# EDGAR Filing Document

**Accession Number:** 0001842974
**File Stem:** 0001214659-26-000385
**Filing Date:** 2026-1
**Character Count:** 11403
**Document Hash:** f1069d337fea8ca20d3efb3d3afd081f
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001214659-26-000385.hdr.sgml**: 20260113

**ACCESSION NUMBER**: 0001214659-26-000385

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260113

**DATE AS OF CHANGE**: 20260113

**EFFECTIVENESS DATE**: 20260113

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** McClarren Financial Advisors, Inc.
- **CENTRAL INDEX KEY:** 0001842974

**ORGANIZATION NAME:**
- **EIN:** 475371309
- **STATE OF INCORPORATION:** PA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-20497
- **FILM NUMBER:** 26528530

**BUSINESS ADDRESS:**
- **STREET 1:** 1364 S. ATHERTON STREET
- **CITY:** STATE COLLEGE
- **STATE:** PA
- **ZIP:** 16801
- **BUSINESS PHONE:** 814-235-1940

**MAIL ADDRESS:**
- **STREET 1:** 1364 S. ATHERTON STREET
- **CITY:** STATE COLLEGE
- **STATE:** PA
- **ZIP:** 16801

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** McClarren Financial Advisors Inc.<br>**Address:** 1364 S. ATHERTON STREET<br>STATE COLLEGE, PA 16801

**Form 13F File Number:** 028-20497

**CRD Number (if applicable):** 000122147

**SEC File Number (if applicable):** 801-119274

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** JENNIFER ANDERSON<br>**Title:** CCO CFO<br>**Phone:** 814-235-1940

**Signature, Place, and Date of Signing:**

Jennifer M Anderson  STATE COLLEGE, PA  01-12-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 77

**Form 13F Information Table Value Total:** $167576392

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 420220 | 1847 | SH |  | SOLE |  | 1847 | 0 | 0 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 779662 | 2899 | SH |  | SOLE |  | 2899 | 0 | 0 |
| AMAZON COM INC | COM | 023135106 |  | 736547 | 3768 | SH |  | SOLE |  | 3768 | 0 | 0 |
| AMGEN INC | COM | 031162100 |  | 202338 | 327 | SH |  | SOLE |  | 327 | 0 | 0 |
| APPLE INC | COM | 037833100 |  | 5635103 | 9641 | SH |  | SOLE |  | 9641 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 1008819 | 3331 | SH |  | SOLE |  | 3331 | 0 | 0 |
| CONSTELLATION ENERGY CORP | COM | 21037T109 |  | 241783 | 353 | SH |  | SOLE |  | 353 | 0 | 0 |
| DIMENSIONAL ETF TRUST | INTL CORE EQUITY | 25434V799 |  | 212337 | 207 | SH |  | SOLE |  | 207 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US LARGE CAP VAL | 25434V666 |  | 455996 | 2161 | SH |  | SOLE |  | 2161 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US SMALL CAP VAL | 25434V815 |  | 912488 | 13176 | SH |  | SOLE |  | 13176 | 0 | 0 |
| DISNEY WALT CO | COM | 254687106 |  | 459588 | 891 | SH |  | SOLE |  | 891 | 0 | 0 |
| ELI LILLY  CO | COM | 532457108 |  | 558857 | 2149 | SH |  | SOLE |  | 2149 | 0 | 0 |
| GLOBAL X FDS | S 500 CATHOLIC | 37954Y889 |  | 639582 | 5591 | SH |  | SOLE |  | 5591 | 0 | 0 |
| HERSHEY CO | COM | 427866108 |  | 419470 | 287 | SH |  | SOLE |  | 287 | 0 | 0 |
| INTUIT | COM | 461202103 |  | 298260 | 662 | SH |  | SOLE |  | 662 | 0 | 0 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 2688336 | 7393 | SH |  | SOLE |  | 7393 | 0 | 0 |
| ISHARES TR | ESG MSCI KLD 400 | 464288570 |  | 4291125 | 12836 | SH |  | SOLE |  | 12836 | 0 | 0 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 333099 | 1113 | SH |  | SOLE |  | 1113 | 0 | 0 |
| ISHARES TR | ESG AWR MSCI USA | 46435G425 |  | 1043751 | 3679 | SH |  | SOLE |  | 3679 | 0 | 0 |
| ISHARES TR | ESG AWARE MSCI | 46435U663 |  | 225062 | 3602 | SH |  | SOLE |  | 3602 | 0 | 0 |
| ISHARES TR | CORE 1 5 YR USD | 46432F859 |  | 3848641 | 6228 | SH |  | SOLE |  | 6228 | 0 | 0 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 837019 | 595 | SH |  | SOLE |  | 595 | 0 | 0 |
| ISHARES TR | CORE S ETF | 464287200 |  | 1411722 | 10998 | SH |  | SOLE |  | 10998 | 0 | 0 |
| ISHARES TR | RUS 1000 ETF | 464287622 |  | 1140129 | 4152 | SH |  | SOLE |  | 4152 | 0 | 0 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 |  | 325117 | 1478 | SH |  | SOLE |  | 1478 | 0 | 0 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 1160231 | 3650 | SH |  | SOLE |  | 3650 | 0 | 0 |
| ISHARES TR | RUS MID CAP ETF | 464287499 |  | 374458 | 3916 | SH |  | SOLE |  | 3916 | 0 | 0 |
| ISHARES TR | RUSSELL 3000 ETF | 464287689 |  | 3922910 | 6477 | SH |  | SOLE |  | 6477 | 0 | 0 |
| ISHARES TR | US INDUSTRIALS | 464287754 |  | 243447 | 148 | SH |  | SOLE |  | 148 | 0 | 0 |
| ISHARES TR | 0-3 MNTH TREASRY | 46436E718 |  | 3014915 | 11649 | SH |  | SOLE |  | 11649 | 0 | 0 |
| ISHARES TR | ESG OPTIMIZED | 464288802 |  | 963878 | 2906 | SH |  | SOLE |  | 2906 | 0 | 0 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 250867 | 1195 | SH |  | SOLE |  | 1195 | 0 | 0 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 352936 | 2035 | SH |  | SOLE |  | 2035 | 0 | 0 |
| MCKESSON CORP | COM | 58155Q103 |  | 307088 | 374 | SH |  | SOLE |  | 374 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 |  | 1572415 | 3483 | SH |  | SOLE |  | 3483 | 0 | 0 |
| NUSHARES ETF TR | NUVEEN ESG MIDCP | 67092P409 |  | 349236 | 1852 | SH |  | SOLE |  | 1852 | 0 | 0 |
| NUSHARES ETF TR | NUVEEN ESG SMLCP | 67092P607 |  | 407499 | 5056 | SH |  | SOLE |  | 5056 | 0 | 0 |
| ORACLE CORP | COM | 68389X105 |  | 257495 | 1496 | SH |  | SOLE |  | 1496 | 0 | 0 |
| PEPSICO INC | COM | 713448108 |  | 349380 | 554 | SH |  | SOLE |  | 554 | 0 | 0 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 687857 | 1707 | SH |  | SOLE |  | 1707 | 0 | 0 |
| SPDR INDEX SHS FDS | PORTFOLIO DEVLPD | 78463X889 |  | 811935 | 2962 | SH |  | SOLE |  | 2962 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R531 |  | 362232 | 66 | SH |  | SOLE |  | 66 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R853 |  | 575782 | 5236 | SH |  | SOLE |  | 5236 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A805 |  | 1541574 | 4628 | SH |  | SOLE |  | 4628 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A409 |  | 760555 | 3777 | SH |  | SOLE |  | 3777 | 0 | 0 |
| TOPBUILD CORP | COM | 89055F103 |  | 308303 | 417 | SH |  | SOLE |  | 417 | 0 | 0 |
| UNION PAC CORP | COM | 907818108 |  | 204950 | 886 | SH |  | SOLE |  | 886 | 0 | 0 |
| VANGUARD BD INDEX FDS | VANGUARD ULTRA | 92203C303 |  | 13740294 | 79809 | SH |  | SOLE |  | 79809 | 0 | 0 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 14135185 | 55648 | SH |  | SOLE |  | 55648 | 0 | 0 |
| VANGUARD INDEX FDS | SML CP GRW ETF | 922908595 |  | 830993 | 3539 | SH |  | SOLE |  | 3539 | 0 | 0 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 1051484 | 5785 | SH |  | SOLE |  | 5785 | 0 | 0 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 319580 | 1610 | SH |  | SOLE |  | 1610 | 0 | 0 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 9728553 | 39544 | SH |  | SOLE |  | 39544 | 0 | 0 |
| VANGUARD INDEX FDS | MCAP VL IDXVIP | 922908512 |  | 811929 | 2175 | SH |  | SOLE |  | 2175 | 0 | 0 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 13385210 | 57583 | SH |  | SOLE |  | 57583 | 0 | 0 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 19544883 | 66426 | SH |  | SOLE |  | 66426 | 0 | 0 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 1968764 | 6735 | SH |  | SOLE |  | 6735 | 0 | 0 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 247627 | 1327 | SH |  | SOLE |  | 1327 | 0 | 0 |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 |  | 2831398 | 3186 | SH |  | SOLE |  | 3186 | 0 | 0 |
| VANGUARD INDEX FDS | EXTEND MKT ETF | 922908652 |  | 1182177 | 3930 | SH |  | SOLE |  | 3930 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX | ALLWRLD EX US | 922042775 |  | 954194 | 1667 | SH |  | SOLE |  | 1667 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX | FTSE EMR MKT ETF | 922042858 |  | 1241877 | 5940 | SH |  | SOLE |  | 5940 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | SHORT TERM TREAS | 92206C102 |  | 390627 | 117 | SH |  | SOLE |  | 117 | 0 | 0 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 6825505 | 18509 | SH |  | SOLE |  | 18509 | 0 | 0 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 7037205 | 22927 | SH |  | SOLE |  | 22927 | 0 | 0 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 1306422 | 8211 | SH |  | SOLE |  | 8211 | 0 | 0 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 |  | 1652930 | 7717 | SH |  | SOLE |  | 7717 | 0 | 0 |
| VANGUARD WORLD FD | ESG US STK ETF | 921910733 |  | 4138346 | 8515 | SH |  | SOLE |  | 8515 | 0 | 0 |
| VANGUARD WORLD FD | MEGA CAP INDEX | 921910873 |  | 4093637 | 10366 | SH |  | SOLE |  | 10366 | 0 | 0 |
| VANGUARD WORLD FD | MEGA GRWTH IND | 921910816 |  | 8527615 | 37851 | SH |  | SOLE |  | 37851 | 0 | 0 |
| VANGUARD WORLD FD | MEGA CAP VAL ETF | 921910840 |  | 294617 | 988 | SH |  | SOLE |  | 988 | 0 | 0 |
| VANGUARD WORLD FD | CONSUM STP ETF | 92204A207 |  | 204752 | 1121 | SH |  | SOLE |  | 1121 | 0 | 0 |
| VANGUARD WORLD FD | ENERGY ETF | 92204A306 |  | 211522 | 1128 | SH |  | SOLE |  | 1128 | 0 | 0 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 |  | 1028941 | 6468 | SH |  | SOLE |  | 6468 | 0 | 0 |
| VANGUARD WORLD FD | UTILITIES ETF | 92204A876 |  | 345640 | 1910 | SH |  | SOLE |  | 1910 | 0 | 0 |
| VANGUARD WORLD FD | ESG INTL STK ETF | 921910725 |  | 1109818 | 1364 | SH |  | SOLE |  | 1364 | 0 | 0 |
| WALMART INC | COM | 931142103 |  | 529673 | 4027 | SH |  | SOLE |  | 4027 | 0 | 0 |

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