# EDGAR Filing Document

**Accession Number:** 0001038773
**File Stem:** 0001104659-26-065799
**Filing Date:** 2026-5
**Character Count:** 7298
**Document Hash:** 15452946f5fd403c46844fa915de3ba7
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001104659-26-065799.hdr.sgml**: 20260522

**ACCESSION NUMBER**: 0001104659-26-065799

**CONFORMED SUBMISSION TYPE**: 8-K

**PUBLIC DOCUMENT COUNT**: 11

**CONFORMED PERIOD OF REPORT**: 20260521

**ITEM INFORMATION**: Submission of Matters to a Vote of Security Holders

**FILED AS OF DATE**: 20260522

**DATE AS OF CHANGE**: 20260522

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** SMARTFINANCIAL INC.
- **CENTRAL INDEX KEY:** 0001038773
- **STANDARD INDUSTRIAL CLASSIFICATION:** NATIONAL COMMERCIAL BANKS [6021]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 621173944
- **STATE OF INCORPORATION:** TN
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 8-K
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 001-37661
- **FILM NUMBER:** 261014865

**BUSINESS ADDRESS:**
- **STREET 1:** 5401 KINGSTON PIKE
- **STREET 2:** SUITE 600
- **CITY:** KNOXVILLE
- **STATE:** TN
- **ZIP:** 37919
- **BUSINESS PHONE:** 865-437-5700

**MAIL ADDRESS:**
- **STREET 1:** 5401 KINGSTON PIKE
- **STREET 2:** SUITE 600
- **CITY:** KNOXVILLE
- **STATE:** TN
- **ZIP:** 37919

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** CORNERSTONE BANCSHARES INC
- **DATE OF NAME CHANGE:** 19980402

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** EAST RIDGE BANCSHARES INC
- **DATE OF NAME CHANGE:** 19970507

?xml version='1.0' encoding='ASCII'? SMARTFINANCIAL, INC._May 21, 2026

**UNITED STATES**

**SECURITIES AND EXCHANGE COMMISSION**

**Washington, D.C. 20549**

**FORM 8-K**

**CURRENT REPORT**

**Pursuant to Section 13 or 15(d)**

**of the Securities Exchange Act of 1934**

Date of Report (Date of earliest event reported): **May 21, 2026**

**SMARTFINANCIAL, INC.**

(Exact name of registrant as specified in its charter)

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| | | |
|:---|:---|:---|
| **Tennessee** | **001-37661** | **62-1173944** |
| (State or other jurisdiction<br>of incorporation) | (Commission<br>File Number) | (IRS Employer<br>Identification No.) |

---

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| | |
|:---|:---|
| **5401 Kingston Pike, Suite 600** | **37919** |
| **Knoxville, Tennessee** | (Zip Code) |
| (Address of principal executive offices) |  |

---

---

| |
|:---|
| **(865) 437-5700** |
| (Registrant's telephone number, including area code) |

---

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

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| | | |
|:---|:---|:---|
| Title of each class | Trading Symbol(s) | Name of each exchange on which registered |
| Common Stock, par value $1.00 per share | SMBK | The New York Stock Exchange |

---

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

**Item 5.07** **Submission of Matters to a Vote of Security Holders.**

The 2026 annual meeting of shareholders (the "***Annual Meeting***") of SmartFinancial, Inc. (the "***Company***") was held on May 21, 2026. Of the 17,098,473 shares of common stock of the Company outstanding as of the record date for the Annual Meeting, 13,783,833 shares, or 80.61%, were present at the meeting in person or by proxy. At the Annual Meeting, Cathy G. Ackermann, Victor L. Barrett, William ("Billy") Y. Carroll, Jr., William ("Bill") Y. Carroll, Sr., David A. Ogle, Kelli D. Shomaker, Steven B. Tucker, Wesley M. ("Miller") Welborn, Keith E. Whaley, O.D., and Geoffrey A. Wolpert were elected as directors of the Company, to serve in such capacity until the 2027 annual meeting of Company shareholders. Additionally, at the Annual Meeting, the Company's shareholders ratified the appointment of Elliott Davis, PLLC as the Company's independent registered public accounting firm for the fiscal year ending December 31, 2026.

The shareholders also approved, on a non-binding advisory basis, the compensation paid to the Company's named executive officers as disclosed in the Company's Definitive Proxy Statement, filed with the Securities and Exchange Commission on April 7, 2026 (the "***Proxy Statement***").

The final voting results for each proposal put to a vote at the Annual Meeting, all of which were described in the Proxy Statement, are set forth below.

**Proposal 1:** Election of Directors. The Company's shareholders elected each director nominee by the vote indicated for each such nominee below:

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| | | | |
|:---|:---|:---|:---|
| **NAME** | **VOTES FOR** | **VOTES WITHHELD** | **BROKER NON-VOTES** |
| Cathy G. Ackermann | 11212957  | 192168  | 2378708  |
| Victor L. Barrett | 10932499  | 472626  | 2378708  |
| William ("Billy") Y. Carroll Jr. | 11133366  | 271759  | 2378708  |
| William ("Bill") Y. Carroll Sr. | 11070801  | 334324  | 2378708  |
| David A. Ogle | 9660751  | 1744374  | 2378708  |
| Kelli D. Shomaker | 11213303  | 191822  | 2378708  |
| Steven B. Tucker | 11100301  | 304824  | 2378708  |
| Wesley M. ("Miller") Welborn | 11048281  | 356844  | 2378708  |
| Keith E. Whaley, O.D. | 11041563  | 363562  | 2378708  |
| Geoffrey A. Wolpert | 10418954  | 986171  | 2378708  |

---

**Proposal 2:** Ratification of Independent Registered Public Accounting Firm. The Company's shareholders ratified the appointment of Elliott Davis, PLLC as the Company's independent registered public accounting firm for the fiscal year ending December 31, 2026, by the following vote:

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| | | | |
|:---|:---|:---|:---|
| **VOTES FOR** | **VOTES AGAINST** | **ABSTENTIONS** | **BROKER NON-VOTES** |
| 13,769,399  | 4,421  | 10,013  | - |

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**Proposal 3:** Advisory Vote on the Compensation Paid to SmartFinancial's Named Executive Officers. The Company's shareholders approved, in a non-binding advisory vote, the compensation paid to the Company's named executive officers as disclosed in the Proxy Statement, by the following vote:

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| | | | |
|:---|:---|:---|:---|
| **VOTES FOR** | **VOTES AGAINST** | **ABSTENTIONS** | **BROKER NON-VOTES** |
| 11,056,323  | 331,566  | 17,236  | 2,378,708  |

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#### SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

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| | | |
|:---|:---|:---|
|  | **SMARTFINANCIAL, INC.** | **SMARTFINANCIAL, INC.** |
| Date: May 22, 2026 |  |  |
|  | By: | /s/ William Y. Carroll, Jr. |
|  | Name: | William Y. Carroll, Jr. |
|  | Title: | *President & Chief Executive Officer* |

---