# EDGAR Filing Document

**Accession Number:** 0001658274
**File Stem:** 0000929638-23-000819
**Filing Date:** 2023-3
**Character Count:** 2885225
**Document Hash:** 0752f00ca20a45858989f8f34ac057ea
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0000929638-23-000819.hdr.sgml**: 20230309

**ACCESSION NUMBER**: 0000929638-23-000819

**CONFORMED SUBMISSION TYPE**: ABS-15G

**PUBLIC DOCUMENT COUNT**: 39

**CONFORMED PERIOD OF REPORT**: 20230309

**ITEM INFORMATION**: Findings and Conclusions of the Third Party Due Diligence Provider Obtained by the Issuer

**FILED AS OF DATE**: 20230309

**DATE AS OF CHANGE**: 20230309

**ABS RULE**: RULE-15GA2

**REGISTERED ENTITY**: N

**ABS ASSET CLASS**: Residential mortgages - Other/Combined

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Mill City Depositor, LLC
- **CENTRAL INDEX KEY:** 0001658274
- **IRS NUMBER:** 981067593
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act
- **SEC FILE NUMBER:** 025-02396
- **FILM NUMBER:** 23720485

**BUSINESS ADDRESS:**
- **STREET 1:** 9320 EXCELSIOR BOULEVARD
- **CITY:** HOPKINS
- **STATE:** MN
- **ZIP:** 55343
- **BUSINESS PHONE:** 9529844087

**MAIL ADDRESS:**
- **STREET 1:** 9320 EXCELSIOR BOULEVARD
- **CITY:** HOPKINS
- **STATE:** MN
- **ZIP:** 55343
**DEPOSITOR**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Mill City Depositor, LLC
- **CENTRAL INDEX KEY:** 0001658274
- **IRS NUMBER:** 981067593
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act

**BUSINESS ADDRESS:**
- **STREET 1:** 9320 EXCELSIOR BOULEVARD
- **CITY:** HOPKINS
- **STATE:** MN
- **ZIP:** 55343
- **BUSINESS PHONE:** 9529844087

**MAIL ADDRESS:**
- **STREET 1:** 9320 EXCELSIOR BOULEVARD
- **CITY:** HOPKINS
- **STATE:** MN
- **ZIP:** 55343

#### UNITED STATES

#### SECURITIES AND EXCHANGE COMMISSION

#### Washington, D.C. 20549

#### FORM ABS-15G

#### ASSET-BACKED SECURITIZER

#### REPORT PURSUANT TO SECTION 15G OF

#### THE SECURITIES EXCHANGE ACT OF 1934

Check the appropriate box to indicate the filing obligation to which this form is intended to satisfy:

___ Rule 15Ga-1 under the Exchange Act (17 CFR 240.15Ga-1) for the reporting period ______________ to ______________.

---

| |
|:---|
| Date of Report (Date of earliest event reported): ______________ |
| Commission File Number of securitizer: &nbsp;&nbsp;&nbsp;&nbsp; ______________ |
| Central Index Key Number of securitizer:&nbsp;&nbsp;&nbsp;&nbsp; ______________ |

---

<u>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</u><br> Name and telephone number, including area code, of the person to

contact in connection with this filing.

Indicate by check mark whether the securitizer has no activity to report for the initial period pursuant to Rule 15Ga-1(c)(1) [ ]

Indicate by check mark whether the securitizer has no activity to report for the quarterly period pursuant to Rule 15Ga-1(c)(2)(i) [ ]

Indicate by check mark whether the securitizer has no activity to report for the annual period pursuant to Rule 15Ga-1(c)(2)(ii) [ ]

_<u>X</u>_ Rule 15Ga-2 under the Exchange Act (17 CFR 240.15Ga-2)

Central Index Key Number of depositor: 0001658274

<u>**&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;** Mill City Mortgage Loan Trust 2023-NQM2**&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**</u>

(Exact name of issuing entity as specified in its charter)

Central Index Key Number of issuing entity (if applicable): 0001968695

Central Index Key Number of underwriter (if applicable): N/A

<u>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Jess Dvorak, (952) 444-4812&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</u> <br> Name and telephone number, including area code, of the person to

contact in connection with this filing.

------

#### INFORMATION TO BE INCLUDED IN THE REPORT

---

| | |
|:---|:---|
| **Item 2.01.** | **<u>Findings and Conclusions of a Third Party Due Diligence Report Obtained By the Issuer</u>** |

---

The disclosures required by Rule 15Ga-2 (17 CFR 240.15Ga-2) are attached as an Exhibit to this Form ABS-15G. Please see Item 3, Exhibits 99.1, 99.2 and 99.3 for the related information.

**Item 3.** **Exhibits**<br>

---

| | |
|:---|:---|
| 99.1 | Disclosures required by Rule 15Ga-2 for Infinity IPS |
|  | Schedule 1 – Narrative |
|  | Schedule 2 – Data Compare Report |
|  | Schedule 3 – Individual Exception Report |
|  | Schedule 4 – Loan Level Exception Report |
|  | Schedule 5 – Rating Agency Grade Report |
|  | Schedule 6 – Supplemental Data Report |
|  | Schedule 7 – Valuation Report |
| 99.2 | Disclosures required by Rule 15Ga-2 for Recovco Mortgage Management, LLC |
|  | Schedule 1 – Narrative |
|  | Schedule 2 – Rating Agency Grades |
|  | Schedule 3 – Loan Level Exceptions |
|  | Schedule 4 – Exception Level |
|  | Schedule 5 – Valuation Summary |
|  | Schedule 6 – Data Comparison |
|  | Schedule 7 – Supplemental Data |
|  | Schedule 8 – ATR/QM Report |
|  | Schedule 9 – Business Purpose |
| 99.3 | Disclosures required by Rule 15Ga-2 for Clayton Services LLC |
|  | Schedule 1 – Narrative |
|  | Schedule 2 – Conditions Report |
|  | Schedule 3 – Loan Level Tape Compare |
|  | Schedule 4 – Non-ATR/QM Report |
|  | Schedule 5 – Rating Agency ATR/QM Report |
|  | Schedule 6 – Standard Upload |
|  | Schedule 7 – Valuations Summary |
|  | Schedule 8 – Waived Conditions |

---

------

---

| | |
|:---|:---|
| 99.4 | Disclosures required by Rule 15Ga-2 for Selene Diligence LLC |
|  | Schedule 1 – Narrative |
|  | Schedule 2 – Rating Agency Grades Summary Report |
|  | Schedule 3 – Standard Filings Report |
|  | Schedule 4 – Valuation Report |
|  | Schedule 5 – MLS Report |
|  | Schedule 6 – Business Purpose |
|  | Schedule 7 – Data Compare Report |
|  | Schedule 8 – Supplement Data Extract |

---

------

#### SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the reporting entity has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Dated: March 9, 2023

---

| | | |
|:---|:---|:---|
| MILL CITY DEPOSITOR, LLC (Securitizer) | MILL CITY DEPOSITOR, LLC (Securitizer) | MILL CITY DEPOSITOR, LLC (Securitizer) |
| By:  | MILL CITY HOLDINGS, LLC, its manager | MILL CITY HOLDINGS, LLC, its manager |
| By: | <u>/s/ Jess Dvorak&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</u>  | <u>/s/ Jess Dvorak&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</u>  |
|  | Name:  | Jess Dvorak |
|  | Title: | President |

---

------

#### EXHIBIT INDEX
<u>Exhibit Number</u>

---

| | |
|:---|:---|
| 99.1 | Disclosures required by Rule 15Ga-2 for Infinity IPS |
|  | Schedule 1 – Narrative |
|  | Schedule 2 – Data Compare Report |
|  | Schedule 3 – Individual Exception Report |
|  | Schedule 4 – Loan Level Exception Report |
|  | Schedule 5 – Rating Agency Grade Report |
|  | Schedule 6 – Supplemental Data Report |
|  | Schedule 7 – Valuation Report |
| 99.2 | Disclosures required by Rule 15Ga-2 for Recovco Mortgage Management, LLC |
|  | Schedule 1 – Narrative |
|  | Schedule 2 – Rating Agency Grades |
|  | Schedule 3 – Loan Level Exceptions |
|  | Schedule 4 – Exception Level |
|  | Schedule 5 – Valuation Summary |
|  | Schedule 6 – Data Comparison |
|  | Schedule 7 – Supplemental Data |
|  | Schedule 8 – ATR/QM Report |
|  | Schedule 9 – Business Purpose |
| 99.3 | Disclosures required by Rule 15Ga-2 for Clayton Services LLC |
|  | Schedule 1 – Narrative |
|  | Schedule 2 – Conditions Report |
|  | Schedule 3 – Loan Level Tape Compare |
|  | Schedule 4 – Non-ATR/QM Report |
|  | Schedule 5 – Rating Agency ATR/QM Report |
|  | Schedule 6 – Standard Upload |
|  | Schedule 7 – Valuations Summary |
|  | Schedule 8 – Waived Conditions |
| 99.4 | Disclosures required by Rule 15Ga-2 for Selene Diligence LLC |
|  | Schedule 1 – Narrative |
|  | Schedule 2 – Rating Agency Grades Summary Report |
|  | Schedule 3 – Standard Filings Report |
|  | Schedule 4 – Valuation Report |
|  | Schedule 5 – MLS Report |
|  | Schedule 6 – Business Purpose |
|  | Schedule 7 – Data Compare Report |
|  | Schedule 8 – Supplement Data Extract |

---

## Exhibit 99.1

#### Item 4: Description of the due diligence performed

(1) Type of assets that were reviewed.

Infinity IPS, Inc. ("Infinity") performed due diligence services as described below (the "Review"). All of these mortgage loans, which were originated by multiple parties, were purchased by Mill City Holdings, LLC ("Client") and were reviewed by Infinity on behalf of the Client. The mortgage loans were reviewed via files imaged and provided by the Client.

The Review population is comprised of twenty-four (24) mortgage loans that were originally reviewed from March 2022 to June 2022.

(2) Sample size of the assets reviewed.

The mortgage loan review was broken down into the following review scopes:

---

| | |
|:---|:---|
| ◾&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;"Compliance Review": | 12 Mortgage Loans |
| ◾&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;"Credit Review": | 24 Mortgage Loans |
| ◾&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;"Property Review" | 24 Mortgage Loans |
| ◾&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;"Data Integrity" | 24 Mortgage Loans |

---

(3) Determination of the sample size and computation.

Infinity is not aware of the overall sample size for the securitization as the Review only covered the portion of the loans in the securitization reviewed by Infinity.

(4) Quality or integrity of information or data about the assets: review and methodology.

For twienty-four (24) mortgage loans, Infinity compared data fields on the data tape provided by Client to the data found in the actual file as captured by Infinity. This comparison, when data was available, included the following data fields:

---

| | | | |
|:---|:---|:---|:---|
| Last Name | Loan Amount | Negative Amortization Flag | Sale Price |
| First Name | First Payment Date | IO Term | LTV |
| Occupancy | Original Rate | PP Terms | CLTV |
| Purpose | Original P&I | PP Months | Note Date |
| Address | Interest Only Flag | Next Rate Change Date | Current P&I |
| City | Margin | First Payment Change Date | Rate Index |
| State | 1st Rate Change Date | Next Payment Change Date | Amortization Term |
| Zip | Prepay Months | Reset Frequency | Deferred Balance |
| Documentation Type | Next Due Date | Rounding Code | Balloon Fag |
| Lien Position | Property Units | Lookback Period | Borrower SSN |
| Credit Score | Maturity Date | Initial Roll Cap | Co-Borrower SSN |
| DTI | Mod Flag | Periodic Rate Cap |  |
| Property Type | Mod Date | Life Rate Cap |  |
| Appraised Value | Current Rate | Life Rate Floor |  |

---

(5) Origination of the assets and conformity to stated underwriting or credit extension guidelines, standards, criteria or other requirements: review and methodology.

Infinity conducted a credit review for twienty-four (24) mortgage loans. At that time, Infinity reviewed the asset origination to determine conformity to the stated underwriting or credit extension guidelines, standards, criteria or other requirements, including, as applicable, the Ability to Repay and Qualified Mortgage requirements described below, that were provided to Infinity and/or as directed by Client. When applicable, a review of the mortgage loan file to the Automated Underwriting System output within the file was also performed.

2 \| Page

------

There were 2 sets of guidelines provided for the review. Each loan was reviewed to the specific guideline provided on the loan approval. Please refer the Exhibit A.

**Credit Application:** For the Credit Application, Infinity verified that the application: (i) was signed by all listed borrowers, (ii) was substantially filled out, (iii) contained all known borrower-owned properties on the Real Estate Owned section 2, and (iv) included the borrower's employment history

**Credit Report:** Infinity's review included confirming that a credit report, that met guideline requirements, was present for each borrower and that such borrower's credit profile adhered to guidelines. In order to make this determination, Infinity: (i) captured the monthly consumer debt payments for use in relevant calculations, (ii) noted and researched the Real Estate Owned and fraud alerts, (iii) gathered liabilities listed on the credit report to be included in the debt to income ratio as appropriate, and (iv) gathered date required for the ASF tape submission including (a) the most recent FICO (scores from Equifax, Experian, and Transunion if available), (b) the most recent FICO date, (c) the longest trade line, (d) the maximum trade line, (e) the number of trade lines, and (f) the credit usage ratio.

**Employment and Income:** Infinity determined whether applicable supporting employment and income documentation required by the guidelines, and as applicable Appendix Q or ATR, was present in the mortgage loan file and where possible, wasn't fraudulent. This documentation was used to verify whether the income used to qualify the mortgage loan was calculated in accordance with guidelines and may have included items such as: (i) verbal or written verification of employment, (ii) pay stubs, (iii) W-2 forms, (iv) tax returns, (v) financial statements, and (vi) IRS tax transcripts.

**Asset Review:** Infinity assessed whether the asset documentation required by the guidelines, and as applicable, Appendix Q or ATR, was present in the mortgage loan file. Utilizing this documentation, Infinity completed a review of the reserve calculation and any large deposits. Documentation verifying assets for down payment, closing costs, prepaid items and reserves may have included: (i) verification-of-deposit ("VOD(s)"), (ii) depository account statements, (iii) stock or security account statements, (iv) gift funds, (v) escrow or earnest money deposits, and (vi) settlement statements or other evidence of conveyance and transfer of funds (if a sale of assets was involved).

**Hazard/Flood Insurance/Taxes:** A review of the insurance present on the mortgage loan was also performed by Infinity. During the course of this review, Infinity (i) verified that the hazard insurance met the minimum required amount of coverage in the guidelines, (ii) confirmed that the mortgage clause listed the lender's name and "its successors and assigns,", (iii) confirmed that the premium amount on both the hazard and flood insurance matched what was used in the debt-to-income ("DTI") calculations, (iv) reviewed the tax certificate to verify and compare monthly escrows used to calculate DTI matched and that taxes were current, (v) confirmed that the flood certification was for the correct borrower, property, lender and mortgage loan number and was a "Life of Loan" certification, and (vi) completed other property specific items including (a) for condominium properties, confirming that the blanket policy met the minimum amount of coverage in the guidelines and (b) for properties in a flood zone per the flood certification, confirming that flood insurance met guideline requirements and met the minimum required amount of coverage in the guidelines.

**Occupancy Review:** Infinity confirmed the property occupancy is consistent with the mortgage loan approval and borrowers' application disclosure based solely on information contained in the mortgage loan file and any fraud report obtained in connection with the mortgage loan.

**Guideline Review:** During the course of the review, Infinity confirmed the mortgage loan was originated in accordance with required guidelines by reviewing conformity of mortgage loan, transaction type, and borrower characteristics to stated guidelines. Mortgage characteristics examined included (i) DTI of the borrower, (ii) the LTV/TLTV/HTLTV, (iii) the credit score for each borrower, (iv) asset reserves of the borrower, (v) property type, (vi) property usage, and (vii) other property specific items including (a) for

3 \| Page

------

condominium or cooperative properties, assessing whether the condominium or cooperative project adheres to required guidelines.

**Fraud Review:** Infinity reviewed fraud report results in each mortgage loan file, to the extent present, in conjunction with source documents found in the mortgage loan file to assess the likelihood of any misrepresentations associated with the origination of the mortgage loan. If the mortgage loan file did not contain a fraud report and the counterparty did not produce one, Infinity conditioned the mortgage loan for the missing fraud report product.

If a report was present, Infinity reviewed the report for (i) any name variations for the borrowers, (ii) any social security number variations for the borrowers, (iii) any potential occupancy issues based on the borrower's address history, (iv) any noted employment issues, and (v) any additional consumers associated with the borrower's profile. If any findings were noted, Infinity confirmed that such findings and/or variations were addressed by the originator in the origination of the asset or that such red flag issues were fully addressed via mortgage loan documentation provided.

**Title Review:** Infinity's review included a verification of whether the appropriate vestee was on the title documentation (if a purchase, the seller; if a refinance, the borrower) and that the title commitment addressed issues such as assessments; covenants, conditions and restrictions; access problems; vicinity of property to military airports; prior leases; court orders/divorce decrees; public probate issues; foreclosures; bankruptcies; judgment liens; state and federal tax liens; environmental liens, and oil/gas leases.

**Additional Review of Mortgage Loan File:** Infinity also reviewed the closing documents to ensure that the mortgage loan file information is complete, accurate, and contains consistent documentation. Included in the portion of the review are items such as reviewing for (i) evidence of primary mortgage insurance, (ii) if the property is located in an area(s) listed as a FEMA disaster zone post origination, (iii) the presence of loan modification documents, and (iv) general conformity to Fannie Mae or Freddie Mac approved formats at the time of origination.

**Business Purpose/DSCR Scope:** Infinity conducted business purpose/property focused Investor review for eleven (11) mortgage loans with DSCR calculation. There were no mortgage loans that were classified as No Ratio loan with no DSCR calculation.

Each loan, reviewed under this scope, was reviewed for adherence to the relevant credit policy as indicated by the Client. During the course of this review, Infinity (i) reviewed the provided Note, Mortgage/DOT, and Guaranty Agreement(s) to confirm execution, adherence to the credit policy, and agreement with other Loan Approval documentation, (ii) examined appraisal reports, BPO's, and appraisal reviews to determine if the property type was consistent with underwritten property type and usage (such as evidence of either owner or tenant occupancy) and compared this information against other relevant information contained within applicable sections of the loan file to evaluate consistency, accuracy, and adherence to the credit policy, (iii) reviewed environmental reporting, Flood Certification, and Evidence of Insurance to confirm accuracy and adherence to credit policy requirements, (iv) reviewed credit reporting, VOR/VOM, Background Check(s), and any applicable Letter(s) of Explanation to confirm accuracy, adherence to credit policy requirements, and consistency with the Final Loan Approval worksheet, (v) reviewed HUD-1's, Title Search, Purchase Agreements, existing leases/rent rolls, and verification of funds with loan terms, and underwritten approved terms and amounts/LTV/LTC as well as adherence to credit policy requirements, (vi) reviewed LOI/LOE(s) for presence of un-qualified statement of business and occupancy intent, confirmation that the LOI/LOE cited address is consistent with the subject property address, and that signatory(s) are consistent with the identified borrower(s)/guarantor(s), (vii) reviewed Final Form 1003/Loan application to ensure complete execution that the subject property listed is consistent with the subject property, and that the listed residence for the Individual(s) is an address other than the subject property, (viii) confirmed, if applicable, business license(s) and P&L's are present, valid, and adhere to credit policy requirements, (ix) confirmed, if applicable,

4 \| Page

------

second mortgage documents are present, valid, align with approved terms amounts, and adhere to credit policy requirements, (x) reviewed final loan approval worksheets for accuracy, completion, documentation of approval for any exceptions, and evaluating such items for agreement/consistency with all other documentation contained in the review file (xi) reviewed the Certification of Business Purpose and Certification of Non-Owner Occupancy and Indemnity for presence of completed fields and verifying that the handwritten Primary Residence address differs from the subject property address and is signed/dated as required (xii) verified presence of a complete Certification of Non-Owner Occupancy and Indemnity document for each individual borrower/co-borrower/guarantor identified within the subject note/guaranty agreement, including the presence of either individual certifications or one certificate containing all required signatures, (xiii) compared the Primary Residence address(es) listed for consistency between the Final Form 1003/Loan application(s) and the Certification(s) of Non-Owner Occupancy and Indemnity, (xv) documented any non-approved credit policy exceptions and/or inconsistencies and reporting and/or marking such items for further dialogue, (xvi) gathered the components of the DSCR from source documentation provided in the loan file during the course of the review. Where applicable, Infinity sums per the guidelines the principal and interest payment as well as the tax, insurance and HOA payment to arrive at a monthly property expense. This number is used as the denominator to the monthly lease or estimated lease income as per the guidelines.

(6) Value of collateral securing the assets: review and methodology.

Infinity conducted a review of the value of the underlying collateral at the time of its initial review for twenty-four (24) mortgage loans. For these twenty-four (24) mortgage loans, Infinity reviewed the mortgage loans to ensure the value of the collateral securing the assets met applicable underwriting guidelines.

Infinity's review included a review of the valuation materials utilized during the origination of the loan and in confirming the value of the underlying property. Infinity's review included verifying the appraisal report was (i) on the appropriate GSE form, (ii) materially complete, (iii) in conformity with the guideline requirements for the property type in question, (iv) completed by an appraiser that was actively licensed to perform the valuation, (v) completed such that the named client on the appraisal report is the lender or a related entity that is permitted to engage the lender per Title XI of FIRREA, (vi) made and signed prior to the final approval of the mortgage loan application, (vii) completed and dated within the guidelines restrictions, (vii) made on an "as is" basis or provides satisfactory evidence of completion of all material conditions including all inspections, licenses, and certificates (including certificates of occupancy) to be made or issued with respect to all occupied portions of the mortgaged property and with respect to the use and occupancy of the same, have been made or obtained from the appropriate authorities.

With regard to the use of comparable properties, Infinity's review (i) captured the relative comparable data (gross and net adjustments, sale dates and distance from subject property) and ensured that such comparable properties are within standard appraisal guidelines; (ii) confirmed the property value and square footage of the subject property was bracketed by comparable properties, (iii) verified that comparable properties used are similar in size, style, and location to the subject, and (iv) checked for the reasonableness of adjustments when reconciling value between the subject property and comparable properties.

Other aspects of Infinity's review included (i) verifying that the address matched the mortgage note, (ii) verifying that the appraisal and the policies and procedures with regard to appraisal, including the appropriate level of review, when originating the mortgage loan, were followed, (iii) noting whether the property zip code was declared a FEMA disaster area after the valuation date and notifying client of same (iv) confirming the appraisal report does not include any apparent environmental problems, (v) confirming the appraisal notes the current use of the property is legal or legal non-conforming (grandfathered), (vi) reviewing pictures to ensure (a) that the property is in average or better condition and any repairs are noted where required and (b) that the subject property is the one for which the valuation was ordered and that there are no negative external factors; and (vii) confirming that the value product that was used as part of the origination decision

5 \| Page

------

was directly accessible to Infinity or if it was not directly accessible that another valuation product that was directly accessible to Infinity was ordered in accordance with the Client's specific valuation waterfall process.

If more than one valuation was provided, Infinity confirmed consistency among the valuation products and if there were discrepancies that could not be resolved, Infinity created an exception and worked with the client on the next steps which may include the ordering of additional valuation products such as collateral desktop analyses, broker's price opinions, and full appraisals. If the property valuation products included in Infinity's review resulted in a variance of more than 10% then the client was notified of such variance and a second independent valuation product was ordered.

(7) Compliance of the originator of the assets with federal, state and local laws and regulations: review and methodology.

Infinity completed a Compliance Review on twelve (12) mortgage loans. Please be advised that Infinity did not make a determination as to whether the mortgage loans complied with federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated below. There can be no assurance that the Review uncovered all relevant factors relating to the origination of the mortgage loans, their compliance with applicable law and regulations and the original appraisals relating to the mortgaged properties or uncovered all relevant factors that could affect the future performance of the mortgage loans. Furthermore, the findings reached by Infinity are dependent upon its receiving complete and accurate data regarding the mortgage loans from mortgage loan originators and other third parties upon which Infinity is relying in reaching such findings.

Please be further advised that Infinity does not employ personnel who are licensed to practice law in the various jurisdictions, and the findings set forth in the reports prepared by Infinity do not constitute legal advice or opinions. They are recommendations or conclusions based on information provided to Infinity. Information contained in any Infinity report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the report based on certain factors, including the facts and circumstances of an individual mortgage loan. All final decisions as to whether to purchase or enter into a transaction related to any individual mortgage loan or the mortgage loans in the aggregate, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such mortgage loan or mortgage loans, shall be made solely by the Client, or other agreed upon party, that has engaged Infinity to prepare its reports pursuant to its instructions and guidelines. The Client, or other agreed upon party, acknowledges and agrees that the scoring models applied by Infinity are designed to identify potential risk and the Client, or other agreed upon party, assumes sole responsibility for determining the suitability of the information for its particular use. Infinity does not make any representation or warranty as to the value of any mortgage loan or mortgage loans collateral that has been reviewed by Infinity.

Infinity reviewed each residential mortgage loan to determine, as applicable, to the extent possible and subject to the caveats below, whether the mortgage loan complies with:

(I) Federal Truth in Lending Act ("TILA"), as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below:

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Rescission (§1026.23):</u>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) failure to provide the right of rescission notice;

ii) failure to provide the right of rescission notice in a timely manner and to the correct consumer(s);

iii) errors in the right of rescission notice;

iv) failure to provide the correct form of right of rescission notice;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) failure to provide the three (3) business day rescission period;

6 \| Page

------

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; vi) any material disclosure violation on a rescindable mortgage loan that gives rise to the right of rescission under TILA, which means the required disclosures of the annual percentage rate, the finance charge, the amount financed, the total of payments, the payment schedule, the HOEPA disclosures, or those related to prepayment penalties on covered transactions; and

vii) with respect to applicable exception remediation measures, confirm that a letter of explanation, a refund if applicable, new corrected material disclosures and a new notice of right to cancel was provided.

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>TIL Disclosure (§§1026.17, 18 and 19)</u> *<u>as applicable for loans with application dates prior to October 3, 2015</u>*<u>:</u>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review and comparison of the initial and final TIL disclosures, and any re-disclosed TIL(s);

ii) proper execution by all required parties;

iii) principal and interest calculations, and proper completion of the interest rate and payment summary; and

iv) timing of initial and re-disclosed TIL(s).

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Tolerances (§§1026.18, 22 and 23):</u>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) inaccurate Annual Percentage Rate (APR) outside of applicable tolerance by comparing disclosed APR to re-calculated APR; and

ii) inaccurate Finance Charge outside of applicable tolerance by comparing disclosed Finance Charge to re-calculated Finance Charge.

&nbsp;&nbsp;&nbsp;&nbsp;d) <u>High-cost Mortgage (§§1026.31, 32 and 33):</u>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) points and fees threshold test;

ii) APR threshold test;

iii) prepayment penalty test; and

iv) compliance with the disclosure requirements, limitation on terms and prohibited acts or practices in connection with a high-cost mortgage.

&nbsp;&nbsp;&nbsp;&nbsp;e) <u>Higher-priced Mortgage Loan (§1026.35):</u>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) APR threshold test; and

ii) compliance with the escrow account and appraisal requirements.

&nbsp;&nbsp;&nbsp;&nbsp;f) <u>With respect to brokered mortgage loans, the Prohibitions and Restrictions related to Loan Originator Compensation and Steering (§1026.36):</u>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review relevant documentation to determine if compensation to a Loan Originator was based on a term of the transaction;

ii) review relevant document to determine if there was dual compensation; and

iii) review the presence of the mortgage loan option disclosure and to determine if the Steering Safe Harbor provisions were satisfied.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(1) Note: Where available, Infinity reviewed the relevant documents in the mortgage loan file and, as necessary, attempted to obtain the mortgage loan originator compensation agreement and/or governing policies and procedures of the mortgage loan originator. In the absence of the mortgage loan originator compensation agreement and/or governing policies and procedures, Infinity's review was limited to formal general statements of entity compliance provided by the mortgage loan originator, if any. These statements, for example, were in the form of a letter signed by the seller correspondent/mortgage loan originator or representations in the mortgage loan purchase agreement between the Client and seller correspondent;

&nbsp;&nbsp;&nbsp;&nbsp;g) <u>Homeownership counseling (§1026.36):</u>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the creditor obtained proof of homeownership counseling in connection with a mortgage loan to a first time homebuyer that contains a negative amortization feature.

&nbsp;&nbsp;&nbsp;&nbsp;h) <u>Mandatory Arbitration Clauses (§1026.36):</u>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the terms of the mortgage loan require arbitration or any other non-judicial procedure to resolve any controversy or settle any claims arising out of the transaction.

&nbsp;&nbsp;&nbsp;&nbsp;i) <u>Prohibition on Financing Credit Insurance (§1026.36):</u>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the creditor financed, directly or indirectly, any premiums or fees for credit insurance.

7 \| Page

------

&nbsp;&nbsp;&nbsp;&nbsp;j) <u>Nationwide Mortgage Licensing System (NMLS) & Registry ID on Loan Documents (§1026.36):</u>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review for presence of mortgage loan originator organization and individual mortgage loan originator name and NMLSR ID, as applicable, on the credit application, note or mortgage loan contract, security instrument, Loan Estimate and Closing Disclosure; and

ii) verify the data against the NMLSR database, as available.

(II) Federal Real Estate Settlement Procedures Act ("RESPA"), as implemented by Regulation X, 12 C.F.R. Part 1024, as set forth below:

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Good Faith Estimate (GFE) (§1024.7)</u> *<u>as applicable for loans with application dates prior to October 3, 2015</u>*<u>:</u>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of the current GFE form in effect at the time of origination;

ii) verify GFE was provided to the borrower(s) within three (3) business days of application;

iii) verify all sections of the GFE were accurately completed and that information was reflected in the appropriate locations;

iv) determine whether a valid and properly documented changed circumstance accompanies any changes to mortgage loan terms and/or fees on any revised GFEs over the applicable tolerance(s); and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm the presence of a settlement service provider list, as applicable.

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Final HUD-1/A Settlement Statement (HUD) (§1024.8)</u> *<u>as applicable for loans with application dates prior to October 3, 2015</u>*<u>:</u>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm current applicable HUD form was provided;

ii) determination that the mortgage loan file contains the final HUD;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; iii) escrow deposit on the final HUD matches the initial escrow statement amount; and

iv) verify all sections of the final HUD were accurately completed and that information was reflected in the appropriate locations.

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>GFE and Final HUD Comparison (§1024.7)</u> *<u>as applicable for loans with application dates prior to October 3, 2015</u>*<u>:</u>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review changes disclosed on the last GFE provided to the borrower(s) to determine that such changes were within the allowed tolerances;

ii) confirm mortgage loan terms and fees disclosed on the third page of the final HUD accurately reflect how such items were disclosed on the referenced GFE, page 2 of the final HUD and mortgage loan documents; and

iii) review any documented cure of a tolerance violation to determine that the proper reimbursement was made and a revised HUD was provided at or within 30 days of settlement.

&nbsp;&nbsp;&nbsp;&nbsp;d) <u>Additional RESPA/Regulation X Disclosures and Requirements (§1024.6, 15, 17, 20, and 33):</u>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of the Servicing Disclosure Statement form in the mortgage loan file;

ii) verify the Servicing Disclosure Statement was provided to the borrower(s) within three (3) business days of application;

iii) confirm the presence of the Special Information Booklet in the mortgage loan file or that the mortgage loan file contains documentary evidence that the disclosure was provided to the borrower;

iv) confirm the Special Information Booklet was provided within three (3) business days of application;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm the presence of the Affiliated Business Arrangement Disclosure in the mortgage loan file in the event the lender has affiliated business arrangements;

vi) confirm the Affiliated Business Arrangement Disclosure was provided no later than three (3) business days of application;

vii) confirm the Affiliated Business Arrangement Disclosure is executed; and

viii) confirm the presence of the Initial Escrow Disclosure Statement in the mortgage loan file and proper timing;

ix) confirm that the creditor provided the borrower a list of homeownership counselling organizations within three (3) business days of application; and

8 \| Page

------

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;x) confirm that the list of homeownership counselling organizations was obtained no earlier than 30 days prior to when the list was provided to the mortgage loan applicant.

(III) Sections 1098 and 1100A of Dodd-Frank amending TILA and RESPA, as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below (applicable only for mortgage loans with application dates on or after October 3, 2015):

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Loan Estimate (LE) (§§1026.19 and 37):</u>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of LE for applications on or after October 3, 2015;

ii) confirm the initial LE date indicates it was delivered or placed in the mail within three (3) business days of application;

iii) confirm that certain sections of each LE determined to carry assignee liability were accurately completed and that information was reflected in the appropriate locations, which, in certain instances, was based solely on the information disclosed on the LE;

iv) confirm the initial LE was delivered or placed in the mail not later than seven (7) business days prior to consummation of the transaction, or such period was waived due to a bona fide financial emergency;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm that any written estimate of terms or costs provided prior to receipt of a LE contained the required disclosures;

vi) confirm that each revised LE is accompanied by valid written documentation explaining the reason for re-disclosure to allow for fee increases based on a valid change of circumstance and was timely provided within 3 business days of issuance;

vii) confirm the presence and timely provision of a settlement service provider list (when consumer is given the opportunity to shop for services);

viii) confirm borrower received LE not later than four (4) business days prior to consummation; and

ix) confirm LE was not provided to the borrower on or after the date of the CD.

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Closing Disclosure (CD) (§§1026.19 and 38):</u>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of CD for applications on or after October 3, 2015;

ii) confirm the borrower received CD at least three (3) business days prior to consummation, or that such period was waived due to a bona fide financial emergency;

iii) confirm that certain sections of each CD determined to carry assignee liability were accurately completed and that information was reflected in the appropriate locations, which, in certain instances, was based solely on the information disclosed on the CD;

iv) confirm that a revised CD was received in a timely manner if the initial or any revised CD became inaccurate;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) identify tolerance violations based on the charges disclosed on the initial and interim LE's, initial CD, and reflected on the final CD;

vi) with respect to tolerance violations based on the disclosed charges on the LE and CD, confirm that the creditor cured the violations no later than 60 days after consummation, or within 60 days of discovery; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; vii) with respect to applicable exception remediation measures for numerical exceptions, confirm that a letter of explanation, as well as a refund as applicable, was delivered or placed in the mail no later than 60 days after discovery of the exception establishing the need for a revised CD or with respect to exception remediation measures for non-numerical exceptions, that a corrected CD was delivered or placed in the mail no later than 60 days after consummation. (In an attempt to establish a best practices approach to pre-securitization due diligence, as it applies to TILA RESPA Integrated Disclosure testing, the Structured Finance Industry Group ("SFIG") has a working group that consists of industry participants including third party review providers and law firms who agreed to a standardized approach to remediation considerations. This approach is intended to be based on a reasoned legal analysis that expressly assumes that courts will interpret TRID in accordance with the principals of liability set forth in the letter to the MBA from Richard Cordray, the Director of the CFPB. No assurances can be provided that the courts in question will interpret TRID in accordance with the SFIG Compliance Review Scope.)

9 \| Page

------

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Your Home Loan Toolkit (§1026.19):</u>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of Your Home Loan Toolkit in the mortgage loan file or that the mortgage loan file contains documentary evidence that the disclosure was provided to the borrower; and

ii) confirm Your Home Loan Toolkit was delivered or placed in the mail not later than three (3) business days after receipt of application.

(IV) Sections 1411 and 1412 of the Dodd-Frank Wall Street Reform and Consumer Protection Act ("Dodd-Frank") amending TILA, as implemented by Regulation Z, 12 C.F.R. 1026.43, as set forth below:

&nbsp;&nbsp;&nbsp;&nbsp;a) The general Ability to Repay (ATR) underwriting standards (12 C.F.R. 1026.43(c));

&nbsp;&nbsp;&nbsp;&nbsp;b) Refinancing of non-standard mortgages (12 C.F.R. 1026.43(d));

&nbsp;&nbsp;&nbsp;&nbsp;c) Qualified Mortgages (QM) (12 C.F.R. 1026.43(e) (including qualified mortgages as separately defined by the Department of Housing and Urban Development (24 C.F.R. 201 and 203 et seq.), and the Department of Veterans Affairs (38 C.F.R. Part 36 et seq.); and

&nbsp;&nbsp;&nbsp;&nbsp;d) Balloon-payment qualified mortgages made by certain creditors (12 C.F.R. 1026.43(f)).

Infinity reviews applicable mortgage loans for compliance with the ATR and QM rule requirements based upon each mortgage loan's originator designation (Safe Harbor QM, Higher-priced QM, Temporary SHQM, Temporary HPQM, Non-QM, Exempt from ATR). Infinity determines the mortgage loan's status under the ATR or QM rule requirements and assigns a due diligence mortgage loan designation. Generally, Infinity notes as a material exception if the due diligence findings do not confirm the originator's mortgage loan designation. Additionally, Infinity notes if an originator mortgage loan designation was not provided.

*<u>Qualified Mortgage</u>*

With respect to QM (Safe Harbor and Higher-priced) designated mortgage loans, Infinity reviews the mortgage loan to determine whether, based on available information in the mortgage loan file: (i) the mortgage loan contains risky mortgage loan features and terms (e.g. an interest only feature or negative amortization), (ii) the "points and fees" exceed the applicable QM threshold, (iii) the monthly payment was calculated appropriately, (iv) the creditor considered and verified income or assets at or before consummation, (v) the creditor appropriately considered debt obligations, alimony and child support, and (vi) at the time of consummation, if the debt-to-income ratio exceeds 43% (calculated in accordance with Appendix Q to Regulation Z). This portion of the Review includes a recalculation of all income and liabilities with attention to the appropriate documentation of each source.

If a mortgage loan was designated as QM and identified as eligible for guarantee, purchase, or insurance by an applicable agency as permitted under the QM final rule, Infinity reviews the mortgage loan to determine whether, based on available information in the file, if the mortgage loan satisfied (i), (ii) and (iii) in the preceding paragraph. In addition, Infinity reviews the Automated Underwriting System output within the file to confirm agency eligibility.

For each QM designated mortgage loan that satisfied the applicable requirements enumerated above, Infinity then determines whether the mortgage loan is a Safe Harbor QM or Higher Priced QM by comparing the mortgage loan's actual annual percentage rate, as recalculated, to the applicable average prime offer rate plus a certain applicable percentage. The Review also includes determining, as applicable, whether a mortgage loan is a qualified mortgage as defined by the Department of Housing and Urban Development (24 C.F.R. 201 and 203 et seq.), and the Department of Veterans Affairs (38 C.F.R. Part 36 et seq.).

For each QM designated mortgage loan that does not satisfy the applicable requirements enumerated above, Infinity then determines whether the mortgage loan complies with the ATR rule consideration and verification requirements and provides a due diligence designation of Non-QM compliant or non-compliant.

*<u>General Ability to Repay</u>*

10 \| Page

------

Infinity reviews the mortgage loan to determine whether, based on available information in the mortgage loan file, the creditor considered, as applicable, the following eight underwriting factors, and verified such information using reasonably reliable third-party records, at or before consummation: (i) the consumer's current or reasonably expected income or assets, (ii) if the creditor relied on income from the consumer's employment in determining repayment ability (the consumer's current employment status); (iii) the consumer's monthly payment; (iv) the consumer's monthly payment on any simultaneous loan that the creditor knows or has reason to know will be made; (v) the consumer's monthly payment for mortgage-related obligations; (vi) the consumer's current debt obligations, alimony, and child support; (vii) the consumer's monthly debt-to-income ratio or residual income; and (viii) the consumer's credit history. This portion of the Review also focuses on full recalculation of income and debts, as well as the documentation provided to support each item used in originator's determination of the ability to repay.

Infinity reviews mortgage loans to determine their conformity with the ATR/QM factors above, and is not rendering an independent assessment or opinion, warranting or representing that a mortgage loan will be deemed to conform to Safe Harbor, Rebuttable Presumption, ATR or other status based on any additional or revised factors that may be considered by legislative, regulatory, administrative or judicial authorities ("Authorities"). Infinity does not represent or warrant that the factors for which it is reviewing the mortgage loans constitute all of the factors and/or criteria that Authorities may consider in determining the status of a mortgage loan. Infinity's review is based on information contained in the mortgage loan file at the time it is provided to Infinity to review, and only reflects information as of that point in time.

(V) The Equal Credit Opportunity Act, as implemented by Regulation B, 12 C.F.R. Part 1002, as set forth below:

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Providing Appraisals and Other Valuations (12 C.F.R. 1002.14):</u>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) timing and content of the right to receive copy of appraisal disclosure;

ii) charging of a fee for a copy of the appraisal or other written valuation;

iii) timing of creditor providing a copy of each appraisal or other written valuation; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; iv) with respect to a borrower that has waived the three (3) business day disclosure requirement, confirm that (a) the borrower has signed the waiver or other acknowledgment at least three (3) business days prior to consummation; and (b) that the lender has provided copies of appraisals and other written valuations at or prior to consummation.

(VI) Fannie Mae points and fees limitations and HOEPA restrictions as addressed in Fannie Mae Announcement 04-06, as amended by Lender Letters LL-2013-05 and LL-2013-06 and Selling Guide Announcement SEL-2013-06;

(VII) The disclosure requirements and prohibitions of Section 50(a)(6), Article XVI of the Texas Constitution and associated regulations;

(VIII) The disclosure requirements and prohibitions of state, county and municipal laws and ordinances with respect to "high-cost" mortgage loans, "covered" mortgage loans, "higher-priced" mortgage loans, "home" mortgage loans or any other similarly designated mortgage loan as defined under such authorities, or subject to any other laws that were enacted to combat predatory lending, as may have been amended from time to time;

(IX) Federal and state specific late charge and prepayment penalty provisions.

(X) Recording Review

Infinity noted the presence of recorded documents, when available. However, the majority of mortgage loans in the review population were new production and have only been closed for days or weeks at the time Infinity reviewed the mortgage loans and thus have not yet been recorded. Infinity verified that documents in

11 \| Page

------

the file (most typically closing instructions) included lender instructions for recording, and as applicable, the date the documents were sent for recording, and/or the date that the documents will be recorded.

As part of the portion of the Review described in this section, Infinity will analyze and capture data from the source documents identified in the Document Review below, as applicable.

(XI) FIRREA Review

Infinity confirmed that the appraiser and the appraisal made by such appraiser both satisfied the pr industry standards, including ensuring the appraisal was complete, that the comparable properties and adjustments were reasonable and that pictures were provided and were accurate.

In addition, Infinity accessed the ASC database to verify that the appraiser, and if applicable the appraiser's supervisor, were licensed and in good standing at the time the appraisal was completed.

(XII) Document Review

Infinity reviewed each mortgage loan file and verified if the following documents, if applicable, were included in the file and if the data on these documents was consistent (where applicable):

◾ Initial application (1003);

◾ Underwriting summary / loan approval (1008);

◾ Credit report;

◾ Income and employment documentation;

---

| | |
|:---|:---|
| &nbsp;&nbsp;&nbsp;&nbsp; ◾ | 4506T; |

---

◾ Asset documentation;

◾ Sales contract;

◾ Hazard and/or flood insurance policies;

◾ Copy of note for any junior liens;

◾ Appraisal;

◾ Title/Preliminary Title;

◾ Final 1003;

◾ Changed circumstance documentation;

◾ Right of Rescission Disclosure;

◾ Mortgage/Deed of Trust;

---

| | |
|:---|:---|
| &nbsp;&nbsp;&nbsp;&nbsp; ◾ | Note; |

---

◾ Mortgage Insurance;

◾ Tangible Net Benefit Disclosure;

◾ Subordination Agreement;

◾ FACTA disclosures;

◾ Notice of Special Flood Hazards;

◾ Initial and final GFE's;

◾ HUD from sale of previous residence;

◾ Final HUD-1;

◾ Initial TIL;

◾ Final TIL;

◾ Loan Estimates;

◾ Closing Disclosures; and

◾ Certain other disclosures related to the enumerated tests set forth herein.

12 \| Page

------

#### SUMMARY OF FINDINGS & CONCLUSIONS OF REVIEW
The NRSRO criteria referenced for this report and utilized for grading descriptions is based upon the requirements of the NRSRO listed in Item 3 of the ABS Due Diligence 15E, Fitch Ratings, Inc. ("Fitch") and DBRS, Inc. ("DBRS").

#### OVERALL RESULTS SUMMARY (24 Mortgage Loans)
Infinity's review to NRSRO grading requirements covers twenty-four (24) mortgage loans. Within those mortgage loans, Infinity graded twenty (20) mortgage loans as "A" and four (4) mortgage loans as "B". <br>

---

| | | | | |
|:---|:---|:---|:---|:---|
| **Fitch Grade** | **#** | **#** | **#** | **#** |
| **Fitch Grade** | **Compliance** | **Credit** | **Property** | **Overall** |
| A | 12 | 20 | 24 | 20 |
| B | 0 | 4 | 0 | 4 |
| C | 0 | 0 | 0 | 0 |
| D | 0 | 0 | 0 | 0 |

---

---

| | | | | |
|:---|:---|:---|:---|:---|
| **Fitch Grade** | **#** | **#** | **#** | **#** |
| **Fitch Grade** | **Compliance** | **Credit** | **Property** | **Overall** |
| A | 100.00% | 83.33% | 100.00% | 83.33% |
| B | 0.00% | 16.67% | 0.00% | 16.67% |
| C | 0.00% | 0.00% | 0.00% | 0.00% |
| D | 0.00% | 0.00% | 0.00% | 0.00% |

---

---

| | | | | |
|:---|:---|:---|:---|:---|
| **DBRS<br> Grade** | **#** | **#** | **#** | **#** |
| **DBRS<br> Grade** | **Compliance** | **Credit** | **Property** | **Overall** |
| A | 12 | 20 | 24 | 20 |
| B | 0 | 4 | 0 | 4 |
| C | 0 | 0 | 0 | 0 |
| D | 0 | 0 | 0 | 0 |

---

---

| | | | | |
|:---|:---|:---|:---|:---|
| **DBRS<br> Grade** | **#** | **#** | **#** | **#** |
| **DBRS<br> Grade** | **Compliance** | **Credit** | **Property** | **Overall** |
| A | 100.00% | 83.33% | 100.00% | 83.33% |
| B | 0.00% | 16.67% | 0.00% | 16.67% |
| C | 0.00% | 0.00% | 0.00% | 0.00% |
| D | 0.00% | 0.00% | 0.00% | 0.00% |

---

13 \| Page

------

#### TAPE INTEGRITY REVIEW RESULTS SUMMARY (24 Mortgage Loans)
Of the twenty-four (24) mortgage loans reviewed, 9 (37.50%) mortgage loans had tape discrepancies across five (5) unique data fields.

---

| | | | |
|:---|:---|:---|:---|
| **Field Label** | **# Variances** | **# Loans** | **% # Loans** |
| &nbsp;&nbsp; B1 Credit Score | 1 | 24 | 4.17% |
| &nbsp;&nbsp; B1 SSN | 1 | 24 | 4.17% |
| &nbsp;&nbsp; Borrower DTI Ratio Percent | 1 | 24 | 4.17% |
| &nbsp;&nbsp; Original Appraised Value | 4 | 24 | 16.67% |
| &nbsp;&nbsp; Subject Property Type | 2 | 24 | 8.33% |

---

#### ADDITIONAL LOAN POPULATION SUMMARY (24 Mortgage Loans)

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp; **Amortization Type** | **# Loans** | **% of Loans** | **Original<br> Balance** | **% of<br> Original<br> Balance** |
| &nbsp;&nbsp; Fixed | 24 | 100.00% | $6847031.00 | 100.00% |
| &nbsp;&nbsp; **Total** | **24** | **100.00%** | **$6847031.00** | **100.00%** |

---

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp; **Lien Position** | **# Loans** | **% of Loans** | **Original<br> Balance** | **% of<br> Original<br> Balance** |
| &nbsp;&nbsp; 1 | 24 | 100.00% | $6847031.00 | 100.00% |
| &nbsp;&nbsp; **Total** | **24** | **100.00%** | **$6847031.00** | **100.00%** |

---

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp; **Loan Purpose** | **# Loans** | **% of Loans** | **Original<br> Balance** | **% of<br> Original<br> Balance** |
| &nbsp;&nbsp; Cash Out: Other/Multi - Purpose/Unknown | 11 | 45.84% | $2389855.00 | 34.91% |
| &nbsp;&nbsp; First Time Home Purchase | 3 | 12.50% | $1131180.00 | 16.52% |
| &nbsp;&nbsp; Other than first time Home Purchase | 8 | 33.33% | $2803429.00 | 40.94% |
| &nbsp;&nbsp; Rate/Term Refinance - Borrower initiated | 2 | 8.33% | $522567.00 | 7.63% |
| &nbsp;&nbsp; **Total** | **24** | **100.00%** | **$6847031.00** | **100.00%** |

---

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp; **Original Amortization Term** | **# Loans** | **% of Loans** | **Original<br> Balance** | **% of<br> Original<br> Balance** |
| &nbsp;&nbsp; 360 Months | 24 | 100.00% | $6847031.00 | 100.00% |
| &nbsp;&nbsp; **Total** | **24** | **100.00%** | **$6847031.00** | **100.00%** |

---

14 \| Page

------

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp; **Occupancy** | **# Loans** | **% of Loans** | **Original<br> Balance** | **% of<br> Original<br> Balance** |
| &nbsp;&nbsp; Primary | 11 | 45.83% | $3927909.00 | 57.37% |
| &nbsp;&nbsp; Secondary | 1 | 4.17% | $240000.00 | 3.50% |
| &nbsp;&nbsp; Investor | 12 | 50.00% | $2679122.00 | 39.13% |
| &nbsp;&nbsp; **Total** | **24** | **100.00%** | **$6847031.00** | **100.00%** |

---

#### Exhibit A

**<br> Guidelines <br>HomeXpress Mortgage Guidelines 2022-02-01.pdf <br> EC NonQM Product Matrices v3.9 (Marked-up).pdf** <br>

<br> 15 \| Page

## Exhibit 99.1

#### <br>

### Tape Discrepancies

---

| | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Dummy ID** | **Loan #1** | **Loan #2** | **Field** | **Loan Value** | **Tape Value** | **Variance** | **Variance %** | **Comment** | **Tape Source** | **Tape Type** |
| JFOZEBJDUZC | xx |  | B1 SSN | xx | 111-11-1111 |  |  | Borrower is ITIN and ITIN number is xx. | Initial |  |
| 22SV1UPP5FA | xx |  | B1 Credit Score | 814 | 800 | 14 | 1.75000% | The credit report dated 2/24/2022 reflects B1 Credit Score as 814. | Initial |  |
| PNSW5AXXBZO | xx |  | Original Appraised Value | xx | xx | xx | 7.50000% | The Appraisal dated xx reflects the Original Appraised value as xx | Initial |  |
| V43T5BPCRJO | xx |  | Subject Property Type | 3 Family | Single Family |  |  | The Appraisal dated xx reflects the subject property type as 3 Family | Initial |  |
| QLGNP2CPV5Q | xx |  | Original Appraised Value | xx | xx | xx | 21.41616% | The Appraisal dated xx reflects the Original Appraised value as xx | Initial |  |
| 0VGE3KAKPZW | xx |  | Original Appraised Value | xx | xx | xx | 1.51057% | The Appraisal dated xx reflects the Original Appraised value as xx | Initial |  |
| 5N35XYB1OME | xx |  | Subject Property Type | 2 Family | Single Family |  |  | The Appraisal dated xx reflects the subject property as 2 Family | Initial |  |
| B00KUQDUV0Y | xx |  | Original Appraised Value | xx | xx | xx | 2.56410% | The Appraisal dated xx reflects the Original Appraised value as xx | Initial |  |
| A0AXJIT53NW | xx |  | Borrower DTI Ratio Percent | 28.338% | 3.180% | 25.158% | 25.15800% | Total subject property PITIA (P&I $1497.29 + Real Estate Taxes $43.46 + Hazard Insurance $53.63 + Flood Insurance $0.00+ MI $0.00+ HOA Dues $0.00) equals $1594.38 and monthly other debts equals $6,125.91. Total verified monthly income equals $36,718.96. Borrower DTI ratio equals 28.338%. | Initial |  |

---

## Exhibit 99.1

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Dummy ID** | **Loan Number 1** | **Loan Number 2** | **Borrower Last Name** | **Property State** | **Note Date** | **Loan Purpose** | **TPR QM ATR Status** | **Initial Overall Loan Grade** | **Final Overall Loan Grade** | **Exception Category** | **Exception Subcategory** | **Exception Code** | **Final Exception Status** | **Initial Exception Grade** | **Final Exception Grade** | **Exception** | **Exception Detail** | **Follow-up Comments (Exception Response)** | **Exception Conclusion Comments** | **Compensating Factors** | **Curable Status** | **Loan Status** | **Review Date** | **Cleared Date** | **Cured Date** | **Exception Date** |
| JFOZEBJDUZC | xx |  | xx | Connecticut | 04/14/2022 | Refinance | Non-QM/Compliant | 2 | 1 | Compliance | Compliance | JFOZEBJDUZC-DK9NVDYI | Resolved | 2 | R | \* Higher-Priced Mortgage Loan test Fail (Lvl R) | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))<br> Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.<br>While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional<br> requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced<br> mortgage loans even if the additional conditions are met.<br>Resolved : HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | Resolved : HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | Resolved : HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). |  |  | QC Complete | 10/03/2022 | 10/03/2022 | 10/03/2022 | 09/30/2022 |
| RABXLRUWVAV | xx |  | xx | California | 04/24/2022 | Cash Out | Non-QM/Compliant | 2 | 1 | Compliance | Compliance | RABXLRUWVAV-DK9NVDYI | Resolved | 2 | R | \* Higher-Priced Mortgage Loan test Fail (Lvl R) | This loan failed the higher-priced mortgage loan test as Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in<br> Regulation Z.<br> While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met.<br>Higher-Priced Mortgage Loan Test FAIL : Charged: 6.969% Allowed: 5.120% Over by: +1.849%.<br>This loan failed the CA AB 260 higher-priced mortgage loan test as Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the California Financial Code.<br> While the California Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met.<br>CA AB 260 Higher-Priced Mortgage Loan Test FAIL : Charged: 6.969% Allowed: 5.120% Over by: +1.849%.<br>Resolved : HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | Resolved : HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | Resolved : HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). |  |  | QC Complete | 05/02/2022 | 09/30/2022 | 09/30/2022 | 05/02/2022 |
| PNSW5AXXBZO | xx |  | xx | Texas | 04/18/2022 | Purchase | Non-QM/Compliant | 2 | 2 | Credit | Guidelines | PNSW5AXXBZO-J587LE2V | Waived | 2 | W | \* Loan does not conform to program guidelines (Lvl W) | Approved guideline exception in the file for not meeting the minimum of $50K in equity. |  |  | FICO: 804<br>DTI: 37.86%<br>Reserves: $37,401.84 |  | QC Complete | 10/03/2022 |  |  | 04/22/2022 |
| PNSW5AXXBZO | xx |  | xx | Texas | 04/18/2022 | Purchase | Non-QM/Compliant | 2 | 2 | Compliance | Compliance | PNSW5AXXBZO-DK9NVDYI | Resolved | 2 | R | \* Higher-Priced Mortgage Loan test Fail (Lvl R) | This loan failed the higher-priced mortgage loan test Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in<br> Regulation Z.<br> While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional<br> requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced<br> mortgage loans even if the additional conditions are met.<br>Higher-Priced Mortgage Loan Test FAIL: Charged 6.283% Allowed 5.420% Over by +0.863%<br>Resolved : HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | Resolved : HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | Resolved : HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). |  |  | QC Complete | 10/03/2022 | 10/03/2022 | 10/03/2022 | 09/30/2022 |
| YB1BX3BKNOL | xx |  | xx | Illinois | 04/22/2022 | Purchase | Non-QM/Compliant | 4 | 2 | Compliance | Compliance | YB1BX3BKNOL-DK9NVDYI | Resolved | 2 | R | \* Higher-Priced Mortgage Loan test Fail (Lvl R) | This loan failed the higher-priced mortgage loan test. as Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. Higher-Priced Mortgage Loan Test FAIL charged 6.187% allowed 5.420% over by +0.767%<br>Resolved : HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | Resolved : HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | Resolved : HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). |  |  | QC Complete | 10/03/2022 | 10/03/2022 | 10/03/2022 | 09/30/2022 |
| YB1BX3BKNOL | xx |  | xx | Illinois | 04/22/2022 | Purchase | Non-QM/Compliant | 4 | 2 | Credit | Assets Insufficient | YB1BX3BKNOL-YHOZ28S0 | Waived | 4 | W | \* Cash reserves less than required by guidelines (Lvl W) | Reserves are less than required by guidelines. Verified assets in the amount of $60,244.45 - $36,785.07 = $23,459.38 left for reserves. PITIA of $5,144.24 x 6 months = $30,865.44 required in reserves. $30,865.44 - $23,459.38 = $7,406.06, subject loan is short $7,406.06 in reserves.<br>4/27/2022 - Received Gift of Equity Letter and Final CD. Final CD reflects the adjustment for the Gift Equity leaving the Borrower responsible for $36,785.07 at closing and six months of reserves are required in the amount of $30,865.44. Closing Costs of $36,785.07 plus six months of reserves of $30,865.44 = $67,650.51. Verified assets in the amount of $60,244.45 - the Closing Costs and Reserves total of $67,650.51 is short $7,406.06 in reserves.<br>5/2/2022 - Received exception approval form for 6 month reserve requirement with compensating factors and hence condition is waived off |  |  | DTI: 26.75%/42.05%<br>FICO: 667<br>Years on Job: 4 yrs<br>|  | QC Complete | 10/03/2022 |  |  | 04/26/2022 |
| YB1BX3BKNOL | xx |  | xx | Illinois | 04/22/2022 | Purchase | Non-QM/Compliant | 4 | 2 | Credit | Guidelines | YB1BX3BKNOL-J587LE2V | Waived | 2 | W | \* Loan does not conform to program guidelines (Lvl W) | Approved guideline exception in file for exceeding max LTV of 75% for a first time home buyer with a fico score of 667, subject loan closed with an LTV of xx. |  |  | DTI: 26.75%/42.05%<br>FICO: 667<br>Years on Job: 4 yrs |  | QC Complete | 10/03/2022 |  |  | 04/26/2022 |
| SQLQSPYHXEN | xx |  | xx | Pennsylvania | 04/29/2022 | Cash Out | Not Covered/Exempt | 4 | 2 | Credit | Guidelines | SQLQSPYHXEN-J587LE2V | Waived | 4 | W | \* Loan does not conform to program guidelines (Lvl W) | File contains guideline exception for not meeting the $50K minimum of equity, however the form does not reflect if it was approved.<br>5/4/2022 - Received exception approval form for $50K minimum of equity stating to allow a$40K equity deal. Appraisal value came in at xx. Market rent is high DSCR %. Borrower is an experienced investor. Hence condition is waived off. |  |  | DSCR: 1.52<br>LTV/CLTV: xx/xx<br>|  | QC Complete | 10/03/2022 |  |  | 05/03/2022 |
| MOUY5E5TEWC | xx |  | xx | Pennsylvania | 05/05/2022 | Cash Out | Not Covered/Exempt | 2 | 2 | Credit | Guidelines | MOUY5E5TEWC-J587LE2V | Waived | 2 | W | \* Loan does not conform to program guidelines (Lvl W) | Approved guideline exception in file for not having 12 months of primary housing history. Borrower lives rent free with parents. |  |  | LTV/CLTV: xx/xx<br>FICO: 758<br>Years at Present Address: 9+<br>Mortgage History: 0x30 | LTV/CLTV: xx/xx<br>FICO: 758<br>Years at Present Address: 9+<br>Mortgage History: 0x30 | QC Complete | 10/03/2022 |  |  | 05/09/2022 |
| B2EUTG1RNDL | xx |  | xx | Michigan | 04/18/2022 | Cash Out | Non-QM/Compliant | 2 | 1 | Compliance | Compliance | B2EUTG1RNDL-DK9NVDYI | Resolved | 2 | R | \* Higher-Priced Mortgage Loan test Fail (Lvl R) | This loan failed the higher-priced mortgage loan test. Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in<br> Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional<br> requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced<br> mortgage loans even if the additional conditions are met.<br>Higher-Priced Mortgage Loan Test Fail Charged 7.528% 5.730% +1.798%<br>Resolved : HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | Resolved : HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | Resolved : HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). |  |  | QC Complete | 10/03/2022 | 10/03/2022 | 10/03/2022 | 09/30/2022 |
| KVB5CFJ2UTU | xx |  | xx | New Jersey | 04/29/2022 | Purchase | Not Covered/Exempt | 3 | 1 | Credit | Guidelines | KVB5CFJ2UTU-3L2978EM | Resolved | 3 | R | \* Assets do not meet guidelines (Lvl R) | Bank statement provided is incomplete. Missing 2 months bank statement of borrower from xx#xx to verify. Final 1003 reflects xx#xx & the bank statement provided account xx#xx is dated period from 04/12/2022-04/25/2022 with ending balance of $70,000. Require a complete bank statement for 2 months.<br>5/9/2022 - Received confirmation from client that as per guideline for InvestorX program the funds to close need to only be seasoned for 10 days and condition is waived. | 5/9/2022 - Received confirmation from client that as per guideline for InvestorX program the funds to close need to only be seasoned for 10 days and condition is waived. | 5/9/2022 - Received confirmation from client that as per guideline for InvestorX program the funds to close need to only be seasoned for 10 days and condition is waived. |  |  | QC Complete | 05/03/2022 | 05/24/2022 | 05/24/2022 | 05/03/2022 |
| 0VGE3KAKPZW | xx |  | xx | Florida | 04/28/2022 | Purchase | Non-QM/Compliant | 2 | 1 | Compliance | Compliance | 0VGE3KAKPZW-DK9NVDYI | Resolved | 2 | R | \* Higher-Priced Mortgage Loan test Fail (Lvl R) | This loan failed the higher-priced mortgage loan test.<br>Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in<br> Regulation Z.<br>While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional<br> requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced<br> mortgage loans even if the additional conditions are met.<br>Higher-Priced Mortgage Loan Test: FAIL Charged 7.158% Allowed 5.990% Over-by+1.168%<br>Resolved : HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | Resolved : HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | Resolved : HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). |  |  | QC Complete | 10/03/2022 | 10/03/2022 | 10/03/2022 | 09/30/2022 |
| B00KUQDUV0Y | xx |  | xx | Texas | 04/21/2022 | Purchase | Non-QM/Compliant | 2 | 1 | Compliance | Compliance | B00KUQDUV0Y-DK9NVDYI | Resolved | 2 | R | \* Higher-Priced Mortgage Loan test Fail (Lvl R) | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))<br> Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in<br> Regulation Z.<br>While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional<br> requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced<br> mortgage loans even if the additional conditions are met.<br>Higher-Priced Mortgage Loan Test: FAIL Charged 7.681% Allowed 6.990% Over By +0.691%<br>Resolved : HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | Resolved : HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | Resolved : HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). |  |  | QC Complete | 10/03/2022 | 10/03/2022 | 10/03/2022 | 09/30/2022 |
| KRPOCJWV3BM | xx |  | xx | California | 04/21/2022 | Cash Out | Non-QM/Compliant | 2 | 1 | Compliance | Compliance | KRPOCJWV3BM-DK9NVDYI | Resolved | 2 | R | \* Higher-Priced Mortgage Loan test Fail (Lvl R) | This loan failed the higher-priced mortgage loan test. Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met.<br>Higher-Priced Mortgage Loan Test FAIL : Charged 6.973% Allowed 6.240% Over by +0.733%<br>This loan failed the CA AB 260 higher-priced mortgage loan test. Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the<br> California Financial Code. While the California Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met.<br>CA AB 260 Higher-Priced Mortgage Loan Test FAIL : Charged 6.973% Allowed 6.240% Over by +0.733%<br>Resolved : HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | Resolved : HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | Resolved : HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). |  |  | QC Complete | 10/03/2022 | 10/03/2022 | 10/03/2022 | 10/01/2022 |
| GSRYJS2BXI1 | xx |  | xx | Utah | 05/09/2022 | Purchase | Non-QM/Compliant | 2 | 1 | Compliance | Compliance | GSRYJS2BXI1-DK9NVDYI | Resolved | 2 | R | \* Higher-Priced Mortgage Loan test Fail (Lvl R) | This loan failed the higher-priced mortgage loan test.<br> Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in<br> Regulation Z.<br> While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional<br> requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced<br> mortgage loans even if the additional conditions are met.<br>Higher-Priced Mortgage Loan Test FAIL: Charged 7.357% Allowed 6.290% Over By +1.067%<br>Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). |  |  | QC Complete | 10/03/2022 | 10/03/2022 | 10/03/2022 | 09/30/2022 |
| OAVIL43W3BS | xx |  | xx | California | 05/06/2022 | Purchase | Non-QM/Compliant | 2 | 1 | Compliance | Compliance | OAVIL43W3BS-DK9NVDYI | Resolved | 2 | R | \* Higher-Priced Mortgage Loan test Fail (Lvl R) | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met.<br>Higher-Priced Mortgage Loan Test: FAIL Charged 7.011% Allowed 6.290% Over By+0.721%<br>This loan failed the CA AB 260 higher-priced mortgage loan test. (CA AB 260, California Financial Code Division 1.9 4995(a)) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the California Financial Code. While the California Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met.<br>CA AB 260 Higher-Priced Mortgage Loan Test: FAIL Charged 7.011% Allowed 6.290% Over by+0.721%<br>Resolved : HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | Resolved : HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | Resolved : HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). |  |  | QC Complete | 05/12/2022 | 09/30/2022 | 09/30/2022 | 05/12/2022 |
| A0AXJIT53NW | xx |  | xx | California | 05/07/2022 | Cash Out | Non-QM/Compliant | 3 | 1 | Compliance | Compliance | A0AXJIT53NW-IJH0N5PE | Resolved | 3 | R | \* ComplianceEase TRID Tolerance Test is Incomplete (Lvl R) | TRID Tolerance is No results due to Initial Closing Disclosure is missing from the loan packages. Final CD is borrower executed on 5/7/2022, three days prior Initial Closing disclosure is missing.<br>Note : We have CD on loan packages with issued on 5/4/2022 and borrower signed on 5/5/2022, will not consider as a Initial CD because not covering three days to Final CD.<br>Resolved 05/19/2022 : Initial CD dated 5/4/2022 received and hence condition was cleared. | Resolved 05/19/2022 : Initial CD dated 5/4/2022 received and hence condition was cleared. | Resolved 05/19/2022 : Initial CD dated 5/4/2022 received and hence condition was cleared. |  |  | QC Complete | 05/16/2022 | 05/19/2022 | 05/19/2022 | 05/16/2022 |

---

## Exhibit 99.1

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Dummy ID** | **Loan Number** | **Seller Loan Number** | **Borrower Name** | **State** | **QM/ATR Status** | **Initial Overall Loan Grade** | **Final Overall Grade** | **Final Credit Grade** | **Final Property Grade** | **Final Compliance Grade** | **Material (level 3) TRID exception?** | **Material (level 3) Non-TRID exception?** | **Active Material Exceptions** | **Active Non Material Exceptions** | **Satisfied Exceptions** | **Waived Exceptions** | **Compensating Factors** | **Property Type** | **Note Date** | **LTV** | **CLTV** | **Occupancy** | **Purpose** | **Credit Score** | **Brwr 1 Yrs in Property** | **Brwr 1 Occupation** | **Brwr 1 Yrs on Job** | **Total Monthly Income** | **Mortgage History** | **Cash Out Amount** | **DTI** | **FTHB Flag** | **Loan Doc Type** | **Loan Status** | **Review Date** |
| JFOZEBJDUZC | xx |  | xx | Connecticut | Non-QM/Compliant | 2 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Higher-Priced Mortgage Loan test Fail - EV R<br> COMMENT: This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))<br> Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.<br>While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional<br> requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced<br> mortgage loans even if the additional conditions are met.<br>Resolved : HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). |  |  | Single Family | xx | xx | xx | Primary | Refinance | 790 | 1 | xx | 10 | $4486.99 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 48.389% |  | Full Documentation | QC Complete | 10/03/2022 |
| RABXLRUWVAV | xx |  | xx | California | Non-QM/Compliant | 2 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Higher-Priced Mortgage Loan test Fail - EV R<br> COMMENT: This loan failed the higher-priced mortgage loan test as Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in<br> Regulation Z.<br> While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met.<br>Higher-Priced Mortgage Loan Test FAIL : Charged: 6.969% Allowed: 5.120% Over by: +1.849%.<br>This loan failed the CA AB 260 higher-priced mortgage loan test as Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the California Financial Code.<br> While the California Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met.<br>CA AB 260 Higher-Priced Mortgage Loan Test FAIL : Charged: 6.969% Allowed: 5.120% Over by: +1.849%.<br>Resolved : HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). |  |  | Single Family | xx | xx | xx | Primary | Cash Out | 647 | 25.25 | xx | 25 | $30255.33 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type:Credit Report | xx | 15.472% |  | Alternative | QC Complete | 05/02/2022 |
| HLUDKY10UK2 | xx |  | xx | Florida | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | PUD | xx | xx | xx | Investor | Refinance |  |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  |  | Alternative | QC Complete | 04/15/2022 |
| 22SV1UPP5FA | xx |  | xx | Texas | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | PUD | xx | xx | xx | Investor | Purchase | 814 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 04/28/2022 |
| PNSW5AXXBZO | xx |  | xx | Texas | Non-QM/Compliant | 2 | 2 | 2 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Higher-Priced Mortgage Loan test Fail - EV R<br> COMMENT: This loan failed the higher-priced mortgage loan test Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in<br> Regulation Z.<br> While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional<br> requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced<br> mortgage loans even if the additional conditions are met.<br>Higher-Priced Mortgage Loan Test FAIL: Charged 6.283% Allowed 5.420% Over by +0.863%<br>Resolved : HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | \*\*\* (WAIVED) Loan does not conform to program guidelines - EV W<br> COMMENT: Approved guideline exception in the file for not meeting the minimum of $50K in equity. | FICO: 804<br>DTI: 37.86%<br>Reserves: $37,401.84 | PUD | xx | xx | xx | Primary | Purchase | 804 |  | xx | 17.16 | $7395.00 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 37.865% | No | Alternative | QC Complete | 10/03/2022 |
| YB1BX3BKNOL | xx |  | xx | Illinois | Non-QM/Compliant | 4 | 2 | 2 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Higher-Priced Mortgage Loan test Fail - EV R<br> COMMENT: This loan failed the higher-priced mortgage loan test. as Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. Higher-Priced Mortgage Loan Test FAIL charged 6.187% allowed 5.420% over by +0.767%<br>Resolved : HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). | \*\*\* (WAIVED) Cash reserves less than required by guidelines - EV W<br> COMMENT: Reserves are less than required by guidelines. Verified assets in the amount of $60,244.45 - $36,785.07 = $23,459.38 left for reserves. PITIA of $5,144.24 x 6 months = $30,865.44 required in reserves. $30,865.44 - $23,459.38 = $7,406.06, subject loan is short $7,406.06 in reserves.<br>4/27/2022 - Received Gift of Equity Letter and Final CD. Final CD reflects the adjustment for the Gift Equity leaving the Borrower responsible for $36,785.07 at closing and six months of reserves are required in the amount of $30,865.44. Closing Costs of $36,785.07 plus six months of reserves of $30,865.44 = $67,650.51. Verified assets in the amount of $60,244.45 - the Closing Costs and Reserves total of $67,650.51 is short $7,406.06 in reserves.<br>5/2/2022 - Received exception approval form for 6 month reserve requirement with compensating factors and hence condition is waived off<br>\*\*\* (WAIVED) Loan does not conform to program guidelines - EV W<br> COMMENT: Approved guideline exception in file for exceeding max LTV of 75% for a first time home buyer with a fico score of 667, subject loan closed with an LTV of xx. | DTI: 26.75%/42.05%<br>FICO: 667<br>Years on Job: 4 yrs<br>DTI: 26.75%/42.05%<br>FICO: 667<br>Years on Job: 4 yrs | PUD | xx | xx | xx | Primary | Purchase | 667 |  |  | 23 | $19231.00 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 42.053% | Yes | Alternative | QC Complete | 10/03/2022 |
| PEZ1UM4C0RQ | xx |  | xx | Texas | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | PUD | xx | xx | xx | Investor | Cash Out | 707 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | xx |  |  | Alternative | QC Complete | 04/25/2022 |
| SQLQSPYHXEN | xx |  | xx | Pennsylvania | Not Covered/Exempt | 4 | 2 | 2 | 1 | 1 | No | No |  |  |  | \*\*\* (WAIVED) Loan does not conform to program guidelines - EV W<br> COMMENT: File contains guideline exception for not meeting the $50K minimum of equity, however the form does not reflect if it was approved.<br>5/4/2022 - Received exception approval form for $50K minimum of equity stating to allow a$40K equity deal. Appraisal value came in at xx. Market rent is high DSCR %. Borrower is an experienced investor. Hence condition is waived off. | DSCR: 1.52<br>LTV/CLTV: xx/xx<br>| Single Family | xx | xx | xx | Investor | Cash Out | 684 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type:Credit Report | xx |  |  | Alternative | QC Complete | 10/03/2022 |
| 0424PJUKHX0 | xx |  | xx | Florida | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | PUD | xx | xx | xx | Investor | Purchase |  |  |  |  |  | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: |  |  | No | Alternative | QC Complete | 05/10/2022 |
| V43T5BPCRJO | xx |  | xx | Connecticut | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | 3 Family | xx | xx | xx | Investor | Cash Out | 810 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | xx |  |  | Alternative | QC Complete | 05/03/2022 |
| QLGNP2CPV5Q | xx |  | xx | Texas | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | xx | xx | xx | Investor | Cash Out | 743 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | xx |  |  | Alternative | QC Complete | 05/03/2022 |
| CFJDKD1D3DX | xx |  | xx | Texas | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | xx | xx | xx | Investor | Purchase | 754 |  | xx | 5.33 | $22228.51 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 49.653% | No | Alternative | QC Complete | 10/03/2022 |
| MOUY5E5TEWC | xx |  | xx | Pennsylvania | Not Covered/Exempt | 2 | 2 | 2 | 1 | 1 | No | No |  |  |  | \*\*\* (WAIVED) Loan does not conform to program guidelines - EV W<br> COMMENT: Approved guideline exception in file for not having 12 months of primary housing history. Borrower lives rent free with parents. | LTV/CLTV: xx/xx<br>FICO: 758<br>Years at Present Address: 9+<br>Mortgage History: 0x30 | Single Family | xx | xx | xx | Investor | Cash Out | 758 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | xx |  |  | Alternative | QC Complete | 10/03/2022 |
| B2EUTG1RNDL | xx |  | xx | Michigan | Non-QM/Compliant | 2 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Higher-Priced Mortgage Loan test Fail - EV R<br> COMMENT: This loan failed the higher-priced mortgage loan test. Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in<br> Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional<br> requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced<br> mortgage loans even if the additional conditions are met.<br>Higher-Priced Mortgage Loan Test Fail Charged 7.528% 5.730% +1.798%<br>Resolved : HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). |  |  | Single Family | xx | xx | xx | Primary | Cash Out | 628 | 10 | xx | 9.42 | $4580.78 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | xx | 43.646% |  | Alternative | QC Complete | 10/03/2022 |
| KVB5CFJ2UTU | xx |  | xx | New Jersey | Not Covered/Exempt | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Assets do not meet guidelines - EV R<br> COMMENT: Bank statement provided is incomplete. Missing 2 months bank statement of borrower from xx#xx to verify. Final 1003 reflects xx#xx & the bank statement provided account xx#xx is dated period from 04/12/2022-04/25/2022 with ending balance of $70,000. Require a complete bank statement for 2 months.<br>5/9/2022 - Received confirmation from client that as per guideline for InvestorX program the funds to close need to only be seasoned for 10 days and condition is waived. |  |  | Single Family | xx | xx | xx | Investor | Purchase | 747 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  |  | No | Alternative | QC Complete | 05/03/2022 |
| 0VGE3KAKPZW | xx |  | xx | Florida | Non-QM/Compliant | 2 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Higher-Priced Mortgage Loan test Fail - EV R<br> COMMENT: This loan failed the higher-priced mortgage loan test.<br>Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in<br> Regulation Z.<br>While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional<br> requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced<br> mortgage loans even if the additional conditions are met.<br>Higher-Priced Mortgage Loan Test: FAIL Charged 7.158% Allowed 5.990% Over-by+1.168%<br>Resolved : HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). |  |  | Single Family | xx | xx | xx | Primary | Purchase | 672 |  | xx | 10 | $9409.00 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 44.021% | No | Alternative | QC Complete | 10/03/2022 |
| 5N35XYB1OME | xx |  | xx | Massachusetts | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | 2 Family | xx | xx | xx | Investor | Cash Out | 680 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | xx |  |  | Alternative | QC Complete | 05/02/2022 |
| B00KUQDUV0Y | xx |  | xx | Texas | Non-QM/Compliant | 2 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Higher-Priced Mortgage Loan test Fail - EV R<br> COMMENT: This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))<br> Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in<br> Regulation Z.<br>While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional<br> requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced<br> mortgage loans even if the additional conditions are met.<br>Higher-Priced Mortgage Loan Test: FAIL Charged 7.681% Allowed 6.990% Over By +0.691%<br>Resolved : HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). |  |  | Single Family | xx | xx | xx | Primary | Purchase | 629 |  | xx | 5.92 | $18869.69 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type:Credit Report |  | 37.273% | No | Alternative | QC Complete | 10/03/2022 |
| KRPOCJWV3BM | xx |  | xx | California | Non-QM/Compliant | 2 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Higher-Priced Mortgage Loan test Fail - EV R<br> COMMENT: This loan failed the higher-priced mortgage loan test. Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met.<br>Higher-Priced Mortgage Loan Test FAIL : Charged 6.973% Allowed 6.240% Over by +0.733%<br>This loan failed the CA AB 260 higher-priced mortgage loan test. Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the<br> California Financial Code. While the California Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met.<br>CA AB 260 Higher-Priced Mortgage Loan Test FAIL : Charged 6.973% Allowed 6.240% Over by +0.733%<br>Resolved : HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). |  |  | Single Family | xx | xx | xx | Primary | Cash Out | 703 | 5 | xx | 7 | $13689.68 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type:Credit Report | xx | 33.636% |  | Alternative | QC Complete | 10/03/2022 |
| GSRYJS2BXI1 | xx |  | xx | Utah | Non-QM/Compliant | 2 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Higher-Priced Mortgage Loan test Fail - EV R<br> COMMENT: This loan failed the higher-priced mortgage loan test.<br> Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in<br> Regulation Z.<br> While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional<br> requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced<br> mortgage loans even if the additional conditions are met.<br>Higher-Priced Mortgage Loan Test FAIL: Charged 7.357% Allowed 6.290% Over By +1.067%<br>Resolved: HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). |  |  | Single Family | xx | xx | xx | Primary | Purchase | 603 |  | xx | 3 | $7047.00 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 46.203% | No | Alternative | QC Complete | 10/03/2022 |
| OAVIL43W3BS | xx |  | xx | California | Non-QM/Compliant | 2 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) Higher-Priced Mortgage Loan test Fail - EV R<br> COMMENT: This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met.<br>Higher-Priced Mortgage Loan Test: FAIL Charged 7.011% Allowed 6.290% Over By+0.721%<br>This loan failed the CA AB 260 higher-priced mortgage loan test. (CA AB 260, California Financial Code Division 1.9 4995(a)) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the California Financial Code. While the California Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met.<br>CA AB 260 Higher-Priced Mortgage Loan Test: FAIL Charged 7.011% Allowed 6.290% Over by+0.721%<br>Resolved : HPML loans are allowed per originator's guidelines. File was reviewed to ensure that it is compliant with regulation 1026.35(b), (c) and (d). |  |  | Single Family | xx | xx | xx | Primary | Purchase | 656 |  | xx | 2 | $9901.34 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 45.908% | No | Full Documentation | QC Complete | 05/12/2022 |
| M5UAPTSP3HU | xx |  | xx | Georgia | Not Covered/Exempt | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | xx | xx | xx | Investor | Cash Out | 776 |  |  |  |  | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | xx |  |  | Alternative | QC Complete | 05/03/2022 |
| A0AXJIT53NW | xx |  | xx | California | Non-QM/Compliant | 3 | 1 | 1 | 1 | 1 | No | No |  |  | \*\*\* (CURED) ComplianceEase TRID Tolerance Test is Incomplete - EV R<br> COMMENT: TRID Tolerance is No results due to Initial Closing Disclosure is missing from the loan packages. Final CD is borrower executed on 5/7/2022, three days prior Initial Closing disclosure is missing.<br>Note : We have CD on loan packages with issued on 5/4/2022 and borrower signed on 5/5/2022, will not consider as a Initial CD because not covering three days to Final CD.<br>Resolved 05/19/2022 : Initial CD dated 5/4/2022 received and hence condition was cleared. |  |  | Single Family | xx | xx | xx | Secondary | Cash Out | 708 |  | xx | 24.42 | $18359.48 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report | xx | 28.338% |  | Alternative | QC Complete | 05/16/2022 |
| XM5IUPWD5H2 | xx |  | xx | Nevada | Non-QM/Compliant | 1 | 1 | 1 | 1 | 1 | No | No |  |  |  |  |  | Single Family | xx | xx | xx | Primary | Purchase | 680 |  | xx | 4.5 | $8909.00 | Mos Reviewed:24<br> Times 1X30:0<br> Times 1X60:0<br> Times 1X90:0<br> Currently Delinquent? :No<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:0<br> Max Days Dlq Last 12 Mos:0<br> Verification Type:Credit Report |  | 34.845% | No | Full Documentation | QC Complete | 10/03/2022 |

---

## Exhibit 99.1

---

| | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Dummy ID** | **Loan Number** | **Original Loan Amount** | **State** | **Note Date** | **Occupancy** | **Purpose** | **Final Overall Compliance Grade** | **DBRS INITIAL Compliance Grade** | **DBRS FINAL Compliance Grade** | **FITCH INITIAL Compliance Grade** | **FITCH FINAL Compliance Grade** | **KROLL INITIAL Compliance Grade** | **KROLL FINAL Compliance Grade** | **MOODY's INITIAL Compliance Grade** | **MOODY's FINAL Compliance Grade** | **S&P INITIAL Compliance Grade** | **S&P FINAL Compliance Grade** | **S&P INITIAL Property Grade** | **S&P FINAL Property Grade** |
| 0424PJUKHX0 | xx | xx | Florida | xx | Investor | Purchase<br> A | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A<br> CA | Not Applicable | Not Applicable | VA | VA |
| 0VGE3KAKPZW | xx | xx | Florida | xx | Primary | Purchase<br> A | A<br> B | B | A<br> B | B | A<br> B | B | A<br> B | B | A<br> B<br> CA | RB | RA | VA | VA |
| 22SV1UPP5FA | xx | xx | Texas | xx | Investor | Purchase<br> A | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A<br> CA | Not Applicable | Not Applicable | VA | VA |
| 5N35XYB1OME | xx | xx | Massachusetts | xx | Investor | Cash Out<br> A | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A<br> CA | Not Applicable | Not Applicable | VA | VA |
| A0AXJIT53NW | xx | xx | California | xx | Secondary | Cash Out<br> A | A<br> D | D | A<br> D | D | A<br> D | D | A<br> D | D | A<br> D<br> CA | RD | RA | VA | VA |
| B00KUQDUV0Y | xx | xx | Texas | xx | Primary | Purchase<br> A | A<br> B | B | A<br> B | B | A<br> B | B | A<br> B | B | A<br> B<br> CA | RB | RA | VA | VA |
| B2EUTG1RNDL | xx | xx | Michigan | xx | Primary | Cash Out<br> A | A<br> B | B | A<br> B | B | A<br> B | B | A<br> B | B | A<br> B<br> CA | RB | RA | VA | VA |
| CFJDKD1D3DX | xx | xx | Texas | xx | Investor | Purchase<br> A | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A<br> CA | Not Applicable | Not Applicable | VA | VA |
| GSRYJS2BXI1 | xx | xx | Utah | xx | Primary | Purchase<br> A | A<br> B | B | A<br> B | B | A<br> B | B | A<br> B | B | A<br> B<br> CA | RB | RA | VA | VA |
| HLUDKY10UK2 | xx | xx | Florida | xx | Investor | Refinance<br> A | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A<br> CA | Not Applicable | Not Applicable | VA | VA |
| JFOZEBJDUZC | xx | xx | Connecticut | xx | Primary | Refinance<br> A | A<br> B | B | A<br> B | B | A<br> B | B | A<br> B | B | A<br> B<br> CA | RB | RA | VA | VA |
| KRPOCJWV3BM | xx | xx | California | xx | Primary | Cash Out<br> A | A<br> B | B | A<br> B | B | A<br> B | B | A<br> B | B | A<br> B<br> CA | RB | RA | VA | VA |
| KVB5CFJ2UTU | xx | xx | New Jersey | xx | Investor | Purchase<br> A | Not Applicable<br> A<br> D | Not Applicable | Not Applicable<br> A<br> D | Not Applicable | Not Applicable<br> A<br> D | Not Applicable | Not Applicable<br> A<br> D | Not Applicable | Not Applicable<br> A<br> D<br> CD<br> CA | Not Applicable | Not Applicable | VA | VA |
| M5UAPTSP3HU | xx | xx | Georgia | xx | Investor | Cash Out<br> A | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A<br> CA | Not Applicable | Not Applicable | VA | VA |
| MOUY5E5TEWC | xx | xx | Pennsylvania | xx | Investor | Cash Out<br> B | Not Applicable<br> A<br> B | Not Applicable | Not Applicable<br> A<br> B | Not Applicable | Not Applicable<br> A<br> B | Not Applicable | Not Applicable<br> A<br> B | Not Applicable | Not Applicable<br> A<br> B<br> CB | Not Applicable | Not Applicable | VA | VA |
| OAVIL43W3BS | xx | xx | California | xx | Primary | Purchase<br> A | A<br> B | B | A<br> B | B | A<br> B | B | A<br> B | B | A<br> B<br> CA | RB | RA | VA | VA |
| PEZ1UM4C0RQ | xx | xx | Texas | xx | Investor | Cash Out<br> A | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A<br> CA | Not Applicable | Not Applicable | VA | VA |
| PNSW5AXXBZO | xx | xx | Texas | xx | Primary | Purchase<br> B | A<br> B | B | A<br> B | B | A<br> B | B | A<br> B | B | A<br> B<br> CB | RB | RA | VA | VA |
| QLGNP2CPV5Q | xx | xx | Texas | xx | Investor | Cash Out<br> A | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A<br> CA | Not Applicable | Not Applicable | VA | VA |
| RABXLRUWVAV | xx | xx | California | xx | Primary | Cash Out<br> A | A<br> B | B | A<br> B | B | A<br> B | B | A<br> B | B | A<br> B<br> CA | RB | RA | VA | VA |
| SQLQSPYHXEN | xx | xx | Pennsylvania | xx | Investor | Cash Out<br> B | Not Applicable<br> A<br> C<br> B | Not Applicable | Not Applicable<br> A<br> C<br> B | Not Applicable | Not Applicable<br> A<br> C<br> B | Not Applicable | Not Applicable<br> A<br> C<br> B | Not Applicable | Not Applicable<br> A<br> C<br> B<br> CC<br> CB | Not Applicable | Not Applicable | VA | VA |
| V43T5BPCRJO | xx | xx | Connecticut | xx | Investor | Cash Out<br> A | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A | Not Applicable | Not Applicable<br> A<br> CA | Not Applicable | Not Applicable | VA | VA |
| XM5IUPWD5H2 | xx | xx | Nevada | xx | Primary | Purchase<br> A | A | A | A | A | A | A | A | A | A<br> CA | RA | RA | VA | VA |
| YB1BX3BKNOL | xx | xx | Illinois | xx | Primary | Purchase<br> B | A<br> C<br> B | B | A<br> C<br> B | B | A<br> C<br> B | B | A<br> C<br> B | B | A<br> C<br> B<br> CC<br> CB | RB | RA | VA | VA |

---

## Exhibit 99.1

---

| | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Dummy ID** | **Loan Number** | **Occupancy** | **Purpose** | **Income Qualification Type** | **Rent Source** | **Actual in place rent from lease** | **Third Party Market Rent Estimate** | **PITIA** | **Calculated DSCR** | **Short Term Rental?** |
| JFOZEBJDUZC | xx | Primary | Refinance | Full Documentation | Not Applicable | Not Applicable | Not Applicable | $2171.19 | Not Applicable | Not Applicable |
| RABXLRUWVAV | xx | Primary | Cash Out | 12 Mo Bank Statement | Not Applicable | Not Applicable | Not Applicable | $2882.12 | Not Applicable | Not Applicable |
| HLUDKY10UK2 | xx | Investor | Refinance | DSCR | Form 1007 | No | $2500.00 | $2411.54 | 1.04 | No |
| 22SV1UPP5FA | xx | Investor | Purchase | DSCR | Form 1007 | No | $2250.00 | $2052.43 | 1.1 | No |
| PNSW5AXXBZO | xx | Primary | Purchase | 12 Mo Bank Statement | Not Applicable | Not Applicable | Not Applicable | $1427.71 | Not Applicable | Not Applicable |
| YB1BX3BKNOL | xx | Primary | Purchase | 12 Mo Bank Statement | Not Applicable | Not Applicable | Not Applicable | $5144.24 | Not Applicable | Not Applicable |
| PEZ1UM4C0RQ | xx | Investor | Cash Out | DSCR | Form 1007 | No | $2100.00 | $2000.55 | 1.05 | No |
| SQLQSPYHXEN | xx | Investor | Cash Out | DSCR | Form 1007 | No | $1550.00 | $1021.01 | 1.52 | No |
| 0424PJUKHX0 | xx | Investor | Purchase | DSCR | Form 1007 | No | $3600.00 | $2725.13 | 1.32 | No |
| V43T5BPCRJO | xx | Investor | Cash Out | DSCR | Form 216 | No | $2700.00 | $1520.86 | 1.78 | No |
| QLGNP2CPV5Q | xx | Investor | Cash Out | DSCR | Form 1007 | No | $1750.00 | $1439.86 | 1.22 | No |
| CFJDKD1D3DX | xx | Investor | Purchase | 12 Mo Bank Statement | Not Applicable | Not Applicable | Not Applicable | $1641.42 | Not Applicable | Not Applicable |
| MOUY5E5TEWC | xx | Investor | Cash Out | DSCR | Form 1007 | No | $1500.00 | $1067.32 | 1.41 | No |
| B2EUTG1RNDL | xx | Primary | Cash Out | 12 Mo Bank Statement | Not Applicable | Not Applicable | Not Applicable | $1093.32 | Not Applicable | Not Applicable |
| KVB5CFJ2UTU | xx | Investor | Purchase | DSCR | Form 1007 | No | $2700.00 | $2164.20 | 1.25 | No |
| 0VGE3KAKPZW | xx | Primary | Purchase | 12 Mo Bank Statement | Not Applicable | Not Applicable | Not Applicable | $2050.94 | Not Applicable | Not Applicable |
| 5N35XYB1OME | xx | Investor | Cash Out | DSCR | Form 216 | No | $2800.00 | $2346.91 | 1.19 | No |
| B00KUQDUV0Y | xx | Primary | Purchase | 12 Mo Bank Statement | Not Applicable | Not Applicable | Not Applicable | $6490.37 | Not Applicable | Not Applicable |
| KRPOCJWV3BM | xx | Primary | Cash Out | 12 Mo Bank Statement | Not Applicable | Not Applicable | Not Applicable | $1399.53 | Not Applicable | Not Applicable |
| GSRYJS2BXI1 | xx | Primary | Purchase | 12 Mo Bank Statement | Not Applicable | Not Applicable | Not Applicable | $1813.91 | Not Applicable | Not Applicable |
| OAVIL43W3BS | xx | Primary | Purchase | Full Documentation | Not Applicable | Not Applicable | Not Applicable | $2470.55 | Not Applicable | Not Applicable |
| M5UAPTSP3HU | xx | Investor | Cash Out | DSCR | Form 1007 | No | $2800.00 | $2645.07 | 1.06 | No |
| A0AXJIT53NW | xx | Secondary | Cash Out | 12 Mo Bank Statement | Not Applicable | Not Applicable | Not Applicable | $1594.38 | Not Applicable | Not Applicable |
| XM5IUPWD5H2 | xx | Primary | Purchase | Full Documentation | Not Applicable | Not Applicable | Not Applicable | $5687.14 | Not Applicable | Not Applicable |

---

------

---

| | | | |
|:---|:---|:---|:---|
| **Dummy ID** | **Loan Number** | **B1 Citizenship Status** | **B2 Citizenship Status** |
| 0424PJUKHX0 | xx | Foreign National | Not Applicable |
| 0VGE3KAKPZW | xx | Permanent Res Alien | Not Applicable |
| 22SV1UPP5FA | xx | US Citizen | Not Applicable |
| 5N35XYB1OME | xx | US Citizen | Not Applicable |
| A0AXJIT53NW | xx | US Citizen | US Citizen |
| B00KUQDUV0Y | xx | Permanent Res Alien | Not Applicable |
| B2EUTG1RNDL | xx | US Citizen | Not Applicable |
| CFJDKD1D3DX | xx | US Citizen | US Citizen |
| GSRYJS2BXI1 | xx | US Citizen | US Citizen |
| HLUDKY10UK2 | xx | Foreign National | Not Applicable |
| JFOZEBJDUZC | xx | Non-Resident Alien | Not Applicable |
| KRPOCJWV3BM | xx | US Citizen | Not Applicable |
| KVB5CFJ2UTU | xx | US Citizen | Not Applicable |
| M5UAPTSP3HU | xx | US Citizen | Not Applicable |
| MOUY5E5TEWC | xx | US Citizen | Not Applicable |
| OAVIL43W3BS | xx | US Citizen | Not Applicable |
| PEZ1UM4C0RQ | xx | US Citizen | Not Applicable |
| PNSW5AXXBZO | xx | US Citizen | Not Applicable |
| QLGNP2CPV5Q | xx | US Citizen | Not Applicable |
| RABXLRUWVAV | xx | US Citizen | Not Applicable |
| SQLQSPYHXEN | xx | US Citizen | Not Applicable |
| V43T5BPCRJO | xx | US Citizen | Not Applicable |
| XM5IUPWD5H2 | xx | US Citizen | US Citizen |
| YB1BX3BKNOL | xx | US Citizen | US Citizen |

---

## Exhibit 99.1

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **LOAN DATA** | **LOAN DATA** | **LOAN DATA** | **LOAN DATA** | **LOAN DATA** | **LOAN DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **ORIGINATION DATA** | **AVM Data** | **AVM Data** | **AVM Data** | **AVM Data** | **AVM Data** | **AVM Data** | **DESK REVIEW DATA** | **DESK REVIEW DATA** | **DESK REVIEW DATA** | **DESK REVIEW DATA** | **DESK REVIEW DATA** | **BPO REVIEW DATA** | **BPO REVIEW DATA** | **BPO REVIEW DATA** | **BPO REVIEW DATA** | **BPO REVIEW DATA** | **FIELD REVIEW/2055 DATA** | **FIELD REVIEW/2055 DATA** | **FIELD REVIEW/2055 DATA** | **FIELD REVIEW/2055 DATA** | **FIELD REVIEW/2055 DATA** | **2ND APPRAISAL DATA** | **2ND APPRAISAL DATA** | **2ND APPRAISAL DATA** | **2ND APPRAISAL DATA** | **2ND APPRAISAL DATA** | **AGENCY DATA** | **AGENCY DATA** | **AGENCY DATA** |
| **Dummy ID** | **Customer Loan #** | **Seller Loan #** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Appraised Value** | **Value for CLTV** | **Appraisal Date** | **Appraisal Type** | **AVM Value** | **Variance $** | **Variance %** | **AVM Company** | **AVM FSD Score** | **AVM Effective Date** | **Desk Value** | **Variance $** | **Variance %** | **Desk Company** | **Desk Report Date** | **BPO As-Is Value** | **Variance $** | **Variance %** | **BPO Company** | **BPO Inspection Date** | **FR Value** | **Variance $** | **Variance %** | **FR Company** | **FR Report Date** | **2nd Appraisal Value** | **Variance $** | **Variance %** | **2nd Appraisal Company** | **2nd Appraisal Date** | **Eligible for Rep/Warrant Relief** | **LCA Risk Score** | **CU Score** |
| JFOZEBJDUZC | xx |  | xx | xx | Not Applicable | xx | xx | xx | 1004 Residential Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Not Applicable | 1 |
| RABXLRUWVAV | xx |  | xx | xx | Not Applicable | xx | xx | xx | 1004 Residential Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Not Applicable | 1 |
| HLUDKY10UK2 | xx |  | xx | xx | Not Applicable | xx | xx | xx | 1004 Residential Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | 1 |
| 22SV1UPP5FA | xx |  | xx | xx | xx | xx | xx | xx | 1004 Residential Appraisal |  |  |  |  |  |  | xx | $0.00 | 0.000% | Clear Capital | xx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | 2.6 |
| PNSW5AXXBZO | xx |  | xx | xx | xx | xx | xx | xx | 1004 Residential Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Not Applicable | 1 |
| YB1BX3BKNOL | xx |  | xx | xx | xx | xx | xx | xx | 1004 Residential Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Not Applicable | 2.3 |
| PEZ1UM4C0RQ | xx |  | xx | xx | Not Applicable | xx | xx | xx | 1004 Residential Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Not Applicable | 1 |
| SQLQSPYHXEN | xx |  | xx | xx | Not Applicable | xx | xx | xx | 1004 Residential Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Not Applicable | 1.3 |
| 0424PJUKHX0 | xx |  | xx | xx | xx | xx | xx | xx | 1004 Residential Appraisal |  |  |  |  |  |  | xx | xx | -4.444% | Clear Capital | xx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | 4.2 |
| V43T5BPCRJO | xx |  | xx | xx | Not Applicable | xx | xx | xx | 1025 2-4 Family Property |  |  |  |  |  |  | xx | $0.00 | 0.000% | Clear Capital | xx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| QLGNP2CPV5Q | xx |  | xx | xx | Not Applicable | xx | xx | xx | 1004 Residential Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Not Applicable | 1 |
| CFJDKD1D3DX | xx |  | xx | xx | xx | xx | xx | xx | 1004 Residential Appraisal |  |  |  |  |  |  | xx | $0.00 | 0.000% | Clear Capital | xx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Unavailable | Unavailable |
| MOUY5E5TEWC | xx |  | xx | xx | Not Applicable | xx | xx | xx | 1004 Residential Appraisal |  |  |  |  |  |  | xx | $0.00 | 0.000% | Clear Capital | xx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | 2.6 |
| B2EUTG1RNDL | xx |  | xx | xx | Not Applicable | xx | xx | xx | 1004 Residential Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Not Applicable | 2.4 |
| KVB5CFJ2UTU | xx |  | xx | xx | xx | xx | xx | xx | 1004 Residential Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Not Applicable | 1.4 |
| 0VGE3KAKPZW | xx |  | xx | xx | xx | xx | xx | xx | 1004 Residential Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Not Applicable | 1 |
| 5N35XYB1OME | xx |  | xx | xx | Not Applicable | xx | xx | xx | 1025 2-4 Family Property |  |  |  |  |  |  | xx | $0.00 | 0.000% | Clear Capital | xx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | Not Applicable |
| B00KUQDUV0Y | xx |  | xx | xx | xx | xx | xx | xx | 1004 Residential Appraisal |  |  |  |  |  |  | xx | $0.00 | 0.000% | Clear Capital | xx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | 3.9 |
| KRPOCJWV3BM | xx |  | xx | xx | Not Applicable | xx | xx | xx | 1004 Residential Appraisal |  |  |  |  |  |  | xx | $0.00 | 0.000% | Clear Capital | xx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | 2.6 |
| GSRYJS2BXI1 | xx |  | xx | xx | xx | xx | xx | xx | 1004 Residential Appraisal |  |  |  |  |  |  | xx | $0.00 | 0.000% | Clear Capital | xx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Not Applicable | 2.6 |
| OAVIL43W3BS | xx |  | xx | xx | xx | xx | xx | xx | 1004 Residential Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Not Applicable | 1 |
| M5UAPTSP3HU | xx |  | xx | xx | Not Applicable | xx | xx | xx | 1004 Residential Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Not Applicable | 1 |
| A0AXJIT53NW | xx |  | xx | xx | Not Applicable | xx | xx | xx | 1004 Residential Appraisal |  |  |  |  |  |  |  |  |  |  |  | xx | xx | 18.100% | ProTeck Valuation Intelligence | xx |  |  |  |  |  |  |  |  |  |  | No | Unavailable | Unavailable |
| XM5IUPWD5H2 | xx |  | xx | xx | xx | xx | xx | xx | 1004 Residential Appraisal |  |  |  |  |  |  | xx | $0.00 | 0.000% | Clear Capital | xx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Unavailable | Unavailable |

---

## Exhibit 99.2

![](recovco_cover.jpg)<br>

Executive Summary<br> MCMLT 2023-NQM2

#### February 25, 2023

------

### EXECUTIVE NARRATIVE:
This Executive Summary summarizes the independent third-party due diligence review (the "Review") conducted on 20 residential mortgage loans by Recovco Mortgage Management, LLC ("Recovco") on behalf of its Client, Mill City Loans ("Client").

Recovco's reports, which are to be made available to the recipient by the Client, include the loan-level results of Recovco's independent, third-party due diligence review conducted for the Client.

Recovco performed certain due diligence services described below on residential mortgages. The review was conducted on behalf of Client from April 2022-May 2022 via file images provided by the Client for the review.

The table below identifies the origination channel for the loans in the subject review:

---

| | | |
|:---|:---|:---|
| <br> **Origination Channel** | <br> **Loan Count** | <br> **Percentage Of Reviewed Population (by count)** |
| <br> Retail | <br> 0 | <br> 18% |
| Broker | <br> 20 | <br> 100% |
| Correspondent Bulk | <br> 0 | <br> 0% |
| <br> **Total** | <br> **20** | <br> **100.00%** |

---

### DESCRIPTION OF SERVICES:
Recovco was instructed to perform a credit, regulatory compliance, data validation, and valuation review (the "Review Population") in accordance with national recognized statistical rating organizations ("NRSRO(s)") review standards in place as of the review date.

Page 2 of 19

------

### LOAN REVIEW POPULATION:
Recovco does not know the size of the overall securitization population and other third-party review firms that may have been engaged.

The table below summarizes the reviews conducted by Recovco:

---

| | | |
|:---|:---|:---|
| **Review** | **Reviewed Total** | **% of Sample** |
| Data Integrity Population | 20 | 100% |
| Credit Population | 20 | 100% |
| Compliance Population | 20 | 100% |
| Valuation Population | 20 | 100% |

---

### DATA INTEGRITY:
Where available, Recovco compared the data fields below on the bid tape provided by the Client to the data found in the actual file as captured by Recovco. This information may not have been available for all mortgage loans. This comparison included the following data fields:

---

| | | | | |
|:---|:---|:---|:---|:---|
| Last Name | Appraised Value | 1<sup>st</sup> Rate Chg Date | Rate Index | Rounding Code |
| First Name | Sale Price | Prepay Months | Amortization Term | Lookback Period |
| Occupancy | LTV | MI Company | Neg Am Flag | Initial Rate Cap |
| Purpose | CLTV | MI Coverage | IO Term | Periodic Rate Cap |
| Address | Note Date | Next Due Date | PP Terms | Life Rate Cap |
| State | Loan Amount | Property Units | PP Months | Life Rate Floor |
| Zip | First Payment Date | Maturity Date | Balloon Flag | Margin |
| Property Type | Original Rate | DTI | Next Rate Chg Date | Reset Frequency |
| Lien Position | Original P&I | Self Employed Flag | First Pmt Chg Date |  |
| Orig Credit Score | Interest Only Flag |  | Next Pmt Chg Date |  |

---

### CREDIT UNDERWRITING:
Recovco performed a review of the loan package to determine whether such package meets the credit and property underwriting criteria of applicable guidelines, in effect at the time of such loan's origination and that adequate support for the underwriting decision is contained in the file. Recovco reported to Client any exceptions utilizing Client accessed Recovco systems or other mutually agreed upon written report.

To complete these activities, Recovco completed a review utilizing the following review scope:

Page 3 of 19

------

Recovco will review asset origination to determine conformity to the stated underwriting or credit extension guidelines, standards, criteria or other requirements, including, as applicable, the Ability to Repay and Qualified Mortgage requirements described below, that were provided to Recovco and/or as directed by Client. When applicable, a review of the mortgage loan file to the Automated Underwriting System output within the mortgage loan file will also be performed.

Credit Application: For the Credit Application, Recovco will verify that the application: (i) was signed by all listed borrowers, (ii) was substantially filled out, (iii) contained all known borrower-owned properties on the Real Estate Owned section 2, and (iv) included the borrower's employment history.

Credit Report: Recovco's review will include confirming that a credit report, that met guideline requirements, was present for each borrower and that such borrower's credit profile adhered to guidelines. In order to make this determination, Recovco: will (i) capture the monthly consumer debt payments for use in relevant calculations, (ii) note and research the Real Estate Owned and fraud alerts, and (iii) gather data required for the ASF tape submission including (a) the most recent FICO (scores from Equifax, Experian, and Transunion if available), (b) the most recent FICO date, (c) the longest trade line, (d) the maximum trade line, (e) the number of trade lines, and (f) the credit usage ratio.

Employment and Income: Recovco will determine whether applicable supporting employment and income documentation required by the guidelines, and as applicable Appendix Q or ATR, was present in the mortgage loan file and where possible, wasn't fraudulent. This documentation will be used to verify whether the income used to qualify the mortgage loan was calculated in accordance with guidelines and may have included items such as: (i) verbal or written verification of employment, (ii) pay stubs, (iii) W-2 forms, (iv) tax returns, (v) financial statements, (vi) IRS tax transcripts, and for certain programs (vii) bank statements.

Asset Review: Recovco will assess whether the asset documentation required by the guidelines, and as applicable, Appendix Q or ATR, was present in the mortgage loan file. Utilizing this documentation, Recovco will complete a review of the reserve calculation and any large deposits. Documentation verifying assets for down payment, closing costs, prepaid items and reserves may have included: (i) verification-of-deposit, (ii) depository account statements, (iii) stock or security account statements, (iv) gift funds, (v) escrow or earnest money deposits, and (vi) settlement statements or other evidence of conveyance and transfer of funds (if a sale of assets was involved).

Hazard/Flood Insurance/Taxes: Recovco will review the insurance present on the mortgage loan. During this review, Recovco will (i) verify that the hazard insurance met the minimum required amount of coverage in the guidelines, (ii) confirm that the mortgage clause listed the lender's name and "its successors and assigns,", (iii) confirm that the premium amount on both the hazard and flood insurance matched what was used in the debt-to-income ("DTI") calculations, (iv) review the tax certificate to verify and compare monthly escrows used to calculate DTI matched, (v) confirm that the flood certification was for the correct borrower, property, lender and mortgage loan number, and (vi) complete other property specific items including (a) for condominium properties, confirming that the blanket policy met the minimum amount of coverage in the guidelines and (b) for properties in a flood zone per the flood certification, confirming that flood insurance met guideline requirements and met the minimum required amount of coverage in the guidelines.

DU/LP Review: When provided and appropriate, Recovco will verify that DU findings included an approved/eligible decision as required per guidelines. However, all mortgage loans are manually underwritten with documentation requirements determined by Client guidelines and not AUS findings.

Occupancy Review: Recovco will confirm the property occupancy is consistent with the mortgage loan approval and borrowers' application disclosure based solely on information contained in the mortgage loan file and any fraud report obtained in connection with the mortgage loan.

Guideline Review: Recovco will confirm the mortgage loan was originated in accordance with required guidelines by reviewing conformity of mortgage loan, transaction type, and borrower characteristics to stated guidelines. Mortgage characteristics to be examined include (i) DTI of the borrower, (ii) the

Page 4 of 19

------

LTV/CLTV/HTLTV, (iii) the credit score for each borrower, (iv) asset reserves of the borrower, (v) property type, (vi) property usage, and (vii) other property specific items including (a) for condominium or cooperative properties, assessing whether the condominium or cooperative project adheres to required guidelines.

Fraud Review: Recovco will review fraud report results in each mortgage loan file, to the extent present, in conjunction with source documents found in the mortgage loan file to assess the likelihood of any misrepresentations associated with the origination of the mortgage loan. If the mortgage loan file did not contain a fraud report and the counterparty did not produce one, Recovco will condition the mortgage loan for the missing fraud report product.

If a report was present, Recovco will review the report for (i) any name variations for the borrowers, (ii) any social security number variations for the borrowers, (iii) any potential occupancy issues based on the borrower's address history, (iv) any noted employment issues, and (v) any additional consumers associated with the borrower's profile. If any findings are noted, Recovco will confirm that such findings and/or variations were addressed by the originator in the origination of the asset or that such red flag issues were fully addressed via mortgage loan documentation provided.

Additional Review of Mortgage Loan File: Recovco will review the closing documents to ensure that the mortgage loan file information is complete, accurate, and contains consistent documentation. Included in this portion of the review are items such as reviewing for (i) evidence of primary mortgage insurance, and (ii) the presence of loan modification documents, and (iii) general conformity to Fannie Mae or Freddie Mac approved formats at the time of origination.

If standard GSE forms were not used for the mortgage loan, Recovco will seek to confirm the existence of: (i) a "due on sale" clause, (ii) mortgagors requirement to maintain adequate insurance at the mortgagor's own expense, and (iii) the holder's right to foreclose and to confirm that any homestead exemption has been waived as required by applicable law within the forms utilized.

### REGULATORY COMPLIANCE REVIEW:
Please be advised that Recovco did not make a determination as to whether the mortgage loans complied with federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated below. There can be no assurance that the Review uncovered all relevant factors relating to the origination of the mortgage loans, their compliance with applicable law and regulations and the original appraisals relating to the mortgaged properties or uncovered all relevant factors that could affect the future performance of the mortgage loans. Furthermore, the findings reached by Recovco are dependent upon its receiving complete and accurate data regarding the mortgage loans from mortgage loan originators and other third parties upon which Recovco is relying in reaching such findings.

Please be further advised that Recovco does not employ personnel who are licensed to practice law in the various jurisdictions, and the findings set forth in the reports prepared by Recovco do not constitute legal advice or opinions. They are recommendations or conclusions based on information provided to Recovco. Information contained in any Recovco report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the report based on certain factors, including the facts and circumstances of an individual mortgage loan. Risk levels associated with a loan may have changed an exception level, given rating agency published guidance, written guidance, or other guidance from the rating agency team on the transaction. All final decisions as to whether to purchase or enter into a transaction related to any individual mortgage loan or the mortgage loans in the aggregate, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such mortgage loan or mortgage loans, shall be made solely by the Client, or other agreed upon party, that has engaged Recovco to prepare its reports pursuant to its instructions and guidelines. The Client, or other agreed upon party, acknowledges and agrees that the scoring models applied by Recovco are designed to identify potential risk and the Client, or other agreed upon party, assumes sole responsibility for determining the suitability of the information for its particular use. Recovco does not make any representation or warranty as to the value of any mortgage loan or mortgage loans collateral that has been

Page 5 of 19

------

reviewed by Recovco.

**Regulatory Compliance Analysis:** TPR will test each Mortgage Loan to verify that it closed in compliance with the applicable federal, state and local anti-predatory lending statutes in effect at the time of origination of the Mortgage Loan and that the Mortgage Loan meets (i) the Truth in Lending Act ("TILA"), as amended by HOEPA, 15 U.S.C. §1601 et seq., as implemented by Regulation Z, 12 C.F.R. Part 1026; (ii) the Real Estate Settlement Procedures Act ("RESPA"), 12 U.S.C. §2603, as implemented by Regulation X, 12 C.F.R. Part 1024; (iii) the disclosure requirements and prohibitions of Section 50(a)(6), Article XVI of the Texas Constitution and associated regulations (as applicable); and (iv) the disclosure requirements and prohibitions of the applicable state and local laws and ordinances that were enacted to combat predatory lending.

&nbsp;&nbsp;&nbsp;&nbsp;**1.**  **<u>The following section is applicable to Mortgage Loans with an application date on or after October 3, 2015</u>:** 

<br> a. Documentation. Review of the following documents for regulatory compliance:

<br> i. Initial and final application (1003)

<br> ii. Note, including all addendums

<br> iii. Copy of note for any junior liens (if applicable)

<br> iv. Mortgage / Deed of Trust, including all riders

<br> v. Initial and Re-disclosed Loan Estimates ("LE")

<br> vi. Initial CD (i.e., the CD required to be received by the borrower(s) at least 3 business days prior to consummation) and re-disclosed CDs (as applicable and permitted by TILA/Regulation Z)

<br> vii. Notice of Right to Cancel (if applicable)

<br> viii. Rate Lock date information;

<br> b. High Cost/Higher-Priced Loans

i. Review of federal, state & local high cost, higher-priced and/or anti-predatory laws and regulations, including those set forth on <u>Schedule 1</u>. Any loan that is determined to be classified and/or defined as high cost, higher-priced, subprime, threshold, predatory high risk, covered or similar classification/definition must be reported.

ii. Missing initial application / rate lock confirmation – If missing initial application, missing initial application date or missing rate lock confirmation results in inability to determine application date or rate set date for purposes of high cost / higher-priced mortgage loan testing, vendor will test based on: (1) a 6-month window prior to closing date for missing application date; and (2) all dates between application and closing for missing rate set date. Other evidence in file (e.g. date of initial disclosures, rate lock expiration on GFE) may be relied upon to estimate application or rate set date but will be determined on a case by case basis.

<br> c. TILA/Regulation Z. Review to determine compliance with the requirements of TILA/Regulation Z including, but not limited to, the following:

i. A review and comparison of LEs and CDs with a report outlining any TILA violations, including a re-calculation of disclosed finance charge, principal and interest calculations, proper completion of the Projected Payments table, recalculation of disclosed APR and a review to determine disclosure differences were within the allowed tolerances and disclosures were provided within the required timeframe;

<br> ii. Loan Estimate ("LE"):

Page 6 of 19

------

<br> A. Confirm the presence of the current LE in effect at the time of origination;

<br> B. Verify LE was provided to the borrower(s) within three (3) business days of the date the lender (or broker if applicable) received an "application" and at least 7 business days prior to consummation;

C. Verify LE was provided to the borrower(s) within three (3) business days of: (a) the date the rate was locked; and (b) the date an expired rate lock was re-locked (if applicable). Evidence of rate lock (e.g., rate lock agreement, screen shot) is necessary to confirm rate lock date. A revised LE is not required to be disclosed if the rate has been extended with no other changes to the previously disclosed interest-rate dependent charges or terms provided the borrower has not entered into a new rate lock agreement with the lender.

<br> D. Verify the final LE was provided at least 4 business days prior to consummation and that no LE was provided to the borrower after a CD was provided;

<br> E. Verify all sections of the LE were accurately completed and that information was reflected in the appropriate locations;

F. Determine whether a valid and properly documented reason (changed circumstance affecting settlement charges, changed circumstance affecting eligibility, revision requested by the consumer, interest rate has been locked, LE has expired, delayed settlement date on construction loan) accompanies a revised LE containing any increase in fee(s) (subject to the good faith provisions in 12 CFR § 1026(e)(3)), and verify if an LE was provided within 3 business days of the lender's (or broker's) receipt of information sufficient to establish that a reason for a revision applies.

1. Any increase in (1) a fee that is subject to zero tolerance or (2) fees that cause the aggregate amount of charges as defined in 12 CFR § 1026.19(e)(3)(ii) to increase by more than 10% that are disclosed on a LE but not accompanied by one of the six specified reasons should be disregarded for purposes of tolerance testing, including any reset of tolerances. For that fee, the amount on the previously properly-disclosed LE should be used for testing of the zero and 10% tolerance categories. All other fees that have changed and are disclosed in compliance with TILA should be included in the tolerance testing, including changes to interest-rate related charges that change while the interest rate is floating and/or change upon re-disclosure within three (3) business days of rate lock or re-lock.

2. Increases in fees as defined in 12 CFR § 1026.(e)(3)(iii) are permissible provided there is no evidence that the lender (or broker, if applicable) did not disclose the increase based on the best information reasonably available at the time (e.g. failure to disclose a homeowner's insurance premium when homeowner's insurance is required; prepaid interest amounts that are not consistent with the date the loan will close or with changes to loan terms).

<br> 3. Documentation that simply restates the change (e.g. fee increased) with no further explanation is not sufficient.

G. A difference between the disclosed Total Interest Percentage (TIP) and the calculated TIP (either under- or over-disclosed) should be conditioned. If the difference in calculation is due to the rounding of the loan payment to whole cents as permitted by 12 CFR § 1026.17(c)(3), this should be noted in the condition.

<br> iii. Closing Disclosure ("CD"):

<br> A. Confirm the current applicable CD was provided;

<br> B. Verify all sections of the CD were accurately completed and that information was reflected in the appropriate locations;

Page 7 of 19

------

<br> C. Verify that the borrower, or each consumer with the right to rescind the transaction (if applicable), was provided with a copy of the CD within 3 business days of consummation;

D. If the initial CD has been provided in lieu of a revised LE because there were fewer than four business days between the time the revised LE was required to be delivered and consummation, the CD may be used to reset fee tolerances provided the loan did in fact close within that timeframe and valid changed circumstances are documented to support fee increases as discussed below.

1. Any increase in (1) a fee that is subject to zero tolerance or (2) fees that cause the aggregate amount of charges as defined in 12 CFR § 1026.19(e)(3)(ii) to increase by more than 10% is limited to one of the six reasons specified in the rule (changed circumstance affecting settlement charges, changed circumstance affecting eligibility, revision requested by the consumer, interest rate has been locked, LE has expired, delayed settlement date on construction loan).

i. Any of these increased fees that are disclosed on the CD but not accompanied by one of the six specified reasons should be disregarded for purposes of tolerance testing, including any reset of tolerances. For that fee, the amount on the previously properly-disclosed LE should be used for testing of the zero and 10% tolerance categories. All other fees that have changed and are disclosed in compliance with TILA should be included in the tolerance testing, including changes to interest-rate related charges that change while the interest rate is floating and/or change upon re-disclosure within three (3) business days of rate lock or re-lock).

<br> 2. Documentation that simply restates the change (e.g. fee increased, etc.) with no further explanation is not sufficient.

E. Increases in fees as defined in 12 CFR § 1026.(e)(3)(iii) that are disclosed on the initial CD or any re-disclosed CD are permissible provided there is no evidence that the lender did not disclose the increase based on the best information reasonably available at the time (e.g. failure to disclose a homeowner's insurance premium when homeowner's insurance is required; prepaid interest amounts that are not consistent with the date the loan will close or with changes to loan terms).

F. Any fees that are paid at closing by someone other than the borrower (e.g.; seller or other third party) should be treated as borrower-paid for purposes of the tolerance calculations in 12 CFR § 1026.19I(3)(i) – (iii). For example, if a $500 appraisal fee (for which the borrower could not shop) that was disclosed on the LE as paid in full or in part by the seller increases to $750 on the CD, the $250 increase must be considered, and a tolerance refund of $250 will be due to the borrower unless the increase had been re-disclosed subject to a valid changed circumstance. Fees paid by the lender should be reviewed for compliance with 12 CFR § 1026.19I(3)(i) (i.e.; an increased lender credit to cover an increased fee does not constitute a zero tolerance violation, but a decreased lender credit that was not re-disclosed subject to a valid changed circumstance is a violation and will require a refund).

G. A difference between the disclosed Total Interest Percentage (TIP) and the calculated TIP (either under- or over-disclosed) should be conditioned. If the difference in calculation is due to the rounding of the loan payment to whole cents as permitted by 12 CFR § 1026.17I(3), this should be noted in the condition.

H. For loans originated prior to October 10, 2017, any difference between the disclosed Total of Payments (TOP) and the calculated TOP (either under- or over-disclosed) should be conditioned. Effective for loans originated on/after October

Page 8 of 19

------

10, 2017, the applicable tolerances in 12 CFR § 1026.23(g)(1)(ii) and § 1026.23(h)(2)(ii) (i.e. $35 tolerance for under-disclosure of TOP for loans subject to rescission) apply. TPR will note if a tolerance has been exceeded and, if so, the amount necessary to cure the tolerance violation.

<br> I. Review to confirm if any changes occurred before consummation that required a new 3-business day waiting period and, if so, if revised disclosures were provided and the required waiting period was met;

1. If the APR decreases by greater than 1/8 of one percentage point, (or ¼ of one percentage point for an irregular transaction), confirm the disclosed APR resulted from the disclosed finance charge (i.e. the finance charge also decreased).

<br> J. Review any CDs provided to the borrower post-consummation to confirm revised disclosures and refunds were provided as required and within the required timeframes.

<br> iv. Written Estimate of Terms or Costs – confirm that any term/cost estimate provided to the borrower meets the content requirements of TILA and is not provided after the borrower has been, or is required to be, provided the LE.

<br> A. A Written Estimate of Terms or Costs may be provided within the 3-business day period after the lender's receipt of a loan application as long as the Written Estimate is provided before the borrower receives the LE.

<br> v. Written List of Settlement Service Providers:

A. If the borrower was permitted to shop for any settlement services as evidenced by the LE, confirm the Written List of Settlement Service Providers is in the Mortgage Loan File and meets the content requirements of TILA, including providing the name of at least one provider for each service for which the borrower was permitted to shop; and

1. If the borrower was permitted to shop for a settlement service as evidenced on the LE and the List of Settlement Service Providers was not provided or did not list a provider for that service, the cost of the service must be included in the ten percent tolerance category unless the settlement service provider was the creditor or an affiliate of the creditor, in which case the cost of the service is considered an increase subject to the zero tolerance category. TPR will note if the tolerance has been exceeded and, if so, the amount necessary to cure the tolerance violation. TPR will also note a violation for failing to provide at least one settlement service provider for a service for which the borrower was entitled to shop.

<br> B. Verify the List of Settlement Service Providers was provided to the borrower(s) at the time of the LE disclosing the applicable service(s).

<br> vi. Special Information Booklet ("Your Home Loan Toolkit"):

A. Confirm the presence of the Special Information Booklet ("Your Home Loan Toolkit") in the Mortgage Loan File or that the Mortgage Loan File contains sufficient evidence that the disclosure was provided to the borrower (*e.g.,* cover letter reflecting the Booklet as an enclosure) on purchase and construction (construction to permanent loans) Mortgage Loans; and

<br> B. Confirm the Special Information Booklet ("Your Home Loan Toolkit") was provided within three (3) business days of the date the lender (or broker if applicable) received an "application."

Page 9 of 19

------

vii. A review of the Notice of Right to Cancel, including a verification of the transaction date and expiration date, ensuring proper execution of the Notice of Right to Cancel by all required parties, verifying the disbursement date and determining if a full three (3) day rescission period was adequately provided to the borrower(s);

<br> A. A condition must be placed if the transaction is a refinance by the original creditor and the borrower was provided the Form H-8 rescission notice. TPR will note in the condition whether or not there was a new advance that is subject to rescission per TILA/Regulation Z.

viii. Where the loan file contains evidence of a loan modification (other than a modification pursuant to the Home Affordable Modification Program (HAMP), review file to determine if the loan was a true modification that would not require new TILA disclosures. If not a true modification, must be treated as a refinancing for purposes of new TILA disclosures. Review notes / mortgages / mod agreements & determine if existing note / mortgage have been satisfied and replaced. If so, qualifies as refinancing unless: 

A. Reduction in APR with corresponding change in payment schedule (shortening of maturity, reduction in payment amount or number of payments). However, if maturity is lengthened or if payment amount or # of payments is increased beyond that remaining on existing transaction, new disclosures are required; OR

B. Change in payment schedule or collateral requirements as a result of default/ delinquency. However, if rate is increased or additional credit is advanced beyond amounts already accrued plus insurance premiums, or a fixed rate loan is being modified into an adjustable rate loan, new disclosures required.

ix. A review to ensure the Mortgage Loan meets the applicable Ability-to-Repay ("ATR") requirements as set forth in regulations promulgated by the Consumer Financial Protection Bureau as found at 12 CFR § 1026.43. For purposes of such review, where loans were originated by a broker, consider the loan application date to be the date the loan file was received by the original creditor.

d. RESPA/Regulation X: Review to ensure compliance with RESPA/Regulation X documentation and timing requirements in effect at origination of the Mortgage Loan for RESPA disclosures (Servicing Disclosure Statement; Affiliated Business Arrangement Disclosure; Initial Escrow Disclosure Statement; List of Homeownership Counselling Organizations).

e. Equal Credit Opportunity Act/Regulation B: Confirm compliance with the January 18, 2014 requirements regarding the disclosure of the right to receive a copy of appraisals within three (3) business days of application, the right to receive a copy of the appraisals at least three (3) business days prior to consummation and any applicable waiver. The disclosure of the right to receive a copy of appraisals may be met by the disclosure on the Loan Estimate pursuant to 12 CFR § 1026.27(m)(1).

<br> f. Fair Credit Reporting Act/Regulation V: Confirm compliance with the current FCRA/Regulation V requirements regarding risk-based pricing notice, credit score disclosure and Notice to Home Loan Applicant, as applicable.

<br> g. Mandatory Arbitration – TPR will report mandatory arbitration provisions present in the loan file.

<br> h. Single Premium Credit Insurance – TPR will report single premium credit insurance policies or debt cancellation agreements present in the loan file.

Page 10 of 19

------

<br> i. TPR will test for state prepayment and late charge restrictions. If a prepayment penalty that exceeds the state permitted penalty has expired, this must be reported.

&nbsp;&nbsp;&nbsp;&nbsp;**2.**  **<u>The following section is applicable to Mortgage Loans with an application date prior to October 3, 2015</u>:** 

<br> a. Documentation. Review of the following documents for regulatory compliance:

<br> i. Initial and final application (1003)

<br> ii. Note, including all addendums

<br> iii. Copy of note for any junior liens (if applicable)

<br> iv. Mortgage / Deed of Trust, including all riders

v. Final HUD-1 Settlement Statement ("HUD-1"). If the final HUD-1 is missing, TPR will review for compliance using the estimated HUD-1 if available in the file. TPR will report if the final HUD-1 is missing and note in the condition that (a) testing was performed using an estimated HUD-1 or (b) there was no estimated or final HUD-1 in the file available for testing.

<br> vi. Initial, Final and Re-disclosed Truth in Lending Disclosures ("TIL")

<br> vii. Notice of Right to Cancel (if applicable)

<br> viii. Initial and Re-disclosed Good Faith Estimates ("GFE")

<br> ix. Rate Lock date information;

<br> b. High Cost/Higher-Priced Loans

i. Review of federal, state & local high cost, higher-priced and/or anti-predatory laws and regulations, including those set forth on <u>Schedule 1</u>. Any loan that is determined to be classified and/or defined as high cost, higher-priced, subprime, threshold, predatory high risk, covered or similar classification/definition must be reported.

ii. Missing initial application / rate lock confirmation – If missing initial application, missing initial application date or missing rate lock confirmation results in inability to determine application date or rate set date for purposes of high cost / higher-priced mortgage loan testing, vendor will test based on: (1) a 6-month window prior to closing date for missing application date; and (2) all dates between application and closing for missing rate set date. Other evidence in file (e.g. date of initial disclosures, rate lock expiration on GFE) may be relied upon to estimate application or rate set date but will be determined on a case by case basis.

<br> c. TILA/Regulation Z. Review to determine compliance with the applicable requirements of TILA/Regulation Z including, but not limited to, the following:

i. A review and comparison of the initial and final TIL, and any re-disclosed TIL(s), with a report outlining any TILA violations, including a re-calculation of disclosed finance charge, proper execution by all required parties, principal and interest calculations, proper completion of the interest rate and payment summary, recalculation of disclosed APR, and a review to determine disclosure differences were within the allowed tolerances and disclosures were provided within the required timeframes;

ii. A review of the Notice of Right to Cancel, including a verification of the transaction date and expiration date, ensuring proper execution of the Notice of Right to Cancel by all required parties verifying the disbursement date and determining if a full three (3) day rescission period was adequately provided to the borrower(s);

Page 11 of 19

------

<br> A. A condition must be placed if the transaction is a refinance by the original creditor and the borrower was provided the Form H-8 rescission notice. TPR will note in the condition whether or not there was a new advance that is subject to rescission per TILA/Regulation Z.

iii. Where the loan file contains evidence of a loan modification (other than a modification pursuant to the Home Affordable Modification Program (HAMP), review file to determine if the loan was a true modification that would not require new TILA disclosures. If not a true modification, must be treated as a refinancing for purposes of new TILA disclosures. Review notes / mortgages / mod agreements & determine if existing note / mortgage have been satisfied and replaced. If so, qualifies as refinancing unless: 

A. Reduction in APR with corresponding change in payment schedule (shortening of maturity, reduction in payment amount or number of payments). However, if maturity is lengthened or if payment amount or # of payments is increased beyond that remaining on existing transaction, new disclosures are required; OR

B. Change in payment schedule or collateral requirements as a result of default/ delinquency. However, if rate is increased or additional credit is advanced beyond amounts already accrued plus insurance premiums, or a fixed rate loan is being modified into an adjustable rate loan, new disclosures required.

iv. For Mortgage Loans with an application date on or after January 10, 2014, a review to ensure the Mortgage Loan meets the applicable Ability-to-Repay (ATR) and Qualified Mortgage (QM) qualifications as set forth in regulations promulgated by the Consumer Financial Protection Bureau as found at 12 CFR 1026.43. For purposes of such review, where loans were originated by a broker, consider the loan application date to be the date the loan file was received by the original creditor.

<br> d. RESPA/Regulation X: Review to ensure compliance with the applicable requirements of RESPA/Regulation X including, but not limited to, the following:

<br> i. Good Faith Estimate ("<u>GFE</u>"):

<br> A. Confirm the presence of the current GFE form in effect at the time of origination. Verify GFE was provided to the borrower(s) within three (3) business days of the date the lender (or broker if applicable) received an "application," which is to be defined by the lender;

<br> B. RESPA 2010: Determine whether a valid and properly documented change in circumstance accompanies any re-disclosed GFE containing the following:

<br> 1. any change(s) to loan terms, including any increase in rate after the rate has been locked and/or change to loan program; and

<br> 2. Any increase in fee(s).

<br> ii. Final HUD-1: Confirm compliance with the RESPA requirements in effect as of origination of the Mortgage Loan including, but not limited to:

<br> A. Current applicable HUD-1 form was provided;

B. Escrow deposit on the HUD-1 matches the initial escrow statement amount; and

<br> C. Verify all sections of the HUD-1 were accurately completed and that information was reflected in the appropriate locations.

Page 12 of 19

------

<br> iii. GFE and Final HUD-1 Comparison (RESPA 2010): Confirm compliance with the RESPA requirements in effect as of origination of the Mortgage Loan including, but not limited to:

<br> A. Review changes disclosed on the latest GFE provided to the borrower to ensure that they were within the allowed tolerances as set forth in the RESPA requirements.

<br> B. Confirm Mortgage Loan terms and fees disclosed on the third page of the HUD-1 accurately reflected how they were disclosed on the GFE and how the Mortgage Loan closed;

1. A change in loan amount from the latest GFE to the HUD-1 is acceptable and should not be conditioned. Any other changes to loan terms must be noted.

<br> C. Review any attempt to cure a RESPA violation to ensure that the proper reimbursement was made and/or a new HUD-1 was provided and that it was done within the required thirty (30) day window.

e. Additional RESPA/Regulation X Disclosures and Requirements: Confirm compliance with RESPA/Regulation X documentation and timing requirements in effect at origination of the Mortgage Loan for other RESPA disclosures (Servicing Disclosure Statement; Special Information Booklet; Affiliated Business Arrangement Disclosure; Initial Escrow Disclosure Statement).

f. Equal Credit Opportunity Act/Regulation B: Confirm compliance with the January 18, 2014 requirements regarding the disclosure of the right to receive a copy of appraisals within three (3) business days of application, the right to receive a copy of the appraisals at least three (3) business days prior to consummation and any applicable waiver.

<br> g. Fair Credit Reporting Act/Regulation V: Confirm compliance with the FCRA/Regulation V requirements regarding risk-based pricing notice, credit score disclosure and Notice to Home Loan Applicant, as applicable.

<br> h. Mandatory Arbitration – TPR will test for mandatory arbitration provisions in the loan file.

<br> i. Single Premium Credit Insurance – TPR will test for purchase loans with single premium credit insurance policies or debt cancellation agreements present in the loan file.

<br> j. TPR will test for state prepayment and late charge restrictions. If a prepayment penalty that exceeds the state permitted penalty has expired, this must be reported.

<br> k. Georgia and New Jersey – Vendor will report the following loans:

<br> i. Mortgage loans subject to the Georgia Fair Lending Act and originated between October 1, 2002 and March 6, 2003.

<br> ii. Cash-out refinance mortgage loans originated between November 27, 2003 and July 5, 2004 that meet the definition of a "covered home loan" pursuant to the New Jersey Homeownership Security Act.

Business Purpose Loan submitted pursuant to this Exhibit and designed by Client as a Business Purpose Loan will be automatically deemed and

reported as "Exempt" and Recovco will not perform any ATR/QM Testing or TRID Testing.

Page 13 of 19

------

#### Qualified Mortgage
With respect to QM (Safe Harbor and Higher-priced) designated loans, Recovco reviews the loan to determine whether, based on available information in the loan file: (i) the loan contains risky loan features and terms (e.g. an interest only feature or negative amortization), (ii) the "points and fees" exceed the applicable QM threshold, (iii) the monthly payment was calculated appropriately, (iv) the creditor considered and verified income or assets at or before consummation, (v) the creditor appropriately considered debt obligations, alimony and child support, and (vi) at the time of consummation, if the debt-to-income ratio exceeds 43% (calculated in accordance with Appendix Q to Regulation Z). This portion of the Review includes a recalculation of all income and liabilities with attention to the appropriate documentation of each source.

If a loan was designated as QM and identified as eligible for guarantee, purchase, or insurance by an applicable agency as permitted under the QM final rule, Recovco reviews the loan to determine whether, based on available information in the loan file the loan satisfied (i), (ii) and (iii) in the preceding paragraph and reviews the Automated Underwriting System output within the file to confirm agency eligibility.

For each QM designated loan that satisfied the applicable requirements enumerated above, Recovco then determines whether the loan is a Safe Harbor QM or Higher Priced QM by comparing the loan's actual annual percentage rate, as recalculated, to the applicable average prime offer rate plus a certain applicable percentage.

The Review also includes determining, as applicable, whether a loan is a qualified mortgage as defined by the Department of Housing and Urban Development (24 C.F.R. 201 and 203 et seq.), and the Department of Veterans Affairs (38 C.F.R. Part 36 et seq.).

#### General Ability to Repay
Recovco reviews the loan to determine whether, based on available information in the loan file, the creditor considered, as applicable, the following eight underwriting factors, and verified such information using reasonably reliable third-party records, at or before consummation: (i) the consumer's current or reasonably expected income or assets, (ii) if the creditor relied on income from the consumer's employment in determining repayment ability, the consumer's current employment status; (iii) the consumer's monthly payment; (iv) the consumer's monthly payment on any simultaneous loan that the creditor knows or has reason to know will be made; (v) the consumer's monthly payment for mortgage-related obligations; (vi) the consumer's current debt obligations, alimony, and child support; (vii) the consumer's monthly debt-to-income ratio or residual income; and (viii) the consumer's credit history. This portion of the Review also focuses on full recalculation of income and debts, as well as the documentation provided to support each item used in originator's determination of the ability to repay.

Note: for loans designated as QM – agency eligible, Recovco will not review for compliance with the requirements of Appendix Q or General Ability to Repay.

Recovco reviews loans to determine their conformity with the ATR/QM factors above, and is not rendering an independent assessment or opinion, warranting or representing that a loan will be deemed to conform to Safe Harbor, Rebuttable Presumption, ATR or other status based on any additional or revised factors that may be considered by legislative, regulatory, administrative or judicial authorities ("Authorities"). Recovco does not represent or warrant that the factors for which it is reviewing the loans constitute all of the factors and/or criteria that Authorities may consider in determining the status of a loan. Recovco's review is based on information contained in the loan file at the time it is provided to Recovco to review, and only reflects information as of that point in time.

Page 14 of 19

------

### VALUATION REVIEW:

For each Mortgage Loan, Recovco performed Property Valuation Review Services in accordance with the following waterfall:

The value of the underlying property. Recovco's review will include verifying the appraisal report was (i) on the appropriate form, (ii) materially complete, (iii) in conformity with the guideline requirements for the property type in question, (iv) completed by an appraiser that was actively licensed to perform the valuation, (v) completed such that the named client on the appraisal report is the lender or a related entity that is permitted to engage the lender per Title XI of FIRREA, (vi) made and signed prior to the final approval of the mortgage loan application, (vii) completed and dated within the guidelines restrictions, (vii) made on an "as is" basis or provides satisfactory evidence of completion of all material conditions including all inspections, licenses, and certificates (including certificates of occupancy) to be made or issued with respect to all occupied portions of the mortgaged property and with respect to the use and occupancy of the same, have been made or obtained from the appropriate authorities.

With regard to the use of comparable properties, Recovco's review will (i) review the relative comparable data (gross and net adjustments, sale dates and distance from subject property) and ensure that such comparable properties are within standard appraisal guidelines; (ii) confirm the property value and square footage of the subject property was bracketed by comparable properties, (iii) verify that comparable properties used are similar in size, style, and location to the subject, and (iv) check for the reasonableness of adjustments when reconciling value between the subject property and comparable properties.

Other aspects of Recovco's review include (i) verifying that the address matched the mortgage note, (ii) noting whether the property zip code was declared a FEMA disaster area classified as IA (Individual Assistance) or IH (Individual and Household Assistance) after the valuation date and notifying the Client of same, (iii) confirming the appraisal report does not include any apparent environmental problems, (iv) confirming the appraisal notes the current use of the property is legal or legal non-conforming (grandfathered), (v) reviewing pictures to ensure (a) that the property is in average or better condition and any repairs are noted where required and (b) that the subject property is the one for which the valuation was ordered and that there are no negative external factors; and (vi) confirming that the value product that was used as part of the origination decision conforms with rating agency requirements.

If more than one valuation was provided, Recovco will confirm consistency among the valuation products and if there are discrepancies that could not be resolved, Recovco will create an exception and work with the client on the next steps which may include ordering of additional valuation products such as collateral desktop analyses, broker's price opinions, and full appraisals. If the property valuation products included in Recovco's review result in a variance of more than 10% then the client will be notified of such variance. If CU Score of 2.5 or less was allowed, then nothing further was required.

For each Mortgage Loan, Recovco will perform Property Valuation Review Services as indicated in the terms below:

1. **100% of the Loans:** Recovco will review the origination appraisal for the following items: (i) the age of the appraisal, (ii) verification of the property address, (iii) completeness and accuracy of the appraisal form, (iv) verification of the appraiser licensing, (v) the comparable sales analysis including age, distance, and adjustments, (vi) zoning concerns, (vii) appraisal was performed using approved forms, and (viii) made on an "as is" basis.

2. **Additional valuation:** Recovco will review the additional valuation provided from origination or ordered upon request: (i) the age of the valuation, (ii) verification of the property address, (iii) completeness and accuracy of the valuation form, (iv) the comparable sales analysis including age, distance, and adjustments, (v) zoning concerns, and (vi) made on an "as is" basis.

Page 15 of 19

------

### NRSRO GRADING CRITERIA:

Upon completion of the loan file review, Recovco assigned grading which considered factors based on the review criteria, product, and NRSRO requirements.

The NRSRO criteria referenced for this report and utilized for grading descriptions is based upon the following:

---

| | |
|:---|:---|
| **CREDIT EVENT GRADE** | **CREDIT EVENT GRADE** |
| **A** | The loan meets the published guidelines without exception or waiver. The employment, income, assets and occupancy are supported and justifiable. The borrower's willingness and ability to repay the loan is documented and reasonable. QM designation status has been confirmed. |
| **B** | The loan does not meet every applicable requirement of the underwriting guidelines; however, the majority of requirements are met, and strong compensating factors have been document in support of guideline exceptions. |
| **C** | The loan does not meet every applicable requirement of the underwriting guidelines due to limited, weak or no compensating factors to support the exception. Status of occupancy, employment, income and asset were not remedied or were remediated post-closing. Fully supported. Fraud was identified and/or credit document defects were not remedies or were remediated post-closing. Lender/aggregator QC designation was not confirmed. The loan file was not provided for review or not sufficiently document in order to complete the review. |
| **D** | The loan file was not provided for review or not sufficiently document in order to complete the review. |

---

---

| | |
|:---|:---|
| **REGULATORY COMPLIANCE EVENT GRADE** | **REGULATORY COMPLIANCE EVENT GRADE** |
| **A** | Loan is compliant with all applicable laws and regulations. The legal documents accurately reflect the agreed upon loan terms and are executed by all applicable parties. The loan has met ATR standards as documented by the originator and if applicable has been verified as a qualified mortgage. |
| **B** | Identified exceptions have been determined to be non-material and will not impact the enforceability of the loan and/or remediation of material defects has taken place and the remediated exception will not impact the ability to foreclose. All cures are fully and appropriately documented. |
| **C** | The loan does not meet every ATR standards, is missing required disclosures or contains inaccurate disclosures which have not been/cannot be remediated and/or a benefit to the borrower cannot be determined. The agreed upon loan terms do not align to legal documents and/or legal documents were not appropriately executed. |
| **D** | The loan file was not provided for review or not sufficiently document in order to complete the review. |

---

Page 16 of 19

------

---

| | |
|:---|:---|
| **VALUATION EVENT GRADE** | **VALUATION EVENT GRADE** |
| **A** | Value is supported and within 10.00% of the original appraised value, the property is 100% complete and property and valuation meet the required underwriting guidelines. |
| **B** | The property is complete but may require minor repairs that do not affect the habituality, marketability or value or allowable incomplete repairs are supplemented with a builder holdback agreement as required by underwriting guidelines. |
| **C** | Value is not supported within 10.00% of the original appraised value, the subject property constructions is not complete and/or appraisal was not on an as-is basis and final inspection is not documented. The appraisal was not conducted on an approved form and/or appraiser was not appropriately licensed. |
| **D** | The file was missing the appraisal or there was insufficient valuation documentation to perform a review. |

---

---

| | |
|:---|:---|
| **OVERALL EVENT GRADE** | **OVERALL EVENT GRADE** |
| **A** | Loan meets Credit, Compliance, and Valuation guidelines and has sufficient accuracy and completeness of data to conduct a thorough review. |
| **B** | The loan substantially meets published Client/Seller guidelines and/or eligibility in the validation of income, assets, or credit; is in material compliance with all applicable laws and regulations; and the value and valuation methodology are supported and substantially meet published guidelines. |
| **C** | The loan does not meet the published guidelines; and/or violates one material law or regulation; and/or the value and valuation methodology is not supported or did not meet published guidelines. |
| **D** | Loan is missing documentation to perform an adequate review. |

---

Page 17 of 19

------

### FINDINGS SUMMARY:

---

| | |
|:---|:---|
| <br> **OVERALL REVIEW RESULTS** | <br> **OVERALL REVIEW RESULTS** |
| **NRSRO Grade** | **Count** |
| A | 17 |
| B | 3 |
| C | 0 |
| D | 0 |

---

---

| | |
|:---|:---|
| **CREDIT REVIEW RESULTS** | **CREDIT REVIEW RESULTS** |
| **NRSRO Grade** | **Count** |
| A | 17 |
| B | 3 |
| C | 0 |
| D | 0 |

---

---

| | |
|:---|:---|
| **REGULATORY COMPLIANCE REVIEW RESULTS** | **REGULATORY COMPLIANCE REVIEW RESULTS** |
| **NRSRO Grade** | **Count** |
| A | 20 |
| B | 0 |
| C | 0 |
| D | 0 |

---

---

| | | | |
|:---|:---|:---|:---|
| **VALUATION REVIEW RESULTS** | **VALUATION REVIEW RESULTS** |  |  |
| **NRSRO Grade** | **Count** |  |  |
| **NRSRO Grade** | **Count** | A | 20 |
| B | 0 |  |  |
| C | 0 |  |  |
| D | 0 |  |  |

---

Page 18 of 19

------

### DATA INTEGRITY REVIEW RESULTS SUMMARY TABLE:
For the 20 mortgage loans included within the Data Integrity population below list the results of the discrepancies

---

| | | |
|:---|:---|:---|
| **Loan<br> Count** | &nbsp;&nbsp; **Recovco Loan ID** | **Loan #1** |
| **1** | &nbsp;&nbsp; C2YMRI3C3AB | 2000012336 |
| **2** | &nbsp;&nbsp; LYGGXSALTIP | 2000012690 |
| **3** | &nbsp;&nbsp; LJIJ34BVPMN | 2000012795 |
| **4** | &nbsp;&nbsp; CHBH3WHJSIZ | 2000012818 |
| **5** | &nbsp;&nbsp; NEX5HOXHFVH | 2000012912 |
| **6** | &nbsp;&nbsp; TUSQ3K4CQ0V | 2000013022 |
| **7** | &nbsp;&nbsp; KJVLZPLYB1S | 2000013261 |
| **8** | &nbsp;&nbsp; 0FRIES4WC5G | 2000013393 |
| **9** | &nbsp;&nbsp; AHNWWQKXJ5U | 2000013427 |
| **10** | &nbsp;&nbsp; WHTWOOFNMKX | 2000013482 |
| **11** | &nbsp;&nbsp; U1WYQSULE5F | 2000013547 |
| **12** | &nbsp;&nbsp; U50X5B2R5X1 | 2000013674 |
| **13** | &nbsp;&nbsp; Y3GMYNYWKG2 | 2000013682 |
| **14** | &nbsp;&nbsp; FC23EZUVVUW | 2000013725 |
| **15** | &nbsp;&nbsp; UYHMS4QWZXG | 2000013781 |
| **16** | &nbsp;&nbsp; I3VXNQJ1DUN | 2000013797 |
| **17** | &nbsp;&nbsp; 5XYE5RDHXCJ | 2000013811 |
| **18** | &nbsp;&nbsp; OQIVLZERIBZ | 2000013875 |
| **19** | &nbsp;&nbsp; XFGG4I4JMHE | 2000013995 |
| **20** | &nbsp;&nbsp; ZHFSLPUEV14 | 2000014206 |

---

Page 19 of 19

## Exhibit 99.2

---

| |
|:---|
| **Rating Agency Grading** |
| **Run Date - 1/25/2023** |

---

---

| | | |
|:---|:---|:---|
| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** |
| **Recovco Loan ID** | **Loan #1** | **Original Loan Amount** |
| XXXXC3AB | XXXXX | $XXX,XXX<br> A |
| XXXXLTIP | XXXXX | $XXX,XXX<br> D<br> A |
| XXXXVPMN | XXXXX | $XXX,XXX<br> A |
| XXXXHJSIZ | XXXXX | $XXX,XXX<br> D<br> A<br> B |
| XXXXHFVH | XXXXX | $XXX,XXX<br> D<br> A<br> B |
| XXXXXCQ0V | XXXXX | $XXX,XXX<br> A |
| XXXXYB1S | XXXXX | $XXX,XXX<br> A |
| XXXXWC5G | XXXXX | $XXX,XXX<br> A |
| XXXXKXJ5U | XXXXX | $XXX,XXX<br> A |
| XXXXNMKX | XXXXX | $XXX,XXX<br> A |
| XXXXLE5F | XXXXX | $XXX,XXX<br> A |
| XXXXR5X1 | XXXXX | $XXX,XXX<br> D<br> A |
| XXXXWKG2 | XXXXX | $XXX,XXX<br> A |
| XXXXVVUW | XXXXX | $XXX,XXX<br> B<br> A |
| XXXXWZXG | XXXXX | $XXX,XXX<br> A |
| XXXX1DUN | XXXXX | $XXX,XXX<br> A |
| XXXXHXCJ | XXXXX | $XXX,XXX<br> A |
| XXXXRIBZ | XXXXX | $XXX,XXX<br> D<br> A |
| XXXXJMHE | XXXXX | $XXX,XXX<br> A |
| XXXXEV14 | XXXXX | $XXX,XXX<br> D<br> A |

---

## Exhibit 99.2

---

| |
|:---|
| **Loan Level Exceptions** |
| **Run Date - 1/25/2023** |

---

---

| | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Recovco Loan ID** | **Loan #1** | **Project Name** | **Detailed Status** | **Initial Overall Grade** | **Final Overall Grade** | **Initial Credit** | **Initial Value** | **Initial Compliance** | **Final Credit** | **Final Value** | **Final Compliance** | **Non-Material Exceptions** | **Resolved Exceptions** | **Acknowledged Exceptions** |
| XXXXC3AB | XXXXX | XXXX | Client Reportable | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |  |  |  |
| XXXXLTIP | XXXXX | XXXX | Client Reportable | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 |  | \*\*\* (CURED) Missing Title evidence - EV R<br> COMMENT: Title commitment missing from file provided. |  |
| XXXXVPMN | XXXXX | XXXX | Client Reportable | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |  |  |  |
| XXXXHJSIZ | XXXXX | XXXX | Client Reportable | 3 | 2 | 3 | 1 | 1 | 2 | 1 | 1 | \*\*\* (OPEN) Loan does not conform to program guidelines - EV 2<br> COMMENT: The guidelines, section 16.3 XXXX, minimum equity requires a minimum of $XXXX equity. The loan amount is $XXXX the appraised value is $XXXX, leaving $XXXX in equity. |  |  |
| XXXXHFVH | XXXXX | XXXX | Client Reportable | 3 | 2 | 3 | 1 | 1 | 2 | 1 | 1 | \*\*\* (OPEN) Loan does not conform to program guidelines - EV 2<br> COMMENT: The guidelines, section XX XXXX, minimum equity requires a minimum of $XXXX equity. The loan amount is $XXXX the appraised value is $XXXX leaving $XXXX in equity. |  |  |
| XXXXXCQ0V | XXXXX | XXXX | Client Reportable | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |  |  |  |
| XXXXYB1S | XXXXX | XXXX | Client Reportable | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |  |  |  |
| XXXXWC5G | XXXXX | XXXX | Client Reportable | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |  |  |  |
| XXXXKXJ5U | XXXXX | XXXX | Client Reportable | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |  |  |  |
| XXXXNMKX | XXXXX | XXXX | Client Reportable | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |  |  |  |
| XXXXLE5F | XXXXX | XXXX | Client Reportable | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |  |  |  |
| XXXXR5X1 | XXXXX | XXXX | Client Reportable | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 |  | \*\*\* (CURED) Asset do not meet guidelines - EV R<br> COMMENT: The guidelines, section 11.9, requires XX months of statements to properly document reserves. The file included a copy of bank statements located on page XXX; however only XXXX was provided.<br>\*\*\* (CURED) Missing Doc - EV R<br> COMMENT: The assets used to close were verified with a bank statement from XXXX (page XX) in the name of XXXX; however, the file did not include any LLC documentation tying the borrowers to XXXX. |  |
| XXXXWKG2 | XXXXX | XXXX | Client Reportable | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |  |  |  |
| XXXXVVUW | XXXXX | XXXX | Client Reportable | 2 | 2 | 2 | 1 | 1 | 2 | 1 | 1 | \*\*\* (OPEN) Loan does not conform to program guidelines - EV 2<br> COMMENT: The XXXX guidelines require a XXmonth housing history. The file included a letter of explanation from the borrower and landlord confirming the borrower paid cash for XX,XX and XX 2022. The file included an approved exception (pg XXX). |  |  |
| XXXXWZXG | XXXXX | XXXX | Client Reportable | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |  |  |  |
| XXXX1DUN | XXXXX | XXXX | Client Reportable | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |  |  |  |
| XXXXHXCJ | XXXXX | XXXX | Client Reportable | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |  |  |  |
| XXXXRIBZ | XXXXX | XXXX | Client Reportable | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 |  | \*\*\* (CURED) Missing Doc - EV R<br> COMMENT: Per the HUD, page XXX, the funds to close were $XXXX Assets were verified in the amount of $XXXX; however, an account withXX XXXX, account ending #XXXX, is in the name of XXXX and there were no documents in the file that tie the borrower to XXXX |  |
| XXXXJMHE | XXXXX | XXXX | Client Reportable | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |  |  |  |
| XXXXEV14 | XXXXX | XXXX | Client Reportable | 3 | 1 | 3 | 1 | 3 | 1 | 1 | 1 |  | \*\*\* (CURED) Income documentation is incomplete - EV R<br> COMMENT: The bank statement for 10.31.2021 is missing.<br>\*\*\* (CURED) Missing the addendum showing the updated purchase price of $XXXX - EV R<br> COMMENT: The purchase contract (page XXX) reflects a purchase price of $XXXX The final CD reflects a purchase price of $XXXX The file is missing evidence of the contract addendum with the updated purchase price.<br>\*\*\* (CURED) QM Points and Fees - EV R<br> COMMENT: This loan has points and fees that exceed the points and fees threshold. (12 CFR 1026.43(e)(3)) The loan amount is $XXXX or more, and the transaction's total points and fees is $XXXX which exceedsX percent of the total loan amount of $XXXX. The following fees were included in the calculation: Administration Fee ($XX), Loan Origination Fee ($XX), Points ($XX) and Underwriting Fee ($XX). If Discount Points are bonafide and excludable, providing the PAR (undiscounted) rate may cure the violation. |  |

---

## Exhibit 99.2

---

| |
|:---|
| **Exception Level** |
| **Run Date - 1/25/2023** |

---

---

| | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Recovco Loan ID** | **Loan # 1** | **Exception Category** | **Exception Sub-Category** | **Exception Status** | **Exception Grade** | **Loan Exception ID** | **Exception** | **Exception Detail** | **Exception Information** | **Compensating Factors** | **Seller Comments** | **Reviewer Comments** | **Exception Remediation** |
| XXXXLTIP | XXXXX | Credit | Doc Issue | Resolved | Resolved | XXXXX | Missing Title evidence | \* Missing Title evidence (Lvl R) | Title commitment missing from file provided. |  | The lender provided title. | 4.20.2022: Finding resolved. Title provided. | 4.20.2022: Finding resolved. Title provided. |
| XXXJSIZ | XXXXX | Credit | Guidelines | Active | 2: Acceptable with Warnings | XXXXX | Loan does not conform to program guidelines | \* Loan does not conform to program guidelines (Lvl 2) | The guidelines, section XX Investor X, minimum equity requires a minimum of $XXXX equity. The loan amount is $XXXX the appraised value is $XXXX leaving $XXXX in equity. | DSCR ratio of XX exceeds the minimum requirement of XX by .XX points.<br> $XXXX in reserves exceeds the minimum $XXXX by XXXX months.<br>| The lender provided an exception for not meeting required minimum equity. | 4.28.2022: Finding Waiver Applied; Final Grade EV 2/B | 4.28.2022: Finding Waiver Applied; Final Grade EV 2/B |
| XXXXFVH | XXXXX | Credit | Guidelines | Active | 2: Acceptable with Warnings | XXXXX | Loan does not conform to program guidelines | \* Loan does not conform to program guidelines (Lvl 2) | The guidelines, section XX Investor X, minimum equity requires a minimum of $XXXX equity. The loan amount is $XXXX The appraised value is $XXXX, leaving $XXXX in equity. | XX % LTV is below the maximum XX% LTV by X%.<br> DSCR ratio of XX exceeds the minimum requirement of XX by .XX points.<br> $XXXX reserves exceed the minimum required of $XXXX exceeds the minimum by XX months over the required minimum.<br>| HomeXpress response: Please see attached pricing validation showing a base loan amoun of $XXXX. Please clear exception. | 5.09.2022: Exception waiver applied EV 2/B. The guidelines required minimum home equity of $XXXX which is defined as Home Value less loan amount. The guidelines do no address the base loan amount. | 5.09.2022: Exception waiver applied EV 2/B. The guidelines required minimum home equity of $XXXX which is defined as Home Value less loan amount. The guidelines do no address the base loan amount. |
| XXXXR5X1 | XXXXX | Credit | Credit | Resolved | Resolved | XXXXX | Missing Doc | \* Missing Doc (Lvl R) | The assets used to close were verified with a bank statement from XXXX (page XXX) in the name of XXXX ; however, the file did not include any LLC documentation tying the borrowers to XXXX. |  | ClientResponse: Please see CPA letter detailing ownership. | 5.12.2022: Resolved | 5.12.2022: Resolved |
| XXXXR5X1 | XXXXX | Credit | Guidelines | Resolved | Resolved | XXXXX | Asset do not meet guidelines | \* Asset do not meet guidelines (Lvl R) | The guidelines, section xx, requires two months of statements to properly document reserves. The file included a copy of bank statements located on page XX; however only one month was provided. | 0x30 mortgage history for XX months.<br> DSCR ratio of XXX exceeds the minimum requirement of X by XX points.<br> XXX Representative credit score exceeds the minimum required credit score of XXX by XXPoints.<br>| ClientResponse: please see both months of bank statements, please clear the exception. | 5.12.2022: Resolved | 5.12.2022: Resolved |
| XXXXVVUW | XXXXX | Credit | Guidelines | Active | 2: Acceptable with Warnings | XXXXX | Loan does not conform to program guidelines | \* Loan does not conform to program guidelines (Lvl 2) | The XXX guidelines require a 24 month housing history. The file included a letter of explanation from the borrower and landlord confirming the borrower paid XX for XXXX, XXXX and XXXX XX The file included an approved exception (pg XXX). | XX% LTV is below the maximum XX% LTV by X%.<br> DTI is XX% below maximum DTI of XX%.<br> XXX mths Reserves exceeds the minimum X months required by XXX months<br> Borrower has $XXXX residual income after all expenses.<br> Borrower has been employed at current job for X years. |  | The XXXX guidelines require a XX month housing history. The file included a letter of explanation from the borrower and landlord confirming the borrower paid cash for XXXX, XXXX and XXX XXXX. The file included an approved exception (pg XXX) | The XX guidelines require a XX month housing history. The file included a letter of explanation from the borrower and landlord confirming the borrower paid cash for XX, XX and XX XXXX The file included an approved exception (pg XX). |
| XXXXRIBZ | XXXXX | Credit | Credit | Resolved | Resolved | XXXXX | Missing Doc | \* Missing Doc (Lvl R) | Per the HUD, page XXX, the funds to close were $XX,XXX. Assets were verified in the amount of $XXX,XXX; however, an account with XXX XX XXX, account ending #XXXX, is in the name of XXX XXX XXX and there were no documents in the file that tie the borrower to XXX XXX XXX. |  | Client Response: Please see attahed business search showing XXX as having ownership on the business. | 5.10.2022: Resolved | 5.10.2022: Resolved |
| XXXXEV14 | XXXXX | Credit | Underwriting | Resolved | Resolved | XXXXX | Income | \* Income documentation is incomplete (Lvl R) | The bank statement for XXXX is missing. |  | ClientResponse: Please see attached statement for XXXX Please clear the exception. | 5.17.2022: Resolved. Statement for XXXX was provided | 5.17.2022: Resolved. Statement for XXXX was provided |
| XXXXEV14 | XXXXX | Compliance | Compliance | Resolved | Resolved | XXXXX | QM Points and Fees | \* QM Points and Fees (Lvl R) | This loan has points and fees that exceed the points and fees threshold. (12 CFR 1026.43(e)(3)) The loan amount is $XXXX or more, and the transaction's total points and fees is $XXXX which exceeds X percent of the total loan amount of $XXXX. The following fees were included in the calculation: Administration Fee ($XX), Loan Origination Fee ($XXX), Points ($XXX) and Underwriting Fee ($XXX). If Discount Points are bonafide and excludable, providing the PAR (undiscounted) rate may cure the violation. |  | The referenced X% cap on points and fees would apply to a Qualified Mortgage. (1026.43(e)(3) - Limits on points and fees for qualified mortgages.) This loan is a non-QM. Please clear the exception. | 5/17/2022 Resolved. This loan is a non-QM. | 5/17/2022 Resolved. This loan is a non-QM. |
| XXXXEV14 | XXXXX | Credit | Purchase Contract | Resolved | Resolved | XXXXX | Purchase Agreement | \* Missing the addendum showing the updated purchase price of $XXXX (Lvl R) | The purchase contract (page XXX) reflects a purchase price of $XXXX. The final CD reflects a purchase price of $XXXX. The file is missing evidence of the contract addendum with the updated purchase price. |  | ClientResponse: Please see attached addendum showing purchase price of $XXXX | 5.17.2022: Resolved. The lender provided an addendum showing purchase price of $XXXX<br>| 5.17.2022: Resolved. The lender provided an addendum showing purchase price of $XXXX<br>|

---

## Exhibit 99.2

---

| |
|:---|
| **Valuation Report** |
| **Run Date - 1/25/2023** |

---

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **ORIGINATION DATA**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **ORIGINATION DATA**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **ORIGINATION DATA**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **ORIGINATION DATA**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **ORIGINATION DATA**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **ORIGINATION DATA**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **ORIGINATION DATA**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **ORIGINATION DATA**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **ORIGINATION DATA**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **ORIGINATION DATA**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **ORIGINATION DATA**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **ORIGINATION DATA**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **ORIGINATION DATA**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **ORIGINATION DATA**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **ORIGINATION DATA**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **ORIGINATION DATA**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **ORIGINATION DATA**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **ORIGINATION DATA**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **ORIGINATION DATA**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **ORIGINATION DATA**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **ORIGINATION DATA**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **ORIGINATION DATA**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **ORIGINATION DATA**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **ORIGINATION DATA**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **ORIGINATION DATA**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **ORIGINATION DATA**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **ORIGINATION DATA**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **ORIGINATION DATA**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **ORIGINATION DATA**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **ORIGINATION DATA**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **ORIGINATION DATA**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **ORIGINATION DATA**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **ORIGINATION DATA**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **ORIGINATION DATA**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **ORIGINATION DATA**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **ORIGINATION DATA**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **ORIGINATION DATA**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **ORIGINATION DATA**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **ORIGINATION DATA**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **ORIGINATION DATA**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **ORIGINATION DATA**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **ORIGINATION DATA**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **ORIGINATION DATA**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **ORIGINATION DATA**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **ORIGINATION DATA**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **ORIGINATION DATA**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **ORIGINATION DATA**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **ORIGINATION DATA**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **ORIGINATION DATA**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **ORIGINATION DATA**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **POST-ORIGINATION VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **POST-ORIGINATION VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **POST-ORIGINATION VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **POST-ORIGINATION VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **POST-ORIGINATION VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **POST-ORIGINATION VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **POST-ORIGINATION VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **POST-ORIGINATION VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **POST-ORIGINATION VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **POST-ORIGINATION VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **POST-ORIGINATION VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **POST-ORIGINATION VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **POST-ORIGINATION VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **POST-ORIGINATION VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **POST-ORIGINATION VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **POST-ORIGINATION VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **POST-ORIGINATION VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **POST-ORIGINATION VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **POST-ORIGINATION VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **POST-ORIGINATION VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **POST-ORIGINATION VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **POST-ORIGINATION VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **POST-ORIGINATION VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **POST-ORIGINATION VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **POST-ORIGINATION VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **POST-ORIGINATION VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **POST-ORIGINATION VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **POST-ORIGINATION VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **POST-ORIGINATION VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **POST-ORIGINATION VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **POST-ORIGINATION VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **POST-ORIGINATION VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **POST-ORIGINATION VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **POST-ORIGINATION VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **POST-ORIGINATION VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **POST-ORIGINATION VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **POST-ORIGINATION VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **POST-ORIGINATION VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **POST-ORIGINATION VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **POST-ORIGINATION VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **POST-ORIGINATION VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **POST-ORIGINATION VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **POST-ORIGINATION VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **POST-ORIGINATION VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; |
| **LOAN INFORMATION**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **LOAN INFORMATION**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **LOAN INFORMATION**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **LOAN INFORMATION**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **LOAN INFORMATION**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **LOAN INFORMATION**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **LOAN INFORMATION**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **LOAN INFORMATION**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **LOAN INFORMATION**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **APPRAISAL VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **APPRAISAL VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **APPRAISAL VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **APPRAISAL VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **APPRAISAL VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **APPRAISAL VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **APPRAISAL VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **APPRAISAL VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **AVM VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **AVM VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **AVM VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **AVM VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **AVM VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **AVM VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **DESK REVIEW VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **DESK REVIEW VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **DESK REVIEW VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **DESK REVIEW VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **DESK REVIEW VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **DESK REVIEW VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **BPO VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **BPO VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **BPO VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **BPO VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **BPO VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **FIELD REVIEW VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **FIELD REVIEW VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **FIELD REVIEW VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **FIELD REVIEW VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **FIELD REVIEW VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **2055 VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **2055 VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **2055 VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **2055 VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **2055 VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **RECONCILIATION VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **RECONCILIATION VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **RECONCILIATION VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **RECONCILIATION VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **RECONCILIATION VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **RECONCILIATION VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **UPDATED VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **UPDATED VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **UPDATED VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **UPDATED VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **UPDATED VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **UPDATED VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **APPRAISAL VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **APPRAISAL VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **APPRAISAL VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **APPRAISAL VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **APPRAISAL VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **APPRAISAL VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **AVM VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **AVM VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **AVM VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **AVM VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **AVM VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **AVM VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **DESK REVIEW VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **DESK REVIEW VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **DESK REVIEW VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **DESK REVIEW VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **DESK REVIEW VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **BPO VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **BPO VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **BPO VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **BPO VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **BPO VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **FIELD REVIEW VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **FIELD REVIEW VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **FIELD REVIEW VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **FIELD REVIEW VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **FIELD REVIEW VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **2055 VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **2055 VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **2055 VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **2055 VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **2055 VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **RECONCILIATION VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **RECONCILIATION VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **RECONCILIATION VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **RECONCILIATION VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **RECONCILIATION VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; | **RECONCILIATION VALUES**<br> &nbsp;&nbsp;&nbsp;&nbsp; |
| **Recovco Loan ID** | **Loan #1** | **Pool** | **Collateral Underwriter Risk Score** | **Freddie Mac LCA Score** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Final Value Used by Lender** | **Appraised Value** | **Appraisal Form Type** | **Appraisal Date** | **Second Appraisal Value** | **Variance Amount** | **Variance Percent** | **Second Appraisal Date** | **Second Appraisal Type** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Confidence Score** | **Appraisal Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Risk Score** | **Appraisal Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Appraisal Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Appraisal Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Appraisal Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Appraisal Date** | **Form Type** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Form Type** | **Company** | **Appraisal Date** | **Appraised Value** | **Appraisal Form Type** | **Appraisal Date** | **Second Appraisal Value** | **Variance Amount** | **Variance Percent** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Confidence Score** | **Appraisal Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Appraisal Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Appraisal Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Appraisal Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Appraisal Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Appraisal Date** | **Form Type** |
| XXXXC3AB | XXXXX |  | 2.6 |  | XX/XX/XXXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 0.000% | XXXX | Moderate | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XX | 0.000% | Desk Review [9] | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXLTIP | XXXXX |  | 4.4 |  | XX/XX/XXXX | $XXX,XXX |  | $XXX,XXX | $XXX,XXX | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | -8.333% | XXXX | Medium | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XX | -8.333% | Desk Review [9] | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXVPMN | XXXXX |  |  |  | XX/XX/XXXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 0.000% | XXXX | Moderate | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XX | 0.000% | Desk Review [9] | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXHJSIZ | XXXXX |  |  |  | XX/XX/XXXX | $XXX,XXX |  | $XXX,XXX | $XXX,XXX | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 0.000% | XXXX | Moderate | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XX | 0.000% | Desk Review [9] | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXHFVH | XXXXX |  | 1 |  | XX/XX/XXXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXCQ0V | XXXXX |  |  |  | XX/XX/XXXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | XXXX | XX/XX/XXXX |  |  |  |  |  | $XXX,XXX | $XXX,XXX | -1.481% | XXXX | 90.000% | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XX | -1.481% | Automated Valuation Model [7] | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXYB1S | XXXXX |  | 1 |  | XX/XX/XXXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXWC5G | XXXXX |  |  |  | XX/XX/XXXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 0.000% | XXXX | Moderate | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XX | 0.000% | Desk Review [9] | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXKXJ5U | XXXXX |  | 2.1 |  | XX/XX/XXXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXNMKX | XXXXX |  |  |  | XX/XX/XXXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  | $XXX,XXX | $XXX,XXX | -10.353% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  | $XXX,XXX |  |  | XXXX | XX/XX/XXXX | 2 Point Reconciliation | $XXX,XXX | $XX | 0.000% | Other [98] | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXLE5F | XXXXX |  | 1 |  | XX/XX/XXXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXR5X1 | XXXXX |  |  |  | XX/XX/XXXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 0.000% | XXXX | Moderate | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XX | 0.000% | Desk Review [9] | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXWKG2 | XXXXX |  | 1 |  | XX/XX/XXXX | $XXX,XXX |  | $XXX,XXX | $XXX,XXX | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXVVUW | XXXXX |  | 4.9 |  | XX/XX/XXXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 0.000% | XXXX | Moderate | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XX | 0.000% | Desk Review [9] | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXWZXG | XXXXX |  | 1 |  | XX/XX/XXXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 0.000% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XX | 0.000% | BPO as-is [10] | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX1DUN | XXXXX |  | 2.9 |  | XX/XX/XXXX | $XXX,XXX |  | $XXX,XXX | $XXX,XXX | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XXX,XXX | 12.500% | XXXX | Moderate | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  | $XXX,XXX | $XX | X.XX% | XXXX | XX/XX/XXXX |  |  |  |  |  |  | $XXX,XXX | $XX | 0.000% | Form 2055, Form 1075, Form 466, and Form 2095 (Exterior Only) [5] | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXHXCJ | XXXXX |  | 1 |  | XX/XX/XXXX | $XXX,XXX |  | $XXX,XXX | $XXX,XXX | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXRIBZ | XXXXX |  | 1 |  | XX/XX/XXXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXJMHE | XXXXX |  | 1 |  | XX/XX/XXXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXEV14 | XXXXX |  | 1 |  | XX/XX/XXXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | $XXX,XXX | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

## Exhibit 99.2

---

| |
|:---|
| **Data Comparison** |
| **Run Date - 1/25/2023** |

---

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Recovco Loan ID** | **Loan #1** | **Field** | **Loan Value** | **Tape Value** | **Variance** | **Variance %** | **Comment** | **Tape Source** | **Tape Type** |
| XXXXXC3AB | XXXX | Original CLTV Ratio Percent | XX.XX% | XX.XX% | XX% | XX% | Data tape rounded. | Initial |  |
| XXXXC3AB | XXXX | Original Standard LTV (OLTV) | XX.XX% | XX.XX% | XX% | XX% | Data tape rounded. | Initial |  |
| XXXXLTIP | XXXX | B1 SSN | Not Applicable | XXX-XX-XXXX |  |  |  | Initial |  |
| XXXXLTIP | XXXX | Borrower First Name | Not Applicable | XXXX |  |  |  | Initial |  |
| XXXXLTIP | XXXX | Borrower Last Name | Not Applicable | XXXX |  |  |  | Initial |  |
| XXXXLTIP | XXXX | Original CLTV Ratio Percent | XX.XX% | XX.XX% | XX% | XX% | XXXX | Initial |  |
| XXXXLTIP | XXXX | Original Standard LTV (OLTV) | XX.XX% | XX.XX% | XX% | XX% | Variance due to rounding  | Initial |  |
| XXXXVPMN | XXXX | Subject Property Type | XXXX | XXXX |  |  | XXXX | Initial |  |
| XXXXJSIZ | XXXX | Number Of Units | XXXX | XX | X | XX% |  | Initial |  |
| XXXXCQ0V | XXXX | Original CLTV Ratio Percent | XX.XX% | XX% | XX% | XX% | Data tape rounded. | Initial |  |
| XXXXCQ0V | XXXX | Original Standard LTV (OLTV) | XX.XX% | XX% | XX% | XX% | Data tape rounded. | Initial |  |
| XXXXYB1S | XXXX | Original Appraised Value | $XXX,XXX | XX% | $XX | XX% | Per the Appraisal. | Initial |  |
| XXXXWC5G | XXXX | Subject Property Type | XXXX | XXXX |  |  | XXXX | Initial |  |
| XXXXXJ5U | XXXX | Subject Property Type | XXXX | XXXX |  |  | Per the Appraisal. | Initial |  |
| XXXXNMKX | XXXX | Subject Property Type | XXXX | XXXX |  |  |  | Initial |  |
| XXXXULE5F | XXXX | Original CLTV Ratio Percent | XX.XX% | XX% | XX% | XX% | Variance due to rounding | Initial |  |
| XXXXULE5F | XXXX | Original Standard LTV (OLTV) | XX.XX% | XX% | XX% | XX% |  | Initial |  |
| XXXXR5X1 | XXXX | Subject Property Type | XXXX | XXXX |  |  | XXXX | Initial |  |
| XXXXWZXG | XXXX | Original CLTV Ratio Percent | XX.XX% | XX% | XX% | XX% | Data Tape rounded. | Initial |  |
| XXXXWZXG | XXXX | Original Standard LTV (OLTV) | XX.XX% | XX% | XX% | XX% | Data Tape rounded. | Initial |  |
| XXXX1DUN | XXXX | Borrower Last Name | XXXX | XXXX |  |  |  | Initial |  |
| XXXXHXCJ | XXXX | Occupancy at Origination (Property Usage Type) | XXXX | XXXX |  |  |  | Initial |  |
| XXXXHXCJ | XXXX | Original CLTV Ratio Percent | XX.XX% | XX% | XX% | XX% | Data tape rounded. | Initial |  |
| XXXXHXCJ | XXXX | Original Standard LTV (OLTV) | XX.XX% | XX% | XX% | XX% | Data tape rounded. | Initial |  |
| XXXXRIBZ | XXXX | Original CLTV Ratio Percent | XX.XX% | XX% | XX% | XX% | Data tape rounded. | Initial |  |
| XXXXRIBZ | XXXX | Original Standard LTV (OLTV) | XX.XX% | XX% | XX% | XX% | Data tape rounded. | Initial |  |
| XXXXJMHE | XXXX | Original CLTV Ratio Percent | XX.XX% | XX% | XX% | XX% | Due to rounding. | Initial |  |
| XXXXJMHE | XXXX | Original Standard LTV (OLTV) | XX.XX% | XX% | XX% | XX% | Due to rounding. | Initial |  |

---

## Exhibit 99.2

---

| |
|:---|
| **Supplemental Data** |
| **Run Date - 1/25/2023** |

---

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Recovco Loan ID** | **Loan #1** | **TILA Status** | **Application Date** | **TRID** | **HOEPA Fees** | **TILA Fees** | **Rate Lock Date** | **Calculated APR** | **Qualifying Rate** | **Borrower Employment Indicator** | **Co Borrower Employment Indicator** | **B1 Citizenship Type** | **B2 Citizenship Type** | **Residual Income** | **HOA Name** | **Fee Amount** | **QM DTI** | **Asset Depletion Flag** | **Bank Statements Flag** | **Months of Bank Statements** | **Type of Bank Statements** | **Expense Ratio (Bank Statements)** | **Profit and Loss Flag** | **Profit And Loss Statement Type** | **Income Doc Detail** | **Document Level** | **Most Recent Bankruptcy Type** | **Most Recent Bankruptcy Filing Date** | **Most Recent Bankruptcy Discharge Date** | **Number of Bankruptcy Events** | **Most Recent Deed in Lieu Date** | **Months Deed in Lieu** | **Most Recent Short Sale Date** | **Months Short Sale (or Pre FC)** | **Most Recent Foreclosure Date** | **Months Foreclosure** | **Mortgage & Rental History 1x30** | **Mortgage & Rental History 1x60** | **Mortgage & Rental History 1x90** | **Guideline Name** | **ATR QM Total Points and Fees Audit** | **Loan Regulation Benchmark Date** | **Benchmark Rate** | **HUD 1 Page 1 Credits Total** | **Collateral Underwriter Risk Score** | **Is Equity Shared Loan** | **Investor Qualifying Rate** | **Years of W2s** | **Years of Personal Tax Returns** | **Years of Business Tax Returns** | **Years of 4506T** | **Years of Tax Transcripts** | **DSCR** | **Qualifying P&I** | **B3 Citizenship Type** | **B4 Citizenship Type** | **Property Type** | **Number of Units** |
| XXXXC3AB | XXXXX | XX/XX | XX/XX/XXXX | XX |  |  |  |  | XX% |  |  |  |  |  | XXXX | $XX.XX |  | XX | XX |  |  |  | XX |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  |  | $XX | 2.6 | XX |  | X | X | X | X | X | XX% |  |  |  | XX | X |
| XXXXLTIP | XXXXX | XX/XX | XX/XX/XXXX | XX |  |  |  |  | XX% |  |  |  |  |  | XXXX | $XX.XX |  | XX | XX |  |  |  | XX |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  |  | $XX | 4.4 | XX |  | X | X | X | X | X | XX% |  |  |  | XX | X |
| XXXXVPMN | XXXXX | XX/XX | XX/XX/XXXX | XX |  |  |  |  | XX% |  |  | XX |  |  |  |  |  | XX | XX |  |  |  | XX |  |  | XXXX |  |  |  |  |  |  |  |  |  |  | X | X | X | X |  |  |  | $XX |  | XX |  | X | X | X | X | X | XX% |  |  |  | XX | X |
| XXXXHJSIZ | XXXXX | XX/XX | XX/XX/XXXX | XX |  |  |  |  | XX% |  |  |  |  |  |  |  |  | XX | XX |  |  |  | XX |  |  | XXXX |  |  |  |  |  |  |  |  |  |  | X | X | X | X |  |  |  | $XX |  | XX |  | X | X | X | X | X | XX% |  |  |  | XX | X |
| XXXXHFVH | XXXXX | XX/XX | XX/XX/XXXX | XX |  |  |  |  | XX% |  |  |  |  |  | XXXX | $XX.XX |  | XX | XX |  |  |  | XX |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  |  | $XX | 1 | XX |  | X | X | X | X | X | XX% |  |  |  | XX | X |
| XXXXXCQ0V | XXXXX | XX/XX | XX/XX/XXXX | XX |  |  |  |  | XX% |  |  | XX |  |  | XXXX | $XX.XX |  | XX | XX |  |  |  | XX |  |  | XXXX |  |  |  |  |  |  |  |  |  |  | X | X | X | X |  |  |  | $XX | 99.9 | XX |  | X | X | X | X | X | XX% |  |  |  | XX | X |
| XXXXYB1S | XXXXX | XX/XX | XX/XX/XXXX | XX |  |  |  |  | XX% |  |  | XX |  |  | XXXX | $XX.XX |  | XX | XX |  |  |  | XX |  |  | XXXX |  |  |  |  |  |  |  |  |  |  | X | X | X | X |  |  |  | $XX | 1 | XX |  | X | X | X | X | X | XX% |  |  |  | XX | X |
| XXXXWC5G | XXXXX | XX/XX | XX/XX/XXXX | XX |  |  |  |  | XX% |  |  | XX |  |  |  |  |  | XX | XX |  |  |  | XX |  |  | XXXX |  |  |  |  |  |  |  |  |  |  | X | X | X | X |  |  |  | $XX |  | XX |  | X | X | X | X | X | XX% |  |  |  | XX | X |
| XXXXKXJ5U | XXXXX | XX/XX | XX/XX/XXXX | XX |  |  |  |  | XX% |  |  |  |  |  |  |  |  | XX | XX |  |  |  | XX |  |  | XXXX |  |  |  |  |  |  |  |  |  |  | X | X | X | X |  |  |  | $XX | 2.1 | XX |  | X | X | X | X | X | XX% |  |  |  | XX | X |
| XXXXNMKX | XXXXX | XX/XX | XX/XX/XXXX | XX |  |  |  |  | XX% |  |  |  |  |  |  |  |  | XX | XX |  |  |  | XX |  |  | XXXX |  |  |  |  |  |  |  |  |  |  | X | X | X | X |  |  |  | $XX |  | XX |  | X | X | X | X | X | XX% |  |  |  | XX | X |
| XXXXLE5F | XXXXX | XX/XX | XX/XX/XXXX | XX |  |  |  |  | XX% |  |  | XX |  |  | XXXX | $XX.XX |  | XX | XX |  |  |  | XX |  |  | XXXX |  |  |  |  |  |  |  |  |  |  | X | X | X | X |  |  |  | $XX | 1 | XX |  | X | X | X | X | X | XX% |  |  |  | XX | X |
| XXXXR5X1 | XXXXX | XX/XX | XX/XX/XXXX | XX |  |  |  |  | XX% |  |  | XX | XX |  |  |  |  | XX | XX |  |  |  | XX |  |  | XXXX |  |  |  |  |  |  |  |  |  |  | X | X | X | X |  |  |  | $XX |  | XX |  | X | X | X | X | X | XX% |  |  |  | XX | X |
| XXXXWKG2 | XXXXX | XX/XX | XX/XX/XXXX | XX |  |  |  |  | XX% |  |  | XX |  |  |  |  |  | XX | XX |  |  |  | XX |  |  | XXXX |  |  |  |  |  |  |  |  |  |  | X | X | X | X |  |  |  | $XX | 1 | XX |  | X | X | X | X | X | XX% |  |  |  | XX | X |
| XXXXVVUW | XXXXX | XX/XX | XX/XX/XXXX | XX | XXX | XXX | XX/XX/XXXX | XX% | XX% | XX |  | XX |  | $XXXX |  | $XX.XX |  | XX | XX | XX | XXXX | XX% | XX |  |  | XXXX |  |  |  |  |  |  |  |  |  |  | X | X | X | X | $XXX,XXX | XX/XX/XXXX |  | $XX | 4.9 | XX |  | X | X | X | X | X |  |  |  |  | XX | X |
| XXXXWZXG | XXXXX | XX/XX | XX/XX/XXXX | XX |  | XXX |  |  | XX% |  |  | XX | XX |  | XXXX | $XX.XX |  | XX | XX |  |  |  | XX |  |  | XXXX |  |  |  |  |  |  |  |  |  |  | X | X | X | X |  |  |  | $XX | 1 | XX |  | X | X | X | X | X | XX% |  |  |  | XX | X |
| XXXX1DUN | XXXXX | XX/XX | XX/XX/XXXX | XX |  |  |  |  | XX% |  |  | XX | XX |  | XXXX | $XX.XX |  | XX | XX |  |  |  | XX |  |  | XXXX |  |  |  |  |  |  |  |  |  |  | X | X | X | X |  |  |  | $XX | 2.9 | XX |  | X | X | X | X | X | XX% |  |  |  | XX | X |
| XXXXHXCJ | XXXXX | XX/XX | XX/XX/XXXX | XX |  |  |  |  | XX% |  |  |  |  |  |  |  |  | XX | XX |  |  |  | XX |  |  | XXXX |  |  |  |  |  |  |  |  |  |  | X | X | X | X |  |  |  | $XX | 1 | XX |  | X | X | X | X | X | XX% |  |  |  | XX | X |
| XXXXRIBZ | XXXXX | XX/XX | XX/XX/XXXX | XX |  |  |  |  | XX% |  |  | XX |  |  | XXXX | $XX.XX |  | XX | XX |  |  |  | XX |  |  | XXXX |  |  |  |  |  |  |  |  |  |  | X | X | X | X |  |  |  | $XX | 1 | XX |  | X | X | X | X | X | XX% |  |  |  | XX | X |
| XXXXJMHE | XXXXX | XX/XX | XX/XX/XXXX | XX |  |  |  |  | XX% |  |  | XX | XX |  | XXXX | $XX.XX |  | XX | XX |  |  |  | XX |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  |  |  | $XX | 1 | XX |  | X | X | X | X | X | XX% |  |  |  | XX | X |
| XXXXEV14 | XXXXX | XX/XX | XX/XX/XXXX | XX | XXX | XXX | XX/XX/XXXX | XX% | XX% | XX |  | XX | XX | $XXXX |  | $XX.XX |  | XX | XX | XX | XXXX | XX% | XX |  |  | XXXX | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  | X | X | X | X | $XXX,XXX | XX/XX/XXXX |  | $XX | 1 | XX |  | X | X | X | X | X |  |  |  |  | XX | X |

---

## Exhibit 99.2

---

| |
|:---|
| **S&P QM-ATR** |
| **Run Date - 1/25/2023** |

---

---

| | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Recovco Loan ID** | **Loan #1** | **Pool** | **Borrower Last Name** | **Borrower First Name** | **Coborrower Last Name** | **Coborrower First Name** | **Property Address** | **Property City** | **State** | **Zip Code** | **TILA Status** | **QM Status** | **Application Date** | **GSE Eligible** | **Points and Fees (Reg Z)** | **Rate Lock Date** | **APR** | **Employment Indicator (Borrower)** | **Employment Indicator (Coborrower)** | **Citizenship Status (Borrower)** | **Citizenship Status (Coborrower)** | **Residual Income** |
| XXXXC3AB | XXXXX |  |  |  |  |  | XXXX XXXX | XXXXX | XX | XXXXX | XX/XX | XX/XX | XX/XX/XXXX | XX |  |  |  |  |  |  |  |  |
| XXXXLTIP | XXXXX |  |  |  |  |  | XXXX XXXX | XXXXX | XX | XXXXX | XX/XX | XX/XX | XX/XX/XXXX | XX |  |  |  |  |  |  |  |  |
| XXXXVPMN | XXXXX |  | XXXX | XXXX |  |  | XXXX XXXX | XXXXX | XX | XXXXX | XX/XX | XX/XX | XX/XX/XXXX | XX |  |  |  |  |  | XX |  |  |
| XXXXHJSIZ | XXXXX |  |  |  |  |  | XXXX XXXX | XXXXX | XX | XXXXX | XX/XX | XX/XX | XX/XX/XXXX | XX |  |  |  |  |  |  |  |  |
| XXXXHFVH | XXXXX |  |  |  |  |  | XXXX XXXX | XXXXX | XX | XXXXX | XX/XX | XX/XX | XX/XX/XXXX | XX |  |  |  |  |  |  |  |  |
| XXXXXCQ0V | XXXXX |  | XXXX | XXXX |  |  | XXXX XXXX | XXXXX | XX | XXXXX | XX/XX | XX/XX | XX/XX/XXXX | XX |  |  |  |  |  | XX |  |  |
| XXXXYB1S | XXXXX |  | XXXX | XXXX |  |  | XXXX XXXX | XXXXX | XX | XXXXX | XX/XX | XX/XX | XX/XX/XXXX | XX |  |  |  |  |  | XX |  |  |
| XXXXWC5G | XXXXX |  | XXXX | XXXX |  |  | XXXX XXXX | XXXXX | XX | XXXXX | XX/XX | XX/XX | XX/XX/XXXX | XX |  |  |  |  |  | XX |  |  |
| XXXXKXJ5U | XXXXX |  |  |  |  |  | XXXX XXXX | XXXXX | XX | XXXXX | XX/XX | XX/XX | XX/XX/XXXX | XX |  |  |  |  |  |  |  |  |
| XXXXNMKX | XXXXX |  |  |  |  |  | XXXX XXXX | XXXXX | XX | XXXXX | XX/XX | XX/XX | XX/XX/XXXX | XX |  |  |  |  |  |  |  |  |
| XXXXLE5F | XXXXX |  | XXXX | XXXX |  |  | XXXX XXXX | XXXXX | XX | XXXXX | XX/XX | XX/XX | XX/XX/XXXX | XX |  |  |  |  |  | XX |  |  |
| XXXXR5X1 | XXXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX XXXX | XXXXX | XX | XXXXX | XX/XX | XX/XX | XX/XX/XXXX | XX |  |  |  |  |  | XX | XX |  |
| XXXXWKG2 | XXXXX |  | XXXX | XXXX |  |  | XXXX XXXX | XXXXX | XX | XXXXX | XX/XX | XX/XX | XX/XX/XXXX | XX |  |  |  |  |  | XX |  |  |
| XXXVVUW | XXXXX |  | XXXX | XXXX |  |  | XXXX XXXX | XXXXX | XX | XXXXX | XX/XX | XX/XX | XX/XX/XXXX | XX | $XXX,XXX | XX/XX/XXXX | XX% | X |  | XX |  | $XXXX |
| XXXXWZXG | XXXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX XXXX | XXXXX | XX | XXXXX | XX/XX | XX/XX | XX/XX/XXXX | XX |  |  |  |  |  | XX | XX |  |
| XXXX1DUN | XXXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX XXXX | XXXXX | XX | XXXXX | XX/XX | XX/XX | XX/XX/XXXX | XX |  |  |  |  |  | XX | XX |  |
| XXXXHXCJ | XXXXX |  |  |  |  |  | XXXX XXXX | XXXXX | XX | XXXXX | XX/XX | XX/XX | XX/XX/XXXX | XX |  |  |  |  |  |  |  |  |
| XXXXRIBZ | XXXXX |  | XXXX | XXXX |  |  | XXXX XXXX | XXXXX | XX | XXXXX | XX/XX | XX/XX | XX/XX/XXXX | XX |  |  |  |  |  | XX |  |  |
| XXXXJMHE | XXXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX XXXX | XXXXX | XX | XXXXX | XX/XX | XX/XX | XX/XX/XXXX | XX |  |  |  |  |  | XX | XX |  |
| XXXXEV14 | XXXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX XXXX | XXXXX | XX | XXXXX | XX/XX | XX/XX | XX/XX/XXXX | XX | $XXX,XXX | XX/XX/XXXX | XX% | X |  | XX | XX | $XXXX |

---

## Exhibit 99.2

---

| |
|:---|
| **ASF Addendum - Business Purpose** |
| **Run Date - 1/25/2023** |

---

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Recovco Loan ID** | **Loan #1** | **Seller Name** | **Originator Name** | **Guideline Author** | **Guideline Name** | **Guideline Date** | **Executed NOO Docs in File** | **Lease In Place Flag** | **Actual In Place Rent** | **Third Party Market Rent Estimate** | **Third Party Rent Source** | **Rental Source for Property DTI Calculation** | **DSCR** | **PITIA** | **Lease End Date** | **Original Lease Term** | **Rent Loss Insurance** | **Rent Loss Insurance Amount** | **HOA Flag** | **HOA Monthly Premium Amount** | **Monthly Property Tax** | **Monthly Insurance Cost** | **Cross Collateralized Flag** | **Number of Mortgaged Properties** | **Number of Properties** | **Foreign National Alternative Credit Documentation** | **Foreign National Guarantor 1** | **Foreign National Guarantor 2** | **Investor Type** | **Number of Years Property Owned** | **Borrower Residency Status** | **Co Borrower Residency Status** | **Qualifying Credit Score** | **Months Bankruptcy 7 11** | **Months Short Sale or Pre FC** | **Prior Mtg Rent Late 30d in 12m** | **Prior Mtg Rent Late 60d in 12m** | **Prior Mtg Rent Late 90d in 12m** | **Prior Mtg Rent Late 30d in 24m** | **Prior Mtg Rent Late 60d in 24m** | **Prior Mtg Rent Late 90d in 24m** | **Section 8** | **Street Address** | **Borrower 1 Type** | **Borrower 1 Designation** | **Borrower 1 First Name** | **Borrower 1 Last Name** | **Borrower 2 Type** | **Borrower 2 First Name** | **Borrower 2 Last Name** | **Borrower 2 Self Employment Flag** | **Borrower 3 First Name** | **Borrower 3 Last Name** | **Borrower 3 Residency Status** | **Borrower 3 Self Employment Flag** | **Borrower 3 OriginalFICO:Equifax** | **Borrower 3 OriginalFICO:Experian** | **Borrower 3 OriginalFICO:TransUnion** | **Borrower 4 First Name** | **Borrower 4 Last Name** | **Borrower 4 Residency Status** | **Borrower 4 Self Employment Flag** | **Borrower 4 OriginalFICO:Equifax** | **Borrower 4 OriginalFICO:Experian** | **Borrower 4 OriginalFICO:TransUnion** | **Personal Guarantee** | **Guarantor 1 First Name** | **Guarantor 1 Last Name** | **Guarantor 1 Citizenship** | **Guarantor 1 Experian FICO** | **Guarantor 1 Trans Union FICO** | **Guarantor 2 First Name** | **Guarantor 2 Last Name** | **Guarantor 2 Citizenship** | **Guarantor 2 Experian FICO** | **Guarantor 2 Equifax FICO** | **Guarantor 2 Trans Union FICO** | **Borrower 1 Employment Status** | **Borrower 2 Employment Status** | **Loan Application Date** | **Sales Contract Date** | **Qualifying Home Value for LTV** | **Number of Units** | **Year Built** | **Total Sq Ft** | **Number of Bedrooms** | **Number of Bathrooms** | **Property Condition** | **Acquisition Cost** | **Renovation Cost** | **Effective Gross Income** |
| XXXXC3AB | XXXXX |  | XX | XXXX | XXXX | XX/XX/XXXX | XX | XX |  | $XXX | XX | Third Party Rental Source | X.XX% | $XXXX.XX |  |  |  | $XX,XXX | XX | $XX | $XX | $XX | XX | X | X | XX | XX |  |  |  | XX | XX | XX |  |  |  |  |  |  |  |  | XX | XXXX | XXXX |  | XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX | XX | XX | XX |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | $XXX,XXX | X | XXXX | XX | X | X | XX | $XXX,XXX | $0.00 | $XX |
| XXXXLTIP | XXXXX |  | XX | XXXX | XXXX | XX/XX/XXXX | XX | XX |  | $XXX | XX | Third Party Rental Source | X.XX% | $XXXX.XX |  |  | XX |  | XX | $XX | $XX | $XX |  | X | X | XX | XX |  |  | X | XX | XX | XX |  |  |  |  |  |  |  |  | XX | XXXX | XXXX |  | XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX | XX | XX | XX |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | $XXX,XXX | X | XXXX | XX | X | X | XX |  | $0.00 | $XX |
| XXXXVPMN | XXXXX |  | XX | XXXX | XXXX | XX/XX/XXXX | XX | XX | $XXX | $XXX | XX | Third Party Rental Source | X.XX% | $XXXX.XX | XX/XX/XXXX | XX | XX | $XX,XXX | XX |  | $XX | $XX |  | X | X | XX |  |  |  |  | XX | XX |  |  |  | X | X | X | X | X | X | XX | XXXX | XXXX |  | XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | $XXX,XXX | X | XXXX | XX | X | X | XX | $XXX,XXX | $0.00 | $XX |
| XXXXHJSIZ | XXXXX |  | XX | XXXX | XXXX | XX/XX/XXXX | XX | XX |  | $XXX | XX | Third Party Rental Source | X.XX% | $XXXX.XX |  |  | XX | $XX,XXX | XX |  | $XX | $XX |  | X | X | XX | XX |  |  | X | XX | XX |  |  |  | X | X | X | X | X | X | XX | XXXX | XXXX |  | XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX | XX | XX | XX | XXX | XXX |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | $XXX,XXX | X | XXXX | XX | X | X | XX |  | $0.00 | $XX |
| XXXXHFVH | XXXXX |  | XX | XXXX | XXXX | XX/XX/XXXX | XX | XX |  | $XXX | XX | Third Party Rental Source | X.XX% | $XXXX.XX |  |  | XX | $XX,XXX | XX | $XX | $XX | $XX |  | X | X | XX | XX | XX |  |  | XX | XX | XX |  |  |  |  |  |  |  |  | XX | XXXX | XXXX |  | XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX | XX | XX | XX |  |  | XXX | XXX | XXX |  |  |  |  |  | XX/XX/XXXX |  | $XXX,XXX | X | XXXX | XX | X | X | XX | $XXX,XXX | $0.00 | $XX |
| XXXXXCQ0V | XXXXX |  | XX | XXXX | XXXX | XX/XX/XXXX | XX | XX |  | $XXX | XX | Third Party Rental Source | X.XX% | $XXXX.XX |  |  | XX | $XX,XXX | XX | $XX | $XX | $XX |  | X | X | XX |  |  |  |  | XX | XX |  |  |  | X | X | X | X | X | X | XX | XXXX | XXXX |  | XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | $XXX,XXX | X | XXXX | XX | X | X | XX | $XXX,XXX | $0.00 | $XX |
| XXXXYB1S | XXXXX |  | XX | XXXX | XXXX | XX/XX/XXXX | XX | XX |  | $XXX | XX | Third Party Rental Source | X.XX% | $XXXX.XX |  |  | XX | $XX,XXX | XX | $XX | $XX | $XX |  | X | X | XX |  |  |  |  | XX | XX |  |  |  | X | X | X | X | X | X | XX | XXXX | XXXX |  | XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | $XXX,XXX | X | XXXX | XX | X | X | XX | $XXX,XXX | $0.00 | $XX |
| XXXXWC5G | XXXXX |  | XX | XXXX | XXXX | XX/XX/XXXX | XX | XX |  | $XXX | XX | Third Party Rental Source | X.XX% | $XXXX.XX |  |  | XX | $XX,XXX | XX |  | $XX | $XX |  | X | X | XX |  |  |  |  | XX | XX |  |  |  | X | X | X | X | X | X | XX | XXXX | XXXX |  | XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | $XXX,XXX | X | XXXX | XX | X | X | XX | $XXX,XXX | $0.00 | $XX |
| XXXXKXJ5U | XXXXX |  | XX | XXXX | XXXX | XX/XX/XXXX | XX | XX |  | $XXX | XX | Third Party Rental Source | X.XX% | $XXXX.XX |  |  | XX | $XX,XXX | XX |  | $XX | $XX | XX | X | X | XX | XX |  |  |  | XX | XX |  |  |  | X | X | X | X | X | X | XX | XXXX | XXXX |  | XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX | XX | XX | XX | XXX | XXX |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | $XXX,XXX | X | XXXX | XX | X | X | XX | $XXX,XXX | $0.00 | $XX |
| XXXXNMKX | XXXXX |  | XX | XXXX | XXXX | XX/XX/XXXX | XX | XX |  | $XXX | XX | Third Party Rental Source | X.XX% | $XXXX.XX |  |  | XX | $XX,XXX | XX |  | $XX | $XX |  | X | X | XX | XX |  |  |  | XX | XX |  |  |  | X | X | X | X | X | X | XX | XXXX | XXXX |  | XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX | XX | XX | XX | XXX | XXX |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | $XXX,XXX | X | XXXX | XX | X | X | XX | $XXX,XXX | $0.00 | $XX |
| XXXXLE5F | XXXXX |  | XX | XXXX | XXXX | XX/XX/XXXX | XX | XX |  | $XXX | XX | Third Party Rental Source | X.XX% | $XXXX.XX |  |  | XX | $XX,XXX | XX | $XX | $XX | $XX |  | X | X | XX |  |  |  |  | XX | XX |  |  |  | X | X | X | X | X | X | XX | XXXX | XXXX |  | XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | $XXX,XXX | X | XXXX | XX | X | X | XX | $XXX,XXX | $0.00 | $XX |
| XXXXR5X1 | XXXXX |  | XX | XXXX | XXXX | XX/XX/XXXX | XX | XX |  | $XXX | XX | Third Party Rental Source | X.XX% | $XXXX.XX |  |  | XX | $XX,XXX | XX |  | $XX | $XX | XX | X | X | XX |  |  |  |  | XX | XX |  |  |  | X | X | X | X | X | X | XX | XXXX | XXXX |  | XXXX | XX | XX | XX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | $XXX,XXX | X | XXXX | XX | X | X | XX | $XXX,XXX | $0.00 | $XX |
| XXXXWKG2 | XXXXX |  | XX | XXXX | XXXX | XX/XX/XXXX | XX | XX |  | $XXX | XX | Third Party Rental Source | X.XX% | $XXXX.XX |  |  | XX | $XX,XXX | XX |  | $XX | $XX | XX | X | X | XX |  |  |  | X | XX | XX |  |  |  | X | X | X | X | X | X | XX | XXXX | XXXX |  | XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | $XXX,XXX | X | XXXX | XX | X | X | XX |  | $0.00 | $XX |
| XXXVVUW | XXXXX |  | XX | XXXX | XXXX | XX/XX/XXXX | XX |  |  |  |  |  |  | $XXXX.XX |  |  | XX | $XX,XXX | XX | $XX | $XX | $XX | XX | X |  |  |  |  |  |  | XX | XX | XX |  |  | X | X | X |  |  |  |  | XXXX | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | XX/XX/XXXX |  | $XXX,XXX | X | XXXX | XX | X | X | XX | $XXX,XXX | $0.00 | $XX |
| XXXXWZXG | XXXXX |  | XX | XXXX | XXXX | XX/XX/XXXX | XX | XX |  | $XXX | XX | Third Party Rental Source | X.XX% | $XXXX.XX |  |  | XX | $XX,XXX | XX | $XX | $XX | $XX |  | X | X | XX |  |  |  |  | XX | XX |  |  |  | X | X | X |  | X | X | XX | XXXX | XXXX |  | XXXX | XX | XX | XX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | $XXX,XXX | X | XXXX | XX | X | X | XX | $XXX,XXX | $0.00 | $XX |
| XXXX1DUN | XXXXX |  | XX | XXXX | XXXX | XX/XX/XXXX | XX | XX |  | $XXX | XX | Third Party Rental Source | X.XX% | $XXXX.XX |  |  | XX | $XX,XXX | XX | $XX | $XX | $XX |  | X | X | XX |  |  |  | X | XX | XX |  |  |  | X | X | X | X | X | X | XX | XXXX | XXXX |  | XXXX | XX | XX | XX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | $XXX,XXX | X | XXXX | XX | X | X | XX |  | $0.00 | $XX |
| XXXXHXCJ | XXXXX |  | XX | XXXX | XXXX | XX/XX/XXXX | XX | XX |  | $XXX | XX | Third Party Rental Source | X.XX% | $XXXX.XX |  |  | XX | $XX,XXX | XX |  | $XX | $XX | XX | X | X | XX | XX |  |  | X | XX | XX |  |  |  | X | X | X | X | X | X | XX | XXXX | XXXX |  | XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX | XX | XX | XX | XXX | XXX | XXX | XXX |  |  |  |  |  |  | XX/XX/XXXX |  | $XXX,XXX | X | XXXX | XX | X | X | XX |  | $0.00 | $XX |
| XXXXRIBZ | XXXXX |  | XX | XXXX | XXXX | XX/XX/XXXX | XX | XX |  | $XXX | XX | Third Party Rental Source | X.XX% | $XXXX.XX |  |  | XX | $XX,XXX | XX | $XX | $XX | $XX | XX | X | X | XX |  |  |  |  | XX | XX |  |  |  | X | X | X | X | X | X | XX | XXXX | XXXX |  | XXXX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | $XXX,XXX | X | XXXX | XX | X | X | XX | $XXX,XXX | $0.00 | $XX |
| XXXXJMHE | XXXXX |  | XX | XXXX | XXXX | XX/XX/XXXX | XX | XX |  | $XXX | XX | Third Party Rental Source | X.XX% | $XXXX.XX |  |  | XX | $XX,XXX | XX | $XX | $XX | $XX |  | X | X | XX |  |  |  |  | XX | XX |  |  |  |  |  |  |  |  |  | XX | XXXX | XXXX |  | XXXX | XX | XX | XX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | $XXX,XXX | X | XXXX | XX | X | X | XX | $XXX,XXX | $0.00 | $XX |
| XXXXEV14 | XXXXX |  | XX | XXXX | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  | $XXXX.XX |  |  | XX | $XX,XXX | XX | $XX | $XX | $XX | XX | X |  |  |  |  |  |  | XX | XX | XX |  |  | X | X | X |  |  |  |  | XXXX | XXXX |  | XXXX |  | XX | XX | XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | XX/XX/XXXX |  | $XXX,XXX | X | XXXX | XX | X | X | XX | $XXX,XXX | $0.00 | $XX |

---

## Exhibit 99.3

![](clayton_logo.gif)

<br> MCMLT 2023-NQM2 <br>

<br> ![](clayton_cover.jpg)<br>

### March 3, 2023 <br>

### Due Diligence Narrative Report

------

![](clayton_logo.gif)<br>

**TABLE OF CONTENTS**<br>

---

| | |
|:---|:---|
| **Clayton Contact Information** | **2** |
| **Overview** | **2** |
| **Originators** | **2** |
| **Clayton's Third Party Review ("TPR") Scope of Work** | **3** |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Review scope | 3 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; # of Files Reviewed | 3 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; *Loan Grading* | *3* |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; *TPR Component Review Scope* | *4* |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Credit Review | 4 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Property Valuation Review | 4 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Regulatory Compliance Review | 5 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; *Data Integrity* | *6* |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; *Data Capture* | *7* |
| **Data Compare Results** | **7** |
| **Clayton Due Diligence Results** | **8** |
| **Clayton Third Party Reports Delivered** | **9** |
| **Appendix A: Credit Review Scope** | **9** |
| **Appendix B: Origination Appraisal Assessment** | **12** |
| **Appendix C: Regulatory Compliance Review Scope** | **14** |

---

MCMLT 2023-NQM2 Due Diligence Narrative Report Page \| 2 March 3, 2023

------

![](clayton_logo.gif)

CLAYTON CONTACT INFORMATION

#### Client Service Management:

#### <br>

---

| | |
|:---|:---|
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ![](bullet.gif)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; **Michael Santarsiere** | Client Service Director |
|  | Phone: (813) 371-0280/E-mail: <u>msantarsiere@clayton.com</u> |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ![](bullet.gif)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; **Joe Ozment** | Vice President – Client Services & Securitization |
|  | Phone: (813) 261-0733/E-mail: jozment@clayton.com |

---

OVERVIEW

On behalf of HomeXpress Mortgage Corp., Clayton conducted an independent third-party pre-securitization due diligence review of 116 residential loans. Mill City Holdings, LLC subsequently purchased these loans via reliance letter and selected these loans for the MCMLT 2023-NQM2 transaction.

The loans referenced in this narrative report were reviewed on a flow loan basis from April of 2022 to May of 2022. This narrative report provides information about the scope of work performed by Clayton, and the results of Clayton's review.

ORIGINATORS

Origination channels for the loans in this review:

---

| | | |
|:---|:---|:---|
| **Origination Channel** | **Loan Count** | **Percentage** |
| Broker | 115 | 99.14% |
| Retail | 1 | 0.86% |
| **Total** | **116** | **100.00%** |

---

MCMLT 2023-NQM2 Due Diligence Narrative Report Page \| 3 March 3, 2023

------

![](clayton_logo.gif)

CLAYTON'S THIRD PARTY REVIEW ("TPR") SCOPE OF WORK

The scope of work for this transaction consisted of a credit review, property valuation review, regulatory compliance review, and data integrity check.

---

| | |
|:---|:---|
| REVIEW SCOPE | # OF FILES REVIEWED |
| Credit Review | 116 |
| Property Valuation Review | 116 |
| Regulatory Compliance Review | 114 |
| Data Integrity Check | 116 |

---

LOAN GRADING

Each loan received an "initial" and a "final" grade. The "initial" grade was assigned during the initial loan review. The "final" grade takes into account additional information and supporting documentation that may have been provided by the originators to clear outstanding conditions. Clayton's loan grading is solely based on Clayton's independent assessment of all guideline exceptions and compensating factors for each of the component reviews. Clayton is providing a comprehensive loan-level analysis as part of this pre-securitization reporting package that includes initial grades, final grades and detailed commentary on the rationale for any changes in grades and sets forth compensating factors and waivers.

Clayton's loan grading complied with rating agency grading definitions published by Moody's, Standard and Poor's, Fitch, Morningstar, Kroll and DBRS.

![](chart.jpg)

MCMLT 2023-NQM2 Due Diligence Narrative Report Page \| 4 March 3, 2023

------

![](clayton_logo.gif)

TPR COMPONENT REVIEW SCOPE

Clayton examined the selected loan files with respect to the presence or absence of relevant documents, enforceability of mortgage loan documents, and accuracy and completeness of data fields. Clayton relied on the accuracy of information contained in the loan documentation provided to Clayton.

CREDIT REVIEW<br>

Clayton's Credit scope of review conducted on 116 loans on this transaction included the following elements (for more detail, please refer to Appendix A):

<br> ◾ Compared the loan documentation found in the loan file to the origination guidelines;

<br> ◾ Re-calculated LTV, CLTV, income, liabilities, and debt-to-income ratios (DTI) and compared these against the stated seller origination guidelines;

<br> ◾ Analyzed asset statements in order to determine that funds to close and reserves were within origination guidelines;

<br> ◾ Confirmed that credit scores (FICO) and credit histories were within origination guidelines;

<br> ◾ Evaluated for evidence of borrower's willingness and ability to repay the obligation;

<br> ◾ Examined income, employment, assets, and occupancy status for reasonability;

<br> ◾ Reviewed the occupancy, VOE and self/employed business documents within the loan file, as applicable;

<br> ◾ Listed the property type as Coop, as applicable;

<br> ◾ Reviewed for condo warranty documentation, as applicable;

PROPERTY VALUATION REVIEW<br>

Clayton's Property Valuation scope of review conducted included the following elements:

<br> ◾ Original Appraisal Assessment (116 loans)

<br> - Clayton reviewed the original appraisal provided to determine whether the original appraisal was complete, thorough and the original appraised value was reasonably supported.

<br> - For more detail on the original appraisal review, please refer to Appendix B and to the guidelines cited above.

<br> ◾ Value Supported Analysis (116 loans)

Clayton applied a cascade methodology to determine if the original appraised value was supported when compared to an independent third party valuation product. Loans were held to a -10% tolerance utilizing the following waterfall;

<br> • CU Score

<br> • Desk Review

<br> • BPO

<br> • Reconciliations

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; For further detail please refer to the MCMLT 2023-NQM2 Valuations Summary Report

MCMLT 2023-NQM2 Due Diligence Narrative Report Page \| 5 March 3, 2023

------

![](clayton_logo.gif)

REGULATORY COMPLIANCE REVIEW<br>

Clayton's regulatory compliance scope of review conducted on 114 loans on this transaction included the elements summarized below. (For more detail, please refer to Appendix C.)

Clayton utilized its proprietary eCLAS engine for regulatory compliance testing.

The scope of the compliance review performed is summarized below:

<br> ◾ Tested for certain applicable federal, state and local high cost and/or anti-predatory laws;

<br> ◾ Tested for state-specific consumer protection laws including late charge and prepayment penalty provisions;

<br> ◾ Truth-in-lending/regulation Z (TILA) testing included the following:

<br> - Notice of Right to Cancel (Right of Rescission) adherence if applicable;

<br> - TIL Disclosure Timing (3/7/3) and disclosure content;

<br> - TIL APR and Finance charge tolerances;

<br> - Timeliness of ARM Disclosures (if applicable);

<br> - Section 32 APR and Points and Fees Thresholds and prohibited practices;

<br> - Section 35 Higher Priced Mortgage Loans thresholds and applicable escrow and appraisal requirements;

<br> - Prohibited Acts or Practices including Loan Originator compensation rules, NMLSR ID on documents, financing credit Insurance, mandatory arbitration clauses, and NegAm Counseling;

<br> - Prepayment Penalty restrictions; and

QM/ATR Review: On applicable loans;, test compliance with applicable Qualified Mortgage (QM) and Ability to Repay (ATR) requirements defined under the Dodd-Frank Wall Street Reform and Consumer Protection Act as promulgated by the Consumer Financial Protection Bureau any loan subject to that regulation, as further described on Appendix C attached hereto.<br>

<br> - TILA/RESPA Integrated Disclosure Scope ('Covered Loans' with an Application Date => 10/3/2015); SFIG RMBS 3.0 TRID Compliance Review Scope as further described on Appendix C attached hereto.

<br> ◾ Real Estate Settlement Procedures Act (RESPA) laws and regulations testing included the following, for loans other than 'Covered Loans' and loans with an Application Date prior to 10/3/2015:

<br> - GFE initial disclosure timing and content;

<br> - Confirmed the file contains the final HUD1 Settlement Statement;

GFE to HUD1 evaluation for 0% and 10% fee tolerances;<br>

<br> - Homeownership Counseling Notice;

<br> - Affiliated Business Disclosure if applicable.

OF NOTE: As of October 3, 2015 ("TRID Effective Date"), Clayton commenced testing applicable loans subject to the TRID Effective date against a TRID scope of review that was based on outside counsel's interpretations of the published regulations as of the TRID Effective Date. Clayton's scope was commercially reasonable as it relates to a Third Party Review ("TPR") firm's role as TPR conducting an independent third-party pre-securitization due diligence review ("Initial TRID Scope"). The Initial TRID Scope was created with guidance from outside counsel.

On, June 15th, 2016 SFIG published its RMBS 3.0 TRID Compliance Review Scope© documentation, developed under the leadership of members from Third Party Review ("TPR") firms across the industry and SFIG's RMBS 3.0 Due Diligence, Data and Disclosure Working Group. The RMBS 3.0 TRID Compliance Review Scope was created with an aim to facilitate a uniform testing and risk identification standard as it would apply to an assignee, as a result of a consistent Truth-In-Lending Act liability interpretation according to the understanding of prevailing legal precedent and informal written guidance and webinars offered by the CFPB, as it applies to the Know Before You Owe / Truth In Lending Act ("TILA) – Real Estate Settlement Procedures Act ("RESPA") Integrated Disclosure ("TRID") Rule (78 FR 79730, as amended). RMBS 3.0 TRID Compliance Review Scope may be formally amended by the SFIG RMBS 3.0 Due Diligence, Data and Disclosure Working

MCMLT 2023-NQM2 Due Diligence Narrative Report Page \| 6 March 3, 2023

------

![](clayton_logo.gif)

Group as clarifying regulations may be promulgated on a go forward basis, as well as any binding judicial interpretations of the underlying law.

Following the June 15<sup>th</sup> formal publication of the RMBS 3.0 TRID Compliance Review Scope©, Clayton reviewed prior testing results dating back to the TRID Effective Date, and applied the enhanced RMBS 3.0 TRID Compliance Review Scope to such loans upon the affirmative election by Mill City Holdings, LLC.

<u>Compliance Review (Business Purpose, Non-Owner Occupied)</u>

Non-Owner Occupied Scope: Most consumer protection laws are designed to afford protection to borrowers who are entering into a loan that will be secured by their residence. For most high cost and higher-priced laws, as well as rescission, the only loans covered by the law are loans secured by the borrower's (or in the case of rescission a title holder's) principal residence. Most other consumer protection laws extend to a borrower's secondary residence, which under TILA and RESPA is a residence that they occupy at least 2 weeks during the year. Further, if the loan is for a business purpose it is often excluded from consumer protection laws regardless of occupancy, including TILA (whereas if it is secured by non-owner occupied but for a personal, family or household purpose it is more likely to be covered).

Therefore, the list of laws that Clayton tests that apply to a loan secured by non-owner occupied property for a business purpose is limited. Regulatory Compliance testing of Business Purpose Loans consists of the following:

State and Federal High Cost and Higher-Priced:

<br> • Cook County High Cost Ordinance

<br> • Chicago High Cost Ordinance

Clayton currently tests the Chicago and Cook County ordinances due to vague language around loans for a business purpose not related to the property. While the state of Illinois has similar language, Clayton's audit law firm determined that only principal residences should be tested for IL high cost.

Anti-predatory lending laws

<br> • Virginia Lender and Broker Act after 6/1/2008

<br> • Minnesota §58 on or after 8/1/2008

Prepayment Penalties and Late Charges in certain states

National Flood Insurance Program for 1-4 unit residential properties (Transaction Date on or after 1/1/2016 for regulated lenders)

<br> • Sufficiency of coverage

<br> • Escrow of insurance payments

DATA INTEGRITY

Clayton utilized its proprietary eCLAS tool to determine tape-to-file accuracy of 116 reviewed loans, by completing the following steps:

<br> ◾ Tape data received from seller/client is stored in eCLAS;

<br> ◾ Loan reviewer collects validated loan data in eCLAS;

<br> ◾ Each received data point is compared to its counterpart collected data point;

<br> ◾ Discrepancies found during comparison are stored;

<br> ◾ Each discrepancy is reported in a Loan Level Tape Compare Upload.

MCMLT 2023-NQM2 Due Diligence Narrative Report Page \| 7 March 3, 2023

------

![](clayton_logo.gif)<br>

DATA CAPTURE

Clayton collected data fields required to create American Securitization Forum ("ASF") and Standard and Poor's LEVELS 7.4.3 data disclosure requirements. Both of these file formats are provided as part of the pre-securitization reporting package. Additionally, Clayton captured rating agency required data points relating to ATR/QM determination, which is provided in the reporting package.

DATA COMPARE RESULTS

Clayton provided Mill City Holdings, LLC, with a copy of the Loan Level Tape Compare Upload which shows the differences between the data received from the sellers versus the data captured by Clayton during the loan review in relation to the 116 loans reviewed.

---

| | | |
|:---|:---|:---|
| **Field Name** | **# of Loans** | **Accuracy** |
| Borrower 1 SSN | 3 | 97.41% |
| Combined LTV | 2 | 98.28% |
| Disbursement Date | 26 | 77.59% |
| Number of Units | 2 | 98.28% |
| Original Appraised Value | 11 | 90.52% |
| Original LTV | 1 | 99.14% |
| Property Type | 4 | 96.55% |
| Representative Credit Score for Grading | 8 | 93.10% |

---

MCMLT 2023-NQM2 Due Diligence Narrative Report Page \| 8 March 3, 2023

------

![](clayton_logo.gif)

CLAYTON DUE DILIGENCE RESULTS

Below are the initial and final overall loan grades for this review, as well as the credit, property valuation, and regulatory compliance component review grades.

#### Initial and Final Overall Loan Grade Results

#### <br>

**---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
|  | Overall Grade Migration | Overall Grade Migration | Overall Grade Migration | Overall Grade Migration | Overall Grade Migration | Overall Grade Migration |
| | Initial | Initial | Initial | Initial | Initial | Initial |
| Final |  | A | B | C | D | Total |
| Final | A | 66 |  | 22 | 22 | 110 |
| Final | B |  |  | 4 | 2 | 6 |
| Final | C |  |  |  |  | 0 |
| Final | D |  |  |  |  | 0 |
| Final | Total | 66 | 0 | 26 | 24 | 116 |

---

<u> </u>**

The overall grade summary reflects the combination of the credit, property valuation and regulatory compliance component reviews into one overall grade. The overall grade assigned is the most severe grade from each of the component reviews.

#### Initial and Final Credit Component Grade Results

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
|  | **Credit Grade Migration** | **Credit Grade Migration** | **Credit Grade Migration** | **Credit Grade Migration** | **Credit Grade Migration** | **Credit Grade Migration** |
| | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** |
| **Final** | | **A** | **B** | **C** | **D** | **Total** |
| **Final** | **A** | 76 |  | 21 | 18 | **115** |
| **Final** | **B** |  |  |  | 1 | **1** |
| **Final** | **C** |  |  |  |  | **0** |
| **Final** | **D** |  |  |  |  | **0** |
| **Final** | **Total** | **76** | **0** | **21** | **19** | **116** |

---

#### Initial and Final Property Valuation Grade Results

#### <br>

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
|  | **Property Valuation Grade Migration** | **Property Valuation Grade Migration** | **Property Valuation Grade Migration** | **Property Valuation Grade Migration** | **Property Valuation Grade Migration** | **Property Valuation Grade Migration** |
| | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** |
| **Final** | | **A** | **B** | **C** | **D** | **Total** |
| **Final** | **A** | 109 |  | 3 | 2 | **114** |
| **Final** | **B** |  | 1 | 1 |  | **2** |
| **Final** | **C** |  |  |  |  | **0** |
| **Final** | **D** |  |  |  |  | **0** |
| **Final** | **Total** | **109** | **1** | **4** | **2** | **116** |

---

MCMLT 2023-NQM2 Due Diligence Narrative Report Page \| 9 March 3, 2023

------

![](clayton_logo.gif)

#### Initial and Final Regulatory Compliance Grade Results

#### <br>

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
|  | **Compliance Grade Migration** | **Compliance Grade Migration** | **Compliance Grade Migration** | **Compliance Grade Migration** | **Compliance Grade Migration** | **Compliance Grade Migration** |
| | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** |
| **Final** | | **A** | **B** | **C** | **D** | **Total** |
| **Final** | **A** | 104 |  | 3 | 4 | **111** |
| **Final** | **B** |  |  | 3 |  | **3** |
| **Final** | **C** |  |  |  |  | **0** |
| **Final** | **D** |  |  |  |  | **0** |
| **Final** | **Total** | **104** | **0** | **6** | **4** | **114** |

---

\*Compliance results may not tie to total loan count based on business entity loans not being subject to a regulatory compliance review (5 loans in pool)

CLAYTON THIRD PARTY REPORTS DELIVERED

Clayton furnished the following reports on this transaction:

<br> 1. Narrative Report

<br> 2. ASF Upload Report

<br> 3. Non ATR QM Upload

<br> 4. Conditions Report

<br> 5. Valuation Summary

<br> 6. Loan Level Tape Compare

<br> 7. Waived Conditions Summary

<br> 8. Attestation Forms

<br> 9. 15E Form

APPENDIX A: CREDIT REVIEW SCOPE

For each mortgage loan, Clayton performed a guideline review utilizing specific guidelines furnished at the time of the review.

&nbsp;&nbsp;&nbsp;&nbsp;A. Verified that the characteristics of the mortgage loan and borrower conformed to the Sponsor Acquisition Criteria requirements including:

<br> o DTI

<br> o LTV/TLTV/HLTV

<br> o Credit score

<br> o Income and employment

<br> o Assets and reserves

<br> o Property type and use eligibility; and if the property type was a condominium or cooperative, assessed project adherence

<br> o Borrower eligibility, including:

-&nbsp;&nbsp;&nbsp;&nbsp;Citizenship status

-&nbsp;&nbsp;&nbsp;&nbsp;Non- occupant co-borrower

<br> o Transaction eligibility, including:

-&nbsp;&nbsp;&nbsp;&nbsp;Maximum loan amount

-&nbsp;&nbsp;&nbsp;&nbsp;Loan purpose

-&nbsp;&nbsp;&nbsp;&nbsp;Occupancy

MCMLT 2023-NQM2 Due Diligence Narrative Report Page \| 10 March 3, 2023

------

![](clayton_logo.gif)

<br> o Noted any approved exceptions or waivers by the originator and/or aggregator to guidelines; verified that approved exceptions included required, documented compensating factors

&nbsp;&nbsp;&nbsp;&nbsp;B. As part of the guideline review, Clayton performed a credit analysis during which various documents were examined, including:

<br> o Uniform Residential Loan Application reviewed to determine:

<br> - Initial loan application was in the loan file and was signed by all borrowers

<br> - Final loan application was in the loan file and was complete

<br> - Information and debts disclosed on loan application aligned with related documentation in the loan file

<br> o Employment analyzed and verified through use of various documents, including:

<br> - Income documentation

<br> - Verbal and/or written verifications of employments (VVOE, VOE)

<br> - CPA letter

<br> - Business licenses

<br> - Tax transcripts (IRS Form 4506-T)

<br> - Other documentation in loan file

<br> o Income review included:

<br> - Required income documentation for all borrowers was present and within required time period

<br> - Documents did not appear to have been altered or inconsistent

<br> - IRS Form 4506-T

<br> ◾ Signed by all borrowers and processed by the originator

<br> ◾ Compared IRS tax transcripts to income documentation and noted any inconsistencies

<br> - Income was recalculated and was documented with applicable documentation, including:

<br> ◾ Tax returns

<br> ◾ Financial statements

<br> ◾ Paystubs

<br> ◾ W-2s

<br> ◾ 1099

<br> ◾ IRS documents

<br> ◾ Bank statements

<br> ◾ Lease agreements

<br> ◾ Award letters

<br> ◾ Other documentation in loan file

<br> o Asset review included:

<br> - Asset documentation required to verify down payment, closing costs, prepaid items and reserves was present and within required timeframe, including:

<br> ◾ Verification of deposits (VOD)

<br> ◾ Depository account statements

<br> ◾ Stock or security account statements

<br> ◾ Gift funds

<br> ◾ Settlements statements

<br> ◾ Other evidence of conveyance and transfer of funds, if a sale of assets was involved

<br> ◾ Other documentation in loan file

<br> - Asset documents were reviewed to determine any large deposits and appropriate sourcing of funds

<br> o Credit Report review included:

<br> - Complete copy of report was in loan file

<br> - Report was dated within required timeframe

<br> - All borrowers were included in the report

MCMLT 2023-NQM2 Due Diligence Narrative Report Page \| 11 March 3, 2023

------

![](clayton_logo.gif)

<br> - Checked any fraud alerts against related loan file documentation

<br> - Verified all disclosed mortgage debt on credit report against the loan application (under the schedule of real estate owned) for accurate debt ratio calculation

<br> - Compared liabilities listed on the credit report against the loan application for accurate debt ratio calculation

<br> - Captured and utilized appropriate credit score for guideline review

<br> o Title policy review included:

<br> - Title interest – determined if

<br> ◾ Fee simple

<br> ◾ Leasehold estate

<br> - Appropriate vestee(s) were listed on title policy

Amount of coverage was greater than or equal to the original principal amount of the mortgage<br>

<br> - Applicable title endorsements were present

<br> - Checked for any encumbrances, encroachments and other title exceptions affecting the lien identified through the title search; verified that each issues was addressed in the transaction

<br> - Reviewed the chain of title and duration of ownership by seller or borrower (whichever was applicable)

<br> - Captured monthly tax payments in debt ratio calculation

<br> o HUD1 (Settlement Statement) review included:

<br> - Funds to close identified and analyzed against borrower's assets

<br> - Seller contributions did not exceed maximum allowed

<br> - Subject property, seller and borrower aligned with other loan documentation

<br> - Disbursements and pay-offs included in debt ratio calculations

<br> - Loan purpose confirmed

<br> o Hazard/Flood insurance review included:

<br> - Verified presence of required hazard insurance and flood insurance (if required)

<br> - Confirmed that any required insurance was for the:

<br> ◾ Correct borrower

<br> ◾ Correct property

<br> ◾ Correct lender

<br> ◾ Correct loan number

<br> ◾ Life of loan, if flood insurance required

Confirmed that any required insurance minimum coverage amount and policy period<br>

<br> - Reviewed for evidence that any required insurance policy premium was paid

<br> - Confirmed that the mortgagee clause listed the lender's name and "it's successors and assigns"

Confirmed that the payment amount on any required insurance was included in the debt ratio calculation<br>

<br> o Mortgage Insurance review included:

<br> - Determined if mortgage insurance is required

Captured mortgage insurance name, certificate # and percentage guarantee (when required)<br>

&nbsp;&nbsp;&nbsp;&nbsp;C. For each mortgage loan, Clayton examined the mortgage or deed of trust for evidence of recordation. In lieu of a copy of the mortgage or deed of trust with recording information, a copy of the
 mortgage or deed of trust that is stamped "true and certified copy" by the escrow/settlement agent plus recording directions on closing instruction documentation was utilized as evidence for recording.

&nbsp;&nbsp;&nbsp;&nbsp;D. For each mortgage loan, Clayton utilized the results from an independent, third-party fraud tool along with information in the loan file to identify and address any potential misrepresentations
 including:

<br> o Borrower identity

<br> - Social Security inconsistencies

MCMLT 2023-NQM2 Due Diligence Narrative Report Page \| 12 March 3, 2023

------

![](clayton_logo.gif)

<br> - Borrower name variations

<br> o Occupancy

<br> - Borrower address history

<br> - Subject property ownership history

<br> o Employment

<br> o Licensing – reviewed NMLS data for:

<br> - Mortgage lender/originator

<br> - Loan officer

<br> o OFAC

APPENDIX B: ORIGINATION APPRAISAL ASSESSMENT

For each Mortgage Loan, Clayton performed the following origination appraisal analysis:

&nbsp;&nbsp;&nbsp;&nbsp;A. Verified that the mortgage loan file contained an appraisal report and that it met the following criteria:

<br> o Appraisal report used standard GSE forms, appropriate to the property type:

<br> - FNMA 1004/FHLMC 70 – Uniform Residential Appraisal Report. Used for 1-unit properties, units in planned unit developments (detached PUDs) and condominium projects that consist solely of detached dwelling (site condominium)

<br> - FNMA 1073/FHLMC 465 – Individual Condominium Report. Used to appraise a unit in a condominium project or a condominium unit in a PUD (attached PUD)

<br> - FNMA 1025/FHLMC 72 – Small Residential Income Property Appraisal Report. Used for all two-to-four unit residential income properties, including two-to-four unit properties in a PUD

<br> - FNMA 2090 – Individual Cooperative Appraisal Report. Used for individual cooperative units

<br> - FNMA 2000/FHLMC 1032 – One Unit Residential Appraisal Field Review

<br> - FNMA 2000a/FHLMC 1072 – Two to Four Unit Residential Appraisal Field Review

<br> o Appraisal report was reasonably complete and included:

<br> - Appraisal report form, certification, statement of limiting conditions and scope of work

<br> - Accurate identification of the subject property

<br> - Accurate identification of the subject loan transaction

<br> - Accurate identification of the property type, in both land and improvements

<br> - All required attachments including:

<br> ◾ Subject front, rear and street photos and valued features

<br> ◾ Subject interior photos – kitchen, all baths, main living area, updates/upgrades, deferred maintenance

<br> ◾ Photos of all comparable sales and listings

<br> ◾ Location map

<br> ◾ Exterior sketch of property with dimensions

<br> ◾ 1004MC Market Conditions Report

<br> - Evidence that appraisal report was made "As Is" or provided satisfactory evidence of completion for all material conditions

<br> - Appraisal date met supplied Sponsor Acquisition Criteria

<br> - If applicable to Sponsor Acquisition Criteria requirements, a second full appraisal was furnished and met Sponsor Acquisition Criteria

MCMLT 2023-NQM2 Due Diligence Narrative Report Page \| 13 March 3, 2023

------

![](clayton_logo.gif)

&nbsp;&nbsp;&nbsp;&nbsp;B. Performed a general credibility assessment of the results of the appraisal per Title XI of FIRREA and USPAP based on the following criteria:

<br> o Title XI of FIRREA:

<br> - Determined that either the appraiser or supervisory appraiser was appropriately licensed by verifying the appraiser's license included in the appraisal.

<br> - Reviewed for the presence of any "red flags" related to the mortgaged property that may have posed a risk to the property or occupants

<br> o USPAP

<br> - Confirmed that the appraiser's certification is present and executed within the original appraisal.

&nbsp;&nbsp;&nbsp;&nbsp;C. Reviewed and graded the appraisal valuation to the following criteria:

<br> o Appraised value was reasonably supported. Utilized the following review in making value supported determination:

<br> - Comps used were located reasonably close to the subject property and if not the reason was satisfactorily explained

<br> - Comps used were reasonably recent in transaction date and if not the reason was furnished

<br> - Comps used were reasonably similar to the subject property and if not an explanation was supplied

<br> - Appraised value of the subject was bracketed by the sales prices of the comps and if not the reason was furnished

Adjustments were reviewed and appeared reasonable utilizing the 15% net/25% gross guideline.<br>

---

| | |
|:---|:---|
| &nbsp;&nbsp;&nbsp;&nbsp;o | Property was complete. However, if the property was not 100% complete, then any unfinished portion had no material impact to the value, safety, soundness, structural integrity, habitability or marketability of the subject property |

---

<br> o Appraisal was reviewed for any indication of property or marketability issues. Utilized the following key points in making determination:

<br> - Appraisal was made on an "As Is" basis or provides satisfactory evidence of completion of all material conditions

<br> - Property usage was reviewed for zoning compliance

<br> - Property utilization was reviewed to determine it was "highest and best use"

<br> - Neighborhood values were reviewed to determine if declining

<br> - Market conditions were reviewed to determine indication of possible marketability issues:

<br> ◾ Location

---

| | |
|:---|:---|
| ◾ | % built up |

---

<br> ◾ Growth rate

<br> ◾ Demand/supply

<br> ◾ Marketing time

<br> ◾ Predominant occupancy

<br> - Physical condition of the property was reviewed to determine that the property condition was average or better

<br> - Style of property was reviewed to determine if unique property

<br> - Any health and safety issues were noted and/or remediated

<br> - Locational and/or environmental concerns adequately addressed if present

&nbsp;&nbsp;&nbsp;&nbsp;D. Property Eligibility Criteria – Clayton reviewed the property to determine that the property met the client supplied eligibility requirements. Examples of ineligible property types
 may include:

<br> o 3 to 4 unit owner occupied properties

<br> o 2 to 4 unit second homes

<br> o Unwarrantable or limited review condominiums

<br> o Manufactured or mobile homes

<br> o Condotel units

<br> o Unique properties

<br> o Working farms, ranches or orchards

MCMLT 2023-NQM2 Due Diligence Narrative Report Page \| 14 March 3, 2023

------

![](clayton_logo.gif)

<br> o Mixed-use properties

<br> o Properties subject to existing oil or gas leases

<br> o Properties located in Hawaii Lava Zones 1 and 2

<br> o Properties exceeding Sponsor Acquisition Criteria requirements for excess acreage

&nbsp;&nbsp;&nbsp;&nbsp;E. Properties Affected by Disasters Criteria – Clayton reviewed the appraisal date against any FEMA Declared Disaster Areas that were designated for Individual and/or Public Assistance
 due to a federal government disaster declaration.

---

| | |
|:---|:---|
| &nbsp;&nbsp;&nbsp;&nbsp;o | If the appraisal date is before the FEMA Effective Date for any of the disasters listed, Clayton will specify whether or not there has been a property inspection since the date listed, the latest inspection date, whether or not new damage has been indicated, and the amount of said damage. |

---

&nbsp;&nbsp;&nbsp;&nbsp;F. Disclaimer

---

| | |
|:---|:---|
| &nbsp;&nbsp;&nbsp;&nbsp;o | The individuals performing the aforementioned original appraisal assessment are not persons providing valuations for purposes of the Uniform Standards of Professional Appraisal Practice ("USPAP") or necessarily licensed as appraisers under Federal or State law, and the services being performed by such persons do not constitute "appraisal reviews" for purposes of USPAP or Federal or State law. |

---

<br> o Clayton makes no representation or warranty as to the value of any mortgaged property, notwithstanding that Clayton may have reviewed valuation information for reasonableness

<br> o Clayton is not an 'AMC' (appraisal management company) and therefore Clayton does not opine on the actual value of the underlying property

<br> o Clayton is not a 'creditor' within the meaning of ECOA or other lending laws and regulations, and therefore Clayton will not have any communication with or responsibility to any individual consumer concerning property valuation.

<br> o Clayton does not check to see if the appraiser is on the Freddie Mac exclusionary list

APPENDIX C: REGULATORY COMPLIANCE REVIEW SCOPE

This appendix provides an overview of Clayton's proprietary compliance system for 1-4 family residential mortgage loans in the due diligence process to determine, to the extent possible and subject to the caveats below, whether the loans comply with federal, state and local laws. The Disclaimer section explains limitations that you should be aware of. Additional details on the items listed below as well as Clayton's state, county and municipal testing can be provided upon request. The compliance engine is fully integrated into Clayton's proprietary due diligence platform, eCLAS.

#### Federal Law

&nbsp;&nbsp;&nbsp;&nbsp;**A.** **RESPA and Regulation X:** Loan level analysis on the following:

<br> o GFE/HUD1: confirm the correct version of the GFE and HUD1 were properly completed under the Regulation X Final Rule that became mandatory on January 1, 2010

<br> o Initial Good Faith Estimate, (GFE): timing and content of the initial disclosure

<br> o Final GFE: Verification that increases to fees from the initial GFE were disclosed within 3 days of valid changed circumstance documentation within the loan file

<br> o Final HUD1 Settlement Statement: verify the loan file contains the final HUD1 and the loan terms on the HUD1 correspond to the actual loan terms from the Note

---

| | |
|:---|:---|
| &nbsp;&nbsp;&nbsp;&nbsp;o | Final GFE to HUD1 tolerance fee evaluation: confirm the fees charged on the HUD1 do not exceed the Final GFE in the 0% or 10% fee tolerance categories, including a review for a Settlement Service Provider List if the lender excludes fees that the borrower can shop for. |

---

<br> o Affiliated Business Disclosure: if the loan file indicates the lender or broker referred the borrower to a known affiliate, confirm the disclosure was provided to the borrower

<br> o Homeownership Counseling Notice: for loan applications on or after 1/10/2014, confirm the notice was provided to the borrower within 3 days of application

&nbsp;&nbsp;&nbsp;&nbsp;**B.** **Truth in Lending Act and Regulation Z** - Loan level analysis on the following:

MCMLT 2023-NQM2 Due Diligence Narrative Report Page \| 15 March 3, 2023

------

![](clayton_logo.gif)

---

| | |
|:---|:---|
| &nbsp;&nbsp;&nbsp;&nbsp;o | TIL Disclosure: Content of Disclosures – perform an independent recalculation of the finance charges and APR to determine whether the amounts disclosed on the final TIL were within allowable tolerances. Payment schedule accuracy, including under the Mortgage Disclosure Improvement Act for loans applications on or after January 30, 2010. Additional disclosure content with a focus on the consistency of the prepayment penalty disclosure and assumption policy with the note and security instrument. |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;&nbsp;&nbsp;o | Mortgage Disclosure Improvement Act, (3/7/3 rule): Confirm the timing of the initial TIL disclosure within 3 days of application, 7 days prior to consummation, and corrected TIL disclosures provided at least 3 days prior to consummation for applications received on or after July 30, 2009 (Section 19) |

---

<br> o ARM Disclosure: confirm these disclosures are in the file within 3 days of application, or 3 days of the borrower discussing ARM programs identified within the loan file

<br> o Right of Rescission – Review the disclosure form type, disclosure timing, disclosed dates, other material disclosures, and the loan disbursement (Section 23)

<br> o High Cost mortgage thresholds for points and fees (Section 32)

<br> o High Cost Prohibited Acts and Practices upon request (Section 33)

<br> o Higher Priced Mortgage Loan thresholds for APR in relation to the APOR. Including Escrow and appraisal requirements (Section 35)

<br> o Prohibited Acts or Practices including testing the Loan Originator compensation rules, NMLSR ID on documents, financing Credit Insurance, mandatory arbitration clauses, and NegAm Counseling (Section 36)

---

| | |
|:---|:---|
| &nbsp;&nbsp;&nbsp;&nbsp;o | ATR/QM Ability to Repay, aka Minimum Standards for Transactions: for applications on or after 1/10/2014, confirm the loan file contains documentation to evidence the lender considered and verified the borrower has the ability to repay in accordance with the ATR requirements This included identifying whether QM loans met agency exemptions or were underwritten in accordance with Appendix Q. Non QM loans will be reviewed to ensure the lender documented that they considered and verified the 8 underwriting factors as required for ATR compliance. This review also includes evaluating loans against the new TILA prepayment penalty restrictions (Section 43) |

---

<br> o TILA/RESPA Integrated Disclosures ("TRID")

<br> ◾ Test whether or not the loan is subject to disclosure on TRID documents, the Loan Estimate ("LE") and Closing Disclosure ("CD")

<br> ◾ Pre-application Requirement Testing:

<br> • Pre-application forms cannot look similar to the LE

<br> • Pre-application forms must contain the required disclaimer ("Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan").

<br> ◾ Timing Requirements:

<br> • The LE was delivered or placed in the mail within 3 business days of the broker or lender receiving an application.

• The loan does not consummate (Clayton looks to the later of the note date or notary date) until the later of seven business days after the LE is delivered or placed in the mail and three business days after the CD (or Corrected CD when a new three-day waiting period is triggered) is received.

<br> • That a revised LE or CD is provided within three business days of the lender having knowledge of the information that led to the change.

<br> ◾ Fee Tolerances:

• Zero and ten percent tolerance fees are only reset with a valid and timely change of circumstance.

<br> • If a credit or refund is made, that it is sufficient to cover Clayton's calculated under-disclosure.

<br> ◾ Payment Schedule Accuracy:

<br> • The number of columns and timing of changes to payments as well as the mortgage insurance drop-off match Clayton's calculated payment schedule.

<br> • Interest-only periods and final balloon payments are accurately completed.

• The total of the principal and interest payment, mortgage insurance and escrow amounts add up correctly.

<br> • When applicable, that the AIR and AP tables are consistent with Clayton's calculations.

<br> ◾ Accuracy of the Loan Calculations

MCMLT 2023-NQM2 Due Diligence Narrative Report Page \| 16 March 3, 2023

------

![](clayton_logo.gif)

• Amount Financed

<br> • Finance Charge

• Total of Payments

• Total interest percentage

<br> ◾ Technical Requirements

<br> • Compliance with the TRID rounding rules.

<br> • Compliance with specified formatting requirements.

<br> • Compliance with date entry requirements (such as when a field, if not applicable, must be present and left blank).

<br> • Alphabetization of fees.

<br> • Title fees preceded by "Title –."

<br> • Column or similar limits such as four columns for Projected Payments and a maximum of thirteen Origination Charges on the LE.

<br> ◾ Consistency within and across forms

<br> • Once a fee is disclosed it must remain substantially the same name across disclosures.

<br> • Consistency between the Costs at Closing and Calculating Cash to Close tables, for which there is a version for transactions with a seller and an optional, but not required, version for transactions without a seller. They should be consistent within and across disclosures.

• Where amounts in a table reference that they are derived from another section of the form, that the amounts match the amount in the section referenced.

• Escrow amounts disclosed in the Projected Payments section tie out to the escrow amounts detailed in the Loan Disclosures section.

<br> ◾ Completion of the LE and CD

<br> • All required fields not specifically listed herein are completed or left blank in accordance with TRID rules; creditor information, contact information, rate lock information, etc.

<br> • For areas where multiple options are provided, such as Assumption, Negative Amortization and Liability after Foreclosure, only one option is indicated.

<br> • That there is either a signature or a Loan Acceptance statement on the form.

<br> ◾ Waivers

<br> • Clayton will capture if the borrower waived their waiting period and the sufficiency of the waiver under TRID. However, based on past experience with clients, Clayton will also issue an exception for the loan closing early.

<br> ◾ Corrected CD requiring a new waiting period

• Whether the APR increased or decreased outside of tolerance requiring a new waiting period and whether that waiting period was provided. For APR decreases Clayton will look to whether the APR decreased due to a reduced finance charge, which will be considered to be within tolerance.

<br> • Whether the product or a product feature changed which requires a new waiting period and whether that waiting period was provided.

<br> • Whether a prepayment penalty was added requiring a new waiting period and whether that waiting period was provided.

<br> ◾ Post-Close CD's

<br> • Corrected CD's provided with a post-close refund.

<br> • Post-close CD's to correct numerical errors based on events (such as recording) occurring within 30 days of consummation.

<br> • Post-close CD's to correct non-numerical clerical errors required within 60 days of consummation.

<br> ◾ Related Documentation

MCMLT 2023-NQM2 Due Diligence Narrative Report Page \| 17 March 3, 2023

------

![](clayton_logo.gif)

<br> • Provision and timing of Your Home Loan Toolkit (first lien, purchase-money loans)

<br> • Written List of Providers, when there are items in in the Services You Can Shop For category (can impact fee tolerances)

<br> • Affiliated Business Disclosure (can impact fee tolerances)

<br> ◾ Outside of Clayton's default TRID scope:

<br> • Accuracy of the LE in terms of whether fees are within the correct category and loan terms where we would need a Note to verify. More detailed testing will occur by comparing the final CD to the Note terms.

<br> • Whether the Liability after Foreclosure selection is correct for the property state.

• Accuracy of the Aggregate Adjustment amount.

<br> • Presence and accuracy of the Seller's Transaction columns of the Summaries of Transactions section.

<br> • Accuracy of the Contact Information for the lender, broker and settlement agent. Clayton will look for discrepancies across forms, but is not independently verifying the information.

&nbsp;&nbsp;&nbsp;&nbsp;**C.** **FACTA** - the Credit Score, Key Factors, and Notice to Home Loan Applicant disclosures

&nbsp;&nbsp;&nbsp;&nbsp;**D.** **HMDA** – Whether the loans is Rate Spread threshold reportable.

#### STATE, COUNTY and MUNICIPAL LAW

&nbsp;&nbsp;&nbsp;&nbsp;**A.** **Higher-Priced** 

Clayton test whether a loan meets the thresholds for a higher-priced, rate spread, subprime or nonprime mortgage loan, and whether such loan meets regulatory requirements, in the following states:

---

| | | |
|:---|:---|:---|
| **Higher-Priced** | **Higher-Priced** | **Higher-Priced** |
| California | Maryland | New York |
| Connecticut | Massachusetts (subprime ARMS to first time homebuyers) | North Carolina |
| Maine | Minnesota | |

---

&nbsp;&nbsp;&nbsp;&nbsp;**B.** **State/Local High Cost** 

Clayton test whether a loan meets the thresholds for a high cost or covered loan in the following states, counties and municipalities, and also tests for compliance with provisions in such laws that apply to all loans subject to high cost testing:

---

| | | |
|:---|:---|:---|
| **State/Local High Cost** | **State/Local High Cost** | **State/Local High Cost** |
| Arkansas | Maine | Pennsylvania |
| California | Maryland | Rhode Island, including the Providence ordinance |
| Colorado | Massachusetts | South Carolina |
| Connecticut | Nevada | Tennessee |
| District of Columbia | New Jersey | Texas |
| Florida | New Mexico | Utah |
| Georgia | New York | Vermont<br> (High Rate, High Point law) |

---

MCMLT 2023-NQM2 Due Diligence Narrative Report Page \| 18 March 3, 2023

------

![](clayton_logo.gif)

**State/Local High Cost**<br>

<u> Illinois, including the Cook County and Chicago ordinances </u> <u> North Carolina </u> <u> Wisconsin </u> <br> <u> Indiana </u> <u> Ohio, including Cleveland Heights ordinance </u>   <br> <u> Kentucky </u> <u> Oklahoma </u>  

&nbsp;&nbsp;&nbsp;&nbsp;**C.** **Anti-Predatory** 

Several states have laws that do not create a separate class of high cost or higher-priced mortgage loans, but set APR or finance charge ceilings and may also set forth similar anti-predatory lending restrictions as found in high cost laws. Clayton tests for compliance with such laws in the following states:

<br> • Minnesota (Mortgage Originator and Service Licensing Act)

<br> • Puerto Rico (Office Regulation 5722)

<br> • Texas (Texas Finance Code)

<br> • West Virginia (Residential Mortgage Lender, Broker and Servicer Act).

&nbsp;&nbsp;&nbsp;&nbsp;**D.** **Borrower's Interest** 

Clayton uses a module that reports to the client the factors that the client can weigh to determine whether or not the loan is in the borrower's interest, and also makes a mathematical determination as to whether or not there is at least one benefit. This module is only used in the following states, where the laws or releases by the regulators provide an indication of some standards that can be applied.

---

| | | |
|:---|:---|:---|
| **Borrower's Interest** | **Borrower's Interest** | **Borrower's Interest** |
| Maine | Ohio | South Carolina |
| Massachusetts | Rhode Island | |

---

&nbsp;&nbsp;&nbsp;&nbsp;**E.** **Consumer Protection** 

Several states have laws that neither create a separate class of high cost or higher-priced mortgage loan, nor impose a ceiling on the overall fees or APR, but nonetheless contain requirements and restrictions on mortgage loans that may impact the assignee or the lien. Clayton tests for compliance with such laws, including late charge and prepayment penalty provisions, in the following states and municipalities:

---

| | |
|:---|:---|
| **Consumer Protection** | **Consumer Protection** |
| Alabama (the "Mini-code") | Nebraska (Mortgage Bankers Registration and Licensing Act and the Installment Loan Act) |
| Hawaii (Financial Services Loan Company Act) | Nevada (AB 440 |
| Idaho (Residential Mortgage Practices Act) | Ohio (Consumer Sales Practices Act; whether the loan is in Summit County) |
| Illinois (both versions of the Cook County Predatory Lending Database; Illinois Residential Mortgage Licensing Act) | Texas (Article XVI, Section 50(a)(6) of the Texas Constitution) |

---

MCMLT 2023-NQM2 Due Diligence Narrative Report Page \| 19 March 3, 2023

------

![](clayton_logo.gif)

**Consumer Protection**<br>

---

| | |
|:---|:---|
| Iowa (Consumer Credit Code) | Utah (Consumer Credit Code) |
| Kansas (Consumer Credit Code) | Virginia (Mortgage Lender and Broker Act) |
| Kentucky (HB 552) | Washington (Consumer Loan Act and Responsible Mortgage Lending Act) |
| Maryland (DLLR Regulations, Commercial Law) | West Virginia (Consumer Credit Protection Act) |
| Massachusetts (Attorney General regulations) | Wyoming (Residential Mortgage Practices Act) |
| Michigan (Consumer Mortgage Protection Act) |  |

---

See attached Exhibit A - Consumer Protection Laws for additional details on the specific components of the aforementioned Consumer Protection laws that are evaluated as part of the Clayton Compliance Review Scope:

&nbsp;&nbsp;&nbsp;&nbsp;**F.** **Texas Equity** 

In addition to identifying whether Texas refinances are cash out transactions subject to the Texas Constitution Article 16 Section 50(a)(6) requirements, Clayton reviews the title report to confirm prior loans being refinanced are continuous purchase money and not (a)(6) loans. In the event a loan is determined to be a Texas Home Equity loan, the underwriter reviews the loan images to confirm the loan meets the Texas requirements including maximum LTV/CLTV, 3% fee cap, product restrictions and the required disclosures were provided to the borrower in accordance with required timelines.

#### GSE Testing
Clayton can review loans to determine whether they comply with Fannie Mae's and Freddie Mac's Points and Fees threshold tests. These fee limitations of 5% for all loans with application dates prior to 1/10/2014 were reduced to 3% on Primary and Second Homes for applications on or after 1/10/2014. If requested, loans can be reviewed to determine whether the loan is a residential mortgage transaction ineligible for delivery due to its APR or fees exceeding the HOEPA thresholds. Clayton offers Lender Letter and non-traditional mortgage testing for Fannie Mae. (Note: Fannie Mae requires a non-disclosure agreement between the client and Fannie Mae for Clayton to report these results.)

#### Disclaimer
Please be advised that Clayton has not determined whether the Loans comply with federal, state or local laws, constitutional provisions, regulations or ordinances, including, but not limited to, licensing and general usury laws that set rate and/or fee limitations, unless listed above. Clayton's review is focused on issues that raise concerns for secondary market investors and other assignees, based on potential for assignee liability, an adverse impact on the lien, and regulatory, litigation and headline risk. Clayton's review is not designed to fully test a lender's compliance with all applicable disclosure and licensing requirements. Furthermore, the findings reached by Clayton are dependent upon its receiving complete and accurate data regarding the Loans from loan originators and other third parties. Please be further advised that Clayton and its employees do not engage in the practice of law, and the findings set forth in the reports prepared by Clayton do not constitute legal advice or opinions.

<br>© 2023 Clayton Services LLC. All rights reserved.

This material is confidential and may not be copied, used, or distributed without the written permission of Clayton Services LLC

MCMLT 2023-NQM2 Due Diligence Narrative Report Page \| 20 March 3, 2023

## Exhibit 99.3

---

| | | | | |
|:---|:---|:---|:---|:---|
| **Client Name:** |  |  |  |  |
| **Client Project Name:** | **Client Project Name:** | **MCMLT 2023-NQM2** | **MCMLT 2023-NQM2** |  |
| **Start - End Dates:** |  | **4/12/2022 - 5/19/2022** | **4/12/2022 - 5/19/2022** |  |
| **Deal Loan Count:** |  | **116** |  |  |
| **Conditions Report 2.0** | **Conditions Report 2.0** |  |  |  |
| ***Loans in Report:*** |  | *116* |  |  |
| ***Loans with Conditions:*** | ***Loans with Conditions:*** | *51* |  |  |
| **3 - Total Active Conditions** | **3 - Total Active Conditions** | **3 - Total Active Conditions** |  |  |
|  | **3 - Non-Material Conditions** | **3 - Non-Material Conditions** | **3 - Non-Material Conditions** |  |
|  |  |  | 1 - Credit Review Scope | 1 - Credit Review Scope |
|  |  |  |  | 1 - Category: Credit/Mtg History |
|  |  |  | 2 - Property Valuations Review Scope | 2 - Property Valuations Review Scope |
|  |  |  |  | 1 - Category: Appraisal |
|  |  |  |  | 1 - Category: Property |
| **78 - Total Satisfied Conditions** | **78 - Total Satisfied Conditions** |  |  |  |
|  |  |  | 60 - Credit Review Scope | 60 - Credit Review Scope |
|  |  |  |  | 4 - Category: Application |
|  |  |  |  | 6 - Category: Assets |
|  |  |  |  | 4 - Category: Credit/Mtg History |
|  |  |  |  | 1 - Category: DTI |
|  |  |  |  | 15 - Category: Income/Employment |
|  |  |  |  | 6 - Category: Insurance |
|  |  |  |  | 7 - Category: Legal Documents |
|  |  |  |  | 7 - Category: LTV/CLTV |
|  |  |  |  | 5 - Category: Terms/Guidelines |
|  |  |  |  | 5 - Category: Title |
|  |  |  | 5 - Property Valuations Review Scope | 5 - Property Valuations Review Scope |
|  |  |  |  | 2 - Category: Appraisal |
|  |  |  |  | 1 - Category: Property |
|  |  |  |  | 2 - Category: Value |
|  |  |  | 13 - Compliance Review Scope | 13 - Compliance Review Scope |
|  |  |  |  | 1 - Category: Compliance Manual |
|  |  |  |  | 1 - Category: Documentation |
|  |  |  |  | 1 - Category: Finance Charge Tolerance |
|  |  |  |  | 10 - Category: TILA/RESPA Integrated Disclosure |
| **0 - Total Waived Conditions** | **0 - Total Waived Conditions** |  |  |  |
| <br>©2023 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. | <br>©2023 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. | <br>©2023 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. | <br>©2023 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. | <br>©2023 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. |

---

------

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Client Name:** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **Client Project Name:** | **MCMLT 2023-NQM2** | **MCMLT 2023-NQM2** | **MCMLT 2023-NQM2** | **MCMLT 2023-NQM2** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **Start - End Dates:** | **4/12/2022 - 5/19/2022** | **4/12/2022 - 5/19/2022** | **4/12/2022 - 5/19/2022** | **4/12/2022 - 5/19/2022** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **Deal Loan Count:** | **116** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **Conditions Report 2.0** | **Conditions Report 2.0** | **Conditions Report 2.0** | **Conditions Report 2.0** | **Conditions Report 2.0** | **Conditions Report 2.0** | **Conditions Report 2.0** | **Conditions Report 2.0** | **Conditions Report 2.0** | **Conditions Report 2.0** | **Conditions Report 2.0** | **Conditions Report 2.0** | **Conditions Report 2.0** | **Conditions Report 2.0** | **Conditions Report 2.0** | **Conditions Report 2.0** | **Conditions Report 2.0** | **Conditions Report 2.0** | **Conditions Report 2.0** | **Conditions Report 2.0** | **Conditions Report 2.0** | **Conditions Report 2.0** | **Conditions Report 2.0** | **Conditions Report 2.0** | **Conditions Report 2.0** | **Conditions Report 2.0** | **Conditions Report 2.0** | **Conditions Report 2.0** | **Conditions Report 2.0** | **Conditions Report 2.0** | **Conditions Report 2.0** | **Conditions Report 2.0** | **Conditions Report 2.0** | **Conditions Report 2.0** | **Conditions Report 2.0** | **Conditions Report 2.0** | **Conditions Report 2.0** |
| ***Loans in Report:*** | *116* |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| ***Loans with Conditions:*** <br>| *51* |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **Loan Number** | **Original Principal Balance** | **State** | **Initial Lender ATR/QM Status** | **Loan Level ATR/QM Status** | **Initial Securitization Overall Loan Grade** | **Final Securitization Overall Loan Grade** | **Initial Securitization Credit Loan Grade** | **Final Securitization Credit Loan Grade** | **Initial Securitization Property Valuations Loan Grade** | **Final Securitization Property Valuations Loan Grade** | **Initial Securitization Compliance Loan Grade** | **Final Securitization Compliance Loan Grade** | **Initial S&P Overall Loan Grade** | **Final S&P Overall Loan Grade** | **Initial S&P Credit Loan Grade** | **Final S&P Credit Loan Grade** | **Initial S&P Property Valuations Loan Grade** | **Final S&P Property Valuations Loan Grade** | **Initial S&P Compliance Loan Grade** | **Final S&P Compliance Loan Grade** | **Condition Category** | **Condition Sub Category** | **Condition Status** | **Initial Securitization Condition Grade** | **Final Securitization Condition Grade** | **Initial S&P Condition Grade** | **Final S&P Condition Grade** | **Condition Code** | **Condition Description** | **Condition Material Indicator** | **Initial Comments** | **Client/Seller Response Comments** | **Conclusion Comments** | **TRID Error Type** | **Cure Method** | **Compensating Factors** |
| 10001623 | XXXXXX | FL | (No Data) | ATR/QM: Exempt | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Legal Documents | Satisfied | D | A | D | A | CRDLGL2420 | Missing HUD-1 (Final and Estimated) | No | Missing final signed HUD and or CD | 5.9.2022-Clients response: XXX am Please see attached CD. Please clear exception 5.9.2022-XXX response: Upon further review the final Closing Statement dated XXX has been received and is acceptable to clear the exception. Exception satisfied. | 5.9.2022-Exception satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV is 50.09.<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has been at current resident for four years.<br>CFCFS1752: No Verified Compensating Factors<br> - XXX Comments: No verified compensating factors without credit assets etc.<br>|
| 10001624 | XXXXXX | FL | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - XXX Comments: The Borrower has resided at the current residence for XXX years.<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: The LTV is 65%; guideline maximum is 80%.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - XXX Comments: The Borrower has had 0x30 on the current mortgage since 6/2015.<br>|
| 10001625 | XXXXXX | NV | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Representing Credit Score is 684.<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has lived at current Residence for XXX years.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: Borrower has been in line of work for XXX years.<br>|
| 10001627 | XXXXXX | GA | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>CFCFS2860: Good credit history<br> - XXX Comments: Good credit history<br>CFCFS1739: Postive mortgage payment history<br> - XXX Comments: Positive mortgage payment history<br>|
| 10001631 | XXXXXX | CA | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - XXX Comments: The Borrower has resided in the Primary residence for XXX years.<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: The Borrowers credit score is 650; guideline minimum is 640.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified remaining cash reserves in the amount of $XXX.<br>|
| 10001632 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - XXX Comments: DTI 23, max DTI 50<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV 46, max LTV 80<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: 727 qualifying credit score<br>|
| 10001634 | XXXXXX | FL | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves in the amount of $XXX<br>CFCFS2860: Good credit history<br> - XXX Comments: The Borrower has had good credit 0x30 for more than 24 months.<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: The Borrower has resided at the current residence for XXX years.<br>|
| 10001636 | XXXXXX | TX | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines - $XXX<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Credit score exceeds guidelines - 708<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - XXX Comments: Mortgage payment history exceeds guidelines - 0 lates<br>|
| 10001637 | XXXXXX | CT | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Representing Credit Report is 747.<br>CFCFS1739: Postive mortgage payment history<br> - XXX Comments: Per Credit Report, Borrower has a positive mortgage payment history.<br>CFCFS2860: Good credit history<br> - XXX Comments: Per Credit Report, Borrower has a good Credit History with no derogatory account.<br>|
| 10001645 | XXXXXX | GA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | Income/Employment | Satisfied | C | A | C | A | CRDINC888 | Income Amount is Unsupported by Documentation in File | No | Please provide a XXX and or Accountant letter that verifies the percentage of the business that the borrower own in XXX | (No Data) | 5.12.2022 Exception satisfied. Note this was satisfied on XXX Client sent in the XXX Division Business search. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Representing Credit Score is 697.<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has lived at current residence for XXX years.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: Borrowers Business start date is XXX<br>|
| 10001645 | XXXXXX | GA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | Terms/Guidelines | Satisfied | C | A | C | A | CRDTER3122 | Loan documents do not meet guideline requirements | No | Provide XXX documentation for XXX tying our borrower XXX in the name of XXX month bank statements used for income calculation. | 5.9.2022-Clients response: XXX pm Please see the attached State of XXX documentation for XXX tying our borrower XXX to the XXX 5.9.2022-XXX response: Upon further review the business XXX has been verified with the State of XXX license. Exception satisfied. | 5.9.2022-Exception satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Representing Credit Score is 697.<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has lived at current residence for XXX years.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: Borrowers Business start date is XXX<br>|
| 10001646 | XXXXXX | OR | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | A | A | A | C | A | A | A | C | B | A | A | C | B | A | A | Property Valuations | Value | Satisfied | C | A | C | B | PRVAVALU5249 | Property Value Not Supported | No | Provide additional valuation supporting the Appraised value of $XXX and the Purchase price of $XXX. AVM of $XXX is outside of the 10% with a confidence score of 69 FSD .31 and a BPO of $XXX. UCDP has no findings. | 4.28.2022-Clients response: XXX pm Please see attached Reconciliation which was in the file that supports the Appraised Value. Please clear this condition. 4.28.2022-XXX response: Upon further review the Reconciled Value of $XXX from XXX has been received and is sufficient to clear the exception. Exception satisfied. | 4.28.2022-Exception satisfied. | Not Applicable | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Credit score exceed guidelines<br>CFCFS1744: DTI below guideline requirement<br> - XXX Comments: DTI below guidelines requirements<br>CFCFS2854: Significant time in profession<br> - XXX Comments: Significant time in profession<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>|
| 10001648 | XXXXXX | TX | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - XXX Comments: Significant time at current residence - XXX years<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - XXX Comments: Mortgage payment history exceeds guidelines - 0 lates<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines - $XXX<br>|
| 10001649 | XXXXXX | FL | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Representing Credit Score is 724.<br>CFCFS2860: Good credit history<br> - XXX Comments: Per Credit Report, Borrower has a good credit history with closed derogatory accounts.<br>CFCFS1739: Postive mortgage payment history<br> - XXX Comments: Per Credit Report, Borrower has a positive mortgage payment history.<br>|
| 10001650 | XXXXXX | FL | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines - $XXX<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Credit score exceeds guidelines - 688<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: Significant time at current residence - XXX years<br>|
| 10001651 | XXXXXX | FL | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: 715 qualifying credit score<br>CFCFS3836: Borrower Net Worth<br> - XXX Comments: Borrower has over XXX months reserves in PITIA<br>CFCFS3830: Addtional collateral with a value equal to at least 10% down payment<br> - XXX Comments: Borrower owns another property with over 10% in equity<br>|
| 10001652 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | CMPTRID3662 | TRID - Corrected CD should have been provided; APR is less than APR three business days prior to closing by more than allowable tolerance | No | Initial CD XXX has an APR of 8.042%, Final CD XXX has and APR of 7.868%. This is a difference of .174%. This exceeds the tolerance change of .125% | 5/11/2022 - DISAGREE WITH FINDING: Due to a changed circumstance (borrower request), both loan amount and interest rate were reduced a day before the scheduled loan closing. Reg-Z allows this change to be made on the CD presented to the borrower at closing if closing is scheduled within XXX days of the requested change. Further, because the APR was corrected, but went down due to the commensurate reduction in the interest rate, no new three-day waiting period was required. 5/11/2022 - Upon further review Lender provided COC and CD showing a .174 decrease in APR a new XXX day is only required for a .125 or greater increase in APR. No further documentation needed for this exception. | 5/11/2022 - Exception satisfied | (No Data) | Not Applicable | CFCFS2854: Significant time in profession<br> - XXX Comments: Significant time in profession - XXX Years<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV below guideline requirements - 60.00<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - XXX Comments: Consumer credit history exceeds guidelines - 23.97 % usage ratio<br>|
| 10001653 | XXXXXX | TX | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | N/A | N/A | A | A | A | A | A | A | N/A | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves in the amount of $XXX.<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Borrowers credit score is 752; guideline minimum is 660.<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: The LTV is 67.73%; guideline maximum is 80%.<br>|
| 10001654 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - XXX Comments: DTI 40.78, max DTI 50<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - XXX Comments: no derogatory mortgage last XXX months<br>CFCFS1734: Borrower has significant time at current job<br> - XXX Comments: XXX years at current job<br>|
| 10001655 | XXXXXX | NC | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Credit score 653<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV 71.40 below 75%<br>|
| 10001656 | XXXXXX | FL | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | D | A | A | A | D | A | D | A | D | A | A | A | D | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | D | A | D | A | CMPTRID5107 | TRID - Seller CD not in file; need in order to complete fee entry | No | Seller CD not in file, Please provide seller CD. | 5/18/2022 - Please see the attached SELLER CD . Please clear the condition.5/18/2022 - Upon further review Lender provided the Seller CD. No further documentation needed for this exception. | 5/18/2022 - Exception satisfied. | Not Applicable | Not Applicable | CFCFS2854: Significant time in profession<br> - XXX Comments: Borrower has been in the same profession for over XXX years.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - XXX Comments: FICO is 730.<br>CFCFS1744: DTI below guideline requirement<br> - XXX Comments: DTI is < 30%<br>|
| 10001656 | XXXXXX | FL | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | D | A | A | A | D | A | D | A | D | A | A | A | D | A | Credit | Assets | Satisfied | D | A | D | A | CRDAST2354 | Asset Verification In File is Incomplete Per Requirements | No | Provide documentation for $XXX secured loan to provide secured borrowers funds for closing. | 5.18.2022-Clients response: XXX pm Please see the attached wire for proof of funds for the borrower. Please clear the exception. 5.18.2022-XXX response: Upon further review of the XXX Exchange documentation showing the total proceeds of $XXX has been verified and is sufficient to clear the exception. Exception satisfied. | 5.18.2022-Exception satisfied. | (No Data) | Not Applicable | CFCFS2854: Significant time in profession<br> - XXX Comments: Borrower has been in the same profession for over XXX years.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - XXX Comments: FICO is 730.<br>CFCFS1744: DTI below guideline requirement<br> - XXX Comments: DTI is < 30%<br>|
| 10001656 | XXXXXX | FL | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | D | A | A | A | D | A | D | A | D | A | A | A | D | A | Credit | Terms/Guidelines | Satisfied | C | A | C | A | CRDTER3122 | Loan documents do not meet guideline requirements | No | Provide documentation on the XXX exchange. Loan approval requested the following due to XXX exchange not allowed on XXX homes. Evident of cancellation of XXX exchange agreement. Fully executed letter from the XXX escrow company to confirm release of funds in the amount of $XXX and no longer being held in XXX account. | 5.18.2022-Clients response: XXX pm Please see the attached XXX exchange. Please clear the condition 5.18.2022-XXX response: Upon further review of the XXX Exchange documentation showing the total proceeds of $XXX has been verified and is sufficient to clear the exception. Exception satisfied. | (No Data) | (No Data) | Not Applicable | CFCFS2854: Significant time in profession<br> - XXX Comments: Borrower has been in the same profession for over XXX years.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - XXX Comments: FICO is 730.<br>CFCFS1744: DTI below guideline requirement<br> - XXX Comments: DTI is < 30%<br>|
| 10001657 | XXXXXX | MD | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Representing Credit Score is 773.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: Borrower has been in line of work for over XXX years.<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has lived at current residence for XXX years.<br>|
| 10001659 | XXXXXX | FL | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Credit score exceeds guidelines - 719<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines - $XXX<br>CFCFS2854: Significant time in profession<br> - XXX Comments: Significant time in profession - XXX years<br>|
| 10001661 | XXXXXX | UT | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Credit/Mtg History | Satisfied | D | A | D | A | CRDCRMH149 | Missing support docs for VOM/VOR (e.g. cancelled checks) | No | Missing full XXX months of satisfactory mortgage history per guidelines | 5.9.2022 Client responded - Please see attached bank statements and VOM. Please clear condition. 5.9.2022 Upon further review client sent in missing bank statements verifying the XXX months mortgage payments for XXX Account number XXX and VOM verifying no late payments. No further action required. Exception satisfied. | 5.9.2022 Exception satisfied. | (No Data) | Not Applicable | CFCFS1744: DTI below guideline requirement<br> - XXX Comments: DTI below guidelines requirements<br>CFCFS2860: Good credit history<br> - XXX Comments: Good credit history<br>CFCFS2854: Significant time in profession<br> - XXX Comments: Significant time in profession<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>|
| 10001661 | XXXXXX | UT | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Income/Employment | Satisfied | C | A | C | A | CRDINC888 | Income Amount is Unsupported by Documentation in File | No | Missing proof of business ownership, percentage, lenders income worksheet and XXX XXX to support income used of $XXX | 5.6.2022 Client responded - Please see attached income worksheet, XXX letter showing ownership percentage, and XXX account statement. Please clear the exception. 5.6.2022 Upon further review client sent in letter for XXX that XXX% of XXX, the lender's income worksheet for XXX in name of XXX. and the XXX bank statement for account XXX supporting business income of $XXX. within guidelines. No further action required. Exception satisfied. | 5.6.2022 Exception satisfied | (No Data) | Not Applicable | CFCFS1744: DTI below guideline requirement<br> - XXX Comments: DTI below guidelines requirements<br>CFCFS2860: Good credit history<br> - XXX Comments: Good credit history<br>CFCFS2854: Significant time in profession<br> - XXX Comments: Significant time in profession<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>|
| 10001663 | XXXXXX | FL | (No Data) | ATR/QM: Exempt | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | LTV/CLTV | Satisfied | C | A | C | A | CRDLTV3024 | LTV Exceeds Guideline Requirement by less than 5% | No | Provide Loan exception approved by management for Calculated LTV is 75.16%Max LTV allowable per Guideline:75% HUD and Loan Approval do not show any discount points paid by borrower. | 5.4.2022-Clients response: XXX pm Please see pricing validation showing the financed points and base rate of 73.6687%. Please clear the exception. 5.4.2022-XXX response: Upon further review the borrower paid XXX discount points to reduce the loan to value to 73.66% and clearing the exception. Exception cleared. | 5.4.2022-Exception cleared. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Representing Credit Score is 715.<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has lived at current residence for XXX years.<br>CFCFS2860: Good credit history<br> - XXX Comments: Per Credit Report, Borrower has a good Credit History.<br>|
| 10001665 | XXXXXX | MA | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: The Borrowers credit score is 807; guideline minimum is 680.<br>CFCFS2860: Good credit history<br> - XXX Comments: The Borrower has had 0x30 for more than 24 months.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: The Borrowers has cash reserves in the amount of $XXX remaining.<br>|
| 10001667 | XXXXXX | TX | (No Data) | ATR/QM: Exempt | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | LTV/CLTV | Satisfied | C | A | C | A | CRDLTV3024 | LTV Exceeds Guideline Requirement by less than 5% | No | LTV of 79.52 is greater than 75% allowed per guidelines with a DSCR of XXX. Provide approval for LTV 79.52. Note: There are XXX appraisals in the file. Using the most recent date of XXX The value is $XXX and the market rent schedule is $XXX. Using the $XXX / PITIA $XXX DSCR XXX Using the Appraisal dated XXX $XXX) the market rent is $XXX / PITIA $XXX = DSCR 1.0024 which allows for 80% LTV for a purchase. | 4.26.2022 Client responded - he underwriting management approved the use of the XXX from the XXX appraisal due to appraiser made no sq footage adjustments to comps on that appraisal, and we used the value of $ XXX from XXX appraisal. Please clear the exception. 4.27.2022 Upon further review of the 1007 from the XXX appraisal and the value of the XXX appraisal have been accepted and the exception has been satisfied. Exception satisfied | 4.27.2022 Exception satisfied | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Representing Credit Score is 706.<br>CFCFS1739: Postive mortgage payment history<br> - XXX Comments: Per Credit Report, Borrower has a positive mortgage payment history.<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has lived at current Residence for over XXX years.<br>|
| 10001668 | XXXXXX | CA | (No Data) | ATR/QM: Exempt | C | A | A | A | C | A | A | A | C | B | A | A | C | B | A | A | Property Valuations | Value | Satisfied | C | A | C | B | PRVAVALU5249 | Property Value Not Supported | No | Appraisal value of $XXX is greater than the BPO value of $XXX. UCDP did not have a CU score. Provide valuation supporting the Appraised value. Lender used the lower of the XXX for the LTV calculations. | 5.2.2022 Client responded - We used the BPO value to determine value since it was below the appraised value. XXX will order a desk BPO as an appraisal review product on the XXX and XXX programs on loan amounts between $XXX and $XXX regardless of CU Score unless the loan is a Cash Out Loan over $XXX. Please clear the exception. 5.2.2022 Upon further review client used the lower value of the BPO to determine LTV and loan amount. No further action required. Exception satisfied. | 5.2.2022 Exception satisfied. | Not Applicable | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: 791 qualifying credit score<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV 66, max LTV 75<br>CFCFS3836: Borrower Net Worth<br> - XXX Comments: Borrower has over 6 months reserves in PITIA<br>|
| 10001669 | XXXXXX | AZ | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - XXX Comments: DTI is 28.29%; guideline maximum is 50%.<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: The Borrowers credit score is 756; guideline minimum is 660.<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV is 52.62%; guideline maximum is 80%.<br>|
| 10001670 | XXXXXX | IL | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Insurance | Satisfied | D | A | D | A | CRDINSR848 | Missing Hazard Insurance | No | Missing Hazard Insurance Policy | 5.4.2022-Clients response: XXX am Please see attached Hazard Insurance Policy. Please clear this condition. 5.4.2022-XXX response: Upon further review the homeowners insurance has been received and is sufficient to clear the exception. Exception satisfied. | 5.4.2022-Exception satisfied. | (No Data) | Not Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>CFCFS1735: Co-Borrower has significant time at current job<br> - XXX Comments: Co borrower has significant time at current job<br>CFCFS2860: Good credit history<br> - XXX Comments: Good credit history<br>|
| 10001671 | XXXXXX | FL | (No Data) | ATR/QM: Exempt | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | Documentation | Satisfied | C | A | C | A | CMPDOC3076 | Legal document was not executed or is incomplete | No | The DOT's notary is dated XXX. The DOT's dated XXX, the Note is dated XXX. Please provide an accurate notary date for the DOT. | 5/10/2022 - Please see attached Deed of Trust Notary Page with the correct date. Please clear this condition. 5/11/2022 - Upon further review Lender provided the Notary page showing the correct date of XXX. No further documentation needed for this exception. | 5/11/2022 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - XXX Comments: XXX years at current residence<br>CFCFS3836: Borrower Net Worth<br> - XXX Comments: Borrower has over 6 months reserves in PITIA<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - XXX Comments: No derogatory mortgage history past XXX months<br>|
| 10001672 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | Insurance | Satisfied | C | A | C | A | CRDINSR5351 | Insurance Effective date is greater than the transaction date | No | Please provide a copy of the declaration page that was in effective on the day of closing. The declaration page in the file shows effective date of XXX; the loan closed on XXX. | 5.4.2022-Clients response: XXX am Please see attached complete Hazard Insurance Policy which was in effect at time of loan closing. This should satisfy this condition. 5.4.2022-XXX response: Upon further review the homeowners declaration page has been received and the effective date is XXX through XXX This is sufficient to clear the exception. Exception satisfied. | 5.4.2022-Exception satisfied. | Not Applicable | Not Applicable | CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has been at current residence for over XXX years.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: Borrower has been in profession for over XXX years.<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV of 62.92% is below guideline requirement of 80% for this program.<br>|
| 10001673 | XXXXXX | OR | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | A | A | D | A | A | A | D | A | A | A | D | A | A | A | Property Valuations | Appraisal | Satisfied | D | A | D | A | PRVAAPPR3116 | Missing updated valuation | No | Valuation to support appraised value of XXX missing from file. | 5.9.2022-Clients response: XXX pm Please see the attached CU to support the appraised value please clear the condition. 5.9.2022-XXX response: Upon further review the UCDP that was submitted was for a different property. The property on it is XXX The file already has a UCDP that is 2.9 which is out of range to accept. Exception remains. 5.10.2022-Clients response: If the CU score is less than 2.5 or the appraisal review is no more than 10% less than the appraised value, the appraised value will generally be deemed acceptable. 5.10.2022-Upon further review the CU score was 2.9 and the variance on the desk review is 19.60%. 5.10.2022-Clients response: XXX pm Please see the attached BPO to support the value please clear the exception. 5.10.2022-XXX response: Upon further review the BPO dated XXX with a value of $XXX has a variance of 19.60% between the value of the appraisal. Please provide a valuation that is with 10% variance for the appraised value of 5.10.2022-XXX response: Upon further review the BPO dated XXX with a value of $XXX has a variance of 19.60% from the appraisal with a value of $XXX. Please provide an additional valuation that has a value within 10% of the appraised value of $XXX. Exception remains. Please see the attached BPO with correct address supporting value 5.10.2022-XXX response: The BPO that was sent in is the same report that was reviewed this morning. The BPO dated XXX with a value of $XXX is not within the 10% variance to make it acceptable-the variance is 19.60%. Please provide a valuation supports the value of $XXX. Exception remains. 5.10.2022-Clients response: If the CU score is less than 2.5 or the appraisal review is no more than 10% less than the appraised value, the appraised value will generally be deemed acceptable. 5.10.2022-Upon further review the CU score was 2.9 and the variance on the desk review is 19.60% 5.11.2022-Clients response: XXX pm Please see the guidelines page XXX on 15.2 Appraisal review requirements . Please clear the condition 5.11.2022-XXX response: Upon further review due to the BPO's value being $XXX which is higher than the appraised value of $XXX, the BPO being more than the appraised value. The exception is satisfied. | 5.9.2022: Exception remains.5.10.2022-Exception remains.5.10.222-Exception remains.5.11.2022-Exception is satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Credit score exceeds guidelines - 791<br>CFCFS1744: DTI below guideline requirement<br> - XXX Comments: DTI below guideline requirement - 11.18/15.28<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV below guideline requirements - 42.00<br>|
| 10001676 | XXXXXX | OH | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: FICO is 708<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - XXX Comments: Borrower has 5 open tradelines<br>CFCFS2860: Good credit history<br> - XXX Comments: All open accounts are current<br>|
| 10001678 | XXXXXX | FL | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV 65, max LTV 70<br>CFCFS3836: Borrower Net Worth<br> - XXX Comments: Borrower has over XXX months reserves in PITIA<br>CFCFS3830: Addtional collateral with a value equal to at least 10% down payment<br> - XXX Comments: Borrower owns another property with over 10% in equity<br>|
| 10001679 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV of 74.19% is below guideline requirement of 85% for this program.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: Borrower has been if profession for over XXX years.<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: FICO is 735<br>|
| 10001681 | XXXXXX | TX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | Title | Satisfied | C | A | C | A | CRDTIL875 | Title Does Not Agree With Mortgage | No | Provide updated title showing borrower's as XXX and XXX. The Preliminary title show proposed borrower's as XXX. | 5.10.2022-Clients response: XXX pm Please see attached XXX Response. This should satisfy this condition. 5.10.2022-XXX response Please provide the final title policy that shows the vesting as XXX. and XXX, Trustees of XXX XXX. Exception remains. 5.10.2022-Clients response: XXX pm Please see attached Final Title Policy. Please clear this condition 5.10.2022-XXX response: Upon further review the General Warranty Deed with Vendor's Lien has been received and is sufficient to clear the exception. Exception is satisfied. | 5.10.2022-Exception remains.5.10.2022-Exception satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Representing Credit Score is 773.<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrowers have lived at current residence for over XXX years.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: B1 has been in line of work for XXX years.<br>|
| 10001682 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | Title | Satisfied | C | A | C | A | CRDTIL875 | Title Does Not Agree With Mortgage | No | Provide updated Title or Name Affidavit showing that the Borrower XXX is the same person as XXX showing on title. | 5.10.2022 Client responded - Please see attached final title policy. Please clear exception. 5.10.2022 Upon further review client sent Final Title Policy showing XXX, matching the Note and Mortgage. No further action required. Exception satisfied. | 5.10.2022 Exception satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has been at current residence for over XXX years.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: Borrower has been in profession for over XXX years.<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV of 70% is below guideline requirement of 75% for this program.<br>|
| 10001683 | XXXXXX | FL | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Representing Credit Score is 731.<br>CFCFS2860: Good credit history<br> - XXX Comments: Per Credit Report, Borrower has a good Credit History with no derogatory account.<br>CFCFS1739: Postive mortgage payment history<br> - XXX Comments: Per Credit Report, Borrower has a positive mortgage payment history.<br>|
| 10001684 | XXXXXX | NV | (No Data) | ATR/QM: Exempt | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | LTV/CLTV | Satisfied | C | A | C | A | CRDLTV3026 | LTV Exceeds Guideline Requirement by at least 5%, but less than 10% | No | LTV of 75% is greater than the 70% allowed for a cash out refinance with a DSCR of 0.9405. Please provide an exception for the LTV. | 5.16.2022 Client responded - please see the attached LTV exception. Please clear. 5.16.2022 Upon further review client sent the Loan Exception for LTV to 75% approved by management. No further action required. Exception satisfied. | 5.16.2022 Exception satisfied | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Representing Credit Score is 724.<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has lived at current residence for XXX years.<br>CFCFS1739: Postive mortgage payment history<br> - XXX Comments: Per Credit Report, Borrower has a positive Mortgage payment history.<br>|
| 10001684 | XXXXXX | NV | (No Data) | ATR/QM: Exempt | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | Title | Satisfied | C | A | C | A | CRDTIL875 | Title Does Not Agree With Mortgage | No | Provide updated title or supplement showing the property being deeded back to XXX. Property was vested in the name of XXX. | 5.16.2022 Client responded - Please see the attached grant deed showing the correct vesting. Please clear the exception. 5.16.2022 Upon further review client sent the Quit Claim Deed for XXX borrower. No further action required. Exception satisfied. | 5.16.2022 Exception satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Representing Credit Score is 724.<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has lived at current residence for XXX years.<br>CFCFS1739: Postive mortgage payment history<br> - XXX Comments: Per Credit Report, Borrower has a positive Mortgage payment history.<br>|
| 10001685 | XXXXXX | OR | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Credit score exceeds guidelines - 760<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - XXX Comments: Mortgage payment history exceeds guidelines - 0 lates<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: Significant time at current residence - XXX years<br>|
| 10001687 | XXXXXX | NC | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has been at current residence for over XXX years.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: Borrower has been in the same profession for over XXX years.<br>CFCFS2860: Good credit history<br> - XXX Comments: All open accounts are current.<br>|
| 10001688 | XXXXXX | CA | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>CFCFS2860: Good credit history<br> - XXX Comments: Good credit history<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Credit score exceeds guidelines<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: Significant time at current residence<br>|
| 10001689 | XXXXXX | MA | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - XXX Comments: XXXyears at current residence<br>CFCFS1734: Borrower has significant time at current job<br> - XXX Comments: XXX years in current business<br>CFCFS3830: Addtional collateral with a value equal to at least 10% down payment<br> - XXX Comments: Borrower owns another property with over 10% in equity<br>|
| 10001690 | XXXXXX | FL | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>CFCFS2860: Good credit history<br> - XXX Comments: Good credit history<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: Significant time at current residence<br>|
| 10001691 | XXXXXX | TX | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Representing Credit Score is 743.<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has lived at current Residence for XXX years.<br>CFCFS2860: Good credit history<br> - XXX Comments: Per Credit Report, Borrower has a good Credit History with No derogatory account.<br>|
| 10001692 | XXXXXX | FL | (No Data) | ATR/QM: Exempt | D | A | D | A | C | A | A | A | D | A | D | A | C | A | A | A | Credit | Terms/Guidelines | Satisfied | D | A | D | A | CRDTER146 | Missing lender's loan approval/underwriting form | No | Please provide an updated approval showing the loan program as an XXX and document type DSCR. | 5.12.2022 Client responded - Please see attached Revised Final Loan Approval. Please clear this condition. 5.12.2022 Upon further review client sent in updated revised Loan Approval. No further action required. Exception satisfied. | 5.12.2022 Exception satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: The Borrowers credit score is 712; guideline minimum is 680.<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV is 63.64%; guideline maximum is 75%.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified remaining cash reserves in the amount of $XXX.<br>|
| 10001692 | XXXXXX | FL | (No Data) | ATR/QM: Exempt | D | A | D | A | C | A | A | A | D | A | D | A | C | A | A | A | Property Valuations | Property | Satisfied | C | A | C | A | PRVAPROP2674 | Property Issues Indicated 2 | No | The appraised value that the lender used to qualify was $XXX. The appraisal in the file has a value of $XXX and is supported by a Desktop Analysis with a value of $XXX. The UCDP did not come back with any findings. Please provide an explanation with supporting documentation to support the value of $XXX. Or correct the loan approval to the correct value and the tape may to be corrected. | 5.12.2022 - Client responded - Please see attached XXX Response. Please clear this condition. The $XXX value was used in error and the confirmed supported value of XXX leaves loan with an LTV of 63.64% which is well within program and still a qualified loan. Please see attached Revised Loan Approval. 5.12.2022 Upon further review client sent in updated Conditional Loan Approval with the Appraised Value showing $XXX verified LTV of 63.64% within guidelines. No further action required. Exception satisfied. | 5.12.2022 Exception satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: The Borrowers credit score is 712; guideline minimum is 680.<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV is 63.64%; guideline maximum is 75%.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified remaining cash reserves in the amount of $XXX.<br>|
| 10001693 | XXXXXX | FL | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | C | A | A | A | D | A | D | A | C | A | A | A | D | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | D | A | D | A | CMPTRID5107 | TRID - Seller CD not in file; need in order to complete fee entry | No | Please provide Seller CD. | 4/29/2022 - Please see the attached seller cd . Please clear the condition. 4/29/2022 - Upon further review Lender provided the Seller CD. No further documentation needed for this exception. | 4/29/2022 - Exception satisfied. | Not Applicable | Not Applicable | CFCFS1736: Significant time at current residence<br> - XXX Comments: The Borrower has resided at the current residence for XXX years.<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV is 65.65%; guideline maximum is 85%.<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: The Borrowers credit score is 674; guideline minimum is 660%.<br>|
| 10001693 | XXXXXX | FL | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | C | A | A | A | D | A | D | A | C | A | A | A | D | A | Credit | DTI | Satisfied | C | A | C | A | CRDDTI187 | Debt Ratio > 50% | No | Provide Loan Exception for DTI greater than allowed. DTI is 51.20% guideline maximum is 50%. (Does not meet guideline of 55% with max 80% LTV, $XXX per month disposable and 0x30 mortgage.) | 4.29.2022-Clients response:The XXX XXX day open pay somehow came unchecked in our system. The final DTI is 48.99%. the liability is updated and loan is back to approved terms. Please see the attached approval and clear the exception. 4.29.2022-XXX response: Upon further review the debt to XXX, payment was corrected in the system to the correct monthly payment which brought the DTI to 48.99%. Exception satisfied. | 4.29.2022-Exception satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - XXX Comments: The Borrower has resided at the current residence for XXX years.<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV is 65.65%; guideline maximum is 85%.<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: The Borrowers credit score is 674; guideline minimum is 660%.<br>|
| 10001694 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Borrower's Representing Credit Score is 787.<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has lived at current Residence for XXX years.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: Borrower has been in line of work for XXX years.<br>|
| 10001699 | XXXXXX | AZ | (No Data) | ATR/QM: Exempt | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Insurance | Satisfied | D | A | D | A | CRDINSR3278 | Hazard Insurance documentation in file is incomplete | No | Please provide a legible copy of the homeowners declaration page. Unable to read the one in the file. | 4.29.2022 Client responded - Please see the attached Ins dec. page legible copy. Please clear the condition.4.29.2022 Upon further review client sent legible copy of Evidence of Insurance. No further action is required. Exception satisfied. | 4.29.2022 Exception satisfied. | (No Data) | Not Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Credit score exceeds guidelines<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - XXX Comments: Mortgage payment history exceeds guidelines<br>|
| 10001701 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Representing Credit Score is 792.<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrowers have lived at current Residents for over XXX years.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: B1 has been in line of work for XXX years.<br>|
| 10001702 | XXXXXX | FL | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1739: Postive mortgage payment history<br> - XXX Comments: Positive mortgage payment history<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Credit score exceeds guidelines<br>|
| 10001703 | XXXXXX | DC | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: The Borrower credit score is 632; guideline minimum is 620.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - XXX Comments: The Borrower has had 0x30 for more than 24 months.<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: The Borrower has resided at the current residence for XXX years and XXX years at the previous residence that the Borrower still currently owns.<br>|
| 10001704 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | Assets | Satisfied | C | A | C | A | CRDAST206 | Asset Amounts Are Unsupported by Documentation in File | No | (1) Provide missing Letter for the Joint Bank account usage; XXX from XXX. (2) Provide additional Bank Statement for the XXX Account ending in XXX; Documentation in the file indicates that the balance is $XXX (Screen Shot); The Lender is using the Balance of $XXX from the XXX Statement. | 5.11.2022 Client responded - The guidelines do not require a letter . Please clear the exception. For the XXX #XXX had an ending balance of $XXX The screen shot reflects remaining balance AFTER wire fund to escrow on XXX. 5.11.2022 Upon further review XXX Account XXX balance dated XXX a Balance of $XXX. Guidelines do not require letter for use of joint account. No further action is required. Exception satisfied. | 5.11.2022 Exception satisfied | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - XXX Comments: The LTV is 85%; guideline maximum is 90%.<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: The Borrower has resided at the current residence for XXX years.<br>CFCFS1744: DTI below guideline requirement<br> - XXX Comments: The DTI is 39.97%; guideline maximum is 50%.<br>|
| 10001705 | XXXXXX | CT | (No Data) | ATR/QM: Exempt | D | A | A | A | D | A | A | A | D | A | A | A | D | A | A | A | Property Valuations | Appraisal | Satisfied | D | A | D | A | PRVAAPPR3116 | Missing updated valuation | No | Please provide an additional valuation to support the value. | 5.4.2022-Clients response: XXX pm Please see the attached desk review to support the value. 5.4.2022-XXX response: Upon further review the Desktop Analysis supports the value of $XXX and is sufficient to clear the exception. Exception satisfied. | 5.4.2022-Exception satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: 706 qualifying credit score<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: XXXyrs at current residence<br>CFCFS3830: Addtional collateral with a value equal to at least 10% down payment<br> - XXX Comments: Borrower owns another property with over 10% in equity<br>|
| 10001706 | XXXXXX | NV | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - XXX Comments: DTI 17, max DTI 50<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV 56, max LTV 85<br>CFCFS3830: Addtional collateral with a value equal to at least 10% down payment<br> - XXX Comments: Borrower owns another property with over 10% in equity<br>|
| 10001707 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | D | A | D | A | CMPTRID5107 | TRID - Seller CD not in file; need in order to complete fee entry | No | Seller CD not in file | 4/25/2022 - Please see attached Seller CD. This should satisfy this condition. 4/26/2022 - Upon further review Lender provided the an ESTIMATED COMBINED CLOSING STATEMENT not a Seller CD. this document is NOT acceptable to clear the exception. We require the Seller Closing Disclosure. Exception remains.5/3/2022 - Please see attached Final Seller CD. Please clear this condition. 5/4/2022 - Upon further review Lender provided the Seller CD. No further documentation needed for this exception. | 4/26/2022 - Exception remains.5/3/2022 - Exception satisfied. | Not Applicable | Not Applicable | CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has been at current residence for over XXX years.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: Borrower has been in same profession for over XXX years.<br>CFCFS2860: Good credit history<br> - XXX Comments: All open accounts are current<br>|
| 10001708 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | LTV/CLTV | Satisfied | C | A | C | A | CRDLTV3024 | LTV Exceeds Guideline Requirement by less than 5% | No | Guidelines for this program is 65% with limited cash out; the loan to value is 65.80% please provide evidence of discount points being charged to reduce the LTV or an Loan Exception. | 5.10.2022-Clients response: XXX pm Please see the attached loan approval for the LTV exception. Please clear the condition. 5.10.2022-XXX response: Upon further review the Loan Exception for the LTV to be 68.9% and exceeding the $XXX in cash back at closing is approved. Exception satisfied. | 5.10.2022-Exception satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: FICO is 729<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV of 65.86% is below guideline requirement of 80% for this program.<br>CFCFS1744: DTI below guideline requirement<br> - XXX Comments: DTI is < 25%<br>|
| 10001709 | XXXXXX | MD | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Application | Satisfied | D | A | D | A | CRDAPP3822 | Missing or incomplete documentation related to citizenship/residency | No | The borrowers Employment Authorization card expired on XXX. Please provide a new card that is not expired. | 5.10.2022-Clients response: XXX pm Please see attached Employment Authorization Extension Notice which was in the file. Please clear this condition. 5.10.2022-XXX response: Upon further review the document that has been provided is not sufficient to clear this condition. Has the borrower not received anything more official with his name and or other documents that are specific to the borrower to confirm that the employment authorization has been extended to XXX. This does not reference our borrower. Is there a document that he could provide from his employer that allowed him to continue to be employed in the XXX? Exception remains. 5.12.2022 Client responded - Please see attached XXX Authorization Card. Please clear this condition. 5.12.2022 Upon further review client sent in SSN card for work only for borrower dated XXX. No further action required. Exception satisfied. | Provide evidence of an update employment authorization.5.10.2022-Exception remains.5.12.2022 Exception satisfied | (No Data) | Not Applicable | CFCFS1744: DTI below guideline requirement<br> - XXX Comments: DTI below guideline requirement<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>CFCFS1739: Postive mortgage payment history<br> - XXX Comments: Positive mortgage payment history<br>|
| 10001709 | XXXXXX | MD | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Income/Employment | Satisfied | D | A | D | A | CRDINC2350 | Missing Stated Income | No | Missing copy of business license or satisfactory evidencing of XXX to cover current business and previous XXX months | 5.10.2022-Clients response: XXX pm Please see attached business licenses. Please clear this condition. 5.10.2022-XXX response: Upon further review the borrower business license XXX., has been received and is sufficient to clear the exception. Exception satisfied. | 5.10.2022-Exception satisfied. | (No Data) | Not Applicable | CFCFS1744: DTI below guideline requirement<br> - XXX Comments: DTI below guideline requirement<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>CFCFS1739: Postive mortgage payment history<br> - XXX Comments: Positive mortgage payment history<br>|
| 10001709 | XXXXXX | MD | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Legal Documents | Satisfied | D | A | D | A | CRDLGL4033 | Missing Legal Document(s) | No | Missing signed addendum to sales contract increasing sales price to $XXX | 5.10.2022-Clients response: XXX pm Please see attached signed addendum increasing the sales price. Please clear this condition 5.10.2022-XXX response: Upon further review the XXX has been reviewed and accepted with the contract price of $XXX. Exception satisfied. | 5.10.2022-Exception satisfied. | (No Data) | Not Applicable | CFCFS1744: DTI below guideline requirement<br> - XXX Comments: DTI below guideline requirement<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>CFCFS1739: Postive mortgage payment history<br> - XXX Comments: Positive mortgage payment history<br>|
| 10001710 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | B | D | B | A | A | A | A | D | B | D | B | A | A | A | A | Credit | Credit/Mtg History | Active | B | B | B | B | CRDCRMH3000 | # of Tradelines Does Not Meet Guideline Requirements | No | Borrower XXX is missing required tradelines within XXX months. | (No Data) | (No Data) | (No Data) | Not Applicable | CFCFS2860: Good credit history<br> - XXX Comments: Good credit history<br>CFCFS1739: Postive mortgage payment history<br> - XXX Comments: Positive mortgage payment history<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>|
| 10001710 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | B | D | B | A | A | A | A | D | B | D | B | A | A | A | A | Credit | Credit/Mtg History | Satisfied | C | A | C | A | CRDCRMH1805 | Debts/obligations not disclosed/accounted for at origination | No | Missing proof XXX paid in full and XXX for same $XXX monthly payment $XXX balance | 5.2.2022 Client responded - Please see snippet of 1003 showing ''to be paid in full'' for XXX. Please clear exception. 5.2.2022 Upon further review client sent copy of 1003 showing the XXX being paid in full. The final Closing Disclosure also shows the XXX account being paid in full through the loan. No further action required. Exception satisfied. | 5.2.2022 Exception satisfied. | (No Data) | Not Applicable | CFCFS2860: Good credit history<br> - XXX Comments: Good credit history<br>CFCFS1739: Postive mortgage payment history<br> - XXX Comments: Positive mortgage payment history<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>|
| 10001710 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | B | D | B | A | A | A | A | D | B | D | B | A | A | A | A | Credit | Income/Employment | Satisfied | C | A | C | A | CRDINC890 | Employment is Unsupported by Documentation in File | No | Missing income documentation | 4.29.2022 - Please see attached business license and XXX letter that show that the borrower is XXX. Please clear exception. 4.29.2022 - Upon further review client sent in the borrower business license and the XXX letter verifying XXX. Still missing XXX Account XXX Statement that was used on the Lender Income Worksheet to determine Bank Statement income for XXX month Bank Statement program. Exception remains. 5.2.2022 Client responded - Please see attached XXX #XXX statement. Please clear exception. 5.2.2022 Upon further review client sent a copy of the XXX and XXX. No further action required. Exception satisfied. | 4.29.2022 Exception remains.5.2.2022 Exception satisfied. | (No Data) | Not Applicable | CFCFS2860: Good credit history<br> - XXX Comments: Good credit history<br>CFCFS1739: Postive mortgage payment history<br> - XXX Comments: Positive mortgage payment history<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>|
| 10001710 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | B | D | B | A | A | A | A | D | B | D | B | A | A | A | A | Credit | Income/Employment | Satisfied | D | A | D | A | CRDINC3204 | Income Documentation Missing | No | Missing XXX and XXX #XXX to support bank statements used | 5.2.2022 Client responded - Please see attached XXX and XXX statement. Please clear exception. 5.2.2022 Upon further review client sent the XXX and XXX account XXX. No further action required. Exception satisfied. | 5.2.2022 Exception satisfied. | (No Data) | Not Applicable | CFCFS2860: Good credit history<br> - XXX Comments: Good credit history<br>CFCFS1739: Postive mortgage payment history<br> - XXX Comments: Positive mortgage payment history<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>|
| 10001710 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | B | D | B | A | A | A | A | D | B | D | B | A | A | A | A | Credit | Legal Documents | Satisfied | D | A | D | A | CRDLGL988 | Loan File is Missing or Contains Insufficient Documentation for Basic Review | No | Missing motivation letter from XXX for occupancy required from Loan approval. | 4.29.2022 Client responded - Please see attached letter of motivation. Please clear exception. 4.29.2022 Upon further review client sent the Letter of motivation. No further action required. Exception satisfied. | 4.29.2022 Exception satisfied. | (No Data) | Not Applicable | CFCFS2860: Good credit history<br> - XXX Comments: Good credit history<br>CFCFS1739: Postive mortgage payment history<br> - XXX Comments: Positive mortgage payment history<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>|
| 10001711 | XXXXXX | GA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - XXX Comments: Dti 25/35<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Fico 770<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV 89.96%<br>|
| 10001712 | XXXXXX | AZ | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | Insurance | Satisfied | C | A | C | A | CRDINSR5351 | Insurance Effective date is greater than the transaction date | No | Please provide the Homeowner's Declaration that has sufficient coverage for the subject property. | 4.28.2022-Clients response: Please see attached insurance policy where declaration page shows coverage of $XXX. However, this also includes and increase to dwelling costs up to $XXX which together covers the entire loan amount. Please clear exception. 4.28.2022-XXX response: Upon further review the homeowners policy has a total amount of coverage of $XXX which is sufficient to clear the exception. Exception is satisfied. | 4.28.2022-Exception satisfied. | Not Applicable | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Credit score exceeds guidelines<br>CFCFS1744: DTI below guideline requirement<br> - XXX Comments: DTI below guideline requirements<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - XXX Comments: Consumer credit history exceeds guidelines<br>|
| 10001713 | XXXXXX | FL | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Representing Credit Score is 715.<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has lived at current residence for XXX years.<br>CFCFS1739: Postive mortgage payment history<br> - XXX Comments: Per credit report, borrower has a positive mortgage payment history.<br>|
| 10001714 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has been at current residence for over XXX years.<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV of 40.89% is below guideline requirement of 80% for this program.<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: FICO is 745<br>|
| 10001715 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Application | Satisfied | D | A | D | A | CRDAPP130 | Application is incomplete | No | Please provide all pages of the final 1003 for both borrowers. | 4.27.2022-Clients response: XXX pm Please see the attached Final 1003 for both borrowers. Please clear the condition. 4.27.2022-XXX response: Upon further review the complete loan applications for both borrowers have been received and are sufficient to clear the exception. Exception satisfied. | 4.27.2022-Exception satisfied. | (No Data) | Not Applicable | CFCFS1739: Postive mortgage payment history<br> - XXX Comments: Positive mortgage payment history<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>CFCFS1735: Co-Borrower has significant time at current job<br> - XXX Comments: Co borrower has significate time at current job<br>|
| 10001715 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Application | Satisfied | D | A | D | A | CRDAPP3822 | Missing or incomplete documentation related to citizenship/residency | No | Please provide the Non-Permanent Resident Alien card. | 4.27.2022-Clients response: XXX pm Please see the attached driver license and resident alien card. Please clear the condition. 4.27.2022-XXX response: Upon further review the borrowers Driver's License and Resident Alien Card has been received and is sufficient to clear the exception. Exception satisfied. | 4.27.2022-Exception satisfied. | (No Data) | Not Applicable | CFCFS1739: Postive mortgage payment history<br> - XXX Comments: Positive mortgage payment history<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>CFCFS1735: Co-Borrower has significant time at current job<br> - XXX Comments: Co borrower has significate time at current job<br>|
| 10001715 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Income/Employment | Satisfied | C | A | C | A | CRDINC2488 | Verbal verification of employment missing | No | Please provide a verbal verification of employment for the co-borrower. | 4.27.2022-Clients response: XXX pm Please see the attached VVOE for the co bwr. Please clear the condition. 4.27.2022-XXX response: Upon further review the verbal VOE has been received and is sufficient to clear the exception. Exception satisfied. | 4.27.2022-Exception satisfied. | (No Data) | Not Applicable | CFCFS1739: Postive mortgage payment history<br> - XXX Comments: Positive mortgage payment history<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>CFCFS1735: Co-Borrower has significant time at current job<br> - XXX Comments: Co borrower has significate time at current job<br>|
| 10001715 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Terms/Guidelines | Satisfied | D | A | D | A | CRDTER146 | Missing lender's loan approval/underwriting form | No | Missing income worksheets for both borrowers to support income used to qualify along with expense factor for self employed borrower. | 4.27.2022-Clients response: XXX pm Please see the attached income worksheets for both borrowers along w/ the expense factor. Please clear the condition. 4.27.2022-XXX response: Upon further review the income sheets have been reviewed and are sufficient to clear the exception. Exception satisfied. | 4.27.2022-Exception satisfied. | (No Data) | Not Applicable | CFCFS1739: Postive mortgage payment history<br> - XXX Comments: Positive mortgage payment history<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>CFCFS1735: Co-Borrower has significant time at current job<br> - XXX Comments: Co borrower has significate time at current job<br>|
| 10001716 | XXXXXX | TX | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines - $XXX<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Credit score exceeds guidelines - 699<br>CFCFS1739: Postive mortgage payment history<br> - XXX Comments: Positive mortgage payment history - 0 lates<br>|
| 10001717 | XXXXXX | CO | (No Data) | ATR/QM: Exempt | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | Terms/Guidelines | Satisfied | C | A | C | A | CRDTER3122 | Loan documents do not meet guideline requirements | No | Please provide Operating Agreement and Articles of Organization for XXX. to verify the signing Officer and determine if there are any other members who are required to sign a personal guaranty. File contains Operating Agreement for XXX, Articles of Organization and XXX FOR XXX | 5.13.2022 Client responded - Please see the attached Articles of Organization for XXX Please clear the exception. 5.13.2022 Upon further review client sent the Articles of Organization for XXX. Please provide the Articles of Organization for XXX. This is a different XXX. Exception remains. 5.16.2022 Client responded - Please see the attached Articles of Organization for XXX and EIN. Please clear the exception. 5.16.2022 Client sent the Articles of Organization, and EIN showing XXX as the sole owner of XXX. No further action required. Exception satisfied. | 5.13.2022 Exception remains5.16.2022 Exception satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Representing Credit Score is 735.<br>CFCFS1739: Postive mortgage payment history<br> - XXX Comments: Per Credit Report, Borrower has a positive mortgage payment history.<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has lived at current residence for XXX years.<br>|
| 10001718 | XXXXXX | NV | (No Data) | ATR/QM: Exempt | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | LTV/CLTV | Satisfied | C | A | C | A | CRDLTV3024 | LTV Exceeds Guideline Requirement by less than 5% | No | The maximum loan to value for this program is 75%; however due to the DSCR calculation being 0.8605 the overlay requires the LTV to be reduced to 75%. Please provide a loan exception for the loan to value. | 5.10.2022 Client responded - Please see the attached. The maximum for this program is 80%, The DSCR is 1.00. The 1007 was updated with new comps to show the market rent of $XXX. Please clear the condition. 5.10.2022 Upon further review file contained updated Appraisal with updated Market rent of $XXX calculating the DSCR ($XXX / PITI $XXX = 1.0039). Max LTV for this program is 80%. No further action is required. Exception satisfied. | 5.10.2022 Exception satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Representing Credit Score is 690.<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has lived at current residence for XXX years.<br>CFCFS2860: Good credit history<br> - XXX Comments: per Credit Report, Borrower has a good Credit history with no derogatory account.<br>|
| 10001719 | XXXXXX | NV | (No Data) | ATR/QM: Exempt | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Income/Employment | Satisfied | D | A | D | A | CRDINC3204 | Income Documentation Missing | No | Missing Articles of Organization and Operating Agreement for XXX. Evidencing proof of ownership with percentage | 5.10.2022 Client responded - Please see the attached. This loan closed as an Individual, not XXX. I have attached proof of ownership for XXX. Please clear the exception. 5.10.2022 Upon further review client sent proof XXX is owned by XXX closed in individual name therefore percentage not required on DSCR loans. Exception satisfied. | 5.10.2022 Exception satisfied. | (No Data) | Not Applicable | CFCFS2860: Good credit history<br> - XXX Comments: Good credit history<br>CFCFS1739: Postive mortgage payment history<br> - XXX Comments: Positive mortgage payment history<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Credit score exceeds guidelines<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - XXX Comments: Consumer credit history exceeds guidelines<br>|
| 10001720 | XXXXXX | HI | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | B | C | A | A | A | C | B | C | B | C | A | A | A | C | B | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | CMPTRID3626 | TRID - CD: Loan consummated before end of waiting period | No | Please provide evidence that borrower acknowledged receipt of CD XXX days prior to consummation date | 5/9/2022 - Please see attached XXX Response. This should satisfy this condition. 5/10/2022 - Upon further review Lender provided the CD dated and signed XXX. No further documentation needed for this exception. | 5/10/2022 - Exception satisfied | (No Data) | Not Applicable | CFCFS2854: Significant time in profession<br> - XXX Comments: Borrower has been in same profession for over XXX years.<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: FICO is 800<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV of 80% is below guideline requirement of 90% for this program.<br>|
| 10001720 | XXXXXX | HI | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | B | C | A | A | A | C | B | C | B | C | A | A | A | C | B | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | B | C | B | CMPTRID5115 | TRID - Closing Disclosure: The Creditors Brokers or Contact persons NMLS or State ID is missing | No | The NMLS ID and State License ID/Contact is missing for the Lender (XXX) in the contact information section; for all CD's | 5/9/2022 - DISAGREE WITH FINDING: XXX is a wholesale lender in this transaction and as such has no direct communication with the borrower. All contacts with the borrower go through the mortgage broker - and that information is XXX% complete. 5/10/2022 - Upon further review Lender states that information is provided. No further documentation needed for this exception. | 5/10/2022 - Exception satisfied | Numeric | Not Applicable | CFCFS2854: Significant time in profession<br> - XXX Comments: Borrower has been in same profession for over XXX years.<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: FICO is 800<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV of 80% is below guideline requirement of 90% for this program.<br>|
| 10001720 | XXXXXX | HI | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | B | C | A | A | A | C | B | C | B | C | A | A | A | C | B | Credit | Assets | Satisfied | C | A | C | A | CRDAST206 | Asset Amounts Are Unsupported by Documentation in File | No | Please provide evidence of the deposit in the amount of $XXX being wired into escrow and the latest bank account showing the withdrawal. There may be XXX wires one for $XXX and a XXX for the remaining balance. | XXX pm Please see attached Escrow Wire Receipts and Bank statement. Please clear this condition. 5.10.2022-XXX response: Upon further review of the wire transfer from borrower XXX in the amount of $XXX to the title company was sufficient funds to close the loan transaction. Exception is satisfied. | 5.10.2022: Exception satisfied. | (No Data) | Not Applicable | CFCFS2854: Significant time in profession<br> - XXX Comments: Borrower has been in same profession for over XXX years.<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: FICO is 800<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV of 80% is below guideline requirement of 90% for this program.<br>|
| 10001724 | XXXXXX | WA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Assets | Satisfied | D | A | D | A | CRDAST2670 | Asset documentation is insufficient per guideline requirements | No | Please provide an additional bank statement from XXX account ending in XXX. Guidelines for this program require seasoned funds. | 5.9.2022-Clients response: XXX Please see the attached XXX statement .. there is no account ending in XXX Please advise where you found that. 5.9.2022-XXX response: Upon further review the XXX statement for XXX. account XXX has been received and is sufficient to clear the exception. Exception is satisfied. | Provide asset documentation.5.9.2022-Exxception satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Representing Credit Score is 712.<br>CFCFS2860: Good credit history<br> - XXX Comments: Per Credit Report, B1 Has a good Credit history with no derogatory account.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: B2 Has been in line of work for XXX years.<br>|
| 10001724 | XXXXXX | WA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Income/Employment | Satisfied | C | A | C | A | CRDINC2488 | Verbal verification of employment missing | No | Please provide a written verification of employment that shows overtime broken down for each year. | 5.6.2022 Client responded - Please see the attached paystub to show the break down of OT. Please clear the condition. 5.6.2022 Upon further review client sent in Paystub for XXX showing OT for YTD. Lender approval required Written Verification of Employment with OT Break down for the last XXX year. Exception remains. 5.9.2022-Clients response: XXX pm Please see the attached VVOE and paystub we did not use Overtime to calculate her income. I used her base pay of $XXX hours x XXX = $XXX m. No OT needed and DTI is at 35%. Please clear the condition 5.9.2022-Upon further review of the paystub and the verbal verification of employment. The borrowers overtime was not used to qualify so the exception is satisfied. | 5.6.2022 Exception remains5.9.2022-Exception satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Representing Credit Score is 712.<br>CFCFS2860: Good credit history<br> - XXX Comments: Per Credit Report, B1 Has a good Credit history with no derogatory account.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: B2 Has been in line of work for XXX years.<br>|
| 10001726 | XXXXXX | IN | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession<br> - XXX Comments: The Borrower has been employed with the same employer for XXX years.<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: The Borrower credit score is 722; guideline minimum is 660.<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV is 80% guideline maximum is 90%.<br>CFCFS1744: DTI below guideline requirement<br> - XXX Comments: DTI is 32.93%; guideline maximum is 50%.<br>|
| 10001728 | XXXXXX | NV | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - XXX Comments: Significant time at current residence<br>CFCFS2854: Significant time in profession<br> - XXX Comments: Significant time in profession<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>|
| 10001729 | XXXXXX | AZ | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has been at current residence for XXX year and XXX months.<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV of 70% is below guideline requirement of 75% for this program.<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: FICO is 725.<br>|
| 10001730 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has been at current residence for over XXX years.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: Borrower has been in same profession for over XXX years.<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV of 68.70% is below guideline requirement of 80% for this program.<br>|
| 10001731 | XXXXXX | TN | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has been at current residence for over XXX years.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: Borrower has been in the same profession for over XXX years.<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: FICO is 748<br>|
| 10001733 | XXXXXX | UT | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has been at current residence for over XXX years.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: Borrower has been in profession for over XXX years.<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV of 74.17% is below guideline requirement of 90% for this program.<br>|
| 10001734 | XXXXXX | FL | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Credit score exceeds guidelines<br>CFCFS2860: Good credit history<br> - XXX Comments: Good credit history<br>|
| 10001735 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | C | A | A | A | D | A | D | A | C | A | A | A | D | A | Compliance | Compliance Manual | Satisfied | D | A | D | A | CMPMAN2956 | Missing disclosure | No | COC reflects LE dated XXX was issued. Provide LE dated XXX | 5/11/2022 - XXX provides a revised LE based upon a change circumstance, within three (XXX) business days of the applicable event. and LE was within the XXX days. Please clear the exception. 5/11/2022 - Upon further review Lender said XXX doe not issue a new LE after a COC. The LE dated XXX does not match the terms for the COC on XXX. So please provide the COC with terms that match the XXX LE. Exception remains 5/11/2022 - XXX provides a revised LE based upon a change circumstance, within XXX (XXX) business days of the applicable event. and LE was within the XXX days. Please clear the exception. there is nowhere mentioned that XXX does NOT issue a new LE after a COC 5/12/2022 - Upon further review Lender provided a COC, that was not in the original file, that matches the revised LE . No further documentation needed for this exception. | 5/11/2022 - Exception remains5/12/2022 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Credit score exceeds guidelines - 804<br>CFCFS2854: Significant time in profession<br> - XXX Comments: Significant time in profession - XXX years<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines - $XXX<br>|
| 10001735 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | C | A | A | A | D | A | D | A | C | A | A | A | D | A | Credit | Insurance | Satisfied | C | A | C | A | CRDINSR5351 | Insurance Effective date is greater than the transaction date | No | Insurance Effective date XXX is greater than the transaction date XXX | 5.6.2022 Client responded - please see the attached ins please clear the condition. 5.6.2022 Upon further review client sent in Hazard Insurance Declaration with effective date of XXX through XXX and the Note date is XXX within guidelines. No further action required. Exception satisfied. | 5.6.2022 Exception satisfied. | Not Applicable | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Credit score exceeds guidelines - 804<br>CFCFS2854: Significant time in profession<br> - XXX Comments: Significant time in profession - XXX years<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines - $XXX<br>|
| 10001738 | XXXXXX | FL | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines - $XXX<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Credit score exceeds guidelines - 760<br>CFCFS1739: Postive mortgage payment history<br> - XXX Comments: Positive mortgage payment history - 0 lates<br>|
| 10001740 | XXXXXX | CT | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Application | Satisfied | D | A | D | A | CRDAPP3822 | Missing or incomplete documentation related to citizenship/residency | No | Please provide the borrowers Non-Permanent Resident Alien Card. | 5.16.2022 Client responded - Please see the attached XXX as proof of the documentation that is acceptable. This loan is XXX and we do not collect the XXX card for these clients. Please clear the exception. 5.16.2022 Upon further review client used the XXX documentation for proof. No further action is required. | 5.16.2022 Exception satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has been at current residence for over XXX years.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: Borrower has been in the same profession for over XXX years.<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV of 76.50% is below guideline requirement of 85% for this program.<br>|
| 10001740 | XXXXXX | CT | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Income/Employment | Satisfied | C | A | C | A | CRDINC2488 | Verbal verification of employment missing | No | Please provide the business license and or the CPA/Accountant letter that states what the percentage of ownership in his business. | 5.16.2022 Client responded - Please see the attached business license. Please clear the exception. 5.16.2022 Upon further review client sent a copy of the Business License verifying XXX as owner of the business. No further action required. | 5.16.2022 Exception satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has been at current residence for over XXX years.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: Borrower has been in the same profession for over XXX years.<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV of 76.50% is below guideline requirement of 85% for this program.<br>|
| 10001740 | XXXXXX | CT | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Insurance | Satisfied | D | A | D | A | CRDINSR848 | Missing Hazard Insurance | No | Please provide the declaration page of the homeowners insurance with sufficient cover for the subject property. | 5.16.2022 Client responded - Please see the attached XXX showing sufficient cover for the subject property. Please clear the exception. 5.16.2022 Upon further review client sent the XXX declaration verifying sufficient coverage for subject property. No further action required. | 5.16.2022 Exception satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has been at current residence for over XXX years.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: Borrower has been in the same profession for over XXX years.<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV of 76.50% is below guideline requirement of 85% for this program.<br>|
| 10001742 | XXXXXX | AZ | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has been at the current residence for over XXX years.<br>CFCFS1744: DTI below guideline requirement<br> - XXX Comments: DTI is < 50%<br>CFCFS2860: Good credit history<br> - XXX Comments: All open accounts are current<br>|
| 10001743 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - XXX Comments: The Borrower has been XXX with XXX for XXX years.<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: The Borrowers credit score is 774; guideline minimum is 600.<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: The LTV is 57.30%; guideline minimum is 80%.<br>|
| 10001745 | XXXXXX | FL | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has been at current residence for over XXX years.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: Borrower has been in same profession for over XXX years.<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV of 61.42% is below guideline requirement of 80% for this program.<br>|
| 10001746 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Legal Documents | Satisfied | D | A | D | A | CRDLGL100 | Legal document incorrect or incomplete | No | Please provide an addendum to the purchase contract reducing the sales price to $XXX signed by all parties. | 5.13.2022 Client responded - Please see attached addendum showing sale price at $XXX. Please clear the exception. 5.13.2022 Upon further review the client sent the Purchase contract addendum verifying the purchase price as $XXX. No further action required. Exception satisfied. | 5.13.2022 Exception satisfied | (No Data) | Not Applicable | (No Data) |
| 10001747 | XXXXXX | NJ | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | Income/Employment | Satisfied | C | A | C | A | CRDINC2488 | Verbal verification of employment missing | No | Please provide the business license and or the CPA/Accountant letter that states the length time for business and percentage. | 5.17.2022-Client Response- Provided business license effective dates XXX-XXX 5.17.2022-XXX Response- Provided documentation satisfies exception | 5.17.2022- Exception Satisfied | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Representing Credit Score is 716.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: Borrower has been in line of work for XXX years.<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has lived at current residence for XXX years.<br>|
| 10001748 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Legal Documents | Satisfied | D | A | D | A | CRDLGL2642 | Missing proof that HELOC has been paid and closed to future draws | No | Missing Signed Letter indicating that proof of HELOC will be closed to future draws. The Payoff statement indicates that the Lien will be released; However the document does not have the Borrowers signature. | 5.10.2022: Clients response: XXX pm Please see attached XXX Response. Please clear this condition. 5.10.2022: XXX response: Upon further review the title report requires the following when paying off an equity line of credit. The Deed of Trust set forth above is purported to be a "Credit Line" Deed of Trust. Under XXX Code Section XXX it is a requirement that the Trustor/Grantor of said Deed of Trust either immediately provide the beneficiary with the "Borrower's instruction to Suspend and Close Equity Line of Credit" or provide a satisfactory subordination of this Deed of Trust to the proposed Deed of Trust to be recorded at closing. If the above credit line is being paid off, this Company will require that Escrow obtain written confirmation from the current Beneficiary that the account has been frozen prior to recording. Failure to do so will result in this Company holding funds at the close of Escrow until such confirmation is obtained from the Beneficiary. Exception remains. 5.10.2022-Clients response: XXX pm Please see attached Final Title Policy showing equity line of credit is eliminated. Please clear this condition 5.10.2022-XXX response: Upon further review the Title Policy has been reviewed and is sufficient to clear the exception. Exception is satisfied. | 5.10.2022: Exception remains.5.10.2022-Exception satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - XXX Comments: The Borrower has resided at the current residence for XXX years.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: The Borrower has been in the same profession for 20 years.<br>CFCFS1744: DTI below guideline requirement<br> - XXX Comments: DTI is 25.07%; guideline maximum is 50%.<br>|
| 10001751 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | B | C | A | A | A | C | B | C | B | C | A | A | A | C | B | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | B | C | B | CMPTRID4056 | TRID - CD: The Total Payment Amount on the Loan Calculation section of the Final Closing Disclosure is less than the XXX Calculated Total Payment Amount | No | Please provide a revised CD with the corrected values The Total Payment Amount on the Loan Calculation section of the Final Closing Disclosure, or the Final LE that corresponds to the final CD. Please provide a copy of the revised CD along with an LOX and verification CD was sent to borrower | 5/5/2022 - Recomputed all Federal disclosures, including the Total of Payments and found that as disclosed, all were within tolerance. Please see the attached Loan Calculations Proof Sheet as evidence of compliance.5/5/2022 - Upon further review Lender provided the Loan Calculation Proof Sheet that agrees with the PCCD within tolerance. No further documentation needed for this exception. | 5/5/2022 - Exception satisfied | Numeric | Not Applicable | CFCFS2854: Significant time in profession<br> - XXX Comments: Borrower has been in profession for over XXX years.<br>CFCFS1744: DTI below guideline requirement<br> - XXX Comments: DTI is < 35%<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: FICO is 702<br>|
| 10001751 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | B | C | A | A | A | C | B | C | B | C | A | A | A | C | B | Credit | Income/Employment | Satisfied | C | A | C | A | CRDINC888 | Income Amount is Unsupported by Documentation in File | No | Please provide the borrower's business license and or a letter from the XXX or Accountant that shows percentage of owners. | 5.9.2022 Client responded - Please see attached business license and registration showing, that the borrower is the sole owner of XXX. Please clear the exception. 5.9.2022 Upon further review client sent in borrower XXX license issued in XXX and a current business license for XXX, borrower for XXX. No further action required. Exception Satisfied. | 5.9.2022 Exception satisfied. | (No Data) | Not Applicable | CFCFS2854: Significant time in profession<br> - XXX Comments: Borrower has been in profession for over XXX years.<br>CFCFS1744: DTI below guideline requirement<br> - XXX Comments: DTI is < 35%<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: FICO is 702<br>|
| 10001753 | XXXXXX | MA | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV below guideline requirements - 71.40<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Credit score exceeds guidelines - 645<br>CFCFS1739: Postive mortgage payment history<br> - XXX Comments: Positive mortgage payment history - 0 lates<br>|
| 10001754 | XXXXXX | OR | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: The Borrowers credit score is 716; guideline maximum is 660.<br>CFCFS2860: Good credit history<br> - XXX Comments: The Borrower has had good credit history 0x30 for more than 24 months.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: The Borrower has been XXX in the same Business for XXX years.<br>|
| 10001755 | XXXXXX | WA | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV 67, max LTV 75<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - XXX Comments: No derogatory mortgage history past 24months<br>CFCFS3836: Borrower Net Worth<br> - XXX Comments: Borrower has over 6 months reserves in PITIA<br>|
| 10001756 | XXXXXX | WA | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS3836: Borrower Net Worth<br> - XXX Comments: Borrower has over XXX months reserves in PITIA<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: 793 qualifying credit score<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV 58, max LTV 75<br>|
| 10001757 | XXXXXX | OR | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Representing Credit Score is 661.<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has lived at current residence for XXX years.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: Borrower has been in line of work for XXX years.<br>|
| 10001758 | XXXXXX | CA | (No Data) | ATR/QM: Exempt | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | Income/Employment | Satisfied | C | A | C | A | CRDINC888 | Income Amount is Unsupported by Documentation in File | No | Please provide the borrower's business license and a letter from the XXX or Accountant that shows the borrower owns XXX% of XXX business. | 5.10.2022-Clients response: XXX pm The borrowers assets do not come from a business bank account and has strong assets XXX does not require the need to verify/ show ownership of the business all assets come from their personal bank accounts. Please clear the condition.. 5.10.2020-Upon further review the personal bank statements have been used for the income and do not require a business license or XXX Letter. Exception is satisfied. | 5.10.2022-Exception is satisfied. | (No Data) | Not Applicable | CFCFS3830: Addtional collateral with a value equal to at least 10% down payment<br> - XXX Comments: Borrower owns another property with over 10% in equity<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: 745 Qualifying credit score<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV 56, max LTV 75<br>|
| 10001760 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | CMPTRID3626 | TRID - CD: Loan consummated before end of waiting period | No | Please provide evidence that borrower acknowledged receipt of CD XXX days prior to consummation date | 5/13/2022 - DISAGREE WITH EXCEPTION: Please see attached CD that issued on XXX - including the additional XXX days for the mail rule, this disclosure was made well in advance of the XXX consummation. 5/16/2022 - Upon further review Lender provided the CD dated XXX with esign showing sent to borrower XXX as well. No further documentation needed for this exception. | 5/16/2022 - Exception satisfied | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has been at current residence for over XXX years.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: Borrower has been in same profession for over XXX years.<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV of 80% is below guideline requirement of 90% for this program.<br>|
| 10001761 | XXXXXX | NJ | (No Data) | ATR/QM: Exempt | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Assets | Satisfied | D | A | D | A | CRDAST2670 | Asset documentation is insufficient per guideline requirements | No | Missing additional month bank statement for XXX #XXX account to meet product guidelines | 5.18.2022-Clients response: XXX pm Please see bank statement for #XXX, Please clear the exception 5.18.2022-XXX response: Upon further review the XXX statement for XXX for account XXX has been received and is sufficient to satisfy the exception. Exception is satisfied. | 5.18.2022-Exception is satisfied. | (No Data) | Not Applicable | CFCFS2860: Good credit history<br> - XXX Comments: Good credit history<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: Significant time at current residence<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>|
| 10001762 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has been at current residence for over XXX years.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: Borrower has been in the same profession for over XXX years.<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: FICO is 774<br>|
| 10001764 | XXXXXX | CA | (No Data) | ATR/QM: Exempt | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | LTV/CLTV | Satisfied | C | A | C | A | CRDLTV3024 | LTV Exceeds Guideline Requirement by less than 5% | No | LTV of 76.5% is greater than 75%. HUD does not show any discount points being paid or the Loan Approval does not reflect discount points. Provide Mortgage Pricing Option or updated HUD verifying discount points financed. | 5.16.2022 Client responded - Please see attached Pricing Validation which shows actual LTV is 75% with XXX points financed. Please clear this condition. 5.16.2022 Upon further review client sent Mortgage Pricing Option showing XXX points were financed which is allowed per guidelines. No further action required. Exception satisfied. | 5.16.2022 Exception satisfied. | (No Data) | Not Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves in the amount of $XXX<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: The Borrower has great credit history 0x30 for more than 24 months.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - XXX Comments: The Borrower has had great mortgage history 0x30 for more than 12 months.<br>|
| 10001764 | XXXXXX | CA | (No Data) | ATR/QM: Exempt | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | Title | Satisfied | C | A | C | A | CRDTIL875 | Title Does Not Agree With Mortgage | No | Provide updated Title or supplement showing XXX and XXX, XXX and XXX as Joint Tenants. Title in file shows XXX an unmarried man. | 5.19.2022-Clients response: XXX am Please see attached Final Title Policy. Please clear this condition. 5.19.2022-XXX response: The final Title Policy has been received and is correct; sufficient to clear the exception. Exception is satisfied. | 5.19.2022-Exception satisfied. | (No Data) | Not Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves in the amount of $XXX<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: The Borrower has great credit history 0x30 for more than 24 months.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - XXX Comments: The Borrower has had great mortgage history 0x30 for more than 12 months.<br>|
| 10001765 | XXXXXX | NV | (No Data) | ATR/QM: Exempt | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Legal Documents | Satisfied | D | A | D | A | CRDLGL4033 | Missing Legal Document(s) | No | Please provide the final 1003 that has been signed by all parties. | 5.5.2022 Client responded - Please see attached copy of complete 10035.5.2022 Upon further review client sent in copy of complete 1003 that has been signed. No further action required.Exception satisfied. | 5.5.2022 Exception satisfied | (No Data) | Not Applicable | CFCFS2860: Good credit history<br> - XXX Comments: Good credit history<br>CFCFS1739: Postive mortgage payment history<br> - XXX Comments: Positive mortgage payment history<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>|
| 10001766 | XXXXXX | FL | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines - $XXX<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: Significant time at current residence - XXX years<br>CFCFS1750: High potential for increased earnings<br> - XXX Comments: High potential for increased earnings - Uptick in rental market per comps<br>|
| 10001767 | XXXXXX | CA | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Representing Credit Score is 688.<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has lived at current residence for XXX years.<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: Calculated LTV: 31.25Max LTV Per Guideline: 75%<br>|
| 10001768 | XXXXXX | VA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | Income/Employment | Satisfied | C | A | C | A | CRDINC2488 | Verbal verification of employment missing | No | Missing Verbal VOE | 5.10.2022-Clients response: XXX am Please see attached VOE 5.10.2022-XXX response: Upon further review the Verbal Verification of Employment for XXX who works at XXX has been received and is sufficient to clear the exception. Exception satisfied. | 5.10.2022: Exception satisfied. | (No Data) | Not Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: Significant time at current residence<br>CFCFS1745: Significant total monthly debt reduction<br> - XXX Comments: Significant total monthly debts reduction<br>|
| 10001768 | XXXXXX | VA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | Income/Employment | Satisfied | C | A | C | A | CRDINC890 | Employment is Unsupported by Documentation in File | No | Missing income worksheet to support income used to qualify | 5.9.2022 Client responded - Please see attached income worksheet. Please clear the exception. 5.9.2022 Upon further review client did not send the income worksheet. Exception remains. 5.10.2022-Clients response: XXX am Please see attached income worksheet 5.10.2022-XXX response: Upon further review the income worksheet has been received and is sufficient to clear the exception. Exception satisfied. | 5.9.2022 Exception remains5.10.2022: Exception satisfied. | (No Data) | Not Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: Significant time at current residence<br>CFCFS1745: Significant total monthly debt reduction<br> - XXX Comments: Significant total monthly debts reduction<br>|
| 10001769 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has been at current residence for XXX year and XXX months.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: Borrower has been in same profession for over XXX years.<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV of 81.60% is below guideline requirement of 85% for this program.<br>|
| 10001770 | XXXXXX | IN | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | LTV/CLTV | Satisfied | C | A | C | A | CRDLTV3024 | LTV Exceeds Guideline Requirement by less than 5% | No | Provide verification that there were discount points financed in the loan. Closing Disclosure does not show discount points. Calculated LTV: 81.60Max LTV allowable per Guideline: 80% | 5.17.2022 Client responded - Please see attached Pricing Validation which shows XXX points were financed. Please clear this condition 5.17.2022 Upon further review client sent the Mortgage Pricing Option verifying XXX points were financed in the loan. No further action required. Exception satisfied. | 5.17.2022 Exception satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Representing Credit Score is 696.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: Borrower has been in line of work for XXX years.<br>CFCFS2860: Good credit history<br> - XXX Comments: Per credit report, Borrower has a good credit history with no derogatory account.<br>|
| 10001771 | XXXXXX | IN | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | Finance Charge Tolerance | Satisfied | C | B | C | B | CMPFINT4372 | TILA/TRID-Disclosed Amount Financed is higher than XXX's calculated Amount Financed | No | Unable to verify Loan Calculations amount. PCCD is incomplete. Please provide complete PCCD. | 5/18/2022 - DISAGREE WITH FINDING: There is no PCCD in the loan's stored documents. There is, however, a revised CD dated the day before closing (issued XXX Re-amortized scheduled payments and recalculated federal disclosures - all are within tolerance. Please see attached Loan Calculations Proof Sheet. 5/18/2022 - Upon further review there is a PCCD dated XXX in the document file provided by the client. PCCD XXX is incomplete missing partial payment box, loan calculations and mortgage broker information in Contacts. The XXX CD is the Final CD. Please provide a new PCCD with all of the information added. Exception remains. Client Response - 6/1/2022 - DISAGREE WITH THE EXCEPTION: The referenced CD dated XXX should be disregarded. The final CD that went out to the borrower on this loan was the CD issued on XXX which was signed with the closing documents on XXX. We have no PCCD in our records; the reference XXX CD may have been erroneously generated and included in the document package delivered to due diligence - but we have no record of needing it or of having issued it to the borrower. That would also explain the missing data. XXX Response: 6/1/2022 - Per Compliance support XXX needs proof the CD was never provided to borrower then it can be removed from testing. In this instance we would request an Attestation Letter from the Lender stating CD was never provided to borrower. Attestation letter should state We attest: or any version of that. Exception remains. Client Response: 6/6/2022 - Please see attached Attestation Letter. Please clear this exception. XXX Response: 6/7/2022 - Client sent Attestation letter stating that PCCD XXX was never generated or delivered to borrower, even though it was in the PDF file. Removed XXX PCCD from TRID. Exception satisfied. | 5/18/2022 - Exception remains.6/1/2022 - Exception remains.6/7/2022 - Exception satisfied. | Numeric | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV 80, max LTV 90<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - XXX Comments: No derogatory mortgage history past 24 months<br>CFCFS3830: Addtional collateral with a value equal to at least 10% down payment<br> - XXX Comments: Borrower owns another property with over 10% in equity<br>CFCFS3836: Borrower Net Worth<br> - XXX Comments: Borrower has over 6 months reserves in PITIA<br>|
| 10001772 | XXXXXX | MD | (No Data) | ATR/QM: Exempt | D | B | D | A | B | B | N/A | N/A | D | B | D | A | B | B | N/A | N/A | Credit | Legal Documents | Satisfied | D | A | D | A | CRDLGL4033 | Missing Legal Document(s) | No | Appraiser to provide the following on this property due to it being a Lease Hold. Please provide a copy of the recorded ground lease agreement And copies of all sub-lease agreements. | 5.23.2022-Clients response: XXX pm Please see attached XXX lease agreement and XXX agreements. Please clear this condition. 5.23.2022-XXX response: The XXX lease agreement and the XXX agreements have been received along with a comment from the appraiser regarding the Lease Hold. Documents provided as sufficient to clear the exception. | 5.23.2022-Exception satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - XXX Comments: Significant time at current residence<br>CFCFS2860: Good credit history<br> - XXX Comments: Good credit history<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>|
| 10001772 | XXXXXX | MD | (No Data) | ATR/QM: Exempt | D | B | D | A | B | B | N/A | N/A | D | B | D | A | B | B | N/A | N/A | Property Valuations | Appraisal | Active | B | B | B | B | PRVAAPPR5344 | Alternate Valuation product used. | No | Please provide a new UCDP as the one in the file states the address was invalid. | (No Data) | (No Data) | (No Data) | Not Applicable | CFCFS1736: Significant time at current residence<br> - XXX Comments: Significant time at current residence<br>CFCFS2860: Good credit history<br> - XXX Comments: Good credit history<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>|
| 10001774 | XXXXXX | TX | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS2860: Good credit history<br> - XXX Comments: Good credit history<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>CFCFS1739: Postive mortgage payment history<br> - XXX Comments: Positive mortgage payment history<br>|
| 10001775 | XXXXXX | NV | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Credit/Mtg History | Satisfied | D | A | D | A | CRDCRMH149 | Missing support docs for VOM/VOR (e.g. cancelled checks) | No | Missing VOR and or cancelled rent checks for XXX months | 5.11.2022 Client responded - Please see attached bank statements showing highlighted rent payments. Please clear exception. 5.11.2022 Upon further review client sent in XXX account XXX showing the rent payments with explanation letter of the how the rent was paid, split between XXX and XXX Rent was verified for XXX months through the bank statements. No further review required. Exception satisfied. | 5.11.2022 Exception satisfied. | (No Data) | Not Applicable | CFCFS2860: Good credit history<br> - XXX Comments: Good credit history<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>CFCFS1746: Significant housing expense reduction<br> - XXX Comments: Significant housing expense reduction<br>|
| 10001775 | XXXXXX | NV | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Income/Employment | Satisfied | D | A | D | A | CRDINC2350 | Missing Stated Income | No | Missing XXX and XXX bank statement for XXX account to support deposits used to qualify | 5.11.2022 Client responded - Please see attached bank statements, please clear the exception. 5.11.2022 Upon further review client sent in XXX and the statements requested XXX account XXX for XXX and XXX were not sent. Exception remains. 5.11.2022 Client responded - Please see attached XXX AND XXX statements. 5.11.2022 Upon further review client sent the XXX and XXX supporting income used on worksheet. No further action required. Exception satisfied | 5.11.2022 Exception remains.5.11.2022 Exception satisfied | (No Data) | Not Applicable | CFCFS2860: Good credit history<br> - XXX Comments: Good credit history<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>CFCFS1746: Significant housing expense reduction<br> - XXX Comments: Significant housing expense reduction<br>|
| 10001775 | XXXXXX | NV | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Title | Satisfied | C | A | C | A | CRDTIL875 | Title Does Not Agree With Mortgage | No | Provide updated Title or supplement showing XXX as the Proposed Lender. File contains Title showing XXX | 5.11.2022 Client responded - Please attached final title, please clear the exception 5.11.2022 Upon further review client sent Final title showing XXX as the lender. No further action required. Exception satisfied | 5.11.2022 Exception satisfied | (No Data) | Not Applicable | CFCFS2860: Good credit history<br> - XXX Comments: Good credit history<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines<br>CFCFS1746: Significant housing expense reduction<br> - XXX Comments: Significant housing expense reduction<br>|
| 10001776 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession<br> - XXX Comments: The Borrower has been employed with the current employer XXX years.<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV is 34.93%; guideline maximum is 43%.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - XXX Comments: The Borrowers have had 0x30 for more than 12 months.<br>|
| 10001777 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - XXX Comments: The DTI is 33.84%; guideline maximum is 50%.<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: The Borrowers credit score is 799; guideline minimum is 640.<br>CFCFS1734: Borrower has significant time at current job<br> - XXX Comments: The Borrower has been XXX for XXX years.<br>|
| 10001778 | XXXXXX | CA | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Representing Credit Score is 741.<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has lived at current Residence for XXX years.<br>CFCFS1739: Postive mortgage payment history<br> - XXX Comments: Per credit report, borrower has a positive mortgage payment history.<br>|
| 10001780 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has been at current residence for over XXX years.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: Borrower has been in same profession for over XXX years.<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: FICO is 771<br>|
| 10001781 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - XXX Comments: The Borrower has resided at the current residence for XXX years.<br>CFCFS1744: DTI below guideline requirement<br> - XXX Comments: DTI is 31.50% guideline maximum is 50%.<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: The Borrowers credit score is 757; guideline minimum is 700.<br>|
| 10001784 | XXXXXX | FL | (No Data) | ATR/QM: Exempt | C | B | A | A | C | B | A | A | C | B | A | A | C | B | A | A | Property Valuations | Property | Active | C | B | C | B | PRVAPROP177 | Property Issues Indicated | No | Appraisal indicates the property is in a Flood zone XXX. The Flood Certificate Map #XXX indicates the property is located in Flood zone XXX. | (No Data) | (No Data) | (No Data) | Not Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines - $XXX<br>CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV below guideline requirements - 71.05<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Credit score exceeds guidelines - 684<br>|
| 10001785 | XXXXXX | FL | (No Data) | ATR/QM: Exempt | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Assets | Satisfied | D | A | D | A | CRDAST2670 | Asset documentation is insufficient per guideline requirements | No | Provide a second Bank statement for XXX account ending in XXX; funds to close must be sourced and seasoned for XXX days. | 5.16.2022 Client responded - Please see attached XXX Response. Please clear this condition. 5.16.2022 Upon further review client sent in copy of XXX guidelines. Funds to close for this program must be sourced and seasoned for XXX days. No further action required. Exception satisfied. | 5.16.2022 Exception satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - XXX Comments: The LTV is 71.05%; guideline maximum is 80%.<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: The Borrower has resided at the current residence for XXX years.<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: The Borrowers credit score is 684; guideline minimum is 660.<br>|
| 10001785 | XXXXXX | FL | (No Data) | ATR/QM: Exempt | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Credit/Mtg History | Satisfied | C | A | C | A | CRDCRMH1805 | Debts/obligations not disclosed/accounted for at origination | No | Provide documentation regarding the Purchase of the property located at XXX. The EMD Provided indicates $XXX Deposit for the properties located at XXX. The Subject property is XXX | 5.16.2022 Client responded - Please see attached Loan Approval and XXX Payment Letter for XXX. This should satisfy this condition 5.16.2022 Upon further review the client sent the XXX payment letter and the Loan Approval for XXX. No further action required. Exception satisfied. | 5.16.2022 Exception satisfied. | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - XXX Comments: The LTV is 71.05%; guideline maximum is 80%.<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: The Borrower has resided at the current residence for XXX years.<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: The Borrowers credit score is 684; guideline minimum is 660.<br>|
| 10001786 | XXXXXX | TX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Representing Credit Score is 760.<br>CFCFS1736: Significant time at current residence<br> - XXX Comments: Borrower has lived at current residence for over XXX years.<br>CFCFS2854: Significant time in profession<br> - XXX Comments: Borrower has been in line of work for XXX years.<br>|
| 10001787 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | A | A | A | A | CMPTRID3618 | TRID - Corrected CD should have been provided; Change of Product or Product Feature not disclosed at least 3 business days prior to closing | No | PCCD XXX indicates closing date XXX disbursement date XXX; Exception satisfied. | (No Data) | (No Data) | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV below guideline requirements - 40.66<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Credit score exceeds guidelines - 664<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines - $XXX<br>|
| 10001787 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | A | A | A | A | CMPTRID3626 | TRID - CD: Loan consummated before end of waiting period | No | PCCD XXX indicates closing date XXX disbursement date XXX; Exception satisfied. | (No Data) | (No Data) | (No Data) | Not Applicable | CFCFS1737: LTV below guideline requirements<br> - XXX Comments: LTV below guideline requirements - 40.66<br>CFCFS1741: Credit score exceeds guidelines<br> - XXX Comments: Credit score exceeds guidelines - 664<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - XXX Comments: Verified cash reserves exceed guidelines - $XXX<br>|

---

------

---

| | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Client Name:** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **Client Project Name:** | **MCMLT 2023-NQM2** | **MCMLT 2023-NQM2** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **Start - End Dates:** | **4/12/2022 - 5/19/2022** | **4/12/2022 - 5/19/2022** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **Deal Loan Count:** | **116** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **Conditions Report 2.0** | **Conditions Report 2.0** | **Conditions Report 2.0** | **Conditions Report 2.0** | **Conditions Report 2.0** | **Conditions Report 2.0** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| ***Loans in Report:*** | *116* |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| ***Loans with Conditions:*** <br>| *51* |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **Loan Number** | **TRID Indicator** | **Lender Application Date** | **Broker Application Date** | **Initial Securitization Overall Loan Grade** | **Final Securitization Overall Loan Grade** | **Initial Securitization Credit Loan Grade** | **Final Securitization Credit Loan Grade** | **Initial Securitization Property Valuations Loan Grade** | **Final Securitization Property Valuations Loan Grade** | **Initial Securitization Compliance Loan Grade** | **Final Securitization Compliance Loan Grade** | **Initial S&P Overall Loan Grade** | **Final S&P Overall Loan Grade** | **Initial S&P Credit Loan Grade** | **Final S&P Credit Loan Grade** | **Initial S&P Property Valuations Loan Grade** | **Final S&P Property Valuations Loan Grade** | **Initial S&P Compliance Loan Grade** | **Final S&P Compliance Loan Grade** | **Did Lender Acknowledge Exception at Origination** |
| 10001623 | Yes | XXXXXX | XXXXXX | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Not Applicable |
| 10001624 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10001625 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10001627 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10001631 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10001632 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10001634 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10001636 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10001637 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10001645 | Yes | XXXXXX | XXXXXX | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Not Applicable |
| 10001646 | Yes | XXXXXX | XXXXXX | C | A | A | A | C | A | A | A | C | B | A | A | C | B | A | A | Not Applicable |
| 10001648 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10001649 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10001650 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10001651 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10001652 | Yes | XXXXXX | XXXXXX | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Not Applicable |
| 10001653 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | N/A | N/A | A | A | A | A | A | A | N/A | N/A | No |
| 10001654 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10001655 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10001656 | Yes | XXXXXX | XXXXXX | D | A | D | A | A | A | D | A | D | A | D | A | A | A | D | A | No |
| 10001657 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10001659 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10001661 | Yes | XXXXXX | XXXXXX | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Not Applicable |
| 10001663 | Yes | XXXXXX | XXXXXX | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Not Applicable |
| 10001665 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10001667 | Yes | XXXXXX | XXXXXX | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Not Applicable |
| 10001668 | Yes | XXXXXX | XXXXXX | C | A | A | A | C | A | A | A | C | B | A | A | C | B | A | A | Not Applicable |
| 10001669 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10001670 | Yes | XXXXXX | XXXXXX | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Not Applicable |
| 10001671 | Yes | XXXXXX | XXXXXX | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Not Applicable |
| 10001672 | Yes | XXXXXX | XXXXXX | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | No |
| 10001673 | Yes | XXXXXX | XXXXXX | D | A | A | A | D | A | A | A | D | A | A | A | D | A | A | A | Not Applicable |
| 10001676 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10001678 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10001679 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10001681 | Yes | XXXXXX | XXXXXX | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Not Applicable |
| 10001682 | Yes | XXXXXX | XXXXXX | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | No |
| 10001683 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10001684 | Yes | XXXXXX | XXXXXX | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Not Applicable |
| 10001685 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10001687 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10001688 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10001689 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10001690 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10001691 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10001692 | Yes | XXXXXX | XXXXXX | D | A | D | A | C | A | A | A | D | A | D | A | C | A | A | A | No |
| 10001693 | Yes | XXXXXX | XXXXXX | D | A | C | A | A | A | D | A | D | A | C | A | A | A | D | A | No |
| 10001694 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10001699 | Yes | XXXXXX | XXXXXX | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Not Applicable |
| 10001701 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10001702 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10001703 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10001704 | Yes | XXXXXX | XXXXXX | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | No |
| 10001705 | Yes | XXXXXX | XXXXXX | D | A | A | A | D | A | A | A | D | A | A | A | D | A | A | A | Not Applicable |
| 10001706 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10001707 | Yes | XXXXXX | XXXXXX | D | A | A | A | A | A | D | A | D | A | A | A | A | A | D | A | Not Applicable |
| 10001708 | Yes | XXXXXX | XXXXXX | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Not Applicable |
| 10001709 | Yes | XXXXXX | XXXXXX | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Not Applicable |
| 10001710 | Yes | XXXXXX | XXXXXX | D | B | D | B | A | A | A | A | D | B | D | B | A | A | A | A | Not Applicable |
| 10001711 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Yes |
| 10001712 | Yes | XXXXXX | XXXXXX | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Yes |
| 10001713 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10001714 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10001715 | Yes | XXXXXX | XXXXXX | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Not Applicable |
| 10001716 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10001717 | Yes | XXXXXX | XXXXXX | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Not Applicable |
| 10001718 | Yes | XXXXXX | XXXXXX | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Not Applicable |
| 10001719 | Yes | XXXXXX | XXXXXX | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | No |
| 10001720 | Yes | XXXXXX | XXXXXX | C | B | C | A | A | A | C | B | C | B | C | A | A | A | C | B | Not Applicable |
| 10001724 | Yes | XXXXXX | XXXXXX | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Not Applicable |
| 10001726 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10001728 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10001729 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10001730 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10001731 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10001733 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10001734 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10001735 | Yes | XXXXXX | XXXXXX | D | A | C | A | A | A | D | A | D | A | C | A | A | A | D | A | Not Applicable |
| 10001738 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10001740 | Yes | XXXXXX | XXXXXX | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Not Applicable |
| 10001742 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10001743 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10001745 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10001746 | Yes | XXXXXX | XXXXXX | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | No |
| 10001747 | Yes | XXXXXX | XXXXXX | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | No |
| 10001748 | Yes | XXXXXX | XXXXXX | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | No |
| 10001751 | Yes | XXXXXX | XXXXXX | C | B | C | A | A | A | C | B | C | B | C | A | A | A | C | B | Not Applicable |
| 10001753 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10001754 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10001755 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10001756 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10001757 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10001758 | Yes | XXXXXX | XXXXXX | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Not Applicable |
| 10001760 | Yes | XXXXXX | XXXXXX | C | A | A | A | A | A | C | A | C | A | A | A | A | A | C | A | Not Applicable |
| 10001761 | Yes | XXXXXX | XXXXXX | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | No |
| 10001762 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10001764 | Yes | XXXXXX | XXXXXX | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | No |
| 10001765 | Yes | XXXXXX | XXXXXX | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Not Applicable |
| 10001766 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10001767 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10001768 | Yes | XXXXXX | XXXXXX | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Not Applicable |
| 10001769 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10001770 | Yes | XXXXXX | XXXXXX | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | No |
| 10001771 | Yes | XXXXXX | XXXXXX | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Not Applicable |
| 10001772 | Yes | XXXXXX | XXXXXX | D | B | D | A | B | B | N/A | N/A | D | B | D | A | B | B | N/A | N/A | Not Applicable |
| 10001774 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10001775 | Yes | XXXXXX | XXXXXX | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Not Applicable |
| 10001776 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10001777 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10001778 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10001780 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10001781 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | No |
| 10001784 | Yes | XXXXXX | XXXXXX | C | B | A | A | C | B | A | A | C | B | A | A | C | B | A | A | No |
| 10001785 | Yes | XXXXXX | XXXXXX | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | No |
| 10001786 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |
| 10001787 | Yes | XXXXXX | XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | Not Applicable |

---

## Exhibit 99.3

---

| | | | | |
|:---|:---|:---|:---|:---|
| **Client Name:** |  |  |  |  |
| **Client Project Name:** <br>| MCMLT 2023-NQM2 | MCMLT 2023-NQM2 |  |  |
| **Start - End Dates:** | 4/12/2022 - 5/19/2022 | 4/12/2022 - 5/19/2022 |  |  |
| **Deal Loan Count:** | 116 |  |  |  |
| **Loan Level Tape Compare Upload** | **Loan Level Tape Compare Upload** | **Loan Level Tape Compare Upload** |  |  |
| *Loans in Report* | *116* |  |  |  |
| **Loan Number** | **Borrower Last Name** | **Field Name** | **Tape Data** | **Reviewer Data** |
| 10001624 | XXXXXX | Representative Credit Score for Grading | 811 | 800 |
| 10001632 | XXXXXX | Representative Credit Score for Grading | 727 | 712 |
| 10001634 | XXXXXX | Representative Credit Score for Grading | 647 | 634 |
| 10001637 | XXXXXX | Borrower 1 SSN | XXXXXX | XXXXXX |
| 10001637 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 10001645 | XXXXXX | Original Appraised Value | XXXXXX | XXXXXX |
| 10001649 | XXXXXX | Original Appraised Value | XXXXXX | XXXXXX |
| 10001654 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 10001655 | XXXXXX | Representative Credit Score for Grading | 660 | 653 |
| 10001656 | XXXXXX | Combined LTV | 83.93 | 80.00 |
| 10001667 | XXXXXX | Original Appraised Value | XXXXXX | XXXXXX |
| 10001668 | XXXXXX | Original Appraised Value | XXXXXX | XXXXXX |
| 10001669 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 10001669 | XXXXXX | Number of Units | 2 | 1 |
| 10001669 | XXXXXX | Property Type | 2 Family | SFR |
| 10001671 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 10001678 | XXXXXX | Original Appraised Value | XXXXXX | XXXXXX |
| 10001679 | XXXXXX | Original Appraised Value | XXXXXX | XXXXXX |
| 10001683 | XXXXXX | Original Appraised Value | XXXXXX | XXXXXX |
| 10001684 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 10001684 | XXXXXX | Representative Credit Score for Grading | 747 | 724 |
| 10001688 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 10001690 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 10001690 | XXXXXX | Number of Units | 1 | 2 |
| 10001690 | XXXXXX | Property Type | SFR | 2 Family |
| 10001692 | XXXXXX | Combined LTV | 45.41 | 63.64 |
| 10001692 | XXXXXX | Original Appraised Value | XXXXXX | XXXXXX |
| 10001692 | XXXXXX | Original LTV | 45.41 | 63.64 |
| 10001694 | XXXXXX | Representative Credit Score for Grading | 791 | 787 |
| 10001699 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 10001701 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 10001701 | XXXXXX | Representative Credit Score for Grading | 792 | 767 |
| 10001702 | XXXXXX | Property Type | SFR | Attached PUD |
| 10001707 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 10001714 | XXXXXX | Borrower 1 SSN | XXXXXX | XXXXXX |
| 10001717 | XXXXXX | Representative Credit Score for Grading | 740 | 735 |
| 10001720 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 10001726 | XXXXXX | Property Type | SFR | Detached PUD |
| 10001729 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 10001731 | XXXXXX | Original Appraised Value | XXXXXX | XXXXXX |
| 10001735 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 10001743 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 10001745 | XXXXXX | Borrower 1 SSN | XXXXXX | XXXXXX |
| 10001746 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 10001748 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 10001751 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 10001760 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 10001760 | XXXXXX | Original Appraised Value | XXXXXX | XXXXXX |
| 10001762 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 10001767 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 10001769 | XXXXXX | Original Appraised Value | XXXXXX | XXXXXX |
| 10001776 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 10001777 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 10001778 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 10001780 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 10001781 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
| 10001787 | XXXXXX | Disbursement Date | XXXXXX | XXXXXX |
|©2023 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. |©2023 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. |©2023 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. |©2023 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. |©2023 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. |

---

## Exhibit 99.3

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| 0 | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 | 19 | 20 | 21 | 22 | 23 | 24 | 25 | 26 | 27 | 28 | 29 | 30 | 31 | 32 | 33 | 34 | 35 | 36 | 37 | 38 | 39 | 40 | 41 | 42 | 43 | 44 | 45 | 46 | 47 | 48 | 49 | 50 | 51 | 52 | 53 | 54 | 55 | 56 | 57 | 58 | 59 | 60 | 61 | 62 | 63 | 64 | 65 | 66 | 67 | 68 | 69 | 70 | 71 | 72 | 73 | 74 | 75 | 76 | 77 | 78 | 79 | 80 | 81 | 82 | 83 | 84 | 85 | 86 | 87 | 88 | 89 | 90 | 91 | 92 | 93 | 94 | 95 | 96 | 97 | 98 | 99 | 100 | 101 | 102 | 103 | 104 | 105 | 106 | 107 | 108 | 109 | 110 | 111 | 112 | 113 | 114 | 115 | 116 | 117 | 118 | 119 | 120 | 121 | 122 | 123 | 124 | 125 | 126 | 127 | 128 | 129 | 130 | 131 | 132 | 133 | 134 | 135 | 136 | 137 | 138 | 139 | 140 | 141 | 142 | 143 | 144 | 145 | 146 | 147 | 148 | 149 | 150 | 151 | 152 | 153 | 154 | 155 | 156 | 157 | 158 | 159 | 160 | 161 | 162 | 163 | 164 | 165 | 166 | 167 | 168 | 169 | 170 | 171 | 172 | 173 | 174 | 175 | 176 | 177 | 178 | 179 | 180 | 181 | 182 | 183 | 184 | 185 | 186 | 187 | 188 | 189 | 190 | 191 | 192 | 193 | 194 | 195 | 196 | 197 | 198 | 199 | 200 | 201 | 202 | 203 | 204 | 205 | 206 | 207 | 208 | 209 | 210 | 211 | 212 | 213 | 214 | 215 | 216 | 217 |
| **Client Name:** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **Client Project Name:** <br>| **MCMLT 2023-NQM2** | **MCMLT 2023-NQM2** | **MCMLT 2023-NQM2** | **MCMLT 2023-NQM2** | **MCMLT 2023-NQM2** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **Start - End Dates:** | **4/12/2022 - 5/19/2022** | **4/12/2022 - 5/19/2022** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **Deal Loan Count:** | **116** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **ATR QM Upload** | **ATR QM Upload** | **ATR QM Upload** | **ATR QM Upload** | **ATR QM Upload** | **ATR QM Upload** | **ATR QM Upload** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| *Loans in Report:* | *116* |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **Loan Number** | **Deal** | **Seller Loan Number** | **Original Principal Balance** | **State** | **Loan Level ATR/QM Status** | **Lender Provided ATR/QM Worksheet** | **Initial Lender ATR/QM Status** | **Application Date** | **Borrowers Qualified Through a Non-Resident Alien Program** | **Occupancy** | **Property Type** | **Number of Units** | **Loan Type** | **Exempt Loan Product Type** | **Exempt Loan Housing Agency** | **Community Housing Development** | **Credit Under Economic Stabilization Act Of 2008** | **Refinance Of Non-Standard Mortgage** | **Higher Priced Covered Transaction** | **State Prepay Exceptions** | **Loan Purpose** | **Loan Term Exceeds 30 Years** | **Interest Only Feature** | **Negative Amortization** | **Balloon Payment** | **Prepay Penalty Flag** | **Prepayment Penalty Type** | **Prohibited Prepayment Penalty** | **Exceeds Points And Fees** | **Exceeds DTI Limit** | **Lien Position** | **APR** | **QM Calculated DTI Adherence** | **QM Lenders DTI Adherence** | **QM Fee Adherence - Total Charges %** | **QM Fee Adherence - Lenders Fee %** | **Fannie Mae Eligible** | **Freddie Mac Eligible** | **VA Guaranty Eligible** | **FHA Insured Eligible** | **USDA Guarantee Eligible** | **Rural Housing Service Insured Eligible** | **QM - Expected Income Or Assets For DTI** | **QM - Current Employment Status For DTI** | **QM - Monthly Payment On Subject Loan For DTI** | **QM - Monthly Payment On Additional Loan For DTI** | **QM - Monthly Payment Mortgage Related Obligations** | **QM - Current Debt Obligations Alimony and Child Support for DTI** | **QM - Monthly DTI Ratio Or Residual Income** | **ATR - Guidelines Provided to Document Approach** | **ATR - Current And Expected Income And Assets** | **ATR - Current Employment Status** | **ATR - Mortgage Payment Obligation** | **ATR - Mortgage Payment on Simultaneous Transaction** | **ATR - Payment For Mortgage Related Obligations** | **ATR - Debt Obligations Including Alimony and Child Support** | **ATR - Monthly DTI Ratio or Residual Income** | **ATR - Consumer Credit History** | **ATR Lenders - DTI (Back)** | **ATR Calculated DTI (Back)** | **QM Lender Value DTI (Back)** | **QM Calculated DTI (Back)** | **Initial DTI (Back)** | **DTI Qualifying (Back)** | **Residual Income Analysis in File** | **Residual Income Guidelines** | **Did Loan Meet Guidelines** | **Residual Income Amount** | **Short Sale** | **Short Sale Date** | **Deed In Lieu** | **Deed In Lieu Date** | **QRM Flag** | **Borrower 2 Guarantor Flag** | **Borrower 3 Guarantor Flag** | **Borrower 4 Guarantor Flag** | **Borrower 1 Paystub Flag** | **Borrower 1 Paystub Number of Months** | **Borrower 2 Paystub Flag** | **Borrower 2 Paystub Number of Months** | **Borrower 3 Paystub Flag** | **Borrower 3 Paystub Number of Months** | **Borrower 4 Paystub Flag** | **Borrower 4 Paystub Number of Months** | **Borrower 1 W2 Flag** | **Borrower 1 W2 Number of Months** | **Borrower 2 W2 Flag** | **Borrower 2 W2 Number of Months** | **Borrower 3 W2 Flag** | **Borrower 3 W2 Number of Months** | **Borrower 4 W2 Flag** | **Borrower 4 W2 Number of Months** | **Borrower 1 Personal Tax Return Flag** | **Borrower 1 Personal Tax Return Number of Months** | **Borrower 2 Personal Tax Return Flag** | **Borrower 2 Personal Tax Return Number of Months** | **Borrower 3 Personal Tax Return Flag** | **Borrower 3 Personal Tax Return Number of Months** | **Borrower 4 Personal Tax Return Flag** | **Borrower 4 Personal Tax Return Number of Months** | **Borrower 1 Business Tax Return Flag** | **Borrower 1 Business Tax Return Number of Months** | **Borrower 2 Business Tax Return Flag** | **Borrower 2 Business Tax Return Number of Months** | **Borrower 3 Business Tax Return Flag** | **Borrower 3 Business Tax Return Number of Months** | **Borrower 4 Business Tax Return Flag** | **Borrower 4 Business Tax Return Number of Months** | **Borrower 1 Verbal VOE Flag** | **Borrower 1 Verbal VOE Number of Months** | **Borrower 2 Verbal VOE Flag** | **Borrower 2 Verbal VOE Number of Months** | **Borrower 3 Verbal VOE Flag** | **Borrower 3 Verbal VOE Number of Months** | **Borrower 4 Verbal VOE Flag** | **Borrower 4 Verbal VOE Number of Months** | **Borrower 1 Written VOE Flag** | **Borrower 1 Written VOE Number of Months** | **Borrower 2 Written VOE Flag** | **Borrower 2 Written VOE Number of Months** | **Borrower 3 Written VOE Flag** | **Borrower 3 Written VOE Number of Months** | **Borrower 4 Written VOE Flag** | **Borrower 4 Written VOE Number of Months** | **Borrower 1 P&L Flag** | **Borrower 1 P&L Number of Months** | **Borrower 2 P&L Flag** | **Borrower 2 P&L Number of Months** | **Borrower 3 P&L Flag** | **Borrower 3 P&L Number of Months** | **Borrower 4 P&L Flag** | **Borrower 4 P&L Number of Months** | **Borrower 1 Lease Agreement Flag** | **Borrower 1 Lease Agreement Number of Months** | **Borrower 2 Lease Agreement Flag** | **Borrower 2 Lease Agreement Number of Months** | **Borrower 3 Lease Agreement Flag** | **Borrower 3 Lease Agreement Number of Months** | **Borrower 4 Lease Agreement Flag** | **Borrower 4 Lease Agreement Number of Months** | **Is the Loan a Short-Term Rental?** | **Equity Income Flag** | **Equity Income Amount** | **Equity Income Number of Months** | **DSCR with Rent Schedule Flag** | **DSCR with Rent Schedule Income Amount** | **DSCR with Lease Agreement Flag** | **DSCR with Lease Agreement Income Amount** | **DSCR %** | **Borrower 1 CPA Letter with Income Flag** | **Borrower 1 CPA Letter with Income Number of Months** | **Borrower 1 CPA Letter without Income Flag** | **Borrower 1 CPA Letter without Income Number of Months** | **Borrower 2 CPA Letter with Income Flag** | **Borrower 2 CPA Letter with Income Number of Months** | **Borrower 2 CPA Letter without Income Flag** | **Borrower 2 CPA Letter without Income Number of Months** | **Borrower 3 CPA Letter with Income Flag** | **Borrower 3 CPA Letter with Income Number of Months** | **Borrower 3 CPA Letter without Income Flag** | **Borrower 3 CPA Letter without Income Number of Months** | **Borrower 4 CPA Letter with Income Flag** | **Borrower 4 CPA Letter with Income Number of Months** | **Borrower 4 CPA Letter without Income Flag** | **Borrower 4 CPA Letter without Income Number of Months** | **Borrower 1 Personal Bank Statements Flag** | **Borrower 1 Personal Bank Statements Number of Months** | **Borrower 2 Personal Bank Statements Flag** | **Borrower 2 Personal Bank Statements Number of Months** | **Borrower 3 Personal Bank Statements Flag** | **Borrower 3 Personal Bank Statements Number of Months** | **Borrower 4 Personal Bank Statements Flag** | **Borrower 4 Personal Bank Statements Number of Months** | **Borrower 1 Business Bank Statements Flag** | **Borrower 1 Business Bank Statements Number of Months** | **Borrower 2 Business Bank Statements Flag** | **Borrower 2 Business Bank Statements Number of Months** | **Borrower 3 Business Bank Statements Flag** | **Borrower 3 Business Bank Statements Number of Months** | **Borrower 4 Business Bank Statements Flag** | **Borrower 4 Business Bank Statements Number of Months** | **Borrower 1 Award Letter Flag** | **Borrower 1 Award Letter Number of Months** | **Borrower 2 Award Letter Flag** | **Borrower 2 Award Letter Number of Months** | **Borrower 3 Award Letter Flag** | **Borrower 3 Award Letter Number of Months** | **Borrower 4 Award Letter Flag** | **Borrower 4 Award Letter Number of Months** | **Borrower 1 Offer Letter Flag** | **Borrower 1 Offer Letter Number of Months** | **Borrower 2 Offer Letter Flag** | **Borrower 2 Offer Letter Number of Months** | **Borrower 3 Offer Letter Flag** | **Borrower 3 Offer Letter Number of Months** | **Borrower 4 Offer Letter Flag** | **Borrower 4 Offer Letter Number of Months** | **Borrower 1 IRS Transcripts - Tax Returns Flag** | **Borrower 1 IRS Transcripts - Tax Returns Number of Months** | **Borrower 1 IRS Transcripts - W2s Flag** | **Borrower 1 IRS Transcripts - W2s Number of Months** | **Borrower 2 IRS Transcripts - Tax Returns Flag** | **Borrower 2 IRS Transcripts - Tax Returns Number of Months** | **Borrower 2 IRS Transcripts - W2s Flag** | **Borrower 2 IRS Transcripts - W2s Number of Months** | **Borrower 3 IRS Transcripts - Tax Returns Flag** | **Borrower 3 IRS Transcripts - Tax Returns Number of Months** | **Borrower 3 IRS Transcripts - W2s Flag** | **Borrower 3 IRS Transcripts - W2s Number of Months** | **Borrower 4 IRS Transcripts - Tax Returns Flag** | **Borrower 4 IRS Transcripts - Tax Returns Number of Months** | **Borrower 4 IRS Transcripts - W2s Flag** | **Borrower 4 IRS Transcripts - W2s Number of Months** | **Borrower 1 Income Doc Type Summary** | **Borrower 2 Income Doc Type Summary** | **Borrower 3 Income Doc Type Summary** | **Borrower 4 Income Doc Type Summary** |
| 10001623 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | Detached PUD | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Rate and Term Refi | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.3750 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -3553.01 | No | (No Data) | No | (No Data) | No | Yes | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 4500.00 | No | (No Data) | 1.2665 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10001624 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | Detached PUD | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Purchase | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.3750 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -2306.71 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 2700.00 | No | (No Data) | 1.1704 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001625 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 6.6600 | Yes | Yes | 2.545 | 0.000 | No | No | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 22 | 21.82 | 22 | 21.82 | 21.82 | 21.82 | No | No | (No Data) | 7648.06 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br> CPA Letter without Income - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001627 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Purchase | Yes | Yes | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 7.2489 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -7414.46 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 2600.00 | No | (No Data) | 1.2125 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001631 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | 2 Family | 2 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Cashout Refi | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 7.0000 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -2241.97 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 2378.00 | No | (No Data) | 1.0606 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001632 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | Yes | Yes | No | No | No | (No Data) | (No Data) | No | No | 1 | 5.4236 | Yes | Yes | 2.406 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 22.88 | 23.3 | 22.88 | 19.88 | 19.88 | 19.88 | Yes | Yes | Yes | 11535.06 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br> CPA Letter without Income - 1 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001634 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | 2 Family | 2 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Purchase | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 7.5000 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -1497.35 | No | (No Data) | No | (No Data) | No | Yes | Yes | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 2150.00 | No | (No Data) | 1.4358 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) |
| 10001636 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Cashout Refi | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.8750 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -1411.34 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 1480.00 | No | (No Data) | 1.0486 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001637 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | 3 Family | 3 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Purchase | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.2500 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -2072.67 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 2900.00 | No | (No Data) | 1.4000 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001645 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 6.7959 | Yes | Yes | 2.348 | 0.000 | No | No | No | No | No | No | No | No | No | (No Data) | No | No | No | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 17.58 | 18.32 | 17.58 | 18.32 | 18.32 | 18.32 | No | No | (No Data) | 14146 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001646 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 5.3249 | Yes | Yes | 2.108 | 2.108 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 10.3 | 10.28 | 10.3 | 10.28 | 10.28 | 10.28 | Yes | Yes | Yes | 122237.88 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001648 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | Detached PUD | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Purchase | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 5.2490 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -3661.43 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 3200.00 | No | (No Data) | 0.8739 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001649 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Purchase | Yes | Yes | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.3749 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -2438.5 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 2450.00 | No | (No Data) | 1.0047 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001650 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | 3 Family | 3 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Purchase | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.3750 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -4322.87 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 4750.00 | No | (No Data) | 1.3300 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001651 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Purchase | Yes | Yes | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.8749 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -4373.17 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 4600.00 | No | (No Data) | 1.0518 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001652 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 7.4937 | Yes | Yes | 0 | 0.000 | (No Data) | (No Data) | No | No | No | No | No | No | No | (No Data) | No | No | No | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 17.72 | 17.73 | 17.72 | 17.73 | 17.73 | 17.73 | Yes | Yes | Yes | 13921.85 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001653 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | Detached PUD | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Purchase | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.1250 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -1959.54 | No | (No Data) | No | (No Data) | No | Yes | Yes | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 2125.00 | No | (No Data) | 1.0844 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) |
| 10001654 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | Low Rise Condo (1-4) | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 6.6696 | Yes | Yes | 1.713 | Not Applicable | (No Data) | (No Data) | No | No | No | No | No | No | No | (No Data) | No | No | No | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 41.09 | 40.78 | 41.09 | 40.78 | 40.78 | 40.78 | Yes | Yes | Yes | 9621.01 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001655 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | Detached PUD | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Purchase | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.8750 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -1778.33 | No | (No Data) | No | (No Data) | No | Yes | Yes | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 1840.00 | No | (No Data) | 1.0346 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) |
| 10001656 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Second Home | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Purchase | Yes | Yes | No | No | No | (No Data) | (No Data) | No | No | 1 | 6.1177 | Yes | Yes | 1.979 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 25.47 | 22.17 | 25.47 | 22.17 | 22.16 | 22.16 | No | No | (No Data) | 96325.41 | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001657 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | Yes | No | 1 | 5.8582 | Yes | Yes | 3.996 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 14.03 | 14.03 | 14.03 | 14.03 | 14.03 | 14.03 | No | No | (No Data) | 15054.84 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001659 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | Yes | No | 1 | 7.8773 | Yes | Yes | 3.189 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 38.61 | 38.21 | 38.61 | 38.21 | 38.21 | 38.21 | Yes | Yes | Yes | 4582.53 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Personal Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001661 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Second Home | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Purchase | Yes | Yes | No | No | No | (No Data) | (No Data) | No | No | 1 | 6.4795 | Yes | Yes | 1.338 | 1.338 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 9.05 | 8.75 | 9.05 | 8.75 | 8.75 | 8.75 | Yes | Yes | Yes | 230075.43 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001663 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Cashout Refi | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.0000 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -3041.84 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 3500.00 | No | (No Data) | 1.1506 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001665 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | 3 Family | 3 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Cashout Refi | Yes | Yes | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 5.7501 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -4887.5 | No | (No Data) | No | (No Data) | No | Yes | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 8000.00 | No | (No Data) | 1.6368 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10001667 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | Detached PUD | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Purchase | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.0000 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -3740.48 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 3300.00 | No | (No Data) | 0.8822 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001668 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | 2 Family | 2 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Cashout Refi | Yes | Yes | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.0000 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -6126.41 | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 9500.00 | No | (No Data) | 1.5506 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10001669 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Second Home | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 7.5507 | Yes | Yes | 2.409 | Not Applicable | (No Data) | (No Data) | No | No | No | No | No | No | No | (No Data) | No | No | No | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 28.29 | 28.29 | 28.29 | 28.29 | 28.29 | 28.29 | No | No | (No Data) | 23117.78 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001670 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 1 | 6.5455 | No | No | 2.735 | 2.735 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 48.63 | 48.44 | 48.63 | 48.44 | 48.44 | 48.44 | Yes | Yes | Yes | 10538.73 | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | Yes | 2 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Personal Tax Return - 24 months;<br>| Paystub - 2 months;<br> Verbal VOE with Income - 24 months;<br> W2 - 24 months;<br>| (No Data) | (No Data) |
| 10001671 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | Detached PUD | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Cashout Refi | Yes | Yes | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.3749 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -3539.24 | No | (No Data) | No | (No Data) | No | Yes | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 3200.00 | No | (No Data) | 0.9041 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10001672 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 5.3952 | Yes | Yes | 1.609 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 42.84 | 42.81 | 42.84 | 42.81 | 42.81 | 42.81 | No | No | (No Data) | 19013.22 | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | CPA Letter without Income - 24 months;<br> Personal Bank Statements - 24 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001673 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 4.9427 | Yes | Yes | 2.189 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 15.28 | 16.32 | 15.28 | 16.32 | 16.32 | 16.32 | Yes | Yes | Yes | 60402.59 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001676 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | 2 Family | 2 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Purchase | No | No | No | No | Yes | 1% of OPB | (No Data) | No | Yes | 1 | 6.0000 | No | No | 1 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -1750.4 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 2600.00 | No | (No Data) | 1.4853 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001678 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | Detached PUD | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Cashout Refi | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 5.8750 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -2016.68 | No | (No Data) | No | (No Data) | No | Yes | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 2100.00 | No | (No Data) | 1.0413 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10001679 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Rate and Term Refi | Yes | Yes | No | No | No | (No Data) | (No Data) | No | Yes | 1 | 5.3930 | Yes | No | 1.918 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 49.1 | 49.1 | 49.1 | 40.55 | 40.55 | 40.55 | Yes | Yes | Yes | 9172.58 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001681 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 6.1066 | Yes | Yes | 2.328 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 20.71 | 20.71 | 20.71 | 20.71 | 20.71 | 20.71 | No | No | (No Data) | 22114.27 | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001682 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 7.6380 | Yes | Yes | 2.47 | Not Applicable | (No Data) | (No Data) | No | No | No | No | No | No | No | (No Data) | No | No | No | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 33.12 | 30.11 | 33.12 | 30.11 | 30.11 | 30.11 | No | No | (No Data) | 12561.65 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Personal Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001683 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | Detached PUD | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Cashout Refi | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.3740 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -1954.54 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 2050.00 | No | (No Data) | 1.0488 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001684 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Cashout Refi | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 7.1251 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -1594.87 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 1500.00 | No | (No Data) | 0.9405 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001685 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Cashout Refi | Yes | Yes | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.0000 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -2111.44 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 2175.00 | No | (No Data) | 1.0301 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001687 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 6.5229 | Yes | Yes | 2.808 | Not Applicable | (No Data) | (No Data) | No | No | No | No | No | No | No | (No Data) | No | No | No | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 37.13 | 37.13 | 37.13 | 37.13 | 37.13 | 37.13 | No | No | (No Data) | 22865.23 | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001688 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Cashout Refi | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.2500 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -1546.07 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 1750.00 | No | (No Data) | 1.1319 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001689 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | 2 Family | 2 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Cashout Refi | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.0000 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -2031.02 | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 2800.00 | No | (No Data) | 1.3790 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10001690 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | 2 Family | 2 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Purchase | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 5.5001 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -6462.76 | No | (No Data) | No | (No Data) | No | Yes | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 3700.00 | No | (No Data) | 1.1200 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10001691 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Rate and Term Refi | Yes | Yes | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.3749 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -2376.41 | No | (No Data) | No | (No Data) | No | Yes | Yes | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 3200.00 | No | (No Data) | 1.3465 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) |
| 10001692 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | 2 Family | 2 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Cashout Refi | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.0000 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -3494.14 | No | (No Data) | No | (No Data) | No | Yes | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 3600.00 | No | (No Data) | 1.0302 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10001693 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 1 | 7.0110 | No | No | 1.37 | Not Applicable | No | No | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 48.98 | 48.98 | 51.2 | 48.98 | 48.98 | 48.98 | No | No | (No Data) | 2978.57 | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Personal Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001694 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 6.0752 | Yes | Yes | 1.907 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 11.95 | 11.96 | 11.95 | 11.96 | 11.95 | 11.95 | No | No | (No Data) | 27012.22 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 24 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001699 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Purchase | Yes | Yes | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.3749 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -22323.53 | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 2450.00 | No | (No Data) | 0.7894 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10001701 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 5.9470 | Yes | Yes | 2.127 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 42.59 | 42.59 | 42.59 | 42.59 | 42.59 | 42.59 | No | No | (No Data) | 18127.52 | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br> CPA Letter without Income - 12 months;<br>| Business Bank Statements - 12 months;<br> CPA Letter without Income - 12 months;<br>| (No Data) | (No Data) |
| 10001702 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | Attached PUD | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Purchase | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.3750 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -3991.42 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 2300.00 | No | (No Data) | 0.9451 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001703 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | 2 Family | 2 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Cashout Refi | No | No | No | No | Yes | 2 mos interest on amt prepd in 12 mos >1/3 of OPB | (No Data) | No | Yes | 1 | 7.2500 | No | No | 0.806 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -6410.92 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 5500.00 | No | (No Data) | 0.8570 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001704 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | Yes | No | 1 | 6.4407 | Yes | Yes | 3.062 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 39.97 | 36.46 | 39.97 | 36.46 | 36.46 | 36.46 | No | No | (No Data) | 7625.9 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001705 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | 2 Family | 2 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Cashout Refi | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.8750 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -2104.49 | No | (No Data) | No | (No Data) | No | Yes | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 3300.00 | No | (No Data) | 1.5680 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10001706 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Second Home | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 6.3360 | Yes | Yes | 0.825 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 16.72 | 16.49 | 16.72 | 16.49 | 16.49 | 16.49 | Yes | Yes | Yes | 86100.93 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br> CPA Letter without Income - 1 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001707 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 7.0406 | Yes | Yes | 2.523 | Not Applicable | (No Data) | (No Data) | No | No | No | No | No | No | No | (No Data) | No | No | No | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 25.68 | 24.92 | 25.68 | 24.92 | 24.92 | 24.92 | Yes | Yes | Yes | 15463.79 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Personal Bank Statements - 24 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001708 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 6.2455 | Yes | Yes | 1.192 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 21.21 | 21.18 | 21.21 | 21.18 | 21.18 | 21.18 | No | No | (No Data) | 67040.99 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 3 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 3 months;<br> Business Tax Return - 12 months;<br> IRS Transcripts – Tax Return(s) - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001709 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | Yes | No | 1 | 7.3178 | Yes | Yes | 3.1 | 3.100 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 25.09 | 25.16 | 25.16 | 25.16 | 25.16 | 25.16 | Yes | Yes | Yes | 28522.7 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001710 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 1 | 5.7493 | No | No | 1.232 | 1.232 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 48.18 | 47.99 | 47.99 | 47.99 | 47.99 | 47.99 | Yes | Yes | Yes | 7492.17 | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | Personal Bank Statements - 12 months;<br>| (No Data) | (No Data) |
| 10001711 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 7.4185 | Yes | Yes | 2.294 | 2.294 | (No Data) | (No Data) | No | No | No | No | No | No | No | (No Data) | No | No | No | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 35.58 | 35.58 | 35.58 | 35.58 | 35.58 | 35.58 | Yes | Yes | Yes | 11295.2 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001712 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 6.7773 | Yes | Yes | 2.737 | 2.737 | (No Data) | (No Data) | No | No | No | No | No | No | No | (No Data) | No | No | No | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 20.86 | 20.86 | 20.86 | 20.86 | 20.86 | 20.86 | No | No | (No Data) | 9458.06 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br> CPA Letter without Income - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001713 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | Detached PUD | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Purchase | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.3750 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -4545.74 | No | (No Data) | No | (No Data) | No | Yes | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 4000.00 | No | (No Data) | 0.8799 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10001714 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 6.1046 | Yes | Yes | 2.382 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 38.91 | 38.91 | 39.91 | 38.91 | 38.91 | 38.91 | No | No | (No Data) | 8308.84 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Personal Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001715 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 1 | 7.3390 | No | No | 1.874 | 1.874 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 47.98 | 44.98 | 47.98 | 44.98 | 44.98 | 44.98 | No | No | (No Data) | 4426.09 | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | Yes | 2 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Personal Bank Statements - 12 months;<br>| Paystub - 2 months;<br> W2 - 24 months;<br>| (No Data) | (No Data) |
| 10001716 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Purchase | Yes | Yes | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 7.2499 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -1098.01 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 1100.00 | No | (No Data) | 1.0018 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001717 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Cashout Refi | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 5.8750 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -774.49 | No | (No Data) | No | (No Data) | No | Yes | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 1200.00 | No | (No Data) | 1.5494 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10001718 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Purchase | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 7.1251 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -2091.78 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 2100.00 | No | (No Data) | 1.0039 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001719 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Purchase | Yes | Yes | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.8750 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -4114.43 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 1935.00 | No | (No Data) | 1.0050 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001720 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 5.7088 | Yes | Yes | 2.145 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 25.27 | 24.95 | 25.27 | 24.95 | 24.95 | 24.95 | No | No | (No Data) | 70247.94 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001724 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 6.8656 | Yes | Yes | 0 | 0.000 | (No Data) | (No Data) | No | No | No | No | No | No | No | (No Data) | No | No | No | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 30.75 | 30.03 | 30.75 | 30.03 | 30.03 | 30.03 | No | No | (No Data) | 10185.38 | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | Yes | 2 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br> CPA Letter without Income - 12 months;<br>| Paystub - 2 months;<br> W2 - 12 months;<br>| (No Data) | (No Data) |
| 10001726 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 7.6043 | Yes | Yes | 2.728 | Not Applicable | (No Data) | (No Data) | No | No | No | No | No | No | No | (No Data) | No | No | No | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 32.93 | 33.75 | 32.93 | 33.75 | 33.75 | 33.75 | No | No | (No Data) | 6481.32 | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001728 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | Low Rise Condo (1-4) | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | Yes | Yes | 1 | 7.5001 | No | No | 3.555 | 3.555 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 46.51 | 46.27 | 46.51 | 46.27 | 46.27 | 46.27 | No | No | (No Data) | 3928.85 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | CPA Letter without Income - 12 months;<br> Personal Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001729 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | 2 Family | 2 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Cashout Refi | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 7.2500 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -1604.86 | No | (No Data) | No | (No Data) | No | Yes | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 1800.00 | No | (No Data) | 1.1215 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10001730 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 7.4243 | Yes | Yes | 2.343 | Not Applicable | (No Data) | (No Data) | No | No | No | No | No | No | No | (No Data) | No | No | No | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 28.49 | 29.01 | 28.49 | 29.01 | 29.01 | 29.01 | No | No | (No Data) | 11393.92 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001731 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Second Home | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Purchase | Yes | Yes | No | No | No | (No Data) | (No Data) | No | No | 1 | 6.2844 | Yes | Yes | 2.029 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 41.66 | 40 | 41.66 | 40 | 40 | 40 | Yes | Yes | Yes | 10860.75 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br> CPA Letter without Income - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001733 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Second Home | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 7.1346 | Yes | Yes | 2.079 | Not Applicable | (No Data) | (No Data) | No | No | No | No | No | No | No | (No Data) | No | No | No | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 13.38 | 12.62 | 13.38 | 12.62 | 12.62 | 12.62 | No | No | (No Data) | 267346.28 | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001734 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | Detached PUD | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Purchase | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.1250 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -2369.85 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 2400.00 | No | (No Data) | 1.0127 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001735 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 1 | 6.9128 | No | No | 1.251 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 44.66 | 44.68 | 44.66 | 44.68 | 44.68 | 44.68 | Yes | Yes | Yes | 6629.58 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br> CPA Letter without Income - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001738 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | 2 Family | 2 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Purchase | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 7.1251 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -2595.47 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 2600.00 | No | (No Data) | 1.0017 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001740 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | Yes | No | 1 | 7.8536 | Yes | Yes | 3.208 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 9.38 | 9.38 | 9.38 | 9.38 | 9.38 | 9.38 | No | No | (No Data) | 40196.13 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001742 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | Detached PUD | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Purchase | Yes | Yes | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.7499 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 48.33 | 0 | 48.33 | 48.33 | 48.33 | (No Data) | (No Data) | (No Data) | 4643.74 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Paystub - 1 months;<br> Personal Tax Return - 24 months;<br> W2 - 24 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001743 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Rate and Term Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 7.0095 | Yes | Yes | 2.25 | Not Applicable | (No Data) | (No Data) | No | No | No | No | No | No | No | (No Data) | No | No | No | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 23.64 | 23.64 | 23.64 | 23.64 | 23.64 | 23.64 | No | No | (No Data) | 11587.19 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001745 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | Yes | Yes | 1 | 7.3417 | No | No | 3.35 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 48.73 | 48.73 | 48.73 | 48.73 | 48.73 | 48.73 | No | No | (No Data) | 3608.94 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Personal Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001746 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 7.3926 | Yes | Yes | 2.26 | Not Applicable | (No Data) | (No Data) | No | No | No | No | No | No | No | (No Data) | No | No | No | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 37.04 | 37.04 | 37.04 | 37.04 | 37.04 | 37.04 | No | No | (No Data) | 13666.45 | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001747 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 6.2798 | Yes | Yes | 2.589 | 0.000 | No | No | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 42.95 | 42.95 | 42.95 | 42.95 | 42.95 | 42.95 | No | No | (No Data) | 4331.47 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001748 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | Low Rise Condo (1-4) | 1 | Conventional | No | No | No | No | (No Data) | No | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 6.4476 | Yes | Yes | 1.974 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 25.14 | 25.07 | 25.14 | 25.07 | 25.07 | 25.07 | No | No | (No Data) | 24232.66 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Personal Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001751 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 7.0123 | Yes | Yes | 1.088 | Not Applicable | (No Data) | (No Data) | No | No | No | No | No | No | No | (No Data) | No | No | No | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 32.06 | 32.06 | 32.06 | 32.06 | 32.06 | 32.06 | No | No | (No Data) | 32615.52 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001753 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | 3 Family | 3 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Rate and Term Refi | Yes | Yes | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.7499 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -6348.61 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 9600.00 | No | (No Data) | 1.5121 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001754 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 1 | 7.1015 | No | No | 2.281 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 49.82 | 49.82 | 49.82 | 49.82 | 49.82 | 49.82 | No | No | (No Data) | 11563.58 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001755 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Cashout Refi | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.7500 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -2701.58 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 2800.00 | No | (No Data) | 1.0364 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001756 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Cashout Refi | Yes | Yes | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.3749 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -2775.4 | No | (No Data) | No | (No Data) | No | Yes | Yes | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 2800.00 | No | (No Data) | 1.0089 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) |
| 10001757 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 7.2874 | Yes | Yes | 2.713 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 42.2 | 40.74 | 42.2 | 40.74 | 40.74 | 40.74 | No | No | (No Data) | 5967.88 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001758 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | Detached PUD | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Purchase | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.3750 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -3490.72 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 3500.00 | No | (No Data) | 1.0026 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001760 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | Low Rise Condo (1-4) | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Purchase | Yes | Yes | No | No | No | (No Data) | (No Data) | No | No | 1 | 6.5436 | Yes | Yes | 1.332 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 22.07 | 18.23 | 22.07 | 16.29 | 16.29 | 16.29 | No | No | (No Data) | 19898.42 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001761 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | Low Rise Condo (1-4) | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Purchase | Yes | Yes | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.7499 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -5536.02 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 2700.00 | No | (No Data) | 1.0215 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001762 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Purchase | Yes | Yes | No | No | No | (No Data) | (No Data) | No | No | 1 | 6.5009 | Yes | Yes | 1.345 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 16.86 | 15.72 | 16.86 | 14.15 | 14.15 | 14.15 | Yes | Yes | Yes | 111574.92 | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001764 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Cashout Refi | Yes | Yes | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 7.4991 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -3674.56 | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 3700.00 | No | (No Data) | 1.0069 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10001765 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Purchase | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.5000 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -7381.46 | No | (No Data) | No | (No Data) | No | Yes | Yes | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 1500.00 | No | (No Data) | 1.0186 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) |
| 10001766 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | Detached PUD | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Purchase | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.5000 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -2426.3 | No | (No Data) | No | (No Data) | No | Yes | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 2500.00 | No | (No Data) | 1.0303 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10001767 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | Low Rise Condo (1-4) | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Cashout Refi | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.7500 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -2678.2 | No | (No Data) | No | (No Data) | No | Yes | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 3300.00 | No | (No Data) | 1.2321 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10001768 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | Yes | Yes | No | No | No | (No Data) | (No Data) | Yes | No | 1 | 7.6608 | Yes | Yes | 4.701 | 4.701 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 37.96 | 42.11 | 42.11 | 39.88 | 39.88 | 39.88 | No | No | (No Data) | 6480.55 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | Yes | 4 | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Award Letter - 12 months;<br> Paystub - 4 months;<br> W2 - 24 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001769 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 7.4524 | Yes | Yes | 2.887 | Not Applicable | (No Data) | (No Data) | No | No | No | No | No | No | No | (No Data) | No | No | No | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 5.07 | 5.07 | 5.07 | 5.07 | 5.07 | 5.07 | No | No | (No Data) | 58241.91 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001770 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 1 | 7.7148 | No | No | 2.857 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 46.82 | 47.1 | 46.82 | 47.1 | 47.1 | 47.1 | No | No | (No Data) | 4409.81 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001771 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 1 | 7.2809 | No | No | 2.295 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 48.35 | 45.35 | 48.35 | 45.35 | 45.35 | 45.35 | Yes | Yes | Yes | 6192.84 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | Yes | 1 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br> CPA Letter without Income - 1 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001772 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Rate and Term Refi | No | No | No | No | Yes | 2 mos interest on amt prepd in 12 mos >1/3 of OPB | (No Data) | No | Yes | 1 | 7.5000 | No | No | 0.833 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -9826.3 | No | (No Data) | No | (No Data) | No | Yes | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 2200.00 | No | (No Data) | 1.1326 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10001774 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | Detached PUD | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Purchase | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.6250 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -5733.68 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 2245.00 | No | (No Data) | 0.9917 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001775 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 6.7055 | Yes | Yes | 1.957 | 1.957 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 41.94 | 42.78 | 41.94 | 42.78 | 42.78 | 42.78 | Yes | Yes | Yes | 8088.32 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | Yes | 24 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | CPA Letter without Income - 24 months;<br> Personal Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001776 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 7.2277 | Yes | Yes | 1.864 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 34.93 | 34.93 | 34.93 | 34.93 | 34.93 | 34.93 | No | No | (No Data) | 11553.3 | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| Business Bank Statements - 12 months;<br>| (No Data) | (No Data) |
| 10001777 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | No | No | Purchase | Yes | Yes | No | No | No | (No Data) | (No Data) | No | No | 1 | 6.3041 | Yes | Yes | 0.59 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 38.76 | 38.76 | 38.76 | 33.84 | 33.84 | 36.28 | No | No | (No Data) | 22545.94 | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001778 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | SFR | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | Yes | (No Data) | Purchase | Yes | Yes | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 7.2499 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -1933.89 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 1700.00 | No | (No Data) | 0.8790 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001780 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 6.6777 | Yes | Yes | 1.408 | Not Applicable | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 18.09 | 18.09 | 18.09 | 18.09 | 18.09 | 18.09 | No | No | (No Data) | 73869.43 | No | (No Data) | No | (No Data) | No | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001781 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | SFR | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | No | 1 | 7.3833 | Yes | Yes | 2.196 | Not Applicable | (No Data) | (No Data) | No | No | No | No | No | No | No | (No Data) | No | No | No | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 32.46 | 31.5 | 32.46 | 31.5 | 31.5 | 31.5 | No | No | (No Data) | 21500.82 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br> CPA Letter without Income - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001784 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | Detached PUD | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Purchase | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.6250 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -5324.19 | No | (No Data) | No | (No Data) | No | Yes | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 4000.00 | No | (No Data) | 0.7512 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10001785 | XXXXXX | XXXXXX | XXXXXX | XXXX | ATR/QM: Exempt | (No Data) | (No Data) | XXXXXX | (No Data) | Investor | Detached PUD | 1 | Conventional | No | No | (No Data) | (No Data) | (No Data) | No | (No Data) | Purchase | No | No | No | No | Yes | 5% of amt prepd | (No Data) | Yes | Yes | 1 | 6.6250 | No | No | 5 | (No Data) | (No Data) | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | 0 | 0 | 0 | 0 | 0 | (No Data) | (No Data) | (No Data) | -5329.69 | No | (No Data) | No | (No Data) | No | Yes | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | Yes | 4000.00 | No | (No Data) | 0.7505 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10001786 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Primary | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | No | No | Purchase | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 1 | 6.3859 | No | No | 1.854 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 46.55 | 46.51 | 46.55 | 46.51 | 46.51 | 46.51 | No | No | (No Data) | 2709.42 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 12 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001787 | XXXXXX | XXXXXX | XXXXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Present | Non-QM: Lender documented all ATR UW factors | XXXXXX | (No Data) | Second Home | Detached PUD | 1 | Conventional | No | No | No | No | (No Data) | Yes | No | Cashout Refi | No | No | No | No | No | (No Data) | (No Data) | No | Yes | 1 | 6.9189 | No | Yes | 2.861 | 0.000 | (No Data) | (No Data) | No | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Yes | Documented | Documented | Documented | Not Applicable | Documented | Documented | Documented | Documented | 0 | 0 | 0 | 0 | 0 | 0 | Yes | Yes | Yes | -3216.02 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Yes | 6 | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | No | (No Data) | Personal Bank Statements - 6 months;<br>| (No Data) | (No Data) | (No Data) |

---

<br>©2023 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited.<br>

## Exhibit 99.3

---

| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Client Name:** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **Client Project Name:** <br>| **MCMLT 2023-NQM2** | **MCMLT 2023-NQM2** | **MCMLT 2023-NQM2** | **MCMLT 2023-NQM2** |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **Start - End Dates:** | **4/12/2022 - 5/19/2022** | **4/12/2022 - 5/19/2022** | **4/12/2022 - 5/19/2022** | **4/12/2022 - 5/19/2022** |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **Deal Loan Count:** | **116** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **Rating Agency ATR QM Data Fields** | **Rating Agency ATR QM Data Fields** | **Rating Agency ATR QM Data Fields** | **Rating Agency ATR QM Data Fields** | **Rating Agency ATR QM Data Fields** | **Rating Agency ATR QM Data Fields** | **Rating Agency ATR QM Data Fields** | **Rating Agency ATR QM Data Fields** |  |  |  |  |  |  |  |  |  |  |
| *Loans in Report:* | *116* |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **Loan Number** | **Loan Level ATR/QM Status** | **Application Date Prior to 1/10/2014** | **TRID Indicator** | **Lender Application Date** | **Broker Application Date** | **GSE Eligible** | **QRM Flag** | **ATR/QM Total Points and Fees** | **Rate Lock Date** | **APR** | **Bwr 1 Employment Indicator** | **Bwr 2 Employment Indicator** | **Bwr 1 Foreign National Indicator** | **Bwr 2 Foreign National Indicator** | **Borrowers Qualified Through a Non-Resident Alien Program** | **Residual Income Analysis in File** | **ATR/QM Residual Income** |
| 10001623 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 17882.55 | XXXXXX | 6.375 | Unemployed | Employed | Non-Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| 10001624 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 14415.85 | XXXXXX | 6.375 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10001625 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 7711 | XXXXXX | 6.66 | Employed | (No Data) | Permanent Resident Alien | (No Data) | (No Data) | No | 0 |
| 10001627 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 14587.5 | XXXXXX | 7.2489 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10001631 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 15384.15 | XXXXXX | 7 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10001632 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 10071 | XXXXXX | 5.4236 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 0 |
| 10001634 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 8400 | XXXXXX | 7.5 | Unemployed | Employed | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10001636 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 7700 | XXXXXX | 6.875 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10001637 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 10486 | XXXXXX | 6.25 | Unemployed | (No Data) | Non-Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| 10001645 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 6427.6 | XXXXXX | 6.7959 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 10001646 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 39423 | XXXXXX | 5.3249 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 40745.96 |
| 10001648 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 20602.45 | XXXXXX | 5.249 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10001649 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 19200 | XXXXXX | 6.3749 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10001650 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 25200 | XXXXXX | 6.375 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10001651 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 30000 | XXXXXX | 6.8749 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10001652 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 7.4937 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 12546.9 |
| 10001653 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 10495 | XXXXXX | 6.125 | Unemployed | Unemployed | Non-Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| 10001654 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 14071 | XXXXXX | 6.6696 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 0 |
| 10001655 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 11781 | XXXXXX | 6.875 | Unemployed | Employed | Non-Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| 10001656 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 41531.1 | XXXXXX | 6.1177 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 10001657 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 13184 | XXXXXX | 5.8582 | Employed | (No Data) | Non-Permanent Resident Alien | (No Data) | (No Data) | No | 0 |
| 10001659 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 8560.66 | XXXXXX | 7.8773 | Employed | (No Data) | Non-Resident Alien | (No Data) | (No Data) | Yes | 16496.82 |
| 10001661 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 28649 | XXXXXX | 6.4795 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 64628.61 |
| 10001663 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 17850 | XXXXXX | 6 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10001665 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 42075 | XXXXXX | 5.7501 | Unemployed | Employed | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10001667 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 22662.5 | XXXXXX | 6 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10001668 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 52500 | XXXXXX | 6 | Unemployed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| 10001669 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 9100.34 | XXXXXX | 7.5507 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 10001670 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 15046 | XXXXXX | 6.5455 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | Yes | 3512.91 |
| 10001671 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 24170.25 | XXXXXX | 6.3749 | Unemployed | Employed | Non-Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| 10001672 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 28606 | XXXXXX | 5.3952 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 10001673 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 22471 | XXXXXX | 4.9427 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 52952.46 |
| 10001676 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 2060 | XXXXXX | 6 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10001678 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 11425 | XXXXXX | 5.875 | Unemployed | Unemployed | Non-Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| 10001679 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 21596 | XXXXXX | 5.393 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 6354 |
| 10001681 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 12361 | XXXXXX | 6.1066 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 10001682 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 8596 | XXXXXX | 7.638 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 10001683 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 8564.05 | XXXXXX | 6.374 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10001684 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 10875 | XXXXXX | 7.1251 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10001685 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 17517.5 | XXXXXX | 6 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10001687 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 17651.5 | XXXXXX | 6.5229 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 10001688 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 11625 | XXXXXX | 6.25 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10001689 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 12750 | XXXXXX | 6 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| 10001690 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 22000 | XXXXXX | 5.5001 | Unemployed | Employed | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10001691 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 19200 | XXXXXX | 6.3749 | Employed | Employed | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10001692 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 21000 | XXXXXX | 6 | Employed | Employed | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10001693 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 3365.7 | XXXXXX | 7.011 | Employed | Unemployed | Permanent Resident Alien | Permanent Resident Alien | (No Data) | No | 0 |
| 10001694 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 10187.2 | XXXXXX | 6.0752 | Employed | (No Data) | Non-Permanent Resident Alien | (No Data) | (No Data) | No | 0 |
| 10001699 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 26316 | XXXXXX | 6.3749 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| 10001701 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 38599 | XXXXXX | 5.947 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 10001702 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 13500 | XXXXXX | 6.375 | Employed | (No Data) | Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| 10001703 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 6542.85 | XXXXXX | 7.25 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10001704 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 18810.63 | XXXXXX | 6.4407 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 10001705 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 11437.5 | XXXXXX | 6.875 | Unemployed | Employed | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10001706 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 15936 | XXXXXX | 6.336 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 84364 |
| 10001707 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 13186 | XXXXXX | 7.0406 | Employed | (No Data) | Non-Permanent Resident Alien | (No Data) | (No Data) | Yes | 13058 |
| 10001708 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 22481 | XXXXXX | 6.2455 | Employed | Unemployed | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 10001709 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 18672.25 | XXXXXX | 7.3178 | Employed | (No Data) | Permanent Resident Alien | (No Data) | (No Data) | Yes | 5704.54 |
| 10001710 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 8355.16 | XXXXXX | 5.7493 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | Yes | 7492.17 |
| 10001711 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 12316 | XXXXXX | 7.4185 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 5647.6 |
| 10001712 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 9196 | XXXXXX | 6.7773 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 10001713 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 28458 | XXXXXX | 6.375 | Employed | Employed | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10001714 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 10671 | XXXXXX | 6.1046 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 10001715 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 8164.75 | XXXXXX | 7.339 | Employed | Employed | Non-Permanent Resident Alien | Permanent Resident Alien | (No Data) | No | 0 |
| 10001716 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 5992 | XXXXXX | 7.2499 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10001717 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 5362.5 | XXXXXX | 5.875 | Employed | Employed | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10001718 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 14300 | XXXXXX | 7.1251 | Employed | (No Data) | Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| 10001719 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 15560 | XXXXXX | 6.875 | Employed | (No Data) | Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| 10001720 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 32671 | XXXXXX | 5.7088 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 10001724 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 6.8656 | Employed | Employed | U.S. Citizen | Permanent Resident Alien | (No Data) | No | 0 |
| 10001726 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 5711 | XXXXXX | 7.6043 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 10001728 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 5246 | XXXXXX | 7.5001 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 10001729 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 10325 | XXXXXX | 7.25 | Employed | Employed | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10001730 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 10471 | XXXXXX | 7.4243 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 10001731 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 6091 | XXXXXX | 6.2844 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 9061 |
| 10001733 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 41471 | XXXXXX | 7.1346 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 10001734 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 16840 | XXXXXX | 6.125 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10001735 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 7888.5 | XXXXXX | 6.9128 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 30410.52 |
| 10001738 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 15400 | XXXXXX | 7.1251 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10001740 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 13651.71 | XXXXXX | 7.8536 | Employed | (No Data) | Non-Permanent Resident Alien | (No Data) | (No Data) | No | 0 |
| 10001742 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 23600 | XXXXXX | 6.7499 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10001743 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 7438.5 | XXXXXX | 7.0095 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 10001745 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 10834.75 | XXXXXX | 7.3417 | Employed | (No Data) | Non-Permanent Resident Alien | (No Data) | (No Data) | No | 0 |
| 10001746 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 17131 | XXXXXX | 7.3926 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 10001747 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 9716 | XXXXXX | 6.2798 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 10001748 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 10826.58 | XXXXXX | 6.4476 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 10001751 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 8203.5 | XXXXXX | 7.0123 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 10001753 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 42840 | XXXXXX | 6.7499 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10001754 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 14911 | XXXXXX | 7.1015 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 10001755 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 17569.5 | XXXXXX | 6.75 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10001756 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 19600 | XXXXXX | 6.3749 | Unemployed | Employed | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10001757 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 6183.4 | XXXXXX | 7.2874 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 10001758 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 20050 | XXXXXX | 6.375 | Employed | (No Data) | Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| 10001760 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 6431 | XXXXXX | 6.5436 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 10001761 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 13744.5 | XXXXXX | 6.7499 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10001762 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 28971 | XXXXXX | 6.5009 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | Yes | 105811 |
| 10001764 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 25053.75 | XXXXXX | 7.4991 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| 10001765 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 10875 | XXXXXX | 6.5 | Unemployed | Employed | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10001766 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 15708 | XXXXXX | 6.5 | Employed | Employed | Non-Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| 10001767 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 12500 | XXXXXX | 6.75 | Unemployed | Employed | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10001768 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 13792.6 | XXXXXX | 7.6608 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 10001769 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 10136.2 | XXXXXX | 7.4524 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 10001770 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 5387.8 | XXXXXX | 7.7148 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 10001771 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 15581 | XXXXXX | 7.2809 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 0 |
| 10001772 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 1837.59 | XXXXXX | 7.5 | Employed | Employed | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10001774 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 11897.3 | XXXXXX | 6.625 | Employed | (No Data) | Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| 10001775 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 9552.25 | XXXXXX | 6.7055 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 8088.32 |
| 10001776 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 10835 | XXXXXX | 7.2277 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 10001777 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 10303 | XXXXXX | 6.3041 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 10001778 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 12425 | XXXXXX | 7.2499 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10001780 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 21958.5 | XXXXXX | 6.6777 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| 10001781 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 21571 | XXXXXX | 7.3833 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 10001784 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 33393.5 | XXXXXX | 6.625 | Unemployed | Employed | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10001785 | ATR/QM: Exempt | No | Yes | XXXXXX | XXXXXX | No | No | 33393.5 | XXXXXX | 6.625 | Unemployed | Employed | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| 10001786 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 3946.19 | XXXXXX | 6.3859 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| 10001787 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 8035 | XXXXXX | 6.9189 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 15744.12 |

---

<br>©2023 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited.<br>

## Exhibit 99.3

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| 0 | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 | 19 | 20 | 21 | 22 | 23 | 24 | 25 | 26 | 27 | 28 | 29 | 30 | 31 | 32 | 33 | 34 | 35 | 36 | 37 | 38 | 39 | 40 | 41 | 42 | 43 | 44 | 45 | 46 | 47 | 48 | 49 | 50 | 51 | 52 | 53 | 54 | 55 | 56 | 57 | 58 | 59 | 60 | 61 | 62 | 63 | 64 | 65 | 66 | 67 | 68 | 69 | 70 | 71 | 72 | 73 | 74 | 75 | 76 | 77 | 78 | 79 | 80 | 81 | 82 | 83 | 84 | 85 | 86 | 87 | 88 | 89 | 90 | 91 | 92 | 93 | 94 | 95 | 96 | 97 | 98 | 99 | 100 | 101 | 102 | 103 | 104 | 105 | 106 | 107 | 108 | 109 | 110 | 111 | 112 | 113 | 114 | 115 | 116 | 117 | 118 | 119 | 120 | 121 | 122 | 123 | 124 | 125 | 126 | 127 | 128 | 129 | 130 | 131 | 132 | 133 | 134 | 135 | 136 | 137 | 138 | 139 | 140 | 141 | 142 | 143 | 144 | 145 | 146 | 147 | 148 | 149 | 150 | 151 | 152 | 153 | 154 | 155 | 156 | 157 | 158 | 159 | 160 | 161 | 162 | 163 | 164 | 165 | 166 | 167 | 168 | 169 | 170 | 171 | 172 | 173 | 174 | 175 | 176 | 177 | 178 | 179 | 180 | 181 | 182 | 183 | 184 | 185 | 186 | 187 | 188 | 189 | 190 | 191 | 192 | 193 | 194 | 195 | 196 | 197 | 198 | 199 | 200 | 201 | 202 | 203 | 204 | 205 | 206 | 207 | 208 | 209 | 210 | 211 | 212 | 213 | 214 | 215 | 216 | 217 | 218 | 219 | 220 | 221 | 222 | 223 | 224 | 225 | 226 | 227 | 228 | 229 | 230 | 231 | 232 | 233 | 234 | 235 | 236 | 237 | 238 | 239 | 240 | 241 | 245 | 249 | 253 | 257 | 258 | 259 | 260 | 261 |
| **Loan Number** | **Seller Loan Number** | **Borrower 1 Last Name** | **Borrower 1 First Name** | **Borrower 2 Guarantor Flag** | **Borrower 2 Last Name** | **Borrower 2 First Name** | **Borrower 3 Guarantor Flag** | **Borrower 3 Last Name** | **Borrower 3 First Name** | **Borrower 4 Guarantor Flag** | **Borrower 4 Last Name** | **Borrower 4 First Name** | **Borrowing Entity Name** | **Borrower 2 Borrowing Entity Name** | **Address Street** | **Address Street 2** | **Address City** | **Address State** | **Address Zip** | **Loan Type** | **Product Type** | **Amortization Type** | **Note Status** | **Original Principal Balance** | **Note Date** | **First Payment Date** | **Note Rate** | **Note P&I** | **Payment Frequency** | **Maturity Date** | **Note Term** | **Amortized Term** | **Balloon** | **Balloon Term** | **Interest Only Period** | **Interest Only Term** | **Prepayment Penalty** | **Prepayment Penalty Term** | **Prepayment Penalty Type** | **Buydown** | **Buydown Period** | **Index** | **Look Back Period** | **Margin** | **Rounding Method** | **Max Rate At First Adj** | **Min Rate At First Adj** | **Rate Change Frequency** | **Payment Change Frequency** | **First Rate Change Date** | **First Payment Change Date** | **Next Rate Change Date** | **Next Pay Change Date** | **Periodic Rate Cap** | **Negative Amortization Principal Cap** | **Periodic Payment Cap Code** | **Maximum Rate** | **Minimum Rate** | **Lender Name** | **Origination Channel** | **Loan Modified** | **Reason For Modification** | **Mod Product Type** | **Modified Note Status** | **Modified Note Date** | **Note Amort Type Mod** | **Loan Amount Mod** | **Note Rate Mod** | **Note P&I Mod** | **Payment Frequency Mod** | **First Payment Date Mod** | **Maturity Date Mod** | **Loan Term Mod** | **Balloon Mod** | **Balloon Term Mod** | **Interest Only Period Mod** | **Interest Only Term Mod** | **Index Mod** | **Lookback Period Mod** | **Margin Mod** | **Rounding Method Mod** | **Max Rate At First Adj Mod** | **Min Rate At First Adj Mod** | **Rate Change Frequency Mod** | **Pay Change Frequency Mod** | **First Rate Change Date Mod** | **First Payment Change Date Mod** | **Next Rate Change Date Mod** | **Next Pay Change Date Mod** | **Periodic Rate Cap Mod** | **Negative Amortization Principal Cap Mod** | **Periodic Payment Cap Code Mod** | **Maximum Rate Mod** | **Minimum Rate Mod** | **Occupancy** | **Loan Purpose** | **Cash To Borrower At Close** | **Total Cash Out** | **Appraisal Status** | **Appraisal Form** | **Appraisal Date** | **Appraised Value** | **Sales Price** | **Value for LTV** | **Property Type** | **Number of Units** | **Year Built** | **Location** | **Occupancy Status** | **Appraisal Made** | **Site Value** | **Appraisal Review Type** | **Appraisal Review Value** | **LTV** | **CLTV** | **HCLTV** | **Mortgage Status** | **County** | **MIN Number** | **Transaction Date** | **Assumable** | **Mandatory Arbitration** | **Mortgage Insurance Required Indicator** | **Mortgage Cert in File** | **MI Paid By Borrower or Lender** | **MI Cert Number** | **MI Company** | **MI Percent of Coverage** | **MI Monthly Payment** | **Lien Position** | **Title Status** | **Other Liens** | **Other Lien Balance** | **Other Lien Payment** | **Title Doc Type** | **Title Interest Type** | **Property Tax Amount** | **Hazard Insurance Premium Amount** | **Flood Insurance Issuer** | **Flood Insurance Policy Mandatory** | **Flood Insurance Premium Amount** | **HOA Monthly Premium Amount** | **Application Status** | **Application Date** | **Number In Household** | **Relocation Loan** | **Credit Report Status** | **Credit Report Date** | **Longest Tradeline** | **Max Tradeline Amount** | **Number of Tradelines Open** | **Late Payments x30** | **Late Payments x60** | **Late Payments x90** | **Borrower 1 SSN** | **Borrower 1 Date of Birth** | **Borrower 1 Age** | **Borrower 1 Occupation** | **Borrower 1 Years On Job** | **Borrower 1 Years In Field** | **Borrower 1 Self Employed** | **Borrower 1 First Time Home Buyer** | **Borrower 1 Gender** | **Borrower 1 US Citizen** | **Borrower 1 Permanent Resident** | **Borrower 1 Non Permanent Resident** | **Borrower 1 Residency Basis Type** | **Borrower 1 Residency Duration Years** | **Borrower 1 Ethnicity** | **Borrower 1 Race** | **Borrower 1 Race 2** | **Borrower 1 Race 3** | **Borrower 1 Race 4** | **Borrower 1 Race 5** | **Borrower 1 Equifax Credit Score** | **Borrower 1 Experian Credit Score** | **Borrower 1 Transunion Credit Score** | **Borrower 1 Total Income** | **Borrower 2 SSN** | **Borrower 2 Date Of Birth** | **Borrower 2 Age** | **Borrower 2 Occupation** | **Borrower 2 Years On Job** | **Borrower 2 Years In Field** | **Borrower 2 Self Employed** | **Borrower 2 First Time Home Buyer** | **Borrower 2 Gender** | **Borrower 2 US Citizen** | **Borrower 2 Permanent Resident** | **Borrower 2 Non Permanent Resident** | **Borrower 2 Residency Basis Type** | **Borrower 2 Residency Duration Years** | **Borrower 2 Ethnicity** | **Borrower 2 Race** | **Borrower 2 Race 2** | **Borrower 2 Race 3** | **Borrower 2 Race 4** | **Borrower 2 Race 5** | **Borrower 2 Equifax Credit Score** | **Borrower 2 Experian Credit Score** | **Borrower 2 Transunion Credit Score** | **Borrower 2 Total Income** | **Current Balance** | **Current P&I** | **Representative Credit Score** | **Total Monthly Income** | **Total Remaining Gross Monthly Income** | **DTI (Front)** | **DTI (Back)** | **Total Monthly Expenses** | **Primary Residence Expense** | **Total Assets** | **Effective Amount (Assets Used)** | **Liquid Assets** | **Total Cash Required From Borrower** | **Cash Reserves** | **Months PITI Reserves** | **Months PITI Reserves (Qual Rate)** | **Qualification Method** | **Qualifying Rate** | **Qualifying P&I** | **DTI Qualifying (Front)** | **DTI Qualifying (Back)** | **Loan Doc Type** | **AUS Underwritten** | **What AUS Was Used** | **AUS Grade** | **HUD 1 Status** | **Disbursement Date** | **Good Faith Estimate Status** | **ROR Status** | **Early TIL Status** | **Corrected TIL Status** | **Final TIL Status** | **Active Material Exceptions** | **Active Non-Material Exceptions** | **Satisfied Exceptions** | **Waived Exceptions** | **Compensating Factors** | **General Comments** | **Loan Level ATR/QM Status** | **Initial Securitization Compliance Grade** | **Final Securitization Compliance Grade** | **Initial S&P Compliance Grade** | **Final S&P Compliance Grade** | **Borrower 1 Income Doc Type Summary** | **Borrower 2 Income Doc Type Summary** | **Borrower 3 Income Doc Type Summary** | **Borrower 4 Income Doc Type Summary** |
| 10001623 | XXXXXX | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.3750 | 2231.28 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 48 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Rate and Term Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | Full Appraisal | XXXXXX | 50.09 | 50.09 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 140.98 | (No Data) | (No Data) | (No Data) | 430.25 | Present | XXXXXX | Not Applicable | No | Present | XXXXXX | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | XXXXXX | (No Data) | (No Data) | 680 | XXXXXX | XXXXXX | 0 | 0 | 3553.01 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 86.86 | 86.86 | Start Rate | 6.375 | 2231.28 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> D<br> A | A | A<br> D | A | A | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10001624 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.3750 | 1798.72 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 48 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Vacant | Subject to Completion(cert in file) | XXXXXX | (No Data) | XXXXXX | 65.00 | 65.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 70.32 | (No Data) | (No Data) | (No Data) | 105.00 | Present | XXXXXX | 4 | No | Present | XXXXXX | 92 | 23000.00 | 7 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 804 | 791 | 800 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 800 | XXXXXX | XXXXXX | 0 | 0 | 2306.71 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 14.89 | 14.89 | Fully Amortized | 6.375 | 1798.73 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001625 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.3750 | 1946.48 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Vacant | Subject to Completion(cert in file) | XXXXXX | (No Data) | XXXXXX | 65.00 | 65.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 41.75 | (No Data) | (No Data) | (No Data) | 39.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 48 | 12000.00 | 6 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 680 | 684 | 696 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 684 | XXXXXX | XXXXXX | 21.47 | 21.82 | 2134.94 | 2099.94 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 31.92 | 31.92 | Fully Amortized | 6.375 | 1946.48 | 21.47 | 21.82 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors <br>A | A | A | A | A | Business Bank Statements - 12 months;<br> CPA Letter without Income - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001627 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 40 Yr Fixed Interest Only | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 7.2490 | 1762.41 | Monthly | XXXXXX | 480 | 480 | No | (No Data) | Yes | 120 | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Rural | Vacant | As-Is | XXXXXX | (No Data) | XXXXXX | 75.00 | 75.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 124.50 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 363 | 18505.00 | 10 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 675 | 658 | 665 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 665 | XXXXXX | XXXXXX | 0 | 0 | 7414.46 | 4250.21 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 144.39 | 137.73 | Fully Amortized | 7.249 | 1866.03 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001631 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 7.0000 | 2047.02 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Cashout Refi | XXXXXX | XXXXXX | Present | 1025 Multi-Fam (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 2 Family | 2 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 64.97 | 64.97 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 95.92 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 123 | 6000.00 | 5 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 671 | 644 | 650 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 650 | XXXXXX | XXXXXX | 0 | 0 | 2241.97 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 25.6 | 25.60 | Fully Amortized | 7.000 | 2047.03 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001632 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 40 Yr Fixed Interest Only | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.2500 | 1881.25 | Monthly | XXXXXX | 480 | 480 | No | (No Data) | Yes | 120 | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 45.26 | 45.26 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 211.83 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 121 | 10200.00 | 3 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 712 | 731 | 692 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 712 | XXXXXX | XXXXXX | 18.98 | 19.88 | 2861.94 | 2732.94 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 61.81 | 61.81 | Fully Amortized | 5.250 | 1881.25 | 18.98 | 19.88 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | Present | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Business Bank Statements - 12 months;<br> CPA Letter without Income - 1 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001634 | XXXXXX | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 7.5000 | 1174.68 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 48 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1025 Multi-Fam (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 2 Family | 2 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 70.00 | 70.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 150.67 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | Not Applicable | No | Present | XXXXXX | 97 | 9500.00 | 9 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 634 | 618 | 657 | XXXXXX | (No Data) | (No Data) | 634 | XXXXXX | XXXXXX | 0 | 0 | 1497.35 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 901.08 | 901.07 | Fully Amortized | 7.500 | 1174.69 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) |
| 10001636 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.8750 | 1011.67 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 12 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Owner | Subject to Completion(cert in file) | XXXXXX | (No Data) | XXXXXX | 70.00 | 70.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 212.00 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 112 | 15000.00 | 11 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 708 | 684 | 719 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 708 | XXXXXX | XXXXXX | 0 | 0 | 1411.34 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 84.29 | 84.29 | Fully Amortized | 6.875 | 1011.68 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001637 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.2500 | 1291.28 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1025 Multi-Fam (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 3 Family | 3 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 74.90 | 74.90 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 252.58 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 5 | No | Present | XXXXXX | 65 | 5000.00 | 3 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 755 | 730 | 747 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 747 | XXXXXX | XXXXXX | 0 | 0 | 2072.67 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 7.06 | 7.06 | Fully Amortized | 6.250 | 1291.29 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001645 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.6250 | 1793.90 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Vacant | As-Is | XXXXXX | (No Data) | XXXXXX | 80.05 | 80.05 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 253.25 | (No Data) | (No Data) | (No Data) | 4.16 | Present | XXXXXX | 1 | No | Present | XXXXXX | 129 | 19000.00 | 14 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 701 | 685 | 697 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 697 | XXXXXX | XXXXXX | 14.2 | 18.32 | 3173 | 2460 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 49.71 | 49.71 | Fully Amortized | 6.625 | 1793.90 | 14.2 | 18.32 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> C<br> A | A | A<br> C | A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001646 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.1250 | 10441.08 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 81.60 | 81.60 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 365.42 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 3 | No | Present | XXXXXX | 70 | 45397.00 | 7 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 789 | 773 | 730 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 773 | XXXXXX | XXXXXX | 8.9 | 10.28 | 14009.12 | 12126.12 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 23.3 | 23.30 | Fully Amortized | 5.125 | 10441.09 | 8.9 | 10.28 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> C<br> A | A | A<br> C | A<br> B | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001648 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.2490 | 2275.10 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Vacant | Subject to Completion(cert in file) | XXXXXX | (No Data) | XXXXXX | 80.00 | 80.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 27.09 | (No Data) | (No Data) | (No Data) | 41.66 | Present | XXXXXX | 2 | No | Present | XXXXXX | 264 | 10000.00 | 4 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 777 | 745 | 791 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 777 | XXXXXX | XXXXXX | 0 | 0 | 3661.43 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 26.37 | 26.37 | Fully Amortized | 5.249 | 2275.10 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001649 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 40 Yr Fixed Interest Only | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.3750 | 2040.00 | Monthly | XXXXXX | 480 | 480 | No | (No Data) | Yes | 120 | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 80.00 | 80.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 118.50 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 68 | 6000.00 | 2 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 738 | 675 | 724 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 724 | XXXXXX | XXXXXX | 0 | 0 | 2438.5 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 85.07 | 79.40 | Start Rate | 6.375 | 2040.00 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001650 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.3750 | 3144.31 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1025 Multi-Fam (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 3 Family | 3 | XXXXXX | Suburban | Vacant | As-Is | XXXXXX | (No Data) | XXXXXX | 80.00 | 80.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 201.83 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 113 | 10500.00 | 3 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 799 | 674 | 688 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 688 | XXXXXX | XXXXXX | 0 | 0 | 4322.87 | 732.91 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 7.89 | 7.89 | Fully Amortized | 6.375 | 3144.31 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001651 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 40 Yr Fixed Interest Only | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.8750 | 3437.50 | Monthly | XXXXXX | 480 | 480 | No | (No Data) | Yes | 120 | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 80.00 | 80.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 343.71 | (No Data) | (No Data) | 339.42 | 0.00 | Present | XXXXXX | 3 | No | Present | XXXXXX | 97 | 68556.00 | 13 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 727 | 712 | 715 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 715 | XXXXXX | XXXXXX | 0 | 0 | 4373.17 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 35.69 | 33.86 | Fully Amortized | 6.875 | 3674.24 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001652 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 7.5000 | 1615.19 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 60.00 | 60.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 74.92 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 31 | 2300.00 | 4 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 614 | 648 | 615 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 615 | XXXXXX | XXXXXX | 12.36 | 17.73 | 3000.15 | 2091.15 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 83.32 | 83.32 | Fully Amortized | 7.500 | 1615.19 | 12.36 | 17.73 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> C<br> A | C<br> A | A<br> C | C<br> A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001653 | XXXXXX | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.1250 | 1275.37 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Vacant | As-Is | XXXXXX | (No Data) | XXXXXX | 67.73 | 67.73 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 64.00 | (No Data) | (No Data) | (No Data) | 70.83 | Present | XXXXXX | Not Applicable | No | Present | XXXXXX | 55 | 28000.00 | 8 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 767 | 752 | 740 | XXXXXX | (No Data) | (No Data) | 752 | XXXXXX | XXXXXX | 0 | 0 | 1959.54 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 79.75 | 79.75 | Fully Amortized | 6.125 | 1275.38 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | N/A | N/A | N/A | N/A | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) |
| 10001654 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.5000 | 5309.37 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Cashout Refi | XXXXXX | XXXXXX | Present | 1073 Condo (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Low Rise Condo (1-4) | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 80.00 | 80.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 31.67 | (No Data) | (No Data) | (No Data) | 370.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 67 | 12000.00 | 9 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 723 | 623 | 661 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 661 | XXXXXX | XXXXXX | 36.62 | 40.78 | 6623.99 | 5948.99 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 20.61 | 20.61 | Fully Amortized | 6.500 | 5309.38 | 36.62 | 40.78 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | Present | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001655 | XXXXXX | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.8750 | 1547.86 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Vacant | As-Is | XXXXXX | (No Data) | XXXXXX | 71.40 | 71.40 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Attorney Opinion | Fee Simple | XXXXXX | 89.00 | (No Data) | (No Data) | (No Data) | 26.00 | Present | XXXXXX | Not Applicable | No | Present | XXXXXX | 0 | 0.00 | 1 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | XXXXXX | (No Data) | (No Data) | 653 | XXXXXX | XXXXXX | 0 | 0 | 1778.33 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 39.19 | 39.19 | Fully Amortized | 6.875 | 1547.86 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) |
| 10001656 | XXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 40 Yr Fixed Interest Only | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.0000 | 10700.00 | Monthly | XXXXXX | 480 | 480 | No | (No Data) | Yes | 120 | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Second Home | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | Full Appraisal | XXXXXX | 80.00 | 80.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 561.00 | (No Data) | (No Data) | 42.08 | 0.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 105 | 99999.00 | 9 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 730 | 735 | 708 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 808 | 763 | 761 | XXXXXX | (No Data) | (No Data) | 730 | XXXXXX | XXXXXX | 3.74 | 22.16 | 27430.42 | 4630.12 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 8.01 | 8.01 | Start Rate | 6.000 | 10700.00 | 3.74 | 22.16 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> D<br> A | D<br> A | A<br> D | D<br> A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001657 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.5000 | 1956.03 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Vacant | As-Is | XXXXXX | (No Data) | XXXXXX | 65.00 | 65.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 84.92 | (No Data) | (No Data) | (No Data) | 32.10 | Present | XXXXXX | 3 | No | Present | XXXXXX | 86 | 8000.00 | 2 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 773 | 805 | 769 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 773 | XXXXXX | XXXXXX | 13.89 | 14.03 | 2457.16 | 2432.16 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 51.53 | 51.53 | Fully Amortized | 5.500 | 1956.04 | 13.89 | 14.03 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001659 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 7.5000 | 1948.82 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Vacant | As-Is | XXXXXX | (No Data) | XXXXXX | 76.36 | 76.36 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 246.83 | (No Data) | (No Data) | (No Data) | 240.00 | Present | XXXXXX | 4 | No | Present | XXXXXX | 24 | 10000.00 | 2 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 728 | 719 | 702 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 719 | XXXXXX | XXXXXX | 37.07 | 38.21 | 2833.47 | 2749.47 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 22.56 | 22.56 | Fully Amortized | 7.500 | 1948.82 | 37.07 | 38.21 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Personal Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001661 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 40 Yr Fixed Interest Only | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.3750 | 11532.38 | Monthly | XXXXXX | 480 | 480 | No | (No Data) | Yes | 120 | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Second Home | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | Full Appraisal | XXXXXX | 80.40 | 80.40 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 341.25 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 4 | No | Present | XXXXXX | 33 | 80064.00 | 5 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 802 | 736 | 690 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 736 | XXXXXX | XXXXXX | 2.54 | 8.75 | 22060.57 | 6406.66 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 56.92 | 56.92 | Start Rate | 6.375 | 11532.38 | 2.54 | 8.75 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> D<br> A | A | A<br> D | A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001663 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.0000 | 2140.40 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 48 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Vacant | As-Is | XXXXXX | (No Data) | XXXXXX | 75.16 | 75.16 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 163.42 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 308 | 23200.00 | 16 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 711 | 730 | 715 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 715 | XXXXXX | XXXXXX | 0 | 0 | 3041.84 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 40.69 | 40.69 | Fully Amortized | 6.000 | 2140.40 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> C<br> A | A | A<br> C | A | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001665 | XXXXXX | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 40 Yr Fixed Interest Only | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.7500 | 4032.19 | Monthly | XXXXXX | 480 | 480 | No | (No Data) | Yes | 120 | Yes | 48 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Cashout Refi | XXXXXX | XXXXXX | Present | 1025 Multi-Fam (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 3 Family | 3 | XXXXXX | Urban | Vacant | As-Is | XXXXXX | (No Data) | XXXXXX | 76.50 | 76.50 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 396.43 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | Not Applicable | No | Present | XXXXXX | 603 | 10000.00 | 4 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 807 | 815 | 804 | XXXXXX | (No Data) | (No Data) | 807 | XXXXXX | XXXXXX | 0 | 0 | 4887.5 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 20.42 | 18.69 | Fully Amortized | 5.750 | 4484.25 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10001667 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.0000 | 2717.46 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 48 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Vacant | As-Is | XXXXXX | Full Appraisal | XXXXXX | 79.52 | 79.52 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 165.50 | (No Data) | (No Data) | (No Data) | 36.58 | Present | XXXXXX | 2 | No | Present | XXXXXX | 129 | 500.00 | 1 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 700 | 709 | 706 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 706 | XXXXXX | XXXXXX | 0 | 0 | 3740.48 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 27.71 | 27.71 | Fully Amortized | 6.000 | 2717.47 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> C<br> A | A | A<br> C | A | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001668 | XXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 40 Yr Fixed Interest Only | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.0000 | 5250.00 | Monthly | XXXXXX | 480 | 480 | No | (No Data) | Yes | 120 | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Cashout Refi | XXXXXX | XXXXXX | Present | 1025 Multi-Fam (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 2 Family | 2 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 65.63 | 65.63 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 174.16 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 263 | 20000.00 | 1 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 778 | 791 | 798 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 794 | 781 | 798 | XXXXXX | (No Data) | (No Data) | 791 | XXXXXX | XXXXXX | 0 | 0 | 6126.41 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 78.08 | 71.90 | Fully Amortized | 6.000 | 5777.25 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> C<br> A | A | A<br> C | A<br> B | A | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10001669 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 7.4990 | 2667.01 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Second Home | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 52.62 | 52.62 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 166.92 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 5 | No | Present | XXXXXX | 45 | Unavailable | 1 | 0 | 0 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 756 | 739 | 759 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 756 | XXXXXX | XXXXXX | 16.97 | 28.29 | 9119.22 | 5471.82 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 85.39 | 85.39 | Fully Amortized | 7.499 | 2667.02 | 16.97 | 28.29 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001670 | XXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.2500 | 3497.27 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Vacant | As-Is | XXXXXX | (No Data) | XXXXXX | 80.00 | 80.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 138.58 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 3 | No | Present | XXXXXX | 78 | 132358.00 | 11 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 772 | 741 | 751 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 668 | 690 | 719 | XXXXXX | (No Data) | (No Data) | 690 | XXXXXX | XXXXXX | 23.87 | 48.44 | 9899.23 | 4878.35 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 89.41 | 89.41 | Start Rate | 6.250 | 3497.28 | 23.87 | 48.44 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> D<br> A | A | A<br> D | A | A | Personal Tax Return - 24 months;<br>| Paystub - 2 months;<br> Verbal VOE with Income - 24 months;<br> W2 - 24 months;<br>| (No Data) | (No Data) |
| 10001671 | XXXXXX | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 40 Yr Fixed Interest Only | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.3750 | 2568.09 | Monthly | XXXXXX | 480 | 480 | No | (No Data) | Yes | 120 | Yes | 48 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 65.33 | 65.33 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 249.83 | (No Data) | (No Data) | (No Data) | 75.00 | Present | XXXXXX | Not Applicable | No | Present | XXXXXX | 0 | 0.00 | 0 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | XXXXXX | (No Data) | (No Data) | 660 | XXXXXX | XXXXXX | 0 | 0 | 3539.24 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 25.88 | 24.37 | Fully Amortized | 6.375 | 2787.20 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> C<br> A | C<br> A | A<br> C | C<br> A | A | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10001672 | XXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.2490 | 9988.24 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 62.92 | 62.92 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 439.75 | (No Data) | (No Data) | (No Data) | 110.00 | Present | XXXXXX | 4 | No | Present | XXXXXX | 114 | 91117.00 | 4 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 711 | 753 | 721 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 767 | 773 | 790 | XXXXXX | (No Data) | (No Data) | 721 | XXXXXX | XXXXXX | 36.77 | 42.81 | 14229.7 | 12224.78 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 31.41 | 31.41 | Fully Amortized | 5.249 | 9988.25 | 36.77 | 42.81 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | Present | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> C<br> A | A | A<br> C | A | A | CPA Letter without Income - 24 months;<br> Personal Bank Statements - 24 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001673 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 4.7500 | 5477.30 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 42.00 | 42.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 753.46 | (No Data) | (No Data) | (No Data) | 103.33 | Present | XXXXXX | 3 | No | Present | XXXXXX | 227 | 50000.00 | 5 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 778 | 795 | 791 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 791 | XXXXXX | XXXXXX | 12.23 | 16.32 | 11782.41 | 8825.41 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 113.09 | 113.09 | Fully Amortized | 4.750 | 5477.30 | 12.23 | 16.32 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | Present | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> D<br> A | A | A<br> D | A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001676 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.0000 | 1235.08 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 36 | 1% of OPB | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1025 Multi-Fam (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 2 Family | 2 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 80.00 | 80.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 118.25 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 146 | 10000.00 | 5 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 714 | 697 | 708 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 708 | XXXXXX | XXXXXX | 0 | 0 | 1750.4 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 6.12 | 6.12 | Fully Amortized | 6.000 | 1235.08 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001678 | XXXXXX | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.8750 | 1351.67 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Vacant | As-Is | XXXXXX | (No Data) | XXXXXX | 65.00 | 65.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 58.75 | (No Data) | (No Data) | (No Data) | 143.00 | Present | XXXXXX | Not Applicable | No | Present | XXXXXX | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | XXXXXX | (No Data) | (No Data) | 660 | XXXXXX | XXXXXX | 0 | 0 | 2016.68 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 122.34 | 122.34 | Fully Amortized | 5.875 | 1351.67 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10001679 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 40 Yr Fixed Interest Only | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.2500 | 5031.25 | Monthly | XXXXXX | 480 | 480 | No | (No Data) | Yes | 120 | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Rate and Term Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 74.19 | 74.19 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 91.17 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 142 | 26400.00 | 6 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 737 | 732 | 735 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 735 | XXXXXX | XXXXXX | 33.88 | 40.55 | 6256.48 | 5226.66 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 18.75 | 18.75 | Start Rate | 5.250 | 5031.25 | 33.88 | 40.55 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | Present | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001681 | XXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.8740 | 3220.58 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 90.00 | 90.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 326.58 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 48 | 9400.00 | 6 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 773 | 783 | 699 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 776 | 787 | 773 | XXXXXX | (No Data) | (No Data) | 773 | XXXXXX | XXXXXX | 14.8 | 20.71 | 5775.19 | 4128.19 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 17.86 | 17.86 | Fully Amortized | 5.874 | 3220.58 | 14.8 | 20.71 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> C<br> A | A | A<br> C | A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001682 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 7.3750 | 2465.71 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Owner | Subject to Completion(cert in file) | XXXXXX | (No Data) | XXXXXX | 70.00 | 70.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 147.42 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 211 | 28900.00 | 15 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 685 | 714 | 684 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 685 | XXXXXX | XXXXXX | 16.42 | 30.11 | 5412.68 | 2950.68 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 13.17 | 13.17 | Fully Amortized | 7.375 | 2465.72 | 16.42 | 30.11 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | Present | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> C<br> A | A | A<br> C | A | A | Personal Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001683 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.3740 | 1068.46 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 48 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 76.12 | 76.12 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 168.92 | (No Data) | (No Data) | (No Data) | 595.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 87 | 21000.00 | 9 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 731 | 696 | 732 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 731 | XXXXXX | XXXXXX | 0 | 0 | 1954.54 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 79.51 | 79.51 | Fully Amortized | 6.374 | 1068.46 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001684 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 7.1250 | 1465.34 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Tenant | Subject to Completion(cert in file) | XXXXXX | (No Data) | XXXXXX | 75.00 | 75.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 44.95 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 68 | 0.00 | 1 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 724 | 710 | 742 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 724 | XXXXXX | XXXXXX | 0 | 0 | 1594.87 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 106.07 | 106.07 | Fully Amortized | 7.125 | 1465.34 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> C<br> A | A | A<br> C | A | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001685 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 40 Yr Fixed Interest Only | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.0000 | 1751.75 | Monthly | XXXXXX | 480 | 480 | No | (No Data) | Yes | 120 | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 65.00 | 65.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 39.83 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 7 | No | Present | XXXXXX | 0 | 0.00 | 0 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 760 | 782 | 748 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 760 | XXXXXX | XXXXXX | 0 | 0 | 2111.44 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 123.91 | 123.91 | Start Rate | 6.000 | 1751.75 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001687 | XXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.2500 | 3985.04 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 80.40 | 80.40 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 206.67 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 4 | No | Present | XXXXXX | 248 | 100000.00 | 9 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 702 | 673 | 697 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 735 | 718 | 732 | XXXXXX | (No Data) | (No Data) | 697 | XXXXXX | XXXXXX | 12.62 | 37.13 | 13502.94 | 4590.94 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 39.1 | 39.10 | Fully Amortized | 6.250 | 3985.05 | 12.62 | 37.13 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | Present | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001688 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.2500 | 1431.54 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 48 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 75.00 | 75.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 26.58 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 310 | 25000.00 | 9 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 713 | 733 | 706 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 713 | XXXXXX | XXXXXX | 0 | 0 | 1546.07 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 143.64 | 143.64 | Start Rate | 6.250 | 1431.55 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001689 | XXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.0000 | 1528.85 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Cashout Refi | XXXXXX | XXXXXX | Present | 1025 Multi-Fam (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 2 Family | 2 | XXXXXX | Urban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 55.08 | 55.08 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 145.50 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 233 | 21000.00 | 5 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 773 | 764 | 776 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 796 | 770 | 777 | XXXXXX | (No Data) | (No Data) | 773 | XXXXXX | XXXXXX | 0 | 0 | 2031.02 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 79.3 | 79.30 | Fully Amortized | 6.000 | 1528.86 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10001690 | XXXXXX | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.5000 | 2498.27 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 48 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1025 Multi-Fam (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 2 Family | 2 | XXXXXX | Urban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 80.00 | 80.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 314.91 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | Not Applicable | No | Present | XXXXXX | 3 | 10000.00 | 3 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 712 | 729 | 703 | XXXXXX | (No Data) | (No Data) | 712 | XXXXXX | XXXXXX | 0 | 0 | 6462.76 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 22.61 | 22.61 | Start Rate | 5.500 | 2498.28 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10001691 | XXXXXX | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 40 Yr Fixed Interest Only | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.3750 | 2040.00 | Monthly | XXXXXX | 480 | 480 | No | (No Data) | Yes | 120 | Yes | 48 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Rate and Term Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 80.00 | 80.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 107.08 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | Not Applicable | No | Present | XXXXXX | 81 | 12500.00 | 1 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 731 | 754 | 743 | XXXXXX | (No Data) | (No Data) | 743 | XXXXXX | XXXXXX | 0 | 0 | 2376.41 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 8.35 | 7.78 | Fully Amortized | 6.375 | 2214.05 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) |
| 10001692 | XXXXXX | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.0000 | 2518.12 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Cashout Refi | XXXXXX | XXXXXX | Present | 1025 Multi-Fam (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 2 Family | 2 | XXXXXX | Urban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 63.64 | 63.64 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 261.27 | (No Data) | (No Data) | 44.58 | 0.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 181 | 10000.00 | 4 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 712 | 729 | 703 | XXXXXX | (No Data) | (No Data) | 712 | XXXXXX | XXXXXX | 0 | 0 | 3494.14 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 113.64 | 113.64 | Fully Amortized | 6.000 | 2518.12 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> D<br> C | A | A<br> D<br> C | A | A | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10001693 | XXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.8750 | 1638.84 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Rural | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 65.65 | 65.65 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 197.30 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 23 | 22987.00 | 12 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 674 | 682 | 655 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 700 | 741 | 687 | XXXXXX | (No Data) | (No Data) | 674 | XXXXXX | XXXXXX | 36.29 | 48.98 | 2859.89 | 2118.89 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 80.67 | 80.67 | Fully Amortized | 6.875 | 1638.85 | 36.29 | 48.98 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> D<br> C<br> A | D<br> A | A<br> D<br> C | D<br> A | A | Personal Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001694 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.8750 | 3238.67 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 75.00 | 75.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 63.89 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 5 | No | Present | XXXXXX | 138 | 10000.00 | 13 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 810 | 787 | 787 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 787 | XXXXXX | XXXXXX | 11.66 | 11.95 | 3667.78 | 3578.78 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 148.89 | 148.89 | Fully Amortized | 5.875 | 3238.67 | 11.66 | 11.95 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | Present | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Business Bank Statements - 24 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001699 | XXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 40 Yr Fixed Interest Only | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.3750 | 2796.08 | Monthly | XXXXXX | 480 | 480 | No | (No Data) | Yes | 120 | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Vacant | As-Is | XXXXXX | (No Data) | XXXXXX | 76.50 | 76.50 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 193.50 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 188 | 115460.00 | 16 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 703 | 696 | 725 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 736 | 732 | 697 | XXXXXX | (No Data) | (No Data) | 703 | XXXXXX | XXXXXX | 0 | 0 | 22323.53 | 3063 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 23.13 | 23.13 | Start Rate | 6.375 | 2796.08 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> D<br> A | A | A<br> D | A | A | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10001701 | XXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.7500 | 10833.45 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 81.60 | 81.60 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 243.00 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 4 | No | Present | XXXXXX | 0 | 0.00 | 0 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 767 | 776 | 757 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 796 | 783 | 792 | XXXXXX | (No Data) | (No Data) | 767 | XXXXXX | XXXXXX | 39.34 | 42.59 | 13448.48 | 12422.68 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 47.19 | 47.19 | Fully Amortized | 5.750 | 10833.45 | 39.34 | 42.59 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | Present | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Business Bank Statements - 12 months;<br> CPA Letter without Income - 12 months;<br>| Business Bank Statements - 12 months;<br> CPA Letter without Income - 12 months;<br>| (No Data) | (No Data) |
| 10001702 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.3750 | 1684.45 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 48 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Attached PUD | 1 | XXXXXX | Suburban | Vacant | As-Is | XXXXXX | (No Data) | XXXXXX | 72.78 | 72.78 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 74.08 | (No Data) | (No Data) | (No Data) | 186.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 100 | 2500.00 | 2 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 735 | 754 | 734 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 735 | XXXXXX | XXXXXX | 0 | 0 | 3991.42 | 1558 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 8.55 | 8.55 | Fully Amortized | 6.375 | 1684.45 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001703 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 7.2500 | 5540.47 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 48 | 2 mos interest on amt prepd in 12 mos >1/3 of OPB | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Cashout Refi | XXXXXX | XXXXXX | Present | 1025 Multi-Fam (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 2 Family | 2 | XXXXXX | Urban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 66.30 | 66.30 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 94.92 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 206 | 50000.00 | 5 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 568 | 634 | 632 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 632 | XXXXXX | XXXXXX | 0 | 0 | 6410.92 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 24.62 | 24.62 | Fully Amortized | 7.250 | 5540.47 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001704 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.1250 | 3878.68 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 85.00 | 85.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 110.75 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 31 | 4000.00 | 7 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 736 | 750 | 732 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 736 | XXXXXX | XXXXXX | 36.25 | 36.46 | 4376.1 | 4351.1 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 9.83 | 9.83 | Fully Amortized | 6.125 | 3878.69 | 36.25 | 36.46 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> C<br> A | A | A<br> C | A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001705 | XXXXXX | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.8750 | 1502.73 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 48 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Cashout Refi | XXXXXX | XXXXXX | Present | 1025 Multi-Fam (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 2 Family | 2 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 75.00 | 75.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 152.25 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | Not Applicable | No | Present | XXXXXX | 327 | 30000.00 | 8 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 683 | 749 | 706 | XXXXXX | (No Data) | (No Data) | 706 | XXXXXX | XXXXXX | 0 | 0 | 2104.49 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 29.68 | 29.68 | Fully Amortized | 6.875 | 1502.73 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> D<br> A | A | A<br> D | A | A | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10001706 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.2490 | 12005.22 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Second Home | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 69.64 | 69.64 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 229.00 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 161 | 44741.00 | 4 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 794 | 675 | 696 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 696 | XXXXXX | XXXXXX | 0.9 | 16.49 | 16997.07 | 927.43 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 80.74 | 80.74 | Fully Amortized | 6.249 | 12005.22 | 0.9 | 16.49 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Business Bank Statements - 12 months;<br> CPA Letter without Income - 1 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001707 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.7500 | 3502.43 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 75.00 | 75.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 147.50 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 4 | No | Present | XXXXXX | 43 | 33057.00 | 4 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 682 | 681 | 694 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 682 | XXXXXX | XXXXXX | 20.63 | 24.92 | 5133.49 | 4249.49 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1 | 1.00 | Fully Amortized | 6.750 | 3502.43 | 20.63 | 24.92 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> D<br> A | D<br> A | A<br> D | D<br> A | A | Personal Bank Statements - 24 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001708 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.1250 | 11605.37 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | Full Appraisal | XXXXXX | 65.86 | 65.86 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 271.25 | (No Data) | (No Data) | (No Data) | 41.67 | Present | XXXXXX | 4 | No | Present | XXXXXX | 222 | 149900.00 | 10 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 729 | 743 | 728 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 729 | XXXXXX | XXXXXX | 15.77 | 21.18 | 18016.01 | 13416.01 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 48.2 | 48.20 | Fully Amortized | 6.125 | 11605.37 | 15.77 | 21.18 | Full Doc | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | Present | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> C<br> A | A | A<br> C | A | A | Business Bank Statements - 3 months;<br> Business Tax Return - 12 months;<br> IRS Transcripts – Tax Return(s) - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001709 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 7.0000 | 4161.47 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 90.00 | 90.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 232.42 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 5 | No | Present | XXXXXX | 145 | 51708.00 | 7 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 700 | 729 | 703 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 703 | XXXXXX | XXXXXX | 12.92 | 25.16 | 9589.3 | 4923.3 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 12.2 | 12.20 | Start Rate | 7.000 | 4161.47 | 12.92 | 25.16 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> D<br> A | A | A<br> D | A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001710 | XXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.6250 | 3962.91 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Vacant | As-Is | XXXXXX | (No Data) | XXXXXX | 80.80 | 80.80 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 235.42 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 49 | 25347.00 | 3 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 702 | 750 | 734 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 797 | 783 | 783 | XXXXXX | (No Data) | (No Data) | 783 | XXXXXX | XXXXXX | 35.31 | 47.99 | 6911.83 | 5085.83 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 25.31 | 25.31 | Start Rate | 5.625 | 3962.92 | 35.31 | 47.99 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> D<br> A | A<br> B | A<br> D | A<br> B | A | (No Data) | Personal Bank Statements - 12 months;<br>| (No Data) | (No Data) |
| 10001711 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 7.3750 | 3745.19 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Vacant | As-Is | XXXXXX | (No Data) | XXXXXX | 89.96 | 89.96 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 275.24 | (No Data) | (No Data) | (No Data) | 75.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 104 | 83279.00 | 3 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 772 | 760 | 770 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 770 | XXXXXX | XXXXXX | 25.13 | 35.58 | 6238.8 | 4405.8 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 42.05 | 42.05 | Start Rate | 7.375 | 3745.19 | 25.13 | 35.58 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001712 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.5000 | 2190.12 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Owner | Subject to Completion(cert in file) | XXXXXX | (No Data) | XXXXXX | 90.00 | 90.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 87.08 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 3 | No | Present | XXXXXX | 188 | 9000.00 | 9 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 813 | 798 | 795 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 798 | XXXXXX | XXXXXX | 19.87 | 20.86 | 2492.94 | 2374.36 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 8.39 | 8.39 | Fully Amortized | 6.500 | 2190.12 | 19.87 | 20.86 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> C<br> A | A | A<br> C | A | A | Business Bank Statements - 12 months;<br> CPA Letter without Income - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001713 | XXXXXX | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.3750 | 3550.82 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 48 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Vacant | As-Is | XXXXXX | (No Data) | XXXXXX | 76.50 | 76.50 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 147.50 | (No Data) | (No Data) | (No Data) | 451.00 | Present | XXXXXX | Not Applicable | No | Present | XXXXXX | 88 | 14000.00 | 7 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 715 | 696 | 716 | XXXXXX | (No Data) | (No Data) | 715 | XXXXXX | XXXXXX | 0 | 0 | 4545.74 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 25.01 | 25.01 | Fully Amortized | 6.375 | 3550.82 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10001714 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.8750 | 2721.08 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 40.89 | 40.89 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 236.18 | (No Data) | (No Data) | (No Data) | 50.00 | Present | XXXXXX | 4 | No | Present | XXXXXX | 115 | 43500.00 | 4 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 759 | 745 | 744 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 745 | XXXXXX | XXXXXX | 28.41 | 38.91 | 5292.58 | 3864.27 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 35.02 | 35.02 | Fully Amortized | 5.875 | 2721.08 | 28.41 | 38.91 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | Present | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Personal Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001715 | XXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 7.1250 | 3006.47 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 75.00 | 75.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 72.75 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 82 | 40447.00 | 3 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 706 | 741 | 728 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | XXXXXX | (No Data) | (No Data) | 728 | XXXXXX | XXXXXX | 43.06 | 44.98 | 3618.91 | 3463.91 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 41.06 | 41.06 | Fully Amortized | 7.125 | 3006.47 | 43.06 | 44.98 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | Present | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> D<br> A | A<br> B | A<br> D | A<br> B | A | Personal Bank Statements - 12 months;<br>| Paystub - 2 months;<br> W2 - 24 months;<br>| (No Data) | (No Data) |
| 10001716 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 40 Yr Fixed Interest Only | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 7.2500 | 724.03 | Monthly | XXXXXX | 480 | 480 | No | (No Data) | Yes | 120 | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 80.00 | 80.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 126.07 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 24 | 25000.00 | 5 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 699 | Not Applicable | 699 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 699 | XXXXXX | XXXXXX | 0 | 0 | 1098.01 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 98.59 | 98.59 | Start Rate | 7.250 | 724.03 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001717 | XXXXXX | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.8750 | 634.42 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 65.00 | 65.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 102.75 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | Not Applicable | No | Present | XXXXXX | 117 | 23000.00 | 5 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 713 | 735 | 750 | XXXXXX | (No Data) | (No Data) | 735 | XXXXXX | XXXXXX | 0 | 0 | 774.49 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 128.67 | 128.67 | Fully Amortized | 5.875 | 634.43 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> C<br> A | A | A<br> C | A | A | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10001718 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 7.1250 | 1926.84 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 79.44 | 79.44 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 69.92 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 115 | 20000.00 | 11 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 686 | 690 | 700 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 690 | XXXXXX | XXXXXX | 0 | 0 | 2091.78 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 136.22 | 136.22 | Fully Amortized | 7.125 | 1926.84 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> C<br> A | A | A<br> C | A | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001719 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 40 Yr Fixed Interest Only | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.8750 | 1782.92 | Monthly | XXXXXX | 480 | 480 | No | (No Data) | Yes | 120 | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Owner | Subject to Completion(cert in file) | XXXXXX | (No Data) | XXXXXX | 80.00 | 80.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 50.00 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 245 | 89497.00 | 11 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 686 | 690 | 700 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 690 | XXXXXX | XXXXXX | 0 | 0 | 4114.43 | 2189 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 127.15 | 127.15 | Start Rate | 6.875 | 1782.92 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> D<br> A | A | A<br> D | A | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001720 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 5.5000 | 8857.51 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 80.00 | 80.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 187.58 | (No Data) | (No Data) | (No Data) | 45.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 265 | 139738.00 | 9 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 783 | 800 | 800 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 800 | XXXXXX | XXXXXX | 10.17 | 24.95 | 23358.31 | 9516.7 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 11.32 | 11.32 | Fully Amortized | 5.500 | 8857.51 | 10.17 | 24.95 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> C<br> A | C<br> B<br> A | B<br> C<br> A | C<br> B<br> A | B | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001724 | XXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.8750 | 3573.70 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 85.00 | 85.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 84.67 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 23 | 10000.00 | 3 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 702 | 712 | 718 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 655 | 685 | 669 | XXXXXX | (No Data) | (No Data) | 712 | XXXXXX | XXXXXX | 28.53 | 30.03 | 4371.37 | 4153.37 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 20.81 | 20.81 | Fully Amortized | 6.875 | 3573.70 | 28.53 | 30.03 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> D<br> A | A | A<br> D | A | A | Business Bank Statements - 12 months;<br> CPA Letter without Income - 12 months;<br>| Paystub - 2 months;<br> W2 - 12 months;<br>| (No Data) | (No Data) |
| 10001726 | XXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 7.5000 | 1482.33 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 80.00 | 80.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 165.77 | (No Data) | (No Data) | (No Data) | 11.25 | Present | XXXXXX | 2 | No | Present | XXXXXX | 60 | 6400.00 | 14 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 743 | 706 | 722 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 761 | 783 | 759 | XXXXXX | (No Data) | (No Data) | 722 | XXXXXX | XXXXXX | 18.99 | 33.75 | 3301.1 | 1858.1 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 23.74 | 23.74 | Fully Amortized | 7.500 | 1482.34 | 18.99 | 33.75 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001728 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 7.1250 | 1037.53 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Cashout Refi | XXXXXX | XXXXXX | Present | 1073 Condo (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Low Rise Condo (1-4) | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 70.00 | 70.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 58.42 | (No Data) | (No Data) | (No Data) | 190.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 25 | 39792.00 | 1 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 723 | 723 | 729 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 723 | XXXXXX | XXXXXX | 18.39 | 46.27 | 3383.09 | 1344.87 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 83.27 | 83.27 | Fully Amortized | 7.125 | 1037.53 | 18.39 | 46.27 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | Present | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | CPA Letter without Income - 12 months;<br> Personal Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001729 | XXXXXX | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 7.2500 | 1408.69 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 24 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Cashout Refi | XXXXXX | XXXXXX | Present | 1025 Multi-Fam (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 2 Family | 2 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 70.00 | 70.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 69.55 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | Not Applicable | No | Present | XXXXXX | 28 | 73225.00 | 1 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 752 | 725 | 724 | XXXXXX | (No Data) | (No Data) | 725 | XXXXXX | XXXXXX | 0 | 0 | 1604.86 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 45.67 | 45.67 | Fully Amortized | 7.250 | 1408.70 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Present | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10001730 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 7.3750 | 3108.04 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 68.70 | 68.70 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 152.75 | (No Data) | (No Data) | (No Data) | 237.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 92 | 4800.00 | 5 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 642 | 673 | 676 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 673 | XXXXXX | XXXXXX | 25.23 | 29.01 | 4657.21 | 4050.21 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 104.78 | 104.78 | Fully Amortized | 7.375 | 3108.04 | 25.23 | 29.01 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | Present | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001731 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 40 Yr Fixed Interest Only | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.1250 | 1572.08 | Monthly | XXXXXX | 480 | 480 | No | (No Data) | Yes | 120 | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Second Home | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Vacant | As-Is | XXXXXX | Full Appraisal | XXXXXX | 80.00 | 80.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 127.08 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 215 | 36337.00 | 13 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 701 | 748 | 749 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 748 | XXXXXX | XXXXXX | 12.16 | 40 | 7241.25 | 2202 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 19.51 | 19.51 | Start Rate | 6.125 | 1572.08 | 12.16 | 40 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Business Bank Statements - 12 months;<br> CPA Letter without Income - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001733 | XXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 7.1250 | 13474.38 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Second Home | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 74.17 | 74.17 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 526.00 | (No Data) | (No Data) | (No Data) | 250.00 | Present | XXXXXX | 3 | No | Present | XXXXXX | 199 | 129728.00 | 7 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 752 | 729 | 675 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 705 | 701 | 676 | XXXXXX | (No Data) | (No Data) | 729 | XXXXXX | XXXXXX | 2.2 | 12.62 | 38625.97 | 6735 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 16.26 | 16.26 | Fully Amortized | 7.125 | 13474.38 | 2.2 | 12.62 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001734 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.1250 | 2046.44 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 80.00 | 80.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 80.92 | (No Data) | (No Data) | (No Data) | 33.33 | Present | XXXXXX | 2 | No | Present | XXXXXX | 168 | 10900.00 | 16 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 765 | 728 | 714 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 728 | XXXXXX | XXXXXX | 0 | 0 | 2369.85 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 77.15 | 77.15 | Fully Amortized | 6.125 | 2046.44 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001735 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.7500 | 4162.38 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Urban | Vacant | As-Is | XXXXXX | (No Data) | XXXXXX | 85.00 | 85.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 119.58 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 18 | 18400.00 | 2 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 804 | 802 | 810 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 804 | XXXXXX | XXXXXX | 42.29 | 44.68 | 5354.42 | 5068.42 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 17.19 | 17.19 | Fully Amortized | 6.750 | 4162.38 | 42.29 | 44.68 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> D<br> C<br> A | D<br> A | A<br> D<br> C | D<br> A | A | Business Bank Statements - 12 months;<br> CPA Letter without Income - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001738 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 7.1250 | 2075.06 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1025 Multi-Fam (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 2 Family | 2 | XXXXXX | Urban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 80.00 | 80.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 144.83 | (No Data) | (No Data) | 57.58 | 23.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 115 | 0.00 | 2 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 742 | 760 | 770 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 760 | XXXXXX | XXXXXX | 0 | 0 | 2595.47 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 13.69 | 13.69 | Fully Amortized | 7.125 | 2075.06 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001740 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 7.5000 | 3097.07 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Vacant | As-Is | XXXXXX | (No Data) | XXXXXX | 76.50 | 76.50 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 166.17 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 9 | 1600.00 | 2 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 691 | 682 | 667 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 682 | XXXXXX | XXXXXX | 9.26 | 9.38 | 4161.66 | 4107.66 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 24.22 | 24.22 | Fully Amortized | 7.500 | 3097.07 | 9.26 | 9.38 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> D<br> A | A | A<br> D | A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001742 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 40 Yr Fixed Interest Only | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.7500 | 2655.00 | Monthly | XXXXXX | 480 | 480 | No | (No Data) | Yes | 120 | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 80.00 | 80.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 100.08 | (No Data) | (No Data) | (No Data) | 93.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 459 | 25000.00 | 7 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 679 | 735 | 709 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 709 | XXXXXX | XXXXXX | 25.5 | 48.33 | 4342.84 | 2292 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 13.79 | 13.79 | Start Rate | 6.750 | 2655.00 | 25.5 | 48.33 | Full Doc | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | Paystub - 1 months;<br> Personal Tax Return - 24 months;<br> W2 - 24 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001743 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.7490 | 2211.49 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Rate and Term Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 57.31 | 57.31 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 155.75 | (No Data) | (No Data) | (No Data) | 450.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 4 | 15000.00 | 8 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 785 | 774 | 752 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 774 | XXXXXX | XXXXXX | 21.34 | 23.64 | 3587.01 | 3238.01 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 52.46 | 52.46 | Fully Amortized | 6.749 | 2211.50 | 21.34 | 23.64 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | Present | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001745 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 7.0000 | 2227.11 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 61.42 | 61.42 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 149.86 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 104 | 21195.00 | 11 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 754 | 759 | 753 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 754 | XXXXXX | XXXXXX | 39.29 | 48.73 | 3430.64 | 2765.64 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 0 | 0.00 | Fully Amortized | 7.000 | 2227.11 | 39.29 | 48.73 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | Present | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Personal Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001746 | XXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 7.1250 | 5275.22 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Vacant | As-Is | XXXXXX | (No Data) | XXXXXX | 90.00 | 90.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 91.35 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 128 | 35300.00 | 3 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 768 | 786 | 756 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 682 | 726 | 693 | XXXXXX | (No Data) | (No Data) | 768 | XXXXXX | XXXXXX | 28.9 | 37.04 | 8040.82 | 6272.82 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 22.39 | 22.39 | Fully Amortized | 7.125 | 5275.22 | 28.9 | 37.04 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> D<br> A | A | A<br> D | A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001747 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.0000 | 2326.26 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Vacant | As-Is | XXXXXX | (No Data) | XXXXXX | 80.00 | 80.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 80.75 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 182 | 11000.00 | 3 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 717 | 709 | 716 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 716 | XXXXXX | XXXXXX | 42.95 | 42.95 | 3261.53 | 3261.53 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 21.9 | 21.90 | Fully Amortized | 6.000 | 2326.26 | 42.95 | 42.95 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> C<br> A | A | A<br> C | A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001748 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.2490 | 3447.65 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Cashout Refi | XXXXXX | XXXXXX | Present | 1073 Condo (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Low Rise Condo (1-4) | 1 | XXXXXX | Urban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 80.00 | 80.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 69.83 | (No Data) | (No Data) | (No Data) | 485.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 563 | 35000.00 | 12 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 682 | 705 | 708 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 705 | XXXXXX | XXXXXX | 13.05 | 25.07 | 8105.87 | 4218.87 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 26.4 | 26.40 | Fully Amortized | 6.249 | 3447.66 | 13.05 | 25.07 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | Present | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> D<br> A | A | A<br> D | A | A | Personal Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001751 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.8750 | 5025.51 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 90.00 | 90.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 86.83 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 119 | 29651.00 | 14 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 702 | 731 | 678 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 702 | XXXXXX | XXXXXX | 12.38 | 32.06 | 15391.15 | 5944.26 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 16.04 | 16.04 | Fully Amortized | 6.875 | 5025.51 | 12.38 | 32.06 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> C<br> A | C<br> B<br> A | B<br> C<br> A | C<br> B<br> A | B | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001753 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 40 Yr Fixed Interest Only | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.7500 | 4819.50 | Monthly | XXXXXX | 480 | 480 | No | (No Data) | Yes | 120 | Yes | 48 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Rate and Term Refi | XXXXXX | XXXXXX | Present | 1025 Multi-Fam (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 3 Family | 3 | XXXXXX | Urban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 71.40 | 71.40 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 473.08 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 8 | 0.00 | 1 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 645 | 651 | 636 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 645 | XXXXXX | XXXXXX | 0 | 0 | 6348.61 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 17.04 | 17.04 | Start Rate | 6.750 | 4819.50 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001754 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.8750 | 4414.56 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 80.00 | 80.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 89.25 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 153 | 15000.00 | 8 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 737 | 692 | 716 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 716 | XXXXXX | XXXXXX | 20.83 | 49.82 | 11478.42 | 4799.8 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 25.24 | 25.24 | Fully Amortized | 6.875 | 4414.57 | 20.83 | 49.82 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | Present | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001755 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.7500 | 2279.11 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 66.30 | 66.30 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 68.65 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 201 | 159328.00 | 10 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 644 | 640 | 623 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 640 | XXXXXX | XXXXXX | 0 | 0 | 2701.58 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 54.49 | 54.49 | Fully Amortized | 6.750 | 2279.11 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001756 | XXXXXX | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 40 Yr Fixed Interest Only | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.3750 | 2082.50 | Monthly | XXXXXX | 480 | 480 | No | (No Data) | Yes | 120 | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 57.65 | 57.65 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 81.00 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | Not Applicable | No | Present | XXXXXX | 229 | 31900.00 | 9 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 782 | 801 | 793 | XXXXXX | (No Data) | (No Data) | 793 | XXXXXX | XXXXXX | 0 | 0 | 2775.4 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 135.16 | 127.03 | Fully Amortized | 6.375 | 2260.18 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) |
| 10001757 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 7.0000 | 1567.59 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Urban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 71.40 | 71.40 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 102.08 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 203 | 153000.00 | 7 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 661 | 653 | 677 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 661 | XXXXXX | XXXXXX | 18.75 | 40.74 | 4103.12 | 1888.12 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 57.53 | 57.53 | Fully Amortized | 7.000 | 1567.59 | 18.75 | 40.74 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | Present | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001758 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.3750 | 2501.72 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 48 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Vacant | As-Is | XXXXXX | (No Data) | XXXXXX | 55.39 | 55.39 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 59.83 | (No Data) | (No Data) | (No Data) | 175.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 63 | 26000.00 | 3 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 745 | 738 | 746 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 745 | XXXXXX | XXXXXX | 0 | 0 | 3490.72 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 238.77 | 238.77 | Fully Amortized | 6.375 | 2501.72 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> C<br> A | A | A<br> C | A | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001760 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 40 Yr Fixed Interest Only | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.3750 | 2635.00 | Monthly | XXXXXX | 480 | 480 | No | (No Data) | Yes | 120 | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1073 Condo (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Low Rise Condo (1-4) | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 80.00 | 80.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 57.17 | (No Data) | (No Data) | (No Data) | 420.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 93 | 22600.00 | 7 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 704 | 731 | 756 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 731 | XXXXXX | XXXXXX | 15.81 | 16.29 | 3873 | 3758 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 15.47 | 15.47 | Start Rate | 6.375 | 2635.00 | 15.81 | 16.29 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> C<br> A | C<br> A | A<br> C | C<br> A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001761 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 40 Yr Fixed Interest Only | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.7500 | 1546.26 | Monthly | XXXXXX | 480 | 480 | No | (No Data) | Yes | 120 | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1073 Condo (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Low Rise Condo (1-4) | 1 | XXXXXX | Suburban | Vacant | As-Is | XXXXXX | (No Data) | XXXXXX | 71.40 | 71.40 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 41.67 | (No Data) | (No Data) | (No Data) | 405.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 287 | 25000.00 | 13 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 736 | 747 | 781 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 747 | XXXXXX | XXXXXX | 0 | 0 | 5536.02 | 2893.09 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 13.04 | 13.04 | Start Rate | 6.750 | 1546.26 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> D<br> A | A | A<br> D | A | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001762 | XXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 40 Yr Fixed Interest Only | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.3750 | 11687.50 | Monthly | XXXXXX | 480 | 480 | No | (No Data) | Yes | 120 | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | Full Appraisal | XXXXXX | 80.00 | 80.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 290.93 | (No Data) | (No Data) | (No Data) | 580.00 | Present | XXXXXX | 4 | No | Present | XXXXXX | 101 | 147790.00 | 8 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 774 | 784 | 761 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 749 | 744 | 727 | XXXXXX | (No Data) | (No Data) | 774 | XXXXXX | XXXXXX | 10.43 | 14.15 | 18393 | 13560 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 23.74 | 23.74 | Start Rate | 6.375 | 11687.50 | 10.43 | 14.15 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001764 | XXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 40 Yr Fixed Interest Only | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 7.4990 | 3131.30 | Monthly | XXXXXX | 480 | 480 | No | (No Data) | Yes | 120 | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 76.50 | 76.50 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 301.08 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 137 | 7650.00 | 11 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 714 | 719 | 725 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 769 | 706 | 703 | XXXXXX | (No Data) | (No Data) | 719 | XXXXXX | XXXXXX | 0 | 0 | 3674.56 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 71.8 | 68.70 | Fully Amortized | 7.499 | 3297.06 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> C<br> A | A | A<br> C | A | A | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10001765 | XXXXXX | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.5000 | 1374.75 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Owner | Subject to Completion(cert in file) | XXXXXX | (No Data) | XXXXXX | 75.00 | 75.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 44.75 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | Not Applicable | No | Present | XXXXXX | 58 | 53308.00 | 16 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 697 | 686 | 705 | XXXXXX | (No Data) | (No Data) | 697 | XXXXXX | XXXXXX | 0 | 0 | 7381.46 | 4440 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 84.86 | 84.86 | Fully Amortized | 6.500 | 1374.75 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> D<br> A | A | A<br> D | A | A | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) |
| 10001766 | XXXXXX | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.5000 | 1985.71 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 48 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 71.40 | 71.40 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 86.26 | (No Data) | (No Data) | (No Data) | 79.33 | Present | XXXXXX | Not Applicable | No | Present | XXXXXX | 165 | 3300.00 | 5 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | XXXXXX | (No Data) | (No Data) | 660 | XXXXXX | XXXXXX | 0 | 0 | 2426.3 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 15.98 | 15.98 | Fully Amortized | 6.500 | 1985.71 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10001767 | XXXXXX | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.7500 | 1621.50 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 24 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Cashout Refi | XXXXXX | XXXXXX | Present | 1073 Condo (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Low Rise Condo (1-4) | 1 | XXXXXX | Suburban | Tenant | As-Is | XXXXXX | (No Data) | XXXXXX | 31.25 | 31.25 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 56.33 | (No Data) | (No Data) | (No Data) | 325.00 | Present | XXXXXX | Not Applicable | No | Present | XXXXXX | 89 | 4500.00 | 2 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 716 | 675 | 688 | XXXXXX | (No Data) | (No Data) | 688 | XXXXXX | XXXXXX | 0 | 0 | 2678.2 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 89.45 | 89.45 | Fully Amortized | 6.750 | 1621.50 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10001768 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 40 Yr Fixed Interest Only | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 7.2500 | 1861.08 | Monthly | XXXXXX | 480 | 480 | No | (No Data) | Yes | 120 | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 76.25 | 76.25 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 205.67 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 3 | No | Present | XXXXXX | 120 | 41923.00 | 16 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 633 | 642 | 675 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 642 | XXXXXX | XXXXXX | 22.35 | 39.88 | 4298.98 | 2409.47 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 25.39 | 25.39 | Start Rate | 7.250 | 1861.08 | 22.35 | 39.88 | Full Doc | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | Present | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> C<br> A | A | A<br> C | A | A | Award Letter - 12 months;<br> Paystub - 4 months;<br> W2 - 24 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001769 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 7.1250 | 2446.41 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Vacant | As-Is | XXXXXX | (No Data) | XXXXXX | 81.60 | 81.60 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 63.91 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 8 | 10000.00 | 3 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 718 | 686 | 638 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 686 | XXXXXX | XXXXXX | 4.85 | 5.07 | 3108.86 | 2973.86 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 66.2 | 66.20 | Fully Amortized | 7.125 | 2446.41 | 4.85 | 5.07 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001770 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 7.3750 | 1352.62 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 81.60 | 81.60 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 95.25 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 87 | 15000.00 | 21 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 688 | 696 | 723 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 696 | XXXXXX | XXXXXX | 19.62 | 47.1 | 3926.93 | 1635.93 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 36.68 | 36.68 | Fully Amortized | 7.375 | 1352.62 | 19.62 | 47.1 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | Present | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> C<br> A | A | A<br> C | A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001771 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 7.2500 | 4666.09 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Vacant | As-Is | XXXXXX | (No Data) | XXXXXX | 80.00 | 80.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 196.42 | (No Data) | (No Data) | (No Data) | 41.66 | Present | XXXXXX | 5 | No | Present | XXXXXX | 137 | 52036.00 | 7 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 777 | 770 | 761 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 770 | XXXXXX | XXXXXX | 45.26 | 45.35 | 5138.83 | 5128.83 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 31.45 | 31.45 | Fully Amortized | 7.250 | 4666.09 | 45.26 | 45.35 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> C<br> A | C<br> B<br> A | B<br> C<br> A | C<br> B<br> A | B | Business Bank Statements - 12 months;<br> CPA Letter without Income - 1 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001772 | XXXXXX | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 7.5000 | 1541.77 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 48 | 2 mos interest on amt prepd in 12 mos >1/3 of OPB | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Rate and Term Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Urban | Vacant | As-Is | XXXXXX | (No Data) | XXXXXX | 70.00 | 70.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | (No Data) | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Leasehold | XXXXXX | 88.25 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | Not Applicable | No | Present | XXXXXX | 115 | 106881.00 | 8 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 658 | 625 | 643 | XXXXXX | (No Data) | (No Data) | 643 | XXXXXX | XXXXXX | 0 | 0 | 9826.3 | 5884 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 21.84 | 21.84 | Fully Amortized | 7.500 | 1541.77 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> D<br> B | N/A<br> B | N/A<br> D<br> B | N/A<br> B | N/A | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10001774 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.6250 | 1523.60 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Vacant | As-Is | XXXXXX | (No Data) | XXXXXX | 71.05 | 71.05 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 219.83 | (No Data) | (No Data) | (No Data) | 54.16 | Present | XXXXXX | 2 | No | Present | XXXXXX | 39 | 48987.00 | 8 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 677 | 674 | 661 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 674 | XXXXXX | XXXXXX | 0 | 0 | 5733.68 | 3470 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 39.91 | 39.91 | Start Rate | 6.625 | 1523.60 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001775 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.5000 | 3152.44 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Vacant | As-Is | XXXXXX | (No Data) | XXXXXX | 75.00 | 75.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 114.33 | (No Data) | (No Data) | (No Data) | 42.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 66 | 136249.00 | 9 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 702 | 709 | 678 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 702 | XXXXXX | XXXXXX | 25.3 | 42.78 | 6046.68 | 3576.68 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 12.4 | 12.40 | Start Rate | 6.500 | 3152.44 | 25.3 | 42.78 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> D<br> A | A | A<br> D | A | A | CPA Letter without Income - 24 months;<br> Personal Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001776 | XXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.9990 | 3958.16 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 85.00 | 85.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 113.43 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 4 | No | Present | XXXXXX | 44 | 19000.00 | 17 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 701 | 696 | 599 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 685 | 713 | 704 | XXXXXX | (No Data) | (No Data) | 704 | XXXXXX | XXXXXX | 27.11 | 34.93 | 6200.78 | 4813.78 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 7.15 | 40.25 | Fully Indexed | (No Data) | 0.00 | 27.11 | 34.93 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Business Bank Statements - 12 months;<br>| Business Bank Statements - 12 months;<br>| (No Data) | (No Data) |
| 10001777 | XXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 40 Yr Fixed Interest Only | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.2490 | 9198.53 | Monthly | XXXXXX | 480 | 480 | No | (No Data) | Yes | 120 | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 80.00 | 80.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 170.17 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 3 | No | Present | XXXXXX | 244 | 21000.00 | 5 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 802 | 799 | 798 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 801 | 803 | 798 | XXXXXX | (No Data) | (No Data) | 799 | XXXXXX | XXXXXX | 33.62 | 33.84 | 11534.06 | 11457.06 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 35.73 | 33.32 | Fully Amortized | 6.249 | 10027.31 | 36.05 | 36.28 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001778 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 40 Yr Fixed Interest Only | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 7.2500 | 1501.35 | Monthly | XXXXXX | 480 | 480 | No | (No Data) | Yes | 120 | Yes | 24 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Vacant | Subject to Completion(cert in file) | XXXXXX | (No Data) | XXXXXX | 70.00 | 70.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 62.75 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 223 | 5000.00 | 2 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 741 | 740 | 770 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 741 | XXXXXX | XXXXXX | 0 | 0 | 1933.89 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 55.51 | 53.09 | Fully Amortized | 7.250 | 1589.59 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> A | A | A | A | A | DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001780 | XXXXXX | XXXXXX | XXXXXX | No | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.6240 | 10083.86 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Vacant | As-Is | XXXXXX | (No Data) | XXXXXX | 75.00 | 75.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 210.92 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 3 | No | Present | XXXXXX | 153 | 30000.00 | 11 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 787 | 767 | 771 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 786 | 790 | 775 | XXXXXX | (No Data) | (No Data) | 771 | XXXXXX | XXXXXX | 13.84 | 18.09 | 16315.28 | 12482.28 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 18.11 | 18.11 | Fully Amortized | 6.624 | 10083.86 | 13.84 | 18.09 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001781 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 7.1250 | 6821.41 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | SFR | 1 | XXXXXX | Suburban | Vacant | As-Is | XXXXXX | (No Data) | XXXXXX | 90.00 | 90.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 112.73 | (No Data) | (No Data) | (No Data) | 0.00 | Present | XXXXXX | 2 | No | Present | XXXXXX | 105 | 6500.00 | 10 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 778 | 757 | 741 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 757 | XXXXXX | XXXXXX | 25.92 | 31.5 | 9888.18 | 8135.18 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 8.52 | 8.52 | Fully Amortized | 7.125 | 6821.41 | 25.92 | 31.5 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Business Bank Statements - 12 months;<br> CPA Letter without Income - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001784 | XXXXXX | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.6250 | 4276.44 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Vacant | As-Is | XXXXXX | (No Data) | XXXXXX | 71.05 | 71.05 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 234.25 | (No Data) | (No Data) | (No Data) | 250.00 | Present | XXXXXX | Not Applicable | No | Present | XXXXXX | 20 | 20000.00 | 4 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 682 | 684 | 699 | XXXXXX | (No Data) | (No Data) | 684 | XXXXXX | XXXXXX | 0 | 0 | 5324.19 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 61.94 | 61.94 | Fully Amortized | 6.625 | 4276.45 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> C<br> A | A<br> B | A<br> C | A<br> B | A | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10001785 | XXXXXX | XXXXXX | XXXXXX | Yes | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.6250 | 4276.44 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | Yes | 36 | 5% of amt prepd | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Investor | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Vacant | As-Is | XXXXXX | (No Data) | XXXXXX | 71.05 | 71.05 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 239.75 | (No Data) | (No Data) | (No Data) | 250.00 | Present | XXXXXX | Not Applicable | No | Present | XXXXXX | 20 | 20000.00 | 5 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 682 | 684 | 699 | XXXXXX | (No Data) | (No Data) | 684 | XXXXXX | XXXXXX | 0 | 0 | 5329.69 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 110.16 | 110.16 | Fully Amortized | 6.625 | 4276.45 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | Present | XXXXXX | Missing | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | ATR/QM: Exempt<br> D<br> A | A | A<br> D | A | A | DSCR - w/rent schedule - 0 months;<br>| DSCR - w/rent schedule - 0 months;<br>| (No Data) | (No Data) |
| 10001786 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.2500 | 1334.87 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Broker | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Primary | Purchase | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Vacant | As-Is | XXXXXX | (No Data) | XXXXXX | 80.00 | 80.00 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Commitment Title | Fee Simple | XXXXXX | 144.67 | (No Data) | (No Data) | (No Data) | 66.70 | Present | XXXXXX | 2 | No | Present | XXXXXX | 65 | 9700.00 | 2 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 760 | 768 | 749 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 760 | XXXXXX | XXXXXX | 35.32 | 46.51 | 2355.84 | 1788.84 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 26.61 | 26.61 | Fully Amortized | 6.250 | 1334.88 | 35.32 | 46.51 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Business Bank Statements - 12 months;<br>| (No Data) | (No Data) | (No Data) |
| 10001787 | XXXXXX | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Conventional | 30 Yr Fixed | Fixed | Present | XXXXXX | XXXXXX | XXXXXX | 6.6250 | 1861.38 | Monthly | XXXXXX | 360 | 360 | No | (No Data) | No | (No Data) | No | (No Data) | (No Data) | No | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | Retail | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 0 | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | Second Home | Cashout Refi | XXXXXX | XXXXXX | Present | 1004 SFR (Mar 05) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Detached PUD | 1 | XXXXXX | Suburban | Owner | As-Is | XXXXXX | (No Data) | XXXXXX | 40.66 | 40.66 | 0 | Present | XXXXXX | XXXXXX | XXXXXX | Not Assumable | No | No | No | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | 1 | Present | No | (No Data) | (No Data) | Preliminary Title | Fee Simple | XXXXXX | 158.83 | (No Data) | (No Data) | (No Data) | 101.00 | Present | XXXXXX | 1 | No | Present | XXXXXX | 77 | 10000.00 | 7 | Not Applicable | Not Applicable | Not Applicable | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 673 | 664 | 649 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | 664 | XXXXXX | XXXXXX | 0 | 0 | 3216.02 | 0 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 176.91 | 176.91 | Fully Amortized | 6.625 | 1861.39 | 0 | 0 | Alt Doc/Bank Statements | No | (No Data) | (No Data) | (No Data) | XXXXXX | (No Data) | (No Data) | (No Data) | (No Data) | (No Data) | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Non-QM: Lender documented all ATR UW factors<br> A | A | A | A | A | Personal Bank Statements - 6 months;<br>| (No Data) | (No Data) | (No Data) |

---

## Exhibit 99.3

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Client Name:** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **Client Project Name:** <br>| MCMLT 2023-NQM2 | MCMLT 2023-NQM2 | MCMLT 2023-NQM2 | MCMLT 2023-NQM2 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **Start - End Dates:** <br>| 4/12/2022 - 5/19/2022 | 4/12/2022 - 5/19/2022 | 4/12/2022 - 5/19/2022 | 4/12/2022 - 5/19/2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **Deal Loan Count:** | 116 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **Valuations Summary** | **Valuations Summary** | **Valuations Summary** | **Valuations Summary** | **Valuations Summary** | **Valuations Summary** | **Valuations Summary** | **Valuations Summary** | **Valuations Summary** | **Valuations Summary** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| *Loans in Report:* | *116* |  |  |  | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Desk Review** | **Desk Review** | **Desk Review** | **Desk Review** | **Second Desk Review** | **Second Desk Review** | **Second Desk Review** | **Second Desk Review** | **Field Review** | **Field Review** | **Field Review** | **Field Review** | **Second Field Review** | **Second Field Review** | **Second Field Review** | **Second Field Review** | **1004 SFR (Mar 05)** | **1004 SFR (Mar 05)** | **1004 SFR (Mar 05)** | **1004 SFR (Mar 05)** | **2055 Ext Only (Mar 05)** | **2055 Ext Only (Mar 05)** | **2055 Ext Only (Mar 05)** | **2055 Ext Only (Mar 05)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **Other** | **Other** | **Other** | **Other** | **Other** | **AUS Information** |
| **Loan Number** | **Seller Loan Number** | **Original Balance** | **Sales Price** | **Value For LTV** | **Appraised Date** | **Appraised Value** | **Appraisal Form** | **AVM Vendor Name** | **Confidence Score** | **Review Date** | **Review Value** | **Variance Amount** | **Variance %** | **Review Type** | **Report Date** | **Value** | **Variance Amount** | **Variance (%)** | **AVM Vendor Name** | **AVM FSD** | **Confidence Score** | **Report Date** | **Value** | **Variance Amount** | **Variance (%)** | **Report Date** | **Value** | **Variance Amount** | **Variance %** | **Report Date** | **Value** | **Variance Amount** | **Variance (%)** | **Report Date** | **Value** | **Variance Amount** | **Variance (%)** | **Report Date** | **Value** | **Variance Amount** | **Variance (%)** | **Report Date** | **Report Value** | **Variance Amount** | **Variance (%)** | **Report Date** | **Value** | **Variance Amount** | **Variance (%)** | **Other - Valuation Type** | **Report Date** | **Value** | **Variance Amount** | **Variance (%)** | **CU Score** |
| 10001623 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  | XXXXXX | XXXXXX | XXXXXX | -17.37% | Full Appraisal | XXXXXX | XXXXXX | XXXXXX | -16.53% | XXXXXX | 92.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001624 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.1 |
| 10001625 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001627 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001631 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025 Multi-Fam (Mar 05) |  |  |  | $0.00 |  |  |  | XXXXXX | XXXXXX | XXXXXX | 42.12% | XXXXXX | 1.000 | 77.00 | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 10001632 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001634 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025 Multi-Fam (Mar 05) |  |  |  | $0.00 |  |  |  | XXXXXX | XXXXXX | XXXXXX | 2.92% | XXXXXX | 1.000 | 85.00 | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 10001636 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001637 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025 Multi-Fam (Mar 05) |  |  |  | $0.00 |  |  |  | XXXXXX | XXXXXX | XXXXXX | 5.71% | XXXXXX | 26.000 | 74.00 | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 10001645 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001646 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  | XXXXXX | XXXXXX | XXXXXX | 1.11% | XXXXXX | 3.000 | 69.00 |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | -11.43% | Reconciliation | XXXXXX | XXXXXX | XXXXXX | 0.00% | (No Data) |
| 10001648 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001649 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 5.0 |
| 10001650 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025 Multi-Fam (Mar 05) |  |  |  | $0.00 |  |  |  | XXXXXX | XXXXXX | XXXXXX | -36.03% | XXXXXX | 1.000 | 66.00 | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 10001651 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.7 |
| 10001652 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001653 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001654 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Condo (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001655 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001656 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% | Full Appraisal |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 4.5 |
| 10001657 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001659 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.8 |
| 10001661 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  | XXXXXX | XXXXXX | XXXXXX | 10.34% | Full Appraisal |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.7 |
| 10001663 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001665 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025 Multi-Fam (Mar 05) |  |  |  | $0.00 |  |  |  | XXXXXX | XXXXXX | XXXXXX | -37.09% | XXXXXX | 1.000 | 90.00 | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 10001667 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  | XXXXXX | XXXXXX | XXXXXX | -1.21% | Full Appraisal |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.0 |
| 10001668 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025 Multi-Fam (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | -27.27% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 10001669 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  | XXXXXX | XXXXXX | XXXXXX | 23.86% | XXXXXX | 1.000 | 89.00 | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 5.0 |
| 10001670 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.4 |
| 10001671 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | -8.11% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001672 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | 2.61% |  |  | $0.00 | $0.00 | 0.00% | 2.9 |
| 10001673 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | 19.60% |  |  | $0.00 | $0.00 | 0.00% | 2.9 |
| 10001676 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025 Multi-Fam (Mar 05) |  |  |  | $0.00 |  |  |  | XXXXXX | XXXXXX | XXXXXX | -5.73% | XXXXXX | 4.000 | 96.00 | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 10001678 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001679 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | -9.26% | Reconciliation | XXXXXX | XXXXXX | XXXXXX | 14.81% | 1.0 |
| 10001681 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.8 |
| 10001682 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001683 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001684 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.6 |
| 10001685 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001687 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001688 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001689 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025 Multi-Fam (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 10001690 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025 Multi-Fam (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 10001691 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 5.0 |
| 10001692 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025 Multi-Fam (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 10001693 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.9 |
| 10001694 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001699 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001701 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.6 |
| 10001702 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001703 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025 Multi-Fam (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 0.00% | (No Data) |
| 10001704 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001705 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025 Multi-Fam (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 10001706 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | 3.57% |  |  | $0.00 | $0.00 | 0.00% | 4.2 |
| 10001707 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.8 |
| 10001708 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  | XXXXXX | XXXXXX | XXXXXX | 0.69% | Full Appraisal |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.6 |
| 10001709 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.6 |
| 10001710 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.8 |
| 10001711 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | -10.25% |  |  | $0.00 | $0.00 | 0.00% | 3.5 |
| 10001712 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 5.0 |
| 10001713 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 4.7 |
| 10001714 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001715 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001716 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.2 |
| 10001717 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001718 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.1 |
| 10001719 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001720 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.7 |
| 10001724 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | 2.42% |  |  | $0.00 | $0.00 | 0.00% | 2.6 |
| 10001726 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.4 |
| 10001728 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Condo (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001729 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025 Multi-Fam (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 10001730 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.6 |
| 10001731 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  | XXXXXX | XXXXXX | XXXXXX | 0.26% | Full Appraisal |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001733 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | -9.97% |  |  | $0.00 | $0.00 | 0.00% | 2.6 |
| 10001734 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001735 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001738 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025 Multi-Fam (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 10001740 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001742 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001743 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 5.0 |
| 10001745 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001746 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001747 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001748 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Condo (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001751 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001753 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025 Multi-Fam (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 10001754 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.6 |
| 10001755 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.8 |
| 10001756 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001757 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.8 |
| 10001758 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001760 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Condo (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001761 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Condo (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.3 |
| 10001762 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  | XXXXXX | XXXXXX | XXXXXX | 0.47% | Full Appraisal |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 5.0 |
| 10001764 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.3 |
| 10001765 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001766 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.6 |
| 10001767 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Condo (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001768 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001769 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001770 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001771 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.2 |
| 10001772 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001774 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001775 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001776 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001777 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 6.33% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 4.0 |
| 10001778 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.5 |
| 10001780 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | 5.58% |  |  | $0.00 | $0.00 | 0.00% | 2.6 |
| 10001781 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | -7.56% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |
| 10001784 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | -0.51% |  |  | $0.00 | $0.00 | 0.00% | 3.2 |
| 10001785 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | -0.51% |  |  | $0.00 | $0.00 | 0.00% | (No Data) |
| 10001786 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 4.4 |
| 10001787 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR (Mar 05) |  |  |  | $0.00 |  |  |  |  | $0.00 | $0.00 | 0.00% |  | 0.000 |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.0 |

---

## Exhibit 99.3

---

| | |
|:---|:---|
| **Client Name:** |  |
| **Client Project Name:** | **MCMLT 2023-NQM2** |
| **Start - End Dates:** | **4/12/2022 - 5/19/2022** |
| **Deal Loan Count:** | **116** |
| **Waived Conditions Summary** | **Waived Conditions Summary** |
| <br>©2023 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. | <br>©2023 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. |

---

## Exhibit 99.4

![](selene_logo.jpg)

#### Selene Diligence LLC ("Selene")

#### Due Diligence Review Narrative ("Report")

Selene's Report, which is to be made available to the recipients by the Client, includes the loan level results of Selene's independent, third-party due diligence review conducted on behalf of the Client. The scope of review for these loans is as follows:

#### DESCRIPTION OF SERVICES:

&nbsp;&nbsp;&nbsp;&nbsp;(1) Type of assets that were reviewed.

Selene Diligence LLC ("Selene") performed certain due diligence services described below on residential mortgage loans originated by numerous entities and obtained by Mill City Holdings, LLC ("Client"). The review was conducted between March 2022 and January 2023 via files imaged and provided for review (the "Review").

&nbsp;&nbsp;&nbsp;&nbsp;(2) Sample size of the assets reviewed.

This Review consisted of 100% of the loan population.

#### FINAL SECURITIZATION POPULATION
Selene was instructed to perform a review on a population totaling 282 ATR-QM Exempt loans and 156 Non-QM loans for a total of 438 loans the "Final Securitization Population".

*<u>Credit Reviews (438):</u>*

During the Review, Selene performed a credit review on 438 mortgage loans in the Final Securitization Population.

*<u>Compliance Review (438)</u>*

During the Review, Selene performed a compliance review on 438 mortgage loans in the Final Securitization Population.

*<u>Valuation Reviews (438):</u>*

During the Review, Selene performed a property valuation review on 438 mortgage loans in the Final Securitization Population.

*<u>Data Integrity Review (438):</u>*

During the Review, Selene performed a Data Integrity Review on 438 mortgage loans in the Final Securitization Population.

------

After Selene's initial review was completed, the Client provided Selene with a confirmed list of 438 mortgage loans that formed the Final Securitization Population. The table below summarizes the reviews conducted by Selene.

---

| | | |
|:---|:---|:---|
| **Review** | **Reviewed Total** | **% of Final Securitization Population** |
| Credit Population | 438 | 100% |
| Compliance Population | 438 | 100% |
| Valuation Population | 438 | 100% |
| Data Integrity Population | 438 | 100% |

---

&nbsp;&nbsp;&nbsp;&nbsp;(3) Determination of the sample size and computation.

The Review was conducted with sample size criteria that has been communicated by the Client to Selene to be consistent with the criteria for the nationally recognized statistical ratings organizations identified in Item 3 of the ABS Due Diligence-15E.s, Fitch Ratings ("Fitch"), and DBRS, Inc. ("DBRS/Morningstar") collectively the ("NRSRO(s)").

&nbsp;&nbsp;&nbsp;&nbsp;(4) Quality or integrity of information or data about the assets: review and methodology.

Where available, Selene compared the data fields on the bid tape provided by the Client to the data found in the actual loan file as captured by Selene. This information may not have been available for all mortgage loans.

&nbsp;&nbsp;&nbsp;&nbsp;(5) Origination of the assets and conformity to stated underwriting or credit extension Guidelines, standards, criteria or other requirements: review and methodology.

Selene assessed the underwriting Guidelines and compared the documentation in the loan file against the stated Guidelines for adherence.

#### GUIDELINES
XXX NonQM Investor Eligibility Guidelines, XXX Non-Agency Advantage Underwriting Guidelines and XXX Mortgage Guidelines **(the "Guidelines")**

#### LOAN GRADING
The Guidelines referenced above served as the benchmark for grading loans with respect to credit, compliance, underwriting, property valuation and data integrity. Each loan received an "initial" and a "final" grade. The "initial" grade was assigned during the initial loan review. The "final" grade considers additional information and supporting documentation that may have been provided by the originators to clear outstanding conditions. Selene's loan grading is solely based on Selene's independent assessment of all Guideline exceptions and compensating factors for each of the component reviews. Selene is providing a comprehensive loan-level analysis that includes initial grades, final grades and detailed commentary on the rationale for any changes in grades and sets forth compensating factors and waivers.

Page 2 of 15

------

#### SCOPE OF REVIEW
Selene examined the selected loan files with respect to the presence or absence of relevant documents, enforceability of mortgage loan documents, and accuracy and completeness of data fields. Selene relied on the accuracy of information contained in loan documentation provided to Selene (for more detail, please refer to Appendix A, B, and C, attached hereto).

#### CREDIT REVIEW

Selene's credit scope of review conducted on this transaction included the following elements:

<br> • Assessed whether the characteristics of the mortgage loans and the borrowers conformed to the Guidelines cited above;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;•&nbsp;&nbsp;&nbsp;&nbsp; Re-calculated LTV, CLTV, income, liabilities and compared these against the Guidelines;

<br> • Analyzed asset statements to determine whether funds to close and reserves were within the Guidelines;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;•&nbsp;&nbsp;&nbsp;&nbsp; Confirmed that credit scores (FICO) and credit histories were within the Guidelines.

#### COMPLIANCE REVIEW

Selene's compliance scope determined whether the mortgage loans comply with the Federal Truth in Lending Act, Sections 1098 and 1100A of Dodd Frank, and Sections 1411 and 1412 of the Wall Street Reform and Consumer Protection Act.

#### PROPERTY VALUATION REVIEW

Selene's Property Valuation scope of review conducted on this transaction included the following elements.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• **Original Appraisal Assessment**

Selene reviewed the original appraisal provided to determine whether the original appraisal was complete, thorough and the original appraised value was reasonably supported.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• **Value Supported Analysis**

Selene applied a cascade methodology to determine if the original appraised value was reasonably supported when compared to an independent third-party valuation product provided by the Client.

Page 3 of 15

------

#### DATA INTEGRITY REVIEW

Selene uploaded tape data into its due diligence application and compares it to the actual documents provided.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Tape data received from lender/client is stored in a secured FTP folder;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Tape data is uploaded into the application;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Loan Reviewer collects validated loan data;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Each received data point is compared to its counterpart collected data point; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Discrepancies found during comparison are stored and reported.

Selene provided the Client with a copy of the initial loan level tape discrepancy report which shows the differences between the data received by the Client versus the data captured by Selene during the loan review.

#### SUMMARY OF FINDINGS & CONCLUSIONS OF REVIEW
The NRSRO criteria referenced for this report and utilized for grading descriptions is based upon the requirements of the NRSROs.

With respect to the Final Securitization Population, Selene conducted (i) a Credit Review on 438 mortgage loans, (ii) a Compliance Review on 438 mortgage loans (iii) a Valuation Review on 438 mortgage loans, and (iv) a Data Integrity Review on 438 mortgage loans; the results of these reviews are discussed below. All grades shown below are based upon the NRSRO grading methodologies utilized by the NRSROs.

#### REVIEW RESULTS SUMMARY
After review of the 438 mortgage loans; 367 mortgage loans had a rating grade of A, 71 mortgage loans had a rating grade of B, 0 mortgage loans had a rating grade of C, and 0 mortgage loans had a rating grade of D.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> ***Grades per loan (438 overall loans):***<br>

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | **INITIAL RA GRADES - OVERALL** | **INITIAL RA GRADES - OVERALL** | **INITIAL RA GRADES - OVERALL** | **FINAL RA GRADES - OVERALL** | **FINAL RA GRADES - OVERALL** | **FINAL RA GRADES - OVERALL** |
| <br>**NRSRO Grade** | **Fitch** | **DBRS** | **%** | **Fitch** | **DBRS** | **%** |
| A | 151 | 151 | 34.47%<br> A | 367 | 367 | 83.79% |
| B | 27 | 27 | 6.17%<br> B | 71 | 71 | 16.24% |
| C | 102 | 102 | 23.29%<br> C | 0 | 0 | 0% |
| D | 158 | 158 | 36.07%<br> D | 0 | 0 | 0% |

---

Page 4 of 15

------

<br> ***Final Grades per loan broken out by compliance, credit and property:***<br>

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | **FINAL RA GRADES - COMPLIANCE** | **FINAL RA GRADES - COMPLIANCE** | **FINAL RA GRADES - COMPLIANCE** | **FINAL RA GRADES - CREDIT** | **FINAL RA GRADES - CREDIT** | **FINAL RA GRADES - CREDIT** |
| &nbsp;&nbsp;&nbsp; **NRSRO Grade** | **Fitch** | **DBRS** | **%** | **Fitch** | **DBRS** | **%** |
| A | 436 | 436 | 99.54%<br> A | 372 | 372 | 84.93% |
| B | 2 | 2 | 0.46%<br> B | 66 | 66 | 15.07% |
| C | 0 | 0 | 0%<br> C | 0 | 0 | 0% |
| D | 0 | 0 | 0%<br> D | 0 | 0 | 0% |

---

---

| | | | |
|:---|:---|:---|:---|
| | **FINAL RA GRADES - PROPERTY** | **FINAL RA GRADES - PROPERTY** | **FINAL RA GRADES - PROPERTY** |
| &nbsp;&nbsp;&nbsp; **NRSRO Grade** | **Fitch** | **DBRS** | **%** |
| A | 435 | 435 | 99.31% |
| B | 3 | 3 | 0.69% |
| C | 0 | 0 | 0% |
| D | 0 | 0 | 0% |

---

#### REVIEW RESULTS SUMMARY (EXCEPTION LISTING)
Review of the Final Grading Summary (redacted) provides the exceptions in detail and the migration from the initial rating agency grade to the final rating agency grade, based on mitigation/resolution from the client.

*Disclaimer:* Please be advised that Selene did not make a determination as to whether the mortgage loans complied with federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated below. There can be no assurance that the Review uncovered all relevant factors relating to the origination of the mortgage loans, their compliance with all applicable laws and regulations and the original appraisals relating to the mortgaged properties or uncovered all relevant factors that could affect the future performance of the mortgage loans. Furthermore, the findings reached by Selene are dependent upon its receiving complete and accurate data regarding the mortgage loans from mortgage loan originators and other third parties upon which Selene is relying in reaching such findings.

Please be further advised that Selene does not employ personnel who are licensed to practice law in the various jurisdictions, and the findings set forth in the reports prepared by Selene do not constitute legal advice or opinions. They are recommendations or conclusions based on information provided to Selene. Information contained in any Selene report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of

Page 5 of 15

------

limitations identified in the report based on certain factors, including the facts and circumstances of an individual mortgage loan. Risk levels associated with a loan may have changed an exception level, given

rating agency published guidance, written guidance, or other guidance from the rating agency team on the transaction. All final decisions as to whether to purchase or enter into a transaction related to any individual mortgage loan or the mortgage loans in the aggregate, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such mortgage loan or mortgage loans, shall be made solely by the Client, or other agreed upon party, that has engaged Selene to prepare its reports pursuant to its instructions and Guidelines. The Client, or other agreed upon party, acknowledges and agrees that the scoring models applied by Selene are

designed to identify potential risk and the Client, or other agreed upon party, assumes sole responsibility for determining the suitability of the information for its particular use. Selene does not make any representation or warranty as to the value of any mortgage loan or mortgage loans collateral that has been reviewed by Selene.

#### THIRD PARTY REVIEW REPORTING DELIVERED
Selene furnished the following reports on this transaction:

1.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Selene Diligence Narrative Report

2.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ASF Report

3.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Grading Summary

4.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Exception Detail

5.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Tape Discrepancies

6.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Valuations Report

7.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Supplemental Data

8.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Third Party (TPR) Attestation Form

9.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Attestation Form 15E

Page 6 of 15

------

#### APPENDIX A – CREDIT REVIEW SCOPE

Selene reviewed the origination documentation contained in the mortgage loan file to determine conformity to the stated underwriting or credit extension Guidelines, standards, criteria or other requirements that are provided to Selene and/or as directed by Client.

#### Non-QM Scope

#### Credit Application

For the Credit Application, Selene verified whether:

<br> 1. The application is signed by all listed borrowers;

<br> 2. The application is substantially filled out; and

<br> 3. All known borrower-owned properties are disclosed on the Real Estate Owned section.

#### Credit Report

Selene verified:

<br> 1. A credit report and/or other credit history documentation is present for each borrower;

<br> 2. The monthly consumer debt payments for use in the debt to income and/or residual income calculation, as applicable;

3. Noted the Real Estate Owned and fraud alerts; and&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;

<br> 4. Gathered data required for ASF Report submission which may include:

<br> a) Most recent FICO Score (scores from Equifax, Experian, and Transunion if available)

<br> b) Most recent FICO date

<br> c) Longest Trade Line

<br> d) Maximum Trade Line

<br> e) Number of trade lines

<br> f) Credit Usage Ratio

#### Employment and Income

Selene determined whether all applicable supporting documentation as required by the Guidelines is in the file and note indications of potentially fraudulent documents. The documentation will also be used to verify whether the income used to qualify the loan was calculated in accordance with applicable Guidelines. Documentation verifying employment and income may include:

<br> 1. Verbal or Written VOE's

<br> 2. Pay stubs

<br> 3. W-2 forms

<br> 4. Tax returns

<br> 5. Financial statements

<br> 6. Award letters

<br> 7. Bank statements

Page 7 of 15

------

#### Asset Review

Selene assessed whether the asset documentation required by the Guidelines is present in the file. In addition, a review of the reserve calculation was performed. Documentation verifying assets for down payment, closing costs, prepaid items and reserves may include:

<br> 1. VOD's

<br> 2. Depository account statements

<br> 3. Stock or security account statements

<br> 4. Gift funds

<br> 5. Settlement statement or other evidence of conveyance and transfer of funds if a sale of assets was involved

#### Hazard/Flood insurance

A review of the insurance present on the loan was also performed. Selene:

1. Verified that the hazard insurance meets the minimum required amount of coverage in the Guidelines;

2. For condominium properties, confirmed that the blanket policy meets the minimum amount of coverage;

<br> 3. Confirmed that the flood cert is for the correct borrower, property, lender and loan number and is a "Life of Loan" certification;

4. For properties is in a flood zone per the flood cert, confirmed that flood insurance in the file meets the minimum required amount of coverage and meets guideline requirements;

<br> 5. Confirmed that the mortgagee clause lists the lender's name and "its successors and assigns"; and

6. Confirmed that the premium amount on both the hazard and flood insurance match what was used in the DTI calculations.

#### Title

Verified whether the appropriate vestee is on the title document: if a purchase, the seller; if a refinance, the borrower and review the Title Commitment for the disclosure issues.

#### Fraud

To the extent potentially fraudulent activity is identified as part of the document review, such information will be reported to Client. In addition, when required, Selene looked for an independent, third-party fraud report in each file and reviewed the results of the fraud report in conjunction with source documents found in the file to assess the likelihood of any misrepresentations associated with the origination of the loan. If the loan did not contain a fraud report and the counterparty cannot produce one, Selene conditioned the loan for the missing product.

On this Fraud report Selene:

<br> 1. Reviewed for any name variations for the borrowers and confirm that the variations have been addressed in the loan file;

Page 8 of 15

------

<br> 2. Reviewed for any social security number variations for the borrowers and confirmed that the variations have been addressed in the loan file;

<br> 3. Reviewed for any potential occupancy issues based on the borrowers' address history and confirmed that any issues have been addressed in the loan file;

<br> 4. Reviewed for any employment issues and confirm that any issues have been addressed in the loan file;

<br> 5. Reviewed for any additional consumers associated with the borrowers' profiles and confirmed the materiality and material issues have been addressed in the loan file; and

<br> 6. Addressed all red flag issues.

#### Additional Review

Selene's review procedures also included:

<br> 1. A review of the completeness and accuracy of the information obtained in the mortgage origination process;

<br> 2. A review of closing documents to ensure that the mortgage file information is complete, accurate, and consistent with other documents in the mortgage file;

<br> 3. Selene reviewed the mortgage file documents to determine that the mortgage was properly underwritten;

4. Verification that the DTI, LTV, asset reserves, property type, transaction type (maximum loan amount, loan purpose, occupancy, etc.), and FICO scores meet or exceed the guideline requirements;

<br> 5. Verification that all borrowers are eligible based on the Guidelines and information in the loan file; and

<br> 6. Verification that there is appropriate documentation present to confirm that applicable documents have been recorded or have been sent for recording.

#### DSCR Scope
**1.** **Loan Review Scope**

**a)** **Borrower Qualifications**

Selene reviewed each loan file to determine whether it contains the following borrower documents and if they adhere to the Guidelines:

<br> 1. Evidence of public record search (Thomson Reuters CLEAR)

<br> 2. Evidence of asset location searches for additional real estate transactions

<br> 3. Borrowers Questionnaire is completed

<br> 4. Schedule of RE owned

<br> 5. Personal Tax Returns

<br> 6. Background Search

<br> 7. Personal Financial Statements

<br> 8. Liquidity and Net Worth Verification Documents

<br> 9. Credit Report

<br> 10. Review OFAC reports for any findings

**b)** **Borrowing Entity Qualifications**

Selene reviewed each loan file to determine whether it contains the following entity documents and if they adhere to the Guidelines:

Page 9 of 15

------

<br> 1. Evidence of public record search (Thomson Reuters CLEAR) and applicable Sec. of State evidence of good standing

<br> 2. Evidence of asset location searches

<br> 3. Business Tax Returns

<br> 4. Business Financials

<br> 5. Articles of Incorporation

<br> 6. Bylaws/Operating agreement

<br> 7. Resolution to take on Debt

<br> 8. Organizational Chart

<br> 9. Credit Approval Memo

<br> 10. Review OFAC reports for any findings

**c)** **Property Manager Entity Qualifications**

Selene reviewed each loan file to determine that property manager entity is incorporated and operated in the United States with bank accounts located in U.S. state and federally chartered bank accounts.

**2.** **<u>Individual Property Scope</u>**

**a)** **Business Purpose Loan Affidavit**

Selene reviewed each loan file to determine whether a Business Purpose Loan is present and properly executed.

**b)** **Lease Review**

Selene reviewed each loan file to determine whether each property contains a valid lease and determine if it is executed in compliance with the Guidelines, including a review of the following:

<br> 1. Each lease has been executed by the applicable tenant

<br> 2. Confirm tenant is a natural person

<br> 3. Confirm lease does not contain "lease to own" provisions

<br> 4. Verify vacancy factor

<br> 5. Each lease contains the monthly rental payment, commencement and expiration dates, and term and remaining term are in compliance with the Guidelines

<br> 6. Confirm rent, vacancy and lease commencement/expiration consistent with underwritten rent roll

**c)** **Valuation Review**

Selene reviewed the appraisal provided for each property in the loan file to ensure that the value meets the Guidelines and that the market value concluded on the appraisal is properly supported. Selene reviewed the Loan to Value ("LTV") of each loan for program eligibility, pursuant to the Guidelines. Specifically, Selene:

<br> 1. Confirmed the appraisal is the correct form

<br> 2. Reviewed property condition and type; confirm it meets Guidelines

<br> 3. Reviewed that value meets the minimum/maximum per the Guidelines

<br> 4. Confirmed "as is" and "subject to" values

<br> 5. Reviewed sales comparables and adjustments for relevance

<br> 6. For multifamily properties: reviewed the appraiser's cash flow assumptions, rent comparables, cap rate selection and value reconciliation

Page 10 of 15

------

**d)** **Insurance Review**

Selene reviewed each loan file to ensure that the property, flood, and hazard insurance policies are in compliance with the Guidelines.

**e)** **Collateral Analysis**

Selene reviewed each loan file to determine whether it contained the following collateral documents and if they are in compliance with the Guidelines:

<br> 1. Executed Leases

<br> 2. Rent Roll

3. Rental Income Verification (proof of lease payments that demonstrate minimum 90% of scheduled gross rents for the previous two-month period.)

<br> 4. Operating Statements

<br> 5. Property Management Agreement

**f)** **Financial Analysis / Cash Flow Analysis**

Selene reviewed each loan file to determine whether it contained the following financial documents and if they are in compliance with the Guidelines:

<br> 1. Rent Roll:

<br> o Confirmed monthly rents are populated correctly at the loan level and portfolio level

<br> o Confirmed Rent verification – proof of lease payments

<br> o Confirmed vacancy is within Guidelines

<br> 2. Operating Statements:

<br> o Confirmed expenses within range, per the Guidelines

<br> o Confirmed taxes, insurance and HOA are populated at loan level and within range at portfolio level per the Guidelines

<br> o Confirmed CapEx meets Guidelines for reasonableness

<br> o Confirmed annual maintenance fees meet Guidelines

<br> o Confirmed property management fees meet program requirements for range and historical consistency

<br> 3. Confirmed the DSCR meets program Guidelines

<br> 4. Property Management Agreement / Tri Party Agreement if no property manager

#### APPENDIX B: COMPLIANCE SCOPE

Page 11 of 15

------

#### APPENDIX B – COMPLIANCE REVIEW SCOPE

Selene reviewed the Non-QM loans to determine, as applicable, to the extent possible and/or applicable and subject to the caveats below, whether the loan complies with:

&nbsp;&nbsp;&nbsp;&nbsp;**1.** **Federal Truth in Lending Act ("TILA"), as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below:** 

---

| | | |
|:---|:---|:---|
| a) | Rescission (§1026.23): | Rescission (§1026.23): |
|  | i) | failure to provide the right of rescission notice; |
|  | ii) | failure to provide the right of rescission notice in a timely manner and to the correct consumer(s); |
|  | iii) | errors in the right of rescission notice; |
|  | iv) | failure to provide the correct form of right of rescission notice; |
|  | v) | failure to provide the three (3) business day rescission period; |
|  | vi) | any material disclosure violation on a rescindable mortgage loan that gives rise to the right of rescission under TILA, which means the required disclosures of the annual percentage rate, the finance charge, the amount financed, the total of payments, the payment schedule, the HOEPA disclosures, or those related to prepayment penalties on covered transactions; and |
|  | vii) | with respect to applicable exception remediation measures, confirm that a letter of explanation, a refund if applicable, new corrected material disclosures and a new notice of right to cancel was provided. |
| b) | TIL Disclosure (§§1026.17, 18 and 19) *as applicable for loans with application dates prior to October 3, 2015:* | TIL Disclosure (§§1026.17, 18 and 19) *as applicable for loans with application dates prior to October 3, 2015:* |
|  | i) | review and comparison of the initial and final TIL disclosures, and any re-disclosed TIL(s); |
|  | ii) | proper execution by all required parties; |
|  | iii) | principal and interest calculations, and proper completion of the interest rate and payment summary; and |
|  | iv) | timing of initial and re-disclosed TIL(s). |
| c) | Tolerances (§§1026.18, 22 and 23): | Tolerances (§§1026.18, 22 and 23): |
|  | i) | inaccurate Annual Percentage Rate (APR) outside of applicable tolerance by comparing disclosed APR to re-calculated APR; and |
|  | ii) | inaccurate Finance Charge outside of applicable tolerance by comparing disclosed Finance Charge to re-calculated Finance Charge. |
| d) | High-cost Mortgage (§§1026.31, 32 and 33): | High-cost Mortgage (§§1026.31, 32 and 33): |
|  | i) | points and fees threshold test; |
|  | ii) | APR threshold test; |
|  | iii) | prepayment penalty test; and |
|  | iv) | compliance with the disclosure requirements, limitation on terms and prohibited acts or practices in connection with a high-cost mortgage. |
| e) | Higher-priced Mortgage Loan (§1026.35): | Higher-priced Mortgage Loan (§1026.35): |
|  | i) | APR threshold test; and |
|  | ii) | compliance with the escrow account and appraisal requirements. |
| f) | With respect to brokered mortgage loans, the Prohibitions and Restrictions related to Loan Originator Compensation and Steering (§1026.36): | With respect to brokered mortgage loans, the Prohibitions and Restrictions related to Loan Originator Compensation and Steering (§1026.36): |
|  | i) | review relevant documentation to determine if compensation to a Loan Originator was based on a term of the transaction; |
|  | ii) | review relevant document to determine if there was dual compensation; and |

---

Page 12 of 15

------

iii) review the presence of the mortgage loan option disclosure and to determine if the Steering Safe Harbor provisions were satisfied.

g) Homeownership counseling (§1026.36):

 i) determine if the creditor obtained proof of homeownership counseling in connection with a mortgage loan to a first-time homebuyer that contains a negative amortization feature.

h) Prohibition on Financing Credit Insurance (§1026.36):

 i) determine if the creditor financed, directly or indirectly, any premiums or fees for credit insurance.

i) Nationwide Mortgage Licensing System (NMLS) & Registry ID on Loan Documents (§1026.36):

 j) review for presence of mortgage loan originator organization and individual mortgage loan originator name and NMLSR ID, as applicable, on the credit application, note or mortgage loan contract, security instrument, Loan Estimate and Closing Disclosure; and (ii) verify the data against the NMLSR database, as available. 

&nbsp;&nbsp;&nbsp;&nbsp;**2.** **Sections 1098 and 1100A of Dodd-Frank amending TILA and RESPA, as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below (applicable only for mortgage loans with application dates on or after October 3, 2015):** 

---

| | | | |
|:---|:---|:---|:---|
| a) | Loan Estimate (LE) (§§1026.19 and 37): | Loan Estimate (LE) (§§1026.19 and 37): | Loan Estimate (LE) (§§1026.19 and 37): |
|  | i) | confirm the presence of LE for applications on or after October 3, 2015; | confirm the presence of LE for applications on or after October 3, 2015; |
|  | ii) | confirm the initial LE date indicates it was delivered or placed in the mail within three (3) business days of application; | confirm the initial LE date indicates it was delivered or placed in the mail within three (3) business days of application; |
|  | iii) | confirm that certain sections of each LE determined to carry assignee liability were completed and that information was reflected in the appropriate locations, which was based solely on the information disclosed on the LE; | confirm that certain sections of each LE determined to carry assignee liability were completed and that information was reflected in the appropriate locations, which was based solely on the information disclosed on the LE; |
|  | iv) | confirm the initial LE was delivered or placed in the mail not later than seven (7) business days prior to consummation of the transaction, or such period was waived due to a bona fide financial emergency; | confirm the initial LE was delivered or placed in the mail not later than seven (7) business days prior to consummation of the transaction, or such period was waived due to a bona fide financial emergency; |
|  | v) | confirm that each revised LE is accompanied by valid written documentation explaining the reason for re-disclosure to allow for fee increases based on a valid change of circumstance and was timely provided within 3 business days of issuance; | confirm that each revised LE is accompanied by valid written documentation explaining the reason for re-disclosure to allow for fee increases based on a valid change of circumstance and was timely provided within 3 business days of issuance; |
|  | vi) | confirm borrower received LE not later than four (4) business days prior to consummation; and | confirm borrower received LE not later than four (4) business days prior to consummation; and |
|  | vii) | confirm LE was not provided to the borrower on or after the date of the CD. | confirm LE was not provided to the borrower on or after the date of the CD. |
| b) | Closing Disclosure (CD) (§§1026.19 and 38): | Closing Disclosure (CD) (§§1026.19 and 38): | Closing Disclosure (CD) (§§1026.19 and 38): |
|  | i) | i) | confirm the presence of CD for applications on or after October 3, 2015; |
|  | ii) | ii) | confirm the borrower received CD at least three (3) business days prior to consummation, or that such period was waived due to a bona fide financial emergency; |
|  | iii) | iii) | confirm that certain sections of each CD determined to carry assignee liability were accurately completed and that information was reflected in the appropriate locations, which, in certain instances, was based solely on the information disclosed on the CD; |
|  | iv) | iv) | confirm that a revised CD was received in a timely manner if the initial or any revised CD became inaccurate; |
|  | v) | v) | identify tolerance violations based on the charges disclosed on the initial and interim LE's, initial CD, and reflected on the final CD; and |
|  | vi) | vi) | with respect to tolerance violations based on the disclosed charges on the LE and CD and other applicable exceptions, confirm that the creditor cured or remediated the violations in accordance with the Structured Finance Association TRID 3.0, as may be updated from time to time.<br>|

---

Page 13 of 15

------

&nbsp;&nbsp;&nbsp;&nbsp;**3.** **Sections 1411 and 1412 of the Dodd-Frank Wall Street Reform and Consumer Protection Act amending TILA, as implemented by Regulation Z, 12 C.F.R. 1026.43, as set forth below:** 

<br> a) the general Ability to Repay ("ATR") underwriting standards (12 C.F.R. 1026.43(c));

<br> b) refinancing of non-standard mortgages (12 C.F.R. 1026.43(d)); and

<br> c) Balloon-payment qualified mortgages made by certain creditors (12 C.F.R. 1026.43(f)).

#### General Ability to Repay

Selene reviewed the Non-QM mortgage loans to determine whether, based on available information in the mortgage loan file, the creditor considered, as applicable, the following eight underwriting factors, and verified such information using reasonably reliable third-party records, at or before consummation: (i) the consumer's current or reasonably expected income or assets, (ii) if the creditor relied on income from the consumer's employment in determining repayment ability (the consumer's current employment status); (iii) the consumer's monthly payment; (iv) the consumer's monthly payment on any simultaneous loan that the creditor knows or has reason to know will be made; (v) the consumer's monthly payment for mortgage-related obligations; (vi) the consumer's current debt obligations, alimony, and child support; (vii) the consumer's monthly debt-to-income ratio or residual income; and (viii) the consumer's credit history. This portion of the Review also focuses on full recalculation of income and debts, as well as the documentation provided to support each item used in originator's determination of the ability to repay.

Selene reviewed the Non-QM mortgage loans to determine their conformity with the ATR/QM factors above, and is not rendering an independent assessment or opinion, warranting or representing that a mortgage loan will be deemed to conform to Safe Harbor, Rebuttable Presumption, ATR or other status based on any additional or revised factors that may be considered by legislative, regulatory, administrative or judicial authorities ("Authorities"). Selene does not represent or warrant that the factors for which it is reviewing the mortgage loans constitute all of the factors and/or criteria that Authorities may consider in determining the status of a mortgage loan. Selene's review is based on information contained in the mortgage loan file at the time it is provided to Selene to review, and only reflects information as of that point in time.

&nbsp;&nbsp;&nbsp;&nbsp;**4.** **The disclosure requirements and prohibitions of Section 50(a)(6), Article XVI of the Texas Constitution.** 

Page 14 of 15

------

#### APPENDIX C – VALUATION REVIEW SCOPE

Selene reviewed the valuation materials utilized during the origination of the loan which confirmed the value of the underlying property. Selene verified the appraisal report was (i) on the appropriate GSE form, as applicable (ii) materially complete, (iii) in conformity with the guideline requirements for the property type in question, (iv) completed by an appraiser that was actively licensed to perform the valuation, (v) completed such that the named client on the appraisal report is the lender or a related entity that is permitted to engage the lender per Title XI of FIRREA, (vi) made and signed prior to the final approval of the mortgage loan application, (vii) completed and dated within the Guidelines restrictions, and (vii) made on an "as is" basis or provides satisfactory evidence of completion of all material conditions including all inspections, licenses, and certificates (including certificates of occupancy) to be made or issued with respect to all occupied portions of the mortgaged property and with respect to the use and occupancy of the same, have been made or obtained from the appropriate authorities.

If more than one valuation is provided for review, Selene confirmed consistency among the valuation products and if there are discrepancies that cannot be resolved, Selene created an exception and worked with the Client on the next steps, which may include ordering of additional valuation products such as collateral desktop analyses, broker's price opinions, and full appraisals. If the property valuation products included in Selene's review results in a variance of more than 10% then the Client was notified of such variance and a second independent valuation product shall be ordered. On all loans, Selene made a determination as to whether appraised value is supported based on documentation available at the time of review and adds exceptions or comments as appropriate.

Selene confirmed consistency among the valuation products and where applicable, if there was a discrepancy in value between two appraisals in the form of a variance greater than 10%, Selene reviewed the file for a desktop analysts/evaluation of the appraisals and determine which appraised value was used for qualification purposes. If there were discrepancies that could not be resolved, Selene created an exception and worked with the client on the next steps for resolution.

Disclaimer

---

| | |
|:---|:---|
| &nbsp;&nbsp;&nbsp;&nbsp;o | The individuals performing the aforementioned original appraisal assessment are not persons providing valuations for purposes of the Uniform Standards of Professional Appraisal Practice ("USPAP") or necessarily licensed as appraisers under Federal or State law, and the services being performed by such persons do not constitute "appraisal reviews" for purposes of USPAP or Federal or State law. |

---

<br> o Selene makes no representation or warranty as to the value of any mortgaged property, notwithstanding that Selene may have reviewed valuation information for reasonableness.

o Selene is not an 'AMC' (appraisal management company) and therefore Selene does not opine on

the actual value of the underlying property.

o Selene is not a 'creditor' within the meaning of ECOA or other lending laws and regulations, and

&nbsp;&nbsp;&nbsp;&nbsp; therefore Selene will not have any communication with or responsibility to any individual

&nbsp;&nbsp;&nbsp;&nbsp; consumer concerning property valuation.

o Selene does not confirm whether the appraiser is on the Freddie Mac exclusionary list.

Page 15 of 15

## Exhibit 99.4

---

| | | | |
|:---|:---|:---|:---|
| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** |
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Original Loan Amount** |
| xxxxxxx0105 |  | XXXX | XXXX<br> C<br> D<br> A |
| xxxxxxx0524 |  | XXXX | XXXX<br> A<br> D |
| xxxxxxx0525 |  | XXXX | XXXX<br> A |
| xxxxxxx0378 |  | XXXX | XXXX<br> A<br> D |
| xxxxxxx0380 |  | XXXX | XXXX<br> A<br> D |
| xxxxxxx0023 |  | XXXX | XXXX<br> A<br> D |
| xxxxxxx0061 |  | XXXX | XXXX<br> A |
| xxxxxxx0503 |  | XXXX | XXXX<br> C<br> A |
| xxxxxxx0027 |  | XXXX | XXXX<br> C<br> A |
| xxxxxxx0091 |  | XXXX | XXXX<br> D<br> A |
| xxxxxxx0571 |  | XXXX | XXXX<br> A |
| xxxxxxx0553 |  | XXXX | XXXX<br> D<br> A |
| xxxxxxx0569 |  | XXXX | XXXX<br> D<br> A |
| xxxxxxx0180 |  | XXXX | XXXX<br> D<br> A |
| xxxxxxx0182 |  | XXXX | XXXX<br> A |
| xxxxxxx0189 |  | XXXX | XXXX<br> D<br> A |
| xxxxxxx0085 |  | XXXX | XXXX<br> A |
| xxxxxx0181 |  | XXXX | XXXX<br> D<br> A<br> B |
| xxxxxx0168 |  | XXXX | XXXX<br> C<br> D<br> A<br> B |
| xxxxxx0121 |  | XXXX | XXXX<br> D<br> A |
| xxxxxx6927 |  | XXXX | XXXX<br> C<br> D<br> A |
| xxxxxxx0236 |  | XXXX | XXXX<br> C<br> A |
| xxxxxxx0342 |  | XXXX | XXXX<br> A |
| xxxxxxx0052 |  | XXXX | XXXX<br> A |
| xxxxxx8532 |  | XXXX | XXXX<br> B<br> D<br> A |
| xxxxxxx0255 |  | XXXX | XXXX<br> A |
| xxxxxxx0210 |  | XXXX | XXXX<br> A<br> C |
| xxxxxxx0368 |  | XXXX | XXXX<br> A |
| xxxxxxx0433 |  | XXXX | XXXX<br> A |
| xxxxxxx0313 |  | XXXX | XXXX<br> A<br> D |
| xxxxxxx0317 |  | XXXX | XXXX<br> A |
| xxxxxxx0219 |  | XXXX | XXXX<br> A<br> D |
| xxxxxxx0254 |  | XXXX | XXXX<br> A |
| xxxxxxx0365 |  | XXXX | XXXX<br> C<br> A |
| xxxxxxx0371 |  | XXXX | XXXX<br> A |
| xxxxxxx0005 |  | XXXX | XXXX<br> D<br> A |
| xxxxxxx0349 |  | XXXX | XXXX<br> A |
| xxxxxxx0347 |  | XXXX | XXXX<br> A |
| xxxxxxx0330 |  | XXXX | XXXX<br> A |
| xxxxxxx0346 |  | XXXX | XXXX<br> A |
| xxxxxxx0341 |  | XXXX | XXXX<br> A |
| xxxxxxx0348 |  | XXXX | XXXX<br> A |
| xxxxxxx0338 |  | XXXX | XXXX<br> A |
| xxxxxxx0380 |  | XXXX | XXXX<br> B<br> A |
| xxxxxx8357 |  | XXXX | XXXX<br> C<br> A<br> B |
| xxxxxx8156 |  | XXXX | XXXX<br> A<br> D |
| xxxxxx8345 |  | XXXX | XXXX<br> B<br> D<br> A |
| xxxxxxx0332 |  | XXXX | XXXX<br> A |
| xxxxxxx0404 |  | XXXX | XXXX<br> C<br> A |
| xxxxxxx0368 |  | XXXX | XXXX<br> A |
| xxxxxxx0346 |  | XXXX | XXXX<br> A |
| xxxxxxx0484 |  | XXXX | XXXX<br> A |
| xxxxxxx0161 |  | XXXX | XXXX<br> A |
| xxxxxxx0082 |  | XXXX | XXXX<br> A |
| xxxxxxx0157 |  | XXXX | XXXX<br> D<br> A |
| xxxxxxx0426 |  | XXXX | XXXX<br> A |
| xxxxxxx0119 |  | XXXX | XXXX<br> B<br> C<br> A |
| xxxxxxx0127 |  | XXXX | XXXX<br> A |
| xxxxxxx0125 |  | XXXX | XXXX<br> A |
| xxxxxxx0008 |  | XXXX | XXXX<br> A |
| xxxxxxx0163 |  | XXXX | XXXX<br> A |
| xxxxxxx0483 |  | XXXX | XXXX<br> A |
| xxxxxxx0058 |  | XXXX | XXXX<br> A |
| xxxxxxx0070 |  | XXXX | XXXX<br> A |
| xxxxxxx0343 |  | XXXX | XXXX<br> A |
| xxxxxxx0257 |  | XXXX | XXXX<br> A |
| xxxxxxx0082 |  | XXXX | XXXX<br> B<br> A |
| xxxxxxx0501 |  | XXXX | XXXX<br> C<br> A |
| xxxxxxx0156 |  | XXXX | XXXX<br> A |
| xxxxxxx0258 |  | XXXX | XXXX<br> A |
| xxxxxxx0207 | xxxxxxxxxx6416 | XXXX | XXXX<br> C<br> A<br> B |
| xxxxxxx0206 | xxxxxxxxxx6234 | XXXX | XXXX<br> D<br> C<br> A |
| xxxxxxx0208 | xxxxxxxxxx6423 | XXXX | XXXX<br> D<br> A |
| xxxxxxx0209 | xxxxxxxxxx6436 | XXXX | XXXX<br> D<br> A |
| xxxxxxx0211 | xxxxxxxxxx6528 | XXXX | XXXX<br> D<br> A |
| xxxxxxx0210 | xxxxxxxxxx6440 | XXXX | XXXX<br> D<br> A |
| xxxxxxx0221 | xxxxxxxxxx6755 | XXXX | XXXX<br> A<br> D |
| xxxxxxx0214 | xxxxxxxxxx6802 | XXXX | XXXX<br> D<br> A<br> B |
| xxxxxxx0212 | xxxxxxxxxx6597 | XXXX | XXXX<br> A |
| xxxxxxx0201 | xxxxxxxxxx5780 | XXXX | XXXX<br> D<br> A |
| xxxxxxx0204 | xxxxxxxxxx5873 | XXXX | XXXX<br> D<br> A |
| xxxxxxx0203 | xxxxxxxxxx6201 | XXXX | XXXX<br> D<br> C<br> A<br> B |
| xxxxxxx0205 | xxxxxxxxxx5874 | XXXX | XXXX<br> D<br> A<br> B |
| xxxxxxx0202 | xxxxxxxxxx5871 | XXXX | XXXX<br> A |
| xxxxxxx0213 | xxxxxxxxxx6700 | XXXX | XXXX<br> C<br> A<br> B |
| xxxxxxx0234 | xxxxxx0129 | XXXX | XXXX<br> A |
| xxxxxxx0224 | xxxxxx0183 | XXXX | XXXX<br> A<br> C |
| xxxxxxx0231 | xxxxxx0126 | XXXX | XXXX<br> D<br> A |
| xxxxxxx0233 | xxxxxx0025 | XXXX | XXXX<br> A |
| xxxxxxx0232 | xxxxxx0113 | XXXX | XXXX<br> A |
| xxxxxxx0225 | xxxxxx0138 | XXXX | XXXX<br> C<br> A |
| xxxxxxx0228 | xxxxxx0106 | XXXX | XXXX<br> C<br> A |
| xxxxxx8239 |  | XXXX | XXXX<br> C<br> A<br> B |
| xxxxxxx0291 |  | XXXX | XXXX<br> A |
| xxxxxxx0056 |  | XXXX | XXXX<br> C<br> A |
| xxxxxxx0093 |  | XXXX | XXXX<br> B<br> A |
| xxxxxxx0189 |  | XXXX | XXXX<br> C<br> A |
| xxxxxxx0016 |  | XXXX | XXXX<br> A |
| xxxxxxx0331 |  | XXXX | XXXX<br> A |
| xxxxxxx0145 |  | XXXX | XXXX<br> A |
| xxxxxxx0496 |  | XXXX | XXXX<br> A<br> C |
| xxxxxxx0161 |  | XXXX | XXXX<br> A<br> C |
| xxxxxxx0291 | xxxxxx0245 | XXXX | XXXX<br> C<br> A |
| xxxxxxx0296 | xxxxxx0180 | XXXX | XXXX<br> D<br> A |
| xxxxxxx0283 | xxxxxx0007 | XXXX | XXXX<br> A |
| xxxxxxx0284 | xxxxxx0043 | XXXX | XXXX<br> A |
| xxxxxxx0288 | xxxxxx0120 | XXXX | XXXX<br> D<br> A |
| xxxxxxx0285 | xxxxxx0005 | XXXX | XXXX<br> A<br> D |
| xxxxxxx0286 | xxxxxx0006 | XXXX | XXXX<br> B<br> A |
| xxxxxxx0282 | xxxxxx0008 | XXXX | XXXX<br> A |
| xxxxxxx0294 | xxxxxx0011 | XXXX | XXXX<br> A |
| xxxxxxx0292 | xxxxxx0130 | XXXX | XXXX<br> A |
| xxxxxxx0235 | xxxxxx0134 | XXXX | XXXX<br> A |
| xxxxxx8375 |  | XXXX | XXXX<br> D<br> A |
| xxxxxxx0248 | x5567 | XXXX | XXXX<br> D<br> A |
| xxxxxx8092 |  | XXXX | XXXX<br> A<br> C<br> B |
| xxxxxxx0159 |  | XXXX | XXXX<br> A |
| xxxxxxx0338 |  | XXXX | XXXX<br> B<br> D<br> A |
| xxxxxxx0036 |  | XXXX | XXXX<br> D<br> A |
| xxxxxxx0394 |  | XXXX | XXXX<br> A |
| xxxxxxx0480 |  | XXXX | XXXX<br> B<br> A |
| xxxxxxx0231 |  | XXXX | XXXX<br> A |
| xxxxxxx0268 |  | XXXX | XXXX<br> A |
| xxxxxxx0024 |  | XXXX | XXXX<br> A |
| xxxxxxx0063 |  | XXXX | XXXX<br> D<br> A |
| xxxxxx8817 |  | XXXX | XXXX<br> A |
| xxxxxxx0335 | xxxxxx0000 | XXXX | XXXX<br> A |
| xxxxxxx0336 | xxxxxx0125 | XXXX | XXXX<br> A |
| xxxxxxx0203 |  | XXXX | XXXX<br> C<br> A |
| xxxxxxx0362 |  | XXXX | XXXX<br> A |
| xxxxxxx0177 |  | XXXX | XXXX<br> A |
| xxxxxxx0157 |  | XXXX | XXXX<br> C<br> A |
| xxxxxxx0061 |  | XXXX | XXXX<br> C<br> A |
| xxxxxxx0079 |  | XXXX | XXXX<br> A |
| xxxxxxx0053 |  | XXXX | XXXX<br> D<br> A |
| xxxxxxx0396 |  | XXXX | XXXX<br> C<br> A |
| xxxxxxx0112 |  | XXXX | XXXX<br> C<br> A |
| xxxxxx8669 |  | XXXX | XXXX<br> A<br> D |
| xxxxxx8716 |  | XXXX | XXXX<br> C<br> A |
| xxxxxx7923 |  | XXXX | XXXX<br> A |
| xxxxxx8402 |  | XXXX | XXXX<br> A |
| xxxxxx8684 |  | XXXX | XXXX<br> A<br> D |
| xxxxxxx0258 |  | XXXX | XXXX<br> A |
| xxxxxxx0081 |  | XXXX | XXXX<br> C<br> A |
| xxxxxxx0134 |  | XXXX | XXXX<br> A |
| xxxxxxx0247 |  | XXXX | XXXX<br> A |
| xxxxxxx0252 |  | XXXX | XXXX<br> A |
| xxxxxx8694 |  | XXXX | XXXX<br> C<br> D<br> A |
| xxxxxx8719 |  | XXXX | XXXX<br> B<br> D<br> A |
| xxxxxx8859 |  | XXXX | XXXX<br> A<br> D |
| xxxxxx9126 |  | XXXX | XXXX<br> A |
| xxxxxx8576 |  | XXXX | XXXX<br> C<br> D<br> A |
| xxxxxxx0075 |  | XXXX | XXXX<br> A |
| xxxxxxx0355 |  | XXXX | XXXX<br> A<br> C |
| xxxxxxx0109 |  | XXXX | XXXX<br> A |
| xxxxxxx0301 |  | XXXX | XXXX<br> A |
| xxxxxxx0460 |  | XXXX | XXXX<br> A |
| xxxxxxx0267 |  | XXXX | XXXX<br> A |
| xxxxxxx0400 |  | XXXX | XXXX<br> A |
| xxxxxxx0232 |  | XXXX | XXXX<br> A<br> B |
| xxxxxx7710 |  | XXXX | XXXX<br> D<br> A<br> B |
| xxxxxx8890 |  | XXXX | XXXX<br> D<br> A |
| xxxxxxx0068 |  | XXXX | XXXX<br> A |
| xxxxxxx0047 |  | XXXX | XXXX<br> D<br> A |
| xxxxxxx0009 |  | XXXX | XXXX<br> D<br> A |
| xxxxxxx0494 |  | XXXX | XXXX<br> A |
| xxxxxxx0166 |  | XXXX | XXXX<br> C<br> A |
| xxxxxxx0306 |  | XXXX | XXXX<br> C<br> A |
| xxxxxxx0284 |  | XXXX | XXXX<br> A |
| xxxxxxx0395 |  | XXXX | XXXX<br> A |
| xxxxxxx0072 |  | XXXX | XXXX<br> A |
| xxxxxxx0177 |  | XXXX | XXXX<br> D<br> A |
| xxxxxxx0073 |  | XXXX | XXXX<br> A |
| xxxxxxx0405 |  | XXXX | XXXX<br> A |
| xxxxxx8662 |  | XXXX | XXXX<br> B<br> D<br> A |
| xxxxxx8897 |  | XXXX | XXXX<br> D<br> C<br> A |
| xxxxxx8479 |  | XXXX | XXXX<br> A<br> B |
| xxxxxx8422 |  | XXXX | XXXX<br> B<br> A |
| xxxxxx8056 |  | XXXX | XXXX<br> C<br> D<br> A<br> B |
| xxxxxx8724 |  | XXXX | XXXX<br> A |
| xxxxxx8714 |  | XXXX | XXXX<br> A |
| xxxxxx8778 |  | XXXX | XXXX<br> A |
| xxxxxx9048 |  | XXXX | XXXX<br> A |
| xxxxxx8546 |  | XXXX | XXXX<br> C<br> A |
| xxxxxx8818 |  | XXXX | XXXX<br> B<br> A |
| xxxxxxx0004 |  | XXXX | XXXX<br> C<br> D<br> A |
| xxxxxxx0245 |  | XXXX | XXXX<br> A |
| xxxxxxx0067 |  | XXXX | XXXX<br> A |
| xxxxxxx0091 |  | XXXX | XXXX<br> A |
| xxxxxxx0154 |  | XXXX | XXXX<br> C<br> A |
| xxxxxxx0171 |  | XXXX | XXXX<br> A |
| xxxxxxx0398 |  | XXXX | XXXX<br> A |
| xxxxxxx0397 |  | XXXX | XXXX<br> C<br> A<br> B |
| xxxxxxx0498 |  | XXXX | XXXX<br> A |
| xxxxxx8963 |  | XXXX | XXXX<br> C<br> D<br> A |
| xxxxxx9337 |  | XXXX | XXXX<br> C<br> A |
| xxxxxx8629 |  | XXXX | XXXX<br> C<br> D<br> A<br> B |
| xxxxxx9080 |  | XXXX | XXXX<br> A |
| xxxxxx8568 |  | XXXX | XXXX<br> A |
| xxxxxx8970 |  | XXXX | XXXX<br> A<br> D |
| xxxxxx8917 |  | XXXX | XXXX<br> A |
| xxxxxx9052 |  | XXXX | XXXX<br> D<br> A |
| xxxxxxx0090 |  | XXXX | XXXX<br> C<br> D<br> A |
| xxxxxxx0273 |  | XXXX | XXXX<br> A |
| xxxxxxx0220 |  | XXXX | XXXX<br> A |
| xxxxxxx0242 |  | XXXX | XXXX<br> A |
| xxxxxxx0036 |  | XXXX | XXXX<br> A<br> D |
| xxxxxxx0061 |  | XXXX | XXXX<br> A |
| xxxxxxx0387 |  | XXXX | XXXX<br> A |
| xxxxxx9144 |  | XXXX | XXXX<br> B<br> A |
| xxxxxx9235 |  | XXXX | XXXX<br> B<br> D<br> A |
| xxxxxx9112 |  | XXXX | XXXX<br> A<br> D |
| xxxxxx8980 |  | XXXX | XXXX<br> D<br> C<br> A |
| xxxxxx8802 |  | XXXX | XXXX<br> A |
| xxxxxx9025 |  | XXXX | XXXX<br> C<br> A |
| xxxxxx9278 |  | XXXX | XXXX<br> A |
| xxxxxxx0179 |  | XXXX | XXXX<br> A |
| xxxxxxx0251 |  | XXXX | XXXX<br> A<br> D |
| xxxxxxx0180 |  | XXXX | XXXX<br> A<br> D |
| xxxxxx8874 |  | XXXX | XXXX<br> A<br> D |
| xxxxxx8822 |  | XXXX | XXXX<br> A |
| xxxxxxx0105 |  | XXXX | XXXX<br> A |
| xxxxxxx0086 |  | XXXX | XXXX<br> B<br> A |
| xxxxxx9447 |  | XXXX | XXXX<br> B<br> A |
| xxxxxx8623 |  | XXXX | XXXX<br> A |
| xxxxxx8896 |  | XXXX | XXXX<br> C<br> A |
| xxxxxx8933 |  | XXXX | XXXX<br> C<br> A |
| xxxxxx8583 |  | XXXX | XXXX<br> A |
| xxxxxx9237 |  | XXXX | XXXX<br> B<br> A |
| xxxxxx9146 |  | XXXX | XXXX<br> B<br> D<br> A |
| xxxxxx8497 |  | XXXX | XXXX<br> D<br> A |
| xxxxxx8713 |  | XXXX | XXXX<br> C<br> A |
| xxxxxx9044 |  | XXXX | XXXX<br> A<br> D |
| xxxxxx9043 |  | XXXX | XXXX<br> C<br> D<br> A |
| xxxxxx9045 |  | XXXX | XXXX<br> A<br> D |
| xxxxxx9046 |  | XXXX | XXXX<br> A<br> D |
| xxxxxx9111 |  | XXXX | XXXX<br> A<br> D |
| xxxxxx9138 |  | XXXX | XXXX<br> A |
| xxxxxx8971 |  | XXXX | XXXX<br> A |
| xxxxxx9140 |  | XXXX | XXXX<br> C<br> A |
| xxxxxx9218 |  | XXXX | XXXX<br> B<br> A |
| xxxxxx9304 |  | XXXX | XXXX<br> C<br> A |
| xxxxxx7459 |  | XXXX | XXXX<br> C<br> D<br> A |
| xxxxxx9219 |  | XXXX | XXXX<br> A<br> D |
| xxxxxx9310 |  | XXXX | XXXX<br> A<br> D |
| xxxxxxx0298 |  | XXXX | XXXX<br> A |
| xxxxxx8776 |  | XXXX | XXXX<br> A<br> D |
| xxxxxx8753 |  | XXXX | XXXX<br> A |
| xxxxxx8774 |  | XXXX | XXXX<br> C<br> D<br> A<br> B |
| xxxxxx9224 |  | XXXX | XXXX<br> A |
| xxxxxx9338 |  | XXXX | XXXX<br> C<br> A |
| xxxxxx8485 |  | XXXX | XXXX<br> C<br> D<br> A |
| xxxxxx8929 |  | XXXX | XXXX<br> B<br> D<br> A |
| xxxxxx8653 |  | XXXX | XXXX<br> A<br> D |
| xxxxxx9101 |  | XXXX | XXXX<br> A |
| xxxxxx9429 |  | XXXX | XXXX<br> A |
| xxxxxx9227 |  | XXXX | XXXX<br> D<br> A |
| xxxxxx9245 |  | XXXX | XXXX<br> A |
| xxxxxx9009 |  | XXXX | XXXX<br> A |
| xxxxxx9124 |  | XXXX | XXXX<br> A<br> D |
| xxxxxx9132 |  | XXXX | XXXX<br> A |
| xxxxxx8804 |  | XXXX | XXXX<br> A<br> B |
| xxxxxx8981 |  | XXXX | XXXX<br> A<br> D |
| xxxxxx9351 |  | XXXX | XXXX<br> A |
| xxxxxx8771 |  | XXXX | XXXX<br> C<br> D<br> A<br> B |
| xxxxxx9066 |  | XXXX | XXXX<br> A<br> C |
| xxxxxx9285 |  | XXXX | XXXX<br> B<br> A |
| xxxxxx9236 |  | XXXX | XXXX<br> C<br> D<br> A |
| xxxxxx8318 |  | XXXX | XXXX<br> A<br> D |
| xxxxxx8646 |  | XXXX | XXXX<br> C<br> A |
| xxxxxx8950 |  | XXXX | XXXX<br> A |
| xxxxxx9527 |  | XXXX | XXXX<br> A<br> C |
| xxxxxx9407 |  | XXXX | XXXX<br> B<br> D<br> A |
| xxxxxx9591 |  | XXXX | XXXX<br> A<br> D |
| xxxxxx9023 |  | XXXX | XXXX<br> C<br> A<br> B |
| xxxxxx9393 |  | XXXX | XXXX<br> D<br> A |
| xxxxxx9343 |  | XXXX | XXXX<br> A<br> D |
| xxxxxx9485 |  | XXXX | XXXX<br> C<br> A |
| xxxxxx8952 |  | XXXX | XXXX<br> C<br> D<br> A |
| xxxxxx9568 |  | XXXX | XXXX<br> C<br> D<br> A |
| xxxxxx9378 |  | XXXX | XXXX<br> A<br> D |
| xxxxxx9452 |  | XXXX | XXXX<br> A<br> D |
| xxxxxx9248 |  | XXXX | XXXX<br> A |
| xxxxxx9725 |  | XXXX | XXXX<br> C<br> A<br> B |
| xxxxxx9299 |  | XXXX | XXXX<br> A<br> D |
| xxxxxx8877 |  | XXXX | XXXX<br> B<br> A |
| xxxxxx9095 |  | XXXX | XXXX<br> A |
| xxxxxx9188 |  | XXXX | XXXX<br> B<br> D<br> A |
| xxxxxx9209 |  | XXXX | XXXX<br> D<br> A<br> B |
| xxxxxx8466 |  | XXXX | XXXX<br> A<br> D |
| xxxxxx9748 |  | XXXX | XXXX<br> C<br> D<br> A |
| xxxxxx9256 |  | XXXX | XXXX<br> C<br> A |
| xxxxxx9479 |  | XXXX | XXXX<br> A<br> D |
| xxxxxx9243 |  | XXXX | XXXX<br> C<br> A<br> B |
| xxxxxx9648 |  | XXXX | XXXX<br> A<br> D |
| xxxxxx9425 |  | XXXX | XXXX<br> A<br> D |
| xxxxxx9434 |  | XXXX | XXXX<br> C<br> A |
| xxxxxx9602 |  | XXXX | XXXX<br> A<br> D |
| xxxxxx9183 |  | XXXX | XXXX<br> C<br> A |
| xxxxxx9363 |  | XXXX | XXXX<br> A |
| xxxxxx9528 |  | XXXX | XXXX<br> B<br> A |
| xxxxxx9787 |  | XXXX | XXXX<br> A<br> B |
| xxxxxx9756 |  | XXXX | XXXX<br> A |
| xxxxxx9833 |  | XXXX | XXXX<br> A |
| xxxxxx9654 |  | XXXX | XXXX<br> A |
| xxxxxx9211 |  | XXXX | XXXX<br> A<br> D |
| xxxxxx9206 |  | XXXX | XXXX<br> A<br> D |
| xxxxxx9536 |  | XXXX | XXXX<br> C<br> D<br> A |
| xxxxxx9035 |  | XXXX | XXXX<br> C<br> D<br> A<br> B |
| xxxxxx9966 |  | XXXX | XXXX<br> A |
| xxxxxx8986 |  | XXXX | XXXX<br> D<br> A |
| xxxxxx9426 |  | XXXX | XXXX<br> D<br> A<br> B |
| xxxxxx8979 |  | XXXX | XXXX<br> C<br> A |
| xxxxxx9705 |  | XXXX | XXXX<br> A |
| xxxxxx9589 |  | XXXX | XXXX<br> A |
| xxxxxx9620 |  | XXXX | XXXX<br> A |
| xxxxxx8727 |  | XXXX | XXXX<br> A |
| xxxxxx9077 |  | XXXX | XXXX<br> A |
| xxxxxx9238 |  | XXXX | XXXX<br> D<br> A<br> B |
| xxxxxx8998 |  | XXXX | XXXX<br> D<br> A<br> B |
| xxxxxx9038 |  | XXXX | XXXX<br> A<br> D |
| xxxxxx9134 |  | XXXX | XXXX<br> A |
| xxxxxx9416 |  | XXXX | XXXX<br> B<br> A |
| xxxxxx9433 |  | XXXX | XXXX<br> A |
| xxxxxx9776 |  | XXXX | XXXX<br> D<br> A<br> B |
| xxxxxx9934 |  | XXXX | XXXX<br> A |
| xxxxxx9322 |  | XXXX | XXXX<br> D<br> A |
| xxxxxx8836 |  | XXXX | XXXX<br> A |
| xxxxxx9864 |  | XXXX | XXXX<br> A |
| xxxxxx9003 |  | XXXX | XXXX<br> D<br> A |
| xxxxxx9760 |  | XXXX | XXXX<br> D<br> A |
| xxxxxx9412 |  | XXXX | XXXX<br> D<br> A |
| xxxxxx9708 |  | XXXX | XXXX<br> A<br> D |
| xxxxxx9287 |  | XXXX | XXXX<br> A<br> D |
| xxxxxx8726 |  | XXXX | XXXX<br> C<br> A |
| xxxxxx9805 |  | XXXX | XXXX<br> A |
| xxxxxx9792 |  | XXXX | XXXX<br> C<br> A |
| xxxxxx9669 |  | XXXX | XXXX<br> A<br> D |
| xxxxxx9670 |  | XXXX | XXXX<br> A<br> D |
| xxxxxx9588 |  | XXXX | XXXX<br> B<br> D<br> A |
| xxxxxx9679 |  | XXXX | XXXX<br> A |
| xxxxxx9951 |  | XXXX | XXXX<br> A<br> D |
| xxxxxx9367 |  | XXXX | XXXX<br> C<br> A |
| xxxxxx6521 |  | XXXX | XXXX<br> A |
| xxxxxx0117 |  | XXXX | XXXX<br> A |
| xxxxxx9625 |  | XXXX | XXXX<br> A<br> D |
| xxxxxx9746 |  | XXXX | XXXX<br> A<br> D |
| xxxxxx9341 |  | XXXX | XXXX<br> D<br> A |
| xxxxxx9572 |  | XXXX | XXXX<br> A<br> D |
| xxxxxx9737 |  | XXXX | XXXX<br> A<br> D |
| xxxxxx9937 |  | XXXX | XXXX<br> D<br> A |
| xxxxxx9540 |  | XXXX | XXXX<br> D<br> A |
| xxxxxx9878 |  | XXXX | XXXX<br> A |
| xxxxxx9649 |  | XXXX | XXXX<br> A<br> D |
| xxxxxx8732 |  | XXXX | XXXX<br> C<br> A |
| xxxxxx9157 |  | XXXX | XXXX<br> A |
| xxxxxx8675 |  | XXXX | XXXX<br> A<br> D |
| xxxxxx9525 |  | XXXX | XXXX<br> B<br> A |
| xxxxxx9752 |  | XXXX | XXXX<br> A |
| xxxxxx9251 |  | XXXX | XXXX<br> C<br> D<br> A |
| xxxxxx9399 |  | XXXX | XXXX<br> A |
| xxxxxx0064 |  | XXXX | XXXX<br> A |
| xxxxxx0579 |  | XXXX | XXXX<br> A |
| xxxxxx9863 |  | XXXX | XXXX<br> A<br> D |
| xxxxxx9918 |  | XXXX | XXXX<br> B<br> A |
| xxxxxx0445 |  | XXXX | XXXX<br> C<br> A |
| xxxxxx9430 |  | XXXX | XXXX<br> C<br> A<br> B |
| xxxxxx0407 |  | XXXX | XXXX<br> A |
| xxxxxx0559 |  | XXXX | XXXX<br> C<br> A |
| xxxxxx0593 |  | XXXX | XXXX<br> A |
| xxxxxx0565 |  | XXXX | XXXX<br> D<br> A<br> C<br> B |
| xxxxxx9879 |  | XXXX | XXXX<br> A<br> D |
| xxxxxx9936 |  | XXXX | XXXX<br> D<br> A |
| xxxxxx0308 |  | XXXX | XXXX<br> A<br> D |
| xxxxxx0768 |  | XXXX | XXXX<br> A |
| xxxxxx0428 |  | XXXX | XXXX<br> A<br> C |
| xxxxxx0431 |  | XXXX | XXXX<br> A<br> C |
| xxxxxx0680 |  | XXXX | XXXX<br> A |
| xxxxxx0489 |  | XXXX | XXXX<br> A |
| xxxxxx0242 |  | XXXX | XXXX<br> D<br> A |
| xxxxxx0449 |  | XXXX | XXXX<br> A |
| xxxxxx0528 |  | XXXX | XXXX<br> A<br> B |
| xxxxxx0498 |  | XXXX | XXXX<br> A |
| xxxxxx1154 |  | XXXX | XXXX<br> C<br> A<br> B |
| xxxxxx0537 |  | XXXX | XXXX<br> B<br> A |
| xxxxxx1094 |  | XXXX | XXXX<br> C<br> A |
| xxxxxx0442 |  | XXXX | XXXX<br> C<br> A<br> B |
| xxxxxx1067 |  | XXXX | XXXX<br> C<br> A |
| xxxxxx1200 |  | XXXX | XXXX<br> A<br> B |
| xxxxxx1247 |  | XXXX | XXXX<br> A |
| xxxxxx0956 |  | XXXX | XXXX<br> A<br> D |
| xxxxxx1133 |  | XXXX | XXXX<br> B<br> A |
| xxxxxx0759 |  | XXXX | XXXX<br> A |
| xxxxxx1645 |  | XXXX | XXXX<br> A |
| xxxxxx0540 |  | XXXX | XXXX<br> A<br> D<br> B |
| xxxxxx0763 |  | XXXX | XXXX<br> A<br> B |
| xxxxxx1300 |  | XXXX | XXXX<br> A |
| xxxxxx1093 |  | XXXX | XXXX<br> B<br> A |
| xxxxxx1026 |  | XXXX | XXXX<br> A<br> D |
| xxxxxx1373 |  | XXXX | XXXX<br> A |
| xxxxxx1377 |  | XXXX | XXXX<br> B<br> A |
| xxxxxx1204 |  | XXXX | XXXX<br> C<br> A |
| xxxxxx1208 |  | XXXX | XXXX<br> A |
| xxxxxx1233 |  | XXXX | XXXX<br> A |
| xxxxxx1634 |  | XXXX | XXXX<br> C<br> A |
| xxxxxx1096 |  | XXXX | XXXX<br> D<br> C<br> A |
| xxxxxx1146 |  | XXXX | XXXX<br> D<br> A |
| xxxxxx1379 |  | XXXX | XXXX<br> C<br> A<br> B |
| xxxxxx1240 |  | XXXX | XXXX<br> D<br> A |
| xxxxxx1119 |  | XXXX | XXXX<br> B<br> C<br> A |
| xxxxxx9768 |  | XXXX | XXXX<br> C<br> A<br> B |
| xxxxxx1256 |  | XXXX | XXXX<br> A |
| xxxxxx1323 |  | XXXX | XXXX<br> A |
| xxxxxx1688 |  | XXXX | XXXX<br> A |
| xxxxxx0966 |  | XXXX | XXXX<br> A<br> D |
| xxxxxx1002 |  | XXXX | XXXX<br> C<br> A |
| xxxxxx1070 |  | XXXX | XXXX<br> A<br> C<br> D |
| xxxxxx1381 |  | XXXX | XXXX<br> B<br> A |
| xxxxxx1118 |  | XXXX | XXXX<br> D<br> A |
| xxxxxx1647 |  | XXXX | XXXX<br> C<br> A |
| xxxxxx1544 |  | XXXX | XXXX<br> D<br> A |
| xxxxxx0904 |  | XXXX | XXXX<br> A |
| xxxxxx1427 |  | XXXX | XXXX<br> D<br> A |
| xxxxxx1319 |  | XXXX | XXXX<br> C<br> D<br> A |
| xxxxxx1425 |  | XXXX | XXXX<br> D<br> A |
| xxxxxx1084 |  | XXXX | XXXX<br> A |
| xxxxxx1395 |  | XXXX | XXXX<br> A<br> B |
| xxxxxx1523 |  | XXXX | XXXX<br> A |
| xxxxxx1455 |  | XXXX | XXXX<br> A |
| xxxxxx1553 |  | XXXX | XXXX<br> C<br> A |
| xxxxxx1549 |  | XXXX | XXXX<br> C<br> A |
| xxxxxx1528 |  | XXXX | XXXX<br> A<br> D |
| xxxxxx1599 |  | XXXX | XXXX<br> C<br> A<br> B |
| xxxxxx1349 |  | XXXX | XXXX<br> C<br> A |
| xxxxxx1248 |  | XXXX | XXXX<br> D<br> A |
| xxxxxx1302 |  | XXXX | XXXX<br> C<br> A |
| xxxxxx1478 |  | XXXX | XXXX<br> C<br> A<br> B |
| xxxxxx9500 |  | XXXX | XXXX<br> B<br> A |

---

## Exhibit 99.4

---

| | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Seller** | **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Queue** | **Created Date** | **Last Modified Date** | **Finding Status** | **Event Level** | **Finding Category** | **Finding Sub Category** | **Finding Name** | **Reviewer Comments** | **Seller Comments** | **Finding Resolution** | **Finding Document** | **Reviewer Comp Factors** | **Originator Comp Factors** | **State** | **Occupancy** | **Loan Purpose** | **Refinance Purpose** | **Unique Finding ID** | **Acknowledged / Waived By** | **Waiver in File?** |
| XXXX | xxxxxxx0105 |  |  | Closed | 2022-03-24 00:27 | 2022-03-24 13:05 | Resolved | 1 - Information<br> C<br> A | Credit | Insurance | Hazard Insurance Coverage Amount is less than Required Coverage Amount | XXXX | Ready for Review-Document Uploaded. - Seller-03/24/2022<br>| XXXX | XXXX |  |  | FL | Investment | Refinance | Cash Out - Other | 360573 | N/A | N/A |
| XXXX | xxxxxxx0105 |  |  | Closed | 2022-03-22 15:13 | 2022-03-22 16:24 | Resolved | 1 - Information<br> C<br> A | Credit | Borrower | Borrower 1 Ethnicity Selection is Not Provided | Resolved-Client provided final 1003 - Due Diligence Vendor-03/22/2022<br>Ready for Review-Document Uploaded. - Seller-03/22/2022<br>Open-Borrower 1 Ethnicity Selection is Not Provided - Due Diligence Vendor-03/22/2022 | Ready for Review-Document Uploaded. - Seller-03/22/2022<br>| Resolved-Client provided final 1003 - Due Diligence Vendor-03/22/2022<br>| XXXX |  |  | FL | Investment | Refinance | Cash Out - Other | 360481 | N/A | N/A |
| XXXX | xxxxxxx0105 |  |  | Closed | 2022-03-22 15:13 | 2022-03-22 16:23 | Resolved | 1 - Information<br> C<br> A | Credit | Borrower | Borrower 1 Race Selection is Not Provided | Resolved-Client provided final 1003 - Due Diligence Vendor-03/22/2022<br>Ready for Review-Document Uploaded. - Seller-03/22/2022<br>Open-Borrower 1 Race Selection is Not Provided - Due Diligence Vendor-03/22/2022 | Ready for Review-Document Uploaded. - Seller-03/22/2022<br>| Resolved-Client provided final 1003 - Due Diligence Vendor-03/22/2022<br>| XXXX |  |  | FL | Investment | Refinance | Cash Out - Other | 360482 | N/A | N/A |
| XXXX | xxxxxxx0105 |  |  | Closed | 2022-03-22 14:51 | 2022-03-22 16:22 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Missing evidence of rate lock | Resolved-Client provided rate lock document uploaded - Due Diligence Vendor-03/22/2022<br>Ready for Review-Document Uploaded. - Seller-03/22/2022<br>Open- - Due Diligence Vendor-03/22/2022 | Ready for Review-Document Uploaded. - Seller-03/22/2022<br>| Resolved-Client provided rate lock document uploaded - Due Diligence Vendor-03/22/2022<br>| LOCK CONFIRMATION_(42).pdf |  |  | FL | Investment | Refinance | Cash Out - Other | 360556 | N/A | N/A |
| XXXX | xxxxxxx0524 |  |  | Closed | 2022-03-22 13:30 | 2022-03-22 20:02 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Missing evidence of rate lock | Resolved-Rate lock date has been entered and marked present. - Due Diligence Vendor-03/22/2022<br>Ready for Review-Document Uploaded. - Seller-03/22/2022<br>Open-Please provide document. - Due Diligence Vendor-03/21/2022 | Ready for Review-Document Uploaded. - Seller-03/22/2022<br>| Resolved-Rate lock date has been entered and marked present. - Due Diligence Vendor-03/22/2022<br>| LOCK CONFIRMATION_(41).pdf |  |  | WA | Investment | Refinance | Cash Out - Other | 359654 | N/A | N/A |
| XXXX | xxxxxxx0378 |  |  | Closed | 2022-03-23 16:18 | 2022-03-23 16:28 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Missing evidence of rate lock | Resolved-Entered Rate Lock; Resolved - Due Diligence Vendor-03/23/2022<br>Ready for Review-Document Uploaded. - Seller-03/23/2022<br>Open-Missing evidence of rate lock. - Due Diligence Vendor-03/23/2022 | Ready for Review-Document Uploaded. - Seller-03/23/2022<br>| Resolved-Entered Rate Lock; Resolved - Due Diligence Vendor-03/23/2022<br>| LOCK CONFIRMATION_(59).pdf |  |  | FL | Investment | Refinance | Cash Out - Other | 363782 | N/A | N/A |
| XXXX | xxxxxxx0380 |  |  | Closed | 2022-03-23 21:07 | 2022-03-23 21:15 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Missing evidence of rate lock | Resolved-Lock confirmation received and updated to review screens - Due Diligence Vendor-03/23/2022<br>Ready for Review-Document Uploaded. - Seller-03/23/2022<br>Open-Evidence of Rate Lock not in file at time of review. - Due Diligence Vendor-03/23/2022 | Ready for Review-Document Uploaded. - Seller-03/23/2022<br>| Resolved-Lock confirmation received and updated to review screens - Due Diligence Vendor-03/23/2022<br>| LOCK CONFIRMATION_(65).pdf |  |  | CA | Investment | Refinance | Cash Out - Other | 364147 | N/A | N/A |
| XXXX | xxxxxxx0023 |  |  | Closed | 2022-03-23 19:04 | 2022-03-24 11:27 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Missing evidence of rate lock | Resolved-Rate Lock Entered Resolved. - Due Diligence Vendor-03/24/2022<br>Ready for Review-Document Uploaded. - Seller-03/23/2022<br>Open- - Due Diligence Vendor-03/23/2022 | Ready for Review-Document Uploaded. - Seller-03/23/2022<br>| Resolved-Rate Lock Entered Resolved. - Due Diligence Vendor-03/24/2022<br>| LOCK CONFIRMATION_(61).pdf |  |  | CA | Investment | Refinance | Cash Out - Other | 364071 | N/A | N/A |
| XXXX | xxxxxxx0503 |  |  | Closed | 2022-03-28 23:44 | 2022-03-29 23:02 | Resolved | 1 - Information<br> C<br> A | Compliance | Compliance | TRID violation; revised Loan Estimate not issued for rate lock. | Resolved-Information entered; Resolved - Due Diligence Vendor-03/29/2022<br>Ready for Review-Document Uploaded. - Seller-03/28/2022<br>Open-Please provide a Rate Lock. - Due Diligence Vendor-03/28/2022 | Ready for Review-Document Uploaded. - Seller-03/28/2022<br>| Resolved-Information entered; Resolved - Due Diligence Vendor-03/29/2022<br>| LOCK CONFIRMATION_(1).pdf |  |  | CA | Investment | Refinance | Cash Out - Other | 369151 | N/A | N/A |
| XXXX | xxxxxxx0503 |  |  | Closed | 2022-03-28 23:44 | 2022-03-29 23:00 | Resolved | 1 - Information<br> A | Compliance | Missing Doc | Missing evidence of rate lock | Resolved-Entered Information into LM; Resolved - Due Diligence Vendor-03/29/2022<br>Ready for Review-Document Uploaded. - Seller-03/28/2022<br>Rescinded- - Due Diligence Vendor-03/28/2022<br>Open-Please provide a Rate Lock. - Due Diligence Vendor-03/25/2022 | Ready for Review-Document Uploaded. - Seller-03/28/2022<br>| Resolved-Entered Information into LM; Resolved - Due Diligence Vendor-03/29/2022<br>| LOCK CONFIRMATION_(1).pdf |  |  | CA | Investment | Refinance | Cash Out - Other | 367464 | N/A | N/A |
| XXXX | xxxxxxx0503 |  |  | Closed | 2022-03-28 23:43 | 2022-03-29 12:41 | Resolved | 1 - Information<br> C<br> A | Credit | Insurance | Hazard Insurance Effective Date is after the Note Date | XXXX | Ready for Review-Document Uploaded. Loan is refi - see both policies attached. - Seller-03/28/2022<br>| XXXX | XXXX |  |  | CA | Investment | Refinance | Cash Out - Other | 367398 | N/A | N/A |
| XXXX | xxxxxxx0027 |  |  | Closed | 2022-03-29 14:32 | 2022-03-30 12:09 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | Hazard Insurance coverage does not include Business Interruption / Rent-Loss Coverage | Resolved-Rent loss coverage of $40,000 - Due Diligence Vendor-03/30/2022<br>Ready for Review-Document Uploaded. - Seller-03/29/2022<br>Open-please provide ins declaration for the bwr showing at least 6 months of rent covered per GLs section 14.5 - Due Diligence Vendor-03/29/2022 | Ready for Review-Document Uploaded. - Seller-03/29/2022<br>| XXXX | HAZARD INSURANCE_(1).pdf |  |  | FL | Investment | Refinance | Cash Out - Other | 370949 | N/A | N/A |
| XXXX | xxxxxxx0091 |  |  | Closed | 2022-03-29 18:54 | 2022-03-29 19:36 | Resolved | A | Data Edit | Data Edit | No Selection for Title Vesting | Resolved-A Selection has been made for Title Currently Vested - Due Diligence Vendor-03/29/2022<br>Ready for Review-Document Uploaded. - Seller-03/29/2022<br>Open-No Selection has been made for Title Currently Vested Title Document is Missing. Please Provide - Due Diligence Vendor-03/28/2022 | Ready for Review-Document Uploaded. - Seller-03/29/2022<br>| Resolved-A Selection has been made for Title Currently Vested - Due Diligence Vendor-03/29/2022<br>| TITLE REPORT_.pdf<br>vesting sun.pdf |  |  | CA | Investment | Refinance | Cash Out - Other | 368802 | N/A | N/A |
| XXXX | xxxxxxx0091 |  |  | Closed | 2022-03-29 18:57 | 2022-03-29 19:36 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Title Document Missing | Resolved-Title Document is fully Present - Due Diligence Vendor-03/29/2022<br>Ready for Review-Document Uploaded. - Seller-03/29/2022<br>Open-Title Document is missing Title Document is Missing. Please Provide - Due Diligence Vendor-03/28/2022 | Ready for Review-Document Uploaded. - Seller-03/29/2022<br>| Resolved-Title Document is fully Present - Due Diligence Vendor-03/29/2022<br>| vesting sun.pdf<br>TITLE REPORT_.pdf<br>TITLE REPORT_(1).pdf |  |  | CA | Investment | Refinance | Cash Out - Other | 368803 | N/A | N/A |
| XXXX | xxxxxxx0553 |  |  | Closed | 2022-04-06 19:09 | 2022-10-03 18:42 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Missing credit report | Resolved-Credit Report is Provided - Due Diligence Vendor-04/18/2022<br>Resolved-Credit Report uploaded. Credit Liabilities screen updated. Finding resolved. - Due Diligence Vendor-04/18/2022<br>Ready for Review-Document Uploaded. - Buyer-04/18/2022<br>Open-Credit Report is Missing Initial Credit report used to qualify the loan is not in file - please provide - Due Diligence Vendor-04/06/2022 |  | Resolved-Credit Report is Provided - Due Diligence Vendor-04/18/2022<br>Resolved-Credit Report uploaded. Credit Liabilities screen updated. Finding resolved. - Due Diligence Vendor-04/18/2022<br>| CREDIT REPORT.pdf |  |  | CA | Investment | Purchase | NA | 386385 | N/A | N/A |
| XXXX | xxxxxxx0553 |  |  | Closed | 2022-04-06 19:40 | 2022-04-21 13:41 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-04/21/2022<br>Resolved-Fraud report provided. Fraud screen updated. Finding resolved. - Due Diligence Vendor-04/21/2022<br>Ready for Review-Document Uploaded. - Buyer-04/20/2022<br>Open-Missing Third Party Fraud Report Third Party Fraud report not located in the file - please provide - Due Diligence Vendor-04/06/2022 |  | Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-04/21/2022<br>Resolved-Fraud report provided. Fraud screen updated. Finding resolved. - Due Diligence Vendor-04/21/2022<br>| LOANSAFE FRAUD MANAGER (1).pdf |  |  | CA | Investment | Purchase | NA | 386581 | N/A | N/A |
| XXXX | xxxxxxx0553 |  |  | Closed | 2022-04-06 19:48 | 2022-04-18 13:43 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | DSCR unknown | Resolved-1008 uploaded reflecting DSCR score. Finding resolved. - Due Diligence Vendor-04/18/2022<br>Ready for Review-Document Uploaded. - Buyer-04/18/2022<br>Open-Lender DSCR worksheet not in file, 1008 does not state the DSCR score or the figures used - Please provide DSCR worksheet to show how DSCR score was derived - Due Diligence Vendor-04/06/2022 |  | Resolved-1008 uploaded reflecting DSCR score. Finding resolved. - Due Diligence Vendor-04/18/2022<br>| 1008 FINAL.pdf |  |  | CA | Investment | Purchase | NA | 386602 | N/A | N/A |
| XXXX | xxxxxxx0569 |  |  | Closed | 2022-04-11 14:00 | 2022-04-20 16:59 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-Third Party Fraud Report is provided OFAC report uploaded. Fraud Report screen updated. Finding resolved. - Due Diligence Vendor-04/20/2022<br>Ready for Review-Document Uploaded. - Buyer-04/18/2022<br>Open-Missing Third Party Fraud Report Please provide OFAC/Exclusionary list - Due Diligence Vendor-04/11/2022 |  | Resolved-Third Party Fraud Report is provided OFAC report uploaded. Fraud Report screen updated. Finding resolved. - Due Diligence Vendor-04/20/2022<br>| LOANSAFE ALERTS SUMMARY (1).pdf |  |  | CA | Investment | Refinance | No Cash Out - Borrower Initiated | 392973 | N/A | N/A |
| XXXX | xxxxxxx0569 |  |  | Closed | 2022-04-11 22:26 | 2022-04-19 19:10 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | FICO score does not meet guidelines | XXXX |  | XXXX | LOPrint (2).pdf<br>LOPrint (3).pdf<br>APPROVAL CERTIFICATE (1).pdf |  |  | CA | Investment | Refinance | No Cash Out - Borrower Initiated | 394907 | N/A | N/A |
| XXXX | xxxxxxx0569 |  |  | Closed | 2022-04-11 22:16 | 2022-04-18 13:27 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | Missing documentation evidencing borrower's identity | XXXX |  | Resolved-Valid passport in file - Due Diligence Vendor-04/18/2022<br>|  |  |  | CA | Investment | Refinance | No Cash Out - Borrower Initiated | 394902 | N/A | N/A |
| XXXX | xxxxxxx0180 |  |  | Closed | 2022-04-26 19:51 | 2022-05-06 19:20 | Resolved | 1 - Information<br> D<br> A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-Validation Resolved - Due Diligence Vendor-05/06/2022<br>Resolved-Desk review provided. Updated property screen. Finding resolved. - Due Diligence Vendor-05/06/2022<br>Ready for Review-Document Uploaded. - Buyer-05/06/2022<br>Open-No Secondary Value or Additional Review Products have been selected Desk Review is missing loan Package please provide - Due Diligence Vendor-04/26/2022 |  | Resolved-Validation Resolved - Due Diligence Vendor-05/06/2022<br>Resolved-Desk review provided. Updated property screen. Finding resolved. - Due Diligence Vendor-05/06/2022<br>| CDA.pdf |  |  | FL | Investment | Purchase | NA | 423436 | N/A | N/A |
| XXXX | xxxxxxx0180 |  |  | Closed | 2022-04-26 19:51 | 2022-05-06 19:20 | Resolved | 1 - Information<br> A | Property | Missing Doc | Second Appraisal/ Valuation is Missing Required for Securitizations | Resolved-Condition Resolved or Not Applicable. - Due Diligence Vendor-05/06/2022<br>Rescinded-Rescinded, duplicate finding - Due Diligence Vendor-05/02/2022<br>Open-No Secondary Value or Additional Review Products have been selected, which are required for securitization. Desk Review is missing loan Package please provide - Due Diligence Vendor-04/26/2022 |  | Resolved-Condition Resolved or Not Applicable. - Due Diligence Vendor-05/06/2022<br>Rescinded-Rescinded, duplicate finding - Due Diligence Vendor-05/02/2022<br>|  |  |  | FL | Investment | Purchase | NA | 423437 | N/A | N/A |
| XXXX | xxxxxxx0180 |  |  | Closed | 2022-04-26 21:03 | 2022-05-02 17:27 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | TRID: Missing Closing Disclosure | Resolved-TRID: Final Closing Disclosure Provided - Due Diligence Vendor-05/02/2022<br>Resolved-Entered Final Closing Disclosure into the system - Due Diligence Vendor-04/28/2022<br>Ready for Review-Document Uploaded. Please see attached Final CD - Buyer-04/28/2022<br>Open-TRID: Missing Final Closing Disclosure. Please Provide - Due Diligence Vendor-04/26/2022 |  | Resolved-TRID: Final Closing Disclosure Provided - Due Diligence Vendor-05/02/2022<br>Resolved-Entered Final Closing Disclosure into the system - Due Diligence Vendor-04/28/2022<br>| Final CD.pdf |  |  | FL | Investment | Purchase | NA | 423794 | N/A | N/A |
| XXXX | xxxxxxx0180 |  |  | Closed | 2022-04-26 19:23 | 2022-04-28 19:48 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Business Purpose Affidavit is Missing | Resolved-Business Purpose Cert was received and entered - Due Diligence Vendor-04/28/2022<br>Ready for Review-Document Uploaded. Attached is the Cert of business purpose - Buyer-04/28/2022<br>Rescinded-Business purpose certification located on page 515 - rescinded - Due Diligence Vendor-04/27/2022<br>Open-The 1008 Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Business purpose disclosure is missing in loan package please provide - Due Diligence Vendor-04/26/2022 |  | Resolved-Business Purpose Cert was received and entered - Due Diligence Vendor-04/28/2022<br>Rescinded-Business purpose certification located on page 515 - rescinded - Due Diligence Vendor-04/27/2022<br>| Cert of Busniess Purpose.pdf |  |  | FL | Investment | Purchase | NA | 423332 | N/A | N/A |
| XXXX | xxxxxxx0182 |  |  | Closed | 2022-04-26 20:27 | 2022-05-19 22:15 | Resolved | 1 - Information<br> A | Credit | Missing Doc | 1008 Document is Missing | Resolved-The 1008 document is present in the loan file. - Due Diligence Vendor-05/02/2022<br>Rescinded-1008 is in file. Correct finding has been added and resolved. - Due Diligence Vendor-05/02/2022<br>Ready for Review-If loan is a DSCR loan, then what would need to be updated? - Buyer-04/29/2022<br>Counter-1008 provided shows income and back end DTI. Page 690 in the file reflects that this loan is a DSCR. Please advise and provide an updated 1008. - Due Diligence Vendor-04/28/2022<br>Resolved-1008 provided. 1008 screen updated. Finding resolved. - Due Diligence Vendor-04/28/2022<br>Ready for Review-Document Uploaded. - Buyer-04/28/2022<br>Open-The 1008 document is missing from the loan file. - Due Diligence Vendor-04/26/2022 |  | Resolved-The 1008 document is present in the loan file. - Due Diligence Vendor-05/02/2022<br>Rescinded-1008 is in file. Correct finding has been added and resolved. - Due Diligence Vendor-05/02/2022<br>Resolved-1008 provided. 1008 screen updated. Finding resolved. - Due Diligence Vendor-04/28/2022<br>| 1008.pdf |  |  | NJ | Investment | Purchase | NA | 423577 | N/A | N/A |
| XXXX | xxxxxxx0182 |  |  | Closed | 2022-05-02 15:10 | 2022-05-09 18:05 | Resolved | 1 - Information<br> A | Credit | Doc Issue | Data Discrepancy - Tape Data is Different to Original Document Data | XXXX |  | XXXX |  |  |  | NJ | Investment | Purchase | NA | 431733 | N/A | N/A |
| XXXX | xxxxxxx0189 |  |  | Closed | 2022-05-03 00:23 | 2022-05-03 17:09 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | Lender Approval Form is Missing | Resolved-Lender Approval has been provided. Loan program stated. Screens updated. Finding resolved. - Due Diligence Vendor-05/03/2022<br>Ready for Review-Document Uploaded. - Buyer-05/03/2022<br>Open-Unable to verify loan program, please provide - Due Diligence Vendor-05/03/2022 |  | Resolved-Lender Approval has been provided. Loan program stated. Screens updated. Finding resolved. - Due Diligence Vendor-05/03/2022<br>| investor approvals.pdf |  |  | FL | Investment | Refinance | Cash Out - Other | 433611 | N/A | N/A |
| XXXX | xxxxxxx0189 |  |  | Closed | 2022-05-03 00:28 | 2022-05-03 17:08 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | Hazard Insurance coverage does not include Business Interruption / Rent-Loss Coverage | Resolved-Rent loss coverage listed on the Hazard Insurance Policy. Finding resolved. - Due Diligence Vendor-05/03/2022<br>Ready for Review-Can you advise what the monthly Rent should be? so i ca get the HOI Updated - Buyer-05/03/2022<br>Open-Please provide updated HOI showing minimum of 6 months of rental loss - Due Diligence Vendor-05/03/2022 |  | Resolved-Rent loss coverage listed on the Hazard Insurance Policy. Finding resolved. - Due Diligence Vendor-05/03/2022<br>|  |  |  | FL | Investment | Refinance | Cash Out - Other | 433612 | N/A | N/A |
| XXXX | xxxxxxx0189 |  |  | Closed | 2022-05-02 16:41 | 2022-05-03 14:47 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Business Purpose Affidavit is Missing | Resolved-The Business Purpose Affidavit is present or Not Applicable (1008 Page Loan Type is DSCR.) - Due Diligence Vendor-05/03/2022<br>Resolved-Business Purpose Disclosure provided. Screens updated. Finding resolved. - Due Diligence Vendor-05/03/2022<br>Ready for Review-Document Uploaded. - Buyer-05/03/2022<br>Open-The 1008 Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Please provide Business Purpose Affidavit Disclosure. - Due Diligence Vendor-05/02/2022 |  | Resolved-The Business Purpose Affidavit is present or Not Applicable (1008 Page Loan Type is DSCR.) - Due Diligence Vendor-05/03/2022<br>Resolved-Business Purpose Disclosure provided. Screens updated. Finding resolved. - Due Diligence Vendor-05/03/2022<br>| Busniess Purpose cert.pdf |  |  | FL | Investment | Refinance | Cash Out - Other | 432130 | N/A | N/A |
| XXXX | xxxxxx0181 |  |  | Closed | 2022-04-26 15:43 | 2022-10-04 18:02 | Waived | 2 - Non-Material<br> D<br> B | Credit | Missing Doc | Missing Gap Credit Report | Waived- - Due Diligence Vendor-05/23/2022<br>Resolved-Gap Credit Report is Provided or Not Applicable - Due Diligence Vendor-05/23/2022<br>Waived-Gap report is no longer required, waived. - Due Diligence Vendor-05/23/2022<br>Ready for Review-Document Uploaded. - Buyer-05/23/2022<br>Open-Gap Credit Report is Missing please Provide. - Due Diligence Vendor-04/26/2022 |  | Resolved-Gap Credit Report is Provided or Not Applicable - Due Diligence Vendor-05/23/2022<br>Waived-Gap report is no longer required, waived. - Due Diligence Vendor-05/23/2022<br>| XXXX |  | XXXX | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 422406 | Originator Post-Close | No |
| XXXX | xxxxxx0181 |  |  | Closed | 2022-04-26 16:15 | 2022-05-23 17:44 | Resolved | 1 - Information<br> C<br> A | Credit | Doc Issue | Transmittal (1008) is Missing | Resolved-1008 with P&I that matches the Note received. Resolved. - Due Diligence Vendor-05/23/2022<br>Ready for Review-Document Uploaded. - Buyer-05/23/2022<br>Open-Please update the P&I on the 1008 to match the Note - Due Diligence Vendor-04/26/2022 |  | Resolved-1008 with P&I that matches the Note received. Resolved. - Due Diligence Vendor-05/23/2022<br>| XXXX |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 422525 | N/A | N/A |
| XXXX | xxxxxx0181 |  |  | Closed | 2022-04-26 15:40 | 2022-05-23 17:33 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Missing Lender Income Calculation Worksheet | Resolved-Income worksheet received and updated to review, resolved. - Due Diligence Vendor-05/23/2022<br>Ready for Review-Document Uploaded. - Buyer-05/23/2022<br>Open-Bank Statement Summary/Lender Worksheet is missing. please Provide - Due Diligence Vendor-04/26/2022 |  | Resolved-Income worksheet received and updated to review, resolved. - Due Diligence Vendor-05/23/2022<br>| XXXX |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 422379 | N/A | N/A |
| XXXX | xxxxxx0168 |  |  | Closed | 2022-04-26 15:51 | 2022-10-04 18:15 | Waived | 2 - Non-Material<br> C<br> B | Credit | Closing | Gap Credit Report Within 10 Days of Closing is Expired | XXXX |  |  |  |  | XXXX | CA | Primary Residence | Refinance | Cash Out - Other | 422429 | Originator Post-Close | No |
| XXXX | xxxxxx0168 |  |  | Closed | 2022-04-27 19:32 | 2022-06-15 19:28 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | The Deed of Trust is Incomplete | XXXX |  | Resolved-New updated DOT received. Finding resolved. - Due Diligence Vendor-05/19/2022<br>Resolved-The Deed of Trust is Present and Complete - Due Diligence Vendor-05/19/2022<br>| Binder1.pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | 425821 | N/A | N/A |
| XXXX | xxxxxx0168 |  |  | Closed | 2022-04-27 19:43 | 2022-06-06 17:19 | Resolved | 1 - Information<br> B<br> A | Credit | Doc Issue | Transmittal (1008) is Missing | Resolved-Updated 1008 provided. Updated 1008, final looks and data compare screen. DTI spot on. Finding resolved. - Due Diligence Vendor-06/06/2022<br>Ready for Review-Document Uploaded. - Buyer-06/05/2022<br>Open-HOA fees per appraisal showing $200. Please update 1008 and recalculated DTIs - Due Diligence Vendor-05/31/2022<br>Open-Document in file is not correct page 640 - Due Diligence Vendor-05/20/2022<br>Rescinded-document in file - Due Diligence Vendor-05/20/2022<br>Open-Please provide updated 1008 showing updated PITIA and DTI<br>Please provide clarification on the loan program tier - Due Diligence Vendor-04/27/2022 |  | Resolved-Updated 1008 provided. Updated 1008, final looks and data compare screen. DTI spot on. Finding resolved. - Due Diligence Vendor-06/06/2022<br>Rescinded-document in file - Due Diligence Vendor-05/20/2022<br>| LOPrint (33).pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | 425867 | N/A | N/A |
| XXXX | xxxxxx0168 |  |  | Closed | 2022-04-27 19:23 | 2022-05-26 16:42 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | The Note is Incomplete | XXXX |  | Resolved-The Note is Present - Due Diligence Vendor-05/26/2022<br>Resolved-Note received - Due Diligence Vendor-05/26/2022<br>| XXXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | 425777 | N/A | N/A |
| XXXX | xxxxxx0121 |  |  | Closed | 2022-04-26 19:46 | 2022-05-18 13:24 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Missing Gap Credit Report | Resolved-Gap Credit Report is Provided or Not Applicable - Due Diligence Vendor-05/18/2022<br>Resolved-Gap Credit report provided. Updated Credit screen. Finding resolved. - Due Diligence Vendor-05/18/2022<br>Ready for Review-Document Uploaded. - Buyer-05/18/2022<br>Open-Gap Credit Report is Missing in file. Please provide - Due Diligence Vendor-04/26/2022 |  | Resolved-Gap Credit Report is Provided or Not Applicable - Due Diligence Vendor-05/18/2022<br>Resolved-Gap Credit report provided. Updated Credit screen. Finding resolved. - Due Diligence Vendor-05/18/2022<br>| CREDIT REFRESH.pdf |  |  | CA | Primary Residence | Purchase | NA | 423420 | N/A | N/A |
| XXXX | xxxxxx6927 |  |  | Closed | 2022-06-08 22:43 | 2022-06-10 15:16 | Resolved | 1 - Information<br> A | Credit | Doc Issue | Data Discrepancy - Tape Data is Different to Original Document Data | XXXX | Ready for Review-Document Uploaded. - Seller-06/08/2022<br>Ready for Review-Document Uploaded. - Seller-06/07/2022<br>| Resolved-Client provided tape 2.28 - Due Diligence Vendor-06/10/2022<br>| XXXX |  |  | CA | Investment | Refinance | No Cash Out - Borrower Initiated | 448700 | N/A | N/A |
| XXXX | xxxxxx6927 |  |  | Closed | 2022-06-07 20:59 | 2022-06-08 18:01 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | Note is not dated. | Resolved-Client provided note dated. - Due Diligence Vendor-06/08/2022<br>Ready for Review-Document Uploaded. - Seller-06/07/2022<br>Open-Note is not dated and property address is not indicated. - Due Diligence Vendor-04/27/2022 | Ready for Review-Document Uploaded. - Seller-06/07/2022<br>| Resolved-Client provided note dated. - Due Diligence Vendor-06/08/2022<br>| XXXX |  |  | CA | Investment | Refinance | No Cash Out - Borrower Initiated | 426066 | N/A | N/A |
| XXXX | xxxxxx6927 |  |  | Closed | 2022-05-17 22:43 | 2022-05-18 18:09 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Missing Deed of Trust Riders | Resolved-Complete Deed of Trust received. Finding resolved. - Due Diligence Vendor-05/18/2022<br>Ready for Review-Document Uploaded. - Seller-05/17/2022<br>Open-Riders are not referenced in the Deed of trust, however, there are separate riders. - Due Diligence Vendor-04/27/2022 | Ready for Review-Document Uploaded. - Seller-05/17/2022<br>| Resolved-Complete Deed of Trust received. Finding resolved. - Due Diligence Vendor-05/18/2022<br>| MISCELLANEOUS SIGNED FINAL DOCS (1).pdf |  |  | CA | Investment | Refinance | No Cash Out - Borrower Initiated | 426068 | N/A | N/A |
| XXXX | xxxxxx6927 |  |  | Closed | 2022-05-09 17:45 | 2022-05-10 18:35 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | Appraisal deficiency. | XXXX | Ready for Review-Document Uploaded. - Seller-05/09/2022<br>| Resolved-Thank you for provided the updated appraisal - Due Diligence Vendor-05/10/2022<br>| New appraisal.pdf |  |  | CA | Investment | Refinance | No Cash Out - Borrower Initiated | 428289 | N/A | N/A |
| XXXX | xxxxxx6927 |  |  | Closed | 2022-05-02 17:48 | 2022-05-02 20:54 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved- - Due Diligence Vendor-05/02/2022<br>Ready for Review-Document Uploaded. - Seller-05/02/2022<br>Resolved-Fees entered. Finding resolved. - Due Diligence Vendor-05/02/2022<br>Ready for Review-Document Uploaded. - Seller-04/29/2022<br>Open-The Final HUD-1 Settlement Statement is missing. The document must indicate Final and must have a certified True Copy stamp and be signed/dated by the borrower(s). - Due Diligence Vendor-04/28/2022 | Ready for Review-Document Uploaded. - Seller-05/02/2022<br>Ready for Review-Document Uploaded. - Seller-04/29/2022<br>| Resolved-Fees entered. Finding resolved. - Due Diligence Vendor-05/02/2022<br>| FINAL HUD-1 SIGNED (194).pdf<br>FINAL HUD-1 SIGNED (199).pdf |  |  | CA | Investment | Refinance | No Cash Out - Borrower Initiated | 427511 | N/A | N/A |
| XXXX | xxxxxxx0236 |  |  | Closed | 2022-04-29 18:01 | 2022-10-03 18:50 | Resolved | 1 - Information<br> A | Credit | Missing Doc | Missing Gap Credit Report | Resolved- - Due Diligence Vendor-10/03/2022<br>Rescinded-Gap Credit Report provided. Updated Credit Liabilities screen. Finding rescinded. - Due Diligence Vendor-04/29/2022<br>Resolved-Gap Credit Report is Provided or Not Applicable - Due Diligence Vendor-04/29/2022<br>Ready for Review-Document Uploaded. - Seller-04/29/2022<br>Open-Gap Credit Report is Missing per GLs section 5.2.6 Gap Credit Report is requires within 10 days of closing. please provide - Due Diligence Vendor-04/28/2022 | Ready for Review-Document Uploaded. - Seller-04/29/2022<br>| Resolved- - Due Diligence Vendor-10/03/2022<br>Rescinded-Gap Credit Report provided. Updated Credit Liabilities screen. Finding rescinded. - Due Diligence Vendor-04/29/2022<br>Resolved-Gap Credit Report is Provided or Not Applicable - Due Diligence Vendor-04/29/2022<br>| XXXX |  |  | WA | Investment | Refinance | Cash Out - Other | 428579 | N/A | N/A |
| XXXX | xxxxxxx0236 |  |  | Closed | 2022-04-29 18:26 | 2022-05-02 18:23 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | Hazard Insurance coverage does not include Business Interruption / Rent-Loss Coverage | Resolved-Hazard Insurance provided in the Credit File on page 42 and 44 support a max of 12 months of Fair Rental Loss insurance. Business screen updated. Finding resolved. - Due Diligence Vendor-05/02/2022<br>Ready for Review-Document Uploaded. - Seller-04/29/2022<br>Open-per GLs rent loss insurance should cover at least 6 months - please provide proof of ins coverage - Due Diligence Vendor-04/29/2022 | Ready for Review-Document Uploaded. - Seller-04/29/2022<br>| XXXX | XXXX |  |  | WA | Investment | Refinance | Cash Out - Other | 429030 | N/A | N/A |
| XXXX | xxxxxxx0052 |  |  | Closed | 2022-05-06 20:36 | 2022-05-09 10:47 | Resolved | 1 - Information<br> A | Compliance | TRID | TRID: Closing Disclosure Deficiency | Resolved-Final HUD provided entered fees showing escrow: Resolved. - Due Diligence Vendor-05/09/2022<br>Ready for Review-Document Uploaded. CD not required on DSCR loans - See HUD attached. - Seller-05/06/2022<br>Open-Final CD in file shows Taxes and Insurance in escrow with a 0 balance, section G shows no escrows, please advise. - Due Diligence Vendor-05/06/2022 | Ready for Review-Document Uploaded. CD not required on DSCR loans - See HUD attached. - Seller-05/06/2022<br>| Resolved-Final HUD provided entered fees showing escrow: Resolved. - Due Diligence Vendor-05/09/2022<br>| XXXX |  |  | IL | Investment | Purchase | NA | 443613 | N/A | N/A |
| XXXX | xxxxxx8532 |  |  | Closed | 2022-05-02 20:00 | 2022-09-29 22:16 | Waived | 2 - Non-Material<br> B | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | Waived-Audited LTV of 75% exceeds Guideline LTV of 70% As per Exception letter found on page 513Cr 5% exception given for CLTV - Due Diligence Vendor-09/29/2022<br>Resolved-Audited LTV of 75% exceeds Guideline LTV of 70% As per Exception letter found on page 513Cr 5% exception given for CLTV - Due Diligence Vendor-05/02/2022<br>Open-Audited LTV of 75% exceeds Guideline LTV of 70% - Due Diligence Vendor-05/02/2022 |  | XXXX |  |  | XXXX | CA | Investment | Refinance | No Cash Out - Borrower Initiated | 433080 | Originator Pre-Close | Yes |
| XXXX | xxxxxx8532 |  |  | Closed | 2022-05-05 21:02 | 2022-06-08 00:14 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved- - Due Diligence Vendor-06/08/2022<br>Cured- - Due Diligence Vendor-05/06/2022<br>Ready for Review-Document Uploaded. - Seller-05/05/2022<br>Open-Final HUD 1 document is not available in file, please provide. - Due Diligence Vendor-05/03/2022 | Ready for Review-Document Uploaded. - Seller-05/05/2022<br>|  | XXXX |  |  | CA | Investment | Refinance | No Cash Out - Borrower Initiated | 435826 | N/A | N/A |
| XXXX | xxxxxxx0255 |  |  | Closed | 2022-05-19 22:04 | 2022-05-20 13:31 | Resolved | 1 - Information<br> A | Credit | Data | Qualifying LTV % does not match 1008 Page LTV %. | XXXX | Ready for Review-Document Uploaded. - Seller-05/19/2022<br>| Resolved-Updated 1008 provided reflects the correct Qualifying LTV. Updated 1008 screen. Finding resolved. - Due Diligence Vendor-05/20/2022<br>| transmittal_19_pdf (11).pdf |  |  | CA | Investment | Refinance | Cash Out - Other | 434455 | N/A | N/A |
| XXXX | xxxxxxx0210 |  |  | Closed | 2022-05-10 16:23 | 2022-05-10 19:02 | Resolved | 1 - Information<br> A | Compliance | Points & Fees | Reimbursement Amount Validation Test | Resolved- Entered LE and CD with COC provided, reran CE ; Resolved - Due Diligence Vendor-05/10/2022<br>Ready for Review-Document Uploaded. - Seller-05/10/2022<br>Open-This loan failed the reimbursement amount validation test.The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. - Due Diligence Vendor-05/10/2022 | Ready for Review-Document Uploaded. - Seller-05/10/2022<br>| Resolved- Entered LE and CD with COC provided, reran CE ; Resolved - Due Diligence Vendor-05/10/2022<br>| XXXX |  |  | MA | Primary Residence | Purchase | NA | 447883 | N/A | N/A |
| XXXX | xxxxxxx0210 |  |  | Closed | 2022-05-10 16:23 | 2022-05-10 19:02 | Resolved | 1 - Information<br> A | Compliance | Disclosure | Consummation or Reimbursement Date Validation Test | Resolved- Entered LE and CD with COC provided, reran CE ; Resolved - Due Diligence Vendor-05/10/2022<br>Ready for Review-Document Uploaded. - Seller-05/10/2022<br>Open-This loan failed the closing or reimbursement date validation test.The loan failed one or more tolerance tests and did not provide either a reimbursement date or a consummation date (or closing / settlement date, if consummation date is not available). This information is necessary in order to correctly perform reimbursement calculations. - Due Diligence Vendor-05/10/2022 | Ready for Review-Document Uploaded. - Seller-05/10/2022<br>| Resolved- Entered LE and CD with COC provided, reran CE ; Resolved - Due Diligence Vendor-05/10/2022<br>| XXXX |  |  | MA | Primary Residence | Purchase | NA | 447885 | N/A | N/A |
| XXXX | xxxxxxx0210 |  |  | Closed | 2022-05-10 16:23 | 2022-05-10 19:02 | Resolved | 1 - Information<br> A | Compliance | TRID | Charges That Cannot Increase Test | XXXX | Ready for Review-Document Uploaded. - Seller-05/10/2022<br>| Resolved- Entered LE and CD with COC provided, reran CE ; Resolved - Due Diligence Vendor-05/10/2022<br>| XXXX |  |  | MA | Primary Residence | Purchase | NA | 447886 | N/A | N/A |
| XXXX | xxxxxxx0210 |  |  | Closed | 2022-05-05 13:10 | 2022-05-10 13:49 | Resolved | 1 - Information<br> C<br> A | Compliance | TRID | TRID: Closing Disclosure Deficiency | Resolved-Initial CD was added. - Due Diligence Vendor-05/10/2022<br>Ready for Review-Document Uploaded. - Seller-05/05/2022<br>Open-Missing initial closing disclosure and any applicable Change of Circumstance , please provide - Due Diligence Vendor-05/03/2022 | Ready for Review-Document Uploaded. - Seller-05/05/2022<br>| Resolved-Initial CD was added. - Due Diligence Vendor-05/10/2022<br>| MISC_(73).pdf |  |  | MA | Primary Residence | Purchase | NA | 435960 | N/A | N/A |
| XXXX | xxxxxxx0313 |  |  | Closed | 2022-05-02 21:41 | 2022-10-03 18:54 | Resolved | 1 - Information<br> A | Property | Appraisal | Missing Core Valuation Product | Resolved-The valuation entries contain one of the core valuation types or all appraisals are waived. - Due Diligence Vendor-05/06/2022<br>Open-None of the Valuation entries contain core valuation types. Appraisal Document is missing in file. Please provide - Due Diligence Vendor-05/02/2022 |  | Resolved-The valuation entries contain one of the core valuation types or all appraisals are waived. - Due Diligence Vendor-05/06/2022<br>|  |  |  | PA | Investment | Refinance | Cash Out - Other | 433504 | N/A | N/A |
| XXXX | xxxxxxx0313 |  |  | Closed | 2022-05-05 12:37 | 2022-10-03 18:54 | Resolved | 1 - Information<br> D<br> A | Property | Missing Doc | Missing Primary Appraisal | Resolved-Validation Resolved - Due Diligence Vendor-05/06/2022<br>Ready for Review-Document Uploaded. - Seller-05/05/2022<br>Open-Primary Value has not been selected Appraisal is missing in file. Please Provide - Due Diligence Vendor-05/04/2022 | Ready for Review-Document Uploaded. - Seller-05/05/2022<br>| Resolved-Validation Resolved - Due Diligence Vendor-05/06/2022<br>| APPRAISAL(13).pdf |  |  | PA | Investment | Refinance | Cash Out - Other | 437692 | N/A | N/A |
| XXXX | xxxxxxx0219 |  |  | Closed | 2022-05-05 21:17 | 2022-05-06 20:21 | Resolved | 1 - Information<br> C<br> A | Compliance | Closing | Note Indicates Prepayment Penalty but CD Does Not Indicate a Prepayment Penalty | Resolved-HUD was entered - Due Diligence Vendor-05/06/2022<br>Ready for Review-Document Uploaded. CD not required on DSCR - Please advise how to clear condition. - Seller-05/05/2022<br>Open-Note Indicates Prepayment Penalty but CD Does Not Indicate a Prepayment Penalty - Due Diligence Vendor-05/03/2022 | Ready for Review-Document Uploaded. CD not required on DSCR - Please advise how to clear condition. - Seller-05/05/2022<br>| Resolved-HUD was entered - Due Diligence Vendor-05/06/2022<br>| XXXX |  |  | CO | Investment | Refinance | Cash Out - Other | 435778 | N/A | N/A |
| XXXX | xxxxxxx0219 |  |  | Closed | 2022-05-05 21:10 | 2022-05-06 20:16 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | TRID: Missing Closing Disclosure | Resolved-Entered the HUD - Due Diligence Vendor-05/06/2022<br>Ready for Review-Document Uploaded. Loan is DSCR - CD not required. Final HUD uploaded - Seller-05/05/2022<br>Open-TRID: Missing Final Closing Disclosure Final Closing Disclosure Document is missing in file. Please Provide - Due Diligence Vendor-05/03/2022 | Ready for Review-Document Uploaded. Loan is DSCR - CD not required. Final HUD uploaded - Seller-05/05/2022<br>| Resolved-Entered the HUD - Due Diligence Vendor-05/06/2022<br>| XXXX |  |  | CO | Investment | Refinance | Cash Out - Other | 435777 | N/A | N/A |
| XXXX | xxxxxxx0219 |  |  | Closed | 2022-05-04 15:20 | 2022-05-04 16:33 | Resolved | 1 - Information<br> A | Compliance | Missing Doc | The Initial 1003 is Missing | Resolved-The Initial 1003 is Present - Due Diligence Vendor-05/04/2022<br>Rescinded-Initial 1003 provided. 1003 screen updated. Finding rescinded. - Due Diligence Vendor-05/04/2022<br>Ready for Review-Document Uploaded. - Seller-05/04/2022<br>Open-The Initial 1003 is Missing Initial 1003 document is missing both Credit file and Closing file. Please Provide - Due Diligence Vendor-05/03/2022 | Ready for Review-Document Uploaded. - Seller-05/04/2022<br>| Resolved-The Initial 1003 is Present - Due Diligence Vendor-05/04/2022<br>Rescinded-Initial 1003 provided. 1003 screen updated. Finding rescinded. - Due Diligence Vendor-05/04/2022<br>| XXXX |  |  | CO | Investment | Refinance | Cash Out - Other | 435258 | N/A | N/A |
| XXXX | xxxxxxx0365 |  |  | Closed | 2022-05-11 15:16 | 2022-05-12 14:07 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | DSCR unknown | Resolved- - Due Diligence Vendor-05/12/2022<br>Ready for Review-Document Uploaded. - Seller-05/11/2022<br>Open-Please provide the DSCR calculation used for this loan, datatape comment section is blank with no dscr score listed - Due Diligence Vendor-05/10/2022 | Ready for Review-Document Uploaded. - Seller-05/11/2022<br>|  | LOPrint(28).pdf |  |  | FL | Investment | Purchase | NA | 449029 | N/A | N/A |
| XXXX | xxxxxxx0005 |  |  | Closed | 2022-05-12 20:26 | 2022-10-03 18:07 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Missing Gap Credit Report | Resolved- - Due Diligence Vendor-06/02/2022<br>Waived- - Due Diligence Vendor-05/17/2022<br>Resolved- - Due Diligence Vendor-05/17/2022<br>Waived-Gap reports are no longer required for DSCR loans, waived.<br> - Due Diligence Vendor-05/17/2022<br>Resolved-Gap Credit Report is Provided or Not Applicable - Due Diligence Vendor-05/13/2022<br>Resolved-Gap Credit Report provided. Updated Credit screen. Finding resolved. - Due Diligence Vendor-05/13/2022<br>Ready for Review-Document Uploaded. GAP CREDIT ATTACHED - Seller-05/12/2022<br>Open-Gap Credit Report is Missing Please provide the Gap Credit Report. - Due Diligence Vendor-05/12/2022 | Ready for Review-Document Uploaded. GAP CREDIT ATTACHED - Seller-05/12/2022<br>| Resolved- - Due Diligence Vendor-06/02/2022<br>Resolved- - Due Diligence Vendor-05/17/2022<br>Waived-Gap reports are no longer required for DSCR loans, waived.<br> - Due Diligence Vendor-05/17/2022<br>Resolved-Gap Credit Report is Provided or Not Applicable - Due Diligence Vendor-05/13/2022<br>Resolved-Gap Credit Report provided. Updated Credit screen. Finding resolved. - Due Diligence Vendor-05/13/2022<br>| GAP CREDIT.pdf |  |  | FL | Investment | Purchase | NA | 452696 | N/A | N/A |
| XXXX | xxxxxxx0005 |  |  | Closed | 2022-05-12 20:29 | 2022-10-03 18:07 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Missing credit report | Resolved-Credit Report is Provided - Due Diligence Vendor-05/13/2022<br>Resolved-Credit Report provided. Updated Credit screen. Finding resolved. - Due Diligence Vendor-05/13/2022<br>Ready for Review-Document Uploaded. CREDIT SUPP - Seller-05/12/2022<br>Ready for Review-Document Uploaded. CREDIT REPORT ATTACHED - Seller-05/12/2022<br>Open-Credit Report is Missing Please provide the Credit Report. - Due Diligence Vendor-05/12/2022 | Ready for Review-Document Uploaded. CREDIT SUPP - Seller-05/12/2022<br>Ready for Review-Document Uploaded. CREDIT REPORT ATTACHED - Seller-05/12/2022<br>| Resolved-Credit Report is Provided - Due Diligence Vendor-05/13/2022<br>Resolved-Credit Report provided. Updated Credit screen. Finding resolved. - Due Diligence Vendor-05/13/2022<br>| BROKER CREDIT REPORT_ (8).pdf<br>CREDIT SUPP.pdf |  |  | FL | Investment | Purchase | NA | 452695 | N/A | N/A |
| XXXX | xxxxxxx0005 |  |  | Closed | 2022-05-20 16:46 | 2022-05-20 16:56 | Resolved | 1 - Information<br> A | Credit | Missing Doc | Business Purpose Affidavit is Missing | Resolved-Business Purpose Aff. provided. Updated screens. Finding resolved. - Due Diligence Vendor-05/20/2022<br>Resolved-The Business Purpose Affidavit is present or Not Applicable (1008 Page Loan Type is DSCR.) - Due Diligence Vendor-05/20/2022<br>Ready for Review-Document Uploaded. business use purp attached - Seller-05/20/2022<br>Open-The 1008 Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator is 'N/A'. Business Purpose Affidavit is required for a DSCR loan. - Due Diligence Vendor-05/13/2022 | Ready for Review-Document Uploaded. business use purp attached - Seller-05/20/2022<br>| Resolved-Business Purpose Aff. provided. Updated screens. Finding resolved. - Due Diligence Vendor-05/20/2022<br>Resolved-The Business Purpose Affidavit is present or Not Applicable (1008 Page Loan Type is DSCR.) - Due Diligence Vendor-05/20/2022<br>| XXXX |  |  | FL | Investment | Purchase | NA | 454791 | N/A | N/A |
| XXXX | xxxxxxx0005 |  |  | Closed | 2022-05-12 20:19 | 2022-05-20 16:55 | Resolved | 1 - Information<br> A | Credit | Missing Doc | 1008 Document is Missing | Resolved-The 1008 document is present in the loan file. - Due Diligence Vendor-05/12/2022<br>Rescinded-1008 provided. 1008 screen updated. Finding rescinded. - Due Diligence Vendor-05/12/2022<br>Ready for Review-Document Uploaded. FINAL 1008 ATTACHED - Seller-05/12/2022<br>Open-The 1008 document is missing from the loan file. The 1008 document is missing. Please provide the 1008. - Due Diligence Vendor-05/12/2022 | Ready for Review-Document Uploaded. FINAL 1008 ATTACHED - Seller-05/12/2022<br>| Resolved-The 1008 document is present in the loan file. - Due Diligence Vendor-05/12/2022<br>Rescinded-1008 provided. 1008 screen updated. Finding rescinded. - Due Diligence Vendor-05/12/2022<br>| FINAL 1008.pdf |  |  | FL | Investment | Purchase | NA | 452651 | N/A | N/A |
| XXXX | xxxxxxx0005 |  |  | Closed | 2022-05-12 20:25 | 2022-05-13 17:38 | Resolved | 1 - Information<br> D<br> A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-Validation Resolved - Due Diligence Vendor-05/13/2022<br>Ready for Review-Document Uploaded. CDA - Seller-05/12/2022<br>Open-No Secondary Value or Additional Review Products have been selected Unable to determine if Additional Review is required due to missing SSR score. - Due Diligence Vendor-05/12/2022 | Ready for Review-Document Uploaded. CDA - Seller-05/12/2022<br>| Resolved-Validation Resolved - Due Diligence Vendor-05/13/2022<br>| CDA.pdf |  |  | FL | Investment | Purchase | NA | 452707 | N/A | N/A |
| XXXX | xxxxxxx0005 |  |  | Closed | 2022-05-12 20:24 | 2022-05-13 17:38 | Resolved | 1 - Information<br> C<br> A | Property | Appraisal | Missing Core Valuation Product | Resolved-The valuation entries contain one of the core valuation types or all appraisals are waived. - Due Diligence Vendor-05/13/2022<br>Resolved-Appraisal uploaded. Updated Property screen. Finding resolved. - Due Diligence Vendor-05/13/2022<br>Ready for Review-Document Uploaded. APPRAISAL ATTACHED - Seller-05/12/2022<br>Open-None of the Valuation entries contain core valuation types. Please provide the 1004 Appraisal. - Due Diligence Vendor-05/12/2022 | Ready for Review-Document Uploaded. APPRAISAL ATTACHED - Seller-05/12/2022<br>| Resolved-The valuation entries contain one of the core valuation types or all appraisals are waived. - Due Diligence Vendor-05/13/2022<br>Resolved-Appraisal uploaded. Updated Property screen. Finding resolved. - Due Diligence Vendor-05/13/2022<br>| APPRAISAL.pdf |  |  | FL | Investment | Purchase | NA | 452708 | N/A | N/A |
| XXXX | xxxxxxx0005 |  |  | Closed | 2022-05-12 20:18 | 2022-05-13 17:38 | Resolved | 1 - Information<br> D<br> A | Property | Missing Doc | Second Appraisal/ Valuation is Missing Required for Securitizations | Resolved-Condition Resolved or Not Applicable. - Due Diligence Vendor-05/13/2022<br>Resolved-CDA uploaded. Updated Property screen. Finding resolved. - Due Diligence Vendor-05/13/2022<br>Ready for Review-Document Uploaded. CDA ATTACHED - Seller-05/12/2022<br>Open-No Secondary Value or Additional Review Products have been selected, which are required for securitization. Unable to determine if Additional Review is required due to missing SSR score. - Due Diligence Vendor-05/12/2022 | Ready for Review-Document Uploaded. CDA ATTACHED - Seller-05/12/2022<br>| Resolved-Condition Resolved or Not Applicable. - Due Diligence Vendor-05/13/2022<br>Resolved-CDA uploaded. Updated Property screen. Finding resolved. - Due Diligence Vendor-05/13/2022<br>| CDA.pdf |  |  | FL | Investment | Purchase | NA | 452709 | N/A | N/A |
| XXXX | xxxxxxx0005 |  |  | Closed | 2022-05-13 17:29 | 2022-05-13 17:36 | Resolved | 1 - Information<br> A | Credit | Missing Doc | Purchase Contract is Missing | Resolved-Purchase contract provided. Updated Property screen. Finding resolved. - Due Diligence Vendor-05/13/2022<br>Ready for Review-Document Uploaded. purchase contract attached - Seller-05/13/2022<br>Open-The purchase contract is missing. Please provide. - Due Diligence Vendor-05/13/2022 | Ready for Review-Document Uploaded. purchase contract attached - Seller-05/13/2022<br>| Resolved-Purchase contract provided. Updated Property screen. Finding resolved. - Due Diligence Vendor-05/13/2022<br>| PURCHASE CONTRACT_.pdf |  |  | FL | Investment | Purchase | NA | 454219 | N/A | N/A |
| XXXX | xxxxxxx0005 |  |  | Closed | 2022-05-12 20:21 | 2022-05-13 16:23 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-05/13/2022<br>Resolved-Third Party Fraud Report provided. Fraud screen updated. Finding resolved. - Due Diligence Vendor-05/13/2022<br>Ready for Review-Document Uploaded. FINAL DATAVERIFY ATTACHED - Seller-05/12/2022<br>Open-Missing Third Party Fraud Report Please provide Third Party Fraud Report. - Due Diligence Vendor-05/12/2022 | Ready for Review-Document Uploaded. FINAL DATAVERIFY ATTACHED - Seller-05/12/2022<br>| Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-05/13/2022<br>Resolved-Third Party Fraud Report provided. Fraud screen updated. Finding resolved. - Due Diligence Vendor-05/13/2022<br>| DATA VERIFY_FRAUD GUARD (1).pdf |  |  | FL | Investment | Purchase | NA | 452763 | N/A | N/A |
| XXXX | xxxxxxx0005 |  |  | Closed | 2022-05-12 20:30 | 2022-05-13 16:21 | Resolved | 1 - Information<br> C<br> A | Credit | Assets | Asset 1 Does Not Meet Guideline Requirements | XXXX | Ready for Review-Document Uploaded. BANK STATEMENTS - Seller-05/12/2022<br>| Resolved-Asset Record 1 Meets G/L Requirements - Due Diligence Vendor-05/13/2022<br>Resolved-Statements provided to support Asset 1. Asset screen updated. Finding resolved. - Due Diligence Vendor-05/13/2022<br>| BANK STATEMENTS - BORROWER_ (68).pdf<br>BANK STATEMENTS - BORROWER_ (69).pdf |  |  | FL | Investment | Purchase | NA | 452757 | N/A | N/A |
| XXXX | xxxxxxx0005 |  |  | Closed | 2022-05-12 20:30 | 2022-05-13 16:21 | Resolved | 1 - Information<br> C<br> A | Credit | Assets | Asset 2 Does Not Meet Guideline Requirements | XXXX | Ready for Review-Document Uploaded. BANK STATEMENTS - Seller-05/12/2022<br>| Resolved-Asset Record 2 Meets G/L Requirements Or Not Applicable - Due Diligence Vendor-05/13/2022<br>Resolved-Statements provided to support Asset 2. Asset screen updated. Finding resolved. - Due Diligence Vendor-05/13/2022<br>| BANK STATEMENTS - BORROWER_ (69).pdf<br>BANK STATEMENTS - BORROWER_ (68).pdf |  |  | FL | Investment | Purchase | NA | 452758 | N/A | N/A |
| XXXX | xxxxxxx0005 |  |  | Closed | 2022-05-12 20:30 | 2022-05-13 16:21 | Resolved | 1 - Information<br> C<br> A | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Resolved-Asset Qualification Meets Guideline Requirements - Due Diligence Vendor-05/13/2022<br>Resolved-Statements provided to support Asset 1 & 2. Asset screen updated. Finding resolved. - Due Diligence Vendor-05/13/2022<br>Ready for Review-Document Uploaded. BANK STATEMENTS - Seller-05/12/2022<br>Open-Asset Qualification Does Not Meet Guideline Requirements Please provide statements to support assets listed on the Final 1003. - Due Diligence Vendor-05/12/2022 | Ready for Review-Document Uploaded. BANK STATEMENTS - Seller-05/12/2022<br>| Resolved-Asset Qualification Meets Guideline Requirements - Due Diligence Vendor-05/13/2022<br>Resolved-Statements provided to support Asset 1 & 2. Asset screen updated. Finding resolved. - Due Diligence Vendor-05/13/2022<br>| BANK STATEMENTS - BORROWER_ (68).pdf<br>BANK STATEMENTS - BORROWER_ (69).pdf |  |  | FL | Investment | Purchase | NA | 452759 | N/A | N/A |
| XXXX | xxxxxxx0005 |  |  | Closed | 2022-05-12 19:51 | 2022-05-13 16:03 | Resolved | 1 - Information<br> C<br> A | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Resolved-Income and Employment Meet Guidelines - Due Diligence Vendor-05/13/2022<br>Ready for Review-This is a DSCR loan so there is no income/employment - Seller-05/12/2022<br>Open-Income and Employment Do Not Meet Guidelines Please provide Income documentation. - Due Diligence Vendor-05/12/2022 | Ready for Review-This is a DSCR loan so there is no income/employment - Seller-05/12/2022<br>| Resolved-Income and Employment Meet Guidelines - Due Diligence Vendor-05/13/2022<br>|  |  |  | FL | Investment | Purchase | NA | 452687 | N/A | N/A |
| XXXX | xxxxxxx0005 |  |  | Closed | 2022-05-12 19:52 | 2022-05-13 16:03 | Resolved | 1 - Information<br> C<br> A | Credit | Income/Employment | Income 1 Months Income Verified is Missing | Resolved-Income 1 Months Income Verified is Present Or Not Applicable - Due Diligence Vendor-05/13/2022<br>Ready for Review-This is DSCR there is no income/employment. - Seller-05/12/2022<br>Open-Income 1 Months Income Verified is Missing Please provide Income documentation. - Due Diligence Vendor-05/12/2022 | Ready for Review-This is DSCR there is no income/employment. - Seller-05/12/2022<br>| Resolved-Income 1 Months Income Verified is Present Or Not Applicable - Due Diligence Vendor-05/13/2022<br>|  |  |  | FL | Investment | Purchase | NA | 452686 | N/A | N/A |
| XXXX | xxxxxxx0005 |  |  | Closed | 2022-05-12 20:24 | 2022-05-13 15:56 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | The Initial 1003 is Missing | Resolved-The Initial 1003 is Present - Due Diligence Vendor-05/13/2022<br>Resolved-The Initial 1003 has been provided. Updated 1003 screen. Finding resolved. - Due Diligence Vendor-05/13/2022<br>Ready for Review-Document Uploaded. INITIAL SIGNED DISCLOSURES - Seller-05/12/2022<br>Open-The Initial 1003 is Missing Please provide the Initial 1003. - Due Diligence Vendor-05/12/2022 | Ready for Review-Document Uploaded. INITIAL SIGNED DISCLOSURES - Seller-05/12/2022<br>| Resolved-The Initial 1003 is Present - Due Diligence Vendor-05/13/2022<br>Resolved-The Initial 1003 has been provided. Updated 1003 screen. Finding resolved. - Due Diligence Vendor-05/13/2022<br>| INITIAL DISCLOSURES.pdf |  |  | FL | Investment | Purchase | NA | 452632 | N/A | N/A |
| XXXX | xxxxxxx0005 |  |  | Closed | 2022-05-12 20:27 | 2022-05-13 15:20 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Title Document Missing | Resolved-Title Document is fully Present - Due Diligence Vendor-05/13/2022<br>Resolved-Title document uploaded. Updated Title screen. Finding resolved. - Due Diligence Vendor-05/13/2022<br>Ready for Review-Document Uploaded. TITLE & TAX CERT - Seller-05/12/2022<br>Open-Title Document is missing The Title Document is missing. Please provide the Title and Tax Cert. - Due Diligence Vendor-05/12/2022 | Ready for Review-Document Uploaded. TITLE & TAX CERT - Seller-05/12/2022<br>| Resolved-Title Document is fully Present - Due Diligence Vendor-05/13/2022<br>Resolved-Title document uploaded. Updated Title screen. Finding resolved. - Due Diligence Vendor-05/13/2022<br>| TITLE REPORT_ (9).pdf |  |  | FL | Investment | Purchase | NA | 452722 | N/A | N/A |
| XXXX | xxxxxxx0005 |  |  | Closed | 2022-05-12 20:25 | 2022-05-12 21:08 | Resolved | 1 - Information<br> A | Credit | Missing Doc | Flood Certificate Missing | Resolved-Flood Certificate is fully present - Due Diligence Vendor-05/12/2022<br>Rescinded-Flood Cert provided. Updated property insurance screen. Finding rescinded. - Due Diligence Vendor-05/12/2022<br>Open- - Due Diligence Vendor-05/12/2022<br>Ready for Review-Document Uploaded. FLOOD CERT - Seller-05/12/2022<br>Open-Missing Flood Certificate Please provide Flood Cert. - Due Diligence Vendor-05/12/2022 | Ready for Review-Document Uploaded. FLOOD CERT - Seller-05/12/2022<br>| Resolved-Flood Certificate is fully present - Due Diligence Vendor-05/12/2022<br>Rescinded-Flood Cert provided. Updated property insurance screen. Finding rescinded. - Due Diligence Vendor-05/12/2022<br>| FLOOD CERT_ (4).pdf |  |  | FL | Investment | Purchase | NA | 452736 | N/A | N/A |
| XXXX | xxxxxxx0005 |  |  | Closed | 2022-05-12 20:32 | 2022-05-12 21:08 | Resolved | 1 - Information<br> A | Credit | Missing Doc | Hazard Insurance Policy is Missing | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-05/12/2022<br>Rescinded-Insurance policy provided. Updated Property Insurance screen. Finding rescinded. - Due Diligence Vendor-05/12/2022<br>Ready for Review-Document Uploaded. HOI AND FLOOD INSURANCE - Seller-05/12/2022<br>Open-Missing Hazard Insurance Policy Please provide Hazard Insurance Policy. - Due Diligence Vendor-05/12/2022 | Ready for Review-Document Uploaded. HOI AND FLOOD INSURANCE - Seller-05/12/2022<br>| Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-05/12/2022<br>Rescinded-Insurance policy provided. Updated Property Insurance screen. Finding rescinded. - Due Diligence Vendor-05/12/2022<br>| FLOOD HOI.pdf<br>HOI 1.pdf |  |  | FL | Investment | Purchase | NA | 452737 | N/A | N/A |
| XXXX | xxxxxxx0349 |  |  | Closed | 2022-05-13 14:48 | 2022-10-03 18:26 | Resolved | 1 - Information<br> A | Credit | Missing Doc | Missing Gap Credit Report | Resolved- - Due Diligence Vendor-10/03/2022<br>Rescinded-Updated - Due Diligence Vendor-05/13/2022<br>Resolved-Gap Credit Report is Provided or Not Applicable - Due Diligence Vendor-05/13/2022<br>Rescinded-Gap Credit Report is Missing Document Uploaded. Attached. credit updated. - Due Diligence Vendor-05/13/2022 |  | Resolved- - Due Diligence Vendor-10/03/2022<br>Rescinded-Updated - Due Diligence Vendor-05/13/2022<br>Resolved-Gap Credit Report is Provided or Not Applicable - Due Diligence Vendor-05/13/2022<br>Rescinded-Gap Credit Report is Missing Document Uploaded. Attached. credit updated. - Due Diligence Vendor-05/13/2022<br>| XXXX |  |  | WA | Investment | Refinance | Cash Out - Other | 454537 | N/A | N/A |
| XXXX | xxxxxxx0341 |  |  | Closed | 2022-05-10 21:11 | 2022-10-03 19:19 | Resolved | 1 - Information<br> A | Credit | Missing Doc | Missing Gap Credit Report | Resolved-Gap Credit Report is Provided or Not Applicable - Due Diligence Vendor-10/03/2022<br>Rescinded-Missing Gap Credit Report Gap report not required for DSCR loans, rescinded. - Due Diligence Vendor-05/10/2022 |  | Resolved-Gap Credit Report is Provided or Not Applicable - Due Diligence Vendor-10/03/2022<br>Rescinded-Missing Gap Credit Report Gap report not required for DSCR loans, rescinded. - Due Diligence Vendor-05/10/2022<br>| XXXX |  |  | CA | Investment | Refinance | Cash Out - Other | 449167 | N/A | N/A |
| XXXX | xxxxxxx0348 |  |  | Closed | 2022-05-10 18:13 | 2022-10-03 18:40 | Resolved | 1 - Information<br> A | Credit | Missing Doc | Missing Gap Credit Report | Resolved-Gap Credit Report is Provided or Not Applicable - Due Diligence Vendor-10/03/2022<br>Rescinded-Gap Credit Report is Missing Document Uploaded. The credit report and the refresh were included with the original package, please check pages 44-63.<br> Gap Credit Report is Missing - Due Diligence Vendor-05/10/2022 |  | Resolved-Gap Credit Report is Provided or Not Applicable - Due Diligence Vendor-10/03/2022<br>Rescinded-Gap Credit Report is Missing Document Uploaded. The credit report and the refresh were included with the original package, please check pages 44-63.<br> Gap Credit Report is Missing - Due Diligence Vendor-05/10/2022<br>| XXXX |  |  | WA | Investment | Refinance | Cash Out - Other | 448613 | N/A | N/A |
| XXXX | xxxxxxx0338 |  |  | Closed | 2022-05-10 18:08 | 2022-10-03 19:21 | Resolved | 1 - Information<br> A | Credit | Missing Doc | Missing Gap Credit Report | Resolved-Gap Credit Report is Provided or Not Applicable - Due Diligence Vendor-10/03/2022<br>Rescinded-Gap Credit Report is Missing Gap report not required for DSCR loans, rescinded. - Due Diligence Vendor-05/10/2022 |  | Resolved-Gap Credit Report is Provided or Not Applicable - Due Diligence Vendor-10/03/2022<br>Rescinded-Gap Credit Report is Missing Gap report not required for DSCR loans, rescinded. - Due Diligence Vendor-05/10/2022<br>| XXXX |  |  | CA | Investment | Purchase | NA | 448590 | N/A | N/A |
| XXXX | xxxxxxx0380 |  |  | Closed | 2022-05-11 14:04 | 2022-10-03 19:20 | Resolved | 1 - Information<br> A | Credit | Missing Doc | Missing Gap Credit Report | Resolved-Gap Credit Report is Provided or Not Applicable - Due Diligence Vendor-10/03/2022<br>Rescinded-Gap Credit Report is Missing GAP report not required for DSCR loans, rescind loan - Due Diligence Vendor-05/11/2022 |  | Resolved-Gap Credit Report is Provided or Not Applicable - Due Diligence Vendor-10/03/2022<br>Rescinded-Gap Credit Report is Missing GAP report not required for DSCR loans, rescind loan - Due Diligence Vendor-05/11/2022<br>| XXXX |  |  | CA | Investment | Purchase | NA | 449898 | N/A | N/A |
| XXXX | xxxxxxx0380 |  |  | Closed | 2022-05-16 14:39 | 2022-09-29 22:32 | Waived | 2 - Non-Material<br> B | Credit | Credit | DSCR unknown | XXXX |  | XXXX |  |  | XXXX | CA | Investment | Purchase | NA | 456766 | Originator Pre-Close | Yes |
| XXXX | xxxxxx8357 |  |  | Closed | 2022-05-24 20:22 | 2022-05-25 21:52 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | DSCR unknown | Resolved-New 1008 received. Finding resolved. - Due Diligence Vendor-05/25/2022<br>Ready for Review-Document Uploaded. - Seller-05/24/2022<br>Open-Please Provide DSCR calculation Worksheet - Due Diligence Vendor-05/09/2022 | Ready for Review-Document Uploaded. - Seller-05/24/2022<br>| Resolved-New 1008 received. Finding resolved. - Due Diligence Vendor-05/25/2022<br>| transmittal_19_pdf (73).pdf |  |  | CA | Investment | Refinance | No Cash Out - Borrower Initiated | 446543 | N/A | N/A |
| XXXX | xxxxxx8357 |  |  | Closed | 2022-05-24 20:07 | 2022-05-25 13:16 | Resolved | 1 - Information<br> C<br> A | Compliance | Compliance | Missing page of HUD | Resolved-Fees entered. Finding is resolved. - Due Diligence Vendor-05/25/2022<br>Ready for Review-Document Uploaded. - Seller-05/24/2022<br>Open-Please provide HUD-1 - Due Diligence Vendor-05/09/2022 | Ready for Review-Document Uploaded. - Seller-05/24/2022<br>| Resolved-Fees entered. Finding is resolved. - Due Diligence Vendor-05/25/2022<br>| FINAL HUD-1 SIGNED (247).pdf |  |  | CA | Investment | Refinance | No Cash Out - Borrower Initiated | 446563 | N/A | N/A |
| XXXX | xxxxxx8357 |  |  | Closed | 2022-05-09 19:55 | 2022-05-11 12:16 | Waived | 2 - Non-Material<br> B | Compliance | Compliance | XXXX | XXXX |  | Waived-Guideline Exception page 2 Rural 9 Acres Not 5 Acres - Due Diligence Vendor-05/09/2022<br>|  |  | XXXX | CA | Investment | Refinance | No Cash Out - Borrower Initiated | 446605 | N/A | N/A |
| XXXX | xxxxxx8156 |  |  | Closed | 2022-05-16 20:46 | 2022-05-17 13:22 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Missing HUD-1 Closing Statement | Resolved-Fees entered. finding is resolved. - Due Diligence Vendor-05/17/2022<br>Ready for Review-Document Uploaded. - Seller-05/16/2022<br>Open-HUD 1 is missing in loan package please provide - Due Diligence Vendor-05/12/2022 | Ready for Review-Document Uploaded. - Seller-05/16/2022<br>| Resolved-Fees entered. finding is resolved. - Due Diligence Vendor-05/17/2022<br>| FINAL HUD-1 SIGNED (236).pdf |  |  | CA | Investment | Refinance | Cash Out - Other | 452775 | N/A | N/A |
| XXXX | xxxxxx8345 |  |  | Closed | 2022-05-12 15:04 | 2022-06-07 16:25 | Resolved | 1 - Information<br> A | Credit | Borrower | Borrower 1 Ethnicity Selection is Not Provided | Resolved-Borrower 1 Ethnicity Selection is Provided - Due Diligence Vendor-06/07/2022<br>Rescinded-Borrower 1 Ethnicity Selection is Not Provided Finding rescinded issue being addressed in finding FCOM1233 - Due Diligence Vendor-05/12/2022 |  | Resolved-Borrower 1 Ethnicity Selection is Provided - Due Diligence Vendor-06/07/2022<br>Rescinded-Borrower 1 Ethnicity Selection is Not Provided Finding rescinded issue being addressed in finding FCOM1233 - Due Diligence Vendor-05/12/2022<br>|  |  |  | NV | Investment | Purchase | NA | 452322 | N/A | N/A |
| XXXX | xxxxxx8345 |  |  | Closed | 2022-05-24 20:50 | 2022-06-07 16:25 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | The Final 1003 is Incomplete | Resolved-The Final 1003 is Present - Due Diligence Vendor-06/07/2022<br>Resolved- - Due Diligence Vendor-05/25/2022<br>Ready for Review-Document Uploaded. - Seller-05/24/2022<br>Open-The Final 1003 is Incomplete Borrower 1 Ethnicity Selection is Not Provided 1003 missing information on section 8, Missing ethnicity. - Due Diligence Vendor-05/12/2022 | Ready for Review-Document Uploaded. - Seller-05/24/2022<br>| Resolved-The Final 1003 is Present - Due Diligence Vendor-06/07/2022<br>Resolved- - Due Diligence Vendor-05/25/2022<br>| XXXX |  |  | NV | Investment | Purchase | NA | 452328 | N/A | N/A |
| XXXX | xxxxxx8345 |  |  | Closed | 2022-05-24 20:46 | 2022-05-26 20:11 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD received and all fees entered. Finding resolved. - Due Diligence Vendor-05/26/2022<br>Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-05/25/2022<br>Ready for Review-Document Uploaded. - Seller-05/24/2022<br>Open-Please provide final hud 1 - Due Diligence Vendor-05/12/2022 | Ready for Review-Document Uploaded. - Seller-05/24/2022<br>| Resolved-Final HUD received and all fees entered. Finding resolved. - Due Diligence Vendor-05/26/2022<br>Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-05/25/2022<br>| FINAL HUD-1 SIGNED (248).pdf |  |  | NV | Investment | Purchase | NA | 453082 | N/A | N/A |
| XXXX | xxxxxx8345 |  |  | Closed | 2022-05-12 18:27 | 2022-05-13 17:45 | Waived | 2 - Non-Material<br> B | Credit | Credit | Total Reserves Requirement not met | Waived-Total Reserves Requirement not met Reserves was not met, exception form on page 1 for reserves - Due Diligence Vendor-05/12/2022 |  | Waived-Total Reserves Requirement not met Reserves was not met, exception form on page 1 for reserves - Due Diligence Vendor-05/12/2022<br>|  |  | XXXX | NV | Investment | Purchase | NA | 453090 | N/A | N/A |
| XXXX | xxxxxxx0404 |  |  | Closed | 2022-05-19 14:09 | 2022-05-19 15:39 | Resolved | 1 - Information<br> C<br> A | Credit | Data | Qualifying LTV % does not match 1008 Page LTV %. | XXXX | Ready for Review-Document Uploaded. - Seller-05/19/2022<br>| XXXX | LOPrint(32).pdf |  |  | FL | Investment | Refinance | Cash Out - Other | 453165 | N/A | N/A |
| XXXX | xxxxxxx0404 |  |  | Closed | 2022-05-19 14:10 | 2022-05-19 15:35 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | Lender Approval Form is Missing | XXXX | Ready for Review-Document Uploaded. - Seller-05/19/2022<br>Ready for Review-Document Uploaded. - Seller-05/19/2022<br>| XXXX | APPROVAL CERTIFICATE_(2).pdf<br>LOPrint(32).pdf |  |  | FL | Investment | Refinance | Cash Out - Other | 461145 | N/A | N/A |
| XXXX | xxxxxxx0157 |  |  | Closed | 2022-05-18 12:09 | 2022-05-18 18:39 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | HO6 Master Insurance Policy is Missing | Resolved-HO-6 Master Insurance Policy is fully present Client provided a hazard insurance policy for site condo - Due Diligence Vendor-05/18/2022<br>Ready for Review-Document Uploaded. - Seller-05/18/2022<br>Counter-Please provide hazard insurance policy for site condo - Due Diligence Vendor-05/17/2022<br>Ready for Review-U/W advised Property is a site condo-no master policy - Seller-05/17/2022<br>Open-Missing HO-6 Master Insurance Policy Condo Insurance Policy Document Missing Please Provide The Document - Due Diligence Vendor-05/12/2022 | Ready for Review-Document Uploaded. - Seller-05/18/2022<br>Ready for Review-U/W advised Property is a site condo-no master policy - Seller-05/17/2022<br>| Resolved-HO-6 Master Insurance Policy is fully present Client provided a hazard insurance policy for site condo - Due Diligence Vendor-05/18/2022<br>| XXXX |  |  | WA | Investment | Refinance | No Cash Out - Borrower Initiated | 453007 | N/A | N/A |
| XXXX | xxxxxxx0119 |  |  | Closed | 2022-06-14 20:55 | 2022-06-24 15:41 | Resolved | 1 - Information<br> B<br> A | Credit | Doc Issue | Appendix 1-HECM Financial Analysis Worksheet is Missing | XXXX |  | Resolved-Financials updated - Due Diligence Vendor-06/24/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | 500504 | N/A | N/A |
| XXXX | xxxxxxx0119 |  |  | Closed | 2022-06-15 16:34 | 2022-06-24 14:31 | Resolved | 1 - Information<br> C<br> A | Compliance | TRID | Lender Credits That Cannot Decrease Test | XXXX |  | Resolved-PCCD entered, finding resolved. - Due Diligence Vendor-06/24/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | 501939 | N/A | N/A |
| XXXX | xxxxxxx0127 |  |  | Closed | 2022-06-13 16:06 | 2022-06-23 14:36 | Resolved | 1 - Information<br> A | Compliance | Missing Doc | The Final 1003 is Missing | Resolved-The Final 1003 is Present - Due Diligence Vendor-06/16/2022<br>Rescinded- - Due Diligence Vendor-06/13/2022<br>Open-The Final 1003 is Missing - Due Diligence Vendor-06/13/2022 |  | Resolved-The Final 1003 is Present - Due Diligence Vendor-06/16/2022<br>|  |  |  | KY | Investment | Refinance | Cash Out - Other | 497465 | N/A | N/A |
| XXXX | xxxxxxx0127 |  |  | Closed | 2022-06-03 04:20 | 2022-06-23 14:00 | Resolved | 1 - Information<br> A | Credit | Missing Doc | 1008 Document is Missing | Resolved-1008 received and added to review, Resolved. - Due Diligence Vendor-06/13/2022<br>Resolved-The 1008 document is present in the loan file. - Due Diligence Vendor-06/13/2022<br>Ready for Review-Document Uploaded. - Buyer-06/10/2022<br>Open-1008 Document is Missing No loan documents have been submitted for review. All documents are missing. Please provide required documents to initiate loan review. Thank you. - Due Diligence Vendor-06/03/2022 |  | Resolved-1008 received and added to review, Resolved. - Due Diligence Vendor-06/13/2022<br>Resolved-The 1008 document is present in the loan file. - Due Diligence Vendor-06/13/2022<br>| LOPrint (36).pdf |  |  | KY | Investment | Refinance | Cash Out - Other | 483108 | N/A | N/A |
| XXXX | xxxxxxx0127 |  |  | Closed | 2022-06-13 15:45 | 2022-06-23 14:00 | Resolved | 1 - Information<br> A | Credit | Missing Doc | Business Purpose Affidavit is Missing | Resolved-The Business Purpose Affidavit is present or Not Applicable (1008 Page Loan Type is DSCR.) - Due Diligence Vendor-06/15/2022<br>Rescinded-Fired due to field on 1008 for missing business affidavit. Docs to be received from client in order to complete review. Rescinded. - Due Diligence Vendor-06/13/2022<br>Open-The 1008 Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. - Due Diligence Vendor-06/13/2022 |  | Resolved-The Business Purpose Affidavit is present or Not Applicable (1008 Page Loan Type is DSCR.) - Due Diligence Vendor-06/15/2022<br>Rescinded-Fired due to field on 1008 for missing business affidavit. Docs to be received from client in order to complete review. Rescinded. - Due Diligence Vendor-06/13/2022<br>|  |  |  | KY | Investment | Refinance | Cash Out - Other | 497414 | N/A | N/A |
| XXXX | xxxxxxx0127 |  |  | Closed | 2022-06-16 21:40 | 2022-06-22 21:43 | Resolved | 1 - Information<br> A | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | XXXX |  | Resolved-Audited DTI of % is less than or equal to Guideline DTI of 0% - Due Diligence Vendor-06/16/2022<br>|  |  |  | KY | Investment | Refinance | Cash Out - Other | 505211 | N/A | N/A |
| XXXX | xxxxxxx0127 |  |  | Closed | 2022-06-17 14:14 | 2022-06-21 12:01 | Resolved | 1 - Information<br> A | Credit | Credit | Lender Approval Form is Missing | Resolved-Cline provided approval form - Due Diligence Vendor-06/21/2022<br>Ready for Review-Document Uploaded. - Buyer-06/17/2022<br>Open-Please provided the Lender approval form. - Due Diligence Vendor-06/17/2022 |  | XXXX | XXXX |  |  | KY | Investment | Refinance | Cash Out - Other | 505720 | N/A | N/A |
| XXXX | xxxxxxx0127 |  |  | Closed | 2022-06-17 13:31 | 2022-06-17 19:40 | Resolved | 1 - Information<br> A | Compliance | Closing | Note Indicates Prepayment Penalty but CD Does Not Indicate a Prepayment Penalty | Resolved-The Note and CD Prepayment Penalty Issue Resolved - Due Diligence Vendor-06/17/2022<br>Ready for Review-Document Uploaded. Attached Final CD reflect a prepayment penalty information - Buyer-06/17/2022<br>Open-Note Indicates Prepayment Penalty but CD Does Not Indicate a Prepayment Penalty - Due Diligence Vendor-06/17/2022 |  | Resolved-The Note and CD Prepayment Penalty Issue Resolved - Due Diligence Vendor-06/17/2022<br>| XXXX |  |  | KY | Investment | Refinance | Cash Out - Other | 505638 | N/A | N/A |
| XXXX | xxxxxxx0127 |  |  | Closed | 2022-06-17 13:52 | 2022-06-17 18:32 | Resolved | 1 - Information<br> A | Compliance | Compliance | TRID violation; revised Loan Estimate not issued for rate lock. | Resolved-LE was entered, resolved finding - Due Diligence Vendor-06/17/2022<br>Ready for Review-Document Uploaded. - Buyer-06/17/2022<br>Open-Please provided all TRID documents Initial cd, Revised Cd and all COC. - Due Diligence Vendor-06/17/2022 |  | Resolved-LE was entered, resolved finding - Due Diligence Vendor-06/17/2022<br>| XXXX |  |  | KY | Investment | Refinance | Cash Out - Other | 505670 | N/A | N/A |
| XXXX | xxxxxxx0127 |  |  | Closed | 2022-06-17 13:50 | 2022-06-17 18:13 | Resolved | 1 - Information<br> A | Compliance | Missing Doc | Missing evidence of rate lock | Resolved-Rate Lock entered, resolved finding - Due Diligence Vendor-06/17/2022<br>Ready for Review-Document Uploaded. - Buyer-06/17/2022<br>Open-Please provided Rate lock document - Due Diligence Vendor-06/17/2022 |  | Resolved-Rate Lock entered, resolved finding - Due Diligence Vendor-06/17/2022<br>| XXXX |  |  | KY | Investment | Refinance | Cash Out - Other | 505666 | N/A | N/A |
| XXXX | xxxxxxx0125 |  |  | Closed | 2022-06-17 15:08 | 2022-06-24 13:43 | Resolved | 1 - Information<br> A | Compliance | TRID | Charges That Cannot Increase Test | XXXX |  | XXXX | XXXX |  |  | CA | Primary Residence | Purchase | NA | 505853 | N/A | N/A |
| XXXX | xxxxxxx0125 |  |  | Closed | 2022-06-03 01:37 | 2022-06-17 14:56 | Resolved | 1 - Information<br> A | Credit | Missing Doc | 1008 Document is Missing | Resolved-The 1008 document is present in the loan file. - Due Diligence Vendor-06/10/2022<br>Ready for Review-Document Uploaded. - Buyer-06/10/2022<br>Open-1008 Document is Missing No loan documents have been submitted for review. All documents are missing. Please provide required documents to initiate loan review. Thank you. - Due Diligence Vendor-06/03/2022 |  | Resolved-The 1008 document is present in the loan file. - Due Diligence Vendor-06/10/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | 483095 | N/A | N/A |
| XXXX | xxxxxxx0125 |  |  | Closed | 2022-06-16 18:22 | 2022-06-17 14:32 | Resolved | 1 - Information<br> A | Credit | Credit | Missing purchase contract and/or addendums. | Resolved- - Due Diligence Vendor-06/17/2022<br>Ready for Review-Document Uploaded. - Buyer-06/17/2022<br>Open-Purchase contract missing required down payment/ escrows. Please provide updated sales contract with all pages and requirements - Due Diligence Vendor-06/16/2022 |  |  | XXXX |  |  | CA | Primary Residence | Purchase | NA | 504431 | N/A | N/A |
| XXXX | xxxxxxx0125 |  |  | Closed | 2022-06-16 17:46 | 2022-06-17 12:20 | Resolved | 1 - Information<br> A | Credit | Doc Issue | Transmittal (1008) is Missing | Resolved- - Due Diligence Vendor-06/17/2022<br> Ready for Review-1008 updated to reflect both borrowers - Due Diligence Vendor-06/17/2022<br> Ready for Review-Document Uploaded. - Buyer-06/17/2022<br> Open-1008 Only shows 1 borrower. Please provide corrected 1008 or additional 1008 for XXXXX - Due Diligence Vendor-06/16/2022 |  |  | LOPrint (45).pdf |  |  | CA | Primary Residence | Purchase | NA | 504251 | N/A | N/A |
| XXXX | xxxxxxx0082 |  |  | Closed | 2022-05-16 17:08 | 2022-09-29 22:36 | Waived | 2 - Non-Material<br> B | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | Waived-Audited LTV of 80% exceeds Guideline LTV of 75% Exception - Due Diligence Vendor-09/29/2022<br>Waived-Audited LTV of 80% exceeds Guideline LTV of 75% Exception provided in the file on page 4.<br> Exception granted for 80% LTV.<br> Comp Factors: Reserves and no lates ever. - Due Diligence Vendor-05/19/2022<br>Waived-Audited LTV of 80% exceeds Guideline LTV of 75% - Due Diligence Vendor-05/16/2022 |  | XXXX |  |  | XXXX | GA | Investment | Purchase | NA | 457282 | Originator Pre-Close | Yes |
| XXXX | xxxxxxx0501 |  |  | Closed | 2022-05-23 13:52 | 2022-05-23 16:56 | Resolved | 1 - Information<br> C<br> A | Credit | Eligibility | Audited FICO is less than Guideline FICO | XXXX | XXXX | XXXX | Tier 5.pdf |  |  | UT | Primary Residence | Refinance | Cash Out - Other | 459667 | N/A | N/A |
| XXXX | xxxxxxx0501 |  |  | Closed | 2022-05-20 21:54 | 2022-05-23 11:58 | Resolved | 1 - Information<br> C<br> A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Resolved-Lender Acknowledge - Due Diligence Vendor-05/23/2022<br>Ready for Review-loan has impounds. we allow HPML with impounds - Seller-05/20/2022<br>Open-This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. Please reply to acknowledge that this loan is a high-priced transaction. - Due Diligence Vendor-05/17/2022<br>Open-This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. - Due Diligence Vendor-05/17/2022 | Ready for Review-loan has impounds. we allow HPML with impounds - Seller-05/20/2022<br>| Resolved-Lender Acknowledge - Due Diligence Vendor-05/23/2022<br>|  |  |  | UT | Primary Residence | Refinance | Cash Out - Other | 460044 | N/A | N/A |
| XXXX | xxxxxxx0207 | 10002203016416 |  | Closed | 2022-05-17 22:50 | 2022-09-29 22:40 | Waived | 2 - Non-Material<br> C<br> B | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | Waived-LTV of 80% exceeds Guideline LTV of 75% - Due Diligence Vendor-09/29/2022<br>Waived-Exception Request provided.<br> LTV of 80% exceeds Guideline LTV of 75% please provide exception for LTV exceeds 75%.<br> Finding waived.<br> - Due Diligence Vendor-06/01/2022<br>Ready for Review-Document Uploaded. - Buyer-05/31/2022<br>Open-Audited LTV of 80% exceeds Guideline LTV of 75% please provide exception form for LTV exceeds 75% - Due Diligence Vendor-05/17/2022<br>Open-Audited LTV of 80% exceeds Guideline LTV of 75% - Due Diligence Vendor-05/17/2022 |  | XXXX | XXXX |  | XXXX | NV | Investment | Purchase | NA | 461148 | Originator Pre-Close | Yes |
| XXXX | xxxxxxx0207 | 10002203016416 |  | Closed | 2022-05-17 23:36 | 2022-06-01 15:08 | Resolved | 1 - Information<br> B<br> A | Credit | Doc Issue | Transmittal (1008) is Missing | Resolved-Finding is invalid. This is not a requirement. Finding resolved. - Due Diligence Vendor-06/01/2022<br>Ready for Review-Document Uploaded. - Buyer-05/31/2022<br>Open-Please update the Proposed Monthly Payment Borrower Primary Residence p&i, homeowner insurance taxex etc. - Due Diligence Vendor-05/17/2022 |  | Resolved-Finding is invalid. This is not a requirement. Finding resolved. - Due Diligence Vendor-06/01/2022<br>| XXXX |  |  | NV | Investment | Purchase | NA | 461173 | N/A | N/A |
| XXXX | xxxxxxx0206 | 10002203016234 |  | Closed | 2022-05-23 12:57 | 2022-10-03 20:10 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Missing credit report | Resolved-Credit report provided. Updated credit screen. Finding resolved. - Due Diligence Vendor-05/24/2022<br>Resolved-Credit Report is Provided - Due Diligence Vendor-05/24/2022<br>Ready for Review-Document Uploaded. - Buyer-05/24/2022<br>Open-Please provide complete initial credit report - Due Diligence Vendor-05/23/2022<br>Open-Credit Report is Missing - Due Diligence Vendor-05/23/2022 |  | Resolved-Credit report provided. Updated credit screen. Finding resolved. - Due Diligence Vendor-05/24/2022<br>Resolved-Credit Report is Provided - Due Diligence Vendor-05/24/2022<br>| Credit Report.pdf |  |  | CA | Investment | Refinance | Cash Out - Other | 467266 | N/A | N/A |
| XXXX | xxxxxxx0206 | 10002203016234 |  | Closed | 2022-05-18 13:04 | 2022-06-30 18:52 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final settlement statement received and updated to loan review, resolved. - Due Diligence Vendor-05/24/2022<br>Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-05/24/2022<br>Ready for Review- - Due Diligence Vendor-05/24/2022<br>Ready for Review-Document Uploaded. - Buyer-05/24/2022<br>Open-Please provide Final Hud-1 Document. - Due Diligence Vendor-05/18/2022<br>Open-Final HUD-1 Document is Missing - Due Diligence Vendor-05/23/2022 |  | Resolved-Final settlement statement received and updated to loan review, resolved. - Due Diligence Vendor-05/24/2022<br>Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-05/24/2022<br>| XXXX |  |  | CA | Investment | Refinance | Cash Out - Other | 461534 | N/A | N/A |
| XXXX | xxxxxxx0206 | 10002203016234 |  | Closed | 2022-06-01 16:12 | 2022-06-01 17:59 | Resolved | 1 - Information<br> C<br> A | Property | Appraisal | Missing Core Valuation Product | XXXX |  | Resolved-The valuation entries contain one of the core valuation types or all appraisals are waived. - Due Diligence Vendor-06/01/2022<br>Resolved-Documents uploaded contain pages 1-3. Updated property screen. Finding resolved. - Due Diligence Vendor-06/01/2022<br>| XXXX |  |  | CA | Investment | Refinance | Cash Out - Other | 459862 | N/A | N/A |
| XXXX | xxxxxxx0208 | 10002203016423 |  | Closed | 2022-05-17 23:07 | 2022-05-24 13:46 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | Missing self-employment income documentation | Resolved-File updated - Due Diligence Vendor-05/24/2022<br>Ready for Review-Document Uploaded. - Buyer-05/23/2022<br>Open-Business narrative document was not found on file. Please provide the document<br>- Due Diligence Vendor-05/17/2022 |  | Resolved-File updated - Due Diligence Vendor-05/24/2022<br>| XXXX |  |  | TX | Primary Residence | Purchase | NA | 461160 | N/A | N/A |
| XXXX | xxxxxxx0208 | 10002203016423 |  | Closed | 2022-05-17 14:55 | 2022-05-24 13:44 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Missing Gap Credit Report | Resolved-Gap Credit Report is Provided or Not Applicable - Due Diligence Vendor-05/24/2022<br>Ready for Review-Document Uploaded. - Buyer-05/23/2022<br>Open-Gap Credit Report is Missing in file. Please Provide - Due Diligence Vendor-05/17/2022 |  | Resolved-Gap Credit Report is Provided or Not Applicable - Due Diligence Vendor-05/24/2022<br>| XXXX |  |  | TX | Primary Residence | Purchase | NA | 459391 | N/A | N/A |
| XXXX | xxxxxxx0208 | 10002203016423 |  | Closed | 2022-05-17 20:56 | 2022-05-20 17:14 | Resolved | 1 - Information<br> A | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Resolved-Asset Qualification Meets Guideline Requirements - Due Diligence Vendor-05/20/2022<br>Rescinded-Asset Qualification Does Not Meet Guideline Requirements - Due Diligence Vendor-05/17/2022<br>Rescinded-Asset Qualification Does Not Meet Guideline Requirements Duplicate finding for assets shortage - Due Diligence Vendor-05/18/2022 |  | Resolved-Asset Qualification Meets Guideline Requirements - Due Diligence Vendor-05/20/2022<br>Rescinded-Asset Qualification Does Not Meet Guideline Requirements - Due Diligence Vendor-05/17/2022<br>Rescinded-Asset Qualification Does Not Meet Guideline Requirements Duplicate finding for assets shortage - Due Diligence Vendor-05/18/2022<br>|  |  |  | TX | Primary Residence | Purchase | NA | 460925 | N/A | N/A |
| XXXX | xxxxxxx0209 | 10002203016436 |  | Closed | 2022-05-17 14:28 | 2022-05-23 16:55 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Missing Gap Credit Report | Resolved-No additional tradelines opened, resolved. - Due Diligence Vendor-05/23/2022<br>Resolved-Gap Credit Report is Provided or Not Applicable - Due Diligence Vendor-05/23/2022<br>Ready for Review-Document Uploaded. - Buyer-05/23/2022<br>Open-Gap Credit Report is Missing Please Provide the Document - Due Diligence Vendor-05/17/2022 |  | Resolved-No additional tradelines opened, resolved. - Due Diligence Vendor-05/23/2022<br>Resolved-Gap Credit Report is Provided or Not Applicable - Due Diligence Vendor-05/23/2022<br>| XXXX |  |  | PA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 459262 | N/A | N/A |
| XXXX | xxxxxxx0211 | 10002204016528 |  | Closed | 2022-05-18 11:36 | 2022-06-30 22:30 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Borrower 1 Business Bank Statements Missing | XXXX |  | Resolved-Borrower 1 Business Bank Statements Provided - Due Diligence Vendor-06/30/2022<br>Resolved-Status changed back to resolved. - Due Diligence Vendor-06/30/2022<br>Resolved-Information updated - Due Diligence Vendor-05/23/2022<br>| XXXX |  |  | IL | Primary Residence | Purchase | NA | 461370 | N/A | N/A |
| XXXX | xxxxxxx0211 | 10002204016528 |  | Closed | 2022-05-17 14:57 | 2022-05-27 15:45 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Missing credit report | Resolved-Credit Report is Provided - Due Diligence Vendor-05/23/2022<br>Ready for Review-Document Uploaded. - Buyer-05/23/2022<br>Open-Credit Report is Missing Duplicate condition - Due Diligence Vendor-05/17/2022<br>Open-Credit Report is Missing - Due Diligence Vendor-05/17/2022 |  | Resolved-Credit Report is Provided - Due Diligence Vendor-05/23/2022<br>| XXXX |  |  | IL | Primary Residence | Purchase | NA | 459404 | N/A | N/A |
| XXXX | xxxxxxx0211 | 10002204016528 |  | Closed | 2022-05-23 17:18 | 2022-05-27 15:45 | Resolved | 1 - Information<br> A | Credit | Missing Doc | Missing Gap Credit Report | Resolved-Gap Credit Report is Provided or Not Applicable - Due Diligence Vendor-05/24/2022<br>Ready for Review-Document Uploaded. - Buyer-05/23/2022<br>Open-Gap Credit Report is Missing - Due Diligence Vendor-05/23/2022 |  | Resolved-Gap Credit Report is Provided or Not Applicable - Due Diligence Vendor-05/24/2022<br>| XXXX |  |  | IL | Primary Residence | Purchase | NA | 468010 | N/A | N/A |
| XXXX | xxxxxxx0211 | 10002204016528 |  | Closed | 2022-05-17 14:53 | 2022-05-23 17:50 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | Missing credit report | Resolved-Info updated - Due Diligence Vendor-05/23/2022<br>Ready for Review-Document Uploaded. - Buyer-05/23/2022<br>Open-Credit Report not found in entire file . Please Provide - Due Diligence Vendor-05/17/2022 |  | Resolved-Info updated - Due Diligence Vendor-05/23/2022<br>| XXXX |  |  | IL | Primary Residence | Purchase | NA | 459387 | N/A | N/A |
| XXXX | xxxxxxx0210 | 10002203016440 |  | Closed | 2022-05-17 17:46 | 2022-10-03 19:47 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Missing Gap Credit Report | Resolved-Gap Credit Report is Provided or Not Applicable - Due Diligence Vendor-05/24/2022<br>Ready for Review-Document Uploaded. - Buyer-05/23/2022<br>Open-Gap Credit Report is Missing, Please Provide - Due Diligence Vendor-05/17/2022 |  | Resolved-Gap Credit Report is Provided or Not Applicable - Due Diligence Vendor-05/24/2022<br>| XXXX |  |  | CA | Investment | Purchase | NA | 460221 | N/A | N/A |
| XXXX | xxxxxxx0210 | 10002203016440 |  | Closed | 2022-05-18 15:49 | 2022-06-30 22:33 | Resolved | 1 - Information<br> C<br> A | Credit | Income/Employment | Income 2 Months Income Verified is Missing | XXXX |  |  | XXXX |  |  | CA | Investment | Purchase | NA | 462231 | N/A | N/A |
| XXXX | xxxxxxx0221 | 10002204016755 |  | Closed | 2022-05-18 14:59 | 2022-07-06 15:32 | Resolved | 1 - Information<br> A | Property | Appraisal | Missing Core Valuation Product | Resolved-Received CDA, entered information into LM, resolved finding - Due Diligence Vendor-07/06/2022<br>Resolved- - Due Diligence Vendor-07/06/2022<br>Ready for Review-Document Uploaded. - Seller-07/06/2022<br>Resolved- - Due Diligence Vendor-07/05/2022<br>Rescinded-Previously, rescinded. - Due Diligence Vendor-05/24/2022<br>Resolved-The valuation entries contain one of the core valuation types or all appraisals are waived. - Due Diligence Vendor-05/24/2022<br>Rescinded-None of the Valuation entries contain core valuation types. Missing Primary Appraisal finding is already added. Hence, rescinding. - Due Diligence Vendor-05/18/2022 | Ready for Review-Document Uploaded. - Seller-07/06/2022<br>| Resolved-Received CDA, entered information into LM, resolved finding - Due Diligence Vendor-07/06/2022<br>Resolved- - Due Diligence Vendor-07/06/2022<br>Resolved- - Due Diligence Vendor-07/05/2022<br>Rescinded-Previously, rescinded. - Due Diligence Vendor-05/24/2022<br>Resolved-The valuation entries contain one of the core valuation types or all appraisals are waived. - Due Diligence Vendor-05/24/2022<br>Rescinded-None of the Valuation entries contain core valuation types. Missing Primary Appraisal finding is already added. Hence, rescinding. - Due Diligence Vendor-05/18/2022<br>| XXXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | 462039 | N/A | N/A |
| XXXX | xxxxxxx0221 | 10002204016755 |  | Closed | 2022-05-18 14:59 | 2022-07-06 15:30 | Resolved | 1 - Information<br> D<br> A | Property | Missing Doc | Missing Primary Appraisal | Resolved-Appraisal received and added to loan review, resolved. - Due Diligence Vendor-05/24/2022<br>Resolved-Validation Resolved - Due Diligence Vendor-05/24/2022<br>Ready for Review-Document Uploaded. - Buyer-05/24/2022<br>Open-Primary Value has not been selected Appraisal available in file does not have URAR pages. Please provide these missing pages. - Due Diligence Vendor-05/18/2022 |  | Resolved-Appraisal received and added to loan review, resolved. - Due Diligence Vendor-05/24/2022<br>Resolved-Validation Resolved - Due Diligence Vendor-05/24/2022<br>| XXXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | 462038 | N/A | N/A |
| XXXX | xxxxxxx0214 | 10002204016802 |  | Closed | 2022-05-17 18:11 | 2022-09-29 22:46 | Waived | 2 - Non-Material<br> D<br> B | Credit | Missing Doc | Missing Gap Credit Report | Waived-Credit report provided - Due Diligence Vendor-09/29/2022<br>Waived-Post Close Credit provided, no substantial changes to credit. Waived - Due Diligence Vendor-05/24/2022<br>Resolved-Gap Credit Report is Provided or Not Applicable - Due Diligence Vendor-05/24/2022<br>Ready for Review-Document Uploaded. - Buyer-05/23/2022<br>Open-Gap Credit Report is Missing in the File. - Due Diligence Vendor-05/20/2022<br>Open-Gap Credit Report is Missing in the File. - Due Diligence Vendor-05/17/2022 |  | Waived-Credit report provided - Due Diligence Vendor-09/29/2022<br>Waived-Post Close Credit provided, no substantial changes to credit. Waived - Due Diligence Vendor-05/24/2022<br>Resolved-Gap Credit Report is Provided or Not Applicable - Due Diligence Vendor-05/24/2022<br>| XXXX |  | XXXX | CA | Primary Residence | Purchase | NA | 460294 | Investor Post-Close | No |
| XXXX | xxxxxxx0214 | 10002204016802 |  | Closed | 2022-05-18 19:48 | 2022-05-20 17:12 | Resolved | 1 - Information<br> C<br> A | Credit | Borrower | Borrower 1 Ethnicity Selection is Not Provided | Resolved-Borrower 1 Ethnicity Selection is Provided - Due Diligence Vendor-05/20/2022<br>Ready for Review-Document Uploaded. Please see updated 1003 - Buyer-05/20/2022<br>Open-Borrower 1 Ethnicity Selection is Not Provided. Please Provide Clarification - Due Diligence Vendor-05/18/2022 |  | Resolved-Borrower 1 Ethnicity Selection is Provided - Due Diligence Vendor-05/20/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | 462844 | N/A | N/A |
| XXXX | xxxxxxx0214 | 10002204016802 |  | Closed | 2022-05-18 19:48 | 2022-05-20 17:12 | Resolved | 1 - Information<br> C<br> A | Credit | Borrower | Borrower 1 Gender Selection is Not Provided | Resolved-Borrower 1 Gender Selection is Provided - Due Diligence Vendor-05/20/2022<br>Ready for Review-Document Uploaded. Please see updated 1003 - Buyer-05/20/2022<br>Open-Borrower 1 Gender Selection is Not Provided - Due Diligence Vendor-05/18/2022 |  | Resolved-Borrower 1 Gender Selection is Provided - Due Diligence Vendor-05/20/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | 462845 | N/A | N/A |
| XXXX | xxxxxxx0214 | 10002204016802 |  | Closed | 2022-05-18 19:48 | 2022-05-20 17:12 | Resolved | 1 - Information<br> C<br> A | Credit | Borrower | Borrower 1 Race Selection is Not Provided | Resolved-Borrower 1 Race Selection is Provided - Due Diligence Vendor-05/20/2022<br>Ready for Review-Document Uploaded. Please see updated 1003 - Buyer-05/20/2022<br>Open-Borrower 1 Race Selection is Not Provided - Due Diligence Vendor-05/18/2022 |  | Resolved-Borrower 1 Race Selection is Provided - Due Diligence Vendor-05/20/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | 462846 | N/A | N/A |
| XXXX | xxxxxxx0201 | 10002203015780 |  | Closed | 2022-05-17 16:40 | 2022-05-25 12:48 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Missing credit report | Resolved-Credit report received and updated to credit liabilities screen. All open tradelines entered including Zero balances. - Due Diligence Vendor-05/25/2022<br>Resolved-Credit Report is Provided - Due Diligence Vendor-05/25/2022<br>Ready for Review-Document Uploaded. - Buyer-05/24/2022<br>Counter-Document submitted does not support finding request - Due Diligence Vendor-05/24/2022<br>Ready for Review-Document Uploaded. - Buyer-05/23/2022<br>Open-Credit Report is Missing - Due Diligence Vendor-05/17/2022 |  | Resolved-Credit report received and updated to credit liabilities screen. All open tradelines entered including Zero balances. - Due Diligence Vendor-05/25/2022<br>Resolved-Credit Report is Provided - Due Diligence Vendor-05/25/2022<br>| XXXX |  |  | TX | Primary Residence | Refinance | Cash Out - Other | 459909 | N/A | N/A |
| XXXX | xxxxxxx0201 | 10002203015780 |  | Closed | 2022-05-17 16:10 | 2022-05-24 19:18 | Resolved | 1 - Information<br> A | Credit | Borrower | Borrower 1 Ethnicity Selection is Not Provided | Resolved-Borrower 1 Ethnicity Selection is Provided - Due Diligence Vendor-05/24/2022<br>Rescinded-Updated Final 1003 provided with Borrower 1 Ethnicity selection. Updated 1003 screen. Finding rescinded. - Due Diligence Vendor-05/17/2022<br>Rescinded-Borrower 1 Ethnicity Selection is Not Provided - Due Diligence Vendor-05/17/2022 |  | Resolved-Borrower 1 Ethnicity Selection is Provided - Due Diligence Vendor-05/24/2022<br>Rescinded-Updated Final 1003 provided with Borrower 1 Ethnicity selection. Updated 1003 screen. Finding rescinded. - Due Diligence Vendor-05/17/2022<br>Rescinded-Borrower 1 Ethnicity Selection is Not Provided - Due Diligence Vendor-05/17/2022<br>| XXXX |  |  | TX | Primary Residence | Refinance | Cash Out - Other | 459768 | N/A | N/A |
| XXXX | xxxxxxx0201 | 10002203015780 |  | Closed | 2022-05-17 16:10 | 2022-05-24 19:18 | Resolved | 1 - Information<br> A | Credit | Borrower | Borrower 1 Race Selection is Not Provided | Resolved-Borrower 1 Race Selection is Provided - Due Diligence Vendor-05/24/2022<br>Rescinded-Updated Final 1003 provided with Borrower 1 Race selection. Updated 1003 screen. Finding rescinded. - Due Diligence Vendor-05/17/2022<br>Rescinded-Borrower 1 Race Selection is Not Provided - Due Diligence Vendor-05/17/2022 |  | Resolved-Borrower 1 Race Selection is Provided - Due Diligence Vendor-05/24/2022<br>Rescinded-Updated Final 1003 provided with Borrower 1 Race selection. Updated 1003 screen. Finding rescinded. - Due Diligence Vendor-05/17/2022<br>Rescinded-Borrower 1 Race Selection is Not Provided - Due Diligence Vendor-05/17/2022<br>| XXXX |  |  | TX | Primary Residence | Refinance | Cash Out - Other | 459769 | N/A | N/A |
| XXXX | xxxxxxx0204 | 10002203015873 |  | Closed | 2022-05-19 21:19 | 2022-06-30 18:17 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Borrower 1 CPA Letter Missing | Resolved-Borrower 1 CPA Letter Provided - Due Diligence Vendor-05/20/2022<br>Ready for Review-Borrower is not self employed CPA letter would not be needed. Please have condition waived. - Buyer-05/20/2022<br>Open-Borrower 1 CPA Letter Missing - Due Diligence Vendor-05/19/2022 |  | Resolved-Borrower 1 CPA Letter Provided - Due Diligence Vendor-05/20/2022<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | 464978 | N/A | N/A |
| XXXX | xxxxxxx0204 | 10002203015873 |  | Closed | 2022-05-19 21:28 | 2022-06-30 18:17 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Borrower 1 Personal Bank Statements Missing | Resolved-Bank statements provided. Updated screens. Finding resolved. - Due Diligence Vendor-06/02/2022<br>Resolved-Borrower 1 Personal Bank Statements Provided - Due Diligence Vendor-06/02/2022<br>Ready for Review-Document Uploaded. - Buyer-06/01/2022<br>Counter-Bank statements submitted are expired from loan date. Please provide most current bank statement - Due Diligence Vendor-05/25/2022<br>Ready for Review-Document Uploaded. - Buyer-05/23/2022<br>Open-Borrower 1 Personal Bank Statements Missing - Due Diligence Vendor-05/19/2022 |  | Resolved-Bank statements provided. Updated screens. Finding resolved. - Due Diligence Vendor-06/02/2022<br>Resolved-Borrower 1 Personal Bank Statements Provided - Due Diligence Vendor-06/02/2022<br>| XXXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | 464993 | N/A | N/A |
| XXXX | xxxxxxx0204 | 10002203015873 |  | Closed | 2022-05-17 14:33 | 2022-05-23 17:17 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Missing Gap Credit Report | Resolved-Gap report updated to review, No additional tradelines opened. - Due Diligence Vendor-05/23/2022<br>Resolved-Gap Credit Report is Provided or Not Applicable - Due Diligence Vendor-05/23/2022<br>Ready for Review-Document Uploaded. - Buyer-05/23/2022<br>Open-Gap Credit Report is Missing in the File please Provide - Due Diligence Vendor-05/17/2022 |  | Resolved-Gap report updated to review, No additional tradelines opened. - Due Diligence Vendor-05/23/2022<br>Resolved-Gap Credit Report is Provided or Not Applicable - Due Diligence Vendor-05/23/2022<br>| XXXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | 459301 | N/A | N/A |
| XXXX | xxxxxxx0203 | 10002203016201 |  | Closed | 2022-05-17 14:23 | 2022-09-29 22:49 | Waived | 2 - Non-Material<br> D<br> B | Credit | Missing Doc | Missing Gap Credit Report | Waived-Post close credit provided, no substantial changes to credit. - Due Diligence Vendor-09/29/2022<br>Waived-Post close credit provided, no substantial changes to credit. - Due Diligence Vendor-05/23/2022<br>Resolved-Gap Credit Report provided. Credit screen and data compare screens updated. Finding resolved. - Due Diligence Vendor-05/23/2022<br>Resolved-Gap Credit Report is Provided or Not Applicable - Due Diligence Vendor-05/23/2022<br>Ready for Review-Document Uploaded. - Buyer-05/23/2022<br>Open-Gap Credit Report is Missing - Due Diligence Vendor-05/17/2022 |  | Waived-Post close credit provided, no substantial changes to credit. - Due Diligence Vendor-09/29/2022<br>Waived-Post close credit provided, no substantial changes to credit. - Due Diligence Vendor-05/23/2022<br>Resolved-Gap Credit Report provided. Credit screen and data compare screens updated. Finding resolved. - Due Diligence Vendor-05/23/2022<br>Resolved-Gap Credit Report is Provided or Not Applicable - Due Diligence Vendor-05/23/2022<br>| XXXX |  | XXXX | TX | Primary Residence | Purchase | NA | 459247 | Investor Post-Close | No |
| XXXX | xxxxxxx0203 | 10002203016201 |  | Closed | 2022-05-17 21:13 | 2022-05-23 11:53 | Resolved | 1 - Information<br> C<br> A | Compliance | TRID | Charges That Cannot Increase Test | XXXX |  | Resolved-PCCD provided showing reimbursement amount of $5.00 resolved. - Due Diligence Vendor-05/23/2022<br>| XXXX |  |  | TX | Primary Residence | Purchase | NA | 460984 | N/A | N/A |
| XXXX | xxxxxxx0203 | 10002203016201 |  | Closed | 2022-05-17 16:46 | 2022-05-23 11:46 | Resolved | 1 - Information<br> A | Compliance | Points & Fees | High-Cost Mortgage Date the Rate Was Set Validation Test | Resolved- - Due Diligence Vendor-05/23/2022<br>Rescinded-Updated entries, rescinded. - Due Diligence Vendor-05/17/2022 |  | Resolved- - Due Diligence Vendor-05/23/2022<br>Rescinded-Updated entries, rescinded. - Due Diligence Vendor-05/17/2022<br>| XXXX |  |  | TX | Primary Residence | Purchase | NA | 459940 | N/A | N/A |
| XXXX | xxxxxxx0205 | 10002203015874 |  | Closed | 2022-05-17 15:08 | 2022-09-29 22:51 | Waived | 2 - Non-Material<br> D<br> B | Credit | Missing Doc | Missing Gap Credit Report | Waived-Post close credit provided, no substantial changes to credit. - Due Diligence Vendor-09/29/2022<br>Waived-Post close credit provided, no substantial changes to credit. - Due Diligence Vendor-05/23/2022<br>Resolved-Gap Credit Report is Provided or Not Applicable - Due Diligence Vendor-05/23/2022<br>Ready for Review-Document Uploaded. - Buyer-05/23/2022<br>Open-Gap Credit Report is Missing - Due Diligence Vendor-05/17/2022 |  | Waived-Post close credit provided, no substantial changes to credit. - Due Diligence Vendor-09/29/2022<br>Waived-Post close credit provided, no substantial changes to credit. - Due Diligence Vendor-05/23/2022<br>Resolved-Gap Credit Report is Provided or Not Applicable - Due Diligence Vendor-05/23/2022<br>| XXXX |  | XXXX | CA | Second Home | Refinance | Cash Out - Other | 459434 | Investor Post-Close | No |
| XXXX | xxxxxxx0202 | 10002203015871 |  | Closed | 2022-06-30 21:06 | 2022-06-30 22:59 | Resolved | 1 - Information<br> A | Compliance | Disclosure | Consummation or Reimbursement Date Validation Test | Resolved-Status changed back to rescinded. - Due Diligence Vendor-06/30/2022<br>Rescinded-Entries updated, finding rescinded. - Due Diligence Vendor-06/30/2022<br>Open-This loan failed the closing or reimbursement date validation test.The loan failed one or more tolerance tests and did not provide either a reimbursement date or a consummation date (or closing / settlement date, if consummation date is not available). This information is necessary in order to correctly perform reimbursement calculations. - Due Diligence Vendor-06/30/2022 |  | Resolved-Status changed back to rescinded. - Due Diligence Vendor-06/30/2022<br>Rescinded-Entries updated, finding rescinded. - Due Diligence Vendor-06/30/2022<br>|  |  |  | CA | Investment | Refinance | Cash Out - Other | 526346 | N/A | N/A |
| XXXX | xxxxxxx0213 | 10002204016700 |  | Closed | 2022-05-17 15:48 | 2022-09-29 22:54 | Waived | 2 - Non-Material<br> C<br> B | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | XXXX |  | XXXX | XXXX |  | XXXX | CA | Primary Residence | Purchase | NA | 459621 | Originator Pre-Close | Yes |
| XXXX | xxxxxxx0224 | 2022010183 |  | Closed | 2022-05-23 17:29 | 2022-06-10 12:22 | Resolved | 1 - Information<br> C<br> A | Compliance | Closing | The Final 1003 is Not Executed | Resolved-1003 is executed by LO. Finding is resolved. - Due Diligence Vendor-06/10/2022<br>Ready for Review-Document Uploaded. - Buyer-06/10/2022<br>Open-The Final 1003 is Not Executed by the LO, please provide updated copy. Thank you. - Due Diligence Vendor-05/23/2022 |  | Resolved-1003 is executed by LO. Finding is resolved. - Due Diligence Vendor-06/10/2022<br>| FINAL SIGNED 1003 (2).pdf |  |  | NJ | Investment | Refinance | Cash Out - Other | 468027 | N/A | N/A |
| XXXX | xxxxxxx0231 | 2022040126 |  | Closed | 2022-05-20 16:15 | 2022-06-06 15:52 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Missing Verification of Rent | Resolved-VOR provided. Updated screen. Finding resolved. - Due Diligence Vendor-06/06/2022<br>Ready for Review-Document Uploaded. - Buyer-06/05/2022<br>Open-Missing Verification of Rent Found Property Insurance page no. 402. but Missing Verification of Rent in file. please Provide - Due Diligence Vendor-05/20/2022 |  | Resolved-VOR provided. Updated screen. Finding resolved. - Due Diligence Vendor-06/06/2022<br>| MORTGAGE_RENTAL VERIFICATION.pdf |  |  | NJ | Investment | Refinance | Cash Out - Other | 465852 | N/A | N/A |
| XXXX | xxxxxxx0232 | 2022020113 |  | Closed | 2022-05-19 18:38 | 2022-10-03 20:13 | Resolved | 1 - Information<br> A | Credit | Missing Doc | Missing credit report | Resolved-Credit Report is Provided - Due Diligence Vendor-10/03/2022<br>Rescinded-Foreign National Loan, No Credit Report is necessary. - Due Diligence Vendor-06/02/2022<br>Ready for Review-This is a Foreign National Loan, No Credit Report is necessary. - Buyer-05/31/2022<br>Open-Credit Report is Missing Credit report is missing in loan package please provide - Due Diligence Vendor-05/19/2022 |  | Resolved-Credit Report is Provided - Due Diligence Vendor-10/03/2022<br>Rescinded-Foreign National Loan, No Credit Report is necessary. - Due Diligence Vendor-06/02/2022<br>|  |  |  | FL | Investment | Refinance | Cash Out - Other | 464576 | N/A | N/A |
| XXXX | xxxxxxx0232 | 2022020113 |  | Closed | 2022-05-19 19:20 | 2022-06-10 13:01 | Resolved | 1 - Information<br> A | Credit | Data | Qualifying LTV % does not match 1008 Page LTV %. | XXXX |  | XXXX | LOPrint (28).pdf<br>LOPrint (35).pdf |  |  | FL | Investment | Refinance | Cash Out - Other | 464693 | N/A | N/A |
| XXXX | xxxxxxx0225 | 2022010138 |  | Closed | 2022-05-23 21:18 | 2022-06-06 13:28 | Resolved | 1 - Information<br> B<br> A | Credit | Doc Issue | Loan program disclosure missing or unexecuted | Resolved-Loan program provided. Updated 1003 screen and Guideline screen. Finding resolved. - Due Diligence Vendor-06/06/2022<br>Ready for Review-Document Uploaded. - Buyer-06/05/2022<br>Open-No loan program in file, please provide. - Due Diligence Vendor-05/23/2022 |  | Resolved-Loan program provided. Updated 1003 screen and Guideline screen. Finding resolved. - Due Diligence Vendor-06/06/2022<br>| LOPrint (31).pdf |  |  | NJ | Investment | Refinance | Cash Out - Other | 468661 | N/A | N/A |
| XXXX | xxxxxxx0225 | 2022010138 |  | Closed | 2022-05-20 19:37 | 2022-06-06 13:22 | Resolved | 1 - Information<br> C<br> A | Credit | Insurance | Hazard Insurance Coverage Amount is less than Required Coverage Amount | XXXX |  | XXXX | EXISTING HAZARD INSURANCE (1).pdf |  |  | NJ | Investment | Refinance | Cash Out - Other | 466329 | N/A | N/A |
| XXXX | xxxxxxx0225 | 2022010138 |  | Closed | 2022-05-20 19:05 | 2022-06-06 13:17 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | Hazard Insurance coverage does not include Business Interruption / Rent-Loss Coverage | XXXX |  | Resolved-Business Interruption found on page 474 in the file. Updated business screen. Finding resolved. - Due Diligence Vendor-06/06/2022<br>|  |  |  | NJ | Investment | Refinance | Cash Out - Other | 466230 | N/A | N/A |
| XXXX | xxxxxxx0228 | 2022040106 |  | Closed | 2022-05-25 17:36 | 2022-07-05 12:53 | Resolved | 1 - Information<br> A | Compliance | Closing | The Final 1003 is Not Executed | Resolved- - Due Diligence Vendor-07/05/2022<br>Rescinded-Initial 1003 page 976 confirms LO signature - Due Diligence Vendor-06/06/2022<br>Resolved-The Final 1003 is Executed - Due Diligence Vendor-06/06/2022<br>Open-Pending review - Due Diligence Vendor-06/06/2022<br>Open-Please provide updated final 1003 which includes the LO signature. Unable to confirm LO signature on Initial or final 1003 document. - Due Diligence Vendor-06/06/2022<br>Open-The Final 1003 is Not Executed Please provide updated final 1003 which includes the LO signature. Thank you. - Due Diligence Vendor-05/25/2022 |  | Resolved- - Due Diligence Vendor-07/05/2022<br>Rescinded-Initial 1003 page 976 confirms LO signature - Due Diligence Vendor-06/06/2022<br>Resolved-The Final 1003 is Executed - Due Diligence Vendor-06/06/2022<br>|  |  |  | CA | Primary Residence | Purchase | NA | 471952 | N/A | N/A |
| XXXX | xxxxxxx0228 | 2022040106 |  | Closed | 2022-05-23 15:31 | 2022-06-06 19:11 | Resolved | 1 - Information<br> C<br> A | Credit | Doc Issue | Missing asset documentation (ATR) | XXXX |  | Resolved-Thank you, assets updated. - Due Diligence Vendor-06/06/2022<br>|  |  |  | CA | Primary Residence | Purchase | NA | 467668 | N/A | N/A |
| XXXX | xxxxxxx0228 | 2022040106 |  | Closed | 2022-06-06 19:03 | 2022-06-06 19:10 | Resolved | 1 - Information<br> A | Credit | Assets | Asset 1 Expired | XXXX |  | Resolved-Asset 1 Not Expired - Due Diligence Vendor-06/06/2022<br>|  |  |  | CA | Primary Residence | Purchase | NA | 487071 | N/A | N/A |
| XXXX | xxxxxx8239 |  |  | Closed | 2022-05-18 18:51 | 2022-09-29 22:58 | Waived | 2 - Non-Material<br> B | Credit | Credit | CLTV/LTV exceeds guidelines | XXXX |  | XXXX |  |  | XXXX | NV | Investment | Purchase | NA | 462755 | Originator Pre-Close | Yes |
| XXXX | xxxxxx8239 |  |  | Closed | 2022-05-27 22:09 | 2022-05-31 13:19 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | DSCR unknown | XXXX | Ready for Review-Document Uploaded. - Seller-05/27/2022<br>| Resolved-Client provided 1008 with DSCR - Due Diligence Vendor-05/31/2022<br>| XXXX |  |  | NV | Investment | Purchase | NA | 462104 | N/A | N/A |
| XXXX | xxxxxxx0056 |  |  | Closed | 2022-05-24 15:21 | 2022-05-24 15:40 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | DSCR unknown | XXXX | Ready for Review-Document Uploaded. - Seller-05/24/2022<br>| Resolved-Updated 1008 provided reflecting the correct DSCR. Updated 1008 screen. Finding resolved. - Due Diligence Vendor-05/24/2022<br>| LOPrint(35).pdf |  |  | CA | Investment | Refinance | Cash Out - Other | 468729 | N/A | N/A |
| XXXX | xxxxxxx0093 |  |  | Closed | 2022-05-19 14:07 | 2022-09-29 23:01 | Waived | 2 - Non-Material<br> B | Credit | Credit | Deficient subject rental income documentation. | XXXX |  | XXXX |  |  | XXXX | CA | Investment | Refinance | Cash Out - Other | 463842 | Originator Pre-Close | Yes |
| XXXX | xxxxxxx0093 |  |  | Closed | 2022-05-26 16:09 | 2022-05-26 19:01 | Resolved | 1 - Information<br> A | Credit | Credit | Missing subject rental income documentation | XXXX | XXXX | Resolved-Thank you. Employment and business screens updated. - Due Diligence Vendor-05/26/2022<br>| EXCEPTION APPROVAL(1).pdf |  |  | CA | Investment | Refinance | Cash Out - Other | 473319 | N/A | N/A |
| XXXX | xxxxxxx0189 |  |  | Closed | 2022-05-23 17:33 | 2022-05-25 22:29 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | DSCR unknown | XXXX | XXXX | XXXX |  |  |  | AZ | Investment | Refinance | Cash Out - Other | 464901 | N/A | N/A |
| XXXX | xxxxxxx0496 |  |  | Closed | 2022-05-24 15:16 | 2022-05-24 16:04 | Resolved | 1 - Information<br> C<br> A | Compliance | Closing | The Final 1003 is Not Executed | Resolved-The Final 1003 is Executed Executed Final 1003 provided. Updated 1003 screen. Finding resolved. - Due Diligence Vendor-05/24/2022<br>Ready for Review-Document Uploaded. - Seller-05/24/2022<br>Open-The Final 1003 is Not Executed by the LO, please provide updated copy. Thank you. - Due Diligence Vendor-05/23/2022 | Ready for Review-Document Uploaded. - Seller-05/24/2022<br>| Resolved-The Final 1003 is Executed Executed Final 1003 provided. Updated 1003 screen. Finding resolved. - Due Diligence Vendor-05/24/2022<br>| XXXX |  |  | FL | Investment | Purchase | NA | 467520 | N/A | N/A |
| XXXX | xxxxxxx0161 |  |  | Closed | 2022-05-23 16:23 | 2022-05-23 16:27 | Resolved | 1 - Information<br> A | Compliance | Disclosure | CHARM Booklet Not Provided Within 3 Days of Application Date | Resolved-Borrower within 3 days of re-disclosure since switched from fix to ARM - Due Diligence Vendor-05/23/2022<br>Ready for Review-Borrower switched to ARM after initial dislcosures - Seller-05/23/2022<br>Open-CHARM Booklet Not Provided Within 3 Days of Application Date - Due Diligence Vendor-05/23/2022 | Ready for Review-Borrower switched to ARM after initial dislcosures - Seller-05/23/2022<br>| Resolved-Borrower within 3 days of re-disclosure since switched from fix to ARM - Due Diligence Vendor-05/23/2022<br>|  |  |  | CA | Primary Residence | Purchase | NA | 467166 | N/A | N/A |
| XXXX | xxxxxxx0161 |  |  | Closed | 2022-05-23 16:26 | 2022-05-23 16:26 | Resolved | 1 - Information<br> C<br> A | Compliance | Disclosure | ARM Disclosure Not Provided Within 3 Days of Application Date | XXXX | Ready for Review-Borrower switched to ARM after initial disclosures<br> - Seller-05/23/2022<br>Ready for Review-Document Uploaded. borrower switched to Arm after initial disclosures - Seller-05/20/2022<br>| XXXX | XXXX |  |  | CA | Primary Residence | Purchase | NA | 463149 | N/A | N/A |
| XXXX | xxxxxxx0161 |  |  | Closed | 2022-05-20 21:52 | 2022-05-23 11:57 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | CHARM Booklet is Missing | Resolved-CHARM Booklet is Present or Not Applicable - Due Diligence Vendor-05/23/2022<br>Resolved-Borrower within 3 days of re-disclosure since switched from fix to ARM - Due Diligence Vendor-05/23/2022<br>Ready for Review-Document Uploaded. - Seller-05/20/2022<br>Open-CHARM Booklet is Missing Please provide Charm Document - Due Diligence Vendor-05/18/2022 | Ready for Review-Document Uploaded. - Seller-05/20/2022<br>| Resolved-CHARM Booklet is Present or Not Applicable - Due Diligence Vendor-05/23/2022<br>Resolved-Borrower within 3 days of re-disclosure since switched from fix to ARM - Due Diligence Vendor-05/23/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | 463150 | N/A | N/A |
| XXXX | xxxxxxx0291 | 2022010245 |  | Closed | 2022-05-23 22:02 | 2022-06-06 14:48 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | DSCR unknown | XXXX |  | Resolved-DSCR confirmed 1.62. Updated screens. Finding resolved. - Due Diligence Vendor-06/06/2022<br>| LOPrint (32).pdf |  |  | CA | Investment | Refinance | No Cash Out - Borrower Initiated | 468726 | N/A | N/A |
| XXXX | xxxxxxx0296 | 2022020180 |  | Closed | 2022-05-20 13:35 | 2022-06-30 22:45 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Business Purpose Affidavit is Missing | Resolved-Business Purpose Affidavit provided. Updated screens. Finding resolved. - Due Diligence Vendor-06/06/2022<br>Resolved-The Business Purpose Affidavit is present or Not Applicable (1008 Page Loan Type is DSCR.) - Due Diligence Vendor-06/06/2022<br>Ready for Review-Document Uploaded. - Buyer-06/05/2022<br>Open-The 1008 Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Please Provide - Due Diligence Vendor-05/20/2022 |  | Resolved-Business Purpose Affidavit provided. Updated screens. Finding resolved. - Due Diligence Vendor-06/06/2022<br>Resolved-The Business Purpose Affidavit is present or Not Applicable (1008 Page Loan Type is DSCR.) - Due Diligence Vendor-06/06/2022<br>| WET SIGNED (2).pdf |  |  | FL | Investment | Purchase | NA | 465494 | N/A | N/A |
| XXXX | xxxxxxx0296 | 2022020180 |  | Closed | 2022-05-20 14:42 | 2022-06-06 14:33 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Flood Insurance Policy Missing | Resolved-Flood Insurance Policy is fully present Flood Insurance policy provided. Updated property screen. Finding resolved. - Due Diligence Vendor-06/06/2022<br>Ready for Review-Document Uploaded. - Buyer-06/05/2022<br>Open-Missing Flood Insurance Policy Please Provide - Due Diligence Vendor-05/20/2022 |  | Resolved-Flood Insurance Policy is fully present Flood Insurance policy provided. Updated property screen. Finding resolved. - Due Diligence Vendor-06/06/2022<br>| EXISTING MASTER POLICY (1).pdf |  |  | FL | Investment | Purchase | NA | 465657 | N/A | N/A |
| XXXX | xxxxxxx0296 | 2022020180 |  | Closed | 2022-05-20 14:56 | 2022-06-06 14:29 | Resolved | 1 - Information<br> C<br> A | Credit | Doc Issue | Missing asset documentation (ATR) | XXXX |  | XXXX |  |  |  | FL | Investment | Purchase | NA | 465694 | N/A | N/A |
| XXXX | xxxxxxx0284 | 1022030043 |  | Closed | 2022-05-20 14:52 | 2022-06-30 17:44 | Resolved | 1 - Information<br> A | Credit | Data | Qualifying LTV % does not match 1008 Page LTV %. | XXXX |  | Resolved-The Diligence Final Look Page Qualifying LTV matches the 1008 Page Qualifying LTV. - Due Diligence Vendor-06/30/2022<br>| LOPrint (30).pdf |  |  | TX | Investment | Refinance | Cash Out - Other | 465686 | N/A | N/A |
| XXXX | xxxxxxx0288 | 2022030120 |  | Closed | 2022-05-20 14:20 | 2022-06-06 17:01 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Missing credit report | Resolved-Credit reference letter provided. Updated credit screen. Finding resolved. - Due Diligence Vendor-06/06/2022<br>Resolved-Credit Report is Provided - Due Diligence Vendor-06/06/2022<br>Ready for Review-Document Uploaded. Foreign National file. No credit report available. Fine credit reference letter. - Buyer-06/05/2022<br>Open-Credit Report is Missing. Please Provide - Due Diligence Vendor-05/20/2022 |  | Resolved-Credit reference letter provided. Updated credit screen. Finding resolved. - Due Diligence Vendor-06/06/2022<br>Resolved-Credit Report is Provided - Due Diligence Vendor-06/06/2022<br>| CREDIT REPORT (5).pdf |  |  | TX | Investment | Purchase | NA | 465598 | N/A | N/A |
| XXXX | xxxxxxx0285 | 9922040005 |  | Closed | 2022-05-23 15:20 | 2022-06-06 13:49 | Resolved | 1 - Information<br> D<br> A | Property | Missing Doc | Missing Appraisal | Resolved-Appraisal provided. Updated screens impacted with DSCR loan. Finding resolved. - Due Diligence Vendor-06/06/2022<br>Ready for Review-Document Uploaded. - Buyer-06/05/2022<br>Open-Incomplete appraisal provided, please provide the full appraisal. - Due Diligence Vendor-05/23/2022 |  | Resolved-Appraisal provided. Updated screens impacted with DSCR loan. Finding resolved. - Due Diligence Vendor-06/06/2022<br>| APPRAISAL_ (7).pdf |  |  | CA | Investment | Purchase | NA | 467642 | N/A | N/A |
| XXXX | xxxxxxx0285 | 9922040005 |  | Closed | 2022-05-23 15:19 | 2022-06-06 13:41 | Resolved | 1 - Information<br> A | Property | Appraisal | Missing Core Valuation Product | Resolved-The valuation entries contain one of the core valuation types or all appraisals are waived. - Due Diligence Vendor-06/06/2022<br>Rescinded-None of the Valuation entries contain core valuation types. MISSING CORE VALUATION PRODUCT Hence Rescinded - Due Diligence Vendor-05/23/2022 |  | Resolved-The valuation entries contain one of the core valuation types or all appraisals are waived. - Due Diligence Vendor-06/06/2022<br>Rescinded-None of the Valuation entries contain core valuation types. MISSING CORE VALUATION PRODUCT Hence Rescinded - Due Diligence Vendor-05/23/2022<br>|  |  |  | CA | Investment | Purchase | NA | 467640 | N/A | N/A |
| XXXX | xxxxxxx0286 | 9922040006 |  | Closed | 2022-05-23 17:43 | 2022-06-06 14:06 | Resolved | 1 - Information<br> B<br> A | Credit | Doc Issue | Transmittal (1008) is Missing | XXXX |  | Resolved-Updated 1008 provided. Updated DSCR screens for accurate DSCR. Finding resolved. - Due Diligence Vendor-06/06/2022<br>| LOPrint (29).pdf |  |  | CA | Investment | Purchase | NA | 468050 | N/A | N/A |
| XXXX | xxxxxx8375 |  |  | Closed | 2022-06-07 18:14 | 2022-06-08 13:11 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Business Purpose Affidavit is Missing | Resolved-Client provided Business purpose. - Due Diligence Vendor-06/08/2022<br>Resolved-The Business Purpose Affidavit is present or Not Applicable (1008 Page Loan Type is DSCR.) - Due Diligence Vendor-06/08/2022<br>Ready for Review-Document Uploaded. - Seller-06/07/2022<br>Open-The 1008 Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. - Due Diligence Vendor-05/23/2022 | Ready for Review-Document Uploaded. - Seller-06/07/2022<br>| Resolved-Client provided Business purpose. - Due Diligence Vendor-06/08/2022<br>Resolved-The Business Purpose Affidavit is present or Not Applicable (1008 Page Loan Type is DSCR.) - Due Diligence Vendor-06/08/2022<br>| MISC INCOME.pdf |  |  | FL | Investment | Refinance | No Cash Out - Borrower Initiated | 468038 | N/A | N/A |
| XXXX | xxxxxx8375 |  |  | Closed | 2022-06-02 18:04 | 2022-06-02 18:53 | Resolved | 1 - Information<br> C<br> A | Credit | Eligibility | Asset do not meet guidelines | Resolved- - Due Diligence Vendor-06/02/2022<br>Ready for Review-Document Uploaded. - Seller-06/02/2022<br>Open-Asset 1 Expired please provide update document - Due Diligence Vendor-05/23/2022 | Ready for Review-Document Uploaded. - Seller-06/02/2022<br>|  | XXXX |  |  | FL | Investment | Refinance | No Cash Out - Borrower Initiated | 468030 | N/A | N/A |
| XXXX | xxxxxx8375 |  |  | Closed | 2022-06-02 18:04 | 2022-06-02 18:52 | Resolved | 1 - Information<br> C<br> A | Credit | Assets | Asset 1 Expired | Resolved-Asset 1 Not Expired - Due Diligence Vendor-06/02/2022<br>Ready for Review-Document Uploaded. - Seller-06/02/2022<br>Open-Asset 1 Expired Bank statement on file for Signature Federal is dated 3/1/3/1/21. Need two most recent - Due Diligence Vendor-05/19/2022 | Ready for Review-Document Uploaded. - Seller-06/02/2022<br>| Resolved-Asset 1 Not Expired - Due Diligence Vendor-06/02/2022<br>| XXXX |  |  | FL | Investment | Refinance | No Cash Out - Borrower Initiated | 464251 | N/A | N/A |
| XXXX | xxxxxx8375 |  |  | Closed | 2022-06-01 22:20 | 2022-06-02 15:43 | Resolved | A | Data Edit | Data Edit | Property is Condominium but HO6 Insurance Coverage Amount is Not Entered or is less than $1 | XXXX | Ready for Review-Document Uploaded. - Seller-06/01/2022<br>| XXXX | HO-6 INSURANCE (2).pdf |  |  | FL | Investment | Refinance | No Cash Out - Borrower Initiated | 464505 | N/A | N/A |
| XXXX | xxxxxxx0248 | 45567 |  | Closed | 2022-07-05 16:32 | 2022-07-11 22:27 | Resolved | 1 - Information<br> A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | XXXX | XXXX | Resolved-Finding was previously resolved, status changed back to resolved. - Due Diligence Vendor-07/11/2022<br>Resolved-Document Uploaded. - Due Diligence Vendor-07/08/2022<br>| XXXX |  |  | FL | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 528946 | N/A | N/A |
| XXXX | xxxxxxx0248 | 45567 |  | Closed | 2022-05-26 19:34 | 2022-06-28 14:59 | Resolved | 1 - Information<br> C<br> A | Credit | Doc Issue | Data Discrepancy - Tape Data is Different to Original Document Data | XXXX |  | XXXX | XXXX |  |  | FL | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 473965 | N/A | N/A |
| XXXX | xxxxxxx0248 | 45567 |  | Closed | 2022-05-23 13:48 | 2022-06-28 14:55 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Missing Gap Credit Report | Resolved-Gap Credit Report is Provided or Not Applicable - Due Diligence Vendor-06/23/2022<br>Ready for Review-Document Uploaded. Document Uploaded. - Buyer-06/23/2022<br>Open-Gap Credit Report is Missing - Due Diligence Vendor-05/23/2022 |  | Resolved-Gap Credit Report is Provided or Not Applicable - Due Diligence Vendor-06/23/2022<br>| XXXX |  |  | FL | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 467385 | N/A | N/A |
| XXXX | xxxxxxx0248 | 45567 |  | Closed | 2022-05-26 18:50 | 2022-06-23 17:42 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | Missing subject rental income documentation | XXXX |  | Resolved-Client responded there is no rental income for property. - Due Diligence Vendor-06/23/2022<br>| XXXX |  |  | FL | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 473837 | N/A | N/A |
| XXXX | xxxxxx8092 |  |  | Closed | 2022-06-23 21:52 | 2023-01-27 23:31 | Waived | 2 - Non-Material<br> A<br> B | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | XXXX |  | XXXX |  |  | XXXX | NC | Primary Residence | Refinance | Cash Out - Other | 515545 | Originator Pre-Close | Yes |
| XXXX | xxxxxx8092 |  |  | Closed | 2022-06-10 17:35 | 2022-06-13 14:41 | Resolved | 1 - Information<br> C<br> A | Compliance | Points & Fees | NC Rate Spread Home Loan Test | XXXX | Ready for Review-Document Uploaded. - Seller-06/10/2022<br>| XXXX | XXXX |  |  | NC | Primary Residence | Refinance | Cash Out - Other | 466193 | N/A | N/A |
| XXXX | xxxxxx8092 |  |  | Closed | 2022-06-01 22:36 | 2022-06-07 00:37 | Resolved | 1 - Information<br> C<br> A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Resolved-Lender Acknowledge - Due Diligence Vendor-06/07/2022<br>Resolved-Non QM programs allow HPML with impounds for taxes and insurance - Due Diligence Vendor-06/02/2022<br>Ready for Review-Non QM programs allow HPML with impounds for taxes and insurance - Seller-06/01/2022<br>Open-Please reply to acknowledge that this loan is a high-priced transaction Open - Due Diligence Vendor-05/20/2022<br>Open-This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. - Due Diligence Vendor-05/20/2022 | Ready for Review-Non QM programs allow HPML with impounds for taxes and insurance - Seller-06/01/2022<br>| Resolved-Lender Acknowledge - Due Diligence Vendor-06/07/2022<br>Resolved-Non QM programs allow HPML with impounds for taxes and insurance - Due Diligence Vendor-06/02/2022<br>|  |  |  | NC | Primary Residence | Refinance | Cash Out - Other | 466187 | N/A | N/A |
| XXXX | xxxxxxx0338 |  |  | Closed | 2022-06-09 18:18 | 2022-06-10 14:30 | Resolved | 1 - Information<br> B<br> A | Credit | Doc Issue | Transmittal (1008) is Missing | XXXX | Ready for Review-Document Uploaded. There is only 1 borrower - - Seller-06/09/2022<br>Ready for Review-Document Uploaded. - Seller-06/09/2022<br>| XXXX | XXXX |  |  | CA | Investment | Refinance | Cash Out - Other | 472719 | N/A | N/A |
| XXXX | xxxxxxx0338 |  |  | Closed | 2022-05-26 14:39 | 2022-05-26 16:05 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | The Initial 1003 is Missing | XXXX | Ready for Review-Document Uploaded. - Seller-05/26/2022<br>| Resolved-The Initial 1003 is Present - Due Diligence Vendor-05/26/2022<br>| initial 1003 Carolan.pdf |  |  | CA | Investment | Refinance | Cash Out - Other | 472713 | N/A | N/A |
| XXXX | xxxxxxx0338 |  |  | Closed | 2022-05-25 21:31 | 2022-05-26 16:05 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | The Final 1003 is Missing | XXXX |  | Resolved-The Final 1003 is Present - Due Diligence Vendor-05/26/2022<br>|  |  |  | CA | Investment | Refinance | Cash Out - Other | 472715 | N/A | N/A |
| XXXX | xxxxxxx0036 |  |  | Closed | 2022-05-25 14:29 | 2022-05-25 14:42 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Borrower 1 CPA Letter Missing | Resolved-Borrower 1 CPA letter not required. Updated Employment screen. Finding resolved. - Due Diligence Vendor-05/25/2022<br>Resolved-Borrower 1 CPA Letter Provided - Due Diligence Vendor-05/25/2022<br>Ready for Review-Document Uploaded. CPA letter not required-U/W utilized the Express Documentation option. - Seller-05/25/2022<br>Open-Borrower 1 CPA Letter Missing Please provide CPA Letter. - Due Diligence Vendor-05/23/2022 | Ready for Review-Document Uploaded. CPA letter not required-U/W utilized the Express Documentation option. - Seller-05/25/2022<br>| Resolved-Borrower 1 CPA letter not required. Updated Employment screen. Finding resolved. - Due Diligence Vendor-05/25/2022<br>Resolved-Borrower 1 CPA Letter Provided - Due Diligence Vendor-05/25/2022<br>| express doc.pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | 467597 | N/A | N/A |
| XXXX | xxxxxxx0480 |  |  | Closed | 2022-05-25 14:52 | 2022-05-25 14:54 | Resolved | 1 - Information<br> B<br> A | Credit | Missing Doc | Approval/Underwriting Summary Partially Provided | XXXX | Ready for Review-Document Uploaded. - Seller-05/25/2022<br>| XXXX | APPROVAL CERTIFICATE_(3).pdf |  |  | CA | Primary Residence | Purchase | NA | 468282 | N/A | N/A |
| XXXX | xxxxxxx0268 |  |  | Closed | 2022-05-25 14:48 | 2022-05-25 17:29 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | ARM Disclosure is Missing | Resolved-Loan was fixed and redisclosed as ARM; resolved - Due Diligence Vendor-05/25/2022<br>Ready for Review-Document Uploaded. - Seller-05/25/2022<br>Open-ARM Disclosure is Missing - Due Diligence Vendor-05/23/2022 | Ready for Review-Document Uploaded. - Seller-05/25/2022<br>| Resolved-Loan was fixed and redisclosed as ARM; resolved - Due Diligence Vendor-05/25/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | 467990 | N/A | N/A |
| XXXX | xxxxxxx0063 |  |  | Closed | 2022-06-02 15:18 | 2022-06-02 20:10 | Resolved | 1 - Information<br> A | Compliance | Compliance | TRID violation; revised Loan Estimate not issued for rate lock. | Resolved-Rate lock and revised LE updated to review, resolved. - Due Diligence Vendor-06/02/2022<br>Ready for Review-Working R2R - Due Diligence Vendor-06/02/2022<br>Ready for Review-Document Uploaded. - Seller-06/02/2022<br>Open-Please provide, rate lock LE in order to complete TRID testing. - Due Diligence Vendor-06/02/2022 | Ready for Review-Document Uploaded. - Seller-06/02/2022<br>| Resolved-Rate lock and revised LE updated to review, resolved. - Due Diligence Vendor-06/02/2022<br>| XXXX |  |  | CT | Primary Residence | Purchase | NA | 481110 | N/A | N/A |
| XXXX | xxxxxxx0063 |  |  | Closed | 2022-06-02 15:17 | 2022-06-02 20:10 | Resolved | 1 - Information<br> A | Compliance | Missing Doc | TRID: Missing Closing Disclosure | Resolved-Initial CD updated to review, resolved. - Due Diligence Vendor-06/02/2022<br>Ready for Review-Working R2R - Due Diligence Vendor-06/02/2022<br>Resolved-TRID: Final Closing Disclosure Provided - Due Diligence Vendor-06/02/2022<br>Ready for Review-Document Uploaded. - Seller-06/02/2022<br>Open-TRID: Missing Closing Disclosure Please provide initial, and any revised CDs (if applicable), in order to properly test for TRID. - Due Diligence Vendor-06/02/2022 | Ready for Review-Document Uploaded. - Seller-06/02/2022<br>| Resolved-Initial CD updated to review, resolved. - Due Diligence Vendor-06/02/2022<br>Resolved-TRID: Final Closing Disclosure Provided - Due Diligence Vendor-06/02/2022<br>| XXXX |  |  | CT | Primary Residence | Purchase | NA | 481109 | N/A | N/A |
| XXXX | xxxxxxx0063 |  |  | Closed | 2022-06-01 15:34 | 2022-06-01 20:09 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | 1008 Document is Missing | Resolved-1008 provided. Updated 1008 screen. Finding resolved. - Due Diligence Vendor-06/01/2022<br>Resolved-The 1008 document is present in the loan file. - Due Diligence Vendor-06/01/2022<br>Ready for Review-Document Uploaded. 1008 - Seller-06/01/2022<br>Open-The 1008 document is missing from the loan file. - Due Diligence Vendor-05/24/2022 | Ready for Review-Document Uploaded. 1008 - Seller-06/01/2022<br>| Resolved-1008 provided. Updated 1008 screen. Finding resolved. - Due Diligence Vendor-06/01/2022<br>Resolved-The 1008 document is present in the loan file. - Due Diligence Vendor-06/01/2022<br>| XXXX |  |  | CT | Primary Residence | Purchase | NA | 470566 | N/A | N/A |
| XXXX | xxxxxxx0063 |  |  | Closed | 2022-06-01 15:36 | 2022-06-01 20:08 | Resolved | 1 - Information<br> C<br> A | Credit | Eligibility | Audited CLTV Exceeds Guideline CLTV | XXXX | XXXX | XXXX |  |  |  | CT | Primary Residence | Purchase | NA | 472231 | N/A | N/A |
| XXXX | xxxxxxx0063 |  |  | Closed | 2022-05-25 18:47 | 2022-06-01 20:07 | Resolved | 1 - Information<br> A | Credit | Eligibility | Audited HCLTV Exceeds Guideline HCLTV | XXXX |  | XXXX |  |  |  | CT | Primary Residence | Purchase | NA | 472232 | N/A | N/A |
| XXXX | xxxxxxx0063 |  |  | Closed | 2022-05-25 18:47 | 2022-06-01 20:07 | Resolved | 1 - Information<br> A | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | XXXX |  | XXXX |  |  |  | CT | Primary Residence | Purchase | NA | 472233 | N/A | N/A |
| XXXX | xxxxxxx0203 |  |  | Closed | 2022-05-31 14:57 | 2022-06-02 14:37 | Resolved | 1 - Information<br> C<br> A | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | XXXX | XXXX | Resolved-DTI now in alignment with updated credit items. - Due Diligence Vendor-06/02/2022<br>| EMD.pdf<br>LETTER OF EXPLANATION - CREDIT.pdf<br>EST HUD SALE OF PROPERTY.pdf<br>BANK STATEMENTS - INCOME(3).pdf<br>BANK STATEMENTS - INCOME(2).pdf |  |  | CA | Primary Residence | Purchase | NA | 472341 | N/A | N/A |
| XXXX | xxxxxxx0203 |  |  | Closed | 2022-05-31 14:34 | 2022-05-31 14:49 | Resolved | 1 - Information<br> C<br> A | Credit | Borrower | Borrower 1 Race Selection is Not Provided | Resolved-Borrower 1 Race Selection is Provided. Updated 1003 screen. Finding resolved. - Due Diligence Vendor-05/31/2022<br>Resolved-Borrower 1 Race Selection is Provided - Due Diligence Vendor-05/31/2022<br>Ready for Review-Document Uploaded. - Seller-05/31/2022<br>Open-Borrower 1 Race Selection is Not Provided In Document Please Provide - Due Diligence Vendor-05/25/2022 | Ready for Review-Document Uploaded. - Seller-05/31/2022<br>| Resolved-Borrower 1 Race Selection is Provided. Updated 1003 screen. Finding resolved. - Due Diligence Vendor-05/31/2022<br>Resolved-Borrower 1 Race Selection is Provided - Due Diligence Vendor-05/31/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | 471148 | N/A | N/A |
| XXXX | xxxxxxx0203 |  |  | Closed | 2022-05-31 14:34 | 2022-05-31 14:48 | Resolved | 1 - Information<br> C<br> A | Credit | Borrower | Borrower 1 Gender Selection is Not Provided | Resolved-Borrower 1 Gender Selection is Provided. Updated 1003 screen. Finding resolved. - Due Diligence Vendor-05/31/2022<br>Resolved-Borrower 1 Gender Selection is Provided - Due Diligence Vendor-05/31/2022<br>Ready for Review-Document Uploaded. - Seller-05/31/2022<br>Open-Borrower 1 Gender Selection is Not Provided In Document Please Provide - Due Diligence Vendor-05/25/2022 | Ready for Review-Document Uploaded. - Seller-05/31/2022<br>| Resolved-Borrower 1 Gender Selection is Provided. Updated 1003 screen. Finding resolved. - Due Diligence Vendor-05/31/2022<br>Resolved-Borrower 1 Gender Selection is Provided - Due Diligence Vendor-05/31/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | 471147 | N/A | N/A |
| XXXX | xxxxxxx0157 |  |  | Closed | 2022-06-01 15:26 | 2022-06-02 19:28 | Resolved | 1 - Information<br> C<br> A | Credit | Closing | Gap Credit Report Within 10 Days of Closing is Expired | XXXX | Ready for Review-Document Uploaded. - Seller-06/01/2022<br>| XXXX | XXXX |  |  | CA | Primary Residence | Purchase | NA | 471522 | N/A | N/A |
| XXXX | xxxxxxx0061 |  |  | Closed | 2022-05-31 16:21 | 2022-06-01 15:19 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | Assets not properly documented/insufficient | XXXX | Ready for Review-Document Uploaded. - Seller-05/31/2022<br>| Resolved-Receipt for funds provided for gift. Updated Asset screen. Finding resolved. - Due Diligence Vendor-06/01/2022<br>| emd receipt.pdf |  |  | CA | Primary Residence | Purchase | NA | 475256 | N/A | N/A |
| XXXX | xxxxxxx0053 |  |  | Closed | 2022-05-31 16:40 | 2022-05-31 21:57 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | The Deed of Trust is Incomplete | XXXX | Ready for Review-Document Uploaded. Please advise- documents in our file support dates 5/16/22? - Seller-05/31/2022<br>| Resolved-The Deed of Trust is Present and Complete - Due Diligence Vendor-05/31/2022<br>| XXXX |  |  | FL | Primary Residence | Refinance | Cash Out - Other | 475686 | N/A | N/A |
| XXXX | xxxxxxx0053 |  |  | Closed | 2022-05-31 16:46 | 2022-05-31 21:53 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Missing VOM or VOR | XXXX | Ready for Review-Document Uploaded. borrower has had mtg with SPS 54 payments. ? - Seller-05/31/2022<br>| Resolved-Credit screen confirmed with detail. - Due Diligence Vendor-05/31/2022<br>| SPS credit.pdf |  |  | FL | Primary Residence | Refinance | Cash Out - Other | 475677 | N/A | N/A |
| XXXX | xxxxxxx0396 |  |  | Closed | 2022-05-31 16:06 | 2022-06-01 15:45 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | DTI discrepancy or failure. | XXXX | Ready for Review-Document Uploaded. - Seller-05/31/2022<br>| XXXX | LOPrint(38).pdf |  |  | FL | Primary Residence | Purchase | NA | 472562 | N/A | N/A |
| XXXX | xxxxxxx0112 |  |  | Closed | 2022-05-31 15:29 | 2022-06-01 00:26 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | Missing purchase contract and/or addendums. | Resolved-Purchase Contract received. Finding resolved. - Due Diligence Vendor-06/01/2022<br>Ready for Review-Document Uploaded. - Seller-05/31/2022<br>Open-Please provide the Purchase Contract and Any Addendums - Due Diligence Vendor-05/26/2022 | Ready for Review-Document Uploaded. - Seller-05/31/2022<br>| Resolved-Purchase Contract received. Finding resolved. - Due Diligence Vendor-06/01/2022<br>| PURCHASE CONTRACT_.pdf |  |  | CA | Primary Residence | Purchase | NA | 473961 | N/A | N/A |
| XXXX | xxxxxx8669 |  |  | Closed | 2022-06-03 16:53 | 2022-06-03 17:39 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-06/03/2022<br>Ready for Review-Document Uploaded. - Seller-06/03/2022<br>Open-Final HUD-1 Document is Missing Idaho is a dry funding state please provide a final hud stamped certified to be true and correct - Due Diligence Vendor-06/01/2022 | Ready for Review-Document Uploaded. - Seller-06/03/2022<br>| Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-06/03/2022<br>| XXXX |  |  | ID | Investment | Refinance | Cash Out - Other | 479383 | N/A | N/A |
| XXXX | xxxxxx8716 |  |  | Closed | 2022-06-06 20:55 | 2022-06-08 18:27 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | DTI discrepancy or failure. | XXXX | XXXX | Resolved-Client provided updated 1008 ratio within percentage. - Due Diligence Vendor-06/08/2022<br>| transmittal_19_pdf (2).pdf<br>_1003_19_pdf (77).pdf |  |  | CA | Second Home | Purchase | NA | 474958 | N/A | N/A |
| XXXX | xxxxxx8684 |  |  | Closed | 2022-06-08 18:58 | 2022-06-08 19:29 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | The Final 1003 is Missing | Resolved-The Final 1003 is Present - Due Diligence Vendor-06/08/2022<br>Ready for Review-Document Uploaded. - Seller-06/08/2022<br>Counter-Final 1003 provided is for a different subject property. - Due Diligence Vendor-06/08/2022<br>Ready for Review-Document Uploaded. - Seller-06/07/2022<br>Open-The Final 1003 is Missing Final 1003 Document is Missing - Due Diligence Vendor-05/27/2022 | Ready for Review-Document Uploaded. - Seller-06/08/2022<br>Ready for Review-Document Uploaded. - Seller-06/07/2022<br>| Resolved-The Final 1003 is Present - Due Diligence Vendor-06/08/2022<br>| FINAL 1003 - ALL PAGES (12).pdf<br>FINAL 1003 - ALL PAGES (13).pdf |  |  | FL | Investment | Purchase | NA | 474431 | N/A | N/A |
| XXXX | xxxxxxx0081 |  |  | Closed | 2022-06-06 15:03 | 2022-06-06 15:30 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | DSCR unknown | Resolved-Updated 1008 provided reflecting the DSCR. Updated screens. Finding resolved. - Due Diligence Vendor-06/06/2022<br>Ready for Review-Document Uploaded. - Seller-06/06/2022<br>Open-Missing the DSCR ratio as not referenced in the 1008 or in the tape data. Please Provide so we can document the DSCR ratio. - Due Diligence Vendor-06/01/2022 | Ready for Review-Document Uploaded. - Seller-06/06/2022<br>| Resolved-Updated 1008 provided reflecting the DSCR. Updated screens. Finding resolved. - Due Diligence Vendor-06/06/2022<br>| LOPrint(39).pdf |  |  | GA | Investment | Purchase | NA | 479016 | N/A | N/A |
| XXXX | xxxxxx8694 |  |  | Closed | 2022-06-06 21:48 | 2022-06-08 13:15 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | Hazard Insurance coverage does not include Business Interruption / Rent-Loss Coverage | Resolved-Client provided documentation showing rent of loss coverage however no amount provided " Actual loss sustain 12 months". - Due Diligence Vendor-06/08/2022<br>Ready for Review-Document Uploaded. - Seller-06/06/2022<br>Open-Please provide the amount of rent loss insurance since not referenced on the insurance policy. - Due Diligence Vendor-06/02/2022 | Ready for Review-Document Uploaded. - Seller-06/06/2022<br>| Resolved-Client provided documentation showing rent of loss coverage however no amount provided " Actual loss sustain 12 months". - Due Diligence Vendor-06/08/2022<br>| XXXX |  |  | HI | Investment | Purchase | NA | 481380 | N/A | N/A |
| XXXX | xxxxxx8694 |  |  | Closed | 2022-06-06 21:44 | 2022-06-07 12:36 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-06/07/2022<br>Ready for Review-Document Uploaded. - Seller-06/06/2022<br>Open-Final HUD-1 Document is Missing Please provide a certified stamped copy of final HUD-1 or settlement statement. - Due Diligence Vendor-06/01/2022 | Ready for Review-Document Uploaded. - Seller-06/06/2022<br>| Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-06/07/2022<br>| XXXX |  |  | HI | Investment | Purchase | NA | 479583 | N/A | N/A |
| XXXX | xxxxxx8719 |  |  | Closed | 2022-06-02 16:25 | 2022-09-29 23:06 | Waived | 2 - Non-Material<br> B | Credit | Credit | Cash out funds exceed guideline requirement. | XXXX |  | XXXX |  |  | XXXX | FL | Investment | Refinance | Cash Out - Other | 481820 | Originator Pre-Close | Yes |
| XXXX | xxxxxx8719 |  |  | Closed | 2022-06-06 21:55 | 2022-06-23 18:47 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Settlement Statement received and fees entered. Finding is resolved. - Due Diligence Vendor-06/08/2022<br>Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-06/08/2022<br>Ready for Review-Document Uploaded. - Seller-06/06/2022<br>Open-Final HUD-1 Document is Missing please provide a certified stamped copy of Final HUD-1/Settlement statement - Due Diligence Vendor-06/01/2022 | Ready for Review-Document Uploaded. - Seller-06/06/2022<br>| Resolved-Final HUD-1 Settlement Statement received and fees entered. Finding is resolved. - Due Diligence Vendor-06/08/2022<br>Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-06/08/2022<br>| XXXX |  |  | FL | Investment | Refinance | Cash Out - Other | 479424 | N/A | N/A |
| XXXX | xxxxxx8859 |  |  | Closed | 2022-06-07 18:44 | 2022-07-05 15:23 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-06/08/2022<br>Ready for Review-Document Uploaded. - Seller-06/07/2022<br>Ready for Review-Document Uploaded. - Seller-06/07/2022<br>Open-Final HUD-1 Document is Missing - Due Diligence Vendor-06/01/2022<br>Open-Final HUD-1 Document is Missing Please Provide it - Due Diligence Vendor-06/01/2022 | Ready for Review-Document Uploaded. - Seller-06/07/2022<br>Ready for Review-Document Uploaded. - Seller-06/07/2022<br>| Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-06/08/2022<br>| XXXX |  |  | CA | Investment | Purchase | NA | 479977 | N/A | N/A |
| XXXX | xxxxxx8576 |  |  | Closed | 2022-06-08 15:52 | 2022-06-08 20:17 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | Hazard insurance coverage amount is insufficient. | XXXX | Ready for Review-Document Uploaded. - Seller-06/08/2022<br>| Resolved-Client provided property insurance - Due Diligence Vendor-06/08/2022<br>| XXXX |  |  | CA | Investment | Refinance | Cash Out - Home Improvement/Reno | 486073 | N/A | N/A |
| XXXX | xxxxxx8576 |  |  | Closed | 2022-06-08 15:48 | 2022-06-08 19:26 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-06/08/2022<br>Ready for Review-Document Uploaded. - Seller-06/08/2022<br>Open-Final HUD-1 Document is Missing Please provide final hud-1 - Due Diligence Vendor-06/02/2022 | Ready for Review-Document Uploaded. - Seller-06/08/2022<br>| Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-06/08/2022<br>| XXXX |  |  | CA | Investment | Refinance | Cash Out - Home Improvement/Reno | 483080 | N/A | N/A |
| XXXX | xxxxxx8576 |  |  | Closed | 2022-06-08 15:47 | 2022-06-08 19:24 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | The Final 1003 is Incomplete | Resolved-The Final 1003 is Present - Due Diligence Vendor-06/08/2022<br>Ready for Review-Document Uploaded. - Seller-06/08/2022<br>Open-The Final 1003 is Incomplete Final 1003 signed by bor but not dated. Need all final docs to be dated and signed by bor - Due Diligence Vendor-06/02/2022 | Ready for Review-Document Uploaded. - Seller-06/08/2022<br>| Resolved-The Final 1003 is Present - Due Diligence Vendor-06/08/2022<br>| XXXX |  |  | CA | Investment | Refinance | Cash Out - Home Improvement/Reno | 482322 | N/A | N/A |
| XXXX | xxxxxx8576 |  |  | Closed | 2022-06-08 15:49 | 2022-06-08 19:21 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Missing evidence of rate lock | Resolved- - Due Diligence Vendor-06/08/2022<br>Ready for Review-Document Uploaded. - Seller-06/08/2022<br>Open-No evidence of rate lock on file - Due Diligence Vendor-06/02/2022 | Ready for Review-Document Uploaded. - Seller-06/08/2022<br>|  | XXXX |  |  | CA | Investment | Refinance | Cash Out - Home Improvement/Reno | 483085 | N/A | N/A |
| XXXX | xxxxxxx0355 |  |  | Closed | 2022-06-08 16:35 | 2022-06-09 17:30 | Resolved | 1 - Information<br> C<br> A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Required Escrow Account Test | XXXX | XXXX | XXXX | hc loan.pdf |  |  | CA | Primary Residence | Purchase | NA | 482362 | N/A | N/A |
| XXXX | xxxxxxx0355 |  |  | Closed | 2022-06-02 18:53 | 2022-06-09 17:30 | Resolved | 1 - Information<br> A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Resolved-Updated rate lock received from the client. Rate lock date updated to 5/25/22, resolved. - Due Diligence Vendor-06/09/2022<br>Escalated-Status changed from open to escalated. - Due Diligence Vendor-06/09/2022<br>Escalated-Referred to supervisor. - Due Diligence Vendor-06/09/2022<br>Rescinded-Meet Lender guidelines for HPML - Due Diligence Vendor-06/07/2022<br>Rescinded-This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. - Due Diligence Vendor-06/02/2022<br>Rescinded-Duplicate Finding, hence Rescinded. - Due Diligence Vendor-06/02/2022 |  | XXXX |  |  |  | CA | Primary Residence | Purchase | NA | 482358 | N/A | N/A |
| XXXX | xxxxxxx0355 |  |  | Closed | 2022-06-02 18:53 | 2022-06-09 17:29 | Resolved | 1 - Information<br> A | Compliance | Points & Fees | CA AB 260 Higher-Priced Mortgage Loan Test | Resolved-Updated rate lock received from the client. Rate lock date updated to 5/25/22, resolved. - Due Diligence Vendor-06/09/2022<br>Escalated-Status changed from open to escalated. - Due Diligence Vendor-06/09/2022<br>Escalated-Referred to supervisor. - Due Diligence Vendor-06/09/2022<br>Rescinded-Meet Lender guidelines for HPML - Due Diligence Vendor-06/07/2022<br>Rescinded-Duplicate Finding hence Rescinded - Due Diligence Vendor-06/02/2022<br>Rescinded-This loan failed the CA AB 260 higher-priced mortgage loan test. (CA AB 260, California Financial Code Division 1.9 4995(a))<br> Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the California Financial Code.<br> While the California Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. - Due Diligence Vendor-06/02/2022 |  | Resolved-Updated rate lock received from the client. Rate lock date updated to 5/25/22, resolved. - Due Diligence Vendor-06/09/2022<br>Rescinded-Meet Lender guidelines for HPML - Due Diligence Vendor-06/07/2022<br>Rescinded-Duplicate Finding hence Rescinded - Due Diligence Vendor-06/02/2022<br>Rescinded-This loan failed the CA AB 260 higher-priced mortgage loan test. (CA AB 260, California Financial Code Division 1.9 4995(a))<br> Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the California Financial Code.<br> While the California Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. - Due Diligence Vendor-06/02/2022<br>|  |  |  | CA | Primary Residence | Purchase | NA | 482363 | N/A | N/A |
| XXXX | xxxxxxx0301 |  |  | Closed | 2022-06-02 18:35 | 2022-06-30 22:07 | Resolved | 1 - Information<br> A | Credit | Data | Discrepancy between Occupancy selection and QM Status selection | Resolved-Validation resolved. - Due Diligence Vendor-06/30/2022<br>Rescinded-The Occupancy on the 1003 Page is 'Investment' but one of the QM Statuses selection is not equal to 'ATR/QM: Exempt' (Originator QM Status is 'Non-QM: Lender documented all ATR UW factors' and Final Reviewed QM Status is 'Non-QM: Lender documented all ATR UW factors'). Confirm that the correct selections have been made. This is Conventional Investment Loan Qualified with income Hence It Should Be Non-QM: Lender documented all ATR UW factors Rescinded - Due Diligence Vendor-06/02/2022 |  | Resolved-Validation resolved. - Due Diligence Vendor-06/30/2022<br>Rescinded-The Occupancy on the 1003 Page is 'Investment' but one of the QM Statuses selection is not equal to 'ATR/QM: Exempt' (Originator QM Status is 'Non-QM: Lender documented all ATR UW factors' and Final Reviewed QM Status is 'Non-QM: Lender documented all ATR UW factors'). Confirm that the correct selections have been made. This is Conventional Investment Loan Qualified with income Hence It Should Be Non-QM: Lender documented all ATR UW factors Rescinded - Due Diligence Vendor-06/02/2022<br>|  |  |  | MI | Investment | Refinance | Cash Out - Other | 482311 | N/A | N/A |
| XXXX | xxxxxxx0232 |  |  | Closed | 2022-06-02 14:41 | 2022-09-29 23:12 | Waived | 2 - Non-Material<br> B | Property | Appraisal | Appraisal is Expired | XXXX |  | XXXX |  |  | XXXX | FL | Investment | Refinance | No Cash Out - Borrower Initiated | 481410 | Originator Pre-Close | Yes |
| XXXX | xxxxxx7710 |  |  | Closed | 2022-06-10 19:32 | 2022-08-16 20:35 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | 1008 Document is Missing | Resolved-The 1008 document is present in the loan file. - Due Diligence Vendor-06/13/2022<br>Ready for Review-Document Uploaded. The 1008 was included in the original credit pkg - Seller-06/10/2022<br>Open-1008 Document is Missing Please provide updated 1008. P&I, hazard, and Tax amount is not clear which Provided on page no 1 - Due Diligence Vendor-06/03/2022 | Ready for Review-Document Uploaded. The 1008 was included in the original credit pkg - Seller-06/10/2022<br>| Resolved-The 1008 document is present in the loan file. - Due Diligence Vendor-06/13/2022<br>| XXXX |  |  | CA | Investment | Refinance | Cash Out - Other | 484184 | N/A | N/A |
| XXXX | xxxxxx7710 |  |  | Closed | 2022-06-03 14:58 | 2022-08-16 18:20 | Waived | 2 - Non-Material<br> B | Credit | Credit | Reserve requirement was not met | XXXX |  | XXXX |  |  | XXXX | CA | Investment | Refinance | Cash Out - Other | 484151 | Originator Pre-Close | Yes |
| XXXX | xxxxxx7710 |  |  | Closed | 2022-06-10 19:33 | 2022-06-23 18:49 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Settlement Statement received and fees entered. Finding is resolved. - Due Diligence Vendor-06/13/2022<br>Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-06/13/2022<br>Ready for Review-Document Uploaded. - Seller-06/10/2022<br>Open-Final HUD-1 Document is Missing. Please Provide - Due Diligence Vendor-06/02/2022 | Ready for Review-Document Uploaded. - Seller-06/10/2022<br>| Resolved-Final HUD-1 Settlement Statement received and fees entered. Finding is resolved. - Due Diligence Vendor-06/13/2022<br>Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-06/13/2022<br>| XXXX |  |  | CA | Investment | Refinance | Cash Out - Other | 482790 | N/A | N/A |
| XXXX | xxxxxx8890 |  |  | Closed | 2022-06-10 19:43 | 2022-06-13 14:36 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Flood Insurance Policy Missing | Resolved-Client provided Flood Insurance policy. - Due Diligence Vendor-06/13/2022<br>Resolved-Flood Insurance Policy is fully present - Due Diligence Vendor-06/13/2022<br>Ready for Review-Document Uploaded. - Seller-06/10/2022<br>Open-Missing Flood Insurance Policy Subject to Property is in Flood Zone (AH). Missing Flood Insurance Policy. Please Provide - Due Diligence Vendor-06/02/2022 | Ready for Review-Document Uploaded. - Seller-06/10/2022<br>| Resolved-Client provided Flood Insurance policy. - Due Diligence Vendor-06/13/2022<br>Resolved-Flood Insurance Policy is fully present - Due Diligence Vendor-06/13/2022<br>| XXXX |  |  | FL | Investment | Purchase | NA | 482616 | N/A | N/A |
| XXXX | xxxxxxx0047 |  |  | Closed | 2022-06-08 13:19 | 2022-06-08 14:46 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Missing Gap Credit Report | Resolved-Gap Credit Report is Provided or Not Applicable The Gap Credit Report has been provided. Updated Liabilities screen. Finding resolved. - Due Diligence Vendor-06/08/2022<br>Ready for Review-Document Uploaded. - Seller-06/08/2022<br>Open-Gap Credit Report is Missing in file. Please provide - Due Diligence Vendor-06/06/2022 | Ready for Review-Document Uploaded. - Seller-06/08/2022<br>| Resolved-Gap Credit Report is Provided or Not Applicable The Gap Credit Report has been provided. Updated Liabilities screen. Finding resolved. - Due Diligence Vendor-06/08/2022<br>| LQI REPORT_(6).pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | 486377 | N/A | N/A |
| XXXX | xxxxxxx0009 |  |  | Closed | 2022-06-14 17:40 | 2022-06-14 18:45 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | Hazard Insurance coverage does not include Business Interruption / Rent-Loss Coverage | Resolved-Loss of rent updated - Due Diligence Vendor-06/14/2022<br>Ready for Review-Document Uploaded. - Seller-06/14/2022<br>Open-Rental Loss has been covered but did not provide how many months need to coverage for Rental Loss. Please Provide clarification - Due Diligence Vendor-06/06/2022 | Ready for Review-Document Uploaded. - Seller-06/14/2022<br>| Resolved-Loss of rent updated - Due Diligence Vendor-06/14/2022<br>| XXXX |  |  | MA | Investment | Refinance | Cash Out - Other | 487137 | N/A | N/A |
| XXXX | xxxxxxx0009 |  |  | Closed | 2022-06-10 14:44 | 2022-06-10 15:50 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Business Purpose Affidavit is Missing | XXXX | Ready for Review-Document Uploaded. - Seller-06/10/2022<br>| Resolved-Client provided Business purpose documentation - Due Diligence Vendor-06/10/2022<br>Resolved-The Business Purpose Affidavit is present or Not Applicable (1008 Page Loan Type is DSCR.) - Due Diligence Vendor-06/10/2022<br>| XXXX |  |  | MA | Investment | Refinance | Cash Out - Other | 491799 | N/A | N/A |
| XXXX | xxxxxxx0166 |  |  | Closed | 2022-06-08 18:29 | 2022-06-08 21:25 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | Hazard Insurance coverage does not include Business Interruption / Rent-Loss Coverage | Resolved-Client provided hazard insurance with Rent loss - Due Diligence Vendor-06/08/2022<br>Ready for Review-Please see Rent loss for condition- (disregard HC Loan - wrong acct) - Seller-06/08/2022<br>Ready for Review-Document Uploaded. - Seller-06/08/2022<br>Ready for Review-Disregard--wrong loan<br> - Seller-06/08/2022<br>Ready for Review-Document Uploaded. Please advise if you are using 6.6 as the undiscounted rate. - Seller-06/08/2022<br>Open- - Due Diligence Vendor-06/07/2022 | XXXX | Resolved-Client provided hazard insurance with Rent loss - Due Diligence Vendor-06/08/2022<br>| XXXX |  |  | WI | Investment | Refinance | Cash Out - Other | 490582 | N/A | N/A |
| XXXX | xxxxxxx0306 |  |  | Closed | 2022-06-10 14:24 | 2022-06-10 15:56 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | DTI discrepancy or failure. | XXXX | XXXX | Resolved-Client provided explanation update credit dti within - Due Diligence Vendor-06/10/2022<br>| LOPrint(42).pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | 486551 | N/A | N/A |
| XXXX | xxxxxxx0284 |  |  | Closed | 2022-06-07 11:39 | 2022-06-08 22:07 | Resolved | 1 - Information<br> A | Credit | Data | Invalid combination of Occupancy and QM Status selections | Resolved-Validation resolved. - Due Diligence Vendor-06/08/2022<br>Rescinded-The Occupancy selection on the 1003 Page is 'Primary Residence' but the Originator QM Status is 'ATR Risk: Non-QM Lender did not document all ATR UW Factors' and the Final Reviewed QM Status selections is 'ATR Risk: Non-QM Lender did not document all ATR UW Factors' on the Diligence Final Look Page. Please verify that the correct selections have been made for all three fields. - Due Diligence Vendor-06/07/2022 |  | Resolved-Validation resolved. - Due Diligence Vendor-06/08/2022<br>Rescinded-The Occupancy selection on the 1003 Page is 'Primary Residence' but the Originator QM Status is 'ATR Risk: Non-QM Lender did not document all ATR UW Factors' and the Final Reviewed QM Status selections is 'ATR Risk: Non-QM Lender did not document all ATR UW Factors' on the Diligence Final Look Page. Please verify that the correct selections have been made for all three fields. - Due Diligence Vendor-06/07/2022<br>|  |  |  | TX | Primary Residence | Purchase | NA | 488115 | N/A | N/A |
| XXXX | xxxxxxx0177 |  |  | Closed | 2022-06-10 14:46 | 2022-06-10 15:47 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Missing Gap Credit Report | Resolved-Client provided Gap report. - Due Diligence Vendor-06/10/2022<br>Resolved-Gap Credit Report is Provided or Not Applicable - Due Diligence Vendor-06/10/2022<br>Ready for Review-Document Uploaded. - Seller-06/10/2022<br>Open-Gap Credit Report is Missing Please Provide - Due Diligence Vendor-06/06/2022 | Ready for Review-Document Uploaded. - Seller-06/10/2022<br>| Resolved-Client provided Gap report. - Due Diligence Vendor-06/10/2022<br>Resolved-Gap Credit Report is Provided or Not Applicable - Due Diligence Vendor-06/10/2022<br>| LQI REPORT_(7).pdf |  |  | TX | Primary Residence | Purchase | NA | 486380 | N/A | N/A |
| XXXX | xxxxxx8662 |  |  | Closed | 2022-06-07 17:09 | 2022-09-29 23:19 | Waived | 2 - Non-Material<br> B | Credit | Credit | Total Reserves Requirement not met | XXXX |  | XXXX |  |  | XXXX | CA | Investment | Purchase | NA | 489554 | Originator Pre-Close | Yes |
| XXXX | xxxxxx8662 |  |  | Closed | 2022-06-10 18:05 | 2022-06-13 14:39 | Resolved | 1 - Information<br> C<br> A | Compliance | Data | The Initial 1003 is Incomplete | XXXX | Ready for Review-Loan Program is DSCR - DSCR loans borrower does not have to esign the Initial docs or Intent to Proceed - Seller-06/10/2022<br>| Resolved- - Due Diligence Vendor-06/13/2022<br>|  |  |  | CA | Investment | Purchase | NA | 486891 | N/A | N/A |
| XXXX | xxxxxx8662 |  |  | Closed | 2022-06-10 18:06 | 2022-06-13 13:22 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-06/13/2022<br>Ready for Review-Document Uploaded. - Seller-06/10/2022<br>Open-Final HUD-1 Document is Missing Please provide final hud 1 - Due Diligence Vendor-06/06/2022 | Ready for Review-Document Uploaded. - Seller-06/10/2022<br>| Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-06/13/2022<br>| XXXX |  |  | CA | Investment | Purchase | NA | 487879 | N/A | N/A |
| XXXX | xxxxxx8897 |  |  | Closed | 2022-06-08 19:00 | 2022-07-26 20:51 | Resolved | 1 - Information<br> B<br> A | Credit | Doc Issue | Transmittal (1008) is Missing | XXXX | Ready for Review-Document Uploaded. - Seller-07/26/2022<br>|  | transmittal_19_pdf (98).pdf |  |  | OR | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 492118 | N/A | N/A |
| XXXX | xxxxxx8897 |  |  | Closed | 2022-06-15 19:22 | 2022-06-16 12:47 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Title Document is Incomplete | Resolved-Client provided all documents pertaining to the Preliminary Report. - Due Diligence Vendor-06/16/2022<br>Resolved- - Due Diligence Vendor-06/16/2022<br>Ready for Review-Document Uploaded. - Seller-06/15/2022<br>Open-Title Document is Incomplete The title is missing Exhibit A. - Due Diligence Vendor-06/07/2022 | Ready for Review-Document Uploaded. - Seller-06/15/2022<br>| Resolved-Client provided all documents pertaining to the Preliminary Report. - Due Diligence Vendor-06/16/2022<br>Resolved- - Due Diligence Vendor-06/16/2022<br>| XXXX |  |  | OR | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 489569 | N/A | N/A |
| XXXX | xxxxxx8897 |  |  | Closed | 2022-06-14 21:42 | 2022-06-14 22:20 | Resolved | 1 - Information<br> C<br> A | Compliance | Right to Rescind | TILA Right of Rescission Test | XXXX | Ready for Review-Document Uploaded. - Seller-06/14/2022<br>|  | XXXX |  |  | OR | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 490704 | N/A | N/A |
| XXXX | xxxxxx8897 |  |  | Closed | 2022-06-08 01:31 | 2022-06-14 22:20 | Resolved | 1 - Information<br> A | Compliance | QM-ATR | Qualified Mortgage DTI Threshold Test | Rescinded-This loan failed the qualified mortgage DTI threshold test. (12 CFR §1026.43(e)(2)(vi))This loan has a qualified mortgage DTI of 116.614%.A qualified mortgage is a covered transaction for which, among other requirements, the ratio of the consumer's total monthly debt to total monthly income at the time of consummation does not exceed 43 percent, calculated in accordance with Appendix Q. - Due Diligence Vendor-06/08/2022<br>Rescinded-Finding does not apply to Non-QM loans.. Finding is rescinded. - Due Diligence Vendor-06/08/2022 |  | Rescinded-This loan failed the qualified mortgage DTI threshold test. (12 CFR §1026.43(e)(2)(vi))This loan has a qualified mortgage DTI of 116.614%.A qualified mortgage is a covered transaction for which, among other requirements, the ratio of the consumer's total monthly debt to total monthly income at the time of consummation does not exceed 43 percent, calculated in accordance with Appendix Q. - Due Diligence Vendor-06/08/2022<br>Rescinded-Finding does not apply to Non-QM loans.. Finding is rescinded. - Due Diligence Vendor-06/08/2022<br>|  |  |  | OR | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 490705 | N/A | N/A |
| XXXX | xxxxxx8479 |  |  | Closed | 2022-10-04 23:55 | 2022-10-04 23:55 | Waived | 2 - Non-Material<br> A<br> B | Credit | Credit | Total Reserves Requirement not met | Waived-Total Reserves Requirement not met Exception on file for insufficient reserves. Finding waived. - Due Diligence Vendor-10/04/2022 |  | Waived-Total Reserves Requirement not met Exception on file for insufficient reserves. Finding waived. - Due Diligence Vendor-10/04/2022<br>|  |  | XXXX | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 677764 | Originator Pre-Close | Yes |
| XXXX | xxxxxx8422 |  |  | Closed | 2022-06-09 18:08 | 2022-06-09 19:06 | Waived | 2 - Non-Material<br> B | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | XXXX |  | XXXX |  |  | XXXX | TX | Investment | Refinance | Cash Out - Other | 493883 | N/A | N/A |
| XXXX | xxxxxx8056 |  |  | Closed | 2022-06-07 20:22 | 2022-09-29 23:25 | Waived | 2 - Non-Material<br> B | Credit | Credit | CLTV/LTV exceeds guidelines | XXXX |  | XXXX |  |  | XXXX | CA | Investment | Refinance | Cash Out - Other | 490377 | Originator Pre-Close | Yes |
| XXXX | xxxxxx8056 |  |  | Closed | 2022-06-15 19:42 | 2022-06-15 20:06 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | Appraisal deficiency. | XXXX | XXXX | Resolved-Client provided updated 1008 DSCR - Due Diligence Vendor-06/15/2022<br>| transmittal_19_pdf (80).pdf |  |  | CA | Investment | Refinance | Cash Out - Other | 495732 | N/A | N/A |
| XXXX | xxxxxx8056 |  |  | Closed | 2022-06-14 21:12 | 2022-06-15 13:09 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-06/15/2022<br>Ready for Review-Document Uploaded. - Seller-06/14/2022<br>Open-Final HUD-1 Document is Missing The Final HUD-1 Settlement Statement is missing. The document must indicate Final and must have a certified True Copy stamp and be signed/dated by the borrower(s). - Due Diligence Vendor-06/08/2022 | Ready for Review-Document Uploaded. - Seller-06/14/2022<br>| Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-06/15/2022<br>| XXXX |  |  | CA | Investment | Refinance | Cash Out - Other | 491441 | N/A | N/A |
| XXXX | xxxxxx8546 |  |  | Closed | 2022-06-15 19:35 | 2022-06-15 20:17 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | DTI discrepancy or failure. | XXXX | XXXX | XXXX | transmittal_19_pdf (79).pdf<br>MISC CREDIT (9).pdf<br>_1003_19_pdf (78).pdf<br>MISC CREDIT (10).pdf |  |  | CA | Primary Residence | Purchase | NA | 494109 | N/A | N/A |
| XXXX | xxxxxx8818 |  |  | Closed | 2022-06-21 15:26 | 2022-06-21 16:48 | Resolved | 1 - Information<br> A | Compliance | Missing Doc | TRID: Missing Closing Disclosure | XXXX | Ready for Review-Document Uploaded. - Seller-06/21/2022<br>Ready for Review-Document Uploaded. - Seller-06/17/2022<br>|  | XXXX |  |  | FL | Investment | Refinance | No Cash Out - Borrower Initiated | 505200 | N/A | N/A |
| XXXX | xxxxxx8818 |  |  | Closed | 2022-06-16 21:40 | 2022-06-21 16:42 | Resolved | 1 - Information<br> A | Compliance | Missing Doc | The Initial 1003 is Missing | Resolved-The Initial 1003 is Present - Due Diligence Vendor-06/21/2022<br>Rescinded-The Initial 1003 is Missing See Finding A-FCRE3328 - Due Diligence Vendor-06/16/2022 |  | Resolved-The Initial 1003 is Present - Due Diligence Vendor-06/21/2022<br>Rescinded-The Initial 1003 is Missing See Finding A-FCRE3328 - Due Diligence Vendor-06/16/2022<br>|  |  |  | FL | Investment | Refinance | No Cash Out - Borrower Initiated | 505201 | N/A | N/A |
| XXXX | xxxxxx8818 |  |  | Closed | 2022-06-21 16:27 | 2022-06-21 16:42 | Resolved | 1 - Information<br> A | Compliance | Missing Doc | The Final 1003 is Missing | Resolved-The Final 1003 is Present - Due Diligence Vendor-06/21/2022<br>Ready for Review-Document Uploaded. - Seller-06/21/2022<br>Counter-Still need complete signed/dated executed Final 1003 from both borrowers indicating Type of Credit is " Joint Credit".<br> B1 Final 1003 indicates " individual credit ". - Due Diligence Vendor-06/21/2022<br>Counter-Still need complete signed/dated executed Final 1003 from both borrowers indicating Type of Credit is " Joint Credit". - Due Diligence Vendor-06/21/2022<br>Ready for Review-Document Uploaded. - Seller-06/17/2022<br>Ready for Review-Document Uploaded. - Seller-06/17/2022<br>Open-Need complete signed/dated executed Final 1003 from both borrowers indicating Type of Credit is " Joint Credit". - Due Diligence Vendor-06/16/2022<br>Open-The Final 1003 is Missing Need complete signed/dated executed Final 1003 from both borrowers indicating Type of Credit is " Joint Credit". - Due Diligence Vendor-06/16/2022 | Ready for Review-Document Uploaded. - Seller-06/21/2022<br>Ready for Review-Document Uploaded. - Seller-06/17/2022<br>Ready for Review-Document Uploaded. - Seller-06/17/2022<br>| Resolved-The Final 1003 is Present - Due Diligence Vendor-06/21/2022<br>| XXXX |  |  | FL | Investment | Refinance | No Cash Out - Borrower Initiated | 505198 | N/A | N/A |
| XXXX | xxxxxx8818 |  |  | Closed | 2022-06-17 15:56 | 2022-06-21 12:29 | Resolved | 1 - Information<br> B<br> A | Credit | Credit | Incomplete application | Resolved-Client provided 1003 explanation on why 1003 is not signed resolved. - Due Diligence Vendor-06/21/2022<br>Resolved- - Due Diligence Vendor-06/21/2022<br>Ready for Review-Initial 1003 does not need update as long as final is correct - Seller-06/17/2022<br>Counter-Still need completed signed/dated executed Initial 1003 from both borrowers indicating Type of Credit is " Joint Credit". - Due Diligence Vendor-06/16/2022<br>Counter-Please provide 1003 signed and dated - Due Diligence Vendor-06/16/2022<br>Ready for Review-Document Uploaded. - Seller-06/16/2022<br>Open-1003 Document 2nd Borrower Incomplete Document please provide Complete Document - Due Diligence Vendor-06/08/2022 | Ready for Review-Initial 1003 does not need update as long as final is correct - Seller-06/17/2022<br>Ready for Review-Document Uploaded. - Seller-06/16/2022<br>| Resolved-Client provided 1003 explanation on why 1003 is not signed resolved. - Due Diligence Vendor-06/21/2022<br>| _1003_19_pdf (80).pdf |  |  | FL | Investment | Refinance | No Cash Out - Borrower Initiated | 491407 | N/A | N/A |
| XXXX | xxxxxx8818 |  |  | Closed | 2022-06-15 21:12 | 2022-06-16 18:41 | Resolved | 1 - Information<br> A | Compliance | Closing | Note Does Not Indicate a Prepayment Penalty but CD Indicates a Prepayment Penalty | Rescinded-The Note and CD Prepayment Penalty Issue Resolved - Due Diligence Vendor-06/16/2022<br>Ready for Review-The prepay is never indicated on the CD - Seller-06/15/2022<br>Open-Note Does Not Indicate a Prepayment Penalty but CD Indicates a Prepayment Penalty - Due Diligence Vendor-06/08/2022 | Ready for Review-The prepay is never indicated on the CD - Seller-06/15/2022<br>| Rescinded-The Note and CD Prepayment Penalty Issue Resolved - Due Diligence Vendor-06/16/2022<br>|  |  |  | FL | Investment | Refinance | No Cash Out - Borrower Initiated | 491845 | N/A | N/A |
| XXXX | xxxxxx8818 |  |  | Closed | 2022-06-15 21:22 | 2022-06-16 12:43 | Resolved | A | Data Edit | Data Edit | 1008 Page Number of Borrowers does not match True Data Number of Borrowers | Resolved-Client provided updated 1008 with correct number of borrower 2 - Due Diligence Vendor-06/16/2022<br>Ready for Review-Document Uploaded. - Seller-06/15/2022<br>Open-The 1008 Page Number of Borrowers is 2 but the True Data Number of Borrowers is 1. Verify the correct number of borrowers. As per 1008 Page no. (1) Document Number of Borrower 2 and credit report Page no. (375, 394)Reflecting 2 Borrowers - Due Diligence Vendor-06/08/2022 | Ready for Review-Document Uploaded. - Seller-06/15/2022<br>| Resolved-Client provided updated 1008 with correct number of borrower 2 - Due Diligence Vendor-06/16/2022<br>| XXXX |  |  | FL | Investment | Refinance | No Cash Out - Borrower Initiated | 491439 | N/A | N/A |
| XXXX | xxxxxxx0004 |  |  | Closed | 2022-06-15 15:24 | 2022-06-15 17:25 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Missing Attorney Preference Letter | Resolved-Right To Choose Attorney or Attorney Preference Resolved or Not Applicable - Due Diligence Vendor-06/15/2022<br>Resolved-Client provided Attorney preference - Due Diligence Vendor-06/15/2022<br>Ready for Review-Document Uploaded. - Seller-06/15/2022<br>Open-Right To Choose Attorney or Attorney Preference Not In File - Due Diligence Vendor-06/10/2022 | Ready for Review-Document Uploaded. - Seller-06/15/2022<br>| Resolved-Right To Choose Attorney or Attorney Preference Resolved or Not Applicable - Due Diligence Vendor-06/15/2022<br>Resolved-Client provided Attorney preference - Due Diligence Vendor-06/15/2022<br>| XXXX |  |  | NM | Primary Residence | Purchase | NA | 495868 | N/A | N/A |
| XXXX | xxxxxxx0004 |  |  | Closed | 2022-06-15 15:23 | 2022-06-15 16:39 | Resolved | 1 - Information<br> C<br> A | Credit | Eligibility | Audited FICO is less than Guideline FICO | XXXX | Ready for Review-Document Uploaded. - Seller-06/15/2022<br>| XXXX | XXXX |  |  | NM | Primary Residence | Purchase | NA | 495497 | N/A | N/A |
| XXXX | xxxxxxx0154 |  |  | Closed | 2022-06-15 22:59 | 2022-06-16 13:13 | Resolved | 1 - Information<br> C<br> A | Credit | Insurance | Hazard Insurance Effective Date is after the Note Date | XXXX | Ready for Review-Document Uploaded. Agent was unable to change dates on policy however confirmed no losses /claims. See exception. - Seller-06/15/2022<br>| XXXX | XXXX |  |  | CA | Primary Residence | Purchase | NA | 493196 | N/A | N/A |
| XXXX | xxxxxxx0397 |  |  | Closed | 2022-06-15 16:16 | 2022-09-29 23:27 | Waived | 2 - Non-Material<br> C<br> B | Credit | Eligibility | Audited Loan Amount is greater than Guideline Maximum Loan Amount | XXXX | Ready for Review-Document Uploaded. See attached - Seller-06/15/2022<br>| Waived-AUDITED LOAN AMOUNT IS GREATER THAN GUIDELINE MAXIMUM LOAN AMOUNT - exception provided - Due Diligence Vendor-09/29/2022<br>Waived-UW executed an exception for the the loan amount - Due Diligence Vendor-06/15/2022<br>| XXXX |  | XXXX | CA | Primary Residence | Purchase | NA | 497058 | Originator Pre-Close | Yes |
| XXXX | xxxxxxx0397 |  |  | Closed | 2022-06-15 20:36 | 2022-06-16 20:14 | Resolved | 1 - Information<br> A | Property | Missing Doc | Missing Appraisal | XXXX | Ready for Review-Document Uploaded. - Seller-06/15/2022<br>Ready for Review-Document Uploaded. the appraisal on pg 33 was from departing residence -(not sure why it was included) - see attached appraisals for subj property- - Seller-06/15/2022<br>| Resolved-Secondary value updated - Due Diligence Vendor-06/16/2022<br>| APPRAISAL(20).pdf<br>APPRAISAL(19).pdf<br>APPRAISAL(21).pdf |  |  | CA | Primary Residence | Purchase | NA | 501009 | N/A | N/A |
| XXXX | xxxxxx8963 |  |  | Closed | 2022-06-23 20:23 | 2022-10-04 22:15 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-06/24/2022<br>Ready for Review-Document Uploaded. - Seller-06/23/2022<br>Open-Final HUD-1 Document is Missing Missing final hud please provide - Due Diligence Vendor-06/16/2022 | Ready for Review-Document Uploaded. - Seller-06/23/2022<br>| Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-06/24/2022<br>| XXXX |  |  | CA | Investment | Refinance | Cash Out - Other | 504347 | N/A | N/A |
| XXXX | xxxxxx8963 |  |  | Closed | 2022-06-23 20:28 | 2022-06-24 15:07 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | Hazard Insurance coverage does not include Business Interruption / Rent-Loss Coverage | XXXX | Ready for Review-Document Uploaded. - Seller-06/23/2022<br>| Resolved-Client provided Hazard insurance actual rent loss on document - Due Diligence Vendor-06/24/2022<br>| XXXX |  |  | CA | Investment | Refinance | Cash Out - Other | 514353 | N/A | N/A |
| XXXX | xxxxxx9337 |  |  | Closed | 2022-06-16 16:21 | 2022-06-16 18:18 | Resolved | 1 - Information<br> C<br> A | Credit | Doc Issue | HUD-1 Closing Statement missing or unsigned | Resolved-Client provided HUD - Due Diligence Vendor-06/16/2022<br>Ready for Review-Document Uploaded. - Seller-06/16/2022<br>Counter-Please provided the Final stamped/Signed Hud document provided is the Seller Final settlement statement. - Due Diligence Vendor-06/16/2022<br>Ready for Review-Document Uploaded. - Seller-06/15/2022<br>Open-Please provide final stamped/signed HUD. - Due Diligence Vendor-06/13/2022 | Ready for Review-Document Uploaded. - Seller-06/16/2022<br>Ready for Review-Document Uploaded. - Seller-06/15/2022<br>| Resolved-Client provided HUD - Due Diligence Vendor-06/16/2022<br>| XXXX |  |  | CA | Investment | Purchase | NA | 498537 | N/A | N/A |
| XXXX | xxxxxx8629 |  |  | Closed | 2022-06-16 21:00 | 2022-09-29 23:43 | Waived | 2 - Non-Material<br> A<br> B | Credit | Credit | CLTV/LTV exceeds guidelines | XXXX |  | XXXX |  |  | XXXX | CA | Investment | Refinance | Cash Out - Other | 505085 | Originator Pre-Close | Yes |
| XXXX | xxxxxx8629 |  |  | Closed | 2022-06-16 16:15 | 2022-06-16 20:59 | Resolved | 1 - Information<br> C<br> A | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | XXXX | Ready for Review-Document Uploaded. - Seller-06/16/2022<br>| XXXX | XXXX |  |  | CA | Investment | Refinance | Cash Out - Other | 499191 | N/A | N/A |
| XXXX | xxxxxx8629 |  |  | Closed | 2022-06-15 21:24 | 2022-06-16 13:19 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-06/16/2022<br>Ready for Review-Document Uploaded. - Seller-06/15/2022<br>Open-Final HUD-1 Document is Missing - Due Diligence Vendor-06/14/2022<br>Open-Final HUD Document Is Missing Please Provide - Due Diligence Vendor-06/14/2022 | Ready for Review-Document Uploaded. - Seller-06/15/2022<br>| Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-06/16/2022<br>| XXXX |  |  | CA | Investment | Refinance | Cash Out - Other | 498863 | N/A | N/A |
| XXXX | xxxxxx8970 |  |  | Closed | 2022-06-16 13:38 | 2022-06-16 21:02 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-06/16/2022<br>Resolved-Final HUD-1 Settlement Statement received and fees entered. Finding is resolved. - Due Diligence Vendor-06/16/2022<br>Ready for Review-Document Uploaded. - Seller-06/16/2022<br>Open-Final HUD-1 Document is Missing Final HUD-1 is missing in the file, Please Provide. - Due Diligence Vendor-06/14/2022 | Ready for Review-Document Uploaded. - Seller-06/16/2022<br>| Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-06/16/2022<br>Resolved-Final HUD-1 Settlement Statement received and fees entered. Finding is resolved. - Due Diligence Vendor-06/16/2022<br>| XXXX |  |  | CA | Investment | Refinance | Cash Out - Other | 498861 | N/A | N/A |
| XXXX | xxxxxx8970 |  |  | Closed | 2022-06-13 14:56 | 2022-06-16 20:57 | Resolved | 1 - Information<br> A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-Validation Resolved - Due Diligence Vendor-06/16/2022<br>Rescinded-No Secondary Value or Additional Review Products have been selected Desk Review or UCDP Report is missing in the file, Please Provide - double finding. rescinded 1 - Due Diligence Vendor-06/13/2022 |  | Resolved-Validation Resolved - Due Diligence Vendor-06/16/2022<br>Rescinded-No Secondary Value or Additional Review Products have been selected Desk Review or UCDP Report is missing in the file, Please Provide - double finding. rescinded 1 - Due Diligence Vendor-06/13/2022<br>|  |  |  | CA | Investment | Refinance | Cash Out - Other | 497237 | N/A | N/A |
| XXXX | xxxxxx8970 |  |  | Closed | 2022-06-16 16:16 | 2022-06-16 20:57 | Resolved | 1 - Information<br> D<br> A | Property | Missing Doc | Second Appraisal/ Valuation is Missing Required for Securitizations | Resolved-Condition Resolved or Not Applicable. - Due Diligence Vendor-06/16/2022<br>Resolved-client provided 2nd Appraisal - Due Diligence Vendor-06/16/2022<br>Ready for Review-Document Uploaded. - Seller-06/16/2022<br>Open-No Secondary Value or Additional Review Products have been selected, which are required for securitization. Desk Review or UCDP Report is missing in the file, Please Provide - Due Diligence Vendor-06/13/2022 | Ready for Review-Document Uploaded. - Seller-06/16/2022<br>| Resolved-Condition Resolved or Not Applicable. - Due Diligence Vendor-06/16/2022<br>Resolved-client provided 2nd Appraisal - Due Diligence Vendor-06/16/2022<br>| XXXX |  |  | CA | Investment | Refinance | Cash Out - Other | 497238 | N/A | N/A |
| XXXX | xxxxxx9052 |  |  | Closed | 2022-06-22 21:19 | 2022-06-23 14:41 | Resolved | 1 - Information<br> C<br> A | Credit | Insurance | Hazard Insurance Effective Date is after the Note Date | XXXX | Ready for Review-Document Uploaded. hazard insurance must be in effect on or before disbursement date. See PCCD confirming date of disbursement - Seller-06/22/2022<br>| Resolved-Client provided Final CD disbursement date 6/10/22 - Due Diligence Vendor-06/23/2022<br>| FINAL HUD-1 SIGNED (268).pdf |  |  | CA | Primary Residence | Purchase | NA | 500816 | N/A | N/A |
| XXXX | xxxxxx9052 |  |  | Closed | 2022-06-22 21:45 | 2022-06-23 13:47 | Resolved | 1 - Information<br> C<br> A | Credit | Title | Title Coverage is Less than Subject Lien(s) Total | XXXX | Ready for Review-Document Uploaded. Page 4 Note section, item A confirms title coverage - Seller-06/22/2022<br>| XXXX | PRELIM.PDF |  |  | CA | Primary Residence | Purchase | NA | 509792 | N/A | N/A |
| XXXX | xxxxxx9052 |  |  | Closed | 2022-06-15 01:54 | 2022-06-23 13:47 | Resolved | 1 - Information<br> A | Credit | Title | Satisfactory Chain of Title not Provided | Resolved-Satisfactory Chain of Title has been provided - Due Diligence Vendor-06/23/2022<br>Rescinded-Unsatisfactory Chain of Title provided The Title Coverage is missing. Provide completed Title with title coverage amount. Incorrect finding thus rescinded - Due Diligence Vendor-06/15/2022 |  | Resolved-Satisfactory Chain of Title has been provided - Due Diligence Vendor-06/23/2022<br>Rescinded-Unsatisfactory Chain of Title provided The Title Coverage is missing. Provide completed Title with title coverage amount. Incorrect finding thus rescinded - Due Diligence Vendor-06/15/2022<br>|  |  |  | CA | Primary Residence | Purchase | NA | 500815 | N/A | N/A |
| XXXX | xxxxxx9052 |  |  | Closed | 2022-06-22 21:12 | 2022-06-23 12:35 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Missing Lender Income Calculation Worksheet | XXXX | Ready for Review-Document Uploaded. Expense ratio does not apply when utilizing personal bank statements for income calculations. See attached snip from guidelines - Seller-06/22/2022<br>| Resolved-Client provided Loe for calculation. - Due Diligence Vendor-06/23/2022<br>| Bank stmt calcs- personal.pdf |  |  | CA | Primary Residence | Purchase | NA | 509752 | N/A | N/A |
| XXXX | xxxxxx9052 |  |  | Closed | 2022-06-22 21:18 | 2022-06-23 12:34 | Resolved | 1 - Information<br> B<br> A | Credit | Doc Issue | Transmittal (1008) is Missing | XXXX | Ready for Review-Document Uploaded. - Seller-06/22/2022<br>| Resolved-Client provided updated 1008 - Due Diligence Vendor-06/23/2022<br>| transmittal_19_pdf (82).pdf |  |  | CA | Primary Residence | Purchase | NA | 509773 | N/A | N/A |
| XXXX | xxxxxxx0090 |  |  | Closed | 2022-06-22 16:57 | 2022-06-22 23:23 | Resolved | 1 - Information<br> A | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | XXXX | XXXX | XXXX | MISC_(1).pdf |  |  | CA | Investment | Purchase | NA | 511381 | N/A | N/A |
| XXXX | xxxxxxx0090 |  |  | Closed | 2022-06-21 17:29 | 2022-06-22 14:52 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | DTI discrepancy or failure. | XXXX | Ready for Review-Document Uploaded. - Seller-06/21/2022<br>|  | XXXX |  |  | CA | Investment | Purchase | NA | 499851 | N/A | N/A |
| XXXX | xxxxxxx0090 |  |  | Closed | 2022-06-21 15:28 | 2022-06-21 18:17 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | The Initial 1003 is Missing | Resolved-The Initial 1003 is Present - Due Diligence Vendor-06/21/2022<br>Ready for Review-Document Uploaded. - Seller-06/21/2022<br>Open-The Initial 1003 is Missing Please provide Initial 1003 document. - Due Diligence Vendor-06/14/2022 | Ready for Review-Document Uploaded. - Seller-06/21/2022<br>| Resolved-The Initial 1003 is Present - Due Diligence Vendor-06/21/2022<br>| INITIAL 1003_(9).pdf |  |  | CA | Investment | Purchase | NA | 499200 | N/A | N/A |
| XXXX | xxxxxxx0242 |  |  | Closed | 2022-06-23 15:14 | 2022-06-23 15:41 | Resolved | A | Data Edit | Data Edit | Total Qualified Assets for Reserves Post-Close is less than $0 | XXXX | Ready for Review-Document Uploaded. See attached CD for proceeds from refi on different property - Seller-06/23/2022<br>| XXXX | XXXX |  |  | PA | Investment | Refinance | No Cash Out - Borrower Initiated | 500551 | N/A | N/A |
| XXXX | xxxxxxx0036 |  |  | Closed | 2022-06-16 13:10 | 2022-06-22 13:17 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | The Initial 1003 is Missing | Resolved-The Initial 1003 is Present - Due Diligence Vendor-06/16/2022<br>Ready for Review-Document Uploaded. - Seller-06/16/2022<br>Open-The Initial 1003 is Missing The Initial 1003document is Missing in file. Please Provide - Due Diligence Vendor-06/14/2022 | Ready for Review-Document Uploaded. - Seller-06/16/2022<br>| Resolved-The Initial 1003 is Present - Due Diligence Vendor-06/16/2022<br>| XXXX |  |  | FL | Investment | Purchase | NA | 498984 | N/A | N/A |
| XXXX | xxxxxx9144 |  |  | Closed | 2022-06-15 19:34 | 2022-09-29 23:46 | Waived | 2 - Non-Material<br> B | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | XXXX |  | XXXX |  |  | XXXX | TX | Investment | Refinance | Cash Out - Other | 502613 | Originator Pre-Close | Yes |
| XXXX | xxxxxx9235 |  |  | Closed | 2022-06-22 21:24 | 2022-09-29 23:50 | Waived | 2 - Non-Material<br> B | Credit | Credit | Property Type does not meet eligibility requirement(s) | XXXX | Ready for Review-Document Uploaded. - Seller-06/22/2022<br>| XXXX | INVESTOR EXCEPTIONS (8).pdf |  | XXXX | ID | Investment | Refinance | Cash Out - Other | 502424 | Originator Pre-Close | Yes |
| XXXX | xxxxxx9235 |  |  | Closed | 2022-06-22 21:22 | 2022-07-11 22:16 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-07/08/2022<br>Open-Final HUD-1 Document is Missing - Due Diligence Vendor-07/08/2022<br>Resolved-Final HUD-1 Settlement Statement received and fees entered. Finding is resolved. - Due Diligence Vendor-06/23/2022<br>Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-06/23/2022<br>Resolved- - Due Diligence Vendor-06/23/2022<br>Ready for Review-Document Uploaded. - Seller-06/22/2022<br>Open-Final HUD-1 Document is Missing The Final HUD-1 Settlement Statement is missing. The document must indicate Final and must have a certified True Copy stamp and be signed/dated by the borrower(s). - Due Diligence Vendor-06/16/2022 | Ready for Review-Document Uploaded. - Seller-06/22/2022<br>| Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-07/08/2022<br>Resolved-Final HUD-1 Settlement Statement received and fees entered. Finding is resolved. - Due Diligence Vendor-06/23/2022<br>Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-06/23/2022<br>| FINAL HUD-1 SIGNED (269).pdf |  |  | ID | Investment | Refinance | Cash Out - Other | 504430 | N/A | N/A |
| XXXX | xxxxxx9112 |  |  | Closed | 2022-06-17 21:02 | 2022-06-21 12:15 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-06/21/2022<br>Ready for Review-Document Uploaded. - Seller-06/17/2022<br>Open-Final HUD-1 Document is Missing. Please Provide - Due Diligence Vendor-06/15/2022 | Ready for Review-Document Uploaded. - Seller-06/17/2022<br>| Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-06/21/2022<br>| FINAL HUD-1 SIGNED (263).pdf |  |  | CA | Investment | Purchase | NA | 503049 | N/A | N/A |
| XXXX | xxxxxx8980 |  |  | Closed | 2022-06-24 20:07 | 2022-06-27 13:40 | Resolved | 1 - Information<br> C<br> A | Compliance | TRID | TRID Total of Payments Test | XXXX | Ready for Review-Document Uploaded. - Seller-06/24/2022<br>Ready for Review-Document Uploaded. - Seller-06/23/2022<br>Ready for Review-Document Uploaded. - Seller-06/21/2022<br>| Resolved-arm index rate used on note page was incorrect - Due Diligence Vendor-06/27/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | 504161 | N/A | N/A |
| XXXX | xxxxxx8980 |  |  | Closed | 2022-06-24 20:07 | 2022-06-27 13:39 | Resolved | 1 - Information<br> C<br> A | Compliance | Points & Fees | TILA Finance Charge Test | XXXX | Ready for Review-Document Uploaded. - Seller-06/24/2022<br>Ready for Review-Document Uploaded. - Seller-06/23/2022<br>Ready for Review-Document Uploaded. - Seller-06/21/2022<br>| Resolved-arm index used was incorrect on note page - Due Diligence Vendor-06/27/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | 504158 | N/A | N/A |
| XXXX | xxxxxx8980 |  |  | Closed | 2022-06-21 16:37 | 2022-06-24 16:25 | Resolved | 1 - Information<br> C<br> A | Compliance | TRID | TRID Initial Closing Disclosure Date and Funding Date Validation Test | XXXX | Ready for Review-Document Uploaded. - Seller-06/21/2022<br>| Resolved-Document provided. Finding resolved. - Due Diligence Vendor-06/24/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | 504162 | N/A | N/A |
| XXXX | xxxxxx8980 |  |  | Closed | 2022-06-21 18:30 | 2022-06-24 16:23 | Resolved | 1 - Information<br> A | Compliance | TRID | TRID Post-Consummation Revised Closing Disclosure Date and Consummation Date Validation Test | Open-This loan failed the TRID post-consummation revised closing date and consummation date validation test.This loan contains a post-consummation revised closing disclosure delivery date that is before the consummation date, or closing/settlement date if consummation date was not provided. Please review the loan data to ensure the dates are in the correct fields. - Due Diligence Vendor-06/21/2022 |  |  |  |  |  | CA | Primary Residence | Purchase | NA | 509699 | N/A | N/A |
| XXXX | xxxxxx8980 |  |  | Closed | 2022-06-21 18:30 | 2022-06-24 16:23 | Resolved | 1 - Information<br> A | Compliance | TRID | TRID Post-Consummation Reason for Redisclosure Validation Test | Open-This loan failed the TRID post-consummation reason for redisclosure validation test.This loan contains a post-consummation revised closing disclosure delivery date but does not provide the reason for the redisclosure after consummation. The reason is required in order to audit post-consummation redisclosure timing tests. - Due Diligence Vendor-06/21/2022 |  |  |  |  |  | CA | Primary Residence | Purchase | NA | 509700 | N/A | N/A |
| XXXX | xxxxxx8980 |  |  | Closed | 2022-06-23 20:38 | 2022-06-24 16:23 | Resolved | 1 - Information<br> A | Compliance | TRID | TILA Post-Consummation Revised Closing Disclosure Finance Charge Test | XXXX | Ready for Review-Document Uploaded. - Seller-06/23/2022<br>|  | XXXX |  |  | CA | Primary Residence | Purchase | NA | 509701 | N/A | N/A |
| XXXX | xxxxxx8980 |  |  | Closed | 2022-06-21 16:41 | 2022-06-21 20:58 | Resolved | 1 - Information<br> C<br> A | Credit | Insurance | HO6 Insurance Policy Effective Date is after the Note Date | XXXX | Ready for Review-Document Uploaded. We go off the Disbursement Date - Seller-06/21/2022<br>| Resolved-6/15/2022 PCCD received. Finding resolved. - Due Diligence Vendor-06/21/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | 503050 | N/A | N/A |
| XXXX | xxxxxx8980 |  |  | Closed | 2022-06-21 16:40 | 2022-06-21 18:11 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided Client provided VOE 10 days prior to Close. - Due Diligence Vendor-06/21/2022<br>Ready for Review-Document Uploaded. - Seller-06/21/2022<br>Open-Borrower 1 3rd Party VOE Prior to Close Missing, please provide. - Due Diligence Vendor-06/17/2022 | Ready for Review-Document Uploaded. - Seller-06/21/2022<br>| Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided Client provided VOE 10 days prior to Close. - Due Diligence Vendor-06/21/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | 506398 | N/A | N/A |
| XXXX | xxxxxx9025 |  |  | Closed | 2022-06-21 16:54 | 2022-06-21 17:41 | Resolved | 1 - Information<br> C<br> A | Credit | Insurance | Hazard Insurance Effective Date is after the Note Date | XXXX | XXXX | XXXX | XXXX |  |  | CA | Second Home | Purchase | NA | 502644 | N/A | N/A |
| XXXX | xxxxxx9025 |  |  | Closed | 2022-06-21 16:11 | 2022-06-21 17:09 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | Assets not properly documented/insufficient | XXXX | Ready for Review-Document Uploaded. - Seller-06/21/2022<br>| Resolved-Client provided proof of fund to close - Due Diligence Vendor-06/21/2022<br>| FUNDS TO CLOSE (4).pdf |  |  | CA | Second Home | Purchase | NA | 506732 | N/A | N/A |
| XXXX | xxxxxxx0251 |  |  | Closed | 2022-06-21 16:17 | 2022-06-21 17:09 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | The Initial 1003 is Missing | Resolved-The Initial 1003 is Present - Due Diligence Vendor-06/21/2022<br>Ready for Review-Document Uploaded. - Seller-06/21/2022<br>Open-The Initial 1003 is Missing, Please Provide - Due Diligence Vendor-06/15/2022 | Ready for Review-Document Uploaded. - Seller-06/21/2022<br>| Resolved-The Initial 1003 is Present - Due Diligence Vendor-06/21/2022<br>| INITIAL 1003_(10).pdf |  |  | FL | Investment | Purchase | NA | 502641 | N/A | N/A |
| XXXX | xxxxxxx0180 |  |  | Closed | 2022-06-24 17:13 | 2022-06-24 18:26 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | The Final 1003 is Incomplete | Resolved-Final 1003 complete - Due Diligence Vendor-06/24/2022<br>Ready for Review-Document Uploaded. - Seller-06/24/2022<br>Open-Final 1003 missing loan officer signature - Due Diligence Vendor-06/23/2022 | Ready for Review-Document Uploaded. - Seller-06/24/2022<br>| Resolved-Final 1003 complete - Due Diligence Vendor-06/24/2022<br>| XXXX |  |  | TN | Investment | Refinance | Cash Out - Other | 514756 | N/A | N/A |
| XXXX | xxxxxx8874 |  |  | Closed | 2022-06-23 20:52 | 2022-06-24 16:14 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Settlement Statement received and fees entered. Finding is resolved. - Due Diligence Vendor-06/24/2022<br>Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-06/24/2022<br>Ready for Review-Document Uploaded. - Seller-06/23/2022<br>Open-Final HUD-1 Document is Missing Please provide Final Hud - Due Diligence Vendor-06/21/2022 | Ready for Review-Document Uploaded. - Seller-06/23/2022<br>| Resolved-Final HUD-1 Settlement Statement received and fees entered. Finding is resolved. - Due Diligence Vendor-06/24/2022<br>Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-06/24/2022<br>| XXXX |  |  | CA | Investment | Refinance | Cash Out - Other | 508433 | N/A | N/A |
| XXXX | xxxxxx8874 |  |  | Closed | 2022-06-24 16:04 | 2022-06-24 16:08 | Resolved | 1 - Information<br> A | Compliance | Closing | Final HUD-1 Closing Date does not match Transaction Date | XXXX |  | Resolved-Final HUD-1 Closing Date matches the Notary Acknowledgement Date or Not Applicable. - Due Diligence Vendor-06/24/2022<br>|  |  |  | CA | Investment | Refinance | Cash Out - Other | 516481 | N/A | N/A |
| XXXX | xxxxxxx0086 |  |  | Closed | 2022-06-21 18:57 | 2023-01-27 23:33 | Waived | 2 - Non-Material<br> B | Credit | Eligibility | Audited CLTV Exceeds Guideline CLTV | XXXX |  | XXXX |  |  | XXXX | FL | Investment | Purchase | NA | 509846 | Originator Pre-Close | Yes |
| XXXX | xxxxxx9447 |  |  | Closed | 2022-06-21 22:50 | 2022-09-29 23:54 | Waived | 2 - Non-Material<br> B | Credit | Credit | Deficient Income Documentation | XXXX |  | XXXX |  |  | XXXX | CA | Primary Residence | Refinance | Cash Out - Other | 510644 | Originator Pre-Close | Yes |
| XXXX | xxxxxx8896 |  |  | Closed | 2022-06-24 17:55 | 2022-06-27 12:59 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | DSCR unknown | Resolved-Client provided dscr ratio - Due Diligence Vendor-06/27/2022<br>Ready for Review-Document Uploaded. - Seller-06/24/2022<br>Open-DSCR ratio not referenced on the 1008, please provide DSCR ratio to reference correct calculation for DSCR ratio.<br> - Due Diligence Vendor-06/22/2022 | Ready for Review-Document Uploaded. - Seller-06/24/2022<br>| Resolved-Client provided dscr ratio - Due Diligence Vendor-06/27/2022<br>| XXXX |  |  | CA | Investment | Purchase | NA | 512332 | N/A | N/A |
| XXXX | xxxxxx8933 |  |  | Closed | 2022-06-24 19:48 | 2022-06-27 12:28 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | Lender Approval Form is Missing | Resolved-Client provided approval form. - Due Diligence Vendor-06/27/2022<br>Ready for Review-Document Uploaded. - Seller-06/24/2022<br>Open-Lender approval form is missing, please furnish.<br> - Due Diligence Vendor-06/22/2022 | Ready for Review-Document Uploaded. - Seller-06/24/2022<br>| Resolved-Client provided approval form. - Due Diligence Vendor-06/27/2022<br>| XXXX |  |  | ID | Investment | Purchase | NA | 512953 | N/A | N/A |
| XXXX | xxxxxx8933 |  |  | Closed | 2022-06-24 19:52 | 2022-06-27 12:27 | Resolved | 1 - Information<br> C<br> A | Credit | Borrower | Borrower 1 Ethnicity Selection is Not Provided | Resolved-Borrower 1 Ethnicity Selection is Provided Client provided Borrower 1 Ethnicity - Due Diligence Vendor-06/27/2022<br>Ready for Review-Document Uploaded. - Seller-06/24/2022<br>Open-Borrower 1 Ethnicity Selection is Not Provided in the Document - Due Diligence Vendor-06/21/2022 | Ready for Review-Document Uploaded. - Seller-06/24/2022<br>| Resolved-Borrower 1 Ethnicity Selection is Provided Client provided Borrower 1 Ethnicity - Due Diligence Vendor-06/27/2022<br>| XXXX |  |  | ID | Investment | Purchase | NA | 509538 | N/A | N/A |
| XXXX | xxxxxx9237 |  |  | Closed | 2022-06-27 21:54 | 2022-09-29 23:58 | Waived | 2 - Non-Material<br> B | Credit | Credit | CLTV/LTV exceeds guidelines | XXXX |  | XXXX |  |  | XXXX | CA | Primary Residence | Purchase | NA | 519658 | Originator Pre-Close | Yes |
| XXXX | xxxxxx9237 |  |  | Closed | 2022-06-27 21:53 | 2022-09-29 23:57 | Waived | 2 - Non-Material<br> B | Credit | Credit | Tradeline minimum has not met guidelines | XXXX |  | XXXX |  |  | XXXX | CA | Primary Residence | Purchase | NA | 519649 | Originator Pre-Close | Yes |
| XXXX | xxxxxx9237 |  |  | Closed | 2022-06-21 15:26 | 2022-06-29 20:25 | Resolved | 1 - Information<br> B<br> A | Credit | Doc Issue | Settlement Service Provider List is Incomplete | Resolved-Client provided Settlement service provider list - Due Diligence Vendor-06/29/2022<br>Ready for Review-Document Uploaded. - Seller-06/29/2022<br>Open-The Settlement Service Provider List provided on page 393 is incomplete. Please provide a completed list. - Due Diligence Vendor-06/21/2022 | Ready for Review-Document Uploaded. - Seller-06/29/2022<br>| Resolved-Client provided Settlement service provider list - Due Diligence Vendor-06/29/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | 508943 | N/A | N/A |
| XXXX | xxxxxx9237 |  |  | Closed | 2022-06-21 15:27 | 2022-06-29 20:15 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Missing evidence of rate lock | Resolved-Client provided rate lock - Due Diligence Vendor-06/29/2022<br>Ready for Review-Document Uploaded. - Seller-06/29/2022<br>Open-Missing evidence of rate lock. Please provide rate lock confirmation. - Due Diligence Vendor-06/21/2022 | Ready for Review-Document Uploaded. - Seller-06/29/2022<br>| Resolved-Client provided rate lock - Due Diligence Vendor-06/29/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | 508945 | N/A | N/A |
| XXXX | xxxxxx9146 |  |  | Closed | 2022-06-21 18:43 | 2022-09-30 00:03 | Waived | 2 - Non-Material<br> B | Credit | Credit | Property Type does not meet eligibility requirement(s) | XXXX |  | XXXX |  |  | XXXX | NV | Investment | Refinance | Cash Out - Other | 509776 | Originator Pre-Close | Yes |
| XXXX | xxxxxx9146 |  |  | Closed | 2022-06-24 19:56 | 2022-06-30 21:05 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-06/27/2022<br>Ready for Review-Document Uploaded. - Seller-06/24/2022<br>Open-Final HUD-1 Document is Missing Please provide final HUD - Due Diligence Vendor-06/21/2022 | Ready for Review-Document Uploaded. - Seller-06/24/2022<br>| Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-06/27/2022<br>| XXXX |  |  | NV | Investment | Refinance | Cash Out - Other | 510401 | N/A | N/A |
| XXXX | xxxxxx8497 |  |  | Closed | 2022-06-24 16:51 | 2022-06-24 17:28 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Hazard Insurance Policy is Missing | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-06/24/2022<br>Ready for Review-Document Uploaded. - Seller-06/24/2022<br>Open-Missing Hazard Insurance Policy , Please Provide - Due Diligence Vendor-06/21/2022 | Ready for Review-Document Uploaded. - Seller-06/24/2022<br>| Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-06/24/2022<br>| XXXX |  |  | TX | Investment | Refinance | Cash Out - Other | 509002 | N/A | N/A |
| XXXX | xxxxxx8713 |  |  | Closed | 2022-06-27 18:29 | 2022-06-27 19:23 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | DSCR unknown | XXXX | Ready for Review-Document Uploaded. - Seller-06/27/2022<br>| Resolved-Client provided updated 1008. used $4800 Mo Rent. - Due Diligence Vendor-06/27/2022<br>| transmittal_19_pdf (83).pdf |  |  | AZ | Investment | Purchase | NA | 512860 | N/A | N/A |
| XXXX | xxxxxx9044 |  |  | Closed | 2022-06-24 22:04 | 2022-06-30 20:42 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-06/27/2022<br>Open-Please provide a certified copy of final HUD-1 or settlement statement - Due Diligence Vendor-06/27/2022<br>Ready for Review-Document Uploaded. - Seller-06/24/2022<br>Open-Final HUD-1 Document is Missing Please provide missing Final hud - Due Diligence Vendor-06/23/2022 | Ready for Review-Document Uploaded. - Seller-06/24/2022<br>| Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-06/27/2022<br>| FINAL HUD-1 SIGNED (274).pdf |  |  | CA | Investment | Refinance | Cash Out - Other | 514234 | N/A | N/A |
| XXXX | xxxxxx9043 |  |  | Closed | 2022-06-24 22:11 | 2022-07-11 17:41 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-06/27/2022<br>Ready for Review-Document Uploaded. - Seller-06/24/2022<br>Open-Final HUD-1 Document is Missing The Final HUD-1 Settlement Statement is missing. The document must indicate Final and must have a certified True Copy stamp and be signed/dated by the borrower(s). - Due Diligence Vendor-06/22/2022 | Ready for Review-Document Uploaded. - Seller-06/24/2022<br>| Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-06/27/2022<br>| FINAL HUD-1 SIGNED (277).pdf |  |  | CA | Investment | Refinance | Cash Out - Other | 510904 | N/A | N/A |
| XXXX | xxxxxx9043 |  |  | Closed | 2022-06-28 18:19 | 2022-06-28 20:38 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | Lender Approval Form is Missing | Resolved-Client provided Lender approval - Due Diligence Vendor-06/28/2022<br>Ready for Review-Document Uploaded. - Seller-06/28/2022<br>Open-Provide the Lender Approval Form. - Due Diligence Vendor-06/22/2022 | Ready for Review-Document Uploaded. - Seller-06/28/2022<br>| Resolved-Client provided Lender approval - Due Diligence Vendor-06/28/2022<br>| XXXX |  |  | CA | Investment | Refinance | Cash Out - Other | 510911 | N/A | N/A |
| XXXX | xxxxxx9043 |  |  | Closed | 2022-06-28 18:18 | 2022-06-28 20:33 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | DSCR unknown | Resolved-Client provided 1008 with DSCR - Due Diligence Vendor-06/28/2022<br>Ready for Review-Document Uploaded. - Seller-06/28/2022<br>Open-Loan is missing the DSCR Ratio. Provide updated 1008 or Lender Approval with the DSCR Ratio. - Due Diligence Vendor-06/22/2022 | Ready for Review-Document Uploaded. - Seller-06/28/2022<br>| Resolved-Client provided 1008 with DSCR - Due Diligence Vendor-06/28/2022<br>| XXXX |  |  | CA | Investment | Refinance | Cash Out - Other | 510968 | N/A | N/A |
| XXXX | xxxxxx9045 |  |  | Closed | 2022-06-27 16:15 | 2022-06-30 19:45 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-06/27/2022<br>Ready for Review-Document Uploaded. - Seller-06/27/2022<br>Open-Final HUD-1 Document is Missing Please provide a certified stamped copy of final HUD-1/Settlement statement - Due Diligence Vendor-06/21/2022 | Ready for Review-Document Uploaded. - Seller-06/27/2022<br>| Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-06/27/2022<br>| FINAL HUD-1 SIGNED (279).pdf |  |  | CA | Investment | Refinance | Cash Out - Other | 510283 | N/A | N/A |
| XXXX | xxxxxx9046 |  |  | Closed | 2022-06-24 21:51 | 2022-06-30 19:25 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-06/27/2022<br>Ready for Review-Document Uploaded. - Seller-06/24/2022<br>Open-Final HUD-1 Document is Missing Please provided Final HUD-1 Document is Missing certified and stamped - Due Diligence Vendor-06/23/2022 | Ready for Review-Document Uploaded. - Seller-06/24/2022<br>| Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-06/27/2022<br>| FINAL HUD-1 SIGNED (273).pdf |  |  | CA | Investment | Refinance | Cash Out - Other | 514431 | N/A | N/A |
| XXXX | xxxxxx9111 |  |  | Closed | 2022-06-27 16:19 | 2022-07-11 17:50 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-06/27/2022<br>Ready for Review-Document Uploaded. - Seller-06/27/2022<br>Open-Final HUD-1 Document is Missing Please provide Final HUD-1 document. - Due Diligence Vendor-06/22/2022 | Ready for Review-Document Uploaded. - Seller-06/27/2022<br>| Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-06/27/2022<br>| FINAL HUD-1 SIGNED (280).pdf |  |  | CA | Investment | Refinance | Cash Out - Other | 512135 | N/A | N/A |
| XXXX | xxxxxx9140 |  |  | Closed | 2022-06-27 16:18 | 2022-06-27 18:29 | Resolved | 1 - Information<br> C<br> A | Credit | Doc Issue | HUD-1 Closing Statement missing or unsigned | Resolved-Final HUD-1 Settlement Statement received and fees entered. Finding is resolved. - Due Diligence Vendor-06/27/2022<br>Ready for Review-Document Uploaded. - Seller-06/27/2022<br>Counter-please send final HUD stamped signed and dated. - Due Diligence Vendor-06/27/2022<br>Ready for Review-Document Uploaded. - Seller-06/24/2022<br>Open-Need final HUD stamped final signed and dated. - Due Diligence Vendor-06/23/2022 | Ready for Review-Document Uploaded. - Seller-06/27/2022<br>Ready for Review-Document Uploaded. - Seller-06/24/2022<br>| Resolved-Final HUD-1 Settlement Statement received and fees entered. Finding is resolved. - Due Diligence Vendor-06/27/2022<br>| XXXX |  |  | TX | Investment | Refinance | Cash Out - Other | 515614 | N/A | N/A |
| XXXX | xxxxxx9218 |  |  | Closed | 2022-06-22 17:12 | 2022-09-30 00:08 | Waived | 2 - Non-Material<br> B | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | XXXX |  | XXXX |  |  | XXXX | CA | Primary Residence | Purchase | NA | 511920 | Originator Pre-Close | Yes |
| XXXX | xxxxxx9304 |  |  | Closed | 2022-06-27 18:25 | 2022-06-27 19:37 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | Lender Approval Form is Missing | Resolved-Client provided Loan Approval - Due Diligence Vendor-06/27/2022<br>Ready for Review-Document Uploaded. - Seller-06/27/2022<br>Open-Missing Lender Approval Document - Due Diligence Vendor-06/24/2022 | Ready for Review-Document Uploaded. - Seller-06/27/2022<br>| Resolved-Client provided Loan Approval - Due Diligence Vendor-06/27/2022<br>| Ap.pdf |  |  | CA | Primary Residence | Purchase | NA | 516495 | N/A | N/A |
| XXXX | xxxxxx7459 |  |  | Closed | 2022-07-08 15:04 | 2022-07-08 15:57 | Resolved | 1 - Information<br> A | Compliance | TRID | Initial Closing Disclosure Delivery Date Test | Resolved-Entered Notary dated into DOT, resolved issue, finding rescinded - Due Diligence Vendor-07/08/2022<br>Open-This loan failed the initial closing disclosure delivery date test due to one of the following findings:(12 CFR §1026.19(f)(1)(ii))The initial closing disclosure delivery date is provided and the initial closing disclosure method of delivery is marked as either:"USPS First Class Mail" or "Electronic Delivery" or blank, and the initial closing disclosure delivery date is less than six business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; or"In Person" and the initial closing disclosure delivery date is less than three business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; orThe initial closing disclosure receipt date is provided and the initial closing disclosure receipt date is less than three business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transactionThe creditor shall ensure that the consumer receives the disclosures required under paragraph §1026.19(f)(1)(i) no later than three business days before consummation. - Due Diligence Vendor-07/08/2022 |  | Resolved-Entered Notary dated into DOT, resolved issue, finding rescinded - Due Diligence Vendor-07/08/2022<br>|  |  |  | GA | Primary Residence | Purchase | NA | 536175 | N/A | N/A |
| XXXX | xxxxxx7459 |  |  | Closed | 2022-06-28 19:24 | 2022-07-08 15:54 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | The Deed of Trust is Incomplete | XXXX | Ready for Review-Document Uploaded. SEE Page 25 - Seller-06/28/2022<br>| Resolved-Received notary page, resolved finding - Due Diligence Vendor-07/08/2022<br>Resolved-Client provided Deed of Trust<br> - Due Diligence Vendor-06/28/2022<br>| XXXX |  |  | GA | Primary Residence | Purchase | NA | 511888 | N/A | N/A |
| XXXX | xxxxxx7459 |  |  | Closed | 2022-06-29 16:28 | 2022-06-29 20:51 | Resolved | 1 - Information<br> C<br> A | Credit | Guidelines | Loan file missing additional major consumer credit or mortgage account. | XXXX | Ready for Review-Document Uploaded. - Seller-06/29/2022<br>| XXXX | XXXX |  |  | GA | Primary Residence | Purchase | NA | 512922 | N/A | N/A |
| XXXX | xxxxxx9219 |  |  | Closed | 2022-06-28 19:17 | 2022-07-11 22:02 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Settlement Statement received and fees entered. Finding is resolved. - Due Diligence Vendor-06/29/2022<br>Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-06/29/2022<br>Ready for Review-Document Uploaded. - Seller-06/28/2022<br>Open-Final HUD-1 Document is Missing in file. Please Provide HUD-1 Document. - Due Diligence Vendor-06/22/2022 | Ready for Review-Document Uploaded. - Seller-06/28/2022<br>| Resolved-Final HUD-1 Settlement Statement received and fees entered. Finding is resolved. - Due Diligence Vendor-06/29/2022<br>Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-06/29/2022<br>| XXXX |  |  | NV | Investment | Purchase | NA | 511607 | N/A | N/A |
| XXXX | xxxxxx9310 |  |  | Closed | 2022-06-24 22:09 | 2022-06-27 14:29 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-06/27/2022<br>Ready for Review-Document Uploaded. - Seller-06/24/2022<br>Open-Final HUD-1 Document is Missing, Please Provide. - Due Diligence Vendor-06/22/2022 | Ready for Review-Document Uploaded. - Seller-06/24/2022<br>| Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-06/27/2022<br>| XXXX |  |  | CA | Investment | Purchase | NA | 511759 | N/A | N/A |
| XXXX | xxxxxx8776 |  |  | Closed | 2022-06-29 17:00 | 2022-07-07 12:43 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-06/30/2022<br>Ready for Review-Document Uploaded. - Seller-06/29/2022<br>Open-Final HUD-1 Document is Missing, Please Provide - Due Diligence Vendor-06/22/2022 | Ready for Review-Document Uploaded. - Seller-06/29/2022<br>| Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-06/30/2022<br>| FINAL HUD-1 SIGNED (283).pdf |  |  | CA | Investment | Refinance | Cash Out - Other | 512633 | N/A | N/A |
| XXXX | xxxxxx8774 |  |  | Closed | 2022-06-24 16:13 | 2023-01-27 19:32 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | Hazard Insurance Coverage Inadequate | Resolved-Client provided Hazard Insurances combine " this is for the ADU (additional dwelling unit)" - Due Diligence Vendor-07/06/2022<br>Ready for Review-Document Uploaded. HOI is adequate see page 9 this is for the ADU (additional dwelling unit) - Seller-07/05/2022<br>Open- - Due Diligence Vendor-06/24/2022 | Ready for Review-Document Uploaded. HOI is adequate see page 9 this is for the ADU (additional dwelling unit) - Seller-07/05/2022<br>| Resolved-Client provided Hazard Insurances combine " this is for the ADU (additional dwelling unit)" - Due Diligence Vendor-07/06/2022<br>| XXXX |  |  | CA | Investment | Refinance | Cash Out - Other | 516513 | N/A | N/A |
| XXXX | xxxxxx8774 |  |  | Closed | 2022-06-24 14:57 | 2022-09-30 00:10 | Waived | 2 - Non-Material<br> B | Credit | Credit | Property Type does not meet eligibility requirement(s) | XXXX |  | XXXX |  |  | XXXX | CA | Investment | Refinance | Cash Out - Other | 516286 | Originator Pre-Close | Yes |
| XXXX | xxxxxx8774 |  |  | Closed | 2022-06-24 22:04 | 2022-06-27 15:17 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-06/27/2022<br>Ready for Review-Document Uploaded. - Seller-06/24/2022<br>Open-Final HUD-1 Document is Missing please provide stamped copy of final HUD-1/Settlement statement - Due Diligence Vendor-06/22/2022 | Ready for Review-Document Uploaded. - Seller-06/24/2022<br>| Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-06/27/2022<br>| FINAL HUD-1 SIGNED (275).pdf |  |  | CA | Investment | Refinance | Cash Out - Other | 512695 | N/A | N/A |
| XXXX | xxxxxx8774 |  |  | Closed | 2022-06-27 15:10 | 2022-06-27 15:17 | Resolved | 1 - Information<br> A | Compliance | Closing | Final HUD-1 Closing Date does not match Transaction Date | Resolved-Final HUD-1 Closing Date matches the Notary Acknowledgement Date or Not Applicable. - Due Diligence Vendor-06/27/2022 |  | Resolved-Final HUD-1 Closing Date matches the Notary Acknowledgement Date or Not Applicable. - Due Diligence Vendor-06/27/2022<br>|  |  |  | CA | Investment | Refinance | Cash Out - Other | 518080 | N/A | N/A |
| XXXX | xxxxxx9338 |  |  | Closed | 2022-07-07 13:32 | 2022-07-11 21:47 | Resolved | 1 - Information<br> A | Credit | Credit | DTI discrepancy or failure. | XXXX | XXXX | Resolved-Issue resolved - Due Diligence Vendor-07/11/2022<br>| FINAL 1003 - ALL PAGES (14).pdf |  |  | CA | Primary Residence | Purchase | NA | 533555 | N/A | N/A |
| XXXX | xxxxxx9338 |  |  | Closed | 2022-06-23 17:26 | 2022-06-30 16:53 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | File does not contain all required Asset Statement(s) | XXXX | Ready for Review-Document Uploaded. - Seller-06/30/2022<br>| XXXX | XXXX |  |  | CA | Primary Residence | Purchase | NA | 514629 | N/A | N/A |
| XXXX | xxxxxx8485 |  |  | Closed | 2022-06-29 16:59 | 2022-06-30 13:13 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-06/30/2022<br>Ready for Review-Document Uploaded. - Seller-06/29/2022<br>Open-Final HUD-1 Document is Missing Please provide final hud - Due Diligence Vendor-06/24/2022 | Ready for Review-Document Uploaded. - Seller-06/29/2022<br>| Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-06/30/2022<br>| FINAL HUD-1 SIGNED (282).pdf |  |  | CA | Investment | Refinance | Cash Out - Other | 516654 | N/A | N/A |
| XXXX | xxxxxx8485 |  |  | Closed | 2022-06-24 16:58 | 2022-06-30 12:57 | Resolved | 1 - Information<br> C<br> A | Credit | Doc Issue | Data Discrepancy - Tape Data is Different to Original Document Data | XXXX | Ready for Review-Document Uploaded. - Seller-06/29/2022<br>| Resolved-Client provided tape - Due Diligence Vendor-06/30/2022<br>| XXXX |  |  | CA | Investment | Refinance | Cash Out - Other | 516637 | N/A | N/A |
| XXXX | xxxxxx8485 |  |  | Closed | 2022-06-24 15:52 | 2022-06-29 22:08 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | The Final 1003 is Incomplete | XXXX | Ready for Review-Document Uploaded. - Seller-06/29/2022<br>| Resolved-Client provided final 1003 - Due Diligence Vendor-06/29/2022<br>| XXXX |  |  | CA | Investment | Refinance | Cash Out - Other | 516452 | N/A | N/A |
| XXXX | xxxxxx8929 |  |  | Closed | 2022-06-24 18:07 | 2022-09-30 00:14 | Waived | 2 - Non-Material<br> B | Credit | Credit | Property Type does not meet eligibility requirement(s) | XXXX |  | XXXX |  |  | XXXX | CA | Investment | Refinance | Cash Out - Other | 516832 | Originator Pre-Close | Yes |
| XXXX | xxxxxx8929 |  |  | Closed | 2022-06-29 16:58 | 2022-06-30 13:54 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-06/30/2022<br>Ready for Review-Document Uploaded. - Seller-06/29/2022<br>Open-Final HUD-1 Document is Missing - Due Diligence Vendor-06/24/2022 | Ready for Review-Document Uploaded. - Seller-06/29/2022<br>| Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-06/30/2022<br>| FINAL HUD-1 SIGNED (281).pdf |  |  | CA | Investment | Refinance | Cash Out - Other | 517035 | N/A | N/A |
| XXXX | xxxxxx8653 |  |  | Closed | 2022-06-24 19:15 | 2022-06-30 00:02 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-06/30/2022<br>Ready for Review-Document Uploaded. - Seller-06/29/2022<br>Open-Final HUD-1 Document is Missing certified and stamped - Due Diligence Vendor-06/24/2022 | Ready for Review-Document Uploaded. - Seller-06/29/2022<br>| Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-06/30/2022<br>| XXXX |  |  | CA | Investment | Refinance | No Cash Out - Borrower Initiated | 517042 | N/A | N/A |
| XXXX | xxxxxx9227 |  |  | Closed | 2022-06-30 22:08 | 2022-07-06 13:03 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Missing credit report | XXXX | Ready for Review-Document Uploaded. - Seller-07/05/2022<br>| Resolved-Client provided initial credit report. - Due Diligence Vendor-07/06/2022<br>Resolved-Credit Report is Provided - Due Diligence Vendor-07/06/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | 526410 | N/A | N/A |
| XXXX | xxxxxx9124 |  |  | Closed | 2022-06-29 19:12 | 2022-07-07 18:26 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | The Final 1003 is Incomplete | XXXX | Ready for Review-Document Uploaded. - Seller-07/07/2022<br>| Resolved-Final 1008 sent in with corrected PITIA. Finding resolved - Due Diligence Vendor-07/07/2022<br>| XXXX |  |  | CA | Investment | Refinance | Cash Out - Other | 523865 | N/A | N/A |
| XXXX | xxxxxx9124 |  |  | Closed | 2022-06-28 13:03 | 2022-07-05 15:23 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-hud inputted finding resolved - Due Diligence Vendor-07/05/2022<br>Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-07/05/2022<br>Ready for Review-Document Uploaded. - Seller-07/01/2022<br>Counter-HUD-1 provided does not match subject property. please provide HUD-1 with same subject property. - Due Diligence Vendor-07/01/2022<br>Ready for Review-Document Uploaded. - Seller-06/30/2022<br>Open-Final HUD-1 Document is Missing Please provide final Hud-1 - Due Diligence Vendor-06/28/2022 | Ready for Review-Document Uploaded. - Seller-07/01/2022<br>Ready for Review-Document Uploaded. - Seller-06/30/2022<br>| Resolved-hud inputted finding resolved - Due Diligence Vendor-07/05/2022<br>Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-07/05/2022<br>| XXXX |  |  | CA | Investment | Refinance | Cash Out - Other | 520197 | N/A | N/A |
| XXXX | xxxxxx8804 |  |  | Closed | 2022-06-28 15:42 | 2023-01-27 19:32 | Resolved | 1 - Information<br> B<br> A | Compliance | Missing Doc | Missing Initial Escrow Disclosure | Resolved- - Due Diligence Vendor-07/13/2022<br>Ready for Review-Document Uploaded. - Seller-07/13/2022<br>Counter-The document uploaded may not be utilized in this review. May you please provide an initial escrow account disclosure that discloses the escrow amounts? Thank you - Due Diligence Vendor-07/08/2022<br>Ready for Review-Referred to supervisor - Due Diligence Vendor-07/08/2022<br>Ready for Review-Document Uploaded. - Seller-07/07/2022<br>Open-Please provide Escrow Disclosure page - Due Diligence Vendor-06/28/2022 | Ready for Review-Document Uploaded. - Seller-07/13/2022<br>Ready for Review-Document Uploaded. - Seller-07/07/2022<br>|  | MISCELLANEOUS SIGNED FINAL DOCS1.pdf<br>MISCELLANEOUS SIGNED FINAL DOCS.pdf<br>Impound auth.pdf<br>MISCELLANEOUS SIGNED FINAL DOCS.pdf |  |  | IL | Investment | Refinance | Cash Out - Other | 520716 | N/A | N/A |
| XXXX | xxxxxx8981 |  |  | Closed | 2022-06-27 21:45 | 2022-07-05 21:51 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-07/05/2022<br>Ready for Review-Document Uploaded. - Seller-07/05/2022<br>Open-Final HUD-1 Document is Missing please provide a certified stamp copy of final HUD-1/Settlement statement - Due Diligence Vendor-06/27/2022 | Ready for Review-Document Uploaded. - Seller-07/05/2022<br>| Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-07/05/2022<br>| XXXX |  |  | PA | Investment | Purchase | NA | 519636 | N/A | N/A |
| XXXX | xxxxxx8771 |  |  | Closed | 2022-06-29 18:49 | 2022-07-22 23:57 | Waived | 2 - Non-Material<br> B | Credit | Eligibility | Borrower owns more financed properties than allowed per guidelines | XXXX |  | XXXX |  |  | XXXX | CA | Investment | Refinance | Cash Out - Other | 523785 | Originator Pre-Close | Yes |
| XXXX | xxxxxx8771 |  |  | Closed | 2022-06-27 21:39 | 2022-07-07 20:08 | Resolved | 1 - Information<br> A | Credit | Closing | Gap Credit Report Within 10 Days of Closing is Expired | XXXX | Ready for Review-Loan Program is DSCR and a CREDIT Refresh is not required - Seller-07/06/2022<br>| XXXX |  |  |  | CA | Investment | Refinance | Cash Out - Other | 519627 | N/A | N/A |
| XXXX | xxxxxx8771 |  |  | Closed | 2022-06-28 16:56 | 2022-07-01 12:49 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-07/01/2022<br>Ready for Review-Document Uploaded. Certfied stamp bottom left of document - Seller-06/30/2022<br>Open-Final HUD-1 Document is Missing Please provided Final HUD-1 Document is Missing certified and stamped - Due Diligence Vendor-06/28/2022 | Ready for Review-Document Uploaded. Certfied stamp bottom left of document - Seller-06/30/2022<br>| Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-07/01/2022<br>| FINAL HUD-1 SIGNED (286).pdf |  |  | CA | Investment | Refinance | Cash Out - Other | 521005 | N/A | N/A |
| XXXX | xxxxxx8771 |  |  | Closed | 2022-07-01 12:48 | 2022-07-01 12:49 | Resolved | 1 - Information<br> A | Compliance | Closing | Final HUD-1 Closing Date does not match Transaction Date | Resolved-Final HUD-1 Closing Date matches the Notary Acknowledgement Date or Not Applicable. - Due Diligence Vendor-07/01/2022<br>Open-Final HUD-1 Closing Date of 06-16-2022 is not the same date as the Notary Acknowledgement Date of 06-17-2022. - Due Diligence Vendor-07/01/2022 |  | Resolved-Final HUD-1 Closing Date matches the Notary Acknowledgement Date or Not Applicable. - Due Diligence Vendor-07/01/2022<br>|  |  |  | CA | Investment | Refinance | Cash Out - Other | 526693 | N/A | N/A |
| XXXX | xxxxxx8771 |  |  | Closed | 2022-06-28 16:57 | 2022-07-01 12:18 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | File does not contain all required Asset Statement(s) | XXXX | Ready for Review-Document Uploaded. - Seller-06/30/2022<br>| Resolved-Client provided updated 1003 saving account has been removed. - Due Diligence Vendor-07/01/2022<br>| XXXX |  |  | CA | Investment | Refinance | Cash Out - Other | 521016 | N/A | N/A |
| XXXX | xxxxxx9066 |  |  | Closed | 2022-06-30 17:02 | 2022-07-01 12:44 | Resolved | 1 - Information<br> C<br> A | Compliance | Closing | HUD-1 not executed properly | Resolved-HUD-1 is stamped and dated. Finding is resolved. - Due Diligence Vendor-07/01/2022<br>Ready for Review-Document Uploaded. - Seller-06/30/2022<br>Open-HUD not stamped please send updated Final HUd. - Due Diligence Vendor-06/30/2022 | Ready for Review-Document Uploaded. - Seller-06/30/2022<br>| Resolved-HUD-1 is stamped and dated. Finding is resolved. - Due Diligence Vendor-07/01/2022<br>| FINAL HUD-1 SIGNED (284).pdf |  |  | NV | Investment | Refinance | Cash Out - Other | 525464 | N/A | N/A |
| XXXX | xxxxxx9285 |  |  | Closed | 2022-06-29 17:29 | 2022-09-30 00:18 | Waived | 2 - Non-Material<br> B | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | XXXX |  | XXXX |  |  | XXXX | CA | Investment | Refinance | Cash Out - Other | 523527 | Originator Pre-Close | Yes |
| XXXX | xxxxxx9236 |  |  | Closed | 2022-06-28 20:36 | 2022-07-08 23:14 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-07/05/2022<br>Ready for Review-Document Uploaded. - Seller-07/01/2022<br>Open-Final HUD-1 Document is Missing, Please Provide - Due Diligence Vendor-06/28/2022 | Ready for Review-Document Uploaded. - Seller-07/01/2022<br>| Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-07/05/2022<br>| FINAL HUD-1 SIGNED (288).pdf |  |  | CA | Investment | Refinance | Cash Out - Other | 521884 | N/A | N/A |
| XXXX | xxxxxx9236 |  |  | Closed | 2022-07-01 14:21 | 2022-07-05 12:20 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | DSCR unknown | XXXX | Ready for Review-Document Uploaded. - Seller-07/01/2022<br>| Resolved-Client provided updated 1008 with borrow rental income of 5100 - Due Diligence Vendor-07/05/2022<br>| transmittal_19_pdf (85).pdf |  |  | CA | Investment | Refinance | Cash Out - Other | 526884 | N/A | N/A |
| XXXX | xxxxxx8318 |  |  | Closed | 2022-06-28 17:55 | 2022-07-08 19:06 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final Alta statement added to review, resolved. - Due Diligence Vendor-07/08/2022<br>Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-07/08/2022<br>Ready for Review-Document Uploaded. - Seller-07/08/2022<br>Open-Final HUD-1 Document is Missing in the File - Due Diligence Vendor-06/28/2022 | Ready for Review-Document Uploaded. - Seller-07/08/2022<br>| Resolved-Final Alta statement added to review, resolved. - Due Diligence Vendor-07/08/2022<br>Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-07/08/2022<br>| XXXX |  |  | CA | Investment | Refinance | Cash Out - Other | 521159 | N/A | N/A |
| XXXX | xxxxxx8646 |  |  | Closed | 2022-06-30 19:04 | 2022-07-07 18:55 | Resolved | 1 - Information<br> C<br> A | Credit | Doc Issue | Missing proof of hazard insurance | XXXX | Ready for Review-Document Uploaded. - Seller-07/07/2022<br>| Resolved-Document uploaded shows liability insurance amount. Finding is resolved. - Due Diligence Vendor-07/07/2022<br>| XXXX |  |  | CA | Investment | Refinance | Cash Out - Other | 525921 | N/A | N/A |
| XXXX | xxxxxx9527 |  |  | Closed | 2022-06-29 15:20 | 2022-07-12 19:10 | Resolved | 1 - Information<br> C<br> A | Compliance | Disclosure | Consummation or Reimbursement Date Validation Test | XXXX | Ready for Review-Document Uploaded. - Seller-07/12/2022<br>| Resolved-CoC on file was entered and CE re-ran. Finding was resolved. - Due Diligence Vendor-07/12/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | 523193 | N/A | N/A |
| XXXX | xxxxxx9527 |  |  | Closed | 2022-06-29 15:20 | 2022-07-12 19:10 | Resolved | 1 - Information<br> C<br> A | Compliance | Points & Fees | Reimbursement Amount Validation Test | XXXX | Ready for Review-Document Uploaded. - Seller-07/12/2022<br>| Resolved-CoC on file was entered and CE re-ran. Finding was resolved. - Due Diligence Vendor-07/12/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | 523192 | N/A | N/A |
| XXXX | xxxxxx9527 |  |  | Closed | 2022-06-29 15:20 | 2022-07-12 19:09 | Resolved | 1 - Information<br> C<br> A | Compliance | TRID | Charges That Cannot Increase Test | XXXX | Ready for Review-Document Uploaded. - Seller-07/12/2022<br>| Resolved-Coc on file was entered and CE re-ran. Finding was resolved. - Due Diligence Vendor-07/12/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | 523194 | N/A | N/A |
| XXXX | xxxxxx9407 |  |  | Closed | 2022-06-29 19:37 | 2022-07-11 21:32 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-07/05/2022<br>Ready for Review-Document Uploaded. - Seller-07/01/2022<br>Open-Final HUD-1 Document is Missing Please Provide It - Due Diligence Vendor-06/29/2022 | Ready for Review-Document Uploaded. - Seller-07/01/2022<br>| Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-07/05/2022<br>| XXXX |  |  | CA | Investment | Refinance | Cash Out - Other | 523945 | N/A | N/A |
| XXXX | xxxxxx9407 |  |  | Closed | 2022-07-01 13:44 | 2022-07-01 16:18 | Waived | 2 - Non-Material<br> B | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | XXXX |  | XXXX |  |  | XXXX | CA | Investment | Refinance | Cash Out - Other | 526809 | Originator Pre-Close | Yes |
| XXXX | xxxxxx9407 |  |  | Closed | 2022-07-01 13:44 | 2022-07-01 15:53 | Waived | 2 - Non-Material<br> B | Credit | Eligibility | Audited HCLTV Exceeds Guideline HCLTV | XXXX |  | XXXX |  |  | XXXX | CA | Investment | Refinance | Cash Out - Other | 526808 | Originator Pre-Close | Yes |
| XXXX | xxxxxx9407 |  |  | Closed | 2022-07-01 13:44 | 2022-07-01 15:53 | Waived | 2 - Non-Material<br> B | Credit | Eligibility | Audited CLTV Exceeds Guideline CLTV | XXXX |  | XXXX |  |  | XXXX | CA | Investment | Refinance | Cash Out - Other | 526807 | Originator Pre-Close | Yes |
| XXXX | xxxxxx9591 |  |  | Closed | 2022-07-08 19:09 | 2022-07-08 22:08 | Resolved | 1 - Information<br> A | Compliance | Closing | Final HUD-1 Closing Date does not match Transaction Date | XXXX |  | Resolved-Final HUD-1 Closing Date matches the Notary Acknowledgement Date or Not Applicable. - Due Diligence Vendor-07/08/2022<br>|  |  |  | CA | Investment | Refinance | Cash Out - Other | 536964 | N/A | N/A |
| XXXX | xxxxxx9591 |  |  | Closed | 2022-06-29 18:32 | 2022-07-08 22:08 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-07/08/2022<br>Ready for Review-Document Uploaded. - Seller-07/08/2022<br>Open-Final HUD-1 Document is Missing Please provide Final HUD-1 document. - Due Diligence Vendor-06/29/2022 | Ready for Review-Document Uploaded. - Seller-07/08/2022<br>| Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-07/08/2022<br>| XXXX |  |  | CA | Investment | Refinance | Cash Out - Other | 523708 | N/A | N/A |
| XXXX | xxxxxx9023 |  |  | Closed | 2022-07-01 17:33 | 2022-09-30 00:20 | Waived | 2 - Non-Material<br> B | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | XXXX |  | XXXX |  |  | XXXX | FL | Investment | Purchase | NA | 527387 | Originator Pre-Close | Yes |
| XXXX | xxxxxx9023 |  |  | Closed | 2022-07-01 13:05 | 2022-07-05 13:08 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | DSCR unknown | XXXX | Ready for Review-Document Uploaded. - Seller-07/01/2022<br>| Resolved-Client provided 1008 DSCR 1.27 - Due Diligence Vendor-07/05/2022<br>| transmittal_19_pdf (86).pdf |  |  | FL | Investment | Purchase | NA | 526711 | N/A | N/A |
| XXXX | xxxxxx9393 |  |  | Closed | 2022-06-29 13:41 | 2022-07-07 18:22 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Citizenship Documentation Not Provided | Resolved-Borrower 1 Citizenship Documentation Provided or Not Required - Due Diligence Vendor-07/07/2022<br>Ready for Review-Document Uploaded. - Seller-07/07/2022<br>Open-Borrower 1 Citizenship Documentation Is Missing Please Provide It - Due Diligence Vendor-06/29/2022 | Ready for Review-Document Uploaded. - Seller-07/07/2022<br>| Resolved-Borrower 1 Citizenship Documentation Provided or Not Required - Due Diligence Vendor-07/07/2022<br>| XXXX |  |  | HI | Primary Residence | Purchase | NA | 522749 | N/A | N/A |
| XXXX | xxxxxx9343 |  |  | Closed | 2022-06-29 21:07 | 2022-07-07 21:42 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-07/07/2022<br>Ready for Review-Document Uploaded. - Seller-07/07/2022<br>Open-Final HUD-1 Document is Missing Please provide certified Stamp copy of final HUD/ Settlement statement - Due Diligence Vendor-06/29/2022 | Ready for Review-Document Uploaded. - Seller-07/07/2022<br>| Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-07/07/2022<br>| FINAL HUD-1 SIGNED (291).pdf |  |  | CA | Investment | Purchase | NA | 524201 | N/A | N/A |
| XXXX | xxxxxx9485 |  |  | Closed | 2022-06-30 13:34 | 2022-07-08 17:08 | Resolved | 1 - Information<br> C<br> A | Credit | Borrower | Borrower 1 Race Selection is Not Provided | Resolved-Borrower 1 Race Selection is Provided - Due Diligence Vendor-07/08/2022<br>Ready for Review-Document Uploaded. - Seller-07/08/2022<br>Open-Please update section 8 with borrower Race - Due Diligence Vendor-06/30/2022<br>Open-Borrower 1 Race Selection is Not Provided - Due Diligence Vendor-06/30/2022 | Ready for Review-Document Uploaded. - Seller-07/08/2022<br>| Resolved-Borrower 1 Race Selection is Provided - Due Diligence Vendor-07/08/2022<br>| XXXX |  |  | CA | Investment | Purchase | NA | 524757 | N/A | N/A |
| XXXX | xxxxxx8952 |  |  | Closed | 2022-06-30 20:24 | 2022-07-12 16:11 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-07/12/2022<br>Ready for Review-Document Uploaded. - Seller-07/12/2022<br>Counter-Document provided is the Seller's settlement statement with only the sellers fees documented. Please provide a HUD or Alta statement with the borrower's closing costs. - Due Diligence Vendor-07/08/2022<br>Ready for Review-Referred to supervisor. - Due Diligence Vendor-07/08/2022<br>Rescinded-Final HUD is on page 98 CR. Entered HUD. - Due Diligence Vendor-07/08/2022<br>Open-Final HUD-1 Document is Missing - Due Diligence Vendor-07/08/2022<br>Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-07/08/2022<br>Ready for Review-Document Uploaded. - Seller-07/08/2022<br>Open-Final HUD-1 Document is Missing Please provide final HUD 1 - Due Diligence Vendor-06/30/2022 | Ready for Review-Document Uploaded. - Seller-07/12/2022<br>Ready for Review-Document Uploaded. - Seller-07/08/2022<br>| Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-07/12/2022<br>Rescinded-Final HUD is on page 98 CR. Entered HUD. - Due Diligence Vendor-07/08/2022<br>Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-07/08/2022<br>| XXXX |  |  | CA | Investment | Purchase | NA | 526240 | N/A | N/A |
| XXXX | xxxxxx8952 |  |  | Closed | 2022-07-08 18:20 | 2022-07-12 16:11 | Resolved | 1 - Information<br> A | Compliance | Closing | Final HUD-1 Closing Date does not match Transaction Date | XXXX |  | Resolved-Final HUD-1 Closing Date matches the Notary Acknowledgement Date or Not Applicable. - Due Diligence Vendor-07/08/2022<br>|  |  |  | CA | Investment | Purchase | NA | 536800 | N/A | N/A |
| XXXX | xxxxxx8952 |  |  | Closed | 2022-06-30 14:43 | 2022-07-07 21:51 | Resolved | 1 - Information<br> C<br> A | Credit | Title | Title Coverage is Less than Subject Lien(s) Total | XXXX | Ready for Review-Document Uploaded. - Seller-07/07/2022<br>| Resolved-Title Coverage Amount of $612500 is equal to or greater than Total Amount of Subject Lien(s) - Due Diligence Vendor-07/07/2022<br>| TITLE SUPPLEMENT (1).pdf |  |  | CA | Investment | Purchase | NA | 525023 | N/A | N/A |
| XXXX | xxxxxx8952 |  |  | Closed | 2022-06-30 14:43 | 2022-07-07 21:51 | Resolved | 1 - Information<br> C<br> A | Credit | Title | Property Title Issue | Resolved-Property Title Issue Resolved - Due Diligence Vendor-07/07/2022<br>Ready for Review-Document Uploaded. - Seller-07/07/2022<br>Open-Property Title Issue Preliminary title does not disclose policy amount. Please provide title policy coverage amounts<br> Vested owner needs to be updated - Due Diligence Vendor-06/30/2022 | Ready for Review-Document Uploaded. - Seller-07/07/2022<br>| Resolved-Property Title Issue Resolved - Due Diligence Vendor-07/07/2022<br>| TITLE SUPPLEMENT (1).pdf |  |  | CA | Investment | Purchase | NA | 525024 | N/A | N/A |
| XXXX | xxxxxx9568 |  |  | Closed | 2022-06-29 22:51 | 2022-07-08 17:14 | Resolved | 1 - Information<br> C<br> A | Credit | Insurance | Hazard Insurance Effective Date is after the Note Date | XXXX | Ready for Review-Document Uploaded. We use the Disbursement Date which is 6/28/2022 - Seller-07/08/2022<br>| Resolved-Disbursement date 6/28/22 - Due Diligence Vendor-07/08/2022<br>| XXXX |  |  | CA | Investment | Purchase | NA | 524339 | N/A | N/A |
| XXXX | xxxxxx9568 |  |  | Closed | 2022-06-29 23:46 | 2022-07-08 12:05 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-07/08/2022<br>Ready for Review-Document Uploaded. - Seller-07/07/2022<br>Open-Final HUD-1 Document is Missing - Due Diligence Vendor-06/29/2022<br>Open-The Final HUD-1 Settlement Statement is missing. The document must indicate Final and must have a certified True Copy stamp and be signed/dated by the borrower(s). - Due Diligence Vendor-06/29/2022 | Ready for Review-Document Uploaded. - Seller-07/07/2022<br>| Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-07/08/2022<br>| FINAL HUD-1 SIGNED (290).pdf |  |  | CA | Investment | Purchase | NA | 524377 | N/A | N/A |
| XXXX | xxxxxx9568 |  |  | Closed | 2022-07-08 11:35 | 2022-07-08 12:05 | Resolved | 1 - Information<br> A | Compliance | Closing | Final HUD-1 Closing Date does not match Transaction Date | XXXX |  | Resolved-Final HUD-1 Closing Date matches the Notary Acknowledgement Date or Not Applicable. - Due Diligence Vendor-07/08/2022<br>|  |  |  | CA | Investment | Purchase | NA | 535557 | N/A | N/A |
| XXXX | xxxxxx9378 |  |  | Closed | 2022-06-30 12:55 | 2022-07-07 21:34 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-07/07/2022<br>Ready for Review-Document Uploaded. - Seller-07/07/2022<br>Open-Final HUD-1 Document is Missing please provide certified stamped copy of HUD-1/Settlement statement - Due Diligence Vendor-06/30/2022 | Ready for Review-Document Uploaded. - Seller-07/07/2022<br>| Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-07/07/2022<br>| FINAL HUD-1 SIGNED (289).pdf |  |  | AZ | Investment | Refinance | Cash Out - Other | 524679 | N/A | N/A |
| XXXX | xxxxxx9378 |  |  | Closed | 2022-07-07 21:33 | 2022-07-07 21:34 | Resolved | 1 - Information<br> A | Compliance | Closing | Final HUD-1 Closing Date does not match Transaction Date | XXXX |  | Resolved-Final HUD-1 Closing Date matches the Notary Acknowledgement Date or Not Applicable. - Due Diligence Vendor-07/07/2022<br>|  |  |  | AZ | Investment | Refinance | Cash Out - Other | 535274 | N/A | N/A |
| XXXX | xxxxxx9452 |  |  | Closed | 2022-06-30 15:30 | 2022-07-08 18:40 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-07/08/2022<br>Ready for Review-Document Uploaded. - Seller-07/08/2022<br>Open-Final HUD-1 Document is Missing Please provide copy of certified stamped final HUD-1 / Settlement statement - Due Diligence Vendor-06/30/2022 | Ready for Review-Document Uploaded. - Seller-07/08/2022<br>| Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-07/08/2022<br>| XXXX |  |  | CA | Investment | Refinance | Cash Out - Other | 525147 | N/A | N/A |
| XXXX | xxxxxx9725 |  |  | Closed | 2022-07-05 22:03 | 2023-01-27 19:57 | Waived | 2 - Non-Material<br> B | Credit | Eligibility | Audited HCLTV Exceeds Guideline HCLTV | XXXX |  |  |  |  | XXXX | CA | Investment | Purchase | NA | 530208 | Originator Pre-Close | Yes |
| XXXX | xxxxxx9725 |  |  | Closed | 2022-07-05 22:03 | 2023-01-27 19:54 | Waived | 2 - Non-Material<br> B | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | XXXX |  |  |  |  | XXXX | CA | Investment | Purchase | NA | 530209 | Originator Pre-Close | Yes |
| XXXX | xxxxxx9725 |  |  | Closed | 2022-07-05 22:03 | 2023-01-27 19:54 | Waived | 2 - Non-Material<br> B | Credit | Eligibility | Audited CLTV Exceeds Guideline CLTV | XXXX |  |  |  |  | XXXX | CA | Investment | Purchase | NA | 530207 | Originator Pre-Close | Yes |
| XXXX | xxxxxx9725 |  |  | Closed | 2022-07-06 16:11 | 2022-07-12 12:37 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | DTI discrepancy or failure. | XXXX | Ready for Review-Document Uploaded. - Seller-07/08/2022<br>| Resolved-DTI failure resolved with updated 1008 received. - Due Diligence Vendor-07/12/2022<br>| XXXX |  |  | CA | Investment | Purchase | NA | 531628 | N/A | N/A |
| XXXX | xxxxxx9299 |  |  | Closed | 2022-07-01 15:31 | 2022-07-08 13:08 | Resolved | 1 - Information<br> D<br> A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-Validation Resolved - Due Diligence Vendor-07/08/2022<br>Ready for Review-Document Uploaded. - Seller-07/07/2022<br>Open-No Secondary Value or Additional Review Products have been selected Enhanced Desk Review. is missing please provide - Due Diligence Vendor-07/01/2022 | Ready for Review-Document Uploaded. - Seller-07/07/2022<br>| Resolved-Validation Resolved - Due Diligence Vendor-07/08/2022<br>| DESK REVIEW (12).pdf |  |  | CA | Primary Residence | Purchase | NA | 527045 | N/A | N/A |
| XXXX | xxxxxx9299 |  |  | Closed | 2022-07-01 15:31 | 2022-07-08 13:08 | Resolved | 1 - Information<br> A | Property | Missing Doc | Second Appraisal/ Valuation is Missing Required for Securitizations | Resolved-Condition Resolved or Not Applicable. - Due Diligence Vendor-07/08/2022<br>Rescinded-No Secondary Value or Additional Review Products have been selected, which are required for securitization. Enhanced Desk Review. is missing please provide - Due Diligence Vendor-07/01/2022 |  | Resolved-Condition Resolved or Not Applicable. - Due Diligence Vendor-07/08/2022<br>Rescinded-No Secondary Value or Additional Review Products have been selected, which are required for securitization. Enhanced Desk Review. is missing please provide - Due Diligence Vendor-07/01/2022<br>|  |  |  | CA | Primary Residence | Purchase | NA | 527046 | N/A | N/A |
| XXXX | xxxxxx8877 |  |  | Closed | 2022-07-06 16:41 | 2022-07-22 23:23 | Waived | 2 - Non-Material<br> B | Credit | Eligibility | Audited HCLTV Exceeds Guideline HCLTV | XXXX |  | XXXX |  |  | XXXX | FL | Investment | Refinance | Cash Out - Other | 531731 | Originator Pre-Close | Yes |
| XXXX | xxxxxx9188 |  |  | Closed | 2022-07-06 17:50 | 2022-07-23 00:23 | Waived | 2 - Non-Material<br> B | Credit | Credit | Cash out funds exceed guideline requirement. | XXXX |  | XXXX |  |  | XXXX | CA | Investment | Refinance | Cash Out - Other | 532016 | Originator Pre-Close | Yes |
| XXXX | xxxxxx9188 |  |  | Closed | 2022-07-06 17:44 | 2022-07-14 14:46 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-07/11/2022<br>Ready for Review-Document Uploaded. - Seller-07/11/2022<br>Open-Final HUD-1 Document is Missing Please provide Final hud-1 - Due Diligence Vendor-07/06/2022 | Ready for Review-Document Uploaded. - Seller-07/11/2022<br>| Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-07/11/2022<br>| FINAL HUD-1 SIGNED (295).pdf |  |  | CA | Investment | Refinance | Cash Out - Other | 531992 | N/A | N/A |
| XXXX | xxxxxx9188 |  |  | Closed | 2022-07-11 18:01 | 2022-07-14 14:46 | Resolved | 1 - Information<br> A | Compliance | Closing | Final HUD-1 Closing Date does not match Transaction Date | XXXX | XXXX | Resolved-Final HUD-1 Closing Date matches the Notary Acknowledgement Date or Not Applicable. - Due Diligence Vendor-07/12/2022<br>|  |  |  | CA | Investment | Refinance | Cash Out - Other | 539441 | N/A | N/A |
| XXXX | xxxxxx9188 |  |  | Closed | 2022-07-06 21:00 | 2022-07-07 20:50 | Waived | 2 - Non-Material<br> B | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | XXXX |  | XXXX |  |  | XXXX | CA | Investment | Refinance | Cash Out - Other | 532846 | Originator Pre-Close | Yes |
| XXXX | xxxxxx9188 |  |  | Closed | 2022-07-06 21:00 | 2022-07-07 20:50 | Waived | 2 - Non-Material<br> B | Credit | Eligibility | Audited HCLTV Exceeds Guideline HCLTV | XXXX |  | XXXX |  |  | XXXX | CA | Investment | Refinance | Cash Out - Other | 532845 | Originator Pre-Close | Yes |
| XXXX | xxxxxx9188 |  |  | Closed | 2022-07-06 21:00 | 2022-07-07 20:49 | Waived | 2 - Non-Material<br> B | Credit | Eligibility | Audited CLTV Exceeds Guideline CLTV | XXXX |  | XXXX |  |  | XXXX | CA | Investment | Refinance | Cash Out - Other | 532844 | Originator Pre-Close | Yes |
| XXXX | xxxxxx9209 |  |  | Closed | 2022-07-06 20:17 | 2022-07-22 19:28 | Waived | 2 - Non-Material<br> B | Credit | Credit | CLTV/LTV exceeds guidelines | XXXX |  | XXXX |  |  | XXXX | CA | Primary Residence | Purchase | NA | 532702 | Originator Pre-Close | Yes |
| XXXX | xxxxxx9209 |  |  | Closed | 2022-07-06 19:30 | 2022-07-12 22:26 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Missing credit report | Resolved-Credit Report is Provided - Due Diligence Vendor-07/12/2022<br>Ready for Review-Document Uploaded. - Seller-07/12/2022<br>Open-Please provided Initial Credit report. - Due Diligence Vendor-07/06/2022<br>Open-Credit Report is Missing - Due Diligence Vendor-07/06/2022 | Ready for Review-Document Uploaded. - Seller-07/12/2022<br>| Resolved-Credit Report is Provided - Due Diligence Vendor-07/12/2022<br>| CREDIT REPORT (18).pdf |  |  | CA | Primary Residence | Purchase | NA | 532478 | N/A | N/A |
| XXXX | xxxxxx8466 |  |  | Closed | 2022-07-06 16:10 | 2022-07-12 19:35 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-07/12/2022<br>Ready for Review-Document Uploaded. - Seller-07/12/2022<br>Open-Final HUD-1 Document is Missing Please Provide it - Due Diligence Vendor-07/06/2022 | Ready for Review-Document Uploaded. - Seller-07/12/2022<br>| Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-07/12/2022<br>| XXXX |  |  | CA | Investment | Refinance | Cash Out - Other | 531627 | N/A | N/A |
| XXXX | xxxxxx9748 |  |  | Closed | 2022-07-06 17:16 | 2022-07-13 13:28 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-07/13/2022<br>Ready for Review-Document Uploaded. - Seller-07/12/2022<br>Open-Final HUD-1 Document is Missing Please provide HUD-1 Document. - Due Diligence Vendor-07/06/2022 | Ready for Review-Document Uploaded. - Seller-07/12/2022<br>| Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-07/13/2022<br>| FINAL HUD-1 SIGNED (297).pdf |  |  | CA | Investment | Purchase | NA | 531889 | N/A | N/A |
| XXXX | xxxxxx9748 |  |  | Closed | 2022-07-13 13:27 | 2022-07-13 13:28 | Resolved | 1 - Information<br> A | Compliance | Closing | Final HUD-1 Closing Date does not match Transaction Date | XXXX |  | XXXX |  |  |  | CA | Investment | Purchase | NA | 543655 | N/A | N/A |
| XXXX | xxxxxx9748 |  |  | Closed | 2022-07-06 15:16 | 2022-07-12 22:20 | Resolved | 1 - Information<br> C<br> A | Credit | Insurance | Hazard Insurance Effective Date is after the Note Date | XXXX | Ready for Review-Document Uploaded. Final HUD attached confirms 7/1 disbursement date - Seller-07/12/2022<br>| Resolved-client provided HUD - Due Diligence Vendor-07/12/2022<br>| FINAL HUD-1 SIGNED (296).pdf |  |  | CA | Investment | Purchase | NA | 531411 | N/A | N/A |
| XXXX | xxxxxx9256 |  |  | Closed | 2022-07-12 16:40 | 2022-07-13 18:09 | Resolved | 1 - Information<br> C<br> A | Credit | Assets | Asset 4 Less Than 2 Months Verified | XXXX | Ready for Review-Document Uploaded. - Seller-07/13/2022<br>| Resolved-Client provided bank statement for April - Due Diligence Vendor-07/13/2022<br>| BANK STATEMENTS (7).pdf |  |  | NC | Investment | Purchase | NA | 542086 | N/A | N/A |
| XXXX | xxxxxx9479 |  |  | Closed | 2022-07-07 19:01 | 2022-07-12 21:05 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-07/12/2022<br>Ready for Review-Document Uploaded. - Seller-07/12/2022<br>Open-Final HUD-1 Document is Missing The Final HUD-1 Settlement Statement is missing. The document must indicate Final and must have a certified True Copy stamp and be signed/dated by the borrower(s). - Due Diligence Vendor-07/07/2022 | Ready for Review-Document Uploaded. - Seller-07/12/2022<br>| Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-07/12/2022<br>| XXXX |  |  | CA | Investment | Purchase | NA | 534754 | N/A | N/A |
| XXXX | xxxxxx9243 |  |  | Closed | 2022-07-07 14:55 | 2022-07-22 19:31 | Waived | 2 - Non-Material<br> C<br> B | Credit | Closing | Gap Credit Report Within 10 Days of Closing is Expired | XXXX | Ready for Review-Document Uploaded. - Seller-07/12/2022<br>| Waived-client provided exception form Gap credit report not within 10 days of closing - Due Diligence Vendor-07/12/2022<br>| XXXX |  | XXXX | CA | Primary Residence | Refinance | Cash Out - Other | 533864 | Originator Pre-Close | Yes |
| XXXX | xxxxxx9648 |  |  | Closed | 2022-07-07 14:23 | 2022-07-13 13:39 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-07/13/2022<br>Ready for Review-Document Uploaded. - Seller-07/12/2022<br>Open-Final HUD-1 Document is Missing Please provide HUD-1 Document - Due Diligence Vendor-07/07/2022 | Ready for Review-Document Uploaded. - Seller-07/12/2022<br>| Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-07/13/2022<br>| XXXX |  |  | CA | Investment | Refinance | Cash Out - Other | 533744 | N/A | N/A |
| XXXX | xxxxxx9425 |  |  | Closed | 2022-07-07 15:14 | 2022-07-11 18:08 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable Alta statement from title company received and updated to review, resolved. - Due Diligence Vendor-07/11/2022<br>Ready for Review-Document Uploaded. - Seller-07/11/2022<br>Open-Final HUD-1 Document is Missing Final HUD-1 is missing in the file. Please Provide - Due Diligence Vendor-07/07/2022 | Ready for Review-Document Uploaded. - Seller-07/11/2022<br>| Resolved-Final HUD-1 Document is Present or Not Applicable Alta statement from title company received and updated to review, resolved. - Due Diligence Vendor-07/11/2022<br>| FINAL HUD-1 SIGNED (294).pdf |  |  | CA | Investment | Refinance | No Cash Out - Borrower Initiated | 533942 | N/A | N/A |
| XXXX | xxxxxx9434 |  |  | Closed | 2022-07-13 17:31 | 2022-07-18 12:43 | Resolved | 1 - Information<br> C<br> A | Credit | Income/Employment | Borrower 1 Paystubs Less Than 1 Month Provided | XXXX | Ready for Review-Document Uploaded. - Seller-07/15/2022<br>| Resolved-Borrower 1 Paystubs Less Than 1 Month Provided Condition Resolved Client provided 2 + months of paystubs - Due Diligence Vendor-07/18/2022<br>| PAYSTUBS BORROWER (2).pdf |  |  | CA | Primary Residence | Purchase | NA | 544402 | N/A | N/A |
| XXXX | xxxxxx9602 |  |  | Closed | 2022-07-08 15:40 | 2022-07-15 21:10 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable Settlement statement received and updated to HUD and RESPA 2010 screens. - Due Diligence Vendor-07/15/2022<br>Ready for Review-Document Uploaded. - Seller-07/15/2022<br>Open-Final HUD-1 Document is Missing The Final HUD-1 Settlement Statement is missing. The document must indicate Final and must have a certified True Copy stamp and be signed/dated by the borrower(s). - Due Diligence Vendor-07/08/2022 | Ready for Review-Document Uploaded. - Seller-07/15/2022<br>| Resolved-Final HUD-1 Document is Present or Not Applicable Settlement statement received and updated to HUD and RESPA 2010 screens. - Due Diligence Vendor-07/15/2022<br>| FINAL HUD-1 SIGNED (303).pdf |  |  | CA | Investment | Refinance | Cash Out - Other | 536310 | N/A | N/A |
| XXXX | xxxxxx9183 |  |  | Closed | 2022-07-12 21:11 | 2022-07-13 18:11 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | Lender Approval Form is Missing | Resolved-Client provided Loan Approval - Due Diligence Vendor-07/13/2022<br>Ready for Review-Document Uploaded. Document Uploaded. - Seller-07/13/2022<br>Open-please provide the lender approval form. - Due Diligence Vendor-07/12/2022 | Ready for Review-Document Uploaded. Document Uploaded. - Seller-07/13/2022<br>| Resolved-Client provided Loan Approval - Due Diligence Vendor-07/13/2022<br>| Ap.pdf<br>Ap.pdf |  |  | GA | Investment | Refinance | Cash Out - Other | 543138 | N/A | N/A |
| XXXX | xxxxxx9528 |  |  | Closed | 2022-07-11 19:24 | 2022-07-22 19:41 | Waived | 2 - Non-Material<br> B | Credit | Credit | CLTV/LTV exceeds guidelines | XXXX |  | XXXX |  |  | XXXX | TX | Primary Residence | Purchase | NA | 539950 | Originator Pre-Close | Yes |
| XXXX | xxxxxx9787 |  |  | Closed | 2022-07-12 20:09 | 2022-07-15 14:05 | Resolved | 1 - Information<br> B<br> A | Compliance | Missing Doc | Missing Initial Escrow Disclosure | Resolved-IEAD was provided and entered. Finding isresolved - Due Diligence Vendor-07/15/2022<br>Ready for Review-Document Uploaded. - Seller-07/14/2022<br>Open-Final Closing Disclosure page 429 Cr T&I are escrowed ,However on Initial Escrow Account Disclosure page 471 Cr only property taxes are escrowed Hazard Insurance is not escrowed, please provide updated initial escrow disclosure with annual premium - Due Diligence Vendor-07/12/2022 | Ready for Review-Document Uploaded. - Seller-07/14/2022<br>| Resolved-IEAD was provided and entered. Finding isresolved - Due Diligence Vendor-07/15/2022<br>| IEADS.pdf |  |  | CA | Primary Residence | Purchase | NA | 543024 | N/A | N/A |
| XXXX | xxxxxx9211 |  |  | Closed | 2022-07-12 20:06 | 2022-07-18 13:16 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-07/18/2022<br>Ready for Review-Document Uploaded. - Seller-07/15/2022<br>Open-Final HUD-1 Document is Missing in the file please provide - Due Diligence Vendor-07/12/2022 | Ready for Review-Document Uploaded. - Seller-07/15/2022<br>| Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-07/18/2022<br>| XXXX |  |  | CA | Investment | Refinance | Cash Out - Other | 543013 | N/A | N/A |
| XXXX | xxxxxx9206 |  |  | Closed | 2022-07-13 20:35 | 2022-07-19 13:28 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-07/19/2022<br>Ready for Review-Document Uploaded. - Seller-07/18/2022<br>Open-please provide certified stamped copy of final HUD-1/settlement statement - Due Diligence Vendor-07/13/2022<br>Open-Final HUD-1 Document is Missing - Due Diligence Vendor-07/13/2022 | Ready for Review-Document Uploaded. - Seller-07/18/2022<br>| Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-07/19/2022<br>| XXXX |  |  | CA | Investment | Refinance | Cash Out - Other | 545333 | N/A | N/A |
| XXXX | xxxxxx9536 |  |  | Closed | 2022-07-14 21:00 | 2022-07-18 15:38 | Resolved | 1 - Information<br> C<br> A | Credit | Doc Issue | Data Discrepancy - Tape Data is Different to Original Document Data | XXXX | Ready for Review-Document Uploaded. - Seller-07/18/2022<br>| Resolved-Final 1008 sent in - Due Diligence Vendor-07/18/2022<br>| XXXX |  |  | CA | Investment | Refinance | Cash Out - Other | 548798 | N/A | N/A |
| XXXX | xxxxxx9536 |  |  | Closed | 2022-07-14 15:23 | 2022-07-18 15:32 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-07/18/2022<br>Ready for Review-Document Uploaded. - Seller-07/18/2022<br>Open-Final HUD-1 Document is Missing The Final HUD-1 Settlement Statement is missing. The document must indicate Final and must have a certified True Copy stamp and be signed/dated by the borrower(s). - Due Diligence Vendor-07/14/2022 | Ready for Review-Document Uploaded. - Seller-07/18/2022<br>| Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-07/18/2022<br>| XXXX |  |  | CA | Investment | Refinance | Cash Out - Other | 546878 | N/A | N/A |
| XXXX | xxxxxx9035 |  |  | Closed | 2022-07-15 12:26 | 2022-07-23 00:28 | Waived | 2 - Non-Material<br> B | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Waived-Lender exception page 2 - NO PRIMARY HOUSING HISTORY - LIVING RENT FREE. \*\*Approved w/ add to rate. LOE for rent free living must come from<br> homeowner/landlord (not brw)\*\*<br> - Due Diligence Vendor-07/15/2022<br>Waived- - Due Diligence Vendor-07/15/2022 |  | XXXX |  |  | XXXX | CA | Investment | Purchase | NA | 549415 | Originator Pre-Close | Yes |
| XXXX | xxxxxx9035 |  |  | Closed | 2022-07-13 16:20 | 2022-07-18 17:55 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable Settlement statement received and added to review, resolved - Due Diligence Vendor-07/18/2022<br>Ready for Review-Document Uploaded. - Seller-07/18/2022<br>Open-Final HUD-1 Document is Missing Please provide - Due Diligence Vendor-07/13/2022 | Ready for Review-Document Uploaded. - Seller-07/18/2022<br>| Resolved-Final HUD-1 Document is Present or Not Applicable Settlement statement received and added to review, resolved - Due Diligence Vendor-07/18/2022<br>| XXXX |  |  | CA | Investment | Purchase | NA | 544162 | N/A | N/A |
| XXXX | xxxxxx9035 |  |  | Closed | 2022-07-14 19:18 | 2022-07-18 15:43 | Resolved | 1 - Information<br> C<br> A | Credit | Insurance | Hazard Insurance Coverage Amount is less than Required Coverage Amount | XXXX | Ready for Review-Document Uploaded. - Seller-07/18/2022<br>| XXXX | XXXX |  |  | CA | Investment | Purchase | NA | 548222 | N/A | N/A |
| XXXX | xxxxxx8986 |  |  | Closed | 2022-07-14 20:35 | 2022-07-19 16:10 | Resolved | 1 - Information<br> C<br> A | Credit | Income/Employment | Income/Employment General | Resolved-Client provided explanation for documentation type - Due Diligence Vendor-07/19/2022<br>Ready for Review-Document Uploaded. - Seller-07/18/2022<br>Open-The loan approval shows documentation as bank statement but the income worksheet has WVOE as source documentation type, please clarify this discrepancy if possible - Due Diligence Vendor-07/14/2022 | Ready for Review-Document Uploaded. - Seller-07/18/2022<br>| Resolved-Client provided explanation for documentation type - Due Diligence Vendor-07/19/2022<br>| XXXX |  |  | IL | Investment | Refinance | Cash Out - Other | 548649 | N/A | N/A |
| XXXX | xxxxxx8986 |  |  | Closed | 2022-07-13 20:36 | 2022-07-18 15:51 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Hazard Insurance Policy is Missing | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-07/18/2022<br>Ready for Review-Document Uploaded. - Seller-07/18/2022<br>Open-Missing Hazard Insurance Policy Hazard Document Missing In File Please Provide - Due Diligence Vendor-07/13/2022 | Ready for Review-Document Uploaded. - Seller-07/18/2022<br>| Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-07/18/2022<br>| XXXX |  |  | IL | Investment | Refinance | Cash Out - Other | 545337 | N/A | N/A |
| XXXX | xxxxxx9426 |  |  | Closed | 2022-07-13 14:26 | 2022-07-22 19:47 | Waived | 2 - Non-Material<br> C<br> B | Credit | Closing | Gap Credit Report Within 10 Days of Closing is Expired | XXXX | Ready for Review-Document Uploaded. - Seller-07/15/2022<br>| Waived-An exception letter has been provided by the lender allowing a Gap credit report older than 10 days from the closing date on this transaction. Waived. - Due Diligence Vendor-07/15/2022<br>| custom.pdf |  | XXXX | FL | Primary Residence | Purchase | NA | 543815 | Originator Pre-Close | Yes |
| XXXX | xxxxxx9426 |  |  | Closed | 2022-07-13 15:47 | 2022-07-15 21:27 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Flood Insurance Policy Missing | Resolved-Flood Insurance Policy is fully present - Due Diligence Vendor-07/15/2022<br>Ready for Review-Document Uploaded. - Seller-07/15/2022<br>Open-Missing Flood Insurance Policy Pleaser provide Flood Insurance Policy document. - Due Diligence Vendor-07/13/2022 | Ready for Review-Document Uploaded. - Seller-07/15/2022<br>| Resolved-Flood Insurance Policy is fully present - Due Diligence Vendor-07/15/2022<br>| FLOOD INSURANCE (5).pdf |  |  | FL | Primary Residence | Purchase | NA | 544077 | N/A | N/A |
| XXXX | xxxxxx8979 |  |  | Closed | 2022-07-14 21:21 | 2022-07-19 14:11 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | Hazard Insurance coverage does not include Business Interruption / Rent-Loss Coverage | Resolved-Client provided Hazard insurance rent loss coverage<br> - Due Diligence Vendor-07/19/2022<br>Ready for Review-Document Uploaded. - Seller-07/18/2022<br>Ready for Review-Document Uploaded. - Seller-07/15/2022<br>Open-Please provide Hazard insurance document showing rent loss. - Due Diligence Vendor-07/14/2022 | Ready for Review-Document Uploaded. - Seller-07/18/2022<br>Ready for Review-Document Uploaded. - Seller-07/15/2022<br>| Resolved-Client provided Hazard insurance rent loss coverage<br> - Due Diligence Vendor-07/19/2022<br>| XXXX |  |  | VA | Investment | Purchase | NA | 548872 | N/A | N/A |
| XXXX | xxxxxx9238 |  |  | Closed | 2022-07-15 20:28 | 2022-08-01 22:47 | Waived | 2 - Non-Material<br> B | Credit | Assets Insufficient | Assets are not sufficient to close | XXXX |  | XXXX |  |  | XXXX | CO | Primary Residence | Purchase | NA | 551946 | Originator Pre-Close | Yes |
| XXXX | xxxxxx9238 |  |  | Closed | 2022-07-14 19:20 | 2022-07-21 19:26 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Evidence of Property Tax Missing | XXXX | Ready for Review-Document Uploaded. - Seller-07/21/2022<br>| Resolved-Evidence of Property Tax is present - Due Diligence Vendor-07/21/2022<br>| XXXX |  |  | CO | Primary Residence | Purchase | NA | 548241 | N/A | N/A |
| XXXX | xxxxxx8998 |  |  | Closed | 2022-07-25 22:09 | 2022-08-01 17:19 | Waived | 2 - Non-Material<br> B | Credit | Credit | CLTV/LTV exceeds guidelines | XXXX |  | XXXX |  |  | XXXX | TX | Investment | Purchase | NA | 569751 | Originator Pre-Close | Yes |
| XXXX | xxxxxx8998 |  |  | Closed | 2022-07-22 17:17 | 2022-07-26 17:32 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | Hazard Insurance coverage does not include Business Interruption / Rent-Loss Coverage | Resolved-Rent loss was provided and entered. - Due Diligence Vendor-07/26/2022<br>Ready for Review-Document Uploaded. - Seller-07/26/2022<br>Open-please provide evidence of rent loss. - Due Diligence Vendor-07/22/2022 | Ready for Review-Document Uploaded. - Seller-07/26/2022<br>| Resolved-Rent loss was provided and entered. - Due Diligence Vendor-07/26/2022<br>| XXXX |  |  | TX | Investment | Purchase | NA | 566054 | N/A | N/A |
| XXXX | xxxxxx8998 |  |  | Closed | 2022-07-22 15:23 | 2022-07-26 17:30 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Hazard Insurance Policy is Missing | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-07/26/2022<br>Ready for Review-Document Uploaded. - Seller-07/26/2022<br>Open-Missing Hazard Insurance Policy - Due Diligence Vendor-07/22/2022 | Ready for Review-Document Uploaded. - Seller-07/26/2022<br>| Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-07/26/2022<br>| XXXX |  |  | TX | Investment | Purchase | NA | 565623 | N/A | N/A |
| XXXX | xxxxxx9038 |  |  | Closed | 2022-07-15 14:01 | 2022-07-19 13:03 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-07/19/2022<br>Ready for Review-Document Uploaded. - Seller-07/18/2022<br>Open-Final HUD-1 Document is Missing Please provide certified stamped copy of final HUD-1/settlement statement - Due Diligence Vendor-07/15/2022 | Ready for Review-Document Uploaded. - Seller-07/18/2022<br>| Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-07/19/2022<br>| XXXX |  |  | CA | Investment | Refinance | Cash Out - Other | 549820 | N/A | N/A |
| XXXX | xxxxxx9416 |  |  | Closed | 2022-07-18 17:41 | 2022-07-23 00:40 | Waived | 2 - Non-Material<br> B | Credit | Credit Worthiness | Mortgage history for primary residence less than 12 months | XXXX |  | XXXX | custom.pdf |  | XXXX | CA | Investment | Refinance | Cash Out - Other | 554591 | Originator Post-Close | Yes |
| XXXX | xxxxxx9776 |  |  | Closed | 2022-07-15 15:35 | 2022-08-01 22:53 | Waived | 2 - Non-Material<br> D<br> B | Credit | Missing Doc | Missing Gap Credit Report | Waived-Exception provided from originator - Due Diligence Vendor-08/01/2022<br>Waived-Client provided exception form - Due Diligence Vendor-07/20/2022<br>Ready for Review-Document Uploaded. - Seller-07/20/2022<br>Open-Gap Credit Report is Missing Please Provide Updated Gap report with in 10days to Nate Date - Due Diligence Vendor-07/15/2022 | Ready for Review-Document Uploaded. - Seller-07/20/2022<br>| Waived-Exception provided from originator - Due Diligence Vendor-08/01/2022<br>Waived-Client provided exception form - Due Diligence Vendor-07/20/2022<br>| XXXX |  | XXXX | FL | Primary Residence | Purchase | NA | 550341 | Originator Post-Close | Yes |
| XXXX | xxxxxx9322 |  |  | Closed | 2022-07-15 14:29 | 2022-07-26 20:27 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Citizenship Documentation Not Provided | Resolved-Borrower 1 Citizenship Documentation Provided or Not Required - Due Diligence Vendor-07/21/2022<br>Ready for Review-Document Uploaded. - Seller-07/20/2022<br>Open-Borrower 1 Citizenship Documentation Is Missing Citizenship Documentation Not Provided Please Provide - Due Diligence Vendor-07/15/2022 | Ready for Review-Document Uploaded. - Seller-07/20/2022<br>| Resolved-Borrower 1 Citizenship Documentation Provided or Not Required - Due Diligence Vendor-07/21/2022<br>| XXXX |  |  | CA | Investment | Refinance | No Cash Out - Borrower Initiated | 549964 | N/A | N/A |
| XXXX | xxxxxx9322 |  |  | Closed | 2022-07-15 17:43 | 2022-07-26 20:20 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-07/20/2022<br>Ready for Review-Document Uploaded. - Seller-07/19/2022<br>Open-Final HUD-1 Document is Missing Please Provide Document - Due Diligence Vendor-07/15/2022 | Ready for Review-Document Uploaded. - Seller-07/19/2022<br>| Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-07/20/2022<br>| FINAL HUD-1 SIGNED (304).pdf |  |  | CA | Investment | Refinance | No Cash Out - Borrower Initiated | 550966 | N/A | N/A |
| XXXX | xxxxxx9003 |  |  | Closed | 2022-07-15 14:48 | 2022-08-01 14:02 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Citizenship Documentation Not Provided | Resolved-Borrower 1 Citizenship Documentation Provided or Not Required - Due Diligence Vendor-07/19/2022<br>Ready for Review-Document Uploaded. - Seller-07/19/2022<br>Open-Borrower 1 Citizenship Documentation Is Missing Please provide - Due Diligence Vendor-07/15/2022 | Ready for Review-Document Uploaded. - Seller-07/19/2022<br>| Resolved-Borrower 1 Citizenship Documentation Provided or Not Required - Due Diligence Vendor-07/19/2022<br>| XXXX |  |  | NJ | Investment | Purchase | NA | 550074 | N/A | N/A |
| XXXX | xxxxxx9003 |  |  | Closed | 2022-07-18 18:35 | 2022-08-01 14:02 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | The Final 1003 is Incomplete | Resolved-The Final 1003 is Present - Due Diligence Vendor-07/19/2022<br>Open-Final 1003 does not document gift funds. Please Provide updated 1003 With gift Funds - Due Diligence Vendor-07/18/2022 |  | Resolved-The Final 1003 is Present - Due Diligence Vendor-07/19/2022<br>|  |  |  | NJ | Investment | Purchase | NA | 554889 | N/A | N/A |
| XXXX | xxxxxx9003 |  |  | Closed | 2022-07-18 18:34 | 2022-07-25 18:35 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Missing Flood Insurance Policy | XXXX | Ready for Review-Document Uploaded. Document Uploaded. Document Uploaded. - Seller-07/25/2022<br>Ready for Review-Document Uploaded. - Seller-07/20/2022<br>Ready for Review-Document Uploaded. - Seller-07/19/2022<br>| Resolved-Received updated 1003 with supplemental insurance removed as well as 1008. !008 is in line with the pitia. - Due Diligence Vendor-07/25/2022<br>| XXXX |  |  | NJ | Investment | Purchase | NA | 554882 | N/A | N/A |
| XXXX | xxxxxx9003 |  |  | Closed | 2022-07-18 18:30 | 2022-07-25 12:20 | Resolved | 1 - Information<br> C<br> A | Credit | Doc Issue | Missing asset documentation (ATR) | XXXX | Ready for Review-Document Uploaded. - Seller-07/22/2022<br>| Resolved-Gift funds not showing on updated 1003 or 1008. removed gift funds from asset tab. - Due Diligence Vendor-07/25/2022<br>| XXXX |  |  | NJ | Investment | Purchase | NA | 554845 | N/A | N/A |
| XXXX | xxxxxx9760 |  |  | Closed | 2022-07-27 15:00 | 2022-07-28 12:41 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | DSCR unknown | XXXX | Ready for Review-1295 mo market rent/1229.07 mo PITI = 1.05 DSCR ratio - Seller-07/27/2022<br>| Resolved-DSCR ratio received - Due Diligence Vendor-07/28/2022<br>|  |  |  | TX | Investment | Purchase | NA | 573138 | N/A | N/A |
| XXXX | xxxxxx9760 |  |  | Closed | 2022-07-27 13:41 | 2022-07-28 12:37 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | 1008 Document is Missing | XXXX | Ready for Review-Document Uploaded. - Seller-07/27/2022<br>| Resolved-The 1008 document is present in the loan file. - Due Diligence Vendor-07/28/2022<br>| transmittal_19_pdf (99).pdf |  |  | TX | Investment | Purchase | NA | 572847 | N/A | N/A |
| XXXX | xxxxxx9760 |  |  | Closed | 2022-07-27 13:44 | 2022-07-28 12:31 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | Lender Approval Form is Missing | Resolved-Lender approval received - Due Diligence Vendor-07/28/2022<br>Ready for Review-Document Uploaded. It's a I? with 5 yr prepay not 5 Yr I/O - Seller-07/27/2022<br>Open-Lender approval documents stipulates a 5 year I/O loan, but the Note reflects a 10 years I/O. please provide an updated approval with the correct loan term - Due Diligence Vendor-07/27/2022 | XXXX | Resolved-Lender approval received - Due Diligence Vendor-07/28/2022<br>| Ap.pdf |  |  | TX | Investment | Purchase | NA | 572851 | N/A | N/A |
| XXXX | xxxxxx9412 |  |  | Closed | 2022-07-19 13:19 | 2022-07-25 19:05 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | DSCR unknown | Resolved-DSCR ratio of 0.68 in true data matches tape data of 0.68 - Due Diligence Vendor-07/25/2022<br>Ready for Review-Document Uploaded. - Seller-07/25/2022<br>Ready for Review-Document Uploaded. - Seller-07/25/2022<br>Open-We have supplemental income in 1008 and Final 1003 but Flood certificate indicating there is no property in flood Zone due to the reason getting some variance in DSCR ratio. Hence, could you please provide updated Flood Certificate or else Provide me the Supplemental Insurance documentation. Tanks! - Due Diligence Vendor-07/19/2022 | Ready for Review-Document Uploaded. - Seller-07/25/2022<br>Ready for Review-Document Uploaded. - Seller-07/25/2022<br>| XXXX | XXXX |  |  | TX | Investment | Purchase | NA | 556343 | N/A | N/A |
| XXXX | xxxxxx9412 |  |  | Closed | 2022-07-18 15:17 | 2022-07-25 16:39 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Asset 3 Missing | XXXX | Ready for Review-Document Uploaded. - Seller-07/22/2022<br>| Resolved-Asset page has been updated. - Due Diligence Vendor-07/25/2022<br>| MISC ASSETS (7).pdf |  |  | TX | Investment | Purchase | NA | 553878 | N/A | N/A |
| XXXX | xxxxxx9708 |  |  | Closed | 2022-07-18 16:53 | 2022-07-29 13:06 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-07/29/2022<br>Ready for Review-Document Uploaded. - Seller-07/28/2022<br>Open-Final HUD-1 Document is Missing Please Provide - Due Diligence Vendor-07/18/2022 | Ready for Review-Document Uploaded. - Seller-07/28/2022<br>| Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-07/29/2022<br>| XXXX |  |  | CA | Investment | Purchase | NA | 554388 | N/A | N/A |
| XXXX | xxxxxx9287 |  |  | Closed | 2022-07-18 13:54 | 2022-07-21 18:30 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-07/21/2022<br>Ready for Review-Document Uploaded. - Seller-07/20/2022<br>Open-Final HUD-1 Document is Missing in The File Please Provide. Thanks - Due Diligence Vendor-07/18/2022 | Ready for Review-Document Uploaded. - Seller-07/20/2022<br>| Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-07/21/2022<br>| XXXX |  |  | CA | Investment | Purchase | NA | 553421 | N/A | N/A |
| XXXX | xxxxxx8726 |  |  | Closed | 2022-07-18 18:46 | 2022-07-27 12:13 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | Assets not properly documented/insufficient | XXXX | XXXX | Resolved-Bridge loan documentation received. - Due Diligence Vendor-07/27/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | 554980 | N/A | N/A |
| XXXX | xxxxxx8726 |  |  | Closed | 2022-07-18 18:42 | 2022-07-26 18:56 | Resolved | 1 - Information<br> C<br> A | Property | Appraisal | 1004D Completion Report is not on an as-is basis | Resolved-Updated appraisal received with subject to removed - Due Diligence Vendor-07/26/2022<br>Ready for Review-Document Uploaded. - Seller-07/25/2022<br>Open-1004D document is missing Please provide. Appraisal states repairs are needed to be completed. Water heater is not strapped. Need the completion report. - Due Diligence Vendor-07/18/2022 | Ready for Review-Document Uploaded. - Seller-07/25/2022<br>| Resolved-Updated appraisal received with subject to removed - Due Diligence Vendor-07/26/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | 554961 | N/A | N/A |
| XXXX | xxxxxx8726 |  |  | Closed | 2022-07-18 19:37 | 2022-07-25 17:59 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | DTI discrepancy or failure. | XXXX | Ready for Review-Document Uploaded. Private party note attached - Seller-07/25/2022<br>| Resolved-Updated credit screen with the installment debt and made comment ion the note section. Back end DTI is now in line. Reviewed the diligence screen to verify the back end DTI is in line. - Due Diligence Vendor-07/25/2022<br>| MISC ASSETS (8).pdf |  |  | CA | Primary Residence | Purchase | NA | 555265 | N/A | N/A |
| XXXX | xxxxxx9792 |  |  | Closed | 2022-07-20 20:15 | 2022-07-25 19:09 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | Lender Approval Form is Missing | Resolved-Received lender approval form - Due Diligence Vendor-07/25/2022<br>Ready for Review-Document Uploaded. - Seller-07/25/2022<br>Open-please provide approval form - Due Diligence Vendor-07/20/2022 | Ready for Review-Document Uploaded. - Seller-07/25/2022<br>| Resolved-Received lender approval form - Due Diligence Vendor-07/25/2022<br>| Ap.pdf |  |  | CA | Primary Residence | Purchase | NA | 561432 | N/A | N/A |
| XXXX | xxxxxx9792 |  |  | Closed | 2022-07-20 19:20 | 2022-07-25 19:08 | Resolved | 1 - Information<br> C<br> A | Credit | Insurance | Hazard Insurance Effective Date is after the Note Date | XXXX | XXXX | Resolved-Final CD confirms disbursement date 7-15-2022 - Due Diligence Vendor-07/25/2022<br>| FINAL HUD-1 SIGNED (306).pdf |  |  | CA | Primary Residence | Purchase | NA | 561174 | N/A | N/A |
| XXXX | xxxxxx9669 |  |  | Closed | 2022-07-21 20:23 | 2022-08-01 13:24 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-07/26/2022<br>Ready for Review-Document Uploaded. - Seller-07/26/2022<br>Open-Final HUD-1 Document is Missing The Final HUD-1 Settlement Statement is missing. The document must indicate Final and must have a certified True Copy stamp and be signed/dated by the borrower(s). - Due Diligence Vendor-07/21/2022 | Ready for Review-Document Uploaded. - Seller-07/26/2022<br>| Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-07/26/2022<br>| XXXX |  |  | CA | Investment | Refinance | No Cash Out - Borrower Initiated | 564212 | N/A | N/A |
| XXXX | xxxxxx9670 |  |  | Closed | 2022-07-22 11:58 | 2022-07-26 18:03 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-07/26/2022<br>Ready for Review-Document Uploaded. - Seller-07/26/2022<br>Open-Final HUD-1 Document is Missing Please provided final HUD certified stamped - Due Diligence Vendor-07/22/2022 | Ready for Review-Document Uploaded. - Seller-07/26/2022<br>| Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-07/26/2022<br>| XXXX |  |  | CA | Investment | Refinance | Cash Out - Other | 564962 | N/A | N/A |
| XXXX | xxxxxx9588 |  |  | Closed | 2022-07-21 15:32 | 2022-08-01 22:57 | Waived | 2 - Non-Material<br> B | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | XXXX |  | XXXX | BANK STATEMENTS (10).pdf |  | XXXX | CA | Investment | Refinance | No Cash Out - Borrower Initiated | 563070 | Originator Pre-Close | Yes |
| XXXX | xxxxxx9588 |  |  | Closed | 2022-07-21 16:42 | 2022-07-26 16:14 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-07/26/2022<br>Ready for Review-Document Uploaded. - Seller-07/26/2022<br>Open-Final HUD-1 Document is Missing Final HUD 1 disclosure is missing in loan package please provide - Due Diligence Vendor-07/21/2022 | Ready for Review-Document Uploaded. - Seller-07/26/2022<br>| Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-07/26/2022<br>| XXXX |  |  | CA | Investment | Refinance | No Cash Out - Borrower Initiated | 563332 | N/A | N/A |
| XXXX | xxxxxx9951 |  |  | Closed | 2022-07-21 15:17 | 2022-07-28 16:38 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-07/28/2022<br>Ready for Review-Document Uploaded. - Seller-07/27/2022<br>Open-Final HUD-1 Document is Missing Please Provide - Due Diligence Vendor-07/21/2022 | Ready for Review-Document Uploaded. - Seller-07/27/2022<br>| Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-07/28/2022<br>| XXXX |  |  | CA | Investment | Purchase | NA | 563010 | N/A | N/A |
| XXXX | xxxxxx9367 |  |  | Closed | 2022-07-27 21:08 | 2022-07-29 12:17 | Resolved | 1 - Information<br> B<br> A | Credit | Doc Issue | Occupancy Certification is Incomplete | Resolved- - Due Diligence Vendor-07/29/2022<br>Ready for Review-Document Uploaded. - Seller-07/28/2022<br>Open-For the occupancy status affidavit only page 1 of three was received. Please send over. Thank you<br>- Due Diligence Vendor-07/27/2022 | Ready for Review-Document Uploaded. - Seller-07/28/2022<br>|  | XXXX |  |  | FL | Investment | Purchase | NA | 574381 | N/A | N/A |
| XXXX | xxxxxx9367 |  |  | Closed | 2022-07-27 20:48 | 2022-07-29 12:15 | Resolved | 1 - Information<br> C<br> A | Credit | Assets | Large Deposit Not Verified. | Resolved-Updated gift funds on the asset screen. - Due Diligence Vendor-07/29/2022<br>Ready for Review-Document Uploaded. - Seller-07/28/2022<br>Open-need deposit slip for the gift funds being wired to title company or wire confirmtion for the gift funds. - Due Diligence Vendor-07/27/2022 | Ready for Review-Document Uploaded. - Seller-07/28/2022<br>| Resolved-Updated gift funds on the asset screen. - Due Diligence Vendor-07/29/2022<br>| XXXX |  |  | FL | Investment | Purchase | NA | 574335 | N/A | N/A |
| XXXX | xxxxxx9625 |  |  | Closed | 2022-07-21 16:03 | 2022-07-29 14:04 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-07/29/2022<br>Ready for Review-Document Uploaded. - Seller-07/28/2022<br>Open-Final HUD-1 Document is Missing Please provide Final HUD-1 Document. - Due Diligence Vendor-07/21/2022 | Ready for Review-Document Uploaded. - Seller-07/28/2022<br>| Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-07/29/2022<br>| XXXX |  |  | CA | Investment | Refinance | Cash Out - Other | 563182 | N/A | N/A |
| XXXX | xxxxxx9746 |  |  | Closed | 2022-07-21 20:10 | 2022-08-01 17:07 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-07/26/2022<br>Ready for Review-Document Uploaded. - Seller-07/26/2022<br>Open-Final HUD-1 Document is Missing Final HUD-1 Document Borrower Sign Missing Please Provide Updated Final Document - Due Diligence Vendor-07/21/2022 | Ready for Review-Document Uploaded. - Seller-07/26/2022<br>| Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-07/26/2022<br>| XXXX |  |  | VA | Investment | Refinance | Cash Out - Other | 564136 | N/A | N/A |
| XXXX | xxxxxx9341 |  |  | Closed | 2022-07-21 19:59 | 2022-09-30 12:59 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Borrower 1 CPA Letter Missing | Resolved-Borrower 1 CPA Letter Provided - Due Diligence Vendor-07/26/2022<br>Ready for Review-Borrower 2 is a teacher and is paid with check and W2's. Transcripts and Business Narratives were included in credit pkg - Seller-07/26/2022<br>Open-Borrower 1 CPA Letter Missing Please provide CPA Letter for both the borrowers. - Due Diligence Vendor-07/21/2022 | XXXX | Resolved-Borrower 1 CPA Letter Provided - Due Diligence Vendor-07/26/2022<br>|  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | 564100 | N/A | N/A |
| XXXX | xxxxxx9341 |  |  | Closed | 2022-07-21 19:59 | 2022-09-30 12:59 | Resolved | 1 - Information<br> A | Credit | Missing Doc | Borrower 2 CPA Letter Missing | Resolved-Borrower 2 CPA Letter Provided or Not Applicable (Number of Borrowers equals 2) - Due Diligence Vendor-07/26/2022<br>Rescinded-Borrower 2 CPA Letter Missing Already one finding is open for the same. Hence, Rescinded. - Due Diligence Vendor-07/21/2022 |  | XXXX |  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | 564101 | N/A | N/A |
| XXXX | xxxxxx9341 |  |  | Closed | 2022-07-25 18:44 | 2022-07-26 16:06 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Citizenship Documentation Not Provided | Resolved-Borrower 1 Citizenship Documentation Provided or Not Required - Due Diligence Vendor-07/26/2022<br>Ready for Review-Document Uploaded. Per the FINAL 1003 both borrowers are US Citizens - Seller-07/26/2022<br>Open-Borrower 1 Citizenship Documentation Is Missing Borrower 1 Citizenship Photo Id missing , Please provide - Due Diligence Vendor-07/25/2022 | Ready for Review-Document Uploaded. Per the FINAL 1003 both borrowers are US Citizens - Seller-07/26/2022<br>| Resolved-Borrower 1 Citizenship Documentation Provided or Not Required - Due Diligence Vendor-07/26/2022<br>| XXXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | 568995 | N/A | N/A |
| XXXX | xxxxxx9341 |  |  | Closed | 2022-07-25 18:44 | 2022-07-26 16:06 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Borrower 2 Citizenship Documentation Not Provided | Resolved-Borrower 2 Citizenship Documentation Provided or Not Required - Due Diligence Vendor-07/26/2022<br>Ready for Review-Document Uploaded. Per Final 1003 both borrowers are US Citizens - Seller-07/26/2022<br>Open-Borrower 2 Citizenship Documentation Is Missing Borrower 2 Citizenship Photo Id missing , Please provide - Due Diligence Vendor-07/25/2022 | Ready for Review-Document Uploaded. Per Final 1003 both borrowers are US Citizens - Seller-07/26/2022<br>| Resolved-Borrower 2 Citizenship Documentation Provided or Not Required - Due Diligence Vendor-07/26/2022<br>| XXXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | 568996 | N/A | N/A |
| XXXX | xxxxxx9572 |  |  | Closed | 2022-07-29 18:47 | 2022-08-01 17:32 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-08/01/2022<br>Ready for Review-Document Uploaded. - Seller-08/01/2022<br>Open-Final certified True copy of final HUD-1 with stamped is missing in the file, Please Provide - Due Diligence Vendor-07/29/2022 | Ready for Review-Document Uploaded. - Seller-08/01/2022<br>| Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-08/01/2022<br>| XXXX |  |  | AR | Investment | Purchase | NA | 577324 | N/A | N/A |
| XXXX | xxxxxx9737 |  |  | Closed | 2022-07-27 17:35 | 2022-07-29 14:14 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-07/29/2022<br>Ready for Review-Document Uploaded. - Seller-07/28/2022<br>Open-Need HUD Stamped final certified and be signed/dated by the borrower(s) and closing agent. - Due Diligence Vendor-07/27/2022 | Ready for Review-Document Uploaded. - Seller-07/28/2022<br>| Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-07/29/2022<br>| XXXX |  |  | FL | Investment | Refinance | Cash Out - Other | 573716 | N/A | N/A |
| XXXX | xxxxxx9937 |  |  | Closed | 2022-07-26 13:27 | 2022-07-29 12:39 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Citizenship Documentation Not Provided | Resolved-CIP received - Due Diligence Vendor-07/29/2022<br>Ready for Review-Document Uploaded. - Seller-07/28/2022<br>Open-Borrower 1 Residency ID Proof is missing. Please Provide - Due Diligence Vendor-07/26/2022 | Ready for Review-Document Uploaded. - Seller-07/28/2022<br>| Resolved-CIP received - Due Diligence Vendor-07/29/2022<br>| XXXX |  |  | NV | Investment | Purchase | NA | 570308 | N/A | N/A |
| XXXX | xxxxxx9540 |  |  | Closed | 2022-07-27 18:24 | 2022-07-28 15:39 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Citizenship Documentation Not Provided | XXXX | XXXX | Resolved-Borrower 1 Citizenship Documentation Provided or Not Required - Due Diligence Vendor-07/28/2022<br>| CIP FORM (1).pdf |  |  | NC | Investment | Purchase | NA | 573911 | N/A | N/A |
| XXXX | xxxxxx9649 |  |  | Closed | 2022-07-25 14:58 | 2022-08-01 17:03 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-07/29/2022<br>Ready for Review-Document Uploaded. - Seller-07/28/2022<br>Open-Final HUD-1 Document is Missing In The file Please Provide - Due Diligence Vendor-07/25/2022 | Ready for Review-Document Uploaded. - Seller-07/28/2022<br>| Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-07/29/2022<br>| XXXX |  |  | CA | Investment | Refinance | Cash Out - Other | 568085 | N/A | N/A |
| XXXX | xxxxxx8732 |  |  | Closed | 2022-07-26 17:51 | 2022-08-01 19:10 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | Appraisal deficiency. | Resolved-Updated Received Cost approach. - Due Diligence Vendor-08/01/2022<br>Ready for Review-Document Uploaded. - Due Diligence Vendor-08/01/2022<br>Ready for Review-Document Uploaded. - Seller-08/01/2022<br>Open-page 231 on appraisal Cost Approach section Total Estimate of Cost-New is not provided please provide updated appraisal estimated with Estimate of Cost-New amount - Due Diligence Vendor-07/26/2022 | Ready for Review-Document Uploaded. - Seller-08/01/2022<br>| Resolved-Updated Received Cost approach. - Due Diligence Vendor-08/01/2022<br>| XXXX |  |  | PA | Primary Residence | Refinance | Cash Out - Other | 571442 | N/A | N/A |
| XXXX | xxxxxx8732 |  |  | Closed | 2022-07-27 16:48 | 2022-07-28 22:59 | Resolved | 1 - Information<br> B<br> A | Credit | Doc Issue | USA Patriot Act Disclosure-Borrower Identification is Missing | Resolved-CIP Form provided - Due Diligence Vendor-07/28/2022<br>Ready for Review-Document Uploaded. We use the CIP form attached and do not include the Driver's License in the credit pkg - Seller-07/28/2022<br>Open-Missing copy of borrower's drivers license please provide. Thank you - Due Diligence Vendor-07/27/2022 | XXXX | Resolved-CIP Form provided - Due Diligence Vendor-07/28/2022<br>| XXXX |  |  | PA | Primary Residence | Refinance | Cash Out - Other | 573517 | N/A | N/A |
| XXXX | xxxxxx8675 |  |  | Closed | 2022-07-25 18:56 | 2022-07-29 15:19 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-07/28/2022<br>Ready for Review-Document Uploaded. - Seller-07/27/2022<br>Open-Final HUD-1 Document is Missing - Due Diligence Vendor-07/25/2022 | Ready for Review-Document Uploaded. - Seller-07/27/2022<br>| Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-07/28/2022<br>| FINAL HUD-1 SIGNED (307).pdf |  |  | CA | Investment | Refinance | Cash Out - Other | 569064 | N/A | N/A |
| XXXX | xxxxxx9525 |  |  | Closed | 2022-07-25 20:27 | 2022-08-01 16:00 | Resolved | 1 - Information<br> B<br> A | Credit | Doc Issue | Transmittal (1008) is Missing | Resolved-Loan program and DSCR is on the 1008. - Due Diligence Vendor-08/01/2022<br>Ready for Review-Document Uploaded. - Seller-07/30/2022<br>Open-Loan approval is missing in loan package please provide Approval document. - Due Diligence Vendor-07/25/2022 | Ready for Review-Document Uploaded. - Seller-07/30/2022<br>| Resolved-Loan program and DSCR is on the 1008. - Due Diligence Vendor-08/01/2022<br>| transmittal_19_pdf (100).pdf |  |  | CA | Investment | Purchase | NA | 569415 | N/A | N/A |
| XXXX | xxxxxx9251 |  |  | Closed | 2022-07-25 18:33 | 2022-08-01 22:28 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-07/28/2022<br>Ready for Review-Document Uploaded. - Seller-07/27/2022<br>Open-Final HUD-1 Document is Missing in the File Please Provide - Due Diligence Vendor-07/25/2022 | Ready for Review-Document Uploaded. - Seller-07/27/2022<br>| Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-07/28/2022<br>| FINAL HUD-1 SIGNED (308).pdf |  |  | CA | Investment | Refinance | No Cash Out - Borrower Initiated | 568977 | N/A | N/A |
| XXXX | xxxxxx9251 |  |  | Closed | 2022-07-27 17:28 | 2022-07-29 13:31 | Resolved | 1 - Information<br> C<br> A | Property | Appraisal | Missing Core Valuation Product | Resolved-Updated is already in property tab - Due Diligence Vendor-07/29/2022<br>Ready for Review-Document Uploaded. - Seller-07/27/2022<br>Open-None of the Valuation entries contain core valuation types. - Due Diligence Vendor-07/27/2022 | Ready for Review-Document Uploaded. - Seller-07/27/2022<br>| Resolved-Updated is already in property tab - Due Diligence Vendor-07/29/2022<br>| DESK REVIEW (13).pdf |  |  | CA | Investment | Refinance | No Cash Out - Borrower Initiated | 573677 | N/A | N/A |
| XXXX | xxxxxx9251 |  |  | Closed | 2022-07-26 07:57 | 2022-07-29 12:46 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | Hazard insurance coverage amount is insufficient. | Resolved-Insurance policy received - Due Diligence Vendor-07/29/2022<br>Ready for Review-Document Uploaded. - Seller-07/28/2022<br>Open-Insufficient Premium and Dwelling amount please provide updated documentation for Hazard Insurance. Thanks! - Due Diligence Vendor-07/26/2022 | Ready for Review-Document Uploaded. - Seller-07/28/2022<br>| Resolved-Insurance policy received - Due Diligence Vendor-07/29/2022<br>| XXXX |  |  | CA | Investment | Refinance | No Cash Out - Borrower Initiated | 569974 | N/A | N/A |
| XXXX | xxxxxx9863 |  |  | Closed | 2022-08-11 01:24 | 2022-09-01 19:37 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-08/23/2022<br>Ready for Review-Document Uploaded. - Seller-08/19/2022<br>Open-Final HUD-1 Document is Missing. Please provide - Due Diligence Vendor-08/11/2022 | Ready for Review-Document Uploaded. - Seller-08/19/2022<br>| Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-08/23/2022<br>| XXXX |  |  | CA | Investment | Refinance | Cash Out - Other | 596282 | N/A | N/A |
| XXXX | xxxxxx9918 |  |  | Closed | 2022-08-18 22:16 | 2022-08-25 15:05 | Waived | 2 - Non-Material<br> B | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | XXXX |  | XXXX |  |  | XXXX | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 611512 | Originator Pre-Close | Yes |
| XXXX | xxxxxx0445 |  |  | Closed | 2022-08-22 18:24 | 2022-08-24 18:15 | Resolved | 1 - Information<br> C<br> A | Credit | Insurance | Hazard Insurance Effective Date is after the Note Date | XXXX | Ready for Review-Document Uploaded. Insurance with effective date of 8/12 attached - Seller-08/24/2022<br>| XXXX | HAZARD INSURANCE (48).pdf |  |  | MS | Primary Residence | Purchase | NA | 615417 | N/A | N/A |
| XXXX | xxxxxx9430 |  |  | Closed | 2022-08-19 20:51 | 2022-08-25 15:09 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | Missing purchase contract and/or addendums. | Resolved-Updated the property screen with the purchase contract. - Due Diligence Vendor-08/25/2022<br>Ready for Review-Document Uploaded. - Seller-08/24/2022<br>Open-Purchase contract on file however it is not for the subject property. Please provide Purchase contract for subject property. Thanks - Due Diligence Vendor-08/19/2022 | Ready for Review-Document Uploaded. - Seller-08/24/2022<br>| Resolved-Updated the property screen with the purchase contract. - Due Diligence Vendor-08/25/2022<br>| PURCHASE CONTRACT (7).pdf |  |  | ID | Investment | Purchase | NA | 613580 | N/A | N/A |
| XXXX | xxxxxx9430 |  |  | Closed | 2022-08-23 18:23 | 2022-08-24 18:09 | Resolved | 1 - Information<br> B<br> A | Credit | Doc Issue | Transmittal (1008) is Missing | XXXX | Ready for Review-Document Uploaded. - Seller-08/24/2022<br>| XXXX | XXXX |  |  | ID | Investment | Purchase | NA | 617864 | N/A | N/A |
| XXXX | xxxxxx9430 |  |  | Closed | 2022-08-19 18:16 | 2022-08-24 18:09 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | DSCR unknown | XXXX | XXXX | XXXX | XXXX |  |  | ID | Investment | Purchase | NA | 613016 | N/A | N/A |
| XXXX | xxxxxx9430 |  |  | Closed | 2022-08-19 20:54 | 2022-08-23 18:29 | Waived | 2 - Non-Material<br> B | Credit | Credit | Property Type does not meet eligibility requirement(s) | XXXX |  | XXXX |  |  | XXXX | ID | Investment | Purchase | NA | 613588 | Originator Pre-Close | Yes |
| XXXX | xxxxxx0407 |  |  | Closed | 2022-08-22 21:15 | 2022-09-01 18:18 | Resolved | 1 - Information<br> C<br> A | Compliance | Right to Rescind | TILA Right of Rescission Test | XXXX | XXXX | Resolved-Updated with PCCD provided. Finding resolved. - Due Diligence Vendor-09/01/2022<br>| XXXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | 616200 | N/A | N/A |
| XXXX | xxxxxx0559 |  |  | Closed | 2022-08-22 20:35 | 2022-09-06 13:26 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | Lender Approval Form is Missing | Resolved-Loan approval provided. Finding resolved. - Due Diligence Vendor-09/06/2022<br>Ready for Review-Document Uploaded. - Seller-09/02/2022<br>Open-Lender Approval document is missing please provide. Thanks! - Due Diligence Vendor-08/22/2022 | Ready for Review-Document Uploaded. - Seller-09/02/2022<br>| Resolved-Loan approval provided. Finding resolved. - Due Diligence Vendor-09/06/2022<br>| XXXX |  |  | CA | Investment | Refinance | No Cash Out - Borrower Initiated | 616065 | N/A | N/A |
| XXXX | xxxxxx0565 |  |  | Closed | 2022-08-22 14:24 | 2022-08-30 11:50 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Missing Lender Income Calculation Worksheet | Resolved-Lender income calculation received - resolved - Due Diligence Vendor-08/30/2022<br>Ready for Review-Document Uploaded. - Seller-08/29/2022<br>Open-Borrower Income Sheet Page on 142 which is There is No Information So Please Provide Updated Income Sheet How ever Income Calculated By Bank Statements - Due Diligence Vendor-08/22/2022 | Ready for Review-Document Uploaded. - Seller-08/29/2022<br>| Resolved-Lender income calculation received - resolved - Due Diligence Vendor-08/30/2022<br>| INCOME CALCULATION WORKSHEET (14).pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | 614409 | N/A | N/A |
| XXXX | xxxxxx0565 |  |  | Closed | 2022-08-25 17:44 | 2022-08-30 11:46 | Resolved | 1 - Information<br> C<br> A | Credit | Insurance | Inadequate Hazard Insurance Coverage - Hazard Insurance Coverage is less than all Subject Lien(s)and Replacement Cost Estimator by Insurer was not Provided | Resolved-HOI is sufficient - resolved - Due Diligence Vendor-08/30/2022<br>Ready for Review-Document Uploaded. Policy includes guaranteed replacement cost - Seller-08/29/2022<br>Open-Inadequate Hazard Insurance Coverage - Hazard Insurance Coverage is less than all Subject Lien(s)and Replacement Cost Estimator by Insurer was not Provided - Due Diligence Vendor-08/25/2022 | Ready for Review-Document Uploaded. Policy includes guaranteed replacement cost - Seller-08/29/2022<br>| Resolved-HOI is sufficient - resolved - Due Diligence Vendor-08/30/2022<br>| HAZARD INSURANCE (49).pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | 622065 | N/A | N/A |
| XXXX | xxxxxx0565 |  |  | Closed | 2022-08-23 20:25 | 2022-08-30 11:42 | Resolved | 1 - Information<br> C<br> A | Property | Appraisal | Appraisal Doc Status is Incomplete or Deficient | Resolved-appraisal uploaded and bottom of pages not cut off - resolved - Due Diligence Vendor-08/30/2022<br>Ready for Review-Document Uploaded. Appraisal is correctly marked "as is" - Seller-08/29/2022<br>Open-Appraisal Completed Information Found On 245CR But There is No Info Whether It is As is Please Provide Clarification<br> - Due Diligence Vendor-08/23/2022 | Ready for Review-Document Uploaded. Appraisal is correctly marked "as is" - Seller-08/29/2022<br>| Resolved-appraisal uploaded and bottom of pages not cut off - resolved - Due Diligence Vendor-08/30/2022<br>| APPRAISAL (46).pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | 618333 | N/A | N/A |
| XXXX | xxxxxx0565 |  |  | Closed | 2022-08-25 17:34 | 2022-08-25 18:43 | Waived | 2 - Non-Material<br> B | Credit | Credit | Gap in employment (ATR) | Waived-Exception Page on 5 Business License Full 2 Year History Gap In Consecutive 2 2 Year History BRW Provided Previous/Older Licenses to Satisfy A Full 2 Years<br>- Due Diligence Vendor-08/25/2022 |  | XXXX |  |  | XXXX | CA | Primary Residence | Refinance | Cash Out - Other | 622024 | Originator Pre-Close | Yes |
| XXXX | xxxxxx9879 |  |  | Closed | 2022-09-02 17:01 | 2022-09-07 12:29 | Resolved | 1 - Information<br> A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved- - Due Diligence Vendor-09/07/2022<br>Ready for Review-docs showing reserves received and entered - resolved - Due Diligence Vendor-09/07/2022<br>Ready for Review-Document Uploaded. - Seller-09/06/2022<br>Open-Audited Reserves of month(s) are less than Guideline Required Reserves of 3 month(s) - Due Diligence Vendor-09/02/2022 | Ready for Review-Document Uploaded. - Seller-09/06/2022<br>|  | XXXX |  |  | CA | Investment | Refinance | No Cash Out - Borrower Initiated | 633099 | N/A | N/A |
| XXXX | xxxxxx9879 |  |  | Closed | 2022-08-22 23:33 | 2022-09-02 15:48 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | XXXX | XXXX | Resolved-final settlement statement signed and stamped provided and entered - resolved - Due Diligence Vendor-09/02/2022<br>Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-09/02/2022<br>| XXXX |  |  | CA | Investment | Refinance | No Cash Out - Borrower Initiated | 616422 | N/A | N/A |
| XXXX | xxxxxx9936 |  |  | Closed | 2022-08-23 01:12 | 2022-08-30 13:30 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | 1008 Document is Missing | Resolved-Updated 1008 provided reflecting the same Interest Rate as the Note and the correct PITIA. Updated 1008 screen. Finding resolved. - Due Diligence Vendor-08/30/2022<br>Resolved-The 1008 document is present in the loan file. - Due Diligence Vendor-08/30/2022<br>Ready for Review-Document Uploaded. Document Uploaded. - Seller-08/29/2022<br>Open-1008 Document is Missing PITIA and Interest rate are incorrect, Please Provide updated 1008 document - Due Diligence Vendor-08/23/2022 | Ready for Review-Document Uploaded. Document Uploaded. - Seller-08/29/2022<br>| Resolved-Updated 1008 provided reflecting the same Interest Rate as the Note and the correct PITIA. Updated 1008 screen. Finding resolved. - Due Diligence Vendor-08/30/2022<br>Resolved-The 1008 document is present in the loan file. - Due Diligence Vendor-08/30/2022<br>| XXXX |  |  | IN | Investment | Refinance | Cash Out - Other | 616456 | N/A | N/A |
| XXXX | xxxxxx0308 |  |  | Closed | 2022-08-22 21:53 | 2022-09-02 15:15 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | The Final 1003 is Incomplete | Resolved-Uli provided per word doc in findings - resolved - Due Diligence Vendor-09/02/2022<br>Resolved-The Final 1003 is Present - Due Diligence Vendor-09/02/2022<br>Ready for Review-Document Uploaded. ULI does not populate on the 1003 - Seller-09/02/2022<br>Open-ULI is missing in Final 1003 document. Please Provide updated final 1003 with ULI. - Due Diligence Vendor-08/22/2022 | XXXX | XXXX | XXXX |  |  | TX | Investment | Purchase | NA | 616313 | N/A | N/A |
| XXXX | xxxxxx0428 |  |  | Closed | 2022-08-23 20:14 | 2022-09-06 13:23 | Resolved | 1 - Information<br> C<br> A | Compliance | Closing | Loan Originator NMLS is Not Valid | XXXX | XXXX | Resolved-Sponsored loan in a sponsored state - resolved - Due Diligence Vendor-09/06/2022<br>| XXXX |  |  | GA | Investment | Purchase | NA | 618286 | N/A | N/A |
| XXXX | xxxxxx0431 |  |  | Closed | 2022-08-24 13:56 | 2022-09-02 12:57 | Resolved | 1 - Information<br> C<br> A | Compliance | Right to Rescind | TILA Right of Rescission Test | XXXX | XXXX | Resolved-PCCD provided sufficient. Updated TRID screen Finding resolved. - Due Diligence Vendor-09/02/2022<br>| XXXX |  |  | HI | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 619156 | N/A | N/A |
| XXXX | xxxxxx0242 |  |  | Closed | 2022-08-25 20:34 | 2022-08-31 19:32 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Business Purpose Affidavit is Missing | Resolved-The Business Purpose Affidavit is present or Not Applicable (1008 Page Loan Type is DSCR.) - Due Diligence Vendor-08/31/2022<br>Ready for Review-Document Uploaded. - Seller-08/31/2022<br>Open-The 1008 Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Please provide Business Purpose Affidavit document. - Due Diligence Vendor-08/25/2022 | Ready for Review-Document Uploaded. - Seller-08/31/2022<br>| Resolved-The Business Purpose Affidavit is present or Not Applicable (1008 Page Loan Type is DSCR.) - Due Diligence Vendor-08/31/2022<br>| XXXX |  |  | SC | Investment | Purchase | NA | 622617 | N/A | N/A |
| XXXX | xxxxxx0528 |  |  | Closed | 2022-08-30 13:56 | 2022-08-30 13:57 | Waived | 2 - Non-Material<br> A<br> B | Credit | Credit | Total Reserves Requirement not met | XXXX |  | XXXX |  |  | XXXX | HI | Primary Residence | Purchase | NA | 627188 | Originator Pre-Close | Yes |
| XXXX | xxxxxx1154 |  |  | Closed | 2022-09-26 17:29 | 2022-10-07 13:49 | Resolved | 1 - Information<br> A | Credit | Missing Doc | Borrower 1 WVOE Missing | Resolved-Borrower 1 WVOE Provided - Due Diligence Vendor-10/07/2022<br>Rescinded-Borrower 1 WVOE Missing Finding Already added, Hence Rescinded - Due Diligence Vendor-09/26/2022 |  | Resolved-Borrower 1 WVOE Provided - Due Diligence Vendor-10/07/2022<br>Rescinded-Borrower 1 WVOE Missing Finding Already added, Hence Rescinded - Due Diligence Vendor-09/26/2022<br>|  |  |  | FL | Primary Residence | Purchase | NA | 665467 | N/A | N/A |
| XXXX | xxxxxx1154 |  |  | Closed | 2022-09-22 15:16 | 2022-10-06 12:36 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | DTI discrepancy or failure. | XXXX | Ready for Review-Document Uploaded. - Seller-10/05/2022<br>| Resolved-Updated 1008 provided reflects the correct All Other Monthly Payments and updated Back-End DTI. Updated 1008 screen. No DTI Discrepancy. Finding resolved. - Due Diligence Vendor-10/06/2022<br>| XXXX |  |  | FL | Primary Residence | Purchase | NA | 661639 | N/A | N/A |
| XXXX | xxxxxx1154 |  |  | Closed | 2022-09-22 14:53 | 2022-09-23 17:35 | Waived | 2 - Non-Material<br> B | Credit | Credit | Total Reserves Requirement not met | Waived-Total Reserves Requirement not met Exception : For Additional Reserves of 3 Months that borrower does not have. - Due Diligence Vendor-09/22/2022 |  | Waived-Total Reserves Requirement not met Exception : For Additional Reserves of 3 Months that borrower does not have. - Due Diligence Vendor-09/22/2022<br>|  |  | XXXX | FL | Primary Residence | Purchase | NA | 661518 | Originator Pre-Close | Yes |
| XXXX | xxxxxx0537 |  |  | Closed | 2022-09-29 21:40 | 2022-09-29 21:40 | Waived | 2 - Non-Material<br> B | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | XXXX |  | XXXX |  |  | XXXX | NJ | Primary Residence | Purchase | NA | 671619 | Originator Pre-Close | Yes |
| XXXX | xxxxxx1094 |  |  | Closed | 2022-09-29 21:15 | 2022-10-06 17:19 | Resolved | 1 - Information<br> C<br> A | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Resolved-Housing History Meets Guideline Requirements VOR provided is sufficient to support Housing History. Updated Credit screen. Finding resolved. - Due Diligence Vendor-10/06/2022<br>Ready for Review-Document Uploaded. - Seller-10/06/2022<br>Open-Housing History Does Not Meet Guideline Requirements Please provide VOR document - Due Diligence Vendor-09/29/2022 | Ready for Review-Document Uploaded. - Seller-10/06/2022<br>| Resolved-Housing History Meets Guideline Requirements VOR provided is sufficient to support Housing History. Updated Credit screen. Finding resolved. - Due Diligence Vendor-10/06/2022<br>| XXXX |  |  | FL | Primary Residence | Purchase | NA | 671549 | N/A | N/A |
| XXXX | xxxxxx1094 |  |  | Closed | 2022-09-29 21:21 | 2022-10-06 17:17 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | DTI discrepancy or failure. | XXXX | Ready for Review-Document Uploaded. - Seller-10/06/2022<br>| Resolved-Updated 1008 provided. Updated 1008 screen and Final Looks screen. No DTI discrepancy. Finding resolved. - Due Diligence Vendor-10/06/2022<br>| XXXX |  |  | FL | Primary Residence | Purchase | NA | 671565 | N/A | N/A |
| XXXX | xxxxxx1094 |  |  | Closed | 2022-10-03 16:45 | 2022-10-06 17:14 | Resolved | 1 - Information<br> B<br> A | Credit | Credit | Assets not properly calculated. | XXXX | Ready for Review-Document Uploaded. - Seller-10/06/2022<br>| Resolved-Updated 1003 provided with Other Liquid Asset removed. Updated asset screen. Finding resolved. - Due Diligence Vendor-10/06/2022<br>| XXXX |  |  | FL | Primary Residence | Purchase | NA | 674967 | N/A | N/A |
| XXXX | xxxxxx0442 |  |  | Closed | 2022-09-29 20:04 | 2022-10-14 22:01 | Waived | 2 - Non-Material<br> B | Credit | Credit | CLTV/LTV exceeds guidelines | XXXX |  | XXXX |  |  | XXXX | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 671306 | Originator Pre-Close | Yes |
| XXXX | xxxxxx0442 |  |  | Closed | 2022-09-29 19:58 | 2022-10-04 15:10 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | DTI discrepancy or failure. | XXXX | Ready for Review-Document Uploaded. - Seller-10/02/2022<br>| Resolved-Updated 1008 screen. No DTI discrepancy. Finding resolved. - Due Diligence Vendor-10/04/2022<br>| XXXX |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 671289 | N/A | N/A |
| XXXX | xxxxxx1067 |  |  | Closed | 2022-09-29 19:47 | 2022-10-07 12:49 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | DTI discrepancy or failure. | XXXX | Ready for Review-Document Uploaded. - Seller-10/06/2022<br>| Resolved-Updated 1008 provided. Updated 1008 screen. No DTI Discrepancy. Finding resolved. - Due Diligence Vendor-10/07/2022<br>| XXXX |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 671251 | N/A | N/A |
| XXXX | xxxxxx1200 |  |  | Closed | 2022-10-03 22:03 | 2022-10-03 22:09 | Waived | 2 - Non-Material<br> B | Compliance | Points & Fees | Refinance Max Term Test | Waived-Cash out seasoning guideline requirement minimum of 6 months not met. - Due Diligence Vendor-10/03/2022 |  | Waived-Cash out seasoning guideline requirement minimum of 6 months not met. - Due Diligence Vendor-10/03/2022<br>|  |  | XXXX | CA | Primary Residence | Refinance | Cash Out - Other | 675789 | Originator Pre-Close | Yes |
| XXXX | xxxxxx0956 |  |  | Closed | 2022-10-05 17:13 | 2022-10-14 13:02 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | The Note is Incomplete | Resolved-The Note is Present - Due Diligence Vendor-10/14/2022<br>Ready for Review-Document Uploaded. - Seller-10/13/2022<br>Open-The Note is Incomplete Missing page 2 of 4 which includes the Late fee - please provide - Due Diligence Vendor-10/05/2022 | Ready for Review-Document Uploaded. - Seller-10/13/2022<br>| Resolved-The Note is Present - Due Diligence Vendor-10/14/2022<br>| XXXX |  |  | IN | Primary Residence | Refinance | Cash Out - Other | 678830 | N/A | N/A |
| XXXX | xxxxxx1133 |  |  | Closed | 2022-10-05 19:49 | 2022-10-05 19:49 | Waived | 2 - Non-Material<br> B | Credit | Income/Employment | Borrower 1 Business Bank Statements Less Than 12 Months Provided | XXXX |  | XXXX |  |  | XXXX | TX | Primary Residence | Refinance | Cash Out - Other | 679266 | Originator Pre-Close | Yes |
| XXXX | xxxxxx0540 |  |  | Closed | 2022-10-06 16:27 | 2022-10-12 12:12 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-10/12/2022<br>Ready for Review-Document Uploaded. - Seller-10/11/2022<br>Open-Final HUD-1 Document is Missing Please provide missing Final HUD-1 Document. - Due Diligence Vendor-10/06/2022 | Ready for Review-Document Uploaded. - Seller-10/11/2022<br>| Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-10/12/2022<br>| XXXX |  |  | NV | Investment | Refinance | Cash Out - Other | 680687 | N/A | N/A |
| XXXX | xxxxxx0540 |  |  | Closed | 2022-10-07 15:33 | 2022-10-07 15:33 | Waived | 2 - Non-Material<br> B | Property | Appraisal | Property/Appraisal General | Waived-Exception form provided for using SSR/UCDP score in lieu of desk review on the DSCR program \*\*approved - no add to rate/price\*\* - Due Diligence Vendor-10/07/2022 |  | Waived-Exception form provided for using SSR/UCDP score in lieu of desk review on the DSCR program \*\*approved - no add to rate/price\*\* - Due Diligence Vendor-10/07/2022<br>|  |  | XXXX | NV | Investment | Refinance | Cash Out - Other | 683472 | Originator Pre-Close | Yes |
| XXXX | xxxxxx0763 |  |  | Closed | 2022-10-06 20:32 | 2022-10-06 20:32 | Waived | 2 - Non-Material<br> B | Property | Appraisal | Property/Appraisal General | Waived-Subject property is an investment where borrower is living rent free for that we have exception letter in page #05CR hence waived the finding - Due Diligence Vendor-10/06/2022 |  | Waived-Subject property is an investment where borrower is living rent free for that we have exception letter in page #05CR hence waived the finding - Due Diligence Vendor-10/06/2022<br>|  |  | XXXX | GA | Investment | Refinance | Cash Out - Other | 682057 | Originator Pre-Close | Yes |
| XXXX | xxxxxx1093 |  |  | Closed | 2022-10-07 19:41 | 2022-10-13 12:08 | Waived | 2 - Non-Material<br> B | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | XXXX |  | XXXX |  |  | XXXX | GA | Investment | Purchase | NA | 684503 | Originator Pre-Close | Yes |
| XXXX | xxxxxx1093 |  |  | Closed | 2022-10-07 19:41 | 2022-10-12 22:32 | Resolved | 1 - Information<br> A | Credit | Eligibility | Audited CLTV Exceeds Guideline CLTV | XXXX |  | XXXX |  |  |  | GA | Investment | Purchase | NA | 684501 | N/A | N/A |
| XXXX | xxxxxx1093 |  |  | Closed | 2022-10-07 19:41 | 2022-10-12 22:32 | Resolved | 1 - Information<br> A | Credit | Eligibility | Audited HCLTV Exceeds Guideline HCLTV | XXXX |  | XXXX |  |  |  | GA | Investment | Purchase | NA | 684502 | N/A | N/A |
| XXXX | xxxxxx1026 |  |  | Closed | 2022-10-11 21:21 | 2022-10-17 12:02 | Resolved | 1 - Information<br> D<br> A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | XXXX | XXXX | XXXX | FNMA & FHLMC SUCCESSFUL UCDP (13).pdf |  |  | CA | Investment | Refinance | Cash Out - Other | 688865 | N/A | N/A |
| XXXX | xxxxxx1377 |  |  | Closed | 2022-10-07 20:48 | 2022-10-11 18:06 | Waived | 2 - Non-Material<br> B | Credit | Credit | Borrower 1 spouse has not approved transaction | XXXX |  | XXXX |  |  | XXXX | CA | Primary Residence | Refinance | Cash Out - Other | 684715 | Originator Pre-Close | Yes |
| XXXX | xxxxxx1204 |  |  | Closed | 2022-10-11 13:34 | 2022-10-14 17:26 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | DTI discrepancy or failure. | XXXX | Ready for Review-Document Uploaded. - Seller-10/13/2022<br>| Resolved-Updated 1008 provided reflecting correct Back-End DTI. Updated 1008 screen. No DTI discrepancy. Finding resolved. - Due Diligence Vendor-10/14/2022<br>| XXXX |  |  | VA | Primary Residence | Purchase | NA | 687364 | N/A | N/A |
| XXXX | xxxxxx1208 |  |  | Closed | 2022-10-21 11:40 | 2022-10-21 18:08 | Resolved | 1 - Information<br> A | Credit | Doc Issue | Transmittal (1008) is Missing | XXXX | Ready for Review-Document Uploaded. - Seller-10/21/2022<br>| XXXX | XXXX |  |  | CA | Investment | Purchase | NA | 702249 | N/A | N/A |
| XXXX | xxxxxx1634 |  |  | Closed | 2022-10-11 19:54 | 2022-10-14 18:05 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | DTI discrepancy or failure. | XXXX | Ready for Review-Document Uploaded. - Seller-10/14/2022<br>| Resolved-Updated 1008 provided. Updated 1008 screen. No DTI discrepancy. Finding resolved. - Due Diligence Vendor-10/14/2022<br>| XXXX |  |  | FL | Second Home | Purchase | NA | 688582 | N/A | N/A |
| XXXX | xxxxxx1096 |  |  | Closed | 2022-10-11 13:11 | 2022-10-18 20:10 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Citizenship Documentation Not Provided | Resolved-Borrower 1 Citizenship Documentation Provided or Not Required - Due Diligence Vendor-10/18/2022<br>Resolved-Identification provided. Updated Fraud screen. Finding resolved. - Due Diligence Vendor-10/14/2022<br>Ready for Review-Document Uploaded. - Seller-10/14/2022<br>Open-Borrower 1 Citizenship Documentation Is Missing Citizenship Photo Id is missing. Please provide. - Due Diligence Vendor-10/11/2022 | Ready for Review-Document Uploaded. - Seller-10/14/2022<br>| Resolved-Borrower 1 Citizenship Documentation Provided or Not Required - Due Diligence Vendor-10/18/2022<br>Resolved-Identification provided. Updated Fraud screen. Finding resolved. - Due Diligence Vendor-10/14/2022<br>| XXXX |  |  | FL | Primary Residence | Purchase | NA | 687295 | N/A | N/A |
| XXXX | xxxxxx1096 |  |  | Closed | 2022-10-11 19:51 | 2022-10-14 13:15 | Resolved | 1 - Information<br> C<br> A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Resolved-client acknowledge - resolved - Due Diligence Vendor-10/14/2022<br>Ready for Review-Non QM programs allow HPML as long as impounds for taxes and insurance are included - Seller-10/13/2022<br>Open-This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. Please reply to acknowledge that this loan is a high-priced transaction. - Due Diligence Vendor-10/11/2022 | Ready for Review-Non QM programs allow HPML as long as impounds for taxes and insurance are included - Seller-10/13/2022<br>| Resolved-client acknowledge - resolved - Due Diligence Vendor-10/14/2022<br>|  |  |  | FL | Primary Residence | Purchase | NA | 688559 | N/A | N/A |
| XXXX | xxxxxx1096 |  |  | Closed | 2022-10-11 21:17 | 2022-10-14 13:13 | Resolved | 1 - Information<br> D<br> A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | XXXX | XXXX | XXXX | XXXX |  |  | FL | Primary Residence | Purchase | NA | 688856 | N/A | N/A |
| XXXX | xxxxxx1146 |  |  | Closed | 2022-10-12 19:50 | 2022-10-25 13:13 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | DTI discrepancy or failure. | XXXX | Ready for Review-Document Uploaded. - Seller-10/24/2022<br>| Resolved-Updated 1008 provided. Updated 1008 screen. No DTI discrepancy. Finding resolved. - Due Diligence Vendor-10/25/2022<br>| XXXX |  |  | FL | Primary Residence | Purchase | NA | 690815 | N/A | N/A |
| XXXX | xxxxxx1146 |  |  | Closed | 2022-10-12 19:43 | 2022-10-25 12:15 | Resolved | 1 - Information<br> B<br> A | Credit | Doc Issue | Transmittal (1008) is Missing | XXXX | Ready for Review-Document Uploaded. - Seller-10/24/2022<br>| Resolved-updated approval received - resolved - Due Diligence Vendor-10/25/2022<br>| XXXX |  |  | FL | Primary Residence | Purchase | NA | 690798 | N/A | N/A |
| XXXX | xxxxxx1146 |  |  | Closed | 2022-10-13 19:08 | 2022-10-21 19:27 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Borrower 1 Lease Agreements Missing | XXXX | Ready for Review-Document Uploaded. - Seller-10/21/2022<br>| Resolved-Borrower 1 Lease Agreements Provided - Due Diligence Vendor-10/21/2022<br>| RENTAL AGREEMENTS (2).pdf |  |  | FL | Primary Residence | Purchase | NA | 692288 | N/A | N/A |
| XXXX | xxxxxx1379 |  |  | Closed | 2022-10-12 21:35 | 2022-10-20 20:34 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | Missing documentation evidencing borrower's identity | Resolved-File updated - Due Diligence Vendor-10/20/2022<br>Ready for Review-Document Uploaded. - Seller-10/19/2022<br>Open-Borrowers ID Card on Page 34 CR is Expired, Please Provide - Due Diligence Vendor-10/12/2022 | Ready for Review-Document Uploaded. - Seller-10/19/2022<br>| Resolved-File updated - Due Diligence Vendor-10/20/2022<br>| XXXX |  |  | CO | Primary Residence | Purchase | NA | 691074 | N/A | N/A |
| XXXX | xxxxxx1379 |  |  | Closed | 2022-10-12 21:33 | 2022-10-12 21:33 | Waived | 2 - Non-Material<br> B | Credit | Income/Employment | Employment Self-Employed Less Than 2 Years at Origination | XXXX |  | XXXX |  |  | XXXX | CO | Primary Residence | Purchase | NA | 691070 | Originator Post-Close | Yes |
| XXXX | xxxxxx1240 |  |  | Closed | 2022-10-12 20:06 | 2022-10-18 11:52 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Asset 1 Missing | XXXX | Ready for Review-Document Uploaded. - Seller-10/17/2022<br>| Resolved-updated 1003 received removing the missing asset as current assets sufficient - resolved - Due Diligence Vendor-10/18/2022<br>| XXXX |  |  | GA | Second Home | Purchase | NA | 690851 | N/A | N/A |
| XXXX | xxxxxx1119 |  |  | Closed | 2022-10-12 20:24 | 2022-10-31 13:33 | Resolved | 1 - Information<br> A | Compliance | Disclosure | Consummation or Reimbursement Date Validation Test | Resolved-PCCD provided for violation. PCCD CE is elevated. Finding resolved. - Due Diligence Vendor-10/31/2022<br>Resolved-Resolved - Due Diligence Vendor-10/31/2022<br>Rescinded-This loan failed the closing or reimbursement date validation test.The loan failed one or more tolerance tests and did not provide either a reimbursement date or a consummation date (or closing / settlement date, if consummation date is not available). This information is necessary in order to correctly perform reimbursement calculations. Addressed in finding 3635 - rescind - Due Diligence Vendor-10/12/2022 |  | Resolved-PCCD provided for violation. PCCD CE is elevated. Finding resolved. - Due Diligence Vendor-10/31/2022<br>Resolved-Resolved - Due Diligence Vendor-10/31/2022<br>Rescinded-This loan failed the closing or reimbursement date validation test.The loan failed one or more tolerance tests and did not provide either a reimbursement date or a consummation date (or closing / settlement date, if consummation date is not available). This information is necessary in order to correctly perform reimbursement calculations. Addressed in finding 3635 - rescind - Due Diligence Vendor-10/12/2022<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 690899 | N/A | N/A |
| XXXX | xxxxxx1119 |  |  | Closed | 2022-10-12 20:24 | 2022-10-31 13:31 | Resolved | 1 - Information<br> C<br> A | Compliance | TRID | Charges That In Total Cannot Increase More Than 10% Test | XXXX | XXXX | Resolved-PCCD provided for violation. PCCD CE is elevated. Finding resolved. - Due Diligence Vendor-10/31/2022<br>| XXXX |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 690900 | N/A | N/A |
| XXXX | xxxxxx1119 |  |  | Closed | 2022-10-12 20:24 | 2022-10-31 13:31 | Resolved | 1 - Information<br> A | Compliance | Points & Fees | Reimbursement Amount Validation Test | Resolved-PCCD provided for validation. PCCD CE is elevated. Finding resolved. - Due Diligence Vendor-10/31/2022<br>Resolved-PCCD provided for validation. Finding resolved. - Due Diligence Vendor-10/31/2022<br>Resolved-Resolved - Due Diligence Vendor-10/31/2022<br>Rescinded-This loan failed the reimbursement amount validation test.The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. Addressed in finding 3635 - rescind - Due Diligence Vendor-10/12/2022 |  | Resolved-PCCD provided for validation. PCCD CE is elevated. Finding resolved. - Due Diligence Vendor-10/31/2022<br>Resolved-PCCD provided for validation. Finding resolved. - Due Diligence Vendor-10/31/2022<br>Resolved-Resolved - Due Diligence Vendor-10/31/2022<br>Rescinded-This loan failed the reimbursement amount validation test.The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. Addressed in finding 3635 - rescind - Due Diligence Vendor-10/12/2022<br>|  |  |  | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 690898 | N/A | N/A |
| XXXX | xxxxxx1119 |  |  | Closed | 2022-10-12 19:04 | 2022-10-12 19:06 | Waived | 2 - Non-Material<br> B | Credit | Credit | Credit history does not meet guidelines | XXXX |  | XXXX |  |  | XXXX | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 690676 | Originator Pre-Close | Yes |
| XXXX | xxxxxx9768 |  |  | Closed | 2022-10-17 17:06 | 2022-10-21 18:40 | Resolved | 1 - Information<br> C<br> A | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | XXXX | XXXX | Resolved-Updated credit liabilities screen per Final 1003 and Credit Report. No DTI discrepancy. Finding resolved. - Due Diligence Vendor-10/21/2022<br>| MISC CREDIT (13).pdf |  |  | CA | Primary Residence | Refinance | Cash Out - Other | 696054 | N/A | N/A |
| XXXX | xxxxxx9768 |  |  | Closed | 2022-10-17 13:15 | 2022-10-20 20:22 | Waived | 2 - Non-Material<br> B | Credit | Eligibility | Bankruptcy History does not meet guidelines | XXXX | Ready for Review-Document Uploaded. - Seller-10/20/2022<br>| XXXX | INVESTOR EXCEPTIONS (34).pdf |  | XXXX | CA | Primary Residence | Refinance | Cash Out - Other | 695496 | Originator Pre-Close | Yes |
| XXXX | xxxxxx9768 |  |  | Closed | 2022-10-17 12:59 | 2022-10-20 20:21 | Resolved | 1 - Information<br> C<br> A | Credit | Borrower | Borrower 2 Race Selection is Not Provided | Resolved-File updated - Due Diligence Vendor-10/20/2022<br>Ready for Review-Document Uploaded. - Seller-10/20/2022<br>Open-Borrower 2 Race Selection is Not Provided please provide bwr 2 Race Selection - Due Diligence Vendor-10/17/2022 | Ready for Review-Document Uploaded. - Seller-10/20/2022<br>| Resolved-File updated - Due Diligence Vendor-10/20/2022<br>| XXXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | 695474 | N/A | N/A |
| XXXX | xxxxxx0966 |  |  | Closed | 2022-10-19 20:11 | 2022-10-25 12:26 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-10/25/2022<br>Ready for Review-Document Uploaded. - Seller-10/24/2022<br>Open-Final HUD-1 Document is Missing The Final HUD-1 Document is missing from the file. Please provide. - Due Diligence Vendor-10/19/2022 | Ready for Review-Document Uploaded. - Seller-10/24/2022<br>| Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-10/25/2022<br>| XXXX |  |  | CA | Investment | Refinance | Cash Out - Other | 699540 | N/A | N/A |
| XXXX | xxxxxx1002 |  |  | Closed | 2022-10-19 15:56 | 2022-10-24 18:29 | Resolved | 1 - Information<br> C<br> A | Credit | Borrower | Potential Occupancy/Current Address Issues identified in the file | XXXX | XXXX | Resolved-Document Uploaded. - Due Diligence Vendor-10/24/2022<br>Resolved-Address updated - Due Diligence Vendor-10/20/2022<br>| XXXX |  |  | CA | Investment | Refinance | Cash Out - Other | 699100 | N/A | N/A |
| XXXX | xxxxxx1070 |  |  | Closed | 2022-10-19 14:55 | 2022-10-21 18:52 | Resolved | 1 - Information<br> D<br> A | Property | Missing Doc | Second Appraisal/ Valuation is Missing Required for Securitizations | XXXX | XXXX | XXXX |  |  |  | CA | Primary Residence | Purchase | NA | 698954 | N/A | N/A |
| XXXX | xxxxxx1070 |  |  | Closed | 2022-10-19 14:55 | 2022-10-21 18:52 | Resolved | 1 - Information<br> A | Property | Value | Secondary Valuation or Additional Valuation has not been entered per securitization requirements | XXXX |  | XXXX |  |  |  | CA | Primary Residence | Purchase | NA | 698955 | N/A | N/A |
| XXXX | xxxxxx1070 |  |  | Closed | 2022-10-19 15:28 | 2022-10-20 22:11 | Resolved | 1 - Information<br> C<br> A | Compliance | TRID | Final CD: Calculating Cash to Close Closing Costs Paid, Closing Costs Financed, Down Pmt, Deposit, and/or Funds for Borrower discrepancy | XXXX | XXXX | Resolved-Updated document acceptable finding resolved - Due Diligence Vendor-10/20/2022<br>| XXXX |  |  | CA | Primary Residence | Purchase | NA | 698986 | N/A | N/A |
| XXXX | xxxxxx1381 |  |  | Closed | 2022-10-18 20:27 | 2022-10-19 13:05 | Waived | 2 - Non-Material<br> B | Credit | Credit | Original CLTV does not meet eligibility requirement(s) | XXXX |  | XXXX |  |  | XXXX | CA | Investment | Purchase | NA | 698177 | Originator Pre-Close | Yes |
| XXXX | xxxxxx1118 |  |  | Closed | 2022-10-18 21:05 | 2022-10-20 19:58 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Asset 1 Missing | XXXX | Ready for Review-Document Uploaded. - Seller-10/20/2022<br>| Resolved-Cash out refi assets not required - Due Diligence Vendor-10/20/2022<br>| XXXX |  |  | NV | Primary Residence | Refinance | Cash Out - Other | 698248 | N/A | N/A |
| XXXX | xxxxxx1647 |  |  | Closed | 2022-10-18 19:51 | 2022-10-21 19:10 | Resolved | 1 - Information<br> A | Credit | Eligibility | Audited CLTV Exceeds Guideline CLTV | XXXX |  | XXXX |  |  |  | TX | Second Home | Purchase | NA | 698121 | N/A | N/A |
| XXXX | xxxxxx1647 |  |  | Closed | 2022-10-18 19:51 | 2022-10-21 19:10 | Resolved | 1 - Information<br> A | Credit | Eligibility | Audited HCLTV Exceeds Guideline HCLTV | XXXX |  | XXXX |  |  |  | TX | Second Home | Purchase | NA | 698122 | N/A | N/A |
| XXXX | xxxxxx1647 |  |  | Closed | 2022-10-18 19:51 | 2022-10-21 19:10 | Resolved | 1 - Information<br> C<br> A | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | XXXX | XXXX |  |  |  |  | TX | Second Home | Purchase | NA | 698123 | N/A | N/A |
| XXXX | xxxxxx1647 |  |  | Closed | 2022-10-18 21:06 | 2022-10-21 12:05 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | Lender Approval Form is Missing | Resolved-updated approval Letter received - resolved - Due Diligence Vendor-10/21/2022<br>Ready for Review-Document Uploaded. - Seller-10/20/2022<br>Counter-Please provide updated approval letter with the credit score being used at 691 Thank you - Due Diligence Vendor-10/20/2022<br>Resolved-Document acceptable - Due Diligence Vendor-10/20/2022<br>Ready for Review-Document Uploaded. - Seller-10/19/2022<br>Open-Approval Certificate is missing in the file, Please Provide - Due Diligence Vendor-10/18/2022 | Ready for Review-Document Uploaded. - Seller-10/20/2022<br>Ready for Review-Document Uploaded. - Seller-10/19/2022<br>| Resolved-updated approval Letter received - resolved - Due Diligence Vendor-10/21/2022<br>Resolved-Document acceptable - Due Diligence Vendor-10/20/2022<br>| UNDERWRITING APPROVAL.pdf<br>PML Underwriting Approval Certificate Options.pdf |  |  | TX | Second Home | Purchase | NA | 698249 | N/A | N/A |
| XXXX | xxxxxx1647 |  |  | Closed | 2022-10-19 13:10 | 2022-10-20 20:39 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | DTI discrepancy or failure. | XXXX | Ready for Review-Document Uploaded. - Seller-10/20/2022<br>| Resolved-DTI is now in line. Updated the 1008 with the updated 1008 - Due Diligence Vendor-10/20/2022<br>| XXXX |  |  | TX | Second Home | Purchase | NA | 698832 | N/A | N/A |
| XXXX | xxxxxx1544 |  |  | Closed | 2022-10-20 21:25 | 2022-10-25 13:01 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | DTI discrepancy or failure. | Resolved-Haz ins received and DTI's are spot on now - resolved - Due Diligence Vendor-10/25/2022<br>Open-DTI Ration Getting Discrepancy Because There Is No Hazard Document In The File - Due Diligence Vendor-10/20/2022 |  | Resolved-Haz ins received and DTI's are spot on now - resolved - Due Diligence Vendor-10/25/2022<br>|  |  |  | TX | Primary Residence | Purchase | NA | 701687 | N/A | N/A |
| XXXX | xxxxxx1544 |  |  | Closed | 2022-10-20 18:03 | 2022-10-25 12:58 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Hazard Insurance Policy is Missing | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-10/25/2022<br>Ready for Review-Document Uploaded. - Seller-10/24/2022<br>Open-Missing Hazard Insurance Policy - Due Diligence Vendor-10/20/2022 | Ready for Review-Document Uploaded. - Seller-10/24/2022<br>| Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-10/25/2022<br>| HAZARD INSURANCE (61).pdf |  |  | TX | Primary Residence | Purchase | NA | 701183 | N/A | N/A |
| XXXX | xxxxxx1427 |  |  | Closed | 2022-10-21 13:43 | 2022-11-09 20:19 | Resolved | 1 - Information<br> C<br> A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | XXXX | XXXX | Resolved-Audited Reserves of 57.09 month(s) are greater than or equal to Guideline Required Reserves of 10 month(s) - Due Diligence Vendor-11/02/2022<br>Resolved-received asset, cash out from other property - resolved - Due Diligence Vendor-10/25/2022<br>| XXXX |  |  | CA | Investment | Refinance | No Cash Out - Borrower Initiated | 702450 | N/A | N/A |
| XXXX | xxxxxx1427 |  |  | Closed | 2022-10-20 16:50 | 2022-11-01 20:24 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Borrower 1 Credit Report is Missing | Resolved-Document Uploaded. - Due Diligence Vendor-11/01/2022<br>Resolved-Borrower 1 Credit Report is not missing. - Due Diligence Vendor-10/25/2022<br>Ready for Review-Document Uploaded. - Seller-10/24/2022<br>Open-Borrower 1 Credit Report is Missing. Credit Report is missing in the file, Please Provide - Due Diligence Vendor-10/20/2022 | Ready for Review-Document Uploaded. - Seller-10/24/2022<br>| Resolved-Document Uploaded. - Due Diligence Vendor-11/01/2022<br>Resolved-Borrower 1 Credit Report is not missing. - Due Diligence Vendor-10/25/2022<br>| CREDIT REPORT (24).pdf<br>CREDIT REPORT (28).pdf |  |  | CA | Investment | Refinance | No Cash Out - Borrower Initiated | 700921 | N/A | N/A |
| XXXX | xxxxxx1427 |  |  | Closed | 2022-10-20 21:58 | 2022-11-01 18:13 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | DTI discrepancy or failure. | XXXX | Ready for Review-Document Uploaded. - Seller-10/31/2022<br>Ready for Review-Document Uploaded. - Seller-10/25/2022<br>| Resolved-Updated DTI is now in line - Due Diligence Vendor-11/01/2022<br>| XXXX |  |  | CA | Investment | Refinance | No Cash Out - Borrower Initiated | 701738 | N/A | N/A |
| XXXX | xxxxxx1427 |  |  | Closed | 2022-10-20 21:41 | 2022-10-25 12:39 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | Lender Approval Form is Missing | Resolved-Lender approval received - resolved - Due Diligence Vendor-10/25/2022<br>Ready for Review-Document Uploaded. - Seller-10/24/2022<br>Open-Approval Certificate is missing in the file, Please Provide - Due Diligence Vendor-10/20/2022 | Ready for Review-Document Uploaded. - Seller-10/24/2022<br>| Resolved-Lender approval received - resolved - Due Diligence Vendor-10/25/2022<br>| XXXX |  |  | CA | Investment | Refinance | No Cash Out - Borrower Initiated | 701707 | N/A | N/A |
| XXXX | xxxxxx1319 |  |  | Closed | 2022-10-20 19:02 | 2022-10-24 19:19 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | TRID: Missing Loan Estimate | XXXX | Ready for Review-Document Uploaded. - Seller-10/24/2022<br>| Resolved-Initial LE provided. Updated TRID. Ran CE. Finding resolved. - Due Diligence Vendor-10/24/2022<br>| Initial LE.pdf |  |  | NV | Primary Residence | Purchase | NA | 701384 | N/A | N/A |
| XXXX | xxxxxx1319 |  |  | Closed | 2022-10-20 19:04 | 2022-10-24 19:19 | Resolved | 1 - Information<br> B<br> A | Credit | Doc Issue | Settlement Service Provider List is Missing | XXXX | Ready for Review-Document Uploaded. - Seller-10/24/2022<br>| Resolved-SPL provided with the Initial 1003 date. Updated TRID. Finding resolved. - Due Diligence Vendor-10/24/2022<br>| SSPL.pdf |  |  | NV | Primary Residence | Purchase | NA | 701390 | N/A | N/A |
| XXXX | xxxxxx1319 |  |  | Closed | 2022-10-20 18:31 | 2022-10-24 19:18 | Resolved | 1 - Information<br> A | Compliance | ComplianceEase | Qualified Mortgage Lending Policy Points and Fees Test | XXXX |  | XXXX |  |  |  | NV | Primary Residence | Purchase | NA | 701285 | N/A | N/A |
| XXXX | xxxxxx1319 |  |  | Closed | 2022-10-20 18:31 | 2022-10-24 19:18 | Resolved | 1 - Information<br> A | Compliance | QM-ATR | Qualified Mortgage Safe Harbor Threshold | XXXX |  | XXXX |  |  |  | NV | Primary Residence | Purchase | NA | 701291 | N/A | N/A |
| XXXX | xxxxxx1319 |  |  | Closed | 2022-10-20 16:53 | 2022-10-24 19:07 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | Lender Approval Form is Missing | Resolved-Lender Approval Certificate provided. Verified information. Finding resolved. - Due Diligence Vendor-10/24/2022<br>Ready for Review-Document Uploaded. - Seller-10/24/2022<br>Open-Loan Approval Certificate is missing please provide - Due Diligence Vendor-10/20/2022 | Ready for Review-Document Uploaded. - Seller-10/24/2022<br>| Resolved-Lender Approval Certificate provided. Verified information. Finding resolved. - Due Diligence Vendor-10/24/2022<br>| XXXX |  |  | NV | Primary Residence | Purchase | NA | 700928 | N/A | N/A |
| XXXX | xxxxxx1319 |  |  | Closed | 2022-10-20 16:28 | 2022-10-24 19:05 | Resolved | 1 - Information<br> A | Credit | Eligibility | Audited CLTV Exceeds Guideline CLTV | XXXX |  | XXXX |  |  |  | NV | Primary Residence | Purchase | NA | 700845 | N/A | N/A |
| XXXX | xxxxxx1319 |  |  | Closed | 2022-10-20 16:28 | 2022-10-24 19:05 | Resolved | 1 - Information<br> A | Credit | Eligibility | Audited HCLTV Exceeds Guideline HCLTV | XXXX |  | XXXX |  |  |  | NV | Primary Residence | Purchase | NA | 700846 | N/A | N/A |
| XXXX | xxxxxx1319 |  |  | Closed | 2022-10-20 16:28 | 2022-10-24 19:05 | Resolved | 1 - Information<br> A | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | XXXX | XXXX | XXXX | XXXX |  |  | NV | Primary Residence | Purchase | NA | 700847 | N/A | N/A |
| XXXX | xxxxxx1319 |  |  | Closed | 2022-10-20 16:28 | 2022-10-24 19:05 | Resolved | 1 - Information<br> A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | XXXX |  | XXXX |  |  |  | NV | Primary Residence | Purchase | NA | 700848 | N/A | N/A |
| XXXX | xxxxxx1319 |  |  | Closed | 2022-10-20 16:49 | 2022-10-24 19:00 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | DTI discrepancy or failure. | XXXX | Ready for Review-Document Uploaded. - Seller-10/24/2022<br>| Resolved-Updated 1008 provided. Updated 1008 screen. No DTI Discrepancy. Finding resolved. - Due Diligence Vendor-10/24/2022<br>| XXXX |  |  | NV | Primary Residence | Purchase | NA | 700917 | N/A | N/A |
| XXXX | xxxxxx1425 |  |  | Closed | 2022-10-20 19:43 | 2022-10-26 13:09 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | DTI discrepancy or failure. | XXXX | Ready for Review-Document Uploaded. - Seller-10/25/2022<br>| Resolved-Updated 1008 provided. Updated 1008 screen. No DTI discrepancy. Finding resolved. - Due Diligence Vendor-10/26/2022<br>| XXXX |  |  | CA | Investment | Refinance | Cash Out - Other | 701504 | N/A | N/A |
| XXXX | xxxxxx1425 |  |  | Closed | 2022-10-21 18:12 | 2022-10-25 13:28 | Resolved | 1 - Information<br> A | Compliance | Points & Fees | Reimbursement Amount Validation Test | Resolved-Info received and updated - resolved - Due Diligence Vendor-10/25/2022<br>Ready for Review-Document Uploaded. - Seller-10/24/2022<br>Open-This loan failed the reimbursement amount validation test.The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. - Due Diligence Vendor-10/21/2022 | Ready for Review-Document Uploaded. - Seller-10/24/2022<br>| Resolved-Info received and updated - resolved - Due Diligence Vendor-10/25/2022<br>| PTF REVIEW CHECKLIST (19).pdf |  |  | CA | Investment | Refinance | Cash Out - Other | 703372 | N/A | N/A |
| XXXX | xxxxxx1425 |  |  | Closed | 2022-10-20 21:41 | 2022-10-24 18:20 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | Lender Approval Form is Missing | Resolved-Lender approval Form received - resolved - Due Diligence Vendor-10/24/2022<br>Ready for Review-Document Uploaded. - Seller-10/24/2022<br>Open-Please provide Approval document - Due Diligence Vendor-10/20/2022 | Ready for Review-Document Uploaded. - Seller-10/24/2022<br>| Resolved-Lender approval Form received - resolved - Due Diligence Vendor-10/24/2022<br>| XXXX |  |  | CA | Investment | Refinance | Cash Out - Other | 701704 | N/A | N/A |
| XXXX | xxxxxx1425 |  |  | Closed | 2022-10-20 15:11 | 2022-10-24 18:19 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Borrower 1 Credit Report is Missing | Resolved-Borrower 1 Credit Report is not missing. - Due Diligence Vendor-10/24/2022<br>Ready for Review-Document Uploaded. - Seller-10/24/2022<br>Open-Borrower 1 Credit Report is Missing. Credit report is missing, Please Provide - Due Diligence Vendor-10/20/2022 | Ready for Review-Document Uploaded. - Seller-10/24/2022<br>| Resolved-Borrower 1 Credit Report is not missing. - Due Diligence Vendor-10/24/2022<br>| CREDIT REPORT (23).pdf |  |  | CA | Investment | Refinance | Cash Out - Other | 700577 | N/A | N/A |
| XXXX | xxxxxx1395 |  |  | Closed | 2022-10-21 15:01 | 2023-01-27 23:04 | Waived | 2 - Non-Material<br> A<br> B | Credit | Eligibility | Audited CLTV Exceeds Guideline CLTV | XXXX |  | XXXX |  |  | XXXX | NV | Primary Residence | Purchase | NA | 702658 | Originator Pre-Close | Yes |
| XXXX | xxxxxx1395 |  |  | Closed | 2022-10-21 17:18 | 2022-10-25 13:17 | Resolved | 1 - Information<br> A | Credit | Credit | DTI discrepancy or failure. | Resolved-Updated 1008 provided. Updated 1008 screen. No DTI discrepancy. Finding resolved. - Due Diligence Vendor-10/21/2022 |  | Resolved-Updated 1008 provided. Updated 1008 screen. No DTI discrepancy. Finding resolved. - Due Diligence Vendor-10/21/2022<br>| XXXX |  |  | NV | Primary Residence | Purchase | NA | 703238 | N/A | N/A |
| XXXX | xxxxxx1553 |  |  | Closed | 2022-10-24 19:41 | 2022-10-28 20:00 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | Lender Approval Form is Missing | Resolved-Lender approval received - resolved - Due Diligence Vendor-10/28/2022<br>Ready for Review-Document Uploaded. - Seller-10/28/2022<br>Open-Approval Certificate is Missing Please Provide it - Due Diligence Vendor-10/24/2022 | Ready for Review-Document Uploaded. - Seller-10/28/2022<br>| Resolved-Lender approval received - resolved - Due Diligence Vendor-10/28/2022<br>| XXXX |  |  | GA | Investment | Purchase | NA | 705661 | N/A | N/A |
| XXXX | xxxxxx1549 |  |  | Closed | 2022-10-25 15:28 | 2022-10-28 19:56 | Resolved | 1 - Information<br> C<br> A | Credit | Borrower | Borrower 1 Gender Selection is Not Provided | Resolved-Borrower 1 Gender Selection is Provided - Due Diligence Vendor-10/28/2022<br>Ready for Review-Document Uploaded. - Seller-10/28/2022<br>Open-Borrower 1 Gender Selection is Not Provided Final 1003 Demographic Information of Borrower Gender section is not available, Please confirm - Due Diligence Vendor-10/25/2022 | Ready for Review-Document Uploaded. - Seller-10/28/2022<br>| Resolved-Borrower 1 Gender Selection is Provided - Due Diligence Vendor-10/28/2022<br>| XXXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | 706935 | N/A | N/A |
| XXXX | xxxxxx1549 |  |  | Closed | 2022-10-25 15:28 | 2022-10-28 19:56 | Resolved | 1 - Information<br> C<br> A | Credit | Borrower | Borrower 2 Gender Selection is Not Provided | Resolved-Borrower 2 Gender Selection is Provided or is Not Applicable (Number of Borrowers is 2) - Due Diligence Vendor-10/28/2022<br>Ready for Review-Document Uploaded. - Seller-10/28/2022<br>Open-Borrower 2 Gender Selection is Not Provided Final 1003 Demographic Information of Borrower Gender section is not available, Please confirm - Due Diligence Vendor-10/25/2022 | Ready for Review-Document Uploaded. - Seller-10/28/2022<br>| Resolved-Borrower 2 Gender Selection is Provided or is Not Applicable (Number of Borrowers is 2) - Due Diligence Vendor-10/28/2022<br>| XXXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | 706936 | N/A | N/A |
| XXXX | xxxxxx1528 |  |  | Closed | 2022-10-27 11:27 | 2022-11-08 14:37 | Resolved | 1 - Information<br> D<br> A | Compliance | Missing Doc | TRID: Missing Closing Disclosure | Resolved-Ran compliance have initial LE in file not certain what was needed Compliance is clear. - Due Diligence Vendor-11/08/2022<br>Ready for Review-Document Uploaded. was it a particular document or the complete package - Seller-11/04/2022<br>Open-TRID: Missing Closing Disclosure Missing Initial Closing Disclosure document in package . - Due Diligence Vendor-10/27/2022 | Ready for Review-Document Uploaded. was it a particular document or the complete package - Seller-11/04/2022<br>| Resolved-Ran compliance have initial LE in file not certain what was needed Compliance is clear. - Due Diligence Vendor-11/08/2022<br>| XXXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | 710874 | N/A | N/A |
| XXXX | xxxxxx1599 |  |  | Closed | 2022-10-28 21:42 | 2022-11-04 18:03 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | Lender Approval Form is Missing | Resolved-Lender approval is present - Due Diligence Vendor-11/04/2022<br>Ready for Review-Document Uploaded. - Seller-11/04/2022<br>Open-The Lender Approval From that is needed for loan review is missing from the file. Please provide. - Due Diligence Vendor-10/28/2022 | Ready for Review-Document Uploaded. - Seller-11/04/2022<br>| Resolved-Lender approval is present - Due Diligence Vendor-11/04/2022<br>| XXXX |  |  | TX | Primary Residence | Purchase | NA | 714814 | N/A | N/A |
| XXXX | xxxxxx1599 |  |  | Closed | 2022-10-27 11:27 | 2022-10-27 11:29 | Waived | 2 - Non-Material<br> B | Credit | Income/Employment | Income/Employment General | Waived-We have exception form on page 2.<br> - ADDITIONAL PARTY ON ONE OF THE BANK STATEMENT SETS IS NOT ON THE LOAN - Due Diligence Vendor-10/27/2022 |  | Waived-We have exception form on page 2.<br> - ADDITIONAL PARTY ON ONE OF THE BANK STATEMENT SETS IS NOT ON THE LOAN - Due Diligence Vendor-10/27/2022<br>|  |  | XXXX | TX | Primary Residence | Purchase | NA | 710875 | Originator Post-Close | Yes |
| XXXX | xxxxxx1349 |  |  | Closed | 2022-10-27 19:48 | 2022-11-08 19:48 | Resolved | 1 - Information<br> C<br> A | Credit | Eligibility | Audited FICO is less than Guideline FICO | XXXX | XXXX | XXXX | XXXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | 712241 | N/A | N/A |
| XXXX | xxxxxx1349 |  |  | Closed | 2022-10-27 19:41 | 2022-11-04 18:02 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | Lender Approval Form is Missing | Resolved-Lender approval is present - Due Diligence Vendor-11/04/2022<br>Ready for Review-Document Uploaded. - Seller-11/04/2022<br>Open-The Lender Approval form is missing that is necessary for loan review. Please provide. Thank you. - Due Diligence Vendor-10/27/2022 | Ready for Review-Document Uploaded. - Seller-11/04/2022<br>| Resolved-Lender approval is present - Due Diligence Vendor-11/04/2022<br>| XXXX |  |  | CA | Primary Residence | Refinance | Cash Out - Other | 712218 | N/A | N/A |
| XXXX | xxxxxx1248 |  |  | Closed | 2022-10-28 15:50 | 2022-11-07 19:47 | Resolved | 1 - Information<br> A | Compliance | State Reg | TX Constitution A6 Required Fees Test | XXXX | Ready for Review-Document Uploaded. Please see page 14of14 of DM Detail- points/fees test determination - Seller-11/04/2022<br>| Resolved-updated fields - resolved - Due Diligence Vendor-11/07/2022<br>Resolved-Resolved - Due Diligence Vendor-11/07/2022<br>| XXXX |  |  | TX | Primary Residence | Refinance | Cash Out - Other | 713806 | N/A | N/A |
| XXXX | xxxxxx1248 |  |  | Closed | 2022-10-27 20:53 | 2022-11-04 18:45 | Resolved | 1 - Information<br> D<br> A | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Resolved-Updated credit screen - Due Diligence Vendor-11/04/2022<br>Resolved-Borrower 1 Gap Credit Report is not missing. - Due Diligence Vendor-11/04/2022<br>Ready for Review-Document Uploaded. - Seller-11/04/2022<br>Open-Borrower 1 Gap Credit Report is Missing. Please provide. Thank you. - Due Diligence Vendor-10/27/2022 | Ready for Review-Document Uploaded. - Seller-11/04/2022<br>| Resolved-Updated credit screen - Due Diligence Vendor-11/04/2022<br>Resolved-Borrower 1 Gap Credit Report is not missing. - Due Diligence Vendor-11/04/2022<br>| XXXX |  |  | TX | Primary Residence | Refinance | Cash Out - Other | 712470 | N/A | N/A |
| XXXX | xxxxxx1248 |  |  | Closed | 2022-10-27 20:31 | 2022-11-04 18:14 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | Lender Approval Form is Missing | Resolved-Received approval letter - Due Diligence Vendor-11/04/2022<br>Ready for Review-Document Uploaded. - Seller-11/04/2022<br>Open-The Lender Approval Form is missing that is needed for loan review. Please provide. - Due Diligence Vendor-10/27/2022 | Ready for Review-Document Uploaded. - Seller-11/04/2022<br>| Resolved-Received approval letter - Due Diligence Vendor-11/04/2022<br>| XXXX |  |  | TX | Primary Residence | Refinance | Cash Out - Other | 712400 | N/A | N/A |
| XXXX | xxxxxx1302 |  |  | Closed | 2022-10-27 18:55 | 2022-11-07 13:37 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | Lender Approval Form is Missing | Resolved-Received approval letter. - Due Diligence Vendor-11/07/2022<br>Ready for Review-Document Uploaded. - Seller-11/04/2022<br>Resolved-Approval form provided. - Due Diligence Vendor-11/04/2022<br>Ready for Review-Document Uploaded. - Seller-11/04/2022<br>Open-Lender Approval not in file - please provide - Due Diligence Vendor-10/27/2022 | Ready for Review-Document Uploaded. - Seller-11/04/2022<br>Ready for Review-Document Uploaded. - Seller-11/04/2022<br>| Resolved-Received approval letter. - Due Diligence Vendor-11/07/2022<br>Resolved-Approval form provided. - Due Diligence Vendor-11/04/2022<br>| XXXX |  |  | FL | Investment | Purchase | NA | 712093 | N/A | N/A |
| XXXX | xxxxxx1478 |  |  | Closed | 2022-10-28 12:54 | 2022-11-09 19:25 | Waived | 2 - Non-Material<br> B | Credit | Credit | CLTV/LTV exceeds guidelines | XXXX |  | XXXX |  |  | XXXX | VA | Investment | Refinance | No Cash Out - Borrower Initiated | 713139 | Originator Pre-Close | Yes |
| XXXX | xxxxxx1478 |  |  | Closed | 2022-10-28 20:16 | 2022-11-04 17:59 | Resolved | 1 - Information<br> C<br> A | Credit | Credit | Lender Approval Form is Missing | Resolved-Approval provided. - Due Diligence Vendor-11/04/2022<br>Ready for Review-Document Uploaded. - Seller-11/04/2022<br>Open-Lender Approval Form that is needed for loan review is missing. Please provide. Thank you. - Due Diligence Vendor-10/28/2022 | Ready for Review-Document Uploaded. - Seller-11/04/2022<br>| Resolved-Approval provided. - Due Diligence Vendor-11/04/2022<br>| XXXX |  |  | VA | Investment | Refinance | No Cash Out - Borrower Initiated | 714567 | N/A | N/A |
| XXXX | xxxxxx9500 |  |  | Closed | 2022-11-09 06:28 | 2023-01-27 22:45 | Waived | 2 - Non-Material<br> B | Credit | Credit | Cash out funds exceed guideline requirement. | XXXX |  | XXXX |  |  | XXXX | FL | Investment | Refinance | Cash Out - Other | 729960 | Originator Pre-Close | Yes |

---

## Exhibit 99.4

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan**<br> **ID** | **Customer**<br> **Loan**<br> **ID** | **Borrower**<br> **Name** | **Seller**<br> **Loan**<br> **ID** | **Note**<br> **Date** | **Original**<br> **Loan**<br> **Amount** | **Sales**<br> **Price** | **Primary**<br> **Appraised**<br> **Value** | **Value**<br> **for**<br> **LTV** | **Primary**<br> **Appraisal**<br> **Date** | **Second**<br> **Appraisal**<br> **Value** | **Second**<br> **Appraisal**<br> **Variance**<br> **Amount** | **Second**<br> **Appraisal**<br> **Variance**<br> **Percent** | **Second**<br> **Appraisal**<br> **Date** | **Second**<br> **Appraisal**<br> **Type** | **AVM**<br> **Appraised**<br> **Value** | **AVM**<br> **Variance**<br> **Amount** | **AVM**<br> **Variance**<br> **Percent** | **AVM**<br> **Confidence**<br> **Score** | **FSD**<br> **Score** | **AVM**<br> **Vendor** | **AVM**<br> **Appraisal**<br> **Date** | **Desk**<br> **Review**<br> **Appraised**<br> **Value** | **Desk**<br> **Review**<br> **Variance**<br> **Amount** | **Desk**<br> **Review**<br> **Variance**<br> **Percent** | **Desk**<br> **Review**<br> **Company** | **Desk**<br> **Review**<br> **Risk**<br> **Score** | **Desk**<br> **Review**<br> **Appraisal**<br> **Date** | **Desk**<br> **Top**<br> **Appraised**<br> **Value** | **Desk**<br> **Top**<br> **Variance**<br> **Amount** | **Desk**<br> **Top**<br> **Variance**<br> **Percent** | **Desk**<br> **Top**<br> **Company** | **Desk**<br> **Top**<br> **Appraisal**<br> **Date** | **BPO**<br> **Appraised**<br> **Value** | **BPO**<br> **Variance**<br> **Amount** | **BPO**<br> **Variance**<br> **Percent** | **BPO**<br> **Company** | **BPO**<br> **Appraisal**<br> **Date** | **Field**<br> **Review**<br> **Appraised**<br> **Value** | **Field**<br> **Review**<br> **Variance**<br> **Amount** | **Field**<br> **Review**<br> **Variance**<br> **Percent** | **Field**<br> **Review**<br> **Company** | **Field**<br> **Review**<br> **Appraisal**<br> **Date** | **2055**<br> **Appraised**<br> **Value** | **2055**<br> **Variance**<br> **Amount** | **2055**<br> **Variance**<br> **Percent** | **2055**<br> **Company** | **2055**<br> **Appraisal**<br> **Date** | **AVE/CMA**<br> **Appraised**<br> **Value** | **AVE/CMA**<br> **Variance**<br> **Amount** | **AVE/CMA**<br> **Variance**<br> **Percent** | **AVE/CMA**<br> **Company** | **AVE/CMA**<br> **Appraisal**<br> **Date** | **Updated**<br> **Appraised**<br> **Value** | **Updated**<br> **Variance**<br> **Amount** | **Updated**<br> **Variance**<br> **Percent** | **Updated**<br> **Company** | **Updated**<br> **Appraisal**<br> **Date** | **Updated**<br> **Appraisal**<br> **Type** | **Loan**<br> **Collateral**<br> **Advisor**<br> **Risk**<br> **Score** | **Is**<br> **Eligible**<br> **for**<br> **Rep**<br> **and**<br> **Warrant**<br> **Relief**<br> **per**<br> **Loan**<br> **Collateral**<br> **Advisor?** | **Collateral**<br> **Underwriter**<br> **Risk**<br> **Score** | **Total**<br> **Adjusted**<br> **Prior**<br> **Purchase**<br> **Price** |
| xxxxxxx0105 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0524 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0525 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0378 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.4 |  |
| xxxxxxx0380 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0023 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0061 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0503 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0027 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0091 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0571 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| xxxxxxx0553 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| xxxxxxx0569 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| xxxxxxx0180 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.4 |  |
| xxxxxxx0182 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.6 |  |
| xxxxxxx0189 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| xxxxxxx0085 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0181 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| xxxxxx0168 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| xxxxxx0121 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| xxxxxx6927 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0236 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0342 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| xxxxxxx0052 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8532 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0255 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0210 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0368 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0433 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0313 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| xxxxxxx0317 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0219 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0254 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0365 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0371 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0005 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0349 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0347 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0330 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 195000.0 | .061 | XXXX | 1004 URAR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0346 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | -25000.0 | -.048 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0341 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0348 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0338 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0380 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8357 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 3 |  |
| xxxxxx8156 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8345 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | moderate | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0332 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| xxxxxxx0404 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0368 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0346 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0484 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0161 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0082 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0157 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | -50000.0 | -.023 | XXXX | 1073 Individual Condo Report |  |  |  |  |  |  |  | XXXX | -50000.0 | -.023 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0426 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0119 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| xxxxxxx0127 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| xxxxxxx0125 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| xxxxxxx0008 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0163 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0483 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | -15000.0 | -.024 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0058 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0070 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| xxxxxxx0343 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0257 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0082 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0501 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0156 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0258 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0207 | XXXX | XXXX | xxxxxxxxxx6416 | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| xxxxxxx0206 | XXXX | XXXX | xxxxxxxxxx6234 | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| xxxxxxx0208 | XXXX | XXXX | xxxxxxxxxx6423 | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.5 |  |
| xxxxxxx0209 | XXXX | XXXX | xxxxxxxxxx6436 | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| xxxxxxx0211 | XXXX | XXXX | xxxxxxxxxx6528 | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | High Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.6 |  |
| xxxxxxx0210 | XXXX | XXXX | xxxxxxxxxx6440 | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.6 |  |
| xxxxxxx0221 | XXXX | XXXX | xxxxxxxxxx6755 | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Excellent Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.2 |  |
| xxxxxxx0214 | XXXX | XXXX | xxxxxxxxxx6802 | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| xxxxxxx0212 | XXXX | XXXX | xxxxxxxxxx6597 | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| xxxxxxx0201 | XXXX | XXXX | xxxxxxxxxx5780 | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0204 | XXXX | XXXX | xxxxxxxxxx5873 | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| xxxxxxx0203 | XXXX | XXXX | xxxxxxxxxx6201 | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| xxxxxxx0205 | XXXX | XXXX | xxxxxxxxxx5874 | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| xxxxxxx0202 | XXXX | XXXX | xxxxxxxxxx5871 | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0213 | XXXX | XXXX | xxxxxxxxxx6700 | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| xxxxxxx0234 | XXXX | XXXX | xxxxxx0129 | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4.9 |  |
| xxxxxxx0224 | XXXX | XXXX | xxxxxx0183 | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 0 |  |
| xxxxxxx0231 | XXXX | XXXX | xxxxxx0126 | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 3.4 |  |
| xxxxxxx0233 | XXXX | XXXX | xxxxxx0025 | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| xxxxxxx0232 | XXXX | XXXX | xxxxxx0113 | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4 |  |
| xxxxxxx0225 | XXXX | XXXX | xxxxxx0138 | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | -45000.0 | -.073 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| xxxxxxx0228 | XXXX | XXXX | xxxxxx0106 | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| xxxxxx8239 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0291 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0056 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| xxxxxxx0093 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0189 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0016 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2000.0 | .004 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| xxxxxxx0331 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.1 |  |
| xxxxxxx0145 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0496 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0161 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0291 | XXXX | XXXX | xxxxxx0245 | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | -74000.0 | -.078 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| xxxxxxx0296 | XXXX | XXXX | xxxxxx0180 | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.5 |  |
| xxxxxxx0283 | XXXX | XXXX | xxxxxx0007 | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| xxxxxxx0284 | XXXX | XXXX | xxxxxx0043 | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.7 |  |
| xxxxxxx0288 | XXXX | XXXX | xxxxxx0120 | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| xxxxxxx0285 | XXXX | XXXX | xxxxxx0005 | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| xxxxxxx0286 | XXXX | XXXX | xxxxxx0006 | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| xxxxxxx0282 | XXXX | XXXX | xxxxxx0008 | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.2 |  |
| xxxxxxx0294 | XXXX | XXXX | xxxxxx0011 | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 3.8 |  |
| xxxxxxx0292 | XXXX | XXXX | xxxxxx0130 | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0235 | XXXX | XXXX | xxxxxx0134 | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 5 |  |
| xxxxxx8375 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| xxxxxxx0248 | XXXX | XXXX | x5567 | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| xxxxxx8092 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.1 |  |
| xxxxxxx0159 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0338 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0036 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| xxxxxxx0394 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0480 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0231 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| xxxxxxx0268 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | High Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0024 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0063 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8817 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0335 | XXXX | XXXX | xxxxxx0000 | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| xxxxxxx0336 | XXXX | XXXX | xxxxxx0125 | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 70000.0 | .121 | XXXX | 1004 URAR |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | High Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 5 |  |
| xxxxxxx0203 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0362 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0177 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0157 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0061 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 80000.0 | .024 | XXXX | 1004 URAR |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0079 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 0 |  |
| xxxxxxx0053 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0396 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0112 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 106472.0 | .034 | XXXX | 1004 URAR |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.8 |  |
| xxxxxx8669 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8716 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx7923 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8402 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8684 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 4000.0 | .006 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0258 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0081 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0134 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0247 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0252 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8694 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8719 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 750000.0 | .208 | XXXX | 1004 URAR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8859 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9126 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8576 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0075 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0355 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0109 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0301 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 3 |  |
| xxxxxxx0460 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0267 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0400 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0232 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx7710 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8890 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0068 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| xxxxxxx0047 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| xxxxxxx0009 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0494 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0166 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0306 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 0.0 | .000 | XXXX | 1004 URAR |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0284 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0395 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| xxxxxxx0072 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 200000.0 | .093 | XXXX | 1004 URAR |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| xxxxxxx0177 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0073 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0405 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| xxxxxx8662 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8897 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8479 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| xxxxxx8422 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8056 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8724 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8714 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8778 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9048 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8546 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8818 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0004 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.4 |  |
| xxxxxxx0245 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0067 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0091 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0154 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.4 |  |
| xxxxxxx0171 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.1 |  |
| xxxxxxx0398 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0397 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 250000.0 | .056 | XXXX | 1004 URAR |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0498 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8963 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 50000.0 | .012 | XXXX | 1004 URAR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9337 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8629 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9080 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8568 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| xxxxxx8970 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8917 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2 |  |
| xxxxxx9052 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0090 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0273 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.5 |  |
| xxxxxxx0220 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 0 |  |
| xxxxxxx0242 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.7 |  |
| xxxxxxx0036 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| xxxxxxx0061 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | -1000.0 | -.003 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0387 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9144 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9235 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9112 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8980 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 20.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8802 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9025 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9278 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0179 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 0.0 | .000 | XXXX | 1004 URAR |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0251 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0180 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 4.6 |  |
| xxxxxx8874 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8822 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0105 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0086 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9447 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8623 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8896 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8933 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8583 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9237 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9146 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8497 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8713 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9044 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9043 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9045 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9046 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9111 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9138 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8971 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9140 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9218 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.1 |  |
| xxxxxx9304 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.3 |  |
| xxxxxx7459 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9219 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9310 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0298 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 10000.0 | .053 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8776 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8753 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8774 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9224 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.1 |  |
| xxxxxx9338 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8485 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8929 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8653 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9101 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9429 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9227 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9245 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9009 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9124 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9132 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8804 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8981 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9351 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8771 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9066 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9285 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9236 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8318 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8646 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8950 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9527 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9407 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9591 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9023 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9393 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9343 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9485 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8952 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9568 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9378 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9452 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9248 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9725 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9299 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8877 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9095 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9188 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9209 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8466 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9748 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9256 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9479 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9243 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9648 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9425 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9434 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9602 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9183 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9363 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9528 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9787 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9756 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9833 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9654 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9211 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9206 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9536 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9035 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9966 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8986 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9426 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8979 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9705 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9589 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9620 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8727 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| xxxxxx9077 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9238 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8998 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | -25000.0 | -.053 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9038 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9134 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9416 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9433 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | -90000.0 | -.093 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9776 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 5000.0 | .019 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9934 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9322 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8836 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9864 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9003 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9760 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9412 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9708 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9287 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8726 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9805 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9792 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| xxxxxx9669 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9670 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9588 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9679 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9951 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9367 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 25000.0 | .056 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.8 |  |
| xxxxxx6521 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0117 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9625 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9746 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | -60000.0 | -.083 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9341 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9572 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9737 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | -12000.0 | -.044 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9937 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9540 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9878 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9649 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8732 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9157 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8675 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9525 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9752 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | -50000.0 | -.012 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9251 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9399 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0064 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0579 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9863 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9918 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0445 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| xxxxxx9430 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 999 |  |
| xxxxxx0407 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0559 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | -10000.0 | -.018 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| xxxxxx0593 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| xxxxxx0565 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9879 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9936 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | -8000.0 | -.048 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0308 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0768 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0428 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 4.2 |  |
| xxxxxx0431 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0680 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0489 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.7 |  |
| xxxxxx0242 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0449 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0528 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| xxxxxx0498 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx1154 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| xxxxxx0537 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx1094 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0442 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.6 |  |
| xxxxxx1067 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.4 |  |
| xxxxxx1200 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 |  |
| xxxxxx1247 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0956 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| xxxxxx1133 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.7 |  |
| xxxxxx0759 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx1645 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0540 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 0 |  |
| xxxxxx0763 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 |  |
| xxxxxx1300 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx1093 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 |  |
| xxxxxx1026 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| xxxxxx1373 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| xxxxxx1377 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | -50000.0 | -.031 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx1204 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx1208 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx1233 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx1634 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.6 |  |
| xxxxxx1096 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.5 |  |
| xxxxxx1146 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 |  |
| xxxxxx1379 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 |  |
| xxxxxx1240 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 3.2 |  |
| xxxxxx1119 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 |  |
| xxxxxx9768 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Reasonable Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx1256 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx1323 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | High Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx1688 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0966 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx1002 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx1070 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.5 |  |
| xxxxxx1381 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx1118 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.7 |  |
| xxxxxx1647 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx1544 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0904 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.4 |  |
| xxxxxx1427 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx1319 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx1425 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| xxxxxx1084 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx1395 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| xxxxxx1523 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx1455 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx1553 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx1549 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.7 |  |
| xxxxxx1528 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.2 |  |
| xxxxxx1599 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx1349 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx1248 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| xxxxxx1302 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx1478 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9500 | XXXX | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

## Exhibit 99.4

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Lender**<br> **Name** | **Transaction**<br> **ID** | **Loan**<br> **ID** | **Seller**<br> **Loan**<br> **ID** | **Investor**<br> **Loan**<br> **ID** | **ULI** | **Borrower**<br> **1**<br> **First**<br> **Name** | **Borrower**<br> **1**<br> **Last**<br> **Name** | **Borrower**<br> **1**<br> **SSN** | **Borrower**<br> **1**<br> **Birthdate** | **Borrower**<br> **1**<br> **Gender** | **Borrower**<br> **1**<br> **Ethnicity** | **Borrower**<br> **1**<br> **Race** | **Borrower**<br> **1**<br> **Citizen** | **Borrower**<br> **1**<br> **Self-Employment**<br> **Flag** | **Borrower**<br> **1**<br> **FTHB** | **Borrower**<br> **1**<br> **FICO**<br> **Date** | **Borrower**<br> **1**<br> **Origination**<br> **FICO**<br>| **Borrower**<br> **1**<br> **Origination**<br> **Equifax** | **Borrower**<br> **1**<br> **Origination**<br> **Experian** | **Borrower**<br> **1**<br> **Origination**<br> **TransUnion** | **Borrower**<br> **2**<br> **First**<br> **Name** | **Borrower**<br> **2**<br> **Last**<br> **Name** | **Borrower**<br> **2**<br> **SSN** | **Borrower**<br> **2**<br> **Birthdate** | **Borrower**<br> **2**<br> **Gender** | **Borrower**<br> **2**<br> **Ethnicity** | **Borrower**<br> **2**<br> **Race** | **Borrower**<br> **2**<br> **Citizen** | **Borrower**<br> **2**<br> **Self-Employment**<br> **Flag** | **Borrower**<br> **2**<br> **FTHB** | **Borrower**<br> **2**<br> **FICO**<br> **Date** | **Borrower**<br> **2**<br> **Origination**<br> **FICO**<br>| **Borrower**<br> **2**<br> **Origination**<br> **Equifax** | **Borrower**<br> **2**<br> **Origination**<br> **Experian** | **Borrower**<br> **2**<br> **Origination**<br> **TransUnion** | **Borrower**<br> **3**<br> **First**<br> **Name** | **Borrower**<br> **3**<br> **Last**<br> **Name** | **Borrower**<br> **3**<br> **SSN** | **Borrower**<br> **3**<br> **Birthdate** | **Borrower**<br> **3**<br> **Gender** | **Borrower**<br> **3**<br> **Ethnicity** | **Borrower**<br> **3**<br> **Race** | **Borrower**<br> **3**<br> **Citizen** | **Borrower**<br> **3**<br> **Self-Employment**<br> **Flag** | **Borrower**<br> **3**<br> **FTHB** | **Borrower**<br> **3**<br> **FICO**<br> **Date** | **Borrower**<br> **3**<br> **Origination**<br> **FICO**<br>| **Borrower**<br> **3**<br> **Origination**<br> **Equifax** | **Borrower**<br> **3**<br> **Origination**<br> **Experian** | **Borrower**<br> **3**<br> **Origination**<br> **TransUnion** | **Borrower**<br> **4**<br> **First**<br> **Name** | **Borrower**<br> **4**<br> **Last**<br> **Name** | **Borrower**<br> **4**<br> **SSN** | **Borrower**<br> **4**<br> **Birthdate** | **Borrower**<br> **4**<br> **Gender** | **Borrower**<br> **4**<br> **Ethnicity** | **Borrower**<br> **4**<br> **Race** | **Borrower**<br> **4**<br> **Citizen** | **Borrower**<br> **4**<br> **Self-Employment**<br> **Flag** | **Borrower**<br> **4**<br> **FTHB** | **Borrower**<br> **4**<br> **FICO**<br> **Date** | **Borrower**<br> **4**<br> **Origination**<br> **FICO**<br>| **Borrower**<br> **4**<br> **Origination**<br> **Equifax** | **Borrower**<br> **4**<br> **Origination**<br> **Experian** | **Borrower**<br> **4**<br> **Origination**<br> **TransUnion** | **Subject**<br> **Address** | **Subject**<br> **City** | **Subject**<br> **Sate** | **Subject**<br> **Zip**<br> **Code** | **Subject**<br> **County** | **Orginator**<br> **Doc**<br> **Type** | **Occupancy** | **Loan**<br> **Purpose** | **Refinance**<br> **Type** | **Qualifying**<br> **Front**<br> **End**<br> **DTI** | **Qualifying**<br> **DTI** | **Borrower**<br> **1**<br> **Qualifying**<br> **Income** | **Borrower**<br> **2**<br> **Qualifying**<br> **Income** | **Borrower**<br> **3**<br> **Qualifying**<br> **Income** | **Borrower**<br> **4**<br> **Qualifying**<br> **Income** | **All**<br> **Borrower**<br> **Total**<br> **Qualifying**<br> **Income** | **Borrower**<br> **1**<br> **Employment**<br> **Status** | **Borrower**<br> **2**<br> **Employment**<br> **Status** | **Borrower**<br> **3**<br> **Employment**<br> **Status** | **Borrower**<br> **4**<br> **Employment**<br> **Status** | **Borrower**<br> **1**<br> **Length**<br> **of**<br> **Employment** | **Borrower**<br> **2**<br> **Length**<br> **of**<br> **Employment** | **Borrower**<br> **3**<br> **Length**<br> **of**<br> **Employment** | **Borrower**<br> **4**<br> **Length**<br> **of**<br> **Employment** | **4506-T**<br> **Flag** | **All**<br> **Borrower**<br> **Residual**<br> **Income** | **All**<br> **Borrower**<br> **Monthly**<br> **Debt** | **Escrow**<br> **Flag** | **Months**<br> **Reserves** | **Liquid**<br> **Cash**<br> **Reserves** | **Orignal**<br> **Note**<br> **Loan**<br> **Amount** | **Orignal**<br> **Qualifying**<br> **Loan**<br> **Amount** | **Original**<br> **Qualifying**<br> **Base**<br> **LTV** | **Orignal**<br> **Qualifying**<br> **LTV** | **Original**<br> **Qualifying**<br> **CLTV** | **Application**<br> **Date** | **Note**<br> **Date** | **Cash**<br> **Disbursement**<br> **Date** | **Mortgage**<br> **Type** | **Loan**<br> **Product** | **Loan**<br> **Program** | **Original**<br> **Note**<br> **Interest**<br> **Rate** | **Original**<br> **Qualifying**<br> **Interest**<br> **Rate** | **Original**<br> **P&I**<br> **Payment** | **Original**<br> **Qualifying**<br> **P&I**<br> **Payment** | **Monthly**<br> **Escrow**<br> **Payment** | **Orignal**<br> **Total**<br> **Housing**<br> **Expense**<br> (PITIA) | **First**<br> **Payment**<br> **Date** | **Amortization**<br> **Type** | **Original**<br> **Amortization**<br> **Term** | **Original**<br> **Term**<br> **to**<br> **Maturity** | **Maturity**<br> **Date** | **ARM**<br> **Gross**<br> **Margin** | **ARM**<br> **Rounding**<br> **Method** | **ARM**<br> **Rounding**<br> **Factor** | **ARM**<br> **Lookback**<br> **Days** | **ARM**<br> **Rate**<br> **Index**<br> **Type** | **Origination**<br> **ARM**<br> **Rate**<br> **Index**<br> **Value** | **ARM**<br> **Initial**<br> **Interest**<br> **Rate**<br> **Cap** | **ARM**<br> **Subsequent**<br> **Interest**<br> **Rate**<br> **Cap** | **ARM**<br> **Initial**<br> **Interest**<br> **Rate**<br> **Floor** | **ARM**<br> **Lifetime**<br> **Interest**<br> **Rate**<br> **Floor** | **ARM**<br> **Initial**<br> **Interest**<br> **Rate**<br> **Maximum** | **ARM**<br> **Lifetime**<br> **Interest**<br> **Rate**<br> **Maximum** | **ARM**<br> **First**<br> **Rate**<br> **Reset**<br> **Date** | **ARM**<br> **First**<br> **Payment**<br> **Reset**<br> **Date** | **ARM**<br> **Subsequent**<br> **Interest**<br> **Rate**<br> **Reset**<br> **Frequency** | **ARM**<br> **Subsequent**<br> **Payment**<br> **Reset**<br> **Frequency** | **Interest**<br> **Only**<br> **Flag** | **Original**<br> **Interest**<br> **Only**<br> **Term** | **Balloon**<br> **Flag** | **Buydown**<br> **Flag** | **Assumable**<br> **Flag** | **Prepayment**<br> **Penalty**<br> **Flag** | **Prepayment**<br> **Penalty**<br> **Total**<br> **Term** | **Prepayment**<br> **Penalty**<br> **Type** | **Origination**<br> **Channel** | **PMI**<br> **Flag** | **MI**<br> **Certificate**<br> **Number** | **Mortgage**<br> **Insurance**<br> **Percent** | **Mortgage**<br> **Insurance**<br> **Type** | **Mortgage**<br> **Insurance**<br> **Company**<br> **Name** | **MERS**<br> **MOM**<br> **Flag** | **MERS**<br> **Loan**<br> **ID** | **Property**<br> **Type** | **Number**<br> **of**<br> **Units** | **Year**<br> **Built** | **Primary**<br> **Value**<br> **Property**<br> **Valuation**<br> **Date** | **Primary**<br> **Value**<br> **Property**<br> **Valuation**<br> **Type** | **Primary**<br> **Value**<br> **Property**<br> **Value** | **Secondary**<br> **Value**<br> **Property**<br> **Valuation**<br> **Date** | **Secondary**<br> **Value**<br> **Property**<br> **Form**<br> **Type** | **Secondary**<br> **Value**<br> **Property**<br> **Value** | **Sales**<br> **Price** | **Qualifying**<br> **Property**<br> **Value** | **Date**<br> **of**<br> **Prior**<br> **Sale** | **Days**<br> **Since**<br> **Prior**<br> **Sale** | **Total**<br> **Adjusted**<br> **Prior**<br> **Purchase**<br> **Price** | **Flood**<br> **Zone**<br> **Flag** | **Flood**<br> **Zone**<br> **Code** | **Flood**<br> **Policy**<br> **Number** | **Other**<br> **Lien**<br> **Amount** | **Other**<br> **Lien**<br> **Position** | **Originator**<br> **QM**<br> **Status** | **Final**<br> **QM**<br> **Status** | **Total**<br> **Number**<br> **of**<br> **Borrowers** | **Cash**<br> **Out**<br> **Amount** | **Total**<br> **Origination**<br> **and**<br> **Discount**<br> **Points** | **Number**<br> **of**<br> **Mortgaged**<br> **Properties** | **Credit**<br> **Report:**<br> **Max**<br> **Trade**<br> **Line** | **Credit**<br> **Report:**<br> **Longest**<br> **Trade**<br> **Line** | **Credit**<br> **Report:**<br> **Number**<br> **of**<br> **Trade**<br> **Lines** | **Credit**<br> **Line**<br> **Usage**<br> **Ratio** | **Borrower**<br> **1**<br> **Years**<br> **in**<br> **Home** | **GSE**<br> **Eligible**<br> **Flag** | **AUS**<br> **Case**<br> **Number** | **AUS**<br> **Recommendation** | **QM**<br> **Points**<br> **and**<br> **Fees** | **Annual**<br> **Percent**<br> **Rate**<br>(APR) | **Higher**<br> **Priced**<br> **Mortgage**<br> **Loan**<br> (HPML)<br> **Flag** | **Covered/High**<br> **Cost**<br> **Loan**<br> **Flag** | **Guideline**<br> **Name** | **UW**<br> **Guideline**<br> **Author** |
| XXXX | XXXX | xxxxxxx0105 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 683 | 683 | 671 | 728 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 2812.49 | Yes | 59.86 | 107181.05 | XXXX | XXXX | 74.87 | 74.87 | 74.87 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 4.375 | 4.375 | 1075.52 | 1075.52 | 714.97 | 1790.49 | XXXX | Fixed | 360 | 480 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 10145 | 1 |  | 135 |  |  | 21 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0524 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 793 | 811 | 793 | 788 | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 801 | 807 | 801 | 775 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | WA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 3310.14 | Yes | 86 | 276876.41 | XXXX | XXXX | 70 | 70 | 70 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 4.375 | 4.375 | 2296.88 | 2296.88 | 513.26 | 3235.14 | XXXX | Fixed | 360 | 480 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Two to Four Unit | 4 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 2 | 0 | 14795.9 | 11 |  | 313 |  |  | 21.75 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0525 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 793 | 811 | 793 | 755 | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 801 | 807 | 801 | 775 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | WA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 6920.39 | Yes | 95.31 | 328114.55 | XXXX | XXXX | 66.67 | 66.67 | 66.67 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 4.375 | 4.375 | 2552.08 | 2552.08 | 465.39 | 3442.47 | XXXX | Fixed | 360 | 480 | XXXX | 0 |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Two to Four Unit | 4 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 2 | 0 | 16296 | 11 |  | 313 |  |  | 21.75 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0378 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | Non Permanent Resident Alien | Yes | false | XXXX | 744 | 744 | 757 | 737 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  | 7.2 |  |  |  | NA |  | 7292.57 | Yes | 34 | 41636.89 | XXXX | XXXX | 75 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 4.75 | 4.75 | 816.41 | 816.41 | 400.16 | 1216.57 | XXXX | Fixed | 360 | 480 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 7482.51 | 2 |  | 70 |  |  | 4 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0380 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | Non Permanent Resident Alien | No | false | XXXX | 723 | 723 | 729 | 709 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  | NA |  | 2282 | Yes | 45.18 | 89852.33 | XXXX | XXXX | 75 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 4.75 | 4.75 | 1380.47 | 1380.47 | 608.35 | 1988.82 | XXXX | Fixed | 360 | 480 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | Yes | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 10885.63 | 2 | 35822 | 71 | 6 | 0.21992260061919505 | 4 | No | n/a | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0023 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 715 | 691 | 715 | 728 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 5416.26 | Yes | 17.54 | 33409.93 | XXXX | XXXX | 40.82 | 40.82 | 40.82 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 4.49 | 4.49 | 1518.27 | 1518.27 | 466.61 | 1905.2 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Two to Four Unit | 3 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 4295 | 6 |  | 175 |  |  | 15 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0061 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 656 | 656 | 620 | 665 | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 719 | 724 | 719 | 686 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Full Doc | Primary Residence | Refinance | Cash Out - Other | 32.58 | 32.58 | 6042.36 | 3409.69 |  |  | 9452.05 | Employed | Employed |  |  | 2.25 | 1.16 |  |  | 2 YRS |  | 3079.62 | Yes | 11.01 | 33911.06 | XXXX | XXXX | 52.1 | 52.1 | 52.1 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 4.75 | 4.75 | 2717.78 | 2717.78 | 361.84 | 3079.62 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | 0 | 11715 | 1 | 35635 | 274 | 3 | 0 | 21.33 | No | N/A | Manual Underwriting | 15232.48 | 4.960 | Yes | No |  | XXXX |
| XXXX | XXXX | xxxxxxx0503 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 782 | 782 | 771 | 789 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 0 | No | 34.8 | 150374.53 | XXXX | XXXX | 65.57 | 65.57 | 65.57 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 4.75 | 4.75 | 3166.67 | 3166.67 | 0 | 4321.04 | XXXX | Fixed | 360 | 480 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 10295 | 5 |  | 214 |  |  | 0.2 | No | N/A | Manual Underwriting |  |  |  |  |  | XXXX |
| XXXX | XXXX | xxxxxxx0027 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 714 | 711 | 714 | 739 | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 696 | 647 | 696 | 696 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 12659.42 | Yes | 33.94 | 330846.82 | XXXX | XXXX | 44.93 | 44.93 | 44.93 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 4.99 | 4.99 | 5630.21 | 5630.21 | 1451.32 | 9748.19 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Condominium | 1 | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | Yes | VE | xxxxxxxxxxxx3 00 | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 2 | 0 | 22990 | 3 |  | 400 |  |  | 0.5 | No | N/A | Manual Underwriting |  |  |  |  |  | XXXX |
| XXXX | XXXX | xxxxxxx0091 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | Permanent Resident Alien | No | false | XXXX | 791 | 791 | 801 | 783 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 0 | Yes | 216 | 870620.85 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 4.5 | 4.5 | 3363.12 | 3363.12 | 666.66 | 4029.79 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 11251.259999999998 | 1 |  | 165 |  |  | 0.08 | No | N/A | Manual Underwriting |  |  |  |  |  | XXXX |
| XXXX | XXXX | xxxxxxx0571 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | Non Permanent Resident Alien | No | false | XXXX | 642 | 658 | 642 | 628 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | Full Doc | Investment | Purchase | NA | 25.07 | 48.41 | 4786.62 |  |  |  | 4786.62 | Employed |  |  |  | 15 |  |  |  | NA |  | 2317.41 | Yes | 6.92 | 17057.19 | XXXX | XXXX | 80 | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.25 | 6.25 | 1773.27 | 1773.27 | 691.14 | 2464.41 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 7055 | 1 | 40004 | 128 | 2 | 0.529 | .7 | No | N/A | Manual Underwriting |  |  |  |  |  | XXXX |
| XXXX | XXXX | xxxxxxx0553 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | Non Permanent Resident Alien |  | true | XXXX | 713 | 709 | 717 | 713 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 740 | No | 22 | 53045.13 | XXXX | XXXX | 65 | 65 | 65 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 4.25 | 4.25 | 1720.31 | 1720.31 | 0 | 2357.23 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | Y | 36 | 6 Months Interest | Retail | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 5492 | 1 |  | 0 |  |  | 1.6 | No | N/A | Manual Underwriting |  |  |  |  |  | XXXX |
| XXXX | XXXX | xxxxxxx0569 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | Non Permanent Resident Alien |  | false | XXXX | 640 | 640 | 640 | 640 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | No Cash Out - Borrower Initiated | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | 0 | 0 | No | 100 | 254796.66 | XXXX | XXXX | 39.53 | 39.53 | 39.53 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 4.375 | 4.375 | 1697.57 | 1697.57 |  | 2553.36 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | Y | 36 | 6 Months Interest | Retail | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 1 |  | 0 |  |  | 2 | No | N/A | Manual Underwriting |  |  |  |  |  | XXXX |
| XXXX | XXXX | xxxxxxx0180 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 786 | 780 | 786 | 811 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  | Employed |  |  |  |  |  |  |  | NA |  | 0 | Yes | 161 | 566236.76 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.51 | 7.51 | 2477.64 | 2477.64 | 715.24 | 3514.13 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Retail | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 1390 | 2 |  | 0 |  |  | 1.17 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0182 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 704 | 695 | 704 | 725 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | NJ | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 825 | Yes | 12 | 14584.59 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.65 | 6.65 | 924.43 | 924.43 | 300.68 | 1225.11 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Retail | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 5315 | 1 |  | 206 |  |  | 28 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0189 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 749 | 777 | 748 | 749 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 4241.1 | Yes | 161 | 251044.83 | XXXX | XXXX | 70.0 | 70 | 70 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 4.7 | 4.7 | 1234.36 | 1234.36 | 321.16 | 1555.52 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | Y | 36 | 6 Months Interest | Retail | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Two to Four Unit | 2 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 8232.5 | 1 |  | 0 |  |  | 12.2 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0085 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 745 | 743 | 745 | 747 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | TX | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 41.85 | 47.62 | 7654.58 |  |  |  | 7654.58 | Employed |  |  |  | 3 |  |  |  | 2 YRS |  | 3645.24 | Yes | 7 | 21114.24 | XXXX | XXXX | 89.78 | 89.78 | 89.78 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.99 | 6.99 | 2386.69 | 2386.69 | 768.63 | 3203.24 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 5783.75 | 1 | 8000 | 83 | 5 | 0.24611570247933884 | 0.58 | No | N/A | Manual Underwriting | 10556.03 | 7.165 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0181 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 738 | 718 | 763 | 738 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 24.75 | 37.98 | 34396.09 |  |  |  | 34396.09 | Employed |  |  |  | 7 |  |  |  | NA |  | 13065 | No | 14 | 119301.3 | XXXX | XXXX | 58.68 | 58.68 | 58.68 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 4.5 | 4.5 | 5649.54 | 5649.54 | 0 | 8514.72 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Retail | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 1995 | 2 | 33000 | 270 | 12 | 0.21458257713248638 | 1.1 | No | N/A | Manual Underwriting | 33385.97 | 4.514 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0168 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 777 | 777 | 777 | 761 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Cash Out - Other | 16.68 | 22.12 | 13020.76 |  |  |  | 13020.76 | Employed |  |  |  | 4.08 |  |  |  | NA |  | 2879.72 | No | 58 | 124898.46 | XXXX | XXXX | 70 | 70 | 70 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 4.5 | 4.5 | 1564.14 | 1564.14 | 0 | 2171.72 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Retail | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Condominium | 1 | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 1995 | 2 | 31988 | 162 | 6 | 0.00010416666666666667 | 6 | No | N/A | Manual Underwriting | 9185.74 | 4.568 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0121 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | true | XXXX | 798 | 802 | 798 | 792 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Full Doc | Primary Residence | Purchase | NA | 9.8 | 9.85 | 87114.52 |  |  |  | 87114.52 | Employed |  |  |  | 15 |  |  |  | NA |  | 8580.47 | No | 118 | 926932.67 | XXXX | XXXX | 51.67 | 51.67 | 51.67 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 4.5 | 4.5 | 7042.93 | 7042.93 | 0 | 8540.47 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 13148.2 | 1 | 7500 | 198 | 4 | 0.009362426493345713 | 2 | No | N/A | Manual Underwriting | 41190.88 | 4.580 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx6927 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 745 | 745 | 734 | 747 | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | Permanent Resident Alien |  | false | XXXX | 738 | 743 | 724 | 738 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | No Cash Out - Borrower Initiated | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | 0 | 7817 | No | 6.74 | 32557.26 | XXXX | XXXX | 32.92 | 32.92 | 32.92 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 5.99 | 5.99 | 3647.35 | 3647.35 |  | 4827.33 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | No |  | 5-10 Unit Multi-Family | 6 | XXXX | XXXX | Other | XXXX | XXXX | Other | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 2 | 0 |  | 1 |  | 59 |  |  | 25 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0236 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 780 | 775 | 800 | 780 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | WA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 42 | Yes | 0 | 1479.94 | XXXX | XXXX | 53.23 | 53.23 | 53.23 | XXXX | XXXX | XXXX | DSCR | ARM | XXXX | 6 | 6.0 | 4125 | 4125 | 717.81 | 4842.81 | XXXX | ARM | 240 | 360 | XXXX | 3.75 | Nearest | 0.125 | 45 Days | SOFR 30 Day Average | 0.50 | 2 | 1 | 4 | 3.75 | 8 | 11 | XXXX | XXXX | 6 | 6 | Yes | 120 | No | No |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 21920 | 1 |  | 0 |  |  | 3 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0342 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 813 | 813 | 819 | 768 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | IN | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 3336.02 | Yes | 74 | 70730.56 | XXXX | XXXX | 70.0 | 70 | 70 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.125 | 7.125 | 730.98 | 730.98 | 223.75 | 954.73 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 4060 | 6 |  | 225 |  |  | 10 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0052 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 793 | 793 | 807 | 791 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | IL | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 2826.87 | Yes | 1 | 2311.4 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 5.25 | 5.25 | 1640.63 | 1640.63 | 0 | 2584.88 | XXXX | Fixed | 240 | 360 | XXXX |  |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 60 | 1% | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Two to Four Unit | 2 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 8795 | 1 |  | 0 |  |  | 12 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8532 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 673 | 646 | 683 | 673 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | No Cash Out - Borrower Initiated | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 11583.68 | Yes | 85.8 | 496326.05 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.5 | 7.5 | 5034.34 | 5034.34 |  | 5784.74 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.5 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Two to Four Unit | 2 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 2 |  | 178 |  |  | 15 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0255 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 755 | 759 | 732 | 755 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 23225.66 | No | 4 | 27310 | XXXX | XXXX | 75.86 | 75.86 | 75.86 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 5.99 | 5.99 | 6816.12 | 6816.12 | 0 | 7468.55 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 8122.5 | 3 |  | 0 |  |  | 3 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0210 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 710 | 738 | 710 | 684 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | MA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 22.69 | 40.16 | 10500 |  |  |  | 10500 | Employed |  |  |  | 4.92 |  |  |  | NA |  | 4216.37 | Yes | 25 | 70333.17 | XXXX | XXXX | 85.0 | 85 | 85 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.125 | 6.125 | 1561.88 | 1859.29 | 523.08 | 2084.96 | XXXX | Fixed | 360 | 480 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 10475 | 1 | 30000 | 267 | 13 | 0.40363594786187973 | 8 | No | N/A | Manual Underwriting | 8835.8 | 6.410 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0368 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 704 | 668 | 731 | 704 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | AZ | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 0 | Yes | 44 | 76623.67 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.25 | 6.25 | 1600.86 | 1600.86 |  | 1753.21 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 1 | 0 | 0 | 0 |  | 1.91 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0433 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 777 | 799 | 771 | 777 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 8946.07 | No | 25 | 86794.92 | XXXX | XXXX | 69.56 | 69.56 | 69.56 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.625 | 6.625 | 2523.02 | 2523.02 | 0 | 3417.31 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 8150 | 1 |  | 0 |  |  | 0.33 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0313 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 653 | 653 | 634 | 663 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | PA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 10691.63 | Yes | 18 | 17309.9 | XXXX | XXXX | 68.97 | 68.97 | 68.97 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 9.25 | 9.25 | 770.83 | 770.83 | 307.25 | 948.48 | XXXX | Fixed | 360 | 480 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No |  | N | 0 | No Prepayment Penalty | Retail | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 1490 | 4 |  | 0 |  |  | 0.16 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0317 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 653 | 653 | 634 | 663 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | PA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 7683.47 | Yes | 63 | 59497.69 | XXXX | XXXX | 72.46 | 72.46 | 72.46 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 9.25 | 9.25 | 770.83 | 770.83 | 306.47 | 946.98 | XXXX | Fixed | 360 | 480 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No |  | N | 0 | No Prepayment Penalty | Retail | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 1490 | 4 |  | 0 |  |  | 0.16 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0219 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 738 | 738 | 709 | 740 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CO | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 1507 | No | 49.59 | 267688.5 | XXXX | XXXX | 79.8 | 79.79 | 79.79 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6 | 6.0 | 4664.5 | 4664.5 |  | 5397.71 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Retail | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 1 |  | 0 |  |  | 5.66 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0254 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 658 | 654 | 662 | 658 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | TX | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 7627.52 | No | 8.36 | 24213.38 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.125 | 6.125 | 2005.11 | 2005.11 | 0 | 2954.83 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 5007.5 | 1 |  | 0 |  |  | 20 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0365 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 710 | 691 | 787 | 710 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 704 | Yes | 1 | 52143.35 | XXXX | XXXX | 84.68 | 84.68 | 84.68 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.5 | 7.5 | 1640.63 | 1640.63 | 0 | 2122.5 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Two to Four Unit | 2 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 8513.75 | 1 |  | 0 |  |  | 2.16 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0371 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 721 | 721 | 797 | 721 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 7767.37 | No | 18 | 73994.25 | XXXX | XXXX | 40.54 | 40.54 | 40.54 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 5.25 | 5.25 | 3281.25 | 3281.25 | 0 | 4166.35 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Two to Four Unit | 3 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 8795 | 2 |  | 552 |  |  | 0.5 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0005 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 787 | 705 | 787 | 795 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  | 17.6 |  |  |  | NA |  | 7373.68 | No | 69.75 | 239732.68 | XXXX | XXXX | 55.56 | 55.56 | 55.56 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 5.125 | 5.125 | 2722.43 | 2722.43 | 487.58 | 3437.23 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Correspondent Bulk | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | Yes | A | xxxxxxxxxxxx4 09 | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 10390 | 5 |  | 480 |  |  | 17.1 | No |  | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0349 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 748 | 748 | 706 | 763 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | WA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 723 | Yes | 126 | 249914.24 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 4.75 | 4.75 | 1632.81 | 1632.81 | 353.38 | 1986.19 | XXXX | Fixed | 360 | 480 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 36 | 6 Months Interest | Correspondent Bulk | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 8962.75 | 17 |  | 370 |  |  | 21 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0347 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 748 | 748 | 706 | 763 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | WA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 723 | Yes | 96 | 229626.08 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 4.5 | 4.5 | 1938.07 | 1938.07 | 452.22 | 2390.28 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 8510.35 | 1 |  | 369 |  |  | 21 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0330 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 787 | 787 | 773 | 787 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 10618 | Yes | 45 | 493401.76 | XXXX | XXXX | 70.0 | 70 | 70 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 4.5 | 4.5 | 8400 | 8400 | 2542.05 | 10942.05 | XXXX | Fixed | 360 | 480 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 36 | 6 Months Interest | Correspondent Bulk | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 52475 | 2 |  | 342 |  |  | 1.1 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0346 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 748 | 748 | 706 | 763 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | WA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 723 | Yes | 108 | 257512.31 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 4.5 | 4.5 | 1976.07 | 1976.07 | 403.79 | 2379.86 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 1480 | 16 |  | 0 |  |  | 21 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0341 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 803 | 803 | 810 | 797 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 6756 | Yes | 86 | 459540.62 | XXXX | XXXX | 41.67 | 41.67 | 41.67 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 4.5 | 4.5 | 3750 | 3750 | 226.42 | 5326.42 | XXXX | Fixed | 360 | 480 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 60 | 6 Months Interest | Retail | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Condominium | 1 | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 32190 | 11 |  | 0 |  |  | 25 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0348 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 748 | 748 | 706 | 763 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | WA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 723 | Yes | 120 | 237240.34 | XXXX | XXXX | 61.62 | 61.62 | 61.62 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 4.75 | 4.75 | 1585.31 | 1585.31 | 413.48 | 1974.55 | XXXX | Fixed | 360 | 480 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 36 | 6 Months Interest | Correspondent Bulk | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 8895 | 15 |  | 369 |  |  | 21 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0338 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 764 | 763 | 769 | 764 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 407 | Yes | 89 | 211343.45 | XXXX | XXXX | 52.08 | 52.08 | 52.08 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 4.625 | 4.625 | 1285.35 | 1285.35 | 581.64 | 2290.99 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | Y | 36 | 6 Months Interest | Retail | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 5940 | 1 |  | 0 |  |  | 7.83 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0380 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 783 | 783 | 787 | 762 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 1276 | Yes | 86 | 161190.73 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 4.5 | 4.5 | 1520.06 | 1520.06 | 482.42 | 2002.48 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | Y | 36 | 6 Months Interest | Retail | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 8190 | 2 |  | 0 |  |  | 1.25 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8357 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 789 | 790 | 789 | 762 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | No Cash Out - Borrower Initiated | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 19386.32 | No | 41 | 325576.24 | XXXX | XXXX | 65.16 | 65.16 | 65.16 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.375 | 6.375 | 6301.09 | 6301.09 |  | 8024.61 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.375 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | D |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 3 |  | 0 |  |  | 21.92 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8156 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 772 | 804 | 772 | 772 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 5181.82 | No | 126 | 247849.02 | XXXX | XXXX | 40.9 | 40.9 | 40.9 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 5.875 | 5.875 | 1608.98 | 1608.98 |  | 1962.91 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 5.875 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Two to Four Unit | 3 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 3 |  | 0 |  |  | 10 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8345 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 699 | 714 | 699 | 671 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | NV | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | 0 | 367 | Yes | 0 | 194.36 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.625 | 6.625 | 2305.12 | 2305.12 |  | 2495.72 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.625 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 2 |  | 117 |  |  | 6 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0332 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 769 | 769 | 750 | 775 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 6505.84 | No | 159 | 320989.37 | XXXX | XXXX | 74.55 | 74.55 | 74.55 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 5.25 | 5.25 | 1793.75 | 1793.75 | 0 | 2013.27 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 60 | 6 Months Interest | Retail | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 10520 | 9 |  | 0 |  |  | 3.25 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0404 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 717 | 724 | 717 | 698 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 12012.5 | No | 14 | 25681.41 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.125 | 6.125 | 1336.74 | 1336.74 | 0 | 1820.21 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 8995 | 2 |  | 0 |  |  | 3.33 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0368 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 800 | 807 | 800 | 791 | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 800 | 807 | 800 | 779 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | ID | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 14.41 | 23.05 | 34500 | 11500 |  |  | 46000 | Retired | Retired |  |  |  |  |  |  | NA |  | 10602.44 | Yes | 633 | 3504805.38 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 5.75 | 5.75 | 5013.28 | 6105.63 | 521.17 | 5534.45 | XXXX | Fixed | 360 | 480 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | 0 | 16298.22 | 1 | 30200 | 326 | 2 | 0.18056818181818182 | 0.5 | No | N/A | Manual Underwriting | 30888.53 | 5.864 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0346 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | Permanent Resident Alien | No | false | XXXX | 771 | 771 | 756 | 772 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | TX | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 14268.39 | No | 115 | 259020.32 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 5.75 | 5.75 | 1422.46 | 1422.46 | 0 | 2247.3 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Two to Four Unit | 4 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 4951.25 | 4 |  | 0 |  |  | 2 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0484 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | Permanent Resident Alien | No | true | XXXX | 723 | 723 | 713 | 736 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 23143.79 | No | 130 | 1711582.5 | XXXX | XXXX | 70.0 | 70 | 70 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 5.625 | 5.625 | 9696.09 | 9696.09 | 0 | 13122.79 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 26634.12 | 5 |  | 203 |  |  | 3.1 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0161 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | true | XXXX | 715 | 749 | 715 | 701 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | ID | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 25.45 | 30.29 | 25000 |  |  |  | 25000 | Employed |  |  |  | 2 |  |  |  | NA |  | 7572.84 | Yes | 42 | 251692.89 | XXXX | XXXX | 85.0 | 85 | 85 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.25 | 6.25 | 4869.79 | 5756.96 | 563.3 | 5474.67 | XXXX | Fixed | 360 | 480 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | D |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 16301.75 | 1 | 35634 | 202 | 9 | 0.09878419452887538 | 1.25 | No | N/A | Manual Underwriting | 27416.27 | 6.385 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0082 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 741 | 741 | 741 | 757 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 27059.27 | Partial | 190 | 1370144.65 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 5.865 | 5.865 | 5801.15 | 5801.15 | 1363.54 | 7227.19 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Two to Four Unit | 4 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 6203.75 | 37 |  | 0 |  |  | 45 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0157 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 703 | 711 | 642 | 703 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | WA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | No Cash Out - Borrower Initiated | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 4079.51 | Yes | 0.89 | 8425.13 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | DSCR | ARM | XXXX | 6.125 | 6.125 | 8575.0 | 8575.0 | 876.06 | 9452.06 | XXXX | ARM | 240 | 360 | XXXX | 3.75 | Nearest | 0.125 | 45 Days | SOFR 30 Day Average | 0.0500 | 2 | 1.0 | 4.125 | 3.75 | 8.125 | 11.125 | XXXX | XXXX | 6 | 6 | Yes | 120 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Condominium | 1 | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 43295 | 1 |  | 49 |  |  | 5 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0426 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 772 | 772 | 766 | 777 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | TX | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 13591.85 | No | 113 | 257882.26 | XXXX | XXXX | 63.06 | 63.06 | 63.06 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 5.875 | 5.875 | 1585.32 | 1585.32 | 0 | 2286.76 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 4470 | 3 |  | 0 |  |  | 1 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0119 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 797 | 798 | 795 | 797 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 34.65 | 37.01 | 17742.62 |  |  |  | 17742.62 | Employed |  |  |  | 5.3 |  |  |  | NA |  | 6566.58 | Yes | 25.67 | 157901.47 | XXXX | XXXX | 90.0 | 90 | 90 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.875 | 6.875 | 5025.51 | 5025.51 | 910.68 | 6148.19 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Retail | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 2195 | 2 | 22500 | 125 | 5 | 0.025068078668683814 | 5.3 | No | N/A | Manual Underwriting | 22808.28 | 6.936 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0127 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 689 | 713 | 689 | 684 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | KY | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 2549.17 | Yes | 230.59 | 244432.61 | XXXX | XXXX | 59.46 | 59.46 | 59.46 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.75 | 6.75 | 713.46 | 713.46 | 356.99 | 1060.03 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | Yes | AE | xxxxxx9270 | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 1995 | 3 |  | 0 |  |  | 37.8 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0125 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | Non Permanent Resident Alien | No | true | XXXX | 740 | 781 | 0 | 740 | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | Permanent Resident Alien | No | true | XXXX | 683 | 0 | 683 | 696 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Full Doc | Primary Residence | Purchase | NA | 28.56 | 33.1 | 4961.68 | 4719.16 |  |  | 9680.84 | Employed | Employed |  |  | 2.0 | 2.0 |  |  | NA | 6476.47 | 3204.37 | Partial | 10.5 | 29029.22 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.75 | 7.75 | 2292.52 | 2292.52 | 471.85 | 2764.37 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | 0 | 7090 | 1 | 8945 | 130 | 2 | 0.14410480349344978 | 5.0 | No | N/A | Manual Underwriting | 9487.42 | 7.805 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0008 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 730 | 730 | 703 | 746 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | PA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 8247.95 | Yes | 42 | 86576.18 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 8.125 | 8.125 | 1820.0 | 1820.0 | 263.46 | 2059.71 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 5327 | 3 |  | 0 |  |  | 2.58 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0163 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 730 | 730 | 703 | 746 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | PA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Home Improvement/Reno | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 9911.25 | Yes | 8 | 11975.96 | XXXX | XXXX | 77.67 | 77.67 | 77.67 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 8.99 | 8.99 | 1180.13 | 1180.13 | 341.23 | 1421.36 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 1295 | 3 |  | 197 |  |  | 2.6 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0483 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 722 | 722 | 722 | 659 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 7573.7 | No | 20 | 90793.53 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | DSCR | ARM | XXXX | 6.25 | 6.25 | 2562.5 | 2562.5 | 95.83 | 3554.7 | XXXX | ARM | 240 | 360 | XXXX | 3.75 | Nearest | 0.125 | 45 Days | SOFR 30 Day Average | 0.2863 | 2 | 1 | 4.25 | 3.75 | 8.25 | 11.25 | XXXX | XXXX | 6 | 6 | Yes | 120 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | Yes | AH | xxxxxxxxxx9000 | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 4985 | 2 |  | 0 |  |  | 0.08 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0058 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 775 | 779 | 748 | 775 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 9860.94 | No | 127 | 389132.66 | XXXX | XXXX | 47.9 | 47.9 | 47.9 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.625 | 6.625 | 2208.33 | 2208.33 | 0 | 3054.59 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Condominium | 1 | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 7295 | 1 |  | 0 |  |  | 7 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0070 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 704 | 693 | 704 | 720 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | TX | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 15549.49 | Yes | 96 | 268954.21 | XXXX | XXXX | 70.0 | 70 | 70 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.625 | 6.625 | 1951.61 | 1951.61 | 848.77 | 2800.37 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 9248.75 | 5 |  | 0 |  |  | 1.2 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0343 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | Permanent Resident Alien | No | false | XXXX | 771 | 771 | 756 | 772 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | TX | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 884.39 | No | 117 | 260358.34 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 5.75 | 5.75 | 1390.68 | 1390.68 | 0 | 2224.19 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Two to Four Unit | 4 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 4869.58 | 7 |  | 27 |  |  | 2 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0257 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 775 | 766 | 781 | 775 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 3355 | Yes | 51.08 | 104115.88 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 5.875 | 5.875 | 1799.22 | 1799.22 | 254.72 | 2038.32 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 6807.5 | 2 |  | 0 |  |  | 2.33 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0082 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 726 | 692 | 750 | 726 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | GA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 4578.2 | Yes | 175 | 544064.39 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 8.5 | 8.5 | 2504.67 | 2504.67 | 573.53 | 3078.19 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 12 | 2% | Retail | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 1295 | 4 |  | 460 |  |  | 12 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0501 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 614 | 614 | 563 | 634 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | UT | XXXX | XXXX | Full Doc | Primary Residence | Refinance | Cash Out - Other | 31.79 | 39.45 | 5433.72 |  |  |  | 5433.72 | Employed |  |  |  | 14.16 |  |  |  | 2 YRS |  | 2143.37 | Yes | 25 | 43944.49 | XXXX | XXXX | 42.83 | 42.83 | 42.83 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.125 | 8.125 | 1484.99 | 1484.99 | 242.38 | 1727.37 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | Yes | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 5795 | 1 | 24241 | 278 | 2 | 0.9077142857142857 | 15 | No | N/A | Manual Underwriting | 5783.76 | 8.463 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0156 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 764 | 766 | 724 | 764 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | TX | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 8172.49 | No | 28 | 89437.68 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 5.875 | 5.875 | 2839.38 | 2839.38 | 0 | 3183.01 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 6095 | 2 |  | 0 |  |  | 16 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0258 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 676 | 643 | 676 | 693 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | UT | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 11605.93 | Yes | 53.43 | 330098.82 | XXXX | XXXX | 70.0 | 70 | 70 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.125 | 6.125 | 5602.33 | 5602.33 | 576.32 | 6178.64 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 45199 | 1 |  | 0 |  |  | 0.25 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0207 | xxxxxxxxxx6416 | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | Permanent Resident Alien | Yes | true | XXXX | 744 | 762 | 744 | 739 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | NV | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  | 1.6 |  |  |  | NA |  | 484.5 | No | 2.99 | 20308.26 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.5 | 7.5 | 6340.66 | 6340.66 |  | 6785.52 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Correspondent Bulk | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 1 |  | 0 |  |  | 2 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0206 | xxxxxxxxxx6234 | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 696 | 782 | 660 | 696 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 2320.57 | Yes | 45.18 | 104834.42 | XXXX | XXXX | 70.0 | 70 | 70 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.375 | 7.375 | 1875.87 | 1875.87 |  | 2320.57 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 2 |  | 0 |  |  | 6.50 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0208 | xxxxxxxxxx6423 | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | true | XXXX | 724 | 728 | 718 | 724 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | TX | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 6.78 | 8.96 | 49246.01 |  |  |  | 49246.01 | Employed |  |  |  | 11 |  |  |  | 3 YRS |  | 4414.52 | Yes | 3.58 | 15947.13 | XXXX | XXXX | 90.0 | 90 | 90 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.875 | 8.875 | 3093.47 | 3093.47 | 244.05 | 3337.52 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 2472.6 | 1 | 21105 | 160 | 6 | 0.3139274924471299 | 1 | No | N/A | Manual Underwriting | 11584.15 | 8.943 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0209 | xxxxxxxxxx6436 | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 801 | 801 | 811 | 788 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | PA | XXXX | XXXX | Full Doc | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 8.67 | 11.24 | 31964 |  |  |  | 31964 | Employed |  |  |  | 10 |  |  |  | 2 YRS |  | 3593.79 | Yes | 58 | 161712.55 | XXXX | XXXX | 50.4 | 50.4 | 50.4 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.625 | 6.625 | 2016.98 | 2016.98 | 753.81 | 2770.79 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 7995 | 1 | 33494 | 189 | 5 | 0.0035647279549718574 | 7 | No | N/A | Manual Underwriting | 9163.02 | 6.921 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0211 | xxxxxxxxxx6528 | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | true | XXXX | 725 | 727 | 725 | 724 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | IL | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 8.36 | 11.64 | 20295.02 |  |  |  | 20295.02 | Employed |  |  |  | 5.25 |  |  |  | Yes |  | 2362.11 | Yes | 37.73 | 64024.28 | XXXX | XXXX | 85.0 | 85 | 85 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.625 | 7.625 | 1263.41 | 1263.41 | 433.7 | 1697.11 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Correspondent Bulk | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 4945.49 | 1 | 34343 | 15 | 2 | 0 | 10.08 | No | N/A | Manual Underwriting | 5176.43 | 7.913 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0210 | xxxxxxxxxx6440 | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 665 | 665 | 658 | 685 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Investment | Purchase | NA | 4.07 | 13.29 | 67885.26 |  |  |  | 67885.26 | Employed |  |  |  | 3.25 |  |  |  | 3 YRS |  | 9025 | Yes | 18 | 150227.51 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.625 | 7.625 | 7077.94 | 7077.94 | 1418 | 8495.94 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 24945 | 12 | 42610 | 259 | 25 | 0.3387875175450403 | 9.58 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0221 | xxxxxxxxxx6755 | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 706 | 706 | 746 | 702 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Cash Out - Other | 33.42 | 35.82 | 33000 |  |  |  | 33000 | Employed |  |  |  | 6.42 |  |  |  | NA |  | 11820.58 | Partial | 0.18 | 2000 | XXXX | XXXX | 47.48 | 47.48 | 47.48 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.5 | 6.5 | 9003.81 | 9003.81 | 2023.77 | 11027.58 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 26151.53 | 30185 | 1 | 12500 | 193 | 6 | 0.5311731843575419 | 1.33 | No | N/A | Manual Underwriting | 41667.41 | 6.705 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0214 | xxxxxxxxxx6802 | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 758 | 758 | 793 | 754 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 37.56 | 37.84 | 8880 |  |  |  | 8880 | Employed |  |  |  | 15.1 |  |  |  | 3 YRS |  | 3360.25 | Partial | 14.64 | 54234.26 | XXXX | XXXX | 67.02 | 67.02 | 67.02 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.75 | 6.75 | 2636.49 | 2636.49 | 698.76 | 3335.25 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 12697.23 | 1 | 3000 | 170 | 4 | 0.09328571428571429 | 12.33 | No | N/A | Manual Underwriting | 11747.5 | 7.060 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0212 | xxxxxxxxxx6597 | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 694 | 691 | 699 | 694 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 37 | 41.64 | 13678 |  |  |  | 13678 | Employed |  |  |  | 5.41 |  |  |  | 3 YRS |  | 5695.79 | Yes | 23 | 116328.65 | XXXX | XXXX | 85.0 | 85 | 85 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.5 | 7.5 | 4160.33 | 4160.33 | 901.21 | 5061.54 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Two to Four Unit | 2 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 16570 | 1 | 4824 | 114 | 9 | 0.17535971223021582 | 2 | No | N/A | Manual Underwriting | 17188.73 | 7.829 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0201 | xxxxxxxxxx5780 | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 645 | 651 | 602 | 645 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | TX | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Cash Out - Other | 42.32 | 42.32 | 3504 |  |  |  | 3504 | Employed |  |  |  | 5 |  |  |  | 2 YRS |  | 1482.92 | Yes | 71 | 104954.49 | XXXX | XXXX | 69.92 | 69.92 | 69.92 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.875 | 6.875 | 1129.92 | 1129.92 | 328 | 1482.92 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Correspondent Bulk | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 4482.639999999999 | 1 | 5000 | 270 | 13 | 0.5768724696356275 | 10 | No | N/A | Manual Underwriting | 5022.26 | 7.100 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0204 | xxxxxxxxxx5873 | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 733 | 744 | 695 | 733 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Cash Out - Other | 20.72 | 46.32 | 70833.34 |  |  |  | 70833.34 | Employed |  |  |  | 2.9 |  |  |  | Yes |  | 32811.41 | Partial | 4.12 | 60504.78 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.5 | 6.5 | 12135.71 | 12135.71 | 2258.7 | 14674.41 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 43974.6 | 4 | 37567 | 193 | 8 |  | 3 | No | N/A | Manual Underwriting | 56259.96 | 6.722 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0203 | xxxxxxxxxx6201 | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 661 | 661 | 657 | 679 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | TX | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 27.29 | 48.81 | 6903.8 |  |  |  | 6903.8 | Employed |  |  |  | 10 |  |  |  | 3 YRS |  | 3369.96 | Partial | 6 | 44177.1 | XXXX | XXXX | 85.0 | 85 | 85 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8 | 8.0 | 1481.29 | 1481.29 | 402.6 | 1883.89 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Retail | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 5754.84 | 1 | 13077 | 274 | 7 | 0.3548780487804878 | 22 | No | N/A | Manual Underwriting | 5847.7 | 8.314 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0205 | xxxxxxxxxx5874 | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 733 | 744 | 695 | 733 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Full Doc | Second Home | Refinance | Cash Out - Other | 12.1 | 38.08 | 70833.34 |  |  |  | 70833.34 | Employed |  |  |  | 2.9 |  |  |  | 3 YRS |  | 26972.61 | Partial | 8 | 43741.49 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.5 | 6.5 | 4622 | 4622.0 | 922.61 | 5544.61 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Correspondent Bulk | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 16433.809999999998 | 3 | 37567 | 194 | 9 | 0.22164173319897681 | 3 | No | N/A | Manual Underwriting | 21511.32 | 6.677 | N/A |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0202 | xxxxxxxxxx5871 | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 733 | 744 | 695 | 733 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Full Doc | Investment | Refinance | Cash Out - Other | 19.33 | 38.7 | 70833.34 |  |  |  | 70833.34 | Employed |  |  |  | 2.75 |  |  |  | 3 YRS |  | 27412.24 | Partial | 21.67 | 110866.58 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7 | 7.0 | 4266.25 | 4266.25 | 850.99 | 13691.24 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 13904.14 | 1 | 37567 | 193 | 8 | 0.22165390505359878 | 3 | No | N/A | Manual Underwriting | 0 |  | N/A |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0213 | xxxxxxxxxx6700 | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | true | XXXX | 715 | 727 | 673 | 715 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 46.87 | 54.62 | 13398.4 |  |  |  | 13398.4 | Employed |  |  |  | 17 |  |  |  | NA |  | 7318.37 | Yes | 29 | 181475.75 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8 | 8.0 | 5093.33 | 5093.33 | 1186.04 | 6279.37 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 4353.719999999999 | 1 | 19724 | 179 | 10 | 0.05409980862652731 | 3 | No | N/A | Manual Underwriting | 22779.2 | 8.054 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0234 | xxxxxx0129 | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 707 | 739 | 698 | 707 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | NJ | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 1229 | No | 37.61 | 146806.99 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.125 | 6.125 | 2756.25 | 2756.25 | 0 | 3903.43 | XXXX | Fixed | 360 | 480 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 12 | 6 Months Interest | Correspondent Bulk | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 19440 | 1 |  | 191 |  |  | 0.4 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0224 | xxxxxx0183 | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 707 | 739 | 698 | 707 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | NJ | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 1204 | No | 46.31 | 167397.4 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.125 | 6.125 | 2660.55 | 2660.55 | 0 | 3614.82 | XXXX | Fixed | 360 | 480 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Two to Four Unit | 3 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 18830.629999999997 | 1 |  | 191 |  |  | 0.33 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0231 | xxxxxx0126 | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 707 | 739 | 698 | 707 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | NJ | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 1204 | No | 15.61 | 62793.93 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.125 | 6.125 | 2756.25 | 2756.25 | 0 | 4023.92 | XXXX | Fixed | 360 | 480 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 12 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 22140 | 1 |  | 191 |  |  | 0.33 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0233 | xxxxxx0025 | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | Non Permanent Resident Alien | Yes | true | XXXX | 751 | 751 | 762 | 702 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 32.53 | 36.48 | 24453.51 |  |  |  | 24453.51 | Employed |  |  |  | 5.83 |  |  |  | 3 YRS |  | 8920.73 | Yes | 13.74 | 109340.47 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.25 | 6.25 | 6403.46 | 6403.46 | 0 | 7955.73 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Retail | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 22995 | 1 | 24300 | 76 | 5 | 0.04872773536895674 | 0.7 | No | N/A | Manual Underwriting | 30396.4 | 6.461 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0232 | xxxxxx0113 | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | Non Permanent Resident Alien | No | false | XXXX | 660 | 660 | 660 | 660 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 0 | Yes | 97.86 | 407248.74 | XXXX | XXXX | 60.0 | 52.33 | 52.33 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.75 | 6.75 | 2334.96 | 2334.96 | 689.46 | 4161.48 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | Y | 12 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Condominium | 1 | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | Yes | AE | xxxxxxxxxxxx0 11 | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 10295 | 1 |  | 0 |  |  | 10.08 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0225 | xxxxxx0138 | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 707 | 739 | 698 | 707 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | NJ | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 1204 | No | 38.16 | 113061.51 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.125 | 6.125 | 2373.44 | 2373.44 | 0 | 2962.99 | XXXX | Fixed | 360 | 480 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 12 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Two to Four Unit | 2 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 17002.5 | 1 |  | 191 |  |  | 0.33 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0228 | xxxxxx0106 | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 700 | 686 | 700 | 701 | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | true | XXXX | 711 | 711 | 710 | 726 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Full Doc | Primary Residence | Purchase | NA | 23 | 45.81 | 45000 | 7640.58 |  |  | 52640.58 | Employed | Employed |  |  | 13.05 | 20.01 |  |  | Yes |  | 24116.96 | Yes | 9.37 | 113450.13 | XXXX | XXXX | 90.0 | 90 | 90 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.99 | 7.99 | 10184.13 | 10184.13 | 1685.83 | 12108.96 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | 0 | 8441.96 | 1 | 124715 | 120 | 9 | 0.4384313725490196 | 5 | No | N/A | Manual Underwriting | 41456.84 | 7.999 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8239 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 738 | 738 | 731 | 766 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | NV | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 427 | Yes | 5.49 | 24453.39 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.125 | 7.125 | 2850 | 2850 |  | 3178.97 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.125 |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Two to Four Unit | 4 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 2 |  | 278 |  |  | 6 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0291 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 742 | 694 | 742 | 749 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | No Cash Out - Borrower Initiated | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 36125.94 | No | 0.37 | 4457.23 | XXXX | XXXX | 64.31 | 64.31 | 64.31 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 5.875 | 5.875 | 5116.15 | 5116.15 | 0 | 8537.14 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Condominium | 1 | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | Yes | AE | xxxxxx9050 | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 16970 | 3 |  | 0 |  |  | 0.25 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0056 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 775 | 779 | 748 | 775 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 1786.15 | Yes | 128.99 | 389541.88 | XXXX | XXXX | 48.48 | 48.48 | 48.48 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.625 | 6.625 | 2208.33 | 2208.33 | 0 | 3019.93 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Condominium | 1 | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 7295 | 1 |  | 467 |  |  | 7 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0093 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 716 | 751 | 704 | 716 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 4542 | Yes | 47.54 | 328889.2 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.25 | 7.25 | 6139.59 | 6139.59 | 778.27 | 6917.86 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 12545 | 4 |  | 210 |  |  | 0 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0189 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 694 | 694 | 692 | 694 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | AZ | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 5030.55 | Yes | 135.53 | 282684.54 | XXXX | XXXX | 74.08 | 74.07 | 74.07 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.24 | 6.24 | 1845.2 | 1845.2 | 170.61 | 2085.81 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 12445 | 1 |  | 0 |  |  | 3 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0016 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | true | XXXX | 752 | 738 | 752 | 760 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | PA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 3231.86 | No | 8 | 39754.53 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.125 | 6.125 | 1927.33 | 1927.33 | 0 | 3166.86 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 36 | 6 Months Interest | Retail | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 6015 | 1 |  | 0 |  |  | 3.03 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0331 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 702 | 707 | 700 | 702 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | OH | XXXX | XXXX | Full Doc | Primary Residence | Purchase | NA | 13.38 | 45.92 | 17326.07 |  |  |  | 17326.07 | Employed |  |  |  | 11 |  |  |  | 2 YRS |  | 7955.34 | Yes | 16 | 37805.36 | XXXX | XXXX | 85.0 | 85 | 85 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.5 | 6.5 | 1772.95 | 1772.95 | 545.21 | 2318.34 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 9958.75 | 1 | 77796 | 223 | 13 | 0.4607341772151899 | 2.4 | No | N/A | Manual Underwriting | 8085.12 | 6.852 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0145 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 771 | 771 | 763 | 780 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 5093.48 | Yes | 164 | 295308.04 | XXXX | XXXX | 67.79 | 67.79 | 67.79 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 5.875 | 5.875 | 1483.44 | 1483.44 |  | 1799.39 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 4 |  | 183 |  |  | 14 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0496 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 751 | 679 | 751 | 771 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 15078.94 | Yes | 5.06 | 8668.78 | XXXX | XXXX | 79.87 | 79.87 | 79.87 | XXXX | XXXX | XXXX | DSCR | ARM | XXXX | 6.25 | 6.25 | 2778.65 | 2778.65 | 83 | 3691.74 | XXXX | ARM | 240 | 360 | XXXX | 3.75 | Nearest | 0.125 | 45 Days | SOFR 30 Day Average | .415 | 2 | 1 | 4.25 | 3.75 | 8.25 | 11.25 | XXXX | XXXX | 6 | 6 | Yes | 120 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | Yes | AH | xxxxxxxxxx4100 | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 26636.25 | 5 |  | 124 |  |  | 0.5 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0161 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | Permanent Resident Alien | Yes | true | XXXX | 772 | 772 | 782 | 770 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 35.41 | 35.41 | 9333 |  |  |  | 9333 | Employed |  |  |  | 4.16 |  |  |  | NA |  | 3304.8 | Partial | 24 | 80570.73 | XXXX | XXXX | 90.0 | 90 | 90 | XXXX | XXXX | XXXX | Conventional | ARM | XXXX | 6.875 | 6.875 | 2749.25 | 2749.25 | 555.55 | 3304.8 | XXXX | ARM | 360 | 360 | XXXX | 3.75 | Nearest | 0.125 | 45 Days | SOFR 30 Day Average | 0.2256 | 2 | 1 | 4.875 | 3.75 | 8.875 | 11.875 | XXXX | XXXX | 6 | 6 | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Retail | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 11206.25 | 1 | 2500 | 36 | 2 | 0 | 2.08 | No | N/A | Manual Underwriting | 12107.48 | 5.450 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0291 | xxxxxx0245 | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 730 | 772 | 730 | 675 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | No Cash Out - Borrower Initiated | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 103 | Yes | 218.44 | 1050071.86 | XXXX | XXXX | 74.97 | 74.97 | 74.97 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.0 | 6.0 | 4265.81 | 4265.81 | 541.3 | 4807.11 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 34307.5 | 17 |  | 470 |  |  | 30 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0296 | xxxxxx0180 | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 777 | 777 | 799 | 759 | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 802 | 803 | 790 | 802 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 182 | Partial | 79.54 | 327901.66 | XXXX | XXXX | 70.47 | 70.47 | 70.47 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.25 | 6.25 | 2993.93 | 2993.93 | 405.22 | 4059.48 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | Y | 36 | 12 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Condominium | 1 | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | Yes | VE | xxxxxxxxxxx7B21 | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 2 | 0 | 7357.5 | 2 |  | 384 |  |  | 7 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0283 | xxxxxx0007 | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 779 | 766 | 779 | 785 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 950 | No | 83.37 | 208871.9 | XXXX | XXXX | 59 | 59 | 59 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.75 | 6.75 | 1435.03 | 1435.03 | 0 | 2505.51 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | Y | 36 | 12 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Condominium | 1 | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 8527.5 | 2 |  | 349 |  |  | 5 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0284 | xxxxxx0043 | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 696 | 724 | 678 | 696 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | TX | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 7209 | No | 117.05 | 159040.12 | XXXX | XXXX | 69.49 | 69.49 | 69.49 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.125 | 7.125 | 1076.74 | 1076.74 | 0 | 1358.7 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 12 Months Interest | Retail | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 2195 | 1 |  | 0 |  |  | 0.25 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0288 | xxxxxx0120 | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | Non Permanent Resident Alien |  | false | XXXX |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | TX | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 0 | Yes | 27.12 | 81103.78 | XXXX | XXXX | 70 | 70 | 70 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.999 | 6.999 | 1263.81 | 1263.81 | 701.2 | 1990.01 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | Y | 12 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 6719.42 | 1 |  | 0 |  |  | 20 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0285 | xxxxxx0005 | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 762 | 762 | 780 | 756 | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 771 | 771 | 763 | 781 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 525 | No | 162.38 | 379388.15 | XXXX | XXXX | 70 | 70 | 70 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.25 | 6.25 | 1896.41 | 1896.41 | 0 | 2428.75 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 12 Months Interest | Retail | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | D |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 2 | 0 | 7585 | 4 |  | 332 |  |  | 14 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0286 | xxxxxx0006 | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 762 | 762 | 780 | 756 | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 771 | 771 | 763 | 781 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 525 | No | 221.49 | 428206.06 | XXXX | XXXX | 70 | 70 | 70 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.25 | 6.25 | 1508.51 | 1508.51 | 0 | 1955.85 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 12 Months Interest | Retail | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 2 | 0 | 6482.5 | 7 |  | 332 |  |  | 1.75 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0282 | xxxxxx0008 | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 788 | 788 | 788 | 803 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 1771 | No | 44.78 | 129864.33 | XXXX | XXXX | 70 | 70 | 70 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.25 | 6.25 | 2588.54 | 2588.54 | 0 | 3382.76 | XXXX | Fixed | 360 | 480 | XXXX |  |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 48 | 6 Months Interest | Retail | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 5922.5 | 3 |  | 0 |  |  | 10 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0294 | xxxxxx0011 | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | true | XXXX | 678 | 678 | 639 | 709 | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | Non Permanent Resident Alien | Yes | true | XXXX | 684 | 803 | 672 | 684 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 3.7 | 5.04 | 339533.41 |  |  |  | 339533.41 | Employed | Employed |  |  | 14.25 |  |  |  | NA |  | 17119.89 | No | 37.78 | 524408.42 | XXXX | XXXX | 78.94 | 78.94 | 78.94 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.375 | 7.375 | 10359.44 | 10359.44 | 0 | 12556.69 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Retail | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | 0 | 17194 | 1 | 19832 | 373 | 12 | 0.4020389805097451 | 1.16 | No | N/A | Manual Underwriting | 44486.65 | 7.491 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0292 | xxxxxx0130 | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 750 | 750 | 790 | 719 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | WI | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 3576 | No | 192.53 | 584747.54 | XXXX | XXXX | 76.59 | 76.59 | 76.59 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.5 | 6.5 | 2057.38 | 2057.38 | 0 | 2933.24 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 5% | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Two to Four Unit | 4 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 3122.5 | 4 |  | 331 |  |  | 8.42 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0235 | xxxxxx0134 | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 707 | 739 | 698 | 707 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | NJ | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 1204 | Yes | 33.2 | 119083.44 | XXXX | XXXX | 75 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.125 | 6.125 | 2526.57 | 2526.57 | 0 | 3587.39 | XXXX | Fixed | 360 | 480 | XXXX |  |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 17977.5 | 1 |  | 191 |  |  | 0.33 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8375 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 728 | 732 | 724 | 728 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | No Cash Out - Borrower Initiated | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 2847.71 | Yes | 7.47 | 13502.7 | XXXX | XXXX | 72.48 | 72.48 | 72.48 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.625 | 6.625 | 1197.39 | 1197.38 |  | 1731.13 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.625 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Condominium | 1 | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 1 |  | 0 |  |  | 26.8 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0248 | x5567 | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 630 | 630 | 688 | 624 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 18.05 | 23.47 | 8288.5 |  |  |  | 8288.5 | Employed |  |  |  | 5.4 |  |  |  | 2 YRS |  | 1945.38 | Yes | 8.86 | 13265.06 | XXXX | XXXX | 70 | 70 | 70 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.5 | 7.5 | 1233.42 | 1233.41 | 262.97 | 1496.39 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Retail | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Attached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 8299.61 | 1 | 13147 | 287 | 5 | 0.7446153846153846 | 2 | No | N/A | Manual Underwriting | 5000.32 | 8.033 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8092 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 639 | 639 | 631 | 659 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | NC | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Cash Out - Other | 29.84 | 44.13 | 29979 |  |  |  | 29979 | Employed |  |  |  | 3.25 |  |  |  | 1 YR |  | 13231.16 | Yes | 32.5 | 290723.12 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.375 | 8.375 | 7838.24 | 7838.24 | 656.25 | 8945.16 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 8.375 |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Retail | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 22715 | 1 | 80983 | 114 | 12 | 0.8389968626492279 | 5 | No | N/A | Manual Underwriting | 30137.26 | 8.620 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0159 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 663 | 653 | 663 | 672 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 8581.47 | Yes | 36.64 | 102048.67 | XXXX | XXXX | 74.47 | 74.47 | 74.47 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.875 | 7.875 | 2296.88 | 2296.88 | 488.59 | 2785.47 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 6745 | 8 |  | 196 |  |  | 0.75 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0338 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 750 | 754 | 748 | 750 | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 18168.9 | Yes | 15.15 | 123854.39 | XXXX | XXXX | 70.75 | 70.75 | 70.75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.125 | 6.125 | 7222.4 | 7222.4 | 953.5 | 8175.9 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Two to Four Unit | 2 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 2 | 0 | 34448.45 | 2 |  | 357 |  |  | 14 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0036 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 700 | 686 | 701 | 700 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Full Doc | Primary Residence | Refinance | Cash Out - Other | 20.67 | 32.7 | 33534.19 |  |  |  | 33534.19 | Employed |  |  |  | 22 |  |  |  | 2 YRS |  | 10966.42 | Yes | 28.8 | 167354.46 | XXXX | XXXX | 52.38 | 52.38 | 52.38 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 5.875 | 5.875 | 5385.42 | 6506.92 | 425.5 | 5810.92 | XXXX | Fixed | 360 | 480 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 9545 | 1 | 39000 | 793 | 16 | 0.6567137483301567 | 9 | No | N/A | Manual Underwriting | 32579.18 | 5.949 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0394 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 749 | 731 | 776 | 749 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | AZ | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 1285 | Yes | 45.68 | 98369.54 | XXXX | XXXX | 63.27 | 63.27 | 63.27 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 5.99 | 5.99 | 1856.62 | 1856.62 | 187.63 | 2153.25 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 10244.7 | 14 |  | 0 |  |  | 7.5 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0480 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | true | XXXX | 701 | 712 | 696 | 701 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 31.45 | 36.49 | 34243.02 |  |  |  | 34243.02 | Employed |  |  |  | 17.08 |  |  |  | 2 YRS |  | 12494.26 | Yes | 9.35 | 222243.67 | XXXX | XXXX | 90.0 | 90 | 90 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.75 | 6.75 | 6959.57 | 8024.83 | 1642.26 | 9704 | XXXX | Fixed | 360 | 480 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | D |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 20748.85 | 1 | 1069000 | 412 | 12 | 0.2906353591160221 | 10 | No | N/A | Manual Underwriting | 36319.29 | 6.902 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0231 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 721 | 730 | 714 | 721 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 3415 | No | 40.42 | 249158.19 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6 | 6.0 | 5437.5 | 5437.5 | 0 | 6164 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 18825.5 | 2 |  | 189 |  |  | 3 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0268 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | true | XXXX | 631 | 664 | 631 | 598 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 10.47 | 10.51 | 26332.88 |  |  |  | 26332.88 | Employed |  |  |  | 3 |  |  |  | NA |  | 2768.17 | Yes | 5.66 | 16500.77 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | Conventional | ARM | XXXX | 8.49 | 8.49 | 1811.2 | 2220.01 | 538.16 | 2349.36 | XXXX | ARM | 240 | 360 | XXXX | 3.75 | Nearest | 0.125 | 45 Days | SOFR 30 Day Average | 0.0500 | 2 | 1 | 6.49 | 3.75 | 10.49 | 13.49 | XXXX | XXXX | 6 | 6 | Yes | 120 | No | No |  | N | 0 | No Prepayment Penalty | Retail | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 6910 | 1 | 1500 | 106 | 3 | 0.0032258064516129032 | 4 | No | N/A | Manual Underwriting | 7436.68 | 5.885 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0024 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 663 | 660 | 670 | 663 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 28.54 | 49.69 | 41970 |  |  |  | 41970 | Employed |  |  |  | 26.08 |  |  |  | NA |  | 20854.71 | Yes | 16.05 | 176524.12 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8 | 8.0 | 9760 | 10742.31 | 1085.4 | 10995.4 | XXXX | Fixed | 360 | 480 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No |  | N | 0 | No Prepayment Penalty | Retail | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 25451 | 1 | 573358 | 341 | 14 | 0.008299776286353467 | 2.75 | No | N/A | Manual Underwriting | 42999.89 | 8.156 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0063 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | true | XXXX | 688 | 671 | 688 | 706 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CT | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 27.67 | 41.78 | 11286 |  |  |  | 11286 | Employed |  |  |  | 9.7 |  |  |  | 3 YRS |  | 4715.41 | Yes | 6.22 | 19426.65 | XXXX | XXXX | 90 | 89.49 | 89.49 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.875 | 8.875 | 2506.28 | 2506.28 | 616.51 | 3122.79 | XXXX | Fixed | 360 | 360 | XXXX | 0 |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Correspondent Bulk | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 13013.75 | 1 | 45962 | 189 | 6 | 0.8788999608372133 | 2 | No | N/A | Manual Underwriting | 8986.52 | 9.383 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8817 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | true | XXXX | 678 | 658 | 678 | 682 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | GA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 33.51 | 41.48 | 5968 |  |  |  | 5968 | Employed |  |  |  | 3.33 |  |  |  | 2 YRS |  | 2475.43 | Yes | 17.66 | 35318.28 | XXXX | XXXX | 89.99 | 89.99 | 89.99 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.875 | 7.875 | 1585.55 | 1585.55 | 259.17 | 1999.72 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.875 |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 6961.9 | 1 | 5849 | 116 | 15 | 0.08222222222222222 | 2.08 | No | N/A | Manual Underwriting | 6334.2 | 8.214 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0335 | xxxxxx0000 | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 736 | 709 | 736 | 773 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | No Cash Out - Borrower Initiated | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 791 | Yes | 9.65 | 28142.1 | XXXX | XXXX | 50.0 | 50 | 50 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.375 | 6.375 | 1434.91 | 1434.91 | 385.37 | 2707.2 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | Y | 12 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Condominium | 1 | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | Yes | AE | xxxxxxxxxxxx4 07 | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 7245 | 4 |  | 306 |  |  | 11 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0336 | xxxxxx0125 | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 707 | 739 | 698 | 707 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | NJ | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 1204 | No | 35.56 | 113138.83 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.125 | 6.125 | 2220.31 | 2220.31 |  | 3181.69 | XXXX | Fixed | 360 | 480 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 12 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | Desk Review | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 1 |  | 191 |  |  | 0.33 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0203 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | Permanent Resident Alien | Yes | false | XXXX | 677 | 678 | 677 | 646 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 34.47 | 43.5 | 15000 |  |  |  | 15000 | Employed |  |  |  | 12.01 |  |  |  | NA |  | 6524.63 | Yes | 42.78 | 226223.03 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.25 | 7.25 | 4180.84 | 4180.84 | 989.79 | 5170.63 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 11675 | 1 | 85816 | 262 | 6 | 0 | 2.44 | No | N/A | Manual Underwriting | 20359.13 | 7.406 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0362 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | true | XXXX | 738 | 738 | 746 | 734 | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 820 | 817 | 832 | 820 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 32.43 | 38.04 | 25316 |  |  |  | 25316 | Employed | Not Employed |  |  | 24.25 |  |  |  | NA |  | 9629.09 | Yes | 92.3 | 800673.3 | XXXX | XXXX | 70.0 | 70 | 70 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 5.99 | 5.99 | 6292.73 | 6292.72 | 1918.37 | 8211.1 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | 0 | 19682.25 | 1 | 31313 | 519 | 11 | 0.10067770724955853 | 3.92 | No | N/A | Manual Underwriting | 30753.92 | 6.199 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0177 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | true | XXXX | 726 | 751 | 726 | 677 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | OH | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 12.58 | 15.22 | 35851.27 |  |  |  | 35851.27 | Employed |  |  |  | 22 |  |  |  | NA |  | 5457.76 | Yes | 15.27 | 68893.56 | XXXX | XXXX | 90.0 | 90 | 90 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.125 | 8.125 | 3608.47 | 3608.47 | 903.29 | 4511.76 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 3724.96 | 1 | 17547 | 249 | 8 | 0.3704941948817701 | 11.4 | No | N/A | Manual Underwriting | 14423.99 | 8.208 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0157 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | true | XXXX | 775 | 761 | 784 | 775 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 41.44 | 42.08 | 24321.14 |  |  |  | 24321.14 | Employed |  |  |  | 16.08 |  |  |  | NA |  | 10235.29 | Yes | 62.3 | 516186.53 | XXXX | XXXX | 85.0 | 85 | 85 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.875 | 6.875 | 7304.69 | 8375.84 | 1703.33 | 9008.02 | XXXX | Fixed | 360 | 480 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 2075 | 1 | 40000 | 176 | 4 | 0 | 5 | No | N/A | Manual Underwriting | 37953.14 | 6.914 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0061 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | true | XXXX | 730 | 776 | 698 | 730 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 34.15 | 36.25 | 59864.02 |  |  |  | 59864.02 | Employed |  |  |  | 2 |  |  |  | NA |  | 21701.98 | Partial | 16.82 | 1075923.61 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.5 | 6.5 | 16787.73 | 16787.73 | 3656.25 | 20443.98 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 30511 | 1 | 35900 | 263 | 8 | 0.06181556195965418 | 20 | No | N/A | Manual Underwriting | 78654.62 | 6.610 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0079 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 726 | 692 | 750 | 726 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | GA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 4041.08 | Partial | 152.82 | 346883.71 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.5 | 7.5 | 1925.0 | 1925.0 | 233.25 | 2309.08 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 12 | 2% | Retail | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Two to Four Unit | 2 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 6377 | 24 |  | 282 |  |  | 12.5 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0053 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 663 | 663 | 676 | 656 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Cash Out - Other | 25.05 | 32.29 | 10500 |  |  |  | 10500 | Employed |  |  |  | 30.8 |  |  |  | NA |  | 3390.39 | Yes | 78.11 | 205468.01 | XXXX | XXXX | 80.26 | 80.26 | 80.26 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.625 | 7.625 | 2158.77 | 2158.77 | 471.62 | 2630.39 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 9682.5 | 1 | 10426 | 196 | 12 | 0.14885556432517758 | 19 | No | N/A | Manual Underwriting | 8815.87 | 7.982 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0396 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | true | XXXX | 708 | 708 | 720 | 663 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 14.85 | 23.52 | 37396.56 |  |  |  | 37396.56 | Employed |  |  |  | 10 |  |  |  | NA |  | 8794.65 | Yes | 12.82 | 121148.41 | XXXX | XXXX | 85.0 | 85 | 85 | XXXX | XXXX | XXXX | Conventional | ARM | XXXX | 6.865 | 6.865 | 4629.92 | 4629.92 | 921.63 | 5551.55 | XXXX | ARM | 360 | 360 | XXXX | 3.75 | Nearest | 0.125 | 45 Days | SOFR 30 Day Average | 0.4994 | 2 | 1 | 4.865 | 3.75 | 8.865 | 11.865 | XXXX | XXXX | 6 | 6 | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 16400 | 1 | 90222 | 66 | 8 | 0.16650943396226414 | 2 | No | N/A | Manual Underwriting | 20588.27 | 5.512 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0112 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | true | XXXX | 758 | 738 | 763 | 758 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 13.75 | 20.3 | 145306.57 |  |  |  | 145306.57 | Employed |  |  |  | 10.08 |  |  |  | NA |  | 29496.1 | Yes | 126.24 | 2528481.27 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.74 | 6.74 | 13900.26 | 16035.2 | 3834.26 | 17843.51 | XXXX | Fixed | 360 | 480 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 26043.22 | 1 | 172824 | 389 | 9 | 0.011026581118240147 | 5.16 | No | N/A | Manual Underwriting | 73154.19 | 6.836 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8669 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 751 | 771 | 751 | 751 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | ID | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 2781 | Yes | 44.78 | 85585.85 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.625 | 6.625 | 1608.78 | 1608.78 |  | 1911.15 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.625 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 3 |  | 135 |  |  | 2 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8716 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 762 | 767 | 739 | 762 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Second Home | Purchase | NA | 6.1 | 14.08 | 76849.5 |  |  |  | 76849.5 | Employed |  |  |  | 15.83 |  |  |  | 3 YRS |  | 10818.17 | Yes | 98.95 | 507932.23 | XXXX | XXXX | 85.0 | 85 | 85 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.75 | 6.75 | 4064.07 | 4686.12 | 983.43 | 5047.5 | XXXX | Fixed | 360 | 480 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.75 |  |  |  |  |  |  | Yes | 120 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 8720 | 2 | 42600 | 319 | 6 | 0.0344015444015444 | 16.91 | No | N/A | Manual Underwriting | 21360.57 | 6.846 | N/A |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx7923 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 688 | 673 | 688 | 702 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | Full Doc | Primary Residence | Refinance | Cash Out - Other | 38.29 | 44.31 | 3436.66 |  |  |  | 3436.66 | Employed |  |  |  | 7.3 |  |  |  | 2 YRS |  | 1522.63 | Yes | 58.32 | 70568.92 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.75 | 7.75 | 968.75 | 1074.62 | 241.26 | 1210.01 | XXXX | Fixed | 360 | 480 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.75 |  |  |  |  |  |  | Yes | 120 | No | No |  | N | 0 | No Prepayment Penalty | Retail | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 4340 | 1 | 3100 | 112 | 9 | 0.08056224899598394 | 2.75 | No |  | Manual Underwriting | 4361.08 | 8.008 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8402 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 646 | 668 | 638 | 646 | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 702 | 702 | 690 | 718 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Cash Out - Other | 16.5 | 26.48 | 12951 |  |  |  | 12951 | Employed | Not Employed |  |  | 20 |  |  |  | 2 YRS |  | 3429.28 | Yes | 29.94 | 63954.63 | XXXX | XXXX | 36.18 | 36.18 | 36.18 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.625 | 6.625 | 1760.86 | 1760.86 | 375.42 | 2136.28 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.625 |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | 0 | 9745 | 1 | 18854 | 318 | 11 | 0.589055392025689 | 16 | No | N/A | Manual Underwriting | 7877.15 | 7.063 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8684 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 741 | 716 | 785 | 741 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 722.48 | Yes | 33.16 | 126791.37 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.75 | 6.75 | 2925 | 2925 |  | 3823.16 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.75 |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 1 |  | 309 |  |  | 25 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0258 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 645 | 661 | 640 | 645 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | AZ | XXXX | XXXX | ALT DOC | Investment | Purchase | NA | 2.19 | 2.34 | 989586.38 |  |  |  | 989586.38 | Employed |  |  |  | 20 |  |  |  | NA |  | 23154.03 | Yes | 1326.91 | 1.417945598E7 | XXXX | XXXX | 72.73 | 72.73 | 72.73 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 9.125 | 9.125 | 9763.6 | 9763.6 | 665 | 10673.6 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | Y | 12 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 2291 | 3 | 17547 | 247 | 7 | 0.2980294362133881 | 17.91 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0081 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 726 | 692 | 750 | 726 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | GA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 4520.02 | Yes | 187.6 | 527027.85 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 8 | 8.0 | 2175 | 2175 | 613.02 | 2788.03 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 12 | 2%, 1% | Retail | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 6678.12 | 4 |  | 281 |  |  | 12.5 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0134 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 654 | 633 | 665 | 654 | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 690 | 690 | 663 | 700 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Full Doc | Primary Residence | Refinance | Cash Out - Other | 37.95 | 49.79 | 22117 | 1598 |  |  | 23715 | Employed | Not Employed |  |  | 17 |  |  |  | 2 YRS |  | 11807.79 | Yes | 5.21 | 40999.79 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.5 | 6.5 | 6781.67 | 7913.49 | 643.3 | 7868.97 | XXXX | Fixed | 360 | 480 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | 28037.18 | 54505 | 1 | 108047 | 501 | 18 | 0.8186236615733812 | 26 | No | N/A | Manual Underwriting | 35833.14 | 6.858 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0247 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 791 | 791 | 780 | 793 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | TX | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 13774.18 | No | 4.18 | 17381.58 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.25 | 6.25 | 2202.73 | 2202.73 | 0 | 3010.39 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 12027.5 | 6 |  | 191 |  |  | 19 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0252 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 715 | 715 | 726 | 629 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 9036.64 | Yes | 41.68 | 147520.25 | XXXX | XXXX | 65.0 | 65 | 65 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 8.125 | 8.125 | 2156.52 | 2156.52 | 656.07 | 3779.59 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Condominium | 1 | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | Yes | AE | xxx2628 | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 3683.75 | 4 |  | 98 |  |  | 5 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8694 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 784 | 813 | 784 | 776 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | HI | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 7796.5 | Yes | 78.39 | 376680.9 | XXXX | XXXX | 79.55 | 79.55 | 79.55 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.625 | 6.625 | 4347.66 | 4347.66 |  | 4741.16 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.625 |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | Unknown | D |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 1 |  | 316 |  |  | 1.6 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8719 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 707 | 683 | 749 | 707 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 1390 | Yes | 251.69 | 3854404.08 | XXXX | XXXX | 55.56 | 55.56 | 55.56 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7 | 7.0 | 11666.67 | 11666.67 |  | 15313.9 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.0 |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 12 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 3 |  | 544 |  |  | 4.3 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8859 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 755 | 755 | 728 | 764 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 14972.26 | No | 98.18 | 598558.19 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.75 | 6.75 | 4809.38 | 4809.38 |  | 6096.69 | XXXX | Fixed | 360 | 480 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.75 |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 24 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 5 |  | 225 |  |  | 16 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9126 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 742 | 735 | 742 | 756 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | GA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 4138.24 | Yes | 32 | 115957.81 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.625 | 6.625 | 3073.49 | 3073.49 |  | 3467.24 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | Y | 12 | 12 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 2 |  | 278 |  |  | 1.08 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8576 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 652 | 652 | 681 | 601 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Home Improvement/Reno | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 1250.5 | No | 43.23 | 318240.62 | XXXX | XXXX | 70.0 | 70 | 70 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 9.375 | 9.375 | 6726.56 | 6726.56 |  | 7361.66 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 9.375 |  |  |  |  |  |  | Yes | 120 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Two to Four Unit | 4 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 2 |  | 292 |  |  | 8 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0075 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 671 | 684 | 635 | 671 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 2679.89 | Yes | 113.94 | 530431.87 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.125 | 7.125 | 3799.77 | 3799.78 | 855.55 | 4655.32 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 9755 | 1 |  | 201 |  |  | 6 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0355 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 762 | 758 | 782 | 762 | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 789 | 789 | 801 | 774 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 43.47 | 48.98 | 14080.41 |  |  |  | 14080.41 | Employed | Employed |  |  | 21.41 | 1.41 |  |  | NA |  | 6895.9 | No | 101.25 | 619724.7 | XXXX | XXXX | 57.38 | 57.38 | 57.38 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.6 | 6.6 | 4470.61 | 4470.61 | 0 | 6121.02 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | 0 | 1295 | 1 | 8000 | 282 | 6 | 0.08014151039856035 | 19.16 | No | N/A | Manual Underwriting | 20867.38 | 6.653 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0109 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | true | XXXX | 673 | 673 | 659 | 685 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | GA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 21.7 | 27.98 | 16955.39 |  |  |  | 16955.39 | Employed |  |  |  | 11.08 |  |  |  | NA |  | 4744.42 | Yes | 1.89 | 6958.66 | XXXX | XXXX | 90.0 | 90 | 90 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.625 | 8.625 | 2814.05 | 2814.04 | 640.38 | 3679.43 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 8531 | 1 | 33025 | 315 | 10 | 0.3791023339317774 | 2.17 | No | N/A | Manual Underwriting | 10574.93 | 8.890 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0301 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 718 | 697 | 718 | 718 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | MI | XXXX | XXXX | Full Doc | Investment | Refinance | Cash Out - Other | 10.38 | 18.66 | 76680.92 |  |  |  | 76680.92 | Employed |  |  |  | 10.33 |  |  |  | 2 YRS |  | 14304.84 | Yes | 148.08 | 447493.35 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.625 | 7.625 | 2468.44 | 2468.43 | 553 | 3021.9 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | Y | 24 | 1% | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 11680.630000000001 | 2 | 64108 | 195 | 7 | 0.1250253807106599 | 2 | No | N/A | Manual Underwriting | 0 |  | N/A |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0460 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 784 | 759 | 788 | 784 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | NV | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 13563.33 | No | 108.29 | 847350.57 | XXXX | XXXX | 65.72 | 65.71 | 65.71 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 5.625 | 5.625 | 6468.75 | 6468.75 | 0 | 7824.5 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 847350.57 | 28895 | 2 |  | 24 |  |  | 4 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0267 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 725 | 789 | 716 | 725 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 2456.83 | Yes | 0.53 | 903.41 | XXXX | XXXX | 70.0 | 70 | 70 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.875 | 6.875 | 1122.92 | 1122.92 | 575.91 | 1698.83 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 4235 | 2 |  | 255 |  |  | 21 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0400 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 759 | 747 | 759 | 783 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | AZ | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 1005 | Yes | 122.22 | 241849.57 | XXXX | XXXX | 65.79 | 65.79 | 65.79 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.875 | 7.875 | 1812.67 | 1812.67 | 166.12 | 1978.79 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 241849.57 | 6295 | 2 |  | 126 |  |  | 12 | Yes | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0232 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 751 | 753 | 751 | 738 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | No Cash Out - Borrower Initiated | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 13499 | Yes | 34.66 | 208493.77 | XXXX | XXXX | 61.38 | 61.38 | 61.38 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.5 | 6.5 | 3665.99 | 3665.99 | 2349.46 | 6015.45 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | Yes | AE | xxxxxxxx6699 | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 7095 | 4 |  | 276 |  |  | 7 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx7710 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 773 | 773 | 767 | 803 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 1176 | Yes | 31.34 | 189370.14 | XXXX | XXXX | 51.52 | 51.52 | 51.52 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.375 | 6.375 | 5302.89 | 5302.89 |  | 6042.37 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.375 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | 5-10 Unit Multi-Family | 7 | XXXX | XXXX | Other | XXXX | XXXX | Drive-By Form 704 | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 4 |  | 206 |  |  | 10 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8890 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 754 | 780 | 743 | 754 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 2598 | Yes | 19.94 | 106163.94 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.25 | 6.25 | 2364.35 | 2364.35 |  | 2816.46 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.25 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | Yes | AH | xxxxxxxxxx3999 | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 3 |  | 333 |  |  | 20 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0068 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 730 | 730 | 703 | 746 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | PA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 10727.8 | Yes | 8.52 | 17476.89 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.75 | 7.75 | 1805.36 | 1805.36 | 280.08 | 2052.44 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 5075 | 5 |  | 197 |  |  | 2.58 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0047 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 653 | 653 | 574 | 658 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Cash Out - Other | 30.94 | 37.38 | 14621.22 |  |  |  | 14621.22 | Employed |  |  |  | 5.41 |  |  |  | NA |  | 5465.43 | Partial | 24.88 | 112549.72 | XXXX | XXXX | 79.93 | 79.93 | 79.93 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.875 | 6.875 | 3701.79 | 3701.79 | 821.82 | 4523.61 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 112549.72 | 18673.34 | 1 | 2178 | 226 | 6 | 0.5438625204582651 | 4.08 | No | N/A | Manual Underwriting | 16293.66 | 7.241 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0009 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 726 | 726 | 736 | 719 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | MA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 11827.78 | Yes | 38.91 | 184501.14 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.75 | 7.75 | 3875 | 3875 |  | 4741.95 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 36 | 3 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Two to Four Unit | 3 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 3 |  | 108 |  |  | 0.66 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0494 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 646 | 636 | 651 | 646 | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 635 | 641 | 579 | 635 | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 775 | 786 | 762 | 775 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | NC | XXXX | XXXX | Full Doc | Primary Residence | Purchase | NA | 24.43 | 30.09 | 7777.8 | 3958.35 | 2924.5 |  | 14660.65 | Employed | Employed | Retired |  | 14.08 | 16.08 |  |  | 2 YRS |  | 4411.45 | Yes | 32.62 | 116839.43 | XXXX | XXXX | 65.28 | 65.28 | 65.28 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.375 | 6.375 | 2932.19 | 2932.19 | 620.64 | 3582 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 3 | 0 | 13632.5 | 1 | 2000 | 235 | 11 | 0.7485791610284168 | 1 | No | N/A | Manual Underwriting | 13685.23 | 6.659 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0166 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 728 | 728 | 773 | 658 | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 730 | 722 | 730 | 745 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | WI | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 1133.63 | Yes | 37.47 | 41331.08 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.875 | 7.875 | 852.69 | 852.69 | 250.36 | 1103.05 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 12 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Two to Four Unit | 4 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 2 | 0 | 4529 | 3 |  | 79 |  |  | 2.16 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0306 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 721 | 693 | 721 | 731 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Cash Out - Other | 32.78 | 37.95 | 41666 |  |  |  | 41666 | Employed |  |  |  | 11 |  |  |  | 2 YRS |  | 15814.13 | Yes | 25.43 | 347372.33 | XXXX | XXXX | 47.62 | 47.62 | 47.62 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 5.875 | 5.875 | 11830.76 | 11830.76 | 0 | 13658.13 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 422646.97 | 31795 | 1 | 42000 | 251 | 12 | 0.5186441686754159 | 2 | No | N/A | Manual Underwriting | 59003.97 | 6.028 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0284 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 724 | 740 | 724 | 712 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | TX | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 21.09 | 26.64 | 27600 |  |  |  | 27600 | Employed |  |  |  | 3.83 |  |  |  | NA |  | 7353.67 | Yes | 8.6 | 42359.06 | XXXX | XXXX | 85.0 | 85 | 85 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7 | 7.0 | 4348.75 | 4348.75 | 1363 | 5820.67 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 17636.25 | 1 | 98155 | 126 | 3 | 0.017444444444444443 | 5.25 | No | N/A | Manual Underwriting | 19061.35 | 7.271 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0395 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 737 | 737 | 727 | 760 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CT | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 10963.77 | Yes | 16.77 | 47583.47 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.375 | 6.375 | 2016.35 | 2016.35 | 821.42 | 2837.77 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Two to Four Unit | 3 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 11799 | 2 |  | 168 |  |  | 4 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0072 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 779 | 779 | 770 | 788 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 2.77 | 5.89 | 649412.63 |  |  |  | 649412.63 | Employed |  |  |  | 7 |  |  |  | NA |  | 38273.78 | Yes | 31.49 | 453606.89 | XXXX | XXXX | 90.0 | 90 | 90 | XXXX | XXXX | XXXX | Conventional | ARM | XXXX | 7.25 | 7.25 | 11690.63 | 15293.78 | 2714 | 14404.63 | XXXX | ARM | 240 | 360 | XXXX | 3.75 | Nearest | 0.125 | 45 Days | SOFR 30 Day Average | 0.5161 | 2 | 1.0 | 5.25 | 3.75 | 9.25 | 12.25 | XXXX | XXXX | 6 | 6 | Yes | 120 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX |  |  |  | Yes | AE | xxx1191 | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 10989.35 | 4 | 125183 | 278 | 9 | 0.147417004048583 | 5 | No | N/A | Manual Underwriting | 57501.67 | 5.251 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0177 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | true | XXXX | 684 | 663 | 684 | 684 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | TX | XXXX | XXXX | Full Doc | Primary Residence | Purchase | NA | 24.81 | 27.44 | 33181.76 |  |  |  | 33181.76 | Employed |  |  |  | 32.01 |  |  |  | Yes |  | 9103.97 | Partial | 20.11 | 220643.29 | XXXX | XXXX | 90.0 | 90 | 90 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.125 | 8.125 | 6063.58 | 6649.39 | 1367.1 | 7648.01 | XXXX | Fixed | 360 | 480 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | Yes | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 15847.59 | 1 | 26649 | 206 | 7 | 0.4290830945558739 | 2.09 | No | N/A | Manual Underwriting | 26360.57 | 8.286 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0073 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 747 | 747 | 748 | 709 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | PA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 6951.33 | No | 122.02 | 228304.82 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.625 | 6.625 | 1584.77 | 1584.77 | 0 | 1871.08 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | Y | 36 | 6 Months Interest | Retail | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 6440 | 5 |  | 424 |  |  | 17.5 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0405 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 717 | 717 | 677 | 731 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 2193 | Yes | 25.75 | 30950.84 | XXXX | XXXX | 85.0 | 85 | 85 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 8.24 | 8.24 | 1116.46 | 1116.46 | 230.47 | 1396 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 5385.63 | 2 |  | 269 |  |  | 6 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8662 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 799 | 808 | 799 | 759 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | false | XXXX |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 1932.76 | No | 0 | 113639.86 | XXXX | XXXX | 58.33 | 58.33 | 58.33 | XXXX | XXXX | XXXX | DSCR | ARM | XXXX | 6.5 | 6.5 | 2654.69 | 2654.69 |  | 3447.7 | XXXX | ARM | 360 | 360 | XXXX | 6 | Nearest | 0.125 | 45 Days | SOFR 30 Day Average | 0.6354 | 2 | 1 | 6 | 6 | 8.5 | 11.5 | XXXX | XXXX | 6 | 6 | No | 0 | No | No |  | Y | 24 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 2 | 0 |  | 3 |  | 257 |  |  | 4 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8897 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 801 | 801 | 824 | 784 | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 771 | 771 | 787 | 770 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | OR | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 41.85 | 43.54 | 17375.17 |  |  |  | 17375.17 | Not Employed | Not Employed |  |  |  |  |  |  | NA | 0 | 7564.68 | Yes | 149.97 | 675980.03 | XXXX | XXXX | 72.96 | 72.96 | 72.96 | XXXX | XXXX | XXXX | Conventional | ARM | XXXX | 6 | 8.0 | 4560 | 6691.93 | 435.1 | 5138.75 | XXXX | ARM | 360 | 360 | XXXX | 4.5 | Nearest | 0.125 | 45 Days | SOFR 30 Day Average | 0.7692 | 2 | 1.0 | 4.5 | 4.5 | 8.0 | 11.0 | XXXX | XXXX | 6 | 6 | Yes |  | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | 0 | 11527 | 1 | 35000 | 262 | 6 | 0.1157907241317866 | 0.6 | No | N/A | Manual Underwriting | 27002.1 | 5.616 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8479 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 640 | 640 | 658 | 616 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 40.3 | 45.63 | 11500 |  |  |  | 11500 | Employed |  |  |  | 6 |  |  |  | NA |  | 5247 | Partial | 2.22 | 8641.35 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.99 | 7.99 | 2896.38 | 3635.81 | 479.19 | 3894.57 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.99 |  |  |  |  |  |  | Yes | 120 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Condominium | 1 | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 62.06 | 12370 | 1 | 15872 | 363 | 6 | 0 | 0.9 | No | N/A | Manual Underwriting | 12655 | 8.289 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8422 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 796 | 796 | 801 | 788 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | TX | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 7603.71 | Yes | 67.78 | 349678.1 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.25 | 6.25 | 3710.94 | 3710.94 |  | 5158.71 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.25 |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 4 |  | 188 |  |  | 3 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8056 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 780 | 789 | 780 | 775 | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 710 | 710 |  | 778 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 2247 | No | 136.79 | 278974.25 | XXXX | XXXX | 48.78 | 48.78 | 48.78 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 5.875 | 5.875 | 1774.62 | 1774.62 |  | 2039.36 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 5.875 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 2 | 0 |  | 1 |  | 268 |  |  | 2.2 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8724 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 684 | 670 | 684 | 692 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | GA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 16.11 | 33.66 | 41760.21 |  |  |  | 41760.21 | Employed |  |  |  | 4.08 |  |  |  | Yes |  | 14057.27 | Yes | 52.67 | 354399.08 | XXXX | XXXX | 90.0 | 90 | 90 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.375 | 8.375 | 5814.56 | 5814.55 | 850.22 | 6728.95 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 8.375 |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | Yes | AE | xxxxxx3715 | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 25495 | 4 | 76138 | 104 | 15 | 0.12876320696084526 | 6.03 | No | N/A | Manual Underwriting | 22750.32 | 8.394 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8714 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | true | XXXX | 666 | 666 | 666 | 675 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 11.17 | 13.33 | 41880 |  |  |  | 41880 | Employed |  |  |  | 30.33 |  |  |  | 2 YRS |  | 5583.02 | Yes | 22.07 | 103180.56 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.125 | 8.125 | 3890.69 | 3890.69 | 785.33 | 4676.02 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 8.125 |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 17215 | 1 | 28488 | 41 | 19 | 0.1882094714437744 | 3 | No | N/A | Manual Underwriting | 15058.92 | 8.564 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8778 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 708 | 745 | 708 | 698 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | AZ | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 1195 | Yes | 107.01 | 340175.96 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.75 | 6.75 | 2407.92 | 2407.92 |  | 2711.73 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.75 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 2 |  | 222 |  |  | 3.08 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9048 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 719 | 719 | 736 | 702 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | NJ | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | No Cash Out - Borrower Initiated | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 19014.66 | No | 144.31 | 1395241.08 | XXXX | XXXX | 60.0 | 60 | 60 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6 | 6.0 | 8004 | 8004 |  | 9668.3 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Two to Four Unit | 2 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | Yes | VE | xxxxxx6863 | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 2 |  | 383 |  |  | 16 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8546 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | true | XXXX | 768 | 782 | 707 | 768 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 18.44 | 41 | 15327 |  |  |  | 15327 | Employed |  |  |  | 20.08 |  |  |  | Yes |  | 6283.7 | Yes | 23.35 | 148658.63 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.125 | 7.125 | 2296.03 | 2296.03 | 529.67 | 2825.7 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.125 |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 9201 | 1 | 44500 | 29 | 7 | 0 | 6.08 | No | N/A | Manual Underwriting | 9952.02 | 7.398 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8818 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 675 | 681 | 0 | 675 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  | 701 | 738 | 680 | 701 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | ALT DOC | Investment | Refinance | No Cash Out - Borrower Initiated | 29.15 | 46.84 | 24729.01 |  |  |  | 24729.01 | Employed | Employed |  |  | 6 |  |  |  | 2 YRS |  | 11583.43 | Partial | 112.96 | 334485.02 | XXXX | XXXX | 18.75 | 18.75 | 18.75 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.5 | 6.5 | 1896.21 | 1896.2 | 67.33 | 2961.18 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.625 |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | Yes | AE | xxxxxxxxxx2022 | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 7490 | 1 | 98141 | 306 | 19 | 0.2269925611052072 | 2 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0004 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 655 | 688 | 650 | 655 | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 646 | 655 | 640 | 646 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | NM | XXXX | XXXX | Full Doc | Primary Residence | Purchase | NA | 40.97 | 47.33 | 8333 | 6556 |  |  | 14889 | Employed | Employed |  |  | 10 | 8 |  |  | NA |  | 7046.36 | Yes | 9.24 | 56363.87 | XXXX | XXXX | 85.0 | 85 | 85 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.99 | 7.99 | 5421.04 | 5421.03 | 643.89 | 6099.93 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | 0 | 15382.5 | 1 | 544000 | 216 | 12 | 0.000037614118548954774 | 2 | No | N/A | Manual Underwriting | 21720.83 | 8.214 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0245 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 752 | 716 | 752 | 773 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | NV | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 6447.2 | Partial | 60.69 | 128941.95 | XXXX | XXXX | 70.0 | 70 | 70 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.875 | 6.875 | 1904.95 | 1904.95 | 205.68 | 2124.63 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 128941.95 | 7945 | 2 |  | 490 |  |  | 34 | Yes | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0067 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 769 | 789 | 697 | 769 | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 793 | 788 | 805 | 793 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | AZ | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 22.03 | 23.13 | 14959.68 |  |  |  | 14959.68 | Employed | Not Employed |  |  | 9 |  |  |  | NA |  | 3460.83 | Yes | 91.52 | 311630.3 | XXXX | XXXX | 65.04 | 65.03 | 65.03 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.615 | 6.615 | 2974.38 | 2974.37 | 276.46 | 3295.84 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | 0 | 8270 | 2 | 20000 | 252 | 4 | 0.01830508474576271 | 10 | No | N/A | Manual Underwriting | 13699.34 | 6.788 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0091 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 740 | 740 | 733 | 754 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 15.93 | 20.07 | 35223.42 |  |  |  | 35223.42 | Employed |  |  |  | 4.8 |  |  |  | NA |  | 7067.95 | Yes | 43.94 | 246593.43 | XXXX | XXXX | 85.0 | 85 | 85 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.125 | 7.125 | 2721.52 | 3088.07 | 684.55 | 5244.07 | XXXX | Fixed | 360 | 480 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Condominium | 1 | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 10462.24 | 1 | 25000 | 199 | 9 | 0.6396967296593866 | 1.25 | No | N/A | Manual Underwriting | 13436.32 | 7.318 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0154 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | Permanent Resident Alien | Yes | false | XXXX | 758 | 758 | 763 | 753 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 31 | 48.86 | 23487.28 |  |  |  | 23487.28 | Employed |  |  |  | 4 |  |  |  | NA |  | 11475.88 | Yes | 43.91 | 352750.74 | XXXX | XXXX | 90.0 | 90 | 90 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.695 | 6.695 | 6094.75 | 6094.74 | 1186.92 | 7281.67 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 15470 | 1 | 18500 | 142 | 3 | 0.1425945945945946 | 4.16 | No | N/A | Manual Underwriting | 27859.54 | 6.854 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0171 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | true | XXXX | 703 | 703 | 717 | 672 | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | true | XXXX | 750 | 723 | 755 | 750 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 19.45 | 30.95 | 47254 |  |  |  | 47254 | Employed | Employed |  |  | 20 | 17.05 |  |  | 2 YRS |  | 14624.59 | Partial | 8.99 | 37517.21 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.625 | 6.625 | 6231.65 | 7227.51 | 1729.13 | 8194.78 | XXXX | Fixed | 360 | 480 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | 0 | 22402.63 | 1 | 43551 | 237 | 14 | 0.25677618069815195 | 17 | No | N/A | Manual Underwriting | 33083.15 | 6.808 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0398 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | Permanent Resident Alien | No | false | XXXX | 641 | 648 | 615 | 641 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | TX | XXXX | XXXX | Full Doc | Primary Residence | Refinance | Cash Out - Other | 47.19 | 48.1 | 8232.32 |  |  |  | 8232.32 | Employed |  |  |  | 12.08 |  |  |  | 2 YRS |  | 3959.93 | Yes | 15.9 | 61777.16 | XXXX | XXXX | 74.58 | 74.58 | 74.58 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.75 | 7.75 | 3152.22 | 3152.21 | 661.89 | 3884.94 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 61777.16 | 6795 | 1 | 46886 | 98 | 4 | 0.49729111747851 | 1.16 | No | N/A | Manual Underwriting | 12990.61 | 7.912 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0397 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 787 | 795 | 785 | 787 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 38.44 | 48.94 | 83108.96 |  |  |  | 83108.96 | Employed |  |  |  | 12.08 |  |  |  | NA |  | 40670.01 | Yes | 38.09 | 1027727.64 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.625 | 7.625 | 22875 | 25480.57 | 6299.09 | 29344.09 | XXXX | Fixed | 360 | 480 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 1295 | 2 | 26000 | 189 | 8 | 0.18566666666666667 | 3 | No | N/A | Manual Underwriting | 107938.28 | 7.626 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0498 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 625 | 626 | 625 | 560 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | AZ | XXXX | XXXX | Full Doc | Primary Residence | Refinance | Cash Out - Other | 38.95 | 49.65 | 5896.98 |  |  |  | 5896.98 | Employed |  |  |  | 16.91 |  |  |  | 2 YRS |  | 2927.58 | Yes | 18.17 | 41729.5 | XXXX | XXXX | 66.4 | 66.4 | 66.4 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.5 | 7.5 | 2075.0 | 2075.0 | 221.59 | 2296.58 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No |  | N | 0 | No Prepayment Penalty | Retail | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 44823.88 | 4315 | 1 | 3500 | 119 | 10 | 0.21447236180904522 | 2.02 | No | N/A | Manual Underwriting | 9828.47 | 7.622 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8963 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 764 | 776 | 764 | 758 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 115 | Yes | 10.63 | 139690.58 | XXXX | XXXX | 55.11 | 55.11 | 55.11 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.25 | 6.25 | 11625 | 11625 |  | 13138.66 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.25 |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 36 | 6 Months Interest | Retail | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 41712.59 |  | 2 |  | 199 |  |  | .8 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9337 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 710 | 710 | 710 | 701 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 4249 | Yes | 17.56 | 33009.01 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.875 | 7.875 | 1363.32 | 1363.32 |  | 1879.6 | XXXX | Fixed | 480 | 480 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.875 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Two to Four Unit | 2 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 5 |  | 248 |  |  | 8.75 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8629 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 673 | 681 | 673 | 644 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 5123.86 | Yes | 19.34 | 49380.9 | XXXX | XXXX | 69.29 | 69.29 | 69.29 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.75 | 6.75 | 1929.38 | 1929.38 |  | 2553.86 | XXXX | Fixed | 240 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | Yes | AO | xxx1082 | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 1 |  | 193 |  |  | 13 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9080 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 749 | 750 | 733 | 749 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 7484.42 | Yes | 36.92 | 136468.5 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.5 | 6.5 | 2678 | 2678 |  | 3696.35 | XXXX | Fixed | 240 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Condominium | 1 | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 4 |  | 338 |  |  | 6.5 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8568 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 717 | 715 | 717 | 719 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 34.82 | 39.78 | 11981 |  |  |  | 11981 | Employed |  |  |  | 8.41 |  |  |  | NA |  | 4765.52 | Yes | 27.23 | 113579.03 | XXXX | XXXX | 67.3 | 67.3 | 67.3 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.625 | 6.625 | 3206.13 | 3206.13 | 845.18 | 4171.31 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.625 |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 12517.86 | 1 | 13708 | 139 | 8 | 0.3294222222222222 | 0.7 | No | N/A | Manual Underwriting | 14575.93 | 6.876 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8970 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | Permanent Resident Alien |  | false | XXXX | 677 | 678 | 657 | 677 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 3327 | Yes | 32.39 | 99100.36 | XXXX | XXXX | 46.19 | 46.19 | 46.19 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.625 | 6.625 | 2677.6 | 2677.6 |  | 3059.39 | XXXX | Fixed | 240 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Two to Four Unit | 3 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 4 |  | 229 |  |  | 3.58 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8917 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 732 | 752 | 732 | 664 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 4236 | Yes | 37.08 | 198974.49 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.75 | 7.75 | 5444.74 | 5444.74 |  | 6713.64 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.75 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 12 | 6 Months Interest | Retail | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | Yes | AE | xxxxxxxxxx1900 | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 1 |  | 169 |  |  | 2 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9052 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | true | XXXX | 733 | 716 | 759 | 733 | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | true | XXXX | 764 | 781 | 744 | 764 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 27.45 | 39.01 |  | 16344 |  |  | 16344 | Not Employed | Employed |  |  |  | 5 |  |  | NA | 0 | 6375.17 | Yes | 25.81 | 200377.74 | XXXX | XXXX | 66.1 | 66.1 | 66.1 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 5.875 | 5.875 | 2864.06 | 3460.5 | 1025.67 | 3889.73 | XXXX | Fixed | 360 | 480 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 5.875 |  |  |  |  |  |  | Yes | 120 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | 0 | 7345 | 2 | 6500 | 149 | 9 | 0.044807448159119766 | 8 | No | N/A | Manual Underwriting | 17246.53 | 5.975 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0090 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 780 | 778 | 782 | 780 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Investment | Purchase | NA | 17.07 | 55.19 | 12750.81 |  |  |  | 12750.81 | Employed |  |  |  | 4 |  |  |  | NA |  | 7037.76 | Partial | 28.1 | 166889.81 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | Conventional | ARM | XXXX | 8.5 | 8.5 | 3936.84 | 3936.84 | 756.92 | 4693.76 | XXXX | ARM | 360 | 360 | XXXX | 3.75 | Nearest | 0.125 | 45 Days | SOFR 30 Day Average | .2506 | 2 | 1 | 6.5 | 3.75 | 10.5 | 13.5 | XXXX | XXXX | 6 | 6 | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Retail | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 3710 | 2 | 20200 | 394 | 17 | 0.052421768707482996 | 14 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0273 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 762 | 762 | 764 | 703 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | NC | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 10797.99 | Yes | 229.68 | 462325.07 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 8.5 | 8.5 | 1806.25 | 1806.25 | 265 | 2071.25 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 36 | 2% | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 8307.5 | 4 |  | 281 |  |  | 10 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0220 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 624 | 624 | 596 | 629 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | PA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 1244 | Yes | 4.06 | 5987.1 | XXXX | XXXX | 50.32 | 50.32 | 50.32 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 8.49 | 8.49 | 1190.72 | 1190.72 | 282.54 | 1473.26 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Two to Four Unit | 2 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 4395 | 3 |  | 193 |  |  | 10 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0242 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 624 | 624 | 596 | 629 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | PA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | No Cash Out - Borrower Initiated | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 899 | Yes | 7.5 | 9623.57 | XXXX | XXXX | 62.22 | 62.22 | 62.22 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 8.49 | 8.49 | 1075.49 | 1075.49 | 206.83 | 1282.32 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 4095 | 3 |  | 90 |  |  | 10 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0036 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 807 | 812 | 807 | 781 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 690 | Yes | 5438.22 | 40683335 | XXXX | XXXX | 37.5 | 37.5 | 37.5 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.375 | 6.375 | 3743.22 | 3743.22 | 732.86 | 7479.17 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Condominium | 1 | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | Yes | AE | xxxxxxxxxx2019 | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 13295 | 2 |  | 293 |  |  | 11.83 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0061 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 756 | 751 | 756 | 771 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 32.18 | 44.25 | 9314 |  |  |  | 9314 | Employed |  |  |  | 13.16 |  |  |  | NA |  | 4121.43 | Yes | 10.7 | 37062.04 | XXXX | XXXX | 85.0 | 85 | 85 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.125 | 7.125 | 2147.48 | 2147.48 | 406.95 | 2997.43 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Condominium | 1 | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | Yes | AE | xxxxxx8226 | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 6474.69 | 1 | 48905 | 135 | 6 | 0.06814814814814815 | 2.83 | No | N/A | Manual Underwriting | 9338.31 | 7.316 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0387 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 738 | 734 | 759 | 738 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 1473 | Yes | 116.65 | 878584.75 | XXXX | XXXX | 70.0 | 70 | 70 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.25 | 6.25 | 4310.03 | 4310.03 | 1055.56 | 4959.96 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 18795 | 2 |  | 225 |  |  | 6 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9144 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 716 | 716 | 750 | 713 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | TX | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 29456.51 | Yes | 19.3 | 85063.75 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.25 | 7.25 | 3366.72 | 3366.72 |  | 4406.71 | XXXX | Fixed | 240 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 6 |  | 150 |  |  | 1 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9235 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 711 | 699 | 711 | 726 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | ID | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 799 | Yes | 35.3 | 116007.33 | XXXX | XXXX | 70.0 | 70 | 70 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.375 | 7.375 | 2878.09 | 2878.09 | 0 | 3286.59 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.375 |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 3 |  | 272 |  |  | 5 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9112 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 811 | 816 | 811 | 768 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 1608 | Yes | 51.12 | 148395.79 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 8 | 8.0 | 2391.87 | 2391.87 |  | 2903.12 | XXXX | Fixed | 480 | 480 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 8.0 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 12 | 6 Months Interest | Retail | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | D |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 2 |  | 385 |  |  | 2.66 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8980 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 709 | 739 | 695 | 709 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 41.94 | 48.27 | 18116 |  |  |  | 18116 | Employed |  |  |  | 10 |  |  |  | NA | 0 | 8744.53 | Yes | 57.68 | 387064.95 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | Conventional | ARM | XXXX | 6.25 | 6.25 | 4875 | 5763.11 | 1310.42 | 6710.42 | XXXX | ARM | 360 | 480 | XXXX | 4.5 | Nearest | 0.125 | 45 Days | SOFR 180 Day Average | 0.4824 | 2 | 1.0 | 4.5 | 4.5 | 8.25 | 11.25 | XXXX | XXXX | 6 | 6 | Yes | 120 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Condominium | 1 | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 9495 | 1 | 20000 | 180 | 11 | 0.35985748218527314 | 5 | No | N/A | Manual Underwriting | 27638.06 | 5.486 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8802 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 715 | 721 | 689 | 715 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 791 | Yes | 54.37 | 72426.15 | XXXX | XXXX | 50.85 | 50.85 | 50.85 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.375 | 6.375 | 796.88 | 796.88 |  | 1332.11 | XXXX | Fixed | 240 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 4 |  | 108 |  |  | 5 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9025 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 755 | 768 | 740 | 755 | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 763 | 795 | 753 | 763 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Second Home | Purchase | NA | 16.06 | 45.8 | 21508.43 |  |  |  | 21508.43 | Employed | Not Employed |  |  | 5 |  |  |  | 2 YRS |  | 9851.76 | Yes | 233.66 | 635596.89 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.75 | 6.75 | 2018.44 | 2018.44 | 487.71 | 2506.15 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.75 |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | 0 | 4607 | 3 | 52700 | 174 | 25 | 0.02617811442129193 | 3 | No | N/A | Manual Underwriting | 9204.9 | 6.853 | N/A |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9278 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 770 | 770 | 807 | 769 | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 787 | 795 | 787 | 784 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 37.62 | 41.86 | 6889.71 | 5918.71 |  |  | 12808.42 | Employed | Employed |  |  | 30.08 | 30.08 |  |  | NA |  | 5361.97 | No | 8.61 | 36859.9 | XXXX | XXXX | 85.0 | 85 | 85 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.5 | 6.5 | 3222.92 | 3760.8 | 0 | 4281.09 | XXXX | Fixed | 360 | 480 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.5 |  |  |  |  |  |  | Yes | 120 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Condominium | 1 | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | 0 | 12359.7 | 1 | 20500 | 559 | 10 | 0.21500751908506624 | 20 | No | N/A | Manual Underwriting | 17405.08 | 6.664 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0179 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 707 | 693 | 707 | 718 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 12.23 | 25.5 | 140387.24 |  |  |  | 140387.24 | Employed |  |  |  | 15.16 |  |  |  | NA |  | 35802.26 | Yes | 40.14 | 516425.66 | XXXX | XXXX | 66.33 | 66.33 | 66.33 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 5.99 | 5.99 | 9933.42 | 14245.5 | 2930.76 | 12864.18 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 16220 | 2 | 123447 | 170 | 6 | 0 | 0.91 | No | N/A | Manual Underwriting | 58964.86 | 6.062 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0251 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 715 | 715 | 726 | 629 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 5257.06 | Yes | 5.66 | 22720.03 | XXXX | XXXX | 65.0 | 65 | 65 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 8 | 8.0 | 2432.43 | 2432.43 | 628.06 | 4015.49 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Condominium | 1 | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | Yes | AE | xxx2628 | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 3781.25 | 3 |  | 231 |  |  | 5 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0180 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 816 | 816 | 829 | 806 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | TN | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 2319 | Yes | 278.78 | 769107.96 | XXXX | XXXX | 67.18 | 67.18 | 67.18 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.875 | 6.875 | 2520.84 | 2520.84 | 238 | 2758.84 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 12295 | 1 |  | 369 |  |  | 1.41 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8874 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 790 | 799 | 790 | 784 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 48 | Yes | 131.64 | 303810.85 | XXXX | XXXX | 20.98 | 20.98 | 20.98 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.5 | 6.5 | 1896.2 | 1896.2 |  | 2307.81 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.5 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 12 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 1 |  | 288 |  |  | 26 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8822 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | Permanent Resident Alien |  | false | XXXX | 688 | 688 | 676 | 693 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | TX | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 8261 | Yes | 199.8 | 500645.92 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.875 | 6.875 | 1551.99 | 1551.99 | 548.77 | 2505.76 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.875 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Condominium | 1 | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 7991.88 | 2 |  | 181 |  |  | 0.9 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0105 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 805 | 797 | 811 | 805 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | AZ | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 10013.52 | Partial | 78.5 | 209356.79 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.875 | 7.875 | 2460.94 | 2460.94 | 205.3 | 2666.86 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 6920 | 2 |  | 203 |  |  | 12.92 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0086 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 751 | 754 | 721 | 751 | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 769 | 781 | 769 | 764 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 38498.19 | Yes | 30.54 | 111355.6 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.0 | 7.0 | 2501.54 | 2501.54 | 416.37 | 3482.91 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 2 | 0 | 9755 | 2 |  | 261 |  |  | 1.16 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9447 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 801 | 801 | 810 | 801 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Full Doc | Primary Residence | Refinance | Cash Out - Other | 45.61 | 48.81 | 9609.21 |  |  |  | 9609.21 | Employed |  |  |  | 10 |  |  |  | 2 YRS |  | 4690.22 | Partial | 80.68 | 353593.9 | XXXX | XXXX | 70.0 | 70 | 70 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7 | 7.0 | 4028.41 | 4028.41 | 354.32 | 4382.73 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.0 |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Retail | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 306262.13 | 6631.25 | 1 | 25774 | 311 | 4 | 0.08858026060848087 | 22 | No | N/A | Manual Underwriting | 17899.15 | 7.115 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8623 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 710 | 710 | 726 | 705 | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 696 | 696 | 692 | 720 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 9.29 | 41.62 | 57791 | 57791 |  |  | 115582 | Employed | Employed |  |  | 12.16 | 12.16 |  |  | 2 YRS |  | 48102.32 | Yes | 39.63 | 374416.49 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.625 | 6.625 | 8708.23 | 8708.23 | 2026.75 | 10734.98 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.625 |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | 0 | 18495 | 3 | 95289 | 296 | 6 | 0.004615384615384616 | 0.5 | No | N/A | Manual Underwriting | 40110 | 6.756 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8896 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 692 | 692 | 690 | 716 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 992 | Yes | 50.91 | 231405.88 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.75 | 6.75 | 3691.41 | 3691.41 |  | 4741.99 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.75 |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 48 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Two to Four Unit | 4 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 3 |  | 179 |  |  | 19 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8933 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 752 | 751 | 752 | 780 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | ID | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 2917 | No | 165.94 | 1428389.01 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.125 | 6.125 | 6373.83 | 6373.83 |  | 8607.71 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.125 |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Two to Four Unit | 4 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 5 |  | 510 |  |  | 21.05 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8583 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 717 | 709 | 732 | 717 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 9295.88 | Yes | 141.49 | 230267.45 | XXXX | XXXX | 52.87 | 52.87 | 52.87 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6 | 6.0 | 1378.97 | 1378.97 |  | 1627.42 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.0 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 5 |  | 393 |  |  | 13.4 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9237 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | Non Permanent Resident Alien | Yes | true | XXXX | 708 | 687 | 755 | 708 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 49.58 | 49.91 | 10640 |  |  |  | 10640 | Employed |  |  |  | 20.7 |  |  |  | NA | 0 | 5310.07 | Yes | 7.27 | 34713.16 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.25 | 7.25 | 3878.75 | 4379.57 | 895.94 | 4774.25 | XXXX | Fixed | 360 | 480 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.25 |  |  |  |  |  |  | Yes | 120 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 21850 | 1 | 2200 | 99 | 7 | 0.14363535297387436 | 15.3 | No |  | Manual Underwriting | 18477.07 | 7.577 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9146 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 714 | 709 | 714 | 726 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | NV | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 1765 | Yes | 20.79 | 74668.24 | XXXX | XXXX | 65.0 | 65 | 65 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.625 | 7.625 | 3253.22 | 3253.22 |  | 3591.68 | XXXX | Fixed | 480 | 480 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.625 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 36 | 6 Months Interest | Retail | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 2 |  | 259 |  |  | 10 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8497 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 741 |  | 786 | 741 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | TX | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 4959 | Yes | 139.92 | 505259.01 | XXXX | XXXX | 70.0 | 70 | 70 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.125 | 6.125 | 2733.28 | 2733.28 |  | 3611.16 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.125 |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 2 |  | 150 |  |  | 4 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8713 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 768 | 784 | 751 | 768 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | AZ | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 25858.79 | Yes | 89.71 | 362827.46 | XXXX | XXXX | 75.83 | 75.83 | 75.83 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.125 | 6.125 | 3759.59 | 3759.59 |  | 4044.29 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.125 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Two to Four Unit | 4 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 2 |  | 393 |  |  | 13.33 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9044 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 796 | 764 | 796 | 803 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 11443.85 | Yes | 62.77 | 146369.6 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6 | 6.0 | 2135.9 | 2135.9 |  | 2331.96 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.0 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 3 |  | 188 |  |  | 3 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9043 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 796 | 764 | 796 | 803 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | 0 | 6679.72 | Yes | 46.42 | 174915.81 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.25 | 6.25 | 3324.87 | 3324.87 |  | 3767.76 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.25 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 2 |  | 188 |  |  | 3.4 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9045 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 796 | 764 | 796 | 803 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 11058.23 | Yes | 50.2 | 141140.95 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6 | 6.0 | 2473.15 | 2473.15 |  | 2811.43 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.0 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 3 |  | 188 |  |  | 3 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9046 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 796 | 764 | 796 | 803 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 3574.72 | No | 35.84 | 111033.66 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6 | 6.0 | 2718.75 | 2718.75 |  | 3098.42 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.0 |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 3 |  | 188 |  |  | 3.4 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9111 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 796 | 764 | 796 | 803 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 195 | Yes | 39.01 | 179361.58 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6 | 6.0 | 4091.93 | 4091.93 |  | 4597.6 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.0 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 4 |  | 188 |  |  | 3 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9138 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 782 | 780 | 782 | 782 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 4593 | No | 93.93 | 423551.94 | XXXX | XXXX | 70.0 | 70 | 70 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 5.875 | 5.875 | 3056.34 | 3056.34 |  | 4509.02 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 2 |  | 299 |  |  | 2 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8971 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 702 | 702 | 700 | 715 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 16.16 | 30.96 | 20495 |  |  |  | 20495 | Employed |  |  |  | 17 |  |  |  | NA |  | 6344.3 | No | 81.4 | 269617.83 | XXXX | XXXX | 74.56 | 74.56 | 74.56 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.375 | 6.375 | 2651.45 | 2651.45 | 0 | 3312.3 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.375 |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 206.0 | 13682.5 | 1 | 38209 | 315 | 8 | 0.30926190476190474 | 2 | No | N/A | Manual Underwriting | 12553.89 | 6.492 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9140 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 805 | 806 | 805 | 783 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | TX | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 989 | Yes | 58.85 | 95009.79 | XXXX | XXXX | 65.35 | 65.35 | 65.35 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 5.875 | 5.875 | 1171.24 | 1171.24 |  | 1614.39 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 5.875 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Retail | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 2 |  | 215 |  |  | 10 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9218 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | true | XXXX | 819 | 817 | 840 | 819 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Full Doc | Primary Residence | Purchase | NA | 46.18 | 52.06 | 12103.88 |  |  |  | 12103.88 | Employed |  |  |  | 20.08 |  |  |  | 1 YR |  | 6301.74 | Yes | 41.63 | 232709.72 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6 | 6.0 | 4124.91 | 4124.91 | 895.83 | 5589.74 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.0 |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Condominium | 1 | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 8375 | 1 | 29500 | 506 | 5 | 0.009878172588832487 | 4 | No | N/A | Manual Underwriting | 20333.71 | 6.113 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9304 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 734 | 734 | 740 | 729 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 16.94 | 45.04 | 18122 |  |  |  | 18122 | Employed |  |  |  | 4.41 |  |  |  | 2 YRS |  | 8162.55 | Yes | 42.63 | 210878.83 | XXXX | XXXX | 74.89 | 74.89 | 74.89 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 5.75 | 5.75 | 2245.59 | 2245.59 | 628.96 | 3069.55 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 5.75 |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 10634.02 | 1 | 711332 | 94 | 9 | 0.016177777777777777 | 4.25 | No | N/A | Manual Underwriting | 11193.87 | 6.013 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx7459 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 695 | 651 | 716 | 695 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | GA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 4.08 | 22.92 | 103356 |  |  |  | 103356 | Employed |  |  |  | 1.11 |  |  |  | Yes | 0 | 23687.72 | Yes | 144.67 | 741475.15 | XXXX | XXXX | 90.0 | 90 | 90 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.5 | 7.5 | 3335.25 | 3335.25 | 633.47 | 4218.72 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.5 |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 13495 | 1 | 16395 | 179 | 15 | 0.32978407203426874 | 12 | No | N/A | Manual Underwriting | 13806.5 | 7.836 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9219 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | Permanent Resident Alien |  | false | XXXX | 684 | 671 | 684 | 710 | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 774 | 755 | 774 | 790 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | NV | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 2242 | Yes | 52.12 | 79755.48 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.875 | 6.875 | 1191.67 | 1191.67 |  | 1472.75 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.875 |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 2 | 0 |  | 2 |  | 212 |  |  | 3 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9310 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 699 | 699 | 699 | 682 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 880 | Yes | 160.62 | 393418.72 | XXXX | XXXX | 50.0 | 50 | 50 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.25 | 6.25 | 1477.72 | 1477.72 |  | 2449.39 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.25 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Condominium | 1 | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 1 |  | 172 |  |  | 1.58 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxxx0298 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | true | XXXX | 802 | 802 | 806 | 797 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | Full Doc | Primary Residence | Purchase | NA | 48.07 | 49.82 | 3426.21 |  |  |  | 3426.21 | Employed |  |  |  | 5.16 |  |  |  | 2 YRS |  | 1707 | Yes | 16.18 | 31647.72 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.125 | 7.125 | 1024.05 | 1024.05 | 247.95 | 1647 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Condominium | 1 | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 5475 | 1 | 17626 | 110 | 6 | 0.04617230435792244 | 2.08 | No | N/A | Manual Underwriting | 4351.01 | 7.563 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8776 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 804 | 804 | 814 | 777 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 204 | No | 142.75 | 395329.39 | XXXX | XXXX | 60.0 | 60 | 60 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.25 | 6.25 | 2493.65 | 2493.65 |  | 2769.44 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.25 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Two to Four Unit | 3 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 2 |  | 236 |  |  | 9 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8753 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 804 | 804 | 814 | 777 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 204 | No | 148.51 | 791326.86 | XXXX | XXXX | 60.0 | 60 | 60 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 5.625 | 5.625 | 4697.36 | 4697.36 |  | 5341.37 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 5.625 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Two to Four Unit | 4 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 2 |  | 236 |  |  | 9 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8774 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 804 | 804 | 814 | 777 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 204 | No | 146.92 | 281958.54 | XXXX | XXXX | 60.0 | 60 | 60 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 5.875 | 5.875 | 1721.37 | 1721.37 |  | 1919.19 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 5.875 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 4 |  | 236 |  |  | 9 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9224 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | true | XXXX | 726 | 726 | 697 | 730 | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX |  |  |  |  | 791 | 791 | 807 | 784 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 34.63 | 37.21 | 8535.73 |  |  |  | 8535.73 | Not Employed | Not Employed |  |  |  |  |  |  | NA |  | 3176.53 | Yes | 117.98 | 310506.13 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 5.625 | 5.625 | 2113.81 | 2113.81 | 841.72 | 2955.53 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 5.625 |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | Yes | AE | xxxxxx6757 | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 16757 | 1 | 16500 | 341 | 10 | 0.060299625468164794 | 4 | No | N/A | Manual Underwriting | 10679.62 | 5.886 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9338 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | true | XXXX | 765 | 765 | 746 | 778 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 33.95 | 43.7 | 23420 |  |  |  | 23420 | Employed |  |  |  | 2 |  |  |  | NA | 0 | 10234.21 | Yes | 2.04 | 86235.01 | XXXX | XXXX | 90.0 | 90 | 90 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.25 | 7.25 | 6753.55 | 6753.55 | 1196.66 | 7950.21 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.25 |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 11395 | 1 | 216869 | 190 | 20 | 0.1557354146486849 | 2 | No | N/A | Manual Underwriting | 29179.29 | 7.406 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8485 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 723 | 723 | 714 | 755 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 8579.12 | No | 124.52 | 807455.22 | XXXX | XXXX | 70.0 | 70 | 70 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.125 | 7.125 | 5541.33 | 5541.33 |  | 6484.63 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.125 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 12 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 2 |  | 178 |  |  | 18 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8929 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 804 | 804 | 814 | 777 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 204 | No | 149.01 | 297221.85 | XXXX | XXXX | 59.46 | 59.45 | 59.45 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.0 | 6.0 | 1828.63 | 1828.63 |  | 1994.67 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.0 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 4 |  | 236 |  |  | 9 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8653 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 694 | 694 | 699 | 675 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | No Cash Out - Borrower Initiated | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 407 | Yes | 1.74 | 4361.83 | XXXX | XXXX | 38.72 | 38.72 | 38.72 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.375 | 6.375 | 1884.09 | 1884.09 |  | 2500.4 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.375 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Two to Four Unit | 2 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -460 | XXXX | Yes | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 2 |  | 470 |  |  | 51.6 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9101 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | true | XXXX | 666 | 654 | 666 | 727 | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | true | XXXX | 700 | 700 | 707 | 700 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 27.94 | 40.08 | 17500 |  |  |  | 17500 | Employed | Not Employed |  |  | 4 |  |  |  | NA |  | 7013.33 | Yes | 11.02 | 39877.26 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.25 | 8.25 | 4084.87 | 4084.87 | 805.46 | 4890.33 | XXXX | Fixed | 480 | 480 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 8.25 |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | 0 | 13825 | 1 | 31501 | 250 | 27 | 0.1697305389221557 | 19 | No | N/A | Manual Underwriting | 16618.88 | 8.522 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9429 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 760 | 759 | 760 | 774 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 70 | Yes | 62.59 | 164725.94 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7 | 7.0 | 2152.64 | 2152.64 |  | 2551.9 | XXXX | Fixed | 480 | 480 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | Y | 12 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -106 | XXXX | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 4 |  | 228 |  |  | 5 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9227 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 769 | 769 | 751 | 778 | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 778 | 788 | 778 | 774 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 36.84 | 49.99 | 15164.38 | 376.5 |  |  | 15540.88 | Employed | Employed |  |  | 11.41 | 11.41 |  |  | 2 YRS |  | 7769.27 | Yes | 26.84 | 153666.57 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.125 | 6.125 | 4139.41 | 4139.41 | 1365.86 | 5725.27 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.125 |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Retail | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  | XXXX | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | 0 | 15715.2 | 1 | 52154 | 243 | 7 | 0.22275103163686383 | 15.25 | No | N/A | Manual Underwriting | 19910.92 | 6.329 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9245 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 661 | 661 | 645 | 695 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 7346.27 | Yes | 88.9 | 313379.39 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.75 | 6.75 | 2742.19 | 2742.19 |  | 3525.27 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.75 |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -120 | XXXX | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 2 |  | 251 |  |  | 12 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9009 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 730 | 730 | 758 | 725 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Cash Out - Other | 25.31 | 43.42 | 16152.06 |  |  |  | 16152.06 | Employed |  |  |  |  |  |  |  | 2 YRS |  | 7013.22 | Yes | 383.58 | 1568154.5 | XXXX | XXXX | 70.0 | 70 | 70 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 5.75 | 5.75 | 3521.28 | 3521.28 | 460.86 | 4088.22 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 5.75 |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 12520.21 | 1 | 67414 | 117 | 14 | 0.0035231316725978646 | 1 | No | N/A | Manual Underwriting | 17759.46 | 5.911 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9124 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 758 | 788 | 758 | 753 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  | 7 |  |  |  | NA |  | 5420.17 | Yes | 96.79 | 409046.33 | XXXX | XXXX | 59.27 | 59.27 | 59.27 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 5.625 | 5.625 | 3820.31 | 3820.31 |  | 4226.05 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 5.625 |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 4 |  | 213 |  |  | 5 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9132 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 680 | 706 | 655 | 680 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 1577 | Yes | 122.59 | 257600 | XXXX | XXXX | 70.0 | 70 | 70 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7 | 7.0 | 1713.82 | 1713.82 |  | 2101.36 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.0 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -573 | XXXX | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 2 |  | 337 |  |  | 4.66 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8804 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 750 | 750 | 750 | 746 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | IL | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 2480 | Yes | 41.22 | 73959.95 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.25 | 7.25 | 1337.07 | 1337.07 |  | 1794.27 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.25 |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No |  |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 3 |  | 149 |  |  | 0 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8981 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 728 | 728 | 713 | 740 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | PA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 8594.91 | Yes | 37.56 | 226592.93 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.625 | 6.625 | 1501.67 | 1501.67 |  | 2415.1 | XXXX | Fixed | 240 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Two to Four Unit | 4 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -841 | XXXX | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 6 |  | 117 |  |  | 5 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9351 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 765 | 706 | 765 | 770 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 1074 | Yes | 271.86 | 1513190.17 | XXXX | XXXX | 70.0 | 70 | 70 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.5 | 6.5 | 5365.21 | 5365.21 |  | 5566.12 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.5 |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 2 |  | 226 |  |  | 24 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8771 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 804 | 804 | 814 | 777 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 | 0 |  |  |  | 0 |  |  |  |  |  |  |  |  | NA |  | 0 | Yes | 139.72 | 389978.47 | XXXX | XXXX | 60.0 | 60 | 60 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.25 | 6.25 | 2460.41 | 2460.41 |  | 2791.24 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.25 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Attached | 3 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  | XXXX | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 2 | 0 | 236 | 1 |  | 9 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9066 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 701 | 736 | 677 | 701 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | NV | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 10760.73 | Yes | 67.44 | 87706.31 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.125 | 7.125 | 1212.69 | 1212.69 |  | 1300.56 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.125 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 36 | 6 Months Interest | Retail | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  | XXXX | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 2 |  | 216 |  |  | 17 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9285 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 716 | 716 | 750 | 713 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 24247.12 | Yes | 16.16 | 63445.1 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.125 | 7.125 | 3339.84 | 3339.84 |  | 3926.26 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.125 |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -218 | XXXX | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 6 |  | 150 |  |  | 1 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9236 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 752 | 752 | 738 | 779 | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 793 | 791 | 793 | 801 | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 773 | 773 | 752 | 774 | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 790 | 790 | 767 | 795 | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 301 | Yes | 64.43 | 288434.39 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.375 | 6.375 | 3977.17 | 3977.17 |  | 4476.88 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.375 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Two to Four Unit | 2 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  | XXXX | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 4 | 0 |  | 10 |  | 451 |  |  | 26 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8318 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 769 | 765 | 769 | 776 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 25 | Yes | 122.21 | 462994.77 | XXXX | XXXX | 50.0 | 50 | 50 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.5 | 6.5 | 3250 | 3250 |  | 3788.56 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.5 |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 60 | 6 Months Interest | Retail | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Two to Four Unit | 2 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 12 |  | 392 |  |  | 35 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8646 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 776 | 776 | 798 | 774 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Investment | Refinance | Cash Out - Other | 11.44 | 39.05 | 30176 |  |  |  | 30176 | Employed |  |  |  | 11.1 |  |  |  | 2 YRS |  | 11782.84 | Yes | 22.09 | 87256.57 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.5 | 6.5 | 3033.93 | 3033.93 | 573.46 | 3950.39 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.5 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Condominium | 1 | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -362 | XXXX | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 87256.57 | 11095 | 2 | 29000 | 226 | 3 | 0 | 0.2 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8950 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 782 | 792 | 758 | 782 | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 803 | 811 | 803 | 787 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Cash Out - Other | 14.57 | 30.79 | 69280 | 0 |  |  | 69280 | Employed | Employed |  |  | 22.4 | 22.4 |  |  | NA |  | 21333.44 | Yes | 58.76 | 593203.13 | XXXX | XXXX | 68.29 | 68.29 | 68.29 | XXXX | XXXX | XXXX | Conventional | ARM | XXXX | 5.875 | 5.875 | 6854.17 | 6854.17 | 1577.37 | 10095.9 | XXXX | ARM | 360 | 480 | XXXX | 4.5 | Nearest | 0.125 | 45 Days | SOFR 30 Day Average | 0.7705 | 2 | 1 | 4.5 | 4.5 | 7.875 | 10.875 | XXXX | XXXX | 6 | 6 | Yes | 120 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -44726 | XXXX | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | 0 | 16690 | 4 | 25000 | 354 | 9 | 0.07813898001789442 | 17 | No | N/A | Manual Underwriting | 41421.26 | 5.268 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9527 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | true | XXXX | 775 | 775 | 780 | 757 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 37.11 | 40.59 | 13690 |  |  |  | 13690 | Employed |  |  |  | 6 |  |  |  | 2 YRS |  | 5556.47 | Yes | 46.58 | 236648.64 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 5.875 | 5.875 | 3383.6 | 3383.6 | 783.87 | 5080.47 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 5.875 |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Condominium | 1 | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -60 | XXXX | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 13930 | 1 | 30000 | 112 | 5 | 0.05290196078431372 | 3 | No | N/A | Manual Underwriting | 16640.53 | 6.146 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9407 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 702 | 713 | 696 | 702 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 665 | No | 7.13 | 33611.99 | XXXX | XXXX | 74.9 | 74.9 | 74.9 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.875 | 6.875 | 3764.2 | 3764.2 |  | 4711.54 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.875 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -1173 | XXXX | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 1 |  | 66 |  |  | 1.16 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9591 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 778 | 768 | 819 | 778 | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 803 | 786 | 803 | 803 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 106192.68 | No | 262.75 | 3175737.26 | XXXX | XXXX | 20.49 | 20.49 | 20.49 | XXXX | XXXX | XXXX | DSCR | ARM | XXXX | 6.5 | 6.875 | 6770.83 | 9597.67 |  | 12086.67 | XXXX | ARM | 240 | 360 | XXXX | 6 | Nearest | 0.125 | 45 Days | SOFR 30 Day Average | 0.8809 | 2 | 1 | 6 | 6 | 8.5 | 11.5 | XXXX | XXXX | 6 | 6 | Yes | 120 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  | XXXX | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 2 | 0 |  | 2 |  | 493 |  |  | 19 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9023 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 773 | 773 | 796 | 772 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 59 | Yes | 329.26 | 821841.21 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.375 | 6.375 | 2558.62 | 2558.62 |  | 2762.21 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | Y | 24 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 3 |  | 208 |  |  | 0 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9393 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | Permanent Resident Alien | Yes | true | XXXX | 741 | 712 | 745 | 741 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | HI | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 27 | 30.64 | 22286 |  |  |  | 22286 | Employed |  |  |  | 3.92 |  |  |  | 1 YR |  | 6829.07 | Yes | 16.05 | 96579.23 | XXXX | XXXX | 69.99 | 69.99 | 69.99 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 5.875 | 5.875 | 5651.33 | 5651.33 | 490.73 | 6018.07 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 5.875 |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -890 | XXXX | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 28961.68 | 1 | 10815 | 56 | 5 | 0.06987730061349694 | 5 | No | N/A | Manual Underwriting | 27689.37 | 6.180 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9343 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 796 | 796 | 819 | 788 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 124 | Yes | 62.74 | 288202.89 | XXXX | XXXX | 70.0 | 70 | 70 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.25 | 6.25 | 3594.56 | 3594.56 |  | 4593.42 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 4 |  | 247 |  |  | 9 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9485 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen |  | true | XXXX | 724 | 724 | 731 | 695 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 5598.89 | No | 133.14 | 638736 | XXXX | XXXX | 68.05 | 68.05 | 68.05 | XXXX | XXXX | XXXX | DSCR | ARM | XXXX | 8.25 | 8.25 | 3719.38 | 3719.38 |  | 4797.48 | XXXX | ARM | 240 | 360 | XXXX | 6 | Nearest | 0.125 | 45 Days | SOFR 30 Day Average | 0.9256 | 2 | 1 | 6.25 | 6 | 10.25 | 13.25 | XXXX | XXXX | 6 | 6 | Yes | 120 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 1 |  | 488 |  |  | 4 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8952 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 766 | 765 | 766 | 784 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 10245.07 | No | 267.07 | 1202361.83 | XXXX | XXXX | 70.0 | 70 | 70 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.75 | 6.75 | 3445.31 | 3445.31 |  | 4502.03 | XXXX | Fixed | 240 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Two to Four Unit | 3 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -19251 | XXXX | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 4 |  | 490 |  |  | 6 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9568 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 807 | 807 | 816 | 774 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | 0 | 3596 | Yes | 81.01 | 1001958.6 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.875 | 6.875 | 7347.66 | 7347.66 |  | 9507.15 | XXXX | Fixed | 240 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 12 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 2 |  | 224 |  |  | 10.6 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9378 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 694 | 659 | 694 | 697 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | AZ | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 296 | Yes | 124.02 | 155387.57 | XXXX | XXXX | 65.8 | 65.8 | 65.8 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.875 | 6.875 | 1080.65 | 1080.65 |  | 1252.9 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.875 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Two to Four Unit | 2 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 2 |  | 274 |  |  | 3.5 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9452 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 650 | 717 | 0 | 650 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 8823.35 | Yes | 102.31 | 144898.75 | XXXX | XXXX | 45.83 | 45.83 | 45.83 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.5 | 7.5 | 1153.7 | 1153.7 |  | 1416.32 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 1 |  | 177 |  |  | 5 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9248 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | true | XXXX | 714 | 718 | 714 | 674 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 31.97 | 48.09 | 12080 |  |  |  | 12080 | Employed |  |  |  | 21.08 |  |  |  | 2 YRS |  | 5809.4 | Yes | 15.61 | 60275.76 | XXXX | XXXX | 90 | 90 | 90 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.375 | 7.375 | 3232.36 | 3232.36 | 630.04 | 3862.4 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -303 | XXXX | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 14365 | 1 | 18172 | 79 | 4 | 0 | 0.91 | No | N/A | Manual Underwriting | 13495.55 | 7.770 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9725 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | Permanent Resident Alien | Yes | false | XXXX | 720 | 738 | 720 | 720 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Investment | Purchase | NA | 21.99 | 42.77 | 35461 |  |  |  | 35461 | Employed |  |  |  | 3.25 |  |  |  | NA | 13284.15 | 15168.03 | Yes | 13.03 | 132732.14 | XXXX | XXXX | 85.0 | 85 | 85 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7 | 7.0 | 8482.61 | 8482.61 | 1702.43 | 10185.04 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  | 7.0 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -984 | XXXX | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 14245 | 2 | 99672 | 53 | 3 | 0.060816326530612246 | 0.17 | No | N/A | Manual Underwriting |  |  | No |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9299 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 765 | 772 | 765 | 757 | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 761 | 761 | 765 | 760 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 33.91 | 44.49 | 12000 |  |  |  | 12000 | Employed | Not Employed |  |  | 8 |  |  |  | 2 YRS | 6661.71 | 5338.29 | Yes | 15.26 | 67787.17 | XXXX | XXXX | 90.0 | 90 | 90 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.875 | 6.875 | 3370.04 | 3370.04 | 699.25 | 4069.29 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  | 6.875 |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Retail | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -270 | XXXX | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | 0 | 12745 | 2 | 39300 | 116 | 9 | 0.1298086124401914 | 5.58 | No | N/A | Manual Underwriting | 14995.89 | 7.122 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8877 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 731 | 737 | 731 | 705 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 1474 | Yes | 45.15 | 152544.83 | XXXX | XXXX | 70.0 | 70 | 70 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.875 | 6.875 | 2989.03 | 2989.03 |  | 3378.65 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.875 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  | XXXX | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 2 |  | 205 |  |  | 6 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9095 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 681 | 681 | 645 | 693 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 10580.68 | Yes | 110.67 | 101614.83 | XXXX | XXXX | 70.0 | 70 | 70 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.375 | 6.375 | 698.73 | 698.73 |  | 918.22 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.375 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -283 | XXXX | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 2 |  | 128 |  |  | 3.83 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9188 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 695 | 695 | 720 | 693 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 0 | Yes | 147.12 | 957517.37 | XXXX | XXXX | 70.0 | 70 | 70 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.375 | 7.375 | 6130.47 | 6130.47 |  | 6508.2 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.375 |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Two to Four Unit | 2 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 2 |  | 405 |  |  | 10 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9209 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | true | XXXX | 660 | 666 | 589 | 660 | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | true | XXXX | 705 | 686 | 725 | 705 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 17.59 | 28.77 | 37466 |  |  |  | 37466 | Employed | Employed |  |  | 10.5 | 10.5 |  |  | Yes |  | 10778.62 | Yes | 9.62 | 63389.29 | XXXX | XXXX | 90.0 | 90 | 90 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.875 | 7.875 | 5612.04 | 5612.04 | 977.58 | 6589.62 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.875 |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | 0 | 17970 | 1 | 14300 | 170 | 15 | 0.8597899552875117 | 0.7 | No | N/A | Manual Underwriting | 22625.22 | 8.148 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8466 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 671 | 671 | 660 | 692 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 687 | Yes | 9.79 | 67353.09 | XXXX | XXXX | 61.09 | 61.09 | 61.09 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.375 | 7.375 | 5801.67 | 5801.67 |  | 6879.43 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.375 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Two to Four Unit | 3 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -874 | XXXX | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 4 |  | 300 |  |  | 2 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9748 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 755 | 755 | 728 | 764 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 21068.95 | Yes | 88.27 | 541574.37 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.125 | 7.125 | 4898.44 | 4898.44 |  | 6135.49 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.125 |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -442 | XXXX | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 5 |  | 225 |  |  | 16 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9256 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 788 | 806 | 788 | 772 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | NC | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | 0 | 6040 | Yes | 16.84 | 79751.99 | XXXX | XXXX | 85.0 | 85 | 85 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.0 |  | 3924.06 | 3924.06 |  | 4737.05 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | Y | 12 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 7 |  | 318 |  |  | 1.11 | No |  | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9479 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | true | XXXX | 780 | 786 | 778 | 780 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 2042 | Yes | 52.32 | 254095.47 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.625 | 7.625 | 3965 | 3965 |  | 4856.93 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.625 |  |  |  |  |  |  | Yes | 120 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -4492 | XXXX | No | D |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 3 |  | 537 |  |  | 2.6 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9243 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | Permanent Resident Alien | Yes | false | XXXX | 809 | 809 | 820 | 808 | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 789 | 797 | 789 | 758 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Cash Out - Other | 31.68 | 40.03 | 12175 |  |  |  | 12175 | Employed | Not Employed |  |  | 18.50 |  |  |  | 2 YRS |  | 4873.95 | No | 71.31 | 275046.03 | XXXX | XXXX | 40.37 | 40.37 | 40.37 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.125 | 6.125 | 3311.48 | 3311.48 | 0 | 3856.95 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.125 |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | 268798.04 | 5991.25 | 2 | 47902 | 258 | 13 | 0.08738255033557046 | 18 | Yes | N/A | Manual Underwriting | 16146.16 | 6.238 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9648 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 806 | 806 | 802 | 806 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 11904.41 | Yes | 155.75 | 1502601.99 | XXXX | XXXX | 65.0 | 65 | 65 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7 | 7.0 | 8910.42 | 8910.42 |  | 9647.82 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.0 |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 36 | 6 Months Interest | Retail | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Two to Four Unit | 4 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -7115 | XXXX | Yes | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 3 |  | 350 |  |  | 45 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9425 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 792 | 813 | 792 | 782 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | No Cash Out - Borrower Initiated | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 4046.36 | No | 9.38 | 20296.13 | XXXX | XXXX | 49.54 | 49.54 | 49.54 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.375 | 6.375 | 1684.45 | 1684.45 |  | 2163.36 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.375 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 12 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 2 |  | 134 |  |  | 2.5 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9434 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | true | XXXX | 727 | 722 | 735 | 727 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Full Doc | Primary Residence | Purchase | NA | 29.09 | 40.32 | 16649 |  |  |  | 16649 | Employed |  |  |  | 1 |  |  |  | 2 YRS |  | 6713.7 | Yes | 12.49 | 56699.84 | XXXX | XXXX | 90.0 | 90 | 90 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.625 | 8.625 | 3687.19 | 3990.06 | 628.09 | 4540.28 | XXXX | Fixed | 360 | 480 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 8.625 |  |  |  |  |  |  | Yes | 120 | No | No |  | N | 0 | No Prepayment Penalty | Retail | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Condominium | 1 | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 12350 | 1 | 108555 | 200 | 7 | 0.17101035344519813 | 6 | No | N/A | Manual Underwriting | 14936.96 | 8.902 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9602 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 811 | 811 | 815 | 806 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 3596.44 | No | 133.63 | 480724.9 | XXXX | XXXX | 55.56 | 55.56 | 55.56 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.75 | 6.75 | 3243.99 | 3243.99 |  | 3597.44 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.75 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 36 | 6 Months Interest | Retail | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Two to Four Unit | 2 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 1 |  | 350 |  |  | .02 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9183 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 689 | 692 | 660 | 689 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | GA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 2847 | Yes | 17.6 | 67969.61 | XXXX | XXXX | 68.62 | 68.62 | 68.62 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.125 | 7.125 | 2843.09 | 2843.09 |  | 3862.32 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.125 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 12 | 12 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 4 |  | 199 |  |  | 7 | No | N/A | Manual Underwriting |  |  | No |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9363 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | true | XXXX | 681 | 681 | 681 | 677 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | TX | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 47.67 | 48.81 | 7873 |  |  |  | 7873 | Employed |  |  |  | 25.05 |  |  |  | 2 YRS |  | 3842.99 | Yes | 16.59 | 62277.99 | XXXX | XXXX | 90.0 | 90 | 90 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.5 | 7.5 | 2863.28 | 2863.28 | 858.46 | 3752.99 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.5 |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 8661.25 | 1 | 1500 | 44 | 4 | 0.3476315789473684 | 1 | No | N/A | Manual Underwriting | 12003.73 | 7.729 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9528 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | Permanent Resident Alien | Yes | true | XXXX | 761 | 761 | 762 | 746 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | TX | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 13.92 | 15.37 | 113965 |  |  |  | 113965 | Employed |  |  |  | 14.9 |  |  |  | 2 YRS |  | 17513.85 | Yes | 63.4 | 1005499.86 | XXXX | XXXX | 90.0 | 90 | 90 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.99 | 6.99 | 11966.59 | 11966.59 | 3742.26 | 15858.85 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.99 |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 13395 | 1 | 82637 | 251 | 5 | 0.06703759398496241 | 2.5 | No | N/A | Manual Underwriting | 53944.99 | 6.999 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9787 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 712 | 712 | 696 | 728 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 40.55 | 47.08 | 12500 |  |  |  | 12500 | Employed |  |  |  | 20 |  |  |  | 2 YRS |  | 5885.31 | Yes | 28.41 | 144036.14 | XXXX | XXXX | 70.0 | 70 | 70 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.25 | 6.25 | 3986.77 | 3986.77 | 1082.54 | 5069.31 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.25 |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -303 | XXXX | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 22137.300000000003 | 1 | 39595 | 411 | 9 | 0.1924128651417162 | 22 | No | N/A | Manual Underwriting | 18760.88 | 6.579 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9756 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 652 | 657 | 627 | 652 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 15.34 | 27.12 | 17802 |  |  |  | 17802 | Employed |  |  |  | 20 |  |  |  | 2 YRS |  | 4827.36 | Yes | 10.83 | 29570.38 | XXXX | XXXX | 40.74 | 40.74 | 40.74 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.99 | 6.99 | 1827.74 | 1827.74 | 792.63 | 2730.36 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.99 |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 8452.5 | 1 | 21341 | 393 | 10 | 0.41933423700536987 | 7 | No | N/A | Manual Underwriting | 7917.88 | 7.350 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9833 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 769 | 769 | 772 | 769 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 10506 | No | 102.58 | 1510938.62 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 9.125 | 9.125 | 12204.49 | 12204.49 |  | 14729.07 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 9.125 |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 5 |  | 418 |  |  | 4.08 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9654 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 661 | 648 | 691 | 661 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 2423 | Yes | 35.26 | 72304.45 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.5 | 7.5 | 1640.62 | 1640.62 |  | 2050.37 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.5 |  |  |  |  |  |  | Yes | 120 | No | No |  | N | 0 | No Prepayment Penalty | Retail | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 2 |  | 178 |  |  | 3.5 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9211 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 772 | 781 | 765 | 772 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 2465 | Yes | 32.74 | 193403.17 | XXXX | XXXX | 51.7 | 51.7 | 51.7 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.25 | 6.25 | 4679.45 | 4679.45 |  | 5908.13 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.25 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Two to Four Unit | 4 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 1 |  | 232 |  |  | 2.92 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9206 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 713 | 713 | 705 | 733 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 1487.81 | No | 64.16 | 592953.11 | XXXX | XXXX | 64.9 | 64.9 | 64.9 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.5 | 6.5 | 8614.46 | 8614.46 |  | 9242.11 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.5 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 3 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 2 |  | 268 |  |  | 10 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9536 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 706 | 725 | 706 | 661 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 652 | Yes | 37.34 | 191221.1 | XXXX | XXXX | 70.0 | 70 | 70 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.0 | 7.0 | 4005.12 | 4005.12 |  | 5121.52 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.0 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Two to Four Unit | 2 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 1 |  | 224 |  |  | 9.1 | No | N/A | Manual Underwriting |  |  | No |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9035 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 727 | 757 | 727 | 722 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 324.36 | Yes | 127.69 | 777166.04 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.875 | 6.875 | 4726.56 | 4726.56 |  | 6086.15 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.875 |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Two to Four Unit | 3 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 2 |  | 210 |  |  | 24 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9966 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 787 | 775 | 787 | 809 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 19.55 | 26.82 | 28774 |  |  |  | 28774 | Employed |  |  |  | 9.1 |  |  |  | 2 YRS |  | 7717.29 | Yes | 55.53 | 312406.91 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.875 | 6.875 | 4598.5 | 4598.5 | 1027.79 | 5626.29 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.875 |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -182 | XXXX | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 20745 | 1 | 49974 | 224 | 11 | 0 | 7.5 | No | N/A | Manual Underwriting | 20188.4 | 7.213 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8986 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 606 | 606 | 619 | 577 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | IL | XXXX | XXXX | Full Doc | Investment | Refinance | Cash Out - Other | 4.37 | 46.74 | 7437 |  |  |  | 7437 | Employed |  |  |  | 17.58 |  |  |  | 2 YRS |  | 3476.38 | Yes | 29.11 | 83340.9 | XXXX | XXXX | 70.0 | 70 | 70 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.75 | 8.75 | 2010.02 | 2010.02 | 853.41 | 2863.43 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 8.75 |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Two to Four Unit | 3 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 11272.5 | 1 | 47762 | 133 | 5 | 0.5048845620795728 | 5.33 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9426 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 744 | 702 | 744 | 751 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 12.44 | 27.4 | 40000 |  |  |  | 40000 | Employed |  |  |  | 30.16 |  |  |  | 2 YRS |  | 10960.76 | Yes | 37.49 | 186587.48 | XXXX | XXXX | 90.0 | 90 | 90 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.875 | 6.875 | 4197.78 | 4197.78 | 685.85 | 4977.38 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.875 |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | Yes | AE | xxxxxxxxxx1021 | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 9095 | 3 | 37700 | 308 | 15 | 0.15542433268475386 | 19 | No | N/A | Manual Underwriting | 18755.62 | 7.039 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8979 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 783 | 792 | 783 | 778 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | VA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 552.61 | Yes | 25.39 | 27398.76 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.625 | 6.625 | 947.66 | 947.66 |  | 1079.21 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Two to Four Unit | 4 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 3 |  | 267 |  |  | 16 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9705 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 665 | 625 | 666 | 665 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Full Doc | Primary Residence | Refinance | Cash Out - Other | 33.87 | 45.74 | 7389 |  |  |  | 7389 | Employed |  |  |  | 22 |  |  |  | 2 YRS |  | 3379.41 | Yes | 10.72 | 26834.97 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7 | 7.0 | 2120.65 | 2120.65 | 381.75 | 2502.41 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.0 |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -214 | XXXX | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 15838.75 | 1 | 27169 | 195 | 9 | 0.3410975609756098 | 0.58 | No | N/A | Manual Underwriting | 9040.85 | 7.510 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9589 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | Non Permanent Resident Alien | No | false | XXXX | 787 | 787 | 794 | 778 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CO | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 4778.7 | Yes | 14.2 | 24591.06 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6 | 6.0 | 1573.82 | 1573.82 |  | 1731.69 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.0 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 2 |  | 107 |  |  | 2.33 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9620 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 808 | 808 | 797 | 808 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 105 | Yes | 123.69 | 256503.13 | XXXX | XXXX | 70.0 | 70 | 70 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6 | 6.0 | 1636.78 | 1636.78 |  | 2073.7 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.0 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -248 | XXXX | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 2 |  | 226 |  |  | 1.50 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8727 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 719 | 743 | 703 | 719 | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 702 | 702 | 702 | 725 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | NV | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 1030 | Yes | 23.23 | 70126.12 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.875 | 6.875 | 2191.41 | 2191.41 |  | 2889.99 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.875 |  |  |  |  |  |  | Yes | 120 | No | No |  | N | 0 | No Prepayment Penalty | Retail | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 2 | 0 |  | 2 |  | 168 |  |  | 2.58 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9077 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 755 | 755 | 781 | 726 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | TX | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 2856 | Yes | 101.49 | 103123.64 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.5 | 7.5 | 707.81 | 707.81 |  | 1016.05 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.5 |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 12 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -287 | XXXX | No | B |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 2 |  | 188 |  |  | 1 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9238 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | Non Permanent Resident Alien | Yes | false | XXXX | 685 | 685 | 677 | 697 | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | Non Permanent Resident Alien | Yes | false | XXXX | 674 | 674 | 0 | 700 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CO | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 19.49 | 32.13 | 16096 | 16096 |  |  | 32192 | Employed | Employed |  |  | 14.91 | 14.91 |  |  | 2 YRS | 15279.34 | 10343.62 | Yes | 9.32 | 58491.03 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.625 | 7.625 | 4379.45 | 4379.45 | 1773.59 | 6273.04 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.625 |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | 0 | 15726.16 | 1 | 21603 | 179 | 15 | 0.11930449167475815 | 3 | No | N/A | Manual Underwriting | 17955.86 | 7.922 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8998 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 729 | 757 | 729 | 715 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | TX | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 2867 | Yes | 14.91 | 43134.53 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.875 | 7.875 | 2418.78 | 2418.78 |  | 2892.29 | XXXX | Fixed | 240 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Two to Four Unit | 2 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 2 |  | 232 |  |  | 20 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9038 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 787 | 793 | 787 | 769 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 1251 | Yes | 41.61 | 125622.86 | XXXX | XXXX | 73.5 | 73.5 | 73.5 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.625 | 7.625 | 2601.14 | 2601.14 |  | 3018.81 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.625 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Retail | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Two to Four Unit | 2 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 1 |  | 159 |  |  | 11.7 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9134 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 720 | 720 | 738 | 718 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 10446.38 | Yes | 7.62 | 40924.25 | XXXX | XXXX | 54.26 | 54.26 | 54.26 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 5.125 | 5.125 | 4372.77 | 4372.77 |  | 5370.37 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 5.125 |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 2 |  | 79 |  |  | 0.67 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9416 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 728 | 760 | 723 | 728 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 7554 | Yes | 5.91 | 11374.21 | XXXX | XXXX | 8.0 | 8 | 8 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.625 | 6.625 | 960.47 | 960.47 |  | 1925.94 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.625 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 36 | 6 Months Interest | Retail | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Two to Four Unit | 2 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 2 |  | 187 |  |  | 30 | Yes | N/A | Manual Underwriting |  |  | No |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9433 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 702 | 683 | 768 | 702 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | WA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 1700 | Yes | 23.32 | 116746.12 | XXXX | XXXX | 70.0 | 70 | 70 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7 | 7.0 | 4494.12 | 4494.12 |  | 5006.88 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.0 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -169 | XXXX | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 1 |  | 178 |  |  | 18.16 | No | N/A | Manual Underwriting |  |  | No |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9776 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | true | XXXX | 688 | 689 | 688 | 655 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 8.89 | 14.14 | 25000 |  |  |  | 25000 | Employed |  |  |  | 2.16 |  |  |  | 2 YRS |  | 3536.01 | Yes | 11.65 | 25893.61 | XXXX | XXXX | 90.0 | 90 | 90 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8 | 8.0 | 1783.05 | 1783.05 | 429.96 | 2223.01 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 8.0 |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 3925 | 1 | 19632 | 126 | 4 | 0 | 3.16 | No | N/A | Manual Underwriting | 7199.72 | 8.082 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9934 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 760 | 766 | 736 | 760 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Investment | Purchase | NA | 1.4 | 6.37 | 115824 |  |  |  | 115824 | Employed |  |  |  | 34.33 |  |  |  | NA | 105951.46 | 7375 | Yes | 33.95 | 133495.21 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.99 | 6.99 | 3075.6 | 4090.41 | 856.45 | 3932.05 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.99 |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 12 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -382 | XXXX | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 17013.4 | 3 | 54387 | 374 | 11 | 0.2568731563421829 | 17 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9322 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 804 | 804 | 767 | 807 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | No Cash Out - Borrower Initiated | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 2412 | Yes | 74.87 | 405145.61 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.375 | 6.375 | 4990.95 | 4990.95 |  | 5411.47 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.375 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Two to Four Unit | 3 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -82 | XXXX | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 1 |  | 335 |  |  | 20 | No | N/A | Manual Underwriting |  |  | No |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8836 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 778 | 778 | 786 | 762 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | IL | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 700 | Yes | 101.85 | 170024.56 | XXXX | XXXX | 65.0 | 65 | 65 | XXXX | XXXX | XXXX | DSCR | ARM | XXXX | 6.875 | 6.875 | 1079.95 | 1079.95 |  | 1669.4 | XXXX | ARM | 240 | 360 | XXXX | 6.0 | Nearest | 0.125 | 45 Days | SOFR 30 Day Average | 0.2863 | 2 | 1 | 1.0 | 6.0 | 8.875 | 11.875 | XXXX | XXXX | 6 | 6 | Yes | 120 | No | No |  | N | 0 | No Prepayment Penalty | Retail | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -429 | XXXX | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 2 |  | 196 |  |  | 1 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9864 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 691 | 694 | 691 | 676 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | NV | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | No Cash Out - Lender Initiated | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 2853 | Yes | 79.57 | 191829.18 | XXXX | XXXX | 69.7 | 69.7 | 69.7 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.5 | 7.5 | 2200 | 2200 |  | 2410.83 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.5 |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -954 | XXXX | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 2 |  | 107 |  |  | 6 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9003 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | Permanent Resident Alien | No | false | XXXX | 655 | 663 | 619 | 655 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | NJ | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 5688.07 | Yes | 16.58 | 62337.45 | XXXX | XXXX | 70.0 | 70 | 70 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.875 | 7.875 | 2715.38 | 2715.38 |  | 3759.13 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.875 |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Retail | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 2 |  | 199 |  |  | 24 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9760 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 795 | 809 | 795 | 794 | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 816 | 816 | 821 | 783 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | TX | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 5824.77 | No | 76.15 | 97197.34 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.75 | 6.75 | 719.55 | 719.55 |  | 1229.02 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.75 |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Condominium | 1 | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -499 | XXXX | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 2 | 0 |  | 3 |  | 224 |  |  | 1 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9412 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 729 | 729 | 704 | 737 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | TX | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 5917 | Yes | 69.17 | 557746.72 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.25 | 6.25 | 6234.14 | 6234.14 |  | 8063.85 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.25 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 2 |  | 218 |  |  | 3.16 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9708 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 747 | 747 | 752 | 744 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 5756 | Yes | 183.71 | 310853.3 | XXXX | XXXX | 40.0 | 40 | 40 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.625 | 6.625 | 986.08 | 986.08 |  | 1629.62 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.625 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 48 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Condominium | 1 | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -710 |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 2 |  | 95 |  |  | 0.83 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9287 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 721 | 734 | 721 | 714 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 9142 | Yes | 209.6 | 876322.58 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.875 | 6.875 | 3317.19 | 3317.19 |  | 4401.94 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.875 |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -483 | XXXX | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 3 |  | 308 |  |  | 7 | Yes | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8726 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | Non Permanent Resident Alien | Yes | true | XXXX | 704 | 681 | 718 | 704 | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 774 | 776 | 774 | 761 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 35.04 | 49.16 | 37771 |  |  |  | 37771 | Employed | Employed |  |  | 31.33 |  |  |  | NA |  | 18567.16 | No | 22.56 | 237771.09 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.125 | 7.125 | 8460.94 | 11155.18 | 0 | 10540.28 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.125 |  |  |  |  |  |  | Yes | 120 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  | XXXX | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | 0 | 24651.25 | 2 | 3750 | 254 | 6 | 0.15761640798226165 | 6 | No | N/A | Manual Underwriting | 41634.48 | 7.318 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9805 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 791 | 791 | 817 | 768 | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 796 | 796 | 800 | 778 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 5614.61 | Yes | 146.37 | 388896.67 | XXXX | XXXX | 66.45 | 66.45 | 66.45 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.125 | 7.125 | 2081.79 | 2081.79 |  | 2656.99 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.125 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 48 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -118 |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 2 | 0 |  | 2 |  | 211 |  |  | 0.5 | No | N/A | Manual Underwriting |  |  | No |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9792 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 765 | 784 | 708 | 765 | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 805 | 806 | 805 | 805 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 7.78 | 7.82 | 60674 |  |  |  | 60674 | Employed | Employed |  |  | 12 | 10 |  |  | 1 YR |  | 4745.01 | Yes | 135.61 | 446337.47 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.75 | 6.75 | 3891.59 | 3891.59 | 830.42 | 4722.01 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.75 |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -1062 | XXXX | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | 0 | 4495 | 2 | 2400 | 235 | 4 | 0.016849966983172805 | 13 | No | N/A | Manual Underwriting | 17820.9 | 6.811 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9669 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 758 | 788 | 758 | 753 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | No Cash Out - Borrower Initiated | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 15597.99 | Yes | 41.01 | 358059.04 | XXXX | XXXX | 76.92 | 76.92 | 76.92 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.25 | 6.25 | 7812.5 | 7812.5 |  | 8732.08 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.25 |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -54 | XXXX | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 4 |  | 213 |  |  | 5.0 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9670 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 721 | 710 | 721 | 743 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 13385 | Yes | 18.83 | 70036.53 | XXXX | XXXX | 48.96 | 48.96 | 48.96 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.75 | 6.75 | 3048.41 | 3048.41 |  | 3719.59 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.75 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Retail | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Two to Four Unit | 2 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 5 |  | 258 |  |  | 24.10 | No | N/A | Manual Underwriting |  |  | No |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9588 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 678 | 740 | 663 | 678 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | No Cash Out - Borrower Initiated | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 30 | Yes | 4.26 | 14886.18 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.625 | 6.625 | 3202.08 | 3202.08 |  | 3438.75 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.625 |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 48 | 6 Months Interest | Retail | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 1 |  | 133 |  |  | 11.25 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9679 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 727 | 733 | 721 | 727 | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 745 | 721 | 756 | 745 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Cash Out - Other | 23.57 | 41.89 | 51287 |  |  |  | 51287 | Employed | Not Employed |  |  | 31.08 |  |  |  | 2 YRS |  | 21482.02 | Yes | 44.88 | 493920.82 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.875 | 6.875 | 11578.37 | 11578.37 | 510.54 | 12088.91 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.875 |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | 0 | 23526.25 | 2 | 27127 | 312 | 15 | 0.3864 | 22.25 | No | N/A | Manual Underwriting | 52579.7 | 6.893 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9951 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 795 | 786 | 795 | 802 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 1739.71 | Yes | 67.98 | 277483.26 | XXXX | XXXX | 70.0 | 70 | 70 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.75 | 6.75 | 3178.13 | 3178.13 |  | 4082.11 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.75 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Two to Four Unit | 4 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 2 |  | 81 |  |  | 3.08 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9367 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | Non Permanent Resident Alien | No | true | XXXX | 710 | 710 | 713 | 686 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | Full Doc | Investment | Purchase | NA | 30.64 | 40.5 | 9139.65 |  |  |  | 9139.65 | Employed |  |  |  | 7.16 |  |  |  | 2 YRS |  | 3701.44 | Yes | 234.24 | 731441.42 | XXXX | XXXX | 50.0 | 50 | 50 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.625 | 6.625 | 1440.7 | 1440.7 | 585.4 | 3122.58 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.625 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Retail | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Condominium | 1 | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | Yes | AE | xxxxxx2085 | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 9402.5 | 1 | 16900 | 66 | 4 | 0.14262548262548264 | 0.83 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx6521 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | true | XXXX | 665 | 665 | 678 | 637 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | TX | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 21.4 | 34.86 | 8803 |  |  |  | 8803 | Employed |  |  |  | 10.5 |  |  |  | 2 YRS | 3859.56 | 3069.14 | Yes | 50.37 | 94897.31 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.875 | 6.875 | 1392.03 | 1392.03 | 436.42 | 1883.98 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.875 |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 8081.72 | 1 | 6900 | 128 | 13 | 0.17849056603773586 | 3 | No | N/A | Manual Underwriting | 6079.93 | 7.282 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0117 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 662 | 750 | 643 | 662 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | TX | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 5271 | No | 53.15 | 93042.43 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.125 | 7.125 | 1263.22 | 1263.22 |  | 1750.52 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 2 |  | 98 |  |  | 1 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9625 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 702 | 702 | 730 | 685 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 14698.35 | Yes | 24.94 | 142418.39 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.25 | 6.25 | 4609.38 | 4609.38 |  | 5709.8 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.25 |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 3 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -190 | XXXX | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 4 |  | 272 |  |  | 7 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9746 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 801 | 801 | 812 | 765 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | VA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 994 | Yes | 134.39 | 501953.9 | XXXX | XXXX | 72.92 | 72.92 | 72.92 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.625 | 6.625 | 3361.63 | 3361.63 |  | 3735.12 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.625 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Two to Four Unit | 2 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -640 | XXXX | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 2 |  | 317 |  |  | 0.41 | No | N/A | Manual Underwriting |  |  | No |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9341 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 635 | 635 | 634 | 701 | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 687 | 670 | 706 | 687 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Cash Out - Other | 18.99 | 34.66 | 20000 | 26751 |  |  | 46751 | Employed | Employed |  |  | 19.25 | 19.08 |  |  | 2 YRS | 21699.12 | 16201.88 | Yes | 41.5 | 282293.41 | XXXX | XXXX | 60.87 | 60.87 | 60.87 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.75 | 6.75 | 5906.25 | 7983.82 | 896.06 | 6802.31 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.75 |  |  |  |  |  |  | Yes | 120 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | 0 | 23495 | 1 | 65175 | 560 | 15 | 0.8349385545693944 | 12 | No | N/A | Manual Underwriting | 30657.91 | 6.958 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9572 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 790 | 791 | 790 | 769 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | AR | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 162 | Yes | 56.11 | 59539.59 | XXXX | XXXX | 70.0 | 70 | 70 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.375 | 7.375 | 881.93 | 881.93 |  | 1061.19 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.375 |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 36 | 3%, 2%, 1% | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 3 |  | 212 |  |  | 1.41 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9737 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 800 | 799 | 800 | 803 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 624.67 | Yes | 109.75 | 193200.94 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.875 | 6.875 | 1340.13 | 1340.13 |  | 1760.38 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.875 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -61 | XXXX | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 2 |  | 324 |  |  | 4.16 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9937 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 761 | 760 | 761 | 800 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | NV | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 40 | Yes | 13.4 | 22238.32 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.625 | 6.625 | 1562.36 | 1562.36 |  | 1659.2 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.625 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 3 |  | 25 |  |  | 24.83 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9540 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 772 | 773 | 757 | 772 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | NC | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 5944.25 | Yes | 14.97 | 15753.55 | XXXX | XXXX | 85.0 | 85 | 85 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.125 | 7.125 | 841.81 | 841.81 |  | 1052.12 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.125 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 12 | 2% | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 3 |  | 169 |  |  | 1.66 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9878 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 754 | 748 | 754 | 761 | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 770 | 766 | 781 | 770 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | ID | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 34.52 | 39.09 | 3644.85 | 4792 |  |  | 8436.85 | Employed | Employed |  |  | 25.58 | 18 |  |  | 2 YRS |  | 3298.19 | Yes | 18.01 | 46160.08 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.75 | 6.75 | 2283.3 | 2632.79 | 279.4 | 2562.7 | XXXX | Fixed | 360 | 480 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.75 |  |  |  |  |  |  | Yes | 120 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | 0 | 6795 | 2 | 118349 | 538 | 16 | 0.11679276458822506 | 18 | No | N/A | Manual Underwriting | 11923.44 | 6.898 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9649 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | Permanent Resident Alien | No | false | XXXX | 725 | 719 | 725 | 754 | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 755 | 747 | 775 | 755 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 688 | Yes | 112.63 | 486071.9 | XXXX | XXXX | 53.68 | 53.68 | 53.68 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.625 | 6.625 | 3265.59 | 3265.59 |  | 4315.52 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.625 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -98 | XXXX | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 2 | 0 |  | 2 |  | 200 |  |  | 2 | No | N/A | Manual Underwriting |  |  | No |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8732 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 651 | 668 | 651 | 644 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | PA | XXXX | XXXX | Full Doc | Primary Residence | Refinance | Cash Out - Other | 21.37 | 21.37 | 11111.2 |  |  |  | 11111.2 | Employed |  |  |  | 21.5 |  |  |  | 2 YRS | 6362.99 | 2374.21 | Yes | 30.8 | 73127.56 | XXXX | XXXX | 74.08 | 74.07 | 74.07 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.375 | 7.375 | 1657.62 | 1657.62 | 591.59 | 2374.21 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.375 |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Retail | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -3259 | XXXX | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 73127.56 | 3890 | 1 | 455 | 417 | 1 | 0 | 9.08 | No | N/A | Manual Underwriting | 7116.66 | 7.462 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9157 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 761 | 761 | 719 | 769 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CO | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 20.53 | 20.88 | 26713 |  |  |  | 26713 | Employed |  |  |  | 22.58 |  |  |  | 2 YRS |  | 5576.36 | Yes | 35.51 | 194709.75 | XXXX | XXXX | 85.0 | 85 | 85 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6 | 6.0 | 4968.78 | 4968.77 | 514.59 | 5483.37 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.0 |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 18070 | 1 | 16600 | 278 | 4 | 0.08398936170212766 | 18 | No | N/A | Manual Underwriting | 24232.54 | 6.217 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx8675 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 677 | 677 | 686 | 665 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 1347.06 | Yes | 55.96 | 111473.45 | XXXX | XXXX | 65.0 | 65 | 65 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.375 | 6.375 | 1467.58 | 1467.58 |  | 1960 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.375 |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Condominium | 1 | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -996 | XXXX | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 2 |  | 247 |  |  | 1.25 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9525 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 751 | 751 | 740 | 756 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 3069 | No | 57.41 | 437647.46 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.625 | 6.625 | 5962.5 | 5962.5 |  | 7623.43 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.625 |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 3 |  | 82 |  |  | 5 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9752 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 699 | 699 | 741 | 638 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Cash Out - Other | 33.22 | 44.5 | 37484 |  |  |  | 37484 | Not Employed |  |  |  |  |  |  |  | NA |  | 16682.12 | No | 318.1 | 3961618.05 | XXXX | XXXX | 36.59 | 36.59 | 36.59 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.625 | 6.625 | 9604.66 | 9604.66 | 0 | 12454.05 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.625 |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -203 | XXXX | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 1471202.61 | 20245 | 1 | 32550 | 497 | 7 | 0.1786381541924592 | 1.66 | No | N/A | Manual Underwriting | 44243.47 | 6.763 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9251 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 778 | 788 | 778 | 768 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | No Cash Out - Borrower Initiated | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 17998 | Yes | 7.58 | 78590.62 | XXXX | XXXX | 53.85 | 53.85 | 53.85 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.375 | 6.375 | 7809.38 | 7809.38 |  | 10371.79 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.375 |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | 5-10 Unit Multi-Family | 6 | XXXX | XXXX | Other | XXXX | XXXX | Drive-By Form 704 | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 3 |  | 244 |  |  | 7 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9399 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 799 | 799 | 769 | 806 | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 793 | 781 | 793 | 799 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CO | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 9155 | Yes | 137.71 | 170939.58 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.99 | 6.99 | 1048.5 | 1048.5 |  | 1241.28 | XXXX | Fixed | 240 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -227 | XXXX | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 2 | 0 |  | 3 |  | 226 |  |  | 2 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0064 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 707 | 777 | 707 | 685 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Cash Out - Other | 44.24 | 48.12 | 5000 |  |  |  | 5000 | Employed |  |  |  | 12.05 |  |  |  | NA |  | 2406.2 | Yes | 120.97 | 240830.48 | XXXX | XXXX | 33.75 | 33.75 | 33.75 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7 | 7.0 | 1575 | 1796.32 | 415.88 | 1990.88 | XXXX | Fixed | 360 | 480 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.0 |  |  |  |  |  |  | Yes | 120 | No | No |  | N | 0 | No Prepayment Penalty | Retail | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 240830.48 | 7490 | 1 | 8000 | 405 | 12 | 0.019880079946702198 | 30.05 | No | N/A | Manual Underwriting | 7846.95 | 7.231 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0579 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | true | XXXX | 733 | 733 | 768 | 716 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 28.67 | 32.17 | 26641 |  |  |  | 26641 | Employed |  |  |  | 10 |  |  |  | NA |  | 8569.89 | Yes | 13.87 | 105928.65 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7 | 7.0 | 6237.21 | 6237.21 | 1399.68 | 7636.89 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.0 |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 13213.75 | 1 | 28296 | 230 | 6 | 0.13185507421505246 | 21 | No | N/A | Manual Underwriting | 27820.54 | 7.048 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9863 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 763 | 767 | 757 | 763 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 1142 | No | 64.24 | 244824.35 | XXXX | XXXX | 57.42 | 57.42 | 57.42 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7 | 7.0 | 3113.62 | 3113.62 |  | 3811.06 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.0 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -4518 | XXXX | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 244824.35 |  | 4 |  | 405 |  |  | 1 | No | N/A | Manual Underwriting |  |  | No |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9918 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 683 | 701 | 683 | 659 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 51.6 | 51.6 | 7654 |  |  |  | 7654 | Employed |  |  |  | 7 |  |  |  | NA |  | 3949.7 | Yes | 4.33 | 17105.22 | XXXX | XXXX | 70.0 | 70 | 70 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.375 | 7.375 | 3406.47 | 3406.47 | 543.23 | 3949.7 | XXXX | Fixed | 480 | 480 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.375 |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 18557.5 | 1 | 3200 | 83 | 0 | 0.8786567164179104 | 7 | No | N/A | Manual Underwriting | 15106.09 | 7.708 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0445 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 734 | 737 | 734 | 723 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | MS | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 24.6 | 41.13 | 14108 |  |  |  | 14108 | Employed |  |  |  | 7 |  |  |  | NA |  | 5803.29 | Yes | 29.83 | 103513.69 | XXXX | XXXX | 72.07 | 72.07 | 72.07 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.375 | 7.375 | 2762.7 | 2762.7 | 692.97 | 3470.67 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.375 |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Retail | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 8090 | 1 | 53440 | 282 | 21 | 0.21970504557038878 | 23 | No | N/A | Manual Underwriting | 11685.63 | 7.601 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9430 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 783 | 801 | 774 | 783 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | ID | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 1806 | Yes | 46.24 | 253798.04 | XXXX | XXXX | 70.0 | 70 | 70 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 9 | 9.0 | 4218.64 | 4218.64 |  | 5496.64 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 9.0 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 12 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Condominium | 1 | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 1 |  | 288 |  |  | 9.7 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0407 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 709 | 694 | 709 | 713 | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 713 | 677 | 718 | 713 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Cash Out - Other | 27.74 | 35.59 | 7893.8 | 7754.6 |  |  | 15648.4 | Employed | Employed |  |  | 27.58 | 27.58 |  |  | NA |  | 5569.56 | Yes | 23.64 | 102613.54 | XXXX | XXXX | 48.87 | 48.87 | 48.87 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.25 | 7.25 | 3833.83 | 3833.83 | 507.73 | 4341.56 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.25 |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Retail | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | 100335.7 | 6305 | 3 | 23000 | 526 | 3 | 0.6396161030944582 | 31.41 | No | N/A | Manual Underwriting | 16603.69 | 7.374 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0559 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 750 | 718 | 773 | 750 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Investment | Refinance | No Cash Out - Borrower Initiated | 10.5 | 24.49 | 32627 |  |  |  | 32627 | Employed |  |  |  | 18.33 |  |  |  | NA |  | 7990.28 | Yes | 32.51 | 123885.95 | XXXX | XXXX | 76.51 | 76.51 | 76.51 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.375 | 7.375 | 2880.12 | 2880.12 | 690.16 | 3810.28 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.375 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -358 | XXXX | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 10187.5 | 2 | 15261 | 234 | 7 | 0.04688836104513064 | 4 | No | N/A | Manual Underwriting | 0 |  | N/A |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0593 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 735 | 724 | 760 | 735 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Cash Out - Other | 39.32 | 46.2 | 8200 |  |  |  | 8200 | Employed |  |  |  | 14 |  |  |  | NA |  | 3788.32 | Yes | 32.57 | 105004.51 | XXXX | XXXX | 50.0 | 50 | 50 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.125 | 7.125 | 2358.01 | 2358.01 | 469.31 | 3224.32 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.125 |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | D |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 6745 | 1 | 35297 | 222 | 12 | 0.4073047179425694 | 12 | No | N/A | Manual Underwriting | 10246.8 | 7.338 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0565 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 732 | 732 | 732 | 714 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Cash Out - Other | 20.93 | 27.45 | 32629 |  |  |  | 32629 | Employed |  |  |  | 7.08 |  |  |  | NA |  | 8957.02 | Yes | 35.98 | 245797.72 | XXXX | XXXX | 49.58 | 49.58 | 49.58 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.75 | 6.75 | 5707.66 | 5707.66 | 985.1 | 6830.76 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.75 |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -6961 | XXXX | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 10295 | 1 | 39571 | 412 | 13 | 0.5193495208024812 | 18.91 | No | N/A | Manual Underwriting | 26021.16 | 6.864 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9879 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 689 | 689 | 717 | 651 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | No Cash Out - Borrower Initiated | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 4665 | No | 156.16 | 485165.24 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7 | 7.0 | 2494.88 | 2494.88 |  | 3106.85 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.0 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Two to Four Unit | 4 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 3 |  | 201 |  |  | 2 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9936 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 706 | 716 | 700 | 706 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | IN | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 503 | Yes | 94.35 | 113413.32 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.5 | 7.5 | 870.52 | 870.52 |  | 1202.02 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.5 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | Yes | AE | xxxxxx1139 | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 6 |  | 65 |  |  | 4 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0308 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 745 | 734 | 745 | 757 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | TX | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 2274.01 | Yes | 37.61 | 76402.79 | XXXX | XXXX | 55.56 | 55.56 | 55.56 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.75 | 7.75 | 1614.58 | 1614.58 |  | 2031.47 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.75 |  |  |  |  |  |  | Yes | 120 | No | No |  | N | 0 | No Prepayment Penalty | Retail | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 2 |  | 285 |  |  | 17.08 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0768 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 666 | 646 | 669 | 666 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | TX | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 4812.57 | No | 80.9 | 226269.28 | XXXX | XXXX | 64.16 | 64.16 | 64.16 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 8.875 | 8.875 | 1965.24 | 1965.24 |  | 2796.82 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 8.875 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 2 |  | 144 |  |  | 3 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0428 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | Non Permanent Resident Alien | No | false | XXXX | 723 | 709 | 723 | 726 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | GA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 2292.39 | Yes | 11.45 | 18322.76 | XXXX | XXXX | 70.0 | 70 | 70 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.25 | 7.25 | 1226.46 | 1226.46 |  | 1600.55 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.25 |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -153 | XXXX | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 2 |  | 7 |  |  | 0.16 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0431 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 768 | 781 | 767 | 768 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | HI | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 16.29 | 21.45 | 11408 |  |  |  | 11408 | Employed |  |  |  | 5.83 |  |  |  | NA |  | 2447.44 | Yes | 11.25 | 21303.8 | XXXX | XXXX | 42.16 | 42.16 | 42.16 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.625 | 6.625 | 1101.33 | 1101.33 | 107.11 | 1858.44 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.625 |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Condominium | 1 | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 2652.65 | 4075 | 2 | 13000 | 179 | 5 | 0.1737857142857143 | 10 | No | N/A | Manual Underwriting | 5029.2 | 6.857 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0680 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 778 | 779 | 778 | 758 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 44614 | Yes | 53.12 | 647637.57 | XXXX | XXXX | 70.0 | 70 | 70 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.5 | 7.5 | 9646.88 | 9646.88 |  | 12192.51 | XXXX | Fixed | 240 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.5 |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -1660 | XXXX | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 19 |  | 369 |  |  | 19 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0489 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 749 | 749 | 729 | 761 | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 778 | 769 | 786 | 778 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CO | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 3.35 | 6.12 | 213727 |  |  |  | 213727 | Employed | Not Employed |  |  | 6.2 |  |  |  | NA |  | 13073.1 | Yes | 44.64 | 319476.51 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.75 | 6.75 | 6096.82 | 6096.82 | 928.28 | 7157.1 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 6.75 |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -1344 | XXXX | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | 0 | 13245 | 2 | 90000 | 218 | 9 | 0.4056239977600733 | 4.2 | No | N/A | Manual Underwriting | 27704.55 | 6.892 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0242 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 793 | 799 | 787 | 793 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | SC | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 2398 | Yes | 18.75 | 23874.81 | XXXX | XXXX | 80.0 | 80 | 80 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7 | 7.0 | 851.59 | 851.59 |  | 1273.59 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.0 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 2 |  | 185 |  |  | 10 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0449 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 762 | 766 | 762 | 753 | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 762 | 776 | 762 | 758 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | AL | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 817 | Yes | 47.53 | 55452.05 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.125 | 7.125 | 1010.07 | 1010.07 |  | 1166.67 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.125 |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 2 | 0 |  | 4 |  | 217 |  |  | 5 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0528 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | Permanent Resident Alien | Yes | true | XXXX | 803 | 754 | 803 | 803 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | HI | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 40.81 | 40.99 | 9350.75 |  |  |  | 9350.75 | Employed |  |  |  | 0.1 |  |  |  | NA |  | 3832.78 | Yes | 15.38 | 58993.03 | XXXX | XXXX | 75.0 | 75 | 75 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.5 | 7.5 | 2517.17 | 2517.17 | 147.61 | 3815.78 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 7.5 |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Condominium | 1 | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -139 | XXXX | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 7795 | 1 | 5000 | 218 | 2 | 0.00265625 | 2.16 | No | N/A | Manual Underwriting | 10536.9 | 7.723 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0498 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 604 | 603 | 604 | 628 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 6559 | No | 29.75 | 59684.03 | XXXX | XXXX | 32.5 | 32.5 | 32.5 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 9.625 | 9.625 | 1657.48 | 1657.48 |  | 2006.5 | XXXX | Fixed | 360 | 360 | XXXX | 0.0 |  |  |  |  |  |  |  |  | 9.625 |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX |  | XXXX | XXXX | XXXX |  |  |  | Yes | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 59684.03 |  | 1 |  | 200 |  |  | 17 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx1154 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | true | XXXX | 674 | 696 | 672 | 674 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | Full Doc | Primary Residence | Purchase | NA | 22.11 | 26.9 | 8056.24 |  |  |  | 8056.24 | Employed |  |  |  | 22.08 |  |  |  | 2 YRS |  | 2167.34 | Yes | 26.65 | 57476.65 | XXXX | XXXX | 80 | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.875 | 7.875 | 1131.11 | 1131.11 | 286.23 | 1781.34 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Condominium | 1 | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | Yes | AO | xxx3049 | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 6665 | 1 | 9000 | 236 | 10 | 0.46314285714285713 | 4.25 | No | N/A | Manual Underwriting | 4569.27 | 8.089 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0537 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | true | XXXX | 672 | 656 | 672 | 700 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | NJ | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 25.01 | 27.9 | 17000 |  |  |  | 17000 | Employed |  |  |  | 16.25 |  |  |  | NA |  | 4742.8 | Yes | 1.28 | 5444.16 | XXXX | XXXX | 79.57 | 79.57 | 79.57 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.75 | 8.75 | 3461.48 | 3461.48 | 790.32 | 4251.8 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Two to Four Unit | 2 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -61 |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 16895 | 1 | 30151.8 | 126 | 15 | 0.023352234619840255 | 15 | No | N/A | Manual Underwriting | 13187.17 | 8.747 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx1094 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | true | XXXX | 692 | 763 | 692 | 666 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 16.87 | 39.42 | 21571.23 |  |  |  | 21571.23 | Not Employed |  |  |  |  |  |  |  | NA |  | 8502.86 | Yes | 346.64 | 1276683.09 | XXXX | XXXX | 80 | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.125 | 8.125 | 3029.39 | 3029.39 | 609.47 | 3638.86 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 6465 | 1 | 74592 | 87 | 3 | 0.13887861983980285 | 2 | No | N/A | Manual Underwriting | 12008.02 | 8.317 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0442 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 705 | 672 | 714 | 705 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 27.39 | 34.34 | 35465.88 |  |  |  | 35465.88 | Employed |  |  |  | 2.83 |  |  |  | NA |  | 12178.69 | No | 32.27 | 313462.79 | XXXX | XXXX | 80 | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.125 | 8.125 | 8167.47 | 8167.47 | 0 | 9713.69 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -212 | XXXX | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 26245 | 1 | 17900 | 305 | 15 | 0.671534381266576 | 0.5 | No | N/A | Manual Underwriting | 32182.86 | 8.381 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx1067 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 754 | 754 | 743 | 769 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 25.61 | 44.56 | 13355 |  |  |  | 13355 | Employed |  |  |  | 10.08 |  |  |  | NA |  | 5950.92 | Yes | 11.87 | 40596.26 | XXXX | XXXX | 68.46 | 68.46 | 68.46 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.875 | 6.875 | 2923.33 | 2923.33 | 389.05 | 3420.39 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -273 | XXXX | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 4089.24 | 6169.6 | 1 | 194353 | 188 | 16 | 0.0016313725490196078 | 0.83 | No | N/A | Manual Underwriting | 13121.41 | 7.036 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx1200 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 651 | 638 | 664 | 651 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Cash Out - Other | 33.19 | 37.63 | 10438 |  |  |  | 10438 | Employed |  |  |  | 2.25 |  |  |  | NA |  | 3928.32 | Yes | 26.16 | 90618.6 | XXXX | XXXX | 70 | 70 | 70 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.5 | 8.5 | 2960.32 | 2960.32 | 504 | 3464.32 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 87808.17 | 9295 | 1 | 14900 | 291 | 3 | 0.7281151832460733 | 7 | No | N/A | Manual Underwriting | 11257.36 | 8.767 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx1247 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 769 | 770 | 729 | 769 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | NV | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 40.6 | Yes | 44.98 | 126358.19 | XXXX | XXXX | 75 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 8.875 | 8.875 | 2297.42 | 2297.42 |  | 2587.05 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | Y | 12 | 6 Months Interest | Retail | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -64 | XXXX | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 1 |  | 230 |  |  | 1 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0956 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 767 | 778 | 755 | 767 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | IN | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Cash Out - Other | 2.48 | 9.19 | 101022 |  |  |  | 101022 | Employed |  |  |  | 5 |  |  |  | NA |  | 9280.62 | Yes | 122.41 | 306234.54 | XXXX | XXXX | 80 | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.875 | 6.875 | 2070.64 | 2070.64 | 365.98 | 2501.62 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | -47 | XXXX | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 301522.06 | 9475 | 2 | 30000 | 388 | 8 | 0.04464012251148545 | .1 | No | N/A | Manual Underwriting | 9150.32 | 7.197 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx1133 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 635 | 628 | 635 | 690 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | TX | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Cash Out - Other | 9.03 | 14.25 | 79550 |  |  |  | 79550 | Employed |  |  |  | 6 |  |  |  | NA |  | 11338.15 | Yes | 24.06 | 172808.49 | XXXX | XXXX | 70 | 70 | 70 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.75 | 8.75 | 5506.9 | 5506.9 | 1635.83 | 7183.15 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | Yes | AE | xxxxxx6888 | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 172808.49 | 16295 | 1 | 47154 | 358 | 35 | 0.46237845923709797 | 6.3 | No | N/A | Manual Underwriting | 20485.52 | 9.020 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0759 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 704 | 698 | 704 | 706 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | TX | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 4163.7 | Yes | 16.47 | 40176.19 | XXXX | XXXX | 75 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.875 | 7.875 | 1631.35 | 1631.35 |  | 2378.17 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 60 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 3 |  | 344 |  |  | 20 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx1645 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 640 | 640 | 629 | 647 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | TX | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 24.32 | 34.45 | 14949 |  |  |  | 14949 | Employed |  |  |  | 4.08 |  |  |  | NA |  | 5150.25 | Yes | 18.96 | 68918.6 | XXXX | XXXX | 75 | 75 | 75 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.125 | 8.125 | 2895.74 | 2895.74 | 739.86 | 3635.6 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 9395 | 2 | 58022 | 127 | 5 | 0.016444444444444446 | 8.33 | No | N/A | Manual Underwriting | 11344.21 | 8.383 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0540 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 701 | 740 | 701 | 697 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | NV | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 4282.2 | Yes | 36.67 | 160317.74 | XXXX | XXXX | 70 | 70 | 70 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 8.75 | 8.75 | 3827.3 | 3827.3 |  | 4371.47 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | Y | 36 | 6 Months Interest | Retail | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | -456 | XXXX | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 160317.74 |  | 2 |  | 226 |  |  | 1.42 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0763 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 624 | 624 | 660 | 597 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | GA | XXXX | XXXX | ALT DOC | Investment | Refinance | Cash Out - Other | 0 | 39.44 | 8492 |  |  |  | 8492 | Employed |  |  |  | 7.08 |  |  |  | NA |  | 3349.6 | Yes | 75.38 | 125914.84 | XXXX | XXXX | 70 | 70 | 70 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.875 | 8.875 | 1503.77 | 1503.77 | 166.72 | 1670.51 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | Y | 12 | 2% | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 125914.84 | 6792.5 | 2 | 48621 | 258 | 8 | 0.7919382313731299 | 0.66 | No | N/A | Manual Underwriting | 0 |  | N/A |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx1300 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 734 | 725 | 734 | 735 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Cash Out - Other | 49.42 | 49.42 | 25372 |  |  |  | 25372 | Employed |  |  |  | 10 |  |  |  | NA |  | 12539.65 | Yes | 40.48 | 507666.85 | XXXX | XXXX | 74.94 | 74.94 | 74.94 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.875 | 7.875 | 11601.11 | 11601.11 | 938.55 | 12539.65 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -360 | XXXX | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 753870.85 | 65595 | 2 | 168000 | 252 | 3 | 0.5678183371993651 | 0.91 | No | N/A | Manual Underwriting | 46018.05 | 8.326 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx1093 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | true | XXXX | 764 | 764 | 775 | 761 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | GA | XXXX | XXXX | ALT DOC | Investment | Purchase | NA | 9.23 | 48.84 | 8666.75 |  |  |  | 8666.75 | Employed |  |  |  | 22.41 |  |  |  | 2 YRS | 5233.5 | 4233.25 | Yes | 97.61 | 292474.66 | XXXX | XXXX | 80 | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.875 | 6.875 | 2653.99 | 2653.99 | 291.26 | 2945.25 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | Y | 12 | 2%, 1% | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | -183 | XXXX | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 7655 | 1 | 12600 | 499 | 11 | 0.0667310054395508 | 7.16 | No | N/A | Manual Underwriting | 0 |  | N/A |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx1026 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 783 | 783 | 754 | 792 | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 728 | 728 | 728 | 753 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Investment | Refinance | Cash Out - Other | 17.57 | 33.63 | 52312 |  |  |  | 52312 | Not Employed | Not Employed |  |  |  |  |  |  | NA |  | 17593.04 | Yes | 602 | 3014619.29 | XXXX | XXXX | 65 | 65 | 65 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.75 | 7.75 | 6193.38 | 6193.38 | 2113.16 | 8306.54 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | Y | 12 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | -40 | XXXX | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 2 | 826042.02 | 10240 | 3 | 35886 | 444 | 19 | 0.23778048780487804 | 3 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx1373 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | true | XXXX | 788 | 788 | 794 | 775 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 33.09 | 35.1 | 16693 |  |  |  | 16693 | Employed |  |  |  | 8.75 |  |  |  | NA |  | 5859.56 | Yes | 17.02 | 93976.71 | XXXX | XXXX | 75 | 75 | 75 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.25 | 7.25 | 4522.83 | 4522.83 | 1000.33 | 5523.16 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | -107 | XXXX | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 18170 | 1 | 27000 | 132 | 11 | 0.07690117252931324 | 0.16 | No | N/A | Manual Underwriting | 19315.89 | 7.541 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx1377 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 718 | 721 | 704 | 718 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Cash Out - Other | 31.66 | 41.43 | 37775 |  |  |  | 37775 | Employed |  |  |  | 25 |  |  |  | NA |  | 15648.94 | Yes | 15.81 | 189082.45 | XXXX | XXXX | 80 | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.5 | 8.5 | 9842.09 | 9842.09 | 1906.85 | 11959.94 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -594 | XXXX | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 189082.45 | 14395 | 2 | 71161 | 350 | 38 | 0.11101363273433418 | 1.6 | No | N/A | Manual Underwriting | 37990.17 | 8.625 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx1204 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | true | XXXX | 777 | 780 | 777 | 759 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | VA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 44.8 | 44.8 | 10663.99 |  |  |  | 10663.99 | Not Employed |  |  |  |  |  |  |  | NA |  | 4777.96 | Yes | 140.44 | 676014.8 | XXXX | XXXX | 80 | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.125 | 7.125 | 3945.3 | 3945.3 | 832.65 | 4777.96 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -3998 | XXXX | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 10379 | 1 | 7000 | 97 | 6 | 0 | 5 | No | N/A | Manual Underwriting | 17116.55 | 7.329 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx1208 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 779 | 765 | 779 | 781 | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 662 | 662 | 662 | 668 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Full Doc | Investment | Purchase | NA | 17.6 | 35.29 | 8570.7 | 6933.33 |  |  | 15504.03 | Employed | Employed |  |  | 7.66 | 3.33 |  |  | 2 YRS |  | 5471.7 | Yes | 19.52 | 75633.33 | XXXX | XXXX | 80 | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.75 | 8.75 | 2989.46 | 2989.46 | 556.21 | 3873.67 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Retail | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 2 | 0 | 6285 | 2 | 26157 | 208 | 12 | 0.031794945296450244 | 0.83 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx1233 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 729 | 729 | 759 | 708 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | TX | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 1214 | No | 4.75 | 16869.09 | XXXX | XXXX | 75 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 9.875 | 9.875 | 1897.85 | 1897.85 |  | 2483 | XXXX | Fixed | 240 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 1 |  | 220 |  |  | 9 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx1634 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 778 | 789 | 778 | 778 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | Full Doc | Second Home | Purchase | NA | 6.32 | 25.19 | 37500 |  |  |  | 37500 | Employed |  |  |  | 7.83 |  |  |  | NA | 28057.01 | 9447.99 | Yes | 46.29 | 121396.26 | XXXX | XXXX | 75 | 75 | 75 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.375 | 7.375 | 1760.19 | 1760.19 | 304.22 | 2514.41 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Retail | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Condominium | 1 | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | -363 | XXXX | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 9835.5 | 3 | 35000 | 206 | 5 | 0.056858475894245725 | 7.67 | No | N/A | Manual Underwriting | 7293.21 | 7.802 | N/A |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx1096 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | Permanent Resident Alien | Yes | true | XXXX | 767 | 767 | 790 | 755 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 32.09 | 36.36 | 7730 |  |  |  | 7730 | Employed |  |  |  | 5.08 |  |  |  | NA |  | 2810.35 | Yes | 14.02 | 44785.64 | XXXX | XXXX | 75 | 75 | 75 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.625 | 6.625 | 1680.82 | 1680.82 | 596.53 | 2480.35 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 9015 | 1 | 8906 | 56 | 6 | 0.0030246913580246914 | 4.25 | No | N/A | Manual Underwriting | 7539.97 | 6.996 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx1146 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 717 | 709 | 717 | 726 | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 717 | 717 | 740 | 713 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 34.33 | 40.7 | 8677 | 5368 |  |  | 14045 | Employed | Employed |  |  | 2.58 | 5.5 |  |  | NA | 8232.37 | 5715.63 | Yes | 12.24 | 83995.64 | XXXX | XXXX | 78.48 | 78.48 | 78.48 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.75 | 6.75 | 4021.31 | 4021.31 | 690.32 | 4821.63 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | Yes | AE | xxxxxxxxxx6500 | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | 0 | 24845 | 2 | 135000 | 287 | 13 | 0.006440060698027314 | 18 | No | N/A | Manual Underwriting | 18464.96 | 6.774 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx1379 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 761 | 795 | 740 | 761 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CO | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 31.76 | 46.62 | 8503.46 |  |  |  | 8503.46 | Employed |  |  |  | 1.5 |  |  |  | NA | 4538.9 | 3964.57 | Yes | 68 | 187147.03 | XXXX | XXXX | 70 | 70 | 70 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.25 | 7.25 | 2363.74 | 2363.74 | 336.83 | 2700.57 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | -415 | XXXX | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 11556.869999999999 | 4 | 42008 | 270 | 8 | 0 | 0.75 | No | N/A | Manual Underwriting | 9989.21 | 7.599 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx1240 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 745 | 730 | 764 | 745 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | GA | XXXX | XXXX | ALT DOC | Second Home | Purchase | NA | 1.13 | 2.5 | 650000 |  |  |  | 650000 | Employed |  |  |  | 8.25 |  |  |  | NA | 633763.25 | 16236.75 | Yes | 12.09 | 101461.83 | XXXX | XXXX | 80 | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.375 | 7.375 | 5442.52 | 5442.52 | 2074.46 | 7587.81 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 9475 | 2 | 49284 | 197 | 6 | 0.14865497076023393 | 4 | No | N/A | Manual Underwriting | 23208.43 | 7.507 | N/A |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx1119 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 698 | 696 | 727 | 698 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 28.22 | 34.86 | 30000 |  |  |  | 30000 | Employed |  |  |  | 19 |  |  |  | NA | 19540.93 | 10459.07 | Yes | 24.46 | 207115.31 | XXXX | XXXX | 56.41 | 56.41 | 56.41 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8 | 8.0 | 7036.8 | 7036.8 | 1430.27 | 8467.07 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -873 | XXXX | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 5000.0 | 30365 | 1 | 34635 | 212 | 6 | 0 | 2 | No | N/A | Manual Underwriting | 27900.69 | 8.368 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9768 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 625 | 625 | 615 | 645 | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 650 | 682 | 650 | 632 | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 646 | 646 | 662 | 645 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Full Doc | Primary Residence | Refinance | Cash Out - Other | 32.56 | 48.75 | 3922.8 | 3212.99 | 1606 |  | 8741.79 | Employed | Employed | Not Employed |  | 4 | 2 |  |  | 2 YRS |  | 4261.26 | Yes | 6.74 | 19177.39 | XXXX | XXXX | 34.34 | 34.34 | 34.34 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.375 | 8.375 | 2055.03 | 2055.03 | 791.23 | 2846.26 | XXXX | Fixed | 480 | 480 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 3 | 16055.62 | 13281 | 1 | 27887 | 280 | 3 | 0.5954151852453522 | 2 | No | N/A | Manual Underwriting | 8104.42 | 8.864 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx1256 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 782 | 782 | 793 | 770 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | GA | XXXX | XXXX | ALT DOC | Investment | Purchase | NA | 18.71 | 44.44 | 17538 |  |  |  | 17538 | Employed |  |  |  | 5 |  |  |  | NA | 9744.36 | 7793.64 | Yes | 12.28 | 60391.02 | XXXX | XXXX | 80 | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.125 | 7.125 | 3772.82 | 3772.82 | 615.82 | 4388.64 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | Y | 24 | 2%, 1% | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 | 12795 | 2 | 3800 | 113 | 3 | 0 | 1.41 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx1323 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 759 | 759 | 746 | 770 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | TX | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 2618.04 | Yes | 197.19 | 896381.98 | XXXX | XXXX | 58.51 | 58.51 | 58.51 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 8.625 | 8.625 | 3040.31 | 3040.31 |  | 4495.04 | XXXX | Fixed | 240 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Attached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 2 |  | 61 |  |  | 12.25 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx1688 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 685 | 685 | 703 | 679 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Cash Out - Other | 39.79 | 45.06 | 18075 |  |  |  | 18075 | Employed |  |  |  | 6 |  |  |  | NA |  | 8144.61 | Yes | 41.57 | 298969.79 | XXXX | XXXX | 70 | 70 | 70 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.99 | 8.99 | 6472.97 | 6472.97 | 719.64 | 7192.61 | XXXX | Fixed | 480 | 480 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Retail | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -731 | XXXX | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 322119.79 | 14035 | 1 | 52773 | 301 | 8 | 0.4751797124600639 | 6.4 | No | N/A | Manual Underwriting | 24630.73 | 9.169 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0966 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 250 | Yes | 90.1 | 283596.12 | XXXX | XXXX | 31.58 | 31.58 | 31.58 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.875 | 7.875 | 2175.21 | 2175.21 |  | 3147.71 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | Y | 12 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Two to Four Unit | 3 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -464 | XXXX | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 283596.12 |  | 2 |  | 21872 |  |  | 11.7 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx1002 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 774 | 770 | 797 | 774 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 1175 | Yes | 109.16 | 566599.57 | XXXX | XXXX | 48.92 | 48.92 | 48.92 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.875 | 7.875 | 4256.16 | 4256.16 |  | 5190.51 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | Y | 12 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Two to Four Unit | 2 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -460 | XXXX | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 566599.57 |  | 3 |  | 272 |  |  | 11.58 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx1070 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 758 | 747 | 758 | 761 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 37.64 | 48.99 | 13246 |  |  |  | 13246 | Employed |  |  |  | 4.75 |  |  |  | NA |  | 6488.86 | No | 131.85 | 28837.61 | XXXX | XXXX | 50 | 50 | 50 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.875 | 6.875 | 2864.58 | 3839.07 | 0 | 4010.87 | XXXX | Fixed | 240 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | -4520 | XXXX | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 14095 | 2 | 16000 | 80 | 5 | 0.06275147928994083 | 0.5 | No | N/A | Manual Underwriting | 14420.03 | 7.194 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx1381 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 701 | 701 | 710 | 684 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 5857 | Yes | 122.75 | 508704.44 | XXXX | XXXX | 80 | 80 | 80 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 8.5 | 8.5 | 3400 | 3400 |  | 4103.5 | XXXX | Fixed | 240 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 3 |  | 409 |  |  | 10 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx1118 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 698 | 708 | 687 | 698 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | NV | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Cash Out - Other | 9.23 | 10.05 | 155205 |  |  |  | 155205 | Employed |  |  |  | 20.17 |  |  |  | NA |  | 15602.02 | Yes | 41.07 | 588032.59 | XXXX | XXXX | 80 | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.625 | 8.625 | 12755.75 | 12755.75 | 1246.27 | 14319.02 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -590 | XXXX | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 588032.59 | 19190 | 1 | 30854 | 267 | 8 | 0.5736639686290282 | 1.75 | No | N/A | Manual Underwriting | 48388.55 | 8.752 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx1647 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 678 | 678 | 658 | 779 | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 691 | 691 | 716 | 679 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | TX | XXXX | XXXX | ALT DOC | Second Home | Purchase | NA | 1.27 | 19.61 | 26207 | 26207 |  |  | 52414 | Employed | Employed |  |  | 5 | 5 |  |  | NA | 41905.7 | 10279.31 | Yes | 12.43 | 113292.36 | XXXX | XXXX | 85 | 85 | 85 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 9.75 | 9.75 | 6499.5 | 6499.5 | 1798.75 | 8373.25 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | Yes | VE | xxxxxx7154 | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | 0 | 18616.25 | 1 | 18179 | 245 | 9 | 0.1718643237459229 | 7 | No | N/A | Manual Underwriting | 22006.74 | 10.048 | N/A |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx1544 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | Permanent Resident Alien | Yes | true | XXXX | 672 | 646 | 713 | 672 | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | Permanent Resident Alien | No | true | XXXX | 679 | 667 | 721 | 679 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | TX | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 30.38 | 38.69 | 3614 | 4333 |  |  | 7947 | Employed | Not Employed |  |  | 10.08 | 5.41 |  |  | 2 YRS |  | 3074.93 | Yes | 35.75 | 83856.6 | XXXX | XXXX | 80 | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.25 | 8.25 | 1797.03 | 1797.03 | 579.4 | 2413.93 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | 0 | 8173 | 1 | 6200 | 90 | 9 | 0.5383822582129383 | 1.66 | No | N/A | Manual Underwriting | 6883.81 | 8.650 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx0904 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 728 | 728 | 732 | 714 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 7342.3 | No | 125.69 | 247662.72 | XXXX | XXXX | 70 | 70 | 70 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.25 | 7.25 | 1480.32 | 1480.32 |  | 1970.48 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 198692.32 |  | 2 |  | 386 |  |  | 19 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx1427 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 715 | 731 | 715 | 702 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Investment | Refinance | No Cash Out - Borrower Initiated | 13.45 | 30.76 | 38377 |  |  |  | 38377 | Employed |  |  |  | 20.17 |  |  |  | NA |  | 11805.31 | Yes | 57.09 | 380897.44 | XXXX | XXXX | 75 | 75 | 75 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.625 | 8.625 | 5716.75 | 5716.75 | 955.06 | 6671.81 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 231.76 | 1595 | 3 | 50703 | 212 | 23 | 0.23378558875219685 | 7 | No | N/A | Manual Underwriting | 0 |  | N/A |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx1319 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | true | XXXX | 810 | 810 | 778 | 812 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | NV | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 10.02 | 12.02 | 60000 |  |  |  | 60000 | Employed |  |  |  | 30.08 |  |  |  | NA | 52188.61 | 7211.65 | Yes | 67.89 | 418139.02 | XXXX | XXXX | 80 | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.375 | 7.375 | 5332.01 | 5332.01 | 619.38 | 6011.65 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Retail | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 24680 | 1 | 264553 | 388 | 9 | 0.0906136606189968 | 0.83 | No | N/A | Manual Underwriting | 22334.2 | 7.705 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx1425 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 715 | 731 | 715 | 702 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Investment | Refinance | Cash Out - Other | 11.84 | 33.65 | 37688 |  |  |  | 37688 | Employed |  |  |  | 20.17 |  |  |  | NA |  | 12683.17 | Yes | 83.71 | 380665.68 | XXXX | XXXX | 75 | 75 | 75 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.75 | 8.75 | 4130.18 | 4130.18 | 417.05 | 4547.23 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 362618.09 | 1595 | 3 | 50703 | 213 | 23 | 0.23378558875219685 | 1.08 | No | N/A | Manual Underwriting | 0 |  | N/A |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx1084 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 796 | 791 | 813 | 796 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 5791 | Yes | 81.63 | 535580.37 | XXXX | XXXX | 63.22 | 63.22 | 63.22 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.25 | 7.25 | 4984.38 | 4984.38 |  | 6560.76 | XXXX | Fixed | 240 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Condominium | 1 | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -6805 | XXXX | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 535580.37 |  | 2 |  | 491 |  |  | 18 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx1395 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 647 | 647 | 676 | 640 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | NV | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 25.83 | 48.91 | 13478 |  |  |  | 13478 | Employed |  |  |  | 4 |  |  |  | NA |  | 6591.8 | Yes | 46.1 | 220455.99 | XXXX | XXXX | 80 | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.25 | 8.25 | 3005.07 | 3005.07 | 410.73 | 3480.8 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 16595 | 1 | 76764 | 125 | 14 | 0.006766917293233083 | 4 | No | N/A | Manual Underwriting | 11433.31 | 8.725 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx1523 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 753 | 772 | 748 | 753 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 377.07 | Yes | 5.12 | 105355.9 | XXXX | XXXX | 75 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 8.375 | 8.375 | 9415.98 | 9415.98 |  | 11573.14 | XXXX | Fixed | 240 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Two to Four Unit | 4 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -3730 | XXXX | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 2 |  | 156 |  |  | 2.10 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx1455 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | Permanent Resident Alien |  | false | XXXX | 651 | 643 | 674 | 651 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 1622 | Yes | 23.57 | 198102.35 | XXXX | XXXX | 65 | 65 | 65 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 8.25 | 8.25 | 5420.39 | 5420.39 |  | 7450.11 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -535 | XXXX | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 1 |  | 92 |  |  | 3.5 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx1553 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 783 | 791 | 783 | 757 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | GA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 10717 | Yes | 370.2 | 346104.54 | XXXX | XXXX | 70 | 70 | 70 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.75 | 7.75 | 757.25 | 757.25 |  | 930.58 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | Y | 36 | 6 Months Interest | Retail | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -124 | XXXX | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 11 |  | 379 |  |  | 8.83 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx1549 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 723 | 716 | 734 | 723 | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | Permanent Resident Alien | Yes | false | XXXX | 738 | 738 | 733 | 746 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Cash Out - Other | 36.01 | 45.49 |  | 12726 |  |  | 12726 | Not Employed | Employed |  |  |  | 4.75 |  |  | NA | 6935.94 | 5789.06 | Yes | 47.86 | 219361.86 | XXXX | XXXX | 80 | 80 | 80 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.375 | 8.375 | 4226 | 4226.0 | 357.06 | 4583.06 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  |  | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | 240333.86 | 12715 | 1 | 12750 | 297 | 12 | 0.17576762037683183 | 20 | No | N/A | Manual Underwriting | 16179.91 | 8.669 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx1528 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 669 | 669 | 635 | 682 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Full Doc | Primary Residence | Refinance | Cash Out - Other | 38.95 | 43.28 | 11267 |  |  |  | 11267 | Employed |  |  |  | 0.16 |  |  |  | 2 YRS | 6390.19 | 4876.81 | Yes | 59.81 | 262497.24 | XXXX | XXXX | 75 | 75 | 75 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.625 | 8.625 | 4025.06 | 4025.06 | 363.75 | 4388.81 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  | XXXX | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 262497.24 | 10207.5 | 2 | 18700 | 249 | 18 | 0.135963216019939 | 10 | No | N/A | Manual Underwriting | 15162.98 | 8.844 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx1599 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 809 | 809 | 804 | 817 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | TX | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 42.55 | 43.96 | 14388 |  |  |  | 14388 | Employed |  |  |  | 5.41 |  |  |  | NA |  | 6325.67 | Yes | 57.92 | 364699.61 | XXXX | XXXX | 75 | 75 | 75 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.875 | 6.875 | 4803.79 | 4803.79 | 1317.89 | 6121.67 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX |  |  | XXXX | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0 | 37124.369999999995 | 2 | 17400 | 203 | 7 | 0.0011284046692607004 | 14.66 | No | N/A | Manual Underwriting | 20746.08 | 7.402 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx1349 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 631 | 631 | 635 | 615 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | Full Doc | Primary Residence | Refinance | Cash Out - Other | 32.62 | 49.07 | 10833 |  |  |  | 10833 | Employed |  |  |  | 4.5 |  |  |  | 2 YRS |  | 5315.25 | Yes | 59.76 | 211196.01 | XXXX | XXXX | 70 | 70 | 70 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 9 | 9.0 | 3069.64 | 3069.64 | 464.45 | 3534.09 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -947 | XXXX | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 211347.85 | 9225 | 1 | 22000 | 544 | 8 | 0.711252483493548 | 20.3 | No | N/A | Manual Underwriting | 11074.55 | 9.330 | Yes | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx1248 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 680 | 688 | 680 | 663 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | TX | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Cash Out - Other | 6.69 | 13.04 | 21292 |  |  |  | 21292 | Employed |  |  |  | 12.1 |  |  |  | NA |  | 2775.99 | Yes | 43.31 | 61677.38 | XXXX | XXXX | 75 | 75 | 75 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.75 | 7.75 | 1042.38 | 1042.38 | 381.61 | 1423.99 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Single Family Detached | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX |  |  | XXXX | No | X |  | 0 |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 61677.38 | 1958.75 | 1 | 25000 | 342 | 9 | 0.47258908968079716 | 16 | No | N/A | Manual Underwriting | 4257.55 | 7.961 | No | No | XXXX | XXXX |
| XXXX | XXXX | xxxxxx1302 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 740 | 743 | 725 | 740 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 2452 | Yes | 46.77 | 128642.57 | XXXX | XXXX | 75 | 75 | 75 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7 | 7.0 | 1964.38 | 1964.38 |  | 2536.93 | XXXX | Fixed | 240 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 120 | No | No |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Two to Four Unit | 2 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -169 | XXXX | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 16 |  | 129 |  |  | 10 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx1478 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | US Citizen |  | false | XXXX | 697 | 697 | 663 | 697 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | VA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | No Cash Out - Borrower Initiated | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 1423.99 | Yes | 42.48 | 68626.14 | XXXX | XXXX | 80 | 80 | 80 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 8.25 | 8.25 | 1292.18 | 1292.18 |  | 1615.57 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | Y | 60 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | Two to Four Unit | 2 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -515 | XXXX | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0 |  | 2 |  | 504 |  |  | 7 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |
| XXXX | XXXX | xxxxxx9500 |  | XXXX | XXXX | XXXX | XXXX | xxxxxxxxx | XXXX | XXXX | XXXX | XXXX | Foreign National |  | false | XXXX | 720 | 720 | 746 | 683 | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  | XXXX | XXXX | FL | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  | 4570.01 | Yes | 85.61 | 910678.18 | XXXX | XXXX | 50 | 50 | 50 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 9.0 | 9.0 | 7523.22 | 7523.22 |  | 10637.9 | XXXX | Fixed | 360 | 360 | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | No | No |  | Y | 36 | 6 Months Interest | Wholesale | No | XXXX |  |  |  | Yes | xxxxxxxxxxxxxxxxxx | PUD | 1 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | -943 | XXXX | No | X |  | 0 |  | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 860056.86 |  | 1 |  | 33 |  |  | 9.08 | No | N/A | Manual Underwriting |  |  |  |  | XXXX | XXXX |

---

## Exhibit 99.4

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| <br> **Loan**<br> **ID** | **Customer**<br> **Loan**<br> **ID** | **Seller**<br> **Loan**<br> **ID** | **Seller**<br> **Name** | **Originator**<br> **Name** | **Guideline**<br> **Author** | **Loan**<br> **Program** | **Loan**<br> **Program**<br> **Date** | **Documentation**<br> **Type** | **Executed**<br> **NOO**<br> **Docs**<br> **in**<br> **File** | **Lease**<br> **In**<br> **Place**<br> **Flag** | **Actual**<br> **in**<br> **Place**<br> **Rent**<br> **From**<br> **Lease** | **Third**<br> **Party**<br> **Market**<br> **Rent**<br> **Estimate** | **Third**<br> **Party**<br> **Rent**<br> **Source** | **Short**<br> **Term**<br> **Rent**<br> **Amount** | **Short**<br> **Term**<br> **Rent**<br> **Source** | **Short**<br> **Term**<br> **Rent**<br> **Number**<br> **of**<br> **Months** | **Rental**<br> **Income**<br> **Used**<br> **for**<br> **Property**<br> **DSCR**<br> **Calculation** | **Rental**<br> **Source**<br> **for**<br> **Property**<br> **DTI**<br> **Calculation** | **Property**<br> **DTI** | **Investor**<br> **DTI** | **Originator**<br> **DSCR** | **TPR**<br> **DSCR** | **PITIA** | **Lease**<br> **End**<br> **Date**<br> **Unit**<br> **1** | **Lease**<br> **Term**<br> **Unit**<br> **1** | **Lease**<br> **End**<br> **Date**<br> **Unit**<br> **2** | **Lease**<br> **Term**<br> **Unit**<br> **2** | **Lease**<br> **End**<br> **Date**<br> **Unit**<br> **3** | **Lease**<br> **Term**<br> **Unit**<br> **3** | **Lease**<br> **End**<br> **Date**<br> **Unit**<br> **4** | **Lease**<br> **Term**<br> **Unit**<br> **4** | **Lease**<br> **End**<br> **Date**<br> **Unit**<br> **5** | **Lease**<br> **Term**<br> **Unit**<br> **5** | **Lease**<br> **End**<br> **Date**<br> **Unit**<br> **6** | **Lease**<br> **Term**<br> **Unit**<br> **6** | **Lease**<br> **End**<br> **Date**<br> **Unit**<br> **7** | **Lease**<br> **Term**<br> **Unit**<br> **7** | **Rent**<br> **Loss**<br> **Insurance** | **Rent**<br> **Loss**<br> **Insurance**<br> **Amount** | **HOA**<br> **Flag** | **HOA**<br> **Monthly**<br> **Premium**<br> **Amount** | **Monthly**<br> **Property**<br> **Tax** | **Monthly**<br> **Insurance**<br> **Cost** | **Fee**<br> **Amount** | **Acquisition**<br> **Cost** | **Renovation**<br> **Cost** | **Effective**<br> **Gross**<br> **Income** | **Turnover**<br> **Costs** | **Repairs**<br> **and**<br> **Maintenance** | **Marketing**<br> **and**<br> **Leasing**<br> **Costs** | **Utilities** | **Other**<br> **Costs** | **Cap**<br> **Ex**<br> **Reserve** | **Section**<br> **8** | **Blanket**<br> **Mortgage**<br> **Flag** | **Number**<br> **of**<br> **Years**<br> **Property**<br> **Owned** | **Number**<br> **of**<br> **Mortgaged**<br> **Properties**<br> **With**<br> **Lender** | **Number**<br> **of**<br> **Properties** | **Foreign**<br> **National**<br> **Alternative**<br> **Credit**<br> **Documentation** | **Deed**<br> **Vesting**<br> **if**<br> **not**<br> **Borrower** | **Months**<br> **Reserves** | **Qualifying**<br> **Credit**<br> **Score** | **Property**<br> **Address** | **Property**<br> **City** | **Property**<br> **County** | **Property**<br> **State** | **Property**<br> **Zip** | **Vested**<br> **Business**<br> **Entity**<br> **Name** | **Vested**<br> **Business**<br> **Entity**<br> **Type** | **Qualifying**<br> **Primary**<br> **Borrower**<br> **Type** | **Qualifying**<br> **Primary**<br> **Borrower**<br> **First**<br> **Name** | **Qualifying**<br> **Primary**<br> **Borrower**<br> **Last**<br> **Name** | **Qualifying**<br> **CoBorrower**<br> **Type** | **Qualifying**<br> **CoBorrower**<br> **First**<br> **Name** | **Qualifying**<br> **CoBorrower**<br> **Last**<br> **Name** | **Qualifying**<br> **CoBorrower**<br> **2**<br> **Type** | **Qualifying**<br> **CoBorrower**<br> **2**<br> **First**<br> **Name** | **Qualifying**<br> **CoBorrower**<br> **2**<br> **Last**<br> **Name** | **Qualifying**<br> **CoBorrower**<br> **3**<br> **Type** | **Qualifying**<br> **CoBorrower**<br> **3**<br> **First**<br> **Name** | **Qualifying**<br> **CoBorrower**<br> **3**<br> **Last**<br> **Name** | **Non-Qualifying**<br> **Guarantor**<br> **1**<br> **First**<br> **Name** | **Non-Qualifying**<br> **Guarantor**<br> **1**<br> **Last**<br> **Name** | **Non-Qualifying**<br> **Guarantor**<br> **1**<br> **Citizenship** | **Non-Qualifying**<br> **Guarantor**<br> **1**<br> **Country**<br> **Name** | **Non-Qualifying**<br> **Guarantor**<br> **2**<br> **First**<br> **Name** | **Non-Qualifying**<br> **Guarantor**<br> **2**<br> **Last**<br> **Name** | **Non-Qualifying**<br> **Guarantor**<br> **2**<br> **Citizenship** | **Non-Qualifying**<br> **Guarantor**<br> **2**<br> **Country**<br> **Name** | **Personal**<br> **Guaranty** | **Total**<br> **Number**<br> **of**<br> **Guarantors** |
| xxxxxxx0105 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 4800 | Appraisal |  |  |  | 4800 | Appraisal | 37.3 |  |  | 2.68 | 1790.49 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 57600 | No |  | 333.09 | 381.88 |  |  |  |  |  |  |  |  |  |  | No | No | 1.5833333333333333 | 1 | 1 | N/A |  | 59.86 | 683 | XXXX | XXXX | XXXX | FL | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0524 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 5200 | Appraisal |  |  |  | 5200 | Appraisal | 62.21 |  |  | 1.61 | 3235.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 62400 | Yes | 425 | 406.18 | 107.08 |  |  |  |  |  |  |  |  |  |  | No | No | 4.5 | 1 | 11 | N/A |  | 86 | 793 | XXXX | XXXX | XXXX | WA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0525 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 6000 | Appraisal |  |  |  | 6000 | Appraisal | 57.37 |  |  | 1.74 | 3442.47 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 72000 | Yes | 425 | 342.64 | 122.75 |  |  |  |  |  |  |  |  |  |  | No | No | 4.5 | 1 | 11 | N/A |  | 95.31 | 793 | XXXX | XXXX | XXXX | WA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0378 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 1800 | 2000 | Appraisal |  |  |  | 1800 | Appraisal | 67.59 |  |  | 1.48 | 1216.57 | 04-30-2022 | 1 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 12000 | No |  | 250.71 | 149.45 |  |  |  |  |  |  |  |  |  |  | No | No | 1.1666666666666667 | 1 | 2 | N/A |  | 34 | 744 | XXXX | XXXX | XXXX | FL | XXXX | XXXX | Corporation | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxxx0380 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 3000 | Appraisal |  |  |  | 3000 | Appraisal | 66.29 |  |  | 1.51 | 1988.82 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 23380 | No |  | 473.18 | 135.17 |  |  |  |  |  |  |  |  |  |  | No | No |  | 1 | 2 | N/A |  | 45.18 | 723 | XXXX | XXXX | XXXX | CA | XXXX | XXXX | Corporation | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxxx0023 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 3375 | Appraisal |  |  |  | 3375 | Appraisal | 56.45 |  |  | 1.77 | 1905.2 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 23310 | No |  | 348.42 | 38.51 |  |  |  |  |  |  |  |  |  |  | No | No | 2.8333333333333335 | 1 | 6 | N/A |  | 17.54 | 715 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0503 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 4425 | Appraisal |  |  |  | 4425 | Appraisal | 97.65 |  |  | 1.02 | 4321.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 53100 | No |  | 1045.7 | 108.67 |  |  |  |  |  |  |  |  |  |  | No | No | 4.5 | 1 | 5 | N/A |  | 34.8 | 782 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0027 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 12108 | Appraisal |  |  |  | 12108 | Appraisal | 80.51 |  |  | 1.24 | 9748.19 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 40000 | Yes | 1333.33 | 983.11 | 1801.54 |  |  |  |  |  |  |  |  |  |  | No | No | 4.5 | 1 | 3 | N/A |  | 33.94 | 696 | XXXX | XXXX | XXXX | FL | XXXX | XXXX |  | Vested Individual | XXXX | XXXX | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0091 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 4500 | 4500 | Appraisal |  |  |  | 4500 | Appraisal | 89.55 |  |  | 1.12 | 4029.79 | 04-30-2022 | 1 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 48500 | No |  | 576.09 | 90.58 |  |  |  |  |  |  |  |  |  |  | No | No | 0.5833333333333334 | 1 | 1 |  | XXXX | 216 | 791 | XXXX | XXXX | XXXX | CA | XXXX | XXXX | Corporation | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxxx0571 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Full Doc | Present | No | 0 | 2700 | Appraisal |  |  |  | 2700 | Appraisal | 91.27 |  | 0.82 | 0 | 2464.41 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 13000 | No |  | 375 | 316.14 |  |  |  |  |  |  |  |  |  |  | No | No | 0.0 | 1 | 1 | N/A |  | 6.92 | 642 | XXXX | XXXX | XXXX | FL | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0553 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2150 | Appraisal |  |  |  | 2150 | Appraisal | 112.13 |  | 0.91 | 0.91 | 2357.23 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 30900 | No |  | 560.42 | 76.5 |  |  |  |  |  |  |  |  |  |  | No | No | 0.0 | 1 | 1 | N/A |  | 22 | 713 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0569 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 3350 | Appraisal |  |  |  | 3350 | Appraisal | 76.22 |  | 1.31 | 1.31 | 2553.36 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 69225 | No |  | 756.79 | 99 |  |  |  |  |  |  |  |  |  |  | No | No | 5.416666666666667 | 1 | 1 | N/A |  | 100 | 640 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0180 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 7100 | Appraisal |  |  |  | 7100 | Appraisal | 59.93 |  |  | 1.67 | 3514.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 44574.96 | Yes | 521 | 355.97 | 159.52 |  |  |  |  |  |  |  |  |  |  | No | No | 10.583333333333334 | 1 | 2 | N/A |  | 161 | 786 | XXXX | XXXX | XXXX | FL | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0182 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 1700 | Appraisal |  |  |  | 1700 | Appraisal | 72.07 |  |  | 1.39 | 1225.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 20400 | No |  | 221.01 | 79.67 |  |  |  |  |  |  |  |  |  |  | No | No |  | 1 | 1 | N/A |  | 12 | 704 | XXXX | XXXX | XXXX | NJ | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0189 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 1800 | 2200 | Appraisal |  |  |  | 1800 | Appraisal | 86.42 |  |  | 1.16 | 1555.52 | 05-30-2022 | 12 | 05-30-2022 | 12 |  |  |  |  |  |  |  |  |  |  | Yes | 3940 | No |  | 199.12 | 122.04 |  |  |  |  |  |  |  |  |  |  | No | No | 0.75 | 1 | 1 | N/A |  | 161 | 749 | XXXX | XXXX | XXXX | FL | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx6927 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 11030 | 11030 | Appraisal |  |  |  | 11030 | Appraisal | 43.77 |  | 2.09 | 2.28 | 4827.33 | 05-31-2022 | 1 | 05-31-2022 | 1 | 05-31-2022 | 0 | 05-31-2022 | 1 | 05-31-2022 | 1 | 05-31-2022 | 1 |  |  | No |  | No |  | 733.06 | 446.92 |  |  |  |  |  |  |  |  |  |  | No | No | 122.25 | 1 | 1 | N/A |  | 6.74 | 738 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0236 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 5000 | Appraisal |  |  |  | 5000 | Appraisal | 96.86 |  |  | 1.03 | 4842.81 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 60000 | No |  | 631.41 | 86.4 |  |  |  |  |  |  |  |  |  |  | No | No |  | 1 | 1 | N/A |  | 0 | 780 | XXXX | XXXX | XXXX | WA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0342 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 1050 | Appraisal |  |  |  | 1050 | Appraisal | 90.93 |  |  | 1.1 | 954.73 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 10415.64 | No |  | 155.0 | 68.75 |  |  |  |  |  |  |  |  |  |  | No | No | 3.1666666666666665 | 1 | 6 | N/A |  | 74 | 813 | XXXX | XXXX | XXXX | IN | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0052 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 2800 | 2800 | Appraisal |  |  |  | 2800 | Appraisal | 92.32 |  |  | 1.08 | 2584.88 | 07-01-2022 | 12 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 15509.22 | No |  | 804.13 | 140.12 |  |  |  |  |  |  |  |  |  |  | No | No | 122.25 | 1 | 1 | N/A |  | 1 | 793 | XXXX | XXXX | XXXX | IL | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx8532 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 6300 | 5200 | Appraisal |  |  |  | 5200 | Appraisal | 111.24 |  | 0.90 | 0.9 | 5784.74 | 02-01-2023 | 12 | 02-01-2023 | 12 |  |  |  |  |  |  |  |  |  |  | Yes | 34708.44 | No |  | 578.24 | 172.16 |  |  |  |  |  |  |  |  |  |  | No | No | 1.0 | 1 | 2 | N/A |  | 85.8 | 673 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0255 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 9000 | Appraisal |  |  |  | 9000 | Appraisal | 79.79 |  |  | 1.21 | 7468.55 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 81800 | No |  | 287.6 | 364.83 |  |  |  |  |  |  |  |  |  |  | No | No |  | 1 | 3 | N/A | XXXX | 4 | 755 | XXXX | XXXX | XXXX | CA | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxxx0368 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 1900 | Appraisal |  |  |  | 1900 | Appraisal | 92.27 |  |  | 1.08 | 1753.21 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 60000 | No |  | 60.18 | 92.17 |  |  |  |  |  |  |  |  |  |  | No | No |  | 1 | 1 | N/A |  | 44 | 704 | XXXX | XXXX | XXXX | AZ | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxxx0433 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2550 | Appraisal |  |  |  | 2550 | Appraisal | 134.01 |  |  | 0.75 | 3417.31 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 34300 | No |  | 684.62 | 209.67 |  |  |  |  |  |  |  |  |  |  | No | No | 0.75 | 1 | 1 | N/A |  | 25 | 777 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0313 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 1200 | 1400 | Appraisal |  |  |  | 1200 | Appraisal | 79.04 |  |  | 1.27 | 948.48 | 12-31-2021 | 12 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 15000 | No |  | 99.98 | 77.67 |  |  |  |  |  |  |  |  |  |  | No | No | 4.25 | 1 | 4 | N/A |  | 18 | 653 | XXXX | XXXX | XXXX | PA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0317 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 1250 | 1250 | Appraisal |  |  |  | 1250 | Appraisal | 75.76 |  |  | 1.32 | 946.98 | 04-30-2023 | 12 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 15000 | No |  | 85.4 | 90.75 |  |  |  |  |  |  |  |  |  |  | No | No | 9.666666666666666 | 4 | 4 | N/A | XXXX | 63 | 653 | XXXX | XXXX | XXXX | PA | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxxx0219 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 10833 | 10833 | Appraisal |  |  |  | 10833 | Appraisal | 49.83 |  |  | 2.01 | 5397.71 |  | 12 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 69997 | No |  | 383.96 | 349.25 |  |  |  |  |  |  |  |  |  |  | No | No | 4.083333333333333 | 1 | 1 | N/A |  | 49.59 | 738 | XXXX | XXXX | XXXX | CO | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxxx0254 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 4500 | Appraisal |  |  |  | 4500 | Appraisal | 65.66 |  |  | 1.52 | 2954.83 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 35200 | No |  | 787.64 | 162.08 |  |  |  |  |  |  |  |  |  |  | No | No |  | 1 | 1 | N/A |  | 8.36 | 658 | XXXX | XXXX | XXXX | TX | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0365 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2200 | Appraisal |  |  |  | 2200 | Appraisal | 96.48 |  |  | 1.04 | 2122.5 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 17430 | No |  | 297.45 | 184.42 |  |  |  |  |  |  |  |  |  |  | No | No | 15.25 | 1 | 1 | N/A |  | 1 | 710 | XXXX | XXXX | XXXX | FL | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0371 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 5700 | 7700 | Appraisal |  |  |  | 5700 | Appraisal | 73.09 |  |  | 1.37 | 4166.35 | 03-01-2023 | 12 | 03-01-2023 | 12 |  |  |  |  |  |  |  |  |  |  | Yes | 110000 | No |  | 752.02 | 133.08 |  |  |  |  |  |  |  |  |  |  | No | No | 10.916666666666666 | 1 | 2 | N/A |  | 18 | 721 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0005 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 4000 | Appraisal |  |  |  | 4000 | Appraisal | 85.93 |  |  | 1.16 | 3437.23 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 35000 | No |  | 330.96 | 383.84 |  |  |  |  |  |  |  |  |  |  | No | No |  | 1 | 5 | N/A |  | 69.75 | 787 | XXXX | XXXX | XXXX | FL | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0349 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2400 | Appraisal |  |  |  | 2400 | Appraisal | 82.76 |  |  | 1.21 | 1986.19 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 116000 | No |  | 280.59 | 72.79 |  |  |  |  |  |  |  |  |  |  | No | No | 6.75 | 1 | 17 | N/A |  | 126 | 748 | XXXX | XXXX | XXXX | WA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0347 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2400 | Appraisal |  |  |  | 2400 | Appraisal | 99.6 |  |  | 1 | 2390.28 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 28683.48 | No |  | 325.77 | 126.44 |  |  |  |  |  |  |  |  |  |  | No | No | 0.9166666666666666 | 1 | 1 | N/A |  | 96 | 748 | XXXX | XXXX | XXXX | WA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0330 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 12000 | Appraisal |  |  |  | 12000 | Appraisal | 91.18 |  |  | 1.1 | 10942.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 95000 | No |  | 2288.47 | 253.58 |  |  |  |  |  |  |  |  |  |  | No | No | 5.333333333333333 | 1 | 2 | N/A |  | 45 | 787 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0346 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2400 | Appraisal |  |  |  | 2400 | Appraisal | 99.16 |  |  | 1.01 | 2379.86 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 14279.16 | No |  | 304.54 | 99.25 |  |  |  |  |  |  |  |  |  |  | No | No |  | 1 | 16 | N/A |  | 108 | 748 | XXXX | XXXX | XXXX | WA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0341 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 7500 | 8250 | Appraisal |  |  |  | 7500 | Appraisal | 71.02 |  |  | 1.41 | 5326.42 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 51500 | Yes | 1350 | 183.25 | 43.17 |  |  |  |  |  |  |  |  |  |  | No | No | 0.8333333333333334 | 1 | 11 | N/A |  | 86 | 803 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0348 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2000 | Appraisal |  |  |  | 2000 | Appraisal | 99.94 |  |  | 1.01 | 1974.55 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | No |  | 301.05 | 88.19 |  |  |  |  |  |  |  |  |  |  | No | No |  | 1 | 15 | N/A |  | 120 | 748 | XXXX | XXXX | XXXX | WA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0338 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2400 | Appraisal |  |  |  | 2400 | Appraisal | 95.46 |  |  | 1.05 | 2290.99 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 42000 | Yes | 424 | 500 | 81.64 |  |  |  |  |  |  |  |  |  |  | No | No | 48.75 | 1 | 1 | N/A |  | 89 | 764 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0380 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 1450 | Appraisal |  |  |  | 1450 | Appraisal | 138.1 |  |  | 0.72 | 2002.48 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 20400 | No |  | 416.67 | 65.75 |  |  |  |  |  |  |  |  |  |  | No | No | 121.91666666666667 | 1 | 2 | N/A |  | 86 | 783 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx8357 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 7750 | 7750 | Appraisal - 1007 |  |  |  | 7750 | Appraisal - 1007 | 103.54 |  | 0.93 | 0.97 | 8024.61 | 07-01-2022 | 12 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 82500 | No |  | 1390.85 | 332.67 |  |  |  |  |  |  |  |  |  |  | No | No | 1.0833333333333333 | 1 | 3 | N/A |  | 41 | 789 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx8156 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 4200 | 5800 | Appraisal |  |  |  | 4200 | Appraisal | 33.84 |  | 2.14 | 2.14 | 1962.91 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 23949.84 | No |  | 238.1 | 82.92 |  |  |  |  |  |  |  |  |  |  | No | No | 19.083333333333332 | 1 | 3 | N/A |  | 126 | 772 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx8345 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2100 | Appraisal |  |  |  | 2100 | Appraisal | 118.84 |  | 0.84 | 0.84 | 2495.72 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 29948.64 | No |  | 117.18 | 73.42 |  |  |  |  |  |  |  |  |  |  | No | No | 0.0 | 1 | 2 | N/A |  | 0 | 699 | XXXX | XXXX | XXXX | NV | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0332 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2700 | Appraisal |  |  |  | 2700 | Appraisal | 74.57 |  |  | 1.34 | 2013.27 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 64580 | No |  | 172.85 | 46.67 |  |  |  |  |  |  |  |  |  |  | No | No | 8.916666666666666 | 1 | 9 | N/A |  | 159 | 769 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0404 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2800 | Appraisal |  |  |  | 2800 | Appraisal | 65.01 |  |  | 1.54 | 1820.21 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 100000 | No |  | 282.61 | 200.86 |  |  |  |  |  |  |  |  |  |  | No | No | 15.833333333333334 | 1 | 2 | N/A |  | 14 | 717 | XXXX | XXXX | XXXX | FL | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxxx0346 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2600 | Appraisal |  |  |  | 2600 | Appraisal | 86.43 |  |  | 1.16 | 2247.3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 60000 | No |  | 519.01 | 305.83 |  |  |  |  |  |  |  |  |  |  | No | No |  | 1 | 4 | N/A |  | 115 | 771 | XXXX | XXXX | XXXX | TX | XXXX | XXXX |  | Vested Individual | XXXX | XXXX | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0484 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 13500 | Appraisal |  |  |  | 13500 | Appraisal | 97.21 |  |  | 1.03 | 13122.79 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 450000 | No |  | 3073.12 | 353.58 |  |  |  |  |  |  |  |  |  |  | No | No | 0.0 | 1 | 5 | N/A |  | 130 | 723 | XXXX | XXXX | XXXX | CA | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxxx0082 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 8485 | Appraisal |  |  |  | 8485 | Appraisal | 85.18 |  |  | 1.17 | 7227.19 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 31100 | No |  | 1363.54 | 62.5 |  |  |  |  |  |  |  |  |  |  | No | No |  | 1 | 37 | N/A |  | 190 | 741 | XXXX | XXXX | XXXX | CA | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxxx0157 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 9500 | 9500 | Appraisal |  |  |  | 9500 | Appraisal | 99.5 |  |  | 1.01 | 9452.06 | 07-17-2020 | 12 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 113412 | Yes | 1 | 769.98 | 106.08 |  |  |  |  |  |  |  |  |  |  | No | No | 0.75 | 1 | 1 | N/A |  | 0.89 | 703 | XXXX | XXXX | XXXX | WA | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxxx0426 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2400 | Appraisal |  |  |  | 2400 | Appraisal | 95.28 |  |  | 1.05 | 2286.76 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 71974 | Yes | 31.0 | 533.61 | 136.83 |  |  |  |  |  |  |  |  |  |  | No | No | 0.16666666666666666 | 1 | 3 | N/A |  | 113 | 772 | XXXX | XXXX | XXXX | TX | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0127 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 1100 | 1300 | Appraisal |  |  |  | 1100 | Appraisal | 96.37 |  |  | 1.04 | 1060.03 | 10-01-2022 |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 18160 | No |  | 166.52 | 180.05 |  |  |  |  |  |  |  |  |  |  | No | No | 0.4166666666666667 | 1 | 3 | N/A |  | 230.59 | 689 | XXXX | XXXX | XXXX | KY | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0008 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 2100 | 2100 | Appraisal - 1007 |  |  |  | 2100 | Appraisal - 1007 | 142.05 |  |  | 1.02 | 2059.71 | 02-28-2023 | 12 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 30000 | No |  | 88.07 | 151.64 |  |  |  |  |  |  |  |  |  |  | No | No |  | 1 | 3 | N/A |  | 42 | 730 | XXXX | XXXX | XXXX | PA | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxxx0163 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 1600 | 1600 | Lease + 3 Mos Evidence of Receipt |  |  |  | 1600 | Lease + 3 Mos Evidence of Receipt | 101.53 |  |  | 1.13 | 1421.36 | 02-28-2023 | 12 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 20000 | No |  | 56.83 | 184.4 |  |  |  |  |  |  |  |  |  |  | No | No |  | 1 | 3 | N/A |  | 8 | 730 | XXXX | XXXX | XXXX | PA | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxxx0483 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 3800 | Appraisal |  |  |  | 3800 | Appraisal | 93.54 |  |  | 1.07 | 3554.7 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 38500 | No |  | 431.54 | 560.66 |  |  |  |  |  |  |  |  |  |  | No | No | 21.416666666666668 | 1 | 2 | N/A | XXXX | 20 | 722 | XXXX | XXXX | XXXX | FL | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxxx0058 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 3950 | Appraisal |  |  |  | 3950 | Appraisal | 77.33 |  |  | 1.29 | 3054.59 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 18327.54 | Yes | 214 | 592.26 | 40 |  |  |  |  |  |  |  |  |  |  | No | No | 8.583333333333334 | 1 | 1 | N/A |  | 127 | 775 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0070 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2250 | Appraisal |  |  |  | 2250 | Appraisal | 124.46 |  |  | 0.8 | 2800.37 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 23302 | No |  | 720.45 | 128.31 |  |  |  |  |  |  |  |  |  |  | No | No | 4.916666666666667 | 1 | 5 | N/A |  | 96 | 704 | XXXX | XXXX | XXXX | TX | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0343 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 2870 | 3200 | Appraisal |  |  |  | 2870 | Appraisal | 77.5 |  |  | 1.29 | 2224.19 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 54400 | Yes | 26.25 | 539.59 | 267.67 |  |  |  |  |  |  |  |  |  |  | No | No |  | 1 | 7 | N/A |  | 117 | 771 | XXXX | XXXX | XXXX | TX | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0257 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 1850 | Appraisal |  |  |  | 1850 | Appraisal | 111.02 |  |  | 0.91 | 2038.32 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 40900 | No |  | 156.18 | 82.92 |  |  |  |  |  |  |  |  |  |  | No | No |  | 1 | 2 | N/A |  | 51.08 | 775 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0082 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2400 | Appraisal |  |  |  | 2400 | Appraisal | 128.26 |  |  | 0.78 | 3078.19 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 80000 | No |  | 237.86 | 335.66 |  |  |  |  |  |  |  |  |  |  | No | No |  | 1 | 4 | N/A |  | 175 | 726 | XXXX | XXXX | XXXX | GA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0156 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 4500 | 4800 | Appraisal |  |  |  | 4500 | Appraisal | 70.73 |  |  | 0.94 | 3183.01 | 07-31-2023 |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 64180 | No |  | 145.99 | 197.64 |  |  |  |  |  |  |  |  |  |  | No | No | 122.33333333333333 | 1 | 2 | N/A |  | 28 | 764 | XXXX | XXXX | XXXX | TX | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxxx0258 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 4900 | Appraisal |  |  |  | 4900 | Appraisal | 122.71 |  |  | 0.79 | 6178.64 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 90500 | No |  | 383.38 | 192.93 |  |  |  |  |  |  |  |  |  |  | No | No | 122.33333333333333 | 1 | 1 | N/A |  | 53.43 | 676 | XXXX | XXXX | XXXX | UT | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0207 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 5255 | Appraisal |  |  |  | 5255 | Appraisal | 129.13 |  |  | 0.77 | 6785.52 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 7790 | Yes | 161 | 210.61 | 73.25 |  |  |  |  |  |  |  |  |  |  | No | No |  | 1 | 1 | N/A |  | 2.99 | 744 | XXXX | XXXX | XXXX | NV | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0206 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 2500 | 2650 | Appraisal |  |  |  | 2500 | Appraisal | 92.82 |  |  | 1.08 | 2320.57 | 01-01-2024 |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 29500 | No |  | 375.36 | 69.34 |  |  |  |  |  |  |  |  |  |  | No | No |  | 1 | 2 | N/A |  | 45.18 | 696 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0210 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 12 Month Bank Statement | Present | No | 0 | 3500 | Appraisal |  |  |  | 3500 | Appraisal | 242.74 |  |  | 0 | 8495.94 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | No |  | 1302.08 | 115.92 |  |  |  |  |  |  |  |  |  |  | No | No | 0.5833333333333334 | 1 | 12 | N/A |  | 18 | 665 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0202 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Full Doc | Present | No | 0 | 3600 | Appraisal |  |  |  | 3600 | Appraisal | 142.15 |  |  | 0 | 13691.24 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | No |  | 706.73 | 144.26 |  |  |  |  |  |  |  |  |  |  | No | No | 4.0 | 1 | 1 | N/A |  | 21.67 | 733 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0234 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 4200 | Appraisal |  |  |  | 4200 | Appraisal | 92.94 |  |  | 1.08 | 3903.43 | 01-01-1900 |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 40788 | No |  | 990.22 | 156.96 |  |  |  |  |  |  |  |  |  |  | No | No |  | 1 | 1 | N/A |  | 37.61 | 707 | XXXX | XXXX | XXXX | NJ | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxxx0224 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 5000 | Appraisal |  |  |  | 5000 | Appraisal | 72.3 |  |  | 1.38 | 3614.82 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 61800 | No |  | 651.72 | 302.55 |  |  |  |  |  |  |  |  |  |  | No | No | 0.16666666666666666 | 1 | 1 | N/A |  | 46.31 | 707 | XXXX | XXXX | XXXX | NJ | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxxx0231 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 4500 | Appraisal |  |  |  | 4500 | Appraisal | 89.42 |  |  | 1.12 | 4023.92 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 67200 | No |  | 1070.99 | 196.68 |  |  |  |  |  |  |  |  |  |  | No | No | 0.16666666666666666 | 1 | 1 | N/A |  | 15.61 | 707 | XXXX | XXXX | XXXX | NJ | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxxx0232 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 5000 | Appraisal |  |  |  | 5000 | Appraisal | 83.23 |  |  | 1.2 | 4161.48 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 20000 | Yes | 1140 | 563.96 | 122.56 |  |  |  |  |  |  |  |  |  |  | No | No | 15.5 | 1 | 1 | N/A |  | 97.86 | 660 | XXXX | XXXX | XXXX | FL | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxxx0225 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 3392 | Appraisal |  |  |  | 3392 | Appraisal | 87.35 |  |  | 1.14 | 2962.99 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 36000 | No |  | 421.34 | 168.21 |  |  |  |  |  |  |  |  |  |  | No | No | 0.16666666666666666 | 1 | 1 | N/A |  | 38.16 | 707 | XXXX | XXXX | XXXX | NJ | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxxx8239 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 4200 | Appraisal |  |  |  | 4200 | Appraisal | 82.04 |  | 1.32 | 1.32 | 3178.97 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 41400 | No |  | 107.05 | 221.92 |  |  |  |  |  |  |  |  |  |  | No | No |  | 1 | 2 | N/A |  | 5.49 | 738 | XXXX | XXXX | XXXX | NV | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0291 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 7500 | Appraisal |  |  |  | 7500 | Appraisal | 113.83 |  |  | 0.88 | 8537.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 102849.6 | Yes | 2087 | 1074.85 | 259.14 |  |  |  |  |  |  |  |  |  |  | No | No |  | 1 | 3 | N/A |  | 0.37 | 742 | XXXX | XXXX | XXXX | FL | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0056 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 3950 | Appraisal |  |  |  | 3950 | Appraisal | 76.45 |  |  | 1.31 | 3019.93 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 47400 | Yes | 214 | 559.43 | 38.17 |  |  |  |  |  |  |  |  |  |  | No | No |  | 1 | 1 | N/A |  | 128.99 | 775 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0093 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 12024.73 | 4000 | Short Term Rental |  |  |  | 4000 | Short Term Rental | 172.95 |  |  | 1.74 | 6917.86 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 56000 | No |  | 695.27 | 83 |  |  |  |  |  |  |  |  |  |  | No | No | 4.416666666666667 | 1 | 4 | N/A |  | 47.54 | 716 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0189 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 1900 | Appraisal |  |  |  | 1900 | Appraisal | 109.78 |  |  | 0.91 | 2085.81 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 23780 | Yes | 70 | 100.28 | 70.33 |  |  |  |  |  |  |  |  |  |  | No | No | 13.5 | 1 | 1 | N/A |  | 135.53 | 694 | XXXX | XXXX | XXXX | AZ | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0016 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 3175 | Appraisal |  |  |  | 3175 | Appraisal | 99.74 |  |  | 1 | 3166.86 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 36000 | No |  | 1065.83 | 173.7 |  |  |  |  |  |  |  |  |  |  | No | No |  | 1 | 1 | N/A |  | 8 | 752 | XXXX | XXXX | XXXX | PA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0145 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 1800 | Appraisal |  |  |  | 1800 | Appraisal | 99.97 |  |  | 1 | 1799.39 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 83700 | No |  | 214.69 | 101.26 |  |  |  |  |  |  |  |  |  |  | No | No | 11.166666666666666 | 1 | 4 | N/A |  | 164 | 771 | XXXX | XXXX | XXXX | CA | XXXX | XXXX | Corporation | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxxx0496 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 3700 | Appraisal |  |  |  | 3700 | Appraisal | 100.05 |  |  | 1 | 3691.74 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 34500 | No |  | 625.09 | 288 |  |  |  |  |  |  |  |  |  |  | No | No | 2.4166666666666665 | 1 | 5 | N/A |  | 5.06 | 751 | XXXX | XXXX | XXXX | FL | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxxx0291 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 7800 | 7800 | Appraisal |  |  |  | 7800 | Appraisal | 61.63 |  | 1.62 | 1.62 | 4807.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 50600 | No |  | 402.72 | 138.58 |  |  |  |  |  |  |  |  |  |  | No | No |  | 0 | 17 | N/A |  | 218.44 | 730 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0296 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No |  | 4500 | Appraisal |  |  |  | 4500 | Appraisal | 90.21 |  | 1.1 | 1.11 | 4059.48 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 25000 | Yes | 610 | 405.22 | 50.33 |  |  |  |  |  |  |  |  |  |  | No | No |  | 1 | 2 | N/A |  | 79.54 | 777 | XXXX | XXXX | XXXX | FL | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 2 |
| xxxxxxx0283 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 1900 | Appraisal |  |  |  | 1900 | Appraisal | 131.87 |  | 0.84 | 0.78 | 2505.51 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 12500 | Yes | 533 | 385.5 | 151.98 |  |  |  |  |  |  |  |  |  |  | No | No | 122.25 | 1 | 2 | N/A |  | 83.37 | 779 | XXXX | XXXX | XXXX | FL | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0284 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 1750 | Appraisal |  |  |  | 1750 | Appraisal | 77.64 |  | 1.29 | 1.29 | 1358.7 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 40000 | No |  | 186.79 | 95.17 |  |  |  |  |  |  |  |  |  |  | No | No | 8.583333333333334 | 1 | 1 | N/A |  | 117.05 | 696 | XXXX | XXXX | XXXX | TX | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxxx0288 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 1700 | Appraisal |  |  |  | 1700 | Appraisal | 117.06 |  | 0.01 | 0.85 | 1990.01 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 60000 | Yes | 25.0 | 639.37 | 61.83 |  |  |  |  |  |  |  |  |  |  | No | No | 122.25 | 1 | 1 | Credit Reference Letter |  | 27.12 | 700 | XXXX | XXXX | XXXX | TX | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0285 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2600 | Appraisal |  |  |  | 2600 | Appraisal | 93.41 |  | 0.01 | 1.07 | 2428.75 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 43740 | No |  | 458.33 | 74.01 |  |  |  |  |  |  |  |  |  |  | No | No | 0.9166666666666666 | 1 | 4 | N/A |  | 162.38 | 762 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0286 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2500 | Appraisal |  |  |  | 2500 | Appraisal | 78.23 |  | 0.01 | 1.28 | 1955.85 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 50720 | No |  | 364.58 | 82.76 |  |  |  |  |  |  |  |  |  |  | No | No | 122.25 | 7 | 7 | N/A |  | 221.49 | 762 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0282 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2600 | Appraisal |  |  |  | 2600 | Appraisal | 130.11 |  | 0.01 | 0.77 | 3382.76 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 29080 | No |  | 753.12 | 41.1 |  |  |  |  |  |  |  |  |  |  | No | No | 122.25 | 1 | 3 | N/A |  | 44.78 | 788 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0292 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 3150 | 4200 | Appraisal |  |  |  | 3150 | Appraisal | 93.12 |  | 0.01 | 1.07 | 2933.24 | 05-31-2022 | 1 | 05-31-2022 | 1 | 05-31-2022 | 1 | 05-31-2022 | 1 |  |  |  |  |  |  | Yes | 17599.44 | No |  | 637.36 | 238.5 |  |  |  |  |  |  |  |  |  |  | No | No | 0.6666666666666666 | 1 | 4 | N/A |  | 192.53 | 750 | XXXX | XXXX | XXXX | WI | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxxx0235 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 3800 | Appraisal |  |  |  | 3800 | Appraisal | 94.41 |  | 0.01 | 1.06 | 3587.39 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 39600 | No |  | 916.96 | 143.86 |  |  |  |  |  |  |  |  |  |  | No | No |  | 1 | 1 | N/A |  | 33.2 | 707 | XXXX | XXXX | XXXX | NJ | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxxx8375 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 2400 | 2500 | Appraisal |  |  |  | 2400 | Appraisal | 78.83 |  | 1.33 | 1.27 | 1731.12 | 08-01-2022 |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 21680.52 | Yes | 300 | 148.58 | 85.16 |  |  |  |  |  |  |  |  |  |  | No | No | 1.0 | 1 | 1 | N/A |  | 7.47 | 728 | XXXX | XXXX | XXXX | FL | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0159 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 3000 | Appraisal |  |  |  | 3000 | Appraisal | 92.85 |  |  | 1.08 | 2785.47 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 33425.64 | No |  | 388.34 | 100.25 |  |  |  |  |  |  |  |  |  |  | No | No | 122.33333333333333 | 1 | 8 | N/A |  | 36.64 | 663 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0338 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 8200 | 9500 | Appraisal |  |  |  | 8200 | Appraisal | 99.71 |  |  | 1 | 8175.9 | 06-30-2022 | 1 | 06-30-2022 | 1 |  |  |  |  |  |  |  |  |  |  | Yes | 98360 | No |  | 818.99 | 134.51 |  |  |  |  |  |  |  |  |  |  | No | No |  | 1 | 2 | N/A |  | 15.15 | 750 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0394 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2195 | Appraisal |  |  |  | 2195 | Appraisal | 98.1 |  |  | 1.02 | 2153.25 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 22900 | Yes | 109 | 145.71 | 41.92 |  |  |  |  |  |  |  |  |  |  | No | No | 0.75 | 1 | 14 | N/A |  | 45.68 | 749 | XXXX | XXXX | XXXX | AZ | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0231 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 6200 | Appraisal |  |  |  | 6200 | Appraisal | 99.42 |  |  | 1.01 | 6164 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 100000 | No |  | 683.17 | 43.33 |  |  |  |  |  |  |  |  |  |  | No | No | 1821.1666666666667 | 1 | 2 | N/A |  | 40.42 | 721 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0335 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2500 | Appraisal |  |  |  | 2500 | Appraisal | 116.62 |  |  | 0.92 | 2707.2 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 16000 | Yes | 857 | 177.04 | 238.25 |  |  |  |  |  |  |  |  |  |  | No | No | 122.33333333333333 | 1 | 4 | N/A |  | 9.65 | 736 | XXXX | XXXX | XXXX | FL | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0336 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 3500 | Appraisal |  |  |  | 3500 | Appraisal | 90.91 |  |  | 1.1 | 3181.69 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 31200 | No |  | 784.66 | 176.72 |  |  |  |  |  |  |  |  |  |  | No | No | 0.9166666666666666 | 1 | 1 | N/A |  | 35.56 | 707 | XXXX | XXXX | XXXX | NJ | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxxx0079 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 3600 | 3600 | Appraisal |  |  |  | 3600 | Appraisal | 64.14 |  |  | 1.56 | 2309.08 | 05-31-2022 | 1 | 05-31-2022 | 1 |  |  |  |  |  |  |  |  |  |  | Yes | 27708.96 | No |  | 233.25 | 150.83 |  |  |  |  |  |  |  |  |  |  | No | No | 1.0 | 1 | 24 | N/A |  | 152.82 | 726 | XXXX | XXXX | XXXX | GA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx8669 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 1500 | Appraisal |  |  |  | 1500 | Appraisal | 127.41 |  | 0.78 | 0.78 | 1911.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 36890 | No |  | 225.79 | 76.58 |  |  |  |  |  |  |  |  |  |  | No | No | 0.0 | 1 | 3 | N/A | XXXX | 44.78 | 751 | XXXX | XXXX | XXXX | ID | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxxx8684 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 3200 | Appraisal |  |  |  | 3200 | Appraisal | 119.47 |  | 0.84 | 0.84 | 3823.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 30000 | Yes | 20.83 | 596.75 | 280.58 |  |  |  |  |  |  |  |  |  |  | No | No | 21.5 | 1 | 1 | N/A |  | 33.16 | 741 | XXXX | XXXX | XXXX | FL | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0081 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2195 | Appraisal |  |  |  | 2195 | Appraisal | 127.02 |  |  | 0.79 | 2788.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 120000 | No |  | 249.03 | 364 |  |  |  |  |  |  |  |  |  |  | No | No |  | 1 | 4 | N/A |  | 187.6 | 726 | XXXX | XXXX | XXXX | GA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0247 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 3600 | 3600 | Appraisal |  |  |  | 3600 | Appraisal | 83.62 |  |  | 1.2 | 3010.39 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 37775 | Yes |  | 516.66 | 291 |  |  |  |  |  |  |  |  |  |  | No | No | 0.5833333333333334 | 1 | 6 | N/A |  | 4.18 | 791 | XXXX | XXXX | XXXX | TX | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0252 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 3000 | Appraisal |  |  |  | 3000 | Appraisal | 125.99 |  |  | 0.79 | 3779.59 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 18000 | Yes | 967 | 611.74 | 44.33 |  |  |  |  |  |  |  |  |  |  | No | No | 4.416666666666667 | 1 | 4 | N/A | XXXX | 41.68 | 715 | XXXX | XXXX | XXXX | FL | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxxx8694 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 3425 | Appraisal |  |  |  | 3425 | Appraisal | 138.43 |  | 0.72 | 0.72 | 4741.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 56893.92 | Yes | 79 | 228.08 | 86.42 |  |  |  |  |  |  |  |  |  |  | No | No | 0.0 | 1 | 1 | N/A |  | 78.39 | 784 | XXXX | XXXX | XXXX | HI | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx8719 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No |  | 17000 | Appraisal |  |  |  | 17000 | Appraisal | 90.08 |  | 1.11 | 1.11 | 15313.9 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 107800 | No |  | 2753.38 | 893.85 |  |  |  |  |  |  |  |  |  |  |  | No | 15.916666666666666 | 1 | 3 | N/A |  | 251.69 | 707 | XXXX | XXXX | XXXX | FL | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxxx8859 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 4300 | Appraisal |  |  |  | 4300 | Appraisal | 141.78 |  | 0.71 | 0.71 | 6096.69 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 73160.28 | No |  | 1187.5 | 99.81 |  |  |  |  |  |  |  |  |  |  | No | No |  | 1 | 5 | N/A |  | 98.18 | 755 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx9126 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2700 | Appraisal |  |  |  | 2700 | Appraisal | 128.42 |  | 0.78 | 0.78 | 3467.24 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | Yes | 157.5 | 39.75 | 196.5 |  |  |  |  |  |  |  |  |  |  |  | No | 0.9166666666666666 | 1 | 2 | N/A |  | 32 | 742 | XXXX | XXXX | XXXX | GA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx8576 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 7994 | 8350 | Appraisal - 1007 |  |  |  | 7994 | Appraisal - 1007 | 92.09 |  | 1.09 | 1.09 | 7361.66 | 06-30-2022 | 1 | 02-22-2023 | 12 | 02-22-2023 | 12 | 02-22-2023 | 12 |  |  |  |  |  |  | Yes | 95928 | No |  | 477.1 | 158 |  |  |  |  |  |  |  |  |  |  | No | No | 0.0 | 1 | 2 | N/A |  | 43.23 | 652 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0075 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 5500 | Appraisal |  |  |  | 5500 | Appraisal | 84.64 |  |  | 1.18 | 4655.33 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 33000 | No |  | 709.53 | 146.02 |  |  |  |  |  |  |  |  |  |  | No | No | 0.5 | 1 | 1 | N/A | XXXX | 113.94 | 671 | XXXX | XXXX | XXXX | FL | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxxx0301 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Full Doc | Present | No |  | 1875 | Appraisal |  |  |  | 1875 | Appraisal |  |  |  | 0 | 3021.89 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 22500 | No |  | 423.21 | 130.25 |  |  |  |  |  |  |  |  |  |  | No | No |  | 1 | 2 | N/A |  | 148.08 | 718 | XXXX | XXXX | XXXX | MI | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0460 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 9500 | Appraisal |  |  |  | 9500 | Appraisal | 82.36 |  |  | 1.22 | 7824.5 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 93894 | Yes | 65 | 1027.52 | 263.23 |  |  |  |  |  |  |  |  |  |  | No | No | 0.5 | 1 | 2 | N/A |  | 108.29 | 784 | XXXX | XXXX | XXXX | NV | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0267 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 1800 | Appraisal |  |  |  | 1800 | Appraisal | 94.38 |  |  | 1.06 | 1698.83 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 30000 | No |  | 219.88 | 356.03 |  |  |  |  |  |  |  |  |  |  | No | No |  | 1 | 2 | N/A |  | 0.53 | 725 | XXXX | XXXX | XXXX | FL | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxxx0400 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 1700 | Appraisal |  |  |  | 1700 | Appraisal | 116.4 |  |  | 0.86 | 1978.79 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 36000 | No |  | 104.45 | 61.67 |  |  |  |  |  |  |  |  |  |  | No | No |  | 1 | 2 | N/A |  | 122.22 | 759 | XXXX | XXXX | XXXX | AZ | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0232 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 5900 | Appraisal |  |  |  | 5900 | Appraisal | 101.96 |  |  | 0.98 | 6015.45 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 50000 | No |  | 970.58 | 1378.88 |  |  |  |  |  |  |  |  |  |  | No | No | 0.75 | 1 | 4 | N/A |  | 34.66 | 751 | XXXX | XXXX | XXXX | FL | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxxx7710 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 6115 | 6115 | Lease |  |  |  | 6115 | Lease | 98.81 |  | 1.01 | 1.01 | 6042.37 | 04-01-2022 | 1 | 05-01-2022 | 1 | 06-01-2022 | 1 | 07-01-2022 | 1 | 08-01-2022 | 1 | 09-01-2022 | 1 | 10-01-2022 | 1 | Yes | 300000 | No |  | 482.65 | 256.83 |  |  |  |  |  |  |  |  |  |  | No | No | 1.25 | 1 | 4 | N/A |  | 31.34 | 773 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx8890 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2600 | Appraisal |  |  |  | 2600 | Appraisal | 108.33 |  | 0.92 | 0.92 | 2816.46 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 23750 | No |  | 227.52 | 224.59 |  |  |  |  |  |  |  |  |  |  | No | No | 2.75 | 1 | 3 | N/A |  | 19.94 | 754 | XXXX | XXXX | XXXX | FL | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0068 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 1675 | Appraisal |  |  |  | 1675 | Appraisal | 122.53 |  |  | 0.82 | 2052.44 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 53000 | No |  | 89.83 | 157.25 |  |  |  |  |  |  |  |  |  |  | No | No | 122.33333333333333 | 1 | 5 | N/A |  | 8.52 | 730 | XXXX | XXXX | XXXX | PA | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxxx0009 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 5150 | Appraisal |  |  |  | 5150 | Appraisal | 92.08 |  |  | 1.09 | 4741.95 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 30000 | No |  | 624.03 | 242.92 |  |  |  |  |  |  |  |  |  |  | No | No |  | 1 | 3 | N/A |  | 38.91 | 726 | XXXX | XXXX | XXXX | MA | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0166 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2700 | Appraisal |  |  |  | 2700 | Appraisal | 40.85 |  |  | 2.45 | 1103.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 21100 | No |  | 146.82 | 103.54 |  |  |  |  |  |  |  |  |  |  | No | No | 1.25 | 3 | 3 | N/A |  | 37.47 | 728 | XXXX | XXXX | XXXX | WI | XXXX | XXXX |  | Vested Individual | XXXX | XXXX | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0395 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 5700 | Appraisal |  |  |  | 5700 | Appraisal | 49.79 |  |  | 2.01 | 2837.77 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 54200 | No |  | 590.17 | 231.25 |  |  |  |  |  |  |  |  |  |  | No | No |  | 1 | 2 | N/A |  | 16.77 | 737 | XXXX | XXXX | XXXX | CT | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0073 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2250 | Appraisal |  |  |  | 2250 | Appraisal | 83.16 |  |  | 1.2 | 1871.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 22452.96 | No |  | 161.56 | 124.75 |  |  |  |  |  |  |  |  |  |  | No | No |  | 1 | 5 | N/A |  | 122.02 | 747 | XXXX | XXXX | XXXX | PA | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxxx0405 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 1700 | Appraisal |  |  |  | 1700 | Appraisal | 82.12 |  |  | 1.22 | 1396 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 20000 | No |  | 182.29 | 97.25 |  |  |  |  |  |  |  |  |  |  | No | No | 122.33333333333333 | 1 | 2 | N/A |  | 25.75 | 717 | XXXX | XXXX | XXXX | FL | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxxx8662 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2200 | Appraisal |  |  |  | 2200 | Appraisal | 156.71 |  | 0.64 | 0.64 | 3447.7 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 28000 | No |  | 750 | 43.01 |  |  |  |  |  |  |  |  |  |  | No | No | 0.0 | 0 | 3 | N/A |  | 0 | 799 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx8422 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 5350 | Appraisal |  |  |  | 5350 | Appraisal | 96.42 |  | 1.04 | 1.04 | 5158.71 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 260100 | No |  | 885.37 | 562.4 |  |  |  |  |  |  |  |  |  |  | No | No |  | 1 | 4 | N/A |  | 67.78 | 796 | XXXX | XXXX | XXXX | TX | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx8056 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 2800 | 1500 | Appraisal |  |  |  | 1500 | Appraisal | 135.96 |  | 0.74 | 0.74 | 2039.36 | 06-30-2022 | 1 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 24472.2 | No |  | 221.16 | 43.58 |  |  |  |  |  |  |  |  |  |  | No | No |  | 1 | 1 | N/A |  | 136.79 | 710 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx8778 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2500 | Appraisal |  |  |  | 2500 | Appraisal | 108.47 |  | 0.92 | 0.92 | 2711.73 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 40200 | No |  | 221.23 | 82.58 |  |  |  |  |  |  |  |  |  |  | No | No | 1.8333333333333333 | 1 | 2 | N/A |  | 107.01 | 708 | XXXX | XXXX | XXXX | AZ | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx9048 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 11666 | 10000 | Appraisal |  |  |  | 10000 | Appraisal | 96.68 |  | 1.03 | 1.03 | 9668.3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1200000 | No |  | 1314.67 | 349.63 |  |  |  |  |  |  |  |  |  |  | No | No | 0.4166666666666667 | 1 | 2 | N/A | XXXX | 144.31 | 719 | XXXX | XXXX | XXXX | NJ | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxxx8818 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 12 Month Bank Statement | Present | Yes | 5000 | 5000 | Appraisal |  |  |  | 5000 | Appraisal | 59.22 |  | 1.25 | 0 | 2961.17 | 03-31-2023 | 12 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 42730 | No |  | 552.39 | 512.58 |  |  |  |  |  |  |  |  |  |  | No | No |  | 1 | 1 | N/A |  | 112.96 | 675 | XXXX | XXXX | XXXX | FL | XXXX | XXXX |  | Vested Individual | XXXX | XXXX | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0245 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2200 | Appraisal |  |  |  | 2200 | Appraisal | 96.57 |  |  | 1.04 | 2124.63 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 33910 | Yes | 14 | 134.68 | 71 |  |  |  |  |  |  |  |  |  |  | No | No |  | 1 | 2 | N/A |  | 60.69 | 752 | XXXX | XXXX | XXXX | NV | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx8963 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 40083.3 | Appraisal |  |  |  | 40083.3 | Appraisal | 32.78 |  | 3.05 | 3.05 | 13138.66 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 240499.8 | No |  | 1268.49 | 245.17 |  |  |  |  |  |  |  |  |  |  | No | No | 16.333333333333332 | 1 | 2 | N/A |  | 10.63 | 764 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx9337 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 1660 | 1660 | Appraisal |  |  |  | 1660 | Appraisal | 113.23 |  | 0.88 | 0.88 | 1879.6 |  | 1 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 36100 | No |  | 410.09 | 106.19 |  |  |  |  |  |  |  |  |  |  | No | No | 4.5 | 1 | 5 | N/A |  | 17.56 | 710 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx8629 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 3500 | 2000 | Appraisal |  |  |  | 2000 | Appraisal | 127.69 |  | 0.78 | 0.78 | 2553.86 | 01-31-2023 |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 29300 | Yes | 125 | 363.56 | 135.92 |  |  |  |  |  |  |  |  |  |  | No | No |  | 1 | 1 | N/A |  | 19.34 | 673 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx9080 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 3800 | Appraisal |  |  |  | 3800 | Appraisal | 97.27 |  | 1.03 | 1.03 | 3696.35 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 25000 | Yes | 330 | 649.52 | 38.83 |  |  |  |  |  |  |  |  |  |  | No | No | 1.5833333333333333 | 1 | 4 | N/A |  | 36.92 | 749 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx8970 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 6050 | 6050 | Appraisal - 1025 |  |  |  | 6050 | Appraisal - 1025 | 50.57 |  | 1.98 | 1.98 | 3059.39 | 02-01-2024 | 36 | 02-01-2024 | 36 | 02-01-2025 | 36 |  |  |  |  |  |  |  |  | Yes | 53800 | No |  | 234.96 | 146.83 |  |  |  |  |  |  |  |  |  |  | No | No | 1.0 | 1 | 4 | N/A |  | 32.39 | 677 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx8917 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 5000 | Appraisal |  |  |  | 5000 | Appraisal | 134.27 |  | 0.74 | 0.74 | 6713.64 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 30000 | No |  | 370.25 | 638.4 |  |  |  |  |  |  |  |  |  |  | No | No |  | 1 | 1 | N/A |  | 37.08 | 732 | XXXX | XXXX | XXXX | FL | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0090 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 12 Month Bank Statement | Present | No | 0 | 2960 | Appraisal |  |  |  | 2960 | Appraisal | 158.57 |  |  | 0 | 4693.76 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 48600 | No |  | 666.67 | 90.25 |  |  |  |  |  |  |  |  |  |  | No | No | 11.25 | 1 | 2 | N/A |  | 28.1 | 780 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0273 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 1775 | Appraisal |  |  |  | 1775 | Appraisal | 116.69 |  |  | 0.86 | 2071.25 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 34100 | No |  | 162.75 | 102.25 |  |  |  |  |  |  |  |  |  |  | No | No |  | 4 | 4 | N/A |  | 229.68 | 762 | XXXX | XXXX | XXXX | NC | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0220 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 1800 | 2000 | Appraisal |  |  |  | 1800 | Appraisal | 81.85 |  |  | 1.22 | 1473.26 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 17565 | No |  | 220.88 | 61.66 |  |  |  |  |  |  |  |  |  |  | No | No | -0.25 | 1 | 3 | N/A |  | 4.06 | 624 | XXXX | XXXX | XXXX | PA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0242 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 1100 | 1200 | Appraisal |  |  |  | 1100 | Appraisal | 116.57 |  |  | 0.86 | 1282.32 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 7693.92 | No |  | 132.63 | 74.2 |  |  |  |  |  |  |  |  |  |  | No | No | 1.8333333333333333 | 1 | 3 | N/A |  | 7.5 | 624 | XXXX | XXXX | XXXX | PA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0036 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 8500 | Appraisal |  |  |  | 8500 | Appraisal | 87.99 |  |  | 1.14 | 7479.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 5100 | Yes | 1267 | 593.59 | 1875.36 |  |  |  |  |  |  |  |  |  |  | No | No | 0.4166666666666667 | 1 | 2 | N/A |  | 5438.22 | 807 | XXXX | XXXX | XXXX | FL | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxxx0387 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 6700 | Appraisal |  |  |  | 6700 | Appraisal | 74.03 |  |  | 1.35 | 4959.96 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 50000 | No |  | 242.51 | 407.42 |  |  |  |  |  |  |  |  |  |  | No | No |  | 1 | 2 | N/A | XXXX | 116.65 | 738 | XXXX | XXXX | XXXX | FL | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxxx9144 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 3100 | 3300 | Appraisal |  |  |  | 3100 | Appraisal | 142.15 |  | 0.70 | 0.7 | 4406.71 | 06-30-2022 | 12 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 89960 | Yes | 37.5 | 823.91 | 178.58 |  |  |  |  |  |  |  |  |  |  | No | No | 0.0 | 1 | 6 | N/A |  | 19.3 | 716 | XXXX | XXXX | XXXX | TX | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx9235 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2500 | Appraisal |  |  |  | 2500 | Appraisal | 131.46 |  | 0.76 | 0.76 | 3286.59 |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 50800 | No |  | 175.92 | 232.58 |  |  |  |  |  |  |  |  |  |  | No | No | 1.0833333333333333 | 1 | 3 | N/A |  | 35.3 | 711 | XXXX | XXXX | XXXX | ID | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxxx9112 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2000 | Appraisal |  |  |  | 2000 | Appraisal | 145.16 |  | 0.69 | 0.69 | 2903.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 17418.72 | No |  | 487.33 | 23.92 |  |  |  |  |  |  |  |  |  |  | No | No | 1.0833333333333333 | 1 | 2 | N/A |  | 51.12 | 811 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx8802 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 1520 | 1775 | Lease |  |  |  | 1520 | Lease | 87.64 |  | 1.14 | 1.14 | 1332.11 | 01-31-2023 |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 10000 | Yes | 170 | 311.9 | 53.33 |  |  |  |  |  |  |  |  |  |  | No | No | 7.833333333333333 | 4 | 4 | N/A |  | 54.37 | 715 | XXXX | XXXX | XXXX | FL | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxxx0251 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 3000 | 3000 | Appraisal |  |  |  | 3000 | Appraisal | 133.85 |  |  | 0.75 | 4015.49 | 02-01-2023 | 12 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 18000 | Yes | 955 | 594.31 | 33.75 |  |  |  |  |  |  |  |  |  |  | No | No |  | 1 | 3 | N/A |  | 5.66 | 715 | XXXX | XXXX | XXXX | FL | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0180 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 2250 | 3000 | Appraisal |  |  |  | 2250 | Appraisal | 122.62 |  |  | 0.82 | 2758.84 | 10-31-2021 | 12 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 62223 | No |  | 144.83 | 93.17 |  |  |  |  |  |  |  |  |  |  | No | No | 2.5833333333333335 | 1 | 1 | N/A |  | 278.78 | 816 | XXXX | XXXX | XXXX | TN | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx8874 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 3250 | 5200 | Appraisal |  |  |  | 3250 | Appraisal | 71.01 |  | 1.41 | 1.41 | 2307.81 | 01-01-2024 | 24 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 44200 | No |  | 330.36 | 81.25 |  |  |  |  |  |  |  |  |  |  | No | No | 0.0 | 1 | 1 | N/A |  | 131.64 | 790 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx8822 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 1900 | Appraisal |  |  |  | 1900 | Appraisal | 131.88 |  | 0.76 | 0.76 | 2505.76 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 38000 | Yes | 405 | 392.77 | 156 |  |  |  |  |  |  |  |  |  |  | No | No |  | 0 | 2 | N/A |  | 199.8 | 688 | XXXX | XXXX | XXXX | TX | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0105 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2000 | Appraisal |  |  |  | 2000 | Appraisal | 133.34 |  |  | 0.75 | 2666.86 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 56000 | No |  | 92.92 | 113 |  |  |  |  |  |  |  |  |  |  | No | No | 0.4166666666666667 | 1 | 2 | N/A |  | 78.5 | 805 | XXXX | XXXX | XXXX | AZ | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0086 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2700 | Appraisal |  |  |  | 2700 | Appraisal | 129 |  | 0.78 | 0.78 | 3482.91 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 39100 | Yes | 565 | 303.95 | 112.42 |  |  |  |  |  |  |  |  |  |  | No | No | 8.75 | 1 | 2 | N/A |  | 30.54 | 751 | XXXX | XXXX | XXXX | FL | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 2 |
| xxxxxxx8896 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 7900 | Appraisal |  |  |  | 7900 | Appraisal | 249.58 |  | 1.67 | 1.67 | 4741.99 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 60500 | No |  | 937.5 | 113.08 |  |  |  |  |  |  |  |  |  |  | No | No |  | 1 | 3 | N/A |  | 50.91 | 692 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx8933 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 10000 | Appraisal |  |  |  | 10000 | Appraisal | 86.08 |  | 1.16 | 1.16 | 8607.71 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 120000 | No |  | 1734.38 | 499.5 |  |  |  |  |  |  |  |  |  |  | No | No |  | 3 | 5 | N/A |  | 165.94 | 752 | XXXX | XXXX | XXXX | ID | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxxx8583 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 1760 | 2000 | Appraisal |  |  |  | 1760 | Appraisal | 92.47 |  | 1.08 | 1.08 | 1627.42 | 06-30-2022 | 1 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 24380 | No |  | 211.62 | 36.83 |  |  |  |  |  |  |  |  |  |  | No | No |  | 1 | 5 | N/A |  | 141.49 | 717 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx9146 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 3000 | 3000 | Appraisal |  |  |  | 3000 | Appraisal | 119.72 |  | 0.84 | 0.84 | 3591.68 | 11-01-2025 | 72 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 47100 | No |  | 253.29 | 85.17 |  |  |  |  |  |  |  |  |  |  | No | No | 14.083333333333334 | 1 | 2 | N/A |  | 20.79 | 714 | XXXX | XXXX | XXXX | NV | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx8497 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 5250 | 3800 | Appraisal |  |  |  | 3800 | Appraisal | 95.03 |  | 1.05 | 1.05 | 3611.16 | 07-31-2023 | 12 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 21666.96 | No |  | 669.38 | 208.5 |  |  |  |  |  |  |  |  |  |  | No | No | 1.75 | 1 | 2 | N/A |  | 139.92 | 741 | XXXX | XXXX | XXXX | TX | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx8713 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 4800 | Appraisal |  |  |  | 4800 | Appraisal | 102.39 |  | 1.19 | 1.19 | 4044.29 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 50000 | No |  | 196.28 | 88.42 |  |  |  |  |  |  |  |  |  |  | No | No | 2.9166666666666665 | 2 | 2 | N/A |  | 89.71 | 768 | XXXX | XXXX | XXXX | AZ | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxxx9044 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 2750 | 2750 | Appraisal |  |  |  | 2750 | Appraisal | 84.8 |  | 1.18 | 1.18 | 2331.96 | 04-28-2023 | 12 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 52890 | No |  | 137.3 | 58.76 |  |  |  |  |  |  |  |  |  |  | No | No | 0.0 | 1 | 3 | N/A |  | 62.77 | 796 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx9043 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 2650 | 3000 | Appraisal |  |  |  | 2650 | Appraisal | 142.18 |  | 0.7 | 0.7 | 3767.76 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 47810 | No |  | 395.13 | 47.76 |  |  |  |  |  |  |  |  |  |  | No | No |  | 1 | 2 | N/A |  | 46.42 | 796 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx9045 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 2900 | 2900 | Appraisal |  |  |  | 2900 | Appraisal | 96.95 |  | 1.03 | 1.03 | 2811.43 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 49390 | No |  | 282.35 | 55.93 |  |  |  |  |  |  |  |  |  |  | No | No | 122.41666666666667 | 1 | 3 | N/A |  | 50.2 | 796 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx9046 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 3150 | 3150 | Lease |  |  |  | 3150 | Lease | 98.36 |  | 1.02 | 1.02 | 3098.42 | 06-30-2022 | 1 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 38310 | No |  | 332.74 | 46.93 |  |  |  |  |  |  |  |  |  |  | No | No | 4.083333333333333 | 1 | 3 | N/A |  | 35.84 | 796 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx9111 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 3600 | 3800 | Lease |  |  |  | 3600 | Lease | 127.71 |  | 0.78 | 0.78 | 4597.6 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 34460 | No |  | 461.66 | 44.01 |  |  |  |  |  |  |  |  |  |  | No | No | 2.4166666666666665 | 4 | 4 | N/A |  | 39.01 | 796 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx9138 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 5000 | Appraisal |  |  |  | 5000 | Appraisal | 90.18 |  | 1.11 | 1.11 | 4509.02 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 65000 | Yes | 511.0 | 790.88 | 150.8 |  |  |  |  |  |  |  |  |  |  | No | No |  | 1 | 2 | N/A |  | 93.93 | 782 | XXXX | XXXX | XXXX | FL | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx9140 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 1800 | 1788 | Appraisal |  |  |  | 1788 | Appraisal | 90.29 |  | 1.11 | 1.11 | 1614.39 | 06-30-2022 | 1 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 14600 | No |  | 344.82 | 98.33 |  |  |  |  |  |  |  |  |  |  | No | No | 17.916666666666668 | 1 | 2 | N/A |  | 58.85 | 805 | XXXX | XXXX | XXXX | TX | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx9219 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 1350 | Appraisal |  |  |  | 1350 | Appraisal | 109.09 |  | 0.92 | 0.92 | 1472.75 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 18900 | Yes | 155 | 42.66 | 83.42 |  |  |  |  |  |  |  |  |  |  | No | No | 0.5 | 1 | 2 | N/A |  | 52.12 | 684 | XXXX | XXXX | XXXX | NV | XXXX | XXXX |  | Vested Individual | XXXX | XXXX | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx9310 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2500 | Appraisal |  |  |  | 2500 | Appraisal | 97.98 |  | 1.02 | 1.02 | 2449.39 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 16000 | Yes | 424 | 500 | 47.67 |  |  |  |  |  |  |  |  |  |  | No | No | 12.416666666666666 | 1 | 1 | N/A |  | 160.62 | 699 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx8776 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 3350 | 4400 | Appraisal |  |  |  | 3350 | Appraisal | 81.33 |  | 1.21 | 1.23 | 2769.44 | 03-01-2012 | 12 | 05-01-2013 | 12 | 02-09-2021 | 12 |  |  |  |  |  |  |  |  | Yes | 16310 | No |  | 199.34 | 76.45 |  |  |  |  |  |  |  |  |  |  | No | No | 122.41666666666667 | 1 | 2 | N/A |  | 142.75 | 804 | XXXX | XXXX | XXXX | CA | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxxx8753 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 8502 | 10800 | Appraisal |  |  |  | 8502 | Appraisal | 62.67 |  | 1.54 | 1.59 | 5341.37 | 08-01-2022 | 1 | 08-01-2022 | 1 | 08-01-2022 | 1 | 08-01-2022 | 1 |  |  |  |  |  |  | Yes | 98040 | No |  | 466.83 | 177.18 |  |  |  |  |  |  |  |  |  |  | No | No |  | 9 | 2 | N/A |  | 148.51 | 804 | XXXX | XXXX | XXXX | CA | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxxx8774 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 2321 | 2050 | Appraisal |  |  |  | 2050 | Appraisal | 93.62 |  | 1.07 | 1.07 | 1919.19 | 06-30-2022 | 1 | 06-30-2022 | 1 |  |  |  |  |  |  |  |  |  |  | Yes | 25440 | No |  | 128.88 | 68.94 |  |  |  |  |  |  |  |  |  |  | No | No | 0.0 | 9 | 4 | N/A |  | 146.92 | 804 | XXXX | XXXX | XXXX | CA | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxxx8485 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 8000 | 8000 | Appraisal |  |  |  | 8000 | Appraisal | 81.06 |  | 1.23 | 1.23 | 6484.63 | 04-01-2023 | 12 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 77815.44 | No |  | 852.13 | 91.17 |  |  |  |  |  |  |  |  |  |  | No | No |  | 2 | 2 | N/A | XXXX | 124.52 | 723 | XXXX | XXXX | XXXX | CA | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxxx8929 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 2000 | 2200 | Appraisal |  |  |  | 2000 | Appraisal | 99.73 |  | 1 | 1 | 1994.67 | 06-30-2022 | 1 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 23140 | No |  | 128.28 | 37.76 |  |  |  |  |  |  |  |  |  |  | No | No | 1.4166666666666667 | 9 | 4 | N/A |  | 149.01 | 804 | XXXX | XXXX | XXXX | CA | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxxx8653 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 3200 | 4300 | Appraisal |  |  |  | 3200 | Appraisal | 78.14 |  | 1.28 | 1.28 | 2500.4 | 06-30-2022 | 1 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 81400 | No |  | 543.05 | 73.26 |  | 0 |  |  |  |  |  |  |  |  | No | No |  | 1 | 2 | N/A |  | 1.74 | 694 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx9429 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2600 | Appraisal |  |  |  | 2600 | Appraisal | 98.15 |  | 1.02 | 1.02 | 2551.9 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 25000 | No |  | 255.68 | 143.58 |  | 307750 | 0 |  |  |  |  |  |  |  | No | No | 4.666666666666667 | 1 | 4 | N/A |  | 62.59 | 760 | XXXX | XXXX | XXXX | FL | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxxx9245 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 4000 | Appraisal |  |  |  | 4000 | Appraisal | 88.13 |  | 1.11 | 1.13 | 3525.27 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 56650 | No |  | 677.08 | 106 |  | 495000 | 0 |  |  |  |  |  |  |  | No | No | 0.3333333333333333 | 1 | 2 | N/A |  | 88.9 | 661 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx9124 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 6000 | 6000 | Appraisal |  |  |  | 6000 | Appraisal | 70.43 |  | 1.42 | 1.42 | 4226.05 | 04-30-2022 | 12 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 45000 | No |  | 229.82 | 175.92 |  |  |  |  |  |  |  |  |  |  | No | No | 1.4166666666666667 | 1 | 4 | N/A |  | 96.79 | 758 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx9132 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 1600 | 1600 | Appraisal |  |  |  | 1600 | Appraisal | 131.34 |  | 0.76 | 0.76 | 2101.36 | 10-20-2025 | 60 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 27825 | No |  | 327.96 | 59.58 |  | 225000 | 0 |  |  |  |  |  |  |  | No | No | 1.5 | 1 | 2 | N/A |  | 122.59 | 680 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx8804 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 1800 | 2050 | Appraisal |  |  |  | 1800 | Appraisal | 99.68 |  | 1 | 1 | 1794.27 | 03-04-2023 | 12 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 30300 | No |  | 318.45 | 138.75 |  |  |  |  |  |  |  |  |  |  | No | No | 1.0 | 1 | 3 |  |  | 41.22 | 750 | XXXX | XXXX | XXXX | IL | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxxx8981 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 3075 | 3600 | Appraisal |  |  |  | 3075 | Appraisal | 78.54 |  | 1.27 | 1.27 | 2415.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 20000 | No |  | 801.93 | 111.5 |  | 1 |  |  |  |  |  |  |  |  | No | No | 0.0 | 1 | 6 | N/A |  | 37.56 | 728 | XXXX | XXXX | XXXX | PA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx9351 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 3900 | Appraisal |  |  |  | 3900 | Appraisal | 144.57 |  | 0.7 | 0.7 | 5566.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 49500 | Yes | 37.5 | 88.81 | 74.6 |  |  |  |  |  |  |  |  |  |  | No | No | 3.0833333333333335 | 1 | 2 | N/A |  | 271.86 | 765 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx8771 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 3690 | 4400 | Appraisal |  |  |  | 3690 | Appraisal | 75.64 |  | 1.32 | 1.32 | 2791.24 | 04-22-2022 | 12 | 04-22-2022 | 12 | 06-30-2022 | 1 | 06-30-2022 |  |  |  |  |  |  |  | Yes | 38420 | No |  | 243.23 | 87.6 |  | 0 |  |  |  |  |  |  |  |  | No | No |  | 1 | 2 | N/A |  | 139.72 | 804 | XXXX | XXXX | XXXX | CA | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxxx9066 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 1450 | 1450 | Appraisal |  |  |  | 1450 | Appraisal | 89.69 |  | 1.11 | 1.11 | 1300.56 | 02-08-2023 | 24 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 8400 | No |  | 50.54 | 37.33 |  |  | 100 |  |  |  |  |  |  |  | No | No | 3.4166666666666665 | 1 | 2 | N/A |  | 67.44 | 701 | XXXX | XXXX | XXXX | NV | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx9285 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 2995 | 3100 | Appraisal |  |  |  | 2995 | Appraisal | 131.09 |  | 0.76 | 0.76 | 3926.26 | 03-31-2023 | 12 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 66200 | No |  | 480.42 | 106 |  | 650000 | 0 |  |  |  |  |  |  |  | No | No | 0.5833333333333334 | 1 | 6 | N/A |  | 16.16 | 716 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx9236 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 5122 | Appraisal |  |  |  | 5122 | Appraisal | 87.4 |  | 1.14 | 1.14 | 4476.88 | 02-05-2023 |  | 04-01-2023 |  |  |  |  |  |  |  |  |  |  |  | Yes | 60946.32 | No |  | 419.71 | 80 |  | 0 | 0 |  |  |  |  |  |  |  | No | No | 15.25 | 1 | 10 | N/A |  | 64.43 | 752 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX | Vested Individual | XXXX | XXXX | Vested Individual | XXXX | XXXX | Vested Individual | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx8318 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 6750 | 5000 | Appraisal |  |  |  | 5000 | Appraisal | 75.77 |  | 1.32 | 1.32 | 3788.56 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 34900 | No |  | 438.91 | 99.65 |  |  |  |  |  |  |  |  |  |  | No | No | 16.333333333333332 | 1 | 12 | N/A |  | 122.21 | 769 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx8646 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 24 Month Bank Statement | Present | Yes | 2300 | 2600 | Appraisal |  |  |  | 2300 | Appraisal | 171.76 |  | 0.44 | 0 | 3950.39 | 03-01-2023 | 21 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 20000 | Yes | 343 | 522.63 | 50.83 |  | 505000 | 0 |  |  |  |  |  |  |  | No | No | 122.41666666666667 | 1 | 2 | N/A |  | 22.09 | 776 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx9407 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 4200 | 3300 | Appraisal |  |  |  | 3300 | Appraisal | 142.77 |  | 0.7 | 0.7 | 4711.54 | 10-01-2022 | 12 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 113076.48 | No |  | 889.29 | 58.05 |  | 466000 | 0 |  |  |  |  |  |  |  | No | No |  | 1 | 1 | N/A |  | 7.13 | 702 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx9591 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 17500 | Appraisal |  |  |  | 17500 | Appraisal | 85.22 |  | 1.17 | 1.17 | 14913.51 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 250000 | No |  | 4625.26 | 690.58 |  | 0 | 0 |  |  |  |  |  |  |  | No | No | 12.166666666666666 | 1 | 2 | N/A |  | 262.75 | 778 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx9023 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 3500 | 3500 | Appraisal |  |  |  | 3500 | Appraisal | 78.92 |  | 1.27 | 1.27 | 2762.21 |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 84000 | No |  | 56.09 | 147.5 |  |  |  |  |  |  |  |  |  |  | No | No | 0.0 | 1 | 3 | N/A |  | 329.26 | 773 | XXXX | XXXX | XXXX | FL | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx9343 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 4000 | Appraisal |  |  |  | 4000 | Appraisal | 114.84 |  | 0.87 | 0.87 | 4593.42 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 47200 | No |  | 868.75 | 130.11 |  |  |  |  |  |  |  |  |  |  | No | No | 0.0 | 1 | 4 | N/A |  | 62.74 | 796 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx9485 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 3135 | Appraisal |  |  |  | 3135 | Appraisal | 153.03 |  | 0.65 | 0.65 | 4797.48 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 93000 | Yes | 315 | 685.27 | 77.83 |  |  |  |  |  |  |  |  |  |  | No | No |  | 1 | 1 | N/A |  | 133.14 | 724 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx8952 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 3027 | Appraisal |  |  |  | 3027 | Appraisal | 148.73 |  | 0.67 | 0.67 | 4502.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 72500 | No |  | 911.46 | 145.26 |  | 22000 | 0 |  |  |  |  |  |  |  | No | No |  | 1 | 4 | N/A |  | 267.07 | 766 | XXXX | XXXX | XXXX | CA | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxxx9568 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 6500 | Appraisal |  |  |  | 6500 | Appraisal | 146.26 |  | 0.68 | 0.68 | 9507.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 102500 | Yes | 240 | 1781.25 | 138.24 |  |  |  |  |  |  |  |  |  |  | No | No | 0.0 | 1 | 2 | N/A |  | 81.01 | 807 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx9378 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 2400 | 1800 | Appraisal - 1025 |  |  |  | 1800 | Appraisal - 1025 | 69.61 |  | 1.44 | 1.44 | 1252.9 | 07-17-2022 | 12 | 08-05-2022 | 12 |  |  |  |  |  |  |  |  |  |  | Yes | 15900 | No |  | 111.25 | 61 |  |  |  |  |  |  |  |  |  |  | No | No | 3.0833333333333335 | 1 | 2 | N/A |  | 124.02 | 694 | XXXX | XXXX | XXXX | AZ | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx9452 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 1700 | 1790 | Appraisal |  |  |  | 1700 | Appraisal | 83.31 |  | 1.2 | 1.2 | 1416.32 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 25100 | No |  | 203.85 | 58.77 |  |  |  |  |  |  |  |  |  |  | No | No | 122.41666666666667 | 1 | 1 | N/A |  | 102.31 | 650 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx9725 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 24 Month Bank Statement | Present | No | 0 | 6000 | Appraisal |  |  |  | 6000 | Appraisal | 169.75 |  | 0 | 0 | 10185.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 122220.36 | No |  | 1562.5 | 139.93 |  | 855000 | 0 |  |  |  |  |  |  |  | No | No | 1.6666666666666667 | 1 | 2 | N/A |  | 13.03 | 720 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx8877 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 3000 | Appraisal |  |  |  | 3000 | Appraisal | 112.62 |  | 0.89 | 0.89 | 3378.65 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 45000 | No |  | 154.08 | 235.54 |  | 0 | 0 |  |  |  |  |  |  |  | No | No | 0.5833333333333334 | 1 | 2 | N/A |  | 45.15 | 731 | XXXX | XXXX | XXXX | FL | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxxx9095 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 1450 | 1450 | Appraisal |  |  |  | 1450 | Appraisal | 63.33 |  | 1.58 | 1.58 | 918.22 | 03-31-2023 | 12 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 100000 | No |  | 100.16 | 119.33 |  | 93000 | 0 |  |  |  |  |  |  |  | No | No | 0.75 | 1 | 2 | N/A |  | 110.67 | 681 | XXXX | XXXX | XXXX | FL | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxxx9188 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 6800 | 8000 | Appraisal |  |  |  | 6800 | Appraisal | 95.71 |  | 1.04 | 1.04 | 6508.2 | 01-01-2023 | 12 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 105233 | No |  | 266.65 | 111.08 |  |  |  |  |  |  |  |  |  |  | No | No | 0.0 | 1 | 2 | N/A |  | 147.12 | 695 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx8466 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 7400 | 8400 | Appraisal |  |  |  | 7400 | Appraisal | 299.11 |  | 1.08 | 1.08 | 6879.43 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 89400 | No |  | 885.71 | 192.05 |  | 693500 | 0 |  |  |  |  |  |  |  | No | No | 0.8333333333333334 | 1 | 4 | N/A |  | 9.79 | 671 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx9748 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 4000 | Appraisal |  |  |  | 4000 | Appraisal | 153.39 |  | 0.65 | 0.65 | 6135.49 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 73625.88 | No |  | 1145.83 | 91.22 |  | 0 | 0 |  |  |  |  |  |  |  | No | No | 1.1666666666666667 | 1 | 5 | N/A |  | 88.27 | 755 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx9256 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 6000 | Appraisal |  |  |  | 6000 | Appraisal | 78.95 |  | 1.27 | 1.27 | 4737.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 60000 | No |  | 317.99 | 495 |  |  |  |  |  |  |  |  |  |  | No | No | 0.08333333333333333 | 1 | 7 | N/A |  | 16.84 | 788 | XXXX | XXXX | XXXX | NC | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx9479 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 3500 | Appraisal |  |  |  | 3500 | Appraisal | 138.77 |  | 0.72 | 0.72 | 4856.93 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 48400 | No |  | 812.5 | 79.43 |  | 1080000 |  |  |  |  |  |  |  |  | No | No |  | 1 | 3 | N/A |  | 52.32 | 780 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx9648 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 9800 | 11950 | Appraisal |  |  |  | 9800 | Appraisal | 98.45 |  | 1.06 | 1.02 | 9647.82 |  | 1 | 02-25-2022 | 1 | 03-08-2022 | 1 | 04-05-2021 |  |  |  |  |  |  |  | Yes | 11950 | No |  | 482.65 | 254.75 |  | 0 | 0 |  |  |  |  |  |  |  | No | No | 19.416666666666668 | 1 | 3 | N/A |  | 155.75 | 806 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx9425 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 2300 | 2400 | Appraisal |  |  |  | 2300 | Appraisal | 94.06 |  | 1.06 | 1.06 | 2163.36 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 32900 | No |  | 421.74 | 57.17 |  |  |  |  |  |  |  |  |  |  | No | No | 4.333333333333333 | 1 | 2 | N/A |  | 9.38 | 792 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx9602 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 5300 | 5300 | Lease |  |  |  | 5300 | Lease | 67.88 |  | 1.47 | 1.47 | 3597.44 | 05-01-2023 | 12 | 05-01-2023 | 12 |  |  |  |  |  |  |  |  |  |  | Yes | 44700 | No |  | 238.7 | 114.75 |  |  |  |  |  |  |  |  |  |  | No | No | 16.916666666666668 | 1 | 1 | N/A |  | 133.63 | 811 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx9183 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 2800 | 2800 | Appraisal |  |  |  | 2800 | Appraisal | 137.94 |  | 0.72 | 0.72 | 3862.32 | 12-31-2022 | 12 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 121280 | Yes | 66.67 | 418.56 | 534 |  |  |  |  |  |  |  |  |  |  | No | No | 16.166666666666668 | 1 | 4 | N/A |  | 17.6 | 689 | XXXX | XXXX | XXXX | GA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx9833 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 6900 | Appraisal |  |  |  | 6900 | Appraisal | 213.46 |  | 0.47 | 0.47 | 14729.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 300000 | No |  | 2083.33 | 441.25 |  |  |  |  |  |  |  |  |  |  | No | No | 7.916666666666667 | 1 | 5 | N/A |  | 102.58 | 769 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx9654 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2100 | Appraisal |  |  |  | 2100 | Appraisal | 97.64 |  | 1.02 | 1.02 | 2050.37 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 12302.22 | No |  | 364.58 | 45.17 |  |  |  |  |  |  |  |  |  |  | No | No | 30.666666666666668 | 1 | 2 | N/A |  | 35.26 | 661 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx9211 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 6600 | 6600 | Appraisal |  |  |  | 6600 | Appraisal | 89.52 |  | 1.12 | 1.12 | 5908.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 50000 | No |  | 1045.58 | 183.1 |  |  |  |  |  |  |  |  |  |  | No | No | 1.5 | 1 | 1 | N/A |  | 32.74 | 772 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx9206 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 11150 | 11500 | Appraisal |  |  |  | 11150 | Appraisal | 82.89 |  | 1.21 | 1.21 | 9242.11 |  |  | 06-13-2023 | 12 | 06-10-2023 | 12 | 07-01-2023 | 12 |  |  |  |  |  |  | Yes | 40900 | No |  | 483.32 | 144.33 |  |  |  |  |  |  |  |  |  |  | No | No | 0.5 | 1 | 2 | N/A |  | 64.16 | 713 | XXXX | XXXX | XXXX | CA | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxxx9536 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 4600 | 5000 | Appraisal |  |  |  | 4600 | Appraisal | 111.34 |  | 0.09 | 0.9 | 5121.52 | 12-01-2022 | 12 | 12-01-2022 | 12 |  |  |  |  |  |  |  |  |  |  | Yes | 64822 | No |  | 1014.57 | 101.83 |  |  |  |  |  |  |  |  |  |  | No | No | 15.25 | 1 | 1 | N/A |  | 37.34 | 706 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx9035 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 6287 | 6500 | Appraisal |  |  |  | 6287 | Appraisal | 96.81 |  | 1.03 | 1.03 | 6086.15 |  | 1 |  | 1 |  | 1 |  |  |  |  |  |  |  |  | Yes | 83013.24 | No |  | 1145.83 | 213.76 |  |  |  |  |  |  |  |  |  |  | No | No | 2.0 | 1 | 2 | N/A |  | 127.69 | 727 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx8986 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Full Doc | Present | Yes | 3650 | 3900 | Appraisal |  |  |  | 3650 | Appraisal | 78.45 |  | 0.98 | 0 | 2863.43 | 03-01-2022 | 12 | 12-31-2020 | 12 |  |  |  |  |  |  |  |  |  |  | Yes | 21900 | No |  | 388.66 | 464.75 |  |  |  |  |  |  |  |  |  |  | No | No | 1.1666666666666667 | 1 | 1 | N/A |  | 29.11 | 606 | XXXX | XXXX | XXXX | IL | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx8979 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 2350 | 2350 | Appraisal |  |  |  | 2350 | Appraisal | 45.92 |  | 2.18 | 2.18 | 1079.21 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 23606 | No |  | 64.38 | 67.17 |  |  |  |  |  |  |  |  |  |  | No | No | 0.0 | 1 | 3 | N/A |  | 25.39 | 783 | XXXX | XXXX | XXXX | VA | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxxx9589 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 1860 | Appraisal |  |  |  | 1860 | Appraisal | 93.1 |  | 1.07 | 1.07 | 1731.69 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 24000 | No |  | 79.12 | 78.75 |  |  |  |  |  |  |  |  |  |  | No | No | 5.083333333333333 | 1 | 2 | N/A |  | 14.2 | 787 | XXXX | XXXX | XXXX | CO | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx9620 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 2200 | 2400 | Appraisal |  |  |  | 2200 | Appraisal | 94.26 |  | 1.06 | 1.06 | 2073.7 | 12-31-2022 |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 31240 | No |  | 314.17 | 122.75 |  | 230000 | 0 |  |  |  |  |  |  |  | No | No | 0.6666666666666666 | 1 | 2 | N/A |  | 123.69 | 808 | XXXX | XXXX | XXXX | FL | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx8727 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2960 | Appraisal |  |  |  | 2960 | Appraisal | 97.63 |  | 1.02 | 1.02 | 2889.99 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 50600 | Yes | 90 | 531.25 | 77.33 |  |  |  |  |  |  |  |  |  |  | No | No | 1.8333333333333333 | 1 | 2 | N/A |  | 23.23 | 702 | XXXX | XXXX | XXXX | NV | XXXX | XXXX |  | Vested Individual | XXXX | XXXX | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx9077 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 1400 | Appraisal |  |  |  | 1400 | Appraisal | 72.58 |  | 1.38 | 1.38 | 1016.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 6096.3 | No |  | 250.33 | 57.91 |  | 0 | 0 |  |  |  |  |  |  |  | No | No | 0.75 | 2 | 2 | N/A |  | 101.49 | 755 | XXXX | XXXX | XXXX | TX | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxxx8998 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 3150 | 3250 | Appraisal - 1025 |  |  |  | 3150 | Appraisal - 1025 | 91.82 |  | 1.09 | 1.09 | 2892.29 | 04-30-2023 | 12 | 07-31-2023 | 11 |  |  |  |  |  |  |  |  |  |  | Yes | 26200 | No |  | 285.51 | 188 |  |  |  |  |  |  |  |  |  |  | No | No | 0.0 | 1 | 2 | N/A |  | 14.91 | 729 | XXXX | XXXX | XXXX | TX | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxxx9038 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 3400 | 2600 | Appraisal |  |  |  | 2600 | Appraisal | 116.11 |  | 0.86 | 0.86 | 3018.81 | 07-31-2022 | 1 | 07-31-2022 | 1 |  |  |  |  |  |  |  |  |  |  | Yes | 72451.44 | No |  | 306.1 | 111.57 |  |  |  |  |  |  |  |  |  |  | No | No | 4.5 | 1 | 1 | N/A |  | 41.61 | 787 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx9134 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 5700 | 5500 | Appraisal |  |  |  | 5500 | Appraisal | 97.64 |  | 1.02 | 1.02 | 5370.37 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 69200 | No |  | 928.6 | 69 |  |  |  |  |  |  |  |  |  |  | No | No | 0.75 | 1 | 2 | N/A |  | 7.62 | 720 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx9416 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 5820 | 4820 | Appraisal |  |  |  | 4820 | Appraisal | 39.96 |  | 2.5 | 2.5 | 1925.94 | 07-01-2023 | 12 | 07-01-2023 | 12 |  |  |  |  |  |  |  |  |  |  | Yes | 12000 | No |  | 839.11 | 126.36 |  |  |  |  |  |  |  |  |  |  | No | No | 4.833333333333333 | 1 | 2 | N/A |  | 5.91 | 728 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx9433 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 3650 | 3700 | Appraisal |  |  |  | 3650 | Appraisal | 137.17 |  | 0.73 | 0.73 | 5006.88 | 05-10-2023 | 12 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 36000 | No |  | 434.01 | 78.75 |  | 557000 |  |  |  |  |  |  |  |  | No | No | 0.4166666666666667 | 1 | 1 | N/A | XXXX | 23.32 | 702 | XXXX | XXXX | XXXX | WA | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxxx9934 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | W2/1099 Verified | Present | No | 0 | 3700 | Appraisal |  |  |  | 3700 | Appraisal | 133.7 |  | 0.56 | 0 | 4946.86 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 105353 | No |  | 742.87 | 113.58 |  | 625000 |  |  |  |  |  |  |  |  | No | No | 1.0 | 1 | 3 | N/A |  | 33.95 | 760 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx9322 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 6800 | 6200 | Appraisal |  |  |  | 6200 | Appraisal | 87.28 |  | 1.15 | 1.15 | 5411.47 | 07-01-2023 | 12 | 06-01-2023 | 12 | 06-01-2023 | 12 |  |  |  |  |  |  |  |  | Yes | 64937 | No |  | 280.54 | 139.98 |  | 925000 |  |  |  |  |  |  |  |  | No | No | 0.16666666666666666 | 1 | 1 | N/A |  | 74.87 | 804 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx8836 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 2500 | 1800 | Appraisal |  |  |  | 1800 | Appraisal | 92.74 |  | 1.08 | 1.08 | 1669.4 | 11-12-2021 | 12 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 20032.8 | No |  | 510.7 | 78.75 |  | 106500 | 0 |  |  |  |  |  |  |  | No | No | 1.1666666666666667 | 1 | 2 | N/A | XXXX | 101.85 | 778 | XXXX | XXXX | XXXX | IL | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxxx9864 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 2400 | 2400 | Appraisal |  |  |  | 2400 | Appraisal | 100.45 |  | 1 | 1 | 2410.83 | 01-31-2022 | 12 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 37000 | No |  | 130.11 | 80.72 |  | 247665 | 0 |  |  |  |  |  |  |  | No | No | 2.5833333333333335 | 1 | 2 | N/A |  | 79.57 | 691 | XXXX | XXXX | XXXX | NV | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx9003 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 3350 | Appraisal |  |  |  | 3350 | Appraisal | 112.21 |  | 0.89 | 0.89 | 3759.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 48109.56 | No |  | 899.75 | 144 |  |  |  |  |  |  |  |  |  |  | No | No | 0.0 | 1 | 2 | N/A |  | 16.58 | 655 | XXXX | XXXX | XXXX | NJ | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx9760 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 1295 | Appraisal |  |  |  | 1295 | Appraisal | 98.56 |  | 1.05 | 1.05 | 1229.02 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 15000 | Yes | 211 | 251.14 | 47.33 |  | 121500 |  |  |  |  |  |  |  |  | No | No | 0.0 | 1 | 3 | N/A |  | 76.15 | 795 | XXXX | XXXX | XXXX | TX | XXXX | XXXX |  | Vested Individual | XXXX | XXXX | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx9412 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 5500 | Appraisal |  |  |  | 5500 | Appraisal | 146.62 |  | 0.68 | 0.68 | 8063.85 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 196000 | No |  | 1104.88 | 228.25 |  |  |  |  |  |  |  |  |  |  | No | No | 8.333333333333334 | 1 | 2 | N/A |  | 69.17 | 729 | XXXX | XXXX | XXXX | TX | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx9708 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2500 | Appraisal |  |  |  | 2500 | Appraisal | 67.68 |  | 1.53 | 1.53 | 1629.62 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 15000 | Yes | 180 | 401.04 | 62.5 |  |  |  |  |  |  |  |  |  |  | No | No | 0.0 | 1 | 2 | N/A |  | 183.71 | 747 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx9287 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 4000 | Appraisal |  |  |  | 4000 | Appraisal | 110.05 |  | 0.91 | 0.91 | 4401.94 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 121400 | Yes | 120 | 804.17 | 160.58 |  | 610000 | 0 |  |  |  |  |  |  |  | No | No | 0.3333333333333333 | 1 | 3 | N/A |  | 209.6 | 721 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx9805 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 1850 | Appraisal - 1007 |  |  |  | 1850 | Appraisal - 1007 | 143.62 |  | 0.7 | 0.7 | 2656.99 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 30600 | No |  | 484.37 | 90.83 |  |  |  |  |  |  |  |  |  |  | No | No | 7.75 | 1 | 2 | N/A |  | 146.37 | 791 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx9669 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 12000 | 12000 | Appraisal - 1007 |  |  |  | 12000 | Appraisal - 1007 | 72.77 |  | 1.37 | 1.37 | 8732.08 | 06-23-2023 | 12 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 161800 | No |  | 863 | 56.58 |  | 1950000 |  |  |  |  |  |  |  |  | No | No | 0.08333333333333333 | 1 | 4 | N/A |  | 41.01 | 758 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx9670 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 5000 | 5750 | Appraisal |  |  |  | 5000 | Appraisal | 74.39 |  | 1.34 | 1.34 | 3719.59 | 11-01-2022 | 12 | 11-01-2022 | 12 |  |  |  |  |  |  |  |  |  |  | Yes | 22317.54 | No |  | 522.55 | 148.63 |  |  |  |  |  |  |  |  |  |  | No | No | 6.75 | 1 | 5 | N/A |  | 18.83 | 721 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx9588 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 3625 | 3200 | Appraisal |  |  |  | 3200 | Appraisal | 109.2 |  | 1.05 | 1.05 | 3438.75 | 06-30-2022 | 1 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 41933.04 | No |  | 92.83 | 143.84 |  |  |  |  |  |  |  |  |  |  | No | No | 6.5 | 1 | 1 | N/A |  | 4.26 | 678 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx9951 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 4705 | 5000 | Appraisal |  |  |  | 4705 | Appraisal | 86.76 |  | 1.15 | 1.15 | 4082.11 | 08-13-2022 | 1 | 08-13-2022 | 1 | 03-01-2023 | 12 | 08-13-2022 | 1 |  |  |  |  |  |  | Yes | 129216 | No |  | 734.38 | 169.6 |  |  |  |  |  |  |  |  |  |  | No | No | 0.0 | 1 | 2 | N/A |  | 67.98 | 795 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx9367 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Full Doc | Present | Yes | 2800 | 3100 | Appraisal |  |  |  | 2800 | Appraisal | 111.52 |  | 0.79 | 0 | 3122.58 | 08-31-2022 |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 36000 | Yes | 899 | 387.92 | 394.96 |  |  |  |  |  |  |  |  |  |  | No | No | 0.0 | 1 | 1 | Foreign Credit Report |  | 234.24 | 710 | XXXX | XXXX | XXXX | FL | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0117 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 1750 | Appraisal |  |  |  | 1750 | Appraisal | 100.03 |  | 1 | 1 | 1750.52 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 35020 | Yes | 22.92 | 307.9 | 156.48 |  |  |  |  |  |  |  |  |  |  | No | No | 21.166666666666668 | 1 | 2 | N/A |  | 53.15 | 662 | XXXX | XXXX | XXXX | TX | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx9625 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 6650 | 6100 | Appraisal - 1025 |  |  |  | 6100 | Appraisal - 1025 | 93.6 |  | 1.07 | 1.07 | 5709.8 | 12-31-2022 | 5 | 06-30-2023 | 12 | 12-31-2021 | 1 |  |  |  |  |  |  |  |  | Yes | 60000 | No |  | 1031.25 | 69.17 |  | 872000 |  |  |  |  |  |  |  |  | No | No | 0.5 | 1 | 4 | N/A |  | 24.94 | 702 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx9746 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 6404 | 2700 | Appraisal - 1007 |  |  |  | 2700 | Appraisal - 1007 | 138.34 |  | 1.71 | 1.71 | 3735.12 | 06-30-2022 | 1 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 51500 | No |  | 135.76 | 237.73 |  | 305000 |  |  |  |  |  |  |  |  | No | No | 1.6666666666666667 | 1 | 2 | N/A |  | 134.39 | 801 | XXXX | XXXX | XXXX | VA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx9572 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 900 | Appraisal - 1007 |  |  |  | 900 | Appraisal - 1007 | 117.91 |  | 0.85 | 0.85 | 1061.19 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 12734.28 | No |  | 85.84 | 93.42 |  |  |  |  |  |  |  |  |  |  | No | No | 0.0 | 1 | 3 | N/A |  | 56.11 | 790 | XXXX | XXXX | XXXX | AR | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx9737 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 1875 | Appraisal - 1007 |  |  |  | 1875 | Appraisal - 1007 | 93.89 |  | 1.07 | 1.07 | 1760.38 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 11300 | Yes | 179 | 151.58 | 89.67 |  | 257000 | 0 |  |  |  |  |  |  |  | No | No | 0.16666666666666666 | 1 | 2 | N/A |  | 109.75 | 800 | XXXX | XXXX | XXXX | FL | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx9937 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 1550 | Appraisal - 1007 |  |  |  | 1550 | Appraisal - 1007 | 107.11 |  | 0.93 | 0.93 | 1659.2 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 20960 | No |  | 47.01 | 49.83 |  |  |  |  |  |  |  |  |  |  | No | No | 3.8333333333333335 | 1 | 3 | N/A |  | 13.4 | 761 | XXXX | XXXX | XXXX | NV | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx9540 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 1400 | Appraisal - 1007 |  |  |  | 1400 | Appraisal - 1007 | 75.15 |  | 1.33 | 1.33 | 1052.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 22000 | No |  | 122.48 | 87.83 |  |  |  |  |  |  |  |  |  |  | No | No | 0.0 | 1 | 3 | N/A | XXXX | 14.97 | 772 | XXXX | XXXX | XXXX | NC | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxxx9649 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 3900 | 3650 | Appraisal - 1007 |  |  |  | 3650 | Appraisal - 1007 | 118.23 |  | 0.85 | 0.85 | 4315.52 | 06-30-2023 | 12 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 34100 | No |  | 989.58 | 60.35 |  | 825000 | 0 |  |  |  |  |  |  |  | No | No | 0.25 | 1 | 2 | N/A |  | 112.63 | 725 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx8675 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 2200 | 2000 | Appraisal - 1007 |  |  |  | 2000 | Appraisal - 1007 | 99.6 |  | 1.02 | 1.02 | 1960 | 12-31-2022 | 12 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 6480 | Yes | 286 | 174.5 | 31.92 |  | 0 |  |  |  |  |  |  |  |  | No | No | 8.583333333333334 | 1 | 2 | N/A |  | 55.96 | 677 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx9525 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 5600 | Appraisal - 1007 |  |  |  | 5600 | Appraisal - 1007 | 136.13 |  | 0.73 | 0.73 | 7623.43 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 137600 | No |  | 1500 | 160.93 |  |  |  |  |  |  |  |  |  |  | No | No | 0.0 | 1 | 3 | N/A |  | 57.41 | 751 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx9251 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 19229 | 13100 | Appraisal - 1007 |  |  |  | 13100 | Appraisal - 1007 | 79.17 |  | 1.26 | 1.26 | 10371.79 | 12-31-2020 | 12 | 11-30-2020 | 12 | 12-31-2016 | 12 | 07-31-2021 |  | 07-31-2021 | 12 | 07-31-2022 | 12 |  |  | Yes | 124633.44 | No |  | 2393.66 | 168.75 |  |  |  |  |  |  |  |  |  |  | No | No |  | 1 | 3 | N/A | XXXX | 7.58 | 778 | XXXX | XXXX | XXXX | CA | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxxx9399 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 1000 | 1000 | Appraisal - 1007 |  |  |  | 1000 | Appraisal - 1007 | 124.13 |  | 0.81 | 0.81 | 1241.28 | 09-30-2022 |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 23910 | No |  | 108.53 | 84.25 |  | 0 |  |  |  |  |  |  |  |  | No | No | 9.416666666666666 | 1 | 3 | N/A |  | 137.71 | 793 | XXXX | XXXX | XXXX | CO | XXXX | XXXX |  | Vested Individual | XXXX | XXXX | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx9863 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 3800 | 4000 | Appraisal - 1007 |  |  |  | 3800 | Appraisal - 1007 | 100.29 |  | 1 | 1 | 3811.06 | 12-31-2022 | 12 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 22866.36 | Yes | 92 | 470.84 | 134.6 |  | 350000 |  |  |  |  |  |  |  |  | No | No | 11.583333333333334 | 1 | 4 | N/A |  | 64.24 | 763 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx9430 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 4000 | Appraisal - 1007 |  |  |  | 4000 | Appraisal - 1007 | 137.42 |  | 0.73 | 0.73 | 5496.64 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 20000 | Yes | 804.0 | 397.08 | 76.92 |  |  |  |  |  |  |  |  |  |  | No | No | 0.0 | 1 | 1 | N/A |  | 46.24 | 783 | XXXX | XXXX | XXXX | ID | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxxx0559 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 24 Month Bank Statement | Present | Yes | 2600 | 2300 | Appraisal - 1007 |  |  |  | 2300 | Appraisal - 1007 | 165.66 |  | 0.60 | 0 | 3810.28 | 01-01-2023 | 12 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 25000 | Yes | 240 | 633.4 | 56.76 |  | 362500 | 0 |  |  |  |  |  |  |  | No | No | 0.9166666666666666 | 1 | 2 | N/A |  | 32.51 | 750 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx9879 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 8000 | 3200 | Appraisal - 1025 |  |  |  | 3200 | Appraisal - 1025 | 97.09 |  | 1.03 | 1.03 | 3106.85 | 07-31-2023 | 12 | 05-31-2022 | 12 |  |  |  |  |  |  |  |  |  |  | Yes | 58576 | No |  | 392.89 | 219.08 |  |  |  |  |  |  |  |  |  |  | No | No | 3.25 | 1 | 3 | N/A |  | 156.16 | 689 | XXXX | XXXX | XXXX | CA | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxxx9936 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 1375 | 1350 | Appraisal - 1007 |  |  |  | 1350 | Appraisal - 1007 | 89.04 |  | 1.12 | 1.12 | 1202.02 | 05-15-2023 | 12 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 7100 | No |  | 193.04 | 138.46 |  |  |  |  |  |  |  |  |  |  | No | No |  | 1 | 6 | N/A |  | 94.35 | 706 | XXXX | XXXX | XXXX | IN | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0308 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2350 | Appraisal - 1007 |  |  |  | 2350 | Appraisal - 1007 | 86.45 |  | 1.16 | 1.16 | 2031.47 |  | 1 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 78200 | No |  | 179.56 | 237.33 |  |  |  |  |  |  |  |  |  |  | No | No | 0.0 | 1 | 2 | N/A |  | 37.61 | 745 | XXXX | XXXX | XXXX | TX | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0768 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 2500 | 2500 | Appraisal - 1007 |  |  |  | 2500 | Appraisal - 1007 | 111.87 |  | 0.89 | 0.89 | 2796.82 | 01-01-2024 | 36 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 32500 | Yes | 100.0 | 541 | 190.58 |  |  |  |  |  |  |  |  |  |  | No | No | 15.833333333333334 | 1 | 2 | N/A |  | 80.9 | 666 | XXXX | XXXX | XXXX | TX | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxxx0428 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 1700 | Appraisal - 1007 |  |  |  | 1700 | Appraisal - 1007 | 94.15 |  | 1.06 | 1.06 | 1600.55 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 19206.6 | No |  | 249.84 | 124.25 |  | 198000 |  |  |  |  |  |  |  |  | No | No | 0.0 | 1 | 2 | N/A |  | 11.45 | 723 | XXXX | XXXX | XXXX | GA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0680 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 14000 | Appraisal - 1007 |  |  |  | 14000 | Appraisal - 1007 | 87.09 |  | 1.15 | 1.15 | 12192.51 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 304459 | No |  | 2296.88 | 248.75 |  | 1260000 |  |  |  |  |  |  |  |  | No | No |  | 1 | 19 | N/A |  | 53.12 | 778 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0242 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 1450 | Appraisal - 1025 |  |  |  | 1450 | Appraisal - 1025 | 87.83 |  | 1.14 | 1.14 | 1273.59 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 24000 | No |  | 253.02 | 168.98 |  |  |  |  |  |  |  |  |  |  | No | No | 0.0 | 1 | 2 | N/A |  | 18.75 | 793 | XXXX | XXXX | XXXX | SC | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxxx0449 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 1300 | Appraisal - 1007 |  |  |  | 1300 | Appraisal - 1007 | 89.74 |  | 1.1 | 1.11 | 1166.67 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 14120.04 | No |  | 84.27 | 72.33 |  |  |  |  |  |  |  |  |  |  | No | No | 0.0 | 1 | 4 | N/A |  | 47.53 | 762 | XXXX | XXXX | XXXX | AL | XXXX | XXXX |  | Vested Individual | XXXX | XXXX | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0498 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2400 | Appraisal - 1007 |  |  |  | 2400 | Appraisal - 1007 | 83.6 |  | 1.2 | 1.2 | 2006.5 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 23000 | No |  | 281.77 | 67.25 |  |  |  |  |  |  |  |  |  |  | No | No | 0.0 | 1 | 1 | N/A |  | 29.75 | 604 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx1247 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2100 | Appraisal - 1007 |  |  |  | 2100 | Appraisal - 1007 | 123.19 |  | 0.81 | 0.81 | 2587.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 32410 | Yes | 95 | 145.13 | 49.5 |  | 0 |  |  |  |  |  |  |  |  | No | No |  | 1 | 1 | N/A |  | 44.98 | 769 | XXXX | XXXX | XXXX | NV | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0759 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 2300 | 1950 | Appraisal - 1007 |  |  |  | 1950 | Appraisal - 1007 | 121.96 |  | 0.82 | 0.82 | 2378.17 | 09-30-2023 | 12 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 58800 | Yes | 33.33 | 671.74 | 41.75 |  |  |  |  |  |  |  |  |  |  | No | No | 0.0 | 1 | 3 | N/A |  | 16.47 | 704 | XXXX | XXXX | XXXX | TX | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0540 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 4500 | 4500 | Appraisal - 1007 |  |  |  | 4500 | Appraisal - 1007 | 97.14 |  | 1.03 | 1.03 | 4371.47 | 05-31-2023 | 12 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 45880 | Yes | 90 | 397.75 | 56.42 |  | 575000 |  |  |  |  |  |  |  |  | No | No | 1.25 | 1 | 2 | N/A |  | 36.67 | 701 | XXXX | XXXX | XXXX | NV | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0763 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 24 Month Bank Statement | Present | Yes | 2070 | 1800 | Appraisal - 1007 |  |  |  | 1800 | Appraisal - 1007 | 92.81 |  | 0 | 0 | 1670.51 | 12-01-2024 | 24 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 84000 | No |  | 24.66 | 142.08 |  |  |  |  |  |  |  |  |  |  | No | No | 7.666666666666667 | 1 | 2 | N/A |  | 75.38 | 624 | XXXX | XXXX | XXXX | GA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx1093 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | W2/1099 Verified | Present | No | 0 | 5500 | Appraisal - 1007 |  |  |  | 5500 | Appraisal - 1007 | 53.55 |  | 0 | 0 | 2945.25 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 17671.5 | No |  | 84.13 | 207.13 |  | 442000 |  |  |  |  |  |  |  |  | No | No | 0.0 | 1 | 1 | N/A |  | 97.61 | 764 | XXXX | XXXX | XXXX | GA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx1026 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Asset Utilization (No DTI) | Present | No | 0 | 5000 | Appraisal - 1007 |  |  |  | 5000 | Appraisal - 1007 | 166.13 |  | 0.6 | 0 | 8306.54 | 08-31-2023 |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 30000 | No |  | 1385.41 | 727.75 |  | 1330000 |  |  |  |  |  |  |  |  | No | No | 11.583333333333334 | 1 | 3 | N/A |  | 602 | 783 | XXXX | XXXX | XXXX | CA | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 2 |
| xxxxxxx1208 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Full Doc | Present | No | 0 | 2700 | Appraisal - 1007 |  |  |  | 2700 | Appraisal - 1007 | 143.47 |  | 0 | 0 | 3873.67 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 27000 | Yes | 328 | 494.79 | 61.42 |  |  |  |  |  |  |  |  |  |  | No | No | 0.0 | 1 | 2 | N/A |  | 19.52 | 779 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx1233 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2100 | Appraisal - 1007 |  |  |  | 2100 | Appraisal - 1007 | 118.24 |  | 0.85 | 0.85 | 2483 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 24000 | Yes | 87.5 | 373.03 | 124.62 |  |  |  |  |  |  |  |  |  |  | No | No | 0.0 | 1 | 1 | N/A |  | 4.75 | 729 | XXXX | XXXX | XXXX | TX | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx1256 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 2YR Business P&L | Present | No | 0 | 2600 | Appraisal - 1007 |  |  |  | 2600 | Appraisal - 1007 | 168.79 |  | 0 | 0 | 4388.64 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 110000 | No |  | 437.09 | 178.73 |  |  |  |  |  |  |  |  |  |  | No | No | 0.0 | 1 | 2 | N/A |  | 12.28 | 782 | XXXX | XXXX | XXXX | GA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx1323 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 4000 | Appraisal - 1007 |  |  |  | 4000 | Appraisal - 1007 | 112.38 |  | 0.89 | 0.89 | 4495.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 53940.48 | No |  | 1266.81 | 187.92 |  |  |  |  |  |  |  |  |  |  | No | No | 0.0 | 1 | 2 | N/A |  | 197.19 | 759 | XXXX | XXXX | XXXX | TX | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0966 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 3175 | 3800 | Appraisal - 1025 |  |  |  | 3175 | Appraisal - 1025 | 99.14 |  | 1.01 | 1.01 | 3147.71 | 10-31-2022 | 1 | 10-31-2022 | 1 | 10-31-2022 | 1 |  |  |  |  |  |  |  |  | Yes | 52000 | No |  | 824.69 | 147.81 |  | 800000 | 0 |  |  |  |  |  |  |  | No | No | 1.25 | 1 | 2 | N/A |  | 90.1 | 774 | XXXX | XXXX | XXXX | CA | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxxx1002 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 5200 | 5200 | Appraisal - 1025 |  |  |  | 5200 | Appraisal - 1025 | 99.82 |  | 1 | 1 | 5190.51 | 11-11-2022 | 1 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 31143.06 | No |  | 809.26 | 125.09 |  | 800000 |  |  |  |  |  |  |  |  | No | No | 1.25 | 1 | 3 | N/A |  | 109.16 | 774 | XXXX | XXXX | XXXX | CA | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxxx1381 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 4100 | Appraisal - 1007 |  |  |  | 4100 | Appraisal - 1007 | 100.09 |  | 1 | 1 | 4103.5 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 24621 | No |  | 625 | 78.5 |  |  |  |  |  |  |  |  |  |  | No | No | 0.0 | 1 | 3 | N/A |  | 122.75 | 701 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx0904 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 2000 | 2300 | Appraisal - 1007 |  |  |  | 2000 | Appraisal - 1007 | 98.52 |  | 1.01 | 1.01 | 1970.48 | 10-31-2022 | 1 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 21700 | No |  | 253.33 | 236.83 |  |  |  |  |  |  |  |  |  |  | No | No | 19.5 | 1 | 2 | N/A |  | 125.69 | 728 | XXXX | XXXX | XXXX | FL | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx1427 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 24 Month Bank Statement | Present | Yes | 4500 | 4450 | Appraisal - 1007 |  |  |  | 4450 | Appraisal - 1007 | 149.93 |  | 0.5 | 0 | 6671.81 | 10-31-2022 | 1 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 82410 | No |  | 871.31 | 83.75 |  |  |  |  |  |  |  |  |  |  | No | No | 1.5 | 1 | 3 | N/A |  | 57.09 | 715 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx1425 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 24 Month Bank Statement | Present | Yes | 3500 | 3400 | Appraisal - 1007 |  |  |  | 3400 | Appraisal - 1007 | 133.74 |  | 0.56 | 0 | 4547.23 | 10-31-2022 | 1 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 60754 | No |  | 343.8 | 73.25 |  |  |  |  |  |  |  |  |  |  | No | No | 7.25 | 1 | 3 | N/A |  | 83.71 | 715 | XXXX | XXXX | XXXX | CA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx1084 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 6550 | 6600 | Appraisal - 1007 |  |  |  | 6550 | Appraisal - 1007 | 100.16 |  | 1 | 1 | 6560.76 | 08-31-2023 | 12 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 78600 | Yes | 540 | 951.8 | 84.58 |  | 400000 | 0 |  |  |  |  |  |  |  | No | No | 18.583333333333332 | 1 | 2 | N/A |  | 81.63 | 796 | XXXX | XXXX | XXXX | CA | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxxx1523 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 11625 | Appraisal - 1007 |  |  |  | 11625 | Appraisal - 1007 | 99.55 |  | 1 | 1 | 11573.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 279000 | No |  | 1873.83 | 283.33 |  | 315500 | 0 |  |  |  |  |  |  |  | No | No | 0.0 | 1 | 2 | N/A |  | 5.12 | 753 | XXXX | XXXX | XXXX | CA | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxxx1455 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 6500 | Appraisal - 1007 |  |  |  | 6500 | Appraisal - 1007 | 114.62 |  | 0.87 | 0.87 | 7450.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 91642 | Yes | 725.0 | 910.28 | 394.44 |  | 0 |  |  |  |  |  |  |  |  | No | No | 0.0 | 1 | 1 | N/A |  | 23.57 | 651 | XXXX | XXXX | XXXX | FL | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx1553 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 1400 | Appraisal - 1007 |  |  |  | 1400 | Appraisal - 1007 | 66.47 |  | 1.5 | 1.5 | 930.58 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 20000 | Yes |  | 116 | 57.33 |  | 68000 |  |  |  |  |  |  |  |  | No | No | 0.0 | 1 | 11 | N/A |  | 370.2 | 783 | XXXX | XXXX | XXXX | GA | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx1302 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2600 | Appraisal - 1007 |  |  |  | 2600 | Appraisal - 1007 | 97.57 |  | 1.02 | 1.02 | 2536.93 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 42100 | No |  | 421.22 | 151.33 |  | 250000 |  |  |  |  |  |  |  |  | No | No | 0.0 | 1 | 16 | N/A |  | 46.77 | 740 | XXXX | XXXX | XXXX | FL | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |
| xxxxxxx1478 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 2800 | 2200 | Appraisal - 1025 |  |  |  | 2200 | Appraisal - 1025 | 73.43 |  | 1.36 | 1.36 | 1615.57 | 08-15-2023 | 12 | 09-23-2023 | 12 |  |  |  |  |  |  |  |  |  |  | Yes | 26400 | No |  | 228.17 | 95.22 |  | 70500 |  |  |  |  |  |  |  |  | No | No | 1.3333333333333333 | 1 | 2 | N/A |  | 42.48 | 697 | XXXX | XXXX | XXXX | VA | XXXX | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | Yes | 1 |
| xxxxxxx9500 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 9500 | 8800 | Appraisal - 1007 |  |  |  | 8800 | Appraisal - 1007 | 120.89 |  | 0.83 | 0.83 | 10637.9 | 01-31-2023 |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 90000 | Yes | 484 | 645.7 | 1985.06 |  | 280000 |  |  |  |  |  |  |  |  | No | No | 2.5 | 1 | 1 | N/A |  | 85.61 | 720 | XXXX | XXXX | XXXX | FL | XXXX | XXXX |  | Vested Individual | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  | No | 0 |

---

## Exhibit 99.4

---

| | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Transaction ID** | **Field Name** | **Source** | **Verified Value** | **Bid Tape Value** | **Comment** |
| XXXX |  | XXXX | Loan Type | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Amount/Draw Amount | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Amount/Draw Amount | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Type | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Amount/Draw Amount | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Type | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Type | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Amount/Draw Amount | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Amount/Draw Amount | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Type | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Amount/Draw Amount | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Amount/Draw Amount | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Type | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Note Date | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Type | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Amount/Draw Amount | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Amount/Draw Amount | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Type | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Prepayment Penalty Flag | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Calculated DSCR | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying Monthly P&I Amount | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Prepayment Penalty Flag | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Type | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying CLTV | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying Monthly P&I Amount | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying LTV | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Prepayment Penalty Flag | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Type | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying Monthly P&I Amount | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying CLTV | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying LTV | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Borrower 1 Citizen | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Program | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | First Payment Date | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Type | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Mortgage Origination Channel | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Amount/Draw Amount | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Property Type | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Note Date | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Mortgage Origination Channel | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Type | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | First Payment Date | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Amount/Draw Amount | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Originator QM Status | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Note Date | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Originator QM Status | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | First Payment Date | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Note Date | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Type | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Prepayment Penalty Flag | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Amount/Draw Amount | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Originator QM Status | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Amount/Draw Amount | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Housing Debt/Income Ratio | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Calculated DSCR | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Type | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Amount/Draw Amount | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | ARM Initial Interest Rate Cap | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Type | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Amount/Draw Amount | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Type | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Prepayment Penalty Flag | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Type | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Amount/Draw Amount | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Originator QM Status | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Amount/Draw Amount | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Property Zip Code | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Type | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Amount/Draw Amount | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Type | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Amount/Draw Amount | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Prepayment Penalty Flag | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Type | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Amount/Draw Amount | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Program | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Note Date | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Type | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Amount/Draw Amount | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Type | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Amount/Draw Amount | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Program | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Prepayment Penalty Flag | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Type | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Amount/Draw Amount | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Prepayment Penalty Flag | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Type | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Program | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Prepayment Penalty Flag | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Type | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Prepayment Penalty Flag | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Note Date | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Originator QM Status | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Prepayment Penalty Flag | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Type | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Program | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | First Payment Date | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Prepayment Penalty Flag | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Note Date | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Originator QM Status | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Type | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Mortgage Origination Channel | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Program | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Note Date | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | First Payment Date | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | First Payment Date | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Program | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Type | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Note Date | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Prepayment Penalty Flag | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Originator QM Status | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Note Date | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Mortgage Origination Channel | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Program | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Type | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | First Payment Date | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Note Date | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Prepayment Penalty Flag | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | First Payment Date | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Program | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Type | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Note Date | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Originator QM Status | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Program | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Type | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Mortgage Origination Channel | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | First Payment Date | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Originator QM Status | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | First Payment Date | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Prepayment Penalty Flag | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Type | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Note Date | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Mortgage Origination Channel | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Program | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Calculated DSCR | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Type | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Prepayment Penalty Flag | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Type | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Prepayment Penalty Flag | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Originator QM Status | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Housing Debt/Income Ratio | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Type | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Type | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Originator QM Status | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Type | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Property Address | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Type | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Property Value | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | ARM Initial Interest Rate Cap | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Type | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Mortgage Origination Channel | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | First Payment Date | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Note Date | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Property Type | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Program | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | First Payment Date | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Borrower 2 First Name | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Borrower 2 Last Name | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Escrow Flag | postConsummationCdDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Note Date | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Borrower 2 Citizen | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Originator QM Status | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Mortgage Origination Channel | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Program | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | First Payment Date | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Type | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Prepayment Penalty Flag | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Note Date | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Type | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Index | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Type | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Prepayment Penalty Flag | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | ARM Initial Interest Rate Cap | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Borrower 1 First Name | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Type | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Type | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Type | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Prepayment Penalty Flag | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Type | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Prepayment Penalty Flag | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Originator QM Status | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Type | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Prepayment Penalty Flag | notePage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Borrower 1 First Name | notePage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Loan Program | the1003Page | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Property Type | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Loan Type | the1003Page | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | First Payment Date | notePage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Originator QM Status | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Borrower 1 Last Name | notePage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Loan Type | the1003Page | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | First Payment Date | notePage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Mortgage Origination Channel | the1003Page | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Housing Debt/Income Ratio | the1008Page | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Originator QM Status | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Loan Program | the1003Page | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Mortgage Origination Channel | the1003Page | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | First Payment Date | notePage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Loan Program | the1003Page | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Originator QM Status | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Borrower 1 Self-Employment Flag | employmentIncomePage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | First Payment Date | notePage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Loan Program | the1003Page | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Mortgage Origination Channel | the1003Page | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Loan Program | the1003Page | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Mortgage Origination Channel | the1003Page | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | First Payment Date | notePage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Housing Debt/Income Ratio | the1008Page | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Mortgage Origination Channel | the1003Page | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Loan Program | the1003Page | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | First Payment Date | notePage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Borrower 1 Self-Employment Flag | employmentIncomePage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Mortgage Origination Channel | the1003Page | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | First Payment Date | notePage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Housing Debt/Income Ratio | the1008Page | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Loan Program | the1003Page | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | First Payment Date | notePage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Mortgage Origination Channel | the1003Page | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Loan Program | the1003Page | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | First Payment Date | notePage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Loan Program | the1003Page | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | First Payment Date | notePage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Loan Program | the1003Page | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Housing Debt/Income Ratio | the1008Page | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Loan Program | the1003Page | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | First Payment Date | notePage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Originator QM Status | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Mortgage Origination Channel | the1003Page | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Housing Debt/Income Ratio | the1008Page | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Housing Debt/Income Ratio | the1008Page | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | First Payment Date | notePage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Loan Program | the1003Page | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | First Payment Date | notePage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Originator QM Status | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Housing Debt/Income Ratio | the1008Page | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Mortgage Origination Channel | the1003Page | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | First Payment Date | notePage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Mortgage Origination Channel | the1003Page | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Borrower 2 First Name | deedOfTrustPage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Originator QM Status | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Borrower 2 Last Name | deedOfTrustPage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | First Payment Date | notePage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Loan Program | the1003Page | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Escrow Flag | finalCdDetailPage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Loan Type | the1003Page | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Mortgage Origination Channel | the1003Page | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | First Payment Date | notePage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Property Zip Code | notePage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Escrow Flag | finalCdDetailPage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Loan Type | the1003Page | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Prepayment Penalty Flag | notePage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Loan Program | the1003Page | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Escrow Flag | finalCdDetailPage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Prepayment Penalty Flag | notePage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | First Payment Date | notePage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Loan Type | the1003Page | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Property Zip Code | notePage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Mortgage Origination Channel | the1003Page | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | First Payment Date | notePage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Loan Program | the1003Page | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Mortgage Origination Channel | the1003Page | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Originator QM Status | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Loan Type | the1003Page | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Loan Program | the1003Page | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Borrower 1 Citizen | the1003Page | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Property Value | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | First Payment Date | notePage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Mortgage Origination Channel | the1003Page | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Escrow Flag | finalCdDetailPage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Loan Program | the1003Page | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | First Payment Date | notePage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Loan Type | the1003Page | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Housing Debt/Income Ratio | the1008Page | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Property Type | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | First Payment Date | notePage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Loan Program | the1003Page | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Originator QM Status | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Mortgage Origination Channel | the1003Page | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Interest Only Flag | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Note Date | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Type | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Prepayment Penalty Flag | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Type | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Type | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Type | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Prepayment Penalty Flag | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Type | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Originator QM Status | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Borrower 1 First Name | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Type | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Index | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Type | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Prepayment Penalty Flag | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | ARM Initial Interest Rate Cap | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Index | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Originator QM Status | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | ARM Initial Interest Rate Cap | notePage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Calculated DSCR | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | First Payment Date | notePage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Qualifying CLTV | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Loan Type | the1003Page | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Qualifying LTV | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Loan Type | the1003Page | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Prepayment Penalty Flag | notePage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Calculated DSCR | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Qualifying CLTV | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Qualifying LTV | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Calculated DSCR | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Qualifying CLTV | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Prepayment Penalty Flag | notePage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Loan Type | the1003Page | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Loan Type | the1003Page | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Property Value | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Qualifying LTV | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Qualifying CLTV | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Prepayment Penalty Flag | notePage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Calculated DSCR | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Borrower 1 Citizen | the1003Page | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Qualifying CLTV | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Prepayment Penalty Flag | notePage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Calculated DSCR | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Qualifying LTV | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Loan Type | the1003Page | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Prepayment Penalty Flag | notePage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Loan Type | the1003Page | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Calculated DSCR | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Qualifying LTV | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Qualifying CLTV | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Calculated DSCR | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Qualifying CLTV | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Qualifying LTV | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Qualifying LTV | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Prepayment Penalty Flag | notePage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Calculated DSCR | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Loan Type | the1003Page | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Qualifying CLTV | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Qualifying CLTV | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Loan Type | the1003Page | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Calculated DSCR | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Qualifying LTV | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Prepayment Penalty Flag | notePage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Property Address | notePage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Property Zip Code | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Qualifying Total Reserves Number of Months | assetPage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Prepayment Penalty Total Term | notePage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Type | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Program | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Prepayment Penalty Flag | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Originator QM Status | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Program | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Type | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Program | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Type | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Index | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Originator QM Status | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Program | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | ARM Initial Interest Rate Cap | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Originator QM Status | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Program | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Originator QM Status | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Prepayment Penalty Flag | notePage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | First Payment Date | notePage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Loan Program | the1003Page | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Mortgage Origination Channel | the1003Page | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Originator QM Status | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Loan Type | the1003Page | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | First Payment Date | notePage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Escrow Flag | hudClosingDetailPage | XXXX | XXXX | XXXX |
| XXXX | XXXX | XXXX | Loan Type | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Originator QM Status | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Originator QM Status | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Escrow Flag | postConsummationCdDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Escrow Flag | finalCdDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Program | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Originator QM Status | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Index | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Originator QM Status | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Program | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Originator QM Status | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Program | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Housing Debt/Income Ratio | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Program | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Prepayment Penalty Flag | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Type | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Originator QM Status | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Program | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Type | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Interest Only Flag | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Program | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Escrow Flag | hudClosingDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Interest Only Flag | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Type | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Housing Debt/Income Ratio | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Note Date | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Originator QM Status | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Note Date | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Type | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Type | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Program | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Prepayment Penalty Flag | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Type | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Property Type | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Type | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Escrow Flag | postConsummationCdDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Borrower 1 Self-Employment Flag | employmentIncomePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Housing Debt/Income Ratio | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Note Date | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Type | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Program | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Prepayment Penalty Flag | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Property Zip Code | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Program | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Index | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Escrow Flag | postConsummationCdDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Originator QM Status | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Program | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Type | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Prepayment Penalty Flag | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Program | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Escrow Flag | postConsummationCdDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Interest Only Flag | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Initial Monthly P&I Or IO Payment | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Primary Appraised Property Value | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Originator Doc Type | employmentIncomePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Interest Rate | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Initial Monthly P&I Or IO Payment | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Calculated DSCR | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Borrower 1 First Name | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Escrow Flag | finalCdDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Originator QM Status | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Program | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Housing Debt/Income Ratio | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Escrow Flag | postConsummationCdDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Type | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Originator QM Status | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Originator QM Status | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Housing Debt/Income Ratio | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Escrow Flag | postConsummationCdDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Program | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Program | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Note Date | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Originator QM Status | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Program | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Housing Debt/Income Ratio | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Originator QM Status | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Program | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Interest Only Flag | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Interest Only Flag | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Escrow Flag | postConsummationCdDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Index | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Note Date | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Program | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Housing Debt/Income Ratio | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | ARM Initial Interest Rate Cap | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Program | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Type | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Type | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Program | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Originator QM Status | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Borrower 1 Last Name | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Type | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Program | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Prepayment Penalty Flag | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Interest Only Flag | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Borrower 1 Last Name | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Interest Only Flag | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Interest Only Flag | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Originator Doc Type | employmentIncomePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Originator QM Status | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Program | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Type | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Type | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Program | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Property Address | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Escrow Flag | postConsummationCdDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Type | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Prepayment Penalty Flag | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Type | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Program | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Prepayment Penalty Flag | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Escrow Flag | postConsummationCdDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Interest Only Flag | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Escrow Flag | finalCdDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Program | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Borrower 1 Last Name | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Interest Only Flag | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Borrower 1 Last Name | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Originator QM Status | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Program | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Calculated DSCR | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Calculated DSCR | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Calculated DSCR | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Calculated DSCR | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Calculated DSCR | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Interest Only Flag | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Escrow Flag | hudClosingDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Calculated DSCR | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Originator Doc Type | employmentIncomePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Calculated DSCR | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Prepayment Penalty Flag | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Prepayment Penalty Flag | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Interest Only Flag | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Escrow Flag | hudClosingDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Prepayment Penalty Flag | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Prepayment Penalty Flag | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Program | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Interest Only Flag | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Prepayment Penalty Flag | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Program | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Interest Only Flag | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Prepayment Penalty Flag | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Calculated DSCR | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Escrow Flag | finalCdDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Interest Only Flag | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Escrow Flag | finalCdDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Borrower 1 Self-Employment Flag | employmentIncomePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Program | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Higher Priced Mortgage Loan (HPML) Flag | complianceResultsPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Monthly Property Tax Amount | titlePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Interest Only Flag | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Prepayment Penalty Flag | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Monthly Property Tax Amount | titlePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Calculated DSCR | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Monthly Hazard Insurance Premium | propertyInsurancePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Calculated DSCR | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Calculated DSCR | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Monthly Property Tax Amount | titlePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Borrower 1 Last Name | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Prepayment Penalty Flag | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Initial Monthly P&I Or IO Payment | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Interest Only Flag | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Monthly Property Tax Amount | titlePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Interest Only Flag | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Calculated DSCR | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Borrower 1 Citizen | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Mortgage Origination Channel | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Property Zip Code | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Calculated DSCR | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Monthly Property Tax Amount | titlePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Borrower 1 Last Name | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Prepayment Penalty Flag | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Interest Only Flag | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Escrow Flag | hudClosingDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Prepayment Penalty Flag | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Prepayment Penalty Flag | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Calculated DSCR | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Monthly Property Tax Amount | titlePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Monthly Hazard Insurance Premium | propertyInsurancePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Interest Only Flag | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Monthly Property Tax Amount | titlePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Prepayment Penalty Flag | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Interest Only Flag | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Borrower 2 Self-Employment Flag | employmentIncomePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Originator Doc Type | employmentIncomePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Interest Only Flag | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Prepayment Penalty Flag | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Borrower 1 Self-Employment Flag | employmentIncomePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Originator Doc Type | employmentIncomePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Interest Only Flag | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Prepayment Penalty Flag | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Interest Only Flag | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Prepayment Penalty Flag | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Property Type | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Calculated DSCR | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Interest Only Flag | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Prepayment Penalty Flag | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Higher Priced Mortgage Loan (HPML) Flag | complianceResultsPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Borrower 1 Last Name | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Monthly Property Tax Amount | titlePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Calculated DSCR | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Calculated DSCR | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Originator Doc Type | employmentIncomePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Borrower 1 First Name | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Originator Doc Type | employmentIncomePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Interest Only Flag | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Originator Doc Type | employmentIncomePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Originator Doc Type | employmentIncomePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Escrow Flag | hudClosingDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Originator Doc Type | employmentIncomePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Originator Doc Type | employmentIncomePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Borrower 1 Self-Employment Flag | employmentIncomePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Originator Doc Type | employmentIncomePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Originator Doc Type | employmentIncomePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Monthly Property Tax Amount | titlePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Originator Doc Type | employmentIncomePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Borrower 1 First Name | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Originator Doc Type | employmentIncomePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Higher Priced Mortgage Loan (HPML) Flag | complianceResultsPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Originator Doc Type | employmentIncomePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Originator Doc Type | employmentIncomePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Originator Doc Type | employmentIncomePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Monthly Property Tax Amount | titlePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Monthly Hazard Insurance Premium | propertyInsurancePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Originator Doc Type | employmentIncomePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Originator Doc Type | employmentIncomePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Monthly Property Tax Amount | titlePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Calculated DSCR | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Originator Doc Type | employmentIncomePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Originator Doc Type | employmentIncomePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Higher Priced Mortgage Loan (HPML) Flag | complianceResultsPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Originator Doc Type | employmentIncomePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Originator Doc Type | employmentIncomePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Originator Doc Type | employmentIncomePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Property Type | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Interest Only Flag | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Originator Doc Type | employmentIncomePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Originator Doc Type | employmentIncomePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Proposed Mortgage Insurance | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Originator Doc Type | employmentIncomePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Originator Doc Type | employmentIncomePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Originator Doc Type | employmentIncomePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Calculated DSCR | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Originator Doc Type | employmentIncomePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Monthly Property Tax Amount | titlePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Originator Doc Type | employmentIncomePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Calculated DSCR | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Program | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Calculated DSCR | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Program | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Originator Doc Type | employmentIncomePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Loan Program | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | AUS Recommendation | the1008Page | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |

---

## Exhibit 99.4

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan**<br> **ID** | **Customer**<br> **Loan**<br> **ID** | **Seller**<br> **Loan**<br> **ID** | **TILA**<br> **Status** | **Application**<br> **Date** | **TRID** | **GSE** | **HOEPA**<br> **Fees** | **TILA**<br> **Fees** | **Rate**<br> **Lock**<br> **Date** | **Calculated**<br> **APR** | **Qualifying**<br> **P&I** | **Qualifying**<br> **Rate** | **Is**<br> **Borrower**<br> **Non**<br> **Occupant** | **Is**<br> **Co**<br> **Borrower**<br> **Non**<br> **Occupant** | **Borrower**<br> **Employment**<br> **Indicator** | **Co**<br> **Borrower**<br> **Employment**<br> **Indicator** | **Co**<br> **Borrower**<br> **2**<br> **Employment**<br> **Indicator** | **Co**<br> **Borrower**<br> **3**<br> **Employment**<br> **Indicator** | **Co**<br> **Borrower2**<br> **Length**<br> **of**<br> **Employment** | **Co**<br> **Borrower3**<br> **Length**<br> **of**<br> **Employment** | **Borrower**<br> **Citizenship**<br> **Indicator** | **Co**<br> **Borrower**<br> **Citizenship**<br> **Indicator** | **Co**<br> **Borrower**<br> **2**<br> **Citizenship**<br> **Indicator** | **Co**<br> **Borrower**<br> **3**<br> **Citizenship**<br> **Indicator** | **Borrower**<br> **Country**<br> **Name** | **Co**<br> **Borrower**<br> **Country**<br> **Name** | **Co**<br> **Borrower**<br> **2**<br> **Country**<br> **Name** | **Co**<br> **Borrower**<br> **3**<br> **Country**<br> **Name** | **Residual**<br> **Income** | **Num**<br> **Units** | **Annual**<br> **Property**<br> **Tax** | **Annual**<br> **Insurance**<br> **Costs** | **HOA**<br> **Name** | **HOA**<br> **Address**<br> **State** | **HOA**<br> **Fee**<br> **Amount** | **HOA**<br> **Next**<br> **Due**<br> **Date** | **HOA**<br> **Payment**<br> **Frequency** | **Investor**<br> **DTI** | **QM**<br> **DTI** | **Non**<br> **QM**<br> **DTI** | **Original**<br> **Credit**<br> **Report**<br> **Date** | **Borrower**<br> **1**<br> **Credit**<br> **Report**<br> **Date** | **Borrower**<br> **2**<br> **Credit**<br> **Report**<br> **Date** | **Borrower**<br> **3**<br> **Credit**<br> **Report**<br> **Date** | **Borrower**<br> **4**<br> **Credit**<br> **Report**<br> **Date** | **Qualifying**<br> **Credit**<br> **Score** | **Third**<br> **Wage**<br> **Earner**<br> **Original**<br> **FICO**<br> **Equifax** | **Third**<br> **Wage**<br> **Earner**<br> **Original**<br> **FICO**<br> **Experian** | **Third**<br> **Wage**<br> **Earner**<br> **Original**<br> **FICO**<br> **Transunion** | **Fourth**<br> **Wage**<br> **Earner**<br> **Original**<br> **FICO**<br> **Equifax** | **Fourth**<br> **Wage**<br> **Earner**<br> **Original**<br> **FICO**<br> **Experian** | **Fourth**<br> **Wage**<br> **Earner**<br> **Original**<br> **FICO**<br> **Transunion** | **Most**<br> **Recent**<br> **Updated**<br> **Credit**<br> **Report**<br> **Date** | **Third**<br> **Wage**<br> **Earner**<br> **Updated**<br> **FICO**<br> **Equifax** | **Third**<br> **Wage**<br> **Earner**<br> **Updated**<br> **FICO**<br> **Experian** | **Third**<br> **Wage**<br> **Earner**<br> **Updated**<br> **FICO**<br> **Transunion** | **Fourth**<br> **Wage**<br> **Earner**<br> **Updated**<br> **FICO**<br> **Equifax** | **Fourth**<br> **Wage**<br> **Earner**<br> **Updated**<br> **FICO**<br> **Experian** | **Fourth**<br> **Wage**<br> **Earner**<br> **Updated**<br> **FICO**<br> **Transunion** | **Most**<br> **Recent**<br> **Updated**<br> **Co**<br> **Borrower**<br> **2**<br> **FICO** | **Most**<br> **Recent**<br> **Updated**<br> **Co**<br> **Borrower**<br> **3**<br> **FICO** | **Co**<br> **Borrower**<br> **2**<br> **Asset**<br> **Verification**<br> **Level** | **Co**<br> **Borrower**<br> **3**<br> **Asset**<br> **Verification**<br> **Level** | **Co**<br> **Borrower**<br> **2**<br> **Income**<br> **Verification**<br> **Level** | **Co**<br> **Borrower**<br> **3**<br> **Income**<br> **Verification**<br> **Level** | **Co**<br> **Borrower**<br> **2**<br> **Employment**<br> **Verification**<br> **Level** | **Co**<br> **Borrower**<br> **3**<br> **Employment**<br> **Verification**<br> **Level** | **Asset**<br> **Depletion**<br> **Flag** | **Bank**<br> **Statements**<br> **Flag** | **Number**<br> **of**<br> **Statements** | **Type**<br> **of**<br> **Statements** | **Percent**<br> **of**<br> **Income**<br> **From**<br> **Statements** | **Borrower**<br> **Business**<br> **Ownership%** | **CoBorrower**<br> **Business**<br> **Ownership%** | **P&L**<br> **Type** | **Income**<br> **Doc**<br> **Detail** | **Tax**<br> **Return**<br> **Doc**<br> **Details** | **Document**<br> **Level** | **Most**<br> **Recent**<br> **Bankruptcy**<br> **Type** | **Most**<br> **Recent**<br> **Bankruptcy**<br> **Filing**<br> **Date** | **Most**<br> **Recent**<br> **Bankruptcy**<br> **Discharge**<br> **Date** | **Number**<br> **of**<br> **Bankruptcy**<br> **Events** | **Months**<br> **Bankruptcy**<br> **7**<br> **11**<br>| **Months**<br> **Bankruptcy**<br> **13**<br>| **Most**<br> **Recent**<br> **Deed**<br> **in**<br> **Lieu**<br> **Date** | **Number**<br> **of**<br> **Deed**<br> **in**<br> **Lieu**<br> **Events** | **Months**<br> **Deed**<br> **in**<br> **Lieu** | **Most**<br> **Recent**<br> **Short**<br> **Sale**<br> **Date** | **Number**<br> **of**<br> **Short**<br> **Sale**<br> **Events** | **Months**<br> **Short**<br> **Sale**<br> **(or**<br> **Pre**<br> **FC)**<br>| **Most**<br> **Recent**<br> **Foreclosure**<br> **Date** | **Number**<br> **of**<br> **Foreclosure**<br> **Events** | **Months**<br> **Foreclosure** | **Prior**<br> **Mortgage/Rent**<br> **Late**<br> **30d**<br> **in**<br> **24m**<br>| **Prior**<br> **Mortgage/Rent**<br> **Late**<br> **60d**<br> **in**<br> **24m**<br>| **Prior**<br> **Mortgage/Rent**<br> **Late**<br> **90d**<br> **in**<br> **24m**<br>| **Has**<br> **ACH** | **Guideline**<br> **Name** | **UW**<br> **Guideline**<br> **Author** | **QM**<br> **Regulation**<br> **Failures** | **ATR**<br> **QM**<br> **Total**<br> **Points**<br> **and**<br> **Fees**<br> **Audit** | **Loan**<br> **Regulation**<br> **Benchmark**<br> **Date** | **Benchmark**<br> **Rate** | **HUD**<br> **1**<br> **Page**<br> **1**<br> **Credits**<br> **Total** | **Collateral**<br> **Underwriter**<br> **Risk**<br> **Score** | **AUS**<br> **Decision**<br> **System** | **Property**<br> **Inspection**<br> **Waiver**<br> (PIW) | **Rating**<br> **Result** | **Eligible**<br> **For**<br> **Rep**<br> **and**<br> **Warrant**<br> **Relief**<br> **Per**<br> **Collateral**<br> **Advisor** | **Is**<br> **Equity**<br> **Shared**<br> **Loan** | **Investor**<br> **Qualifying**<br> **Rate** | **Borrower**<br> **Years**<br> **of**<br> **W2s** | **CoBorrower**<br> **Years**<br> **of**<br> **W2s** | **Years**<br> **of**<br> **Personal**<br> **Tax**<br> **Returns** | **Years**<br> **of**<br> **Business**<br> **Tax**<br> **Returns** | **Years**<br> **of**<br> **4506T** | **Years**<br> **of**<br> **Tax**<br> **Transcripts** | **Months**<br> **of**<br> **Personal**<br> **Bank**<br> **Statements** | **Months**<br> **of**<br> **Business**<br> **Bank**<br> **Statements** | **Months**<br> **of**<br> **Profit**<br> **and**<br> **Loss**<br> **Statements** | **Expense**<br> **Letter** | **Originator**<br> **DSCR** | **DSCR** | **Inverse**<br> **DSCR** | **Subordinate**<br> **Lien**<br> **Type** | **Is**<br> **Shared**<br> **Appreciation**<br> **Mortgage** | **CPA**<br> **Letter**<br> **Flag** | **#**<br> **of**<br> **Months**<br> **CPA**<br> **verified**<br> **income** | **WVOE**<br> **Flag** | **#**<br> **of**<br> **Months**<br> **WVOE** | **Right**<br> **to**<br> **Cancel**<br> **Form**<br> **Type** | **Borrower**<br> **Originator**<br> **Citizenship**<br> **Designation** | **Borrower**<br> **Verified**<br> **Citizenship**<br> **Designation** | **Borrower**<br> **Individual**<br> **Tax**<br> **Identification**<br> **Number**<br> **(ITIN)?**<br>| **Borrower**<br> **Photo**<br> **Identification**<br> **Type** | **Borrower**<br> **Photo**<br> **Identification**<br> **Other**<br> **Type** | **Borrower**<br> **Photo**<br> **ID**<br> **State**<br> **of**<br> **Issuance** | **Borrower**<br> **Photo**<br> **ID**<br> **Country**<br> **of**<br> **Issuance** | **Borrower**<br> **Photo**<br> **ID**<br> **Expiration**<br> **Date** | **Borrower**<br> **Passport**<br> **Country**<br> **of**<br> **Origin** | **Borrower**<br> **Passport**<br> **Expiration**<br> **Date** | **Borrower**<br> **Non-US**<br> **Citizen**<br> **Identification**<br> **Document** | **Borrower**<br> **Date**<br> **of**<br> **Resident**<br> **Since/Valid**<br> **Date** | **Borrower**<br> **Non-US**<br> **Document**<br> **Expiration**<br> **Date** | **Co**<br> **Borrower**<br> **Originator**<br> **Citizenship**<br> **Designation** | <br> **Co**<br> **Borrower**<br> **Verified**<br> **Citizenship**<br> **Designation** | **Co**<br> **Borrower**<br> **Individual**<br> **Tax**<br> **Identification**<br> **Number**<br> **(ITIN)?** | **Co**<br> **Borrower**<br> **Photo**<br> **Identification**<br> **Type** | **Co**<br> **Borrower**<br> **Photo**<br> **Identification**<br> **Other**<br> **Type** | <br> **Co**<br> **Borrower**<br> **Photo**<br> **ID**<br> **State**<br> **of**<br> **Issuance** | **Co**<br> **Borrower**<br> **Photo**<br> **ID**<br> **Country**<br> **of**<br> **Issuance** | **Co**<br> **Borrower**<br> **Photo**<br> **ID**<br> **Expiration**<br> **Date** | **Co**<br> **Borrower**<br> **Passport**<br> **Country**<br> **of**<br> **Origin** | **Co**<br> **Borrower**<br> **Passport**<br> **Expiration**<br> **Date** | **Co**<br> **Borrower**<br> **Non-US**<br> **Citizen**<br> **Identification**<br> **Document** | **Co**<br> **Borrower**<br> **Date**<br> **of**<br> **Resident**<br> **Since/Valid**<br> **Date** | **Co**<br> **Borrower**<br> **Non-US**<br> **Document**<br> **Expiration**<br> **Date** | **Co**<br> **Borrower**<br> **2**<br> **Originator**<br> **Citizenship**<br> **Designation** | <br> **Co**<br> **Borrower**<br> **2**<br> **Verified**<br> **Citizenship**<br> **Designation** | **Co**<br> **Borrower**<br> **2**<br> **Individual**<br> **Tax**<br> **Identification**<br> **Number**<br> **(ITIN)?** | **Co**<br> **Borrower**<br> **2**<br> **Photo**<br> **Identification**<br> **Type** | **Co**<br> **Borrower**<br> **2**<br> **Photo**<br> **Identification**<br> **Other**<br> **Type** | **Co**<br> **Borrower**<br> **2**<br> **Photo**<br> **ID**<br> **Country**<br> **of**<br> **Issuance** | **Co**<br> **Borrower**<br> **2**<br> **Photo**<br> **ID**<br> **Expiration**<br> **Date** | **Co**<br> **Borrower**<br> **2**<br> **Passport**<br> **Country**<br> **of**<br> **Origin** | **Co**<br> **Borrower**<br> **2**<br> **Passport**<br> **Expiration**<br> **Date** | **Co**<br> **Borrower**<br> **2**<br> **Non-US**<br> **Citizen**<br> **Identification**<br> **Document** | **Co**<br> **Borrower**<br> **2**<br> **Date**<br> **of**<br> **Resident**<br> **Since/Valid**<br> **Date** | **Co**<br> **Borrower**<br> **2**<br> **Non-US**<br> **Document**<br> **Expiration**<br> **Date** | **Co**<br> **Borrower**<br> **3**<br> **Originator**<br> **Citizenship**<br> **Designation** | <br> **Co**<br> **Borrower**<br> **3**<br> **Verified**<br> **Citizenship**<br> **Designation** | **Co**<br> **Borrower**<br> **3**<br> **Individual**<br> **Tax**<br> **Identification**<br> **Number**<br> **(ITIN)?** | **Co**<br> **Borrower**<br> **3**<br> **Photo**<br> **Identification**<br> **Type** | **Co**<br> **Borrower**<br> **3**<br> **Photo**<br> **Identification**<br> **Other**<br> **Type** | <br> **Co**<br> **Borrower**<br> **3**<br> **Photo**<br> **ID**<br> **State**<br> **of**<br> **Issuance** | **Co**<br> **Borrower**<br> **3**<br> **Photo**<br> **ID**<br> **Country**<br> **of**<br> **Issuance** | **Co**<br> **Borrower**<br> **3**<br> **Photo**<br> **ID**<br> **Expiration**<br> **Date** | **Co**<br> **Borrower**<br> **3**<br> **Passport**<br> **Country**<br> **of**<br> **Origin** | **Co**<br> **Borrower**<br> **3**<br> **Passport**<br> **Expiration**<br> **Date** | **Co**<br> **Borrower**<br> **3**<br> **Non-US**<br> **Citizen**<br> **Identification**<br> **Document** | **Co**<br> **Borrower**<br> **3**<br> **Date**<br> **of**<br> **Resident**<br> **Since/Valid**<br> **Date** | **Co**<br> **Borrower**<br> **3**<br> **Non-US**<br> **Document**<br> **Expiration**<br> **Date** | **Date**<br> **of**<br> **Prior**<br> **Sale** | **Days**<br> **Since**<br> **Prior**<br> **Sale** | **Total**<br> **Adjusted**<br> **Prior**<br> **Purchase**<br> **Price** |
| xxxxxxx0105 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $11798.77 | XXXX |  | $1075.52 | 4.375% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $3997.08 | $4582.56 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 683 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 - Not Stated Not Verified | 1 - Not Stated Not Verified |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 4.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | N/A |  | 2.680 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0524 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $17288.66 | XXXX |  | $2296.88 | 4.375% | Yes | Yes |  |  |  |  |  |  | US Citizen | US Citizen |  |  | United States | United States |  |  |  | 4 | $4874.16 | $1284.96 | XXXX | WA | $425.00 |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX | XXXX |  |  | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 - Not Stated Not Verified | 1 - Not Stated Not Verified |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower \|\| Co Borrower | Borrower \|\| Co Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 4.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 1.610 |  |  | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0525 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $19001.44 | XXXX |  | $2552.08 | 4.375% | Yes | Yes |  |  |  |  |  |  | US Citizen | US Citizen |  |  | United States | United States |  |  |  | 4 | $4111.68 | $1473.00 | XXXX | WA | $425.00 |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX | XXXX |  |  | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 - Not Stated Not Verified | 1 - Not Stated Not Verified |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower \|\| Co Borrower | Borrower \|\| Co Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 4.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 1.740 |  |  | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0378 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $8661.44 | XXXX |  | $816.41 | 4.750% | Yes |  |  |  |  |  |  |  | Non Permanent Resident Alien |  |  |  | Mexico | United States |  |  |  | 1 | $3008.52 | $1793.40 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 744 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 - Not Stated Not Verified | 1 - Not Stated Not Verified |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 4.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 1.480 |  |  | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0380 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $12366.46 | XXXX |  | $1380.47 | 4.750% | Yes |  |  |  |  |  |  |  | Non Permanent Resident Alien |  |  |  | Mexico | United States |  |  |  | 1 | $5678.16 | $1622.04 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 723 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 12 | Business | 0.00% | 100.00% |  |  | Borrower - Other - Business Bank Statements Verified | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 4.750% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  | N/A |  | 1.510 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0023 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $3000.00 | XXXX |  | $1518.27 | 4.490% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 3 | $4181.04 | $462.12 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 715 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 - Not Stated Not Verified | 1 - Not Stated Not Verified |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 4.490% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 1.770 |  |  | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0061 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 11715 | $13250.62 | XXXX | 4.960% | $2717.78 | 4.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  | United States | United States |  |  |  | 1 | $3445.08 | $897.00 | XXXX |  |  |  |  | 32.58% | 32.58% | 32.58% | XXXX | XXXX | XXXX |  |  | 656 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  | 0.00% | 0.00% |  | Audited | Borrower - Wage - 1 YR Personal Tax Returns Verified, YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - Wage - 1 YR Personal Tax Returns Verified, YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Full Doc |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 11715 |  | 3.160% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 4.750% | 2 | 2 | 1 | 0 | 2 | 2 |  |  | 24 |  |  | 0.000 |  | N/A | No | NA |  | Yes | 36 | H8 (New Creditor) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0503 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $14126.67 | XXXX |  | $3166.67 | 4.750% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $12548.40 | $1304.04 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 - Not Stated Not Verified | 1 - Not Stated Not Verified |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 4.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 1.020 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0027 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $25288.71 | XXXX |  | $5630.21 | 4.990% | Yes | Yes |  |  |  |  |  |  | US Citizen | US Citizen |  |  | United States | United States |  |  |  | 1 | $11797.32 | $21618.48 | XXXX | FL | $1333.33 |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX | XXXX |  |  | 696 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower \|\| Co Borrower | Borrower \|\| Co Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 4.990% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 1.240 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0091 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $13434.82 | XXXX |  | $3363.12 | 4.500% | Yes |  |  |  |  |  |  |  | Permanent Resident Alien |  |  |  | United States | United States |  |  |  | 1 | $6913.08 | $1086.96 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 791 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 4.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 1.120 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0571 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $10340.00 | XXXX |  | $1773.27 | 6.250% | Yes |  | Employed |  |  |  |  |  | Non Permanent Resident Alien |  |  |  | Haiti |  |  |  |  | 1 | $4500.00 | $3793.68 | XXXX |  |  |  |  | 47.45% | 48.41% | 48.41% | XXXX | XXXX |  |  |  | 642 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 2 | Personal | 0.00% | 0.00% |  |  | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Personal Bank Statements Verified | Borrower | Full Doc |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.250% | 2 | 0 | 0 | 0 | 0 | 0 | 2 |  |  |  | 0.82 | 0.000 |  |  | No | NA |  | Yes | 24 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0553 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $9415.33 | XXXX |  | $1720.31 | 4.250% | Yes |  |  |  |  |  |  |  | Non Permanent Resident Alien |  |  |  | China |  |  |  |  | 1 | $6725.04 | $918.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 713 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 4.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.91 | 0.910 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0569 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $2676.60 | XXXX |  | $1697.57 | 4.375% | Yes |  |  |  |  |  |  |  | Non Permanent Resident Alien |  |  |  | China |  |  |  | $0.00 | 1 | $9081.48 | $1188.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 640 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 4.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.31 | 1.310 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0180 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $2517.84 | XXXX |  | $2477.64 | 7.510% | Yes |  | Employed |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $4271.64 | $1914.24 | XXXX | FL | $521.00 |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 786 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.510% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 1.670 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0182 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $6645.16 | XXXX |  | $924.43 | 6.650% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $2652.12 | $956.04 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 704 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.650% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 1.390 |  |  | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0189 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $9850.70 | XXXX |  | $1234.36 | 4.700% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 2 | $2389.44 | $1464.48 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 749 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 4.700% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 1.160 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0085 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 15661 | $17732.43 | XXXX | 7.165% | $2386.69 | 6.990% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $8081.52 | $1142.04 | XXXX | TX | $47.92 |  |  | 47.15% | 47.62% | 47.62% | XXXX | XXXX |  |  |  | 745 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - 1 YR Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, CPA Letter Verified, 1 YR W2 1099 Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Business Bank Statements Verified, 1040 Schedule E Verified | Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 15661 |  | 3.920% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.990% | 1 | 0 | 1 | 2 | 2 | 1 |  | 12 |  |  |  | 0.000 |  | N/A | No | Yes | 51 | Yes | 36 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0181 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 1995 | $2134.38 | XXXX | 4.514% | $5649.54 | 4.500% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $21272.04 | $5310.12 | XXXX | CA | $650.00 |  |  | 36.31% | 37.98% | 37.98% | XXXX | XXXX |  |  |  | 738 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Personal Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 1995 |  | 3.280% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 4.500% | 0 | 0 | 0 | 0 | 0 | 0 | 12 |  |  |  | 0.00 | 0.000 |  | N/A | No | Yes | 12 | No |  | H8 (New Creditor) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0168 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 1995 | $2508.59 | XXXX | 4.568% | $1564.14 | 4.500% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $4274.04 | $616.92 | XXXX | CA | $200.00 |  |  | 22.11% | 22.12% | 22.12% | XXXX | XXXX |  |  |  | 777 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  | 1 - Not Stated Not Verified | 1 - Not Stated Not Verified |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 1995 |  | 3.620% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 4.500% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  | 0.00 | 0.000 |  | N/A | No | Yes | 24 | Yes | 24 | H8 (New Creditor) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0121 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 13148.2 | $16970.70 | XXXX | 4.580% | $7042.93 | 4.500% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $13274.52 | $2487.96 | XXXX | CA | $184.00 |  |  | 9.85% | 9.85% | 9.85% | XXXX | XXXX |  |  |  | 798 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Personal Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 13148.2 |  | 3.760% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 4.500% | 0 | 0 | 0 | 0 | 0 | 0 | 12 |  |  |  | 0.00 | 0.000 |  | N/A | No | Yes | 12 | Yes | 12 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx6927 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $19025.81 | XXXX |  | $3647.35 | 5.990% | Yes | Yes |  |  |  |  |  |  | US Citizen | Permanent Resident Alien |  |  | United States | Mexico |  |  | $0.00 | 6 | $8796.72 | $5363.04 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX | XXXX |  |  | 738 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower \|\| Co Borrower | Borrower \|\| Co Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 5.990% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 2.09 | 2.280 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0236 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $23692.50 |  |  | $4125.00 | 6.000% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $7576.92 | $1036.80 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 780 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  | 1 - Not Stated Not Verified | 1 - Not Stated Not Verified |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 1.030 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0342 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $4682.59 | XXXX |  | $730.98 | 7.125% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $1860.00 | $825.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 813 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 1.100 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0052 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $11144.75 | XXXX |  | $1640.63 | 5.250% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 2 | $9649.56 | $1681.44 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 793 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $9498.26 |  | Manual Underwriting | No | Manual Underwriting |  | No | 5.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 1.080 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8532 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $16084.80 | XXXX |  | $5034.34 | 7.500% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 2 | $6938.88 | $2065.92 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 673 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $3732.33 |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.90 | 0.900 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0255 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $30753.82 | XXXX |  | $6816.12 | 5.990% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $3451.20 | $4377.96 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 755 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  | 1 - Not Stated Not Verified | 1 - Not Stated Not Verified |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 5.990% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 1.210 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0210 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 10475 | $11473.25 | XXXX | 6.410% | $1859.29 | 6.125% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $4506.96 | $1770.00 | XXXX |  |  |  |  | 40.15% | 40.16% | 40.16% | XXXX | XXXX |  |  |  | 710 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 10475 |  | 4.790% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.125% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  |  | 0.000 |  | N/A | No | Yes | 24 | Yes | 24 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0368 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $11283.55 | XXXX |  | $1600.86 | 6.250% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $722.16 | $1106.04 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 704 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 1.080 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0433 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $13122.60 |  |  | $2523.02 | 6.625% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $8215.44 | $2516.04 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 777 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 0.750 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0313 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $1994.17 | XXXX |  | $770.83 | 9.250% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $1199.76 | $932.04 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 653 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  | 1 - Not Stated Not Verified | 1 - Not Stated Not Verified |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 9.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 1.270 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0317 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $1969.17 | XXXX |  | $770.83 | 9.250% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $1024.80 | $1089.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 653 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  | 1 - Not Stated Not Verified | 1 - Not Stated Not Verified |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 9.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 1.320 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0219 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $3175.20 | XXXX |  | $4664.50 | 6.000% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $4607.52 | $4191.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 738 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  | 1 - Not Stated Not Verified | 1 - Not Stated Not Verified |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 2.010 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0254 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $6148.79 |  |  | $2005.11 | 6.125% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $9451.68 | $1944.96 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 658 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 1.520 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0365 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $11473.63 | XXXX |  | $1640.63 | 7.500% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 2 | $3569.40 | $2213.04 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 710 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 1.040 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0371 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $9568.75 | XXXX |  | $3281.25 | 5.250% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 3 | $9024.24 | $1596.96 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 721 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 - Not Stated Not Verified | 1 - Not Stated Not Verified |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 5.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 1.370 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0005 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $14706.81 | XXXX |  | $2722.43 | 5.125% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $3971.52 | $4606.08 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 787 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  | 100.00% |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 5.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 1.160 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0349 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $10676.54 | XXXX |  | $1632.81 | 4.750% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $3367.08 | $873.48 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 748 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 4.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 1.210 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0347 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $10078.50 | XXXX |  | $1938.07 | 4.500% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $3909.24 | $1517.28 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 748 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 4.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 1.000 |  |  | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0330 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $53994.00 | XXXX |  | $8400.00 | 4.500% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $27461.64 | $3042.96 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 4.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 1.100 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0346 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $10213.63 | XXXX |  | $1976.07 | 4.500% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $3654.48 | $1191.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 748 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 4.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 1.010 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0341 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $34779.00 | XXXX |  | $3750.00 | 4.500% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $2199.00 | $518.04 | XXXX | CA | $1350.00 |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 803 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 4.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 1.410 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0348 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $10468.13 | XXXX |  | $1585.31 | 4.750% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $3612.60 | $1058.28 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 748 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 4.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 1.010 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0338 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $7977.53 | XXXX |  | $1285.35 | 4.625% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $6000.00 | $979.68 | XXXX | CA | $424.00 |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 764 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 4.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 1.050 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0380 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $9965.00 | XXXX |  | $1520.06 | 4.500% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $5000.04 | $789.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 783 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 4.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 0.720 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8357 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $37070.21 | XXXX |  | $6301.09 | 6.375% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $16690.20 | $3992.04 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 789 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.93 | 0.970 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8156 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $8517.51 | XXXX |  | $1608.98 | 5.875% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 3 | $2857.20 | $995.04 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 772 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 5.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 2.14 | 2.140 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8345 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $17952.50 | XXXX |  | $2305.12 | 6.625% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  | $0.00 | 1 | $1406.16 | $881.04 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 699 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.84 | 0.840 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0332 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $10474.21 | XXXX |  | $1793.75 | 5.250% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $2074.20 | $560.04 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 769 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 5.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 1.340 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0404 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $11045.49 | XXXX |  | $1336.74 | 6.125% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $3391.32 | $2410.32 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 717 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 1.540 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0368 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 16298.22 | $16632.44 | XXXX | 5.864% | $6105.63 | 5.750% | No | No | Retired | Retired |  |  |  |  | US Citizen | US Citizen |  |  | United States | United States |  |  |  | 1 | $4212.00 | $2042.04 | XXXX |  |  |  |  | 23.04% | 23.05% | 23.05% | XXXX | XXXX | XXXX |  |  | 800 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No | 12 | Personal | 0.00% | 100.00% |  |  | Borrower - Asset Depletion - Personal Bank Statements Verified \|\| Co Borrower - Asset Depletion - Personal Bank Statements Verified | Borrower \|\| Co Borrower | Asset Depletion |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 16298.22 |  | 5.070% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 5.750% | 0 | 0 | 0 | 0 | 0 | 0 | 12 |  |  |  |  | 0.000 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0346 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $6002.42 | XXXX |  | $1422.46 | 5.750% | Yes |  |  |  |  |  |  |  | Permanent Resident Alien |  |  |  | Mexico | United States |  |  |  | 4 | $6228.12 | $3669.96 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 771 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 5.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 1.160 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0484 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $59218.81 | XXXX |  | $9696.09 | 5.625% | Yes |  |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  | United States |  |  |  | 1 | $36877.44 | $4242.96 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 723 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 5.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 1.030 |  |  | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0161 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 16301.75 | $22384.22 | XXXX | 6.385% | $5756.96 | 6.250% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $3905.64 | $2853.96 | XXXX | ID | $41.58 |  |  | 30.34% | 30.29% | 30.29% | XXXX | XXXX |  |  |  | 715 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 16301.75 |  | 5.070% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  |  | 0.000 |  | N/A | No | Yes | 12 | Yes | 12 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0082 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $16701.14 | XXXX |  | $5801.15 | 5.865% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 4 | $16362.48 | $750.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 741 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 5.865% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 1.170 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0157 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $44568.01 | XXXX |  | $8575.00 | 6.125% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $9239.76 | $1272.96 | XXXX | WA | $1.00 |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 703 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 1.010 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0426 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $5650.87 | XXXX |  | $1585.32 | 5.875% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $6403.32 | $1641.96 | XXXX | TX | $31.00 |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 772 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 5.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 1.050 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0119 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 2195 | $4873.91 | XXXX | 6.936% | $5025.51 | 6.875% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $10625.04 | $303.12 | XXXX | CA | $212.00 |  |  | 37.01% | 37.01% | 37.01% | XXXX | XXXX |  |  |  | 797 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 16 | Personal,Business | 100.00% | 100.00% |  |  | Borrower - SEPartnership - CPA Letter Verified, Written VOE Verified, Personal Bank Statements Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 2195 |  | 4.740% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 | 4 | 12 |  |  |  | 0.000 |  | N/A | No | Yes | 30 | Yes | 30 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0127 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $2616.55 | XXXX |  | $713.46 | 6.750% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $1998.24 | $2160.60 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 689 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 1.040 |  |  | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0125 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 7090 | $9617.81 | XXXX | 7.805% | $2292.52 | 7.750% | No | No | Employed | Employed |  |  |  |  | Non Permanent Resident Alien | Permanent Resident Alien |  |  | Mexicana |  |  |  | $6476.47 | 1 | $5000.04 | $662.16 | XXXX |  |  |  |  | 33.10% | 33.10% | 33.10% | XXXX | XXXX | XXXX |  |  | 683 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  | 0.00% | 100.00% |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS IRS Transcripts Verified | Borrower - 2 YRS IRS Transcripts Verified \|\| Co Borrower - 2 YRS IRS Transcripts Verified | Full Doc |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 7090 |  | 4.740% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 7.750% | 2 | 2 | 0 | 0 | 0 | 2 |  |  |  |  |  | 0.000 |  | N/A | No | NA |  | Yes | 84 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0008 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $12192.00 | XXXX |  | $1820.00 | 8.125% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $1056.84 | $1819.68 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 730 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  | 1 - Not Stated Not Verified | 1 - Not Stated Not Verified |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 8.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 1.020 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0163 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $5215.84 | XXXX |  | $1180.13 | 8.990% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $681.96 | $2212.80 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 730 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 8.990% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 1.130 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0483 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $21377.50 | XXXX |  | $2562.50 | 6.250% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $5178.48 | $6727.92 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 722 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 1.070 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0058 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $9380.83 | XXXX |  | $2208.33 | 6.625% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $7107.12 | $480.00 | XXXX | CA | $214.00 |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 775 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 1.290 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0070 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $11645.26 | XXXX |  | $1951.61 | 6.625% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $8645.40 | $1539.72 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 704 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 0.800 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0343 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $6744.21 | XXXX |  | $1390.68 | 5.750% | Yes |  |  |  |  |  |  |  | Permanent Resident Alien |  |  |  | Mexico | United States |  |  |  | 4 | $6475.08 | $3212.04 | XXXX | TX | $26.25 |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 5.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 1.290 |  |  | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0257 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $9005.80 | XXXX |  | $1799.22 | 5.875% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $1874.16 | $995.04 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 775 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 5.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 0.910 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0082 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $3699.78 | XXXX |  | $2504.67 | 8.500% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $2854.32 | $4027.92 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 726 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio | 13 | 10/XX/2015 | 11/XX/2015 | 1 |  | 77 |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 8.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 0.780 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0501 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 5795 | $7207.92 | XXXX | 8.463% | $1484.99 | 8.125% | No |  | Employed |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $2209.56 | $699.00 | XXXX |  |  |  |  | 40.60% | 39.45% | 39.45% | XXXX | XXXX |  |  |  | 614 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  | 0.00% | 0.00% |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Full Doc |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 5795 |  | 4.790% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 8.125% | 2 | 0 | 2 | 0 | 2 | 2 |  |  |  |  |  | 0.000 |  | N/A | No | NA |  | Yes | 52 | H8 (New Creditor) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0156 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $13896.67 | XXXX |  | $2839.38 | 5.875% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $1751.88 | $2371.68 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 764 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  | 1 - Not Stated Not Verified | 1 - Not Stated Not Verified |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 5.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 0.940 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0258 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $21680.63 | XXXX |  | $5602.33 | 6.125% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $4600.56 | $2315.16 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 676 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 0.790 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0207 | XXXX | xxxxxxxxxx6416 | ATR/QM: Exempt | XXXX | No | No |  | $0.00 | XXXX |  | $6340.66 | 7.500% | Yes |  |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  | United States |  |  |  | 1 | $2527.32 | $879.00 | XXXX | NV | $161.00 |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 744 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 0.770 |  |  | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0206 | XXXX | xxxxxxxxxx6234 | ATR/QM: Exempt | XXXX | No | No |  | $21302.32 | XXXX |  | $1875.87 | 7.375% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $4504.32 | $832.08 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 696 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 1.080 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0208 | XXXX | xxxxxxxxxx6423 | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 10248.6 | $10437.68 | XXXX | 8.943% | $3093.47 | 8.875% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $913.80 | $2014.80 | XXXX |  |  |  |  | 8.96% | 8.96% | 8.96% | XXXX | XXXX |  |  |  | 724 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 18 | Personal,Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Personal Bank Statements Verified, Business Bank Statements Verified | Borrower - 3 YRS Executed 4506T Verified | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 10248.6 |  | 4.490% |  | 1.5 | Manual Underwriting | No | Manual Underwriting |  | No | 8.875% | 0 | 0 | 0 | 0 | 3 | 0 | 12 | 6 |  |  |  | 0.000 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0209 | XXXX | xxxxxxxxxx6436 | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 7995 | $9565.94 | XXXX | 6.921% | $2016.98 | 6.625% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $7738.68 | $1307.04 | XXXX |  |  |  |  | 11.24% | 11.24% | 11.24% | XXXX | XXXX |  |  |  | 801 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  | 1 - Not Stated Not Verified | 1 - Not Stated Not Verified |  |  |  |  | No | No | 24 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified | Borrower - 2 YRS Executed 4506T Verified | Full Doc |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 7995 |  | 4.740% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.625% | 0 | 0 | 0 | 0 | 2 | 0 |  | 24 |  |  |  | 0.000 |  | N/A | No | Yes | 24 | Yes | 24 | H8 (New Creditor) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0211 | XXXX | xxxxxxxxxx6528 | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 4945.49 | $5952.32 | XXXX | 7.913% | $1263.41 | 7.625% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $4340.16 | $864.24 | XXXX |  |  |  |  | 11.64% | 11.64% | 11.64% | XXXX | XXXX |  |  |  | 725 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Executed 4506T Verified, Business Bank Statements Verified | Borrower - Executed 4506T Verified | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 4945.49 |  | 5.070% |  | 2.6 | Manual Underwriting | No | Manual Underwriting |  | No | 7.625% | 0 | 0 | 0 | 0 | 1 | 0 |  | 12 |  |  |  | 0.000 |  | N/A | No | Yes | 12 | Yes | 12 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0210 | XXXX | xxxxxxxxxx6440 | ATR/QM: Exempt | XXXX | Yes | No |  | $27556.24 | XXXX |  | $7077.94 | 7.625% | Yes |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $15624.96 | $1391.04 | XXXX |  |  |  |  | 14.02% | 13.29% | 13.29% | XXXX | XXXX |  |  |  | 665 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 97.60% | 100.00% |  |  | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, Business Bank Statements Verified | Borrower - 3 YRS Executed 4506T Verified | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 2.6 | Manual Underwriting | No | Manual Underwriting |  | No | 7.625% | 0 | 0 | 0 | 0 | 3 | 0 |  | 12 |  |  |  | 0.000 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0221 | XXXX | xxxxxxxxxx6755 | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 30185 | $35843.40 | XXXX | 6.705% | $9003.81 | 6.500% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $21448.32 | $2836.92 | XXXX |  |  |  |  | 36.12% | 35.82% | 35.82% | XXXX | XXXX |  |  |  | 706 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  | 2 - Stated Not Verified | 2 - Stated Not Verified |  |  |  |  | No | No | 0 |  | 0.00% | 100.00% |  | Audited | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, Written VOE Verified | Borrower | Business P&L |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 30185 |  | 5.070% |  | 2.2 | Manual Underwriting | No | Manual Underwriting |  | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 27 |  |  | 0.000 |  | N/A | No | Yes | 27 | Yes | 27 | H8 (New Creditor) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0214 | XXXX | xxxxxxxxxx6802 | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 12697.23 | $14907.61 | XXXX | 7.060% | $2636.49 | 6.750% | No |  | Employed |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $7581.12 | $804.00 | XXXX |  |  |  |  | 37.84% | 37.84% | 37.84% | XXXX | XXXX |  |  |  | 758 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Personal Bank Statements Verified | Borrower - 3 YRS Executed 4506T Verified | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 12697.23 |  | 4.790% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 6.750% | 0 | 0 | 0 | 0 | 3 | 0 | 12 |  |  |  |  | 0.000 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0212 | XXXX | xxxxxxxxxx6597 | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 16570 | $24004.88 | XXXX | 7.829% | $4160.33 | 7.500% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 2 | $8750.04 | $2064.48 | XXXX |  |  |  |  | 41.64% | 41.64% | 41.64% | XXXX | XXXX |  |  |  | 694 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified | Borrower - 3 YRS Executed 4506T Verified | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 16570 |  | 5.070% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.500% | 0 | 0 | 0 | 0 | 3 | 0 |  | 12 |  |  |  | 0.000 |  | N/A | No | Yes | 12 | Yes | 12 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0201 | XXXX | xxxxxxxxxx5780 | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 4482.64 | $5742.49 | XXXX | 7.100% | $1129.92 | 6.875% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $3335.04 | $600.96 | XXXX | TX | $25.00 |  |  | 42.32% | 42.32% | 42.32% | XXXX | XXXX |  |  |  | 645 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.00% | 100.00% |  |  | Borrower - SECorporation - CPA Letter Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, Personal Bank Statements Verified | Borrower - 2 YRS Executed 4506T Verified | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 4482.64 |  | 5.070% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.875% | 0 | 0 | 0 | 0 | 2 | 0 | 12 |  |  |  |  | 0.000 |  | N/A | No | Yes | 60 | Yes | 60 | H8 (New Creditor) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0204 | XXXX | xxxxxxxxxx5873 | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 43974.6 | $45361.28 | XXXX | 6.722% | $12135.71 | 6.500% | No |  | Employed |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $19781.40 | $7323.00 | XXXX | CA | $280.00 |  |  | 45.87% | 46.32% | 46.32% | XXXX | XXXX |  |  |  | 733 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  | 1 - Not Stated Not Verified | 1 - Not Stated Not Verified |  |  |  |  | No | No | 6 | Personal | 0.00% | 0.00% |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified, IRS Transcripts Verified, Personal Bank Statements Verified | Borrower - Executed 4506T Verified, IRS Transcripts Verified | W2/1099 Verified |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 43974.6 |  | 4.740% |  | 2.6 | Manual Underwriting | No | Manual Underwriting |  | No | 6.500% | 2 | 0 | 0 | 0 | 1 | 1 | 6 |  |  |  |  | 0.000 |  | N/A | No | NA |  | Yes | 16 | H8 (New Creditor) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0203 | XXXX | xxxxxxxxxx6201 | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 5754.84 | $7960.65 | XXXX | 8.314% | $1481.29 | 8.000% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $2655.96 | $2175.24 | XXXX |  |  |  |  | 48.03% | 48.81% | 48.81% | XXXX | XXXX |  |  |  | 661 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified | Borrower - 3 YRS Executed 4506T Verified | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 5754.84 |  | 4.490% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 8.000% | 0 | 0 | 0 | 0 | 3 | 0 |  | 12 |  |  |  | 0.000 |  | N/A | No | Yes | 60 | Yes | 60 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0205 | XXXX | xxxxxxxxxx5874 | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No |  | $14205.93 | XXXX | 6.677% | $4622.00 | 6.500% | Yes |  | Employed |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $9110.16 | $1961.16 | XXXX |  |  |  |  | 38.07% | 38.08% | 38.08% | XXXX | XXXX |  |  |  | 733 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  | 0.00% | 0.00% |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | Full Doc |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 16433.81 |  | 4.740% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 6.500% | 2 | 0 | 0 | 0 | 3 | 3 |  |  |  |  |  | 0.000 |  | N/A | No | NA |  | Yes | 24 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0202 | XXXX | xxxxxxxxxx5871 | ATR/QM: Exempt | XXXX | Yes | No |  | $15157.90 | XXXX |  | $4266.25 | 7.000% | Yes |  | Employed |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $8480.76 | $1731.12 | XXXX |  |  |  |  | 38.23% | 38.70% | 38.70% | XXXX | XXXX |  |  |  | 733 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  | 0.00% | 0.00% |  |  | Borrower - Wage - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Full Doc |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  | 4.740% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.000% | 1 | 0 | 0 | 0 | 3 | 2 |  |  |  |  |  | 0.000 |  | N/A | No | NA |  | Yes | 16 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0213 | XXXX | xxxxxxxxxx6700 | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 20383.72 | $20213.94 | XXXX | 8.054% | $5093.33 | 8.000% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $11937.48 | $2295.00 | XXXX |  |  |  |  | 54.62% | 58.45% | 54.62% | XXXX | XXXX |  |  |  | 715 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  | 1 - Not Stated Not Verified | 1 - Not Stated Not Verified |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 20383.72 |  | 5.180% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 8.000% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  |  | 0.000 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0234 | XXXX | xxxxxx0129 | ATR/QM: Exempt | XXXX | Yes | No |  | $21185.72 | XXXX |  | $2756.25 | 6.125% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $11882.64 | $1883.52 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 707 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 4.9 | Manual Underwriting | No | Manual Underwriting |  | No | 6.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 1.080 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0224 | XXXX | xxxxxx0183 | ATR/QM: Exempt | XXXX | Yes | No |  | $20515.55 | XXXX |  | $2660.55 | 6.125% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 3 | $7820.64 | $3630.60 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 707 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 0 | Manual Underwriting | No | Manual Underwriting |  | No | 6.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 1.380 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0231 | XXXX | xxxxxx0126 | ATR/QM: Exempt | XXXX | Yes | No |  | $23885.72 | XXXX |  | $2756.25 | 6.125% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $12851.88 | $2360.16 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 707 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 3.4 | Manual Underwriting | No | Manual Underwriting |  | No | 6.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 1.120 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0233 | XXXX | xxxxxx0025 | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 22995 | $26786.76 | XXXX | 6.461% | $6403.46 | 6.250% | No |  | Self-Employed |  |  |  |  |  | Non Permanent Resident Alien |  |  |  | California | United States |  |  |  | 1 | $16250.04 | $2377.20 | XXXX |  |  |  |  | 36.51% | 36.48% | 36.48% | XXXX | XXXX |  |  |  | 751 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified | Borrower - 3 YRS Executed 4506T Verified | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 22995 |  | 5.170% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.250% | 0 | 0 | 0 | 0 | 3 | 0 |  | 12 |  |  |  | 0.000 |  | N/A | No | Yes | 12 | Yes | 12 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0232 | XXXX | xxxxxx0113 | ATR/QM: Exempt | XXXX | Yes | No |  | $12117.50 | XXXX |  | $2334.96 | 6.750% | Yes |  |  |  |  |  |  |  | Non Permanent Resident Alien |  |  |  | India | United States |  |  |  | 1 | $6767.52 | $1470.72 | XXXX | FL | $1140.00 |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 660 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 4 | Manual Underwriting | No | Manual Underwriting |  | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 1.200 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0225 | XXXX | xxxxxx0138 | ATR/QM: Exempt | XXXX | Yes | No |  | $19020.59 | XXXX |  | $2373.44 | 6.125% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 2 | $5056.08 | $2018.52 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 707 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 1.140 |  |  | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0228 | XXXX | xxxxxx0106 | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 8441.96 | $14300.42 | XXXX | 7.999% | $10184.13 | 7.990% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  | United States | United States |  |  |  | 1 | $18999.96 | $1230.00 | XXXX | CA | $239.00 |  |  | 45.56% | 45.81% | 45.81% | XXXX | XXXX | XXXX |  |  | 700 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  | 100.00% | 0.00% |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified, IRS Transcripts Verified \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified, IRS Transcripts Verified | Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, IRS Transcripts Verified \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, IRS Transcripts Verified | Full Doc | 7 | 10/XX/2018 | 04/XX/2019 | 3 | 35 |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 8441.96 |  | 5.170% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 7.990% | 2 | 2 | 2 | 0 | 1 | 1 |  |  |  |  |  | 0.000 |  | N/A | No | NA |  | Yes | 24 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8239 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $19379.50 | XXXX |  | $2850.00 | 7.125% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 4 | $1284.60 | $2663.04 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 738 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.32 | 1.320 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0291 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $20850.23 |  |  | $5116.15 | 5.875% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $12898.20 | $3109.68 | XXXX | FL | $2087.00 |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 742 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 5.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 0.880 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0056 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $9469.44 | XXXX |  | $2208.33 | 6.625% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $6713.16 | $458.04 | XXXX | CA | $214.00 |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 1.310 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0093 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $17030.25 | XXXX |  | $6139.59 | 7.250% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $8343.24 | $996.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 716 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 1.740 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0189 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $14154.00 | XXXX |  | $1845.20 | 6.240% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $1203.36 | $843.96 | XXXX | AZ | $70.00 |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 694 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.240% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 0.910 |  |  | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0016 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $7389.89 | XXXX |  | $1927.33 | 6.125% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $12789.96 | $2084.40 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 752 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 1.000 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0331 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 9958.75 | $10996.02 | XXXX | 6.852% | $1772.95 | 6.500% | No |  | Employed |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $5232.72 | $1311.96 | XXXX |  |  |  |  | 46.79% | 45.92% | 45.92% | XXXX | XXXX |  |  |  | 702 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  | 0.00% | 0.00% |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified | Full Doc |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 9958.75 |  | 5.180% |  | 1.1 | Manual Underwriting | No | Manual Underwriting |  | No | 6.500% | 2 | 0 | 0 | 0 | 2 | 0 |  |  |  |  |  | 0.000 |  | N/A | No | NA |  | Yes | 24 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0145 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $4415.00 | XXXX |  | $1483.44 | 5.875% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $2576.28 | $1215.12 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 5.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 1.000 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0496 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $44547.31 | XXXX |  | $2778.65 | 6.250% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $7501.08 | $3456.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 1.000 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0161 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 11206.25 | $13654.69 | XXXX | 5.450% | $2749.25 | 6.875% | No |  | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  | Mexico | United States |  |  |  | 1 | $5812.56 | $854.04 | XXXX |  |  |  |  | 35.41% | 41.63% | 35.41% | XXXX | XXXX |  |  |  | 772 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 5 | Personal,Business | 0.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Personal Bank Statements Verified, Business Bank Statements Verified | Borrower | Business P&L |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 11206.25 |  | 0.000% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 | 3 | 2 |  |  |  | 0.000 |  | N/A | No | Yes | 24 | Yes | 12 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0291 | XXXX | xxxxxx0245 | ATR/QM: Exempt | XXXX | Yes | No |  | $18417.28 |  |  | $4265.81 | 6.000% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $4832.64 | $1662.96 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 730 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  | 1 - Not Stated Not Verified | 1 - Not Stated Not Verified |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 2.6 | Manual Underwriting | No | Manual Underwriting |  | No | 6.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.62 | 1.620 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0296 | XXXX | xxxxxx0180 | ATR/QM: Exempt | XXXX | Yes | No |  | $8117.28 | XXXX |  | $2993.93 | 6.250% | Yes | Yes |  |  |  |  |  |  | US Citizen | US Citizen |  |  | United States | United States |  |  |  | 1 | $4862.64 | $603.96 | XXXX | FL | $610.00 |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX | XXXX |  |  | 777 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower \|\| Co Borrower | Borrower \|\| Co Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.1 | 1.110 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0283 | XXXX | xxxxxx0007 | ATR/QM: Exempt | XXXX | Yes | No |  | $8765.46 | XXXX |  | $1435.03 | 6.750% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $4626.00 | $1823.76 | XXXX | FL | $533.00 |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 779 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.84 | 0.780 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0284 | XXXX | xxxxxx0043 | ATR/QM: Exempt | XXXX | Yes | No |  | $2479.67 | XXXX |  | $1076.74 | 7.125% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $2241.48 | $1142.04 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 696 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 2.7 | Manual Underwriting | No | Manual Underwriting |  | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.29 | 1.290 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0288 | XXXX | xxxxxx0120 | ATR/QM: Exempt | XXXX | Yes | No |  | $7703.72 | XXXX |  | $1263.81 | 6.999% | Yes |  |  |  |  |  |  |  | Non Permanent Resident Alien |  |  |  | Colombia |  |  |  |  | 1 | $7672.44 | $741.96 | XXXX | TX | $25.00 |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 700 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 6.999% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.01 | 0.850 |  |  | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0285 | XXXX | xxxxxx0005 | ATR/QM: Exempt | XXXX | Yes | No |  | $9775.41 | XXXX |  | $1896.41 | 6.250% | Yes | Yes |  |  |  |  |  |  | US Citizen | US Citizen |  |  | United States | United States |  |  |  | 1 | $5499.96 | $888.12 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX | XXXX |  |  | 762 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower \|\| Co Borrower | Borrower \|\| Co Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.01 | 1.070 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0286 | XXXX | xxxxxx0006 | ATR/QM: Exempt | XXXX | Yes | No |  | $6610.09 | XXXX |  | $1508.51 | 6.250% | Yes | Yes |  |  |  |  |  |  | US Citizen | US Citizen |  |  | United States | United States |  |  |  | 1 | $4374.96 | $993.12 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX | XXXX |  |  | 762 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower \|\| Co Borrower | Borrower \|\| Co Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.01 | 1.280 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0282 | XXXX | xxxxxx0008 | ATR/QM: Exempt | XXXX | Yes | No |  | $8859.68 | XXXX |  | $2588.54 | 6.250% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $9037.44 | $493.20 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 788 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.01 | 0.770 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0294 | XXXX | xxxxxx0011 | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 17194 | $31486.73 | XXXX | 7.491% | $10359.44 | 7.375% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | Non Permanent Resident Alien |  |  | United States | Taiwan |  |  |  | 1 | $24875.04 | $1491.96 | XXXX |  |  |  |  | 5.04% | 5.04% | 5.04% | XXXX | XXXX | XXXX |  |  | 678 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified \|\| Co Borrower - CPA Letter Verified, Business Bank Statements Verified | Borrower \|\| Co Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 17194 |  | 5.070% |  | 3.8 | Manual Underwriting | No | Manual Underwriting |  | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  | 0.00 | 0.000 |  | N/A | No | Yes | 12 | Yes | 12 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0292 | XXXX | xxxxxx0130 | ATR/QM: Exempt | XXXX | Yes | No |  | $10843.79 | XXXX |  | $2057.38 | 6.500% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 4 | $7648.32 | $2862.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 750 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.01 | 1.070 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0235 | XXXX | xxxxxx0134 | ATR/QM: Exempt | XXXX | Yes | No |  | $19657.68 |  |  | $2526.57 | 6.125% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $11003.52 | $1726.32 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 707 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.01 | 1.060 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8375 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $5888.85 | XXXX |  | $1197.38 | 6.625% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $1782.96 | $1021.92 | XXXX | FL | $300.00 |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 728 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.33 | 1.270 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0248 | XXXX | x5567 | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 8299.61 | $9722.60 | XXXX | 8.033% | $1233.41 | 7.500% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $1633.68 | $1521.96 | XXXX |  |  |  |  | 23.36% | 23.47% | 23.47% | XXXX | XXXX |  |  |  | 630 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  | 0.00% | 100.00% |  | Audited | Borrower - SESoleProprietor, Other - CPA Letter Verified, YTD Profit And Loss Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, Lease Agreements Verified | Borrower - 2 YRS Executed 4506T Verified | Business P&L |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 8299.61 |  | 3.990% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 7.500% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 15 |  |  | 0.000 |  | N/A | No | Yes | 56 | Yes | 56 | H8 (New Creditor) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8092 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 22715 | $26674.72 | XXXX | 8.620% | $7838.24 | 8.375% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $3723.00 | $4152.00 | XXXX | NC | $450.67 |  |  | 44.14% | 44.13% | 44.13% | XXXX | XXXX |  |  |  | 639 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  | 1 - Not Stated Not Verified | 1 - Not Stated Not Verified |  |  |  |  | No | Yes | 12 | Personal | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - 1 YR Executed 4506T Verified, Personal Bank Statements Verified | Borrower - 1 YR Executed 4506T Verified | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 22715 |  | 5.350% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 8.375% | 0 | 0 | 0 | 0 | 1 | 0 | 12 |  |  |  | 0.00 | 0.000 |  | N/A | No | NA |  | No |  | H8 (New Creditor) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0159 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $8768.44 | XXXX |  | $2296.88 | 7.875% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $4660.08 | $1203.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 663 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 1.080 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0338 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $73434.65 | XXXX |  | $7222.40 | 6.125% | Yes | Yes |  |  |  |  |  |  | US Citizen | US Citizen |  |  | United States | United States |  |  |  | 2 | $9827.88 | $1614.12 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 750 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower \|\| Co Borrower | Borrower \|\| Co Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 1.000 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0036 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 26045 | $30487.22 | XXXX | 5.949% | $6506.92 | 5.875% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $2765.52 | $2340.48 | XXXX |  |  |  |  | 32.70% | 32.70% | 32.70% | XXXX | XXXX |  |  |  | 700 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  | 0.00% | 100.00% |  | Borrower Prepared | Borrower - SESCorp - 2 YRS Business Tax Returns Verified, YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified | Borrower - 2 YRS Business Tax Returns Verified, 2 YRS Executed 4506T Verified | Full Doc |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 26045 |  | 5.180% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 5.875% | 2 | 0 | 0 | 2 | 2 | 0 |  |  | 12 |  |  | 0.000 |  | N/A | No | NA |  | No |  | H8 (New Creditor) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0394 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $11108.41 | XXXX |  | $1856.62 | 5.990% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $1748.52 | $503.04 | XXXX | AZ | $109.00 |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 749 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 5.990% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 1.020 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0480 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 20748.85 | $26793.14 | XXXX | 6.902% | $8024.83 | 6.750% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $17184.12 | $2523.00 | XXXX | CA | $407.00 |  |  | 36.50% | 36.49% | 36.49% | XXXX | XXXX |  |  |  | 701 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  | Borrower Prepared | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified | Borrower - 2 YRS Executed 4506T Verified | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 20748.85 |  | 5.350% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.750% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 3 |  |  | 0.000 |  |  | No | Yes | 24 | Yes | 12 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0231 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $37856.75 | XXXX |  | $5437.50 | 6.000% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $8198.04 | $519.96 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 721 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 1.010 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0268 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 6910 | $10190.60 | XXXX | 5.885% | $2220.01 | 8.490% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $3999.96 | $2457.96 | XXXX |  |  |  |  | 10.51% | 11.78% | 10.51% | XXXX | XXXX |  |  |  | 631 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESCorp - Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 6910 |  | 0.000% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 8.490% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  |  | 0.000 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0024 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 25451 | $32595.33 | XXXX | 8.156% | $10742.31 | 8.000% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $9013.80 | $4011.00 | XXXX | CA | $150.00 |  |  | 49.69% | 49.69% | 49.69% | XXXX | XXXX |  |  |  | 663 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  | 10/XX/2013 | 01/XX/2014 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 25451 |  | 4.740% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 8.000% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  |  | 0.000 |  | N/A | No | NA |  | No |  | H8 (New Creditor) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0063 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 12968.75 | $15449.22 | XXXX | 9.383% | $2506.28 | 8.875% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $5866.08 | $1532.04 | XXXX |  |  |  |  | 41.78% | 41.78% | 41.78% | XXXX | XXXX |  |  |  | 688 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SECorporation - null CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified | Borrower - 3 YRS Executed 4506T Verified | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 12968.75 |  | 5.170% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 8.875% | 0 | 0 | 0 | 0 | 3 | 0 |  | 12 |  |  |  | 0.000 |  |  | No |  |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8817 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 6961.9 | $7535.92 | XXXX | 8.214% | $1585.55 | 7.875% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $2040.00 | $1070.04 | XXXX | GA | $155.00 |  |  | 41.35% | 41.48% | 41.48% | XXXX | XXXX |  |  |  | 678 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESCorp - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified | Borrower - 2 YRS Executed 4506T Verified | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 6961.9 |  | 5.350% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.875% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 |  |  | 0.00 | 0.000 |  | N/A | No | Yes | 36 | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0335 | XXXX | xxxxxx0000 | ATR/QM: Exempt | XXXX | Yes | No |  | $8085.22 |  |  | $1434.91 | 6.375% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $2124.48 | $2859.00 | XXXX | FL | $857.00 |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 736 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 2.6 | Manual Underwriting | No | Manual Underwriting |  | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 0.920 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0336 | XXXX | xxxxxx0125 | ATR/QM: Exempt | XXXX | No | No |  | $19492.69 | XXXX |  | $2220.31 | 6.125% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $9415.92 | $2120.64 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 707 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 5 | Manual Underwriting | No | Manual Underwriting |  | No | 6.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 1.100 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0203 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 11675 | $13347.33 | XXXX | 7.406% | $4180.84 | 7.250% | No |  | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  | USA | United States |  |  |  | 1 | $10812.48 | $1065.00 | XXXX |  |  |  |  | 43.49% | 47.10% | 43.50% | XXXX | XXXX |  |  |  | 677 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESCorp - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 11675 |  | 5.180% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  |  | 0.000 |  | N/A | No | Yes | 12 | Yes | 12 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0362 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 19682.25 | $21954.97 | XXXX | 6.199% | $6292.72 | 5.990% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  | United States | United States |  |  |  | 1 | $18762.48 | $4257.96 | XXXX |  |  |  |  | 38.19% | 38.04% | 38.04% | XXXX | XXXX | XXXX |  |  | 738 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified \|\| Co Borrower | Borrower \|\| Co Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 19682.25 |  | 5.170% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 5.990% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  |  | 0.000 |  | N/A | No | Yes | 60 | Yes | 60 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0177 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 11014.82 | $14156.05 | XXXX | 8.208% | $3608.47 | 8.125% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $9364.44 | $1475.04 | XXXX |  |  |  |  | 15.22% | 15.22% | 15.22% | XXXX | XXXX |  |  |  | 726 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 11014.82 |  | 5.180% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 8.125% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  |  | 0.000 |  | N/A | No | Yes | 158 | Yes | 158 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0157 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 2075 | $12767.34 | XXXX | 6.914% | $8375.84 | 6.875% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $18750.00 | $1689.96 | XXXX |  |  |  |  | 42.08% | 42.08% | 42.08% | XXXX | XXXX |  |  |  | 775 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Personal,Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Personal Bank Statements Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 2075 |  | 5.180% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 12 |  |  |  | 0.000 |  | N/A | No | Yes | 48 | Yes | 60 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0061 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 27855 | $51776.78 | XXXX | 6.610% | $16787.73 | 6.500% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $41499.96 | $2375.04 | XXXX |  |  |  |  | 36.25% | 36.25% | 36.25% | XXXX | XXXX |  |  |  | 730 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.00% | 100.00% |  |  | Borrower - SEPartnership - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 24 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 27855 |  | 5.170% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  | 24 |  |  |  | 0.000 |  | N/A | No | Yes | 24 | Yes | 24 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0079 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $7147.00 | XXXX |  | $1925.00 | 7.500% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 2 | $2799.00 | $1809.96 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 726 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 0 | Manual Underwriting | No | Manual Underwriting |  | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 1.560 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0053 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 9682.5 | $11137.71 | XXXX | 7.982% | $2158.77 | 7.625% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $1371.48 | $4287.96 | XXXX |  |  |  |  | 32.80% | 32.29% | 32.29% | XXXX | XXXX |  |  |  | 663 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 9682.5 |  | 5.170% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.625% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  |  | 0.000 |  | N/A | No | Yes | 144 | Yes | 144 | H8 (New Creditor) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0396 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 16400 | $19224.42 | XXXX | 5.512% | $4629.92 | 6.865% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $8199.36 | $2860.20 | XXXX |  |  |  |  | 23.51% | 26.13% | 23.52% | XXXX | XXXX |  |  |  | 708 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 16400 |  | 0.000% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.865% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  |  | 0.000 |  | N/A | No | Yes | 12 | Yes | 12 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0112 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 26043.22 | $36812.35 | XXXX | 6.836% | $16035.20 | 6.740% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $38669.04 | $7341.96 | XXXX | CA | $109.00 |  |  | 21.04% | 20.30% | 20.30% | XXXX | XXXX |  |  |  | 758 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, 3 YRS IRS Transcripts Verified, Business Bank Statements Verified | Borrower - 3 YRS IRS Transcripts Verified | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 26043.22 |  | 5.070% |  | 3.8 | Manual Underwriting | No | Manual Underwriting |  | No | 6.740% | 0 | 0 | 0 | 0 | 0 | 3 |  | 12 |  |  |  | 0.000 |  | N/A | No | Yes | 108 | Yes | 108 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8669 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $7398.50 | XXXX |  | $1608.78 | 6.625% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $2709.48 | $918.96 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 751 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.78 | 0.780 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8716 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No |  | $10481.09 | XXXX | 6.846% | $4686.12 | 6.750% | Yes |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $10625.04 | $1176.12 | XXXX |  |  |  |  | 13.96% | 14.08% | 14.08% | XXXX | XXXX |  |  |  | 762 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified | Borrower - 3 YRS Executed 4506T Verified | 24 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 8720 |  | 5.170% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.750% | 0 | 0 | 0 | 0 | 3 | 0 |  | 24 |  |  | 0.00 | 0.000 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx7923 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 4340 | $4630.63 | XXXX | 8.008% | $1074.62 | 7.750% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $656.16 | $1647.96 | XXXX |  |  |  |  | 44.30% | 44.31% | 44.31% | XXXX | XXXX |  |  |  | 688 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  | 0.00% | 100.00% |  |  | Borrower - SESoleProprietor - 1 YR W2 1099 Verified, 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified | Full Doc | 7 | 06/XX/2018 | 09/XX/2018 | 7 | 42 |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 4340 |  | 4.490% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.750% | 1 | 0 | 0 | 0 | 2 | 0 |  |  |  |  | 0.00 | 0.000 |  | N/A | No | NA |  | No |  | H8 (New Creditor) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8402 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 9745 | $12428.25 | XXXX | 7.063% | $1760.86 | 6.625% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  | United States | United States |  |  |  | 1 | $3557.04 | $948.00 | XXXX |  |  |  |  | 26.46% | 26.48% | 26.48% | XXXX | XXXX | XXXX |  |  | 646 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - 2 YRS Executed 4506T Verified, Business Bank Statements Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 9745 |  | 5.350% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.625% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 |  |  | 0.00 | 0.000 |  | N/A | No | NA |  | No |  | H8 (New Creditor) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8684 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $13870.00 | XXXX |  | $2925.00 | 6.750% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $7161.00 | $3366.96 | XXXX | FL | $20.83 |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 741 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.84 | 0.840 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0258 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $31141.00 | XXXX |  | $9763.60 | 9.125% | Yes |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $5790.24 | $2189.76 | XXXX | AZ | $245.00 |  |  | 2.19% | 2.34% | 2.34% | XXXX | XXXX |  |  |  | 645 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Balance Sheet Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 9.125% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  |  | 0.000 |  | N/A | No | Yes | 24 | Yes | 144 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0081 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $7185.62 | XXXX |  | $2175.00 | 8.000% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $2988.36 | $4368.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 726 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 8.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 0.790 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0134 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 54505 | $57562.00 | XXXX | 6.858% | $7913.49 | 6.500% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  | United States | United States |  |  |  | 1 | $5484.96 | $2234.64 | XXXX | CA | $444.00 |  |  | 49.80% | 49.79% | 49.79% | XXXX | XXXX | XXXX |  |  | 654 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Personal | 0.00% | 0.00% |  |  | Borrower - SSI and Disability - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified, Award Letter Verified, 1040 Schedule E Verified \|\| Co Borrower - SSI and Disability - 2 YRS Executed 4506T Verified, Award Letter Verified, 1040 Schedule E Verified | Borrower - 2 YRS Executed 4506T Verified, 1040 Schedule E Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified, 1040 Schedule E Verified | Full Doc |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 54505 |  | 4.230% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.500% | 2 | 0 | 0 | 0 | 2 | 0 |  |  |  |  |  | 0.000 |  | N/A | No | NA |  | No |  | H8 (New Creditor) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0247 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $13676.48 | XXXX |  | $2202.73 | 6.250% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $6199.92 | $3492.00 | XXXX | TX |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 791 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 1.200 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0252 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $13305.10 | XXXX |  | $2156.52 | 8.125% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $7340.88 | $531.96 | XXXX | FL | $967.00 |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 715 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 8.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 0.790 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8694 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $19706.78 | XXXX |  | $4347.66 | 6.625% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $2736.96 | $1037.04 | XXXX | HI | $79.00 |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 784 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.72 | 0.720 |  |  | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8719 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $29923.33 | XXXX |  | $11666.67 | 7.000% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $33040.56 | $10726.20 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 707 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.11 | 1.110 |  |  | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8859 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $13314.56 | XXXX |  | $4809.38 | 6.750% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $14250.00 | $1197.72 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 755 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.71 | 0.710 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9126 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $11454.00 | XXXX |  | $3073.49 | 6.625% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $477.00 | $2358.00 | XXXX | GA | $157.50 |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 742 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.78 | 0.780 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8576 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $21856.09 | XXXX |  | $6726.56 | 9.375% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 4 | $5725.20 | $1896.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 652 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 9.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.09 | 1.090 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0075 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $10536.38 | XXXX |  | $3799.78 | 7.125% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $8514.36 | $1752.24 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 671 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 1.180 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0355 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 10045 | $13449.00 | XXXX | 6.653% | $4470.61 | 6.600% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  | United States | United States |  |  |  | 1 | $15249.96 | $1326.96 | XXXX | CA | $269.00 |  |  | 49.47% | 48.98% | 48.98% | XXXX | XXXX | XXXX |  |  | 762 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - CPA Letter Verified, Business Bank Statements Verified \|\| Co Borrower | Borrower \|\| Co Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 10045 |  | 5.330% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.600% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  |  | 0.000 |  | N/A | No | Yes | 24 | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0109 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 8531 | $10097.27 | XXXX | 8.890% | $2814.04 | 8.625% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $6748.56 | $936.00 | XXXX | GA | $225.00 |  |  | 27.98% | 27.98% | 27.98% | XXXX | XXXX |  |  |  | 673 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 8531 |  | 5.180% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 8.625% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  |  | 0.000 |  | N/A | No | Yes | 60 | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0301 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $9511.22 | XXXX |  | $2468.43 | 7.625% | Yes |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $5078.52 | $1563.00 | XXXX |  |  |  |  | 18.75% | 18.66% | 18.66% | XXXX | XXXX |  |  |  | 718 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 24 | Business | 0.00% | 100.00% |  |  | Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, CPA Letter Verified, 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Business Bank Statements Verified | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Full Doc | 13 | 07/XX/2019 | 09/XX/2019 | 1 |  | 28 |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  | XXXX | XXXX | Appendix Q Documentation |  |  | 5.380% |  | 3 | Manual Underwriting | No | Manual Underwriting |  | No | 7.625% | 2 | 0 | 2 | 2 | 2 | 2 |  | 24 |  |  |  | 0.000 |  | N/A | No | Yes | 48 | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0460 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $31350.38 | XXXX |  | $6468.75 | 5.625% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $12330.24 | $3158.76 | XXXX | NV | $65.00 |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 784 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 5.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 1.220 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0267 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $7096.26 | XXXX |  | $1122.92 | 6.875% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $2638.56 | $4272.36 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 725 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 1.060 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0400 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | Yes |  | $7133.44 | XXXX |  | $1812.67 | 7.875% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $1253.40 | $740.04 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 759 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 0.860 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0232 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $8463.61 | XXXX |  | $3665.99 | 6.500% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $11646.96 | $16546.56 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 751 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  | 1 - Not Stated Not Verified | 1 - Not Stated Not Verified |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 0.980 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx7710 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $20260.00 | XXXX |  | $5302.89 | 6.375% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 7 | $5791.80 | $3081.96 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 773 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.01 | 1.010 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8890 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $14140.92 | XXXX |  | $2364.35 | 6.250% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $2730.24 | $2695.08 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 754 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.92 | 0.920 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0068 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $10726.25 |  |  | $1805.36 | 7.750% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $1077.96 | $1887.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 730 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 7.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 0.820 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0047 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 18673.34 | $20580.95 | XXXX | 7.241% | $3701.79 | 6.875% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $8496.24 | $1365.60 | XXXX |  |  |  |  | 38.09% | 37.38% | 37.38% | XXXX | XXXX |  |  |  | 653 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 18673.34 |  | 5.350% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  |  | 0.000 |  | N/A | No | Yes | 48 | No |  | H8 (New Creditor) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0009 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $18645.00 | XXXX |  | $3875.00 | 7.750% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 3 | $7488.36 | $2915.04 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 726 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 1.090 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0494 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 13632.5 | $13825.73 | XXXX | 6.659% | $2932.19 | 6.375% | No | No | Employed | Employed | Retired |  |  |  | US Citizen | US Citizen | US Citizen |  | United States | United States | United States |  |  | 1 | $5407.68 | $2040.00 | XXXX | NC | $29.17 |  |  | 29.54% | 30.09% | 30.09% | XXXX | XXXX | XXXX | XXXX |  | 646 | 786 | 762 | 775 |  |  |  | XXXX |  |  |  |  |  |  | 775 |  | 1 - Not Stated Not Verified |  |  |  |  |  | No | No | 0 |  | 0.00% | 0.00% |  |  | Borrower - SSI and Disability - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - SSI and Disability - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower 2 - SSI and Disability - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower 2 - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | Full Doc |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 13632.5 |  | 5.170% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.375% | 2 | 2 | 2 | 0 | 2 | 3 |  |  |  |  |  | 0.000 |  | N/A | No | NA |  | No | 204 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0166 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $5048.35 | XXXX |  | $852.69 | 7.875% | Yes | Yes |  |  |  |  |  |  | US Citizen | US Citizen |  |  | United States | United States |  |  |  | 4 | $1761.84 | $1242.48 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX | XXXX |  |  | 728 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower \|\| Co Borrower | Borrower \|\| Co Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 2.450 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0306 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 31795 | $33200.84 | XXXX | 6.028% | $11830.76 | 5.875% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $15686.40 | $6242.04 | XXXX |  |  |  |  | 35.69% | 37.95% | 37.95% | XXXX | XXXX |  |  |  | 721 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 60.00% |  |  | Borrower - SESCorp - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified | Borrower - 2 YRS Executed 4506T Verified | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 31795 |  | 5.180% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 5.875% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 |  |  |  | 0.000 |  | N/A | No | Yes | 48 | No |  | H8 (New Creditor) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0284 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 17638.25 | $18271.74 | XXXX | 7.271% | $4348.75 | 7.000% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $13746.96 | $2609.04 | XXXX | TX | $108.92 |  |  | 26.64% | 26.64% | 26.64% | XXXX | XXXX |  |  |  | 724 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 17638.25 |  | 5.180% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.000% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  |  | 0.000 |  | N/A | No | Yes | 46 | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0395 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $12646.23 |  |  | $2016.35 | 6.375% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 3 | $7082.04 | $2775.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 737 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 2.010 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0072 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 10989.35 | $18597.79 | XXXX | 5.251% | $15293.78 | 7.250% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $29375.04 | $3192.96 | XXXX |  |  |  |  | 5.89% | 6.27% | 5.89% | XXXX | XXXX |  |  |  | 779 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified, Lease Agreements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 10989.35 |  | 0.000% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  |  | 0.000 |  | N/A | No | Yes | 24 | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0177 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 15847.59 | $16858.19 | XXXX | 8.286% | $6649.39 | 8.125% | No |  | Employed |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $13569.24 | $2835.96 | XXXX | TX | $217.33 |  |  | 27.43% | 27.44% | 27.44% | XXXX | XXXX |  |  |  | 684 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  | 0.00% | 0.00% |  |  | Borrower - Wage - 1 YR W2 1099 Verified, Written VOE Verified, Executed 4506T Verified, IRS Transcripts Verified, Lease Agreements Verified | Borrower - Executed 4506T Verified, IRS Transcripts Verified | Full Doc | 13 | 03/XX/2018 | 12/XX/2020 | 2 |  | 14 |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 15847.59 |  | 3.920% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 8.125% | 1 | 0 | 0 | 0 | 1 | 1 |  |  |  |  |  | 0.000 |  | N/A | No | NA |  | Yes | 12 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0073 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $6848.83 | XXXX |  | $1584.77 | 6.625% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $1938.72 | $1497.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 747 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 1.200 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0405 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $5419.68 | XXXX |  | $1116.46 | 8.240% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $2187.48 | $1167.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 717 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 8.240% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 1.220 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8662 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $9902.50 | XXXX |  | $2654.69 | 6.500% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $9000.00 | $516.12 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX | XXXX |  |  | 799 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 1 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.64 | 0.640 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8897 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 11527 | $12082.00 | XXXX | 5.616% | $6691.93 | 8.000% | No | No | Not Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  | United States | United States |  |  | $0.00 | 1 | $3934.08 | $1270.92 | XXXX | OR | $145.00 |  |  | 42.64% | 43.54% | 43.54% | XXXX | XXXX | XXXX |  |  | 771 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  | 1 - Not Stated Not Verified | 1 - Not Stated Not Verified |  |  |  |  | Yes | No | 3 | Personal | 0.00% | 0.00% |  |  | Borrower - Personal Bank Statements Verified, Lease Agreements Verified \|\| Co Borrower - Personal Bank Statements Verified, null Lease Agreements Verified | Borrower \|\| Co Borrower | Asset Depletion |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 11527 |  | 0.000% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.000% | 0 | 0 | 0 | 0 | 0 | 0 | 3 |  |  | N/A | 0.00 | 0.000 |  | N/A | No | NA |  | No |  | H8 (New Creditor) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8479 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 12370 | $13166.55 | XXXX | 8.289% | $3635.81 | 7.990% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $4902.12 | $848.16 | XXXX | CA | $519.00 |  |  | 45.35% | 45.63% | 45.63% | XXXX | XXXX |  |  |  | 640 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 12370 |  | 5.170% |  | 2.6 | Manual Underwriting | No | Manual Underwriting |  | No | 7.990% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  | 0.00 | 0.000 |  | N/A | No | NA |  | No |  | H8 (New Creditor) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8422 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $16596.04 | XXXX |  | $3710.94 | 6.250% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $10624.44 | $6748.80 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 796 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.04 | 1.040 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8056 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $11070.00 | XXXX |  | $1774.62 | 5.875% | Yes | Yes |  |  |  |  |  |  | US Citizen | US Citizen |  |  | United States | United States |  |  |  | 1 | $2653.92 | $522.96 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX | XXXX |  |  | 710 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower \|\| Co Borrower | Borrower \|\| Co Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 5.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.74 | 0.740 |  |  | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8724 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 25495 | $30656.10 | XXXX | 8.394% | $5814.55 | 8.375% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $5973.60 | $4229.04 | XXXX | GA | $64.17 |  |  | 33.61% | 33.66% | 33.66% | XXXX | XXXX |  |  |  | 684 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 3 | Business | 100.00% | 100.00% |  | Audited | Borrower - SESCorp - CPA Letter Verified, YTD Profit And Loss Verified, Executed 4506T Verified, Business Bank Statements Verified | Borrower - Executed 4506T Verified | Business P&L |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 25495 |  | 5.170% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 8.375% | 0 | 0 | 0 | 0 | 1 | 0 |  | 3 | 36 |  | 0.00 | 0.000 |  | N/A | No | Yes | 24 | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8714 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 17215 | $22201.11 | XXXX | 8.564% | $3890.69 | 8.125% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $8625.00 | $798.96 | XXXX |  |  |  |  | 13.78% | 13.33% | 13.33% | XXXX | XXXX |  |  |  | 666 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 5 | Business | 100.00% | 100.00% |  | Audited | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified | Borrower - 2 YRS Executed 4506T Verified | Business P&L |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 17215 |  | 5.170% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 8.125% | 0 | 0 | 0 | 0 | 2 | 0 |  | 5 | 12 |  | 0.00 | 0.000 |  | N/A | No | Yes | 60 | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8778 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $12942.06 | XXXX |  | $2407.92 | 6.750% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $2654.76 | $990.96 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 708 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.92 | 0.920 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9048 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $23912.50 | XXXX |  | $8004.00 | 6.000% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 2 | $15776.04 | $4195.56 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 719 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.03 | 1.030 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8546 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 9201 | $9673.15 | XXXX | 7.398% | $2296.03 | 7.125% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $5475.00 | $881.04 | XXXX |  |  |  |  | 40.98% | 41.00% | 41.00% | XXXX | XXXX |  |  |  | 768 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Executed 4506T Verified, Business Bank Statements Verified | Borrower - Executed 4506T Verified | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 9201 |  | 5.170% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.125% | 0 | 0 | 0 | 0 | 1 | 0 |  | 12 |  |  | 0.00 | 0.000 |  | N/A | No | Yes | 29 | Yes | 29 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8818 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $9689.83 | XXXX |  | $1896.20 | 6.500% | Yes | Yes | Self-Employed | Employed |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $6628.68 | $6150.96 | XXXX |  |  |  |  | 46.59% | 46.84% | 46.84% | XXXX | XXXX |  |  |  | 675 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 82.60% | 100.00% |  |  | Borrower - 2 YRS Executed 4506T Verified, Business Bank Statements Verified \|\| Co Borrower | Borrower - 2 YRS Executed 4506T Verified \|\| Co Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.500% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 |  |  | 1.25 | 0.000 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0004 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 15382.5 | $16882.50 | XXXX | 8.214% | $5421.03 | 7.990% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  | United States | United States |  |  |  | 1 | $6367.68 | $1359.00 | XXXX | NM | $35.00 |  |  | 47.32% | 47.33% | 47.33% | XXXX | XXXX | XXXX |  |  | 655 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  | 0.00% | 0.00% |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, IRS Transcripts Verified \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, IRS Transcripts Verified | Borrower - IRS Transcripts Verified \|\| Co Borrower - IRS Transcripts Verified | Full Doc |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 15382.5 |  | 5.170% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.990% | 2 | 2 | 0 | 0 | 0 | 1 |  |  |  |  |  | 0.000 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0245 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | Yes |  | $8445.00 |  |  | $1904.95 | 6.875% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $1616.16 | $852.00 | XXXX | NV | $14.00 |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 752 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 1.040 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0067 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 19895 | $19980.44 | XXXX | 6.788% | $2974.37 | 6.615% | No | Yes | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  | United States | United States |  |  |  | 1 | $2410.56 | $906.96 | XXXX | AZ | $45.00 |  |  | 22.87% | 23.13% | 23.13% | XXXX | XXXX | XXXX |  |  | 769 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.00% | 100.00% |  |  | Borrower - Personal Bank Statements Verified \|\| Co Borrower | Borrower \|\| Co Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 19895 |  | 5.380% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.615% | 0 | 0 | 0 | 0 | 0 | 0 | 12 |  |  |  |  | 0.000 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0091 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 10462.24 | $14701.83 | XXXX | 7.318% | $3088.07 | 7.125% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $6740.64 | $1473.96 | XXXX | CA | $1838.00 |  |  | 19.50% | 20.07% | 20.07% | XXXX | XXXX |  |  |  | 740 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 10462.24 |  | 5.350% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  |  | 0.000 |  | N/A | No | Yes | 48 | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0154 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 15470 | $16348.72 | XXXX | 6.854% | $6094.74 | 6.695% | No |  | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  | Vietnam | United States |  |  |  | 1 | $13125.00 | $1118.04 | XXXX |  |  |  |  | 48.86% | 48.86% | 48.86% | XXXX | XXXX |  |  |  | 758 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified | Borrower | 24 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 15470 |  | 5.350% |  | 1.4 | Manual Underwriting | No | Manual Underwriting |  | No | 6.695% | 0 | 0 | 0 | 0 | 0 | 0 |  | 24 |  |  |  | 0.000 |  | N/A | No | Yes | 34 | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0171 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 22402.63 | $26000.35 | XXXX | 6.808% | $7227.51 | 6.625% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  | United States | United States |  |  |  | 1 | $18812.52 | $1937.04 | XXXX | CA | $234.00 |  |  | 30.94% | 30.95% | 30.95% | XXXX | XXXX | XXXX |  |  | 703 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.00% | 100.00% |  |  | Borrower - CPA Letter Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, IRS Transcripts Verified, Personal Bank Statements Verified \|\| Co Borrower - CPA Letter Verified, 2 YRS Executed 4506T Verified, Personal Bank Statements Verified | Borrower - 2 YRS Executed 4506T Verified, IRS Transcripts Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 22402.63 |  | 5.330% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.625% | 0 | 0 | 0 | 0 | 2 | 1 | 12 |  |  |  |  | 0.000 |  | N/A | No | Yes | 98 | Yes | 98 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0398 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 6795 | $6979.72 | XXXX | 7.912% | $3152.21 | 7.750% | No |  | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  | Zimbabwe | United States |  |  |  | 1 | $6472.68 | $1470.00 | XXXX | TX | $70.83 |  |  | 48.15% | 48.10% | 48.10% | XXXX | XXXX |  |  |  | 641 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  | 0.00% | 100.00% |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Full Doc |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 6795 |  | 5.350% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.750% | 2 | 0 | 0 | 0 | 2 | 2 |  |  |  |  |  | 0.000 |  | N/A | No | NA |  | Yes | 24 | H8 (New Creditor) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0397 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 73295 | $79395.00 | XXXX | 7.626% | $25480.57 | 7.625% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $56250.00 | $19339.08 | XXXX | CA | $170.00 |  |  | 49.00% | 48.94% | 48.94% | XXXX | XXXX |  |  |  | 787 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 73295 |  | 5.350% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.625% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  |  | 0.000 |  | N/A | No | Yes | 241 | Yes | 3 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0498 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 4315 | $4384.17 | XXXX | 7.622% | $2075.00 | 7.500% | No |  | Employed |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $1026.72 | $1632.24 | XXXX |  |  |  |  | 49.97% | 53.82% | 49.65% | XXXX | XXXX |  |  |  | 625 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  | 0.00% | 0.00% |  |  | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified | Full Doc | 13 | 03/XX/2021 | 03/XX/2021 | 1 |  | 12 |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 4315 |  | 5.180% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.500% | 2 | 0 | 0 | 0 | 2 | 0 |  |  |  |  |  | 0.000 |  | N/A | No | NA |  | No |  | H8 (New Creditor) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8963 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  |  | XXXX |  | $11625.00 | 6.250% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $15221.88 | $2942.04 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 764 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 3.05 | 3.050 |  |  | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9337 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $13342.82 | XXXX |  | $1363.32 | 7.875% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 2 | $4921.08 | $1274.28 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 710 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.88 | 0.880 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8629 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $13547.62 | XXXX |  | $1929.38 | 6.750% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $4362.72 | $1631.04 | XXXX | CA | $125.00 |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 673 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.78 | 0.780 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9080 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $11429.13 | XXXX |  | $2678.00 | 6.500% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $7794.24 | $465.96 | XXXX | CA | $330.00 |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 749 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.03 | 1.030 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8568 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 12517.86 | $14850.06 | XXXX | 6.876% | $3206.13 | 6.625% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $9300.00 | $842.16 | XXXX | CA | $120.00 |  |  | 39.77% | 39.78% | 39.78% | XXXX | XXXX |  |  |  | 717 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 12 | Personal | 0.00% | 100.00% |  | Audited | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, Written VOE Verified, Personal Bank Statements Verified | Borrower | Business P&L |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 12517.86 |  | 5.350% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 | 12 |  | 17 |  | 0.00 | 0.000 |  | N/A | No | Yes | 60 | Yes | 60 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8970 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $11987.32 | XXXX |  | $2677.60 | 6.625% | Yes |  |  |  |  |  |  |  | Permanent Resident Alien |  |  |  | Mexico |  |  |  |  | 3 | $2819.52 | $1761.96 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 677 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.98 | 1.980 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8917 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $15189.44 | XXXX |  | $5444.74 | 7.750% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $4443.00 | $7660.80 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 732 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.74 | 0.740 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9052 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 7345 | $10115.78 | XXXX | 5.975% | $3460.50 | 5.875% | No | No | Not Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  | United States | United States |  |  | $0.00 | 1 | $11062.56 | $1245.48 | XXXX |  |  |  |  | 39.00% | 39.01% | 39.01% | XXXX | XXXX | XXXX |  |  | 733 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  | 1 - Not Stated Not Verified | 1 - Not Stated Not Verified |  |  |  |  | No | Yes | 24 |  | 100.00% |  |  |  | Borrower - SECorporation \|\| Co Borrower - SECorporation - Personal Bank Statements Verified | Borrower \|\| Co Borrower | 24 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 7345 |  | 5.330% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 5.875% | 0 | 0 | 0 | 0 | 0 | 0 | 24 |  |  | N/A | 0.00 | 0.000 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0090 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $7484.89 | XXXX |  | $3936.84 | 8.500% | Yes |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $8000.04 | $1083.00 | XXXX |  |  |  |  | 55.19% | 55.19% | 55.19% | XXXX | XXXX |  |  |  | 780 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 8.500% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  |  | 0.000 |  | N/A | No | Yes | 24 | Yes | 24 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0273 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $11282.29 | XXXX |  | $1806.25 | 8.500% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $1953.00 | $1227.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 762 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 8.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 0.860 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0220 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $5272.30 | XXXX |  | $1190.72 | 8.490% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 2 | $2650.56 | $739.92 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 624 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 0 | Manual Underwriting | No | Manual Underwriting |  | No | 8.490% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 1.220 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0242 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $4977.40 | XXXX |  | $1075.49 | 8.490% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $1591.56 | $890.40 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 624 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  | 1 - Not Stated Not Verified | 1 - Not Stated Not Verified |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 2.7 | Manual Underwriting | No | Manual Underwriting |  | No | 8.490% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 0.860 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0036 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $15845.00 | XXXX |  | $3743.22 | 6.375% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $7123.08 | $22504.32 | XXXX | FL | $1267.00 |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 807 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 1.140 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0061 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 5795 | $8152.58 | XXXX | 7.316% | $2147.48 | 7.125% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $4427.40 | $456.00 | XXXX | FL | $443.00 |  |  | 44.25% | 44.25% | 44.25% | XXXX | XXXX |  |  |  | 756 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 3 | Personal | 0.00% | 100.00% |  |  | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, Written VOE Verified, Personal Bank Statements Verified, Lease Agreements Verified | Borrower | Business P&L |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 5795 |  | 5.180% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 | 3 |  |  |  |  | 0.000 |  | N/A | No | Yes | 24 | Yes | 24 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0387 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $26451.88 | XXXX |  | $4310.03 | 6.250% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $2910.12 | $4889.04 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 738 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 1.350 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9144 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $16538.93 | XXXX |  | $3366.72 | 7.250% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $9886.92 | $2142.96 | XXXX | TX | $37.50 |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 716 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.70 | 0.700 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9235 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $11350.26 | XXXX |  | $2878.09 | 7.375% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $2111.04 | $2790.96 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 711 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio | 7 | 11/XX/2015 | 07/XX/2019 | 4 | 34 |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.76 | 0.760 |  |  | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9112 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $12212.83 | XXXX |  | $2391.87 | 8.000% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $5847.96 | $287.04 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 811 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 8.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.69 | 0.690 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8980 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 9495 | $16782.50 | XXXX | 5.486% | $5763.11 | 6.250% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  | $0.00 | 1 | $14625.00 | $1100.04 | XXXX | CA | $525.00 |  |  | 48.14% | 55.27% | 48.27% | XXXX | XXXX |  |  |  | 709 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  | 1 - Not Stated Not Verified | 1 - Not Stated Not Verified |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 9495 |  | 0.000% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  | N/A | 0.00 | 0.000 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8802 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $8091.72 | XXXX |  | $796.88 | 6.375% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $3742.80 | $639.96 | XXXX | FL | $170.00 |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 715 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.14 | 1.140 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9025 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No |  | $7720.70 | XXXX | 6.853% | $2018.44 | 6.750% | Yes | Yes | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  | United States | United States |  |  |  | 1 | $4862.52 | $990.00 | XXXX |  |  |  |  | 45.32% | 45.80% | 45.80% | XXXX | XXXX | XXXX |  |  | 755 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No | 0 |  | 0.00% | 0.00% |  |  | Borrower - 2 YRS W2 1099 Verified, Written VOE Verified, 2 YRS Executed 4506T Verified \|\| Co Borrower | Borrower - 2 YRS Executed 4506T Verified \|\| Co Borrower | Asset Depletion |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 4607 |  | 5.380% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.750% | 2 | 0 | 0 | 0 | 2 | 0 |  |  |  |  | 0.00 | 0.000 |  | N/A | No | NA |  | Yes | 41 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9278 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 12359.7 | $14830.60 | XXXX | 6.664% | $3760.80 | 6.500% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  | United States | United States |  |  |  | 1 | $9503.04 | $795.00 | XXXX | CA | $200.00 |  |  | 41.75% | 41.86% | 41.86% | XXXX | XXXX | XXXX |  |  | 770 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 15 | Personal,Business | 92.42% | 100.00% |  |  | Borrower - SECorporation - CPA Letter Verified, 1 YR W2 1099 Verified, Personal Bank Statements Verified, Business Bank Statements Verified \|\| Co Borrower - SECorporation - CPA Letter Verified, Personal Bank Statements Verified, Business Bank Statements Verified | Borrower \|\| Co Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 12359.7 |  | 5.330% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.625% | 1 | 0 | 0 | 0 | 0 | 0 | 3 | 12 |  |  | 0.00 | 0.000 |  | N/A | No | Yes | 24 | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0179 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 16220 | $25166.73 | XXXX | 6.062% | $14245.50 | 5.990% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $25276.08 | $9893.04 | XXXX |  |  |  |  | 25.52% | 25.50% | 25.50% | XXXX | XXXX |  |  |  | 707 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Personal Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 16220 |  | 5.070% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 5.990% | 0 | 0 | 0 | 0 | 0 | 0 | 12 |  |  |  |  | 0.000 |  | N/A | No | Yes | 62 | Yes | 62 | H8 (New Creditor) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0251 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $15156.00 | XXXX |  | $2432.43 | 8.000% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $7131.72 | $405.00 | XXXX | FL | $955.00 |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 715 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 8.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 0.750 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0180 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $14739.58 | XXXX |  | $2520.84 | 6.875% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $1737.96 | $1118.04 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 816 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 0.820 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8874 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $14139.50 | XXXX |  | $1896.20 | 6.500% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $3964.32 | $975.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 790 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.41 | 1.410 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8822 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $8758.87 | XXXX |  | $1551.99 | 6.875% | Yes |  |  |  |  |  |  |  | Permanent Resident Alien |  |  |  | Saudi Arabia |  |  |  |  | 1 | $4713.24 | $1872.00 | XXXX | TX | $405.00 |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 688 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.76 | 0.760 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0105 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $8762.66 | XXXX |  | $2460.94 | 7.875% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $1115.04 | $1356.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 805 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  | 0.750 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0086 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $11960.78 | XXXX |  | $2501.54 | 7.000% | Yes | Yes |  |  |  |  |  |  | US Citizen | US Citizen |  |  | United States | United States |  |  |  | 1 | $3647.40 | $1349.04 | XXXX | FL | $565.00 |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX | XXXX |  |  | 751 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower \|\| Co Borrower | Borrower \|\| Co Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.78 | 0.780 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9447 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 6631.25 | $8861.54 | XXXX | 7.115% | $4028.41 | 7.000% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $2923.80 | $1328.04 | XXXX |  |  |  |  | 48.81% | 48.81% | 48.81% | XXXX | XXXX |  |  |  | 801 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  | 0.00% | 45.00% |  | Audited | Borrower - SEPartnership, Child Support - CPA Letter Verified, YTD Profit And Loss Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, Award Letter Verified, Separation Agreement Verified | Borrower - 2 YRS Executed 4506T Verified | Full Doc |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 6631.25 |  | 5.160% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.000% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 16 | N/A | 0.00 | 0.000 |  | N/A | No | Yes | 24 | Yes | 24 | H8 (New Creditor) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8623 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 18495 | $23000.00 | XXXX | 6.756% | $8708.23 | 6.625% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  | United States | United States |  |  |  | 1 | $21875.04 | $2445.96 | XXXX |  |  |  |  | 41.92% | 41.62% | 41.62% | XXXX | XXXX | XXXX |  |  | 710 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 50.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified \|\| Co Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified | Borrower - 2 YRS Executed 4506T Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 18495 |  | 5.170% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.625% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 |  |  | 0.00 | 0.000 |  | N/A | No | Yes | 12 | Yes | 12 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8896 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $21372.61 | XXXX |  | $3691.41 | 6.750% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 4 | $11250.00 | $1356.96 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 692 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.67 | 1.670 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8933 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $6574.95 | XXXX |  | $6373.83 | 6.125% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 4 | $20812.56 | $5994.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 752 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.16 | 1.160 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8583 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $9278.00 | XXXX |  | $1378.97 | 6.000% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $2539.44 | $441.96 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 717 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.08 | 1.080 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9237 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 21850 | $26565.46 | XXXX | 7.577% | $4379.57 | 7.250% | No |  | Self-Employed |  |  |  |  |  | Non Permanent Resident Alien |  |  |  | N/A |  |  |  | $0.00 | 1 | $10026.00 | $720.00 | XXXX |  |  |  |  | 49.91% | 49.91% | 49.91% | XXXX | XXXX |  |  |  | 708 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  | 1 - Not Stated Not Verified | 1 - Not Stated Not Verified |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 21850 |  | 5.160% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  | N/A | 0.00 | 0.000 |  | N/A | No | Yes | 24 | Yes | 24 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9146 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $13738.83 | XXXX |  | $3253.22 | 7.625% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $3039.48 | $1022.04 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 714 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio | 13 | 06/XX/2016 | 09/XX/2019 | 1 |  | 32 |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.84 | 0.840 |  |  | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8497 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $16501.50 | XXXX |  | $2733.28 | 6.125% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $8032.56 | $2502.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 741 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.05 | 1.050 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8713 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $18085.71 | XXXX |  | $3759.59 | 6.125% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 4 | $2355.36 | $1061.04 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 768 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.19 | 1.190 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9044 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $7841.57 | XXXX |  | $2135.90 | 6.000% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $1647.60 | $705.12 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 796 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.18 | 1.180 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9043 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $12300.50 | XXXX |  | $3324.87 | 6.250% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  | $0.00 | 1 | $4741.56 | $573.12 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 796 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  | 1 - Not Stated Not Verified | 1 - Not Stated Not Verified |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.7 | 0.700 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9045 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $8591.13 | XXXX |  | $2473.15 | 6.000% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $3388.20 | $671.16 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 796 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.03 | 1.030 |  |  | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9046 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $12325.49 | XXXX |  | $2718.75 | 6.000% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $3992.88 | $563.16 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 796 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.02 | 1.020 |  |  | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9111 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $19756.75 | XXXX |  | $4091.93 | 6.000% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $5539.92 | $528.12 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 796 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.78 | 0.780 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9138 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $28121.86 | XXXX |  | $3056.34 | 5.875% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $9490.56 | $1809.60 | XXXX | FL | $511.00 |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 782 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 5.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.11 | 1.110 |  |  | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8971 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 13682.5 | $15536.93 | XXXX | 6.492% | $2651.45 | 6.375% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $6251.16 | $1679.04 | XXXX |  |  |  |  | 31.29% | 30.96% | 30.96% | XXXX | XXXX |  |  |  | 702 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SECorporation - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 13682.5 |  | 5.350% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  | N/A | 0.00 | 0.000 |  |  | No | Yes | 36 | Yes | 36 | H8 (New Creditor) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9140 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $5462.38 | XXXX |  | $1171.24 | 5.875% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $4137.84 | $1179.96 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 805 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.11 | 1.110 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9218 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 8375 | $10209.67 | XXXX | 6.113% | $4124.91 | 6.000% | No |  | Employed |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $10749.96 | $0.00 | XXXX | CA | $569.00 |  |  | 52.06% | 52.06% | 52.06% | XXXX | XXXX |  |  |  | 819 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  | 0.00% | 0.00% |  |  | Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 1 YR Executed 4506T Verified, 1 YR IRS Transcripts Verified | Borrower - 1 YR Executed 4506T Verified, 1 YR IRS Transcripts Verified | Full Doc |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 8375 |  | 5.330% |  | 1.1 | Manual Underwriting | No | Manual Underwriting |  | No | 6.000% | 1 | 0 | 0 | 0 | 1 | 1 |  |  |  |  | 0.00 | 0.000 |  | N/A | No | NA |  | Yes | 28 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9304 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 10634.02 | $11832.40 | XXXX | 6.013% | $2245.59 | 5.750% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $6422.52 | $1125.00 | XXXX | CA | $195.00 |  |  | 45.04% | 45.04% | 45.04% | XXXX | XXXX |  |  |  | 734 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Personal,Business | 100.00% | 40.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, Personal Bank Statements Verified, Business Bank Statements Verified | Borrower - 2 YRS Executed 4506T Verified | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 10634.02 |  | 5.330% |  | 2.3 | Manual Underwriting | No | Manual Underwriting |  | No | 5.750% | 0 | 0 | 0 | 0 | 2 | 0 | 12 | 12 |  |  | 0.00 | 0.000 |  | N/A | No | Yes | 24 | Yes | 24 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx7459 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 13495 | $16783.25 | XXXX | 7.836% | $3335.25 | 7.500% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  | $0.00 | 1 | $6631.80 | $969.84 | XXXX | GA | $250.00 |  |  | 22.23% | 22.92% | 22.92% | XXXX | XXXX |  |  |  | 695 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  | 1 - Not Stated Not Verified | 1 - Not Stated Not Verified |  |  |  |  | No | Yes | 12 | Business | 100.00% | 50.00% |  |  | Borrower - SECorporation - Executed 4506T Verified, Business Bank Statements Verified, Lease Agreements Verified | Borrower - Executed 4506T Verified | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 13495 |  | 5.160% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.500% | 0 | 0 | 0 | 0 | 1 | 0 |  | 12 |  | N/A | 0.00 | 0.000 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9219 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $8310.11 | XXXX |  | $1191.67 | 6.875% | Yes | Yes |  |  |  |  |  |  | Permanent Resident Alien | US Citizen |  |  | United States | United States |  |  |  | 1 | $511.92 | $1001.04 | XXXX | NV | $155.00 |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX | XXXX |  |  | 684 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower \|\| Co Borrower | Borrower \|\| Co Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $219.09 |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.92 | 0.920 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9310 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $10014.17 | XXXX |  | $1477.72 | 6.250% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $6000.00 | $572.04 | XXXX | CA | $424.00 |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 699 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 1 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $242509.67 |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.02 | 1.020 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxxx0298 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 5475 | $6966.33 | XXXX | 7.563% | $1024.05 | 7.125% | No |  | Employed |  |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $2071.44 | $903.96 | XXXX | FL | $375.00 |  |  | 49.82% | 49.82% | 49.82% | XXXX | XXXX |  |  |  | 802 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  | 0.00% | 0.00% |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | Full Doc |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 5475 |  | 5.180% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.125% | 2 | 0 | 2 | 0 | 2 | 3 |  |  |  |  |  | 0.000 |  | N/A | No | NA |  | Yes | 24 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8776 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $6369.56 | XXXX |  | $2493.65 | 6.250% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 3 | $2392.08 | $917.40 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 804 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.21 | 1.230 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8753 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $19727.50 | XXXX |  | $4697.36 | 5.625% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 4 | $5601.96 | $2126.16 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 804 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 5.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.54 | 1.590 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8774 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $6719.16 | XXXX |  | $1721.37 | 5.875% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $1546.56 | $827.28 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 804 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $100.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 5.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.07 | 1.070 |  |  | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9224 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 16757 | $18212.63 | XXXX | 5.886% | $2113.81 | 5.625% | No | No | Not Employed | Not Employed |  |  |  |  | US Citizen |  |  |  | United States | United States |  |  |  | 1 | $5219.52 | $4881.12 | XXXX |  |  |  |  | 37.21% | 37.21% | 37.21% | XXXX | XXXX |  |  |  | 726 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No | 3 | Personal,Business | 0.00% | 100.00% |  |  | Borrower - Personal Bank Statements Verified, Business Bank Statements Verified \|\| Co Borrower | Borrower \|\| Co Borrower | Asset Depletion |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 16757 |  | 5.330% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 5.625% | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 2 |  |  | 0.00 | 0.000 |  |  | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9338 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 11395 | $18590.00 | XXXX | 7.406% | $6753.55 | 7.250% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  | $0.00 | 1 | $13749.96 | $609.96 | XXXX |  |  |  |  | 44.62% | 43.70% | 43.70% | XXXX | XXXX |  |  |  | 765 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  | 1 - Not Stated Not Verified | 1 - Not Stated Not Verified |  |  |  |  | No | Yes | 12 | Business | 42.54% | 100.00% |  |  | Borrower - Wage, SECorporation, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 11395 |  | 5.180% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.250% | 2 | 0 | 0 | 0 | 0 | 0 |  | 12 |  | N/A | 0.00 | 0.000 |  | N/A | No | NA |  | Yes | 29 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8485 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $11115.08 | XXXX |  | $5541.33 | 7.125% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $10225.56 | $1094.04 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 723 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 2 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.23 | 1.230 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8929 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $6463.00 | XXXX |  | $1828.63 | 6.000% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $1539.36 | $453.12 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 804 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $100.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1 | 1.000 |  |  | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8653 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $12967.31 | XXXX |  | $1884.09 | 6.375% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 2 | $6516.60 | $879.12 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 694 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  | 1 - Not Stated Not Verified | 1 - Not Stated Not Verified |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.28 | 1.280 |  |  | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 03/XX/2021 | -460 | 0 |
| xxxxxx9101 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 13825 | $18037.17 | XXXX | 8.522% | $4084.87 | 8.250% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  | United States | United States |  |  |  | 1 | $8937.48 | $728.04 | XXXX |  |  |  |  | 41.16% | 40.08% | 40.08% | XXXX | XXXX | XXXX |  |  | 666 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 3 | Business | 100.00% | 100.00% |  | Audited | Borrower - CPA Letter Verified, YTD Profit And Loss Verified, Written VOE Verified, Business Bank Statements Verified \|\| Co Borrower | Borrower \|\| Co Borrower | 1YR Business P&L |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 13825 |  | 5.180% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 8.250% | 0 | 0 | 0 | 0 | 0 | 0 |  | 3 | 17 |  | 0.00 | 0.000 |  |  | No | Yes | 24 | Yes | 24 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9429 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $6460.20 | XXXX |  | $2152.64 | 7.000% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $3068.16 | $1722.96 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 760 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.02 | 1.020 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 03/XX/2022 | -106 | XXX |
| xxxxxx9227 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 15715 | $17562.92 | XXXX | 6.329% | $4139.41 | 6.125% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  | United States | United States |  |  |  | 1 | $15328.32 | $1062.00 | XXXX | CA | $220.00 |  |  | 49.99% | 49.99% | 49.99% | XXXX | XXXX | XXXX |  |  | 769 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 2 | Personal | 0.00% | 100.00% |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Personal Bank Statements Verified, Lease Agreements Verified, 1040 Schedule E Verified \|\| Co Borrower - Wage - 1 YR W2 1099 Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Personal Bank Statements Verified, 1040 Schedule E Verified | Borrower - 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified | W2/1099 Verified |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 15715 |  | 5.330% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.125% | 2 | 1 | 0 | 0 | 2 | 1 | 2 |  |  |  | 0 | 0.000 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |
| xxxxxx9245 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $11520.16 | XXXX |  | $2742.19 | 6.750% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $8124.96 | $1272.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 661 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.11 | 1.130 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 02/XX/2022 | -120 | XXX |
| xxxxxx9009 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 12520.21 | $13392.35 | XXXX | 5.911% | $3521.28 | 5.750% | No |  | Employed |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $4108.32 | $1422.00 | XXXX | FL | $106.08 |  |  | 43.42% | 43.42% | 43.42% | XXXX | XXXX |  |  |  | 730 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No | 0 |  | 0.00% | 100.00% |  |  | Borrower - Asset Depletion - 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified | Asset Depletion |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 12520.21 |  | 5.380% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 5.750% | 0 | 0 | 0 | 0 | 2 | 0 |  |  |  |  | 0 | 0.000 |  | N/A | No | NA |  | No |  | H8 (New Creditor) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9124 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $14765.59 | XXXX |  | $3820.31 | 5.625% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $2757.84 | $2111.04 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 758 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 5.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.42 | 1.420 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9132 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $7217.80 | XXXX |  | $1713.82 | 7.000% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $3935.52 | $714.96 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 680 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.76 | 0.760 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 11/XX/2020 | -573 | XXX |
| xxxxxx8804 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $7726.61 | XXXX |  | $1337.07 | 7.250% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $3821.40 | $1665.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 750 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1 | 1.000 |  |  | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8981 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $9215.78 | XXXX |  | $1501.67 | 6.625% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 4 | $9623.16 | $1338.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 728 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $76565.79 |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.27 | 1.270 |  |  | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 02/XX/2020 | -841 | XXX |
| xxxxxx9351 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $26344.65 | XXXX |  | $5365.21 | 6.500% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $1065.72 | $895.20 | XXXX | CA | $37.50 |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 765 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.7 | 0.700 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8771 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $6313.88 | XXXX |  | $2460.41 | 6.250% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 3 | $2918.76 | $1051.20 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  | 0.00% |  |  |  | Borrower - N/A | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.32 | 1.320 |  |  | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |
| xxxxxx9066 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $6064.38 | XXXX |  | $1212.69 | 7.125% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $606.48 | $447.96 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 701 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.11 | 1.110 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |
| xxxxxx9285 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $14006.12 | XXXX |  | $3339.84 | 7.125% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $5765.04 | $1272.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 716 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.76 | 0.760 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 11/XX/2021 | -218 | XXX |
| xxxxxx9236 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $13412.06 | XXXX |  | $3977.17 | 6.375% | Yes | Yes |  |  |  |  |  |  | US Citizen | US Citizen | US Citizen | US Citizen | United States | United States | United States | United States |  | 2 | $5036.52 | $960.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX | XXXX | XXXX | XXXX | 752 | 773 | 752 | 774 | 790 | 767 | 795 | XXXX |  |  |  |  |  |  | 773 | 790 | 3 - Verified<2Mos | 3 - Verified<2Mos |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower \|\| Co Borrower \|\| Co Borrower 2 \|\| Co Borrower 3 | Borrower \|\| Co Borrower \|\| Co Borrower 2 \|\| Co Borrower 3 | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.14 | 1.140 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |
| xxxxxx8318 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $15668.33 | XXXX |  | $3250.00 | 6.500% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 2 | $5266.92 | $1195.80 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 769 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.32 | 1.320 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8646 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $13314.00 | XXXX |  | $3033.93 | 6.500% | Yes |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $6271.56 | $609.96 | XXXX | CA | $343.00 |  |  | 39.04% | 39.05% | 39.05% | XXXX | XXXX |  |  |  | 776 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified | Borrower - 2 YRS Executed 4506T Verified | 24 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.500% | 0 | 0 | 0 | 0 | 2 | 0 |  | 24 |  |  | 0.44 | 0.000 |  | N/A | No | Yes | 132 | Yes | 132 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 06/XX/2021 | -362 | XXX |
| xxxxxx8950 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 16690 | $19291.25 | XXXX | 5.268% | $6854.17 | 5.875% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  | United States | United States |  |  |  | 1 | $16646.28 | $2282.16 | XXXX | CA | $237.00 |  |  | 30.79% | 35.55% | 30.79% | XXXX | XXXX | XXXX |  |  | 782 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.00% | 35.00% |  |  | Borrower - SESCorp - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified \|\| Co Borrower - SESCorp - CPA Letter Verified | Borrower \|\| Co Borrower | 24 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 16690 |  | 0.000% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 5.875% | 0 | 0 | 0 | 0 | 0 | 0 |  | 24 |  |  | 0 | 0.000 |  | N/A | No | Yes | 24 | Yes | 24 | H8 (New Creditor) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 01/XX/1900 | -44726 | XXX |
| xxxxxx9527 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 13930 | $17315.57 | XXXX | 6.146% | $3383.60 | 5.875% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $8937.48 | $468.96 | XXXX | CA | $913.00 |  |  | 40.58% | 40.59% | 40.59% | XXXX | XXXX |  |  |  | 775 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified | Borrower - 2 YRS Executed 4506T Verified | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 13930 |  | 5.350% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 5.875% | 0 | 0 | 0 | 0 | 2 | 0 |  | 24 |  |  | 0 | 0.000 |  | N/A | No | Yes | 60 | Yes | 60 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 04/XX/2022 | -60 | XXX |
| xxxxxx9407 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $24547.22 | XXXX |  | $3764.20 | 6.875% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $10671.48 | $696.60 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 702 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.7 | 0.700 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 04/XX/2019 | -1173 | XXX |
| xxxxxx9591 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $19522.86 | XXXX |  | $9597.67 | 6.875% | Yes | Yes |  |  |  |  |  |  | US Citizen | US Citizen |  |  | United States | United States |  |  |  | 1 | $55503.12 | $8286.96 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX | XXXX |  |  | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower \|\| Co Borrower | Borrower \|\| Co Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.17 | 1.170 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |
| xxxxxx9023 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $10278.40 | XXXX |  | $2558.62 | 6.375% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $673.08 | $1770.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 773 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $1876.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.27 | 1.270 |  |  | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9393 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 28961.68 | $32384.13 | XXXX | 6.180% | $5651.33 | 5.875% | No |  | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  | United States |  |  |  |  | 1 | $2881.92 | $1518.96 | XXXX |  |  |  |  | 31.19% | 30.64% | 30.64% | XXXX | XXXX |  |  |  | 741 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 6 | Personal | 0.00% | 100.00% |  | Audited | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, Written VOE Verified, 1 YR Executed 4506T Verified, Personal Bank Statements Verified | Borrower - 1 YR Executed 4506T Verified | Business P&L |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 28961.68 |  | 5.160% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 5.875% | 0 | 0 | 0 | 0 | 1 | 0 | 6 |  | 12 |  | 0 | 0.000 |  | N/A | No | Yes | 55 | Yes | 55 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 01/XX/2020 | -890 | XXX |
| xxxxxx9343 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $14147.06 | XXXX |  | $3594.56 | 6.250% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $10425.00 | $1561.32 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 796 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.87 | 0.870 |  |  | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9485 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $1866.94 | XXXX |  | $3719.38 | 8.250% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $8223.24 | $933.96 | XXXX | CA | $315.00 |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 724 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 8.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.65 | 0.650 |  |  | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8952 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $16639.53 | XXXX |  | $3445.31 | 6.750% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 3 | $10937.52 | $1743.12 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 766 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $25000.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.67 | 0.670 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 10/XX/1969 | -19251 | XXX |
| xxxxxx9568 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $24318.77 | XXXX |  | $7347.66 | 6.875% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  | $0.00 | 1 | $21375.00 | $1658.88 | XXXX | CA | $240.00 |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 807 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  | 1 - Not Stated Not Verified | 1 - Not Stated Not Verified |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $3386.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | N/A | 0.68 | 0.680 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9378 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $7080.91 | XXXX |  | $1080.65 | 6.875% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 2 | $1335.00 | $732.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 694 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.44 | 1.440 |  |  | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9452 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $6128.75 | XXXX |  | $1153.70 | 7.500% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $2446.20 | $705.24 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 650 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.2 | 1.200 |  |  | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9248 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 14365 | $18598.50 | XXXX | 7.770% | $3232.36 | 7.375% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $6737.52 | $822.96 | XXXX |  |  |  |  | 48.33% | 48.09% | 48.09% | XXXX | XXXX |  |  |  | 714 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified | Borrower - 2 YRS Executed 4506T Verified | 24 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 14365 |  | 5.310% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.375% | 0 | 0 | 0 | 0 | 2 | 0 |  | 24 |  |  |  | 0.000 |  | N/A | No | Yes | 48 | Yes | 48 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 08/XX/2021 | -303 | XXX |
| xxxxxx9725 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $15236.67 | XXXX |  | $8482.61 | 7.000% | Yes |  | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  | California |  |  |  | $13284.15 | 1 | $18750.00 | $1679.16 | XXXX |  |  |  |  | 42.77% | 42.77% | 42.77% | XXXX | XXXX |  |  |  | 720 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - Business Bank Statements Verified | Borrower | 24 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.000% | 0 | 0 | 0 | 0 | 0 | 0 |  | 24 |  |  | 0 | 0.000 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 10/XX/2019 | -984 | XXX |
| xxxxxx9299 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 12745 | $13136.88 | XXXX | 7.122% | $3370.04 | 6.875% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  | United States | United States |  |  | $6661.71 | 1 | $7125.00 | $1266.00 | XXXX |  |  |  |  | 44.92% | 44.49% | 44.49% | XXXX | XXXX | XXXX |  |  | 765 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - CPA Letter Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified \|\| Co Borrower | Borrower - 2 YRS Executed 4506T Verified \|\| Co Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 12745 |  | 5.310% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.875% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 |  |  | 0 | 0.000 |  | N/A | No | Yes | 12 | Yes | 12 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 09/XX/2021 | -270 | XXX |
| xxxxxx8877 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $16277.57 | XXXX |  | $2989.03 | 6.875% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $1848.96 | $2826.48 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 731 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.89 | 0.890 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |
| xxxxxx9095 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $8078.83 | XXXX |  | $698.73 | 6.375% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $1201.92 | $1431.96 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 681 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.58 | 1.580 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 09/17/2021 | -283 | XXX |
| xxxxxx9188 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $3614.00 | XXXX |  | $6130.47 | 7.375% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 2 | $3199.80 | $1332.96 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 695 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio | 11 | 12/XX/2016 | 02/XX/2018 | 1 | 51 |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.04 | 1.040 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9209 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 17970 | $19826.00 | XXXX | 8.148% | $5612.04 | 7.875% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  | United States | United States |  |  |  | 1 | $10749.96 | $981.00 | XXXX |  |  |  |  | 28.35% | 28.77% | 28.77% | XXXX | XXXX | XXXX |  |  | 660 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.00% | 100.00% |  |  | Borrower - CPA Letter Verified, Written VOE Verified, Executed 4506T Verified, Business Bank Statements Verified \|\| Co Borrower - Executed 4506T Verified | Borrower - Executed 4506T Verified \|\| Co Borrower - Executed 4506T Verified | 24 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 17970 |  | 5.180% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.875% | 0 | 0 | 0 | 0 | 1 | 0 |  | 24 |  |  | 0 | 0.000 |  | N/A | No | Yes | 24 | Yes | 24 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8466 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $34035.00 | XXXX |  | $5801.67 | 7.375% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 3 | $10628.52 | $2304.60 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 671 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio | 13 | 09/XX/2018 | 01/XX/2020 | 1 |  | 27 |  | 0 |  |  | 0 |  |  | 0 |  | 3 | 3 | 27 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.08 | 1.080 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 02/XX/2020 | -874 | XXX |
| xxxxxx9748 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $26286.28 | XXXX |  | $4898.44 | 7.125% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $13749.96 | $1094.64 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 755 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.65 | 0.650 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 04/XX/2021 | -442 | XXX |
| xxxxxx9256 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $17302.44 | XXXX |  | $3924.06 | NaN% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  | $0.00 | 1 | $3815.88 | $5940.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 788 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  | 1 - Not Stated Not Verified | 1 - Not Stated Not Verified |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | N/A | 1.27 | 1.270 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9479 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $16920.33 | XXXX |  | $3965.00 | 7.625% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $9750.00 | $953.16 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 780 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 8.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.72 | 0.720 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 03/XX/2010 | -4492 | XXX |
| xxxxxx9243 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | Yes | 5991.25 | $6780.70 | XXXX | 6.238% | $3311.48 | 6.125% | No | No | Self-Employed | Not Employed |  |  |  |  | Permanent Resident Alien | US Citizen |  |  | China | United States |  |  |  | 1 | $5907.60 | $638.04 | XXXX |  |  |  |  | 40.09% | 40.03% | 40.03% | XXXX | XXXX | XXXX |  |  | 809 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.00% | 100.00% |  |  | Borrower - CPA Letter Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, Personal Bank Statements Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 5991.25 |  | 5.180% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.125% | 0 | 0 | 0 | 0 | 2 | 0 | 12 |  |  |  | 0 | 0.000 |  | N/A | No | Yes | 12 | Yes | 12 | H8 (New Creditor) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9648 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $19100.01 | XXXX |  | $8910.42 | 7.000% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 4 | $5791.80 | $3057.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 806 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.06 | 1.020 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12/XX/2002 | -7115 | XXX |
| xxxxxx9425 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $4946.81 | XXXX |  | $1684.45 | 6.375% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $5060.88 | $686.04 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 792 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.06 | 1.060 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9434 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 12350 | $15101.22 | XXXX | 8.902% | $3990.06 | 8.625% | No |  | Employed |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $6951.96 | $585.12 | XXXX | CA | $225.00 |  |  | 40.32% | 40.32% | 40.32% | XXXX | XXXX |  |  |  | 727 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  | 0.00% | 0.00% |  |  | Borrower - Wage - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified | Borrower - 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified | Full Doc |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 12350 |  | 5.860% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 8.625% | 1 | 0 | 0 | 0 | 2 | 1 |  |  |  |  | 0 | 0.000 |  | N/A | No | NA |  | Yes | 7 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9602 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $15666.75 | XXXX |  | $3243.99 | 6.750% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 2 | $2864.40 | $1377.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 811 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.47 | 1.470 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9183 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $10545.52 | XXXX |  | $2843.09 | 7.125% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $5022.72 | $6408.00 | XXXX | GA | $66.67 |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 689 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.72 | 0.720 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9363 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 8661.25 | $9375.83 | XXXX | 7.729% | $2863.28 | 7.500% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $7353.48 | $2948.04 | XXXX | TX | $31.25 |  |  | 48.94% | 48.81% | 48.81% | XXXX | XXXX |  |  |  | 681 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 91.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified | Borrower - 2 YRS Executed 4506T Verified | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 8661.25 |  | 5.180% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.500% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 |  |  | 0 | 0.000 |  | N/A | No | Yes | 24 | Yes | 24 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9528 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 13395 | $14219.59 | XXXX | 6.999% | $11966.59 | 6.990% | No |  | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  | India |  |  |  |  | 1 | $40878.60 | $4028.52 | XXXX | TX | $150.00 |  |  | 15.36% | 15.37% | 15.37% | XXXX | XXXX |  |  |  | 761 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SECorporation - 2 YRS Executed 4506T Verified, Business Bank Statements Verified | Borrower - 2 YRS Executed 4506T Verified | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 13395 |  | 5.160% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.990% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 |  |  | 0 | 0.000 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9787 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 22137.3 | $22137.30 | XXXX | 6.579% | $3986.77 | 6.250% | No |  | Employed |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $11562.48 | $1428.00 | XXXX |  |  |  |  | 46.65% | 47.08% | 47.08% | XXXX | XXXX |  |  |  | 712 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  | 0.00% | 0.00% |  |  | Borrower - Wage - Written VOE Verified, 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified | Written Verification of Employment |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 22137.3 |  | 5.860% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.250% | 0 | 0 | 0 | 0 | 2 | 0 |  |  |  |  | 0 | 0.000 |  | N/A | No | NA |  | Yes | 29 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 08/XX/2021 | -303 | XXX |
| xxxxxx9756 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 8452.5 | $11070.50 | XXXX | 7.350% | $1827.74 | 6.990% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $8437.44 | $1074.00 | XXXX | CA | $110.00 |  |  | 26.90% | 27.12% | 27.12% | XXXX | XXXX |  |  |  | 652 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 50.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified | Borrower - 2 YRS Executed 4506T Verified | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 8452.5 |  | 5.880% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.990% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 |  |  | 0 | 0.000 |  | N/A | No | Yes | 24 | Yes | 24 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9833 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $26000.21 | XXXX |  | $12204.49 | 9.125% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $24999.96 | $5295.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 769 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 9.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.47 | 0.470 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9654 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $6431.88 | XXXX |  | $1640.62 | 7.500% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $4374.96 | $542.04 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 661 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.02 | 1.020 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9211 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $1728.61 | XXXX |  | $4679.45 | 6.250% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 4 | $12546.96 | $2197.20 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 772 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.12 | 1.120 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9206 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $19836.98 | XXXX |  | $8614.46 | 6.500% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 3 | $5799.84 | $1731.96 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 713 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.21 | 1.210 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9536 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $16302.23 | XXXX |  | $4005.12 | 7.000% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 2 | $12174.84 | $1221.96 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 706 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.09 | 0.900 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9035 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $27201.59 | XXXX |  | $4726.56 | 6.875% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 3 | $13749.96 | $2565.12 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 727 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.03 | 1.030 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9966 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 20745 | $27053.20 | XXXX | 7.213% | $4598.50 | 6.875% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $10937.52 | $1395.96 | XXXX |  |  |  |  | 27.48% | 26.82% | 26.82% | XXXX | XXXX |  |  |  | 787 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 3 | Business | 100.00% | 100.00% |  | Borrower Prepared | Borrower - SESoleProprietor - YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified | Borrower - 2 YRS Executed 4506T Verified | 2YR Business P&L |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 20745 |  | 5.880% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.875% | 0 | 0 | 0 | 0 | 2 | 0 |  | 3 | 24 |  | 0.57 | 0.000 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 01/XX/2022 | -182 | XXX |
| xxxxxx8986 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $13453.97 | XXXX |  | $2010.02 | 8.750% | Yes |  | Employed |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 3 | $4663.92 | $5577.00 | XXXX |  |  |  |  | 49.81% | 46.74% | 46.74% | XXXX | XXXX |  |  |  | 606 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  | 0.00% | 0.00% |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Full Doc |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 8.750% | 2 | 0 | 0 | 0 | 2 | 2 |  |  |  |  | 0.98 | 0.000 |  | N/A | No | NA |  | Yes | 24 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9426 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 9095 | $13812.81 | XXXX | 7.039% | $4197.78 | 6.875% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $3459.24 | $975.96 | XXXX | FL | $410.00 |  |  | 28.15% | 27.40% | 27.40% | XXXX | XXXX |  |  |  | 744 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified | Borrower - 2 YRS Executed 4506T Verified | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 9095 |  | 5.160% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.875% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 |  |  | 0 | 0.000 |  | N/A | No | Yes | 48 | Yes | 48 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8979 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $7135.90 | XXXX |  | $947.66 | 6.625% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 4 | $772.56 | $806.04 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 783 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 2.18 | 2.180 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9705 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 12651.25 | $17388.23 | XXXX | 7.510% | $2120.65 | 7.000% | No |  | Employed |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $3811.08 | $770.04 | XXXX |  |  |  |  | 45.97% | 45.74% | 45.74% | XXXX | XXXX |  |  |  | 665 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 5 | Personal | 0.00% | 100.00% |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Personal Bank Statements Verified | Borrower - 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified | Full Doc |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 12651.25 |  | 5.860% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.000% | 2 | 0 | 0 | 0 | 2 | 1 | 5 |  |  |  | 0 | 0.000 |  | N/A | No | NA |  | No |  | H8 (New Creditor) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 11/XX/2021 | -214 | XXX |
| xxxxxx9589 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $8764.86 | XXXX |  | $1573.82 | 6.000% | Yes |  |  |  |  |  |  |  | Non Permanent Resident Alien |  |  |  | Mexico |  |  |  |  | 1 | $949.44 | $945.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 787 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.07 | 1.070 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9620 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $7329.50 | XXXX |  | $1636.78 | 6.000% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $3770.04 | $1473.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 808 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.06 | 1.060 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 11/XX/2021 | -248 | XXX |
| xxxxxx8727 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $8770.47 | XXXX |  | $2191.41 | 6.875% | Yes | Yes |  |  |  |  |  |  | US Citizen | US Citizen |  |  | United States | United States |  |  |  | 1 | $6375.00 | $927.96 | XXXX | NV | $90.00 |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX | XXXX |  |  | 702 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower \|\| Co Borrower | Borrower \|\| Co Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.02 | 1.020 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9077 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $7350.76 | XXXX |  | $707.81 | 7.500% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $3003.96 | $694.92 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 755 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.38 | 1.380 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 09/XX/2021 | -287 | XXX |
| xxxxxx9238 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 15726.16 | $20217.24 | XXXX | 7.922% | $4379.45 | 7.625% | No | No | Self-Employed | Self-Employed |  |  |  |  | Non Permanent Resident Alien | Non Permanent Resident Alien |  |  | Colorado | Colorado |  |  | $15279.34 | 1 | $19296.48 | $1986.60 | XXXX | CO | $120.00 |  |  | 33.05% | 32.13% | 32.13% | XXXX | XXXX | XXXX |  |  | 674 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 50.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified \|\| Co Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified | Borrower - 2 YRS Executed 4506T Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 15726.16 |  | 5.780% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.625% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 |  |  | 0 | 0.000 |  | N/A | No | Yes | 180 | Yes | 180 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8998 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $5952.47 | XXXX |  | $2418.78 | 7.875% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 2 | $3426.12 | $2256.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 729 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.09 | 1.090 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9038 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $10923.40 | XXXX |  | $2601.14 | 7.625% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 2 | $3673.20 | $1338.84 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 787 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.86 | 0.860 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9134 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $0.00 | XXXX |  | $4372.77 | 5.125% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $11143.20 | $828.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 720 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 5.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.02 | 1.020 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9416 | XXXX |  | ATR/QM: Exempt | XXXX | No | Yes |  | $3858.23 | XXXX |  | $960.47 | 6.625% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 2 | $10069.32 | $1516.32 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 728 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 2.5 | 2.500 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9433 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $21534.83 | XXXX |  | $4494.12 | 7.000% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $5208.12 | $945.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 702 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.73 | 0.730 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 01/XX/2022 | -169 | XXX |
| xxxxxx9776 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 3925 | $5439.50 | XXXX | 8.082% | $1783.05 | 8.000% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $3403.56 | $1875.96 | XXXX |  |  |  |  | 14.51% | 14.14% | 14.14% | XXXX | XXXX |  |  |  | 688 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified | Borrower - 2 YRS Executed 4506T Verified | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 3925 |  | 5.880% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 8.000% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 |  |  | 0 | 0.000 |  | N/A | No | Yes | 24 | Yes | 24 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9934 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $18961.28 | XXXX |  | $4090.41 | 6.990% | Yes |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  | $105951.46 | 1 | $8914.44 | $1362.96 | XXXX |  |  |  |  | 7.12% | 6.37% | 6.37% | XXXX | XXXX |  |  |  | 760 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 4 | Personal,Business | 0.00% | 50.00% |  |  | Borrower - SEPartnership - 2 YRS W2 1099 Verified, 2 YRS IRS Transcripts Verified, Personal Bank Statements Verified, Business Bank Statements Verified | Borrower - 2 YRS IRS Transcripts Verified | W2/1099 Verified |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  | 09/XX/2015 | 1 | 81 | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.990% | 2 | 0 | 0 | 0 | 0 | 2 | 2 | 2 |  |  | 0.56 | 0.000 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 06/XX/2021 | -382 | XXX |
| xxxxxx9322 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $25625.98 | XXXX |  | $4990.95 | 6.375% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 3 | $3366.48 | $1679.76 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.15 | 1.150 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 04/XX/2022 | -82 | XXX |
| xxxxxx8836 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $9693.49 | XXXX |  | $1079.95 | 6.875% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $6128.40 | $945.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.08 | 1.080 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 05/XX/2021 | -429 | XXX |
| xxxxxx9864 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $8600.00 | XXXX |  | $2200.00 | 7.500% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $1561.32 | $968.64 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 691 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1 | 1.000 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 11/XX/2019 | -954 | XXX |
| xxxxxx9003 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $12936.86 | XXXX |  | $2715.38 | 7.875% | Yes |  |  |  |  |  |  |  | Permanent Resident Alien |  |  |  | Haitti |  |  |  |  | 1 | $10797.00 | $1728.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 655 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.89 | 0.890 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9760 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $5423.43 | XXXX |  | $719.55 | 6.750% | Yes | Yes |  |  |  |  |  |  | US Citizen | US Citizen |  |  | United States | United States |  |  |  | 1 | $3013.68 | $567.96 | XXXX | TX | $211.00 |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX | XXXX |  |  | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower \|\| Co Borrower | Borrower \|\| Co Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.05 | 1.050 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 03/X/2021 | -499 | XXX |
| xxxxxx9412 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $30060.60 | XXXX |  | $6234.14 | 6.250% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $13258.56 | $2739.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 729 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.68 | 0.680 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9708 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $8033.47 | XXXX |  | $986.08 | 6.625% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $4812.48 | $750.00 | XXXX | CA | $180.00 |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 747 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.53 | 1.530 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 07/XX/2020 | -710 |  |
| xxxxxx9287 | XXXX |  | ATR/QM: Exempt | XXXX | No | Yes |  | $13154.96 | XXXX |  | $3317.19 | 6.875% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $9650.04 | $1926.96 | XXXX | CA | $120.00 |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 721 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.91 | 0.910 |  | N/A | No | NA |  | No |  | H9 (Same Creditor) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 03/XX/2021 | -483 | XXX |
| xxxxxx8726 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 24651.25 | $37369.06 | XXXX | 7.318% | $11155.18 | 7.125% | No | No | Self-Employed | Employed |  |  |  |  | Non Permanent Resident Alien | US Citizen |  |  | Iran | United States |  |  |  | 1 | $23750.04 | $1202.04 | XXXX |  |  |  |  | 49.25% | 49.16% | 49.16% | XXXX | XXXX | XXXX |  |  | 704 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  | 0.00% | 100.00% |  | Audited | Borrower - CPA Letter Verified, YTD Profit And Loss Verified, Written VOE Verified \|\| Co Borrower | Borrower \|\| Co Borrower | 1YR Business P&L |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 24651.25 |  | 5.310% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 12 |  | 0 | 0.000 |  | N/A | No | Yes | 24 | Yes | 24 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |
| xxxxxx9805 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $8375.06 | XXXX |  | $2081.79 | 7.125% | Yes | Yes |  |  |  |  |  |  | US Citizen | US Citizen |  |  | United States | United States |  |  |  | 1 | $5812.44 | $1089.96 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX | XXXX |  |  | 791 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower \|\| Co Borrower | Borrower \|\| Co Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.7 | 0.700 |  | N/A | No | NA |  | No |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 03/XX/2022 | -118 |  |
| xxxxxx9792 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 4495 | $8970.00 | XXXX | 6.811% | $3891.59 | 6.750% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  | United States | United States |  |  |  | 1 | $9375.00 | $590.04 | XXXX |  |  |  |  | 7.82% | 7.82% | 7.82% | XXXX | XXXX | XXXX |  |  | 765 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 14 | Personal,Business | 100.00% | 50.00% |  |  | Borrower - 1 YR Executed 4506T Verified, Personal Bank Statements Verified, Business Bank Statements Verified \|\| Co Borrower | Borrower - 1 YR Executed 4506T Verified \|\| Co Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 4495 |  | 5.860% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.750% | 0 | 0 | 0 | 0 | 1 | 0 | 2 | 12 |  |  | 0 | 0.000 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 04-14-2022 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 09-29-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 08/XX/2019 | -1062 | XXX |
| xxxxxx9669 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $41830.83 | XXXX |  | $7812.50 | 6.250% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $10356.00 | $678.96 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 758 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.37 | 1.370 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | CA | United States | 11-28-2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 05/XX/2022 | -54 | XXX |
| xxxxxx9670 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $13570.63 | XXXX |  | $3048.41 | 6.750% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 2 | $6270.60 | $1783.56 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 721 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  |  |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.34 | 1.340 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 02-26-2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9588 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $21434.31 | XXXX |  | $3202.08 | 6.625% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $1113.96 | $1726.08 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 678 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.05 | 1.050 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 02-19-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9679 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 23526.25 | $31874.43 | XXXX | 6.893% | $11578.37 | 6.875% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  | United States | United States |  |  |  | 1 | $3573.48 | $2553.00 | XXXX |  |  |  |  | 41.65% | 41.89% | 41.89% | XXXX | XXXX | XXXX |  |  | 727 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.00% | 100.00% |  |  | Borrower - 2 YRS Executed 4506T Verified, Business Bank Statements Verified \|\| Co Borrower | Borrower - 2 YRS Executed 4506T Verified \|\| Co Borrower | 24 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 23526.25 |  | 5.310% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.875% | 0 | 0 | 0 | 0 | 2 | 0 |  | 24 |  |  | 0 | 0.000 |  | N/A | No | NA |  | No |  | H8 (New Creditor) | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 04-24-2024 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License | Customer Identification Form | CA | United States | 01-25-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9951 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $17178.88 | XXXX |  | $3178.13 | 6.750% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 4 | $8812.56 | $2035.20 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.15 | 1.150 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 04-01-2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9367 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $11110.11 | XXXX |  | $1440.70 | 6.625% | Yes |  | Employed |  |  |  |  |  | Non Permanent Resident Alien |  |  |  | Canada |  |  |  |  | 1 | $4655.04 | $4739.52 | XXXX | FL | $899.00 |  |  | 39.92% | 40.50% | 40.50% | XXXX | XXXX |  |  |  | 710 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 12 | Personal | 0.00% | 0.00% |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Personal Bank Statements Verified, Lease Agreements Verified | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Full Doc |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 1.8 | Manual Underwriting | No | Manual Underwriting |  | No | 6.625% | 2 | 0 | 0 | 0 | 2 | 2 | 12 |  |  |  | 0.79 | 0.000 |  | N/A | No | NA |  | No |  | N/A | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | No | Passport |  | N/A | Canada | 05-14-2025 | Canada | 05-14-2025 | Employment Authorization Document (I-821D) |  | 05-14-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx6521 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 8083.72 | $9234.66 | XXXX | 7.282% | $1392.03 | 6.875% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  | $3859.56 | 1 | $4294.44 | $999.00 | XXXX | TX | $50.83 |  |  | 34.81% | 34.86% | 34.86% | XXXX | XXXX |  |  |  | 665 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 15 | Personal,Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - 2 YRS Executed 4506T Verified, Personal Bank Statements Verified, Business Bank Statements Verified | Borrower - 2 YRS Executed 4506T Verified | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 8083.72 |  | 3.610% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.875% | 0 | 0 | 0 | 0 | 2 | 0 | 12 | 3 |  |  | 0 | 0.000 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | TX | United States | 05-30-2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0117 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $7282.11 | XXXX |  | $1263.22 | 7.125% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $3694.80 | $1877.76 | XXXX | TX | $22.92 |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 662 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1 | 1.000 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | TX | United States | 10-15-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9625 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $33379.54 | XXXX |  | $4609.38 | 6.250% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 3 | $12375.00 | $830.04 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 702 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.07 | 1.070 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Missing |  |  | United States |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 01/XX/2022 | -190 | 872000 |
| xxxxxx9746 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $15627.45 | XXXX |  | $3361.63 | 6.625% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 2 | $1629.12 | $2852.76 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.71 | 1.710 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | VA | United States | 10-31-2027 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 10/XX/2020 | -640 | 305000 |
| xxxxxx9341 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 23495 | $27994.63 | XXXX | 6.958% | $7983.82 | 6.750% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  | United States | United States |  |  | $21699.12 | 1 | $8822.76 | $1929.96 | XXXX |  |  |  |  | 34.59% | 34.66% | 34.66% | XXXX | XXXX | XXXX |  |  | 687 |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 85.56% | 50.00% |  |  | Borrower - SESoleProprietor, Wage - Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Business Bank Statements Verified \|\| Co Borrower - SESoleProprietor, Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Business Bank Statements Verified | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | 24 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 23495 |  | 5.180% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.750% | 0 | 2 | 0 | 0 | 2 | 2 |  | 24 |  |  | 0 | 0.000 |  | N/A | No | NA |  | Yes | 297 | H8 (New Creditor) | US Citizen | US Citizen | N/A | Missing |  |  | United States |  |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Missing |  |  | United States |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9572 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $9288.55 | XXXX |  | $881.93 | 7.375% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $1030.08 | $1121.04 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.85 | 0.850 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Missing |  |  | United States |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9737 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $6442.50 | XXXX |  | $1340.13 | 6.875% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $1818.96 | $1076.04 | XXXX | FL | $179.00 |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.07 | 1.070 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | FL | United States | 03-11-2029 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 05/XX/2022 | -61 | 257000 |
| xxxxxx9937 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $10173.35 | XXXX |  | $1562.36 | 6.625% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $564.12 | $597.96 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $2000.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.93 | 0.930 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Enhanced Driver's License (MI, MN, NY, VT, WA) |  | WA | United States | 01-12-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9540 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $10466.87 | XXXX |  | $841.81 | 7.125% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $1469.76 | $1053.96 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 - Not Stated Not Verified | 1 - Not Stated Not Verified |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.33 | 1.330 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Other | Customer Identification Form | TN | United States | 07-09-2028 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9878 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 6795 | $8471.93 | XXXX | 6.898% | $2632.79 | 6.750% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  | United States | United States |  |  |  | 1 | $1826.04 | $1526.76 | XXXX |  |  |  |  | 39.81% | 39.09% | 39.09% | XXXX | XXXX | XXXX |  |  | 754 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 34.85% | 100.00% |  |  | Borrower - Wage - 2 YRS Executed 4506T Verified, Business Bank Statements Verified \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 2 YRS Executed 4506T Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 6795 |  | 5.860% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.750% | 0 | 2 | 0 | 0 | 2 | 2 |  | 12 |  |  | 0 | 0.000 |  | N/A | No | NA |  | No | 30 | N/A | US Citizen | US Citizen | N/A | Missing |  | ID | United States |  |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Missing |  | ID | United States |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9649 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $16013.75 | XXXX |  | $3265.59 | 6.625% | Yes | Yes |  |  |  |  |  |  | Permanent Resident Alien | US Citizen |  |  | China | United States |  |  |  | 1 | $11874.96 | $724.20 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX | XXXX |  |  | 725 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower \|\| Co Borrower | Borrower \|\| Co Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.85 | 0.850 |  | N/A | No | NA |  | No |  | N/A | Permanent Resident Alien | Permanent Non-US Citizen | No | Real ID Driver's License |  | CA | State Of California | 09-17-2023 |  |  | I-151 Permanent Resident Card |  | 09-17-2023 | US Citizen | US Citizen | N/A | Missing |  |  | United States |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 04/XX/2022 | -98 | 825000 |
| xxxxxx8732 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 3890 | $2778.13 | XXXX | 7.462% | $1657.62 | 7.375% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  | $6362.99 | 1 | $1294.44 | $1029.00 | XXXX | PA | $125.00 |  |  | 21.36% | 21.37% | 21.37% | XXXX | XXXX |  |  |  | 651 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  | 0.00% | 100.00% |  |  | Borrower - Wage, SSI and Disability, SESoleProprietor - 2 YRS Personal Tax Returns Verified, 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Full Doc |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 3890 |  | 5.310% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.375% | 1 | 0 | 2 | 0 | 2 | 2 |  |  |  |  | 0 | 0.000 |  | N/A | No | NA |  | Yes | 24 | H8 (New Creditor) | US Citizen | US Citizen | N/A | Missing |  |  | United States |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 08/XX/2013 | -3259 | 179000 |
| xxxxxx9157 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 18070 | $20998.75 | XXXX | 6.217% | $4968.77 | 6.000% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $3785.04 | $2390.04 | XXXX |  |  |  |  | 20.87% | 20.88% | 20.88% | XXXX | XXXX |  |  |  | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified | Borrower - 2 YRS Executed 4506T Verified | 24 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 18070 |  | 5.310% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.000% | 0 | 0 | 0 | 0 | 2 | 0 |  | 24 |  |  | 0 | 0.000 |  | N/A | No | Yes | 24 | Yes | 24 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CO | United States | 05-19-2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx8675 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $15167.51 | XXXX |  | $1467.58 | 6.375% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $2094.00 | $383.04 | XXXX | CA | $286.00 |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 677 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio | 13 | 05/XX/2016 | 05/XX/2016 | 2 |  | 71 |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.02 | 1.020 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | OR | United States | 10-02-2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 10/XX/2019 | -996 | 0 |
| xxxxxx9525 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $11702.50 | XXXX |  | $5962.50 | 6.625% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $18000.00 | $1931.16 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $23000.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.73 | 0.730 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | CA | United States | 08-08-2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9752 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 20245 | $25217.58 | XXXX | 6.763% | $9604.66 | 6.625% | No |  | Not Employed |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $26625.72 | $7566.96 | XXXX |  |  |  |  | 44.50% | 44.50% | 44.50% | XXXX | XXXX |  |  |  | 699 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 - Not Stated Not Verified | 1 - Not Stated Not Verified |  |  |  |  | Yes | No | 0 |  | 0.00% | 0.00% |  |  | Borrower - Asset Depletion | Borrower | Asset Depletion | 11 | 11/XX/2015 | 11/XX/2017 | 1 | 55 |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 20245 |  | 5.310% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0.000 |  | N/A | No | NA |  | No |  | H8 (New Creditor) | US Citizen | US Citizen | N/A | Missing |  |  | United States |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12/XX/2021 | -203 | 2500000 |
| xxxxxx9251 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $16874.76 | XXXX |  | $7809.38 | 6.375% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 6 | $28723.92 | $2025.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.26 | 1.260 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 12-24-2022 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9399 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $6933.30 | XXXX |  | $1048.50 | 6.990% | Yes | Yes |  |  |  |  |  |  | US Citizen | US Citizen |  |  | United States | United States |  |  |  | 1 | $1302.36 | $1011.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX | XXXX |  |  | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower \|\| Co Borrower | Borrower \|\| Co Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.990% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.81 | 0.810 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CO | United States | 09-03-2022 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CO | United States | 12-12-2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 11/XX/2021 | -227 | 0 |
| xxxxxx0064 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 7490 | $8435.00 | XXXX | 7.231% | $1796.32 | 7.000% | No |  | Employed |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $3590.16 | $1400.40 | XXXX |  |  |  |  | 48.12% | 48.12% | 48.12% | XXXX | XXXX |  |  |  | 707 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  | 0.00% | 0.00% |  |  | Borrower - Wage - Written VOE Verified | Borrower | Written Verification of Employment |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 7490 |  | 5.880% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0.000 |  | N/A | No | NA |  | Yes | 30 | H8 (New Creditor) | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 06-30-2027 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0579 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 13213.75 | $21867.50 | XXXX | 7.048% | $6237.21 | 7.000% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $15624.96 | $1171.20 | XXXX |  |  |  |  | 32.16% | 32.17% | 32.17% | XXXX | XXXX |  |  |  | 733 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 13213.75 |  | 5.610% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.000% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  | 0 | 0.000 |  | N/A | No | NA |  | Yes | 24 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 11-14-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9863 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $10195.00 | XXXX |  | $3113.62 | 7.000% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $5650.08 | $1615.20 | XXXX | CA | $92.00 |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1 | 1.000 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 11-14-2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 03/XX/2010 | -4518 | 350000 |
| xxxxxx9918 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 18557.5 | $21463.54 | XXXX | 7.708% | $3406.47 | 7.375% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $5564.16 | $954.60 | XXXX |  |  |  |  | 51.60% | 51.60% | 51.60% | XXXX | XXXX |  |  |  | 683 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  | Audited | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 1 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 18557.5 |  | 5.580% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 | 12 |  | 0 | 0.000 |  | N/A | No | Yes | 24 | Yes | 24 | H8 (New Creditor) | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 01-31-2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0445 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 8090 | $10478.89 | XXXX | 7.601% | $2762.70 | 7.375% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $3595.68 | $4719.96 | XXXX | MS | $15.00 |  |  | 41.13% | 41.13% | 41.13% | XXXX | XXXX |  |  |  | 734 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 8090 |  | 5.580% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  | 0 | 0.000 |  | N/A | No | Yes | 96 | Yes | 96 | N/A | US Citizen | US Citizen | N/A | Other | Customer Identification Form | TN | United States | 05-06-2028 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9430 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $18410.65 | XXXX |  | $4218.64 | 9.000% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $4764.96 | $923.04 | XXXX | ID | $804.00 |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 9.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.73 | 0.730 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 09-16-2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0407 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 6305 | $8883.07 | XXXX | 7.374% | $3833.83 | 7.250% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  | United States | United States |  |  |  | 1 | $5070.72 | $1022.04 | XXXX |  |  |  |  | 35.59% | 35.59% | 35.59% | XXXX | XXXX | XXXX |  |  | 709 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 26 | Personal,Business | 78.76% | 50.00% |  |  | Borrower - SESoleProprietor, SSI and Disability - Award Letter Verified, Personal Bank Statements Verified, Business Bank Statements Verified \|\| Co Borrower - SESoleProprietor, SSI and Disability - Award Letter Verified, Business Bank Statements Verified | Borrower \|\| Co Borrower | 24 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 6305 |  | 5.610% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 | 2 | 24 |  |  | 0 | 0.000 |  | N/A | No | NA |  | No |  | H8 (New Creditor) | US Citizen | US Citizen | N/A | Other | Customer Identification Form | CA | United States | 08-14-2025 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Customer Identification Form | CA | United States | 04-30-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0559 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $11694.33 | XXXX |  | $2880.12 | 7.375% | Yes |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $7600.80 | $681.12 | XXXX | CA | $240.00 |  |  | 24.48% | 24.49% | 24.49% | XXXX | XXXX |  |  |  | 750 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.00% | 51.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 24 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  | 5.610% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  | 24 |  |  | 0.60 | 0.000 |  | N/A | No | Yes | 31 | Yes | 31 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 10-20-2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 08/XX/2021 | -358 | 362500 |
| xxxxxx0593 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 6745 | $8440.06 | XXXX | 7.338% | $2358.01 | 7.125% | No |  | Employed |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $4766.88 | $864.84 | XXXX | CA | $397.00 |  |  | 45.84% | 46.20% | 46.20% | XXXX | XXXX |  |  |  | 735 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  | 0.00% | 0.00% |  |  | Borrower - Wage - CPA Letter Verified, Written VOE Verified | Borrower | Written Verification of Employment |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 6745 |  | 5.610% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0.000 |  | N/A | No | Yes | 30 | Yes | 30 | H8 (New Creditor) | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 02-27-2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0565 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 10295 | $12628.00 | XXXX | 6.864% | $5707.66 | 6.750% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $10308.24 | $1512.96 | XXXX | CA | $138.00 |  |  | 27.31% | 27.45% | 27.45% | XXXX | XXXX |  |  |  | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 - Not Stated Not Verified | 1 - Not Stated Not Verified |  |  |  |  | No | Yes | 24 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 24 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 10295 |  | 5.060% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  | 24 |  |  | 0 | 0.000 |  | N/A | No | Yes | 120 | Yes | 120 | H8 (New Creditor) | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 03-01-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 07/XX/2003 | -6961 | 659000 |
| xxxxxx9879 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $15381.67 | XXXX |  | $2494.88 | 7.000% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 4 | $4714.68 | $2628.96 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 689 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.03 | 1.030 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 05-12-2027 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx9936 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $7474.68 | XXXX |  | $870.52 | 7.500% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $2316.48 | $1661.52 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 706 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.12 | 1.120 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Other | Customer Identification Form | IN | United States | 12-24-2022 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0308 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $5733.47 | XXXX |  | $1614.58 | 7.750% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $2154.72 | $2847.96 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 745 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.16 | 1.160 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Other | Customer Identification Form | TX | United States | 07-24-2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0768 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $7387.49 | XXXX |  | $1965.24 | 8.875% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $6492.00 | $2286.96 | XXXX | TX | $100.00 |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 666 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 8.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.89 | 0.890 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | TX | United States | 06-01-2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0428 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $6593.96 | XXXX |  | $1226.46 | 7.250% | Yes |  |  |  |  |  |  |  | Non Permanent Resident Alien |  |  |  | Canada |  |  |  |  | 1 | $2998.08 | $1491.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 723 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 4.2 | Manual Underwriting | No | Manual Underwriting |  | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.06 | 1.060 |  | N/A | No | NA |  | No |  | N/A | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Real ID Driver's License |  | CA | Canada | 02-14-2025 |  |  | I-551 Stamp and Passport |  | 02-04-2026 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 03/XX/2022 | -153 | 198000 |
| xxxxxx0431 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 4075 | $4581.44 | XXXX | 6.857% | $1101.33 | 6.625% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $872.28 | $413.04 | XXXX | HI | $650.00 |  |  | 21.45% | 21.45% | 21.45% | XXXX | XXXX |  |  |  | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - Business Bank Statements Verified | Borrower | 24 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 4075 |  | 5.580% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  | 24 |  |  | 0 | 0.000 |  | N/A | No | NA |  | No |  | H8 (New Creditor) | US Citizen | US Citizen | N/A | Real ID Driver's License |  | HI | United States | 02-07-2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0680 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $41357.31 | XXXX |  | $9646.88 | 7.500% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $27562.56 | $2985.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.15 | 1.150 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | CA | United States | 06-15-2027 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 01/XX/2018 | -1660 | 1260000 |
| xxxxxx0489 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 13245 | $16515.00 | XXXX | 6.892% | $6096.82 | 6.750% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  | United States | United States |  |  |  | 1 | $7986.24 | $3153.12 | XXXX | CO | $132.00 |  |  | 6.11% | 6.12% | 6.12% | XXXX | XXXX | XXXX |  |  | 749 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 0.00% | 100.00% |  |  | Borrower - Business Bank Statements Verified \|\| Co Borrower | Borrower \|\| Co Borrower | 24 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 13245 |  | 5.580% |  | 1.7 | Manual Underwriting | No | Manual Underwriting |  | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  | 24 |  |  | 0 | 0.000 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CO | United States | 06-01-2024 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CO | United States | 07-19-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12/XX/2018 | -1344 | 906540 |
| xxxxxx0242 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $7173.56 | XXXX |  | $851.59 | 7.000% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $3036.24 | $2027.76 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.14 | 1.140 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | FL | United States | 02-08-2029 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0449 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $6400.75 | XXXX |  | $1010.07 | 7.125% | Yes | Yes |  |  |  |  |  |  | US Citizen | US Citizen |  |  | United States | United States |  |  |  | 1 | $1011.24 | $867.96 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX | XXXX |  |  | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower \|\| Co Borrower | Borrower \|\| Co Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.1 | 1.110 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Other | Customer Identification Form | PA | United States | 10-12-2024 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Customer Identification Form | PA | United States | 09-08-2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0528 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 7795 | $8770.00 | XXXX | 7.723% | $2517.17 | 7.500% | No |  | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  | United States |  |  |  |  | 1 | $1525.32 | $246.00 | XXXX | HI | $1151.00 |  |  | 40.99% | 40.99% | 40.99% | XXXX | XXXX |  |  |  | 803 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 12 | Personal | 0.00% | 100.00% |  |  | Borrower - Wage - Written VOE Verified, Personal Bank Statements Verified | Borrower | Written Verification of Employment |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 7795 |  | 5.610% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 | 12 |  |  |  | 0 | 0.000 |  | N/A | No | NA |  | Yes | 12 | N/A | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Other | USA Patriot Act | HI | United States | 09-24-2026 |  |  | Missing |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 04/XX/2022 | -139 | 355000 |
| xxxxxx0498 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $9172.45 | XXXX |  | $1657.48 | 9.625% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $3381.24 | $807.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 604 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 3 | 1 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 9.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.2 | 1.200 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 03-28-2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx1154 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 6665 | $7981.08 | XXXX | 8.089% | $1131.11 | 7.875% | No |  | Employed |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $1756.32 | $1678.44 | XXXX | FL | $364.00 |  |  | 26.90% | 26.90% | 26.90% | XXXX | XXXX |  |  |  | 674 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  | 0.00% | 0.00% |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Full Doc |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 6665 |  | 5.620% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 7.875% | 2 | 0 | 0 | 0 | 2 | 2 |  |  |  |  | 0 | 0.000 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Other | Customer Identification Form | FL | United States | 09-25-2027 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0537 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 0 | $17322.78 | XXXX | 8.747% | $3461.48 | 8.750% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 2 | $8687.88 | $795.96 | XXXX |  |  |  |  | 27.90% | 27.90% | 27.90% | XXXX | XXXX |  |  |  | 672 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 0 |  | 5.610% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 8.750% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  | 0 | 0.000 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | NJ | United States | 10-06-2022 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 07/XX/2022 | -61 |  |
| xxxxxx1094 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 6465 | $7732.58 | XXXX | 8.317% | $3029.39 | 8.125% | No |  | Not Employed |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $3600.00 | $3713.64 | XXXX |  |  |  |  | 39.42% | 39.42% | 39.42% | XXXX | XXXX |  |  |  | 692 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No | 3 | Business | 0.00% | 0.00% |  |  | Borrower - Asset Depletion - Business Bank Statements Verified - 2022 | Borrower - 2022 | Asset Depletion |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 6465 |  | 5.620% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 8.125% | 0 | 0 | 0 | 0 | 0 | 0 |  | 3 |  |  | 0 | 0.000 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | TX | United States | 06-15-2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0442 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 26245 | $27238.06 | XXXX | 8.381% | $8167.47 | 8.125% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $16562.52 | $1992.12 | XXXX |  |  |  |  | 34.33% | 34.34% | 34.34% | XXXX | XXXX |  |  |  | 705 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 99.20% | 100.00% |  | Audited | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - YTD Profit And Loss Verified, Business Bank Statements Verified, Lease Agreements Verified | Borrower | 24 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 26245 |  | 5.610% |  | 2.6 | Manual Underwriting | No | Manual Underwriting |  | No | 8.125% | 0 | 0 | 0 | 0 | 0 | 0 |  | 24 | 24 |  | 0 | 0.000 |  | N/A | No | NA |  | No |  | H8 (New Creditor) | US Citizen | US Citizen | N/A | Other | Customer Identification Form | CA | United States | 12-24-2022 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 02/XX/2022 | -212 | 1325000 |
| xxxxxx1067 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 6169.6 | $7619.53 | XXXX | 7.036% | $2923.33 | 6.875% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $2919.72 | $1749.00 | XXXX | CA | $108.00 |  |  | 44.56% | 44.56% | 44.56% | XXXX | XXXX |  |  |  | 754 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 6169.6 |  | 5.730% |  | 3.4 | Manual Underwriting | No | Manual Underwriting |  | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  | 0 | 0.000 |  | N/A | No | Yes | 48 | Yes | 48 | H8 (New Creditor) | US Citizen | US Citizen | N/A | Other | Customer Identification Form | CA | United States | 01-16-2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12/xx/2021 | -273 | 465000 |
| xxxxxx1200 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 9295 | $9754.61 | XXXX | 8.767% | $2960.32 | 8.500% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $4715.04 | $1332.96 | XXXX |  |  |  |  | 37.63% | 37.63% | 37.63% | XXXX | XXXX |  |  |  | 651 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SECorporation - Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 9295 |  | 5.950% |  | 1.5 | Manual Underwriting | No | Manual Underwriting |  | No | 8.500% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  | 0 | 0.000 |  | N/A | No | NA |  | No |  | H8 (New Creditor) | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 06-15-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx1247 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $8875.92 | XXXX |  | $2297.42 | 8.875% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $1741.56 | $594.00 | XXXX | NV | $95.00 |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 8.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.81 | 0.810 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Other | Customer Identification Form | NV | United States | 08-07-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 07/XX/2022 | -64 | 0 |
| xxxxxx0956 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 9475 | $10664.44 | XXXX | 7.197% | $2070.64 | 6.875% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $3010.80 | $1380.96 | XXXX | IN | $65.00 |  |  | 9.19% | 9.19% | 9.19% | XXXX | XXXX |  |  |  | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.00% | 100.00% |  |  | Borrower - SEPartnership - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 24 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 9475 |  | 6.090% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  | 24 |  |  | 0 | 0.000 |  | N/A | No | Yes | 24 | Yes | 24 | H8 (New Creditor) | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | IN | United States | 06-21-2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 08/XX/2022 | -47 | 385000 |
| xxxxxx1133 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 16295 | $17149.22 | XXXX | 9.020% | $5506.90 | 8.750% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $14166.00 | $5463.96 | XXXX | TX | $40.42 |  |  | 14.25% | 14.25% | 14.25% | XXXX | XXXX |  |  |  | 635 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 13 | Business | 100.00% | 100.00% |  |  | Borrower - SECorporation - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 16295 |  | 5.730% |  | 1.7 | Manual Underwriting | No | Manual Underwriting |  | No | 8.750% | 0 | 0 | 0 | 0 | 0 | 0 |  | 13 |  |  | 0 | 0.000 |  | N/A | No | Yes | 72 | Yes | 72 | H8 (New Creditor) |  | US Citizen | N/A | Other | Customer Identification Form | TX | United States | 02-24-2029 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0759 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $13130.11 | XXXX |  | $1631.35 | 7.875% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $8060.88 | $501.00 | XXXX | TX | $33.33 |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 704 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.82 | 0.820 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 08-28-2022 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx1645 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 9395 | $11859.58 | XXXX | 8.383% | $2895.74 | 8.125% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $6821.16 | $2057.16 | XXXX |  |  |  |  | 34.45% | 34.45% | 34.45% | XXXX | XXXX |  |  |  | 640 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 24 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 9395 |  | 6.090% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 8.125% | 0 | 0 | 0 | 0 | 0 | 0 |  | 24 |  |  | 0 | 0.000 |  | N/A | No | Yes | 24 | Yes | 24 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | TX | United States | 02-26-2030 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0540 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $17494.49 | XXXX |  | $3827.30 | 8.750% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $4773.00 | $677.04 | XXXX | NV | $90.00 |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 701 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 0 | Manual Underwriting | No | Manual Underwriting |  | No | 8.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.03 | 1.030 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | WA | United States | 04-03-2030 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 06/XX/2021 | -456 | 575000 |
| xxxxxx0763 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $8704.69 | XXXX |  | $1503.77 | 8.875% | Yes |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $295.92 | $1704.96 | XXXX |  |  |  |  | 39.44% | 39.44% | 39.44% | XXXX | XXXX |  |  |  | 624 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - Business Bank Statements Verified | Borrower | 24 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  | 5.060% |  | 1.5 | Manual Underwriting | No | Manual Underwriting |  | No | 8.875% | 0 | 0 | 0 | 0 | 0 | 0 |  | 24 |  |  | 0 | 0.000 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | GA | United States | 08-23-2029 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx1300 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 65595 | $66065.00 | XXXX | 8.326% | $11601.11 | 7.875% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $9623.88 | $1638.60 | XXXX |  |  |  |  | 49.42% | 49.42% | 49.42% | XXXX | XXXX |  |  |  | 734 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 3 | Personal,Business | 80.92% | 100.00% |  | Audited | Borrower - SESoleProprietor, Other - YTD Profit And Loss Verified, Personal Bank Statements Verified, Business Bank Statements Verified | Borrower | 1YR Business P&L |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 65595 |  | 5.950% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.875% | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 2 | 12 |  | 0 | 0.000 |  | N/A | No | NA |  | No |  | H8 (New Creditor) | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | CA | United States | 08-25-2027 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 10/XX/2021 | -360 | 960000 |
| xxxxxx1093 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $8556.85 | XXXX |  | $2653.99 | 6.875% | Yes |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  | $5233.50 | 1 | $1009.56 | $2485.56 | XXXX |  |  |  |  | 48.84% | 48.84% | 48.84% | XXXX | XXXX |  |  |  | 764 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 9 | Personal,Business | 85.32% | 90.00% |  |  | Borrower - SESoleProprietor, SSI and Disability - CPA Letter Verified, 2 YRS W2 1099 Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified, Business Bank Statements Verified | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | W2/1099 Verified |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  | 5.620% |  | 2.5 | Manual Underwriting | No | Manual Underwriting |  | No | 6.875% | 2 | 0 | 0 | 0 | 2 | 2 | 8 | 1 |  |  | 0 | 0.000 |  | N/A | No | Yes | 24 | Yes | 24 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | GA | United States | 12-20-2027 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 03/XX/2022 | -183 | 442000 |
| xxxxxx1026 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $14116.68 | XXXX |  | $6193.38 | 7.750% | Yes | Yes | Not Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  | United States | United States |  |  |  | 1 | $16624.92 | $8733.00 | XXXX |  |  |  |  | 33.63% | 33.63% | 33.63% | XXXX | XXXX | XXXX |  |  | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 2 | Business | 100.00% | 3213.00% |  |  | Borrower - Business Bank Statements Verified - 2022 \|\| Co Borrower | Borrower - 2022 \|\| Co Borrower | Asset Utilization (No DTI) |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 7.625% | 0 | 0 | 0 | 0 | 0 | 0 |  | 2 |  |  | 0.6 | 0.000 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Other | Customer Identification Form | CA | United States | 06-21-2026 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Customer Identification Form | CA | United States | 07-30-2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 08/X/2022 | -40 | 1330000 |
| xxxxxx1373 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 18170 | $19137.04 | XXXX | 7.541% | $4522.83 | 7.250% | No |  | Employed |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $11049.96 | $954.00 | XXXX |  |  |  |  | 35.10% | 35.10% | 35.10% | XXXX | XXXX |  |  |  | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  | 0.00% | 0.00% |  |  | Borrower - Wage - Written VOE Verified | Borrower | Written Verification of Employment |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 18170 |  | 5.950% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0.000 |  | N/A | No | NA |  | Yes | 32 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | FL | United States | 05-13-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 06/XX/2022 | -107 | 1052500 |
| xxxxxx1377 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 14395 | $14265.56 | XXXX | 8.625% | $9842.09 | 8.500% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $21388.08 | $1494.12 | XXXX | CA | $211.00 |  |  | 41.43% | 41.43% | 41.43% | XXXX | XXXX |  |  |  | 718 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 14395 |  | 5.950% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 8.500% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  | 0 | 0.000 |  | N/A | No | Yes | 93 | Yes | 93 | H8 (New Creditor) | US Citizen | US Citizen | N/A | Other | Customer Identification Form | CA | United States | 01-06-2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 02/XX/2021 | -594 | 1086000 |
| xxxxxx1204 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 10379 | $15048.30 | XXXX | 7.329% | $3945.30 | 7.125% | No |  | Not Employed |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $7978.92 | $2013.00 | XXXX |  |  |  |  | 44.80% | 44.80% | 44.80% | XXXX | XXXX |  |  |  | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 3 | Personal | 0.00% | 0.00% |  |  | Borrower - Asset Depletion - Personal Bank Statements Verified | Borrower | Asset Utilization (No DTI) |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 10379 |  | 5.730% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 | 3 |  |  |  | 0 | 0.000 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Other | Customer Identification Form | VA | United States | 01-05-2031 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 10/XX/2011 | -3998 | 295000 |
| xxxxxx1208 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $8991.56 | XXXX |  | $2989.46 | 8.750% | Yes | Yes | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  | United States | United States |  |  |  | 1 | $5937.48 | $737.04 | XXXX | CA | $328.00 |  |  | 35.29% | 35.29% | 35.29% | XXXX | XXXX | XXXX |  |  | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  | 0.00% | 0.00% |  | Audited | Borrower - Wage, SESoleProprietor - YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - Wage, SESoleProprietor - YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Full Doc |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 8.750% | 2 | 2 | 0 | 0 | 2 | 2 |  |  | 24 |  | 0 | 0.000 |  | N/A | No | NA |  | Yes | 38 | N/A | US Citizen | US Citizen | N/A | Other | Customer Identification Form | CA | United States | 02-23-2023 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Customer Identification Form | CA | United States | 05-03-2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx1233 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $9854.49 | XXXX |  | $1897.85 | 9.875% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $4476.36 | $1495.44 | XXXX | TX | $87.50 |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 729 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $500.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 9.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.85 | 0.850 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Other | Customer Identification Form | TX | United States | 06-04-2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx1634 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No |  | $11742.93 | XXXX | 7.802% | $1760.19 | 7.375% | Yes |  | Employed |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  | $28057.01 | 1 | $2863.68 | $786.96 | XXXX | FL | $450.00 |  |  | 25.19% | 25.19% | 25.19% | XXXX | XXXX |  |  |  | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  | 0.00% | 0.00% |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 1 YR IRS Transcripts Verified | Borrower - 1 YR IRS Transcripts Verified | Full Doc |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 9835.5 |  | 6.380% |  | 1.6 | Manual Underwriting | No | Manual Underwriting |  | No | 7.375% | 2 | 0 | 0 | 0 | 0 | 1 |  |  |  |  | 0 | 0.000 |  | N/A | No | NA |  | Yes | 31 | N/A | US Citizen | US Citizen | N/A | Other | Customer Identification form | NY | United States | 01-21-2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 10/XX/2021 | -363 | 160000 |
| xxxxxx1096 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 9015 | $11167.60 | XXXX | 6.996% | $1680.82 | 6.625% | No |  | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  | Florida |  |  |  |  | 1 | $4470.36 | $2688.00 | XXXX | FL | $203.00 |  |  | 36.35% | 36.36% | 36.36% | XXXX | XXXX |  |  |  | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 9015 |  | 5.200% |  | 2.5 | Manual Underwriting | No | Manual Underwriting |  | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  | 0 | 0.000 |  | N/A | No | NA |  | Yes | 60 | N/A | Permanent Resident Alien | Permanent Non-US Citizen | No | Other |  | FL | Florida | 09-23-2026 |  |  | I-151 Permanent Resident Card |  | 01-10-2030 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx1146 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 24845 | $18451.25 | XXXX | 6.774% | $4021.31 | 6.750% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  | United States | United States |  |  | $8232.37 | 1 | $5688.84 | $2595.00 | XXXX | FL | $110.00 |  |  | 40.69% | 40.70% | 40.70% | XXXX | XXXX | XXXX |  |  | 717 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 87.43% | 100.00% |  | Borrower Prepared | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified, Lease Agreements Verified \|\| Co Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, Written VOE Verified, Personal Bank Statements Verified | Borrower \|\| Co Borrower | 12 Month Bank Statement | 7 | 02/XX/2013 | 06/XX/2013 | 1 | 110 |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 24845 |  | 5.950% |  | 1.1 | Manual Underwriting | No | Manual Underwriting |  | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 12 | 11 |  | 0 | 0.000 |  | N/A | No | Yes | 36 | Yes | 36 | N/A | US Citizen | US Citizen | N/A | Other | Customer identification Form | FL | United States | 11-15-2028 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Customer identification Form | FL | United States | 04-07-2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx1379 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 11556.87 | $13526.40 | XXXX | 7.599% | $2363.74 | 7.250% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  | $4538.90 | 1 | $1896.00 | $2145.96 | XXXX |  |  |  |  | 46.62% | 46.62% | 46.62% | XXXX | XXXX |  |  |  | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 82.21% | 100.00% |  |  | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified, Lease Agreements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 11556.87 |  | 6.380% |  | 2 | Manual Underwriting | No | Manual Underwriting |  | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  | 0 | 0.000 |  | N/A | No | Yes | 18 | Yes | 18 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CO | United States | 03-11-2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 08/XX/2021 | -415 | 0 |
| xxxxxx1240 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No |  | $14385.77 | XXXX | 7.507% | $5442.52 | 7.375% | Yes |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  | $633763.25 | 1 | $12268.92 | $12624.60 | XXXX | GA | $70.83 |  |  | 2.50% | 2.50% | 2.50% | XXXX | XXXX |  |  |  | 745 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 9475 |  | 5.950% |  | 3.2 | Manual Underwriting | No | Manual Underwriting |  | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  | 0 | 0.000 |  | N/A | No | NA |  | Yes | 100 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 10-30-2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx1119 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 22287.94 | $37724.33 | XXXX | 8.368% | $7036.80 | 8.000% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  | $19540.93 | 1 | $13527.24 | $3636.00 | XXXX |  |  |  |  | 34.86% | 34.86% | 34.86% | XXXX | XXXX |  |  |  | 698 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SECorporation - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 2 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 22287.94 |  | 6.380% |  | 1.1 | Manual Underwriting | No | Manual Underwriting |  | No | 8.000% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  | 0 | 0.000 |  | N/A | No | Yes | 27 | Yes | 27 | H8 (New Creditor) | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | CA | United States | 10-11-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 05/XX/2020 | -873 | 1185000 |
| xxxxxx9768 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 13281 | $14222.07 | XXXX | 8.864% | $2055.03 | 8.375% | No | Yes | Employed | Employed | Not Employed |  |  |  | US Citizen | US Citizen | US Citizen |  | United States | United States | United States |  |  | 1 | $7250.76 | $2244.00 | XXXX |  |  |  |  | 48.75% | 48.75% | 48.75% | XXXX | XXXX | XXXX | XXXX |  | 625 | 646 | 662 | 645 |  |  |  |  |  |  |  |  |  |  | 646 |  | 4 - Verified 2+ Mos |  | 3 - Stated, Partially Verified |  | 3 - Stated, 3rd Party Verification |  | No | No | 2 |  | 0.00% | 0.00% |  |  | Borrower - SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified \|\| Co Borrower 2 - SSI and Disability - 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower 2 - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Full Doc | 7 | 05/XX/2021 | 09/XX/2021 | 1 | 12 |  |  | 0 |  |  | 0 |  |  | 0 |  | 1 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 13281 |  | 5.280% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 8.375% | 2 | 2 | 0 | 0 | 2 | 2 | 2 |  |  |  | 0 | 0.000 |  | N/A | No | NA |  | No |  | H8 (New Creditor) | US Citizen | US Citizen | N/A | Other | Customer Identification Form | CA | United States | 03-30-2026 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Customer Identification Form | CA | United States | 03-03-2024 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Customer Identification Form<br> CA | United States | 03-03-2028 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx1256 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $15661.67 | XXXX |  | $3772.82 | 7.125% | Yes |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  | $9744.36 | 1 | $5245.08 | $2144.76 | XXXX |  |  |  |  | 44.44% | 44.44% | 44.44% | XXXX | XXXX |  |  |  | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 24 | Business | 100.00% | 33.00% |  | Audited | Borrower - SEPartnership - YTD Profit And Loss Verified, Business Bank Statements Verified | Borrower | 2YR Business P&L |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  | 24 | 24 |  | 0 | 0.000 |  |  | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 01-20-2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx1323 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $13713.98 | XXXX |  | $3040.31 | 8.625% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $15201.72 | $2255.04 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 8.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.89 | 0.890 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | GA | United States | 02-18-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx1688 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 14035 | $18975.57 | XXXX | 9.169% | $6472.97 | 8.990% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $7605.72 | $1029.96 | XXXX |  |  |  |  | 45.06% | 45.06% | 45.06% | XXXX | XXXX |  |  |  | 685 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 25 | Business | 100.00% | 100.00% |  |  | Borrower - SECorporation - Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 14035 |  | 6.790% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 8.990% | 0 | 0 | 0 | 0 | 0 | 0 |  | 25 |  |  | 0 | 0.000 |  | N/A | No | NA |  | No |  | H8 (New Creditor) | US Citizen | US Citizen | N/A | Other | Customer Identification Form | CA | United States | 09-20-2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 10/XX/2020 | -731 | 510000 |
| xxxxxx0966 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $7609.88 | XXXX |  | $2175.21 | 7.875% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 3 | $9896.28 | $1773.72 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.01 | 1.010 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 09-05-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 06/X/2021 | -464 | 800000 |
| xxxxxx1002 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $11603.13 | XXXX |  | $4256.16 | 7.875% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 2 | $9711.12 | $1501.08 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1 | 1.000 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | CA | United States | 09-05-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 07/XX/2021 | -460 | 800000 |
| xxxxxx1070 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 14095 | $19332.22 | XXXX | 7.194% | $3839.07 | 6.875% | No |  | Employed |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $12500.04 | $1255.44 | XXXX |  |  |  |  | 48.99% | 48.99% | 48.99% | XXXX | XXXX |  |  |  | 758 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 3 | Personal | 0.00% | 100.00% |  |  | Borrower - Wage - Written VOE Verified, Personal Bank Statements Verified | Borrower | Written Verification of Employment |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 14095 |  | 5.950% |  | 1.5 | Manual Underwriting | No | Manual Underwriting |  | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 | 3 |  |  |  | 0 | 0.000 |  | N/A | No | NA |  | Yes | 34 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 08-22-2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 05/XX/2010 | -4520 | 0 |
| xxxxxx1381 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $16856.67 | XXXX |  | $3400.00 | 8.500% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $7500.00 | $942.00 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 701 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio | 11 | 12/XX/2016 | 02/XX/2018 | 1 | 55 |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 8.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1 | 1.000 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Other | Customer Identification Form | CA | United States | 01-04-2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx1118 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 19190 | $27048.33 | XXXX | 8.752% | $12755.75 | 8.625% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $12004.20 | $2951.04 | XXXX | NV | $317.00 |  |  | 10.05% | 10.05% | 10.05% | XXXX | XXXX |  |  |  | 698 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - Business Bank Statements Verified | Borrower | 24 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 19190 |  | 6.090% |  | 2.7 | Manual Underwriting | No | Manual Underwriting |  | No | 8.625% | 0 | 0 | 0 | 0 | 0 | 0 |  | 24 |  |  | 0 | 0.000 |  | N/A | No | NA |  | No |  | H8 (New Creditor) | US Citizen | US Citizen | N/A | Real ID Driver's License |  | NV | United States | 09-14-2029 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 02/XX/2021 | -590 | 1775000 |
| xxxxxx1647 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No |  | $22942.07 | XXXX | 10.048% | $6499.50 | 9.750% | Yes | Yes | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  | United States | United States |  |  | $41905.70 | 1 | $14694.84 | $6890.16 | XXXX | TX | $75.00 |  |  | 19.61% | 19.61% | 19.61% | XXXX | XXXX | XXXX |  |  | 691 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 50.00% |  |  | Borrower - SEPartnership - Business Bank Statements Verified \|\| Co Borrower - SEPartnership - Business Bank Statements Verified | Borrower \|\| Co Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 18616.25 |  | 6.380% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 9.750% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  | 0 | 0.000 |  | N/A | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | TX | United States | 04-27-2029 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | TX | United States | 01-02-2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx1544 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 8173 | $9739.70 | XXXX | 8.650% | $1797.03 | 8.250% | No | No | Self-Employed | Not Employed |  |  |  |  | Permanent Resident Alien | Permanent Resident Alien |  |  | Brazil | Brazil |  |  |  | 1 | $5062.80 | $1890.00 | XXXX | TX | $37.50 |  |  | 38.69% | 38.69% | 38.69% | XXXX | XXXX | XXXX |  |  | 679 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 45.48% | 100.00% |  |  | Borrower - Wage - 2 YRS Executed 4506T Verified, Personal Bank Statements Verified \|\| Co Borrower - Wage - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified, Personal Bank Statements Verified | Borrower - 2 YRS Executed 4506T Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 8173 |  | 6.380% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 8.250% | 0 | 1 | 0 | 0 | 2 | 0 | 12 |  |  |  | 0 | 0.000 |  |  | No | NA |  | No |  | N/A | Permanent Resident Alien | Permanent Non-US Citizen | No | Real ID Driver's License |  | TX | Brazil | 04-06-2027 |  |  | I-151 Permanent Resident Card |  | 03-27-2029 | Permanent Resident Alien | Permanent Non-US Citizen | No | Real ID Driver's License |  | TX | Brazil | 06-27-2026 |  |  | I-151 Permanent Resident Card |  | 03-27-2029 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx0904 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $8891.63 | XXXX |  | $1480.32 | 7.250% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $3039.96 | $2841.96 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 728 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 | 1.4 | Manual Underwriting | No | Manual Underwriting |  | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.01 | 1.010 |  |  | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | FL | United States | 11-21-2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx1427 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $5555.88 | XXXX |  | $5716.75 | 8.625% | Yes |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $10455.72 | $1005.00 | XXXX |  |  |  |  | 30.76% | 30.76% | 30.76% | XXXX | XXXX |  |  |  | 715 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 98.20% | 80.00% |  |  | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - Business Bank Statements Verified, Lease Agreements Verified | Borrower | 24 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  | 6.090% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 8.625% | 0 | 0 | 0 | 0 | 0 | 0 |  | 24 |  |  | 0.5 | 0.000 |  |  | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 11-24-2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx1319 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 24680 | $27526.75 | XXXX | 7.705% | $5332.01 | 7.375% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  | $52188.61 | 1 | $5812.68 | $1623.00 | XXXX | NV | $60.00 |  |  | 12.01% | 12.02% | 12.02% | XXXX | XXXX |  |  |  | 810 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified, Lease Agreements Verified | Borrower | 24 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 24680 |  | 6.090% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  | 24 |  |  | 0 | 0.000 |  |  | No | Yes | 180 | Yes | 180 | N/A | US Citizen | US Citizen | N/A | Other | Customer identification Form | CA | United States | 05-14-2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx1425 | XXXX |  | ATR/QM: Exempt | XXXX | Yes | No |  | $4586.08 | XXXX |  | $4130.18 | 8.750% | Yes |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $4125.60 | $879.00 | XXXX |  |  |  |  | 33.65% | 33.65% | 33.65% | XXXX | XXXX |  |  |  | 715 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.00% | 80.00% |  |  | Borrower - SESoleProprietor - Business Bank Statements Verified | Borrower | 24 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  | 6.790% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 8.750% | 0 | 0 | 0 | 0 | 0 | 0 |  | 24 |  |  | 0.56 | 0.000 |  |  | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 11-24-2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx1084 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $20273.12 | XXXX |  | $4984.38 | 7.250% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $11421.60 | $1014.96 | XXXX | CA | $540.00 |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1 | 1.000 |  |  | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Other | Customer Identification Form | CA | United States | 03-10-2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 02/XX/2004 | -6805 | 400000 |
| xxxxxx1395 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 16595 | $18614.50 | XXXX | 8.725% | $3005.07 | 8.250% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $2850.72 | $2078.04 | XXXX | NV | $65.00 |  |  | 48.90% | 48.91% | 48.91% | XXXX | XXXX |  |  |  | 647 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 14 | Personal,Business | 100.00% | 50.00% |  | Audited | Borrower - SEPartnership - CPA Letter Verified, YTD Profit And Loss Verified, Written VOE Verified, Personal Bank Statements Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement | 7 | 01/XX/2019 | 05/XX/2019 | 1 | 40 |  |  | 0 |  |  | 0 |  |  | 0 |  | 3 | 1 | 12 |  | XXXX | XXXX | Appendix Q Documentation | 16595 |  | 6.090% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 8.250% | 0 | 0 | 0 | 0 | 0 | 0 | 2 | 12 | 12 |  | 0.95 | 0.000 |  |  | No | Yes | 12 | Yes | 12 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | NV | United States | 06-07-2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx1523 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $31874.66 | XXXX |  | $9415.98 | 8.375% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 4 | $22485.96 | $3399.96 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 753 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 8.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1 | 1.000 |  |  | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 03-03-2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 07/XX/2012 | -3730 | 315500 |
| xxxxxx1455 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $18459.13 | XXXX |  | $5420.39 | 8.250% | Yes |  |  |  |  |  |  |  | Permanent Resident Alien |  |  |  | Cuba |  |  |  |  | 1 | $10923.36 | $4733.28 | XXXX | FL | $725.00 |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 651 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 8.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 0.87 | 0.870 |  |  | No | NA |  | No |  | N/A | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Real ID Driver's License |  | GA | Cuba | 04-14-2026 |  |  | I-551 Permanent Resident Card |  | 04-14-2026 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 05/XX/2021 | -535 | 0 |
| xxxxxx1553 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $3955.06 | XXXX |  | $757.25 | 7.750% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $1392.00 | $687.96 | XXXX | GA |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.5 | 1.500 |  |  | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Other | Customer Identification Form | GA | United States | 04-26-2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 06/XX/2022 | -124 | 68000 |
| xxxxxx1549 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 12715 | $16669.51 | XXXX | 8.669% | $4226.00 | 8.375% | No | No | Not Employed | Self-Employed |  |  |  |  | US Citizen | Permanent Resident Alien |  |  | United States | El Salvador |  |  | $6935.94 | 1 | $3485.76 | $798.96 | XXXX |  |  |  |  | 45.50% | 45.49% | 45.49% | XXXX | XXXX | XXXX |  |  | 738 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Personal | 100.00% |  |  |  | Borrower - SESoleProprietor - Personal Bank Statements Verified \|\| Co Borrower - SESoleProprietor - Personal Bank Statements Verified, Business Bank Statements Verified | Borrower \|\| Co Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 12715 |  | 6.090% |  | 1.7 | Manual Underwriting | No | Manual Underwriting |  | No | 8.375% | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 12 |  |  | 0 | 0.000 |  |  | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 11-14-2025 |  |  | N/A |  |  | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Real ID Driver's License |  | CA | El Salvador | 12-04-2023 |  |  | I-551 Permanent Resident Card |  | 08-18-2024 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxxx1528 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 10207.5 | $12067.27 | XXXX | 8.844% | $4025.06 | 8.625% | No |  | Employed |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  | $6390.19 | 1 | $3828.96 | $536.04 | XXXX |  |  |  |  | 43.28% | 43.28% | 43.28% | XXXX | XXXX |  |  |  | 669 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  | 0.00% | 0.00% |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, IRS Transcripts Verified | Borrower - 2 YRS Executed 4506T Verified, IRS Transcripts Verified | Full Doc |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 10207.5 |  | 6.380% |  | 2.2 | Manual Underwriting | No | Manual Underwriting |  | No | 8.625% | 2 | 0 | 0 | 0 | 2 | 1 |  |  |  | N/A |  | 0.000 |  |  | No | NA |  | Yes | 24 | H8 (New Creditor) | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 09-06-2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |
| xxxxxx1599 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 22501.37 | $39714.10 | XXXX | 7.402% | $4803.79 | 6.875% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $13701.96 | $2112.60 | XXXX |  |  |  |  | 43.96% | 43.96% | 43.96% | XXXX | XXXX |  |  |  | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 22501.37 |  | 6.740% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  | N/A |  | 0.000 |  |  | No | Yes | 65 | Yes | 65 | N/A | US Citizen | US Citizen | N/A | Other | Customer Identification Form | TX | United States | 12-19-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |
| xxxxxx1349 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 9225 | $12435.63 | XXXX | 9.330% | $3069.64 | 9.000% | No |  | Employed |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $4021.44 | $1551.96 | XXXX |  |  |  |  | 49.06% | 49.07% | 49.07% | XXXX | XXXX |  |  |  | 631 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  | 0.00% | 0.00% |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Full Doc |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 4 | 1 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 9225 |  | 5.950% |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 9.000% | 2 | 0 | 0 | 0 | 2 | 2 |  |  |  |  |  | 0.000 |  |  | No | NA |  | Yes | 178 | H8 (New Creditor) | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | CA | United States | 05-18-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 03/XX/2020 | -947 | 0 |
| xxxxxx1248 | XXXX |  | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 1597 | $3381.52 | XXXX | 7.961% | $1042.38 | 7.750% | No |  | Self-Employed |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 1 | $3105.36 | $1473.96 | XXXX |  |  |  |  | 13.16% | 13.04% | 13.04% | XXXX | XXXX |  |  |  | 680 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.00% | 100.00% |  |  | Borrower - SECorporation - Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation | 1597 |  | 6.790% |  | 1 | Manual Underwriting | No | Manual Underwriting |  | No | 7.750% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 |  |  |  | 0.000 |  |  | No | NA |  | Yes | 144 | H8 (New Creditor) |  | US Citizen | N/A | Real ID Driver's License |  | TX | United States | 02-28-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |
| xxxxxx1302 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $17982.94 | XXXX |  | $1964.38 | 7.000% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 2 | $5054.64 | $1815.96 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 740 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  | $0.00 |  | Manual Underwriting | No | Manual Underwriting |  | No | 7.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  | 1.02 | 1.020 |  |  | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Other | Customer Identification Form | CA | United States | 11-09-2022 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 04/XX/2022 | -169 | 250000 |
| xxxxxx1478 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $5626.25 | XXXX |  | $1292.18 | 8.250% | Yes |  |  |  |  |  |  |  | US Citizen |  |  |  | United States |  |  |  |  | 2 | $2738.04 | $1142.64 | XXXX |  |  |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 697 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 8.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | N/A | 1.36 | 1.360 |  |  | No | NA |  | No |  | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License |  | VA | United States | 05-03-2027 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 05/XX/2021 | -515 | 70500 |
| xxxxxx9500 | XXXX |  | ATR/QM: Exempt | XXXX | No | No |  | $23507.50 | XXXX |  | $7523.22 | 9.000% | Yes |  |  |  |  |  |  |  | Foreign National |  |  |  | Turkey |  |  |  |  | 1 | $7748.40 | $23820.72 | XXXX | FL | $484.00 |  |  | 0.00% | 0.00% | 0.00% | XXXX | XXXX |  |  |  | 720 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | 0 |  |  |  |  |  | Borrower | Borrower | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | XXXX | XXXX | Appendix Q Documentation |  |  |  |  |  | Manual Underwriting | No | Manual Underwriting |  | No | 9.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | N/A | 0.83 | 0.830 |  |  | No | NA |  | No |  | N/A | Foreign National | Foreign National | N/A | Passport |  | N/A | Turkey | 07-29-2030 | Turkey | 07-29-2030 | Work Visa |  | 08-06-2023 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 04/XX/2020 | -943 | 280000 |

---