# EDGAR Filing Document

**Accession Number:** 0002011050
**File Stem:** 0002011050-26-000004
**Filing Date:** 2026-2
**Character Count:** 15886
**Document Hash:** 202f5a1a2f139583c37d4b539e9e1ff8
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0002011050-26-000004.hdr.sgml**: 20260213

**ACCESSION NUMBER**: 0002011050-26-000004

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260213

**DATE AS OF CHANGE**: 20260213

**EFFECTIVENESS DATE**: 20260213

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** MOSAIC FINANCIAL GROUP, LLC
- **CENTRAL INDEX KEY:** 0002011050

**ORGANIZATION NAME:**
- **EIN:** 364379428
- **STATE OF INCORPORATION:** IL
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-24166
- **FILM NUMBER:** 26629889

**BUSINESS ADDRESS:**
- **STREET 1:** 225 W RANDOLPH ST.
- **STREET 2:** SUITE 2425
- **CITY:** CHICAGO
- **STATE:** IL
- **ZIP:** 60606
- **BUSINESS PHONE:** 3122555490

**MAIL ADDRESS:**
- **STREET 1:** 225 W RANDOLPH ST.
- **STREET 2:** SUITE 2425
- **CITY:** CHICAGO
- **STATE:** IL
- **ZIP:** 60606

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** MOSAIC FINANCIAL GROUP LLC<br>**Address:** 225 W RANDOLPH ST.<br>SUITE 2425<br>CHICAGO, IL 60606

**Form 13F File Number:** 028-24166

**CRD Number (if applicable):** 000109816

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Joseph G. Hetland<br>**Title:** Compliance Manager<br>**Phone:** 3125171355

**Signature, Place, and Date of Signing:**

Joseph G. Hetland  Chicago, IL  02-13-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 3

**Form 13F Information Table Entry Total:** 125

**Form 13F Information Table Value Total:** $146430

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

| No.   | Name                                     | Form 13F File Number   |
|:---|:---|:---|
|  | Nuveen Asset Management LLC              |  |
|  | Cullen Capital Management LLC            |  |
|  | Charles Schwab Investment Management Inc |  |

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ISHARES TR | CORE S ETF | 464287200 |  | 16632 | 24282 | SH |  | SOLE |  | 24282 | 0 | 0 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 15805 | 71911 | SH |  | SOLE | 3 | 71911 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 |  | 7883 | 16301 | SH |  | SOLE | 12 | 16301 | 0 | 0 |
| UNION PAC CORP | COM | 907818108 |  | 5490 | 23733 | SH |  | SOLE | 1 | 23733 | 0 | 0 |
| APPLE INC | COM | 037833100 |  | 5220 | 19202 | SH |  | SOLE | 1 | 19202 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T | S EQL WGT | 46137V357 |  | 3723 | 19434 | SH |  | SOLE |  | 19434 | 0 | 0 |
| AT INC | COM | 00206R102 |  | 3206 | 129079 | SH |  | SOLE | 2 | 129079 | 0 | 0 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 3083 | 9848 | SH |  | SOLE |  | 9848 | 0 | 0 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 2982 | 9255 | SH |  | SOLE | 12 | 9255 | 0 | 0 |
| PIMCO ETF TR | MULTISECTOR BD | 72201R585 |  | 2484 | 93108 | SH |  | SOLE |  | 93108 | 0 | 0 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 2324 | 6933 | SH |  | SOLE | 3 | 6933 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL A | 084670108 |  | 2264 | 3 | SH |  | SOLE |  | 3 | 0 | 0 |
| ELI LILLY  CO | COM | 532457108 |  | 2215 | 2061 | SH |  | SOLE |  | 2061 | 0 | 0 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 2158 | 3513 | SH |  | SOLE | 3 | 3513 | 0 | 0 |
| BROADCOM INC | COM | 11135F101 |  | 2091 | 6041 | SH |  | SOLE | 12 | 6041 | 0 | 0 |
| NOVARTIS AG | SPONSORED ADR | 66987V109 |  | 2066 | 14986 | SH |  | SOLE | 2 | 14986 | 0 | 0 |
| VANGUARD WHITEHALL FDS | INTL HIGH ETF | 921946794 |  | 1794 | 19930 | SH |  | SOLE |  | 19930 | 0 | 0 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 1712 | 6954 | SH |  | SOLE |  | 6954 | 0 | 0 |
| FIRST TR EXCHANGE-TRADED FD | DJ INTERNT IDX | 33733E302 |  | 1697 | 6305 | SH |  | SOLE |  | 6305 | 0 | 0 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 1652 | 8860 | SH |  | SOLE |  | 8860 | 0 | 0 |
| CHEVRON CORP NEW | COM | 166764100 |  | 1554 | 10198 | SH |  | SOLE | 12 | 10198 | 0 | 0 |
| WISDOMTREE TR | US QTLY DIV GRT | 97717X669 |  | 1503 | 16806 | SH |  | SOLE |  | 16806 | 0 | 0 |
| FIDELITY MERRIMACK STR TR | TOTAL BD ETF | 316188309 |  | 1493 | 32422 | SH |  | SOLE |  | 32422 | 0 | 0 |
| RYAN SPECIALTY HOLDINGS INC | CL A | 78351F107 |  | 1489 | 28842 | SH |  | SOLE |  | 28842 | 0 | 0 |
| AMAZON COM INC | COM | 023135106 |  | 1459 | 6319 | SH |  | SOLE |  | 6319 | 0 | 0 |
| CONOCOPHILLIPS | COM | 20825C104 |  | 1404 | 14997 | SH |  | SOLE | 2 | 14997 | 0 | 0 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 1356 | 4674 | SH |  | SOLE |  | 4674 | 0 | 0 |
| BANK AMERICA CORP | COM | 060505104 |  | 1293 | 23509 | SH |  | SOLE | 2 | 23509 | 0 | 0 |
| MCDONALDS CORP | COM | 580135101 |  | 1253 | 4099 | SH |  | SOLE | 12 | 4099 | 0 | 0 |
| CHARTER COMMUNICATIONS INC N | CL A | 16119P108 |  | 1224 | 5864 | SH |  | SOLE |  | 5864 | 0 | 0 |
| ISHARES TR | CORE DIV GRWTH | 46434V621 |  | 1159 | 16696 | SH |  | SOLE |  | 16696 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 |  | 1148 | 14401 | SH |  | SOLE |  | 14401 | 0 | 0 |
| SUNCOR ENERGY INC NEW | COM | 867224107 |  | 1115 | 25142 | SH |  | SOLE |  | 25142 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | PFD ETF | 46138E511 |  | 1113 | 99008 | SH |  | SOLE |  | 99008 | 0 | 0 |
| TJX COS INC NEW | COM | 872540109 |  | 1100 | 7158 | SH |  | SOLE | 1 | 7158 | 0 | 0 |
| SPDR SER TR | PORTFLI INTRMDIT | 78464A672 |  | 1085 | 37636 | SH |  | SOLE |  | 37636 | 0 | 0 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 1084 | 2290 | SH |  | SOLE |  | 2290 | 0 | 0 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 1023 | 3261 | SH |  | SOLE |  | 3261 | 0 | 0 |
| PIMCO ETF TR | ENHAN SHRT MA AC | 72201R833 |  | 962 | 9586 | SH |  | SOLE |  | 9586 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED F | ULTRA SHRT INC | 46641Q837 |  | 936 | 18501 | SH |  | SOLE |  | 18501 | 0 | 0 |
| KKR  CO INC | COM | 48251W104 |  | 892 | 7000 | SH |  | SOLE |  | 7000 | 0 | 0 |
| BLACKSTONE INC | COM | 09260D107 |  | 838 | 5434 | SH |  | SOLE |  | 5434 | 0 | 0 |
| MERCK  CO INC | COM | 58933Y105 |  | 779 | 7396 | SH |  | SOLE | 2 | 7396 | 0 | 0 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 737 | 6124 | SH |  | SOLE | 12 | 6124 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 715 | 1423 | SH |  | SOLE |  | 1423 | 0 | 0 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 |  | 714 | 812 | SH |  | SOLE |  | 812 | 0 | 0 |
| WELLS FARGO CO NEW | COM | 949746101 |  | 706 | 7573 | SH |  | SOLE |  | 7573 | 0 | 0 |
| WARNER BROS DISCOVERY INC | COM SER A | 934423104 |  | 689 | 23893 | SH |  | SOLE |  | 23893 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | INT-TERM CORP | 92206C870 |  | 686 | 8194 | SH |  | SOLE | 3 | 8194 | 0 | 0 |
| META PLATFORMS INC | CL A | 30303M102 |  | 648 | 981 | SH |  | SOLE | 1 | 981 | 0 | 0 |
| ISHARES TR | FLTG RATE NT ETF | 46429B655 |  | 618 | 12155 | SH |  | SOLE |  | 12155 | 0 | 0 |
| VANGUARD WORLD FDS | FINANCIALS ETF | 92204A405 |  | 617 | 4623 | SH |  | SOLE |  | 4623 | 0 | 0 |
| ONEOK INC NEW | COM | 682680103 |  | 613 | 8342 | SH |  | SOLE |  | 8342 | 0 | 0 |
| BHP GROUP LTD | SPONSORED ADS | 088606108 |  | 604 | 10000 | SH |  | SOLE |  | 10000 | 0 | 0 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 580 | 1189 | SH |  | SOLE |  | 1189 | 0 | 0 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 563 | 5859 | SH |  | SOLE |  | 5859 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T | WATER RES ETF | 46137V142 |  | 560 | 7958 | SH |  | SOLE |  | 7958 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED F | CORE PLUS BD ETF | 46641Q670 |  | 560 | 11834 | SH |  | SOLE |  | 11834 | 0 | 0 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 |  | 553 | 3851 | SH |  | SOLE |  | 3851 | 0 | 0 |
| EATON VANCE | TOTAL BD ETF | 61774R841 |  | 552 | 10713 | SH |  | SOLE |  | 10713 | 0 | 0 |
| UNITED AIRLS HLDGS INC | COM | 910047109 |  | 524 | 4689 | SH |  | SOLE |  | 4689 | 0 | 0 |
| FIDELITY COVINGTON TRUST | ENHANCED MID | 31609A503 |  | 512 | 14078 | SH |  | SOLE |  | 14078 | 0 | 0 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 511 | 3567 | SH |  | SOLE |  | 3567 | 0 | 0 |
| ATLANTA BRAVES HLDGS INC | COM SER C | 047726302 |  | 509 | 12894 | SH |  | SOLE |  | 12894 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | S GBL WATER | 46138E263 |  | 499 | 7919 | SH |  | SOLE |  | 7919 | 0 | 0 |
| FIRST TR EXCHANGE TRADED FD | HLTH CARE ALPH | 33734X143 |  | 489 | 4300 | SH |  | SOLE |  | 4300 | 0 | 0 |
| FREEPORT-MCMORAN INC | CL B | 35671D857 |  | 489 | 9622 | SH |  | SOLE |  | 9622 | 0 | 0 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 484 | 1001 | SH |  | SOLE |  | 1001 | 0 | 0 |
| ASTRAZENECA PLC | SPONSORED ADR | G0593M107 |  | 478 | 5205 | SH |  | SOLE |  | 5205 | 0 | 0 |
| DOVER CORP | COM | 260003108 |  | 472 | 2418 | SH |  | SOLE |  | 2418 | 0 | 0 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 466 | 3879 | SH |  | SOLE |  | 3879 | 0 | 0 |
| SELECT SECTOR SPDR TR | FINANCIAL | 81369Y605 |  | 462 | 8437 | SH |  | SOLE | 3 | 8437 | 0 | 0 |
| JANUS DETROIT STR TR | HENDRSON AAA CL | 47103U845 |  | 447 | 8838 | SH |  | SOLE |  | 8838 | 0 | 0 |
| APPLIED MATLS INC | COM | 038222105 |  | 425 | 1653 | SH |  | SOLE |  | 1653 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | VNG RUS2000VAL | 92206C649 |  | 424 | 2649 | SH |  | SOLE |  | 2649 | 0 | 0 |
| DELTA AIR LINES INC DEL | COM NEW | 247361702 |  | 420 | 6049 | SH |  | SOLE |  | 6049 | 0 | 0 |
| MICRON TECHNOLOGY INC | COM | 595112103 |  | 411 | 1438 | SH |  | SOLE |  | 1438 | 0 | 0 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 398 | 4493 | SH |  | SOLE |  | 4493 | 0 | 0 |
| CROWDSTRIKE HLDGS INC | CL A | 22788C105 |  | 395 | 842 | SH |  | SOLE |  | 842 | 0 | 0 |
| ISHARES TR | MSCI USA QLT FCT | 46432F339 |  | 389 | 1958 | SH |  | SOLE |  | 1958 | 0 | 0 |
| KIMBERLY-CLARK CORP | COM | 494368103 |  | 386 | 3826 | SH |  | SOLE |  | 3826 | 0 | 0 |
| QUALCOMM INC | COM | 747525103 |  | 386 | 2255 | SH |  | SOLE | 2 | 2255 | 0 | 0 |
| MORGAN STANLEY | COM NEW | 617446448 |  | 385 | 2167 | SH |  | SOLE | 2 | 2167 | 0 | 0 |
| VANECK ETF TRUST | CLO ETF | 92189H748 |  | 381 | 7216 | SH |  | SOLE |  | 7216 | 0 | 0 |
| VANGUARD INDEX FDS | MCAP VL IDXVIP | 922908512 |  | 377 | 2127 | SH |  | SOLE |  | 2127 | 0 | 0 |
| ISHARES TR | S 500 VAL ETF | 464287408 |  | 366 | 1725 | SH |  | SOLE |  | 1725 | 0 | 0 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 357 | 1871 | SH |  | SOLE |  | 1871 | 0 | 0 |
| VANECK ETF TRUST | MRNGSTR WDE MOAT | 92189F643 |  | 342 | 3307 | SH |  | SOLE |  | 3307 | 0 | 0 |
| RTX CORPORATION | COM | 75513E101 |  | 338 | 1842 | SH |  | SOLE | 2 | 1842 | 0 | 0 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 334 | 3734 | SH |  | SOLE |  | 3734 | 0 | 0 |
| ISHARES TR | MSCI INTL QUALTY | 46434V456 |  | 333 | 7333 | SH |  | SOLE |  | 7333 | 0 | 0 |
| MEDTRONIC PLC | SHS | G5960L103 |  | 333 | 3469 | SH |  | SOLE | 2 | 3469 | 0 | 0 |
| VANGUARD WORLD FDS | HEALTH CAR ETF | 92204A504 |  | 332 | 1154 | SH |  | SOLE |  | 1154 | 0 | 0 |
| BYLINE BANCORP INC | COM | 124411109 |  | 330 | 11325 | SH |  | SOLE |  | 11325 | 0 | 0 |
| ISHARES TR | 3 7 YR TREAS BD | 464288661 |  | 330 | 2767 | SH |  | SOLE |  | 2767 | 0 | 0 |
| ISHARES TR | MSCI USA MIN VOL | 46429B697 |  | 318 | 3373 | SH |  | SOLE |  | 3373 | 0 | 0 |
| CISCO SYS INC | COM | 17275R102 |  | 301 | 3914 | SH |  | SOLE | 2 | 3914 | 0 | 0 |
| ALTRIA GROUP INC | COM | 02209S103 |  | 298 | 5169 | SH |  | SOLE | 2 | 5169 | 0 | 0 |
| MARRIOTT INTL INC NEW | CL A | 571903202 |  | 297 | 958 | SH |  | SOLE |  | 958 | 0 | 0 |
| COCA COLA CO | COM | 191216100 |  | 294 | 4211 | SH |  | SOLE |  | 4211 | 0 | 0 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 284 | 1770 | SH |  | SOLE | 12 | 1770 | 0 | 0 |
| AIRBNB INC | COM CL A | 009066101 |  | 275 | 2028 | SH |  | SOLE |  | 2028 | 0 | 0 |
| CATERPILLAR INC | COM | 149123101 |  | 262 | 457 | SH |  | SOLE |  | 457 | 0 | 0 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 262 | 1268 | SH |  | SOLE | 2 | 1268 | 0 | 0 |
| BLACKSTONE SECD LENDING FD | COMMON STOCK | 09261X102 |  | 261 | 9909 | SH |  | SOLE |  | 9909 | 0 | 0 |
| CRH PLC | ORD | G25508105 |  | 258 | 2070 | SH |  | SOLE |  | 2070 | 0 | 0 |
| PEMBINA PIPELINE CORP | COM | 706327103 |  | 257 | 6750 | SH |  | SOLE |  | 6750 | 0 | 0 |
| AMGEN INC | COM | 031162100 |  | 253 | 774 | SH |  | SOLE |  | 774 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED F | SHORT DURA CORE | 46641Q274 |  | 253 | 5313 | SH |  | SOLE |  | 5313 | 0 | 0 |
| PROLOGIS INC. | COM | 74340W103 |  | 251 | 1967 | SH |  | SOLE | 1 | 1967 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | SHORT TERM TREAS | 922040845 |  | 244 | 3237 | SH |  | SOLE |  | 3237 | 0 | 0 |
| ISHARES TR | EAFE SML CP ETF | 464288273 |  | 243 | 3137 | SH |  | SOLE |  | 3137 | 0 | 0 |
| SHOPIFY INC | CL A | 82509L107 |  | 241 | 1499 | SH |  | SOLE |  | 1499 | 0 | 0 |
| GENERAL DYNAMICS CORP | COM | 369550108 |  | 240 | 712 | SH |  | SOLE | 2 | 712 | 0 | 0 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 |  | 232 | 1305 | SH |  | SOLE |  | 1305 | 0 | 0 |
| KYMERA THERAPEUTICS INC | COM | 501575104 |  | 225 | 2890 | SH |  | SOLE |  | 2890 | 0 | 0 |
| TAIWAN SEMICONDUCTOR MFG LTD | SPONSORED ADS | 874039100 |  | 223 | 735 | SH |  | SOLE | 1 | 735 | 0 | 0 |
| CHUBB LIMITED | COM | H1467J104 |  | 222 | 712 | SH |  | SOLE | 2 | 712 | 0 | 0 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 217 | 3475 | SH |  | SOLE |  | 3475 | 0 | 0 |
| ALPS ETF TR | ALERIAN MLP | 00162Q452 |  | 214 | 4557 | SH |  | SOLE |  | 4557 | 0 | 0 |
| NETFLIX INC | COM | 64110L106 |  | 214 | 2280 | SH |  | SOLE |  | 2280 | 0 | 0 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 210 | 2612 | SH |  | SOLE | 12 | 2612 | 0 | 0 |
| EDWARDS LIFESCIENCES CORP | COM | 28176E108 |  | 203 | 2381 | SH |  | SOLE |  | 2381 | 0 | 0 |
| BLACKROCK SCIENCE  TECHNOLO | SHS | 09258G104 |  | 203 | 5004 | SH |  | SOLE |  | 5004 | 0 | 0 |
| EQUINIX INC | COM | 29444U700 |  | 203 | 265 | SH |  | SOLE |  | 265 | 0 | 0 |

---