# EDGAR Filing Document

**Accession Number:** 0000354046
**File Stem:** 0000354046-23-000008
**Filing Date:** 2023-2
**Character Count:** 2044
**Document Hash:** 66132651f6cf1c63cae60f9f3177f58c
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0000354046-23-000008.hdr.sgml**: 20230228

**ACCESSION NUMBER**: 0000354046-23-000008

**CONFORMED SUBMISSION TYPE**: 497K

**PUBLIC DOCUMENT COUNT**: 1

**FILED AS OF DATE**: 20230228

**DATE AS OF CHANGE**: 20230228

**EFFECTIVENESS DATE**: 20230228

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** FIDELITY CHARLES STREET TRUST
- **CENTRAL INDEX KEY:** 0000354046
- **IRS NUMBER:** 000000000
- **STATE OF INCORPORATION:** MA
- **FISCAL YEAR END:** 0930

**FILING VALUES:**
- **FORM TYPE:** 497K
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 002-73133
- **FILM NUMBER:** 23679043

**BUSINESS ADDRESS:**
- **STREET 1:** 245 SUMMER STREET
- **CITY:** BOSTON
- **STATE:** MA
- **ZIP:** 02210
- **BUSINESS PHONE:** 617-563-7000

**MAIL ADDRESS:**
- **STREET 1:** 245 SUMMER STREET
- **CITY:** BOSTON
- **STATE:** MA
- **ZIP:** 02210

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** FIDELITY U S GOVERNMENT RESERVES FUND
- **DATE OF NAME CHANGE:** 19880201

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** FIDELITY FEDERAL RESERVES
- **DATE OF NAME CHANGE:** 19820215

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** FIDELITY UNITED STATES TREASURY TRUST
- **DATE OF NAME CHANGE:** 19811020

## Series and Classes Contracts Data

### Growth Allocation Fund (Series ID: S000075292)

| Class ID   | Class Name             | Ticker Symbol   |
|:---|:---|:---|
| C000234199 | Growth Allocation Fund | FRGAX           |

**Supplement to the**

**Growth Allocation Fund**

**November 29, 2022**

**Summary Prospectus**

*Sharon Delia Dolan no longer serves as a Co-Portfolio Manager of the fund.*

*Kristina Stookey no longer serves as a Co-Portfolio Manager of the fund.*

The following information replaces similar information found in the "Fund Summary" section under the "Portfolio Manager(s)" heading.

Bruno Winberg Crocco (Co-Portfolio Manager) has managed the fund since 2023.

Finola McGuire Foley (Co-Portfolio Manager) has managed the fund since 2023.

GAF-SUSTK-0223-100 1.9909395.100 February 28, 2023