# EDGAR Filing Document

**Accession Number:** 0001158970
**File Stem:** 0001158970-25-000005
**Filing Date:** 2025-8
**Character Count:** 38333
**Document Hash:** 3d95f16bff8bc92def04b0d7e009dd40
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001158970-25-000005.hdr.sgml**: 20250804

**ACCESSION NUMBER**: 0001158970-25-000005

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250630

**FILED AS OF DATE**: 20250804

**DATE AS OF CHANGE**: 20250804

**EFFECTIVENESS DATE**: 20250804

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** SPINNAKER TRUST
- **CENTRAL INDEX KEY:** 0001158970

**ORGANIZATION NAME:**
- **EIN:** 010542995
- **STATE OF INCORPORATION:** ME
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-11553
- **FILM NUMBER:** 251178629

**BUSINESS ADDRESS:**
- **STREET 1:** 123 FREE STREET
- **CITY:** PORTLAND
- **STATE:** ME
- **ZIP:** 04101
- **BUSINESS PHONE:** 207 553 7160

**MAIL ADDRESS:**
- **STREET 1:** 123 FREE STREET
- **CITY:** PORTLAND
- **STATE:** ME
- **ZIP:** 04101

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 06-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** SPINNAKER TRUST<br>**Address:** 123 FREE STREET<br>PORTLAND, ME 04101

**Form 13F File Number:** 028-11553

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Ainsley Gleason<br>**Title:** SVP COO<br>**Phone:** 207-553-7160

**Signature, Place, and Date of Signing:**

Ainsley Gleason  Portland, ME  08-04-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 332

**Form 13F Information Table Value Total:** $1662636634

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| 3M Company | Equities | 88579Y101 |  | 62387495 | 409797 | SH |  | SOLE |  | 409752 | 0 | 45 |
| Abbott Laboratories | Equities | 002824100 |  | 95207 | 700 | SH |  | DFND |  | 700 | 0 | 0 |
| Abbott Laboratories | Equities | 002824100 |  | 5459849 | 40143 | SH |  | SOLE |  | 39758 | 0 | 385 |
| AbbVie Inc | Equities | 00287Y109 |  | 3087232 | 16632 | SH |  | SOLE |  | 16547 | 0 | 85 |
| Accenture PLC | Equities | G1151C101 |  | 92656 | 310 | SH |  | DFND |  | 310 | 0 | 0 |
| Accenture PLC | Equities | G1151C101 |  | 1886295 | 6311 | SH |  | SOLE |  | 6311 | 0 | 0 |
| Adobe Inc | Equities | 00724F101 |  | 4406176 | 11389 | SH |  | SOLE |  | 9684 | 651 | 1054 |
| AFLAC Inc | Equities | 001055102 |  | 374699 | 3553 | SH |  | SOLE |  | 3458 | 0 | 95 |
| Agnico Eagle Mines LTD | Equities | 008474108 |  | 409833 | 3446 | SH |  | SOLE |  | 3446 | 0 | 0 |
| Air Prods  Chems Inc | Equities | 009158106 |  | 1171677 | 4154 | SH |  | SOLE |  | 3704 | 0 | 450 |
| Allstate Corp | Equities | 020002101 |  | 228688 | 1136 | SH |  | SOLE |  | 1118 | 0 | 18 |
| Alphabet Inc CL A | Equities | 02079K305 |  | 8287744 | 47028 | SH |  | SOLE |  | 44857 | 0 | 2171 |
| Alphabet Inc CL C | Equities | 02079K107 |  | 11708 | 66 | SH |  | DFND |  | 66 | 0 | 0 |
| Alphabet Inc CL C | Equities | 02079K107 |  | 18033645 | 101661 | SH |  | SOLE |  | 91212 | 5788 | 4661 |
| Altria Group Inc | Equities | 02209S103 |  | 707664 | 12070 | SH |  | SOLE |  | 10166 | 0 | 1904 |
| Amazon Com Inc | Equities | 023135106 |  | 17112 | 78 | SH |  | DFND |  | 78 | 0 | 0 |
| Amazon Com Inc | Equities | 023135106 |  | 15723243 | 71668 | SH |  | SOLE |  | 59459 | 5703 | 6506 |
| American Express Co | Equities | 025816109 |  | 1620099 | 5079 | SH |  | SOLE |  | 5079 | 0 | 0 |
| American Tower Reit Com | Equities | 03027X100 |  | 532437 | 2409 | SH |  | SOLE |  | 2379 | 0 | 30 |
| Ameriprise Finl Inc | Equities | 03076C106 |  | 899335 | 1685 | SH |  | SOLE |  | 1685 | 0 | 0 |
| Amgen Inc | Equities | 031162100 |  | 2350390 | 8418 | SH |  | SOLE |  | 8078 | 0 | 340 |
| Amphenol Corp New Cl A | Equities | 032095101 |  | 236803 | 2398 | SH |  | SOLE |  | 2398 | 0 | 0 |
| Apollo Global Management Inc | Equities | 03769M106 |  | 10782 | 76 | SH |  | DFND |  | 76 | 0 | 0 |
| Apollo Global Management Inc | Equities | 03769M106 |  | 5333319 | 37593 | SH |  | SOLE |  | 29730 | 5080 | 2783 |
| Apple Inc | Equities | 037833100 |  | 116126 | 566 | SH |  | DFND |  | 566 | 0 | 0 |
| Apple Inc | Equities | 037833100 |  | 43383402 | 211451 | SH |  | SOLE |  | 193835 | 5733 | 11883 |
| Ares Capital Corporation | Equities | 04010L103 |  | 19858446 | 904301 | SH |  | SOLE |  | 814371 | 1878 | 88052 |
| Arthur J. Gallagher  Co. | Equities | 363576109 |  | 382543 | 1195 | SH |  | SOLE |  | 995 | 0 | 200 |
| AT Inc | Equities | 00206R102 |  | 2909625 | 100540 | SH |  | SOLE |  | 87068 | 0 | 13472 |
| Automatic Data Processing Inc | Equities | 053015103 |  | 6539314 | 21204 | SH |  | SOLE |  | 21179 | 0 | 25 |
| AutoZone Inc. | Equities | 053332102 |  | 601381 | 163 | SH |  | SOLE |  | 163 | 0 | 0 |
| Bank Of America Corporation | Equities | 060505104 |  | 715053 | 15111 | SH |  | SOLE |  | 14703 | 0 | 408 |
| Bank of New York Mellon Corp | Equities | 064058100 |  | 282532 | 3101 | SH |  | SOLE |  | 3101 | 0 | 0 |
| Becton Dickinson and Company | Equities | 075887109 |  | 708809 | 4115 | SH |  | SOLE |  | 4115 | 0 | 0 |
| Berkshire Hathaway Inc | Equities | 084670108 |  | 9474400 | 13 | SH |  | SOLE |  | 13 | 0 | 0 |
| Berkshire Hathaway Inc - CL B | Equities | 084670702 |  | 50520 | 104 | SH |  | DFND |  | 104 | 0 | 0 |
| Berkshire Hathaway Inc - CL B | Equities | 084670702 |  | 38324338 | 78894 | SH |  | SOLE |  | 75650 | 2094 | 1150 |
| Blackrock Short Duration Bond E | Equities | 46431W507 |  | 1108206 | 21687 | SH |  | SOLE |  | 21687 | 0 | 0 |
| BlackRock US Equity Factor Rota | Equities | 09290C103 |  | 27518202 | 505292 | SH |  | SOLE |  | 465298 | 2212 | 37782 |
| BlackRock Inc | Equities | 09290D101 |  | 17837 | 17 | SH |  | DFND |  | 17 | 0 | 0 |
| BlackRock Inc | Equities | 09290D101 |  | 9335177 | 8897 | SH |  | SOLE |  | 7493 | 797 | 607 |
| Blackstone Group Inc | Equities | 09260D107 |  | 13163 | 88 | SH |  | DFND |  | 88 | 0 | 0 |
| Blackstone Group Inc | Equities | 09260D107 |  | 1949775 | 13035 | SH |  | SOLE |  | 9273 | 0 | 3762 |
| Boeing Co | Equities | 097023105 |  | 305914 | 1460 | SH |  | SOLE |  | 1460 | 0 | 0 |
| Booking Holdings Inc | Equities | 09857L108 |  | 1140480 | 197 | SH |  | SOLE |  | 197 | 0 | 0 |
| Bristol Myers Squibb Co | Equities | 110122108 |  | 709070 | 15318 | SH |  | SOLE |  | 15168 | 0 | 150 |
| Broadcom Inc. | Equities | 11135F101 |  | 15888742 | 57641 | SH |  | SOLE |  | 48965 | 5761 | 2915 |
| Caterpillar Inc Del | Equities | 149123101 |  | 116463 | 300 | SH |  | DFND |  | 300 | 0 | 0 |
| Caterpillar Inc Del | Equities | 149123101 |  | 7476925 | 19260 | SH |  | SOLE |  | 19260 | 0 | 0 |
| Chevron Corporation | Equities | 166764100 |  | 11026 | 77 | SH |  | DFND |  | 77 | 0 | 0 |
| Chevron Corporation | Equities | 166764100 |  | 8214667 | 57369 | SH |  | SOLE |  | 47798 | 4942 | 4629 |
| Chubb Limited | Equities | H1467J104 |  | 1098618 | 3792 | SH |  | SOLE |  | 3647 | 0 | 145 |
| Church  Dwight Inc | Equities | 171340102 |  | 4517651 | 47005 | SH |  | SOLE |  | 46005 | 0 | 1000 |
| Cigna Corporation | Equities | 125523100 |  | 320993 | 971 | SH |  | SOLE |  | 971 | 0 | 0 |
| Cisco Systems Inc | Equities | 17275R102 |  | 83325 | 1201 | SH |  | DFND |  | 1201 | 0 | 0 |
| Cisco Systems Inc | Equities | 17275R102 |  | 5009375 | 72202 | SH |  | SOLE |  | 60940 | 0 | 11262 |
| Coca Cola Co | Equities | 191216100 |  | 1270882 | 17963 | SH |  | SOLE |  | 17343 | 0 | 620 |
| Colgate Palmolive Co | Equities | 194162103 |  | 656934 | 7227 | SH |  | SOLE |  | 7053 | 0 | 174 |
| Comcast Corp New Cl A | Equities | 20030N101 |  | 1349831 | 37821 | SH |  | SOLE |  | 23694 | 11347 | 2780 |
| Communication Services Select S | Equities | 81369Y852 |  | 14640335 | 134897 | SH |  | SOLE |  | 131190 | 0 | 3707 |
| ConocoPhillips | Equities | 20825C104 |  | 214479 | 2390 | SH |  | SOLE |  | 2302 | 0 | 88 |
| Consolidated Edison Inc | Equities | 209115104 |  | 257598 | 2567 | SH |  | SOLE |  | 1777 | 0 | 790 |
| Constellation Brands Inc - Clas | Equities | 21036P108 |  | 224336 | 1379 | SH |  | SOLE |  | 1379 | 0 | 0 |
| Consumer Discretionary Select S | Equities | 81369Y407 |  | 22142163 | 101883 | SH |  | SOLE |  | 99502 | 0 | 2381 |
| Consumer Staples Select Sector | Equities | 81369Y308 |  | 7592644 | 93771 | SH |  | SOLE |  | 91932 | 0 | 1839 |
| Copart Inc. | Equities | 217204106 |  | 254379 | 5184 | SH |  | SOLE |  | 4884 | 0 | 300 |
| Core Natural Resources Inc | Equities | 218937100 |  | 227004 | 3255 | SH |  | SOLE |  | 3255 | 0 | 0 |
| Corning Inc | Equities | 219350105 |  | 32869 | 625 | SH |  | DFND |  | 625 | 0 | 0 |
| Corning Inc | Equities | 219350105 |  | 255272 | 4854 | SH |  | SOLE |  | 4854 | 0 | 0 |
| Corteva Inc. | Equities | 22052L104 |  | 37265 | 500 | SH |  | DFND |  | 500 | 0 | 0 |
| Corteva Inc. | Equities | 22052L104 |  | 339037 | 4549 | SH |  | SOLE |  | 4549 | 0 | 0 |
| Costco Wholesale Corp | Equities | 22160K105 |  | 65336 | 66 | SH |  | DFND |  | 66 | 0 | 0 |
| Costco Wholesale Corp | Equities | 22160K105 |  | 7534433 | 7611 | SH |  | SOLE |  | 6694 | 620 | 297 |
| CRA International Inc. | Equities | 12618T105 |  | 1064449 | 5681 | SH |  | SOLE |  | 5681 | 0 | 0 |
| Crown Castle International Corp | Equities | 22822V101 |  | 445437 | 4336 | SH |  | SOLE |  | 3949 | 0 | 387 |
| CVS Health Corporation | Equities | 126650100 |  | 615095 | 8917 | SH |  | SOLE |  | 8807 | 0 | 110 |
| Danaher Corp Del | Equities | 235851102 |  | 855743 | 4332 | SH |  | SOLE |  | 3632 | 0 | 700 |
| Deere  Co | Equities | 244199105 |  | 12712 | 25 | SH |  | DFND |  | 25 | 0 | 0 |
| Deere  Co | Equities | 244199105 |  | 6946990 | 13662 | SH |  | SOLE |  | 11088 | 1107 | 1467 |
| Dell Technologies Inc | Equities | 24703L202 |  | 214060 | 1746 | SH |  | SOLE |  | 1618 | 128 | 0 |
| Domino's Pizza Inc. | Equities | 25754A201 |  | 427169 | 948 | SH |  | SOLE |  | 948 | 0 | 0 |
| Dow Inc. | Equities | 260557103 |  | 13849 | 523 | SH |  | DFND |  | 523 | 0 | 0 |
| Dow Inc. | Equities | 260557103 |  | 1045775 | 39493 | SH |  | SOLE |  | 32688 | 0 | 6805 |
| Duke Energy Corp New Com | Equities | 26441C204 |  | 655018 | 5551 | SH |  | SOLE |  | 5394 | 0 | 157 |
| DuPont de Nemours Inc | Equities | 26614N102 |  | 27436 | 400 | SH |  | DFND |  | 400 | 0 | 0 |
| DuPont de Nemours Inc | Equities | 26614N102 |  | 469567 | 6846 | SH |  | SOLE |  | 6846 | 0 | 0 |
| Eaton Corporation plc | Equities | G29183103 |  | 71398 | 200 | SH |  | DFND |  | 200 | 0 | 0 |
| Eaton Corporation plc | Equities | G29183103 |  | 590104 | 1653 | SH |  | SOLE |  | 1453 | 0 | 200 |
| Eli Lilly  Co | Equities | 532457108 |  | 42874 | 55 | SH |  | DFND |  | 55 | 0 | 0 |
| Eli Lilly  Co | Equities | 532457108 |  | 9572628 | 12280 | SH |  | SOLE |  | 11193 | 885 | 202 |
| Emerson Elec Co | Equities | 291011104 |  | 3223653 | 24178 | SH |  | SOLE |  | 24086 | 0 | 92 |
| Energy Select Sector SPDR | Equities | 81369Y506 |  | 661772 | 7803 | SH |  | SOLE |  | 7153 | 0 | 650 |
| Entergy Corporation | Equities | 29364G103 |  | 1091366 | 13130 | SH |  | SOLE |  | 10261 | 0 | 2869 |
| Enterprise Bancorp INC | Equities | 293668109 |  | 1770560 | 44666 | SH |  | SOLE |  | 44666 | 0 | 0 |
| Enterprise Products Partners | Equities | 293792107 |  | 276609 | 8920 | SH |  | SOLE |  | 8920 | 0 | 0 |
| Equifax Inc | Equities | 294429105 |  | 741798 | 2860 | SH |  | SOLE |  | 2860 | 0 | 0 |
| Essex Property Trust Inc. | Equities | 297178105 |  | 219635 | 775 | SH |  | SOLE |  | 0 | 0 | 775 |
| Eversource Energy Com | Equities | 30040W108 |  | 312692 | 4915 | SH |  | SOLE |  | 4915 | 0 | 0 |
| Exxon Mobil Corp | Equities | 30231G102 |  | 7290083 | 67626 | SH |  | SOLE |  | 64383 | 0 | 3243 |
| FactSet Research Systems Inc. | Equities | 303075105 |  | 1306952 | 2922 | SH |  | SOLE |  | 2922 | 0 | 0 |
| Fastenal Company | Equities | 311900104 |  | 721224 | 17172 | SH |  | SOLE |  | 17172 | 0 | 0 |
| Fidelity MSCI Health Care Index | Equities | 316092600 |  | 5503473 | 86059 | SH |  | SOLE |  | 77963 | 499 | 7597 |
| Fidelity MSCI Information Techn | Equities | 316092808 |  | 2431525 | 12329 | SH |  | SOLE |  | 11438 | 0 | 891 |
| Fidelity Total Bond ETF | Equities | 316188309 |  | 5666732 | 123863 | SH |  | SOLE |  | 97607 | 0 | 26256 |
| Financial Select Sector SPDR | Equities | 81369Y605 |  | 25797237 | 492596 | SH |  | SOLE |  | 472602 | 585 | 19409 |
| First Trust Nasdaq ABA CBIF | Equities | 33736Q104 |  | 311379 | 5745 | SH |  | SOLE |  | 5745 | 0 | 0 |
| Fiserv Inc | Equities | 337738108 |  | 1257903 | 7296 | SH |  | SOLE |  | 7296 | 0 | 0 |
| Fortinet Inc. | Equities | 34959E109 |  | 479440 | 4535 | SH |  | SOLE |  | 0 | 0 | 4535 |
| FT CBOE Vest US Equity Buffer - | Equities | 33740U406 |  | 1574948 | 37713 | SH |  | SOLE |  | 35223 | 0 | 2490 |
| FT Vest US Equity Deep Buffer E | Equities | 33740F615 |  | 225114 | 5689 | SH |  | SOLE |  | 5689 | 0 | 0 |
| GE Aerospace | Equities | 369604301 |  | 2098243 | 8152 | SH |  | SOLE |  | 7911 | 0 | 241 |
| GE Healthcare Technologies Inc | Equities | 36266G107 |  | 4963 | 67 | SH |  | DFND |  | 67 | 0 | 0 |
| GE Healthcare Technologies Inc | Equities | 36266G107 |  | 3374407 | 45557 | SH |  | SOLE |  | 36993 | 4826 | 3738 |
| GE Vernova Inc | Equities | 36828A101 |  | 1052479 | 1989 | SH |  | SOLE |  | 1929 | 0 | 60 |
| General Dynamics Corp | Equities | 369550108 |  | 220203 | 755 | SH |  | SOLE |  | 655 | 0 | 100 |
| General Mills Inc | Equities | 370334104 |  | 72534 | 1400 | SH |  | DFND |  | 1400 | 0 | 0 |
| General Mills Inc | Equities | 370334104 |  | 307130 | 5928 | SH |  | SOLE |  | 5928 | 0 | 0 |
| Global Partners LP | Equities | 37946R109 |  | 239922 | 4550 | SH |  | SOLE |  | 4550 | 0 | 0 |
| Global X Uranium ETF | Equities | 37954Y871 |  | 14712792 | 379098 | SH |  | SOLE |  | 348575 | 708 | 29815 |
| Goldman Sachs Access Ultra Shor | Equities | 381430230 |  | 35041 | 693 | SH |  | DFND |  | 693 | 0 | 0 |
| Goldman Sachs Access Ultra Shor | Equities | 381430230 |  | 15552208 | 307575 | SH |  | SOLE |  | 292902 | 490 | 14183 |
| Goldman Sachs ActiveBeta Emergi | Equities | 381430206 |  | 7614431 | 204634 | SH |  | SOLE |  | 201443 | 0 | 3191 |
| Goldman Sachs Group Inc | Equities | 38141G104 |  | 842930 | 1191 | SH |  | SOLE |  | 1163 | 0 | 28 |
| GreenGro Technologies Inc. | Equities | 39526G107 |  | 0 | 10000 | SH |  | SOLE |  | 10000 | 0 | 0 |
| Healthcare Select Sector SPDR | Equities | 81369Y209 |  | 24807121 | 184043 | SH |  | SOLE |  | 179991 | 0 | 4052 |
| Hewlett Packard Enterprise Comp | Equities | 42824C109 |  | 205932 | 10070 | SH |  | SOLE |  | 5260 | 0 | 4810 |
| Home Depot Inc | Equities | 437076102 |  | 98260 | 268 | SH |  | DFND |  | 268 | 0 | 0 |
| Home Depot Inc | Equities | 437076102 |  | 15918409 | 43417 | SH |  | SOLE |  | 38988 | 2145 | 2284 |
| Honeywell International Inc | Equities | 438516106 |  | 2788738 | 11975 | SH |  | SOLE |  | 11533 | 0 | 442 |
| HP Inc. | Equities | 40434L105 |  | 263874 | 10788 | SH |  | SOLE |  | 7238 | 0 | 3550 |
| Hubbell Incorporated | Equities | 443510607 |  | 422296 | 1034 | SH |  | SOLE |  | 1034 | 0 | 0 |
| Idexx Laboratories Inc | Equities | 45168D104 |  | 2365796 | 4411 | SH |  | SOLE |  | 4359 | 0 | 52 |
| Illinois Tool Works Inc | Equities | 452308109 |  | 1039192 | 4203 | SH |  | SOLE |  | 3245 | 0 | 958 |
| Industrial Select Sector SPDR | Equities | 81369Y704 |  | 6795214 | 46063 | SH |  | SOLE |  | 45836 | 0 | 227 |
| Ingersoll Rand Inc. | Equities | 45687V106 |  | 200464 | 2410 | SH |  | SOLE |  | 2410 | 0 | 0 |
| Intel Corp | Equities | 458140100 |  | 1050448 | 46895 | SH |  | SOLE |  | 46295 | 0 | 600 |
| Intercontinental Exchange Inc | Equities | 45866F104 |  | 316853 | 1727 | SH |  | SOLE |  | 1727 | 0 | 0 |
| International Business Machines | Equities | 459200101 |  | 4697319 | 15935 | SH |  | SOLE |  | 15920 | 0 | 15 |
| Intuit Inc. | Equities | 461202103 |  | 948307 | 1204 | SH |  | SOLE |  | 997 | 0 | 207 |
| Invesco QQQ Trust | Equities | 46090E103 |  | 21775989 | 39476 | SH |  | SOLE |  | 35954 | 163 | 3359 |
| Invesco Russell 1000 Dynamic Mu | Equities | 46138J619 |  | 267579 | 4631 | SH |  | SOLE |  | 4631 | 0 | 0 |
| Invesco S 500 Equal Weight ET | Equities | 46137V357 |  | 1909542 | 10507 | SH |  | SOLE |  | 10507 | 0 | 0 |
| Invesco S 500 Low Volatility | Equities | 46138E354 |  | 223994 | 3076 | SH |  | SOLE |  | 3076 | 0 | 0 |
| Invesco S SmallCap Informatio | Equities | 46138E115 |  | 1169872 | 25300 | SH |  | SOLE |  | 25300 | 0 | 0 |
| iShares Core 1-5 Year USD Bond | Equities | 46432F859 |  | 117247 | 2410 | SH |  | DFND |  | 2410 | 0 | 0 |
| iShares Core 1-5 Year USD Bond | Equities | 46432F859 |  | 64993383 | 1335938 | SH |  | SOLE |  | 1268451 | 2053 | 65434 |
| iShares Core MSCI EAFE | Equities | 46432F842 |  | 5042943 | 60409 | SH |  | SOLE |  | 60409 | 0 | 0 |
| iShares Core MSCI Emerging Mark | Equities | 46434G103 |  | 1569845 | 26151 | SH |  | SOLE |  | 26151 | 0 | 0 |
| iShares Core S Mid-Cap ETF | Equities | 464287507 |  | 1369588 | 22083 | SH |  | SOLE |  | 20645 | 0 | 1438 |
| iShares Core Total USD Bond Mar | Equities | 46434V613 |  | 432620 | 9358 | SH |  | SOLE |  | 9358 | 0 | 0 |
| iShares Dow Jones US Consumer S | Equities | 464287580 |  | 1387786 | 13928 | SH |  | SOLE |  | 13928 | 0 | 0 |
| iShares Dow Jones US Medical De | Equities | 464288810 |  | 789515 | 12604 | SH |  | SOLE |  | 10168 | 0 | 2436 |
| iShares Dow Jones US Pharmaceut | Equities | 464288836 |  | 1189813 | 18154 | SH |  | SOLE |  | 16324 | 0 | 1830 |
| iShares ESG Advanced MSCI USA E | Equities | 46436E767 |  | 15140280 | 280739 | SH |  | SOLE |  | 253757 | 0 | 26982 |
| iShares ESG Aware MSCI EM ETF | Equities | 46434G863 |  | 204428 | 5219 | SH |  | SOLE |  | 3984 | 0 | 1235 |
| iShares ESG Aware MSCI USA ETF | Equities | 46435G425 |  | 5586943 | 41293 | SH |  | SOLE |  | 35429 | 0 | 5864 |
| iShares ESG Aware MSCI USA Smal | Equities | 46435U663 |  | 520055 | 12583 | SH |  | SOLE |  | 9277 | 0 | 3306 |
| iShares ESG Aware U.S. Aggregat | Equities | 46435U549 |  | 779751 | 16402 | SH |  | SOLE |  | 15024 | 0 | 1378 |
| iShares ESG MSCI EAFE ETF | Equities | 46435G516 |  | 92977679 | 1042117 | SH |  | SOLE |  | 994177 | 1677 | 46263 |
| iShares Global Clean Energy | Equities | 464288224 |  | 1285611 | 98063 | SH |  | SOLE |  | 91302 | 0 | 6761 |
| iShares Gold Trust | Equities | 464285204 |  | 27340432 | 438429 | SH |  | SOLE |  | 410165 | 563 | 27701 |
| iShares iBonds Dec 2025 Term Co | Equities | 46434VBD1 |  | 7353819 | 292050 | SH |  | SOLE |  | 266379 | 1946 | 23725 |
| iShares iBonds Dec 2025 Term Mu | Equities | 46435U432 |  | 839571 | 31370 | SH |  | SOLE |  | 16505 | 0 | 14865 |
| iShares iBonds Dec 2026 Term Co | Equities | 46435GAA0 |  | 10699512 | 441217 | SH |  | SOLE |  | 397986 | 2040 | 41191 |
| iShares iBonds Dec 2026 Term Mu | Equities | 46435U259 |  | 1222217 | 47700 | SH |  | SOLE |  | 29850 | 0 | 17850 |
| iShares iBonds Dec 2027 Term Co | Equities | 46435UAA9 |  | 11434300 | 471129 | SH |  | SOLE |  | 409165 | 2064 | 59900 |
| iShares iBonds Dec 2027 Term Mu | Equities | 46435U283 |  | 1488045 | 58700 | SH |  | SOLE |  | 37945 | 0 | 20755 |
| iShares iBonds Dec 2028 Term Co | Equities | 46435U515 |  | 9532576 | 375003 | SH |  | SOLE |  | 344145 | 1993 | 28865 |
| iShares iBonds Dec 2028 Term Mu | Equities | 46435U325 |  | 1372648 | 54020 | SH |  | SOLE |  | 32985 | 0 | 21035 |
| iShares iBonds Dec 2029 Term Co | Equities | 46436E205 |  | 4891928 | 209684 | SH |  | SOLE |  | 194709 | 2150 | 12825 |
| iShares iBonds Dec 2029 Term Mu | Equities | 46436E163 |  | 415034 | 16450 | SH |  | SOLE |  | 8605 | 0 | 7845 |
| iShares iBonds Dec 2030 Term Co | Equities | 46436E726 |  | 995760 | 45303 | SH |  | SOLE |  | 33472 | 2335 | 9496 |
| iShares MSCI All Country Asia e | Equities | 464288182 |  | 3283179 | 39738 | SH |  | SOLE |  | 36174 | 0 | 3564 |
| iShares MSCI India | Equities | 46429B598 |  | 9359550 | 168095 | SH |  | SOLE |  | 158599 | 239 | 9257 |
| iShares MSCI Taiwan ETF | Equities | 46434G772 |  | 9660479 | 168301 | SH |  | SOLE |  | 159437 | 252 | 8612 |
| iShares MSCI USA ESG Select ETF | Equities | 464288802 |  | 75372141 | 594652 | SH |  | SOLE |  | 589309 | 0 | 5343 |
| iShares National Amtfree Muni | Equities | 464288414 |  | 1675964 | 16041 | SH |  | SOLE |  | 16041 | 0 | 0 |
| iShares Russell 1000 Growth Ind | Equities | 464287614 |  | 1119193 | 2636 | SH |  | SOLE |  | 2591 | 45 | 0 |
| iShares Russell 1000 Value Inde | Equities | 464287598 |  | 559188 | 2879 | SH |  | SOLE |  | 2349 | 65 | 465 |
| iShares Russell 2000 Growth Ind | Equities | 464287648 |  | 275855 | 965 | SH |  | SOLE |  | 295 | 0 | 670 |
| iShares Russell Midcap Index | Equities | 464287499 |  | 324102 | 3524 | SH |  | SOLE |  | 3524 | 0 | 0 |
| iShares S 500 Index | Equities | 464287200 |  | 1347974 | 2171 | SH |  | SOLE |  | 2120 | 0 | 51 |
| iShares S 500 Value ETF | Equities | 464287408 |  | 531347 | 2719 | SH |  | SOLE |  | 253 | 0 | 2466 |
| iShares S SmallCap 600 Index | Equities | 464287804 |  | 4081107 | 37342 | SH |  | SOLE |  | 37293 | 0 | 49 |
| iShares Semiconductor ETF | Equities | 464287523 |  | 6312899 | 26447 | SH |  | SOLE |  | 23612 | 143 | 2692 |
| iShares Tr MSCI EAFE Index Fund | Equities | 464287465 |  | 570040 | 6377 | SH |  | SOLE |  | 5572 | 0 | 805 |
| iShares TR Russell 1000 ETF | Equities | 464287622 |  | 1074739 | 3165 | SH |  | SOLE |  | 0 | 0 | 3165 |
| iShares Tr Russell 2000 Index F | Equities | 464287655 |  | 2256516 | 10457 | SH |  | SOLE |  | 10173 | 0 | 284 |
| iShares Trust S  P 100 Index F | Equities | 464287101 |  | 402046 | 1321 | SH |  | SOLE |  | 1321 | 0 | 0 |
| iShares U.S. Technology ETF | Equities | 464287721 |  | 780235 | 4503 | SH |  | SOLE |  | 255 | 0 | 4248 |
| Johnson  Johnson | Equities | 478160104 |  | 61100 | 400 | SH |  | DFND |  | 400 | 0 | 0 |
| Johnson  Johnson | Equities | 478160104 |  | 5640447 | 36926 | SH |  | SOLE |  | 36265 | 0 | 661 |
| Johnson Controls International | Equities | G51502105 |  | 283907 | 2688 | SH |  | SOLE |  | 2688 | 0 | 0 |
| JP Morgan Mkt Expansion Enhance | Equities | 46641Q118 |  | 210432 | 3554 | SH |  | SOLE |  | 3554 | 0 | 0 |
| JPMorgan BetaBuilders Canada ET | Equities | 46641Q225 |  | 10193413 | 126313 | SH |  | SOLE |  | 119620 | 226 | 6467 |
| JPMorgan Chase  Co | Equities | 46625H100 |  | 12176 | 42 | SH |  | DFND |  | 42 | 0 | 0 |
| JPMorgan Chase  Co | Equities | 46625H100 |  | 18478573 | 63739 | SH |  | SOLE |  | 55983 | 4235 | 3521 |
| Kimberly Clark Corp | Equities | 494368103 |  | 747478 | 5798 | SH |  | SOLE |  | 5798 | 0 | 0 |
| Kinder Morgan Inc | Equities | 49456B101 |  | 3494690 | 118867 | SH |  | SOLE |  | 104707 | 0 | 14160 |
| KLA Corporation | Equities | 482480100 |  | 358296 | 400 | SH |  | SOLE |  | 0 | 0 | 400 |
| L3Harris Technologies Inc | Equities | 502431109 |  | 992072 | 3955 | SH |  | SOLE |  | 3955 | 0 | 0 |
| Linde Plc | Equities | G54950103 |  | 1503253 | 3204 | SH |  | SOLE |  | 3153 | 0 | 51 |
| Lockheed Martin Corp | Equities | 539830109 |  | 336703 | 727 | SH |  | SOLE |  | 610 | 0 | 117 |
| Lowes Cos Inc | Equities | 548661107 |  | 315721 | 1423 | SH |  | SOLE |  | 923 | 0 | 500 |
| Manulife Finl Corp | Equities | 56501R106 |  | 3122172 | 97690 | SH |  | SOLE |  | 87237 | 0 | 10453 |
| Marathon Petroleum Corporation | Equities | 56585A102 |  | 378897 | 2281 | SH |  | SOLE |  | 1975 | 0 | 306 |
| Mastercard Inc CL A | Equities | 57636Q104 |  | 4030796 | 7173 | SH |  | SOLE |  | 6873 | 0 | 300 |
| Materials Select Sector SPDR Tr | Equities | 81369Y100 |  | 364412 | 4150 | SH |  | SOLE |  | 3515 | 0 | 635 |
| McDonalds Corp | Equities | 580135101 |  | 29217 | 100 | SH |  | DFND |  | 100 | 0 | 0 |
| McDonalds Corp | Equities | 580135101 |  | 3615312 | 12374 | SH |  | SOLE |  | 11005 | 0 | 1369 |
| Medtronics PLC | Equities | G5960L103 |  | 1914951 | 21968 | SH |  | SOLE |  | 18622 | 0 | 3346 |
| Merck  Co Inc New Com | Equities | 58933Y105 |  | 3440689 | 43465 | SH |  | SOLE |  | 42377 | 0 | 1088 |
| Meta Platforms Inc. | Equities | 30303M102 |  | 1425252 | 1931 | SH |  | SOLE |  | 1775 | 0 | 156 |
| Microsoft Corp | Equities | 594918104 |  | 222840 | 448 | SH |  | DFND |  | 448 | 0 | 0 |
| Microsoft Corp | Equities | 594918104 |  | 57343414 | 115284 | SH |  | SOLE |  | 82945 | 25407 | 6932 |
| Millicom International Cellular | Equities | L6388F110 |  | 262290 | 7000 | SH |  | SOLE |  | 7000 | 0 | 0 |
| Mondelez International Inc. | Equities | 609207105 |  | 731926 | 10853 | SH |  | SOLE |  | 10553 | 0 | 300 |
| Monster Beverage Corporation | Equities | 61174X109 |  | 240538 | 3840 | SH |  | SOLE |  | 3840 | 0 | 0 |
| Moody's Corp | Equities | 615369105 |  | 922926 | 1840 | SH |  | SOLE |  | 1840 | 0 | 0 |
| MSA Safety Incorporated | Equities | 553498106 |  | 302894 | 1808 | SH |  | SOLE |  | 1808 | 0 | 0 |
| Nestle S A Sponsored ADR | Equities | 641069406 |  | 9408 | 95 | SH |  | DFND |  | 95 | 0 | 0 |
| Nestle S A Sponsored ADR | Equities | 641069406 |  | 6300362 | 63619 | SH |  | SOLE |  | 53376 | 5402 | 4841 |
| Netflix Inc. | Equities | 64110L106 |  | 334783 | 250 | SH |  | SOLE |  | 158 | 0 | 92 |
| NextEra Energy Inc. | Equities | 65339F101 |  | 5984073 | 86201 | SH |  | SOLE |  | 73898 | 5479 | 6824 |
| Nike Inc Cl B | Equities | 654106103 |  | 344260 | 4846 | SH |  | SOLE |  | 4806 | 0 | 40 |
| Norfolk Southern Corp | Equities | 655844108 |  | 431309 | 1685 | SH |  | SOLE |  | 1685 | 0 | 0 |
| Novartis AG ADR | Equities | 66987V109 |  | 237059 | 1959 | SH |  | SOLE |  | 1834 | 0 | 125 |
| Novo Nordisk A/S - Spons ADR | Equities | 670100205 |  | 655690 | 9500 | SH |  | SOLE |  | 9400 | 0 | 100 |
| NVIDIA Corporation | Equities | 67066G104 |  | 12080547 | 76464 | SH |  | SOLE |  | 72372 | 0 | 4092 |
| Oracle Corp | Equities | 68389X105 |  | 3082464 | 14099 | SH |  | SOLE |  | 14099 | 0 | 0 |
| Otis Worldwide Corporation | Equities | 68902V107 |  | 266364 | 2690 | SH |  | SOLE |  | 2490 | 0 | 200 |
| Paychex Inc | Equities | 704326107 |  | 648170 | 4456 | SH |  | SOLE |  | 4254 | 0 | 202 |
| Pepsico Inc | Equities | 713448108 |  | 4017449 | 30426 | SH |  | SOLE |  | 28167 | 0 | 2259 |
| Pfizer Inc | Equities | 717081103 |  | 2450252 | 101083 | SH |  | SOLE |  | 86678 | 0 | 14405 |
| Philip Morris International Inc | Equities | 718172109 |  | 2258230 | 12399 | SH |  | SOLE |  | 11534 | 0 | 865 |
| Phillips 66 | Equities | 718546104 |  | 457873 | 3838 | SH |  | SOLE |  | 3311 | 0 | 527 |
| PNC Financial Services Group | Equities | 693475105 |  | 766373 | 4111 | SH |  | SOLE |  | 4111 | 0 | 0 |
| Procter  Gamble Co | Equities | 742718109 |  | 101965 | 640 | SH |  | DFND |  | 640 | 0 | 0 |
| Procter  Gamble Co | Equities | 742718109 |  | 6389210 | 40103 | SH |  | SOLE |  | 39988 | 0 | 115 |
| Progressive Corp Ohio | Equities | 743315103 |  | 552133 | 2069 | SH |  | SOLE |  | 2069 | 0 | 0 |
| Prologis Inc COM | Equities | 74340W103 |  | 5256 | 50 | SH |  | DFND |  | 50 | 0 | 0 |
| Prologis Inc COM | Equities | 74340W103 |  | 5177580 | 49254 | SH |  | SOLE |  | 40801 | 3583 | 4870 |
| Public Storage Inc | Equities | 74460D109 |  | 517593 | 1764 | SH |  | SOLE |  | 1160 | 0 | 604 |
| Qualcomm Inc | Equities | 747525103 |  | 620318 | 3895 | SH |  | SOLE |  | 3538 | 0 | 357 |
| Quanta Services Inc. | Equities | 74762E102 |  | 348968 | 923 | SH |  | SOLE |  | 923 | 0 | 0 |
| Raytheon Technologies Corp | Equities | 75513E101 |  | 16792 | 115 | SH |  | DFND |  | 115 | 0 | 0 |
| Raytheon Technologies Corp | Equities | 75513E101 |  | 12451563 | 85274 | SH |  | SOLE |  | 72518 | 6147 | 6609 |
| Real Estate Select Sector SPDR | Equities | 81369Y860 |  | 324194 | 7827 | SH |  | SOLE |  | 7827 | 0 | 0 |
| Republic Services Inc | Equities | 760759100 |  | 234773 | 952 | SH |  | SOLE |  | 952 | 0 | 0 |
| Roper Industries Inc. | Equities | 776696106 |  | 400189 | 706 | SH |  | SOLE |  | 597 | 0 | 109 |
| Ross Stores Inc. | Equities | 778296103 |  | 433772 | 3400 | SH |  | SOLE |  | 3400 | 0 | 0 |
| S Global Inc. | Equities | 78409V104 |  | 918539 | 1742 | SH |  | SOLE |  | 1632 | 0 | 110 |
| Salesforce.com Inc. | Equities | 79466L302 |  | 19088 | 70 | SH |  | DFND |  | 70 | 0 | 0 |
| Salesforce.com Inc. | Equities | 79466L302 |  | 6704356 | 24586 | SH |  | SOLE |  | 21013 | 2379 | 1194 |
| Schlumberger Ltd | Equities | 806857108 |  | 550805 | 16296 | SH |  | SOLE |  | 16106 | 0 | 190 |
| Schwab 1000 Index ETF | Equities | 808524722 |  | 216016 | 7244 | SH |  | SOLE |  | 7244 | 0 | 0 |
| ServiceNow Inc. | Equities | 81762P102 |  | 217953 | 212 | SH |  | SOLE |  | 164 | 0 | 48 |
| Shopify Inc | Equities | 82509L107 |  | 260230 | 2256 | SH |  | SOLE |  | 2137 | 0 | 119 |
| Southern Co | Equities | 842587107 |  | 360708 | 3928 | SH |  | SOLE |  | 1664 | 0 | 2264 |
| SPDR Dow Jones Industrial Avera | Equities | 78467X109 |  | 437125 | 992 | SH |  | SOLE |  | 47 | 0 | 945 |
| SPDR Gold Trust Gold Shs (MFC) | Equities | 78463v107 |  | 1244926 | 4084 | SH |  | SOLE |  | 3932 | 0 | 152 |
| SPDR Health Care Services | Equities | 78464A573 |  | 667483 | 6705 | SH |  | SOLE |  | 6600 | 0 | 105 |
| SPDR Portfolio Long Term Treasu | Equities | 78464A664 |  | 32374 | 1218 | SH |  | DFND |  | 1218 | 0 | 0 |
| SPDR Portfolio Long Term Treasu | Equities | 78464A664 |  | 17269846 | 649731 | SH |  | SOLE |  | 622166 | 880 | 26685 |
| SPDR Portfolio S 500 ETF | Equities | 78464A854 |  | 149249507 | 2053233 | SH |  | SOLE |  | 1917514 | 5957 | 129762 |
| SPDR Portfolio S 600 Small Ca | Equities | 78468R853 |  | 22941440 | 538532 | SH |  | SOLE |  | 511550 | 733 | 26249 |
| SPDR S 500 ETF Trust | Equities | 78462F103 |  | 22634317 | 36634 | SH |  | SOLE |  | 35470 | 75 | 1089 |
| SPDR S 500 Fossil Fuel Reserv | Equities | 78468R796 |  | 15225218 | 298944 | SH |  | SOLE |  | 272544 | 0 | 26400 |
| SPDR S Midcap 400 ETF Tr Ser | Equities | 78467Y107 |  | 2863863 | 5056 | SH |  | SOLE |  | 4147 | 0 | 909 |
| Sprott Inc | Equities | 852066208 |  | 414540 | 6000 | SH |  | SOLE |  | 6000 | 0 | 0 |
| Starbucks Corp | Equities | 855244109 |  | 478767 | 5225 | SH |  | SOLE |  | 4425 | 0 | 800 |
| Steel Dynamics Inc. | Equities | 858119100 |  | 11009 | 86 | SH |  | DFND |  | 86 | 0 | 0 |
| Steel Dynamics Inc. | Equities | 858119100 |  | 6343920 | 49558 | SH |  | SOLE |  | 40319 | 6046 | 3193 |
| Stryker Corp | Equities | 863667101 |  | 874738 | 2211 | SH |  | SOLE |  | 2095 | 0 | 116 |
| Sysco Corp | Equities | 871829107 |  | 256228 | 3383 | SH |  | SOLE |  | 3383 | 0 | 0 |
| Taiwan Semiconductor Manufactur | Equities | 874039100 |  | 11325 | 50 | SH |  | DFND |  | 50 | 0 | 0 |
| Taiwan Semiconductor Manufactur | Equities | 874039100 |  | 6974986 | 30796 | SH |  | SOLE |  | 24606 | 4043 | 2147 |
| Technology Select Sector SPDR | Equities | 81369Y803 |  | 101232104 | 399763 | SH |  | SOLE |  | 389952 | 995 | 8816 |
| Tesla Inc | Equities | 88160R101 |  | 869435 | 2737 | SH |  | SOLE |  | 1374 | 600 | 763 |
| Texas Instruments Inc | Equities | 882508104 |  | 3644977 | 17556 | SH |  | SOLE |  | 15093 | 0 | 2463 |
| Textron Inc | Equities | 883203101 |  | 247614 | 3084 | SH |  | SOLE |  | 3084 | 0 | 0 |
| The Walt Disney Company | Equities | 254687106 |  | 377486 | 3044 | SH |  | SOLE |  | 3044 | 0 | 0 |
| Thermo Fisher Scientific Inc | Equities | 883556102 |  | 3244 | 8 | SH |  | DFND |  | 8 | 0 | 0 |
| Thermo Fisher Scientific Inc | Equities | 883556102 |  | 4380590 | 10804 | SH |  | SOLE |  | 8996 | 607 | 1201 |
| TJX Companies Inc (The) | Equities | 872540109 |  | 1166116 | 9443 | SH |  | SOLE |  | 9287 | 0 | 156 |
| Trane Technologies plc | Equities | G8994E103 |  | 1032725 | 2361 | SH |  | SOLE |  | 2361 | 0 | 0 |
| Travelers Companies Inc (The) | Equities | 89417E109 |  | 509664 | 1905 | SH |  | SOLE |  | 1905 | 0 | 0 |
| Tyler Technologies Inc. | Equities | 902252105 |  | 398981 | 673 | SH |  | SOLE |  | 662 | 0 | 11 |
| Uber Technologies Inc. | Equities | 90353T100 |  | 7464 | 80 | SH |  | DFND |  | 80 | 0 | 0 |
| Uber Technologies Inc. | Equities | 90353T100 |  | 8199857 | 87887 | SH |  | SOLE |  | 71652 | 8629 | 7606 |
| Unilever PLC Sponsored ADR | Equities | 904767704 |  | 504958 | 8255 | SH |  | SOLE |  | 7795 | 0 | 460 |
| Union Pacific Corp | Equities | 907818108 |  | 1637940 | 7119 | SH |  | SOLE |  | 6723 | 0 | 396 |
| United Parcel Service Inc Cl B | Equities | 911312106 |  | 1545997 | 15316 | SH |  | SOLE |  | 13142 | 0 | 2174 |
| Unitedhealth Group Inc | Equities | 91324P102 |  | 28389 | 91 | SH |  | DFND |  | 91 | 0 | 0 |
| Unitedhealth Group Inc | Equities | 91324P102 |  | 6577887 | 21085 | SH |  | SOLE |  | 16621 | 2743 | 1721 |
| Unum Group | Equities | 91529Y106 |  | 283871 | 3515 | SH |  | SOLE |  | 3515 | 0 | 0 |
| US Bancorp | Equities | 902973304 |  | 262360 | 5798 | SH |  | SOLE |  | 5643 | 0 | 155 |
| Utilities Select Sector SPDR | Equities | 81369Y886 |  | 420957 | 5155 | SH |  | SOLE |  | 5155 | 0 | 0 |
| Vanguard 500 Index Fund | Equities | 922908363 |  | 1862002 | 3278 | SH |  | SOLE |  | 2725 | 0 | 553 |
| Vanguard Communication Services | Equities | 92204A884 |  | 1746558 | 10212 | SH |  | SOLE |  | 10182 | 0 | 30 |
| Vanguard Dividend Appreciation | Equities | 921908844 |  | 294520 | 1439 | SH |  | SOLE |  | 1323 | 0 | 116 |
| Vanguard Emerging Markets ETF | Equities | 922042858 |  | 711136 | 14378 | SH |  | SOLE |  | 13998 | 0 | 380 |
| Vanguard ESG International Stoc | Equities | 921910725 |  | 11956887 | 182548 | SH |  | SOLE |  | 164583 | 0 | 17965 |
| Vanguard Extended Market Index | Equities | 922908652 |  | 387390 | 2010 | SH |  | SOLE |  | 352 | 0 | 1658 |
| Vanguard FTSE All-World Ex-US I | Equities | 922042775 |  | 3948637 | 58742 | SH |  | SOLE |  | 46894 | 0 | 11848 |
| Vanguard FTSE Developed Markets | Equities | 921943858 |  | 962443 | 16882 | SH |  | SOLE |  | 16702 | 0 | 180 |
| Vanguard Growth ETF | Equities | 922908736 |  | 724237 | 1652 | SH |  | SOLE |  | 1090 | 0 | 562 |
| Vanguard Mega Cap 300 Value Ind | Equities | 921910840 |  | 358438 | 2732 | SH |  | SOLE |  | 2732 | 0 | 0 |
| Vanguard Mid-Cap ETF | Equities | 922908629 |  | 5594905 | 19994 | SH |  | SOLE |  | 18624 | 0 | 1370 |
| Vanguard Small-Cap Growth ETF | Equities | 922908595 |  | 267524 | 966 | SH |  | SOLE |  | 467 | 0 | 499 |
| Vanguard Small-Cap Value ETF | Equities | 922908611 |  | 7175003 | 36793 | SH |  | SOLE |  | 36242 | 0 | 551 |
| Vanguard Small-Cap Vipers | Equities | 922908751 |  | 446470 | 1884 | SH |  | SOLE |  | 1330 | 0 | 554 |
| Vanguard Total Stock Market ETF | Equities | 922908769 |  | 1245201 | 4097 | SH |  | SOLE |  | 3237 | 0 | 860 |
| Vanguard Value ETF | Equities | 922908744 |  | 453692 | 2567 | SH |  | SOLE |  | 2538 | 0 | 29 |
| VeriSign Inc | Equities | 92343e102 |  | 688499 | 2384 | SH |  | SOLE |  | 2384 | 0 | 0 |
| Verizon Communications Inc | Equities | 92343V104 |  | 1290831 | 29832 | SH |  | SOLE |  | 25390 | 0 | 4442 |
| Vertex Pharmaceuticals Inc | Equities | 92532F100 |  | 670026 | 1505 | SH |  | SOLE |  | 1470 | 0 | 35 |
| Visa Inc - Class A Shares | Equities | 92826C839 |  | 141310 | 398 | SH |  | DFND |  | 398 | 0 | 0 |
| Visa Inc - Class A Shares | Equities | 92826C839 |  | 10895774 | 30688 | SH |  | SOLE |  | 25874 | 2299 | 2515 |
| Wal Mart Stores Inc | Equities | 931142103 |  | 29334 | 300 | SH |  | DFND |  | 300 | 0 | 0 |
| Wal Mart Stores Inc | Equities | 931142103 |  | 7446436 | 76155 | SH |  | SOLE |  | 71150 | 0 | 5005 |
| Waste Management Inc | Equities | 94106L109 |  | 801785 | 3504 | SH |  | SOLE |  | 2839 | 0 | 665 |
| Wells Fargo  Co | Equities | 949746101 |  | 593449 | 7407 | SH |  | SOLE |  | 7277 | 0 | 130 |
| Welltower Inc. | Equities | 95040Q104 |  | 3971153 | 25832 | SH |  | SOLE |  | 23306 | 0 | 2526 |
| WEX Inc | Equities | 96208T104 |  | 9640831 | 65633 | SH |  | SOLE |  | 65633 | 0 | 0 |
| Whirlpool Corp | Equities | 963320106 |  | 263185 | 2595 | SH |  | SOLE |  | 2595 | 0 | 0 |
| WisdomTree LargeCap Dividend Fu | Equities | 97717W307 |  | 409039 | 4980 | SH |  | SOLE |  | 1247 | 0 | 3733 |
| WisdomTree SmallCap Dividend Fu | Equities | 97717W604 |  | 838802 | 26411 | SH |  | SOLE |  | 25934 | 0 | 477 |
| WisdomTree US Quality Dividend | Equities | 97717X669 |  | 417025 | 4980 | SH |  | SOLE |  | 4980 | 0 | 0 |
| Xylem Inc W/I | Equities | 98419M100 |  | 213444 | 1650 | SH |  | SOLE |  | 1576 | 0 | 74 |
| Yum Brands Inc | Equities | 988498101 |  | 590942 | 3988 | SH |  | SOLE |  | 3908 | 0 | 80 |
| Zoetis Inc. | Equities | 98978V103 |  | 284297 | 1823 | SH |  | SOLE |  | 1823 | 0 | 0 |

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