# EDGAR Filing Document

**Accession Number:** 0001529864
**File Stem:** 0001193125-26-000953
**Filing Date:** 2026-1
**Character Count:** 9120
**Document Hash:** eb3d134ad11efa3ed0862198034cf0bc
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001193125-26-000953.hdr.sgml**: 20260102

**ACCESSION NUMBER**: 0001193125-26-000953

**CONFORMED SUBMISSION TYPE**: 8-K/A

**PUBLIC DOCUMENT COUNT**: 10

**CONFORMED PERIOD OF REPORT**: 20250724

**ITEM INFORMATION**: Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers: Compensatory Arrangements of Certain Officers

**ITEM INFORMATION**: Financial Statements and Exhibits

**FILED AS OF DATE**: 20260102

**DATE AS OF CHANGE**: 20260102

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Enova International, Inc.
- **CENTRAL INDEX KEY:** 0001529864
- **STANDARD INDUSTRIAL CLASSIFICATION:** PERSONAL CREDIT INSTITUTIONS [6141]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 453190813
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 8-K/A
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 001-35503
- **FILM NUMBER:** 26502661

**BUSINESS ADDRESS:**
- **STREET 1:** 175 WEST JACKSON BLVD.
- **STREET 2:** SUITE 600
- **CITY:** CHICAGO
- **STATE:** IL
- **ZIP:** 60604
- **BUSINESS PHONE:** 312-568-4200

**MAIL ADDRESS:**
- **STREET 1:** 175 WEST JACKSON BLVD.
- **STREET 2:** SUITE 600
- **CITY:** CHICAGO
- **STATE:** IL
- **ZIP:** 60604

?xml version='1.0' encoding='ASCII'? 8-K/A

**UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549**

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## FORM 8-K/A

## (Amendment No. 1

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**CURRENT REPORT**

**Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934**

**Date of Report (Date of earliest event reported):** July 24, 2025<br>

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ENOVA INTERNATIONAL, INC.

**(Exact name of Registrant as Specified in Its Charter)**

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| | | |
|:---|:---|:---|
| Delaware | 1-35503 | 45-3190813 |
| **(State or Other Jurisdiction<br>of Incorporation)** | **(Commission File Number)** | **(IRS Employer<br>Identification No.)** |
| 175 West Jackson Boulevard |  |  |
| Chicago**,** Illinois |  | 60604 |
| **(Address of Principal Executive Offices)** |  | **(Zip Code)** |

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**Registrant's Telephone Number, Including Area Code:** 312 568-4200<br>

**(Former Name or Former Address, if Changed Since Last Report)**

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Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

**Securities registered pursuant to Section 12(b) of the Act:**

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| | | |
|:---|:---|:---|
| **<br>Title of each class** | **Trading<br>Symbol(s)** | **<br>Name of each exchange on which registered** |
| Common Stock, $.00001 par value per share | ENVA | New York Stock Exchange LLC |

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Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

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## Item 5.02 Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers.
As disclosed in the Form 8-K filed by Enova International, Inc. (the "Company") on July 24, 2025 (the "Original Form 8-K), effective as of January 1, 2026, David Fisher, the Company's Chairman of the Board and Chief Executive Officer, will transition to the role of Executive Chairman of the Board of Directors of the Company, Steve Cunningham, the Company's Chief Financial Officer, will succeed Mr. Fisher as Chief Executive Officer of the Company, and Scott Cornelis, the Company's Treasurer and Vice President of Finance, will succeed Mr. Cunningham as Chief Financial Officer of the Company. The Company is filing this Amendment No. 1 to the Original Form 8-K to provide information regarding each such officer's compensation arrangements in connection with these management transitions. No other changes are being made to the Original Form 8-K.

***Compensation of Mr. Steve Cunningham as Chief Executive Officer of Enova International, Inc., effective January 1, 2026.***

On December 30, 2025, the Management Development and Compensation Committee of the Board (the "Compensation Committee") approved the compensation for Mr. Cunningham in his capacity as Chief Executive Officer of the Company, effective January 1, 2026. Mr. Cunningham will receive an initial annual base salary of $850,000, together with an opportunity to participate in the Company's Senior Executive Bonus Plan and Discretionary Bonus Plan, with a 2026 target award opportunity of 135% of base salary ($1,147,500).

To further align his interests with those of the Company's stockholders, Mr. Cunningham will be entitled to receive equity awards pursuant to the Company's Fourth Amended and Restated 2014 Long-Term Incentive Plan. His 2026 annual award will be 600% of base salary ($5,100,000), granted in equal parts Restricted Stock Units and Stock Options. The Restricted Stock Units will be granted annually and will vest in substantially equal one-fourth increments on each of the first four anniversaries of the grant date. The Stock Options will be granted quarterly and will vest in substantially equal one-third increments on each of the first three anniversaries of the grant date.

***Compensation of Mr. Scott Cornelis as Chief Financial Officer of Enova International, Inc., effective January 1, 2026.***

On December 30, 2025, the Compensation Committee approved the compensation for Mr. Cornelis in his capacity as Chief Financial Officer of the Company, effective January 1, 2026. Mr. Cornelis will receive an initial annual base salary of $520,000, together with an opportunity to participate in the Company's Senior Executive Bonus Plan and Discretionary Bonus Plan, with a 2026 target award opportunity of 85% of base salary ($442,000).

To further align his interests with those of the Company's stockholders, Mr. Cornelis will be entitled to receive equity awards pursuant to the Company's Fourth Amended and Restated 2014 Long-Term Incentive Plan. His 2026 annual award will be 200% of base salary ($1,040,000), granted in equal parts Restricted Stock Units and Stock Options. The Restricted Stock Units will be granted annually and will vest in substantially equal one-fourth increments on each of the first four anniversaries of the grant date. The Stock Options will be granted quarterly and will vest in substantially equal one-third increments on each of the first three anniversaries of the grant date.

***Compensation of Mr. David Fisher as Executive Chairman of Enova International, Inc., effective January 1, 2026.***

On December 30, 2025, the Compensation Committee approved the compensation for Mr. Fisher in his capacity as Executive Chairman of the Company, effective January 1, 2026. Mr. Fisher will receive an initial annual base salary of $825,000, together with an opportunity to participate in the Company's Senior Executive Bonus Plan and Discretionary Bonus Plan, with a 2026 target award opportunity of 130% of base salary ($1,072,000).

To further align his interests with those of the Company's stockholders, Mr. Fisher will be entitled to receive equity awards pursuant to the Company's Fourth Amended and Restated 2014 Long-Term Incentive Plan. His 2026 annual award will be 520% of base salary ($4,290,000), granted in equal parts Restricted Stock Units and Stock Options. The Restricted Stock Units will be granted annually and will vest in substantially equal one-fourth increments on each of the first four anniversaries of the grant date. The Stock Options will be granted quarterly and will vest in substantially equal one-third increments on each of the first three anniversaries of the grant date.

## Item 9.01 Financial Statements and Exhibits.
(d) Exhibits

The following exhibit is furnished as part of this Report on Form 8-K:

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| | |
|:---|:---|
| **<u>Exhibit No.</u>** | **<u>Description</u>** |
| 104 | Cover Page Interactive Data File (embedded within the Inline XBRL document) |

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**SIGNATURES**

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

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| | | | |
|:---|:---|:---|:---|
|  |  |  | Enova International, Inc. |
| Date: | January 2, 2026 | By:  | /s/ Sean Rahilly |
|  |  |  | Sean Rahilly<br>General Counsel & Secretary |

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