# EDGAR Filing Document

**Accession Number:** 0001959224
**File Stem:** 0001213900-25-086845
**Filing Date:** 2025-9
**Character Count:** 16638
**Document Hash:** 8b1d4931235cefc63c50617a0ec0548c
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001213900-25-086845.hdr.sgml**: 20250911

**ACCESSION NUMBER**: 0001213900-25-086845

**CONFORMED SUBMISSION TYPE**: SCHEDULE 13D

**PUBLIC DOCUMENT COUNT**: 2

**FILED AS OF DATE**: 20250911

**DATE AS OF CHANGE**: 20250911

**SUBJECT COMPANY**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Solowin Holdings, Ltd.
- **CENTRAL INDEX KEY:** 0001959224
- **STANDARD INDUSTRIAL CLASSIFICATION:** SECURITY BROKERS, DEALERS & FLOTATION COMPANIES [6211]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 000000000
- **STATE OF INCORPORATION:** E9
- **FISCAL YEAR END:** 0331

**FILING VALUES:**
- **FORM TYPE:** SCHEDULE 13D
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 005-94399
- **FILM NUMBER:** 251308863

**BUSINESS ADDRESS:**
- **ADDRESS IS A NON US LOCATION:** YES
- **STREET 1:** ROOM 1910-1912A TOWER 3 CHINA HONG KONG
- **STREET 2:** 33 CANTON RD TSIM SHA TSUI
- **CITY:** KOWLOON
- **PROVINCE COUNTRY:** F4
- **ZIP:** 0000
- **BUSINESS PHONE:** 202-869-0888

**MAIL ADDRESS:**
- **ADDRESS IS A NON US LOCATION:** YES
- **STREET 1:** ROOM 1910-1912A TOWER 3 CHINA HONG KONG
- **STREET 2:** 33 CANTON RD TSIM SHA TSUI
- **CITY:** KOWLOON
- **PROVINCE COUNTRY:** F4
- **ZIP:** 0000
**FILED BY**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Gemini Asia Holdings Ltd
- **CENTRAL INDEX KEY:** 0002011871

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** D8
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** SCHEDULE 13D

**BUSINESS ADDRESS:**
- **STREET 1:** VISTRA CORPORATE SERVICES CENTRE
- **STREET 2:** WICKHAMS CAY II, ROAD TOWN
- **CITY:** TORTOLA
- **STATE:** D8
- **ZIP:** VG1110
- **BUSINESS PHONE:** (852)3428-3893

**MAIL ADDRESS:**
- **STREET 1:** VISTRA CORPORATE SERVICES CENTRE
- **STREET 2:** WICKHAMS CAY II, ROAD TOWN
- **CITY:** TORTOLA
- **STATE:** D8
- **ZIP:** VG1110

## Exhibit 99.1

**Exhibit 99.1**

**JOINT FILING AGREEMENT**

The undersigned hereby agree that the foregoing statement on Schedule 13D is filed on behalf of each of the undersigned in accordance with the provisions of Rule 13d-l(k) under the Securities Exchange Act of 1934, as amended, and that all subsequent amendments to this statement on Schedule 13D may be filed on behalf of each of the undersigned without the necessity of filing additional joint filing agreements.

Date: September 11, 2025

---

| | | |
|:---|:---|:---|
| **Gemini Asia Holdings Limited** | **Gemini Asia Holdings Limited** | **Gemini Asia Holdings Limited** |
| By: | /s/ Ling Ngai Lok | /s/ Ling Ngai Lok |
|  | Name: | Ling Ngai Lok |
|  | Title: | Director |
| **VAST SPACE LIMITED** | **VAST SPACE LIMITED** | **VAST SPACE LIMITED** |
| By: | /s/ Ling Ngai Lok | /s/ Ling Ngai Lok |
|  | Name: | Ling Ngai Lok |
|  | Title: | Director |
| **WELL INSIGHT LIMITED** | **WELL INSIGHT LIMITED** | **WELL INSIGHT LIMITED** |
| By: | /s/ Ling Ngai Lok | /s/ Ling Ngai Lok |
|  | Name: | Ling Ngai Lok |
|  | Title: | Director |
| **Ling Ngai Lok** | **Ling Ngai Lok** | **Ling Ngai Lok** |
| By: | /s/ Ling Ngai Lok | /s/ Ling Ngai Lok |

---

### UNITED STATES SECURITIES AND EXCHANGE COMMISSION
**Washington, D.C. 20549**

## SCHEDULE 13D

### Under the Securities Exchange Act of 1934

**SOLOWIN HOLDINGS**

*(Name of Issuer)*

**Class A Ordinary Shares, $0.0001 par value**

*(Title of Class of Securities)*

**G82759104**

*(CUSIP Number)*

**Ling Ngai Lok**<br>Room 1910-1912A, Tower 3,China Hong Kong<br>33 Canton Road, Tsim Sha Tsui<br>Kowloon K3 00000<br>(852) 3428-3893

*(Name, Address and Telephone Number of Person Authorized to Receive Notices and Communications)*

**09/03/2025**

*(Date of Event Which Requires Filing of this Statement)*

| **CUSIP No.** | **G82759104** |

---

| | | | |
|:--|:--|:--|:--|
| 1 | Name of reporting person<br>**Gemini Asia Holdings Limited** | Name of reporting person<br>**Gemini Asia Holdings Limited** | |
| 2 | Check the appropriate box if a member of a Group (See Instructions)<br>[x] (a)<br>[ ] (b) | Check the appropriate box if a member of a Group (See Instructions)<br>[x] (a)<br>[ ] (b) | |
| 3 | SEC use only | SEC use only | |
| 4 | Source of funds (See Instructions)<br>**OO** | Source of funds (See Instructions)<br>**OO** | |
| 5 | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | |
| 6 | Citizenship or place of organization<br>**D8** | Citizenship or place of organization<br>**D8** | |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 7 | Sole Voting Power<br>**4080000.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 8 | Shared Voting Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 9 | Sole Dispositive Power<br>**4080000.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 10 | Shared Dispositive Power<br>**0.00** |
| 11 | Aggregate amount beneficially owned by each reporting person<br>**4080000.00** | Aggregate amount beneficially owned by each reporting person<br>**4080000.00** | |
| 12 | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | |
| 13 | Percent of class represented by amount in Row (11)<br>**2.55%** | Percent of class represented by amount in Row (11)<br>**2.55%** | |
| 14 | Type of Reporting Person (See Instructions)<br>**CO** | Type of Reporting Person (See Instructions)<br>**CO** | |

---

**Comment for Reporting Person:** The shares reported in Row 7, Row 9, and Row 11 represent 4,080,000 Class B ordinary shares. The percentage reported in Row 13 is calculated based on a total of 155,825,986 Class A ordinary shares and 31,371,599 Class B ordinary shares issued and outstanding of the Issuer as of September 3, 2025. Class B ordinary shares are convertible into Class A ordinary shares on a 1:1 basis at any time at the holder's option.

| **CUSIP No.** | **G82759104** |

---

| | | | |
|:--|:--|:--|:--|
| 1 | Name of reporting person<br>**VAST SPACE LIMITED** | Name of reporting person<br>**VAST SPACE LIMITED** | |
| 2 | Check the appropriate box if a member of a Group (See Instructions)<br>[x] (a)<br>[ ] (b) | Check the appropriate box if a member of a Group (See Instructions)<br>[x] (a)<br>[ ] (b) | |
| 3 | SEC use only | SEC use only | |
| 4 | Source of funds (See Instructions)<br>**OO** | Source of funds (See Instructions)<br>**OO** | |
| 5 | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | |
| 6 | Citizenship or place of organization<br>**D8** | Citizenship or place of organization<br>**D8** | |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 7 | Sole Voting Power<br>**46663197.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 8 | Shared Voting Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 9 | Sole Dispositive Power<br>**46663197.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 10 | Shared Dispositive Power<br>**0.00** |
| 11 | Aggregate amount beneficially owned by each reporting person<br>**46663197.00** | Aggregate amount beneficially owned by each reporting person<br>**46663197.00** | |
| 12 | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | |
| 13 | Percent of class represented by amount in Row (11)<br>**26.05%** | Percent of class represented by amount in Row (11)<br>**26.05%** | |
| 14 | Type of Reporting Person (See Instructions)<br>**CO** | Type of Reporting Person (See Instructions)<br>**CO** | |

---

**Comment for Reporting Person:** The shares reported in Row 7, Row 9, and Row 11 represent 23,331,598 Class A ordinary shares and 23,331,599 Class B ordinary shares. The percentage reported in Row 13 is calculated based on a total of 155,825,986 Class A ordinary shares and 31,371,599 Class B ordinary shares issued and outstanding of the Issuer as of September 3, 2025. Class B ordinary shares are convertible into Class A ordinary shares on a 1:1 basis at any time at the holder's option.

| **CUSIP No.** | **G82759104** |

---

| | | | |
|:--|:--|:--|:--|
| 1 | Name of reporting person<br>**WELL INSIGHT LIMITED** | Name of reporting person<br>**WELL INSIGHT LIMITED** | |
| 2 | Check the appropriate box if a member of a Group (See Instructions)<br>[x] (a)<br>[ ] (b) | Check the appropriate box if a member of a Group (See Instructions)<br>[x] (a)<br>[ ] (b) | |
| 3 | SEC use only | SEC use only | |
| 4 | Source of funds (See Instructions)<br>**OO** | Source of funds (See Instructions)<br>**OO** | |
| 5 | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | |
| 6 | Citizenship or place of organization<br>**D8** | Citizenship or place of organization<br>**D8** | |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 7 | Sole Voting Power<br>**23331599.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 8 | Shared Voting Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 9 | Sole Dispositive Power<br>**23331599.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 10 | Shared Dispositive Power<br>**0.00** |
| 11 | Aggregate amount beneficially owned by each reporting person<br>**23331599.00** | Aggregate amount beneficially owned by each reporting person<br>**23331599.00** | |
| 12 | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | |
| 13 | Percent of class represented by amount in Row (11)<br>**14.97%** | Percent of class represented by amount in Row (11)<br>**14.97%** | |
| 14 | Type of Reporting Person (See Instructions)<br>**CO** | Type of Reporting Person (See Instructions)<br>**CO** | |

---

**Comment for Reporting Person:** The shares reported in Row 7, Row 9, and Row 11 represent 23,331,599 Class A ordinary shares. The percentage reported in Row 13 is calculated based on a total of 155,825,986 Class A ordinary shares issued and outstanding of the Issuer as of September 3, 2025.

| **CUSIP No.** | **G82759104** |

---

| | | | |
|:--|:--|:--|:--|
| 1 | Name of reporting person<br>**Ling Ngai Lok** | Name of reporting person<br>**Ling Ngai Lok** | |
| 2 | Check the appropriate box if a member of a Group (See Instructions)<br>[x] (a)<br>[ ] (b) | Check the appropriate box if a member of a Group (See Instructions)<br>[x] (a)<br>[ ] (b) | |
| 3 | SEC use only | SEC use only | |
| 4 | Source of funds (See Instructions)<br>**OO** | Source of funds (See Instructions)<br>**OO** | |
| 5 | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | |
| 6 | Citizenship or place of organization<br>**HONG KONG** | Citizenship or place of organization<br>**HONG KONG** | |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 7 | Sole Voting Power<br>**50743197.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 8 | Shared Voting Power<br>**23331599.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 9 | Sole Dispositive Power<br>**50743197.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 10 | Shared Dispositive Power<br>**23331599.00** |
| 11 | Aggregate amount beneficially owned by each reporting person<br>**74074796.00** | Aggregate amount beneficially owned by each reporting person<br>**74074796.00** | |
| 12 | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | |
| 13 | Percent of class represented by amount in Row (11)<br>**40.43%** | Percent of class represented by amount in Row (11)<br>**40.43%** | |
| 14 | Type of Reporting Person (See Instructions)<br>**IN** | Type of Reporting Person (See Instructions)<br>**IN** | |

---

**Comment for Reporting Person:** The shares reported in Row 11 represent 46,663,197 Class A ordinary shares and 27,411,599 Class B ordinary shares. The percentage reported in Row 13 is calculated based on a total of 155,825,986 Class A ordinary shares and 31,371,599 Class B ordinary shares issued and outstanding of the Issuer as of September 3, 2025. Class B ordinary shares are convertible into Class A ordinary shares on a 1:1 basis at any time at the holder's option.

**Item 1. Security and Issuer**

**(a) Title of Class of Securities:**
Class A Ordinary Shares, $0.0001 par value

**(b) Name of Issuer:**
SOLOWIN HOLDINGS

**(c) Address of Issuer's Principal Executive Offices:**
Room 1910-1912A, Tower 3,China Hong Kong, 33 Canton Road, Tsim Sha Tsui, Kowloon, K3, 00000

**Item 4. Purpose of Transaction**

The securities held by the Reporting Persons were acquired in connection with the transaction described in Item 3 above, except for those previously reported on the Schedule 13G filed by Gemini Asia Holdings Limited and Ling Ngai Lok on February 13, 2024.

The Reporting Persons have made no proposals, and have entered into no agreements, which would be related to or would result in any of the events or matters described in part (a) through (j) of Item 4 of Schedule 13D.

**Item 5. Interest in Securities of the Issuer**

**(a)**
See rows (11) and (13) of the cover pages to this Schedule 13D for the aggregate number of shares and percentages of the shares beneficially owned by each of the Reporting Persons.

**(b)**
See rows (7) through (10) of the cover pages to this Schedule 13D for the number of shares as to which each Reporting Person has the sole or shared power to vote or direct the vote and sole or shared power to dispose or to direct the disposition.

**(c)**
Other than the transactions discussed in Item 3 hereof, the contents of which are incorporated herein by reference, the Reporting Persons did not effect any transactions in the Issuer's securities within the past 60 days.

**Item 6. Contracts, Arrangements, Understandings or Relationships With Respect to Securities of the Issuer.**

Other than the Joint Filing Agreement attached as Exhibit 99.1 hereto, there are no contracts, arrangements, understandings or relationships (legal or otherwise) among the persons named in Item 2 hereof and between such persons and any person with respect to any securities of the Issuer, including but not limited to transfer or voting of any other securities, finder's fees, joint ventures, loan or option arrangements, puts or calls, guarantees of profits, divisions of profits or loss, or the giving or withholding of proxies.

### SIGNATURE

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

**Reporting Person:** Gemini Asia Holdings Limited

**Signature:** /s/ Ling Ngai Lok

**Name/Title:** Ling Ngai Lok/Director

**Date:** 09/11/2025

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

**Reporting Person:** VAST SPACE LIMITED

**Signature:** /s/ Ling Ngai Lok

**Name/Title:** Ling Ngai Lok/Director

**Date:** 09/11/2025

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

**Reporting Person:** WELL INSIGHT LIMITED

**Signature:** /s/ Ling Ngai Lok

**Name/Title:** Ling Ngai Lok/Director

**Date:** 09/11/2025

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

**Reporting Person:** Ling Ngai Lok

**Signature:** /s/ Ling Ngai Lok

**Name/Title:** Ling Ngai Lok

**Date:** 09/11/2025