# EDGAR Filing Document

**Accession Number:** 0001449794
**File Stem:** 0001449794-25-000037
**Filing Date:** 2025-12
**Character Count:** 9221
**Document Hash:** 0abc2c117a8cd4df9921d7d31c0e7bcf
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001449794-25-000037.hdr.sgml**: 20251205

**ACCESSION NUMBER**: 0001449794-25-000037

**CONFORMED SUBMISSION TYPE**: 8-K

**PUBLIC DOCUMENT COUNT**: 13

**CONFORMED PERIOD OF REPORT**: 20251205

**ITEM INFORMATION**: Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers: Compensatory Arrangements of Certain Officers

**ITEM INFORMATION**: Financial Statements and Exhibits

**FILED AS OF DATE**: 20251205

**DATE AS OF CHANGE**: 20251205

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Embassy Bancorp, Inc.
- **CENTRAL INDEX KEY:** 0001449794
- **STANDARD INDUSTRIAL CLASSIFICATION:** STATE COMMERCIAL BANKS [6022]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 263339011
- **STATE OF INCORPORATION:** PA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 8-K
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 000-53528
- **FILM NUMBER:** 251552505

**BUSINESS ADDRESS:**
- **STREET 1:** 100 GATEWAY DRIVE
- **STREET 2:** SUITE 100
- **CITY:** BETHLEHEM
- **STATE:** PA
- **ZIP:** 18017
- **BUSINESS PHONE:** 610-882-8800

**MAIL ADDRESS:**
- **STREET 1:** 100 GATEWAY DRIVE
- **STREET 2:** SUITE 100
- **CITY:** BETHLEHEM
- **STATE:** PA
- **ZIP:** 18017

?xml version='1.0' encoding='ASCII'? emyb-20251205x8k

**UNITED STATES**

**SECURITIES AND EXCHANGE COMMISSION**

**Washington, D.C. 20549**

**FORM 8-K**

**CURRENT REPORT**

**Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934**

**Date of Report (Date of earliest event reported): December 5, 2025** 

**EMBASSY BANCORP, INC.**

(Exact name of registrant as specified in its charter)

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| | | |
|:---|:---|:---|
| **Pennsylvania**  | **000-53528** | **26-3339011** |
| (State or other jurisdiction | (Commission File Number) | (IRS Employer |
| of incorporation) |  | Identification No.) |

---

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| | |
|:---|:---|
| **100 Gateway Drive, Suite 100** |  |
| **Bethlehem, PA** | **18017** |
| (Address of principal executive offices) | (Zip Code) |

---

Registrant's telephone number, including area code: **(610) 882-8800**

**<u>Not Applicable</u>**

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

◻ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

◻ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

◻ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

◻ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act: None.

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240. 12b-2 of this chapter).

Emerging growth company ◻

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.&nbsp;&nbsp;&nbsp;&nbsp;◻

‎

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Item 5.02**Departure of Directors or Certain Officers; Election of Directors; Appointments of Certain Officers; Compensatory Arrangements of Certain Officers.**

On December 5, 2025, Embassy Bancorp, Inc. (the "Company" or "Embassy") issued a press release announcing the promotion of Jeffrey C. Skumin, 49, to Chief Financial Officer of the Company and its subsidiary, Embassy Bank For the Lehigh Valley (the "Bank"), effective December 31, 2025. Mr. Skumin, who joined Embassy in March 2020, has been serving as Embassy's Executive Vice President of Finance. In his new role, Mr. Skumin will continue to oversee Embassy's finance department and play a key role in guiding the organization's financial strategy and growth.

There are no family relationships between Mr. Skumin and any director, executive officer or person nominated or chosen by the Company to become a director or executive officer, and there are no arrangements or understandings pursuant to which Mr. Skumin was appointed as an officer of the Company. Mr. Skumin is not a party to any related party transaction reportable under Item 404(a) of Regulation S-K and has not entered into any material plan, contract or arrangement in connection with his appointment as the Company's Chief Financial Officer.

A copy of the press release is attached as Exhibit 99.1 hereto and is incorporated herein by reference.

**Item 9.01.Financial Statements and Exhibits.**

(d)<u>Exhibits</u>

<u>Exhibit No.</u> <u>Description</u>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;[<u>99.1</u>](emyb-20251205xex99_1.htm)Press Release issued December 5, 2025

‎

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SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

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| | | |
|:---|:---|:---|
|  | Embassy Bancorp, Inc. | Embassy Bancorp, Inc. |
| Date: December 5, 2025 | By: | /s/ Judith A. Hunsicker |
|  | Name: | Judith A. Hunsicker |
|  | Title:  | First Executive Officer, |
|  |  | Chief Operating and Financial Officer |

---

## Exhibit 99.1

**FOR IMMEDIATE RELEASE**

**Embassy Bancorp, Inc. Announces Promotion of Jeffrey Skumin to Chief Financial Officer**

BETHLEHEM, Pa., December 5, 2025 (GLOBE NEWSWIRE) – **Embassy Bancorp, Inc. (OTCQX: EMYB) (the "Company" or "Embassy")** is pleased to announce the promotion of Jeffrey Skumin to Chief Financial Officer (CFO) of the Company and its subsidiary bank, Embassy Bank for the Lehigh Valley, effective December 31, 2025. In his new role, Mr. Skumin will continue to oversee Embassy's finance department and play a key role in guiding the organization's financial strategy and growth.

Mr. Skumin has been an integral part of Embassy since joining in March 2020 as Executive Vice President of Finance, where he has provided leadership and expertise in all aspects of financial management. He is a valued member of the Company's leadership team and has contributed significantly to its success.

Prior to joining Embassy, Mr. Skumin enjoyed a distinguished 19-year career as a CPA, serving as an audit partner in the financial institutions practice of a national accounting firm, where he worked closely with numerous community banks. Immediately before joining Embassy, he served as Chief Accounting Officer for a large regional bank, further deepening his experience in the banking industry.

A lifelong resident of the Lehigh Valley, Mr. Skumin is a graduate of Muhlenberg College and has been actively involved in various community organizations throughout his career.

"Jeff's extensive experience and proven leadership make him an outstanding choice for CFO," said David M. Lobach, Jr., Chairman, President and CEO. "We are excited to have him continue to guide our financial operations as we grow and serve our community."

**About Embassy Bancorp, Inc.**

Embassy Bancorp, Inc., parent of Embassy Bank For the Lehigh Valley, is a community bank with $1.7 billion in assets, serving the region since 2001 through 10 branches and a full suite of digital banking services.

As of June 2025, Embassy Bank ranks 4th in deposit market share across Lehigh and Northampton Counties. In 2025, the Bank earned top honors, including The Morning Call's "Best Bank", Lehigh Valley Style's "Best Bank" and "Best Mortgage Company", and Bauer Financial's 5-star rating for strength and stability.

For more information, visit <u>www.embassybank.com</u>.

**Safe Harbor for Forward-Looking Statements**

This document may contain forward-looking statements as defined in the Private Securities Litigation Reform Act of 1995. Actual results and trends could differ materially from those set forth in such statements due to various risks, uncertainties and other factors. Such risks, uncertainties and other factors that could cause actual results and experience to differ from those projected include, but are not limited to, the following: ineffectiveness of the company's business strategy due to changes in current or future market conditions; the effects of competition, and of changes in laws and regulations, including industry consolidation and development of competing financial products and services; interest rate movements; changes in credit quality; difficulties in integrating distinct business operations, including information technology difficulties; volatilities in the securities markets; and deteriorating economic conditions, and other risks and uncertainties, including those detailed in Embassy Bancorp, Inc.'s filings with the Securities and Exchange Commission (SEC). The statements are valid only as of the date hereof and Embassy Bancorp, Inc. disclaims any obligation to update this information.

**Contact:**

David M. Lobach, Jr.

Chairman, President and CEO

(610) 882-8800

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