# EDGAR Filing Document

**Accession Number:** 0002014348
**File Stem:** 0001225208-25-010010
**Filing Date:** 2025-12
**Character Count:** 7526
**Document Hash:** 21ede59fd00bce86c17ceb0f2aa88e5d
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001225208-25-010010.hdr.sgml**: 20251215

**ACCESSION NUMBER**: 0001225208-25-010010

**CONFORMED SUBMISSION TYPE**: 4

**PUBLIC DOCUMENT COUNT**: 1

**CONFORMED PERIOD OF REPORT**: 20251211

**FILED AS OF DATE**: 20251215

**DATE AS OF CHANGE**: 20251215

**REPORTING-OWNER**: 

**OWNER DATA:**
- **COMPANY CONFORMED NAME:** Kowalski Kendall A
- **CENTRAL INDEX KEY:** 0002014348

**ORGANIZATION NAME:**

**FILING VALUES:**
- **FORM TYPE:** 4
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 001-34073
- **FILM NUMBER:** 251572823

**MAIL ADDRESS:**
- **STREET 1:** HUNTINGTON CENTER
- **STREET 2:** 41 S HIGH STREET
- **CITY:** COLUMBUS
- **STATE:** OH
- **ZIP:** 43287
**ISSUER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** HUNTINGTON BANCSHARES INC /MD/
- **CENTRAL INDEX KEY:** 0000049196
- **STANDARD INDUSTRIAL CLASSIFICATION:** NATIONAL COMMERCIAL BANKS [6021]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 310724920
- **STATE OF INCORPORATION:** MD
- **FISCAL YEAR END:** 1231

**BUSINESS ADDRESS:**
- **STREET 1:** HUNTINGTON CTR
- **STREET 2:** 41 S HIGH ST HC0917
- **CITY:** COLUMBUS
- **STATE:** OH
- **ZIP:** 43287
- **BUSINESS PHONE:** 6144802265

**MAIL ADDRESS:**
- **STREET 1:** HUNTINGTON CENTER
- **STREET 2:** 41 S HIGH ST HC0917
- **CITY:** COLUMBUS
- **STATE:** OH
- **ZIP:** 43287

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** HUNTINGTON BANCSHARES INC/MD
- **DATE OF NAME CHANGE:** 19920703

### UNITED STATES SECURITIES AND EXCHANGE COMMISSION
**Washington, D.C. 20549**

## FORM 4

### STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

[ ] Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

[ ] Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

---

| | | |
|:---|:---|:---|
| **1. Name and Address of Reporting Person**<sup>*</sup><br>Kowalski Kendall A<br><sub>(Last) (First) (Middle)</sub><br>HUNTINGTON CENTER<br>41 S. HIGH STREET<br><sub>(Street)</sub><br>COLUMBUS, OH 43215<br><sub>(City) (State) (Zip)</sub> | **3. Date of Earliest Transaction (Month/Day/Year)**<br>2025-12-11 | **5. Relationship of Reporting Person(s) to Issuer**<br>(Check all applicable)<br>[ ] Director [ ] 10% Owner<br>[X] Officer (give title below) [ ] Other (specify below)<br>_Chief Information Officer_ |
| **2. Issuer Name and Ticker or Trading Symbol**<br>HUNTINGTON BANCSHARES INC /MD/ [ HBAN ] | **4. If Amendment, Date of Original Filed (Month/Day/Year)**<br>  | **6. Individual or Joint/Group Filing (Check Applicable Line)**<br>[X] Form filed by One Reporting Person<br>[ ] Form filed by More than One Reporting Person |

---

## Table I - Non-Derivative Securities

---

|  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1. Title of Security | 2. Transaction Date | 2A. Deemed Execution Date | 3. Transaction Code (V) | 3. Transaction Code (V) | 4. Securities Acquired (A) or Disposed of (D) | 4. Securities Acquired (A) or Disposed of (D) | 4. Securities Acquired (A) or Disposed of (D) | 5. Amount of Securities Beneficially Owned | 6. Ownership Form | 7. Nature of Indirect Beneficial Ownership |
| 1. Title of Security | 2. Transaction Date | 2A. Deemed Execution Date | Code | V | Amount | (A) or (D) | Price | 5. Amount of Securities Beneficially Owned | 6. Ownership Form | 7. Nature of Indirect Beneficial Ownership |
| Common Stock | 2025-12-11 |  | M |  | 23358 | A | $16.0800 | 91384.8290 | D |  |
| Common Stock | 2025-12-11 |  | M |  | 19143 | A | $13.7700 | 110527.8290 | D |  |
| Common Stock | 2025-12-11 |  | M |  | 6662 | A | $14.8100 | 117189.8290 | D |  |
| Common Stock | 2025-12-11 |  | S |  | 1547 | D | $17.9350 | 115642.8290 | D |  |
| Common Stock | 2025-12-11 |  | F |  | 41596 | D | 17.9600<sup>(1)</sup> | 74046.8290 | D |  |
| Common Stock | 2025-12-12 |  | S |  | 2481 | D | $17.8050 | 71565.8290 | D |  |
| Common Stock |  |  |  |  |  |  |  | 6723.1710 | I | By Issuer's Supplemental Stock Purchase and Tax Savings Plan<sup>(2)</sup> |

---

## Table II - Derivative Securities

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1. Title of Derivative Security | 2. Conversion or Exercise Price | 3. Transaction Date | 3A. Deemed Execution Date | 4. Transaction Code (V) | 4. Transaction Code (V) | 5. Number of Derivative Securities Acquired (A) or Disposed of (D) | 5. Number of Derivative Securities Acquired (A) or Disposed of (D) | 6. Date Exercisable and Expiration Date | 6. Date Exercisable and Expiration Date | 7. Title and Amount of Underlying Securities | 7. Title and Amount of Underlying Securities | 8. Price of Derivative Security | 9. Number of Derivative Securities Beneficially Owned | 10. Ownership Form | 11. Nature of Indirect Beneficial Ownership |
| 1. Title of Derivative Security | 2. Conversion or Exercise Price | 3. Transaction Date | 3A. Deemed Execution Date | Code | V | (A) | (D) | Date Exercisable | Expiration Date | Title | Amount or Number of Shares | 8. Price of Derivative Security | 9. Number of Derivative Securities Beneficially Owned | 10. Ownership Form | 11. Nature of Indirect Beneficial Ownership |
| Employee/Director Stock Option (Right to Buy) | $16.0800 | 2025-12-11 |  | M |  |  | 23358 | 2022-03-26<sup>(3)</sup> | 2031-03-26 | Common Stock | 23358 | $0 | 0 | D |  |
| Employee/Director Stock Option (Right to Buy) | $14.8100 | 2025-12-11 |  | M |  |  | 6662 | 2019-05-01<sup>(3)</sup> | 2028-05-01 | Common Stock | 6662 | $0 | 0 | D |  |
| Employee/Director Stock Option (Right to Buy) | $13.7700 | 2025-12-11 |  | M |  |  | 19143 | 2020-05-01<sup>(3)</sup> | 2029-05-01 | Common Stock | 19143 | $0 | 0 | D |  |

---

### Footnotes:

(1) Price represents a weighted average of the disposition price.  Shares were disposed at prices ranging from $17.931 to $18.00.  Upon the request by the SEC staff, the Issuer, or a security holder of the Issuer, the reporting person will provide the full information about the number of shares disposed at each separate price.

(2) The filing of this statement shall not be construed as an admission that the undersigned is, for the purpose of Section 16 of the Securities and Exchange Act of 1934 or otherwise, the beneficial owner of the securities.

(3) The options become exercisable in 4 equal annual increments beginning on the first anniversary of the date of grant.  The date reported is the first anniversary when a portion of the options first become exercisable.

**Signature:** Rachel L. Lawless, Attorney-in-Fact  
**Date:** 2025-12-15

### Remarks:

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.

* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).

** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).

Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.

**Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.**