# EDGAR Filing Document

**Accession Number:** 0001938470
**File Stem:** 0001193125-26-042446
**Filing Date:** 2026-2
**Character Count:** 14275
**Document Hash:** a70579221ffadf49fdd70ba7e718fa98
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001193125-26-042446.hdr.sgml**: 20260209

**ACCESSION NUMBER**: 0001193125-26-042446

**CONFORMED SUBMISSION TYPE**: POS AM

**PUBLIC DOCUMENT COUNT**: 2

**FILED AS OF DATE**: 20260209

**DATE AS OF CHANGE**: 20260209

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Gainbridge Life Insurance Co
- **CENTRAL INDEX KEY:** 0001938470
- **STANDARD INDUSTRIAL CLASSIFICATION:** LIFE INSURANCE [6311]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 431380564
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** POS AM
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 333-266211
- **FILM NUMBER:** 26610767

**BUSINESS ADDRESS:**
- **STREET 1:** 10555 GROUP 1001 WAY
- **CITY:** ZIONSVILLE
- **STATE:** IN
- **ZIP:** 46077
- **BUSINESS PHONE:** 1-317-574-2661

**MAIL ADDRESS:**
- **STREET 1:** 10555 GROUP 1001 WAY
- **CITY:** ZIONSVILLE
- **STATE:** IN
- **ZIP:** 46077

**As filed with the Securities and Exchange Commission on February 9, 2026** 

**Registration No. 333-266211** 

**UNITED STATES** 

**SECURITIES AND EXCHANGE COMMISSION** 

**Washington, D.C. 20549** 

**Post-Effective Amendment No. 5 to** 

**FORM S-1** 

**REGISTRATION STATEMENT** 

***UNDER***

***THE SECURITIES ACT OF 1933***

## Gainbridge Life Insurance Company
**(Exact name of registrant as specified in its charter)** 

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| | | |
|:---|:---|:---|
| **Delaware** | **6311** | **47-3023521** |
| **(State or other jurisdiction of**<br> **incorporation or organization)** | **(Primary Standard Industrial**<br> **Classification Code)** | **(I.R.S. Employer**<br> **Identification Number)** |

---

**Gainbridge Life Insurance Company** 

**10555 Group 1001 Way** 

**Zionsville, Indiana 46077** 

**(866) 459-5360** 

**(Address, including zip code, and telephone number, including area code, of registrant's principal executive offices)** 

**CT Corporation Systems** 

**1209 N. Orange Street** 

**Wilmington, DE 19801** 

**(302) 658-7581** 

**(Name, address, including zip code, and telephone number, including area code, of agent for service)** 

***Copy to:***

**Dodie C. Kent** 

**Eversheds Sutherland (US) LLP** 

**1114 Avenue of the Americas, New York, NY 10036** 

**T: +1.212.389.5080** 

Approximate date of commencement of proposed sale to the public: Not applicable.

If any of the securities being registered on this Form are to be offered on a delayed or continuous basis pursuant to Rule 415 under the Securities Act of 1933, check the following box. ☐

If this Form is filed to register additional securities for an offering pursuant to Rule 462(b) under the Securities Act, please check the following box and list the Securities Act registration statement number of the earlier effective registration statement for the same offering. ☐

If this Form is a post-effective amendment filed pursuant to Rule 462(c) under the Securities Act, check the following box and list the Securities Act registration statement number of the earlier effective registration statement for the same offering. ☐

If this Form is a post-effective amendment filed pursuant to Rule 462(d) under the Securities Act, check the following box and list the Securities Act registration statement number of the earlier effective registration statement for the same offering. ☐

Indicate by check mark whether the registrant is a large, accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company, or an emerging growth company. See the definitions of "large, accelerated filer," "accelerated filer," "smaller reporting company," and "emerging growth company" in Rule 12b-2 of the Exchange Act.

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| | | | |
|:---|:---|:---|:---|
| Large, accelerated filer | ☐ | Accelerated filer | ☐ |
| Non-accelerated filer | ☒ | Smaller reporting company | ☐ |
|  |  | Emerging growth company | ☐ |

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If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 7(a)(2)(B) of the Securities Act. ☐

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**<u>EXPLANATORY NOTE</u>**

**<u>DEREGISTRATION OF UNSOLD SECURITIES</u>**

Gainbridge Life Insurance Co. (the "Company") is seeking to deregister all interests in the registered index linked annuity contracts (the "Contracts") that remain unsold under this Registration Statement. There are no outstanding Contracts, and the Company is no longer offering or selling the Contracts to new customers and does not currently intend to do so in the future. As a result, the public offering of the Contracts has terminated, and the Company is no longer obligated to maintain the effectiveness of this Registration Statement.

In accordance with Item 512(a)(3) of Regulation S-K and the corresponding undertaking made by the Company under Item 17, Undertakings, (3), in this Registration Statement to remove from registration by means of a post-effective amendment any of the securities registered which remain unsold at the termination of the offering, the Company is filing Post-Effective Amendment No. 5 to this Registration Statement to remove from registration all interests in the Contracts that remain unsold as of the date hereof. Upon this deregistration, no securities will remain registered for sale under this Registration Statement.

Powers of Attorney\*

\*Filed herewith

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**SIGNATURES** 

Pursuant to the requirements of the Securities Act of 1933, the registrant has duly caused this Registration Statement to be signed on its behalf by the undersigned, thereunto duly authorized, in the City of Zionsville, State of Indiana on the 9th day of February, 2026.

---

| | |
|:---|:---|
| <u>GAINBRIDGE LIFE INSURANCE COMPANY</u><br> (Registrant) | <u>GAINBRIDGE LIFE INSURANCE COMPANY</u><br> (Registrant) |
| By: | <u>/*s/ Daniel J. Towriss\**</u> |
|  | Daniel J. Towriss |
|  | Chief Executive Officer of Gainbridge Life Insurance Company (Principal Executive Officer) |

---

Pursuant to the requirements of the Securities Act of 1933, this Registration Statement has been signed by the following persons in the capacities and on the dates indicated.

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| | | |
|:---|:---|:---|
| SIGNATURE | TITLE | DATE |
| /s*/ Daniel J. Towriss\**<br> Daniel J. Towriss | Chief Executive Officer<br> (Principal Executive Officer) | February 9, 2026 |
| */s/ Ellyn M. Nettleton\**<br> Ellyn M. Nettleton | Chief Accounting Officer and Treasurer<br> (Principal Accounting Officer) | February 9, 2026 |
| */s/ Fang L. Wang\**<br> Fang L. Wang | President and Chief Financial Officer<br> (Principal Financial Officer) | February 9, 2026 |
| /s*/ Dennis A. Cullen\**<br> Dennis A. Cullen | Director | February 9, 2026 |
| */s/ Michael K. Moran\**<br> Michael K. Moran | Director | February 9, 2026 |
| /s*/ Curtis P. Steger\**<br> Curtis P. Steger | Director | February 9, 2026 |
| *\*By: /s/ Ryan T. Cloud*<br> Ryan T. Cloud | Attorney-in-Fact for: | February 9, 2026 |
|  | (1) Daniel J. Towriss, Chief Executive Officer; |  |
|  | (2) Ellyn M. Nettleton, Chief Accounting Officer and Treasurer; |  |
|  | (3) Fang. L Wang, President and Chief Financial Officer; |  |
|  | (4) Dennis A. Cullen, Director; |  |
|  | (5) Michael K. Moran, Director; and |  |
|  | (6) Curtis P. Steger, Director |  |

---

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Exhibit Index

[24.1 (i)- (vi) Powers of Attorney](d37274dex99241.htm)

## Ex-99.(24)(1)

Exhibit 24.1(i)

GAINBRIDGE LIFE INSURANCE COMPANY (THE "COMPANY")

POWER OF ATTORNEY

I, Daniel J. Towriss, hereby constitute and appoint Ryan T. Cloud and Stephen M. Coons as my attorneys-in-fact, each of whom may act individually on my behalf to execute and file any instrument or document required to be filed as part of, or in connection with or in any way related to, the Registration Statement and any and all amendments thereto filed by the Company under the Securities Act of 1933 pertaining to Gainbridge Life Insurance Company, File No. 333-266211, and to have full power and authority to do or cause to be done in my name, place and stead each and every act and thing necessary or appropriate in order to effectuate the same, as fully to all intents and purposes as I might or could do in person, hereby ratifying and confirming all that said attorneys-in-fact or any of them, may do or cause to be done by virtue hereof.

IN WITNESS WHEREOF, the undersigned has executed this Power of Attorney on this 23rd day of April, 2025.

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| |
|:---|
| <u>/s/ Daniel J. Towriss</u> |
| Daniel J. Towriss |

---

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Exhibit 24.1(ii)

GAINBRIDGE LIFE INSURANCE COMPANY (THE "COMPANY")

POWER OF ATTORNEY

I, Fang L. Wang, hereby constitute and appoint Ryan T. Cloud and Stephen M. Coons as my attorneys-in-fact, each of whom may act individually on my behalf to execute and file any instrument or document required to be filed as part of, or in connection with or in any way related to, the Registration Statement and any and all amendments thereto filed by the Company under the Securities Act of 1933 pertaining to Gainbridge Life Insurance Company, File No. 333-266211, and to have full power and authority to do or cause to be done in my name, place and stead each and every act and thing necessary or appropriate in order to effectuate the same, as fully to all intents and purposes as I might or could do in person, hereby ratifying and confirming all that said attorneys-in-fact or any of them, may do or cause to be done by virtue hereof.

IN WITNESS WHEREOF, the undersigned has executed this Power of Attorney on this 23rd day of April, 2025.

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| |
|:---|
| <u>/s/ Fang L. Wang</u> |
| Fang L. Wang |

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Exhibit 24.1(iii)

GAINBRIDGE LIFE INSURANCE COMPANY (THE "COMPANY")

POWER OF ATTORNEY

I, Ellyn M. Nettleton, hereby constitute and appoint Ryan T. Cloud and Stephen M. Coons as my attorneys-in-fact, each of whom may act individually on my behalf to execute and file any instrument or document required to be filed as part of, or in connection with or in any way related to, the Registration Statement and any and all amendments thereto filed by the Company under the Securities Act of 1933 pertaining to Gainbridge Life Insurance Company, File No. 333-266211, and to have full power and authority to do or cause to be done in my name, place and stead each and every act and thing necessary or appropriate in order to effectuate the same, as fully to all intents and purposes as I might or could do in person, hereby ratifying and confirming all that said attorneys-in-fact or any of them, may do or cause to be done by virtue hereof.

IN WITNESS WHEREOF, the undersigned has executed this Power of Attorney on this 23rd day of April, 2025.

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| |
|:---|
| <u>/s/ Ellyn M. Nettleton</u> |
| Ellyn M. Nettleton |

---

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Exhibit 24.1(iv)

GAINBRIDGE LIFE INSURANCE COMPANY (THE "COMPANY")

POWER OF ATTORNEY

I, Dennis A. Cullen, hereby constitute and appoint Ryan T. Cloud and Stephen M. Coons as my attorneys-in-fact, each of whom may act individually on my behalf to execute and file any instrument or document required to be filed as part of, or in connection with or in any way related to, the Registration Statement and any and all amendments thereto filed by the Company under the Securities Act of 1933 pertaining to Gainbridge Life Insurance Company, File No. 333-266211, and to have full power and authority to do or cause to be done in my name, place and stead each and every act and thing necessary or appropriate in order to effectuate the same, as fully to all intents and purposes as I might or could do in person, hereby ratifying and confirming all that said attorneys-in-fact or any of them, may do or cause to be done by virtue hereof.

IN WITNESS WHEREOF, the undersigned has executed this Power of Attorney on this 23rd day of April, 2025.

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| |
|:---|
| <u>/s/ Dennis A. Cullen</u> |
| Dennis A. Cullen |

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Exhibit 24.1(v)

GAINBRIDGE LIFE INSURANCE COMPANY (THE "COMPANY")

POWER OF ATTORNEY

I, Michael K. Moran, hereby constitute and appoint Ryan T. Cloud and Stephen M. Coons as my attorneys-in-fact, each of whom may act individually on my behalf to execute and file any instrument or document required to be filed as part of, or in connection with or in any way related to, the Registration Statement and any and all amendments thereto filed by the Company under the Securities Act of 1933 pertaining to Gainbridge Life Insurance Company, File No. 333-266211, and to have full power and authority to do or cause to be done in my name, place and stead each and every act and thing necessary or appropriate in order to effectuate the same, as fully to all intents and purposes as I might or could do in person, hereby ratifying and confirming all that said attorneys-in-fact or any of them, may do or cause to be done by virtue hereof.

IN WITNESS WHEREOF, the undersigned has executed this Power of Attorney on this 23rd day of April, 2025.

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| |
|:---|
| <u>/s/ Michael K. Moran</u> |
| Michael K. Moran |

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Exhibit 24.1(vi)

GAINBRIDGE LIFE INSURANCE COMPANY (THE "COMPANY")

POWER OF ATTORNEY

I, Curtis P. Steger, hereby constitute and appoint Ryan T. Cloud and Stephen M. Coons as my attorneys-in-fact, each of whom may act individually on my behalf to execute and file any instrument or document required to be filed as part of, or in connection with or in any way related to, the Registration Statement and any and all amendments thereto filed by the Company under the Securities Act of 1933 pertaining to Gainbridge Life Insurance Company, File No. 333-266211, and to have full power and authority to do or cause to be done in my name, place and stead each and every act and thing necessary or appropriate in order to effectuate the same, as fully to all intents and purposes as I might or could do in person, hereby ratifying and confirming all that said attorneys-in-fact or any of them, may do or cause to be done by virtue hereof.

IN WITNESS WHEREOF, the undersigned has executed this Power of Attorney on this 23rd day of April, 2025.

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| |
|:---|
| <u>/s/ Curtis P. Steger</u> |
| Curtis P. Steger |

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