# EDGAR Filing Document

**Accession Number:** 0001833590
**File Stem:** 0001193125-25-181372
**Filing Date:** 2025-8
**Character Count:** 39323
**Document Hash:** c34030bae99a74ac8fe2f6147fd1ba31
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001193125-25-181372.hdr.sgml**: 20250815

**ACCESSION NUMBER**: 0001193125-25-181372

**CONFORMED SUBMISSION TYPE**: 10-D

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250731

**FILED AS OF DATE**: 20250815

**DATE AS OF CHANGE**: 20250815

**ABS ASSET CLASS**: Credit card

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** WF Card Issuance Trust
- **CENTRAL INDEX KEY:** 0001833494
- **STANDARD INDUSTRIAL CLASSIFICATION:** ASSET-BACKED SECURITIES [6189]
- **ORGANIZATION NAME:** Office of Structured Finance
- **EIN:** 000000000
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 10-D
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 333-251538-01
- **FILM NUMBER:** 251222620

**BUSINESS ADDRESS:**
- **STREET 1:** 550 S. TRYON ST 18TH FLOOR
- **STREET 2:** D1086-180
- **CITY:** CHARLOTTE
- **STATE:** NC
- **ZIP:** 28202
- **BUSINESS PHONE:** 704-410-1327

**MAIL ADDRESS:**
- **STREET 1:** 550 S. TRYON ST 18TH FLOOR
- **STREET 2:** D1086-180
- **CITY:** CHARLOTTE
- **STATE:** NC
- **ZIP:** 28202
**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** WF Card Funding LLC
- **CENTRAL INDEX KEY:** 0001833590
- **STANDARD INDUSTRIAL CLASSIFICATION:** ASSET-BACKED SECURITIES [6189]
- **ORGANIZATION NAME:** Office of Structured Finance
- **EIN:** 000000000
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 10-D
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 333-251538
- **FILM NUMBER:** 251222621

**BUSINESS ADDRESS:**
- **STREET 1:** 550 S. TRYON ST 18TH FLOOR
- **STREET 2:** D1086-180
- **CITY:** CHARLOTTE
- **STATE:** NC
- **ZIP:** 28202
- **BUSINESS PHONE:** 704-410-1327

**MAIL ADDRESS:**
- **STREET 1:** 550 S. TRYON ST 18TH FLOOR
- **STREET 2:** D1086-180
- **CITY:** CHARLOTTE
- **STATE:** NC
- **ZIP:** 28202

**UNITED STATES** 

**SECURITIES AND EXCHANGE COMMISSION** 

**Washington, D.C. 20549** 

**FORM 10-D** 

**ASSET-BACKED ISSUER DISTRIBUTION REPORT** 

**PURSUANT TO SECTION 13 OR 15(d) OF** 

**THE SECURITIES EXCHANGE ACT OF 1934** 

**For the monthly distribution period from** 

**July 1, 2025 to July 31, 2025** 

**Commission File Number of Issuing Entity: 333-251538-01** 

**Central Index Key Number of Issuing Entity: 0001833494** 

## WF CARD ISSUANCE TRUST
**(Exact name of issuing entity as specified in its charter)** 

**Commission File Number of Depositor: 333-251538** 

**Central Index Key Number of Depositor: 0001833590** 

## WF CARD FUNDING, LLC
**(Depositor)** 

**(Exact name of depositor as specified in its charter)** 

**Central Index Key Number of Sponsor: 0000740906** 

## WELLS FARGO BANK, NATIONAL ASSOCIATION
**(Exact name of sponsor as specified in its charter)** 

**Bryant Owens** 

**WF Card Funding, LLC** 

**550 S Tryon Street, Floor 18** 

**D1086-180** 

**Charlotte, North Carolina 28202** 

**(866) 263-3059** 

**(Name and telephone number, including area code, of the person to contact in connection with this filing)** 

---

| | |
|:---|:---|
| **Delaware** | **94-1347393** |
| **(State or other jurisdiction**<br> **of incorporation)** | **(IRS Employer**<br> **Identification No.)** |
| **WF Card Issuance Trust** |  |
| **c/o WF Card Funding, LLC** |  |
| **550 S Tryon Street, Floor 18** |  |
| **D1086-180** |  |
| **Charlotte, North Carolina** | **28202** |
| **(Address of principal executive offices of the issuing entity)** | **(Zip Code)** |

---

**Registrant's telephone number, including area code (866) 263-3059** 

**N/A** 

**(Former name or address, if changed since last report)** 

---

| | | | | |
|:---|:---|:---|:---|:---|
|  | **Registered/ reporting pursuant to**<br>**(check one)** | **Registered/ reporting pursuant to**<br>**(check one)** | **Registered/ reporting pursuant to**<br>**(check one)** | **Name of<br>exchange**<br>**(If Section 12(b))** |
| **Title of Class** | **Section 12(b)** | **Section 12(g)** | **Section 15(d)** | **Name of<br>exchange**<br>**(If Section 12(b))** |
|  WFCardSeries Class A(2024-1) Notes | ☐ | ☐ | ☒ |  |
|  WFCardSeries Class A(2024-2) Notes | ☐ | ☐ | ☒ |  |
|  WFCardSeries Class A(2025-1) Notes | ☐ | ☐ | ☒ |  |

---

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. Yes ☒ No ☐

Note: The registrant has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or such shorter period that the registrant was required to file such reports) and has been subject to such filing requirements since March 1, 2024, the issuance date for its first class of Notes subject to such filing requirements.

------

**PART I – DISTRIBUTION INFORMATION** 

**Item 1. Distribution and Pool Performance Information** 

Response to Item 1 is set forth in Exhibit 99.1

**PART II – OTHER INFORMATION** 

**Item 2. Legal Proceedings** 

The most current information or material update to this item, as of the end of the monthly distribution period to which this report relates, was previously reported by WF Card Issuance Trust ("WFCIT") (Central Index Key (CIK) number 0001833494, Commission File Number 333-251538-01). See prospectus dated June 3, 2025 relating to WFCIT's Class A(2025-1) filed on June 3, 2025 (the "Prospectus").

**Item 10. Exhibits** 

---

| | |
|:---|:---|
| **Exhibit No.** | **Description** |
| 99.1 | [WFCardSeries Monthly Noteholders' Statement](d69727dex991.htm) |

---

------

**SIGNATURES** 

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

---

| | | | |
|:---|:---|:---|:---|
|  |  | WF Card Issuance Trust | WF Card Issuance Trust |
|  |  | (Issuing Entity) | (Issuing Entity) |
| Date: August 15, 2025 | By: | WF Card Funding, LLC | WF Card Funding, LLC |
|  |  | as Depositor | as Depositor |
|  |  | /s/ Andres Solis | /s/ Andres Solis |
|  |  | Name: | Andres Solis |
|  |  | Title: | Executive Director |

---

## Exhibit 99.1

**Exhibit 99.1** 

**WF Card Issuance Trust** 

**WFCardSeries Monthly Noteholders' Statement** 

**Monthly Period: July 2025** 

---

| | | | |
|:---|:---|:---|:---|
| End of Monthly Period |  |  | July 31, 2025 |
| Interest Period | July 15, 2025 | through | August 14, 2025 |
| Distribution Date |  |  | August 15, 2025 |
| Days in Interest Period |  |  | 31 |

---

Reference is made to the Indenture (the "Indenture"), dated as of November 14, 2023, and the WFCardSeries Indenture Supplement (the "Indenture Supplement"), dated as of November 14, 2023, each by and among WF Card Issuance Trust, as Issuer, U.S. Bank Trust Company, National Association, as Indenture Trustee and Note Registrar, and U.S. Bank National Association, as Bank. Terms used herein and not defined herein have the meanings ascribed to them in the Indenture and the Indenture Supplement, as applicable. Each of the Indenture and the Indenture Supplement has been included as an exhibit to a report on Form 8-K (the "Form 8-K) filed by WF Card Funding, LLC and the WF Card Issuance Trust with the Securities and Exchange Commission under Central Index Key (CIK) Nos. 0001833590 and 0001833494, respectively, on November 14, 2023.

The following computations are prepared with respect to the Transfer Date of August 14, 2025 and with respect to the performance of the Collateral during the related Monthly Period.

---

| | | |
|:---|:---|:---|
|  | **Beginning** | **Ending** |
|  Number of Accounts **(1)**  | 3231037 | 3223832 |
|  Principal Receivables | $9191916005.78 | $9267366684.12 |
|  Finance Charge Receivables | $92404370.25 | $96197820.34 |
|  Discount Option Receivables | $0.00 | $0.00 |
|  Total Receivables | $9284320376.03 | $9363564504.46 |
|  Increase in Principal Receivables from Additional Accounts |  | $0.00 |
|  Increase in Finance Charge Receivables from Additional Accounts |  | $0.00 |
|  Increase in Discount Option Receivables from Additional Accounts |  | $0.00 |
|  Decrease in Principal Receivables due to Removed Accounts |  | $0.00 |
|  Decrease in Finance Charge Receivables due to Removed Accounts |  | $0.00 |
|  Decrease in Discount Option Receivables due to Removed Accounts |  | $0.00 |
|  Average Principal Receivables |  | $9146247098.40 |

---

**(1)** Accounts include certain accounts that have been closed and have a balance.

Page 1 of 11

------

**II. Transferor Interest** 

---

| | |
|:---|:---|
|  End of Monthly Period Excess Funding Account Balance | $0.0 |
|  End of Monthly Period Minimum Transferor Interest | $463368334.21 |
|  End of Monthly Period Transferor Interest | $4017366684.12 |
|  Seller's Interest percentage **(2)**  | 76.52% |
|  E.U. Risk Retention **(3)**  | 43.35% |

---

**(2)** Seller's Interest is calculated as End of Monthly Period Transferor Interest divided by the aggregate
unpaid principal balance of the outstanding notes issued by the Issuer (including notes held for the life of such notes by Wells Fargo Bank, National Association or its wholly-owned affiliates). Wells Fargo Bank, National Association, as sponsor,
currently complies with the U.S. risk retention rules through retention by WF Card Funding, LLC of a "seller's interest," in the form of the Transferor Interest.

**(3)** E.U. Risk Retention is calculated as End of Monthly Period Transferor Interest divided by End of the Month
Principal Receivables. Wells Fargo Bank, National Association, as "originator" for the purposes of the EU risk retention rules, currently retains a material net economic interest that is not less than five percent of the nominal value of
the securitized exposure, which interest is not subject to any credit risk mitigation, short position or other hedge, except to the extent permitted by the EU risk retention rules.

**III. Collections and Allocations** 

---

| | | |
|:---|:---|:---|
|  | **Trust** | **Series Allocation** |
|  Principal Receivables Collections | $3474473725.48 | $1984459705.19 |
|  Other Items |  | $14205761.86 |
|  Available Principal Amounts |  | $1998665467.05 |
|  Finance Charge Receivables Collections Excluding Interchange and Investment Earnings | $124005686.69 | $70826348.93 |
|  Discount Option Receivables Finance Charge Collections | $0.00 | $0.00 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Yield from Finance Charges Collected **(4)**  | 16.27% |  |
|  Interchange | $70416000.74 | $70416000.74 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Yield from Interchange **(5)**  | 9.24% |  |
|  Investment Earnings | $0.00 | $0.00 |
|  Other Items |  | $0.00 |
|  Available Funds |  | $141242349.67 |
|  Default Amounts | $24872032.54 | $14205761.86 |
|  Servicer Interchange |  | $3281250.00 |
|  Net Servicing Fee |  | $5468750.00 |
|  Total Servicing Fee | $15243745.16 | $8750000.00 |
|  Weighted Average Available Funds Allocation Amount |  | $5250000000.00 |
|  Average Principal Investor Percentage |  | 57.1154% |
|  Average Floating Investor Percentage |  | 57.1154% |

---

**(4)** Yield from Finance Charges Collected is calculated as Finance Charge Receivables Collections Excluding
Interchange and Investment Earnings plus Discount Option Receivables Finance Charge Collections divided by Average Principal Receivables, as calculated in the trust receivables section above annualized on a 30/360 basis.

**(5)** Yield from Interchange is calculated as Interchange divided by Average Principal Receivables, as
calculated in the trust receivables section above annualized on a 30/360 basis.

Page 2 of 11

------

**IV. End of Month Delinquencies** 

---

| | | | | |
|:---|:---|:---|:---|:---|
|  | **Number of<br>Accounts** | **Percentage of<br>Total Number of<br>Accounts** | **Total Receivables** | **Percentage of Total<br>Receivables** |
|  30 to 59 Days Delinquent | 5107 | 0.16% | $39873555.90 | 0.43% |
|  60 to 89 Days Delinquent | 3300 | 0.10% | $30617162.75 | 0.33% |
|  90 to 119 Days Delinquent | 2814 | 0.09% | $26562862.49 | 0.28% |
|  120 to 149 Days Delinquent | 2237 | 0.07% | $21101573.63 | 0.23% |
|  150 to 179 Days Delinquent | 2268 | 0.07% | $22031006.25 | 0.24% |
|  180 or More Days Delinquent | 5 | 0.00% | $32333.84 | 0.00% |
|  Total | 15731 | 0.49% | $140218494.86 | 1.51% |

---

---

| | |
|:---|:---|
|  Three-Month Average 60+ Delinquency Rate | % |
|  Does the Three-Month Average 60+ Day Delinquency Rate equal or exceed the Delinquency Trigger Rate? |  |

---

**V. Charge-Offs** 

---

| | |
|:---|:---|
|  Number of Accounts experiencing a Charge-Off | 3513 |
|  Default Amounts | $24872032.54 |
|  Less: Recovery Amounts | $2274514.37 |
|  Net Charge-Offs | $22597518.17 |
|  Average Net Charge-Off of Accounts experiencing a Charge-Off | $6432.54 |

---

---

| | | | |
|:---|:---|:---|:---|
|  | **July<br>Monthly Period** | **June<br>Monthly Period** | **May<br>Monthly Period** |
|  Gross Charge-Off Rate **(6)**  | 3.26% | 3.19% | 3.31% |
|  Net Charge-Off Rate **(7)**  | 2.96% | 2.99% | 3.09% |

---

**(6)** Gross Charge-Off Rate is calculated as Default Amounts as
calculated in Section V divided by Average Principal Receivables, as calculated in the trust receivables section above annualized on a 30/360 basis.

**(7)** Net Charge-Off Rate is calculated as Net Charge-Offs as
calculated in Section V divided by Average Principal Receivables, as calculated in the trust receivables section above annualized on a 30/360 basis.

Page 3 of 11

------

**VI. WFCardSeries Performance Data** 

---

| | | | |
|:---|:---|:---|:---|
|  | **July<br>Monthly Period** | **June<br>Monthly Period** | **May<br>Monthly Period** |
|  Yield **(8)**  | 32.28% | 33.08% | 44.27% |
|  Plus: Yield - Collections Of Discount Receivables | 0.00% | 0.00% | 0.00% |
|  Less: Investor Default Amounts | 3.25% | 3.46% | 3.87% |
| (a) Portfolio Yield | 29.04% | 29.62% | 40.40% |
|  Weighted Average Interest Rates | 4.89% | 4.89% | 5.11% |
|  Plus: Servicer Interchange | 0.75% | 0.75% | 0.75% |
|  Plus: Net Servicing Fee | 1.25% | 1.25% | 1.25% |
| (b) Base Rate | 6.89% | 6.89% | 7.11% |
|  Excess Available Funds Percentage | 22.15% | 22.73% | 33.28% |
|  Quarterly Excess Available Funds Percentage | 26.05% | 30.05% | 33.94% |
|  Principal Payment Rate **(9)**  | 37.80% | 36.85% | 38.59% |

---

**(8)** WFCardSeries Yield includes 100% allocation of gross interchange plus pro-rata (based on the applicable Floating Investor Percentage) allocation of finance charge receivables collected.

**(9)** Principal Payment Rate is calculated as Principal Receivables Collections from Section III above divided
by the Principal Receivables balance at the beginning of the Monthly Period. If an Account Addition or Removal occurs during the Monthly Period, a Weighted Average Principal Receivables balance is used. The weighted average is calculated using the
Beginning of Period Principal Receivables balance for the number of days up to the Account Addition or Removal Date. The balance is reset to the Beginning Principal Receivables balance on the Account Addition or Removal Date plus the Principal
Receivables balance for the Addition or Removal. This balance is used for the remaining days in the Monthly Period. The sum of the Principal Receivables are then divided by the days in the Monthly Period to calculate the average.

**VII. Information Regarding the Current Distribution to Noteholders** 

---

| | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|
| **Tranche** | **Fixed/Floating** | **Variable<br>Index** | **Variable Index<br>Rate** | **Note Interest<br>Rate** | **Interest**<br>**Distribution** | **Principal<br>Distribution** | **Total**<br>**Distribution** |
|  Class A |  |  |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; A2024-1 | Fixed | N/A | N/A | 4.94% | $5145833.33 | $0.00 | $5145833.33 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; A2024-2 | Fixed | N/A | N/A | 4.29% | $3575000.00 | $0.00 | $3575000.00 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; A2025-1 | Fixed | N/A | N/A | 4.34% | $5425000.00 | $0.00 | $5425000.00 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total |  |  |  | $14145833.33 | $0.00 | $14145833.33 |
|  Class B |  |  |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; B2024-1 | Fixed | N/A | N/A | 5.27% | $1646875.00 | $0.00 | $1646875.00 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; B2025-1 | Fixed | N/A | N/A | 5.34% | $1668750.00 | $0.00 | $1668750.00 |
|  | Total |  |  |  | $3315625.00 | $0.00 | $3315625.00 |
|  Class C |  |  |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; C2024-1 | Fixed | N/A | N/A | 5.81% | $1180156.25 | $0.00 | $1180156.25 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; C2025-1 | Fixed | N/A | N/A | 5.69% | $1155781.25 | $0.00 | $1155781.25 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total |  |  |  | $2335937.50 | $0.00 | $2335937.50 |
|  Class D |  |  |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; D2024-1 | Fixed | N/A | N/A | 7.51% | $821406.25 | $0.00 | $821406.25 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; D2025-1 | Fixed | N/A | N/A | 7.15% | $782031.25 | $0.00 | $782031.25 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total |  |  |  | $1603437.50 | $0.00 | $1603437.50 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total |  |  |  | 4.89% | $21400833.33 | $0.00 | $21400833.33 |

---

Page 4 of 11

------

**VIII. Information Regarding the Tranches of Notes of the WFCardSeries** 

**A. Principal Amounts as of the Distribution Date** 

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **Tranche** | **Initial Dollar<br>Principal**<br>**Amount** | **Outstanding**<br>**Dollar**<br>**Principal**<br>**Amount** | **Adjusted<br>Outstanding**<br>**Dollar**<br>**Principal**<br>**Amount** | **Expected<br>Principal<br>Payment Date** | **Legal Final<br>Maturity Date** |
|  Class A |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; A2024-1 | $1250000000.00 | $1250000000.00 | $1250000000.00 | 02/16/2027 | 02/15/2029 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; A2024-2 | $1000000000.00 | $1000000000.00 | $1000000000.00 | 10/15/2027 | 10/15/2029 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; A2025-1 | $1500000000.00 | $1500000000.00 | $1500000000.00 | 05/15/2028 | 05/15/2030 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total | $3750000000.00 | $3750000000.00 | $3750000000.00 |  |  |
|  Class B |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; B2024-1 | $375000000.00 | $375000000.00 | $375000000.00 | 01/15/2031 | 01/18/2033 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; B2025-1 | $375000000.00 | $375000000.00 | $375000000.00 | 05/17/2032 | 05/15/2034 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total | $750000000.00 | $750000000.00 | $750000000.00 |  |  |
|  Class C |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; C2024-1 | $243750000.00 | $243750000.00 | $243750000.00 | 01/15/2031 | 01/18/2033 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; C2025-1 | $243750000.00 | $243750000.00 | $243750000.00 | 05/17/2032 | 05/15/2034 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total | $487500000.00 | $487500000.00 | $487500000.00 |  |  |
|  Class D |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; D2024-1 | $131250000.00 | $131250000.00 | $131250000.00 | 01/15/2031 | 01/18/2033 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; D2025-1 | $131250000.00 | $131250000.00 | $131250000.00 | 05/17/2032 | 05/15/2034 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total | $262500000.00 | $262500000.00 | $262500000.00 |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total | $5250000000.00 | $5250000000.00 | $5250000000.00 |  |  |

---

Page 5 of 11

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**B. Nominal Liquidation Amount** 

---

| | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Tranche** | **Beginning**<br>**Nominal**<br>**Liquidation**<br>**Amount** | **Increases from<br>amounts<br>withdrawn<br>from the<br>Principal<br>Funding<br>Sub-Account in<br>respect of<br>Prefunding<br>Excess Amount** | **Reimbursements<br>of prior Nominal<br>Liquidation<br>Amount<br>Deficits from<br>WFCardSeries<br>Available Funds** | **Increase<br>due to additional<br>notes issued** | **Reductions<br>due to<br>reallocations<br>of<br>WFCardSeries<br>Available<br>Principal<br>Amounts** | **Investor<br>Charge-Offs** | **Reductions<br>due to<br>amounts<br>deposited to<br>the Principal<br>Funding<br>Sub-Account** | **Ending Nominal<br>Liquidation**<br>**Amount** |
|  Class A |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; A2024-1 | $1250000000.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1250000000.00 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; A2024-2 | $1000000000.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1000000000.00 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; A2025-1 | $1500000000.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1500000000.00 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total | $3750000000.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $3750000000.00 |
|  Class B |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; B2024-1 | $375000000.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $375000000.00 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; B2025-1 | $375000000.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $375000000.00 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total | $750000000.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $750000000.00 |
|  Class C |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; C2024-1 | $243750000.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $243750000.00 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; C2025-1 | $243750000.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $243750000.00 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total | $487500000.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $487500000.00 |
|  Class D |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; D2024-1 | $131250000.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $131250000.00 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; D2025-1 | $131250000.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $131250000.00 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total | $262500000.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $262500000.00 |
|  Total | $5250000000.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $5250000000.00 |

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Page 6 of 11

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**C. Interest Funding Sub-Accounts** 

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| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Tranche** | **Beginning<br>balance<br>Interest<br>Funding<br>Sub-Account<br>Balances** | **Note Interest<br>accrued during<br>the current<br>Interest Period** | **Previous<br>shortfall of<br>targeted<br>deposit** | **Targeted**<br>**deposit** | **Actual deposit on<br>Transfer Date** | **Amount<br>withdrawn for<br>distribution to<br>Noteholders** | **Other<br>Withdrawals** | **Interest<br>Funding<br>Sub-<br>Account<br>Earnings** | **Ending<br>balance<br>Interest<br>Funding<br>Sub-Account<br>Balances** |
|  Class A |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; A2024-1 | $0.00 | $5145833.33 | $0.00 | $5145833.33 | $5145833.33 | $5145833.33 | $0.00 | $0.00 | $0.00 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; A2024-2 | $0.00 | $3575000.00 | $0.00 | $3575000.00 | $3575000.00 | $3575000.00 | $0.00 | $0.00 | $0.00 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; A2025-1 | $0.00 | $5425000.00 | $0.00 | $5425000.00 | $5425000.00 | $5425000.00 | $0.00 | $0.00 | $0.00 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total | $0.00 | $14145833.33 | $0.00 | $14145833.33 | $14145833.33 | $14145833.33 | $0.00 | $0.00 | $0.00 |
|  Class B |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; B2024-1 | $0.00 | $1646875.00 | $0.00 | $1646875.00 | $1646875.00 | $1646875.00 | $0.00 | $0.00 | $0.00 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; B2025-1 | $0.00 | $1668750.00 | $0.00 | $1668750.00 | $1668750.00 | $1668750.00 | $0.00 | $0.00 | $0.00 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total | $0.00 | $3315625.00 | $0.00 | $3315625.00 | $3315625.00 | $3315625.00 | $0.00 | $0.00 | $0.00 |
|  Class C |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; C2024-1 | $0.00 | $1180156.25 | $0.00 | $1180156.25 | $1180156.25 | $1180156.25 | $0.00 | $0.00 | $0.00 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; C2025-1 | $0.00 | $1155781.25 | $0.00 | $1155781.25 | $1155781.25 | $1155781.25 | $0.00 | $0.00 | $0.00 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total | $0.00 | $2335937.50 | $0.00 | $2335937.50 | $2335937.50 | $2335937.50 | $0.00 | $0.00 | $0.00 |
|  Class D |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; D2024-1 | $0.00 | $821406.25 | $0.00 | $821406.25 | $821406.25 | $821406.25 | $0.00 | $0.00 | $0.00 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; D2025-1 | $0.00 | $782031.25 | $0.00 | $782031.25 | $782031.25 | $782031.25 | $0.00 | $0.00 | $0.00 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total | $0.00 | $1603437.50 | $0.00 | $1603437.50 | $1603437.50 | $1603437.50 | $0.00 | $0.00 | $0.00 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total | $0.00 | $21400833.33 | $0.00 | $21400833.33 | $21400833.33 | $21400833.33 | $0.00 | $0.00 | $0.00 |

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**D. Accumulation Reserve Sub-Accounts** 

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| | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|
| **Tranche** | **Beginning<br>balance<br>Accumulation<br>Reserve<br>Sub-Account<br>Balances** | **Accumulation<br>Reserve<br>Sub-Account<br>Earnings** | **Targeted<br>deposit** | **Actual deposit<br>on the Transfer<br>Date** | **Amount<br>withdrawn to<br>cover PFA<br>Accumulation<br>Earnings<br>Shortfall** | **Withdrawal<br>of excess<br>amounts** | **Ending balance<br>Accumulation<br>Reserve<br>Sub-Account<br>Balances** |
|  Class A |  |  |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; A2024-1 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; A2024-2 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; A2025-1 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
|  Class B |  |  |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; B2024-1 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; B2025-1 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
|  Class C |  |  |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; C2024-1 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; C2025-1 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
|  Class D |  |  |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; D2024-1 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; D2025-1 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |

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Page 8 of 11

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**E. Principal Funding Sub-Accounts** 

---

| | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Tranche** | **Beginning<br>balance<br>Principal<br>Funding<br>Sub-Account<br>Balances** | **Previous<br>shortfall of<br>targeted<br>deposit** | **Targeted<br>deposit** | **Actual<br>deposit on<br>Transfer<br>Date** | **Amount<br>withdrawn for<br>distribution to<br>Noteholders** | **Other<br>Withdrawals** | **Principal<br>Funding<br>Sub-Account<br>Earnings** | **Ending balance<br>Principal Funding<br>Sub-Account<br>Balances** |
|  Class A |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; A2024-1 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; A2024-2 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; A2025-1 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
|  Class B |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; B2024-1 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; B2025-1 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
|  Class C |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; C2024-1 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; C2025-1 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
|  Class D |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; D2024-1 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; D2025-1 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |

---

**F. Class C Reserve Sub-Accounts** 

---

| | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Tranche** | **Beginning<br>balance<br>Class C<br>Reserve<br>Sub-Account<br>Balances** | **Class C<br>Reserve Issuer<br>Deposit Due to<br>New Tranche<br>Issuance** | **Class C<br>Reserve<br>Sub-Account<br>Earnings** | **Targeted<br>deposit** | **Actual<br>deposit on<br>Transfer Date** | **Amount<br>withdrawn for<br>application to<br>Class C Notes** | **Withdrawal<br>of excess<br>amounts** | **Ending balance<br>Class C<br>Reserve<br>Sub-Account<br>Balances** |
|  C2024-1 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
|  C2025-1 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total | $0.00 | 0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |

---

**G. Class D Reserve Sub-Accounts** 

---

| | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Tranche** | **Beginning<br>balance<br>Class D<br>Reserve<br>Sub-Account<br>Balances** | **Class D<br>Reserve Issuer<br>Deposit Due to<br>New Tranche<br>Issuance** | **Class D<br>Reserve<br>Sub-Account<br>Earnings** | **Targeted<br>deposit** | **Actual<br>deposit on<br>Transfer Date** | **Amount<br>withdrawn for<br>application to<br>Class D Notes** | **Withdrawal<br>of excess<br>amounts** | **Ending balance<br>Class D<br>Reserve<br>Sub-Account<br>Balances** |
|  D2024-1 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
|  D2025-1 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total | $0.00 | 0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |

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Page 9 of 11

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**H. Class A Unused Subordinated Amount; Class A Usage of Class B, Class C, and Class D Subordinated Amounts** 

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Tranche** |<br>**Class A**<br>**Required**<br>**Subordinated**<br>**Amount of**<br>**Class B Notes** |<br>**Class A**<br>**Required**<br>**Subordinated**<br>**Amount of**<br>**Class C Notes** |<br>**Class A**<br>**Required**<br>**Subordinated**<br>**Amount of**<br>**Class D Notes** |<br>**Class A**<br>**Unused**<br>**Subordinated**<br>**Amount of**<br>**Class B Notes** |<br>**Class A**<br>**Unused**<br>**Subordinated**<br>**Amount of**<br>**Class C Notes** |<br>**Class A**<br>**Unused**<br>**Subordinated**<br>**Amount of**<br>**Class D Notes** | **Class A**<br>**Cumulative**<br>**Usage of**<br>**Class B**<br>**Subordinated**<br>**Amount** | **Class A**<br>**Cumulative**<br>**Usage of**<br>**Class C**<br>**Subordinated**<br>**Amount** | **Class A**<br>**Cumulative**<br>**Usage of**<br>**Class D**<br>**Subordinated**<br>**Amount** |
|  A2024-1 | $156250000.00 | $101562500.00 | $54687500.00 | $156250000.00 | $101562500.00 | $54687500.00 | $0.00 | $0.00 | $0.00 |
|  A2024-2 | $125000000.00 | $81250000.00 | $43750000.00 | $125000000.00 | $81250000.00 | $43750000.00 | $0.00 | $0.00 | $0.00 |
|  A2025-1 | $187500000.00 | $121875000.00 | $65625000.00 | $187500000.00 | $121875000.00 | $65625000.00 | $0.00 | $0.00 | $0.00 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total | $468750000.00 | $304687500.00 | $164062500.00 | $468750000.00 | $304687500.00 | $164062500.00 | $0.00 | $0.00 | $0.00 |

---

**I. Class B Unused Subordinated Amount; Class B Usage of Class C and Class D Subordinated Amounts** 

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| **Tranche** | **Class B**<br>**Required<br>Subordinated<br>Amount of Class C<br>Notes** | **Class B Required<br>Subordinated<br>Amount of Class D<br>Notes** | **Class B Unused<br>Subordinated<br>Amount of Class C<br>Notes** | **Class B Unused<br>Subordinated<br>Amount of Class D<br>Notes** | **Class B<br>Cumulative<br>Usage of Class C<br>Required<br>Subordinated<br>Amount** | **Class B<br>Cumulative<br>Usage of Class D<br>Required<br>Subordinated<br>Amount** |
|  B2024-1 | $162499996.88 | $87500001.56 | $162499996.88 | $87500001.56 | $0.00 | $0.00 |
|  B2025-1 | $162499996.88 | $87500001.56 | $162499996.88 | $87500001.56 | $0.00 | $0.00 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total | $324999993.76 | $175000003.12 | $324999993.76 | $175000003.12 | $0.00 | $0.00 |

---

**J. Class C Unused Subordinated Amount; Class C Usage of Class D Subordinated Amounts** 

---

| | | | |
|:---|:---|:---|:---|
| **Tranche** |<br>**Class C Required**<br>**Subordinated**<br>**Amount of Class**<br>**D Notes** |<br>**Class C Unused**<br>**Subordinated**<br>**Amount of Class**<br>**D Notes** | **Class C**<br>**Cumulative**<br>**Usage of Class**<br>**D Required**<br>**Subordinated**<br>**Amount** |
|  C2024-1 | $90446890.42 | $90446890.42 | $0.00 |
|  C2025-1 | $90446890.42 | $90446890.42 | $0.00 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total | $180893780.84 | $180893780.84 | $0.00 |

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Page 10 of 11

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---

| | |
|:---|:---|
| **IX. Early Redemption Events** |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Is the amount of Excess Available Funds averaged over the three preceding Monthly Periods less than the Required Excess Available Funds? | No |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Has an Early Redemption Event, or an event that with the giving of notice or other action would constitute an Early Redemption Event, occurred? | No |
| **X. Investor Communication Requests** |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; No activity to report |  |
| **XI. Repurchase Demand Activity (Rule 15Ga-1)** |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; No activity to report |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Wells Fargo Bank, National Association filed its most recent Form ABS-15G with respect to WF Card Issuance Trust with the SEC on February 6, 2025. Wells Fargo Bank, National Association's Central Index Key number is 0000740906. |  |
| **XII. Asset Review** |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Information required by Item 1121(d)(1) of Regulation AB concerning the Trust: |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; No activity to report |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Information required by Item 1121(d)(2) of Regulation AB concerning the Trust: |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; There has been no change to the Asset Representation Reviewer during the Monthly Period. |  |

---

IN WITNESS WHEREOF, the undersigned has duly executed this Monthly Noteholder's Statement as of August 12, 2025

Wells Fargo Bank, National Association, as Servicer

---

| | |
|:---|:---|
| By: | /s/ W. Bynum Sharpe |
| Name: W. Bynum Sharpe | Name: W. Bynum Sharpe |
| Title: Executive Director | Title: Executive Director |

---

Page 11 of 11