# EDGAR Filing Document

**Accession Number:** 0000103005
**File Stem:** 0001133228-25-013249
**Filing Date:** 2025-12
**Character Count:** 8740
**Document Hash:** d47f2e92d9b9fceec8b5e9d1ea10a459
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001133228-25-013249.hdr.sgml**: 20251205

**ACCESSION NUMBER**: 0001133228-25-013249

**CONFORMED SUBMISSION TYPE**: 497

**PUBLIC DOCUMENT COUNT**: 1

**FILED AS OF DATE**: 20251205

**DATE AS OF CHANGE**: 20251205

**EFFECTIVENESS DATE**: 20251205

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** VARIABLE ANNUITY ACCOUNT B OF VOYA RETIREMENT INSURANCE & ANNUITY Co
- **CENTRAL INDEX KEY:** 0000103005

**ORGANIZATION NAME:**
- **EIN:** 710294708
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 497
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 033-75996
- **FILM NUMBER:** 251551134

**BUSINESS ADDRESS:**
- **STREET 1:** ONE ORANGE WAY
- **CITY:** WINDSOR
- **STATE:** CT
- **ZIP:** 06095-4774
- **BUSINESS PHONE:** 860-580-4646

**MAIL ADDRESS:**
- **STREET 1:** ONE ORANGE WAY
- **CITY:** WINDSOR
- **STATE:** CT
- **ZIP:** 06095-4774

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** VARIABLE ANNUITY ACCOUNT B OF ING LIFE INSURANCE & ANNUITY CO
- **DATE OF NAME CHANGE:** 20060103

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** VARIABLE ANNUITY ACCOUNT B OF ING LIFE INS & ANNUITY CO
- **DATE OF NAME CHANGE:** 20020319

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** VARIABLE ANNUITY ACCOUNT B OF AETNA LIFE INS & ANNUITY CO
- **DATE OF NAME CHANGE:** 19920703

## Series and Classes Contracts Data

### VARIABLE ANNUITY ACCOUNT B OF VOYA RETIREMENT INSURANCE AND ANNUITY COMPANY (Series ID: S000000900)

---

|  |  |
|:---|:---|
| Class Name                                                                          | Class ID   |
| Group Variable Annuity Contracts for Employer-Sponsored Deferred Compensation Plans | C000002956 |

---

## Series and Classes Contracts Data

### VARIABLE ANNUITY ACCOUNT B OF VOYA RETIREMENT INSURANCE AND ANNUITY COMPANY (Series ID: S000000900)

| Class ID   | Class Name                                                                          | Ticker Symbol   |
|:---|:---|:---|
| C000002956 | Group Variable Annuity Contracts for Employer-Sponsored Deferred Compensation Plans |  |

**GROUP VARIABLE ANNUITY CONTRACT FOR**

**EMPLOYER-SPONSORED DEFERRED COMPENSATION PLANS**

issued by

**Voya Retirement Insurance and Annuity Company**

and its

**Variable Annuity Account B**

**Supplement Dated December 5, 2025, to the [Contract Prospectus](https://www.sec.gov/ix?doc=/Archives/edgar/data/103005/000113322825003680/dc-efp15317_485bpos.htm),** 

[**Initial Summary**](https://www.sec.gov/Archives/edgar/data/103005/000113322825003824/dc-efp15350_497vpi.htm) [**Prospectus**](https://www.sec.gov/Archives/edgar/data/103005/000113322825003826/dc-efp15351_497vpi.htm)**, and [Updating Summary Prospectus](https://www.sec.gov/Archives/edgar/data/103005/000113322825003780/dc-efp15352_497vpu.htm),** 

**each dated May 1, 2025, as amended**

This supplement updates and amends certain information contained in your variable annuity contract prospectus ("contract prospectus"), initial summary prospectus and updating summary prospectus ("summary prospectuses"). Please read it carefully and keep it with your contract prospectus or summary prospectuses for future reference. Capitalized terms not defined in this supplement each shall have the meaning given to them in your contract prospectus or summary prospectuses.

**NOTICE OF AND INFORMATION ABOUT UPCOMING**

**FUND SUBSTITUTIONS**

 

*The following information only affects you if you currently invest in or plan to invest in the subaccounts that correspond to the Voya Large Cap Value Portfolio or the VY® T. Rowe Price Equity Income Portfolio.*

In accordance with procedures established by the U.S. Securities and Exchange Commission, Voya Retirement Insurance and Annuity Company (the "Company") and its Variable Annuity Account B (the "Separate Account") intend to replace, effective on or about the close of business on February 6, 2026 (the "Substitution Date"), certain funds in which the subaccounts of the Separate Account invest (the "Existing Funds") with a certain other fund (the "Replacement Fund") as follows (the "Substitution"):

---

| | |
|:---|:---|
| **Existing Funds** | **Replacement Fund** |
| Voya Large Cap Value Portfolio (Class I) | Fidelity*<sup>®</sup>* VIP Equity Income Portfolio<sup>SM</sup> (Initial Class)<sup>1</sup> |
| VY*®* T. Rowe Price Equity Income Portfolio (Class S) | Fidelity*<sup>®</sup>* VIP Equity Income Portfolio<sup>SM</sup> (Initial Class)<sup>1</sup> |

---

&nbsp;&nbsp;&nbsp;&nbsp;• Prior
to the Substitution Date and for thirty days thereafter, you may transfer amounts allocated to a subaccount that invests in the Existing
Funds to any other available subaccount or to any available fixed account free of charge, and any such transfer will not count as a transfer
when imposing any applicable restrictions or limits on transfers (other than restrictions related to frequent or disruptive transfers).

&nbsp;&nbsp;&nbsp;&nbsp;• On the
Substitution Date, your investment in a subaccount that invests in an Existing Fund will automatically become an investment in the subaccount
that invests in the Replacement Fund with an equal total net asset value.

&nbsp;&nbsp;&nbsp;&nbsp;• Unless
you provide us with alternative allocation instructions, after the Substitution Date all allocations directed to a subaccount that invests
in an Existing Fund will be automatically allocated to the subaccount that invests in the Replacement Fund. You may give us alternative
allocation instructions at any time by contacting Customer Service at Defined Contributions Administration, P.O. Box 990063, Hartford,
CT 06199-0063 or (800) 584-6001. **See the "INVESTMENT OPTIONS" section beginning on page 14 of your contract prospectus for information about making allocation changes.** 

&nbsp;&nbsp;&nbsp;&nbsp;• You will
not incur any fees or charges or any tax liability because of the Substitution, and your Contract value immediately before the Substitution
will equal your Contract value immediately after the Substitution.

&nbsp;&nbsp;&nbsp;&nbsp;• The current
overall expenses of the Replacement Fund are less than the current overall expenses of the Existing Funds. The fees and expenses of the
Replacement Fund are more fully described in the Replacement Fund's summary prospectus.

<sup>1</sup> The subaccount that invests in the Fidelity<sup>®</sup> VIP Equity Income Portfolio<sup>SM</sup> (Initial Class) is currently closed to new Investors but will reopen to all Investors as of the Substitution Date.

X.75996C December 2025

&nbsp;&nbsp;&nbsp;&nbsp;• The investment
objective and policies of the Replacement Fund are comparable to the investment objective and policies of the Existing Funds. The investment
objective of the Replacement Fund, along with information about the Replacement Fund's investment adviser/subadviser, is more fully described
in the Replacement Fund's summary prospectus.

&nbsp;&nbsp;&nbsp;&nbsp;• A summary
prospectus for the Replacement Fund accompanies this supplement. Read the summary prospectus carefully before deciding what to do with
amounts allocated to a subaccount that invests in an Existing Fund and the Replacement Fund. If you have not received a summary prospectus,
or if you need another copy, please contact Customer Service at (800) 584-6001.

&nbsp;&nbsp;&nbsp;&nbsp;• After the
Substitution Date, the subaccounts investing in the Existing Funds will no longer be available through the Contract and there will be
no further disclosure regarding it in any future supplements to the contract prospectus.

**\*\*\*\***

**MORE INFORMATION IS AVAILABLE**

More information about the funds available through your Contract, including information about the risks associated with investing in them, can be found in the current prospectus, summary prospectuses, and Statement of Additional Information for each fund. You may obtain these documents by contacting Customer Service.

If you received a summary prospectus for any of the funds available through your Contract, you may obtain a full contract prospectus and other fund information free of charge by either accessing the internet address, calling the telephone number or sending an email request to the email address shown on the front of the fund's summary prospectus.

*Insurance products, annuities and retirement plan funding issued by (third party administrative services may also be provided by) Voya Retirement Insurance and Annuity Company, One Orange Way, Windsor, CT 06095. **Securities are distributed by Voya Financial Partners, LLC (member SIPC). Securities may also be distributed through other broker-dealers with which Voya Financial Partners, LLC has selling agreements.***

X.75996C December 2025