# EDGAR Filing Document

**Accession Number:** 0000894671
**File Stem:** 0000894671-23-000011
**Filing Date:** 2023-2
**Character Count:** 4205
**Document Hash:** 32337d49c8593be8a8f3ec5d58fd899b
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0000894671-23-000011.hdr.sgml**: 20230217

**ACCESSION NUMBER**: 0000894671-23-000011

**CONFORMED SUBMISSION TYPE**: 8-K

**PUBLIC DOCUMENT COUNT**: 12

**CONFORMED PERIOD OF REPORT**: 20230217

**ITEM INFORMATION**: Regulation FD Disclosure

**FILED AS OF DATE**: 20230217

**DATE AS OF CHANGE**: 20230217

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** OHIO VALLEY BANC CORP
- **CENTRAL INDEX KEY:** 0000894671
- **STANDARD INDUSTRIAL CLASSIFICATION:** STATE COMMERCIAL BANKS [6022]
- **IRS NUMBER:** 311359191
- **STATE OF INCORPORATION:** OH
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 8-K
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 000-20914
- **FILM NUMBER:** 23642041

**BUSINESS ADDRESS:**
- **STREET 1:** 420 THIRD AVE
- **CITY:** GALLIPOLIS
- **STATE:** OH
- **ZIP:** 45631
- **BUSINESS PHONE:** 7404462631

**MAIL ADDRESS:**
- **STREET 1:** 420 THIRD AVENUE
- **STREET 2:** PO BOX 240
- **CITY:** GALLIPOLIS
- **STATE:** OH
- **ZIP:** 45631

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### UNITED STATES

### SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

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### FORM 8-K

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Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of Earliest Event Reported): February 17, 2023

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## OHIO VALLEY BANC CORP.
(Exact Name of Registrant as Specified in Its Charter)

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#### 000-20914
(Commission File Number)

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| | |
|:---|:---|
| **Ohio**<br>| **31-1359191**<br>|
| (State or Other Jurisdiction of Incorporation) | (I.R.S. Employer Identification No.) |

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#### 420 THIRD AVENUE, PO BOX 240

#### GALLIPOLIS, Ohio 45631
(Address of principal executive offices, including zip code)

(740) 446-2631

(Registrant's telephone number, including area code)

#### NOT APPLICABLE
(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

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| | | |
|:---|:---|:---|
| **Title of each class** | **Trading**<br> **Symbol(s)** | **Name of each exchange on which registered** |
| Common Shares, without par value | OVBC | NASDAQ |

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Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter):

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

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**Section 7 – Regulation FD**<br>

**Item 7.01. Regulation FD Disclosure.**<br>

On February 17, 2023, Ohio Valley Banc Corp. (the "Company") announced that it was taking steps toward closing its online consumer mortgage company, Race Day Mortgage, Inc. The decision to start this process was made due to low loan demand, issues retaining personnel, and lack of profitability. The Company plans to see current loan applications in progress to completion. An exact date of closing is anticipated to be set once existing loan applications have been processed.<br>

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#### SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

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| | | | |
|:---|:---|:---|:---|
|  |  |  | OHIO VALLEY BANC CORP.<br>|
| Date: | February 17, 2023 | By: | /s/Larry E. Miller  |
|  |  |  | Larry E. Miller<br> President and Chief Executive Officer |

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