# EDGAR Filing Document

**Accession Number:** 0002135775
**File Stem:** 0002135775-26-000001
**Filing Date:** 2026-5
**Character Count:** 14014
**Document Hash:** 50faebb853c84ac1eab6bf8bc0842e8c
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0002135775-26-000001.hdr.sgml**: 20260519

**ACCESSION NUMBER**: 0002135775-26-000001

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20260331

**FILED AS OF DATE**: 20260519

**DATE AS OF CHANGE**: 20260519

**EFFECTIVENESS DATE**: 20260519

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Orographic Financial Advisors, LLC
- **CENTRAL INDEX KEY:** 0002135775

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** CO
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-26984
- **FILM NUMBER:** 26996919

**BUSINESS ADDRESS:**
- **STREET 1:** 210 B LARKSPUR
- **CITY:** AVON
- **STATE:** CO
- **ZIP:** 81620
- **BUSINESS PHONE:** 7203239944

**MAIL ADDRESS:**
- **STREET 1:** 210 B LARKSPUR LANE
- **CITY:** AVON
- **STATE:** CO
- **ZIP:** 81620

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 03-31-2026

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Orographic Financial Advisors LLC<br>**Address:** 210 B LARKSPUR LANE<br>AVON, CO 81620

**Form 13F File Number:** 028-26984

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Rod Ehrlich<br>**Title:** Consultant<br>**Phone:** 4253727517

**Signature, Place, and Date of Signing:**

Rod Ehrlich  Boise, ID  05-19-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 106

**Form 13F Information Table Value Total:** $141051

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| PENNYMAC MTG INVT TR COM | COM | 70931T103 |  | 118 | 10203 | SH |  | SOLE |  | 0 | 0 | 10203 |
| GENIUS SPORTS LIMITED SHARES CL A | COM | G3934V109 |  | 154 | 34919 | SH |  | SOLE |  | 0 | 0 | 34919 |
| SCHWAB U.S. LARGE-CAP VALUE ETF | COM | 808524409 |  | 200 | 6584 | SH |  | SOLE |  | 0 | 0 | 6584 |
| TRUIST FINL CORP COM | COM | 89832Q109 |  | 202 | 4404 | SH |  | SOLE |  | 0 | 0 | 4404 |
| VICI PPTYS INC COM | COM | 925652109 |  | 203 | 7336 | SH |  | SOLE |  | 0 | 0 | 7336 |
| SIMON PPTY GROUP INC NEW COM | COM | 828806109 |  | 204 | 1095 | SH |  | SOLE |  | 0 | 0 | 1095 |
| ISHARES CORE S MID-CAP ETF | COM | 464287507 |  | 207 | 3068 | SH |  | SOLE |  | 0 | 0 | 3068 |
| CONOCOPHILLIPS COM | COM | 20825C104 |  | 208 | 1578 | SH |  | SOLE |  | 0 | 0 | 1578 |
| STATE STREET SPDR PORTFOLIO EMERGING MARKETS ETF | COM | 78463X509 |  | 211 | 4513 | SH |  | SOLE |  | 0 | 0 | 4513 |
| UNION PAC CORP COM | COM | 907818108 |  | 215 | 890 | SH |  | SOLE |  | 0 | 0 | 890 |
| DIAGEO PLC SPON ADR NEW | COM | 25243Q205 |  | 241 | 3240 | SH |  | SOLE |  | 0 | 0 | 3240 |
| VANGUARD TOTAL STOCK MARKET ETF | COM | 922908769 |  | 243 | 758 | SH |  | SOLE |  | 0 | 0 | 758 |
| ACCENTURE PLC IRELAND SHS CLASS A | COM | G1151C101 |  | 246 | 1245 | SH |  | SOLE |  | 0 | 0 | 1245 |
| OTIS WORLDWIDE CORP COM | COM | 68902V107 |  | 251 | 3259 | SH |  | SOLE |  | 0 | 0 | 3259 |
| ALIBABA GROUP HLDG LTD SPONSORED ADS | COM | 01609W102 |  | 265 | 2118 | SH |  | SOLE |  | 0 | 0 | 2118 |
| SCHWAB U.S. LARGE-CAP GROWTH ETF | COM | 808524300 |  | 286 | 9849 | SH |  | SOLE |  | 0 | 0 | 9849 |
| SCHWAB U.S. SMALL-CAP ETF | COM | 808524607 |  | 286 | 9847 | SH |  | SOLE |  | 0 | 0 | 9847 |
| INTERNATIONAL BUSINESS MACHS COM | COM | 459200101 |  | 291 | 1204 | SH |  | SOLE |  | 0 | 0 | 1204 |
| SCHWAB U.S. REIT ETF | COM | 808524847 |  | 302 | 14073 | SH |  | SOLE |  | 0 | 0 | 14073 |
| ALEXANDRIA REAL ESTATE EQ INC COM | COM | 015271109 |  | 307 | 6526 | SH |  | SOLE |  | 0 | 0 | 6526 |
| AUTOMATIC DATA PROCESSING INC COM | COM | 053015103 |  | 307 | 1500 | SH |  | SOLE |  | 0 | 0 | 1500 |
| NEXTERA ENERGY INC COM | COM | 65339F101 |  | 317 | 3420 | SH |  | SOLE |  | 0 | 0 | 3420 |
| WELLS FARGO  CO COM | COM | 949746101 |  | 320 | 4030 | SH |  | SOLE |  | 0 | 0 | 4030 |
| ENTERPRISE PRODS PARTNERS L P COM | COM | 293792107 |  | 323 | 8542 | SH |  | SOLE |  | 0 | 0 | 8542 |
| MARATHON PETE CORP COM | COM | 56585A102 |  | 328 | 1346 | SH |  | SOLE |  | 0 | 0 | 1346 |
| CHIPOTLE MEXICAN GRILL INC COM | COM | 169656105 |  | 332 | 10400 | SH |  | SOLE |  | 0 | 0 | 10400 |
| STATE STREET SPDR PORTFOLIO AGGREGATE BOND ETF | COM | 78464A649 |  | 339 | 13252 | SH |  | SOLE |  | 0 | 0 | 13252 |
| SALESFORCE INC COM | COM | 79466L302 |  | 344 | 1845 | SH |  | SOLE |  | 0 | 0 | 1845 |
| WASTE MGMT INC DEL COM | COM | 94106L109 |  | 373 | 1625 | SH |  | SOLE |  | 0 | 0 | 1625 |
| GOLDMAN SACHS EQUAL WEIGHT U.S. LARGE CAP EQUITY ETF | COM | 381430438 |  | 376 | 4453 | SH |  | SOLE |  | 0 | 0 | 4453 |
| FORD MTR CO COM | COM | 345370860 |  | 379 | 32897 | SH |  | SOLE |  | 0 | 0 | 32897 |
| COSTCO WHOLESALE CORPORATION COM | COM | 22160K105 |  | 380 | 382 | SH |  | SOLE |  | 0 | 0 | 382 |
| KLA CORP COM NEW | COM | 482480100 |  | 390 | 265 | SH |  | SOLE |  | 0 | 0 | 265 |
| US BANCORP COM NEW | COM | 902973304 |  | 410 | 7822 | SH |  | SOLE |  | 0 | 0 | 7822 |
| CARRIER GLOBAL CORPORATION COM | COM | 14448C104 |  | 421 | 7492 | SH |  | SOLE |  | 0 | 0 | 7492 |
| VANGUARD EXTENDED DURATION TREASURY ETF | COM | 921910709 |  | 421 | 6489 | SH |  | SOLE |  | 0 | 0 | 6489 |
| NVIDIA CORPORATION COM | COM | 67066G104 |  | 434 | 2490 | SH |  | SOLE |  | 0 | 0 | 2490 |
| BROADCOM INC COM | COM | 11135F101 |  | 435 | 1406 | SH |  | SOLE |  | 0 | 0 | 1406 |
| STATE STREET SPDR PORTFOLIO DEVELOPED WORLD EX-US ETF | COM | 78463X889 |  | 440 | 9657 | SH |  | SOLE |  | 0 | 0 | 9657 |
| MERCK  CO INC COM | COM | 58933Y105 |  | 442 | 3657 | SH |  | SOLE |  | 0 | 0 | 3657 |
| INVESCO QQQ TRUST SERIES I | COM | 46090E103 |  | 487 | 845 | SH |  | SOLE |  | 0 | 0 | 845 |
| UNITED PARCEL SVCS INC CL B | COM | 911312106 |  | 499 | 5079 | SH |  | SOLE |  | 0 | 0 | 5079 |
| AMGEN INC COM | COM | 031162100 |  | 507 | 1442 | SH |  | SOLE |  | 0 | 0 | 1442 |
| PEPSICO INC COM | COM | 713448108 |  | 513 | 3309 | SH |  | SOLE |  | 0 | 0 | 3309 |
| WISDOMTREE U.S. LARGECAP DIVIDEND FUND | COM | 97717W307 |  | 548 | 6145 | SH |  | SOLE |  | 0 | 0 | 6145 |
| VANECK SEMICONDUCTOR ETF | COM | 92189F676 |  | 573 | 1497 | SH |  | SOLE |  | 0 | 0 | 1497 |
| INVESCO S 500 EQUAL WEIGHT TECHNOLOGY ETF | COM | 46137V282 |  | 577 | 12756 | SH |  | SOLE |  | 0 | 0 | 12756 |
| SCHWAB EMERGING MARKETS EQUITY ETF | COM | 808524706 |  | 594 | 18048 | SH |  | SOLE |  | 0 | 0 | 18048 |
| MONDELEZ INTL INC CL A | COM | 609207105 |  | 605 | 10417 | SH |  | SOLE |  | 0 | 0 | 10417 |
| ISHARES CORE S 500 ETF | COM | 464287200 |  | 647 | 991 | SH |  | SOLE |  | 0 | 0 | 991 |
| META PLATFORMS INC CL A | COM | 30303M102 |  | 671 | 1174 | SH |  | SOLE |  | 0 | 0 | 1174 |
| MCKESSON CORP COM | COM | 58155Q103 |  | 782 | 903 | SH |  | SOLE |  | 0 | 0 | 903 |
| SOUTHERN CO COM | COM | 842587107 |  | 842 | 8727 | SH |  | SOLE |  | 0 | 0 | 8727 |
| WALMART INC COM | COM | 931142103 |  | 883 | 7091 | SH |  | SOLE |  | 0 | 0 | 7091 |
| VODAFONE GROUP PLC SPONSORED ADR | COM | 92857W308 |  | 889 | 59245 | SH |  | SOLE |  | 0 | 0 | 59245 |
| VANGUARD S 500 ETF | COM | 922908363 |  | 896 | 1500 | SH |  | SOLE |  | 0 | 0 | 1500 |
| PAYPAL HLDGS INC COM | COM | 70450Y103 |  | 926 | 20486 | SH |  | SOLE |  | 0 | 0 | 20486 |
| PROCTER  GAMBLE CO COM | COM | 742718109 |  | 1008 | 6979 | SH |  | SOLE |  | 0 | 0 | 6979 |
| WARNER BROS DISCOVERY INC COM SER A | COM | 934423104 |  | 1012 | 36865 | SH |  | SOLE |  | 0 | 0 | 36865 |
| BANK OF AMER CORP COM | COM | 060505104 |  | 1056 | 21675 | SH |  | SOLE |  | 0 | 0 | 21675 |
| GOLUB CAP BDC INC COM | COM | 38173M102 |  | 1069 | 84479 | SH |  | SOLE |  | 0 | 0 | 84479 |
| STATE STREET SPDR PORTFOLIO S 500 ETF | COM | 78464A854 |  | 1072 | 14014 | SH |  | SOLE |  | 0 | 0 | 14014 |
| ALPHABET INC CAP STK CL C | COM | 02079K107 |  | 1081 | 3770 | SH |  | SOLE |  | 0 | 0 | 3770 |
| SCHWAB INTERNATIONAL DIVIDEND EQUITY ETF | COM | 808524672 |  | 1083 | 34218 | SH |  | SOLE |  | 0 | 0 | 34218 |
| ABBVIE INC COM | COM | 00287Y109 |  | 1087 | 4999 | SH |  | SOLE |  | 0 | 0 | 4999 |
| EXELON CORP COM | COM | 30161N101 |  | 1128 | 23020 | SH |  | SOLE |  | 0 | 0 | 23020 |
| SCHWAB INTERNATIONAL EQUITY ETF | COM | 808524805 |  | 1133 | 45789 | SH |  | SOLE |  | 0 | 0 | 45789 |
| HOME DEPOT INC COM | COM | 437076102 |  | 1152 | 3505 | SH |  | SOLE |  | 0 | 0 | 3505 |
| PHILIP MORRIS INTL INC COM | COM | 718172109 |  | 1205 | 7225 | SH |  | SOLE |  | 0 | 0 | 7225 |
| SCHWAB SHORT-TERM US TREASURY ETF | COM | 808524862 |  | 1212 | 49946 | SH |  | SOLE |  | 0 | 0 | 49946 |
| VERIZON COMMUNICATIONS INC COM | COM | 92343V104 |  | 1212 | 24161 | SH |  | SOLE |  | 0 | 0 | 24161 |
| ARCHER DANIELS MIDLAND CO COM | COM | 039483102 |  | 1216 | 16740 | SH |  | SOLE |  | 0 | 0 | 16740 |
| NNN REIT INC COM | COM | 637417106 |  | 1255 | 29877 | SH |  | SOLE |  | 0 | 0 | 29877 |
| CROWN CASTLE INC COM | COM | 22822V101 |  | 1510 | 18573 | SH |  | SOLE |  | 0 | 0 | 18573 |
| ORGANON  CO COMMON STOCK | COM | 68622V106 |  | 1522 | 254200 | SH |  | SOLE |  | 0 | 0 | 254200 |
| DISNEY WALT CO COM | COM | 254687106 |  | 1525 | 15829 | SH |  | SOLE |  | 0 | 0 | 15829 |
| GOLDMAN SACHS GROUP INC COM | COM | 38141G104 |  | 1536 | 1816 | SH |  | SOLE |  | 0 | 0 | 1816 |
| AMERICAN TOWER CORP COM | COM | 03027X100 |  | 1569 | 9095 | SH |  | SOLE |  | 0 | 0 | 9095 |
| COCA COLA CO COM | COM | 191216100 |  | 1572 | 20540 | SH |  | SOLE |  | 0 | 0 | 20540 |
| MCDONALDS CORP COM | COM | 580135101 |  | 1631 | 5248 | SH |  | SOLE |  | 0 | 0 | 5248 |
| INVESCO S 500 EQUAL WEIGHT UTILITIES ETF | COM | 46137V274 |  | 1744 | 21505 | SH |  | SOLE |  | 0 | 0 | 21505 |
| AMAZON COM INC COM | COM | 023135106 |  | 1810 | 8691 | SH |  | SOLE |  | 0 | 0 | 8691 |
| ARES CAPITAL CORP COM | COM | 04010L103 |  | 1816 | 100812 | SH |  | SOLE |  | 0 | 0 | 100812 |
| RTX CORPORATION COM | COM | 75513E101 |  | 1899 | 9847 | SH |  | SOLE |  | 0 | 0 | 9847 |
| AMERICAN ELEC PWR CO INC COM | COM | 025537101 |  | 2113 | 16122 | SH |  | SOLE |  | 0 | 0 | 16122 |
| PFIZER INC COM | COM | 717081103 |  | 2145 | 76396 | SH |  | SOLE |  | 0 | 0 | 76396 |
| SCHWAB U.S. LARGE-CAP ETF | COM | 808524201 |  | 2148 | 83788 | SH |  | SOLE |  | 0 | 0 | 83788 |
| STARBUCKS CORP COM | COM | 855244109 |  | 2162 | 24135 | SH |  | SOLE |  | 0 | 0 | 24135 |
| CONSTELLATION ENERGY CORP COM | COM | 21037T109 |  | 2256 | 8079 | SH |  | SOLE |  | 0 | 0 | 8079 |
| JPMORGAN CHASE  CO COM | COM | 46625H100 |  | 2303 | 7830 | SH |  | SOLE |  | 0 | 0 | 7830 |
| JOHNSON  JOHNSON COM | COM | 478160104 |  | 2446 | 10007 | SH |  | SOLE |  | 0 | 0 | 10007 |
| ALPHABET INC CAP STK CL A | COM | 02079K305 |  | 2997 | 10425 | SH |  | SOLE |  | 0 | 0 | 10425 |
| BRISTOL-MYERS SQUIBB CO COM | COM | 110122108 |  | 3115 | 51374 | SH |  | SOLE |  | 0 | 0 | 51374 |
| KINDER MORGAN INC DEL COM | COM | 49456B101 |  | 3167 | 94467 | SH |  | SOLE |  | 0 | 0 | 94467 |
| SPDR GOLD SHARES | COM | 78463V107 |  | 3300 | 7671 | SH |  | SOLE |  | 0 | 0 | 7671 |
| CHEVRON CORPORATION COM | COM | 166764100 |  | 3313 | 16013 | SH |  | SOLE |  | 0 | 0 | 16013 |
| HOWMET AEROSPACE INC COM | COM | 443201108 |  | 3364 | 14601 | SH |  | SOLE |  | 0 | 0 | 14601 |
| AT INC COM | COM | 00206R102 |  | 3449 | 118990 | SH |  | SOLE |  | 0 | 0 | 118990 |
| CISCO SYS INC COM | COM | 17275R102 |  | 3847 | 49592 | SH |  | SOLE |  | 0 | 0 | 49592 |
| VANGUARD INFORMATION TECHNOLOGY ETF | COM | 92204A702 |  | 3927 | 5629 | SH |  | SOLE |  | 0 | 0 | 5629 |
| BERKSHIRE HATHAWAY INC DEL CL B NEW | COM | 084670702 |  | 4097 | 8550 | SH |  | SOLE |  | 0 | 0 | 8550 |
| SCHWAB US DIVIDEND EQUITY ETF | COM | 808524797 |  | 4179 | 136232 | SH |  | SOLE |  | 0 | 0 | 136232 |
| MICROSOFT CORP COM | COM | 594918104 |  | 5729 | 15477 | SH |  | SOLE |  | 0 | 0 | 15477 |
| TJX COS INC NEW COM | COM | 872540109 |  | 6068 | 37997 | SH |  | SOLE |  | 0 | 0 | 37997 |
| EXXON MOBIL CORP COM | COM | 30231G102 |  | 7043 | 41514 | SH |  | SOLE |  | 0 | 0 | 41514 |
| APPLE INC COM | COM | 037833100 |  | 8178 | 32226 | SH |  | SOLE |  | 0 | 0 | 32226 |

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