# EDGAR Filing Document

**Accession Number:** 0001776290
**File Stem:** 0001776290-26-000002
**Filing Date:** 2026-2
**Character Count:** 36471
**Document Hash:** 53aaf258c93d3953d7f7a9b484e0e816
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001776290-26-000002.hdr.sgml**: 20260210

**ACCESSION NUMBER**: 0001776290-26-000002

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260210

**DATE AS OF CHANGE**: 20260210

**EFFECTIVENESS DATE**: 20260210

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Zhang Financial LLC
- **CENTRAL INDEX KEY:** 0001776290

**ORGANIZATION NAME:**
- **EIN:** 800370431
- **STATE OF INCORPORATION:** MI
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-19517
- **FILM NUMBER:** 26613506

**BUSINESS ADDRESS:**
- **STREET 1:** 5931 OAKLAND DR.
- **CITY:** PORTAGE
- **STATE:** MI
- **ZIP:** 49024
- **BUSINESS PHONE:** 269-385-5705

**MAIL ADDRESS:**
- **STREET 1:** 5931 OAKLAND DR.
- **CITY:** PORTAGE
- **STATE:** MI
- **ZIP:** 49024

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Zhang Financial LLC<br>**Address:** 5931 OAKLAND DR.<br>PORTAGE, MI 49024

**Form 13F File Number:** 028-19517

**CRD Number (if applicable):** 000159257

**SEC File Number (if applicable):** 801-72987

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Christopher Reiff<br>**Title:** Chief Compliance Officer<br>**Phone:** 269.385.5888

**Signature, Place, and Date of Signing:**

Christopher Reiff  Portage, MI  02-09-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 339

**Form 13F Information Table Value Total:** $2681655145

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBOTT LABORATORIES | COM | 002824100 |  | 743556 | 5935 | SH |  | SOLE |  | 0 | 0 | 5935 |
| ABBVIE INC | COM | 00287Y109 |  | 6685637 | 29260 | SH |  | SOLE |  | 0 | 0 | 29260 |
| ABRDN PRECIOUS METALS BASKET | PHYSCL PRECS MET | 003263100 |  | 1057812 | 5145 | SH |  | SOLE |  | 0 | 0 | 5145 |
| ADOBE INC | COM | 00724F101 |  | 1747610 | 4993 | SH |  | SOLE |  | 0 | 0 | 4993 |
| ADVANCED MICRO | N/A | 007903107 |  | 315457 | 1473 | SH |  | SOLE |  | 0 | 0 | 1473 |
| ALLSTATE CORP | COM | 020002101 |  | 488112 | 2345 | SH |  | SOLE |  | 0 | 0 | 2345 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 4856622 | 15477 | SH |  | SOLE |  | 0 | 0 | 15477 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 18631113 | 59524 | SH |  | SOLE |  | 0 | 0 | 59524 |
| ALTRIA GROUP | COM | 02209S103 |  | 1176817 | 20410 | SH |  | SOLE |  | 0 | 0 | 20410 |
| AMAZON COM | COM | 023135106 |  | 16297889 | 70609 | SH |  | SOLE |  | 0 | 0 | 70609 |
| AMC ENTERTAINMENT | Common Stock | 00165C302 |  | 23416 | 15010 | SH |  | SOLE |  | 0 | 0 | 15010 |
| AMERICAN CENTURY | AVANTIS US SMALL | 025072323 |  | 601486 | 10240 | SH |  | SOLE |  | 0 | 0 | 10240 |
| AMERICAN CENTURY | N/A | 025072604 |  | 259250 | 3366 | SH |  | SOLE |  | 0 | 0 | 3366 |
| AMERICAN CENTY ETF TR | INTERNATIONAL LR | 025072364 |  | 402735 | 5654 | SH |  | SOLE |  | 0 | 0 | 5654 |
| AMERICAN CENTY ETF TR | US LARGE CAP VLU | 025072349 |  | 493414 | 6512 | SH |  | SOLE |  | 0 | 0 | 6512 |
| AMERIPRISE FINANCIAL | COM | 03076C106 |  | 2701041 | 5508 | SH |  | SOLE |  | 0 | 0 | 5508 |
| AMGEN INC | COM | 031162100 |  | 6308191 | 19273 | SH |  | SOLE |  | 0 | 0 | 19273 |
| APOGEE ENTERPRISES | COM | 037598109 |  | 263353 | 7233 | SH |  | SOLE |  | 0 | 0 | 7233 |
| APOLLO GLOBAL | COM | 03769M106 |  | 4215356 | 29120 | SH |  | SOLE |  | 0 | 0 | 29120 |
| APPLE INC | COM | 037833100 |  | 58914125 | 216708 | SH |  | SOLE |  | 0 | 0 | 216708 |
| APPLIED INDUSTRIAL TECH | COM | 03820C105 |  | 3284866 | 12793 | SH |  | SOLE |  | 0 | 0 | 12793 |
| APPLIED MATERIALS | COM | 038222105 |  | 1584872 | 6167 | SH |  | SOLE |  | 0 | 0 | 6167 |
| ARES MANAGEMENT | N/A | 03990B101 |  | 726900 | 4497 | SH |  | SOLE |  | 0 | 0 | 4497 |
| AT INC | COM | 00206R102 |  | 402178 | 16191 | SH |  | SOLE |  | 0 | 0 | 16191 |
| AVANTIS INTL | INTL EQT ETF | 025072703 |  | 33109757 | 402208 | SH |  | SOLE |  | 0 | 0 | 402208 |
| AVANTIS U S | US SML CP VALU | 025072877 |  | 16738205 | 164133 | SH |  | SOLE |  | 0 | 0 | 164133 |
| AVANTIS U S | US EQT ETF | 025072885 |  | 23806110 | 212973 | SH |  | SOLE |  | 0 | 0 | 212973 |
| BALCHEM CORP | COM | 057665200 |  | 766800 | 5000 | SH |  | SOLE |  | 0 | 0 | 5000 |
| BANK AMERICA | COM | 060505104 |  | 1044506 | 18991 | SH |  | SOLE |  | 0 | 0 | 18991 |
| BANK NEW YORK | N/A | 064058100 |  | 282777 | 2436 | SH |  | SOLE |  | 0 | 0 | 2436 |
| BERKSHIRE HATHAWAY | CL A | 084670108 |  | 6038400 | 8 | SH |  | SOLE |  | 0 | 0 | 8 |
| BERKSHIRE HATHAWAY | CL B | 084670702 |  | 13035234 | 25933 | SH |  | SOLE |  | 0 | 0 | 25933 |
| BLACKROCK INC | COM | 09290D101 |  | 1281438 | 1197 | SH |  | SOLE |  | 0 | 0 | 1197 |
| BLACKROCK ULTRA | BLACKROCK ULTRA | 46434V878 |  | 4345036 | 85904 | SH |  | SOLE |  | 0 | 0 | 85904 |
| BLACKSTONE INC | COM | 09260D107 |  | 1981337 | 12854 | SH |  | SOLE |  | 0 | 0 | 12854 |
| BNY MELLON | CORE BOND ETF | 09661T602 |  | 1232252 | 29074 | SH |  | SOLE |  | 0 | 0 | 29074 |
| BNY MELLON | US MDCP CORE EQT | 09661T206 |  | 1245234 | 11431 | SH |  | SOLE |  | 0 | 0 | 11431 |
| BNY MELLON | INTERNATIONL EQT | 09661T404 |  | 3378087 | 36497 | SH |  | SOLE |  | 0 | 0 | 36497 |
| BNY MELLON | US LRG CP CORE | 09661T107 |  | 40853446 | 312336 | SH |  | SOLE |  | 0 | 0 | 312336 |
| BOEING CO | COM | 097023105 |  | 387560 | 1785 | SH |  | SOLE |  | 0 | 0 | 1785 |
| BOOKING HOLDINGS | COM | 09857L108 |  | 2734657 | 510 | SH |  | SOLE |  | 0 | 0 | 510 |
| BROADCOM INC | COM | 11135F101 |  | 8179777 | 23634 | SH |  | SOLE |  | 0 | 0 | 23634 |
| CAPITAL ONE | COM | 14040H105 |  | 739204 | 3050 | SH |  | SOLE |  | 0 | 0 | 3050 |
| CARLYLE GROUP | COM | 14316J108 |  | 1407881 | 23818 | SH |  | SOLE |  | 0 | 0 | 23818 |
| CATERPILLAR INC | COM | 149123101 |  | 6006194 | 10485 | SH |  | SOLE |  | 0 | 0 | 10485 |
| CAVCO INDS INC DEL | COM | 149568107 |  | 435966 | 738 | SH |  | SOLE |  | 0 | 0 | 738 |
| CHEVRON CORP | COM | 166764100 |  | 1005761 | 6599 | SH |  | SOLE |  | 0 | 0 | 6599 |
| CISCO SYSTEMS | COM | 17275R102 |  | 5595023 | 72634 | SH |  | SOLE |  | 0 | 0 | 72634 |
| CITIGROUP INC | N/A | 172967424 |  | 332821 | 2852 | SH |  | SOLE |  | 0 | 0 | 2852 |
| CITY HOLDING COMPANY | Common Stock | 177835105 |  | 318135 | 2669 | SH |  | SOLE |  | 0 | 0 | 2669 |
| COMPASS PATHWAYS | N/A | 20451W101 |  | 131355 | 19037 | SH |  | SOLE |  | 0 | 0 | 19037 |
| CONSTELLATION ENERGY | N/A | 21037T109 |  | 301353 | 853 | SH |  | SOLE |  | 0 | 0 | 853 |
| CORTEVA INC | COM | 22052L104 |  | 677170 | 10103 | SH |  | SOLE |  | 0 | 0 | 10103 |
| COSTCO WHOLESALE | COM | 22160K105 |  | 1426590 | 1654 | SH |  | SOLE |  | 0 | 0 | 1654 |
| DIMENSIONAL EMERGING | N/A | 25434V732 |  | 219153 | 6625 | SH |  | SOLE |  | 0 | 0 | 6625 |
| DIMENSIONAL EMERGING | EMGR CRE EQT MNG | 25434V302 |  | 2114817 | 64931 | SH |  | SOLE |  | 0 | 0 | 64931 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 1 | 25434V625 |  | 401431 | 5452 | SH |  | SOLE |  | 0 | 0 | 5452 |
| DIMENSIONAL ETF TRUST | US HIGH PROFITAB | 25434V831 |  | 559858 | 14721 | SH |  | SOLE |  | 0 | 0 | 14721 |
| DIMENSIONAL ETF TRUST | US SMALL CAP ETF | 25434V500 |  | 6176482 | 88653 | SH |  | SOLE |  | 0 | 0 | 88653 |
| DIMENSIONAL ETF TRUST | INTL CORE EQT MK | 25434V203 |  | 69543763 | 1824816 | SH |  | SOLE |  | 0 | 0 | 1824816 |
| DIMENSIONAL INTL | INTERNATNAL VAL | 25434V807 |  | 2038349 | 40849 | SH |  | SOLE |  | 0 | 0 | 40849 |
| DIMENSIONAL US | US LARGE CAP VAL | 25434V666 |  | 1649986 | 48231 | SH |  | SOLE |  | 0 | 0 | 48231 |
| DIMENSIONAL US | US TARGETED VLU | 25434V609 |  | 7847095 | 131795 | SH |  | SOLE |  | 0 | 0 | 131795 |
| DIMENSIONAL US | US MKTWIDE VALUE | 25434V724 |  | 3262015 | 70016 | SH |  | SOLE |  | 0 | 0 | 70016 |
| DIMENSIONAL US | US SMALL CAP VAL | 25434V815 |  | 20894155 | 635274 | SH |  | SOLE |  | 0 | 0 | 635274 |
| DIMENSIONAL US | US CORE EQT MKT | 25434V104 |  | 31523038 | 673569 | SH |  | SOLE |  | 0 | 0 | 673569 |
| DIMENSIONAL US | US CORE EQUITY 2 | 25434V708 |  | 131494665 | 3321411 | SH |  | SOLE |  | 0 | 0 | 3321411 |
| DIMENSIONAL US | US EQUITY ETF | 25434V401 |  | 179332881 | 2417863 | SH |  | SOLE |  | 0 | 0 | 2417863 |
| DIMENSIONAL WORLD | WORLD EX US CORE | 25434V880 |  | 1547906 | 47293 | SH |  | SOLE |  | 0 | 0 | 47293 |
| DOVER CORP | COM | 260003108 |  | 258675 | 1325 | SH |  | SOLE |  | 0 | 0 | 1325 |
| EATON CORP | SHS | G29183103 |  | 1874183 | 5884 | SH |  | SOLE |  | 0 | 0 | 5884 |
| ELI LILLY | COM | 532457108 |  | 2858424 | 2660 | SH |  | SOLE |  | 0 | 0 | 2660 |
| EMERSON ELECTRIC | COM | 291011104 |  | 383841 | 2892 | SH |  | SOLE |  | 0 | 0 | 2892 |
| ETF SER SOLUTIONS | HOYA CAP HOUSI | 26922A230 |  | 257005 | 5666 | SH |  | SOLE |  | 0 | 0 | 5666 |
| EXXON MOBIL | COM | 30231G102 |  | 4284972 | 35608 | SH |  | SOLE |  | 0 | 0 | 35608 |
| FACEBOOK INC | CL A | 30303M102 |  | 11420390 | 17302 | SH |  | SOLE |  | 0 | 0 | 17302 |
| FERGUSON ENTERPRISES INC | COMMON STOCK NEW | 31488V107 |  | 7450981 | 33468 | SH |  | SOLE |  | 0 | 0 | 33468 |
| FIRST MERCHANTS | COM | 320817109 |  | 234550 | 6258 | SH |  | SOLE |  | 0 | 0 | 6258 |
| FORTINET INC | COM | 34959E109 |  | 684316 | 8618 | SH |  | SOLE |  | 0 | 0 | 8618 |
| GE VERNOVA | Common Stock | 36828A101 |  | 330785 | 506 | SH |  | SOLE |  | 0 | 0 | 506 |
| GENERAL ELECTRIC | N/A | 369604301 |  | 761105 | 2471 | SH |  | SOLE |  | 0 | 0 | 2471 |
| GLAUKOS CORP | COM | 377322102 |  | 2592752 | 22963 | SH |  | SOLE |  | 0 | 0 | 22963 |
| GOLDMAN SACHS | COM | 38141G104 |  | 5205766 | 5923 | SH |  | SOLE |  | 0 | 0 | 5923 |
| GRAYSCALE BITCOIN TR BTC | SHS REP COM UT | 389637109 |  | 261067 | 3819 | SH |  | SOLE |  | 0 | 0 | 3819 |
| HF FOODS | COM | 40417F109 |  | 2286185 | 1063342 | SH |  | SOLE |  | 0 | 0 | 1063342 |
| HOME DEPOT | COM | 437076102 |  | 1963085 | 5705 | SH |  | SOLE |  | 0 | 0 | 5705 |
| IMAX CORP | COM | 45245E109 |  | 1019320 | 27579 | SH |  | SOLE |  | 0 | 0 | 27579 |
| INTL BUSINESS | COM | 459200101 |  | 6034113 | 20371 | SH |  | SOLE |  | 0 | 0 | 20371 |
| INTUIT INC | N/A | 461202103 |  | 1294419 | 1954 | SH |  | SOLE |  | 0 | 0 | 1954 |
| INVESCO EXCHANGE | S LOW VOL | 46138E354 |  | 301892 | 4227 | SH |  | SOLE |  | 0 | 0 | 4227 |
| INVESCO NASDAQ | NASDAQ 100 ETF | 46138G649 |  | 2466301 | 9752 | SH |  | SOLE |  | 0 | 0 | 9752 |
| INVESCO QQQ | UNIT SER 1 | 46090E103 |  | 5939564 | 9669 | SH |  | SOLE |  | 0 | 0 | 9669 |
| INVESCO S | S EQL HLT | 46137V332 |  | 219765 | 6900 | SH |  | SOLE |  | 0 | 0 | 6900 |
| INVESCO S | S EQL TEC | 46137V282 |  | 495604 | 10890 | SH |  | SOLE |  | 0 | 0 | 10890 |
| INVESCO S | S EQL WGT | 46137V357 |  | 455722 | 2379 | SH |  | SOLE |  | 0 | 0 | 2379 |
| ISHARES 1-3YR | 1 3 YR TREAS BD | 464287457 |  | 942290 | 11377 | SH |  | SOLE |  | 0 | 0 | 11377 |
| ISHARES 7-10YR | N/A | 464287440 |  | 429153 | 4463 | SH |  | SOLE |  | 0 | 0 | 4463 |
| ISHARES BB | N/A | 46435U473 |  | 264211 | 5606 | SH |  | SOLE |  | 0 | 0 | 5606 |
| ISHARES BITCOIN TR | SHS | 46438F101 |  | 16243152 | 327153 | SH |  | SOLE |  | 0 | 0 | 327153 |
| ISHARES CORE | N/A | 464287663 |  | 422531 | 4121 | SH |  | SOLE |  | 0 | 0 | 4121 |
| ISHARES CORE | CORE S SCP ETF | 464287804 |  | 2091904 | 17406 | SH |  | SOLE |  | 0 | 0 | 17406 |
| ISHARES CORE | CORE S MCP ETF | 464287507 |  | 1942833 | 29437 | SH |  | SOLE |  | 0 | 0 | 29437 |
| ISHARES CORE | CORE S ETF | 464287200 |  | 17576860 | 25662 | SH |  | SOLE |  | 0 | 0 | 25662 |
| ISHARES CORE | CORE MSCI EAFE | 46432F842 |  | 512496 | 5729 | SH |  | SOLE |  | 0 | 0 | 5729 |
| ISHARES CORE | CORE MSCI EMKT | 46434G103 |  | 249051 | 3705 | SH |  | SOLE |  | 0 | 0 | 3705 |
| ISHARES CORE | CORE DIV GRWTH | 46434V621 |  | 866646 | 12484 | SH |  | SOLE |  | 0 | 0 | 12484 |
| ISHARES CORE | CORE MSCI TOTAL | 46432F834 |  | 5945402 | 70243 | SH |  | SOLE |  | 0 | 0 | 70243 |
| ISHARES CORE | CORE US AGGBD ET | 464287226 |  | 45523385 | 455781 | SH |  | SOLE |  | 0 | 0 | 455781 |
| ISHARES CORE | CORE S TTL STK | 464287150 |  | 156403599 | 1051877 | SH |  | SOLE |  | 0 | 0 | 1051877 |
| ISHARES ESG | ESG AWR US AGRGT | 46435U549 |  | 202453 | 4231 | SH |  | SOLE |  | 0 | 0 | 4231 |
| ISHARES GOLD | ISHARES | 464285204 |  | 38427517 | 473420 | SH |  | SOLE |  | 0 | 0 | 473420 |
| ISHARES IBOXX | N/A | 464288513 |  | 231005 | 2865 | SH |  | SOLE |  | 0 | 0 | 2865 |
| ISHARES MSCI | MSCI USA MMENTM | 46432F396 |  | 339671 | 1357 | SH |  | SOLE |  | 0 | 0 | 1357 |
| ISHARES MSCI | N/A | 464287234 |  | 346389 | 6331 | SH |  | SOLE |  | 0 | 0 | 6331 |
| ISHARES MSCI | MSCI EAFE ETF | 464287465 |  | 1574756 | 16398 | SH |  | SOLE |  | 0 | 0 | 16398 |
| ISHARES MSCI | EAFE VALUE ETF | 464288877 |  | 5017395 | 70262 | SH |  | SOLE |  | 0 | 0 | 70262 |
| ISHARES MSCI | MSCI USA QLT FCT | 46432F339 |  | 591381 | 2977 | SH |  | SOLE |  | 0 | 0 | 2977 |
| ISHARES MSCI | MSCI EMRG CHN | 46434G764 |  | 8261843 | 113675 | SH |  | SOLE |  | 0 | 0 | 113675 |
| ISHARES NATIONAL | NATIONAL MUN | 464288414 |  | 5747348 | 53658 | SH |  | SOLE |  | 0 | 0 | 53658 |
| ISHARES RUSSELL | RUS 1000 VAL ETF | 464287598 |  | 892429 | 4243 | SH |  | SOLE |  | 0 | 0 | 4243 |
| ISHARES RUSSELL | RUS 1000 ETF | 464287622 |  | 2398606 | 6423 | SH |  | SOLE |  | 0 | 0 | 6423 |
| ISHARES RUSSELL | RUS 1000 GRW ETF | 464287614 |  | 1932109 | 4082 | SH |  | SOLE |  | 0 | 0 | 4082 |
| ISHARES RUSSELL | RUS MID CAP ETF | 464287499 |  | 1880478 | 19533 | SH |  | SOLE |  | 0 | 0 | 19533 |
| ISHARES RUSSELL | RUS 2000 VAL ETF | 464287630 |  | 18112896 | 99955 | SH |  | SOLE |  | 0 | 0 | 99955 |
| ISHARES S | S 500 VAL ETF | 464287408 |  | 1112980 | 5249 | SH |  | SOLE |  | 0 | 0 | 5249 |
| ISHARES S | S 500 GRWT ETF | 464287309 |  | 1865682 | 15136 | SH |  | SOLE |  | 0 | 0 | 15136 |
| ISHARES S | SP SMCP600VL ETF | 464287879 |  | 1625713 | 14296 | SH |  | SOLE |  | 0 | 0 | 14296 |
| ISHARES SEMICONDUCTOR | ISHARES SEMICDTR | 464287523 |  | 211942 | 704 | SH |  | SOLE |  | 0 | 0 | 704 |
| ISHARES SHORT | SHRT NAT MUN ETF | 464288158 |  | 7920488 | 74231 | SH |  | SOLE |  | 0 | 0 | 74231 |
| ISHARES SILVER | ISHARES | 46428Q109 |  | 1831719 | 28434 | SH |  | SOLE |  | 0 | 0 | 28434 |
| ISHARES TECHNOLOGY | U.S. TECH ETF | 464287721 |  | 1288742 | 6454 | SH |  | SOLE |  | 0 | 0 | 6454 |
| ISHARES TR | GLOBAL TECH ETF | 464287291 |  | 239400 | 2280 | SH |  | SOLE |  | 0 | 0 | 2280 |
| ISHARES TR | CORE 1 5 YR USD | 46432F859 |  | 210163 | 4311 | SH |  | SOLE |  | 0 | 0 | 4311 |
| ISHARES TR | 0-3 MNTH TREASRY | 46436E718 |  | 6114988 | 60918 | SH |  | SOLE |  | 0 | 0 | 60918 |
| ISHARES U S ETF TR | SHT MAT MUN ETF | 46431W838 |  | 253462 | 5037 | SH |  | SOLE |  | 0 | 0 | 5037 |
| J P MORGAN EXCHANGE TRADED F | MUNICIPAL ETF | 46641Q647 |  | 870368 | 17235 | SH |  | SOLE |  | 0 | 0 | 17235 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 2802302 | 13541 | SH |  | SOLE |  | 0 | 0 | 13541 |
| JPMORGAN CHASE | COM | 46625H100 |  | 6819004 | 21163 | SH |  | SOLE |  | 0 | 0 | 21163 |
| KADANT INC | COM | 48282T104 |  | 1404009 | 4926 | SH |  | SOLE |  | 0 | 0 | 4926 |
| KKR  CO | COM | 48251W104 |  | 2066814 | 16213 | SH |  | SOLE |  | 0 | 0 | 16213 |
| KLA CORP | COM | 482480100 |  | 5336872 | 4392 | SH |  | SOLE |  | 0 | 0 | 4392 |
| LAM RESEARCH CORP | COM | 512807306 |  | 612578 | 3579 | SH |  | SOLE |  | 0 | 0 | 3579 |
| LCI INDS | COM | 50189K103 |  | 1437151 | 11844 | SH |  | SOLE |  | 0 | 0 | 11844 |
| LINDE PLC | SHS | G54950103 |  | 1176497 | 2759 | SH |  | SOLE |  | 0 | 0 | 2759 |
| LOCKHEED MARTIN | N/A | 539830109 |  | 2196109 | 4540 | SH |  | SOLE |  | 0 | 0 | 4540 |
| LOWES COMPANIES | COM | 548661107 |  | 1802875 | 7476 | SH |  | SOLE |  | 0 | 0 | 7476 |
| MARATHON PETROLEUM | COM | 56585A102 |  | 213012 | 1310 | SH |  | SOLE |  | 0 | 0 | 1310 |
| MARKEL GROUP INC | COM | 570535104 |  | 320298 | 149 | SH |  | SOLE |  | 0 | 0 | 149 |
| MASTERCARD INC | CL A | 57636Q104 |  | 1106881 | 1939 | SH |  | SOLE |  | 0 | 0 | 1939 |
| MCDONALDS CORP | COM | 580135101 |  | 1132028 | 3704 | SH |  | SOLE |  | 0 | 0 | 3704 |
| MCKESSON CORP | COM | 58155Q103 |  | 1680774 | 2049 | SH |  | SOLE |  | 0 | 0 | 2049 |
| MEDTRONIC PLC | SHS | G5960L103 |  | 3401900 | 35414 | SH |  | SOLE |  | 0 | 0 | 35414 |
| MERCADOLIBRE INC | COM | 58733R102 |  | 1736590 | 862 | SH |  | SOLE |  | 0 | 0 | 862 |
| MERCK  COMPANY | COM | 58933Y105 |  | 2399055 | 22792 | SH |  | SOLE |  | 0 | 0 | 22792 |
| METLIFE INC | COM | 59156R108 |  | 422473 | 5352 | SH |  | SOLE |  | 0 | 0 | 5352 |
| MICRON TECHNOLOGY INC | COM | 595112103 |  | 9673068 | 33892 | SH |  | SOLE |  | 0 | 0 | 33892 |
| MICROSOFT CORP | COM | 594918104 |  | 32851060 | 67928 | SH |  | SOLE |  | 0 | 0 | 67928 |
| MORGAN STANLEY | COM | 617446448 |  | 1187433 | 6689 | SH |  | SOLE |  | 0 | 0 | 6689 |
| MPLX | COM UNIT REP LTD | 55336V100 |  | 242460 | 4543 | SH |  | SOLE |  | 0 | 0 | 4543 |
| NETFLIX INC | COM | 64110L106 |  | 752425 | 8025 | SH |  | SOLE |  | 0 | 0 | 8025 |
| NEWMONT CORP | N/A | 651639106 |  | 1562093 | 15644 | SH |  | SOLE |  | 0 | 0 | 15644 |
| NEXTERA ENERGY | COM | 65339F101 |  | 990822 | 12342 | SH |  | SOLE |  | 0 | 0 | 12342 |
| NVIDIA CORP | COM | 67066G104 |  | 27108788 | 145355 | SH |  | SOLE |  | 0 | 0 | 145355 |
| O REILLY AUTOMOTIVE | COM | 67103H107 |  | 323521 | 3547 | SH |  | SOLE |  | 0 | 0 | 3547 |
| ORACLE CORP | COM | 68389X105 |  | 1125755 | 5776 | SH |  | SOLE |  | 0 | 0 | 5776 |
| PALANTIR TECHNOLOGIES | N/A | 69608A108 |  | 739086 | 4158 | SH |  | SOLE |  | 0 | 0 | 4158 |
| PEPSICO INC | COM | 713448108 |  | 2862714 | 19946 | SH |  | SOLE |  | 0 | 0 | 19946 |
| PROCTER  GAMBLE | COM | 742718109 |  | 3923532 | 27378 | SH |  | SOLE |  | 0 | 0 | 27378 |
| QUALCOMM INC | COM | 747525103 |  | 2429320 | 14202 | SH |  | SOLE |  | 0 | 0 | 14202 |
| QUEST DIAGNOSTICS | COM | 74834L100 |  | 227150 | 1309 | SH |  | SOLE |  | 0 | 0 | 1309 |
| RAYTHEON TECHNOLOGIES | COM | 75513E101 |  | 950302 | 5182 | SH |  | SOLE |  | 0 | 0 | 5182 |
| RLJ LODGING | CUM CONV PFD A | 74965L200 |  | 328299 | 13185 | SH |  | SOLE |  | 0 | 0 | 13185 |
| SALESFORCE.COM INC | COM | 79466L302 |  | 2711096 | 10234 | SH |  | SOLE |  | 0 | 0 | 10234 |
| SANOFI | SPONSORED ADR | 80105N105 |  | 242300 | 5000 | SH |  | SOLE |  | 0 | 0 | 5000 |
| SCHWAB AGGREGATE | US AGGREGATE B | 808524839 |  | 2979804 | 127505 | SH |  | SOLE |  | 0 | 0 | 127505 |
| SCHWAB FUNDAMENTAL | N/A | 808524771 |  | 293787 | 10797 | SH |  | SOLE |  | 0 | 0 | 10797 |
| SCHWAB INTL | INTL EQTY ETF | 808524805 |  | 12465086 | 518515 | SH |  | SOLE |  | 0 | 0 | 518515 |
| SCHWAB INTL | N/A | 808524888 |  | 211623 | 4648 | SH |  | SOLE |  | 0 | 0 | 4648 |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 |  | 17007396 | 648395 | SH |  | SOLE |  | 0 | 0 | 648395 |
| SCHWAB US | N/A | 808524797 |  | 883089 | 32194 | SH |  | SOLE |  | 0 | 0 | 32194 |
| SCHWAB US | US TIPS ETF | 808524870 |  | 375281 | 14167 | SH |  | SOLE |  | 0 | 0 | 14167 |
| SCHWAB US | US SML CAP ETF | 808524607 |  | 631561 | 22176 | SH |  | SOLE |  | 0 | 0 | 22176 |
| SCHWAB US | US LRG CAP ETF | 808524201 |  | 2849302 | 105883 | SH |  | SOLE |  | 0 | 0 | 105883 |
| SCHWAB US | US MID-CAP ETF | 808524508 |  | 2884485 | 95926 | SH |  | SOLE |  | 0 | 0 | 95926 |
| SECTOR FINANCIAL | SBI INT-FINL | 81369Y605 |  | 3137162 | 57279 | SH |  | SOLE |  | 0 | 0 | 57279 |
| SECTOR TECHNOLOGY | TECHNOLOGY | 81369Y803 |  | 2172080 | 15087 | SH |  | SOLE |  | 0 | 0 | 15087 |
| SHOPIFY INC | CL A | 82509L107 |  | 1134517 | 7048 | SH |  | SOLE |  | 0 | 0 | 7048 |
| SKYLINE CHAMPION CORPORATION | COM | 830830105 |  | 845000 | 10000 | SH |  | SOLE |  | 0 | 0 | 10000 |
| SPDR DOW | UT SER 1 | 78467X109 |  | 1073113 | 2233 | SH |  | SOLE |  | 0 | 0 | 2233 |
| SPDR GOLD | GOLD SHS | 78463V107 |  | 483500 | 1220 | SH |  | SOLE |  | 0 | 0 | 1220 |
| SPDR PORTFOLIO | N/A | 78464A854 |  | 319941 | 3988 | SH |  | SOLE |  | 0 | 0 | 3988 |
| SPDR PORTFOLIO | N/A | 78463X509 |  | 555718 | 11872 | SH |  | SOLE |  | 0 | 0 | 11872 |
| SPDR PORTFOLIO | PORTFOLIO SHORT | 78464A474 |  | 1375820 | 45557 | SH |  | SOLE |  | 0 | 0 | 45557 |
| SPDR PORTFOLIO | PORTFOLIO INTRMD | 78464A375 |  | 1390312 | 41122 | SH |  | SOLE |  | 0 | 0 | 41122 |
| SPDR PORTFOLIO | PORTFOLIO DEVLPD | 78463X889 |  | 2178272 | 49049 | SH |  | SOLE |  | 0 | 0 | 49049 |
| SPDR PORTFOLIO | PORTFOLIO SH TSR | 78468R101 |  | 3274682 | 111840 | SH |  | SOLE |  | 0 | 0 | 111840 |
| SPDR PORTFOLIO | PORTFOLIO AGRGTE | 78464A649 |  | 6479307 | 251623 | SH |  | SOLE |  | 0 | 0 | 251623 |
| SPDR PORTFOLIO | PORTFOLIO S | 78464A847 |  | 10206711 | 176251 | SH |  | SOLE |  | 0 | 0 | 176251 |
| SPDR PORTFOLIO | PORTFOLI S | 78464A805 |  | 21754715 | 263693 | SH |  | SOLE |  | 0 | 0 | 263693 |
| SPDR S | UTSER1 S | 78467Y107 |  | 1563264 | 2591 | SH |  | SOLE |  | 0 | 0 | 2591 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 14292980 | 20960 | SH |  | SOLE |  | 0 | 0 | 20960 |
| SPDR SERIES | S DIVID ETF | 78464A763 |  | 1215085 | 8732 | SH |  | SOLE |  | 0 | 0 | 8732 |
| SPDR SERIES | S 500 ESG ETF | 78468R531 |  | 363246 | 5491 | SH |  | SOLE |  | 0 | 0 | 5491 |
| SPDR SERIES TRUST | PORTFLI INTRMDIT | 78464A672 |  | 210532 | 7300 | SH |  | SOLE |  | 0 | 0 | 7300 |
| STRYKER CORP | COM | 863667101 |  | 38783764 | 110348 | SH |  | SOLE |  | 0 | 0 | 110348 |
| TAIWAN SEMICONDUCTOR | N/A | 874039100 |  | 588635 | 1937 | SH |  | SOLE |  | 0 | 0 | 1937 |
| TESLA INC | COM | 88160R101 |  | 5472190 | 12168 | SH |  | SOLE |  | 0 | 0 | 12168 |
| TEXAS INSTRUMENTS | COM | 882508104 |  | 443303 | 2555 | SH |  | SOLE |  | 0 | 0 | 2555 |
| TIZIANA LIFE | COM | G88912103 |  | 148851 | 99900 | SH |  | SOLE |  | 0 | 0 | 99900 |
| TJX COS | COM | 872540109 |  | 609293 | 3967 | SH |  | SOLE |  | 0 | 0 | 3967 |
| UBER TECHNOLOGIES | N/A | 90353T100 |  | 2207398 | 27015 | SH |  | SOLE |  | 0 | 0 | 27015 |
| UBS GROUP | SHS | H42097107 |  | 336790 | 7273 | SH |  | SOLE |  | 0 | 0 | 7273 |
| VALERO ENERGY | COM | 91913Y100 |  | 284882 | 1750 | SH |  | SOLE |  | 0 | 0 | 1750 |
| VANECK VECTORS | SEMICONDUCTR ETF | 92189F676 |  | 1093931 | 3038 | SH |  | SOLE |  | 0 | 0 | 3038 |
| VANGUARD BD INDEX FDS | VANGUARD ULTRA | 92203C303 |  | 2064028 | 41413 | SH |  | SOLE |  | 0 | 0 | 41413 |
| VANGUARD EXTENDED | EXTEND MKT ETF | 922908652 |  | 2161979 | 10338 | SH |  | SOLE |  | 0 | 0 | 10338 |
| VANGUARD FINANCIALS | FINANCIALS ETF | 92204A405 |  | 282198 | 2114 | SH |  | SOLE |  | 0 | 0 | 2114 |
| VANGUARD FTSE | FTSE PACIFIC ETF | 922042866 |  | 368261 | 4074 | SH |  | SOLE |  | 0 | 0 | 4074 |
| VANGUARD FTSE | FTSE SMCAP ETF | 922042718 |  | 1802847 | 12578 | SH |  | SOLE |  | 0 | 0 | 12578 |
| VANGUARD GROWTH | GROWTH ETF | 922908736 |  | 24781875 | 50797 | SH |  | SOLE |  | 0 | 0 | 50797 |
| VANGUARD HEALTH | HEALTH CAR ETF | 92204A504 |  | 536449 | 1864 | SH |  | SOLE |  | 0 | 0 | 1864 |
| VANGUARD HIGH | HIGH DIV YLD | 921946406 |  | 45072121 | 314048 | SH |  | SOLE |  | 0 | 0 | 314048 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 183690375 | 547888 | SH |  | SOLE |  | 0 | 0 | 547888 |
| VANGUARD INDUSTRIALS | INDUSTRIAL ETF | 92204A603 |  | 955795 | 3203 | SH |  | SOLE |  | 0 | 0 | 3203 |
| VANGUARD INFORMATION | INF TECH ETF | 92204A702 |  | 4822569 | 6398 | SH |  | SOLE |  | 0 | 0 | 6398 |
| VANGUARD INTERMEDIATE | INTER TERM TREAS | 92206C706 |  | 357243 | 5961 | SH |  | SOLE |  | 0 | 0 | 5961 |
| VANGUARD INTERMEDIATE | INT-TERM CORP | 92206C870 |  | 384832 | 4595 | SH |  | SOLE |  | 0 | 0 | 4595 |
| VANGUARD INTERMEDIATE | INTERMED TERM | 921937819 |  | 118389468 | 1520153 | SH |  | SOLE |  | 0 | 0 | 1520153 |
| VANGUARD INTERNATIONAL | INTL HIGH ETF | 921946794 |  | 4509671 | 50107 | SH |  | SOLE |  | 0 | 0 | 50107 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 12255254 | 227963 | SH |  | SOLE |  | 0 | 0 | 227963 |
| VANGUARD INTL EQUITY INDEX F | TT WRLD ST ETF | 922042742 |  | 101136855 | 716978 | SH |  | SOLE |  | 0 | 0 | 716978 |
| VANGUARD LARGE | LARGE CAP ETF | 922908637 |  | 3805630 | 12089 | SH |  | SOLE |  | 0 | 0 | 12089 |
| VANGUARD MALVERN FDS | CORE BD ETF | 922020748 |  | 18606297 | 238864 | SH |  | SOLE |  | 0 | 0 | 238864 |
| VANGUARD MEGA | MEGA CAP VAL ETF | 921910840 |  | 2143034 | 15182 | SH |  | SOLE |  | 0 | 0 | 15182 |
| VANGUARD MEGA | MEGA CAP INDEX | 921910873 |  | 5976650 | 23795 | SH |  | SOLE |  | 0 | 0 | 23795 |
| VANGUARD MEGA | MEGA GRWTH IND | 921910816 |  | 20336816 | 49269 | SH |  | SOLE |  | 0 | 0 | 49269 |
| VANGUARD MID | MCAP VL IDXVIP | 922908512 |  | 2165449 | 12209 | SH |  | SOLE |  | 0 | 0 | 12209 |
| VANGUARD MID | MID CAP ETF | 922908629 |  | 26803035 | 92354 | SH |  | SOLE |  | 0 | 0 | 92354 |
| VANGUARD MORTGAGE | MORTG-BACK SEC | 92206C771 |  | 306424 | 6509 | SH |  | SOLE |  | 0 | 0 | 6509 |
| VANGUARD MUNICIPAL | TAX EXEMPT BD | 922907746 |  | 1635292 | 32517 | SH |  | SOLE |  | 0 | 0 | 32517 |
| VANGUARD REAL | REAL ESTATE ETF | 922908553 |  | 3736899 | 42229 | SH |  | SOLE |  | 0 | 0 | 42229 |
| VANGUARD RUSSELL | N/A | 92206C623 |  | 257937 | 1093 | SH |  | SOLE |  | 0 | 0 | 1093 |
| VANGUARD RUSSELL | N/A | 92206C664 |  | 210467 | 2115 | SH |  | SOLE |  | 0 | 0 | 2115 |
| VANGUARD RUSSELL | VNG RUS1000VAL | 92206C714 |  | 4461504 | 48337 | SH |  | SOLE |  | 0 | 0 | 48337 |
| VANGUARD RUSSELL | VNG RUS1000GRW | 92206C680 |  | 5796848 | 47612 | SH |  | SOLE |  | 0 | 0 | 47612 |
| VANGUARD RUSSELL | VNG RUS1000IDX | 92206C730 |  | 5865432 | 18979 | SH |  | SOLE |  | 0 | 0 | 18979 |
| VANGUARD S | 500 GRTH IDX F | 921932505 |  | 4256266 | 9573 | SH |  | SOLE |  | 0 | 0 | 9573 |
| VANGUARD S | MIDCP 400 IDX | 921932885 |  | 1052805 | 9417 | SH |  | SOLE |  | 0 | 0 | 9417 |
| VANGUARD S | 500 VAL IDX FD | 921932703 |  | 21184041 | 103413 | SH |  | SOLE |  | 0 | 0 | 103413 |
| VANGUARD S | S 500 ETF SHS | 922908363 |  | 194950037 | 310861 | SH |  | SOLE |  | 0 | 0 | 310861 |
| VANGUARD SHORT | SHORT TRM BOND | 921937827 |  | 827726 | 10503 | SH |  | SOLE |  | 0 | 0 | 10503 |
| VANGUARD SHORT | SHORT TERM TREAS | 92206C102 |  | 2084136 | 35486 | SH |  | SOLE |  | 0 | 0 | 35486 |
| VANGUARD SHORT | SHRT TRM CORP BD | 92206C409 |  | 30505318 | 382608 | SH |  | SOLE |  | 0 | 0 | 382608 |
| VANGUARD SMALL | SMALL CP ETF | 922908751 |  | 2450702 | 9501 | SH |  | SOLE |  | 0 | 0 | 9501 |
| VANGUARD SMALL | SM CP VAL ETF | 922908611 |  | 48048827 | 226870 | SH |  | SOLE |  | 0 | 0 | 226870 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 4389475 | 19972 | SH |  | SOLE |  | 0 | 0 | 19972 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 141848837 | 1880287 | SH |  | SOLE |  | 0 | 0 | 1880287 |
| VANGUARD TAX-MANAGED INTL FD | FTSE DEV MKT ETF | 921943858 |  | 19648762 | 314532 | SH |  | SOLE |  | 0 | 0 | 314532 |
| VANGUARD TOTAL | INTL BD IDX ETF | 92203J407 |  | 342896 | 7096 | SH |  | SOLE |  | 0 | 0 | 7096 |
| VANGUARD TOTAL | TOTAL BND MRKT | 921937835 |  | 51230127 | 691645 | SH |  | SOLE |  | 0 | 0 | 691645 |
| VANGUARD VALUE | VALUE ETF | 922908744 |  | 12372715 | 64782 | SH |  | SOLE |  | 0 | 0 | 64782 |
| VIATRIS INC | COM | 92556V106 |  | 297388 | 23887 | SH |  | SOLE |  | 0 | 0 | 23887 |
| VISA INC | COM CL A | 92826C839 |  | 2157830 | 6153 | SH |  | SOLE |  | 0 | 0 | 6153 |
| WALMART INC | COM | 931142103 |  | 4094172 | 36748 | SH |  | SOLE |  | 0 | 0 | 36748 |
| WASTE MANAGEMENT | COM | 94106L109 |  | 325304 | 1481 | SH |  | SOLE |  | 0 | 0 | 1481 |
| WEC ENERGY | COM | 92939U106 |  | 421417 | 3996 | SH |  | SOLE |  | 0 | 0 | 3996 |
| WHEATON PRECIOUS METALS CORP | COM | 962879102 |  | 360081 | 3064 | SH |  | SOLE |  | 0 | 0 | 3064 |
| WISDOMTREE INTL | N/A | 97717W760 |  | 201472 | 2487 | SH |  | SOLE |  | 0 | 0 | 2487 |
| WORLD GOLD | SPDR GLD MINIS | 98149E303 |  | 8373431 | 98084 | SH |  | SOLE |  | 0 | 0 | 98084 |
| ZOETIS INC | CL A | 98978V103 |  | 1982449 | 15756 | SH |  | SOLE |  | 0 | 0 | 15756 |
| FIDELITY COMWLTH TR | NASDAQ COMPSIT | 315912808 |  | 661825 | 7241 | SH |  | SOLE |  | 0 | 0 | 7241 |
| INSPIRE MED SYS INC | COM | 457730109 |  | 295136 | 3200 | SH |  | SOLE |  | 0 | 0 | 3200 |
| DIMENSIONAL ETF TRUST | INTL HIGH PROFIT | 25434V765 |  | 217190 | 6859 | SH |  | SOLE |  | 0 | 0 | 6859 |
| DIMENSIONAL ETF TRUST | NATL MUN BD ETF | 25434V849 |  | 578040 | 12000 | SH |  | SOLE |  | 0 | 0 | 12000 |
| MORGAN STANLEY ETF TRUST | EATON VANCE TOTA | 61774R841 |  | 296383 | 5755 | SH |  | SOLE |  | 0 | 0 | 5755 |
| PIMCO ETF TR | INTER MUN BD ACT | 72201R866 |  | 626876 | 11961 | SH |  | SOLE |  | 0 | 0 | 11961 |
| VANGUARD INSTL INDEX FD | ULTRA-SHORT TREA | 922040852 |  | 1614878 | 21399 | SH |  | SOLE |  | 0 | 0 | 21399 |
| GERDAU SA | SPON ADR REP PFD | 373737105 |  | 43155 | 11695 | SH |  | SOLE |  | 0 | 0 | 11695 |
| HIVE DIGITAL TECHNOLOGIES LT | COM NEW | 433921103 |  | 58463 | 22660 | SH |  | SOLE |  | 0 | 0 | 22660 |
| QNITY ELECTRONICS INC | COMMON STOCK | 74743L100 |  | 200288 | 2453 | SH |  | SOLE |  | 0 | 0 | 2453 |
| ISHARES S | N/A | 464287671 |  | 201527 | 1200 | SH |  | SOLE |  | 0 | 0 | 1200 |
| GILEAD SCIENCES | COM | 375558103 |  | 204242 | 1664 | SH |  | SOLE |  | 0 | 0 | 1664 |
| GENERAL DYNAMICS | N/A | 369550108 |  | 206431 | 613 | SH |  | SOLE |  | 0 | 0 | 613 |
| GRAINGER W W | COM | 384802104 |  | 210932 | 209 | SH |  | SOLE |  | 0 | 0 | 209 |
| U S BANCORP DE | COM | 902973304 |  | 220643 | 4135 | SH |  | SOLE |  | 0 | 0 | 4135 |
| ISHARES MSCI | MSCI USA ESG SLC | 464288802 |  | 221280 | 1588 | SH |  | SOLE |  | 0 | 0 | 1588 |
| TYSON FOODS | CL A | 902494103 |  | 223459 | 3812 | SH |  | SOLE |  | 0 | 0 | 3812 |
| KROGER CO | N/A | 501044101 |  | 227509 | 3641 | SH |  | SOLE |  | 0 | 0 | 3641 |
| WELLS FARGO | COM | 949746101 |  | 232210 | 2492 | SH |  | SOLE |  | 0 | 0 | 2492 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A359 |  | 235934 | 2645 | SH |  | SOLE |  | 0 | 0 | 2645 |
| ISHARES JPMORGAN | N/A | 464288281 |  | 235982 | 2451 | SH |  | SOLE |  | 0 | 0 | 2451 |
| STARBUCKS CORP | COM | 855244109 |  | 241876 | 2872 | SH |  | SOLE |  | 0 | 0 | 2872 |
| ISHARES TR | US INDUSTRIALS | 464287754 |  | 245074 | 1654 | SH |  | SOLE |  | 0 | 0 | 1654 |
| SCHWAB EMERGING | EMRG MKTEQ ETF | 808524706 |  | 248298 | 7582 | SH |  | SOLE |  | 0 | 0 | 7582 |
| MATERION CORP | COM | 576690101 |  | 248640 | 2000 | SH |  | SOLE |  | 0 | 0 | 2000 |
| WALT DISNEY | COM DISNEY | 254687106 |  | 251317 | 2209 | SH |  | SOLE |  | 0 | 0 | 2209 |
| WORTHINGTON INDUSTRIES | COM | 981811102 |  | 257850 | 5000 | SH |  | SOLE |  | 0 | 0 | 5000 |
| COMERICA INC | COM | 200340107 |  | 261251 | 3005 | SH |  | SOLE |  | 0 | 0 | 3005 |
| NORFOLK SOUTHERN | COM | 655844108 |  | 269705 | 934 | SH |  | SOLE |  | 0 | 0 | 934 |
| GENERAL MILLS | COM | 370334104 |  | 273070 | 5872 | SH |  | SOLE |  | 0 | 0 | 5872 |
| SOUTHERN COMPANY | COM | 842587107 |  | 278411 | 3193 | SH |  | SOLE |  | 0 | 0 | 3193 |
| ISHARES IBOXX | N/A | 464287242 |  | 280578 | 2546 | SH |  | SOLE |  | 0 | 0 | 2546 |
| ISHARES TR | US CONSUM DISCRE | 464287580 |  | 281957 | 2734 | SH |  | SOLE |  | 0 | 0 | 2734 |
| INVESCO EXCHANGE TRADED FD T | S 100 EQL WIGH | 46137V449 |  | 284765 | 2410 | SH |  | SOLE |  | 0 | 0 | 2410 |
| DTE ENERGY | N/A | 233331107 |  | 292859 | 2271 | SH |  | SOLE |  | 0 | 0 | 2271 |
| THERMO FISHER | COM | 883556102 |  | 297846 | 514 | SH |  | SOLE |  | 0 | 0 | 514 |
| ISHARES TR | 20 YR TR BD ETF | 464287432 |  | 303578 | 3483 | SH |  | SOLE |  | 0 | 0 | 3483 |
| BRISTOL MYERS | COM | 110122108 |  | 304733 | 5650 | SH |  | SOLE |  | 0 | 0 | 5650 |
| COCA-COLA CONSOLIDATED | COM | 191098102 |  | 306600 | 2000 | SH |  | SOLE |  | 0 | 0 | 2000 |
| VANGUARD MID | MCAP GR IDXVIP | 922908538 |  | 310107 | 1111 | SH |  | SOLE |  | 0 | 0 | 1111 |
| TEVA PHARMACEUTICAL | SPONSORED ADS | 881624209 |  | 312100 | 10000 | SH |  | SOLE |  | 0 | 0 | 10000 |
| DEERE  CO | COM | 244199105 |  | 330422 | 710 | SH |  | SOLE |  | 0 | 0 | 710 |
| VANGUARD ESG | ESG INTL STK ETF | 921910725 |  | 341914 | 4774 | SH |  | SOLE |  | 0 | 0 | 4774 |
| KIMBERLY CLARK | COM | 494368103 |  | 367442 | 3642 | SH |  | SOLE |  | 0 | 0 | 3642 |
| ISHARES S | S MC 400VL ETF | 464287705 |  | 371790 | 2825 | SH |  | SOLE |  | 0 | 0 | 2825 |
| DANAHER CORP | COM | 235851102 |  | 389147 | 1700 | SH |  | SOLE |  | 0 | 0 | 1700 |
| STATE STREET | COM | 857477103 |  | 418895 | 3247 | SH |  | SOLE |  | 0 | 0 | 3247 |
| PFIZER INC | COM | 717081103 |  | 427238 | 17158 | SH |  | SOLE |  | 0 | 0 | 17158 |
| HERSHEY CO | COM | 427866108 |  | 456224 | 2507 | SH |  | SOLE |  | 0 | 0 | 2507 |
| CUMMINS INC | COM | 231021106 |  | 469495 | 920 | SH |  | SOLE |  | 0 | 0 | 920 |
| VANGUARD ESG | ESG US STK ETF | 921910733 |  | 493758 | 4082 | SH |  | SOLE |  | 0 | 0 | 4082 |
| SCHWAB US | US LCAP VA ETF | 808524409 |  | 530580 | 17919 | SH |  | SOLE |  | 0 | 0 | 17919 |
| SHERWIN WILLIAMS | COM | 824348106 |  | 542183 | 1673 | SH |  | SOLE |  | 0 | 0 | 1673 |
| ISHARES RUSS | RUS MDCP VAL ETF | 464287473 |  | 550039 | 3900 | SH |  | SOLE |  | 0 | 0 | 3900 |
| ILLINOIS TOOL | COM | 452308109 |  | 552899 | 2245 | SH |  | SOLE |  | 0 | 0 | 2245 |
| SCHWAB US | N/A | 808524300 |  | 558888 | 17133 | SH |  | SOLE |  | 0 | 0 | 17133 |
| PRUDENTIAL FINANCIAL | COM | 744320102 |  | 634831 | 5624 | SH |  | SOLE |  | 0 | 0 | 5624 |
| COCA COLA CO | COM | 191216100 |  | 782316 | 11190 | SH |  | SOLE |  | 0 | 0 | 11190 |
| NUCOR CORP | COM | 670346105 |  | 828681 | 5081 | SH |  | SOLE |  | 0 | 0 | 5081 |
| MONDELEZ INTERNATIONAL | CL A | 609207105 |  | 848674 | 15766 | SH |  | SOLE |  | 0 | 0 | 15766 |
| VANGUARD FTSE | ALLWRLD EX US | 922042775 |  | 934301 | 12701 | SH |  | SOLE |  | 0 | 0 | 12701 |
| FORD MOTOR | COM | 345370860 |  | 1033902 | 78803 | SH |  | SOLE |  | 0 | 0 | 78803 |
| ISHARES ETHEREUM TR | SHS | 46438R105 |  | 1117014 | 49800 | SH |  | SOLE |  | 0 | 0 | 49800 |
| PARKER-HANNIFIN CORP | COM | 701094104 |  | 1496879 | 1703 | SH |  | SOLE |  | 0 | 0 | 1703 |
| PHILIP MORRIS | COM | 718172109 |  | 1802648 | 11238 | SH |  | SOLE |  | 0 | 0 | 11238 |
| ISHARES TIPS | TIPS BD ETF | 464287176 |  | 2063118 | 18771 | SH |  | SOLE |  | 0 | 0 | 18771 |
| HONEYWELL INTL | COM | 438516106 |  | 2437513 | 12494 | SH |  | SOLE |  | 0 | 0 | 12494 |
| ISHARES SELECT | SELECT DIVID ETF | 464287168 |  | 2607247 | 18473 | SH |  | SOLE |  | 0 | 0 | 18473 |
| ISHARES RUSSELL | RUSSELL 3000 ETF | 464287689 |  | 3887821 | 10050 | SH |  | SOLE |  | 0 | 0 | 10050 |

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