# EDGAR Filing Document

**Accession Number:** 0001767513
**File Stem:** 0001767513-26-000002
**Filing Date:** 2026-5
**Character Count:** 18636
**Document Hash:** d92457be74b800ec3bcb18cbb2458102
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001767513-26-000002.hdr.sgml**: 20260507

**ACCESSION NUMBER**: 0001767513-26-000002

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20260331

**FILED AS OF DATE**: 20260507

**DATE AS OF CHANGE**: 20260507

**EFFECTIVENESS DATE**: 20260507

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Human Investing LLC
- **CENTRAL INDEX KEY:** 0001767513

**ORGANIZATION NAME:**
- **EIN:** 743130983
- **STATE OF INCORPORATION:** OR
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-19337
- **FILM NUMBER:** 26952600

**BUSINESS ADDRESS:**
- **STREET 1:** 6000 MEADOWS RD
- **STREET 2:** SUITE 105
- **CITY:** LAKE OSWEGO
- **STATE:** OR
- **ZIP:** 97035
- **BUSINESS PHONE:** (503) 905-3100

**MAIL ADDRESS:**
- **STREET 1:** 6000 MEADOWS RD
- **STREET 2:** SUITE 105
- **CITY:** LAKE OSWEGO
- **STATE:** OR
- **ZIP:** 97035

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** ANDERSON FISHER LLC
- **DATE OF NAME CHANGE:** 20190208

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 03-31-2026

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Human Investing LLC<br>**Address:** 6000 MEADOWS RD<br>SUITE 105<br>LAKE OSWEGO, OR 97035

**Form 13F File Number:** 028-19337

**CRD Number (if applicable):** 000133017

**SEC File Number (if applicable):** 081-63556

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Andrew Gladhill<br>**Title:** Chief Compliance Officer Director of Investments<br>**Phone:** 503-905-3100

**Signature, Place, and Date of Signing:**

Andrew Gladhill  Lake Oswego, OR  05-07-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[ ] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[x] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 1

**Form 13F Information Table Entry Total:** 132

**Form 13F Information Table Value Total:** $686572293

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

|   No. | Name           | Form 13F File Number   |   CRD Number | SEC File Number   |
|---:|:---|:---|---:|:---|
|     1 | Betterment LLC | 028-16706              |    000149117 | 801-70171         |

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBOTT LABORATORIES | COM | 002824100 |  | 333257 | 3246 | SH |  | SOLE | Human Investing | 0 | 0 | 3246 |
| ABBVIE INC | COM | 00287Y109 |  | 2059326 | 9469 | SH |  | SOLE | Human Investing | 0 | 0 | 9469 |
| ACCENTURE PLC IRELAND | SHS CLASS A | G1151C101 |  | 244413 | 1233 | SH |  | SOLE | Human Investing | 0 | 0 | 1233 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 604556 | 2107 | SH |  | SOLE | Human Investing | 0 | 0 | 2107 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 1908852 | 6638 | SH |  | SOLE | Human Investing | 0 | 0 | 6638 |
| AMAZON COM INC | COM | 023135106 |  | 1150355 | 5523 | SH |  | SOLE | Human Investing | 0 | 0 | 5523 |
| AMGEN INC | COM | 031162100 |  | 1260235 | 3582 | SH |  | SOLE | Human Investing | 0 | 0 | 3582 |
| APPLE INC | COM | 037833100 |  | 4366002 | 17203 | SH |  | SOLE | Human Investing | 0 | 0 | 17203 |
| BERKSHIRE HATHAWAY INC DEL | CL A | 084670108 |  | 1436280 | 2 | SH |  | SOLE | Human Investing | 0 | 0 | 2 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 888437 | 1854 | SH |  | SOLE | Human Investing | 0 | 0 | 1854 |
| BLOCK H  R INC | COM | 093671105 |  | 839301 | 26443 | SH |  | SOLE | Human Investing | 0 | 0 | 26443 |
| BROADCOM INC | COM | 11135F101 |  | 7703506 | 24889 | SH |  | SOLE | Human Investing | 0 | 0 | 24889 |
| CAPITAL ONE FINL CORP | COM | 14040H105 |  | 224592 | 1231 | SH |  | SOLE | Human Investing | 0 | 0 | 1231 |
| CATERPILLAR INC | COM | 149123101 |  | 477780 | 674 | SH |  | SOLE | Human Investing | 0 | 0 | 674 |
| CISCO SYS INC | COM | 17275R102 |  | 390445 | 5032 | SH |  | SOLE | Human Investing | 0 | 0 | 5032 |
| ELI LILLY  CO | COM | 532457108 |  | 2137253 | 2324 | SH |  | SOLE | Human Investing | 0 | 0 | 2324 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 281466 | 1659 | SH |  | SOLE | Human Investing | 0 | 0 | 1659 |
| GILEAD SCIENCES INC | COM | 375558103 |  | 206826 | 1484 | SH |  | SOLE | Human Investing | 0 | 0 | 1484 |
| GLOBAL X FDS | S 500 CATHOLIC | 37954Y889 |  | 750759 | 9607 | SH |  | SOLE | Human Investing | 0 | 0 | 9607 |
| HOME DEPOT INC | COM | 437076102 |  | 752660 | 2288 | SH |  | SOLE | Human Investing | 0 | 0 | 2288 |
| HP INC | COM | 40434L105 |  | 251488 | 13092 | SH |  | SOLE | Human Investing | 0 | 0 | 13092 |
| INFOSYS LTD | SPONSORED ADR | 456788108 |  | 218757 | 16192 | SH |  | SOLE | Human Investing | 0 | 0 | 16192 |
| INTEL CORP | COM | 458140100 |  | 640989 | 14525 | SH |  | SOLE | Human Investing | 0 | 0 | 14525 |
| INTERDIGITAL INC | COM | 45867G101 |  | 906000 | 3000 | SH |  | SOLE | Human Investing | 0 | 0 | 3000 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 371100 | 1531 | SH |  | SOLE | Human Investing | 0 | 0 | 1531 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 306483 | 531 | SH |  | SOLE | Human Investing | 0 | 0 | 531 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 913615 | 13098 | SH |  | SOLE | Human Investing | 0 | 0 | 13098 |
| ISHARES SILVER TR | ISHARES | 46428Q109 |  | 1204511 | 17677 | SH |  | SOLE | Human Investing | 0 | 0 | 17677 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 1196285 | 8399 | SH |  | SOLE | Human Investing | 0 | 0 | 8399 |
| ISHARES TR | CORE S ETF | 464287200 |  | 25385892 | 38863 | SH |  | SOLE | Human Investing | 0 | 0 | 38863 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 233912 | 2068 | SH |  | SOLE | Human Investing | 0 | 0 | 2068 |
| ISHARES TR | S 500 VAL ETF | 464287408 |  | 202071 | 957 | SH |  | SOLE | Human Investing | 0 | 0 | 957 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 34941386 | 517420 | SH |  | SOLE | Human Investing | 0 | 0 | 517420 |
| ISHARES TR | U.S. TECH ETF | 464287721 |  | 327282 | 1804 | SH |  | SOLE | Human Investing | 0 | 0 | 1804 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 17590595 | 141506 | SH |  | SOLE | Human Investing | 0 | 0 | 141506 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 |  | 1223343 | 11487 | SH |  | SOLE | Human Investing | 0 | 0 | 11487 |
| ISHARES TR | CORE HIGH DV ETF | 46429B663 |  | 824273 | 6073 | SH |  | SOLE | Human Investing | 0 | 0 | 6073 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 850282 | 9392 | SH |  | SOLE | Human Investing | 0 | 0 | 9392 |
| ISHARES TR | CORE DIV GRWTH | 46434V621 |  | 1195110 | 17029 | SH |  | SOLE | Human Investing | 0 | 0 | 17029 |
| ISHARES TR | CORE MSCI INTL | 46435G326 |  | 1025174 | 12267 | SH |  | SOLE | Human Investing | 0 | 0 | 12267 |
| ISHARES TR | INTL DIV GRWTH | 46435G524 |  | 590271 | 7046 | SH |  | SOLE | Human Investing | 0 | 0 | 7046 |
| ISHARES TR | ESG AWR US AGRGT | 46435U549 |  | 202625 | 4261 | SH |  | SOLE | Human Investing | 0 | 0 | 4261 |
| ISHARES TR | ESG SELECT SCRE | 46436E569 |  | 517401 | 10512 | SH |  | SOLE | Human Investing | 0 | 0 | 10512 |
| ISHARES TR | ESG EAFE ETF | 46436E759 |  | 229593 | 3043 | SH |  | SOLE | Human Investing | 0 | 0 | 3043 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 781039 | 3195 | SH |  | SOLE | Human Investing | 0 | 0 | 3195 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 374760 | 1274 | SH |  | SOLE | Human Investing | 0 | 0 | 1274 |
| MCDONALDS CORP | COM | 580135101 |  | 611986 | 1969 | SH |  | SOLE | Human Investing | 0 | 0 | 1969 |
| MERCK  CO INC | COM | 58933Y105 |  | 394254 | 3278 | SH |  | SOLE | Human Investing | 0 | 0 | 3278 |
| META PLATFORMS INC | CL A | 30303M102 |  | 253907 | 444 | SH |  | SOLE | Human Investing | 0 | 0 | 444 |
| MICRON TECHNOLOGY INC | COM | 595112103 |  | 418685 | 1239 | SH |  | SOLE | Human Investing | 0 | 0 | 1239 |
| MICROSOFT CORP | COM | 594918104 |  | 3125965 | 8445 | SH |  | SOLE | Human Investing | 0 | 0 | 8445 |
| NIKE INC | CL B | 654106103 |  | 1182791 | 22393 | SH |  | SOLE | Human Investing | 0 | 0 | 22393 |
| NOVO-NORDISK A S | ADR | 670100205 |  | 602774 | 16402 | SH |  | SOLE | Human Investing | 0 | 0 | 16402 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 805631 | 4619 | SH |  | SOLE | Human Investing | 0 | 0 | 4619 |
| ORACLE CORP | COM | 68389X105 |  | 255389 | 1736 | SH |  | SOLE | Human Investing | 0 | 0 | 1736 |
| PAYCHEX INC | COM | 704326107 |  | 363957 | 3951 | SH |  | SOLE | Human Investing | 0 | 0 | 3951 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 427709 | 2587 | SH |  | SOLE | Human Investing | 0 | 0 | 2587 |
| QUALCOMM INC | COM | 747525103 |  | 486467 | 3778 | SH |  | SOLE | Human Investing | 0 | 0 | 3778 |
| RTX CORPORATION | COM | 75513E101 |  | 251558 | 1304 | SH |  | SOLE | Human Investing | 0 | 0 | 1304 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 |  | 1351676 | 52717 | SH |  | SOLE | Human Investing | 0 | 0 | 52717 |
| SCHWAB STRATEGIC TR | US MID-CAP ETF | 808524508 |  | 179167 | 5787 | SH |  | SOLE | Human Investing | 0 | 0 | 5787 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 308979 | 12484 | SH |  | SOLE | Human Investing | 0 | 0 | 12484 |
| SCHWAB STRATEGIC TR | US REIT ETF | 808524847 |  | 511772 | 23814 | SH |  | SOLE | Human Investing | 0 | 0 | 23814 |
| SCHWAB STRATEGIC TR | US TIPS ETF | 808524870 |  | 52156 | 1960 | SH |  | SOLE | Human Investing | 0 | 0 | 1960 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 752147 | 1748 | SH |  | SOLE | Human Investing | 0 | 0 | 1748 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R796 |  | 547741 | 10329 | SH |  | SOLE | Human Investing | 0 | 0 | 10329 |
| STARBUCKS CORP | COM | 855244109 |  | 236871 | 2644 | SH |  | SOLE | Human Investing | 0 | 0 | 2644 |
| TESLA INC | COM | 88160R101 |  | 264718 | 712 | SH |  | SOLE | Human Investing | 0 | 0 | 712 |
| TEXAS INSTRS INC | COM | 882508104 |  | 376127 | 1937 | SH |  | SOLE | Human Investing | 0 | 0 | 1937 |
| THERMO FISHER SCIENTIFIC INC | COM | 883556102 |  | 325393 | 662 | SH |  | SOLE | Human Investing | 0 | 0 | 662 |
| TOAST INC | CL A | 888787108 |  | 355128 | 13396 | SH |  | SOLE | Human Investing | 0 | 0 | 13396 |
| TRANE TECHNOLOGIES PLC | SHS | G8994E103 |  | 296719 | 712 | SH |  | SOLE | Human Investing | 0 | 0 | 712 |
| VANGUARD BD INDEX FDS | INTERMED TERM | 921937819 |  | 17678915 | 229061 | SH |  | SOLE | Human Investing | 0 | 0 | 229061 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 |  | 31904915 | 406899 | SH |  | SOLE | Human Investing | 0 | 0 | 406899 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 5401406 | 73349 | SH |  | SOLE | Human Investing | 0 | 0 | 73349 |
| VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 |  | 27326244 | 568704 | SH |  | SOLE | Human Investing | 0 | 0 | 568704 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 177193756 | 296534 | SH |  | SOLE | Human Investing | 0 | 0 | 296534 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 4112401 | 46363 | SH |  | SOLE | Human Investing | 0 | 0 | 46363 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 718460 | 2502 | SH |  | SOLE | Human Investing | 0 | 0 | 2502 |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 |  | 6696947 | 22409 | SH |  | SOLE | Human Investing | 0 | 0 | 22409 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 874272 | 3338 | SH |  | SOLE | Human Investing | 0 | 0 | 3338 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 6955848 | 21682 | SH |  | SOLE | Human Investing | 0 | 0 | 21682 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 17227928 | 318741 | SH |  | SOLE | Human Investing | 0 | 0 | 318741 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 |  | 1033627 | 20718 | SH |  | SOLE | Human Investing | 0 | 0 | 20718 |
| VANGUARD SCOTTSDALE FDS | SHORT TERM TREAS | 92206C102 |  | 17246970 | 294619 | SH |  | SOLE | Human Investing | 0 | 0 | 294619 |
| VANGUARD SCOTTSDALE FDS | INTER TERM TREAS | 92206C706 |  | 2957509 | 49664 | SH |  | SOLE | Human Investing | 0 | 0 | 49664 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 33443484 | 155508 | SH |  | SOLE | Human Investing | 0 | 0 | 155508 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 2370761 | 30745 | SH |  | SOLE | Human Investing | 0 | 0 | 30745 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 72660022 | 1133895 | SH |  | SOLE | Human Investing | 0 | 0 | 1133895 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 |  | 35528378 | 239895 | SH |  | SOLE | Human Investing | 0 | 0 | 239895 |
| VANGUARD WHITEHALL FDS | INTL HIGH ETF | 921946794 |  | 14498204 | 153843 | SH |  | SOLE | Human Investing | 0 | 0 | 153843 |
| VANGUARD WHITEHALL FDS | INTL DVD ETF | 921946810 |  | 11674904 | 131979 | SH |  | SOLE | Human Investing | 0 | 0 | 131979 |
| VANGUARD WORLD FD | ESG US CORP BD | 921910691 |  | 3625573 | 57704 | SH |  | SOLE | Human Investing | 0 | 0 | 57704 |
| VANGUARD WORLD FD | ESG INTL STK ETF | 921910725 |  | 4708017 | 65635 | SH |  | SOLE | Human Investing | 0 | 0 | 65635 |
| VANGUARD WORLD FD | ESG US STK ETF | 921910733 |  | 14457863 | 128778 | SH |  | SOLE | Human Investing | 0 | 0 | 128778 |
| WASTE MGMT INC DEL | COM | 94106L109 |  | 219910 | 957 | SH |  | SOLE | Human Investing | 0 | 0 | 957 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 45510 | 652 | SH |  | DFND | 1 | 0 | 0 | 652 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 1324 | 9 | SH |  | DFND | 1 | 0 | 0 | 9 |
| ISHARES TR | CORE S ETF | 464287200 |  | 38795 | 59 | SH |  | DFND | 1 | 0 | 0 | 59 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 9162 | 81 | SH |  | DFND | 1 | 0 | 0 | 81 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 2306430 | 34154 | SH |  | DFND | 1 | 0 | 0 | 34154 |
| ISHARES TR | U.S. TECH ETF | 464287721 |  | 5443 | 30 | SH |  | DFND | 1 | 0 | 0 | 30 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 1163909 | 9363 | SH |  | DFND | 1 | 0 | 0 | 9363 |
| ISHARES TR | CORE MSCI INTL | 46435G326 |  | 60301 | 722 | SH |  | DFND | 1 | 0 | 0 | 722 |
| ISHARES TR | INTL DIV GRWTH | 46435G524 |  | 4 | 0 | SH |  | DFND | 1 | 0 | 0 | 0 |
| ISHARES TR | ESG AWR US AGRGT | 46435U549 |  | 4 | 0 | SH |  | DFND | 1 | 0 | 0 | 0 |
| ISHARES TR | ESG SELECT SCRE | 46436E569 |  | 356556 | 7244 | SH |  | DFND | 1 | 0 | 0 | 7244 |
| ISHARES TR | ESG EAFE ETF | 46436E759 |  | 42540 | 564 | SH |  | DFND | 1 | 0 | 0 | 564 |
| MICROSOFT CORP | COM | 594918104 |  | 12586 | 34 | SH |  | DFND | 1 | 0 | 0 | 34 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 |  | 284894 | 11111 | SH |  | DFND | 1 | 0 | 0 | 11111 |
| SCHWAB STRATEGIC TR | US MID-CAP ETF | 808524508 |  | 44236 | 1429 | SH |  | DFND | 1 | 0 | 0 | 1429 |
| SCHWAB STRATEGIC TR | US TIPS ETF | 808524870 |  | 19 | 1 | SH |  | DFND | 1 | 0 | 0 | 1 |
| VANGUARD BD INDEX FDS | INTERMED TERM | 921937819 |  | 1879484 | 24352 | SH |  | DFND | 1 | 0 | 0 | 24352 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 |  | 3334516 | 42527 | SH |  | DFND | 1 | 0 | 0 | 42527 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 1038 | 14 | SH |  | DFND | 1 | 0 | 0 | 14 |
| VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 |  | 2811632 | 58515 | SH |  | DFND | 1 | 0 | 0 | 58515 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 12804143 | 21428 | SH |  | DFND | 1 | 0 | 0 | 21428 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 159246 | 1795 | SH |  | DFND | 1 | 0 | 0 | 1795 |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 |  | 233865 | 783 | SH |  | DFND | 1 | 0 | 0 | 783 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 65125 | 203 | SH |  | DFND | 1 | 0 | 0 | 203 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 1115656 | 20641 | SH |  | DFND | 1 | 0 | 0 | 20641 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 |  | 3093 | 62 | SH |  | DFND | 1 | 0 | 0 | 62 |
| VANGUARD SCOTTSDALE FDS | SHORT TERM TREAS | 92206C102 |  | 1805485 | 30842 | SH |  | DFND | 1 | 0 | 0 | 30842 |
| VANGUARD SCOTTSDALE FDS | INTER TERM TREAS | 92206C706 |  | 309647 | 5200 | SH |  | DFND | 1 | 0 | 0 | 5200 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 1142668 | 5313 | SH |  | DFND | 1 | 0 | 0 | 5313 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 4774862 | 74514 | SH |  | DFND | 1 | 0 | 0 | 74514 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 |  | 1188578 | 8026 | SH |  | DFND | 1 | 0 | 0 | 8026 |
| VANGUARD WHITEHALL FDS | INTL HIGH ETF | 921946794 |  | 446749 | 4741 | SH |  | DFND | 1 | 0 | 0 | 4741 |
| VANGUARD WHITEHALL FDS | INTL DVD ETF | 921946810 |  | 402682 | 4552 | SH |  | DFND | 1 | 0 | 0 | 4552 |
| VANGUARD WORLD FD | ESG US CORP BD | 921910691 |  | 412103 | 6559 | SH |  | DFND | 1 | 0 | 0 | 6559 |
| VANGUARD WORLD FD | ESG INTL STK ETF | 921910725 |  | 985582 | 13740 | SH |  | DFND | 1 | 0 | 0 | 13740 |
| VANGUARD WORLD FD | ESG US STK ETF | 921910733 |  | 2547907 | 22694 | SH |  | DFND | 1 | 0 | 0 | 22694 |

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