# EDGAR Filing Document

**Accession Number:** 0001091923
**File Stem:** 0001091923-25-000004
**Filing Date:** 2025-8
**Character Count:** 11029
**Document Hash:** 956a4d9d1ac4f72fb0ac7e758f52fc1a
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001091923-25-000004.hdr.sgml**: 20250807

**ACCESSION NUMBER**: 0001091923-25-000004

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250630

**FILED AS OF DATE**: 20250807

**DATE AS OF CHANGE**: 20250807

**EFFECTIVENESS DATE**: 20250807

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** PENINSULA ASSET MANAGEMENT INC
- **CENTRAL INDEX KEY:** 0001091923

**ORGANIZATION NAME:**
- **EIN:** 592163440
- **STATE OF INCORPORATION:** FL
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-05609
- **FILM NUMBER:** 251193602

**BUSINESS ADDRESS:**
- **STREET 1:** 1001 3RD AVE W
- **STREET 2:** STE 220
- **CITY:** BRADENTON
- **STATE:** FL
- **ZIP:** 34205
- **BUSINESS PHONE:** 9417488680

**MAIL ADDRESS:**
- **STREET 1:** 1001 3RD AVE W
- **STREET 2:** STE 220
- **CITY:** BRADENTON
- **STATE:** FL
- **ZIP:** 34205

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 06-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** PENINSULA ASSET MANAGEMENT INC<br>**Address:** 1001 3RD AVE W<br>STE 220<br>BRADENTON, FL 34205

**Form 13F File Number:** 028-05609

**CRD Number (if applicable):** 000108600

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Brian S Miller<br>**Title:** Senior Vice President  Chief Compliance Officer<br>**Phone:** (941) 748-8680

**Signature, Place, and Date of Signing:**

Brian S Miller  Bradenton, FL  08-07-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 77

**Form 13F Information Table Value Total:** $189417320

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBOTT LABS | COM | 002824100 |  | 20402 | 150 | SH |  | DFND | 0 | 150 | 0 | 0 |
| ABBOTT LABS | COM | 002824100 |  | 3848675 | 28297 | SH |  | SOLE | 0 | 23912 | 0 | 4385 |
| AFLAC INC | COM | 001055102 |  | 108097 | 1025 | SH |  | DFND | 0 | 1025 | 0 | 0 |
| AFLAC INC | COM | 001055102 |  | 6434009 | 61009 | SH |  | SOLE | 0 | 51094 | 0 | 9915 |
| ALBEMARLE CORP | COM | 012653101 |  | 7834 | 125 | SH |  | DFND | 0 | 125 | 0 | 0 |
| ALBEMARLE CORP | COM | 012653101 |  | 722898 | 11535 | SH |  | SOLE | 0 | 9695 | 0 | 1840 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 25553 | 145 | SH |  | DFND | 0 | 145 | 0 | 0 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 5292363 | 30031 | SH |  | SOLE | 0 | 24816 | 0 | 5215 |
| APPLE INC | COM | 037833100 |  | 51293 | 250 | SH |  | DFND | 0 | 250 | 0 | 0 |
| APPLE INC | COM | 037833100 |  | 9789892 | 47716 | SH |  | SOLE | 0 | 39271 | 0 | 8445 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 181956 | 590 | SH |  | DFND | 0 | 590 | 0 | 0 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 6699373 | 21723 | SH |  | SOLE | 0 | 17756 | 0 | 3967 |
| BECTON DICKINSON  CO | COM | 075887109 |  | 140728 | 817 | SH |  | DFND | 0 | 817 | 0 | 0 |
| BECTON DICKINSON  CO | COM | 075887109 |  | 2603731 | 15116 | SH |  | SOLE | 0 | 12557 | 0 | 2559 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 331295 | 682 | SH |  | SOLE | 0 | 25 | 0 | 657 |
| BROWN  BROWN INC | COM | 115236101 |  | 2718532 | 24520 | SH |  | SOLE | 0 | 20565 | 0 | 3955 |
| CINCINNATI FINL CORP | COM | 172062101 |  | 26061 | 175 | SH |  | DFND | 0 | 175 | 0 | 0 |
| CINCINNATI FINL CORP | COM | 172062101 |  | 1032016 | 6930 | SH |  | SOLE | 0 | 5730 | 0 | 1200 |
| CINTAS CORP | COM | 172908105 |  | 345449 | 1550 | SH |  | DFND | 0 | 1550 | 0 | 0 |
| CINTAS CORP | COM | 172908105 |  | 9443448 | 42372 | SH |  | SOLE | 0 | 36332 | 0 | 6040 |
| COGNIZANT TECHNOLOGY SOLUTIO | CL A | 192446102 |  | 13655 | 175 | SH |  | DFND | 0 | 175 | 0 | 0 |
| COGNIZANT TECHNOLOGY SOLUTIO | CL A | 192446102 |  | 2355570 | 30188 | SH |  | SOLE | 0 | 25273 | 0 | 4915 |
| COLGATE PALMOLIVE CO | COM | 194162103 |  | 218160 | 2400 | SH |  | SOLE | 0 | 2400 | 0 | 0 |
| DISNEY WALT CO | COM | 254687106 |  | 325526 | 2625 | SH |  | DFND | 0 | 2625 | 0 | 0 |
| DISNEY WALT CO | COM | 254687106 |  | 34103 | 275 | SH |  | SOLE | 0 | 275 | 0 | 0 |
| ECOLAB INC | COM | 278865100 |  | 33680 | 125 | SH |  | DFND | 0 | 125 | 0 | 0 |
| ECOLAB INC | COM | 278865100 |  | 5357545 | 19884 | SH |  | SOLE | 0 | 16495 | 0 | 3389 |
| EMERSON ELEC CO | COM | 291011104 |  | 83331 | 625 | SH |  | DFND | 0 | 625 | 0 | 0 |
| EMERSON ELEC CO | COM | 291011104 |  | 5629859 | 42225 | SH |  | SOLE | 0 | 35115 | 0 | 7110 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 266805 | 2475 | SH |  | DFND | 0 | 2475 | 0 | 0 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 2205049 | 20455 | SH |  | SOLE | 0 | 15660 | 0 | 4795 |
| GRAINGER W W INC | COM | 384802104 |  | 504516 | 485 | SH |  | DFND | 0 | 485 | 0 | 0 |
| GRAINGER W W INC | COM | 384802104 |  | 5754608 | 5532 | SH |  | SOLE | 0 | 4733 | 0 | 799 |
| HORMEL FOODS CORP | COM | 440452100 |  | 43106 | 1425 | SH |  | DFND | 0 | 1425 | 0 | 0 |
| HORMEL FOODS CORP | COM | 440452100 |  | 2077389 | 68674 | SH |  | SOLE | 0 | 56230 | 0 | 12444 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 3236684 | 10980 | SH |  | SOLE | 0 | 9205 | 0 | 1775 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 797671 | 1446 | SH |  | SOLE | 0 | 1446 | 0 | 0 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 19810739 | 319425 | SH |  | SOLE | 0 | 280875 | 0 | 38550 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 11511188 | 105327 | SH |  | SOLE | 0 | 92162 | 0 | 13165 |
| ISHARES TR | CORE S ETF | 464287200 |  | 1364738 | 2198 | SH |  | SOLE | 0 | 1661 | 0 | 537 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 252038 | 1650 | SH |  | SOLE | 0 | 1650 | 0 | 0 |
| LOWES COS INC | COM | 548661107 |  | 377179 | 1700 | SH |  | DFND | 0 | 1700 | 0 | 0 |
| LOWES COS INC | COM | 548661107 |  | 6248969 | 28165 | SH |  | SOLE | 0 | 23190 | 0 | 4975 |
| MCCORMICK  CO INC | COM NON VTG | 579780206 |  | 11373 | 150 | SH |  | DFND | 0 | 150 | 0 | 0 |
| MCCORMICK  CO INC | COM NON VTG | 579780206 |  | 1417910 | 18701 | SH |  | SOLE | 0 | 15881 | 0 | 2820 |
| MICROSOFT CORP | COM | 594918104 |  | 149223 | 300 | SH |  | DFND | 0 | 300 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 |  | 9589070 | 19278 | SH |  | SOLE | 0 | 16031 | 0 | 3247 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 22562 | 325 | SH |  | DFND | 0 | 325 | 0 | 0 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 4498763 | 64805 | SH |  | SOLE | 0 | 53865 | 0 | 10940 |
| NORDSON CORP | COM | 655663102 |  | 21437 | 100 | SH |  | DFND | 0 | 100 | 0 | 0 |
| NORDSON CORP | COM | 655663102 |  | 2895067 | 13505 | SH |  | SOLE | 0 | 11485 | 0 | 2020 |
| NUCOR CORP | COM | 670346105 |  | 22670 | 175 | SH |  | DFND | 0 | 175 | 0 | 0 |
| NUCOR CORP | COM | 670346105 |  | 3156242 | 24365 | SH |  | SOLE | 0 | 20870 | 0 | 3495 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 3997147 | 25300 | SH |  | SOLE | 0 | 21110 | 0 | 4190 |
| PEPSICO INC | COM | 713448108 |  | 69321 | 525 | SH |  | DFND | 0 | 525 | 0 | 0 |
| PEPSICO INC | COM | 713448108 |  | 3074551 | 23285 | SH |  | SOLE | 0 | 19390 | 0 | 3895 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 238980 | 1500 | SH |  | DFND | 0 | 1500 | 0 | 0 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 429686 | 2697 | SH |  | SOLE | 0 | 1937 | 0 | 760 |
| ROPER TECHNOLOGIES INC | COM | 776696106 |  | 19839 | 35 | SH |  | DFND | 0 | 35 | 0 | 0 |
| ROPER TECHNOLOGIES INC | COM | 776696106 |  | 4256968 | 7510 | SH |  | SOLE | 0 | 6290 | 0 | 1220 |
| S GLOBAL INC | COM | 78409V104 |  | 52729 | 100 | SH |  | DFND | 0 | 100 | 0 | 0 |
| S GLOBAL INC | COM | 78409V104 |  | 9348324 | 17729 | SH |  | SOLE | 0 | 14809 | 0 | 2920 |
| SHERWIN WILLIAMS CO | COM | 824348106 |  | 42920 | 125 | SH |  | DFND | 0 | 125 | 0 | 0 |
| SHERWIN WILLIAMS CO | COM | 824348106 |  | 6819130 | 19860 | SH |  | SOLE | 0 | 16952 | 0 | 2908 |
| SOUTHERN CO | COM | 842587107 |  | 605160 | 6590 | SH |  | DFND | 0 | 6590 | 0 | 0 |
| SOUTHERN CO | COM | 842587107 |  | 45915 | 500 | SH |  | SOLE | 0 | 500 | 0 | 0 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 274347 | 900 | SH |  | SOLE | 0 | 650 | 0 | 250 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 1658927 | 2685 | SH |  | SOLE | 0 | 2095 | 0 | 590 |
| STRYKER CORPORATION | COM | 863667101 |  | 25716 | 65 | SH |  | DFND | 0 | 65 | 0 | 0 |
| STRYKER CORPORATION | COM | 863667101 |  | 7299374 | 18450 | SH |  | SOLE | 0 | 15515 | 0 | 2935 |
| SYSCO CORP | COM | 871829107 |  | 15148 | 200 | SH |  | DFND | 0 | 200 | 0 | 0 |
| SYSCO CORP | COM | 871829107 |  | 2864108 | 37815 | SH |  | SOLE | 0 | 31075 | 0 | 6740 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 272654 | 480 | SH |  | SOLE | 0 | 480 | 0 | 0 |
| WALMART INC | COM | 931142103 |  | 36668 | 375 | SH |  | DFND | 0 | 375 | 0 | 0 |
| WALMART INC | COM | 931142103 |  | 5951086 | 60862 | SH |  | SOLE | 0 | 50322 | 0 | 10540 |
| WEST PHARMACEUTICAL SVSC INC | COM | 955306105 |  | 14222 | 65 | SH |  | DFND | 0 | 65 | 0 | 0 |
| WEST PHARMACEUTICAL SVSC INC | COM | 955306105 |  | 1894370 | 8658 | SH |  | SOLE | 0 | 7311 | 0 | 1347 |

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