# EDGAR Filing Document

**Accession Number:** 0002004843
**File Stem:** 0002004843-26-000001
**Filing Date:** 2026-1
**Character Count:** 9842
**Document Hash:** 85a3af6d3c859724a57e68270c42db75
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0002004843-26-000001.hdr.sgml**: 20260128

**ACCESSION NUMBER**: 0002004843-26-000001

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260128

**DATE AS OF CHANGE**: 20260128

**EFFECTIVENESS DATE**: 20260128

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Financial Symmetry Inc
- **CENTRAL INDEX KEY:** 0002004843

**ORGANIZATION NAME:**
- **EIN:** 364452360
- **STATE OF INCORPORATION:** NC
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-23563
- **FILM NUMBER:** 26571997

**BUSINESS ADDRESS:**
- **STREET 1:** 5438 WADE PARK BLVD
- **STREET 2:** SUITE 310
- **CITY:** RALEIGH
- **STATE:** NC
- **ZIP:** 27607
- **BUSINESS PHONE:** 919-851-8200

**MAIL ADDRESS:**
- **STREET 1:** 5438 WADE PARK BLVD
- **STREET 2:** SUITE 310
- **CITY:** RALEIGH
- **STATE:** NC
- **ZIP:** 27607

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Financial Symmetry Inc<br>**Address:** 5438 WADE PARK BLVD<br>SUITE 310<br>RALEIGH, NC 27607

**Form 13F File Number:** 028-23563

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Meredith Keel<br>**Title:** Portfolio Accounting Manager<br>**Phone:** 9195912377

**Signature, Place, and Date of Signing:**

Meredith Keel  Raleigh, NC  01-28-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 60

**Form 13F Information Table Value Total:** $245203747

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| DFA ETF Tr US Core Equity 2 ETF | COM | 25434V708 |  | 62576628 | 1580617 | SH |  | SOLE |  | 62576628 | 0 | 0 |
| DFA World Ex U S Core Equity 2 Etf | COM | 25434V880 |  | 50975426 | 1557453 | SH |  | SOLE |  | 50975426 | 0 | 0 |
| DFA Emerging Markets Core 2 ETF | COM | 25434V732 |  | 12749589 | 385417 | SH |  | SOLE |  | 12749589 | 0 | 0 |
| DFA International Core Equity 2 ETF | COM | 25434V799 |  | 12395570 | 359709 | SH |  | SOLE |  | 12395570 | 0 | 0 |
| DFA Core Fixed Income ETF | COM | 25434V872 |  | 12176815 | 286109 | SH |  | SOLE |  | 12176815 | 0 | 0 |
| Avantis International Equity ETF | COM | 025072703 |  | 11333983 | 137682 | SH |  | SOLE |  | 11333983 | 0 | 0 |
| Vanguard Total World Stock ETF | COM | 922042742 |  | 9357814 | 66339 | SH |  | SOLE |  | 9357814 | 0 | 0 |
| Avantis US Equity ETF | COM | 025072885 |  | 8470494 | 75778 | SH |  | SOLE |  | 8470494 | 0 | 0 |
| DFA International Small Cap Value ETF | COM | 25434V781 |  | 8465969 | 222789 | SH |  | SOLE |  | 8465969 | 0 | 0 |
| DFA Ultrashort Fixed Income ETF | COM | 25434V591 |  | 7492022 | 147918 | SH |  | SOLE |  | 7492022 | 0 | 0 |
| Avantis Emerging Markets Equity ETF | COM | 025072604 |  | 4758143 | 61778 | SH |  | SOLE |  | 4758143 | 0 | 0 |
| Vanguard Total International Stock ETF | COM | 921909768 |  | 3964230 | 52548 | SH |  | SOLE |  | 3964230 | 0 | 0 |
| DFA US Small Cap Value ETF | COM | 25434V815 |  | 3593755 | 109266 | SH |  | SOLE |  | 3593755 | 0 | 0 |
| Apple Computer Inc | COM | 037833100 |  | 3426523 | 12604 | SH |  | SOLE |  | 3426523 | 0 | 0 |
| Vanguard Total Stock Market ETF | COM | 922908769 |  | 3275981 | 9771 | SH |  | SOLE |  | 3275981 | 0 | 0 |
| DFA International Core Equity ETF | COM | 25434V203 |  | 3149758 | 82649 | SH |  | SOLE |  | 3149758 | 0 | 0 |
| DFA Emerging Core Equity ETF | COM | 25434V302 |  | 2631634 | 80799 | SH |  | SOLE |  | 2631634 | 0 | 0 |
| iShares S 500 | COM | 464287200 |  | 2253213 | 3290 | SH |  | SOLE |  | 2253213 | 0 | 0 |
| Vanguard S 500 ETF | COM | 922908363 |  | 1625891 | 2593 | SH |  | SOLE |  | 1625891 | 0 | 0 |
| DFA US Core Equity ETF | COM | 25434V104 |  | 1620684 | 34630 | SH |  | SOLE |  | 1620684 | 0 | 0 |
| Nvidia Corp | COM | 67066G104 |  | 1276779 | 6846 | SH |  | SOLE |  | 1276779 | 0 | 0 |
| Microsoft Corp | COM | 594918104 |  | 1165102 | 2409 | SH |  | SOLE |  | 1165102 | 0 | 0 |
| Vanguard Mid Cap Value ETF | COM | 922908512 |  | 960194 | 5414 | SH |  | SOLE |  | 960194 | 0 | 0 |
| Vanguard Mid Cap ETF | COM | 922908629 |  | 942398 | 3247 | SH |  | SOLE |  | 942398 | 0 | 0 |
| Tesla Motors Inc. | COM | 88160R101 |  | 867510 | 1929 | SH |  | SOLE |  | 867510 | 0 | 0 |
| Amazon Com Inc | COM | 023135106 |  | 763091 | 3306 | SH |  | SOLE |  | 763091 | 0 | 0 |
| Cisco Systems Inc | COM | 17275R102 |  | 729474 | 9470 | SH |  | SOLE |  | 729474 | 0 | 0 |
| DFA ETF Tr US Target Value ETF | COM | 25434V609 |  | 713316 | 11980 | SH |  | SOLE |  | 713316 | 0 | 0 |
| DFA US Core Equity 1 ETF | COM | 25434V625 |  | 713183 | 9686 | SH |  | SOLE |  | 713183 | 0 | 0 |
| DFA US Vector Equity ETF | COM | 25434V559 |  | 693986 | 11609 | SH |  | SOLE |  | 693986 | 0 | 0 |
| International Business Machines | COM | 459200101 |  | 689859 | 2329 | SH |  | SOLE |  | 689859 | 0 | 0 |
| Alphabet Inc. Class C | COM | 02079K107 |  | 640958 | 2043 | SH |  | SOLE |  | 640958 | 0 | 0 |
| DFA Short-Duration Fixed Inc ETF | COM | 25434V864 |  | 632929 | 13200 | SH |  | SOLE |  | 632929 | 0 | 0 |
| DFA ETF Tr US Sm Cap ETF | COM | 25434V500 |  | 594368 | 8531 | SH |  | SOLE |  | 594368 | 0 | 0 |
| Avantis US Small Cap Value ETF | COM | 025072877 |  | 548692 | 5380 | SH |  | SOLE |  | 548692 | 0 | 0 |
| DFA Etf Tr Intl Vale Etf | COM | 25434V807 |  | 465907 | 9337 | SH |  | SOLE |  | 465907 | 0 | 0 |
| iShares Core S Total US Stock Market | COM | 464287150 |  | 396408 | 2666 | SH |  | SOLE |  | 396408 | 0 | 0 |
| Johnson  Johnson | COM | 478160104 |  | 375821 | 1816 | SH |  | SOLE |  | 375821 | 0 | 0 |
| DFA Emerging Markets ex China Core Equity ETF | COM | 25434V534 |  | 373185 | 6166 | SH |  | SOLE |  | 373185 | 0 | 0 |
| Duke Energy | COM | 26441C204 |  | 344506 | 2939 | SH |  | SOLE |  | 344506 | 0 | 0 |
| Eli Lilly  Co Com | COM | 532457108 |  | 343898 | 320 | SH |  | SOLE |  | 343898 | 0 | 0 |
| Vertex Pharm Inc | COM | 92532F100 |  | 342436 | 755 | SH |  | SOLE |  | 342436 | 0 | 0 |
| Avantis International Small Cap Value ETF | COM | 025072802 |  | 334078 | 3555 | SH |  | SOLE |  | 334078 | 0 | 0 |
| Spdr Ser Tr S Regl Bkg Etf | COM | 78464A698 |  | 322457 | 4975 | SH |  | SOLE |  | 322457 | 0 | 0 |
| Meta | COM | 30303M102 |  | 316843 | 480 | SH |  | SOLE |  | 316843 | 0 | 0 |
| McDonalds Corp | COM | 580135101 |  | 313882 | 1027 | SH |  | SOLE |  | 313882 | 0 | 0 |
| Broadcom Inc Com | COM | 11135F101 |  | 288647 | 834 | SH |  | SOLE |  | 288647 | 0 | 0 |
| Vanguard Growth ETF | COM | 922908736 |  | 285398 | 585 | SH |  | SOLE |  | 285398 | 0 | 0 |
| Wal-Mart Stores Inc. | COM | 931142103 |  | 270416 | 2427 | SH |  | SOLE |  | 270416 | 0 | 0 |
| Visa Inc | COM | 92826C839 |  | 270397 | 771 | SH |  | SOLE |  | 270397 | 0 | 0 |
| Mastercard Inc Class A | COM | 57636Q104 |  | 268314 | 470 | SH |  | SOLE |  | 268314 | 0 | 0 |
| Oracle Corp | COM | 68389X105 |  | 256696 | 1317 | SH |  | SOLE |  | 256696 | 0 | 0 |
| AbbVie Inc | COM | 00287Y109 |  | 228490 | 1000 | SH |  | SOLE |  | 228490 | 0 | 0 |
| Vanguard Total Bond Market ETF | COM | 921937835 |  | 212728 | 2872 | SH |  | SOLE |  | 212728 | 0 | 0 |
| DFA International Vector Equity ETF | COM | 25434V542 |  | 211834 | 3255 | SH |  | SOLE |  | 211834 | 0 | 0 |
| Technology Select Sector SPDR | COM | 81369Y803 |  | 211348 | 1468 | SH |  | SOLE |  | 211348 | 0 | 0 |
| Procter  Gamble Co | COM | 742718109 |  | 207083 | 1445 | SH |  | SOLE |  | 207083 | 0 | 0 |
| Abbott Laboratories | COM | 002824100 |  | 202343 | 1615 | SH |  | SOLE |  | 202343 | 0 | 0 |
| Txo Partners L P Com Unit Repstg Ltd Partner Int | COM | 87313P103 |  | 134101 | 12568 | SH |  | SOLE |  | 134101 | 0 | 0 |
| Provectus Biopharmaceuticals Inc | COM | 74373P108 |  | 570 | 10191 | SH |  | SOLE |  | 570 | 0 | 0 |

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