# EDGAR Filing Document

**Accession Number:** 0001613766
**File Stem:** 0001140361-25-041001
**Filing Date:** 2025-11
**Character Count:** 26706
**Document Hash:** d5f725ad21a70988d1eea8732471907c
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001140361-25-041001.hdr.sgml**: 20251107

**ACCESSION NUMBER**: 0001140361-25-041001

**CONFORMED SUBMISSION TYPE**: 10-D

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251107

**DATE AS OF CHANGE**: 20251107

**ABS ASSET CLASS**: Student loans

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Navient Student Loan Trust 2014-6
- **CENTRAL INDEX KEY:** 0001613766
- **STANDARD INDUSTRIAL CLASSIFICATION:** ASSET-BACKED SECURITIES [6189]
- **ORGANIZATION NAME:** Office of Structured Finance
- **EIN:** 043480392
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 10-D
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 333-190926-08
- **FILM NUMBER:** 251460969

**BUSINESS ADDRESS:**
- **STREET 1:** 13865 SUNRISE VALLEY DRIVE
- **CITY:** HERNDON
- **STATE:** VA
- **ZIP:** 20171
- **BUSINESS PHONE:** 703-984-6578

**MAIL ADDRESS:**
- **STREET 1:** 13865 SUNRISE VALLEY DRIVE
- **CITY:** HERNDON
- **STATE:** VA
- **ZIP:** 20171

------

### UNITED STATES SECURITIES AND EXCHANGE COMMISSION

#### Washington, D.C. 20549

### FORM 10-D

#### ASSET-BACKED ISSUER

#### DISTRIBUTION REPORT PURSUANT TO SECTION 13 OR 15(d) OF

#### THE SECURITIES EXCHANGE ACT OF 1934

#### For the distribution period from

#### September 1, 2025 to September 30, 2025

#### Commission File Number of issuing entity: 333-190926-08

#### Central Index Key of issuing entity: 1613766

## NAVIENT STUDENT LOAN TRUST 2014-6
(Exact name of issuing entity as specified in its charter)

#### Commission File Number of depositor: 333-190926

#### Central Index Key of depositor: 0000949114

## NAVIENT FUNDING, LLC
(Exact name of depositor as specified in its charter)

#### Central Index Key of sponsor: 0001601725

## NAVIENT SOLUTIONS, LLC
(Exact name of sponsor as specified in its charter)

**Mai Le-Cao** (571) 592-8608

(Name and telephone number, including area code, of the person to contact in connection with this filing)

---

| | |
|:---|:---|
| **Delaware**<br> (State or other jurisdiction of<br> incorporation or organization of the<br> issuing entity) | **04-3480392**<br> **04-3480392**<br> **54-1843973**<br> (I.R.S. Employer Identification Nos.) |

---

#### c/o Deutsche Bank Trust Company Delaware

#### 111 Continental Drive, Suite 102

#### Newark, Delaware

#### 19713

#### (Zip Code)
(Address of principal executive offices of issuing entity)

(571) 592-8608

(Telephone number including area code)

#### Not Applicable
(Former name, former address, if changed since last report)

Registered/reporting pursuant to (check one)

---

| | | | | |
|:---|:---|:---|:---|:---|
|  |  |  |  | Name of exchange |
| Title of class | Section 12(b) | Section 12(g) | Section 15(d) | (If Section 12(b)) |
|  Class A Student Loan Backed Notes | ☐ | ☐ | ☑ |  |
|  Class B Student Loan Backed Notes | ☐ | ☐ | ☑ |  |

---

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days.

Yes ☑ No ☐<br>

------

#### PART I — DISTRIBUTION INFORMATION

---

| | |
|:---|:---|
| **Item 1.** | **Distribution and Pool Performance Information.** |

---

On October 27, 2025, Navient Student Loan Trust 2014-6 (the "Trust") made its regular monthly distribution of funds to holders of its Student Loan-Backed Notes. Navient Solutions, LLC (formerly, Navient Solutions, Inc.), as the administrator, distributed the Monthly Distribution Report for the Trust for the period identified on the cover of this Form 10-D to the Indenture Trustee, on behalf of the Trust's noteholders of record. This Monthly Distribution Report is attached to this Report as Exhibit 99.1. This report as well as other information about the Trust is also available on the Administrator's website at <u>http://www.navient.com/about/investors/debtasset/navientsltrusts/</u>. There is no activity to report under Rule 15Ga-1(a) under the Securities Exchange Act of 1934 with respect to the Trust for the distribution period referred to in the second sentence of this paragraph. The depositor of the Trust filed its most recent report on Form ABS-15G on February 7, 2025 (such report is available at <u>www.sec.gov</u> under the depositor's CIK No. 0000949114).

#### PART II — OTHER INFORMATION

---

| | |
|:---|:---|
| **Item 2.** | **Legal Proceedings.** |

---

The following is disclosure received from Navient Solutions, LLC (formerly, Navient Solutions, Inc.) ("Navient Solutions"), the servicer for this transaction.

Navient Corporation ("Navient") has been named as defendant in a number of putative class action and other cases alleging violations of various state and federal consumer protection laws including the Telephone Consumer Protection Act, the Consumer Financial Protection Act of 2010 (CFPA), the Fair Credit Reporting Act (FCRA), the Fair Debt Collection Practices Act (FDCPA), in adversarial proceedings under the United States Bankruptcy Code, and various state consumer protection laws. At this point in time, Navient is unable to anticipate the timing of a resolution or the impact that these legal proceedings may have on its consolidated financial position, liquidity, results of operation or cash flows. As a result, it is not possible at this time to estimate a range of potential exposure, if any, for amounts that may be payable in connection with these matters and loss contingency accruals have not been established. It is possible that an adverse ruling or rulings may have a material adverse impact on Navient, Navient Solutions and/or their affiliates or on the financial ability of the depositor, the servicer or a seller to fulfill an obligation to purchase or repurchase trust student loans in connection with a breach of representation, warranty or covenant.

On December 30, 2015, IKB International, S.A. in Liquidation and IKB Deutsche Industriebank A.G. (collectively, "IKB"), as an investor in 37 RMBS trusts, filed a summons with notice in the Supreme Court of the State of New York, New York County, against DBNTC and DBTCA as trustees of the trusts. On May 27, 2016, IKB served its complaint asserting claims for breach of contract, breach of fiduciary duty, breach of duty to avoid conflicts of interest, violation of the Streit Act, violation of the TIA, violation of Regulation AB, and violation of Section 9 of the Uniform Commercial Code. IKB alleges that DBNTC and DBTCA are liable for over U.S. $268 million in damages. On October 5, 2016, DBNTC and DBTCA, together with several other trustees defending lawsuits by IKB, filed a joint motion to dismiss. On January 6, 2017, IKB filed a notice of discontinuance, voluntarily dismissing with prejudice all claims as to three trusts. On June 20, 2017, the parties filed a stipulation, voluntarily dismissing with prejudice all claims as to four additional trusts. On January 27, 2021, the court granted in part and denied in part DBNTC and DBTCA's motion to dismiss. The court granted the motion to dismiss with respect to IKB's claims for violations of the Streit Act, Regulation AB, and Section 9 of the Uniform Commercial Code, as well as certain aspects of IKB's claims for breach of contract, breach of fiduciary duty, and violation of the TIA. The court denied the remainder of the motion to dismiss. IKB's remaining claims for breach of contract, breach of fiduciary duty, breach of duty to avoid conflicts of interest, and violation of the TIA will proceed. On May 10, 2021, DBNTC and DBTCA filed a notice of appeal with the New York Supreme Court Appellate Division, First Department, regarding certain aspects of the court's order on the motion to dismiss. On May 20, 2021, IKB filed a notice of cross appeal with respect to other aspects of that order. On August 30, 2022, the New York Supreme Court, Appellate Division, First Department affirmed in part and reversed in part the court's order on the motion to dismiss. After DBNTC and DBTCA appealed the First Department's decision, on June 15, 2023, the New York Court of Appeals reversed the First Department's decision in part, dismissing certain additional contract claims, as well as IKB's claims for breach of fiduciary duty and breach of duty to avoid conflicts of interest. On June 2, 2021, IKB filed a motion for re-argument regarding certain aspects of the court's order on the motion to dismiss, which the court denied on August 3, 2021. On May 13, 2021, DBNTC and DBTCA filed an answer to the complaint. On October 28, 2021, the parties filed a stipulation, voluntarily dismissing with prejudice all claims as to seven additional trusts. On December 29, 2021, the parties filed a stipulation, voluntarily dismissing with prejudice all claims as to one additional trust. On April 22, 2022, the parties filed a stipulation, voluntarily dismissing with prejudice all claims as to 17 certificates at issue, including all claims as to 5 trusts. On February 28, 2023, the parties filed a stipulation, voluntarily dismissing with prejudice all claims as to two trusts, leaving 15 trusts at issue. On November 21, 2023, the parties filed a stipulation, voluntarily dismissing with prejudice all claims as to three trusts, leaving 12 trusts at issue. On November 14, 2024, DBNTC and DBTCA filed a motion for summary judgment. Also on November 14, 2024, IKB filed a motion for partial summary judgment. On August 11, 2025, the court granted in part and denied in part certain aspects of both motions. On October 20, 2025, the court resolved the remainder of both motions and dismissed certain additional claims.

------

It is DBNTC's and DBTCA's belief that it has no pending legal proceedings including, based on DBNTC's and DBTCA's current evaluation, the litigation disclosed in the foregoing above that would materially affect its ability to perform its duties as Trustee under the Indenture for this transaction.

---

| | |
|:---|:---|
| **Item 3.** | **Sales of Securities and Use of Proceeds.** None. |

---

---

| | |
|:---|:---|
| **Item 4.**  | **Defaults Upon Senior Securities.** None. |

---

---

| | |
|:---|:---|
| **Item 5.** | **Submission of Matters to a Vote of Security Holders.** None. |

---

---

| | |
|:---|:---|
| **Item 6.** | **Significant Obligors of Pool Assets.** No updates to report. |

---

---

| | |
|:---|:---|
| **Item 7.** | **Change in Sponsor Interest in the Securities.** None. |

---

---

| | |
|:---|:---|
| **Item 8.** | **Significant Enhancement Provider Information.** No updates to report. |

---

---

| | |
|:---|:---|
| **Item 9.** | **Other Information.** None. |

---

---

| | |
|:---|:---|
| **Item 10.** | **Exhibits**. |

---

<br> (a) 99.1 Monthly Distribution Report for Navient Student Loan Trust 2014-6 in relation to the distribution for October 2025.

------

#### SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, the Trust has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

---

| | | |
|:---|:---|:---|
| Dated: November 7, 2025 | **NAVIENT STUDENT LOAN TRUST 2014-6** | **NAVIENT STUDENT LOAN TRUST 2014-6** |
|  | By: | NAVIENT SOLUTIONS, LLC,<br> the Administrator |
|  | By: | /s/ MAI LE-CAO |
|  | Name: | Mai Le-Cao |
|  | Title: | Managing Director |

---

------

#### INDEX TO EXHIBITS

---

| | |
|:---|:---|
| **Exhibit Number** | **Exhibit** <br>|
| &nbsp;&nbsp;&nbsp;&nbsp;[99.1](ef20057598_ex99-1.htm) | &nbsp;&nbsp; Monthly Distribution Report for Navient Student Loan Trust 2014-6 in relation to the distribution for October 2025. |

---

------

## Exhibit 99.1

------

#### Exhibit 99.1

#### Navient Student Loan Trust 2014-6

#### Monthly Servicing Report

#### Distribution Date 10/27/2025<br>

#### Collection Period 09/01/2025 - 09/30/2025<br>

Navient Funding, LLC - *Depositor*

Navient Solutions - *Master Servicer and Administrator*

Deutsche Bank National Trust Company - *Indenture Trustee*

Deutsche Bank Trust Company Americas - *Eligible Lender Trustee*

Navient Funding - *Excess Distribution Certificateholder*

*Page 1 of 9* *Trust 2014-6 Monthly Servicing Report: Collection Period 09/01/2025 - 09/30/2025, Distribution Date 10/27/2025*

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**I.** **Deal Parameters** 

---

| | | | | |
|:---|:---|:---|:---|:---|
| A | **Student Loan Portfolio Characteristics** | **08/14/2014** | **08/31/2025** | **09/30/2025** |
|  | Principal Balance | $154772903.21 | $46429467.61 | $45819824.71 |
|  | Interest to be Capitalized Balance | 729738.48 | 153785.45 | 158601.23 |
|  | Pool Balance | $155502641.69 | $46583253.06 | $45978425.94 |
|  | Specified Reserve Account Balance | 3559801.00 | - N/A - | - N/A - |
|  | **Adjusted Pool** <sup>(1)</sup> | $**159062442.69** | $**46583253.06** | $**45978425.94** |
|  | Weighted Average Coupon (WAC) | 5.54% | 5.71% | 5.69% |
|  | Number of Loans | 6838 | 2005 | 1991 |
|  | Aggregate Outstanding Principal Balance - Tbill |  | $2848602.62 | $2850928.47 |
|  | Aggregate Outstanding Principal Balance - SOFR<br>|  | $43734650.44 | $43127497.47 |
|  | Pool Factor |  | 0.294433123 | 0.290610265 |
|  | Since Issued Constant Prepayment Rate |  | 5.76% | 5.77% |

---

<sup>(1)</sup> The Specified Reserve Account balance is included in the Adjusted Pool until the Pool Balance is less than or equal to 40% of the original pool.

---

| | | | |
|:---|:---|:---|:---|
| B | **Cusip/Isin** | **09/25/2025** | **10/27/2025** |
| A | 63939BAA7 | $39633253.06 | $39122882.42 |
| B | 63939BAB5 | $4200000.00 | $4200000.00 |

---

---

| | | | |
|:---|:---|:---|:---|
| C | **Account Balances** | **09/25/2025** | **10/27/2025** |
|  | Reserve Account Balance | $158213.00 | $158213.00 |
|  | Capitalized Interest Account Balance | - | - |
|  | Floor Income Rebate Account | $3940.56 | $7587.38 |
|  | Supplemental Loan Purchase Account | - | - |

---

---

| | | | |
|:---|:---|:---|:---|
| D | **Asset / Liability** | **09/25/2025** | **10/27/2025** |
|  | Adjusted Pool Balance + Supplemental Loan Purchase | $46583253.06 | $45978425.94 |
|  | Total Notes | $43833253.06 | $43322882.42 |
|  | Difference | $2750000.00 | $2655543.52 |
|  | Parity Ratio | 1.06274 | 1.06130 |

---

*Page 2 of 9* *Trust 2014-6 Monthly Servicing Report: Collection Period 09/01/2025 - 09/30/2025, Distribution Date 10/27/2025*

------

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**II.** **Trust Activity 09/01/2025 through 09/30/2025** 

---

| | | |
|:---|:---|:---|
| A | **Student Loan Principal Receipts** |  |
|  | &nbsp;&nbsp;&nbsp; Borrower Principal | 149337.55 |
|  | &nbsp;&nbsp;&nbsp; Guarantor Principal | 12844.25 |
|  | &nbsp;&nbsp;&nbsp; Consolidation Activity Principal | 522813.22 |
|  | &nbsp;&nbsp;&nbsp; Seller Principal Reimbursement | - |
|  | &nbsp;&nbsp;&nbsp; Servicer Principal Reimbursement | - |
|  | &nbsp;&nbsp;&nbsp; Rejected Claim Repurchased Principal | - |
|  | &nbsp;&nbsp;&nbsp; Other Principal Deposits | - |
|  | &nbsp;&nbsp;&nbsp; **Total Principal Receipts** | $**684995.02** |
| B | **Student Loan Interest Receipts** |  |
|  | &nbsp;&nbsp;&nbsp; Borrower Interest | 76197.30 |
|  | &nbsp;&nbsp;&nbsp; Guarantor Interest | 1803.54 |
|  | &nbsp;&nbsp;&nbsp; Consolidation Activity Interest | 9894.80 |
|  | &nbsp;&nbsp;&nbsp; Special Allowance Payments | 0.00 |
|  | &nbsp;&nbsp;&nbsp; Interest Subsidy Payments | 0.00 |
|  | &nbsp;&nbsp;&nbsp; Seller Interest Reimbursement | 0.00 |
|  | &nbsp;&nbsp;&nbsp; Servicer Interest Reimbursement | 0.00 |
|  | &nbsp;&nbsp;&nbsp; Rejected Claim Repurchased Interest | 0.00 |
|  | &nbsp;&nbsp;&nbsp; Other Interest Deposits | 8770.36 |
|  | &nbsp;&nbsp;&nbsp; **Total Interest Receipts** | $**96666.00** |
| C | **Reserves in Excess of Requirement** | **-** |
| D | **Investment Income** | $**2467.81** |
| E | **Funds Borrowed from Next Collection Period** | **-** |
| F | **Funds Repaid from Prior Collection Period** | **-** |
| G | **Loan Sale or Purchase Proceeds** | **-** |
| H | **Initial Deposits to Collection Account** | **-** |
| I | **Excess Transferred from Other Accounts** | **-** |
| J | **Other Deposits** | **-** |
| K | **Funds Released from Capitalized Interest Account** | **-** |
| L | **Less: Funds Previously Remitted:** |  |
|  | &nbsp;&nbsp;&nbsp; Servicing Fees to Servicer | - |
|  | &nbsp;&nbsp;&nbsp; Consolidation Loan Rebate Fees to Dept. of Education | $(41022.75) |
|  | &nbsp;&nbsp;&nbsp; Floor Income Rebate Fees to Dept. of Education | - |
|  | &nbsp;&nbsp;&nbsp; Funds Allocated to the Floor Income Rebate Account | $(3646.82) |
| M | **AVAILABLE FUNDS** | $**739459.26** |
| N | Non-Cash Principal Activity During Collection Period | $(75352.12) |
| O | Non-Reimbursable Losses During Collection Period | $318.28 |
| P | Aggregate Purchased Amounts by the Depositor, Servicer or Seller | - |
| Q | Aggregate Loan Substitutions | - |

---

*Page 3 of 9* *Trust 2014-6 Monthly Servicing Report: Collection Period 09/01/2025 - 09/30/2025, Distribution Date 10/27/2025*

------

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**III.** **2014-6 Portfolio Characteristics** 

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
|  |  | **09/30/2025** | **09/30/2025** | **09/30/2025** | **09/30/2025** | **08/31/2025** | **08/31/2025** | **08/31/2025** | **08/31/2025** |
|  |  | **Wtd Avg** <br> **Coupon** | **# Loans** | **Principal** | **% of** <br> **Principal** | **Wtd Avg** <br> **Coupon** | **# Loans** | **Principal** | **% of** <br> **Principal** |
| INTERIM: | DEFERMENT | 5.93% | 44 | $1240097.85 | 2.706% | 6.18% | 37 | $995759.02 | 2.145% |
| REPAYMENT: | CURRENT | 5.48% | 1633 | $32241510.84 | 70.366% | 5.40% | 1636 | $32690140.71 | 70.408% |
|  | 31-60 DAYS DELINQUENT | 5.52% | 44 | $1916395.98 | 4.182% | 6.61% | 49 | $1762398.01 | 3.796% |
|  | 61-90 DAYS DELINQUENT | 6.67% | 35 | $1403908.93 | 3.064% | 6.39% | 29 | $1043856.50 | 2.248% |
|  | 91-120 DAYS DELINQUENT | 6.02% | 23 | $796128.73 | 1.738% | 6.48% | 24 | $811751.87 | 1.748% |
|  | > 120 DAYS DELINQUENT | 6.28% | 76 | $2313876.95 | 5.050% | 5.84% | 68 | $2562329.60 | 5.519% |
|  | FORBEARANCE | 6.37% | 129 | $5554491.25 | 12.122% | 6.64% | 159 | $6550070.29 | 14.108% |
|  | CLAIMS IN PROCESS | 5.81% | 7 | $353414.18 | 0.771% | 6.69% | 3 | $13161.61 | 0.028% |
| **TOTAL** |  |  | **1991** | $**45819824.71** | **100.00%**<br>|  | **2005** | $**46429467.61** | **100.00%**<br>|

---

\* Percentages may not total 100% due to rounding

*Page 4 of 9* *Trust 2014-6 Monthly Servicing Report: Collection Period 09/01/2025 - 09/30/2025, Distribution Date 10/27/2025*

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**IV.** **2014-6 Portfolio Characteristics (cont'd)** 

---

| | | |
|:---|:---|:---|
|  | **09/30/2025** | **08/31/2025** |
| Pool Balance | $45978425.94 | $46583253.06 |
| Outstanding Borrower Accrued Interest | $1530948.55 | $1488994.62 |
| Borrower Accrued Interest to be Capitalized | $158601.23 | $153785.45 |
| Borrower Accrued Interest >30 Days Delinquent | $242989.59 | $208462.04 |
| Total # Loans | 1991 | 2005 |
| Total # Borrowers | 1119 | 1128 |
| Weighted Average Coupon | 5.69%<br>| 5.71%<br>|
| Weighted Average Remaining Term | 198.93 | 198.83 |
| Non-Reimbursable Losses | $318.28 | $2484.07 |
| Cumulative Non-Reimbursable Losses | $649875.56 | $649557.28 |
| Since Issued Constant Prepayment Rate (CPR) | 5.77%<br>| 5.76%<br>|
| Loan Substitutions | - | - |
| Cumulative Loan Substitutions | - | - |
| Rejected Claim Repurchases | - | - |
| Cumulative Rejected Claim Repurchases | - | - |
| Unpaid Primary Servicing Fees | - | - |
| Unpaid Administration Fees | - | - |
| Unpaid Carryover Servicing Fees | - | - |
| Note Principal Shortfall | $94456.48 | - |
| Note Interest Shortfall | - | - |
| Unpaid Interest Carryover | - | - |
| Non-Cash Principal Activity - Capitalized Interest | $75673.46 | $93612.13 |
| Borrower Interest Accrued | $205891.24 | $214226.33 |
| Interest Subsidy Payments Accrued | $5847.04 | $5970.82 |
| Special Allowance Payments Accrued | $66211.42 | $67937.17 |

---

*Page 5 of 9* *Trust 2014-6 Monthly Servicing Report: Collection Period 09/01/2025 - 09/30/2025, Distribution Date 10/27/2025*

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**V.** **2014-6 Portfolio Statistics by School and Program** 

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| A | **LOAN TYPE** | **Weighted** <br> **Average Coupon** | **# LOANS** | **$ AMOUNT** | **%\*** |
|  | - GSL <sup>(1)</sup> - Subsidized | 0.00% | 0 | - | 0.000% |
|  | - GSL - Unsubsidized | 0.00% | 0 | - | 0.000% |
|  | - PLUS <sup>(2)</sup> Loans | 0.00% | 0 | - | 0.000% |
|  | - SLS <sup>(3)</sup> Loans | 0.00% | 0 | - | 0.000% |
|  | - Consolidation Loans | 5.69% | 1991 | 45819824.71 | 100.000% |
|  | **Total** | **5.69%** | **1991** | $**45819824.71** | **100.000%** |

---

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| B | **SCHOOL TYPE** | **Weighted** <br> **Average Coupon** | **# LOANS** | **$ AMOUNT** | **%\*** |
|  | - Four Year | 0.00% | 0 | - | 0.000% |
|  | - Two Year | 0.00% | 0 | - | 0.000% |
|  | - Technical | 0.00% | 0 | - | 0.000% |
|  | - Other | 5.69% | 1991 | 45819824.71 | 100.000% |
|  | **Total** | **5.69%** | **1991** | $**45819824.71** | **100.000%** |

---

#### \*Percentages may not total 100% due to rounding.

<sup>(1)</sup> Guaranteed Stafford Loan

<sup>(2)</sup> Parent Loans for Undergraduate Students

<sup>(3)</sup> Supplemental Loans to Students. The Unsubsidized Stafford Loan program replaced the SLS program on July 1, 1994.

*Page 6 of 9* *Trust 2014-6 Monthly Servicing Report: Collection Period 09/01/2025 - 09/30/2025, Distribution Date 10/27/2025*

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**VI.** **2014-6 Waterfall for Distributions** 

---

| | | | |
|:---|:---|:---|:---|
|  |  | **Paid** | **Remaining** <br> **Funds Balance** |
| **Total Available Funds** | **Total Available Funds** |  | $**739459.26** |
| A | Trustee Fees | $15000.00 | $724459.26 |
| B | Primary Servicing Fee | $6147.60 | $718311.66 |
| C | Administration Fee | $6667.00 | $711644.66 |
| D | Class A Noteholders' Interest Distribution Amount | $178984.12 | $532660.54 |
| E | Class B Noteholders' Interest Distribution Amount | $22289.90 | $510370.64 |
| F | Reserve Account Reinstatement | - | $510370.64 |
| G | Class A Noteholders' Principal Distribution Amount | $510370.64 | - |
| H | Class B Noteholders' Principal Distribution Amount | - | - |
| I | Unpaid Expenses of The Trustees | - | - |
| J | Carryover Servicing Fee | - | - |
| K | Remaining Amounts to the Noteholders after the first auction date | - | - |
| L | Excess Distribution Certificateholder | - | - |

---

---

| | | |
|:---|:---|:---|
| **Waterfall Triggers** | **Waterfall Triggers** | |
| A | Student Loan Principal Outstanding | $45819824.71 |
| B | Interest to be Capitalized | $158601.23 |
| C | Capitalized Interest Account Balance | - |
| D | Reserve Account Balance (after any reinstatement) | $158213.00 |
| E | Less: Specified Reserve Account Balance | $(158213.00) |
| F | Total | $45978425.94 |
| G | Class A Notes Outstanding (after application of available funds) | $39122882.42 |
| H | Insolvency Event or Event of Default Under Indenture | N |
| I | Available Funds Applied to Class A Noteholders' Distribution Amount Before Any Amounts are Applied to the Class B Noteholders' Distribution Amount (G>F or H=Y) | N |

---

*Page 7 of 9* *Trust 2014-6 Monthly Servicing Report: Collection Period 09/01/2025 - 09/30/2025, Distribution Date 10/27/2025*

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**VII.** **2014-6 Distributions** 

#### Distribution Amounts

---

| | | |
|:---|:---|:---|
|  | **A** | **B** |
| Cusip/Isin | 63939BAA7 | 63939BAB5 |
| Beginning Balance | $39633253.06 | $4200000.00 |
| Index | SOFR | SOFR |
| Spread/Fixed Rate | 0.61% | 1.50% |
| Record Date (Days Prior to Distribution) | 1 NEW YORK BUSINESS DAY | 1 NEW YORK BUSINESS DAY |
| Accrual Period Begin | 9/25/2025 | 9/25/2025 |
| Accrual Period End | 10/27/2025 | 10/27/2025 |
| Daycount Fraction | 0.08888889 | 0.08888889 |
| Interest Rate\* | 5.08051% | 5.97051% |
| Accrued Interest Factor | 0.004516009 | 0.005307119 |
| Current Interest Due | $178984.12 | $22289.90 |
| Interest Shortfall from Prior Period Plus Accrued Interest | - | - |
| Total Interest Due | $178984.12 | $22289.90 |
| Interest Paid | $178984.12 | $22289.90 |
| Interest Shortfall | - | - |
| Principal Paid | $510370.64 | - |
| Ending Principal Balance | $39122882.42 | $4200000.00 |
| Paydown Factor | 0.003318405 | 0.000000000 |
| Ending Balance Factor | 0.254375048 | 1.000000000 |

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\* Pay rates for Current Distribution. For the interest rates applicable to the next distribution date, please see https://images.navient.com/investors/data/abrate.txt.

*Page 8 of 9* *Trust 2014-6 Monthly Servicing Report: Collection Period 09/01/2025 - 09/30/2025, Distribution Date 10/27/2025*

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**VIII.** **2014-6 Reconciliations** 

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| | | |
|:---|:---|:---|
| A | **Principal Distribution Reconciliation** |  |
|  | Notes Outstanding Principal Balance | $43833253.06 |
|  | Adjusted Pool Balance | $45978425.94 |
|  | Overcollateralization Amount | $2750000.00 |
|  | Principal Distribution Amount | $604827.12 |
|  | **Principal Distribution Amount Paid** | $**510370.64** |
| B | **Reserve Account Reconciliation** |  |
|  | Beginning Period Balance | $158213.00 |
|  | Reserve Funds Utilized | 0.00 |
|  | Reserve Funds Reinstated | 0.00 |
|  | Balance Available | $158213.00 |
|  | Required Reserve Acct Balance | $158213.00 |
|  | Release to Collection Account | - |
|  | Ending Reserve Account Balance | $158213.00 |
| C | **Floor Income Rebate Account** |  |
|  | Beginning Period Balance | $3940.56 |
|  | Deposits for the Period | $3646.82 |
|  | Release to Collection Account | - |
|  | Ending Balance | $7587.38 |
| D | **Supplemental Purchase Account** |  |
|  | Beginning Period Balance | - |
|  | Supplemental Loan Purchases | - |
|  | Transfers to Collection Account | - |
|  | Ending Balance | - |

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*Page 9 of 9* *Trust 2014-6 Monthly Servicing Report: Collection Period 09/01/2025 - 09/30/2025, Distribution Date 10/27/2025*

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