# EDGAR Filing Document

**Accession Number:** 0001164098
**File Stem:** 0001133228-25-010821
**Filing Date:** 2025-10
**Character Count:** 20650
**Document Hash:** b04d1d6e3abc81ac8ecfa7a0c0408425
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001133228-25-010821.hdr.sgml**: 20251010

**ACCESSION NUMBER**: 0001133228-25-010821

**CONFORMED SUBMISSION TYPE**: 497

**PUBLIC DOCUMENT COUNT**: 1

**FILED AS OF DATE**: 20251010

**DATE AS OF CHANGE**: 20251010

**EFFECTIVENESS DATE**: 20251010

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** TRANSAMERICA LIFE INSURANCE CO
- **CENTRAL INDEX KEY:** 0001164098

**ORGANIZATION NAME:**
- **EIN:** 390989781
- **STATE OF INCORPORATION:** IA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 497
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 333-284296
- **FILM NUMBER:** 251387051

**BUSINESS ADDRESS:**
- **STREET 1:** 6400 C STREET SW
- **CITY:** CEDAR RAPIDS
- **STATE:** IA
- **ZIP:** 52499
- **BUSINESS PHONE:** 319-355-8366

**MAIL ADDRESS:**
- **STREET 1:** 6400 C STREET SW
- **CITY:** CEDAR RAPIDS
- **STATE:** IA
- **ZIP:** 52499

## Series and Classes Contracts Data

### TRANSAMERICA LIFE INSURANCE CO (Series ID: S000090653)

---

|  |  |
|:---|:---|
| Class Name                                      | Class ID   |
| TRANSAMERICA STRUCTURED INDEX ADVANTAGE ANNUITY | C000257933 |

---

## Series and Classes Contracts Data

### TRANSAMERICA LIFE INSURANCE CO (Series ID: S000090653)

| Class ID   | Class Name                                      | Ticker Symbol   |
|:---|:---|:---|
| C000257933 | TRANSAMERICA STRUCTURED INDEX ADVANTAGE ANNUITY |  |

**TRANSAMERICA STRUCTURED INDEX ADVANTAGE<sup>®</sup> ANNUITY**

**An Individual Flexible Premium Deferred Index-Linked Annuity Policy**

**Issued by**

**Transamerica Life Insurance Company**

**Supplement dated October 10, 2025**

**to the**

**Prospectus dated May 1, 2025**

**______________________________**

This Supplement updates certain information in the above referenced Prospectus ("the Prospectus"). Except as indicated in this Supplement, all other information included in the Prospectus remains unchanged. We will send you another copy of the applicable Prospectus or any supplement without charge upon request. Please contact our Administrative Office referenced in the Prospectus.

**Appendix A Investment Options Available Under the Policy is hereby deleted and replaced with the following:**

**APPENDIX A**

**INVESTMENT OPTIONS AVAILABLE UNDER THE POLICY**

**INDEX ACCOUNT OPTIONS**

The following is a list of Index Account Options currently available under the Policy. We may change the features of the Index Account Options listed below (including the Index and the current limits on Index gains), offer new Index Account Options, and terminate existing Index Account Options. We will provide you with Written Notice before making any changes other than changes to current limits on Index gains. Information about current limits on Index gains is available at transamerica.com/individual/annuities/registered-index-linked-annuities.

**Note: If amounts are removed from an Index Account Option before the end of its Crediting Period, we will apply an Interim Value adjustment. This may result in a significant reduction in your Policy value that could exceed any protection from Index loss that would be in place if you waited until the end of the Crediting Period.**

*See* [INDEX ACCOUNT OPTIONS](https://www.sec.gov/Archives/edgar/data/1164098/000119312525100008/d941977d485bpos.htm#page101b) in the prospectus for a description of the Index Account Options' features. *See* [EXPENSES AND ADJUSTMENTS – INTERIM VALUE ADJUSTMENTS](https://www.sec.gov/Archives/edgar/data/1164098/000119312525100008/d941977d485bpos.htm#page101c) for more information about Interim Value Adjustments.

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **BASIC INDEX ACCOUNT OPTIONS** | **BASIC INDEX ACCOUNT OPTIONS** | **BASIC INDEX ACCOUNT OPTIONS** | **BASIC INDEX ACCOUNT OPTIONS** | **BASIC INDEX ACCOUNT OPTIONS** | **BASIC INDEX ACCOUNT OPTIONS** |
| **Index** | **Type of Index** | **Crediting Period** | **Current Limit on**<br> **Index Loss**<br> **(if held until end of Crediting Period)** | **Minimum Limit**<br> **on Index Gain**<br> **(for the life of the**<br> **Index Account Option)** | **Credit**<br> **Advantage Fee**<br> **(annualized)** |
| S&P 500® Index<sup>1</sup> | U.S. Large-Cap Equities | 1-Year | Buffer <br> Buffer Rate: 10% | Cap<br> Cap Rate: No lower than 2% | N/A |
| Fidelity World Factor Leaders IndexSM 0.5% AR<sup>1,2</sup> | U.S. and Non-U.S. Equities | 1-Year | Buffer <br> Buffer Rate: 10% | Cap<br> Cap Rate: No lower than 2% | N/A |
| iShares® Russell 2000 ETF<sup>3</sup> | U.S. Small-Cap Equities | 1-Year | Buffer <br> Buffer Rate: 10% | Cap<br> Cap Rate: No lower than 2% | N/A |
| iShares® U.S. Technology ETF<sup>3</sup> | Technology Sector U.S. Equities | 1-Year | Buffer <br> Buffer Rate: 10% | Cap<br> Cap Rate: No lower than 2% | N/A |
| First Trust Equity Edge Index<sup>TM1,2,4</sup> | Dividend-Paying Equities | 1-Year | Buffer <br> Buffer Rate: 10% | Cap<br> Cap Rate: No lower than 2% | N/A |

---

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| S&P 500® Index<sup>1</sup> | U.S. Large-Cap Equities | 1-Year | Buffer <br> Buffer Rate: 15% | Cap<br> Cap Rate: No lower than 2% | N/A |
| Fidelity World Factor Leaders Index<sup>SM</sup> 0.5% AR<sup>1,2</sup> | U.S. and Non-U.S. Equities | 1-Year | Buffer <br> Buffer Rate: 15% | Cap<br> Cap Rate: No lower than 2% | N/A |
| iShares® Russell 2000 ETF<sup>3</sup> | U.S. Small-Cap Equities | 1-Year | Buffer <br> Buffer Rate: 15% | Cap<br> Cap Rate: No lower than 2% | N/A |
| iShares® U.S. Technology ETF<sup>3</sup> | Technology Sector U.S. Equities | 1-Year | Buffer <br> Buffer Rate: 15% | Cap<br> Cap Rate: No lower than 2% | N/A |
| First Trust Equity Edge Index<sup>TM1,2,4</sup> | Dividend-Paying Equities | 1-Year | Buffer <br> Buffer Rate: 15% | Cap<br> Cap Rate: No lower than 2% | N/A |
| S&P 500<sup>®</sup> Index<sup>1</sup> | U.S. Large-Cap Equities | 1-Year | Buffer<br> Buffer Rate: 10% | Edge and Edge+ Rates:<br> No lower than 2% | N/A |
| Fidelity World Factor Leaders Index<sup>SM</sup> 0.5% AR<sup>1,2</sup> | U.S. and Non-U.S. Equities | 1-Year | Buffer<br> Buffer Rate: 10% | Edge and Edge+ Rates: No lower than 2% | N/A |
| iShares<sup>®</sup> Russell 2000 ETF<sup>3</sup> | U.S. Small-Cap Equities | 1-Year | Buffer<br> Buffer Rate: 10% | Edge and Edge+ Rates:<br> No lower than 2% | N/A |
| iShares<sup>®</sup> U.S. Technology ETF<sup>3</sup> | U.S. Large-Cap Equities | 1-Year | Buffer<br> Buffer Rate: 10% | Edge and Edge+ Rates:<br> No lower than 2% | N/A |
| First Trust Equity Edge Index<sup>TM 1, 2,4</sup> | Dividend-Paying Equities | 1-Year | Buffer<br> Buffer Rate: 10% | Edge and Edge+ Rates:<br> No lower than 2% | N/A |
| S&P 500® Index<sup>1</sup> | U.S. Large-Cap Equities | 2-Year | Buffer <br> Buffer Rate: 10% | Cap<br> Cap Rate: No lower than 4% | N/A |
| Fidelity World Factor Leaders Index<sup>SM</sup> 0.5% AR<sup>1,2</sup> | U.S. and Non-U.S. Equities | 2-Year | Buffer <br> Buffer Rate: 10% | Cap<br> Cap Rate: No lower than 4% | N/A |
| iShares® Russell 2000 ETF<sup>3</sup> | U.S. Small-Cap Equities | 2-Year | Buffer <br> Buffer Rate: 10% | Cap<br> Cap Rate: No lower than 4% | N/A |
| iShares® U.S. Technology ETF<sup>3</sup> | Technology Sector U.S. Equities | 2-Year | Buffer <br> Buffer Rate: 10% | Cap<br> Cap Rate: No lower than 4% | N/A |
| First Trust Equity Edge Index<sup>TM1,2,4</sup> | Dividend-Paying Equities | 2-Year | Buffer <br> Buffer Rate: 10% | Cap<br> Cap Rate: No lower than 4% | N/A |
| S&P 500® Index<sup>1</sup> | U.S. Large-Cap Equities | 2-Year | Buffer <br> Buffer Rate: 15% | Cap<br> Cap Rate: No lower than 3% | N/A |
| Fidelity World Factor Leaders Index<sup>SM</sup> 0.5% AR<sup>1,2</sup> | U.S. and Non-U.S. Equities | 2-Year | Buffer <br> Buffer Rate: 15% | Cap<br> Cap Rate: No lower than 3% | N/A |
| iShares® Russell 2000 ETF<sup>3</sup> | U.S. Small-Cap Equities | 2-Year | Buffer <br> Buffer Rate: 15% | Cap<br> Cap Rate: No lower than 3% | N/A |

---

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| iShares® U.S. Technology ETF<sup>3</sup> | Technology Sector U.S. Equities | 2-Year | Buffer <br> Buffer Rate: 15% | Cap<br> Cap Rate: No lower than 3% | N/A |
| First Trust Equity Edge Index<sup>TM1,2,4</sup> | Dividend-Paying Equities | 2-Year | Buffer <br> Buffer Rate: 15% | Cap<br> Cap Rate: No lower than 3% | N/A |
| S&P 500® Index<sup>1</sup> | U.S. Large-Cap Equities | 2-Year | Buffer <br> Buffer Rate: 15% | Cap (Credit Advantage)<br> Cap Rate: No lower than 5% | 1.25% |
| Fidelity World Factor Leaders Index<sup>SM</sup> 0.5% AR<sup>1,2</sup> | U.S. and Non-U.S. Equities | 2-Year | Buffer <br> Buffer Rate: 15% | Cap (Credit Advantage)<br> Cap Rate: No lower than 5% | 1.25% |
| iShares® Russell 2000 ETF<sup>3</sup> | U.S. Small-Cap Equities | 2-Year | Buffer <br> Buffer Rate: 15% | Cap (Credit Advantage)<br> Cap Rate: No lower than 5% | 1.25% |
| iShares® U.S. Technology ETF<sup>3</sup> | Technology Sector U.S. Equities | 2-Year | Buffer <br> Buffer Rate: 15% | Cap (Credit Advantage)<br> Cap Rate: No lower than 5% | 1.25% |
| First Trust Equity Edge Index<sup>TM1,2,4</sup> | Dividend-Paying Equities | 2-Year | Buffer <br> Buffer Rate: 15% | Cap (Credit Advantage)<br> Cap Rate: No lower than 5% | 1.25% |
| S&P 500<sup>®</sup> Index<sup>1</sup> | U.S. Large-Cap Equities | 2-Year | Buffer<br> Buffer Rate: 10% | Edge and Edge+ Rates:<br> No lower than 3% | N/A |
| Fidelity World Factor Leaders Index<sup>SM</sup> 0.5% AR<sup>1,2</sup> | U.S. and Non-U.S. Equities | 2-Year | Buffer<br> Buffer Rate: 10% | Edge and Edge+ Rates:<br> No lower than 3% | N/A |
| iShares<sup>®</sup> Russell 2000 ETF<sup>3</sup> | U.S. Small-Cap Equities | 2-Year | Buffer<br> Buffer Rate: 10% | Edge and Edge+ Rates:<br> No lower than 3% | N/A |
| iShares<sup>®</sup> U.S. Technology ETF<sup>3</sup> | Technology Sector U.S. Equities | 2-Year | Buffer<br> Buffer Rate: 10% | Edge and Edge+ Rates:<br> No lower than 3% | N/A |
| First Trust Equity Edge Index<sup>TM 1, 2,4</sup> | Dividend-Paying Equities | 2-Year | Buffer<br> Buffer Rate: 10% | Edge and Edge+ Rates:<br> No lower than 3% | N/A |
| S&P 500® Index<sup>1</sup> | U.S. Large-Cap Equities | 6-Year | Buffer <br> Buffer Rate: 10% | Cap<br> Cap Rate: No lower than 10% | N/A |
| Fidelity World Factor Leaders Index<sup>SM</sup> 0.5% AR<sup>1,2</sup> | U.S. and Non-U.S. Equities | 6-Year | Buffer <br> Buffer Rate: 10% | Cap<br> Cap Rate: No lower than 10% | N/A |
| iShares® Russell 2000 ETF<sup>3</sup> | U.S. Small-Cap Equities | 6-Year | Buffer <br> Buffer Rate: 10% | Cap<br> Cap Rate: No lower than 10% | N/A |
| iShares® U.S. Technology ETF<sup>3</sup> | Technology Sector U.S. Equities | 6-Year | Buffer <br> Buffer Rate: 10% | Cap<br> Cap Rate: No lower than 10% | N/A |
| First Trust Equity Edge Index<sup>TM1,2,4</sup> | Dividend-Paying Equities | 6-Year | Buffer <br> Buffer Rate: 10% | Cap<br> Cap Rate: No lower than 10% | N/A |

---

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| S&P 500® Index<sup>1</sup> | U.S. Large-Cap Equities | 6-Year | Buffer <br> Buffer Rate: 15% | Participation (Credit Advantage)<br> Participation Rate:<br> No lower than 50% | 1.25% |
| Fidelity World Factor Leaders Index<sup>SM</sup> 0.5% AR<sup>1,2</sup> | U.S. and Non-U.S. Equities | 6-Year | Buffer <br> Buffer Rate: 15% | Participation (Credit Advantage)<br> Participation Rate:<br> No lower than 50% | 1.25% |
| iShares® Russell 2000 ETF<sup>3</sup> | U.S. Small-Cap Equities | 6-Year | Buffer <br> Buffer Rate: 15% | Participation (Credit Advantage)<br> Participation Rate:<br> No lower than 50% | 1.25% |
| iShares® U.S. Technology ETF<sup>3</sup> | Technology Sector U.S. Equities | 6-Year | Buffer <br> Buffer Rate: 15% | Participation (Credit Advantage)<br> Participation Rate:<br> No lower than 50% | 1.25% |
| First Trust Equity Edge Index<sup>TM1,2,4</sup> | Dividend-Paying Equities | 6-Year | Buffer <br> Buffer Rate: 15% | Participation (Credit Advantage)<br> Participation Rate: No lower than 50% | 1.25% |
| S&P 500® Index<sup>1</sup> | U.S. Large-Cap Equities | 6-Year | Buffer <br> Buffer Rate: 20% | Cap<br> Cap Rate: No lower than 8% | N/A |
| Fidelity World Factor Leaders Index<sup>SM</sup> 0.5% AR<sup>1,2</sup> | U.S. and Non-U.S. Equities | 6-Year | Buffer <br> Buffer Rate: 20% | Cap<br> Cap Rate: No lower than 8% | N/A |
| iShares® Russell 2000 ETF<sup>3</sup> | U.S. Small-Cap Equities | 6-Year | Buffer <br> Buffer Rate: 20% | Cap<br> Cap Rate: No lower than 8% | N/A |
| iShares® U.S. Technology ETF<sup>3</sup> | Technology Sector U.S. Equities | 6-Year | Buffer <br> Buffer Rate: 20% | Cap<br> Cap Rate: No lower than 8% | N/A |
| First Trust Equity Edge Index<sup>TM1, 2,4</sup> | Dividend-Paying Equities | 6-Year | Buffer <br> Buffer Rate: 20% | Cap<br> Cap Rate: No lower than 8% | N/A |
| S&P 500<sup>®</sup> Index<sup>1</sup> | U.S. Large-Cap Equities | 6-Year | Buffer<br> Buffer Rate: 10% | Edge and Edge+ Rates:<br> No lower than 8% | N/A |
| Fidelity World Factor Leaders Index<sup>SM</sup> 0.5% AR<sup>1,2</sup> | U.S. and Non-U.S. Equities | 6-Year | Buffer<br> Buffer Rate: 10% | Edge and Edge+ Rates:<br> No lower than 8% | N/A |
| iShares<sup>®</sup> Russell 2000 ETF<sup>3</sup> | U.S. Small-Cap Equities | 6-Year | Buffer<br> Buffer Rate: 10% | Edge and Edge+ Rates:<br> No lower than 8% | N/A |
| iShares<sup>®</sup> U.S. Technology ETF<sup>3</sup> | Technology Sector U.S. Equities | 6-Year | Buffer<br> Buffer Rate: 10% | Edge and Edge+ Rates:<br> No lower than 8% | N/A |
| First Trust Equity Edge Index<sup>TM 1,2,4</sup> | Dividend-Paying Equities | 6-Year | Buffer<br> Buffer Rate: 10% | Edge and Edge+ Rates:<br> No lower than 8% | N/A |

---

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. This Index is a "price return" index, not a "total return" index, and therefore does not reflect the dividends
paid on the securities composing the Index, which will reduce the Index return and may cause the Index to underperform a direct investment
in the securities composing the Index.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. The Index provider applies a reduction when calculating Index performance, which will reduce the Index return and may cause the Index
to underperform a direct investment in the securities composing the Index.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. This Index is an ETF. Index Values are based on the ETF's closing prices. The Index Values reflect a "price return,"
not a "total return," and therefore do not reflect the dividends or other distributions paid by the ETF. In addition, fees
and costs are deducted from the ETF, which reduces the ETF's performance. These factors will reduce the Index return and may cause
the Index to underperform a direct investment in the ETF or the securities in which the ETF invests.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4. Even though this Index is composed of dividend-paying securities, you will not receive any dividends paid on those securities, and
any dividends paid on those securities will not be reflected in Index Values.

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| **ENHANCED INDEX ACCOUNT OPTIONS** | **ENHANCED INDEX ACCOUNT OPTIONS** | **ENHANCED INDEX ACCOUNT OPTIONS** | **ENHANCED INDEX ACCOUNT OPTIONS** | **ENHANCED INDEX ACCOUNT OPTIONS** | **ENHANCED INDEX ACCOUNT OPTIONS** | **ENHANCED INDEX ACCOUNT OPTIONS** |
| **Index** | **Type of Index** | **Crediting Period** | **Current Limit on**<br> **Index Loss**<br> **(if held until end**<br> **of Crediting Period)** | **Minimum Limit**<br> **on Index Gain**<br> **(for the life of**<br> **the Index Account Option)** | **Credit Advantage Fee**<br> **(annualized)** | **Best Entry**<br> **Initial Index**<br> **Value**<br> **Reset Feature** |
| S&P 500® Index<sup>1</sup> | U.S. Large-Cap Equities | 6-Year | Buffer <br> Buffer Rate: 10% | Cap<br> Cap Rate:<br> No lower than 8% | N/A | Observation Frequency: Monthly<br> Observation Days: 3<br> Best Entry Reset Threshold: -5%<br> Best Entry Reset Maximum: -5% |
| Fidelity World Factor Leaders Index<sup>SM</sup> 0.5% AR<sup>1,2</sup> | U.S. and Non-U.S. Equities | 6-Year | Buffer <br> Buffer Rate: 10% | Cap<br> Cap Rate:<br> No lower than 8% | N/A | Observation Frequency: Monthly<br> Observation Days: 3<br> Best Entry Reset Threshold: -5%<br> Best Entry Reset Maximum: -5% |
| S&P 500® Index<sup>1</sup> | U.S. Large-Cap Equities | 6-Year | Buffer <br> Buffer Rate: 10% | Cap Credit Advantage)<br> Cap Rate:<br> No lower than 12% | 1.25% | Observation Frequency: Monthly<br> Observation Days: 6<br> Best Entry Reset Threshold: -5%<br> Best Entry Reset Maximum: -20% |
| Fidelity World Factor Leaders Index<sup>SM</sup> 0.5% AR<sup>1,2</sup> | U.S. and Non-U.S. Equities | 6-Year | Buffer <br> Buffer Rate: 10% | Cap (Credit Advantage)<br> Cap Rate:<br> No lower than 12% | 1.25% | Observation Frequency: Monthly<br> Observation Days: 6<br> Best Entry Reset Threshold: -5%<br> Best Entry Reset Maximum: -20% |

---

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. This Index is a "price return" index, not a "total return" index, and therefore does not reflect the dividends
paid on the securities composing the Index, which will reduce the Index return and may cause the Index to underperform a direct investment
in the securities composing the Index.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. The Index provider applies a reduction when calculating Index performance, which will reduce the Index return and may cause the Index
to underperform a direct investment in the securities composing the Index.

**We expect to add and remove investment options from time to time. We will always offer the following Index Account Option: S&P 500® Index, 1-Year Crediting Period, Buffer (Buffer Rate: 10%), Cap (Cap Rate: no lower than 2%), no Credit Advantage Fee (subject to our right of Index substitution).**

**An Index Account Option with a 10% Buffer Rate will always be available under the Policy. In the future, if we offer a new Index Account Option that includes a Buffer:**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· For Policies with applications signed prior to May 1, 2024, the Buffer Rate
will be at least 10%.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· For Policies with applications signed on or after May 1, 2024, there is no
pre-specified minimum Buffer Rate. While we will not offer any Index Account Options that provide for no downside protection, we may offer
Index Account Options that provide only minimal limits on Index losses, which would mean risk of loss of nearly the entire amount invested.

**In the future, if we offer a new Index Account Option and:**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· the Growth Opportunity Type is Cap, the guaranteed minimum Cap Rate will
be no lower than 2%.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· the Growth Opportunity Type is Participation, for Policies with applications
signed prior to May 1, 2024, the guaranteed minimum Participation Rate will be no lower than 50%, and for Policies with applications signed
on or after May 1, 2024, the guaranteed minimum Participation Rate will be no lower than 10%.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· the Growth Opportunity Type is Edge and Edge+, the guaranteed minimum Edge
Rate and Edge+ Rate will be no lower than 2%.

We reserve the right to offer new Index Account Options with different Downside Protection Types or Growth Opportunity Types in the future.

**FIXED ACCOUNT OPTION**

The following is the Fixed Account Option currently available under the Policy. We may change the features of the Fixed Account Option listed below, offer new Fixed Account Options, and terminate existing Fixed Account Options. We will provide you with Written Notice before doing so. If amounts are withdrawn from the Fixed Account Option before the end of the Surrender Charge period we will apply a Surrender Charge, this will result in a reduction in your Policy value which may be significant.

---

| | | |
|:---|:---|:---|
| **Name** | **Crediting Period** | **Minimum Guaranteed**<br> **Interest Rate** |
| Fixed Account Option | 1-Year | 0.25% |

---

State variations may apply to your guaranteed minimum effective annual interest rate. *See* [APPENDIX D – State Variations](https://www.sec.gov/Archives/edgar/data/1164098/000119312525100008/d941977d485bpos.htm) in the prospectus.

**This Supplement must be accompanied or preceded by the applicable Prospectus.**

**Please read this Supplement carefully and retain it for future reference.**