# EDGAR Filing Document

**Accession Number:** 0002041679
**File Stem:** 0001193125-26-168842
**Filing Date:** 2026-4
**Character Count:** 13279
**Document Hash:** 695c57be2a7a690f8b97ed4ac98991e6
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001193125-26-168842.hdr.sgml**: 20260422

**ACCESSION NUMBER**: 0001193125-26-168842

**CONFORMED SUBMISSION TYPE**: 497VPU

**PUBLIC DOCUMENT COUNT**: 2

**FILED AS OF DATE**: 20260422

**DATE AS OF CHANGE**: 20260422

**EFFECTIVENESS DATE**: 20260422

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Brighthouse Life Insurance Co (RILA MVA)
- **CENTRAL INDEX KEY:** 0002041679

**ORGANIZATION NAME:**
- **EIN:** 060566090
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 497VPU
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 333-290021
- **FILM NUMBER:** 26881405

**BUSINESS ADDRESS:**
- **STREET 1:** 11225 NORTH COMMUNITY HOUSE ROAD
- **CITY:** CHARLOTTE
- **STATE:** NC
- **ZIP:** 28277
- **BUSINESS PHONE:** 980-365-7100

**MAIL ADDRESS:**
- **STREET 1:** 11225 NORTH COMMUNITY HOUSE ROAD
- **CITY:** CHARLOTTE
- **STATE:** NC
- **ZIP:** 28277

## Series and Classes Contracts Data

### Brighthouse Life Insurance Co (RILA MVA) (Series ID: S000089582)

| Class ID   | Class Name                              | Ticker Symbol   |
|:---|:---|:---|
| C000266101 | Fixed Annuity (Strategic Value Annuity) |  |

![](g181526bhouse_logo.jpg)

**Fixed Account Annuity (Strategic Value Annuity)**

**ISSUED BY**

**BRIGHTHOUSE LIFE INSURANCE COMPANY**

**Updating Summary Prospectus**

**April 27, 2026** 

**A Flexible Premium Group Deferred Fixed Annuity Contract** <br>

The prospectus for Fixed Account Annuity (Strategic Value Annuity), a flexible premium group deferred fixed annuity contract issued by Brighthouse Life Insurance Company (the Company, or We, Us, or Our), is available and contains more information about the Contract including its features, benefits, and risks. You can find the current prospectus and other information about the Contract online at https://dfinview.com/BHF/PUFT/BHF107?site=BHF1. You can also obtain this information at no cost by calling (833) 208-3018 or by sending an email request to rcg@brighthousefinancial.com. We no longer actively offer the Contracts to new purchasers, but We continue to accept new Participants under existing Contracts previously issued to Plans.

The Contract is a complex investment and involves risks, including potential loss of principal. The Contract is not a short-term investment and is not appropriate for an investor who needs ready access to cash. Full and partial Surrenders from the Contract could result in Surrender charges, taxes, and tax penalties. In addition, full Surrenders during the Accumulation Period due to discontinuation of the Contract will also be subject to a Market Adjusted Value calculation, which may result in loss. In extreme circumstances, You could lose up to 100% of the amount Surrendered from the General Account due to a negative Market Adjusted Value.

Our obligations under the Contract are subject to Our financial strength and claims paying ability. Additional general information about certain investment products, including variable annuities, has been prepared by the Securities and Exchange Commission's staff and is available at Investor.gov.

**The Securities and Exchange Commission has not approved or disapproved these securities or the adequacy of this prospectus. Any representation to the contrary is a criminal offense.**

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**TABLE OF CONTENTS**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;

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| | |
|:---|:---|
|  | **Page** |
| [Glossary](#xx_b1bed580-9256-481f-b453-250d8a83d209_1) | 3  |
| [Updated Information You Should Consider About the Contract](#xx_b1bed580-9256-481f-b453-250d8a83d209_1) | 3  |
| [Important Information You Should Consider About the Contract](#xx_53b83c42-69cc-49d5-8323-57f45cfbfcbd_1) | 5  |
| [Appendix](#xx_a864d0b3-a726-4e15-b0a5-86a0cd678c08_2)[A:](#xx_a864d0b3-a726-4e15-b0a5-86a0cd678c08_2)[Investment Options Available Under the Contract](#xx_a864d0b3-a726-4e15-b0a5-86a0cd678c08_2) | A-1  |

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***Glossary***

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**Accumulation Period** — The period before the commencement of Annuity payments.

**Annuity** — Payment of income for a stated period or amount.

**Annuity Period** — The period during which Annuity Payments are made .

**Company (We, Us, Our)** — Brighthouse Life Insurance Company.

**Contract** — The Fixed Annuity Contract.

**Contract Value** — The amount of all Purchase Payments, plus any applicable credits, plus any interest.

**Contract Owner** — The person named in the Contract (on the specifications page, which may be the Participant if so authorized). For certain group Contracts, the Contract Owner is the trustee or other entity which owns the Contract. Any reference in this prospectus to the Contract includes the underlying Certificate. Certificates are issued to Participants under group allocated Contracts.

**General Account** — Comprised of the Company's assets, other than assets in any separate accounts it may maintain.

**Guarantee Period** — The period through the end of the first calendar year during which the Contract was purchased and successive 12-month periods thereafter during which a Guaranteed Interest Rate is credited.

**Guaranteed Interest Rate** — The annual effective interest rate credited during the Guarantee Period.

**Market Adjusted Value** — The adjusted Contract Value as of the date of discontinuance, which reflects the relationship, at the time of Surrender, between the then-current Guaranteed Interest Rate for a Guarantee Period and the Guaranteed Interest Rate that applies to Your Contract.

**Participant —** An eligible person who is a member in Your Plan.

**Plan** — The Plan or the arrangement used in a retirement Plan or program whereby the Purchase Payments and any gains are intended to qualify under Sections 401, 403(a), 403(b) or 457 of the Code.

**Plan Administrator** — The corporation or other entity so specified on the application or purchase order. If none is specified, the Plan Trustee is the Plan Administrator.

**Purchase Payments** — The premium payments applied to the Contract less any Premium Taxes if applicable..

**You, Your** — In this prospectus, depending on the context, "You" is the owner of the Contract or the Participant or Annuitant for whom money is invested under certain group arrangements. In cases where We are referring to giving instructions or making payments to Us for Qualified Contracts "You" means the trustee or employer. Under certain group arrangements where the Participant or Annuitant is permitted to choose among investment options under the Plan, "You" means the Participant or Annuitant who is giving Us instructions about the investment options under the Plan. In connection with a Plan Termination, as of the date of the Contract or cash distribution under such Plan Termination, "You" means the Participant who has received such Contract or cash distribution.

***Updated Information You Should Consider About the Contract***

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The information in this Updating Summary Prospectus is a summary of certain Contract features that have changed since the Prospectus dated April 29, 2024. This may not reflect all of the changes that have occurred since You entered into Your Contract.

On November 6, 2025, Brighthouse Financial, Inc. ("BHF") and Aquarian Capital LLC ("Aquarian") announced that they had entered into a definitive agreement under which an affiliate of Aquarian will acquire BHF. This transaction is subject to the satisfaction or waiver of customary closing conditions, including receipt of applicable regulatory approvals. Subject to such approvals and the satisfaction or waiver of the other conditions, the transaction is expected to be consummated in 2026.

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Upon the consummation of the transaction, Aquarian will become the ultimate parent of BHF and the Company will remain an indirect wholly-owned subsidiary of BHF. Although Aquarian will replace BHF as the Company's ultimate parent, the Company will continue in its present role as the issuer of your contract. All of your rights and benefits under your contract and the Company's obligations under the contract will remain unchanged.

Founded in 2017, Aquarian Capital is a diversified global holding company with a strategic portfolio of insurance and asset management solutions. Aquarian is headquartered in New York, NY.

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***Important Information You Should Consider About the Contract***

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| | | |
|:---|:---|:---|
|  | **Fees, Expenses, and Adjustments** | &nbsp;&nbsp; **Location in**<br> **Prospectus**<br>|
| **Are There** <br> **Charges or** <br> **Adjustments for** <br> **Early** <br> **Withdrawals?**<br>| &nbsp;&nbsp; **Yes.** <br> *Surrender Charges*. If You withdraw money during the first 9 Contract <br> years from the Contract, You may be assessed a Surrender charge of up to <br> 5%, as a percentage of the amount Surrendered.<br>For example, if You make an early withdrawal, You could pay a Surrender <br> charge of up to $5,000 on a $100,000 investment.<br>Market Adjusted Value. If You make a full Surrender of the Contract during <br> the Accumulation Period due to a Contract discontinuation, We will apply <br> a Market Adjusted Value calculation, which may be negative. In extreme <br> circumstances, You could lose up to 100% of the amount Surrendered due <br> to a negative Market Adjusted Value calculation. For example, if You were <br> to $100,000 to the Contract and later were to discontinue the Contract, <br> You could lose up to $100,000 of Your investment. This loss will be greater <br> if You also have to pay Surrender charges, taxes, and tax penalties. Only <br> full Surrenders due to Contract discontinuations will be subject to a <br> Market Adjusted Value calculation.<br>| &nbsp;&nbsp; **Fee Table**<br> **Charges,** <br> **Deductions and** <br> **Adjustments –** <br> **Surrender Charge;** <br> **Contract** <br> **Discontinuation** <br> **and Market** <br> **Adjusted Value**<br>|
| **Are There** <br> **Transaction** <br> **Charges?**<br>| &nbsp;&nbsp; **No.** Other than Surrender charges and a Market Adjusted Value <br> calculation, there are no charges for other Contract transactions.<br>| &nbsp;&nbsp; **Fee Table**<br> **Charges,** <br> **Deductions and** <br> **Adjustments**<br>|
| **Are There** <br> **Ongoing Fees and** <br> **Expenses?**<br>| **No.** There are no ongoing fees or expenses under the Contract.  | &nbsp;&nbsp; **Fee Table**<br> **Charges,** <br> **Deductions and** <br> **Adjustments**<br>|
|  | **Risks** |  |
| **Is There a Risk of** <br> **Loss from Poor** <br> **Performance?**<br>| &nbsp;&nbsp; **No.** While there is no risk of loss from poor performance in the Guarantee <br> Periods of the General Account, You can lose money by investing in the <br> Contract, including loss of principal. A full Surrender due to a Contract <br> discontinuation may be subject to a negative Market Adjusted Value <br> calculation, which may result in loss.<br>| &nbsp;&nbsp; **Principal Risks of** <br> **Investing in the** <br> **Contract**<br>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Charges,** <br> **Deductions and** <br> **Adjustments**<br>|

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**Restrictions** 

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**Taxes** 

**Conflict of Interest** 

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**THIS PAGE INTENTIONALLY LEFT BLANK.**

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***Appendix A***

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***Investment Options Available Under the Contract***

The following lists the investment option currently available under the Contract, which may be amended from time to time and can be found online at https://dfinview.com/BHF/PUFT/BHF107?site=BHF1. For more information about the Guarantee Periods, see "Interest Periods."

**Note: Full Surrenders of the Contract during the Accumulation Period due to Contract discontinuations will be subject to a Market Adjusted Value calculation. This may result in a significant reduction in Your Contract Value**. **See "Charges, Deductions, and Adjustments – Contract Discontinuation and Market Adjusted Value" for more information.** 

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| | | |
|:---|:---|:---|
| **Name** | **Term (Guarantee Period)** | **Guaranteed Minimum Interest Rate** |
| General Account | 12 months | 1% |

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![](g181526bhouse_logo.jpg)

The prospectus and statement of additional information ("SAI") include additional information. [The prospectus and SAI](https://www.sec.gov/ix?doc=/Archives/edgar/data/2041679/000119312526150833/d35261d485bpos.htm)[are dated the same as this summary prospectus and are incorporated by reference.](https://www.sec.gov/ix?doc=/Archives/edgar/data/2041679/000119312526150833/d35261d485bpos.htm) The prospectus and SAI are available, without charge, upon request. For a free copy, call us at (833) 208-3018 or send an email request to rcg@brighthousefinancial.com. You can also access the prospectus, SAI and other information about the Contract online at https://dfinview.com/BHF/PUFT/BHF107?site=BHF1.

Reports and other information about the Separate Account are available on the SEC's website at http://www.sec.gov, and copies of this information may be obtained, upon payment of a duplicating fee, by electronic request at the following email address: publicinfo@sec.gov.

EDGAR Contract Identifier No. is <br> Brighthouse Life Insurance Company (RILA MVA) C000266101

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