# EDGAR Filing Document

**Accession Number:** 0001908587
**File Stem:** 0001908587-26-000002
**Filing Date:** 2026-5
**Character Count:** 7986
**Document Hash:** 8eba7728563fbcbe0022157558c9f25b
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001908587-26-000002.hdr.sgml**: 20260505

**ACCESSION NUMBER**: 0001908587-26-000002

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20260331

**FILED AS OF DATE**: 20260505

**DATE AS OF CHANGE**: 20260505

**EFFECTIVENESS DATE**: 20260505

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Members Advisory Group LLC
- **CENTRAL INDEX KEY:** 0001908587

**ORGANIZATION NAME:**
- **EIN:** 900923421
- **STATE OF INCORPORATION:** NY
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-21850
- **FILM NUMBER:** 26944412

**BUSINESS ADDRESS:**
- **STREET 1:** 6750 MAIN STREET
- **CITY:** WILLIAMSVILLE
- **STATE:** NY
- **ZIP:** 14221
- **BUSINESS PHONE:** 7166324050

**MAIL ADDRESS:**
- **STREET 1:** 6750 MAIN STREET
- **CITY:** WILLIAMSVILLE
- **STATE:** NY
- **ZIP:** 14221

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 03-31-2026

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Members Advisory Group LLC<br>**Address:** 6750 MAIN STREET<br>WILLIAMSVILLE, NY 14221

**Form 13F File Number:** 028-21850

**CRD Number (if applicable):** 000133619

**SEC File Number (if applicable):** 801-63956

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Cheryl Fluker<br>**Title:** Chief Compliance Officer<br>**Phone:** 716-632-4050

**Signature, Place, and Date of Signing:**

/s/Cheryl Fluker  Williamsville, NY  05-05-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 36

**Form 13F Information Table Value Total:** $291515942

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

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|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| AMAZON COM INC | COM | 023135106 | BBG001S5PQL7 | 255130 | 1225 | SH |  | SOLE |  | 1225 | 0 | 0 |
| APPLE INC | COM | 037833100 | BBG001S5N8V8 | 219399 | 865 | SH |  | SOLE |  | 865 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 | BBG001S90346 | 366588 | 765 | SH |  | SOLE |  | 765 | 0 | 0 |
| BLACKROCK ETF TRUST II | ISHARES FLEXIBLE | 092528603 | BBG01GQYLJY8 | 2037177 | 39230 | SH |  | SOLE |  | 39230 | 0 | 0 |
| DIGI PWR X INC | COM SUB VTG | 25380B102 | BBG00JHWN5W7 | 141870 | 69887 | SH |  | SOLE |  | 69887 | 0 | 0 |
| EA SERIES TRUST | FREEDOM 100 EM | 02072L607 | BBG00P7KKMR2 | 2176449 | 39825 | SH |  | SOLE |  | 39825 | 0 | 0 |
| FIRST TR EXCHANGE TRADED FD | NASDQ SEMCNDTR | 33738R811 | BBG00DVWCNX6 | 1117391 | 7577 | SH |  | SOLE |  | 7577 | 0 | 0 |
| FRANKLIN TEMPLETON ETF TR | FRANKLIN DYN MUN | 35473P868 | BBG00HLJ4LS6 | 480206 | 19372 | SH |  | SOLE |  | 19372 | 0 | 0 |
| FRANKLIN TEMPLETON ETF TR | INTELLIGENT MACH | 35473P512 | BBG00RRGQ0X0 | 3446819 | 38969 | SH |  | SOLE |  | 38969 | 0 | 0 |
| GLOBAL X FDS | DEFENSE TECH ETF | 37960A529 | BBG01J6K2RX8 | 740563 | 10454 | SH |  | SOLE |  | 10454 | 0 | 0 |
| GRANITESHARES ETF TR | 2X LONG NBIS DLY | 38747R215 | BBG01XMJK0M3 | 161844 | 15622 | SH |  | SOLE |  | 15622 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T | SEMICONDUCTORS | 46137V647 | BBG001SN6GS4 | 1610811 | 17067 | SH |  | SOLE |  | 17067 | 0 | 0 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 | BBG001S9GN63 | 4836803 | 8363 | SH |  | SOLE |  | 8363 | 0 | 0 |
| ISHARES TR | 1 3 YR TREAS BD | 464287457 | BBG001SKXPR1 | 13324571 | 161373 | SH |  | SOLE |  | 161373 | 0 | 0 |
| ISHARES TR | MSCI USA MMENTM | 46432F396 | BBG004FPV022 | 320629 | 1336 | SH |  | SOLE |  | 1336 | 0 | 0 |
| ISHARES TR | NEW YORK MUN ETF | 464288323 | BBG001T03XV5 | 1144117 | 21542 | SH |  | SOLE |  | 21542 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED F | JPMORGAM LTD DUR | 46654Q773 | BBG01H5050G2 | 4419895 | 84693 | SH |  | SOLE |  | 84693 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED F | NASDAQ EQT PREM | 46654Q203 | BBG016NKZFF7 | 7928961 | 142807 | SH |  | SOLE |  | 142807 | 0 | 0 |
| JOHNSON  JOHNSON | COM | 478160104 | BBG001S5SHQ9 | 205595 | 841 | SH |  | SOLE |  | 841 | 0 | 0 |
| LAZARD ACTIVE ETF TR | INTL DYNAMIC EQT | 52110K400 | BBG01TT439S2 | 5534681 | 174319 | SH |  | SOLE |  | 174319 | 0 | 0 |
| NBT BANCORP INC | COM | 628778102 | BBG001S6XCS0 | 1427367 | 33522 | SH |  | SOLE |  | 33522 | 0 | 0 |
| PIMCO ETF TR | MULTISECTOR BD | 72201R585 | BBG01GZGT490 | 20494071 | 782213 | SH |  | SOLE |  | 782213 | 0 | 0 |
| SCHWAB STRATEGIC TR | SHT TM US TRES | 808524862 | BBG001T9F795 | 9612287 | 396056 | SH |  | SOLE |  | 396056 | 0 | 0 |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 | BBG001T5XQT9 | 39741054 | 1583312 | SH |  | SOLE |  | 1583312 | 0 | 0 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 | BBG001T66WN0 | 4160497 | 142824 | SH |  | SOLE |  | 142824 | 0 | 0 |
| SPDR GOLD TR | GOLD SHS | 78463V107 | BBG001SCPX28 | 22169417 | 51522 | SH |  | SOLE |  | 51522 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A706 | BBG001SG4257 | 21190779 | 124976 | SH |  | SOLE |  | 124976 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A474 | BBG001T6B0P2 | 9610299 | 319598 | SH |  | SOLE |  | 319598 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R101 | BBG0029J2KF1 | 7368041 | 252503 | SH |  | SOLE |  | 252503 | 0 | 0 |
| T ROWE PRICE ETF INC | ULTRA SHRT TRM | 87283Q701 | BBG011XYK057 | 17647884 | 354730 | SH |  | SOLE |  | 354730 | 0 | 0 |
| TEMA ETF TRUST | ELECTRIFICATION | 87975E834 | BBG01R3N5Z57 | 13008990 | 379934 | SH |  | SOLE |  | 379934 | 0 | 0 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 | BBG001ST39Q2 | 5949678 | 75879 | SH |  | SOLE |  | 75879 | 0 | 0 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 | BBG001TC6MC1 | 26424456 | 44180 | SH |  | SOLE |  | 44180 | 0 | 0 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 | BBG001SHVR78 | 15709972 | 80062 | SH |  | SOLE |  | 80062 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | INT-TERM CORP | 92206C870 | BBG001T62M38 | 18532467 | 223958 | SH |  | SOLE |  | 223958 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | SHORT TERM TREAS | 92206C102 | BBG001T62M74 | 7999184 | 136645 | SH |  | SOLE |  | 136645 | 0 | 0 |

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