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1707.27 |  | 5.920% | $0.00 |  |  |  |  | N/A | No | 8.375% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 31 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.990% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 120 |
| XXXXX | 4000086830 | XXXXX |  | Non QM |  |  |  | Yes | No | $4000.00 | $5460.48 |  | 8.356% | XXXXX | $1484.99 | 8.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8336.75 | 1 | $4494.00 | $3402.96 | $374.50 | $283.58 |  |  |  |  |  | 30.295% | 30.295% | 30.295% | 07/31/2025 | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4000.00 |  | 6.750% | $0.00 |  |  |  |  | N/A | No | 8.125% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 25 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000088795 | XXXXX |  | Non QM |  |  |  | Yes | No | $2963.31 | $3303.99 |  | 8.250% | XXXXX | $1030.05 | 7.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $11716.27 | 1 | $6487.08 | $1971.96 | $540.59 | $164.33 |  |  |  |  |  | 36.642% | 36.642% | 36.642% | 08/11/2025 | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2963.31 |  | 6.290% | $0.00 |  |  |  |  | N/A | No | 7.875% | 2 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 31 | 31 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 4.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $9143.50 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000089469 | XXXXX |  | Non QM |  |  |  | Yes | No | $5720.00 | $9754.37 |  | 8.612% | XXXXX | $2660.25 | 8.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $21322.91 | 2 | $9737.40 | $5985.96 | $811.45 | $498.83 |  |  |  |  |  | 49.364% | 49.364% | 49.364% | 07/07/2025 | 703 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5720.00 |  | 6.610% | $0.00 |  |  |  |  | N/A | No | 8.375% | 0 |  | 1 | 0 | 3 | 1 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 6.999% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000089454 | XXXXX |  | Non QM |  |  |  | Yes | No | $665.89 | $1918.19 |  | 9.101% | XXXXX | $401.22 | 8.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2853.82 | 1 | $4052.88 | $1776.36 | $337.74 | $148.03 |  |  |  |  |  | 48.347% | 48.347% | 48.347% | 06/26/2025 | 701 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $665.89 |  | 6.610% | $0.00 |  |  |  |  | N/A | No | 8.750% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 20 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.490% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000089013 | XXXXX |  | Non QM |  |  |  | Yes | No | $2203.06 | $2508.88 |  | 8.507% | XXXXX | $821.81 | 8.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9787.15 | 1 | $3885.12 | $1242.96 | $323.76 | $103.58 |  |  |  |  |  | 23.983% | 23.983% | 23.983% | 08/14/2025 | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2203.06 |  | 6.630% | $0.00 |  |  |  |  | N/A | No | 8.250% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000090106 | XXXXX |  | Non QM |  |  |  | Yes | No | $1174.15 | $2865.23 |  | 8.029% | XXXXX | $1367.32 | 7.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $18882.92 | 1 | $5433.00 | $3311.76 | $452.75 | $275.98 |  |  |  |  |  | 40.326% | 40.326% | 40.326% | 07/21/2025 | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1174.15 |  | 6.140% | $0.00 |  |  |  |  | N/A | No | 7.875% | 2 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 7 | 31 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 27.84 |  | No | No |  | $0.00 | $21244.72 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000088597 | XXXXX |  | Non QM |  |  |  | Yes | No | $3350.63 | $3644.59 |  | 8.705% | XXXXX | $950.09 | 8.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6238.82 | 1 | $1764.84 | $2508.72 | $147.07 | $209.06 |  |  |  |  |  | 33.046% | 33.046% | 33.046% | 08/11/2025 | 702 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3350.63 |  | 6.630% | $0.00 |  |  |  |  | N/A | No | 8.375% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 31 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 5.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000089290 | XXXXX |  | Non QM |  |  |  | Yes | No | $3070.23 | $4321.29 |  | 8.787% | XXXXX | $1063.73 | 8.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7903.73 | 1 | $7499.04 | $4821.12 | $624.92 | $401.76 |  |  |  |  |  | 48.045% | 48.045% | 48.045% | 08/11/2025 | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3070.23 |  | 6.290% | $0.00 |  |  |  |  | N/A | No | 8.375% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 31 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000089434 | XXXXX |  | Non QM |  |  |  | Yes | No | $7299.97 | $8870.04 |  | 7.661% | XXXXX | $1975.93 | 7.250% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6585.91 | 1 | $8603.28 | $1692.00 | $716.94 | $141.00 |  |  |  |  |  | 49.780% | 49.780% | 49.780% | 08/15/2025 | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - IRA Distribution]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - IRA Distribution]; Other - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $7299.97 |  | 6.290% | $0.00 |  |  |  |  | N/A | No | 7.250% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.490% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000086338 | XXXXX |  | Non QM |  |  |  | Yes | No | $495.00 | $1448.88 |  | 9.678% | XXXXX | $526.67 | 9.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6634.36 | 1 | $1794.00 | $689.04 | $149.50 | $57.42 |  |  |  |  |  | 21.551% | 21.551% | 21.551% | 06/16/2025 | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $495.00 |  | 6.340% | $0.00 |  |  |  |  | N/A | No | 9.375% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000088290 | XXXXX |  | Non QM |  |  |  | Yes | No | $2597.05 | $2890.84 |  | 8.243% | XXXXX | $955.39 | 7.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $38496.12 | 1 | $16825.56 | $1944.00 | $1402.13 | $162.00 |  |  |  |  |  | 13.183% | 13.183% | 13.183% | 08/08/2025 | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2597.05 |  | 6.020% | $0.00 |  |  |  |  | N/A | No | 7.750% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| XXXXX | 4000090734 | XXXXX |  | Non QM |  |  |  | Yes | No | $1700.00 | $2211.52 |  | 8.507% | XXXXX | $408.37 | 8.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3335.87 | 1 | $2056.20 | $513.96 | $171.35 | $42.83 |  |  |  |  |  | 38.415% | 38.415% | 38.415% | 08/04/2025 | 724 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1700.00 |  | 6.630% | $0.00 | 1.8 |  |  |  | Yes | No | 8.125% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 12 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No |  | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000084397 | XXXXX |  | Non QM |  |  |  | Yes | No | $6094.99 | $11142.74 |  | 9.427% | XXXXX | $4113.37 | 9.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $129159.86 | 1 | $270.00 | $0.00 | $22.50 | $0.00 |  |  |  |  |  | 34.665% | 34.665% | 34.665% | 07/10/2025 | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2021 | [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $6094.99 |  | 6.750% | $0.00 | 2.2 |  |  |  | N/A | No | 9.250% | 0 |  | 2 | 0 | 3 | 2 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 16 | 360 |
| XXXXX | 4000089210 | XXXXX |  | Non QM |  |  |  | Yes | No | $8831.37 | $9108.37 |  | 8.927% | XXXXX | $1421.34 | 8.375% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7246.52 | 2 | $10506.96 | $2574.96 | $875.58 | $214.58 |  |  |  |  |  | 42.604% | 42.604% | 42.604% | 08/04/2025 | 727 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $8831.37 |  | 6.630% | $0.00 |  |  |  |  | N/A | No | 8.375% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 30 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $5460.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000088535 | XXXXX |  | Non QM |  |  |  | Yes | No | $1590.00 | $2465.38 |  | 8.072% | XXXXX | $501.49 | 7.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $17118.29 | 1 | $3956.28 | $3831.00 | $329.69 | $319.25 |  |  |  |  |  | 21.996% | 21.996% | 21.996% | 08/11/2025 | 798 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1590.00 |  | 6.630% | $0.00 | 1 |  |  |  | Yes | No | 7.750% | 1 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.990% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $14806.17 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000089255 | XXXXX |  | Non QM |  |  |  | Yes | No | $7541.70 | $9095.06 |  | 9.585% | XXXXX | $2155.41 | 9.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $12602.65 | 1 | $27568.80 | $7782.00 | $2297.40 | $648.50 |  |  |  |  |  | 48.648% | 48.648% | 48.648% | 08/06/2025 | 714 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $7541.70 |  | 6.630% | $0.00 | 3.2 |  |  |  | N/A | No | 9.250% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 3 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 8.31 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000088877 | XXXXX |  | Non QM |  |  |  | Yes | No | $7650.39 | $9187.73 |  | 8.777% | XXXXX | $1818.31 | 8.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5213.58 | 1 | $9535.44 | $5175.00 | $794.62 | $431.25 |  |  |  |  |  | 48.380% | 48.380% | 48.380% | 08/12/2025 | 742 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $7650.39 |  | 6.290% | $0.00 |  |  |  |  | N/A | No | 8.250% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Trustee |  |  |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000088741 | XXXXX |  | Non QM |  |  |  | Yes | No | $5038.26 | $6054.36 |  | 7.682% | XXXXX | $1025.49 | 7.125% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6624.61 | 1 | $3991.80 | $1376.28 | $332.65 | $114.69 |  |  |  |  |  | 37.423% | 37.423% | 37.423% | 08/12/2025 | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; Account Statements - 2025<br> [Borrower - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Primary Income - Pension]; 1099-R - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; 1099-SSA - 2024<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; Other - 2025<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; 1099 - 2024<br> [Borrower - \| Non-Primary Income - Pension]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5038.26 |  | 6.290% | $0.00 |  |  |  |  | N/A | No | 7.125% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Trustee |  |  |  |  |  |  | 1 | XXXXX | 3.750% | XXXXX | XXXXX | XXXXX | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000088414 | XXXXX |  | Non QM |  |  |  | Yes | No | $1973.63 | $2701.78 |  | 8.904% | XXXXX | $499.79 | 8.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7393.20 | 1 | $4213.44 | $0.00 | $351.12 | $0.00 |  |  |  |  |  | 30.339% | 30.339% | 30.339% | 08/01/2025 | 703 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1973.63 |  | 6.750% | $0.00 |  |  |  |  | N/A | No | 8.500% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000090686 | XXXXX |  | N/A |  |  |  | No | No | $1745.00 | $2483.63 |  | 9.212% | XXXXX | $867.90 | 8.500% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9270.48 | 1 | $2701.44 | $2946.12 | $225.12 | $245.51 |  |  |  |  |  | 38.730% | 38.730% | 38.730% | 08/25/2025 | 754 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Account Statements - 2025<br> [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Annuity]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Annuity]; 1099 - 2024<br> [Coborrower(s) - \| Primary Income - Annuity]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Annuity]; 1099 - 2024<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; Account Statements - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1745.00 |  | 5.940% | $0.00 |  |  |  |  | N/A | No | 8.500% | 0 | 0 | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.990% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $7540.49 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 120 |
| XXXXX | 4000087647 | XXXXX |  | Non QM |  |  |  | Yes | No | $3651.12 | $4913.41 |  | 7.967% | XXXXX | $1319.10 | 7.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4355.90 | 1 | $8847.84 | $2670.00 | $737.32 | $222.50 |  |  |  |  |  | 47.729% | 47.729% | 47.729% | 08/04/2025 | 744 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3651.12 |  | 6.370% | $0.00 |  |  |  |  | N/A | No | 7.625% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 27 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000089024 | XXXXX |  | Non QM |  |  |  | Yes | No | $1590.00 | $1918.25 |  | 9.197% | XXXXX | $2774.49 | 9.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7517.74 | 1 | $9801.84 | $1917.48 | $816.82 | $159.79 |  |  |  |  |  | 49.920% | 49.920% | 49.920% | 05/07/2025 | 712 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $1590.00 |  | 6.630% | $0.00 | 3.7 |  |  |  | No | No | 9.125% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 31 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.443% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.56 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000088470 | XXXXX |  | Non QM |  |  |  | Yes | No | $3390.00 | $4249.46 |  | 8.016% | XXXXX | $805.59 | 7.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5304.67 | 1 | $4165.56 | $1854.12 | $347.13 | $154.51 |  |  |  |  |  | 41.030% | 41.030% | 41.030% | 08/09/2025 | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3390.00 |  | 6.370% | $0.00 |  |  |  |  | N/A | No | 7.500% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000089845 | XXXXX |  | Non QM |  |  |  | Yes | No | $4991.43 | $5311.52 |  | 8.464% | XXXXX | $1054.91 | 7.875% | No | No | Employed | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6923.86 | 1 | $10999.20 | $1596.48 | $916.60 | $133.04 |  |  |  |  |  | 44.781% | 44.781% | 44.781% | 08/19/2025 | 737 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Social Security]; 1099-SSA - 2024<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099-SSA - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4991.43 |  | 6.140% | $0.00 |  |  |  |  | N/A | No | 7.875% | 2 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 31 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $1655.85 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000089541 | XXXXX |  | Non QM |  |  |  | Yes | No | $2695.53 | $3563.61 |  | 7.897% | XXXXX | $845.87 | 7.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6999.37 | 1 | $4677.84 | $4883.04 | $389.82 | $406.92 |  |  |  |  |  | 39.466% | 39.466% | 39.466% | 08/18/2025 | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2695.53 |  | 6.140% | $0.00 |  |  |  |  | N/A | No | 7.500% | 1 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.990% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $4487.26 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000088725 | XXXXX |  | Non QM |  |  |  | Yes | No | $6598.60 | $7450.52 |  | 9.237% | XXXXX | $1088.91 | 8.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4529.53 | 1 | $1151.04 | $522.96 | $95.92 | $43.58 |  |  |  |  |  | 45.646% | 45.646% | 45.646% | 07/29/2025 | 695 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2018<br> [Borrower]; 4506-C - 2017<br> [Borrower]; 4506-C - 2016<br> [Borrower]; 4506-C - 2015<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $6598.60 |  | 6.750% | $0.00 | 1 |  |  |  | N/A | No | 8.625% | 2 |  | 0 | 0 | 6 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000088011 | XXXXX |  | N/A |  |  |  | No | No | $1989.89 | $3612.79 |  | 9.499% | XXXXX | $1829.47 | 9.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10359.56 | 1 | $5085.12 | $1758.96 | $423.76 | $146.58 |  |  |  |  |  | 36.580% | 36.580% | 36.580% | 08/06/2025 | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1989.89 |  | 6.750% | $0.00 |  |  |  |  | N/A | No | 9.375% | 1 |  | 1 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000087645 | XXXXX |  | Non QM |  |  |  | Yes | No | $995.00 | $1747.53 |  | 9.531% | XXXXX | $641.11 | 9.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10951.78 | 1 | $6657.24 | $1361.04 | $554.77 | $113.42 |  |  |  |  |  | 21.342% | 21.342% | 21.342% | 08/05/2025 | 723 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $995.00 |  | 6.370% | $0.00 |  |  |  |  | N/A | No | 9.250% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000088035 | XXXXX |  | Non QM |  |  |  | Yes | No | $4395.00 | $6270.52 |  | 8.929% | XXXXX | $1114.92 | 8.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8864.47 | 1 | $23301.96 | $2362.56 | $1941.83 | $196.88 |  |  |  |  |  | 49.901% | 49.901% | 49.901% | 06/24/2025 | 688 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared (Unaudited) | [Borrower - \| Primary Income - Sole Proprietor]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Tax Return Extension - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4395.00 |  | 6.750% | $0.00 |  |  |  |  | Yes | No | 8.500% | 0 |  | 1 | 0 | 3 | 1 |  |  | 18.97 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 6.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000087979 | XXXXX |  | Non QM |  |  |  | Yes | No | $2000.00 | $2297.07 |  | 7.996% | XXXXX | $820.95 | 7.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6578.37 | 1 | $837.36 | $3336.96 | $69.78 | $278.08 |  |  |  |  |  | 44.049% | 44.049% | 44.049% | 08/06/2025 | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2000.00 |  | 6.100% | $0.00 |  |  |  |  | N/A | No | 7.750% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 32 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 240 |
| XXXXX | 4000090776 | XXXXX |  | Non QM |  |  |  | Yes | No | $1195.00 | $2451.71 |  | 8.106% | XXXXX | $1672.88 | 8.000% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $4290.52 | 1 | $3331.08 | $3008.16 | $277.59 | $250.68 |  |  |  |  |  | 48.412% | 48.412% | 48.412% | 08/25/2025 | 723 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1195.00 |  | 6.220% | $0.00 |  |  |  |  | N/A | No | 8.000% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.490% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000089121 | XXXXX |  | N/A |  |  |  | No | No | $2049.67 | $2878.87 |  | 9.568% | XXXXX | $729.10 | 9.250% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $4605.44 | 1 | $2166.36 | $1386.96 | $180.53 | $115.58 |  |  |  |  |  | 42.855% | 42.855% | 42.855% | 08/13/2025 | 740 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2049.67 |  | 6.630% | $0.00 |  |  |  |  | N/A | No | 9.250% | 1 | 0 | 1 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  | 9 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $2181.98 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000088512 | XXXXX |  | Non QM |  |  |  | Yes | No | $1422.84 | $2644.48 |  | 8.099% | XXXXX | $1408.83 | 8.000% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5803.83 | 1 | $4304.64 | $2686.80 | $358.72 | $223.90 |  |  |  |  |  | 45.183% | 45.183% | 45.183% | 08/11/2025 | 805 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1422.84 |  | 6.630% | $0.00 |  |  |  |  | N/A | No | 8.000% | 1 | 0 | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 31 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000091173 | XXXXX |  | Non QM |  |  |  | Yes | No | $1534.10 | $2352.46 |  | 8.260% | XXXXX | $836.44 | 8.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7324.76 | 1 | $2586.36 | $2936.28 | $215.53 | $244.69 |  |  |  |  |  | 34.891% | 34.891% | 34.891% | 08/28/2025 | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1534.10 |  | 6.220% | $0.00 |  |  |  |  | N/A | No | 8.000% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 7.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000090516 | XXXXX |  | Non QM |  |  |  | Yes | No | $3660.57 | $4814.61 |  | 8.461% | XXXXX | $1401.43 | 8.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9368.45 | 1 | $7942.68 | $5718.96 | $661.89 | $476.58 |  |  |  |  |  | 29.996% | 29.996% | 29.996% | 08/23/2025 | 707 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3660.57 |  | 6.220% | $0.00 |  |  |  |  | N/A | No | 8.125% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000091034 | XXXXX |  | Non QM |  |  |  | Yes | No | $1691.70 | $2290.88 |  | 8.450% | XXXXX | $366.88 | 8.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4421.04 | 1 | $5538.36 | $2018.76 | $461.53 | $168.23 |  |  |  |  |  | 40.250% | 40.250% | 40.250% | 08/27/2025 | 729 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1691.70 |  | 6.630% | $0.00 |  |  |  |  | N/A | No | 8.000% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000089057 | XXXXX |  | Non QM |  |  |  | Yes | No | $2100.00 | $3142.50 |  | 9.029% | XXXXX | $826.04 | 8.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4735.04 | 1 | $5380.68 | $2051.04 | $448.39 | $170.92 |  |  |  |  |  | 43.180% | 43.180% | 43.180% | 08/08/2025 | 692 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2100.00 |  | 6.630% | $0.00 |  |  |  |  | N/A | No | 8.750% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000085583 | XXXXX |  | Non QM |  |  |  | Yes | No | $10000.00 | $12653.98 |  | 8.349% | XXXXX | $3712.49 | 8.125% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $53379.04 | 1 | $11405.04 | $4047.12 | $950.42 | $337.26 |  |  |  |  |  | 13.676% | 13.676% | 13.676% | 07/17/2025 | 822 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $10000.00 |  | 6.790% | $0.00 | 1.7 |  |  |  | N/A | No | 8.125% | 0 |  | 2 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Trustee |  |  |  |  |  |  | 1 | XXXXX | 2.625% | XXXXX | XXXXX | XXXXX | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000091415 | XXXXX |  | Non QM |  |  |  | Yes | No | $5595.00 | $7700.96 |  | 9.203% | XXXXX | $2735.72 | 9.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $13823.84 | 1 | $12164.04 | $2202.96 | $1013.67 | $183.58 |  |  |  |  |  | 41.794% | 41.794% | 41.794% | 08/13/2025 | 731 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5595.00 |  | 6.570% | $0.00 | 1 |  |  |  | N/A | No | 9.000% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 31 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 20.64 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000091230 | XXXXX |  | Non QM |  |  |  | Yes | No | $2852.00 | $3616.20 |  | 8.069% | XXXXX | $813.25 | 7.625% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $4211.86 | 1 | $4597.32 | $1181.04 | $383.11 | $98.42 |  |  |  |  |  | 34.292% | 34.292% | 34.292% | 08/28/2025 | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Account Statements - 2025<br> [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Non-Primary Income - Pension]; Account Statements - 2025<br> [Coborrower(s) - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2852.00 |  | 6.220% | $0.00 |  |  |  |  | N/A | No | 7.625% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 1.990% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $4764.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000090719 | XXXXX |  | Non QM |  |  |  | Yes | No | $2477.52 | $3297.97 |  | 8.222% | XXXXX | $942.21 | 7.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7257.55 | 1 | $3001.80 | $1494.00 | $250.15 | $124.50 |  |  |  |  |  | 24.623% | 24.623% | 24.623% | 08/25/2025 | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2477.52 |  | 6.220% | $0.00 |  |  |  |  | N/A | No | 7.875% | 1 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 20 | 31 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $5208.33 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000089850 | XXXXX |  | Non QM |  |  |  | Yes | No | $6416.50 | $7823.90 |  | 7.783% | XXXXX | $1748.04 | 7.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $11122.90 | 1 | $4479.12 | $2574.36 | $373.26 | $214.53 |  |  |  |  |  | 30.155% | 30.155% | 30.155% | 08/19/2025 | 803 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $6416.50 |  | 6.630% | $0.00 |  |  |  |  | N/A | No | 7.500% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.990% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000090936 | XXXXX |  | Non QM |  |  |  | Yes | No | $2645.00 | $4579.84 |  | 8.526% | XXXXX | $1900.18 | 8.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $15461.54 | 1 | $20155.08 | $6128.52 | $1679.59 | $510.71 |  |  |  |  |  | 49.986% | 49.986% | 49.986% | 07/29/2025 | 735 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2024<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2016 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2645.00 |  | 6.630% | $0.00 | 1.8 |  |  |  | No | No | 8.375% | 2 |  | 1 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 31 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 6.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000090097 | XXXXX |  | Non QM |  |  |  | Yes | No | $2060.00 | $2837.87 |  | 8.005% | XXXXX | $737.90 | 7.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3336.04 | 1 | $6860.16 | $582.96 | $571.68 | $48.58 |  |  |  |  |  | 39.855% | 39.855% | 39.855% | 08/20/2025 | 802 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2060.00 |  | 6.610% | $0.00 |  |  |  |  | N/A | No | 7.750% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 1 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000090886 | XXXXX |  | Non QM |  |  |  | Yes | No | $3477.62 | $4282.28 |  | 8.169% | XXXXX | $1026.19 | 7.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4197.55 | 1 | $3616.20 | $1979.04 | $301.35 | $164.92 |  |  |  |  |  | 41.308% | 41.308% | 41.308% | 08/26/2025 | 701 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $3477.62 |  | 6.220% | $0.00 |  |  |  |  | N/A | No | 7.750% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000088771 | XXXXX |  | Non QM |  |  |  | Yes | No | $1748.05 | $2331.60 |  | 8.859% | XXXXX | $703.70 | 8.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4256.94 | 1 | $1587.60 | $2100.48 | $132.30 | $175.04 |  |  |  |  |  | 47.253% | 47.253% | 47.253% | 08/12/2025 | 747 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1748.05 |  | 5.970% | $0.00 |  |  |  |  | N/A | No | 8.000% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 31 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 120 |
| XXXXX | 4000089482 | XXXXX |  | N/A |  |  |  | No | No | $1547.50 | $2161.47 |  | 9.107% | XXXXX | $479.89 | 8.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2304.31 | 1 | $3883.92 | $851.04 | $323.66 | $70.92 |  |  |  |  |  | 43.788% | 43.788% | 43.788% | 08/12/2025 | 750 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1547.50 |  | 6.610% | $0.00 |  |  |  |  | N/A | No | 8.750% | 0 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 7 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000088874 | XXXXX |  | Non QM |  |  |  | Yes | No | $3407.50 | $5961.96 |  | 8.886% | XXXXX | $1153.37 | 8.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3785.87 | 1 | $2989.44 | $0.00 | $249.12 | $0.00 |  |  |  |  |  | 43.842% | 43.842% | 43.842% | 08/11/2025 | 689 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3407.50 |  | 6.630% | $0.00 |  |  |  |  | N/A | No | 8.500% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 24 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX |  | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000091821 | XXXXX |  | Non QM |  |  |  | Yes | No | $998.90 | $1836.92 |  | 8.105% | XXXXX | $1022.23 | 8.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6934.96 | 1 | $9515.04 | $2378.04 | $792.92 | $198.17 |  |  |  |  |  | 37.305% | 37.305% | 37.305% | 09/03/2025 | 743 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $998.90 |  | 6.570% | $0.00 | 1 |  |  |  | Yes | No | 8.000% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 5.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000091754 | XXXXX |  | N/A |  |  |  | No | No | $2665.63 | $3507.45 |  | 8.033% | XXXXX | $1190.38 | 7.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $15077.88 | 1 | $6119.04 | $1317.00 | $509.92 | $109.75 |  |  |  |  |  | 25.694% | 25.694% | 25.694% | 09/03/2025 | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2665.63 |  | 6.200% | $0.00 |  |  |  |  | N/A | No | 7.750% | 1 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 240 |
| XXXXX | 4000090984 | XXXXX |  | Non QM |  |  |  | Yes | No | $1690.00 | $2948.43 |  | 8.328% | XXXXX | $928.12 | 8.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $11159.68 | 1 | $10318.44 | $4374.00 | $859.87 | $364.50 |  |  |  |  |  | 43.338% | 43.338% | 43.338% | 08/13/2025 | 738 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1690.00 |  | 6.630% | $0.00 |  |  |  |  | N/A | No | 8.125% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.11 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000090483 | XXXXX |  | Non QM |  |  |  | Yes | No | $2000.00 | $2794.59 |  | 8.466% | XXXXX | $844.24 | 8.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6821.96 | 1 | $1792.92 | $2865.00 | $149.41 | $238.75 |  |  |  |  |  | 40.393% | 40.393% | 40.393% | 08/22/2025 | 741 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2000.00 |  | 6.140% | $0.00 |  |  |  |  | N/A | No | 8.125% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 32 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000091993 | XXXXX |  | Non QM |  |  |  | Yes | No | $6435.42 | $7435.74 |  | 9.471% | XXXXX | $1474.43 | 8.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5477.49 | 1 | $3075.84 | $1198.32 | $256.32 | $99.86 |  |  |  |  |  | 45.156% | 45.156% | 45.156% | 09/04/2025 | 706 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $6435.42 |  | 6.200% | $0.00 |  |  |  |  | N/A | No | 8.875% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.999% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000090967 | XXXXX |  | Non QM |  |  |  | Yes | No | $2000.00 | $2782.89 |  | 8.518% | XXXXX | $751.27 | 8.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $16614.70 | 1 | $2970.36 | $2541.00 | $247.53 | $211.75 |  |  |  |  |  | 17.684% | 17.684% | 17.684% | 08/27/2025 | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2000.00 |  | 6.630% | $0.00 |  |  |  |  | N/A | No | 8.250% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 32 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000090520 | XXXXX |  | Non QM |  |  |  | Yes | No | $1322.00 | $2201.06 |  | 8.536% | XXXXX | $1246.90 | 8.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8661.19 | 1 | $4458.36 | $2288.04 | $371.53 | $190.67 |  |  |  |  |  | 39.200% | 39.200% | 39.200% | 08/23/2025 | 745 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1322.00 |  | 6.220% | $0.00 |  |  |  |  | N/A | No | 8.375% | 1 |  | 1 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 32 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 240 |
| XXXXX | 4000091413 | XXXXX |  | Non QM |  |  |  | Yes | No | $2175.78 | $2757.15 |  | 8.347% | XXXXX | $830.91 | 7.500% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $3890.43 | 1 | $3849.24 | $1122.96 | $320.77 | $93.58 |  |  |  |  |  | 36.363% | 36.363% | 36.363% | 09/01/2025 | 737 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2175.78 |  | 5.900% | $0.00 |  |  |  |  | N/A | No | 7.500% | 1 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 4.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 120 |
| XXXXX | 4000091210 | XXXXX |  | Non QM |  |  |  | Yes | No | $1595.00 | $2550.34 |  | 7.630% | XXXXX | $1611.19 | 7.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $28472.03 | 1 | $19010.16 | $2940.96 | $1584.18 | $245.08 |  |  |  |  |  | 16.089% | 16.089% | 16.089% | 08/28/2025 | 805 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1595.00 |  | 6.220% | $0.00 |  |  |  |  | N/A | No | 7.500% | 0 |  | 1 | 0 | 3 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000089721 | XXXXX |  | N/A |  |  |  | No | No | $2986.55 | $3686.30 |  | 8.191% | XXXXX | $826.58 | 7.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $13432.47 | 1 | $1951.20 | $1883.52 | $162.60 | $156.96 |  |  |  |  |  | 26.732% | 26.732% | 26.732% | 08/15/2025 | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2986.55 |  | 6.610% | $0.00 |  |  |  |  | N/A | No | 7.875% | 1 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 7.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 75.6 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000087708 | XXXXX |  | N/A |  |  |  | No | No | $1803.27 | $2480.27 |  | 8.439% | XXXXX | $804.56 | 8.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6721.51 | 1 | $3333.96 | $1281.48 | $277.83 | $106.79 |  |  |  |  |  | 44.992% | 44.992% | 44.992% | 08/05/2025 | 764 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1803.27 |  | 6.220% | $0.00 |  |  |  |  | N/A | No | 8.125% | 1 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 31 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 240 |
| XXXXX | 4000091083 | XXXXX |  | Non QM |  |  |  | Yes | No | $1450.00 | $3134.82 |  | 8.040% | XXXXX | $3213.89 | 8.000% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $25375.44 | 1 | $9662.76 | $2540.04 | $805.23 | $211.67 |  |  |  |  |  | 40.230% | 40.230% | 40.230% | 08/25/2025 | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1450.00 |  | 6.570% | $0.00 |  |  |  |  | N/A | No | 8.000% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 31 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000090869 | XXXXX |  | Non QM |  |  |  | Yes | No | $500.00 | $1783.12 |  | 7.541% | XXXXX | $1922.84 | 7.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $14976.07 | 1 | $6642.48 | $6626.04 | $553.54 | $552.17 |  |  |  |  |  | 34.650% | 34.650% | 34.650% | 08/22/2025 | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $500.00 |  | 6.630% | $0.00 | 1.3 |  |  |  | Yes | No | 7.500% | 2 |  | 0 | 0 | 1 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000090914 | XXXXX |  | Non QM |  |  |  | Yes | No | $5364.74 | $6071.89 |  | 8.979% | XXXXX | $1162.62 | 8.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5965.91 | 1 | $2534.52 | $1739.04 | $211.21 | $144.92 |  |  |  |  |  | 48.211% | 48.211% | 48.211% | 08/26/2025 | 691 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5364.74 |  | 6.220% | $0.00 |  |  |  |  | N/A | No | 8.375% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 32 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.770% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 240 |
| XXXXX | 4000092591 | XXXXX |  | Non QM |  |  |  | Yes | No | $1899.00 | $3211.05 |  | 7.734% | XXXXX | $2439.76 | 7.625% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $10776.76 | 1 | $4456.80 | $1700.04 | $371.40 | $141.67 |  |  |  |  |  | 40.330% | 40.330% | 40.330% | 08/25/2025 | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Annuity]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Annuity]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $1899.00 |  | 6.100% | $0.00 |  |  |  |  | N/A | No | 7.625% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $12003.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 240 |
| XXXXX | 4000090688 | XXXXX |  | Non QM |  |  |  | Yes | No | $2567.25 | $3192.61 |  | 7.925% | XXXXX | $743.18 | 7.625% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $2934.83 | 1 | $2422.80 | $5615.04 | $201.90 | $467.92 |  |  |  |  |  | 43.519% | 43.519% | 43.519% | 08/25/2025 | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; 1099-SSA - 2024<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2024<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099-SSA - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2567.25 |  | 6.630% | $0.00 |  |  |  |  | N/A | No | 7.625% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $1973.01 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000091861 | XXXXX |  | Non QM |  |  |  | Yes | No | $4004.00 | $4613.98 |  | 7.975% | XXXXX | $798.77 | 7.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8834.20 | 1 | $8193.00 | $5554.68 | $682.75 | $462.89 |  |  |  |  |  | 42.001% | 42.001% | 42.001% | 09/02/2025 | 744 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4004.00 |  | 6.200% | $0.00 |  |  |  |  | N/A | No | 7.375% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 19 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000092391 | XXXXX |  | Non QM |  |  |  | Yes | No | $3875.40 | $4619.10 |  | 7.594% | XXXXX | $1381.35 | 7.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5767.84 | 1 | $11610.84 | $2241.00 | $967.57 | $186.75 |  |  |  |  |  | 48.437% | 48.437% | 48.437% | 09/07/2025 | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3875.40 |  | 6.540% | $0.00 |  |  |  |  | N/A | No | 7.375% | 1 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000090358 | XXXXX |  | Non QM |  |  |  | Yes | No | $1357.00 | $1893.95 |  | 8.763% | XXXXX | $742.84 | 8.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6082.83 | 1 | $2040.36 | $3459.72 | $170.03 | $288.31 |  |  |  |  |  | 33.642% | 33.642% | 33.642% | 08/21/2025 | 705 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Wages]; Other - 2025<br> [Borrower - \| Non-Primary Income - Wages]; Other - 2025<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1357.00 |  | 5.900% | $0.00 |  |  |  |  | N/A | No | 8.375% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 32 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| XXXXX | 4000091101 | XXXXX |  | Non QM |  |  |  | Yes | No | $2420.00 | $4267.89 |  | 7.803% | XXXXX | $690.68 | 7.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4197.98 | 1 | $7224.96 | $2841.96 | $602.08 | $236.83 |  |  |  |  |  | 42.525% | 42.525% | 42.525% | 08/26/2025 | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Housing Allowance]; WVOE - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2420.00 |  | 6.630% | $0.00 |  |  |  |  | N/A | No | 7.375% | 2 |  | 1 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 32 |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000088563 | XXXXX |  | Non QM |  |  |  | Yes | No | $2859.50 | $3446.01 |  | 8.733% | XXXXX | $760.07 | 8.375% | No | No | Non-Employment Income | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $16677.82 | 1 | $10685.28 | $1512.00 | $890.44 | $126.00 |  |  |  |  |  | 33.967% | 33.967% | 33.967% | 08/11/2025 | 725 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Primary Income - Pension]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2859.50 |  | 6.630% | $0.00 |  |  |  |  | N/A | No | 8.375% | 0 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $16278.45 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000091869 | XXXXX |  | Non QM |  |  |  | Yes | No | $6452.45 | $7368.29 |  | 7.948% | XXXXX | $2317.77 | 7.625% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6408.52 | 1 | $6629.64 | $999.00 | $552.47 | $83.25 |  |  |  |  |  | 43.793% | 43.793% | 43.793% | 09/11/2025 | 745 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $6452.45 |  | 6.100% | $0.00 |  |  |  |  | N/A | No | 7.625% | 1 | 1 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 4.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $6740.07 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000089567 | XXXXX |  | Non QM |  |  |  | Yes | No | $2500.00 | $3172.67 |  | 8.193% | XXXXX | $1035.85 | 7.875% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $2571.52 | 1 | $2643.60 | $6033.00 | $220.30 | $502.75 |  |  |  |  |  | 49.781% | 49.781% | 49.781% | 08/15/2025 | 733 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2500.00 |  | 6.140% | $0.00 |  |  |  |  | N/A | No | 7.875% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.687% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $3605.62 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000089211 | XXXXX |  | Non QM |  |  |  | Yes | No | $995.40 | $1882.76 |  | 7.953% | XXXXX | $1450.14 | 7.875% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6489.13 | 1 | $8532.00 | $1887.84 | $711.00 | $157.32 |  |  |  |  |  | 45.624% | 45.624% | 45.624% | 08/01/2025 | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $995.40 |  | 6.630% | $0.00 |  |  |  |  | N/A | No | 7.875% | 1 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 32 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000090526 | XXXXX |  | N/A |  |  |  | No | No | $1867.58 | $2412.05 |  | 9.174% | XXXXX | $507.94 | 8.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6948.40 | 1 | $4542.48 | $995.04 | $378.54 | $82.92 |  |  |  |  |  | 42.701% | 42.701% | 42.701% | 08/25/2025 | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1867.58 |  | 6.220% | $0.00 |  |  |  |  | N/A | No | 8.625% | 1 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 | 240 |
| XXXXX | 4000092364 | XXXXX |  | Non QM |  |  |  | Yes | No | $1901.62 | $2399.98 |  | 8.413% | XXXXX | $440.26 | 8.000% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8076.01 | 1 | $1902.72 | $1704.96 | $158.56 | $142.08 |  |  |  |  |  | 22.241% | 22.241% | 22.241% | 09/06/2025 | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Annuity]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1901.62 |  | 6.540% | $0.00 |  |  |  |  | N/A | No | 8.000% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No |  | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $2179.40 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000091193 | XXXXX |  | Non QM |  |  |  | Yes | No | $1526.50 | $2172.36 |  | 8.953% | XXXXX | $841.77 | 8.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4655.24 | 1 | $8241.36 | $4472.04 | $686.78 | $372.67 |  |  |  |  |  | 47.168% | 47.168% | 47.168% | 08/28/2025 | 689 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1526.50 |  | 6.320% | $0.00 |  |  |  |  | N/A | No | 8.750% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 32 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000092167 | XXXXX |  | Non QM |  |  |  | Yes | No | $2000.00 | $2697.00 |  | 8.089% | XXXXX | $820.95 | 7.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6639.87 | 1 | $5607.00 | $1428.96 | $467.25 | $119.08 |  |  |  |  |  | 40.770% | 40.770% | 40.770% | 09/04/2025 | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2000.00 |  | 6.200% | $0.00 |  |  |  |  | N/A | No | 7.750% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000089547 | XXXXX |  | Non QM |  |  |  | Yes | No | $2291.35 | $3197.62 |  | 7.885% | XXXXX | $1540.29 | 7.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $12430.75 | 1 | $11258.88 | $4566.96 | $938.24 | $380.58 |  |  |  |  |  | 33.389% | 33.389% | 33.389% | 08/17/2025 | 764 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2291.35 |  | 6.610% | $0.00 |  |  |  |  | N/A | No | 7.750% | 2 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 31 | 32 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $6064.50 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000091332 | XXXXX |  | Non QM |  |  |  | Yes | No | $2890.00 | $3566.05 |  | 8.210% | XXXXX | $820.95 | 7.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2998.71 | 1 | $1668.36 | $2574.00 | $139.03 | $214.50 |  |  |  |  |  | 43.310% | 43.310% | 43.310% | 08/29/2025 | 685 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2890.00 |  | 6.220% | $0.00 |  |  |  |  | N/A | No | 7.750% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 32 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000090480 | XXXXX |  | Non QM |  |  |  | Yes | No | $6340.80 | $7090.99 |  | 8.329% | XXXXX | $1673.93 | 7.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7147.11 | 1 | $8915.04 | $3351.96 | $742.92 | $279.33 |  |  |  |  |  | 43.353% | 43.353% | 43.353% | 08/22/2025 | 734 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $6340.80 |  | 6.140% | $0.00 |  |  |  |  | N/A | No | 7.875% | 2 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 32 | 32 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $6364.80 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000092556 | XXXXX |  | Non QM |  |  |  | Yes | No | $2497.70 | $3155.78 |  | 8.448% | XXXXX | $742.50 | 8.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10639.38 | 1 | $2268.84 | $2343.12 | $189.07 | $195.26 |  |  |  |  |  | 33.290% | 33.290% | 33.290% | 09/08/2025 | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2497.70 |  | 6.540% | $0.00 |  |  |  |  | N/A | No | 8.125% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000092514 | XXXXX |  | Non QM |  |  |  | Yes | No | $1336.00 | $1446.07 |  | 8.443% | XXXXX | $498.10 | 8.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4927.35 | 1 | $3572.16 | $2406.00 | $297.68 | $200.50 |  |  |  |  |  | 49.424% | 49.424% | 49.424% | 09/08/2025 | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1336.00 |  | 5.860% | $0.00 |  |  |  |  | N/A | No | 8.125% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000091276 | XXXXX |  | Non QM |  |  |  | Yes | No | $1306.98 | $1956.23 |  | 8.020% | XXXXX | $1292.69 | 7.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $34582.54 | 1 | $9941.76 | $3369.96 | $828.48 | $280.83 |  |  |  |  |  | 17.852% | 17.852% | 17.852% | 08/29/2025 | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Non-Primary Income - Pension]; Paystubs - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1306.98 |  | 6.220% | $0.00 |  |  |  |  | N/A | No | 7.875% | 1 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 27.25 |  |  | No |  | $10159.40 | $17500.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000091486 | XXXXX |  | Non QM |  |  |  | Yes | No | $995.00 | $1457.39 |  | 8.474% | XXXXX | $488.32 | 8.250% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5382.15 | 1 | $5330.04 | $2892.00 | $444.17 | $241.00 |  |  |  |  |  | 41.481% | 41.481% | 41.481% | 08/30/2025 | 753 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $995.00 |  | 6.570% | $0.00 |  |  |  |  | N/A | No | 8.250% | 1 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 32 | 31 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $4703.34 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000093010 | XXXXX |  | Non QM |  |  |  | Yes | No | $1918.90 | $2424.24 |  | 7.948% | XXXXX | $530.85 | 7.625% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6953.81 | 1 | $1876.44 | $1730.16 | $156.37 | $144.18 |  |  |  |  |  | 28.813% | 28.813% | 28.813% | 09/10/2025 | 750 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1918.90 |  | 6.540% | $0.00 |  |  |  |  | N/A | No | 7.625% | 1 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000092599 | XXXXX |  | Non QM |  |  |  | Yes | No | $500.00 | $1025.39 |  | 7.738% | XXXXX | $566.23 | 7.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2981.70 | 1 | $2423.04 | $942.96 | $201.92 | $78.58 |  |  |  |  |  | 45.059% | 45.059% | 45.059% | 08/27/2025 | 743 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $500.00 |  | 6.540% | $0.00 | 1 |  |  |  | Yes | No | 7.625% | 2 |  | 0 | 0 | 1 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 32 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000090560 | XXXXX |  | Non QM |  |  |  | Yes | No | $3494.05 | $4310.92 |  | 9.308% | XXXXX | $1198.89 | 9.000% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $19545.24 | 1 | $8341.56 | $957.48 | $695.13 | $79.79 |  |  |  |  |  | 26.251% | 26.251% | 26.251% | 08/24/2025 | 718 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3494.05 |  | 6.630% | $0.00 |  |  |  |  | N/A | No | 9.000% | 2 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 31 | 31 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $15083.33 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000087025 | XXXXX |  | Non QM |  |  |  | Yes | No | $2554.60 | $3153.16 |  | 8.702% | XXXXX | $760.07 | 8.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4281.98 | 1 | $7776.84 | $896.04 | $648.07 | $74.67 |  |  |  |  |  | 49.883% | 49.883% | 49.883% | 08/01/2025 | 706 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Wages]; Other - 2025<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Non-Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Non-Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Non-Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Non-Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2554.60 |  | 6.540% | $0.00 |  |  |  |  | N/A | No | 8.375% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 31 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.990% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000090723 | XXXXX |  | Non QM |  |  |  | Yes | No | $2978.75 | $2646.66 |  | 9.974% | XXXXX | $709.74 | 9.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5287.92 | 1 | $3639.84 | $2397.96 | $303.32 | $199.83 |  |  |  |  |  | 31.866% | 31.866% | 31.866% | 08/13/2025 | 729 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2978.75 |  | 6.630% | $0.00 | 1 |  |  |  | Yes | No | 9.625% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 32 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000090748 | XXXXX |  | Non QM |  |  |  | Yes | No | $6500.00 | $2318.57 |  | 8.341% | XXXXX | $1652.79 | 8.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4436.14 | 1 | $3354.60 | $2073.00 | $279.55 | $172.75 |  |  |  |  |  | 48.067% | 48.067% | 48.067% | 08/25/2025 | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $6500.00 |  | 6.630% | $0.00 | 1.1 |  |  |  | No | No | 8.250% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.187% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.6 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000088848 | XXXXX |  | Non QM |  |  |  | Yes | No | $2630.00 | $3457.50 |  | 8.096% | XXXXX | $419.53 | 7.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7655.09 | 1 | $7429.56 | $1134.00 | $619.13 | $94.50 |  |  |  |  |  | 27.319% | 27.319% | 27.319% | 08/07/2025 | 803 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2630.00 |  | 6.630% | $0.00 |  |  |  |  | N/A | No | 7.500% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.84 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000091081 | XXXXX |  | Non QM |  |  |  | Yes | No | $1533.60 | $2269.45 |  | 8.831% | XXXXX | $894.46 | 8.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3911.32 | 1 | $1234.80 | $2682.96 | $102.90 | $223.58 |  |  |  |  |  | 36.246% | 36.246% | 36.246% | 09/10/2025 | 704 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1533.60 |  | 6.540% | $0.00 | 2.2 |  |  |  | No | No | 8.625% | 1 |  | 0 | 0 | 1 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 31 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000091400 | XXXXX |  | Non QM |  |  |  | Yes | No | $1245.00 | $1855.14 |  | 8.146% | XXXXX | $1254.66 | 8.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $13647.45 | 1 | $13073.88 | $3651.96 | $1089.49 | $304.33 |  |  |  |  |  | 37.878% | 37.878% | 37.878% | 08/29/2025 | 734 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1245.00 |  | 6.200% | $0.00 |  |  |  |  | N/A | No | 8.000% | 1 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 32 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No |  | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 24.16 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000092061 | XXXXX |  | N/A |  |  |  | No | No | $2526.75 | $3193.39 |  | 8.011% | XXXXX | $1231.42 | 7.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $39801.32 | 1 | $6296.76 | $1857.00 | $524.73 | $154.75 |  |  |  |  |  | 30.205% | 30.205% | 30.205% | 09/04/2025 | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Tax Return Extension - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2526.75 |  | 6.200% | $0.00 |  |  |  |  | N/A | No | 7.750% | 0 | 1 | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 4.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $37500.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 240 |
| XXXXX | 4000092888 | XXXXX |  | Non QM |  |  |  | Yes | No | $2586.16 | $3116.23 |  | 8.128% | XXXXX | $741.61 | 7.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9847.76 | 1 | $8189.52 | $2133.96 | $682.46 | $177.83 |  |  |  |  |  | 33.797% | 33.797% | 33.797% | 09/09/2025 | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2586.16 |  | 5.780% | $0.00 |  |  |  |  | N/A | No | 7.500% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 16.17 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| XXXXX | 4000091800 | XXXXX |  | Non QM |  |  |  | Yes | No | $4045.47 | $4940.51 |  | 8.909% | XXXXX | $915.01 | 8.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4060.38 | 1 | $9757.32 | $3759.48 | $813.11 | $313.29 |  |  |  |  |  | 49.937% | 49.937% | 49.937% | 07/17/2025 | 686 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4045.47 |  | 6.610% | $0.00 |  |  |  |  | N/A | No | 8.500% | 2 |  | 2 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 31 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000095271 | XXXXX |  | Non QM |  |  |  | Yes | No | $7445.00 | $4628.33 |  | 8.624% | XXXXX | $1368.13 | 8.375% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8335.95 | 1 | $11736.96 | $1989.00 | $978.08 | $165.75 |  |  |  |  |  | 44.748% | 44.748% | 44.748% | 07/28/2025 | 727 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $7445.00 |  | 6.630% | $0.00 |  |  |  |  | N/A | No | 8.375% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $7626.67 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000089740 | XXXXX |  | Non QM |  |  |  | Yes | No | $2754.43 | $3498.76 |  | 8.592% | XXXXX | $1133.25 | 8.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5574.41 | 1 | $7168.20 | $970.32 | $597.35 | $80.86 |  |  |  |  |  | 48.003% | 48.003% | 48.003% | 08/18/2025 | 749 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2754.43 |  | 5.860% | $0.00 | 1 |  |  |  | No | No | 8.250% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 31 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000092783 | XXXXX |  | Non QM |  |  |  | Yes | No | $2939.83 | $3594.95 |  | 7.885% | XXXXX | $964.30 | 7.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4438.16 | 1 | $2243.04 | $826.08 | $186.92 | $68.84 |  |  |  |  |  | 30.798% | 30.798% | 30.798% | 08/29/2025 | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2939.83 |  | 6.100% | $0.00 |  |  |  |  | N/A | No | 7.500% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000092515 | XXXXX |  | N/A |  |  |  | No | No | $3308.10 | $3928.21 |  | 8.396% | XXXXX | $1495.60 | 8.000% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $11887.17 | 1 | $1555.68 | $1386.00 | $129.64 | $115.50 |  |  |  |  |  | 31.138% | 31.138% | 31.138% | 09/07/2025 | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3308.10 |  | 5.780% | $0.00 |  |  |  |  | N/A | No | 8.000% | 1 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $11128.94 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 180 |
| XXXXX | 4000091893 | XXXXX |  | Non QM |  |  |  | Yes | No | $1756.97 | $2601.63 |  | 9.073% | XXXXX | $1358.90 | 8.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10374.88 | 1 | $13970.04 | $1274.04 | $1164.17 | $106.17 |  |  |  |  |  | 42.403% | 42.403% | 42.403% | 08/08/2025 | 730 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1756.97 |  | 6.200% | $0.00 | 1 |  |  |  | No | No | 8.875% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 31 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 6.63 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000091040 | XXXXX |  | Non QM |  |  |  | Yes | No | $2394.13 | $2876.49 |  | 8.292% | XXXXX | $653.89 | 7.625% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $16008.60 | 1 | $12177.72 | $2375.04 | $1014.81 | $197.92 |  |  |  |  |  | 29.571% | 29.571% | 29.571% | 08/27/2025 | 757 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2394.13 |  | 5.910% | $0.00 |  |  |  |  | N/A | No | 7.625% | 1 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 4.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| XXXXX | 4000089800 | XXXXX |  | Non QM |  |  |  | Yes | No | $8701.50 | $9758.50 |  | 8.791% | XXXXX | $2691.20 | 8.500% | No | No | Non-Employment Income | Non-Employment Income | Non-Employment Income |  | 0 |  | US Citizen | US Citizen | US Citizen |  |  |  |  |  | $9579.48 | 1 | $8292.48 | $2952.00 | $691.04 | $246.00 |  |  |  |  |  | 47.519% | 47.519% | 47.519% | 08/19/2025 | 753 | 775 | 772 | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  | Level 3-Stated/Partially Verified |  | Level 1-Not Stated/Not Verified |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Annuity]; Account Statements - 2025<br> [Borrower - \| Primary Income - Annuity]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Foster Care]; Award Letter / Continuance Letter - 2020<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2022<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Tax Return Extension - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $8701.50 |  | 6.610% | $0.00 |  |  |  |  | N/A | No | 8.500% | 0 | 0 | 1 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Trustee | Individual | Trustee |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | No |  | $8454.21 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000095383 | XXXXX |  | N/A |  |  |  | No | No | $2249.00 | $3347.17 |  | 8.514% | XXXXX | $1710.16 | 8.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $17531.60 | 1 | $8538.84 | $1332.72 | $711.57 | $111.06 |  |  |  |  |  | 43.660% | 43.660% | 43.660% | 08/28/2025 | 798 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2249.00 |  | 6.610% | $0.00 | 1.1 |  |  |  | Yes | No | 8.375% | 2 |  | 1 | 0 | 4 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 31 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000091495 | XXXXX |  | Non QM |  |  |  | Yes | No | $1367.42 | $1825.09 |  | 8.273% | XXXXX | $497.21 | 7.875% | No | No | Non-Employment Income | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $4247.49 | 1 | $3891.12 | $3009.84 | $324.26 | $250.82 |  |  |  |  |  | 34.547% | 34.547% | 34.547% | 09/12/2025 | 740 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1367.42 |  | 6.200% | $0.00 |  |  |  |  | N/A | No | 7.875% | 0 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 6.946% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $4801.33 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000090456 | XXXXX |  | Non QM |  |  |  | Yes | No | $1374.60 | $2017.61 |  | 8.118% | XXXXX | $1672.88 | 8.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6775.77 | 1 | $8746.08 | $2220.96 | $728.84 | $185.08 |  |  |  |  |  | 47.047% | 47.047% | 47.047% | 08/19/2025 | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1374.60 |  | 6.140% | $0.00 |  |  |  |  | N/A | No | 8.000% | 1 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000092382 | XXXXX |  | Non QM |  |  |  | Yes | No | $2898.00 | $3569.12 |  | 7.760% | XXXXX | $957.56 | 7.375% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $11608.66 | 1 | $3824.64 | $1857.00 | $318.72 | $154.75 |  |  |  |  |  | 39.274% | 39.274% | 39.274% | 09/05/2025 | 726 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2898.00 |  | 6.100% | $0.00 |  |  |  |  | N/A | No | 7.375% | 2 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 32 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 4.050% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000091841 | XXXXX |  | Non QM |  |  |  | Yes | No | $1740.37 | $2291.89 |  | 7.983% | XXXXX | $1026.19 | 7.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7677.52 | 1 | $7936.32 | $1316.04 | $661.36 | $109.67 |  |  |  |  |  | 35.847% | 35.847% | 35.847% | 09/03/2025 | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1740.37 |  | 6.200% | $0.00 |  |  |  |  | N/A | No | 7.750% | 1 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $5245.90 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000091704 | XXXXX |  | Non QM |  |  |  | Yes | No | $1503.26 | $2036.68 |  | 8.390% | XXXXX | $617.25 | 7.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7614.56 | 1 | $3600.96 | $2979.00 | $300.08 | $248.25 |  |  |  |  |  | 32.731% | 32.731% | 32.731% | 09/03/2025 | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1503.26 |  | 5.900% | $0.00 |  |  |  |  | N/A | No | 7.500% | 1 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 4.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $3948.43 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 120 |
| XXXXX | 4000091502 | XXXXX |  | N/A |  |  |  | No | No | $1869.47 | $2449.16 |  | 9.282% | XXXXX | $731.20 | 8.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $13887.45 | 1 | $6606.12 | $2403.60 | $550.51 | $200.30 |  |  |  |  |  | 39.571% | 39.571% | 39.571% | 09/02/2025 | 716 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1869.47 |  | 6.200% | $0.00 |  |  |  |  | N/A | No | 8.875% | 1 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.043% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 240 |
| XXXXX | 4000090336 | XXXXX |  | Non QM |  |  |  | Yes | No | $1938.30 | $2429.60 |  | 8.516% | XXXXX | $962.88 | 8.125% | No | No | Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $13531.31 | 1 | $23885.64 | $1061.28 | $1990.47 | $88.44 |  |  |  |  |  | 49.429% | 49.429% | 49.429% | 08/21/2025 | 736 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $1938.30 |  | 5.900% | $0.00 |  |  |  |  | N/A | No | 8.125% | 1 | 0 | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.900% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 9.03 |  |  | No |  | $12922.09 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| XXXXX | 4000089496 | XXXXX |  | Non QM |  |  |  | Yes | No | $5289.46 | $6179.69 |  | 7.974% | XXXXX | $1912.82 | 7.750% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7894.58 | 1 | $6186.24 | $2316.12 | $515.52 | $193.01 |  |  |  |  |  | 37.228% | 37.228% | 37.228% | 08/01/2025 | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025<br> [Borrower - \| Non-Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - IRA Distribution]; 1099-R - 2024<br> [Borrower - \| Non-Primary Income - IRA Distribution]; 1099-R - 2024<br> [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5289.46 |  | 6.610% | $0.00 |  |  |  |  | N/A | No | 7.750% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000090941 | XXXXX |  | Non QM |  |  |  | Yes | No | $595.00 | $1328.89 |  | 7.701% | XXXXX | $1061.69 | 7.625% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $16286.88 | 1 | $4349.40 | $2448.00 | $362.45 | $204.00 |  |  |  |  |  | 29.007% | 29.007% | 29.007% | 08/27/2025 | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $595.00 |  | 6.630% | $0.00 |  |  |  |  | N/A | No | 7.625% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 15 | 16 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 6.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 102.9 |  |  | No |  | $0.00 | $5024.77 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000092275 | XXXXX |  | Non QM |  |  |  | Yes | No | $1247.02 | $1660.92 |  | 8.486% | XXXXX | $563.45 | 8.250% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $2896.04 | 1 | $3219.60 | $4400.04 | $268.30 | $366.67 |  |  |  |  |  | 49.407% | 49.407% | 49.407% | 09/01/2025 | 739 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; P&L Statement - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; P&L Statement - 2024<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; Account Statements - 2025<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Tax Return Extension - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Tax Return Extension - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Tax Return Extension - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1247.02 |  | 6.570% | $0.00 |  |  |  |  | N/A | No | 8.250% | 0 | 0 | 1 | 0 | 3 | 1 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) |  | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $4578.16 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000092372 | XXXXX |  | Non QM |  |  |  | Yes | No | $2057.97 | $2486.43 |  | 8.238% | XXXXX | $807.14 | 8.000% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5257.10 | 1 | $2921.88 | $2135.64 | $243.49 | $177.97 |  |  |  |  |  | 49.228% | 49.228% | 49.228% | 09/06/2025 | 753 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2057.97 |  | 6.540% | $0.00 |  |  |  |  | N/A | No | 8.000% | 0 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $4420.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000091887 | XXXXX |  | Non QM |  |  |  | Yes | No | $1270.00 | $1708.22 |  | 8.683% | XXXXX | $1084.78 | 8.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6513.73 | 1 | $3829.68 | $2825.88 | $319.14 | $235.49 |  |  |  |  |  | 45.215% | 45.215% | 45.215% | 09/04/2025 | 739 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1270.00 |  | 6.200% | $0.00 |  |  |  |  | N/A | No | 8.500% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000092375 | XXXXX |  | Non QM |  |  |  | Yes | No | $2244.28 | $2787.23 |  | 7.695% | XXXXX | $2760.40 | 7.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $18219.07 | 1 | $21621.84 | $1530.00 | $1801.82 | $127.50 |  |  |  |  |  | 26.104% | 26.104% | 26.104% | 09/05/2025 | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2244.28 |  | 6.540% | $0.00 |  |  |  |  | N/A | No | 7.625% | 0 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000093160 | XXXXX |  | Non QM |  |  |  | Yes | No | $1980.49 | $2388.37 |  | 7.835% | XXXXX | $550.60 | 7.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6837.34 | 1 | $9685.44 | $2867.28 | $807.12 | $238.94 |  |  |  |  |  | 33.697% | 33.697% | 33.697% | 09/11/2025 | 743 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1980.49 |  | 6.100% | $0.00 |  |  |  |  | N/A | No | 7.375% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000092327 | XXXXX |  | Non QM |  |  |  | Yes | No | $4974.75 | $5566.57 |  | 7.688% | XXXXX | $1304.12 | 7.250% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4134.83 | 1 | $2639.28 | $1908.96 | $219.94 | $159.08 |  |  |  |  |  | 47.574% | 47.574% | 47.574% | 09/05/2025 | 726 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Non-Primary Income - Social Security]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Primary Income - IRA Distribution]; Account Statements - 2025<br> [Borrower - \| Primary Income - IRA Distribution]; Deposit Receipt - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4974.75 |  | 6.200% | $0.00 |  |  |  |  | N/A | No | 7.250% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5.67 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000093286 | XXXXX |  | Non QM |  |  |  | Yes | No | $1020.00 | $1469.86 |  | 8.602% | XXXXX | $1153.37 | 8.500% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $4743.75 | 1 | $2847.36 | $727.68 | $237.28 | $60.64 |  |  |  |  |  | 40.844% | 40.844% | 40.844% | 08/22/2025 | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Non-Primary Income - Housing Allowance]; Paystubs - 2025<br> [Coborrower(s) - \| Non-Primary Income - Housing Allowance]; WVOE - 2025<br> [Coborrower(s) - \| Non-Primary Income - Housing Allowance]; Paystubs - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1020.00 |  | 6.220% | $0.00 | 3.1 |  |  |  | No | No | 8.500% | 0 | 1 | 1 | 0 | 3 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  | 32 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $3000.00 | $1624.25 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000090418 | XXXXX |  | Non QM |  |  |  | Yes | No | $2132.50 | $2673.97 |  | 8.114% | XXXXX | $537.31 | 7.750% | No | No | Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5138.41 | 1 | $3353.52 | $2487.96 | $279.46 | $207.33 |  |  |  |  |  | 40.068% | 40.068% | 40.068% | 07/22/2025 | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2132.50 |  | 6.610% | $0.00 | 1.5 |  |  |  | Yes | No | 7.750% | 1 | 1 | 1 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 9 |  |  |  | Yes | Commitment | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  | 1 | XXXXX | 3.625% | XXXXX | XXXXX | XXXXX | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 1.39 |  |  | No |  | $4676.33 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000092284 | XXXXX |  | Non QM |  |  |  | Yes | No | $2400.00 | $2783.91 |  | 8.058% | XXXXX | $985.14 | 7.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4928.53 | 1 | $3560.40 | $2436.96 | $296.70 | $203.08 |  |  |  |  |  | 38.851% | 38.851% | 38.851% | 08/21/2025 | 734 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Social Security]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2400.00 |  | 6.200% | $0.00 |  |  |  |  | N/A | No | 7.750% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 32 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000092037 | XXXXX |  | Non QM |  |  |  | Yes | No | $3185.40 | $3720.74 |  | 8.193% | XXXXX | $870.08 | 7.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7460.62 | 1 | $3650.88 | $2003.04 | $304.24 | $166.92 |  |  |  |  |  | 41.109% | 41.109% | 41.109% | 09/04/2025 | 718 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3185.40 |  | 6.570% | $0.00 |  |  |  |  | N/A | No | 7.875% | 0 |  | 1 | 0 | 3 | 3 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000092987 | XXXXX |  | Non QM |  |  |  | Yes | No | $1260.77 | $1734.87 |  | 9.351% | XXXXX | $1527.40 | 9.250% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6954.45 | 1 | $7946.40 | $1506.00 | $662.20 | $125.50 |  |  |  |  |  | 48.629% | 48.629% | 48.629% | 09/10/2025 | 723 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Non-Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Non-Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1260.77 |  | 6.540% | $0.00 |  |  |  |  | N/A | No | 9.250% | 1 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.990% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $6351.19 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000092558 | XXXXX |  | Non QM |  |  |  | Yes | No | $2103.00 | $2553.55 |  | 8.526% | XXXXX | $751.27 | 8.250% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5838.21 | 1 | $2199.60 | $1515.96 | $183.30 | $126.33 |  |  |  |  |  | 34.937% | 34.937% | 34.937% | 09/08/2025 | 716 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Disability]; Account Statements - 2025<br> [Borrower - \| Primary Income - Disability]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2103.00 |  | 6.540% | $0.00 |  |  |  |  | N/A | No | 8.250% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Trustee |  |  |  |  |  |  | 1 | XXXXX | 2.990% | XXXXX | XXXXX | XXXXX | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.77 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000090205 | XXXXX |  | Non QM |  |  |  | Yes | No | $4000.00 | $4501.79 |  | 8.305% | XXXXX | $1672.88 | 8.000% | No | No | Employed | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5768.56 | 1 | $3917.52 | $1871.04 | $326.46 | $155.92 |  |  |  |  |  | 46.516% | 46.516% | 46.516% | 08/21/2025 | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Non-Primary Income - Annuity]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - No Results Returned - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; Transcripts (1040) - No Results Returned - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4000.00 |  | 6.140% | $0.00 |  |  |  |  | N/A | No | 8.000% | 2 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 32 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.990% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 11.62 |  |  | No |  | $2985.50 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000092184 | XXXXX |  | Non QM |  |  |  | Yes | No | $1838.16 | $2584.50 |  | 7.644% | XXXXX | $336.86 | 7.125% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3892.32 | 1 | $0.00 | $1571.16 | $0.00 | $130.93 |  |  |  |  |  | 31.174% | 31.174% | 31.174% | 07/30/2025 | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 | [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-C - 2019<br> [Borrower]; 4506-C - 2018 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1838.16 |  | 6.570% | $0.00 | 2.2 |  |  |  | No | No | 7.125% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000093825 | XXXXX |  | Non QM |  |  |  | Yes | No | $1485.06 | $1877.80 |  | 8.081% | XXXXX | $429.85 | 7.750% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2987.34 | 1 | $178.80 | $1763.88 | $14.90 | $146.99 |  |  |  |  |  | 44.707% | 44.707% | 44.707% | 09/16/2025 | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1485.06 |  | 6.320% | $0.00 |  |  |  |  | N/A | No | 7.750% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000092048 | XXXXX |  | Non QM |  |  |  | Yes | No | $2840.00 | $2370.87 |  | 8.555% | XXXXX | $1079.30 | 8.375% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2704.81 | 1 | $4562.16 | $1707.00 | $380.18 | $142.25 |  |  |  |  |  | 49.976% | 49.976% | 49.976% | 09/04/2025 | 706 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2840.00 |  | 6.570% | $0.00 |  |  |  |  | N/A | No | 8.375% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.96 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000093305 | XXXXX |  | Non QM |  |  |  | Yes | No | $1983.09 | $2541.61 |  | 8.193% | XXXXX | $1008.93 | 8.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3712.82 | 1 | $4770.96 | $1671.00 | $397.58 | $139.25 |  |  |  |  |  | 49.998% | 49.998% | 49.998% | 09/12/2025 | 715 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1983.09 |  | 6.540% | $0.00 |  |  |  |  | N/A | No | 8.000% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 32 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.999% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000090727 | XXXXX |  | Non QM |  |  |  | Yes | No | $995.00 | $1417.83 |  | 8.044% | XXXXX | $523.11 | 7.625% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3002.81 | 1 | $2758.32 | $1317.96 | $229.86 | $109.83 |  |  |  |  |  | 35.960% | 35.960% | 35.960% | 08/26/2025 | 806 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; 1099-R - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $995.00 |  | 5.560% | $0.00 |  |  |  |  | N/A | No | 7.625% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.981% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| XXXXX | 4000094390 | XXXXX |  | Non QM |  |  |  | Yes | No | $5955.00 | $7703.36 |  | 8.681% | XXXXX | $3544.69 | 8.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $247880.69 | 1 | $17620.68 | $3477.96 | $1468.39 | $289.83 |  |  |  |  |  | 14.102% | 14.102% | 14.102% | 08/28/2025 | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Partnership (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5955.00 |  | 6.320% | $0.00 |  |  |  |  | N/A | No | 8.500% | 0 |  | 1 | 0 | 3 | 1 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 6 | 360 |
| XXXXX | 4000093097 | XXXXX |  | N/A |  |  |  | No | No | $2298.86 | $2726.05 |  | 8.399% | XXXXX | $787.05 | 8.125% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9359.55 | 1 | $2229.48 | $3257.04 | $185.79 | $271.42 |  |  |  |  |  | 25.905% | 25.905% | 25.905% | 09/08/2025 | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2298.86 |  | 6.540% | $0.00 |  |  |  |  | N/A | No | 8.125% | 1 | 0 | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 5.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000091235 | XXXXX |  | Non QM |  |  |  | Yes | No | $1929.00 | $2356.21 |  | 8.731% | XXXXX | $405.68 | 8.250% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $11835.14 | 1 | $10917.24 | $2646.48 | $909.77 | $220.54 |  |  |  |  |  | 32.741% | 32.741% | 32.741% | 08/28/2025 | 748 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Account Transcripts - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Account Transcripts - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1929.00 |  | 6.630% | $0.00 | 2.4 |  |  |  | No | No | 8.250% | 1 | 1 | 1 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 32 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 8.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $8333.34 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000092878 | XXXXX |  | Non QM |  |  |  | Yes | No | $995.00 | $1355.93 |  | 7.890% | XXXXX | $716.41 | 7.750% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $10459.91 | 1 | $9398.76 | $3879.00 | $783.23 | $323.25 |  |  |  |  |  | 33.422% | 33.422% | 33.422% | 09/09/2025 | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $995.00 |  | 6.540% | $0.00 |  |  |  |  | N/A | No | 7.750% | 2 | 0 | 2 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000090647 | XXXXX |  | Non QM |  |  |  | Yes | No | $2089.90 | $2490.45 |  | 7.832% | XXXXX | $805.59 | 7.500% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5619.89 | 1 | $2656.92 | $1350.00 | $221.41 | $112.50 |  |  |  |  |  | 36.372% | 36.372% | 36.372% | 08/25/2025 | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; Account Statements - 2025<br> [Borrower - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2089.90 |  | 6.220% | $0.00 |  |  |  |  | N/A | No | 7.500% | 0 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000091801 | XXXXX |  | Non QM |  |  |  | Yes | No | $2000.00 | $2427.95 |  | 8.333% | XXXXX | $836.44 | 8.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5717.64 | 1 | $3584.88 | $2397.96 | $298.74 | $199.83 |  |  |  |  |  | 46.624% | 46.624% | 46.624% | 08/29/2025 | 735 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2000.00 |  | 6.200% | $0.00 |  |  |  |  | N/A | No | 8.000% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 32 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 240 |
| XXXXX | 4000091708 | XXXXX |  | Non QM |  |  |  | Yes | No | $1134.25 | $1628.98 |  | 8.440% | XXXXX | $1900.18 | 8.375% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $12520.36 | 1 | $8094.84 | $1548.00 | $674.57 | $129.00 |  |  |  |  |  | 32.716% | 32.716% | 32.716% | 09/03/2025 | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1134.25 |  | 6.570% | $0.00 |  |  |  |  | N/A | No | 8.375% | 1 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 8.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000091194 | XXXXX |  | N/A |  |  |  | No | No | $1268.56 | $1773.96 |  | 8.306% | XXXXX | $772.20 | 8.125% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9595.27 | 1 | $2078.16 | $683.04 | $173.18 | $56.92 |  |  |  |  |  | 43.311% | 43.311% | 43.311% | 09/05/2025 | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Paystubs - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Business Account Transcripts - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Business Account Transcripts - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1268.56 |  | 6.540% | $0.00 |  |  |  |  | N/A | No | 8.125% | 2 | 2 | 2 | 0 | 3 | 2 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  | 32 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 0.97 |  | No | No |  | $0.00 | $3600.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000093912 | XXXXX |  | Non QM |  |  |  | Yes | No | $2877.82 | $3331.52 |  | 9.588% | XXXXX | $935.01 | 9.125% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3523.37 | 1 | $1142.04 | $2134.32 | $95.17 | $177.86 |  |  |  |  |  | 40.604% | 40.604% | 40.604% | 09/17/2025 | 689 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2877.82 |  | 5.860% | $0.00 | 1 |  |  |  | Yes | No | 9.125% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000093465 | XXXXX |  | Non QM |  |  |  | Yes | No | $1175.73 | $1555.73 |  | 8.384% | XXXXX | $482.62 | 8.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5621.88 | 1 | $2570.52 | $2702.64 | $214.21 | $225.22 |  |  |  |  |  | 35.194% | 35.194% | 35.194% | 09/13/2025 | 729 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1175.73 |  | 6.320% | $0.00 |  |  |  |  | N/A | No | 8.125% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000086765 | XXXXX |  | N/A |  |  |  | No | No | $2657.60 | $3133.49 |  | 8.963% | XXXXX | $1767.42 | 8.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $19965.51 | 1 | $5275.44 | $1749.00 | $439.62 | $145.75 |  |  |  |  |  | 38.101% | 38.101% | 38.101% | 07/30/2025 | 798 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2657.60 |  | 5.700% | $0.00 |  |  |  |  | N/A | No | 8.750% | 1 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $9617.41 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 240 |
| XXXXX | 4000093287 | XXXXX |  | N/A |  |  |  | No | No | $2397.70 | $2800.30 |  | 8.635% | XXXXX | $852.07 | 8.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8719.38 | 1 | $2807.52 | $714.00 | $233.96 | $59.50 |  |  |  |  |  | 19.513% | 19.513% | 19.513% | 09/12/2025 | 740 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2397.70 |  | 6.100% | $0.00 |  |  |  |  | N/A | No | 8.250% | 0 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 10 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 33.79 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000092513 | XXXXX |  | Non QM |  |  |  | Yes | No | $3415.03 | $3862.84 |  | 7.766% | XXXXX | $790.38 | 7.250% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5604.92 | 1 | $3295.20 | $1043.04 | $274.60 | $86.92 |  |  |  |  |  | 39.391% | 39.391% | 39.391% | 09/08/2025 | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3415.03 |  | 6.100% | $0.00 |  |  |  |  | N/A | No | 7.250% | 2 | 2 | 1 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 33 | 33 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $3210.89 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 240 |
| XXXXX | 4000091727 | XXXXX |  | Non QM |  |  |  | Yes | No | $1540.75 | $2005.50 |  | 7.641% | XXXXX | $518.01 | 7.375% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $4999.58 | 1 | $2690.28 | $1904.04 | $224.19 | $158.67 |  |  |  |  |  | 45.352% | 45.352% | 45.352% | 08/26/2025 | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Primary Income - Wages]; Military VOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Housing Allowance]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Non-Primary Income - Rations]; Leave and Earnings Statement (LES) - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1540.75 |  | 6.570% | $0.00 | 1 |  |  |  | Yes | No | 7.375% | 2 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 2 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000093131 | XXXXX |  | Non QM |  |  |  | Yes | No | $2972.25 | $3644.20 |  | 9.571% | XXXXX | $1086.75 | 9.250% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $10268.00 | 1 | $10237.56 | $1381.80 | $853.13 | $115.15 |  |  |  |  |  | 35.610% | 35.610% | 35.610% | 09/10/2025 | 699 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2972.25 |  | 6.540% | $0.00 |  |  |  |  | N/A | No | 9.250% | 2 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 32 | 33 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $6311.42 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000091719 | XXXXX |  | Non QM |  |  |  | Yes | No | $4241.50 | $4640.50 |  | 7.820% | XXXXX | $1048.82 | 7.500% | No | No | Non-Employment Income | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $3877.11 | 1 | $5655.00 | $3654.12 | $471.25 | $304.51 |  |  |  |  |  | 46.765% | 46.765% | 46.765% | 08/20/2025 | 725 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Primary Income - Social Security]; Other - 2025<br> [Borrower - \| Primary Income - Social Security]; 1099-SSA - 2024<br> [Borrower - \| Primary Income - Social Security]; 1099-SSA - 2023<br> [Coborrower(s) - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Non-Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Non-Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Non-Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Non-Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4241.50 |  | 6.570% | $0.00 |  |  |  |  | N/A | No | 7.500% | 0 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  | 32 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $4585.97 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000092383 | XXXXX |  | Non QM |  |  |  | Yes | No | $3000.00 | $3427.95 |  | 7.806% | XXXXX | $1208.39 | 7.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6868.75 | 1 | $2704.44 | $4539.00 | $225.37 | $378.25 |  |  |  |  |  | 45.931% | 45.931% | 45.931% | 09/08/2025 | 721 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3000.00 |  | 6.100% | $0.00 |  |  |  |  | N/A | No | 7.500% | 2 |  | 2 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000092774 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $1500.00 | $2120.69 |  | 9.990% | XXXXX | $461.99 | 9.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2971.08 | 1 | $2451.96 | $693.00 | $204.33 | $57.75 |  |  |  |  |  | 29.858% | 29.858% | 29.858% | 08/25/2025 | 693 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1500.00 |  | 6.100% | $0.00 |  |  |  |  | N/A | No | 9.375% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No | 31 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000092475 | XXXXX |  | Non QM |  |  |  | Yes | No | $1416.28 | $1825.05 |  | 7.671% | XXXXX | $1127.83 | 7.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8031.24 | 1 | $3154.32 | $1326.96 | $262.86 | $110.58 |  |  |  |  |  | 34.263% | 34.263% | 34.263% | 09/08/2025 | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1416.28 |  | 6.100% | $0.00 |  |  |  |  | N/A | No | 7.500% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 1.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000091700 | XXXXX |  | Non QM |  |  |  | Yes | No | $323.50 | $667.87 |  | 8.574% | XXXXX | $1506.65 | 8.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6901.53 | 1 | $3353.04 | $2968.44 | $279.42 | $247.37 |  |  |  |  |  | 47.326% | 47.326% | 47.326% | 09/02/2025 | 697 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Restricted Stock Agreement - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $323.50 |  | 5.850% | $0.00 |  |  |  |  | N/A | No | 8.500% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 32 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| XXXXX | 4000092969 | XXXXX |  | Non QM |  |  |  | Yes | No | $3000.00 | $4342.81 |  | 8.626% | XXXXX | $1140.11 | 8.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9414.49 | 1 | $8648.16 | $4236.00 | $720.68 | $353.00 |  |  |  |  |  | 35.087% | 35.087% | 35.087% | 09/09/2025 | 682 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3000.00 |  | 6.540% | $0.00 |  |  |  |  | N/A | No | 8.375% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 33 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000094703 | XXXXX |  | Non QM |  |  |  | Yes | No | $1353.11 | $2057.22 |  | 8.551% | XXXXX | $472.77 | 8.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6174.56 | 1 | $2298.00 | $4817.40 | $191.50 | $401.45 |  |  |  |  |  | 39.461% | 39.461% | 39.461% | 09/19/2025 | 715 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1353.11 |  | 5.860% | $0.00 |  |  |  |  | N/A | No | 8.125% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000092562 | XXXXX |  | Non QM |  |  |  | Yes | No | $1818.00 | $2210.12 |  | 8.513% | XXXXX | $692.26 | 7.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4298.96 | 1 | $4706.04 | $819.96 | $392.17 | $68.33 |  |  |  |  |  | 34.367% | 34.367% | 34.367% | 09/09/2025 | 745 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1818.00 |  | 5.830% | $0.00 |  |  |  |  | N/A | No | 7.625% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 32 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 120 |
| XXXXX | 4000094812 | XXXXX |  | Non QM |  |  |  | Yes | No | $7525.92 | $11680.46 |  | 9.276% | XXXXX | $3060.49 | 9.000% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9791.58 | 1 | $9784.56 | $3349.56 | $815.38 | $279.13 |  |  |  |  |  | 44.380% | 44.380% | 44.380% | 09/06/2025 | 734 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $7525.92 |  | 6.220% | $0.00 | 1.9 |  |  |  | N/A | No | 9.000% | 0 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 30 | 30 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 49.92 |  |  | No |  | $0.00 | $2750.47 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000093284 | XXXXX |  | Non QM |  |  |  | Yes | No | $1013.24 | $1393.24 |  | 7.780% | XXXXX | $975.90 | 7.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7193.01 | 1 | $16972.80 | $3216.00 | $1414.40 | $268.00 |  |  |  |  |  | 46.385% | 46.385% | 46.385% | 09/09/2025 | 722 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1013.24 |  | 6.100% | $0.00 |  |  |  |  | N/A | No | 7.625% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000090783 | XXXXX |  | N/A |  |  |  | No | No | $2542.43 | $3056.47 |  | 9.360% | XXXXX | $627.43 | 8.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7272.75 | 1 | $2865.60 | $1563.00 | $238.80 | $130.25 |  |  |  |  |  | 44.602% | 44.602% | 44.602% | 08/06/2025 | 708 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2542.43 |  | 5.700% | $0.00 |  |  |  |  | N/A | No | 8.750% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 27.51 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 240 |
| XXXXX | 4000094329 | XXXXX |  | Non QM |  |  |  | Yes | No | $1824.44 | $1978.89 |  | 8.494% | XXXXX | $1494.30 | 8.375% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $11611.97 | 1 | $12275.04 | $3109.44 | $1022.92 | $259.12 |  |  |  |  |  | 38.796% | 38.796% | 38.796% | 09/17/2025 | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1824.44 |  | 6.320% | $0.00 |  |  |  |  | N/A | No | 8.375% | 0 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $12808.78 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000093843 | XXXXX |  | Non QM |  |  |  | Yes | No | $3963.00 | $4947.46 |  | 8.736% | XXXXX | $844.24 | 8.125% | No | No | Non-Employment Income | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6465.89 | 1 | $2372.40 | $993.00 | $197.70 | $82.75 |  |  |  |  |  | 44.341% | 44.341% | 44.341% | 09/16/2025 | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3963.00 |  | 5.860% | $0.00 |  |  |  |  | N/A | No | 8.125% | 0 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  | 33 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $5295.33 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000094852 | XXXXX |  | Non QM |  |  |  | Yes | No | $1395.00 | $2176.54 |  | 8.965% | XXXXX | $863.23 | 8.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5298.05 | 1 | $768.12 | $2105.04 | $64.01 | $175.42 |  |  |  |  |  | 39.467% | 39.467% | 39.467% | 09/21/2025 | 712 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1395.00 |  | 5.690% | $0.00 |  |  |  |  | N/A | No | 8.375% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 6.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 120 |
| XXXXX | 4000093534 | XXXXX |  | Non QM |  |  |  | Yes | No | $995.00 | $1631.85 |  | 7.786% | XXXXX | $349.61 | 7.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6622.81 | 1 | $2068.32 | $1704.00 | $172.36 | $142.00 |  |  |  |  |  | 22.841% | 22.841% | 22.841% | 09/15/2025 | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $995.00 |  | 6.320% | $0.00 |  |  |  |  | N/A | No | 7.500% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 21 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000095276 | XXXXX |  | N/A |  |  |  | No | No | $1160.75 | $1945.13 |  | 9.398% | XXXXX | $526.42 | 9.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $11199.16 | 1 | $2876.88 | $2424.60 | $239.74 | $202.05 |  |  |  |  |  | 40.053% | 40.053% | 40.053% | 09/19/2025 | 706 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1160.75 |  | 6.220% | $0.00 |  |  |  |  | N/A | No | 9.125% | 1 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000093419 | XXXXX |  | Non QM |  |  |  | Yes | No | $1679.10 | $2571.34 |  | 7.974% | XXXXX | $691.34 | 7.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $1821.99 | 1 | $1815.12 | $3490.20 | $151.26 | $290.85 |  |  |  |  |  | 48.245% | 48.245% | 48.245% | 09/12/2025 | 802 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1679.10 |  | 6.540% | $0.00 |  |  |  |  | N/A | No | 7.750% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search |  | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000078950 | XXXXX |  | N/A |  |  |  | No | No | $3971.00 | $7640.77 |  | 10.087% | XXXXX | $1699.98 | 9.625% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4075.81 | 1 | $4417.92 | $3948.96 | $368.16 | $329.08 |  |  |  |  |  | 37.411% | 37.411% | 37.411% | 06/05/2025 | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Non-Primary Income - Social Security]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Primary Income - IRA Distribution]; Account Statements - 2025<br> [Borrower - \| Primary Income - IRA Distribution]; 1099-R - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3971.00 |  | 6.220% | $0.00 | 2.6 |  |  |  | No | No | 9.625% | 0 |  | 1 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 222.56 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000093126 | XXXXX |  | Non QM |  |  |  | Yes | No | $3138.83 | $4352.31 |  | 7.658% | XXXXX | $1316.65 | 7.375% | No | No | Non-Employment Income | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6236.50 | 1 | $7838.40 | $2584.32 | $653.20 | $215.36 |  |  |  |  |  | 49.523% | 49.523% | 49.523% | 09/10/2025 | 728 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3138.83 |  | 6.100% | $0.00 |  |  |  |  | N/A | No | 7.375% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $2867.00 | $6763.49 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000093442 | XXXXX |  | Non QM |  |  |  | Yes | No | $2303.77 | $3155.67 |  | 8.713% | XXXXX | $684.21 | 8.250% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $25413.30 | 1 | $7095.24 | $2319.00 | $591.27 | $193.25 |  |  |  |  |  | 19.664% | 19.664% | 19.664% | 09/14/2025 | 716 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2303.77 |  | 5.860% | $0.00 |  |  |  |  | N/A | No | 8.250% | 1 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $9406.57 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000093874 | XXXXX |  | Non QM |  |  |  | Yes | No | $1975.04 | $2790.01 |  | 8.153% | XXXXX | $581.24 | 7.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2561.49 | 1 | $961.20 | $3054.36 | $80.10 | $254.53 |  |  |  |  |  | 42.233% | 42.233% | 42.233% | 09/17/2025 | 729 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1975.04 |  | 5.610% | $0.00 |  |  |  |  | N/A | No | 7.500% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 26 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| XXXXX | 4000093609 | XXXXX |  | Non QM |  |  |  | Yes | No | $2018.20 | $2222.86 |  | 8.061% | XXXXX | $2935.05 | 8.000% | No | No | Employed | Non-Employment Income |  |  |  |  | Permanent Resident Alien | US Citizen |  |  |  |  |  |  | $14965.04 | 1 | $6123.72 | $2567.04 | $510.31 | $213.92 |  |  |  |  |  | 32.492% | 32.492% | 32.492% | 09/15/2025 | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2018.20 |  | 6.320% | $0.00 |  |  |  |  | N/A | No | 8.000% | 1 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  | Resident Alien Card |  |  |  |  |  |  |  | No |  | $1605.84 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000093800 | XXXXX |  | Non QM |  |  |  | Yes | No | $1637.55 | $2017.55 |  | 7.924% | XXXXX | $456.43 | 7.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $1636.21 | 1 | $843.00 | $2148.00 | $70.25 | $179.00 |  |  |  |  |  | 41.186% | 41.186% | 41.186% | 09/16/2025 | 755 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1637.55 |  | 5.610% | $0.00 |  |  |  |  | N/A | No | 7.250% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| XXXXX | 4000091401 | XXXXX |  | Non QM |  |  |  | Yes | No | $995.00 | $2264.57 |  | 8.087% | XXXXX | $1226.85 | 8.000% | No | No | Employed | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $4223.95 | 1 | $1685.04 | $2139.00 | $140.42 | $178.25 |  |  |  |  |  | 48.685% | 48.685% | 48.685% | 09/01/2025 | 746 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099-SSA - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $995.00 |  | 6.540% | $0.00 | 2.1 |  |  |  | Yes | No | 8.000% | 1 | 0 | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $1527.20 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000094910 | XXXXX |  | Non QM |  |  |  | Yes | No | $1245.00 | $2438.70 |  | 8.397% | XXXXX | $1278.10 | 8.250% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $14782.65 | 1 | $8905.68 | $2217.12 | $742.14 | $184.76 |  |  |  |  |  | 41.416% | 41.416% | 41.416% | 09/24/2025 | 735 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1245.00 |  | 5.700% | $0.00 |  |  |  |  | N/A | No | 8.250% | 1 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  | 8 |  |  | Yes | Title Search |  | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 19.17 |  |  | No |  | $0.00 | $11441.73 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000094729 | XXXXX |  | Non QM |  |  |  | Yes | No | $2264.34 | $3500.45 |  | 7.961% | XXXXX | $1379.19 | 7.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4044.41 | 1 | $6379.32 | $2094.00 | $531.61 | $174.50 |  |  |  |  |  | 49.958% | 49.958% | 49.958% | 09/19/2025 | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2264.34 |  | 5.860% | $0.00 |  |  |  |  | N/A | No | 7.750% | 1 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000093617 | XXXXX |  | Non QM |  |  |  | Yes | No | $4337.36 | $5794.42 |  | 9.572% | XXXXX | $1398.55 | 9.250% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $10847.50 | 1 | $4099.44 | $2219.04 | $341.62 | $184.92 |  |  |  |  |  | 31.835% | 31.835% | 31.835% | 09/16/2025 | 709 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4337.36 |  | 6.310% | $0.00 |  |  |  |  | N/A | No | 9.250% | 1 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000092975 | XXXXX |  | Non QM |  |  |  | Yes | No | $1495.00 | $2282.00 |  | 7.944% | XXXXX | $2505.11 | 7.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6538.45 | 1 | $18864.12 | $2634.96 | $1572.01 | $219.58 |  |  |  |  |  | 49.986% | 49.986% | 49.986% | 09/08/2025 | 719 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1495.00 |  | 6.540% | $0.00 | 1 |  |  |  | Yes | No | 7.875% | 0 |  | 1 | 0 | 1 | 1 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000094272 | XXXXX |  | Non QM |  |  |  | Yes | No | $1679.65 | $2330.88 |  | 8.705% | XXXXX | $375.63 | 8.250% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $1956.75 | 1 | $1831.44 | $564.00 | $152.62 | $47.00 |  |  |  |  |  | 43.101% | 43.101% | 43.101% | 09/17/2025 | 713 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1679.65 |  | 6.320% | $0.00 | 1 |  |  |  | Yes | No | 8.250% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 5.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $1436.73 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000091733 | XXXXX |  | Non QM |  |  |  | Yes | No | $995.00 | $1938.70 |  | 8.053% | XXXXX | $870.11 | 7.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10892.69 | 1 | $16396.32 | $2577.96 | $1366.36 | $214.83 |  |  |  |  |  | 31.992% | 31.992% | 31.992% | 08/21/2025 | 733 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Paystubs - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $995.00 |  | 6.200% | $0.00 |  |  |  |  | N/A | No | 7.875% | 1 |  | 1 | 0 | 3 | 1 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.990% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000093859 | XXXXX |  | Non QM |  |  |  | Yes | No | $1045.05 | $1671.63 |  | 7.972% | XXXXX | $463.51 | 7.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $12273.61 | 1 | $6998.64 | $4588.44 | $583.22 | $382.37 |  |  |  |  |  | 22.483% | 22.483% | 22.483% | 09/17/2025 | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $1045.05 |  | 5.610% | $0.00 |  |  |  |  | N/A | No | 7.500% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search |  | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| XXXXX | 4000092597 | XXXXX |  | N/A |  |  |  | No | No | $1570.00 | $2596.45 |  | 8.500% | XXXXX | $1140.11 | 8.375% | No | No | Not Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $17882.98 | 1 | $1923.72 | $2433.96 | $160.31 | $202.83 |  |  |  |  |  | 32.152% | 32.152% | 32.152% | 06/05/2025 | 738 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1570.00 |  | 6.540% | $0.00 |  |  |  |  | N/A | No | 8.375% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  | 32 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $26357.54 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000094700 | XXXXX |  | Non QM |  |  |  | Yes | No | $2400.00 | $3499.05 |  | 9.141% | XXXXX | $954.77 | 8.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5593.18 | 1 | $4350.24 | $1230.12 | $362.52 | $102.51 |  |  |  |  |  | 48.476% | 48.476% | 48.476% | 09/18/2025 | 734 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2400.00 |  | 6.320% | $0.00 |  |  |  |  | N/A | No | 8.875% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 32 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.57 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000092392 | XXXXX |  | Non QM |  |  |  | Yes | No | $1332.00 | $2014.70 |  | 7.991% | XXXXX | $512.35 | 7.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8760.44 | 1 | $3500.64 | $2324.52 | $291.72 | $193.71 |  |  |  |  |  | 35.719% | 35.719% | 35.719% | 09/06/2025 | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1332.00 |  | 6.100% | $0.00 |  |  |  |  | N/A | No | 7.625% | 1 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 240 |
| XXXXX | 4000091765 | XXXXX |  | Non QM |  |  |  | Yes | No | $595.00 | $1601.12 |  | 9.105% | XXXXX | $840.83 | 9.000% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9338.40 | 1 | $2334.60 | $1952.76 | $194.55 | $162.73 |  |  |  |  |  | 27.000% | 27.000% | 27.000% | 09/17/2025 | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $595.00 |  | 6.220% | $0.00 | 1 |  |  |  | Yes | No | 9.000% | 2 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 31 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 45.73 |  | No | No |  | $0.00 | $5765.62 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000092807 | XXXXX |  | N/A |  |  |  | No | No | $637.50 | $1273.49 |  | 8.403% | XXXXX | $422.12 | 8.125% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4743.87 | 1 | $1502.16 | $858.00 | $125.18 | $71.50 |  |  |  |  |  | 43.263% | 43.263% | 43.263% | 09/09/2025 | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Paystubs - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $637.50 |  | 6.100% | $0.00 |  |  |  |  | N/A | No | 8.125% | 0 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 5.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 240 |
| XXXXX | 4000093433 | XXXXX |  | Non QM |  |  |  | Yes | No | $1962.19 | $2668.92 |  | 8.091% | XXXXX | $553.01 | 7.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9968.37 | 1 | $9614.04 | $869.04 | $801.17 | $72.42 |  |  |  |  |  | 42.901% | 42.901% | 42.901% | 09/14/2025 | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1962.19 |  | 5.860% | $0.00 |  |  |  |  | N/A | No | 7.625% | 1 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.990% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 240 |
| XXXXX | 4000093791 | XXXXX |  | Non QM |  |  |  | Yes | No | $4430.00 | $6253.30 |  | 9.184% | XXXXX | $1975.12 | 8.875% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5206.18 | 1 | $3933.24 | $635.04 | $327.77 | $52.92 |  |  |  |  |  | 47.664% | 47.664% | 47.664% | 09/16/2025 | 711 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Account Statements - 2025<br> [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Pension]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4430.00 |  | 5.860% | $0.00 |  |  |  |  | N/A | No | 8.875% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 4.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $8969.09 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000094823 | XXXXX |  | Non QM |  |  |  | Yes | No | $2380.00 | $3250.90 |  | 7.804% | XXXXX | $958.66 | 7.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8758.07 | 1 | $2277.84 | $1617.24 | $189.82 | $134.77 |  |  |  |  |  | 24.999% | 24.999% | 24.999% | 09/19/2025 | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2380.00 |  | 5.700% | $0.00 |  |  |  |  | N/A | No | 7.500% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 32 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000094871 | XXXXX |  | Non QM |  |  |  | Yes | No | $2000.00 | $2745.21 |  | 8.494% | XXXXX | $751.27 | 8.250% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5977.74 | 2 | $4880.52 | $1961.04 | $406.71 | $163.42 |  |  |  |  |  | 38.143% | 38.143% | 38.143% | 09/18/2025 | 748 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2000.00 |  | 6.220% | $0.00 |  |  |  |  | N/A | No | 8.250% | 2 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 32 | 32 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 5.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $6010.58 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000093823 | XXXXX |  | Non QM |  |  |  | Yes | No | $3003.00 | $3788.46 |  | 7.849% | XXXXX | $699.91 | 7.500% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $1818.76 | 1 | $1037.16 | $1167.96 | $86.43 | $97.33 |  |  |  |  |  | 44.223% | 44.223% | 44.223% | 09/16/2025 | 753 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3003.00 |  | 6.320% | $0.00 |  |  |  |  | N/A | No | 7.500% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000093496 | XXXXX |  | Non QM |  |  |  | Yes | No | $4696.50 | $5903.16 |  | 8.241% | XXXXX | $1087.60 | 7.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5301.13 | 1 | $5630.64 | $2076.96 | $469.22 | $173.08 |  |  |  |  |  | 47.250% | 47.250% | 47.250% | 09/11/2025 | 750 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $4696.50 |  | 6.220% | $0.00 |  |  |  |  | N/A | No | 7.875% | 0 |  | 2 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 0 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.186% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000094394 | XXXXX |  | Non QM |  |  |  | Yes | No | $1890.00 | $2657.46 |  | 9.267% | XXXXX | $556.74 | 8.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6854.17 | 1 | $5873.52 | $1545.24 | $489.46 | $128.77 |  |  |  |  |  | 42.551% | 42.551% | 42.551% | 08/30/2025 | 695 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $1890.00 |  | 5.860% | $0.00 |  |  |  |  | N/A | No | 8.750% | 2 |  | 2 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 20 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.990% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5.2 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000095997 | XXXXX |  | Non QM |  |  |  | Yes | No | $2495.00 | $3826.25 |  | 8.706% | XXXXX | $962.88 | 8.125% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8358.90 | 1 | $9440.28 | $2442.00 | $786.69 | $203.50 |  |  |  |  |  | 41.065% | 41.065% | 41.065% | 09/11/2025 | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2495.00 |  | 5.680% | $0.00 |  |  |  |  | N/A | No | 8.125% | 1 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $5724.54 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| XXXXX | 4000091266 | XXXXX |  | Non QM |  |  |  | Yes | No | $2000.00 | $2810.14 |  | 8.078% | XXXXX | $820.95 | 7.750% | No | No | Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7959.12 | 1 | $1098.96 | $2070.72 | $91.58 | $172.56 |  |  |  |  |  | 43.125% | 43.125% | 43.125% | 08/28/2025 | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Third Party Verification - 2024<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2000.00 |  | 6.220% | $0.00 |  |  |  |  | N/A | No | 7.750% | 2 | 0 | 2 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 32 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $3050.50 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000092777 | XXXXX |  | Non QM |  |  |  | Yes | No | $3845.00 | $4736.22 |  | 7.622% | XXXXX | $1185.56 | 7.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $12472.45 | 1 | $2539.32 | $4229.04 | $211.61 | $352.42 |  |  |  |  |  | 27.955% | 27.955% | 27.955% | 08/15/2025 | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3845.00 |  | 6.100% | $0.00 | 1 |  |  |  | Yes | No | 7.250% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 31 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000095174 | XXXXX |  | Non QM |  |  |  | Yes | No | $2234.28 | $2974.73 |  | 8.583% | XXXXX | $482.62 | 8.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2265.15 | 1 | $1109.76 | $4119.96 | $92.48 | $343.33 |  |  |  |  |  | 47.205% | 47.205% | 47.205% | 09/23/2025 | 707 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2001<br> [Borrower - \| Non-Primary Income - Social Security]; 1099-SSA - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; Other - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2234.28 |  | 6.220% | $0.00 |  |  |  |  | N/A | No | 8.125% | 0 |  | 1 | 0 | 3 | 2 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000093462 | XXXXX |  | Non QM |  |  |  | Yes | No | $2338.87 | $3325.20 |  | 7.751% | XXXXX | $1479.29 | 7.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5482.30 | 1 | $7415.88 | $2580.96 | $617.99 | $215.08 |  |  |  |  |  | 36.821% | 36.821% | 36.821% | 09/12/2025 | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2338.87 |  | 6.220% | $0.00 |  |  |  |  | N/A | No | 7.625% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 33 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000093071 | XXXXX |  | Non QM |  |  |  | Yes | No | $1090.30 | $1513.25 |  | 7.630% | XXXXX | $428.22 | 7.375% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5508.03 | 1 | $2047.20 | $728.04 | $170.60 | $60.67 |  |  |  |  |  | 22.597% | 22.597% | 22.597% | 09/10/2025 | 813 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1090.30 |  | 6.540% | $0.00 | 1 |  |  |  | Yes | No | 7.375% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 16 | 33 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $4026.08 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000094609 | XXXXX |  | Non QM |  |  |  | Yes | No | $2481.75 | $3261.82 |  | 7.721% | XXXXX | $877.76 | 7.375% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7396.34 | 1 | $14000.04 | $3807.00 | $1166.67 | $317.25 |  |  |  |  |  | 32.921% | 32.921% | 32.921% | 09/14/2025 | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2481.75 |  | 5.860% | $0.00 |  |  |  |  | N/A | No | 7.375% | 1 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search |  | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 4.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 29.31 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000092229 | XXXXX |  | Non QM |  |  |  | Yes | No | $1355.93 | $2048.51 |  | 8.412% | XXXXX | $697.34 | 8.125% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9675.27 | 1 | $10309.56 | $4041.60 | $859.13 | $336.80 |  |  |  |  |  | 39.419% | 39.419% | 39.419% | 09/05/2025 | 683 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1355.93 |  | 6.200% | $0.00 |  |  |  |  | N/A | No | 8.125% | 1 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $7470.69 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000096292 | XXXXX |  | Non QM |  |  |  | Yes | No | $4711.20 | $6379.76 |  | 8.218% | XXXXX | $1834.40 | 8.000% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $4712.10 | 1 | $4804.20 | $5832.96 | $400.35 | $486.08 |  |  |  |  |  | 29.042% | 29.042% | 29.042% | 09/11/2025 | 798 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4711.20 |  | 6.310% | $0.00 |  |  |  |  | N/A | No | 8.000% | 0 | 0 | 2 | 0 | 0 | 0 |  |  | 8.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  | 3 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 4.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $5244.07 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000094784 | XXXXX |  | Non QM |  |  |  | Yes | No | $3114.03 | $3885.48 |  | 7.851% | XXXXX | $797.98 | 7.375% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $10281.29 | 1 | $2993.04 | $1533.96 | $249.42 | $127.83 |  |  |  |  |  | 32.437% | 32.437% | 32.437% | 09/19/2025 | 750 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3114.03 |  | 5.860% | $0.00 |  |  |  |  | N/A | No | 7.375% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 32 | 12 |  |  | Yes | Title Search |  | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $9999.99 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000089679 | XXXXX |  | Non QM |  |  |  | Yes | No | $2000.00 | $2823.84 |  | 8.838% | XXXXX | $867.82 | 8.500% | No | No | Employed | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $12757.52 | 1 | $10286.16 | $3329.28 | $857.18 | $277.44 |  |  |  |  |  | 33.369% | 33.369% | 33.369% | 08/18/2025 | 706 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2000.00 |  | 6.140% | $0.00 |  |  |  |  | N/A | No | 8.500% | 2 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $9660.27 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000095215 | XXXXX |  | Non QM |  |  |  | Yes | No | $4532.38 | $5415.74 |  | 8.715% | XXXXX | $886.49 | 8.250% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4023.23 | 1 | $4602.12 | $1820.76 | $383.51 | $151.73 |  |  |  |  |  | 45.471% | 45.471% | 45.471% | 09/22/2025 | 736 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4532.38 |  | 6.220% | $0.00 |  |  |  |  | N/A | No | 8.250% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Trustee |  |  |  |  |  |  | 1 | XXXXX | 2.375% | XXXXX | XXXXX | XXXXX | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000095700 | XXXXX |  | Non QM |  |  |  | Yes | No | $1641.90 | $2340.29 |  | 8.607% | XXXXX | $474.22 | 7.875% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9605.26 | 1 | $8496.84 | $1878.00 | $708.07 | $156.50 |  |  |  |  |  | 27.386% | 27.386% | 27.386% | 09/24/2025 | 752 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1641.90 |  | 5.560% | $0.00 |  |  |  |  | N/A | No | 7.875% | 1 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.990% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| XXXXX | 4000093557 | XXXXX |  | Non QM |  |  |  | Yes | No | $3787.02 | $4701.38 |  | 8.049% | XXXXX | $746.01 | 7.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $15004.17 | 1 | $3945.24 | $801.96 | $328.77 | $66.83 |  |  |  |  |  | 14.262% | 14.262% | 14.262% | 09/12/2025 | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $3787.02 |  | 6.320% | $0.00 |  |  |  |  | N/A | No | 7.625% | 2 |  | 2 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000093911 | XXXXX |  | Non QM |  |  |  | Yes | No | $1345.07 | $2104.52 |  | 9.070% | XXXXX | $929.89 | 8.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8021.40 | 1 | $1552.32 | $1254.36 | $129.36 | $104.53 |  |  |  |  |  | 37.427% | 37.427% | 37.427% | 09/17/2025 | 740 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1345.07 |  | 5.790% | $0.00 |  |  |  |  | N/A | No | 8.500% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 32 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 120 |
| XXXXX | 4000093315 | XXXXX |  | Non QM |  |  |  | Yes | No | $2201.90 | $3062.10 |  | 8.165% | XXXXX | $725.07 | 7.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $13500.55 | 1 | $13701.00 | $2961.96 | $1141.75 | $246.83 |  |  |  |  |  | 38.184% | 38.184% | 38.184% | 09/02/2025 | 758 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2201.90 |  | 6.540% | $0.00 |  |  |  |  | N/A | No | 7.875% | 1 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $6267.28 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000095395 | XXXXX |  | Non QM |  |  |  | Yes | No | $1398.44 | $2094.39 |  | 8.007% | XXXXX | $763.48 | 7.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2209.97 | 1 | $2205.84 | $2532.00 | $183.82 | $211.00 |  |  |  |  |  | 49.969% | 49.969% | 49.969% | 08/25/2025 | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1398.44 |  | 5.700% | $0.00 |  |  |  |  | N/A | No | 7.750% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000091906 | XXXXX |  | Non QM |  |  |  | Yes | No | $2720.01 | $3608.50 |  | 8.228% | XXXXX | $1063.96 | 8.000% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $13596.56 | 1 | $2459.76 | $603.00 | $204.98 | $50.25 |  |  |  |  |  | 26.686% | 26.686% | 26.686% | 07/08/2025 | 733 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Paystubs - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $2720.01 |  | 6.320% | $0.00 |  |  |  |  | N/A | No | 8.000% | 2 |  | 1 | 0 | 3 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000096727 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3750.00 | $4833.82 |  | 8.507% | XXXXX | $1003.73 | 8.000% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7837.08 | 1 | $10128.96 | $1681.32 | $844.08 | $140.11 |  |  |  |  |  | 46.082% | 46.082% | 46.082% | 09/23/2025 | 724 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $3750.00 |  | 5.730% | $0.00 |  |  |  |  | N/A | No | 8.000% | 2 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  | Other | Not Stated |  |  |  | XXXXX | XXXXX |  | No |  | 3 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.580% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 56.79 |  |  | No |  | $3368.66 | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000095516 | XXXXX |  | N/A |  |  |  | No | No | $2118.40 | $3174.46 |  | 8.202% | XXXXX | $911.55 | 7.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7216.45 | 1 | $1479.84 | $995.04 | $123.32 | $82.92 |  |  |  |  |  | 40.214% | 40.214% | 40.214% | 09/24/2025 | 755 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2021<br> [Borrower - \| Non-Primary Income - Social Security]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2118.40 |  | 5.700% | $0.00 |  |  |  |  | N/A | No | 7.875% | 2 |  | 2 | 0 | 2 | 2 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Trustee |  |  |  |  |  |  | 1 | XXXXX | 3.625% | XXXXX | XXXXX | XXXXX | No | Trustee | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.06 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 240 |
| XXXXX | 4000095156 | XXXXX |  | N/A |  |  |  | No | No | $1615.60 | $2167.69 |  | 8.935% | XXXXX | $429.96 | 8.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6816.78 | 1 | $7682.28 | $1635.00 | $640.19 | $136.25 |  |  |  |  |  | 39.356% | 39.356% | 39.356% | 09/23/2025 | 718 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1615.60 |  | 5.700% | $0.00 |  |  |  |  | N/A | No | 8.375% | 1 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000093142 | XXXXX |  | Non QM |  |  |  | Yes | No | $1492.50 | $2036.88 |  | 8.635% | XXXXX | $477.83 | 8.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3757.02 | 1 | $3120.00 | $4467.60 | $260.00 | $372.30 |  |  |  |  |  | 31.033% | 31.033% | 31.033% | 09/11/2025 | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1492.50 |  | 5.780% | $0.00 |  |  |  |  | N/A | No | 8.000% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 32 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| XXXXX | 4000094594 | XXXXX |  | Non QM |  |  |  | Yes | No | $2107.73 | $2777.38 |  | 8.171% | XXXXX | $648.94 | 7.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2980.99 | 1 | $4871.16 | $1591.68 | $405.93 | $132.64 |  |  |  |  |  | 48.122% | 48.122% | 48.122% | 09/18/2025 | 750 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2107.73 |  | 6.320% | $0.00 |  |  |  |  | N/A | No | 7.875% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000090822 | XXXXX |  | Non QM |  |  |  | Yes | No | $3854.00 | $4636.80 |  | 8.479% | XXXXX | $828.68 | 7.875% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3862.30 | 1 | $4357.80 | $860.04 | $363.15 | $71.67 |  |  |  |  |  | 42.606% | 42.606% | 42.606% | 08/26/2025 | 711 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Primary Income - Social Security]; 1099-SSA - 2024<br> [Borrower - \| Non-Primary Income - IRA Distribution]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - IRA Distribution]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - IRA Distribution]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3854.00 |  | 6.220% | $0.00 |  |  |  |  | N/A | No | 7.875% | 0 |  | 1 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000096396 | XXXXX |  | Non QM |  |  |  | Yes | No | $2000.00 | $2133.18 |  | 8.506% | XXXXX | $852.07 | 8.250% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8267.59 | 1 | $3171.60 | $1609.32 | $264.30 | $134.11 |  |  |  |  |  | 48.604% | 48.604% | 48.604% | 10/01/2025 | 744 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Primary Income - Pension]; 1099-R - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; 1099-SSA - 2024<br> [Coborrower(s) - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Pension]; 1099-R - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2000.00 |  | 5.730% | $0.00 |  |  |  |  | N/A | No | 8.250% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $8688.27 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000093293 | XXXXX |  | Non QM |  |  |  | Yes | No | $944.60 | $2110.85 |  | 8.250% | XXXXX | $758.76 | 7.875% | No | No | Not Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $4328.40 | 1 | $2664.60 | $4362.96 | $222.05 | $363.58 |  |  |  |  |  | 34.851% | 34.851% | 34.851% | 09/11/2025 | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $944.60 |  | 5.780% | $0.00 | 1 |  |  |  | No | No | 7.875% | 0 | 2 | 2 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $6643.87 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| XXXXX | 4000092471 | XXXXX |  | Non QM |  |  |  | Yes | No | $995.00 | $2218.70 |  | 7.692% | XXXXX | $2383.03 | 7.625% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $26350.57 | 1 | $12116.40 | $2579.04 | $1009.70 | $214.92 |  |  |  |  |  | 31.098% | 31.098% | 31.098% | 09/08/2025 | 764 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Vesting Schedule - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $995.00 |  | 5.700% | $0.00 |  |  |  |  | N/A | No | 7.625% | 2 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 28.23 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000096036 | XXXXX |  | Non QM |  |  |  | Yes | No | $3203.00 | $3915.74 |  | 8.126% | XXXXX | $813.25 | 7.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4521.91 | 1 | $5880.60 | $2592.96 | $490.05 | $216.08 |  |  |  |  |  | 47.887% | 47.887% | 47.887% | 09/29/2025 | 716 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3203.00 |  | 5.730% | $0.00 |  |  |  |  | N/A | No | 7.625% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 4 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.7 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000095311 | XXXXX |  | Non QM |  |  |  | Yes | No | $0.00 | $1711.96 |  | 8.901% | XXXXX | $486.12 | 8.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2414.77 | 1 | $3645.60 | $2450.04 | $303.80 | $204.17 |  |  |  |  |  | 49.703% | 49.703% | 49.703% | 06/30/2025 | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX |  |  | 6.220% | $0.00 | 1 |  |  |  | Yes | No | 8.625% | 2 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 31 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000096322 | XXXXX |  | Non QM |  |  |  | Yes | No | $995.00 | $2000.93 |  | 8.339% | XXXXX | $1359.79 | 8.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4818.89 | 1 | $2319.72 | $2343.00 | $193.31 | $195.25 |  |  |  |  |  | 47.644% | 47.644% | 47.644% | 09/09/2025 | 723 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $995.00 |  | 6.310% | $0.00 |  |  |  |  | N/A | No | 8.250% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 12 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.990% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No |  | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000093087 | XXXXX |  | N/A |  |  |  | No | No | $5624.98 | $6862.00 |  | 8.204% | XXXXX | $2071.69 | 7.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $12988.53 | 1 | $6433.56 | $1696.44 | $536.13 | $141.37 |  |  |  |  |  | 43.673% | 43.673% | 43.673% | 09/10/2025 | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5624.98 |  | 6.100% | $0.00 |  |  |  |  | N/A | No | 7.875% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 33 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 51.39 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 240 |
| XXXXX | 4000095500 | XXXXX |  | Non QM |  |  |  | Yes | No | $1243.99 | $1763.77 |  | 9.480% | XXXXX | $567.65 | 9.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3526.46 | 1 | $3321.48 | $2051.64 | $276.79 | $170.97 |  |  |  |  |  | 44.543% | 44.543% | 44.543% | 09/23/2025 | 687 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1243.99 |  | 6.220% | $0.00 |  |  |  |  | N/A | No | 9.250% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX |  | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 51.14 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000095892 | XXXXX |  | Non QM |  |  |  | Yes | No | $2723.40 | $3336.96 |  | 8.080% | XXXXX | $716.41 | 7.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $16448.03 | 1 | $15591.84 | $3471.00 | $1299.32 | $289.25 |  |  |  |  |  | 22.426% | 22.426% | 22.426% | 09/26/2025 | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2723.40 |  | 6.310% | $0.00 |  |  |  |  | N/A | No | 7.750% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000094628 | XXXXX |  | Non QM |  |  |  | Yes | No | $1995.00 | $3281.56 |  | 8.096% | XXXXX | $1015.10 | 7.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9802.58 | 1 | $1225.08 | $2448.96 | $102.09 | $204.08 |  |  |  |  |  | 32.588% | 32.588% | 32.588% | 09/17/2025 | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1995.00 |  | 6.320% | $0.00 | 1 |  |  |  | Yes | No | 7.875% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 29 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000097372 | XXXXX |  | Non QM |  |  |  | Yes | No | $2427.70 | $3063.86 |  | 8.811% | XXXXX | $768.91 | 8.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2129.42 | 1 | $1614.60 | $955.68 | $134.55 | $79.64 |  |  |  |  |  | 41.387% | 41.387% | 41.387% | 10/08/2025 | 734 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2427.70 |  | 6.310% | $0.00 |  |  |  |  | N/A | No | 8.500% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000093086 | XXXXX |  | Non QM |  |  |  | Yes | No | $4818.50 | $5809.16 |  | 8.044% | XXXXX | $1977.87 | 7.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $13048.17 | 1 | $6530.16 | $1109.52 | $544.18 | $92.46 |  |  |  |  |  | 43.414% | 43.414% | 43.414% | 09/10/2025 | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4818.50 |  | 6.100% | $0.00 |  |  |  |  | N/A | No | 7.750% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 32 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 52.14 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 240 |
| XXXXX | 4000097704 | XXXXX |  | N/A |  |  |  | No | No | $2745.00 | $3516.23 |  | 8.880% | XXXXX | $1378.64 | 8.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $13724.39 | 1 | $2822.04 | $2372.04 | $235.17 | $197.67 |  |  |  |  |  | 37.738% | 37.738% | 37.738% | 09/22/2025 | 723 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2745.00 |  | 5.710% | $0.00 | 4.1 |  |  |  | Yes | No | 8.500% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 9 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.93 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 180 |
| XXXXX | 4000095912 | XXXXX |  | Non QM |  |  |  | Yes | No | $2609.27 | $3183.90 |  | 8.439% | XXXXX | $542.99 | 8.000% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $3070.10 | 1 | $7041.24 | $4013.04 | $586.77 | $334.42 |  |  |  |  |  | 45.385% | 45.385% | 45.385% | 09/28/2025 | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2609.27 |  | 6.310% | $0.00 |  |  |  |  | N/A | No | 8.000% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $3223.40 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000096813 | XXXXX |  | Non QM |  |  |  | Yes | No | $2854.83 | $3570.10 |  | 8.256% | XXXXX | $1005.26 | 8.000% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9933.80 | 1 | $18173.52 | $3111.60 | $1514.46 | $259.30 |  |  |  |  |  | 44.466% | 44.466% | 44.466% | 10/01/2025 | 727 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - IRA Distribution]; 1099-R - 2024<br> [Borrower - \| Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 1980<br> [Borrower - \| Non-Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - IRA Distribution]; 1099-R - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2854.83 |  | 6.290% | $0.00 |  |  |  |  | N/A | No | 8.000% | 0 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000096770 | XXXXX |  | Non QM |  |  |  | Yes | No | $1122.50 | $1708.55 |  | 8.777% | XXXXX | $847.79 | 8.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4214.52 | 1 | $6327.24 | $1890.96 | $527.27 | $157.58 |  |  |  |  |  | 49.898% | 49.898% | 49.898% | 10/03/2025 | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1122.50 |  | 6.310% | $0.00 |  |  |  |  | N/A | No | 8.625% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 32 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.999% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000097096 | XXXXX |  | Non QM |  |  |  | Yes | No | $2352.90 | $2895.75 |  | 7.966% | XXXXX | $894.58 | 7.625% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $4984.42 | 1 | $4389.24 | $3031.56 | $365.77 | $252.63 |  |  |  |  |  | 40.318% | 40.318% | 40.318% | 10/07/2025 | 729 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2352.90 |  | 5.840% | $0.00 |  |  |  |  | N/A | No | 7.625% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $2651.60 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000097043 | XXXXX |  | N/A |  |  |  | No | No | $1382.00 | $1880.15 |  | 8.926% | XXXXX | $992.08 | 8.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $18338.64 | 1 | $2683.92 | $2068.92 | $223.66 | $172.41 |  |  |  |  |  | 44.984% | 44.984% | 44.984% | 10/10/2025 | 723 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1382.00 |  | 5.710% | $0.00 |  |  |  |  | N/A | No | 8.625% | 0 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 180 |
| XXXXX | 4000095144 | XXXXX |  | Non QM |  |  |  | Yes | No | $1882.00 | $3119.25 |  | 7.970% | XXXXX | $972.17 | 7.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9150.61 | 1 | $3489.00 | $4773.00 | $290.75 | $397.75 |  |  |  |  |  | 29.000% | 29.000% | 29.000% | 09/22/2025 | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Account Transcripts - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Account Transcripts - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1882.00 |  | 6.220% | $0.00 | 1 |  |  |  | Yes | No | 7.750% | 2 | 2 | 1 | 0 | 4 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  | 33 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 14.78 |  |  | No |  | $0.00 | $6555.02 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000096562 | XXXXX |  | Non QM |  |  |  | Yes | No | $4272.89 | $4870.44 |  | 9.260% | XXXXX | $1109.92 | 8.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7781.07 | 1 | $3064.68 | $2909.04 | $255.39 | $242.42 |  |  |  |  |  | 49.469% | 49.469% | 49.469% | 10/02/2025 | 720 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4272.89 |  | 6.310% | $0.00 |  |  |  |  | N/A | No | 8.875% | 2 |  | 2 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000097025 | XXXXX |  | Non QM |  |  |  | Yes | No | $2395.00 | $3173.11 |  | 8.167% | XXXXX | $820.95 | 7.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9400.71 | 1 | $6370.56 | $2328.00 | $530.88 | $194.00 |  |  |  |  |  | 31.575% | 31.575% | 31.575% | 10/07/2025 | 733 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2395.00 |  | 5.840% | $0.00 |  |  |  |  | N/A | No | 7.750% | 2 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 33 | 22 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $4012.82 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000096031 | XXXXX |  | Non QM |  |  |  | Yes | No | $2557.50 | $3207.19 |  | 7.999% | XXXXX | $1812.67 | 7.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $16712.91 | 1 | $5664.36 | $5730.96 | $472.03 | $477.58 |  |  |  |  |  | 27.182% | 27.182% | 27.182% | 09/29/2025 | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2557.50 |  | 6.290% | $0.00 |  |  |  |  | N/A | No | 7.875% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000097173 | XXXXX |  | Non QM |  |  |  | Yes | No | $5480.46 | $6048.83 |  | 8.918% | XXXXX | $1315.69 | 8.375% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9371.43 | 1 | $1316.40 | $2241.00 | $109.70 | $186.75 |  |  |  |  |  | 37.128% | 37.128% | 37.128% | 10/06/2025 | 739 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; Transcripts (1040) - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5480.46 |  | 5.840% | $0.00 |  |  |  |  | N/A | No | 8.375% | 2 | 2 | 1 | 0 | 3 | 3 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 33 | 33 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 8.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $6666.67 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 240 |
| XXXXX | 4000095291 | XXXXX |  | Non QM |  |  |  | Yes | No | $1082.50 | $1539.21 |  | 8.351% | XXXXX | $668.96 | 8.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4768.92 | 1 | $6181.68 | $996.12 | $515.14 | $83.01 |  |  |  |  |  | 49.089% | 49.089% | 49.089% | 09/24/2025 | 724 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1082.50 |  | 5.560% | $0.00 |  |  |  |  | N/A | No | 8.000% | 1 |  | 1 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.990% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| XXXXX | 4000097762 | XXXXX |  | N/A |  |  |  | No | No | $2149.33 | $2599.81 |  | 9.239% | XXXXX | $649.53 | 8.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $11049.65 | 1 | $5234.04 | $1557.96 | $436.17 | $129.83 |  |  |  |  |  | 42.877% | 42.877% | 42.877% | 10/13/2025 | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2149.33 |  | 5.820% | $0.00 |  |  |  |  | N/A | No | 8.750% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 240 |
| XXXXX | 4000097709 | XXXXX |  | Non QM |  |  |  | Yes | No | $2046.00 | $2595.16 |  | 8.138% | XXXXX | $741.75 | 7.875% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $2287.66 | 1 | $2927.64 | $1758.96 | $243.97 | $146.58 |  |  |  |  |  | 43.720% | 43.720% | 43.720% | 10/10/2025 | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2046.00 |  | 6.310% | $0.00 |  |  |  |  | N/A | No | 7.875% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $2042.55 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000095129 | XXXXX |  | Non QM |  |  |  | Yes | No | $2226.00 | $2760.11 |  | 8.110% | XXXXX | $820.95 | 7.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $11312.56 | 1 | $5327.64 | $1902.96 | $443.97 | $158.58 |  |  |  |  |  | 30.378% | 30.378% | 30.378% | 09/25/2025 | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2226.00 |  | 5.700% | $0.00 |  |  |  |  | N/A | No | 7.750% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 32 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000096464 | XXXXX |  | Non QM |  |  |  | Yes | No | $4898.36 | $5420.56 |  | 8.786% | XXXXX | $1184.37 | 8.250% | No | No | Non-Employment Income | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6444.15 | 1 | $3561.00 | $2208.96 | $296.75 | $184.08 |  |  |  |  |  | 42.300% | 42.300% | 42.300% | 08/13/2025 | 750 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Annuity]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; Transcripts (1040) - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4898.36 |  | 5.730% | $0.00 |  |  |  |  | N/A | No | 8.250% | 0 | 2 | 1 | 0 | 3 | 3 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  | 33 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX |  | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 0.68 |  | No | No |  | $0.00 | $4426.32 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 240 |
| XXXXX | 4000095923 | XXXXX |  | N/A |  |  |  | No | No | $1780.00 | $2606.50 |  | 9.292% | XXXXX | $1252.99 | 9.125% | No | No | Not Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8512.72 | 1 | $15893.28 | $2304.00 | $1324.44 | $192.00 |  |  |  |  |  | 37.205% | 37.205% | 37.205% | 09/29/2025 | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1780.00 |  | 6.310% | $0.00 |  |  |  |  | N/A | No | 9.125% | 0 | 0 | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  | 34 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 4.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $12462.88 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000095683 | XXXXX |  | Non QM |  |  |  | Yes | No | $5200.00 | $5950.75 |  | 7.988% | XXXXX | $1037.36 | 7.375% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $10010.47 | 1 | $3490.44 | $3462.96 | $290.87 | $288.58 |  |  |  |  |  | 23.226% | 23.226% | 23.226% | 09/24/2025 | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5200.00 |  | 5.700% | $0.00 |  |  |  |  | N/A | No | 7.375% | 2 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $4588.13 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000096932 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $4604.61 | $5111.97 |  | 8.277% | XXXXX | $1421.30 | 8.000% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3546.40 | 1 | $1180.80 | $1554.12 | $98.40 | $129.51 |  |  |  |  |  | 45.933% | 45.933% | 45.933% | 10/08/2025 | 704 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - No Results Returned - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - No Results Returned - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4604.61 |  | 6.310% | $0.00 |  |  |  |  | N/A | No | 8.000% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 7.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000096234 | XXXXX |  | Non QM |  |  |  | Yes | No | $995.00 | $1547.61 |  | 8.639% | XXXXX | $672.03 | 8.375% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $16358.90 | 1 | $8139.60 | $2358.96 | $678.30 | $196.58 |  |  |  |  |  | 24.030% | 24.030% | 24.030% | 10/16/2025 | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $995.00 |  | 5.760% | $0.00 |  |  |  |  | N/A | No | 8.375% | 1 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $10334.76 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000094387 | XXXXX |  | N/A |  |  |  | No | No | $1837.87 | $2080.23 |  | 9.817% | XXXXX | $452.52 | 9.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7895.38 | 1 | $6227.76 | $2059.44 | $518.98 | $171.62 |  |  |  |  |  | 42.509% | 42.509% | 42.509% | 09/17/2025 | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1837.87 |  | 6.320% | $0.00 |  |  |  |  | N/A | No | 9.375% | 0 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 12 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000099017 | XXXXX |  | Non QM |  |  |  | Yes | No | $894.24 | $1580.51 |  | 8.414% | XXXXX | $2797.07 | 8.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10508.05 | 1 | $6774.60 | $1511.04 | $564.55 | $125.92 |  |  |  |  |  | 48.920% | 48.920% | 48.920% | 09/03/2025 | 699 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $894.24 |  | 6.240% | $0.00 |  |  |  |  | N/A | No | 8.375% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 32 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 1.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.79 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000094873 | XXXXX |  | N/A |  |  |  | No | No | $1674.80 | $2105.76 |  | 8.022% | XXXXX | $573.13 | 7.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $11272.88 | 1 | $2502.24 | $1627.20 | $208.52 | $135.60 |  |  |  |  |  | 31.170% | 31.170% | 31.170% | 09/22/2025 | 803 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1674.80 |  | 6.220% | $0.00 |  |  |  |  | N/A | No | 7.750% | 1 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 33 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000095723 | XXXXX |  | N/A |  |  |  | No | No | $1525.00 | $2200.84 |  | 8.357% | XXXXX | $1592.69 | 8.250% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4614.51 | 1 | $14878.56 | $1872.96 | $1239.88 | $156.08 |  |  |  |  |  | 42.996% | 42.996% | 42.996% | 09/25/2025 | 741 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1525.00 |  | 6.220% | $0.00 | 3.8 |  |  |  | Yes | No | 8.250% | 0 |  | 2 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.87 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000096800 | XXXXX |  | Non QM |  |  |  | Yes | No | $3286.65 | $3730.35 |  | 8.009% | XXXXX | $1074.62 | 7.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9150.53 | 1 | $8303.64 | $1895.04 | $691.97 | $157.92 |  |  |  |  |  | 32.669% | 32.669% | 32.669% | 10/04/2025 | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3286.65 |  | 6.310% | $0.00 |  |  |  |  | N/A | No | 7.750% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 24.87 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000098526 | XXXXX |  | Non QM |  |  |  | Yes | No | $2000.00 | $2530.21 |  | 8.974% | XXXXX | $875.75 | 8.625% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9639.76 | 1 | $1580.04 | $2453.28 | $131.67 | $204.44 |  |  |  |  |  | 28.388% | 28.388% | 28.388% | 10/03/2025 | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Employer Letter - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2000.00 |  | 5.730% | $0.00 |  |  |  |  | N/A | No | 8.625% | 2 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 0 | 33 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $6927.01 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 240 |
| XXXXX | 4000098462 | XXXXX |  | Non QM |  |  |  | Yes | No | $7594.99 | $9505.85 |  | 8.960% | XXXXX | $3933.49 | 8.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $11115.67 | 1 | $25445.04 | $2364.96 | $2120.42 | $197.08 |  |  |  |  |  | 48.761% | 48.761% | 48.761% | 07/16/2025 | 741 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $7594.99 |  | 6.290% | $0.00 | 2.5 |  |  |  | Yes | No | 8.750% | 0 |  | 1 | 0 | 3 | 1 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000097735 | XXXXX |  | Non QM |  |  |  | Yes | No | $4775.40 | $5815.72 |  | 8.550% | XXXXX | $1577.66 | 8.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6966.54 | 1 | $7893.96 | $1335.00 | $657.83 | $111.25 |  |  |  |  |  | 44.268% | 44.268% | 44.268% | 10/09/2025 | 716 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4775.40 |  | 6.290% | $0.00 |  |  |  |  | N/A | No | 8.250% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.490% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000096458 | XXXXX |  | Non QM |  |  |  | Yes | No | $2320.00 | $2773.37 |  | 8.254% | XXXXX | $851.17 | 8.000% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $4705.35 | 1 | $7662.00 | $1088.04 | $638.50 | $90.67 |  |  |  |  |  | 45.990% | 45.990% | 45.990% | 10/02/2025 | 736 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Account Statements - 2025<br> [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Primary Income - Social Security]; 1099-SSA - 2024<br> [Coborrower(s) - \| Primary Income - Pension]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2024<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; Account Statements - 2025<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; 1099-SSA - 2024<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; Account Statements - 2025<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2320.00 |  | 6.310% | $0.00 |  |  |  |  | N/A | No | 8.000% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $7081.08 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000097907 | XXXXX |  | Non QM |  |  |  | Yes | No | $995.00 | $1385.62 |  | 8.391% | XXXXX | $600.05 | 7.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8169.25 | 1 | $2731.44 | $3593.16 | $227.62 | $299.43 |  |  |  |  |  | 21.463% | 21.463% | 21.463% | 10/14/2025 | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $995.00 |  | 5.550% | $0.00 |  |  |  |  | N/A | No | 7.750% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 120 |
| XXXXX | 4000098297 | XXXXX |  | Non QM |  |  |  | Yes | No | $2532.20 | $2902.68 |  | 8.533% | XXXXX | $844.24 | 8.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $16173.18 | 1 | $11159.64 | $3554.04 | $929.97 | $296.17 |  |  |  |  |  | 23.412% | 23.412% | 23.412% | 10/15/2025 | 695 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2532.20 |  | 5.820% | $0.00 |  |  |  |  | N/A | No | 8.125% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 33 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 1.990% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000097216 | XXXXX |  | Non QM |  |  |  | Yes | No | $1000.00 | $1323.22 |  | 8.001% | XXXXX | $870.08 | 7.875% | No | No | Self-Employed | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $3939.84 | 1 | $2546.52 | $1531.92 | $212.21 | $127.66 |  |  |  |  |  | 48.833% | 48.833% | 48.833% | 10/08/2025 | 816 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; 1099-SSA - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099-SSA - 2024<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1000.00 |  | 6.310% | $0.00 | 1.1 |  |  |  | No | No | 7.875% | 1 | 0 | 1 | 0 | 1 | 1 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $918.42 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000097840 | XXXXX |  | Non QM |  |  |  | Yes | No | $2874.30 | $3325.98 |  | 8.286% | XXXXX | $911.55 | 7.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6757.67 | 1 | $7035.36 | $2799.00 | $586.28 | $233.25 |  |  |  |  |  | 39.448% | 39.448% | 39.448% | 10/13/2025 | 750 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2874.30 |  | 5.820% | $0.00 |  |  |  |  | N/A | No | 7.875% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 33 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.960% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 14.54 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000097366 | XXXXX |  | Non QM |  |  |  | Yes | No | $2000.00 | $2219.21 |  | 8.362% | XXXXX | $742.50 | 8.125% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $5256.71 | 2 | $6027.36 | $3666.60 | $502.28 | $305.55 |  |  |  |  |  | 44.263% | 44.263% | 44.263% | 09/24/2025 | 724 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2000.00 |  | 6.310% | $0.00 |  |  |  |  | N/A | No | 8.125% | 0 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 5 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000094308 | XXXXX |  | Non QM |  |  |  | Yes | No | $2889.60 | $3262.85 |  | 9.425% | XXXXX | $1049.59 | 9.125% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $3503.72 | 1 | $9850.68 | $1322.04 | $820.89 | $110.17 |  |  |  |  |  | 49.960% | 49.960% | 49.960% | 09/17/2025 | 758 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2889.60 |  | 6.320% | $0.00 |  |  |  |  | N/A | No | 9.125% | 0 | 0 | 2 | 0 | 3 | 2 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  | 6 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $3466.67 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000097425 | XXXXX |  | N/A |  |  |  | No | No | $2013.41 | $2488.75 |  | 9.060% | XXXXX | $552.59 | 8.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4690.44 | 1 | $3278.52 | $1677.60 | $273.21 | $139.80 |  |  |  |  |  | 33.782% | 33.782% | 33.782% | 08/18/2025 | 802 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2013.41 |  | 5.840% | $0.00 |  |  |  |  | N/A | No | 8.500% | 1 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 33 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000095409 | XXXXX |  | Non QM |  |  |  | Yes | No | $3895.00 | $4392.99 |  | 8.405% | XXXXX | $880.52 | 8.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2751.51 | 1 | $4374.96 | $1190.52 | $364.58 | $99.21 |  |  |  |  |  | 47.086% | 47.086% | 47.086% | 09/25/2025 | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3895.00 |  | 6.220% | $0.00 | 1 |  |  |  | No | No | 8.000% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000099022 | XXXXX |  | Non QM |  |  |  | Yes | No | $2600.00 | $3762.54 |  | 8.570% | XXXXX | $1107.69 | 8.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5420.62 | 1 | $6340.20 | $3000.00 | $528.35 | $250.00 |  |  |  |  |  | 43.053% | 43.053% | 43.053% | 10/20/2025 | 720 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2600.00 |  | 5.760% | $0.00 |  |  |  |  | N/A | No | 8.250% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 26 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.990% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000096933 | XXXXX |  | Non QM |  |  |  | Yes | No | $4044.19 | $1490.32 |  | 8.241% | XXXXX | $944.83 | 8.125% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7623.27 | 1 | $5477.04 | $4888.80 | $456.42 | $407.40 |  |  |  |  |  | 36.524% | 36.524% | 36.524% | 10/06/2025 | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; Account Statements - 2025<br> [Borrower - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - IRA Distribution]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - IRA Distribution]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4044.19 |  | 6.310% | $0.00 |  |  |  |  | N/A | No | 8.125% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 34.28 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000097959 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $1500.00 | $2256.49 |  | 7.606% | XXXXX | $690.68 | 7.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4051.68 | 1 | $2824.32 | $2386.68 | $235.36 | $198.89 |  |  |  |  |  | 38.079% | 38.079% | 38.079% | 09/16/2025 | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1500.00 |  | 6.290% | $0.00 |  |  |  |  | N/A | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 6 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.63 |  |  | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000098163 | XXXXX |  | Non QM |  |  |  | Yes | No | $2100.00 | $2980.76 |  | 7.886% | XXXXX | $973.36 | 7.500% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6183.87 | 1 | $3562.80 | $1864.80 | $296.90 | $155.40 |  |  |  |  |  | 32.839% | 32.839% | 32.839% | 10/15/2025 | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Annuity]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2100.00 |  | 5.710% | $0.00 |  |  |  |  | N/A | No | 7.500% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| XXXXX | 4000098967 | XXXXX |  | Non QM |  |  |  | Yes | No | $3269.37 | $4246.80 |  | 8.014% | XXXXX | $714.87 | 7.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3058.38 | 1 | $8938.44 | $2493.00 | $744.87 | $207.75 |  |  |  |  |  | 49.587% | 49.587% | 49.587% | 10/20/2025 | 723 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3269.37 |  | 6.240% | $0.00 |  |  |  |  | N/A | No | 7.625% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 33 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000099425 | XXXXX |  | Non QM |  |  |  | Yes | No | $2010.00 | $2941.83 |  | 7.959% | XXXXX | $817.32 | 7.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6179.53 | 1 | $4630.92 | $4649.04 | $385.91 | $387.42 |  |  |  |  |  | 48.859% | 48.859% | 48.859% | 10/23/2025 | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2010.00 |  | 5.640% | $0.00 |  |  |  |  | N/A | No | 7.625% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 9 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000099817 | XXXXX |  | Non QM |  |  |  | Yes | No | $2980.00 | $3294.36 |  | 8.362% | XXXXX | $1257.91 | 8.125% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5929.55 | 1 | $9640.44 | $3341.04 | $803.37 | $278.42 |  |  |  |  |  | 43.644% | 43.644% | 43.644% | 10/24/2025 | 702 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2980.00 |  | 5.760% | $0.00 |  |  |  |  | N/A | No | 8.125% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000096795 | XXXXX |  | Non QM |  |  |  | Yes | No | $6079.41 | $8192.01 |  | 8.729% | XXXXX | $2383.63 | 8.500% | No | No | Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7967.96 | 1 | $9199.32 | $3753.96 | $766.61 | $312.83 |  |  |  |  |  | 49.791% | 49.791% | 49.791% | 10/06/2025 | 717 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - No Results Returned - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - No Results Returned - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - No Results Returned - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; Transcripts (1040) - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $6079.41 |  | 6.160% | $0.00 |  |  |  |  | N/A | No | 8.500% | 1 | 2 | 1 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 45 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 28.37 |  | No | No |  | $4913.40 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000098804 | XXXXX |  | Non QM |  |  |  | Yes | No | $2013.00 | $2922.80 |  | 8.713% | XXXXX | $859.93 | 8.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5795.00 | 1 | $7972.68 | $1437.96 | $664.39 | $119.83 |  |  |  |  |  | 46.774% | 46.774% | 46.774% | 10/18/2025 | 686 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2013.00 |  | 5.760% | $0.00 |  |  |  |  | N/A | No | 8.375% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 33 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000098061 | XXXXX |  | Non QM |  |  |  | Yes | No | $3190.70 | $3788.60 |  | 7.772% | XXXXX | $477.52 | 7.250% | Yes | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4510.93 | 1 | $4804.08 | $2232.00 | $400.34 | $186.00 |  |  |  |  |  | 48.720% | 48.720% | 48.720% | 10/14/2025 | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3190.70 |  | 6.290% | $0.00 |  |  |  |  | N/A | No | 7.250% | 1 |  | 0 | 0 | 1 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000097620 | XXXXX |  | Non QM |  |  |  | Yes | No | $4411.08 | $5837.87 |  | 8.944% | XXXXX | $1306.69 | 8.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4978.21 | 1 | $9071.76 | $2730.00 | $755.98 | $227.50 |  |  |  |  |  | 49.715% | 49.715% | 49.715% | 09/23/2025 | 752 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $4411.08 |  | 6.310% | $0.00 |  |  |  |  | N/A | No | 8.625% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 33 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000097771 | XXXXX |  | N/A |  |  |  | No | No | $3589.25 | $5265.42 |  | 9.727% | XXXXX | $1724.59 | 9.500% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2348.81 | 1 | $10342.44 | $908.04 | $861.87 | $75.67 |  |  |  |  |  | 42.807% | 42.807% | 42.807% | 10/08/2025 | 709 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3589.25 |  | 6.170% | $0.00 |  |  |  |  | N/A | No | 9.500% | 0 |  | 1 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000098950 | XXXXX |  | Non QM |  |  |  | Yes | No | $1795.00 | $2317.98 |  | 7.531% | XXXXX | $1036.01 | 7.375% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $24636.93 | 1 | $3583.20 | $2970.60 | $298.60 | $247.55 |  |  |  |  |  | 33.910% | 33.910% | 33.910% | 09/17/2025 | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1795.00 |  | 6.240% | $0.00 |  |  |  |  | N/A | No | 7.375% | 2 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 33 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000098772 | XXXXX |  | Non QM |  |  |  | Yes | No | $4000.00 | $4669.40 |  | 8.834% | XXXXX | $1555.58 | 8.625% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5473.71 | 1 | $9948.60 | $9035.04 | $829.05 | $752.92 |  |  |  |  |  | 49.219% | 49.219% | 49.219% | 10/15/2025 | 687 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; Account Statements - 2025<br> [Borrower - \| Primary Income - Pension]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4000.00 |  | 6.290% | $0.00 |  |  |  |  | N/A | No | 8.625% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.990% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000096993 | XXXXX |  | N/A |  |  |  | No | No | $2270.25 | $3124.30 |  | 9.430% | XXXXX | $812.01 | 9.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8866.76 | 1 | $2219.28 | $1311.12 | $184.94 | $109.26 |  |  |  |  |  | 34.923% | 34.923% | 34.923% | 10/07/2025 | 764 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2270.25 |  | 6.310% | $0.00 |  |  |  |  | N/A | No | 9.125% | 1 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000097524 | XXXXX |  | Non QM |  |  |  | Yes | No | $1450.00 | $1927.18 |  | 7.885% | XXXXX | $1110.44 | 7.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $13271.31 | 1 | $3399.24 | $2258.04 | $283.27 | $188.17 |  |  |  |  |  | 20.786% | 20.786% | 20.786% | 09/29/2025 | 802 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1450.00 |  | 6.310% | $0.00 |  |  |  |  | N/A | No | 7.750% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 34 | 34 |  |  | Yes | Commitment | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  | 1 | XXXXX | 2.375% | XXXXX | XXXXX | XXXXX | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $10476.83 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000100649 | XXXXX |  | Non QM |  |  |  | Yes | No | $3322.00 | $2478.67 |  | 8.319% | XXXXX | $623.70 | 8.000% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3469.96 | 1 | $4100.28 | $1590.48 | $341.69 | $132.54 |  |  |  |  |  | 49.462% | 49.462% | 49.462% | 10/07/2025 | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Primary Income - Social Security]; 1099-SSA - 2024<br> [Borrower - \| Primary Income - Social Security]; 1099-SSA - 2023<br> [Borrower - \| Non-Primary Income - Annuity]; Other - 2025<br> [Borrower - \| Non-Primary Income - Annuity]; Other - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3322.00 |  | 6.240% | $0.00 | 1 |  |  |  | N/A | No | 8.000% | 0 |  | 2 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 9.600% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000099433 | XXXXX |  | Non QM |  |  |  | Yes | No | $1585.00 | $2300.57 |  | 8.913% | XXXXX | $865.37 | 8.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4330.08 | 1 | $1828.32 | $2322.96 | $152.36 | $193.58 |  |  |  |  |  | 39.252% | 39.252% | 39.252% | 10/03/2025 | 736 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1585.00 |  | 6.240% | $0.00 | 2.3 |  |  |  | No | No | 8.750% | 2 |  | 2 | 0 | 2 | 2 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000098358 | XXXXX |  | Non QM |  |  |  | Yes | No | $5502.75 | $6522.78 |  | 9.515% | XXXXX | $1073.37 | 9.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5601.66 | 1 | $9182.88 | $3105.00 | $765.24 | $258.75 |  |  |  |  |  | 47.320% | 47.320% | 47.320% | 10/14/2025 | 712 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5502.75 |  | 6.160% | $0.00 |  |  |  |  | N/A | No | 9.000% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 33 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.38 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000098803 | XXXXX |  | Non QM |  |  |  | Yes | No | $2851.00 | $3663.14 |  | 8.099% | XXXXX | $716.41 | 7.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7139.11 | 1 | $5540.88 | $2890.20 | $461.74 | $240.85 |  |  |  |  |  | 36.192% | 36.192% | 36.192% | 10/17/2025 | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2851.00 |  | 6.290% | $0.00 |  |  |  |  | N/A | No | 7.750% | 2 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 33 | 33 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 4.710% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $4837.55 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000098623 | XXXXX |  | Non QM |  |  |  | Yes | No | $3500.00 | $4731.32 |  | 9.198% | XXXXX | $1560.48 | 8.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5473.52 | 1 | $4684.92 | $6056.28 | $390.41 | $504.69 |  |  |  |  |  | 49.973% | 49.973% | 49.973% | 10/16/2025 | 680 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3500.00 |  | 5.820% | $0.00 |  |  |  |  | N/A | No | 8.875% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 34 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000100758 | XXXXX |  | Non QM |  |  |  | Yes | No | $3623.04 | $4640.20 |  | 9.497% | XXXXX | $804.63 | 9.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3078.77 | 1 | $3668.04 | $4167.96 | $305.67 | $347.33 |  |  |  |  |  | 48.494% | 48.494% | 48.494% | 10/31/2025 | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3623.04 |  | 6.160% | $0.00 |  |  |  |  | N/A | No | 9.000% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 34 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000099014 | XXXXX |  | Non QM |  |  |  | Yes | No | $4451.93 | $0.00 |  | 7.843% | XXXXX | $2166.14 | 7.875% | No | No | Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9102.72 | 1 | $18574.44 | $2560.56 | $1547.87 | $213.38 |  |  |  |  |  | 49.728% | 49.728% | 49.728% | 10/21/2025 | 739 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Tax Return Extension - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4451.93 |  | 6.240% | $0.00 |  |  |  |  | N/A | No | 7.875% | 1 | 0 | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $6265.17 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000100966 | XXXXX |  | N/A |  |  |  | No | No | $2222.50 | $3168.60 |  | 8.777% | XXXXX | $592.86 | 8.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $17818.51 | 1 | $6402.48 | $783.96 | $533.54 | $65.33 |  |  |  |  |  | 44.197% | 44.197% | 44.197% | 10/28/2025 | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Interest / Dividends]; Other - 2025<br> [Borrower - \| Non-Primary Income - Interest / Dividends]; Other - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2222.50 |  | 6.170% | $0.00 |  |  |  |  | N/A | No | 8.375% | 1 |  | 2 | 0 | 0 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 3 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 6.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 9 | 360 |
| XXXXX | 4000100156 | XXXXX |  | Non QM |  |  |  | Yes | No | $3229.63 | $4578.66 |  | 8.925% | XXXXX | $1616.20 | 8.625% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $23892.78 | 1 | $5580.36 | $8263.92 | $465.03 | $688.66 |  |  |  |  |  | 31.305% | 31.305% | 31.305% | 10/15/2025 | 722 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $3229.63 |  | 5.660% | $0.00 |  |  |  |  | N/A | No | 8.625% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $17490.53 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000098142 | XXXXX |  | Non QM |  |  |  | Yes | No | $4175.00 | $6668.35 |  | 9.508% | XXXXX | $1565.52 | 9.000% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $4870.48 | 1 | $7945.08 | $1383.00 | $662.09 | $115.25 |  |  |  |  |  | 46.655% | 46.655% | 46.655% | 09/16/2025 | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4175.00 |  | 5.820% | $0.00 | 2.6 |  |  |  | No | No | 9.000% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 8 | 8 |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 16.59 |  |  | No |  | $0.00 | $2993.18 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000099152 | XXXXX |  | Non QM |  |  |  | Yes | No | $2321.00 | $3136.68 |  | 8.321% | XXXXX | $1113.75 | 8.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5687.34 | 1 | $9034.80 | $3638.04 | $752.90 | $303.17 |  |  |  |  |  | 44.694% | 44.694% | 44.694% | 10/22/2025 | 709 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Child Support]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Child Support]; Deposit Receipt - 2025<br> [Borrower - \| Non-Primary Income - Child Support]; Child Support Order - 2021 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2321.00 |  | 6.240% | $0.00 |  |  |  |  | N/A | No | 8.125% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000098138 | XXXXX |  | Non QM |  |  |  | Yes | No | $5200.67 | $6457.18 |  | 8.149% | XXXXX | $1087.51 | 7.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6175.41 | 2 | $10276.08 | $4301.04 | $856.34 | $358.42 |  |  |  |  |  | 44.980% | 44.980% | 44.980% | 10/09/2025 | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Borrower - \| Primary Income - Sole Proprietor]; Business License - 2018<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2018<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5200.67 |  | 6.290% | $0.00 |  |  |  |  | N/A | No | 7.750% | 0 |  | 2 | 0 | 3 | 2 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000100178 | XXXXX |  | Non QM |  |  |  | Yes | No | $1585.00 | $2453.49 |  | 8.451% | XXXXX | $534.60 | 8.125% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7714.15 | 1 | $9611.64 | $5598.96 | $800.97 | $466.58 |  |  |  |  |  | 44.692% | 44.692% | 44.692% | 10/16/2025 | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2017<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025<br> [Borrower - \| Primary Income - Pension]; 1099-R - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1585.00 |  | 6.160% | $0.00 |  |  |  |  | N/A | No | 8.125% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 5.990% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000099806 | XXXXX |  | Non QM |  |  |  | Yes | No | $2137.90 | $3652.48 |  | 8.017% | XXXXX | $1522.65 | 7.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4788.42 | 1 | $2883.84 | $2187.60 | $240.32 | $182.30 |  |  |  |  |  | 45.426% | 45.426% | 45.426% | 09/25/2025 | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2137.90 |  | 6.160% | $0.00 |  |  |  |  | N/A | No | 7.875% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 32 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000099020 | XXXXX |  | Non QM |  |  |  | Yes | No | $3126.00 | $4337.10 |  | 8.192% | XXXXX | $985.14 | 7.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10160.32 | 1 | $2892.12 | $2628.00 | $241.01 | $219.00 |  |  |  |  |  | 32.227% | 32.227% | 32.227% | 10/20/2025 | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3126.00 |  | 5.760% | $0.00 |  |  |  |  | N/A | No | 7.750% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000097734 | XXXXX |  | Non QM |  |  |  | Yes | No | $4946.00 | $5101.25 |  | 8.806% | XXXXX | $2435.26 | 8.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $30706.17 | 1 | $6395.04 | $4938.96 | $532.92 | $411.58 |  |  |  |  |  | 46.400% | 46.400% | 46.400% | 10/08/2025 | 706 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Business License - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4946.00 |  | 5.710% | $0.00 |  |  |  |  | N/A | No | 8.500% | 2 |  | 2 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 29 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| XXXXX | 4000099187 | XXXXX |  | Non QM |  |  |  | Yes | No | $2730.00 | $3396.31 |  | 7.772% | XXXXX | $912.86 | 7.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4772.11 | 1 | $4439.64 | $4980.00 | $369.97 | $415.00 |  |  |  |  |  | 42.890% | 42.890% | 42.890% | 10/20/2025 | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2730.00 |  | 5.640% | $0.00 |  |  |  |  | N/A | No | 7.250% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 31 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| XXXXX | 4000097712 | XXXXX |  | Non QM |  |  |  | Yes | No | $1882.50 | $2339.21 |  | 8.494% | XXXXX | $366.88 | 8.000% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8859.35 | 1 | $5211.96 | $4772.04 | $434.33 | $397.67 |  |  |  |  |  | 33.857% | 33.857% | 33.857% | 10/07/2025 | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1882.50 |  | 6.310% | $0.00 |  |  |  |  | N/A | No | 8.000% | 1 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 32 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $9254.27 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000101253 | XXXXX |  | Non QM |  |  |  | Yes | No | $995.00 | $1450.51 |  | 8.169% | XXXXX | $362.53 | 7.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3896.98 | 1 | $4557.72 | $1133.04 | $379.81 | $94.42 |  |  |  |  |  | 44.207% | 44.207% | 44.207% | 10/10/2025 | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $995.00 |  | 6.170% | $0.00 |  |  |  |  | N/A | No | 7.875% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 32 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000098976 | XXXXX |  | Non QM |  |  |  | Yes | No | $595.00 | $2219.78 |  | 7.941% | XXXXX | $1812.67 | 7.875% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5131.93 | 1 | $827.28 | $11644.80 | $68.94 | $970.40 |  |  |  |  |  | 46.486% | 46.486% | 46.486% | 10/08/2025 | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Deposit Receipt - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; 1099-SSA - 2024<br> [Borrower - \| Primary Income - IRA Distribution]; Account Statements - 2025<br> [Borrower - \| Primary Income - IRA Distribution]; 1099 - 2024<br> [Borrower - \| Non-Primary Income - Annuity]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Annuity]; 1099 - 2024<br> [Borrower - \| Non-Primary Income - Annuity]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Annuity]; 1099 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $595.00 |  | 6.240% | $0.00 | 1 |  |  |  | No | No | 7.875% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000099954 | XXXXX |  | Non QM |  |  |  | Yes | No | $2840.00 | $3440.10 |  | 7.682% | XXXXX | $1133.11 | 7.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3960.72 | 1 | $7005.72 | $2550.00 | $583.81 | $212.50 |  |  |  |  |  | 48.419% | 48.419% | 48.419% | 10/27/2025 | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2840.00 |  | 5.660% | $0.00 |  |  |  |  | N/A | No | 7.375% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 59 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 240 |
| XXXXX | 4000097836 | XXXXX |  | Non QM |  |  |  | Yes | No | $4616.25 | $0.00 |  | 8.235% | XXXXX | $1065.08 | 8.250% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $3334.53 | 1 | $1615.08 | $3545.40 | $134.59 | $295.45 |  |  |  |  |  | 48.434% | 48.434% | 48.434% | 10/08/2025 | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4616.25 |  | 5.640% | $0.00 |  |  |  |  | N/A | No | 8.250% | 2 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  | 33 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $3063.96 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000102366 | XXXXX |  | N/A |  |  |  | No | No | $0.00 | $1043.64 |  | 7.517% | XXXXX | $3342.41 | 7.500% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $18773.43 | 1 | $9442.32 | $1413.12 | $786.86 | $117.76 |  |  |  |  |  | 40.474% | 40.474% | 40.474% | 09/16/2025 | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  | 5.730% | $0.00 | 2 |  |  |  | No | No | 7.500% | 2 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 32 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 3.68 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 240 |
| XXXXX | 4000101562 | XXXXX |  | Non QM |  |  |  | Yes | No | $995.00 | $1585.41 |  | 8.091% | XXXXX | $1174.02 | 8.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8552.63 | 1 | $5895.00 | $3554.04 | $491.25 | $296.17 |  |  |  |  |  | 41.776% | 41.776% | 41.776% | 10/28/2025 | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024 |  | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $995.00 |  | 6.170% | $0.00 |  |  |  |  | N/A | No | 8.000% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 34 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000098605 | XXXXX |  | Non QM |  |  |  | Yes | No | $595.00 | $1530.51 |  | 8.410% | XXXXX | $2382.83 | 8.375% | No | No | Self-Employed | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $39484.20 | 1 | $7058.64 | $972.00 | $588.22 | $81.00 |  |  |  |  |  | 20.889% | 20.889% | 20.889% | 10/17/2025 | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Social Security]; 1099-SSA - 2024<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099-SSA - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $595.00 |  | 6.290% | $0.00 | 1 |  |  |  | No | No | 8.375% | 0 | 0 | 2 | 0 | 3 | 2 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 25.820% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 5.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 46.22 |  | No | No |  | $1046.40 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 | 360 |
| XXXXX | 4000101694 | XXXXX |  | N/A |  |  |  | No | No | $1650.87 | $2146.87 |  | 8.465% | XXXXX | $771.10 | 8.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10460.94 | 1 | $1580.04 | $854.04 | $131.67 | $71.17 |  |  |  |  |  | 24.922% | 24.922% | 24.922% | 11/07/2025 | 806 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1650.87 |  | 6.170% | $0.00 |  |  |  |  | N/A | No | 8.250% | 1 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000100904 | XXXXX |  | Non QM |  |  |  | Yes | No | $4670.00 | $8481.26 |  | 8.146% | XXXXX | $1921.43 | 7.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6487.33 | 3 | $7149.72 | $2618.52 | $595.81 | $218.21 |  |  |  |  |  | 47.234% | 47.234% | 47.234% | 10/02/2025 | 758 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4670.00 |  | 6.170% | $0.00 |  |  |  |  | N/A | No | 7.875% | 2 | 0 | 1 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 34 | 27 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 4.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $2651.99 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000101499 | XXXXX |  | Non QM |  |  |  | Yes | No | $4484.23 | $5004.19 |  | 7.730% | XXXXX | $1063.06 | 7.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3578.21 | 1 | $4064.88 | $1998.96 | $338.74 | $166.58 |  |  |  |  |  | 49.428% | 49.428% | 49.428% | 10/23/2025 | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4484.23 |  | 5.760% | $0.00 |  |  |  |  | N/A | No | 7.250% | 3 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 34 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000101159 | XXXXX |  | Non QM |  |  |  | Yes | No | $4100.00 | $4142.89 |  | 8.066% | XXXXX | $1486.39 | 7.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $20569.82 | 1 | $14385.84 | $2716.80 | $1198.82 | $226.40 |  |  |  |  |  | 24.653% | 24.653% | 24.653% | 11/04/2025 | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4100.00 |  | 6.260% | $0.00 |  |  |  |  | N/A | No | 7.875% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 22 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000099953 | XXXXX |  | Non QM |  |  |  | Yes | No | $2020.00 | $2500.55 |  | 8.829% | XXXXX | $876.50 | 8.500% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $4316.61 | 1 | $0.00 | $1472.04 | $0.00 | $122.67 |  |  |  |  |  | 36.812% | 36.812% | 36.812% | 10/27/2025 | 682 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; 1099-SSA - 2024<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2024<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099-SSA - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2020.00 |  | 5.660% | $0.00 |  |  |  |  | N/A | No | 8.500% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $2175.33 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000102282 | XXXXX |  | Non QM |  |  |  | Yes | No | $3927.70 | $4448.01 |  | 7.714% | XXXXX | $1414.94 | 7.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8455.56 | 1 | $4546.08 | $1810.20 | $378.84 | $150.85 |  |  |  |  |  | 37.636% | 37.636% | 37.636% | 11/12/2025 | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3927.70 |  | 5.640% | $0.00 |  |  |  |  | N/A | No | 7.250% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 34 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 180 |
| XXXXX | 4000103231 | XXXXX |  | N/A |  |  |  | No | No | $882.56 | $1179.05 |  | 9.234% | XXXXX | $444.96 | 9.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4476.73 | 1 | $3855.00 | $1076.88 | $321.25 | $89.74 |  |  |  |  |  | 38.638% | 38.638% | 38.638% | 11/03/2025 | 750 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $882.56 |  | 6.230% | $0.00 |  |  |  |  | N/A | No | 9.000% | 2 |  | 1 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.650% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 5 | 360 |
| XXXXX | 4000102725 | XXXXX |  | Non QM |  |  |  | Yes | No | $2226.36 | $2560.06 |  | 8.257% | XXXXX | $1544.39 | 8.125% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9497.23 | 1 | $4392.12 | $1859.04 | $366.01 | $154.92 |  |  |  |  |  | 28.952% | 28.952% | 28.952% | 11/15/2025 | 785 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2226.36 |  | 6.230% | $0.00 |  |  |  |  | N/A | No | 8.125% | 1 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  | 34 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $5144.16 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000103154 | XXXXX |  | Non QM |  |  |  | Yes | No | $1099.50 | $1759.95 |  | 7.986% | XXXXX | $353.90 | 7.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6685.91 | 2 | $3884.28 | $2961.00 | $323.69 | $246.75 |  |  |  |  |  | 43.834% | 43.834% | 43.834% | 09/08/2025 | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1099.50 |  | 6.230% | $0.00 |  |  |  |  | N/A | No | 7.625% | 0 |  | 1 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 33 |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 24.97 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000100798 | XXXXX |  | Non QM |  |  |  | Yes | No | $4273.00 | $4886.90 |  | 8.290% | XXXXX | $870.08 | 7.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5894.55 | 1 | $8813.64 | $5457.00 | $734.47 | $454.75 |  |  |  |  |  | 47.487% | 47.487% | 47.487% | 10/31/2025 | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4273.00 |  | 6.160% | $0.00 |  |  |  |  | N/A | No | 7.875% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 28.61 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000099987 | XXXXX |  | Non QM |  |  |  | Yes | No | $595.00 | $1609.79 |  | 7.896% | XXXXX | $353.90 | 7.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4535.73 | 1 | $2359.44 | $1588.56 | $196.62 | $132.38 |  |  |  |  |  | 33.909% | 33.909% | 33.909% | 10/20/2025 | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $595.00 |  | 6.160% | $0.00 |  |  |  |  | N/A | No | 7.625% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 33 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 7.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000100914 | XXXXX |  | Non QM |  |  |  | Yes | No | $5545.00 | $7249.33 |  | 9.021% | XXXXX | $1475.30 | 8.500% | No | No | Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | XXX |  |  |  | $10717.39 | 1 | $22360.92 | $2157.00 | $1863.41 | $179.75 |  |  |  |  |  | 48.870% | 48.870% | 48.870% | 10/01/2025 | 687 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5545.00 |  | 5.640% | $0.00 |  |  |  |  | N/A | No | 8.500% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 34 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 5.990% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | VISA |  |  |  |  | 0.04 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000095522 | XXXXX |  | Non QM |  |  |  | Yes | No | $1445.00 | $1877.05 |  | 8.963% | XXXXX | $786.70 | 8.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $28801.83 | 1 | $2682.00 | $2007.00 | $223.50 | $167.25 |  |  |  |  |  | 13.552% | 13.552% | 13.552% | 09/17/2025 | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Paystubs - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1445.00 |  | 6.220% | $0.00 |  |  |  |  | N/A | No | 8.750% | 1 |  | 1 | 0 | 3 | 3 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 7.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000102435 | XXXXX |  | Non QM |  |  |  | Yes | No | $1690.00 | $3390.33 |  | 8.102% | XXXXX | $2274.67 | 8.000% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $16628.53 | 1 | $7027.56 | $701.04 | $585.63 | $58.42 |  |  |  |  |  | 40.506% | 40.506% | 40.506% | 10/06/2025 | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1690.00 |  | 6.260% | $0.00 |  |  |  |  | N/A | No | 8.000% | 1 | 2 | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $8543.60 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000102658 | XXXXX |  | Non QM |  |  |  | Yes | No | $3152.34 | $4368.73 |  | 9.140% | XXXXX | $829.97 | 8.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3961.66 | 1 | $2128.44 | $1595.04 | $177.37 | $132.92 |  |  |  |  |  | 43.133% | 43.133% | 43.133% | 11/04/2025 | 753 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3152.34 |  | 6.260% | $0.00 |  |  |  |  | N/A | No | 8.750% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 34 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 5.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000102294 | XXXXX |  | Non QM |  |  |  | Yes | No | $3118.75 | $3539.72 |  | 7.692% | XXXXX | $2009.96 | 7.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7968.65 | 1 | $16361.64 | $3362.40 | $1363.47 | $280.20 |  |  |  |  |  | 44.862% | 44.862% | 44.862% | 11/02/2025 | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3118.75 |  | 5.770% | $0.00 |  |  |  |  | N/A | No | 7.500% | 0 |  | 2 | 0 | 2 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000101865 | XXXXX |  | Non QM |  |  |  | Yes | No | $6506.60 | $7075.35 |  | 7.734% | XXXXX | $2140.99 | 7.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $26210.04 | 1 | $21853.92 | $4584.00 | $1821.16 | $382.00 |  |  |  |  |  | 36.397% | 36.397% | 36.397% | 11/09/2025 | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $6506.60 |  | 6.260% | $0.00 |  |  |  |  | N/A | No | 7.500% | 0 |  | 1 | 0 | 3 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000103559 | XXXXX |  | Non QM |  |  |  | Yes | No | $3055.00 | $3929.56 |  | 8.974% | XXXXX | $1195.78 | 8.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8875.31 | 1 | $12338.16 | $1095.60 | $1028.18 | $91.30 |  |  |  |  |  | 46.746% | 46.746% | 46.746% | 11/21/2025 | 701 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3055.00 |  | 6.230% | $0.00 |  |  |  |  | N/A | No | 8.750% | 0 |  | 1 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 4 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 16 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000102759 | XXXXX |  | Non QM |  |  |  | Yes | No | $2000.00 | $2970.41 |  | 8.659% | XXXXX | $970.14 | 8.250% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $10450.90 | 1 | $8870.52 | $1861.56 | $739.21 | $155.13 |  |  |  |  |  | 40.572% | 40.572% | 40.572% | 11/14/2025 | 738 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2000.00 |  | 5.640% | $0.00 |  |  |  |  | N/A | No | 8.250% | 2 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $8161.78 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| XXXXX | 4000096612 | XXXXX |  | Exempt from ATR | N/A | Yes |  | No | No | $5800.00 | $6435.18 |  | 9.078% | XXXXX | $2665.41 | 8.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $36456.62 | 1 | $16008.96 | $15243.96 | $1334.08 | $1270.33 |  |  |  |  |  | 43.189% | 43.189% | 43.189% | 11/17/2025 | 728 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; VVOE - 2012<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5800.00 |  | 6.260% | $0.00 | 1.1 |  |  |  | No | No | 8.875% | 2 |  | 1 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 34 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 5 | 360 |
| XXXXX | 4000102107 | XXXXX |  | Non QM |  |  |  | Yes | No | $3154.00 | $4066.68 |  | 7.858% | XXXXX | $797.97 | 7.375% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5224.75 | 1 | $7359.36 | $2394.00 | $613.28 | $199.50 |  |  |  |  |  | 39.851% | 39.851% | 39.851% | 11/12/2025 | 798 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Primary Income - Social Security]; 1099-SSA - 2024<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; 1099 - 2024<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2024<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099-SSA - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3154.00 |  | 5.770% | $0.00 |  |  |  |  | N/A | No | 7.375% | 0 | 0 | 1 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 1.990% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $1823.79 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000086387 | XXXXX |  | Non QM |  |  |  | Yes | No | $3106.19 | $6293.70 |  | 8.600% | XXXXX | $3114.33 | 8.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $84870.38 | 1 | $22379.28 | $6450.24 | $1864.94 | $537.52 |  |  |  |  |  | 12.397% | 12.397% | 12.397% | 11/26/2025 | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3106.19 |  | 6.230% | $0.00 | 1 |  |  |  | No | No | 8.500% | 2 |  | 2 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 34 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000101941 | XXXXX |  | Non QM |  |  |  | Yes | No | $1445.00 | $3591.59 |  | 7.822% | XXXXX | $1061.69 | 7.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3636.44 | 1 | $9445.56 | $1624.08 | $787.13 | $135.34 |  |  |  |  |  | 49.162% | 49.162% | 49.162% | 09/23/2025 | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1445.00 |  | 6.260% | $0.00 | 1 |  |  |  | No | No | 7.625% | 2 |  | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 32 |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000101502 | XXXXX |  | Non QM |  |  |  | Yes | No | $2001.25 | $3031.80 |  | 8.218% | XXXXX | $843.83 | 8.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9101.13 | 1 | $3526.56 | $1888.68 | $293.88 | $157.39 |  |  |  |  |  | 24.519% | 24.519% | 24.519% | 11/04/2025 | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2001.25 |  | 6.170% | $0.00 |  |  |  |  | N/A | No | 8.000% | 2 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.299% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000103102 | XXXXX |  | Non QM |  |  |  | Yes | No | $2801.40 | $4038.39 |  | 8.719% | XXXXX | $1230.26 | 8.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5145.22 | 1 | $10975.20 | $1776.00 | $914.60 | $148.00 |  |  |  |  |  | 49.708% | 49.708% | 49.708% | 11/18/2025 | 704 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2801.40 |  | 6.230% | $0.00 | 1 |  |  |  | No | No | 8.500% | 0 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  | 34 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 4.300% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 27.22 |  |  | No |  | $0.00 | $4116.67 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000103111 | XXXXX |  | Non QM |  |  |  | Yes | No | $1500.00 | $2435.00 |  | 7.764% | XXXXX | $805.59 | 7.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7395.29 | 1 | $1925.76 | $1476.00 | $160.48 | $123.00 |  |  |  |  |  | 28.285% | 28.285% | 28.285% | 11/18/2025 | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1500.00 |  | 5.890% | $0.00 |  |  |  |  | N/A | No | 7.500% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000104026 | XXXXX |  | N/A |  |  |  | No | No | $995.00 | $2331.70 |  | 8.753% | XXXXX | $1411.91 | 8.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $14941.86 | 1 | $7063.20 | $3717.96 | $588.60 | $309.83 |  |  |  |  |  | 44.757% | 44.757% | 44.757% | 11/24/2025 | 785 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $995.00 |  | 5.940% | $0.00 |  |  |  |  | N/A | No | 8.625% | 1 |  | 1 | 0 | 1 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 16.93 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 240 |
| XXXXX | 4000101846 | XXXXX |  | Non QM |  |  |  | Yes | No | $4948.20 | $6211.90 |  | 7.902% | XXXXX | $1450.07 | 7.500% | No | No | Employed | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $13269.99 | 1 | $11422.20 | $1976.04 | $951.85 | $164.67 |  |  |  |  |  | 41.359% | 41.359% | 41.359% | 11/08/2025 | 741 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; 1099-SSA - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; 1099-SSA - 2023<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4948.20 |  | 5.770% | $0.00 |  |  |  |  | N/A | No | 7.500% | 2 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 26 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $6453.21 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 240 |
| XXXXX | 4000100750 | XXXXX |  | Non QM |  |  |  | Yes | No | $815.50 | $2843.02 |  | 7.919% | XXXXX | $2283.97 | 7.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $38037.02 | 1 | $28081.08 | $16311.00 | $2340.09 | $1359.25 |  |  |  |  |  | 26.343% | 26.343% | 26.343% | 10/31/2025 | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Tax Return Extension - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $815.50 |  | 6.160% | $0.00 | 1.4 |  |  |  | No | No | 7.875% | 2 |  | 2 | 0 | 3 | 2 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 122.69 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000099651 | XXXXX |  | Non QM |  |  |  | Yes | No | $2466.00 | $3316.76 |  | 8.173% | XXXXX | $725.07 | 7.875% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $2695.85 | 1 | $3929.88 | $1292.04 | $327.49 | $107.67 |  |  |  |  |  | 46.596% | 46.596% | 46.596% | 10/23/2025 | 733 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; 1099-SSA - 2024<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099-SSA - 2024<br> [Coborrower(s) - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2466.00 |  | 6.240% | $0.00 |  |  |  |  | N/A | No | 7.875% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  | 1 | XXXXX | 4.500% | XXXXX | XXXXX | XXXXX | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $3607.26 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000102681 | XXXXX |  | Non QM |  |  |  | Yes | No | $3510.00 | $4555.01 |  | 8.669% | XXXXX | $1107.69 | 8.250% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7016.18 | 1 | $4225.08 | $1529.04 | $352.09 | $127.42 |  |  |  |  |  | 43.809% | 43.809% | 43.809% | 11/14/2025 | 683 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Employer Letter - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3510.00 |  | 5.770% | $0.00 |  |  |  |  | N/A | No | 8.250% | 0 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 33 | 34 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.153% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $2478.04 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000103420 | XXXXX |  | Non QM |  |  |  | Yes | No | $595.00 | $3653.10 |  | 7.648% | XXXXX | $3538.97 | 7.625% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $14774.07 | 1 | $21533.76 | $26605.32 | $1794.48 | $2217.11 |  |  |  |  |  | 48.582% | 48.582% | 48.582% | 11/05/2025 | 816 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Account Transcripts - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Account Transcripts - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Account Transcripts - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Account Transcripts - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $595.00 |  | 6.230% | $0.00 |  |  |  |  | N/A | No | 7.625% | 2 | 0 | 2 | 0 | 3 | 2 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000097375 | XXXXX |  | Non QM |  |  |  | Yes | No | $1464.30 | $2350.24 |  | 8.566% | XXXXX | $798.08 | 8.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6526.05 | 1 | $11155.44 | $1926.00 | $929.62 | $160.50 |  |  |  |  |  | 47.541% | 47.541% | 47.541% | 10/08/2025 | 713 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1464.30 |  | 6.190% | $0.00 |  |  |  |  | N/A | No | 8.375% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.690% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 15.3 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000103570 | XXXXX |  | N/A |  |  |  | No | No | $2516.50 | $3656.64 |  | 7.967% | XXXXX | $1469.50 | 7.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $30906.72 | 1 | $7989.24 | $3423.48 | $665.77 | $285.29 |  |  |  |  |  | 15.857% | 15.857% | 15.857% | 11/20/2025 | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Non-Primary Income - Social Security]; 1099-SSA - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; 1099-SSA - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2516.50 |  | 5.890% | $0.00 |  |  |  |  | N/A | No | 7.750% | 1 | 1 | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 4.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $3934.67 | $13000.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 | 240 |
| XXXXX | 4000103487 | XXXXX |  | Non QM |  |  |  | Yes | No | $4609.82 | $5512.97 |  | 7.773% | XXXXX | $1324.63 | 7.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4332.17 | 1 | $1953.36 | $1067.04 | $162.78 | $88.92 |  |  |  |  |  | 41.765% | 41.765% | 41.765% | 11/18/2025 | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4609.82 |  | 5.890% | $0.00 |  |  |  |  | N/A | No | 7.375% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 35 |  |  |  | Yes | Title Search | Fee Simple | Individual | Trustee |  |  |  |  |  |  | 1 | XXXXX | 2.990% | XXXXX | XXXXX | XXXXX | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000102472 | XXXXX |  | Non QM |  |  |  | Yes | No | $4130.56 | $5040.54 |  | 8.131% | XXXXX | $917.01 | 7.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3623.23 | 1 | $3229.20 | $1380.12 | $269.10 | $115.01 |  |  |  |  |  | 40.616% | 40.616% | 40.616% | 11/13/2025 | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4130.56 |  | 6.260% | $0.00 |  |  |  |  | N/A | No | 7.750% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000103444 | XXXXX |  | Non QM |  |  |  | Yes | No | $3415.50 | $4384.89 |  | 8.096% | XXXXX | $1231.42 | 7.750% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $11008.31 | 1 | $8503.44 | $1641.96 | $708.62 | $136.83 |  |  |  |  |  | 45.224% | 45.224% | 45.224% | 11/20/2025 | 731 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3415.50 |  | 5.890% | $0.00 |  |  |  |  | N/A | No | 7.750% | 0 |  | 1 | 0 | 3 | 3 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Trustee |  |  |  |  |  |  | 1 | XXXXX | 2.500% | XXXXX | XXXXX | XXXXX | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 247.46 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 240 |
| XXXXX | 4000095331 | XXXXX |  | Non QM |  |  |  | Yes | No | $778.02 | $1618.30 |  | 9.117% | XXXXX | $459.53 | 8.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6079.96 | 1 | $2811.00 | $925.80 | $234.25 | $77.15 |  |  |  |  |  | 44.781% | 44.781% | 44.781% | 09/24/2025 | 708 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared (Unaudited) | [Borrower - \| Primary Income - Sole Proprietor]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $778.02 |  | 5.910% | $0.00 |  |  |  |  | N/A | No | 8.750% | 0 |  | 2 | 0 | 2 | 2 |  |  | 10.97 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 240 |
| XXXXX | 4000104518 | XXXXX |  | Non QM |  |  |  | Yes | No | $2871.60 | $3642.25 |  | 7.936% | XXXXX | $778.57 | 7.625% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $3155.22 | 1 | $3815.52 | $1619.16 | $317.96 | $134.93 |  |  |  |  |  | 49.348% | 49.348% | 49.348% | 10/17/2025 | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Primary Income - Pension]; 1099-R - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; 1099-SSA - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099-SSA - 2024<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2871.60 |  | 6.190% | $0.00 |  |  |  |  | N/A | No | 7.625% | 0 | 0 | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $1489.55 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000103575 | XXXXX |  | N/A |  |  |  | No | No | $2034.20 | $2693.65 |  | 9.067% | XXXXX | $520.69 | 8.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6873.57 | 1 | $6723.00 | $1026.00 | $560.25 | $85.50 |  |  |  |  |  | 19.920% | 19.920% | 19.920% | 11/20/2025 | 715 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2034.20 |  | 5.890% | $0.00 |  |  |  |  | N/A | No | 8.500% | 1 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000103410 | XXXXX |  | Non QM |  |  |  | Yes | No | $2800.00 | $3749.59 |  | 8.314% | XXXXX | $1171.02 | 8.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5610.47 | 1 | $8854.08 | $2158.68 | $737.84 | $179.89 |  |  |  |  |  | 48.064% | 48.064% | 48.064% | 11/20/2025 | 715 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2800.00 |  | 5.890% | $0.00 |  |  |  |  | N/A | No | 8.000% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 35 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.990% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000103235 | XXXXX |  | Non QM |  |  |  | Yes | No | $4829.76 | $5665.72 |  | 7.984% | XXXXX | $1160.05 | 7.500% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5064.28 | 1 | $5331.36 | $4408.44 | $444.28 | $367.37 |  |  |  |  |  | 48.222% | 48.222% | 48.222% | 12/02/2025 | 708 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2024<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024<br> [Coborrower(s) - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2024<br> [Coborrower(s) - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024<br> [Coborrower(s) - \| Non-Primary Income - IRA Distribution]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4829.76 |  | 5.890% | $0.00 |  |  |  |  | N/A | No | 7.500% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  | 1 | XXXXX | 2.990% | XXXXX | XXXXX | XXXXX | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $5755.13 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000100046 | XXXXX |  | Non QM |  |  |  | Yes | No | $3700.64 | $4493.16 |  | 8.188% | XXXXX | $723.58 | 7.750% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2656.22 | 1 | $0.00 | $2442.24 | $0.00 | $203.52 |  |  |  |  |  | 48.205% | 48.205% | 48.205% | 10/27/2025 | 714 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Account Statements - 2025<br> [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3700.64 |  | 6.160% | $0.00 |  |  |  |  | N/A | No | 7.750% | 0 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000104113 | XXXXX |  | N/A |  |  |  | No | No | $2062.65 | $3246.49 |  | 9.211% | XXXXX | $1466.55 | 9.000% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $17090.96 | 1 | $6978.48 | $2034.96 | $581.54 | $169.58 |  |  |  |  |  | 30.620% | 30.620% | 30.620% | 11/25/2025 | 700 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; Third Party Verification - 2019<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Tax Return Extension - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2062.65 |  | 5.940% | $0.00 |  |  |  |  | N/A | No | 9.000% | 0 | 1 | 1 | 0 | 3 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 38.77 |  | No | No |  | $0.00 | $16790.05 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 6 | 240 |
| XXXXX | 4000104623 | XXXXX |  | Non QM |  |  |  | Yes | No | $1458.00 | $2814.80 |  | 7.435% | XXXXX | $593.10 | 7.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4072.89 | 1 | $3728.28 | $1811.04 | $310.69 | $150.92 |  |  |  |  |  | 32.996% | 32.996% | 32.996% | 09/18/2025 | 746 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1458.00 |  | 5.910% | $0.00 | 2.5 |  |  |  | Yes | No | 7.000% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 34 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000102924 | XXXXX |  | Non QM |  |  |  | Yes | No | $2000.00 | $2761.85 |  | 8.387% | XXXXX | $742.50 | 8.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5384.16 | 1 | $4347.12 | $2097.00 | $362.26 | $174.75 |  |  |  |  |  | 44.249% | 44.249% | 44.249% | 11/17/2025 | 749 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2000.00 |  | 6.190% | $0.00 |  |  |  |  | N/A | No | 8.125% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 34 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000100282 | XXXXX |  | Non QM |  |  |  | Yes | No | $2947.18 | $3781.17 |  | 8.499% | XXXXX | $749.92 | 8.125% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $16805.29 | 1 | $1240.92 | $1167.00 | $103.41 | $97.25 |  |  |  |  |  | 32.036% | 32.036% | 32.036% | 10/29/2025 | 736 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared (Unaudited) | [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; Transcripts (1040) - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2947.18 |  | 6.160% | $0.00 |  |  |  |  | N/A | No | 8.125% | 0 | 0 | 2 | 0 | 3 | 3 |  |  | 9.97 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000104876 | XXXXX |  | Non QM |  |  |  | Yes | No | $1407.50 | $1998.84 |  | 8.606% | XXXXX | $413.20 | 8.250% | No | No | Not Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8179.48 | 1 | $6809.40 | $1092.12 | $567.45 | $91.01 |  |  |  |  |  | 35.828% | 35.828% | 35.828% | 11/12/2025 | 733 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $1407.50 |  | 6.190% | $0.00 |  |  |  |  | N/A | No | 8.250% | 0 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  | 35 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $12746.24 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000102951 | XXXXX |  | N/A |  |  |  | No | No | $1639.80 | $2181.86 |  | 9.303% | XXXXX | $459.53 | 8.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9571.31 | 1 | $7506.24 | $1818.00 | $625.52 | $151.50 |  |  |  |  |  | 26.433% | 26.433% | 26.433% | 11/17/2025 | 736 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1639.80 |  | 5.890% | $0.00 |  |  |  |  | N/A | No | 8.750% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000103989 | XXXXX |  | Non QM |  |  |  | Yes | No | $1545.00 | $1971.97 |  | 8.356% | XXXXX | $869.56 | 8.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7062.02 | 1 | $8618.40 | $2683.68 | $718.20 | $223.64 |  |  |  |  |  | 34.091% | 34.091% | 34.091% | 11/24/2025 | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1545.00 |  | 5.940% | $0.00 |  |  |  |  | N/A | No | 8.125% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 35 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.990% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000104822 | XXXXX |  | Non QM |  |  |  | Yes | No | $1724.82 | $2326.09 |  | 9.136% | XXXXX | $724.04 | 8.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7491.90 | 1 | $2487.12 | $1932.72 | $207.26 | $161.06 |  |  |  |  |  | 43.479% | 43.479% | 43.479% | 12/03/2025 | 748 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1724.82 |  | 6.190% | $0.00 |  |  |  |  | N/A | No | 8.875% | 1 | 1 | 1 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.990% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $5921.70 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000105614 | XXXXX |  | Non QM |  |  |  | Yes | No | $6469.50 | $7556.56 |  | 9.034% | XXXXX | $1153.37 | 8.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $4199.18 | 1 | $6169.20 | $1083.96 | $514.10 | $90.33 |  |  |  |  |  | 49.163% | 49.163% | 49.163% | 11/19/2025 | 816 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; Transcripts (1040) - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $6469.50 |  | 6.220% | $0.00 |  |  |  |  | N/A | No | 8.500% | 2 | 2 | 2 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  | 36 |  |  | Yes | Commitment | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $7155.52 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000107195 | XXXXX |  | Non QM |  |  |  | Yes | No | $4045.00 | $4710.92 |  | 10.411% | XXXXX | $1085.44 | 9.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6099.18 | 1 | $4586.52 | $2670.00 | $382.21 | $222.50 |  |  |  |  |  | 36.356% | 36.356% | 36.356% | 09/11/2025 | 683 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4045.00 |  | 6.270% | $0.00 | 2.1 |  |  |  | No | No | 9.875% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 29 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000103311 | XXXXX |  | Non QM |  |  |  | Yes | No | $5662.63 | $9002.30 |  | 8.176% | XXXXX | $2102.70 | 7.875% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8460.03 | 1 | $3383.16 | $2554.92 | $281.93 | $212.91 |  |  |  |  |  | 48.924% | 48.924% | 48.924% | 11/05/2025 | 740 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Primary Income - Pension]; Paystubs - 2025<br> [Borrower - \| Primary Income - Pension]; Paystubs - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5662.63 |  | 6.230% | $0.00 | 1.6 |  |  |  | N/A | No | 7.875% | 0 |  | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 36.53 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000102493 | XXXXX |  | N/A |  |  |  | No | No | $1667.05 | $2151.73 |  | 9.464% | XXXXX | $567.81 | 9.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4171.84 | 1 | $2778.36 | $4026.96 | $231.53 | $335.58 |  |  |  |  |  | 44.672% | 44.672% | 44.672% | 11/13/2025 | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1667.05 |  | 6.260% | $0.00 |  |  |  |  | N/A | No | 9.125% | 1 |  | 1 | 0 | 3 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000104970 | XXXXX |  | N/A |  |  |  | No | No | $4510.80 | $5020.12 |  | 8.827% | XXXXX | $1022.48 | 8.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4693.53 | 1 | $5512.08 | $1746.24 | $459.34 | $145.52 |  |  |  |  |  | 41.638% | 41.638% | 41.638% | 12/02/2025 | 742 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4510.80 |  | 5.910% | $0.00 |  |  |  |  | N/A | No | 8.250% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 32 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000103457 | XXXXX |  | Non QM |  |  |  | Yes | No | $4127.35 | $4633.28 |  | 8.687% | XXXXX | $863.96 | 8.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6493.94 | 1 | $4545.60 | $3364.20 | $378.80 | $280.35 |  |  |  |  |  | 39.195% | 39.195% | 39.195% | 11/20/2025 | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4127.35 |  | 6.230% | $0.00 |  |  |  |  | N/A | No | 8.250% | 2 |  | 2 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 35 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000104522 | XXXXX |  | N/A |  |  |  | No | No | $2809.10 | $3396.94 |  | 8.966% | XXXXX | $673.57 | 8.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8597.41 | 1 | $0.00 | $1452.96 | $0.00 | $121.08 |  |  |  |  |  | 39.662% | 39.662% | 39.662% | 12/01/2025 | 733 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2809.10 |  | 5.910% | $0.00 |  |  |  |  | N/A | No | 8.375% | 1 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 35 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 5 | 240 |
| XXXXX | 4000105843 | XXXXX |  | N/A |  |  |  | No | No | $2654.96 | $3276.73 |  | 9.470% | XXXXX | $1308.05 | 9.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9165.83 | 1 | $3819.00 | $8184.00 | $318.25 | $682.00 |  |  |  |  |  | 44.788% | 44.788% | 44.788% | 12/10/2025 | 701 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2654.96 |  | 6.270% | $0.00 |  |  |  |  | N/A | No | 9.250% | 0 |  | 1 | 0 | 3 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000106350 | XXXXX |  | Non QM |  |  |  | Yes | No | $2250.00 | $2907.69 |  | 8.262% | XXXXX | $588.65 | 7.500% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7653.69 | 1 | $7166.04 | $2280.48 | $597.17 | $190.04 |  |  |  |  |  | 34.689% | 34.689% | 34.689% | 11/14/2025 | 720 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2250.00 |  | 5.700% | $0.00 | 1 |  |  |  | Yes | No | 7.500% | 2 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 35 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| XXXXX | 4000093602 | XXXXX |  | Non QM |  |  |  | Yes | No | $2799.00 | $3270.79 |  | 8.349% | XXXXX | $733.76 | 8.000% | No | No | Self-Employed | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5857.40 | 1 | $13339.80 | $3990.12 | $1111.65 | $332.51 |  |  |  |  |  | 44.440% | 44.440% | 44.440% | 09/15/2025 | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Borrower - \| Primary Income - Sole Proprietor]; Business License - 2023<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2019<br> [Borrower - \| Non-Primary Income - Government Assistance]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Government Assistance]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Government Assistance]; Deposit Receipt - 2025<br> [Borrower - \| Non-Primary Income - Government Assistance]; Other - 2025<br> [Borrower - \| Non-Primary Income - Foster Care]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Foster Care]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Foster Care]; Deposit Receipt - 2025<br> [Borrower - \| Non-Primary Income - Foster Care]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Disability]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Disability]; Award Letter / Continuance Letter - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Tax Return Extension - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2799.00 |  | 6.270% | $0.00 |  |  |  |  | N/A | No | 8.000% | 0 | 0 | 2 | 0 | 3 | 2 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $1471.25 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000104986 | XXXXX |  | Non QM |  |  |  | Yes | No | $4155.00 | $7384.57 |  | 7.631% | XXXXX | $1221.10 | 7.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3811.56 | 1 | $9071.76 | $1628.04 | $755.98 | $135.67 |  |  |  |  |  | 49.382% | 49.382% | 49.382% | 11/13/2025 | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Other - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4155.00 |  | 6.190% | $0.00 | 1 |  |  |  | N/A | No | 7.250% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 27 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000102588 | XXXXX |  | Non QM |  |  |  | Yes | No | $2486.00 | $2227.44 |  | 8.487% | XXXXX | $1059.12 | 8.250% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6794.84 | 1 | $3887.40 | $1644.00 | $323.95 | $137.00 |  |  |  |  |  | 42.584% | 42.584% | 42.584% | 11/13/2025 | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2486.00 |  | 5.770% | $0.00 |  |  |  |  | N/A | No | 8.250% | 2 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 33 | 33 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $4916.67 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000105204 | XXXXX |  | N/A |  |  |  | No | No | $9352.48 | $11000.58 |  | 8.675% | XXXXX | $2831.27 | 8.375% | No | No | Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $36313.06 | 1 | $5909.04 | $17367.00 | $492.42 | $1447.25 |  |  |  |  |  | 37.956% | 37.956% | 37.956% | 10/31/2025 | 757 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Non-Primary Income - K-1 (< 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; 1065 - 2024<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; 1065 - 2024<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; 1065 - 2024<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; 1065 - 2024<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Primary Income - K-1 (< 25%)]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - K-1 (< 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - K-1 (< 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $9352.48 |  | 6.190% | $0.00 | 3.6 |  |  |  | No | No | 8.375% | 0 | 0 | 2 | 0 | 3 | 2 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 34 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 7.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | ($2718.32) | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000104666 | XXXXX |  | N/A |  |  |  | No | No | $2308.96 | $2709.97 |  | 9.629% | XXXXX | $682.00 | 9.250% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2075.27 | 1 | $955.32 | $1077.00 | $79.61 | $89.75 |  |  |  |  |  | 41.971% | 41.971% | 41.971% | 11/25/2025 | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Primary Income - Social Security]; Other - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2308.96 |  | 6.190% | $0.00 |  |  |  |  | N/A | No | 9.250% | 0 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000106823 | XXXXX |  | N/A |  |  |  | No | No | $1890.00 | $2267.64 |  | 7.793% | XXXXX | $3582.06 | 7.750% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $14882.73 | 1 | $3256.92 | $1659.96 | $271.41 | $138.33 |  |  |  |  |  | 43.064% | 43.064% | 43.064% | 11/06/2025 | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Primary Income - IRA Distribution]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1890.00 |  | 6.270% | $0.00 | 1 |  |  |  | Yes | No | 7.750% | 0 | 0 | 1 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Short Form | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $1383.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 5 | 360 |
| XXXXX | 4000105094 | XXXXX |  | Non QM |  |  |  | Yes | No | $6590.75 | $8002.31 |  | 8.818% | XXXXX | $3216.16 | 8.625% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $11049.89 | 1 | $5676.24 | $6479.04 | $473.02 | $539.92 |  |  |  |  |  | 47.113% | 47.113% | 47.113% | 12/03/2025 | 746 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Coborrower(s) - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Non-Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Non-Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Non-Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $6590.75 |  | 6.190% | $0.00 | 1 |  |  |  | No | No | 8.625% | 0 | 2 | 2 | 0 | 3 | 2 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 6.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $3368.75 | $10183.33 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000106510 | XXXXX |  | Non QM |  |  |  | Yes | No | $2250.00 | $2582.33 |  | 8.102% | XXXXX | $609.94 | 7.625% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $21540.08 | 1 | $1308.96 | $1464.96 | $109.08 | $122.08 |  |  |  |  |  | 15.189% | 15.189% | 15.189% | 12/04/2025 | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $2250.00 |  | 5.940% | $0.00 |  |  |  |  | N/A | No | 7.625% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $14049.99 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000101047 | XXXXX |  | Non QM |  |  |  | Yes | No | $3160.00 | $4516.47 |  | 8.496% | XXXXX | $1187.00 | 8.250% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4979.72 | 1 | $3497.40 | $1755.00 | $291.45 | $146.25 |  |  |  |  |  | 33.957% | 33.957% | 33.957% | 11/03/2025 | 702 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 1 | 0 | No |  | XXXXX | $3160.00 |  | 6.170% | $0.00 |  |  |  |  | N/A | No | 8.250% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 6.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000103462 | XXXXX |  | Non QM |  |  |  | Yes | No | $3508.40 | $5233.80 |  | 8.125% | XXXXX | $2189.55 | 8.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5416.82 | 1 | $14451.00 | $2487.00 | $1204.25 | $207.25 |  |  |  |  |  | 49.999% | 49.999% | 49.999% | 11/20/2025 | 747 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 0 | 0 | No |  | XXXXX | $3508.40 |  | 6.250% | $0.00 | 1 |  |  |  | N/A | No | 8.000% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 35 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX |  | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000106831 | XXXXX |  | Non QM |  |  |  | Yes | No | $4833.28 | $5962.60 |  | 8.568% | XXXXX | $1070.64 | 8.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $12312.21 | 1 | $7912.92 | $2754.96 | $659.41 | $229.58 |  |  |  |  |  | 29.411% | 29.411% | 29.411% | 12/22/2025 | 727 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Housing Allowance]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Non-Primary Income - Housing Allowance]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Non-Primary Income - Housing Allowance]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Non-Primary Income - Housing Allowance]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Non-Primary Income - Rations]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Non-Primary Income - Rations]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Non-Primary Income - Rations]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Non-Primary Income - Rations]; Leave and Earnings Statement (LES) - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4833.28 |  | 5.940% | $0.00 |  |  |  |  | N/A | No | 8.000% | 2 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 240 |
| XXXXX | 4000106626 | XXXXX |  | N/A |  |  |  | No | No | $3815.40 | $5495.06 |  | 8.836% | XXXXX | $1711.14 | 8.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7708.96 | 1 | $6069.96 | $4292.04 | $505.83 | $357.67 |  |  |  |  |  | 40.886% | 40.886% | 40.886% | 12/14/2025 | 736 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3815.40 |  | 6.270% | $0.00 |  |  |  |  | N/A | No | 8.625% | 1 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 36 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000106156 | XXXXX |  | N/A |  |  |  | No | No | $2588.90 | $3575.27 |  | 8.302% | XXXXX | $770.45 | 8.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $27204.90 | 1 | $5076.12 | $1014.00 | $423.01 | $84.50 |  |  |  |  |  | 33.103% | 33.103% | 33.103% | 12/12/2025 | 818 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2588.90 |  | 6.220% | $0.00 |  |  |  |  | N/A | No | 8.000% | 1 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 25 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000105115 | XXXXX |  | N/A |  |  |  | No | No | $5680.00 | $6824.92 |  | 8.923% | XXXXX | $3410.35 | 8.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $30146.00 | 1 | $12541.08 | $2523.00 | $1045.09 | $210.25 |  |  |  |  |  | 27.645% | 27.645% | 27.645% | 12/09/2025 | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Non-Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2024 | [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5680.00 |  | 6.190% | $0.00 | 2.6 |  |  |  | Yes | No | 8.750% | 2 |  | 0 | 0 | 0 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 7 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000106393 | XXXXX |  | Non QM |  |  |  | Yes | No | $1712.05 | $2636.85 |  | 8.209% | XXXXX | $509.86 | 7.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $13255.67 | 1 | $9963.12 | $2192.04 | $830.26 | $182.67 |  |  |  |  |  | 25.488% | 25.488% | 25.488% | 11/26/2025 | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1712.05 |  | 5.700% | $0.00 |  |  |  |  | N/A | No | 7.500% | 0 |  | 2 | 0 | 2 | 2 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 13.55 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| XXXXX | 4000104855 | XXXXX |  | Non QM |  |  |  | Yes | No | $2499.00 | $2595.89 |  | 8.351% | XXXXX | $384.29 | 7.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $1383.53 | 1 | $2371.56 | $993.96 | $197.63 | $82.83 |  |  |  |  |  | 49.711% | 49.711% | 49.711% | 11/20/2025 | 687 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - Sole Proprietor]; Other - 2026<br> [Borrower - \| Primary Income - Sole Proprietor]; Business License - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2499.00 |  | 6.190% | $0.00 | 1 |  |  |  | Yes | No | 7.875% | 0 |  | 1 | 0 | 1 | 1 |  |  | 10.97 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000106912 | XXXXX |  | Non QM |  |  |  | Yes | No | $1954.20 | $3298.58 |  | 8.112% | XXXXX | $1614.28 | 8.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8562.99 | 1 | $9826.80 | $5225.04 | $818.90 | $435.42 |  |  |  |  |  | 43.266% | 43.266% | 43.266% | 12/16/2025 | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1954.20 |  | 6.250% | $0.00 | 2.9 |  |  |  | Yes | No | 8.000% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000104795 | XXXXX |  | Non QM |  |  |  | Yes | No | $2737.90 | $3924.10 |  | 8.171% | XXXXX | $644.77 | 7.750% | No | No | Non-Employment Income | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $3597.37 | 1 | $4132.92 | $1536.96 | $344.41 | $128.08 |  |  |  |  |  | 37.373% | 37.373% | 37.373% | 11/24/2025 | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2737.90 |  | 6.250% | $0.00 | 1.7 |  |  |  | Yes | No | 7.750% | 0 | 2 | 0 | 0 | 4 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  | 35 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $1249.70 | $1787.40 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000110745 | XXXXX |  | N/A |  |  |  | No | No | $995.00 | $1547.41 |  | 8.474% | XXXXX | $1140.11 | 8.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $66556.40 | 1 | $10884.48 | $2004.00 | $907.04 | $167.00 |  |  |  |  |  | 19.171% | 19.171% | 19.171% | 09/09/2025 | 716 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Account Statements - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Restricted Stock Agreement - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $995.00 |  | 6.540% | $0.00 |  |  |  |  | N/A | No | 8.375% | 1 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 5 | 360 |
| XXXXX | 4000106773 | XXXXX |  | Non QM |  |  |  | Yes | No | $1805.00 | $2342.25 |  | 7.817% | XXXXX | $345.34 | 7.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2309.68 | 1 | $1086.96 | $2040.00 | $90.58 | $170.00 |  |  |  |  |  | 47.294% | 47.294% | 47.294% | 11/26/2025 | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1805.00 |  | 6.270% | $0.00 | 1 |  |  |  | Yes | No | 7.375% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 35 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000108681 | XXXXX |  | Non QM |  |  |  | Yes | No | $3865.00 | $1221.61 |  | 8.152% | XXXXX | $1434.88 | 8.125% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $12132.99 | 1 | $6198.72 | $1137.00 | $516.56 | $94.75 |  |  |  |  |  | 25.999% | 25.999% | 25.999% | 12/30/2025 | 785 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2026 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3865.00 |  | 6.250% | $0.00 |  |  |  |  | N/A | No | 8.125% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 24 | 24 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $7509.60 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000108289 | XXXXX |  | Non QM |  |  |  | Yes | No | $3448.00 | $4251.98 |  | 8.152% | XXXXX | $813.25 | 7.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3036.84 | 1 | $1050.96 | $1940.40 | $87.58 | $161.70 |  |  |  |  |  | 41.909% | 41.909% | 41.909% | 12/29/2025 | 714 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3448.00 |  | 5.940% | $0.00 |  |  |  |  | N/A | No | 7.625% | 1 |  | 0 | 0 | 4 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.990% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000107064 | XXXXX |  | Non QM |  |  |  | Yes | No | $3115.30 | $3976.67 |  | 8.481% | XXXXX | $803.16 | 8.125% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $2235.85 | 1 | $6270.48 | $802.68 | $522.54 | $66.89 |  |  |  |  |  | 50.008% | 50.008% | 50.008% | 12/17/2025 | 735 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Non-Primary Income - Disability]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; Transcripts (1040) - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3115.30 |  | 6.270% | $0.00 |  |  |  |  | N/A | No | 8.125% | 0 | 0 | 0 | 0 | 4 | 3 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 0.37 |  | No | No |  | $1728.75 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000106334 | XXXXX |  | Non QM |  |  |  | Yes | No | $2140.00 | $2901.64 |  | 8.392% | XXXXX | $1022.55 | 8.000% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9740.28 | 1 | $10763.76 | $1764.96 | $896.98 | $147.08 |  |  |  |  |  | 48.563% | 48.563% | 48.563% | 12/11/2025 | 707 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2140.00 |  | 5.700% | $0.00 |  |  |  |  | N/A | No | 8.000% | 2 | 1 | 0 | 0 | 4 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  | 13 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 4.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $5319.50 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| XXXXX | 4000104355 | XXXXX |  | Non QM |  |  |  | Yes | No | $1455.70 | $2365.85 |  | 8.021% | XXXXX | $978.84 | 7.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5396.48 | 2 | $8235.72 | $3593.04 | $686.31 | $299.42 |  |  |  |  |  | 49.702% | 49.702% | 49.702% | 11/29/2025 | 785 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2026<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1455.70 |  | 6.180% | $0.00 |  |  |  |  | N/A | No | 7.875% | 1 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 35 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000108118 | XXXXX |  | N/A |  |  |  | No | No | $1250.00 | $4909.20 |  | 7.808% | XXXXX | $3582.05 | 7.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $28544.68 | 2 | $7071.84 | $2484.96 | $589.32 | $207.08 |  |  |  |  |  | 43.345% | 43.345% | 43.345% | 12/03/2025 | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1250.00 |  | 6.250% | $0.00 |  |  |  |  | N/A | No | 7.750% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 9.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.51 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 | 360 |
| XXXXX | 4000108951 | XXXXX |  | N/A |  |  |  | No | No | $2035.00 | $3057.74 |  | 8.834% | XXXXX | $1401.20 | 8.625% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $14877.16 | 1 | $7142.40 | $1543.08 | $595.20 | $128.59 |  |  |  |  |  | 44.971% | 44.971% | 44.971% | 01/03/2026 | 785 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2035.00 |  | 5.880% | $0.00 |  |  |  |  | N/A | No | 8.625% | 1 | 1 | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  | 36 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $13412.53 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 240 |
| XXXXX | 4000107081 | XXXXX |  | Non QM |  |  |  | Yes | No | $2850.44 | $3756.52 |  | 8.332% | XXXXX | $792.47 | 8.000% | No | No | Non-Employment Income | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $2085.54 | 1 | $2060.28 | $2328.96 | $171.69 | $194.08 |  |  |  |  |  | 49.342% | 49.342% | 49.342% | 12/17/2025 | 713 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; 1099-SSA - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2850.44 |  | 6.250% | $0.00 |  |  |  |  | N/A | No | 8.000% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  | 30 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 4.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $1853.39 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000110768 | XXXXX |  | Non QM |  |  |  | Yes | No | $3345.00 | $1412.68 |  | 8.166% | XXXXX | $1194.57 | 8.000% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $10606.65 | 1 | $9177.96 | $2185.20 | $764.83 | $182.10 |  |  |  |  |  | 38.957% | 38.957% | 38.957% | 10/03/2025 | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3345.00 |  | 5.640% | $0.00 |  |  |  |  | N/A | No | 8.000% | 1 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 22 | 34 |  |  | Yes | Short Form | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $9493.47 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| XXXXX | 4000104338 | XXXXX |  | Non QM |  |  |  | Yes | No | $1515.80 | $2251.79 |  | 7.991% | XXXXX | $1123.86 | 7.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6763.36 | 1 | $1795.56 | $1845.96 | $149.63 | $153.83 |  |  |  |  |  | 32.136% | 32.136% | 32.136% | 11/29/2025 | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1515.80 |  | 6.190% | $0.00 |  |  |  |  | No | No | 7.875% | 2 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  | 34 |  |  | Yes | Commitment | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $5632.68 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000106537 | XXXXX |  | N/A |  |  |  | No | No | $2364.47 | $3097.69 |  | 9.654% | XXXXX | $953.18 | 9.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $39441.32 | 1 | $2230.08 | $2085.00 | $185.84 | $173.75 |  |  |  |  |  | 28.370% | 28.370% | 28.370% | 12/15/2025 | 718 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2364.47 |  | 6.270% | $0.00 |  |  |  |  | N/A | No | 9.375% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 14 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 43.32 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000107017 | XXXXX |  | N/A |  |  |  | No | No | $1578.60 | $2412.92 |  | 8.558% | XXXXX | $1759.37 | 8.375% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $21137.75 | 1 | $3434.52 | $1559.04 | $286.21 | $129.92 |  |  |  |  |  | 31.316% | 31.316% | 31.316% | 12/17/2025 | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1578.60 |  | 5.770% | $0.00 |  |  |  |  | N/A | No | 8.375% | 1 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 8.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 53.78 |  | Yes | No |  | $0.00 | $11065.33 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 180 |
| XXXXX | 4000107175 | XXXXX |  | Non QM |  |  |  | Yes | No | $7002.75 | $7988.95 |  | 7.796% | XXXXX | $3022.28 | 7.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7893.63 | 1 | $19517.16 | $4872.96 | $1626.43 | $406.08 |  |  |  |  |  | 47.418% | 47.418% | 47.418% | 12/18/2025 | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Partnership (>= 25%)]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; Third Party Verification - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Account Statements - Business - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $7002.75 |  | 6.270% | $0.00 |  |  |  |  | N/A | No | 7.625% | 0 |  | 1 | 0 | 3 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.62 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000109692 | XXXXX |  | Non QM |  |  |  | Yes | No | $4304.32 | $5029.20 |  | 8.056% | XXXXX | $1163.63 | 7.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4424.38 | 1 | $16033.56 | $1853.04 | $1336.13 | $154.42 |  |  |  |  |  | 49.770% | 49.770% | 49.770% | 01/07/2026 | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4304.32 |  | 6.180% | $0.00 |  |  |  |  | N/A | No | 7.750% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.940% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 17.75 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000110361 | XXXXX |  | N/A |  |  |  | No | No | $2961.25 | $3437.41 |  | 9.600% | XXXXX | $523.00 | 9.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7044.34 | 1 | $4002.84 | $1331.04 | $333.57 | $110.92 |  |  |  |  |  | 42.379% | 42.379% | 42.379% | 01/16/2026 | 707 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2961.25 |  | 6.060% | $0.00 |  |  |  |  | N/A | No | 9.000% | 1 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 42.39 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000107029 | XXXXX |  | Non QM |  |  |  | Yes | No | $1222.01 | $1681.17 |  | 8.630% | XXXXX | $524.45 | 8.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4295.32 | 1 | $4936.68 | $2973.96 | $411.39 | $247.83 |  |  |  |  |  | 44.690% | 44.690% | 44.690% | 01/06/2026 | 721 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1222.01 |  | 6.170% | $0.00 |  |  |  |  | N/A | No | 8.375% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 8 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000110404 | XXXXX |  | N/A |  |  |  | No | No | $1230.06 | $1842.33 |  | 8.788% | XXXXX | $849.46 | 8.625% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8824.70 | 1 | $10360.68 | $1524.96 | $863.39 | $127.08 |  |  |  |  |  | 35.422% | 35.422% | 35.422% | 01/12/2026 | 728 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1230.06 |  | 6.980% | $0.00 |  |  |  |  | N/A | No | 8.625% | 1 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 25 | 25 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $3285.53 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000110896 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3615.60 | $5138.86 |  | 7.124% | XXXXX | $1208.75 | 6.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8026.11 | 1 | $8483.16 | $6353.28 | $706.93 | $529.44 |  |  |  |  |  | 44.566% | 44.566% | 44.566% | 09/27/2025 | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3615.60 |  | 6.160% | $0.00 | 1.6 |  |  |  | No | No | 6.875% | 1 |  | 1 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple |  | Individually and as Trustee |  |  |  |  |  |  | 1 | XXXXX | 4.875% | XXXXX | XXXXX | XXXXX | No | Individually and as Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 6000111470 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2400.00 | $376.18 |  | 7.655% | XXXXX | $975.90 | 7.625% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5917.03 | 1 | $6158.76 | $989.16 | $513.23 | $82.43 |  |  |  |  |  | 46.938% | 46.938% | 46.938% | 10/06/2025 | 746 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Account Statements - 2025<br> [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Non-Primary Income - Pension]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2024<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2023 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2400.00 |  | 5.960% | $0.00 |  |  |  |  | N/A | No | 7.625% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple |  | Individually and as Trustee |  |  |  |  |  |  | 1 | XXXXX | 2.625% | XXXXX | XXXXX | XXXXX | No | Individually and as Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110898 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3000.00 | $1113.94 |  | 7.284% | XXXXX | $1091.48 | 7.250% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9148.89 | 1 | $11927.52 | $2218.08 | $993.96 | $184.84 |  |  |  |  |  | 43.659% | 43.659% | 43.659% | 12/23/2025 | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3000.00 |  | 6.260% | $0.00 |  |  |  |  | N/A | No | 7.250% | 1 | 0 | 1 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 6000110745 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $5360.00 | $1080.45 |  | 8.765% | XXXXX | $2108.36 | 8.750% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $17153.25 | 1 | $18728.64 | $2251.20 | $1560.72 | $187.60 |  |  |  |  |  | 41.465% | 41.465% | 41.465% | 11/20/2025 | 742 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5360.00 |  | 6.180% | $0.00 |  |  |  |  | N/A | No | 8.750% | 2 | 0 | 1 | 0 | 2 | 0 |  |  |  | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No | 24 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 4.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 6000110746 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $4852.00 | $952.46 |  | 7.281% | XXXXX | $1580.75 | 7.250% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $10061.71 | 1 | $8064.72 | $6304.08 | $672.06 | $525.34 |  |  |  |  |  | 36.086% | 36.086% | 36.086% | 11/18/2025 | 802 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4852.00 |  | 5.880% | $0.00 | 2.6 |  |  |  | Yes | No | 7.250% | 1 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | No |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000111065 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $6484.50 | $434.89 |  | 7.767% | XXXXX | $2365.97 | 7.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $17252.85 | 1 | $9336.96 | $693.96 | $778.08 | $57.83 |  |  |  |  |  | 34.238% | 34.238% | 34.238% | 10/06/2025 | 739 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Non-Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $6484.50 |  | 5.860% | $0.00 | 2.4 |  |  |  | Yes | No | 7.750% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No | 18 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.200% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $8595.42 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000111110 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3007.50 | $899.92 |  | 7.033% | XXXXX | $1554.47 | 7.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9777.31 | 1 | $7854.72 | $1862.64 | $654.56 | $155.22 |  |  |  |  |  | 37.576% | 37.576% | 37.576% | 12/09/2025 | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3007.50 |  | 5.940% | $0.00 |  |  |  |  | N/A | No | 7.000% | 1 |  | 0 | 0 | 1 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110902 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3116.25 | $2563.77 |  | 8.709% | XXXXX | $570.05 | 8.375% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6868.33 | 1 | $7483.80 | $3645.96 | $623.65 | $303.83 |  |  |  |  |  | 37.036% | 37.036% | 37.036% | 12/17/2025 | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3116.25 |  | 6.270% | $0.00 |  |  |  |  | N/A | No | 8.375% | 1 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.999% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000111177 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3375.00 | $3120.28 |  | 7.601% | XXXXX | $932.41 | 7.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5421.75 | 1 | $1939.68 | $1997.04 | $161.64 | $166.42 |  |  |  |  |  | 37.567% | 37.567% | 37.567% | 12/16/2025 | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3375.00 |  | 6.270% | $0.00 |  |  |  |  | N/A | No | 7.375% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 14.18 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000111134 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3725.00 | $705.51 |  | 8.258% | XXXXX | $1878.17 | 8.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $28172.24 | 1 | $14096.64 | $3102.12 | $1174.72 | $258.51 |  |  |  |  |  | 26.056% | 26.056% | 26.056% | 12/23/2025 | 693 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3725.00 |  | 6.250% | $0.00 |  |  |  |  | N/A | No | 8.250% | 1 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.999% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000111194 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2715.02 | $520.15 |  | 7.912% | XXXXX | $1124.94 | 7.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6511.26 | 1 | $4490.40 | $2255.04 | $374.20 | $187.92 |  |  |  |  |  | 36.682% | 36.682% | 36.682% | 01/06/2026 | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2715.02 |  | 5.880% | $0.00 |  |  |  |  | N/A | No | 7.875% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110907 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2644.25 | $3105.30 |  | 9.569% | XXXXX | $674.31 | 8.990% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3580.97 | 1 | $5520.48 | $4791.12 | $460.04 | $399.26 |  |  |  |  |  | 44.754% | 44.754% | 44.754% | 08/09/2025 | 721 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $2644.25 |  | 6.370% | $0.00 |  |  |  |  | N/A | No | 8.990% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 5.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110908 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2057.88 | $2141.54 |  | 8.648% | XXXXX | $443.22 | 8.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6273.51 | 1 | $6956.16 | $2085.96 | $579.68 | $173.83 |  |  |  |  |  | 26.911% | 26.911% | 26.911% | 08/22/2025 | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2057.88 |  | 6.140% | $0.00 |  |  |  |  | N/A | No | 8.125% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No | 32 |  |  |  | Yes | Title Search |  | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000111464 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $2073.84 | $2592.06 |  | 9.877% | XXXXX | $449.54 | 9.125% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8550.34 | 1 | $0.00 | $2373.00 | $0.00 | $197.75 |  |  |  |  |  | 40.680% | 40.680% | 40.680% | 10/08/2025 | 699 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Year End Summary - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2073.84 |  | 5.840% | $0.00 |  |  |  |  | N/A | No | 9.125% | 3 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  | 32 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 25.21 |  |  | No |  | $0.00 | $5272.16 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000111463 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $1768.36 | $2169.64 |  | 9.844% | XXXXX | $394.32 | 9.125% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6532.53 | 1 | $1460.64 | $4107.84 | $121.72 | $342.32 |  |  |  |  |  | 35.839% | 35.839% | 35.839% | 10/08/2025 | 687 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1768.36 |  | 5.840% | $0.00 |  |  |  |  | N/A | No | 9.125% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110750 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $1853.10 | $2414.94 |  | 9.350% | XXXXX | $441.86 | 8.750% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9142.09 | 1 | $399.72 | $1711.20 | $33.31 | $142.60 |  |  |  |  |  | 35.759% | 35.759% | 35.759% | 10/17/2025 | 702 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Non-Primary Income - Social Security]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; 1099-SSA - 2024<br> [Borrower - \| Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; Account Statements - 2025<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; 1099-SSA - 2024<br> [Coborrower(s) - \| Primary Income - Pension]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1853.10 |  | 5.820% | $0.00 |  |  |  |  | N/A | No | 8.750% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.999% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $6294.30 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110913 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2847.35 | $3391.61 |  | 8.810% | XXXXX | $554.84 | 8.125% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $1923.88 | 1 | $1446.48 | $1529.64 | $120.54 | $127.47 |  |  |  |  |  | 45.000% | 45.000% | 45.000% | 10/28/2025 | 746 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2847.35 |  | 5.660% | $0.00 |  |  |  |  | N/A | No | 8.125% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.374% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 9.88 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110923 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $675.00 | $816.36 |  | 9.553% | XXXXX | $882.00 | 9.500% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $4325.00 | 1 | $4652.40 | $1322.04 | $387.70 | $110.17 |  |  |  |  |  | 42.406% | 42.406% | 42.406% | 11/11/2025 | 683 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $675.00 |  | 6.260% | $0.00 |  |  |  |  | N/A | No | 9.500% | 0 | 2 | 2 | 0 | 2 | 0 |  |  |  | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX |  | No |  | 24 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 4.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 0.16 |  |  | No |  | $0.00 | $4789.29 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000110761 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1457.60 | $2023.13 |  | 8.597% | XXXXX | $351.30 | 8.000% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $14945.20 | 1 | $6012.84 | $2698.56 | $501.07 | $224.88 |  |  |  |  |  | 21.763% | 21.763% | 21.763% | 10/30/2025 | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1457.60 |  | 5.770% | $0.00 |  |  |  |  | N/A | No | 8.000% | 1 | 1 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  | 24 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $4419.65 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110927 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $2165.00 | $2857.51 |  | 9.435% | XXXXX | $727.39 | 8.990% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5069.10 | 1 | $2373.24 | $3806.16 | $197.77 | $317.18 |  |  |  |  |  | 38.663% | 38.663% | 38.663% | 11/13/2025 | 728 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Non-Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2020 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2165.00 |  | 5.770% | $0.00 |  |  |  |  | N/A | No | 8.990% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110930 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1489.42 | $1952.92 |  | 8.889% | XXXXX | $345.09 | 8.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2539.28 | 1 | $3588.72 | $3629.76 | $299.06 | $302.48 |  |  |  |  |  | 44.233% | 44.233% | 44.233% | 11/17/2025 | 712 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1489.42 |  | 5.890% | $0.00 |  |  |  |  | N/A | No | 8.250% | 1 |  | 1 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No | 35 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110931 | XXXXX |  | Non QM |  |  |  | Yes | No | $3447.50 | $3840.00 |  | 9.734% | XXXXX | $817.00 | 9.125% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $10504.30 | 1 | $13110.72 | $2385.00 | $1092.56 | $198.75 |  |  |  |  |  | 29.683% | 29.683% | 29.683% | 11/17/2025 | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3447.50 |  | 5.890% | $0.00 |  |  |  |  | N/A | No | 9.125% | 1 | 1 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX |  | No |  | 34 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  | No |  | $0.00 | $4505.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110769 | XXXXX |  | Non QM |  |  |  | Yes | No | $915.00 | $1287.10 |  | 9.806% | XXXXX | $1486.34 | 9.750% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6486.31 | 1 | $9575.88 | $1818.96 | $797.99 | $151.58 |  |  |  |  |  | 50.056% | 50.056% | 50.056% | 01/09/2026 | 734 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $915.00 |  | 6.230% | $0.00 |  |  |  |  | N/A | No | 9.750% | 2 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No | 35 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000111142 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $3194.28 | $3410.87 |  | 10.053% | XXXXX | $651.41 | 9.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3853.81 | 1 | $5522.88 | $2112.72 | $460.24 | $176.06 |  |  |  |  |  | 44.965% | 44.965% | 44.965% | 11/18/2025 | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 | [Borrower]; 4506-C - 2025<br> [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3194.28 |  | 5.890% | $0.00 |  |  |  |  | N/A | No | 9.375% | 0 |  | 2 | 0 | 2 | 0 |  |  |  | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.874% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110936 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $954.55 | $1050.75 |  | 9.490% | XXXXX | $317.72 | 9.125% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $3788.23 | 1 | $1826.88 | $3192.96 | $152.24 | $266.08 |  |  |  |  |  | 45.736% | 45.736% | 45.736% | 11/18/2025 | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Primary Income - Social Security]; Other - 2024<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025<br> [Coborrower(s) - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Pension]; Other - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $954.55 |  | 5.890% | $0.00 |  |  |  |  | N/A | No | 9.125% | 0 | 0 | 1 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple |  | Individually and as Trustee |  | Individually and as Trustee |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individually and as Trustee | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $1833.33 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110937 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $1453.10 | $2094.88 |  | 9.567% | XXXXX | $404.59 | 8.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $12356.91 | 1 | $2428.32 | $947.04 | $202.36 | $78.92 |  |  |  |  |  | 22.296% | 22.296% | 22.296% | 11/18/2025 | 740 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Business License - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Paystubs - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1453.10 |  | 5.890% | $0.00 |  |  |  |  | N/A | No | 8.990% | 1 |  | 1 | 0 | 2 | 2 |  |  |  | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.999% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110938 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $1370.23 | $1598.91 |  | 9.433% | XXXXX | $405.53 | 8.990% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6401.59 | 1 | $6194.88 | $3579.72 | $516.24 | $298.31 |  |  |  |  |  | 41.236% | 41.236% | 41.236% | 11/18/2025 | 712 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1370.23 |  | 5.890% | $0.00 |  |  |  |  | N/A | No | 8.990% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No | 11 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110770 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1128.58 | $1518.22 |  | 8.638% | XXXXX | $451.59 | 8.250% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8296.52 | 1 | $3851.52 | $2688.96 | $320.96 | $224.08 |  |  |  |  |  | 38.295% | 38.295% | 38.295% | 11/19/2025 | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; 1099-R - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; 1099-SSA - 2024<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099-SSA - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1128.58 |  | 5.890% | $0.00 |  |  |  |  | N/A | No | 8.250% | 0 | 0 | 1 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | No |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search |  |  | Individually and as Trustee |  | Individually and as Trustee |  |  |  |  | 1 | XXXXX | 2.500% | XXXXX | XXXXX | XXXXX | No | Individually and as Trustee | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $3198.61 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 240 |
| XXXXX | 6000111067 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2840.05 | $3616.15 |  | 8.301% | XXXXX | $528.61 | 7.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6898.46 | 1 | $3155.16 | $1656.00 | $262.93 | $138.00 |  |  |  |  |  | 41.675% | 41.675% | 41.675% | 11/17/2025 | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2840.05 |  | 5.890% | $0.00 |  |  |  |  | N/A | No | 7.625% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000111111 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3250.00 | $3484.10 |  | 8.983% | XXXXX | $1094.69 | 8.625% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7406.15 | 1 | $1466.40 | $3092.04 | $122.20 | $257.67 |  |  |  |  |  | 49.809% | 49.809% | 49.809% | 11/19/2025 | 744 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3250.00 |  | 5.890% | $0.00 |  |  |  |  | N/A | No | 8.625% | 1 | 1 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No | 35 | 34 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $5354.84 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110940 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1103.00 | $1753.52 |  | 8.901% | XXXXX | $285.44 | 8.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6147.90 | 1 | $6147.84 | $2629.20 | $512.32 | $219.10 |  |  |  |  |  | 24.933% | 24.933% | 24.933% | 11/20/2025 | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1103.00 |  | 5.890% | $0.00 |  |  |  |  | N/A | No | 8.250% | 2 |  | 0 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110771 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $3165.35 | $3503.23 |  | 10.074% | XXXXX | $646.79 | 9.375% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6398.95 | 1 | $920.76 | $876.00 | $76.73 | $73.00 |  |  |  |  |  | 32.200% | 32.200% | 32.200% | 11/20/2025 | 719 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3165.35 |  | 5.890% | $0.00 |  |  |  |  | N/A | No | 9.375% | 2 | 1 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX |  | No |  | 34 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 4.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $4333.33 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110772 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2111.50 | $2161.10 |  | 8.211% | XXXXX | $406.63 | 7.625% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8007.66 | 1 | $3142.56 | $6897.60 | $261.88 | $574.80 |  |  |  |  |  | 35.800% | 35.800% | 35.800% | 11/20/2025 | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; 1099-SSA - 2024<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2024<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099-SSA - 2024<br> [Coborrower(s) - \| Non-Primary Income - Pension]; 1099-R - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2111.50 |  | 5.890% | $0.00 |  |  |  |  | N/A | No | 7.625% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $3599.70 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110941 | XXXXX |  | Non QM |  |  |  | Yes | No | $5352.47 | $5759.93 |  | 9.669% | XXXXX | $923.47 | 9.125% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $11408.97 | 1 | $2800.20 | $1985.04 | $233.35 | $165.42 |  |  |  |  |  | 26.674% | 26.674% | 26.674% | 11/20/2025 | 688 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5352.47 |  | 6.230% | $0.00 |  |  |  |  | N/A | No | 9.125% | 1 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No | 36 | 11 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $9166.67 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000110942 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3388.60 | $3371.62 |  | 8.065% | XXXXX | $644.47 | 7.500% | No | Yes | Non-Employment Income | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9194.73 | 1 | $77.04 | $3616.32 | $6.42 | $301.36 |  |  |  |  |  | 19.491% | 19.491% | 19.491% | 11/20/2025 | 817 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; 1099-R - 2024<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1040 - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3388.60 |  | 5.890% | $0.00 |  |  |  |  | N/A | No | 7.500% | 0 | 0 | 3 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | No |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 1.999% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000111457 | XXXXX |  | Non QM |  |  |  | Yes | No | $1066.90 | $1598.50 |  | 12.931% | XXXXX | $349.72 | 11.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8192.14 | 1 | $3177.72 | $1059.48 | $264.81 | $88.29 |  |  |  |  |  | 29.643% | 29.643% | 29.643% | 11/21/2025 | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1066.90 |  | 5.690% | $0.00 |  |  |  |  | N/A | No | 11.375% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 120 |
| XXXXX | 6000110943 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $721.76 | $1304.88 |  | 11.214% | XXXXX | $249.44 | 10.490% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $11630.34 | 1 | $12617.16 | $2198.88 | $1051.43 | $183.24 |  |  |  |  |  | 38.137% | 38.137% | 38.137% | 11/21/2025 | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $721.76 |  | 5.940% | $0.00 |  |  |  |  | N/A | No | 10.490% | 1 | 1 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 6.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $1666.75 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110944 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $985.57 | $1451.33 |  | 10.926% | XXXXX | $289.58 | 10.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10008.57 | 1 | $2819.64 | $1221.84 | $234.97 | $101.82 |  |  |  |  |  | 23.114% | 23.114% | 23.114% | 11/21/2025 | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $985.57 |  | 5.890% | $0.00 |  |  |  |  | N/A | No | 10.250% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.990% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110945 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $5327.50 | $6590.38 |  | 7.677% | XXXXX | $1994.92 | 7.375% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $34440.11 | 1 | $6468.24 | $6581.76 | $539.02 | $548.48 |  |  |  |  |  | 15.000% | 15.000% | 15.000% | 11/21/2025 | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5327.50 |  | 5.890% | $0.00 |  |  |  |  | N/A | No | 7.375% | 2 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  | 1 |  |  | Yes | Title Search |  | Individual | Trustee | Individual | Trustee |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Trustee | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $776.90 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110947 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $861.35 | $1350.29 |  | 10.486% | XXXXX | $237.14 | 9.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3349.68 | 1 | $2308.08 | $888.00 | $192.34 | $74.00 |  |  |  |  |  | 43.607% | 43.607% | 43.607% | 11/24/2025 | 691 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $861.35 |  | 5.940% | $0.00 |  |  |  |  | N/A | No | 9.750% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110773 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1859.74 | $2391.94 |  | 8.503% | XXXXX | $397.77 | 7.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4730.75 | 1 | $3225.84 | $1522.20 | $268.82 | $126.85 |  |  |  |  |  | 30.551% | 30.551% | 30.551% | 11/21/2025 | 811 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1040-ES - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1859.74 |  | 5.910% | $0.00 |  |  |  |  | N/A | No | 7.875% | 1 |  | 1 | 0 | 2 | 0 |  |  |  | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110774 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $500.00 | $1057.94 |  | 7.024% | XXXXX | $2361.82 | 7.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $11439.74 | 1 | $6978.00 | $1833.00 | $581.50 | $152.75 |  |  |  |  |  | 40.248% | 40.248% | 40.248% | 11/24/2025 | 802 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $500.00 |  | 6.260% | $0.00 |  |  |  |  | N/A | No | 7.000% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No | 35 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 6000111102 | XXXXX |  | Non QM |  |  |  | Yes | No | $5311.64 | $6014.20 |  | 7.558% | XXXXX | $866.55 | 6.875% | No | No | Not Employed | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $3790.72 | 1 | $2729.64 | $3159.96 | $227.47 | $263.33 |  |  |  |  |  | 44.102% | 44.102% | 44.102% | 11/24/2025 | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Pension]; 1099-R - 2024<br> [Coborrower(s) - \| Primary Income - Pension]; 1099-R - 2023 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5311.64 |  | 5.940% | $0.00 |  |  |  |  | N/A | No | 6.875% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.999% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $6781.48 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000111456 | XXXXX |  | Non QM |  |  |  | Yes | No | $6222.92 | $6562.32 |  | 7.743% | XXXXX | $1335.74 | 7.250% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6582.69 | 1 | $5484.48 | $7107.00 | $457.04 | $592.25 |  |  |  |  |  | 34.538% | 34.538% | 34.538% | 11/24/2025 | 707 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; 1099-SSA - 2024<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $6222.92 |  | 5.940% | $0.00 |  |  |  |  | N/A | No | 7.250% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000111173 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $1283.00 | $1744.64 |  | 10.091% | XXXXX | $498.31 | 9.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9409.34 | 1 | $4807.08 | $5763.12 | $400.59 | $480.26 |  |  |  |  |  | 44.930% | 44.930% | 44.930% | 11/24/2025 | 738 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Wages]; Military VOE - 2026<br> [Borrower - \| Non-Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025<br> [Borrower - \| Non-Primary Income - Housing Allowance]; Leave and Earnings Statement (LES) - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1283.00 |  | 6.260% | $0.00 |  |  |  |  | N/A | No | 9.750% | 2 | 2 | 1 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No | 0 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $3664.09 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 6000110777 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $742.44 | $1180.29 |  | 10.078% | XXXXX | $246.50 | 9.625% | No | No | Non-Employment Income | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $4237.55 | 1 | $3533.04 | $1530.00 | $294.42 | $127.50 |  |  |  |  |  | 32.686% | 32.686% | 32.686% | 11/25/2025 | 802 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $742.44 |  | 6.260% | $0.00 |  |  |  |  | N/A | No | 9.625% | 0 | 1 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 5.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 12.36 |  |  | No |  | $0.00 | $4550.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000110949 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $1142.07 | $1814.73 |  | 10.967% | XXXXX | $332.78 | 10.250% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6795.37 | 1 | $2284.20 | $2000.40 | $190.35 | $166.70 |  |  |  |  |  | 35.390% | 35.390% | 35.390% | 11/25/2025 | 683 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1142.07 |  | 5.910% | $0.00 |  |  |  |  | N/A | No | 10.250% | 1 | 1 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No | 25 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.499% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $5000.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110778 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1707.50 | $1785.88 |  | 8.962% | XXXXX | $433.91 | 8.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4382.69 | 1 | $2648.40 | $2247.00 | $220.70 | $187.25 |  |  |  |  |  | 35.887% | 35.887% | 35.887% | 11/25/2025 | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1707.50 |  | 5.940% | $0.00 |  |  |  |  | N/A | No | 8.500% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110950 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $500.00 | $1066.94 |  | 9.627% | XXXXX | $443.51 | 9.375% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5478.21 | 1 | $5676.00 | $1945.80 | $473.00 | $162.15 |  |  |  |  |  | 38.614% | 38.614% | 38.614% | 11/25/2025 | 712 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $500.00 |  | 5.940% | $0.00 |  |  |  |  | N/A | No | 9.375% | 2 | 1 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $3024.16 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110779 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $4000.94 | $4631.84 |  | 9.422% | XXXXX | $1016.54 | 8.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5469.78 | 1 | $0.00 | $6195.48 | $0.00 | $516.29 |  |  |  |  |  | 49.502% | 49.502% | 49.502% | 11/25/2025 | 729 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2026<br> [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Pension]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2024<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4000.94 |  | 5.940% | $0.00 |  |  |  |  | N/A | No | 8.875% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000111455 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2233.50 | $2701.10 |  | 8.135% | XXXXX | $398.98 | 7.375% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $4844.28 | 1 | $6247.20 | $2760.00 | $520.60 | $230.00 |  |  |  |  |  | 29.215% | 29.215% | 29.215% | 11/25/2025 | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Pension]; Deposit Receipt - 2025<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2233.50 |  | 5.910% | $0.00 |  |  |  |  | N/A | No | 7.375% | 0 | 0 | 2 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | No |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $3734.91 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 240 |
| XXXXX | 6000111175 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $1385.09 | $1395.07 |  | 9.911% | XXXXX | $337.25 | 9.375% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8320.19 | 1 | $4086.00 | $2670.36 | $340.50 | $222.53 |  |  |  |  |  | 38.892% | 38.892% | 38.892% | 11/25/2025 | 740 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1385.09 |  | 5.940% | $0.00 |  |  |  |  | N/A | No | 9.375% | 2 | 2 | 1 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No | 1 | 35 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 5.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $8174.36 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 240 |
| XXXXX | 6000110952 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3019.70 | $4488.44 |  | 6.965% | XXXXX | $2430.64 | 6.875% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6221.93 | 1 | $4134.60 | $3522.00 | $344.55 | $293.50 |  |  |  |  |  | 42.336% | 42.336% | 42.336% | 11/25/2025 | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Account Statements - 2025<br> [Borrower - \| Primary Income - Social Security]; Deposit Receipt - 2025<br> [Borrower - \| Primary Income - Social Security]; Other - 2025<br> [Borrower - \| Primary Income - Social Security]; Other - 2025<br> [Borrower - \| Non-Primary Income - Annuity]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Annuity]; Other - 2025<br> [Borrower - \| Non-Primary Income - Annuity]; 1099 - 2024<br> [Borrower - \| Non-Primary Income - Annuity]; 1099 - 2024<br> [Borrower - \| Non-Primary Income - Annuity]; 1099 - 2023<br> [Borrower - \| Non-Primary Income - Annuity]; 1099 - 2023<br> [Borrower - \| Non-Primary Income - Annuity]; Award Letter / Continuance Letter - 2021<br> [Borrower - \| Non-Primary Income - Pension]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Other - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Other - 2025<br> [Borrower - \| Non-Primary Income - IRA Distribution]; Other - 2025<br> [Borrower - \| Non-Primary Income - IRA Distribution]; Other - 2025<br> [Borrower - \| Non-Primary Income - Disability]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Disability]; Deposit Receipt - 2025<br> [Borrower - \| Non-Primary Income - Annuity]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Annuity]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3019.70 |  | 6.190% | $0.00 |  |  |  |  | N/A | No | 6.875% | 0 |  | 1 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple |  | Individually and as Trustee |  |  |  |  |  |  | 1 | XXXXX | 3.125% | XXXXX | XXXXX | XXXXX | No | Individually and as Trustee | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000111454 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $1228.51 | $1821.98 |  | 10.882% | XXXXX | $292.20 | 9.990% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4382.02 | 1 | $4213.32 | $2106.84 | $351.11 | $175.57 |  |  |  |  |  | 36.955% | 36.955% | 36.955% | 11/26/2025 | 704 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1228.51 |  | 5.940% | $0.00 |  |  |  |  | N/A | No | 9.990% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.999% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 16.56 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000111082 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1325.00 | $5082.36 |  | 7.115% | XXXXX | $2915.12 | 7.000% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9152.74 | 1 | $8228.04 | $5431.44 | $685.67 | $452.62 |  |  |  |  |  | 43.822% | 43.822% | 43.822% | 11/26/2025 | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - C-Corp]; Other - 2026<br> [Borrower - \| Primary Income - C-Corp]; Other - 2025<br> [Borrower - \| Primary Income - C-Corp]; Paystubs - 2025<br> [Borrower - \| Primary Income - C-Corp]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - C-Corp]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - C-Corp]; 1120 - 2024<br> [Borrower - \| Primary Income - C-Corp]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1325.00 |  | 5.940% | $0.00 |  |  |  |  | N/A | No | 7.000% | 1 |  | 1 | 0 | 2 | 2 |  |  |  | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.490% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110953 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1447.69 | $1423.95 |  | 9.190% | XXXXX | $324.03 | 8.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5053.44 | 1 | $2806.44 | $1188.00 | $233.87 | $99.00 |  |  |  |  |  | 30.903% | 30.903% | 30.903% | 11/26/2025 | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1447.69 |  | 5.940% | $0.00 |  |  |  |  | N/A | No | 8.625% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110780 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3262.25 | $3781.95 |  | 9.184% | XXXXX | $650.87 | 8.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8970.95 | 1 | $1661.04 | $1169.04 | $138.42 | $97.42 |  |  |  |  |  | 34.087% | 34.087% | 34.087% | 01/08/2026 | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3262.25 |  | 5.940% | $0.00 | 1.6 |  |  |  | No | No | 8.500% | 2 | 1 | 1 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 4.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $3846.30 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 240 |
| XXXXX | 6000110954 | XXXXX |  | Non QM |  |  |  | Yes | No | $6584.68 | $7403.66 |  | 7.745% | XXXXX | $998.71 | 7.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4990.95 | 1 | $4992.12 | $1094.04 | $416.01 | $91.17 |  |  |  |  |  | 49.820% | 49.820% | 49.820% | 11/26/2025 | 750 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2009<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; 1099-SSA - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $6584.68 |  | 6.260% | $0.00 |  |  |  |  | N/A | No | 7.250% | 2 |  | 1 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX |  | No | 35 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.42 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000110781 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $500.00 | $925.21 |  | 6.912% | XXXXX | $2303.46 | 6.875% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7645.00 | 1 | $8093.16 | $3308.64 | $674.43 | $275.72 |  |  |  |  |  | 40.184% | 40.184% | 40.184% | 11/26/2025 | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Primary Income - Social Security]; 1099-SSA - 2024<br> [Borrower - \| Non-Primary Income - Pension]; Account Statements - 2022<br> [Borrower - \| Non-Primary Income - IRA Distribution]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099-SSA - 2024<br> [Coborrower(s) - \| Non-Primary Income - Pension]; Account Statements - 2025<br> [Coborrower(s) - \| Non-Primary Income - IRA Distribution]; Account Statements - 2025<br> [Coborrower(s) - \| Non-Primary Income - IRA Distribution]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $500.00 |  | 5.940% | $0.00 |  |  |  |  | N/A | No | 6.875% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple |  | Individually and as Trustee |  | Individually and as Trustee |  |  |  |  | 1 | XXXXX | 2.250% | XXXXX | XXXXX | XXXXX | No | Individually and as Trustee | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $6918.16 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110955 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1975.50 | $2445.44 |  | 9.140% | XXXXX | $433.91 | 8.500% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3209.73 | 1 | $0.00 | $2053.20 | $0.00 | $171.10 |  |  |  |  |  | 37.870% | 37.870% | 37.870% | 11/28/2025 | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Account Statements - 2025<br> [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Non-Primary Income - Pension]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1975.50 |  | 5.940% | $0.00 |  |  |  |  | N/A | No | 8.500% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110782 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $1128.91 | $1260.63 |  | 11.032% | XXXXX | $579.54 | 10.750% | No | No | Non-Employment Income | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5314.88 | 1 | $4095.60 | $4019.16 | $341.30 | $334.93 |  |  |  |  |  | 40.616% | 40.616% | 40.616% | 11/28/2025 | 691 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; Other - 2025<br> [Borrower - \| Primary Income - Pension]; 1099-R - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2025<br> [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1128.91 |  | 5.940% | $0.00 |  |  |  |  | N/A | No | 10.750% | 0 | 2 | 2 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  | 0 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 18.94 |  |  | No |  | $0.00 | $3655.31 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110783 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $500.00 | $1213.40 |  | 8.988% | XXXXX | $441.86 | 8.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7847.69 | 1 | $2322.36 | $4554.96 | $193.53 | $379.58 |  |  |  |  |  | 23.551% | 23.551% | 23.551% | 11/28/2025 | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $500.00 |  | 5.940% | $0.00 |  |  |  |  | N/A | No | 8.750% | 1 | 1 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No | 12 |  |  |  | Yes | Title Search |  | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.999% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $4466.84 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000111079 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $924.20 | $1479.84 |  | 9.365% | XXXXX | $265.11 | 8.750% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7612.63 | 1 | $1974.72 | $2296.32 | $164.56 | $191.36 |  |  |  |  |  | 20.174% | 20.174% | 20.174% | 11/28/2025 | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $924.20 |  | 5.940% | $0.00 |  |  |  |  | N/A | No | 8.750% | 1 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110784 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1597.78 | $2114.58 |  | 8.970% | XXXXX | $323.78 | 8.250% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2338.18 | 1 | $246.12 | $1482.96 | $20.51 | $123.58 |  |  |  |  |  | 38.033% | 38.033% | 38.033% | 11/28/2025 | 739 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Disability]; Account Statements - 2025<br> [Borrower - \| Primary Income - Disability]; Award Letter / Continuance Letter - 2003<br> [Borrower - \| Non-Primary Income - Social Security]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1597.78 |  | 5.940% | $0.00 |  |  |  |  | N/A | No | 8.250% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | No |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110956 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $500.00 | $877.68 |  | 8.990% | XXXXX | $441.86 | 8.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7844.56 | 1 | $7590.84 | $1165.92 | $632.57 | $97.16 |  |  |  |  |  | 32.761% | 32.761% | 32.761% | 11/28/2025 | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $500.00 |  | 5.940% | $0.00 |  |  |  |  | N/A | No | 8.750% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110957 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $1099.50 | $1609.45 |  | 9.535% | XXXXX | $499.28 | 9.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10793.82 | 1 | $3585.96 | $2138.04 | $298.83 | $178.17 |  |  |  |  |  | 21.500% | 21.500% | 21.500% | 11/29/2025 | 719 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1099.50 |  | 5.940% | $0.00 |  |  |  |  | N/A | No | 9.125% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110958 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $963.77 | $1432.53 |  | 9.491% | XXXXX | $220.94 | 8.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2522.95 | 1 | $926.16 | $791.04 | $77.18 | $65.92 |  |  |  |  |  | 30.688% | 30.688% | 30.688% | 11/29/2025 | 738 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $963.77 |  | 5.940% | $0.00 |  |  |  |  | N/A | No | 8.750% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110959 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2633.60 | $3014.19 |  | 8.494% | XXXXX | $459.73 | 7.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $12843.64 | 1 | $1704.72 | $1790.04 | $142.06 | $149.17 |  |  |  |  |  | 16.083% | 16.083% | 16.083% | 11/29/2025 | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2633.60 |  | 5.940% | $0.00 |  |  |  |  | N/A | No | 7.750% | 1 | 1 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No | 35 | 35 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $6584.29 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110785 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $500.00 | $215.69 |  | 7.601% | XXXXX | $997.46 | 7.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9258.70 | 1 | $4537.68 | $1261.32 | $378.14 | $105.11 |  |  |  |  |  | 27.145% | 27.145% | 27.145% | 12/01/2025 | 750 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $500.00 |  | 5.910% | $0.00 |  |  |  |  | N/A | No | 7.625% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110960 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1269.27 | $1475.19 |  | 9.197% | XXXXX | $214.99 | 8.375% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5107.07 | 1 | $4249.92 | $1392.00 | $354.16 | $116.00 |  |  |  |  |  | 25.418% | 25.418% | 25.418% | 12/01/2025 | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1269.27 |  | 5.910% | $0.00 |  |  |  |  | N/A | No | 8.375% | 1 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | No |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search |  | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110786 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $2239.47 | $2905.27 |  | 11.047% | XXXXX | $736.31 | 10.490% | No | No | Not Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $2902.13 | 1 | $2696.76 | $2966.04 | $224.73 | $247.17 |  |  |  |  |  | 41.291% | 41.291% | 41.291% | 12/01/2025 | 704 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2239.47 |  | 5.910% | $0.00 |  |  |  |  | N/A | No | 10.490% | 0 | 1 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  | 36 |  |  | Yes | Title Search |  | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 4.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $4943.26 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110961 | XXXXX |  | Non QM |  |  |  | Yes | No | $3144.50 | $3509.50 |  | 10.280% | XXXXX | $807.66 | 9.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $12438.43 | 1 | $15377.52 | $1785.96 | $1281.46 | $148.83 |  |  |  |  |  | 42.574% | 42.574% | 42.574% | 12/01/2025 | 711 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3144.50 |  | 5.910% | $0.00 |  |  |  |  | N/A | No | 9.750% | 1 | 1 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 5.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $11086.74 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110962 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $3051.64 | $3818.50 |  | 10.063% | XXXXX | $692.99 | 9.375% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $3886.41 | 1 | $1776.00 | $3138.24 | $148.00 | $261.52 |  |  |  |  |  | 44.389% | 44.389% | 44.389% | 12/01/2025 | 699 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Paystubs - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3051.64 |  | 5.910% | $0.00 |  |  |  |  | N/A | No | 9.375% | 2 | 0 | 2 | 0 | 2 | 0 |  |  |  | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $5152.91 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110788 | XXXXX |  | Non QM |  |  |  | Yes | No | $4140.29 | $4774.27 |  | 10.454% | XXXXX | $904.89 | 9.750% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10378.61 | 1 | $1543.68 | $2404.56 | $128.64 | $200.38 |  |  |  |  |  | 24.809% | 24.809% | 24.809% | 12/01/2025 | 716 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Annuity]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 3 | No |  | XXXXX | $4140.29 |  | 5.910% | $0.00 |  |  |  |  | N/A | No | 9.750% | 0 |  | 2 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110789 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3651.20 | $4427.41 |  | 8.386% | XXXXX | $710.12 | 7.750% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $16207.33 | 1 | $8502.72 | $1940.04 | $708.56 | $161.67 |  |  |  |  |  | 33.377% | 33.377% | 33.377% | 11/24/2025 | 764 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Paystubs - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3651.20 |  | 5.910% | $0.00 |  |  |  |  | N/A | No | 7.750% | 1 | 0 | 1 | 0 | 2 | 0 |  |  |  | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110963 | XXXXX |  | Non QM |  |  |  | Yes | No | $4179.26 | $5034.52 |  | 9.374% | XXXXX | $936.73 | 8.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3017.57 | 1 | $1985.64 | $2642.64 | $165.47 | $220.22 |  |  |  |  |  | 48.580% | 48.580% | 48.580% | 12/01/2025 | 736 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4179.26 |  | 5.910% | $0.00 |  |  |  |  | N/A | No | 8.750% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.999% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110791 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $1037.78 | $1475.77 |  | 9.663% | XXXXX | $269.72 | 8.990% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $1539.53 | 1 | $2479.56 | $1514.04 | $206.63 | $126.17 |  |  |  |  |  | 42.431% | 42.431% | 42.431% | 12/01/2025 | 683 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1037.78 |  | 5.910% | $0.00 |  |  |  |  | N/A | No | 8.990% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110793 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $858.59 | $1642.98 |  | 8.096% | XXXXX | $1442.02 | 8.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $22417.99 | 1 | $8692.80 | $1188.00 | $724.40 | $99.00 |  |  |  |  |  | 21.161% | 21.161% | 21.161% | 12/02/2025 | 752 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $858.59 |  | 5.910% | $0.00 |  |  |  |  | N/A | No | 8.000% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX |  | No | 26 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 9.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5.29 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000111453 | XXXXX |  | Non QM |  |  |  | Yes | No | $915.00 | $1125.51 |  | 9.465% | XXXXX | $1201.18 | 9.375% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $28793.80 | 1 | $4550.88 | $2667.00 | $379.24 | $222.25 |  |  |  |  |  | 16.057% | 16.057% | 16.057% | 12/02/2025 | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $915.00 |  | 5.910% | $0.00 |  |  |  |  | N/A | No | 9.375% | 0 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No | 35 | 36 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $24379.90 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110794 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $2348.40 | $2817.09 |  | 11.485% | XXXXX | $825.21 | 10.990% | No | No | Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | XXX |  |  |  | $6683.95 | 1 | $6138.60 | $219.00 | $511.55 | $18.25 |  |  |  |  |  | 42.603% | 42.603% | 42.603% | 12/02/2025 | 696 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2348.40 |  | 5.910% | $0.00 |  |  |  |  | N/A | No | 10.990% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No | 36 |  |  |  | Yes | Title Search |  | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | VISA |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000111452 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $2324.18 | $2436.03 |  | 9.491% | XXXXX | $606.88 | 8.990% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2587.34 | 1 | $3636.36 | $3312.00 | $303.03 | $276.00 |  |  |  |  |  | 49.221% | 49.221% | 49.221% | 11/28/2025 | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2324.18 |  | 5.910% | $0.00 |  |  |  |  | N/A | No | 8.990% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No | 36 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110967 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3259.35 | $3866.75 |  | 9.287% | XXXXX | $674.33 | 8.625% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4300.04 | 1 | $0.00 | $1769.04 | $0.00 | $147.42 |  |  |  |  |  | 25.669% | 25.669% | 25.669% | 12/02/2025 | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3259.35 |  | 5.860% | $0.00 |  |  |  |  | N/A | No | 8.625% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110969 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1878.50 | $2934.85 |  | 8.797% | XXXXX | $1166.68 | 8.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9705.76 | 1 | $3735.24 | $4238.04 | $311.27 | $353.17 |  |  |  |  |  | 32.010% | 32.010% | 32.010% | 11/28/2025 | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1878.50 |  | 6.190% | $0.00 |  |  |  |  | N/A | No | 8.625% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000110796 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2000.00 | $2365.89 |  | 7.941% | XXXXX | $813.25 | 7.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6971.61 | 1 | $2430.00 | $3154.20 | $202.50 | $262.85 |  |  |  |  |  | 41.547% | 41.547% | 41.547% | 12/03/2025 | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2000.00 |  | 5.910% | $0.00 |  |  |  |  | N/A | No | 7.625% | 0 |  | 2 | 0 | 2 | 0 |  |  |  | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110971 | XXXXX |  | Non QM |  |  |  | Yes | No | $3134.50 | $4039.39 |  | 10.090% | XXXXX | $1034.34 | 9.625% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $18739.38 | 1 | $3992.16 | $1428.00 | $332.68 | $119.00 |  |  |  |  |  | 36.059% | 36.059% | 36.059% | 12/03/2025 | 696 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3134.50 |  | 5.910% | $0.00 |  |  |  |  | N/A | No | 9.625% | 1 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $17826.03 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110972 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $3287.12 | $3721.62 |  | 10.537% | XXXXX | $717.57 | 9.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6594.10 | 1 | $9807.60 | $3540.96 | $817.30 | $295.08 |  |  |  |  |  | 43.651% | 43.651% | 43.651% | 12/03/2025 | 719 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3287.12 |  | 5.910% | $0.00 |  |  |  |  | N/A | No | 9.875% | 2 | 2 | 1 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  | 36 |  |  | Yes | Title Search |  | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $4366.74 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110973 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $4134.31 | $4759.57 |  | 9.294% | XXXXX | $838.53 | 8.625% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $20369.11 | 1 | $255.36 | $2559.96 | $21.28 | $213.33 |  |  |  |  |  | 17.872% | 17.872% | 17.872% | 12/03/2025 | 741 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; Other - 2025<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4134.31 |  | 5.860% | $0.00 |  |  |  |  | N/A | No | 8.625% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $11753.66 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000111450 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $665.00 | $702.01 |  | 11.495% | XXXXX | $440.69 | 11.250% | No | No | Not Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $4380.95 | 1 | $1481.04 | $2895.00 | $123.42 | $241.25 |  |  |  |  |  | 42.399% | 42.399% | 42.399% | 12/03/2025 | 708 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2025<br> [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $665.00 |  | 5.860% | $0.00 |  |  |  |  | N/A | No | 11.250% | 0 | 2 | 2 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  | 35 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $7605.65 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110797 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $1140.76 | $1310.16 |  | 11.161% | XXXXX | $249.44 | 10.490% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5041.39 | 1 | $1613.04 | $1398.96 | $134.42 | $116.58 |  |  |  |  |  | 23.328% | 23.328% | 23.328% | 12/03/2025 | 752 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1140.76 |  | 5.910% | $0.00 |  |  |  |  | N/A | No | 10.490% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No | 36 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110974 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1831.00 | $2492.46 |  | 9.274% | XXXXX | $437.88 | 8.625% | No | No | Non-Employment Income | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $2503.78 | 1 | $443.52 | $1313.04 | $36.96 | $109.42 |  |  |  |  |  | 46.600% | 46.600% | 46.600% | 12/04/2025 | 720 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1831.00 |  | 5.910% | $0.00 |  |  |  |  | N/A | No | 8.625% | 0 | 1 | 1 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.990% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $3119.93 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110975 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $1410.00 | $1496.50 |  | 9.639% | XXXXX | $269.72 | 8.990% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5591.15 | 1 | $1764.12 | $4913.04 | $147.01 | $409.42 |  |  |  |  |  | 23.571% | 23.571% | 23.571% | 12/04/2025 | 719 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1410.00 |  | 5.910% | $0.00 |  |  |  |  | N/A | No | 8.990% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | No |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.874% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110976 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3332.56 | $3626.93 |  | 9.035% | XXXXX | $815.75 | 8.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $13552.71 | 1 | $5704.92 | $2033.04 | $475.41 | $169.42 |  |  |  |  |  | 25.030% | 25.030% | 25.030% | 12/04/2025 | 758 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3332.56 |  | 5.860% | $0.00 |  |  |  |  | N/A | No | 8.500% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No | 35 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000111181 | XXXXX |  | Non QM |  |  |  | Yes | No | $5920.36 | $6443.02 |  | 8.049% | XXXXX | $1013.42 | 7.375% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8360.02 | 1 | $2129.76 | $1926.96 | $177.48 | $160.58 |  |  |  |  |  | 29.712% | 29.712% | 29.712% | 01/09/2026 | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Tax Return Extension - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5920.36 |  | 5.860% | $0.00 |  |  |  |  | N/A | No | 7.375% | 1 | 1 | 2 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple |  | Individually and as Trustee |  | Individually and as Trustee |  |  |  |  | 1 | XXXXX | 2.999% | XXXXX | XXXXX | XXXXX | No | Individually and as Trustee | No |  | No | FICO 8 | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $1341.75 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 240 |
| XXXXX | 6000110977 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $2152.30 | $2854.84 |  | 9.590% | XXXXX | $703.53 | 9.125% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6373.37 | 1 | $7702.80 | $2041.68 | $641.90 | $170.14 |  |  |  |  |  | 44.836% | 44.836% | 44.836% | 12/04/2025 | 757 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2152.30 |  | 5.860% | $0.00 |  |  |  |  | N/A | No | 9.125% | 1 | 1 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No | 35 | 35 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $2285.38 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110978 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $1097.03 | $1223.01 |  | 9.523% | XXXXX | $222.93 | 8.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6903.07 | 1 | $2309.64 | $2498.04 | $192.47 | $208.17 |  |  |  |  |  | 32.235% | 32.235% | 32.235% | 12/04/2025 | 750 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1097.03 |  | 5.940% | $0.00 |  |  |  |  | N/A | No | 8.875% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.490% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110799 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1874.36 | $2503.34 |  | 7.855% | XXXXX | $411.00 | 7.250% | No | No | Non-Employment Income | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9720.94 | 1 | $60.96 | $3663.48 | $5.08 | $305.29 |  |  |  |  |  | 34.314% | 34.314% | 34.314% | 12/04/2025 | 718 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Non-Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1874.36 |  | 5.860% | $0.00 |  |  |  |  | N/A | No | 7.250% | 1 | 1 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No | 35 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 1.999% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $3937.68 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110980 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $2320.70 | $2724.62 |  | 10.295% | XXXXX | $597.57 | 9.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5603.32 | 1 | $10238.76 | $1458.00 | $853.23 | $121.50 |  |  |  |  |  | 38.869% | 38.869% | 38.869% | 12/04/2025 | 719 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2320.70 |  | 5.910% | $0.00 |  |  |  |  | N/A | No | 9.750% | 1 |  | 1 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000111448 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $500.00 | $1072.10 |  | 7.454% | XXXXX | $434.71 | 7.250% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6604.54 | 1 | $4393.68 | $825.96 | $366.14 | $68.83 |  |  |  |  |  | 33.054% | 33.054% | 33.054% | 12/04/2025 | 803 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $500.00 |  | 5.910% | $0.00 |  |  |  |  | N/A | No | 7.250% | 1 | 0 | 1 | 0 | 2 | 2 |  |  |  | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple |  | Individually and as Trustee |  | Individually and as Trustee |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individually and as Trustee | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $6427.90 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110981 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1685.24 | $2097.95 |  | 8.288% | XXXXX | $563.50 | 7.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $14723.53 | 1 | $3053.52 | $1590.00 | $254.46 | $132.50 |  |  |  |  |  | 19.841% | 19.841% | 19.841% | 12/03/2025 | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1685.24 |  | 5.910% | $0.00 |  |  |  |  | N/A | No | 7.875% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No | 35 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $11547.34 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110800 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $4987.50 | $5451.90 |  | 8.141% | XXXXX | $2071.69 | 7.875% | No | No | Non-Employment Income | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $11594.50 | 1 | $2540.52 | $7143.00 | $211.71 | $595.25 |  |  |  |  |  | 43.478% | 43.478% | 43.478% | 12/04/2025 | 708 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; 1099-SSA - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4987.50 |  | 5.910% | $0.00 |  |  |  |  | N/A | No | 7.875% | 0 | 0 | 2 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 1.19 |  | No | No |  | $0.00 | $12791.68 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 240 |
| XXXXX | 6000110801 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2285.99 | $2751.90 |  | 9.036% | XXXXX | $422.90 | 8.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9551.02 | 1 | $1494.48 | $1925.04 | $124.54 | $160.42 |  |  |  |  |  | 27.891% | 27.891% | 27.891% | 12/09/2025 | 740 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXXX | $2285.99 |  | 6.190% | $0.00 |  |  |  |  | N/A | No | 8.500% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $4607.90 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000110803 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $1365.49 | $1354.89 |  | 10.116% | XXXXX | $284.30 | 9.500% | No | No | Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $4960.97 | 1 | $3340.56 | $3760.20 | $278.38 | $313.35 |  |  |  |  |  | 39.209% | 39.209% | 39.209% | 12/05/2025 | 722 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Third Party Verification - 2026<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Third Party Verification - 2026<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1365.49 |  | 5.910% | $0.00 |  |  |  |  | N/A | No | 9.500% | 1 | 0 | 1 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No | 35 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $2698.18 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110984 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1049.68 | $1545.76 |  | 9.125% | XXXXX | $463.95 | 8.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5224.21 | 1 | $2446.92 | $1481.40 | $203.91 | $123.45 |  |  |  |  |  | 44.046% | 44.046% | 44.046% | 12/05/2025 | 811 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Non-Primary Income - Pension]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2024<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1049.68 |  | 5.910% | $0.00 |  |  |  |  | N/A | No | 8.750% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 5.990% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110985 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $1113.85 | $1800.47 |  | 9.372% | XXXXX | $508.66 | 9.000% | No | No | Not Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $15178.04 | 1 | $8019.60 | $7385.52 | $668.30 | $615.46 |  |  |  |  |  | 23.086% | 23.086% | 23.086% | 12/05/2025 | 706 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1113.85 |  | 5.860% | $0.00 |  |  |  |  | N/A | No | 9.000% | 0 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $19733.71 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000111074 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $1329.15 | $2015.59 |  | 9.729% | XXXXX | $314.68 | 8.990% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7867.05 | 1 | $3729.24 | $1944.72 | $310.77 | $162.06 |  |  |  |  |  | 25.684% | 25.684% | 25.684% | 12/05/2025 | 798 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1329.15 |  | 5.860% | $0.00 |  |  |  |  | N/A | No | 8.990% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000111117 | XXXXX |  | Non QM |  |  |  | Yes | No | $2783.68 | $2125.89 |  | 10.443% | XXXXX | $866.25 | 10.125% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $13643.25 | 1 | $4487.04 | $1703.04 | $373.92 | $141.92 |  |  |  |  |  | 29.765% | 29.765% | 29.765% | 12/05/2025 | 705 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2783.68 |  | 5.910% | $0.00 |  |  |  |  | N/A | No | 10.125% | 0 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $12341.67 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110986 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $5981.00 | $6763.58 |  | 7.762% | XXXXX | $1675.73 | 7.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9486.34 | 1 | $6256.92 | $2061.00 | $521.41 | $171.75 |  |  |  |  |  | 33.081% | 33.081% | 33.081% | 12/05/2025 | 755 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5981.00 |  | 5.910% | $0.00 |  |  |  |  | N/A | No | 7.375% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110987 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $1196.51 | $1523.77 |  | 9.822% | XXXXX | $224.78 | 8.990% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4825.85 | 1 | $5451.36 | $2145.96 | $454.28 | $178.83 |  |  |  |  |  | 43.534% | 43.534% | 43.534% | 12/05/2025 | 717 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1196.51 |  | 5.910% | $0.00 |  |  |  |  | N/A | No | 8.990% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No | 35 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110805 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $608.40 | $770.28 |  | 9.329% | XXXXX | $287.71 | 8.990% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8583.26 | 1 | $6966.12 | $5405.40 | $580.51 | $450.45 |  |  |  |  |  | 29.181% | 29.181% | 29.181% | 12/06/2025 | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $608.40 |  | 5.910% | $0.00 |  |  |  |  | N/A | No | 8.990% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No | 12 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110988 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1893.70 | $2555.12 |  | 8.847% | XXXXX | $601.95 | 8.375% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7245.75 | 1 | $0.00 | $4472.04 | $0.00 | $372.67 |  |  |  |  |  | 34.716% | 34.716% | 34.716% | 12/06/2025 | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1893.70 |  | 5.910% | $0.00 |  |  |  |  | N/A | No | 8.375% | 0 | 0 | 2 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $3095.90 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110806 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3689.77 | $4310.83 |  | 8.017% | XXXXX | $1494.95 | 7.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9430.24 | 1 | $5394.60 | $5334.00 | $449.55 | $444.50 |  |  |  |  |  | 41.177% | 41.177% | 41.177% | 12/08/2025 | 704 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3689.77 |  | 5.860% | $0.00 |  |  |  |  | N/A | No | 7.750% | 1 | 1 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX |  | No | 36 |  |  |  | Yes | Title Search |  | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 0.67 |  |  | No |  | $0.00 | $7348.24 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110807 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $1740.40 | $2271.50 |  | 9.682% | XXXXX | $641.11 | 9.250% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6766.50 | 1 | $8024.88 | $3175.92 | $668.74 | $264.66 |  |  |  |  |  | 30.548% | 30.548% | 30.548% | 12/08/2025 | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Primary Income - Pension]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; Other - 2025<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1740.40 |  | 5.860% | $0.00 |  |  |  |  | N/A | No | 9.250% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 10.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110808 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $594.00 | $1414.87 |  | 7.813% | XXXXX | $1641.90 | 7.750% | No | No | Employed | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7466.50 | 1 | $5877.48 | $1551.72 | $489.79 | $129.31 |  |  |  |  |  | 41.219% | 41.219% | 41.219% | 12/08/2025 | 752 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - Year Not Available<br> [Coborrower(s) - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Pension]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Pension]; 1099-R - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $594.00 |  | 5.860% | $0.00 |  |  |  |  | N/A | No | 7.750% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX |  | No | 26 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $5785.62 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110809 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3356.29 | $3858.39 |  | 9.105% | XXXXX | $1153.68 | 8.750% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $16975.04 | 1 | $10247.52 | $2331.96 | $853.96 | $194.33 |  |  |  |  |  | 29.849% | 29.849% | 29.849% | 12/08/2025 | 704 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3356.29 |  | 5.860% | $0.00 |  |  |  |  | N/A | No | 8.750% | 1 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No | 36 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.990% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110989 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $1042.99 | $1603.57 |  | 10.841% | XXXXX | $598.61 | 10.490% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $11284.68 | 1 | $6173.40 | $2110.44 | $514.45 | $175.87 |  |  |  |  |  | 26.938% | 26.938% | 26.938% | 12/08/2025 | 693 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1042.99 |  | 5.860% | $0.00 |  |  |  |  | N/A | No | 10.490% | 1 | 1 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $9378.64 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110810 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3941.10 | $4301.00 |  | 8.074% | XXXXX | $931.34 | 7.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3586.70 | 1 | $5672.04 | $2220.00 | $472.67 | $185.00 |  |  |  |  |  | 49.812% | 49.812% | 49.812% | 12/08/2025 | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3941.10 |  | 6.220% | $0.00 |  |  |  |  | N/A | No | 7.750% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No | 35 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000110811 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $2229.86 | $2881.48 |  | 9.449% | XXXXX | $575.15 | 8.875% | No | No | Not Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7287.46 | 1 | $3634.80 | $3004.20 | $302.90 | $250.35 |  |  |  |  |  | 35.228% | 35.228% | 35.228% | 12/08/2025 | 731 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Other]; Other - 2026<br> [Coborrower(s) - \| Non-Primary Income - Other]; Other - 2025<br> [Coborrower(s) - \| Non-Primary Income - Other]; Other - 2016<br> [Coborrower(s) - \| Non-Primary Income - Other]; Other - 2016 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2229.86 |  | 5.860% | $0.00 |  |  |  |  | N/A | No | 8.875% | 0 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $3422.50 | $7828.50 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000111071 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $825.00 | $1011.56 |  | 8.290% | XXXXX | $334.58 | 8.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7412.21 | 1 | $12489.48 | $4842.60 | $1040.79 | $403.55 |  |  |  |  |  | 36.901% | 36.901% | 36.901% | 12/13/2025 | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $825.00 |  | 5.860% | $0.00 |  |  |  |  | N/A | No | 8.000% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 6.01 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000111130 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2584.17 | $2627.34 |  | 8.569% | XXXXX | $501.48 | 7.990% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3324.46 | 1 | $3200.88 | $2511.00 | $266.74 | $209.25 |  |  |  |  |  | 43.798% | 43.798% | 43.798% | 12/09/2025 | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2026<br> [Borrower - \| Non-Primary Income - Pension]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2584.17 |  | 5.860% | $0.00 |  |  |  |  | N/A | No | 7.990% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000111092 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3030.00 | $3845.59 |  | 9.038% | XXXXX | $1007.11 | 8.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $13053.96 | 1 | $5225.28 | $1142.04 | $435.44 | $95.17 |  |  |  |  |  | 34.078% | 34.078% | 34.078% | 12/09/2025 | 716 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3030.00 |  | 5.860% | $0.00 |  |  |  |  | N/A | No | 8.625% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.41 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000111145 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $3500.35 | $4063.03 |  | 11.095% | XXXXX | $754.37 | 10.490% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5194.52 | 1 | $1350.84 | $2612.52 | $112.57 | $217.71 |  |  |  |  |  | 30.783% | 30.783% | 30.783% | 12/09/2025 | 718 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3500.35 |  | 6.220% | $0.00 |  |  |  |  | N/A | No | 10.490% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000110813 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $2552.70 | $3125.40 |  | 10.931% | XXXXX | $638.07 | 10.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5613.93 | 1 | $9243.00 | $1029.48 | $770.25 | $85.79 |  |  |  |  |  | 41.532% | 41.532% | 41.532% | 12/09/2025 | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2552.70 |  | 5.860% | $0.00 |  |  |  |  | N/A | No | 10.250% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No | 25 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000111075 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $2057.30 | $2457.19 |  | 9.714% | XXXXX | $577.00 | 9.250% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9046.76 | 1 | $1458.24 | $8112.24 | $121.52 | $676.02 |  |  |  |  |  | 30.251% | 30.251% | 30.251% | 12/09/2025 | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2057.30 |  | 5.860% | $0.00 |  |  |  |  | N/A | No | 9.250% | 1 | 1 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $5908.65 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000111133 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $2097.75 | $2591.91 |  | 9.906% | XXXXX | $503.73 | 9.250% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $1447.02 | 1 | $0.00 | $1800.60 | $0.00 | $150.05 |  |  |  |  |  | 43.846% | 43.846% | 43.846% | 12/09/2025 | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Account Statements - 2025<br> [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  | 1 |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2097.75 |  | 5.860% | $0.00 |  |  |  |  | N/A | No | 9.250% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110814 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $3032.80 | $3479.00 |  | 9.525% | XXXXX | $719.27 | 8.990% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6496.03 | 1 | $3495.96 | $1878.36 | $291.33 | $156.53 |  |  |  |  |  | 34.191% | 34.191% | 34.191% | 12/09/2025 | 723 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2026<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  | 1 |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3032.80 |  | 5.860% | $0.00 |  |  |  |  | N/A | No | 8.990% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $1600.76 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000111447 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2060.61 | $2082.11 |  | 8.804% | XXXXX | $426.03 | 8.250% | No | No | Not Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $4597.55 | 1 | $4577.16 | $1760.28 | $381.43 | $146.69 |  |  |  |  |  | 35.051% | 35.051% | 35.051% | 12/10/2025 | 689 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2060.61 |  | 5.860% | $0.00 |  |  |  |  | N/A | No | 8.250% | 0 | 1 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  | 19 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $7078.69 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110815 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $4217.95 | $4998.88 |  | 8.922% | XXXXX | $1328.33 | 8.500% | No | No | Non-Employment Income | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7080.72 | 1 | $6870.84 | $3765.48 | $572.57 | $313.79 |  |  |  |  |  | 43.487% | 43.487% | 43.487% | 12/09/2025 | 680 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Primary Income - Pension]; 1099-R - 2024<br> [Borrower - \| Primary Income - Pension]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4217.95 |  | 5.860% | $0.00 |  |  |  |  | N/A | No | 8.500% | 0 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $5135.53 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110990 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3052.80 | $3609.98 |  | 9.308% | XXXXX | $936.29 | 8.875% | No | No | Not Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $13482.75 | 1 | $2742.72 | $1868.04 | $228.56 | $155.67 |  |  |  |  |  | 30.411% | 30.411% | 30.411% | 12/09/2025 | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Sole Proprietor]; Third Party Verification - 2026<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Third Party Verification - 2026<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Third Party Verification - 2026<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $3052.80 |  | 5.860% | $0.00 |  |  |  |  | N/A | No | 8.875% | 0 | 0 | 1 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $19374.76 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000111446 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2118.03 | $2692.93 |  | 8.466% | XXXXX | $410.48 | 7.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5412.44 | 1 | $7687.56 | $2775.96 | $640.63 | $231.33 |  |  |  |  |  | 35.747% | 35.747% | 35.747% | 11/20/2025 | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2118.03 |  | 5.860% | $0.00 |  |  |  |  | N/A | No | 7.750% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110991 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3921.20 | $4584.90 |  | 9.219% | XXXXX | $880.13 | 8.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10783.43 | 1 | $2540.52 | $1995.00 | $211.71 | $166.25 |  |  |  |  |  | 23.974% | 23.974% | 23.974% | 12/09/2025 | 744 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3921.20 |  | 5.860% | $0.00 |  |  |  |  | N/A | No | 8.625% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110994 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $2536.20 | $2953.08 |  | 9.635% | XXXXX | $586.20 | 8.990% | No | No | Non-Employment Income | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6058.40 | 1 | $2151.96 | $1623.48 | $179.33 | $135.29 |  |  |  |  |  | 27.895% | 27.895% | 27.895% | 12/10/2025 | 736 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Account Statements - 2025<br> [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Annuity]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2536.20 |  | 5.860% | $0.00 |  |  |  |  | N/A | No | 8.990% | 0 | 1 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 5.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $5493.36 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000111072 | XXXXX |  | Non QM |  |  |  | Yes | No | $4267.35 | $4813.16 |  | 8.171% | XXXXX | $853.92 | 7.625% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8764.12 | 1 | $4823.04 | $1998.96 | $401.92 | $166.58 |  |  |  |  |  | 38.094% | 38.094% | 38.094% | 12/12/2025 | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2012<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4267.35 |  | 5.860% | $0.00 |  |  |  |  | N/A | No | 7.625% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $1368.46 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110817 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $833.00 | $1413.86 |  | 9.274% | XXXXX | $445.85 | 8.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $16241.45 | 1 | $2292.60 | $4974.96 | $191.05 | $414.58 |  |  |  |  |  | 33.368% | 33.368% | 33.368% | 12/11/2025 | 726 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Rations]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Non-Primary Income - Housing Allowance]; Leave and Earnings Statement (LES) - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $833.00 |  | 5.860% | $0.00 |  |  |  |  | N/A | No | 8.875% | 1 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  | 1 |  |  | Yes | Title Search |  | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 1.999% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $10416.67 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000111445 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $900.00 | $1042.50 |  | 9.516% | XXXXX | $636.78 | 9.125% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7054.25 | 1 | $840.96 | $1818.96 | $70.08 | $151.58 |  |  |  |  |  | 24.792% | 24.792% | 24.792% | 12/11/2025 | 802 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Non-Primary Income - Pension]; Account Statements - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $900.00 |  | 5.740% | $0.00 |  |  |  |  | N/A | No | 9.125% | 0 | 0 | 1 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.624% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $6635.44 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 120 |
| XXXXX | 6000110818 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1525.50 | $2070.36 |  | 8.263% | XXXXX | $410.47 | 7.750% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $4520.17 | 1 | $7414.56 | $2253.96 | $617.88 | $187.83 |  |  |  |  |  | 48.264% | 48.264% | 48.264% | 12/11/2025 | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; Account Statements - 2025<br> [Borrower - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2012<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; 1099-R - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; 1099-R - 2023<br> [Borrower - \| Non-Primary Income - Social Security]; 1099-R - 2022<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099-SSA - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1525.50 |  | 5.860% | $0.00 |  |  |  |  | N/A | No | 7.750% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.999% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $2191.20 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000111149 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $1217.00 | $1644.62 |  | 9.440% | XXXXX | $449.54 | 8.990% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2307.61 | 1 | $2813.04 | $3111.96 | $234.42 | $259.33 |  |  |  |  |  | 43.494% | 43.494% | 43.494% | 12/11/2025 | 706 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; Account Statements - 2025<br> [Borrower - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1217.00 |  | 5.860% | $0.00 |  |  |  |  | N/A | No | 8.990% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110819 | XXXXX |  | Non QM |  |  |  | Yes | No | $3263.04 | $3617.54 |  | 10.558% | XXXXX | $813.93 | 9.990% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8580.05 | 1 | $4719.48 | $3471.96 | $393.29 | $289.33 |  |  |  |  |  | 43.479% | 43.479% | 43.479% | 12/11/2025 | 698 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3263.04 |  | 5.860% | $0.00 |  |  |  |  | N/A | No | 9.990% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No | 35 | 35 |  |  | Yes | Title Search |  | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 4.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $5086.49 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110995 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3602.54 | $4256.22 |  | 9.044% | XXXXX | $713.74 | 8.375% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8024.43 | 1 | $2444.88 | $1764.00 | $203.74 | $147.00 |  |  |  |  |  | 26.612% | 26.612% | 26.612% | 12/11/2025 | 722 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; K-1 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3602.54 |  | 5.860% | $0.00 |  |  |  |  | N/A | No | 8.375% | 0 | 0 | 1 | 0 | 3 | 0 |  |  |  | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 22.76 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110820 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1654.00 | $1805.00 |  | 8.688% | XXXXX | $426.03 | 8.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6700.92 | 1 | $3015.24 | $450.96 | $251.27 | $37.58 |  |  |  |  |  | 33.926% | 33.926% | 33.926% | 12/11/2025 | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1654.00 |  | 5.860% | $0.00 |  |  |  |  | N/A | No | 8.250% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No | 36 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110821 | XXXXX |  | Non QM |  |  |  | Yes | No | $4410.34 | $5057.80 |  | 8.626% | XXXXX | $886.63 | 8.000% | No | No | Employed | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $20935.88 | 1 | $3001.56 | $2780.04 | $250.13 | $231.67 |  |  |  |  |  | 16.179% | 16.179% | 16.179% | 12/26/2025 | 741 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099-SSA - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4410.34 |  | 5.860% | $0.00 |  |  |  |  | N/A | No | 8.000% | 1 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.990% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $1064.61 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000111087 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1313.51 | $1658.01 |  | 8.497% | XXXXX | $447.45 | 8.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4244.39 | 1 | $4115.40 | $3705.00 | $342.95 | $308.75 |  |  |  |  |  | 37.328% | 37.328% | 37.328% | 12/12/2025 | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; 1099-SSA - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1313.51 |  | 5.860% | $0.00 |  |  |  |  | N/A | No | 8.125% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No |  | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110826 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $1600.40 | $2214.40 |  | 10.256% | XXXXX | $569.11 | 9.750% | No | No | Non-Employment Income |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $2213.45 | 1 | $970.08 | $1695.00 | $80.84 | $141.25 |  |  |  |  |  | 42.696% | 42.696% | 42.696% | 12/12/2025 | 722 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; 1099-SSA - 2024<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1600.40 |  | 5.860% | $0.00 |  |  |  |  | N/A | No | 9.750% | 0 |  | 1 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | No |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110997 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1653.50 | $2425.13 |  | 8.996% | XXXXX | $429.96 | 8.375% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9777.16 | 1 | $1862.28 | $1380.96 | $155.19 | $115.08 |  |  |  |  |  | 18.952% | 18.952% | 18.952% | 12/12/2025 | 737 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1653.50 |  | 5.860% | $0.00 |  |  |  |  | N/A | No | 8.375% | 1 | 1 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 4.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $3617.51 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000111179 | XXXXX |  | Non QM |  |  |  | Yes | No | $5352.38 | $5903.84 |  | 9.343% | XXXXX | $1215.10 | 8.750% | No | No | Not Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6822.12 | 1 | $1163.40 | $1303.20 | $96.95 | $108.60 |  |  |  |  |  | 41.384% | 41.384% | 41.384% | 12/12/2025 | 706 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5352.38 |  | 5.960% | $0.00 |  |  |  |  | N/A | No | 8.750% | 0 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $11638.68 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110828 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1633.91 | $2411.71 |  | 8.109% | XXXXX | $1419.83 | 8.000% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $3045.16 | 1 | $1391.64 | $1427.04 | $115.97 | $118.92 |  |  |  |  |  | 44.988% | 44.988% | 44.988% | 12/13/2025 | 690 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; Account Statements - 2025<br> [Borrower - \| Primary Income - Pension]; 1099-R - 2021<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026<br> [Coborrower(s) - \| Primary Income - Pension]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Pension]; 1099-R - 2024<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1633.91 |  | 6.220% | $0.00 |  |  |  |  | N/A | No | 8.000% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $3838.83 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000111000 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1702.00 | $2252.96 |  | 8.749% | XXXXX | $422.12 | 8.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $11261.98 | 1 | $1059.00 | $1775.04 | $88.25 | $147.92 |  |  |  |  |  | 11.364% | 11.364% | 11.364% | 12/15/2025 | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1702.00 |  | 5.940% | $0.00 |  |  |  |  | N/A | No | 8.125% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.490% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000111101 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $4400.25 | $4657.01 |  | 7.821% | XXXXX | $1490.35 | 7.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8461.92 | 1 | $4759.08 | $3342.00 | $396.59 | $278.50 |  |  |  |  |  | 34.340% | 34.340% | 34.340% | 12/15/2025 | 755 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $4400.25 |  | 5.940% | $0.00 |  |  |  |  | N/A | No | 7.500% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000111442 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $2849.90 | $3280.24 |  | 10.681% | XXXXX | $675.05 | 9.990% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5296.69 | 1 | $2557.08 | $1762.80 | $213.09 | $146.90 |  |  |  |  |  | 31.910% | 31.910% | 31.910% | 12/15/2025 | 688 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2849.90 |  | 5.940% | $0.00 |  |  |  |  | N/A | No | 9.990% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000111441 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2144.18 | $2787.08 |  | 8.386% | XXXXX | $555.21 | 7.875% | No | No | Employed | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9452.61 | 1 | $13040.64 | $1331.16 | $1086.72 | $110.93 |  |  |  |  |  | 39.564% | 39.564% | 39.564% | 12/15/2025 | 764 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2144.18 |  | 5.940% | $0.00 |  |  |  |  | N/A | No | 7.875% | 1 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search |  | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.874% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $2232.70 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110832 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2433.95 | $2513.11 |  | 8.852% | XXXXX | $468.64 | 8.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2103.32 | 1 | $1866.24 | $1971.96 | $155.52 | $164.33 |  |  |  |  |  | 42.084% | 42.084% | 42.084% | 12/16/2025 | 755 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2433.95 |  | 5.940% | $0.00 |  |  |  |  | N/A | No | 8.250% | 1 |  | 1 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No | 20 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000111128 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2871.34 | $3372.82 |  | 9.287% | XXXXX | $608.65 | 8.625% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $11379.45 | 1 | $2723.28 | $1509.96 | $226.94 | $125.83 |  |  |  |  |  | 26.925% | 26.925% | 26.925% | 12/16/2025 | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2026<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2871.34 |  | 5.940% | $0.00 |  |  |  |  | N/A | No | 8.625% | 1 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 240 |
| XXXXX | 6000110833 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1917.89 | $2501.07 |  | 8.532% | XXXXX | $414.35 | 7.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3071.60 | 1 | $3261.12 | $1275.96 | $271.76 | $106.33 |  |  |  |  |  | 37.303% | 37.303% | 37.303% | 12/16/2025 | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1917.89 |  | 5.940% | $0.00 |  |  |  |  | N/A | No | 7.875% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No | 23 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000111162 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1436.50 | $1786.12 |  | 9.110% | XXXXX | $437.88 | 8.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4679.63 | 1 | $2621.28 | $2814.96 | $218.44 | $234.58 |  |  |  |  |  | 44.620% | 44.620% | 44.620% | 12/15/2025 | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Alimony]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Alimony]; Divorce Decree - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1436.50 |  | 5.940% | $0.00 |  |  |  |  | N/A | No | 8.625% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX |  | No | 36 |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 6.990% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000111006 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3090.80 | $4000.15 |  | 9.110% | XXXXX | $1201.85 | 8.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5582.33 | 1 | $5059.32 | $1413.84 | $421.61 | $117.82 |  |  |  |  |  | 37.153% | 37.153% | 37.153% | 12/16/2025 | 718 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3090.80 |  | 5.940% | $0.00 |  |  |  |  | N/A | No | 8.750% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No | 35 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.374% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000111069 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $900.00 | $1311.89 |  | 10.191% | XXXXX | $597.90 | 9.990% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10942.36 | 1 | $9420.96 | $2045.04 | $785.08 | $170.42 |  |  |  |  |  | 28.579% | 28.579% | 28.579% | 12/17/2025 | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $900.00 |  | 5.940% | $0.00 |  |  |  |  | N/A | No | 9.990% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No | 36 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000111007 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2846.14 | $3007.32 |  | 9.451% | XXXXX | $564.34 | 8.990% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5358.32 | 1 | $5415.72 | $1776.96 | $451.31 | $148.08 |  |  |  |  |  | 42.767% | 42.767% | 42.767% | 12/17/2025 | 696 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2846.14 |  | 6.270% | $0.00 |  |  |  |  | N/A | No | 8.990% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX |  | No | 24 |  |  |  | Yes | Title Search |  | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000110834 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3510.80 | $4076.40 |  | 8.933% | XXXXX | $592.86 | 8.375% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $4127.90 | 1 | $2182.56 | $1073.04 | $181.88 | $89.42 |  |  |  |  |  | 42.942% | 42.942% | 42.942% | 12/17/2025 | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3510.80 |  | 6.270% | $0.00 |  |  |  |  | N/A | No | 8.375% | 1 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.490% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000110835 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $5646.00 | $6369.60 |  | 7.142% | XXXXX | $1520.73 | 6.750% | No | No | Non-Employment Income | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $4397.15 | 1 | $6045.36 | $1833.96 | $503.78 | $152.83 |  |  |  |  |  | 49.458% | 49.458% | 49.458% | 02/16/2025 | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - IRA Distribution]; Account Statements - 2025<br> [Borrower - \| Primary Income - IRA Distribution]; Account Statements - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5646.00 |  | 5.940% | $0.00 |  |  |  |  | N/A | No | 6.750% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | No |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple |  | Individually and as Trustee |  | Individually and as Trustee |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individually and as Trustee | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000111440 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2172.92 | $2579.36 |  | 9.170% | XXXXX | $468.62 | 8.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6215.70 | 1 | $2525.88 | $2208.84 | $210.49 | $184.07 |  |  |  |  |  | 32.050% | 32.050% | 32.050% | 12/16/2025 | 725 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2172.92 |  | 5.940% | $0.00 |  |  |  |  | N/A | No | 8.500% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No | 36 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110837 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $999.50 | $1632.52 |  | 7.894% | XXXXX | $402.80 | 7.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3564.10 | 1 | $997.68 | $1254.96 | $83.14 | $104.58 |  |  |  |  |  | 39.075% | 39.075% | 39.075% | 12/17/2025 | 754 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $999.50 |  | 5.940% | $0.00 |  |  |  |  | N/A | No | 7.500% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000111199 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $3303.68 | $3737.33 |  | 9.727% | XXXXX | $647.34 | 8.990% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5411.92 | 1 | $756.00 | $1797.00 | $63.00 | $149.75 |  |  |  |  |  | 35.182% | 35.182% | 35.182% | 12/17/2025 | 682 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2026 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3303.68 |  | 5.940% | $0.00 |  |  |  |  | N/A | No | 8.990% | 2 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No | 5 | 16 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $2655.34 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110839 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $2658.39 | $2866.59 |  | 10.176% | XXXXX | $553.17 | 9.500% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6390.44 | 1 | $2274.60 | $2120.04 | $189.55 | $176.67 |  |  |  |  |  | 33.858% | 33.858% | 33.858% | 12/18/2025 | 712 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Account Statements - 2025<br> [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; Other - 2025<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2658.39 |  | 5.940% | $0.00 |  |  |  |  | N/A | No | 9.500% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | No |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $1040.51 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000111178 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2097.20 | $2538.20 |  | 8.623% | XXXXX | $460.04 | 8.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6515.35 | 1 | $1361.16 | $4491.96 | $113.43 | $374.33 |  |  |  |  |  | 21.115% | 21.115% | 21.115% | 12/18/2025 | 757 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2097.20 |  | 5.940% | $0.00 |  |  |  |  | N/A | No | 8.000% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110840 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2350.00 | $2150.10 |  | 9.075% | XXXXX | $433.91 | 8.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3884.97 | 1 | $858.72 | $1935.48 | $71.56 | $161.29 |  |  |  |  |  | 49.142% | 49.142% | 49.142% | 12/18/2025 | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2350.00 |  | 5.940% | $0.00 |  |  |  |  | N/A | No | 8.500% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No | 13 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 1.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110842 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $500.00 | $1707.30 |  | 7.679% | XXXXX | $2248.48 | 7.625% | No | No | Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $18309.39 | 1 | $3525.84 | $3071.04 | $293.82 | $255.92 |  |  |  |  |  | 34.982% | 34.982% | 34.982% | 12/18/2025 | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 | [Borrower]; 4506-C - 2025<br> [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $500.00 |  | 5.940% | $0.00 |  |  |  |  | N/A | No | 7.625% | 1 | 1 | 1 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | No |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 15.48 |  |  | No |  | $6217.96 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110843 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $4009.70 | $4660.84 |  | 9.030% | XXXXX | $1007.54 | 8.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8061.14 | 1 | $2491.32 | $2331.00 | $207.61 | $194.25 |  |  |  |  |  | 23.622% | 23.622% | 23.622% | 12/18/2025 | 729 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4009.70 |  | 5.940% | $0.00 |  |  |  |  | N/A | No | 8.500% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.35 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110845 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1535.00 | $2412.30 |  | 8.454% | XXXXX | $1900.18 | 8.375% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7925.25 | 1 | $5752.32 | $957.96 | $479.36 | $79.83 |  |  |  |  |  | 44.027% | 44.027% | 44.027% | 12/18/2025 | 699 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1535.00 |  | 6.270% | $0.00 |  |  |  |  | N/A | No | 8.375% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No | 35 |  |  |  | Yes | Title Search |  | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $6119.29 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000110846 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3914.00 | $4531.54 |  | 8.340% | XXXXX | $820.95 | 7.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2833.43 | 1 | $3715.08 | $987.00 | $309.59 | $82.25 |  |  |  |  |  | 49.510% | 49.510% | 49.510% | 12/18/2025 | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3914.00 |  | 5.940% | $0.00 |  |  |  |  | N/A | No | 7.750% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No | 36 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000111147 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $2353.03 | $2335.99 |  | 9.527% | XXXXX | $445.86 | 8.875% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4273.75 | 1 | $1470.96 | $1343.64 | $122.58 | $111.97 |  |  |  |  |  | 33.386% | 33.386% | 33.386% | 12/18/2025 | 718 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Non-Primary Income - Sole Proprietor]; Third Party Verification - 2026<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Borrower - \| Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2353.03 |  | 5.940% | $0.00 |  |  |  |  | N/A | No | 8.875% | 0 |  | 1 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000111439 | XXXXX |  | Non QM |  |  |  | Yes | No | $500.00 | $538.59 |  | 9.667% | XXXXX | $1268.76 | 9.625% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $4909.73 | 1 | $1773.12 | $1485.96 | $147.76 | $123.83 |  |  |  |  |  | 42.292% | 42.292% | 42.292% | 12/18/2025 | 740 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $500.00 |  | 5.940% | $0.00 |  |  |  |  | N/A | No | 9.625% | 1 | 1 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No | 35 | 23 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $4629.67 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110847 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2248.17 | $42.80 |  | 8.224% | XXXXX | $426.03 | 8.250% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $16755.04 | 1 | $5588.40 | $1696.08 | $465.70 | $141.34 |  |  |  |  |  | 20.777% | 20.777% | 20.777% | 12/18/2025 | 708 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2248.17 |  | 5.940% | $0.00 |  |  |  |  | N/A | No | 8.250% | 2 | 1 | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  | 36 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.990% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $8191.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000111438 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2112.76 | $2457.42 |  | 8.667% | XXXXX | $418.22 | 8.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3535.32 | 1 | $1477.56 | $2455.44 | $123.13 | $204.62 |  |  |  |  |  | 42.262% | 42.262% | 42.262% | 12/16/2025 | 757 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2112.76 |  | 5.940% | $0.00 |  |  |  |  | N/A | No | 8.000% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | No |  |  |  | XXXXX |  |  | No | 36 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110848 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3422.48 | $3958.88 |  | 9.090% | XXXXX | $994.89 | 8.000% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7139.38 | 1 | $8422.56 | $4101.48 | $701.88 | $341.79 |  |  |  |  |  | 46.807% | 46.807% | 46.807% | 12/18/2025 | 739 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2026<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026<br> [Borrower - \| Non-Primary Income - Social Security]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2026<br> [Coborrower(s) - \| Primary Income - Social Security]; Account Statements - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3422.48 |  | 5.730% | $0.00 |  |  |  |  | N/A | No | 8.000% | 0 | 0 | 1 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.749% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $2237.88 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 120 |
| XXXXX | 6000111437 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $4025.53 | $4384.84 |  | 8.944% | XXXXX | $1451.67 | 8.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $14555.45 | 1 | $2145.36 | $1850.04 | $178.78 | $154.17 |  |  |  |  |  | 18.740% | 18.740% | 18.740% | 12/18/2025 | 798 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4025.53 |  | 5.780% | $0.00 |  |  |  |  | N/A | No | 8.125% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | No |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 120 |
| XXXXX | 6000110849 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2361.00 | $2519.60 |  | 8.563% | XXXXX | $852.07 | 8.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5490.07 | 1 | $6137.52 | $1601.52 | $511.46 | $133.46 |  |  |  |  |  | 41.610% | 41.610% | 41.610% | 12/18/2025 | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $2361.00 |  | 5.940% | $0.00 |  |  |  |  | N/A | No | 8.250% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search |  | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000111436 | XXXXX |  | Non QM |  |  |  | Yes | No | $4113.50 | $4671.70 |  | 9.575% | XXXXX | $1325.36 | 9.125% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9704.83 | 1 | $2580.60 | $1634.52 | $215.05 | $136.21 |  |  |  |  |  | 32.141% | 32.141% | 32.141% | 12/10/2025 | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4113.50 |  | 5.940% | $0.00 |  |  |  |  | N/A | No | 9.125% | 2 | 1 | 2 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  | 19 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $3621.39 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110851 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $500.00 | $1116.20 |  | 8.365% | XXXXX | $852.07 | 8.250% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7012.24 | 1 | $4117.80 | $1402.08 | $343.15 | $116.84 |  |  |  |  |  | 38.333% | 38.333% | 38.333% | 12/19/2025 | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Employer Letter - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $500.00 |  | 5.940% | $0.00 |  |  |  |  | N/A | No | 8.250% | 1 | 1 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No | 36 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $6236.99 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000111009 | XXXXX |  | Non QM |  |  |  | Yes | No | $1899.35 | $2804.60 |  | 10.742% | XXXXX | $940.50 | 10.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4128.06 | 1 | $1987.56 | $2225.04 | $165.63 | $185.42 |  |  |  |  |  | 41.196% | 41.196% | 41.196% | 12/19/2025 | 746 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1899.35 |  | 5.940% | $0.00 |  |  |  |  | N/A | No | 10.375% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No | 16 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000111176 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1418.00 | $2025.08 |  | 7.340% | XXXXX | $1364.35 | 7.250% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3643.58 | 1 | $2036.04 | $3263.04 | $169.67 | $271.92 |  |  |  |  |  | 43.934% | 43.934% | 43.934% | 12/19/2025 | 686 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1418.00 |  | 6.250% | $0.00 |  |  |  |  | N/A | No | 7.250% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | No |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000110852 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3811.81 | $4078.91 |  | 8.251% | XXXXX | $863.64 | 7.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $13328.12 | 1 | $6676.44 | $4047.96 | $556.37 | $337.33 |  |  |  |  |  | 22.223% | 22.223% | 22.223% | 12/20/2025 | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3811.81 |  | 5.940% | $0.00 |  |  |  |  | N/A | No | 7.750% | 1 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $8932.16 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000111435 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $2861.08 | $2469.32 |  | 11.144% | XXXXX | $751.67 | 10.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3421.87 | 1 | $5883.00 | $1277.04 | $490.25 | $106.42 |  |  |  |  |  | 42.985% | 42.985% | 42.985% | 12/22/2025 | 716 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2861.08 |  | 5.720% | $0.00 |  |  |  |  | N/A | No | 10.500% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| XXXXX | 6000111010 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $805.50 | $1420.44 |  | 10.337% | XXXXX | $482.18 | 9.990% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3484.13 | 1 | $3182.64 | $885.00 | $265.22 | $73.75 |  |  |  |  |  | 42.146% | 42.146% | 42.146% | 12/22/2025 | 717 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $805.50 |  | 5.940% | $0.00 |  |  |  |  | N/A | No | 9.990% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110853 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $500.00 | $1389.98 |  | 7.299% | XXXXX | $1778.35 | 7.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9316.92 | 1 | $7677.72 | $1977.00 | $639.81 | $164.75 |  |  |  |  |  | 38.853% | 38.853% | 38.853% | 12/22/2025 | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $500.00 |  | 5.940% | $0.00 |  |  |  |  | N/A | No | 7.250% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000111434 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1764.40 | $1667.22 |  | 9.372% | XXXXX | $539.45 | 8.990% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6272.86 | 1 | $2675.28 | $2681.04 | $222.94 | $223.42 |  |  |  |  |  | 43.645% | 43.645% | 43.645% | 12/22/2025 | 741 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1764.40 |  | 5.940% | $0.00 |  |  |  |  | N/A | No | 8.990% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000111433 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1636.00 | $1721.20 |  | 8.713% | XXXXX | $426.03 | 8.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3581.21 | 1 | $9809.88 | $2524.20 | $817.49 | $210.35 |  |  |  |  |  | 49.556% | 49.556% | 49.556% | 12/23/2025 | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1636.00 |  | 5.940% | $0.00 |  |  |  |  | N/A | No | 8.250% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No | 25 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.999% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110855 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $3761.65 | $4432.25 |  | 9.892% | XXXXX | $733.25 | 9.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9131.57 | 1 | $5691.48 | $6418.80 | $474.29 | $534.90 |  |  |  |  |  | 42.205% | 42.205% | 42.205% | 11/24/2025 | 711 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Wages]; Leave and Earnings Statement (LES) - 2026<br> [Borrower - \| Non-Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Non-Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3761.65 |  | 5.940% | $0.00 | 3.9 |  |  |  | Yes | No | 9.125% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000111012 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2460.59 | $2584.45 |  | 9.196% | XXXXX | $525.44 | 8.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2802.49 | 1 | $2108.88 | $1643.28 | $175.74 | $136.94 |  |  |  |  |  | 48.524% | 48.524% | 48.524% | 12/23/2025 | 746 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2460.59 |  | 5.940% | $0.00 |  |  |  |  | N/A | No | 8.625% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110856 | XXXXX |  | Non QM |  |  |  | Yes | No | $650.00 | $1146.41 |  | 10.627% | XXXXX | $923.88 | 10.490% | No | No | Not Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8013.55 | 1 | $9264.60 | $2658.96 | $772.05 | $221.58 |  |  |  |  |  | 45.290% | 45.290% | 45.290% | 12/23/2025 | 734 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025 | [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $650.00 |  | 5.940% | $0.00 |  |  |  |  | N/A | No | 10.490% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  | 8 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 5.999% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $14647.39 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000111432 | XXXXX |  | Non QM |  |  |  | Yes | No | $900.00 | $1036.25 |  | 10.218% | XXXXX | $933.41 | 10.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9000.67 | 1 | $5556.48 | $1038.96 | $463.04 | $86.58 |  |  |  |  |  | 31.048% | 31.048% | 31.048% | 12/23/2025 | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $900.00 |  | 5.940% | $0.00 |  |  |  |  | N/A | No | 10.125% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000111198 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1734.02 | $1797.67 |  | 9.144% | XXXXX | $393.36 | 8.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4572.38 | 1 | $1627.56 | $1443.96 | $135.63 | $120.33 |  |  |  |  |  | 30.305% | 30.305% | 30.305% | 12/24/2025 | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1734.02 |  | 6.250% | $0.00 |  |  |  |  | N/A | No | 8.750% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | No |  |  |  | XXXXX |  |  | No | 36 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000111125 | XXXXX |  | Non QM |  |  |  | Yes | No | $4957.44 | $5213.55 |  | 8.933% | XXXXX | $1371.16 | 8.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7139.38 | 1 | $7536.72 | $1739.04 | $628.06 | $144.92 |  |  |  |  |  | 41.893% | 41.893% | 41.893% | 12/18/2025 | 683 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4957.44 |  | 5.940% | $0.00 |  |  |  |  | N/A | No | 8.500% | 1 | 1 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No | 24 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $4757.28 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000111013 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1912.41 | $2543.76 |  | 8.273% | XXXXX | $406.63 | 7.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $1872.62 | 1 | $1637.04 | $2075.04 | $136.42 | $172.92 |  |  |  |  |  | 49.800% | 49.800% | 49.800% | 12/26/2025 | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1912.41 |  | 5.940% | $0.00 |  |  |  |  | N/A | No | 7.625% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000111188 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $4044.41 | $4378.49 |  | 8.983% | XXXXX | $1063.08 | 8.500% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9255.64 | 1 | $1656.96 | $3387.96 | $138.08 | $282.33 |  |  |  |  |  | 43.189% | 43.189% | 43.189% | 12/26/2025 | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2026<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Paystubs - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $4044.41 |  | 5.940% | $0.00 |  |  |  |  | N/A | No | 8.500% | 1 | 0 | 1 | 0 | 2 | 0 |  |  |  | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000111156 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $2396.40 | $2402.58 |  | 10.321% | XXXXX | $569.11 | 9.750% | No | No | Non-Employment Income | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $10201.89 | 1 | $3302.64 | $3174.96 | $275.22 | $264.58 |  |  |  |  |  | 28.324% | 28.324% | 28.324% | 12/26/2025 | 745 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - VA Service Related Disability]; Other - 2025<br> [Borrower - \| Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2396.40 |  | 5.940% | $0.00 |  |  |  |  | N/A | No | 9.750% | 0 | 1 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  | No |  | $0.00 | $8007.22 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000111187 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $1362.00 | $1394.78 |  | 10.010% | XXXXX | $470.15 | 9.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9845.03 | 1 | $2267.76 | $1742.04 | $188.98 | $145.17 |  |  |  |  |  | 33.915% | 33.915% | 33.915% | 12/23/2025 | 746 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1362.00 |  | 5.940% | $0.00 |  |  |  |  | N/A | No | 9.625% | 1 |  | 1 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | No |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search |  | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000111186 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2710.40 | $2838.62 |  | 7.568% | XXXXX | $1436.34 | 7.375% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $12049.69 | 1 | $10582.80 | $2309.88 | $881.90 | $192.49 |  |  |  |  |  | 33.968% | 33.968% | 33.968% | 11/13/2025 | 726 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2710.40 |  | 5.940% | $0.00 |  |  |  |  | N/A | No | 7.375% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | No |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $7565.37 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110857 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $4070.34 | $4207.16 |  | 9.414% | XXXXX | $759.99 | 8.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5895.40 | 1 | $6561.24 | $1886.52 | $546.77 | $157.21 |  |  |  |  |  | 40.316% | 40.316% | 40.316% | 12/27/2025 | 741 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4070.34 |  | 5.940% | $0.00 |  |  |  |  | N/A | No | 8.750% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | No |  |  |  | XXXXX |  |  | No | 36 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 11.88 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000111124 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1000.00 | $1499.08 |  | 9.386% | XXXXX | $449.54 | 8.990% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5508.34 | 1 | $2064.24 | $3852.96 | $172.02 | $321.08 |  |  |  |  |  | 39.035% | 39.035% | 39.035% | 12/29/2025 | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1000.00 |  | 5.940% | $0.00 |  |  |  |  | N/A | No | 8.990% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | No |  |  |  | XXXXX |  |  | No | 35 |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000111014 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $1490.50 | $2078.38 |  | 10.040% | XXXXX | $466.07 | 9.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5779.78 | 1 | $2808.72 | $1713.00 | $234.06 | $142.75 |  |  |  |  |  | 41.793% | 41.793% | 41.793% | 12/29/2025 | 699 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1490.50 |  | 5.940% | $0.00 |  |  |  |  | N/A | No | 9.500% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110858 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2300.03 | $2350.03 |  | 9.645% | XXXXX | $406.82 | 9.125% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2583.80 | 1 | $3619.56 | $2013.00 | $301.63 | $167.75 |  |  |  |  |  | 43.893% | 43.893% | 43.893% | 12/29/2025 | 738 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Annuity]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2300.03 |  | 6.250% | $0.00 |  |  |  |  | N/A | No | 9.125% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search |  | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000111015 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $2741.28 | $3392.52 |  | 9.530% | XXXXX | $606.36 | 8.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2598.90 | 1 | $975.84 | $1843.32 | $81.32 | $153.61 |  |  |  |  |  | 47.629% | 47.629% | 47.629% | 12/29/2025 | 747 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2741.28 |  | 5.940% | $0.00 |  |  |  |  | N/A | No | 8.875% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110859 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $562.35 | $1205.75 |  | 8.690% | XXXXX | $650.87 | 8.500% | No | No | Non-Employment Income | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7255.49 | 1 | $1938.72 | $2767.56 | $161.56 | $230.63 |  |  |  |  |  | 36.254% | 36.254% | 36.254% | 12/22/2025 | 710 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $562.35 |  | 5.880% | $0.00 | 1.9 |  |  |  | No | No | 8.500% | 0 | 1 | 1 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $8190.11 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000111131 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $2756.70 | $3230.38 |  | 9.946% | XXXXX | $535.06 | 9.375% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6984.28 | 1 | $4668.96 | $2574.00 | $389.08 | $214.50 |  |  |  |  |  | 35.921% | 35.921% | 35.921% | 12/29/2025 | 723 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2756.70 |  | 6.250% | $0.00 |  |  |  |  | N/A | No | 9.375% | 1 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | No |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000111157 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $500.00 | $1177.10 |  | 7.813% | XXXXX | $1600.85 | 7.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9721.26 | 1 | $6365.04 | $3749.52 | $530.42 | $312.46 |  |  |  |  |  | 33.282% | 33.282% | 33.282% | 12/30/2025 | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $500.00 |  | 5.940% | $0.00 |  |  |  |  | N/A | No | 7.750% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.900% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000111431 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3999.90 | $4600.12 |  | 8.947% | XXXXX | $1205.57 | 8.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7404.02 | 1 | $4585.68 | $6810.96 | $382.14 | $567.58 |  |  |  |  |  | 49.230% | 49.230% | 49.230% | 12/30/2025 | 729 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $3999.90 |  | 6.250% | $0.00 |  |  |  |  | N/A | No | 8.625% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000111158 | XXXXX |  | Non QM |  |  |  | Yes | No | $5762.92 | $5863.42 |  | 9.419% | XXXXX | $1078.13 | 8.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $22112.52 | 1 | $5450.04 | $1620.00 | $454.17 | $135.00 |  |  |  |  |  | 23.500% | 23.500% | 23.500% | 12/29/2025 | 734 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Military VOE - 2026<br> [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Rations]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Non-Primary Income - Rations]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Non-Primary Income - Rations]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Housing Allowance]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Non-Primary Income - Housing Allowance]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Non-Primary Income - Housing Allowance]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5762.92 |  | 5.940% | $0.00 |  |  |  |  | N/A | No | 8.750% | 1 | 1 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No | 0 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II |  | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $19286.88 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000111155 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3542.90 | $4147.62 |  | 8.469% | XXXXX | $961.19 | 7.990% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $18675.13 | 1 | $8907.60 | $1428.96 | $742.30 | $119.08 |  |  |  |  |  | 22.713% | 22.713% | 22.713% | 12/30/2025 | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3542.90 |  | 5.940% | $0.00 |  |  |  |  | N/A | No | 7.990% | 2 | 1 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $5413.30 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000111154 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $2068.50 | $2611.12 |  | 9.728% | XXXXX | $449.54 | 8.990% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $11396.53 | 1 | $7154.40 | $3663.00 | $596.20 | $305.25 |  |  |  |  |  | 31.494% | 31.494% | 31.494% | 12/30/2025 | 719 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2068.50 |  | 5.940% | $0.00 |  |  |  |  | N/A | No | 8.990% | 1 | 1 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No | 36 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.999% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $8385.72 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000111016 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1902.95 | $2747.13 |  | 9.074% | XXXXX | $999.33 | 8.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9400.50 | 1 | $10945.68 | $2927.04 | $912.14 | $243.92 |  |  |  |  |  | 48.074% | 48.074% | 48.074% | 12/30/2025 | 752 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1902.95 |  | 6.250% | $0.00 |  |  |  |  | N/A | No | 8.875% | 1 | 1 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $7523.08 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000111114 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2611.30 | $3117.70 |  | 9.078% | XXXXX | $515.96 | 8.375% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3417.06 | 1 | $3551.28 | $1197.00 | $295.94 | $99.75 |  |  |  |  |  | 42.951% | 42.951% | 42.951% | 12/31/2025 | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Primary Income - Social Security]; 1099-SSA - 2024<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2024<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2611.30 |  | 5.940% | $0.00 |  |  |  |  | N/A | No | 8.375% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110861 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1854.02 | $1946.60 |  | 9.263% | XXXXX | $441.86 | 8.750% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $2891.17 | 1 | $2121.48 | $974.04 | $176.79 | $81.17 |  |  |  |  |  | 48.709% | 48.709% | 48.709% | 12/31/2025 | 728 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1854.02 |  | 5.940% | $0.00 |  |  |  |  | N/A | No | 8.750% | 1 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search |  | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000111139 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $4076.80 | $4463.12 |  | 9.375% | XXXXX | $1070.04 | 8.875% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6720.24 | 1 | $2802.96 | $1237.32 | $233.58 | $103.11 |  |  |  |  |  | 45.492% | 45.492% | 45.492% | 12/31/2025 | 741 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4076.80 |  | 5.940% | $0.00 |  |  |  |  | N/A | No | 8.875% | 1 | 0 | 1 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No | 25 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.490% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000111151 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1829.65 | $2248.21 |  | 8.477% | XXXXX | $415.17 | 7.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $1887.47 | 1 | $1913.76 | $1293.24 | $159.48 | $107.77 |  |  |  |  |  | 48.727% | 48.727% | 48.727% | 01/03/2026 | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2026<br> [Borrower - \| Primary Income - Wages]; Other - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1829.65 |  | 5.880% | $0.00 |  |  |  |  | N/A | No | 7.875% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000111430 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2962.25 | $3431.09 |  | 7.751% | XXXXX | $1409.79 | 7.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6389.84 | 1 | $4868.76 | $1419.96 | $405.73 | $118.33 |  |  |  |  |  | 37.747% | 37.747% | 37.747% | 01/02/2026 | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2962.25 |  | 5.940% | $0.00 |  |  |  |  | N/A | No | 7.500% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No | 24 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110862 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $2034.56 | $2660.10 |  | 9.486% | XXXXX | $620.37 | 8.990% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4380.13 | 1 | $1175.64 | $2580.36 | $97.97 | $215.03 |  |  |  |  |  | 31.356% | 31.356% | 31.356% | 01/02/2026 | 803 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026<br> [Borrower - \| Primary Income - Pension]; Other - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2034.56 |  | 5.940% | $0.00 |  |  |  |  | N/A | No | 8.990% | 0 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search |  | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000111138 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $2074.82 | $2620.85 |  | 10.379% | XXXXX | $684.51 | 10.000% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6606.76 | 1 | $4448.76 | $3903.00 | $370.73 | $325.25 |  |  |  |  |  | 42.757% | 42.757% | 42.757% | 01/02/2026 | 738 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $2074.82 |  | 6.250% | $0.00 |  |  |  |  | N/A | No | 10.000% | 2 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $6297.21 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000111136 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $915.00 | $979.43 |  | 8.697% | XXXXX | $520.69 | 8.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10732.64 | 1 | $3622.08 | $7083.00 | $301.84 | $590.25 |  |  |  |  |  | 40.956% | 40.956% | 40.956% | 01/02/2026 | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $915.00 |  | 5.960% | $0.00 |  |  |  |  | N/A | No | 8.500% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No | 25 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.990% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000111429 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $1099.75 | $1551.49 |  | 10.155% | XXXXX | $717.57 | 9.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2488.59 | 1 | $1665.00 | $936.96 | $138.75 | $78.08 |  |  |  |  |  | 36.108% | 36.108% | 36.108% | 01/03/2026 | 715 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1099.75 |  | 5.880% | $0.00 |  |  |  |  | N/A | No | 9.875% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.625% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 21.55 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000111141 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $3481.76 | $3697.93 |  | 10.285% | XXXXX | $742.84 | 9.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $11788.34 | 1 | $4629.60 | $3665.04 | $385.80 | $305.42 |  |  |  |  |  | 27.472% | 27.472% | 27.472% | 01/04/2026 | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2025<br> [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $3481.76 |  | 5.940% | $0.00 |  |  |  |  | N/A | No | 9.625% | 2 |  | 2 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX |  | No | 36 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000110863 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1732.90 | $1761.04 |  | 7.521% | XXXXX | $430.55 | 7.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7389.30 | 1 | $11858.04 | $966.00 | $988.17 | $80.50 |  |  |  |  |  | 37.546% | 37.546% | 37.546% | 01/05/2026 | 754 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1732.90 |  | 5.880% | $0.00 |  |  |  |  | N/A | No | 7.125% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No | 36 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 5.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000111428 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $2265.66 | $2639.50 |  | 10.266% | XXXXX | $523.46 | 9.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3832.98 | 1 | $5054.40 | $1700.04 | $421.20 | $141.67 |  |  |  |  |  | 45.419% | 45.419% | 45.419% | 01/05/2026 | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2265.66 |  | 6.180% | $0.00 |  |  |  |  | N/A | No | 9.750% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No | 24 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000111427 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3729.18 | $3757.56 |  | 9.291% | XXXXX | $691.84 | 8.625% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8463.72 | 1 | $4435.68 | $2783.28 | $369.64 | $231.94 |  |  |  |  |  | 37.507% | 37.507% | 37.507% | 01/07/2026 | 713 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2026<br> [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3729.18 |  | 5.880% | $0.00 |  |  |  |  | N/A | No | 8.625% | 1 | 1 | 0 | 0 | 4 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $5210.18 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000111426 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1772.95 | $2222.62 |  | 9.147% | XXXXX | $989.79 | 8.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4904.19 | 1 | $2123.64 | $1473.96 | $176.97 | $122.83 |  |  |  |  |  | 41.031% | 41.031% | 41.031% | 01/06/2026 | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1772.95 |  | 5.880% | $0.00 |  |  |  |  | N/A | No | 8.875% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000111152 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2353.88 | $2449.36 |  | 8.793% | XXXXX | $422.12 | 8.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2512.63 | 1 | $3652.08 | $1680.00 | $304.34 | $140.00 |  |  |  |  |  | 49.198% | 49.198% | 49.198% | 01/06/2026 | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2353.88 |  | 5.880% | $0.00 |  |  |  |  | N/A | No | 8.125% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.124% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000111425 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $5196.32 | $5781.72 |  | 8.649% | XXXXX | $1635.97 | 8.250% | No | No | Not Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $13640.35 | 1 | $9446.76 | $3210.96 | $787.23 | $267.58 |  |  |  |  |  | 44.262% | 44.262% | 44.262% | 01/06/2026 | 716 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5196.32 |  | 5.880% | $0.00 |  |  |  |  | N/A | No | 8.250% | 0 | 1 | 0 | 0 | 4 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 4.250% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $24472.41 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000111183 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $2249.35 | $2710.21 |  | 10.156% | XXXXX | $549.96 | 9.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4872.27 | 1 | $4579.68 | $1584.00 | $381.64 | $132.00 |  |  |  |  |  | 40.727% | 40.727% | 40.727% | 01/06/2026 | 719 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2249.35 |  | 5.880% | $0.00 |  |  |  |  | N/A | No | 9.500% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No | 36 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000111424 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $6230.21 | $6760.61 |  | 7.852% | XXXXX | $2013.18 | 7.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $14020.88 | 1 | $4677.00 | $2175.96 | $389.75 | $181.33 |  |  |  |  |  | 31.208% | 31.208% | 31.208% | 01/07/2026 | 721 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $6230.21 |  | 5.880% | $0.00 |  |  |  |  | N/A | No | 7.500% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No | 24 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.490% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000111423 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1512.00 | $1917.70 |  | 9.006% | XXXXX | $427.78 | 8.625% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $15448.60 | 1 | $4573.20 | $2091.96 | $381.10 | $174.33 |  |  |  |  |  | 19.250% | 19.250% | 19.250% | 01/07/2026 | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1512.00 |  | 6.180% | $0.00 |  |  |  |  | N/A | No | 8.625% | 0 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 2.875% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $3875.58 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000111184 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $2155.05 | $2625.51 |  | 9.445% | XXXXX | $710.28 | 8.990% | No | No | Not Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5482.40 | 1 | $4470.96 | $2211.12 | $372.58 | $184.26 |  |  |  |  |  | 38.579% | 38.579% | 38.579% | 01/07/2026 | 729 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2155.05 |  | 5.880% | $0.00 |  |  |  |  | N/A | No | 8.990% | 0 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | No |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $8925.99 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000111422 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $2254.80 | $2733.00 |  | 10.223% | XXXXX | $777.78 | 9.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5417.30 | 1 | $8618.16 | $1325.04 | $718.18 | $110.42 |  |  |  |  |  | 48.743% | 48.743% | 48.743% | 01/07/2026 | 727 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2254.80 |  | 5.880% | $0.00 |  |  |  |  | N/A | No | 9.750% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 2.990% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000111137 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1768.92 | $1988.61 |  | 9.286% | XXXXX | $441.86 | 8.750% | No | No | Employed | Not Employed |  |  |  |  | Permanent Resident Alien | US Citizen |  |  |  |  |  |  | $2805.28 | 1 | $2509.20 | $1283.04 | $209.10 | $106.92 |  |  |  |  |  | 46.052% | 46.052% | 46.052% | 01/08/2026 | 738 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1768.92 |  | 5.880% | $0.00 |  |  |  |  | N/A | No | 8.750% | 1 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No | 4 |  |  |  | Yes | Title Search |  | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 4.500% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  | Resident Alien Card |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000111168 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2459.65 | $2648.31 |  | 8.935% | XXXXX | $451.59 | 8.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4806.65 | 1 | $1810.20 | $1479.96 | $150.85 | $123.33 |  |  |  |  |  | 44.383% | 44.383% | 44.383% | 01/08/2026 | 758 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Year End Summary - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2459.65 |  | 5.880% | $0.00 |  |  |  |  | N/A | No | 8.250% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000111421 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $3153.00 | $3434.78 |  | 10.162% | XXXXX | $699.10 | 9.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5623.86 | 1 | $2830.20 | $2180.04 | $235.85 | $181.67 |  |  |  |  |  | 39.416% | 39.416% | 39.416% | 01/09/2026 | 747 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3153.00 |  | 5.880% | $0.00 |  |  |  |  | N/A | No | 9.500% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.375% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000111420 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $3409.40 | $3850.56 |  | 10.202% | XXXXX | $745.70 | 9.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8671.98 | 1 | $3652.92 | $2108.16 | $304.41 | $175.68 |  |  |  |  |  | 35.250% | 35.250% | 35.250% | 01/09/2026 | 731 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3409.40 |  | 5.880% | $0.00 |  |  |  |  | N/A | No | 9.500% | 2 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No | 23 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.000% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $6809.75 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000111419 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2000.00 | $2004.94 |  | 9.000% | XXXXX | $477.30 | 8.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8342.11 | 1 | $4501.80 | $1680.00 | $375.15 | $140.00 |  |  |  |  |  | 43.703% | 43.703% | 43.703% | 01/10/2026 | 712 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2000.00 |  | 5.960% | $0.00 |  |  |  |  | N/A | No | 8.500% | 1 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  | 24 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | XXXXX | 3.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $5264.32 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000111418 | XXXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $1224.00 | $1723.56 |  | 9.862% | XXXXX | $461.99 | 9.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6985.23 | 1 | $3262.32 | $1415.04 | $271.86 | $117.92 |  |  |  |  |  | 31.191% | 31.191% | 31.191% | 01/12/2026 | 758 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1224.00 |  | 5.960% | $0.00 |  |  |  |  | N/A | No | 9.375% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 4.750% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000111104 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1914.00 | $2265.00 |  | 7.372% | XXXXX | $1580.75 | 7.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $11240.86 | 1 | $3851.28 | $2046.96 | $320.94 | $170.58 |  |  |  |  |  | 34.996% | 34.996% | 34.996% | 12/26/2025 | 753 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1914.00 |  | 5.940% | $0.00 |  |  |  |  | N/A | No | 7.250% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No | 24 |  |  |  | Yes | Title Search |  | Individual | Individual |  |  |  |  |  |  | 1 | XXXXX | 3.125% | XXXXX | XXXXX | XXXXX | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |

---

## Exhibit 99.01

**Exhibit 99.01 Schedule 5**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
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| **SitusAMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Seller Name** | **Originator Name** | **Guideline Author** | **Loan Program** | **Loan Program Date** | **Executed NOO Docs in File** | **Lease In Place Flag** | **Rental Purpose** | **Actual In Place Rent** | **Third Party Market Rent Estimate** | **Third Party Rent Source** | **Rental Income Used for Property DSCR Calculation** | **Rental Source for Property DTI Calculation** | **Calculated Monthly Debt** | **Property DTI** | **Investor DTI** | **Inverse DSCR** | **Net Operating Income** | **Total Debt Service** | **DSCR** | **Total DSCR** | **PITIA** | **Lease End Date** | **Original Lease Term** | **Lease in Place Flag Unit 1** | **Lease Start Date Unit 1** | **Lease End Date Unit 1** | **Original Lease Term Unit 1** | **Rental Purpose Unit 1** | **Actual In Place Rent Unit 1** | **Third Party Market Rent Estimate Unit 1** | **Lease in Place Flag Unit 2** | **Lease Start Date Unit 2** | **Lease End Date Unit 2** | **Original Lease Term Unit 2** | **Rental Purpose Unit 2** | **Actual In Place Rent Unit 2** | **Third Party Market Rent Estimate Unit 2** | **Lease in Place Flag Unit 3** | **Lease Start Date Unit 3** | **Lease End Date Unit 3** | **Original Lease Term Unit 3** | **Rental Purpose Unit 3** | **Actual In Place Rent Unit 3** | **Third Party Market Rent Estimate Unit 3** | **Lease in Place Flag Unit 4** | **Lease Start Date Unit 4** | **Lease End Date Unit 4** | **Original Lease Term Unit 4** | **Rental Purpose Unit 4** | **Actual In Place Rent Unit 4** | **Third Party Market Rent Estimate Unit 4** | **Lease in Place Flag Unit 5** | **Lease Start Date Unit 5** | **Lease End Date Unit 5** | **Original Lease Term Unit 5** | **Rental Purpose Unit 5** | **Actual In Place Rent Unit 5** | **Third Party Market Rent Estimate Unit 5** | **Lease in Place Flag Unit 6** | **Lease Start Date Unit 6** | **Lease End Date Unit 6** | **Original Lease Term Unit 6** | **Rental Purpose Unit 6** | **Actual In Place Rent Unit 6** | **Third Party Market Rent Estimate Unit 6** | **Lease in Place Flag Unit 7** | **Lease Start Date Unit 7** | **Lease End Date Unit 7** | **Original Lease Term Unit 7** | **Rental Purpose Unit 7** | **Actual In Place Rent Unit 7** | **Third Party Market Rent Estimate Unit 7** | **Lease in Place Flag Unit 8** | **Lease Start Date Unit 8** | **Lease End Date Unit 8** | **Original Lease Term Unit 8** | **Rental Purpose Unit 8** | **Actual In Place Rent Unit 8** | **Third Party Market Rent Estimate Unit 8** | **Lease in Place Flag Unit 9** | **Lease Start Date Unit 9** | **Lease End Date Unit 9** | **Original Lease Term Unit 9** | **Rental Purpose Unit 9** | **Actual In Place Rent Unit 9** | **Third Party Market Rent Estimate Unit 9** | **Lease in Place Flag Unit 10** | **Lease Start Date Unit 10** | **Lease End Date Unit 10** | **Original Lease Term Unit 10** | **Rental Purpose Unit 10** | **Actual In Place Rent Unit 10** | **Third Party Market Rent Estimate Unit 10** | **Rent Loss Insurance** | **Rent Loss Insurance Amount** | **HOA Flag** | **HOA Monthly Premium Amount** | **Monthly Property Tax** | **Monthly Insurance Cost** | **Asset Verification** | **Blanket Mortgage Flag** | **Number of Mortgaged Properties With Lender** | **Number of Properties** | **Foreign National Alternative Credit Documentation** | **Foreign National Borrower 1** | **Foreign National Borrower 2** | **Investor Type** | **Number of Years Property Owned** | **Borrower Residency Status** | **Co Borrower Residency Status** | **Qualifying Credit Score** | **Months Bankruptcy 7 11** | **Months Bankruptcy 13** | **Months Deed in Lieu** | **Months Short Sale or Pre FC** | **Prior Mtg Rent Late 30d in 12m** | **Prior Mtg Rent Late 60d in 12m** | **Prior Mtg Rent Late 90d in 12m** | **Prior Mtg Rent Late 30d in 24m** | **Prior Mtg Rent Late 60d in 24m** | **Prior Mtg Rent Late 90d in 24m** | **Section 8** | **Street Address** | **Borrower 1 Type** | **Borrower 1 Designation** | **Borrower 1 Employment Status** | **Borrower 1 First Name** | **Borrower 1 Last Name** | **Borrower 1 Number of Mortgaged Properties** | **Borrower 1 Citizenship** | **Borrower 1 Documentation Used to Determine Legal Residency** | **Borrower 1 Country Name** | **Borrower 1 Asset Verification Level** | **Borrower 1 Credit Order Date** | **Borrower 1 Experian FICO** | **Borrower 1 Experian FICO Model Used** | **Borrower 1 Equifax FICO** | **Borrower 1 Equifax FICO Model Used** | **Borrower 1 TransUnion FICO** | **Borrower 1 TransUnion FICO Model Used** | **Borrower 2 Type** | **Borrower 2 Designation** | **Borrower 2 Employment Status** | **Borrower 2 First Name** | **Borrower 2 Last Name** | **Borrower 2 Number of Mortgaged Properties** | **Borrower 2 Citizenship** | **Borrower 2 Documentation Used to Determine Legal Residency** | **Borrower 2 Country Name** | **Borrower 2 Asset Verification Level** | **Borrower 2 Credit Order Date** | **Borrower 2 Experian FICO** | **Borrower 2 Experian FICO Model Used** | **Borrower 2 Equifax FICO** | **Borrower 2 Equifax FICO Model Used** | **Borrower 2 TransUnion FICO** | **Borrower 2 TransUnion FICO Model Used** | **Borrower 3 Designation** | **Borrower 3 First Name** | **Borrower 3 Last Name** | **Borrower 3 Number of Mortgaged Properties** | **Borrower 3 Citizenship** | **Borrower 3 Documentation Used to Determine Legal Residency** | **Borrower 3 Country Name** | **Borrower 3 Asset Verification Level** | **Borrower 3 Credit Order Date** | **Borrower 3 Experian FICO** | **Borrower 3 Experian FICO Model Used** | **Borrower 3 Equifax FICO** | **Borrower 3 Equifax FICO Model Used** | **Borrower 3 TransUnion FICO** | **Borrower 3 TransUnion FICO Model Used** | **Borrower 4 Designation** | **Borrower 4 First Name** | **Borrower 4 Last Name** | **Borrower 4 Number of Mortgaged Properties** | **Borrower 4 Citizenship** | **Borrower 4 Documentation Used to Determine Legal Residency** | **Borrower 4 Country Name** | **Borrower 4 Asset Verification Level** | **Borrower 4 Credit Order Date** | **Borrower 4 Experian FICO** | **Borrower 4 Experian FICO Model Used** | **Borrower 4 Equifax FICO** | **Borrower 4 Equifax FICO Model Used** | **Borrower 4 TransUnion FICO** | **Borrower 4 TransUnion FICO Model Used** | **Personal Guarantee** | **Guarantor 1 First Name** | **Guarantor 1 Last Name** | **Guarantor 1 Business Ownership Percent** | **Guarantor 1 Recourse Type** | **Guarantor 1 Number of Mortgaged Properties** | **Guarantor 1 Citizenship** | **Guarantor 1 Documentation Used to Determine Legal Residency** | **Guarantor 1 Country Name** | **Guarantor 1 Asset Verification Level** | **Guarantor 1 Employment Verification Level** | **Guarantor 1 Income Verification Level** | **Guarantor 1 FICO Model Used** | **Guarantor 1 Credit Order Date** | **Guarantor 1 Experian FICO** | **Guarantor 1 Experian FICO Model Used** | **Guarantor 1 Equifax FICO** | **Guarantor 1 Equifax FICO Model Used** | **Guarantor 1 TransUnion FICO** | **Guarantor 1 TransUnion FICO Model Used** | **Guarantor 1 Most Recent Fico Method** | **Guarantor 2 First Name** | **Guarantor 2 Last Name** | **Guarantor 2 Business Ownership Percent** | **Guarantor 2 Recourse Type** | **Guarantor 2 Number of Mortgaged Properties** | **Guarantor 2 Citizenship** | **Guarantor 2 Documentation Used to Determine Legal Residency** | **Guarantor 2 Country Name** | **Guarantor 2 Asset Verification Level** | **Guarantor 2 Employment Verification Level** | **Guarantor 2 Income Verification Level** | **Guarantor 2 FICO Model Used** | **Guarantor 2 Credit Order Date** | **Guarantor 2 Experian FICO** | **Guarantor 2 Experian FICO Model Used** | **Guarantor 2 Equifax FICO** | **Guarantor 2 Equifax FICO Model Used** | **Guarantor 2 TransUnion FICO** | **Guarantor 2 TransUnion FICO Model Used** | **Guarantor 2 Most Recent Fico Method** | **Guarantor 3 First Name** | **Guarantor 3 Last Name** | **Guarantor 3 Business Ownership Percent** | **Guarantor 3 Recourse Type** | **Guarantor 3 Number of Mortgaged Properties** | **Guarantor 3 Citizenship** | **Guarantor 3 Documentation Used to Determine Legal Residency** | **Guarantor 3 Country Name** | **Guarantor 3 Asset Verification Level** | **Guarantor 3 Employment Verification Level** | **Guarantor 3 Income Verification Level** | **Guarantor 3 FICO Model Used** | **Guarantor 3 Credit Order Date** | **Guarantor 3 Experian FICO** | **Guarantor 3 Experian FICO Model Used** | **Guarantor 3 Equifax FICO** | **Guarantor 3 Equifax FICO Model Used** | **Guarantor 3 TransUnion FICO** | **Guarantor 3 TransUnion FICO Model Used** | **Guarantor 3 Most Recent Fico Method** | **Guarantor 4 First Name** | **Guarantor 4 Last Name** | **Guarantor 4 Business Ownership Percent** | **Guarantor 4 Recourse Type** | **Guarantor 4 Number of Mortgaged Properties** | **Guarantor 4 Citizenship** | **Guarantor 4 Documentation Used to Determine Legal Residency** | **Guarantor 4 Country Name** | **Guarantor 4 Asset Verification Level** | **Guarantor 4 Employment Verification Level** | **Guarantor 4 Income Verification Level** | **Guarantor 4 FICO Model Used** | **Guarantor 4 Credit Order Date** | **Guarantor 4 Experian FICO** | **Guarantor 4 Experian FICO Model Used** | **Guarantor 4 Equifax FICO** | **Guarantor 4 Equifax FICO Model Used** | **Guarantor 4 TransUnion FICO** | **Guarantor 4 TransUnion FICO Model Used** | **Guarantor 4 Most Recent Fico Method** | **Authorized Signor 1 First Name** | **Authorized Signor 1 Last Name** | **Authorized Signor 2 First Name** | **Authorized Signor 2 Last Name** | **Member 1 First Name** | **Member 1 Last Name** | **Member 1 Documentation Used to Determine Legal Residency** | **Member 1 Credit Order Date** | **Member 1 Experian FICO** | **Member 1 Experian FICO Model Used** | **Member 1 Equifax FICO** | **Member 1 Equifax FICO Model Used** | **Member 1 TransUnion FICO** | **Member 1 TransUnion FICO Model Used** | **Member 1 Asset Verification Level** | **Member 1 Employment Verification Level** | **Member 1 Income Verification Level** | **Member 2 First Name** | **Member 2 Last Name** | **Member 2 Documentation Used to Determine Legal Residency** | **Member 2 Credit Order Date** | **Member 2 Experian FICO** | **Member 2 Experian FICO Model Used** | **Member 2 Equifax FICO** | **Member 2 Equifax FICO Model Used** | **Member 2 TransUnion FICO** | **Member 2 TransUnion FICO Model Used** | **Member 2 Asset Verification Level** | **Member 2 Employment Verification Level** | **Member 2 Income Verification Level** | **Loan Application Date** | **Sales Contract Date** | **Qualifying Home Value for LTV** | **Number of Units** | **Year Built** | **Total Sq Ft** | **Number of Bedrooms** | **Number of Bathrooms** | **Property Condition** | **Acquisition Cost** | **Renovation Cost** | **Effective Gross Income** | **Turnover Costs** | **Repairs and Maintenance** | **Marketing and Leasing Costs** | **Utilities** | **Other Costs** | **Cap Ex Reserve** | **Investment Property Original As Is LTV** | **As Is Value** | **After Repair Value** | **After Repair Value LTV** | **Loan to Cost** | **Original Sales Price** | **Assignment Fee** | **Loan to Purchase Price** | **SBC Occupancy** | **Investment Property Type** | **Has Dutch Interest** | **Interest Reserves Escrowed** | **Guarantor 1 ITIN Flag** | **Guarantor 2 ITIN Flag** | **Guarantor 3 ITIN Flag** | **Guarantor 4 ITIN Flag** |
| XXXXX | 4000028960 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4240.73 |  | 0.437225 |  |  |  |  |  | $4240.73 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $556.60 | $101.42 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 710 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 02/13/2024 | 771 | Fair Isaac | 771 | Beacon 5 | 780 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 02/13/2024 | 685 | Fair Isaac | 710 | Beacon 5 | 712 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000039078 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $7781.96 |  | 0.435386 |  |  |  |  |  | $7781.96 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1295.28 | $107.57 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 0.95 | US Citizen |  | 724 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 06/03/2024 | 733 | Fair Isaac (VER. 2) | 703 | FICO Classic V5 Facta | 724 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000038586 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $9156.43 |  | 0.407527 |  |  |  |  |  | $9156.43 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $865.76 | $477.58 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 3.00 | US Citizen |  | 724 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 9 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 06/25/2024 | 649 | Fair Isaac (VER. 2) | 724 | FICO Classic V5 Facta | 754 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 3 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000036782 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4614.33 |  | 0.368950 |  |  |  |  |  | $4614.33 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $934.03 | $475.42 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  | 13.56 | US Citizen |  | 795 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 3-Stated/Partially Verified | 05/09/2024 | 797 | Fair Isaac (VER. 2) | 795 | FICO Classic V5 Facta | 772 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 4 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000038212 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3081.11 |  | 0.444062 |  |  |  |  |  | $3081.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $311.80 | $88.83 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  | 3.56 | US Citizen | US Citizen | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 06/03/2024 | 779 | Fair Isaac (VER. 2) | 770 | Beacon 5 | 778 | FICO Risk Score Classic 04 | Individual | Trustee | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 06/03/2024 | 743 | Fair Isaac (VER. 2) | 751 | Beacon 5 | 758 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000036950 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4786.24 |  | 0.353836 |  |  |  |  |  | $4786.24 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $696.02 | $94.60 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  | 2.56 | US Citizen |  | 761 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 4 | US Citizen |  |  | Level 3-Stated/Partially Verified | 04/15/2024 | 761 | Fair Isaac (VER. 2) | 749 | Beacon 5 | 761 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000040659 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4284.84 |  | 0.406227 |  |  |  |  |  | $4284.84 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $862.68 | $106.17 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  | 18.84 | US Citizen | US Citizen | 705 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee | Employed |  |  | 3 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 04/23/2024 | 705 | Fair Isaac (VER. 2) | 695 | FICO Classic V5 Facta | 721 | FICO Risk Score Classic 04 | Individual | Trustee | Employed |  |  | 3 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 04/23/2024 | 765 | Fair Isaac (VER. 2) | 748 | FICO Classic V5 Facta | 728 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000041530 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2083.20 |  | 0.403843 |  |  |  |  |  | $2083.20 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $320.69 | $46.50 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  | 20.24 | US Citizen |  | 785 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 5 | US Citizen |  |  | Level 3-Stated/Partially Verified | 05/14/2024 | 785 | Fair Isaac (VER. 2) | 784 | Beacon 5 | 787 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000040594 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3312.55 |  | 0.281534 |  |  |  |  |  | $3312.55 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $430.09 | $106.83 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 6.92 | US Citizen |  | 795 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 06/28/2024 | 769 | Fair Isaac (VER. 2) | 799 | Beacon 5 | 795 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000040929 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2585.11 |  | 0.464727 |  |  |  |  |  | $2585.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $297.76 | $114.96 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  | 33.02 | US Citizen |  | 813 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Retired |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 05/09/2024 | 820 | Fair Isaac (VER. 2) | 813 | FICO Classic V5 Facta | 784 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000041264 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5549.58 |  | 0.386376 |  |  |  |  |  | $5549.58 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $636.87 | $173.35 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  | 2.93 | US Citizen | US Citizen | 704 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 07/03/2024 | 693 | Fair Isaac (VER. 2) | 714 | Beacon 5 | 704 | FICO Risk Score Classic 04 | Individual | Trustee | Employed |  |  | 3 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 07/03/2024 | 814 | Fair Isaac (VER. 2) | 761 | Beacon 5 | 743 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000043726 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1848.06 |  | 0.330715 |  |  |  |  |  | $1848.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $167.15 | $353.69 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 3.17 | US Citizen |  | 768 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 4 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 07/31/2024 | 768 | Fair Isaac (VER. 2) | 775 | Beacon 5 | 767 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000043457 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4550.60 |  | 0.327016 |  |  |  |  |  | $4550.60 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $762.68 | $169.00 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 3.28 | US Citizen |  | 747 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 07/23/2024 | 784 | Fair Isaac (VER. 2) | 747 | FICO Classic V5 Facta | 731 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000039299 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4393.93 |  | 0.351563 |  |  |  |  |  | $4393.93 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $570.72 | $107.58 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  | 3.44 | US Citizen | US Citizen | 734 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 06/11/2024 | 656 | Fair Isaac (VER. 2) | 752 | FICO Classic V5 Facta | 734 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 4 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 06/11/2024 | 697 | Fair Isaac (VER. 2) | 726 | FICO Classic V5 Facta | 710 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000044352 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $6626.18 |  | 0.348987 |  |  |  |  |  | $6626.18 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1031.57 | $185.00 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 5.02 | US Citizen |  | 773 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/25/2024 | 764 | Fair Isaac (VER. 2) | 773 | FICO Classic V5 Facta | 806 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000045609 | XXXXX |  |  |  |  |  |  | No |  |  |  |  |  |  |  | $2774.05 |  | 0.214557 |  |  |  |  |  | $2774.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $568.09 | $82.01 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  | 9.63 | US Citizen | US Citizen | 741 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Retired |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 07/18/2024 | 839 | Fair Isaac (VER. 2) | 813 | FICO Classic V5 Facta | 823 | FICO Risk Score Classic 04 | Individual | Individual | Retired |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 07/18/2024 | 774 | Fair Isaac (VER. 2) | 741 | FICO Classic V5 Facta | 732 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000045299 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5150.52 |  | 0.436780 |  |  |  |  |  | $5150.52 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $990.55 | $111.83 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  | 2.17 | US Citizen | US Citizen | 705 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 08/19/2024 | 705 | Fair Isaac (VER. 2) | 713 | Beacon 5 | 690 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 08/19/2024 | 688 | Fair Isaac (VER. 2) | 642 | Beacon 5 | 712 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000043827 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $7502.22 |  | 0.441657 |  |  |  |  |  | $7502.22 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $911.17 | $407.23 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  | 22.27 | US Citizen | US Citizen | 806 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Retired |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 08/19/2024 | 777 | Fair Isaac (VER. 2) | 787 | FICO Classic V5 Facta | 796 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 08/19/2024 | 806 | Fair Isaac (VER. 2) | 801 | FICO Classic V5 Facta | 808 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 3 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000045685 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1307.58 |  | 0.419263 |  |  |  |  |  | $1307.58 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $190.07 | $42.80 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 9.08 | US Citizen |  | 766 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 6 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 08/12/2024 | 740 | Fair Isaac (VER. 2) | 766 | FICO Classic V5 Facta | 777 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000045765 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1619.42 |  | 0.425324 |  |  |  |  |  | $1619.42 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $237.13 | $45.05 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 9.90 | US Citizen |  | 766 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 6 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 08/12/2024 | 740 | Fair Isaac (VER. 2) | 766 | FICO Classic V5 Facta | 777 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000045678 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1582.65 |  | 0.429817 |  |  |  |  |  | $1582.65 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $240.12 | $59.68 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 8.49 | US Citizen |  | 766 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 6 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 08/12/2024 | 740 | Fair Isaac (VER. 2) | 766 | FICO Classic V5 Facta | 777 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000046074 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $6842.64 |  | 0.413458 |  |  |  |  |  | $6842.64 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1181.61 | $293.67 | Level 4-Stated/Verified as defined |  |  |  | No |  |  |  | 3.71 |  |  | 732 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | Level 3-Stated/Verified as defined | Level 5-Stated/Verified as defined | Classic | 09/05/2024 | 732 | Fair Isaac (VER. 2) | 722 | FICO Classic V5 Facta | 736 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000047847 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $8837.91 |  | 0.381141 |  |  |  |  |  | $8837.91 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $413.64 | $259.67 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 12.49 | US Citizen |  | 756 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 7 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 05/31/2024 | 756 | Fair Isaac (VER. 2) | 763 | FICO Classic V5 Facta | 754 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 4 |  |  |  |  | Good |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000047837 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3123.77 |  | 0.449747 |  |  |  |  |  | $3123.77 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $476.51 | $91.42 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 5.58 | US Citizen |  | 719 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 09/11/2024 | 719 | Fair Isaac (VER. 2) | 714 | Beacon 5 | 731 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000041664 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4877.52 |  | 0.245264 |  |  |  |  |  | $4877.52 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $833.81 | $968.00 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 2.36 | US Citizen |  | 783 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/11/2024 | 783 | Fair Isaac (VER. 2) | 783 | FICO Classic V5 Facta | 763 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000049382 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4723.97 |  | 0.361471 |  |  |  |  |  | $4723.97 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $645.82 | $74.08 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  | 6.76 | US Citizen | US Citizen | 722 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 08/15/2024 | 702 | FICO II | 722 | Beacon 5 | 740 | FICO Risk Score Classic 04 | Individual | Individual | Unemployed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 08/15/2024 | 776 | FICO II | 754 | Beacon 5 | 746 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000048170 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2725.49 |  | 0.409346 |  |  |  |  |  | $2725.49 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $198.14 | $26.42 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  | 3.10 | US Citizen |  | 708 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 08/28/2024 | 698 | Fair Isaac (VER. 2) | 708 | FICO Classic V5 Facta | 720 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000050148 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2778.75 |  | 0.397605 |  |  |  |  |  | $2778.75 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $455.24 | $164.92 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  | 14.36 | US Citizen | US Citizen | 797 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 08/28/2024 | 788 | Fair Isaac (VER. 2) | 798 | FICO Classic V5 Facta | 795 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 08/28/2024 | 801 | Fair Isaac (VER. 2) | 797 | FICO Classic V5 Facta | 788 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000047620 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2522.36 |  | 0.295970 |  |  |  |  |  | $2522.36 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $246.07 | $80.92 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 3.28 | US Citizen |  | 773 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 09/11/2024 | 783 | Fair Isaac (VER. 2) | 773 | FICO Classic V5 Facta | 762 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000049571 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2231.54 |  | 0.449747 |  |  |  |  |  | $2231.54 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $288.06 | $76.92 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 4.08 | US Citizen |  | 804 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 09/26/2024 | 774 | Fair Isaac | 804 | Beacon 5 | 804 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000049982 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $6674.09 |  | 0.437979 |  |  |  |  |  | $6674.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $937.58 | $26.83 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 2.68 | US Citizen |  | 741 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 09/13/2024 | 725 | Fair Isaac (VER. 2) | 742 | FICO Classic V5 Facta | 741 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000048210 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1929.53 |  | 0.274172 |  |  |  |  |  | $1929.53 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $179.31 | $158.50 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  | 33.43 | US Citizen | US Citizen | 734 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 09/05/2024 | 735 | Fair Isaac (VER. 2) | 743 | Beacon 5 | 729 | FICO Risk Score Classic 04 | Individual | Individual | Retired |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 09/05/2024 | 746 | Fair Isaac (VER. 2) | 733 | Beacon 5 | 734 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000050037 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2329.07 |  | 0.296247 |  |  |  |  |  | $2329.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $645.00 | $78.33 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 4.66 | US Citizen |  | 797 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 10/02/2024 | 797 | Fair Isaac (VER. 2) | 761 | Beacon 5 | 804 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000050474 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1369.38 |  | 0.284779 |  |  |  |  |  | $1369.38 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $113.80 | $67.89 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 10.39 | US Citizen |  | 702 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 10/04/2024 | 702 | Fair Isaac (VER. 2) | 668 | Beacon 5 | 713 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000048251 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2962.19 |  | 0.448864 |  |  |  |  |  | $2962.19 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $581.62 | $116.17 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 7.28 | US Citizen |  | 766 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 09/17/2024 | 766 | Fair Isaac (VER. 2) | 795 | Beacon 5 | 766 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000048379 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1368.58 |  | 0.267884 |  |  |  |  |  | $1368.58 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $378.61 | $66.17 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 4.01 | US Citizen |  | 716 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 8 | US Citizen |  |  | Level 4-Stated/Verified as defined | 09/17/2024 | 681 | Fair Isaac | 720 | Beacon 5 | 716 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000049284 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1286.47 |  | 0.237558 |  |  |  |  |  | $1286.47 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $291.08 | $88.91 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  | 11.44 | US Citizen | US Citizen | 750 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 09/24/2024 | 750 | Fair Isaac (VER. 2) |  |  | 760 | FICO Risk Score Classic 04 | Individual | Individual | Retired |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 09/24/2024 | 787 | Fair Isaac (VER. 2) | 797 | Beacon 5 | 800 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000048945 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2000.15 |  | 0.367942 |  |  |  |  |  | $2000.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $510.76 | $50.67 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 4.21 | US Citizen |  | 774 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 7 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 09/23/2024 | 770 | Fair Isaac (VER. 2) | 774 | Beacon 5 | 800 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000050562 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4054.87 |  | 0.282864 |  |  |  |  |  | $4054.87 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $441.58 | $66.07 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  | 9.49 | US Citizen | US Citizen | 770 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 10/04/2024 | 770 | Fair Isaac (VER. 2) | 780 | Beacon 5 | 763 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 10/04/2024 | 815 | Fair Isaac (VER. 2) | 803 | Beacon 5 | 797 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000049445 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1414.08 |  | 0.358256 |  |  |  |  |  | $1414.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $265.04 | $105.25 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  | 3.84 | US Citizen | US Citizen | 759 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 09/25/2024 | 791 | Fair Isaac (VER. 2) | 783 | Beacon 5 | 800 | FICO Risk Score Classic 04 | Individual | Individual | Unemployed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 09/25/2024 | 754 | Fair Isaac (VER. 2) | 759 | Beacon 5 | 759 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000051531 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1139.17 |  | 0.355691 |  |  |  |  |  | $1139.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $48.00 | $176.56 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  | 2.67 | US Citizen | US Citizen | 709 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 10/18/2024 | 732 | Fair Isaac (VER. 2) | 732 | Beacon 5 | 722 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 10/18/2024 | 709 | Fair Isaac (VER. 2) | 747 | Beacon 5 | 695 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000047863 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1986.25 |  | 0.368241 |  |  |  |  |  | $1986.25 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $463.46 | $95.32 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 0.87 | US Citizen | US Citizen | 719 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | 09/10/2024 | 764 | Fair Isaac (VER. 2) | 774 | FICO Classic V5 Facta | 781 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | 09/10/2024 | 719 | Fair Isaac (VER. 2) | 724 | FICO Classic V5 Facta | 701 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000050556 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2757.19 |  | 0.197838 |  |  |  |  |  | $2757.19 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $342.66 | $146.92 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 3.52 | US Citizen |  | 799 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 08/02/2024 | 799 | Fair Isaac (VER. 2) | 809 | FICO Classic V5 Facta | 781 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000052375 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3033.94 |  | 0.246216 |  |  |  |  |  | $3033.94 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $578.00 | $265.00 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 3.26 | US Citizen |  | 744 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 09/06/2024 | 744 | Fair Isaac (VER. 2) | 750 | FICO Classic V5 Facta | 719 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000050465 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1269.67 |  | 0.428418 |  |  |  |  |  | $1269.67 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $213.05 | $81.08 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  | 3.70 | US Citizen | US Citizen | 757 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 8 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 10/03/2024 | 729 | Fair Isaac (VER. 2) | 771 | Beacon 5 | 757 | FICO Risk Score Classic 04 | Individual | Individual | Unemployed |  |  | 8 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 10/03/2024 | 766 | Fair Isaac (VER. 2) | 781 | Beacon 5 | 754 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000052852 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2810.34 |  | 0.320312 |  |  |  |  |  | $2810.34 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $339.55 | $121.85 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  | 4.13 | US Citizen | US Citizen | 760 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 10/22/2024 | 811 | Fair Isaac (VER. 2) | 774 | FICO Classic V5 Facta | 763 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 10/22/2024 | 811 | Fair Isaac (VER. 2) |  |  | 760 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000053427 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4962.08 |  | 0.370494 |  |  |  |  |  | $4962.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1183.76 | $424.26 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 4.05 | US Citizen |  | 765 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 09/11/2024 | 746 | Fair Isaac (VER. 2) | 768 | FICO Classic V5 Facta | 765 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 4 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000053157 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5890.17 |  | 0.414648 |  |  |  |  |  | $5890.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1347.66 | $195.21 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 2.36 | US Citizen |  | 705 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 7 | US Citizen |  |  | Level 4-Stated/Verified as defined | 09/20/2024 | 698 | Fair Isaac (VER. 2) | 706 | FICO Classic V5 Facta | 705 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 4 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000051744 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2993.78 |  | 0.381254 |  |  |  |  |  | $2993.78 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $486.46 | $80.25 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 2.81 | US Citizen |  | 761 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 10/24/2024 | 761 | Fair Isaac (VER. 2) | 774 | FICO Classic V5 Facta | 754 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000052560 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4493.18 |  | 0.435076 |  |  |  |  |  | $4493.18 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $701.76 | $52.25 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  | 3.82 | US Citizen | US Citizen | 756 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee | Employed |  |  | 11 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 09/19/2024 | 746 | Fair Isaac (VER. 2) | 756 | FICO Classic V5 Facta | 769 | FICO Risk Score Classic 04 | Individual | Trustee | Employed |  |  | 11 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 09/19/2024 | 745 | Fair Isaac (VER. 2) | 718 | FICO Classic V5 Facta | 745 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000053892 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4328.78 |  | 0.345048 |  |  |  |  |  | $4328.78 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $924.49 | $147.43 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  | 3.43 | US Citizen | US Citizen | 756 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee | Employed |  |  | 11 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 09/19/2024 | 746 | Fair Isaac (VER. 2) | 756 | FICO Classic V5 Facta | 769 | FICO Risk Score Classic 04 | Individual | Trustee | Employed |  |  | 11 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 09/19/2024 | 745 | Fair Isaac (VER. 2) | 718 | FICO Classic V5 Facta | 745 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | Good |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000053399 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2975.73 |  | 0.454448 |  |  |  |  |  | $2975.73 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $863.14 | $97.42 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 15.89 | US Citizen |  | 754 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 10/30/2024 | 765 | Fair Isaac (VER. 2) | 754 | Beacon 5 | 745 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000053394 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1710.58 |  | 0.382270 |  |  |  |  |  | $1710.58 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $83.95 | $45.42 | Level 1-Not Stated/Not Verified |  |  |  | No |  |  |  | 3.76 |  |  | 719 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% |  | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | Level 3-Stated/Verified as defined | Level 5-Stated/Verified as defined | Classic | 10/21/2024 | 767 | Fair Isaac (VER. 2) | 719 | FICO Classic V5 Facta | 716 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000055826 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1918.37 |  | 0.417665 |  |  |  |  |  | $1918.37 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $381.49 | $143.17 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 3.72 | US Citizen | US Citizen | 795 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/04/2024 | 786 | Fair Isaac (VER. 2) | 776 | Beacon 5 | 765 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/04/2024 | 793 | Fair Isaac (VER. 2) | 795 | Beacon 5 | 804 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000051268 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5414.49 |  | 0.405122 |  |  |  |  |  | $5414.49 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $479.45 | $159.42 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 3.84 | US Citizen |  | 736 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 10/11/2024 | 717 | Fair Isaac (VER. 2) | 736 | Beacon 5 | 748 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000054362 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3068.64 |  | 0.233664 |  |  |  |  |  | $3068.64 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $555.45 | $203.02 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 3.27 | US Citizen | US Citizen | 809 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 8 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/04/2024 | 809 | Fair Isaac (VER. 2) | 802 | Beacon 5 | 811 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 8 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 11/04/2024 | 793 | Fair Isaac (VER. 2) | 799 | Beacon 5 | 796 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 4 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000053598 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2724.56 |  | 0.380665 |  |  |  |  |  | $2724.56 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $446.95 | $230.36 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 9.42 | US Citizen |  | 777 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 10/08/2024 | 779 | Fair Isaac (VER. 2) | 777 | Beacon 5 | 738 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000056140 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3034.01 |  | 0.401355 |  |  |  |  |  | $3034.01 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $520.53 | $108.58 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 8.13 | US Citizen |  | 708 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 11/22/2024 | 706 | Fair Isaac (VER. 2) | 708 | Beacon 5 | 712 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000054687 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $916.73 |  | 0.316136 |  |  |  |  |  | $916.73 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $104.69 | $55.50 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  | 20.76 | US Citizen | US Citizen | 726 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 11/11/2024 | 726 | Fair Isaac (VER. 2) |  |  | 730 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 11/11/2024 | 736 | Fair Isaac (VER. 2) | 739 | Beacon 5 | 735 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000055581 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4913.58 |  | 0.420530 |  |  |  |  |  | $4913.58 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $763.66 | $133.59 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  | 9.72 | US Citizen | US Citizen | 756 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee | Employed |  |  | 11 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 09/19/2024 | 746 | Fair Isaac (VER. 2) | 756 | FICO Classic V5 Facta | 769 | FICO Risk Score Classic 04 | Individual | Trustee | Employed |  |  | 11 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 09/19/2024 | 745 | Fair Isaac (VER. 2) | 718 | FICO Classic V5 Facta | 745 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000055578 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5567.65 |  | 0.391482 |  |  |  |  |  | $5567.65 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1018.82 | $72.43 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 8.85 | US Citizen | US Citizen | 756 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee | Employed |  |  | 12 | US Citizen |  |  | Level 4-Stated/Verified as defined | 09/19/2024 | 746 | Fair Isaac (VER. 2) | 756 | FICO Classic V5 Facta | 769 | FICO Risk Score Classic 04 | Individual | Trustee | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 09/19/2024 | 745 | Fair Isaac (VER. 2) | 718 | FICO Classic V5 Facta | 745 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000057621 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3932.72 |  | 0.245027 |  |  |  |  |  | $3932.72 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $923.66 | $108.92 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  | 3.05 | US Citizen | US Citizen | 810 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 10/30/2024 | 808 | Fair Isaac (VER. 2) | 813 | FICO Classic V5 Facta | 819 | FICO Risk Score Classic 04 | Individual | Individual | Retired |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 10/30/2024 | 822 | Fair Isaac (VER. 2) | 810 | FICO Classic V5 Facta | 800 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000057322 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4799.04 |  | 0.441931 |  |  |  |  |  | $4799.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1056.32 | $270.00 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 9.25 | US Citizen |  | 734 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 12/03/2024 | 734 | Fair Isaac | 771 | Beacon 5 | 716 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000058310 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $7639.56 |  | 0.364466 |  |  |  |  |  | $7639.56 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $635.61 | $233.92 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 7.51 | US Citizen |  | 707 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/09/2024 | 707 | Fair Isaac (VER. 2) | 684 | FICO Classic V5 Facta | 717 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000055927 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3571.65 |  | 0.449813 |  |  |  |  |  | $3571.65 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $301.47 | $185.33 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 5.78 | US Citizen |  | 788 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 11/21/2024 | 789 | Fair Isaac (VER. 2) | 788 | Beacon 5 | 769 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000057142 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3786.07 |  | 0.280264 |  |  |  |  |  | $3786.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $617.43 | $263.64 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  | 4.11 | US Citizen | US Citizen | 727 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 12/03/2024 | 752 | Fair Isaac (VER. 2) | 713 | Beacon 5 | 727 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 12/03/2024 |  |  | 740 | Beacon 5 | 743 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000055907 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5832.40 |  | 0.336069 |  |  |  |  |  | $5832.40 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $575.13 | $113.11 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 1.62 | Permanent Resident Alien |  | 790 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | Permanent Resident Alien | Resident Alien Card |  | Level 1-Not Stated/Not Verified | 11/20/2024 | 815 | Fair Isaac (VER. 2) | 790 | Beacon 5 | 776 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000056991 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4109.93 |  | 0.446227 |  |  |  |  |  | $4109.93 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1050.23 | $87.93 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  | 2.91 | US Citizen | US Citizen | 748 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 12/02/2024 | 750 | Fair Isaac (VER. 2) | 707 | Beacon 5 | 755 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 12/02/2024 | 760 | Fair Isaac (VER. 2) | 748 | Beacon 5 | 725 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000061015 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3802.47 |  | 0.449968 |  |  |  |  |  | $3802.47 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $856.14 | $135.09 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 2.87 | US Citizen |  | 779 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 12/11/2024 | 769 | Fair Isaac (VER. 2) | 779 | FICO Classic V5 Facta | 787 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000058580 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4915.14 |  | 0.351198 |  |  |  |  |  | $4915.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $859.20 | $221.08 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 11.75 | Permanent Resident Alien |  | 822 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | Permanent Resident Alien | Resident Alien Card |  | Level 4-Stated/Verified as defined | 12/11/2024 | 826 | Fair Isaac (VER. 2) | 813 | Beacon 5 | 822 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000059840 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2592.58 |  | 0.295204 |  |  |  |  |  | $2592.58 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $329.45 | $71.59 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 11.69 | US Citizen |  | 730 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/18/2024 | 722 | Fair Isaac (VER. 2) | 730 | Beacon 5 | 730 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000061057 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4377.46 |  | 0.431954 |  |  |  |  |  | $4377.46 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $764.04 | $145.08 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 3.89 | US Citizen |  | 748 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 9 | US Citizen |  |  | Level 4-Stated/Verified as defined | 09/18/2024 | 722 | Fair Isaac (VER. 2) | 748 | FICO Classic V5 Facta | 769 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000060883 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1972.16 |  | 0.419668 |  |  |  |  |  | $1972.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $401.09 | $60.75 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 10.24 | US Citizen |  | 742 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/30/2024 | 742 | Fair Isaac (VER. 2) | 768 | Beacon 5 | 739 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000052649 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3621.61 |  | 0.400212 |  |  |  |  |  | $3621.61 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $627.81 | $110.17 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 2.09 | US Citizen |  | 713 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 11/06/2024 | 713 | Fair Isaac (VER. 2) | 670 | FICO Classic V5 Facta | 722 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000049370 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2862.45 |  | 0.484812 |  |  |  |  |  | $2862.45 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $383.85 | $264.83 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 3.07 | US Citizen | US Citizen | 730 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/10/2025 | 757 | Fair Isaac (VER. 2) | 714 | FICO Classic V5 Facta | 730 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/10/2025 | 755 | Fair Isaac (VER. 2) | 765 | FICO Classic V5 Facta | 735 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000063814 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $9894.20 |  | 0.369672 |  |  |  |  |  | $9894.20 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $236.22 | $208.83 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 1.19 | US Citizen |  | 750 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 12 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 11/20/2024 | 750 | Fair Isaac (VER. 2) | 728 | FICO Classic V5 Facta | 771 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 3 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000062901 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $10947.26 |  | 0.425454 |  |  |  |  |  | $10947.26 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $350.17 | $333.46 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 3.55 | US Citizen |  | 750 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 12 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 11/20/2024 | 750 | Fair Isaac (VER. 2) | 728 | FICO Classic V5 Facta | 771 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 4 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000060854 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2960.77 |  | 0.276626 |  |  |  |  |  | $2960.77 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $302.21 | $79.75 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 12.06 | US Citizen |  | 767 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 12/30/2024 | 767 | Fair Isaac (VER. 2) | 771 | Beacon 5 | 745 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000061605 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1501.14 |  | 0.404643 |  |  |  |  |  | $1501.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $232.09 | $295.48 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 7.38 | US Citizen |  | 706 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 01/05/2025 | 706 | Fair Isaac (VER. 2) |  |  | 711 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000063066 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3482.96 |  | 0.420313 |  |  |  |  |  | $3482.96 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $612.25 | $153.58 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 2.02 | US Citizen |  | 762 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 01/09/2025 | 770 | Fair Isaac (VER. 2) | 701 | FICO Classic V5 Facta | 762 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000063696 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3763.83 |  | 0.268230 |  |  |  |  |  | $3763.83 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $361.07 | $133.58 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 14.14 | US Citizen |  | 715 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 01/20/2025 | 679 | Fair Isaac (VER. 2) | 715 | Beacon 5 | 735 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000064634 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2999.83 |  | 0.415270 |  |  |  |  |  | $2999.83 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $331.75 | $122.73 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 4.82 | US Citizen |  | 747 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 01/07/2025 | 750 | Fair Isaac (VER. 2) | 727 | Beacon 5 | 747 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000065345 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4710.67 |  | 0.368492 |  |  |  |  |  | $4710.67 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $442.32 | $310.97 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  | 3.79 | US Citizen | US Citizen | 741 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 02/04/2025 | 779 | Fair Isaac (VER. 2) |  |  | 741 | FICO Risk Score Classic 04 | Individual | Individual | Unemployed |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 02/04/2025 | 787 | Fair Isaac (VER. 2) | 804 | FICO Classic V5 Facta | 762 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000064494 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $6113.72 |  | 0.317640 |  |  |  |  |  | $6113.72 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $774.29 | $412.33 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 3.50 | US Citizen |  | 793 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/14/2025 | 799 | Fair Isaac (VER. 2) | 751 | Beacon 5 | 793 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000068154 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2755.38 |  | 0.402145 |  |  |  |  |  | $2755.38 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $539.31 | $174.75 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 3.37 | Permanent Resident Alien |  | 721 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 4 | Permanent Resident Alien | Resident Alien Card |  | Level 4-Stated/Verified as defined | 02/18/2025 | 688 | Fair Isaac (VER. 2) | 721 | FICO Classic V5 Facta | 731 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000069651 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2559.87 |  | 0.276536 |  |  |  |  |  | $2559.87 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $345.29 | $314.22 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 4.33 | US Citizen |  | 787 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 02/10/2025 | 787 | Fair Isaac (VER. 2) | 767 | Beacon 5 | 797 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000070787 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $9104.55 |  | 0.292210 |  |  |  |  |  | $9104.55 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1715.77 | $170.50 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 4.33 | US Citizen |  | 760 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/31/2025 | 760 | Fair Isaac (VER. 2) | 796 | FICO Classic V5 Facta | 753 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000063770 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3384.48 |  | 0.416575 |  |  |  |  |  | $3384.48 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $707.91 | $196.92 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  | 7.85 | US Citizen | US Citizen | 788 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 10 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 02/10/2025 | 777 | Fair Isaac (VER. 2) | 788 | Beacon 5 | 799 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 10 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 02/10/2025 | 791 | Fair Isaac (VER. 2) | 789 | Beacon 5 | 803 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000070151 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $6757.46 |  | 0.449885 |  |  |  |  |  | $6757.46 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $919.90 | $0.00 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 1.39 | US Citizen |  | 780 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 03/13/2025 | 767 | Fair Isaac (VER. 2) | 794 | FICO Classic V5 Facta | 780 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000068034 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3856.29 |  | 0.442202 |  |  |  |  |  | $3856.29 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $28.98 | $577.41 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 12.76 | US Citizen |  | 785 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 4 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 02/27/2025 | 744 | Fair Isaac (VER. 2) | 791 | Beacon 5 | 785 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000070077 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $7071.96 |  | 0.433318 |  |  |  |  |  | $7071.96 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1457.91 | $201.75 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 3.59 | US Citizen |  | 752 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 4 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 03/11/2025 | 752 | Fair Isaac (VER. 2) | 738 | FICO Classic V5 Facta | 797 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000071261 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $10516.78 |  | 0.319846 |  |  |  |  |  | $10516.78 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1218.94 | $252.25 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  | 1.01 | US Citizen | US Citizen | 738 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 03/23/2025 | 757 | Fair Isaac (VER. 2) | 745 | FICO Classic V5 Facta | 745 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 03/23/2025 | 738 | Fair Isaac (VER. 2) | 756 | FICO Classic V5 Facta | 727 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000069862 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $6066.91 |  | 0.433292 |  |  |  |  |  | $6066.91 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $659.87 | $636.25 | Level 3-Stated/Partially Verified |  |  |  | No | No | No |  | 4.11 | US Citizen | US Citizen | 782 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 3-Stated/Partially Verified | 02/03/2025 | 782 | Fair Isaac (VER. 2) | 766 | FICO Classic V5 Facta | 790 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 3-Stated/Partially Verified | 02/03/2025 | 789 | Fair Isaac (VER. 2) | 789 | FICO Classic V5 Facta | 808 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000068657 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4532.32 |  | 0.406116 |  |  |  |  |  | $4532.32 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $703.27 | $628.08 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 3.13 | US Citizen |  | 745 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 02/27/2025 | 742 | Fair Isaac (VER. 2) | 752 | FICO Classic V5 Facta | 745 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000070828 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3605.77 |  | 0.242456 |  |  |  |  |  | $3605.77 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $223.03 | $336.67 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 9.97 | US Citizen |  | 783 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 03/14/2025 | 783 | Fair Isaac (VER. 2) | 780 | FICO Classic V5 Facta | 800 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000070021 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $6375.91 |  | 0.453879 |  |  |  |  |  | $6375.91 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $825.92 | $108.68 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 4.65 | US Citizen |  | 802 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee | Employed |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 03/11/2025 | 803 | Fair Isaac (VER. 2) | 799 | Beacon 5 | 802 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000072778 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $7692.33 |  | 0.067107 |  |  |  |  |  | $7692.33 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $34.30 | $38.08 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 4.18 | US Citizen |  | 749 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 9 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 02/21/2025 | 739 | Fair Isaac (VER. 2) | 749 | FICO Classic V5 Facta | 760 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000071327 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3105.93 |  | 0.370150 |  |  |  |  |  | $3105.93 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $321.92 | $89.47 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 3.92 | US Citizen |  | 763 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 03/24/2024 | 784 | Fair Isaac (VER. 2) | 763 | FICO Classic V5 Facta |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000069098 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1990.42 |  | 0.432173 |  |  |  |  |  | $1990.42 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $383.74 | $168.75 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 2.20 | US Citizen |  | 714 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 03/05/2025 | 714 | Fair Isaac (VER. 2) | 736 | Beacon 5 | 702 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000071992 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1878.00 |  | 0.414158 |  |  |  |  |  | $1878.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $183.49 | $242.92 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  | 2.61 | US Citizen | US Citizen | 750 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 03/12/2025 | 744 | Fair Isaac (VER. 2) | 746 | FICO Classic V5 Facta | 734 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 03/12/2025 | 750 | Fair Isaac (VER. 2) | 734 | FICO Classic V5 Facta | 761 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000071007 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2689.57 |  | 0.220221 |  |  |  |  |  | $2689.57 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $385.86 | $129.03 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 4.37 | US Citizen |  | 783 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 8 | US Citizen |  |  | Level 4-Stated/Verified as defined | 03/10/2025 | 822 | Fair Isaac (VER. 2) | 783 | FICO Classic V5 Facta | 767 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000069200 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $8360.06 |  | 0.285457 |  |  |  |  |  | $8360.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1533.14 | $145.85 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 4.27 | US Citizen |  | 769 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee | Employed |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 04/01/2025 | 764 | Fair Isaac (VER. 2) | 783 | FICO Classic V5 Facta | 769 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000072515 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2790.95 |  | 0.399957 |  |  |  |  |  | $2790.95 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $410.25 | $182.50 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  | 19.86 | US Citizen | US Citizen | 768 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Retired |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 03/26/2025 | 768 | Fair Isaac (VER. 2) | 764 | Beacon 5 | 778 | FICO Risk Score Classic 04 | Individual | Individual | Retired |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 03/26/2025 | 798 | Fair Isaac (VER. 2) | 780 | Beacon 5 | 774 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000072980 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1760.37 |  | 0.439491 |  |  |  |  |  | $1760.37 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $187.86 | $105.04 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 3.14 | US Citizen |  | 756 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 03/25/2025 | 760 | Fair Isaac (VER. 2) | 756 | Beacon 5 | 754 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000071786 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2306.21 |  | 0.440599 |  |  |  |  |  | $2306.21 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $376.86 | $382.09 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 3.29 | US Citizen |  | 769 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 01/30/2025 | 779 | Fair Isaac (VER. 2) | 769 | Beacon 5 | 735 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000072720 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3815.83 |  | 0.388131 |  |  |  |  |  | $3815.83 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $673.98 | $133.08 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  | 3.98 | US Citizen | US Citizen | 803 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 04/02/2025 | 803 | Fair Isaac (VER. 2) | 766 | Beacon 5 | 815 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 04/02/2025 | 810 | Fair Isaac (VER. 2) | 800 | Beacon 5 | 803 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000071522 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1872.69 |  | 0.440204 |  |  |  |  |  | $1872.69 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $144.61 | $45.09 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 3.99 | US Citizen |  | 714 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 03/13/2025 | 714 | Fair Isaac (VER. 2) | 735 | Beacon 5 | 705 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000075107 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $7297.67 |  | 0.327977 |  |  |  |  |  | $7297.67 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1325.83 | $465.85 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 3.39 | US Citizen |  | 758 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 04/22/2025 | 758 | Fair Isaac (VER. 2) |  |  | 758 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000073915 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5404.66 |  | 0.439718 |  |  |  |  |  | $5404.66 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $916.54 | $146.50 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  | 17.82 | US Citizen | US Citizen | 739 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Retired |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 04/16/2025 | 773 | Fair Isaac (VER. 2) | 739 | Beacon 5 | 738 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 04/16/2025 | 787 | Fair Isaac (VER. 2) | 796 | Beacon 5 | 798 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000074561 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2128.43 |  | 0.446383 |  |  |  |  |  | $2128.43 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $326.69 | $230.00 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  | 3.76 | US Citizen | US Citizen | 775 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 04/22/2025 | 817 | Fair Isaac (VER. 2) | 775 | FICO Classic V5 Facta | 768 | FICO Risk Score Classic 04 | Individual | Individual | Retired |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 04/22/2025 | 801 | Fair Isaac (VER. 2) | 755 | FICO Classic V5 Facta | 751 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000076499 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2804.20 |  | 0.437384 |  |  |  |  |  | $2804.20 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $251.60 | $48.00 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 5.56 | US Citizen |  | 756 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 04/21/2025 | 725 | Fair Isaac (VER. 2) | 766 | Beacon 5 | 756 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000075503 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4412.57 |  | 0.371101 |  |  |  |  |  | $4412.57 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $509.80 | $122.25 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 14.35 | US Citizen |  | 762 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 05/13/2025 | 780 | Fair Isaac (VER. 2) | 762 | Beacon 5 | 749 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000073724 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $8342.13 |  | 0.411146 |  |  |  |  |  | $8342.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1158.95 | $126.42 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  | 1.23 | US Citizen | US Citizen | 734 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 03/07/2025 | 707 | Fair Isaac | 734 | Beacon 5 | 742 | FICO Risk Score Classic 04 | Individual | Trustee | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 03/07/2025 | 775 | Fair Isaac | 755 | Beacon 5 | 767 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | Good |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000073623 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3317.73 |  | 0.444116 |  |  |  |  |  | $3317.73 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $388.50 | $95.00 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 5.26 | US Citizen |  | 725 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 04/13/2025 | 720 | Fair Isaac (VER. 2) | 725 | Beacon 5 | 757 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000076367 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2132.27 |  | 0.251148 |  |  |  |  |  | $2132.27 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $163.42 | $79.08 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 7.52 | US Citizen |  | 750 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Retired |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 05/08/2025 | 750 | Fair Isaac (VER. 2) | 730 | FICO Classic V5 Facta | 761 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000074544 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5205.35 |  | 0.375665 |  |  |  |  |  | $5205.35 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $915.75 | $567.75 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 5.34 | US Citizen |  | 715 |  |  |  |  | 0 | 0 | 0 | 1 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 05/16/2025 | 734 | Fair Isaac (VER. 2) | 694 | Beacon 5 | 715 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000075987 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1921.19 |  | 0.442403 |  |  |  |  |  | $1921.19 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $231.12 | $69.67 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 4.84 | US Citizen |  | 712 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 05/02/2025 | 726 | Fair Isaac (VER. 2) | 712 | Beacon 5 | 710 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000076279 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $8852.64 |  | 0.347727 |  |  |  |  |  | $8852.64 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1629.44 | $240.17 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 1.54 | US Citizen |  | 796 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 02/21/2025 | 816 | Fair Isaac (VER. 2) | 796 | FICO Classic V5 Facta | 779 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000076413 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $6544.63 |  | 0.408389 |  |  |  |  |  | $6544.63 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1405.27 | $256.92 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 11.45 | US Citizen |  | 791 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 8 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 04/08/2025 | 791 | Fair Isaac (VER. 2) | 763 | FICO Classic V5 Facta | 793 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000077303 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5409.17 |  | 0.449977 |  |  |  |  |  | $5409.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1048.86 | $96.33 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 5.34 | US Citizen |  | 767 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 6 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 04/10/2025 | 754 | Fair Isaac (VER. 2) | 767 | FICO Classic V5 Facta | 771 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000078756 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1520.96 |  | 0.412488 |  |  |  |  |  | $1520.96 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $196.08 | $88.47 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  | 8.17 | US Citizen | US Citizen | 751 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 5 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 05/27/2025 | 760 | Fair Isaac (VER. 2) | 772 | Beacon 5 | 772 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 5 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 05/27/2025 | 750 | Fair Isaac (VER. 2) | 751 | Beacon 5 | 770 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000078649 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4887.10 |  | 0.422276 |  |  |  |  |  | $4887.10 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $936.38 | $176.67 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 4.59 | US Citizen | US Citizen | 747 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 05/02/2025 | 782 | Fair Isaac (VER. 2) | 750 | Beacon 5 | 741 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 05/02/2025 | 775 | Fair Isaac (VER. 2) | 747 | Beacon 5 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000078325 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2490.08 |  | 0.443815 |  |  |  |  |  | $2490.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $372.69 | $128.62 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  | 4.61 | US Citizen | US Citizen | 771 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 05/15/2025 | 770 | Fair Isaac (VER. 2) | 796 | Beacon 5 | 771 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 05/15/2025 | 812 | Fair Isaac (VER. 2) | 792 | Beacon 5 | 787 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000076380 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1678.06 |  | 0.413061 |  |  |  |  |  | $1678.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $152.93 | $30.42 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  | 3.59 | US Citizen | US Citizen | 724 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 05/07/2025 | 712 | Fair Isaac (VER. 2) | 724 | Beacon 5 | 745 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 05/07/2025 | 730 | Fair Isaac (VER. 2) | 696 | Beacon 5 | 702 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000079236 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3541.07 |  | 0.278649 |  |  |  |  |  | $3541.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $705.20 | $78.42 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  | 11.12 | US Citizen | US Citizen | 771 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 06/02/2025 | 786 | Fair Isaac (VER. 2) | 770 | Beacon 5 | 795 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 06/02/2025 | 800 | Fair Isaac (VER. 2) | 771 | Beacon 5 | 771 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000077613 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2450.92 |  | 0.446342 |  |  |  |  |  | $2450.92 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $280.37 | $116.51 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 6.99 | US Citizen |  | 763 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 05/15/2025 | 798 | Fair Isaac (VER. 2) | 763 | Beacon 5 | 725 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000080094 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1994.59 |  | 0.334391 |  |  |  |  |  | $1994.59 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $492.15 | $79.83 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 29.73 | US Citizen |  | 801 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 06/06/2025 | 814 | Fair Isaac (VER. 2) | 799 | Beacon 5 | 801 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000079681 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2236.19 |  | 0.425293 |  |  |  |  |  | $2236.19 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $360.33 | $108.42 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 4.45 | US Citizen |  | 814 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 06/04/2025 | 814 | Fair Isaac (VER. 2) | 811 | FICO Classic V5 Facta | 820 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000081557 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4797.70 |  | 0.256904 |  |  |  |  |  | $4797.70 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $693.08 | $0.00 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 3.70 | US Citizen |  | 787 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 06/12/2025 | 770 | Fair Isaac (VER. 2) | 787 | Beacon 5 | 792 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000082194 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5821.15 |  | 0.449660 |  |  |  |  |  | $5821.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $793.26 | $96.30 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 5.78 | US Citizen |  | 721 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 5 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 04/29/2025 | 714 | Fair Isaac (VER. 2) | 729 | Beacon 5 | 721 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000083195 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4872.29 |  | 0.307654 |  |  |  |  |  | $4872.29 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $845.19 | $71.08 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  | 6.01 | US Citizen | US Citizen | 772 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 07/01/2025 | 772 | Fair Isaac (VER. 2) | 758 | Beacon 5 | 776 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 07/01/2025 | 817 | Fair Isaac (VER. 2) | 765 | Beacon 5 | 808 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000083320 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1847.18 |  | 0.396334 |  |  |  |  |  | $1847.18 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $338.24 | $88.50 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 6.96 | US Citizen |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 07/03/2025 | 778 | Fair Isaac (VER. 2) | 768 | Beacon 5 | 794 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000083704 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3285.24 |  | 0.271531 |  |  |  |  |  | $3285.24 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $838.10 | $218.90 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 3.87 | US Citizen |  | 764 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/08/2025 | 778 | Fair Isaac (VER. 2) | 764 | Beacon 5 | 757 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000083324 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2538.58 |  | 0.447155 |  |  |  |  |  | $2538.58 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $558.79 | $169.83 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 19.75 | US Citizen |  | 704 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 07/14/2025 | 704 | Fair Isaac (VER. 2) | 705 | FICO Classic V5 Facta | 691 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000082442 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3545.29 |  | 0.323804 |  |  |  |  |  | $3545.29 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $434.63 | $160.42 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 5.28 | US Citizen |  | 811 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Retired |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 06/25/2025 | 790 | Fair Isaac (VER. 2) | 811 | Beacon 5 | 819 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000081940 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1249.53 |  | 0.361017 |  |  |  |  |  | $1249.53 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $140.58 | $103.17 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 3.62 | US Citizen |  | 783 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee | Retired |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 06/23/2025 | 795 | Fair Isaac (VER. 2) | 783 | Beacon 5 | 768 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000083323 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1669.69 |  | 0.498331 |  |  |  |  |  | $1669.69 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $217.67 | $115.29 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  | 19.87 | US Citizen | US Citizen | 713 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 07/01/2025 | 736 | Fair Isaac (VER. 2) | 708 | FICO Classic V5 Facta | 713 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 07/01/2025 | 710 | Fair Isaac (VER. 2) | 685 | FICO Classic V5 Facta | 725 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000082813 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1109.03 |  | 0.451189 |  |  |  |  |  | $1109.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $180.39 | $60.92 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 12.69 | US Citizen |  | 702 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 06/27/2025 | 738 | Fair Isaac (VER. 2) | 694 | Beacon 5 | 702 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000081799 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1768.68 |  | 0.210737 |  |  |  |  |  | $1768.68 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $208.92 | $137.69 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 4.56 | US Citizen |  | 774 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 06/20/2025 | 790 | Fair Isaac (VER. 2) | 774 | Beacon 5 | 764 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000083409 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1815.26 |  | 0.189953 |  |  |  |  |  | $1815.26 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $111.98 | $21.00 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 7.45 | US Citizen |  | 807 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 07/03/2025 | 833 | Fair Isaac (VER. 2) | 797 | Beacon 5 | 807 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000083508 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1841.77 |  | 0.304835 |  |  |  |  |  | $1841.77 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $490.79 | $93.58 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  | 4.70 | US Citizen | US Citizen | 808 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 5 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 07/06/2025 | 818 | Fair Isaac (VER. 2) | 814 | Beacon 5 | 778 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 5 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 07/06/2025 | 797 | Fair Isaac (VER. 2) | 808 | Beacon 5 | 809 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000077061 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4958.62 |  | 0.429302 |  |  |  |  |  | $4958.62 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1057.71 | $118.08 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 4.10 | Permanent Resident Alien |  | 788 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | Permanent Resident Alien | Resident Alien Card |  | Level 1-Not Stated/Not Verified | 04/07/2025 | 791 | Fair Isaac (VER. 2) | 788 | Beacon 5 | 784 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000085134 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2267.41 |  | 0.370861 |  |  |  |  |  | $2267.41 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $321.04 | $175.25 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 5.03 | US Citizen |  | 732 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 07/18/2025 | 723 | Fair Isaac (VER. 2) | 732 | Beacon 5 | 748 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000085337 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2523.42 |  | 0.203950 |  |  |  |  |  | $2523.42 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $727.90 | $151.58 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  | 7.56 | US Citizen | US Citizen | 749 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 07/21/2025 | 746 | Fair Isaac (VER. 2) | 762 | Beacon 5 | 749 | FICO Risk Score Classic 04 | Individual | Individual | Unemployed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 07/21/2025 | 763 | Fair Isaac (VER. 2) | 767 | Beacon 5 | 775 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000086851 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1284.81 |  | 0.329138 |  |  |  |  |  | $1284.81 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $175.33 | $127.92 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  | 4.85 | US Citizen |  | 809 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 07/31/2025 | 815 | Fair Isaac (VER. 2) | 805 | Beacon 5 | 809 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000086831 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4119.43 |  | 0.323292 |  |  |  |  |  | $4119.43 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $905.67 | $114.92 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 3.92 | US Citizen |  | 765 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 7 | US Citizen |  |  | Level 4-Stated/Verified as defined | 05/09/2025 | 751 | Fair Isaac (VER. 2) | 765 | FICO Classic V5 Facta | 772 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000083531 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5189.47 |  | 0.439970 |  |  |  |  |  | $5189.47 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $886.19 | $163.92 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 4.77 | US Citizen |  | 768 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Retired |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 06/10/2025 | 768 | Fair Isaac (VER. 2) | 768 | FICO Classic V5 Facta | 791 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000086781 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1889.57 |  | 0.424498 |  |  |  |  |  | $1889.57 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $415.85 | $192.92 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 3.65 | US Citizen |  | 739 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 07/30/2025 | 757 | Fair Isaac (VER. 2) | 739 | Beacon 5 | 714 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000086468 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4325.30 |  | 0.390317 |  |  |  |  |  | $4325.30 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $553.79 | $156.00 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 1.49 | US Citizen |  | 763 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 5 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 07/25/2025 | 762 | Fair Isaac (VER. 2) | 763 | FICO Classic V5 Facta | 768 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000086470 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4184.40 |  | 0.384290 |  |  |  |  |  | $4184.40 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $531.45 | $272.91 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 1.30 | US Citizen |  | 763 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 5 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 07/25/2025 | 762 | Fair Isaac (VER. 2) | 763 | FICO Classic V5 Facta | 768 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000087640 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1982.98 |  | 0.341265 |  |  |  |  |  | $1982.98 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $160.15 | $121.80 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 15.88 | US Citizen |  | 808 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 08/01/2025 | 821 | Fair Isaac (VER. 2) | 798 | Beacon 5 | 808 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000085727 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2306.22 |  | 0.445670 |  |  |  |  |  | $2306.22 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $334.74 | $131.73 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 12.68 | US Citizen |  | 775 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 07/23/2025 | 759 | Fair Isaac (VER. 2) | 778 | Beacon 5 | 775 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000088504 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3424.39 |  | 0.413336 |  |  |  |  |  | $3424.39 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $611.75 | $191.36 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 7.54 | US Citizen |  | 712 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 08/07/2025 |  |  | 718 | FICO Classic V5 Facta | 712 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000088465 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5731.28 |  | 0.348064 |  |  |  |  |  | $5731.28 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1271.66 | $127.09 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 4.88 | US Citizen | US Citizen | 787 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/10/2025 | 803 | Fair Isaac (VER. 2) | 761 | Beacon 5 | 809 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/10/2025 | 788 | Fair Isaac (VER. 2) | 784 | Beacon 5 | 787 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000090923 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1745.59 |  | 0.439248 |  |  |  |  |  | $1745.59 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $296.17 | $124.46 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 10.02 | US Citizen |  | 717 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 05/09/2025 | 716 | Fair Isaac (VER. 2) | 717 | Beacon 5 | 723 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000087604 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1966.01 |  | 0.351644 |  |  |  |  |  | $1966.01 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $157.75 | $109.99 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  | 4.42 | US Citizen | US Citizen | 705 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 08/01/2025 | 711 | Fair Isaac (VER. 2) | 751 | FICO Classic V5 Facta | 708 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 08/01/2025 | 708 | Fair Isaac (VER. 2) | 696 | FICO Classic V5 Facta | 705 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000089852 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2411.45 |  | 0.381865 |  |  |  |  |  | $2411.45 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $354.33 | $67.75 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  | 17.19 | US Citizen | US Citizen | 752 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 08/20/2025 | 767 | Fair Isaac (VER. 2) | 752 | Beacon 5 | 746 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 08/20/2025 | 764 | Fair Isaac (VER. 2) | 792 | Beacon 5 | 743 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000089027 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2503.52 |  | 0.234036 |  |  |  |  |  | $2503.52 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $199.41 | $232.08 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 8.81 | US Citizen | US Citizen | 758 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Retired |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/14/2025 | 819 | Fair Isaac (VER. 2) | 761 | Beacon 5 | 749 | FICO Risk Score Classic 04 | Individual | Individual | Retired |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/14/2025 | 796 | Fair Isaac (VER. 2) | 758 | Beacon 5 | 753 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000087592 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3631.37 |  | 0.248569 |  |  |  |  |  | $3631.37 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $641.10 | $220.25 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  | 5.65 | US Citizen | US Citizen | 756 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Unemployed |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 08/05/2025 | 763 | Fair Isaac (VER. 2) | 740 | Beacon 5 | 756 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 08/05/2025 | 760 | Fair Isaac (VER. 2) | 781 | Beacon 5 | 763 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000090686 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2820.35 |  | 0.387297 |  |  |  |  |  | $2820.35 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $225.12 | $245.51 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  | 4.44 | US Citizen | US Citizen | 754 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Retired |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 08/25/2025 | 768 | Fair Isaac | 760 | Beacon 5 | 737 | FICO Risk Score Classic 04 | Individual | Individual | Retired |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 08/25/2025 | 773 | Fair Isaac | 750 | Beacon 5 | 754 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000088011 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3551.89 |  | 0.365797 |  |  |  |  |  | $3551.89 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $423.76 | $146.58 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 12.90 | US Citizen |  | 760 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 08/06/2025 | 771 | Fair Isaac (VER. 2) | 760 | Beacon 5 | 733 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000089121 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1711.34 |  | 0.428554 |  |  |  |  |  | $1711.34 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $180.53 | $115.58 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  | 22.45 | US Citizen | US Citizen | 740 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 08/13/2025 | 737 | Fair Isaac (VER. 2) | 760 | Beacon 5 | 740 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 08/13/2025 | 748 | Fair Isaac (VER. 2) | 752 | Beacon 5 | 748 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000089482 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1771.83 |  | 0.437881 |  |  |  |  |  | $1771.83 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $323.66 | $70.92 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 9.06 | US Citizen |  | 750 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 08/12/2025 | 757 | Fair Isaac (VER. 2) | 713 | Beacon 5 | 750 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000091754 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3423.70 |  | 0.256942 |  |  |  |  |  | $3423.70 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $509.92 | $109.75 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 11.49 | US Citizen |  | 786 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 09/03/2025 | 783 | Fair Isaac (VER. 2) | 786 | Beacon 5 | 795 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000089721 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1439.11 |  | 0.267320 |  |  |  |  |  | $1439.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $162.60 | $156.96 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 14.38 | US Citizen |  | 787 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/15/2025 | 787 | Fair Isaac (VER. 2) | 790 | Beacon 5 | 761 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000087708 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2549.43 |  | 0.449919 |  |  |  |  |  | $2549.43 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $277.83 | $106.79 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 7.65 | US Citizen |  | 764 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 08/05/2025 | 754 | Fair Isaac (VER. 2) | 770 | Beacon 5 | 764 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000090526 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1797.83 |  | 0.427007 |  |  |  |  |  | $1797.83 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $378.54 | $82.92 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 3.68 | US Citizen |  | 784 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 4 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 08/25/2025 | 803 | Fair Isaac (VER. 2) | 761 | Beacon 5 | 784 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000092061 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2873.46 |  | 0.302047 |  |  |  |  |  | $2873.46 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $524.73 | $154.75 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  | 7.59 | US Citizen | US Citizen | 765 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 09/04/2025 | 775 | Fair Isaac (VER. 2) | 765 | Beacon 5 | 739 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 09/04/2025 | 796 | Fair Isaac (VER. 2) | 780 | Beacon 5 | 796 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000092515 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2793.50 |  | 0.311380 |  |  |  |  |  | $2793.50 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $129.64 | $115.50 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  | 8.59 | US Citizen | US Citizen | 776 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 09/07/2025 | 797 | Fair Isaac (VER. 2) | 801 | Beacon 5 | 779 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 09/07/2025 | 795 | Fair Isaac (VER. 2) | 773 | Beacon 5 | 776 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000095383 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4751.29 |  | 0.436600 |  |  |  |  |  | $4751.29 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $711.57 | $111.06 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  |  | US Citizen |  | 798 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 08/28/2025 | 813 | Fair Isaac (VER. 2) | 798 | FICO Classic V5 Facta | 794 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000091502 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3349.28 |  | 0.395708 |  |  |  |  |  | $3349.28 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $550.51 | $200.30 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 5.14 | US Citizen |  | 716 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 09/02/2025 | 737 | Fair Isaac (VER. 2) | 711 | Beacon 5 | 716 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000093097 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1626.61 |  | 0.259051 |  |  |  |  |  | $1626.61 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $185.79 | $271.42 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  | 8.84 | US Citizen | US Citizen | 797 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 09/08/2025 | 797 | Fair Isaac (VER. 2) | 804 | Beacon 5 | 762 | FICO Risk Score Classic 04 | Individual | Individual | Unemployed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 09/08/2025 | 826 | Fair Isaac (VER. 2) | 816 | Beacon 5 | 805 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000091194 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1794.65 |  | 0.433112 |  |  |  |  |  | $1794.65 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $173.18 | $56.92 | Level 3-Stated/Partially Verified |  |  |  | No | No | No |  | 4.42 | US Citizen | US Citizen | 775 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified | 09/05/2025 | 776 | Fair Isaac (VER. 2) | 697 | FICO Classic V5 Facta | 775 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified | 09/05/2025 | 754 | Fair Isaac (VER. 2) | 767 | FICO Classic V5 Facta | 762 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000086765 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4351.04 |  | 0.381009 |  |  |  |  |  | $4351.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $439.62 | $145.75 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  | 4.69 | US Citizen | US Citizen | 798 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 07/30/2025 | 803 | Fair Isaac (VER. 2) | 809 | Beacon 5 | 802 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 07/30/2025 | 798 | Fair Isaac (VER. 2) | 810 | Beacon 5 | 794 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000093287 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1912.95 |  | 0.195134 |  |  |  |  |  | $1912.95 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $233.96 | $59.50 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 7.92 | US Citizen |  | 740 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 09/12/2025 | 740 | Fair Isaac (VER. 2) | 746 | Beacon 5 | 726 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000090783 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2172.25 |  | 0.446024 |  |  |  |  |  | $2172.25 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $238.80 | $130.25 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 8.42 | US Citizen |  | 708 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/06/2025 | 716 | Fair Isaac (VER. 2) | 708 | Beacon 5 | 696 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000095276 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1619.00 |  | 0.400527 |  |  |  |  |  | $1619.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $239.74 | $202.05 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 16.16 | US Citizen |  | 706 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 09/19/2025 | 733 | Fair Isaac (VER. 2) | 678 | Beacon 5 | 706 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000078950 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4063.78 |  | 0.374108 |  |  |  |  |  | $4063.78 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $368.16 | $329.08 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 9.07 | US Citizen |  | 773 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Retired |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 06/05/2025 | 794 | Fair Isaac (VER. 2) | 773 | FICO Classic V5 Facta | 768 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000092597 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2644.20 |  | 0.321523 |  |  |  |  |  | $2644.20 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $160.31 | $202.83 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  | 4.95 | US Citizen | US Citizen | 738 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Unemployed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 06/05/2025 | 768 | Fair Isaac (VER. 2) | 778 | FICO Classic V5 Facta | 779 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 06/05/2025 | 738 | Fair Isaac (VER. 2) | 743 | FICO Classic V5 Facta | 734 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000092807 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $906.29 |  | 0.432634 |  |  |  |  |  | $906.29 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $125.18 | $71.50 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 5.89 | US Citizen |  | 795 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Retired |  |  | 3 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 09/09/2025 | 819 | Fair Isaac (VER. 2) | 794 | Beacon 5 | 795 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000093433 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2584.53 |  | 0.429013 |  |  |  |  |  | $2584.53 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $801.17 | $72.42 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 4.30 | US Citizen |  | 770 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 09/14/2025 | 783 | Fair Isaac (VER. 2) | 770 | Beacon 5 | 759 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000096292 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3612.60 |  | 0.290421 |  |  |  |  |  | $3612.60 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $400.35 | $486.08 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  | 11.02 | US Citizen | US Citizen | 798 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 09/11/2025 | 736 | Fair Isaac (VER. 2) | 726 | FICO Classic V5 Facta | 727 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 09/11/2025 | 806 | Fair Isaac (VER. 2) | 798 | FICO Classic V5 Facta | 797 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000093557 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2264.54 |  | 0.142621 |  |  |  |  |  | $2264.54 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $328.77 | $66.83 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 9.49 | US Citizen |  | 770 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 09/12/2025 | 770 | Fair Isaac (VER. 2) | 796 | FICO Classic V5 Facta | 768 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000095516 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1874.50 |  | 0.402143 |  |  |  |  |  | $1874.50 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $123.32 | $82.92 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 2.96 | US Citizen |  | 755 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee | Employed |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 09/24/2025 | 755 | Fair Isaac (VER. 2) | 740 | Beacon 5 | 766 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000095156 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2202.87 |  | 0.393561 |  |  |  |  |  | $2202.87 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $640.19 | $136.25 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 8.92 | US Citizen |  | 718 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 09/23/2025 | 718 | Fair Isaac (VER. 2) | 731 | Beacon 5 | 699 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000093087 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4429.16 |  | 0.436727 |  |  |  |  |  | $4429.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $536.13 | $141.37 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 4.92 | US Citizen |  | 771 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 09/10/2025 | 784 | Fair Isaac (VER. 2) | 771 | FICO Classic V5 Facta | 735 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000097704 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2978.33 |  | 0.377379 |  |  |  |  |  | $2978.33 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $235.17 | $197.67 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  | 2.52 | US Citizen |  | 723 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified | 09/22/2025 | 723 | Fair Isaac (VER. 2) | 724 | Beacon 5 | 685 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000097043 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2275.04 |  | 0.449841 |  |  |  |  |  | $2275.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $223.66 | $172.41 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 5.31 | US Citizen |  | 723 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 10/10/2025 | 715 | Fair Isaac (VER. 2) | 727 | Beacon 5 | 723 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000097762 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3344.14 |  | 0.428771 |  |  |  |  |  | $3344.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $436.17 | $129.83 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 4.53 | US Citizen |  | 763 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 10/13/2025 | 773 | Fair Isaac (VER. 2) | 763 | Beacon 5 | 723 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000095923 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4901.55 |  | 0.372052 |  |  |  |  |  | $4901.55 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1324.44 | $192.00 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  | 8.70 | US Citizen | US Citizen | 808 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Unemployed |  |  | 3 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 09/29/2025 | 783 | Fair Isaac (VER. 2) | 792 | Beacon 5 | 777 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 09/29/2025 | 803 | Fair Isaac (VER. 2) | 808 | Beacon 5 | 811 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000094387 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2843.44 |  | 0.425094 |  |  |  |  |  | $2843.44 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $518.98 | $171.62 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  |  | US Citizen |  | 769 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 09/17/2025 | 784 | Fair Isaac (VER. 2) | 758 | FICO Classic V5 Facta | 769 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000094873 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2613.81 |  | 0.311703 |  |  |  |  |  | $2613.81 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $208.52 | $135.60 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 9.72 | US Citizen |  | 803 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 09/22/2025 | 781 | Fair Isaac (VER. 2) | 808 | Beacon 5 | 803 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000095723 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4767.02 |  | 0.429956 |  |  |  |  |  | $4767.02 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1239.88 | $156.08 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 741 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Retired |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 09/25/2025 | 743 | Fair Isaac (VER. 2) | 741 | Beacon 5 | 717 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000097425 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2930.47 |  | 0.337820 |  |  |  |  |  | $2930.47 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $273.21 | $139.80 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 4.52 | US Citizen |  | 802 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 08/18/2025 | 786 | Fair Isaac (VER. 2) | 802 | Beacon 5 | 811 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000097771 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5207.02 |  | 0.428072 |  |  |  |  |  | $5207.02 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $861.87 | $75.67 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 11.32 | US Citizen |  | 709 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Retired |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 10/08/2025 | 686 | Fair Isaac (VER. 2) | 709 | FICO Classic V5 Facta | 722 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000096993 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1656.98 |  | 0.349228 |  |  |  |  |  | $1656.98 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $184.94 | $109.26 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 19.77 | US Citizen |  | 764 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 10/07/2025 | 769 | Fair Isaac (VER. 2) | 723 | Beacon 5 | 764 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000100966 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3330.37 |  | 0.441974 |  |  |  |  |  | $3330.37 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $533.54 | $65.33 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 1.67 | US Citizen |  | 760 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 9 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 10/28/2025 | 760 | Fair Isaac (VER. 2) | 768 | FICO Classic V5 Facta | 716 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000098138 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3199.65 |  | 0.449802 |  |  |  |  |  | $3199.65 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $856.34 | $358.42 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 4.11 | US Citizen |  | 772 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 10/09/2025 | 784 | Fair Isaac (VER. 2) | 772 | FICO Classic V5 Facta | 742 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000102366 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $6697.51 |  | 0.404742 |  |  |  |  |  | $6697.51 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $786.86 | $117.76 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 0.72 | US Citizen | US Citizen | 791 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 09/16/2025 | 791 | Fair Isaac (VER. 2) | 791 | FICO Classic V5 Facta | 792 | FICO Risk Score Classic 04 | Individual | Individual | Unemployed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 09/16/2025 | 789 | Fair Isaac (VER. 2) | 777 | FICO Classic V5 Facta | 792 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000101694 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2145.40 |  | 0.249215 |  |  |  |  |  | $2145.40 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $131.67 | $71.17 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 7.24 | US Citizen |  | 806 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 11/07/2025 | 800 | Fair Isaac (VER. 2) | 806 | Beacon 5 | 815 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000103231 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1446.07 |  | 0.386380 |  |  |  |  |  | $1446.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $321.25 | $89.74 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 5.76 | US Citizen |  | 750 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 5 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 11/03/2025 | 695 | FICO II | 752 | Beacon 5 | 750 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000103154 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1852.70 |  | 0.438336 |  |  |  |  |  | $1852.70 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $323.69 | $246.75 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 4.30 | US Citizen |  | 791 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 09/08/2025 | 791 | Fair Isaac (VER. 2) | 794 | Beacon 5 | 768 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000102435 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4835.06 |  | 0.405057 |  |  |  |  |  | $4835.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $585.63 | $58.42 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  | 5.44 | US Citizen | US Citizen | 781 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 10/06/2025 | 796 | Fair Isaac (VER. 2) | 763 | FICO Classic V5 Facta | 781 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 10/06/2025 | 811 | Fair Isaac (VER. 2) | 788 | FICO Classic V5 Facta | 786 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000096612 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $10127.89 |  | 0.431885 |  |  |  |  |  | $10127.89 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1334.08 | $1270.33 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 4.22 | US Citizen |  | 728 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 5 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 11/17/2025 | 728 | Fair Isaac (VER. 2) | 729 | FICO Classic V5 Facta | 716 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000104026 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4229.48 |  | 0.447574 |  |  |  |  |  | $4229.48 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $588.60 | $309.83 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 6.61 | US Citizen |  | 785 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/24/2025 | 792 | Fair Isaac (VER. 2) | 785 | Beacon 5 | 720 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000103570 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4445.28 |  | 0.158572 |  |  |  |  |  | $4445.28 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $665.77 | $285.29 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  | 7.86 | US Citizen | US Citizen | 808 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 4 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 11/20/2025 | 792 | Fair Isaac (VER. 2) | 808 | Beacon 5 | 812 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 4 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 11/20/2025 | 792 | Fair Isaac (VER. 2) | 808 | Beacon 5 | 812 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000095331 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1236.05 |  | 0.447814 |  |  |  |  |  | $1236.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $234.25 | $77.15 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 7.57 | US Citizen |  | 708 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 09/24/2025 | 681 | Fair Isaac (VER. 2) | 708 | FICO Classic V5 Facta | 710 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000103575 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1909.77 |  | 0.199196 |  |  |  |  |  | $1909.77 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $560.25 | $85.50 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 7.37 | US Citizen |  | 715 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 11/20/2025 | 727 | Fair Isaac (VER. 2) | 706 | Beacon 5 | 715 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000104113 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4401.17 |  | 0.306203 |  |  |  |  |  | $4401.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $581.54 | $169.58 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 4.14 | US Citizen | US Citizen | 700 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 6 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/25/2025 | 703 | Fair Isaac (VER. 2) | 739 | Beacon 5 | 756 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 6 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/25/2025 | 729 | Fair Isaac (VER. 2) | 687 | Beacon 5 | 700 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000102951 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2059.09 |  | 0.264334 |  |  |  |  |  | $2059.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $625.52 | $151.50 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 5.15 | US Citizen |  | 736 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 11/17/2025 | 757 | Fair Isaac (VER. 2) | 736 | Beacon 5 | 728 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000104822 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1912.61 |  | 0.434789 |  |  |  |  |  | $1912.61 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $207.26 | $161.06 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  | 10.65 | US Citizen | US Citizen | 748 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 12/03/2025 | 748 | Fair Isaac (VER. 2) | 767 | Beacon 5 | 734 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 12/03/2025 | 736 | Fair Isaac (VER. 2) | 760 | Beacon 5 | 769 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000102493 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1896.55 |  | 0.446716 |  |  |  |  |  | $1896.55 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $231.53 | $335.58 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 18.31 | US Citizen |  | 782 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 11/13/2025 | 784 | Fair Isaac (VER. 2) | 782 | Beacon 5 | 758 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000104970 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3348.58 |  | 0.416381 |  |  |  |  |  | $3348.58 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $459.34 | $145.52 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 4.66 | US Citizen |  | 742 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 12/02/2025 | 742 | Fair Isaac (VER. 2) | 739 | FICO Classic V5 Facta | 758 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000104522 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2531.33 |  | 0.396618 |  |  |  |  |  | $2531.33 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $0.00 | $121.08 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  |  | US Citizen |  | 733 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 5 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 12/01/2025 | 733 | Fair Isaac (VER. 2) | 692 | Beacon 5 | 747 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000105843 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4802.42 |  | 0.447877 |  |  |  |  |  | $4802.42 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $318.25 | $682.00 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 8.70 | US Citizen |  | 701 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 12/10/2025 | 743 | Fair Isaac (VER. 2) | 697 | Beacon 5 | 701 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000105204 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $19157.51 |  | 0.379556 |  |  |  |  |  | $19157.51 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $492.42 | $1447.25 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  | 1.77 | US Citizen | US Citizen | 757 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 10/31/2025 | 799 | Fair Isaac (VER. 2) | 714 | Beacon 5 | 757 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 10/31/2025 | 747 | Fair Isaac (VER. 2) | 723 | Beacon 5 | 733 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000104666 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1700.44 |  | 0.419714 |  |  |  |  |  | $1700.44 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $79.61 | $89.75 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 17.01 | US Citizen |  | 756 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Retired |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 11/25/2025 | 753 | Fair Isaac (VER. 2) | 772 | Beacon 5 | 756 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000106823 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $7597.93 |  | 0.430637 |  |  |  |  |  | $7597.93 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $271.41 | $138.33 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  | 8.21 | US Citizen | US Citizen | 800 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Retired |  |  | 5 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 11/06/2025 | 795 | FICO II | 800 | Beacon 5 | 801 | FICO Risk Score Classic 04 | Individual | Individual | Retired |  |  | 5 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 11/06/2025 | 837 | FICO II | 755 | Beacon 5 | 808 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000106831 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3518.90 |  | 0.294107 |  |  |  |  |  | $3518.90 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $659.41 | $229.58 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 11.49 | US Citizen |  | 727 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 12/22/2025 | 727 | Fair Isaac (VER. 2) | 723 | FICO Classic V5 Facta | 729 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000106626 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4374.97 |  | 0.408856 |  |  |  |  |  | $4374.97 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $505.83 | $357.67 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 24.21 | US Citizen |  | 736 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 12/14/2025 | 738 | Fair Isaac (VER. 2) | 735 | Beacon 5 | 736 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000106156 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4754.17 |  | 0.331027 |  |  |  |  |  | $4754.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $423.01 | $84.50 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 17.99 | US Citizen |  | 818 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 12/12/2025 | 835 | Fair Isaac (VER. 2) | 818 | Beacon 5 | 810 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000105115 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $6288.90 |  | 0.276452 |  |  |  |  |  | $6288.90 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1045.09 | $210.25 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 6.41 | US Citizen |  | 779 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 12/09/2025 | 777 | Fair Isaac (VER. 2) | 791 | FICO Classic V5 Facta | 779 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000110745 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4073.33 |  | 0.191708 |  |  |  |  |  | $4073.33 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $907.04 | $167.00 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 11.93 | US Citizen |  | 716 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 5 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 09/09/2025 | 729 | Fair Isaac (VER. 2) | 706 | Beacon 5 | 716 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000108118 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $8489.94 |  | 0.433445 |  |  |  |  |  | $8489.94 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $589.32 | $207.08 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  | 1.78 | US Citizen |  | 769 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 4 | US Citizen |  |  | Level 3-Stated/Partially Verified | 12/03/2025 | 769 | Fair Isaac (VER. 2) | 769 | FICO Classic V5 Facta | 790 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000108951 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4105.06 |  | 0.449709 |  |  |  |  |  | $4105.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $595.20 | $128.59 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  | 5.16 | US Citizen | US Citizen | 785 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 01/03/2026 | 800 | Fair Isaac (VER. 2) | 784 | Beacon 5 | 785 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 01/03/2026 | 790 | Fair Isaac (VER. 2) | 781 | Beacon 5 | 782 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000106537 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2470.72 |  | 0.283702 |  |  |  |  |  | $2470.72 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $185.84 | $173.75 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 5.29 | US Citizen |  | 718 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/15/2025 | 718 | Fair Isaac (VER. 2) | 744 | Beacon 5 | 710 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000107017 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3278.33 |  | 0.313159 |  |  |  |  |  | $3278.33 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $286.21 | $129.92 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 8.94 | US Citizen | US Citizen | 796 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/17/2025 | 799 | Fair Isaac (VER. 2) | 784 | Beacon 5 | 799 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/17/2025 | 799 | Fair Isaac (VER. 2) | 771 | Beacon 5 | 796 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000110361 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1430.86 |  | 0.423785 |  |  |  |  |  | $1430.86 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $333.57 | $110.92 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 8.56 | US Citizen |  | 707 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/16/2026 | 732 | Fair Isaac (VER. 2) | 678 | Beacon 5 | 707 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000110404 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3099.60 |  | 0.354221 |  |  |  |  |  | $3099.60 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $863.39 | $127.08 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  | 7.04 | US Citizen | US Citizen | 728 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 01/12/2026 | 747 | Fair Isaac (VER. 2) | 726 | Beacon 5 | 728 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 01/12/2026 | 752 | Fair Isaac (VER. 2) | 730 | Beacon 5 | 715 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

## Exhibit 99.01

**Exhibit 99.01 Schedule 6**

---

| | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Servicer Loan ID** | **Investor Loan Number** | **Field Label** | **Bid Tape Field Value** | **Field Value** | **Comment** |
| XXXX | 4000017900 | XXXX |  |  | Refi Purpose | Cash-out - Other | Cash-out - Home Improvement | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXX | 4000017900 | XXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXX | 6000091525 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 42.866 | 35.97628 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 6000091547 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 42.446 | 37.21871 | Lender's DTI o the approval and the 1008 is documented at 37.375% |
| XXXX | 6000091552 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 38.855 | 35.94413 | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| XXXX | 6000091553 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 41.039 | 37.83809 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 6000091555 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 43.811 | 40.3872 | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| XXXX | 6000091557 | XXXX |  |  | Property Type | PUD | Single Family Detached | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000025410 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000025410 | XXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXX | 4000028152 | XXXX |  |  | Representative FICO | 720 | 726 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000028152 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000028960 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000028960 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000028960 | XXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXX | 4000028960 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 40.31 | 43.7225 | Matches 1008 |
| XXXX | 4000033843 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000033843 | XXXX |  |  | Refi Purpose | Cash-out - Other | Rate/Term | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXX | 4000033843 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 41.99 | 39.98472 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000034738 | XXXX |  |  | Property Type | Single Family Detached | Condo (Low Rise) | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000034738 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000035700 | XXXX |  |  | Borrower SSN |  |  | Field Value verified by application or other documentation in file |
| XXXX | 4000035700 | XXXX |  |  | Coborrower SSN |  |  | Field Value verified by application or other documentation in file |
| XXXX | 4000035700 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000038265 | XXXX |  |  | Representative FICO | 799 | 814 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000038265 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000038265 | XXXX |  |  | Original CLTV | 54.84 | 50.69359 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 4000038265 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000038265 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 38 | 22.98886 | $6,224.17 debt / $27,074.72 income |
| XXXX | 6000093762 | XXXX |  |  | Borrower Full Name |  |  | Field value reflects source document |
| XXXX | 6000093762 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 40.97 | 37.33032 | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| XXXX | 6000093763 | XXXX |  |  | Borrower Full Name |  |  | Field value reflects source document |
| XXXX | 6000093763 | XXXX |  |  | Coborrower Full Name |  |  | Field value reflects source document |
| XXXX | 6000093765 | XXXX |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| XXXX | 6000093765 | XXXX |  |  | Borrower Full Name |  |  | Field value reflects source document |
| XXXX | 6000093765 | XXXX |  |  | Coborrower Full Name |  |  | Field value reflects source document |
| XXXX | 6000093768 | XXXX |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the HUD-1 or CD |
| XXXX | 6000093768 | XXXX |  |  | Borrower Full Name |  |  | Field value reflects source document |
| XXXX | 6000093769 | XXXX |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the Approval/AUS |
| XXXX | 6000093769 | XXXX |  |  | Borrower Full Name |  |  | Field value reflects source document |
| XXXX | 6000093770 | XXXX |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| XXXX | 6000093770 | XXXX |  |  | Borrower Full Name |  |  | Field value reflects source document |
| XXXX | 6000093771 | XXXX |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| XXXX | 6000093771 | XXXX |  |  | Borrower Full Name |  |  | Field value reflects source document |
| XXXX | 6000093772 | XXXX |  |  | Borrower Full Name |  |  | Field value reflects source document |
| XXXX | 6000093772 | XXXX |  |  | Coborrower Full Name |  |  | Field value reflects source document |
| XXXX | 6000093773 | XXXX |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| XXXX | 6000093773 | XXXX |  |  | Borrower Full Name |  |  | Field value reflects source document |
| XXXX | 6000093773 | XXXX |  |  | Coborrower Full Name |  |  | Field value reflects source document |
| XXXX | 6000093774 | XXXX |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| XXXX | 6000093774 | XXXX |  |  | Borrower Full Name |  |  | Field value reflects source document |
| XXXX | 6000093775 | XXXX |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| XXXX | 6000093775 | XXXX |  |  | Borrower Full Name |  |  | Field value reflects source document |
| XXXX | 6000093775 | XXXX |  |  | Coborrower Full Name |  |  | Field value reflects source document |
| XXXX | 6000093776 | XXXX |  |  | Contract Sales Price |  |  | Not required to be updated. |
| XXXX | 6000093776 | XXXX |  |  | Borrower Full Name |  |  | Field value reflects source document |
| XXXX | 6000093776 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 28.97 | 47.35762 | Lender updated 1008 |
| XXXX | 6000093778 | XXXX |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| XXXX | 6000093778 | XXXX |  |  | Borrower Full Name |  |  | Field value reflects source document |
| XXXX | 4000037676 | XXXX |  |  | Original Interest Rate | 12.75 | 12.25 | Field Value reflects the Note value |
| XXXX | 4000037676 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000038469 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000037841 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000039078 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000038586 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000038586 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 24.96 | 40.75271 | Field data matches Lenders 1008. |
| XXXX | 4000032016 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000032016 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000037018 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000037018 | XXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXX | 4000038401 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000038401 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000038401 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 32.5 | 41.08253 | Unable to verify due to missing information |
| XXXX | 4000036782 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000036782 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000036782 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 34.88 | 36.89501 | Field value matches 1008 |
| XXXX | 4000035677 | XXXX |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000035677 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000035677 | XXXX |  |  | Original CLTV | 57.9 | 63.43706 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 4000035677 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000035677 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 31 | 28.62433 | Field data matches Lenders 1008 |
| XXXX | 4000038212 | XXXX |  |  | Representative FICO | 751 | 778 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000038212 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000037984 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000037984 | XXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXX | 4000037984 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 38.01 | 40.72614 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000037494 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000037494 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000032707 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000032707 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 25.41 | 22.9428 | Field data matches Lenders 1008 |
| XXXX | 4000039642 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000033234 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000033234 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 45 | 48.81702 | Field value matches 1008 |
| XXXX | 4000038986 | XXXX |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000038986 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000037694 | XXXX |  |  | Representative FICO | 766 | 782 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000037694 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000037694 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 22.29 | 25.67432 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000036950 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000036950 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000036950 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 29 | 35.38363 | Field value matches 1008 |
| XXXX | 4000039498 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000036315 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000032936 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000032936 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000032936 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000032936 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 49.56 | 41.00937 | Debt was less than UW used. |
| XXXX | 4000037732 | XXXX |  |  | Coborrower First Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXX | 4000037732 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000037732 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000037732 | XXXX |  |  | Original CLTV | 71.77 | 69.00275 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 4000037732 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000041505 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000041505 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 39.61 | 34.64468 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000039093 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000038775 | XXXX |  |  | Representative FICO | 746 | 751 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000038775 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000038600 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000038600 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000040132 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000040132 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 39.9 | 44.76057 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000039360 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000039360 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000039360 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 35 | 26.91858 | Debt $4,497.47 / Income $16,707.68 |
| XXXX | 4000039278 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000038924 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000038924 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 48.74 | 45.59177 | Lender used higher P&I for first mortgage payment. |
| XXXX | 4000040455 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000040455 | XXXX |  |  | Original CLTV | 37.5 | 27.67558 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 4000040455 | XXXX |  |  | Original LTV | 10 | 7.40741 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| XXXX | 4000040455 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000039736 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000039736 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000041507 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000040659 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000038106 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000038106 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000040699 | XXXX |  |  | Purpose | Purchase | Refinance | Field Value reflects the Purpose per the Final HUD-1/Final CD |
| XXXX | 4000040699 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000038948 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000038948 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000041530 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000042971 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000038944 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000038944 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000038767 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000038967 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000038967 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 49.36 | 44.48019 | Income-vrified $15,833.34-Total debt $3,514.00 housing $4,212.01. |
| XXXX | 4000039946 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000039946 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 49.88 | 46.78297 | Total housing payment $1961.04 toal debt $326.00 - lender used higher total payment of $2,113.14 |
| XXXX | 6000093780 | XXXX |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| XXXX | 6000093782 | XXXX |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| XXXX | 6000093783 | XXXX |  |  | Representative FICO | 709 | 733 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 6000093783 | XXXX |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| XXXX | 6000093783 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 44.97 | 40.61364 | it appears the PI for the first is full PITI payment $2256 causing TI to be counted twice. |
| XXXX | 6000093784 | XXXX |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| XXXX | 6000093785 | XXXX |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| XXXX | 6000093785 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 37.8 | 33.56089 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 6000093786 | XXXX |  |  | Representative FICO | 753 | 796 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 6000093786 | XXXX |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| XXXX | 6000093787 | XXXX |  |  | Contract Sales Price |  |  | N/A, subject is a 2nd lien refinance. |
| XXXX | 6000093787 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 41.98 | 31.35724 | Per the approval in the file Lender included the subject taxes and insurance twice once in the P&I of the 1st and as individual fees for the housing payment. |
| XXXX | 6000093788 | XXXX |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| XXXX | 6000093790 | XXXX |  |  | Contract Sales Price |  |  | Refinance Loan |
| XXXX | 6000093791 | XXXX |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| XXXX | 6000093792 | XXXX |  |  | Representative FICO | 687 | 677 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 6000093792 | XXXX |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| XXXX | 6000093793 | XXXX |  |  | Representative FICO | 732 | 744 | Field Value Representative FICO reflects the lowest mid score of the highest wage earner |
| XXXX | 4000043130 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000041366 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000041366 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 46.72 | 49.35821 | Field data matches Lenders 1008 |
| XXXX | 4000039990 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000041117 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000041531 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000040815 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000040815 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000040815 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 35.45 | 37.46325 | Debt $4,370.71 / Income $11,666.66 |
| XXXX | 4000041738 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000038779 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000041128 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000041128 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000040594 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000040594 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000040594 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 37.97 | 28.15339 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000042760 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000039551 | XXXX |  |  | Representative FICO | 768 | 781 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000039551 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000041549 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000041416 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000041416 | XXXX |  |  | Refi Purpose | Cash-out - Other | Cash-out - Home Improvement | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXX | 4000041416 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000042430 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000040929 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000039541 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000039541 | XXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXX | 4000039541 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 13.9 | 20.64506 | Field value matches 1008 |
| XXXX | 4000042425 | XXXX |  |  | Representative FICO | 726 | 746 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000042425 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000042425 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 33.92 | 36.43857 | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| XXXX | 4000042448 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000042448 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000042448 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 25.8 | 44.51643 | Field data matches Lenders 1008 |
| XXXX | 4000039259 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000039259 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 46.48 | 49.49316 | Field data matches Lenders 1008 |
| XXXX | 4000041417 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000041417 | XXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXX | 4000039362 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000041909 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000041909 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000041909 | XXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXX | 4000042159 | XXXX |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000042159 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000042159 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 42.49 | 49.18791 | Field data matches Lenders 1008 |
| XXXX | 4000043793 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000043793 | XXXX |  |  | PMI Coverage % | 0 |  | Field value reflects source document |
| XXXX | 4000043075 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000043075 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000041264 | XXXX |  |  | Coborrower Last Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXX | 4000041264 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000041264 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000043291 | XXXX |  |  | City |  |  | Field Value reflects City per Note |
| XXXX | 4000043291 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000043569 | XXXX |  |  | Representative FICO | 713 | 733 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000043569 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000043569 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 47 | 39.57577 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000044277 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000044277 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 15.14 | 37.30467 | Field data matches Lenders 1008 |
| XXXX | 4000043233 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000043233 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000043233 | XXXX |  |  | PMI Coverage % | 0 |  | Field value reflects source document |
| XXXX | 4000044046 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000043761 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000044201 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000044201 | XXXX |  |  | Representative FICO | 719 | 746 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000044201 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Security Instrument |
| XXXX | 4000044201 | XXXX |  |  | Original CLTV | 73.47 | 75.44815 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 4000044201 | XXXX |  |  | Original LTV | 17.28 | 19.25926 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| XXXX | 4000044201 | XXXX |  |  | PMI Coverage % | 0 |  | Field value reflects source document |
| XXXX | 4000043726 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000043726 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000043726 | XXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXX | 4000044283 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000042198 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000042198 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000043248 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000043457 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000042504 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000042504 | XXXX |  |  | Original CLTV | 52.85 | 48.94215 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 4000042504 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000039542 | XXXX |  |  | Borrower First Name |  |  | Unable to verify due to missing information |
| XXXX | 4000039542 | XXXX |  |  | Coborrower First Name |  |  | Unable to verify due to missing information |
| XXXX | 4000039542 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Unable to verify due to missing information |
| XXXX | 4000039542 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 49.99 | 34.56629 | Unable to verify due to missing information |
| XXXX | 4000044339 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000039299 | XXXX |  |  | Representative FICO | 710 | 734 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000039299 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000043920 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000045298 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000045298 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 16.44 | 22.69107 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000044505 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000040447 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000040447 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000040447 | XXXX |  |  | Original CLTV | 64.92 | 61.5443 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 4000040447 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000040447 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 44.86 | 49.47889 | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| XXXX | 4000037977 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000037977 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 49.95 | 47.81212 | Lender used PITIA vs P&I for first mortgage payment. |
| XXXX | 4000044352 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000044352 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 23 | 34.89874 | DTI exceeds due to the lender usng a higher qualifying payment of $4,209.64 |
| XXXX | 4000045487 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000045487 | XXXX |  |  | PMI Coverage % | 0 |  | PMI is not required |
| XXXX | 4000044203 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000044203 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 15.13 | 49.72188 | Field data matches Lenders 1008. |
| XXXX | 4000045609 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000045609 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 42.7 | 21.45567 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000045611 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000044901 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000044901 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 38.69 | 43.85676 | Field value matches 1008 |
| XXXX | 4000045835 | XXXX |  |  | Representative FICO | 780 | 787 | Unable to verify due to missing information |
| XXXX | 4000045835 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Approval/AUS |
| XXXX | 4000044686 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000044580 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000044580 | XXXX |  |  | Originator Application Date |  |  | Field Value reflects the Broker Application Date while Tape Value reflects Creditor Application Date |
| XXXX | 4000045299 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000045347 | XXXX |  |  | Representative FICO | 749 | 768 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000045347 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000045347 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000045347 | XXXX |  |  | Original CLTV | 63.21 | 61.04027 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 4000045347 | XXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXX | 4000045347 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000045813 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000045813 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 29.99 | 33.74823 | Debt $2,974.08 / Income $8,812.55 |
| XXXX | 4000044560 | XXXX |  |  | Coborrower Last Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXX | 4000044560 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000044560 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000045549 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000045549 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 36.56 | 39.49341 | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| XXXX | 4000045944 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000043827 | XXXX |  |  | Representative FICO | 787 | 806 | Unable to verify due to missing information |
| XXXX | 4000043827 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Approval/AUS |
| XXXX | 4000043827 | XXXX |  |  | Original CLTV | 40.19 | 41.93906 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 4000043827 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000043827 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 42.03 | 44.16569 | DTI on final 1008 is 44.95% |
| XXXX | 4000045241 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000044373 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000044373 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000046060 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000045685 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000045685 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000045685 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 45 | 41.9263 | Debt $5,433.14 / Income $10,666.67. |
| XXXX | 4000045765 | XXXX |  |  | Property Type | PUD | Single Family Detached | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000045765 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000045765 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 45 | 42.53239 | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| XXXX | 4000045678 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000045678 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 45 | 42.98174 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000045012 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000045012 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 25.29 | 34.8564 | Field value matches 1008 |
| XXXX | 4000044658 | XXXX |  |  | Representative FICO | 715 | 748 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000044658 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000044658 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 34.73 | 31.81203 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000045825 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000045825 | XXXX |  |  | Property Type | Single Family Detached | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000045825 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000045825 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 12.38 | 24.55182 | Income $13758.33/$3377.82 |
| XXXX | 4000044240 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000044240 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000044240 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 47.11 | 49.86751 | Field data matches Lenders 1008 |
| XXXX | 4000045844 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | second mortgage |
| XXXX | 4000045844 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000046962 | XXXX |  |  | Representative FICO | 705 | 783 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000046962 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000036458 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000036458 | XXXX |  |  | Representative FICO | 683 | 732 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000036458 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000036458 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000043903 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000043903 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000043903 | XXXX |  |  | Originator Application Date |  |  | Field Value reflects the Broker Application Date while Tape Value reflects Creditor Application Date |
| XXXX | 4000046074 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000046074 | XXXX |  |  | Original Interest Rate | 8.625 | 8.75 | Field Value reflects the Note value |
| XXXX | 4000046074 | XXXX |  |  | Representative FICO | 711 | 732 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000046074 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000045614 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000046222 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000046222 | XXXX |  |  | Original CLTV | 42.57 | 44.70449 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 4000046222 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000046689 | XXXX |  |  | Representative FICO | 778 | 814 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000046689 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000046689 | XXXX |  |  | Original CLTV | 67.69 | 66.15831 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 4000047581 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000046219 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000044605 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000044605 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000044605 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 32.44 | 45.23067 | Field data matches Lenders 1008 |
| XXXX | 4000047647 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000047647 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000047647 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 46.15 | 43.68626 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000045471 | XXXX |  |  | Coborrower Last Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXX | 4000045471 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000045471 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 36.28 | 33.86366 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000045315 | XXXX |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000045315 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000044268 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000044268 | XXXX |  |  | PMI Coverage % | 0 |  | Field value reflects source document |
| XXXX | 4000044268 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 40.97 | 36.11545 | DTI on 1008 is 36.39% |
| XXXX | 4000046193 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000046193 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000046193 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 30.9 | 35.80702 | DTI on 1008 os 36.34% |
| XXXX | 4000045648 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000045648 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000046763 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000046763 | XXXX |  |  | Original CLTV | 65.91 | 69.99153 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 4000046763 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000047990 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000047990 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 35.78 | 38.80856 | Debt $4,431.29 / Income $11,418.33. |
| XXXX | 4000043653 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000043653 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 31.36 | 33.68874 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000045879 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000045879 | XXXX |  |  | Original CLTV | 69.51 | 73.26311 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 4000045879 | XXXX |  |  | Original LTV | 27.5 | 29.06504 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| XXXX | 4000045879 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000045879 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 13.49 | 18.83349 | Field value with 3% of 1008 value |
| XXXX | 4000047765 | XXXX |  |  | Representative FICO | 790 | 809 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000047765 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000045297 | XXXX |  |  | Property Type | PUD | Single Family Detached | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000047847 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000048115 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000048115 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 46.56 | 49.89568 | Field value matches 1003 |
| XXXX | 4000047837 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000047837 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 31.21 | 44.97471 | DTI matches the 1008 |
| XXXX | 4000046756 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000046756 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 34.51 | 26.49703 | DTI is matching with 1008. |
| XXXX | 4000047697 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000047697 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000046104 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000048162 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000048162 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 38.89 | 35.60898 | Verified income $21,250/debt $$4382.10 |
| XXXX | 4000046189 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000046189 | XXXX |  |  | Original CLTV | 66.76 | 62.74636 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 4000046189 | XXXX |  |  | Original LTV | 18.44 | 17.33467 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| XXXX | 4000046189 | XXXX |  |  | PMI Coverage % | 0 |  | Field value reflects source document |
| XXXX | 4000046189 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000048086 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000048367 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000048367 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000048367 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 37.26 | 48.29509 | Debt $2,343.92 / Income $4,853.33 |
| XXXX | 4000047604 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000041664 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000041664 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 20 | 24.52641 | Field value matches 1008 |
| XXXX | 4000048117 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000048117 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 35.08 | 40.67845 | Field value within 1% of 1008 |
| XXXX | 4000049382 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000047607 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000047607 | XXXX |  |  | PMI Coverage % | 0 |  | NA |
| XXXX | 4000048263 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000048263 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000048263 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 43.17 | 49.83581 | DTI imatches 1008 |
| XXXX | 4000048170 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000048170 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000047955 | XXXX |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000047955 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000047955 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 26.46 | 29.9948 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000045568 | XXXX |  |  | Representative FICO | 755 | 760 |  |
| XXXX | 4000045568 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Approval/AUS |
| XXXX | 4000045568 | XXXX |  |  | PMI Coverage % | 0 |  | N/A |
| XXXX | 4000050148 | XXXX |  |  | Representative FICO | 795 | 797 | per the guidelines Representative Credit Score of the Primary Wage Earner is used to qualify. |
| XXXX | 4000050148 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000047620 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000047620 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 31.89 | 29.59703 | Unable to verify due to missing information |
| XXXX | 4000048970 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000047925 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Approval/AUS |
| XXXX | 4000047925 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 21.08 | 25.52218 | Unable to verify due to missing information |
| XXXX | 4000047830 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000047830 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 49.95 | 43.83435 | Debt $5,535.63 / Income $12,628.52. |
| XXXX | 4000046275 | XXXX |  |  | Property Type | Condo (High Rise) | Condo (Low Rise) | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000046275 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Approval/AUS |
| XXXX | 4000048684 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000048684 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 49.98 | 45.30744 | Debt $4297.51/ Income $9485.22 |
| XXXX | 4000050413 | XXXX |  |  | Original Interest Rate | 8.25 | 8.125 | Field Value reflects the Note value |
| XXXX | 4000050413 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000048058 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000048058 | XXXX |  |  | PMI Coverage % | 0 |  | Field value reflects source document |
| XXXX | 4000048058 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 44.12 | 38.4665 | Field value matches 1008 |
| XXXX | 4000050739 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000049076 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000046277 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000046277 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000046277 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 19.23 | 30.51515 | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| XXXX | 4000047584 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000047584 | XXXX |  |  | Original CLTV | 62.29 | 59.29847 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 4000047584 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000047699 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000048422 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000048422 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000048422 | XXXX |  |  | PMI Coverage % | 0 |  | Field value reflects source document |
| XXXX | 4000048422 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 41.53 | 37.60105 | Total expenses $2726.99 / Total Income $7,252.43 |
| XXXX | 4000048159 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000048159 | XXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXX | 4000048159 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 27.2 | 35.85977 | Field data matches Lenders 1008. |
| XXXX | 4000049103 | XXXX |  |  | Representative FICO | 745 | 747 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000049103 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000049571 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000049468 | XXXX |  |  | Zip |  |  | Field Value reflects Zip per Note |
| XXXX | 4000049468 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000049468 | XXXX |  |  | Refi Purpose | Cash-out - Debt Consolidation | Cash-out - Other | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXX | 4000048221 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000048221 | XXXX |  |  | PMI Coverage % | 0 |  | NA |
| XXXX | 4000044851 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000048229 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000048902 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000048902 | XXXX |  |  | Original CLTV | 67.57 | 49.5992 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 4000049982 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000049982 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000049982 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 40.55 | 43.79787 | Field data matches Lenders 1008 |
| XXXX | 4000047834 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000049315 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000049315 | XXXX |  |  | PMI Coverage % | 0 |  | NA |
| XXXX | 4000048909 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000048909 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 45.41 | 47.80473 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000048210 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000049069 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000048575 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000048575 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000048575 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000048575 | XXXX |  |  | Original CLTV | 39.22 | 40.704 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 4000048575 | XXXX |  |  | Original LTV | 14.8 | 16.28592 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| XXXX | 4000048575 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 19.2 | 21.27532 | DTI matches the 1008 |
| XXXX | 4000049006 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Approval/AUS |
| XXXX | 4000049006 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 48.88 | 29.34923 | DTI matches the 1008 |
| XXXX | 4000047910 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000047910 | XXXX |  |  | Original CLTV | 51.98 | 53.29867 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 4000047617 | XXXX |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000047617 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000048239 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000048205 | XXXX |  |  | Representative FICO | 793 | 808 |  |
| XXXX | 4000048205 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000048205 | XXXX |  |  | Refi Purpose | Limited Cash-out GSE | Rate/Term | Field Value reflects borrower not receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXX | 4000048205 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 49.59 | 45.84638 | Field data matches Lenders 1008 |
| XXXX | 4000046410 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000046410 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000046410 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000046410 | XXXX |  |  | Original CLTV | 75.71 | 79.82541 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 4000046410 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000048678 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000050835 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000050837 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000050837 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000050837 | XXXX |  |  | Original CLTV | 74.57 | 59.85204 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 4000050836 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000050852 | XXXX |  |  | Representative FICO | 703 | 829 |  |
| XXXX | 4000050852 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000050846 | XXXX |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000050846 | XXXX |  |  | Borrower SSN |  |  | Field Value verified by application or other documentation in file |
| XXXX | 4000050846 | XXXX |  |  | Coborrower First Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXX | 4000050846 | XXXX |  |  | Coborrower SSN |  |  | Field Value verified by application or other documentation in file |
| XXXX | 4000050846 | XXXX |  |  | Representative FICO | 739 | 755 |  |
| XXXX | 4000050846 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000050037 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000050037 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 36.98 | 29.62469 | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| XXXX | 4000050474 | XXXX |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000050474 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000048251 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000048379 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000048379 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000048379 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 12.91 | 26.78843 | Field data matches Lenders 1008. |
| XXXX | 4000047804 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000049174 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000049174 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000049174 | XXXX |  |  | Original CLTV | 56.02 | 58.06744 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 4000049174 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000049174 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 49.98 | 45.31767 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000048371 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000048371 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000048371 | XXXX |  |  | Refi Purpose | Cash-out - Other | Rate/Term | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXX | 4000048371 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 15.66 | 44.1689 | Matches 1008 |
| XXXX | 4000049380 | XXXX |  |  | Coborrower Last Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXX | 4000049380 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000049000 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000049000 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 47.96 | 45.55115 | Debt $2,926.47/ Income $6,424.58 |
| XXXX | 4000050467 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000049284 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000049284 | XXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXX | 4000049284 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 44.11 | 23.75582 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000049905 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000044840 | XXXX |  |  | City |  |  | Field Value reflects City per Note |
| XXXX | 4000044840 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000044840 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000051661 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000051661 | XXXX |  |  | PMI Coverage % | 0 |  | NA |
| XXXX | 4000050443 | XXXX |  |  | Representative FICO | 728 | 738 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000050443 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000050443 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000047373 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000047373 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 33.48 | 29.62124 | Debt $4,175.54 / Income $14,096.44 |
| XXXX | 4000050012 | XXXX |  |  | Representative FICO | 733 | 720 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000050012 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000049741 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000049741 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000049741 | XXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXX | 4000049741 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 24.71 | 29.28069 | Debt $3826.79/ Income $13,069.33 |
| XXXX | 4000049036 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000049036 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 41.4 | 33.09965 | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| XXXX | 4000049894 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000051436 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000049135 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000049135 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 26.31 | 44.42955 | Debt $516368/ Income $10712.87 |
| XXXX | 4000048387 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000048387 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 23.01 | 33.27872 | Debt $4,218.88 / Income $12,677.41 |
| XXXX | 4000048945 | XXXX |  |  | City |  |  | Field Value reflects City per Note |
| XXXX | 4000048945 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000048945 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Approval/AUS |
| XXXX | 4000048945 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 44.09 | 36.79419 | Debt $2952.13/ Income $8023.36 |
| XXXX | 4000050089 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000050089 | XXXX |  |  | PMI Coverage % | 0 |  | NA |
| XXXX | 4000049954 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000050562 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000050562 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 20.65 | 28.28644 | Field data matches Lenders 1008 |
| XXXX | 4000048557 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000048557 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 49.18 | 45.21912 | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| XXXX | 4000049997 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000049997 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000049997 | XXXX |  |  | Original CLTV | 61.45 | 55.23345 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 4000049997 | XXXX |  |  | Original LTV | 15 | 13.50125 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| XXXX | 4000049997 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000049997 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 40.65 | 35.95892 | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| XXXX | 4000051530 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000051530 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000050275 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000048342 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000046367 | XXXX |  |  | City |  |  | Field Value reflects City per Note |
| XXXX | 4000046367 | XXXX |  |  | Coborrower SSN |  |  | Field Value verified by application or other documentation in file |
| XXXX | 4000046367 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000046367 | XXXX |  |  | Original CLTV | 44.8 | 21.13839 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 4000046367 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 49.44 | 44.48225 | Field value matches 1008 |
| XXXX | 4000051008 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000051008 | XXXX |  |  | Property Type | Condo (Low Rise) | Townhouse |  |
| XXXX | 4000051008 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000051008 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 38 | 29.69687 | Debt $2,970.32 / Income $10,002.13 |
| XXXX | 4000051013 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000051013 | XXXX |  |  | Property Type | Condo (Low Rise) | Site Condo |  |
| XXXX | 4000051013 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000051013 | XXXX |  |  | Refi Purpose | Limited Cash-out GSE | Rate/Term | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXX | 4000050536 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000050536 | XXXX |  |  | PMI Coverage % | 0 |  | NA |
| XXXX | 4000050470 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000050470 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000050470 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 24.09 | 30.08621 | DTI is matching with lender's qualifying DTI. |
| XXXX | 4000050008 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000050008 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000050008 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 39 | 45.6929 | DTI matches lender 1008 |
| XXXX | 4000050561 | XXXX |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000050561 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000050773 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000050773 | XXXX |  |  | Original CLTV | 67.18 | 65.16385 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 4000050773 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 45.99 | 49.91021 | Field data matches Lender's 1008 |
| XXXX | 4000050246 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000050446 | XXXX |  |  | Representative FICO | 781 | 786 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000050446 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000050446 | XXXX |  |  | Original CLTV | 39.63 | 38.55855 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 4000051388 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000050266 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000050266 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000050266 | XXXX |  |  | Original CLTV | 46.33 | 57.91387 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 4000050266 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000050266 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 43.46 | 49.98853 | Debt $9372.85/ Income $18,750.00 |
| XXXX | 4000050575 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000051159 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000051159 | XXXX |  |  | PMI Coverage % | 0 |  | NA |
| XXXX | 4000051159 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 47.05 | 44.67886 | DTI matches lender 1008 |
| XXXX | 4000047983 | XXXX |  |  | Representative FICO | 816 | 817 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000047983 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000047983 | XXXX |  |  | Has FTHB | 0 | 1 | Field value reflects source document |
| XXXX | 4000047983 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 21.06 | 24.18525 | DTI is matching with Lenders qualifying DTI |
| XXXX | 4000048550 | XXXX |  |  | Representative FICO | 708 | 741 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000048550 | XXXX |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000048550 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000048550 | XXXX |  |  | Original CLTV | 71.18 | 66.18819 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 4000048550 | XXXX |  |  | Original LTV | 20.06 | 18.65672 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| XXXX | 4000048550 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000052018 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000052018 | XXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXX | 4000052018 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 38.15 | 34.72749 | Debts $4538.65/ Income $13069.33 |
| XXXX | 4000049445 | XXXX |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000049445 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000050707 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000047841 | XXXX |  |  | City |  |  | Field Value reflects City per Note |
| XXXX | 4000047841 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000047841 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 49.94 | 44.29705 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000049733 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000049733 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000049733 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 49 | 44.44397 | Field data matches Lender's 1008 |
| XXXX | 4000050790 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000050790 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000051736 | XXXX |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000051736 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000051340 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000051340 | XXXX |  |  | Original CLTV | 73.91 | 68.441 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 4000051340 | XXXX |  |  | Original LTV | 22.22 | 20.57613 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| XXXX | 4000051340 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000050711 | XXXX |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000050711 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000050711 | XXXX |  |  | Refi Purpose | Cash-out - Other | Cash-out - Home Improvement | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXX | 4000049719 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000049719 | XXXX |  |  | Original CLTV | 61.01 | 56.43353 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 4000049719 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000052980 | XXXX |  |  | Property Type | PUD | Single Family Detached | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000052980 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000052980 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000050858 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000050858 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 47.34 | 16.87865 | Field data matches Lenders 1008 |
| XXXX | 4000051583 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000049948 | XXXX |  |  | City |  |  | Field Value reflects City per Note |
| XXXX | 4000049948 | XXXX |  |  | Zip |  |  | Field Value reflects Zip per Note |
| XXXX | 4000049948 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000050736 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000050736 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000051531 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000051740 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000049935 | XXXX |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000049935 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000049935 | XXXX |  |  | Originator Application Date |  |  | Unable to verify due to missing information |
| XXXX | 4000049935 | XXXX |  |  | PMI Coverage % | 0 |  | Unable to verify due to missing information |
| XXXX | 4000047863 | XXXX |  |  | Zip |  |  | Field Value reflects Zip per Note |
| XXXX | 4000047863 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000047863 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 44 | 36.8241 | Field value within 2% of 1008 |
| XXXX | 4000051586 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000051586 | XXXX |  |  | Original Interest Rate | 8.625 | 8.75 | Field Value reflects the Note value |
| XXXX | 4000051586 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000051586 | XXXX |  |  | Original CLTV | 54.89 | 56.60251 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 4000051586 | XXXX |  |  | Original LTV | 11.11 | 12.8227 | Unable to verify due to missing information |
| XXXX | 4000050556 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000050556 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000050556 | XXXX |  |  | Original LTV | 34.87 | 29.45479 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| XXXX | 4000050556 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000050556 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 42.92 | 19.78383 | Debt $1758.98/ Income $8891.00 |
| XXXX | 4000052375 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000052375 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 43 | 24.62164 | Field value within 2% of 1008 |
| XXXX | 4000052828 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000052828 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000051199 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000053077 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000053077 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000053077 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 46.75 | 49.91003 | Field data matches Lenders 1008. |
| XXXX | 4000050465 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000050465 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 24.98 | 42.84178 | Debt $9520.21/ Income $20,826.77 |
| XXXX | 4000051690 | XXXX |  |  | Representative FICO | 714 | 716 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000051690 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000051690 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 42.38 | 40.13025 | Field data matches Lender's 1008 |
| XXXX | 4000052331 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000052331 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000052331 | XXXX |  |  | Refi Purpose | Cash-out - Other | Cash-out - Debt Consolidation | Field Value reflects borrower not receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXX | 4000052331 | XXXX |  |  | Original LTV | 18.22 | 21.35 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| XXXX | 4000052331 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000052331 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 44.61 | 40.43252 | Field data matches Lenders 1008 |
| XXXX | 4000052852 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000052852 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000052747 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000052747 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 49.59 | 47.25773 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000052143 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000052143 | XXXX |  |  | Original CLTV | 46.82 | 49.1303 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 4000052143 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000051448 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000051448 | XXXX |  |  | PMI Coverage % | 0 |  | Field value reflects source document |
| XXXX | 4000051448 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 46.2 | 34.77531 | Income and Liabilities are matching with UW calculation. As per the calculation, DTI is correct in the system. |
| XXXX | 4000051684 | XXXX |  |  | Representative FICO | 762 | 763 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000051684 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000051684 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000053007 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000053007 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 22.57 | 37.57986 | Field data matches Lender's 1008 |
| XXXX | 4000052789 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000052789 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 49.64 | 43.47082 | Field Value DTI is Lower than Tape value due to Lender used higher PITIA than verified by audit |
| XXXX | 4000053251 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000053251 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Approval/AUS |
| XXXX | 4000053251 | XXXX |  |  | Original CLTV | 73.3 | 74.9848 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 4000053251 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000053251 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 36.89 | 39.63905 | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| XXXX | 4000053427 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000053427 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 33.94 | 37.04942 | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| XXXX | 4000052771 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000052749 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000052022 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000052413 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000052413 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 32.78 | 46.66824 | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| XXXX | 4000054000 | XXXX |  |  | City |  |  | Field Value reflects City per Note |
| XXXX | 4000054000 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000054000 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 41.21 | 38.08693 | Debt $9,468.73 / Income $24,860.84 |
| XXXX | 4000052672 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000051776 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000051776 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 32.2 | 34.59291 | DTI matches the lender 1008 |
| XXXX | 4000050437 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000052544 | XXXX |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000052544 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000052544 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 37.36 | 44.68739 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000051275 | XXXX |  |  | City |  |  | Field Value reflects City per Note |
| XXXX | 4000051275 | XXXX |  |  | Representative FICO | 701 | 716 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000051275 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000053157 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000051435 | XXXX |  |  | City |  |  | Field Value reflects City per Note |
| XXXX | 4000051435 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000051435 | XXXX |  |  | Coborrower Last Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXX | 4000051435 | XXXX |  |  | Representative FICO | 719 | 765 |  |
| XXXX | 4000051435 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Approval/AUS |
| XXXX | 4000051435 | XXXX |  |  | Original LTV | 15 | 13.125 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| XXXX | 4000051435 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000051744 | XXXX |  |  | City |  |  | Field Value reflects City per Note |
| XXXX | 4000051744 | XXXX |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000051744 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000051744 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000052944 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000052396 | XXXX |  |  | Property Type | 4 Family | 2 Family | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000052396 | XXXX |  |  | # of Units | 1 | 2 | Field value reflects source document |
| XXXX | 4000052396 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000052127 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000051499 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000051499 | XXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXX | 4000051499 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 50 | 46.62333 | Field data matches Lenders 1008 |
| XXXX | 4000054476 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000054476 | XXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXX | 4000052751 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Approval/AUS |
| XXXX | 4000052560 | XXXX |  |  | Representative FICO | 745 | 756 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000052560 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000052560 | XXXX |  |  | Original CLTV | 74.99 | 73.95255 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 4000052560 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000052560 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 29 | 43.50757 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000052491 | XXXX |  |  | Coborrower First Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXX | 4000052491 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000052491 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 47.17 | 49.19091 | DTI matches the lender 1008 |
| XXXX | 4000053892 | XXXX |  |  | Representative FICO | 745 | 756 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000053892 | XXXX |  |  | Property Type | Single Family Detached | 2 Family | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000053892 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000053892 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 42.14 | 34.50484 | Debt $50,380.32/ Income $146,009.44 |
| XXXX | 4000053591 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000053591 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000053591 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000053591 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 49.87 | 47.61547 | Debt $3,844.83 / Income $8,074.75 |
| XXXX | 4000052452 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000052452 | XXXX |  |  | Original CLTV | 44.83 | 41.29053 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 4000052452 | XXXX |  |  | Original LTV | 14.28 | 13.15789 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| XXXX | 4000052452 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000052452 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 35 | 24.70613 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000052186 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000052186 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000052186 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000053399 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000053394 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000053394 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000053394 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 13.67 | 38.22703 | Debt $3,295.98 / Income $8,622.12 |
| XXXX | 4000053904 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Verified with 1008. |
| XXXX | 4000053250 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000055826 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000055826 | XXXX |  |  | Representative FICO | 776 | 795 |  |
| XXXX | 4000055826 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Approval/AUS |
| XXXX | 4000055826 | XXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXX | 4000051268 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000051268 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Approval/AUS |
| XXXX | 4000052019 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000052457 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000052457 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 47 | 41.85385 | Debt $2,720.50 / Income $6,500 |
| XXXX | 4000054362 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000054362 | XXXX |  |  | Representative FICO | 796 | 809 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000054362 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000054362 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 29.42 | 23.36637 | DTI matches the lender's 1008 |
| XXXX | 4000047485 | XXXX |  |  | Zip |  |  | Field Value reflects Zip per Note |
| XXXX | 4000047485 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000047485 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000047485 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000047485 | XXXX |  |  | Original CLTV | 77.77 | 79.56416 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 4000047485 | XXXX |  |  | Original LTV | 25 | 27.72277 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| XXXX | 4000047485 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000047485 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 43 | 46.35633 | DTI matches the lender's 1008 |
| XXXX | 4000053520 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000053520 | XXXX |  |  | Original CLTV | 74.69 | 73.58067 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 4000053520 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000053520 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 44.7 | 47.22193 | Debt $7,282.49/ Income $4056.63 |
| XXXX | 4000051601 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000051601 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000051601 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 49 | 41.04907 | Field value matches 1008 |
| XXXX | 4000052451 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000053181 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000053181 | XXXX |  |  | Representative FICO | 721 | 730 |  |
| XXXX | 4000053181 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000053598 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000053598 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000053598 | XXXX |  |  | Original CLTV | 74.1 | 71.71349 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 4000053598 | XXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXX | 4000051164 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Approval/AUS |
| XXXX | 4000055023 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000055023 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Approval/AUS |
| XXXX | 4000052197 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Approval/AUS |
| XXXX | 4000052197 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 9.28 | 26.20386 | Field data matches Lenders 1008 |
| XXXX | 4000053729 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000054897 | XXXX |  |  | Representative FICO | 744 | 746 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000054897 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000054497 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000054497 | XXXX |  |  | Original CLTV | 63.35 | 58.95879 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 4000054497 | XXXX |  |  | PMI Coverage % | 0 |  | NA |
| XXXX | 4000054497 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000055580 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000054681 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Approval/AUS |
| XXXX | 4000054792 | XXXX |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000054792 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000053807 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000053807 | XXXX |  |  | Original CLTV | 49.84 | 42.29827 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 4000053807 | XXXX |  |  | Original LTV | 15.08 | 12.79837 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| XXXX | 4000053807 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000056855 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000056855 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000053556 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000053556 | XXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXX | 4000053556 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 30.51 | 24.41103 | Field data matches Lenders 1008 |
| XXXX | 4000054639 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000054639 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 38.16 | 48.58687 | Debt $3370.69/ Inocme $6937.45 |
| XXXX | 4000052275 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000052275 | XXXX |  |  | PMI Coverage % | 0 |  | NA |
| XXXX | 4000052275 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 43.69 | 39.33153 | DTI matchs lender 1008 |
| XXXX | 4000054847 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000054847 | XXXX |  |  | Original CLTV | 78.8 | 77.46205 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 4000054847 | XXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXX | 4000055916 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000055916 | XXXX |  |  | Original CLTV | 20 | 55.7632 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 4000056269 | XXXX |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000056269 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Approval/AUS |
| XXXX | 4000052791 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000052791 | XXXX |  |  | Original CLTV | 44.03 | 52.41142 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 4000056140 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000056140 | XXXX |  |  | PMI Coverage % | 0 |  | Field value reflects source document |
| XXXX | 4000055420 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000055420 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000055105 | XXXX |  |  | Coborrower SSN |  |  | Field Value verified by application or other documentation in file |
| XXXX | 4000055105 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000055105 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 25.61 | 19.71346 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000054687 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000048167 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Verified with 1008. |
| XXXX | 4000057067 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000053342 | XXXX |  |  | Representative FICO | 798 | 812 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000053342 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000053342 | XXXX |  |  | Refi Purpose | Cash-out - Other | Rate/Term | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXX | 4000053342 | XXXX |  |  | Original CLTV | 67.36 | 70.21223 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 4000053342 | XXXX |  |  | Original LTV | 29.27 | 30.62266 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| XXXX | 4000053342 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000053342 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 45.33 | 49.03161 | Field value matches 1008 |
| XXXX | 4000055581 | XXXX |  |  | Representative FICO | 745 | 756 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000055581 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000055581 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 44.59 | 42.05301 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000055578 | XXXX |  |  | Representative FICO | 745 | 756 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000055578 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000055578 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 44.6 | 39.1482 | Debt $55,317.20 / Income $141,302.03 |
| XXXX | 4000054664 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000054664 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 33.85 | 43.02637 | Field data matches Lenders 1008 |
| XXXX | 4000045895 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000045895 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 48.64 | 45.34508 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000054823 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000054823 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000056300 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000056300 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000052222 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000052222 | XXXX |  |  | Original CLTV | 35 | 31.88933 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 4000052222 | XXXX |  |  | Original LTV | 14.67 | 13.36836 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| XXXX | 4000052222 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000052222 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 32.61 | 28.89898 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000055030 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000055030 | XXXX |  |  | Original CLTV | 64.84 | 56.23839 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 4000057621 | XXXX |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000057621 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000057621 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 44.99 | 24.50267 | DTI matches lender's 1008 |
| XXXX | 4000054825 | XXXX |  |  | City |  |  | Field Value reflects City per Note |
| XXXX | 4000054825 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000054825 | XXXX |  |  | Original CLTV | 63.06 | 72.97605 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 4000052482 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000052482 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000052482 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 50 | 43.63566 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000056261 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000056686 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000056686 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 23.24 | 28.85761 | Debt $2,112.38 / Income $7,320.01. |
| XXXX | 4000056988 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000056988 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 44.91 | 42.43053 | Field data matches Lenders 1008 |
| XXXX | 4000055504 | XXXX |  |  | Representative FICO | 749 | 750 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000055504 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000055504 | XXXX |  |  | Original CLTV | 73.14 | 70.85637 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 4000060483 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000054657 | XXXX |  |  | Original Interest Rate | 9.875 | 9.25 | Field Value reflects the Note value |
| XXXX | 4000054657 | XXXX |  |  | Representative FICO | 719 | 743 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000054657 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000054657 | XXXX |  |  | Original CLTV | 65 | 49.96085 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 4000054657 | XXXX |  |  | Original LTV | 30.76 | 23.72479 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| XXXX | 4000054657 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000057062 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000057322 | XXXX |  |  | Property Type | 4 Family | Single Family Detached | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000057322 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000057322 | XXXX |  |  | PMI Coverage % | 0 |  | Field value reflects source document |
| XXXX | 4000056427 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000056427 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 39.83 | 41.84637 | Field data matches Lender's 1008 |
| XXXX | 4000057439 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000057439 | XXXX |  |  | Original LTV | 27.88 | 29.56155 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| XXXX | 4000057439 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000058310 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000058310 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 23.34 | 36.4466 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000056457 | XXXX |  |  | Representative FICO | 726 | 738 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000056457 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000055927 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000055292 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000055292 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 46.9 | 44.82496 | DTI matchs the lender's 1008 |
| XXXX | 4000058780 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000058780 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000057142 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000057142 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 25.64 | 28.02641 | Field data matches Lenders 1008 |
| XXXX | 4000057555 | XXXX |  |  | Property Type | 2 Family | Single Family Detached | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000057555 | XXXX |  |  | # of Units | 2 | 1 | Field value reflects source document |
| XXXX | 4000057555 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000057555 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 49.95 | 47.01894 | Field data matches Lenders 1008 |
| XXXX | 4000055907 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000056747 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000056747 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000055780 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000055780 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Verified with 1008. |
| XXXX | 4000055780 | XXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXX | 4000055780 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000055780 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 34.21 | 25.16352 | Income and Liabilities are matching with UW calculation. As per the calculation, DTI is correct in the system. |
| XXXX | 4000058698 | XXXX |  |  | Property Type | Single Family Detached | PUD | Verified with Security Instrument. |
| XXXX | 4000058698 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000058071 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000055412 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000055412 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000058148 | XXXX |  |  | Property Type | Single Family Detached | PUD | Verified with Security Instrument. |
| XXXX | 4000058148 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Verified with 1008. |
| XXXX | 4000058148 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 48.75 | 46.18993 | Debt $2484.39/$5378.64 |
| XXXX | 4000059178 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000056912 | XXXX |  |  | Representative FICO | 801 | 806 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000056912 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000056912 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000061197 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000061197 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000061197 | XXXX |  |  | Refi Purpose | Cash-out - Other | Rate/Term | Field Value reflects borrower not receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXX | 4000053437 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000060290 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000060290 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000056991 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Approval/AUS |
| XXXX | 4000056991 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 37.38 | 44.62272 | Field data matches Lenders 1008 |
| XXXX | 4000059181 | XXXX |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000059181 | XXXX |  |  | Borrower SSN |  |  | Field Value verified by application or other documentation in file |
| XXXX | 4000059181 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000058956 | XXXX |  |  | Representative FICO | 773 | 776 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000058956 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000060026 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000060026 | XXXX |  |  | PMI Coverage % | 0 |  | NA |
| XXXX | 4000058730 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000058730 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 35.52 | 29.41462 | Field data matches Lender's 1008 |
| XXXX | 4000061015 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000058580 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000058580 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 32.8 | 35.11975 | The lender used a lower negative cash flow of -965.30 as opposed to verified negative cash flow of -1155.22 |
| XXXX | 4000059506 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000055818 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000055818 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 48.73 | 46.08968 | Field Value DTI is lower than Tape value due to Lender used higher PITIA than verified by audit- The higher payment amount includes the tax and insurance in the payment |
| XXXX | 4000055479 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000055479 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000055479 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000055479 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000059840 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Approval/AUS |
| XXXX | 4000059806 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000059806 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 43.08 | 45.32945 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000057770 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000057770 | XXXX |  |  | Representative FICO | 684 | 685 |  |
| XXXX | 4000057770 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000058816 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000058834 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Approval/AUS |
| XXXX | 4000061057 | XXXX |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000061057 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000061057 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000061057 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000061057 | XXXX |  |  | Original CLTV | 66.58 | 69.7801 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 4000061057 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000058149 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000058149 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 42.29 | 32.93113 | Field data matches Lenders 1008 |
| XXXX | 4000058295 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000058918 | XXXX |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000058918 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Approval/AUS |
| XXXX | 4000061931 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000061931 | XXXX |  |  | Property Type | Condo (Low Rise) | Condo (High Rise) | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000061931 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000061614 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000061614 | XXXX |  |  | Refi Purpose | Cash-out - Home Improvement | Cash-out - Other | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXX | 4000061614 | XXXX |  |  | PMI Coverage % | 0 |  | NA |
| XXXX | 4000058378 | XXXX |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000058378 | XXXX |  |  | Coborrower First Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXX | 4000058378 | XXXX |  |  | Coborrower Last Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXX | 4000058378 | XXXX |  |  | Representative FICO | 778 | 787 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000058378 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000058378 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 23.58 | 33.0754 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000060883 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000061143 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000059500 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000061930 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000061930 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 47.33 | 49.66607 | Debt $2,204.19 / Income $4,438.02. |
| XXXX | 4000061558 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000061558 | XXXX |  |  | PMI Coverage % | 0 |  | NA |
| XXXX | 4000062187 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000060881 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000052649 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000063005 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000063005 | XXXX |  |  | Property Type | Condo (Low Rise) | Condo (High Rise) | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000063005 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Approval/AUS |
| XXXX | 4000063005 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 42.03 | 44.9923 | Field data matches Lenders DTI |
| XXXX | 4000060569 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Approval/AUS |
| XXXX | 4000049370 | XXXX |  |  | Representative FICO | 733 | 730 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000049370 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000049370 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 34.72 | 48.48124 | Verified debt $7089.49/ Incme 14,623.16- Lender excluded the auto payment, however no evidence of being paid by business in loan file. |
| XXXX | 4000063814 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000062901 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000058802 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000058802 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000058802 | XXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXX | 4000060854 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000061613 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000058575 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000058575 | XXXX |  |  | Original CLTV | 46.07 | 43.87839 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 4000058575 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000060577 | XXXX |  |  | City |  |  | Field Value reflects City per Note |
| XXXX | 4000060577 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000060577 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000060577 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 38.95 | 44.86798 | Field value matches 1008 |
| XXXX | 4000064931 | XXXX |  |  | Representative FICO | 724 | 734 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000064931 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000064931 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 45.47 | 47.86178 | Debt $6313.50/ Income $13,191.11 |
| XXXX | 4000059813 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000059813 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000059603 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000060751 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000064057 | XXXX |  |  | Property Type | Condo (Low Rise) | Site Condo | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000064057 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000062674 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000062674 | XXXX |  |  | Property Type | Single Family Detached | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000062674 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000059599 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000059599 | XXXX |  |  | Original CLTV | 67.07 | 62.72337 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 4000059599 | XXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXX | 4000061337 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000061337 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000062554 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000062554 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 22.85 | 18.18492 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000064108 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000064108 | XXXX |  |  | Property Type | Condo (Low Rise) | Condo (High Rise) | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000064108 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000064108 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 47.25 | 49.99014 | Debt $14,053.88 / Income $26,611.01 |
| XXXX | 4000061961 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000061961 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000061961 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000061961 | XXXX |  |  | Original CLTV | 60.43 | 61.90317 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 4000061961 | XXXX |  |  | Original LTV | 25.38 | 27.07692 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| XXXX | 4000062936 | XXXX |  |  | Representative FICO | 772 | 785 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000062936 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000062936 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 30.57 | 36.24642 | DTImatches the lender's 1008. |
| XXXX | 4000061547 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000061547 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 40.76 | 35.56603 | The lender included the tax/ins in the qualifying payment (tax/ins counted twice) |
| XXXX | 4000058514 | XXXX |  |  | Coborrower First Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXX | 4000058514 | XXXX |  |  | Coborrower Last Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXX | 4000058514 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000061605 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000063236 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000063236 | XXXX |  |  | Refi Purpose | Rate/Term | Cash-out - Other | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXX | 4000063066 | XXXX |  |  | Representative FICO | 770 | 762 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000063066 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000063066 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 19.45 | 42.03133 | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| XXXX | 4000062816 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000064042 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000064042 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000063320 | XXXX |  |  | Representative FICO | 771 | 793 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000063320 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000063320 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 21.13 | 34.47895 | Field data matches Lenders DTI |
| XXXX | 4000063610 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000063359 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000063359 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000063359 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 40.03 | 37.636 | Field data matches lender's 1008. |
| XXXX | 4000063030 | XXXX |  |  | City |  |  | Field Value reflects City per Note |
| XXXX | 4000063030 | XXXX |  |  | Coborrower Last Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXX | 4000063030 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000063659 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000063659 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000063659 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 32.04 | 39.8156 | Lender used a higher qualifying payment of 2218.10 |
| XXXX | 4000063227 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000063227 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 39.79 | 42.29732 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000064340 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000064340 | XXXX |  |  | Refi Purpose | Rate/Term | Cash-out - Other | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXX | 4000062286 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000062286 | XXXX |  |  | Original CLTV | 57.11 | 58.883 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 4000062286 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000058800 | XXXX |  |  | Coborrower Last Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXX | 4000058800 | XXXX |  |  | Representative FICO | 714 | 749 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000058800 | XXXX |  |  | Property Type | Single Family Detached | Single Family Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000058800 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000058800 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 33.15 | 40.2414 | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| XXXX | 4000064301 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000064301 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000064003 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000064003 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000064003 | XXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXX | 4000062846 | XXXX |  |  | Representative FICO | 737 | 746 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000062846 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000062814 | XXXX |  |  | Representative FICO | 722 | 723 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000062814 | XXXX |  |  | Property Type | Single Family Detached | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000062814 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000064287 | XXXX |  |  | Representative FICO | 733 | 748 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000064287 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000064287 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 44.89 | 48.87475 | Field value matches 1008 |
| XXXX | 4000062251 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000062251 | XXXX |  |  | Refi Purpose | Cash-out - Other | Rate/Term |  |
| XXXX | 4000064570 | XXXX |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000064570 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Approval/AUS |
| XXXX | 4000064570 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 45.63 | 49.13917 | Field data matches lender's DTI. |
| XXXX | 4000064958 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000064958 | XXXX |  |  | Refi Purpose | Cash-out - Other | Rate/Term |  |
| XXXX | 4000064510 | XXXX |  |  | Representative FICO | 702 | 687 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000064510 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000064510 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 33.23 | 41.998 | Matches 1008 |
| XXXX | 4000064412 | XXXX |  |  | Representative FICO | 791 | 796 |  |
| XXXX | 4000064412 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000064412 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000064412 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 44.39 | 38.21364 | Field Value DTI is higher than Tape value but not < 43% as required by QM/TQM |
| XXXX | 4000063994 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000063696 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000063696 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 29.56 | 26.82297 | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| XXXX | 4000064622 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000064622 | XXXX |  |  | Original CLTV | 66.66 | 65.61433 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 4000064622 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000065155 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000065155 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000065155 | XXXX |  |  | Original CLTV | 61.04 | 56.46003 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 4000065155 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000064634 | XXXX |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000064634 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000065145 | XXXX |  |  | Representative FICO | 725 | 749 | Primary wage earner rep FICO |
| XXXX | 4000065145 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000065145 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 28.24 | 39.12293 | DTI matches the lender's 1008 |
| XXXX | 4000064365 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000064365 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 44.36 | 49.04559 | DTI matches the lender's 1008 |
| XXXX | 4000065111 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000063484 | XXXX |  |  | Representative FICO | 810 | 816 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000063484 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000063484 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000063484 | XXXX |  |  | Refi Purpose | Cash-out - Other | Rate/Term | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXX | 4000065298 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000065570 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000067831 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Approval/AUS |
| XXXX | 4000067831 | XXXX |  |  | Original CLTV | 28.41 | 29.48173 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 4000065345 | XXXX |  |  | Coborrower SSN |  |  | Field Value verified by application or other documentation in file |
| XXXX | 4000065345 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000065345 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000065345 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000065345 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 29.62 | 36.84917 | Field data matches Lenders 1008. |
| XXXX | 4000065942 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000065942 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000065583 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000064511 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000064511 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 11.61 | 23.14345 | DTI matches the lender's 1008 |
| XXXX | 4000065786 | XXXX |  |  | Property Type | Single Family Detached | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000065786 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000065486 | XXXX |  |  | Representative FICO | 733 | 738 |  |
| XXXX | 4000065486 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000065486 | XXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXX | 4000066238 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000066238 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Approval/AUS |
| XXXX | 4000066238 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 31.05 | 34.37606 | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| XXXX | 4000065960 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000065960 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 47.24 | 49.68589 | Field data matches Lenders DTI |
| XXXX | 4000062538 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000062538 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 44.41 | 41.60627 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000066757 | XXXX |  |  | Representative FICO | 767 | 774 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000066757 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000066757 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 42.45 | 47.5629 | Field data matches Lenders DTI |
| XXXX | 4000067574 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000067574 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 10 | 22.0273 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000065577 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000064970 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000064970 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000064970 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000064494 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000068154 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000066168 | XXXX |  |  | Property Type | PUD | Condo (Low Rise) | Field Value reflects the Approval/AUS in file. |
| XXXX | 4000066168 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000065887 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000065887 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 25.47 | 27.88734 | DTI matches the lender's 1008 |
| XXXX | 4000065214 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000065214 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000066603 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000066603 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000066603 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000066603 | XXXX |  |  | Refi Purpose | Cash-out - Other | Rate/Term |  |
| XXXX | 4000066103 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000066103 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000066103 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 47.57 | 44.18484 | Debt $2,431.24 / Income $5,502.43 |
| XXXX | 4000067791 | XXXX |  |  | Representative FICO | 734 | 775 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000067791 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000067791 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000067791 | XXXX |  |  | PMI Coverage % | 0 |  | N/A |
| XXXX | 4000067791 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 44.96 | 47.26138 | DTI is matching with Lenders qualifying DTI. |
| XXXX | 4000066893 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000068012 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000067498 | XXXX |  |  | City |  |  | Field Value reflects City per Note |
| XXXX | 4000067498 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000067069 | XXXX |  |  | City |  |  | Field Value reflects City per Note |
| XXXX | 4000067069 | XXXX |  |  | Representative FICO | 708 | 753 |  |
| XXXX | 4000067069 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000067069 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000067069 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 39.61 | 41.99879 | Debt $5,771.52 / Income $13,742.11 |
| XXXX | 4000068007 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000068007 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000068007 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 25.87 | 29.11603 | Debt $4,094.08 / Income $14,061.26. |
| XXXX | 4000066411 | XXXX |  |  | Coborrower Last Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXX | 4000066411 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000066411 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000066411 | XXXX |  |  | Original CLTV | 79.71 | 78.41815 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 4000066674 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Approval/AUS |
| XXXX | 4000068301 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000067074 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000067074 | XXXX |  |  | Representative FICO | 691 | 703 | Field Value Representative FICO reflects the lowest mid score of the highest wage earner |
| XXXX | 4000067074 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Approval/AUS |
| XXXX | 4000068466 | XXXX |  |  | Representative FICO | 717 | 755 |  |
| XXXX | 4000068466 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Approval/AUS |
| XXXX | 4000068466 | XXXX |  |  | Original CLTV | 57.18 | 55.68245 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 4000067996 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000067996 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000067996 | XXXX |  |  | Original CLTV | 36.74 | 34.7004 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 4000067996 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000067790 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000067790 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 45.51 | 43.48979 | Debt $1,534.92 / Income $3,529.38 |
| XXXX | 4000067347 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000067395 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000067709 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000067709 | XXXX |  |  | Original CLTV | 46.07 | 44.18805 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 4000067709 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000069651 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000070787 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000068297 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000068297 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000068297 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 44.85 | 38.69492 | Lender included in the tax/ins in qualifying P&I which caused the DTI difference. |
| XXXX | 4000063770 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000063770 | XXXX |  |  | Coborrower SSN |  |  | Field Value verified by application or other documentation in file |
| XXXX | 4000063770 | XXXX |  |  | Property Type | Single Family Detached | 2 Family | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000063770 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000063770 | XXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXX | 4000063770 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 37.95 | 41.65754 | Field data matches Lenders qualifying DTI |
| XXXX | 4000069676 | XXXX |  |  | Original Term | 360 | 240 | Field Value reflects the Note value |
| XXXX | 4000069676 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000068765 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000068765 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 42.57 | 44.76696 | Field data matches Lenders 1008. |
| XXXX | 4000065743 | XXXX |  |  | Zip |  |  | Field Value reflects Zip per Note |
| XXXX | 4000065743 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000065743 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000065743 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000065743 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000065743 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 33.15 | 23.43042 | Unable to verify due to missing information |
| XXXX | 4000070151 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000070151 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000070836 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000070836 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 40.14 | 49.61513 | Field value matches 1008 |
| XXXX | 4000068034 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000067991 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000067991 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000067991 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 42.41 | 32.61301 | DTI matches the lender's 1008 |
| XXXX | 4000067861 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000067861 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000067861 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 32.26 | 47.53791 | DTI matches the lender's 1008 |
| XXXX | 4000053558 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000053558 | XXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXX | 4000070077 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000068224 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000068224 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000068224 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 43.58 | 40.05179 | Debt $3,947.28 / Income $9,855.44. |
| XXXX | 4000066180 | XXXX |  |  | Representative FICO | 687 | 692 | Field Value Representative FICO reflects the lowest mid score of the highest wage earner |
| XXXX | 4000066180 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000067643 | XXXX |  |  | Representative FICO | 705 | 756 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000067643 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000067643 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 37.26 | 44.50824 | DTI matches 1008 |
| XXXX | 4000066637 | XXXX |  |  | Property Type | Townhouse | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000066637 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000069177 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000068293 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Approval/AUS |
| XXXX | 4000069675 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Approval/AUS |
| XXXX | 4000069675 | XXXX |  |  | Original CLTV | 65.09 | 63.63012 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 4000067716 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000069628 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000068865 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000069721 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000068501 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000068886 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000069428 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000069428 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000069428 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 23.44 | 35.12517 | DTI on final 1008 is 34.12% Debt $6828.14/Income $19581.00 |
| XXXX | 4000068027 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000067546 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000067546 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000067546 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 43.36 | 46.09831 | Field Value DTI is higher than Tape value but within 3% and < 45% DTI |
| XXXX | 4000070292 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000069617 | XXXX |  |  | Representative FICO | 712 | 738 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000069617 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000069617 | XXXX |  |  | Original CLTV | 72.79 | 70.44502 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 4000069617 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000069617 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 33.68 | 26.06403 | Debt $2,960.84 / Income $11,359.87. |
| XXXX | 4000070370 | XXXX |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000070370 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000067694 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000067694 | XXXX |  |  | Original CLTV | 56.46 | 59.69674 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 4000067694 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000067694 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 36.13 | 40.87312 | Field data matches Lenders qualifying DTI |
| XXXX | 4000069616 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000069616 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000069489 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000070521 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000068900 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000068900 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000068900 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000068900 | XXXX |  |  | Original CLTV | 78.57 | 79.99986 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 4000068900 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000070651 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000070651 | XXXX |  |  | Property Type | PUD | Single Family Detached | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000070651 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000070651 | XXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXX | 4000070118 | XXXX |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000070118 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000070118 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 40.59 | 45.67176 | Lender used a higher qualifying P&I of $2400.00 which included tax and insurance |
| XXXX | 4000068484 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000068206 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000069283 | XXXX |  |  | Coborrower First Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXX | 4000069283 | XXXX |  |  | Representative FICO | 719 | 722 |  |
| XXXX | 4000069283 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000070395 | XXXX |  |  | Representative FICO | 706 | 707 | Field Value Representative FICO reflects the lowest mid score of the highest wage earner |
| XXXX | 4000070395 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000070076 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000070076 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 35.98 | 39.61938 | DTI matches the lender's 1008 |
| XXXX | 4000071261 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000071261 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 23.76 | 31.98461 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000069734 | XXXX |  |  | Coborrower Last Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXX | 4000069734 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000069734 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000069734 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 27.01 | 31.7467 | Field value matches approval |
| XXXX | 4000070649 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000070649 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000070649 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 30.41 | 17.58068 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000067892 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000067892 | XXXX |  |  | Original CLTV | 51 | 55.94355 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 4000067892 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000067892 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 33.57 | 44.95869 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000070749 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Approval/AUS |
| XXXX | 4000070853 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Approval/AUS |
| XXXX | 4000070853 | XXXX |  |  | Original CLTV | 52.23 | 49.38977 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 4000070853 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000070853 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 19.47 | 31.61414 | Field data matches lender's 1008. |
| XXXX | 4000071566 | XXXX |  |  | Property Type | Single Family Detached | Single Family Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000071566 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000071566 | XXXX |  |  | Refi Purpose | Cash-out - Other | Rate/Term | Field Value reflects borrower not receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXX | 4000069862 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000068657 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000068657 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 37.77 | 40.61161 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000069801 | XXXX |  |  | Representative FICO | 781 | 776 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000069801 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000069801 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 38.59 | 41.30364 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000069212 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000068947 | XXXX |  |  | Representative FICO | 763 | 799 |  |
| XXXX | 4000068947 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000068947 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 45.61 | 47.96078 | Field data matches Lenders qualifying DTI |
| XXXX | 4000071820 | XXXX |  |  | Representative FICO | 740 | 746 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000071820 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000071055 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000070400 | XXXX |  |  | Coborrower SSN |  |  | Field Value verified by application or other documentation in file |
| XXXX | 4000071300 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000070614 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000070407 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000070407 | XXXX |  |  | Refi Purpose | Limited Cash-out GSE | Rate/Term | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXX | 4000070407 | XXXX |  |  | Original CLTV | 22.59 | 37.9981 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 4000070407 | XXXX |  |  | Original LTV | 11.48 | 9.94227 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| XXXX | 4000070407 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000069723 | XXXX |  |  | Original Interest Rate | 8.625 | 8.375 | Field Value reflects the Note value |
| XXXX | 4000069723 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000069723 | XXXX |  |  | Refi Purpose | Limited Cash-out GSE | Cash-out - Other | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXX | 4000069723 | XXXX |  |  | Original CLTV | 69.29 | 64.4011 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 4000069723 | XXXX |  |  | Original LTV | 18.98 | 17.64706 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| XXXX | 4000069723 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000070369 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000070369 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 39.97 | 36.34738 | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| XXXX | 4000070828 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000070828 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 45 | 24.24559 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000069210 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000069210 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 47.55 | 44.96748 | Field Value DTI is lower than Tape value due to Lender used higher PITIA than verified by audit |
| XXXX | 4000070021 | XXXX |  |  | Purpose | Purchase | Refinance | Field Value reflects the Purpose per the Final HUD-1/Final CD |
| XXXX | 4000070021 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000069780 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000069780 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 43 | 48.14966 | Lender used higher taxes and insurance than verified at DD |
| XXXX | 4000073397 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000070563 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000070563 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000070605 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000070605 | XXXX |  |  | Original CLTV | 33.58 | 40.23542 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 4000070605 | XXXX |  |  | Original LTV | 11.76 | 14.52487 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| XXXX | 4000070605 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000070605 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 41.27 | 48.32779 | Field value matches 1008 |
| XXXX | 4000072778 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000072778 | XXXX |  |  | Property Type | Condo (Low Rise) | Condo (Mid Rise) | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000072778 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000072973 | XXXX |  |  | Representative FICO | 777 | 810 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000072973 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000071966 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000071966 | XXXX |  |  | Property Type | Condo (Low Rise) | Condo (High Rise) | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000071966 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000071216 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000071216 | XXXX |  |  | Original CLTV | 59.5 | 57.77474 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 4000071216 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000071327 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000071327 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000071327 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 39.89 | 37.01502 | Field value within 1% of 1008 |
| XXXX | 4000070667 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000070667 | XXXX |  |  | Representative FICO | 764 | 768 | Field Value Representative FICO reflects the lowest mid score of the highest wage earner |
| XXXX | 4000070667 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000070667 | XXXX |  |  | Refi Purpose | Cash-out - Other | Rate/Term |  |
| XXXX | 4000070939 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000070939 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000070939 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000068221 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000068221 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000070733 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000070733 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 34.96 | 29.44642 | Field Value DTI is lower than Tape value due to Lender used higher PITIA than verified by audit |
| XXXX | 4000071604 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Approval/AUS |
| XXXX | 4000071975 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000071975 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000071975 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 27.63 | 42.33755 | DTI matches the lender's 1008 |
| XXXX | 4000072054 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000072765 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000072765 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000072765 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 35.99 | 40.46085 | The lender did not include the first mortgage in the DTI calculation. Verified Debt $12,166.85/ Income $30,070.67 |
| XXXX | 4000070141 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000070636 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000070636 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000070636 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 34.15 | 40.69473 | Data Updated correctly in the system. |
| XXXX | 4000071602 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000071602 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 22.82 | 38.15286 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000071296 | XXXX |  |  | Representative FICO | 746 | 777 |  |
| XXXX | 4000071296 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000071250 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Approval/AUS |
| XXXX | 4000071250 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 43.82 | 46.66548 | DTI on final 1008 42.67%- verified debt $4597.38/ Income $9851.78 |
| XXXX | 4000069098 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000069098 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 19.39 | 43.21731 | DTI on final 1008 is 44.79%-verified debt $4461.79/ Income $10,324.08 |
| XXXX | 4000071992 | XXXX |  |  | Representative FICO | 744 | 750 | Field Value Representative FICO reflects the lowest mid score of the highest wage earner |
| XXXX | 4000071992 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000071007 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000071007 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000071007 | XXXX |  |  | Original LTV | 31.81 | 28.31425 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| XXXX | 4000071007 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000070418 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000070418 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000070418 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 43.21 | 39.94255 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000072161 | XXXX |  |  | Property Type | PUD | Single Family Detached | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000072161 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000071490 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000072061 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000071651 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000071651 | XXXX |  |  | Representative FICO | 753 | 772 |  |
| XXXX | 4000071651 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000071651 | XXXX |  |  | Original CLTV | 78.37 | 80.0001 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 4000071651 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000071471 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000071471 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000070612 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000070612 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000072056 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000072056 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000072056 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 43.97 | 35.59365 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000072301 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000072301 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 43.42 | 41.21919 | The field value DTI is similar to the 1008 |
| XXXX | 4000072444 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Approval/AUS |
| XXXX | 4000072234 | XXXX |  |  | Property Type | Single Family Detached | PUD | Data Updated correctly in the system. |
| XXXX | 4000072234 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000072234 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 42.3 | 39.51574 | Within 3% of 1008 |
| XXXX | 4000072515 | XXXX |  |  | Zip |  |  | Field Value reflects Zip per Note |
| XXXX | 4000072515 | XXXX |  |  | Coborrower First Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXX | 4000072515 | XXXX |  |  | Coborrower Last Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXX | 4000072515 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000072515 | XXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXX | 4000072515 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 42.9 | 39.99569 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000073178 | XXXX |  |  | Representative FICO | 733 | 738 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000073178 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000073178 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 22.47 | 35.96653 | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| XXXX | 4000070707 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000070707 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 39.43 | 49.84911 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000069886 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000069886 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000069886 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000069886 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 46.08 | 49.34337 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000072244 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000072244 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 29.62 | 27.1736 | Field value within 3% tolerance |
| XXXX | 4000071575 | XXXX |  |  | Property Type | Condo (Low Rise) | Site Condo | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000071575 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000072980 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000072980 | XXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXX | 4000071728 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000071728 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000071728 | XXXX |  |  | Refi Purpose | Cash-out - Other | Rate/Term | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXX | 4000071728 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 40.08 | 42.28875 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000070215 | XXXX |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000070215 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000070991 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Approval/AUS |
| XXXX | 4000070991 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 13.86 | 23.85351 | Field value within 1% of 1008 |
| XXXX | 4000073159 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000073024 | XXXX |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000073024 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000073024 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 39.28 | 36.70214 | Field value matches 1008 |
| XXXX | 4000073372 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000072844 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000070922 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000069756 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000073095 | XXXX |  |  | Representative FICO | 811 | 782 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000073095 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000071786 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000072018 | XXXX |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000072018 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000075071 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000075070 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000075070 | XXXX |  |  | Refi Purpose | Cash-out - Other | Rate/Term | Field Value reflects borrower not receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXX | 4000073500 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000072471 | XXXX |  |  | Representative FICO | 727 | 733 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000072471 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000072471 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000072947 | XXXX |  |  | Property Type | Townhouse | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000072947 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000072947 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000072806 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000073399 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000073399 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000073532 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000073532 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 31.85 | 22.21719 | Debt $4,286.03 / Income $19,291.50. |
| XXXX | 4000073279 | XXXX |  |  | Coborrower Last Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXX | 4000073279 | XXXX |  |  | Representative FICO | 787 | 790 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000073279 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000073279 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 37.69 | 40.97948 | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| XXXX | 4000073476 | XXXX |  |  | Representative FICO | 713 | 721 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000073476 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000073476 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 28.69 | 34.13266 | Debt $3,451.03 / Income $10,110.64 DTI matches the lender's 1008 |
| XXXX | 4000073247 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000073247 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 42.32 | 40.17639 | DTI matches the lender's 1008 |
| XXXX | 4000073419 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000073419 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000073419 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 43.34 | 39.55136 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000072644 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000072644 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 23.71 | 33.09837 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000073388 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000073627 | XXXX |  |  | Representative FICO | 765 | 774 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000073627 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000073627 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000073253 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000072453 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000072453 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000075699 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000071985 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000071985 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 37.54 | 34.8283 | Lender used a higher PITI to qualify |
| XXXX | 4000073723 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Approval/AUS |
| XXXX | 4000073723 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 43.98 | 40.9258 | Field data matches lender's 1008 |
| XXXX | 4000073735 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000073735 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 32.14 | 35.70324 | Lender used a higher qualifying first mortgage P&I of $1670.00. |
| XXXX | 4000073740 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000073740 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000073740 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 42.58 | 39.44774 | Field Value DTI is lower than Tape value due to Lender used higher PITIA than verified by audit |
| XXXX | 4000072720 | XXXX |  |  | City |  |  | Field Value reflects City per Note |
| XXXX | 4000072720 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000072720 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 36.11 | 38.81305 | DTI matches the lender's 1008 |
| XXXX | 4000076104 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000073241 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000073241 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000074059 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000072116 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000072116 | XXXX |  |  | Refi Purpose | Cash-out - Other | Rate/Term | Field Value reflects borrower not receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXX | 4000073726 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000073726 | XXXX |  |  | Refi Purpose | Cash-out - Other | Rate/Term |  |
| XXXX | 4000073726 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000073726 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 39.3 | 41.55124 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000073791 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000073791 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 33.53 | 43.43615 | Field Value DTI is higher than Tape value due to Lender used lower PITIA than verified by audit |
| XXXX | 4000074512 | XXXX |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000074512 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000074512 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 50 | 47.93857 | Hazard Insurance on subject property is missing. |
| XXXX | 4000073472 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000073472 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000073472 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 47.85 | 33.04056 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000073517 | XXXX |  |  | Representative FICO | 708 | 724 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000073517 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000073145 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Approval/AUS |
| XXXX | 4000073145 | XXXX |  |  | Original CLTV | 38.43 | 42.99636 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 4000073145 | XXXX |  |  | Original LTV | 10.41 | 11.65501 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| XXXX | 4000073145 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000073145 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 37.16 | 43.57233 | Field data matches Lenders qualifying DTI |
| XXXX | 4000074084 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000074084 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000073657 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000072666 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000072666 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 34.75 | 29.69512 | Debt $3,157.28 / Income $10,632.32. |
| XXXX | 4000073817 | XXXX |  |  | Property Type | 2 Family | Single Family Detached | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000073817 | XXXX |  |  | # of Units | 2 | 1 | Field value reflects source document |
| XXXX | 4000073389 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000073389 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000073389 | XXXX |  |  | Original CLTV | 74.83 | 73.81244 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 4000073389 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000073536 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000073536 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000073536 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 13 | 26.99953 | Field Value DTI is higher than Tape value due to Lender used lower PITIA than verified by audit |
| XXXX | 4000075994 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000073285 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000073285 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000073285 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 49.68 | 46.01693 | Field data matches Lenders qualifying DTI |
| XXXX | 4000072511 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000072511 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000073998 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000073998 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000071785 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000075107 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000074205 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000074205 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 45.71 | 48.54745 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000073915 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000073915 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 38.77 | 43.97175 | Debt $8,179.08 / Income $18,600.76. |
| XXXX | 4000074483 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000074483 | XXXX |  |  | Representative FICO | 740 | 756 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000074483 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000074483 | XXXX |  |  | Original CLTV | 48.19 | 74.51411 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 4000074483 | XXXX |  |  | Original LTV | 24.94 | 29.89691 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| XXXX | 4000074483 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 44.68 | 41.47652 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000075640 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000075640 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 44.8 | 42.41436 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000075026 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000075026 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 32.87 | 35.39866 | Field data matches Lenders 1008. |
| XXXX | 4000074561 | XXXX |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000074561 | XXXX |  |  | Borrower SSN |  |  | Field Value verified by application or other documentation in file |
| XXXX | 4000074561 | XXXX |  |  | Coborrower First Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXX | 4000074561 | XXXX |  |  | Coborrower SSN |  |  | Field Value verified by application or other documentation in file |
| XXXX | 4000074561 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000074561 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000074561 | XXXX |  |  | Original CLTV | 73.04 | 71.98991 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 4000074561 | XXXX |  |  | Original LTV | 22.37 | 21.32482 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| XXXX | 4000074561 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 41.06 | 44.63833 | DTI matches the lender's 1008 |
| XXXX | 4000074760 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000074760 | XXXX |  |  | Representative FICO | 781 | 785 | Field Value Representative FICO reflects the lowest mid score of the highest wage earner |
| XXXX | 4000074760 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000074760 | XXXX |  |  | Original CLTV | 78.8 | 77.22601 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 4000074760 | XXXX |  |  | Original LTV | 28.26 | 27.1738 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| XXXX | 4000074760 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 41.34 | 43.77216 | Debt $10,180.10 / Income $23,257.02. |
| XXXX | 4000074231 | XXXX |  |  | City |  |  | Field Value reflects City per Note |
| XXXX | 4000074231 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000074231 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 23.05 | 36.7886 | Lender used a higher qualifying P&I of $1,777.04 |
| XXXX | 4000073490 | XXXX |  |  | Representative FICO | 691 | 696 | Field Value Representative FICO reflects the lowest mid score of the highest wage earner |
| XXXX | 4000073490 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000073490 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000073490 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 35.87 | 32.91493 | DTI matches lender's 1008. |
| XXXX | 4000075284 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000074741 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000074741 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000074741 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000074741 | XXXX |  |  | Original CLTV | 68.64 | 69.98172 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 4000074741 | XXXX |  |  | Original LTV | 26.75 | 28.09289 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| XXXX | 4000075038 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000075038 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000075038 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000074372 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000074372 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000074372 | XXXX |  |  | Original CLTV | 37.27 | 39.75833 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 4000074372 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000075256 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000075256 | XXXX |  |  | Original CLTV | 42.34 | 38.84908 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 4000075256 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000074321 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000076499 | XXXX |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000076499 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000076499 | XXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXX | 4000072359 | XXXX |  |  | Representative FICO | 714 | 738 |  |
| XXXX | 4000072359 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000076937 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000076937 | XXXX |  |  | PMI Coverage % | 0 |  | Field value reflects source document |
| XXXX | 4000075503 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000075503 | XXXX |  |  | Original CLTV | 69.25 | 67.38942 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 4000075503 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000075873 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000075873 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 49.84 | 46.61956 | DTI matches the lender's 1008 |
| XXXX | 4000075871 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000075871 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 46.21 | 43.15231 | The lender included tax/ins in the qualifying P&I for the first mortgage |
| XXXX | 4000073724 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000073724 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000076474 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000076474 | XXXX |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000076474 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000074387 | XXXX |  |  | Property Type | PUD | Single Family Detached | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000074387 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000074387 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 34.6 | 28.33546 | Field data matches Lenders qualifying DTI. |
| XXXX | 4000076130 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000076889 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000075499 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000075499 | XXXX |  |  | Original CLTV | 65.76 | 67.15587 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 4000075499 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000076709 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000077915 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Approval/AUS |
| XXXX | 4000073737 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000073623 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000076367 | XXXX |  |  | City |  |  | Field Value reflects City per Note |
| XXXX | 4000076367 | XXXX |  |  | Property Type | Townhouse | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000076367 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000076367 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 27.31 | 25.11482 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000075440 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000075440 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000075440 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 44.27 | 49.92629 | Field value matches 1008 |
| XXXX | 4000076011 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000076011 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000076011 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 18.59 | 24.02841 | Field data matches Lenders qualifying DTI |
| XXXX | 4000075036 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000075036 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 32.89 | 46.9837 | Field value matches 1008 |
| XXXX | 4000076116 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000076116 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 38.31 | 35.3395 | Field data matches Lenders qualifying DTI |
| XXXX | 4000077001 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000077001 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000077001 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 43.02 | 37.38649 | Field Value DTI is higher than Tape value but within 3% and < 45% DTI |
| XXXX | 4000074544 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000074544 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000076270 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000076270 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 44.05 | 47.65445 | Field data matches Lenders 1008. |
| XXXX | 4000076133 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000077731 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000076461 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000076461 | XXXX |  |  | Original CLTV | 43 | 37.59014 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 4000076461 | XXXX |  |  | PMI Coverage % | 0 |  | Field value reflects source document |
| XXXX | 4000076461 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000074820 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000075319 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000075987 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000076279 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000076279 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 43.41 | 34.77274 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000075019 | XXXX |  |  | Zip |  |  | Field Value reflects Zip per Note |
| XXXX | 4000075019 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000075019 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 48.48 | 51.37292 | DTI of 51.37% exceeds guidelines of 50%. Verified first mortgage P&I $1850.97 HOI $319.00, Tax $451.65=$2621.62 as opposed to lender qualifying of 2404.00. |
| XXXX | 4000078595 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000078595 | XXXX |  |  | Original CLTV | 58.96 | 61.25989 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 4000078595 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000076413 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000076413 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 35.31 | 40.83889 | Field Value DTI is higher than Tape value but within 3% and < 45% DTI |
| XXXX | 4000075875 | XXXX |  |  | Coborrower Last Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXX | 4000075875 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000075875 | XXXX |  |  | Representative FICO | 708 | 728 | Field Value Representative FICO reflects the lowest mid score of the highest wage earner |
| XXXX | 4000075875 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000070626 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000070626 | XXXX |  |  | Representative FICO | 791 | 782 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000070626 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000070626 | XXXX |  |  | Original CLTV | 68.09 | 69.9395 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 4000070626 | XXXX |  |  | Original LTV | 32.57 | 35.50932 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| XXXX | 4000070626 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000070626 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 49 | 36.06231 | Field data matches Lenders qualifying DTI |
| XXXX | 4000077345 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000078527 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000078527 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000078399 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000078399 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000078874 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000078874 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000078874 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 49.89 | 46.66555 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000074823 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000074823 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000074823 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Approval/AUS |
| XXXX | 4000076210 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000076210 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000078756 | XXXX |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000078756 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000078756 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 37.12 | 41.24883 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000075020 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000075020 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 20.29 | 30.49053 | Field data matches Lenders qualifying DTI |
| XXXX | 4000079050 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000077585 | XXXX |  |  | Representative FICO | 796 | 820 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000077585 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000079079 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000079079 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 48.23 | 45.56975 | Debt $6,913.97 / Income $15,172.28 |
| XXXX | 4000077034 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000078649 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000078415 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000078419 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000078419 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000078926 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000078926 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 49.54 | 47.04487 | Lender qualified with higher debt than verified |
| XXXX | 4000078542 | XXXX |  |  | Representative FICO | 796 | 798 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000078542 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000078449 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000078449 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000078449 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000078449 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 49.99 | 47.79057 | DTi on lender's 1008 48.20% verified debt $2318.44/ Income $4851.25 |
| XXXX | 4000080306 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000078382 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000078406 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000078406 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 26.34 | 28.42453 | Field data matches Lenders qualifying DTI |
| XXXX | 4000078714 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000078714 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000078714 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 20.57 | 33.80526 | Income and liabilities are captured as per the document. DTI matches with 1008 |
| XXXX | 4000078222 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000077810 | XXXX |  |  | Representative FICO | 706 | 700 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000077810 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000078709 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000078709 | XXXX |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000078709 | XXXX |  |  | Borrower SSN |  |  | Field Value verified by application or other documentation in file |
| XXXX | 4000078709 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000077933 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000077933 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000076877 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000075993 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000075993 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 49.9 | 45.03976 | Debt $6,147.85 / Income $13,649.83 |
| XXXX | 4000078325 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000078325 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000078325 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 41.07 | 44.38153 | Field data matches Lenders qualifying DTI |
| XXXX | 4000077760 | XXXX |  |  | Zip |  |  | Field Value reflects Zip per Note |
| XXXX | 4000077760 | XXXX |  |  | Representative FICO | 811 | 813 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000077760 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000077760 | XXXX |  |  | Original CLTV | 52.05 | 54.39984 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 4000077760 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000078476 | XXXX |  |  | Coborrower Last Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXX | 4000078476 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000078476 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000078476 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000076380 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000076380 | XXXX |  |  | Representative FICO | 702 | 724 |  |
| XXXX | 4000076380 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000076380 | XXXX |  |  | Original CLTV | 53.77 | 50.91354 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 4000076380 | XXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXX | 4000076380 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000079236 | XXXX |  |  | Property Type | PUD | Townhouse | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000079236 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000076266 | XXXX |  |  | Representative FICO | 703 | 715 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000076266 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000076266 | XXXX |  |  | Original CLTV | 79.26 | 75.39563 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 4000076266 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000078422 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000078422 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 46.91 | 44.78908 | Lender used higher consumer debt than verified by audit |
| XXXX | 4000080055 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000080055 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 33.94 | 37.3864 | Field value matches 1008 |
| XXXX | 4000080138 | XXXX |  |  | Representative FICO | 743 | 756 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000080138 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000078776 | XXXX |  |  | Representative FICO | 693 | 696 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000078776 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000080904 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000077613 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000080054 | XXXX |  |  | Representative FICO | 821 | 792 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000080054 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000080054 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 47.63 | 39.17329 | DTI matches the lender's 1008 |
| XXXX | 4000080172 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000081899 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000081899 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000079653 | XXXX |  |  | Representative FICO | 714 | 721 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000079653 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000079653 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 41.55 | 46.96268 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000080751 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000079493 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000079493 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000079493 | XXXX |  |  | Original LTV | 14.99 | 17.4237 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| XXXX | 4000079493 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000076740 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000076740 | XXXX |  |  | Refi Purpose | Cash-out - Home Improvement | Cash-out - Other | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXX | 4000076740 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 39.18 | 44.82897 | Field Value DTI is higher than Tape value due to Lender used lower PITIA than verified by audit |
| XXXX | 4000080094 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000080094 | XXXX |  |  | PMI Coverage % | 0 |  | Field value reflects source document |
| XXXX | 4000080094 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 6.9 | 33.43912 | DTI matches the lender's 1008 |
| XXXX | 4000081557 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000081557 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000081557 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 3.04 | 25.69041 | Field Data matches to Lender's 1008 |
| XXXX | 4000078715 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000081500 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000081746 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000081798 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000081851 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000081851 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 17.82 | 36.09339 | DTI matches the lender's 1008 |
| XXXX | 4000082184 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000082184 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000075060 | XXXX |  |  | Original Term | 240 | 360 | Field Value reflects the Note value |
| XXXX | 4000075060 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000082194 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000082194 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 15.66 | 44.96597 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000082473 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000082473 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000082459 | XXXX |  |  | Representative FICO | 804 | 805 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000082459 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000082459 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 23.42 | 27.83411 | Lender DTI is 28.29%, lender included the tax/ins in first Mortgage P&I |
| XXXX | 4000082932 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000082932 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 43.38 | 41.2976 | The lender included tax/ins in the first mortgage P&I. |
| XXXX | 4000081897 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000080122 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000080122 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000080122 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 46.95 | 49.41305 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000083286 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000083286 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000082858 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000082858 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 39.48 | 47.28223 | DTI matches the lender's 1008 |
| XXXX | 4000083856 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000081947 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000081947 | XXXX |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000081947 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000083195 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000083195 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000083195 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 15.93 | 30.76536 | DTI matches the lender's 1008 |
| XXXX | 4000082685 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000082685 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000083824 | XXXX |  |  | Representative FICO | 798 | 819 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000083824 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000083824 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000083824 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 22.84 | 27.51276 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000081985 | XXXX |  |  | Representative FICO | 784 | 804 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000081985 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000081985 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000081985 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 34 | 37.13869 | Field data matches Lenders qualifying DTI. |
| XXXX | 4000082121 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000083033 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000082805 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000083230 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000083320 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000081722 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000082468 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000082468 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 22.3 | 38.53564 | DTI matches the lender's 1008 |
| XXXX | 4000080969 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000080969 | XXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXX | 4000082269 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000083211 | XXXX |  |  | Property Type | Single Family Detached | Site Condo | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000083211 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000083211 | XXXX |  |  | Original CLTV | 59.98 | 58.76478 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 4000083211 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000083001 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000083001 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 23.83 | 33.69857 | DTI matches with Approval |
| XXXX | 4000082994 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000081856 | XXXX |  |  | Representative FICO | 764 | 777 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000081856 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000083704 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000083704 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 31.81 | 27.15309 | Field Data matches to Lender's 1008 |
| XXXX | 4000082080 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000082080 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 45.77 | 49.8908 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000082965 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000082965 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 46.16 | 49.39672 | Field data matches Lenders qualifying DTI |
| XXXX | 4000081531 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000081531 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | N/A |
| XXXX | 4000081531 | XXXX |  |  | Original CLTV | 54.21 | 52.55956 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 4000081531 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000081908 | XXXX |  |  | Coborrower SSN |  |  | Field Value verified by application or other documentation in file |
| XXXX | 4000081908 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000081908 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 21.99 | 30.8148 | Field Value DTI is higher than Tape value due to Lender used lower PITIA than verified by audit |
| XXXX | 4000081259 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000081259 | XXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXX | 4000083324 | XXXX |  |  | City |  |  | Field Value reflects City per Note |
| XXXX | 4000083324 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000083324 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000083324 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 37.41 | 44.71549 | The lender included tax/ins in the P&I for qualifying |
| XXXX | 4000083486 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | N/A |
| XXXX | 4000082421 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000083483 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000083483 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000083483 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 46.46 | 43.35928 | Field Data matches to Lender's 1008 |
| XXXX | 4000083887 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000083887 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 39.84 | 34.08282 | DTI matches the lender's 1008 |
| XXXX | 4000082442 | XXXX |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000082442 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000082442 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 16.75 | 32.38038 | Field data matches Lenders qualifying DTI |
| XXXX | 4000083583 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000083583 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 42.67 | 37.23899 | Field value within 3% of 1008 |
| XXXX | 4000081940 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000081940 | XXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXX | 4000083323 | XXXX |  |  | Representative FICO | 710 | 713 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000083323 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000083323 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 43.27 | 49.83305 | Field data matches Lenders qualifying DTI |
| XXXX | 4000082200 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000082187 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000082187 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 37 | 33.24765 | Field Value DTI is lower but matches the approval |
| XXXX | 4000082303 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000081895 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000081895 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 31.78 | 36.38082 | Field value matches 1008 |
| XXXX | 4000083087 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000081156 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000082588 | XXXX |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000082588 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000082588 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000082588 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 22.04 | 28.38136 | Field Data matches to Lender's 1008 |
| XXXX | 4000082367 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000082367 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 46.17 | 48.74311 | Matching with 1008 |
| XXXX | 4000082474 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000081906 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000081906 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000084739 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000082970 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000082970 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000082970 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 46.31 | 49.6873 | DTI matches the lender's 1008 |
| XXXX | 4000083498 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000084713 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000083186 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000083186 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000081807 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000082928 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000082928 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 37.22 | 49.79514 | DTI matches the lender's 1008 |
| XXXX | 4000082695 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000082695 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 49.92 | 43.89991 | Lender used a higher qualifying P&I of $4,144.55 |
| XXXX | 4000084613 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000083670 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000083670 | XXXX |  |  | Original CLTV | 59.57 | 57.27438 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 4000083670 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000083670 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 46.14 | 49.02901 | Field data matches Lenders qualifying DTI |
| XXXX | 4000083446 | XXXX |  |  | Borrower SSN |  |  | Field Value verified by application or other documentation in file |
| XXXX | 4000083446 | XXXX |  |  | Representative FICO | 734 | 732 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000083446 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000083446 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 41.89 | 44.61662 | Field data matches Lenders qualifying DTI |
| XXXX | 4000082813 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000084405 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000082471 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000082471 | XXXX |  |  | Property Type | Single Family Detached | Single Family Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000082471 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000084328 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000084328 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000084213 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000084213 | XXXX |  |  | Original CLTV | 38.87 | 17.0871 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 4000084213 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 23.58 | 28.49326 | Data Updated correctly in the system. |
| XXXX | 4000084638 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000084638 | XXXX |  |  | Original CLTV | 54.41 | 62.48314 | Tape Value does not reflect a concurrent or subordinated lien verified by audit |
| XXXX | 4000084638 | XXXX |  |  | Original LTV | 9.25 | 10.60558 | Tape value reflects the higher of multiple Appraisals in file, Field Value reflects the lowest appraised value |
| XXXX | 4000084638 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000083957 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000081799 | XXXX |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000081799 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000083409 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000083409 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000083409 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 69 | 18.99527 | Field DTI lower but matches the 1008 |
| XXXX | 4000084449 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000084349 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000084985 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000084985 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 37.16 | 44.33422 | Field Data matches to Lender's 1008 |
| XXXX | 4000085281 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | N/A |
| XXXX | 4000085281 | XXXX |  |  | Original CLTV | 76.31 | 71.67946 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 4000085023 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000085023 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000084301 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000084301 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 32.15 | 36.04906 | Field value matches 1008 |
| XXXX | 4000084662 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000084662 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 27.21 | 37.19792 | Field value within 1% of 1008 |
| XXXX | 4000085172 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000085172 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000085192 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000085192 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000083853 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000083853 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 39.01 | 48.64169 | Field data matches Lenders qualifying DTI |
| XXXX | 4000085078 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000085078 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000085078 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 17.66 | 27.65034 | Field data matches Lenders qualifying DTI |
| XXXX | 4000083508 | XXXX |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000083508 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000081756 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000081756 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000084307 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000085632 | XXXX |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000085632 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000077061 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000077061 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000077061 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Lower AVM has to be used. |
| XXXX | 4000085134 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000085552 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000086732 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000084896 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000084896 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 45 | 41.52559 | Field value matches 1008 |
| XXXX | 4000084839 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000084839 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000084839 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 30.22 | 26.77876 | DTI is lower and matches the 1008 |
| XXXX | 4000083313 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000083313 | XXXX |  |  | Refi Purpose | Cash-out - Other | Cash-out - Home Improvement | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXX | 4000085890 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000085890 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 33.17 | 41.05114 | Lender's DTI on the final 1008 is 40.33.Total debt $2278.40/ Income $5550.15 |
| XXXX | 4000085051 | XXXX |  |  | City |  |  | Field Value reflects City per Note |
| XXXX | 4000085051 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000085051 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 44.87 | 42.7664 | Field Value DTI is higher than Tape value but not < 43% as required by QM/TQM |
| XXXX | 4000085563 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000085563 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000085337 | XXXX |  |  | # of Units | 4 | 1 | Field value reflects source document |
| XXXX | 4000085337 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000081764 | XXXX |  |  | Zip |  |  | Field Value reflects Zip per Note |
| XXXX | 4000081764 | XXXX |  |  | Property Type | Single Family Detached | 2 Family | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000081764 | XXXX |  |  | # of Units | 1 | 2 | Field value reflects source document |
| XXXX | 4000081764 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000081764 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 42.01 | 39.83133 | DTI matches lender's 1008 |
| XXXX | 4000084195 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000086218 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000086218 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000086212 | XXXX |  |  | Coborrower Last Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXX | 4000086212 | XXXX |  |  | Representative FICO | 750 | 754 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000086212 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000086212 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 29.33 | 31.56222 | Field data matches Lenders qualifying DTI |
| XXXX | 4000085882 | XXXX |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000085882 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000085882 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000085570 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000085570 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000085570 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 48.13 | 44.15617 | Field Value DTI is lower than Tape value due to Lender used higher PITIA than verified by audit. |
| XXXX | 4000085314 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000085314 | XXXX |  |  | PMI Coverage % | 0 |  | Field value reflects source document |
| XXXX | 4000085314 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 47.76 | 42.13025 | The lender included the tax/ins in the P&I payment for the first lien |
| XXXX | 4000084226 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000085476 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000086494 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000086494 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000086494 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000086070 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000086851 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000086851 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 2.54 | 32.91382 | Field value matches 1008 |
| XXXX | 4000085792 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000087460 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000086145 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000086145 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 40.28 | 28.53781 | Field Value DTI is lower than Tape value due to Lender used higher PITIA than verified by audit. |
| XXXX | 4000085469 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000085469 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 30.36 | 22.30183 | DTI matches lenders |
| XXXX | 4000086141 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000086141 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 28.03 | 38.11713 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000086225 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000086225 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 23.05 | 31.65927 | Field value matches 1008 |
| XXXX | 4000086330 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000086330 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 44.87 | 41.88734 | Field Value DTI is lower |
| XXXX | 4000086078 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000085109 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000086041 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000086041 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 38.9 | 45.38541 | Field data matches Lenders qualifying DTI |
| XXXX | 4000083730 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000083730 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 47.03 | 44.19331 | Field Data matches Lenders qualifying DTI |
| XXXX | 4000086764 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000086764 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000086764 | XXXX |  |  | Original CLTV | 14.28 | 16.10785 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 4000086764 | XXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXX | 4000086764 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000086764 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 13 | 23.00269 | Field value matches 1008 |
| XXXX | 4000086928 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000084011 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000085210 | XXXX |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000085210 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000086831 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000086831 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 36.95 | 32.3292 | Verified Debt $5044.94/ Income $14,549.46 |
| XXXX | 4000086490 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000086312 | XXXX |  |  | Property Type | Single Family Detached | Single Family Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000086312 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000086312 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 38.26 | 42.77768 | Verified debt $2533.11/ Income $5921.57 |
| XXXX | 4000086886 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000086886 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000084370 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000084370 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000084370 | XXXX |  |  | Original CLTV | 67 | 69.32972 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 4000084370 | XXXX |  |  | Original LTV | 21.4 | 24.30939 | Unable to verify due to missing information |
| XXXX | 4000085081 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000086385 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000086385 | XXXX |  |  | Original CLTV | 73.1 | 71.50941 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 4000086385 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000086385 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 27.29 | 33.84812 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000085491 | XXXX |  |  | City |  |  | Field Value reflects City per Note |
| XXXX | 4000085491 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000087097 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000087097 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 34.18 | 41.36626 | DTI matches the lender's 1008 |
| XXXX | 4000085930 | XXXX |  |  | Representative FICO | 704 | 707 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000085930 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000083531 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000083531 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000084212 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000084212 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 44.44 | 41.08187 | DTI matches the lender's 1008 |
| XXXX | 4000085413 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000087271 | XXXX |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000087271 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000087271 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000087271 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 42.77 | 49.76392 | DTI matches the lender's 1008 |
| XXXX | 4000086037 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000086037 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 49.85 | 47.06754 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000087190 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000087190 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000087784 | XXXX |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000087784 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000086781 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000087747 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000086468 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000086468 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000086468 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000086468 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 3 | 39.03171 | Field data matches Lenders qualifying DTI |
| XXXX | 4000086470 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000086470 | XXXX |  |  | Property Type | PUD | Single Family Detached | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000086470 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000086470 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000086470 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 3 | 38.42904 | Field Value DTI is higher than Tape value due to Lender used lower PITIA than verified by audit |
| XXXX | 4000086915 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000086915 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 39.75 | 44.87427 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000088444 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000088444 | XXXX |  |  | Original CLTV | 66.15 | 69.79112 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 4000088444 | XXXX |  |  | Original LTV | 24 | 25.31881 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| XXXX | 4000088444 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000087437 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000087437 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 18.38 | 34.22815 | Field data matches Lenders qualifying DTI. |
| XXXX | 4000086065 | XXXX |  |  | Borrower SSN |  |  | Field Value verified by application or other documentation in file |
| XXXX | 4000086065 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000086065 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000086065 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 35 | 28.60037 | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| XXXX | 4000087640 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000081282 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000081282 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000081282 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000081282 | XXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXX | 4000081282 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000081282 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 46.62 | 49.901 | Field value within 2% of 1008 |
| XXXX | 4000086997 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000086861 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000086861 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000085727 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000086162 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000086162 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 27.45 | 30.14377 | Debt $3421.80/ Income $11351.60 |
| XXXX | 4000088504 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000084248 | XXXX |  |  | Zip |  |  | Field Value reflects Zip per Note |
| XXXX | 4000084248 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000088476 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000088373 | XXXX |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000088373 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000088373 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 30.83 | 28.2956 | Field value matches approval |
| XXXX | 4000088213 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000086869 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000086869 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 45.16 | 35.098 | Received proof the business pays for the senior lien |
| XXXX | 4000087163 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000087999 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000087999 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000087222 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000087222 | XXXX |  |  | PMI Coverage % | 0 |  | Field value reflects source document |
| XXXX | 4000088465 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000088465 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 21.18 | 34.8064 | Field data matches lenders qualifying DTI |
| XXXX | 4000087286 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000088123 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000088123 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000088123 | XXXX |  |  | PMI Coverage % | 0 |  | Field value reflects source document |
| XXXX | 4000088123 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 38.99 | 41.71631 | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| XXXX | 4000085609 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000085609 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000085609 | XXXX |  |  | Refi Purpose | Cash-out - Other | Rate/Term | Field Value reflects borrower not receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXX | 4000085609 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 43.24 | 33.88381 | Field Value DTI is lower but closer to the 1008 DTI |
| XXXX | 4000085832 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000085832 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 42.14 | 39.95277 | Field Data matches to Lender's 1008 |
| XXXX | 4000090923 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000088732 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000088269 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000088269 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000087321 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000087321 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 44.25 | 39.32576 | DTI matches the lender's 1008 |
| XXXX | 4000088483 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000088483 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 34.08 | 31.1504 | Field Value DTI is lower but matches the 1008 |
| XXXX | 4000089022 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000089022 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 49.59 | 46.00526 | DTI matches the lender's 1008 |
| XXXX | 4000089136 | XXXX |  |  | Representative FICO | 761 | 776 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000089136 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000089136 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 44.01 | 41.1237 | Field data matches Lenders qualifying DTI |
| XXXX | 4000087604 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000087866 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000088366 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000085948 | XXXX |  |  | Representative FICO | 712 | 746 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000085948 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000085948 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000085948 | XXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXX | 4000085611 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000085611 | XXXX |  |  | Refi Purpose | Rate/Term | Cash-out - Other | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXX | 4000085611 | XXXX |  |  | Original CLTV | 44.25 | 37.19362 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 4000085611 | XXXX |  |  | Original LTV | 14.28 | 12.07727 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| XXXX | 4000085611 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000085611 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 41 | 48.38607 | DTI matches the lender's 1008 |
| XXXX | 4000088217 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000088217 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000086919 | XXXX |  |  | Representative FICO | 689 | 691 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000086919 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000087511 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000087511 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 34.57 | 30.32516 | Field Data matches to Lender's 1008 |
| XXXX | 4000087489 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000087489 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 23.15 | 39.82847 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000089258 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000089852 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000089852 | XXXX |  |  | Original CLTV | 67.57 | 57.97054 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 4000089852 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 35.48 | 38.18652 | Field Value DTI is higher than Tape value due to Lender used lower PITIA than verified by audit |
| XXXX | 4000087354 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000088021 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000088005 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000088005 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 35.52 | 39.34021 | Field data matches Lenders qualifying DTI |
| XXXX | 4000089027 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000089027 | XXXX |  |  | Coborrower Last Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXX | 4000089027 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000086110 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000086110 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 46.95 | 41.37256 | Field Value DTI is higher than Tape value due to Lender used lower PITIA than verified by audit |
| XXXX | 4000087277 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000087050 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000087050 | XXXX |  |  | Original CLTV | 73.63 | 71.80587 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 4000087050 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 45.44 | 48.42324 | The lender used a higher first mortgage P&I of 1800.63- DTI on 1008 is 49.55% |
| XXXX | 4000088508 | XXXX |  |  | Original Interest Rate | 10.25 | 9.625 | Field Value reflects the Note value |
| XXXX | 4000088508 | XXXX |  |  | Representative FICO | 706 | 726 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000088508 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000087829 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000087829 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 46.48 | 49.92725 | Field data matches Lenders qualifying DTI |
| XXXX | 4000086152 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000089487 | XXXX |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000089487 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000089487 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000089487 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 38.51 | 41.32142 | Field Data matches to Lender's 1008 |
| XXXX | 4000087217 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000087217 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 41.13 | 35.07953 | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| XXXX | 4000089548 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000089548 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 28.98 | 34.23793 | Field value matches 1008 |
| XXXX | 4000089154 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000089833 | XXXX |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000089833 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000087592 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000086424 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000084296 | XXXX |  |  | City |  |  | Field Value reflects City per Note |
| XXXX | 4000084296 | XXXX |  |  | Representative FICO | 713 | 704 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000084296 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000084296 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000084296 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000090361 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000089745 | XXXX |  |  | Representative FICO | 702 | 714 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000089745 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000088171 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000088729 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000089683 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000089683 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 26.54 | 42.78431 | DTI matches the lender's 1008 |
| XXXX | 4000086830 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000086830 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 33.64 | 30.29532 | DTI matches the lender's 1008 |
| XXXX | 4000088795 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000089469 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000089454 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000089454 | XXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXX | 4000089013 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000090106 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000088597 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000089290 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000089434 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000089434 | XXXX |  |  | Original CLTV | 49.51 | 46.07713 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 4000089434 | XXXX |  |  | Original LTV | 15.62 | 14.51794 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| XXXX | 4000089434 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000086338 | XXXX |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000086338 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000088290 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000090734 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000090734 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 44.39 | 38.41475 | Field Value DTI is lower |
| XXXX | 4000084397 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000084397 | XXXX |  |  | Property Type | Condo (Low Rise) | Condo (High Rise) | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000084397 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000089210 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000089210 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000088535 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000088535 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000089255 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000088877 | XXXX |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000088877 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000088877 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000088741 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000088414 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000090686 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000087647 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000087647 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000087647 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000087647 | XXXX |  |  | Original CLTV | 47.08 | 44.62221 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 4000087647 | XXXX |  |  | Original LTV | 17.21 | 14.81279 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| XXXX | 4000087647 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 49.98 | 47.72918 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000089024 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000088470 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000088470 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 36.6 | 41.03039 | Field Data matches to Lender's 1008 |
| XXXX | 4000089845 | XXXX |  |  | Zip |  |  | Field Value reflects Zip per Note |
| XXXX | 4000089845 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000089845 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000089845 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 38.32 | 44.78079 | Income and Liabilities are matching with UW calculation. As per the calculation, DTI is correct in the system. |
| XXXX | 4000089541 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000088725 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000088011 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000087645 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000087645 | XXXX |  |  | PMI Coverage % | 0 |  | Field value reflects source document |
| XXXX | 4000088035 | XXXX |  |  | City |  |  | Field Value reflects City per Note |
| XXXX | 4000088035 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000088035 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000088035 | XXXX |  |  | Original CLTV | 50.35 | 46.68286 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 4000088035 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000087979 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000090776 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000089121 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000088512 | XXXX |  |  | Coborrower First Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXX | 4000088512 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000088512 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 42.69 | 45.18312 | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| XXXX | 4000091173 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000090516 | XXXX |  |  | City |  |  | Field Value reflects City per Note |
| XXXX | 4000090516 | XXXX |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000090516 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000090516 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 35.73 | 29.99639 | Field value matches 1008 |
| XXXX | 4000091034 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000091034 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000091034 | XXXX |  |  | Refi Purpose | Rate/Term | Cash-out - Other | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXX | 4000091034 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 27.59 | 40.25016 | DTI matches the lender's 1008 |
| XXXX | 4000089057 | XXXX |  |  | Occupancy | Primary | Second Home | Field Value reflects Occupancy per the Final Loan Application |
| XXXX | 4000089057 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000085583 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000085583 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000085583 | XXXX |  |  | Original CLTV | 27.88 | 38.36381 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 4000085583 | XXXX |  |  | Original LTV | 15.61 | 27.54821 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| XXXX | 4000085583 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000085583 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 40.5 | 13.67558 | Field data matches Lenders qualifying DTI |
| XXXX | 4000091415 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000091415 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000091230 | XXXX |  |  | Representative FICO | 722 | 778 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000091230 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000091230 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 29.41 | 34.29236 | DTI matches the lender's 1008 |
| XXXX | 4000090719 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000089850 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000090936 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000090097 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000090886 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000088771 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000088771 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000089482 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000088874 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000088874 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000088874 | XXXX |  |  | Original CLTV | 53.72 | 55.36681 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 4000091821 | XXXX |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000091821 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000091821 | XXXX |  |  | Original CLTV | 59.77 | 68.49449 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 4000091821 | XXXX |  |  | Original LTV | 34.34 | 39.35395 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| XXXX | 4000091821 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000091821 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 34.35 | 37.30537 | Field data matches Lenders qualifying DTI |
| XXXX | 4000091754 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000090984 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000090984 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 47.3 | 43.3375 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000090483 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000090483 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 44.62 | 40.39327 | Field value within 1% of 1008 |
| XXXX | 4000091993 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000091993 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 49.31 | 45.15638 | DTI matches the lender's 1008 |
| XXXX | 4000090967 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000090967 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 27.84 | 17.68418 | Field Value DTI is lower |
| XXXX | 4000090520 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000090520 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 49.87 | 39.19984 | Field Value DTI is lower but matches the 1008 |
| XXXX | 4000091413 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000091413 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000091210 | XXXX |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000091210 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000091210 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000089721 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000089721 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 16.84 | 26.73201 | Field data matches Lenders qualifying DTI |
| XXXX | 4000087708 | XXXX |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000087708 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000091083 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000091083 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 33.1 | 40.2296 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000090869 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000090869 | XXXX |  |  | Refi Purpose | Rate/Term | Cash-out - Other | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXX | 4000090914 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000092591 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000092591 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 43.9 | 40.33036 | Field Value DTI is higher than Tape value due to Lender used lower PITIA than verified by audit |
| XXXX | 4000090688 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000090688 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 46.4 | 43.51871 | Lender used a higher qualifying P&I for the first mortgage of $1559.14 |
| XXXX | 4000091861 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000091861 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000091861 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 34.68 | 42.00076 | Field Data matches to Lender's 1008 |
| XXXX | 4000092391 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000090358 | XXXX |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000090358 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000090358 | XXXX |  |  | Refi Purpose | Cash-out - Other | Cash-out - Home Improvement | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXX | 4000091101 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000091101 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 34.99 | 42.52484 | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| XXXX | 4000088563 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000091869 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000089567 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000089567 | XXXX |  |  | Original CLTV | 54.72 | 52.84898 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 4000089567 | XXXX |  |  | Original LTV | 35.27 | 34.05995 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| XXXX | 4000089567 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000089567 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 40.97 | 49.78069 | DTI matches the lender's 1008 |
| XXXX | 4000089211 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000090526 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000092364 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000092364 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000091193 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000091193 | XXXX |  |  | Refi Purpose | Cash-out - Other | Cash-out - Home Improvement | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXX | 4000092167 | XXXX |  |  | Representative FICO | 736 | 771 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000092167 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000092167 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 37.6 | 40.76976 | DTI matches 1008 |
| XXXX | 4000089547 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000089547 | XXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXX | 4000091332 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000091332 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000090480 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value reflects the Approval/AUS in file. |
| XXXX | 4000090480 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000092556 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000092514 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000091276 | XXXX |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000091276 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000091486 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000091486 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 35.71 | 41.48081 | Field Data matches to Lender's 1008 |
| XXXX | 4000093010 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000093010 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 36.16 | 28.8127 | Field Data matches to Lender's 1008 |
| XXXX | 4000092599 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000092599 | XXXX |  |  | Refi Purpose | Limited Cash-out GSE | Cash-out - Other | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXX | 4000090560 | XXXX |  |  | City |  |  | Field Value reflects City per Note |
| XXXX | 4000090560 | XXXX |  |  | Representative FICO | 708 | 718 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000090560 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000090560 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 17.67 | 26.25142 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000087025 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000090723 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000090723 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000090723 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 34.83 | 31.86574 | Debt $2473.11/ Income $7761.03 |
| XXXX | 4000090748 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000090748 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000088848 | XXXX |  |  | Property Type | Single Family Detached | Condo (Low Rise) | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000088848 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000091081 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000091400 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000091400 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000092061 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000092888 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000092888 | XXXX |  |  | Refi Purpose | Cash-out - Other | Cash-out - Home Improvement | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXX | 4000091800 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000095271 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000089740 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000092783 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000092783 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000092783 | XXXX |  |  | Original CLTV | 76.94 | 79.98037 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 4000092783 | XXXX |  |  | Original LTV | 36.58 | 37.89114 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| XXXX | 4000092783 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000092783 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 27.71 | 30.79789 | Field data matches Lenders qualifying DTI |
| XXXX | 4000092515 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000091893 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000091893 | XXXX |  |  | Refi Purpose | Cash-out - Other | Cash-out - Home Improvement | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXX | 4000091893 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 46.65 | 42.40315 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000091040 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000091040 | XXXX |  |  | Original CLTV | 40.48 | 38.33364 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 4000091040 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 20.1 | 29.57111 | Field data matches Lenders qualifying DTI |
| XXXX | 4000089800 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000089800 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000089800 | XXXX |  |  | Original CLTV | 72.42 | 71.20139 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 4000089800 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000095383 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000091495 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000091495 | XXXX |  |  | Refi Purpose | Cash-out - Other | Cash-out - Home Improvement | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXX | 4000090456 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000092382 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000092382 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000092382 | XXXX |  |  | Original CLTV | 40.99 | 33.51305 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 4000092382 | XXXX |  |  | Original LTV | 12 | 9.8107 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| XXXX | 4000092382 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000091841 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000091704 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000091704 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 39.85 | 32.73143 | Field Data matches to Lender's 1008 |
| XXXX | 4000091502 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000090336 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000090336 | XXXX |  |  | Original CLTV | 46.96 | 48.59126 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 4000090336 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000090336 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 22.79 | 49.42922 | Field data matches Lenders qualifying DTI |
| XXXX | 4000089496 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000089496 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 44.62 | 37.22763 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000090941 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000090941 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000092275 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000092372 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000092372 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000091887 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000092375 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000093160 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000092327 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000092327 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 36.25 | 47.57411 | Field value matches 1008 |
| XXXX | 4000093286 | XXXX |  |  | Original Interest Rate | 8.25 | 8.5 | Field Value reflects the Note value |
| XXXX | 4000093286 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000093286 | XXXX |  |  | Refi Purpose | Cash-out - Other | Cash-out - Home Improvement | Field Value reflects borrower not receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXX | 4000093286 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 26.11 | 40.84421 | Field value matches 1008 |
| XXXX | 4000090418 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000090418 | XXXX |  |  | Refi Purpose | Cash-out - Home Improvement | Cash-out - Other | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXX | 4000092284 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000092284 | XXXX |  |  | Original CLTV | 68.13 | 66.46927 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 4000092284 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000092037 | XXXX |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000092037 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000092987 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000092558 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000090205 | XXXX |  |  | Original Term | 360 | 240 | Field Value reflects the Note value |
| XXXX | 4000090205 | XXXX |  |  | Representative FICO | 796 | 795 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000090205 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000092184 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000093825 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000092048 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000093305 | XXXX |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000093305 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000090727 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000090727 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 33.01 | 35.95986 | Field value matches 1008 |
| XXXX | 4000094390 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000093097 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000091235 | XXXX |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000091235 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000092878 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000092878 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 40.54 | 33.42149 | Field value matches 1008 |
| XXXX | 4000090647 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000091801 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000091708 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000091708 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 24.21 | 32.71641 | DTI matches the lender's 1008 |
| XXXX | 4000091194 | XXXX |  |  | Representative FICO | 762 | 775 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000091194 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000093912 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000093465 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000086765 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000093287 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000093287 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 10.93 | 19.51339 | Field data matches Lenders qualifying DTI |
| XXXX | 4000092513 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000092513 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000092513 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000092513 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 43.46 | 39.39113 | Lender used a higher qualifying P&I of $2674.45 |
| XXXX | 4000091727 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000091727 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000091727 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000093131 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000091719 | XXXX |  |  | Representative FICO | 713 | 725 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000091719 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000091719 | XXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXX | 4000092383 | XXXX |  |  | Zip |  |  | Field Value reflects Zip per Note |
| XXXX | 4000092383 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000092383 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000092383 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 27.69 | 45.93068 | DTI matches the lender's 1008 |
| XXXX | 4000092774 | XXXX |  |  | Property Type | Single Family Detached | Single Family Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000092774 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000092475 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000092475 | XXXX |  |  | Refi Purpose | Cash-out - Other | Cash-out - Home Improvement | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXX | 4000091700 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000092969 | XXXX |  |  | City |  |  | Field Value reflects City per Note |
| XXXX | 4000092969 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000092969 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 31.48 | 35.08703 | Field data matches Lenders qualifying DTI |
| XXXX | 4000094703 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000092562 | XXXX |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000092562 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000092562 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 41.38 | 34.36702 | DTI matches with Approval |
| XXXX | 4000094812 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000093284 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000093284 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 37.48 | 46.38484 | Field Data Matches with 1008 |
| XXXX | 4000090783 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000090783 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 39.42 | 44.60237 | Field data matches Lenders qualifying DTI |
| XXXX | 4000094329 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Security Instrument |
| XXXX | 4000093843 | XXXX |  |  | Representative FICO | 796 | 797 |  |
| XXXX | 4000093843 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000094852 | XXXX |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000094852 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000093534 | XXXX |  |  | City |  |  | Field Value reflects City per Note |
| XXXX | 4000093534 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000093534 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000095276 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000093419 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000078950 | XXXX |  |  | Representative FICO | 775 | 773 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000078950 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000078950 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 39.51 | 37.41078 | Field Value DTI is higher than Tape value due to Lender used lower PITIA than verified by audit |
| XXXX | 4000093126 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000093442 | XXXX |  |  | Coborrower Last Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXX | 4000093442 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000093442 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 25.49 | 19.66392 | Verified Debt $6220.43/ Income $31633.73 |
| XXXX | 4000093874 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000093874 | XXXX |  |  | PMI Coverage % | 0 |  | NA |
| XXXX | 4000093609 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000093609 | XXXX |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000093609 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000093609 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 34.79 | 32.49193 | Field Value DTI is higher than Tape value due to Lender used lower PITIA than verified by audit |
| XXXX | 4000093800 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000093800 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 43.82 | 41.18584 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000091401 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000091401 | XXXX |  |  | Original CLTV | 68.43 | 88.43562 | Used AVM as appraisal predated note. |
| XXXX | 4000091401 | XXXX |  |  | Original LTV | 30.96 | 40.01417 | Used AVM as appraisal predated note. |
| XXXX | 4000091401 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Used AVM as appraisal predated note. |
| XXXX | 4000094910 | XXXX |  |  | Coborrower Last Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXX | 4000094910 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000094910 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000094729 | XXXX |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000094729 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000093617 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000092975 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000092975 | XXXX |  |  | Original CLTV | 59.39 | 57.74036 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 4000092975 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000094272 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000094272 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000094272 | XXXX |  |  | Original CLTV | 37.76 | 42.10759 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 4000094272 | XXXX |  |  | Original LTV | 12.62 | 14.08451 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| XXXX | 4000094272 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000094272 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 45.87 | 43.10119 | Field data matches Lenders qualifying DTI |
| XXXX | 4000091733 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000091733 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 48.76 | 31.99176 | DTI matches the lender's 1008 |
| XXXX | 4000093859 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000093859 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 19.35 | 22.48245 | DTI matches 1008 |
| XXXX | 4000092597 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000092597 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 19.48 | 32.15232 | Field Data Matches with 1008 |
| XXXX | 4000094700 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000092392 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000092392 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000091765 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000091765 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 24.71 | 27.00006 | Debt $3453.94/Income $12,792.34 |
| XXXX | 4000092807 | XXXX |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000092807 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000093433 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000093791 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000093791 | XXXX |  |  | Representative FICO | 708 | 711 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000093791 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000094823 | XXXX |  |  | City |  |  | Field Value reflects City per Note |
| XXXX | 4000094823 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000094871 | XXXX |  |  | Representative FICO | 735 | 748 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000094871 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000093823 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000093823 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000093496 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000094394 | XXXX |  |  | Representative FICO | 691 | 695 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000094394 | XXXX |  |  | Property Type | Single Family Detached | Condo (Low Rise) | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000094394 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000095997 | XXXX |  |  | Representative FICO | 756 | 788 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000095997 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000091266 | XXXX |  |  | Representative FICO | 737 | 756 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000091266 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000092777 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000092777 | XXXX |  |  | Original CLTV | 72.41 | 71.31683 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 4000092777 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000092777 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 24.66 | 27.95514 | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| XXXX | 4000095174 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000095174 | XXXX |  |  | Original CLTV | 34 | 42.8286 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 4000095174 | XXXX |  |  | Original LTV | 7.64 | 9.62963 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| XXXX | 4000095174 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000095174 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 49.24 | 47.20459 | Field Value DTI is lower but matches the 1008 |
| XXXX | 4000093462 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000093462 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000093462 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 22 | 36.82108 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000093071 | XXXX |  |  | Representative FICO | 781 | 813 |  |
| XXXX | 4000093071 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000093071 | XXXX |  |  | Original CLTV | 52.48 | 54.1056 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 4000093071 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000094609 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000094609 | XXXX |  |  | Coborrower Last Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXX | 4000094609 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000092229 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000096292 | XXXX |  |  | Representative FICO | 727 | 798 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000096292 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000094784 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000094784 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 29.38 | 32.43692 | Field value matches Lender's 1008. |
| XXXX | 4000089679 | XXXX |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000089679 | XXXX |  |  | Representative FICO | 687 | 706 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000089679 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000095215 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000095215 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000095215 | XXXX |  |  | Original CLTV | 74.99 | 73.08198 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 4000095215 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000095700 | XXXX |  |  | Representative FICO | 749 | 752 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000095700 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000095700 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 16.22 | 27.38641 | DTI matches the lender's 1008 |
| XXXX | 4000093557 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000093911 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000093911 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 31.87 | 37.42672 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000093315 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000095395 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000091906 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000096727 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000095516 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000095516 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000095516 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000095156 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000095156 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 31.53 | 39.35611 | DTI matches 1008 |
| XXXX | 4000093142 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000094594 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000094594 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 45.66 | 48.12196 | Field data matches lenders qualifying DTI |
| XXXX | 4000090822 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000090822 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000090822 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000096396 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000093293 | XXXX |  |  | Representative FICO | 735 | 773 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000093293 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000092471 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000092471 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000096036 | XXXX |  |  | Zip |  |  | Field Value reflects Zip per Note |
| XXXX | 4000096036 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000095311 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Closed End Second |
| XXXX | 4000095311 | XXXX |  |  | Original CLTV | 61.96 | 60.95426 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 4000096322 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000096322 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 43.42 | 47.64352 | Field Value DTI is higher than Tape value due to Lender used lower PITIA than verified by audit |
| XXXX | 4000093087 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000093087 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000095500 | XXXX |  |  | Zip |  |  | Field Value reflects Zip per Note |
| XXXX | 4000095500 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000095500 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 39.16 | 44.54301 | The lender qualified with a First mortgage P&I of $547.04. The mortgage statement for the first lien was not provided, the credit report and final 1003 list the payment of $1018.00. |
| XXXX | 4000095892 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000095892 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000094628 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000094628 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000097372 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000097372 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 25.38 | 41.38673 | Field Value DTI is higher than Tape value but not < 43% as required by QM/TQM |
| XXXX | 4000093086 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000097704 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000095912 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000095912 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 47.44 | 45.38452 | DTI matches 1008 |
| XXXX | 4000096813 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000096770 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000097096 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000097043 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000097043 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 40.27 | 44.98409 | DTI matches with Approval |
| XXXX | 4000095144 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000095144 | XXXX |  |  | Original CLTV | 68 | 62.56957 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 4000095144 | XXXX |  |  | Original LTV | 25.6 | 23.6 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| XXXX | 4000095144 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000095144 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 36 | 29.00004 | Field data matches lenders qualfiying DTI |
| XXXX | 4000096562 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000096562 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000097025 | XXXX |  |  | Representative FICO | 732 | 733 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000097025 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000096031 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000097173 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000097173 | XXXX |  |  | Original CLTV | 79.95 | 78.79451 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 4000097173 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000095291 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000097762 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000097709 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000095129 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000095129 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 28.3 | 30.37782 | Field Data matches to Lender's 1008 |
| XXXX | 4000096464 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000096464 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000095923 | XXXX |  |  | Representative FICO | 783 | 808 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000095923 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000095923 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000095923 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 3.89 | 37.20516 | DTI matches 1008 |
| XXXX | 4000095683 | XXXX |  |  | Representative FICO | 757 | 768 |  |
| XXXX | 4000095683 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000095683 | XXXX |  |  | Original CLTV | 69.9 | 66.58095 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 4000095683 | XXXX |  |  | Original LTV | 39.39 | 37.52204 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| XXXX | 4000095683 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000096932 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000096234 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000096234 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000096234 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 30.04 | 24.03004 | Field value matches 1008 |
| XXXX | 4000094387 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000094387 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000099017 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000094873 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000094873 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 23.22 | 31.17026 | Field data matches Lenders qualifying DTI |
| XXXX | 4000095723 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000095723 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000096800 | XXXX |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000096800 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000098526 | XXXX |  |  | Representative FICO | 751 | 761 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000098526 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000098526 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 33.3 | 28.38754 | The lender used a higher qualifying P&I of $1226.48 for the first mortgage |
| XXXX | 4000098462 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000097735 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000096458 | XXXX |  |  | Coborrower First Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXX | 4000096458 | XXXX |  |  | Original Term | 240 | 360 | Field Value reflects the Note value |
| XXXX | 4000096458 | XXXX |  |  | Original Interest Rate | 7.75 | 8 | Field Value reflects the Note value |
| XXXX | 4000096458 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000096458 | XXXX |  |  | Original CLTV | 24.87 | 31.39503 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 4000096458 | XXXX |  |  | Original LTV | 8.03 | 10.13986 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| XXXX | 4000096458 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000096458 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 49.96 | 45.9902 | Field Value DTI is higher than Tape value due to Lender used lower PITIA than verified by audit |
| XXXX | 4000097907 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000098297 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000097216 | XXXX |  |  | Representative FICO | 799 | 816 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000097216 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000097216 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 46.62 | 48.83325 | DTI matches the lender's 1008 |
| XXXX | 4000097840 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000097366 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000094308 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000097425 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000095409 | XXXX |  |  | Zip |  |  | Field Value reflects Zip per Note |
| XXXX | 4000095409 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000099022 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000099022 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 47.12 | 43.053 | Field value matches Lender's 1008. |
| XXXX | 4000096933 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000096933 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000096933 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000096933 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 10 | 36.52374 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000097959 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000098163 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000098967 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000098967 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 45.84 | 49.58717 | Field value matches 1008 |
| XXXX | 4000099425 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000099425 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000099817 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000099817 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000096795 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000098804 | XXXX |  |  | City |  |  | Field Value reflects City per Note |
| XXXX | 4000098804 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000098061 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000098061 | XXXX |  |  | Original CLTV | 57.84 | 56.69213 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 4000098061 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000097620 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000097620 | XXXX |  |  | Original CLTV | 71.79 | 78.83665 |  |
| XXXX | 4000097620 | XXXX |  |  | Original LTV | 19.76 | 21.70428 |  |
| XXXX | 4000097620 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX |  |
| XXXX | 4000097771 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000098950 | XXXX |  |  | Representative FICO | 758 | 778 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000098950 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000098950 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 28.16 | 33.90999 | DTI matches the lender's 1008 |
| XXXX | 4000098772 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000098772 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 43.86 | 49.21876 | DTI matches with Approval |
| XXXX | 4000096993 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000097524 | XXXX |  |  | Representative FICO | 801 | 802 |  |
| XXXX | 4000097524 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000100649 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000099433 | XXXX |  |  | Zip |  |  | Field Value reflects Zip per Note |
| XXXX | 4000099433 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000099433 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 45.28 | 39.2515 | Field Value DTI is lower |
| XXXX | 4000098358 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000098358 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000098358 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 49.96 | 47.32029 | Lender included taxes and insurance twice |
| XXXX | 4000098803 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000098803 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 33.2 | 36.19232 | Field data matches Lenders qualifying DTI |
| XXXX | 4000098623 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000098623 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000100758 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000099014 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000100966 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000100966 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 42 | 44.19739 | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| XXXX | 4000100156 | XXXX |  |  | Representative FICO | 708 | 722 |  |
| XXXX | 4000100156 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000100156 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000100156 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 34.9 | 31.30482 | Unable to verify due to missing information |
| XXXX | 4000098142 | XXXX |  |  | Representative FICO | 755 | 763 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000098142 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000098142 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 49 | 46.65452 | Field Value DTI is lower but closer to the 1008 DTI |
| XXXX | 4000099152 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000099152 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 27.85 | 44.69365 | Field value matches 1008 |
| XXXX | 4000098138 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000098138 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000100178 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000100178 | XXXX |  |  | Refi Purpose | Rate/Term | Cash-out - Other | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXX | 4000099806 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000099806 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 47.86 | 45.4257 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000099020 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000097734 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000099187 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000097712 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000101253 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000101253 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 37.42 | 44.20659 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000098976 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000099954 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000097836 | XXXX |  |  | City |  |  | Field Value reflects City per Note |
| XXXX | 4000097836 | XXXX |  |  | Representative FICO | 706 | 756 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000097836 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000097836 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 45.05 | 48.43369 | Field data matches Lenders qualifying DTI |
| XXXX | 4000102366 | XXXX |  |  | Zip |  |  | Field Value reflects Zip per Note |
| XXXX | 4000102366 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000102366 | XXXX |  |  | Representative FICO | 789 | 791 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000102366 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000102366 | XXXX |  |  | Original CLTV | 51.49 | 49.81352 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 4000102366 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000102366 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 30 | 40.47424 | DTI matches the lender's 1008 |
| XXXX | 4000101562 | XXXX |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000101562 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000101562 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000101562 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 28.72 | 41.77638 | Field Data matches to Lender's 1008 |
| XXXX | 4000098605 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000101694 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000101694 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000101694 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 1.51 | 24.92152 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000100904 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000101499 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000101499 | XXXX |  |  | Zip |  |  | Field Value reflects Zip per Note |
| XXXX | 4000101499 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000101499 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000101159 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000101159 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 22.47 | 24.65267 | DTI matches the lender's 1008 |
| XXXX | 4000099953 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000099953 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 46.3 | 36.81167 | Field Value DTI is higher than Tape value due to Lender used lower PITIA than verified by audit |
| XXXX | 4000102282 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000103231 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000103231 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000103231 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000103231 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 44.8 | 38.63795 | Field Value DTI is lower |
| XXXX | 4000102725 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000102725 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 31.88 | 28.95193 | Field data matches Lenders qualifying DTI |
| XXXX | 4000103154 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000103154 | XXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXX | 4000100798 | XXXX |  |  | Zip |  |  | Field Value reflects Zip per Note |
| XXXX | 4000100798 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000100798 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 12 | 47.48731 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000099987 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000099987 | XXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXX | 4000100914 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000100914 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000100914 | XXXX |  |  | Original CLTV | 64.95 | 66.29437 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 4000100914 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000100914 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 14 | 48.86976 | DTI matches with Approval |
| XXXX | 4000095522 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000095522 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000095522 | XXXX |  |  | Refi Purpose | Rate/Term | Cash-out - Other | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXX | 4000102435 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000102435 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000102658 | XXXX |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000102658 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000102658 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000102294 | XXXX |  |  | Representative FICO | 812 | 791 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000102294 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000101865 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000101865 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000101865 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 21.61 | 36.39742 | Income and liabilities are captured as per document, and DTI matches with 1008 |
| XXXX | 4000103559 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000102759 | XXXX |  |  | Representative FICO | 715 | 738 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000102759 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000096612 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000102107 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000086387 | XXXX |  |  | Representative FICO | 791 | 794 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000086387 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000086387 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 30.93 | 12.39734 | Field Data matches to Lender's 1008 |
| XXXX | 4000101941 | XXXX |  |  | Zip |  |  | Field Value reflects Zip per Note |
| XXXX | 4000101941 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000101502 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000103102 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000103102 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 32.38 | 49.70789 | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| XXXX | 4000103111 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000103111 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000104026 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000104026 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 33.34 | 44.75743 | Field data matches Lenders qualifying DTI |
| XXXX | 4000101846 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000100750 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000100750 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 30.97 | 26.34337 | Field data matches Lenders qualifying DTI |
| XXXX | 4000099651 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000099651 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000099651 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 49.14 | 46.5961 | Field Value DTI is higher than Tape value due to Lender used lower PITIA than verified by audit |
| XXXX | 4000102681 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000103420 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000097375 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000097375 | XXXX |  |  | Original CLTV | 51.83 | 50.65397 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 4000097375 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 38.78 | 47.54122 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000103570 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000103570 | XXXX |  |  | Refi Purpose | Cash-out - Other | Cash-out - Home Improvement | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXX | 4000103570 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 2.23 | 15.85715 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000103487 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000102472 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000102472 | XXXX |  |  | Refi Purpose | Cash-out - Other | Rate/Term |  |
| XXXX | 4000103444 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000103444 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 47.53 | 45.22365 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000095331 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000095331 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 7 | 44.7814 | Field value matches 1008 |
| XXXX | 4000104518 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000103575 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000103575 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 17.65 | 19.91964 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000103410 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000103235 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000103235 | XXXX |  |  | Representative FICO | 715 | 708 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000103235 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000103235 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000100046 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000104113 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000104113 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 33.73 | 30.62033 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000104623 | XXXX |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000104623 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000104623 | XXXX |  |  | Refi Purpose | Cash-out - Home Improvement | Cash-out - Other | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXX | 4000104623 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 37.97 | 32.99603 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000102924 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000102924 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 42 | 44.24933 | Field Data matches to Lender's 1008 |
| XXXX | 4000100282 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000100282 | XXXX |  |  | Representative FICO | 700 | 736 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000100282 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000100282 | XXXX |  |  | Original CLTV | 62.78 | 61.75458 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 4000100282 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 37.03 | 32.03583 | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| XXXX | 4000104876 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000102951 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000102951 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000102951 | XXXX |  |  | Original CLTV | 67.47 | 69.85587 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 4000102951 | XXXX |  |  | Original LTV | 22.66 | 16.50794 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| XXXX | 4000102951 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000102951 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 24.11 | 26.43339 | Lender used a higher qualifying payment of $1429.00 for the first mortgage. |
| XXXX | 4000103989 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000103989 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000103989 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000103989 | XXXX |  |  | Original CLTV | 72.17 | 70.56038 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 4000103989 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000104822 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000104822 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000105614 | XXXX |  |  | Representative FICO | 714 | 816 | Field Value Representative FICO reflects the lowest mid score of the highest wage earner |
| XXXX | 4000105614 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000107195 | XXXX |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000107195 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000107195 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 39 | 36.35636 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000103311 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000102493 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000102493 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 30.96 | 44.67158 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000104970 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000104970 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000103457 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000104522 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000104522 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 19.78 | 39.66179 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000105843 | XXXX |  |  | Property Type | 4 Family | Single Family Detached | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000105843 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000106350 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000106350 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000106350 | XXXX |  |  | Original CLTV | 23.57 | 25.63179 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 4000106350 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 19 | 34.68929 | DTI matches the lender's 1008 |
| XXXX | 4000093602 | XXXX |  |  | Coborrower Last Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXX | 4000093602 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000104986 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000102588 | XXXX |  |  | Representative FICO | 807 | 809 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000102588 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000102588 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000102588 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 40.18 | 42.58399 | Debt $5,039.56/ Income $11,834.40 |
| XXXX | 4000105204 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000105204 | XXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXX | 4000105204 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 41.26 | 37.95557 | Verified debt $22,081.12/ Income $58,527.51 |
| XXXX | 4000104666 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000104666 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 37.21 | 41.97143 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000106823 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000106823 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 38.69 | 43.06367 | DTI matches the lender's |
| XXXX | 4000105094 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000105094 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000105094 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 49.77 | 47.11337 | Field Value DTI is lower |
| XXXX | 4000106510 | XXXX |  |  | Representative FICO | 798 | 800 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000106510 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000106510 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 29 | 15.18849 | Field Value DTI is higher than Tape value due to Lender used lower PITIA than verified by audit |
| XXXX | 4000101047 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000101047 | XXXX |  |  | Original CLTV | 42.88 | 47.96287 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 4000101047 | XXXX |  |  | Original LTV | 23.72 | 26.68919 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| XXXX | 4000101047 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000103462 | XXXX |  |  | Property Type | Single Family Detached | Single Family Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000103462 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000106831 | XXXX |  |  | Representative FICO | 729 | 727 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000106831 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000106831 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 15.18 | 29.41068 | Field Data Matches with 1008 |
| XXXX | 4000106626 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000106156 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000106156 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 15.24 | 33.10271 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000105115 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000105115 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000106393 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000106393 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 27.9 | 25.48758 | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| XXXX | 4000104855 | XXXX |  |  | Representative FICO | 684 | 687 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000104855 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000106912 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000104795 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000110745 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000106773 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000106773 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 49.7 | 47.29417 | Field data matches Lenders qualifying DTI |
| XXXX | 4000108681 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000108289 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000108289 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 45.68 | 41.90901 | Field Value DTI is lower |
| XXXX | 4000107064 | XXXX |  |  | Representative FICO | 719 | 735 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000107064 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000107064 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000107064 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 47.77 | 50.0076 | Verified debt $2236.53/ Income $4472.38 |
| XXXX | 4000106334 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000104355 | XXXX |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000104355 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000108118 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000108951 | XXXX |  |  | Representative FICO | 782 | 785 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000108951 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000108951 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000108951 | XXXX |  |  | PMI Coverage % | 0 |  | N/A |
| XXXX | 4000108951 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 38.94 | 44.97086 | Field value matches 1008 |
| XXXX | 4000107081 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000110768 | XXXX |  |  | Representative FICO | 730 | 784 | Field Value Representative FICO reflects the lowest mid score of the highest wage earner |
| XXXX | 4000110768 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000110768 | XXXX |  |  | Original CLTV | 68.71 | 65.43862 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 4000110768 | XXXX |  |  | LTV Valuation Value | XXXXX | XXXXX | Field value reflects source document |
| XXXX | 4000110768 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 44.45 | 38.95689 | Field value matches 1008 |
| XXXX | 4000104338 | XXXX |  |  | Representative FICO | 779 | 791 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000104338 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 22 | 32.13573 | Debt $3290.48/ Income $9966.01 |
| XXXX | 4000106537 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000106537 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000106537 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 15.44 | 28.37023 | Field data matches Lenders qualifying DTI |
| XXXX | 4000107017 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000107175 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000109692 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000109692 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 32.74 | 49.76965 | DTI matches the lender's 1008 |
| XXXX | 4000110361 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000110361 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000110361 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 39.75 | 42.37853 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000110404 | XXXX |  |  | Mortgage Type | HELOC | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000110404 | XXXX |  |  | PMI Coverage % | 0 |  | NA |
| XXXX | 6000110896 | XXXX |  |  | Original CLTV | 0.53588 | 53.58792 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000110896 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.44566 | 44.56567 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000111470 | XXXX |  |  | State |  | CA | Field Value reflects State per Note |
| XXXX | 6000111470 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 6000110746 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 6000111065 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.31483 | 34.23793 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 6000111110 | XXXX |  |  | Original Interest Rate | 0.07 | 7 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000111110 | XXXX |  |  | Original CLTV | 0.59477 | 59.51789 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000111110 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.37576 | 37.57639 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000111177 | XXXX |  |  | Zip |  |  | Field Value reflects Zip per Note |
| XXXX | 6000111177 | XXXX |  |  | Property Type | UTD | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 6000111134 | XXXX |  |  | Original Interest Rate | 0.0825 | 8.25 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000111134 | XXXX |  |  | Original CLTV | 0.25738 | 25.70353 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000111134 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.26056 | 26.05593 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000111194 | XXXX |  |  | Property Type | UTD | Single Family Detached | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 6000110907 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 6000110907 | XXXX |  |  | Property Type | Single Family | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 6000110907 | XXXX |  |  | Original CLTV | 0.28141 | 28.14051 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 6000110907 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.46636 | 44.75355 | Calculated based on available documents |
| XXXX | 6000110908 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 6000110908 | XXXX |  |  | Original CLTV | 0.49956 | 49.87844 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000110908 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.26911 | 26.91062 | Tape Value reflects decimal point in incorrect position. |
| XXXX | 6000111464 | XXXX |  |  | State |  | TX | Field Value reflects State per Note |
| XXXX | 6000111464 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 6000111464 | XXXX |  |  | Original Interest Rate | 0.09125 | 9.125 | Field Value reflects the Note value |
| XXXX | 6000111464 | XXXX |  |  | Original CLTV | 0.73223 | 73.66364 | Alternate format, not a true discrepancy |
| XXXX | 6000111464 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.39368 | 40.67961 | Alternate format, not a true discrepancy |
| XXXX | 6000111463 | XXXX |  |  | State |  | LA | Field Value reflects State per Note |
| XXXX | 6000111463 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 6000111463 | XXXX |  |  | Original Interest Rate | 0.09125 | 9.125 | Alternate format, not a true discrepancy |
| XXXX | 6000111463 | XXXX |  |  | Original CLTV | 0.75 | 75 | Alternate format, not a true discrepancy |
| XXXX | 6000111463 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.33906 | 35.83928 | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| XXXX | 6000110750 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 6000110750 | XXXX |  |  | Original Interest Rate | 0.0875 | 8.75 | Field Value reflects the Note value |
| XXXX | 6000110750 | XXXX |  |  | Original CLTV | 0.70521 | 70.39697 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 6000110750 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.35758 | 35.75847 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 6000110913 | XXXX |  |  | Borrower Last Name |  |  | The Bid Tape Field Value was not provided |
| XXXX | 6000110913 | XXXX |  |  | Original CLTV | 0.72761 | 66.96702 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000110913 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.45 | 45.0001 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000110923 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 6000110923 | XXXX |  |  | Original CLTV | 0.74883 | 74.88327 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 6000110923 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.42362 | 42.40598 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 6000110761 | XXXX |  |  | Property Type | UTD | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 6000110927 | XXXX |  |  | Borrower Last Name |  |  | Bid tape field value is blank |
| XXXX | 6000110927 | XXXX |  |  | Property Type | UTD | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 6000110927 | XXXX |  |  | Original CLTV | 0.54438 | 54.43807 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 6000110927 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.38665 | 38.66268 | Alternate format, not a true discrepancy |
| XXXX | 6000110930 | XXXX |  |  | City |  |  | Field Value reflects City per Note |
| XXXX | 6000110930 | XXXX |  |  | Original CLTV | 0.4633 | 46.05241 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000110930 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.44116 | 44.23295 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000110931 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 6000110931 | XXXX |  |  | Original CLTV | 0.84375 | 84.17693 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 6000110931 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.29601 | 29.68322 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 6000110769 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 6000110769 | XXXX |  |  | Original Interest Rate | 0.0975 | 9.75 | Field Value reflects the Note value |
| XXXX | 6000110769 | XXXX |  |  | Original CLTV | 0.74273 | 74.27281 | Alternate format, not a true discrepancy |
| XXXX | 6000110769 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.31245 | 50.05621 | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| XXXX | 6000111142 | XXXX |  |  | Property Type | UTD | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 6000110936 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 6000110936 | XXXX |  |  | Original CLTV | 0.49776 | 49.7763 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 6000110936 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.45736 | 45.73592 | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| XXXX | 6000110937 | XXXX |  |  | Original CLTV | 0.79667 | 79.66679 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000110937 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.22296 | 22.2958 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000110938 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 6000110938 | XXXX |  |  | Property Type | UTD | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 6000110938 | XXXX |  |  | Original CLTV | 0.75 | 75.00029 | Alternate format, not a true discrepancy |
| XXXX | 6000110938 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.41204 | 41.23618 | Alternate format, not a true discrepancy |
| XXXX | 6000110770 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 6000110770 | XXXX |  |  | Original Interest Rate | 0.0825 | 8.25 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000110770 | XXXX |  |  | Original CLTV | 0.2096 | 20.95952 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000110770 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.3828 | 38.29505 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000111067 | XXXX |  |  | Borrower Last Name |  |  | Bid Tape Field Value is not provided |
| XXXX | 6000111067 | XXXX |  |  | Original Interest Rate | 0.07625 | 7.625 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000111067 | XXXX |  |  | Original CLTV | 0.35932 | 35.93171 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000111067 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.39492 | 41.6747 | Field Value DTI is higher than Tape value due to Lender used lower PITIA than verified by audit |
| XXXX | 6000111111 | XXXX |  |  | Borrower Last Name |  |  | Bid Tape Field Value is blank |
| XXXX | 6000111111 | XXXX |  |  | Original Interest Rate | 0.08625 | 8.625 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000111111 | XXXX |  |  | Original CLTV | 0.79847 | 79.84741 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000111111 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.49809 | 49.80886 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000110940 | XXXX |  |  | Property Type | UTD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 6000110771 | XXXX |  |  | Coborrower First Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXX | 6000110772 | XXXX |  |  | Original Interest Rate | 0.07625 | 7.625 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000110772 | XXXX |  |  | Property Type | UTD | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 6000110772 | XXXX |  |  | Original CLTV | 0.40465 | 40.37306 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000110772 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.358 | 35.80036 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000110941 | XXXX |  |  | Property Type | UTD | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 6000110941 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.34978 | 26.67437 | Per 1008 DTI is 26.674% and calculated DTI is 26.674% |
| XXXX | 6000110942 | XXXX |  |  | Property Type | UTD | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 6000110942 | XXXX |  |  | Original CLTV | 0.58973 | 58.97324 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000110942 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.19491 | 19.49066 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000111457 | XXXX |  |  | State |  | DE | Field Value reflects State per Note |
| XXXX | 6000111457 | XXXX |  |  | Borrower Last Name |  |  | Unable to verify due to missing information |
| XXXX | 6000111457 | XXXX |  |  | Original Interest Rate | 0.11375 | 11.375 | Alternate format, not a true discrepancy |
| XXXX | 6000111457 | XXXX |  |  | Property Type | UTD | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 6000111457 | XXXX |  |  | Original CLTV | 0.81882 | 81.75988 | Alternate format, not a true discrepancy |
| XXXX | 6000111457 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.29643 | 29.6434 | Alternate format, not a true discrepancy |
| XXXX | 6000110943 | XXXX |  |  | Original CLTV | 0.72148 | 72.14798 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000110943 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.38137 | 38.13682 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000110944 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 6000110944 | XXXX |  |  | Original CLTV | 0.84819 | 84.81895 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 6000110944 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.23113 | 23.1135 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 6000110945 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 6000110945 | XXXX |  |  | Property Type | UTD | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 6000110947 | XXXX |  |  | Property Type | UTD | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 6000110773 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 6000110773 | XXXX |  |  | Original CLTV | 0.7007 | 70.0704 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000110773 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.29384 | 30.55097 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 6000110774 | XXXX |  |  | Original Interest Rate | 0.07 | 7 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000110774 | XXXX |  |  | Original CLTV | 0.54647 | 54.57718 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000110774 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.40247 | 40.24748 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000111102 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 6000111102 | XXXX |  |  | Original Interest Rate | 0.06875 | 6.875 | Alternate format, not a true discrepancy |
| XXXX | 6000111102 | XXXX |  |  | Original CLTV | 0.7 | 69.99965 | Alternate format, not a true discrepancy |
| XXXX | 6000111102 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.44099 | 44.10188 | Alternate format, not a true discrepancy |
| XXXX | 6000111456 | XXXX |  |  | State |  | GA | Field Value reflects State per Note |
| XXXX | 6000111456 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 6000111456 | XXXX |  |  | Original Interest Rate | 0.0725 | 7.25 | Alternate format, not a true discrepancy |
| XXXX | 6000111456 | XXXX |  |  | Original CLTV | 0.53866 | 53.86565 | Alternate format, not a true discrepancy |
| XXXX | 6000111456 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.34538 | 34.53772 | Alternate format, not a true discrepancy |
| XXXX | 6000111173 | XXXX |  |  | Property Type | UTD | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 6000111173 | XXXX |  |  | Original CLTV | 0.72911 | 72.76013 | Tape Value reflects the LTV value |
| XXXX | 6000111173 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.4517 | 44.93015 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 6000110777 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 6000110777 | XXXX |  |  | Original Interest Rate | 0.09625 | 9.625 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000110777 | XXXX |  |  | Original CLTV | 0.77967 | 77.88371 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000110777 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.32668 | 32.6858 | Alternate format, not a true discrepancy |
| XXXX | 6000110949 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 6000110949 | XXXX |  |  | Original CLTV | 0.74867 | 74.86694 | Alternate format, not a true discrepancy |
| XXXX | 6000110949 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.3539 | 35.39 | Alternate format, not a true discrepancy |
| XXXX | 6000110778 | XXXX |  |  | Property Type | UTD | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 6000110778 | XXXX |  |  | Original CLTV | 0.76922 | 76.78579 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 6000110778 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.3536 | 35.88744 | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| XXXX | 6000110950 | XXXX |  |  | Property Type | UTD | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 6000110779 | XXXX |  |  | Original Interest Rate | 0.08875 | 8.875 | Field Value reflects the Note value |
| XXXX | 6000110779 | XXXX |  |  | Property Type | UTD | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 6000110779 | XXXX |  |  | Original CLTV | 0.79942 | 79.94176 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000110779 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.49502 | 49.50164 | Alternate format, not a true discrepancy |
| XXXX | 6000111455 | XXXX |  |  | First Payment Date |  |  | Field Value reflects First Payment Date per the Note |
| XXXX | 6000111455 | XXXX |  |  | Property Type | UTD | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 6000111175 | XXXX |  |  | Property Type | UTD | PUD | Field Value reflects the Approval/AUS in file. |
| XXXX | 6000111175 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.37797 | 38.89241 | Alternate format, not a true discrepancy |
| XXXX | 6000111082 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 6000111082 | XXXX |  |  | Original Interest Rate | 0.07 | 7 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000111082 | XXXX |  |  | Property Type | UTD | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 6000111082 | XXXX |  |  | Original CLTV | 0.75631 | 75.52212 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000110953 | XXXX |  |  | Original CLTV | 0.78021 | 77.87871 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000110953 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.30903 | 30.90324 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000110780 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.30411 | 34.08666 | Alternate format, not a true discrepancy |
| XXXX | 6000110954 | XXXX |  |  | Original CLTV | 0.68049 | 67.92985 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000110954 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.4982 | 49.82013 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000110781 | XXXX |  |  | Original CLTV | 0.47345 | 47.34545 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 6000110781 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.40157 | 40.18362 | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| XXXX | 6000110955 | XXXX |  |  | Borrower Last Name |  |  | The Bid Tape Field Value was not provided. |
| XXXX | 6000110955 | XXXX |  |  | Property Type | UTD | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 6000110782 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 6000110782 | XXXX |  |  | Original Interest Rate | 0.1075 | 10.75 | Field Value reflects the Note value |
| XXXX | 6000110782 | XXXX |  |  | Property Type | UTD | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 6000110782 | XXXX |  |  | Original CLTV | 0.75 | 74.99991 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 6000110782 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.41791 | 40.61606 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 6000111079 | XXXX |  |  | Original Interest Rate | 0.0875 | 8.75 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000111079 | XXXX |  |  | Original CLTV | 0.32685 | 32.61335 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000111079 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.20174 | 20.174 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000110784 | XXXX |  |  | Original Interest Rate | 0.0825 | 8.25 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000110784 | XXXX |  |  | Original CLTV | 0.69415 | 69.15851 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000110784 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.38033 | 38.03257 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000110956 | XXXX |  |  | Property Type | UTD | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 6000110957 | XXXX |  |  | Property Type | UTD | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 6000110957 | XXXX |  |  | Original CLTV | 0.67303 | 67.17684 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000110957 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.215 | 21.49949 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000110958 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.30196 | 30.68819 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 6000110959 | XXXX |  |  | Property Type | UTD | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 6000110959 | XXXX |  |  | Original CLTV | 0.70215 | 70.21541 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000110959 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.16083 | 16.08267 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000110785 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 6000110785 | XXXX |  |  | Original Interest Rate | 0.07625 | 7.625 | Field Value reflects the Note value |
| XXXX | 6000110785 | XXXX |  |  | Original CLTV | 0.58887 | 58.88699 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 6000110785 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.27145 | 27.14532 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 6000110960 | XXXX |  |  | Original CLTV | 0.20312 | 20.12751 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000110960 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.25418 | 25.4181 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000110786 | XXXX |  |  | Original Interest Rate | 0.1049 | 10.49 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000110786 | XXXX |  |  | Original CLTV | 0.74985 | 74.76181 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000110786 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.43301 | 41.29117 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000110961 | XXXX |  |  | Property Type | UTD | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 6000110961 | XXXX |  |  | Original CLTV | 0.78573 | 78.49994 | Alternate format, not a true discrepancy |
| XXXX | 6000110962 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 6000110962 | XXXX |  |  | Original CLTV | 0.66952 | 66.70104 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000110962 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.44389 | 44.38913 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000110789 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.33335 | 33.37651 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 6000110963 | XXXX |  |  | Property Type | UTD | Single Family Detached | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 6000110963 | XXXX |  |  | Original CLTV | 0.78394 | 78.1867 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000110963 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.48571 | 48.57952 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000110791 | XXXX |  |  | Original Interest Rate | 0.0899 | 8.99 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000110791 | XXXX |  |  | Original CLTV | 0.69731 | 69.61389 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000110791 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.4243 | 42.43069 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000110793 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 6000110793 | XXXX |  |  | Original Interest Rate | 0.08 | 8 | Field Value reflects the Note value |
| XXXX | 6000110793 | XXXX |  |  | Property Type | UTD | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 6000110793 | XXXX |  |  | Original CLTV | 0.68664 | 68.66424 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 6000110793 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.21161 | 21.16121 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 6000111453 | XXXX |  |  | State |  | MO | Bid tape field value is blank |
| XXXX | 6000111453 | XXXX |  |  | Borrower Last Name |  |  | Bid tape field value is blank |
| XXXX | 6000111453 | XXXX |  |  | Original Interest Rate | 0.09375 | 9.375 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000111453 | XXXX |  |  | Property Type | UTD | Single Family Detached | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 6000111453 | XXXX |  |  | Original CLTV | 0.75822 | 75.82182 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000111453 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.16637 | 16.05678 | First lien P&I $1337.36. 1008 states $1536.52. |
| XXXX | 6000110794 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 6000110794 | XXXX |  |  | Original Interest Rate | 0.1099 | 10.99 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000110794 | XXXX |  |  | Property Type | UTD | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 6000110794 | XXXX |  |  | Original CLTV | 0.74854 | 74.85371 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000110794 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.43916 | 42.60245 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000111452 | XXXX |  |  | State |  | CA | The Bid Tape Field Value was not provided. |
| XXXX | 6000111452 | XXXX |  |  | Borrower Last Name |  |  | The Bid Tape Field Value was not provided. |
| XXXX | 6000111452 | XXXX |  |  | Original Interest Rate | 0.0899 | 8.99 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000111452 | XXXX |  |  | Original CLTV | 0.53505 | 53.50544 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000111452 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.49221 | 49.22075 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000110967 | XXXX |  |  | Original CLTV | 0.82591 | 82.59091 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000110967 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.25669 | 25.66914 | Alternate format, not a true discrepancy |
| XXXX | 6000110969 | XXXX |  |  | Borrower Last Name |  |  | Unable to verify due to missing information |
| XXXX | 6000110969 | XXXX |  |  | Property Type | UTD | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 6000110969 | XXXX |  |  | Original CLTV | 0.75512 | 75.51193 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 6000110969 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.32266 | 32.00964 | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| XXXX | 6000110796 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 6000110796 | XXXX |  |  | Original Interest Rate | 0.07625 | 7.625 | Field Value reflects the Note value |
| XXXX | 6000110796 | XXXX |  |  | Property Type | UTD | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 6000110796 | XXXX |  |  | Original CLTV | 0.47104 | 47.02428 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 6000110796 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.41547 | 41.54683 | Alternate format, not a true discrepancy |
| XXXX | 6000110971 | XXXX |  |  | Original CLTV | 0.73779 | 74.12828 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000110971 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.36059 | 36.05931 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000110972 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 6000110972 | XXXX |  |  | Original CLTV | 0.76712 | 76.71154 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 6000110972 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.43648 | 43.65086 | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| XXXX | 6000110973 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 6000110973 | XXXX |  |  | Original CLTV | 0.78915 | 78.91544 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 6000110973 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.17872 | 17.87159 | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| XXXX | 6000111450 | XXXX |  |  | State |  | SC | Field Value reflects State per Note |
| XXXX | 6000111450 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 6000111450 | XXXX |  |  | Original Interest Rate | 0.1125 | 11.25 | Field Value reflects the Note value |
| XXXX | 6000111450 | XXXX |  |  | Property Type | UTD | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 6000111450 | XXXX |  |  | Original CLTV | 0.7021 | 70.07823 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 6000111450 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.42559 | 42.39874 | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| XXXX | 6000110974 | XXXX |  |  | Original CLTV | 0.70864 | 70.69221 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000110974 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.47455 | 46.59947 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000110975 | XXXX |  |  | Original CLTV | 0.52072 | 52.07198 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000110975 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.23571 | 23.57108 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000110976 | XXXX |  |  | Original CLTV | 0.54049 | 53.8851 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000110976 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.2503 | 25.02979 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000111181 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 6000110977 | XXXX |  |  | Property Type | UTD | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 6000110977 | XXXX |  |  | Original CLTV | 0.84933 | 84.60702 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000110977 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.44854 | 44.83607 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000110978 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 6000110978 | XXXX |  |  | Original CLTV | 0.79576 | 79.31653 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 6000110978 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.32884 | 32.23468 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 6000110799 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 6000110981 | XXXX |  |  | Original CLTV | 0.50085 | 49.94592 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000110981 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.19841 | 19.84058 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000110800 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 6000110800 | XXXX |  |  | Original Interest Rate | 0.07875 | 7.875 | Field Value reflects the Note value |
| XXXX | 6000110800 | XXXX |  |  | Property Type | 2 Family | Single Family Detached | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 6000110800 | XXXX |  |  | Original CLTV | 0.70946 | 70.82342 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 6000110800 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.43962 | 43.47819 | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| XXXX | 6000110801 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 6000110801 | XXXX |  |  | Original Interest Rate | 0.085 | 8.5 | Field Value reflects the Note value |
| XXXX | 6000110801 | XXXX |  |  | Original CLTV | 0.67592 | 67.70564 | Tape Value is rounded and within less than 1% of actual calculated CLTV |
| XXXX | 6000110801 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.27895 | 27.89125 | Field Value DTI is higher than Tape value due to Lender used lower PITIA than verified by audit |
| XXXX | 6000110803 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 6000110984 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 6000110984 | XXXX |  |  | Property Type | UTD | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 6000110985 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 6000110985 | XXXX |  |  | Property Type | UTD | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 6000110985 | XXXX |  |  | Original CLTV | 0.8 | 79.78581 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 6000110985 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.23086 | 23.08572 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 6000111074 | XXXX |  |  | Original Interest Rate | 0.0899 | 8.99 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000111074 | XXXX |  |  | Property Type | UTD | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 6000111074 | XXXX |  |  | Original CLTV | 0.76292 | 76.13897 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000111074 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.25684 | 25.68425 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000111117 | XXXX |  |  | Property Type | UTD | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 6000111117 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.29749 | 29.76448 | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| XXXX | 6000110986 | XXXX |  |  | Property Type | UTD | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 6000110986 | XXXX |  |  | Original CLTV | 0.78625 | 78.62471 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 6000110986 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.33126 | 33.08046 | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| XXXX | 6000110987 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 6000110987 | XXXX |  |  | Original CLTV | 0.53105 | 53.10462 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 6000110987 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.43535 | 43.53439 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 6000110806 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 6000110807 | XXXX |  |  | Property Type | UTD | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 6000110808 | XXXX |  |  | Property Type | UTD | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 6000110809 | XXXX |  |  | Borrower Last Name |  |  | Bid Tape Field Value is not provided. |
| XXXX | 6000110809 | XXXX |  |  | Original Interest Rate | 0.0875 | 8.75 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000110809 | XXXX |  |  | Property Type | UTD | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 6000110809 | XXXX |  |  | Original CLTV | 0.66707 | 66.70746 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000110809 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.29849 | 29.84851 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000110989 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 6000110989 | XXXX |  |  | Original CLTV | 0.74651 | 74.65143 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000110989 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.26938 | 26.93782 | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| XXXX | 6000110810 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 6000110810 | XXXX |  |  | Original Interest Rate | 0.0775 | 7.75 | Alternate format, not a true discrepancy |
| XXXX | 6000110810 | XXXX |  |  | Original CLTV | 0.31814 | 31.74455 | Alternate format, not a true discrepancy |
| XXXX | 6000110810 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.49811 | 49.81166 | Alternate format, not a true discrepancy |
| XXXX | 6000110811 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 6000110811 | XXXX |  |  | Original Interest Rate | 0.08875 | 8.875 | Alternate format, not a true discrepancy |
| XXXX | 6000110811 | XXXX |  |  | Property Type | UTD | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 6000110811 | XXXX |  |  | Original CLTV | 0.64322 | 64.32171 | Alternate format, not a true discrepancy |
| XXXX | 6000110811 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.35154 | 35.22834 | Alternate format, not a true discrepancy |
| XXXX | 6000111071 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 6000111071 | XXXX |  |  | Original Interest Rate | 0.08 | 8 | Field Value reflects the Note value |
| XXXX | 6000111071 | XXXX |  |  | Original CLTV | 0.44121 | 44.12094 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 6000111071 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.36947 | 36.90125 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 6000111130 | XXXX |  |  | Original CLTV | 0.61486 | 61.27182 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 6000111130 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.43591 | 43.79811 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 6000111092 | XXXX |  |  | Original Interest Rate | 0.08625 | 8.625 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000111092 | XXXX |  |  | Original CLTV | 0.56069 | 55.95322 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000111092 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.34078 | 34.07777 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000111145 | XXXX |  |  | Borrower Last Name |  |  | Bid Tape Field Value is blank |
| XXXX | 6000110813 | XXXX |  |  | Original Interest Rate | 0.1025 | 10.25 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000110813 | XXXX |  |  | Original CLTV | 0.78737 | 78.73731 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000110813 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.41529 | 41.53216 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000111075 | XXXX |  |  | Original Interest Rate | 0.0925 | 9.25 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000111075 | XXXX |  |  | Original CLTV | 0.49889 | 49.88902 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000111075 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.3021 | 30.25094 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000111133 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 6000111133 | XXXX |  |  | Original Interest Rate | 0.0925 | 9.25 | Field Value reflects the Note value |
| XXXX | 6000111133 | XXXX |  |  | Property Type | UTD | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 6000111133 | XXXX |  |  | Original CLTV | 0.84819 | 84.81969 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 6000111133 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.43846 | 43.84605 | Due to mortgage insurance amount captured from mortgage statement resulting in DTI exceeding threshold |
| XXXX | 6000110814 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 6000110814 | XXXX |  |  | Original Interest Rate | 0.0899 | 8.99 | Field Value reflects the Note value |
| XXXX | 6000110814 | XXXX |  |  | Original CLTV | 0.60701 | 60.70053 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 6000110814 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.34191 | 34.19123 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 6000110815 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 6000110815 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.44742 | 43.48698 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 6000110990 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 6000110991 | XXXX |  |  | Original CLTV | 0.79901 | 79.90073 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000110991 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.23974 | 23.97437 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000110994 | XXXX |  |  | Original CLTV | 0.39221 | 39.22087 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000110994 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.27895 | 27.89533 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000111072 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 6000111072 | XXXX |  |  | Original Interest Rate | 0.07625 | 7.625 | Field Value reflects the Note value |
| XXXX | 6000111072 | XXXX |  |  | Original CLTV | 0.43175 | 43.1749 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000111072 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.38094 | 38.0936 | Field value matching with 1008 |
| XXXX | 6000110817 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 6000110817 | XXXX |  |  | Property Type | UTD | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 6000111445 | XXXX |  |  | Property Type | UTD | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 6000110818 | XXXX |  |  | Property Type | UTD | PUD | Updated as per PUD Rider. |
| XXXX | 6000111149 | XXXX |  |  | Original Interest Rate | 0.0899 | 8.99 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000111149 | XXXX |  |  | Original CLTV | 0.5794 | 57.83066 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000111149 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.43494 | 43.49439 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000110819 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 6000110819 | XXXX |  |  | Property Type | UTD | PUD | Field Value reflects the Approval/AUS in file. |
| XXXX | 6000110995 | XXXX |  |  | Original CLTV | 0.59778 | 59.77824 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000110995 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.26612 | 26.61218 | Alternate format, not a true discrepancy |
| XXXX | 6000110820 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 6000110820 | XXXX |  |  | Original Interest Rate | 0.0825 | 8.25 | Alternate format, not a true discrepancy |
| XXXX | 6000110820 | XXXX |  |  | Original CLTV | 0.64665 | 64.6651 | Alternate format, not a true discrepancy |
| XXXX | 6000110820 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.33923 | 33.92549 | Alternate format, not a true discrepancy |
| XXXX | 6000110821 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.18259 | 16.17856 | Field Value DTI is within tolerance of 1008 DTI 18.259% |
| XXXX | 6000111087 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 6000110997 | XXXX |  |  | Property Type | UTD | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 6000111179 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 6000111179 | XXXX |  |  | Original Interest Rate | 0.0875 | 8.75 | Field Value reflects the Note value |
| XXXX | 6000111179 | XXXX |  |  | Original CLTV | 0.79947 | 79.94713 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000111179 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.41384 | 41.38407 | Alternate format, not a true discrepancy |
| XXXX | 6000110828 | XXXX |  |  | Original Interest Rate | 0.08 | 8 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000110828 | XXXX |  |  | Original CLTV | 0.47297 | 47.29728 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000110828 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.44937 | 44.98833 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000111000 | XXXX |  |  | Property Type | UTD | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 6000111000 | XXXX |  |  | Original CLTV | 0.68941 | 68.94074 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000111000 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.11364 | 11.36417 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000111101 | XXXX |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 6000111101 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 6000111101 | XXXX |  |  | Original Interest Rate | 0.075 | 7.5 | Field Value reflects the Note value |
| XXXX | 6000111101 | XXXX |  |  | Original CLTV | 0.72608 | 72.51736 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 6000111101 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.34339 | 34.33949 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 6000111442 | XXXX |  |  | Original Interest Rate | 0.0999 | 9.99 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000111442 | XXXX |  |  | Original CLTV | 0.66363 | 66.25754 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 6000111441 | XXXX |  |  | State |  | CA | Field Value reflects State per Note |
| XXXX | 6000111441 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 6000111128 | XXXX |  |  | Original Interest Rate | 0.08625 | 8.625 | Field Value reflects the Note value |
| XXXX | 6000111162 | XXXX |  |  | Original CLTV | 0.72004 | 70.86051 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 6000111006 | XXXX |  |  | Property Type | UTD | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 6000111006 | XXXX |  |  | Original CLTV | 0.74419 | 74.3318 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000111006 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.37153 | 37.1527 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000111069 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 6000111069 | XXXX |  |  | Original Interest Rate | 0.0999 | 9.99 | Alternate format, not a true discrepancy |
| XXXX | 6000111069 | XXXX |  |  | Property Type | UTD | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 6000111007 | XXXX |  |  | Original CLTV | 0.59346 | 59.08423 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000111007 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.42944 | 42.76699 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000110834 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 6000110834 | XXXX |  |  | Original Interest Rate | 0.08375 | 8.375 | Field Value reflects the Note value |
| XXXX | 6000110834 | XXXX |  |  | Original CLTV | 0.75277 | 75.2766 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 6000110834 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.42942 | 42.94217 | Alternate format, not a true discrepancy |
| XXXX | 6000110835 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 6000110835 | XXXX |  |  | Original Interest Rate | 0.0675 | 6.75 | Field Value reflects the Note value |
| XXXX | 6000110835 | XXXX |  |  | Original CLTV | 0.17577 | 17.57712 | Tape Value reflects the LTV value |
| XXXX | 6000110835 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.4978 | 49.45805 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 6000111440 | XXXX |  |  | Property Type | UTD | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 6000110837 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 6000110837 | XXXX |  |  | Original Interest Rate | 0.075 | 7.5 | Field Value reflects the Note value |
| XXXX | 6000110837 | XXXX |  |  | Original CLTV | 0.63592 | 63.592 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 6000110837 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.39075 | 39.07521 | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| XXXX | 6000110840 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 6000110840 | XXXX |  |  | Original Interest Rate | 0.085 | 8.5 | Field Value reflects the Note value |
| XXXX | 6000110840 | XXXX |  |  | Original CLTV | 0.78403 | 78.17668 | Alternate format, not a true discrepancy |
| XXXX | 6000110840 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.49142 | 49.14215 | Alternate format, not a true discrepancy |
| XXXX | 6000110842 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 6000110842 | XXXX |  |  | Original Interest Rate | 0.07625 | 7.625 | Field Value reflects the Note value |
| XXXX | 6000110842 | XXXX |  |  | Original CLTV | 0.8 | 79.99996 | Alternate format, not a true discrepancy |
| XXXX | 6000110842 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.35721 | 34.98215 | Field value is lower |
| XXXX | 6000110843 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 6000110843 | XXXX |  |  | Property Type | UTD | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 6000110845 | XXXX |  |  | Borrower Last Name |  |  | The Bid Tape Field Value was not provided |
| XXXX | 6000110845 | XXXX |  |  | Original Interest Rate | 0.08375 | 8.375 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000110845 | XXXX |  |  | Property Type | UTD | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 6000110845 | XXXX |  |  | Original CLTV | 0.65828 | 65.75716 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000110845 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.44027 | 44.02697 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000110846 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 6000110846 | XXXX |  |  | Property Type | UTD | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 6000111439 | XXXX |  |  | State |  | VA | Field Value reflects State per Note |
| XXXX | 6000111439 | XXXX |  |  | Original Interest Rate | 0.09625 | 9.625 | Field Value reflects the Note value |
| XXXX | 6000111439 | XXXX |  |  | Original CLTV | 0.84998 | 84.99802 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 6000111438 | XXXX |  |  | State |  | MO | Field Value reflects State per Note |
| XXXX | 6000111438 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 6000110848 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 6000110848 | XXXX |  |  | Original Interest Rate | 0.08 | 8 | Field Value reflects the Note value |
| XXXX | 6000110848 | XXXX |  |  | Property Type | UTD | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 6000110848 | XXXX |  |  | Original CLTV | 0.45935 | 45.93519 | Tape Value is rounded and within less than 1% of actual calculated CLTV |
| XXXX | 6000110848 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.46807 | 46.80734 | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| XXXX | 6000111437 | XXXX |  |  | State |  | NV | Field Value reflects State per Note |
| XXXX | 6000111437 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 6000110849 | XXXX |  |  | Original Interest Rate | 0.0825 | 8.25 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000110849 | XXXX |  |  | Original CLTV | 0.63373 | 63.37351 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000110849 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.4161 | 41.60947 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000111436 | XXXX |  |  | Original Interest Rate | 0.09125 | 9.125 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000111436 | XXXX |  |  | Original CLTV | 0.84874 | 84.87356 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000111436 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.32137 | 32.14141 | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| XXXX | 6000110851 | XXXX |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 6000110851 | XXXX |  |  | Original Interest Rate | 0.0825 | 8.25 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000110851 | XXXX |  |  | Property Type | UTD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 6000110851 | XXXX |  |  | Original CLTV | 0.74008 | 74.00267 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000110851 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.3833 | 38.33317 | Alternate format, not a true discrepancy |
| XXXX | 6000111009 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 6000111009 | XXXX |  |  | Original CLTV | 0.8007 | 80.07027 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 6000111009 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.41196 | 41.19573 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 6000111176 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 6000110852 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 6000110852 | XXXX |  |  | Original Interest Rate | 0.0775 | 7.75 | Field Value reflects the Note value |
| XXXX | 6000110852 | XXXX |  |  | Property Type | UTD | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 6000110852 | XXXX |  |  | Original CLTV | 0.6282 | 62.82 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 6000110852 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.22219 | 22.22275 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 6000111435 | XXXX |  |  | Original CLTV | 0.63376 | 63.77664 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 6000111435 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.44511 | 42.9847 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 6000111010 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 6000111010 | XXXX |  |  | Original CLTV | 0.73479 | 73.34544 | Tape Value reflects the LTV value |
| XXXX | 6000111010 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.42932 | 42.14609 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 6000110853 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 6000110853 | XXXX |  |  | Original Interest Rate | 0.0725 | 7.25 | Field Value reflects the Note value |
| XXXX | 6000110853 | XXXX |  |  | Original CLTV | 0.70226 | 70.22605 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 6000110853 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.38853 | 38.8534 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 6000111434 | XXXX |  |  | Original CLTV | 0.74173 | 73.42625 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 6000111434 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.44005 | 43.64473 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 6000111433 | XXXX |  |  | State |  | CA | Field Value reflects State per Note |
| XXXX | 6000111433 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 6000111433 | XXXX |  |  | Original CLTV | 0.52634 | 52.53181 | Alternate format, not a true discrepancy |
| XXXX | 6000111433 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.49066 | 49.55595 | Alternate format, not a true discrepancy |
| XXXX | 6000110855 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 6000110855 | XXXX |  |  | Original Interest Rate | 0.09125 | 9.125 | Field Value reflects the Note value |
| XXXX | 6000110855 | XXXX |  |  | Original CLTV | 0.8 | 79.72117 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 6000110855 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.42205 | 42.20478 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 6000111012 | XXXX |  |  | Original CLTV | 0.78699 | 78.69873 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000111012 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.49749 | 48.52442 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000110856 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 6000110856 | XXXX |  |  | Original Interest Rate | 0.1049 | 10.49 | Field Value reflects the Note value |
| XXXX | 6000110856 | XXXX |  |  | Property Type | UTD | Single Family Detached | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 6000110856 | XXXX |  |  | Original CLTV | 0.74577 | 74.57682 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 6000110856 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.45424 | 45.29025 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 6000111432 | XXXX |  |  | Original Interest Rate | 0.10125 | 10.125 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000111432 | XXXX |  |  | Property Type | UTD | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 6000111432 | XXXX |  |  | Original CLTV | 0.6428 | 64.27972 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000111432 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.31045 | 31.04763 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000111198 | XXXX |  |  | Original Interest Rate | 0.0875 | 8.75 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000111198 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 6000111198 | XXXX |  |  | Original CLTV | 0.62473 | 62.47335 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000111198 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.30307 | 30.30514 | Alternate format, not a true discrepancy |
| XXXX | 6000111125 | XXXX |  |  | Property Type | UTD | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 6000111125 | XXXX |  |  | Original CLTV | 0.73743 | 73.6139 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 6000111013 | XXXX |  |  | Original CLTV | 0.59401 | 59.30568 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000111013 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.498 | 49.80029 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000111188 | XXXX |  |  | Original Interest Rate | 0.085 | 8.5 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000111188 | XXXX |  |  | Original CLTV | 0.82943 | 82.63723 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 6000111156 | XXXX |  |  | Property Type | UTD | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 6000111187 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 6000110857 | XXXX |  |  | Original Interest Rate | 0.0875 | 8.75 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000110857 | XXXX |  |  | Property Type | UTD | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 6000110857 | XXXX |  |  | Original CLTV | 0.73772 | 73.6612 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000110857 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.40253 | 40.31594 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000111124 | XXXX |  |  | Property Type | UTD | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 6000111014 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 6000111014 | XXXX |  |  | Original CLTV | 0.66049 | 66.04857 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 6000111014 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.43409 | 41.79259 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 6000110858 | XXXX |  |  | Original CLTV | 0.74842 | 74.67726 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 6000111015 | XXXX |  |  | Original CLTV | 0.78932 | 78.78568 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000110859 | XXXX |  |  | Original Interest Rate | 0.085 | 8.5 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000110859 | XXXX |  |  | Property Type | UTD | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 6000110859 | XXXX |  |  | Original CLTV | 0.7074 | 70.62153 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000110859 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.36254 | 36.25403 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000111131 | XXXX |  |  | Original Interest Rate | 0.09375 | 9.375 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000111131 | XXXX |  |  | Original CLTV | 0.66097 | 66.0966 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000111131 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.35875 | 35.92104 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 6000111157 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.3181 | 33.28236 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 6000111431 | XXXX |  |  | State |  | GA | Field Value reflects State per Note |
| XXXX | 6000111431 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 6000111431 | XXXX |  |  | Original Interest Rate | 0.08625 | 8.625 | Field Value reflects the Note value |
| XXXX | 6000111431 | XXXX |  |  | Property Type | UTD | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 6000111431 | XXXX |  |  | Original CLTV | 0.76929 | 76.9287 | Alternate format, not a true discrepancy |
| XXXX | 6000111431 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.49523 | 49.2295 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 6000111158 | XXXX |  |  | Original Interest Rate | 0.0875 | 8.75 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000111158 | XXXX |  |  | Property Type | UTD | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 6000111155 | XXXX |  |  | Original Interest Rate | 0.0799 | 7.99 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000111155 | XXXX |  |  | Original CLTV | 0.58762 | 58.76161 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 6000111155 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.2292 | 22.71283 | Alternate format, not a true discrepancy |
| XXXX | 6000111016 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 6000111016 | XXXX |  |  | Property Type | UTD | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 6000111016 | XXXX |  |  | Original CLTV | 0.67597 | 67.4715 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000111016 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.48074 | 48.07401 | Alternate format, not a true discrepancy |
| XXXX | 6000110861 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 6000111139 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 6000111139 | XXXX |  |  | Original Interest Rate | 0.08875 | 8.875 | Field Value reflects the Note value |
| XXXX | 6000111139 | XXXX |  |  | Original CLTV | 0.75779 | 75.6436 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 6000111139 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.45492 | 45.49233 | Field value matched with 1008 |
| XXXX | 6000111151 | XXXX |  |  | Original Interest Rate | 0.07875 | 7.875 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000111151 | XXXX |  |  | Property Type | UTD | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 6000111151 | XXXX |  |  | Original CLTV | 0.47691 | 47.48191 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 6000111151 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.48727 | 48.7265 | Alternate format, not a true discrepancy |
| XXXX | 6000111430 | XXXX |  |  | State |  | PA | Bid tape field value is blank |
| XXXX | 6000111430 | XXXX |  |  | Borrower Last Name |  |  | Bid tape field value is blank |
| XXXX | 6000111430 | XXXX |  |  | Original Interest Rate | 0.075 | 7.5 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000111430 | XXXX |  |  | Original CLTV | 0.74569 | 74.45501 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000111430 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.37847 | 37.74713 | Alternate format, not a true discrepancy |
| XXXX | 6000110862 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 6000110862 | XXXX |  |  | Original Interest Rate | 0.0899 | 8.99 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000110862 | XXXX |  |  | Property Type | UTD | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 6000110862 | XXXX |  |  | Original CLTV | 0.54036 | 53.76602 | This was revised once the lowest balance on the 1st mortgage lien was entered. |
| XXXX | 6000110862 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.31955 | 31.35625 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000111138 | XXXX |  |  | Original Interest Rate | 0.1 | 10 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000111138 | XXXX |  |  | Original CLTV | 0.66786 | 66.78579 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000111138 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.42356 | 42.75708 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 6000111136 | XXXX |  |  | Original Interest Rate | 0.085 | 8.5 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000111136 | XXXX |  |  | Original CLTV | 0.64355 | 64.35519 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000111136 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.4089 | 40.95616 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 6000111429 | XXXX |  |  | Original Interest Rate | 0.09875 | 9.875 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000111429 | XXXX |  |  | Original CLTV | 0.79332 | 79.22485 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 6000111429 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.3788 | 36.10825 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 6000111141 | XXXX |  |  | Property Type | UTD | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 6000110863 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.38862 | 37.54559 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 6000111428 | XXXX |  |  | State |  | MO | Field Value reflects State per Note |
| XXXX | 6000111428 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 6000111428 | XXXX |  |  | Original Interest Rate | 0.0975 | 9.75 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000111428 | XXXX |  |  | Property Type | UTD | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 6000111428 | XXXX |  |  | Original CLTV | 0.72226 | 71.98425 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000111428 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.45419 | 45.41866 | Alternate format, not a true discrepancy |
| XXXX | 6000111427 | XXXX |  |  | State |  | KS | Field Value reflects State per Note |
| XXXX | 6000111427 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 6000111427 | XXXX |  |  | Original Interest Rate | 0.08625 | 8.625 | Field Value reflects the Note value |
| XXXX | 6000111427 | XXXX |  |  | Original CLTV | 0.58223 | 58.11801 | Alternate format, not a true discrepancy |
| XXXX | 6000111427 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.37483 | 37.50719 | Alternate format, not a true discrepancy |
| XXXX | 6000111426 | XXXX |  |  | State |  | AL | Bid Tape Field Value is not provided |
| XXXX | 6000111426 | XXXX |  |  | Borrower Last Name |  |  | Bid Tape Field Value is not provided |
| XXXX | 6000111426 | XXXX |  |  | Original Interest Rate | 0.08875 | 8.875 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000111426 | XXXX |  |  | Original CLTV | 0.84759 | 84.64868 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000111426 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.41031 | 41.03081 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000111152 | XXXX |  |  | Original Interest Rate | 0.08125 | 8.125 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000111152 | XXXX |  |  | Property Type | UTD | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 6000111152 | XXXX |  |  | Original CLTV | 0.74726 | 74.61215 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 6000111152 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.49278 | 49.19823 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 6000111183 | XXXX |  |  | Property Type | UTD | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 6000111424 | XXXX |  |  | Original Interest Rate | 0.075 | 7.5 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000111424 | XXXX |  |  | Original CLTV | 0.78602 | 78.60211 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000111424 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.31208 | 31.20811 | Alternate format, not a true discrepancy |
| XXXX | 6000111423 | XXXX |  |  | Original Interest Rate | 0.08625 | 8.625 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000111423 | XXXX |  |  | Original CLTV | 0.64654 | 64.65441 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000111423 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.1925 | 19.24978 | Alternate format, not a true discrepancy |
| XXXX | 6000111184 | XXXX |  |  | Original Interest Rate | 0.0899 | 8.99 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000111184 | XXXX |  |  | Original CLTV | 0.35866 | 35.86551 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000111184 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.40134 | 38.57936 | Field value is lower |
| XXXX | 6000111422 | XXXX |  |  | Property Type | UTD | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 6000111137 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 6000111137 | XXXX |  |  | Original Interest Rate | 0.0875 | 8.75 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000111137 | XXXX |  |  | Original CLTV | 0.70782 | 70.68196 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000111137 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.47708 | 46.05231 | The DTI was revised once the lowest balance on the 1st mortgage lien was entered. |
| XXXX | 6000111168 | XXXX |  |  | Property Type | UTD | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 6000111168 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.44134 | 44.38286 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 6000111421 | XXXX |  |  | Property Type | UTD | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 6000111420 | XXXX |  |  | Original Interest Rate | 0.095 | 9.5 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000111420 | XXXX |  |  | Original CLTV | 0.79139 | 79.13875 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000111420 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0.3523 | 35.25029 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 6000111418 | XXXX |  |  | Original Interest Rate | 0.09375 | 9.375 | Tape Value reflects decimal point in incorrect position |
| XXXX | 6000111104 | XXXX |  |  | Property Type | UTD | PUD | Field Value captured from Appraisal or Valuation model in file |

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## Exhibit 99.01

**Exhibit 99.01 Schedule 7**

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| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
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| **SitusAMC Loan ID** | **Servicer Loan ID** | **Customer Loan ID** | **Investor** | **Deal** | **Address** | **Apt #** | **City** | **State** | **Zip Code** | **Occupancy** | **Size Square Feet** | **Bedroom Count** | **Bathroom Count** | **Half Baths Count** | **Garage Carport** | **Lot Size** | **Location** | **Property Type** | **Number of Units** | **Subject Age** | **Condition Grade** | **Location View** | **Market Grade** | **Marketability Grade** | **HOA Amount Annual** | **HOA Contact** | **Currently Listed** | **List Price** | **DOM** | **List Date** | **Reviewer** | **Review Complete Date** | **Confidence Score** | **Situs AMC Estimated AS IS Quick Sale Value** | **Situs AMC Estimated AS IS Value** | **Situs AMC Estimated AS REPAIRED Value** | **Situs AMC Repaired Value To Primary Appraisal Value Variance ($)** | **Situs AMC Repaired Value To Primary Appraisal Value Variance (%)** | **Situs AMC AS IS Value To Primary Appraisal Value Variance ($)** | **Situs AMC AS IS Value To Primary Appraisal Value Variance (%)** | **Situs AMC Quick Sale Value to Primary Appraisal Value Variance ($)** | **Situs AMC Quick Sale Value to Primary Appraisal Value Variance (%)** | **Market Rent As Is Reviewer** | **Market Rent As Is Report** | **Market Rent As Is Dollar Variance** | **Market Rent As Is % Variance** | **Situs AMC Repair Analysis budget** | **Contractor Borrower Repair Budget** | **Situs AMC RA to Contractor Budget Variance ($)** | **Situs AMC RA to Contractor Budget Variance (%)** | **Value Budget Issue Flag Variance greater than 10%** | **Property Issue** | **Property Issue Comment** | **Valuation Summary** | **Order Date** | **Value Type** | **Appraisal BPO Report Primary Repaired Value** | **Appraisal BPO Report Primary As Is Value** | **Appraisal BPO Report Primary AS IS Quick Sale Value** | **Date of Agent BPO** | **Sale Comp 1 Comparable Type** | **Sale Comp 1 Address** | **Sale Comp 1 Apt #**  | **Sale Comp 1 City** | **Sale Comp 1 State** | **Sale Comp 1 Zip** | **Sale Comp 1 Location** | **Sale Comp 1 Size** | **Sale Comp 1 Bedroom Count** | **Sale Comp 1 Bathroom Count** | **Sale Comp 1 Half Baths Count** | **Sale Comp 1 Lot Size** | **Sale Comp 1 Condition** | **Sale Comp 1 Sale Type** | **Sale Comp 1 Sold List Price** | **Sale Comp 1 Sold Date** | **Sale Comp 1 Days On Market** | **Sale Comp 1 Distance From Subject** | **Sale Comp 1 Age** | **Sale Comp 2 Comparable Type** | **Sale Comp 2 Address** | **Sale Comp 2 Apt #** | **Sale Comp 2 City** | **Sale Comp 2 State** | **Sale Comp 2 Zip** | **Sale Comp 2 Location** | **Sale Comp 2 Size** | **Sale Comp 2 Bedroom Count** | **Sale Comp 2 Bathroom Count** | **Sale Comp 2 Half Baths Count** | **Sale Comp 2 Lot Size** | **Sale Comp 2 Condition** | **Sale Comp 2 Sale Type** | **Sale Comp 2 Sold List Price** | **Sale Comp 2 Sold Date** | **Sale Comp 2 Days On Market** | **Sale Comp 2 Distance From Subject** | **Sale Comp 2 Age** | **Sale Comp 3 Comparable Type** | **Sale Comp 3 Address** | **Sale Comp 3 Apt #** | **Sale Comp 3 City** | **Sale Comp 3 State** | **Sale Comp 3 Zip** | **Sale Comp 3 Location** | **Sale Comp 3 Size** | **Sale Comp 3 Bedroom Count** | **Sale Comp 3 Bathroom Count** | **Sale Comp 3 Half Baths Count** | **Sale Comp 3 Lot Size** | **Sale Comp 3 Condition** | **Sale Comp 3 Comp Type** | **Sale Comp 3 Sold List Price** | **Sale Comp 3 Sold Date** | **Sale Comp 3 Days On Market** | **Sale Comp 3 Distance From Subject** | **Sale Comp 3 Age** | **List Comp 1 Comparable Type** | **List Comp 1 Address** | **List Comp 1 Apt #** | **List Comp 1 City** | **List Comp 1 State** | **List Comp 1 Zip** | **List Comp 1 Location** | **List Comp 1 Size** | **List Comp 1 Bedroom Count** | **List Comp 1 Bathroom Count** | **List Comp 1 Half Baths Count** | **List Comp 1 Lot Size** | **List Comp 1 Condition** | **List Comp 1 Sale Type** | **List Comp 1 Sold List Price** | **List Comp 1 Sold Date** | **List Comp 1 Days On Market** | **List Comp 1 Distance From Subject** | **List Comp 1 Age** | **List Comp 2 Comparable Type** | **List Comp 2 Address** | **List Comp 2 Apt #** | **List Comp 2 City** | **List Comp 2 State** | **List Comp 2 Zip** | **List Comp 2 Location** | **List Comp 2 Size** | **List Comp 2 Bedroom Count** | **List Comp 2 Bathroom Count** | **List Comp 2 Half Baths Count** | **List Comp 2 Lot Size** | **List Comp 2 Condition** | **List Comp 2 Sale Type** | **List Comp 2 Sold List Price** | **List Comp 2 Sold Date** | **List Comp 2 Days On Market** | **List Comp 2 Distance From Subject** | **List Comp 2 Age** | **List Comp 3 Comparable Type** | **List Comp 3 Address** | **List Comp 3 Apt #** | **List Comp 3 City** | **List Comp 3 State** | **List Comp 3 Zip** | **List Comp 3 Location** | **List Comp 3 Size** | **List Comp 3 Bedroom Count** | **List Comp 3 Bathroom Count** | **List Comp 3 Half Baths Count** | **List Comp 3 Lot Size** | **List Comp 3 Condition** | **List Comp 3 Sale Type** | **List Comp 3 Sold List Price** | **List Comp 3 Sold Date** | **List Comp 3 Days On Market** | **List Comp 3 Distance From Subject** | **List Comp 3 Age** |
| XXXXX |  | 4000082121 |  |  |  |  |  | FL |  | Owner Occupied |  | 4 | 2 | 1 | 2 Car |  | Urban | Single Family Detached | 1 |  | C3 - Average (+) | Community Reserve/Park | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  |  | -7.41% |  | -7.41% |  | 0.00% |  |  |  |  |  |  |  |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | FL |  | Urban |  | 3 | 2 | 1 | XXX | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | FL |  | Urban |  | 4 | 3 | 0 |  | Average | Retail |  |  | XXX |  |  | Sale 3 |  |  |  | FL |  | Urban |  | 4 | 3 | 1 |  | Good | Retail |  |  | XXX |  |  | Listing 1 |  |  |  | FL |  | Urban |  | 5 | 4 | 0 |  | Good | Retail |  |  | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX |  | 4000089469 |  |  |  |  |  | NY |  | Tenant Occupied |  | 8 | 5 | 1 |  |  | Urban | 2 Family | 2 |  | C2 - Good | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | D = Less Confident-Minimal Data |  |  |  |  | -0.80% |  | -0.80% |  | 0.00% |  |  |  |  |  |  |  |  |  | Low Confidence |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | NY |  | Urban |  | 5 | 3 | 0 | XXX | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | NY |  | Urban |  | 7 | 3 | 2 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | NY |  | Urban |  | 6 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX |  | 4000088874 |  |  |  |  |  | NY |  | Owner Occupied |  | 5 | 2 | 1 |  |  | Suburban | Condo (Mid Rise) | 1 |  | C3 - Average (+) | Residential Street | B = Stable | C = Average |  |  | No |  |  |  |  |  | D = Less Confident-Minimal Data |  |  |  |  | -5.80% |  | -5.80% |  | 0.00% |  |  |  |  |  |  |  |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | NY |  | Suburban |  | 3 | 2 | 1 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | NY |  | Suburban |  | 4 | 2 | 0 |  | Average | Unknown |  |  | XXX |  |  | Sale 3 |  |  |  | NY |  | Suburban |  | 5 | 2 | 1 |  | Average | Unknown |  |  | XXX |  |  | Listing 1 |  |  |  | NY |  | Suburban |  | 3 | 1 | 1 |  | Average | Retail |  |  | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX |  | 4000102951 |  |  |  |  |  | MD |  | Unknown |  | 3 | 1 | 1 |  |  | Suburban | Single Family Detached | 1 |  | C4 - Average (-) | Residential Street | B = Stable | C = Average |  |  | No |  |  |  |  |  | C = Confident |  |  |  |  | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  |  |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | MD |  | Suburban |  | 3 | 1 | 1 | XXX | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | MD |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | MD |  | Suburban |  | 3 | 1 | 0 |  | Average | Retail |  |  |  |  |  | Listing 1 |  |  |  | MD |  | Suburban |  | 4 | 2 | 0 |  | Average | Retail |  |  | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---