# EDGAR Filing Document

**Accession Number:** 0002036517
**File Stem:** 0002036517-25-000002
**Filing Date:** 2025-11
**Character Count:** 8991
**Document Hash:** 975601075596c9d1ede3185515649f00
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0002036517-25-000002.hdr.sgml**: 20251104

**ACCESSION NUMBER**: 0002036517-25-000002

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251104

**DATE AS OF CHANGE**: 20251103

**EFFECTIVENESS DATE**: 20251104

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Luminvest Wealth Management LLC
- **CENTRAL INDEX KEY:** 0002036517

**ORGANIZATION NAME:**
- **EIN:** 932166543
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-24410
- **FILM NUMBER:** 251445957

**BUSINESS ADDRESS:**
- **STREET 1:** 5118 NORTH GRANITE REEF ROAD
- **CITY:** SCOTTSDALE
- **STATE:** AZ
- **ZIP:** 85250
- **BUSINESS PHONE:** 480-702-1143

**MAIL ADDRESS:**
- **STREET 1:** 5118 NORTH GRANITE REEF ROAD
- **CITY:** SCOTTSDALE
- **STATE:** AZ
- **ZIP:** 85250

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 09-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Luminvest Wealth Management LLC<br>**Address:** 5118 NORTH GRANITE REEF ROAD<br>SCOTTSDALE, AZ 85250

**Form 13F File Number:** 028-24410

**CRD Number (if applicable):** 000326261

**SEC File Number (if applicable):** 801-128242

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Trent White<br>**Title:** Founder  CCO<br>**Phone:** 480-702-1143

**Signature, Place, and Date of Signing:**

/s/Trent White  Scottsdale, AZ  11-03-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 46

**Form 13F Information Table Value Total:** $306778971

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

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|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBVIE INC | COM | 00287Y109 | BBG0025Y4RZ3 | 354488 | 1531 | SH |  | SOLE |  | 0 | 0 | 1531 |
| ALPHABET INC | CAP STK CL A | 02079K305 | BBG009S39JY5 | 369042 | 1518 | SH |  | SOLE |  | 0 | 0 | 1518 |
| AMAZON COM INC | COM | 023135106 | BBG001S5PQL7 | 209250 | 953 | SH |  | SOLE |  | 0 | 0 | 953 |
| APPLE INC | COM | 037833100 | BBG001S5N8V8 | 554384 | 2177 | SH |  | SOLE |  | 0 | 0 | 2177 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 | BBG001S90346 | 711880 | 1416 | SH |  | SOLE |  | 0 | 0 | 1416 |
| BROADCOM INC | COM | 11135F101 | BBG00KHY5SY8 | 240834 | 730 | SH |  | SOLE |  | 0 | 0 | 730 |
| HOME DEPOT INC | COM | 437076102 | BBG001S5RTW7 | 246110 | 607 | SH |  | SOLE |  | 0 | 0 | 607 |
| INTUIT | COM | 461202103 | BBG001S6TWR2 | 247896 | 363 | SH |  | SOLE |  | 0 | 0 | 363 |
| ISHARES TR | 0-3 MNTH TREASRY | 46436E718 | BBG00TZR7YF0 | 1271418 | 12626 | SH |  | SOLE |  | 0 | 0 | 12626 |
| ISHARES TR | CORE MSCI TOTAL | 46432F834 | BBG003H6TMV7 | 1490370 | 18047 | SH |  | SOLE |  | 0 | 0 | 18047 |
| ISHARES TR | CORE S MCP ETF | 464287507 | BBG001SFC7V0 | 782045 | 11914 | SH |  | SOLE |  | 0 | 0 | 11914 |
| ISHARES TR | CORE S TTL STK | 464287150 | BBG001SHTRL5 | 3711831 | 25486 | SH |  | SOLE |  | 0 | 0 | 25486 |
| ISHARES TR | CORE S ETF | 464287200 | BBG001SFB7R6 | 242584 | 362 | SH |  | SOLE |  | 0 | 0 | 362 |
| ISHARES TR | RUS MID CAP ETF | 464287499 | BBG001SJCNS1 | 1453657 | 15056 | SH |  | SOLE |  | 0 | 0 | 15056 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 | BBG001SFC7Y7 | 229983 | 924 | SH |  | SOLE |  | 0 | 0 | 924 |
| JOHNSON  JOHNSON | COM | 478160104 | BBG001S5SHQ9 | 302576 | 1632 | SH |  | SOLE |  | 0 | 0 | 1632 |
| JPMORGAN CHASE  CO. | COM | 46625H100 | BBG001S8CRC3 | 268790 | 853 | SH |  | SOLE |  | 0 | 0 | 853 |
| MICROSOFT CORP | COM | 594918104 | BBG001S5TD05 | 819209 | 1582 | SH |  | SOLE |  | 0 | 0 | 1582 |
| NVIDIA CORPORATION | COM | 67066G104 | BBG001S5TZJ6 | 273344 | 1465 | SH |  | SOLE |  | 0 | 0 | 1465 |
| ORACLE CORP | COM | 68389X105 | BBG001S5SJG6 | 248691 | 884 | SH |  | SOLE |  | 0 | 0 | 884 |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 | BBG001T5XQT9 | 1824837 | 70978 | SH |  | SOLE |  | 0 | 0 | 70978 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 | BBG001T5XQW5 | 719262 | 25780 | SH |  | SOLE |  | 0 | 0 | 25780 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 | BBG001S72SM3 | 4151634 | 6232 | SH |  | SOLE |  | 0 | 0 | 6232 |
| VANGUARD BD INDEX FDS | LONG TERM BOND | 921937793 | BBG001ST39S0 | 614460 | 8673 | SH |  | SOLE |  | 0 | 0 | 8673 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 | BBG001SK7DK4 | 19665733 | 264354 | SH |  | SOLE |  | 0 | 0 | 264354 |
| VANGUARD CALIF TAX FREE FDS | TAX EXEMPT BD FD | 922021605 | BBG01L82WF19 | 1204433 | 12072 | SH |  | SOLE |  | 0 | 0 | 12072 |
| VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 | BBG004N1LGK2 | 19046437 | 385081 | SH |  | SOLE |  | 0 | 0 | 385081 |
| VANGUARD INDEX FDS | EXTEND MKT ETF | 922908652 | BBG001SK3J43 | 5330597 | 25461 | SH |  | SOLE |  | 0 | 0 | 25461 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 | BBG001SHVTS1 | 211059 | 719 | SH |  | SOLE |  | 0 | 0 | 719 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 | BBG001TC6MC1 | 9709140 | 15855 | SH |  | SOLE |  | 0 | 0 | 15855 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 | BBG001SHTTV0 | 932343 | 3667 | SH |  | SOLE |  | 0 | 0 | 3667 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 | BBG001SHTB03 | 85293167 | 259904 | SH |  | SOLE |  | 0 | 0 | 259904 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 | BBG001SHVR78 | 3695945 | 19817 | SH |  | SOLE |  | 0 | 0 | 19817 |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 | BBG001SP7T00 | 32944471 | 461600 | SH |  | SOLE |  | 0 | 0 | 461600 |
| VANGUARD INTL EQUITY INDEX F | FTSE EUROPE ETF | 922042874 | BBG001SHTV18 | 335821 | 4208 | SH |  | SOLE |  | 0 | 0 | 4208 |
| VANGUARD INTL EQUITY INDEX F | FTSE PACIFIC ETF | 922042866 | BBG001SHTV36 | 214982 | 2448 | SH |  | SOLE |  | 0 | 0 | 2448 |
| VANGUARD MUN BD FDS | INTERMEDIATE TRM | 922907738 | BBG01L82CC36 | 479743 | 4782 | SH |  | SOLE |  | 0 | 0 | 4782 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 | BBG009THVRX1 | 23988943 | 479108 | SH |  | SOLE |  | 0 | 0 | 479108 |
| VANGUARD SCOTTSDALE FDS | INT-TERM CORP | 92206C870 | BBG001T62M38 | 10843484 | 128921 | SH |  | SOLE |  | 0 | 0 | 128921 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 | BBG001T62KZ7 | 8225207 | 100697 | SH |  | SOLE |  | 0 | 0 | 100697 |
| VANGUARD SCOTTSDALE FDS | TOTAL WLD BD ETF | 92206C565 | BBG00LWSF8K0 | 531054 | 7623 | SH |  | SOLE |  | 0 | 0 | 7623 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 | BBG001SQX4T3 | 1304999 | 6048 | SH |  | SOLE |  | 0 | 0 | 6048 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 | BBG001TJR1D8 | 57073723 | 776939 | SH |  | SOLE |  | 0 | 0 | 776939 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 | BBG001SSPWL4 | 2261507 | 37744 | SH |  | SOLE |  | 0 | 0 | 37744 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 | BBG001SS0V24 | 1768794 | 12549 | SH |  | SOLE |  | 0 | 0 | 12549 |
| VANGUARD WHITEHALL FDS | INTL HIGH ETF | 921946794 | BBG00C868SD7 | 378814 | 4473 | SH |  | SOLE |  | 0 | 0 | 4473 |

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