# EDGAR Filing Document

**Accession Number:** 0000815915
**File Stem:** 0001193125-26-169050
**Filing Date:** 2026-4
**Character Count:** 48286
**Document Hash:** 3ccbecb133190196b06d678bd64aab8b
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001193125-26-169050.hdr.sgml**: 20260422

**ACCESSION NUMBER**: 0001193125-26-169050

**CONFORMED SUBMISSION TYPE**: N-VP

**PUBLIC DOCUMENT COUNT**: 2

**FILED AS OF DATE**: 20260422

**DATE AS OF CHANGE**: 20260422

**EFFECTIVENESS DATE**: 20260422

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Brighthouse Variable Annuity Account C
- **CENTRAL INDEX KEY:** 0000815915

**ORGANIZATION NAME:**
- **EIN:** 060566090
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** N-VP
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 333-200264
- **FILM NUMBER:** 26881625

**BUSINESS ADDRESS:**
- **STREET 1:** BRIGHTHOUSE LIFE INSURANCE CO
- **STREET 2:** 11225 NORTH COMMUNITY HOUSE ROAD
- **CITY:** CHARLOTTE
- **STATE:** NC
- **ZIP:** 28277
- **BUSINESS PHONE:** 980-365-7100

**MAIL ADDRESS:**
- **STREET 1:** BRIGHTHOUSE LIFE INSURANCE CO
- **STREET 2:** 11225 NORTH COMMUNITY HOUSE ROAD
- **CITY:** CHARLOTTE
- **STATE:** NC
- **ZIP:** 28277

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** METLIFE INVESTORS VARIABLE ANNUITY ACCOUNT ONE
- **DATE OF NAME CHANGE:** 20010416

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** COVA VARIABLE ANNUITY ACCOUNT ONE
- **DATE OF NAME CHANGE:** 19960314

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** XEROX VARIABLE ANNUITY ACCOUNT ONE
- **DATE OF NAME CHANGE:** 19920703

## Series and Classes Contracts Data

### BRIGHTHOUSE VARIABLE ANNUITY ACCOUNT C (Series ID: S000005147)

| Class ID   | Class Name                                         | Ticker Symbol   |
|:---|:---|:---|
| C000151856 | Navigator-Select/Custom-Select/Russell-Select (CA) |  |

![](g742313bhouse_logo.jpg)

**The Variable Annuity Contract**

**issued by**

**Brighthouse Life Insurance Company**

**and**

**Brighthouse Variable Annuity Account C**

**Navigator-Select/Custom-Select/Russell-Select**

**Disclosure Notice**

**April 28, 2025**

**A fixed and variable annuity contract** <br>

This Disclosure Notice provides certain updated information about your Navigator Select, Custom Select and Russell Select Variable Annuity Contract (the "Contract" or "contract"), a fixed and variable annuity contract issued by Brighthouse Life Insurance Company ("BLIC", the "Company", or "we" or "us"). The Contract is no longer available for purchase.

Updated financial statements for BLIC and Brighthouse Variable Annuity Account C (the "Separate Account") are available, free of charge, at https://dfinview.com/BHF/PUFT/BHF263 for Navigator-Select, https://dfinview.com/BHF/PUFT/BHF256 for Custom-Select, and https://dfinview.com/BHF/PUFT/BHF260 for Russell-Select. The Contract prospectus, dated November 9, 2006, as supplemented, is available and contains more information about the Contract including its features, benefits, and risks. The updated financial statements for Metropolitan Tower Life Insurance Company ("Met Tower Life"), a guarantor of the Contracts, are also available. You can obtain the prospectus, as supplemented, and the Met Tower Life financial statements at no cost by calling (888) 243-1932 or by sending an email request to rcg@brighthousefinancial.com.

Additional general information about certain investment products, including variable annuities, has been prepared by the Securities and Exchange Commission's staff and is available at Investor.gov.

**The Securities and Exchange Commission has not approved or disapproved these securities or determined if this Disclosure Notice is accurate or complete. Any representation to the contrary is a criminal offense.**

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**TABLE OF CONTENTS** 

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| | |
|:---|:---|
|  | **Page** |
| [Special Terms](#xx_5ab8c82e-530c-41ee-aaf5-2492da6eee2e_1) | 3  |
| [Updated Information You Should Consider About the Contract](#xx_5ab8c82e-530c-41ee-aaf5-2492da6eee2e_2) | 4  |
| [Important Information You Should Consider About the Contract](#xx_5ec76c57-bed6-4ba2-83a1-6c8ed608240b_1) | 6  |
| [APPENDIX A: Investment Portfolios Available Under the Contract](#xx_8a42f49a-025a-47e7-95a6-c52256343bfc_2) | A-1 |

---

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**Special Terms** 

**Account Value.** The sum of your interests in the [Investment Portfolios](#bookmark_investmentportfolios_539962a3-1cbd-4dc1-a575-730e2db7a447) and the [Fixed Account](#bookmark_fixedaccount_539962a3-1cbd-4dc1-a575-730e2db7a447).

**Accumulation Phase.** The period in which earnings accumulate on a tax-deferred basis.

**Contract Year.** A [Contract Year](#bookmark_contractyear_539962a3-1cbd-4dc1-a575-730e2db7a447) is defined as a one-year period starting on the date the Contract is issued and on each Contract anniversary thereafter.

**Fixed Account.** The [Fixed Account](#bookmark_fixedaccount_539962a3-1cbd-4dc1-a575-730e2db7a447) is part of our general account and offers an interest rate that is guaranteed by us. Our general account consists of all assets owned by us other than those in the [Separate Account](#bookmark_separateaccount_539962a3-1cbd-4dc1-a575-730e2db7a447) and our other separate accounts.

**Investment Portfolios.** The means of investing offered to owners of the Contract in various underlying fund portfolios. May also be referred to as "Portfolio Company."

**Monitored Portfolios.** Certain [Investment Portfolios](#bookmark_investmentportfolios_539962a3-1cbd-4dc1-a575-730e2db7a447) on which we monitor transfer activity. We may change the [Monitored Portfolios](#bookmark_monitoredportfolios_539962a3-1cbd-4dc1-a575-730e2db7a447) at any time without notice in our sole discretion.

**Purchase Payment.** A [Purchase Payment](#bookmark_purchasepayment_539962a3-1cbd-4dc1-a575-730e2db7a447) is the money you give us to invest in the Contract. The initial [Purchase Payment](#bookmark_purchasepayment_539962a3-1cbd-4dc1-a575-730e2db7a447)is due on the date the Contract is issued. You may also be permitted to make subsequent [Purchase Payments](#bookmark_purchasepayment_539962a3-1cbd-4dc1-a575-730e2db7a447).

**Separate Account.** We have established Brighthouse Variable Annuity Account C to hold the assets that underlie the Contracts.

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**Updated Information You Should Consider About the Contract**

The information in this section of the Disclosure Notice is a summary of certain Contract features that have changed since the prospectus supplement dated April 29, 2024. This does not reflect all of the changes that have occurred since you entered into your Contract.

**Changes Affecting the** [**Investment Portfolios**](#bookmark_investmentportfolios_539962a3-1cbd-4dc1-a575-730e2db7a447)

**Portfolio Name Change.** An [Investment Portfolios](#bookmark_investmentportfolios_539962a3-1cbd-4dc1-a575-730e2db7a447) was subject to a name change. The chart below identifies the former name and new name of this [Investment Portfolio](#bookmark_investmentportfolios_539962a3-1cbd-4dc1-a575-730e2db7a447).

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| | |
|:---|:---|
| **Former Name** | **New Name** |
| **Brighthouse Funds Trust I** | **Brighthouse Funds Trust I** |
| Brighthouse/abrdn Emerging Markets Equity Portfolio  | SSGA Emerging Markets Enhanced Index Portfolio II\* |

---

\*The effective date of this name change was August 19, 2024.

**Portfolio Merger.** The following Former [Investment Portfolio](#bookmark_investmentportfolios_539962a3-1cbd-4dc1-a575-730e2db7a447) was merged with and into the New [Investment Portfolio](#bookmark_investmentportfolios_539962a3-1cbd-4dc1-a575-730e2db7a447).

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| | |
|:---|:---|
| **Former** [**Investment Portfolio**](#bookmark_investmentportfolios_539962a3-1cbd-4dc1-a575-730e2db7a447) | **New** [**Investment Portfolio**](#bookmark_investmentportfolios_539962a3-1cbd-4dc1-a575-730e2db7a447) |
| **Brighthouse Funds Trust I** | **Brighthouse Funds Trust I** |
| SSGA Emerging Markets Enhanced Index Portfolio II | SSGA Emerging Markets Enhanced Index Portfolio |

---

**Portfolio Addition.** As a result of the merger described above, the SSGA Emerging Markets Enhanced Index Portfolio has been added to the Contract.

[**Monitored Portfolios**](#bookmark_monitoredportfolios_539962a3-1cbd-4dc1-a575-730e2db7a447)

We monitor transfer activity in the following [Investment Portfolios](#bookmark_investmentportfolios_539962a3-1cbd-4dc1-a575-730e2db7a447) for purposes of imposing our restrictions on frequent transfers:

If you purchased the NAVIGATOR-SELECT VARIABLE ANNUITY, the following [Investment Portfolios](#bookmark_investmentportfolios_539962a3-1cbd-4dc1-a575-730e2db7a447) are monitored:

Baillie Gifford International Stock Portfolio

Brighthouse Small Cap Value Portfolio

CBRE Global Real Estate Portfolio

Invesco Small Cap Growth Portfolio

Invesco V.I. EQV International Equity Fund

Loomis Sayles Small Cap Growth Portfolio

MFS<sup>®</sup> Research International Portfolio

Neuberger Berman Genesis Portfolio

PIMCO High Yield Portfolio

SSGA Emerging Markets Enhanced Index Portfolio

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;T. Rowe Price Small Cap Growth Portfolio

Templeton Foreign VIP Fund

Western Asset Management Strategic Bond Opportunities Portfolio

If you purchased the CUSTOM-SELECT VARIABLE ANNUITY, the following [Investment Portfolios](#bookmark_investmentportfolios_539962a3-1cbd-4dc1-a575-730e2db7a447) are monitored:

CBRE Global Real Estate Portfolio

Invesco Small Cap Growth Portfolio

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Invesco V.I. EQV International Equity Fund

MFS<sup>®</sup> Research International Portfolio

Neuberger Berman Genesis Portfolio

SSGA Emerging Markets Enhanced Index Portfolio

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;T. Rowe Price Small Cap Growth Portfolio

Templeton Foreign VIP Fund

Western Asset Management Strategic Bond Opportunities Portfolio

If you purchased the RUSSELL-SELECT VARIABLE ANNUITY, the following [Investment Portfolios](#bookmark_investmentportfolios_539962a3-1cbd-4dc1-a575-730e2db7a447) are monitored:

Global Real Estate Securities Fund

International Developed Markets Fund

U.S. Small Cap Equity Fund

------

**Important Information You Should Consider About the Contract** 

---

| | | |
|:---|:---|:---|
|  | **Fees and Expenses** | &nbsp;&nbsp; **Location in**<br> **Prospectus**<br>|
| **Charges for Early** <br> **Withdrawals**<br>| &nbsp;&nbsp; If you withdraw money during the first 5 [Contract Years](#bookmark_contractyear_539962a3-1cbd-4dc1-a575-730e2db7a447) following a <br> [Purchase Payment](#bookmark_purchasepayment_539962a3-1cbd-4dc1-a575-730e2db7a447), you may be assessed a withdrawal charge of 5% of the <br> [Purchase Payment](#bookmark_purchasepayment_539962a3-1cbd-4dc1-a575-730e2db7a447) withdrawn.<br> For example, if you make an early withdrawal, you could pay a withdrawal <br> charge of up to $5,000 on a $100,000 investment. | &nbsp;&nbsp; **Fee Tables and** <br> **Examples**<br>**Expenses –**<br> **Withdrawal** <br> **Charge**<br>|
| **Transaction** <br> **Charges**<br>| &nbsp;&nbsp; In addition to withdrawal charges, you also may be charged for transfers of <br> cash value between investment options, which include the [Investment](#bookmark_investmentportfolios_539962a3-1cbd-4dc1-a575-730e2db7a447)<br> [Portfolios](#bookmark_investmentportfolios_539962a3-1cbd-4dc1-a575-730e2db7a447) and the [Fixed Account](#bookmark_fixedaccount_539962a3-1cbd-4dc1-a575-730e2db7a447).<br> *Transfer Fee*. Currently, we allow unlimited transfers among the investment <br> options without charge. However, we reserve the right to impose a charge on <br> transfers in excess of 12 per year. | &nbsp;&nbsp; **Fee Tables and** <br> **Examples**<br>**Expenses –** <br> **Transfer Fee**<br>|

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&nbsp;&nbsp;&nbsp;&nbsp;**Fees and Expenses** **Location in** **Prospectus** 

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&nbsp;&nbsp;&nbsp;&nbsp;**Risks** **Location in** **Prospectus** 

&nbsp;&nbsp;&nbsp;&nbsp;**Restrictions** 

&nbsp;&nbsp;&nbsp;&nbsp;**Taxes** 

&nbsp;&nbsp;&nbsp;&nbsp;**Conflicts of Interest** 

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| | | |
|:---|:---|:---|
|  | **Conflicts of Interest** | &nbsp;&nbsp; **Location in**<br> **Prospectus**<br>|
| **Exchanges** | &nbsp;&nbsp; If you already own an insurance contract, some investment professionals may <br> have a financial incentive to offer you a new contract in place of the one you <br> own. You should only exchange a contract you already own if you <br> determine, after comparing the features, fees, and risks of both contracts, <br> that it is better for you to purchase the new contract rather than continue to <br> own your existing Contract. | &nbsp;&nbsp; **Other** <br> **Information –** <br> **Distributor**<br>|

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**APPENDIX A**

[**Investment Portfolios**](#bookmark_investmentportfolios_539962a3-1cbd-4dc1-a575-730e2db7a447) **Available Under the Contract**

The following is a list of [Investment Portfolios](#bookmark_investmentportfolios_539962a3-1cbd-4dc1-a575-730e2db7a447) under the Contract. More information about the [Investment Portfolios](#bookmark_investmentportfolios_539962a3-1cbd-4dc1-a575-730e2db7a447) is available in the prospectuses for the [Investment Portfolios](#bookmark_investmentportfolios_539962a3-1cbd-4dc1-a575-730e2db7a447), which may be amended from time to time and can be found online at https://dfinview.com/BHF/PUFT/BHF263 for Navigator-Select, https://dfinview.com/BHF/PUFT/BHF256 for Custom-Select, and https://dfinview.com/BHF/PUFT/BHF260 for Russell-Select. You can also request this information at no cost by calling (888) 243-1932 or sending an email request to rcg@brighthousefinancial.com.

The current expenses and performance information below reflects fees and expenses of the [Investment Portfolio](#bookmark_investmentportfolios_539962a3-1cbd-4dc1-a575-730e2db7a447), but do not reflect the other fees and expenses that your Contract may charge. Expenses would be higher and performance would be lower if these other charges were included. Each [Investment Portfolio's](#bookmark_investmentportfolios_539962a3-1cbd-4dc1-a575-730e2db7a447) past performance is not necessarily an indication of future performance.

If you purchased the NAVIGATOR-SELECT VARIABLE ANNUITY, the following [Investment Portfolios](#bookmark_investmentportfolios_539962a3-1cbd-4dc1-a575-730e2db7a447) (other than those marked ††) are available:

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| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **Investment Objectives** | &nbsp;&nbsp; **Portfolio Company and**<br> ***Adviser/Sub-Adviser*** | &nbsp;&nbsp; **Current** <br> **Expenses** | &nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> (as of 12/31/2024) | &nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> (as of 12/31/2024) | &nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> (as of 12/31/2024) |
| **Investment Objectives** | &nbsp;&nbsp; **Portfolio Company and**<br> ***Adviser/Sub-Adviser*** | &nbsp;&nbsp; **Current** <br> **Expenses** | &nbsp;&nbsp; **1**<br> **Year**<br>| &nbsp;&nbsp; **5**<br> **Year**<br>| &nbsp;&nbsp; **10**<br> **Year**<br>|
| Seeks long-term growth of capital. | &nbsp;&nbsp; Invesco V.I. EQV International <br> Equity Fund — Series I#<br> *Invesco Advisers, Inc.*<br>| 0.90% | 0.62% | 3.23% | 4.36% |
| Seeks growth of capital. | &nbsp;&nbsp; Brighthouse Asset Allocation 100 <br> Portfolio — Class B‡<br> *Brighthouse Investment Advisers,* <br> *LLC*<br>| 0.98% | 13.39% | 8.97% | 8.74% |
| Seeks long-term capital appreciation. | &nbsp;&nbsp; Brighthouse Small Cap Value <br> Portfolio — Class A††<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: Allspring Global* <br> *Investments, LLC*<br>| 0.83% | 8.40% | 7.27% | 8.09% |
| Seeks long-term capital appreciation. | &nbsp;&nbsp; Brighthouse Small Cap Value <br> Portfolio — Class B#<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: Allspring Global* <br> *Investments, LLC*<br>| 1.08% | 8.10% | 7.00% | 7.82% |
| Seeks total return through <br> investment in real estate securities, <br> emphasizing both capital <br> appreciation and current income.<br>| &nbsp;&nbsp; CBRE Global Real Estate <br> Portfolio — Class A#<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: CBRE Investment* <br> *Management Listed Real Assets* <br> *LLC*<br>| 0.65% | 0.66% | 1.87% | 3.38% |
| Seeks capital growth and income. | &nbsp;&nbsp; Invesco Comstock <br> Portfolio — Class B#<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: Invesco Advisers, Inc.*<br>| 0.82% | 14.73% | 11.42% | 9.39% |

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| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **Investment Objectives** | &nbsp;&nbsp; **Portfolio Company and**<br> ***Adviser/Sub-Adviser*** | &nbsp;&nbsp; **Current** <br> **Expenses** | &nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> (as of 12/31/2024) | &nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> (as of 12/31/2024) | &nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> (as of 12/31/2024) |
| **Investment Objectives** | &nbsp;&nbsp; **Portfolio Company and**<br> ***Adviser/Sub-Adviser*** | &nbsp;&nbsp; **Current** <br> **Expenses** | &nbsp;&nbsp; **1**<br> **Year**<br>| &nbsp;&nbsp; **5**<br> **Year**<br>| &nbsp;&nbsp; **10**<br> **Year**<br>|
| Seeks long-term growth of capital. | &nbsp;&nbsp; Invesco Small Cap Growth <br> Portfolio — Class A#<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: Invesco Advisers, Inc.*<br>| 0.82% | 16.59% | 7.46% | 8.47% |
| Seeks long-term growth of capital. | &nbsp;&nbsp; Loomis Sayles Growth <br> Portfolio — Class A#<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: Loomis, Sayles &* <br> *Company, L.P.*<br>| 0.55% | 34.47% | 18.33% | 12.15% |
| Seeks capital appreciation. | &nbsp;&nbsp; MFS<sup>®</sup> Research International <br> Portfolio — Class A#<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: Massachusetts Financial* <br> *Services Company*<br>| 0.64% | 3.17% | 4.12% | 5.49% |
| Seeks capital appreciation. | &nbsp;&nbsp; Morgan Stanley Discovery <br> Portfolio — Class A#<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: Morgan Stanley* <br> *Investment Management Inc.*<br>| 0.66% | 39.34% | 10.89% | 12.29% |
| Seeks maximum total return, <br> consistent with the preservation of <br> capital and prudent investment <br> management.<br>| &nbsp;&nbsp; PIMCO Total Return <br> Portfolio — Class A#<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: Pacific Investment* <br> *Management Company LLC*<br>| 0.59% | 2.73% | 0.11% | 1.68% |
| Seeks to provide total return, <br> primarily through capital <br> appreciation.<br>| &nbsp;&nbsp; SSGA Emerging Markets Enhanced <br> Index Portfolio — Class A#<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: SSGA Funds* <br> *Management, Inc*<br>| 0.66% | 11.41% | 3.02% | —  |
| Seeks growth of capital and income. | &nbsp;&nbsp; SSGA Growth and Income ETF <br> Portfolio — Class B‡<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: SSGA Funds* <br> *Management, Inc.*<br>| 0.73% | 10.80% | 5.88% | 5.98% |
| Seeks growth of capital. | &nbsp;&nbsp; SSGA Growth ETF <br> Portfolio — Class B‡<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: SSGA Funds* <br> *Management, Inc.*<br>| 0.75% | 12.72% | 7.41% | 7.15% |
| Seeks long-term capital appreciation <br> by investing in common stocks <br> believed to be undervalued. Income <br> is a secondary objective.<br>| &nbsp;&nbsp; T. Rowe Price Large Cap Value <br> Portfolio — Class A#<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: T. Rowe Price* <br> *Associates, Inc.*<br>| 0.53% | 11.37% | 8.69% | 8.72% |

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| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **Investment Objectives** | &nbsp;&nbsp; **Portfolio Company and**<br> ***Adviser/Sub-Adviser*** | &nbsp;&nbsp; **Current** <br> **Expenses** | &nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> (as of 12/31/2024) | &nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> (as of 12/31/2024) | &nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> (as of 12/31/2024) |
| **Investment Objectives** | &nbsp;&nbsp; **Portfolio Company and**<br> ***Adviser/Sub-Adviser*** | &nbsp;&nbsp; **Current** <br> **Expenses** | &nbsp;&nbsp; **1**<br> **Year**<br>| &nbsp;&nbsp; **5**<br> **Year**<br>| &nbsp;&nbsp; **10**<br> **Year**<br>|
| Seeks long-term growth of capital. | &nbsp;&nbsp; T. Rowe Price Mid Cap Growth <br> Portfolio — Class A††<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: T. Rowe Price* <br> *Associates, Inc.*<br> *Sub-Subadviser: T. Rowe Price* <br> *Investment Management, Inc.*<br>| 0.69% | 9.59% | 7.91% | 10.38% |
| Seeks long-term growth of capital. | &nbsp;&nbsp; T. Rowe Price Mid Cap Growth <br> Portfolio — Class B#<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: T. Rowe Price* <br> *Associates, Inc.*<br> *Sub-Subadviser: T. Rowe Price* <br> *Investment Management, Inc.*<br>| 0.94% | 9.31% | 7.65% | 10.11% |
| Seeks high total return by investing <br> in equity securities of mid-sized <br> companies.<br>| &nbsp;&nbsp; Victory Sycamore Mid Cap Value <br> Portfolio — Class A#<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: Victory Capital* <br> *Management Inc.*<br>| 0.60% | 10.10% | 11.03% | 8.59% |
| Seeks long-term growth of capital. | &nbsp;&nbsp; Baillie Gifford International Stock <br> Portfolio — Class B#<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: Baillie Gifford Overseas* <br> *Limited*<br>| 0.98% | 4.36% | 1.91% | 5.27% |
| Seeks a competitive total return <br> primarily from investing in fixed-<br> income securities.<br>| &nbsp;&nbsp; BlackRock Bond Income <br> Portfolio — Class A#<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: BlackRock Advisors,* <br> *LLC*<br>| 0.39% | 1.51% | -0.05% | 1.66% |
| Seeks long-term growth of capital. | &nbsp;&nbsp; BlackRock Capital Appreciation <br> Portfolio — Class A#<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: BlackRock Advisors,* <br> *LLC*<br>| 0.56% | 31.99% | 16.00% | 15.07% |
| Seeks a high level of current income, <br> with growth of capital as a <br> secondary objective.<br>| &nbsp;&nbsp; Brighthouse Asset Allocation 20 <br> Portfolio — Class B#‡<br> *Brighthouse Investment Advisers,* <br> *LLC*<br>| 0.91% | 3.85% | 2.11% | 2.99% |
| Seeks high total return in the form of <br> income and growth of capital, with a <br> greater emphasis on income.<br>| &nbsp;&nbsp; Brighthouse Asset Allocation 40 <br> Portfolio — Class B‡<br> *Brighthouse Investment Advisers,* <br> *LLC*<br>| 0.90% | 5.83% | 3.75% | 4.43% |
| Seeks a balance between a high level <br> of current income and growth of <br> capital, with a greater emphasis on <br> growth of capital.<br>| &nbsp;&nbsp; Brighthouse Asset Allocation 60 <br> Portfolio — Class B‡<br> *Brighthouse Investment Advisers,* <br> *LLC*<br>| 0.91% | 7.96% | 5.57% | 5.96% |

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| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **Investment Objectives** | &nbsp;&nbsp; **Portfolio Company and**<br> ***Adviser/Sub-Adviser*** | &nbsp;&nbsp; **Current** <br> **Expenses** | &nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> (as of 12/31/2024) | &nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> (as of 12/31/2024) | &nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> (as of 12/31/2024) |
| **Investment Objectives** | &nbsp;&nbsp; **Portfolio Company and**<br> ***Adviser/Sub-Adviser*** | &nbsp;&nbsp; **Current** <br> **Expenses** | &nbsp;&nbsp; **1**<br> **Year**<br>| &nbsp;&nbsp; **5**<br> **Year**<br>| &nbsp;&nbsp; **10**<br> **Year**<br>|
| Seeks growth of capital. | &nbsp;&nbsp; Brighthouse Asset Allocation 80 <br> Portfolio — Class B‡<br> *Brighthouse Investment Advisers,* <br> *LLC*<br>| 0.94% | 10.80% | 7.35% | 7.46% |
| Seeks to provide a growing stream of <br> income over time and, secondarily, <br> long-term capital appreciation and <br> current income.<br>| &nbsp;&nbsp; Brighthouse/Wellington Core Equity <br> Opportunities <br> Portfolio — Class A††<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: Wellington Management* <br> *Company LLP*<br>| 0.62% | 8.61% | 8.97% | 10.16% |
| Seeks to provide a growing stream of <br> income over time and, secondarily, <br> long-term capital appreciation and <br> current income.<br>| &nbsp;&nbsp; Brighthouse/Wellington Core Equity <br> Opportunities Portfolio — Class E#<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: Wellington Management* <br> *Company LLP*<br>| 0.77% | 8.46% | 8.81% | 9.99% |
| Seeks long-term growth of capital. | &nbsp;&nbsp; Jennison Growth <br> Portfolio — Class A#<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: Jennison Associates LLC*<br>| 0.54% | 30.28% | 17.53% | 16.37% |
| Seeks long-term capital growth. | &nbsp;&nbsp; Loomis Sayles Small Cap Growth <br> Portfolio — Class B#<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: Loomis, Sayles &* <br> *Company, L.P.*<br>| 1.13% | 14.63% | 7.66% | 9.60% |
| Seeks to track the performance of <br> the Standard & Poor's 500<sup>®</sup> <br> Composite Stock Price Index.<br>| &nbsp;&nbsp; MetLife Stock Index <br> Portfolio — Class A#<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: MetLife Investment* <br> *Management, LLC*<br>| 0.26% | 24.67% | 14.23% | 12.82% |
| Seeks high total return, consisting <br> principally of capital appreciation.<br>| &nbsp;&nbsp; Neuberger Berman Genesis <br> Portfolio — Class A#<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: Neuberger Berman* <br> *Investment Advisers LLC*<br>| 0.81% | 9.10% | 8.58% | 9.70% |
| Seeks long-term growth of capital. | &nbsp;&nbsp; T. Rowe Price Large Cap Growth <br> Portfolio — Class A#<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: T. Rowe Price* <br> *Associates, Inc.*<br>| 0.56% | 30.31% | 13.40% | 13.89% |
| Seeks long-term capital growth. | &nbsp;&nbsp; T. Rowe Price Small Cap Growth <br> Portfolio — Class A<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: T. Rowe Price* <br> *Associates, Inc.*<br>| 0.51% | 13.47% | 8.32% | 10.10% |

---

------

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **Investment Objectives** | &nbsp;&nbsp; **Portfolio Company and**<br> ***Adviser/Sub-Adviser*** | &nbsp;&nbsp; **Current** <br> **Expenses** | &nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> (as of 12/31/2024) | &nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> (as of 12/31/2024) | &nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> (as of 12/31/2024) |
| **Investment Objectives** | &nbsp;&nbsp; **Portfolio Company and**<br> ***Adviser/Sub-Adviser*** | &nbsp;&nbsp; **Current** <br> **Expenses** | &nbsp;&nbsp; **1**<br> **Year**<br>| &nbsp;&nbsp; **5**<br> **Year**<br>| &nbsp;&nbsp; **10**<br> **Year**<br>|
| Seeks to maximize total return <br> consistent with preservation of <br> capital.<br>| &nbsp;&nbsp; Western Asset Management Strategic <br> Bond Opportunities <br> Portfolio — Class A#<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: Western Asset* <br> *Management Company LLC*<br>| 0.56% | 4.88% | 1.01% | 2.95% |
| Seeks reasonable income. The fund <br> will also consider the potential for <br> capital appreciation. The fund's goal <br> is to achieve a yield which exceeds <br> the composite yield on the securities <br> comprising the S&P 500<sup>®</sup> Index.<br>| &nbsp;&nbsp; Equity-Income Portfolio — Service <br> Class 2<br> *Fidelity Management & Research* <br> *Company LLC*<br> *Subadviser: FMR UK, FMR HK, and* <br> *FMR Japan*<br>| 0.72% | 15.06% | 9.80% | 8.94% |
| Seeks long-term capital growth. | &nbsp;&nbsp; Templeton Foreign VIP <br> Fund — Class 1#<br> *Templeton Investment Counsel,* <br> *LLC*<br>| 0.81% | -0.79% | 2.86% | 2.64% |
| Seeks maximum total return, <br> consistent with preservation of <br> capital and prudent investment <br> management.<br>| &nbsp;&nbsp; PIMCO High Yield <br> Portfolio — Administrative Class<br> *PIMCO*<br>| 0.80% | 6.89% | 3.35% | 4.50% |
| Seeks maximum total return, <br> consistent with preservation of <br> capital and prudent investment <br> management.<br>| &nbsp;&nbsp; PIMCO Low Duration <br> Portfolio — Administrative Class<br> *PIMCO*<br>| 0.67% | 4.50% | 1.08% | 1.28% |
| Seeks long-term capital appreciation. | &nbsp;&nbsp; Putnam VT Sustainable Leaders <br> Fund — Class IA<br> *Putnam Investment Management,* <br> *LLC*<br>| 0.63% | 23.33% | 14.00% | 13.78% |

---

#

Certain [Investment Portfolios](#bookmark_investmentportfolios_539962a3-1cbd-4dc1-a575-730e2db7a447) and their investment advisers have entered into temporary expense reimbursements and/or fee waivers, which are reflected in the Current Expenses. Please see the [Investment Portfolios'](#bookmark_investmentportfolios_539962a3-1cbd-4dc1-a575-730e2db7a447) prospectuses for additional information regarding these arrangements.

‡

This [Investment Portfolio](#bookmark_investmentportfolios_539962a3-1cbd-4dc1-a575-730e2db7a447) is a fund of funds and invests substantially all of its assets in other underlying funds. Because the [Investment Portfolio](#bookmark_investmentportfolio_539962a3-1cbd-4dc1-a575-730e2db7a447)invests in other funds, it will bear its pro rata portion of the operating expenses of those underlying funds, including the management fee.

††

Closed to new investments except under dollar cost averaging and rebalancing programs in existence at the time of closing.

If you purchased the CUSTOM-SELECT VARIABLE ANNUITY, the following [Investment Portfolios](#bookmark_investmentportfolios_539962a3-1cbd-4dc1-a575-730e2db7a447) (other than those marked ††) are available:

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **Investment Objectives** | &nbsp;&nbsp; **Portfolio Company and**<br> ***Adviser/Sub-Adviser*** | &nbsp;&nbsp; **Current** <br> **Expenses** | &nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> (as of 12/31/2024) | &nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> (as of 12/31/2024) | &nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> (as of 12/31/2024) |
| **Investment Objectives** | &nbsp;&nbsp; **Portfolio Company and**<br> ***Adviser/Sub-Adviser*** | &nbsp;&nbsp; **Current** <br> **Expenses** | &nbsp;&nbsp; **1**<br> **Year**<br>| &nbsp;&nbsp; **5**<br> **Year**<br>| &nbsp;&nbsp; **10**<br> **Year**<br>|
| Seeks long-term growth of capital. | &nbsp;&nbsp; Invesco V.I. EQV International <br> Equity Fund — Series I#<br> *Invesco Advisers, Inc.*<br>| 0.90% | 0.62% | 3.23% | 4.36% |
| Seeks growth of capital. | &nbsp;&nbsp; Brighthouse Asset Allocation 100 <br> Portfolio — Class B‡<br> *Brighthouse Investment Advisers,* <br> *LLC*<br>| 0.98% | 13.39% | 8.97% | 8.74% |

---

------

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **Investment Objectives** | &nbsp;&nbsp; **Portfolio Company and**<br> ***Adviser/Sub-Adviser*** | &nbsp;&nbsp; **Current** <br> **Expenses** | &nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> (as of 12/31/2024) | &nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> (as of 12/31/2024) | &nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> (as of 12/31/2024) |
| **Investment Objectives** | &nbsp;&nbsp; **Portfolio Company and**<br> ***Adviser/Sub-Adviser*** | &nbsp;&nbsp; **Current** <br> **Expenses** | &nbsp;&nbsp; **1**<br> **Year**<br>| &nbsp;&nbsp; **5**<br> **Year**<br>| &nbsp;&nbsp; **10**<br> **Year**<br>|
| Seeks long-term capital appreciation. | &nbsp;&nbsp; Brighthouse Small Cap Value <br> Portfolio — Class A††<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: Allspring Global* <br> *Investments, LLC*<br>| 0.83% | 8.40% | 7.27% | 8.09% |
| Seeks total return through <br> investment in real estate securities, <br> emphasizing both capital <br> appreciation and current income.<br>| &nbsp;&nbsp; CBRE Global Real Estate <br> Portfolio — Class A#<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: CBRE Investment* <br> *Management Listed Real Assets* <br> *LLC*<br>| 0.65% | 0.66% | 1.87% | 3.38% |
| Seeks capital growth and income. | &nbsp;&nbsp; Invesco Comstock <br> Portfolio — Class B#<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: Invesco Advisers, Inc.*<br>| 0.82% | 14.73% | 11.42% | 9.39% |
| Seeks long-term growth of capital. | &nbsp;&nbsp; Invesco Small Cap Growth <br> Portfolio — Class A#<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: Invesco Advisers, Inc.*<br>| 0.82% | 16.59% | 7.46% | 8.47% |
| Seeks long-term growth of capital. | &nbsp;&nbsp; Loomis Sayles Growth <br> Portfolio — Class A#<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: Loomis, Sayles &* <br> *Company, L.P.*<br>| 0.55% | 34.47% | 18.33% | 12.15% |
| Seeks capital appreciation. | &nbsp;&nbsp; MFS<sup>®</sup> Research International <br> Portfolio — Class A#<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: Massachusetts Financial* <br> *Services Company*<br>| 0.64% | 3.17% | 4.12% | 5.49% |
| Seeks capital appreciation. | &nbsp;&nbsp; Morgan Stanley Discovery <br> Portfolio — Class A#<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: Morgan Stanley* <br> *Investment Management Inc.*<br>| 0.66% | 39.34% | 10.89% | 12.29% |
| Seeks maximum total return, <br> consistent with the preservation of <br> capital and prudent investment <br> management.<br>| &nbsp;&nbsp; PIMCO Total Return <br> Portfolio — Class A#<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: Pacific Investment* <br> *Management Company LLC*<br>| 0.59% | 2.73% | 0.11% | 1.68% |
| Seeks to provide total return, <br> primarily through capital <br> appreciation.<br>| &nbsp;&nbsp; SSGA Emerging Markets Enhanced <br> Index Portfolio — Class A#<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: SSGA Funds* <br> *Management, Inc*<br>| 0.66% | 11.41% | 3.02% | —  |

---

------

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| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **Investment Objectives** | &nbsp;&nbsp; **Portfolio Company and**<br> ***Adviser/Sub-Adviser*** | &nbsp;&nbsp; **Current** <br> **Expenses** | &nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> (as of 12/31/2024) | &nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> (as of 12/31/2024) | &nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> (as of 12/31/2024) |
| **Investment Objectives** | &nbsp;&nbsp; **Portfolio Company and**<br> ***Adviser/Sub-Adviser*** | &nbsp;&nbsp; **Current** <br> **Expenses** | &nbsp;&nbsp; **1**<br> **Year**<br>| &nbsp;&nbsp; **5**<br> **Year**<br>| &nbsp;&nbsp; **10**<br> **Year**<br>|
| Seeks growth of capital and income. | &nbsp;&nbsp; SSGA Growth and Income ETF <br> Portfolio — Class B‡<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: SSGA Funds* <br> *Management, Inc.*<br>| 0.73% | 10.80% | 5.88% | 5.98% |
| Seeks growth of capital. | &nbsp;&nbsp; SSGA Growth ETF <br> Portfolio — Class B‡<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: SSGA Funds* <br> *Management, Inc.*<br>| 0.75% | 12.72% | 7.41% | 7.15% |
| Seeks long-term capital appreciation <br> by investing in common stocks <br> believed to be undervalued. Income <br> is a secondary objective.<br>| &nbsp;&nbsp; T. Rowe Price Large Cap Value <br> Portfolio — Class A#<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: T. Rowe Price* <br> *Associates, Inc.*<br>| 0.53% | 11.37% | 8.69% | 8.72% |
| Seeks high total return by investing <br> in equity securities of mid-sized <br> companies.<br>| &nbsp;&nbsp; Victory Sycamore Mid Cap Value <br> Portfolio — Class A#<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: Victory Capital* <br> *Management Inc.*<br>| 0.60% | 10.10% | 11.03% | 8.59% |
| Seeks a competitive total return <br> primarily from investing in fixed-<br> income securities.<br>| &nbsp;&nbsp; BlackRock Bond Income <br> Portfolio — Class A#<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: BlackRock Advisors,* <br> *LLC*<br>| 0.39% | 1.51% | -0.05% | 1.66% |
| Seeks long-term growth of capital. | &nbsp;&nbsp; BlackRock Capital Appreciation <br> Portfolio — Class A#<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: BlackRock Advisors,* <br> *LLC*<br>| 0.56% | 31.99% | 16.00% | 15.07% |
| Seeks a high level of current income, <br> with growth of capital as a <br> secondary objective.<br>| &nbsp;&nbsp; Brighthouse Asset Allocation 20 <br> Portfolio — Class B#‡<br> *Brighthouse Investment Advisers,* <br> *LLC*<br>| 0.91% | 3.85% | 2.11% | 2.99% |
| Seeks high total return in the form of <br> income and growth of capital, with a <br> greater emphasis on income.<br>| &nbsp;&nbsp; Brighthouse Asset Allocation 40 <br> Portfolio — Class B‡<br> *Brighthouse Investment Advisers,* <br> *LLC*<br>| 0.90% | 5.83% | 3.75% | 4.43% |
| Seeks a balance between a high level <br> of current income and growth of <br> capital, with a greater emphasis on <br> growth of capital.<br>| &nbsp;&nbsp; Brighthouse Asset Allocation 60 <br> Portfolio — Class B‡<br> *Brighthouse Investment Advisers,* <br> *LLC*<br>| 0.91% | 7.96% | 5.57% | 5.96% |
| Seeks growth of capital. | &nbsp;&nbsp; Brighthouse Asset Allocation 80 <br> Portfolio — Class B‡<br> *Brighthouse Investment Advisers,* <br> *LLC*<br>| 0.94% | 10.80% | 7.35% | 7.46% |

---

------

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| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **Investment Objectives** | &nbsp;&nbsp; **Portfolio Company and**<br> ***Adviser/Sub-Adviser*** | &nbsp;&nbsp; **Current** <br> **Expenses** | &nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> (as of 12/31/2024) | &nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> (as of 12/31/2024) | &nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> (as of 12/31/2024) |
| **Investment Objectives** | &nbsp;&nbsp; **Portfolio Company and**<br> ***Adviser/Sub-Adviser*** | &nbsp;&nbsp; **Current** <br> **Expenses** | &nbsp;&nbsp; **1**<br> **Year**<br>| &nbsp;&nbsp; **5**<br> **Year**<br>| &nbsp;&nbsp; **10**<br> **Year**<br>|
| Seeks to provide a growing stream of <br> income over time and, secondarily, <br> long-term capital appreciation and <br> current income.<br>| &nbsp;&nbsp; Brighthouse/Wellington Core Equity <br> Opportunities Portfolio — Class A#<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: Wellington Management* <br> *Company LLP*<br>| 0.62% | 8.61% | 8.97% | 10.16% |
| Seeks long-term growth of capital. | &nbsp;&nbsp; Jennison Growth <br> Portfolio — Class A#<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: Jennison Associates LLC*<br>| 0.54% | 30.28% | 17.53% | 16.37% |
| Seeks high total return, consisting <br> principally of capital appreciation.<br>| &nbsp;&nbsp; Neuberger Berman Genesis <br> Portfolio — Class A#<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: Neuberger Berman* <br> *Investment Advisers LLC*<br>| 0.81% | 9.10% | 8.58% | 9.70% |
| Seeks long-term growth of capital. | &nbsp;&nbsp; T. Rowe Price Large Cap Growth <br> Portfolio — Class A#<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: T. Rowe Price* <br> *Associates, Inc.*<br>| 0.56% | 30.31% | 13.40% | 13.89% |
| Seeks long-term capital growth. | &nbsp;&nbsp; T. Rowe Price Small Cap Growth <br> Portfolio — Class A<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: T. Rowe Price* <br> *Associates, Inc.*<br>| 0.51% | 13.47% | 8.32% | 10.10% |
| Seeks to maximize total return <br> consistent with preservation of <br> capital.<br>| &nbsp;&nbsp; Western Asset Management Strategic <br> Bond Opportunities <br> Portfolio — Class A#<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: Western Asset* <br> *Management Company LLC*<br>| 0.56% | 4.88% | 1.01% | 2.95% |
| Seeks long-term capital growth. | &nbsp;&nbsp; Templeton Foreign VIP <br> Fund — Class 1#<br> *Templeton Investment Counsel,* <br> *LLC*<br>| 0.81% | -0.79% | 2.86% | 2.64% |
| Seeks long-term capital appreciation. | &nbsp;&nbsp; Putnam VT Sustainable Leaders <br> Fund — Class IA<br> *Putnam Investment Management,* <br> *LLC*<br>| 0.63% | 23.33% | 14.00% | 13.78% |

---

#

Certain [Investment Portfolios](#bookmark_investmentportfolios_539962a3-1cbd-4dc1-a575-730e2db7a447) and their investment advisers have entered into temporary expense reimbursements and/or fee waivers, which are reflected in the Current Expenses. Please see the [Investment Portfolios'](#bookmark_investmentportfolios_539962a3-1cbd-4dc1-a575-730e2db7a447) prospectuses for additional information regarding these arrangements.

‡

This [Investment Portfolio](#bookmark_investmentportfolios_539962a3-1cbd-4dc1-a575-730e2db7a447) is a fund of funds and invests substantially all of its assets in other underlying funds. Because the [Investment Portfolio](#bookmark_investmentportfolio_539962a3-1cbd-4dc1-a575-730e2db7a447)invests in other funds, it will bear its pro rata portion of the operating expenses of those underlying funds, including the management fee.

††

Closed to new investments except under dollar cost averaging and rebalancing programs in existence at the time of closing.

If you purchased the RUSSELL-SELECT VARIABLE ANNUITY, the following portfolios are available:

------

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **Investment Objectives** | &nbsp;&nbsp; **Portfolio Company and**<br> ***Adviser/Sub-Adviser*** | &nbsp;&nbsp; **Current** <br> **Expenses** | &nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> (as of 12/31/2024) | &nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> (as of 12/31/2024) | &nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> (as of 12/31/2024) |
| **Investment Objectives** | &nbsp;&nbsp; **Portfolio Company and**<br> ***Adviser/Sub-Adviser*** | &nbsp;&nbsp; **Current** <br> **Expenses** | &nbsp;&nbsp; **1**<br> **Year**<br>| &nbsp;&nbsp; **5**<br> **Year**<br>| &nbsp;&nbsp; **10**<br> **Year**<br>|
| Seeks a high level of current income <br> consistent with prudent investment <br> risk and preservation of capital.<br>| &nbsp;&nbsp; BlackRock Ultra-Short Term Bond <br> Portfolio — Class A#<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: BlackRock Advisors,* <br> *LLC*<br>| 0.37% | 5.11% | 2.34% | 1.68% |
| Seeks to provide current income and <br> long term capital growth.<br>| &nbsp;&nbsp; Global Real Estate Securities Fund<br> *Russell Investment Management,* <br> *LLC*<br> *Subadvisers: Cohen & Steers Capital* <br> *Management, Inc., Cohen & Steers* <br> *UK Limited and Cohen & Steers* <br> *Asia Limited;*<br> *RREEF America L.L.C., DWS* <br> *Investments Australia Limited and* <br> *DWS Alternatives Global Limited,* <br> *operating under the brand name* <br> *DWS*<br>| 0.91% | 1.42% | -0.20% | 2.75% |
| Seeks to provide long term capital <br> growth.<br>| &nbsp;&nbsp; International Developed Markets <br> Fund#<br> *Russell Investment Management,* <br> *LLC*<br> *Subadvisers: Intermede Investment* <br> *Partners Limited and Intermede* <br> *Global Partners Inc.;*<br> *Pzena Investment Management* <br> *LLC;*<br> *Wellington Management Company* <br> *LLP*<br>| 1.03% | 2.78% | 4.23% | 4.70% |
| Seeks to provide total return. | &nbsp;&nbsp; Strategic Bond Fund#<br> *Russell Investment Management,* <br> *LLC*<br> *Subadvisers: BlueBay Asset* <br> *Management LLP;*<br> *Western Asset Management* <br> *Company LLC and Western Asset* <br> *Management Company Limited*<br> *Schroder Investment Management* <br> *North America Inc*<br>| 0.65% | 0.83% | -0.87% | 1.04% |
| Seeks to provide long term capital <br> growth.<br>| &nbsp;&nbsp; U.S. Small Cap Equity Fund#<br> *Russell Investment Management,* <br> *LLC*<br> *Subadviser: Ancora Advisors, LLC*<br> *BAMCO, Inc.*<br> *Boston Partners Global Investors,* <br> *Inc.*<br> *Calamos Advisors LLC*<br> *Copeland Capital Management,* <br> *LLC*<br> *DePrince, Race & Zollo, Inc.*<br> *Jacobs Levy Equity Management,* <br> *Inc.*<br> *Penn Capital Management, LLC*<br> *Ranger Investment Management,* <br> *L.P.*<br>| 1.14% | 8.53% | 8.00% | 7.31% |

---

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| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **Investment Objectives** | &nbsp;&nbsp; **Portfolio Company and**<br> ***Adviser/Sub-Adviser*** | &nbsp;&nbsp; **Current** <br> **Expenses** | &nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> (as of 12/31/2024) | &nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> (as of 12/31/2024) | &nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> (as of 12/31/2024) |
| **Investment Objectives** | &nbsp;&nbsp; **Portfolio Company and**<br> ***Adviser/Sub-Adviser*** | &nbsp;&nbsp; **Current** <br> **Expenses** | &nbsp;&nbsp; **1**<br> **Year**<br>| &nbsp;&nbsp; **5**<br> **Year**<br>| &nbsp;&nbsp; **10**<br> **Year**<br>|
| Seeks to provide long term capital <br> growth.<br>| &nbsp;&nbsp; U.S. Strategic Equity Fund#<br> *Russell Investment Management,* <br> *LLC*<br> *Subadviser: Brandywine Global* <br> *Investment Management, LLC,*<br> *J.P. Morgan Investment* <br> *Management Inc.,*<br> *Jacobs Levy Equity Management,* <br> *Inc.,*<br> *William Blair Investment* <br> *Management, LLC*<br>| 0.90% | 20.50% | 12.42% | 11.07% |

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Certain [Investment Portfolios](#bookmark_investmentportfolios_539962a3-1cbd-4dc1-a575-730e2db7a447) and their investment advisers have entered into temporary expense reimbursements and/or fee waivers, which are reflected in the Current Expenses. Please see the [Investment Portfolios'](#bookmark_investmentportfolios_539962a3-1cbd-4dc1-a575-730e2db7a447) prospectuses for additional information regarding these arrangements.

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The prospectus, as supplemented, and statement of additional information ("SAI"), dated November 9, 2006, include additional information. The prospectus, as supplemented, and SAI are available, without charge, upon request. For a free copy, call us at (888)-243-192, or send an email request to rcg@brighthousefinancial.com. You can also access other information about the Contract online at https://dfinview.com/BHF/PUFT/BHF263 for Navigator-Select, https://dfinview.com/BHF/PUFT/BHF256 for Custom-Select, and https://dfinview.com/BHF/PUFT/BHF260 for Russell-Select.

Reports and other information about the [Separate Account](#bookmark_separateaccount_539962a3-1cbd-4dc1-a575-730e2db7a447) are available on the SEC's website at https://www.sec.gov/ and copies of this information may be obtained, upon payment of a duplicating fee, by electronic request at the following email address: publicinfo@sec.gov.

The Financial Industry Regulatory Authority ("FINRA") provides background information about broker-dealers and their registered representatives through FINRA BrokerCheck. You may contact the FINRA BrokerCheck Hotline at 1-800-289-9999, or log on to www.finra.org. An investor brochure that includes information describing FINRA BrokerCheck is available through the Hotline or on-line.

We are not a fiduciary and do not give advice or make recommendations regarding insurance or investment products. Ask your financial representative for guidance regarding any requests or elections and for information about your particular investment needs. Please bear in mind that your financial representative, or any financial firm or financial professional you consult to provide advice, is acting on your behalf. We are not a party to any agreement between you and your financial professional. We do not recommend and are not responsible for any securities transactions or investment strategies involving securities (including account recommendations).

EDGAR Contract Identifier No. is C000151856

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