# EDGAR Filing Document

**Accession Number:** 0002079080
**File Stem:** 0002079080-26-000001
**Filing Date:** 2026-2
**Character Count:** 14900
**Document Hash:** 6a791f4dfeda10a91c33a59a73a7b491
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0002079080-26-000001.hdr.sgml**: 20260213

**ACCESSION NUMBER**: 0002079080-26-000001

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260213

**DATE AS OF CHANGE**: 20260213

**EFFECTIVENESS DATE**: 20260213

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** BRIAN LOW FINANCIAL GROUP, LLC
- **CENTRAL INDEX KEY:** 0002079080

**ORGANIZATION NAME:**
- **EIN:** 208989650
- **STATE OF INCORPORATION:** LA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-25677
- **FILM NUMBER:** 26630250

**BUSINESS ADDRESS:**
- **STREET 1:** 4463 BLUEBONNET BOULEVARD
- **STREET 2:** SUITE B
- **CITY:** BATON ROUGE
- **STATE:** LA
- **ZIP:** 70809
- **BUSINESS PHONE:** 2252924225

**MAIL ADDRESS:**
- **STREET 1:** 4463 BLUEBONNET BOULEVARD
- **STREET 2:** SUITE B
- **CITY:** BATON ROUGE
- **STATE:** LA
- **ZIP:** 70809

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** BRIAN LOW FINANCIAL GROUP LLC<br>**Address:** 4463 BLUEBONNET BOULEVARD<br>SUITE B<br>BATON ROUGE, LA 70809

**Form 13F File Number:** 028-25677

**CRD Number (if applicable):** 000306346

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Ryan Westerbeck<br>**Title:** Consultant<br>**Phone:** 513-562-1671

**Signature, Place, and Date of Signing:**

Ryan Westerbeck  COVINGTON, KY  02-12-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 116

**Form 13F Information Table Value Total:** $141117028

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ISHARES INC | MSCI JAPAN ETF | 46434G822 |  | 714798 | 8853 | SH |  | SOLE |  | 0 | 0 | 8853 |
| ISHARES TR | CORE S ETF | 464287200 |  | 322607 | 471 | SH |  | SOLE |  | 0 | 0 | 471 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 1254487 | 5096 | SH |  | SOLE |  | 0 | 0 | 5096 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 975828 | 1431 | SH |  | SOLE |  | 0 | 0 | 1431 |
| AMAZON COM INC | COM | 023135106 |  | 999912 | 4332 | SH |  | SOLE |  | 0 | 0 | 4332 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 338283 | 673 | SH |  | SOLE |  | 0 | 0 | 673 |
| EMERSON ELEC CO | COM | 291011104 |  | 1261448 | 9505 | SH |  | SOLE |  | 0 | 0 | 9505 |
| AMGEN INC | COM | 031162100 |  | 368089 | 1125 | SH |  | SOLE |  | 0 | 0 | 1125 |
| ORACLE CORP | COM | 68389X105 |  | 2422808 | 12430 | SH |  | SOLE |  | 0 | 0 | 12430 |
| STMICROELECTRONICS N V | NY REGISTRY | 861012102 |  | 837706 | 32294 | SH |  | SOLE |  | 0 | 0 | 32294 |
| SYSCO CORP | COM | 871829107 |  | 266537 | 3617 | SH |  | SOLE |  | 0 | 0 | 3617 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 246461 | 1191 | SH |  | SOLE |  | 0 | 0 | 1191 |
| MEDTRONIC PLC | SHS | G5960L103 |  | 1433599 | 14924 | SH |  | SOLE |  | 0 | 0 | 14924 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 3143176 | 32731 | SH |  | SOLE |  | 0 | 0 | 32731 |
| CENCORA INC | COM | 03073E105 |  | 1455027 | 4308 | SH |  | SOLE |  | 0 | 0 | 4308 |
| CHEVRON CORP NEW | COM | 166764100 |  | 281490 | 1847 | SH |  | SOLE |  | 0 | 0 | 1847 |
| MICROSOFT CORP | COM | 594918104 |  | 5470554 | 11312 | SH |  | SOLE |  | 0 | 0 | 11312 |
| UNITED PARCEL SERVICE INC | CL B | 911312106 |  | 822294 | 8290 | SH |  | SOLE |  | 0 | 0 | 8290 |
| AT INC | COM | 00206R102 |  | 218732 | 8806 | SH |  | SOLE |  | 0 | 0 | 8806 |
| CITIGROUP INC | COM NEW | 172967424 |  | 1530476 | 13116 | SH |  | SOLE |  | 0 | 0 | 13116 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 2662116 | 8987 | SH |  | SOLE |  | 0 | 0 | 8987 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A409 |  | 417891 | 3917 | SH |  | SOLE |  | 0 | 0 | 3917 |
| SCHWAB CHARLES CORP | COM | 808513105 |  | 214707 | 2149 | SH |  | SOLE |  | 0 | 0 | 2149 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 5889145 | 48938 | SH |  | SOLE |  | 0 | 0 | 48938 |
| WALMART INC | COM | 931142103 |  | 823089 | 7388 | SH |  | SOLE |  | 0 | 0 | 7388 |
| UNION PAC CORP | COM | 907818108 |  | 1017174 | 4397 | SH |  | SOLE |  | 0 | 0 | 4397 |
| ASTRAZENECA PLC | SPONSORED ADR | 046353108 |  | 1552973 | 16893 | SH |  | SOLE |  | 0 | 0 | 16893 |
| TAIWAN SEMICONDUCTOR MFG LTD | SPONSORED ADS | 874039100 |  | 981261 | 3229 | SH |  | SOLE |  | 0 | 0 | 3229 |
| ELI LILLY  CO | COM | 532457108 |  | 2068759 | 1925 | SH |  | SOLE |  | 0 | 0 | 1925 |
| MERCK  CO INC | COM | 58933Y105 |  | 212937 | 2023 | SH |  | SOLE |  | 0 | 0 | 2023 |
| ENTERGY CORP NEW | COM | 29364G103 |  | 767631 | 8305 | SH |  | SOLE |  | 0 | 0 | 8305 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 222122 | 1550 | SH |  | SOLE |  | 0 | 0 | 1550 |
| GE AEROSPACE | COM NEW | 369604301 |  | 265564 | 862 | SH |  | SOLE |  | 0 | 0 | 862 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 |  | 1225379 | 1394 | SH |  | SOLE |  | 0 | 0 | 1394 |
| HOME DEPOT INC | COM | 437076102 |  | 286334 | 832 | SH |  | SOLE |  | 0 | 0 | 832 |
| NIKE INC | CL B | 654106103 |  | 808843 | 12696 | SH |  | SOLE |  | 0 | 0 | 12696 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 3549471 | 11016 | SH |  | SOLE |  | 0 | 0 | 11016 |
| TJX COS INC NEW | COM | 872540109 |  | 1401538 | 9124 | SH |  | SOLE |  | 0 | 0 | 9124 |
| ISHARES TR | IBOXX INV CP ETF | 464287242 |  | 1379467 | 12519 | SH |  | SOLE |  | 0 | 0 | 12519 |
| RTX CORPORATION | COM | 75513E101 |  | 1660203 | 9052 | SH |  | SOLE |  | 0 | 0 | 9052 |
| ALBEMARLE CORP | COM | 012653101 |  | 567174 | 4010 | SH |  | SOLE |  | 0 | 0 | 4010 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 1212482 | 15103 | SH |  | SOLE |  | 0 | 0 | 15103 |
| DUKE ENERGY CORP NEW | COM NEW | 26441C204 |  | 731373 | 6240 | SH |  | SOLE |  | 0 | 0 | 6240 |
| APPLE INC | COM | 037833100 |  | 5109634 | 18795 | SH |  | SOLE |  | 0 | 0 | 18795 |
| APPLIED INDL TECHNOLOGIES IN | COM | 03820C105 |  | 1432263 | 5578 | SH |  | SOLE |  | 0 | 0 | 5578 |
| AMERICAN EXPRESS CO | COM | 025816109 |  | 1039190 | 2809 | SH |  | SOLE |  | 0 | 0 | 2809 |
| PUBLIC SVC ENTERPRISE GRP IN | COM | 744573106 |  | 383754 | 4779 | SH |  | SOLE |  | 0 | 0 | 4779 |
| DICKS SPORTING GOODS INC | COM | 253393102 |  | 847510 | 4281 | SH |  | SOLE |  | 0 | 0 | 4281 |
| VANECK ETF TRUST | SEMICONDUCTR ETF | 92189F676 |  | 861071 | 2391 | SH |  | SOLE |  | 0 | 0 | 2391 |
| SOUTHERN CO | COM | 842587107 |  | 211431 | 2425 | SH |  | SOLE |  | 0 | 0 | 2425 |
| PNC FINL SVCS GROUP INC | COM | 693475105 |  | 1265184 | 6061 | SH |  | SOLE |  | 0 | 0 | 6061 |
| NETFLIX INC | COM | 64110L106 |  | 210022 | 2240 | SH |  | SOLE |  | 0 | 0 | 2240 |
| PROLOGIS INC. | COM | 74340W103 |  | 1830131 | 14336 | SH |  | SOLE |  | 0 | 0 | 14336 |
| DARDEN RESTAURANTS INC | COM | 237194105 |  | 905562 | 4921 | SH |  | SOLE |  | 0 | 0 | 4921 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 1744368 | 9353 | SH |  | SOLE |  | 0 | 0 | 9353 |
| VERTEX PHARMACEUTICALS INC | COM | 92532F100 |  | 237107 | 523 | SH |  | SOLE |  | 0 | 0 | 523 |
| FREEPORT-MCMORAN INC | CL B | 35671D857 |  | 1232390 | 24264 | SH |  | SOLE |  | 0 | 0 | 24264 |
| TRAVELERS COMPANIES INC | COM | 89417E109 |  | 243650 | 840 | SH |  | SOLE |  | 0 | 0 | 840 |
| AMERICAN ELEC PWR CO INC | COM | 025537101 |  | 265790 | 2305 | SH |  | SOLE |  | 0 | 0 | 2305 |
| BAKER HUGHES COMPANY | CL A | 05722G100 |  | 1120148 | 24597 | SH |  | SOLE |  | 0 | 0 | 24597 |
| UNITED RENTALS INC | COM | 911363109 |  | 729197 | 901 | SH |  | SOLE |  | 0 | 0 | 901 |
| JEFFERIES FINL GROUP INC | COM | 47233W109 |  | 1844413 | 29763 | SH |  | SOLE |  | 0 | 0 | 29763 |
| TOYOTA MOTOR CORP | ADS | 892331307 |  | 848962 | 3966 | SH |  | SOLE |  | 0 | 0 | 3966 |
| TOLL BROTHERS INC | COM | 889478103 |  | 1355581 | 10025 | SH |  | SOLE |  | 0 | 0 | 10025 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 3504717 | 11197 | SH |  | SOLE |  | 0 | 0 | 11197 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 533037 | 1345 | SH |  | SOLE |  | 0 | 0 | 1345 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 848951 | 4445 | SH |  | SOLE |  | 0 | 0 | 4445 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 232122 | 1096 | SH |  | SOLE |  | 0 | 0 | 1096 |
| CAMECO CORP | COM | 13321L108 |  | 1247009 | 13630 | SH |  | SOLE |  | 0 | 0 | 13630 |
| BLACKROCK INC | COM | 09290D101 |  | 1387203 | 1296 | SH |  | SOLE |  | 0 | 0 | 1296 |
| SHELL PLC | SPON ADS | 780259305 |  | 281428 | 3830 | SH |  | SOLE |  | 0 | 0 | 3830 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 1032463 | 2116 | SH |  | SOLE |  | 0 | 0 | 2116 |
| CANADIAN NAT RES LTD | COM | 136385101 |  | 835147 | 24672 | SH |  | SOLE |  | 0 | 0 | 24672 |
| VANGUARD INDEX FDS | SML CP GRW ETF | 922908595 |  | 288817 | 956 | SH |  | SOLE |  | 0 | 0 | 956 |
| SALESFORCE INC | COM | 79466L302 |  | 346253 | 1307 | SH |  | SOLE |  | 0 | 0 | 1307 |
| SILICON MOTION TECHNOLOGY CO | SPONSORED ADR | 82706C108 |  | 871658 | 9403 | SH |  | SOLE |  | 0 | 0 | 9403 |
| ENBRIDGE INC | COM | 29250N105 |  | 965975 | 20196 | SH |  | SOLE |  | 0 | 0 | 20196 |
| FLOWSERVE CORP | COM | 34354P105 |  | 1597960 | 23032 | SH |  | SOLE |  | 0 | 0 | 23032 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A870 |  | 801568 | 6574 | SH |  | SOLE |  | 0 | 0 | 6574 |
| NEWMARKET CORP | COM | 651587107 |  | 385553 | 561 | SH |  | SOLE |  | 0 | 0 | 561 |
| SCOTTS MIRACLE-GRO CO | CL A | 810186106 |  | 870174 | 14913 | SH |  | SOLE |  | 0 | 0 | 14913 |
| DIGITAL RLTY TR INC | COM | 253868103 |  | 760400 | 4915 | SH |  | SOLE |  | 0 | 0 | 4915 |
| ISHARES TR | US HOME CONS ETF | 464288752 |  | 634521 | 6589 | SH |  | SOLE |  | 0 | 0 | 6589 |
| PROSPECT CAP CORP | COM | 74348T102 |  | 25900 | 10000 | SH |  | SOLE |  | 0 | 0 | 10000 |
| INVESCO EXCHANGE TRADED FD T | INTL DIVI ACHI | 46137V548 |  | 2026076 | 92094 | SH |  | SOLE |  | 0 | 0 | 92094 |
| ISHARES TR | TRUST ISHARE 0-1 | 464288679 |  | 1080518 | 9810 | SH |  | SOLE |  | 0 | 0 | 9810 |
| BLACKSTONE INC | COM | 09260D107 |  | 1364293 | 8851 | SH |  | SOLE |  | 0 | 0 | 8851 |
| ISHARES TR | MBS ETF | 464288588 |  | 2969607 | 31187 | SH |  | SOLE |  | 0 | 0 | 31187 |
| ISHARES TR | 3 7 YR TREAS BD | 464288661 |  | 1737579 | 14559 | SH |  | SOLE |  | 0 | 0 | 14559 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 1590687 | 9917 | SH |  | SOLE |  | 0 | 0 | 9917 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A854 |  | 308366 | 3844 | SH |  | SOLE |  | 0 | 0 | 3844 |
| SPDR INDEX SHS FDS | PORTFOLIO DEVLPD | 78463X889 |  | 366830 | 8260 | SH |  | SOLE |  | 0 | 0 | 8260 |
| BROADCOM INC | COM | 11135F101 |  | 3095228 | 8943 | SH |  | SOLE |  | 0 | 0 | 8943 |
| SCHWAB STRATEGIC TR | US LCAP VA ETF | 808524409 |  | 252584 | 8530 | SH |  | SOLE |  | 0 | 0 | 8530 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A474 |  | 2408718 | 79759 | SH |  | SOLE |  | 0 | 0 | 79759 |
| VILLAGE FARMS INTL INC | COM | 92707Y108 |  | 167900 | 46000 | SH |  | SOLE |  | 0 | 0 | 46000 |
| TESLA INC | COM | 88160R101 |  | 594530 | 1322 | SH |  | SOLE |  | 0 | 0 | 1322 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 410661 | 655 | SH |  | SOLE |  | 0 | 0 | 655 |
| GLOBAL X FDS | GLOBAL X URANIUM | 37954Y871 |  | 496138 | 11611 | SH |  | SOLE |  | 0 | 0 | 11611 |
| META PLATFORMS INC | CL A | 30303M102 |  | 2092032 | 3169 | SH |  | SOLE |  | 0 | 0 | 3169 |
| FIRST TR EXCHANGE-TRADED FD | NO AMER ENERGY | 33738D101 |  | 585129 | 15451 | SH |  | SOLE |  | 0 | 0 | 15451 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 248243 | 3693 | SH |  | SOLE |  | 0 | 0 | 3693 |
| MPLX LP | COM UNIT REP LTD | 55336V100 |  | 252333 | 4728 | SH |  | SOLE |  | 0 | 0 | 4728 |
| ABBVIE INC | COM | 00287Y109 |  | 1603848 | 7019 | SH |  | SOLE |  | 0 | 0 | 7019 |
| ISHARES TR | CORE DIV GRWTH | 46434V621 |  | 434643 | 6261 | SH |  | SOLE |  | 0 | 0 | 6261 |
| ISHARES TR | CORE MSCI EURO | 46434V738 |  | 204068 | 2875 | SH |  | SOLE |  | 0 | 0 | 2875 |
| ISHARES TR | CORE MSCI PAC | 46434V696 |  | 246791 | 3371 | SH |  | SOLE |  | 0 | 0 | 3371 |
| ISHARES INC | MSCI EMRG CHN | 46434G764 |  | 221927 | 3053 | SH |  | SOLE |  | 0 | 0 | 3053 |
| WORLD GOLD TR | SPDR GLD MINIS | 98149E303 |  | 250732 | 2937 | SH |  | SOLE |  | 0 | 0 | 2937 |
| ESTABLISHMENT LABS HLDGS INC | COM | G31249108 |  | 304201 | 4174 | SH |  | SOLE |  | 0 | 0 | 4174 |
| VANGUARD WORLD FD | ESG US STK ETF | 921910733 |  | 206116 | 1704 | SH |  | SOLE |  | 0 | 0 | 1704 |
| UBER TECHNOLOGIES INC | COM | 90353T100 |  | 295218 | 3613 | SH |  | SOLE |  | 0 | 0 | 3613 |
| KONTOOR BRANDS INC | COM | 50050N103 |  | 660749 | 10816 | SH |  | SOLE |  | 0 | 0 | 10816 |
| GLOBAL X FDS | CYBRSCURTY ETF | 37954Y384 |  | 663449 | 21781 | SH |  | SOLE |  | 0 | 0 | 21781 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 |  | 258271 | 1453 | SH |  | SOLE |  | 0 | 0 | 1453 |
| MANAGER DIRECTED PORTFOLIOS | SWP GROWTH  INC | 56170L612 |  | 18269404 | 657672 | SH |  | SOLE |  | 0 | 0 | 657672 |

---