# EDGAR Filing Document

**Accession Number:** 0001519676
**File Stem:** 0001519676-25-000011
**Filing Date:** 2025-11
**Character Count:** 15076
**Document Hash:** 2ef02b9a5d644fc6169401d901b1ea88
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001519676-25-000011.hdr.sgml**: 20251113

**ACCESSION NUMBER**: 0001519676-25-000011

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251113

**DATE AS OF CHANGE**: 20251113

**EFFECTIVENESS DATE**: 20251113

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Stelac Advisory Services LLC
- **CENTRAL INDEX KEY:** 0001519676

**ORGANIZATION NAME:**
- **EIN:** 260437642
- **STATE OF INCORPORATION:** NY
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-14456
- **FILM NUMBER:** 251478886

**BUSINESS ADDRESS:**
- **STREET 1:** 654 MADISON AVENUE
- **STREET 2:** 11TH FL
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10065
- **BUSINESS PHONE:** 212-920-3890

**MAIL ADDRESS:**
- **STREET 1:** 654 MADISON AVENUE
- **STREET 2:** 11TH FL
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10065

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 09-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Stelac Advisory Services LLC<br>**Address:** 654 MADISON AVENUE<br>11TH FL<br>NEW YORK, NY 10065

**Form 13F File Number:** 028-14456

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** LINA ARIAS<br>**Title:** CCO<br>**Phone:** 212-920-3890

**Signature, Place, and Date of Signing:**

LINA ARIAS  NEW YORK, NY  05-14-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 110

**Form 13F Information Table Value Total:** $289319817

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ALPHABET INC -A- | COM | 02079K305 |  | 22141508 | 91076 | SH |  | DFND |  | 0 | 0 | 91076 |
| NVIDIA CORP | COM | 67066G104 |  | 20686182 | 110870 | SH |  | DFND |  | 0 | 0 | 110870 |
| Prologis Inc | COM | 74340W103 |  | 17491785 | 152740 | SH |  | DFND |  | 0 | 0 | 152740 |
| Vanguard S 500 ETF | COM | 922908363 |  | 16312870 | 26563 | SH |  | DFND |  | 0 | 0 | 26563 |
| Vanguard FTSE Europe ETF | COM | 922042874 |  | 16111044 | 201851 | SH |  | DFND |  | 0 | 0 | 201851 |
| SPDR S 500 ETF Trust | COM | 78462F103 |  | 14781082 | 22127 | SH |  | DFND |  | 0 | 0 | 22127 |
| MICROSOFT CORP | COM | 594918104 |  | 11883327 | 22943 | SH |  | DFND |  | 0 | 0 | 22943 |
| Invesco S 500 Equal Weight ETF | COM | 46137V357 |  | 8703057 | 45878 | SH |  | DFND |  | 0 | 0 | 45878 |
| CROWDSTRIKE HOLDINGS INC -A- | COM | 22788C105 |  | 8476218 | 17285 | SH |  | DFND |  | 0 | 0 | 17285 |
| ALIBABA GROUP HOLDING LTD ADR | COM | 01609W102 |  | 8098078 | 45309 | SH |  | DFND |  | 0 | 0 | 45309 |
| UNITED PARCEL SERVICE INC -B- | COM | 911312106 |  | 7897177 | 94543 | SH |  | DFND |  | 0 | 0 | 94543 |
| ELI LILLY  CO | COM | 532457108 |  | 7733768 | 10136 | SH |  | DFND |  | 0 | 0 | 10136 |
| SELECT SECTOR SPDR TRUST - TECHNOLOGY ETF | COM | 81369Y803 |  | 7361435 | 26102 | SH |  | DFND |  | 0 | 0 | 26102 |
| SPDR Bloomberg 1-3 Month T-Bill ETF | COM | 78468R663 |  | 6853725 | 74700 | SH |  | DFND |  | 0 | 0 | 74700 |
| Vanguard Intermediate-Term Corporate Bond ETF | COM | 92206C870 |  | 6629466 | 78819 | SH |  | DFND |  | 0 | 0 | 78819 |
| iShares TIPS Bond ETF | COM | 464287176 |  | 6529281 | 58706 | SH |  | DFND |  | 0 | 0 | 58706 |
| iShares Select Dividend ETF | COM | 464287168 |  | 6501374 | 45752 | SH |  | DFND |  | 0 | 0 | 45752 |
| Berkshire Hathaway Inc. | COM | 084670702 |  | 6480319 | 12890 | SH |  | DFND |  | 0 | 0 | 12890 |
| APOLLO GLOBAL MANAGEMENT INC | COM | 03769M106 |  | 5449677 | 40892 | SH |  | DFND |  | 0 | 0 | 40892 |
| iShares MSCI Emerging Markets ETF | COM | 464287234 |  | 4711032 | 85168 | SH |  | DFND |  | 0 | 0 | 85168 |
| SPDR Dow Jones Industrial Average ETF Trust | COM | 78467X109 |  | 4699413 | 10105 | SH |  | DFND |  | 0 | 0 | 10105 |
| iShares MSCI Japan ETF | COM | 46434G822 |  | 4223297 | 52653 | SH |  | DFND |  | 0 | 0 | 52653 |
| iShares Global Infrastructure ETF | COM | 464288372 |  | 3946580 | 64571 | SH |  | DFND |  | 0 | 0 | 64571 |
| ENPHASE ENERGY INC | COM | 29355A107 |  | 3749747 | 105955 | SH |  | DFND |  | 0 | 0 | 105955 |
| iShares Bitcoin Trust ETF | COM | 46438F101 |  | 3520270 | 54158 | SH |  | DFND |  | 0 | 0 | 54158 |
| LULULEMON ATHLETICA INC | COM | 550021109 |  | 3134237 | 17615 | SH |  | DFND |  | 0 | 0 | 17615 |
| Vanguard Consumer Staples ETF | COM | 92204A207 |  | 2892569 | 13533 | SH |  | DFND |  | 0 | 0 | 13533 |
| iShares Core S Mid-Cap ETF | COM | 464287507 |  | 2658497 | 40737 | SH |  | DFND |  | 0 | 0 | 40737 |
| Vanguard Real Estate ETF | COM | 922908553 |  | 2352968 | 25738 | SH |  | DFND |  | 0 | 0 | 25738 |
| iShares MSCI Canada ETF | COM | 464286509 |  | 2346177 | 46413 | SH |  | DFND |  | 0 | 0 | 46413 |
| JPMorgan Equity Premium Income ETF | COM | 46641Q332 |  | 2297761 | 40241 | SH |  | DFND |  | 0 | 0 | 40241 |
| Invesco S 500 Equal Weight Health Care ETF | COM | 46137V332 |  | 2058716 | 70061 | SH |  | DFND |  | 0 | 0 | 70061 |
| iShares MSCI Pacific ex Japan ETF | COM | 464286665 |  | 2015738 | 39095 | SH |  | DFND |  | 0 | 0 | 39095 |
| iShares MBS ETF | COM | 464288588 |  | 2013945 | 21166 | SH |  | DFND |  | 0 | 0 | 21166 |
| iShares MSCI Emerging Markets ex China ETF | COM | 46434G764 |  | 1978853 | 29312 | SH |  | DFND |  | 0 | 0 | 29312 |
| Invesco QQQ Trust Series 1 | COM | 46090E103 |  | 1814612 | 3019 | SH |  | DFND |  | 0 | 0 | 3019 |
| Invesco S 500 Equal Weight Consumer Staples ETF | COM | 46137V373 |  | 1530336 | 52358 | SH |  | DFND |  | 0 | 0 | 52358 |
| Invesco Variable Rate Preferred ETF | COM | 46138G870 |  | 1481259 | 59970 | SH |  | DFND |  | 0 | 0 | 59970 |
| Apple Inc | COM | 037833100 |  | 1476345 | 5798 | SH |  | DFND |  | 0 | 0 | 5798 |
| KRANESHARES CSI CHINA INTERNET ETF | COM | 500767306 |  | 1249796 | 29553 | SH |  | DFND |  | 0 | 0 | 29553 |
| Vanguard Short-Term Corporate Bond ETF | COM | 92206C409 |  | 1238995 | 15501 | SH |  | DFND |  | 0 | 0 | 15501 |
| iShares Europe ETF | COM | 464287861 |  | 1220875 | 18645 | SH |  | DFND |  | 0 | 0 | 18645 |
| Meta Platforms Inc. | COM | 30303M102 |  | 1089086 | 1483 | SH |  | DFND |  | 0 | 0 | 1483 |
| iShares Trust iShares 1-5 Year Investment Grade Corporate Bond ETF | COM | 464288646 |  | 1057895 | 19949 | SH |  | DFND |  | 0 | 0 | 19949 |
| Amazon.com Inc | COM | 023135106 |  | 1003874 | 4572 | SH |  | DFND |  | 0 | 0 | 4572 |
| iShares US Treasury Bond | COM | 46429B267 |  | 975733 | 42203 | SH |  | DFND |  | 0 | 0 | 42203 |
| Vanguard Value ETF | COM | 922908744 |  | 974653 | 5200 | SH |  | DFND |  | 0 | 0 | 5200 |
| Invesco Senior Loan ETF | COM | 46138G508 |  | 954659 | 45612 | SH |  | DFND |  | 0 | 0 | 45612 |
| FlexShares Morningstar Global Upstream Natural Resources Index Fund | COM | 33939L407 |  | 886195 | 20242 | SH |  | DFND |  | 0 | 0 | 20242 |
| iShares Floating Rate Bond ETF | COM | 46429B655 |  | 838969 | 16423 | SH |  | DFND |  | 0 | 0 | 16423 |
| Invesco S 500 Equal Weight Utilities ETF | COM | 46137V274 |  | 759854 | 9912 | SH |  | DFND |  | 0 | 0 | 9912 |
| SPDR Gold Shares | COM | 78463V107 |  | 710585 | 1999 | SH |  | DFND |  | 0 | 0 | 1999 |
| iShares MSCI EAFE ETF | COM | 464287465 |  | 692339 | 7415 | SH |  | DFND |  | 0 | 0 | 7415 |
| iShares 5-10 Year Investment Grade Corporate Bond ETF | COM | 464288638 |  | 687917 | 12718 | SH |  | DFND |  | 0 | 0 | 12718 |
| iShares 3-7 Year Treasury Bond ETF | COM | 464288661 |  | 687900 | 5756 | SH |  | DFND |  | 0 | 0 | 5756 |
| iShares Core S Small-Cap ETF | COM | 464287804 |  | 686124 | 5774 | SH |  | DFND |  | 0 | 0 | 5774 |
| Vanguard Global ex-U.S. Real Estate ETF | COM | 922042676 |  | 663204 | 13892 | SH |  | DFND |  | 0 | 0 | 13892 |
| Broadcom Inc. | COM | 11135F101 |  | 561507 | 1702 | SH |  | DFND |  | 0 | 0 | 1702 |
| iShares iBoxx High Yield Corporate Bond ETF | COM | 464288513 |  | 537072 | 6615 | SH |  | DFND |  | 0 | 0 | 6615 |
| Amplify Transformational Data Sharing ETF | COM | 032108607 |  | 517012 | 7712 | SH |  | DFND |  | 0 | 0 | 7712 |
| iShares Russell 2000 ETF | COM | 464287655 |  | 494324 | 2043 | SH |  | DFND |  | 0 | 0 | 2043 |
| Tesla Inc. | COM | 88160R101 |  | 382904 | 861 | SH |  | DFND |  | 0 | 0 | 861 |
| Vanguard Health Care ETF | COM | 92204A504 |  | 361121 | 1391 | SH |  | DFND |  | 0 | 0 | 1391 |
| JPMorgan Flexible Debt ETF | COM | 46654Q559 |  | 356075 | 7091 | SH |  | DFND |  | 0 | 0 | 7091 |
| GRUPO FINANCIERO GALICIA SA S-ADR -B- | COM | 399909100 |  | 336232 | 12200 | SH |  | DFND |  | 0 | 0 | 12200 |
| First Trust Indxx NextG ETF | COM | 33737K205 |  | 332197 | 3207 | SH |  | DFND |  | 0 | 0 | 3207 |
| iShares Core U.S. Aggregate Bond ETF | COM | 464287226 |  | 314384 | 3136 | SH |  | DFND |  | 0 | 0 | 3136 |
| Vanguard Mortgage-Backed Securities ETF | COM | 92206C771 |  | 301812 | 6427 | SH |  | DFND |  | 0 | 0 | 6427 |
| Carlyle Group Inc/The | COM | 14316J108 |  | 293812 | 4686 | SH |  | DFND |  | 0 | 0 | 4686 |
| iShares 7-10 Year Treasury Bond ETF | COM | 464287440 |  | 269123 | 2790 | SH |  | DFND |  | 0 | 0 | 2790 |
| Visa Inc. | COM | 92826C839 |  | 264911 | 776 | SH |  | DFND |  | 0 | 0 | 776 |
| Global X Robotics  Artificial Intelligence ETF | COM | 37954Y715 |  | 261332 | 7376 | SH |  | DFND |  | 0 | 0 | 7376 |
| STONEX GROUP INC | COM | 861896108 |  | 258355 | 2560 | SH |  | DFND |  | 0 | 0 | 2560 |
| MicroStrategy Incorporated | COM | 594972408 |  | 238435 | 740 | SH |  | DFND |  | 0 | 0 | 740 |
| iShares US Aerospace  Defense ETF | COM | 464288760 |  | 228093 | 1090 | SH |  | DFND |  | 0 | 0 | 1090 |
| Blackstone Inc. | COM | 09260D107 |  | 224839 | 1316 | SH |  | DFND |  | 0 | 0 | 1316 |
| Global X Autonomous  Electric Vehicles ETF | COM | 37954Y624 |  | 220075 | 7782 | SH |  | DFND |  | 0 | 0 | 7782 |
| Airbnb Inc. | COM | 009066101 |  | 219163 | 1805 | SH |  | DFND |  | 0 | 0 | 1805 |
| Global X Cybersecurity ETF | COM | 37954Y384 |  | 216207 | 6144 | SH |  | DFND |  | 0 | 0 | 6144 |
| Global X FinTech ETF | COM | 37954Y814 |  | 216103 | 6447 | SH |  | DFND |  | 0 | 0 | 6447 |
| KKR  Co Inc | COM | 48251W104 |  | 207270 | 1595 | SH |  | DFND |  | 0 | 0 | 1595 |
| Mastercard Inc. | COM | 57636Q104 |  | 207047 | 364 | SH |  | DFND |  | 0 | 0 | 364 |
| The Goldman Sachs Group Inc. | COM | 38141G104 |  | 199884 | 251 | SH |  | DFND |  | 0 | 0 | 251 |
| iShares Core MSCI Europe ETF | COM | 46434V738 |  | 198025 | 2907 | SH |  | DFND |  | 0 | 0 | 2907 |
| Taiwan Semiconductor Manufacturing Co Ltd | COM | 874039100 |  | 197138 | 704 | SH |  | DFND |  | 0 | 0 | 704 |
| The Coca-Cola Company | COM | 191216100 |  | 190375 | 2856 | SH |  | DFND |  | 0 | 0 | 2856 |
| Walmart Inc. | COM | 931142103 |  | 189321 | 1837 | SH |  | DFND |  | 0 | 0 | 1837 |
| JPMorgan Chase  Co. | COM | 46625H100 |  | 187050 | 593 | SH |  | DFND |  | 0 | 0 | 593 |
| Utilities Select Sector SPDR Fund | COM | 81369Y886 |  | 183141 | 2100 | SH |  | DFND |  | 0 | 0 | 2100 |
| KLA Corp | COM | 482480100 |  | 167183 | 155 | SH |  | DFND |  | 0 | 0 | 155 |
| Simon Property Group Inc. | COM | 828806109 |  | 156329 | 833 | SH |  | DFND |  | 0 | 0 | 833 |
| Vanguard Dividend Appreciation ETF | COM | 921908844 |  | 153175 | 707 | SH |  | DFND |  | 0 | 0 | 707 |
| iShares 0-5 Year TIPS Bond ETF | COM | 46429B747 |  | 150285 | 1454 | SH |  | DFND |  | 0 | 0 | 1454 |
| Amplify Junior Silver Miners ETF | COM | 032108649 |  | 146021 | 6324 | SH |  | DFND |  | 0 | 0 | 6324 |
| Oracle Corporation | COM | 68389X105 |  | 142589 | 507 | SH |  | DFND |  | 0 | 0 | 507 |
| Vanguard High Dividend Yield ETF | COM | 921946406 |  | 137990 | 979 | SH |  | DFND |  | 0 | 0 | 979 |
| Sibanye Stillwater Ltd | COM | 82575P107 |  | 134217 | 11941 | SH |  | DFND |  | 0 | 0 | 11941 |
| Intel Corp | COM | 458140100 |  | 134032 | 3995 | SH |  | DFND |  | 0 | 0 | 3995 |
| ROBO Global Healthcare Technology and Innovation ETF | COM | 301505723 |  | 132217 | 4283 | SH |  | DFND |  | 0 | 0 | 4283 |
| iShares JP Morgan USD Emerging Markets Bond ETF | COM | 464288281 |  | 126032 | 1324 | SH |  | DFND |  | 0 | 0 | 1324 |
| APELLIS PHARMACEUTICALS INC | COM | 03753U106 |  | 124918 | 5520 | SH |  | DFND |  | 0 | 0 | 5520 |
| Invesco China Technology ETF | COM | 46138E800 |  | 123921 | 2100 | SH |  | DFND |  | 0 | 0 | 2100 |
| VanEck Gold Miners ETF/USA | COM | 92189F106 |  | 122240 | 1600 | SH |  | DFND |  | 0 | 0 | 1600 |
| Uber Technologies Inc. | COM | 90353T100 |  | 121287 | 1238 | SH |  | DFND |  | 0 | 0 | 1238 |
| Gold Fields Ltd | COM | 38059T106 |  | 117488 | 2800 | SH |  | DFND |  | 0 | 0 | 2800 |
| Procter  Gamble Co. | COM | 742718109 |  | 115852 | 754 | SH |  | DFND |  | 0 | 0 | 754 |
| iShares MSCI Brazil ETF | COM | 464286400 |  | 115103 | 3713 | SH |  | DFND |  | 0 | 0 | 3713 |
| Lam Research Corporation | COM | 512807306 |  | 114286 | 852 | SH |  | DFND |  | 0 | 0 | 852 |
| Invesco Leisure and Entertainment ETF | COM | 46137V720 |  | 113890 | 1880 | SH |  | DFND |  | 0 | 0 | 1880 |
| Vanguard Short-Term Inflation-Protected Securities ETF | COM | 922020805 |  | 104045 | 2055 | SH |  | DFND |  | 0 | 0 | 2055 |

---