# EDGAR Filing Document

**Accession Number:** 0001758543
**File Stem:** 0001758543-25-000002
**Filing Date:** 2025-11
**Character Count:** 14807
**Document Hash:** 432cff2aa2d6f560253d90f1058f9c2c
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001758543-25-000002.hdr.sgml**: 20251105

**ACCESSION NUMBER**: 0001758543-25-000002

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251105

**DATE AS OF CHANGE**: 20251105

**EFFECTIVENESS DATE**: 20251105

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Financial & Tax Architects, LLC
- **CENTRAL INDEX KEY:** 0001758543

**ORGANIZATION NAME:**
- **EIN:** 431841119
- **STATE OF INCORPORATION:** MO
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-22869
- **FILM NUMBER:** 251452894

**BUSINESS ADDRESS:**
- **STREET 1:** 12412 POWERSCOURT DRIVE, SUITE 25
- **CITY:** ST LOUIS
- **STATE:** MO
- **ZIP:** 63131
- **BUSINESS PHONE:** 314-858-1122

**MAIL ADDRESS:**
- **STREET 1:** 12412 POWERSCOURT DRIVE, SUITE 25
- **CITY:** ST LOUIS
- **STATE:** MO
- **ZIP:** 63131

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** Financial & Tax Architects, Inc.
- **DATE OF NAME CHANGE:** 20181108

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 09-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Financial  Tax Architects LLC<br>**Address:** 12412 POWERSCOURT DRIVE SUITE 25<br>ST LOUIS, MO 63131

**Form 13F File Number:** 028-22869

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Paul Felsch<br>**Title:** Chief Compliance Officer<br>**Phone:** 3148581122

**Signature, Place, and Date of Signing:**

Paul Werner Felsch  St. Louis, MO  11-05-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 104

**Form 13F Information Table Value Total:** $453134174

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| AMAZON COM INC COM | Stock | 023135106 |  | 2161008 | 9842 | SH |  | SOLE | 0 | 0 | 0 | 9842 |
| POWERSHARES QQQ TRUST SERIES 1 | ETF | 46090E103 |  | 912933 | 1521 | SH |  | SOLE | 0 | 0 | 0 | 1520 |
| TECHNOLOGY SELECT SECTOR SPDR FUND | ETF | 81369Y803 |  | 1265271 | 4489 | SH |  | SOLE | 0 | 0 | 0 | 4489 |
| SPDR PORTFOLIO AGGREGATE BOND ETF | ETF | 78464A649 |  | 1222283 | 47284 | SH |  | SOLE | 0 | 0 | 0 | 47283 |
| ISHARES GOLD TRUST | ETF | 464285204 |  | 3705376 | 50919 | SH |  | SOLE | 0 | 0 | 0 | 50919 |
| JOHNSON  JOHNSON COM | Stock | 478160104 |  | 8345468 | 45008 | SH |  | SOLE | 0 | 0 | 0 | 45008 |
| VANGUARD TOTAL STOCK MARKET ETF | ETF | 922908769 |  | 440428 | 1342 | SH |  | SOLE | 0 | 0 | 0 | 1342 |
| VANGUARD ENERGY ETF | ETF | 92204A306 |  | 337128 | 2679 | SH |  | SOLE | 0 | 0 | 0 | 2678 |
| ISHARES MSCI SPAIN ETF | ETF | 464286764 |  | 759132 | 15336 | SH |  | SOLE | 0 | 0 | 0 | 15336 |
| COSTCO WHSL CORP NEW COM | Stock | 22160K105 |  | 1870831 | 2021 | SH |  | SOLE | 0 | 0 | 0 | 2021 |
| SHELL PLC SPON ADS | ADR | 780259305 |  | 237337 | 3318 | SH |  | SOLE | 0 | 0 | 0 | 3318 |
| PROCTER AND GAMBLE CO COM | Stock | 742718109 |  | 6996111 | 45533 | SH |  | SOLE | 0 | 0 | 0 | 45532 |
| COCA COLA CO COM | Stock | 191216100 |  | 7195411 | 108495 | SH |  | SOLE | 0 | 0 | 0 | 108495 |
| MEDTRONIC PLC SHS | Stock | G5960L103 |  | 7830376 | 82217 | SH |  | SOLE | 0 | 0 | 0 | 82217 |
| NETFLIX INC COM | Stock | 64110L106 |  | 1903885 | 1588 | SH |  | SOLE | 0 | 0 | 0 | 1588 |
| SUN LIFE FINANCIAL INC. COM | Stock | 866796105 |  | 735608 | 12254 | SH |  | SOLE | 0 | 0 | 0 | 12254 |
| SPDR S 500 ETF TRUST | ETF | 78462F103 |  | 21931508 | 32921 | SH |  | SOLE | 0 | 0 | 0 | 32921 |
| MASTERCARD INCORPORATED CL A | Stock | 57636Q104 |  | 356091 | 626 | SH |  | SOLE | 0 | 0 | 0 | 626 |
| EMERSON ELEC CO COM | Stock | 291011104 |  | 462716 | 3527 | SH |  | SOLE | 0 | 0 | 0 | 3527 |
| ISHARES CORE U.S. REIT ETF | ETF | 464288521 |  | 20405396 | 347503 | SH |  | SOLE | 0 | 0 | 0 | 347503 |
| ISHARES TIPS BOND ETF | ETF | 464287176 |  | 5802358 | 52170 | SH |  | SOLE | 0 | 0 | 0 | 52170 |
| ACCESS TREASURY 0-1 YEAR ETF | ETF | 381430529 |  | 6538267 | 65233 | SH |  | SOLE | 0 | 0 | 0 | 65232 |
| SHERWIN WILLIAMS CO COM | Stock | 824348106 |  | 7118786 | 20559 | SH |  | SOLE | 0 | 0 | 0 | 20559 |
| PEPSICO INC COM | Stock | 713448108 |  | 7132030 | 50783 | SH |  | SOLE | 0 | 0 | 0 | 50783 |
| TE CONNECTIVITY PLC ORD SHS | Stock | G87052109 |  | 833555 | 3797 | SH |  | SOLE | 0 | 0 | 0 | 3797 |
| SPDR BLOOMBERG CONVERTIBLE SECURITIES ETF | ETF | 78464A359 |  | 10225342 | 112987 | SH |  | SOLE | 0 | 0 | 0 | 112987 |
| AUTOMATIC DATA PROCESSING INC COM | Stock | 053015103 |  | 7055705 | 24040 | SH |  | SOLE | 0 | 0 | 0 | 24039 |
| ABRDN BLOOMBERG ALL COMMODITY STRATEGY K-1 FREE ETF | ETF | 003261104 |  | 20662597 | 959266 | SH |  | SOLE | 0 | 0 | 0 | 959266 |
| ABRDN PHYSICAL GOLD SHARES ETF | ETF | 00326A104 |  | 1784586 | 48481 | SH |  | SOLE | 0 | 0 | 0 | 48481 |
| SPDR GOLD SHARES | ETF | 78463V107 |  | 230700 | 649 | SH |  | SOLE | 0 | 0 | 0 | 649 |
| BRITISH AMERN TOB PLC SPONSORED ADR | ADR | 110448107 |  | 839631 | 15818 | SH |  | SOLE | 0 | 0 | 0 | 15818 |
| ISHARES U.S. REAL ESTATE ETF | ETF | 464287739 |  | 1130792 | 11648 | SH |  | SOLE | 0 | 0 | 0 | 11648 |
| CONSUMER STAPLES SELECT SECTOR SPDR FUND | ETF | 81369Y308 |  | 1093814 | 13957 | SH |  | SOLE | 0 | 0 | 0 | 13957 |
| ISHARES BROAD USD HIGH YIELD CORPORATE BOND ETF | ETF | 46435U853 |  | 3498431 | 92600 | SH |  | SOLE | 0 | 0 | 0 | 92600 |
| VANGUARD SHORT-TERM CORPORATE BOND ETF | ETF | 92206C409 |  | 9528364 | 119209 | SH |  | SOLE | 0 | 0 | 0 | 119208 |
| MICROSOFT CORP COM | Stock | 594918104 |  | 4084107 | 7885 | SH |  | SOLE | 0 | 0 | 0 | 7885 |
| NEXTERA ENERGY INC COM | Stock | 65339F101 |  | 7661880 | 101495 | SH |  | SOLE | 0 | 0 | 0 | 101495 |
| TESLA INC COM | Stock | 88160R101 |  | 323756 | 728 | SH |  | SOLE | 0 | 0 | 0 | 728 |
| LINDE PLC SHS | Stock | G54950103 |  | 818973 | 1724 | SH |  | SOLE | 0 | 0 | 0 | 1724 |
| FINANCIAL SELECT SECTOR SPDR FUND | ETF | 81369Y605 |  | 1194605 | 22176 | SH |  | SOLE | 0 | 0 | 0 | 22175 |
| SCHWAB INTERMEDIATE-TERM US TREASURY ETF | ETF | 808524854 |  | 3060627 | 121792 | SH |  | SOLE | 0 | 0 | 0 | 121791 |
| VANGUARD S 500 ETF | ETF | 922908363 |  | 1427458 | 2331 | SH |  | SOLE | 0 | 0 | 0 | 2331 |
| VANGUARD COMMUNICATION SERVICES ETF | ETF | 92204A884 |  | 1206492 | 6427 | SH |  | SOLE | 0 | 0 | 0 | 6426 |
| ISHARES 0-5 YEAR TIPS BOND ETF | ETF | 46429B747 |  | 2180793 | 21099 | SH |  | SOLE | 0 | 0 | 0 | 21099 |
| VANGUARD RUSSELL 2000 ETF | ETF | 92206C664 |  | 4139919 | 42322 | SH |  | SOLE | 0 | 0 | 0 | 42321 |
| ISHARES RUSSELL 2000 ETF | ETF | 464287655 |  | 1348038 | 5571 | SH |  | SOLE | 0 | 0 | 0 | 5571 |
| SONY GROUP CORP SPONSORED ADR | ADR | 835699307 |  | 869602 | 30205 | SH |  | SOLE | 0 | 0 | 0 | 30205 |
| PIMCO 0-5 YEAR HIGH YIELD CORPORATE BOND INDEX EXCHANGE-TRADED FUND | ETF | 72201R783 |  | 3446691 | 36023 | SH |  | SOLE | 0 | 0 | 0 | 36023 |
| ISHARES CORE S TOTAL U.S. STOCK MARKET ETF | ETF | 464287150 |  | 1466404 | 10068 | SH |  | SOLE | 0 | 0 | 0 | 10068 |
| META PLATFORMS INC CL A | Stock | 30303M102 |  | 2114527 | 2879 | SH |  | SOLE | 0 | 0 | 0 | 2879 |
| ASML HOLDING N V N Y REGISTRY SHS | ADR | N07059210 |  | 2407640 | 2487 | SH |  | SOLE | 0 | 0 | 0 | 2487 |
| BROADCOM INC COM | Stock | 11135F101 |  | 2431004 | 7369 | SH |  | SOLE | 0 | 0 | 0 | 7368 |
| NOVARTIS AG SPONSORED ADR | ADR | 66987V109 |  | 891889 | 6955 | SH |  | SOLE | 0 | 0 | 0 | 6954 |
| NEOS S 500 HIGH INCOME ETF | ETF | 78433H303 |  | 296789 | 5675 | SH |  | SOLE | 0 | 0 | 0 | 5674 |
| ENBRIDGE INC COM | Stock | 29250N105 |  | 856508 | 16974 | SH |  | SOLE | 0 | 0 | 0 | 16974 |
| NVIDIA CORPORATION COM | Stock | 67066G104 |  | 6709637 | 35961 | SH |  | SOLE | 0 | 0 | 0 | 35961 |
| ABBVIE INC COM | Stock | 00287Y109 |  | 9016618 | 38942 | SH |  | SOLE | 0 | 0 | 0 | 38941 |
| S GLOBAL INC COM | Stock | 78409V104 |  | 7094109 | 14576 | SH |  | SOLE | 0 | 0 | 0 | 14575 |
| NUVEEN FLOATING RATE INCOME FD COM | CEF | 67072T108 |  | 275823 | 33719 | SH |  | SOLE | 0 | 0 | 0 | 33719 |
| VANGUARD TOTAL BOND MARKET ETF | ETF | 921937835 |  | 7910588 | 106368 | SH |  | SOLE | 0 | 0 | 0 | 106368 |
| IMPERIAL OIL LTD COM NEW | Stock | 453038408 |  | 786716 | 8670 | SH |  | SOLE | 0 | 0 | 0 | 8670 |
| GENERAL DYNAMICS CORP COM | Stock | 369550108 |  | 8149913 | 23900 | SH |  | SOLE | 0 | 0 | 0 | 23900 |
| MCDONALDS CORP COM | Stock | 580135101 |  | 7435511 | 24468 | SH |  | SOLE | 0 | 0 | 0 | 24467 |
| ISHARES MSCI MEXICO ETF | ETF | 464286822 |  | 532515 | 7807 | SH |  | SOLE | 0 | 0 | 0 | 7807 |
| DIREXION DAILY MAGNIFICENT 7 BULL 2X SHARES | ETF | 25461A650 |  | 275205 | 4674 | SH |  | SOLE | 0 | 0 | 0 | 4674 |
| ENERGY SELECT SECTOR SPDR FUND | ETF | 81369Y506 |  | 1188325 | 13301 | SH |  | SOLE | 0 | 0 | 0 | 13301 |
| MATERIALS SELECT SECTOR SPDR FUND | ETF | 81369Y100 |  | 1137908 | 12697 | SH |  | SOLE | 0 | 0 | 0 | 12697 |
| ISHARES IBOXX $ HIGH YIELD CORPORATE BOND ETF | ETF | 464288513 |  | 3523644 | 43400 | SH |  | SOLE | 0 | 0 | 0 | 43399 |
| CONSUMER DISCRETIONARY SELECT SECTOR SPDR FUND | ETF | 81369Y407 |  | 1140928 | 4761 | SH |  | SOLE | 0 | 0 | 0 | 4761 |
| INDUSTRIAL SELECT SECTOR SPDR FUND | ETF | 81369Y704 |  | 1112465 | 7213 | SH |  | SOLE | 0 | 0 | 0 | 7213 |
| PROSHARES S 500 DIVIDEND ARISTOCRATS ETF | ETF | 74348A467 |  | 11235041 | 109004 | SH |  | SOLE | 0 | 0 | 0 | 109003 |
| SPDR BLOOMBERG 1-10 YEAR TIPS ETF | ETF | 78468R861 |  | 862167 | 44695 | SH |  | SOLE | 0 | 0 | 0 | 44695 |
| XTRACKERS HARVEST CSI 300 CHINA A-SHARES ETF | ETF | 233051879 |  | 1098498 | 33308 | SH |  | SOLE | 0 | 0 | 0 | 33308 |
| ISHARES S 500 GROWTH ETF | ETF | 464287309 |  | 1461316 | 12105 | SH |  | SOLE | 0 | 0 | 0 | 12105 |
| ISHARES CORE S 500 ETF | ETF | 464287200 |  | 444016 | 663 | SH |  | SOLE | 0 | 0 | 0 | 663 |
| ALLEGION PLC ORD SHS | Stock | G0176J109 |  | 827160 | 4664 | SH |  | SOLE | 0 | 0 | 0 | 4664 |
| CINTAS CORP COM | Stock | 172908105 |  | 7072919 | 34458 | SH |  | SOLE | 0 | 0 | 0 | 34458 |
| ISHARES 10-20 YEAR TREASURY BOND ETF | ETF | 464288653 |  | 3013422 | 29259 | SH |  | SOLE | 0 | 0 | 0 | 29259 |
| JPMORGAN CHASE  CO. COM | Stock | 46625H100 |  | 218935 | 694 | SH |  | SOLE | 0 | 0 | 0 | 694 |
| CHEVRON CORP NEW COM | Stock | 166764100 |  | 7696767 | 49564 | SH |  | SOLE | 0 | 0 | 0 | 49563 |
| BANK AMERICA CORP COM | Stock | 060505104 |  | 448489 | 8693 | SH |  | SOLE | 0 | 0 | 0 | 8693 |
| WALMART INC COM | Stock | 931142103 |  | 8773490 | 85130 | SH |  | SOLE | 0 | 0 | 0 | 85129 |
| INTERNATIONAL BUSINESS MACHS COM | Stock | 459200101 |  | 8794070 | 31167 | SH |  | SOLE | 0 | 0 | 0 | 31166 |
| ISHARES MSCI USA VALUE FACTOR ETF | ETF | 46432F388 |  | 2192127 | 17530 | SH |  | SOLE | 0 | 0 | 0 | 17530 |
| CATERPILLAR INC COM | Stock | 149123101 |  | 8717897 | 18271 | SH |  | SOLE | 0 | 0 | 0 | 18270 |
| ALPHABET INC CAP STK CL C | Stock | 02079K107 |  | 2491792 | 10231 | SH |  | SOLE | 0 | 0 | 0 | 10231 |
| INVESCO EMERGING MARKETS SOVEREIGN DEBT ETF | ETF | 46138E784 |  | 4949942 | 229589 | SH |  | SOLE | 0 | 0 | 0 | 229589 |
| VANECK MERK GOLD ETF | ETF | 921078101 |  | 712449 | 19157 | SH |  | SOLE | 0 | 0 | 0 | 19157 |
| ISHARES CORE S US VALUE ETF | ETF | 464287663 |  | 777011 | 7774 | SH |  | SOLE | 0 | 0 | 0 | 7774 |
| ISHARES 7-10 YEAR TREASURY BOND ETF | ETF | 464287440 |  | 20166459 | 209066 | SH |  | SOLE | 0 | 0 | 0 | 209065 |
| ISHARES CORE U.S. AGGREGATE BOND ETF | ETF | 464287226 |  | 13866027 | 138314 | SH |  | SOLE | 0 | 0 | 0 | 138314 |
| VANGUARD SHORT-TERM BOND ETF | ETF | 921937827 |  | 362828 | 4598 | SH |  | SOLE | 0 | 0 | 0 | 4598 |
| SPDR PORTFOLIO S 500 GROWTH ETF | ETF | 78464A409 |  | 275697 | 2638 | SH |  | SOLE | 0 | 0 | 0 | 2638 |
| FIDELITY TOTAL BOND ETF | ETF | 316188309 |  | 21934432 | 474361 | SH |  | SOLE | 0 | 0 | 0 | 474360 |
| ISHARES MSCI TURKEY ETF | ETF | 464286715 |  | 233962 | 6835 | SH |  | SOLE | 0 | 0 | 0 | 6835 |
| EXXON MOBIL CORP COM | Stock | 30231G102 |  | 7409846 | 65719 | SH |  | SOLE | 0 | 0 | 0 | 65719 |
| UNITEDHEALTH GROUP INC COM | Stock | 91324P102 |  | 299720 | 868 | SH |  | SOLE | 0 | 0 | 0 | 868 |
| LOWES COS INC COM | Stock | 548661107 |  | 7718645 | 30714 | SH |  | SOLE | 0 | 0 | 0 | 30713 |
| UTILITIES SELECT SECTOR SPDR FUND | ETF | 81369Y886 |  | 1338153 | 15344 | SH |  | SOLE | 0 | 0 | 0 | 15344 |
| SAP SE SPON ADR | ADR | 803054204 |  | 763992 | 2859 | SH |  | SOLE | 0 | 0 | 0 | 2859 |
| ISHARES MSCI EAFE ETF | ETF | 464287465 |  | 22188656 | 237642 | SH |  | SOLE | 0 | 0 | 0 | 237642 |
| APPLE INC COM | Stock | 037833100 |  | 4281835 | 16816 | SH |  | SOLE | 0 | 0 | 0 | 16815 |
| ABBOTT LABS COM | Stock | 002824100 |  | 8045705 | 60069 | SH |  | SOLE | 0 | 0 | 0 | 60069 |
| SPDR BLOOMBERG 1-3 MONTH T-BILL ETF | ETF | 78468R663 |  | 1393847 | 15192 | SH |  | SOLE | 0 | 0 | 0 | 15191 |

---