# EDGAR Filing Document

**Accession Number:** 0002035854
**File Stem:** 0002085853-25-000008
**Filing Date:** 2025-9
**Character Count:** 8494
**Document Hash:** 50ac0aa51ab7adc455d1773bca155e4b
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0002085853-25-000008.hdr.sgml**: 20250930

**ACCESSION NUMBER**: 0002085853-25-000008

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250630

**FILED AS OF DATE**: 20250930

**DATE AS OF CHANGE**: 20250930

**EFFECTIVENESS DATE**: 20250930

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Gilbert Capital Group, Inc.
- **CENTRAL INDEX KEY:** 0002035854

**ORGANIZATION NAME:**
- **EIN:** 010521996
- **STATE OF INCORPORATION:** ME
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-25787
- **FILM NUMBER:** 251359179

**BUSINESS ADDRESS:**
- **STREET 1:** 42 TOWN FARM RD
- **CITY:** NORTH YARMOUTH
- **STATE:** ME
- **ZIP:** 04097
- **BUSINESS PHONE:** 207-657-6900

**MAIL ADDRESS:**
- **STREET 1:** 42 TOWN FARM RD
- **CITY:** NORTH YARMOUTH
- **STATE:** ME
- **ZIP:** 04097

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 06-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Gilbert Capital Group Inc.<br>**Address:** 42 TOWN FARM RD<br>NORTH YARMOUTH, ME 04097

**Form 13F File Number:** 028-25787

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Cass A. Gilbert<br>**Title:** Chief Compliance Officer<br>**Phone:** 207-657-6900

**Signature, Place, and Date of Signing:**

/s/ Cass A. Gilbert  North Yarmouth, ME  09-30-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 48

**Form 13F Information Table Value Total:** $120660894

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBOTT LABS | COM | 002824100 |  | 520102 | 3824 | SH |  | SOLE |  | 3824 | 0 | 0 |
| ABBVIE INC | COM | 00287Y109 |  | 709811 | 3824 | SH |  | SOLE |  | 3824 | 0 | 0 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 350345 | 1988 | SH |  | SOLE |  | 1988 | 0 | 0 |
| AMERICAN CENTY ETF TR | US QUALITY GROW | 025072307 |  | 4970634 | 45552 | SH |  | SOLE |  | 45552 | 0 | 0 |
| APPLE INC | COM | 037833100 |  | 1077348 | 5251 | SH |  | SOLE |  | 5251 | 0 | 0 |
| BANK NEW YORK MELLON CORP | COM | 064058100 |  | 527982 | 5795 | SH |  | SOLE |  | 5795 | 0 | 0 |
| BLACKROCK ETF TRUST | ISHARES US EQUIT | 09290C103 |  | 6240027 | 114580 | SH |  | SOLE |  | 114580 | 0 | 0 |
| BROADCOM INC | COM | 11135F101 |  | 834668 | 3028 | SH |  | SOLE |  | 3028 | 0 | 0 |
| CLOROX CO DEL | COM | 189054109 |  | 204119 | 1700 | SH |  | SOLE |  | 1700 | 0 | 0 |
| EXPEDITORS INTL WASH INC | COM | 302130109 |  | 468425 | 4100 | SH |  | SOLE |  | 4100 | 0 | 0 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 492969 | 4573 | SH |  | SOLE |  | 4573 | 0 | 0 |
| FLEXSHARES TR | STOX US ESG SLCT | 33939L696 |  | 877728 | 5978 | SH |  | SOLE |  | 5978 | 0 | 0 |
| GOLDMAN SACHS ETF TR | ACTIVEBETA US LG | 381430503 |  | 8598802 | 70842 | SH |  | SOLE |  | 70842 | 0 | 0 |
| GOLDMAN SACHS ETF TR | ACTIVEBETA INT | 381430107 |  | 8884038 | 224005 | SH |  | SOLE |  | 224005 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | S 500 REVENUE | 46138G698 |  | 328409 | 3149 | SH |  | SOLE |  | 3149 | 0 | 0 |
| INVESCO EXCH TRD SLF IDX FD | INVSCO BLSH 28 | 46138J643 |  | 1350947 | 65932 | SH |  | SOLE |  | 65932 | 0 | 0 |
| INVESCO EXCH TRD SLF IDX FD | INVSCO 30 CORP | 46138J460 |  | 409751 | 24419 | SH |  | SOLE |  | 24419 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T | S EQL WGT | 46137V357 |  | 1771056 | 9745 | SH |  | SOLE |  | 9745 | 0 | 0 |
| ISHARES BITCOIN TRUST ETF | SHS BEN INT | 46438F101 |  | 230884 | 3772 | SH |  | SOLE |  | 3772 | 0 | 0 |
| ISHARES INC | MSCI EQUAL WEITE | 464286681 |  | 1611691 | 16260 | SH |  | SOLE |  | 16260 | 0 | 0 |
| ISHARES TR | MSCI USA MMENTM | 46432F396 |  | 3749713 | 15603 | SH |  | SOLE |  | 15603 | 0 | 0 |
| ISHARES TR | CORE DIV GRWTH | 46434V621 |  | 743558 | 11629 | SH |  | SOLE |  | 11629 | 0 | 0 |
| ISHARES TR | IBONDS DEC 2030 | 46436E726 |  | 399860 | 18192 | SH |  | SOLE |  | 18192 | 0 | 0 |
| ISHARES TR | EAFE VALUE ETF | 464288877 |  | 5550437 | 87436 | SH |  | SOLE |  | 87436 | 0 | 0 |
| ISHARES TR | ESG AWR MSCI USA | 46435G425 |  | 3102835 | 22933 | SH |  | SOLE |  | 22933 | 0 | 0 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 531201 | 8565 | SH |  | SOLE |  | 8565 | 0 | 0 |
| ISHARES TR | U S EQUITY FACTR | 46434V282 |  | 5414945 | 84437 | SH |  | SOLE |  | 84437 | 0 | 0 |
| ISHARES TR | S 100 ETF | 464287101 |  | 390177 | 1282 | SH |  | SOLE |  | 1282 | 0 | 0 |
| ISHARES TR | RUS 1000 ETF | 464287622 |  | 666236 | 1962 | SH |  | SOLE |  | 1962 | 0 | 0 |
| ISHARES TR | INTRM GOV CR ETF | 464288612 |  | 3455618 | 32359 | SH |  | SOLE |  | 32359 | 0 | 0 |
| ISHARES TR | CORE S ETF | 464287200 |  | 20552143 | 33101 | SH |  | SOLE |  | 33101 | 0 | 0 |
| ISHARES TR | IBONDS DEC 29 | 46436E205 |  | 859081 | 36823 | SH |  | SOLE |  | 36823 | 0 | 0 |
| ISHARES TR | IBDS DEC28 ETF | 46435U515 |  | 1314595 | 51715 | SH |  | SOLE |  | 51715 | 0 | 0 |
| ISHARES TR | IBONDS 27 ETF | 46435UAA9 |  | 1052517 | 43367 | SH |  | SOLE |  | 43367 | 0 | 0 |
| ISHARES TR | IBONDS DEC2026 | 46435GAA0 |  | 1066758 | 43990 | SH |  | SOLE |  | 43990 | 0 | 0 |
| ISHARES TR | ESG MSCI KLD 400 | 464288570 |  | 5175857 | 44558 | SH |  | SOLE |  | 44558 | 0 | 0 |
| ISHARES TR | CORE 1 5 YR USD | 46432F859 |  | 6748777 | 138721 | SH |  | SOLE |  | 138721 | 0 | 0 |
| SCHWAB STRATEGIC TR | SHT TM US TRES | 808524862 |  | 3693424 | 151494 | SH |  | SOLE |  | 151494 | 0 | 0 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 460298 | 745 | SH |  | SOLE |  | 745 | 0 | 0 |
| SPDR SERIES TRUST | PORTFOLIO SHORT | 78464A474 |  | 2078249 | 68839 | SH |  | SOLE |  | 68839 | 0 | 0 |
| SPDR SERIES TRUST | PORTFOLIO INTRMD | 78464A375 |  | 1047427 | 31192 | SH |  | SOLE |  | 31192 | 0 | 0 |
| SPDR SERIES TRUST | BLOOMBERG INVT | 78468R200 |  | 842954 | 27342 | SH |  | SOLE |  | 27342 | 0 | 0 |
| SPDR SERIES TRUST | S 500 ESG ETF | 78468R531 |  | 1838470 | 31400 | SH |  | SOLE |  | 31400 | 0 | 0 |
| SPDR SERIES TRUST | PRTFLO S GW | 78464A409 |  | 5086318 | 53360 | SH |  | SOLE |  | 53360 | 0 | 0 |
| TJX COS INC NEW | COM | 872540109 |  | 216601 | 1754 | SH |  | SOLE |  | 1754 | 0 | 0 |
| VANGUARD MALVERN FDS | STRM INFPROIDX | 922020805 |  | 2152411 | 42817 | SH |  | SOLE |  | 42817 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | INT-TERM CORP | 92206C870 |  | 1678467 | 20242 | SH |  | SOLE |  | 20242 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 |  | 332231 | 4179 | SH |  | SOLE |  | 4179 | 0 | 0 |

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