# EDGAR Filing Document

**Accession Number:** 0001005817
**File Stem:** 0001999371-25-020552
**Filing Date:** 2025-12
**Character Count:** 7150
**Document Hash:** fcbb3cf036de84c1e3ec3824e134426e
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001999371-25-020552.hdr.sgml**: 20251217

**ACCESSION NUMBER**: 0001999371-25-020552

**CONFORMED SUBMISSION TYPE**: 8-K

**PUBLIC DOCUMENT COUNT**: 12

**CONFORMED PERIOD OF REPORT**: 20251216

**ITEM INFORMATION**: Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers: Compensatory Arrangements of Certain Officers

**FILED AS OF DATE**: 20251217

**DATE AS OF CHANGE**: 20251217

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** TOMPKINS FINANCIAL CORP
- **CENTRAL INDEX KEY:** 0001005817
- **STANDARD INDUSTRIAL CLASSIFICATION:** STATE COMMERCIAL BANKS [6022]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 161482357
- **STATE OF INCORPORATION:** NY
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 8-K
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 001-12709
- **FILM NUMBER:** 251579581

**BUSINESS ADDRESS:**
- **STREET 1:** 118 E SENECA STREET
- **STREET 2:** P.O. BOX 460
- **CITY:** ITHACA
- **STATE:** NY
- **ZIP:** 14850
- **BUSINESS PHONE:** 607-274-2078

**MAIL ADDRESS:**
- **STREET 1:** 118 E. SENECA STREET
- **STREET 2:** PO BOX 460
- **CITY:** ITHACA
- **STATE:** NY
- **ZIP:** 14850

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** TOMPKINS TRUSTCO INC
- **DATE OF NAME CHANGE:** 19990512

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** TOMPKINS COUNTY TRUSTCO INC
- **DATE OF NAME CHANGE:** 19960117

?xml version='1.0' encoding='ASCII'?

**UNITED STATES**

**SECURITIES AND EXCHANGE COMMISSION**

**Washington, D.C. 20549**

**FORM 8-K**

**CURRENT REPORT**

**Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934**

Date of Report (Date of earliest event reported) <u>December 16, 2025</u>

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| | | |
|:---|:---|:---|
| Tompkins Financial Corporation | Tompkins Financial Corporation | Tompkins Financial Corporation |
| (Exact name of registrant as specified in its charter) | (Exact name of registrant as specified in its charter) | (Exact name of registrant as specified in its charter) |
| New York | 1-12709 | 16-1482357 |
| (State or other jurisdiction | (Commission | (IRS Employer |
| of incorporation) | File Number) | Identification No.) |
| P.O. Box 460, Ithaca New York |  | 14851 |
| (Address of Principal executive offices) |  | (Zip Code) |

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Registrant's telephone number, including area code <u>(888) 503-5753</u>

(Former name or former address, if changed since last report.)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

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| | | |
|:---|:---|:---|
| Title of each class | Trading Symbol(s) | Name of each exchange on which <br> registered |
| Common Stock, $0.10 par value | TMP | NYSE American, LLC |

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Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

**Item 5.02 Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers.**

**Tomazin Defined Contribution Supplemental Executive Retirement Plan**

Effective December 16, 2025, Tompkins Financial Corporation (the "Company") entered into a defined contribution supplemental executive retirement plan (the "DC SERP") with Matthew D. Tomazin, Executive Vice President, Chief Financial Officer and Treasurer of the Company. The Company will make an annual contribution to Mr. Tomazin's DC SERP equal to 20% of Mr. Tomazin's base rate of pay as of such annual contribution date. Interest will be credited quarterly on the basis of the day-weighted average balance in the DC SERP at an annual rate of Prime plus 1%.

Upon the sixth anniversary of the effective date, Mr. Tomazin will become fully vested in the then-current balance of the DC SERP (the "Initial Vested Amount"). Mr. Tomazin will become fully vested in balance of the DC SERP (less the Initial Vested Amount, the "Accrued Benefits") if he remains employed by the Company until age 63. He will be partially vested in the Accrued Benefits upon reaching age 58.

**Romaine Defined Contribution Supplemental Executive Retirement Plan**

Effective December 16, 2025, the Company entered into a defined contribution supplemental executive retirement plan (the "Romaine DC SERP") with Stephen S. Romaine, President and Chief Executive Officer of the Company. Pursuant to the DC SERP, the Company will make an annual contribution to the DC SERP equal to 15% of Mr. Romaine's base rate of pay as of such annual contribution date. The DC SERP will be credited quarterly with interest on the basis of the day-weighted average balance in the DC SERP at an annual rate of Prime plus 1%. Mr. Romaine will become fully vested in amounts then credited to his DC SERP account upon the earlier of his attainment of age 63 or the earlier occurrence of a change in control with respect to the Company.

Mr. Romaine will be eligible to begin receiving benefits under his DC SERP commencing on a date, not earlier than the date he attains age 63, elected by Mr. Romaine.

**Amendment to Supplemental Executive Retirement Plan**

Effective December 16, 2025, the Company entered into Amendment No. 2 to the Amended and Restated Supplemental Executive Retirement Agreement with Mr. Romaine, effective November 9, 2016, as amended November 12, 2019 (the DB SERP). Amendment No. 2 provides that a minimum senior incentive payment will be used to calculate "earnings" payable under the DB SERP. Under Amendment No. 2, earnings under the DB SERP, which previously included 50% of any senior incentive actually paid in an applicable year, will instead be calculated based on 50% of the greater of (1) the senior incentive actually paid in an applicable year and (2) 70% of the target senior incentive with respect to such year.

**<u>SIGNATURE</u>**

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

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| | |
|:---|:---|
|  | **TOMPKINS FINANCIAL CORPORATION** |
| Date: December 17, 2025 | /s/ Stephen S. Romaine |
|  | Stephen S. Romaine |
|  | President and CEO |

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