# EDGAR Filing Document

**Accession Number:** 0001976010
**File Stem:** 0001976010-25-000009
**Filing Date:** 2025-10
**Character Count:** 10733
**Document Hash:** 8fda879b139be6cffbf437aea2000bb2
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001976010-25-000009.hdr.sgml**: 20251031

**ACCESSION NUMBER**: 0001976010-25-000009

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251031

**DATE AS OF CHANGE**: 20251031

**EFFECTIVENESS DATE**: 20251031

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** INSTRUMENTAL WEALTH, LLC
- **CENTRAL INDEX KEY:** 0001976010

**ORGANIZATION NAME:**
- **EIN:** 853081152
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-23202
- **FILM NUMBER:** 251440168

**BUSINESS ADDRESS:**
- **STREET 1:** 1 N DALE MABRY HWY
- **STREET 2:** STE 1000
- **CITY:** TAMPA
- **STATE:** FL
- **ZIP:** 33609
- **BUSINESS PHONE:** 8135787001

**MAIL ADDRESS:**
- **STREET 1:** 1 N DALE MABRY HWY
- **STREET 2:** STE 1000
- **CITY:** TAMPA
- **STATE:** FL
- **ZIP:** 33609

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 09-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** INSTRUMENTAL WEALTH LLC<br>**Address:** 1 N DALE MABRY HWY<br>STE 1000<br>TAMPA, FL 33609

**Form 13F File Number:** 028-23202

**CRD Number (if applicable):** 000310788

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** David Silver<br>**Title:** CEO<br>**Phone:** 8135787002

**Signature, Place, and Date of Signing:**

David S Silver  Tampa, FL  10-31-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 71

**Form 13F Information Table Value Total:** $142564181

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ADVANCED MICRO DEVICES INC | COM | 007903107 |  | 275482 | 1081 | SH |  | SOLE | 0 | 0 | 0 | 1081 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 825687 | 2933 | SH |  | SOLE | 0 | 0 | 0 | 2933 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 1071183 | 3800 | SH |  | SOLE | 0 | 0 | 0 | 3800 |
| AMAZON COM INC | COM | 023135106 |  | 1518441 | 6813 | SH |  | SOLE | 0 | 0 | 0 | 6813 |
| AMPLIFY ETF TR | AMPLIFY CYBERSEC | 032108664 |  | 831726 | 9660 | SH |  | SOLE | 0 | 0 | 0 | 9660 |
| APPLE INC | COM | 037833100 |  | 2509414 | 9246 | SH |  | SOLE | 0 | 0 | 0 | 9246 |
| ARISTA NETWORKS INC | COM SHS | 040413205 |  | 219123 | 1383 | SH |  | SOLE | 0 | 0 | 0 | 1383 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 407221 | 851 | SH |  | SOLE | 0 | 0 | 0 | 851 |
| BROADCOM INC | COM | 11135F101 |  | 772964 | 2053 | SH |  | SOLE | 0 | 0 | 0 | 2053 |
| CHEVRON CORP NEW | COM | 166764100 |  | 393003 | 2560 | SH |  | SOLE | 0 | 0 | 0 | 2560 |
| COCA COLA CO | COM | 191216100 |  | 352986 | 5117 | SH |  | SOLE | 0 | 0 | 0 | 5117 |
| COINBASE GLOBAL INC | COM CL A | 19260Q107 |  | 212546 | 647 | SH |  | SOLE | 0 | 0 | 0 | 647 |
| ELI LILLY  CO | COM | 532457108 |  | 284277 | 337 | SH |  | SOLE | 0 | 0 | 0 | 337 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 558924 | 4873 | SH |  | SOLE | 0 | 0 | 0 | 4873 |
| FIDELITY COVINGTON TRUST | MSCI FINLS IDX | 316092501 |  | 228494 | 3092 | SH |  | SOLE | 0 | 0 | 0 | 3092 |
| FIDELITY COVINGTON TRUST | MSCI INFO TECH I | 316092808 |  | 690537 | 2928 | SH |  | SOLE | 0 | 0 | 0 | 2928 |
| FIDELITY ETHEREUM FD | SHS | 31613E103 |  | 298177 | 8109 | SH |  | SOLE | 0 | 0 | 0 | 8109 |
| FIDELITY WISE ORIGIN BITCOIN | SHS | 315948109 |  | 536965 | 5790 | SH |  | SOLE | 0 | 0 | 0 | 5790 |
| GLOBAL X FDS | US INFR DEV ETF | 37954Y673 |  | 224186 | 4668 | SH |  | SOLE | 0 | 0 | 0 | 4668 |
| HERITAGE INSURANCE HLDGS INC | COM | 42727J102 |  | 1401200 | 60060 | SH |  | SOLE | 0 | 0 | 0 | 60060 |
| HOME DEPOT INC | COM | 437076102 |  | 252130 | 664 | SH |  | SOLE | 0 | 0 | 0 | 664 |
| INVESCO EXCHANGE TRADED FD T | S EQL WGT | 46137V357 |  | 7627839 | 40677 | SH |  | SOLE | 0 | 109 | 0 | 40568 |
| ISHARES BITCOIN TRUST ETF | SHS BEN INT | 46438F101 |  | 298418 | 4941 | SH |  | SOLE | 0 | 0 | 0 | 4941 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 207386 | 3032 | SH |  | SOLE | 0 | 0 | 0 | 3032 |
| ISHARES TR | CALIF MUN BD ETF | 464288356 |  | 754423 | 13118 | SH |  | SOLE | 0 | 0 | 0 | 13118 |
| ISHARES TR | PFD AND INCM SEC | 464288687 |  | 425736 | 13597 | SH |  | SOLE | 0 | 0 | 0 | 13597 |
| ISHARES TR | IBONDS DEC 2033 | 46436E130 |  | 10125058 | 385717 | SH |  | SOLE | 0 | 1617 | 0 | 384100 |
| ISHARES TR | IBONDS DEC 2030 | 46436E726 |  | 2145619 | 96911 | SH |  | SOLE | 0 | 406 | 0 | 96505 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 552300 | 5144 | SH |  | SOLE | 0 | 0 | 0 | 5144 |
| ISHARES TR | RUS 2000 VAL ETF | 464287630 |  | 207232 | 1173 | SH |  | SOLE | 0 | 0 | 0 | 1173 |
| ISHARES TR | GL CLEAN ENE ETF | 464288224 |  | 680303 | 39947 | SH |  | SOLE | 0 | 0 | 0 | 39947 |
| ISHARES TR | RUS 2000 GRW ETF | 464287648 |  | 3727687 | 11387 | SH |  | SOLE | 0 | 38 | 0 | 11349 |
| ISHARES TR | IBONDS DEC 2035 | 46438G372 |  | 2109813 | 80841 | SH |  | SOLE | 0 | 336 | 0 | 80505 |
| ISHARES TR | CORE S ETF | 464287200 |  | 10059476 | 14723 | SH |  | SOLE | 0 | 37 | 0 | 14686 |
| ISHARES TR | RUS TP200 GR ETF | 464289438 |  | 452192 | 1594 | SH |  | SOLE | 0 | 0 | 0 | 1594 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 18323817 | 147298 | SH |  | SOLE | 0 | 362 | 0 | 146936 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 20408850 | 316269 | SH |  | SOLE | 0 | 681 | 0 | 315588 |
| ISHARES TR | RUS 1000 ETF | 464287622 |  | 1229377 | 3301 | SH |  | SOLE | 0 | 0 | 0 | 3301 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 9831520 | 111342 | SH |  | SOLE | 0 | 188 | 0 | 111154 |
| ISHARES TR | S 500 VAL ETF | 464287408 |  | 13809566 | 66287 | SH |  | SOLE | 0 | 284 | 0 | 66003 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 467667 | 1511 | SH |  | SOLE | 0 | 0 | 0 | 1511 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 253553 | 458 | SH |  | SOLE | 0 | 0 | 0 | 458 |
| MERCK  CO INC | COM | 58933Y105 |  | 292355 | 3388 | SH |  | SOLE | 0 | 0 | 0 | 3388 |
| META PLATFORMS INC | CL A | 30303M102 |  | 900090 | 1351 | SH |  | SOLE | 0 | 0 | 0 | 1351 |
| MICROSOFT CORP | COM | 594918104 |  | 1848457 | 3516 | SH |  | SOLE | 0 | 0 | 0 | 3516 |
| NETFLIX INC | COM | 64110L106 |  | 313632 | 288 | SH |  | SOLE | 0 | 0 | 0 | 288 |
| NUVEEN S 500 BUY-WRITE INC | COM | 6706ER101 |  | 391690 | 27182 | SH |  | SOLE | 0 | 0 | 0 | 27182 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 2709833 | 13356 | SH |  | SOLE | 0 | 0 | 0 | 13356 |
| ORACLE CORP | COM | 68389X105 |  | 286747 | 1116 | SH |  | SOLE | 0 | 0 | 0 | 1116 |
| PACER FDS TR | US SMALL CAP CAS | 69374H857 |  | 4512220 | 104305 | SH |  | SOLE | 0 | 357 | 0 | 103948 |
| PACER FDS TR | US CASH COWS 100 | 69374H881 |  | 7029670 | 122128 | SH |  | SOLE | 0 | 355 | 0 | 121773 |
| PACER FDS TR | DEVELOPED MRKT | 69374H873 |  | 243125 | 6406 | SH |  | SOLE | 0 | 0 | 0 | 6406 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 |  | 277039 | 1424 | SH |  | SOLE | 0 | 0 | 0 | 1424 |
| PIMCO CORPORATE  INCOME OPP | COM | 72201B101 |  | 182969 | 13336 | SH |  | SOLE | 0 | 0 | 0 | 13336 |
| SELLAS LIFE SCIENCES GROUP I | COM NEW | 81642T209 |  | 85786 | 44914 | SH |  | SOLE | 0 | 0 | 0 | 44914 |
| SLIDE INS HLDGS INC | COM | 831349105 |  | 232780 | 14705 | SH |  | SOLE | 0 | 0 | 0 | 14705 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 439475 | 646 | SH |  | SOLE | 0 | 0 | 0 | 646 |
| SPDR SERIES TRUST | BBG CONV SEC ETF | 78464A359 |  | 285105 | 3082 | SH |  | SOLE | 0 | 0 | 0 | 3082 |
| SPDR SERIES TRUST | PORTFLI HIGH YLD | 78468R606 |  | 393145 | 16519 | SH |  | SOLE | 0 | 56 | 0 | 16463 |
| STRYKER CORPORATION | COM | 863667101 |  | 612485 | 1660 | SH |  | SOLE | 0 | 0 | 0 | 1660 |
| SYNOVUS FINL CORP | COM NEW | 87161C501 |  | 381053 | 8619 | SH |  | SOLE | 0 | 0 | 0 | 8619 |
| TESLA INC | COM | 88160R101 |  | 711202 | 1616 | SH |  | SOLE | 0 | 0 | 0 | 1616 |
| TIDAL TRUST II | YIELDMAX MSTR OP | 88634T493 |  | 728253 | 71049 | SH |  | SOLE | 0 | 0 | 0 | 71049 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 405717 | 1177 | SH |  | SOLE | 0 | 0 | 0 | 1177 |
| VANECK ETF TRUST | SEMICONDUCTR ETF | 92189F676 |  | 317203 | 872 | SH |  | SOLE | 0 | 0 | 0 | 872 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 258680 | 4687 | SH |  | SOLE | 0 | 0 | 0 | 4687 |
| VANGUARD WORLD FD | COMM SRVC ETF | 92204A884 |  | 201363 | 1081 | SH |  | SOLE | 0 | 0 | 0 | 1081 |
| VISA INC | COM CL A | 92826C839 |  | 321692 | 932 | SH |  | SOLE | 0 | 0 | 0 | 932 |
| WALMART INC | COM | 931142103 |  | 262768 | 2570 | SH |  | SOLE | 0 | 0 | 0 | 2570 |
| WELLS FARGO CO NEW | COM | 949746101 |  | 226601 | 2635 | SH |  | SOLE | 0 | 0 | 0 | 2635 |
| WHEELS UP EXPERIENCE INC | COM CL A | 96328L205 |  | 150548 | 114922 | SH |  | SOLE | 0 | 0 | 0 | 114922 |

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