# EDGAR Filing Document

**Accession Number:** 0001074486
**File Stem:** 0001104659-25-080721
**Filing Date:** 2025-8
**Character Count:** 3527
**Document Hash:** ef7004743e9344c685bfb59652eb06d7
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001104659-25-080721.hdr.sgml**: 20250820

**ACCESSION NUMBER**: 0001104659-25-080721

**CONFORMED SUBMISSION TYPE**: 497

**PUBLIC DOCUMENT COUNT**: 10

**FILED AS OF DATE**: 20250820

**DATE AS OF CHANGE**: 20250820

**EFFECTIVENESS DATE**: 20250820

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** SEPARATE ACCOUNT A OF PACIFIC LIFE & ANNUITY CO
- **CENTRAL INDEX KEY:** 0001074486

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** CA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 497
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 333-236928
- **FILM NUMBER:** 251235237

**BUSINESS ADDRESS:**
- **STREET 1:** 700 NEWPORT CTR DR
- **CITY:** NEWPORT BEACH
- **STATE:** CA
- **ZIP:** 92660
- **BUSINESS PHONE:** 7146403326

**MAIL ADDRESS:**
- **STREET 1:** PO BOX 7500
- **CITY:** NEWPORT BEACH
- **STATE:** CA
- **ZIP:** 92658-7500

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** SEPARATE ACCOUNT A OF PM GROUP LIFE INSURANCE CO
- **DATE OF NAME CHANGE:** 19981201

## Series and Classes Contracts Data

### SEPARATE ACCOUNT A OF PACIFIC LIFE & ANNUITY CO (811-09203) (Series ID: S000006299)

---

|  |  |
|:---|:---|
| Class Name            | Class ID   |
| Pacific Choice Income | C000219445 |

---

## Series and Classes Contracts Data

### SEPARATE ACCOUNT A OF PACIFIC LIFE & ANNUITY CO (811-09203) (Series ID: S000006299)

| Class ID   | Class Name            | Ticker Symbol   |
|:---|:---|:---|
| C000219445 | Pacific Choice Income |  |

?xml version='1.0' encoding='ASCII'?

**Supplement dated August 20, 2025, to the Statutory Prospectus, Updating Summary Prospectus, and Initial Summary Prospectus dated May 1, 2025 for the Pacific Choice Income variable annuity policy issued by Pacific Life & Annuity Company**

**The purpose of this supplement is to announce certain minimum guaranteed interest rate changes.** This supplement must be preceded or accompanied by the Initial Summary Prospectus, Updating Summary Prospectus, or Statutory Prospectus, as applicable, (collectively, the "Prospectus") for your Contract, as supplemented. All information in the Prospectus dated May 1, 2025, remains in effect unless otherwise supplemented. Capitalized terms used in this supplement are defined in your Prospectus unless otherwise defined herein. "We'', "us'', or "our" refers to Pacific Life & Annuity Company, "you" or "your" refer to the Contract Owner. You can obtain a copy of the current Prospectus by contacting us at (800) 748-6907, or online at http://www.PacificLife.com/Prospectuses. Please retain this supplement for future reference.&nbsp;&nbsp;&nbsp;&nbsp;

***Effective September 1, 2025, the* APPENDIX: FIXED OPTIONS** **AVAILABLE UNDER THE CONTRACT *is amended to reflect a new Minimum Guaranteed Interest Rate for contracts issued on or after September 1, 2025:***

---

| | | |
|:---|:---|:---|
| **Name** | **Term** | **Minimum Guaranteed Interest<br> Rate** |
| &nbsp;&nbsp; DCA Plus Fixed Option<br>*(unregistered fixed option)*<br>| 6 months\* | 2.7% |
| &nbsp;&nbsp; DCA Plus Fixed Option<br>*(unregistered fixed option)*<br>| 12 months\* | 2.7% |

---

\* 6 or 12 month terms are currently offered. However, DCA Plus provides a way to transfer amounts monthly from the DCA Plus Fixed Option to one or more Variable Investment Option(s) currently over a period of up to 24 months, depending on what Guarantee Terms we offer. Please contact us for the Guarantee Terms currently available.

PCINYSUPP_0825