# EDGAR Filing Document

**Accession Number:** 0001731123
**File Stem:** 0001398344-25-014333
**Filing Date:** 2025-8
**Character Count:** 31139
**Document Hash:** 3bb05f92049b527fe144cf4d862cb236
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001398344-25-014333.hdr.sgml**: 20250801

**ACCESSION NUMBER**: 0001398344-25-014333

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250630

**FILED AS OF DATE**: 20250801

**DATE AS OF CHANGE**: 20250801

**EFFECTIVENESS DATE**: 20250801

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Biltmore Family Office, LLC
- **CENTRAL INDEX KEY:** 0001731123

**ORGANIZATION NAME:**
- **EIN:** 462112854
- **STATE OF INCORPORATION:** NC
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-18589
- **FILM NUMBER:** 251176815

**BUSINESS ADDRESS:**
- **STREET 1:** 500 EAST BOULEVARD
- **CITY:** CHARLOTTE
- **STATE:** NC
- **ZIP:** 28203
- **BUSINESS PHONE:** 704-272-4698

**MAIL ADDRESS:**
- **STREET 1:** 500 EAST BOULEVARD
- **CITY:** CHARLOTTE
- **STATE:** NC
- **ZIP:** 28203

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 06-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Biltmore Family Office LLC<br>**Address:** 500 EAST BOULEVARD<br>CHARLOTTE, NC 28203

**Form 13F File Number:** 028-18589

**CRD Number (if applicable):** 000167174

**SEC File Number (if applicable):** 801-78011

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Christopher H. A. Cecil<br>**Title:** President/Chief Compliance Officer<br>**Phone:** 704-412-4246

**Signature, Place, and Date of Signing:**

/s/ Christopher H. A. Cecil  Charlotte, NC  08-01-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 281

**Form 13F Information Table Value Total:** $591933171

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| 3M CO | COM | 88579Y101 |  | 2320138 | 15240 | SH |  | SOLE |  | 15240 | 0 | 0 |
| ABBOTT LABS | COM | 002824100 |  | 3967791 | 29173 | SH |  | SOLE |  | 29173 | 0 | 0 |
| ABBVIE INC | COM | 00287Y109 |  | 5850115 | 31517 | SH |  | SOLE |  | 31517 | 0 | 0 |
| ACRES COMMERCIAL REALTY CORP | COM NEW | 00489Q102 |  | 425178 | 23700 | SH |  | SOLE |  | 23700 | 0 | 0 |
| ADOBE INC | COM | 00724F101 |  | 315836 | 816 | SH |  | SOLE |  | 816 | 0 | 0 |
| AFFIRM HLDGS INC | COM CL A | 00827B106 |  | 433508 | 6270 | SH |  | SOLE |  | 6270 | 0 | 0 |
| AFLAC INC | COM | 001055102 |  | 2558779 | 24263 | SH |  | SOLE |  | 24263 | 0 | 0 |
| AIR PRODS  CHEMS INC | COM | 009158106 |  | 221981 | 787 | SH |  | SOLE |  | 787 | 0 | 0 |
| ALLIANCE ENTERTAINMENT HOLDI | *W EXP 02/10/202 | 01861F110 |  | 3420 | 19002 | SH |  | SOLE |  | 19002 | 0 | 0 |
| ALLSTATE CORP | COM | 020002101 |  | 1357500 | 6710 | SH |  | SOLE |  | 6710 | 0 | 0 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 4100370 | 23115 | SH |  | SOLE |  | 23115 | 0 | 0 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 3932054 | 22312 | SH |  | SOLE |  | 22312 | 0 | 0 |
| AMAZON COM INC | COM | 023135106 |  | 4578128 | 20868 | SH |  | SOLE |  | 20868 | 0 | 0 |
| AMERICAN ELEC PWR CO INC | COM | 025537101 |  | 310450 | 2992 | SH |  | SOLE |  | 2992 | 0 | 0 |
| AMERICAN EXPRESS CO | COM | 025816109 |  | 200000 | 627 | SH |  | SOLE |  | 627 | 0 | 0 |
| AMGEN INC | COM | 031162100 |  | 663124 | 2375 | SH |  | SOLE |  | 2375 | 0 | 0 |
| AMPHENOL CORP NEW | CL A | 032095101 |  | 205348 | 2076 | SH |  | SOLE |  | 2076 | 0 | 0 |
| AMPLIFY ETF TR | AMPLIFY TRAVEL T | 032108540 |  | 108 | 5 | SH |  | SOLE |  | 5 | 0 | 0 |
| AMPLIFY ETF TR | BLOCKCHAIN LDR | 032108607 |  | 571 | 10 | SH |  | SOLE |  | 10 | 0 | 0 |
| AMPLIFY ETF TR | AMPLIFY DGTL PAY | 032108656 |  | 2897750 | 48360 | SH |  | SOLE |  | 48360 | 0 | 0 |
| ANALOG DEVICES INC | COM | 032654105 |  | 405769 | 1705 | SH |  | SOLE |  | 1705 | 0 | 0 |
| AON PLC | SHS CL A | G0403H108 |  | 5904021 | 16549 | SH |  | SOLE |  | 16549 | 0 | 0 |
| APPLE INC | COM | 037833100 |  | 155233100 | 756607 | SH |  | SOLE |  | 756607 | 0 | 0 |
| APPLIED MATLS INC | COM | 038222105 |  | 200096 | 1093 | SH |  | SOLE |  | 1093 | 0 | 0 |
| ARK ETF TR | INNOVATION ETF | 00214Q104 |  | 1089495 | 15500 | SH |  | SOLE |  | 15500 | 0 | 0 |
| ARK ETF TR | NEXT GNRTN INTER | 00214Q401 |  | 295 | 2 | SH |  | SOLE |  | 2 | 0 | 0 |
| ARQIT QUANTUM INC | COM NEW | G0567U127 |  | 252693 | 6824 | SH |  | SOLE |  | 6824 | 0 | 0 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 4268804 | 13773 | SH |  | SOLE |  | 13773 | 0 | 0 |
| AVIDXCHANGE HOLDINGS INC | COM | 05368X102 |  | 29214814 | 2984149 | SH |  | SOLE |  | 2984149 | 0 | 0 |
| BANK AMERICA CORP | COM | 060505104 |  | 1880870 | 39748 | SH |  | SOLE |  | 39748 | 0 | 0 |
| BANK MONTREAL QUE | COM | 063671101 |  | 482347 | 4360 | SH |  | SOLE |  | 4360 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL A | 084670108 |  | 728800 | 1 | SH |  | SOLE |  | 1 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 7071726 | 14558 | SH |  | SOLE |  | 14558 | 0 | 0 |
| BLACKROCK INC | COM | 09290D101 |  | 846203 | 806 | SH |  | SOLE |  | 806 | 0 | 0 |
| BLACKROCK SCIENCE  TECHNOLO | SHS BEN INT | 09260K101 |  | 203163 | 9791 | SH |  | SOLE |  | 9791 | 0 | 0 |
| BLACKSTONE INC | COM | 09260D107 |  | 302750 | 2024 | SH |  | SOLE |  | 2024 | 0 | 0 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 |  | 471788 | 10192 | SH |  | SOLE |  | 10192 | 0 | 0 |
| BROADCOM INC | COM | 11135F101 |  | 2160545 | 7838 | SH |  | SOLE |  | 7838 | 0 | 0 |
| BROADRIDGE FINL SOLUTIONS IN | COM | 11133T103 |  | 979299 | 4015 | SH |  | SOLE |  | 4015 | 0 | 0 |
| CATERPILLAR INC | COM | 149123101 |  | 2344788 | 6040 | SH |  | SOLE |  | 6040 | 0 | 0 |
| CDW CORP | COM | 12514G108 |  | 209129 | 1171 | SH |  | SOLE |  | 1171 | 0 | 0 |
| CELULARITY INC | CL A NEW | 151190204 |  | 68600 | 35000 | SH |  | SOLE |  | 35000 | 0 | 0 |
| CHEVRON CORP NEW | COM | 166764100 |  | 410599 | 2868 | SH |  | SOLE |  | 2868 | 0 | 0 |
| CINCINNATI FINL CORP | COM | 172062101 |  | 226183 | 1510 | SH |  | SOLE |  | 1510 | 0 | 0 |
| CISCO SYS INC | COM | 17275R102 |  | 2316757 | 33392 | SH |  | SOLE |  | 33392 | 0 | 0 |
| COCA COLA CO | COM | 191216100 |  | 1884195 | 26441 | SH |  | SOLE |  | 26441 | 0 | 0 |
| COLGATE PALMOLIVE CO | COM | 194162103 |  | 555217 | 6108 | SH |  | SOLE |  | 6108 | 0 | 0 |
| COMCAST CORP NEW | CL A | 20030N101 |  | 429172 | 12025 | SH |  | SOLE |  | 12025 | 0 | 0 |
| CONOCOPHILLIPS | COM | 20825C104 |  | 349537 | 3895 | SH |  | SOLE |  | 3895 | 0 | 0 |
| CONSOLIDATED EDISON INC | COM | 209115104 |  | 220519 | 2198 | SH |  | SOLE |  | 2198 | 0 | 0 |
| CONSTELLATION ENERGY CORP | COM | 21037T109 |  | 229805 | 712 | SH |  | SOLE |  | 712 | 0 | 0 |
| CORTEVA INC | COM | 22052L104 |  | 253104 | 3396 | SH |  | SOLE |  | 3396 | 0 | 0 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 1273063 | 1286 | SH |  | SOLE |  | 1286 | 0 | 0 |
| CROWDSTRIKE HLDGS INC | CL A | 22788C105 |  | 526627 | 1034 | SH |  | SOLE |  | 1034 | 0 | 0 |
| DANAHER CORPORATION | COM | 235851102 |  | 383057 | 1936 | SH |  | SOLE |  | 1936 | 0 | 0 |
| DIMENSIONAL ETF TRUST | INTL CORE EQT MK | 25434V203 |  | 11754 | 340 | SH |  | SOLE |  | 340 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US EQUITY MARKET | 25434V401 |  | 1797141 | 26815 | SH |  | SOLE |  | 26815 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 |  | 22543 | 629 | SH |  | SOLE |  | 629 | 0 | 0 |
| DISNEY WALT CO | COM | 254687106 |  | 1146986 | 9212 | SH |  | SOLE |  | 9212 | 0 | 0 |
| DOW INC | COM | 260557103 |  | 221902 | 8380 | SH |  | SOLE |  | 8380 | 0 | 0 |
| DUKE ENERGY CORP NEW | COM NEW | 26441C204 |  | 1352463 | 11462 | SH |  | SOLE |  | 11462 | 0 | 0 |
| DUPONT DE NEMOURS INC | COM | 26614N102 |  | 385476 | 5620 | SH |  | SOLE |  | 5620 | 0 | 0 |
| EASTMAN CHEM CO | COM | 277432100 |  | 213259 | 2825 | SH |  | SOLE |  | 2825 | 0 | 0 |
| ELI LILLY  CO | COM | 532457108 |  | 2492157 | 3197 | SH |  | SOLE |  | 3197 | 0 | 0 |
| EMERSON ELEC CO | COM | 291011104 |  | 2018216 | 15137 | SH |  | SOLE |  | 15137 | 0 | 0 |
| EQUIFAX INC | COM | 294429105 |  | 4584624 | 17676 | SH |  | SOLE |  | 17676 | 0 | 0 |
| EXCHANGE TRADED CONCEPTS TRU | ROBO GLB ETF | 301505707 |  | 12035327 | 201327 | SH |  | SOLE |  | 201327 | 0 | 0 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 2808513 | 26053 | SH |  | SOLE |  | 26053 | 0 | 0 |
| FAIR ISAAC CORP | COM | 303250104 |  | 338173 | 185 | SH |  | SOLE |  | 185 | 0 | 0 |
| FIDELITY NATL INFORMATION SV | COM | 31620M106 |  | 727398 | 8935 | SH |  | SOLE |  | 8935 | 0 | 0 |
| FIFTH THIRD BANCORP | COM | 316773100 |  | 309590 | 7460 | SH |  | SOLE |  | 7460 | 0 | 0 |
| FIRST TR EXCHANGE TRADED FD | ENERGY ALPHADX | 33734X127 |  | 48971 | 3226 | SH |  | SOLE |  | 3226 | 0 | 0 |
| FIRST TR EXCHANGE TRADED FD | TECH ALPHADEX | 33734X176 |  | 68923 | 438 | SH |  | SOLE |  | 438 | 0 | 0 |
| FIRST TR EXCHANGE TRADED FD | NASDAQ CYB ETF | 33734X846 |  | 97423 | 1289 | SH |  | SOLE |  | 1289 | 0 | 0 |
| FIRST TR EXCHANGE TRADED FD | NASDQ CLN EDGE | 33737A108 |  | 1129120 | 8122 | SH |  | SOLE |  | 8122 | 0 | 0 |
| FIRST TR EXCHANGE TRADED FD | RISNG DIVD ACHIV | 33738R506 |  | 12485 | 199 | SH |  | SOLE |  | 199 | 0 | 0 |
| FIRST TR EXCHANGE TRADED FD | NASDQ ARTFCIAL | 33738R720 |  | 7031570 | 145581 | SH |  | SOLE |  | 145581 | 0 | 0 |
| FIRST WESTN FINL INC | COM | 33751L105 |  | 1022329 | 45316 | SH |  | SOLE |  | 45316 | 0 | 0 |
| FISERV INC | COM | 337738108 |  | 344820 | 2000 | SH |  | SOLE |  | 2000 | 0 | 0 |
| FTAI AVIATION LTD | SHS | G3730V105 |  | 5135486 | 44641 | SH |  | SOLE |  | 44641 | 0 | 0 |
| FTAI INFRASTRUCTURE INC | COMMON STOCK | 35953C106 |  | 1394701 | 226046 | SH |  | SOLE |  | 226046 | 0 | 0 |
| GALLAGHER ARTHUR J  CO | COM | 363576109 |  | 480180 | 1500 | SH |  | SOLE |  | 1500 | 0 | 0 |
| GE AEROSPACE | COM NEW | 369604301 |  | 357327 | 1388 | SH |  | SOLE |  | 1388 | 0 | 0 |
| GE VERNOVA INC | COM | 36828A101 |  | 285741 | 540 | SH |  | SOLE |  | 540 | 0 | 0 |
| GENERAL MLS INC | COM | 370334104 |  | 331066 | 6390 | SH |  | SOLE |  | 6390 | 0 | 0 |
| GLOBAL X FDS | CLEANTECH ETF | 37954Y228 |  | 271 | 38 | SH |  | SOLE |  | 38 | 0 | 0 |
| GLOBAL X FDS | CYBRSCURTY ETF | 37954Y384 |  | 6026370 | 162436 | SH |  | SOLE |  | 162436 | 0 | 0 |
| GLOBAL X FDS | NASDAQ 100 COVER | 37954Y483 |  | 12540 | 750 | SH |  | SOLE |  | 750 | 0 | 0 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 |  | 1016329 | 1436 | SH |  | SOLE |  | 1436 | 0 | 0 |
| HERON THERAPEUTICS INC | COM | 427746102 |  | 210037 | 101467 | SH |  | SOLE |  | 101467 | 0 | 0 |
| HOME DEPOT INC | COM | 437076102 |  | 1679211 | 4580 | SH |  | SOLE |  | 4580 | 0 | 0 |
| HONEYWELL INTL INC | COM | 438516106 |  | 388444 | 1668 | SH |  | SOLE |  | 1668 | 0 | 0 |
| INTEL CORP | COM | 458140100 |  | 232670 | 10387 | SH |  | SOLE |  | 10387 | 0 | 0 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 1926929 | 6537 | SH |  | SOLE |  | 6537 | 0 | 0 |
| INTUIT | COM | 461202103 |  | 3613792 | 4588 | SH |  | SOLE |  | 4588 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | S SMLCP INFO | 46138E115 |  | 33986 | 735 | SH |  | SOLE |  | 735 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | S MIDCP LOW | 46138E198 |  | 6167 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | S LOW VOL | 46138E354 |  | 438741 | 6025 | SH |  | SOLE |  | 6025 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | PURBTA MSCI US | 46138E461 |  | 8830 | 142 | SH |  | SOLE |  | 142 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | CHINA TECHNLGY | 46138E800 |  | 37214 | 841 | SH |  | SOLE |  | 841 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T | WATER RES ETF | 46137V142 |  | 38451 | 550 | SH |  | SOLE |  | 550 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T | S QUALITY | 46137V241 |  | 391930 | 5500 | SH |  | SOLE |  | 5500 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T | S EQL TEC | 46137V282 |  | 2622562 | 64310 | SH |  | SOLE |  | 64310 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T | S EQL HLT | 46137V332 |  | 1085496 | 37200 | SH |  | SOLE |  | 37200 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T | S EQL WGT | 46137V357 |  | 16917134 | 93084 | SH |  | SOLE |  | 93084 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T | S MDCP QUALITY | 46137V472 |  | 1421238 | 14467 | SH |  | SOLE |  | 14467 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T | DIVID ACHIEVEV | 46137V506 |  | 16956 | 352 | SH |  | SOLE |  | 352 | 0 | 0 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 772058 | 1398 | SH |  | SOLE |  | 1398 | 0 | 0 |
| ISHARES GOLD TR | ISHARES NEW | 464285204 |  | 43782274 | 702089 | SH |  | SOLE |  | 702089 | 0 | 0 |
| ISHARES INC | MSCI ISRAEL ETF | 464286632 |  | 50571 | 533 | SH |  | SOLE |  | 533 | 0 | 0 |
| ISHARES INC | MSCI PAC JP ETF | 464286665 |  | 255638 | 5178 | SH |  | SOLE |  | 5178 | 0 | 0 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 336888 | 5612 | SH |  | SOLE |  | 5612 | 0 | 0 |
| ISHARES INC | MSCI JPN ETF NEW | 46434G822 |  | 179178 | 2390 | SH |  | SOLE |  | 2390 | 0 | 0 |
| ISHARES SILVER TR | ISHARES | 46428Q109 |  | 492150 | 15000 | SH |  | SOLE |  | 15000 | 0 | 0 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 14179 | 105 | SH |  | SOLE |  | 105 | 0 | 0 |
| ISHARES TR | SELECT DIVID ETF | 464287168 |  | 340923 | 2567 | SH |  | SOLE |  | 2567 | 0 | 0 |
| ISHARES TR | TIPS BD ETF | 464287176 |  | 59972 | 545 | SH |  | SOLE |  | 545 | 0 | 0 |
| ISHARES TR | CORE S ETF | 464287200 |  | 3170936 | 5107 | SH |  | SOLE |  | 5107 | 0 | 0 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 102474 | 1033 | SH |  | SOLE |  | 1033 | 0 | 0 |
| ISHARES TR | MSCI EMG MKT ETF | 464287234 |  | 24120 | 500 | SH |  | SOLE |  | 500 | 0 | 0 |
| ISHARES TR | IBOXX INV CP ETF | 464287242 |  | 27403 | 250 | SH |  | SOLE |  | 250 | 0 | 0 |
| ISHARES TR | LATN AMER 40 ETF | 464287390 |  | 31463 | 1200 | SH |  | SOLE |  | 1200 | 0 | 0 |
| ISHARES TR | S 500 VAL ETF | 464287408 |  | 147738 | 756 | SH |  | SOLE |  | 756 | 0 | 0 |
| ISHARES TR | 20 YR TR BD ETF | 464287432 |  | 581832 | 6593 | SH |  | SOLE |  | 6593 | 0 | 0 |
| ISHARES TR | 1 3 YR TREAS BD | 464287457 |  | 5688978 | 68658 | SH |  | SOLE |  | 68658 | 0 | 0 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 1912856 | 21399 | SH |  | SOLE |  | 21399 | 0 | 0 |
| ISHARES TR | RUS MDCP VAL ETF | 464287473 |  | 52327 | 396 | SH |  | SOLE |  | 396 | 0 | 0 |
| ISHARES TR | RUS MD CP GR ETF | 464287481 |  | 166416 | 1200 | SH |  | SOLE |  | 1200 | 0 | 0 |
| ISHARES TR | RUS MID CAP ETF | 464287499 |  | 307824 | 3347 | SH |  | SOLE |  | 3347 | 0 | 0 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 2100586 | 33869 | SH |  | SOLE |  | 33869 | 0 | 0 |
| ISHARES TR | EXPANDED TECH | 464287515 |  | 13688 | 125 | SH |  | SOLE |  | 125 | 0 | 0 |
| ISHARES TR | ISHARES SEMICDTR | 464287523 |  | 11935 | 50 | SH |  | SOLE |  | 50 | 0 | 0 |
| ISHARES TR | EXPND TEC SC ETF | 464287549 |  | 15503 | 138 | SH |  | SOLE |  | 138 | 0 | 0 |
| ISHARES TR | ISHARES BIOTECH | 464287556 |  | 1116830 | 8828 | SH |  | SOLE |  | 8828 | 0 | 0 |
| ISHARES TR | SELECT US REIT | 464287564 |  | 61160 | 1000 | SH |  | SOLE |  | 1000 | 0 | 0 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 |  | 499754 | 2573 | SH |  | SOLE |  | 2573 | 0 | 0 |
| ISHARES TR | S MC 400GR ETF | 464287606 |  | 425241 | 4674 | SH |  | SOLE |  | 4674 | 0 | 0 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 3219166 | 7582 | SH |  | SOLE |  | 7582 | 0 | 0 |
| ISHARES TR | RUS 2000 VAL ETF | 464287630 |  | 47012 | 298 | SH |  | SOLE |  | 298 | 0 | 0 |
| ISHARES TR | RUS 2000 GRW ETF | 464287648 |  | 5717 | 20 | SH |  | SOLE |  | 20 | 0 | 0 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 681465 | 3158 | SH |  | SOLE |  | 3158 | 0 | 0 |
| ISHARES TR | RUSSELL 3000 ETF | 464287689 |  | 352755 | 1005 | SH |  | SOLE |  | 1005 | 0 | 0 |
| ISHARES TR | U.S. TECH ETF | 464287721 |  | 69308 | 400 | SH |  | SOLE |  | 400 | 0 | 0 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 3418917 | 31283 | SH |  | SOLE |  | 31283 | 0 | 0 |
| ISHARES TR | GL CLEAN ENE ETF | 464288224 |  | 303208 | 23128 | SH |  | SOLE |  | 23128 | 0 | 0 |
| ISHARES TR | EAFE SML CP ETF | 464288273 |  | 339052 | 4665 | SH |  | SOLE |  | 4665 | 0 | 0 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 5269449 | 50435 | SH |  | SOLE |  | 50435 | 0 | 0 |
| ISHARES TR | CRE U S REIT ETF | 464288521 |  | 130427 | 2306 | SH |  | SOLE |  | 2306 | 0 | 0 |
| ISHARES TR | 10-20 YR TRS ETF | 464288653 |  | 79756 | 785 | SH |  | SOLE |  | 785 | 0 | 0 |
| ISHARES TR | 3 7 YR TREAS BD | 464288661 |  | 23818 | 200 | SH |  | SOLE |  | 200 | 0 | 0 |
| ISHARES TR | US AER DEF ETF | 464288760 |  | 245043 | 1299 | SH |  | SOLE |  | 1299 | 0 | 0 |
| ISHARES TR | ESG OPTIMIZED | 464288802 |  | 1268 | 10 | SH |  | SOLE |  | 10 | 0 | 0 |
| ISHARES TR | U.S. MED DVC ETF | 464288810 |  | 169128 | 2700 | SH |  | SOLE |  | 2700 | 0 | 0 |
| ISHARES TR | MICRO-CAP ETF | 464288869 |  | 775917 | 6078 | SH |  | SOLE |  | 6078 | 0 | 0 |
| ISHARES TR | MSCI USA VALUE | 46432F388 |  | 90568 | 800 | SH |  | SOLE |  | 800 | 0 | 0 |
| ISHARES TR | CORE MSCI TOTAL | 46432F834 |  | 46618 | 603 | SH |  | SOLE |  | 603 | 0 | 0 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 2370915 | 28401 | SH |  | SOLE |  | 28401 | 0 | 0 |
| ISHARES TR | CORE DIV GRWTH | 46434V621 |  | 655168 | 10247 | SH |  | SOLE |  | 10247 | 0 | 0 |
| ISHARES TR | GLOBAL REIT ETF | 46434V647 |  | 20995 | 850 | SH |  | SOLE |  | 850 | 0 | 0 |
| ISHARES TR | ESG MSCI LEADR | 46435U218 |  | 867 | 8 | SH |  | SOLE |  | 8 | 0 | 0 |
| ISHARES TR | SELF DRIVNG EV | 46435U366 |  | 1086278 | 35522 | SH |  | SOLE |  | 35522 | 0 | 0 |
| ISHARES TR | IBDS DEC28 ETF | 46435U515 |  | 16523 | 650 | SH |  | SOLE |  | 650 | 0 | 0 |
| ISHARES TR | ESG SELECT SCREE | 46436E544 |  | 1265600 | 32000 | SH |  | SOLE |  | 32000 | 0 | 0 |
| ISHARES TR | ESG SELECT SCRE | 46436E551 |  | 1296792 | 31248 | SH |  | SOLE |  | 31248 | 0 | 0 |
| ISHARES TR | ESG SELECT SCRE | 46436E569 |  | 2680158 | 56201 | SH |  | SOLE |  | 56201 | 0 | 0 |
| ISHARES TR | EGSADVNCDMSCI EM | 46436E742 |  | 123351 | 2877 | SH |  | SOLE |  | 2877 | 0 | 0 |
| ISHARES TR | ESG EAFE ETF | 46436E759 |  | 186100 | 2500 | SH |  | SOLE |  | 2500 | 0 | 0 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 2649777 | 17347 | SH |  | SOLE |  | 17347 | 0 | 0 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 3961159 | 13663 | SH |  | SOLE |  | 13663 | 0 | 0 |
| KELLANOVA | COM | 487836108 |  | 556710 | 7000 | SH |  | SOLE |  | 7000 | 0 | 0 |
| KIMBERLY-CLARK CORP | COM | 494368103 |  | 405770 | 3117 | SH |  | SOLE |  | 3117 | 0 | 0 |
| KRANESHARES TRUST | CALIFORNIA CARB | 500767553 |  | 252044 | 16240 | SH |  | SOLE |  | 16240 | 0 | 0 |
| KRANESHARES TRUST | ELEC VEH FUTUR | 500767827 |  | 110 | 5 | SH |  | SOLE |  | 5 | 0 | 0 |
| L3HARRIS TECHNOLOGIES INC | COM | 502431109 |  | 544824 | 2172 | SH |  | SOLE |  | 2172 | 0 | 0 |
| LAM RESEARCH CORP | COM NEW | 512807306 |  | 477117 | 4890 | SH |  | SOLE |  | 4890 | 0 | 0 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 471477 | 1018 | SH |  | SOLE |  | 1018 | 0 | 0 |
| LOWES COS INC | COM | 548661107 |  | 313106 | 1411 | SH |  | SOLE |  | 1411 | 0 | 0 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 1582985 | 2817 | SH |  | SOLE |  | 2817 | 0 | 0 |
| MCDONALDS CORP | COM | 580135101 |  | 823627 | 2819 | SH |  | SOLE |  | 2819 | 0 | 0 |
| MEDTRONIC PLC | SHS | G5960L103 |  | 708928 | 8067 | SH |  | SOLE |  | 8067 | 0 | 0 |
| MERCK  CO INC | COM | 58933Y105 |  | 4437935 | 55495 | SH |  | SOLE |  | 55495 | 0 | 0 |
| META PLATFORMS INC | CL A | 30303M102 |  | 2451033 | 3321 | SH |  | SOLE |  | 3321 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 |  | 16019792 | 32206 | SH |  | SOLE |  | 32206 | 0 | 0 |
| MORGAN STANLEY | COM NEW | 617446448 |  | 226644 | 1609 | SH |  | SOLE |  | 1609 | 0 | 0 |
| NETFLIX INC | COM | 64110L106 |  | 1010000 | 754 | SH |  | SOLE |  | 754 | 0 | 0 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 536269 | 7725 | SH |  | SOLE |  | 7725 | 0 | 0 |
| NORFOLK SOUTHN CORP | COM | 655844108 |  | 266721 | 1042 | SH |  | SOLE |  | 1042 | 0 | 0 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 5162624 | 32675 | SH |  | SOLE |  | 32675 | 0 | 0 |
| ORACLE CORP | COM | 68389X105 |  | 3424004 | 15661 | SH |  | SOLE |  | 15661 | 0 | 0 |
| OREILLY AUTOMOTIVE INC | COM | 67103H107 |  | 210904 | 2340 | SH |  | SOLE |  | 2340 | 0 | 0 |
| PARKER-HANNIFIN CORP | COM | 701094104 |  | 1510092 | 2162 | SH |  | SOLE |  | 2162 | 0 | 0 |
| PAYCHEX INC | COM | 704326107 |  | 450635 | 3098 | SH |  | SOLE |  | 3098 | 0 | 0 |
| PEPSICO INC | COM | 713448108 |  | 3416799 | 25877 | SH |  | SOLE |  | 25877 | 0 | 0 |
| PFIZER INC | COM | 717081103 |  | 453870 | 18724 | SH |  | SOLE |  | 18724 | 0 | 0 |
| PNC FINL SVCS GROUP INC | COM | 693475105 |  | 3025037 | 16227 | SH |  | SOLE |  | 16227 | 0 | 0 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 3898235 | 24468 | SH |  | SOLE |  | 24468 | 0 | 0 |
| PROGRESSIVE CORP | COM | 743315103 |  | 396287 | 1485 | SH |  | SOLE |  | 1485 | 0 | 0 |
| QUALCOMM INC | COM | 747525103 |  | 1851214 | 11624 | SH |  | SOLE |  | 11624 | 0 | 0 |
| QUANTA SVCS INC | COM | 74762E102 |  | 264278 | 699 | SH |  | SOLE |  | 699 | 0 | 0 |
| QUEST DIAGNOSTICS INC | COM | 74834L100 |  | 222562 | 1239 | SH |  | SOLE |  | 1239 | 0 | 0 |
| RTX CORPORATION | COM | 75513E101 |  | 455822 | 3122 | SH |  | SOLE |  | 3122 | 0 | 0 |
| S GLOBAL INC | COM | 78409V104 |  | 405486 | 769 | SH |  | SOLE |  | 769 | 0 | 0 |
| SCHWAB CHARLES CORP | COM | 808513105 |  | 356292 | 3905 | SH |  | SOLE |  | 3905 | 0 | 0 |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 |  | 160853 | 6750 | SH |  | SOLE |  | 6750 | 0 | 0 |
| SCHWAB STRATEGIC TR | US LCAP VA ETF | 808524409 |  | 762198 | 27546 | SH |  | SOLE |  | 27546 | 0 | 0 |
| SCHWAB STRATEGIC TR | US MID-CAP ETF | 808524508 |  | 617240 | 22005 | SH |  | SOLE |  | 22005 | 0 | 0 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 |  | 211002 | 8340 | SH |  | SOLE |  | 8340 | 0 | 0 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 11925 | 450 | SH |  | SOLE |  | 450 | 0 | 0 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 799755 | 36188 | SH |  | SOLE |  | 36188 | 0 | 0 |
| SELECT SECTOR SPDR TR | SBI MATERIALS | 81369Y100 |  | 17562 | 200 | SH |  | SOLE |  | 200 | 0 | 0 |
| SELECT SECTOR SPDR TR | SBI HEALTHCARE | 81369Y209 |  | 634187 | 4705 | SH |  | SOLE |  | 4705 | 0 | 0 |
| SELECT SECTOR SPDR TR | SBI CONS STPLS | 81369Y308 |  | 28340 | 350 | SH |  | SOLE |  | 350 | 0 | 0 |
| SELECT SECTOR SPDR TR | SBI CONS DISCR | 81369Y407 |  | 38033 | 175 | SH |  | SOLE |  | 175 | 0 | 0 |
| SELECT SECTOR SPDR TR | ENERGY | 81369Y506 |  | 76329 | 900 | SH |  | SOLE |  | 900 | 0 | 0 |
| SELECT SECTOR SPDR TR | FINANCIAL | 81369Y605 |  | 587853 | 11225 | SH |  | SOLE |  | 11225 | 0 | 0 |
| SELECT SECTOR SPDR TR | INDL | 81369Y704 |  | 14752 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| SELECT SECTOR SPDR TR | TECHNOLOGY | 81369Y803 |  | 1110414 | 4385 | SH |  | SOLE |  | 4385 | 0 | 0 |
| SELECT SECTOR SPDR TR | SBI INT-UTILS | 81369Y886 |  | 59612 | 730 | SH |  | SOLE |  | 730 | 0 | 0 |
| SOLVENTUM CORP | COM SHS | 83444M101 |  | 233208 | 3075 | SH |  | SOLE |  | 3075 | 0 | 0 |
| SOUTHERN CO | COM | 842587107 |  | 2818906 | 30697 | SH |  | SOLE |  | 30697 | 0 | 0 |
| SOUTHSTATE CORPORATION | COM | 840441109 |  | 214982 | 2336 | SH |  | SOLE |  | 2336 | 0 | 0 |
| SPDR DOW JONES INDL AVERAGE | UT SER 1 | 78467X109 |  | 265110 | 600 | SH |  | SOLE |  | 600 | 0 | 0 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 497787 | 1633 | SH |  | SOLE |  | 1633 | 0 | 0 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 11956628 | 19297 | SH |  | SOLE |  | 19297 | 0 | 0 |
| SPDR SERIES TRUST | NYSE TECH ETF | 78464A102 |  | 641131 | 2702 | SH |  | SOLE |  | 2702 | 0 | 0 |
| SPDR SERIES TRUST | PORTFOLIO CRPORT | 78464A144 |  | 19344 | 662 | SH |  | SOLE |  | 662 | 0 | 0 |
| SPDR SERIES TRUST | AEROSPACE DEF | 78464A631 |  | 94923 | 450 | SH |  | SOLE |  | 450 | 0 | 0 |
| SPDR SERIES TRUST | S DIVID ETF | 78464A763 |  | 74652 | 550 | SH |  | SOLE |  | 550 | 0 | 0 |
| SPDR SERIES TRUST | PORTFOLIO S | 78464A847 |  | 7396 | 136 | SH |  | SOLE |  | 136 | 0 | 0 |
| SPDR SERIES TRUST | S SEMICNDCTR | 78464A862 |  | 423242 | 1650 | SH |  | SOLE |  | 1650 | 0 | 0 |
| SPDR SERIES TRUST | S BIOTECH | 78464A870 |  | 1401440 | 16899 | SH |  | SOLE |  | 16899 | 0 | 0 |
| SPROTT PHYSICAL GOLD TR | UNIT | 85207H104 |  | 7477993 | 294990 | SH |  | SOLE |  | 294990 | 0 | 0 |
| STRYKER CORPORATION | COM | 863667101 |  | 635145 | 1602 | SH |  | SOLE |  | 1602 | 0 | 0 |
| TARGET CORP | COM | 87612E106 |  | 208250 | 2111 | SH |  | SOLE |  | 2111 | 0 | 0 |
| TESLA INC | COM | 88160R101 |  | 724265 | 2280 | SH |  | SOLE |  | 2280 | 0 | 0 |
| TEXAS PACIFIC LAND CORPORATI | COM | 88262P102 |  | 402485 | 381 | SH |  | SOLE |  | 381 | 0 | 0 |
| THERMO FISHER SCIENTIFIC INC | COM | 883556102 |  | 616953 | 1520 | SH |  | SOLE |  | 1520 | 0 | 0 |
| TJX COS INC NEW | COM | 872540109 |  | 269085 | 2179 | SH |  | SOLE |  | 2179 | 0 | 0 |
| TRANSDIGM GROUP INC | COM | 893641100 |  | 325417 | 214 | SH |  | SOLE |  | 214 | 0 | 0 |
| TRAVELERS COMPANIES INC | COM | 89417E109 |  | 223128 | 834 | SH |  | SOLE |  | 834 | 0 | 0 |
| TRUIST FINL CORP | COM | 89832Q109 |  | 312688 | 7274 | SH |  | SOLE |  | 7274 | 0 | 0 |
| UNION PAC CORP | COM | 907818108 |  | 1853064 | 8054 | SH |  | SOLE |  | 8054 | 0 | 0 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 204028 | 654 | SH |  | SOLE |  | 654 | 0 | 0 |
| VALLEY NATL BANCORP | COM | 919794107 |  | 208182 | 23029 | SH |  | SOLE |  | 23029 | 0 | 0 |
| VALUED ADVISERS TR | REGAN FLTG RATE | 92046L338 |  | 7221967 | 282992 | SH |  | SOLE |  | 282992 | 0 | 0 |
| VANECK ETF TRUST | FALLEN ANGEL HG | 92189F437 |  | 40816 | 1394 | SH |  | SOLE |  | 1394 | 0 | 0 |
| VANECK ETF TRUST | SEMICONDUCTR ETF | 92189F676 |  | 794808 | 2850 | SH |  | SOLE |  | 2850 | 0 | 0 |
| VANECK ETF TRUST | GAMING ETF | 92189F882 |  | 212 | 5 | SH |  | SOLE |  | 5 | 0 | 0 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 |  | 333058 | 4232 | SH |  | SOLE |  | 4232 | 0 | 0 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 50805 | 690 | SH |  | SOLE |  | 690 | 0 | 0 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 4399921 | 7722 | SH |  | SOLE |  | 7722 | 0 | 0 |
| VANGUARD INDEX FDS | MCAP VL IDXVIP | 922908512 |  | 313951 | 1899 | SH |  | SOLE |  | 1899 | 0 | 0 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 4197932 | 47136 | SH |  | SOLE |  | 47136 | 0 | 0 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 1482598 | 5278 | SH |  | SOLE |  | 5278 | 0 | 0 |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 |  | 14349459 | 50147 | SH |  | SOLE |  | 50147 | 0 | 0 |
| VANGUARD INDEX FDS | EXTEND MKT ETF | 922908652 |  | 290029 | 1505 | SH |  | SOLE |  | 1505 | 0 | 0 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 31162 | 71 | SH |  | SOLE |  | 71 | 0 | 0 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 187833 | 1057 | SH |  | SOLE |  | 1057 | 0 | 0 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 1004807 | 4226 | SH |  | SOLE |  | 4226 | 0 | 0 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 4074839 | 13367 | SH |  | SOLE |  | 13367 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | TT WRLD ST ETF | 922042742 |  | 41512 | 323 | SH |  | SOLE |  | 323 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 259418 | 5245 | SH |  | SOLE |  | 5245 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | FTSE EUROPE ETF | 922042874 |  | 986343 | 12727 | SH |  | SOLE |  | 12727 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 |  | 237944 | 2993 | SH |  | SOLE |  | 2993 | 0 | 0 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 1346911 | 6553 | SH |  | SOLE |  | 6553 | 0 | 0 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 1099267 | 19282 | SH |  | SOLE |  | 19282 | 0 | 0 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 |  | 5960172 | 44709 | SH |  | SOLE |  | 44709 | 0 | 0 |
| VANGUARD WORLD FD | CONSUM STP ETF | 92204A207 |  | 394419 | 1801 | SH |  | SOLE |  | 1801 | 0 | 0 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 |  | 530624 | 800 | SH |  | SOLE |  | 800 | 0 | 0 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 398820 | 9217 | SH |  | SOLE |  | 9217 | 0 | 0 |
| VISA INC | COM CL A | 92826C839 |  | 2222108 | 6259 | SH |  | SOLE |  | 6259 | 0 | 0 |
| WALMART INC | COM | 931142103 |  | 1880370 | 19231 | SH |  | SOLE |  | 19231 | 0 | 0 |
| WASTE MGMT INC DEL | COM | 94106L109 |  | 388890 | 1700 | SH |  | SOLE |  | 1700 | 0 | 0 |
| WELLS FARGO CO NEW | COM | 949746101 |  | 754650 | 9419 | SH |  | SOLE |  | 9419 | 0 | 0 |
| WISDOMTREE TR | EMG MKTS SMCAP | 97717W281 |  | 717457 | 12988 | SH |  | SOLE |  | 12988 | 0 | 0 |
| WISDOMTREE TR | INDIA ERNGS FD | 97717W422 |  | 949 | 20 | SH |  | SOLE |  | 20 | 0 | 0 |
| WISDOMTREE TR | US QTLY DIV GRT | 97717X669 |  | 590367 | 7050 | SH |  | SOLE |  | 7050 | 0 | 0 |
| WORLD GOLD TR | SPDR GLD MINIS | 98149E303 |  | 1646256 | 25126 | SH |  | SOLE |  | 25126 | 0 | 0 |
| YUM BRANDS INC | COM | 988498101 |  | 976951 | 6593 | SH |  | SOLE |  | 6593 | 0 | 0 |
| YUM CHINA HLDGS INC | COM | 98850P109 |  | 308275 | 6895 | SH |  | SOLE |  | 6895 | 0 | 0 |
| ZOETIS INC | CL A | 98978V103 |  | 213340 | 1368 | SH |  | SOLE |  | 1368 | 0 | 0 |

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