# EDGAR Filing Document

**Accession Number:** 0002010666
**File Stem:** 0001085146-25-003969
**Filing Date:** 2025-7
**Character Count:** 9092
**Document Hash:** df0bccacc579ad54f697bcb443b2b9b2
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001085146-25-003969.hdr.sgml**: 20250718

**ACCESSION NUMBER**: 0001085146-25-003969

**CONFORMED SUBMISSION TYPE**: 13F-HR/A

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250331

**FILED AS OF DATE**: 20250718

**DATE AS OF CHANGE**: 20250718

**EFFECTIVENESS DATE**: 20250718

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Cyr Financial Inc.
- **CENTRAL INDEX KEY:** 0002010666

**ORGANIZATION NAME:**
- **EIN:** 464324668
- **STATE OF INCORPORATION:** IL
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR/A
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-24218
- **FILM NUMBER:** 251133933

**BUSINESS ADDRESS:**
- **STREET 1:** 220 E HIGH ST.
- **STREET 2:** SUITE 102
- **CITY:** HENNEPIN
- **STATE:** IL
- **ZIP:** 61327
- **BUSINESS PHONE:** 815-925-7501

**MAIL ADDRESS:**
- **STREET 1:** 220 E HIGH ST.
- **STREET 2:** SUITE 102
- **CITY:** HENNEPIN
- **STATE:** IL
- **ZIP:** 61327

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 03-31-2025

**Check here if Amendment** [x] **Amendment Number:** 1

**This Amendment (Check only one.):** [x] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Cyr Financial Inc.<br>**Address:** 220 E HIGH ST.<br>SUITE 102<br>HENNEPIN, IL 61327

**Form 13F File Number:** 028-24218

**CRD Number (if applicable):** 000277118

**SEC File Number (if applicable):** 801-129601

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Christian J. Cyr<br>**Title:** President/CCO<br>**Phone:** 815-925-7501

**Signature, Place, and Date of Signing:**

/s/Christian J. Cyr  Hennepin, OH  07-18-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 54

**Form 13F Information Table Value Total:** $111923534

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 717349 | 4639 | SH |  | SOLE |  | 0 | 0 | 4639 |
| AMAZON COM INC | COM | 023135106 |  | 753049 | 3958 | SH |  | SOLE |  | 0 | 0 | 3958 |
| APPLE INC | COM | 037833100 |  | 878512 | 3955 | SH |  | SOLE |  | 0 | 0 | 3955 |
| AXON ENTERPRISE INC | COM | 05464C101 |  | 332926 | 633 | SH |  | SOLE |  | 0 | 0 | 633 |
| BERKLEY W R CORP | COM | 084423102 |  | 257101 | 3613 | SH |  | SOLE |  | 0 | 0 | 3613 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 879290 | 1651 | SH |  | SOLE |  | 0 | 0 | 1651 |
| BLACKROCK ETF TRUST II | ISHARES INTERMED | 092528207 |  | 649286 | 27448 | SH |  | SOLE |  | 0 | 0 | 27448 |
| BROADCOM INC | COM | 11135F101 |  | 465121 | 2778 | SH |  | SOLE |  | 0 | 0 | 2778 |
| CALAMOS ETF TR | S 500 STRUCTU | 12811T795 |  | 1467520 | 61411 | SH |  | SOLE |  | 0 | 0 | 61411 |
| CATERPILLAR INC | COM | 149123101 |  | 310866 | 943 | SH |  | SOLE |  | 0 | 0 | 943 |
| CISCO SYS INC | COM | 17275R102 |  | 685598 | 11110 | SH |  | SOLE |  | 0 | 0 | 11110 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 604400 | 639 | SH |  | SOLE |  | 0 | 0 | 639 |
| ELI LILLY  CO | COM | 532457108 |  | 678107 | 821 | SH |  | SOLE |  | 0 | 0 | 821 |
| ETF SER SOLUTIONS | DISTILLATE US | 26922A321 |  | 221301 | 4080 | SH |  | SOLE |  | 0 | 0 | 4080 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 986263 | 8293 | SH |  | SOLE |  | 0 | 0 | 8293 |
| FIDELITY MERRIMACK STR TR | TOTAL BD ETF | 316188309 |  | 7828655 | 171493 | SH |  | SOLE |  | 0 | 0 | 171493 |
| GE AEROSPACE | COM NEW | 369604301 |  | 910577 | 4549 | SH |  | SOLE |  | 0 | 0 | 4549 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 |  | 234358 | 429 | SH |  | SOLE |  | 0 | 0 | 429 |
| HOME DEPOT INC | COM | 437076102 |  | 601410 | 1641 | SH |  | SOLE |  | 0 | 0 | 1641 |
| INVESCO EXCH TRADED FD TR II | S 500 MOMNTM | 46138E339 |  | 901057 | 9738 | SH |  | SOLE |  | 0 | 0 | 9738 |
| INVESCO EXCH TRADED FD TR II | S INTL MOMNT | 46138E222 |  | 6039410 | 136762 | SH |  | SOLE |  | 0 | 0 | 136762 |
| INVESCO EXCH TRADED FD TR II | S SMALLCAP 600 | 46138G664 |  | 4282271 | 105215 | SH |  | SOLE |  | 0 | 0 | 105215 |
| INVESCO EXCHANGE TRADED FD T | S 500 TOP 50 | 46137V233 |  | 9293517 | 201945 | SH |  | SOLE |  | 0 | 0 | 201945 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 5230007 | 11153 | SH |  | SOLE |  | 0 | 0 | 11153 |
| ISHARES TR | HDG MSCI EAFE | 46434V803 |  | 5943431 | 163776 | SH |  | SOLE |  | 0 | 0 | 163776 |
| ISHARES TR | IBDS DEC28 ETF | 46435U515 |  | 1128930 | 44692 | SH |  | SOLE |  | 0 | 0 | 44692 |
| ISHARES TR | IBONDS DEC 29 | 46436E205 |  | 247445 | 10698 | SH |  | SOLE |  | 0 | 0 | 10698 |
| ISHARES TR | LIFEPATH TGT2035 | 46438G810 |  | 313366 | 10449 | SH |  | SOLE |  | 0 | 0 | 10449 |
| ISHARES TR | MSCI ACWI ETF | 464288257 |  | 321671 | 2764 | SH |  | SOLE |  | 0 | 0 | 2764 |
| ISHARES TR | MSCI INTL QUALTY | 46434V456 |  | 1431953 | 36078 | SH |  | SOLE |  | 0 | 0 | 36078 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 913342 | 8662 | SH |  | SOLE |  | 0 | 0 | 8662 |
| ISHARES TR | RUS TP200 GR ETF | 464289438 |  | 454134 | 2153 | SH |  | SOLE |  | 0 | 0 | 2153 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 |  | 509021 | 4820 | SH |  | SOLE |  | 0 | 0 | 4820 |
| J P MORGAN EXCHANGE TRADED F | MUNICIPAL ETF | 46641Q647 |  | 241950 | 4839 | SH |  | SOLE |  | 0 | 0 | 4839 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 667216 | 2720 | SH |  | SOLE |  | 0 | 0 | 2720 |
| META PLATFORMS INC | CL A | 30303M102 |  | 623622 | 1082 | SH |  | SOLE |  | 0 | 0 | 1082 |
| MICROSOFT CORP | COM | 594918104 |  | 726898 | 1936 | SH |  | SOLE |  | 0 | 0 | 1936 |
| NETFLIX INC | COM | 64110L106 |  | 594954 | 638 | SH |  | SOLE |  | 0 | 0 | 638 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 660495 | 6094 | SH |  | SOLE |  | 0 | 0 | 6094 |
| PACER FDS TR | US CASH COWS 100 | 69374H881 |  | 10804932 | 197314 | SH |  | SOLE |  | 0 | 0 | 197314 |
| PGIM ETF TR | PGIM ULTRA SH BD | 69344A107 |  | 359075 | 7220 | SH |  | SOLE |  | 0 | 0 | 7220 |
| PIMCO ETF TR | SHTRM MUN BD ACT | 72201R874 |  | 377851 | 7554 | SH |  | SOLE |  | 0 | 0 | 7554 |
| SALESFORCE INC | COM | 79466L302 |  | 741340 | 2762 | SH |  | SOLE |  | 0 | 0 | 2762 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 5991500 | 214288 | SH |  | SOLE |  | 0 | 0 | 214288 |
| SPDR INDEX SHS FDS | S EMKTSC ETF | 78463X756 |  | 3954776 | 69835 | SH |  | SOLE |  | 0 | 0 | 69835 |
| SPDR SER TR | PORTFOLIO AGRGTE | 78464A649 |  | 8084100 | 316527 | SH |  | SOLE |  | 0 | 0 | 316527 |
| TESLA INC | COM | 88160R101 |  | 490331 | 1892 | SH |  | SOLE |  | 0 | 0 | 1892 |
| UBER TECHNOLOGIES INC | COM | 90353T100 |  | 955705 | 13117 | SH |  | SOLE |  | 0 | 0 | 13117 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 830668 | 1586 | SH |  | SOLE |  | 0 | 0 | 1586 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 9551072 | 130035 | SH |  | SOLE |  | 0 | 0 | 130035 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 385432 | 750 | SH |  | SOLE |  | 0 | 0 | 750 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 |  | 451195 | 9093 | SH |  | SOLE |  | 0 | 0 | 9093 |
| VICTORY PORTFOLIOS II | CORE INTERMEDIAT | 92647N527 |  | 7988625 | 170188 | SH |  | SOLE |  | 0 | 0 | 170188 |
| WISDOMTREE TR | GLB US QTLY DIV | 97717W844 |  | 970553 | 27209 | SH |  | SOLE |  | 0 | 0 | 27209 |

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