# EDGAR Filing Document

**Accession Number:** 0002046823
**File Stem:** 0002046823-25-000003
**Filing Date:** 2025-7
**Character Count:** 15490
**Document Hash:** 9104c473063ae100d52a5b4ee618f357
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0002046823-25-000003.hdr.sgml**: 20250721

**ACCESSION NUMBER**: 0002046823-25-000003

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250630

**FILED AS OF DATE**: 20250721

**DATE AS OF CHANGE**: 20250721

**EFFECTIVENESS DATE**: 20250721

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Compass Planning Associates Inc
- **CENTRAL INDEX KEY:** 0002046823

**ORGANIZATION NAME:**
- **EIN:** 202040144
- **STATE OF INCORPORATION:** MA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-24713
- **FILM NUMBER:** 251136640

**BUSINESS ADDRESS:**
- **STREET 1:** 158 BARTON ROAD
- **CITY:** GREENFIELD
- **STATE:** MA
- **ZIP:** 01301
- **BUSINESS PHONE:** 617-397-3107

**MAIL ADDRESS:**
- **STREET 1:** 158 BARTON ROAD
- **CITY:** GREENFIELD
- **STATE:** MA
- **ZIP:** 01301

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 06-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Compass Planning Associates Inc<br>**Address:** 158 BARTON ROAD<br>GREENFIELD, MA 01301

**Form 13F File Number:** 028-24713

**CRD Number (if applicable):** 000128014

**SEC File Number (if applicable):** 801-129110

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Jennifer P. Lane<br>**Title:** Chief Compliance Officer<br>**Phone:** 617-523-4666

**Signature, Place, and Date of Signing:**

Jennifer P. Lane  Greenfield, MA  07-21-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 124

**Form 13F Information Table Value Total:** $108949390

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ADOBE INC | COM | 00724F101 |  | 5803 | 15 | SH |  | SOLE |  | 0 | 0 | 15 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 81765 | 461 | SH |  | SOLE |  | 0 | 0 | 461 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 28363 | 161 | SH |  | SOLE |  | 0 | 0 | 161 |
| AMAZON COM INC | COM | 023135106 |  | 50679 | 231 | SH |  | SOLE |  | 0 | 0 | 231 |
| AMERICAN INTL GROUP INC | COM NEW | 026874784 |  | 2962 | 35 | SH |  | SOLE |  | 0 | 0 | 35 |
| ELEVANCE HEALTH INC | COM | 036752103 |  | 7463 | 19 | SH |  | SOLE |  | 0 | 0 | 19 |
| APPLE INC | COM | 037833100 |  | 78809 | 384 | SH |  | SOLE |  | 0 | 0 | 384 |
| ASBURY AUTOMOTIVE GROUP INC | COM | 043436104 |  | 23854 | 100 | SH |  | SOLE |  | 0 | 0 | 100 |
| AUTODESK INC | COM | 052769106 |  | 4953 | 16 | SH |  | SOLE |  | 0 | 0 | 16 |
| BP PLC | SPONSORED ADR | 055622104 |  | 25246 | 844 | SH |  | SOLE |  | 0 | 0 | 844 |
| BAKER HUGHES COMPANY | CL A | 05722G100 |  | 8974 | 234 | SH |  | SOLE |  | 0 | 0 | 234 |
| BARINGS PARTN INVS | SH BEN INT | 06761A103 |  | 126693 | 6300 | SH |  | SOLE |  | 0 | 0 | 6300 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 262802 | 541 | SH |  | SOLE |  | 0 | 0 | 541 |
| BITFARMS LTD | COM | 09173B107 |  | 8402 | 10000 | SH |  | SOLE |  | 0 | 0 | 10000 |
| BLACKROCK INC | COM | 09290D101 |  | 34260 | 33 | SH |  | SOLE |  | 0 | 0 | 33 |
| BROOKFIELD CORP | CL A LTD VT SH | 11271J107 |  | 31899 | 516 | SH |  | SOLE |  | 0 | 0 | 516 |
| BROOKFIELD ASSET MANAGMT LTD | CL A LMT VTG SHS | 113004105 |  | 7509 | 136 | SH |  | SOLE |  | 0 | 0 | 136 |
| CDW CORP | COM | 12514G108 |  | 6488 | 36 | SH |  | SOLE |  | 0 | 0 | 36 |
| CSX CORP | COM | 126408103 |  | 8934 | 274 | SH |  | SOLE |  | 0 | 0 | 274 |
| CVS HEALTH CORP | COM | 126650100 |  | 57672 | 836 | SH |  | SOLE |  | 0 | 0 | 836 |
| CALAMOS STRATEGIC TOTAL RETU | COM SH BEN INT | 128125101 |  | 326460 | 17898 | SH |  | SOLE |  | 0 | 0 | 17898 |
| CAMECO CORP | COM | 13321L108 |  | 52069 | 701 | SH |  | SOLE |  | 0 | 0 | 701 |
| CHEVRON CORP NEW | COM | 166764100 |  | 5454 | 38 | SH |  | SOLE |  | 0 | 0 | 38 |
| COHEN  STEERS TOTAL RETURN | COM | 19247R103 |  | 106285 | 8813 | SH |  | SOLE |  | 0 | 0 | 8813 |
| COLUMBIA SELIGM PREM TECH GR | COM | 19842X109 |  | 309878 | 10190 | SH |  | SOLE |  | 0 | 0 | 10190 |
| COMCAST CORP NEW | CL A | 20030N101 |  | 9650 | 270 | SH |  | SOLE |  | 0 | 0 | 270 |
| CORE SCIENTIFIC INC NEW | COM | 21874A106 |  | 5514 | 323 | SH |  | SOLE |  | 0 | 0 | 323 |
| DEVON ENERGY CORP NEW | COM | 25179M103 |  | 2975 | 94 | SH |  | SOLE |  | 0 | 0 | 94 |
| DIMENSIONAL ETF TRUST | US SMALL CAP ETF | 25434V500 |  | 111847 | 1756 | SH |  | SOLE |  | 0 | 0 | 1756 |
| EOG RES INC | COM | 26875P101 |  | 10497 | 88 | SH |  | SOLE |  | 0 | 0 | 88 |
| EASTERN BANKSHARES INC | COM | 27627N105 |  | 11454 | 750 | SH |  | SOLE |  | 0 | 0 | 750 |
| EATON VANCE ENHANCED EQUITY | COM | 278277108 |  | 540730 | 22335 | SH |  | SOLE |  | 0 | 0 | 22335 |
| EATON VANCE TAX-MANAGED DIVE | COM | 27828N102 |  | 269952 | 17450 | SH |  | SOLE |  | 0 | 0 | 17450 |
| EATON VANCE TX ADV GLBL DIV | COM | 27828S101 |  | 114647 | 5475 | SH |  | SOLE |  | 0 | 0 | 5475 |
| EDWARDS LIFESCIENCES CORP | COM | 28176E108 |  | 6257 | 80 | SH |  | SOLE |  | 0 | 0 | 80 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 47913 | 444 | SH |  | SOLE |  | 0 | 0 | 444 |
| FORD MTR CO | COM | 345370860 |  | 24060 | 2218 | SH |  | SOLE |  | 0 | 0 | 2218 |
| GENERAL MTRS CO | COM | 37045V100 |  | 24860 | 505 | SH |  | SOLE |  | 0 | 0 | 505 |
| GENUINE PARTS CO | COM | 372460105 |  | 30536 | 252 | SH |  | SOLE |  | 0 | 0 | 252 |
| GSK PLC | SPONSORED ADR | 37733W204 |  | 8331 | 217 | SH |  | SOLE |  | 0 | 0 | 217 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 |  | 28260 | 40 | SH |  | SOLE |  | 0 | 0 | 40 |
| HP INC | COM | 40434L105 |  | 47575 | 1945 | SH |  | SOLE |  | 0 | 0 | 1945 |
| HANOVER INS GROUP INC | COM | 410867105 |  | 21383 | 126 | SH |  | SOLE |  | 0 | 0 | 126 |
| HONEYWELL INTL INC | COM | 438516106 |  | 1894 | 8 | SH |  | SOLE |  | 0 | 0 | 8 |
| HYATT HOTELS CORP | COM CL A | 448579102 |  | 4486 | 32 | SH |  | SOLE |  | 0 | 0 | 32 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 484892 | 879 | SH |  | SOLE |  | 0 | 0 | 879 |
| IROBOT CORP | COM | 462726100 |  | 538 | 172 | SH |  | SOLE |  | 0 | 0 | 172 |
| ISHARES TR | SELECT DIVID ETF | 464287168 |  | 3386 | 26 | SH |  | SOLE |  | 0 | 0 | 26 |
| ISHARES TR | TIPS BD ETF | 464287176 |  | 266208 | 2419 | SH |  | SOLE |  | 0 | 0 | 2419 |
| ISHARES TR | CORE S ETF | 464287200 |  | 475177 | 765 | SH |  | SOLE |  | 0 | 0 | 765 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 55624 | 561 | SH |  | SOLE |  | 0 | 0 | 561 |
| ISHARES TR | MSCI EMG MKT ETF | 464287234 |  | 41605 | 862 | SH |  | SOLE |  | 0 | 0 | 862 |
| ISHARES TR | 1 3 YR TREAS BD | 464287457 |  | 200722 | 2422 | SH |  | SOLE |  | 0 | 0 | 2422 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 989898 | 11074 | SH |  | SOLE |  | 0 | 0 | 11074 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 29713 | 70 | SH |  | SOLE |  | 0 | 0 | 70 |
| ISHARES TR | RUS 2000 VAL ETF | 464287630 |  | 14077 | 89 | SH |  | SOLE |  | 0 | 0 | 89 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 198958 | 922 | SH |  | SOLE |  | 0 | 0 | 922 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 229782 | 2103 | SH |  | SOLE |  | 0 | 0 | 2103 |
| ISHARES TR | MRGSTR MD CP GRW | 464288307 |  | 57697 | 719 | SH |  | SOLE |  | 0 | 0 | 719 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 4218 | 28 | SH |  | SOLE |  | 0 | 0 | 28 |
| KEURIG DR PEPPER INC | COM | 49271V100 |  | 16052 | 486 | SH |  | SOLE |  | 0 | 0 | 486 |
| LPL FINL HLDGS INC | COM | 50212V100 |  | 7907 | 21 | SH |  | SOLE |  | 0 | 0 | 21 |
| LEMAITRE VASCULAR INC | COM | 525558201 |  | 977970 | 11776 | SH |  | SOLE |  | 0 | 0 | 11776 |
| ELI LILLY  CO | COM | 532457108 |  | 14811 | 19 | SH |  | SOLE |  | 0 | 0 | 19 |
| MANULIFE FINL CORP | COM | 56501R106 |  | 6104 | 191 | SH |  | SOLE |  | 0 | 0 | 191 |
| MICROSOFT CORP | COM | 594918104 |  | 957519 | 1925 | SH |  | SOLE |  | 0 | 0 | 1925 |
| MODERNA INC | COM | 60770K107 |  | 24831 | 900 | SH |  | SOLE |  | 0 | 0 | 900 |
| NOVO-NORDISK A S | ADR | 670100205 |  | 7937 | 115 | SH |  | SOLE |  | 0 | 0 | 115 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 77437 | 490 | SH |  | SOLE |  | 0 | 0 | 490 |
| OTIS WORLDWIDE CORP | COM | 68902V107 |  | 5110 | 52 | SH |  | SOLE |  | 0 | 0 | 52 |
| PEPSICO INC | COM | 713448108 |  | 14392 | 109 | SH |  | SOLE |  | 0 | 0 | 109 |
| PFIZER INC | COM | 717081103 |  | 132288 | 5457 | SH |  | SOLE |  | 0 | 0 | 5457 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 15295 | 96 | SH |  | SOLE |  | 0 | 0 | 96 |
| PROLOGIS INC. | COM | 74340W103 |  | 3329 | 32 | SH |  | SOLE |  | 0 | 0 | 32 |
| PROSHARES TR | PSHS ULT S 500 | 74347R107 |  | 58632 | 600 | SH |  | SOLE |  | 0 | 0 | 600 |
| PROSHARES TR | PSHS ULTRA QQQ | 74347R206 |  | 43788 | 372 | SH |  | SOLE |  | 0 | 0 | 372 |
| QUALCOMM INC | COM | 747525103 |  | 7472 | 47 | SH |  | SOLE |  | 0 | 0 | 47 |
| QUANTERIX CORP | COM | 74766Q101 |  | 1636 | 246 | SH |  | SOLE |  | 0 | 0 | 246 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 22445028 | 36328 | SH |  | SOLE |  | 0 | 0 | 36328 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 109739 | 360 | SH |  | SOLE |  | 0 | 0 | 360 |
| SPDR INDEX SHS FDS | PORTFOLIO EMG MK | 78463X509 |  | 77548 | 1814 | SH |  | SOLE |  | 0 | 0 | 1814 |
| SPDR INDEX SHS FDS | S EM MKT DIV | 78463X533 |  | 56882 | 1492 | SH |  | SOLE |  | 0 | 0 | 1492 |
| SPDR SERIES TRUST | SPDR S | 78464A128 |  | 553868 | 2882 | SH |  | SOLE |  | 0 | 0 | 2882 |
| SPDR SERIES TRUST | S DIVID ETF | 78464A763 |  | 4232 | 31 | SH |  | SOLE |  | 0 | 0 | 31 |
| SPDR DOW JONES INDL AVERAGE | UT SER 1 | 78467X109 |  | 612504 | 1390 | SH |  | SOLE |  | 0 | 0 | 1390 |
| SPDR S MIDCAP 400 ETF TR | UTSER1 S | 78467Y107 |  | 591870 | 1045 | SH |  | SOLE |  | 0 | 0 | 1045 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 |  | 548360 | 22437 | SH |  | SOLE |  | 0 | 0 | 22437 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 |  | 183114 | 6269 | SH |  | SOLE |  | 0 | 0 | 6269 |
| SCHWAB STRATEGIC TR | US LCAP VA ETF | 808524409 |  | 2631450 | 95101 | SH |  | SOLE |  | 0 | 0 | 95101 |
| SCHWAB STRATEGIC TR | EMRG MKTEQ ETF | 808524706 |  | 92562 | 3071 | SH |  | SOLE |  | 0 | 0 | 3071 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL INTL | 808524755 |  | 263110 | 6574 | SH |  | SOLE |  | 0 | 0 | 6574 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL US L | 808524771 |  | 590824 | 24076 | SH |  | SOLE |  | 0 | 0 | 24076 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 158420 | 7168 | SH |  | SOLE |  | 0 | 0 | 7168 |
| SERVICENOW INC | COM | 81762P102 |  | 5140 | 5 | SH |  | SOLE |  | 0 | 0 | 5 |
| STEREOTAXIS INC | COM NEW | 85916J409 |  | 517 | 244 | SH |  | SOLE |  | 0 | 0 | 244 |
| TOYOTA MOTOR CORP | ADS | 892331307 |  | 17710 | 103 | SH |  | SOLE |  | 0 | 0 | 103 |
| TRAVEL PLUS LEISURE CO | COM | 894164102 |  | 10427 | 202 | SH |  | SOLE |  | 0 | 0 | 202 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 46289 | 148 | SH |  | SOLE |  | 0 | 0 | 148 |
| VANGUARD WORLD FD | MEGA CAP VAL ETF | 921910840 |  | 4355572 | 33198 | SH |  | SOLE |  | 0 | 0 | 33198 |
| VANGUARD BD INDEX FDS | INTERMED TERM | 921937819 |  | 7178823 | 92822 | SH |  | SOLE |  | 0 | 0 | 92822 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 |  | 8521819 | 108282 | SH |  | SOLE |  | 0 | 0 | 108282 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 1631555 | 28619 | SH |  | SOLE |  | 0 | 0 | 28619 |
| VANGUARD INTL EQUITY INDEX F | GLB EX US ETF | 922042676 |  | 32785 | 710 | SH |  | SOLE |  | 0 | 0 | 710 |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 |  | 13415969 | 199583 | SH |  | SOLE |  | 0 | 0 | 199583 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 69965 | 1415 | SH |  | SOLE |  | 0 | 0 | 1415 |
| VANGUARD SCOTTSDALE FDS | SHORT TERM TREAS | 92206C102 |  | 1452651 | 24713 | SH |  | SOLE |  | 0 | 0 | 24713 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 |  | 726263 | 14813 | SH |  | SOLE |  | 0 | 0 | 14813 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 447987 | 789 | SH |  | SOLE |  | 0 | 0 | 789 |
| VANGUARD INDEX FDS | MCAP VL IDXVIP | 922908512 |  | 11993 | 73 | SH |  | SOLE |  | 0 | 0 | 73 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 56361 | 289 | SH |  | SOLE |  | 0 | 0 | 289 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 382061 | 1365 | SH |  | SOLE |  | 0 | 0 | 1365 |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 |  | 239435 | 839 | SH |  | SOLE |  | 0 | 0 | 839 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 1067978 | 2436 | SH |  | SOLE |  | 0 | 0 | 2436 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 23626714 | 133681 | SH |  | SOLE |  | 0 | 0 | 133681 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 2145780 | 9055 | SH |  | SOLE |  | 0 | 0 | 9055 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 6003162 | 19752 | SH |  | SOLE |  | 0 | 0 | 19752 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 21922 | 507 | SH |  | SOLE |  | 0 | 0 | 507 |
| VISA INC | COM CL A | 92826C839 |  | 36429 | 103 | SH |  | SOLE |  | 0 | 0 | 103 |
| WEX INC | COM | 96208T104 |  | 11017 | 75 | SH |  | SOLE |  | 0 | 0 | 75 |
| WHEATON PRECIOUS METALS CORP | COM | 962879102 |  | 16164 | 180 | SH |  | SOLE |  | 0 | 0 | 180 |
| WILLIAMS COS INC | COM | 969457100 |  | 34291 | 546 | SH |  | SOLE |  | 0 | 0 | 546 |
| WYNDHAM HOTELS  RESORTS INC | COM | 98311A105 |  | 12969 | 160 | SH |  | SOLE |  | 0 | 0 | 160 |
| BROOKFIELD INFRAST PARTNERS | LP INT UNIT | G16252101 |  | 30442 | 909 | SH |  | SOLE |  | 0 | 0 | 909 |
| NXP SEMICONDUCTORS N V | COM | N6596X109 |  | 8187 | 37 | SH |  | SOLE |  | 0 | 0 | 37 |

---