# EDGAR Filing Document

**Accession Number:** 0001767602
**File Stem:** 0001951757-23-000082
**Filing Date:** 2023-1
**Character Count:** 13875
**Document Hash:** 43018c65f184cb097c4c8f568aaecbcc
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001951757-23-000082.hdr.sgml**: 20230130

**ACCESSION NUMBER**: 0001951757-23-000082

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230130

**DATE AS OF CHANGE**: 20230127

**EFFECTIVENESS DATE**: 20230130

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** ERTS Wealth Advisors, LLC
- **CENTRAL INDEX KEY:** 0001767602
- **IRS NUMBER:** 823516873
- **STATE OF INCORPORATION:** MI
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-19212
- **FILM NUMBER:** 23564502

**BUSINESS ADDRESS:**
- **STREET 1:** 989 WEST WASHINGTON STREET
- **STREET 2:** SUITE 101
- **CITY:** MARQUETTE
- **STATE:** MI
- **ZIP:** 49855
- **BUSINESS PHONE:** 9062285564

**MAIL ADDRESS:**
- **STREET 1:** 989 WEST WASHINGTON STREET
- **STREET 2:** SUITE 101
- **CITY:** MARQUETTE
- **STATE:** MI
- **ZIP:** 49855

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2022

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** ERTS Wealth Advisors LLC<br>**Address:** 989 WEST WASHINGTON STREET<br>SUITE 101<br>MARQUETTE, MI 49855

**Form 13F File Number:** 028-19212

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** BRUCE ROBERTS<br>**Title:** PRINCIPAL<br>**Phone:** (906) 228-5564

**Signature, Place, and Date of Signing:**

BRUCE ROBERTS  MARQUETTE, MI  01-27-2023<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 92

**Form 13F Information Table Value Total:** $385803373

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| SPDR PORTFOLIO S 500 VALUE ETF | Equities | 78464A508 |  | 44418450 | 1142156 | SH |  | SOLE |  | 1142156 | 0 | 0 |
| ISHARES TR BROAD USD HIGH | Equities | 46435U853 |  | 36945157 | 1069944 | SH |  | SOLE |  | 1069944 | 0 | 0 |
| SPDR PORTFOLIO S 500 GROWTH ETF | Equities | 78464A409 |  | 35829133 | 707107 | SH |  | SOLE |  | 707107 | 0 | 0 |
| ISHARES TR US TREAS BD ETF | Equities | 46429B267 |  | 25461835 | 1120680 | SH |  | SOLE |  | 1120680 | 0 | 0 |
| VANGUARD MID-CAP VALUE INDEX FUND | Equities | 922908512 |  | 25244625 | 186665 | SH |  | SOLE |  | 186665 | 0 | 0 |
| SPDR PORTFOLIO INTERMEDIATE TERM CORPORATE BOND ETF | Equities | 78464A375 |  | 24355712 | 765181 | SH |  | SOLE |  | 765181 | 0 | 0 |
| ISHARES CORE MSCI EUROPE ETF | Equities | 46434V738 |  | 23479681 | 494309 | SH |  | SOLE |  | 494309 | 0 | 0 |
| SPDR SERIES TRUST S 600 SMCP VAL | Equities | 78464A300 |  | 20542439 | 276778 | SH |  | SOLE |  | 276778 | 0 | 0 |
| VANGUARD MID-CAP GROWTH INDEX FUND | Equities | 922908538 |  | 18251513 | 101533 | SH |  | SOLE |  | 101533 | 0 | 0 |
| SPDR SER TR S 600 SMCP GRW | Equities | 78464A201 |  | 14106453 | 195272 | SH |  | SOLE |  | 195272 | 0 | 0 |
| ISHARES CORE S US VALUE ETF | Equities | 464287663 |  | 13158704 | 186305 | SH |  | SOLE |  | 186305 | 0 | 0 |
| ISHARES CORE S US GROWTH ETF | Equities | 464287671 |  | 11521322 | 141331 | SH |  | SOLE |  | 141331 | 0 | 0 |
| SCHWAB STRATEGIC TR SHORT-TERM US TREASURY ETF | Equities | 808524862 |  | 9812448 | 203409 | SH |  | SOLE |  | 203409 | 0 | 0 |
| SPDR BLOOMBERG HIGH YIELD BOND ETF | Equities | 78468R622 |  | 7601872 | 84465 | SH |  | SOLE |  | 84465 | 0 | 0 |
| ISHARES TR ISHS 5-10YR INVT | Equities | 464288638 |  | 6259741 | 126434 | SH |  | SOLE |  | 126434 | 0 | 0 |
| ISHARES CORE US AGGREGATE BOND ETF | Equities | 464287226 |  | 5810169 | 59905 | SH |  | SOLE |  | 59905 | 0 | 0 |
| ISHARES TR INTL SEL DIV ETF | Equities | 464288448 |  | 3725945 | 137185 | SH |  | SOLE |  | 137185 | 0 | 0 |
| APPLE INC | Equities | 037833100 |  | 3569933 | 27476 | SH |  | SOLE |  | 27476 | 0 | 0 |
| ISHARES IBOXX $ INVESTMENT GRADE CORPORATE BOND ETF | Equities | 464287242 |  | 3541697 | 33593 | SH |  | SOLE |  | 33593 | 0 | 0 |
| SPDR NUVEEN BLOOMBERG SHORT TERM MUNICIPAL BOND ETF | Equities | 78468R739 |  | 2395369 | 50987 | SH |  | SOLE |  | 50987 | 0 | 0 |
| ISHARES S 500 VALUE ETF | Equities | 464287408 |  | 2242057 | 15455 | SH |  | SOLE |  | 15455 | 0 | 0 |
| SPDR NUVEEN BLOOMBERG HIGH YIELD MUNICIPAL BOND ETF | Equities | 78464A284 |  | 2117806 | 43247 | SH |  | SOLE |  | 43247 | 0 | 0 |
| CLOROX CO COM USD1.00 | Equities | 189054109 |  | 1734900 | 12363 | SH |  | SOLE |  | 12363 | 0 | 0 |
| VANECK ETF TRUST HIGH YLD MUNIETF | Equities | 92189H409 |  | 1710359 | 33835 | SH |  | SOLE |  | 33835 | 0 | 0 |
| GLOBAL X FDS NASDAQ 100 COVER | Equities | 37954Y483 |  | 1628436 | 102353 | SH |  | SOLE |  | 102353 | 0 | 0 |
| MICROSOFT CORP | Equities | 594918104 |  | 1586945 | 6617 | SH |  | SOLE |  | 6617 | 0 | 0 |
| ISHARES RUSSELL MID-CAP VALUE ETF | Equities | 464287473 |  | 1573662 | 14939 | SH |  | SOLE |  | 14939 | 0 | 0 |
| ISHARES TR SHORT TREAS BD | Equities | 464288679 |  | 1537402 | 13987 | SH |  | SOLE |  | 13987 | 0 | 0 |
| ISHARES S MID-CAP 400 GROWTH ETF | Equities | 464287606 |  | 1433617 | 20990 | SH |  | SOLE |  | 20990 | 0 | 0 |
| ISHARES NATIONAL MUNI BOND ETF | Equities | 464288414 |  | 1345749 | 12753 | SH |  | SOLE |  | 12753 | 0 | 0 |
| VANGUARD MUN BD FDS TAX EXEMPT BD | Equities | 922907746 |  | 1319651 | 26665 | SH |  | SOLE |  | 26665 | 0 | 0 |
| ISHARES S SMALLCAP 600 VALUE INDEX FUND | Equities | 464287879 |  | 1282722 | 14048 | SH |  | SOLE |  | 14048 | 0 | 0 |
| ISHARES SHORT-TERM NATIONAL MUNI BOND ETF | Equities | 464288158 |  | 1209830 | 11603 | SH |  | SOLE |  | 11603 | 0 | 0 |
| ISHARES TR RUS MD CP GR ETF | Equities | 464287481 |  | 1171030 | 14008 | SH |  | SOLE |  | 14008 | 0 | 0 |
| ISHARES CORE S MID-CAP ETF | Equities | 464287507 |  | 1117048 | 4618 | SH |  | SOLE |  | 4618 | 0 | 0 |
| ISHARES TR RUS 1000 GRW ETF | Equities | 464287614 |  | 1069942 | 4994 | SH |  | SOLE |  | 4994 | 0 | 0 |
| ENBRIDGE INC COM ISIN #CA29250N1050 SEDOL #2466149 | Equities | 29250N105 |  | 1030605 | 26358 | SH |  | SOLE |  | 26358 | 0 | 0 |
| ISHARES CORE S SMALL-CAP E | Equities | 464287804 |  | 958692 | 10130 | SH |  | SOLE |  | 10130 | 0 | 0 |
| ISHARES TR S SMALL CAP 600 GROWTH ETF | Equities | 464287887 |  | 946401 | 8757 | SH |  | SOLE |  | 8757 | 0 | 0 |
| ALPHABET INC CAP STK CL A | Equities | 02079K305 |  | 926239 | 10498 | SH |  | SOLE |  | 10498 | 0 | 0 |
| ISHARES TR 3 7 YR TREAS BD | Equities | 464288661 |  | 848473 | 7385 | SH |  | SOLE |  | 7385 | 0 | 0 |
| ISHARES TR IBONDS 23 TRM TS | Equities | 46436E882 |  | 739691 | 29947 | SH |  | SOLE |  | 29947 | 0 | 0 |
| PFIZER INC | Equities | 717081103 |  | 720846 | 14068 | SH |  | SOLE |  | 14068 | 0 | 0 |
| COCA-COLA CO | Equities | 191216100 |  | 720795 | 11331 | SH |  | SOLE |  | 11331 | 0 | 0 |
| NICOLET BANKSHARES INC | Equities | 65406E102 |  | 692737 | 8682 | SH |  | SOLE |  | 8682 | 0 | 0 |
| JOHNSON  COM USD1.00 | Equities | 478160104 |  | 682046 | 3861 | SH |  | SOLE |  | 3861 | 0 | 0 |
| ISHARES TRUST S  P MID CAPITAL | Equities | 464287705 |  | 662256 | 6570 | SH |  | SOLE |  | 6570 | 0 | 0 |
| BERKSHIRE HATHAWAY INC COM USD0.0033 CLASS B | Equities | 084670702 |  | 657339 | 2128 | SH |  | SOLE |  | 2128 | 0 | 0 |
| JPMORGAN CHASE  CO | Equities | 46625H100 |  | 650836 | 4853 | SH |  | SOLE |  | 4853 | 0 | 0 |
| DUKE ENERGY CORP NEW COM NEW ISIN #US26441C2044 SEDOL #B7JZSK0 | Equities | 26441C204 |  | 608156 | 5905 | SH |  | SOLE |  | 5905 | 0 | 0 |
| UNITED PARCEL SERVICE INC | Equities | 911312106 |  | 597662 | 3438 | SH |  | SOLE |  | 3438 | 0 | 0 |
| VANGUARD ADMIRAL FDS INC SMLCP 600 GRTH | Equities | 921932794 |  | 573149 | 3075 | SH |  | SOLE |  | 3075 | 0 | 0 |
| PROCTER AND GAMBLE CO COM | Equities | 742718109 |  | 571726 | 3772 | SH |  | SOLE |  | 3772 | 0 | 0 |
| ISHARES TRUST CORE DIVID GWTH | Equities | 46434V621 |  | 548350 | 10967 | SH |  | SOLE |  | 10967 | 0 | 0 |
| BRISTOL-MYERS SQUIBB CO COM | Equities | 110122108 |  | 515738 | 7168 | SH |  | SOLE |  | 7168 | 0 | 0 |
| MASTERCARD INCORPORATED CL A | Equities | 57636Q104 |  | 499340 | 1436 | SH |  | SOLE |  | 1436 | 0 | 0 |
| LOCKHEED MARTIN CORP COM USD1.00 | Equities | 539830109 |  | 476274 | 979 | SH |  | SOLE |  | 979 | 0 | 0 |
| PEPSICO INC | Equities | 713448108 |  | 475858 | 2634 | SH |  | SOLE |  | 2634 | 0 | 0 |
| GENERAL MILLS INC COM USD0.10 | Equities | 370334104 |  | 453629 | 5410 | SH |  | SOLE |  | 5410 | 0 | 0 |
| ENTERPRISE PRODS PARTNERS L P COM | Units | 293792107 |  | 428347 | 17759 | SH |  | SOLE |  | 17759 | 0 | 0 |
| BLACKROCK INC COM USD0.01 | Equities | 09247X101 |  | 423761 | 598 | SH |  | SOLE |  | 598 | 0 | 0 |
| BARINGS BDC INC COM | Equities | 06759L103 |  | 421453 | 51712 | SH |  | SOLE |  | 51712 | 0 | 0 |
| ISHARES S 500 GROWTH ETF | Equities | 464287309 |  | 408740 | 6987 | SH |  | SOLE |  | 6987 | 0 | 0 |
| AMGEN INC | Equities | 031162100 |  | 406304 | 1547 | SH |  | SOLE |  | 1547 | 0 | 0 |
| GENUINE PARTS CO COM USD1.00 | Equities | 372460105 |  | 402890 | 2322 | SH |  | SOLE |  | 2322 | 0 | 0 |
| ISHARES TR IBOXX HI YD ETF | Equities | 464288513 |  | 381418 | 5180 | SH |  | SOLE |  | 5180 | 0 | 0 |
| VERIZON COMMUNICATIONS INC | Equities | 92343V104 |  | 379658 | 9636 | SH |  | SOLE |  | 9636 | 0 | 0 |
| AIR PRODUCTS AND CHEMICALS INC | Equities | 009158106 |  | 364363 | 1182 | SH |  | SOLE |  | 1182 | 0 | 0 |
| EXXON MOBIL CORP | Equities | 30231G102 |  | 357593 | 3242 | SH |  | SOLE |  | 3242 | 0 | 0 |
| PHILIP MORRIS INTERNATIONAL INC COM NPV | Equities | 718172109 |  | 354134 | 3499 | SH |  | SOLE |  | 3499 | 0 | 0 |
| COMCAST CORP | Equities | 20030N101 |  | 349525 | 9995 | SH |  | SOLE |  | 9995 | 0 | 0 |
| CATERPILLAR INC COM | Equities | 149123101 |  | 335384 | 1400 | SH |  | SOLE |  | 1400 | 0 | 0 |
| VISA INC | Equities | 92826C839 |  | 323898 | 1559 | SH |  | SOLE |  | 1559 | 0 | 0 |
| ISHARES TR ESG AWARE MSCI USA-SMALL CAP ETF | Equities | 46435U663 |  | 322145 | 9798 | SH |  | SOLE |  | 9798 | 0 | 0 |
| VANGUARD INDEX FDS VANGUARD VALUE ETF FORMERLY VANGUARD INDEX TR | Equities | 922908744 |  | 310639 | 2213 | SH |  | SOLE |  | 2213 | 0 | 0 |
| UNITEDHEALTH GROUP INC | Equities | 91324P102 |  | 306444 | 578 | SH |  | SOLE |  | 578 | 0 | 0 |
| VANGUARD S SMALL-CAP 600 V | Equities | 921932778 |  | 305305 | 1944 | SH |  | SOLE |  | 1944 | 0 | 0 |
| WELLS FARGO CO NEW COM | Equities | 949746101 |  | 293076 | 7098 | SH |  | SOLE |  | 7098 | 0 | 0 |
| LAMAR ADVERTISING CO COM USD0.001 CL A | Units | 512816109 |  | 290374 | 3076 | SH |  | SOLE |  | 3076 | 0 | 0 |
| OMNICOM GROUP INC COM USD0.15 | Equities | 681919106 |  | 283211 | 3472 | SH |  | SOLE |  | 3472 | 0 | 0 |
| AMERISOURCEBERGEN CORPORATION COM USD0.01 | Equities | 03073E105 |  | 283033 | 1708 | SH |  | SOLE |  | 1708 | 0 | 0 |
| EDISON INTERNATIONAL | Equities | 281020107 |  | 270958 | 4259 | SH |  | SOLE |  | 4259 | 0 | 0 |
| MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP | Units | 559080106 |  | 269879 | 5375 | SH |  | SOLE |  | 5375 | 0 | 0 |
| MEDTRONIC PLC | Equities | G5960L103 |  | 263061 | 3385 | SH |  | SOLE |  | 3385 | 0 | 0 |
| NUSHARES ETF TR ESG HI TLD CRP | Equities | 67092P854 |  | 257362 | 12703 | SH |  | SOLE |  | 12703 | 0 | 0 |
| BOOKING HOLDINGS INC COM | Equities | 09857L108 |  | 235788 | 117 | SH |  | SOLE |  | 117 | 0 | 0 |
| META PLATFORMS INC CLASS A COMMON STOCK | Equities | 30303M102 |  | 231655 | 1925 | SH |  | SOLE |  | 1925 | 0 | 0 |
| SPIRIT RLTY CAP INC NEW COM NEW | Units | 84860W300 |  | 214783 | 5379 | SH |  | SOLE |  | 5379 | 0 | 0 |
| STARBUCKS CORP COM USD0.001 | Equities | 855244109 |  | 211891 | 2136 | SH |  | SOLE |  | 2136 | 0 | 0 |
| SEALED AIR CORP | Equities | 81211K100 |  | 202014 | 4050 | SH |  | SOLE |  | 4050 | 0 | 0 |
| CLEVELAND-CLIFFS INC NEW COM | Equities | 185899101 |  | 178632 | 11088 | SH |  | SOLE |  | 11088 | 0 | 0 |
| HANESBRANDS INC COM USD0.01 | Equities | 410345102 |  | 65463 | 10293 | SH |  | SOLE |  | 10293 | 0 | 0 |

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