# EDGAR Filing Document

**Accession Number:** 0001699622
**File Stem:** 0001085146-25-003978
**Filing Date:** 2025-7
**Character Count:** 13524
**Document Hash:** f50a2eb63c773620740192ca42448bb8
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001085146-25-003978.hdr.sgml**: 20250718

**ACCESSION NUMBER**: 0001085146-25-003978

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250630

**FILED AS OF DATE**: 20250718

**DATE AS OF CHANGE**: 20250718

**EFFECTIVENESS DATE**: 20250718

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** ACCESS FINANCIAL SERVICES, INC.
- **CENTRAL INDEX KEY:** 0001699622

**ORGANIZATION NAME:**
- **EIN:** 411668844
- **STATE OF INCORPORATION:** MN
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-17990
- **FILM NUMBER:** 251134655

**BUSINESS ADDRESS:**
- **STREET 1:** 1650 W 82ND ST STE 850
- **CITY:** MINNEAPOLIS
- **STATE:** MN
- **ZIP:** 55431
- **BUSINESS PHONE:** 9528852732

**MAIL ADDRESS:**
- **STREET 1:** 1650 W 82ND ST STE 850
- **CITY:** MINNEAPOLIS
- **STATE:** MN
- **ZIP:** 55431

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 06-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** ACCESS FINANCIAL SERVICES INC.<br>**Address:** 1650 W 82ND ST STE 850<br>MINNEAPOLIS, MN 55431

**Form 13F File Number:** 028-17990

**CRD Number (if applicable):** 000115361

**SEC File Number (if applicable):** 801-66457

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Brant Kairies<br>**Title:** President<br>**Phone:** 952-885-2732

**Signature, Place, and Date of Signing:**

/s/  Brant Kairies  Minneapolis, MN  07-18-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 98

**Form 13F Information Table Value Total:** $264556292

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBVIE INC | COM | 00287Y109 |  | 1430016 | 7704 | SH |  | SOLE |  | 0 | 0 | 7704 |
| AIM ETF PRODUCTS TRUST | US LRGCP B20 DEC | 00888H794 |  | 20521143 | 649506 | SH |  | SOLE |  | 0 | 0 | 649506 |
| AIR PRODS  CHEMS INC | COM | 009158106 |  | 1463891 | 5190 | SH |  | SOLE |  | 0 | 0 | 5190 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 298387 | 1693 | SH |  | SOLE |  | 0 | 0 | 1693 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 550441 | 3103 | SH |  | SOLE |  | 0 | 0 | 3103 |
| AMAZON COM INC | COM | 023135106 |  | 1925805 | 8778 | SH |  | SOLE |  | 0 | 0 | 8778 |
| AMGEN INC | COM | 031162100 |  | 1095899 | 3925 | SH |  | SOLE |  | 0 | 0 | 3925 |
| APPLE INC | COM | 037833100 |  | 1932735 | 9420 | SH |  | SOLE |  | 0 | 0 | 9420 |
| ARES MANAGEMENT CORPORATION | CL A COM STK | 03990B101 |  | 1774261 | 10244 | SH |  | SOLE |  | 0 | 0 | 10244 |
| BAKER HUGHES COMPANY | CL A | 05722G100 |  | 1515657 | 39532 | SH |  | SOLE |  | 0 | 0 | 39532 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 1654533 | 3406 | SH |  | SOLE |  | 0 | 0 | 3406 |
| BLACKROCK TAX MUNICPAL BD TR | SHS | 09248X100 |  | 633329 | 39313 | SH |  | SOLE |  | 0 | 0 | 39313 |
| BONDBLOXX ETF TRUST | BLOOMBERG ONE YR | 09789C861 |  | 22566465 | 454694 | SH |  | SOLE |  | 0 | 0 | 454694 |
| CARLYLE CREDIT INCOME FUND | SHS BEN INT | 92535C104 |  | 322853 | 49823 | SH |  | SOLE |  | 0 | 0 | 49823 |
| CBOE GLOBAL MKTS INC | COM | 12503M108 |  | 1814840 | 7782 | SH |  | SOLE |  | 0 | 0 | 7782 |
| CHEVRON CORP NEW | COM | 166764100 |  | 1286562 | 8985 | SH |  | SOLE |  | 0 | 0 | 8985 |
| CLEAN HARBORS INC | COM | 184496107 |  | 1054412 | 4561 | SH |  | SOLE |  | 0 | 0 | 4561 |
| COCA COLA CO | COM | 191216100 |  | 2000454 | 28275 | SH |  | SOLE |  | 0 | 0 | 28275 |
| COHEN  STEERS TOTAL RETURN | COM | 19247R103 |  | 917971 | 76117 | SH |  | SOLE |  | 0 | 0 | 76117 |
| EATON CORP PLC | SHS | G29183103 |  | 299872 | 840 | SH |  | SOLE |  | 0 | 0 | 840 |
| ELI LILLY  CO | COM | 532457108 |  | 300899 | 386 | SH |  | SOLE |  | 0 | 0 | 386 |
| EOG RES INC | COM | 26875P101 |  | 1303988 | 10902 | SH |  | SOLE |  | 0 | 0 | 10902 |
| FASTENAL CO | COM | 311900104 |  | 583132 | 13884 | SH |  | SOLE |  | 0 | 0 | 13884 |
| FIDELITY WISE ORIGIN BITCOIN | SHS | 315948109 |  | 924204 | 9833 | SH |  | SOLE |  | 0 | 0 | 9833 |
| FIRST TR EXCHANGE TRADED FD | NASD TECH DIV | 33738R118 |  | 424340 | 4706 | SH |  | SOLE |  | 0 | 0 | 4706 |
| FORTINET INC | COM | 34959E109 |  | 1878433 | 17768 | SH |  | SOLE |  | 0 | 0 | 17768 |
| HOME DEPOT INC | COM | 437076102 |  | 470715 | 1284 | SH |  | SOLE |  | 0 | 0 | 1284 |
| INNOVATOR ETFS TRUST | EMERGING MKT PWR | 45782C623 |  | 607579 | 21499 | SH |  | SOLE |  | 0 | 0 | 21499 |
| INNOVATOR ETFS TRUST | INNOVATOR INTL D | 45783Y285 |  | 3124495 | 112635 | SH |  | SOLE |  | 0 | 0 | 112635 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 1912533 | 6488 | SH |  | SOLE |  | 0 | 0 | 6488 |
| INVESCO EXCHANGE TRADED FD T | AEROSPACE DEFN | 46137V100 |  | 801540 | 5657 | SH |  | SOLE |  | 0 | 0 | 5657 |
| INVESCO EXCHANGE TRADED FD T | S EQL IND | 46137V324 |  | 1786052 | 33365 | SH |  | SOLE |  | 0 | 0 | 33365 |
| INVESCO EXCHANGE TRADED FD T | S EQL WGT | 46137V357 |  | 4807126 | 26451 | SH |  | SOLE |  | 0 | 0 | 26451 |
| ISHARES BITCOIN TRUST ETF | SHS BEN INT | 46438F101 |  | 405516 | 6625 | SH |  | SOLE |  | 0 | 0 | 6625 |
| ISHARES SILVER TR | ISHARES | 46428Q109 |  | 317076 | 9664 | SH |  | SOLE |  | 0 | 0 | 9664 |
| ISHARES TR | 0-3 MNTH TREASRY | 46436E718 |  | 531934 | 5283 | SH |  | SOLE |  | 0 | 0 | 5283 |
| ISHARES TR | 7-10 YR TRSY BD | 464287440 |  | 818642 | 8548 | SH |  | SOLE |  | 0 | 0 | 8548 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 973126 | 11657 | SH |  | SOLE |  | 0 | 0 | 11657 |
| ISHARES TR | CORE MSCI TOTAL | 46432F834 |  | 389863 | 5043 | SH |  | SOLE |  | 0 | 0 | 5043 |
| ISHARES TR | CORE S ETF | 464287200 |  | 5048538 | 8131 | SH |  | SOLE |  | 0 | 0 | 8131 |
| ISHARES TR | GLOB HLTHCRE ETF | 464287325 |  | 2159309 | 25082 | SH |  | SOLE |  | 0 | 0 | 25082 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 268335 | 632 | SH |  | SOLE |  | 0 | 0 | 632 |
| ISHARES TR | S 100 ETF | 464287101 |  | 2408930 | 7915 | SH |  | SOLE |  | 0 | 0 | 7915 |
| ISHARES TR | SELECT DIVID ETF | 464287168 |  | 307689 | 2317 | SH |  | SOLE |  | 0 | 0 | 2317 |
| ISHARES TR | US TREAS BD ETF | 46429B267 |  | 4681210 | 203708 | SH |  | SOLE |  | 0 | 0 | 203708 |
| J P MORGAN EXCHANGE TRADED F | ULTRA SHRT ETF | 46641Q837 |  | 647495 | 12776 | SH |  | SOLE |  | 0 | 0 | 12776 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 1920364 | 6624 | SH |  | SOLE |  | 0 | 0 | 6624 |
| KLA CORP | COM NEW | 482480100 |  | 683450 | 763 | SH |  | SOLE |  | 0 | 0 | 763 |
| LAM RESEARCH CORP | COM NEW | 512807306 |  | 613339 | 6301 | SH |  | SOLE |  | 0 | 0 | 6301 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 1704818 | 3681 | SH |  | SOLE |  | 0 | 0 | 3681 |
| LOWES COS INC | COM | 548661107 |  | 1171474 | 5280 | SH |  | SOLE |  | 0 | 0 | 5280 |
| MARSH  MCLENNAN COS INC | COM | 571748102 |  | 1542724 | 7056 | SH |  | SOLE |  | 0 | 0 | 7056 |
| MCDONALDS CORP | COM | 580135101 |  | 333299 | 1141 | SH |  | SOLE |  | 0 | 0 | 1141 |
| META PLATFORMS INC | CL A | 30303M102 |  | 419235 | 568 | SH |  | SOLE |  | 0 | 0 | 568 |
| MICROSOFT CORP | COM | 594918104 |  | 5449088 | 10955 | SH |  | SOLE |  | 0 | 0 | 10955 |
| NUVEEN AMT-FREE MUN VALUE FD | COM | 670695105 |  | 618199 | 45190 | SH |  | SOLE |  | 0 | 0 | 45190 |
| NUVEEN SELECT TAX-FREE INCOM | SH BEN INT | 67062F100 |  | 828262 | 58951 | SH |  | SOLE |  | 0 | 0 | 58951 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 481871 | 3050 | SH |  | SOLE |  | 0 | 0 | 3050 |
| PAYCHEX INC | COM | 704326107 |  | 1592351 | 10947 | SH |  | SOLE |  | 0 | 0 | 10947 |
| PIMCO ETF TR | ENHAN SHRT MA AC | 72201R833 |  | 371678 | 3697 | SH |  | SOLE |  | 0 | 0 | 3697 |
| PIMCO ETF TR | ULTRA SHORT GOVT | 72201R577 |  | 38305205 | 378510 | SH |  | SOLE |  | 0 | 0 | 378510 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 1734835 | 10889 | SH |  | SOLE |  | 0 | 0 | 10889 |
| QUALCOMM INC | COM | 747525103 |  | 1709656 | 10735 | SH |  | SOLE |  | 0 | 0 | 10735 |
| QUANTA SVCS INC | COM | 74762E102 |  | 924028 | 2444 | SH |  | SOLE |  | 0 | 0 | 2444 |
| REPUBLIC SVCS INC | COM | 760759100 |  | 1521584 | 6170 | SH |  | SOLE |  | 0 | 0 | 6170 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL EMER | 808524730 |  | 5014879 | 151920 | SH |  | SOLE |  | 0 | 0 | 151920 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL INTL | 808524755 |  | 4239799 | 105942 | SH |  | SOLE |  | 0 | 0 | 105942 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL US L | 808524771 |  | 11482855 | 467924 | SH |  | SOLE |  | 0 | 0 | 467924 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 1190129 | 53852 | SH |  | SOLE |  | 0 | 0 | 53852 |
| SCHWAB STRATEGIC TR | SHT TM US TRES | 808524862 |  | 15451634 | 633783 | SH |  | SOLE |  | 0 | 0 | 633783 |
| SCHWAB STRATEGIC TR | US AGGREGATE B | 808524839 |  | 265633 | 11430 | SH |  | SOLE |  | 0 | 0 | 11430 |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 |  | 353229 | 14823 | SH |  | SOLE |  | 0 | 0 | 14823 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 507699 | 19158 | SH |  | SOLE |  | 0 | 0 | 19158 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 |  | 407071 | 13936 | SH |  | SOLE |  | 0 | 0 | 13936 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 |  | 37714924 | 1543164 | SH |  | SOLE |  | 0 | 0 | 1543164 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 |  | 276679 | 10936 | SH |  | SOLE |  | 0 | 0 | 10936 |
| SELECT SECTOR SPDR TR | COMMUNICATION | 81369Y852 |  | 784889 | 7232 | SH |  | SOLE |  | 0 | 0 | 7232 |
| SELECT SECTOR SPDR TR | FINANCIAL | 81369Y605 |  | 313958 | 5995 | SH |  | SOLE |  | 0 | 0 | 5995 |
| SELECT SECTOR SPDR TR | SBI HEALTHCARE | 81369Y209 |  | 1922463 | 14263 | SH |  | SOLE |  | 0 | 0 | 14263 |
| SELECT SECTOR SPDR TR | TECHNOLOGY | 81369Y803 |  | 2429489 | 9594 | SH |  | SOLE |  | 0 | 0 | 9594 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 1234257 | 4049 | SH |  | SOLE |  | 0 | 0 | 4049 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 464034 | 905 | SH |  | SOLE |  | 0 | 0 | 905 |
| SPDR SERIES TRUST | BLOOMBERG 1-3 MO | 78468R663 |  | 426911 | 4654 | SH |  | SOLE |  | 0 | 0 | 4654 |
| SPDR SERIES TRUST | PORTFOLIO S | 78464A854 |  | 1771601 | 24372 | SH |  | SOLE |  | 0 | 0 | 24372 |
| SPDR SERIES TRUST | S HOMEBUILD | 78464A888 |  | 546472 | 5544 | SH |  | SOLE |  | 0 | 0 | 5544 |
| SPDR SERIES TRUST | S OILGAS EXP | 78468R556 |  | 928686 | 7382 | SH |  | SOLE |  | 0 | 0 | 7382 |
| TESLA INC | COM | 88160R101 |  | 2063202 | 6495 | SH |  | SOLE |  | 0 | 0 | 6495 |
| VALERO ENERGY CORP | COM | 91913Y100 |  | 1448241 | 10774 | SH |  | SOLE |  | 0 | 0 | 10774 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 516319 | 7012 | SH |  | SOLE |  | 0 | 0 | 7012 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 1258914 | 4142 | SH |  | SOLE |  | 0 | 0 | 4142 |
| VANGUARD MALVERN FDS | STRM INFPROIDX | 922020805 |  | 327509 | 6515 | SH |  | SOLE |  | 0 | 0 | 6515 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 |  | 1321359 | 26950 | SH |  | SOLE |  | 0 | 0 | 26950 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 510038 | 2492 | SH |  | SOLE |  | 0 | 0 | 2492 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 |  | 1567992 | 11762 | SH |  | SOLE |  | 0 | 0 | 11762 |
| VANGUARD WORLD FD | ESG US STK ETF | 921910733 |  | 424745 | 3874 | SH |  | SOLE |  | 0 | 0 | 3874 |
| WALMART INC | COM | 931142103 |  | 561384 | 5741 | SH |  | SOLE |  | 0 | 0 | 5741 |
| WATSCO INC | COM | 942622200 |  | 1572167 | 3560 | SH |  | SOLE |  | 0 | 0 | 3560 |
| XCEL ENERGY INC | COM | 98389B100 |  | 389446 | 5719 | SH |  | SOLE |  | 0 | 0 | 5719 |

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