# EDGAR Filing Document

**Accession Number:** 0002022893
**File Stem:** 0002022893-26-000004
**Filing Date:** 2026-5
**Character Count:** 15715
**Document Hash:** 942c61a62c2d93f6004c914b84971648
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0002022893-26-000004.hdr.sgml**: 20260504

**ACCESSION NUMBER**: 0002022893-26-000004

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20260331

**FILED AS OF DATE**: 20260504

**DATE AS OF CHANGE**: 20260501

**EFFECTIVENESS DATE**: 20260504

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Miller Financial Services LLC
- **CENTRAL INDEX KEY:** 0002022893

**ORGANIZATION NAME:**
- **EIN:** 141861627
- **STATE OF INCORPORATION:** MI
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-24823
- **FILM NUMBER:** 26934041

**BUSINESS ADDRESS:**
- **STREET 1:** 1001 W. MICHIGAN AVENUE
- **CITY:** MARSHALL
- **STATE:** MI
- **ZIP:** 49068
- **BUSINESS PHONE:** 269-781-5129

**MAIL ADDRESS:**
- **STREET 1:** 1001 W. MICHIGAN AVENUE
- **CITY:** MARSHALL
- **STATE:** MI
- **ZIP:** 49068

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 03-31-2026

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Miller Financial Services LLC<br>**Address:** 1001 W. MICHIGAN AVENUE<br>MARSHALL, MI 49068

**Form 13F File Number:** 028-24823

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Joe Miller<br>**Title:** CCO<br>**Phone:** 269-781-5129

**Signature, Place, and Date of Signing:**

Joe Miller  Marshall, MI  05-01-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 125

**Form 13F Information Table Value Total:** $91329119

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| AMAZON COM INC | COM | 023135106 |  | 2720839 | 13064 | SH |  | SOLE |  | 13064 | 0 | 0 |
| APPLE INC | COM | 037833100 |  | 3360536 | 13241 | SH |  | SOLE |  | 13241 | 0 | 0 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 |  | 1195485 | 19711 | SH |  | SOLE |  | 19711 | 0 | 0 |
| COSTCO WHOLESALE CORPORATION | COM | 22160K105 |  | 837737 | 841 | SH |  | SOLE |  | 841 | 0 | 0 |
| CROWDSTRIKE HLDGS INC | CL A | 22788C105 |  | 1333250 | 3415 | SH |  | SOLE |  | 3415 | 0 | 0 |
| GENERAC HLDGS INC | COM | 368736104 |  | 717447 | 3673 | SH |  | SOLE |  | 3673 | 0 | 0 |
| ISHARES SILVER TR | ISHARES | 46428Q109 |  | 1083358 | 15899 | SH |  | SOLE |  | 15899 | 0 | 0 |
| KIMBERLY-CLARK CORP | COM | 494368103 |  | 536856 | 5565 | SH |  | SOLE |  | 5565 | 0 | 0 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 308239 | 510 | SH |  | SOLE |  | 510 | 0 | 0 |
| OLD REP INTL CORP | COM | 680223104 |  | 550404 | 13795 | SH |  | SOLE |  | 13795 | 0 | 0 |
| HOME DEPOT INC | COM | 437076102 |  | 748554 | 2276 | SH |  | SOLE |  | 2276 | 0 | 0 |
| UBER TECHNOLOGIES INC | COM | 90353T100 |  | 1063269 | 14782 | SH |  | SOLE |  | 14782 | 0 | 0 |
| UNITED PARCEL SVCS INC | CL B | 911312106 |  | 2699925 | 27444 | SH |  | SOLE |  | 27444 | 0 | 0 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 254583 | 941 | SH |  | SOLE |  | 941 | 0 | 0 |
| VANECK ETF TRUST | GOLD MINERS ETF | 92189F106 |  | 684145 | 7455 | SH |  | SOLE |  | 7455 | 0 | 0 |
| ZSCALER INC | COM | 98980G102 |  | 287875 | 2052 | SH |  | SOLE |  | 2052 | 0 | 0 |
| ALTRIA GROUP INC | COM | 02209S103 |  | 789804 | 11969 | SH |  | SOLE |  | 11969 | 0 | 0 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 2370034 | 9557 | SH |  | SOLE |  | 9557 | 0 | 0 |
| PAYPAL HLDGS INC | COM | 70450Y103 |  | 511009 | 11298 | SH |  | SOLE |  | 11298 | 0 | 0 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 1125541 | 22421 | SH |  | SOLE |  | 22421 | 0 | 0 |
| INNOVATOR ETFS TRUST | US SML CP PWR ET | 45782C342 |  | 818888 | 22590 | SH |  | SOLE |  | 22590 | 0 | 0 |
| MORGAN STANLEY ETF TRUST | EATON VANCE INTE | 61774R882 |  | 275336 | 5240 | SH |  | SOLE |  | 5240 | 0 | 0 |
| INNOVATOR ETFS TRUST | US SMALL CAP PWR | 45784N759 |  | 686460 | 23600 | SH |  | SOLE |  | 23600 | 0 | 0 |
| ISHARES TR | 20 YR TR BD ETF | 464287432 |  | 3974541 | 45848 | SH |  | SOLE |  | 45848 | 0 | 0 |
| ISHARES TR | 7-10 YR TRSY BD | 464287440 |  | 5520749 | 57845 | SH |  | SOLE |  | 57845 | 0 | 0 |
| PAYPAL HLDGS INC | COM | 70450Y103 |  | 557007 | 12315 | SH |  | SOLE |  | 12315 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | LONG TERM TREAS | 92206C847 |  | 2894513 | 52290 | SH |  | SOLE |  | 52290 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | SHORT TERM TREAS | 92206C102 |  | 3201371 | 54687 | SH |  | SOLE |  | 54687 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 590374 | 1232 | SH |  | SOLE |  | 1232 | 0 | 0 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 427526 | 1749 | SH |  | SOLE |  | 1749 | 0 | 0 |
| MCDONALDS CORP | COM | 580135101 |  | 539221 | 1735 | SH |  | SOLE |  | 1735 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 |  | 970906 | 2623 | SH |  | SOLE |  | 2623 | 0 | 0 |
| CONAGRA BRANDS INC | COM | 205887102 |  | 1576983 | 100317 | SH |  | SOLE |  | 100317 | 0 | 0 |
| OLIN CORP | COM PAR $1 | 680665205 |  | 585328 | 19688 | SH |  | SOLE |  | 19688 | 0 | 0 |
| 3M CO | COM | 88579Y101 |  | 486085 | 3347 | SH |  | SOLE |  | 3347 | 0 | 0 |
| CHEWY INC | CL A | 16679L109 |  | 639193 | 23674 | SH |  | SOLE |  | 23674 | 0 | 0 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 1479123 | 14900 | SH |  | SOLE |  | 14900 | 0 | 0 |
| INTUITIVE SURGICAL INC | COM NEW | 46120E602 |  | 545351 | 1183 | SH |  | SOLE |  | 1183 | 0 | 0 |
| ONDAS INC | COM NEW | 68236H204 |  | 99982 | 11060 | SH |  | SOLE |  | 11060 | 0 | 0 |
| SOFI TECHNOLOGIES INC | COM | 83406F102 |  | 1805281 | 113683 | SH |  | SOLE |  | 113683 | 0 | 0 |
| MORGAN STANLEY ETF TRUST | EATON VANCE TOTA | 61774R841 |  | 761961 | 15014 | SH |  | SOLE |  | 15014 | 0 | 0 |
| PEPSICO INC | COM | 713448108 |  | 1626787 | 10476 | SH |  | SOLE |  | 10476 | 0 | 0 |
| STATE STR SPDR S 500 ETF T | TR UNIT | 78462F103 |  | 728381 | 1120 | SH |  | SOLE |  | 1120 | 0 | 0 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 412678 | 1437 | SH |  | SOLE |  | 1437 | 0 | 0 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 439764 | 1679 | SH |  | SOLE |  | 1679 | 0 | 0 |
| DOMINION ENERGY INC | COM | 25746U109 |  | 886561 | 14341 | SH |  | SOLE |  | 14341 | 0 | 0 |
| BARRICK MNG CORP | COM SHS | 06849F108 |  | 332556 | 8153 | SH |  | SOLE |  | 8153 | 0 | 0 |
| DOW HLDGS INC | COM | 260557103 |  | 88173 | 2117 | SH |  | SOLE |  | 2117 | 0 | 0 |
| INNOVATOR ETFS TRUST | US SML CP PWR B | 45782C284 |  | 343075 | 10711 | SH |  | SOLE |  | 10711 | 0 | 0 |
| META PLATFORMS INC | CL A | 30303M102 |  | 556110 | 972 | SH |  | SOLE |  | 972 | 0 | 0 |
| CAVA GROUP INC | COM | 148929102 |  | 1207999 | 14932 | SH |  | SOLE |  | 14932 | 0 | 0 |
| DISNEY WALT CO | COM | 254687106 |  | 306596 | 3181 | SH |  | SOLE |  | 3181 | 0 | 0 |
| INNOVATOR ETFS TRUST | US SMALL CAP PWR | 45784N866 |  | 529127 | 18459 | SH |  | SOLE |  | 18459 | 0 | 0 |
| KINDER MORGAN INC DEL | COM | 49456B101 |  | 1618428 | 48268 | SH |  | SOLE |  | 48268 | 0 | 0 |
| AMERICAN ELEC PWR CO INC | COM | 025537101 |  | 343036 | 2617 | SH |  | SOLE |  | 2617 | 0 | 0 |
| COCA COLA CO | COM | 191216100 |  | 254084 | 3341 | SH |  | SOLE |  | 3341 | 0 | 0 |
| MORGAN STANLEY ETF TRUST | EATON VANCE INCO | 61774R817 |  | 700951 | 14115 | SH |  | SOLE |  | 14115 | 0 | 0 |
| VICTORY PORTFOLIOS II | SHORT TRM BD ETF | 92647N535 |  | 1121359 | 22170 | SH |  | SOLE |  | 22170 | 0 | 0 |
| PORTILLOS INC | COM CL A | 73642K106 |  | 146930 | 27775 | SH |  | SOLE |  | 27775 | 0 | 0 |
| WASTE MGMT INC DEL | COM | 94106L109 |  | 315961 | 1375 | SH |  | SOLE |  | 1375 | 0 | 0 |
| RADIAN GROUP INC | COM | 750236101 |  | 476352 | 14400 | SH |  | SOLE |  | 14400 | 0 | 0 |
| ADVANCED MICRO DEVICES INC | COM | 007903107 |  | 530342 | 2607 | SH |  | SOLE |  | 2607 | 0 | 0 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 762761 | 2659 | SH |  | SOLE |  | 2659 | 0 | 0 |
| CATERPILLAR INC | COM | 149123101 |  | 667992 | 943 | SH |  | SOLE |  | 943 | 0 | 0 |
| EATON CORP PLC | SHS | G29183103 |  | 2309716 | 6458 | SH |  | SOLE |  | 6458 | 0 | 0 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 219878 | 511 | SH |  | SOLE |  | 511 | 0 | 0 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 1158624 | 4029 | SH |  | SOLE |  | 4029 | 0 | 0 |
| ABBOTT LABORATORIES | COM | 002824100 |  | 615857 | 5998 | SH |  | SOLE |  | 5998 | 0 | 0 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 752488 | 1506 | SH |  | SOLE |  | 1506 | 0 | 0 |
| VISA INC | COM CL A | 92826C839 |  | 1264690 | 4184 | SH |  | SOLE |  | 4184 | 0 | 0 |
| CLOUDFLARE INC | CL A COM | 18915M107 |  | 1286324 | 6234 | SH |  | SOLE |  | 6234 | 0 | 0 |
| MERCADOLIBRE INC | COM | 58733R102 |  | 693337 | 401 | SH |  | SOLE |  | 401 | 0 | 0 |
| ISHARES BITCOIN TRUST ETF | SHS BEN INT | 46438F101 |  | 202512 | 5271 | SH |  | SOLE |  | 5271 | 0 | 0 |
| PFIZER INC | COM | 717081103 |  | 503774 | 17941 | SH |  | SOLE |  | 17941 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 537183 | 1121 | SH |  | SOLE |  | 1121 | 0 | 0 |
| INNOVATOR ETFS TRUST | US SML CP PWR B | 45782C474 |  | 1122737 | 26910 | SH |  | SOLE |  | 26910 | 0 | 0 |
| NIKE INC | CL B | 654106103 |  | 260797 | 4937 | SH |  | SOLE |  | 4937 | 0 | 0 |
| FIDELITY MERRIMACK STR TR | TOTAL BD ETF | 316188309 |  | 566099 | 12409 | SH |  | SOLE |  | 12409 | 0 | 0 |
| INNOVATOR ETFS TRUST | US SMALL CAP PWR | 45783Y137 |  | 742196 | 27685 | SH |  | SOLE |  | 27685 | 0 | 0 |
| LOWES COS INC | COM | 548661107 |  | 450350 | 1906 | SH |  | SOLE |  | 1906 | 0 | 0 |
| SHOPIFY INC | CL A SUB VTG SHS | 82509L107 |  | 653715 | 5511 | SH |  | SOLE |  | 5511 | 0 | 0 |
| STANLEY BLACK  DECKER INC | COM | 854502101 |  | 386780 | 5443 | SH |  | SOLE |  | 5443 | 0 | 0 |
| WYNN RESORTS LTD | COM | 983134107 |  | 200054 | 1970 | SH |  | SOLE |  | 1970 | 0 | 0 |
| SLB LIMITED | COM STK | 806857108 |  | 439333 | 8549 | SH |  | SOLE |  | 8549 | 0 | 0 |
| VANGUARD INDEX FDS | SML CP GRW ETF | 922908595 |  | 367838 | 1217 | SH |  | SOLE |  | 1217 | 0 | 0 |
| CHURCHILL DOWNS INC | COM | 171484108 |  | 280719 | 3125 | SH |  | SOLE |  | 3125 | 0 | 0 |
| FLAGSTAR BANK NATIONAL ASSOC | COM NEW | 649445400 |  | 349842 | 26564 | SH |  | SOLE |  | 26564 | 0 | 0 |
| DOW HLDGS INC | COM | 260557103 |  | 130323 | 3129 | SH |  | SOLE |  | 3129 | 0 | 0 |
| INNOVATOR ETFS TRUST | US SMALL CAP PWR | 45784N833 |  | 514284 | 20012 | SH |  | SOLE |  | 20012 | 0 | 0 |
| FORD MTR CO | COM | 345370860 |  | 173983 | 15077 | SH |  | SOLE |  | 15077 | 0 | 0 |
| PURECYCLE TECHNOLOGIES INC | COM | 74623V103 |  | 271022 | 52220 | SH |  | SOLE |  | 52220 | 0 | 0 |
| SERVICENOW INC | COM | 81762P102 |  | 362789 | 3470 | SH |  | SOLE |  | 3470 | 0 | 0 |
| MONDELEZ INTL INC | CL A | 609207105 |  | 295405 | 5125 | SH |  | SOLE |  | 5125 | 0 | 0 |
| OCCIDENTAL PETE CORP | COM | 674599105 |  | 291070 | 4478 | SH |  | SOLE |  | 4478 | 0 | 0 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 540676 | 2756 | SH |  | SOLE |  | 2756 | 0 | 0 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 282608 | 3665 | SH |  | SOLE |  | 3665 | 0 | 0 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 270996 | 1903 | SH |  | SOLE |  | 1903 | 0 | 0 |
| HUBSPOT INC | COM | 443573100 |  | 58584 | 240 | SH |  | SOLE |  | 240 | 0 | 0 |
| BROOKFIELD RENEWABLE CORP | CL A EX SUB VTG | 11285B108 |  | 313661 | 7875 | SH |  | SOLE |  | 7875 | 0 | 0 |
| CORTEVA INC | COM | 22052L104 |  | 5619 | 67 | SH |  | SOLE |  | 67 | 0 | 0 |
| GSK PLC | SPONSORED ADR | 37733W204 |  | 223794 | 4055 | SH |  | SOLE |  | 4055 | 0 | 0 |
| CARTESIAN THERAPEUTICS INC | COM NEW | 816212302 |  | 136179 | 22143 | SH |  | SOLE |  | 22143 | 0 | 0 |
| BOEING CO | COM | 097023105 |  | 408012 | 2050 | SH |  | SOLE |  | 2050 | 0 | 0 |
| ZOETIS INC | CL A | 98978V103 |  | 325656 | 2755 | SH |  | SOLE |  | 2755 | 0 | 0 |
| HUBSPOT INC | COM | 443573100 |  | 245321 | 1005 | SH |  | SOLE |  | 1005 | 0 | 0 |
| DEERE  CO | COM | 244199105 |  | 548289 | 973 | SH |  | SOLE |  | 973 | 0 | 0 |
| DUKE ENERGY CORP NEW | COM NEW | 26441C204 |  | 311246 | 2377 | SH |  | SOLE |  | 2377 | 0 | 0 |
| CORTEVA INC | COM | 22052L104 |  | 209275 | 2500 | SH |  | SOLE |  | 2500 | 0 | 0 |
| PAYPAL HLDGS INC | CALL | 70450Y903 |  | 1592096 | 35200 | SH | Put | SOLE |  | 352 | 0 | 0 |
| CYTOMX THERAPEUTICS INC. | COM | 23284F105 |  | 338400 | 72000 | SH |  | SOLE |  | 72000 | 0 | 0 |
| INVIVYD INC | COM | 00534A102 |  | 136500 | 105000 | SH |  | SOLE |  | 105000 | 0 | 0 |
| NANOVIRICIDES INC | COM | 630087302 |  | 95771 | 105000 | SH |  | SOLE |  | 105000 | 0 | 0 |
| OPUS GENETICS INC | COM | 67577R102 |  | 100100 | 22000 | SH |  | SOLE |  | 22000 | 0 | 0 |
| PALATIN TECHNOLOGIES INC | COM NEW | 696077601 |  | 219492 | 12600 | SH |  | SOLE |  | 12600 | 0 | 0 |
| PENNANTPARK INVT CORP | COM | 708062104 |  | 70735 | 15754 | SH |  | SOLE |  | 15754 | 0 | 0 |
| PENNANTPARK FLOATING RATE CA | COM | 70806A106 |  | 86769 | 10792 | SH |  | SOLE |  | 10792 | 0 | 0 |
| PRECISION BIOSCIENCES INC | COM NEW | 74019P207 |  | 93500 | 17000 | SH |  | SOLE |  | 17000 | 0 | 0 |
| CITIUS PHARMACEUTICALS INC | COM | 17322U306 |  | 12600 | 14000 | SH |  | SOLE |  | 14000 | 0 | 0 |
| PLUS THERAPEUTICS INC | COM | 72941H509 |  | 8130 | 50000 | SH |  | SOLE |  | 50000 | 0 | 0 |
| VOLITIONRX LTD | COM | 928661107 |  | 6262 | 31000 | SH |  | SOLE |  | 31000 | 0 | 0 |
| BLACKROCK CR ALLOCATION | COM | 092508100 |  | 131300 | 13000 | SH |  | SOLE |  | 13000 | 0 | 0 |
| VANGUARD WORLD FD | HEALTH CAR ETF | 92204A504 |  | 260849 | 958 | SH |  | SOLE |  | 958 | 0 | 0 |
| VANGUARD WORLD FD | UTILITIES ETF | 92204A876 |  | 297210 | 1500 | SH |  | SOLE |  | 1500 | 0 | 0 |
| VIPER ENERGY INC | CL A | 64361Q101 |  | 223203 | 4750 | SH |  | SOLE |  | 4750 | 0 | 0 |
| RTX CORPORATION | COM | 75513E101 |  | 361495 | 1874 | SH |  | SOLE |  | 1874 | 0 | 0 |

---