# EDGAR Filing Document

**Accession Number:** 0002055324
**File Stem:** 0001754960-25-000664
**Filing Date:** 2025-10
**Character Count:** 9759
**Document Hash:** aabc045e797a1c385a97b26822e82cf4
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001754960-25-000664.hdr.sgml**: 20251015

**ACCESSION NUMBER**: 0001754960-25-000664

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251015

**DATE AS OF CHANGE**: 20251014

**EFFECTIVENESS DATE**: 20251015

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** SCRATCH CAPITAL LLC
- **CENTRAL INDEX KEY:** 0002055324

**ORGANIZATION NAME:**
- **EIN:** 874777705

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-24787
- **FILM NUMBER:** 251393247

**BUSINESS ADDRESS:**
- **STREET 1:** 250 S 5TH ST
- **STREET 2:** SUITE 680
- **CITY:** BOISE
- **STATE:** ID
- **ZIP:** 83702
- **BUSINESS PHONE:** 2089018018

**MAIL ADDRESS:**
- **STREET 1:** 250 S 5TH ST
- **STREET 2:** SUITE 680
- **CITY:** BOISE
- **STATE:** ID
- **ZIP:** 83702

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 09-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** SCRATCH CAPITAL LLC<br>**Address:** 250 S 5TH ST<br>SUITE 680<br>BOISE, ID 83702

**Form 13F File Number:** 028-24787

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Aryn Sands<br>**Title:** Agent<br>**Phone:** 844-844-3453

**Signature, Place, and Date of Signing:**

Aryn Sands  Reno, NV  10-14-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 63

**Form 13F Information Table Value Total:** $151602164

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 409895 | 1683 | SH |  | SOLE |  | 0 | 0 | 1683 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 550660 | 2265 | SH |  | SOLE |  | 0 | 0 | 2265 |
| AMPHENOL CORP NEW | CL A | 032095101 |  | 1595880 | 12896 | SH |  | SOLE |  | 0 | 0 | 12896 |
| APPLE INC | COM | 037833100 |  | 1507673 | 5921 | SH |  | SOLE |  | 0 | 0 | 5921 |
| APTARGROUP INC | COM | 038336103 |  | 401114 | 3001 | SH |  | SOLE |  | 0 | 0 | 3001 |
| ASSURANT INC | COM | 04621X108 |  | 211402 | 976 | SH |  | SOLE |  | 0 | 0 | 976 |
| CHURCH  DWIGHT CO INC | COM | 171340102 |  | 385660 | 4401 | SH |  | SOLE |  | 0 | 0 | 4401 |
| CID HOLDCO INC | COM | 171756109 |  | 27330 | 10760 | SH |  | SOLE |  | 0 | 0 | 10760 |
| CISCO SYS INC | COM | 17275R102 |  | 665248 | 9723 | SH |  | SOLE |  | 0 | 0 | 9723 |
| DANAHER CORPORATION | COM | 235851102 |  | 555326 | 2801 | SH |  | SOLE |  | 0 | 0 | 2801 |
| DIMENSIONAL ETF TRUST | INTL CORE EQT MK | 25434V203 |  | 1120271 | 30819 | SH |  | SOLE |  | 0 | 0 | 30819 |
| DIMENSIONAL ETF TRUST | EMGR CRE EQT MNG | 25434V302 |  | 224115 | 7108 | SH |  | SOLE |  | 0 | 0 | 7108 |
| DIMENSIONAL ETF TRUST | US TARGETED VLU | 25434V609 |  | 7706073 | 132384 | SH |  | SOLE |  | 0 | 0 | 132384 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 1 | 25434V625 |  | 874718 | 12159 | SH |  | SOLE |  | 0 | 0 | 12159 |
| DIMENSIONAL ETF TRUST | CALIF MUN BD ETF | 25434V633 |  | 673634 | 13520 | SH |  | SOLE |  | 0 | 0 | 13520 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 |  | 23349622 | 605383 | SH |  | SOLE |  | 0 | 0 | 605383 |
| DIMENSIONAL ETF TRUST | EMERGING MKTS CO | 25434V732 |  | 6551470 | 204287 | SH |  | SOLE |  | 0 | 0 | 204287 |
| DIMENSIONAL ETF TRUST | INTL CORE EQUITY | 25434V799 |  | 13875738 | 423170 | SH |  | SOLE |  | 0 | 0 | 423170 |
| DIMENSIONAL ETF TRUST | US SMALL CAP VAL | 25434V815 |  | 11174344 | 350953 | SH |  | SOLE |  | 0 | 0 | 350953 |
| DIMENSIONAL ETF TRUST | US HIGH PROFITAB | 25434V831 |  | 13511011 | 357718 | SH |  | SOLE |  | 0 | 0 | 357718 |
| DIMENSIONAL ETF TRUST | NATL MUN BD ETF | 25434V849 |  | 2573647 | 53640 | SH |  | SOLE |  | 0 | 0 | 53640 |
| DIMENSIONAL ETF TRUST | INFLATION PROTE | 25434V856 |  | 10640440 | 251964 | SH |  | SOLE |  | 0 | 0 | 251964 |
| DIMENSIONAL ETF TRUST | WORLD EX US CORE | 25434V880 |  | 750013 | 23901 | SH |  | SOLE |  | 0 | 0 | 23901 |
| DUTCH BROS INC | CL A | 26701L100 |  | 620805 | 11861 | SH |  | SOLE |  | 0 | 0 | 11861 |
| ENBRIDGE INC | COM | 29250N105 |  | 280659 | 5562 | SH |  | SOLE |  | 0 | 0 | 5562 |
| FIDELITY NATL INFORMATION SV | COM | 31620M106 |  | 333129 | 5052 | SH |  | SOLE |  | 0 | 0 | 5052 |
| FISERV INC | COM | 337738108 |  | 805813 | 6250 | SH |  | SOLE |  | 0 | 0 | 6250 |
| GALLAGHER ARTHUR J  CO | COM | 363576109 |  | 774660 | 2501 | SH |  | SOLE |  | 0 | 0 | 2501 |
| GAMESTOP CORP NEW | CL A | 36467W109 |  | 686174 | 25153 | SH |  | SOLE |  | 0 | 0 | 25153 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 |  | 206255 | 259 | SH |  | SOLE |  | 0 | 0 | 259 |
| HOME DEPOT INC | COM | 437076102 |  | 239537 | 591 | SH |  | SOLE |  | 0 | 0 | 591 |
| IDEX CORP | COM | 45167R104 |  | 260579 | 1601 | SH |  | SOLE |  | 0 | 0 | 1601 |
| INTUIT | COM | 461202103 |  | 2134094 | 3125 | SH |  | SOLE |  | 0 | 0 | 3125 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 277026 | 1902 | SH |  | SOLE |  | 0 | 0 | 1902 |
| ISHARES TR | SELECT DIVID ETF | 464287168 |  | 222387 | 1565 | SH |  | SOLE |  | 0 | 0 | 1565 |
| ISHARES TR | TIPS BD ETF | 464287176 |  | 2808527 | 25252 | SH |  | SOLE |  | 0 | 0 | 25252 |
| ISHARES TR | 0-3 MNTH TREASRY | 46436E718 |  | 3449176 | 34252 | SH |  | SOLE |  | 0 | 0 | 34252 |
| LUCID DIAGNOSTICS INC | COM | 54948X109 |  | 21204 | 20994 | SH |  | SOLE |  | 0 | 0 | 20994 |
| MICROSOFT CORP | COM | 594918104 |  | 506097 | 977 | SH |  | SOLE |  | 0 | 0 | 977 |
| MICRON TECHNOLOGY INC | COM | 595112103 |  | 669860 | 4003 | SH |  | SOLE |  | 0 | 0 | 4003 |
| NORTHERN DYNASTY MINERALS LT | COM NEW | 66510M204 |  | 63816 | 53180 | SH |  | SOLE |  | 0 | 0 | 53180 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 1279477 | 6858 | SH |  | SOLE |  | 0 | 0 | 6858 |
| ORACLE CORP | COM | 68389X105 |  | 585542 | 2082 | SH |  | SOLE |  | 0 | 0 | 2082 |
| ROPER TECHNOLOGIES INC | COM | 776696106 |  | 399451 | 801 | SH |  | SOLE |  | 0 | 0 | 801 |
| S GLOBAL INC | COM | 78409V104 |  | 589406 | 1211 | SH |  | SOLE |  | 0 | 0 | 1211 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 1265742 | 1900 | SH |  | SOLE |  | 0 | 0 | 1900 |
| SCHWAB STRATEGIC TR | SHT TM US TRES | 808524862 |  | 298924 | 12251 | SH |  | SOLE |  | 0 | 0 | 12251 |
| TESLA INC | COM | 88160R101 |  | 257048 | 578 | SH |  | SOLE |  | 0 | 0 | 578 |
| THERMO FISHER SCIENTIFIC INC | COM | 883556102 |  | 626140 | 1291 | SH |  | SOLE |  | 0 | 0 | 1291 |
| US BANCORP DEL | COM NEW | 902973304 |  | 204774 | 4237 | SH |  | SOLE |  | 0 | 0 | 4237 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 407875 | 6807 | SH |  | SOLE |  | 0 | 0 | 6807 |
| VANGUARD INSTL INDEX FD | 0-3 MO TREAS BIL | 922040845 |  | 3363885 | 44487 | SH |  | SOLE |  | 0 | 0 | 44487 |
| VANGUARD SCOTTSDALE FDS | SHORT TERM TREAS | 92206C102 |  | 15880908 | 269854 | SH |  | SOLE |  | 0 | 0 | 269854 |
| VANGUARD SCOTTSDALE FDS | VNG RUS1000VAL | 92206C714 |  | 1007557 | 11274 | SH |  | SOLE |  | 0 | 0 | 11274 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 7211536 | 21975 | SH |  | SOLE |  | 0 | 0 | 21975 |
| VERISK ANALYTICS INC | COM | 92345Y106 |  | 729379 | 2900 | SH |  | SOLE |  | 0 | 0 | 2900 |
| VERTIV HOLDINGS CO | COM CL A | 92537N108 |  | 467817 | 3101 | SH |  | SOLE |  | 0 | 0 | 3101 |
| VISA INC | COM CL A | 92826C839 |  | 347866 | 1019 | SH |  | SOLE |  | 0 | 0 | 1019 |
| WALMART INC | COM | 931142103 |  | 862775 | 8372 | SH |  | SOLE |  | 0 | 0 | 8372 |
| WATERS CORP | COM | 941848103 |  | 359772 | 1200 | SH |  | SOLE |  | 0 | 0 | 1200 |
| WELLS FARGO CO NEW | COM | 949746101 |  | 1148837 | 13706 | SH |  | SOLE |  | 0 | 0 | 13706 |
| BRIDGER AEROSPACE GRP HLDGS | COM | 96812F102 |  | 25173 | 13607 | SH |  | SOLE |  | 0 | 0 | 13607 |
| XYLEM INC | COM | 98419M100 |  | 587198 | 3981 | SH |  | SOLE |  | 0 | 0 | 3981 |

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