# EDGAR Filing Document

**Accession Number:** 0001674627
**File Stem:** 0001674627-25-000008
**Filing Date:** 2025-11
**Character Count:** 7336
**Document Hash:** 825f844ad11a08d13a8aaaea1fb0bce1
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001674627-25-000008.hdr.sgml**: 20251107

**ACCESSION NUMBER**: 0001674627-25-000008

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251107

**DATE AS OF CHANGE**: 20251107

**EFFECTIVENESS DATE**: 20251107

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Cosner Financial Group, LLC
- **CENTRAL INDEX KEY:** 0001674627

**ORGANIZATION NAME:**
- **EIN:** 300501283
- **STATE OF INCORPORATION:** CO
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-23330
- **FILM NUMBER:** 251460942

**BUSINESS ADDRESS:**
- **STREET 1:** 628 MAIN STREET
- **CITY:** WINDSOR
- **STATE:** CO
- **ZIP:** 80550
- **BUSINESS PHONE:** (970) 482-3922

**MAIL ADDRESS:**
- **STREET 1:** 628 MAIN STREET
- **CITY:** WINDSOR
- **STATE:** CO
- **ZIP:** 80550

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 09-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Cosner Financial Group LLC<br>**Address:** 628 MAIN STREET<br>WINDSOR, CO 80550

**Form 13F File Number:** 028-23330

**CRD Number (if applicable):** 000147942

**SEC File Number (if applicable):** 801-95177

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Jody Randall<br>**Title:** Admin<br>**Phone:** 970-490-2033

**Signature, Place, and Date of Signing:**

Jody Randall  Windsor, CO  10-30-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 37

**Form 13F Information Table Value Total:** $185983725

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| CHEVRON CORP NEW | COM | 166764100 |  | 3876398 | 24943 | SH |  | SOLE |  | 24943 | 0 | 0 |
| DANAHER CORPORATION | COM | 235851102 |  | 565636 | 2853 | SH |  | SOLE |  | 2853 | 0 | 0 |
| FIDELITY MERRIMACK STR TR | TOTAL BD ETF | 316188309 |  | 428003 | 20853 | SH |  | SOLE |  | 20853 | 0 | 0 |
| GE AEROSPACE | COM NEW | 369604301 |  | 351122 | 1167 | SH |  | SOLE |  | 1167 | 0 | 0 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 21393853 | 146885 | SH |  | SOLE |  | 146885 | 0 | 0 |
| ISHARES TR | CORE S ETF | 464287200 |  | 14197211 | 21212 | SH |  | SOLE |  | 21212 | 0 | 0 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 10185200 | 101598 | SH |  | SOLE |  | 101598 | 0 | 0 |
| ISHARES TR | IBOXX INV CP ETF | 464287242 |  | 1856533 | 16655 | SH |  | SOLE |  | 16655 | 0 | 0 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 17150436 | 71569 | SH |  | SOLE |  | 71569 | 0 | 0 |
| ISHARES TR | S 500 VAL ETF | 464287408 |  | 17384890 | 84184 | SH |  | SOLE |  | 84184 | 0 | 0 |
| ISHARES TR | 7-10 YR TRSY BD | 464287440 |  | 1185952 | 12295 | SH |  | SOLE |  | 12295 | 0 | 0 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 2243900 | 34384 | SH |  | SOLE |  | 34384 | 0 | 0 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 2302032 | 9514 | SH |  | SOLE |  | 9514 | 0 | 0 |
| ISHARES TR | CORE S US VLU | 464287663 |  | 13858357 | 138653 | SH |  | SOLE |  | 138653 | 0 | 0 |
| ISHARES TR | CORE S US GWT | 464287671 |  | 12850201 | 78098 | SH |  | SOLE |  | 78098 | 0 | 0 |
| ISHARES TR | S MC 400VL ETF | 464287705 |  | 273969 | 3490 | SH |  | SOLE |  | 3490 | 0 | 0 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 1083317 | 9117 | SH |  | SOLE |  | 9117 | 0 | 0 |
| ISHARES TR | SP SMCP600VL ETF | 464287879 |  | 243409 | 2201 | SH |  | SOLE |  | 2201 | 0 | 0 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 |  | 1065344 | 9977 | SH |  | SOLE |  | 9977 | 0 | 0 |
| ISHARES TR | MRGSTR MD CP GRW | 464288307 |  | 22219595 | 268580 | SH |  | SOLE |  | 268580 | 0 | 0 |
| ISHARES TR | IBOXX HI YD ETF | 464288513 |  | 737289 | 9081 | SH |  | SOLE |  | 9081 | 0 | 0 |
| ISHARES TR | USD INV GRDE ETF | 464288620 |  | 18147186 | 347514 | SH |  | SOLE |  | 347514 | 0 | 0 |
| ISHARES TR | RUS TP200 GR ETF | 464289438 |  | 1178354 | 50746 | SH |  | SOLE |  | 50746 | 0 | 0 |
| ISHARES TR | 10+ YR INVST GRD | 464289511 |  | 7508564 | 145684 | SH |  | SOLE |  | 145684 | 0 | 0 |
| ISHARES TR | US TREAS BD ETF | 46429B267 |  | 1730347 | 74842 | SH |  | SOLE |  | 74842 | 0 | 0 |
| ISHARES INC | MSCI EMRG CHN | 46434G764 |  | 645143 | 9556 | SH |  | SOLE |  | 9556 | 0 | 0 |
| ISHARES TR | 0-5YR INVT GR CP | 46434V100 |  | 1766038 | 34744 | SH |  | SOLE |  | 34744 | 0 | 0 |
| ISHARES TR | CORE MSCI INTL | 46435G326 |  | 4579150 | 57118 | SH |  | SOLE |  | 57118 | 0 | 0 |
| ISHARES TR | 0-3 MNTH TREASRY | 46436E718 |  | 899647 | 8934 | SH |  | SOLE |  | 8934 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED F | DIVERSFED RTRN | 46641Q886 |  | 218516 | 6204 | SH |  | SOLE |  | 6204 | 0 | 0 |
| NEWMONT CORP | COM | 651639106 |  | 291207 | 3454 | SH |  | SOLE |  | 3454 | 0 | 0 |
| PACER FDS TR | GLOBL CASH ETF | 69374H709 |  | 868013 | 21908 | SH |  | SOLE |  | 21908 | 0 | 0 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 262099 | 428 | SH |  | SOLE |  | 428 | 0 | 0 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 1604855 | 3346 | SH |  | SOLE |  | 3346 | 0 | 0 |
| VISA INC | COM CL A | 92826C839 |  | 218483 | 640 | SH |  | SOLE |  | 640 | 0 | 0 |
| WALMART INC | COM | 931142103 |  | 256413 | 2488 | SH |  | SOLE |  | 2488 | 0 | 0 |
| WISDOMTREE TR | INDIA ERNGS FD | 97717W422 |  | 357063 | 8078 | SH |  | SOLE |  | 8078 | 0 | 0 |

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