# EDGAR Filing Document

**Accession Number:** 0001642570
**File Stem:** 0001642570-23-000003
**Filing Date:** 2023-2
**Character Count:** 24578
**Document Hash:** c7b1991f8d7a80b94fa1b00ac5bbc40b
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001642570-23-000003.hdr.sgml**: 20230210

**ACCESSION NUMBER**: 0001642570-23-000003

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230210

**DATE AS OF CHANGE**: 20230210

**EFFECTIVENESS DATE**: 20230210

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** River Wealth Advisors LLC
- **CENTRAL INDEX KEY:** 0001642570
- **IRS NUMBER:** 472105957
- **STATE OF INCORPORATION:** PA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-16908
- **FILM NUMBER:** 23611304

**BUSINESS ADDRESS:**
- **STREET 1:** 100 CORPORATE CENTER DRIVE
- **STREET 2:** SUITE 102
- **CITY:** CAMP HILL
- **STATE:** PA
- **ZIP:** 17011
- **BUSINESS PHONE:** 717-888-9830

**MAIL ADDRESS:**
- **STREET 1:** 100 CORPORATE CENTER DRIVE
- **STREET 2:** SUITE 102
- **CITY:** CAMP HILL
- **STATE:** PA
- **ZIP:** 17011

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2022

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** River Wealth Advisors LLC<br>**Address:** 100 CORPORATE CENTER DRIVE<br>SUITE 102<br>CAMP HILL, PA 17011

**Form 13F File Number:** 028-16908

**CRD Number (if applicable):** 000173767

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Ralph Manna<br>**Title:** Chief Compliance Officer<br>**Phone:** 717-888-9830

**Signature, Place, and Date of Signing:**

Ralph Manna  Camp Hill, PA  02-10-2023<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 207

**Form 13F Information Table Value Total:** $519128301

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 26804750 | 153732 | SH |  | SOLE | RWA | 151134 | 0 | 2598 |
| APPLE INC | COM | 037833100 |  | 24485048 | 188448 | SH |  | SOLE | RWA | 185034 | 0 | 3414 |
| ISHARES TR | RUS MID CAP ETF | 464287499 |  | 18530223 | 274725 | SH |  | SOLE | RWA | 268811 | 0 | 5914 |
| ISHARES TR | CORE S ETF | 464287200 |  | 18218060 | 47417 | SH |  | SOLE | RWA | 45924 | 0 | 1493 |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 |  | 17124146 | 341527 | SH |  | SOLE | RWA | 333907 | 0 | 7620 |
| ISHARES TR | 0-5YR INVT GR CP | 46434V100 |  | 16841410 | 351889 | SH |  | SOLE | RWA | 346881 | 0 | 5008 |
| MICROSOFT CORP | COM | 594918104 |  | 16835578 | 70201 | SH |  | SOLE | RWA | 69088 | 0 | 1113 |
| SPDR SER TR | BBG CONV SEC ETF | 78464A359 |  | 12746261 | 198108 | SH |  | SOLE | RWA | 194815 | 0 | 3293 |
| VISA INC | COM CL A | 92826C839 |  | 10617443 | 51104 | SH |  | SOLE | RWA | 50463 | 0 | 641 |
| ACCENTURE PLC IRELAND | SHS CLASS A | G1151C101 |  | 8876074 | 33264 | SH |  | SOLE | RWA | 32889 | 0 | 375 |
| ELEVANCE HEALTH INC | COM | 036752103 |  | 8603643 | 16772 | SH |  | SOLE | RWA | 16255 | 0 | 517 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 8262563 | 93648 | SH |  | SOLE | RWA | 90596 | 0 | 3052 |
| PEPSICO INC | COM | 713448108 |  | 7308128 | 40452 | SH |  | SOLE | RWA | 39565 | 0 | 887 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 7162267 | 53410 | SH |  | SOLE | RWA | 52122 | 0 | 1288 |
| AIR PRODS  CHEMS INC | COM | 009158106 |  | 7077008 | 22958 | SH |  | SOLE | RWA | 22590 | 0 | 368 |
| STRYKER CORPORATION | COM | 863667101 |  | 6994592 | 28609 | SH |  | SOLE | RWA | 27646 | 0 | 963 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 6395899 | 136957 | SH |  | SOLE | RWA | 135858 | 0 | 1099 |
| AMAZON COM INC | COM | 023135106 |  | 6102226 | 72646 | SH |  | SOLE | RWA | 71027 | 0 | 1619 |
| LOWES COS INC | COM | 548661107 |  | 5784602 | 29033 | SH |  | SOLE | RWA | 28552 | 0 | 481 |
| CHEVRON CORP NEW | COM | 166764100 |  | 5739670 | 31978 | SH |  | SOLE | RWA | 31251 | 0 | 727 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 5643037 | 16228 | SH |  | SOLE | RWA | 15721 | 0 | 507 |
| BANK AMERICA CORP | COM | 060505104 |  | 5178289 | 156349 | SH |  | SOLE | RWA | 151812 | 0 | 4537 |
| THERMO FISHER SCIENTIFIC INC | COM | 883556102 |  | 5057845 | 9185 | SH |  | SOLE | RWA | 9043 | 0 | 142 |
| VANGUARD INDEX FDS | SML CP GRW ETF | 922908595 |  | 5038449 | 25124 | SH |  | SOLE | RWA | 24627 | 0 | 497 |
| CARLISLE COS INC | COM | 142339100 |  | 4931315 | 20926 | SH |  | SOLE | RWA | 20462 | 0 | 464 |
| DISNEY WALT CO | COM | 254687106 |  | 4814631 | 55417 | SH |  | SOLE | RWA | 53946 | 0 | 1471 |
| AMGEN INC | COM | 031162100 |  | 4779829 | 18199 | SH |  | SOLE | RWA | 17928 | 0 | 271 |
| EATON CORP PLC | SHS | G29183103 |  | 4612692 | 29390 | SH |  | SOLE | RWA | 28054 | 0 | 1336 |
| D R HORTON INC | COM | 23331A109 |  | 4552152 | 51067 | SH |  | SOLE | RWA | 50197 | 0 | 870 |
| CONOCOPHILLIPS | COM | 20825C104 |  | 4415615 | 37420 | SH |  | SOLE | RWA | 37029 | 0 | 391 |
| AMERISOURCEBERGEN CORP | COM | 03073E105 |  | 4337682 | 26176 | SH |  | SOLE | RWA | 25825 | 0 | 351 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 4205780 | 7933 | SH |  | SOLE | RWA | 7851 | 0 | 82 |
| CVS HEALTH CORP | COM | 126650100 |  | 4090870 | 43898 | SH |  | SOLE | RWA | 43209 | 0 | 689 |
| TE CONNECTIVITY LTD | SHS | H84989104 |  | 4037539 | 35170 | SH |  | SOLE | RWA | 34705 | 0 | 465 |
| TRANE TECHNOLOGIES PLC | SHS | G8994E103 |  | 3994746 | 23766 | SH |  | SOLE | RWA | 23128 | 0 | 638 |
| CONSTELLATION BRANDS INC | CL A | 21036P108 |  | 3913776 | 16888 | SH |  | SOLE | RWA | 16587 | 0 | 301 |
| PNC FINL SVCS GROUP INC | COM | 693475105 |  | 3856783 | 24419 | SH |  | SOLE | RWA | 24419 | 0 | 0 |
| TJX COS INC NEW | COM | 872540109 |  | 3718001 | 46709 | SH |  | SOLE | RWA | 46252 | 0 | 457 |
| PROLOGIS INC. | COM | 74340W103 |  | 3695898 | 32785 | SH |  | SOLE | RWA | 32117 | 0 | 668 |
| QUALCOMM INC | COM | 747525103 |  | 3658251 | 33275 | SH |  | SOLE | RWA | 32855 | 0 | 420 |
| ISHARES TR | S MC 400VL ETF | 464287705 |  | 3599794 | 35712 | SH |  | SOLE | RWA | 34572 | 0 | 1140 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 3591919 | 14849 | SH |  | SOLE | RWA | 14506 | 0 | 343 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 3516464 | 19906 | SH |  | SOLE | RWA | 19717 | 0 | 189 |
| ABBVIE INC | COM | 00287Y109 |  | 3463343 | 21430 | SH |  | SOLE | RWA | 21255 | 0 | 175 |
| VANGUARD INDEX FDS | EXTEND MKT ETF | 922908652 |  | 3384514 | 25474 | SH |  | SOLE | RWA | 25081 | 0 | 393 |
| CHUBB LIMITED | COM | H1467J104 |  | 3315382 | 15029 | SH |  | SOLE | RWA | 14392 | 0 | 637 |
| DANAHER CORPORATION | COM | 235851102 |  | 3293386 | 12408 | SH |  | SOLE | RWA | 11403 | 0 | 1005 |
| FIFTH THIRD BANCORP | COM | 316773100 |  | 3283576 | 100079 | SH |  | SOLE | RWA | 96891 | 0 | 3188 |
| HOME DEPOT INC | COM | 437076102 |  | 3268546 | 10348 | SH |  | SOLE | RWA | 10348 | 0 | 0 |
| ARROW ELECTRS INC | COM | 042735100 |  | 3250245 | 31082 | SH |  | SOLE | RWA | 29202 | 0 | 1880 |
| ORACLE CORP | COM | 68389X105 |  | 3102077 | 37951 | SH |  | SOLE | RWA | 36251 | 0 | 1700 |
| LINDE PLC | SHS | G5494J103 |  | 3042957 | 9329 | SH |  | SOLE | RWA | 9109 | 0 | 220 |
| PHILLIPS 66 | COM | 718546104 |  | 2989319 | 28721 | SH |  | SOLE | RWA | 28249 | 0 | 472 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 2868818 | 32332 | SH |  | SOLE | RWA | 31272 | 0 | 1060 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 2810362 | 42815 | SH |  | SOLE | RWA | 42337 | 0 | 478 |
| ISHARES TR | MSCI EMG MKT ETF | 464287234 |  | 2808458 | 74102 | SH |  | SOLE | RWA | 69991 | 0 | 4111 |
| MARSH  MCLENNAN COS INC | COM | 571748102 |  | 2767437 | 16724 | SH |  | SOLE | RWA | 16582 | 0 | 142 |
| COMCAST CORP NEW | CL A | 20030N101 |  | 2711305 | 77532 | SH |  | SOLE | RWA | 76729 | 0 | 803 |
| HONEYWELL INTL INC | COM | 438516106 |  | 2705072 | 12623 | SH |  | SOLE | RWA | 12477 | 0 | 146 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 2602031 | 9772 | SH |  | SOLE | RWA | 9622 | 0 | 150 |
| HUNTSMAN CORP | COM | 447011107 |  | 2569955 | 93521 | SH |  | SOLE | RWA | 90672 | 0 | 2849 |
| MERCK  CO INC | COM | 58933Y105 |  | 2523758 | 22747 | SH |  | SOLE | RWA | 22620 | 0 | 127 |
| AMERICAN ELEC PWR CO INC | COM | 025537101 |  | 2508874 | 26423 | SH |  | SOLE | RWA | 25675 | 0 | 748 |
| RAYTHEON TECHNOLOGIES CORP | COM | 75513E101 |  | 2504673 | 24818 | SH |  | SOLE | RWA | 24818 | 0 | 0 |
| CAPITAL ONE FINL CORP | COM | 14040H105 |  | 2434042 | 26184 | SH |  | SOLE | RWA | 25491 | 0 | 693 |
| NIKE INC | CL B | 654106103 |  | 2402283 | 20531 | SH |  | SOLE | RWA | 20245 | 0 | 286 |
| SCHWAB STRATEGIC TR | US MID-CAP ETF | 808524508 |  | 2341014 | 35681 | SH |  | SOLE | RWA | 34659 | 0 | 1022 |
| TRUIST FINL CORP | COM | 89832Q109 |  | 2327433 | 54089 | SH |  | SOLE | RWA | 52794 | 0 | 1295 |
| US BANCORP DEL | COM NEW | 902973304 |  | 2260486 | 51834 | SH |  | SOLE | RWA | 50622 | 0 | 1212 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 2241735 | 14791 | SH |  | SOLE | RWA | 14741 | 0 | 50 |
| PULTE GROUP INC | COM | 745867101 |  | 2221892 | 48801 | SH |  | SOLE | RWA | 47601 | 0 | 1200 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 2035342 | 6589 | SH |  | SOLE | RWA | 6589 | 0 | 0 |
| LAM RESEARCH CORP | COM | 512807108 |  | 2019962 | 4806 | SH |  | SOLE | RWA | 4755 | 0 | 51 |
| PPL CORP | COM | 69351T106 |  | 1990269 | 68113 | SH |  | SOLE | RWA | 67300 | 0 | 813 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 1871139 | 19771 | SH |  | SOLE | RWA | 18130 | 0 | 1641 |
| ROYAL BK CDA SUSTAINABL | COM | 780087102 |  | 1848715 | 19663 | SH |  | SOLE | RWA | 19663 | 0 | 0 |
| UNILEVER PLC | SPON ADR NEW | 904767704 |  | 1830329 | 36352 | SH |  | SOLE | RWA | 35517 | 0 | 835 |
| ALLEGION PLC | ORD SHS | G0176J109 |  | 1793803 | 17042 | SH |  | SOLE | RWA | 16742 | 0 | 300 |
| DEERE  CO | COM | 244199105 |  | 1762897 | 4112 | SH |  | SOLE | RWA | 3908 | 0 | 204 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 1723023 | 3774 | SH |  | SOLE | RWA | 3736 | 0 | 38 |
| KEARNY FINL CORP MD | COM | 48716P108 |  | 1694502 | 166946 | SH |  | SOLE | RWA | 152837 | 0 | 14109 |
| PARKER-HANNIFIN CORP | COM | 701094104 |  | 1643935 | 5649 | SH |  | SOLE | RWA | 5449 | 0 | 200 |
| COLGATE PALMOLIVE CO | COM | 194162103 |  | 1638732 | 20799 | SH |  | SOLE | RWA | 20799 | 0 | 0 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 1628229 | 3347 | SH |  | SOLE | RWA | 3276 | 0 | 71 |
| ZIMMER BIOMET HOLDINGS INC | COM | 98956P102 |  | 1590036 | 12471 | SH |  | SOLE | RWA | 12355 | 0 | 116 |
| PFIZER INC | COM | 717081103 |  | 1582966 | 30893 | SH |  | SOLE | RWA | 30713 | 0 | 180 |
| CATERPILLAR INC | COM | 149123101 |  | 1508749 | 6298 | SH |  | SOLE | RWA | 6298 | 0 | 0 |
| ISHARES TR | SELECT DIVID ETF | 464287168 |  | 1454195 | 12058 | SH |  | SOLE | RWA | 12058 | 0 | 0 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 1403198 | 35614 | SH |  | SOLE | RWA | 35214 | 0 | 400 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 1392337 | 3963 | SH |  | SOLE | RWA | 3756 | 0 | 207 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 1345644 | 9208 | SH |  | SOLE | RWA | 9068 | 0 | 140 |
| WASTE MGMT INC DEL | COM | 94106L109 |  | 1328909 | 8471 | SH |  | SOLE | RWA | 8310 | 0 | 161 |
| FREEPORT-MCMORAN INC | CL B | 35671D857 |  | 1307094 | 34397 | SH |  | SOLE | RWA | 34160 | 0 | 237 |
| ISHARES TR | S MC 400GR ETF | 464287606 |  | 1303779 | 19089 | SH |  | SOLE | RWA | 19089 | 0 | 0 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 1268420 | 3317 | SH |  | SOLE | RWA | 3317 | 0 | 0 |
| BLACKROCK INC | COM | 09247X101 |  | 1259283 | 1777 | SH |  | SOLE | RWA | 1695 | 0 | 82 |
| ISHARES TR | RUS 1000 ETF | 464287622 |  | 1258910 | 5980 | SH |  | SOLE | RWA | 5980 | 0 | 0 |
| MCDONALDS CORP | COM | 580135101 |  | 1248352 | 4737 | SH |  | SOLE | RWA | 4577 | 0 | 160 |
| SELECT SECTOR SPDR TR | ENERGY | 81369Y506 |  | 1246698 | 14253 | SH |  | SOLE | RWA | 13853 | 0 | 400 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 1244355 | 5210 | SH |  | SOLE | RWA | 5210 | 0 | 0 |
| S GLOBAL INC | COM | 78409V104 |  | 1237889 | 3696 | SH |  | SOLE | RWA | 3696 | 0 | 0 |
| ADVANCED MICRO DEVICES INC | COM | 007903107 |  | 1226290 | 18933 | SH |  | SOLE | RWA | 18575 | 0 | 358 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 1216693 | 11031 | SH |  | SOLE | RWA | 11031 | 0 | 0 |
| SUMMIT MATLS INC | CL A | 86614U100 |  | 1207376 | 42528 | SH |  | SOLE | RWA | 41989 | 0 | 539 |
| NORFOLK SOUTHN CORP | COM | 655844108 |  | 1182570 | 4799 | SH |  | SOLE | RWA | 4799 | 0 | 0 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 1163774 | 13921 | SH |  | SOLE | RWA | 13921 | 0 | 0 |
| CISCO SYS INC | COM | 17275R102 |  | 1155607 | 24257 | SH |  | SOLE | RWA | 24257 | 0 | 0 |
| MASCO CORP | COM | 574599106 |  | 1148797 | 24615 | SH |  | SOLE | RWA | 24456 | 0 | 159 |
| AMERICAN TOWER CORP NEW | COM | 03027X100 |  | 1134745 | 5356 | SH |  | SOLE | RWA | 5297 | 0 | 59 |
| TOYOTA MOTOR CORP | ADS | 892331307 |  | 1069831 | 7833 | SH |  | SOLE | RWA | 7733 | 0 | 100 |
| SELECT SECTOR SPDR TR | RL EST SEL SEC | 81369Y860 |  | 1037472 | 28093 | SH |  | SOLE | RWA | 27762 | 0 | 331 |
| UNION PAC CORP | COM | 907818108 |  | 971987 | 4694 | SH |  | SOLE | RWA | 4694 | 0 | 0 |
| DOMINION ENERGY INC | COM | 25746U109 |  | 968514 | 15794 | SH |  | SOLE | RWA | 15794 | 0 | 0 |
| ILLINOIS TOOL WKS INC | COM | 452308109 |  | 924608 | 4197 | SH |  | SOLE | RWA | 4147 | 0 | 50 |
| AVERY DENNISON CORP | COM | 053611109 |  | 875497 | 4837 | SH |  | SOLE | RWA | 4837 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 855173 | 21939 | SH |  | SOLE | RWA | 21939 | 0 | 0 |
| DIGITAL RLTY TR INC | COM | 253868103 |  | 846465 | 8442 | SH |  | SOLE | RWA | 8360 | 0 | 82 |
| FEDEX CORP | COM | 31428X106 |  | 842345 | 4863 | SH |  | SOLE | RWA | 4791 | 0 | 72 |
| SELECT SECTOR SPDR TR | TECHNOLOGY | 81369Y803 |  | 794573 | 6385 | SH |  | SOLE | RWA | 6385 | 0 | 0 |
| KIMBERLY-CLARK CORP | COM | 494368103 |  | 783122 | 5769 | SH |  | SOLE | RWA | 5769 | 0 | 0 |
| PRICE T ROWE GROUP INC | COM | 74144T108 |  | 744703 | 6828 | SH |  | SOLE | RWA | 6828 | 0 | 0 |
| SPDR S MIDCAP 400 ETF TR | UTSER1 S | 78467Y107 |  | 720608 | 1627 | SH |  | SOLE | RWA | 1627 | 0 | 0 |
| TEXAS INSTRS INC | COM | 882508104 |  | 709329 | 4293 | SH |  | SOLE | RWA | 4263 | 0 | 30 |
| ISHARES TR | EAFE SML CP ETF | 464288273 |  | 704701 | 12477 | SH |  | SOLE | RWA | 12477 | 0 | 0 |
| COCA COLA CO | COM | 191216100 |  | 702382 | 11042 | SH |  | SOLE | RWA | 10542 | 0 | 500 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 |  | 687862 | 2003 | SH |  | SOLE | RWA | 1977 | 0 | 26 |
| INGERSOLL RAND INC | COM | 45687V106 |  | 677630 | 12969 | SH |  | SOLE | RWA | 12573 | 0 | 396 |
| TARGET CORP | COM | 87612E106 |  | 675748 | 4534 | SH |  | SOLE | RWA | 4234 | 0 | 300 |
| VANGUARD WORLD FD | MEGA CAP INDEX | 921910873 |  | 674768 | 5096 | SH |  | SOLE | RWA | 3512 | 0 | 1584 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 668835 | 3644 | SH |  | SOLE | RWA | 3514 | 0 | 130 |
| NISOURCE INC | COM | 65473P105 |  | 663072 | 24182 | SH |  | SOLE | RWA | 22828 | 0 | 1354 |
| PPG INDS INC | COM | 693506107 |  | 638628 | 5079 | SH |  | SOLE | RWA | 4999 | 0 | 80 |
| GLOBAL X FDS | RBTCS ARTFL INTE | 37954Y715 |  | 612031 | 29783 | SH |  | SOLE | RWA | 29285 | 0 | 498 |
| CARRIER GLOBAL CORPORATION | COM | 14448C104 |  | 611823 | 14832 | SH |  | SOLE | RWA | 14832 | 0 | 0 |
| DISCOVER FINL SVCS | COM | 254709108 |  | 599796 | 6131 | SH |  | SOLE | RWA | 6131 | 0 | 0 |
| MCKESSON CORP | COM | 58155Q103 |  | 599067 | 1597 | SH |  | SOLE | RWA | 1407 | 0 | 190 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 |  | 586725 | 5422 | SH |  | SOLE | RWA | 5422 | 0 | 0 |
| SELECT SECTOR SPDR TR | FINANCIAL | 81369Y605 |  | 586430 | 17147 | SH |  | SOLE | RWA | 17147 | 0 | 0 |
| CITIGROUP INC | COM NEW | 172967424 |  | 566223 | 12519 | SH |  | SOLE | RWA | 12394 | 0 | 125 |
| VANGUARD WORLD FDS | INF TECH ETF | 92204A702 |  | 533734 | 1671 | SH |  | SOLE | RWA | 1671 | 0 | 0 |
| META PLATFORMS INC | CL A | 30303M102 |  | 528172 | 4389 | SH |  | SOLE | RWA | 4224 | 0 | 165 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 |  | 525883 | 7309 | SH |  | SOLE | RWA | 7309 | 0 | 0 |
| SPDR SER TR | S DIVID ETF | 78464A763 |  | 517863 | 4139 | SH |  | SOLE | RWA | 3960 | 0 | 179 |
| TORO CO | COM | 891092108 |  | 514720 | 4547 | SH |  | SOLE | RWA | 4547 | 0 | 0 |
| M  T BK CORP | COM | 55261F104 |  | 509451 | 3512 | SH |  | SOLE | RWA | 3512 | 0 | 0 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 497261 | 11848 | SH |  | SOLE | RWA | 11848 | 0 | 0 |
| C H ROBINSON WORLDWIDE INC | COM NEW | 12541W209 |  | 492043 | 5374 | SH |  | SOLE | RWA | 5374 | 0 | 0 |
| GENERAL DYNAMICS CORP | COM | 369550108 |  | 481333 | 1940 | SH |  | SOLE | RWA | 1940 | 0 | 0 |
| HERSHEY CO | COM | 427866108 |  | 467801 | 2020 | SH |  | SOLE | RWA | 2020 | 0 | 0 |
| OTIS WORLDWIDE CORP | COM | 68902V107 |  | 456689 | 5832 | SH |  | SOLE | RWA | 5832 | 0 | 0 |
| LABORATORY CORP AMER HLDGS | COM NEW | 50540R409 |  | 456360 | 1938 | SH |  | SOLE | RWA | 1938 | 0 | 0 |
| RESMED INC | COM | 761152107 |  | 456013 | 2191 | SH |  | SOLE | RWA | 2191 | 0 | 0 |
| VANGUARD WORLD FDS | HEALTH CAR ETF | 92204A504 |  | 454180 | 1831 | SH |  | SOLE | RWA | 1831 | 0 | 0 |
| CUMMINS INC | COM | 231021106 |  | 448780 | 1852 | SH |  | SOLE | RWA | 1732 | 0 | 120 |
| FIDELITY COVINGTON TRUST | MSCI INFO TECH I | 316092808 |  | 448530 | 4746 | SH |  | SOLE | RWA | 4746 | 0 | 0 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 443502 | 2320 | SH |  | SOLE | RWA | 784 | 0 | 1536 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 441313 | 6143 | SH |  | SOLE | RWA | 5593 | 0 | 550 |
| TORONTO DOMINION BK ONT | COM NEW | 891160509 |  | 429424 | 6631 | SH |  | SOLE | RWA | 6631 | 0 | 0 |
| MCCORMICK  CO INC | COM NON VTG | 579780206 |  | 423402 | 5108 | SH |  | SOLE | RWA | 5108 | 0 | 0 |
| ABBOTT LABS | COM | 002824100 |  | 413260 | 3764 | SH |  | SOLE | RWA | 3764 | 0 | 0 |
| TOLL BROTHERS INC | COM | 889478103 |  | 409094 | 8195 | SH |  | SOLE | RWA | 7895 | 0 | 300 |
| TESLA INC | COM | 88160R101 |  | 407603 | 3309 | SH |  | SOLE | RWA | 3309 | 0 | 0 |
| QUEST DIAGNOSTICS INC | COM | 74834L100 |  | 406527 | 2599 | SH |  | SOLE | RWA | 2599 | 0 | 0 |
| TRAVELERS COMPANIES INC | COM | 89417E109 |  | 404210 | 2156 | SH |  | SOLE | RWA | 2156 | 0 | 0 |
| GLOBE LIFE INC | COM | 37959E102 |  | 396127 | 3286 | SH |  | SOLE | RWA | 3286 | 0 | 0 |
| NUCOR CORP | COM | 670346105 |  | 380403 | 2886 | SH |  | SOLE | RWA | 2886 | 0 | 0 |
| STARBUCKS CORP | COM | 855244109 |  | 377803 | 3808 | SH |  | SOLE | RWA | 3508 | 0 | 300 |
| SCHWAB CHARLES CORP | COM | 808513105 |  | 367109 | 4409 | SH |  | SOLE | RWA | 4409 | 0 | 0 |
| WELLS FARGO CO NEW | COM | 949746101 |  | 365691 | 8857 | SH |  | SOLE | RWA | 8857 | 0 | 0 |
| T-MOBILE US INC | COM | 872590104 |  | 360640 | 2576 | SH |  | SOLE | RWA | 2576 | 0 | 0 |
| EXELON CORP | COM | 30161N101 |  | 351770 | 8137 | SH |  | SOLE | RWA | 8137 | 0 | 0 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 |  | 346491 | 7674 | SH |  | SOLE | RWA | 7674 | 0 | 0 |
| SELECT SECTOR SPDR TR | SBI CONS DISCR | 81369Y407 |  | 339820 | 2631 | SH |  | SOLE | RWA | 2631 | 0 | 0 |
| MOOG INC | CL A | 615394202 |  | 329400 | 3753 | SH |  | SOLE | RWA | 3753 | 0 | 0 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 |  | 325723 | 8041 | SH |  | SOLE | RWA | 7393 | 0 | 648 |
| DUKE ENERGY CORP NEW | COM NEW | 26441C204 |  | 318597 | 3093 | SH |  | SOLE | RWA | 2933 | 0 | 160 |
| GALLAGHER ARTHUR J  CO | COM | 363576109 |  | 316370 | 1678 | SH |  | SOLE | RWA | 1678 | 0 | 0 |
| GENUINE PARTS CO | COM | 372460105 |  | 314053 | 1810 | SH |  | SOLE | RWA | 1810 | 0 | 0 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 303881 | 1491 | SH |  | SOLE | RWA | 1491 | 0 | 0 |
| DOLLAR GEN CORP NEW | COM | 256677105 |  | 301902 | 1226 | SH |  | SOLE | RWA | 1226 | 0 | 0 |
| FIDELITY COVINGTON TRUST | MSCI HLTH CARE I | 316092600 |  | 300124 | 4691 | SH |  | SOLE | RWA | 4691 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | INT-TERM CORP | 92206C870 |  | 276839 | 3572 | SH |  | SOLE | RWA | 3572 | 0 | 0 |
| LILLY ELI  CO | COM | 532457108 |  | 273376 | 747 | SH |  | SOLE | RWA | 747 | 0 | 0 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 271543 | 3595 | SH |  | SOLE | RWA | 3595 | 0 | 0 |
| BECTON DICKINSON  CO | COM | 075887109 |  | 269304 | 1059 | SH |  | SOLE | RWA | 960 | 0 | 99 |
| BROWN  BROWN INC | COM | 115236101 |  | 265309 | 4657 | SH |  | SOLE | RWA | 4657 | 0 | 0 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 262915 | 2711 | SH |  | SOLE | RWA | 2161 | 0 | 550 |
| STEEL DYNAMICS INC | COM | 858119100 |  | 258026 | 2641 | SH |  | SOLE | RWA | 2641 | 0 | 0 |
| NOVARTIS AG | SPONSORED ADR | 66987V109 |  | 251385 | 2771 | SH |  | SOLE | RWA | 2771 | 0 | 0 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 250563 | 1176 | SH |  | SOLE | RWA | 1176 | 0 | 0 |
| SYNOPSYS INC | COM | 871607107 |  | 247450 | 775 | SH |  | SOLE | RWA | 775 | 0 | 0 |
| SELECT SECTOR SPDR TR | SBI INT-INDS | 81369Y704 |  | 245361 | 2498 | SH |  | SOLE | RWA | 2498 | 0 | 0 |
| WALMART INC | COM | 931142103 |  | 242922 | 1713 | SH |  | SOLE | RWA | 1713 | 0 | 0 |
| FIDELITY COVINGTON TRUST | MSCI FINLS IDX | 316092501 |  | 229968 | 4797 | SH |  | SOLE | RWA | 4797 | 0 | 0 |
| AON PLC | SHS CL A | G0403H108 |  | 224205 | 747 | SH |  | SOLE | RWA | 747 | 0 | 0 |
| COHEN  STEERS QUALITY INCOM | COM | 19247L106 |  | 219892 | 19121 | SH |  | SOLE | RWA | 19121 | 0 | 0 |
| NETFLIX INC | COM | 64110L106 |  | 218211 | 740 | SH |  | SOLE | RWA | 740 | 0 | 0 |
| FACTSET RESH SYS INC | COM | 303075105 |  | 211839 | 528 | SH |  | SOLE | RWA | 528 | 0 | 0 |
| RPM INTL INC | COM | 749685103 |  | 210395 | 2159 | SH |  | SOLE | RWA | 2159 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | KBW REGL BKG | 46138E578 |  | 207496 | 3641 | SH |  | SOLE | RWA | 3386 | 0 | 255 |
| PUBLIC SVC ENTERPRISE GRP IN | COM | 744573106 |  | 203661 | 3324 | SH |  | SOLE | RWA | 3324 | 0 | 0 |
| CONSTELLATION ENERGY CORP | COM | 21037T109 |  | 200411 | 2325 | SH |  | SOLE | RWA | 2325 | 0 | 0 |
| ARES CAPITAL CORP | NOTE 4.625% 3/0 | 04010LAW3 |  | 127746 | 120000 | SH |  | SOLE | RWA | 120000 | 0 | 0 |
| PIMCO STRATEGIC INCOME FD | COM | 72200X104 |  | 157917 | 31967 | SH |  | SOLE | RWA | 31967 | 0 | 0 |
| FORD MTR CO DEL | COM | 345370860 |  | 172376 | 14822 | SH |  | SOLE | RWA | 14822 | 0 | 0 |
| KINDER MORGAN INC DEL | COM | 49456B101 |  | 190527 | 10538 | SH |  | SOLE | RWA | 10538 | 0 | 0 |
| GERON CORP | COM | 374163103 |  | 24200 | 10000 | SH |  | SOLE | RWA | 0 | 0 | 10000 |

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