# EDGAR Filing Document

**Accession Number:** 0000804223
**File Stem:** 0000726865-25-000440
**Filing Date:** 2025-6
**Character Count:** 6258
**Document Hash:** f1c7eb55fda1b5ee71c0b93ed276ffd3
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0000726865-25-000440.hdr.sgml**: 20250611

**ACCESSION NUMBER**: 0000726865-25-000440

**CONFORMED SUBMISSION TYPE**: 497VPU

**PUBLIC DOCUMENT COUNT**: 1

**FILED AS OF DATE**: 20250611

**DATE AS OF CHANGE**: 20250611

**EFFECTIVENESS DATE**: 20250611

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** LINCOLN NATIONAL VARIABLE ANNUITY ACCOUNT E
- **CENTRAL INDEX KEY:** 0000804223

**ORGANIZATION NAME:**
- **EIN:** 350472300
- **STATE OF INCORPORATION:** IN
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 497VPU
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 033-26032
- **FILM NUMBER:** 251039198

**BUSINESS ADDRESS:**
- **STREET 1:** P O BOX 1110
- **CITY:** FORT WAYNE
- **STATE:** IN
- **ZIP:** 46802
- **BUSINESS PHONE:** 2604552000

**MAIL ADDRESS:**
- **STREET 1:** P O BOX 1110
- **CITY:** FORT WAYNE
- **STATE:** IN
- **ZIP:** 46802

## Series and Classes Contracts Data

### LINCOLN NATIONAL VARIABLE ANNUITY ACCOUNT E (Series ID: S000002784)

| Class ID   | Class Name          | Ticker Symbol   |
|:---|:---|:---|
| C000007622 | The American Legacy |  |

#### THE LINCOLN NATIONAL LIFE INSURANCE COMPANY

#### Lincoln National Variable Annuity Account E

The American Legacy<sup>®</sup>

#### Supplement dated June 11, 2025 to the

#### Updating Summary Prospectus for Current Contractowners dated May 1, 2025

This Supplement to your summary prospectus outlines important changes that become effective on and after June 16, 2025. These changes are related to:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a) Appendix A – Funds Available Under The Contract; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b) Appendix B – Investment Requirements.

All other provisions outlined in your variable annuity prospectus remain unchanged.

#### The following line items are added to Appendix A – Funds Available Under the Contract:

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **Investment Objective** | **Fund and Adviser/Sub-adviser** | **Current Expenses** | **Average Annual Total**<br> **Returns (as of 12/31/2024)** | **Average Annual Total**<br> **Returns (as of 12/31/2024)** | **Average Annual Total**<br> **Returns (as of 12/31/2024)** |
| **Investment Objective** | **Fund and Adviser/Sub-adviser** | **Current Expenses** | 1 year | 5 year | 10 year |
| Capital appreciation. | American Funds<sup>®</sup> IS U.S. Small and Mid Cap Equity Fund – Class 4<br> *advised by Capital Research and Management Company* | 1.04%<sup>1</sup> | N/A | N/A | N/A |
| Long-term capital appreciation. | LVIP American Funds Vanguard Active Passive Growth Fund – Service Class<br> *advised by Lincoln Financial Investments Corporation* | 0.98% | N/A | N/A | N/A |

---

<sup>1</sup>This fund is subject to an expense reimbursement or fee waiver arrangement. As a result, this fund's annual expenses reflect temporary expense reductions. See the fund's prospectus for additional information.

You can find the fund prospectus and other information about the Contract online at www.lfg.com/VAprospectus. You can also obtain information at no cost by contacting your financial professional or by sending an email request to CustServSupportTeam@lfg.com.

**Appendix B – Investment Requirements:** If you have elected a Living Benefit Rider, you may be subject to the Investment Requirements outlined in the prospectus, according to which Living Benefit Rider you own and when you elected that rider. Please refer to your prospectus to determine if you are subject to Investment Requirements. The changes outlined below are effective on or about June 16, 2025, and are added to the existing Investment Requirements in your prospectus. All other provisions of Investment Requirements remain unchanged.

#### Please note that your Contract may not offer every rider impacted by these requirements.

The following changes apply to **Investment Requirements *i4LIFE***<sup>®</sup> **Advantage Select Guaranteed Income Benefit riders elected on or after May 21, 2018.** If you elect *i4LIFE*<sup>®</sup> Advantage Select Guaranteed Income Benefit on or after May 21, 2018, the LVIP American Funds Vanguard Active Passive Growth Fund will be added to the list of funds to which you must allocate 100% of your *i4LIFE*<sup>®</sup> Advantage Account Value.

The following changes apply to **Investment Requirements for other Living Benefit Riders purchased on or after October 3, 2016.** If you elect *i4LIFE*<sup>®</sup> Advantage Select Guaranteed Income Benefit prior to May 21, 2018, *Lincoln ProtectedPay Select Core*<sup>®</sup>, *Lincoln ProtectedPay Select Plus*<sup>®</sup>, *Lincoln ProtectedPay Select Max*<sup>®</sup>, Lincoln *Market Select*<sup>®</sup> Advantage, Lincoln *Max 6 Select*<sup>SM</sup>, Lincoln *Wealth Pass*<sup>SM</sup>, *4LATER*<sup>®</sup> Select Advantage, or if you are transitioning to *i4LIFE*<sup>®</sup> Advantage Select Guaranteed Income Benefit from one of these riders, the LVIP American Funds Vanguard Active Passive Growth Fund will be added to the list of funds to which you must allocate 100% of your *i4LIFE*<sup>®</sup> Advantage Account Value.

The following changes apply to **Investment Requirements for other Living Benefit Riders purchased on or after October 5, 2015 and prior to October 3, 2016.** If you elect *i4LIFE*<sup>®</sup> Advantage Guaranteed Income Benefit (version 4), the LVIP American Funds Vanguard Active Passive Growth Fund will be added to the list of funds in Group 2 and to the list of funds to which you must allocate 100% of your *i4LIFE*<sup>®</sup> Advantage Account Value.

The following changes apply to **Investment Requirements – Option 2.** The LVIP American Funds Vanguard Active Passive Growth Fund will be added to the list of funds in Group 2 and to the list of funds to which you must allocate 100% of your *i4LIFE*<sup>®</sup> Advantage Account Value.

The following changes apply to **Investment Requirements – Option 1.** The American Funds<sup>®</sup> IS U.S. Small and Mid Cap Equity Fund will be added to the list of funds to which you can invest not more than 35% of your Contract Value.

#### Please retain this supplement for future reference.