# EDGAR Filing Document

**Accession Number:** 0002054149
**File Stem:** 0002054149-25-000006
**Filing Date:** 2025-10
**Character Count:** 40492
**Document Hash:** a2092eb9794ce2c5ceb4e55acae906dc
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0002054149-25-000006.hdr.sgml**: 20251001

**ACCESSION NUMBER**: 0002054149-25-000006

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251001

**DATE AS OF CHANGE**: 20251001

**EFFECTIVENESS DATE**: 20251001

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Roxbury Financial LLC
- **CENTRAL INDEX KEY:** 0002054149

**ORGANIZATION NAME:**
- **EIN:** 851329580
- **STATE OF INCORPORATION:** NJ
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-24692
- **FILM NUMBER:** 251364401

**BUSINESS ADDRESS:**
- **STREET 1:** 200 VALLEY ROAD
- **STREET 2:** SUITE 205
- **CITY:** MOUNT ARLINGTON
- **STATE:** NJ
- **ZIP:** 07856
- **BUSINESS PHONE:** 973-928-7181

**MAIL ADDRESS:**
- **STREET 1:** 200 VALLEY ROAD
- **STREET 2:** SUITE 205
- **CITY:** MOUNT ARLINGTON
- **STATE:** NJ
- **ZIP:** 07856

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 09-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Roxbury Financial LLC<br>**Address:** 200 VALLEY ROAD<br>SUITE 205<br>MOUNT ARLINGTON, NJ 07856

**Form 13F File Number:** 028-24692

**CRD Number (if applicable):** 000330547

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Heather LeVar<br>**Title:** Chief Compliance Officer<br>**Phone:** 973-928-7181

**Signature, Place, and Date of Signing:**

Heather LeVar  Mt. Arlington, NJ  10-01-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 367

**Form 13F Information Table Value Total:** $108297750

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| AMAZON COM INC COM | Stock | 023135106 |  | 3073717 | 13999 | SH |  | SOLE | 0 | 0 | 0 | 13998 |
| CUBESMART COM | REIT | 229663109 |  | 7510 | 185 | SH |  | SOLE | 0 | 0 | 0 | 184 |
| PRUDENTIAL FINL INC COM | Stock | 744320102 |  | 1349462 | 13008 | SH |  | SOLE | 0 | 0 | 0 | 13008 |
| INVESCO QQQ TRUST SERIES I | ETF | 46090E103 |  | 43425 | 72 | SH |  | SOLE | 0 | 0 | 0 | 72 |
| TECHNOLOGY SELECT SECTOR SPDR FUND | ETF | 81369Y803 |  | 124757 | 443 | SH |  | SOLE | 0 | 0 | 0 | 442 |
| STARBUCKS CORP COM | Stock | 855244109 |  | 3408 | 40 | SH |  | SOLE | 0 | 0 | 0 | 40 |
| SEMPRA COM | Stock | 816851109 |  | 6640 | 74 | SH |  | SOLE | 0 | 0 | 0 | 73 |
| PUBLIC SVC ENTERPRISE GRP INC COM | Stock | 744573106 |  | 18600 | 223 | SH |  | SOLE | 0 | 0 | 0 | 222 |
| GOLDMAN SACHS ACTIVEBETA INTERNATIONAL EQUITY ETF | ETF | 381430107 |  | 2591 | 63 | SH |  | SOLE | 0 | 0 | 0 | 63 |
| ELEVANCE HEALTH INC FORMERLY A COM | Stock | 036752103 |  | 144345 | 447 | SH |  | SOLE | 0 | 0 | 0 | 446 |
| ISHARES GOLD TRUST ETF | ETF | 464285204 |  | 728 | 10 | SH |  | SOLE | 0 | 0 | 0 | 10 |
| JOHNSON  JOHNSON COM | Stock | 478160104 |  | 857792 | 4626 | SH |  | SOLE | 0 | 0 | 0 | 4626 |
| WASTE MGMT INC DEL COM | Stock | 94106L109 |  | 24557 | 111 | SH |  | SOLE | 0 | 0 | 0 | 111 |
| VANGUARD TOTAL STOCK MARKET ETF | ETF | 922908769 |  | 275493 | 839 | SH |  | SOLE | 0 | 0 | 0 | 839 |
| THOMSON REUTERS CORP COM | Stock | 884903808 |  | 17888 | 115 | SH |  | SOLE | 0 | 0 | 0 | 115 |
| ASCENDIS PHARMA A/S SPONSORED ADR | ADR | 04351P101 |  | 8350 | 42 | SH |  | SOLE | 0 | 0 | 0 | 42 |
| COSTCO WHSL CORP NEW COM | Stock | 22160K105 |  | 1082838 | 1170 | SH |  | SOLE | 0 | 0 | 0 | 1169 |
| GOLDMAN SACHS GROUP INC COM | Stock | 38141G104 |  | 220108 | 276 | SH |  | SOLE | 0 | 0 | 0 | 276 |
| TOYOTA MOTOR CORP ADS | ADR | 892331307 |  | 41656 | 218 | SH |  | SOLE | 0 | 0 | 0 | 217 |
| SHELL PLC SPON ADS | ADR | 780259305 |  | 75683 | 1058 | SH |  | SOLE | 0 | 0 | 0 | 1058 |
| PROCTER AND GAMBLE CO COM | Stock | 742718109 |  | 1340467 | 8724 | SH |  | SOLE | 0 | 0 | 0 | 8724 |
| COCA COLA CO COM | Stock | 191216100 |  | 933795 | 14080 | SH |  | SOLE | 0 | 0 | 0 | 14080 |
| GENERAL MILLS INC | Stock | 370334104 |  | 15126 | 300 | SH |  | SOLE | 0 | 0 | 0 | 300 |
| ENTERPRISE PRODS PARTNERS L P COM | Stock | 293792107 |  | 165031 | 5278 | SH |  | SOLE | 0 | 0 | 0 | 5277 |
| AMEREN CORP COM | Stock | 023608102 |  | 30198 | 289 | SH |  | SOLE | 0 | 0 | 0 | 289 |
| TRUIST FINL CORP COM | Stock | 89832Q109 |  | 431124 | 9430 | SH |  | SOLE | 0 | 0 | 0 | 9429 |
| UNITED PARCEL SERVICE INC CL B | Stock | 911312106 |  | 260202 | 3115 | SH |  | SOLE | 0 | 0 | 0 | 3115 |
| MARRIOTT INTL INC NEW CL A | Stock | 571903202 |  | 45828 | 176 | SH |  | SOLE | 0 | 0 | 0 | 175 |
| VANGUARD REAL ESTATE ETF | ETF | 922908553 |  | 35495 | 388 | SH |  | SOLE | 0 | 0 | 0 | 388 |
| VENTAS INC COM | REIT | 92276F100 |  | 75767 | 1083 | SH |  | SOLE | 0 | 0 | 0 | 1082 |
| INTEL CORP COM | Stock | 458140100 |  | 1515 | 45 | SH |  | SOLE | 0 | 0 | 0 | 45 |
| RELIANCE INC COM | Stock | 759509102 |  | 16919 | 60 | SH |  | SOLE | 0 | 0 | 0 | 60 |
| SELECTIVE INS GROUP INC COM | Stock | 816300107 |  | 142683 | 1760 | SH |  | SOLE | 0 | 0 | 0 | 1760 |
| MEDTRONIC PLC SHS | Stock | G5960L103 |  | 280478 | 2945 | SH |  | SOLE | 0 | 0 | 0 | 2944 |
| NETFLIX INC COM | Stock | 64110L106 |  | 221800 | 185 | SH |  | SOLE | 0 | 0 | 0 | 185 |
| PAYCHEX INC COM | Stock | 704326107 |  | 12462 | 98 | SH |  | SOLE | 0 | 0 | 0 | 98 |
| UNITED STATES 12 MONTH OIL FUND LP | ETF | 91288V103 |  | 59345 | 1667 | SH |  | SOLE | 0 | 0 | 0 | 1667 |
| EQUITY RESIDENTIAL SH BEN INT | REIT | 29476L107 |  | 4293 | 66 | SH |  | SOLE | 0 | 0 | 0 | 66 |
| MERCK  CO INC COM | Stock | 58933Y105 |  | 518105 | 6173 | SH |  | SOLE | 0 | 0 | 0 | 6173 |
| SPDR S 500 ETF TRUST | ETF | 78462F103 |  | 576047 | 865 | SH |  | SOLE | 0 | 0 | 0 | 864 |
| FIDELITY HIGH DIVIDEND ETF | ETF | 316092840 |  | 65327 | 1173 | SH |  | SOLE | 0 | 0 | 0 | 1172 |
| MCKESSON CORP COM | Stock | 58155Q103 |  | 1850367 | 2395 | SH |  | SOLE | 0 | 0 | 0 | 2395 |
| THE TRADE DESK INC COM CL A | Stock | 88339J105 |  | 184915 | 3773 | SH |  | SOLE | 0 | 0 | 0 | 3773 |
| FIDELITY DIVIDEND ETF FOR RISING RATES | ETF | 316092832 |  | 818 | 14 | SH |  | SOLE | 0 | 0 | 0 | 13 |
| AURORA CANNABIS INC COM | Stock | 05156X850 |  | 18 | 3 | SH |  | SOLE | 0 | 0 | 0 | 3 |
| MASTERCARD INCORPORATED CL A | Stock | 57636Q104 |  | 21888 | 38 | SH |  | SOLE | 0 | 0 | 0 | 38 |
| ILLINOIS TOOL WKS INC COM | Stock | 452308109 |  | 553179 | 2121 | SH |  | SOLE | 0 | 0 | 0 | 2121 |
| EMERSON ELEC CO COM | Stock | 291011104 |  | 427806 | 3261 | SH |  | SOLE | 0 | 0 | 0 | 3261 |
| ALLSTATE CORP COM | Stock | 020002101 |  | 21465 | 100 | SH |  | SOLE | 0 | 0 | 0 | 100 |
| DIAGEO PLC SPON ADR NEW | ADR | 25243Q205 |  | 10365 | 109 | SH |  | SOLE | 0 | 0 | 0 | 108 |
| FIDELITY LOW VOLATILITY FACTOR ETF | ETF | 316092824 |  | 161612 | 2453 | SH |  | SOLE | 0 | 0 | 0 | 2453 |
| VERIZON COMMUNICATIONS INC COM | Stock | 92343V104 |  | 180869 | 4115 | SH |  | SOLE | 0 | 0 | 0 | 4115 |
| CHUBB LIMITED COM | Stock | H1467J104 |  | 1548909 | 5488 | SH |  | SOLE | 0 | 0 | 0 | 5487 |
| FEDEX CORP COM | Stock | 31428X106 |  | 34169 | 145 | SH |  | SOLE | 0 | 0 | 0 | 144 |
| PEPSICO INC COM | Stock | 713448108 |  | 155712 | 1109 | SH |  | SOLE | 0 | 0 | 0 | 1108 |
| ISHARES 1-3 YEAR TREASURY BOND ETF | ETF | 464287457 |  | 37238 | 449 | SH |  | SOLE | 0 | 0 | 0 | 448 |
| KIMBERLY-CLARK CORP COM | Stock | 494368103 |  | 29154 | 234 | SH |  | SOLE | 0 | 0 | 0 | 234 |
| MOLSON COORS BEVERAGE CO CL B | Stock | 60871R209 |  | 158703 | 3507 | SH |  | SOLE | 0 | 0 | 0 | 3507 |
| INTERPUBLIC GROUP COS INC COM | Stock | 460690100 |  | 1914 | 69 | SH |  | SOLE | 0 | 0 | 0 | 68 |
| HONEYWELL INTL INC COM | Stock | 438516106 |  | 259190 | 1231 | SH |  | SOLE | 0 | 0 | 0 | 1231 |
| FIRSTENERGY CORP COM | Stock | 337932107 |  | 146968 | 3208 | SH |  | SOLE | 0 | 0 | 0 | 3207 |
| FORD MTR CO COM | Stock | 345370860 |  | 1398 | 117 | SH |  | SOLE | 0 | 0 | 0 | 116 |
| BP PLC SPONSORED ADR | ADR | 055622104 |  | 21055 | 611 | SH |  | SOLE | 0 | 0 | 0 | 611 |
| SPDR BLOOMBERG CONVERTIBLE SECURITIES ETF | ETF | 78464A359 |  | 50035 | 553 | SH |  | SOLE | 0 | 0 | 0 | 552 |
| HOME DEPOT INC COM | Stock | 437076102 |  | 684584 | 1690 | SH |  | SOLE | 0 | 0 | 0 | 1689 |
| SUNCOR ENERGY INC NEW COM | Stock | 867224107 |  | 318746 | 7624 | SH |  | SOLE | 0 | 0 | 0 | 7623 |
| AUTOMATIC DATA PROCESSING INC COM | Stock | 053015103 |  | 1596936 | 5441 | SH |  | SOLE | 0 | 0 | 0 | 5441 |
| ISHARES RUSSELL 2000 VALUE ETF | ETF | 464287630 |  | 48555 | 275 | SH |  | SOLE | 0 | 0 | 0 | 274 |
| HEALTH CARE SELECT SECTOR SPDR FUND | ETF | 81369Y209 |  | 28322 | 204 | SH |  | SOLE | 0 | 0 | 0 | 203 |
| VERISK ANALYTICS INC COM | Stock | 92345Y106 |  | 18863 | 75 | SH |  | SOLE | 0 | 0 | 0 | 75 |
| SPDR GOLD SHARES | ETF | 78463V107 |  | 62563 | 176 | SH |  | SOLE | 0 | 0 | 0 | 176 |
| SOUTHERN CO COM | Stock | 842587107 |  | 83515 | 881 | SH |  | SOLE | 0 | 0 | 0 | 881 |
| SCHWAB ETFS- US SMALL-CAP ETF | ETF | 808524607 |  | 21650 | 776 | SH |  | SOLE | 0 | 0 | 0 | 776 |
| ISHARES RUSSELL 1000 GROWTH ETF | ETF | 464287614 |  | 25294 | 54 | SH |  | SOLE | 0 | 0 | 0 | 54 |
| SCHWAB U.S. BROAD MARKET ETF | ETF | 808524102 |  | 77216 | 3003 | SH |  | SOLE | 0 | 0 | 0 | 3003 |
| FIRST TRUST NASDAQ CLEAN EDGE SMART GRID INFRASTRUCTURE INDEX | ETF | 33737A108 |  | 8309 | 55 | SH |  | SOLE | 0 | 0 | 0 | 55 |
| PINNACLE WEST CAP CORP COM | Stock | 723484101 |  | 5170 | 58 | SH |  | SOLE | 0 | 0 | 0 | 57 |
| SCHWAB US LARGE CAP GROWTH ETF | ETF | 808524300 |  | 77095 | 2416 | SH |  | SOLE | 0 | 0 | 0 | 2416 |
| FS KKR CAP CORP COM | CEF | 302635206 |  | 47882 | 3207 | SH |  | SOLE | 0 | 0 | 0 | 3207 |
| BERKSHIRE HATHAWAY INC DEL CL B NEW | Stock | 084670702 |  | 476598 | 948 | SH |  | SOLE | 0 | 0 | 0 | 948 |
| VANGUARD SHORT-TERM CORPORATE BOND ETF | ETF | 92206C409 |  | 116508 | 1458 | SH |  | SOLE | 0 | 0 | 0 | 1457 |
| ALPHABET INC CAP STK CL A | Stock | 02079K305 |  | 4380655 | 18020 | SH |  | SOLE | 0 | 0 | 0 | 18019 |
| ERSHARES PRIVATE-PUBLIC CROSSOVER ETF | ETF | 293828877 |  | 4562 | 216 | SH |  | SOLE | 0 | 0 | 0 | 216 |
| PROGRESSIVE CORP COM | Stock | 743315103 |  | 52927 | 214 | SH |  | SOLE | 0 | 0 | 0 | 214 |
| FISERV INC COM | Stock | 337738108 |  | 29396 | 228 | SH |  | SOLE | 0 | 0 | 0 | 228 |
| HALLIBURTON CO | Stock | 406216101 |  | 6937 | 282 | SH |  | SOLE | 0 | 0 | 0 | 282 |
| UNILEVER PLC SPON ADR NEW | ADR | 904767704 |  | 30897 | 521 | SH |  | SOLE | 0 | 0 | 0 | 521 |
| CSX CORP COM | Stock | 126408103 |  | 176655 | 4975 | SH |  | SOLE | 0 | 0 | 0 | 4974 |
| MICROSOFT CORP COM | Stock | 594918104 |  | 6989401 | 13494 | SH |  | SOLE | 0 | 0 | 0 | 13494 |
| VALERO ENERGY CORP COM | Stock | 91913Y100 |  | 3065 | 18 | SH |  | SOLE | 0 | 0 | 0 | 18 |
| COLUMBIA FINL INC COM | Stock | 197641103 |  | 240160 | 16000 | SH |  | SOLE | 0 | 0 | 0 | 16000 |
| CVS HEALTH CORP COM | Stock | 126650100 |  | 34760 | 461 | SH |  | SOLE | 0 | 0 | 0 | 461 |
| EVERGY INC COM | Stock | 30034W106 |  | 29546 | 389 | SH |  | SOLE | 0 | 0 | 0 | 388 |
| SPROTT PHYSICAL GOLD TRUST CEF | CEF | 85207H104 |  | 11700 | 395 | SH |  | SOLE | 0 | 0 | 0 | 395 |
| COMMUNICATION SERVICES SELECT SECTOR SPDR FUND | ETF | 81369Y852 |  | 44521 | 376 | SH |  | SOLE | 0 | 0 | 0 | 376 |
| BJS WHSL CLUB HLDGS INC COM | Stock | 05550J101 |  | 27975 | 300 | SH |  | SOLE | 0 | 0 | 0 | 300 |
| MASCO CORP COM | Stock | 574599106 |  | 7039 | 100 | SH |  | SOLE | 0 | 0 | 0 | 100 |
| ISHARES FUTURE AI  TECH ETF | ETF | 46435U556 |  | 327 | 7 | SH |  | SOLE | 0 | 0 | 0 | 7 |
| NEXTERA ENERGY INC COM | Stock | 65339F101 |  | 77310 | 1024 | SH |  | SOLE | 0 | 0 | 0 | 1024 |
| READY CAPITAL CORP COM | REIT | 75574U101 |  | 166 | 43 | SH |  | SOLE | 0 | 0 | 0 | 43 |
| VANGUARD SMALL-CAP ETF | ETF | 922908751 |  | 31758 | 125 | SH |  | SOLE | 0 | 0 | 0 | 124 |
| VANGUARD LARGE-CAP ETF | ETF | 922908637 |  | 263020 | 854 | SH |  | SOLE | 0 | 0 | 0 | 854 |
| NIKE INC CL B | Stock | 654106103 |  | 39212 | 562 | SH |  | SOLE | 0 | 0 | 0 | 562 |
| JPMORGAN U.S. QUALITY FACTOR ETF | ETF | 46641Q761 |  | 19925 | 317 | SH |  | SOLE | 0 | 0 | 0 | 316 |
| TESLA INC COM | Stock | 88160R101 |  | 247264 | 556 | SH |  | SOLE | 0 | 0 | 0 | 556 |
| LINDE PLC SHS | Stock | G54950103 |  | 107290 | 226 | SH |  | SOLE | 0 | 0 | 0 | 225 |
| HILTON WORLDWIDE HLDGS INC COM | Stock | 43300A203 |  | 19717 | 76 | SH |  | SOLE | 0 | 0 | 0 | 76 |
| VANGUARD HEALTH CARE ETF | ETF | 92204A504 |  | 33860 | 130 | SH |  | SOLE | 0 | 0 | 0 | 130 |
| FINANCIAL SELECT SECTOR SPDR FUND | ETF | 81369Y605 |  | 50978 | 946 | SH |  | SOLE | 0 | 0 | 0 | 946 |
| VIRTUS INFRACAP U.S. PREFERRED STOCK ETF | ETF | 26923G822 |  | 22708 | 1046 | SH |  | SOLE | 0 | 0 | 0 | 1045 |
| ALERIAN MLP ETF | ETF | 00162Q452 |  | 176717 | 3766 | SH |  | SOLE | 0 | 0 | 0 | 3765 |
| VANGUARD INDUSTRIALS ETF | ETF | 92204A603 |  | 38402 | 130 | SH |  | SOLE | 0 | 0 | 0 | 129 |
| VANGUARD INFORMATION TECHNOLOGY ETF | ETF | 92204A702 |  | 123231 | 165 | SH |  | SOLE | 0 | 0 | 0 | 165 |
| FIDELITY SMALL-MID MULTIFACTOR ETF | ETF | 316092527 |  | 879781 | 19990 | SH |  | SOLE | 0 | 0 | 0 | 19990 |
| STANLEY BLACK  DECKER INC | Stock | 854502101 |  | 149293 | 2009 | SH |  | SOLE | 0 | 0 | 0 | 2008 |
| WELLTOWER INC COM | REIT | 95040Q104 |  | 34891 | 196 | SH |  | SOLE | 0 | 0 | 0 | 195 |
| UNITED AIRLS HLDGS INC COM | Stock | 910047109 |  | 31845 | 330 | SH |  | SOLE | 0 | 0 | 0 | 330 |
| LYONDELLBASELL INDUSTRIES N V SHS - A - | Stock | N53745100 |  | 151159 | 3082 | SH |  | SOLE | 0 | 0 | 0 | 3082 |
| VANGUARD S 500 ETF | ETF | 922908363 |  | 177943 | 291 | SH |  | SOLE | 0 | 0 | 0 | 290 |
| UBER TECHNOLOGIES INC COM | Stock | 90353T100 |  | 95423 | 974 | SH |  | SOLE | 0 | 0 | 0 | 974 |
| CONSOLIDATED EDISON INC COM | Stock | 209115104 |  | 3843 | 38 | SH |  | SOLE | 0 | 0 | 0 | 38 |
| CROWDSTRIKE HLDGS INC CL A | Stock | 22788C105 |  | 74538 | 152 | SH |  | SOLE | 0 | 0 | 0 | 152 |
| ISHARES U.S. EQUITY FACTOR ROTATION ACTIVE ETF | ETF | 09290C103 |  | 800459 | 13521 | SH |  | SOLE | 0 | 0 | 0 | 13521 |
| INVESCO S 500 EQUAL WEIGHT ETF | ETF | 46137V357 |  | 73824 | 389 | SH |  | SOLE | 0 | 0 | 0 | 389 |
| ISHARES SELF-DRIVING EV  TECH ETF | ETF | 46435U366 |  | 3704 | 101 | SH |  | SOLE | 0 | 0 | 0 | 101 |
| INVESCO CURRENCYSHARES EURO TRUST | ETF | 46138K103 |  | 15551 | 143 | SH |  | SOLE | 0 | 0 | 0 | 143 |
| VANECK GOLD MINERS ETF | ETF | 92189F106 |  | 66090 | 865 | SH |  | SOLE | 0 | 0 | 0 | 865 |
| ISHARES MSCI EAFE GROWTH ETF | ETF | 464288885 |  | 5913 | 52 | SH |  | SOLE | 0 | 0 | 0 | 51 |
| ISHARES CYBERSECURITY  TECH ETF | ETF | 46435U135 |  | 95789 | 1830 | SH |  | SOLE | 0 | 0 | 0 | 1830 |
| ELI LILLY  CO COM | Stock | 532457108 |  | 183196 | 240 | SH |  | SOLE | 0 | 0 | 0 | 240 |
| AIR PRODS  CHEMS INC COM | Stock | 009158106 |  | 15389 | 56 | SH |  | SOLE | 0 | 0 | 0 | 56 |
| SCHWAB U.S. MID-CAP ETF | ETF | 808524508 |  | 40725 | 1374 | SH |  | SOLE | 0 | 0 | 0 | 1374 |
| VANGUARD RUSSELL 1000 GROWTH ETF | ETF | 92206C680 |  | 217119 | 1802 | SH |  | SOLE | 0 | 0 | 0 | 1801 |
| ISHARES RUSSELL MID-CAP VALUE ETF | ETF | 464287473 |  | 24722 | 177 | SH |  | SOLE | 0 | 0 | 0 | 177 |
| ISHARES RUSSELL 2000 ETF | ETF | 464287655 |  | 153947 | 636 | SH |  | SOLE | 0 | 0 | 0 | 636 |
| TWILIO INC CL A | Stock | 90138F102 |  | 14713 | 147 | SH |  | SOLE | 0 | 0 | 0 | 147 |
| ISHARES CORE HIGH DIVIDEND ETF | ETF | 46429B663 |  | 43535 | 356 | SH |  | SOLE | 0 | 0 | 0 | 355 |
| DUKE ENERGY CORP NEW COM NEW | Stock | 26441C204 |  | 1292292 | 10443 | SH |  | SOLE | 0 | 0 | 0 | 10442 |
| SPDR S AEROSPACE  DEFENSE ETF | ETF | 78464A631 |  | 69198 | 295 | SH |  | SOLE | 0 | 0 | 0 | 294 |
| DIGITAL RLTY TR INC COM | REIT | 253868103 |  | 54457 | 315 | SH |  | SOLE | 0 | 0 | 0 | 315 |
| ISHARES U.S. OIL  GAS EXPLORATION  PRODUCTION ETF | ETF | 464288851 |  | 9324 | 101 | SH |  | SOLE | 0 | 0 | 0 | 100 |
| MICRON TECHNOLOGY | Stock | 595112103 |  | 63712 | 381 | SH |  | SOLE | 0 | 0 | 0 | 380 |
| AFLAC INC COM | Stock | 001055102 |  | 892032 | 7986 | SH |  | SOLE | 0 | 0 | 0 | 7985 |
| FREEPORT-MCMORAN INC CL B | Stock | 35671D857 |  | 7844 | 200 | SH |  | SOLE | 0 | 0 | 0 | 200 |
| SYSCO CORP COM | Stock | 871829107 |  | 12203 | 148 | SH |  | SOLE | 0 | 0 | 0 | 148 |
| ISHARES U.S. AEROSPACE  DEFENSE ETF | ETF | 464288760 |  | 860295 | 4111 | SH |  | SOLE | 0 | 0 | 0 | 4111 |
| INVESCO S 500 LOW VOLATILITY ETF | ETF | 46138E354 |  | 46927 | 639 | SH |  | SOLE | 0 | 0 | 0 | 638 |
| WARNER MUSIC GROUP CORP COM CL A | Stock | 934550203 |  | 1408 | 41 | SH |  | SOLE | 0 | 0 | 0 | 41 |
| LEGEND BIOTECH CORP SPONSORED ADS | ADR | 52490G102 |  | 4859 | 149 | SH |  | SOLE | 0 | 0 | 0 | 149 |
| INVESCO S MIDCAP QUALITY ETF | ETF | 46137V472 |  | 1051 | 10 | SH |  | SOLE | 0 | 0 | 0 | 10 |
| FIDELITY BLUE CHIP GROWTH ETF | ETF | 316092352 |  | 4576323 | 85284 | SH |  | SOLE | 0 | 0 | 0 | 85283 |
| ISHARES SELECT DIVIDEND ETF | ETF | 464287168 |  | 52976 | 373 | SH |  | SOLE | 0 | 0 | 0 | 372 |
| AMERICAN ELEC PWR CO INC COM | Stock | 025537101 |  | 11475 | 102 | SH |  | SOLE | 0 | 0 | 0 | 102 |
| STAR GROUP L P UNIT LTD PARTNR | Stock | 85512C105 |  | 115872 | 9795 | SH |  | SOLE | 0 | 0 | 0 | 9794 |
| MARATHON PETE CORP COM | Stock | 56585A102 |  | 3126 | 16 | SH |  | SOLE | 0 | 0 | 0 | 16 |
| SNOWFLAKE INC COM SHS | Stock | 833445109 |  | 451 | 2 | SH |  | SOLE | 0 | 0 | 0 | 2 |
| PALANTIR TECHNOLOGIES INC CL A | Stock | 69608A108 |  | 43970 | 241 | SH |  | SOLE | 0 | 0 | 0 | 241 |
| REGENERON PHARMACEUTICALS COM | Stock | 75886F107 |  | 5077 | 9 | SH |  | SOLE | 0 | 0 | 0 | 9 |
| NEW JERSEY RES CORP COM | Stock | 646025106 |  | 24231 | 503 | SH |  | SOLE | 0 | 0 | 0 | 503 |
| FIRST SOLAR INC COM | Stock | 336433107 |  | 2646 | 12 | SH |  | SOLE | 0 | 0 | 0 | 12 |
| ISHARES MSCI EAFE VALUE ETF | ETF | 464288877 |  | 2357 | 35 | SH |  | SOLE | 0 | 0 | 0 | 34 |
| AIRBNB INC COM CL A | Stock | 009066101 |  | 92522 | 762 | SH |  | SOLE | 0 | 0 | 0 | 762 |
| VANGUARD MID-CAP GROWTH ETF | ETF | 922908538 |  | 32317 | 110 | SH |  | SOLE | 0 | 0 | 0 | 110 |
| SCHWAB US DIVIDEND EQUITY ETF | ETF | 808524797 |  | 54084 | 1981 | SH |  | SOLE | 0 | 0 | 0 | 1981 |
| HIMS  HERS HEALTH INC COM CL A | Stock | 433000106 |  | 4424 | 78 | SH |  | SOLE | 0 | 0 | 0 | 78 |
| PATRIA INVESTMENTS LIMITED COM CL A | Stock | G69451105 |  | 67963 | 4655 | SH |  | SOLE | 0 | 0 | 0 | 4655 |
| COUPANG INC CL A | Stock | 22266T109 |  | 7245 | 225 | SH |  | SOLE | 0 | 0 | 0 | 225 |
| BLUE OWL CAPITAL INC COM CL A | Stock | 09581B103 |  | 6179 | 365 | SH |  | SOLE | 0 | 0 | 0 | 365 |
| VISA INC COM CL A | Stock | 92826C839 |  | 3552015 | 10405 | SH |  | SOLE | 0 | 0 | 0 | 10404 |
| INSMED INC COM PAR $.01 | Stock | 457669307 |  | 2160 | 15 | SH |  | SOLE | 0 | 0 | 0 | 15 |
| DOXIMITY INC CL A | Stock | 26622P107 |  | 7315 | 100 | SH |  | SOLE | 0 | 0 | 0 | 100 |
| HERTZ GLOBAL HLDGS INC COM NEW | Stock | 42806J700 |  | 6800 | 1000 | SH |  | SOLE | 0 | 0 | 0 | 1000 |
| ISHARES MSCI USA MIN VOL FACTOR ETF | ETF | 46429B697 |  | 433079 | 4552 | SH |  | SOLE | 0 | 0 | 0 | 4552 |
| TOAST INC CL A | Stock | 888787108 |  | 76123 | 2085 | SH |  | SOLE | 0 | 0 | 0 | 2085 |
| GITLAB INC CLASS A COM | Stock | 37637K108 |  | 1713 | 38 | SH |  | SOLE | 0 | 0 | 0 | 38 |
| VANGUARD VALUE ETF | ETF | 922908744 |  | 715427 | 3836 | SH |  | SOLE | 0 | 0 | 0 | 3836 |
| VANGUARD GROWTH ETF | ETF | 922908736 |  | 226618 | 473 | SH |  | SOLE | 0 | 0 | 0 | 472 |
| RIVIAN AUTOMOTIVE INC COM CL A | Stock | 76954A103 |  | 220 | 15 | SH |  | SOLE | 0 | 0 | 0 | 15 |
| GRAB HOLDINGS LIMITED CLASS A ORD | Stock | G4124C109 |  | 4515 | 750 | SH |  | SOLE | 0 | 0 | 0 | 750 |
| L3HARRIS TECHNOLOGIES INC COM | Stock | 502431109 |  | 44881 | 147 | SH |  | SOLE | 0 | 0 | 0 | 146 |
| VANECK SEMICONDUCTOR ETF | ETF | 92189F676 |  | 25130 | 77 | SH |  | SOLE | 0 | 0 | 0 | 77 |
| PHILLIPS 66 COM | Stock | 718546104 |  | 14645 | 108 | SH |  | SOLE | 0 | 0 | 0 | 107 |
| AMERICAN TOWER CORP NEW COM | REIT | 03027X100 |  | 26192 | 136 | SH |  | SOLE | 0 | 0 | 0 | 136 |
| ISHARES CORE S TOTAL U.S. STOCK MARKET ETF | ETF | 464287150 |  | 8026 | 55 | SH |  | SOLE | 0 | 0 | 0 | 55 |
| META PLATFORMS INC CL A | Stock | 30303M102 |  | 459480 | 626 | SH |  | SOLE | 0 | 0 | 0 | 625 |
| CAPITAL GROUP INTERNATIONAL FOCUS EQUITY ETF | ETF | 14019W109 |  | 34300 | 1158 | SH |  | SOLE | 0 | 0 | 0 | 1158 |
| BCE INC COM NEW | Stock | 05534B760 |  | 6923 | 296 | SH |  | SOLE | 0 | 0 | 0 | 296 |
| FIDELITY CRYPTO INDUSTRY AND DIGITAL PAYMENTS ETF | ETF | 316092196 |  | 3977 | 81 | SH |  | SOLE | 0 | 0 | 0 | 81 |
| JPMORGAN NASDAQ EQUITY PREMIUM INCOME ETF | ETF | 46654Q203 |  | 54587 | 949 | SH |  | SOLE | 0 | 0 | 0 | 949 |
| PALO ALTO NETWORKS INC COM | Stock | 697435105 |  | 153937 | 756 | SH |  | SOLE | 0 | 0 | 0 | 756 |
| MONDELEZ INTL INC CL A | Stock | 609207105 |  | 114398 | 1831 | SH |  | SOLE | 0 | 0 | 0 | 1831 |
| DELEK US HLDGS INC NEW COM | Stock | 24665A103 |  | 32704 | 1013 | SH |  | SOLE | 0 | 0 | 0 | 1013 |
| BROADCOM INC COM | Stock | 11135F101 |  | 224463 | 680 | SH |  | SOLE | 0 | 0 | 0 | 680 |
| WORKDAY INC CL A | Stock | 98138H101 |  | 18055 | 75 | SH |  | SOLE | 0 | 0 | 0 | 75 |
| JOHNSON CTLS INTL PLC SHS | Stock | G51502105 |  | 15233 | 139 | SH |  | SOLE | 0 | 0 | 0 | 138 |
| METLIFE INC COM | Stock | 59156R108 |  | 283604 | 3443 | SH |  | SOLE | 0 | 0 | 0 | 3443 |
| CANADIAN PACIFIC KANSAS CITY COM | Stock | 13646K108 |  | 40273 | 541 | SH |  | SOLE | 0 | 0 | 0 | 540 |
| MARTIN MARIETTA MATERIALS INC | Stock | 573284106 |  | 82939 | 132 | SH |  | SOLE | 0 | 0 | 0 | 131 |
| NEWAMSTERDAM PHARMA COMPANY NV ORDINARY SHARES | Stock | N62509109 |  | 9215 | 324 | SH |  | SOLE | 0 | 0 | 0 | 324 |
| HSBC HLDGS PLC SPON ADR NEW | ADR | 404280406 |  | 11935 | 168 | SH |  | SOLE | 0 | 0 | 0 | 168 |
| ING GROEP N.V. SPONSORED ADR | ADR | 456837103 |  | 44194 | 1695 | SH |  | SOLE | 0 | 0 | 0 | 1694 |
| NOVARTIS AG SPONSORED ADR | ADR | 66987V109 |  | 476693 | 3717 | SH |  | SOLE | 0 | 0 | 0 | 3717 |
| ISHARES CORE MSCI EAFE ETF | ETF | 46432F842 |  | 76587 | 877 | SH |  | SOLE | 0 | 0 | 0 | 877 |
| ROYAL BK CDA COM | Stock | 780087102 |  | 51086 | 347 | SH |  | SOLE | 0 | 0 | 0 | 346 |
| TOTALENERGIES SE SPONSORED ADS | ADR | 89151E109 |  | 181398 | 3039 | SH |  | SOLE | 0 | 0 | 0 | 3039 |
| KINDER MORGAN INC DEL COM | Stock | 49456B101 |  | 74529 | 2633 | SH |  | SOLE | 0 | 0 | 0 | 2632 |
| ACCENTURE PLC IRELAND SHS CLASS A | Stock | G1151C101 |  | 70996 | 288 | SH |  | SOLE | 0 | 0 | 0 | 287 |
| ENBRIDGE INC COM | Stock | 29250N105 |  | 450723 | 8932 | SH |  | SOLE | 0 | 0 | 0 | 8932 |
| NVIDIA CORPORATION COM | Stock | 67066G104 |  | 1593953 | 8543 | SH |  | SOLE | 0 | 0 | 0 | 8543 |
| MOSAIC CO NEW COM | Stock | 61945C103 |  | 11301 | 326 | SH |  | SOLE | 0 | 0 | 0 | 325 |
| ABBVIE INC COM | Stock | 00287Y109 |  | 821792 | 3549 | SH |  | SOLE | 0 | 0 | 0 | 3549 |
| INTERACTIVE BROKERS GROUP INC COM CL A | Stock | 45841N107 |  | 1487 | 22 | SH |  | SOLE | 0 | 0 | 0 | 21 |
| SPDR S METALS  MINING ETF | ETF | 78464A755 |  | 13380 | 144 | SH |  | SOLE | 0 | 0 | 0 | 143 |
| ISHARES CORE MSCI EMERGING MARKETS ETF | ETF | 46434G103 |  | 534 | 8 | SH |  | SOLE | 0 | 0 | 0 | 8 |
| KENVUE INC COM | Stock | 49177J102 |  | 974 | 60 | SH |  | SOLE | 0 | 0 | 0 | 60 |
| ISHARES FLEXIBLE INCOME ACTIVE ETF | ETF | 092528603 |  | 314907 | 5915 | SH |  | SOLE | 0 | 0 | 0 | 5914 |
| TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS | ADR | 874039100 |  | 228045 | 817 | SH |  | SOLE | 0 | 0 | 0 | 816 |
| INVESCO S SMALLCAP LOW VOLATILITY ETF | ETF | 46138G102 |  | 43 | 1 | SH |  | SOLE | 0 | 0 | 0 | 0 |
| INTEGER HLDGS CORP COM | Stock | 45826H109 |  | 5167 | 50 | SH |  | SOLE | 0 | 0 | 0 | 50 |
| BLACKSTONE INC COM | Stock | 09260D107 |  | 25595 | 150 | SH |  | SOLE | 0 | 0 | 0 | 149 |
| INVESCO S MIDCAP LOW VOLATILITY ETF | ETF | 46138E198 |  | 19316 | 304 | SH |  | SOLE | 0 | 0 | 0 | 303 |
| JACOBS SOLUTIONS INC COM | Stock | 46982L108 |  | 16784 | 112 | SH |  | SOLE | 0 | 0 | 0 | 112 |
| STRYKER CORPORATION COM | Stock | 863667101 |  | 21152 | 57 | SH |  | SOLE | 0 | 0 | 0 | 57 |
| QUALCOMM INC COM | Stock | 747525103 |  | 14581 | 88 | SH |  | SOLE | 0 | 0 | 0 | 87 |
| GENERAL DYNAMICS CORP COM | Stock | 369550108 |  | 461896 | 1355 | SH |  | SOLE | 0 | 0 | 0 | 1354 |
| INTUITIVE SURGICAL INC | Stock | 46120E602 |  | 13417 | 30 | SH |  | SOLE | 0 | 0 | 0 | 30 |
| LITHIUM AMERS CORP NEW COM SHS | Stock | 53681J103 |  | 531 | 93 | SH |  | SOLE | 0 | 0 | 0 | 93 |
| LAZARD INC COM | Stock | 52110M109 |  | 54601 | 1034 | SH |  | SOLE | 0 | 0 | 0 | 1034 |
| MCDONALDS CORP COM | Stock | 580135101 |  | 1066589 | 3510 | SH |  | SOLE | 0 | 0 | 0 | 3509 |
| QUEST DIAGNOSTICS INC COM | Stock | 74834L100 |  | 9886 | 52 | SH |  | SOLE | 0 | 0 | 0 | 51 |
| FIDELITY ENHANCED LARGE CAP CORE ETF | ETF | 316092113 |  | 198166 | 5317 | SH |  | SOLE | 0 | 0 | 0 | 5317 |
| FIDELITY ENHANCED LARGE CAP VALUE ETF | ETF | 31609A107 |  | 328927 | 9810 | SH |  | SOLE | 0 | 0 | 0 | 9809 |
| CISCO SYS INC COM | Stock | 17275R102 |  | 11631 | 170 | SH |  | SOLE | 0 | 0 | 0 | 170 |
| CAPITAL ONE FINL CORP COM | Stock | 14040H105 |  | 217081 | 1021 | SH |  | SOLE | 0 | 0 | 0 | 1021 |
| ISHARES RUSSELL MIDCAP ETF | ETF | 464287499 |  | 76670 | 794 | SH |  | SOLE | 0 | 0 | 0 | 794 |
| ISHARES LARGE CAP VALUE ACTIVE ETF | ETF | 09290C871 |  | 203593 | 5675 | SH |  | SOLE | 0 | 0 | 0 | 5675 |
| ADVANCED MICRO DEVICES INC COM | Stock | 007903107 |  | 4368 | 27 | SH |  | SOLE | 0 | 0 | 0 | 27 |
| ISHARES BITCOIN TRUST ETF | ETF | 46438F101 |  | 3705 | 57 | SH |  | SOLE | 0 | 0 | 0 | 57 |
| VANECK JUNIOR GOLD MINERS ETF | ETF | 92189F791 |  | 11686 | 118 | SH |  | SOLE | 0 | 0 | 0 | 118 |
| AT INC COM | Stock | 00206R102 |  | 48713 | 1725 | SH |  | SOLE | 0 | 0 | 0 | 1724 |
| WISDOMTREE U.S. MIDCAP DIVIDEND FUND | ETF | 97717W505 |  | 16558 | 317 | SH |  | SOLE | 0 | 0 | 0 | 316 |
| REDDIT INC CL A | Stock | 75734B100 |  | 198941 | 865 | SH |  | SOLE | 0 | 0 | 0 | 865 |
| ENERGY SELECT SECTOR SPDR FUND | ETF | 81369Y506 |  | 469749 | 5258 | SH |  | SOLE | 0 | 0 | 0 | 5257 |
| SOLVENTUM CORP COM SHS | Stock | 83444M101 |  | 511 | 7 | SH |  | SOLE | 0 | 0 | 0 | 7 |
| RUBRIK INC. CL A | Stock | 781154109 |  | 2797 | 34 | SH |  | SOLE | 0 | 0 | 0 | 34 |
| LOAR HOLDINGS INC COM SHS | Stock | 53947R105 |  | 24000 | 300 | SH |  | SOLE | 0 | 0 | 0 | 300 |
| GE AEROSPACE COM NEW | Stock | 369604301 |  | 91572 | 304 | SH |  | SOLE | 0 | 0 | 0 | 304 |
| ISHARES MSCI USA QUALITY FACTOR ETF | ETF | 46432F339 |  | 30489 | 157 | SH |  | SOLE | 0 | 0 | 0 | 156 |
| PENSKE AUTOMOTIVE GRP INC COM | Stock | 70959W103 |  | 14837 | 85 | SH |  | SOLE | 0 | 0 | 0 | 85 |
| AB SHORT DURATION HIGH YIELD ETF | ETF | 00039J830 |  | 13434 | 372 | SH |  | SOLE | 0 | 0 | 0 | 371 |
| CONSUMER DISCRETIONARY SELECT SECTOR SPDR FUND | ETF | 81369Y407 |  | 33002 | 138 | SH |  | SOLE | 0 | 0 | 0 | 137 |
| INDUSTRIAL SELECT SECTOR SPDR FUND | ETF | 81369Y704 |  | 66386 | 430 | SH |  | SOLE | 0 | 0 | 0 | 430 |
| FIDELITY HEDGED EQUITY ETF | ETF | 31624J745 |  | 187368 | 6107 | SH |  | SOLE | 0 | 0 | 0 | 6107 |
| ISHARES U.S. TECHNOLOGY ETF | ETF | 464287721 |  | 3726 | 19 | SH |  | SOLE | 0 | 0 | 0 | 19 |
| ISHARES US FINANCIAL SERVICES ETF | ETF | 464287770 |  | 27041 | 302 | SH |  | SOLE | 0 | 0 | 0 | 301 |
| ISHARES SEMICONDUCTOR ETF | ETF | 464287523 |  | 88618 | 327 | SH |  | SOLE | 0 | 0 | 0 | 326 |
| FIDELITY MSCI UTILITIES INDEX ETF | ETF | 316092865 |  | 81327 | 1440 | SH |  | SOLE | 0 | 0 | 0 | 1440 |
| FIDELITY MSCI CONSUMER DISCRETIONARY INDEX ETF | ETF | 316092204 |  | 13738 | 134 | SH |  | SOLE | 0 | 0 | 0 | 133 |
| FIDELITY MSCI ENERGY INDEX ETF | ETF | 316092402 |  | 588289 | 23798 | SH |  | SOLE | 0 | 0 | 0 | 23798 |
| FIDELITY MSCI HEALTH CARE INDEX ETF | ETF | 316092600 |  | 1638271 | 24499 | SH |  | SOLE | 0 | 0 | 0 | 24499 |
| FIDELITY MSCI INDUSTRIAL INDEX ETF | ETF | 316092709 |  | 1188150 | 14500 | SH |  | SOLE | 0 | 0 | 0 | 14500 |
| FIDELITY MSCI FINANCIALS INDEX ETF | ETF | 316092501 |  | 611104 | 8005 | SH |  | SOLE | 0 | 0 | 0 | 8005 |
| FIDELITY MSCI CONSUMER STAPLES INDEX ETF | ETF | 316092303 |  | 2810012 | 56381 | SH |  | SOLE | 0 | 0 | 0 | 56380 |
| CRITEO S A SPONS ADS | ADR | 226718104 |  | 3390 | 150 | SH |  | SOLE | 0 | 0 | 0 | 150 |
| ADMA BIOLOGICS INC COM | Stock | 000899104 |  | 3474 | 237 | SH |  | SOLE | 0 | 0 | 0 | 237 |
| FIDELITY MSCI INFORMATION TECHNOLOGY INDEX ETF | ETF | 316092808 |  | 23516 | 106 | SH |  | SOLE | 0 | 0 | 0 | 105 |
| ISHARES S 500 VALUE ETF | ETF | 464287408 |  | 54144 | 262 | SH |  | SOLE | 0 | 0 | 0 | 262 |
| AMENTUM HOLDINGS INC COM | Stock | 023939101 |  | 2826 | 118 | SH |  | SOLE | 0 | 0 | 0 | 118 |
| SOUTH BOW CORP COM | Stock | 83671M105 |  | 32533 | 1150 | SH |  | SOLE | 0 | 0 | 0 | 1149 |
| ISHARES S 500 GROWTH ETF | ETF | 464287309 |  | 70038 | 580 | SH |  | SOLE | 0 | 0 | 0 | 580 |
| ISHARES CORE S 500 ETF | ETF | 464287200 |  | 3425094 | 5117 | SH |  | SOLE | 0 | 0 | 0 | 5117 |
| ENI S P A SPONSORED ADR | ADR | 26874R108 |  | 1049 | 30 | SH |  | SOLE | 0 | 0 | 0 | 30 |
| UBS GROUP AG SHS | Stock | H42097107 |  | 8415 | 205 | SH |  | SOLE | 0 | 0 | 0 | 205 |
| INVESCO CURRENCYSHARES SWISS FRANC TRUST | ETF | 46138R108 |  | 15350 | 138 | SH |  | SOLE | 0 | 0 | 0 | 138 |
| FIDELITY BLUE CHIP VALUE ETF | ETF | 316092345 |  | 141211 | 4144 | SH |  | SOLE | 0 | 0 | 0 | 4144 |
| FIDELITY YIELD ENHANCED EQUITY ETF | ETF | 31624J729 |  | 14020 | 500 | SH |  | SOLE | 0 | 0 | 0 | 500 |
| MFS ACTIVE GROWTH ETF | ETF | 55286W207 |  | 150832 | 5358 | SH |  | SOLE | 0 | 0 | 0 | 5358 |
| WELLS FARGO CO NEW COM | Stock | 949746101 |  | 2454946 | 29288 | SH |  | SOLE | 0 | 0 | 0 | 29288 |
| UNION PAC CORP COM | Stock | 907818108 |  | 46877 | 198 | SH |  | SOLE | 0 | 0 | 0 | 198 |
| ISHARES PREFERRED  INCOME SECURITIES ETF | ETF | 464288687 |  | 1518 | 48 | SH |  | SOLE | 0 | 0 | 0 | 48 |
| SALESFORCE INC COM | Stock | 79466L302 |  | 757564 | 3196 | SH |  | SOLE | 0 | 0 | 0 | 3196 |
| THERMO FISHER SCIENTIFIC INC COM | Stock | 883556102 |  | 103089 | 213 | SH |  | SOLE | 0 | 0 | 0 | 212 |
| VANGUARD MID-CAP VALUE ETF | ETF | 922908512 |  | 28859 | 165 | SH |  | SOLE | 0 | 0 | 0 | 165 |
| LOCKHEED MARTIN CORP COM | Stock | 539830109 |  | 1601363 | 3208 | SH |  | SOLE | 0 | 0 | 0 | 3207 |
| JPMORGAN CHASE  CO. COM | Stock | 46625H100 |  | 2517058 | 7980 | SH |  | SOLE | 0 | 0 | 0 | 7979 |
| CHEVRON CORP NEW COM | Stock | 166764100 |  | 1005437 | 6475 | SH |  | SOLE | 0 | 0 | 0 | 6474 |
| ISHARES NATIONAL MUNI BOND ETF | ETF | 464288414 |  | 16762 | 157 | SH |  | SOLE | 0 | 0 | 0 | 157 |
| VANGUARD FTSE DEVELOPED MARKETS ETF | ETF | 921943858 |  | 44790 | 747 | SH |  | SOLE | 0 | 0 | 0 | 747 |
| M  T BK CORP COM | Stock | 55261F104 |  | 111405 | 564 | SH |  | SOLE | 0 | 0 | 0 | 563 |
| BANK AMERICA CORP COM | Stock | 060505104 |  | 114009 | 2210 | SH |  | SOLE | 0 | 0 | 0 | 2209 |
| WALMART INC COM | Stock | 931142103 |  | 2162802 | 20986 | SH |  | SOLE | 0 | 0 | 0 | 20985 |
| INTERNATIONAL BUSINESS MACHS COM | Stock | 459200101 |  | 2309413 | 8185 | SH |  | SOLE | 0 | 0 | 0 | 8184 |
| ORACLE CORP COM | Stock | 68389X105 |  | 307067 | 1092 | SH |  | SOLE | 0 | 0 | 0 | 1091 |
| RTX CORPORATION COM | Stock | 75513E101 |  | 1382392 | 8261 | SH |  | SOLE | 0 | 0 | 0 | 8261 |
| VANGUARD FTSE EMERGING MARKETS ETF | ETF | 922042858 |  | 13328 | 246 | SH |  | SOLE | 0 | 0 | 0 | 246 |
| TEXAS INSTRS INC COM | Stock | 882508104 |  | 53455 | 291 | SH |  | SOLE | 0 | 0 | 0 | 290 |
| TARGET CORP | Stock | 87612E106 |  | 9268 | 103 | SH |  | SOLE | 0 | 0 | 0 | 103 |
| VANGUARD HIGH DIVIDEND YIELD INDEX ETF | ETF | 921946406 |  | 3172 | 23 | SH |  | SOLE | 0 | 0 | 0 | 22 |
| PFIZER INC COM | Stock | 717081103 |  | 202080 | 7931 | SH |  | SOLE | 0 | 0 | 0 | 7930 |
| MORGAN STANLEY COM NEW | Stock | 617446448 |  | 59252 | 373 | SH |  | SOLE | 0 | 0 | 0 | 372 |
| 3M CO COM | Stock | 88579Y101 |  | 20386 | 131 | SH |  | SOLE | 0 | 0 | 0 | 131 |
| GILEAD SCIENCES INC COM | Stock | 375558103 |  | 108854 | 981 | SH |  | SOLE | 0 | 0 | 0 | 980 |
| CATERPILLAR INC COM | Stock | 149123101 |  | 1531682 | 3210 | SH |  | SOLE | 0 | 0 | 0 | 3210 |
| ALPHABET INC CAP STK CL C | Stock | 02079K107 |  | 119095 | 489 | SH |  | SOLE | 0 | 0 | 0 | 488 |
| AMERICAN EXPRESS CO COM | Stock | 025816109 |  | 47604 | 143 | SH |  | SOLE | 0 | 0 | 0 | 143 |
| AMGEN INC COM | Stock | 031162100 |  | 541744 | 1920 | SH |  | SOLE | 0 | 0 | 0 | 1919 |
| APPLIED MATLS INC COM | Stock | 038222105 |  | 8190 | 40 | SH |  | SOLE | 0 | 0 | 0 | 40 |
| ANALOG DEVICES INC COM | Stock | 032654105 |  | 290761 | 1183 | SH |  | SOLE | 0 | 0 | 0 | 1183 |
| ARISTA NETWORKS INC COM SHS | Stock | 040413205 |  | 22731 | 156 | SH |  | SOLE | 0 | 0 | 0 | 156 |
| MAIN STR CAP CORP COM | CEF | 56035L104 |  | 26870 | 423 | SH |  | SOLE | 0 | 0 | 0 | 422 |
| ISHARES CORE S U.S. GROWTH ETF | ETF | 464287671 |  | 63949 | 389 | SH |  | SOLE | 0 | 0 | 0 | 388 |
| ISHARES CORE S US VALUE ETF | ETF | 464287663 |  | 288616 | 2888 | SH |  | SOLE | 0 | 0 | 0 | 2887 |
| HDFC BANK LTD SPONSORED ADS | ADR | 40415F101 |  | 39686 | 1162 | SH |  | SOLE | 0 | 0 | 0 | 1161 |
| EQUINOR ASA SPONSORED ADR | ADR | 29446M102 |  | 2438 | 100 | SH |  | SOLE | 0 | 0 | 0 | 100 |
| TC ENERGY CORP COM | Stock | 87807B107 |  | 314816 | 5786 | SH |  | SOLE | 0 | 0 | 0 | 5785 |
| VANGUARD DIVIDEND APPRECIATION ETF | ETF | 921908844 |  | 1043204 | 4834 | SH |  | SOLE | 0 | 0 | 0 | 4834 |
| ISHARES MSCI EAFE SMALL-CAP ETF | ETF | 464288273 |  | 2148 | 28 | SH |  | SOLE | 0 | 0 | 0 | 28 |
| ISHARES CORE DIVIDEND GROWTH ETF | ETF | 46434V621 |  | 850836 | 12498 | SH |  | SOLE | 0 | 0 | 0 | 12497 |
| SPDR PORTFOLIO S 500 ETF | ETF | 78464A854 |  | 7566 | 97 | SH |  | SOLE | 0 | 0 | 0 | 96 |
| CANOPY GROWTH CORP COM NEW | Stock | 138035704 |  | 23 | 16 | SH |  | SOLE | 0 | 0 | 0 | 16 |
| CITIZENS FINL GROUP INC COM | Stock | 174610105 |  | 17553 | 330 | SH |  | SOLE | 0 | 0 | 0 | 330 |
| CYBERARK SOFTWARE LTD SHS | Stock | M2682V108 |  | 20775 | 43 | SH |  | SOLE | 0 | 0 | 0 | 43 |
| DELTA AIR LINES INC DEL COM NEW | Stock | 247361702 |  | 25667 | 452 | SH |  | SOLE | 0 | 0 | 0 | 452 |
| LAM RESEARCH CORP COM NEW | Stock | 512807306 |  | 69587 | 520 | SH |  | SOLE | 0 | 0 | 0 | 519 |
| PHILIP MORRIS INTL INC COM | Stock | 718172109 |  | 305686 | 1885 | SH |  | SOLE | 0 | 0 | 0 | 1884 |
| PARKER-HANNIFIN CORP COM | Stock | 701094104 |  | 167704 | 221 | SH |  | SOLE | 0 | 0 | 0 | 221 |
| PERFORMANCE FOOD GROUP CO COM | Stock | 71377A103 |  | 8427 | 81 | SH |  | SOLE | 0 | 0 | 0 | 81 |
| FIDELITY TOTAL BOND ETF | ETF | 316188309 |  | 178348 | 3857 | SH |  | SOLE | 0 | 0 | 0 | 3857 |
| FIDELITY LIMITED TERM BOND ETF | ETF | 316188200 |  | 79074 | 1561 | SH |  | SOLE | 0 | 0 | 0 | 1560 |
| INVESCO S 500 EQUAL WEIGHT TECHNOLOGY ETF | ETF | 46137V282 |  | 9442 | 212 | SH |  | SOLE | 0 | 0 | 0 | 211 |
| ROPER TECHNOLOGIES INC COM | Stock | 776696106 |  | 852929 | 1710 | SH |  | SOLE | 0 | 0 | 0 | 1710 |
| PNC FINL SVCS GROUP INC COM | Stock | 693475105 |  | 240036 | 1195 | SH |  | SOLE | 0 | 0 | 0 | 1194 |
| EQUINIX INC COM | REIT | 29444U700 |  | 264362 | 338 | SH |  | SOLE | 0 | 0 | 0 | 337 |
| BRISTOL-MYERS SQUIBB CO COM | Stock | 110122108 |  | 33364 | 740 | SH |  | SOLE | 0 | 0 | 0 | 739 |
| REALTY INCOME CORP COM | REIT | 756109104 |  | 12158 | 200 | SH |  | SOLE | 0 | 0 | 0 | 200 |
| ALTRIA GROUP INC COM | Stock | 02209S103 |  | 375433 | 5683 | SH |  | SOLE | 0 | 0 | 0 | 5683 |
| DOMINION ENERGY INC COM | Stock | 25746U109 |  | 59 | 1 | SH |  | SOLE | 0 | 0 | 0 | 0 |
| CADENCE DESIGN SYSTEM INC COM | Stock | 127387108 |  | 3161 | 9 | SH |  | SOLE | 0 | 0 | 0 | 9 |
| SUMMIT THERAPEUTICS INC COM | Stock | 86627T108 |  | 3863 | 187 | SH |  | SOLE | 0 | 0 | 0 | 187 |
| EXXON MOBIL CORP COM | Stock | 30231G102 |  | 87351 | 775 | SH |  | SOLE | 0 | 0 | 0 | 774 |
| LOWES COS INC COM | Stock | 548661107 |  | 1635853 | 6509 | SH |  | SOLE | 0 | 0 | 0 | 6509 |
| DEERE  CO COM | Stock | 244199105 |  | 83821 | 183 | SH |  | SOLE | 0 | 0 | 0 | 183 |
| UNITY SOFTWARE INC COM | Stock | 91332U101 |  | 60060 | 1500 | SH |  | SOLE | 0 | 0 | 0 | 1500 |
| INVESCO S 500 EX-RATE SENSITIVE LOW VOLATILITY ETF | ETF | 46138E388 |  | 48301 | 869 | SH |  | SOLE | 0 | 0 | 0 | 868 |
| COLGATE PALMOLIVE CO COM | Stock | 194162103 |  | 44215 | 553 | SH |  | SOLE | 0 | 0 | 0 | 553 |
| U.S. GLOBAL JETS ETF | ETF | 26922A842 |  | 67935 | 2756 | SH |  | SOLE | 0 | 0 | 0 | 2756 |
| SHOPIFY INC CL A SUB VTG SHS | Stock | 82509L107 |  | 10254 | 69 | SH |  | SOLE | 0 | 0 | 0 | 69 |
| VODAFONE GROUP PLC NEW SPONSORED ADR | ADR | 92857W308 |  | 2394 | 206 | SH |  | SOLE | 0 | 0 | 0 | 206 |
| UTILITIES SELECT SECTOR SPDR FUND | ETF | 81369Y886 |  | 9635 | 110 | SH |  | SOLE | 0 | 0 | 0 | 110 |
| NOVO-NORDISK A S ADR | ADR | 670100205 |  | 22196 | 400 | SH |  | SOLE | 0 | 0 | 0 | 400 |
| SAP AKTIENGESELLSCHAFT ADR | ADR | 803054204 |  | 2672 | 10 | SH |  | SOLE | 0 | 0 | 0 | 10 |
| NATERA INC COM | Stock | 632307104 |  | 144873 | 900 | SH |  | SOLE | 0 | 0 | 0 | 900 |
| FIRST TRUST NASDAQ CYBERSECURITY ETF | ETF | 33734X846 |  | 37411 | 492 | SH |  | SOLE | 0 | 0 | 0 | 492 |
| SCHWAB CHARLES CORP COM | Stock | 808513105 |  | 21695 | 227 | SH |  | SOLE | 0 | 0 | 0 | 227 |
| CAMECO CORP COM | Stock | 13321L108 |  | 2851 | 34 | SH |  | SOLE | 0 | 0 | 0 | 34 |
| CROWN CASTLE INC COM | REIT | 22822V101 |  | 41703 | 432 | SH |  | SOLE | 0 | 0 | 0 | 432 |
| AUTOZONE INC COM | Stock | 053332102 |  | 120127 | 28 | SH |  | SOLE | 0 | 0 | 0 | 28 |
| BLACKROCK INC COM | Stock | 09290D101 |  | 853285 | 732 | SH |  | SOLE | 0 | 0 | 0 | 731 |
| ISHARES CORE S MID-CAP ETF | ETF | 464287507 |  | 50857 | 779 | SH |  | SOLE | 0 | 0 | 0 | 779 |
| ISHARES MSCI EAFE ETF | ETF | 464287465 |  | 50999 | 546 | SH |  | SOLE | 0 | 0 | 0 | 546 |
| APPLE INC COM | Stock | 037833100 |  | 3509093 | 13781 | SH |  | SOLE | 0 | 0 | 0 | 13781 |
| TR ACTIVEBETA US LARGE CAP EQUITY ETF | ETF | 381430503 |  | 22402 | 172 | SH |  | SOLE | 0 | 0 | 0 | 171 |
| ABBOTT LABS COM | Stock | 002824100 |  | 252583 | 1886 | SH |  | SOLE | 0 | 0 | 0 | 1885 |
| BOOKING HOLDINGS INC COM | Stock | 09857L108 |  | 43799 | 8 | SH |  | SOLE | 0 | 0 | 0 | 8 |
| FIDELITY NASDAQ COMPOSITE INDEX ETF | ETF | 315912808 |  | 3534337 | 39654 | SH |  | SOLE | 0 | 0 | 0 | 39653 |
| ISHARES RUSSELL 1000 ETF | ETF | 464287622 |  | 124450 | 341 | SH |  | SOLE | 0 | 0 | 0 | 340 |
| ISHARES RUSSELL 1000 VALUE ETF | ETF | 464287598 |  | 783073 | 3846 | SH |  | SOLE | 0 | 0 | 0 | 3846 |

---