# EDGAR Filing Document

**Accession Number:** 0001065138
**File Stem:** 0001683168-25-004229
**Filing Date:** 2025-6
**Character Count:** 10249
**Document Hash:** e0848477408543aa39cddfc89b84605e
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001683168-25-004229.hdr.sgml**: 20250604

**ACCESSION NUMBER**: 0001683168-25-004229

**CONFORMED SUBMISSION TYPE**: 4

**PUBLIC DOCUMENT COUNT**: 1

**CONFORMED PERIOD OF REPORT**: 20151218

**FILED AS OF DATE**: 20250604

**DATE AS OF CHANGE**: 20250604

**REPORTING-OWNER**: 

**OWNER DATA:**
- **COMPANY CONFORMED NAME:** LORD ALBERT L
- **CENTRAL INDEX KEY:** 0001065138

**ORGANIZATION NAME:**

**FILING VALUES:**
- **FORM TYPE:** 4
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 001-39158
- **FILM NUMBER:** 251023896

**MAIL ADDRESS:**
- **STREET 1:** 300 CONTINENTAL DRIVE
- **CITY:** NEWARK
- **STATE:** DE
- **ZIP:** 19713
**ISSUER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** AppTech Payments Corp.
- **CENTRAL INDEX KEY:** 0001070050
- **STANDARD INDUSTRIAL CLASSIFICATION:** SERVICES-PREPACKAGED SOFTWARE [7372]
- **ORGANIZATION NAME:** 06 Technology
- **EIN:** 650847995
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**BUSINESS ADDRESS:**
- **STREET 1:** 5876 OWENS AVENUE
- **STREET 2:** SUITE 100
- **CITY:** CARLSBAD
- **STATE:** CA
- **ZIP:** 92008
- **BUSINESS PHONE:** (760) 707-5955

**MAIL ADDRESS:**
- **STREET 1:** 5876 OWENS AVENUE
- **STREET 2:** SUITE 100
- **CITY:** CARLSBAD
- **STATE:** CA
- **ZIP:** 92008

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** AppTech Corp.
- **DATE OF NAME CHANGE:** 20110812

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** Natural Nutrition Inc.
- **DATE OF NAME CHANGE:** 20061101

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** CSI Business Finance, Inc.
- **DATE OF NAME CHANGE:** 20050929

### UNITED STATES SECURITIES AND EXCHANGE COMMISSION
**Washington, D.C. 20549**

## FORM 4

### STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

[ ] Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

[ ] Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

---

| | | |
|:---|:---|:---|
| **1. Name and Address of Reporting Person**<sup>*</sup><br>LORD ALBERT L<br><sub>(Last) (First) (Middle)</sub><br>5876 OWENS AVE., SUITE 100<br><sub>(Street)</sub><br>CARLSBAD, CA 92008<br><sub>(City) (State) (Zip)</sub> | **3. Date of Earliest Transaction (Month/Day/Year)**<br>2015-12-18 | **5. Relationship of Reporting Person(s) to Issuer**<br>(Check all applicable)<br>[X] Director [ ] 10% Owner<br>[ ] Officer (give title below) [ ] Other (specify below)<br>_ _ |
| **2. Issuer Name and Ticker or Trading Symbol**<br>AppTech Payments Corp. [ APCX ] | **4. If Amendment, Date of Original Filed (Month/Day/Year)**<br>  | **6. Individual or Joint/Group Filing (Check Applicable Line)**<br>[X] Form filed by One Reporting Person<br>[ ] Form filed by More than One Reporting Person |

---

## Table I - Non-Derivative Securities

---

|  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1. Title of Security | 2. Transaction Date | 2A. Deemed Execution Date | 3. Transaction Code (V) | 3. Transaction Code (V) | 4. Securities Acquired (A) or Disposed of (D) | 4. Securities Acquired (A) or Disposed of (D) | 4. Securities Acquired (A) or Disposed of (D) | 5. Amount of Securities Beneficially Owned | 6. Ownership Form | 7. Nature of Indirect Beneficial Ownership |
| 1. Title of Security | 2. Transaction Date | 2A. Deemed Execution Date | Code | V | Amount | (A) or (D) | Price | 5. Amount of Securities Beneficially Owned | 6. Ownership Form | 7. Nature of Indirect Beneficial Ownership |
| Common Stock | 2015-12-18 |  | A |  | 2 | A | $0.95 | 2 | I | By Trusts<sup>(1)</sup> |
| Common Stock | 2015-12-28 |  | A |  | 105263 | A | $1.425 | 105265 | I | By Trusts<sup>(1)</sup> |
| Common Stock | 2016-05-26 |  | A |  | 13157 | A | $0.76 | 118422 | I | By Trusts<sup>(1)</sup> |
| Common Stock | 2021-02-23 |  | A |  | 31578 | A | $1.9 | 150000 | I | By Trusts<sup>(1)</sup> |
| Common Stock | 2025-02-04 |  | A |  | 300000<sup>(2)(8)</sup> | A | $0.833 | 450000 | I | By Trust<sup>(3)</sup> |
| Common Stock | 2025-02-04 |  | A |  | 1000000<sup>(4)(10)</sup> | A | $1 | 1450000 | I | By Trust<sup>(3)</sup> |
| Common Stock | 2025-02-04 |  | A |  | 500000<sup>(5)(10)</sup> | A | $1 | 1950000 | I | By Fund<sup>(6)</sup> |
| Common Stock | 2025-05-22 |  | A |  | 33606 | A | $0.1219 | 1983606 | I | By Trusts<sup>(1)</sup> |
| Common Stock | 2025-05-23 |  | A |  | 40000 | A | $0.28 | 2011606 | I | By Trusts<sup>(1)</sup> |
| Common Stock | 2025-05-27 |  | A |  | 40000 | A | $0.3949 | 2051606 | I | By Trusts<sup>(1)</sup> |
| Common Stock | 2025-05-28 |  | A |  | 40000 | A | $0.3313 | 2091606 | I | By Trusts<sup>(1)</sup> |
| Common Stock | 2025-05-29 |  | A |  | 31943 | A | $0.2957 | 2123549 | I | By Trusts<sup>(1)</sup> |
| Common Stock | 2025-05-30 |  | A |  | 36571 | A | $0.30 | 2160120 | I | By Trusts<sup>(1)</sup> |
| Common Stock | 2025-06-02 |  | A |  | 6452 | A | $0.29 | 2166572 | I | By Trusts<sup>(1)</sup> |
| Common Stock | 2025-06-04 |  | A |  | 39939 | A | $0.2967 | 2206511 | I | By Trusts<sup>(1)</sup> |

---

## Table II - Derivative Securities

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1. Title of Derivative Security | 2. Conversion or Exercise Price | 3. Transaction Date | 3A. Deemed Execution Date | 4. Transaction Code (V) | 4. Transaction Code (V) | 5. Number of Derivative Securities Acquired (A) or Disposed of (D) | 5. Number of Derivative Securities Acquired (A) or Disposed of (D) | 6. Date Exercisable and Expiration Date | 6. Date Exercisable and Expiration Date | 7. Title and Amount of Underlying Securities | 7. Title and Amount of Underlying Securities | 8. Price of Derivative Security | 9. Number of Derivative Securities Beneficially Owned | 10. Ownership Form | 11. Nature of Indirect Beneficial Ownership |
| 1. Title of Derivative Security | 2. Conversion or Exercise Price | 3. Transaction Date | 3A. Deemed Execution Date | Code | V | (A) | (D) | Date Exercisable | Expiration Date | Title | Amount or Number of Shares | 8. Price of Derivative Security | 9. Number of Derivative Securities Beneficially Owned | 10. Ownership Form | 11. Nature of Indirect Beneficial Ownership |
| Firm Warrant 4 | $0.9 | 2025-02-04 |  | A |  | 300000<sup>(7)</sup> |  | 2024-12-30 | 2029-12-30 | Common Stock | 300000 | <sup>(8)</sup> | 300000 | I | By Trust<sup>(9)</sup> |
| Firm Warrant 5 | $1.2 | 2025-02-04 |  | A |  | 450000<sup>(7)</sup> |  | 2024-12-30 | 2029-12-30 | Common Stock | 450000 | <sup>(8)</sup> | 750000 | I | By Trust<sup>(9)</sup> |
| Firm Warrant 6 | $0.9 | 2025-02-04 |  | A |  | 1000000<sup>(10)</sup> |  | 2024-12-30 | 2029-12-30 | Common Stock | 1000000 | <sup>(11)</sup> | 1750000 | I | By Trust<sup>(9)</sup> |
| Firm Warrant 6 | $0.9 | 2025-02-04 |  | A |  | 500000<sup>(12)</sup> |  | 2024-12-30 | 2029-12-30 | Common Stock | 500000 | <sup>(11)</sup> | 2250000 | I | By Trust<sup>(13)</sup> |
| Firm Warrant 7 | $1.2 | 2025-02-04 |  | A |  | 1500000<sup>(10)</sup> |  | 2024-12-30 | 2029-12-30 | Common Stock | 1500000 | <sup>(11)</sup> | 3750000 | I | By Trust<sup>(9)</sup> |
| Firm Warrant 7 | $1.2 | 2025-02-04 |  | A |  | 750000<sup>(12)</sup> |  | 2024-12-30 | 2029-12-30 | Common Stock | 750000 | <sup>(11)</sup> | 4500000 | I | By Trust<sup>(13)</sup> |

---

### Footnotes:

(1) The Albert L. Lord Jr. Revocable Trust dated May 10, 2017, & the Suzanne D. Lord Revocable Trust dated May 10, 2017. Mr. Lord claims beneficial ownership of such shares and is the trustee for both trusts.

(2) Shares were transferred by AFIOS Partners 6 to the Albert L. Lord, Jr. 2025 Spousal Estate Reduction Trust.

(3) The Albert L. Lord, Jr. 2025 Spousal Estate Reduction Trust dated January 17, 2025. Mr. Lord claims beneficial ownership of such shares and is the trustee.

(4) Shares were transferred by AFIOS Partners 7 to the Albert L. Lord, Jr. 2025 Spousal Estate Reduction Trust.

(5) Shares were transferred by AFIOS Partners 7 to the Starfish Fund.

(6) The Starfish Fund dated July 2, 2007. Mr. Lord claims beneficial ownership of such shares and is the President.

(7) Warrants were transferred by AFIOS Partners 6 to the Albert L. Lord, Jr. 2025 Spousal Estate Reduction Trust.

(8) Warrants were issued in conjunction with direct investment to the Company, where each $0.833 investment resulted in the issuance of one share of common stock, one warrant exercisable at $0.90, and one hundred fifty percent additional warrant coverage exercisable at $1.20.

(9) The Albert L. Lord, Jr. 2025 Spousal Estate Reduction Trust dated January 17, 2025. Mr. Lord claims beneficial ownership of such warrants and is the trustee.

(10) Warrants were transferred by AFIOS Partners 7 to the Albert L. Lord, Jr. 2025 Spousal Estate Reduction Trust.

(11) Warrants were issued in conjunction with direct investment to the Company, where each $1.00 investment resulted in the issuance of one share of common stock, one warrant exercisable at $0.90, and one hundred fifty percent additional warrant coverage exercisable at $1.20.

(12) Warrants were transferred by AFIOS Partners 7 to the Starfish Fund.

(13) The Starfish Fund dated July 2, 2007. Mr. Lord claims beneficial ownership of such warrants and is the President.

**Signature:** /s/ Albert L. Lord  
**Date:** 2025-06-04

### Remarks:

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.

* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).

** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).

Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.

**Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.**