# EDGAR Filing Document

**Accession Number:** 0001010911
**File Stem:** 0001010911-23-000005
**Filing Date:** 2023-2
**Character Count:** 18951
**Document Hash:** a8794376759c4a5e6c1d218606bfc349
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001010911-23-000005.hdr.sgml**: 20230213

**ACCESSION NUMBER**: 0001010911-23-000005

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230213

**DATE AS OF CHANGE**: 20230213

**EFFECTIVENESS DATE**: 20230213

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** S&T BANK/PA
- **CENTRAL INDEX KEY:** 0001010911
- **IRS NUMBER:** 250776600
- **STATE OF INCORPORATION:** PA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-06460
- **FILM NUMBER:** 23617567

**BUSINESS ADDRESS:**
- **STREET 1:** 800 PHILADELPHIA STREET
- **STREET 2:** PO BOX 190
- **CITY:** INDIANA
- **STATE:** PA
- **ZIP:** 15701
- **BUSINESS PHONE:** 724-465-4457

**MAIL ADDRESS:**
- **STREET 1:** 800 PHILADELPHIA STREET
- **STREET 2:** PO BOX 190
- **CITY:** INDIANA
- **STATE:** PA
- **ZIP:** 15701

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2022

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** S Bank/PA<br>**Address:** 800 PHILADELPHIA STREET<br>PO BOX 190<br>INDIANA, PA 15701

**Form 13F File Number:** 028-06460

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Malcolm E Polley<br>**Title:** Executive Vice President Chief Investment Officer<br>**Phone:** 724-465-3458

**Signature, Place, and Date of Signing:**

Malcolm E Polley  Indiana, PA  02-09-2023<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 1

**Form 13F Information Table Entry Total:** 162

**Form 13F Information Table Value Total:** $541855

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

| No.   | Name                         | Form 13F File Number   |
|:---|:---|:---|
|  | Stewart Capital Advisors LLC | 028-13976              |

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBOTT LABS | COM | 002824100 |  | 2091 | 19045 | SH |  | DFND | 1 | 18620 | 0 | 425 |
| ABBOTT LABS | COM | 002824100 |  | 377 | 3430 | SH |  | DFND |  | 225 | 0 | 3205 |
| ABBVIE INC | COM | 00287Y109 |  | 15988 | 98932 | SH |  | DFND | 1 | 97962 | 0 | 970 |
| ABBVIE INC | COM | 00287Y109 |  | 255 | 1580 | SH |  | DFND |  | 815 | 0 | 765 |
| AECOM | COM | 00766T100 |  | 17535 | 206455 | SH |  | DFND | 1 | 206257 | 0 | 198 |
| AMERICAN AXLE  MFG HLDGS IN | COM | 024061103 |  | 7441 | 951507 | SH |  | DFND | 1 | 947862 | 0 | 3645 |
| AMERICAN EAGLE OUTFITTERS IN | COM | 02553E106 |  | 10532 | 754435 | SH |  | DFND | 1 | 748925 | 0 | 5510 |
| AMERICAN EAGLE OUTFITTERS IN | COM | 02553E106 |  | 75 | 5360 | SH |  | DFND |  | 5360 | 0 | 0 |
| AMERISAFE INC | COM | 03071H100 |  | 13800 | 265539 | SH |  | DFND | 1 | 264917 | 0 | 622 |
| AMERISAFE INC | COM | 03071H100 |  | 96 | 1843 | SH |  | DFND |  | 1843 | 0 | 0 |
| AMERISOURCEBERGEN CORP | COM | 03071H100 |  | 12355 | 74558 | SH |  | DFND | 1 | 74459 | 0 | 99 |
| AMERISOURCEBERGEN CORP | COM | 03071H100 |  | 184 | 1109 | SH |  | DFND |  | 109 | 0 | 1000 |
| AMN HEALTHCARE SVCS INC | COM | 001744101 |  | 13038 | 126811 | SH |  | DFND | 1 | 126412 | 0 | 399 |
| AON PLC | SHS CL A | G0403H108 |  | 285 | 949 | SH |  | DFND |  | 0 | 0 | 949 |
| APPLE INC | COM | 037833100 |  | 641 | 4932 | SH |  | DFND | 1 | 3344 | 0 | 1588 |
| APPLE INC | COM | 037833100 |  | 221 | 1700 | SH |  | DFND |  | 0 | 0 | 1700 |
| ARES CAPITAL CORP | COM | 04010L103 |  | 3989 | 215948 | SH |  | DFND | 1 | 215948 | 0 | 0 |
| ARES CAPITAL CORP | COM | 04010L103 |  | 116 | 6291 | SH |  | DFND |  | 6291 | 0 | 0 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 50 | 210 | SH |  | DFND | 1 | 210 | 0 | 0 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 287 | 1200 | SH |  | DFND |  | 0 | 0 | 1200 |
| AXOS FINANCIAL INC | COM | 05465C100 |  | 6574 | 171996 | SH |  | DFND | 1 | 170736 | 0 | 1260 |
| BANK AMERICA CORP | COM | 060505104 |  | 15 | 458 | SH |  | DFND | 1 | 0 | 0 | 458 |
| BANK AMERICA CORP | COM | 060505104 |  | 208 | 6275 | SH |  | DFND |  | 0 | 0 | 6275 |
| BANK NEW YORK MELLON CORP | COM | 064058100 |  | 328 | 7200 | SH |  | DFND | 1 | 6000 | 0 | 1200 |
| BECTON DICKINSON  CO | COM | 075887109 |  | 23 | 89 | SH |  | DFND | 1 | 89 | 0 | 0 |
| BECTON DICKINSON  CO | COM | 075887109 |  | 243 | 955 | SH |  | DFND |  | 0 | 0 | 955 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 9719 | 31463 | SH |  | DFND | 1 | 31428 | 0 | 35 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 15 | 50 | SH |  | DFND |  | 50 | 0 | 0 |
| BOEING CO | COM | 097023105 |  | 240 | 1262 | SH |  | DFND | 1 | 21 | 0 | 1241 |
| BOOKING HOLDINGS INC | COM | 09857L108 |  | 1824 | 905 | SH |  | DFND | 1 | 898 | 0 | 7 |
| CARGURUS INC | COM CL A | 141788109 |  | 4097 | 292453 | SH |  | DFND | 1 | 291940 | 0 | 513 |
| CB FINANCIAL SERVICES INC | COM | 12479G101 |  | 721 | 33642 | SH |  | DFND | 1 | 33642 | 0 | 0 |
| CF INDS HLDGS INC | COM | 125269100 |  | 10165 | 119318 | SH |  | DFND | 1 | 118613 | 0 | 705 |
| CF INDS HLDGS INC | COM | 125269100 |  | 64 | 749 | SH |  | DFND |  | 749 | 0 | 0 |
| CHECK POINT SOFTWARE TECH LT | ORD | M22465104 |  | 7283 | 57732 | SH |  | DFND | 1 | 57310 | 341 | 81 |
| CHEVRON CORP NEW | COM | 166764100 |  | 366 | 2039 | SH |  | DFND | 1 | 1406 | 0 | 633 |
| CIVITAS RESOURCES INC | COM NEW | 17888H103 |  | 13445 | 232084 | SH |  | DFND | 1 | 231512 | 0 | 572 |
| CIVITAS RESOURCES INC | COM NEW | 17888H103 |  | 79 | 1358 | SH |  | DFND |  | 1358 | 0 | 0 |
| CLOVIS ONCOLOGY INC | COM | 189464100 |  | 3 | 60000 | SH |  | DFND | 1 | 0 | 0 | 60000 |
| CNB FINANCIAL CORP/PA | COM | 126128107 |  | 87 | 3658 | SH |  | DFND | 1 | 3658 | 0 | 0 |
| COLGATE PALMOLIVE CO | COM | 194162103 |  | 3882 | 49270 | SH |  | DFND | 1 | 49270 | 0 | 0 |
| COLGATE PALMOLIVE CO | COM | 194162103 |  | 247 | 3135 | SH |  | DFND |  | 540 | 0 | 2595 |
| CONSENSUS CLOUD SOLUTIONS IN | COM | 20848V105 |  | 3919 | 72915 | SH |  | DFND | 1 | 72503 | 0 | 412 |
| CORCEPT THERAPEUTICS INC | COM | 218352102 |  | 7033 | 346306 | SH |  | DFND | 1 | 345222 | 0 | 1084 |
| CUMMINS INC | COM | 231021106 |  | 9378 | 38704 | SH |  | DFND | 1 | 38669 | 0 | 35 |
| CUMMINS INC | COM | 231021106 |  | 181 | 745 | SH |  | DFND |  | 745 | 0 | 0 |
| CVS HEALTH CORP | COM | 126650100 |  | 13787 | 147949 | SH |  | DFND | 1 | 147189 | 0 | 760 |
| CVS HEALTH CORP | COM | 126650100 |  | 343 | 3679 | SH |  | DFND |  | 859 | 0 | 2820 |
| DORCHESTER MINERALS LP | COM UNIT | 25820R105 |  | 218 | 7300 | SH |  | DFND | 1 | 0 | 0 | 7300 |
| DOW INC | COM | 260557103 |  | 2348 | 46605 | SH |  | DFND | 1 | 46605 | 0 | 0 |
| DOW INC | COM | 260557103 |  | 81 | 1613 | SH |  | DFND |  | 1613 | 0 | 0 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 597 | 5413 | SH |  | DFND | 1 | 542 | 0 | 4871 |
| F5 INC | COM | 315616102 |  | 10003 | 69696 | SH |  | DFND | 1 | 69150 | 0 | 546 |
| FEDERATED HERMES INC | CL B | 314211103 |  | 2729 | 75165 | SH |  | DFND | 1 | 75165 | 0 | 0 |
| FEDERATED HERMES INC | CL B | 314211103 |  | 103 | 2843 | SH |  | DFND |  | 2843 | 0 | 0 |
| FLEX LTD | ORD | Y2573F102 |  | 13086 | 609812 | SH |  | DFND | 1 | 606069 | 0 | 3743 |
| FLOWERS FOODS INC | COM | 343498101 |  | 2261 | 78656 | SH |  | DFND | 1 | 77548 | 717 | 391 |
| FLOWERS FOODS INC | COM | 343498101 |  | 342 | 11909 | SH |  | DFND |  | 3009 | 0 | 8900 |
| FMC CORP | COM NEW | 302491303 |  | 8544 | 68464 | SH |  | DFND | 1 | 67949 | 0 | 515 |
| FMC CORP | COM NEW | 302491303 |  | 35 | 280 | SH |  | DFND |  | 280 | 0 | 0 |
| FOOT LOCKER INC | COM | 344849104 |  | 8441 | 223356 | SH |  | DFND | 1 | 222847 | 0 | 509 |
| FOOT LOCKER INC | COM | 344849104 |  | 126 | 3347 | SH |  | DFND |  | 3347 | 0 | 0 |
| FORD MTR CO DEL | COM | 345370860 |  | 4599 | 395441 | SH |  | DFND | 1 | 393891 | 0 | 1550 |
| FORD MTR CO DEL | COM | 345370860 |  | 104 | 8907 | SH |  | DFND |  | 8907 | 0 | 0 |
| FORTINET INC | COM | 34959E109 |  | 11039 | 225788 | SH |  | DFND | 1 | 224086 | 0 | 1702 |
| FTI CONSULTING INC | COM | 302941109 |  | 12019 | 75685 | SH |  | DFND | 1 | 75511 | 0 | 174 |
| GRAFTECH INTL LTD | COM | 384313508 |  | 1508 | 316867 | SH |  | DFND | 1 | 316867 | 0 | 0 |
| HERCULES CAPITAL INC | COM | 427096508 |  | 8281 | 626453 | SH |  | DFND | 1 | 624933 | 0 | 1520 |
| HERCULES CAPITAL INC | COM | 427096508 |  | 91 | 6893 | SH |  | DFND |  | 6893 | 0 | 0 |
| HOME DEPOT INC | COM | 437076102 |  | 162 | 512 | SH |  | DFND | 1 | 62 | 0 | 450 |
| HOME DEPOT INC | COM | 437076102 |  | 237 | 751 | SH |  | DFND |  | 0 | 0 | 751 |
| HUNTINGTON INGALLS INDS INC | COM | 446413106 |  | 11598 | 50277 | SH |  | DFND | 1 | 50169 | 0 | 108 |
| HUNTINGTON INGALLS INDS INC | COM | 446413106 |  | 29 | 125 | SH |  | DFND |  | 125 | 0 | 0 |
| HURON CONSULTING GROUP INC | COM | 447462102 |  | 10784 | 148540 | SH |  | DFND | 1 | 147984 | 346 | 210 |
| ILLINOIS TOOL WKS INC | COM | 452308109 |  | 21 | 94 | SH |  | DFND | 1 | 94 | 0 | 0 |
| ILLINOIS TOOL WKS INC | COM | 452308109 |  | 347 | 1574 | SH |  | DFND |  | 0 | 0 | 1574 |
| INTEL CORP | COM | 458140100 |  | 3742 | 141571 | SH |  | DFND | 1 | 141086 | 0 | 485 |
| INTEL CORP | COM | 458140100 |  | 59 | 2233 | SH |  | DFND |  | 1545 | 0 | 688 |
| INTERDIGITAL INC | COM | 45867G101 |  | 5768 | 116580 | SH |  | DFND | 1 | 116580 | 0 | 0 |
| INTERDIGITAL INC | COM | 45867G101 |  | 24 | 489 | SH |  | DFND |  | 489 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | S HDL VOL | 46138E362 |  | 234 | 5337 | SH |  | DFND | 1 | 5337 | 0 | 0 |
| ISHARES TR | CORE S ETF | 464287200 |  | 5303 | 13802 | SH |  | DFND | 1 | 13802 | 0 | 0 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 484 | 7374 | SH |  | DFND | 1 | 7374 | 0 | 0 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 |  | 217 | 1430 | SH |  | DFND | 1 | 1430 | 0 | 0 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 261 | 1217 | SH |  | DFND | 1 | 1217 | 0 | 0 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 374 | 2143 | SH |  | DFND | 1 | 2143 | 0 | 0 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 2242 | 23693 | SH |  | DFND | 1 | 23693 | 0 | 0 |
| ISHARES TR | MSCI USA MIN VOL | 46429B697 |  | 264 | 3665 | SH |  | DFND | 1 | 3665 | 0 | 0 |
| ISHARES TR | MSCI USA VALUE | 46432F388 |  | 425 | 4665 | SH |  | DFND | 1 | 4665 | 0 | 0 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 21 | 327 | SH |  | DFND |  | 0 | 0 | 327 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 180 | 1019 | SH |  | DFND | 1 | 959 | 0 | 60 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 504 | 2855 | SH |  | DFND |  | 0 | 0 | 2855 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 210 | 1564 | SH |  | DFND | 1 | 1564 | 0 | 0 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 111 | 830 | SH |  | DFND |  | 0 | 0 | 830 |
| KFORCE INC | COM | 493732101 |  | 6884 | 125548 | SH |  | DFND | 1 | 125192 | 0 | 356 |
| KIMBERLY-CLARK CORP | COM | 494368103 |  | 3466 | 25535 | SH |  | DFND | 1 | 25360 | 0 | 175 |
| KIMBERLY-CLARK CORP | COM | 494368103 |  | 67 | 494 | SH |  | DFND |  | 494 | 0 | 0 |
| LEIDOS HOLDINGS INC | COM | 525327102 |  | 6871 | 65320 | SH |  | DFND | 1 | 64897 | 0 | 423 |
| LITHIA MTRS INC | COM | 536797103 |  | 7148 | 34912 | SH |  | DFND | 1 | 34780 | 0 | 132 |
| LOWES COS INC | COM | 548661107 |  | 2066 | 10367 | SH |  | DFND | 1 | 355 | 0 | 10012 |
| LUMEN TECHNOLOGIES INC | COM | 550241103 |  | 187 | 35758 | SH |  | DFND | 1 | 35710 | 0 | 48 |
| MICROSOFT CORP | COM | 594918104 |  | 7509 | 31313 | SH |  | DFND | 1 | 31285 | 0 | 28 |
| MICROSOFT CORP | COM | 594918104 |  | 334 | 1393 | SH |  | DFND |  | 219 | 0 | 1174 |
| NATIONAL FUEL GAS CO | COM | 636180101 |  | 340 | 5369 | SH |  | DFND | 1 | 0 | 0 | 5369 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 147 | 1764 | SH |  | DFND | 1 | 1764 | 0 | 0 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 370 | 4429 | SH |  | DFND |  | 0 | 0 | 4429 |
| NOVO-NORDISK A S | ADR | 670100205 |  | 445 | 3285 | SH |  | DFND |  | 0 | 0 | 3285 |
| ONEOK INC NEW | COM | 682680103 |  | 4556 | 69345 | SH |  | DFND | 1 | 69108 | 0 | 237 |
| ONEOK INC NEW | COM | 682680103 |  | 138 | 2093 | SH |  | DFND |  | 1137 | 0 | 956 |
| PALO ALTO NETWORKS INC | COM | 697435105 |  | 9372 | 67167 | SH |  | DFND | 1 | 66732 | 0 | 435 |
| PAYPAL HLDGS INC | COM | 70450Y103 |  | 2525 | 35453 | SH |  | DFND | 1 | 35183 | 0 | 270 |
| PAYPAL HLDGS INC | COM | 70450Y103 |  | 42 | 585 | SH |  | DFND |  | 0 | 0 | 585 |
| PEPSICO INC | COM | 713448108 |  | 2401 | 13290 | SH |  | DFND | 1 | 12981 | 0 | 309 |
| PEPSICO INC | COM | 713448108 |  | 472 | 2611 | SH |  | DFND |  | 720 | 0 | 1891 |
| PNC FINL SVCS GROUP INC | COM | 693475105 |  | 737 | 4664 | SH |  | DFND | 1 | 2061 | 0 | 2603 |
| POLARIS INC | COM | 731068102 |  | 8322 | 82396 | SH |  | DFND | 1 | 81808 | 0 | 588 |
| POLARIS INC | COM | 731068102 |  | 41 | 402 | SH |  | DFND |  | 402 | 0 | 0 |
| PPG INDS INC | COM | 693506107 |  | 303 | 2407 | SH |  | DFND | 1 | 0 | 0 | 2407 |
| PPL CORP | COM | 69351T106 |  | 2556 | 87471 | SH |  | DFND | 1 | 86637 | 0 | 834 |
| PPL CORP | COM | 69351T106 |  | 103 | 3528 | SH |  | DFND |  | 2648 | 0 | 880 |
| PRA GROUP INC | COM | 69354N106 |  | 6256 | 185206 | SH |  | DFND | 1 | 184526 | 432 | 248 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 223 | 1471 | SH |  | DFND | 1 | 700 | 0 | 771 |
| QUALCOMM INC | COM | 747525103 |  | 12 | 107 | SH |  | DFND | 1 | 77 | 0 | 30 |
| QUALCOMM INC | COM | 747525103 |  | 207 | 1885 | SH |  | DFND |  | 0 | 0 | 1885 |
| S  T BANCORP INC | COM | 783859101 |  | 27654 | 809093 | SH |  | DFND | 1 | 0 | 0 | 809093 |
| S  T BANCORP INC | COM | 783859101 |  | 1693 | 49526 | SH |  | DFND |  | 0 | 0 | 49526 |
| SKYWORKS SOLUTIONS INC | COM | 83088M102 |  | 8815 | 96736 | SH |  | DFND | 1 | 96058 | 0 | 678 |
| SMUCKER J M CO | COM NEW | 832696405 |  | 5335 | 33668 | SH |  | DFND | 1 | 33668 | 0 | 0 |
| SMUCKER J M CO | COM NEW | 832696405 |  | 168 | 1060 | SH |  | DFND |  | 440 | 0 | 620 |
| SOLIGENIX INC | COM | 834223307 |  | 17 | 38168 | SH |  | DFND | 1 | 0 | 0 | 38168 |
| SORRENTO THERAPEUTICS INC | COM NEW | 83587F202 |  | 34 | 38853 | SH |  | DFND | 1 | 0 | 0 | 38853 |
| SOUTHWEST AIRLS CO | COM | 844741108 |  | 4792 | 142334 | SH |  | DFND | 1 | 141594 | 0 | 740 |
| SOUTHWEST AIRLS CO | COM | 844741108 |  | 34 | 1000 | SH |  | DFND |  | 1000 | 0 | 0 |
| STARBUCKS CORP | COM | 855244109 |  | 305 | 3072 | SH |  | DFND | 1 | 672 | 0 | 2400 |
| SUPERNUS PHARMACEUTICALS INC | COM | 868459108 |  | 10319 | 289269 | SH |  | DFND | 1 | 287134 | 0 | 2135 |
| SYNCHRONY FINANCIAL | COM | 87165B103 |  | 3044 | 92637 | SH |  | DFND | 1 | 92291 | 0 | 346 |
| SYNCHRONY FINANCIAL | COM | 87165B103 |  | 39 | 1173 | SH |  | DFND |  | 1173 | 0 | 0 |
| TD SYNNEX CORPORATION | COM | 87162W100 |  | 8924 | 94227 | SH |  | DFND | 1 | 93873 | 0 | 354 |
| TETRA TECH INC NEW | COM | 88162G103 |  | 10540 | 72595 | SH |  | DFND | 1 | 72523 | 0 | 72 |
| TREEHOUSE FOODS INC | COM | 89469A104 |  | 9957 | 201645 | SH |  | DFND | 1 | 201097 | 0 | 548 |
| UNION PAC CORP | COM | 907818108 |  | 81 | 389 | SH |  | DFND | 1 | 245 | 0 | 144 |
| UNION PAC CORP | COM | 907818108 |  | 384 | 1855 | SH |  | DFND |  | 0 | 0 | 1855 |
| UNITED PARCEL SERVICE INC | CL B | 911312106 |  | 50 | 289 | SH |  | DFND | 1 | 289 | 0 | 0 |
| UNITED PARCEL SERVICE INC | CL B | 911312106 |  | 235 | 1350 | SH |  | DFND |  | 0 | 0 | 1350 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 8114 | 15304 | SH |  | DFND | 1 | 15237 | 0 | 67 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 90 | 170 | SH |  | DFND |  | 0 | 0 | 170 |
| VANGUARD FTSE EMERGING MARKE | COM | 922042858 |  | 186 | 4760 | SH |  | DFND | 1 | 4760 | 0 | 0 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 11133 | 31687 | SH |  | DFND | 1 | 31687 | 0 | 0 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 417 | 2047 | SH |  | DFND | 1 | 2047 | 0 | 0 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 1101 | 5999 | SH |  | DFND | 1 | 5999 | 0 | 0 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 1797 | 9397 | SH |  | DFND | 1 | 9397 | 0 | 0 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 1913 | 36989 | SH |  | DFND | 1 | 36989 | 0 | 0 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 1407 | 33523 | SH |  | DFND | 1 | 33523 | 0 | 0 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 3714 | 94273 | SH |  | DFND | 1 | 92411 | 0 | 1862 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 351 | 8919 | SH |  | DFND |  | 2459 | 0 | 6460 |
| VISA INC | COM CL A | 92826C839 |  | 30 | 146 | SH |  | DFND | 1 | 146 | 0 | 0 |
| VISA INC | COM CL A | 92826C839 |  | 338 | 1632 | SH |  | DFND |  | 0 | 0 | 1632 |
| WABASH NATL CORP | COM | 929566107 |  | 7137 | 315779 | SH |  | DFND | 1 | 314088 | 0 | 1691 |
| WESTERN DIGITAL CORP. | COM | 958102105 |  | 6257 | 198351 | SH |  | DFND | 1 | 197668 | 0 | 683 |
| WESTERN DIGITAL CORP. | COM | 958102105 |  | 5 | 146 | SH |  | DFND |  | 146 | 0 | 0 |
| WESTPORT FUEL SYSTEMS INC | COM NEW | 960908309 |  | 792 | 1021878 | SH |  | DFND | 1 | 1020372 | 0 | 1506 |
| ZIFF DAVIS INC | COM | 48123V102 |  | 6772 | 85617 | SH |  | DFND | 1 | 84989 | 0 | 628 |

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