# EDGAR Filing Document

**Accession Number:** 0001795586
**File Stem:** 0001415889-25-016787
**Filing Date:** 2025-6
**Character Count:** 11452
**Document Hash:** f715920a783cdea637051ec03a296721
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001415889-25-016787.hdr.sgml**: 20250611

**ACCESSION NUMBER**: 0001415889-25-016787

**CONFORMED SUBMISSION TYPE**: 3

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250611

**FILED AS OF DATE**: 20250611

**DATE AS OF CHANGE**: 20250611

**REPORTING-OWNER**: 

**OWNER DATA:**
- **COMPANY CONFORMED NAME:** King Ryan A
- **CENTRAL INDEX KEY:** 0002061219

**ORGANIZATION NAME:**

**FILING VALUES:**
- **FORM TYPE:** 3
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 001-42693
- **FILM NUMBER:** 251041461

**MAIL ADDRESS:**
- **STREET 1:** C/O CHIME FINANCIAL, INC.
- **STREET 2:** 101 CALIFORNIA STREET, SUITE 500
- **CITY:** SAN FRANCISCO
- **STATE:** CA
- **ZIP:** 94111
**ISSUER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Chime Financial, Inc.
- **CENTRAL INDEX KEY:** 0001795586
- **STANDARD INDUSTRIAL CLASSIFICATION:** FINANCE SERVICES [6199]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 460925388
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**BUSINESS ADDRESS:**
- **STREET 1:** 101 CALIFORNIA STREET, SUITE 500
- **CITY:** SAN FRANCISCO
- **STATE:** CA
- **ZIP:** 94111
- **BUSINESS PHONE:** 844-244-6363

**MAIL ADDRESS:**
- **STREET 1:** 101 CALIFORNIA STREET, SUITE 500
- **CITY:** SAN FRANCISCO
- **STATE:** CA
- **ZIP:** 94111

## Ex-24

**LIMITED POWER OF ATTORNEY - SECURITIES LAW COMPLIANCE**

The undersigned, as an officer or director of **Chime Financial, Inc.** (the "**Company**"), hereby constitutes and appoints Adam Frankel, Gaelen Gates, Theresa Bloom, Erika Fiore, and Apple Palarca, each the undersigned's true and lawful attorney-in-fact and agent to complete and execute such Forms 144, Forms 3, 4 and 5, and all amendments thereto, and other forms as such attorney-in-fact shall in his or her discretion determine to be required or advisable pursuant to Rule 144 promulgated under the Securities Act of 1933, as amended (the "**Securities Act**"), Section 16 of the Securities Exchange Act of 1934, as amended (the "**Exchange Act**"), and the rules and regulations promulgated thereunder, or any successor laws and regulations, as a consequence of the undersigned's ownership, acquisition or disposition of securities of the Company, and to do all acts necessary in order to file such forms with the Securities and Exchange Commission, any securities exchange or national association, the Company and such other person or agency as the attorney-in-fact shall deem appropriate.

The undersigned hereby ratifies and confirms all that said attorneys-in-fact and agents shall do or cause to be done by virtue hereof. The undersigned acknowledges that the foregoing attorneys-in-fact, in serving in such capacity at the request of the undersigned, are not assuming, nor is the Company assuming, any of the undersigned's responsibilities to comply with Rule 144 promulgated under the Securities Act or Section 16 of the Exchange Act.

This Limited Power of Attorney shall remain in full force and effect until the undersigned is no longer required to file Forms 144 and/or Forms 3, 4 and 5 with respect to the undersigned's holdings of and transactions in securities issued by the Company unless earlier revoked by the undersigned in a writing delivered to the foregoing attorneys-in-fact.

[Signature Page Follows]

This Limited Power of Attorney is executed as of the date set forth below.

---

| | |
|:---|:---|
| Signature: | /s/ Ryan King |
| Print Name: | Ryan King |
| Dated: | June 11, 2025 |

---

### UNITED STATES SECURITIES AND EXCHANGE COMMISSION
**Washington, D.C. 20549**

## FORM 3

### INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

[ ] Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

---

| | | |
|:---|:---|:---|
| **1. Name and Address of Reporting Person**<sup>*</sup><br>King Ryan A<br><sub>(Last) (First) (Middle)</sub><br>C/O CHIME FINANCIAL, INC.<br>101 CALIFORNIA STREET, SUITE 500<br><sub>(Street)</sub><br>SAN FRANCISCO, CA 94111<br><sub>(City) (State) (Zip)</sub> | **3. Issuer Name and Ticker or Trading Symbol**<br>Chime Financial, Inc. [ CHYM ] | **5. If Amendment, Date of Original Filed (Month/Day/Year)**<br>  |
| **2. Date of Event Requiring Statement (Month/Day/Year)**<br>2025-06-11 | **4. Relationship of Reporting Person(s) to Issuer**<br>(Check all applicable)<br>[X] Director   [ ] 10% Owner<br>[X] Officer (give title below)   [ ] Other (specify below)<br>_Co-Founder_ | **6. Individual or Joint/Group Filing (Check Applicable Line)**<br>[X] Form filed by One Reporting Person<br>[ ] Form filed by More than One Reporting Person |

---

## Table I - Non-Derivative Securities Beneficially Owned

---

|  |  |  |  |
| --- | --- | --- | --- |
| 1. Title of Security | 2. Amount of Securities Beneficially Owned | 3. Ownership Form | 4. Nature of Indirect Beneficial Ownership |
| Common Stock<sup>(1)</sup> | 201075<sup>(2)</sup> | D |  |
| Common Stock<sup>(1)</sup> | 12183739 | I | See footnote<sup>(3)</sup> |
| Common Stock<sup>(1)</sup> | 900000 | I | See footnote<sup>(4)</sup> |
| Common Stock<sup>(1)</sup> | 900000 | I | See footnote<sup>(5)</sup> |
| Common Stock<sup>(1)</sup> | 303930 | I | See footnote<sup>(6)</sup> |
| Common Stock<sup>(1)</sup> | 225000 | I | See footnote<sup>(7)</sup> |
| Common Stock<sup>(1)</sup> | 87700 | I | See footnote<sup>(8)</sup> |
| Common Stock<sup>(1)</sup> | 87700 | I | See footnote<sup>(9)</sup> |
| Common Stock<sup>(1)</sup> | 87700 | I | See footnote<sup>(10)</sup> |
| Common Stock<sup>(1)</sup> | 87700 | I | See footnote<sup>(11)</sup> |
| Common Stock<sup>(1)</sup> | 87700 | I | See footnote<sup>(12)</sup> |
| Common Stock<sup>(1)</sup> | 87700 | I | See footnote<sup>(13)</sup> |
| Common Stock<sup>(1)</sup> | 87700 | I | See footnote<sup>(14)</sup> |
| Common Stock<sup>(1)</sup> | 87700 | I | See footnote<sup>(15)</sup> |
| Common Stock<sup>(1)</sup> | 43850 | I | See footnote<sup>(16)</sup> |

---

## Table II - Derivative Securities Beneficially Owned

---

|  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- |
| 1. Title of Derivative Security | 2. Date Exercisable and Expiration Date (Month/Day/Year) | 2. Date Exercisable and Expiration Date (Month/Day/Year) | 3. Title and Amount of Underlying Securities | 3. Title and Amount of Underlying Securities | 4. Conversion or Exercise Price | 5. Ownership Form | 6. Nature of Indirect Beneficial Ownership |
| 1. Title of Derivative Security | Date Exercisable | Expiration Date | Title | Amount or Number of Shares | 4. Conversion or Exercise Price | 5. Ownership Form | 6. Nature of Indirect Beneficial Ownership |
| Employee Stock Option (Right to Buy) | <sup>(17)</sup> | 2030-01-27 | Common Stock<sup>(18)</sup> | 2367925 | $7.67 | D |  |
| Employee Stock Option (Right to Buy) | <sup>(19)</sup> | 2033-03-28 | Common Stock<sup>(18)</sup> | 885602 | $13.89 | D |  |
| Employee Stock Option (Right to Buy) | <sup>(20)</sup> | 2034-03-29 | Common Stock<sup>(18)</sup> | 700000 | $17.35 | D |  |
| Employee Stock Option (Right to Buy) | <sup>(20)</sup> | 2034-03-29 | Common Stock<sup>(18)</sup> | 200000 | $17.35 | D |  |
| Performance Stock Units | <sup>(21)</sup> | <sup>(21)</sup> | Common Stock<sup>(18)</sup> | 600000 | <sup>(22)</sup> | D |  |

---

### Footnotes:

(1) Immediately prior to the completion of the Issuer's initial public offering of Class A Common Stock (the "IPO"), each share of Common Stock shall be reclassified into one share of Class A Common Stock and such shares of Class A Common Stock shall be exchanged at a 1:1 ratio for shares of Class B Common Stock.

(2) Certain of these securities are restricted stock units ("RSUs"). Each RSU represents a contingent right to receive one share of the Issuer's Common Stock, subject to the applicable vesting schedule and conditions.

(3) The shares are held by the King Family Trust, for which the Reporting Person serves as attorney-in-fact.

(4) The shares are held by King Irrevocable Trust A, for which the Reporting Person serves as attorney-in-fact.

(5) The shares are held by King Irrevocable Trust M, for which the Reporting Person serves as attorney-in-fact.

(6) The shares are held by Peninsula Living Trust, for which the Reporting Person serves as attorney-in-fact.

(7) The shares are held by King Grantor Trust MV, for which the Reporting Person serves as attorney-in-fact.

(8) The shares are held by King Gift Trust AK, for which the Reporting Person serves as attorney-in-fact.

(9) The  shares are held by King Gift Trust AV, for which the Reporting Person serves as attorney-in-fact.

(10) The shares are held by King Gift Trust CV, for which the Reporting Person serves as attorney-in-fact.

(11) The shares are held by King Gift Trust EK, for which the Reporting Person serves as attorney-in-fact.

(12) The shares are held by King Gift Trust LK, for which the Reporting Person serves as attorney-in-fact.

(13) The shares are held by King Gift Trust MK, for which the Reporting Person serves as attorney-in-fact.

(14) The shares are held by King Gift Trust NV, for which the Reporting Person serves as attorney-in-fact.

(15) The shares are held by King Gift Trust SK, for which the Reporting Person serves as attorney-in-fact.

(16) The shares are held by Maureen Vergara, a member of the Reporting Person's family.

(17) All of the shares subject to the option are fully vested and exercisable as of the date hereof.

(18) Immediately prior to the completion of the IPO, each share of Common Stock shall be reclassified into one share of Class A Common Stock.

(19) This option, originally for 900,000 shares, vested as to 1/48th of the shares on April 29, 2023 and 1/48th of the shares vest monthly thereafter, subject to the Reporting Person's continued service through each vesting date.

(20) 1/48th of the shares subject to the option vested on March 15, 2024 and 1/48th of the shares vest monthly thereafter, subject to the Reporting Person's continued service through each vesting date.

(21) The performance stock units vest based on the Issuer's stock price performance over a performance period beginning on the first trading day immediately following a 180 calendar day period that begins on (and includes) the first trading day after the IPO and ends on the eighth anniversary of the first trading day after the IPO, subject to the Reporting Person satisfying certain service-based conditions.

(22) Each performance stock unit represents a contingent right to receive one share of the Issuer's Common Stock, subject to the applicable vesting schedule and conditions.

**Remarks:**
Exhibit 24 - Power of Attorney

**Signature:** /s/ Theresa Bloom, by power of attorney  
**Date:** 2025-06-11

### Remarks:

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.

* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).

** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).

Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.

**Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.**