# EDGAR Filing Document

**Accession Number:** 0002045258
**File Stem:** 0002045258-25-000006
**Filing Date:** 2025-11
**Character Count:** 15075
**Document Hash:** 567937b664c57a8eb95a9fbfccb5e19f
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0002045258-25-000006.hdr.sgml**: 20251118

**ACCESSION NUMBER**: 0002045258-25-000006

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251118

**DATE AS OF CHANGE**: 20251118

**EFFECTIVENESS DATE**: 20251118

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Copley Financial Group, Inc.
- **CENTRAL INDEX KEY:** 0002045258

**ORGANIZATION NAME:**
- **EIN:** 464809510
- **STATE OF INCORPORATION:** CA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-24516
- **FILM NUMBER:** 251494149

**BUSINESS ADDRESS:**
- **STREET 1:** 2650 CAMINO DEL RIO N #350
- **CITY:** SAN DIEGO
- **STATE:** CA
- **ZIP:** 92108
- **BUSINESS PHONE:** 6192946008

**MAIL ADDRESS:**
- **STREET 1:** 2650 CAMINO DEL RIO N #350
- **CITY:** SAN DIEGO
- **STATE:** CA
- **ZIP:** 92108

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 09-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Copley Financial Group Inc.<br>**Address:** 2650 CAMINO DEL RIO N #350<br>SAN DIEGO, CA 92108

**Form 13F File Number:** 028-24516

**CRD Number (if applicable):** 000283070

**SEC File Number (if applicable):** 801-119967

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Matthew D. Copley<br>**Title:** President<br>**Phone:** 619-294-6008

**Signature, Place, and Date of Signing:**

Matthew D. Copley  San Diego, CA  11-18-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 6

**Form 13F Information Table Entry Total:** 114

**Form 13F Information Table Value Total:** $146168677

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

| No.   | Name             | Form 13F File Number   |
|:---|:---|:---|
|  | PhilipDenstad    |  |
|  | Kent Hulse       |  |
|  | David Magee      |  |
|  | Troy Robertson   |  |
|  | Scott Zardenetta |  |
|  | Matthew Klein    |  |

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| AT INC | COM | 00206R102 |  | 392705 | 13906 | SH |  | SOLE |  | 0 | 0 | 13906 |
| VISA INC | COM CL A | 92826C839 |  | 631894 | 1851 | SH |  | SOLE | 1 | 0 | 0 | 1851 |
| AMGEN INC | COM | 031162100 |  | 392316 | 1390 | SH |  | SOLE |  | 0 | 0 | 1390 |
| APPLE INC | COM | 037833100 |  | 722385 | 2837 | SH |  | SOLE |  | 0 | 0 | 2837 |
| BALL CORP | COM | 058498106 |  | 360301 | 7146 | SH |  | SOLE |  | 0 | 0 | 7146 |
| ABBVIE INC | COM | 00287Y109 |  | 496653 | 2145 | SH |  | SOLE |  | 0 | 0 | 2145 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 307841 | 3297 | SH |  | SOLE |  | 0 | 0 | 3297 |
| ABBOTT LABS | COM | 002824100 |  | 581567 | 4342 | SH |  | SOLE | 1 | 0 | 0 | 4342 |
| MOODYS CORP | COM | 615369105 |  | 363078 | 762 | SH |  | SOLE |  | 0 | 0 | 762 |
| ORACLE CORP | COM | 68389X105 |  | 528169 | 1878 | SH |  | SOLE | 1 | 0 | 0 | 1878 |
| WALMART INC | COM | 931142103 |  | 552608 | 5362 | SH |  | SOLE |  | 0 | 0 | 5362 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 1118625 | 4593 | SH |  | SOLE | 1 | 0 | 0 | 4593 |
| BROADCOM INC | COM | 11135F101 |  | 821146 | 2489 | SH |  | SOLE | 1 | 0 | 0 | 2489 |
| COCA COLA CO | COM | 191216100 |  | 538120 | 8114 | SH |  | SOLE |  | 0 | 0 | 8114 |
| GLOBAL X FDS | RUSSELL 2000 | 37954Y459 |  | 156385 | 10391 | SH |  | SOLE |  | 0 | 0 | 10391 |
| GLOBAL X FDS | S 500 COVERED | 37954Y475 |  | 379016 | 9654 | SH |  | SOLE |  | 0 | 0 | 9654 |
| GLOBAL X FDS | NASDAQ 100 COVER | 37954Y483 |  | 208764 | 12273 | SH |  | SOLE |  | 0 | 0 | 12273 |
| PACER FDS TR | EMRG MKT CASH | 69374H865 |  | 8335194 | 341035 | SH |  | SOLE | 1 | 0 | 0 | 341035 |
| PACER FDS TR | EMRG MKT CASH | 69374H865 |  | 263497 | 10781 | SH |  | SOLE |  | 0 | 0 | 10781 |
| PACER FDS TR | SWAN SOS FD OF | 69374H568 |  | 4381654 | 138681 | SH |  | SOLE | 1 | 0 | 0 | 138681 |
| PACER FDS TR | SWAN SOS FD OF | 69374H568 |  | 4862027 | 153885 | SH |  | SOLE |  | 0 | 0 | 153885 |
| PACER FDS TR | SWAN SOS MODRTE | 69374H493 |  | 289058 | 9159 | SH |  | SOLE |  | 0 | 0 | 9159 |
| PACER FDS TR | US CASH COWS 100 | 69374H881 |  | 10059786 | 175044 | SH |  | SOLE | 1 | 0 | 0 | 175044 |
| PACER FDS TR | US CASH COWS 100 | 69374H881 |  | 790213 | 13750 | SH |  | SOLE |  | 0 | 0 | 13750 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 264470 | 744 | SH |  | SOLE |  | 0 | 0 | 744 |
| ALLSTATE CORP | COM | 020002101 |  | 421501 | 1964 | SH |  | SOLE |  | 0 | 0 | 1964 |
| CME GROUP INC | COM | 12572Q105 |  | 400422 | 1482 | SH |  | SOLE |  | 0 | 0 | 1482 |
| LOWES COS INC | COM | 548661107 |  | 220148 | 876 | SH |  | SOLE |  | 0 | 0 | 876 |
| MEDTRONIC PLC | SHS | G5960L103 |  | 633727 | 6654 | SH |  | SOLE |  | 0 | 0 | 6654 |
| MOSAIC CO NEW | COM | 61945C103 |  | 389803 | 11240 | SH |  | SOLE |  | 0 | 0 | 11240 |
| WELLTOWER INC | COM | 95040Q104 |  | 464411 | 2607 | SH |  | SOLE |  | 0 | 0 | 2607 |
| WORLD GOLD TR | SPDR GLD MINIS | 98149E303 |  | 8299641 | 108563 | SH |  | SOLE |  | 0 | 0 | 108563 |
| AMAZON COM INC | COM | 023135106 |  | 772886 | 3520 | SH |  | SOLE | 1 | 0 | 0 | 3520 |
| DISNEY WALT CO | COM | 254687106 |  | 462466 | 4039 | SH |  | SOLE |  | 0 | 0 | 4039 |
| EATON CORP PLC | SHS | G29183103 |  | 589818 | 1576 | SH |  | SOLE |  | 0 | 0 | 1576 |
| HOME DEPOT INC | COM | 437076102 |  | 565464 | 1396 | SH |  | SOLE |  | 0 | 0 | 1396 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 590426 | 983 | SH |  | SOLE |  | 0 | 0 | 983 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 908960 | 1514 | SH |  | SOLE |  | 0 | 0 | 1514 |
| MAGNA INTL INC | COM | 559222401 |  | 200986 | 4242 | SH |  | SOLE |  | 0 | 0 | 4242 |
| MCDONALDS CORP | COM | 580135101 |  | 553991 | 1823 | SH |  | SOLE |  | 0 | 0 | 1823 |
| MICROSOFT CORP | COM | 594918104 |  | 1448706 | 2797 | SH |  | SOLE | 1 | 0 | 0 | 2797 |
| MORGAN STANLEY | COM NEW | 617446448 |  | 692589 | 4357 | SH |  | SOLE |  | 0 | 0 | 4357 |
| SMUCKER J M CO | COM NEW | 832696405 |  | 421259 | 3879 | SH |  | SOLE |  | 0 | 0 | 3879 |
| US BANCORP DEL | COM NEW | 902973304 |  | 434052 | 8981 | SH |  | SOLE |  | 0 | 0 | 8981 |
| CATERPILLAR INC | COM | 149123101 |  | 1802196 | 3777 | SH |  | SOLE |  | 0 | 0 | 3777 |
| GENERAL MLS INC | COM | 370334104 |  | 389747 | 7730 | SH |  | SOLE |  | 0 | 0 | 7730 |
| RTX CORPORATION | COM | 75513E101 |  | 476556 | 2848 | SH |  | SOLE |  | 0 | 0 | 2848 |
| ALTRIA GROUP INC | COM | 02209S103 |  | 448019 | 6782 | SH |  | SOLE |  | 0 | 0 | 6782 |
| CHEVRON CORP NEW | COM | 166764100 |  | 1005123 | 6473 | SH |  | SOLE |  | 0 | 0 | 6473 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 419843 | 3724 | SH |  | SOLE |  | 0 | 0 | 3724 |
| TEXAS INSTRS INC | COM | 882508104 |  | 352578 | 1919 | SH |  | SOLE |  | 0 | 0 | 1919 |
| VANECK ETF TRUST | REAL ASSETS ETF | 92189F130 |  | 6662015 | 193326 | SH |  | SOLE | 1 | 0 | 0 | 193326 |
| VANECK ETF TRUST | REAL ASSETS ETF | 92189F130 |  | 188944 | 5483 | SH |  | SOLE |  | 0 | 0 | 5483 |
| VANECK ETF TRUST | AGRIBUSINESS ETF | 92189F700 |  | 535157 | 7286 | SH |  | SOLE |  | 0 | 0 | 7286 |
| VANECK ETF TRUST | MORNINGSTAR SMID | 92189H730 |  | 373175 | 10343 | SH |  | SOLE |  | 0 | 0 | 10343 |
| VANECK ETF TRUST | MRNGSTR WDE MOAT | 92189F643 |  | 7144857 | 72090 | SH |  | SOLE | 1 | 0 | 0 | 72090 |
| VANECK ETF TRUST | MRNGSTR WDE MOAT | 92189F643 |  | 155404 | 1568 | SH |  | SOLE |  | 0 | 0 | 1568 |
| AMPHENOL CORP NEW | CL A | 032095101 |  | 237724 | 1921 | SH |  | SOLE |  | 0 | 0 | 1921 |
| BANK AMERICA CORP | COM | 060505104 |  | 592821 | 11491 | SH |  | SOLE |  | 0 | 0 | 11491 |
| COLUMBIA ETF TR I | RESH ENHNC COR | 19761L706 |  | 256263 | 6351 | SH |  | SOLE |  | 0 | 0 | 6351 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 814674 | 4394 | SH |  | SOLE |  | 0 | 0 | 4394 |
| LAM RESEARCH CORP | COM NEW | 512807306 |  | 215579 | 1610 | SH |  | SOLE |  | 0 | 0 | 1610 |
| SPDR SERIES TRUST | BLOOMBERG 1-3 MO | 78468R663 |  | 1840689 | 20062 | SH |  | SOLE |  | 0 | 0 | 20062 |
| SPDR SERIES TRUST | PORTFOLIO AGRGTE | 78464A649 |  | 12737794 | 492758 | SH |  | SOLE |  | 0 | 0 | 492758 |
| SPDR SERIES TRUST | PORTFOLIO S | 78464A854 |  | 899343 | 11480 | SH |  | SOLE |  | 0 | 0 | 11480 |
| SPDR SERIES TRUST | PRTFLO S GW | 78464A409 |  | 443958 | 4248 | SH |  | SOLE |  | 0 | 0 | 4248 |
| SPDR SERIES TRUST | PRTFLO S VL | 78464A508 |  | 662687 | 11977 | SH |  | SOLE |  | 0 | 0 | 11977 |
| HONEYWELL INTL INC | COM | 438516106 |  | 383531 | 1822 | SH |  | SOLE |  | 0 | 0 | 1822 |
| LIBERTY GLOBAL LTD | COM CL A | G61188101 |  | 146699 | 12801 | SH |  | SOLE |  | 0 | 0 | 12801 |
| META PLATFORMS INC | CL A | 30303M102 |  | 632741 | 862 | SH |  | SOLE |  | 0 | 0 | 862 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 553191 | 7328 | SH |  | SOLE |  | 0 | 0 | 7328 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 1078246 | 5779 | SH |  | SOLE | 1 | 0 | 0 | 5779 |
| SPDR INDEX SHS FDS | PORTFOLIO DEVLPD | 78463X889 |  | 331066 | 7737 | SH |  | SOLE |  | 0 | 0 | 7737 |
| UNITED RENTALS INC | COM | 911363109 |  | 221481 | 232 | SH |  | SOLE |  | 0 | 0 | 232 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 381513 | 623 | SH |  | SOLE |  | 0 | 0 | 623 |
| WELLS FARGO CO NEW | COM | 949746101 |  | 388757 | 4638 | SH |  | SOLE |  | 0 | 0 | 4638 |
| AVERY DENNISON CORP | COM | 053611109 |  | 348503 | 2149 | SH |  | SOLE |  | 0 | 0 | 2149 |
| PAPA JOHNS INTL INC | COM | 698813102 |  | 403160 | 8373 | SH |  | SOLE |  | 0 | 0 | 8373 |
| PRUDENTIAL FINL INC | COM | 744320102 |  | 401578 | 3871 | SH |  | SOLE |  | 0 | 0 | 3871 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 280753 | 10284 | SH |  | SOLE |  | 0 | 0 | 10284 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 |  | 302922 | 9493 | SH |  | SOLE |  | 0 | 0 | 9493 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 |  | 1117 | 35 | SH |  | SOLE |  | 0 | 0 | 35 |
| GOLDMAN SACHS ETF TR | ACCES TREASURY | 381430529 |  | 474389 | 4733 | SH |  | SOLE |  | 0 | 0 | 4733 |
| INNOVATOR ETFS TRUST | GRADIENT TACTIC | 45783Y665 |  | 1134263 | 42932 | SH |  | SOLE |  | 0 | 0 | 42932 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 885960 | 2809 | SH |  | SOLE |  | 0 | 0 | 2809 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 1678843 | 3363 | SH |  | SOLE |  | 0 | 0 | 3363 |
| ACCENTURE PLC IRELAND | SHS CLASS A | G1151C101 |  | 330444 | 1340 | SH |  | SOLE | 1 | 0 | 0 | 1340 |
| AMERICAN CENTY ETF TR | INTL EQT ETF | 025072703 |  | 322780 | 4091 | SH |  | SOLE |  | 0 | 0 | 4091 |
| AMERICAN CENTY ETF TR | AVANTIS EMGMKT | 025072604 |  | 258378 | 3440 | SH |  | SOLE |  | 0 | 0 | 3440 |
| ANGEL OAK FUNDS TRUST | OAK ULTRASHORT | 03463K752 |  | 1857586 | 36320 | SH |  | SOLE |  | 0 | 0 | 36320 |
| GENERAL DYNAMICS CORP | COM | 369550108 |  | 624030 | 1830 | SH |  | SOLE |  | 0 | 0 | 1830 |
| KINDER MORGAN INC DEL | COM | 49456B101 |  | 425414 | 15027 | SH |  | SOLE |  | 0 | 0 | 15027 |
| NORTHERN LTS FD TR IV | MAIN BUYWRITE | 66538H179 |  | 2842952 | 200067 | SH |  | SOLE | 1 | 0 | 0 | 200067 |
| NORTHERN LTS FD TR IV | MAIN SECTR ROTN | 66538H591 |  | 18351377 | 291199 | SH |  | SOLE | 1 | 0 | 0 | 291199 |
| NORTHERN LTS FD TR IV | MAIN SECTR ROTN | 66538H591 |  | 268717 | 4264 | SH |  | SOLE |  | 0 | 0 | 4264 |
| NORTHERN LTS FD TR IV | MAIN THEMATC IN | 66538H278 |  | 686017 | 25347 | SH |  | SOLE | 1 | 0 | 0 | 25347 |
| NORTHROP GRUMMAN CORP | COM | 666807102 |  | 458818 | 753 | SH |  | SOLE |  | 0 | 0 | 753 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 504433 | 3283 | SH |  | SOLE |  | 0 | 0 | 3283 |
| ABRDN SILVER ETF TRUST | PHYSCL SILVR SHS | 003264108 |  | 4533580 | 101924 | SH |  | SOLE |  | 0 | 0 | 101924 |
| AIM ETF PRODUCTS TRUST | ALLIANZIM US EQU | 00888H554 |  | 268385 | 9417 | SH |  | SOLE |  | 0 | 0 | 9417 |
| PALO ALTO NETWORKS INC | COM | 697435105 |  | 206267 | 1013 | SH |  | SOLE |  | 0 | 0 | 1013 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 638460 | 1849 | SH |  | SOLE |  | 0 | 0 | 1849 |
| VODAFONE GROUP PLC NEW | SPONSORED ADR | 92857W308 |  | 207315 | 17872 | SH |  | SOLE |  | 0 | 0 | 17872 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 |  | 653007 | 820 | SH |  | SOLE |  | 0 | 0 | 820 |
| ROCKWELL AUTOMATION INC | COM | 773903109 |  | 405455 | 1160 | SH |  | SOLE |  | 0 | 0 | 1160 |
| AMERICAN ELEC PWR CO INC | COM | 025537101 |  | 432338 | 3843 | SH |  | SOLE |  | 0 | 0 | 3843 |
| ABRDN PALLADIUM ETF TRUST | PHYSICAL PALLADM | 003262102 |  | 1832200 | 16048 | SH |  | SOLE |  | 0 | 0 | 16048 |
| L3HARRIS TECHNOLOGIES INC | COM | 502431109 |  | 489267 | 1602 | SH |  | SOLE |  | 0 | 0 | 1602 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 354432 | 705 | SH |  | SOLE |  | 0 | 0 | 705 |
| INTERCONTINENTAL EXCHANGE IN | COM | 45866F104 |  | 401993 | 2386 | SH |  | SOLE |  | 0 | 0 | 2386 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 388762 | 1378 | SH |  | SOLE |  | 0 | 0 | 1378 |
| INVESCO ACTIVELY MANAGED EXC | ULTRA SHRT DUR | 46090A887 |  | 1859516 | 37017 | SH |  | SOLE |  | 0 | 0 | 37017 |
| NEXPOINT REAL ESTATE FIN INC | COM | 65342V101 |  | 1103403 | 77814 | SH |  | SOLE |  | 0 | 0 | 77814 |
| NEXPOINT REAL ESTATE FIN INC | COM | 65342V101 |  | 510764 | 36020 | SH |  | SOLE |  | 0 | 0 | 36020 |

---