# EDGAR Filing Document

**Accession Number:** 0002080427
**File Stem:** 0001986152-26-000036
**Filing Date:** 2026-2
**Character Count:** 9531
**Document Hash:** 842e5a95777244849f614c2e6f79499b
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001986152-26-000036.hdr.sgml**: 20260213

**ACCESSION NUMBER**: 0001986152-26-000036

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260213

**DATE AS OF CHANGE**: 20260213

**EFFECTIVENESS DATE**: 20260213

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** PERSPECTIVE WEALTH ADVISORS LLC
- **CENTRAL INDEX KEY:** 0002080427

**ORGANIZATION NAME:**
- **EIN:** 994388500
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-26358
- **FILM NUMBER:** 26631206

**BUSINESS ADDRESS:**
- **STREET 1:** 1615 FOXTRAIL DRIVE SUITE 260
- **CITY:** LOVELAND
- **STATE:** CO
- **ZIP:** 80538
- **BUSINESS PHONE:** 970-815-1761

**MAIL ADDRESS:**
- **STREET 1:** 1615 FOXTRAIL DRIVE SUITE 260
- **CITY:** LOVELAND
- **STATE:** CO
- **ZIP:** 80538

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** PERSPECTIVE WEALTH ADVISORS LLC<br>**Address:** 1615 FOXTRAIL DRIVE SUITE 260<br>LOVELAND, CO 80538

**Form 13F File Number:** 028-26358

**CRD Number (if applicable):** 000332574

**SEC File Number (if applicable):** 801-131075

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Lindsay Marie Rider<br>**Title:** Compliance Consultant<br>**Phone:** 7209844071

**Signature, Place, and Date of Signing:**

Lindsay Marie Rider  Thornton, CO  02-13-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 54

**Form 13F Information Table Value Total:** $140425433

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 7100943 | 11559 | SH |  | SOLE |  | 11559 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | S 500 MOMNTM | 46138E339 |  | 4808715 | 40301 | SH |  | SOLE |  | 40301 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | S INTL MOMNT | 46138E222 |  | 1954452 | 35171 | SH |  | SOLE |  | 35171 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T | S MDCP MOMNTUM | 46137V464 |  | 2812953 | 20316 | SH |  | SOLE |  | 20316 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T | S SMLCP MOMENT | 46137V498 |  | 1829342 | 25404 | SH |  | SOLE |  | 25404 | 0 | 0 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL EMER | 808524730 |  | 5473912 | 151800 | SH |  | SOLE |  | 151800 | 0 | 0 |
| VANGUARD WHITEHALL FDS | INTL DVD ETF | 921946810 |  | 3348379 | 36614 | SH |  | SOLE |  | 36614 | 0 | 0 |
| FRANKLIN TEMPLETON ETF TR | INTL COR DIV TIL | 35473P108 |  | 673730 | 17324 | SH |  | SOLE |  | 17324 | 0 | 0 |
| LEGG MASON ETF INVT | FRANKLIN INTL LW | 52468L505 |  | 2464657 | 66938 | SH |  | SOLE |  | 66938 | 0 | 0 |
| LEGG MASON ETF INVT | FRANKLIN US LOW | 52468L406 |  | 2467634 | 61874 | SH |  | SOLE |  | 61874 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | S MDCP 400 REV | 46138G672 |  | 2476213 | 19581 | SH |  | SOLE |  | 19581 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | S SMALLCAP 600 | 46138G664 |  | 1851896 | 38011 | SH |  | SOLE |  | 38011 | 0 | 0 |
| ISHARES TR | MSCI INTL QUALTY | 46434V456 |  | 351056 | 7724 | SH |  | SOLE |  | 7724 | 0 | 0 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 1897415 | 69173 | SH |  | SOLE |  | 69173 | 0 | 0 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 7864890 | 119165 | SH |  | SOLE |  | 119165 | 0 | 0 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 5238286 | 43587 | SH |  | SOLE |  | 43587 | 0 | 0 |
| ISHARES TR | HDG MSCI EAFE | 46434V803 |  | 9652762 | 233384 | SH |  | SOLE |  | 233384 | 0 | 0 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 20951310 | 30724 | SH |  | SOLE |  | 30724 | 0 | 0 |
| FIDELITY MERRIMACK STR TR | LOW DURTIN ETF | 316188408 |  | 5475974 | 109018 | SH |  | SOLE |  | 109018 | 0 | 0 |
| INVESCO ACTIVELY MANAGED EXC | ULTRA SHRT DUR | 46090A887 |  | 4366827 | 86902 | SH |  | SOLE |  | 86902 | 0 | 0 |
| ISHARES TR | 0-5YR HI YL CP | 46434V407 |  | 3463514 | 80791 | SH |  | SOLE |  | 80791 | 0 | 0 |
| PIMCO ETF TR | ENHAN SHRT MA AC | 72201R833 |  | 3353162 | 33418 | SH |  | SOLE |  | 33418 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R408 |  | 6199532 | 244847 | SH |  | SOLE |  | 244847 | 0 | 0 |
| RBB FD INC | F M 2YEAR INVES | 74933W429 |  | 1934997 | 38083 | SH |  | SOLE |  | 38083 | 0 | 0 |
| RBB FD INC | F/M 3 YEAR INVES | 74933W395 |  | 1968410 | 38408 | SH |  | SOLE |  | 38408 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R200 |  | 1998341 | 65029 | SH |  | SOLE |  | 65029 | 0 | 0 |
| VANECK ETF TRUST | FALLEN ANGEL HG | 92189F437 |  | 1958704 | 66702 | SH |  | SOLE |  | 66702 | 0 | 0 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 1143958 | 47586 | SH |  | SOLE |  | 47586 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 819195 | 15238 | SH |  | SOLE |  | 15238 | 0 | 0 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 |  | 220689 | 8201 | SH |  | SOLE |  | 8201 | 0 | 0 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 1787829 | 28619 | SH |  | SOLE |  | 28619 | 0 | 0 |
| APPLE INC | COM | 037833100 |  | 303329 | 1116 | SH |  | SOLE |  | 1116 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 |  | 231241 | 478 | SH |  | SOLE |  | 478 | 0 | 0 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 485107 | 2601 | SH |  | SOLE |  | 2601 | 0 | 0 |
| TESLA INC | COM | 88160R101 |  | 495639 | 1102 | SH |  | SOLE |  | 1102 | 0 | 0 |
| ISHARES TR | CORE S ETF | 464287200 |  | 5914201 | 8635 | SH |  | SOLE |  | 8635 | 0 | 0 |
| SCHWAB STRATEGIC TR | INTERNL DIVID | 808524672 |  | 1355886 | 45469 | SH |  | SOLE |  | 45469 | 0 | 0 |
| SPDR INDEX SHS FDS | S EM MKT DIV | 78463X533 |  | 495208 | 12649 | SH |  | SOLE |  | 12649 | 0 | 0 |
| ISHARES TR | RUS TP200 GR ETF | 464289438 |  | 2242874 | 8099 | SH |  | SOLE |  | 8099 | 0 | 0 |
| WISDOMTREE TR | ITL HDG QTLY DIV | 97717X594 |  | 1659598 | 34106 | SH |  | SOLE |  | 34106 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A854 |  | 899748 | 11216 | SH |  | SOLE |  | 11216 | 0 | 0 |
| RBB FD INC | US TREASRY 12 MT | 74933W478 |  | 335855 | 6691 | SH |  | SOLE |  | 6691 | 0 | 0 |
| RBB FD INC | US TREASY 2 YR | 74933W486 |  | 248701 | 5121 | SH |  | SOLE |  | 5121 | 0 | 0 |
| RBB FD INC | US TREAS 3 YR NT | 74933W494 |  | 202230 | 4058 | SH |  | SOLE |  | 4058 | 0 | 0 |
| VANECK ETF TRUST | SHRT HGH YLD MUN | 92189F387 |  | 284817 | 12432 | SH |  | SOLE |  | 12432 | 0 | 0 |
| ISHARES TR | S 500 VAL ETF | 464287408 |  | 230520 | 1087 | SH |  | SOLE |  | 1087 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A847 |  | 685596 | 11839 | SH |  | SOLE |  | 11839 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R853 |  | 529705 | 11304 | SH |  | SOLE |  | 11304 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T | S QUALITY | 46137V241 |  | 1978393 | 26361 | SH |  | SOLE |  | 26361 | 0 | 0 |
| PROSHARES TR | S MDCP 400 DIV | 74347B680 |  | 706548 | 8389 | SH |  | SOLE |  | 8389 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R788 |  | 214391 | 4957 | SH |  | SOLE |  | 4957 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | S INTL QULTY | 46138E214 |  | 1078367 | 30679 | SH |  | SOLE |  | 30679 | 0 | 0 |
| WISDOMTREE TR | US QTLY DIV GRT | 97717X669 |  | 1180297 | 13198 | SH |  | SOLE |  | 13198 | 0 | 0 |
| DBX ETF TR | XTRACK MSCI EAFE | 233051630 |  | 440182 | 14204 | SH |  | SOLE |  | 14204 | 0 | 0 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 |  | 317323 | 2211 | SH |  | SOLE |  | 2211 | 0 | 0 |

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