# EDGAR Filing Document

**Accession Number:** 0001600307
**File Stem:** 0001951757-26-000039
**Filing Date:** 2026-1
**Character Count:** 32840
**Document Hash:** 52288ca7ceaffeb5c65ef8a409a9cf88
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001951757-26-000039.hdr.sgml**: 20260108

**ACCESSION NUMBER**: 0001951757-26-000039

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260108

**DATE AS OF CHANGE**: 20260108

**EFFECTIVENESS DATE**: 20260108

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** SIGNET FINANCIAL MANAGEMENT, LLC
- **CENTRAL INDEX KEY:** 0001600307

**ORGANIZATION NAME:**
- **EIN:** 270854909
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-16787
- **FILM NUMBER:** 26517611

**BUSINESS ADDRESS:**
- **STREET 1:** 400 INTERPACE PKWY
- **STREET 2:** BUILDING C, 2ND FLOOR
- **CITY:** PARSIPPANY
- **STATE:** NJ
- **ZIP:** 07054
- **BUSINESS PHONE:** (973) 543-6660

**MAIL ADDRESS:**
- **STREET 1:** 400 INTERPACE PKWY
- **STREET 2:** BUILDING C, 2ND FLOOR
- **CITY:** PARSIPPANY
- **STATE:** NJ
- **ZIP:** 07054

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** Krasney Financial LLC
- **DATE OF NAME CHANGE:** 20140214

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** SIGNET FINANCIAL MANAGEMENT LLC<br>**Address:** 400 INTERPACE PKWY<br>BUILDING C 2ND FLOOR<br>PARSIPPANY, NJ 07054

**Form 13F File Number:** 028-16787

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Stephen Tuttle<br>**Title:** Chief Compliance Officer<br>**Phone:** (973) 543-6660

**Signature, Place, and Date of Signing:**

Stephen Tuttle  Parsippany, NJ  01-08-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 287

**Form 13F Information Table Value Total:** $894803509

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| MCDONALDS CORP | COM | 580135101 |  | 1599917 | 5235 | SH |  | SOLE |  | 0 | 0 | 5235 |
| FRESENIUS MEDICAL CARE AG | SPONSORED ADR | 358029106 |  | 697545 | 29284 | SH |  | SOLE |  | 0 | 0 | 29284 |
| ISHARES TR | MBS ETF | 464288588 |  | 624984 | 6564 | SH |  | SOLE |  | 0 | 0 | 6564 |
| J P MORGAN EXCHANGE TRADED F | ULTRA SHT MUNCPL | 46641Q654 |  | 3498053 | 68670 | SH |  | SOLE |  | 0 | 0 | 68670 |
| CAPITAL GROUP GROWTH ETF | SHS CREATION UNI | 14020G101 |  | 2463604 | 55399 | SH |  | SOLE |  | 0 | 0 | 55399 |
| STARBUCKS CORP | COM | 855244109 |  | 273917 | 3253 | SH |  | SOLE |  | 0 | 0 | 3253 |
| BLACKROCK ETF TRUST II | ISHARES TOTAL RE | 092528876 |  | 1911019 | 37637 | SH |  | SOLE |  | 0 | 0 | 37637 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A839 |  | 11221215 | 132560 | SH |  | SOLE |  | 0 | 0 | 132560 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 |  | 2198582 | 2501 | SH |  | SOLE |  | 0 | 0 | 2501 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 |  | 667130 | 12368 | SH |  | SOLE |  | 0 | 0 | 12368 |
| MICROSOFT CORP | COM | 594918104 |  | 12826810 | 26522 | SH |  | SOLE |  | 0 | 0 | 26522 |
| CISCO SYS INC | COM | 17275R102 |  | 1315538 | 17078 | SH |  | SOLE |  | 0 | 0 | 17078 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 20172295 | 64284 | SH |  | SOLE |  | 0 | 0 | 64284 |
| SELECT SECTOR SPDR TR | STATE STREET UTI | 81369Y886 |  | 374733 | 8778 | SH |  | SOLE |  | 0 | 0 | 8778 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 |  | 2871094 | 20005 | SH |  | SOLE |  | 0 | 0 | 20005 |
| ISHARES TR | ISHS 1-5YR INVS | 464288646 |  | 1206994 | 22825 | SH |  | SOLE |  | 0 | 0 | 22825 |
| SCHWAB STRATEGIC TR | SHT TM US TRES | 808524862 |  | 291490 | 11961 | SH |  | SOLE |  | 0 | 0 | 11961 |
| FORTINET INC | COM | 34959E109 |  | 3816127 | 48056 | SH |  | SOLE |  | 0 | 0 | 48056 |
| PIMCO ETF TR | ENHAN SHRT MA AC | 72201R833 |  | 1421279 | 14165 | SH |  | SOLE |  | 0 | 0 | 14165 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 8679630 | 25888 | SH |  | SOLE |  | 0 | 0 | 25888 |
| HOME DEPOT INC | COM | 437076102 |  | 1139095 | 3310 | SH |  | SOLE |  | 0 | 0 | 3310 |
| UNITED THERAPEUTICS CORP DEL | COM | 91307C102 |  | 5330515 | 10940 | SH |  | SOLE |  | 0 | 0 | 10940 |
| VANGUARD SCOTTSDALE FDS | SHORT TERM TREAS | 92206C102 |  | 3815390 | 64965 | SH |  | SOLE |  | 0 | 0 | 64965 |
| ISHARES TR | CORE S ETF | 464287200 |  | 6381801 | 9317 | SH |  | SOLE |  | 0 | 0 | 9317 |
| VONTIER CORPORATION | COM | 928881101 |  | 2253392 | 60608 | SH |  | SOLE |  | 0 | 0 | 60608 |
| AMERICAN CENTY ETF TR | US LARGE CAP VLU | 025072349 |  | 9638623 | 127209 | SH |  | SOLE |  | 0 | 0 | 127209 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 718329 | 13362 | SH |  | SOLE |  | 0 | 0 | 13362 |
| BROADCOM INC | COM | 11135F101 |  | 15412047 | 44531 | SH |  | SOLE |  | 0 | 0 | 44531 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A508 |  | 29016345 | 510761 | SH |  | SOLE |  | 0 | 0 | 510761 |
| WISDOMTREE TR | US QTLY DIV GRT | 97717X669 |  | 604367 | 6758 | SH |  | SOLE |  | 0 | 0 | 6758 |
| NUSHARES ETF TR | NUVEEN ESG SMLCP | 67092P607 |  | 240396 | 5384 | SH |  | SOLE |  | 0 | 0 | 5384 |
| ISHARES TR | AGENCY BOND ETF | 464288166 |  | 5936534 | 53846 | SH |  | SOLE |  | 0 | 0 | 53846 |
| T-MOBILE US INC | COM | 872590104 |  | 1424638 | 7017 | SH |  | SOLE |  | 0 | 0 | 7017 |
| JANUS DETROIT STR TR | HENDRSON AAA CL | 47103U845 |  | 595556 | 11775 | SH |  | SOLE |  | 0 | 0 | 11775 |
| CAPITAL GROUP INTL FOCUS EQT | SHS CREATION UNI | 14019W109 |  | 3755694 | 127096 | SH |  | SOLE |  | 0 | 0 | 127096 |
| VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 |  | 837587 | 17334 | SH |  | SOLE |  | 0 | 0 | 17334 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 754980 | 1502 | SH |  | SOLE |  | 0 | 0 | 1502 |
| ARCH CAP GROUP LTD | ORD | G0450A105 |  | 1968566 | 20523 | SH |  | SOLE |  | 0 | 0 | 20523 |
| NEXSTAR MEDIA GROUP INC | COMMON STOCK | 65336K103 |  | 413764 | 2038 | SH |  | SOLE |  | 0 | 0 | 2038 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R853 |  | 2225247 | 47487 | SH |  | SOLE |  | 0 | 0 | 47487 |
| BANK NEW YORK MELLON CORP | COM | 064058100 |  | 865032 | 7451 | SH |  | SOLE |  | 0 | 0 | 7451 |
| DIMENSIONAL ETF TRUST | INTL SMALL CAP V | 25434V781 |  | 859595 | 22621 | SH |  | SOLE |  | 0 | 0 | 22621 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A300 |  | 1857635 | 20420 | SH |  | SOLE |  | 0 | 0 | 20420 |
| ISHARES TR | ISHARES BIOTECH | 464287556 |  | 341381 | 2023 | SH |  | SOLE |  | 0 | 0 | 2023 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 304666 | 2049 | SH |  | SOLE |  | 0 | 0 | 2049 |
| KIMBERLY-CLARK CORP | COM | 494368103 |  | 709068 | 7028 | SH |  | SOLE |  | 0 | 0 | 7028 |
| CSX CORP | COM | 126408103 |  | 261073 | 7202 | SH |  | SOLE |  | 0 | 0 | 7202 |
| ISHARES TR | ISHARES SEMICDTR | 464287523 |  | 670454 | 2226 | SH |  | SOLE |  | 0 | 0 | 2226 |
| DIMENSIONAL ETF TRUST | EMGR CRE EQT MNG | 25434V302 |  | 206667 | 6345 | SH |  | SOLE |  | 0 | 0 | 6345 |
| TRI POINTE HOMES INC | COM | 87265H109 |  | 3977892 | 126403 | SH |  | SOLE |  | 0 | 0 | 126403 |
| WALMART INC | COM | 931142103 |  | 319466 | 2867 | SH |  | SOLE |  | 0 | 0 | 2867 |
| TJX COS INC NEW | COM | 872540109 |  | 1196673 | 7790 | SH |  | SOLE |  | 0 | 0 | 7790 |
| ARISTA NETWORKS INC | COM SHS | 040413205 |  | 9702378 | 74047 | SH |  | SOLE |  | 0 | 0 | 74047 |
| NUSHARES ETF TR | NUVEEN ESG MIDVL | 67092P508 |  | 245548 | 6280 | SH |  | SOLE |  | 0 | 0 | 6280 |
| SPDR INDEX SHS FDS | GLB NAT RESRCE | 78463X541 |  | 436180 | 7019 | SH |  | SOLE |  | 0 | 0 | 7019 |
| JABIL INC | COM | 466313103 |  | 5801093 | 25441 | SH |  | SOLE |  | 0 | 0 | 25441 |
| SELECT SECTOR SPDR TR | STATE STREET TEC | 81369Y803 |  | 5517672 | 38325 | SH |  | SOLE |  | 0 | 0 | 38325 |
| WORLD GOLD TR | SPDR GLD MINIS | 98149E303 |  | 770976 | 9031 | SH |  | SOLE |  | 0 | 0 | 9031 |
| STRYKER CORPORATION | COM | 863667101 |  | 229034 | 652 | SH |  | SOLE |  | 0 | 0 | 652 |
| MERCK  CO INC | COM | 58933Y105 |  | 410533 | 3900 | SH |  | SOLE |  | 0 | 0 | 3900 |
| VANECK ETF TRUST | SHRT HGH YLD MUN | 92189F387 |  | 248003 | 10825 | SH |  | SOLE |  | 0 | 0 | 10825 |
| ALTRIA GROUP INC | COM | 02209S103 |  | 270488 | 4691 | SH |  | SOLE |  | 0 | 0 | 4691 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A847 |  | 2866936 | 49507 | SH |  | SOLE |  | 0 | 0 | 49507 |
| CHEVRON CORP NEW | COM | 166764100 |  | 3585104 | 23523 | SH |  | SOLE |  | 0 | 0 | 23523 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A821 |  | 10742723 | 116226 | SH |  | SOLE |  | 0 | 0 | 116226 |
| AMAZON COM INC | COM | 023135106 |  | 7494956 | 32471 | SH |  | SOLE |  | 0 | 0 | 32471 |
| AMGEN INC | COM | 031162100 |  | 2015588 | 6158 | SH |  | SOLE |  | 0 | 0 | 6158 |
| ISHARES TR | 7-10 YR TRSY BD | 464287440 |  | 3967518 | 41260 | SH |  | SOLE |  | 0 | 0 | 41260 |
| BLACKROCK ETF TRUST | ISHARES US EQUIT | 09290C103 |  | 10283559 | 169110 | SH |  | SOLE |  | 0 | 0 | 169110 |
| ETF SER SOLUTIONS | CLEARSHS ULTRA | 26922A453 |  | 3563335 | 35623 | SH |  | SOLE |  | 0 | 0 | 35623 |
| TOTALENERGIES SE | ACT | F92124100 |  | 2743276 | 41935 | SH |  | SOLE |  | 0 | 0 | 41935 |
| AMERICAN EXPRESS CO | COM | 025816109 |  | 1023762 | 2767 | SH |  | SOLE |  | 0 | 0 | 2767 |
| ABRDN SILVER ETF TRUST | PHYSCL SILVR SHS | 003264108 |  | 1264800 | 18699 | SH |  | SOLE |  | 0 | 0 | 18699 |
| UNUM GROUP | COM | 91529Y106 |  | 888160 | 11460 | SH |  | SOLE |  | 0 | 0 | 11460 |
| TEGNA INC | COM | 87901J105 |  | 364769 | 18793 | SH |  | SOLE |  | 0 | 0 | 18793 |
| TESLA INC | COM | 88160R101 |  | 916979 | 2039 | SH |  | SOLE |  | 0 | 0 | 2039 |
| AMERIPRISE FINL INC | COM | 03076C106 |  | 3745832 | 7639 | SH |  | SOLE |  | 0 | 0 | 7639 |
| CONSOLIDATED EDISON INC | COM | 209115104 |  | 528760 | 5324 | SH |  | SOLE |  | 0 | 0 | 5324 |
| WISDOMTREE TR | US S CAP QTY DIV | 97717X651 |  | 387599 | 7812 | SH |  | SOLE |  | 0 | 0 | 7812 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 4986213 | 5782 | SH |  | SOLE |  | 0 | 0 | 5782 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 4532698 | 24304 | SH |  | SOLE |  | 0 | 0 | 24304 |
| INVESCO EXCH TRADED FD TR II | S 500 MOMNTM | 46138E339 |  | 3159780 | 26482 | SH |  | SOLE |  | 0 | 0 | 26482 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A474 |  | 4636767 | 153535 | SH |  | SOLE |  | 0 | 0 | 153535 |
| CUMMINS INC | COM | 231021106 |  | 200611 | 393 | SH |  | SOLE |  | 0 | 0 | 393 |
| ISHARES TR | RUSSELL 3000 ETF | 464287689 |  | 205031 | 530 | SH |  | SOLE |  | 0 | 0 | 530 |
| LINDE PLC | SHS | G54950103 |  | 609783 | 1430 | SH |  | SOLE |  | 0 | 0 | 1430 |
| PALO ALTO NETWORKS INC | COM | 697435105 |  | 218277 | 1185 | SH |  | SOLE |  | 0 | 0 | 1185 |
| PIMCO ETF TR | 1-5 US TIP IDX | 72201R205 |  | 229988 | 4286 | SH |  | SOLE |  | 0 | 0 | 4286 |
| BLACKROCK ETF TRUST | ISHARES A I INNO | 09290C780 |  | 5005790 | 150324 | SH |  | SOLE |  | 0 | 0 | 150324 |
| VISA INC | COM CL A | 92826C839 |  | 4736928 | 13507 | SH |  | SOLE |  | 0 | 0 | 13507 |
| HARTFORD INSURANCE GROUP INC | COM | 416515104 |  | 4184164 | 30364 | SH |  | SOLE |  | 0 | 0 | 30364 |
| OLD REP INTL CORP | COM | 680223104 |  | 499802 | 10951 | SH |  | SOLE |  | 0 | 0 | 10951 |
| BLACKROCK ETF TRUST II | ISHARES FLEXIBLE | 092528603 |  | 16521459 | 313084 | SH |  | SOLE |  | 0 | 0 | 313084 |
| ISHARES TR | US TECH BRKTHR | 46436E502 |  | 251739 | 4135 | SH |  | SOLE |  | 0 | 0 | 4135 |
| APPLOVIN CORP | COM CL A | 03831W108 |  | 4689787 | 6960 | SH |  | SOLE |  | 0 | 0 | 6960 |
| NETAPP INC | COM | 64110D104 |  | 636365 | 5942 | SH |  | SOLE |  | 0 | 0 | 5942 |
| PNC FINL SVCS GROUP INC | COM | 693475105 |  | 760760 | 3645 | SH |  | SOLE |  | 0 | 0 | 3645 |
| J P MORGAN EXCHANGE TRADED F | DIV RTN EM EQT | 46641Q308 |  | 1146643 | 18881 | SH |  | SOLE |  | 0 | 0 | 18881 |
| SALESFORCE INC | COM | 79466L302 |  | 2046053 | 7724 | SH |  | SOLE |  | 0 | 0 | 7724 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A409 |  | 35621403 | 333846 | SH |  | SOLE |  | 0 | 0 | 333846 |
| VISTRA CORP | COM | 92840M102 |  | 6951732 | 43090 | SH |  | SOLE |  | 0 | 0 | 43090 |
| INNOVATOR ETFS TRUST | US EQTY PWR BUF | 45782C813 |  | 266880 | 5748 | SH |  | SOLE |  | 0 | 0 | 5748 |
| ABBVIE INC | COM | 00287Y109 |  | 5760294 | 25210 | SH |  | SOLE |  | 0 | 0 | 25210 |
| CAPITAL GRP FIXED INCM ETF T | MUNICIPAL INCOME | 14020Y201 |  | 576241 | 21046 | SH |  | SOLE |  | 0 | 0 | 21046 |
| VANGUARD INDEX FDS | MCAP GR IDXVIP | 922908538 |  | 3451014 | 12363 | SH |  | SOLE |  | 0 | 0 | 12363 |
| BLACKROCK ETF TRUST II | SHORT DURATION H | 092528108 |  | 474058 | 21335 | SH |  | SOLE |  | 0 | 0 | 21335 |
| DIMENSIONAL ETF TRUST | INTERNATNAL VAL | 25434V807 |  | 3764904 | 75449 | SH |  | SOLE |  | 0 | 0 | 75449 |
| TAPESTRY INC | COM | 876030107 |  | 1915888 | 14995 | SH |  | SOLE |  | 0 | 0 | 14995 |
| DELL TECHNOLOGIES INC | CL C | 24703L202 |  | 6566586 | 52165 | SH |  | SOLE |  | 0 | 0 | 52165 |
| J P MORGAN EXCHANGE TRADED F | INCOME ETF | 46641Q159 |  | 541742 | 11703 | SH |  | SOLE |  | 0 | 0 | 11703 |
| SS TECHNOLOGIES HLDGS INC | COM | 78467J100 |  | 5416289 | 61957 | SH |  | SOLE |  | 0 | 0 | 61957 |
| ISHARES TR | EAFE GRWTH ETF | 464288885 |  | 837464 | 7351 | SH |  | SOLE |  | 0 | 0 | 7351 |
| REGIONS FINANCIAL CORP NEW | COM | 7591EP100 |  | 288949 | 10662 | SH |  | SOLE |  | 0 | 0 | 10662 |
| SELECT SECTOR SPDR TR | STATE STREET FIN | 81369Y605 |  | 2057591 | 37568 | SH |  | SOLE |  | 0 | 0 | 37568 |
| PROLOGIS INC. | COM | 74340W103 |  | 279075 | 2186 | SH |  | SOLE |  | 0 | 0 | 2186 |
| PIMCO ETF TR | SHTRM MUN BD ACT | 72201R874 |  | 1504037 | 29824 | SH |  | SOLE |  | 0 | 0 | 29824 |
| ASML HOLDING N V | N Y REGISTRY SHS | N07059210 |  | 5802972 | 5424 | SH |  | SOLE |  | 0 | 0 | 5424 |
| SPDR INDEX SHS FDS | PORTFOLIO EMG MK | 78463X509 |  | 7048828 | 150584 | SH |  | SOLE |  | 0 | 0 | 150584 |
| EOG RES INC | COM | 26875P101 |  | 1841591 | 17537 | SH |  | SOLE |  | 0 | 0 | 17537 |
| META PLATFORMS INC | CL A | 30303M102 |  | 11192595 | 16956 | SH |  | SOLE |  | 0 | 0 | 16956 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 |  | 2345168 | 59236 | SH |  | SOLE |  | 0 | 0 | 59236 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 1013205 | 16219 | SH |  | SOLE |  | 0 | 0 | 16219 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 3258011 | 10409 | SH |  | SOLE |  | 0 | 0 | 10409 |
| FIFTH THIRD BANCORP | COM | 316773100 |  | 3456299 | 73837 | SH |  | SOLE |  | 0 | 0 | 73837 |
| ADVANCED MICRO DEVICES INC | COM | 007903107 |  | 248854 | 1162 | SH |  | SOLE |  | 0 | 0 | 1162 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R606 |  | 1299547 | 54903 | SH |  | SOLE |  | 0 | 0 | 54903 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 775237 | 9657 | SH |  | SOLE |  | 0 | 0 | 9657 |
| ADOBE INC | COM | 00724F101 |  | 1415010 | 4043 | SH |  | SOLE |  | 0 | 0 | 4043 |
| COPA HOLDINGS SA | CL A | P31076105 |  | 350734 | 2908 | SH |  | SOLE |  | 0 | 0 | 2908 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R101 |  | 13078267 | 446662 | SH |  | SOLE |  | 0 | 0 | 446662 |
| REGENERON PHARMACEUTICALS | COM | 75886F107 |  | 3065707 | 3972 | SH |  | SOLE |  | 0 | 0 | 3972 |
| ISHARES TR | A RATE CP BD ETF | 46429B291 |  | 1050101 | 21836 | SH |  | SOLE |  | 0 | 0 | 21836 |
| UBER TECHNOLOGIES INC | COM | 90353T100 |  | 3338180 | 40854 | SH |  | SOLE |  | 0 | 0 | 40854 |
| FIDELITY MERRIMACK STR TR | TOTAL BD ETF | 316188309 |  | 375456 | 8155 | SH |  | SOLE |  | 0 | 0 | 8155 |
| QUALCOMM INC | COM | 747525103 |  | 433441 | 2534 | SH |  | SOLE |  | 0 | 0 | 2534 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 2589250 | 3797 | SH |  | SOLE |  | 0 | 0 | 3797 |
| DIMENSIONAL ETF TRUST | US TARGETED VLU | 25434V609 |  | 784380 | 13174 | SH |  | SOLE |  | 0 | 0 | 13174 |
| VANGUARD ADMIRAL FDS INC | SMLCP 600 GRTH | 921932794 |  | 512673 | 4227 | SH |  | SOLE |  | 0 | 0 | 4227 |
| ISHARES TR | U.S. MED DVC ETF | 464288810 |  | 341279 | 5491 | SH |  | SOLE |  | 0 | 0 | 5491 |
| ROSS STORES INC | COM | 778296103 |  | 4780578 | 26538 | SH |  | SOLE |  | 0 | 0 | 26538 |
| ISHARES TR | HIGH YLD CORP BD | 46436E320 |  | 742077 | 24852 | SH |  | SOLE |  | 0 | 0 | 24852 |
| AMERICAN ELEC PWR CO INC | COM | 025537101 |  | 3676847 | 31887 | SH |  | SOLE |  | 0 | 0 | 31887 |
| VANGUARD WORLD FD | MEGA GRWTH IND | 921910816 |  | 296369 | 718 | SH |  | SOLE |  | 0 | 0 | 718 |
| LOWES COS INC | COM | 548661107 |  | 740602 | 3071 | SH |  | SOLE |  | 0 | 0 | 3071 |
| VANGUARD INDEX FDS | MCAP VL IDXVIP | 922908512 |  | 2853153 | 16086 | SH |  | SOLE |  | 0 | 0 | 16086 |
| BLACKROCK ETF TRUST | ISHARES US LARG | 09290C863 |  | 265682 | 8386 | SH |  | SOLE |  | 0 | 0 | 8386 |
| BLACKSTONE INC | COM | 09260D107 |  | 355755 | 2308 | SH |  | SOLE |  | 0 | 0 | 2308 |
| J P MORGAN EXCHANGE TRADED F | DIV RTN INT EQ | 46641Q209 |  | 649296 | 9529 | SH |  | SOLE |  | 0 | 0 | 9529 |
| EXPEDIA GROUP INC | COM NEW | 30212P303 |  | 7294733 | 25748 | SH |  | SOLE |  | 0 | 0 | 25748 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 1019086 | 1625 | SH |  | SOLE |  | 0 | 0 | 1625 |
| BLACKROCK ETF TRUST II | ISHARES HIGH YIE | 092528843 |  | 818972 | 16824 | SH |  | SOLE |  | 0 | 0 | 16824 |
| HOST HOTELS  RESORTS INC | COM | 44107P104 |  | 596313 | 33633 | SH |  | SOLE |  | 0 | 0 | 33633 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A201 |  | 4727278 | 50189 | SH |  | SOLE |  | 0 | 0 | 50189 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 2397831 | 5066 | SH |  | SOLE |  | 0 | 0 | 5066 |
| ISHARES TR | TIPS BD ETF | 464287176 |  | 302327 | 2751 | SH |  | SOLE |  | 0 | 0 | 2751 |
| DIMENSIONAL ETF TRUST | WORLD EX US CORE | 25434V880 |  | 788496 | 24091 | SH |  | SOLE |  | 0 | 0 | 24091 |
| ELI LILLY  CO | COM | 532457108 |  | 11488084 | 10690 | SH |  | SOLE |  | 0 | 0 | 10690 |
| QUANTA SVCS INC | COM | 74762E102 |  | 6544931 | 15507 | SH |  | SOLE |  | 0 | 0 | 15507 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 445033 | 3698 | SH |  | SOLE |  | 0 | 0 | 3698 |
| DIMENSIONAL ETF TRUST | US HIGH PROFITAB | 25434V831 |  | 355802 | 9356 | SH |  | SOLE |  | 0 | 0 | 9356 |
| ELEVANCE HEALTH INC FORMERLY | COM | 036752103 |  | 283683 | 809 | SH |  | SOLE |  | 0 | 0 | 809 |
| RBB FD INC | US TREAS 3 MNTH | 74933W452 |  | 1283524 | 25732 | SH |  | SOLE |  | 0 | 0 | 25732 |
| ISHARES TR | RUS MD CP GR ETF | 464287481 |  | 320427 | 2340 | SH |  | SOLE |  | 0 | 0 | 2340 |
| SOUTHWEST GAS HLDGS INC | COM | 844895102 |  | 341803 | 4271 | SH |  | SOLE |  | 0 | 0 | 4271 |
| SCHWAB STRATEGIC TR | INT-TRM U.S TRES | 808524854 |  | 4655843 | 185640 | SH |  | SOLE |  | 0 | 0 | 185640 |
| VANGUARD ADMIRAL FDS INC | 500 VAL IDX FD | 921932703 |  | 3598190 | 17565 | SH |  | SOLE |  | 0 | 0 | 17565 |
| LEVI STRAUSS  CO NEW | CL A COM STK | 52736R102 |  | 327185 | 15776 | SH |  | SOLE |  | 0 | 0 | 15776 |
| VANECK ETF TRUST | JP MRGAN EM LOC | 92189H300 |  | 401914 | 15566 | SH |  | SOLE |  | 0 | 0 | 15566 |
| MEDTRONIC PLC | SHS | G5960L103 |  | 247556 | 2577 | SH |  | SOLE |  | 0 | 0 | 2577 |
| SPDR INDEX SHS FDS | PORTFOLIO DEVLPD | 78463X889 |  | 11008152 | 247876 | SH |  | SOLE |  | 0 | 0 | 247876 |
| TENET HEALTHCARE CORP | COM NEW | 88033G407 |  | 3033858 | 15267 | SH |  | SOLE |  | 0 | 0 | 15267 |
| VANECK ETF TRUST | GOLD MINERS ETF | 92189F106 |  | 305762 | 3565 | SH |  | SOLE |  | 0 | 0 | 3565 |
| SSGA ACTIVE ETF TR | STATE STREET DOU | 78467V848 |  | 253431 | 6296 | SH |  | SOLE |  | 0 | 0 | 6296 |
| MSCI INC | COM | 55354G100 |  | 791891 | 1380 | SH |  | SOLE |  | 0 | 0 | 1380 |
| SELECT SECTOR SPDR TR | STATE STREET ENE | 81369Y506 |  | 1451035 | 32454 | SH |  | SOLE |  | 0 | 0 | 32454 |
| SIMON PPTY GROUP INC NEW | COM | 828806109 |  | 2220804 | 11997 | SH |  | SOLE |  | 0 | 0 | 11997 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A854 |  | 1186133 | 14786 | SH |  | SOLE |  | 0 | 0 | 14786 |
| SELECT SECTOR SPDR TR | STATE STREET HEA | 81369Y209 |  | 582019 | 3760 | SH |  | SOLE |  | 0 | 0 | 3760 |
| GSK PLC | SPONSORED ADR | 37733W204 |  | 419987 | 8564 | SH |  | SOLE |  | 0 | 0 | 8564 |
| PAYPAL HLDGS INC | COM | 70450Y103 |  | 1283162 | 21979 | SH |  | SOLE |  | 0 | 0 | 21979 |
| KLA CORP | COM NEW | 482480100 |  | 3321012 | 2733 | SH |  | SOLE |  | 0 | 0 | 2733 |
| INVESCO EXCHANGE TRADED FD T | BIOTECHNOLOGY | 46137V787 |  | 271043 | 3299 | SH |  | SOLE |  | 0 | 0 | 3299 |
| AMERICAN CENTY ETF TR | INTL SMCP VLU | 025072802 |  | 4904553 | 52193 | SH |  | SOLE |  | 0 | 0 | 52193 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 221038 | 1378 | SH |  | SOLE |  | 0 | 0 | 1378 |
| ISHARES TR | JPMORGAN USD EMG | 464288281 |  | 708759 | 7361 | SH |  | SOLE |  | 0 | 0 | 7361 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A672 |  | 7509739 | 260393 | SH |  | SOLE |  | 0 | 0 | 260393 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 1425249 | 34993 | SH |  | SOLE |  | 0 | 0 | 34993 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 345653 | 1340 | SH |  | SOLE |  | 0 | 0 | 1340 |
| ISHARES TR | SELECT DIVID ETF | 464287168 |  | 967460 | 6855 | SH |  | SOLE |  | 0 | 0 | 6855 |
| AMERICAN CENTY ETF TR | AVANTIS EMGMKT | 025072604 |  | 10150162 | 131786 | SH |  | SOLE |  | 0 | 0 | 131786 |
| DUKE ENERGY CORP NEW | COM NEW | 26441C204 |  | 249892 | 2132 | SH |  | SOLE |  | 0 | 0 | 2132 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 |  | 283689 | 1596 | SH |  | SOLE |  | 0 | 0 | 1596 |
| NETFLIX INC | COM | 64110L106 |  | 419482 | 4474 | SH |  | SOLE |  | 0 | 0 | 4474 |
| SPDR S MIDCAP 400 ETF TR | UTSER1 S | 78467Y107 |  | 275096 | 456 | SH |  | SOLE |  | 0 | 0 | 456 |
| L3HARRIS TECHNOLOGIES INC | COM | 502431109 |  | 323985 | 1104 | SH |  | SOLE |  | 0 | 0 | 1104 |
| ISHARES TR | MSCI USA QLT FCT | 46432F339 |  | 3126640 | 15742 | SH |  | SOLE |  | 0 | 0 | 15742 |
| RTX CORPORATION | COM | 75513E101 |  | 221375 | 1207 | SH |  | SOLE |  | 0 | 0 | 1207 |
| SELECT SECTOR SPDR TR | STATE STREET CON | 81369Y308 |  | 2165606 | 27879 | SH |  | SOLE |  | 0 | 0 | 27879 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 1606441 | 13367 | SH |  | SOLE |  | 0 | 0 | 13367 |
| SELECT SECTOR SPDR TR | STATE STREET COM | 81369Y852 |  | 3365275 | 28587 | SH |  | SOLE |  | 0 | 0 | 28587 |
| FIRST TR EXCHANGE-TRADED FD | UT COM SHS ETF | 33736Q104 |  | 506142 | 8933 | SH |  | SOLE |  | 0 | 0 | 8933 |
| CHUBB LIMITED | COM | H1467J104 |  | 252076 | 808 | SH |  | SOLE |  | 0 | 0 | 808 |
| J P MORGAN EXCHANGE TRADED F | SHORT DURA CORE | 46641Q274 |  | 12547297 | 263837 | SH |  | SOLE |  | 0 | 0 | 263837 |
| GLOBAL X FDS | DEFENSE TECH ETF | 37960A529 |  | 1543881 | 23829 | SH |  | SOLE |  | 0 | 0 | 23829 |
| MASCO CORP | COM | 574599106 |  | 3035732 | 47837 | SH |  | SOLE |  | 0 | 0 | 47837 |
| WISDOMTREE TR | INTL QULTY DIV | 97717X131 |  | 1998257 | 48174 | SH |  | SOLE |  | 0 | 0 | 48174 |
| PACCAR INC | COM | 693718108 |  | 1627995 | 14866 | SH |  | SOLE |  | 0 | 0 | 14866 |
| SYNCHRONY FINANCIAL | COM | 87165B103 |  | 3842932 | 46062 | SH |  | SOLE |  | 0 | 0 | 46062 |
| VANGUARD SCOTTSDALE FDS | INTER TERM TREAS | 92206C706 |  | 1833299 | 30591 | SH |  | SOLE |  | 0 | 0 | 30591 |
| MCKESSON CORP | COM | 58155Q103 |  | 3362594 | 4099 | SH |  | SOLE |  | 0 | 0 | 4099 |
| ACCENTURE PLC IRELAND | SHS CLASS A | G1151C101 |  | 605991 | 2259 | SH |  | SOLE |  | 0 | 0 | 2259 |
| SERVICENOW INC | COM | 81762P102 |  | 2266906 | 14798 | SH |  | SOLE |  | 0 | 0 | 14798 |
| WISDOMTREE TR | FLOATNG RAT TREA | 97717Y527 |  | 529651 | 10526 | SH |  | SOLE |  | 0 | 0 | 10526 |
| SELECT SECTOR SPDR TR | STATE STREET IND | 81369Y704 |  | 1432209 | 9233 | SH |  | SOLE |  | 0 | 0 | 9233 |
| J P MORGAN EXCHANGE TRADED F | CORE PLUS BD ETF | 46641Q670 |  | 686447 | 14497 | SH |  | SOLE |  | 0 | 0 | 14497 |
| VANGUARD WHITEHALL FDS | INTL HIGH ETF | 921946794 |  | 210181 | 2335 | SH |  | SOLE |  | 0 | 0 | 2335 |
| ISHARES TR | EAFE SML CP ETF | 464288273 |  | 204463 | 2637 | SH |  | SOLE |  | 0 | 0 | 2637 |
| ISHARES TR | S 100 ETF | 464287101 |  | 5961412 | 17382 | SH |  | SOLE |  | 0 | 0 | 17382 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 20138449 | 41279 | SH |  | SOLE |  | 0 | 0 | 41279 |
| INVESCO EXCH TRADED FD TR II | S SMLCP MATL | 46138G201 |  | 311654 | 3707 | SH |  | SOLE |  | 0 | 0 | 3707 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 9093560 | 41376 | SH |  | SOLE |  | 0 | 0 | 41376 |
| PFIZER INC | COM | 717081103 |  | 218621 | 8780 | SH |  | SOLE |  | 0 | 0 | 8780 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 6608233 | 34600 | SH |  | SOLE |  | 0 | 0 | 34600 |
| ISHARES TR | SYSTEMATIC BD ET | 46435U796 |  | 316125 | 3522 | SH |  | SOLE |  | 0 | 0 | 3522 |
| ISHARES TR | 0-5 YR TIPS ETF | 46429B747 |  | 4873978 | 47602 | SH |  | SOLE |  | 0 | 0 | 47602 |
| DISNEY WALT CO | COM | 254687106 |  | 692019 | 6083 | SH |  | SOLE |  | 0 | 0 | 6083 |
| PIMCO ETF TR | INV GRD CRP BD | 72201R817 |  | 1254366 | 12819 | SH |  | SOLE |  | 0 | 0 | 12819 |
| ISHARES GOLD TR | SHARES REPRESENT | 46436F103 |  | 5183519 | 120575 | SH |  | SOLE |  | 0 | 0 | 120575 |
| VANGUARD INDEX FDS | SML CP GRW ETF | 922908595 |  | 902124 | 2986 | SH |  | SOLE |  | 0 | 0 | 2986 |
| DIMENSIONAL ETF TRUST | INTL SMALL CAP E | 25434V773 |  | 315369 | 9574 | SH |  | SOLE |  | 0 | 0 | 9574 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 |  | 5549930 | 52014 | SH |  | SOLE |  | 0 | 0 | 52014 |
| INGREDION INC | COM | 457187102 |  | 376502 | 3415 | SH |  | SOLE |  | 0 | 0 | 3415 |
| BLACKROCK ETF TRUST | ISHARES US THEMA | 09290C806 |  | 3121086 | 80941 | SH |  | SOLE |  | 0 | 0 | 80941 |
| DIMENSIONAL ETF TRUST | INTL CORE EQUITY | 25434V799 |  | 4555610 | 132200 | SH |  | SOLE |  | 0 | 0 | 132200 |
| PILGRIMS PRIDE CORP | COM | 72147K108 |  | 1137012 | 29162 | SH |  | SOLE |  | 0 | 0 | 29162 |
| ASTRAZENECA PLC | SPONSORED ADR | 046353108 |  | 2564710 | 27899 | SH |  | SOLE |  | 0 | 0 | 27899 |
| PUBLIC STORAGE OPER CO | COM | 74460D109 |  | 481045 | 1854 | SH |  | SOLE |  | 0 | 0 | 1854 |
| BANK AMERICA CORP | COM | 060505104 |  | 6781890 | 123307 | SH |  | SOLE |  | 0 | 0 | 123307 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 2865488 | 13530 | SH |  | SOLE |  | 0 | 0 | 13530 |
| UNITED RENTALS INC | COM | 911363109 |  | 10379379 | 12825 | SH |  | SOLE |  | 0 | 0 | 12825 |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 |  | 1625722 | 22101 | SH |  | SOLE |  | 0 | 0 | 22101 |
| DIMENSIONAL ETF TRUST | US MKTWIDE VALUE | 25434V724 |  | 223026 | 4787 | SH |  | SOLE |  | 0 | 0 | 4787 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 2991349 | 14454 | SH |  | SOLE |  | 0 | 0 | 14454 |
| DARDEN RESTAURANTS INC | COM | 237194105 |  | 332708 | 1808 | SH |  | SOLE |  | 0 | 0 | 1808 |
| ENTERGY CORP NEW | COM | 29364G103 |  | 431189 | 4665 | SH |  | SOLE |  | 0 | 0 | 4665 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A383 |  | 15134025 | 675174 | SH |  | SOLE |  | 0 | 0 | 675174 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 8987626 | 133705 | SH |  | SOLE |  | 0 | 0 | 133705 |
| PEPSICO INC | COM | 713448108 |  | 290130 | 2022 | SH |  | SOLE |  | 0 | 0 | 2022 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 2881376 | 8942 | SH |  | SOLE |  | 0 | 0 | 8942 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 1966497 | 13722 | SH |  | SOLE |  | 0 | 0 | 13722 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 |  | 5161728 | 24540 | SH |  | SOLE |  | 0 | 0 | 24540 |
| THERMO FISHER SCIENTIFIC INC | COM | 883556102 |  | 257855 | 445 | SH |  | SOLE |  | 0 | 0 | 445 |
| HARTFORD FDS EXCHANGE TRADED | MUN OPORTUNITE | 41653L503 |  | 867668 | 22185 | SH |  | SOLE |  | 0 | 0 | 22185 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 684708 | 2662 | SH |  | SOLE |  | 0 | 0 | 2662 |
| ISHARES TR | U.S. FIN SVC ETF | 464287770 |  | 276811 | 3001 | SH |  | SOLE |  | 0 | 0 | 3001 |
| AUTOLIV INC | COM | 052800109 |  | 467296 | 3937 | SH |  | SOLE |  | 0 | 0 | 3937 |
| GLOBAL X FDS | ARTIFICIAL ETF | 37954Y632 |  | 314518 | 6184 | SH |  | SOLE |  | 0 | 0 | 6184 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A284 |  | 228590 | 9166 | SH |  | SOLE |  | 0 | 0 | 9166 |
| CVS HEALTH CORP | COM | 126650100 |  | 224344 | 2827 | SH |  | SOLE |  | 0 | 0 | 2827 |
| AMERICAN CENTY ETF TR | US SML CP VALU | 025072877 |  | 255970 | 2510 | SH |  | SOLE |  | 0 | 0 | 2510 |
| APPLIED MATLS INC | COM | 038222105 |  | 10403529 | 40482 | SH |  | SOLE |  | 0 | 0 | 40482 |
| GENERAL MLS INC | COM | 370334104 |  | 604992 | 13011 | SH |  | SOLE |  | 0 | 0 | 13011 |
| THE CIGNA GROUP | COM | 125523100 |  | 1990499 | 7232 | SH |  | SOLE |  | 0 | 0 | 7232 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 776732 | 7252 | SH |  | SOLE |  | 0 | 0 | 7252 |
| VANGUARD ADMIRAL FDS INC | 500 GRTH IDX F | 921932505 |  | 6051266 | 13611 | SH |  | SOLE |  | 0 | 0 | 13611 |
| AMERICAN CENTY ETF TR | US EQT ETF | 025072885 |  | 501550 | 4487 | SH |  | SOLE |  | 0 | 0 | 4487 |
| ISHARES TR | CORE 60/40 BALAN | 464289867 |  | 583498 | 8976 | SH |  | SOLE |  | 0 | 0 | 8976 |
| ABBOTT LABS | COM | 002824100 |  | 366228 | 2923 | SH |  | SOLE |  | 0 | 0 | 2923 |
| COMCAST CORP NEW | CL A | 20030N101 |  | 1377271 | 46078 | SH |  | SOLE |  | 0 | 0 | 46078 |
| J P MORGAN EXCHANGE TRADED F | GLOBAL SEL EQUIT | 46654Q740 |  | 2443790 | 36113 | SH |  | SOLE |  | 0 | 0 | 36113 |
| DIMENSIONAL ETF TRUST | EMERGING MKTS CO | 25434V732 |  | 1172385 | 35441 | SH |  | SOLE |  | 0 | 0 | 35441 |
| STEEL DYNAMICS INC | COM | 858119100 |  | 7358983 | 43429 | SH |  | SOLE |  | 0 | 0 | 43429 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 5922052 | 48045 | SH |  | SOLE |  | 0 | 0 | 48045 |
| ISHARES TR | EAFE VALUE ETF | 464288877 |  | 3524149 | 49351 | SH |  | SOLE |  | 0 | 0 | 49351 |
| DIMENSIONAL ETF TRUST | US SMALL CAP VAL | 25434V815 |  | 4025316 | 122387 | SH |  | SOLE |  | 0 | 0 | 122387 |
| WELLS FARGO CO NEW | COM | 949746101 |  | 5230109 | 56117 | SH |  | SOLE |  | 0 | 0 | 56117 |
| SELECT SECTOR SPDR TR | STATE STREET CON | 81369Y407 |  | 1241924 | 10401 | SH |  | SOLE |  | 0 | 0 | 10401 |
| VANGUARD MALVERN FDS | STRM INFPROIDX | 922020805 |  | 11110316 | 224632 | SH |  | SOLE |  | 0 | 0 | 224632 |
| CAPITAL ONE FINL CORP | COM | 14040H105 |  | 8021102 | 33096 | SH |  | SOLE |  | 0 | 0 | 33096 |
| JOHN HANCOCK EXCHANGE TRADED | MULTIFACTOR MI | 47804J206 |  | 385743 | 5891 | SH |  | SOLE |  | 0 | 0 | 5891 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 3071488 | 10369 | SH |  | SOLE |  | 0 | 0 | 10369 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 4630821 | 51764 | SH |  | SOLE |  | 0 | 0 | 51764 |
| APPLE INC | COM | 037833100 |  | 31454127 | 115700 | SH |  | SOLE |  | 0 | 0 | 115700 |
| VICI PPTYS INC | COM | 925652109 |  | 1981145 | 70453 | SH |  | SOLE |  | 0 | 0 | 70453 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A805 |  | 674814 | 8180 | SH |  | SOLE |  | 0 | 0 | 8180 |
| CATERPILLAR INC | COM | 149123101 |  | 8726993 | 15234 | SH |  | SOLE |  | 0 | 0 | 15234 |
| ISHARES TR | 0-3 MNTH TREASRY | 46436E718 |  | 7074109 | 70473 | SH |  | SOLE |  | 0 | 0 | 70473 |

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