# EDGAR Filing Document

**Accession Number:** 0001998269
**File Stem:** 0001998269-25-000003
**Filing Date:** 2025-7
**Character Count:** 16589
**Document Hash:** 8dd93b73a3cc72dc4b2ce955127b196c
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001998269-25-000003.hdr.sgml**: 20250710

**ACCESSION NUMBER**: 0001998269-25-000003

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250630

**FILED AS OF DATE**: 20250710

**DATE AS OF CHANGE**: 20250710

**EFFECTIVENESS DATE**: 20250710

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Peoples Bank/KS
- **CENTRAL INDEX KEY:** 0001998269

**ORGANIZATION NAME:**
- **EIN:** 480369245
- **STATE OF INCORPORATION:** KS

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-23411
- **FILM NUMBER:** 251115464

**BUSINESS ADDRESS:**
- **STREET 1:** P.O. BOX B
- **CITY:** PRATT
- **STATE:** KS
- **ZIP:** 67124
- **BUSINESS PHONE:** 620-672-5611

**MAIL ADDRESS:**
- **STREET 1:** 222 S. MAIN
- **CITY:** PRATT
- **STATE:** KS
- **ZIP:** 67124

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 06-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Peoples Bank/KS<br>**Address:** 222 S. MAIN<br>PRATT, KS 67124

**Form 13F File Number:** 028-23411

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Joni Wolters<br>**Title:** Trust Officer<br>**Phone:** 785-282-6682

**Signature, Place, and Date of Signing:**

Joni Wolters  SMITH CENTER, KS  07-09-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 120

**Form 13F Information Table Value Total:** $149096065

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| 3 M CO | Common Stock | 88579Y101 |  | 805350 | 5290 | SH |  | SOLE |  | 5290 | 0 | 0 |
| ABBOTT LABS | Common Stock | 002824100 |  | 458218 | 3369 | SH |  | SOLE |  | 3369 | 0 | 0 |
| ABBVIE INC | Common Stock | 00287Y109 |  | 879468 | 4738 | SH |  | SOLE |  | 4738 | 0 | 0 |
| ADOBE SYS INC               COM | Common Stock | 00724F101 |  | 751321 | 1942 | SH |  | SOLE |  | 1942 | 0 | 0 |
| ALPHABET INC | Common Stock | 02079K305 |  | 3395600 | 19268 | SH |  | SOLE |  | 19268 | 0 | 0 |
| AMAZON.COM INC | Common Stock | 023135106 |  | 2481740 | 11312 | SH |  | SOLE |  | 11312 | 0 | 0 |
| AMERICAN ELEC PWR INC | Common Stock | 025537101 |  | 346247 | 3337 | SH |  | SOLE |  | 3337 | 0 | 0 |
| AMERICAN STATES WATER CO | Common Stock | 029899101 |  | 446238 | 5821 | SH |  | SOLE |  | 5821 | 0 | 0 |
| ANALOG DEVICES INC | Common Stock | 032654105 |  | 1626867 | 6835 | SH |  | SOLE |  | 6835 | 0 | 0 |
| APPLE INC | Common Stock | 037833100 |  | 4238197 | 20657 | SH |  | SOLE |  | 20657 | 0 | 0 |
| AT INC | Common Stock | 00206R102 |  | 812751 | 28084 | SH |  | SOLE |  | 28084 | 0 | 0 |
| BANK NEW YORK MELLON CORP   COM | Common Stock | 064058100 |  | 1176868 | 12917 | SH |  | SOLE |  | 12917 | 0 | 0 |
| BANK OF AMERICA CORPORATION | Common Stock | 060505104 |  | 273320 | 5776 | SH |  | SOLE |  | 5776 | 0 | 0 |
| BECTON DICKINSON  CO. | Common Stock | 075887109 |  | 208423 | 1210 | SH |  | SOLE |  | 1210 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL  CL B NEW | Common Stock | 084670702 |  | 9944198 | 20471 | SH |  | SOLE |  | 20471 | 0 | 0 |
| BLACKROCK INC               COM | Common Stock | 09290D101 |  | 357794 | 341 | SH |  | SOLE |  | 341 | 0 | 0 |
| BOEING CO                   COM | Common Stock | 097023105 |  | 543102 | 2592 | SH |  | SOLE |  | 2592 | 0 | 0 |
| CAPITAL ONE FINL CORP       COM | Common Stock | 14040H105 |  | 243700 | 1145 | SH |  | SOLE |  | 1145 | 0 | 0 |
| CATERPILLAR INC | Common Stock | 149123101 |  | 622301 | 1603 | SH |  | SOLE |  | 1603 | 0 | 0 |
| CENCORA INC                COM | Common Stock | 03073E105 |  | 1428785 | 4765 | SH |  | SOLE |  | 4765 | 0 | 0 |
| CHARLES SCHWAB CORP | Common Stock | 808513105 |  | 438682 | 4808 | SH |  | SOLE |  | 4808 | 0 | 0 |
| CHEVRON CORP | Common Stock | 166764100 |  | 1520391 | 10618 | SH |  | SOLE |  | 10618 | 0 | 0 |
| CISCO SYSTEMS INC | Common Stock | 17275R102 |  | 1297128 | 18696 | SH |  | SOLE |  | 18696 | 0 | 0 |
| CITIGROUP INC | Common Stock | 172967424 |  | 259616 | 3050 | SH |  | SOLE |  | 3050 | 0 | 0 |
| CLOROX COMPANY | Common Stock | 189054109 |  | 264874 | 2206 | SH |  | SOLE |  | 2206 | 0 | 0 |
| CME GROUP INC               COM | Common Stock | 12572Q105 |  | 1107717 | 4019 | SH |  | SOLE |  | 4019 | 0 | 0 |
| COCA COLA COMPANY | Common Stock | 191216100 |  | 925481 | 13081 | SH |  | SOLE |  | 13081 | 0 | 0 |
| COMCAST CORP | Common Stock | 20030N101 |  | 1271278 | 35620 | SH |  | SOLE |  | 35620 | 0 | 0 |
| CONOCOPHILLIPS | Common Stock | 20825C104 |  | 250375 | 2790 | SH |  | SOLE |  | 2790 | 0 | 0 |
| CVS HEALTH CORPORATION | Common Stock | 126650100 |  | 998003 | 14468 | SH |  | SOLE |  | 14468 | 0 | 0 |
| DANAHER CORP | Common Stock | 235851102 |  | 377301 | 1910 | SH |  | SOLE |  | 1910 | 0 | 0 |
| DEERE  CO | Common Stock | 244199105 |  | 232888 | 458 | SH |  | SOLE |  | 458 | 0 | 0 |
| DEVON ENERGY CORP.  NEW | Common Stock | 25179M103 |  | 635405 | 19975 | SH |  | SOLE |  | 19975 | 0 | 0 |
| DOLLAR GENERAL CORP NEW | Common Stock | 256677105 |  | 264218 | 2310 | SH |  | SOLE |  | 2310 | 0 | 0 |
| DUKE ENERGY CORP | Common Stock | 26441C204 |  | 274232 | 2324 | SH |  | SOLE |  | 2324 | 0 | 0 |
| ECOLAB INC                  COM | Common Stock | 278865100 |  | 206122 | 765 | SH |  | SOLE |  | 765 | 0 | 0 |
| ELEVANCE HEALTH INC         COM | Common Stock | 036752103 |  | 1372640 | 3529 | SH |  | SOLE |  | 3529 | 0 | 0 |
| ENBRIDGE INC | Int'l Common Stock | 29250N105 |  | 1679197 | 37052 | SH |  | SOLE |  | 37052 | 0 | 0 |
| ESSENTIAL UTILS INC         COM | Common Stock | 29670G102 |  | 578864 | 15586 | SH |  | SOLE |  | 15586 | 0 | 0 |
| EXXON MOBIL CORP | Common Stock | 30231G102 |  | 3532283 | 32767 | SH |  | SOLE |  | 32767 | 0 | 0 |
| FEDEX CORP | Common Stock | 31428X106 |  | 278455 | 1225 | SH |  | SOLE |  | 1225 | 0 | 0 |
| GARMIN LTD | Common Stock | H2906T109 |  | 427876 | 2050 | SH |  | SOLE |  | 2050 | 0 | 0 |
| GENERAL DYNAMICS CORP | Common Stock | 369550108 |  | 2177825 | 7467 | SH |  | SOLE |  | 7467 | 0 | 0 |
| GLOBAL X FDS                US INFR DEV ETF | Exchange Traded Fund | 37954Y673 |  | 349076 | 8010 | SH |  | SOLE |  | 8010 | 0 | 0 |
| GSK PLC                     SPONSORED ADR | Int'l Common Stock | 37733W204 |  | 219264 | 5710 | SH |  | SOLE |  | 5710 | 0 | 0 |
| HERSHEY FOODS CORP          COM | Common Stock | 427866108 |  | 414875 | 2500 | SH |  | SOLE |  | 2500 | 0 | 0 |
| HOME DEPOT INC | Common Stock | 437076102 |  | 1924860 | 5250 | SH |  | SOLE |  | 5250 | 0 | 0 |
| HONEYWELL INT'L INC. | Common Stock | 438516106 |  | 1030960 | 4427 | SH |  | SOLE |  | 4427 | 0 | 0 |
| INTERNATIONAL FLAVORS      FRAGRANCES INC | Common Stock | 459506101 |  | 497345 | 6762 | SH |  | SOLE |  | 6762 | 0 | 0 |
| INVESCO QQQ TRUST | Exchange Traded Fund | 46090E103 |  | 4634328 | 8401 | SH |  | SOLE |  | 8401 | 0 | 0 |
| ISHARES GLOBAL CLEAN ENERGY ETF | Exchange Traded Fund | 464288224 |  | 187604 | 14310 | SH |  | SOLE |  | 14310 | 0 | 0 |
| ISHARES HIGH YIELD CORPORATEBOND FUND | Fixed Income ETF | 464288513 |  | 1291610 | 16015 | SH |  | SOLE |  | 16015 | 0 | 0 |
| ISHARES MICRO CAP INDEX | Exchange Traded Fund | 464288869 |  | 510640 | 4000 | SH |  | SOLE |  | 4000 | 0 | 0 |
| ISHARES MSCI EAFE | International Equity ETF | 464287465 |  | 813538 | 9101 | SH |  | SOLE |  | 9101 | 0 | 0 |
| ISHARES RUSSELL 2000 | Exchange Traded Fund | 464287655 |  | 393385 | 1823 | SH |  | SOLE |  | 1823 | 0 | 0 |
| ISHARES SELECT DIVIDEND INDX | Exchange Traded Fund | 464287168 |  | 2008618 | 15124 | SH |  | SOLE |  | 15124 | 0 | 0 |
| ISHARES TR                  ISHS 5-10YR INVT | Fixed Income ETF | 464288638 |  | 426320 | 8000 | SH |  | SOLE |  | 8000 | 0 | 0 |
| ISHARES TR                  U.S. PFD STK ETF | Exchange Traded Fund | 464288687 |  | 3989136 | 130024 | SH |  | SOLE |  | 130024 | 0 | 0 |
| JOHNSON  JOHNSON | Common Stock | 478160104 |  | 1639619 | 10734 | SH |  | SOLE |  | 10734 | 0 | 0 |
| JP MORGAN CHASE  CO | Common Stock | 46625H100 |  | 3591115 | 12387 | SH |  | SOLE |  | 12387 | 0 | 0 |
| KIMBERLY-CLARK CORP | Common Stock | 494368103 |  | 248429 | 1927 | SH |  | SOLE |  | 1927 | 0 | 0 |
| KROGER CO | Common Stock | 501044101 |  | 630507 | 8790 | SH |  | SOLE |  | 8790 | 0 | 0 |
| LOCKHEED MARTIN CORP        COM | Common Stock | 539830109 |  | 413121 | 892 | SH |  | SOLE |  | 892 | 0 | 0 |
| LOWE'S COMPANIES INC | Common Stock | 548661107 |  | 1961553 | 8841 | SH |  | SOLE |  | 8841 | 0 | 0 |
| MASTERCARD INC              CL A | Common Stock | 57636Q104 |  | 1122756 | 1998 | SH |  | SOLE |  | 1998 | 0 | 0 |
| MCDONALDS CORP | Common Stock | 580135101 |  | 3242503 | 11098 | SH |  | SOLE |  | 11098 | 0 | 0 |
| MCKESSON CORPORATION | Common Stock | 58155Q103 |  | 1088178 | 1485 | SH |  | SOLE |  | 1485 | 0 | 0 |
| MEDTRONIC PLC | Int'l Common Stock | G5960L103 |  | 882073 | 10119 | SH |  | SOLE |  | 10119 | 0 | 0 |
| MERCK  CO INC. | Common Stock | 58933Y105 |  | 347908 | 4395 | SH |  | SOLE |  | 4395 | 0 | 0 |
| META PLATFORMS INC | Common Stock | 30303M102 |  | 2076985 | 2814 | SH |  | SOLE |  | 2814 | 0 | 0 |
| MICROSOFT CORPORATION | Common Stock | 594918104 |  | 9421443 | 18941 | SH |  | SOLE |  | 18941 | 0 | 0 |
| MONDELEZ INTERNATIONAL INC | Common Stock | 609207105 |  | 1069396 | 15857 | SH |  | SOLE |  | 15857 | 0 | 0 |
| NEXTERA ENERGY INC | Common Stock | 65339F101 |  | 1470107 | 21177 | SH |  | SOLE |  | 21177 | 0 | 0 |
| NIKE INC | Common Stock | 654106103 |  | 531734 | 7485 | SH |  | SOLE |  | 7485 | 0 | 0 |
| NORCAP DIVERSIFIED PREMIUM  LP | Common Stock | 639005990 |  | 2456281 | 842 | SH |  | SOLE |  | 842 | 0 | 0 |
| NOVARTIS AG SPONS | Int'l Common Stock | 66987V109 |  | 809315 | 6688 | SH |  | SOLE |  | 6688 | 0 | 0 |
| NVIDIA CORP | Common Stock | 67066G104 |  | 787264 | 4983 | SH |  | SOLE |  | 4983 | 0 | 0 |
| OMNICOM GROUP INC           COM | Common Stock | 681919106 |  | 552499 | 7680 | SH |  | SOLE |  | 7680 | 0 | 0 |
| ORACLE CORPORATION | Common Stock | 68389X105 |  | 2095569 | 9585 | SH |  | SOLE |  | 9585 | 0 | 0 |
| PEPSICO INC | Common Stock | 713448108 |  | 2692032 | 20388 | SH |  | SOLE |  | 20388 | 0 | 0 |
| PFIZER INC | Common Stock | 717081103 |  | 956341 | 39453 | SH |  | SOLE |  | 39453 | 0 | 0 |
| PHILIP MORRIS INTL INC | Common Stock | 718172109 |  | 545115 | 2993 | SH |  | SOLE |  | 2993 | 0 | 0 |
| PPG INDUSTRIES INC | Common Stock | 693506107 |  | 552825 | 4860 | SH |  | SOLE |  | 4860 | 0 | 0 |
| PROCTER  GAMBLE COMPANY | Common Stock | 742718109 |  | 1659636 | 10417 | SH |  | SOLE |  | 10417 | 0 | 0 |
| RIMINI STR INC DEL          COM | Common Stock | 76674Q107 |  | 37700 | 10000 | SH |  | SOLE |  | 10000 | 0 | 0 |
| ROBINHOOD MKTS INC          COM CL A | Common Stock | 770700102 |  | 280890 | 3000 | SH |  | SOLE |  | 3000 | 0 | 0 |
| RTX CORPORATION | Common Stock | 75513E101 |  | 683228 | 4679 | SH |  | SOLE |  | 4679 | 0 | 0 |
| S CONSUMER DISCRETIONARY | Exchange Traded Fund | 81369Y407 |  | 316432 | 1456 | SH |  | SOLE |  | 1456 | 0 | 0 |
| S SPDR CONSUMER STAPLES | Exchange Traded Fund | 81369Y308 |  | 428979 | 5298 | SH |  | SOLE |  | 5298 | 0 | 0 |
| S SPDR INDUSTRIALS | Exchange Traded Fund | 81369Y704 |  | 350950 | 2379 | SH |  | SOLE |  | 2379 | 0 | 0 |
| S SPDR MATERIALS | Exchange Traded Fund | 81369Y100 |  | 884159 | 10069 | SH |  | SOLE |  | 10069 | 0 | 0 |
| S SPDR SELECT ENERGY | Exchange Traded Fund | 81369Y506 |  | 1285380 | 15156 | SH |  | SOLE |  | 15156 | 0 | 0 |
| S SPDR SELECT FINANCIALS | Exchange Traded Fund | 81369Y605 |  | 1430906 | 27323 | SH |  | SOLE |  | 27323 | 0 | 0 |
| S SPDR SELECT HEALTHCARE | Exchange Traded Fund | 81369Y209 |  | 320665 | 2379 | SH |  | SOLE |  | 2379 | 0 | 0 |
| S SPDR TECHNOLOGY         SBI INT-TECH | Exchange Traded Fund | 81369Y803 |  | 1977220 | 7808 | SH |  | SOLE |  | 7808 | 0 | 0 |
| S SPDR UTILITIES | Exchange Traded Fund | 81369Y886 |  | 612123 | 7496 | SH |  | SOLE |  | 7496 | 0 | 0 |
| SALESFORCE INC              COM | Common Stock | 79466L302 |  | 355588 | 1304 | SH |  | SOLE |  | 1304 | 0 | 0 |
| SANOFI ADR | Int'l Common Stock | 80105N105 |  | 801221 | 16585 | SH |  | SOLE |  | 16585 | 0 | 0 |
| SELECT SECTOR SPDR TR       REAL ESTATE | Exchange Traded Fund | 81369Y860 |  | 737359 | 17802 | SH |  | SOLE |  | 17802 | 0 | 0 |
| SOUTHERN CO | Common Stock | 842587107 |  | 257124 | 2800 | SH |  | SOLE |  | 2800 | 0 | 0 |
| SPDR DOW JONES INDUSTRIAL   AVE ETF TRUST | Exchange Traded Fund | 78467X109 |  | 1121895 | 2546 | SH |  | SOLE |  | 2546 | 0 | 0 |
| SPDR GOLD TR GOLD SHS | Exchange Traded Fund | 78463V107 |  | 657823 | 2158 | SH |  | SOLE |  | 2158 | 0 | 0 |
| SPDR S 500 ETF | Exchange Traded Fund | 78462F103 |  | 2345359 | 3796 | SH |  | SOLE |  | 3796 | 0 | 0 |
| STARBUCKS CORPORATION | Common Stock | 855244109 |  | 630414 | 6880 | SH |  | SOLE |  | 6880 | 0 | 0 |
| SUNNOVA ENERGY INTL INC.    COM | Common Stock | 86745K104 |  | 6 | 10000 | SH |  | SOLE |  | 10000 | 0 | 0 |
| TAIWAN SEMICONDUCTOR MFG CO | Int'l Common Stock | 874039100 |  | 1565725 | 6913 | SH |  | SOLE |  | 6913 | 0 | 0 |
| TPI COMPOSITES INC          COM | Common Stock | 87266J104 |  | 25779 | 30000 | SH |  | SOLE |  | 30000 | 0 | 0 |
| UBER TECHNOLOGIES INC | Common Stock | 90353T100 |  | 218322 | 2340 | SH |  | SOLE |  | 2340 | 0 | 0 |
| UNILEVER PLC ADR | Int'l Common Stock | 904767704 |  | 820167 | 13408 | SH |  | SOLE |  | 13408 | 0 | 0 |
| UNION PACIFIC CORPORATION | Common Stock | 907818108 |  | 774679 | 3367 | SH |  | SOLE |  | 3367 | 0 | 0 |
| UNITEDHEALTH GROUP INC      COM | Common Stock | 91324P102 |  | 589311 | 1889 | SH |  | SOLE |  | 1889 | 0 | 0 |
| VALERO ENERGY CORP | Common Stock | 91913Y100 |  | 209695 | 1560 | SH |  | SOLE |  | 1560 | 0 | 0 |
| VANGUARD COMMUNICATION      SERVICES ETF | Exchange Traded Fund | 92204A884 |  | 859768 | 5027 | SH |  | SOLE |  | 5027 | 0 | 0 |
| VANGUARD S 500 INDEX      ETF | Exchange Traded Fund | 922908363 |  | 2171579 | 3823 | SH |  | SOLE |  | 3823 | 0 | 0 |
| VERIZON COMMUNICATIONS INC | Common Stock | 92343V104 |  | 895516 | 20696 | SH |  | SOLE |  | 20696 | 0 | 0 |
| VISA INC | Common Stock | 92826C839 |  | 1810755 | 5100 | SH |  | SOLE |  | 5100 | 0 | 0 |
| WAL-MART STORES INC | Common Stock | 931142103 |  | 2868767 | 29339 | SH |  | SOLE |  | 29339 | 0 | 0 |
| WALT DISNEY CO | Common Stock | 254687106 |  | 1004729 | 8102 | SH |  | SOLE |  | 8102 | 0 | 0 |
| WELLS FARGO  CO | Common Stock | 949746101 |  | 3376097 | 42138 | SH |  | SOLE |  | 42138 | 0 | 0 |
| WILLIAMS COS INC DEL        COM | Common Stock | 969457100 |  | 3442553 | 54809 | SH |  | SOLE |  | 54809 | 0 | 0 |

---