# EDGAR Filing Document

**Accession Number:** 0001755596
**File Stem:** 0001193125-25-236523
**Filing Date:** 2025-10
**Character Count:** 4231
**Document Hash:** b4707ea1b292e5989efb5076dfb7d637
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001193125-25-236523.hdr.sgml**: 20251010

**ACCESSION NUMBER**: 0001193125-25-236523

**CONFORMED SUBMISSION TYPE**: 497VPI

**PUBLIC DOCUMENT COUNT**: 1

**FILED AS OF DATE**: 20251010

**DATE AS OF CHANGE**: 20251010

**EFFECTIVENESS DATE**: 20251010

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Nationwide Variable Account-15
- **CENTRAL INDEX KEY:** 0001755596

**ORGANIZATION NAME:**
- **EIN:** 311000740
- **STATE OF INCORPORATION:** OH
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 497VPI
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 333-227780
- **FILM NUMBER:** 251386528

**BUSINESS ADDRESS:**
- **STREET 1:** NATIONWIDE LIFE INSURANCE COMPANY
- **STREET 2:** ONE NATIONWIDE PLAZA
- **CITY:** COLUMBUS
- **STATE:** OH
- **ZIP:** 43215
- **BUSINESS PHONE:** 18008822822

**MAIL ADDRESS:**
- **STREET 1:** NATIONWIDE LIFE INSURANCE COMPANY
- **STREET 2:** ONE NATIONWIDE PLAZA
- **CITY:** COLUMBUS
- **STATE:** OH
- **ZIP:** 43215

## Series and Classes Contracts Data

### Nationwide Variable Account-15 (Series ID: S000063965)

| Class ID   | Class Name                                               | Ticker Symbol   |
|:---|:---|:---|
| C000206993 | Nationwide Advisory Retirement Income Annuity - New York |  |

**Supplement dated October 10, 2025** <br>**to the following initial summary prospectus(es):**

Nationwide Advisory Retirement Income Annuity and Nationwide Advisory Retirement Income Annuity - New York dated May 1, 2025

**This supplement updates certain information contained in your initial summary prospectus. Please read and** <br> **retain this supplement for future reference.**<br>

At a meeting held on June 10, 2025, the Board of Trustees (the "Board") of Nationwide Variable Insurance Trust (the "Trust"), approved the merger of the NVIT NS Partners International Focused Growth Fund (the "Target Fund") and the NVIT International Equity Fund (the "Acquiring Fund"). The merger will be effective on or about October 24, 2025 (the "Effective Date").

As of the Effective Date, the following changes apply to the contract:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• the Target Fund will no longer be available to receive transfers or new purchase payments;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• the Target Fund will transfer all or substantially all of its assets to the Acquiring Fund in exchange for shares of the Acquiring Fund; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• the Acquiring Fund will assume all liabilities of the Target Fund.

**Accordingly, the following changes apply to the prospectus:**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(1) Appendix A is amended to add the following:

---

| | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|
| **Type** | **Underlying Mutual Fund and Adviser/**<br> **Subadviser** | **Current**<br> **Expenses** | **Low Cost**<br> **Sub-Account**<br> **Fee**<sup>1</sup> | **Current**<br> **Expenses +**<br> **Low Cost**<br> **Sub-Account**<br> **Fee** | **Average Annual**<br> **Total Returns**<br> *(as of 12/31/2024)* | **Average Annual**<br> **Total Returns**<br> *(as of 12/31/2024)* | **Average Annual**<br> **Total Returns**<br> *(as of 12/31/2024)* |
| **Type** | **Underlying Mutual Fund and Adviser/**<br> **Subadviser** | **Current**<br> **Expenses** | **Low Cost**<br> **Sub-Account**<br> **Fee**<sup>1</sup> | **Current**<br> **Expenses +**<br> **Low Cost**<br> **Sub-Account**<br> **Fee** | **1**<br> **year**<br>| **5**<br> **year**<br>| **10**<br> **year**<br>|
| Equity | **Nationwide Variable Insurance Trust – NVIT** <br> **International Equity Fund: Class II**<br> This underlying mutual fund is no longer available to <br> receive transfers or new purchase payments effective <br> October 24, 2025.<br> Investment Advisor: Nationwide Fund Advisors<br> Sub-Advisor: Lazard Asset Management LLC<br>| 1.23%\* | 0.00% | **11.01%** | 6.92% | 5.77% | 0.00% |

---

\*

This underlying mutual fund's current expenses reflect a temporary fee reduction.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(2) All references in the prospectus to the Target Fund are deleted and replaced with the Acquiring Fund.

ISP-1022

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