# EDGAR Filing Document

**Accession Number:** 0001048606
**File Stem:** 0000726865-25-000673
**Filing Date:** 2025-7
**Character Count:** 3685
**Document Hash:** 6306b1b4093ef375ee29595bba003308
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0000726865-25-000673.hdr.sgml**: 20250728

**ACCESSION NUMBER**: 0000726865-25-000673

**CONFORMED SUBMISSION TYPE**: 497VPU

**PUBLIC DOCUMENT COUNT**: 1

**FILED AS OF DATE**: 20250728

**DATE AS OF CHANGE**: 20250728

**EFFECTIVENESS DATE**: 20250728

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** LINCOLN LIFE VARIABLE ANNUITY ACCOUNT N
- **CENTRAL INDEX KEY:** 0001048606

**ORGANIZATION NAME:**
- **EIN:** 350472300
- **STATE OF INCORPORATION:** IN
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 497VPU
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 333-40937
- **FILM NUMBER:** 251153521

**BUSINESS ADDRESS:**
- **STREET 1:** 1300 S CLINTON ST
- **STREET 2:** PO BOX 1110
- **CITY:** FORT WAYNE
- **STATE:** IN
- **ZIP:** 46801
- **BUSINESS PHONE:** 2604552000

**MAIL ADDRESS:**
- **STREET 1:** PO BOX 1110
- **CITY:** FORT WAYNE
- **STATE:** IN
- **ZIP:** 46801

## Series and Classes Contracts Data

### LINCOLN LIFE VARIABLE ANNUITY ACCOUNT N (Series ID: S000002797)

| Class ID   | Class Name                    | Ticker Symbol   |
|:---|:---|:---|
| C000007677 | Lincoln ChoicePlus II         |  |
| C000007678 | Lincoln ChoicePlus II Access  |  |
| C000007679 | Lincoln ChoicePlus II Bonus   |  |
| C000007680 | Lincoln ChoicePlus II Advance |  |

#### THE LINCOLN NATIONAL LIFE INSURANCE COMPANY

#### Lincoln Life Variable Annuity Account N

*Lincoln ChoicePlus*<sup>SM</sup> II product suite

#### Supplement dated July 28, 2025 to the

#### Updating Summary Prospectus for Current Contractowners dated May 1, 2025

This Supplement to your summary prospectus outlines important changes that become effective on and after August 11, 2025. These changes are related to **Appendix A – Funds Available Under The Contract**. All other provisions outlined in your variable annuity prospectus remain unchanged.

#### The following line item will be added to Appendix A – Funds Available Under the Contract:

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **Investment Objective** | **Fund and Adviser/Sub-adviser** | **Current Expenses** | **Average Annual Total**<br> **Returns (as of 12/31/2024)** | **Average Annual Total**<br> **Returns (as of 12/31/2024)** | **Average Annual Total**<br> **Returns (as of 12/31/2024)** |
| **Investment Objective** | **Fund and Adviser/Sub-adviser** | **Current Expenses** | 1 year | 5 year | 10 year |
| A balance between a high level of current income and growth of capital, with an emphasis on growth of capital. A fund of funds. | LVIP Structured Moderate Allocation Fund – Standard Class<br> *advised by Lincoln Financial Investments Corporation* | 0.56% | 9.41% | 5.77% | 5.60% |

---

Effective on or about August 18, 2025, the **LVIP Structured Moderate Allocation Fund – Service Class** will no longer be available as an investment option under your Contract. Any investments in this fund will be transferred to the **LVIP Structured Moderate Allocation Fund – Standard Class** on or about this date. Once this transfer occurs, any future allocations that you previously designated to the LVIP Structured Moderate Allocation Fund – Service Class will be allocated to the LVIP Structured Moderate Allocation Fund – Standard Class. You will need to provide us with allocation instructions if you wish to make a change from this investment.

You can find the fund prospectus and other information about the Contract online at www.lfg.com/VAprospectus. You can also obtain information at no cost by contacting your financial professional or by sending an email request to CustServSupportTeam@lfg.com.

#### Please retain this supplement for future reference.