# EDGAR Filing Document

**Accession Number:** 0001249158
**File Stem:** 0001628280-25-032679
**Filing Date:** 2025-6
**Character Count:** 7486
**Document Hash:** cce9897b50989355792602bad5f03dd8
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001628280-25-032679.hdr.sgml**: 20250623

**ACCESSION NUMBER**: 0001628280-25-032679

**CONFORMED SUBMISSION TYPE**: 4

**PUBLIC DOCUMENT COUNT**: 1

**CONFORMED PERIOD OF REPORT**: 20250620

**FILED AS OF DATE**: 20250623

**DATE AS OF CHANGE**: 20250623

**REPORTING-OWNER**: 

**OWNER DATA:**
- **COMPANY CONFORMED NAME:** JOYCE LYNN J
- **CENTRAL INDEX KEY:** 0001249158

**ORGANIZATION NAME:**

**FILING VALUES:**
- **FORM TYPE:** 4
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 001-40727
- **FILM NUMBER:** 251066143

**MAIL ADDRESS:**
- **STREET 1:** 1630 4TH AVE NORTH
- **CITY:** BESSEMER
- **STATE:** AL
- **ZIP:** 35020
**ISSUER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Southern States Bancshares, Inc.
- **CENTRAL INDEX KEY:** 0001689731
- **STANDARD INDUSTRIAL CLASSIFICATION:** STATE COMMERCIAL BANKS [6022]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 262518085
- **STATE OF INCORPORATION:** AL
- **FISCAL YEAR END:** 1231

**BUSINESS ADDRESS:**
- **STREET 1:** 615 QUINTARD AVENUE
- **CITY:** ANNISTON
- **STATE:** AL
- **ZIP:** 36201
- **BUSINESS PHONE:** 205-820-8065

**MAIL ADDRESS:**
- **STREET 1:** 615 QUINTARD AVENUE
- **CITY:** ANNISTON
- **STATE:** AL
- **ZIP:** 36201

### UNITED STATES SECURITIES AND EXCHANGE COMMISSION
**Washington, D.C. 20549**

## FORM 4

### STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

[ ] Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

[ ] Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

---

| | | |
|:---|:---|:---|
| **1. Name and Address of Reporting Person**<sup>*</sup><br>JOYCE LYNN J<br><sub>(Last) (First) (Middle)</sub><br>615 QUINTARD AVE<br><sub>(Street)</sub><br>ANNISTON, AL 36201<br><sub>(City) (State) (Zip)</sub> | **3. Date of Earliest Transaction (Month/Day/Year)**<br>2025-06-20 | **5. Relationship of Reporting Person(s) to Issuer**<br>(Check all applicable)<br>[ ] Director [ ] 10% Owner<br>[X] Officer (give title below) [ ] Other (specify below)<br>_Chief Financial Officer_ |
| **2. Issuer Name and Ticker or Trading Symbol**<br>Southern States Bancshares, Inc. [ SSBK ] | **4. If Amendment, Date of Original Filed (Month/Day/Year)**<br>  | **6. Individual or Joint/Group Filing (Check Applicable Line)**<br>[X] Form filed by One Reporting Person<br>[ ] Form filed by More than One Reporting Person |

---

## Table I - Non-Derivative Securities

---

|  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1. Title of Security | 2. Transaction Date | 2A. Deemed Execution Date | 3. Transaction Code (V) | 3. Transaction Code (V) | 4. Securities Acquired (A) or Disposed of (D) | 4. Securities Acquired (A) or Disposed of (D) | 4. Securities Acquired (A) or Disposed of (D) | 5. Amount of Securities Beneficially Owned | 6. Ownership Form | 7. Nature of Indirect Beneficial Ownership |
| 1. Title of Security | 2. Transaction Date | 2A. Deemed Execution Date | Code | V | Amount | (A) or (D) | Price | 5. Amount of Securities Beneficially Owned | 6. Ownership Form | 7. Nature of Indirect Beneficial Ownership |
| Common Stock, par value $5.00 per share | 2025-06-20 |  | M |  | 7500 | A | $14.50 | 52112<sup>(1)</sup> | D |  |
| Common Stock, par value $5.00 per share | 2025-06-20 |  | M |  | 9486 | A | $16 | 61598<sup>(1)</sup> | D |  |
| Common Stock, par value $5.00 per share | 2025-06-20 |  | M |  | 10828 | A | $20.10 | 72426<sup>(1)</sup> | D |  |
| Common Stock, par value $5.00 per share | 2025-06-20 |  | M |  | 3865 | A | $20.03 | 76291<sup>(1)</sup> | D |  |
| Common Stock, par value $5.00 per share | 2025-06-20 |  | M |  | 3188 | A | $20.61 | 79479<sup>(1)</sup> | D |  |

---

## Table II - Derivative Securities

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1. Title of Derivative Security | 2. Conversion or Exercise Price | 3. Transaction Date | 3A. Deemed Execution Date | 4. Transaction Code (V) | 4. Transaction Code (V) | 5. Number of Derivative Securities Acquired (A) or Disposed of (D) | 5. Number of Derivative Securities Acquired (A) or Disposed of (D) | 6. Date Exercisable and Expiration Date | 6. Date Exercisable and Expiration Date | 7. Title and Amount of Underlying Securities | 7. Title and Amount of Underlying Securities | 8. Price of Derivative Security | 9. Number of Derivative Securities Beneficially Owned | 10. Ownership Form | 11. Nature of Indirect Beneficial Ownership |
| 1. Title of Derivative Security | 2. Conversion or Exercise Price | 3. Transaction Date | 3A. Deemed Execution Date | Code | V | (A) | (D) | Date Exercisable | Expiration Date | Title | Amount or Number of Shares | 8. Price of Derivative Security | 9. Number of Derivative Securities Beneficially Owned | 10. Ownership Form | 11. Nature of Indirect Beneficial Ownership |
| STOCK OPTION (RIGHT TO BUY) | $14.50 | 2025-06-20 |  | M |  |  | 7500 | <sup>(2)</sup> | 2028-01-21 | Common Stock | 7500 | $0 | 0 | D |  |
| STOCK OPTIONS (RIGHT TO BUY) | $16 | 2025-06-20 |  | M |  |  | 9486 | <sup>(3)</sup> | 2029-02-08 | Common Stock | 9486 | $0 | 0 | D |  |
| STOCK OPTION (RIGHT TO BUY) | $20.10 | 2025-06-20 |  | M |  |  | 10828 | <sup>(4)</sup> | 2030-01-22 | Common Stock | 10828 | $0 | 0 | D |  |
| STOCK OPTIONS (RIGHT TO BUY) | $20.03 | 2025-06-20 |  | M |  |  | 3865 | <sup>(5)</sup> | 2031-02-10 | Common Stock | 3865 | $0 | 0 | D |  |
| STOCK OPTIONS (RIGHT TO BUY) | $20.61 | 2025-06-20 |  | M |  |  | 3188 | <sup>(6)</sup> | 2032-02-09 | Common Stock | 3188 | $0 | 0 | D |  |

---

### Footnotes:

(1) Includes 3,022 in unvested restricted shares which will incrementally vest annually by 2/19/2028.

(2) These options were granted on 1/21/2018, vest in one-third increments over three years, and became fully vested and exercisable on 1/21/2021.

(3) These options were granted on 2/08/2019, vest in one-third increments over three years, and became fully vested and exercisable on 2/08/2022.

(4) These options were granted on 1/22/2020, vest in one-third increments over three years, and became fully vested and exercisable on 1/22/2023.

(5) These options were granted on 2/10/2021, vest in one-third increments over three years, and became fully vested and exercisable on 2/10/2024.

(6) These options were granted on 2/9/2022, vest in one-third increments over three years, and became fully vested and exercisable on 2/9/2025.

**Signature:** /s/ Lynn J. Joyce, by Jeff Shanks as Attorney-in-Fact  
**Date:** 2025-06-23

### Remarks:

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.

* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).

** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).

Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.

**Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.**