# EDGAR Filing Document

**Accession Number:** 0001790837
**File Stem:** 0001790837-25-000007
**Filing Date:** 2025-10
**Character Count:** 11862
**Document Hash:** 9d37de7277170c84720594d1ea2ebcaf
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001790837-25-000007.hdr.sgml**: 20251028

**ACCESSION NUMBER**: 0001790837-25-000007

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251028

**DATE AS OF CHANGE**: 20251028

**EFFECTIVENESS DATE**: 20251028

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Bull Street Advisors, LLC
- **CENTRAL INDEX KEY:** 0001790837

**ORGANIZATION NAME:**
- **EIN:** 834489500
- **STATE OF INCORPORATION:** GA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-19609
- **FILM NUMBER:** 251424562

**BUSINESS ADDRESS:**
- **STREET 1:** 500 COMMERCIAL CT, SUITE 4
- **CITY:** SAVANNAH
- **STATE:** GA
- **ZIP:** 31406
- **BUSINESS PHONE:** 9124415185

**MAIL ADDRESS:**
- **STREET 1:** 500 COMMERCIAL CT, SUITE 4
- **CITY:** SAVANNAH
- **STATE:** GA
- **ZIP:** 31406

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 09-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Bull Street Advisors LLC<br>**Address:** 500 COMMERCIAL CT SUITE 4<br>SAVANNAH, GA 31406

**Form 13F File Number:** 028-19609

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Mark I Allen<br>**Title:** CEO/CCO<br>**Phone:** 9124415185

**Signature, Place, and Date of Signing:**

Mark I Allen  Savannah, GA  10-28-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 89

**Form 13F Information Table Value Total:** $214224

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| 3M Company | COM | 88579Y101 |  | 369 | 2377 | SH |  | SOLE |  | 0 | 0 | 2377 |
| AFLAC Inc. | COM | 001055102 |  | 772 | 6915 | SH |  | SOLE |  | 0 | 0 | 6915 |
| Abbott Laboratories | COM | 002824100 |  | 1730 | 12918 | SH |  | SOLE |  | 0 | 0 | 12918 |
| Alphabet Inc. Class A | COM | 02079K305 |  | 3379 | 13900 | SH |  | SOLE |  | 0 | 0 | 13900 |
| Alphabet Inc. Class C | COM | 02079K107 |  | 2640 | 10841 | SH |  | SOLE |  | 0 | 0 | 10841 |
| American Express Co. | COM | 025816109 |  | 3797 | 11430 | SH |  | SOLE |  | 0 | 0 | 11430 |
| Amgen Inc. | COM | 031162100 |  | 3677 | 13030 | SH |  | SOLE |  | 0 | 0 | 13030 |
| Apple Inc. | COM | 037833100 |  | 9527 | 37416 | SH |  | SOLE |  | 0 | 0 | 37416 |
| Automatic Data Processing Inc. | COM | 053015103 |  | 3857 | 13143 | SH |  | SOLE |  | 0 | 0 | 13143 |
| Avalonbay Communities | COM | 053484101 |  | 1051 | 5440 | SH |  | SOLE |  | 0 | 0 | 5440 |
| Bank of America Corp | COM | 060505104 |  | 353 | 6837 | SH |  | SOLE |  | 0 | 0 | 6837 |
| Berkshire Hathaway Class B | COM | 084670702 |  | 4941 | 9828 | SH |  | SOLE |  | 0 | 0 | 9828 |
| CVS Health Corporation | COM | 126650100 |  | 418 | 5543 | SH |  | SOLE |  | 0 | 0 | 5543 |
| Camden Property Trust | COM | 133131102 |  | 1360 | 12735 | SH |  | SOLE |  | 0 | 0 | 12735 |
| Carrier Global Corp | COM | 14448C104 |  | 608 | 10176 | SH |  | SOLE |  | 0 | 0 | 10176 |
| Chevron Corp | COM | 166764100 |  | 2690 | 17321 | SH |  | SOLE |  | 0 | 0 | 17321 |
| Chubb Limited | COM | H1467J104 |  | 854 | 3025 | SH |  | SOLE |  | 0 | 0 | 3025 |
| Cigna Corporation | COM | 125523100 |  | 347 | 1205 | SH |  | SOLE |  | 0 | 0 | 1205 |
| Cisco Systems Inc. | COM | 17275R102 |  | 2597 | 37953 | SH |  | SOLE |  | 0 | 0 | 37953 |
| Coca-Cola Company | COM | 191216100 |  | 6866 | 103522 | SH |  | SOLE |  | 0 | 0 | 103522 |
| Colgate-Palmolive Co | COM | 194162103 |  | 664 | 8300 | SH |  | SOLE |  | 0 | 0 | 8300 |
| Comcast cl A | COM | 20030N101 |  | 1506 | 47918 | SH |  | SOLE |  | 0 | 0 | 47918 |
| ConocoPhillips | COM | 20825C104 |  | 1008 | 10660 | SH |  | SOLE |  | 0 | 0 | 10660 |
| Corteva Inc. | COM | 22052L104 |  | 239 | 3536 | SH |  | SOLE |  | 0 | 0 | 3536 |
| Costco Wholesale Corp | COM | 22160K105 |  | 7237 | 7818 | SH |  | SOLE |  | 0 | 0 | 7818 |
| Danaher Corporation | COM | 235851102 |  | 4110 | 20732 | SH |  | SOLE |  | 0 | 0 | 20732 |
| Diageo PLC ADS | COM | 25243Q205 |  | 708 | 7415 | SH |  | SOLE |  | 0 | 0 | 7415 |
| Dominion Energy Inc. | COM | 25746U109 |  | 1618 | 26450 | SH |  | SOLE |  | 0 | 0 | 26450 |
| DuPont de Nemours Inc. | COM | 26614N102 |  | 1178 | 15120 | SH |  | SOLE |  | 0 | 0 | 15120 |
| Duke Energy Corp | COM | 26441C204 |  | 1816 | 14673 | SH |  | SOLE |  | 0 | 0 | 14673 |
| Elevance Health Inc. | COM | 036752103 |  | 1837 | 5684 | SH |  | SOLE |  | 0 | 0 | 5684 |
| Emerson Electric Co. | COM | 291011104 |  | 2363 | 18012 | SH |  | SOLE |  | 0 | 0 | 18012 |
| Enterprise Products Part LP | COM | 293792107 |  | 330 | 10551 | SH |  | SOLE |  | 0 | 0 | 10551 |
| Equity Residential Properties | COM | 29476L107 |  | 526 | 8122 | SH |  | SOLE |  | 0 | 0 | 8122 |
| Exxon Mobil Corporation | COM | 30231G102 |  | 4232 | 37538 | SH |  | SOLE |  | 0 | 0 | 37538 |
| Fiserv Inc. | COM | 337738108 |  | 4093 | 31745 | SH |  | SOLE |  | 0 | 0 | 31745 |
| Fortive Corporation | COM | 34959J108 |  | 889 | 18147 | SH |  | SOLE |  | 0 | 0 | 18147 |
| G.E. Aerospace | COM | 369604301 |  | 348 | 1156 | SH |  | SOLE |  | 0 | 0 | 1156 |
| General Mills Inc. | COM | 370334104 |  | 1032 | 20470 | SH |  | SOLE |  | 0 | 0 | 20470 |
| Genuine Parts Company | COM | 372460105 |  | 780 | 5625 | SH |  | SOLE |  | 0 | 0 | 5625 |
| Goldman Sachs Group Inc | COM | 38141G104 |  | 763 | 958 | SH |  | SOLE |  | 0 | 0 | 958 |
| Home Depot Inc. | COM | 437076102 |  | 6925 | 17090 | SH |  | SOLE |  | 0 | 0 | 17090 |
| Honeywell Intl Inc | COM | 438516106 |  | 2965 | 14086 | SH |  | SOLE |  | 0 | 0 | 14086 |
| IBM Corp | COM | 459200101 |  | 254 | 900 | SH |  | SOLE |  | 0 | 0 | 900 |
| JPMorgan Chase  Co | COM | 46625H100 |  | 5307 | 16826 | SH |  | SOLE |  | 0 | 0 | 16826 |
| Johnson  Johnson | COM | 478160104 |  | 8868 | 47825 | SH |  | SOLE |  | 0 | 0 | 47825 |
| Lowes Companies Inc. | COM | 548661107 |  | 245 | 973 | SH |  | SOLE |  | 0 | 0 | 973 |
| Merck  Co. Inc. | COM | 58933Y105 |  | 1185 | 14123 | SH |  | SOLE |  | 0 | 0 | 14123 |
| Microsoft Corporation | COM | 594918104 |  | 8903 | 17188 | SH |  | SOLE |  | 0 | 0 | 17188 |
| Mondelez International Inc | COM | 609207105 |  | 2731 | 43709 | SH |  | SOLE |  | 0 | 0 | 43709 |
| Morgan Stanley | COM | 617446448 |  | 1204 | 7575 | SH |  | SOLE |  | 0 | 0 | 7575 |
| Murphy USA Inc. | COM | 626755102 |  | 691 | 1780 | SH |  | SOLE |  | 0 | 0 | 1780 |
| Novo-Nordisk A/S | COM | 670100205 |  | 820 | 14770 | SH |  | SOLE |  | 0 | 0 | 14770 |
| Nucor Corporation | COM | 670346105 |  | 1643 | 12133 | SH |  | SOLE |  | 0 | 0 | 12133 |
| Otis Worldwide Corp | COM | 68902V107 |  | 500 | 5470 | SH |  | SOLE |  | 0 | 0 | 5470 |
| PepsiCo Inc. | COM | 713448108 |  | 2854 | 20322 | SH |  | SOLE |  | 0 | 0 | 20322 |
| Pfizer Inc. | COM | 717081103 |  | 1362 | 53427 | SH |  | SOLE |  | 0 | 0 | 53427 |
| Phillips 66 | COM | 718546104 |  | 1035 | 7606 | SH |  | SOLE |  | 0 | 0 | 7606 |
| Procter  Gamble Co. | COM | 742718109 |  | 3533 | 22992 | SH |  | SOLE |  | 0 | 0 | 22992 |
| Public Service Enterprise Grp | COM | 744573106 |  | 253 | 3036 | SH |  | SOLE |  | 0 | 0 | 3036 |
| Ralliant Corp. | COM | 750940108 |  | 264 | 6031 | SH |  | SOLE |  | 0 | 0 | 6031 |
| Raytheon Technologies Corp | COM | 75513E101 |  | 2973 | 17769 | SH |  | SOLE |  | 0 | 0 | 17769 |
| Republic Services Inc. | COM | 760759100 |  | 2557 | 11143 | SH |  | SOLE |  | 0 | 0 | 11143 |
| Stryker Corp | COM | 863667101 |  | 1423 | 3849 | SH |  | SOLE |  | 0 | 0 | 3849 |
| Sysco Corporation | COM | 871829107 |  | 3753 | 45574 | SH |  | SOLE |  | 0 | 0 | 45574 |
| TJX Companies Inc. | COM | 872540109 |  | 10340 | 71537 | SH |  | SOLE |  | 0 | 0 | 71537 |
| U.S. Bancorp | COM | 902973304 |  | 1334 | 27594 | SH |  | SOLE |  | 0 | 0 | 27594 |
| Union Pacific Corp. | COM | 907818108 |  | 1443 | 6105 | SH |  | SOLE |  | 0 | 0 | 6105 |
| Veralto Corporation | COM | 92338c103 |  | 559 | 5246 | SH |  | SOLE |  | 0 | 0 | 5246 |
| Verizon Communications Inc. | COM | 92343V104 |  | 541 | 12300 | SH |  | SOLE |  | 0 | 0 | 12300 |
| Walmart Inc. | COM | 931142103 |  | 321 | 3115 | SH |  | SOLE |  | 0 | 0 | 3115 |
| Walt Disney Company | COM | 254687106 |  | 2928 | 25569 | SH |  | SOLE |  | 0 | 0 | 25569 |
| IShares Select Dividend ETF | OTR | 464287168 |  | 515 | 3625 | SH |  | SOLE |  | 0 | 0 | 3625 |
| IShares Barclays TIPS ETF | OTR | 464287176 |  | 2194 | 19728 | SH |  | SOLE |  | 0 | 0 | 19728 |
| IShares S ST AMT Free ETF | OTR | 464288158 |  | 1156 | 10825 | SH |  | SOLE |  | 0 | 0 | 10825 |
| IShares ST Corp Bond ETF | OTR | 464288646 |  | 4374 | 82490 | SH |  | SOLE |  | 0 | 0 | 82490 |
| SPDR Gold Trust | OTR | 78463V107 |  | 649 | 1827 | SH |  | SOLE |  | 0 | 0 | 1827 |
| SPDR S 500 ETF Trust | OTR | 78462f103 |  | 2989 | 4487 | SH |  | SOLE |  | 0 | 0 | 4487 |
| Vanguard Ext Mkt ETF | OTR | 922908652 |  | 1371 | 6550 | SH |  | SOLE |  | 0 | 0 | 6550 |
| Vanguard Interm Corp ETF | OTR | 92206C870 |  | 3823 | 45451 | SH |  | SOLE |  | 0 | 0 | 45451 |
| Vanguard Interm Govt ETF | OTR | 92206C706 |  | 3117 | 51920 | SH |  | SOLE |  | 0 | 0 | 51920 |
| Vanguard Sh Term Bond ETF | OTR | 921937827 |  | 8392 | 106347 | SH |  | SOLE |  | 0 | 0 | 106347 |
| Vanguard Sh Term Govt ETF | OTR | 92206C102 |  | 7994 | 135837 | SH |  | SOLE |  | 0 | 0 | 135837 |
| Vanguard Sh Term Corp ETF | OTR | 92206C409 |  | 4222 | 52817 | SH |  | SOLE |  | 0 | 0 | 52817 |
| Vanguard Tot Bond ETF | OTR | 921937835 |  | 614 | 8251 | SH |  | SOLE |  | 0 | 0 | 8251 |
| Vanguard FTSE All-World ex-US | OTR | 922042775 |  | 732 | 10259 | SH |  | SOLE |  | 0 | 0 | 10259 |
| Vanguard Total Stock Mkt | OTR | 922908769 |  | 2523 | 7688 | SH |  | SOLE |  | 0 | 0 | 7688 |
| iShares S Midcap 400 | OTR | 464287507 |  | 375 | 5745 | SH |  | SOLE |  | 0 | 0 | 5745 |
| iShr MSCI EAFE ETF | OTR | 464287465 |  | 360 | 3853 | SH |  | SOLE |  | 0 | 0 | 3853 |

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