# EDGAR Filing Document

**Accession Number:** 0001341748
**File Stem:** 0001172661-26-000624
**Filing Date:** 2026-2
**Character Count:** 30615
**Document Hash:** 42aebe6e16712387221abedb331240c5
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001172661-26-000624.hdr.sgml**: 20260211

**ACCESSION NUMBER**: 0001172661-26-000624

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260211

**DATE AS OF CHANGE**: 20260211

**EFFECTIVENESS DATE**: 20260211

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Cypress Capital Group
- **CENTRAL INDEX KEY:** 0001341748

**ORGANIZATION NAME:**
- **EIN:** 650579226
- **STATE OF INCORPORATION:** FL
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-11820
- **FILM NUMBER:** 26620342

**BUSINESS ADDRESS:**
- **STREET 1:** 251 ROYAL PALM WAY
- **STREET 2:** SUITE 500
- **CITY:** PALM BEACH
- **STATE:** FL
- **ZIP:** 33480
- **BUSINESS PHONE:** (561) 659-5889

**MAIL ADDRESS:**
- **STREET 1:** 251 ROYAL PALM WAY
- **STREET 2:** SUITE 500
- **CITY:** PALM BEACH
- **STATE:** FL
- **ZIP:** 33480

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Cypress Capital Group<br>**Address:** 251 Royal Palm Way<br>Suite 500<br>Palm Beach, FL 33480

**Form 13F File Number:** 028-11820

**CRD Number (if applicable):** 000121923

**SEC File Number (if applicable):** 801-61733

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Patrick Dillon<br>**Title:** Chief Compliance Officer<br>**Phone:** 561-820-2006

**Signature, Place, and Date of Signing:**

Patrick Dillon  Palm Beach, FL  02-11-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 1

**Form 13F Information Table Entry Total:** 273

**Form 13F Information Table Value Total:** $892554495

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

| No.   | Name                | Form 13F File Number   |
|:---|:---|:---|
|  | Cypress Bank  Trust |  |

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| 3M CO | COM | 88579Y101 |  | 8154466 | 50934 | SH |  | DFND | 1 | 50584 | 0 | 350 |
| ABBOTT LABS | COM | 002824100 |  | 632088 | 5045 | SH |  | SOLE |  | 3830 | 0 | 1215 |
| ABBOTT LABS | COM | 002824100 |  | 9110213 | 72713 | SH |  | DFND | 1 | 71313 | 0 | 1400 |
| ABBVIE INC | COM | 00287Y109 |  | 24045830 | 105238 | SH |  | DFND | 1 | 103313 | 225 | 1700 |
| ABBVIE INC | COM | 00287Y109 |  | 1685342 | 7376 | SH |  | SOLE |  | 6406 | 0 | 970 |
| ACCENTURE PLC IRELAND | SHS CLASS A | G1151C101 |  | 2858469 | 10654 | SH |  | DFND | 1 | 10654 | 0 | 0 |
| ACCENTURE PLC IRELAND | SHS CLASS A | G1151C101 |  | 308545 | 1150 | SH |  | SOLE |  | 400 | 0 | 750 |
| ADOBE INC | COM | 00724F101 |  | 292592 | 836 | SH |  | SOLE |  | 536 | 0 | 300 |
| ADOBE INC | COM | 00724F101 |  | 227494 | 650 | SH |  | DFND | 1 | 589 | 0 | 61 |
| ADVANCED MICRO DEVICES INC | COM | 007903107 |  | 3356102 | 15671 | SH |  | DFND | 1 | 15671 | 0 | 0 |
| AEROVIRONMENT INC | COM | 008073108 |  | 775983 | 3208 | SH |  | DFND | 1 | 3208 | 0 | 0 |
| AGILENT TECHNOLOGIES INC | COM | 00846U101 |  | 458012 | 3366 | SH |  | DFND | 1 | 3086 | 0 | 280 |
| AIR PRODS  CHEMS INC | COM | 009158106 |  | 1269930 | 5141 | SH |  | DFND | 1 | 5141 | 0 | 0 |
| ALIBABA GROUP HLDG LTD | SPONSORED ADS | 01609W102 |  | 4951619 | 33781 | SH |  | DFND | 1 | 33781 | 0 | 0 |
| ALLIANT ENERGY CORP | COM | 018802108 |  | 361000 | 5553 | SH |  | DFND | 1 | 4818 | 0 | 735 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 13152886 | 42022 | SH |  | DFND | 1 | 41196 | 0 | 826 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 1502400 | 4800 | SH |  | SOLE |  | 4750 | 0 | 50 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 13223845 | 42141 | SH |  | DFND | 1 | 41441 | 0 | 700 |
| ALTRIA GROUP INC | COM | 02209S103 |  | 4198628 | 72817 | SH |  | DFND | 1 | 72817 | 0 | 0 |
| AMAZON COM INC | COM | 023135106 |  | 884041 | 3830 | SH |  | SOLE |  | 3790 | 0 | 40 |
| AMAZON COM INC | COM | 023135106 |  | 17224482 | 74623 | SH |  | DFND | 1 | 74019 | 0 | 604 |
| AMERICAN ELEC PWR CO INC | COM | 025537101 |  | 3282646 | 28468 | SH |  | DFND | 1 | 27964 | 0 | 504 |
| AMERICAN EXPRESS CO | COM | 025816109 |  | 1007374 | 2723 | SH |  | DFND | 1 | 2723 | 0 | 0 |
| AMERICAN TOWER CORP NEW | COM | 03027X100 |  | 371682 | 2117 | SH |  | DFND | 1 | 2117 | 0 | 0 |
| AMGEN INC | COM | 031162100 |  | 5543072 | 16935 | SH |  | DFND | 1 | 16800 | 0 | 135 |
| ANALOG DEVICES INC | COM | 032654105 |  | 467278 | 1723 | SH |  | DFND | 1 | 1723 | 0 | 0 |
| APPLE INC | COM | 037833100 |  | 3024738 | 11126 | SH |  | SOLE |  | 10366 | 0 | 760 |
| APPLE INC | COM | 037833100 |  | 51823584 | 190626 | SH |  | DFND | 1 | 189406 | 0 | 1220 |
| ASML HOLDING N V | N Y REGISTRY SHS | N07059210 |  | 3940294 | 3683 | SH |  | DFND | 1 | 3621 | 0 | 62 |
| AT INC | COM | 00206R102 |  | 1249551 | 50304 | SH |  | DFND | 1 | 47559 | 1500 | 1245 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 1476500 | 5740 | SH |  | DFND | 1 | 5340 | 0 | 400 |
| AVERY DENNISON CORP | COM | 053611109 |  | 601841 | 3309 | SH |  | DFND | 1 | 3309 | 0 | 0 |
| BANK AMERICA CORP | COM | 060505104 |  | 1334630 | 24266 | SH |  | DFND | 1 | 24266 | 0 | 0 |
| BECTON DICKINSON  CO | COM | 075887109 |  | 629370 | 3243 | SH |  | DFND | 1 | 3243 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 19702875 | 39198 | SH |  | DFND | 1 | 39198 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 555428 | 1105 | SH |  | SOLE |  | 805 | 0 | 300 |
| BERKSHIRE HATHAWAY INC DEL | CL A | 084670108 |  | 754800 | 1 | SH |  | DFND | 1 | 1 | 0 | 0 |
| BLACKROCK ETF TRUST II | ISHARES FLEXIBLE | 092528603 |  | 2426629 | 45985 | SH |  | DFND | 1 | 45985 | 0 | 0 |
| BLACKROCK INC | COM | 09290D101 |  | 7883670 | 7366 | SH |  | DFND | 1 | 7303 | 0 | 63 |
| BLACKROCK INC | COM | 09290D101 |  | 749238 | 700 | SH |  | SOLE |  | 625 | 0 | 75 |
| BOOKING HOLDINGS INC | COM | 09857L108 |  | 626574 | 117 | SH |  | DFND | 1 | 117 | 0 | 0 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 |  | 4075382 | 75554 | SH |  | DFND | 1 | 71054 | 800 | 3700 |
| BROADCOM INC | COM | 11135F101 |  | 1213081 | 3505 | SH |  | SOLE |  | 3465 | 0 | 40 |
| BROADCOM INC | COM | 11135F101 |  | 18637832 | 53851 | SH |  | DFND | 1 | 53686 | 0 | 165 |
| CAL MAINE FOODS INC | COM NEW | 128030202 |  | 1874351 | 23556 | SH |  | DFND | 1 | 23556 | 0 | 0 |
| CANADIAN NAT RES LTD | COM | 136385101 |  | 3295026 | 97342 | SH |  | DFND | 1 | 97342 | 0 | 0 |
| CAPITAL ONE FINL CORP | COM | 14040H105 |  | 406195 | 1676 | SH |  | DFND | 1 | 1676 | 0 | 0 |
| CARDINAL HEALTH INC | COM | 14149Y108 |  | 264068 | 1285 | SH |  | DFND | 1 | 1285 | 0 | 0 |
| CATERPILLAR INC | COM | 149123101 |  | 2438134 | 4256 | SH |  | DFND | 1 | 4256 | 0 | 0 |
| CENCORA INC | COM | 03073E105 |  | 4300909 | 12734 | SH |  | DFND | 1 | 12184 | 0 | 550 |
| CENCORA INC | COM | 03073E105 |  | 920531 | 2725 | SH |  | SOLE |  | 1525 | 0 | 1200 |
| CHEVRON CORP NEW | COM | 166764100 |  | 6263162 | 41094 | SH |  | DFND | 1 | 40571 | 250 | 273 |
| CHUBB LIMITED | COM | H1467J104 |  | 332408 | 1065 | SH |  | DFND | 1 | 1065 | 0 | 0 |
| CINTAS CORP | COM | 172908105 |  | 595618 | 3167 | SH |  | DFND | 1 | 2667 | 0 | 500 |
| CISCO SYS INC | COM | 17275R102 |  | 6113179 | 79361 | SH |  | DFND | 1 | 78361 | 0 | 1000 |
| CITIGROUP INC | COM NEW | 172967424 |  | 409466 | 3509 | SH |  | DFND | 1 | 3459 | 50 | 0 |
| CME GROUP INC | COM | 12572Q105 |  | 947588 | 3470 | SH |  | SOLE |  | 2940 | 0 | 530 |
| CME GROUP INC | COM | 12572Q105 |  | 9204160 | 33705 | SH |  | DFND | 1 | 33570 | 0 | 135 |
| COCA COLA CO | COM | 191216100 |  | 3300007 | 47204 | SH |  | DFND | 1 | 45009 | 950 | 1245 |
| COLGATE PALMOLIVE CO | COM | 194162103 |  | 886052 | 11213 | SH |  | DFND | 1 | 11213 | 0 | 0 |
| COMCAST CORP NEW | CL A | 20030N101 |  | 456480 | 15272 | SH |  | DFND | 1 | 14383 | 0 | 889 |
| CONOCOPHILLIPS | COM | 20825C104 |  | 1476511 | 15773 | SH |  | DFND | 1 | 15773 | 0 | 0 |
| CORNING INC | COM | 219350105 |  | 1364097 | 15579 | SH |  | DFND | 1 | 14884 | 0 | 695 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 827846 | 960 | SH |  | SOLE |  | 800 | 0 | 160 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 6193327 | 7182 | SH |  | DFND | 1 | 7041 | 0 | 141 |
| CROWN HLDGS INC | COM | 228368106 |  | 258558 | 2511 | SH |  | DFND | 1 | 2511 | 0 | 0 |
| DANAHER CORPORATION | COM | 235851102 |  | 764364 | 3339 | SH |  | DFND | 1 | 3339 | 0 | 0 |
| DEERE  CO | COM | 244199105 |  | 714650 | 1535 | SH |  | DFND | 1 | 1535 | 0 | 0 |
| DELTA AIR LINES INC DEL | COM NEW | 247361702 |  | 546178 | 7870 | SH |  | DFND | 1 | 7870 | 0 | 0 |
| DIAGEO PLC | SPON ADR NEW | 25243Q205 |  | 293319 | 3400 | SH |  | DFND | 1 | 2450 | 0 | 950 |
| DISNEY WALT CO | COM | 254687106 |  | 3422998 | 30087 | SH |  | DFND | 1 | 29587 | 500 | 0 |
| DOMINION ENERGY INC | COM | 25746U109 |  | 352419 | 6015 | SH |  | DFND | 1 | 5575 | 0 | 440 |
| DOUBLELINE INCOME SOLUTIONS | COM | 258622109 |  | 562317 | 49895 | SH |  | DFND | 1 | 49895 | 0 | 0 |
| DUKE ENERGY CORP NEW | COM NEW | 26441C204 |  | 3739232 | 31902 | SH |  | DFND | 1 | 30398 | 1000 | 504 |
| EATON CORP PLC | SHS | G29183103 |  | 288252 | 905 | SH |  | SOLE |  | 905 | 0 | 0 |
| EATON CORP PLC | SHS | G29183103 |  | 3035083 | 9529 | SH |  | DFND | 1 | 9394 | 0 | 135 |
| ECOLAB INC | COM | 278865100 |  | 262520 | 1000 | SH |  | DFND | 1 | 1000 | 0 | 0 |
| ELI LILLY  CO | COM | 532457108 |  | 4656588 | 4333 | SH |  | SOLE |  | 3658 | 0 | 675 |
| ELI LILLY  CO | COM | 532457108 |  | 47785647 | 44465 | SH |  | DFND | 1 | 44365 | 0 | 100 |
| EMERSON ELEC CO | COM | 291011104 |  | 1182991 | 8913 | SH |  | DFND | 1 | 8913 | 0 | 0 |
| ENTERGY CORP NEW | COM | 29364G103 |  | 425641 | 4605 | SH |  | DFND | 1 | 4355 | 0 | 250 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 383885 | 3190 | SH |  | SOLE |  | 2493 | 0 | 697 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 15007847 | 124712 | SH |  | DFND | 1 | 124362 | 350 | 0 |
| FASTENAL CO | COM | 311900104 |  | 383362 | 9553 | SH |  | DFND | 1 | 7993 | 0 | 1560 |
| FEDEX CORP | COM | 31428X106 |  | 968836 | 3354 | SH |  | DFND | 1 | 3354 | 0 | 0 |
| FIRST TR EXCH TRADED FD III | MANAGD MUN ETF | 33739N108 |  | 1219570 | 23850 | SH |  | DFND | 1 | 16550 | 7300 | 0 |
| FIRST TR EXCH TRADED FD III | PFD SECS INC ETF | 33739E108 |  | 192221 | 10550 | SH |  | DFND | 1 | 10550 | 0 | 0 |
| FIRST TR EXCHANGE-TRADED FD | FST LOW OPPT EFT | 33739Q200 |  | 950061 | 19005 | SH |  | DFND | 1 | 19005 | 0 | 0 |
| GE AEROSPACE | COM NEW | 369604301 |  | 431242 | 1400 | SH |  | SOLE |  | 1185 | 0 | 215 |
| GE AEROSPACE | COM NEW | 369604301 |  | 3235548 | 10504 | SH |  | DFND | 1 | 10378 | 0 | 126 |
| GENERAL DYNAMICS CORP | COM | 369550108 |  | 1571193 | 4667 | SH |  | DFND | 1 | 4667 | 0 | 0 |
| GILEAD SCIENCES INC | COM | 375558103 |  | 5963445 | 48586 | SH |  | DFND | 1 | 48586 | 0 | 0 |
| GLOBAL X FDS | GLOBAL X URANIUM | 37954Y871 |  | 2487100 | 58205 | SH |  | DFND | 1 | 57505 | 0 | 700 |
| GLOBAL X FDS | GLOBX SUPDV US | 37950E291 |  | 438525 | 25319 | SH |  | DFND | 1 | 25319 | 0 | 0 |
| GLOBAL X FDS | ADAPTIVE US | 37954Y574 |  | 444225 | 9580 | SH |  | DFND | 1 | 9580 | 0 | 0 |
| GLOBAL X FDS | GLOBAL X COPPER | 37954Y830 |  | 2725148 | 37960 | SH |  | DFND | 1 | 37460 | 0 | 500 |
| GOLDMAN SACHS ETF TR | ACTIVEBETA US LG | 381430503 |  | 227015 | 1715 | SH |  | DFND | 1 | 1715 | 0 | 0 |
| GRAYSCALE BITCOIN TRUST ETF | SHS REP COM UT | 389637109 |  | 209660 | 3067 | SH |  | DFND | 1 | 3067 | 0 | 0 |
| HOME DEPOT INC | COM | 437076102 |  | 7776155 | 22599 | SH |  | DFND | 1 | 22189 | 0 | 410 |
| HONEYWELL INTL INC | COM | 438516106 |  | 758705 | 3889 | SH |  | DFND | 1 | 3889 | 0 | 0 |
| ILLINOIS TOOL WKS INC | COM | 452308109 |  | 455655 | 1850 | SH |  | DFND | 1 | 1850 | 0 | 0 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 5760019 | 19446 | SH |  | DFND | 1 | 18711 | 0 | 735 |
| INTUIT | COM | 461202103 |  | 440509 | 665 | SH |  | SOLE |  | 115 | 0 | 550 |
| INTUIT | COM | 461202103 |  | 3732737 | 5635 | SH |  | DFND | 1 | 5635 | 0 | 0 |
| INTUITIVE SURGICAL INC | COM NEW | 46120E602 |  | 814992 | 1439 | SH |  | DFND | 1 | 1439 | 0 | 0 |
| INVESCO ACTIVELY MANAGED EXC | ULTRA SHRT DUR | 46090A887 |  | 397126 | 7903 | SH |  | DFND | 1 | 7903 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T | S EQL WGT | 46137V357 |  | 1806411 | 9430 | SH |  | DFND | 1 | 9430 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T | LARGE CAP VALUE | 46137V738 |  | 202686 | 3047 | SH |  | DFND | 1 | 3047 | 0 | 0 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 12654786 | 20600 | SH |  | DFND | 1 | 20525 | 0 | 75 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 1263021 | 2056 | SH |  | SOLE |  | 750 | 0 | 1306 |
| ISHARES BITCOIN TRUST ETF | SHS BEN INT | 46438F101 |  | 568493 | 11450 | SH |  | DFND | 1 | 11450 | 0 | 0 |
| ISHARES GOLD TR | ISHARES NEW | 464285204 |  | 22281165 | 274500 | SH |  | DFND | 1 | 271825 | 0 | 2675 |
| ISHARES INC | MSCI STH KOR ETF | 464286772 |  | 734011 | 7550 | SH |  | DFND | 1 | 7550 | 0 | 0 |
| ISHARES INC | MSCI BRAZIL ETF | 464286400 |  | 4194816 | 132037 | SH |  | DFND | 1 | 132037 | 0 | 0 |
| ISHARES INC | MSCI BRAZIL ETF | 464286400 |  | 204917 | 6450 | SH |  | SOLE |  | 6450 | 0 | 0 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 1187710 | 17669 | SH |  | DFND | 1 | 17669 | 0 | 0 |
| ISHARES INC | MSCI JAPAN ETF | 46434G822 |  | 3891264 | 48195 | SH |  | DFND | 1 | 48195 | 0 | 0 |
| ISHARES SILVER TR | ISHARES | 46428Q109 |  | 14758493 | 229098 | SH |  | DFND | 1 | 226683 | 0 | 2415 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 785141 | 8176 | SH |  | DFND | 1 | 8176 | 0 | 0 |
| ISHARES TR | SELECT DIVID ETF | 464287168 |  | 1718662 | 12177 | SH |  | DFND | 1 | 11777 | 300 | 100 |
| ISHARES TR | EAFE GRWTH ETF | 464288885 |  | 679191 | 5962 | SH |  | DFND | 1 | 5962 | 0 | 0 |
| ISHARES TR | 1 3 YR TREAS BD | 464287457 |  | 253181 | 3057 | SH |  | DFND | 1 | 3057 | 0 | 0 |
| ISHARES TR | RUS 2000 VAL ETF | 464287630 |  | 234848 | 1296 | SH |  | DFND | 1 | 1296 | 0 | 0 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 1865420 | 20852 | SH |  | DFND | 1 | 20852 | 0 | 0 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 851845 | 5729 | SH |  | DFND | 1 | 5729 | 0 | 0 |
| ISHARES TR | MSCI USA MIN VOL | 46429B697 |  | 221747 | 2355 | SH |  | DFND | 1 | 2355 | 0 | 0 |
| ISHARES TR | CORE MSCI INTL | 46435G326 |  | 273916 | 3321 | SH |  | DFND | 1 | 3321 | 0 | 0 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 1131966 | 17151 | SH |  | DFND | 1 | 16951 | 0 | 200 |
| ISHARES TR | S 100 ETF | 464287101 |  | 238364 | 695 | SH |  | DFND | 1 | 695 | 0 | 0 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 1670916 | 15600 | SH |  | DFND | 1 | 12560 | 3040 | 0 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 3428112 | 7243 | SH |  | DFND | 1 | 7243 | 0 | 0 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 326639 | 2650 | SH |  | DFND | 1 | 2650 | 0 | 0 |
| ISHARES TR | IBOXX HI YD ETF | 464288513 |  | 235843 | 2925 | SH |  | DFND | 1 | 2925 | 0 | 0 |
| ISHARES TR | PFD AND INCM SEC | 464288687 |  | 315452 | 10189 | SH |  | DFND | 1 | 10189 | 0 | 0 |
| ISHARES TR | INDIA 50 ETF | 464289529 |  | 3248458 | 65905 | SH |  | DFND | 1 | 65905 | 0 | 0 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 |  | 379664 | 1805 | SH |  | DFND | 1 | 1805 | 0 | 0 |
| ISHARES TR | CORE S ETF | 464287200 |  | 900696 | 1315 | SH |  | SOLE |  | 1315 | 0 | 0 |
| ISHARES TR | GLB INFRASTR ETF | 464288372 |  | 209544 | 3415 | SH |  | DFND | 1 | 125 | 0 | 3290 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 2686572 | 26898 | SH |  | DFND | 1 | 26723 | 0 | 175 |
| ISHARES TR | CORE S ETF | 464287200 |  | 21980795 | 32092 | SH |  | DFND | 1 | 31931 | 0 | 161 |
| ISHARES TR | CHINA LG-CAP ETF | 464287184 |  | 2548199 | 66550 | SH |  | DFND | 1 | 66550 | 0 | 0 |
| ISHARES TR | RUS MID CAP ETF | 464287499 |  | 1098152 | 11407 | SH |  | DFND | 1 | 11407 | 0 | 0 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 580691 | 2359 | SH |  | DFND | 1 | 2179 | 0 | 180 |
| ISHARES TR | RUS 1000 ETF | 464287622 |  | 1378740 | 3692 | SH |  | DFND | 1 | 3692 | 0 | 0 |
| ISHARES TR | ISHS 1-5YR INVS | 464288646 |  | 364343 | 6890 | SH |  | DFND | 1 | 6290 | 0 | 600 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 |  | 1710935 | 16035 | SH |  | DFND | 1 | 16035 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED F | EQUITY PREMIUM | 46641Q332 |  | 309096 | 5400 | SH |  | DFND | 1 | 5400 | 0 | 0 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 16849562 | 81419 | SH |  | DFND | 1 | 80444 | 250 | 725 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 524813 | 2536 | SH |  | SOLE |  | 2521 | 0 | 15 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 841316 | 2611 | SH |  | SOLE |  | 2571 | 0 | 40 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 22694922 | 70433 | SH |  | DFND | 1 | 69678 | 0 | 755 |
| KINDER MORGAN INC DEL | COM | 49456B101 |  | 2099303 | 76366 | SH |  | DFND | 1 | 76366 | 0 | 0 |
| L3HARRIS TECHNOLOGIES INC | COM | 502431109 |  | 2972938 | 10127 | SH |  | DFND | 1 | 10127 | 0 | 0 |
| LAM RESEARCH CORP | COM NEW | 512807306 |  | 839124 | 4902 | SH |  | SOLE |  | 4827 | 0 | 75 |
| LAM RESEARCH CORP | COM NEW | 512807306 |  | 5138140 | 30016 | SH |  | DFND | 1 | 30016 | 0 | 0 |
| LINDE PLC | SHS | G54950103 |  | 2226833 | 5223 | SH |  | DFND | 1 | 5223 | 0 | 0 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 945575 | 1955 | SH |  | SOLE |  | 1645 | 0 | 310 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 12619436 | 26091 | SH |  | DFND | 1 | 26091 | 0 | 0 |
| LOWES COS INC | COM | 548661107 |  | 5068943 | 21019 | SH |  | DFND | 1 | 20019 | 0 | 1000 |
| MARKEL GROUP INC | COM | 570535104 |  | 234312 | 109 | SH |  | DFND | 1 | 109 | 0 | 0 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 1511119 | 2647 | SH |  | SOLE |  | 2637 | 0 | 10 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 9169475 | 16062 | SH |  | DFND | 1 | 15932 | 0 | 130 |
| MCDONALDS CORP | COM | 580135101 |  | 408016 | 1335 | SH |  | SOLE |  | 1335 | 0 | 0 |
| MCDONALDS CORP | COM | 580135101 |  | 7281035 | 23823 | SH |  | DFND | 1 | 23823 | 0 | 0 |
| MCKESSON CORP | COM | 58155Q103 |  | 220658 | 269 | SH |  | DFND | 1 | 269 | 0 | 0 |
| MEDTRONIC PLC | SHS | G5960L103 |  | 509022 | 5299 | SH |  | DFND | 1 | 5049 | 0 | 250 |
| MERCK  CO INC | COM | 58933Y105 |  | 6110237 | 58049 | SH |  | DFND | 1 | 57263 | 500 | 286 |
| META PLATFORMS INC | CL A | 30303M102 |  | 287799 | 436 | SH |  | SOLE |  | 426 | 0 | 10 |
| META PLATFORMS INC | CL A | 30303M102 |  | 5777768 | 8753 | SH |  | DFND | 1 | 8610 | 0 | 143 |
| MICROCHIP TECHNOLOGY INC. | COM | 595017104 |  | 399715 | 6273 | SH |  | DFND | 1 | 5613 | 0 | 660 |
| MICROSOFT CORP | COM | 594918104 |  | 2516758 | 5204 | SH |  | SOLE |  | 4369 | 0 | 835 |
| MICROSOFT CORP | COM | 594918104 |  | 38526576 | 79663 | SH |  | DFND | 1 | 79197 | 0 | 466 |
| MOODYS CORP | COM | 615369105 |  | 204340 | 400 | SH |  | SOLE |  | 0 | 0 | 400 |
| MOODYS CORP | COM | 615369105 |  | 1251072 | 2449 | SH |  | DFND | 1 | 2449 | 0 | 0 |
| MORGAN STANLEY | COM NEW | 617446448 |  | 298158 | 1679 | SH |  | DFND | 1 | 1679 | 0 | 0 |
| NETFLIX INC | COM | 64110L106 |  | 2028123 | 21631 | SH |  | DFND | 1 | 20871 | 0 | 760 |
| NEWMONT CORP | COM | 651639106 |  | 5704030 | 57126 | SH |  | DFND | 1 | 57126 | 0 | 0 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 1224576 | 15254 | SH |  | DFND | 1 | 15250 | 0 | 4 |
| NIKE INC | CL B | 654106103 |  | 201451 | 3162 | SH |  | DFND | 1 | 3162 | 0 | 0 |
| NORFOLK SOUTHN CORP | COM | 655844108 |  | 539906 | 1870 | SH |  | DFND | 1 | 1870 | 0 | 0 |
| NORTHERN TR CORP | COM | 665859104 |  | 202153 | 1480 | SH |  | DFND | 1 | 1480 | 0 | 0 |
| NOVARTIS AG | SPONSORED ADR | 66987V109 |  | 822532 | 5966 | SH |  | DFND | 1 | 5591 | 0 | 375 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 21312102 | 114274 | SH |  | DFND | 1 | 111502 | 0 | 2772 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 1023699 | 5489 | SH |  | SOLE |  | 5404 | 0 | 85 |
| OMEROS CORP | COM | 682143102 |  | 721350 | 42000 | SH |  | DFND | 1 | 42000 | 0 | 0 |
| ONEOK INC NEW | COM | 682680103 |  | 271950 | 3700 | SH |  | DFND | 1 | 3700 | 0 | 0 |
| ORACLE CORP | COM | 68389X105 |  | 1932534 | 9915 | SH |  | DFND | 1 | 9438 | 0 | 477 |
| PACER FDS TR | US CASH COWS 100 | 69374H881 |  | 481360 | 8000 | SH |  | DFND | 1 | 8000 | 0 | 0 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 |  | 225387 | 1268 | SH |  | DFND | 1 | 1268 | 0 | 0 |
| PAYCHEX INC | COM | 704326107 |  | 274841 | 2450 | SH |  | SOLE |  | 1275 | 0 | 1175 |
| PAYCHEX INC | COM | 704326107 |  | 3983412 | 35509 | SH |  | DFND | 1 | 33259 | 0 | 2250 |
| PEPSICO INC | COM | 713448108 |  | 1494761 | 10415 | SH |  | DFND | 1 | 10022 | 150 | 243 |
| PFIZER INC | COM | 717081103 |  | 3078712 | 123643 | SH |  | DFND | 1 | 122343 | 1300 | 0 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 9128685 | 56912 | SH |  | DFND | 1 | 55112 | 0 | 1800 |
| PHILLIPS 66 | COM | 718546104 |  | 7202391 | 55815 | SH |  | DFND | 1 | 55615 | 200 | 0 |
| PHILLIPS 66 | COM | 718546104 |  | 290340 | 2250 | SH |  | SOLE |  | 2250 | 0 | 0 |
| PIMCO INCOME STRATEGY FD | COM | 72201H108 |  | 490736 | 58213 | SH |  | DFND | 1 | 58213 | 0 | 0 |
| PIMCO INCOME STRATEGY FD II | COM | 72201J104 |  | 353678 | 47157 | SH |  | DFND | 1 | 47157 | 0 | 0 |
| PIMCO MUN INCOME FD II | COM | 72200W106 |  | 715697 | 94920 | SH |  | DFND | 1 | 94920 | 0 | 0 |
| PNC FINL SVCS GROUP INC | COM | 693475105 |  | 1111278 | 5324 | SH |  | DFND | 1 | 5121 | 0 | 203 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 2918179 | 20363 | SH |  | DFND | 1 | 19713 | 150 | 500 |
| QUALCOMM INC | COM | 747525103 |  | 3529617 | 20635 | SH |  | DFND | 1 | 20435 | 0 | 200 |
| QUEST DIAGNOSTICS INC | COM | 74834L100 |  | 347060 | 2000 | SH |  | DFND | 1 | 2000 | 0 | 0 |
| ROSS STORES INC | COM | 778296103 |  | 2759384 | 15318 | SH |  | DFND | 1 | 15318 | 0 | 0 |
| ROSS STORES INC | COM | 778296103 |  | 693539 | 3850 | SH |  | SOLE |  | 2850 | 0 | 1000 |
| ROYAL BK CDA | COM | 780087102 |  | 542158 | 3180 | SH |  | DFND | 1 | 2710 | 0 | 470 |
| RTX CORPORATION | COM | 75513E101 |  | 239337 | 1305 | SH |  | SOLE |  | 1305 | 0 | 0 |
| RTX CORPORATION | COM | 75513E101 |  | 6925905 | 37764 | SH |  | DFND | 1 | 37177 | 0 | 587 |
| S GLOBAL INC | COM | 78409V104 |  | 818376 | 1566 | SH |  | SOLE |  | 966 | 0 | 600 |
| S GLOBAL INC | COM | 78409V104 |  | 1444961 | 2765 | SH |  | DFND | 1 | 2765 | 0 | 0 |
| SALESFORCE INC | COM | 79466L302 |  | 1599791 | 6039 | SH |  | DFND | 1 | 5399 | 0 | 640 |
| SBA COMMUNICATIONS CORP NEW | CL A | 78410G104 |  | 773720 | 4000 | SH |  | SOLE |  | 4000 | 0 | 0 |
| SCHWAB CHARLES CORP | COM | 808513105 |  | 282446 | 2827 | SH |  | DFND | 1 | 2827 | 0 | 0 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 |  | 291166 | 8926 | SH |  | DFND | 1 | 8926 | 0 | 0 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 411450 | 15000 | SH |  | DFND | 1 | 15000 | 0 | 0 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 |  | 208149 | 7735 | SH |  | DFND | 1 | 7735 | 0 | 0 |
| SELECT SECTOR SPDR TR | STATE STREET COM | 81369Y852 |  | 2360875 | 20055 | SH |  | DFND | 1 | 20055 | 0 | 0 |
| SELECT SECTOR SPDR TR | STATE STREET ENE | 81369Y506 |  | 1180746 | 26409 | SH |  | DFND | 1 | 23809 | 0 | 2600 |
| SELECT SECTOR SPDR TR | STATE STREET HEA | 81369Y209 |  | 2139026 | 13818 | SH |  | DFND | 1 | 13818 | 0 | 0 |
| SELECT SECTOR SPDR TR | STATE STREET TEC | 81369Y803 |  | 213076 | 1480 | SH |  | SOLE |  | 1480 | 0 | 0 |
| SELECT SECTOR SPDR TR | STATE STREET TEC | 81369Y803 |  | 3253146 | 22596 | SH |  | DFND | 1 | 22246 | 0 | 350 |
| SELECT SECTOR SPDR TR | STATE STREET FIN | 81369Y605 |  | 211412 | 3860 | SH |  | DFND | 1 | 3860 | 0 | 0 |
| SELECT SECTOR SPDR TR | STATE STREET UTI | 81369Y886 |  | 1209407 | 28330 | SH |  | DFND | 1 | 28330 | 0 | 0 |
| SHERWIN WILLIAMS CO | COM | 824348106 |  | 1604272 | 4951 | SH |  | DFND | 1 | 4951 | 0 | 0 |
| SHERWIN WILLIAMS CO | COM | 824348106 |  | 221961 | 685 | SH |  | SOLE |  | 685 | 0 | 0 |
| SIMON PPTY GROUP INC NEW | COM | 828806109 |  | 1298917 | 7017 | SH |  | DFND | 1 | 7017 | 0 | 0 |
| SLB LIMITED | COM STK | 806857108 |  | 463400 | 12074 | SH |  | DFND | 1 | 11069 | 0 | 1005 |
| SOLVENTUM CORP | COM SHS | 83444M101 |  | 1289631 | 16275 | SH |  | DFND | 1 | 16275 | 0 | 0 |
| SOUTHERN CO | COM | 842587107 |  | 378797 | 4344 | SH |  | DFND | 1 | 4344 | 0 | 0 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 1029614 | 2598 | SH |  | DFND | 1 | 2394 | 0 | 204 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 14709696 | 21571 | SH |  | DFND | 1 | 20896 | 0 | 675 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A763 |  | 229614 | 1650 | SH |  | DFND | 1 | 1650 | 0 | 0 |
| STANLEY BLACK  DECKER INC | COM | 854502101 |  | 503544 | 6779 | SH |  | DFND | 1 | 6554 | 0 | 225 |
| STARBUCKS CORP | COM | 855244109 |  | 1187361 | 14100 | SH |  | DFND | 1 | 14100 | 0 | 0 |
| STATE STR CORP | COM | 857477103 |  | 1933086 | 14984 | SH |  | DFND | 1 | 14554 | 0 | 430 |
| STRYKER CORPORATION | COM | 863667101 |  | 1453680 | 4136 | SH |  | DFND | 1 | 3966 | 0 | 170 |
| SUNOCO LP/SUNOCO FIN CORP | COM UT REP LP | 86765K109 |  | 451774 | 8620 | SH |  | DFND | 1 | 8620 | 0 | 0 |
| SYSCO CORP | COM | 871829107 |  | 454667 | 6170 | SH |  | DFND | 1 | 6170 | 0 | 0 |
| TAIWAN SEMICONDUCTOR MFG LTD | SPONSORED ADS | 874039100 |  | 9193584 | 30253 | SH |  | DFND | 1 | 29848 | 0 | 405 |
| TESLA INC | COM | 88160R101 |  | 1133744 | 2521 | SH |  | DFND | 1 | 2521 | 0 | 0 |
| TEXAS INSTRS INC | COM | 882508104 |  | 2190832 | 12628 | SH |  | DFND | 1 | 12628 | 0 | 0 |
| THERMO FISHER SCIENTIFIC INC | COM | 883556102 |  | 669844 | 1156 | SH |  | DFND | 1 | 1156 | 0 | 0 |
| TJX COS INC NEW | COM | 872540109 |  | 13093717 | 85240 | SH |  | DFND | 1 | 85078 | 0 | 162 |
| TJX COS INC NEW | COM | 872540109 |  | 1507375 | 9813 | SH |  | SOLE |  | 8338 | 0 | 1475 |
| T-MOBILE US INC | COM | 872590104 |  | 668408 | 3292 | SH |  | DFND | 1 | 3292 | 0 | 0 |
| TORONTO DOMINION BK ONT | COM NEW | 891160509 |  | 460261 | 4886 | SH |  | DFND | 1 | 4141 | 0 | 745 |
| TRUIST FINL CORP | COM | 89832Q109 |  | 454061 | 9227 | SH |  | DFND | 1 | 8542 | 0 | 685 |
| UNITED CMNTY BKS BLAIRSVLE G | COM | 90984P303 |  | 273019 | 8745 | SH |  | DFND | 1 | 8745 | 0 | 0 |
| UNITED PARCEL SERVICE INC | CL B | 911312106 |  | 1086726 | 10956 | SH |  | DFND | 1 | 10461 | 0 | 495 |
| VALERO ENERGY CORP | COM | 91913Y100 |  | 3059313 | 18793 | SH |  | DFND | 1 | 18793 | 0 | 0 |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 |  | 670839 | 2131 | SH |  | DFND | 1 | 2131 | 0 | 0 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 307734 | 1193 | SH |  | DFND | 1 | 1193 | 0 | 0 |
| VANGUARD INDEX FDS | EXTEND MKT ETF | 922908652 |  | 1739878 | 8320 | SH |  | DFND | 1 | 8320 | 0 | 0 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 1695125 | 5056 | SH |  | DFND | 1 | 5056 | 0 | 0 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 235472 | 2661 | SH |  | DFND | 1 | 2661 | 0 | 0 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 1598242 | 5507 | SH |  | DFND | 1 | 5507 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 |  | 235392 | 3200 | SH |  | DFND | 1 | 0 | 0 | 3200 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 1128131 | 5133 | SH |  | DFND | 1 | 5133 | 0 | 0 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 644187 | 15816 | SH |  | DFND | 1 | 14616 | 1200 | 0 |
| VISA INC | COM CL A | 92826C839 |  | 2515292 | 7172 | SH |  | SOLE |  | 6442 | 0 | 730 |
| VISA INC | COM CL A | 92826C839 |  | 21034680 | 59977 | SH |  | DFND | 1 | 59165 | 0 | 812 |
| VODAFONE GROUP PLC NEW | SPONSORED ADR | 92857W308 |  | 175191 | 13262 | SH |  | DFND | 1 | 13262 | 0 | 0 |
| WABTEC | COM | 929740108 |  | 573327 | 2686 | SH |  | DFND | 1 | 2686 | 0 | 0 |
| WALMART INC | COM | 931142103 |  | 14681275 | 131777 | SH |  | DFND | 1 | 130877 | 0 | 900 |
| WALMART INC | COM | 931142103 |  | 1345276 | 12075 | SH |  | SOLE |  | 9555 | 0 | 2520 |
| WASTE MGMT INC DEL | COM | 94106L109 |  | 478748 | 2179 | SH |  | DFND | 1 | 1999 | 0 | 180 |
| WELLS FARGO CO NEW | COM | 949746101 |  | 384603 | 4127 | SH |  | DFND | 1 | 4127 | 0 | 0 |
| WILLIAMS COS INC | COM | 969457100 |  | 360660 | 6000 | SH |  | DFND | 1 | 6000 | 0 | 0 |
| WISDOMTREE TR | FLOATNG RAT TREA | 97717Y527 |  | 222414 | 4420 | SH |  | DFND | 1 | 4420 | 0 | 0 |
| WORKDAY INC | CL A | 98138H101 |  | 346011 | 1611 | SH |  | DFND | 1 | 1611 | 0 | 0 |
| WW GRAINGER INC | COM | 384802104 |  | 803204 | 796 | SH |  | DFND | 1 | 796 | 0 | 0 |
| XCEL ENERGY INC | COM | 98389B100 |  | 750418 | 10160 | SH |  | DFND | 1 | 10160 | 0 | 0 |
| YUM BRANDS INC | COM | 988498101 |  | 370333 | 2448 | SH |  | DFND | 1 | 2448 | 0 | 0 |

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