# EDGAR Filing Document

**Accession Number:** 0000843075
**File Stem:** 0001193125-26-084420
**Filing Date:** 2026-3
**Character Count:** 2871
**Document Hash:** f674510dee1c77f0271955ac36ee60cb
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001193125-26-084420.hdr.sgml**: 20260302

**ACCESSION NUMBER**: 0001193125-26-084420

**CONFORMED SUBMISSION TYPE**: 497VPI

**PUBLIC DOCUMENT COUNT**: 1

**FILED AS OF DATE**: 20260302

**DATE AS OF CHANGE**: 20260302

**EFFECTIVENESS DATE**: 20260302

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** NATIONWIDE VARIABLE ACCOUNT 4
- **CENTRAL INDEX KEY:** 0000843075

**ORGANIZATION NAME:**
- **EIN:** 314156830
- **STATE OF INCORPORATION:** OH
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 497VPI
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 333-201820
- **FILM NUMBER:** 26703889

**BUSINESS ADDRESS:**
- **STREET 1:** ONE NATIONWIDE PLZ
- **STREET 2:** NATIONWIDE LIFE INSURANCE CO
- **CITY:** COLUMBUS
- **STATE:** OH
- **ZIP:** 43216-6609
- **BUSINESS PHONE:** 614-249-7111

**MAIL ADDRESS:**
- **STREET 1:** NATIONWIDE LIFE INSURANCE CO
- **STREET 2:** ONE NATIONWIDE PLAZA
- **CITY:** COLUMBUS
- **STATE:** OH
- **ZIP:** 43216-6609

## Series and Classes Contracts Data

### NATIONWIDE VARIABLE ACCOUNT-4 (Series ID: S000009060)

| Class ID   | Class Name                         | Ticker Symbol   |
|:---|:---|:---|
| C000154397 | Nationwide Destination SM Freedom+ |  |

**Supplement dated March 2, 2026** <br>**to the following initial summary prospectus(es):**

Nationwide Destination B (2.0), Nationwide Destination Navigator (2.0), Nationwide Destination All American Gold (2.0), Nationwide Destination Future and Nationwide Destination Freedom+ Variable Annuity dated May 1, 2025

**This supplement updates certain information contained in your initial summary prospectus. Please read and** <br> **retain this supplement for future reference.**<br>

The supplement dated May 29, 2025 contained an incorrect class reference for the NVIT Fidelity Institutional AM<sup>®</sup> Emerging Markets Fund.

**Accordingly, the following changes apply to the prospectus:** 

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **Type** | **Underlying Mutual Fund and Adviser/Subadviser** | &nbsp;&nbsp; **Current**<br> **Expenses** | &nbsp;&nbsp; **Average Annual Total**<br> **Returns**<br> **(as of 12/31/2024)** | &nbsp;&nbsp; **Average Annual Total**<br> **Returns**<br> **(as of 12/31/2024)** | &nbsp;&nbsp; **Average Annual Total**<br> **Returns**<br> **(as of 12/31/2024)** |
| **Type** | **Underlying Mutual Fund and Adviser/Subadviser** | &nbsp;&nbsp; **Current**<br> **Expenses** | **1 year** | **5 year** | **10 year** |
| Equity | &nbsp;&nbsp; **Nationwide Variable Insurance Trust – NVIT Fidelity Institutional AM®** <br> **Emerging Markets Fund: Class I**<br> Investment Advisor: Nationwide Fund Advisors<br> Investment Sub-Advisor: FIAM LLC<br>| 1.18%\* | 6.28% | -2.63% | 1.30% |

---

\*

This underlying mutual fund's current expenses reflect a temporary fee reduction.

ISP-1044

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