# EDGAR Filing Document

**Accession Number:** 0001628261
**File Stem:** 0001628261-26-000017
**Filing Date:** 2026-4
**Character Count:** 12127
**Document Hash:** 93c23034556047d81f594b47e841241d
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001628261-26-000017.hdr.sgml**: 20260416

**ACCESSION NUMBER**: 0001628261-26-000017

**CONFORMED SUBMISSION TYPE**: MA/A

**PUBLIC DOCUMENT COUNT**: 1

**FILED AS OF DATE**: 20260415

**DATE AS OF CHANGE**: 20260416

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Zions Public Finance, Inc.
- **CENTRAL INDEX KEY:** 0001628261

**ORGANIZATION NAME:**
- **EIN:** 870512988
- **STATE OF INCORPORATION:** UT
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** MA/A
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 867-01453
- **FILM NUMBER:** 26865804

**BUSINESS ADDRESS:**
- **STREET 1:** ONE SOUTH MAIN STREET, 17TH FLOOR
- **CITY:** SALT LAKE CITY
- **STATE:** UT
- **ZIP:** 84133
- **BUSINESS PHONE:** 801-844-7373

**MAIL ADDRESS:**
- **STREET 1:** ONE SOUTH MAIN STREET, 17TH FLOOR
- **CITY:** SALT LAKE CITY
- **STATE:** UT
- **ZIP:** 84133

### UNITED STATES SECURITIES AND EXCHANGE COMMISSION
**Washington, D.C. 20549**

## FORM MA: UNIFORM APPLICATION FOR MUNICIPAL ADVISOR REGISTRATION

### Filer and Contact Information

**Filer CIK:** 0001628261

**Filer CCC:** XXXXXXXX

**Contact Name:** Guy Cowden

**Contact Phone:** 713-232-1774

**Contact Email:** guy.cowden@zionsbancorp.com

**Notification Emails:** jennifer.hash@zionsbancorp.com

### Type of Filing

**Selected Filing Type:** Amendment

### Item 1: Identifying Information

**A. Full Legal Name of the Firm:** Zions Public Finance, Inc.

**&nbsp;&nbsp;&nbsp;Is applicant a Sole Proprietor?:** No

**&nbsp;&nbsp;&nbsp;Has the municipal legal name changed since the last filing?:** No

**&nbsp;&nbsp;&nbsp;Has the applicant had any previous DBA names?:** No

**&nbsp;&nbsp;&nbsp;Does the applicant have any additional DBA names?:** No

**C. IRS Employer Identification Number:** 87-0512988

**D. Registrations:**

- **Municipal Advisor:** SEC File No: 867-01453

**E. Principal Office and Place of Business:** ONE SOUTH MAIN STREET, 18TH FLOOR, SALT LAKE CITY, UT, 84133

**Telephone Number:** 801-844-7373

**Additional Offices of Employment:**

- **Office #1 (Add):** 800 W MAIN STREET, STE 700, BOISE, ID, 83702 | Phone: 208-344-5523

**Mailing Address is Different from Principal Office:** Yes

**Mailing Address:** ONE SOUTH MAIN STREET, 13TH FLOOR, SALT LAKE CITY, UT, 84133

**F. Website:** www.zionspf.com

**G. Chief Compliance Officer (CCO):**

**Name:** Jennifer Kyle Hash

**Address:** One South Main Street, 11th Floor, Salt Lake City, UT, 84133

**Phone Number:** 801-844-7834

**Email:** jennifer.hash@zionsbancorp.com

**H. Business Affiliates:**

- **Name:** Zions Bancorporation, N.A.

  - **Issuing Agency:** Office of the Comptroller of the Currency

  - **Jurisdiction:** 

- **Name:** Zions Direct, Inc.

  - **Issuing Agency:** FINRA

  - **Jurisdiction:** 

- **Name:** Zions Capital Advisors, Inc.

  - **Issuing Agency:** Securities Exchange Commission

  - **Jurisdiction:** 

- **Name:** Zions Insurance Agency Inc

  - **Issuing Agency:** Utah Department of Insurance

  - **Jurisdiction:** UT

- **Name:** Zions SBIC, LLC

- **Name:** PPS Data, LLC

- **Name:** Amegy Holding Texas

- **Name:** Exchange Services LLC

- **Name:** ZFMU II Inc

- **Name:** Regency Service Corp

- **Name:** Zions Center of Excellence, LLC

- **Name:** Zions Capital Partners, Inc

- **Name:** Zions Opportunity Fund, Inc

- **Name:** Terra Amica, LLC

**I. Location of Books and Records:** Yes

### Item 2: Form of Organization

**A. Applicant's form of organization:** Corporation

**B. Month of Applicant's Annual Fiscal Year End:** December

**C. State, Other U.S. Jurisdiction, or Foreign Jurisdiction Under Which Applicant is Organized:** UT

**D. Date of Organization:** 10-28-2014

**E. Is the applicant a public reporting company?:** No

### Item 3: Successions

**Is the applicant succeeding to the business of a registered municipal advisor?** No

### Item 4: Information About Applicant's Business

**A. Number of Employees:** 15

**B. Municipal Advisory Activities - Employees:** 13

**C. Registered Representatives - MAA Employees also registered reps of a broker-dealer:** 13

**&nbsp;&nbsp;&nbsp;MAA Employees also associated with an investment adviser:** 2

**D. Public Relations Company?:** No

**E. Soliciting on Behalf of an Affiliate - Number of firms:** 0

**F. Types of Clients - Number of clients served as municipal advisor:** 232

**&nbsp;&nbsp;&nbsp;Types of Clients:** Municipal Entities

**G. Solicitation of Municipal Entities and Obligated Persons - Municipal Entities:** 0

**&nbsp;&nbsp;&nbsp;Obligated Persons:** 0

**&nbsp;&nbsp;&nbsp;Total Solicited:** 0

**H. Types of Persons Solicited:** 
Not Applicable
, Not Applicable

**I. Compensation Arrangements (Municipal Advisory):** 
Hourly Charges
Fixed Fees
Contingent Fees
, Hourly Charges, Fixed Fees, Contingent Fees

**J. Compensation Arrangements (Solicitation):** 
Not Applicable
, Not Applicable

**K. Does the applicant receive compensation in the context of its municipal advisory business from other than its municipal entity or obligated person clients?:** No

**L. Applicant Business Relating to Municipal Securities:** Advice Insurance Of MS, Advice Investment Of Proceeds MS, Advice ME Investments, Advice ME Other Investments, Advice Guaranteed IC, Advice Use Of MD, Advice On Selection, Other

### Item 5: Other Business Activities

**Is applicant engaged in any other non-municipal advisor business?** No

### Item 6: Financial Industry and Other Activities of Associated Persons

**Types of associated persons:** Broker-dealer municipal securities dealer or government securities broker or dealer, Investment Adviser, Banking/Thrift institution, Insurance company or agency, Other municipal advisor, Broker-dealer municipal securities dealer or government securities broker or dealer, Banking/Thrift institution, Investment Adviser, Insurance company or agency, Other municipal advisor, Broker-dealer municipal securities dealer or government securities broker or dealer

**Total Associated Persons:** 5

### Item 7: Participation or Interest in Client Transactions

- **Buy or sell municipal securities from or to municipal advisory clients for the firm's own account?:** No

- **Buy or sell municipal securities from or to third-parties on behalf of clients?:** No

- **Enter into derivatives transactions with clients for the firm's own account?:** No

- **Recommend to clients to buy/sell securities in which the firm has a financial interest?:** No

- **Recommend to clients products/services of an affiliated person?:** No

- **Recommend to clients securities of an issuer with which the firm has other relationships?:** No

- **Have discretionary authority to buy/sell municipal securities for clients?:** No

- **Have discretionary authority to buy/sell any other securities or investments for clients?:** No

- **Have discretionary authority to determine the broker-dealer to be used for client transactions?:** No

- **Have discretionary authority to determine the commission paid to a broker-dealer?:** No

- **Recommend broker-dealers to clients?:** No

- **&nbsp;&nbsp;&nbsp;If yes, are any of these broker-dealers an associated person of the applicant?:** —

- **Compensate any person for client referrals?:** No

- **Receive compensation from any person for client referrals?:** No

### Item 8: Owners, Officers, and Other Control Persons

**A. (2) Does any person not named in Item 1-A or Schedules A, B, or C, directly or indirectly, control the applicant's management or policies?** Yes

**B. (1) Is any person in Schedule A, B, or C, or in Section 8-A of Schedule D a public reporting company?** No

### Item 9: Disclosure Information

**Criminal Disclosure:**

- **Applicant/Advisory Affiliate Convicted/Pled Guilty to Felony?:** No

- **Applicant/Advisory Affiliate Charged with Felony?:** No

- **Organization Convicted/Pled Guilty to Felony?:** No

- **Organization Charged with Felony?:** No

**Regulatory Disclosure:**

- **SEC/CFTC Found False Statement?:** No

- **SEC/CFTC Found Violation?:** Yes

- **SEC/CFTC Found Cause of Denial/Suspension?:** No

- **SEC/CFTC Entered Order?:** Yes

- **SEC/CFTC Imposed Civil Penalty?:** Yes

- **SRO Found Unethical Conduct?:** No

- **SRO Found Violation?:** No

- **SRO Found Cause of Denial/Suspension?:** No

- **SRO Barred/Suspended/Fined > $2,500?:** No

- **SRO Denied/Suspended/Revoked Registration?:** No

- **Foreign Authority Found False Statement?:** No

- **Foreign Authority Found Violation?:** No

- **Foreign Authority Found Cause of Suspension?:** No

- **Foreign Authority Disciplined?:** No

- **Authorization to Act as Attorney/Accountant Revoked?:** No

- **Subject of a Regulatory Complaint?:** No

**Civil Disclosure:**

- **Enjoined in Connection with Municipal Advisory Activity?:** No

- **Found to Have Violated Regulations?:** No

- **Civil Proceeding Dismissed Pursuant to Settlement?:** No

- **Named in Civil Proceeding Alleging Violation?:** No

### Item 10: Small Businesses

**Does the applicant have annual receipts of less than $7,000,000?** Yes

**Is the applicant affiliated with a person that has annual receipts of more than $7,000,000?** Yes

### Schedule A: Direct Owners and Executive Officers

| Name                       | Title/Status             | Date Acquired   | Ownership Code    | Control Person?   | IRS Number   | CRD Number   |
|:---|:---|:---|:---|:---|:---|:---|
| Zions Bancorporation, N.A. | Direct Owner             | 10-28-2014      | E - 75% or more   | Yes               | 87-0189025   |  |
| Jennifer Kyle Hash         | Chief Compliance Officer | 10-28-2014      | NA - less than 5% | Yes               |  | 4123554      |
| Todd U Harris              | President / Principal    | 01-17-2023      | NA - less than 5% | Yes               |  | 000000000    |
| Kay Bitter Hall            | Director                 | 02-14-2025      | NA - less than 5% | Yes               |  | 4578922      |
| Johnathan Tyler Ward       | Director                 | 02-14-2025      | NA - less than 5% | Yes               |  | 4403753      |
| Jonathan N Dickey          | Treasurer                | 02-14-2025      | NA - less than 5% | Yes               |  | 000000000    |
| Daniel NMN Ellison         | Secretary                | 02-14-2025      | NA - less than 5% | Yes               |  | 000000000    |

### Schedule C: Amendments to Schedules A and B

| Type   | Ownership   | Owning Entity   | Name                       | Title/Status             | Date Acquired   | Ownership Code    | Control Person?   | IRS Number   | CRD Number   |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
|  | Direct      |  | Zions Bancorporation, N.A. | Direct Owner             | 10-28-2014      | E - 75% or more   | Yes               | 87-0189025   |  |
|  | Direct      |  | Jennifer Kyle Hash         | Chief Compliance Officer | 10-28-2014      | NA - less than 5% | Yes               |  | 4123554      |
|  | Direct      |  | Todd U Harris              | President / Principal    | 01-17-2023      | NA - less than 5% | Yes               |  | 000000000    |
|  | Direct      |  | Kay Bitter Hall            | Director                 | 02-14-2025      | NA - less than 5% | Yes               |  | 4578922      |
|  | Direct      |  | Johnathan Tyler Ward       | Director                 | 02-14-2025      | NA - less than 5% | Yes               |  | 4403753      |
|  | Direct      |  | Jonathan N Dickey          | Treasurer                | 02-14-2025      | NA - less than 5% | Yes               |  | 000000000    |
|  | Direct      |  | Daniel NMN Ellison         | Secretary                | 02-14-2025      | NA - less than 5% | Yes               |  | 000000000    |

### Disclosure Reporting Pages (DRPs)

**Regulatory DRP for: Applicant (Responding to Questions: 9-C2, 9-C4, 9-C5)**

- **Filed On (Applicant):** Form ADV/BD/U4 for —

- **CRD Number:** —

- **Disclosure Number:** —

### Execution Page

**Signature:** Guy E Cowden

**Signer Name:** Guy E Cowden

**Title:** Compliance Officer

**Date:** 04-14-2026

**CRD Number:** 4121986