# EDGAR Filing Document

**Accession Number:** 0002105684
**File Stem:** 0001398344-26-006785
**Filing Date:** 2026-4
**Character Count:** 28640
**Document Hash:** a8cc53eb8138c2964859a5930f2dbe5a
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001398344-26-006785.hdr.sgml**: 20260421

**ACCESSION NUMBER**: 0001398344-26-006785

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20260331

**FILED AS OF DATE**: 20260421

**DATE AS OF CHANGE**: 20260421

**EFFECTIVENESS DATE**: 20260421

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** CAMBIENT FAMILY OFFICE, LLC
- **CENTRAL INDEX KEY:** 0002105684

**ORGANIZATION NAME:**
- **EIN:** 334785878
- **STATE OF INCORPORATION:** MI
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-26675
- **FILM NUMBER:** 26879054

**BUSINESS ADDRESS:**
- **STREET 1:** 4690 FULTON STREET E
- **STREET 2:** SUITE 203
- **CITY:** ADA
- **STATE:** MI
- **ZIP:** 49301
- **BUSINESS PHONE:** (616) 330-2270

**MAIL ADDRESS:**
- **STREET 1:** 4690 FULTON STREET E
- **STREET 2:** SUITE 203
- **CITY:** ADA
- **STATE:** MI
- **ZIP:** 49301

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 03-31-2026

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** CAMBIENT FAMILY OFFICE LLC<br>**Address:** 4690 FULTON STREET E<br>SUITE 203<br>ADA, MI 49301

**Form 13F File Number:** 028-26675

**CRD Number (if applicable):** 000335128

**SEC File Number (if applicable):** 801-132283

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Josh Gibbs<br>**Title:** Trust Advisor Chief Compliance Officer<br>**Phone:** 616-330-2270

**Signature, Place, and Date of Signing:**

/s/ Josh Gibbs  Ada, MI  04-21-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 261

**Form 13F Information Table Value Total:** $716379759

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| 3M CO | COM | 88579Y101 |  | 480274 | 3307 | SH |  | SOLE |  | 3307 | 0 | 0 |
| ABBOTT LABORATORIES | COM | 002824100 |  | 8176526 | 79639 | SH |  | SOLE |  | 79639 | 0 | 0 |
| ABBVIE INC | COM | 00287Y109 |  | 13813544 | 63513 | SH |  | SOLE |  | 63513 | 0 | 0 |
| ACCENTURE PLC IRELAND | SHS CLASS A | G1151C101 |  | 773728 | 3902 | SH |  | SOLE |  | 3902 | 0 | 0 |
| ADOBE INC | COM | 00724F101 |  | 220960 | 909 | SH |  | SOLE |  | 909 | 0 | 0 |
| ADVANCED MICRO DEVICES INC | COM | 007903107 |  | 951430 | 4677 | SH |  | SOLE |  | 4677 | 0 | 0 |
| AIR PRODUCTS AND CHEMICALS I | COM | 009158106 |  | 5526610 | 19025 | SH |  | SOLE |  | 19025 | 0 | 0 |
| ALBEMARLE CORP | COM | 012653101 |  | 520372 | 2892 | SH |  | SOLE |  | 2892 | 0 | 0 |
| ALLISON TRANSMISSION HLDGS I | COM | 01973R101 |  | 375528 | 3208 | SH |  | SOLE |  | 3208 | 0 | 0 |
| ALLSTATE CORP | COM | 020002101 |  | 285804 | 1372 | SH |  | SOLE |  | 1372 | 0 | 0 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 24186217 | 84314 | SH |  | SOLE |  | 84314 | 0 | 0 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 7007467 | 24369 | SH |  | SOLE |  | 24369 | 0 | 0 |
| ALTRIA GROUP INC | COM | 02209S103 |  | 1277238 | 19049 | SH |  | SOLE |  | 19049 | 0 | 0 |
| AMAZON COM INC | COM | 023135106 |  | 15209996 | 73030 | SH |  | SOLE |  | 73030 | 0 | 0 |
| AMERICAN EXPRESS CO | COM | 025816109 |  | 1615820 | 5342 | SH |  | SOLE |  | 5342 | 0 | 0 |
| AMERICAN WTR WKS CO INC NEW | COM | 030420103 |  | 1966498 | 14450 | SH |  | SOLE |  | 14450 | 0 | 0 |
| AMERIPRISE FINL INC | COM | 03076C106 |  | 1161652 | 2614 | SH |  | SOLE |  | 2614 | 0 | 0 |
| AMGEN INC | COM | 031162100 |  | 960877 | 2731 | SH |  | SOLE |  | 2731 | 0 | 0 |
| AMPHENOL CORP | CL A | 032095101 |  | 416386 | 3289 | SH |  | SOLE |  | 3289 | 0 | 0 |
| ANALOG DEVICES INC | COM | 032654105 |  | 471467 | 1482 | SH |  | SOLE |  | 1482 | 0 | 0 |
| AON PLC | SHS CL A | G0403H108 |  | 427677 | 1325 | SH |  | SOLE |  | 1325 | 0 | 0 |
| APPLE INC | COM | 037833100 |  | 23862553 | 94025 | SH |  | SOLE |  | 94025 | 0 | 0 |
| APPLIED MATLS INC | COM | 038222105 |  | 6239679 | 18256 | SH |  | SOLE |  | 18256 | 0 | 0 |
| APPLOVIN CORP | COM CL A | 03831W108 |  | 216508 | 544 | SH |  | SOLE |  | 544 | 0 | 0 |
| ARISTA NETWORKS INC | COM SHS | 040413205 |  | 6110135 | 49765 | SH |  | SOLE |  | 49765 | 0 | 0 |
| AT INC | COM | 00206R102 |  | 662602 | 22856 | SH |  | SOLE |  | 22856 | 0 | 0 |
| AUTODESK INC | COM | 052769106 |  | 1270237 | 5306 | SH |  | SOLE |  | 5306 | 0 | 0 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 7334486 | 35795 | SH |  | SOLE |  | 35795 | 0 | 0 |
| AUTOZONE INC | COM | 053332102 |  | 226308 | 67 | SH |  | SOLE |  | 67 | 0 | 0 |
| BANK AMERICA CORP | COM | 060505104 |  | 774922 | 15896 | SH |  | SOLE |  | 15896 | 0 | 0 |
| BANK NEW YORK MELLON CORP | COM | 064058100 |  | 262156 | 2210 | SH |  | SOLE |  | 2210 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 3495184 | 7294 | SH |  | SOLE |  | 7294 | 0 | 0 |
| BLACKROCK INC | COM | 09290D101 |  | 5163421 | 5369 | SH |  | SOLE |  | 5369 | 0 | 0 |
| BOEING CO | COM | 097023105 |  | 259730 | 1305 | SH |  | SOLE |  | 1305 | 0 | 0 |
| BONDBLOXX ETF TRUST | BLOOMBERG SIX MN | 09789C788 |  | 11739422 | 233249 | SH |  | SOLE |  | 233249 | 0 | 0 |
| BOOKING HOLDINGS INC | COM | 09857L108 |  | 307337 | 73 | SH |  | SOLE |  | 73 | 0 | 0 |
| BOSTON SCIENTIFIC CORP | COM | 101137107 |  | 232098 | 3699 | SH |  | SOLE |  | 3699 | 0 | 0 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 |  | 407915 | 6726 | SH |  | SOLE |  | 6726 | 0 | 0 |
| BROADCOM INC | COM | 11135F101 |  | 3888571 | 12564 | SH |  | SOLE |  | 12564 | 0 | 0 |
| CAPITAL ONE FINL CORP | COM | 14040H105 |  | 414105 | 2270 | SH |  | SOLE |  | 2270 | 0 | 0 |
| CARRIER GLOBAL CORPORATION | COM | 14448C104 |  | 3211620 | 57035 | SH |  | SOLE |  | 57035 | 0 | 0 |
| CATERPILLAR INC | COM | 149123101 |  | 2027581 | 2862 | SH |  | SOLE |  | 2862 | 0 | 0 |
| CHEVRON CORPORATION | COM | 166764100 |  | 6601518 | 31907 | SH |  | SOLE |  | 31907 | 0 | 0 |
| CINTAS CORP | COM | 172908105 |  | 274853 | 1625 | SH |  | SOLE |  | 1625 | 0 | 0 |
| CIRCLE INTERNET GROUP INC | COM CL A | 172573107 |  | 1773195 | 18585 | SH |  | SOLE |  | 18585 | 0 | 0 |
| CISCO SYS INC | COM | 17275R102 |  | 5031838 | 64852 | SH |  | SOLE |  | 64852 | 0 | 0 |
| CITIGROUP INC | COM NEW | 172967424 |  | 374458 | 3302 | SH |  | SOLE |  | 3302 | 0 | 0 |
| CME GROUP INC | COM | 12572Q105 |  | 273181 | 925 | SH |  | SOLE |  | 925 | 0 | 0 |
| COCA COLA CO | COM | 191216100 |  | 8302046 | 108413 | SH |  | SOLE |  | 108413 | 0 | 0 |
| COHERENT CORP | COM | 19247G107 |  | 648640 | 2723 | SH |  | SOLE |  | 2723 | 0 | 0 |
| CONOCOPHILLIPS | COM | 20825C104 |  | 740244 | 5608 | SH |  | SOLE |  | 5608 | 0 | 0 |
| CONSTELLATION ENERGY CORP | COM | 21037T109 |  | 624674 | 2237 | SH |  | SOLE |  | 2237 | 0 | 0 |
| CORTEVA INC | COM | 22052L104 |  | 496311 | 5929 | SH |  | SOLE |  | 5929 | 0 | 0 |
| COSTCO WHOLESALE CORPORATION | COM | 22160K105 |  | 7073624 | 7099 | SH |  | SOLE |  | 7099 | 0 | 0 |
| CSX CORP | COM | 126408103 |  | 219769 | 5354 | SH |  | SOLE |  | 5354 | 0 | 0 |
| CUMMINS INC | COM | 231021106 |  | 1173951 | 2182 | SH |  | SOLE |  | 2182 | 0 | 0 |
| DANAHER CORP DEL | COM | 235851102 |  | 3406510 | 17929 | SH |  | SOLE |  | 17929 | 0 | 0 |
| DEERE  CO | COM | 244199105 |  | 9394603 | 16630 | SH |  | SOLE |  | 16630 | 0 | 0 |
| DELL TECHNOLOGIES INC | CL C | 24703L202 |  | 249145 | 1518 | SH |  | SOLE |  | 1518 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US TARGETED VLU | 25434V609 |  | 330236 | 5288 | SH |  | SOLE |  | 5288 | 0 | 0 |
| DISNEY WALT CO | COM | 254687106 |  | 329229 | 3416 | SH |  | SOLE |  | 3416 | 0 | 0 |
| DUKE ENERGY CORP NEW | COM NEW | 26441C204 |  | 322222 | 2461 | SH |  | SOLE |  | 2461 | 0 | 0 |
| EATON CORP PLC | SHS | G29183103 |  | 1542264 | 4312 | SH |  | SOLE |  | 4312 | 0 | 0 |
| EBAY INC. | COM | 278642103 |  | 212892 | 2339 | SH |  | SOLE |  | 2339 | 0 | 0 |
| ECOLAB INC | COM | 278865100 |  | 325441 | 1220 | SH |  | SOLE |  | 1220 | 0 | 0 |
| ELI LILLY  CO | COM | 532457108 |  | 21893806 | 23804 | SH |  | SOLE |  | 23804 | 0 | 0 |
| EMERSON ELEC CO | COM | 291011104 |  | 4969247 | 37927 | SH |  | SOLE |  | 37927 | 0 | 0 |
| ENBRIDGE INC | COM | 29250N105 |  | 651358 | 12031 | SH |  | SOLE |  | 12031 | 0 | 0 |
| ENERGY VAULT HOLDINGS INC | COM | 29280W109 |  | 228723 | 69310 | SH |  | SOLE |  | 69310 | 0 | 0 |
| EQUINIX INC | COM | 29444U700 |  | 316591 | 323 | SH |  | SOLE |  | 323 | 0 | 0 |
| EVEREST GROUP LTD | COM | G3223R108 |  | 250040 | 765 | SH |  | SOLE |  | 765 | 0 | 0 |
| EVERUS CONSTR GROUP | COM | 300426103 |  | 224668 | 1903 | SH |  | SOLE |  | 1903 | 0 | 0 |
| EXELON CORP | COM | 30161N101 |  | 299608 | 6112 | SH |  | SOLE |  | 6112 | 0 | 0 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 7100882 | 41854 | SH |  | SOLE |  | 41854 | 0 | 0 |
| FIDELITY WISE ORIGIN BITCOIN | SHS | 315948109 |  | 3001767 | 50852 | SH |  | SOLE |  | 50852 | 0 | 0 |
| FIFTH THIRD BANCORP | COM | 316773100 |  | 358238 | 7645 | SH |  | SOLE |  | 7645 | 0 | 0 |
| FISERV INC | COM | 337738108 |  | 953957 | 17096 | SH |  | SOLE |  | 17096 | 0 | 0 |
| FLEXSHARES TR | MORNSTAR UPSTR | 33939L407 |  | 7571405 | 137263 | SH |  | SOLE |  | 137263 | 0 | 0 |
| FLEXSHARES TR | IBOXX 3R TARGT | 33939L506 |  | 120327 | 4964 | SH |  | SOLE |  | 4964 | 0 | 0 |
| FLEXSHARES TR | IBOXX 5YR TRGT | 33939L605 |  | 230105 | 9544 | SH |  | SOLE |  | 9544 | 0 | 0 |
| FLEXSHARES TR | STOXX GLOBR INF | 33939L795 |  | 67339 | 1053 | SH |  | SOLE |  | 1053 | 0 | 0 |
| FLEXSHARES TR | QLT DIV DEF IDX | 33939L845 |  | 926854 | 11612 | SH |  | SOLE |  | 11612 | 0 | 0 |
| FLEXSHARES TR | QUALT DIVD IDX | 33939L860 |  | 165061 | 2087 | SH |  | SOLE |  | 2087 | 0 | 0 |
| FLEXSHARES TR | FLEXSHARES ULTRA | 33939L886 |  | 258120 | 3423 | SH |  | SOLE |  | 3423 | 0 | 0 |
| FORD MTR CO | COM | 345370860 |  | 166346 | 14415 | SH |  | SOLE |  | 14415 | 0 | 0 |
| FREEPORT MCMORAN INC | CL B | 35671D857 |  | 296129 | 5038 | SH |  | SOLE |  | 5038 | 0 | 0 |
| GE AEROSPACE | COM NEW | 369604301 |  | 884932 | 3113 | SH |  | SOLE |  | 3113 | 0 | 0 |
| GE VERNOVA INC | COM | 36828A101 |  | 4265661 | 4884 | SH |  | SOLE |  | 4884 | 0 | 0 |
| GENERAL DYNAMICS CORP | COM | 369550108 |  | 315406 | 919 | SH |  | SOLE |  | 919 | 0 | 0 |
| GENERAL MTRS CO | COM | 37045V100 |  | 254630 | 3418 | SH |  | SOLE |  | 3418 | 0 | 0 |
| GENTEX CORP | COM | 371901109 |  | 625631 | 28633 | SH |  | SOLE |  | 28633 | 0 | 0 |
| GILEAD SCIENCES INC | COM | 375558103 |  | 1334167 | 9573 | SH |  | SOLE |  | 9573 | 0 | 0 |
| GOLDMAN SACHS BDC INC | SHS | 38147U107 |  | 217709 | 23664 | SH |  | SOLE |  | 23664 | 0 | 0 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 |  | 812965 | 961 | SH |  | SOLE |  | 961 | 0 | 0 |
| HCA HEALTHCARE INC | COM | 40412C101 |  | 294348 | 622 | SH |  | SOLE |  | 622 | 0 | 0 |
| HILTON WORLDWIDE HLDGS INC | COM | 43300A203 |  | 228354 | 751 | SH |  | SOLE |  | 751 | 0 | 0 |
| HOME DEPOT INC | COM | 437076102 |  | 6019003 | 18301 | SH |  | SOLE |  | 18301 | 0 | 0 |
| HONEYWELL INTL INC | COM | 438516106 |  | 3698956 | 16365 | SH |  | SOLE |  | 16365 | 0 | 0 |
| ILLINOIS TOOL WKS INC | COM | 452308109 |  | 730439 | 2789 | SH |  | SOLE |  | 2789 | 0 | 0 |
| INTEL CORP | COM | 458140100 |  | 3726203 | 84437 | SH |  | SOLE |  | 84437 | 0 | 0 |
| INTERCONTINENTAL EXCHANGE IN | COM | 45866F104 |  | 333583 | 2121 | SH |  | SOLE |  | 2121 | 0 | 0 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 720838 | 2974 | SH |  | SOLE |  | 2974 | 0 | 0 |
| INTUIT | COM | 461202103 |  | 328603 | 760 | SH |  | SOLE |  | 760 | 0 | 0 |
| INTUITIVE SURGICAL INC | COM NEW | 46120E602 |  | 8772617 | 19030 | SH |  | SOLE |  | 19030 | 0 | 0 |
| INVESCO ACTIVELY MANAGED EXC | ULTRA SHRT DUR | 46090A887 |  | 3071604 | 61285 | SH |  | SOLE |  | 61285 | 0 | 0 |
| ISHARES BITCOIN TRUST ETF | SHS BEN INT | 46438F101 |  | 1087174 | 28297 | SH |  | SOLE |  | 28297 | 0 | 0 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 1841121 | 26396 | SH |  | SOLE |  | 26396 | 0 | 0 |
| ISHARES INC | MSCI EMRG CHN | 46434G764 |  | 14788 | 188 | SH |  | SOLE |  | 188 | 0 | 0 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 882354 | 6195 | SH |  | SOLE |  | 6195 | 0 | 0 |
| ISHARES TR | CORE S ETF | 464287200 |  | 34090415 | 52189 | SH |  | SOLE |  | 52189 | 0 | 0 |
| ISHARES TR | MSCI EMG MKT ETF | 464287234 |  | 1883895 | 33173 | SH |  | SOLE |  | 33173 | 0 | 0 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 228595 | 2021 | SH |  | SOLE |  | 2021 | 0 | 0 |
| ISHARES TR | 7-10 YR TRSY BD | 464287440 |  | 4168724 | 43679 | SH |  | SOLE |  | 43679 | 0 | 0 |
| ISHARES TR | 1 3 YR TREAS BD | 464287457 |  | 12370142 | 149814 | SH |  | SOLE |  | 149814 | 0 | 0 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 1533641 | 15790 | SH |  | SOLE |  | 15790 | 0 | 0 |
| ISHARES TR | RUS MID CAP ETF | 464287499 |  | 3589652 | 36919 | SH |  | SOLE |  | 36919 | 0 | 0 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 1614912 | 23914 | SH |  | SOLE |  | 23914 | 0 | 0 |
| ISHARES TR | EXPANDED TECH | 464287515 |  | 28018 | 350 | SH |  | SOLE |  | 350 | 0 | 0 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 1770472 | 7139 | SH |  | SOLE |  | 7139 | 0 | 0 |
| ISHARES TR | RUSSELL 3000 ETF | 464287689 |  | 15569 | 42 | SH |  | SOLE |  | 42 | 0 | 0 |
| ISHARES TR | U.S. TECH ETF | 464287721 |  | 9071 | 50 | SH |  | SOLE |  | 50 | 0 | 0 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 170937 | 1375 | SH |  | SOLE |  | 1375 | 0 | 0 |
| ISHARES TR | SP SMCP600VL ETF | 464287879 |  | 104 | 1 | SH |  | SOLE |  | 1 | 0 | 0 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 |  | 4031877 | 37858 | SH |  | SOLE |  | 37858 | 0 | 0 |
| ISHARES TR | EAFE SML CP ETF | 464288273 |  | 31856 | 406 | SH |  | SOLE |  | 406 | 0 | 0 |
| ISHARES TR | GLB INFRASTR ETF | 464288372 |  | 217026 | 3239 | SH |  | SOLE |  | 3239 | 0 | 0 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 730949 | 6886 | SH |  | SOLE |  | 6886 | 0 | 0 |
| ISHARES TR | IBOXX HI YD ETF | 464288513 |  | 106610 | 1340 | SH |  | SOLE |  | 1340 | 0 | 0 |
| ISHARES TR | TRUST ISHARE 0-1 | 464288679 |  | 6235821 | 56489 | SH |  | SOLE |  | 56489 | 0 | 0 |
| ISHARES TR | EAFE VALUE ETF | 464288877 |  | 866847 | 11659 | SH |  | SOLE |  | 11659 | 0 | 0 |
| ISHARES TR | EAFE GRWTH ETF | 464288885 |  | 743283 | 6674 | SH |  | SOLE |  | 6674 | 0 | 0 |
| ISHARES TR | MSCI USA QLT FCT | 46432F339 |  | 10933 | 57 | SH |  | SOLE |  | 57 | 0 | 0 |
| ISHARES TR | CORE MSCI TOTAL | 46432F834 |  | 4852 | 56 | SH |  | SOLE |  | 56 | 0 | 0 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 4805061 | 53077 | SH |  | SOLE |  | 53077 | 0 | 0 |
| ISHARES TR | BROAD USD HIGH | 46435U853 |  | 1205700 | 32728 | SH |  | SOLE |  | 32728 | 0 | 0 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 7346597 | 30055 | SH |  | SOLE |  | 30055 | 0 | 0 |
| JOHNSON CONTROLS INTERNATION | SHS | G51502105 |  | 206327 | 1571 | SH |  | SOLE |  | 1571 | 0 | 0 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 13847261 | 47074 | SH |  | SOLE |  | 47074 | 0 | 0 |
| KLA CORP | COM NEW | 482480100 |  | 1029194 | 699 | SH |  | SOLE |  | 699 | 0 | 0 |
| LAM RESEARCH CORP | COM NEW | 512807306 |  | 898709 | 4201 | SH |  | SOLE |  | 4201 | 0 | 0 |
| LINDE PLC | SHS | G54950103 |  | 822435 | 1659 | SH |  | SOLE |  | 1659 | 0 | 0 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 396465 | 656 | SH |  | SOLE |  | 656 | 0 | 0 |
| LOEWS CORP | COM | 540424108 |  | 453005 | 4244 | SH |  | SOLE |  | 4244 | 0 | 0 |
| LOWES COS INC | COM | 548661107 |  | 3102331 | 13130 | SH |  | SOLE |  | 13130 | 0 | 0 |
| MANHATTAN ASSOCIATES INC | COM | 562750109 |  | 900424 | 6764 | SH |  | SOLE |  | 6764 | 0 | 0 |
| MARATHON PETE CORP | COM | 56585A102 |  | 382137 | 1565 | SH |  | SOLE |  | 1565 | 0 | 0 |
| MARRIOTT INTL INC NEW | CL A | 571903202 |  | 251508 | 769 | SH |  | SOLE |  | 769 | 0 | 0 |
| MARSH  MCLENNAN COS INC | COM | 571748102 |  | 249935 | 1441 | SH |  | SOLE |  | 1441 | 0 | 0 |
| MASCO CORP | COM | 574599106 |  | 203199 | 3366 | SH |  | SOLE |  | 3366 | 0 | 0 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 1091744 | 2185 | SH |  | SOLE |  | 2185 | 0 | 0 |
| MCCORMICK  CO INC | COM NON VTG | 579780206 |  | 235454 | 4668 | SH |  | SOLE |  | 4668 | 0 | 0 |
| MCDONALDS CORP | COM | 580135101 |  | 5907790 | 19009 | SH |  | SOLE |  | 19009 | 0 | 0 |
| MCKESSON CORP | COM | 58155Q103 |  | 489388 | 565 | SH |  | SOLE |  | 565 | 0 | 0 |
| MERCK  CO INC | COM | 58933Y105 |  | 1520877 | 12555 | SH |  | SOLE |  | 12555 | 0 | 0 |
| META PLATFORMS INC | CL A | 30303M102 |  | 3265630 | 5708 | SH |  | SOLE |  | 5708 | 0 | 0 |
| MICRON TECHNOLOGY INC | COM | 595112103 |  | 1049430 | 3105 | SH |  | SOLE |  | 3105 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 |  | 31155083 | 84164 | SH |  | SOLE |  | 84164 | 0 | 0 |
| MONDELEZ INTL INC | CL A | 609207105 |  | 426687 | 7339 | SH |  | SOLE |  | 7339 | 0 | 0 |
| MORGAN STANLEY | COM NEW | 617446448 |  | 799465 | 4858 | SH |  | SOLE |  | 4858 | 0 | 0 |
| MOTOROLA SOLUTIONS INC | COM NEW | 620076307 |  | 428202 | 984 | SH |  | SOLE |  | 984 | 0 | 0 |
| NETFLIX INC. | COM | 64110L106 |  | 1088397 | 11320 | SH |  | SOLE |  | 11320 | 0 | 0 |
| NEWMONT CORP | COM | 651639106 |  | 240953 | 2226 | SH |  | SOLE |  | 2226 | 0 | 0 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 4951881 | 53315 | SH |  | SOLE |  | 53315 | 0 | 0 |
| NORFOLK SOUTHN CORP | COM | 655844108 |  | 249098 | 868 | SH |  | SOLE |  | 868 | 0 | 0 |
| NORTHERN TR CORP | COM | 665859104 |  | 365986 | 2608 | SH |  | SOLE |  | 2608 | 0 | 0 |
| NORTHROP GRUMMAN CORP | COM | 666807102 |  | 313819 | 460 | SH |  | SOLE |  | 460 | 0 | 0 |
| NOVARTIS AG | SPONSORED ADR | 66987V109 |  | 651326 | 4264 | SH |  | SOLE |  | 4264 | 0 | 0 |
| NUCOR CORP | COM | 670346105 |  | 379019 | 2234 | SH |  | SOLE |  | 2234 | 0 | 0 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 48330284 | 277107 | SH |  | SOLE |  | 277107 | 0 | 0 |
| ORACLE CORP | COM | 68389X105 |  | 2775939 | 18870 | SH |  | SOLE |  | 18870 | 0 | 0 |
| OREILLY AUTOMOTIVE INC | COM | 67103H107 |  | 338488 | 3667 | SH |  | SOLE |  | 3667 | 0 | 0 |
| OTIS WORLDWIDE CORP | COM | 68902V107 |  | 2382115 | 30904 | SH |  | SOLE |  | 30904 | 0 | 0 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 |  | 9867905 | 67459 | SH |  | SOLE |  | 67459 | 0 | 0 |
| PALO ALTO NETWORKS INC | COM | 697435105 |  | 3933927 | 24538 | SH |  | SOLE |  | 24538 | 0 | 0 |
| PARKER-HANNIFIN CORP | COM | 701094104 |  | 323171 | 361 | SH |  | SOLE |  | 361 | 0 | 0 |
| PEPSICO INC | COM | 713448108 |  | 5093201 | 32798 | SH |  | SOLE |  | 32798 | 0 | 0 |
| PFIZER INC | COM | 717081103 |  | 631444 | 22487 | SH |  | SOLE |  | 22487 | 0 | 0 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 1440757 | 8636 | SH |  | SOLE |  | 8636 | 0 | 0 |
| PHILLIPS 66 | COM | 718546104 |  | 327190 | 1796 | SH |  | SOLE |  | 1796 | 0 | 0 |
| PIMCO ETF TR | 1-5 US TIP IDX | 72201R205 |  | 201327 | 3721 | SH |  | SOLE |  | 3721 | 0 | 0 |
| PNC FINL SVCS GROUP INC | COM | 693475105 |  | 637568 | 3064 | SH |  | SOLE |  | 3064 | 0 | 0 |
| PPG INDS INC | COM | 693506107 |  | 430398 | 4027 | SH |  | SOLE |  | 4027 | 0 | 0 |
| PROCTER  GAMBLE CO | COM | 742718109 |  | 8626029 | 59720 | SH |  | SOLE |  | 59720 | 0 | 0 |
| PROGRESSIVE CORP | COM | 743315103 |  | 380405 | 1919 | SH |  | SOLE |  | 1919 | 0 | 0 |
| PROLOGIS INC. | COM | 74340W103 |  | 315366 | 2386 | SH |  | SOLE |  | 2386 | 0 | 0 |
| QNITY ELECTRONICS INC | COMMON STOCK | 74743L100 |  | 219324 | 1901 | SH |  | SOLE |  | 1901 | 0 | 0 |
| QUALCOMM INC | COM | 747525103 |  | 553873 | 4301 | SH |  | SOLE |  | 4301 | 0 | 0 |
| QUANTA SVCS INC | COM | 74762E102 |  | 650580 | 1185 | SH |  | SOLE |  | 1185 | 0 | 0 |
| ROBINHOOD MKTS INC | COM CL A | 770700102 |  | 2368535 | 34178 | SH |  | SOLE |  | 34178 | 0 | 0 |
| ROYAL CARIBBEAN GROUP | COM | V7780T103 |  | 240895 | 871 | SH |  | SOLE |  | 871 | 0 | 0 |
| RTX CORPORATION | COM | 75513E101 |  | 16073919 | 83328 | SH |  | SOLE |  | 83328 | 0 | 0 |
| S GLOBAL INC | COM | 78409V104 |  | 396832 | 933 | SH |  | SOLE |  | 933 | 0 | 0 |
| SALESFORCE INC | COM | 79466L302 |  | 409926 | 2196 | SH |  | SOLE |  | 2196 | 0 | 0 |
| SCHWAB CHARLES CORP | COM | 808513105 |  | 465365 | 4952 | SH |  | SOLE |  | 4952 | 0 | 0 |
| SCHWAB STRATEGIC TR | US MID-CAP ETF | 808524508 |  | 384337 | 12414 | SH |  | SOLE |  | 12414 | 0 | 0 |
| SCHWAB STRATEGIC TR | 1000 INDEX ETF | 808524722 |  | 750855 | 23966 | SH |  | SOLE |  | 23966 | 0 | 0 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL EMER | 808524730 |  | 3504 | 92 | SH |  | SOLE |  | 92 | 0 | 0 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 9204 | 300 | SH |  | SOLE |  | 300 | 0 | 0 |
| SCHWAB STRATEGIC TR | US REIT ETF | 808524847 |  | 14 | 1 | SH |  | SOLE |  | 1 | 0 | 0 |
| SELECT SECTOR SPDR TR | STATE STREET TEC | 81369Y803 |  | 577052 | 4342 | SH |  | SOLE |  | 4342 | 0 | 0 |
| SEMPRA | COM | 816851109 |  | 348841 | 3568 | SH |  | SOLE |  | 3568 | 0 | 0 |
| SERVICENOW INC | COM | 81762P102 |  | 240255 | 2298 | SH |  | SOLE |  | 2298 | 0 | 0 |
| SIMON PPTY GROUP INC NEW | COM | 828806109 |  | 231478 | 1241 | SH |  | SOLE |  | 1241 | 0 | 0 |
| SLB LIMITED | COM STK | 806857108 |  | 249556 | 4830 | SH |  | SOLE |  | 4830 | 0 | 0 |
| SMUCKER J M CO | COM NEW | 832696405 |  | 353742 | 3668 | SH |  | SOLE |  | 3668 | 0 | 0 |
| SOUTHERN CO | COM | 842587107 |  | 889798 | 9219 | SH |  | SOLE |  | 9219 | 0 | 0 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 536572 | 1247 | SH |  | SOLE |  | 1247 | 0 | 0 |
| SPDR INDEX SHS FDS | STATE STREET SPD | 78463X509 |  | 7318 | 156 | SH |  | SOLE |  | 156 | 0 | 0 |
| SPDR INDEX SHS FDS | STATE STREET SPD | 78463X541 |  | 2398550 | 32122 | SH |  | SOLE |  | 32122 | 0 | 0 |
| SPDR INDEX SHS FDS | STATE STREET SPD | 78463X756 |  | 215882 | 3265 | SH |  | SOLE |  | 3265 | 0 | 0 |
| SPDR INDEX SHS FDS | STATE STREET SPD | 78463X889 |  | 1101306 | 24125 | SH |  | SOLE |  | 24125 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A607 |  | 1546265 | 15314 | SH |  | SOLE |  | 15314 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A805 |  | 4541760 | 57447 | SH |  | SOLE |  | 57447 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A854 |  | 3131864 | 40918 | SH |  | SOLE |  | 40918 | 0 | 0 |
| SPX TECHNOLOGIES INC | COM | 78473E103 |  | 205938 | 1030 | SH |  | SOLE |  | 1030 | 0 | 0 |
| STARBUCKS CORP | COM | 855244109 |  | 248152 | 2770 | SH |  | SOLE |  | 2770 | 0 | 0 |
| STATE STR SPDR S 500 ETF T | TR UNIT | 78462F103 |  | 36395353 | 55809 | SH |  | SOLE |  | 55809 | 0 | 0 |
| STRYKER CORPORATION | COM | 863667101 |  | 2573816 | 7812 | SH |  | SOLE |  | 7812 | 0 | 0 |
| SYNOPSYS INC | COM | 871607107 |  | 3283237 | 8281 | SH |  | SOLE |  | 8281 | 0 | 0 |
| SYSCO CORP | COM | 871829107 |  | 603594 | 8462 | SH |  | SOLE |  | 8462 | 0 | 0 |
| TAPESTRY INC | COM | 876030107 |  | 202916 | 1438 | SH |  | SOLE |  | 1438 | 0 | 0 |
| TARGET CORP | COM | 87612E106 |  | 479588 | 3957 | SH |  | SOLE |  | 3957 | 0 | 0 |
| TE CONNECTIVITY PLC | ORD SHS | G87052109 |  | 346128 | 1656 | SH |  | SOLE |  | 1656 | 0 | 0 |
| TESLA INC | COM | 88160R101 |  | 2648647 | 7125 | SH |  | SOLE |  | 7125 | 0 | 0 |
| TEXAS INSTRS INC | COM | 882508104 |  | 1046582 | 5391 | SH |  | SOLE |  | 5391 | 0 | 0 |
| THE CIGNA GROUP | COM | 125523100 |  | 1051498 | 3942 | SH |  | SOLE |  | 3942 | 0 | 0 |
| THERMO FISHER SCIENTIFIC INC | COM | 883556102 |  | 530388 | 1078 | SH |  | SOLE |  | 1078 | 0 | 0 |
| TJX COS INC NEW | COM | 872540109 |  | 894929 | 5604 | SH |  | SOLE |  | 5604 | 0 | 0 |
| TRANE TECHNOLOGIES PLC | SHS | G8994E103 |  | 228370 | 548 | SH |  | SOLE |  | 548 | 0 | 0 |
| TRAVELERS COMPANIES INC | COM | 89417E109 |  | 344179 | 1180 | SH |  | SOLE |  | 1180 | 0 | 0 |
| UFP INDUSTRIES INC | COM | 90278Q108 |  | 854229 | 9273 | SH |  | SOLE |  | 9273 | 0 | 0 |
| UNION PAC CORP | COM | 907818108 |  | 1498653 | 6177 | SH |  | SOLE |  | 6177 | 0 | 0 |
| UNITED PARCEL SVCS INC | CL B | 911312106 |  | 258739 | 2630 | SH |  | SOLE |  | 2630 | 0 | 0 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 667248 | 2466 | SH |  | SOLE |  | 2466 | 0 | 0 |
| VANGUARD BD INDEX FDS | VANGUARD ULTRA | 92203C303 |  | 3876559 | 77866 | SH |  | SOLE |  | 77866 | 0 | 0 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 1905883 | 3189 | SH |  | SOLE |  | 3189 | 0 | 0 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 3193 | 36 | SH |  | SOLE |  | 36 | 0 | 0 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 31015 | 108 | SH |  | SOLE |  | 108 | 0 | 0 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 18596 | 71 | SH |  | SOLE |  | 71 | 0 | 0 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 12034225 | 37512 | SH |  | SOLE |  | 37512 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 |  | 28005003 | 372903 | SH |  | SOLE |  | 372903 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 76967 | 1424 | SH |  | SOLE |  | 1424 | 0 | 0 |
| VANGUARD MALVERN FDS | STRM INFPROIDX | 922020805 |  | 1359639 | 27220 | SH |  | SOLE |  | 27220 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | SHORT TERM TREAS | 92206C102 |  | 4109050 | 70192 | SH |  | SOLE |  | 70192 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 |  | 4923301 | 62108 | SH |  | SOLE |  | 62108 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | VNG RUS2000IDX | 92206C664 |  | 6211 | 62 | SH |  | SOLE |  | 62 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | INT-TERM CORP | 92206C870 |  | 18702 | 226 | SH |  | SOLE |  | 226 | 0 | 0 |
| VERALTO CORP | COM SHS | 92338C103 |  | 239793 | 2708 | SH |  | SOLE |  | 2708 | 0 | 0 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 847705 | 16887 | SH |  | SOLE |  | 16887 | 0 | 0 |
| VERTEX PHARMACEUTICALS INC | COM | 92532F100 |  | 314801 | 705 | SH |  | SOLE |  | 705 | 0 | 0 |
| VISA INC | COM CL A | 92826C839 |  | 1555917 | 5148 | SH |  | SOLE |  | 5148 | 0 | 0 |
| WALMART INC | COM | 931142103 |  | 2663610 | 21391 | SH |  | SOLE |  | 21391 | 0 | 0 |
| WASTE MGMT INC DEL | COM | 94106L109 |  | 635810 | 2767 | SH |  | SOLE |  | 2767 | 0 | 0 |
| WELLS FARGO  CO | COM | 949746101 |  | 935731 | 11754 | SH |  | SOLE |  | 11754 | 0 | 0 |
| WELLTOWER INC | COM | 95040Q104 |  | 314142 | 1589 | SH |  | SOLE |  | 1589 | 0 | 0 |
| WILLIAMS COS INC | COM | 969457100 |  | 476700 | 6550 | SH |  | SOLE |  | 6550 | 0 | 0 |
| WINTRUST FINL CORP | COM | 97650W108 |  | 410846 | 2957 | SH |  | SOLE |  | 2957 | 0 | 0 |
| XCEL ENERGY INC | COM | 98389B100 |  | 213654 | 2670 | SH |  | SOLE |  | 2670 | 0 | 0 |
| XYLEM INC | COM | 98419M100 |  | 2026121 | 16955 | SH |  | SOLE |  | 16955 | 0 | 0 |
| YUM BRANDS INC | COM | 988498101 |  | 340035 | 2187 | SH |  | SOLE |  | 2187 | 0 | 0 |
| ZIMMER BIOMET HOLDINGS INC | COM | 98956P102 |  | 411590 | 4540 | SH |  | SOLE |  | 4540 | 0 | 0 |

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