# EDGAR Filing Document

**Accession Number:** 0001697493
**File Stem:** 0001697493-25-000007
**Filing Date:** 2025-7
**Character Count:** 24470
**Document Hash:** 55c5ccbb7598973572737489874e1791
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001697493-25-000007.hdr.sgml**: 20250717

**ACCESSION NUMBER**: 0001697493-25-000007

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250630

**FILED AS OF DATE**: 20250717

**DATE AS OF CHANGE**: 20250717

**EFFECTIVENESS DATE**: 20250717

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Symmetry Partners, LLC
- **CENTRAL INDEX KEY:** 0001697493

**ORGANIZATION NAME:**
- **EIN:** 061482171
- **STATE OF INCORPORATION:** CT
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-17760
- **FILM NUMBER:** 251129400

**BUSINESS ADDRESS:**
- **STREET 1:** 151 NATIONAL DRIVE
- **CITY:** GLASTONBURY
- **STATE:** CT
- **ZIP:** 06033
- **BUSINESS PHONE:** 8607816550

**MAIL ADDRESS:**
- **STREET 1:** 151 NATIONAL DRIVE
- **CITY:** GLASTONBURY
- **STATE:** CT
- **ZIP:** 06033

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** Symmetry Partner, LLC
- **DATE OF NAME CHANGE:** 20170207

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 06-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Symmetry Partners LLC<br>**Address:** 151 NATIONAL DRIVE<br>GLASTONBURY, CT 06033

**Form 13F File Number:** 028-17760

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** David Connelly Jr<br>**Title:** Member/Manager<br>**Phone:** 8607342083

**Signature, Place, and Date of Signing:**

David Connelly Jr  Glastonbury, CT  07-17-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 207

**Form 13F Information Table Value Total:** $812705916

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBVIE INC | COM | 00287Y109 |  | 340060 | 1832 | SH |  | SOLE |  | 0 | 0 | 1832 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 280206 | 1590 | SH |  | SOLE |  | 0 | 0 | 1590 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 1522893 | 8585 | SH |  | SOLE |  | 0 | 0 | 8585 |
| ALTRIA GROUP INC | COM | 02209S103 |  | 380208 | 6485 | SH |  | SOLE |  | 0 | 0 | 6485 |
| AMAZON COM INC | COM | 023135106 |  | 698099 | 3182 | SH |  | SOLE |  | 0 | 0 | 3182 |
| AMCOR PLC | ORD | G0250X107 |  | 157517 | 17140 | SH |  | SOLE |  | 0 | 0 | 17140 |
| AMEREN CORP | COM | 023608102 |  | 313571 | 3265 | SH |  | SOLE |  | 0 | 0 | 3265 |
| AMERICAN CENTY ETF TR | US SML CP VALU | 025072877 |  | 7148937 | 78474 | SH |  | SOLE |  | 0 | 0 | 78474 |
| AMERICAN CENTY ETF TR | US LARGE CAP VLU | 025072349 |  | 7343262 | 107657 | SH |  | SOLE |  | 0 | 0 | 107657 |
| AMERICAN CENTY ETF TR | EMERGING MKT VAL | 025072372 |  | 2878115 | 53751 | SH |  | SOLE |  | 0 | 0 | 53751 |
| AMERICAN CENTY ETF TR | INTL SMCP VLU | 025072802 |  | 3133670 | 39527 | SH |  | SOLE |  | 0 | 0 | 39527 |
| AMERICAN CENTY ETF TR | INTERNATIONAL LR | 025072364 |  | 3061245 | 49188 | SH |  | SOLE |  | 0 | 0 | 49188 |
| APPLE INC | COM | 037833100 |  | 6850831 | 33391 | SH |  | SOLE |  | 0 | 0 | 33391 |
| AT INC | COM | 00206R102 |  | 621237 | 21466 | SH |  | SOLE |  | 0 | 0 | 21466 |
| CHIPOTLE MEXICAN GRILL INC | COM | 169656105 |  | 1303354 | 23212 | SH |  | SOLE |  | 0 | 0 | 23212 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 312821 | 316 | SH |  | SOLE |  | 0 | 0 | 316 |
| CVS HEALTH CORP | COM | 126650100 |  | 392156 | 5685 | SH |  | SOLE |  | 0 | 0 | 5685 |
| DIMENSIONAL ETF TRUST | EMERGING MKTS CO | 25434V732 |  | 5918972 | 199426 | SH |  | SOLE |  | 0 | 0 | 199426 |
| DIMENSIONAL ETF TRUST | INTERNATNAL VAL | 25434V807 |  | 310346 | 7246 | SH |  | SOLE |  | 0 | 0 | 7246 |
| DIMENSIONAL ETF TRUST | US EQUITY MARKET | 25434V401 |  | 357820 | 5339 | SH |  | SOLE |  | 0 | 0 | 5339 |
| DIMENSIONAL ETF TRUST | INTL CORE EQUITY | 25434V799 |  | 15863001 | 510228 | SH |  | SOLE |  | 0 | 0 | 510228 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 |  | 59239128 | 1652877 | SH |  | SOLE |  | 0 | 0 | 1652877 |
| DIMENSIONAL ETF TRUST | WORLD EX US CORE | 25434V880 |  | 9387038 | 319613 | SH |  | SOLE |  | 0 | 0 | 319613 |
| DIMENSIONAL ETF TRUST | US MKTWIDE VALUE | 25434V724 |  | 5899976 | 139545 | SH |  | SOLE |  | 0 | 0 | 139545 |
| DIMENSIONAL ETF TRUST | US TARGETED VLU | 25434V609 |  | 381551 | 7071 | SH |  | SOLE |  | 0 | 0 | 7071 |
| EA SERIES TRUST | EA BRIDGEWAY OMN | 02072L532 |  | 915429 | 44918 | SH |  | SOLE |  | 0 | 0 | 44918 |
| ELI LILLY  CO | COM | 532457108 |  | 1188783 | 1525 | SH |  | SOLE |  | 0 | 0 | 1525 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 1358882 | 12606 | SH |  | SOLE |  | 0 | 0 | 12606 |
| GE AEROSPACE | COM NEW | 369604301 |  | 268233 | 1042 | SH |  | SOLE |  | 0 | 0 | 1042 |
| GERMAN AMERN BANCORP INC | COM | 373865104 |  | 376838 | 9785 | SH |  | SOLE |  | 0 | 0 | 9785 |
| HOME DEPOT INC | COM | 437076102 |  | 228204 | 622 | SH |  | SOLE |  | 0 | 0 | 622 |
| ISHARES INC | MSCI EMERG MRKT | 464286533 |  | 2706644 | 43099 | SH |  | SOLE |  | 0 | 0 | 43099 |
| ISHARES TR | 1 3 YR TREAS BD | 464287457 |  | 4455067 | 53766 | SH |  | SOLE |  | 0 | 0 | 53766 |
| ISHARES TR | MSCI EAFE MIN VL | 46429B689 |  | 4085434 | 48601 | SH |  | SOLE |  | 0 | 0 | 48601 |
| ISHARES TR | MSCI USA MIN VOL | 46429B697 |  | 9950664 | 106005 | SH |  | SOLE |  | 0 | 0 | 106005 |
| ISHARES TR | MSCI USA QLT FCT | 46432F339 |  | 10045953 | 54950 | SH |  | SOLE |  | 0 | 0 | 54950 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 |  | 1774056 | 16683 | SH |  | SOLE |  | 0 | 0 | 16683 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 9741134 | 93234 | SH |  | SOLE |  | 0 | 0 | 93234 |
| ISHARES TR | MSCI USA MMENTM | 46432F396 |  | 22459678 | 93457 | SH |  | SOLE |  | 0 | 0 | 93457 |
| ISHARES TR | EAFE VALUE ETF | 464288877 |  | 2917848 | 45965 | SH |  | SOLE |  | 0 | 0 | 45965 |
| ISHARES TR | MSCI INTL MOMENT | 46434V449 |  | 6765528 | 148075 | SH |  | SOLE |  | 0 | 0 | 148075 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 267924 | 1754 | SH |  | SOLE |  | 0 | 0 | 1754 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 254541 | 878 | SH |  | SOLE |  | 0 | 0 | 878 |
| LOWES COS INC | COM | 548661107 |  | 609255 | 2746 | SH |  | SOLE |  | 0 | 0 | 2746 |
| MARATHON PETE CORP | COM | 56585A102 |  | 504711 | 3038 | SH |  | SOLE |  | 0 | 0 | 3038 |
| MERCADOLIBRE INC | COM | 58733R102 |  | 300567 | 115 | SH |  | SOLE |  | 0 | 0 | 115 |
| META PLATFORMS INC | CL A | 30303M102 |  | 202237 | 274 | SH |  | SOLE |  | 0 | 0 | 274 |
| MICROSOFT CORP | COM | 594918104 |  | 4482942 | 9013 | SH |  | SOLE |  | 0 | 0 | 9013 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 454379 | 2876 | SH |  | SOLE |  | 0 | 0 | 2876 |
| PEPSICO INC | COM | 713448108 |  | 218790 | 1657 | SH |  | SOLE |  | 0 | 0 | 1657 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 473559 | 2600 | SH |  | SOLE |  | 0 | 0 | 2600 |
| PLAINS ALL AMERN PIPELINE L | UNIT LTD PARTN | 726503105 |  | 514884 | 28105 | SH |  | SOLE |  | 0 | 0 | 28105 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 1098368 | 6894 | SH |  | SOLE |  | 0 | 0 | 6894 |
| QUALCOMM INC | COM | 747525103 |  | 251170 | 1577 | SH |  | SOLE |  | 0 | 0 | 1577 |
| SELECT SECTOR SPDR TR | ENERGY | 81369Y506 |  | 374351 | 4414 | SH |  | SOLE |  | 0 | 0 | 4414 |
| SELECT SECTOR SPDR TR | COMMUNICATION | 81369Y852 |  | 817377 | 7531 | SH |  | SOLE |  | 0 | 0 | 7531 |
| SELECT SECTOR SPDR TR | SBI INT-UTILS | 81369Y886 |  | 387455 | 4745 | SH |  | SOLE |  | 0 | 0 | 4745 |
| SELECT SECTOR SPDR TR | FINANCIAL | 81369Y605 |  | 778739 | 14870 | SH |  | SOLE |  | 0 | 0 | 14870 |
| SOUTHERN CO | COM | 842587107 |  | 340829 | 3712 | SH |  | SOLE |  | 0 | 0 | 3712 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 829155 | 1342 | SH |  | SOLE |  | 0 | 0 | 1342 |
| SPDR SERIES TRUST | NUVEEN ICE SHORT | 78468R739 |  | 3459979 | 72339 | SH |  | SOLE |  | 0 | 0 | 72339 |
| SPDR SERIES TRUST | BLOOMBERG HIGH Y | 78468R622 |  | 4643800 | 47741 | SH |  | SOLE |  | 0 | 0 | 47741 |
| SPDR SERIES TRUST | S REGL BKG | 78464A698 |  | 210835 | 3550 | SH |  | SOLE |  | 0 | 0 | 3550 |
| US BANCORP DEL | COM NEW | 902973304 |  | 232042 | 5128 | SH |  | SOLE |  | 0 | 0 | 5128 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 |  | 10212251 | 129762 | SH |  | SOLE |  | 0 | 0 | 129762 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 15650804 | 212560 | SH |  | SOLE |  | 0 | 0 | 212560 |
| VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 |  | 24420668 | 493247 | SH |  | SOLE |  | 0 | 0 | 493247 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 3822724 | 19603 | SH |  | SOLE |  | 0 | 0 | 19603 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 4430988 | 14579 | SH |  | SOLE |  | 0 | 0 | 14579 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 2766104 | 15651 | SH |  | SOLE |  | 0 | 0 | 15651 |
| VANGUARD INTL EQUITY INDEX F | FTSE SMCAP ETF | 922042718 |  | 2369414 | 17631 | SH |  | SOLE |  | 0 | 0 | 17631 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 1431579 | 28944 | SH |  | SOLE |  | 0 | 0 | 28944 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 393785 | 1924 | SH |  | SOLE |  | 0 | 0 | 1924 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 2092993 | 36713 | SH |  | SOLE |  | 0 | 0 | 36713 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 224890 | 5197 | SH |  | SOLE |  | 0 | 0 | 5197 |
| WALMART INC | COM | 931142103 |  | 359635 | 3678 | SH |  | SOLE |  | 0 | 0 | 3678 |
| ABBOTT LABS | COM | 002824100 |  | 274048 | 2015 | SH |  | SOLE |  | 816 | 0 | 1199 |
| ABBVIE INC | COM | 00287Y109 |  | 205968 | 1110 | SH |  | SOLE |  | 0 | 0 | 1110 |
| ADOBE INC | COM | 00724F101 |  | 244224 | 631 | SH |  | SOLE |  | 369 | 0 | 262 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 729144 | 4137 | SH |  | SOLE |  | 275 | 0 | 3862 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 468322 | 2640 | SH |  | SOLE |  | 548 | 0 | 2092 |
| AMAZON COM INC | COM | 023135106 |  | 2242155 | 10220 | SH |  | SOLE |  | 1407 | 0 | 8813 |
| AMERICAN CENTY ETF TR | US SML CP VALU | 025072877 |  | 7545140 | 82823 | SH |  | SOLE |  | 0 | 0 | 82823 |
| AMERICAN CENTY ETF TR | INTL SMCP VLU | 025072802 |  | 3419205 | 43128 | SH |  | SOLE |  | 0 | 0 | 43128 |
| AMERICAN CENTY ETF TR | US EQT ETF | 025072885 |  | 7468141 | 74074 | SH |  | SOLE |  | 0 | 0 | 74074 |
| AMERICAN CENTY ETF TR | AVANTIS EMGMKT | 025072604 |  | 2231046 | 32551 | SH |  | SOLE |  | 0 | 0 | 32551 |
| AMERICAN CENTY ETF TR | US LARGE CAP VLU | 025072349 |  | 7652978 | 112197 | SH |  | SOLE |  | 0 | 0 | 112197 |
| AMERICAN CENTY ETF TR | INTL EQT ETF | 025072703 |  | 4145078 | 56007 | SH |  | SOLE |  | 0 | 0 | 56007 |
| AMERICAN CENTY ETF TR | EMERGING MKT VAL | 025072372 |  | 4927970 | 92034 | SH |  | SOLE |  | 0 | 0 | 92034 |
| AMERICAN CENTY ETF TR | INTERNATIONAL LR | 025072364 |  | 3240391 | 52067 | SH |  | SOLE |  | 0 | 0 | 52067 |
| APPLE INC | COM | 037833100 |  | 16529549 | 80565 | SH |  | SOLE |  | 1531 | 0 | 79034 |
| ARISTA NETWORKS INC | COM SHS | 040413205 |  | 283292 | 2769 | SH |  | SOLE |  | 1919 | 0 | 850 |
| AT INC | COM | 00206R102 |  | 204880 | 7079 | SH |  | SOLE |  | 0 | 0 | 7079 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 800695 | 1648 | SH |  | SOLE |  | 0 | 0 | 1648 |
| BOOKING HOLDINGS INC | COM | 09857L108 |  | 223957 | 39 | SH |  | SOLE |  | 3 | 0 | 36 |
| BROADCOM INC | COM | 11135F101 |  | 763535 | 2770 | SH |  | SOLE |  | 1032 | 0 | 1738 |
| CAPITAL ONE FINL CORP | COM | 14040H105 |  | 232049 | 1091 | SH |  | SOLE |  | 348 | 0 | 743 |
| CENCORA INC | COM | 03073E105 |  | 290820 | 970 | SH |  | SOLE |  | 0 | 0 | 970 |
| CION INVT CORP | COM | 17259U204 |  | 386398 | 40376 | SH |  | SOLE |  | 0 | 0 | 40376 |
| CITIGROUP INC | COM NEW | 172967424 |  | 265187 | 3115 | SH |  | SOLE |  | 1402 | 0 | 1713 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 564943 | 571 | SH |  | SOLE |  | 150 | 0 | 421 |
| DAKOTA GOLD CORP | COM | 46655E100 |  | 138375 | 37500 | SH |  | SOLE |  | 0 | 0 | 37500 |
| DEXCOM INC | COM | 252131107 |  | 1328903 | 15224 | SH |  | SOLE |  | 401 | 0 | 14823 |
| DIMENSIONAL ETF TRUST | WORLD EX US CORE | 25434V880 |  | 11339452 | 386090 | SH |  | SOLE |  | 0 | 0 | 386090 |
| DIMENSIONAL ETF TRUST | US EQUITY MARKET | 25434V401 |  | 6013204 | 89723 | SH |  | SOLE |  | 0 | 0 | 89723 |
| DIMENSIONAL ETF TRUST | INTL CORE EQUITY | 25434V799 |  | 21505759 | 691726 | SH |  | SOLE |  | 0 | 0 | 691726 |
| DIMENSIONAL ETF TRUST | US TARGETED VLU | 25434V609 |  | 2848950 | 52797 | SH |  | SOLE |  | 0 | 0 | 52797 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 |  | 80576415 | 2248226 | SH |  | SOLE |  | 0 | 0 | 2248226 |
| DIMENSIONAL ETF TRUST | INTERNATNAL VAL | 25434V807 |  | 3138442 | 73277 | SH |  | SOLE |  | 0 | 0 | 73277 |
| DIMENSIONAL ETF TRUST | EMERGING MKTS CO | 25434V732 |  | 6869973 | 231468 | SH |  | SOLE |  | 0 | 0 | 231468 |
| DIMENSIONAL ETF TRUST | US MKTWIDE VALUE | 25434V724 |  | 21398760 | 506120 | SH |  | SOLE |  | 0 | 0 | 506120 |
| DOORDASH INC | CL A | 25809K105 |  | 232693 | 944 | SH |  | SOLE |  | 491 | 0 | 453 |
| ELI LILLY  CO | COM | 532457108 |  | 323047 | 414 | SH |  | SOLE |  | 7 | 0 | 407 |
| ENERGY TRANSFER L P | COM UT LTD PTN | 29273V100 |  | 279782 | 15432 | SH |  | SOLE |  | 0 | 0 | 15432 |
| EXCHANGE TRADED CONCEPTS TRU | INQQ THE INDIA I | 301505558 |  | 183347 | 11045 | SH |  | SOLE |  | 0 | 0 | 11045 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 388397 | 3603 | SH |  | SOLE |  | 0 | 0 | 3603 |
| FS CREDIT OPPORTUNITIES CORP | COMMON STOCK | 30290Y101 |  | 116182 | 16003 | SH |  | SOLE |  | 0 | 0 | 16003 |
| FS KKR CAP CORP | COM | 302635206 |  | 372006 | 17928 | SH |  | SOLE |  | 0 | 0 | 17928 |
| GE AEROSPACE | COM NEW | 369604301 |  | 364672 | 1417 | SH |  | SOLE |  | 830 | 0 | 587 |
| GE VERNOVA INC | COM | 36828A101 |  | 206062 | 389 | SH |  | SOLE |  | 279 | 0 | 110 |
| GENERAL DYNAMICS CORP | COM | 369550108 |  | 231850 | 795 | SH |  | SOLE |  | 183 | 0 | 612 |
| HOME DEPOT INC | COM | 437076102 |  | 373261 | 1018 | SH |  | SOLE |  | 177 | 0 | 841 |
| IDEXX LABS INC | COM | 45168D104 |  | 266051 | 496 | SH |  | SOLE |  | 62 | 0 | 434 |
| INSULET CORP | COM | 45784P101 |  | 1081722 | 3443 | SH |  | SOLE |  | 0 | 0 | 3443 |
| INVESCO EXCH TRADED FD TR II | S LOW VOL | 46138E354 |  | 681178 | 9354 | SH |  | SOLE |  | 0 | 0 | 9354 |
| INVESCO EXCH TRADED FD TR II | SR LN ETF | 46138G508 |  | 219462 | 10491 | SH |  | SOLE |  | 0 | 0 | 10491 |
| INVESCO EXCH TRADED FD TR II | S SMLCP LOW | 46138G102 |  | 336166 | 7380 | SH |  | SOLE |  | 0 | 0 | 7380 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 845877 | 1533 | SH |  | SOLE |  | 0 | 0 | 1533 |
| ISHARES INC | MSCI GBL MIN VOL | 464286525 |  | 240697 | 2030 | SH |  | SOLE |  | 0 | 0 | 2030 |
| ISHARES INC | MSCI EMERG MRKT | 464286533 |  | 4078649 | 64947 | SH |  | SOLE |  | 0 | 0 | 64947 |
| ISHARES TR | 1 3 YR TREAS BD | 464287457 |  | 3889720 | 46943 | SH |  | SOLE |  | 0 | 0 | 46943 |
| ISHARES TR | ESG AWR US AGRGT | 46435U549 |  | 1027530 | 21614 | SH |  | SOLE |  | 0 | 0 | 21614 |
| ISHARES TR | MSCI EAFE MIN VL | 46429B689 |  | 5791632 | 68899 | SH |  | SOLE |  | 0 | 0 | 68899 |
| ISHARES TR | PFD AND INCM SEC | 464288687 |  | 283078 | 9227 | SH |  | SOLE |  | 0 | 0 | 9227 |
| ISHARES TR | ESG AWRE 1 5 YR | 46435G243 |  | 367683 | 14608 | SH |  | SOLE |  | 0 | 0 | 14608 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 |  | 970179 | 4995 | SH |  | SOLE |  | 0 | 0 | 4995 |
| ISHARES TR | MSCI USA QLT FCT | 46432F339 |  | 14854881 | 81254 | SH |  | SOLE |  | 0 | 0 | 81254 |
| ISHARES TR | MSCI USA MIN VOL | 46429B697 |  | 14752488 | 157159 | SH |  | SOLE |  | 0 | 0 | 157159 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 7165182 | 68579 | SH |  | SOLE |  | 0 | 0 | 68579 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 |  | 2206980 | 20754 | SH |  | SOLE |  | 0 | 0 | 20754 |
| ISHARES TR | 0-5 YR TIPS ETF | 46429B747 |  | 209113 | 2032 | SH |  | SOLE |  | 0 | 0 | 2032 |
| ISHARES TR | ESG AW MSCI EAFE | 46435G516 |  | 696541 | 7807 | SH |  | SOLE |  | 0 | 0 | 7807 |
| ISHARES TR | EAFE VALUE ETF | 464288877 |  | 3616138 | 56965 | SH |  | SOLE |  | 0 | 0 | 56965 |
| ISHARES TR | MSCI USA MMENTM | 46432F396 |  | 30618500 | 127407 | SH |  | SOLE |  | 0 | 0 | 127407 |
| ISHARES TR | EXPONENTIAL TECH | 46434V381 |  | 351763 | 5391 | SH |  | SOLE |  | 0 | 0 | 5391 |
| ISHARES TR | MSCI INTL MOMENT | 46434V449 |  | 11022419 | 241244 | SH |  | SOLE |  | 0 | 0 | 241244 |
| ISHARES TR | BROAD USD HIGH | 46435U853 |  | 544008 | 14503 | SH |  | SOLE |  | 0 | 0 | 14503 |
| ISHARES TR | ESG AWR MSCI USA | 46435G425 |  | 1290356 | 9537 | SH |  | SOLE |  | 0 | 0 | 9537 |
| ISHARES TR | GLOBAL REIT ETF | 46434V647 |  | 694935 | 28135 | SH |  | SOLE |  | 0 | 0 | 28135 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 230280 | 3713 | SH |  | SOLE |  | 0 | 0 | 3713 |
| ISHARES TR | MSCI ACWI ETF | 464288257 |  | 300538 | 2337 | SH |  | SOLE |  | 0 | 0 | 2337 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 237340 | 559 | SH |  | SOLE |  | 0 | 0 | 559 |
| ISHARES U S ETF TR | SHORT DURATION B | 46431W507 |  | 308848 | 6044 | SH |  | SOLE |  | 0 | 0 | 6044 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 721344 | 4722 | SH |  | SOLE |  | 1307 | 0 | 3415 |
| JOHNSON CTLS INTL PLC | SHS | G51502105 |  | 270916 | 2565 | SH |  | SOLE |  | 927 | 0 | 1638 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 448554 | 1547 | SH |  | SOLE |  | 364 | 0 | 1183 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 203311 | 439 | SH |  | SOLE |  | 165 | 0 | 274 |
| LOWES COS INC | COM | 548661107 |  | 227737 | 1026 | SH |  | SOLE |  | 0 | 0 | 1026 |
| MCDONALDS CORP | COM | 580135101 |  | 507641 | 1737 | SH |  | SOLE |  | 0 | 0 | 1737 |
| META PLATFORMS INC | CL A | 30303M102 |  | 1979881 | 2682 | SH |  | SOLE |  | 189 | 0 | 2493 |
| MICROSOFT CORP | COM | 594918104 |  | 2716086 | 5460 | SH |  | SOLE |  | 672 | 0 | 4788 |
| NETFLIX INC | COM | 64110L106 |  | 319155 | 238 | SH |  | SOLE |  | 0 | 0 | 238 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 2145948 | 13583 | SH |  | SOLE |  | 3879 | 0 | 9704 |
| ORACLE CORP | COM | 68389X105 |  | 206899 | 946 | SH |  | SOLE |  | 0 | 0 | 946 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 |  | 216841 | 1591 | SH |  | SOLE |  | 500 | 0 | 1091 |
| PEPSICO INC | COM | 713448108 |  | 233743 | 1770 | SH |  | SOLE |  | 1364 | 0 | 406 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 301681 | 1656 | SH |  | SOLE |  | 914 | 0 | 742 |
| ROBLOX CORP | CL A | 771049103 |  | 283619 | 2696 | SH |  | SOLE |  | 2314 | 0 | 382 |
| RTX CORPORATION | COM | 75513E101 |  | 292576 | 2004 | SH |  | SOLE |  | 0 | 0 | 2004 |
| RYMAN HOSPITALITY PPTYS INC | COM | 78377T107 |  | 414710 | 4203 | SH |  | SOLE |  | 0 | 0 | 4203 |
| SELECT SECTOR SPDR TR | FINANCIAL | 81369Y605 |  | 4612058 | 88067 | SH |  | SOLE |  | 0 | 0 | 88067 |
| SELECT SECTOR SPDR TR | SBI INT-UTILS | 81369Y886 |  | 2228583 | 27291 | SH |  | SOLE |  | 0 | 0 | 27291 |
| SELECT SECTOR SPDR TR | COMMUNICATION | 81369Y852 |  | 4847215 | 44662 | SH |  | SOLE |  | 0 | 0 | 44662 |
| SELECT SECTOR SPDR TR | ENERGY | 81369Y506 |  | 2227704 | 26267 | SH |  | SOLE |  | 0 | 0 | 26267 |
| SELECT SECTOR SPDR TR | TECHNOLOGY | 81369Y803 |  | 2023561 | 7991 | SH |  | SOLE |  | 0 | 0 | 7991 |
| SENSEONICS HLDGS INC | COM | 81727U105 |  | 222819 | 467715 | SH |  | SOLE |  | 0 | 0 | 467715 |
| SERVICENOW INC | COM | 81762P102 |  | 215602 | 210 | SH |  | SOLE |  | 140 | 0 | 70 |
| SNOWFLAKE INC | CL A | 833445109 |  | 312128 | 1395 | SH |  | SOLE |  | 939 | 0 | 456 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 550218 | 1805 | SH |  | SOLE |  | 0 | 0 | 1805 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 295012 | 477 | SH |  | SOLE |  | 0 | 0 | 477 |
| SPDR SERIES TRUST | BLOOMBERG HIGH Y | 78468R622 |  | 6608251 | 67937 | SH |  | SOLE |  | 0 | 0 | 67937 |
| SPDR SERIES TRUST | NUVEEN ICE SHORT | 78468R739 |  | 4304413 | 89994 | SH |  | SOLE |  | 0 | 0 | 89994 |
| SPDR SERIES TRUST | PORTFOLIO AGRGTE | 78464A649 |  | 206080 | 8050 | SH |  | SOLE |  | 0 | 0 | 8050 |
| STRYKER CORPORATION | COM | 863667101 |  | 662490 | 1675 | SH |  | SOLE |  | 0 | 0 | 1675 |
| TESLA INC | COM | 88160R101 |  | 498424 | 1569 | SH |  | SOLE |  | 365 | 0 | 1204 |
| THE CIGNA GROUP | COM | 125523100 |  | 1324405 | 4006 | SH |  | SOLE |  | 267 | 0 | 3739 |
| UPSTART HLDGS INC | COM | 91680M107 |  | 393642 | 6086 | SH |  | SOLE |  | 17 | 0 | 6069 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 |  | 14835203 | 188503 | SH |  | SOLE |  | 0 | 0 | 188503 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 30359955 | 412331 | SH |  | SOLE |  | 0 | 0 | 412331 |
| VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 |  | 36100131 | 729148 | SH |  | SOLE |  | 0 | 0 | 729148 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 6732380 | 34523 | SH |  | SOLE |  | 0 | 0 | 34523 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 12472226 | 41037 | SH |  | SOLE |  | 0 | 0 | 41037 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 2244799 | 25205 | SH |  | SOLE |  | 0 | 0 | 25205 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 6033600 | 34138 | SH |  | SOLE |  | 0 | 0 | 34138 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 1143786 | 2609 | SH |  | SOLE |  | 0 | 0 | 2609 |
| VANGUARD INTL EQUITY INDEX F | TT WRLD ST ETF | 922042742 |  | 2769477 | 21549 | SH |  | SOLE |  | 0 | 0 | 21549 |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 |  | 283409 | 4216 | SH |  | SOLE |  | 0 | 0 | 4216 |
| VANGUARD INTL EQUITY INDEX F | FTSE SMCAP ETF | 922042718 |  | 3361715 | 25015 | SH |  | SOLE |  | 0 | 0 | 25015 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 4428531 | 89538 | SH |  | SOLE |  | 0 | 0 | 89538 |
| VANGUARD MALVERN FDS | STRM INFPROIDX | 922020805 |  | 3157765 | 62816 | SH |  | SOLE |  | 0 | 0 | 62816 |
| VANGUARD SCOTTSDALE FDS | TOTAL WLD BD ETF | 92206C565 |  | 461599 | 6658 | SH |  | SOLE |  | 0 | 0 | 6658 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 6024254 | 105670 | SH |  | SOLE |  | 0 | 0 | 105670 |
| VANGUARD WORLD FD | ESG INTL STK ETF | 921910725 |  | 434200 | 6629 | SH |  | SOLE |  | 0 | 0 | 6629 |
| VANGUARD WORLD FD | ESG US STK ETF | 921910733 |  | 726146 | 6623 | SH |  | SOLE |  | 0 | 0 | 6623 |
| VERISIGN INC | COM | 92343E102 |  | 203026 | 703 | SH |  | SOLE |  | 525 | 0 | 178 |
| VISA INC | COM CL A | 92826C839 |  | 346114 | 975 | SH |  | SOLE |  | 258 | 0 | 717 |
| WALMART INC | COM | 931142103 |  | 1597659 | 16339 | SH |  | SOLE |  | 631 | 0 | 15708 |

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