# EDGAR Filing Document

**Accession Number:** 0001730383
**File Stem:** 0001730383-25-000003
**Filing Date:** 2025-7
**Character Count:** 28196
**Document Hash:** faed449e1469c80d16860d6804bac304
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001730383-25-000003.hdr.sgml**: 20250728

**ACCESSION NUMBER**: 0001730383-25-000003

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250630

**FILED AS OF DATE**: 20250728

**DATE AS OF CHANGE**: 20250728

**EFFECTIVENESS DATE**: 20250728

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Chesapeake Wealth Management
- **CENTRAL INDEX KEY:** 0001730383

**ORGANIZATION NAME:**
- **EIN:** 542020681
- **STATE OF INCORPORATION:** VA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-18799
- **FILM NUMBER:** 251155165

**BUSINESS ADDRESS:**
- **STREET 1:** 4804 COURTHOUSE STREET
- **STREET 2:** SUITE 1B
- **CITY:** WILLIAMSBURG
- **STATE:** VA
- **ZIP:** 23188
- **BUSINESS PHONE:** 7572539088

**MAIL ADDRESS:**
- **STREET 1:** 4804 COURTHOUSE STREET
- **STREET 2:** SUITE 1B
- **CITY:** WILLIAMSBURG
- **STATE:** VA
- **ZIP:** 23188

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 06-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Chesapeake Wealth Management<br>**Address:** 4804 COURTHOUSE STREET<br>SUITE 1B<br>WILLIAMSBURG, VA 23188

**Form 13F File Number:** 028-18799

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Beth P Bartlett<br>**Title:** Sr VP<br>**Phone:** 804-435-4708

**Signature, Place, and Date of Signing:**

Beth P Bartlett  WILLIAMSBURG, VA  07-24-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 259

**Form 13F Information Table Value Total:** $299835082

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ACCENTURE PLC IRELAND | SHS CLASS A | G1151C101 |  | 1785568 | 5974 | SH |  | SOLE |  | 5474 | 0 | 500 |
| ACCENTURE PLC IRELAND | SHS CLASS A | G1151C101 |  | 149445 | 500 | SH |  | OTR |  | 500 | 0 | 0 |
| LINDE PLC | SHS | G54950103 |  | 779777 | 1662 | SH |  | SOLE |  | 1662 | 0 | 0 |
| AFLAC INC | COM | 001055102 |  | 452739 | 4293 | SH |  | SOLE |  | 4293 | 0 | 0 |
| AFLAC INC | COM | 001055102 |  | 60639 | 575 | SH |  | OTR |  | 575 | 0 | 0 |
| AT INC | COM | 00206R102 |  | 629705 | 21759 | SH |  | SOLE |  | 21759 | 0 | 0 |
| AT INC | COM | 00206R102 |  | 76691 | 2650 | SH |  | OTR |  | 2650 | 0 | 0 |
| ABBOTT LABS | COM | 002824100 |  | 649855 | 4778 | SH |  | SOLE |  | 4778 | 0 | 0 |
| ABBOTT LABS | COM | 002824100 |  | 42435 | 312 | SH |  | OTR |  | 312 | 0 | 0 |
| ABBVIE INC | COM | 00287Y109 |  | 2500672 | 13472 | SH |  | SOLE |  | 13472 | 0 | 0 |
| ABBVIE INC | COM | 00287Y109 |  | 174668 | 941 | SH |  | OTR |  | 941 | 0 | 0 |
| ADOBE INC | COM | 00724F101 |  | 863903 | 2233 | SH |  | SOLE |  | 2233 | 0 | 0 |
| ADOBE INC | COM | 00724F101 |  | 19344 | 50 | SH |  | OTR |  | 50 | 0 | 0 |
| AIR PRODS  CHEMS INC | COM | 009158106 |  | 529426 | 1877 | SH |  | SOLE |  | 1877 | 0 | 0 |
| AIR PRODS  CHEMS INC | COM | 009158106 |  | 67412 | 239 | SH |  | OTR |  | 239 | 0 | 0 |
| ALLSTATE CORP | COM | 020002101 |  | 272372 | 1353 | SH |  | SOLE |  | 1353 | 0 | 0 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 345910 | 1950 | SH |  | SOLE |  | 1950 | 0 | 0 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 4258774 | 24166 | SH |  | SOLE |  | 24166 | 0 | 0 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 191209 | 1085 | SH |  | OTR |  | 1085 | 0 | 0 |
| AMAZON COM INC | COM | 023135106 |  | 4510439 | 20559 | SH |  | SOLE |  | 20559 | 0 | 0 |
| AMAZON COM INC | COM | 023135106 |  | 87756 | 400 | SH |  | OTR |  | 400 | 0 | 0 |
| AMERICAN EXPRESS CO | COM | 025816109 |  | 1812125 | 5681 | SH |  | SOLE |  | 5681 | 0 | 0 |
| AMERIPRISE FINL INC | COM | 03076C106 |  | 306894 | 575 | SH |  | SOLE |  | 575 | 0 | 0 |
| AMERIPRISE FINL INC | COM | 03076C106 |  | 21349 | 40 | SH |  | OTR |  | 40 | 0 | 0 |
| AMGEN INC | COM | 031162100 |  | 837350 | 2999 | SH |  | SOLE |  | 2699 | 0 | 300 |
| AMGEN INC | COM | 031162100 |  | 118664 | 425 | SH |  | OTR |  | 425 | 0 | 0 |
| APPLE INC | COM | 037833100 |  | 9351033 | 45577 | SH |  | SOLE |  | 45552 | 0 | 25 |
| APPLE INC | COM | 037833100 |  | 339556 | 1655 | SH |  | OTR |  | 1655 | 0 | 0 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 103930 | 337 | SH |  | SOLE |  | 337 | 0 | 0 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 118734 | 385 | SH |  | OTR |  | 385 | 0 | 0 |
| AUTOZONE INC | COM | 053332102 |  | 456604 | 123 | SH |  | SOLE |  | 123 | 0 | 0 |
| AUTOZONE INC | COM | 053332102 |  | 18561 | 5 | SH |  | OTR |  | 5 | 0 | 0 |
| BANK AMERICA CORP | COM | 060505104 |  | 1376065 | 29080 | SH |  | SOLE |  | 28680 | 0 | 400 |
| BANK AMERICA CORP | COM | 060505104 |  | 60333 | 1275 | SH |  | OTR |  | 1275 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 2810665 | 5786 | SH |  | SOLE |  | 5786 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 324494 | 668 | SH |  | OTR |  | 668 | 0 | 0 |
| BLACKSTONE INC | COM | 09260D107 |  | 238280 | 1593 | SH |  | SOLE |  | 1593 | 0 | 0 |
| BLACKROCK INC | COM | 09290D101 |  | 914946 | 872 | SH |  | SOLE |  | 872 | 0 | 0 |
| BLACKROCK INC | COM | 09290D101 |  | 103875 | 99 | SH |  | OTR |  | 99 | 0 | 0 |
| BOEING CO | COM | 097023105 |  | 209530 | 1000 | SH |  | SOLE |  | 1000 | 0 | 0 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 |  | 247679 | 5350 | SH |  | SOLE |  | 5350 | 0 | 0 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 |  | 87951 | 1900 | SH |  | OTR |  | 1900 | 0 | 0 |
| BROADCOM INC | COM | 11135F101 |  | 3878395 | 14070 | SH |  | SOLE |  | 14070 | 0 | 0 |
| CAPITAL ONE FINL CORP | COM | 14040H105 |  | 259567 | 1220 | SH |  | SOLE |  | 1220 | 0 | 0 |
| CATERPILLAR INC | COM | 149123101 |  | 1192969 | 3073 | SH |  | SOLE |  | 3073 | 0 | 0 |
| CHEVRON CORP NEW | COM | 166764100 |  | 2027427 | 14159 | SH |  | SOLE |  | 14159 | 0 | 0 |
| CHEVRON CORP NEW | COM | 166764100 |  | 92357 | 645 | SH |  | OTR |  | 645 | 0 | 0 |
| CISCO SYS INC | COM | 17275R102 |  | 1333981 | 19227 | SH |  | SOLE |  | 17377 | 0 | 1850 |
| CISCO SYS INC | COM | 17275R102 |  | 101641 | 1465 | SH |  | OTR |  | 1465 | 0 | 0 |
| CINTAS CORP | COM | 172908105 |  | 340322 | 1527 | SH |  | SOLE |  | 1527 | 0 | 0 |
| COCA COLA CO | COM | 191216100 |  | 1541996 | 21795 | SH |  | SOLE |  | 21795 | 0 | 0 |
| COCA COLA CO | COM | 191216100 |  | 66151 | 935 | SH |  | OTR |  | 935 | 0 | 0 |
| COLGATE PALMOLIVE CO | COM | 194162103 |  | 407050 | 4478 | SH |  | SOLE |  | 4478 | 0 | 0 |
| COLGATE PALMOLIVE CO | COM | 194162103 |  | 34905 | 384 | SH |  | OTR |  | 384 | 0 | 0 |
| CONOCOPHILLIPS | COM | 20825C104 |  | 642717 | 7162 | SH |  | SOLE |  | 7162 | 0 | 0 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 616732 | 623 | SH |  | SOLE |  | 623 | 0 | 0 |
| DBX ETF TR | XTRACK MSCI EAFE | 233051200 |  | 4353343 | 99505 | SH |  | SOLE |  | 99295 | 210 | 0 |
| DISNEY WALT CO | COM | 254687106 |  | 399560 | 3222 | SH |  | SOLE |  | 3222 | 0 | 0 |
| DISNEY WALT CO | COM | 254687106 |  | 12401 | 100 | SH |  | OTR |  | 100 | 0 | 0 |
| DOMINION ENERGY INC | COM | 25746U109 |  | 244888 | 4332 | SH |  | SOLE |  | 4332 | 0 | 0 |
| DOMINION ENERGY INC | COM | 25746U109 |  | 3899 | 69 | SH |  | OTR |  | 69 | 0 | 0 |
| DUKE ENERGY CORP NEW | COM NEW | 26441C204 |  | 206264 | 1748 | SH |  | SOLE |  | 1748 | 0 | 0 |
| EMERSON ELEC CO | COM | 291011104 |  | 195995 | 1470 | SH |  | SOLE |  | 1470 | 0 | 0 |
| EMERSON ELEC CO | COM | 291011104 |  | 13333 | 100 | SH |  | OTR |  | 100 | 0 | 0 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 1409882 | 13078 | SH |  | SOLE |  | 12878 | 0 | 200 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 259798 | 2410 | SH |  | OTR |  | 2410 | 0 | 0 |
| META PLATFORMS INC | CL A | 30303M102 |  | 3355357 | 4546 | SH |  | SOLE |  | 4546 | 0 | 0 |
| META PLATFORMS INC | CL A | 30303M102 |  | 59047 | 80 | SH |  | OTR |  | 80 | 0 | 0 |
| FISERV INC | COM | 337738108 |  | 680157 | 3945 | SH |  | SOLE |  | 3945 | 0 | 0 |
| FISERV INC | COM | 337738108 |  | 18965 | 110 | SH |  | OTR |  | 110 | 0 | 0 |
| FLEXSHARES TR | IBOXX 5YR TRGT | 33939L605 |  | 1502519 | 62397 | SH |  | SOLE |  | 61572 | 825 | 0 |
| FLEXSHARES TR | IBOXX 5YR TRGT | 33939L605 |  | 10113 | 420 | SH |  | OTR |  | 420 | 0 | 0 |
| GENERAL DYNAMICS CORP | COM | 369550108 |  | 627652 | 2152 | SH |  | SOLE |  | 1752 | 0 | 400 |
| GENERAL DYNAMICS CORP | COM | 369550108 |  | 367491 | 1260 | SH |  | OTR |  | 1260 | 0 | 0 |
| GE AEROSPACE | COM NEW | 369604301 |  | 85968 | 334 | SH |  | SOLE |  | 334 | 0 | 0 |
| GE AEROSPACE | COM NEW | 369604301 |  | 160868 | 625 | SH |  | OTR |  | 625 | 0 | 0 |
| GILEAD SCIENCES INC | COM | 375558103 |  | 259214 | 2338 | SH |  | SOLE |  | 2338 | 0 | 0 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 |  | 231434 | 327 | SH |  | SOLE |  | 327 | 0 | 0 |
| HOME DEPOT INC | COM | 437076102 |  | 2088748 | 5697 | SH |  | SOLE |  | 5197 | 0 | 500 |
| HOME DEPOT INC | COM | 437076102 |  | 450967 | 1230 | SH |  | OTR |  | 1230 | 0 | 0 |
| HONEYWELL INTL INC | COM | 438516106 |  | 238469 | 1024 | SH |  | SOLE |  | 1024 | 0 | 0 |
| HONEYWELL INTL INC | COM | 438516106 |  | 34932 | 150 | SH |  | OTR |  | 150 | 0 | 0 |
| ILLINOIS TOOL WKS INC | COM | 452308109 |  | 261096 | 1056 | SH |  | SOLE |  | 341 | 0 | 715 |
| ILLINOIS TOOL WKS INC | COM | 452308109 |  | 176783 | 715 | SH |  | OTR |  | 715 | 0 | 0 |
| INTERCONTINENTAL EXCHANGE IN | COM | 45866F104 |  | 736632 | 4015 | SH |  | SOLE |  | 4015 | 0 | 0 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 587791 | 1994 | SH |  | SOLE |  | 1994 | 0 | 0 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 73695 | 250 | SH |  | OTR |  | 250 | 0 | 0 |
| INTUITIVE SURGICAL INC | COM NEW | 46120E602 |  | 1271579 | 2340 | SH |  | SOLE |  | 2340 | 0 | 0 |
| INTUITIVE SURGICAL INC | COM NEW | 46120E602 |  | 40755 | 75 | SH |  | OTR |  | 75 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T | S EQL WGT | 46137V357 |  | 265158 | 1459 | SH |  | SOLE |  | 1459 | 0 | 0 |
| ISHARES TR | CORE S ETF | 464287200 |  | 7037901 | 11335 | SH |  | SOLE |  | 11335 | 0 | 0 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 15433337 | 155578 | SH |  | SOLE |  | 155328 | 250 | 0 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 527248 | 5315 | SH |  | OTR |  | 5315 | 0 | 0 |
| ISHARES TR | MSCI EMG MKT ETF | 464287234 |  | 691423 | 14333 | SH |  | SOLE |  | 14333 | 0 | 0 |
| ISHARES TR | MSCI EMG MKT ETF | 464287234 |  | 27738 | 575 | SH |  | OTR |  | 575 | 0 | 0 |
| ISHARES TR | IBOXX INV CP ETF | 464287242 |  | 6658149 | 60744 | SH |  | SOLE |  | 60524 | 220 | 0 |
| ISHARES TR | IBOXX INV CP ETF | 464287242 |  | 150165 | 1370 | SH |  | OTR |  | 1370 | 0 | 0 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 307179 | 2790 | SH |  | SOLE |  | 2790 | 0 | 0 |
| ISHARES TR | S 500 VAL ETF | 464287408 |  | 266748 | 1365 | SH |  | SOLE |  | 1365 | 0 | 0 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 6293681 | 70407 | SH |  | SOLE |  | 70187 | 110 | 110 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 408691 | 4572 | SH |  | OTR |  | 4572 | 0 | 0 |
| ISHARES TR | RUS MID CAP ETF | 464287499 |  | 6058891 | 65879 | SH |  | SOLE |  | 65781 | 50 | 48 |
| ISHARES TR | RUS MID CAP ETF | 464287499 |  | 114686 | 1247 | SH |  | OTR |  | 1247 | 0 | 0 |
| ISHARES TR | US CONSUM DISCRE | 464287580 |  | 214724 | 2155 | SH |  | SOLE |  | 2155 | 0 | 0 |
| ISHARES TR | US CONSUM DISCRE | 464287580 |  | 106116 | 1065 | SH |  | OTR |  | 1065 | 0 | 0 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 230971 | 544 | SH |  | SOLE |  | 544 | 0 | 0 |
| ISHARES TR | RUS 1000 ETF | 464287622 |  | 375903 | 1107 | SH |  | SOLE |  | 1107 | 0 | 0 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 2483311 | 11508 | SH |  | SOLE |  | 11488 | 0 | 20 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 123000 | 570 | SH |  | OTR |  | 570 | 0 | 0 |
| ISHARES TR | RUSSELL 3000 ETF | 464287689 |  | 3901014 | 11114 | SH |  | SOLE |  | 11114 | 0 | 0 |
| ISHARES TR | RUSSELL 3000 ETF | 464287689 |  | 10530 | 30 | SH |  | OTR |  | 30 | 0 | 0 |
| ISHARES TR | U.S. TECH ETF | 464287721 |  | 445996 | 2574 | SH |  | SOLE |  | 2574 | 0 | 0 |
| ISHARES TR | U.S. TECH ETF | 464287721 |  | 155076 | 895 | SH |  | OTR |  | 895 | 0 | 0 |
| ISHARES TR | US INDUSTRIALS | 464287754 |  | 217591 | 1529 | SH |  | SOLE |  | 1529 | 0 | 0 |
| ISHARES TR | US INDUSTRIALS | 464287754 |  | 70016 | 492 | SH |  | OTR |  | 492 | 0 | 0 |
| ISHARES TR | U.S. FINLS ETF | 464287788 |  | 1006273 | 8317 | SH |  | SOLE |  | 8317 | 0 | 0 |
| ISHARES TR | U.S. FINLS ETF | 464287788 |  | 119054 | 984 | SH |  | OTR |  | 984 | 0 | 0 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 |  | 526383 | 4950 | SH |  | SOLE |  | 4950 | 0 | 0 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 430980 | 4125 | SH |  | SOLE |  | 4125 | 0 | 0 |
| ISHARES TR | IBOXX HI YD ETF | 464288513 |  | 306873 | 3805 | SH |  | SOLE |  | 3805 | 0 | 0 |
| ISHARES TR | CORE 60/40 BALAN | 464289867 |  | 286300 | 4650 | SH |  | SOLE |  | 4650 | 0 | 0 |
| ISHARES TR | US TREAS BD ETF | 46429B267 |  | 203648 | 8862 | SH |  | SOLE |  | 8862 | 0 | 0 |
| ISHARES TR | ESG AWR MSCI USA | 46435G425 |  | 259099 | 1915 | SH |  | SOLE |  | 1915 | 0 | 0 |
| ISHARES TR | BROAD USD HIGH | 46435U853 |  | 4536646 | 120945 | SH |  | SOLE |  | 120805 | 140 | 0 |
| ISHARES TR | BROAD USD HIGH | 46435U853 |  | 277011 | 7385 | SH |  | OTR |  | 7385 | 0 | 0 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 2592375 | 8942 | SH |  | SOLE |  | 8942 | 0 | 0 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 242074 | 835 | SH |  | OTR |  | 835 | 0 | 0 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 1072152 | 7019 | SH |  | SOLE |  | 7019 | 0 | 0 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 94705 | 620 | SH |  | OTR |  | 620 | 0 | 0 |
| KIMBERLY-CLARK CORP | COM | 494368103 |  | 43446 | 337 | SH |  | SOLE |  | 337 | 0 | 0 |
| KIMBERLY-CLARK CORP | COM | 494368103 |  | 193380 | 1500 | SH |  | OTR |  | 1500 | 0 | 0 |
| L3HARRIS TECHNOLOGIES INC | COM | 502431109 |  | 1050267 | 4187 | SH |  | SOLE |  | 4187 | 0 | 0 |
| L3HARRIS TECHNOLOGIES INC | COM | 502431109 |  | 110369 | 440 | SH |  | OTR |  | 440 | 0 | 0 |
| LABCORP HOLDINGS INC | COM SHS | 504922105 |  | 236259 | 900 | SH |  | SOLE |  | 900 | 0 | 0 |
| LABCORP HOLDINGS INC | COM SHS | 504922105 |  | 9187 | 35 | SH |  | OTR |  | 35 | 0 | 0 |
| ELI LILLY  CO | COM | 532457108 |  | 2165534 | 2778 | SH |  | SOLE |  | 2778 | 0 | 0 |
| ELI LILLY  CO | COM | 532457108 |  | 247111 | 317 | SH |  | OTR |  | 317 | 0 | 0 |
| LOWES COS INC | COM | 548661107 |  | 505641 | 2279 | SH |  | SOLE |  | 2279 | 0 | 0 |
| MARATHON PETE CORP | COM | 56585A102 |  | 313283 | 1886 | SH |  | SOLE |  | 1886 | 0 | 0 |
| MARATHON PETE CORP | COM | 56585A102 |  | 33222 | 200 | SH |  | OTR |  | 200 | 0 | 0 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 1435756 | 2555 | SH |  | SOLE |  | 2555 | 0 | 0 |
| MCDONALDS CORP | COM | 580135101 |  | 2913811 | 9973 | SH |  | SOLE |  | 9973 | 0 | 0 |
| MCDONALDS CORP | COM | 580135101 |  | 128554 | 440 | SH |  | OTR |  | 440 | 0 | 0 |
| MERCK  CO INC | COM | 58933Y105 |  | 1190487 | 15039 | SH |  | SOLE |  | 15039 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 |  | 13041941 | 26219 | SH |  | SOLE |  | 25704 | 0 | 515 |
| MICROSOFT CORP | COM | 594918104 |  | 1155483 | 2323 | SH |  | OTR |  | 2323 | 0 | 0 |
| MONDELEZ INTL INC | CL A | 609207105 |  | 316226 | 4689 | SH |  | SOLE |  | 4689 | 0 | 0 |
| MONDELEZ INTL INC | CL A | 609207105 |  | 9441 | 140 | SH |  | OTR |  | 140 | 0 | 0 |
| MOODYS CORP | COM | 615369105 |  | 225715 | 450 | SH |  | SOLE |  | 450 | 0 | 0 |
| MORGAN STANLEY | COM NEW | 617446448 |  | 1887664 | 13401 | SH |  | SOLE |  | 13401 | 0 | 0 |
| MORGAN STANLEY | COM NEW | 617446448 |  | 93671 | 665 | SH |  | OTR |  | 665 | 0 | 0 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 1623039 | 23380 | SH |  | SOLE |  | 22780 | 0 | 600 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 345364 | 4975 | SH |  | OTR |  | 4975 | 0 | 0 |
| NORFOLK SOUTHN CORP | COM | 655844108 |  | 713388 | 2787 | SH |  | SOLE |  | 1837 | 0 | 950 |
| NORFOLK SOUTHN CORP | COM | 655844108 |  | 23037 | 90 | SH |  | OTR |  | 90 | 0 | 0 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 9121394 | 57734 | SH |  | SOLE |  | 57734 | 0 | 0 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 150090 | 950 | SH |  | OTR |  | 950 | 0 | 0 |
| ORACLE CORP | COM | 68389X105 |  | 2848967 | 13031 | SH |  | SOLE |  | 11993 | 0 | 1038 |
| ORACLE CORP | COM | 68389X105 |  | 377136 | 1725 | SH |  | OTR |  | 1725 | 0 | 0 |
| PNC FINL SVCS GROUP INC | COM | 693475105 |  | 263038 | 1411 | SH |  | SOLE |  | 1411 | 0 | 0 |
| PEPSICO INC | COM | 713448108 |  | 369809 | 2800 | SH |  | SOLE |  | 2800 | 0 | 0 |
| PEPSICO INC | COM | 713448108 |  | 250083 | 1894 | SH |  | OTR |  | 1894 | 0 | 0 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 730523 | 4011 | SH |  | SOLE |  | 4011 | 0 | 0 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 36426 | 200 | SH |  | OTR |  | 200 | 0 | 0 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 2225694 | 13969 | SH |  | SOLE |  | 13669 | 0 | 300 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 159320 | 1000 | SH |  | OTR |  | 1000 | 0 | 0 |
| PROGRESSIVE CORP | COM | 743315103 |  | 240974 | 903 | SH |  | SOLE |  | 903 | 0 | 0 |
| PROGRESSIVE CORP | COM | 743315103 |  | 46700 | 175 | SH |  | OTR |  | 175 | 0 | 0 |
| PROLOGIS INC. | COM | 74340W103 |  | 393884 | 3747 | SH |  | SOLE |  | 3747 | 0 | 0 |
| PROLOGIS INC. | COM | 74340W103 |  | 23336 | 222 | SH |  | OTR |  | 222 | 0 | 0 |
| PUBLIC SVC ENTERPRISE GRP IN | COM | 744573106 |  | 288063 | 3422 | SH |  | SOLE |  | 3422 | 0 | 0 |
| PUBLIC SVC ENTERPRISE GRP IN | COM | 744573106 |  | 10522 | 125 | SH |  | OTR |  | 125 | 0 | 0 |
| PUBLIC STORAGE OPER CO | COM | 74460D109 |  | 557791 | 1901 | SH |  | SOLE |  | 1901 | 0 | 0 |
| PUBLIC STORAGE OPER CO | COM | 74460D109 |  | 14964 | 51 | SH |  | OTR |  | 51 | 0 | 0 |
| RTX CORPORATION | COM | 75513E101 |  | 1772098 | 12136 | SH |  | SOLE |  | 12136 | 0 | 0 |
| RTX CORPORATION | COM | 75513E101 |  | 137988 | 945 | SH |  | OTR |  | 945 | 0 | 0 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 4476323 | 7245 | SH |  | SOLE |  | 7245 | 0 | 0 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 33981 | 55 | SH |  | OTR |  | 55 | 0 | 0 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 723361 | 2373 | SH |  | SOLE |  | 2373 | 0 | 0 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 9144 | 30 | SH |  | OTR |  | 30 | 0 | 0 |
| SPDR SERIES TRUST | PORT MTG BK ETF | 78464A383 |  | 5834311 | 263996 | SH |  | SOLE |  | 263601 | 395 | 0 |
| SPDR SERIES TRUST | PORT MTG BK ETF | 78464A383 |  | 159451 | 7215 | SH |  | OTR |  | 7215 | 0 | 0 |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 |  | 4830031 | 202687 | SH |  | SOLE |  | 202687 | 0 | 0 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 |  | 769860 | 31500 | SH |  | SOLE |  | 31500 | 0 | 0 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 |  | 4743674 | 162399 | SH |  | SOLE |  | 161374 | 1025 | 0 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 |  | 309333 | 10590 | SH |  | OTR |  | 10590 | 0 | 0 |
| SCHWAB STRATEGIC TR | US LCAP VA ETF | 808524409 |  | 906469 | 32760 | SH |  | SOLE |  | 31845 | 915 | 0 |
| SCHWAB STRATEGIC TR | US MID-CAP ETF | 808524508 |  | 984442 | 35096 | SH |  | SOLE |  | 35096 | 0 | 0 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 |  | 4184038 | 165377 | SH |  | SOLE |  | 165197 | 180 | 0 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 |  | 36432 | 1440 | SH |  | OTR |  | 1440 | 0 | 0 |
| SCHWAB STRATEGIC TR | EMRG MKTEQ ETF | 808524706 |  | 2172641 | 72085 | SH |  | SOLE |  | 72015 | 70 | 0 |
| SCHWAB STRATEGIC TR | EMRG MKTEQ ETF | 808524706 |  | 40990 | 1360 | SH |  | OTR |  | 1360 | 0 | 0 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 2851691 | 107611 | SH |  | SOLE |  | 107611 | 0 | 0 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 8402022 | 380182 | SH |  | SOLE |  | 380182 | 0 | 0 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 29393 | 1330 | SH |  | OTR |  | 1330 | 0 | 0 |
| SCHWAB STRATEGIC TR | US AGGREGATE B | 808524839 |  | 3230313 | 138998 | SH |  | SOLE |  | 138998 | 0 | 0 |
| SELECT SECTOR SPDR TR | SBI MATERIALS | 81369Y100 |  | 854830 | 9735 | SH |  | SOLE |  | 9735 | 0 | 0 |
| SELECT SECTOR SPDR TR | SBI MATERIALS | 81369Y100 |  | 18966 | 216 | SH |  | OTR |  | 216 | 0 | 0 |
| SELECT SECTOR SPDR TR | SBI HEALTHCARE | 81369Y209 |  | 2586754 | 19191 | SH |  | SOLE |  | 19191 | 0 | 0 |
| SELECT SECTOR SPDR TR | SBI CONS STPLS | 81369Y308 |  | 1457621 | 18002 | SH |  | SOLE |  | 18002 | 0 | 0 |
| SELECT SECTOR SPDR TR | SBI CONS DISCR | 81369Y407 |  | 2561668 | 11787 | SH |  | SOLE |  | 11787 | 0 | 0 |
| SELECT SECTOR SPDR TR | ENERGY | 81369Y506 |  | 1027133 | 12111 | SH |  | SOLE |  | 12111 | 0 | 0 |
| SELECT SECTOR SPDR TR | ENERGY | 81369Y506 |  | 18827 | 222 | SH |  | OTR |  | 222 | 0 | 0 |
| SELECT SECTOR SPDR TR | FINANCIAL | 81369Y605 |  | 3327851 | 63545 | SH |  | SOLE |  | 63545 | 0 | 0 |
| SELECT SECTOR SPDR TR | INDL | 81369Y704 |  | 2712302 | 18386 | SH |  | SOLE |  | 18386 | 0 | 0 |
| SELECT SECTOR SPDR TR | TECHNOLOGY | 81369Y803 |  | 9285184 | 36667 | SH |  | SOLE |  | 36667 | 0 | 0 |
| SELECT SECTOR SPDR TR | TECHNOLOGY | 81369Y803 |  | 39250 | 155 | SH |  | OTR |  | 155 | 0 | 0 |
| SELECT SECTOR SPDR TR | COMMUNICATION | 81369Y852 |  | 2988265 | 27534 | SH |  | SOLE |  | 27534 | 0 | 0 |
| SELECT SECTOR SPDR TR | COMMUNICATION | 81369Y852 |  | 5426 | 50 | SH |  | OTR |  | 50 | 0 | 0 |
| SELECT SECTOR SPDR TR | RL EST SEL SEC | 81369Y860 |  | 763950 | 18444 | SH |  | SOLE |  | 18444 | 0 | 0 |
| SELECT SECTOR SPDR TR | SBI INT-UTILS | 81369Y886 |  | 872373 | 10683 | SH |  | SOLE |  | 10683 | 0 | 0 |
| SERVICENOW INC | COM | 81762P102 |  | 281693 | 274 | SH |  | SOLE |  | 274 | 0 | 0 |
| SHERWIN WILLIAMS CO | COM | 824348106 |  | 997460 | 2905 | SH |  | SOLE |  | 2905 | 0 | 0 |
| SHERWIN WILLIAMS CO | COM | 824348106 |  | 44293 | 129 | SH |  | OTR |  | 129 | 0 | 0 |
| SOUTHERN CO | COM | 842587107 |  | 679633 | 7401 | SH |  | SOLE |  | 7401 | 0 | 0 |
| SOUTHERN CO | COM | 842587107 |  | 36732 | 400 | SH |  | OTR |  | 400 | 0 | 0 |
| STRYKER CORPORATION | COM | 863667101 |  | 519066 | 1312 | SH |  | SOLE |  | 1312 | 0 | 0 |
| SYNOPSYS INC | COM | 871607107 |  | 736208 | 1436 | SH |  | SOLE |  | 1436 | 0 | 0 |
| TJX COS INC NEW | COM | 872540109 |  | 1434953 | 11620 | SH |  | SOLE |  | 11620 | 0 | 0 |
| T-MOBILE US INC | COM | 872590104 |  | 1353555 | 5681 | SH |  | SOLE |  | 5681 | 0 | 0 |
| T-MOBILE US INC | COM | 872590104 |  | 4765 | 20 | SH |  | OTR |  | 20 | 0 | 0 |
| TESLA INC | COM | 88160R101 |  | 894530 | 2816 | SH |  | SOLE |  | 2816 | 0 | 0 |
| TEXAS INSTRS INC | COM | 882508104 |  | 1399358 | 6740 | SH |  | SOLE |  | 6740 | 0 | 0 |
| TEXAS INSTRS INC | COM | 882508104 |  | 30104 | 145 | SH |  | OTR |  | 145 | 0 | 0 |
| THERMO FISHER SCIENTIFIC INC | COM | 883556102 |  | 1526962 | 3766 | SH |  | SOLE |  | 3166 | 0 | 600 |
| THERMO FISHER SCIENTIFIC INC | COM | 883556102 |  | 32436 | 80 | SH |  | OTR |  | 80 | 0 | 0 |
| 3M CO | COM | 88579Y101 |  | 411048 | 2700 | SH |  | SOLE |  | 2700 | 0 | 0 |
| 3M CO | COM | 88579Y101 |  | 30448 | 200 | SH |  | OTR |  | 200 | 0 | 0 |
| UDR INC | COM | 902653104 |  | 106852 | 2617 | SH |  | SOLE |  | 457 | 0 | 2160 |
| UDR INC | COM | 902653104 |  | 132289 | 3240 | SH |  | OTR |  | 3240 | 0 | 0 |
| UNION PAC CORP | COM | 907818108 |  | 1711104 | 7437 | SH |  | SOLE |  | 7437 | 0 | 0 |
| UNION PAC CORP | COM | 907818108 |  | 46016 | 200 | SH |  | OTR |  | 200 | 0 | 0 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 1255367 | 4024 | SH |  | SOLE |  | 4024 | 0 | 0 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 14038 | 45 | SH |  | OTR |  | 45 | 0 | 0 |
| VALERO ENERGY CORP | COM | 91913Y100 |  | 625725 | 4655 | SH |  | SOLE |  | 4655 | 0 | 0 |
| VALERO ENERGY CORP | COM | 91913Y100 |  | 12501 | 93 | SH |  | OTR |  | 93 | 0 | 0 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 493164 | 7138 | SH |  | SOLE |  | 7138 | 0 | 0 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 14163 | 205 | SH |  | OTR |  | 205 | 0 | 0 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 991427 | 13465 | SH |  | SOLE |  | 13465 | 0 | 0 |
| VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 |  | 5612206 | 113355 | SH |  | SOLE |  | 113250 | 105 | 0 |
| VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 |  | 284088 | 5738 | SH |  | OTR |  | 5738 | 0 | 0 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 |  | 890121 | 1342 | SH |  | SOLE |  | 1342 | 0 | 0 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 |  | 129339 | 195 | SH |  | OTR |  | 195 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 |  | 10096261 | 126997 | SH |  | SOLE |  | 126687 | 310 | 0 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 |  | 281668 | 3543 | SH |  | OTR |  | 3543 | 0 | 0 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 976443 | 1719 | SH |  | SOLE |  | 1719 | 0 | 0 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 818906 | 9195 | SH |  | SOLE |  | 9175 | 0 | 20 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 19147 | 215 | SH |  | OTR |  | 215 | 0 | 0 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 336252 | 767 | SH |  | SOLE |  | 767 | 0 | 0 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 1155845 | 3803 | SH |  | SOLE |  | 3803 | 0 | 0 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 690113 | 15949 | SH |  | SOLE |  | 15949 | 0 | 0 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 31370 | 725 | SH |  | OTR |  | 725 | 0 | 0 |
| VISA INC | COM CL A | 92826C839 |  | 451978 | 1273 | SH |  | SOLE |  | 1273 | 0 | 0 |
| VISA INC | COM CL A | 92826C839 |  | 63909 | 180 | SH |  | OTR |  | 180 | 0 | 0 |
| WALMART INC | COM | 931142103 |  | 2336159 | 23892 | SH |  | SOLE |  | 23892 | 0 | 0 |
| WALMART INC | COM | 931142103 |  | 141292 | 1445 | SH |  | OTR |  | 1445 | 0 | 0 |
| WASTE MGMT INC DEL | COM | 94106L109 |  | 294033 | 1285 | SH |  | SOLE |  | 1285 | 0 | 0 |
| WELLS FARGO CO NEW | COM | 949746101 |  | 227540 | 2840 | SH |  | SOLE |  | 2240 | 0 | 600 |
| WELLS FARGO CO NEW | COM | 949746101 |  | 112168 | 1400 | SH |  | OTR |  | 1400 | 0 | 0 |

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