# EDGAR Filing Document

**Accession Number:** 0000354046
**File Stem:** 0000354046-25-000080
**Filing Date:** 2025-12
**Character Count:** 8808
**Document Hash:** 2017ebcaac2f7b707958eb9f9cebce9b
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0000354046-25-000080.hdr.sgml**: 20251201

**ACCESSION NUMBER**: 0000354046-25-000080

**CONFORMED SUBMISSION TYPE**: 497J

**PUBLIC DOCUMENT COUNT**: 1

**FILED AS OF DATE**: 20251201

**DATE AS OF CHANGE**: 20251201

**EFFECTIVENESS DATE**: 20251201

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** FIDELITY CHARLES STREET TRUST
- **CENTRAL INDEX KEY:** 0000354046

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** MA
- **FISCAL YEAR END:** 0930

**FILING VALUES:**
- **FORM TYPE:** 497J
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 002-73133
- **FILM NUMBER:** 251537895

**BUSINESS ADDRESS:**
- **STREET 1:** 245 SUMMER STREET
- **CITY:** BOSTON
- **STATE:** MA
- **ZIP:** 02210
- **BUSINESS PHONE:** 617-563-7000

**MAIL ADDRESS:**
- **STREET 1:** 245 SUMMER STREET
- **CITY:** BOSTON
- **STATE:** MA
- **ZIP:** 02210

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** FIDELITY U S GOVERNMENT RESERVES FUND
- **DATE OF NAME CHANGE:** 19880201

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** FIDELITY FEDERAL RESERVES
- **DATE OF NAME CHANGE:** 19820215

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** FIDELITY UNITED STATES TREASURY TRUST
- **DATE OF NAME CHANGE:** 19811020

## Series and Classes Contracts Data

### Fidelity Asset Manager 50% (Series ID: S000005456)

| Class ID   | Class Name                                  | Ticker Symbol   |
|:---|:---|:---|
| C000014857 | Fidelity Asset Manager 50%                  | FASMX           |
| C000037741 | Fidelity Advisor Asset Manager 50%: Class A | FFAMX           |
| C000037743 | Fidelity Advisor Asset Manager 50%: Class C | FFCMX           |
| C000037744 | Fidelity Advisor Asset Manager 50%: Class M | FFTMX           |
| C000037745 | Fidelity Advisor Asset Manager 50%: Class I | FFIMX           |
| C000205011 | Fidelity Advisor Asset Manager 50%: Class Z | FIKZX           |

### Fidelity Asset Manager 85% (Series ID: S000005457)

| Class ID   | Class Name                                  | Ticker Symbol   |
|:---|:---|:---|
| C000014858 | Fidelity Asset Manager 85%                  | FAMRX           |
| C000037746 | Fidelity Advisor Asset Manager 85%: Class I | FEYIX           |
| C000037747 | Fidelity Advisor Asset Manager 85%: Class A | FEYAX           |
| C000037749 | Fidelity Advisor Asset Manager 85%: Class C | FEYCX           |
| C000037750 | Fidelity Advisor Asset Manager 85%: Class M | FEYTX           |
| C000205012 | Fidelity Advisor Asset Manager 85%: Class Z | FIQCX           |

### Fidelity Asset Manager 70% (Series ID: S000005458)

| Class ID   | Class Name                                  | Ticker Symbol   |
|:---|:---|:---|
| C000014859 | Fidelity Asset Manager 70%                  | FASGX           |
| C000069447 | Fidelity Advisor Asset Manager 70%: Class A | FAASX           |
| C000069449 | Fidelity Advisor Asset Manager 70%: Class C | FCASX           |
| C000069450 | Fidelity Advisor Asset Manager 70%: Class M | FTASX           |
| C000069451 | Fidelity Advisor Asset Manager 70%: Class I | FAAIX           |
| C000205013 | Fidelity Advisor Asset Manager 70%: Class Z | FIQBX           |

### Fidelity Asset Manager 20% (Series ID: S000005459)

| Class ID   | Class Name                                  | Ticker Symbol   |
|:---|:---|:---|
| C000014860 | Fidelity Asset Manager 20%                  | FASIX           |
| C000037751 | Fidelity Advisor Asset Manager 20%: Class A | FTAWX           |
| C000037753 | Fidelity Advisor Asset Manager 20%: Class C | FTCWX           |
| C000037754 | Fidelity Advisor Asset Manager 20%: Class M | FTDWX           |
| C000037755 | Fidelity Advisor Asset Manager 20%: Class I | FTIWX           |
| C000205014 | Fidelity Advisor Asset Manager 20%: Class Z | FIKVX           |

### Fidelity Asset Manager 30% (Series ID: S000019187)

| Class ID   | Class Name                                  | Ticker Symbol   |
|:---|:---|:---|
| C000052989 | Fidelity Asset Manager 30%                  | FTANX           |
| C000052990 | Fidelity Advisor Asset Manager 30%: Class A | FTAAX           |
| C000052992 | Fidelity Advisor Asset Manager 30%: Class C | FCANX           |
| C000052993 | Fidelity Advisor Asset Manager 30%: Class M | FTTNX           |
| C000052994 | Fidelity Advisor Asset Manager 30%: Class I | FTINX           |
| C000205015 | Fidelity Advisor Asset Manager 30%: Class Z | FIKWX           |

### Fidelity Asset Manager 40% (Series ID: S000019188)

| Class ID   | Class Name                                  | Ticker Symbol   |
|:---|:---|:---|
| C000052995 | Fidelity Advisor Asset Manager 40%: Class C | FFNCX           |
| C000052996 | Fidelity Advisor Asset Manager 40%: Class M | FFNTX           |
| C000052997 | Fidelity Advisor Asset Manager 40%: Class I | FFNIX           |
| C000052998 | Fidelity Asset Manager 40%                  | FFANX           |
| C000052999 | Fidelity Advisor Asset Manager 40%: Class A | FFNAX           |
| C000205016 | Fidelity Advisor Asset Manager 40%: Class Z | FIKYX           |

### Fidelity Asset Manager 60% (Series ID: S000019189)

| Class ID   | Class Name                                  | Ticker Symbol   |
|:---|:---|:---|
| C000053001 | Fidelity Asset Manager 60%                  | FSANX           |
| C000053002 | Fidelity Advisor Asset Manager 60%: Class A | FSAAX           |
| C000053004 | Fidelity Advisor Asset Manager 60%: Class C | FSCNX           |
| C000053005 | Fidelity Advisor Asset Manager 60%: Class M | FSATX           |
| C000053006 | Fidelity Advisor Asset Manager 60%: Class I | FSNIX           |
| C000205017 | Fidelity Advisor Asset Manager 60%: Class Z | FIQAX           |

### Fidelity Health Savings Fund (Series ID: S000067946)

| Class ID   | Class Name                   | Ticker Symbol   |
|:---|:---|:---|
| C000217845 | Class K                      | FHLKX           |
| C000217846 | Fidelity Health Savings Fund | FHLSX           |

### Fidelity Health Savings Index Fund (Series ID: S000067947)

| Class ID   | Class Name                         | Ticker Symbol   |
|:---|:---|:---|
| C000217847 | Fidelity Health Savings Index Fund | FHSNX           |

### 85% Allocation Fund (Series ID: S000075290)

| Class ID   | Class Name          | Ticker Symbol   |
|:---|:---|:---|
| C000234197 | 85% Allocation Fund | FRAGX           |

### 50% Allocation Fund (Series ID: S000075291)

| Class ID   | Class Name          | Ticker Symbol   |
|:---|:---|:---|
| C000234198 | 50% Allocation Fund | FRYBX           |

### 70% Allocation Fund (Series ID: S000075292)

| Class ID   | Class Name          | Ticker Symbol   |
|:---|:---|:---|
| C000234199 | 70% Allocation Fund | FRGAX           |

### 30% Allocation Fund (Series ID: S000075293)

| Class ID   | Class Name          | Ticker Symbol   |
|:---|:---|:---|
| C000234200 | 30% Allocation Fund | FMWIX           |

### Fidelity Sustainable Multi-Asset Fund (Series ID: S000075297)

| Class ID   | Class Name                                             | Ticker Symbol   |
|:---|:---|:---|
| C000234214 | Fidelity Advisor Sustainable Multi-Asset Fund: Class I | FYMIX           |
| C000234215 | Fidelity Advisor Sustainable Multi-Asset Fund: Class M | FYMMX           |
| C000234216 | Fidelity Advisor Sustainable Multi-Asset Fund: Class C | FYMCX           |
| C000234217 | Fidelity Sustainable Multi-Asset Fund                  | FYMRX           |
| C000234218 | Fidelity Advisor Sustainable Multi-Asset Fund: Class A | FYMAX           |

245 Summer Street

Fidelity® Investments

Boston, MA 02210

December 1, 2025

U.S. Securities & Exchange Commission

100 F Street, N.E.

Washington, D.C. 20549

Attention: <u>File Room</u>

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| | |
|:---|:---|
| &nbsp;&nbsp;RE: | &nbsp;&nbsp;Fidelity Charles Street Trust (the trust): File Nos. 002-73133 and 811-03221 <br> 30% Allocation Fund<br> 50% Allocation Fund<br> 70% Allocation Fund<br> 85% Allocation Fund<br> Fidelity Asset Manager 20%<br> Fidelity Asset Manager 30%<br> Fidelity Asset Manager 40%<br> Fidelity Asset Manager 50%<br> Fidelity Asset Manager 60%<br> Fidelity Asset Manager 70%<br> Fidelity Asset Manager 85%<br> Fidelity Health Savings Fund<br> Fidelity Health Savings Index Fund<br> Fidelity Sustainable Multi-Asset Fund<br> (the fund(s)) |

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<u>________________________________________________________________________</u>

Ladies and Gentlemen:

Transmitted herewith pursuant to Rule 497(j) under the Securities Act of 1933 is certification that the Prospectus(es) and Statement(s) of Additional Information with respect to the above referenced fund(s) do not differ from those filed in the most recent post-effective amendment, which was filed electronically.

Very truly yours,

<u>/s/Nicole Macarchuk</u>

Nicole Macarchuk

Secretary of the Trust

<br>