# EDGAR Filing Document

**Accession Number:** 0001910248
**File Stem:** 0001910248-26-000001
**Filing Date:** 2026-2
**Character Count:** 14716
**Document Hash:** c0c2e5acde9ad99c595dc4de62391a85
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001910248-26-000001.hdr.sgml**: 20260205

**ACCESSION NUMBER**: 0001910248-26-000001

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260205

**DATE AS OF CHANGE**: 20260204

**EFFECTIVENESS DATE**: 20260205

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Fingerlakes Wealth Management, Inc.
- **CENTRAL INDEX KEY:** 0001910248

**ORGANIZATION NAME:**
- **EIN:** 264636876
- **STATE OF INCORPORATION:** NY
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-22268
- **FILM NUMBER:** 26599724

**BUSINESS ADDRESS:**
- **STREET 1:** 450 NORTH AURORA STREET
- **CITY:** ITHACA
- **STATE:** NY
- **ZIP:** 14850
- **BUSINESS PHONE:** (607) 257-1008

**MAIL ADDRESS:**
- **STREET 1:** 450 NORTH AURORA STREET
- **CITY:** ITHACA
- **STATE:** NY
- **ZIP:** 14850

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Fingerlakes Wealth Management Inc.<br>**Address:** 450 NORTH AURORA STREET<br>ITHACA, NY 14850

**Form 13F File Number:** 028-22268

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Marshall McCormick<br>**Title:** Chief Compliance Officer<br>**Phone:** 607-257-1008

**Signature, Place, and Date of Signing:**

/s/Marshall McCormick  Ithaca, NY  02-04-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 97

**Form 13F Information Table Value Total:** $157315118

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ALLSPRING INCOME OPPORTUNIT | INC OPPTY FD | 94987B105 | BBG001SJH6Q5 | 140736 | 20758 | SH |  | SOLE |  | 0 | 0 | 20758 |
| ALPHABET INC | CAP STK CL A | 02079K305 | BBG009S39JY5 | 1391671 | 4446 | SH |  | SOLE |  | 81 | 0 | 4365 |
| ALPHABET INC | CAP STK CL C | 02079K107 | BBG009S3NB21 | 1292073 | 4118 | SH |  | SOLE |  | 99 | 0 | 4019 |
| AMAZON COM INC | COM | 023135106 | BBG001S5PQL7 | 861651 | 3733 | SH |  | SOLE |  | 7 | 0 | 3726 |
| APPLE INC | COM | 037833100 | BBG001S5N8V8 | 8671478 | 31897 | SH |  | SOLE |  | 1292 | 0 | 30605 |
| APPLIED MATLS INC | COM | 038222105 | BBG001S5NMM7 | 1428456 | 5558 | SH |  | SOLE |  | 0 | 0 | 5558 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 | BBG001S90346 | 2489695 | 4953 | SH |  | SOLE |  | 246 | 0 | 4707 |
| BRITISH AMERN TOB PLC | SPONSORED ADR | 110448107 | BBG001S6VV46 | 270072 | 4770 | SH |  | SOLE |  | 0 | 0 | 4770 |
| CATERPILLAR INC | COM | 149123101 | BBG001S5PJ06 | 668533 | 1167 | SH |  | SOLE |  | 72 | 0 | 1095 |
| CISCO SYS INC | COM | 17275R102 | BBG001S6HC62 | 379238 | 4923 | SH |  | SOLE |  | 383 | 0 | 4540 |
| COSTCO WHSL CORP NEW | COM | 22160K105 | BBG001S9KRQ7 | 307287 | 356 | SH |  | SOLE |  | 5 | 0 | 351 |
| CSX CORP | COM | 126408103 | BBG001S5Q7Q3 | 979812 | 27029 | SH |  | SOLE |  | 334 | 0 | 26695 |
| DBX ETF TR | XTRACKERS MSCI | 233051150 | BBG00NJ41T41 | 2317424 | 36492 | SH |  | SOLE |  | 1216 | 0 | 35276 |
| ELI LILLY  CO | COM | 532457108 | BBG001S5STL8 | 1109176 | 1032 | SH |  | SOLE |  | 6 | 0 | 1026 |
| EQUINIX INC | COM | 29444U700 | BBG001SKBNS9 | 337364 | 440 | SH |  | SOLE |  | 73 | 0 | 367 |
| EXXON MOBIL CORP | COM | 30231G102 | BBG001S69V32 | 494891 | 4112 | SH |  | SOLE |  | 10 | 0 | 4102 |
| FIDELITY COVINGTON TRUST | MSCI INFO TECH I | 316092808 | BBG005FHWBL1 | 4404394 | 19604 | SH |  | SOLE |  | 685 | 0 | 18919 |
| FIDELITY COVINGTON TRUST | MSCI RL EST ETF | 316092857 | BBG008229899 | 577727 | 21485 | SH |  | SOLE |  | 1642 | 0 | 19843 |
| FIRST TR EXCHANGE-TRADED FD | SHS | 337345102 | BBG001SQWVL2 | 565981 | 2459 | SH |  | SOLE |  | 36 | 0 | 2423 |
| HOME DEPOT INC | COM | 437076102 | BBG001S5RTW7 | 1032870 | 3002 | SH |  | SOLE |  | 251 | 0 | 2751 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 | BBG001S5S399 | 404496 | 1366 | SH |  | SOLE |  | 0 | 0 | 1366 |
| INVESCO EXCH TRADED FD TR II | ESG NASDAQ 100 | 46138G540 | BBG0136JTG07 | 3102011 | 73199 | SH |  | SOLE |  | 1147 | 0 | 72052 |
| INVESCO EXCH TRADED FD TR II | S 500 HB ETF | 46138E370 | BBG001V18CH7 | 416647 | 3562 | SH |  | SOLE |  | 0 | 0 | 3562 |
| INVESCO EXCHANGE TRADED FD T | S PUR VAL | 46137V258 | BBG00KJR2X19 | 580634 | 5618 | SH |  | SOLE |  | 687 | 0 | 4931 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 | BBG001S9GN63 | 8677300 | 14125 | SH |  | SOLE |  | 1494 | 0 | 12631 |
| INVESCO TR INVT GRADE NEW YO | COM | 46131T101 | BBG001S71JD4 | 118367 | 10284 | SH |  | SOLE |  | 0 | 0 | 10284 |
| ISHARES TR | CORE DIV GRWTH | 46434V621 | BBG006MJFZK4 | 2100419 | 30257 | SH |  | SOLE |  | 1624 | 0 | 28633 |
| ISHARES TR | CORE S MCP ETF | 464287507 | BBG001SFC7V0 | 350149 | 5305 | SH |  | SOLE |  | 876 | 0 | 4429 |
| ISHARES TR | CORE S US GWT | 464287671 | BBG001SFQL99 | 247893 | 1476 | SH |  | SOLE |  | 1158 | 0 | 318 |
| ISHARES TR | CORE S US VLU | 464287663 | BBG001SFQL80 | 253932 | 2476 | SH |  | SOLE |  | 1297 | 0 | 1179 |
| ISHARES TR | CORE S ETF | 464287200 | BBG001SFB7R6 | 2062651 | 3011 | SH |  | SOLE |  | 184 | 0 | 2827 |
| ISHARES TR | CRE U S REIT ETF | 464288521 | BBG001ST7G55 | 325046 | 5707 | SH |  | SOLE |  | 80 | 0 | 5627 |
| ISHARES TR | ESG AW MSCI EAFE | 46435G516 | BBG00D7BBRS7 | 440726 | 4635 | SH |  | SOLE |  | 94 | 0 | 4541 |
| ISHARES TR | ESG AWARE MSCI | 46435U663 | BBG00KK87757 | 801028 | 17421 | SH |  | SOLE |  | 528 | 0 | 16893 |
| ISHARES TR | ESG AWR MSCI USA | 46435G425 | BBG00FFPFTS4 | 2586334 | 17360 | SH |  | SOLE |  | 391 | 0 | 16969 |
| ISHARES TR | ESG MSCI KLD 400 | 464288570 | BBG001SRYH02 | 2594352 | 20138 | SH |  | SOLE |  | 121 | 0 | 20017 |
| ISHARES TR | ESG OPTIMIZED | 464288802 | BBG001SN86J4 | 2573085 | 18466 | SH |  | SOLE |  | 171 | 0 | 18295 |
| ISHARES TR | MRGSTR MD CP ETF | 464288208 | BBG001SBRK26 | 213487 | 2581 | SH |  | SOLE |  | 0 | 0 | 2581 |
| ISHARES TR | MSCI USA MMENTM | 46432F396 | BBG004FPV022 | 509007 | 2034 | SH |  | SOLE |  | 0 | 0 | 2034 |
| ISHARES TR | RUS MD CP GR ETF | 464287481 | BBG001S561Z8 | 553053 | 4039 | SH |  | SOLE |  | 0 | 0 | 4039 |
| ISHARES TR | RUS MID CAP ETF | 464287499 | BBG001SJCNS1 | 249263 | 2589 | SH |  | SOLE |  | 0 | 0 | 2589 |
| ISHARES TR | RUS TP200 GR ETF | 464289438 | BBG001T5LBR7 | 2217388 | 8007 | SH |  | SOLE |  | 592 | 0 | 7415 |
| J P MORGAN EXCHANGE TRADED F | BETABUILDRS US | 46641Q399 | BBG00NKWFC12 | 3641022 | 29527 | SH |  | SOLE |  | 1282 | 0 | 28245 |
| JOHNSON  JOHNSON | COM | 478160104 | BBG001S5SHQ9 | 521224 | 2519 | SH |  | SOLE |  | 73 | 0 | 2446 |
| LOCKHEED MARTIN CORP | COM | 539830109 | BBG001S7PS57 | 357220 | 739 | SH |  | SOLE |  | 0 | 0 | 739 |
| LOWES COS INC | COM | 548661107 | BBG001S5SVL3 | 1638702 | 6795 | SH |  | SOLE |  | 0 | 0 | 6795 |
| MCDONALDS CORP | COM | 580135101 | BBG001S5T110 | 549219 | 1797 | SH |  | SOLE |  | 25 | 0 | 1772 |
| MICROSOFT CORP | COM | 594918104 | BBG001S5TD05 | 4309776 | 8911 | SH |  | SOLE |  | 646 | 0 | 8265 |
| MONDELEZ INTL INC | CL A | 609207105 | BBG001SHHZJ3 | 262922 | 4884 | SH |  | SOLE |  | 0 | 0 | 4884 |
| NEUBERGER REAL ESTATE | COM | 64190A103 | BBG001SDQJG1 | 43788 | 14404 | SH |  | SOLE |  | 0 | 0 | 14404 |
| NEXTERA ENERGY INC | COM | 65339F101 | BBG001S5RB29 | 1320372 | 16447 | SH |  | SOLE |  | 0 | 0 | 16447 |
| NUSHARES ETF TR | NUVEEN ESG LRGCP | 67092P201 | BBG00FJ5GY57 | 411633 | 4209 | SH |  | SOLE |  | 0 | 0 | 4209 |
| NUSHARES ETF TR | NUVEEN ESG MIDCP | 67092P409 | BBG00FJ5HKX5 | 426687 | 8937 | SH |  | SOLE |  | 299 | 0 | 8638 |
| NUSHARES ETF TR | NUVEEN ESG MIDVL | 67092P508 | BBG00FJ5HT75 | 741613 | 18967 | SH |  | SOLE |  | 411 | 0 | 18556 |
| NVIDIA CORPORATION | COM | 67066G104 | BBG001S5TZJ6 | 432629 | 2320 | SH |  | SOLE |  | 0 | 0 | 2320 |
| ORACLE CORP | COM | 68389X105 | BBG001S5SJG6 | 332586 | 1706 | SH |  | SOLE |  | 290 | 0 | 1416 |
| PEPSICO INC | COM | 713448108 | BBG001S695T1 | 217901 | 1518 | SH |  | SOLE |  | 0 | 0 | 1518 |
| PLANET LABS PBC | COM CL A | 72703X106 | BBG00ZCV3Q27 | 197200 | 10000 | SH |  | SOLE |  | 0 | 0 | 10000 |
| PROCTER AND GAMBLE CO | COM | 742718109 | BBG001S5V4L9 | 206485 | 1441 | SH |  | SOLE |  | 0 | 0 | 1441 |
| PUTNAM ETF TRUST | FOCUSED LAR CAP | 746729300 | BBG0115QY0G8 | 213040 | 4675 | SH |  | SOLE |  | 0 | 0 | 4675 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL US L | 808524771 | BBG0051J0PJ9 | 357594 | 13142 | SH |  | SOLE |  | 27 | 0 | 13115 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 | BBG001T66WN0 | 7542910 | 231236 | SH |  | SOLE |  | 10942 | 0 | 220294 |
| SCHWAB STRATEGIC TR | US MID-CAP ETF | 808524508 | BBG001V036R6 | 360972 | 12004 | SH |  | SOLE |  | 0 | 0 | 12004 |
| SELECT SECTOR SPDR TR | STATE STREET IND | 81369Y704 | BBG001S7T232 | 373328 | 2407 | SH |  | SOLE |  | 0 | 0 | 2407 |
| SELECT SECTOR SPDR TR | STATE STREET TEC | 81369Y803 | BBG001S7TCZ5 | 6894072 | 47885 | SH |  | SOLE |  | 1631 | 0 | 46254 |
| SPDR DOW JONES INDL AVERAGE | UT SER 1 | 78467X109 | BBG001S8LH99 | 3284491 | 6835 | SH |  | SOLE |  | 811 | 0 | 6024 |
| SPDR GOLD TR | GOLD SHS | 78463V107 | BBG001SCPX28 | 223915 | 565 | SH |  | SOLE |  | 0 | 0 | 565 |
| SPDR INDEX SHS FDS | MSCI ACWI CLMTE | 78463X194 | BBG007LP6Q83 | 514663 | 12000 | SH |  | SOLE |  | 0 | 0 | 12000 |
| SPDR INDEX SHS FDS | MSCI WRLD STRGIC | 78463X418 | BBG006LCS5J4 | 4335428 | 30265 | SH |  | SOLE |  | 1497 | 0 | 28768 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 | BBG001S72SM3 | 1740697 | 2553 | SH |  | SOLE |  | 231 | 0 | 2322 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A201 | BBG001SG4275 | 445332 | 4728 | SH |  | SOLE |  | 945 | 0 | 3783 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R747 | BBG00CDGPF02 | 514276 | 3894 | SH |  | SOLE |  | 53 | 0 | 3841 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R853 | BBG004T58LZ5 | 531897 | 11351 | SH |  | SOLE |  | 18 | 0 | 11333 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A847 | BBG001SPT9T9 | 1272008 | 21965 | SH |  | SOLE |  | 287 | 0 | 21678 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A854 | BBG001SPTB87 | 1181245 | 14725 | SH |  | SOLE |  | 242 | 0 | 14483 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A805 | BBG001SG6843 | 2326480 | 28200 | SH |  | SOLE |  | 0 | 0 | 28200 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A409 | BBG001SD7RB9 | 1117003 | 10469 | SH |  | SOLE |  | 801 | 0 | 9668 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 | BBG001SK7DK4 | 456156 | 6158 | SH |  | SOLE |  | 63 | 0 | 6095 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 | BBG001SHTTS4 | 961074 | 1970 | SH |  | SOLE |  | 454 | 0 | 1516 |
| VANGUARD INDEX FDS | MCAP GR IDXVIP | 922908538 | BBG001SRN7S6 | 2643003 | 9468 | SH |  | SOLE |  | 853 | 0 | 8615 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 | BBG001SHVTS1 | 2434477 | 8388 | SH |  | SOLE |  | 676 | 0 | 7712 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 | BBG001SMD2X3 | 768069 | 8680 | SH |  | SOLE |  | 448 | 0 | 8232 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 | BBG001TC6MC1 | 1254951 | 2001 | SH |  | SOLE |  | 216 | 0 | 1785 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 | BBG001SHTTV0 | 640192 | 2482 | SH |  | SOLE |  | 143 | 0 | 2339 |
| VANGUARD INDEX FDS | SML CP GRW ETF | 922908595 | BBG001SHTTW9 | 760162 | 2516 | SH |  | SOLE |  | 123 | 0 | 2393 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 | BBG001SHTB03 | 5010445 | 14945 | SH |  | SOLE |  | 870 | 0 | 14075 |
| VANGUARD INTL EQUITY INDEX F | TT WRLD ST ETF | 922042742 | BBG001T2YZG9 | 1973960 | 13994 | SH |  | SOLE |  | 1401 | 0 | 12593 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 | BBG001SQX4T3 | 502268 | 2285 | SH |  | SOLE |  | 0 | 0 | 2285 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 | BBG001SSPWL4 | 1121384 | 17951 | SH |  | SOLE |  | 1694 | 0 | 16257 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 | BBG001SS0V24 | 744075 | 5184 | SH |  | SOLE |  | 0 | 0 | 5184 |
| VANGUARD WORLD FD | ESG INTL STK ETF | 921910725 | BBG00M0P2VR5 | 242658 | 3388 | SH |  | SOLE |  | 149 | 0 | 3239 |
| VANGUARD WORLD FD | ESG US STK ETF | 921910733 | BBG00M0P2SP4 | 2648743 | 21898 | SH |  | SOLE |  | 535 | 0 | 21363 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 | BBG001SHTTR5 | 5421850 | 7193 | SH |  | SOLE |  | 285 | 0 | 6908 |
| VANGUARD WORLD FD | MEGA CAP VAL ETF | 921910840 | BBG001T0Y6L1 | 7193337 | 50959 | SH |  | SOLE |  | 2204 | 0 | 48755 |
| VANGUARD WORLD FD | MEGA GRWTH IND | 921910816 | BBG001T0Y6W9 | 12094457 | 29301 | SH |  | SOLE |  | 929 | 0 | 28372 |
| WASTE MGMT INC DEL | COM | 94106L109 | BBG001S5XH47 | 217491 | 990 | SH |  | SOLE |  | 0 | 0 | 990 |
| WISDOMTREE TR | US AI ENHANCED | 97717W406 | BBG001SHL7F4 | 288239 | 2507 | SH |  | SOLE |  | 0 | 0 | 2507 |

---