# EDGAR Filing Document

**Accession Number:** 0000051762
**File Stem:** 0000051762-23-000001
**Filing Date:** 2023-1
**Character Count:** 21544
**Document Hash:** 9501a178d545d53a7a96400ce28976e9
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0000051762-23-000001.hdr.sgml**: 20230111

**ACCESSION NUMBER**: 0000051762-23-000001

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230111

**DATE AS OF CHANGE**: 20230110

**EFFECTIVENESS DATE**: 20230111

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** RNC CAPITAL MANAGEMENT LLC
- **CENTRAL INDEX KEY:** 0000051762
- **IRS NUMBER:** 952576274
- **STATE OF INCORPORATION:** CA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-00970
- **FILM NUMBER:** 23522037

**BUSINESS ADDRESS:**
- **STREET 1:** 11601 WILSHIRE BLVD 25TH FL
- **CITY:** LOS ANGELES
- **STATE:** CA
- **ZIP:** 90025
- **BUSINESS PHONE:** 3104776543

**MAIL ADDRESS:**
- **STREET 1:** 11601 WILSHIRE BLVD. 25TH FL
- **CITY:** LOS ANGELES
- **STATE:** CA
- **ZIP:** 90025

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** RNC CAPITAL MANAGEMENT CO
- **DATE OF NAME CHANGE:** 19980721

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** INTERVEST LTD
- **DATE OF NAME CHANGE:** 19691024

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2022

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** RNC CAPITAL MANAGEMENT LLC<br>**Address:** 11601 WILSHIRE BLVD. 25TH FL<br>LOS ANGELES, CA 90025

**Form 13F File Number:** 028-00970

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Manuel Gutierrez<br>**Title:** SVP/CFO/CCO<br>**Phone:** 310-566-4800

**Signature, Place, and Date of Signing:**

Manuel Gutierrez  Los Angeles, CA  01-10-2023<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 184

**Form 13F Information Table Value Total:** $1784715

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABB LTD - SP ADR | COM | 000375204 |  | 234 | 7680 | SH |  | SOLE |  | 7680 | 0 | 0 |
| AFLAC INC | COM | 001055102 |  | 425 | 5908 | SH |  | SOLE |  | 5908 | 0 | 0 |
| AES CORPORATION | COM | 00130H105 |  | 295 | 10240 | SH |  | SOLE |  | 10240 | 0 | 0 |
| AT INC | COM | 00206R102 |  | 46776 | 2540777 | SH |  | DFND |  | 2444166 | 0 | 96610 |
| ABBOTT LABORATORIES | COM | 002824100 |  | 1773 | 16146 | SH |  | DFND |  | 16111 | 0 | 35 |
| ABBVIE INC | COM | 00287Y109 |  | 69119 | 427687 | SH |  | DFND |  | 410027 | 0 | 17659 |
| ADOBE INC. | COM | 00724F101 |  | 4245 | 12614 | SH |  | DFND |  | 12019 | 0 | 595 |
| ADVANCED MICRO DEVICES INC | COM | 007903107 |  | 677 | 10457 | SH |  | SOLE |  | 10457 | 0 | 0 |
| AGENT INFORMATION SOFTWARE I | COM | 00847D108 |  | 45 | 28000 | SH |  | SOLE |  | 28000 | 0 | 0 |
| AIR PRODUCTS CHEMICALS INC | COM | 009158106 |  | 2282 | 7403 | SH |  | DFND |  | 7311 | 0 | 92 |
| ALLIANZ SE - UNSP ADR | COM | 018820100 |  | 244 | 11355 | SH |  | SOLE |  | 11355 | 0 | 0 |
| ALPHABET CLASS C | COM | 02079K107 |  | 6632 | 74740 | SH |  | DFND |  | 71863 | 0 | 2877 |
| ALPHABET CLASS A | COM | 02079K305 |  | 3974 | 45041 | SH |  | DFND |  | 43241 | 0 | 1800 |
| ALTRIA GROUP INC | COM | 02209S103 |  | 52172 | 1141373 | SH |  | DFND |  | 1089842 | 0 | 51530 |
| AMAZON.COM INC | COM | 023135106 |  | 3647 | 43418 | SH |  | DFND |  | 41858 | 0 | 1560 |
| AMERICAN EXPRESS CO | COM | 025816109 |  | 1546 | 10464 | SH |  | DFND |  | 10247 | 0 | 217 |
| AMGEN INC | COM | 031162100 |  | 8968 | 34144 | SH |  | DFND |  | 34104 | 0 | 40 |
| APPLE INC | COM | 037833100 |  | 24355 | 187449 | SH |  | DFND |  | 184607 | 0 | 2842 |
| APPLIED MATERIALS INC | COM | 038222105 |  | 1123 | 11537 | SH |  | SOLE |  | 11537 | 0 | 0 |
| ARES CAPITAL CORP | COM | 04010L103 |  | 237 | 12832 | SH |  | SOLE |  | 12832 | 0 | 0 |
| ASTRAZENECA PLC - ADR | COM | 046353108 |  | 6687 | 98625 | SH |  | DFND |  | 93652 | 0 | 4973 |
| AXA - SP ADR | COM | 054536107 |  | 268 | 9620 | SH |  | SOLE |  | 9620 | 0 | 0 |
| BAE SYSTEMS PLC - SP ADR | COM | 05523R107 |  | 374 | 8880 | SH |  | SOLE |  | 8880 | 0 | 0 |
| BP PLC - ADR | COM | 055622104 |  | 467 | 13379 | SH |  | SOLE |  | 13379 | 0 | 0 |
| BNP PARIBAS-ADR | COM | 05565A202 |  | 280 | 9826 | SH |  | SOLE |  | 9826 | 0 | 0 |
| BANK OF AMERICA CORP | COM | 060505104 |  | 42300 | 1277186 | SH |  | DFND |  | 1218766 | 0 | 58420 |
| BARCLAYS PLC - ADR | COM | 06738E204 |  | 247 | 31615 | SH |  | SOLE |  | 31615 | 0 | 0 |
| BERKSHIRE HATHAWAY INC - CL B | COM | 084670702 |  | 822 | 2660 | SH |  | SOLE |  | 2660 | 0 | 0 |
| BHP BILLITON LTD - SP ADR | COM | 088606108 |  | 1619 | 26096 | SH |  | DFND |  | 25451 | 0 | 645 |
| BLACKROCK INC | COM | 09247X101 |  | 50274 | 70945 | SH |  | DFND |  | 68116 | 0 | 2829 |
| BOEING COMPANY | COM | 097023105 |  | 691 | 3628 | SH |  | SOLE |  | 3628 | 0 | 0 |
| BORGWARNER INC | COM | 099724106 |  | 2424 | 60218 | SH |  | DFND |  | 58485 | 0 | 1733 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 |  | 69687 | 968547 | SH |  | DFND |  | 927727 | 0 | 40819 |
| BRITISH AMERN TOBACCO PLC ADR | COM | 110448107 |  | 354 | 8845 | SH |  | SOLE |  | 8845 | 0 | 0 |
| BROADCOM INC | COM | 11135F101 |  | 62998 | 112671 | SH |  | DFND |  | 108035 | 0 | 4636 |
| CK HUTCHISON HOLDIN-UNSP ADR | COM | 12562Y100 |  | 225 | 37850 | SH |  | SOLE |  | 37850 | 0 | 0 |
| CVS HEALTH CORPORATION | COM | 126650100 |  | 58280 | 625393 | SH |  | DFND |  | 598803 | 0 | 26590 |
| COTERRA ENERGY | COM | 127097103 |  | 2862 | 116490 | SH |  | DFND |  | 108840 | 0 | 7650 |
| CAPITAL ONE FINANCIAL CORP | COM | 14040H105 |  | 906 | 9750 | SH |  | DFND |  | 9385 | 0 | 365 |
| CAPITAL WORLD GROWTH INC-A | FUND | 140543109 |  | 205 | 3973 | SH |  | SOLE |  | 3973 | 0 | 0 |
| CATERPILLAR INC | COM | 149123101 |  | 956 | 3991 | SH |  | SOLE |  | 3991 | 0 | 0 |
| CHEVRON CORP | COM | 166764100 |  | 64044 | 356810 | SH |  | DFND |  | 341065 | 0 | 15745 |
| CISCO SYSTEMS INC | COM | 17275R102 |  | 70701 | 1484065 | SH |  | DFND |  | 1424959 | 0 | 59105 |
| COMCAST CORP - CL A | COM | 20030N101 |  | 41629 | 1190418 | SH |  | DFND |  | 1149113 | 0 | 41305 |
| CONSTELLATION BRANDS INC-A | COM | 21036P108 |  | 4831 | 20846 | SH |  | DFND |  | 19866 | 0 | 980 |
| CORNING INC | COM | 219350105 |  | 33242 | 1040753 | SH |  | DFND |  | 999293 | 0 | 41460 |
| COSTCO WHOLESALE CORP | COM | 22160K105 |  | 1326 | 2904 | SH |  | SOLE |  | 2904 | 0 | 0 |
| DFA EMERGING MKTS CORE EQUITY | FUND | 233203421 |  | 3769 | 187116 | SH |  | DFND |  | 183925 | 0 | 3191 |
| DFA US TARGETED VALUE PORT | FUND | 233203595 |  | 4182 | 152667 | SH |  | DFND |  | 147611 | 0 | 5056 |
| DFA SMALL CAP VALUE FUND | FUND | 233203819 |  | 4840 | 123193 | SH |  | DFND |  | 122568 | 0 | 624 |
| DFA US LARGE CAP VALUE FUND | FUND | 233203827 |  | 5616 | 135314 | SH |  | SOLE |  | 135314 | 0 | 0 |
| DFA INTL L/C GROWTH PORT | FUND | 23320G265 |  | 3829 | 278067 | SH |  | DFND |  | 277000 | 0 | 1067 |
| MERCEDES BENZ GROUP UNSP-ADR | COM | 233825207 |  | 296 | 18110 | SH |  | SOLE |  | 18110 | 0 | 0 |
| DFA INTL VALUE FUND | FUND | 25434D203 |  | 11472 | 645226 | SH |  | DFND |  | 629895 | 0 | 15331 |
| DIMENSIONAL EMERGING CORE EQ | FUND | 25434V302 |  | 829 | 37780 | SH |  | SOLE |  | 37780 | 0 | 0 |
| DISNEY WALT CO | COM | 254687106 |  | 3657 | 42089 | SH |  | DFND |  | 40109 | 0 | 1980 |
| DOMINION ENERGY INC | COM | 25746U109 |  | 797 | 12992 | SH |  | SOLE |  | 12992 | 0 | 0 |
| DOW INC | COM | 260557103 |  | 15215 | 301942 | SH |  | DFND |  | 287684 | 0 | 14258 |
| DUKE ENERGY CORP | COM | 26441C204 |  | 246 | 2389 | SH |  | SOLE |  | 2389 | 0 | 0 |
| DUPONT DE NEMOURS INC | COM | 26614N102 |  | 4895 | 71329 | SH |  | DFND |  | 67446 | 0 | 3883 |
| EASTMAN CHEMICAL COMPANY | COM | 277432100 |  | 634 | 7782 | SH |  | DFND |  | 7765 | 0 | 17 |
| EMERSON ELECTRIC COMPANY | COM | 291011104 |  | 32457 | 337883 | SH |  | DFND |  | 322428 | 0 | 15455 |
| ENBRIDGE INC | COM | 29250N105 |  | 47852 | 1223827 | SH |  | DFND |  | 1170882 | 0 | 52945 |
| ERICSSON | COM | 294821608 |  | 167 | 28630 | SH |  | SOLE |  | 28630 | 0 | 0 |
| EVERGY INC | COM | 30034W106 |  | 21030 | 334187 | SH |  | DFND |  | 320562 | 0 | 13625 |
| EXELON CORPORATION | COM | 30161N101 |  | 359 | 8300 | SH |  | SOLE |  | 8300 | 0 | 0 |
| EXPEDIA GROUP INC. | COM | 30212P303 |  | 1900 | 21693 | SH |  | DFND |  | 20603 | 0 | 1090 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 11000 | 99725 | SH |  | DFND |  | 94790 | 0 | 4935 |
| META PLATFORMS INC | COM | 30303M102 |  | 225 | 1870 | SH |  | SOLE |  | 1870 | 0 | 0 |
| FIDELITY 500 INDEX-INST PRM | FUND | 315911750 |  | 380 | 2854 | SH |  | SOLE |  | 2854 | 0 | 0 |
| GENERAL ELECTRIC CO | COM | 369604301 |  | 327 | 3906 | SH |  | DFND |  | 3906 | 0 | 0 |
| GENERAL MILLS INCORPORATED | COM | 370334104 |  | 3382 | 40336 | SH |  | DFND |  | 39991 | 0 | 345 |
| GENUINE PARTS CO | COM | 372460105 |  | 2838 | 16359 | SH |  | DFND |  | 11359 | 0 | 5000 |
| GILEAD SCIENCES INC | COM | 375558103 |  | 60519 | 704941 | SH |  | DFND |  | 683381 | 0 | 21560 |
| HOME DEPOT INC | COM | 437076102 |  | 33195 | 105093 | SH |  | DFND |  | 100798 | 0 | 4295 |
| HONDA MOTOR CO LTD - SP ADR | COM | 438128308 |  | 215 | 9400 | SH |  | SOLE |  | 9400 | 0 | 0 |
| HONEYWELL INTERNATIONAL INC | COM | 438516106 |  | 7286 | 33997 | SH |  | DFND |  | 32675 | 0 | 1322 |
| IMPERIAL BRANDS PLC-SPON ADR | COM | 45262P102 |  | 222 | 8880 | SH |  | SOLE |  | 8880 | 0 | 0 |
| INTEL CORPORATION | COM | 458140100 |  | 1366 | 51672 | SH |  | DFND |  | 51127 | 0 | 545 |
| INTERNATIONAL BUSINESS MACHINE | COM | 459200101 |  | 54922 | 389818 | SH |  | DFND |  | 373003 | 0 | 16815 |
| INT'L FLAVORS FRAGRANCES | COM | 459506101 |  | 26361 | 251443 | SH |  | DFND |  | 241206 | 0 | 10237 |
| INVESCO QQQ TR | FUND | 46090E103 |  | 1655 | 6215 | SH |  | SOLE |  | 6215 | 0 | 0 |
| ISHARES CORE S 500 ETF | FUND | 464287200 |  | 2231 | 5805 | SH |  | SOLE |  | 5805 | 0 | 0 |
| ISHARES MSCI EAFE ETF | FUND | 464287465 |  | 2509 | 38230 | SH |  | DFND |  | 37475 | 0 | 755 |
| ISHARES RUSSELL M/C GROWTH ETF | FUND | 464287481 |  | 4670 | 55858 | SH |  | DFND |  | 52877 | 0 | 2981 |
| ISHARES RUSSELL 1000 VALUE ETF | FUND | 464287598 |  | 36383 | 239915 | SH |  | DFND |  | 232115 | 0 | 7800 |
| ISHARES RUSSELL 1000 GROWTH ET | FUND | 464287614 |  | 3723 | 17377 | SH |  | DFND |  | 16852 | 0 | 525 |
| ISHARES RUSSELL 2000 VALUE FD | FUND | 464287630 |  | 654 | 4718 | SH |  | DFND |  | 4190 | 0 | 528 |
| ISHARES RUSSELL 2000 INDEX FD | FUND | 464287655 |  | 1871 | 10730 | SH |  | DFND |  | 10580 | 0 | 150 |
| ISHARES MSCI EAFE VALUE ETF | FUND | 464288877 |  | 400 | 8725 | SH |  | SOLE |  | 8725 | 0 | 0 |
| ISHARES MSCI EAFE GROWTH ETF | FUND | 464288885 |  | 647 | 7725 | SH |  | SOLE |  | 7725 | 0 | 0 |
| ISHARES CORE MSCI EM MKTS ETF | FUND | 46434G103 |  | 2727 | 58400 | SH |  | DFND |  | 57145 | 0 | 1255 |
| JPMORGAN CHASE CO | COM | 46625H100 |  | 57737 | 430551 | SH |  | DFND |  | 413502 | 0 | 17048 |
| JOHNSON JOHNSON | COM | 478160104 |  | 36538 | 206836 | SH |  | DFND |  | 197788 | 0 | 9048 |
| KELLOGG COMPANY | COM | 487836108 |  | 348 | 4881 | SH |  | DFND |  | 4481 | 0 | 400 |
| LILLY ELI COMPANY | COM | 532457108 |  | 4829 | 13200 | SH |  | DFND |  | 12050 | 0 | 1150 |
| LINCOLN NATIONAL CORP | COM | 534187109 |  | 1346 | 43824 | SH |  | DFND |  | 43524 | 0 | 300 |
| LOCKHEED MARTIN CORPORATION | COM | 539830109 |  | 51794 | 106465 | SH |  | DFND |  | 102967 | 0 | 3498 |
| LOWES COMPANIES INC | COM | 548661107 |  | 2941 | 14761 | SH |  | DFND |  | 14096 | 0 | 665 |
| M T BANK CORP | COM | 55261F104 |  | 1028 | 7088 | SH |  | DFND |  | 6738 | 0 | 350 |
| MANULIFE FINANCIAL CORP | COM | 56501R106 |  | 184 | 10334 | SH |  | SOLE |  | 10334 | 0 | 0 |
| MCDONALDS CORP | COM | 580135101 |  | 3015 | 11439 | SH |  | DFND |  | 11330 | 0 | 109 |
| MERCK COMPANY INC | COM | 58933Y105 |  | 922 | 8311 | SH |  | SOLE |  | 8311 | 0 | 0 |
| METLIFE INC | COM | 59156R108 |  | 5726 | 79123 | SH |  | DFND |  | 77543 | 0 | 1580 |
| MICROSOFT CORP | COM | 594918104 |  | 17333 | 72274 | SH |  | DFND |  | 70901 | 0 | 1373 |
| MICROCHIP TECHNOLOGY INC | COM | 595017104 |  | 617 | 8787 | SH |  | SOLE |  | 8787 | 0 | 0 |
| MITSUBISHI UFJ FINL GRP - ADR | COM | 606822104 |  | 304 | 45600 | SH |  | SOLE |  | 45600 | 0 | 0 |
| MOLSON COORS BEVERAGE COMPANY | COM | 60871R209 |  | 1125 | 21845 | SH |  | DFND |  | 20750 | 0 | 1095 |
| MORGAN STANLEY | COM | 617446448 |  | 5250 | 61755 | SH |  | DFND |  | 61348 | 0 | 407 |
| MULLEN AUTOMATIVE INC | COM | 62526P109 |  | 3 | 11831 | SH |  | SOLE |  | 11831 | 0 | 0 |
| NATIONAL GRID PLC-SP ADR | COM | 636274409 |  | 236 | 3910 | SH |  | SOLE |  | 3910 | 0 | 0 |
| NIKE INC - CL B | COM | 654106103 |  | 1111 | 9496 | SH |  | DFND |  | 9278 | 0 | 218 |
| NOVARTIS AG - ADR | COM | 66987V109 |  | 325 | 3579 | SH |  | SOLE |  | 3579 | 0 | 0 |
| NVIDIA CORP | COM | 67066G104 |  | 2519 | 17239 | SH |  | DFND |  | 16104 | 0 | 1135 |
| OAKTREE SPECIALTY LENDING CO | COM | 67401P108 |  | 457 | 66500 | SH |  | SOLE |  | 66500 | 0 | 0 |
| OMNICOM GROUP | COM | 681919106 |  | 48050 | 589068 | SH |  | DFND |  | 571503 | 0 | 17565 |
| ORACLE CORP | COM | 68389X105 |  | 3627 | 44376 | SH |  | DFND |  | 43309 | 0 | 1067 |
| ORANGE - SPON ADR | COM | 684060106 |  | 218 | 22105 | SH |  | SOLE |  | 22105 | 0 | 0 |
| ORIX - SP ADR | COM | 686330101 |  | 201 | 2495 | SH |  | SOLE |  | 2495 | 0 | 0 |
| PNC FINANCIAL SERVICES GROUP | COM | 693475105 |  | 1230 | 7790 | SH |  | SOLE |  | 7790 | 0 | 0 |
| PARKER-HANNIFIN CORP | COM | 701094104 |  | 2044 | 7023 | SH |  | DFND |  | 6698 | 0 | 325 |
| PEMBINA PIPELINE CORP | COM | 706327103 |  | 752 | 22142 | SH |  | SOLE |  | 22142 | 0 | 0 |
| PEPSICO INCORPORATED | COM | 713448108 |  | 4622 | 25581 | SH |  | DFND |  | 25226 | 0 | 355 |
| PFIZER INC | COM | 717081103 |  | 4177 | 81527 | SH |  | DFND |  | 79372 | 0 | 2155 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 31811 | 314307 | SH |  | DFND |  | 301799 | 0 | 12508 |
| PHILLIPS 66 | COM | 718546104 |  | 51919 | 498834 | SH |  | DFND |  | 477169 | 0 | 21665 |
| T ROWE PRICE GROUP INC | COM | 74144T108 |  | 1517 | 13907 | SH |  | DFND |  | 13252 | 0 | 655 |
| PROCTER AND GAMBLE COMPANY | COM | 742718109 |  | 1866 | 12315 | SH |  | DFND |  | 12015 | 0 | 300 |
| PRUDENTIAL FINANCIAL INC | COM | 744320102 |  | 231 | 2320 | SH |  | SOLE |  | 2320 | 0 | 0 |
| PUBLIC STORAGE | COM | 74460D109 |  | 361 | 1290 | SH |  | SOLE |  | 1290 | 0 | 0 |
| QUALCOMM INC | COM | 747525103 |  | 2633 | 23949 | SH |  | SOLE |  | 23949 | 0 | 0 |
| RAYTHEON TECHNOLOGIES CORP | COM | 75513E101 |  | 1148 | 11377 | SH |  | DFND |  | 3421 | 0 | 7956 |
| RESEARCH FRONTIERS INC | COM | 760911107 |  | 24 | 12500 | SH |  | SOLE |  | 12500 | 0 | 0 |
| RESMED INC | COM | 761152107 |  | 395 | 1900 | SH |  | SOLE |  | 1900 | 0 | 0 |
| RIO TINTO PLC - ADR | COM | 767204100 |  | 322 | 4520 | SH |  | SOLE |  | 4520 | 0 | 0 |
| T ROWE PR ULT SH-TRM BND - INV | COM | 77957P303 |  | 247 | 50502 | SH |  | SOLE |  | 50502 | 0 | 0 |
| SPDR S 500 ETF | FUND | 78462F103 |  | 10781 | 28190 | SH |  | DFND |  | 27490 | 0 | 700 |
| SPDR BBG BARC INT CORP BD ETF | COM | 78464A375 |  | 7149 | 224615 | SH |  | SOLE |  | 224615 | 0 | 0 |
| SALESFORCE.COM INC | COM | 79466L302 |  | 205 | 1549 | SH |  | SOLE |  | 1549 | 0 | 0 |
| SANOFI-AVENTIS - ADR | COM | 80105N105 |  | 319 | 6581 | SH |  | SOLE |  | 6581 | 0 | 0 |
| SCHNEIDER ELECTRIC SE ADR | COM | 80687P106 |  | 294 | 10520 | SH |  | SOLE |  | 10520 | 0 | 0 |
| SCHWAB S 500 INDEX FUND | FUND | 808509855 |  | 506 | 8619 | SH |  | SOLE |  | 8619 | 0 | 0 |
| CHARLES SCHWAB CORPORATION | COM | 808513105 |  | 459 | 5518 | SH |  | SOLE |  | 5518 | 0 | 0 |
| SPDR S CONS STAPLES SEL ETF | COM | 81369Y308 |  | 531 | 7119 | SH |  | DFND |  | 6944 | 0 | 175 |
| SPDR S ENERGY SELECT ETF | COM | 81369Y506 |  | 459 | 5250 | SH |  | DFND |  | 650 | 0 | 4600 |
| SEMPRA | COM | 816851109 |  | 47596 | 307982 | SH |  | DFND |  | 298056 | 0 | 9926 |
| SMARTCOOL SYSTEMS INC | COM | 83171N108 |  | 0 | 10000 | SH |  | SOLE |  | 10000 | 0 | 0 |
| SOUTHERN COMPANY | COM | 842587107 |  | 244 | 3412 | SH |  | SOLE |  | 3412 | 0 | 0 |
| STARBUCKS CORP | COM | 855244109 |  | 1272 | 12820 | SH |  | SOLE |  | 12820 | 0 | 0 |
| SUMITOMO MITSUI - SP ADR | COM | 86562M209 |  | 313 | 39000 | SH |  | SOLE |  | 39000 | 0 | 0 |
| TAIWAN SEMICONDUCTOR - SP ADR | COM | 874039100 |  | 4345 | 58324 | SH |  | DFND |  | 57669 | 0 | 655 |
| TARGET CORP | COM | 87612E106 |  | 3947 | 26484 | SH |  | DFND |  | 25801 | 0 | 683 |
| TESLA INC. | COM | 88160R101 |  | 473 | 3843 | SH |  | SOLE |  | 3843 | 0 | 0 |
| 3M COMPANY | COM | 88579Y101 |  | 206 | 1719 | SH |  | SOLE |  | 1719 | 0 | 0 |
| TRAVELERS COS INC | COM | 89417E109 |  | 32833 | 175118 | SH |  | DFND |  | 168453 | 0 | 6665 |
| TRUIST FINANCIAL CORPORATION | COM | 89832Q109 |  | 365 | 8481 | SH |  | SOLE |  | 8481 | 0 | 0 |
| TYSON FOODS INC - CL A | COM | 902494103 |  | 27094 | 435241 | SH |  | DFND |  | 416196 | 0 | 19045 |
| ULTA SALON COSMETICS FRAGR | COM | 90384S303 |  | 5716 | 12186 | SH |  | DFND |  | 11596 | 0 | 590 |
| UNION PACIFIC CORPORATION | COM | 907818108 |  | 1453 | 7017 | SH |  | DFND |  | 6902 | 0 | 115 |
| UNITED PARCEL SERVICE - CL B | COM | 911312106 |  | 43116 | 248019 | SH |  | DFND |  | 238447 | 0 | 9572 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 8478 | 15990 | SH |  | DFND |  | 15271 | 0 | 719 |
| VANGUARD HEALTH CARE FUND-INV | FUND | 921908307 |  | 214 | 1004 | SH |  | SOLE |  | 1004 | 0 | 0 |
| VANGUARD HIGH DVD YIELD ETF | FUND | 921946406 |  | 238 | 2200 | SH |  | DFND |  | 0 | 0 | 2200 |
| VANGUARD S/T CORP BOND ETF | FUND | 92206C409 |  | 1871 | 24890 | SH |  | SOLE |  | 24890 | 0 | 0 |
| VANGUARD 500 INDEX FUND-ADM | FUND | 922908710 |  | 376 | 1062 | SH |  | SOLE |  | 1062 | 0 | 0 |
| VANGUARD GROWTH ETF | FUND | 922908736 |  | 235 | 1103 | SH |  | DFND |  | 65 | 0 | 1038 |
| VANGUARD VALUE ETF | FUND | 922908744 |  | 252 | 1793 | SH |  | DFND |  | 187 | 0 | 1606 |
| VERIZON COMMUNICATIONS | COM | 92343V104 |  | 2182 | 55392 | SH |  | DFND |  | 54929 | 0 | 463 |
| VISA INC - CL A | COM | 92826C839 |  | 6569 | 31619 | SH |  | DFND |  | 30374 | 0 | 1245 |
| VODAFONE GROUP PLC | COM | 92857W308 |  | 300 | 29649 | SH |  | SOLE |  | 29649 | 0 | 0 |
| VONTIER CORPORATION | COM | 928881101 |  | 534 | 27616 | SH |  | SOLE |  | 27616 | 0 | 0 |
| VOYA INTERMEDIATE BOND - I | COM | 92913L684 |  | 217 | 25095 | SH |  | SOLE |  | 25095 | 0 | 0 |
| WARNER BROS DISCOVERY INC | COM | 934423104 |  | 1474 | 155433 | SH |  | DFND |  | 146811 | 0 | 8622 |
| WELLS FARGO COMPANY | COM | 949746101 |  | 1246 | 30175 | SH |  | DFND |  | 29060 | 0 | 1115 |
| ALLSPRING S/T MUNI BND - A | COM | 94984B751 |  | 160 | 16871 | SH |  | SOLE |  | 16871 | 0 | 0 |
| WESTERN DIGITAL CORP | COM | 958102105 |  | 1462 | 46337 | SH |  | DFND |  | 44337 | 0 | 2000 |
| WILLIAMS COS INC | COM | 969457100 |  | 601 | 18270 | SH |  | SOLE |  | 18270 | 0 | 0 |
| CAPRI HOLDINGS LTD | COM | G1890L107 |  | 1137 | 19844 | SH |  | DFND |  | 19384 | 0 | 460 |
| EATON CORP PLC | COM | G29183103 |  | 7964 | 50743 | SH |  | DFND |  | 49313 | 0 | 1430 |
| FERGUSON PLC | COM | G3421J106 |  | 3450 | 27170 | SH |  | DFND |  | 26100 | 0 | 1070 |
| MEDTRONIC PLC | COM | G5960L103 |  | 25571 | 329020 | SH |  | DFND |  | 317366 | 0 | 11654 |
| APTIV PLC | COM | G6095L109 |  | 2989 | 32099 | SH |  | DFND |  | 30399 | 0 | 1700 |
| RENAISSANCERE HOLDINGS LTD | COM | G7496G103 |  | 1639 | 8895 | SH |  | DFND |  | 8435 | 0 | 460 |
| NXP SEMICONDUCTORS NV | COM | N6596X109 |  | 1579 | 9991 | SH |  | DFND |  | 9770 | 0 | 221 |

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