# EDGAR Filing Document

**Accession Number:** 0001267958
**File Stem:** 0001140361-25-034463
**Filing Date:** 2025-9
**Character Count:** 39185
**Document Hash:** 9d2be49345ca77fdba22b8b60abbf623
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001140361-25-034463.hdr.sgml**: 20250909

**ACCESSION NUMBER**: 0001140361-25-034463

**CONFORMED SUBMISSION TYPE**: SCHEDULE 13D

**PUBLIC DOCUMENT COUNT**: 2

**FILED AS OF DATE**: 20250909

**DATE AS OF CHANGE**: 20250909

**SUBJECT COMPANY**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Mechanics Bancorp
- **CENTRAL INDEX KEY:** 0001518715
- **STANDARD INDUSTRIAL CLASSIFICATION:** STATE COMMERCIAL BANKS [6022]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 910186600
- **STATE OF INCORPORATION:** WA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** SCHEDULE 13D
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 005-86836
- **FILM NUMBER:** 251304164

**BUSINESS ADDRESS:**
- **STREET 1:** 1111 CIVIC DRIVE
- **STREET 2:** SUITE 390
- **CITY:** WALNUT CREEK
- **STATE:** CA
- **ZIP:** 94596
- **BUSINESS PHONE:** 206-623-3050

**MAIL ADDRESS:**
- **STREET 1:** 1111 CIVIC DRIVE
- **STREET 2:** SUITE 390
- **CITY:** WALNUT CREEK
- **STATE:** CA
- **ZIP:** 94596

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** HomeStreet, Inc.
- **DATE OF NAME CHANGE:** 20110420
**FILED BY**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** WEBB CARL B
- **CENTRAL INDEX KEY:** 0001267958

**ORGANIZATION NAME:**

**FILING VALUES:**
- **FORM TYPE:** SCHEDULE 13D

**MAIL ADDRESS:**
- **STREET 1:** C/O HILLTOP HOLDINGS INC.
- **STREET 2:** 6565 HILLCREST AVENUE
- **CITY:** DALLAS
- **STATE:** TX
- **ZIP:** 75205

## Exhibit 99.1

------

**Exhibit 99.1**<br>

<u>JOINT FILING AGREEMENT</u><br> <u>PURSUANT TO RULE 13D-1(k)(1)</u>

The undersigned acknowledge and agree that the foregoing statement on Schedule 13D is filed on behalf of each of the undersigned and that all subsequent amendments to this statement on Schedule 13D shall be filed on behalf of each of the undersigned without the necessity of filing additional joint filing agreements. The undersigned acknowledge that each shall be responsible for the timely filing of such amendments, and for the completeness and accuracy of the information concerning it contained herein, but shall not be responsible for the completeness and accuracy of the information concerning the other entities or persons, except to the extent that it knows or has reason to believe that such information is accurate.

------

IN WITNESS WHEREOF, each party hereto, being duly authorized, has caused this agreement to be executed and effective as of September 9, 2025.

---

| | |
|:---|:---|
| EB Acquisition Company LLC | EB Acquisition Company LLC |
| Signature: | /s/ Carl B. Webb |
| Name/Title: <br>| Carl B. Webb, Authorized Person |
| Ford Financial Fund II, L.P. | Ford Financial Fund II, L.P. |
| Signature: | /s/ Carl B. Webb |
| Name/Title: <br>| By Ford Management II, L.P., its general partner, by Ford Ultimate Management II, LLC, its general partner, by Carl B. Webb, sole manager |
| Ford Management II, L.P. | Ford Management II, L.P. |
| Signature: | /s/ Carl B. Webb |
| Name/Title: <br>| By Ford Ultimate Management II, LLC, its general partner, by Carl B. Webb, sole manager |
| EB Acquisition Company II LLC | EB Acquisition Company II LLC |
| Signature: | /s/ Carl B. Webb |
| Name/Title: <br>| Carl B. Webb, Authorized Person |
| Ford Financial Fund III, L.P. | Ford Financial Fund III, L.P. |
| Signature: | /s/ Carl B. Webb |
| Name/Title: <br>| By Ford Management III, L.P., its general partner, by Ford Ultimate Management II, LLC, its general partner, by Carl B. Webb, sole manager |

---

------

---

| | |
|:---|:---|
| Ford Management III, L.P. | Ford Management III, L.P. |
| Signature: | /s/ Carl B. Webb |
| Name/Title: <br>| By Ford Ultimate Management II, LLC, its general partner, by Carl B. Webb, sole manager |
| Ford Ultimate Management II, LLC | Ford Ultimate Management II, LLC |
| Signature: | /s/ Carl B. Webb |
| Name/Title: <br>| Carl B. Webb, sole manager |
| Carl B. Webb | Carl B. Webb |
| Signature: | /s/ Carl B. Webb |
| Name/Title: <br>| Carl B. Webb |

---

------

### UNITED STATES SECURITIES AND EXCHANGE COMMISSION
**Washington, D.C. 20549**

## SCHEDULE 13D

### Under the Securities Exchange Act of 1934

**Mechanics Bancorp**

*(Name of Issuer)*

**Class A common stock, no par value per share**

*(Title of Class of Securities)*

**43785V102**

*(CUSIP Number)*

**Corey Prestidge**<br>6565 Hillcrest Avenue, 6th Floor<br>Dallas TX 75205<br>214-871-5151

*(Name, Address and Telephone Number of Person Authorized to Receive Notices and Communications)*

**09/02/2025**

*(Date of Event Which Requires Filing of this Statement)*

| **CUSIP No.** | **43785V102** |

---

| | | | |
|:--|:--|:--|:--|
| 1 | Name of reporting person<br>**EB Acquisition Company LLC** | Name of reporting person<br>**EB Acquisition Company LLC** | |
| 2 | Check the appropriate box if a member of a Group (See Instructions)<br>[x] (a)<br>[ ] (b) | Check the appropriate box if a member of a Group (See Instructions)<br>[x] (a)<br>[ ] (b) | |
| 3 | SEC use only | SEC use only | |
| 4 | Source of funds (See Instructions)<br>**OO** | Source of funds (See Instructions)<br>**OO** | |
| 5 | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | |
| 6 | Citizenship or place of organization<br>**DELAWARE** | Citizenship or place of organization<br>**DELAWARE** | |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 7 | Sole Voting Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 8 | Shared Voting Power<br>**81134239.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 9 | Sole Dispositive Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 10 | Shared Dispositive Power<br>**81134239.00** |
| 11 | Aggregate amount beneficially owned by each reporting person<br>**81134239.00** | Aggregate amount beneficially owned by each reporting person<br>**81134239.00** | |
| 12 | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | |
| 13 | Percent of class represented by amount in Row (11)<br>**36.9%** | Percent of class represented by amount in Row (11)<br>**36.9%** | |
| 14 | Type of Reporting Person (See Instructions)<br>**OO** | Type of Reporting Person (See Instructions)<br>**OO** | |

---

**Comment for Reporting Person:** Rows 8 and 10: Ford Financial Fund II, L.P. is the sole member of, and may be deemed to beneficially own the securities owned by, EB Acquisition Company LLC. Ford Management II, L.P. is the general partner of, and may be deemed to beneficially own the securities owned by, Ford Financial Fund II, L.P. Ford Ultimate Management II, LLC is the general partner of, and may be deemed to beneficially own the securities owned by, Ford Management II, L.P. Carl B. Webb is the sole manager of Ford Ultimate Management II, LLC and exercises sole voting and dispositive power over, and may be deemed to beneficially own, the securities owned by Ford Ultimate Management II, LLC. 

Row 13: Based on the 219,822,191 shares of Class A common stock outstanding on September 2, 2025, as disclosed in Mechanics Bancorp's Current Report on Form 8-K filed with the Securities and Exchange Commission (the "SEC") on September 2, 2025.

| **CUSIP No.** | **43785V102** |

---

| | | | |
|:--|:--|:--|:--|
| 1 | Name of reporting person<br>**Ford Financial Fund II, L.P.** | Name of reporting person<br>**Ford Financial Fund II, L.P.** | |
| 2 | Check the appropriate box if a member of a Group (See Instructions)<br>[x] (a)<br>[ ] (b) | Check the appropriate box if a member of a Group (See Instructions)<br>[x] (a)<br>[ ] (b) | |
| 3 | SEC use only | SEC use only | |
| 4 | Source of funds (See Instructions)<br>**OO** | Source of funds (See Instructions)<br>**OO** | |
| 5 | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | |
| 6 | Citizenship or place of organization<br>**DELAWARE** | Citizenship or place of organization<br>**DELAWARE** | |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 7 | Sole Voting Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 8 | Shared Voting Power<br>**81134239.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 9 | Sole Dispositive Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 10 | Shared Dispositive Power<br>**81134239.00** |
| 11 | Aggregate amount beneficially owned by each reporting person<br>**81134239.00** | Aggregate amount beneficially owned by each reporting person<br>**81134239.00** | |
| 12 | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | |
| 13 | Percent of class represented by amount in Row (11)<br>**36.9%** | Percent of class represented by amount in Row (11)<br>**36.9%** | |
| 14 | Type of Reporting Person (See Instructions)<br>**PN** | Type of Reporting Person (See Instructions)<br>**PN** | |

---

**Comment for Reporting Person:** Rows 8 and 10: Ford Financial Fund II, L.P. is the sole member of, and may be deemed to beneficially own the securities owned by, EB Acquisition Company LLC. Ford Management II, L.P. is the general partner of, and may be deemed to beneficially own the securities owned by, Ford Financial Fund II, L.P. Ford Ultimate Management II, LLC is the general partner of, and may be deemed to beneficially own the securities owned by, Ford Management II, L.P. Carl B. Webb is the sole manager of Ford Ultimate Management II, LLC and exercises sole voting and dispositive power over, and may be deemed to beneficially own, the securities owned by Ford Ultimate Management II, LLC.

Row 13: Based on the 219,822,191 shares of Class A common stock outstanding on September 2, 2025, as disclosed in Mechanics Bancorp's Current Report on Form 8-K filed with the SEC on September 2, 2025.

| **CUSIP No.** | **43785V102** |

---

| | | | |
|:--|:--|:--|:--|
| 1 | Name of reporting person<br>**Ford Management II, L.P.** | Name of reporting person<br>**Ford Management II, L.P.** | |
| 2 | Check the appropriate box if a member of a Group (See Instructions)<br>[x] (a)<br>[ ] (b) | Check the appropriate box if a member of a Group (See Instructions)<br>[x] (a)<br>[ ] (b) | |
| 3 | SEC use only | SEC use only | |
| 4 | Source of funds (See Instructions)<br>**OO** | Source of funds (See Instructions)<br>**OO** | |
| 5 | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | |
| 6 | Citizenship or place of organization<br>**DELAWARE** | Citizenship or place of organization<br>**DELAWARE** | |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 7 | Sole Voting Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 8 | Shared Voting Power<br>**81134239.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 9 | Sole Dispositive Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 10 | Shared Dispositive Power<br>**81134239.00** |
| 11 | Aggregate amount beneficially owned by each reporting person<br>**81134239.00** | Aggregate amount beneficially owned by each reporting person<br>**81134239.00** | |
| 12 | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | |
| 13 | Percent of class represented by amount in Row (11)<br>**36.9%** | Percent of class represented by amount in Row (11)<br>**36.9%** | |
| 14 | Type of Reporting Person (See Instructions)<br>**PN** | Type of Reporting Person (See Instructions)<br>**PN** | |

---

**Comment for Reporting Person:** Rows 8 and 10: Ford Financial Fund II, L.P. is the sole member of, and may be deemed to beneficially own the securities owned by, EB Acquisition Company LLC. Ford Management II, L.P. is the general partner of, and may be deemed to beneficially own the securities owned by, Ford Financial Fund II, L.P. Ford Ultimate Management II, LLC is the general partner of, and may be deemed to beneficially own the securities owned by, Ford Management II, L.P. Carl B. Webb is the sole manager of Ford Ultimate Management II, LLC and exercises sole voting and dispositive power over, and may be deemed to beneficially own, the securities owned by Ford Ultimate Management II, LLC.

Row 13: Based on the 219,822,191 shares of Class A common stock outstanding on September 2, 2025, as disclosed in Mechanics Bancorp's Current Report on Form 8-K filed with the SEC on September 2, 2025.

| **CUSIP No.** | **43785V102** |

---

| | | | |
|:--|:--|:--|:--|
| 1 | Name of reporting person<br>**EB Acquisition Company II LLC** | Name of reporting person<br>**EB Acquisition Company II LLC** | |
| 2 | Check the appropriate box if a member of a Group (See Instructions)<br>[x] (a)<br>[ ] (b) | Check the appropriate box if a member of a Group (See Instructions)<br>[x] (a)<br>[ ] (b) | |
| 3 | SEC use only | SEC use only | |
| 4 | Source of funds (See Instructions)<br>**OO** | Source of funds (See Instructions)<br>**OO** | |
| 5 | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | |
| 6 | Citizenship or place of organization<br>**DELAWARE** | Citizenship or place of organization<br>**DELAWARE** | |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 7 | Sole Voting Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 8 | Shared Voting Power<br>**90631480.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 9 | Sole Dispositive Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 10 | Shared Dispositive Power<br>**90631480.00** |
| 11 | Aggregate amount beneficially owned by each reporting person<br>**90631480.00** | Aggregate amount beneficially owned by each reporting person<br>**90631480.00** | |
| 12 | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | |
| 13 | Percent of class represented by amount in Row (11)<br>**41.2%** | Percent of class represented by amount in Row (11)<br>**41.2%** | |
| 14 | Type of Reporting Person (See Instructions)<br>**OO** | Type of Reporting Person (See Instructions)<br>**OO** | |

---

**Comment for Reporting Person:** Rows 8 and 10: Ford Financial Fund III, L.P. is the sole member of, and may be deemed to beneficially own the securities owned by, EB Acquisition Company II LLC. Ford Management III, L.P. is the general partner of, and may be deemed to beneficially own the securities owned by, Ford Financial Fund III, L.P. Ford Ultimate Management II, LLC is the general partner of, and may be deemed to beneficially own the securities owned by, Ford Management III, L.P. Carl B. Webb is the sole manager of Ford Ultimate Management II, LLC and exercises sole voting and dispositive power over, and may be deemed to beneficially own, the securities owned by Ford Ultimate Management II, LLC.  

Row 13: Based on the 219,822,191 shares of Class A common stock outstanding on September 2, 2025, as disclosed in Mechanics Bancorp's Current Report on Form 8-K filed with the SEC on September 2, 2025.

| **CUSIP No.** | **43785V102** |

---

| | | | |
|:--|:--|:--|:--|
| 1 | Name of reporting person<br>**Ford Financial Fund III, L.P.** | Name of reporting person<br>**Ford Financial Fund III, L.P.** | |
| 2 | Check the appropriate box if a member of a Group (See Instructions)<br>[x] (a)<br>[ ] (b) | Check the appropriate box if a member of a Group (See Instructions)<br>[x] (a)<br>[ ] (b) | |
| 3 | SEC use only | SEC use only | |
| 4 | Source of funds (See Instructions)<br>**OO** | Source of funds (See Instructions)<br>**OO** | |
| 5 | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | |
| 6 | Citizenship or place of organization<br>**DELAWARE** | Citizenship or place of organization<br>**DELAWARE** | |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 7 | Sole Voting Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 8 | Shared Voting Power<br>**90631480.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 9 | Sole Dispositive Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 10 | Shared Dispositive Power<br>**90631480.00** |
| 11 | Aggregate amount beneficially owned by each reporting person<br>**90631480.00** | Aggregate amount beneficially owned by each reporting person<br>**90631480.00** | |
| 12 | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | |
| 13 | Percent of class represented by amount in Row (11)<br>**41.2%** | Percent of class represented by amount in Row (11)<br>**41.2%** | |
| 14 | Type of Reporting Person (See Instructions)<br>**PN** | Type of Reporting Person (See Instructions)<br>**PN** | |

---

**Comment for Reporting Person:** Rows 8 and 10: Ford Financial Fund III, L.P. is the sole member of, and may be deemed to beneficially own the securities owned by, EB Acquisition Company II LLC. Ford Management III, L.P. is the general partner of, and may be deemed to beneficially own the securities owned by, Ford Financial Fund III, L.P. Ford Ultimate Management II, LLC is the general partner of, and may be deemed to beneficially own the securities owned by, Ford Management III, L.P. Carl B. Webb is the sole manager of Ford Ultimate Management II, LLC and exercises sole voting and dispositive power over, and may be deemed to beneficially own, the securities owned by Ford Ultimate Management II, LLC.

Row 13: Based on the 219,822,191 shares of Class A common stock outstanding on September 2, 2025, as disclosed in Mechanics Bancorp's Current Report on Form 8-K filed with the SEC on September 2, 2025.

| **CUSIP No.** | **43785V102** |

---

| | | | |
|:--|:--|:--|:--|
| 1 | Name of reporting person<br>**Ford Management III, L.P.** | Name of reporting person<br>**Ford Management III, L.P.** | |
| 2 | Check the appropriate box if a member of a Group (See Instructions)<br>[x] (a)<br>[ ] (b) | Check the appropriate box if a member of a Group (See Instructions)<br>[x] (a)<br>[ ] (b) | |
| 3 | SEC use only | SEC use only | |
| 4 | Source of funds (See Instructions)<br>**OO** | Source of funds (See Instructions)<br>**OO** | |
| 5 | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | |
| 6 | Citizenship or place of organization<br>**DELAWARE** | Citizenship or place of organization<br>**DELAWARE** | |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 7 | Sole Voting Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 8 | Shared Voting Power<br>**90631480.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 9 | Sole Dispositive Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 10 | Shared Dispositive Power<br>**90631480.00** |
| 11 | Aggregate amount beneficially owned by each reporting person<br>**90631480.00** | Aggregate amount beneficially owned by each reporting person<br>**90631480.00** | |
| 12 | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | |
| 13 | Percent of class represented by amount in Row (11)<br>**41.2%** | Percent of class represented by amount in Row (11)<br>**41.2%** | |
| 14 | Type of Reporting Person (See Instructions)<br>**PN** | Type of Reporting Person (See Instructions)<br>**PN** | |

---

**Comment for Reporting Person:** Rows 8 and 10: Ford Financial Fund III, L.P. is the sole member of, and may be deemed to beneficially own the securities owned by, EB Acquisition Company II LLC. Ford Management III, L.P. is the general partner of, and may be deemed to beneficially own the securities owned by, Ford Financial Fund III, L.P. Ford Ultimate Management II, LLC is the general partner of, and may be deemed to beneficially own the securities owned by, Ford Management III, L.P. Carl B. Webb is the sole manager of Ford Ultimate Management II, LLC and exercises sole voting and dispositive power over, and may be deemed to beneficially own, the securities owned by Ford Ultimate Management II, LLC.

Row 13: Based on the 219,822,191 shares of Class A common stock outstanding on September 2, 2025, as disclosed in Mechanics Bancorp's Current Report on Form 8-K filed with the SEC on September 2, 2025.

| **CUSIP No.** | **43785V102** |

---

| | | | |
|:--|:--|:--|:--|
| 1 | Name of reporting person<br>**Ford Ultimate Management II, LLC** | Name of reporting person<br>**Ford Ultimate Management II, LLC** | |
| 2 | Check the appropriate box if a member of a Group (See Instructions)<br>[x] (a)<br>[ ] (b) | Check the appropriate box if a member of a Group (See Instructions)<br>[x] (a)<br>[ ] (b) | |
| 3 | SEC use only | SEC use only | |
| 4 | Source of funds (See Instructions)<br>**OO** | Source of funds (See Instructions)<br>**OO** | |
| 5 | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | |
| 6 | Citizenship or place of organization<br>**DELAWARE** | Citizenship or place of organization<br>**DELAWARE** | |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 7 | Sole Voting Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 8 | Shared Voting Power<br>**171765719.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 9 | Sole Dispositive Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 10 | Shared Dispositive Power<br>**171765719.00** |
| 11 | Aggregate amount beneficially owned by each reporting person<br>**171765719.00** | Aggregate amount beneficially owned by each reporting person<br>**171765719.00** | |
| 12 | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | |
| 13 | Percent of class represented by amount in Row (11)<br>**78.1%** | Percent of class represented by amount in Row (11)<br>**78.1%** | |
| 14 | Type of Reporting Person (See Instructions)<br>**OO** | Type of Reporting Person (See Instructions)<br>**OO** | |

---

**Comment for Reporting Person:** Rows 8 and 10: Ford Financial Fund II, L.P. is the sole member of, and may be deemed to beneficially own the securities owned by, EB Acquisition Company LLC. Ford Management II, L.P. is the general partner of, and may be deemed to beneficially own the securities owned by, Ford Financial Fund II, L.P. Ford Ultimate Management II, LLC is the general partner of, and may be deemed to beneficially own the securities owned by, Ford Management II, L.P. Carl B. Webb is the sole manager of Ford Ultimate Management II, LLC and exercises sole voting and dispositive power over, and may be deemed to beneficially own, the securities owned by Ford Ultimate Management II, LLC.  

Rows 8 and 10: Ford Financial Fund III, L.P. is the sole member of, and may be deemed to beneficially own the securities owned by, EB Acquisition Company II LLC. Ford Management III, L.P. is the general partner of, and may be deemed to beneficially own the securities owned by, Ford Financial Fund III, L.P. Ford Ultimate Management II, LLC is the general partner of, and may be deemed to beneficially own the securities owned by, Ford Management III, L.P. Carl B. Webb is the sole manager of Ford Ultimate Management II, LLC and exercises sole voting and dispositive power over, and may be deemed to beneficially own, the securities owned by Ford Ultimate Management II, LLC.

Row 13: Based on the 219,822,191 shares of Class A common stock outstanding on September 2, 2025, as disclosed in Mechanics Bancorp's Current Report on Form 8-K filed with the SEC on September 2, 2025.

| **CUSIP No.** | **43785V102** |

---

| | | | |
|:--|:--|:--|:--|
| 1 | Name of reporting person<br>**WEBB CARL B** | Name of reporting person<br>**WEBB CARL B** | |
| 2 | Check the appropriate box if a member of a Group (See Instructions)<br>[x] (a)<br>[ ] (b) | Check the appropriate box if a member of a Group (See Instructions)<br>[x] (a)<br>[ ] (b) | |
| 3 | SEC use only | SEC use only | |
| 4 | Source of funds (See Instructions)<br>**OO** | Source of funds (See Instructions)<br>**OO** | |
| 5 | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | |
| 6 | Citizenship or place of organization<br>**X1** | Citizenship or place of organization<br>**X1** | |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 7 | Sole Voting Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 8 | Shared Voting Power<br>**171765719.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 9 | Sole Dispositive Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 10 | Shared Dispositive Power<br>**171765719.00** |
| 11 | Aggregate amount beneficially owned by each reporting person<br>**171765719.00** | Aggregate amount beneficially owned by each reporting person<br>**171765719.00** | |
| 12 | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | |
| 13 | Percent of class represented by amount in Row (11)<br>**78.1%** | Percent of class represented by amount in Row (11)<br>**78.1%** | |
| 14 | Type of Reporting Person (See Instructions)<br>**IN** | Type of Reporting Person (See Instructions)<br>**IN** | |

---

**Comment for Reporting Person:** Rows 8 and 10: Ford Financial Fund II, L.P. is the sole member of, and may be deemed to beneficially own the securities owned by, EB Acquisition Company LLC. Ford Management II, L.P. is the general partner of, and may be deemed to beneficially own the securities owned by, Ford Financial Fund II, L.P. Ford Ultimate Management II, LLC is the general partner of, and may be deemed to beneficially own the securities owned by, Ford Management II, L.P. Carl B. Webb is the sole manager of Ford Ultimate Management II, LLC and exercises sole voting and dispositive power over, and may be deemed to beneficially own, the securities owned by Ford Ultimate Management II, LLC. 

Rows 8 and 10: Ford Financial Fund III, L.P. is the sole member of, and may be deemed to beneficially own the securities owned by, EB Acquisition Company II LLC. Ford Management III, L.P. is the general partner of, and may be deemed to beneficially own the securities owned by, Ford Financial Fund III, L.P. Ford Ultimate Management II, LLC is the general partner of, and may be deemed to beneficially own the securities owned by, Ford Management III, L.P. Carl B. Webb is the sole manager of Ford Ultimate Management II, LLC and exercises sole voting and dispositive power over, and may be deemed to beneficially own, the securities owned by Ford Ultimate Management II, LLC. 

Row 13: Based on the 219,822,191 shares of Class A common stock outstanding on September 2, 2025, as disclosed in Mechanics Bancorp's Current Report on Form 8-K filed with the SEC on September 2, 2025.

**Item 1. Security and Issuer**

**(a) Title of Class of Securities:**
Class A common stock, no par value per share

**(b) Name of Issuer:**
Mechanics Bancorp

**(c) Address of Issuer's Principal Executive Offices:**
1111 Civic Drive, Walnut Creek, CA, 94596

**Item 4. Purpose of Transaction**

The information set forth in Item 3 is incorporated by reference herein. The Reporting Persons purchased the aforementioned securities for investment purposes with the aim of increasing the value of their investments. Subject to applicable legal requirements, one or more of the Reporting Persons may acquire additional securities of the Issuer from time to time in open market or private transactions, depending on such Reporting Person's evaluation of the Issuer's business, prospects and financial condition, the market for the Issuer's securities, other developments concerning the Issuer, other opportunities available to the Reporting Persons, and general economic and stock market conditions. In addition, depending upon the factors referred to above, the Reporting Persons may dispose of all or a portion of their securities of the Issuer at any time (including by means of programs adopted pursuant to Rule 10b5-1 under the Exchange Act). Each of the Reporting Persons reserve the right to increase or decrease its holdings on such terms and at such times as each may decide.

Except as set forth in this Item 4 and Item 6 below, none of the Reporting Persons have a present plan or proposal that relates to or would result in any of the actions specified in clauses (a) through (j) of Item 4 of Schedule 13D of the Exchange Act. However, each of the Reporting Persons reserves the right to propose or participate in future transactions which may result in one or more of such actions, including but not limited to, an extraordinary corporate transaction, such as a merger, reorganization or liquidation, sale of a material amount of assets of the Issuer or its subsidiaries, or other transactions which might have the effect of causing the Class A common stock to become eligible for termination of registration under Section 12(g) of the Act.  Each of the Reporting Persons also reserves the right to propose or participate in changes to the present board of directors or management of the Issuer, including changes to the number of directors, changes to the dividend policy of the Issuer, changes to the business of the Issuer, or changes to the charter, bylaws or instruments corresponding thereto of the Issuer. The Reporting Persons also retain the right to change their investment intent at any time, to acquire additional shares of Class A common stock or other securities of the Issuer from time to time, or to sell or otherwise dispose of all or part of the Class A common stock beneficially owned by them (or any shares of common stock into which such securities are converted) in any manner permitted by law. The Reporting Persons may engage from time to time in ordinary course transactions with financial institutions with respect to the securities described herein.

Carl B. Webb is a member of the board of directors of the Issuer. As a director of the Issuer, Carl B. Webb may have influence over the corporate activities of the Issuer, including activities which may relate to the transactions described in clauses (a) through (j) of Item 4 of Schedule 13D.

**Item 5. Interest in Securities of the Issuer**

**(a)**
Rows 11 and 13 of each Reporting Person's cover page to this Schedule 13D set forth the aggregate number of shares of common stock and percentages of the shares of common stock beneficially owned by such Reporting Person and are incorporated by reference herein. The percentage set forth in each row 13 is based upon the 219,822,191 shares of Class A common stock outstanding as of September 2, 2025, as reported in the Issuer's Current Report on Form 8-K filed with the Securities and Exchange Commission (the "SEC") on September 2, 2025. 

The beneficial ownership of the Issuer's Class A common stock by Ford Financial Fund II, L.P. and Ford Management II, L.P. consists of the 81,134,239 shares of Class A common stock directly held by EB Acquisition Company LLC. Ford Financial Fund II, L.P. is the sole member of, and may be deemed to beneficially own the securities owned by, EB Acquisition Company LLC. Ford Management II, L.P. is the general partner of, and may be deemed to beneficially own the securities owned by, Ford Financial Fund II, L.P. 

The beneficial ownership of the Issuer's Class A common stock by Ford Financial Fund III, L.P. and Ford Management III, L.P. consists of the 90,631,480 shares of Class A common stock directly held by EB Acquisition Company II LLC. Ford Financial Fund III, L.P. is the sole member of, and may be deemed to beneficially own the securities owned by, EB Acquisition Company II LLC. Ford Management III, L.P. is the general partner of, and may be deemed to beneficially own the securities owned by, Ford Financial Fund III, L.P. 

The beneficial ownership of the Issuer's Class A common stock by Ford Ultimate Management II, LLC and Carl B. Webb consists of the 171,765,719 shares of Class A common stock directly held by EB Acquisition Company LLC and EB Acquisition Company II LLC. Ford Ultimate Management II, LLC is the general partner of, and may be deemed to beneficially own the securities owned by, Ford Management II, L.P. and Ford Management III, L.P. Carl B. Webb is the sole manager of Ford Ultimate Management II, LLC and exercises sole voting and dispositive power over, and may be deemed to beneficially own, the securities owned by Ford Ultimate Management II, LLC.

**(b)**
Rows 7 through 10 of each Reporting Person's cover page to this Schedule 13D set forth the number of shares of Class A common stock as to which such Reporting Person has the sole or shared power to vote or direct the vote and sole or shared power to dispose or to direct the disposition and are incorporated by reference.

**(c)**
Except as set forth in Item 3 and Item 6, none of the Reporting Persons has effected any transactions with respect to the securities of the Issuer during the past sixty days.

**Item 6. Contracts, Arrangements, Understandings or Relationships With Respect to Securities of the Issuer.**

In connection with the Merger Agreement, EB Acquisition Company LLC, EB Acquisition Company II, LLC, Ford Financial Fund II, L.P., Ford Financial Fund III, L.P. (collectively, the "Ford Parties"), the Issuer, Mechanics Bank, and Rabobank International Holding B.V. ("Rabobank") entered into a registration rights agreement, dated as of March 28, 2025 (the "Registration Rights Agreement"), pursuant to which, among other things, (i) the Ford Parties and Rabobank are entitled to certain demand registration rights, shelf takedown rights and piggyback registration rights with respect to the shares of the Issuer's Class A common stock that they each acquired in the Merger, subject to certain minimum and maximum thresholds and other customary limitations and (ii) the Issuer is required to use reasonable best efforts to file, within 180 days of the Closing Date, a resale shelf registration statement on Form S-3 covering the shares of the Issuer's common stock acquired by the Ford Parties and Rabobank in the Merger.

### SIGNATURE

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

**Reporting Person:** EB Acquisition Company LLC

**Signature:** /s/ Carl B. Webb

**Name/Title:** Carl B. Webb, Authorized Person

**Date:** 09/09/2025

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

**Reporting Person:** Ford Financial Fund II, L.P.

**Signature:** /s/ Carl B. Webb

**Name/Title:** By Ford Management II, L.P., its general partner, by Ford Ultimate Management II, LLC, its general partner, by Carl B. Webb, sole manager

**Date:** 09/09/2025

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

**Reporting Person:** Ford Management II, L.P.

**Signature:** /s/ Carl B. Webb

**Name/Title:** By Ford Ultimate Management II, LLC, its general partner, by Carl B. Webb, sole manager

**Date:** 09/09/2025

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

**Reporting Person:** EB Acquisition Company II LLC

**Signature:** /s/ Carl B. Webb

**Name/Title:** Carl B. Webb, Authorized Person

**Date:** 09/09/2025

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

**Reporting Person:** Ford Financial Fund III, L.P.

**Signature:** /s/ Carl B. Webb

**Name/Title:** By Ford Management III, L.P., its general partner, by Ford Ultimate Management II, LLC, its general partner, by Carl B. Webb, sole manager

**Date:** 09/09/2025

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

**Reporting Person:** Ford Management III, L.P.

**Signature:** /s/ Carl B. Webb

**Name/Title:** By Ford Ultimate Management II, LLC, its general partner, by Carl B. Webb, sole manager

**Date:** 09/09/2025

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

**Reporting Person:** Ford Ultimate Management II, LLC

**Signature:** /s/ Carl B. Webb

**Name/Title:** Carl B. Webb, sole manager

**Date:** 09/09/2025

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

**Reporting Person:** WEBB CARL B

**Signature:** /s/ Carl B. Webb

**Name/Title:** Carl B. Webb

**Date:** 09/09/2025