# EDGAR Filing Document

**Accession Number:** 0001954782
**File Stem:** 0001954782-26-000002
**Filing Date:** 2026-4
**Character Count:** 24698
**Document Hash:** cb5c64ca6742359d763b3a5143a44d96
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001954782-26-000002.hdr.sgml**: 20260420

**ACCESSION NUMBER**: 0001954782-26-000002

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20260331

**FILED AS OF DATE**: 20260420

**DATE AS OF CHANGE**: 20260420

**EFFECTIVENESS DATE**: 20260420

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Hoxton Planning & Management, LLC
- **CENTRAL INDEX KEY:** 0001954782

**ORGANIZATION NAME:**
- **EIN:** 880674361
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-22754
- **FILM NUMBER:** 26874856

**BUSINESS ADDRESS:**
- **STREET 1:** 8530 SHEPHERDSTOWN PIKE
- **CITY:** SHEPHERDSTOWN
- **STATE:** WV
- **ZIP:** 25443
- **BUSINESS PHONE:** 304-876-2619

**MAIL ADDRESS:**
- **STREET 1:** 8530 SHEPHERDSTOWN PIKE
- **CITY:** SHEPHERDSTOWN
- **STATE:** WV
- **ZIP:** 25443

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 03-31-2026

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Hoxton Planning  Management LLC<br>**Address:** 8530 SHEPHERDSTOWN PIKE<br>SHEPHERDSTOWN, WV 25443

**Form 13F File Number:** 028-22754

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Ruth Thortvedt<br>**Title:** Compliance Consultant<br>**Phone:** 720-210-9492

**Signature, Place, and Date of Signing:**

Ruth Thortvedt  Broomfield, CO  04-20-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 216

**Form 13F Information Table Value Total:** $333212209

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBVIE INC | COM | 00287Y109 |  | 446507 | 2053 | SH |  | SOLE |  | 0 | 0 | 2053 |
| ADVANCED MICRO DEVICES INC | COM | 007903107 |  | 506134 | 2488 | SH |  | SOLE |  | 0 | 0 | 2488 |
| AGNICO EAGLE MINES LTD | COM | 008474108 |  | 300613 | 1481 | SH |  | SOLE |  | 0 | 0 | 1481 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 2660793 | 9253 | SH |  | SOLE |  | 0 | 0 | 9253 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 1329596 | 4635 | SH |  | SOLE |  | 0 | 0 | 4635 |
| AMAZON COM INC | COM | 023135106 |  | 2400937 | 11528 | SH |  | SOLE |  | 0 | 0 | 11528 |
| AMERICAN CENTY ETF TR | US SML CP VALU | 025072877 |  | 290315 | 2628 | SH |  | SOLE |  | 0 | 0 | 2628 |
| AMERICAN CENTY ETF TR | AVANTIS EMGMKT | 025072604 |  | 794116 | 9855 | SH |  | SOLE |  | 0 | 0 | 9855 |
| AMERICAN EXPRESS CO | COM | 025816109 |  | 368421 | 1218 | SH |  | SOLE |  | 0 | 0 | 1218 |
| AMGEN INC | COM | 031162100 |  | 328628 | 934 | SH |  | SOLE |  | 0 | 0 | 934 |
| APPLE INC | COM | 037833100 |  | 6928997 | 27302 | SH |  | SOLE |  | 0 | 0 | 27302 |
| APPLIED MATLS INC | COM | 038222105 |  | 731089 | 2139 | SH |  | SOLE |  | 0 | 0 | 2139 |
| ARISTA NETWORKS INC | COM SHS | 040413205 |  | 214128 | 1744 | SH |  | SOLE |  | 0 | 0 | 1744 |
| ASML HLDG NV | N Y REGISTRY SHS | N07059210 |  | 365870 | 277 | SH |  | SOLE |  | 0 | 0 | 277 |
| ASTRAZENECA PLC | ORD | G0593M107 |  | 288730 | 1464 | SH |  | SOLE |  | 0 | 0 | 1464 |
| AT INC | COM | 00206R102 |  | 276753 | 9546 | SH |  | SOLE |  | 0 | 0 | 9546 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 627301 | 3087 | SH |  | SOLE |  | 0 | 0 | 3087 |
| BANCO SANTANDER SA | ADR | 05964H105 |  | 273089 | 24210 | SH |  | SOLE |  | 0 | 0 | 24210 |
| BANK AMERICA CORP | COM | 060505104 |  | 353558 | 7252 | SH |  | SOLE |  | 0 | 0 | 7252 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 964150 | 2012 | SH |  | SOLE |  | 0 | 0 | 2012 |
| BEST BUY INC | COM | 086516101 |  | 223031 | 3474 | SH |  | SOLE |  | 0 | 0 | 3474 |
| BLACKROCK ETF TRUST | ISHARES LARGE CA | 09290C855 |  | 1838506 | 44776 | SH |  | SOLE |  | 0 | 0 | 44776 |
| BLACKROCK ETF TRUST | ISHARES A I INNO | 09290C780 |  | 2409067 | 73113 | SH |  | SOLE |  | 0 | 0 | 73113 |
| BLACKROCK ETF TRUST | ISHARES US EQUIT | 09290C103 |  | 5644800 | 97023 | SH |  | SOLE |  | 0 | 0 | 97023 |
| BLACKROCK ETF TRUST | ISHARES US THEMA | 09290C806 |  | 2335179 | 64472 | SH |  | SOLE |  | 0 | 0 | 64472 |
| BLACKROCK ETF TRUST | ISHARES DEFENSE | 09290C699 |  | 1723755 | 52682 | SH |  | SOLE |  | 0 | 0 | 52682 |
| BLACKROCK ETF TRUST | ISHARES US CARBO | 09290C509 |  | 777753 | 11089 | SH |  | SOLE |  | 0 | 0 | 11089 |
| BLACKROCK ETF TRUST II | ISHARES FLEXIBLE | 092528603 |  | 1797211 | 34608 | SH |  | SOLE |  | 0 | 0 | 34608 |
| BLACKROCK INC | COM | 09290D101 |  | 770330 | 801 | SH |  | SOLE |  | 0 | 0 | 801 |
| BLACKSTONE INC | COM | 09260D107 |  | 224345 | 1951 | SH |  | SOLE |  | 0 | 0 | 1951 |
| BROADCOM INC | COM | 11135F101 |  | 2295326 | 7416 | SH |  | SOLE |  | 0 | 0 | 7416 |
| CAL MAINE FOODS INC | COM NEW | 128030202 |  | 270851 | 3422 | SH |  | SOLE |  | 0 | 0 | 3422 |
| CAPITAL ONE FINL CORP | COM | 14040H105 |  | 402988 | 2209 | SH |  | SOLE |  | 0 | 0 | 2209 |
| CATERPILLAR INC | COM | 149123101 |  | 319828 | 451 | SH |  | SOLE |  | 0 | 0 | 451 |
| CHEVRON CORPORATION | COM | 166764100 |  | 354213 | 1712 | SH |  | SOLE |  | 0 | 0 | 1712 |
| CHUBB LTD SWITZ | COM | H1467J104 |  | 234996 | 721 | SH |  | SOLE |  | 0 | 0 | 721 |
| CISCO SYS INC | COM | 17275R102 |  | 627468 | 8087 | SH |  | SOLE |  | 0 | 0 | 8087 |
| CITIGROUP INC | COM NEW | 172967424 |  | 208334 | 1837 | SH |  | SOLE |  | 0 | 0 | 1837 |
| CITIZENS FINL GROUP INC | COM | 174610105 |  | 287496 | 4794 | SH |  | SOLE |  | 0 | 0 | 4794 |
| CME GROUP INC | COM | 12572Q105 |  | 352353 | 1193 | SH |  | SOLE |  | 0 | 0 | 1193 |
| COCA COLA CO | COM | 191216100 |  | 374166 | 4920 | SH |  | SOLE |  | 0 | 0 | 4920 |
| CONOCOPHILLIPS | COM | 20825C104 |  | 213312 | 1616 | SH |  | SOLE |  | 0 | 0 | 1616 |
| CORNING INC | COM | 219350105 |  | 288664 | 2123 | SH |  | SOLE |  | 0 | 0 | 2123 |
| COSTCO WHOLESALE CORPORATION | COM | 22160K105 |  | 1475713 | 1481 | SH |  | SOLE |  | 0 | 0 | 1481 |
| CVS HEALTH CORP | COM | 126650100 |  | 260276 | 3624 | SH |  | SOLE |  | 0 | 0 | 3624 |
| DBX ETF TR | XTRACK MSCI EAFE | 233051200 |  | 439353 | 8894 | SH |  | SOLE |  | 867 | 0 | 8027 |
| DIMENSIONAL ETF TRUST | INTL CORE EQUITY | 25434V799 |  | 693759 | 19526 | SH |  | SOLE |  | 0 | 0 | 19526 |
| DIMENSIONAL ETF TRUST | CORE FIXED INCOM | 25434V872 |  | 1068462 | 25307 | SH |  | SOLE |  | 0 | 0 | 25307 |
| EATON CORP PLC | SHS | G29183103 |  | 251800 | 704 | SH |  | SOLE |  | 0 | 0 | 704 |
| EDISON INTL | COM | 281020107 |  | 243324 | 3325 | SH |  | SOLE |  | 0 | 0 | 3325 |
| ELI LILLY  CO | COM | 532457108 |  | 1149601 | 1250 | SH |  | SOLE |  | 0 | 0 | 1250 |
| EQUITY LIFESTYLE PROPERTIES | COM | 29472R108 |  | 715708 | 11466 | SH |  | SOLE |  | 0 | 0 | 11466 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 1188638 | 7006 | SH |  | SOLE |  | 0 | 0 | 7006 |
| FIDELITY MERRIMACK STR TR | TOTAL BD ETF | 316188309 |  | 1510204 | 33104 | SH |  | SOLE |  | 0 | 0 | 33104 |
| FIDELITY MERRIMACK STR TR | LTD TRM BD ETF | 316188200 |  | 810403 | 16121 | SH |  | SOLE |  | 0 | 0 | 16121 |
| FMC CORP | COM NEW | 302491303 |  | 213304 | 12387 | SH |  | SOLE |  | 0 | 0 | 12387 |
| GALLAGHER ARTHUR J  CO | COM | 363576109 |  | 261195 | 1206 | SH |  | SOLE |  | 0 | 0 | 1206 |
| GARMIN LTD | SHS | H2906T109 |  | 295813 | 1275 | SH |  | SOLE |  | 0 | 0 | 1275 |
| GE AEROSPACE | COM NEW | 369604301 |  | 371739 | 1310 | SH |  | SOLE |  | 0 | 0 | 1310 |
| GE VERNOVA INC | COM | 36828A101 |  | 304642 | 349 | SH |  | SOLE |  | 0 | 0 | 349 |
| GENERAL DYNAMICS CORP | COM | 369550108 |  | 441056 | 1285 | SH |  | SOLE |  | 0 | 0 | 1285 |
| GILEAD SCIENCES INC | COM | 375558103 |  | 425636 | 3054 | SH |  | SOLE |  | 0 | 0 | 3054 |
| HOME DEPOT INC | COM | 437076102 |  | 609770 | 1854 | SH |  | SOLE |  | 0 | 0 | 1854 |
| HONEYWELL INTL INC | COM | 438516106 |  | 210660 | 932 | SH |  | SOLE |  | 0 | 0 | 932 |
| HSBC HLDGS PLC | SPON ADR NEW | 404280406 |  | 292097 | 3541 | SH |  | SOLE |  | 0 | 0 | 3541 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 1260995 | 5202 | SH |  | SOLE |  | 0 | 0 | 5202 |
| INTUIT | COM | 461202103 |  | 521135 | 1205 | SH |  | SOLE |  | 0 | 0 | 1205 |
| INTUITIVE SURGICAL INC | COM NEW | 46120E602 |  | 251240 | 545 | SH |  | SOLE |  | 0 | 0 | 545 |
| INVESCO QQQ TR | UNIT SER 1 | 04609E107 |  | 2266321 | 3927 | SH |  | SOLE |  | 0 | 0 | 3927 |
| ISHARES GOLD TR | ISHARES NEW | 464285204 |  | 774574 | 8786 | SH |  | SOLE |  | 0 | 0 | 8786 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 5381163 | 77149 | SH |  | SOLE |  | 312 | 0 | 76837 |
| ISHARES INC | EMNG MKTS EQT | 46434G889 |  | 270364 | 4474 | SH |  | SOLE |  | 0 | 0 | 4474 |
| ISHARES INC | ESG AWR MSCI EM | 46434G863 |  | 365079 | 8029 | SH |  | SOLE |  | 0 | 0 | 8029 |
| ISHARES TR | CORE MSCI TOTAL | 46432F834 |  | 564546 | 6516 | SH |  | SOLE |  | 0 | 0 | 6516 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 664188 | 5343 | SH |  | SOLE |  | 0 | 0 | 5343 |
| ISHARES TR | CORE S US VLU | 464287663 |  | 750924 | 7344 | SH |  | SOLE |  | 0 | 0 | 7344 |
| ISHARES TR | US TREAS BD ETF | 46429B267 |  | 4050832 | 176815 | SH |  | SOLE |  | 4506 | 0 | 172309 |
| ISHARES TR | ESG AWR US AGRGT | 46435U549 |  | 668220 | 14053 | SH |  | SOLE |  | 0 | 0 | 14053 |
| ISHARES TR | RUS 2000 VAL ETF | 464287630 |  | 266184 | 1404 | SH |  | SOLE |  | 0 | 0 | 1404 |
| ISHARES TR | 10-20 YR TRS ETF | 464288653 |  | 3153031 | 31305 | SH |  | SOLE |  | 0 | 0 | 31305 |
| ISHARES TR | MSCI USA QLT FCT | 46432F339 |  | 2717027 | 14165 | SH |  | SOLE |  | 0 | 0 | 14165 |
| ISHARES TR | ESG AW MSCI EAFE | 46435G516 |  | 219639 | 2297 | SH |  | SOLE |  | 0 | 0 | 2297 |
| ISHARES TR | SELECT DIVID ETF | 464287168 |  | 256640 | 1695 | SH |  | SOLE |  | 0 | 0 | 1695 |
| ISHARES TR | CORE UNIVRSL USD | 46434V613 |  | 15271975 | 330634 | SH |  | SOLE |  | 0 | 0 | 330634 |
| ISHARES TR | ESG MSCI USA ETF | 46436E767 |  | 408756 | 7405 | SH |  | SOLE |  | 0 | 0 | 7405 |
| ISHARES TR | ESG OPTIMIZED | 464288802 |  | 260835 | 1975 | SH |  | SOLE |  | 0 | 0 | 1975 |
| ISHARES TR | GNMA BOND ETF | 46429B333 |  | 320772 | 7236 | SH |  | SOLE |  | 0 | 0 | 7236 |
| ISHARES TR | CORE MSCI PAC | 46434V696 |  | 228000 | 2980 | SH |  | SOLE |  | 0 | 0 | 2980 |
| ISHARES TR | RUS 2000 GRW ETF | 464287648 |  | 587875 | 1873 | SH |  | SOLE |  | 0 | 0 | 1873 |
| ISHARES TR | CORE S US GWT | 464287671 |  | 764537 | 4929 | SH |  | SOLE |  | 0 | 0 | 4929 |
| ISHARES TR | SYSTEMATIC BD ET | 46435U796 |  | 354754 | 3986 | SH |  | SOLE |  | 0 | 0 | 3986 |
| ISHARES TR | U.S. TECH ETF | 464287721 |  | 639324 | 3524 | SH |  | SOLE |  | 0 | 0 | 3524 |
| ISHARES TR | S 100 ETF | 464287101 |  | 1551545 | 4878 | SH |  | SOLE |  | 0 | 0 | 4878 |
| ISHARES TR | ESG MSCI KLD 400 | 464288570 |  | 491425 | 4055 | SH |  | SOLE |  | 0 | 0 | 4055 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 2852027 | 28730 | SH |  | SOLE |  | 155 | 0 | 28575 |
| ISHARES TR | ESG AWR MSCI USA | 46435G425 |  | 1291023 | 9129 | SH |  | SOLE |  | 0 | 0 | 9129 |
| ISHARES TR | CORE INTL AGGR | 46435G672 |  | 2204475 | 44054 | SH |  | SOLE |  | 0 | 0 | 44054 |
| ISHARES TR | ISHS 5-10YR INVT | 464288638 |  | 695350 | 13066 | SH |  | SOLE |  | 1357 | 0 | 11709 |
| ISHARES TR | MRGSTR MD CP ETF | 464288208 |  | 466040 | 5586 | SH |  | SOLE |  | 0 | 0 | 5586 |
| ISHARES TR | ESG EAFE ETF | 46436E759 |  | 255625 | 3388 | SH |  | SOLE |  | 0 | 0 | 3388 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 4824247 | 33871 | SH |  | SOLE |  | 0 | 0 | 33871 |
| ISHARES TR | MSCI USA MMENTM | 46432F396 |  | 2280627 | 9503 | SH |  | SOLE |  | 0 | 0 | 9503 |
| ISHARES TR | EAFE VALUE ETF | 464288877 |  | 4045570 | 54413 | SH |  | SOLE |  | 0 | 0 | 54413 |
| ISHARES TR | ISHS 1-5YR INVS | 464288646 |  | 305636 | 5815 | SH |  | SOLE |  | 0 | 0 | 5815 |
| ISHARES TR | CORE S ETF | 464287200 |  | 50023741 | 76581 | SH |  | SOLE |  | 111 | 0 | 76470 |
| ISHARES TR | 0-5YR INVT GR CP | 46434V100 |  | 328437 | 6505 | SH |  | SOLE |  | 0 | 0 | 6505 |
| ISHARES TR | EAFE GRWTH ETF | 464288885 |  | 6240976 | 56038 | SH |  | SOLE |  | 0 | 0 | 56038 |
| ISHARES TR | CORE MSCI EURO | 46434V738 |  | 405177 | 5766 | SH |  | SOLE |  | 0 | 0 | 5766 |
| ISHARES TR | MSCI INTL VLU FT | 46435G409 |  | 592026 | 14920 | SH |  | SOLE |  | 0 | 0 | 14920 |
| ISHARES TR | GLB INFRASTR ETF | 464288372 |  | 559651 | 8353 | SH |  | SOLE |  | 0 | 0 | 8353 |
| ISHARES TR | S SML 600 GWT | 464287887 |  | 217764 | 1505 | SH |  | SOLE |  | 176 | 0 | 1329 |
| ISHARES TR | ESG AWRE USD ETF | 46435G193 |  | 829903 | 35868 | SH |  | SOLE |  | 0 | 0 | 35868 |
| ISHARES TR | MBS ETF | 464288588 |  | 3265615 | 34393 | SH |  | SOLE |  | 394 | 0 | 33999 |
| ISHARES TR | CORE 1 5 YR USD | 46432F859 |  | 7847036 | 161928 | SH |  | SOLE |  | 0 | 0 | 161928 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 734456 | 10876 | SH |  | SOLE |  | 0 | 0 | 10876 |
| ISHARES TR | ESG AWR MSCI USA | 46436E225 |  | 219415 | 6893 | SH |  | SOLE |  | 0 | 0 | 6893 |
| ISHARES TR | 20 YR TR BD ETF | 464287432 |  | 1735047 | 20014 | SH |  | SOLE |  | 0 | 0 | 20014 |
| ISHARES TR | RUS MID CAP ETF | 464287499 |  | 8918394 | 91725 | SH |  | SOLE |  | 0 | 0 | 91725 |
| ISHARES TR | RUS 1000 ETF | 464287622 |  | 1705426 | 4783 | SH |  | SOLE |  | 0 | 0 | 4783 |
| ISHARES TR | MSCI ACWI ETF | 464288257 |  | 392397 | 2836 | SH |  | SOLE |  | 0 | 0 | 2836 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 508840 | 2052 | SH |  | SOLE |  | 0 | 0 | 2052 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 1649594 | 18222 | SH |  | SOLE |  | 826 | 0 | 17396 |
| ISHARES TR | S 500 VAL ETF | 464287408 |  | 6717370 | 31813 | SH |  | SOLE |  | 332 | 0 | 31481 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 5765820 | 50975 | SH |  | SOLE |  | 637 | 0 | 50338 |
| ISHARES TR | MSCI EMG MKT ETF | 464287234 |  | 1223825 | 21550 | SH |  | SOLE |  | 0 | 0 | 21550 |
| J P MORGAN EXCHANGE TRADED F | BETABUILDRS US | 46641Q399 |  | 1322493 | 11286 | SH |  | SOLE |  | 0 | 0 | 11286 |
| JOHN HANCOCK EXCHANGE TRADED | MULTIFACTOR MI | 47804J206 |  | 230423 | 3433 | SH |  | SOLE |  | 0 | 0 | 3433 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 795163 | 3253 | SH |  | SOLE |  | 0 | 0 | 3253 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 1129528 | 3840 | SH |  | SOLE |  | 0 | 0 | 3840 |
| KINDER MORGAN INC DEL | COM | 49456B101 |  | 510863 | 15236 | SH |  | SOLE |  | 0 | 0 | 15236 |
| KLA CORP | COM NEW | 482480100 |  | 251782 | 171 | SH |  | SOLE |  | 0 | 0 | 171 |
| LAM RESEARCH CORP | COM NEW | 512807306 |  | 923225 | 4321 | SH |  | SOLE |  | 0 | 0 | 4321 |
| LINDE PLC | SHS | G54950103 |  | 321252 | 648 | SH |  | SOLE |  | 0 | 0 | 648 |
| LLOYDS BANKING GROUP PLC | SPONSORED ADR | 539439109 |  | 53605 | 10657 | SH |  | SOLE |  | 0 | 0 | 10657 |
| LOWES COS INC | COM | 548661107 |  | 304110 | 1287 | SH |  | SOLE |  | 0 | 0 | 1287 |
| LYONDELLBASELL INDUSTRIES NV | SHS - A - | N53745100 |  | 671468 | 8335 | SH |  | SOLE |  | 0 | 0 | 8335 |
| MARVELL TECHNOLOGY INC | COM | 573874104 |  | 279618 | 2823 | SH |  | SOLE |  | 0 | 0 | 2823 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 812447 | 1626 | SH |  | SOLE |  | 0 | 0 | 1626 |
| MCDONALDS CORP | COM | 580135101 |  | 292552 | 941 | SH |  | SOLE |  | 0 | 0 | 941 |
| MERCK  CO INC | COM | 58933Y105 |  | 358464 | 2980 | SH |  | SOLE |  | 0 | 0 | 2980 |
| META PLATFORMS INC | CL A | 30303M102 |  | 1830816 | 3200 | SH |  | SOLE |  | 0 | 0 | 3200 |
| MICRON TECHNOLOGY INC | COM | 595112103 |  | 331759 | 982 | SH |  | SOLE |  | 0 | 0 | 982 |
| MICROSOFT CORP | COM | 594918104 |  | 4177051 | 11284 | SH |  | SOLE |  | 0 | 0 | 11284 |
| MORGAN STANLEY | COM NEW | 617446448 |  | 267591 | 1626 | SH |  | SOLE |  | 0 | 0 | 1626 |
| NASDAQ INC | COM | 631103108 |  | 518338 | 6106 | SH |  | SOLE |  | 0 | 0 | 6106 |
| NETFLIX INC. | COM | 64110L106 |  | 1045343 | 10872 | SH |  | SOLE |  | 0 | 0 | 10872 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 429328 | 4622 | SH |  | SOLE |  | 0 | 0 | 4622 |
| NORFOLK SOUTHN CORP | COM | 655844108 |  | 657804 | 2292 | SH |  | SOLE |  | 0 | 0 | 2292 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 10947133 | 62770 | SH |  | SOLE |  | 0 | 0 | 62770 |
| ONEOK INC NEW | COM | 682680103 |  | 487744 | 5396 | SH |  | SOLE |  | 0 | 0 | 5396 |
| ORACLE CORP | COM | 68389X105 |  | 482227 | 3278 | SH |  | SOLE |  | 0 | 0 | 3278 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 |  | 266668 | 1823 | SH |  | SOLE |  | 0 | 0 | 1823 |
| PARK HOTELS  RESORTS INC | COM | 700517105 |  | 210442 | 19985 | SH |  | SOLE |  | 0 | 0 | 19985 |
| PARKER-HANNIFIN CORP | COM | 701094104 |  | 221124 | 247 | SH |  | SOLE |  | 0 | 0 | 247 |
| PAYCHEX INC | COM | 704326107 |  | 219890 | 2387 | SH |  | SOLE |  | 0 | 0 | 2387 |
| PEPSICO INC | COM | 713448108 |  | 222065 | 1430 | SH |  | SOLE |  | 0 | 0 | 1430 |
| PFIZER INC | COM | 717081103 |  | 710059 | 25287 | SH |  | SOLE |  | 0 | 0 | 25287 |
| PGIM ETF TR | ACTV HY BD ETF | 69344A206 |  | 1294850 | 37391 | SH |  | SOLE |  | 0 | 0 | 37391 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 200227 | 1211 | SH |  | SOLE |  | 0 | 0 | 1211 |
| PIMCO ETF TR | 0-5 HIGH YIELD | 72201R783 |  | 486963 | 5221 | SH |  | SOLE |  | 0 | 0 | 5221 |
| PRICE T ROWE GROUP INC | COM | 74144T108 |  | 338746 | 3758 | SH |  | SOLE |  | 0 | 0 | 3758 |
| PROCTER  GAMBLE CO | COM | 742718109 |  | 328312 | 2273 | SH |  | SOLE |  | 0 | 0 | 2273 |
| QUALCOMM INC | COM | 747525103 |  | 444162 | 3449 | SH |  | SOLE |  | 0 | 0 | 3449 |
| REALTY INCOME CORP | COM | 756109104 |  | 337591 | 5518 | SH |  | SOLE |  | 0 | 0 | 5518 |
| REPUBLIC SVCS INC | COM | 760759100 |  | 600772 | 2743 | SH |  | SOLE |  | 0 | 0 | 2743 |
| RTX CORPORATION | COM | 75513E105 |  | 345677 | 1792 | SH |  | SOLE |  | 0 | 0 | 1792 |
| S GLOBAL INC | COM | 78409V104 |  | 584843 | 1375 | SH |  | SOLE |  | 0 | 0 | 1375 |
| SCHWAB STRATEGIC TR | MUN BD ETF | 808524649 |  | 321328 | 12611 | SH |  | SOLE |  | 0 | 0 | 12611 |
| SCHWAB STRATEGIC TR | US AGGREGATE B | 808524839 |  | 6776200 | 291826 | SH |  | SOLE |  | 0 | 0 | 291826 |
| SCHWAB STRATEGIC TR | US TIPS ETF | 808524870 |  | 6005450 | 225684 | SH |  | SOLE |  | 0 | 0 | 225684 |
| SEAGATE TECHNOLOGY HLDNGS PL | ORD SHS | G7997R103 |  | 372956 | 952 | SH |  | SOLE |  | 0 | 0 | 952 |
| SELECT SECTOR SPDR TR | STATE STREET TEC | 81369Y803 |  | 422888 | 3182 | SH |  | SOLE |  | 0 | 0 | 3182 |
| SHORE BANCSHARES INC | COM | 825107105 |  | 1244723 | 66634 | SH |  | SOLE |  | 0 | 0 | 66634 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R622 |  | 254519 | 2659 | SH |  | SOLE |  | 0 | 0 | 2659 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A664 |  | 248193 | 9437 | SH |  | SOLE |  | 0 | 0 | 9437 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A409 |  | 6704662 | 68478 | SH |  | SOLE |  | 0 | 0 | 68478 |
| STARWOOD PPTY TR INC | COM | 85571B105 |  | 186699 | 10842 | SH |  | SOLE |  | 0 | 0 | 10842 |
| STATE STR SPDR DOW JONES IND | UT SER 1 | 78467X109 |  | 602147 | 1300 | SH |  | SOLE |  | 0 | 0 | 1300 |
| STATE STR SPDR S 500 ETF T | TR UNIT | 78462F103 |  | 9599058 | 14760 | SH |  | SOLE |  | 0 | 0 | 14760 |
| STERIS PLC | SHS USD | G8473T100 |  | 344078 | 1556 | SH |  | SOLE |  | 0 | 0 | 1556 |
| STRYKER CORPORATION | COM | 863667101 |  | 638450 | 1943 | SH |  | SOLE |  | 0 | 0 | 1943 |
| TAIWAN SEMICONDUCTOR MANUFAC | SPONSORED ADS | 874039100 |  | 438659 | 1298 | SH |  | SOLE |  | 0 | 0 | 1298 |
| TESLA INC | COM | 88160R101 |  | 1492698 | 4015 | SH |  | SOLE |  | 0 | 0 | 4015 |
| TJX COS INC NEW | COM | 872540109 |  | 247056 | 1547 | SH |  | SOLE |  | 0 | 0 | 1547 |
| TRACTOR SUPPLY CO | COM | 892356106 |  | 454450 | 10032 | SH |  | SOLE |  | 0 | 0 | 10032 |
| TRUIST FINL CORP | COM | 89832Q109 |  | 575315 | 12515 | SH |  | SOLE |  | 0 | 0 | 12515 |
| UNION PAC CORP | COM | 907818108 |  | 563364 | 2322 | SH |  | SOLE |  | 0 | 0 | 2322 |
| UNITED BANKSHARES INC WEST V | COM | 909907107 |  | 215301 | 5198 | SH |  | SOLE |  | 0 | 0 | 5198 |
| UNITED PARCEL SVCS INC | CL B | 911312106 |  | 514134 | 5226 | SH |  | SOLE |  | 0 | 0 | 5226 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 210248 | 777 | SH |  | SOLE |  | 0 | 0 | 777 |
| US BANCORP | COM NEW | 902973304 |  | 357257 | 6869 | SH |  | SOLE |  | 0 | 0 | 6869 |
| VANGUARD ADMIRAL FDS INC | 500 VAL IDX FD | 921932703 |  | 4682470 | 22977 | SH |  | SOLE |  | 0 | 0 | 22977 |
| VANGUARD BD INDEX FDS | INTERMED TERM | 921937819 |  | 4870423 | 63105 | SH |  | SOLE |  | 0 | 0 | 63105 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 680434 | 9240 | SH |  | SOLE |  | 0 | 0 | 9240 |
| VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 |  | 418097 | 8701 | SH |  | SOLE |  | 0 | 0 | 8701 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 614295 | 2828 | SH |  | SOLE |  | 119 | 0 | 2709 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 990784 | 3088 | SH |  | SOLE |  | 0 | 0 | 3088 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 292924 | 1020 | SH |  | SOLE |  | 0 | 0 | 1020 |
| VANGUARD INDEX FDS | SML CP GRW ETF | 922908595 |  | 327941 | 1085 | SH |  | SOLE |  | 0 | 0 | 1085 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 6443815 | 10784 | SH |  | SOLE |  | 0 | 0 | 10784 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 284286 | 3205 | SH |  | SOLE |  | 243 | 0 | 2962 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 1266421 | 6455 | SH |  | SOLE |  | 0 | 0 | 6455 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 1054694 | 2415 | SH |  | SOLE |  | 0 | 0 | 2415 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 |  | 1333240 | 26724 | SH |  | SOLE |  | 0 | 0 | 26724 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 4671647 | 60584 | SH |  | SOLE |  | 0 | 0 | 60584 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 267406 | 4173 | SH |  | SOLE |  | 0 | 0 | 4173 |
| VANGUARD WORLD FD | INDUSTRIAL ETF | 92204A603 |  | 330329 | 1058 | SH |  | SOLE |  | 0 | 0 | 1058 |
| VANGUARD WORLD FD | FINANCIALS ETF | 92204A405 |  | 215283 | 1782 | SH |  | SOLE |  | 0 | 0 | 1782 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 |  | 776562 | 1113 | SH |  | SOLE |  | 0 | 0 | 1113 |
| VANGUARD WORLD FD | COMM SRVC ETF | 92204A884 |  | 260408 | 1448 | SH |  | SOLE |  | 0 | 0 | 1448 |
| VANGUARD WORLD FD | HEALTH CAR ETF | 92204A504 |  | 371730 | 1365 | SH |  | SOLE |  | 0 | 0 | 1365 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 1039976 | 20717 | SH |  | SOLE |  | 0 | 0 | 20717 |
| VISA INC | COM CL A | 92826C839 |  | 565189 | 1870 | SH |  | SOLE |  | 0 | 0 | 1870 |
| WALMART INC | COM | 931142103 |  | 662040 | 5327 | SH |  | SOLE |  | 0 | 0 | 5327 |
| WELLS FARGO  CO | COM | 949746101 |  | 258653 | 3249 | SH |  | SOLE |  | 0 | 0 | 3249 |
| WISDOMTREE TR | US QTLY DIV GRT | 97717X669 |  | 3458531 | 39373 | SH |  | SOLE |  | 0 | 0 | 39373 |

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