# EDGAR Filing Document

**Accession Number:** 0001788882
**File Stem:** 0001104659-25-078754
**Filing Date:** 2025-8
**Character Count:** 29706
**Document Hash:** 9ca75b32f867d144fea24908d1dd436a
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001104659-25-078754.hdr.sgml**: 20250814

**ACCESSION NUMBER**: 0001104659-25-078754

**CONFORMED SUBMISSION TYPE**: SCHEDULE 13G/A

**PUBLIC DOCUMENT COUNT**: 1

**FILED AS OF DATE**: 20250814

**DATE AS OF CHANGE**: 20250814

**SUBJECT COMPANY**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Root, Inc.
- **CENTRAL INDEX KEY:** 0001788882
- **STANDARD INDUSTRIAL CLASSIFICATION:** FIRE, MARINE & CASUALTY INSURANCE [6331]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 842717903
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** SCHEDULE 13G/A
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 005-91816
- **FILM NUMBER:** 251220734

**BUSINESS ADDRESS:**
- **STREET 1:** 80 E RICH STREET
- **STREET 2:** SUITE 500
- **CITY:** COLUMBUS
- **STATE:** OH
- **ZIP:** 43215
- **BUSINESS PHONE:** (866) 980-9431

**MAIL ADDRESS:**
- **STREET 1:** 80 E RICH STREET
- **STREET 2:** SUITE 500
- **CITY:** COLUMBUS
- **STATE:** OH
- **ZIP:** 43215

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** Root Stockholdings, Inc.
- **DATE OF NAME CHANGE:** 20190919
**FILED BY**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** DRIVE CAPITAL OVERDRIVE FUND I, L.P.
- **CENTRAL INDEX KEY:** 0001773446

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** SCHEDULE 13G/A

**BUSINESS ADDRESS:**
- **STREET 1:** 629 N. HIGH STREET, SIXTH FLOOR
- **CITY:** COLUMBUS
- **STATE:** OH
- **ZIP:** 43215
- **BUSINESS PHONE:** 6142578243

**MAIL ADDRESS:**
- **STREET 1:** 629 N. HIGH STREET, SIXTH FLOOR
- **CITY:** COLUMBUS
- **STATE:** OH
- **ZIP:** 43215

### UNITED STATES SECURITIES AND EXCHANGE COMMISSION
**Washington, D.C. 20549**

## SCHEDULE 13G

### Under the Securities Exchange Act of 1934

**(Amendment No. 3)**

**Issuer:** Root, Inc.

**Title of Class of Securities:** Class A Common Stock

**CUSIP Number:** 77664L207

**Date of Event Which Requires Filing of this Statement:** 05/21/2025

**Check the appropriate box to designate the rule pursuant to which this Schedule is filed:**

- [ ] Rule 13d-1(b)

- [ ] Rule 13d-1(c)

- [x] Rule 13d-1(d)

---

| 1. | Names of Reporting Persons<br>Drive Capital Overdrive Fund I, L.P. | Names of Reporting Persons<br>Drive Capital Overdrive Fund I, L.P. |
|:---|:---|:---|:---|
| 2. | Check the Appropriate Box if a Member of a Group (See Instructions)<br>(a) [ ] (b) [x] | Check the Appropriate Box if a Member of a Group (See Instructions)<br>(a) [ ] (b) [x] |
| 3. | SEC Use Only | SEC Use Only |
| 4. | Citizenship or Place of Organization<br>DE | Citizenship or Place of Organization<br>DE |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 5. | Sole Voting Power<br>99687.00 |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 6. | Shared Voting Power<br>0.00 |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 7. | Sole Dispositive Power<br>99687.00 |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 8. | Shared Dispositive Power<br>0.00 |
| 9. | Aggregate Amount Beneficially Owned by Each Reporting Person<br>99687.00 | Aggregate Amount Beneficially Owned by Each Reporting Person<br>99687.00 |
| 10. | Check if the Aggregate Amount in Row (9) Excludes Certain Shares (See Instructions) [ ] | Check if the Aggregate Amount in Row (9) Excludes Certain Shares (See Instructions) [ ] |
| 11. | Percent of Class Represented by Amount in Row (9)<br>0.7% | Percent of Class Represented by Amount in Row (9)<br>0.7% |
| 12. | Type of Reporting Person (See Instructions)<br>PN | Type of Reporting Person (See Instructions)<br>PN |

**Comment for Type of Reporting Person:** Note to Row 5: 99,687 shares, except that Drive Capital Overdrive Fund I (GP), LLC ("DCOF I GP"), the general partner of Drive Capital Overdrive Fund I, L.P. ("DCOF I"), may be deemed to have sole power to vote these shares, Drive Capital, LLC ("DC"), the manager of DCOF I GP, may be deemed to have sole power to vote these shares, and Christopher Olsen ("Olsen"), the manager of DC, may be deemed to have sole power to vote these shares.

Note to row 6: See response to row 5.

Note to Row 7: 99,687 shares, except that DCOF I GP, the general partner of DCOF I, may be deemed to have sole power to dispose of these shares, and Olsen, the sole member of the investment committee of DCOF I GP, may be deemed to have sole power to dispose of these shares.

Note to row 8: See response to row 7.

Note to Row 11: Based on 13,618,876 shares of Class A Common Stock outstanding as of July 30, 2025, as reported by the Issuer on its Quarterly Report on Form 10-Q for the quarter ended June 30, 2025.

---

| 1. | Names of Reporting Persons<br>Drive Capital Overdrive Fund I (TE), L.P. | Names of Reporting Persons<br>Drive Capital Overdrive Fund I (TE), L.P. |
|:---|:---|:---|:---|
| 2. | Check the Appropriate Box if a Member of a Group (See Instructions)<br>(a) [ ] (b) [x] | Check the Appropriate Box if a Member of a Group (See Instructions)<br>(a) [ ] (b) [x] |
| 3. | SEC Use Only | SEC Use Only |
| 4. | Citizenship or Place of Organization<br>DE | Citizenship or Place of Organization<br>DE |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 5. | Sole Voting Power<br>48201.00 |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 6. | Shared Voting Power<br>0.00 |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 7. | Sole Dispositive Power<br>48201.00 |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 8. | Shared Dispositive Power<br>0.00 |
| 9. | Aggregate Amount Beneficially Owned by Each Reporting Person<br>48201.00 | Aggregate Amount Beneficially Owned by Each Reporting Person<br>48201.00 |
| 10. | Check if the Aggregate Amount in Row (9) Excludes Certain Shares (See Instructions) [ ] | Check if the Aggregate Amount in Row (9) Excludes Certain Shares (See Instructions) [ ] |
| 11. | Percent of Class Represented by Amount in Row (9)<br>0.4% | Percent of Class Represented by Amount in Row (9)<br>0.4% |
| 12. | Type of Reporting Person (See Instructions)<br>PN | Type of Reporting Person (See Instructions)<br>PN |

**Comment for Type of Reporting Person:** Note to Row 5: 48,201 shares, except that DCOF I GP, the general partner of Drive Capital Overdrive Fund I (TE), L.P. ("DCOF I TE"), may be deemed to have sole power to vote these shares, DC, the manager of DCOF I GP, may be deemed to have sole power to vote these shares, and Olsen, the manager of DC, may be deemed to have sole power to vote these shares.

Note to row 6: See response to row 5.

Note to Row 7: 48,201 shares, except that DCOF I GP, the general partner of DCOF I TE, may be deemed to have sole power to dispose of these shares, and Olsen, the sole member of the investment committee of DCOF I GP, may be deemed to have sole power to dispose of these shares.

Note to row 8: See response to row 7.

Note to Row 11: Based on 13,618,876 shares of Class A Common Stock outstanding as of July 30, 2025, as reported by the Issuer on its Quarterly Report on Form 10-Q for the quarter ended June 30, 2025.

---

| 1. | Names of Reporting Persons<br>Drive Capital Overdrive Ignition Fund I, L.P. | Names of Reporting Persons<br>Drive Capital Overdrive Ignition Fund I, L.P. |
|:---|:---|:---|:---|
| 2. | Check the Appropriate Box if a Member of a Group (See Instructions)<br>(a) [ ] (b) [x] | Check the Appropriate Box if a Member of a Group (See Instructions)<br>(a) [ ] (b) [x] |
| 3. | SEC Use Only | SEC Use Only |
| 4. | Citizenship or Place of Organization<br>DE | Citizenship or Place of Organization<br>DE |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 5. | Sole Voting Power<br>1406.00 |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 6. | Shared Voting Power<br>0.00 |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 7. | Sole Dispositive Power<br>1406.00 |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 8. | Shared Dispositive Power<br>0.00 |
| 9. | Aggregate Amount Beneficially Owned by Each Reporting Person<br>1406.00 | Aggregate Amount Beneficially Owned by Each Reporting Person<br>1406.00 |
| 10. | Check if the Aggregate Amount in Row (9) Excludes Certain Shares (See Instructions) [ ] | Check if the Aggregate Amount in Row (9) Excludes Certain Shares (See Instructions) [ ] |
| 11. | Percent of Class Represented by Amount in Row (9)<br>0.0% | Percent of Class Represented by Amount in Row (9)<br>0.0% |
| 12. | Type of Reporting Person (See Instructions)<br>PN | Type of Reporting Person (See Instructions)<br>PN |

**Comment for Type of Reporting Person:** Note to Row 5: 1,406 shares, except that DCOIF I GP, the general partner of Drive Capital Overdrive Ignition Fund I, L.P. ("DCOIF I"), may be deemed to have sole power to vote these shares, DC, the manager of DCOF I GP, may be deemed to have sole power to vote these shares, and Olsen, the manager of DC, may be deemed to have sole power to vote these shares.

Note to row 6: See response to row 5.

Note to Row 7: 1,406 shares, except that DCOF I GP, the general partner of DCOIF I, may be deemed to have sole power to dispose of these shares, and Olsen, the sole member of the investment committee of DCOF I GP, may be deemed to have sole power to dispose of these shares.

Note to row 8: See response to row 7.

Note to Row 11: Based on 13,618,876 shares of Class A Common Stock outstanding as of July 30, 2025, as reported by the Issuer on its Quarterly Report on Form 10-Q for the quarter ended June 30, 2025.

---

| 1. | Names of Reporting Persons<br>Drive Capital Overdrive Fund I (GP), LLC | Names of Reporting Persons<br>Drive Capital Overdrive Fund I (GP), LLC |
|:---|:---|:---|:---|
| 2. | Check the Appropriate Box if a Member of a Group (See Instructions)<br>(a) [ ] (b) [x] | Check the Appropriate Box if a Member of a Group (See Instructions)<br>(a) [ ] (b) [x] |
| 3. | SEC Use Only | SEC Use Only |
| 4. | Citizenship or Place of Organization<br>DE | Citizenship or Place of Organization<br>DE |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 5. | Sole Voting Power<br>149294.00 |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 6. | Shared Voting Power<br>0.00 |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 7. | Sole Dispositive Power<br>149294.00 |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 8. | Shared Dispositive Power<br>0.00 |
| 9. | Aggregate Amount Beneficially Owned by Each Reporting Person<br>149294.00 | Aggregate Amount Beneficially Owned by Each Reporting Person<br>149294.00 |
| 10. | Check if the Aggregate Amount in Row (9) Excludes Certain Shares (See Instructions) [ ] | Check if the Aggregate Amount in Row (9) Excludes Certain Shares (See Instructions) [ ] |
| 11. | Percent of Class Represented by Amount in Row (9)<br>1.1% | Percent of Class Represented by Amount in Row (9)<br>1.1% |
| 12. | Type of Reporting Person (See Instructions)<br>OO | Type of Reporting Person (See Instructions)<br>OO |

**Comment for Type of Reporting Person:** Note to Row 5: 149,294 shares, of which 99,687 shares are directly owned by DCOF I, 48,201 shares are directly owned by DCOF I TE and 1,406 shares are directly owned by DCOIF I.  DC, the manager of DCOF I GP, may be deemed to have sole power to vote these shares, and Olsen, the manager of DC, may be deemed to have sole power to vote these shares.

Note to row 6: See response to row 5.

Note to Row 7: 149,294 shares, of which 99,687 shares are directly owned by DCOF I, 48,201 shares are directly owned by DCOF I TE and 1,406 shares are directly owned by DCOIF I.  Olsen, the sole member of the investment committee of DCOF I GP, may be deemed to have sole power to dispose of these shares.

Note to row 8: See response to row 7.

Note to Row 11: Based on 13,618,876 shares of Class A Common Stock outstanding as of July 30, 2025, as reported by the Issuer on its Quarterly Report on Form 10-Q for the quarter ended June 30, 2025.

---

| 1. | Names of Reporting Persons<br>Drive Capital, LLC | Names of Reporting Persons<br>Drive Capital, LLC |
|:---|:---|:---|:---|
| 2. | Check the Appropriate Box if a Member of a Group (See Instructions)<br>(a) [ ] (b) [x] | Check the Appropriate Box if a Member of a Group (See Instructions)<br>(a) [ ] (b) [x] |
| 3. | SEC Use Only | SEC Use Only |
| 4. | Citizenship or Place of Organization<br>DE | Citizenship or Place of Organization<br>DE |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 5. | Sole Voting Power<br>149294.00 |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 6. | Shared Voting Power<br>0.00 |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 7. | Sole Dispositive Power<br>0.00 |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 8. | Shared Dispositive Power<br>0.00 |
| 9. | Aggregate Amount Beneficially Owned by Each Reporting Person<br>149294.00 | Aggregate Amount Beneficially Owned by Each Reporting Person<br>149294.00 |
| 10. | Check if the Aggregate Amount in Row (9) Excludes Certain Shares (See Instructions) [ ] | Check if the Aggregate Amount in Row (9) Excludes Certain Shares (See Instructions) [ ] |
| 11. | Percent of Class Represented by Amount in Row (9)<br>1.1% | Percent of Class Represented by Amount in Row (9)<br>1.1% |
| 12. | Type of Reporting Person (See Instructions)<br>OO | Type of Reporting Person (See Instructions)<br>OO |

**Comment for Type of Reporting Person:** Note to Row 5: 149,294 shares, of which 99,687 shares are directly owned by DCOF I, 48,201 shares are directly owned by DCOF I TE and 1,406 shares are directly owned by DCOIF I.  DC, the manager of DCOF I GP, may be deemed to have sole power to vote these shares, and Olsen, the manager of DC, may be deemed to have sole power to vote these shares.

Note to row 6: See response to row 5.

Note to row 8: See response to row 7.

Note to Row 11: Based on 13,618,876 shares of Class A Common Stock outstanding as of July 30, 2025, as reported by the Issuer on its Quarterly Report on Form 10-Q for the quarter ended June 30, 2025.

---

| 1. | Names of Reporting Persons<br>DC I Investment, LLC | Names of Reporting Persons<br>DC I Investment, LLC |
|:---|:---|:---|:---|
| 2. | Check the Appropriate Box if a Member of a Group (See Instructions)<br>(a) [ ] (b) [x] | Check the Appropriate Box if a Member of a Group (See Instructions)<br>(a) [ ] (b) [x] |
| 3. | SEC Use Only | SEC Use Only |
| 4. | Citizenship or Place of Organization<br>DE | Citizenship or Place of Organization<br>DE |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 5. | Sole Voting Power<br>0.00 |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 6. | Shared Voting Power<br>0.00 |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 7. | Sole Dispositive Power<br>0.00 |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 8. | Shared Dispositive Power<br>0.00 |
| 9. | Aggregate Amount Beneficially Owned by Each Reporting Person<br>0.00 | Aggregate Amount Beneficially Owned by Each Reporting Person<br>0.00 |
| 10. | Check if the Aggregate Amount in Row (9) Excludes Certain Shares (See Instructions) [ ] | Check if the Aggregate Amount in Row (9) Excludes Certain Shares (See Instructions) [ ] |
| 11. | Percent of Class Represented by Amount in Row (9)<br>0.0% | Percent of Class Represented by Amount in Row (9)<br>0.0% |
| 12. | Type of Reporting Person (See Instructions)<br>OO | Type of Reporting Person (See Instructions)<br>OO |

**Comment for Type of Reporting Person:** Note to row 6: See response to row 5.

Note to row 8: See response to row 7.

---

| 1. | Names of Reporting Persons<br>Dwight H. Hibbard Family Trust f/b/o Christopher Olsen - Exempt | Names of Reporting Persons<br>Dwight H. Hibbard Family Trust f/b/o Christopher Olsen - Exempt |
|:---|:---|:---|:---|
| 2. | Check the Appropriate Box if a Member of a Group (See Instructions)<br>(a) [ ] (b) [x] | Check the Appropriate Box if a Member of a Group (See Instructions)<br>(a) [ ] (b) [x] |
| 3. | SEC Use Only | SEC Use Only |
| 4. | Citizenship or Place of Organization<br>OH | Citizenship or Place of Organization<br>OH |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 5. | Sole Voting Power<br>6869.00 |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 6. | Shared Voting Power<br>0.00 |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 7. | Sole Dispositive Power<br>6869.00 |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 8. | Shared Dispositive Power<br>0.00 |
| 9. | Aggregate Amount Beneficially Owned by Each Reporting Person<br>6869.00 | Aggregate Amount Beneficially Owned by Each Reporting Person<br>6869.00 |
| 10. | Check if the Aggregate Amount in Row (9) Excludes Certain Shares (See Instructions) [ ] | Check if the Aggregate Amount in Row (9) Excludes Certain Shares (See Instructions) [ ] |
| 11. | Percent of Class Represented by Amount in Row (9)<br>0.1% | Percent of Class Represented by Amount in Row (9)<br>0.1% |
| 12. | Type of Reporting Person (See Instructions)<br>OO | Type of Reporting Person (See Instructions)<br>OO |

**Comment for Type of Reporting Person:** Note to Row 5: 6,869 shares, except that Olsen, the sole trustee of Dwight H. Hibbard Family Trust f/b/o Christopher Olsen - Exempt (the "Trust"), may be deemed to have sole power to vote these shares.

Note to row 6: See response to row 5.

Note to Row 7: 6,869 shares, except that Olsen, the sole trustee of the Trust, may be deemed to have sole power to dispose of these shares.

Note to row 8: See response to row 7.

Note to Row 11: Based on 13,618,876 shares of Class A Common Stock outstanding as of July 30, 2025, as reported by the Issuer on its Quarterly Report on Form 10-Q for the quarter ended June 30, 2025.

---

| 1. | Names of Reporting Persons<br>Purple Dot, LLC | Names of Reporting Persons<br>Purple Dot, LLC |
|:---|:---|:---|:---|
| 2. | Check the Appropriate Box if a Member of a Group (See Instructions)<br>(a) [ ] (b) [x] | Check the Appropriate Box if a Member of a Group (See Instructions)<br>(a) [ ] (b) [x] |
| 3. | SEC Use Only | SEC Use Only |
| 4. | Citizenship or Place of Organization<br>OH | Citizenship or Place of Organization<br>OH |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 5. | Sole Voting Power<br>151569.00 |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 6. | Shared Voting Power<br>0.00 |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 7. | Sole Dispositive Power<br>151569.00 |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 8. | Shared Dispositive Power<br>0.00 |
| 9. | Aggregate Amount Beneficially Owned by Each Reporting Person<br>151569.00 | Aggregate Amount Beneficially Owned by Each Reporting Person<br>151569.00 |
| 10. | Check if the Aggregate Amount in Row (9) Excludes Certain Shares (See Instructions) [ ] | Check if the Aggregate Amount in Row (9) Excludes Certain Shares (See Instructions) [ ] |
| 11. | Percent of Class Represented by Amount in Row (9)<br>1.1% | Percent of Class Represented by Amount in Row (9)<br>1.1% |
| 12. | Type of Reporting Person (See Instructions)<br>OO | Type of Reporting Person (See Instructions)<br>OO |

**Comment for Type of Reporting Person:** Note to Row 5: 151,569 shares, except that Olsen, the managing member of Purple Dot, LLC ("Purple Dot"), may be deemed to have sole power to vote these shares.

Note to row 6: See response to row 5.

Note to Row 7: 151,569 shares, except that Olsen, the managing member of Purple Dot, may be deemed to have sole power to dispose of these shares.

Note to row 8: See response to row 7.

Note to Row 11: Based on 13,618,876 shares of Class A Common Stock outstanding as of July 30, 2025, as reported by the Issuer on its Quarterly Report on Form 10-Q for the quarter ended June 30, 2025.

---

| 1. | Names of Reporting Persons<br>Christopher Olsen | Names of Reporting Persons<br>Christopher Olsen |
|:---|:---|:---|:---|
| 2. | Check the Appropriate Box if a Member of a Group (See Instructions)<br>(a) [ ] (b) [x] | Check the Appropriate Box if a Member of a Group (See Instructions)<br>(a) [ ] (b) [x] |
| 3. | SEC Use Only | SEC Use Only |
| 4. | Citizenship or Place of Organization<br>X1 | Citizenship or Place of Organization<br>X1 |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 5. | Sole Voting Power<br>307732.00 |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 6. | Shared Voting Power<br>0.00 |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 7. | Sole Dispositive Power<br>307732.00 |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 8. | Shared Dispositive Power<br>0.00 |
| 9. | Aggregate Amount Beneficially Owned by Each Reporting Person<br>307732.00 | Aggregate Amount Beneficially Owned by Each Reporting Person<br>307732.00 |
| 10. | Check if the Aggregate Amount in Row (9) Excludes Certain Shares (See Instructions) [ ] | Check if the Aggregate Amount in Row (9) Excludes Certain Shares (See Instructions) [ ] |
| 11. | Percent of Class Represented by Amount in Row (9)<br>2.3% | Percent of Class Represented by Amount in Row (9)<br>2.3% |
| 12. | Type of Reporting Person (See Instructions)<br>IN | Type of Reporting Person (See Instructions)<br>IN |

**Comment for Type of Reporting Person:** Note to Row 5: 307,732 shares, of which 99,687 shares are directly owned by DCOF I, 48,201 shares are directly owned by DCOF I TE, 1,406 shares are directly owned by DCOIF I, 6,869 shares are directly owned by the Trust and 151,569 shares are directly owned by Purple Dot.  Olsen is the manager of DC, which is the manager of DCOF I GP, which is the general partner of DCOF I, DCOF I TE and DCOIF I; Olsen is the trustee of the Trust; and Olsen is the managing member of Purple Dot, and may be deemed to have sole power to vote these shares.

Note to row 6: See response to row 5.

Note to Row 7: 307,732 shares, of which 99,687 shares are directly owned by DCOF I, 48,201 shares are directly owned by DCOF I TE, 1,406 shares are directly owned by DCOIF I, 6,869 shares are directly owned by the Trust and 151,569 shares are directly owned by Purple Dot.  Olsen is the sole member of the investment committee of DCOF I GP, which is the general partner of DCOF I, DCOF I TE and DCOIF I; Olsen is the trustee of the Trust; and Olsen is the managing member of Purple Dot, and may be deemed to have sole power to dispose of these shares.

Note to row 8: See response to row 7.

Note to Row 11: Based on 13,618,876 shares of Class A Common Stock outstanding as of July 30, 2025, as reported by the Issuer on its Quarterly Report on Form 10-Q for the quarter ended June 30, 2025.

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**Item 1(a). Name of Issuer:**
Root, Inc.

**Item 1(b). Address of Issuer's Principal Executive Offices:**
80 E. Rich Street, Suite 500 Columbus, OH, 43215

**Item 2(a). Name of Person Filing:**
This Schedule is filed by Drive Capital Overdrive Fund I, L.P. ("DCOF I"), a Delaware limited partnership, Drive Capital Overdrive Fund I (TE), L.P. ("DCOF I TE"), a Delaware limited partnership, Drive Capital Overdrive Ignition Fund I, L.P. ("DCOIF I"), a Delaware limited partnership, Drive Capital Overdrive Fund I (GP), LLC ("DCOF I GP"), a Delaware limited liability company, Drive Capital, LLC ("DC"), a Delaware limited liability company, DC I Investment LLC ("DC I Investment"), a Delaware limited liability company, Dwight H. Hibbard Family Trust f/b/o Christopher Olsen - Exempt (the "Trust"), a trust established under the laws of the state of Ohio, Purple Dot, LLC ("Purple Dot"), an Ohio limited liability company, and Christopher Olsen ("Olsen"), an individual.  The foregoing entities and individuals are collectively referred to as the "Reporting Persons."

**Item 2(b). Address of Principal Business Office:**
The address for each of DCOF I, DCOF I TE, DCOIF I, DCOF I GP, DC, DC I Investment, Purple Dot and Olsen is:

629 N. High Street, 6th Floor
Columbus, Ohio 43215

The address for the Trust is:

215 N Parkview Avenue
Columbus, Ohio 43209

**Item 2(c). Citizenship:**
See Row 4 of cover page for each Reporting Person.

**Item 2(d). Title of Class of Securities:**
Class A Common Stock

**Item 2(e). CUSIP Number:**
77664L207

**Item 3. If this statement is filed pursuant to §§ 240.13d-1(b) or 240.13d-2(b) or (c), check whether the person filing is a:**

(a) [ ] Broker or dealer registered under section 15 of the Act (15 U.S.C. 78o).

(b) [ ] Bank as defined in section 3(a)(6) of the Act (15 U.S.C. 78c).

(c) [ ] Insurance company as defined in section 3(a)(19) of the Act (15 U.S.C. 78c).

(d) [ ] Investment company registered under section 8 of the Investment Company Act of 1940 (15 U.S.C. 80a-8).

(e) [ ] An investment adviser in accordance with § 240.13d-1(b)(1)(ii)(E);

(f) [ ] An employee benefit plan or endowment fund in accordance with § 240.13d-1(b)(1)(ii)(F);

(g) [ ] A parent holding company or control person in accordance with § 240.13d-1(b)(1)(ii)(G);

(h) [ ] A savings associations as defined in Section 3(b) of the Federal Deposit Insurance Act (12 U.S.C. 1813);

(i) [ ] A church plan that is excluded from the definition of an investment company under section 3(c)(14) of the Investment Company Act of 1940 (15 U.S.C. 80a-3);

(j) [ ] A non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J), if filing as a non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J), please specify the type of institution:

(k) [ ] Group, in accordance with Rule 240.13d-1(b)(1)(ii)(K).

**Item 4. Ownership:**

**(a) Amount beneficially owned:**

See Row 9 of cover page for each Reporting Person.

**(b) Percent of class:**

See Row 11 of cover page for each Reporting Person.

**(c) Number of shares as to which the person has:**

**(i) Sole power to vote or to direct the vote:**

See Row 5 of cover page for each Reporting Person.

**(ii) Shared power to vote or to direct the vote:**

See Row 6 of cover page for each Reporting Person.

**(iii) Sole power to dispose or to direct the disposition of:**

See Row 7 of cover page for each Reporting Person.

**(iv) Shared power to dispose or to direct the disposition of:**

See Row 8 of cover page for each Reporting Person.

**Item 5. Ownership of Five Percent or Less of a Class.**

[ ] If this statement is being filed to report the fact that as of the date hereof the reporting person has ceased to be the beneficial owner of more than five percent of the class of securities, check the following.

**Item 6. Ownership of More than 5 Percent on Behalf of Another Person.**

Not Applicable

**Item 7. Identification and Classification of the Subsidiary**

Not Applicable

**Item 8. Identification and Classification of Members of the Group**

Not Applicable

**Item 9. Notice of Dissolution of Group**

Not Applicable

**Item 10. Certification:**

—

### SIGNATURE

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

**Drive Capital Overdrive Fund I, L.P.**

**Date:** 08/14/2025

**By:** /s/ Christopher Olsen

**Name & Title:** Christopher Olsen, Managing Member of the General Partner

**Drive Capital Overdrive Fund I (TE), L.P.**

**Date:** 08/14/2025

**By:** /s/ Christopher Olsen

**Name & Title:** Christopher Olsen, Managing Member of the General Partner

**Drive Capital Overdrive Ignition Fund I, L.P.**

**Date:** 08/14/2025

**By:** /s/ Christopher Olsen

**Name & Title:** Christopher Olsen, Managing Member of the General Partner

**Drive Capital Overdrive Fund I (GP), LLC**

**Date:** 08/14/2025

**By:** /s/ Christopher Olsen

**Name & Title:** Christopher Olsen, Managing Member

**Drive Capital, LLC**

**Date:** 08/14/2025

**By:** /s/ Christopher Olsen

**Name & Title:** Christopher Olsen, Manager

**DC I Investment, LLC**

**Date:** 08/14/2025

**By:** /s/ Christopher Olsen

**Name & Title:** Christopher Olsen, Managing Director

**Dwight H. Hibbard Family Trust f/b/o Christopher Olsen - Exempt**

**Date:** 08/14/2025

**By:** /s/ Christopher Olsen

**Name & Title:** Christopher Olsen, Trustee

**Purple Dot, LLC**

**Date:** 08/14/2025

**By:** /s/ Christopher Olsen

**Name & Title:** Christopher Olsen, Managing Member

**Christopher Olsen**

**Date:** 08/14/2025

**By:** /s/ Christopher Olsen

**Name & Title:** Christopher Olsen