# EDGAR Filing Document

**Accession Number:** 0001074486
**File Stem:** 0001104659-25-098256
**Filing Date:** 2025-10
**Character Count:** 130915
**Document Hash:** 17f93e679cd99d5987f7a4d0e0c00d82
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001104659-25-098256.hdr.sgml**: 20251009

**ACCESSION NUMBER**: 0001104659-25-098256

**CONFORMED SUBMISSION TYPE**: 485BPOS

**PUBLIC DOCUMENT COUNT**: 14

**FILED AS OF DATE**: 20251009

**DATE AS OF CHANGE**: 20251009

**EFFECTIVENESS DATE**: 20251009

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** SEPARATE ACCOUNT A OF PACIFIC LIFE & ANNUITY CO
- **CENTRAL INDEX KEY:** 0001074486

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** CA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 485BPOS
- **SEC ACT:** 1940 Act
- **SEC FILE NUMBER:** 811-09203
- **FILM NUMBER:** 251384657

**BUSINESS ADDRESS:**
- **STREET 1:** 700 NEWPORT CTR DR
- **CITY:** NEWPORT BEACH
- **STATE:** CA
- **ZIP:** 92660
- **BUSINESS PHONE:** 7146403326

**MAIL ADDRESS:**
- **STREET 1:** PO BOX 7500
- **CITY:** NEWPORT BEACH
- **STATE:** CA
- **ZIP:** 92658-7500

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** SEPARATE ACCOUNT A OF PM GROUP LIFE INSURANCE CO
- **DATE OF NAME CHANGE:** 19981201
**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** SEPARATE ACCOUNT A OF PACIFIC LIFE & ANNUITY CO
- **CENTRAL INDEX KEY:** 0001074486

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** CA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 485BPOS
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 333-261004
- **FILM NUMBER:** 251384656

**BUSINESS ADDRESS:**
- **STREET 1:** 700 NEWPORT CTR DR
- **CITY:** NEWPORT BEACH
- **STATE:** CA
- **ZIP:** 92660
- **BUSINESS PHONE:** 7146403326

**MAIL ADDRESS:**
- **STREET 1:** PO BOX 7500
- **CITY:** NEWPORT BEACH
- **STATE:** CA
- **ZIP:** 92658-7500

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** SEPARATE ACCOUNT A OF PM GROUP LIFE INSURANCE CO
- **DATE OF NAME CHANGE:** 19981201

## Series and Classes Contracts Data

### SEPARATE ACCOUNT A OF PACIFIC LIFE & ANNUITY CO (811-09203) (Series ID: S000006299)

| Class ID   | Class Name       | Ticker Symbol   |
|:---|:---|:---|
| C000233935 | Pacific Choice 2 |  |

?xml version='1.0' encoding='ASCII'? Untitled Document

#### As filed with the Securities and Exchange Commission on October 9, 2025.

#### Registration Nos. 333-261004 811-09203

#### SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549

#### FORM N-4

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| | |
|:---|:---|
| **REGISTRATION STATEMENT<br>UNDER<br>THE SECURITIES ACT OF 1933**  | **X** |
| **Pre-Effective Amendment No.**  | 🏳 |
| **Post-Effective Amendment No. 9**  | **X** |

---

#### and/or

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| | |
|:---|:---|
| **REGISTRATION STATEMENT<br>UNDER<br>THE INVESTMENT COMPANY ACT OF 1940**  | **X** |

---

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| | |
|:---|:---|
| **Amendment No. 688**<br>**(Check appropriate box or boxes)**  | **X** |

---

**SEPARATE ACCOUNT A**

(Exact Name of Registrant)

**PACIFIC LIFE & ANNUITY COMPANY** 

(Name of Depositor)

**700 Newport Center Drive Newport Beach, California 92660**

(Address of Depositor's Principal Executive Offices) (Zip Code)

**(949) 219-3011**

(Depositor's Telephone Number, including Area Code)

#### Alison Ryan
**Assistant Vice President and Managing Assistant General Counsel II Pacific Life & Annuity Company 700 Newport Center Drive Newport Beach, California 92660**

(Name and Address of Agent for Service)

------

**Approximate Date of Proposed Public Offering:** 

It is proposed that this filing will become effective (check appropriate box)

O immediately upon filing pursuant to paragraph (b) of Rule 485

X on <u>October 9, 2025</u>, pursuant to paragraph (b) of Rule 485

O 60 days after filing pursuant to paragraph (a)(1) of Rule 485

O on _______, pursuant to paragraph (a)(1) of Rule 485

If appropriate, check the following box:

O This post-effective amendment designates a new effective date for a previously filed post-effective amendment.

------

**Supplement dated October 9, 2025, to the Statutory Prospectus, Updating Summary Prospectus, and Initial Summary Prospectus dated May 1, 2025 for the Pacific Choice 2 variable annuity policy issued by Pacific Life & Annuity Company**

**The purpose of this supplement is to announce certain underlying fund changes and premium guideline changes.** This supplement must be preceded or accompanied by the Initial Summary Prospectus, Updating Summary Prospectus, or Statutory Prospectus, as applicable, (collectively, the "Prospectus") for your Contract, as supplemented. All information in the Prospectus dated May 1, 2025, remains in effect unless otherwise supplemented. Capitalized terms used in this supplement are defined in your Prospectus unless otherwise defined herein. "We'', "us'', or "our" refer to Pacific Life Insurance Company or Pacific Life & Annuity Company, as applicable; "you" or "your" refer to the Contract Owner. You can obtain a copy of the current Prospectus by contacting us at (800) 722-4448 or (800) 748-6907 for New York contracts, or online at http://www.PacificLife.com/Prospectuses. Please retain this supplement for future reference.

**The changes outlined below will become effective November 3, 2025.**

***The Maximum Total Purchase Payments section row from the table in the Initial Summary Prospectus, under the heading BUYING THE CONTRACT, will be deleted and replaced with the following:***

 ****

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| | |
|:---|:---|
| &nbsp;&nbsp;Maximum Total Purchase Payments | &nbsp;&nbsp;Your Contract requires that you must obtain our consent before making an initial or additional Purchase Payment that will bring your aggregate Purchase Payments over $1,000,000. Currently, our administrative practice allows for aggregate Purchase Payments up to $2,000,000 without our consent. We reserve the right to change this administrative practice in the future. The aggregate amount is based on all contracts where you are either the owner and/or annuitant. |

---

***The following sentences from the Statutory Prospectus will be deleted and replaced in the section* BUYING YOUR CONTRACT – Making Your Investments ("Purchase Payments").**

We reserve the right to reject additional Purchase Payments. Your Contract requires that you must obtain our consent before making an initial or additional Purchase Payment that will bring your aggregate Purchase Payments over $1,000,000. Currently, our administrative practice allows for aggregate Purchase Payments up to $2,000,000 without our consent. We reserve the right to change this administrative practice in the future. For purposes of this limit, the aggregate purchase payments are based on all contracts for which you are either owner and/or annuitant.

***<u>All other references in the prospectus to an initial or additional purchase payment that will bring your aggregate Purchase Payments over $1,000,000 will change to the above disclosure</u>***

***Effective November 3, 2025, the* APPENDIX: FUNDS** **AVAILABLE UNDER THE CONTRACT *is amended to add the following fund:***

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Investment Objective** | &nbsp;&nbsp;**Fund**; Advisor (Subadvisor) | &nbsp;&nbsp;**Average Annual Total <br> Returns<br> (as of 12/31/2024)** | &nbsp;&nbsp;**Average Annual Total <br> Returns<br> (as of 12/31/2024)** | &nbsp;&nbsp;**Average Annual Total <br> Returns<br> (as of 12/31/2024)** |
|  |  | &nbsp;&nbsp;**1 Year** | &nbsp;&nbsp;**5 Year** | &nbsp;&nbsp;**10 Year** |
| &nbsp;&nbsp;This Fund seeks capital appreciation. | &nbsp;&nbsp;**Pacific Select Fund Capital Appreciation Portfolio Class I**; Pacific Life Fund Advisors LLC (T. Rowe Price Associates, Inc.)&nbsp;&nbsp;0.95%<sup>1</sup> | &nbsp;&nbsp;NA | &nbsp;&nbsp;NA | &nbsp;&nbsp;NA |

---

<sup>1</sup> To help limit Fund expenses, Fund advisers have contractually agreed to reduce investment advisory fees or otherwise reimburse certain of their Funds which reflect temporary fee reductions. There can be no assurance that Fund expense waivers or reimbursements will be extended beyond their current terms as outlined in each Fund prospectus, and they may not cover certain expenses such as extraordinary expenses. See each Fund prospectus for complete information regarding these arrangements.

***<u>Effective November 3, 2025, the</u>* <u>allowable Investment Options in the LIVING BENEFIT ALLOCATION REQUIREMENTS section in the APPENDIX: FUNDS</u>** **<u>AVAILABLE UNDER THE CONTRACT *is deleted and replaced with the following:*</u>**

Currently, the allowable Investment Options are as follows:

---

| | |
|:---|:---|
| **<u>Allowable Investment Options</u>** |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;American Funds IS Asset Allocation Fund | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Macquarie VIP Asset Strategy |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;American Funds IS Managed Risk Asset Allocation Fund | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Janus Henderson Balanced Portfolio |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;BlackRock Global Allocation V.I. Fund | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;MFS Total Return Series |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;PSF Avantis Balanced Allocation Portfolio | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Pacific Dynamix – Conservative Growth Portfolio |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; PSF ESG Diversified Portfolio<br> Fidelity<sup>®</sup> VIP FundsManager 60% Portfolio | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Pacific Dynamix – Growth Portfolio<br> Pacific Dynamix – Moderate Growth Portfolio |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;First Trust/Dow Jones Dividend & Income Allocation Portfolio | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Portfolio Optimization Conservative Portfolio<br> Pacific Dynamix – Growth Portfolio |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Franklin Allocation VIP Fund<br> PSF Hedged Equity Portfolio | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Portfolio Optimization Moderate-Conservative Portfolio<br> Portfolio Optimization Growth Portfolio |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;PSF Capital Appreciation Portfolio | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Portfolio Optimization Moderate Portfolio |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Invesco V.I. Balanced-Risk Allocation Fund |  |

---

***Effective November 3, 2025, the* APPENDIX: FUNDS** **AVAILABLE UNDER THE CONTRACT *is amended to reflect the following changes:***

● The Subadvisor for the Pacific Select Fund Small-Cap Growth will change from MFS Investment Management to Goldman Sachs Asset Management L.P ("GSAM").

● All references to the name Macquarie VIP Asset Strategy Series will change to Nomura VIP Asset Strategy Series.

● All references to the name Macquarie VIP Energy Series will change to Nomura VIP Energy Series.

All other references in the prospectus to the names Macquarie VIP Asset Strategy Series and Macquarie VIP Energy Series will change to Nomura VIP Asset Strategy Series and Nomura VIP Energy Series, respectively.

PC2NYSUPP1025A

Prospectus

[(Included in Registrant's Form N-4, File No. 333-261004 Accession No. 0001104659-25-039304 filed on April 25, 2025, and incorporated by reference herein.)](https://www.sec.gov/ix?doc=/Archives/edgar/data/1074486/000110465925039304/tm255223d1_485bpos.htm)

------

SAI

[(Included in Registrant's Form N-4, File No. 333-261004 Accession No. 0001104659-25-039304 filed on April 25, 2025, and incorporated by reference herein.)](https://www.sec.gov/ix?doc=/Archives/edgar/data/1074486/000110465925039304/tm255223d1_485bpos.htm)

------

#### PART C: OTHER INFORMATION (Pacific Choice 2 NY)

#### Item 27. Financial Statements and Exhibits

---

| | |
|:---|:---|
| (1) | **Board of Directors Resolution** |
| (a) | Minutes of Action of Board of Directors of PM Group Life Insurance Company (PM Group) (PL&A) dated July 1, 1998; included in Registration Statement on Form N-4, File No. 333-122914, Accession No. 0000950137-05-002003, filed on February 18, 2005, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000095013705002003/a02470exv99w1xay.htm](https://www.sec.gov/Archives/edgar/data/1074486/000095013705002003/a02470exv99w1xay.htm) |
| (2) | **Custodial Agreements** |
|  | Inapplicable |
| (3) | **Underwriting Agreements** |
| (a) | Distribution Agreement between Pacific Life Insurance Company, Pacific Life & Annuity Company and Pacific Select Distributors, LLC (PSD) (Amended and Restated); Included in Registrant's Form N-4, File No. 333-184972, Accession No. 0001104659-24-024617, filed February 16, 2024, and incorporated by reference herein. This exhibit can be found at<br>[https://www.sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x3xa.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x3xa.htm) |
| (b) | Form of Selling Agreement between Pacific Life & Annuity Company (PL&A), PSD and Various Broker-Dealers; included in Registration Statement on Form N-4, File No. 333-122914, Accession No. 0000892569-06-000561, filed on April 21, 2006, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000089256906000561/a12994exv99w3xby.htm](https://www.sec.gov/Archives/edgar/data/1074486/000089256906000561/a12994exv99w3xby.htm) |
| (4) | **Contracts** |
| (a) | Individual Flexible Premium Deferred Variable Annuity Contract (Form No. 10-2025); included in Registration Statement on Form N-4, File No. 333-250191, Accession No. 0001104659-21-017107 filed on February 10, 2021, and incorporated be reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000110465921017107/a21-5483_1ex99d4a.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465921017107/a21-5483_1ex99d4a.htm) |
|  | Contract Specifications (Form No.10-2025-CS); included in Registration Statement on Form N-4, File No. 333-250191, Accession No. 0001104659-21-017107 filed on February 10, 2021, and incorporated be reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000110465921017107/a21-5483_1ex99d4a1.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465921017107/a21-5483_1ex99d4a1.htm) |
| (b) | Qualified Retirement Plan Rider (Form No. 20-2269); included in Registration Statement on Form N-4, File No. 333-184972, Accession No. 0000950123-13-000803 filed on February 5, 2013, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000095012313000803/a30074a1exv99wx4yxby.htm](https://www.sec.gov/Archives/edgar/data/1074486/000095012313000803/a30074a1exv99wx4yxby.htm) |
| (c) | 403(b) Tax-Sheltered Annuity Rider (Form No. 20-2270); included in Registration Statement on Form N-4, File No. 333-184972, Accession No. 0000950123-13-000803 filed on February 5, 2013, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000095012313000803/a30074a1exv99wx4yxcy.htm](https://www.sec.gov/Archives/edgar/data/1074486/000095012313000803/a30074a1exv99wx4yxcy.htm) |
| (d) | Individual Retirement Annuity Rider (Form No. 20-2266); included in Registration Statement on Form N-4, File No. 333-184972, Accession No. 0000950123-13-000803 filed on February 5, 2013, and incorporated by reference herein. This exhibit can be found at  |

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| | |
|:---|:---|
|  | [http://www.sec.gov/Archives/edgar/data/1074486/000095012313000803/a30074a1exv99wx4yxdy.htm](https://www.sec.gov/Archives/edgar/data/1074486/000095012313000803/a30074a1exv99wx4yxdy.htm) |
| (e) | Roth Individual Retirement Annuity Rider (Form No. 20-2267); included in Registration Statement on Form N-4, File No. 333-184972, Accession No. 0000950123-13-000803 filed on February 5, 2013, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000095012313000803/a30074a1exv99wx4yxey.htm](https://www.sec.gov/Archives/edgar/data/1074486/000095012313000803/a30074a1exv99wx4yxey.htm) |
| (f) | SIMPLE Individual Retirement Annuity Rider (Form No. 20-2268); included in Registration Statement on Form N-4, File No. 333-184972, Accession No. 0000950123-13-000803 filed on February 5, 2013, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000095012313000803/a30074a1exv99wx4yxfy.htm](https://www.sec.gov/Archives/edgar/data/1074486/000095012313000803/a30074a1exv99wx4yxfy.htm) |
| (g) | DCA Plus Fixed Option Rider (Form No. 20-2219); included in Registrant's Form N-4, File No. 333-175280, Accession No. 0000950123-11-063393, filed on July 1, 2011, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000095012311063393/a59353n4exv99w4xly.htm](https://www.sec.gov/Archives/edgar/data/1074486/000095012311063393/a59353n4exv99w4xly.htm) |
| (h) | Guaranteed Minimum Accumulation Benefit Rider (Investment Guard 5-Year, 10%) (Form No. 20-2356-A); included in Registration Statement on Form N-4, File No. 333-261004, Accession No. 0001104659-22-110896, filed on October 24, 2022, and incorporated by reference herein. This exhibit can be found at <br>[https://www.sec.gov/Archives/edgar/data/1074486/000110465922110896/a22-28534_1ex99d4h.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465922110896/a22-28534_1ex99d4h.htm) |
| (i) | Guaranteed Minimum Accumulation Benefit Rider (Investment Guard 7-Year, 10%) (Form No. 20-2357-A); included in Registration Statement on Form N-4, File No. 333-261004, Accession No. 0001104659-22-110896, filed on October 24, 2022, and incorporated by reference herein. This exhibit can be found at<br>[https://www.sec.gov/Archives/edgar/data/1074486/000110465922110896/a22-28534_1ex99d4i.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465922110896/a22-28534_1ex99d4i.htm) |
| (j) | Guaranteed Minimum Accumulation Benefit Rider (Investment Guard 7-Year, 15%) (Form No. 20-2358-A); included in Registration Statement on Form N-4, File No. 333-261004, Accession No. 0001104659-22-110896, filed on October 24, 2022, and incorporated by reference herein. This exhibit can be found at<br> [https://www.sec.gov/Archives/edgar/data/1074486/000110465922110896/a22-28534_1ex99d4j.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465922110896/a22-28534_1ex99d4j.htm) |
| (k) | Guaranteed Minimum Accumulation Benefit Rider (Investment Guard 10-Year, 10%) (Form No. 20-2359-A); included in Registration Statement on Form N-4, File No. 333-261004, Accession No. 0001104659-22-110896, filed on October 24, 2022, and incorporated by reference herein. This exhibit can be found at<br> [https://www.sec.gov/Archives/edgar/data/1074486/000110465922110896/a22-28534_1ex99d4j.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465922110896/a22-28534_1ex99d4j.htm) |
| (l) | Guaranteed Minimum Accumulation Benefit Rider (Investment Guard 10-Year, 15%) (Form No. 20-2360-A); included in Registration Statement on Form N-4, File No. 333-261004, Accession No. 0001104659-22-110896, filed on October 24, 2022, and incorporated by reference herein. This exhibit can be found at <br>[https://www.sec.gov/Archives/edgar/data/1074486/000110465922110896/a22-28534_1ex99d4l.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465922110896/a22-28534_1ex99d4l.htm) |
| (m) | Guaranteed Minimum Accumulation Benefit Rider (Investment Guard 10-Year, 20%) (Form No. 20-2361-A); included in Registration Statement on Form N-4, File No. 333-261004, Accession No. 0001104659-22-110896, filed on October 24, 2022, and incorporated by reference herein. This exhibit can be found at<br> [https://www.sec.gov/Archives/edgar/data/1074486/000110465922110896/a22-28534_1ex99d4m.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465922110896/a22-28534_1ex99d4m.htm) |
| (n) | Guaranteed Minimum Accumulation Benefit Rider (Protected Investment Benefit (5 Year Option)) (Form No. 20-2354); included in Registrant's Form N-4, File No. 333-184972, Accession No. 0001104659-19-035851 filed on June 17, 2019, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000110465919035851/a19-11225_1ex99d4s.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465919035851/a19-11225_1ex99d4s.htm) |
| (o) | Guaranteed Minimum Accumulation Benefit Rider (Protected Investment Benefit (7 Year Option)) (Form No. 20-2355); included in Registrant's Form N-4, File No. 333-184972, Accession No. 0001104659-24-024617 filed on  |

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| | |
|:---|:---|
|  | February 15, 2024, and incorporated by reference herein. This exhibit can be found at [https://www.sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x4xtx1.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x4xtx1.htm) |
| (5) | **Applications** |
| (a)  | Variable Annuity Application (Form No. 25-2352); included in Registration Statement on Form N-4, File No. 333-261004, Accession No. 0001104659-22-110896, filed on October 24, 2022, and incorporated by reference herein. This exhibit can be found at<br>[https://www.sec.gov/Archives/edgar/data/1074486/000110465922110896/a22-28534_1ex99d5a.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465922110896/a22-28534_1ex99d5a.htm) |
| (6) | **Depositor's Certificate of Incorporation and By-Laws** |
| (a)  | Articles of Redomestication of PM Group Life; included in Registration Statement on Form N-4, File No. 333-122914, Accession No. 0000950137-05-002003, filed on February 18, 2005, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000095013705002003/a02470exv99w6xay.htm](https://www.sec.gov/Archives/edgar/data/1074486/000095013705002003/a02470exv99w6xay.htm) |
| (b) | Amended and Restated Articles of Incorporation of PL&A; included in Registration Statement on Form N-4, File No. 333-122914, Accession No. 0000950137-05-002003, filed on February 18, 2005, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000095013705002003/a02470exv99w6xby.htm](https://www.sec.gov/Archives/edgar/data/1074486/000095013705002003/a02470exv99w6xby.htm) |
| (c) | By-laws of Pacific Life & Annuity Company; included in Registration Statement on Form N-4, File No. 333-122914, Accession No. 0000950137-05-002003, filed on February 18, 2005, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000095013705002003/a02470exv99w6xcy.htm](https://www.sec.gov/Archives/edgar/data/1074486/000095013705002003/a02470exv99w6xcy.htm) |
| (7)  | **Reinsurance Contracts** |
|  | Inapplicable |
| (8)  | **Participation Agreements** |
| (a)  | Administrative Services Agreement Between Pacific Life & Annuity Company (PL&A) and Pacific Life Insurance Company ("Pacific Life"); included in Registration Statement on Form N-4, File No. 333-122914, Accession No. 0000950137-05-002003, filed on February 18, 2005, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000095013705002003/a02470exv99w8xby.htm](https://www.sec.gov/Archives/edgar/data/1074486/000095013705002003/a02470exv99w8xby.htm) |
| (b) | Fund Participation Agreement Between Pacific Life & Annuity Company, Pacific Select Distributors, Inc., American Funds Insurance Series, American Funds Distributors, and Capital Research and Management Company; included in Registration Statement on Form N-4, File No. 333-71081, Accession No. 0000892569-05-000248, filed on April 18, 2005, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000089256905000248/a03610a1exv99w8xfy.htm](https://www.sec.gov/Archives/edgar/data/1074486/000089256905000248/a03610a1exv99w8xfy.htm) |
| (c) | BlackRock Variable Series Fund, Inc. (formerly called Merrill Lynch Variable Series Fund, Inc.) Participation Agreement and the First and Second Amendments to the Participation Agreement; included in Registrant's Form N-4, File No. 333-136598, Accession No. 0000892569-08-001277, filed on September 11, 2008, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000089256908001277/a42417bexv99wx8yxfy.htm](https://www.sec.gov/Archives/edgar/data/1074486/000089256908001277/a42417bexv99wx8yxfy.htm) |

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|  | (1) | Third Amendment to Participation Agreement; included in Registrant's Form N-4, File No. 333-160131, Accession No. 0000950123-10-037534, filed on April 23, 2010, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000095012310037534/a54449exv99w8xfyx1y.htm](https://www.sec.gov/Archives/edgar/data/1074486/000095012310037534/a54449exv99w8xfyx1y.htm) |
|  | (2) | Fourth Amendment to Participation Agreement; Included in Registrant's Form N-4, File No. 333-185329, Accession No. 0001193125-13-399546 filed on October 15, 2013, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000119312513399546/d609127dex998d4.htm](https://www.sec.gov/Archives/edgar/data/1074486/000119312513399546/d609127dex998d4.htm) |
|  | (3) | Fifth Amendment to Participation Agreement; included in Registrant's Form N-4, File No. 333-160773, Accession No. 0001193125-14-310483 filed on August 15, 2014, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000119312514310483/d767575dex998f5.htm](https://www.sec.gov/Archives/edgar/data/1074486/000119312514310483/d767575dex998f5.htm) |
|  | (4) | Sixth Amendment to Participation Agreement; included in Registrant's Form N-4, File No. 333-185329, Accession No. 0001104659-19-022579 filed on April 19, 2019, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000110465919022579/a19-6029_1ex99d8dd6.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465919022579/a19-6029_1ex99d8dd6.htm) |
| (d) | Franklin Templeton Variable Insurance Products Trust Participation Agreement; included in Registrant's Form N-4, File No. 333-184972, Accession No. 0001104659-24-024617, filed February 16, 2024, and incorporated by reference herein. This exhibit can be found at [sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xe.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xe.htm) | Franklin Templeton Variable Insurance Products Trust Participation Agreement; included in Registrant's Form N-4, File No. 333-184972, Accession No. 0001104659-24-024617, filed February 16, 2024, and incorporated by reference herein. This exhibit can be found at [sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xe.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xe.htm) |
|  | (1) | First Amendment to Participation Agreement; included in Registrant's Form N-4, File No. 333-184972, Accession No. 0001104659-24-024617, filed February 16, 2024, and incorporated by reference herein. This exhibit can be found at [sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xex1.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xex1.htm) |
|  | (2) | Addendum to Participation Agreement; included in Registrant's Form N-4, File No. 333-184972, Accession No. 0001104659-24-024617, filed February 16, 2024, and incorporated by reference herein. This exhibit can be found at [sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xex2.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xex2.htm) |
|  | (3) | Second Amendment to Participation Agreement; included in Registrant's Form N-4, File No. 333-185329, Accession No. 0001193125-14-148940, filed on April 18, 2014, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000119312514148940/d655362dex998e3.htm](https://www.sec.gov/Archives/edgar/data/1074486/000119312514148940/d655362dex998e3.htm) |
|  | (4) | Third Amendment to Participation Agreement; included in Registrant's Form N-4, File No 333-185329, Accession No. 0001193125-15-135037 filed on April 17, 2015, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000119312515135037/d833347dex998e4.htm](https://www.sec.gov/Archives/edgar/data/1074486/000119312515135037/d833347dex998e4.htm) |
| (e) | BlackRock Distributors, Inc. (formerly called FAM Distributors, Inc.) Administrative Services Agreement and First Amendment to the Administrative Services Agreement; included in Registrant's Form N-4, File No. 333-184972, Accession No. 0001104659-24-024617, filed February 16, 2024, and incorporated by reference herein. This exhibit can be found at [sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xg.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xg.htm) | BlackRock Distributors, Inc. (formerly called FAM Distributors, Inc.) Administrative Services Agreement and First Amendment to the Administrative Services Agreement; included in Registrant's Form N-4, File No. 333-184972, Accession No. 0001104659-24-024617, filed February 16, 2024, and incorporated by reference herein. This exhibit can be found at [sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xg.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xg.htm) |
|  | (1) | Second Amendment to Administrative Services Agreement; included in Registrant's Form N-4, File No. 333-160773, Accession No. 0001193125-14-310483 filed on August 15, 2014, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000119312514310483/d767575dex998i2.htm](https://www.sec.gov/Archives/edgar/data/1074486/000119312514310483/d767575dex998i2.htm) |

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|  | (2) | Third Amendment to Administrative Services Agreement; included in Registrant's Form N-4, File 333-160773, Accession No. 0001193125-14-310483 filed on August 15, 2014, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000119312514310483/d767575dex998i3.htm](https://www.sec.gov/Archives/edgar/data/1074486/000119312514310483/d767575dex998i3.htm) |
|  | (3) | Fourth Amendment to Administrative Services Agreement; included in Registrant's Form N-4, File No 333-185329, Accession No. 0001193125-15-135037 filed on April 17, 2015, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000119312515135037/d833347dex998g4.htm](https://www.sec.gov/Archives/edgar/data/1074486/000119312515135037/d833347dex998g4.htm) |
| (f) | Franklin Templeton Services, LLC Administrative Services Agreement; included in Registrant's Form N-4, File No. 333-184972, Accession No. 0001104659-24-024617, filed February 16, 2024, and incorporated by reference herein. This exhibit can be found at [sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xh.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xh.htm) | Franklin Templeton Services, LLC Administrative Services Agreement; included in Registrant's Form N-4, File No. 333-184972, Accession No. 0001104659-24-024617, filed February 16, 2024, and incorporated by reference herein. This exhibit can be found at [sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xh.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xh.htm) |
|  | (1) | First Amendment to Administrative Services Agreement; included in Registrant's Form N-4, File No. 333-184972, Accession No. 0001104659-24-024617, filed February 16, 2024, and incorporated by reference herein. This exhibit can be found at [sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xhx1.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xhx1.htm) |
|  | (2) | Second Amendment to Administrative Services Agreement; included in Registrant's Form N-4, File No. 333-136598, Accession No. 0001193125-12-503073, filed on December 14, 2012, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000119312512503073/d438123dex998j2.htm](https://www.sec.gov/Archives/edgar/data/1074486/000119312512503073/d438123dex998j2.htm) |
|  | (3) | Third Amendment to Administrative Services Agreement; included in Registrant's Form N-4, File No. 333-136598, Accession No. 0001193125-12-503073, filed on December 14, 2012, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000119312512503073/d438123dex998j3.htm](https://www.sec.gov/Archives/edgar/data/1074486/000119312512503073/d438123dex998j3.htm) |
|  | (4) | Fourth Amendment to Administrative Services Agreement; included in Registrant's Form N-4, File No 333-185329, Accession No. 0001193125-15-135037 filed on April 17, 2015, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000119312515135037/d833347dex998h4.htm](https://www.sec.gov/Archives/edgar/data/1074486/000119312515135037/d833347dex998h4.htm) |
|  | (5) | Fifth Amendment to Administrative Services Agreement; Included in the Registrant's Form N-4; File No. 333-240071 Accession No. 0001104659-20-112015 filed on October 5, 2020, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000110465920112015/a20-32163_1ex99d8g5.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465920112015/a20-32163_1ex99d8g5.htm) |
|  | (6) | Sixth Amendment to Administrative Services Agreement; Included in Registrant's Form N-6, File No. 333-231308 Accession No. 0001104659-19-042834 filed on July 31, 2019, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/832908/000110465919042834/a19-13236_1ex99d8n6.htm](https://www.sec.gov/Archives/edgar/data/832908/000110465919042834/a19-13236_1ex99d8n6.htm) |
|  | (7) | Seventh Amendment to Administrative Services Agreement; Included in the Registrant's Form N-4; File No. 333-240070 Accession No. 0001104659-20-112014 filed on October 5, 2020 and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000110465920112014/a20-32161_1ex99d8f7.htm](https://www.sec.gov/Archives/edgar/data/935823/000110465920112014/a20-32161_1ex99d8f7.htm) |
|  | (8) | Eight Amendment to Administrative Services Agreement; Included in the Registrant's Form N-4, File No. File No. 333-250190, Accession No. 0001104659-23-113342 filed on November 1, 2023, and incorporated  |

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|  |  | by reference herein. This exhibit can be found at [https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xhx8.htm](https://www.sec.gov/Archives/edgar/data/935823/000110465923113342/tm2329166d2_ex99-x8xhx8.htm) |
| (g) | AIM Variable Insurance Funds Participation Agreement; included in Registrant's Form N-4, File No. 333-184972, Accession No. 0001104659-24-024617, filed February 16, 2024, and incorporated by reference herein. This exhibit can be found at [sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xi.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xi.htm) | AIM Variable Insurance Funds Participation Agreement; included in Registrant's Form N-4, File No. 333-184972, Accession No. 0001104659-24-024617, filed February 16, 2024, and incorporated by reference herein. This exhibit can be found at [sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xi.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xi.htm) |
|  | (1) | First Amendment to Participation Agreement; included in Registrant's Form N-4, File No. 333-168027, Accession No. 0000950123-12-006440 filed on April 24, 2012, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000095012312006440/a59730bexv99w8xkyx1y.htm](https://www.sec.gov/Archives/edgar/data/1074486/000095012312006440/a59730bexv99w8xkyx1y.htm) |
| (h) | Invesco Aim Distributors, Inc. Distribution Services Agreement; included in Registrant's Form N-4, File No. 333-184972, Accession No. 0001104659-24-024617, filed February 16, 2024, and incorporated by reference herein. This exhibit can be found at [sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xj.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xj.htm) | Invesco Aim Distributors, Inc. Distribution Services Agreement; included in Registrant's Form N-4, File No. 333-184972, Accession No. 0001104659-24-024617, filed February 16, 2024, and incorporated by reference herein. This exhibit can be found at [sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xj.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xj.htm) |
|  | (1) | First Amendment to Distribution Services Agreement; Included in Registrant's Form N-4, File No. 333-185329, Accession No. 0001104659-17-024849 filed on April 20, 2017, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000110465917024849/a17-7685_1ex99d8dj1.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465917024849/a17-7685_1ex99d8dj1.htm) |
| (i)  | Invesco Aim Advisors, Inc. Administrative Services Agreement; included in Registrant's Form N-4, File No. 333-184972, Accession No. 0001104659-24-024617, filed February 16, 2024, and incorporated by reference herein. This exhibit can be found at [sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xk.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xk.htm) | Invesco Aim Advisors, Inc. Administrative Services Agreement; included in Registrant's Form N-4, File No. 333-184972, Accession No. 0001104659-24-024617, filed February 16, 2024, and incorporated by reference herein. This exhibit can be found at [sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xk.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xk.htm) |
| (j) | GE Investments Funds, Inc. Participation Agreement; included in Registrant's Form N-4, File No. 333-184972, Accession No. 0001104659-24-024617, filed February 16, 2024, and incorporated by reference herein. This exhibit can be found at [sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xl.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xl.htm) | GE Investments Funds, Inc. Participation Agreement; included in Registrant's Form N-4, File No. 333-184972, Accession No. 0001104659-24-024617, filed February 16, 2024, and incorporated by reference herein. This exhibit can be found at [sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xl.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xl.htm) |
|  | (1) | Amendment to Participation Agreement; included in Registrant's Form N-4, File No. 333-184972, Accession No. 0001104659-24-024617, filed February 16, 2024, and incorporated by reference herein. This exhibit can be found at [sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xlx1.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xlx1.htm) |
|  | (2) | Second Amendment to Participation Agreement; included in Registrant's Form N-4, File No. 333-160773, Accession No. 0001193125-14-310483 filed on August 15, 2014, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000119312514310483/d767575dex998n2.htm](https://www.sec.gov/Archives/edgar/data/1074486/000119312514310483/d767575dex998n2.htm) |
|  | (3) | Third Amendment to Participation Agreement; included in Registrant's Form N-4, File No. 333-160773, Accession No. 0001193125-14-310483 filed on August 15, 2014, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000119312514310483/d767575dex998n3.htm](https://www.sec.gov/Archives/edgar/data/1074486/000119312514310483/d767575dex998n3.htm) |
| (k) | GE Investment Distributors, Inc. Fund Marketing and Investor Service Agreement (Amended and Restated); included in Registrant's Form N-4, File No. 333-184972, Accession No. 0001104659-24-024617, filed February 16, 2024, and incorporated by reference herein. This exhibit can be found at [sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xm.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xm.htm) | GE Investment Distributors, Inc. Fund Marketing and Investor Service Agreement (Amended and Restated); included in Registrant's Form N-4, File No. 333-184972, Accession No. 0001104659-24-024617, filed February 16, 2024, and incorporated by reference herein. This exhibit can be found at [sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xm.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xm.htm) |
| (l)  | Van Kampen Life Investment Trust Participation Agreement; included in Registrant's Form N-4, File No.  | Van Kampen Life Investment Trust Participation Agreement; included in Registrant's Form N-4, File No.  |

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|  | 333-184972, Accession No. 0001104659-24-024617, filed February 16, 2024, and incorporated by reference herein. This exhibit can be found at [sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xn.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xn.htm) | 333-184972, Accession No. 0001104659-24-024617, filed February 16, 2024, and incorporated by reference herein. This exhibit can be found at [sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xn.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xn.htm) | 333-184972, Accession No. 0001104659-24-024617, filed February 16, 2024, and incorporated by reference herein. This exhibit can be found at [sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xn.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xn.htm) |
| (m) | Van Kampen Funds, Inc. Shareholder Service Agreement; included in Registrant's Form N-4, File No. 333-184972, Accession No. 0001104659-24-024617, filed February 16, 2024, and incorporated by reference herein. This exhibit can be found at [sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xo.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xo.htm) | Van Kampen Funds, Inc. Shareholder Service Agreement; included in Registrant's Form N-4, File No. 333-184972, Accession No. 0001104659-24-024617, filed February 16, 2024, and incorporated by reference herein. This exhibit can be found at [sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xo.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xo.htm) | Van Kampen Funds, Inc. Shareholder Service Agreement; included in Registrant's Form N-4, File No. 333-184972, Accession No. 0001104659-24-024617, filed February 16, 2024, and incorporated by reference herein. This exhibit can be found at [sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xo.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xo.htm) |
| (n) | Van Kampen Asset Management Administrative Services Letter Agreement; included in Registrant's Form N-4, File No. 333-184972, Accession No. 0001104659-24-024617, filed February 16, 2024, and incorporated by reference herein. This exhibit can be found at [sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xp.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xp.htm) | Van Kampen Asset Management Administrative Services Letter Agreement; included in Registrant's Form N-4, File No. 333-184972, Accession No. 0001104659-24-024617, filed February 16, 2024, and incorporated by reference herein. This exhibit can be found at [sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xp.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xp.htm) | Van Kampen Asset Management Administrative Services Letter Agreement; included in Registrant's Form N-4, File No. 333-184972, Accession No. 0001104659-24-024617, filed February 16, 2024, and incorporated by reference herein. This exhibit can be found at [sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xp.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xp.htm) |
| (o) | GE Investments Funds, Inc. Investor Services Agreement; included in Registrant's Form N-4, File No. 333-184972, Accession No. 0001104659-24-024617, filed February 16, 2024, and incorporated by reference herein. This exhibit can be found at [sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xq.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xq.htm) | GE Investments Funds, Inc. Investor Services Agreement; included in Registrant's Form N-4, File No. 333-184972, Accession No. 0001104659-24-024617, filed February 16, 2024, and incorporated by reference herein. This exhibit can be found at [sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xq.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xq.htm) | GE Investments Funds, Inc. Investor Services Agreement; included in Registrant's Form N-4, File No. 333-184972, Accession No. 0001104659-24-024617, filed February 16, 2024, and incorporated by reference herein. This exhibit can be found at [sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xq.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xq.htm) |
|  | (1) | First Amendment to Investor Services Agreement; included in Registrant's Form N-4, File No. 333-160131, Accession No. 0000950123-10-037534, filed on April 23, 2010, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000095012310037534/a54449exv99w8xsyx1y.htm](https://www.sec.gov/Archives/edgar/data/1074486/000095012310037534/a54449exv99w8xsyx1y.htm) | First Amendment to Investor Services Agreement; included in Registrant's Form N-4, File No. 333-160131, Accession No. 0000950123-10-037534, filed on April 23, 2010, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000095012310037534/a54449exv99w8xsyx1y.htm](https://www.sec.gov/Archives/edgar/data/1074486/000095012310037534/a54449exv99w8xsyx1y.htm) |
|  | (2) | Second Amendment to Investor Services Agreement; included in Registrant's Form N-4, File No. 333-160773, Accession No. 0001193125-14-310483 filed on August 15, 2014, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000119312514310483/d767575dex998s2.htm](https://www.sec.gov/Archives/edgar/data/1074486/000119312514310483/d767575dex998s2.htm) | Second Amendment to Investor Services Agreement; included in Registrant's Form N-4, File No. 333-160773, Accession No. 0001193125-14-310483 filed on August 15, 2014, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000119312514310483/d767575dex998s2.htm](https://www.sec.gov/Archives/edgar/data/1074486/000119312514310483/d767575dex998s2.htm) |
| (p) | PIMCO Variable Insurance Trust Participation Agreement; included in Registrant's Form N-4, File No. 333-184972, Accession No. 0001104659-24-024617, filed February 16, 2024, and incorporated by reference herein. This exhibit can be found at [sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xr.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xr.htm) | PIMCO Variable Insurance Trust Participation Agreement; included in Registrant's Form N-4, File No. 333-184972, Accession No. 0001104659-24-024617, filed February 16, 2024, and incorporated by reference herein. This exhibit can be found at [sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xr.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xr.htm) | PIMCO Variable Insurance Trust Participation Agreement; included in Registrant's Form N-4, File No. 333-184972, Accession No. 0001104659-24-024617, filed February 16, 2024, and incorporated by reference herein. This exhibit can be found at [sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xr.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xr.htm) |
|  | (1) | First Amendment to Participation Agreement; included in Registrant's Form N-4, File No. 333-184972, Accession No. 0001104659-24-024617, filed February 16, 2024, and incorporated by reference herein. This exhibit can be found at [sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xrx1.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xrx1.htm) | First Amendment to Participation Agreement; included in Registrant's Form N-4, File No. 333-184972, Accession No. 0001104659-24-024617, filed February 16, 2024, and incorporated by reference herein. This exhibit can be found at [sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xrx1.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xrx1.htm) |
|  | (2) | Second Amendment to Participation Agreement; included in Registrant's Form N-4, File No. 333-184972, Accession No. 0001104659-24-024617, filed February 16, 2024, and incorporated by reference herein. This exhibit can be found at [sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xrx2.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xrx2.htm) | Second Amendment to Participation Agreement; included in Registrant's Form N-4, File No. 333-184972, Accession No. 0001104659-24-024617, filed February 16, 2024, and incorporated by reference herein. This exhibit can be found at [sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xrx2.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xrx2.htm) |
| (q) | Allianz Global Investors Distributors LLC Selling Agreement; included in Registrant's Form N-4, File No. 333-184972, Accession No. 0001104659-24-024617, filed February 16, 2024, and incorporated by reference herein. This exhibit can be found a <br>[sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xs.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xs.htm) | Allianz Global Investors Distributors LLC Selling Agreement; included in Registrant's Form N-4, File No. 333-184972, Accession No. 0001104659-24-024617, filed February 16, 2024, and incorporated by reference herein. This exhibit can be found a <br>[sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xs.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xs.htm) | Allianz Global Investors Distributors LLC Selling Agreement; included in Registrant's Form N-4, File No. 333-184972, Accession No. 0001104659-24-024617, filed February 16, 2024, and incorporated by reference herein. This exhibit can be found a <br>[sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xs.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xs.htm) |
|  | (1) | (1) | First Amendment to Selling Agreement; Included in Registrant's Form N-4, File No. 333-185329, Accession No. 0001104659-17-024849 filed on April 20, 2017, and incorporated by reference herein. This exhibit can be found at <br>[http://www.sec.gov/Archives/edgar/data/1074486/000110465917024849/a17-7685_1ex99d8ds1.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465917024849/a17-7685_1ex99d8ds1.htm) |

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| (r) | PIMCO LLC Services Agreement; included in Registrant's Form N-4, File No. 333-184972, Accession No. 0001104659-24-024617, filed February 16, 2024, and incorporated by reference herein. This exhibit can be found at [sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xt.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xt.htm) | PIMCO LLC Services Agreement; included in Registrant's Form N-4, File No. 333-184972, Accession No. 0001104659-24-024617, filed February 16, 2024, and incorporated by reference herein. This exhibit can be found at [sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xt.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xt.htm) |
|  | (1) | First Amendment to Services Agreement; included in Registrant's Form N-4, File No. 333-136598, Accession No. 0001193125-12-503073, filed on December 14, 2012, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000119312512503073/d438123dex998v1.htm](https://www.sec.gov/Archives/edgar/data/1074486/000119312512503073/d438123dex998v1.htm) |
|  | (2) | Second Amendment to Services Agreement; included in Registrant's Form N-4, File No. 333-185329, Accession No. 0001193125-14-148940, filed on April 18, 2014, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000119312514148940/d655362dex998t2.htm](https://www.sec.gov/Archives/edgar/data/1074486/000119312514148940/d655362dex998t2.htm) |
|  | (3) | Third Amendment to Services Agreement; included in Registrant's Form N-4, File No. 333-185329, Accession No. 0001104659-18-025555, filed on April 20, 2018, and incorporated by reference herein. This exhibit can be found at <br>[http://www.sec.gov/Archives/edgar/data/1074486/000110465918025555/a18-8150_1ex99d8dt3.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465918025555/a18-8150_1ex99d8dt3.htm) |
| (s) | MFS Variable Insurance Trust Participation Agreement; included in Registrant's Form N-4, File No. 333-184972, Accession No. 0001104659-24-024617, filed February 16, 2024, and incorporated by reference herein. This exhibit can be found at <br>[sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xu.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xu.htm) | MFS Variable Insurance Trust Participation Agreement; included in Registrant's Form N-4, File No. 333-184972, Accession No. 0001104659-24-024617, filed February 16, 2024, and incorporated by reference herein. This exhibit can be found at <br>[sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xu.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xu.htm) |
|  | (1) | First Amendment to Participation Agreement; included in Registrant's Form N-4, File No. 333-184972, Accession No. 0001104659-24-024617, filed February 16, 2024, and incorporated by reference herein. This exhibit can be found at [sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xux1.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xux1.htm) |
|  | (2) | Second Amendment to Participation Agreement; included in Registrant's Form N-4, File No. 333-168027, Accession No. 0000950123-11-038243, filed on April 22, 2011, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000095012311038243/a57715bexv99w8xwyx2y.htm](https://www.sec.gov/Archives/edgar/data/1074486/000095012311038243/a57715bexv99w8xwyx2y.htm) |
|  | (3) | Third Amendment to Participation Agreement; included in Registrant's Form N-4, File No 333-185329, Accession No. 0001193125-15-135037 filed on April 17, 2015, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000119312515135037/d833347dex998u3.htm](https://www.sec.gov/Archives/edgar/data/1074486/000119312515135037/d833347dex998u3.htm) |
| (t) | (1) | Form of MFS Variable Insurance Trust Administrative Services Agreement; included in Registrant's Form N-4, File No. 333-160773, Accession No. 0000950123-10-037538, filed on April 23, 2010, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000095012310037538/a54726exv99w8xxy.htm](https://www.sec.gov/Archives/edgar/data/1074486/000095012310037538/a54726exv99w8xxy.htm) |
|  | (2) | Form of MFS Variable Insurance Trust Administrative Services Agreement; included in Registrant's Form N-4, File No 333-185329, Accession No. 0001193125-15-135037 filed on April 17, 2015, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000119312515135037/d833347dex998v2.htm](https://www.sec.gov/Archives/edgar/data/1074486/000119312515135037/d833347dex998v2.htm) |
|  | (3) | Form of MFS Variable Insurance Trust Administrative Services Agreement; Included in Registrant's Form N-4, File No. 333-185329, Accession No. 0001104659-17-024849 filed on April 20, 2017, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000110465917024849/a17-7685_1ex99d8dv3.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465917024849/a17-7685_1ex99d8dv3.htm) |

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| (u)  | Participation Agreement with Fidelity Variable Insurance Products (Variable Insurance Products Funds, Variable Insurance Products Fund II, Variable Insurance Products Fund III and Variable Insurance Products Funds V); included in Registrant's Form N-4, File No. 333-184972, Accession No. 0001104659-24-024617, filed February 16, 2024, and incorporated by reference herein. This exhibit can be found at [sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xw.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xw.htm) | Participation Agreement with Fidelity Variable Insurance Products (Variable Insurance Products Funds, Variable Insurance Products Fund II, Variable Insurance Products Fund III and Variable Insurance Products Funds V); included in Registrant's Form N-4, File No. 333-184972, Accession No. 0001104659-24-024617, filed February 16, 2024, and incorporated by reference herein. This exhibit can be found at [sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xw.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xw.htm) |
|  | (1) | First Amendment to Participation Agreement; included in Registrant's Form N-4, File No. 333-168027, Accession No. 0000950123-12-006440 filed on April 24, 2012, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000095012312006440/a59730bexv99w8xyyx1y.htm](https://www.sec.gov/Archives/edgar/data/1074486/000095012312006440/a59730bexv99w8xyyx1y.htm) |
|  | (2) | Second Amendment to Participation Agreement; included in Registrant's Form N-4, File No. 333-168027, Accession No. 0000950123-12-006440 filed on April 24, 2012, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000095012312006440/a59730bexv99w8xyyx2y.htm](https://www.sec.gov/Archives/edgar/data/1074486/000095012312006440/a59730bexv99w8xyyx2y.htm) |
|  | (3) | Third Amendment to Participation Agreement; included in Registrant's Form N-4, File No. 333-185329, Accession No. 0001104659-20-048098 filed on April 17, 2020, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000110465920048098/a20-10851_1ex99d8w3.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465920048098/a20-10851_1ex99d8w3.htm) |
|  | (4) | Fourth Amendment to Participation Agreement; Included in the Registrant's Form N-4; File No. 333-240071 Accession No. 0001104659-20-112015 filed on October 5, 2020, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000110465920112015/a20-32163_1ex99d8o4.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465920112015/a20-32163_1ex99d8o4.htm) |
| (v) | Participation Agreement with First Trust Variable Insurance Trust; included in Registrant's Form N-4, File No. 333-184972, Accession No. 0001104659-24-024617, filed February 16, 2024, and incorporated by reference herein. This exhibit can be found at [sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xy.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xy.htm) | Participation Agreement with First Trust Variable Insurance Trust; included in Registrant's Form N-4, File No. 333-184972, Accession No. 0001104659-24-024617, filed February 16, 2024, and incorporated by reference herein. This exhibit can be found at [sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xy.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xy.htm) |
|  | (1) | Amendment to Service Contract; included in Registrant's Form N-4, File No. 333-168027, Accession No. 0000950123-12-006440 filed on April 24, 2012, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000095012312006440/a59730bexv99w8xzyx1y.htm](https://www.sec.gov/Archives/edgar/data/1074486/000095012312006440/a59730bexv99w8xzyx1y.htm) |
| (w) | Participation Agreement with First Trust Variable Insurance Trust; included in Registrant's Form N-4, File No. 333-168027, Accession No. 0000950123-12-006440 filed on April 24, 2012, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000095012312006440/a59730bexv99w8xaay.htm](https://www.sec.gov/Archives/edgar/data/1074486/000095012312006440/a59730bexv99w8xaay.htm) | Participation Agreement with First Trust Variable Insurance Trust; included in Registrant's Form N-4, File No. 333-168027, Accession No. 0000950123-12-006440 filed on April 24, 2012, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000095012312006440/a59730bexv99w8xaay.htm](https://www.sec.gov/Archives/edgar/data/1074486/000095012312006440/a59730bexv99w8xaay.htm) |
|  | (1) | First Amendment to Participation Agreement; included in Registrant's Form N-4, File No. 333-185329, Accession No. 0001193125-14-148940, filed on April 18, 2014, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000119312514148940/d655362dex998y1.htm](https://www.sec.gov/Archives/edgar/data/1074486/000119312514148940/d655362dex998y1.htm) |
|  | (2) | Second Amendment to Participation Agreement; Included in Registrant's Form N-4, File No. 333-185329, Accession No. 0001193125-15-346484 filed October 19, 2015, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000119312515346484/d45884dex998aa2.htm](https://www.sec.gov/Archives/edgar/data/1074486/000119312515346484/d45884dex998aa2.htm) |
| (x) | Administrative Services Agreement with First Trust Variable Insurance Trust; included in Registrant's Form N-4, File No. 333-184972, Accession No. 0001104659-24-024617, filed February 16, 2024, and incorporated by reference herein. This exhibit can be found at  | Administrative Services Agreement with First Trust Variable Insurance Trust; included in Registrant's Form N-4, File No. 333-184972, Accession No. 0001104659-24-024617, filed February 16, 2024, and incorporated by reference herein. This exhibit can be found at  |

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| | [sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xz.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xz.htm) | [sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xz.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xz.htm) | [sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xz.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xz.htm) |
| | (1) | First Amendment to Administrative Services Agreement; included in Registrant's Form N-4, File No. 333-185329, Accession No. 0001193125-14-148940, filed on April 18, 2014, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000119312514148940/d655362dex998z1.htm](https://www.sec.gov/Archives/edgar/data/1074486/000119312514148940/d655362dex998z1.htm) | First Amendment to Administrative Services Agreement; included in Registrant's Form N-4, File No. 333-185329, Accession No. 0001193125-14-148940, filed on April 18, 2014, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000119312514148940/d655362dex998z1.htm](https://www.sec.gov/Archives/edgar/data/1074486/000119312514148940/d655362dex998z1.htm) |
| | (2) | (2) | Second Amendment to Administrative Services Agreement; included in Registrant's Form N-4, File No. 333-160773, Accession No. 0001193125-14-310483 filed on August 15, 2014, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000119312514310483/d767575dex998ee2.htm](https://www.sec.gov/Archives/edgar/data/1074486/000119312514310483/d767575dex998ee2.htm) |
| | (3) | (3) | Third Amendment to Administrative Services Agreement; Included in Registrant's Form N-4, File No. 333-185329, Accession No. 0001193125-15-346484 filed October 19, 2015, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000119312515346484/d45884dex998bb3.htm](https://www.sec.gov/Archives/edgar/data/1074486/000119312515346484/d45884dex998bb3.htm) |
| (y) | Support Agreement with First Trust Advisors L.P.; included in Registrant's Form N-4, File No. 333-184972, Accession No. 0001104659-24-024617, filed February 16, 2024, and incorporated by reference herein. This exhibit can be found at [sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xaa.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xaa.htm) | Support Agreement with First Trust Advisors L.P.; included in Registrant's Form N-4, File No. 333-184972, Accession No. 0001104659-24-024617, filed February 16, 2024, and incorporated by reference herein. This exhibit can be found at [sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xaa.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xaa.htm) | Support Agreement with First Trust Advisors L.P.; included in Registrant's Form N-4, File No. 333-184972, Accession No. 0001104659-24-024617, filed February 16, 2024, and incorporated by reference herein. This exhibit can be found at [sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xaa.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465924024617/tm246207d1_ex99-x8xaa.htm) |
|  | (1) | (1) | First Amendment to Support Agreement; included in Registrant's Form N-4, File No. 333-185329, Accession No. 0001193125-14-148940, filed on April 18, 2014, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000119312514148940/d655362dex998aa1.htm](https://www.sec.gov/Archives/edgar/data/1074486/000119312514148940/d655362dex998aa1.htm) |
|  | (2) | (2) | Second Amendment to Support Agreement; Included in Registrant's Form N-4, File No. 333-185329, Accession No. 0001193125-15-346484 filed October 19, 2015, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000119312515346484/d45884dex998cc2.htm](https://www.sec.gov/Archives/edgar/data/1074486/000119312515346484/d45884dex998cc2.htm) |
| (z) | Administrative Services Agreement with First Trust Variable Insurance Trust; Included in Registrant's Form N-4, File No. 333-136598, Accession No. 0000950123-12-006364, filed on April 23, 2012, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000095012312006364/a59722bexv99w8xbby.htm](https://www.sec.gov/Archives/edgar/data/1074486/000095012312006364/a59722bexv99w8xbby.htm) | Administrative Services Agreement with First Trust Variable Insurance Trust; Included in Registrant's Form N-4, File No. 333-136598, Accession No. 0000950123-12-006364, filed on April 23, 2012, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000095012312006364/a59722bexv99w8xbby.htm](https://www.sec.gov/Archives/edgar/data/1074486/000095012312006364/a59722bexv99w8xbby.htm) | Administrative Services Agreement with First Trust Variable Insurance Trust; Included in Registrant's Form N-4, File No. 333-136598, Accession No. 0000950123-12-006364, filed on April 23, 2012, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000095012312006364/a59722bexv99w8xbby.htm](https://www.sec.gov/Archives/edgar/data/1074486/000095012312006364/a59722bexv99w8xbby.htm) |
| (aa) | Support Agreement with First Trust Advisors L.P.; Included in Registrant's Form N-4, File No. 333-136598, Accession No. 0000950123-12-006364, filed on April 23, 2012, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000095012312006364/a59722bexv99w8xccy.htm](https://www.sec.gov/Archives/edgar/data/1074486/000095012312006364/a59722bexv99w8xccy.htm) | Support Agreement with First Trust Advisors L.P.; Included in Registrant's Form N-4, File No. 333-136598, Accession No. 0000950123-12-006364, filed on April 23, 2012, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000095012312006364/a59722bexv99w8xccy.htm](https://www.sec.gov/Archives/edgar/data/1074486/000095012312006364/a59722bexv99w8xccy.htm) | Support Agreement with First Trust Advisors L.P.; Included in Registrant's Form N-4, File No. 333-136598, Accession No. 0000950123-12-006364, filed on April 23, 2012, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000095012312006364/a59722bexv99w8xccy.htm](https://www.sec.gov/Archives/edgar/data/1074486/000095012312006364/a59722bexv99w8xccy.htm) |
| (bb) | Form of American Century Investment Services, Inc. Participation Agreement; Included in Registrant's Form N-6, File No. 333-150092, Accession Number 0000950123-12-006370 filed on April 23, 2012, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/832908/000095012312006370/a59859bexv99wx8yxjjy.htm](https://www.sec.gov/Archives/edgar/data/832908/000095012312006370/a59859bexv99wx8yxjjy.htm) | Form of American Century Investment Services, Inc. Participation Agreement; Included in Registrant's Form N-6, File No. 333-150092, Accession Number 0000950123-12-006370 filed on April 23, 2012, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/832908/000095012312006370/a59859bexv99wx8yxjjy.htm](https://www.sec.gov/Archives/edgar/data/832908/000095012312006370/a59859bexv99wx8yxjjy.htm) | Form of American Century Investment Services, Inc. Participation Agreement; Included in Registrant's Form N-6, File No. 333-150092, Accession Number 0000950123-12-006370 filed on April 23, 2012, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/832908/000095012312006370/a59859bexv99wx8yxjjy.htm](https://www.sec.gov/Archives/edgar/data/832908/000095012312006370/a59859bexv99wx8yxjjy.htm) |
| (cc) | Form of American Century Investment Services, Inc. Administrative Services Agreement; Included in Registrant's Form N-6, File No. 333-150092, Accession Number 0000950123-12-006370 filed on April 23, 2012, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/832908/000095012312006370/a59859bexv99wx8yxkky.htm](https://www.sec.gov/Archives/edgar/data/832908/000095012312006370/a59859bexv99wx8yxkky.htm) | Form of American Century Investment Services, Inc. Administrative Services Agreement; Included in Registrant's Form N-6, File No. 333-150092, Accession Number 0000950123-12-006370 filed on April 23, 2012, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/832908/000095012312006370/a59859bexv99wx8yxkky.htm](https://www.sec.gov/Archives/edgar/data/832908/000095012312006370/a59859bexv99wx8yxkky.htm) | Form of American Century Investment Services, Inc. Administrative Services Agreement; Included in Registrant's Form N-6, File No. 333-150092, Accession Number 0000950123-12-006370 filed on April 23, 2012, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/832908/000095012312006370/a59859bexv99wx8yxkky.htm](https://www.sec.gov/Archives/edgar/data/832908/000095012312006370/a59859bexv99wx8yxkky.htm) |
|  | (1) | (1) | First Amendment to Administrative Services Agreement; Included in Registrant's Form N-4, File No. 333-136598, Accession No. 0001193125-12-503073, filed on December 14, 2012, and incorporated by reference  |

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---

| | | |
|:---|:---|:---|
|  |  | herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000119312512503073/d438123dex998ee1.htm](https://www.sec.gov/Archives/edgar/data/1074486/000119312512503073/d438123dex998ee1.htm) |
| (dd) | Participation Agreement with Janus Aspen Series; Included in Registrant's Form N-6, File No. 333-118913, Accession Number 0000892569-07-000444 filed on April 16, 2007, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/832908/000089256907000444/a23397a1exv99wx8yxky.htm](https://www.sec.gov/Archives/edgar/data/832908/000089256907000444/a23397a1exv99wx8yxky.htm) | Participation Agreement with Janus Aspen Series; Included in Registrant's Form N-6, File No. 333-118913, Accession Number 0000892569-07-000444 filed on April 16, 2007, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/832908/000089256907000444/a23397a1exv99wx8yxky.htm](https://www.sec.gov/Archives/edgar/data/832908/000089256907000444/a23397a1exv99wx8yxky.htm) |
|  | (1) | First Amendment to Participation Agreement; Included in Registrant's Form N-4, File No. 333-136598, Accession No. 0001193125-12-503073, filed on December 14, 2012, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000119312512503073/d438123dex998ff1.htm](https://www.sec.gov/Archives/edgar/data/1074486/000119312512503073/d438123dex998ff1.htm) |
|  | (2) | Second Amendment to Participation Agreement; included in Registrant's Form N-4, File No 333-185329, Accession No. 0001193125-15-135037 filed on April 17, 2015, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000119312515135037/d833347dex998ff2.htm](https://www.sec.gov/Archives/edgar/data/1074486/000119312515135037/d833347dex998ff2.htm) |
| (ee) | Distribution and Shareholder Service Agreement with Janus Distributors LLC; Included in Registrant's Form N-6, File No. 333-118913, Accession Number 0000892569-07-000444 filed on April 16, 2007, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/832908/000089256907000444/a23397a1exv99wx8yxly.htm](https://www.sec.gov/Archives/edgar/data/832908/000089256907000444/a23397a1exv99wx8yxly.htm) | Distribution and Shareholder Service Agreement with Janus Distributors LLC; Included in Registrant's Form N-6, File No. 333-118913, Accession Number 0000892569-07-000444 filed on April 16, 2007, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/832908/000089256907000444/a23397a1exv99wx8yxly.htm](https://www.sec.gov/Archives/edgar/data/832908/000089256907000444/a23397a1exv99wx8yxly.htm) |
|  | (1) | First Amendment to Distribution and Shareholder Services Agreement; Included in Registrant's Form N-4, File No. 333-185329, Accession No. 0001104659-17-024849 filed on April 20, 2017, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000110465917024849/a17-7685_1ex99d8dgg1.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465917024849/a17-7685_1ex99d8dgg1.htm) |
| (ff) | Administrative Services Agreement with Janus Capital Management LLC; Included in Registrant's Form N-6, File No. 333-118913, Accession Number 0000892569-07-000444 filed on April 16, 2007, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/832908/000089256907000444/a23397a1exv99wx8yxmy.htm](https://www.sec.gov/Archives/edgar/data/832908/000089256907000444/a23397a1exv99wx8yxmy.htm) | Administrative Services Agreement with Janus Capital Management LLC; Included in Registrant's Form N-6, File No. 333-118913, Accession Number 0000892569-07-000444 filed on April 16, 2007, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/832908/000089256907000444/a23397a1exv99wx8yxmy.htm](https://www.sec.gov/Archives/edgar/data/832908/000089256907000444/a23397a1exv99wx8yxmy.htm) |
| (gg) | Form of Lord Abbett Series Fund, Inc. Fund Participation Agreement; Included in Registrant's Form N-4, File No. 333-168284, Accession No. 0000950123-10-067409 filed on July 23, 2010, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000095012310067409/a56357exv99w8xxy.htm](https://www.sec.gov/Archives/edgar/data/935823/000095012310067409/a56357exv99w8xxy.htm) | Form of Lord Abbett Series Fund, Inc. Fund Participation Agreement; Included in Registrant's Form N-4, File No. 333-168284, Accession No. 0000950123-10-067409 filed on July 23, 2010, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000095012310067409/a56357exv99w8xxy.htm](https://www.sec.gov/Archives/edgar/data/935823/000095012310067409/a56357exv99w8xxy.htm) |
| (hh) | Form of Lord Abbett Series Fund, Inc. Service Agreement; Included in Registrant's Form N-4, File No. 333-168284, Accession No. 0000950123-10-067409 filed on July 23, 2010, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000095012310067409/a56357exv99w8xyy.htm](https://www.sec.gov/Archives/edgar/data/935823/000095012310067409/a56357exv99w8xyy.htm) | Form of Lord Abbett Series Fund, Inc. Service Agreement; Included in Registrant's Form N-4, File No. 333-168284, Accession No. 0000950123-10-067409 filed on July 23, 2010, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000095012310067409/a56357exv99w8xyy.htm](https://www.sec.gov/Archives/edgar/data/935823/000095012310067409/a56357exv99w8xyy.htm) |
| (ii) | Form of Lord Abbett Series Fund, Inc. Administrative Services Agreement; Included in Registrant's Form N-4, File No. 333-168284, Accession No. 0000950123-10-067409 filed on July 23, 2010, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000095012310067409/a56357exv99w8xzy.htm](https://www.sec.gov/Archives/edgar/data/935823/000095012310067409/a56357exv99w8xzy.htm) | Form of Lord Abbett Series Fund, Inc. Administrative Services Agreement; Included in Registrant's Form N-4, File No. 333-168284, Accession No. 0000950123-10-067409 filed on July 23, 2010, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/935823/000095012310067409/a56357exv99w8xzy.htm](https://www.sec.gov/Archives/edgar/data/935823/000095012310067409/a56357exv99w8xzy.htm) |
| (jj) | Form of Lord Abbett Series Fund, Inc. Support Payment Agreement; Included in Registrant's Form N-4, File No. 333-136598, Accession No. 0001193125-12-503073, filed on December 14, 2012, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000119312512503073/d438123dex998ll.htm](https://www.sec.gov/Archives/edgar/data/1074486/000119312512503073/d438123dex998ll.htm) | Form of Lord Abbett Series Fund, Inc. Support Payment Agreement; Included in Registrant's Form N-4, File No. 333-136598, Accession No. 0001193125-12-503073, filed on December 14, 2012, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000119312512503073/d438123dex998ll.htm](https://www.sec.gov/Archives/edgar/data/1074486/000119312512503073/d438123dex998ll.htm) |

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(1) First Amendment to Support Payment Agreement; Included in Registrant's Form
N-4, File No. 333-136598, Accession No. 0001193125-12-503073, filed on December 14, 2012, and incorporated
by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000119312512503073/d438123dex998ll1.htm](https://www.sec.gov/Archives/edgar/data/1074486/000119312512503073/d438123dex998ll1.htm)

(kk) Participation Agreement with Van Eck Worldwide Insurance Trust;
Included in Registrant's Form N-6, File No. 033-21754, Accession No. 0000892569-05-000254 filed on
April 19, 2005, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/832908/000089256905000254/a05877a1exv99wx8yxqy.htm](https://www.sec.gov/Archives/edgar/data/832908/000089256905000254/a05877a1exv99wx8yxqy.htm)

(1) First
Amendment to Fund Participation and Service Agreement; included in Registrant's Form N-4, File No.
333-185329, Accession No. 0001193125-14-148940, filed on April 18, 2014, and incorporated by reference
herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000119312514148940/d655362dex998nn1.htm](https://www.sec.gov/Archives/edgar/data/1074486/000119312514148940/d655362dex998nn1.htm)

(ll) Fund Participation and Service Agreement with American Funds;
Included in Registrant's Form N-4, File No. 333-185329, Accession No. 0001193125-13-399546 filed on
October 15, 2013, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000119312513399546/d609127dex998nn.htm](https://www.sec.gov/Archives/edgar/data/1074486/000119312513399546/d609127dex998nn.htm)

(1) First
Amendment to Fund Participation and Service Agreement; included in Registrant's Form N-4, File No.
333-185329, Accession No. 0001193125-14-148940, filed on April 18, 2014, and incorporated by reference
herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000119312514148940/d655362dex998nn1.htm](https://www.sec.gov/Archives/edgar/data/1074486/000119312514148940/d655362dex998nn1.htm)

(2) Second
Amendment to Fund Participation and Service Agreement; included in Registrant's Form N-4, File No 333-185329,
Accession No. 0001193125-15-135037 filed on April 17, 2015, and incorporated by reference herein. This
exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000119312515135037/d833347dex998nn2.htm](https://www.sec.gov/Archives/edgar/data/1074486/000119312515135037/d833347dex998nn2.htm)

(3) Third
Amendment to Fund Participation and Service Agreement; Included in Registrant's Form N-4, File No.
333-185329, Accession No. 0001193125-15-346484 filed October 19, 2015, and incorporated by reference
herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000119312515346484/d45884dex998nn3.htm](https://www.sec.gov/Archives/edgar/data/1074486/000119312515346484/d45884dex998nn3.htm)

(4) Fourth
Amendment to Fund Participation and Service Agreement; Filed as part of the Registration Statement on
Form N-6 via EDGAR on May 9, 2019, File No. 333-231308, Accession Number 0001104659-19-028107, and incorporated
by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/832908/000110465919028107/a19-9292_1ex99d8kk4.htm](https://www.sec.gov/Archives/edgar/data/832908/000110465919028107/a19-9292_1ex99d8kk4.htm)

(5) Fifth
Amendment to Fund Participation and Service Agreement; Included in the Registrant's Form N-4; File
No. 333-240071 Accession No. 0001104659-20-112015 filed on October 5, 2020, and incorporated by reference
herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000110465920112015/a20-32163_1ex99d8u5.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465920112015/a20-32163_1ex99d8u5.htm)

(mm) Business Agreement with American Funds; Included in Registrant's
Form N-4, File No. 333-185329, Accession No. 0001193125-13-399546 filed on October 15, 2013, and incorporated
by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000119312513399546/d609127dex998oo.htm](https://www.sec.gov/Archives/edgar/data/1074486/000119312513399546/d609127dex998oo.htm)

(nn) Participation Agreement with Ivy Funds Variable Insurance
Portfolios; included in Registrant's Form N-4, File No. 333-185329, Accession No. 0001193125-14-148940,
filed on April 18, 2014, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000119312514148940/d655362dex998pp.htm](https://www.sec.gov/Archives/edgar/data/1074486/000119312514148940/d655362dex998pp.htm)

------

(1) First Amendment to Participation Agreement; Included in Registrant's Form N-4,
File No. 333-185329, Accession No. 0001104659-17-024849 filed on April 20, 2017, and incorporated by
reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000110465917024849/a17-7685_1ex99d8dpp1.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465917024849/a17-7685_1ex99d8dpp1.htm)

(2) Second
Amendment to Participation Agreement; Included in Registrant's Form N-4, File No. 333-185329, Accession
No. 0001104659-17-024849 filed on April 20, 2017, and incorporated by reference herein. This exhibit
can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000110465917024849/a17-7685_1ex99d8dpp2.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465917024849/a17-7685_1ex99d8dpp2.htm)

(3) Third
Amendment to Participation Agreement; Included in Registrant's Form N-4, File No. 333-185329, Accession
No. 0001104659-18-075048 filed on December 28, 2018, and incorporated by reference herein. This exhibit
can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000110465918075048/a18-41643_1ex99dpp3.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465918075048/a18-41643_1ex99dpp3.htm)

(4) Fourth
Amendment to the Participation Agreement; Included in Registrant's Form N-4, File No. 333-185326, Accession
No. 0001104659-21-054355 filed on April 23, 2021, and incorporated by reference herein. This exhibit
can be found at [https://www.sec.gov/Archives/edgar/data/935823/000110465921054355/a21-3291_1ex99d8doo4.htm](https://www.sec.gov/Archives/edgar/data/935823/000110465921054355/a21-3291_1ex99d8doo4.htm)

(oo) Distribution Fee Agreement with JPMorgan Insurance Trust;
included in Registrant's Form N-4, File No 333-185329, Accession No. 0001193125-15-135037 filed on
April 17, 2015, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000119312515135037/d833347dex998qq.htm](https://www.sec.gov/Archives/edgar/data/1074486/000119312515135037/d833347dex998qq.htm)

(pp) Fund Participation Agreement with JPMorgan Insurance Trust;
Included in Registration Statement on Form N-4, File No. 333-122914, Accession No. 0000892569-05-000582,
filed on August 3, 2005, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000089256905000582/a09440a2exv99w8xdy.htm](https://www.sec.gov/Archives/edgar/data/1074486/000089256905000582/a09440a2exv99w8xdy.htm)

(1) First
Amendment to Fund Participation Agreement; included in Registrant's Form N-4, File No 333-185329, Accession
No. 0001193125-15-135037 filed on April 17, 2015, and incorporated by reference herein. This exhibit
can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000119312515135037/d833347dex998rr1.htm](https://www.sec.gov/Archives/edgar/data/1074486/000119312515135037/d833347dex998rr1.htm)

(qq) Supplemental Payment Agreement with JPMorgan Insurance Trust;
included in Registrant's Form N-4, File No 333-185329, Accession No. 0001193125-15-135037 filed on
April 17, 2015, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000119312515135037/d833347dex998ss.htm](https://www.sec.gov/Archives/edgar/data/1074486/000119312515135037/d833347dex998ss.htm)

(1) First
Amendment to the Supplemental Payment Agreement; included in Registrant's Form N-4, File No 333-185329,
Accession No. 0001193125-15-135037 filed on April 17, 2015, and incorporated by reference herein. This
exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000119312515135037/d833347dex998ss1.htm](https://www.sec.gov/Archives/edgar/data/1074486/000119312515135037/d833347dex998ss1.htm)

(2) Second
Amendment to the Supplemental Payment Agreement; included in Registrant's Form N-4, File No 333-185329,
Accession No. 0001193125-15-135037 filed on April 17, 2015, and incorporated by reference herein. This
exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000119312515135037/d833347dex998ss2.htm](https://www.sec.gov/Archives/edgar/data/1074486/000119312515135037/d833347dex998ss2.htm)

(3) Third
Amendment to Supplemental Payment Agreement; Included in Registrant's Form N-4, File No. 333-185329,
Accession No. 0001193125-15-346484 filed October 19, 2015, and incorporated by reference herein. This
exhibit can be found at

------

---

| | | |
|:---|:---|:---|
|  |  | [http://www.sec.gov/Archives/edgar/data/1074486/000119312515346484/d45884dex998tt3.htm](https://www.sec.gov/Archives/edgar/data/1074486/000119312515346484/d45884dex998tt3.htm) |
| (rr) | Distribution and Marketing Support Agreement (Amended and Restated) with BlackRock Variable Series Fund, Inc.; included in Registrant's Form N-4, File No 333-185329, Accession No. 0001193125-15-135037 filed on April 17, 2015, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000119312515135037/d833347dex998tt.htm](https://www.sec.gov/Archives/edgar/data/1074486/000119312515135037/d833347dex998tt.htm) | Distribution and Marketing Support Agreement (Amended and Restated) with BlackRock Variable Series Fund, Inc.; included in Registrant's Form N-4, File No 333-185329, Accession No. 0001193125-15-135037 filed on April 17, 2015, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000119312515135037/d833347dex998tt.htm](https://www.sec.gov/Archives/edgar/data/1074486/000119312515135037/d833347dex998tt.htm) |
| (ss) | Exhibit B to the Pacific Select Fund Participation Agreement; Included in Registrant's Form N-4, File No. 333-160773, Accession No. 0001193125-14-310483 filed August 15, 2014, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000119312514310483/d767575dex998qq.htm](https://www.sec.gov/Archives/edgar/data/1074486/000119312514310483/d767575dex998qq.htm) | Exhibit B to the Pacific Select Fund Participation Agreement; Included in Registrant's Form N-4, File No. 333-160773, Accession No. 0001193125-14-310483 filed August 15, 2014, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000119312514310483/d767575dex998qq.htm](https://www.sec.gov/Archives/edgar/data/1074486/000119312514310483/d767575dex998qq.htm) |
| (tt) | Participation Agreement with Legg Mason Partners III; Filed as Exhibit 8(p) of Post-Effective Amendment No. 9 to the Registration Statement on Form N-6 filed via EDGAR on April 16, 2007, File No. 333-118913, Accession No. 00000892569-07-000444, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/832908/000089256907000444/a23397a1exv99wx8yxpy.htm](https://www.sec.gov/Archives/edgar/data/832908/000089256907000444/a23397a1exv99wx8yxpy.htm) | Participation Agreement with Legg Mason Partners III; Filed as Exhibit 8(p) of Post-Effective Amendment No. 9 to the Registration Statement on Form N-6 filed via EDGAR on April 16, 2007, File No. 333-118913, Accession No. 00000892569-07-000444, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/832908/000089256907000444/a23397a1exv99wx8yxpy.htm](https://www.sec.gov/Archives/edgar/data/832908/000089256907000444/a23397a1exv99wx8yxpy.htm) |
|  | (1) | First Amendment to Participation Agreement; Included in Registrant's Form N-6, File No. 333-153085, Accession No. 0001193125-15-134899 filed April 17, 2015, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074487/000119312515134899/d832007dex998p1.htm](https://www.sec.gov/Archives/edgar/data/1074487/000119312515134899/d832007dex998p1.htm) |
|  | (2) | Second Amendment to Participation Agreement; Included in Registrant's Form N-4, File No. 333-185329, Accession No. 0001104659-17-024849 filed on April 20, 2017, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000110465917024849/a17-7685_1ex99d8dvv2.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465917024849/a17-7685_1ex99d8dvv2.htm) |
|  | (3) | Third Amendment to Participation Agreement; included in Registrant's Form N-4, File No. 333-185329, Accession No. 0001104659-20-048098 filed on April 17, 2020, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000110465920048098/a20-10851_1ex99d8vv3.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465920048098/a20-10851_1ex99d8vv3.htm) |
|  | (4) | Fourth Amendment to Participation Agreement; included in Registrant's Form N-4, File No. 333-185329, Accession No. 0001104659-20-048098 filed on April 17, 2020, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000110465920048098/a20-10851_1ex99d8vv4.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465920048098/a20-10851_1ex99d8vv4.htm) |
|  | (5) | Fifth Amendment to Participation Agreement; Included in the Registrant's Form N-4; File No. 333-240071 Accession No. 0001104659-20-112015 filed on October 5, 2020, and incorporated by reference herein. This exhibit can be found at [https://www.sec.gov/Archives/edgar/data/1074486/000110465920112015/a20-32163_1ex99d8z5.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465920112015/a20-32163_1ex99d8z5.htm) |
| (uu) | Service Agreement with Legg Mason Investor Services, LLC; Filed as Exhibit 8(q) of Post-Effective Amendment No. 9 to the Registration Statement on Form N-6 filed via EDGAR on April 16, 2007, File No. 333-118913, Accession No. 00000892569-07-000444, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/832908/000089256907000444/a23397a1exv99wx8yxqy.htm](https://www.sec.gov/Archives/edgar/data/832908/000089256907000444/a23397a1exv99wx8yxqy.htm) | Service Agreement with Legg Mason Investor Services, LLC; Filed as Exhibit 8(q) of Post-Effective Amendment No. 9 to the Registration Statement on Form N-6 filed via EDGAR on April 16, 2007, File No. 333-118913, Accession No. 00000892569-07-000444, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/832908/000089256907000444/a23397a1exv99wx8yxqy.htm](https://www.sec.gov/Archives/edgar/data/832908/000089256907000444/a23397a1exv99wx8yxqy.htm) |
|  | (1) | First Amendment to Service Agreement; Included in Registrant's Form N-6, File No. 333-153085, Accession No. 0001193125-15-134899 filed April 17, 2015, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074487/000119312515134899/d832007dex998q1.htm](https://www.sec.gov/Archives/edgar/data/1074487/000119312515134899/d832007dex998q1.htm) |
|  | (2) | Second Amendment to Service Agreement; Included in Registrant's Form N-6, File No. 333-153085, Accession No. 0001193125-15-134899 filed April 17, 2015, and incorporated by reference herein. This  |

---

------

---

| | | |
|:---|:---|:---|
|  |  | exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074487/000119312515134899/d832007dex998q2.htm](https://www.sec.gov/Archives/edgar/data/1074487/000119312515134899/d832007dex998q2.htm) |
|  | (3) | Third Amendment to Service Agreement; Included in Registrant's Form N-6, File No. 333-153085, Accession No. 0001193125-15-304372 filed August 27, 2015, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074487/000119312515304372/d35811dex998q3.htm](https://www.sec.gov/Archives/edgar/data/1074487/000119312515304372/d35811dex998q3.htm) |
|  | (4) | Fourth Amendment to Service Agreement; included in Registrant's Form N-4, File No. 333-185329, Accession No. 0001104659-20-048098 filed on April 17, 2020, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000110465920048098/a20-10851_1ex99d8ww4.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465920048098/a20-10851_1ex99d8ww4.htm) |
|  | (5) | Fifth Amendment to Service Agreement; included in Registrant's Form N-4, File No. 333-185329, Accession No. 0001104659-20-048098 filed on April 17, 2020, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000110465920048098/a20-10851_1ex99d8ww5.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465920048098/a20-10851_1ex99d8ww5.htm) |
|  | (6) | Sixth Amendment to Service Agreement; Included in the Registrant's Form N-4; File No. 333-240071 Accession No. 0001104659-20-112015 filed on October 5, 2020, and incorporated by reference herein. This exhibit can be found at [https://www.sec.gov/Archives/edgar/data/1074486/000110465920112015/a20-32163_1ex99d8aa6.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465920112015/a20-32163_1ex99d8aa6.htm) |
| (vv) | Participation Agreement with Neuberger Berman; Filed as part of the Registration Statement on Form N-6 via EDGAR on April 19, 2013, File No. 333-153085, Accession Number 0000950123-13-002386, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074487/000095012313002386/a30100bexv99w8xrry.htm](https://www.sec.gov/Archives/edgar/data/1074487/000095012313002386/a30100bexv99w8xrry.htm) | Participation Agreement with Neuberger Berman; Filed as part of the Registration Statement on Form N-6 via EDGAR on April 19, 2013, File No. 333-153085, Accession Number 0000950123-13-002386, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074487/000095012313002386/a30100bexv99w8xrry.htm](https://www.sec.gov/Archives/edgar/data/1074487/000095012313002386/a30100bexv99w8xrry.htm) |
|  | (1) | First Amendment to Participation Agreement; Included in Registrant's Form N-6, File No. 333-153085, Accession No. 0001193125-15-304372 filed August 27, 2015, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074487/000119312515304372/d35811dex998rr1.htm](https://www.sec.gov/Archives/edgar/data/1074487/000119312515304372/d35811dex998rr1.htm) |
| (ww) | Administrative Services Agreement with Neuberger Berman; Filed as part of the Registration Statement on Form N-6 via EDGAR on April 19, 2013, File No. 333-153085, Accession Number 0000950123-13-002386, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074487/000095012313002386/a30100bexv99w8xssy.htm](https://www.sec.gov/Archives/edgar/data/1074487/000095012313002386/a30100bexv99w8xssy.htm) | Administrative Services Agreement with Neuberger Berman; Filed as part of the Registration Statement on Form N-6 via EDGAR on April 19, 2013, File No. 333-153085, Accession Number 0000950123-13-002386, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074487/000095012313002386/a30100bexv99w8xssy.htm](https://www.sec.gov/Archives/edgar/data/1074487/000095012313002386/a30100bexv99w8xssy.htm) |
| (xx) | Distribution and Administrative Services Agreement (Amended and Restated) with Neuberger Berman; Included in Registrant's Form N-6, File No. 333-153085, Accession No. 0001193125-15-304372 filed August 27, 2015, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074487/000119312515304372/d35811dex998yy.htm](https://www.sec.gov/Archives/edgar/data/1074487/000119312515304372/d35811dex998yy.htm) | Distribution and Administrative Services Agreement (Amended and Restated) with Neuberger Berman; Included in Registrant's Form N-6, File No. 333-153085, Accession No. 0001193125-15-304372 filed August 27, 2015, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074487/000119312515304372/d35811dex998yy.htm](https://www.sec.gov/Archives/edgar/data/1074487/000119312515304372/d35811dex998yy.htm) |
| (yy) | Revenue Sharing Agreement with Oppenheimer; Filed as part of the Registration Statement on Form N-6 via EDGAR on December 13, 2013, File No. 333-153085, Accession Number 0001193125-13-473131, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074487/000119312513473131/d642373dex998vv.htm](https://www.sec.gov/Archives/edgar/data/1074487/000119312513473131/d642373dex998vv.htm) | Revenue Sharing Agreement with Oppenheimer; Filed as part of the Registration Statement on Form N-6 via EDGAR on December 13, 2013, File No. 333-153085, Accession Number 0001193125-13-473131, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074487/000119312513473131/d642373dex998vv.htm](https://www.sec.gov/Archives/edgar/data/1074487/000119312513473131/d642373dex998vv.htm) |
| (zz) | Participation Agreement with Oppenheimer; Filed as part of the Registration Statement on Form N-6 via EDGAR on December 13, 2013, File No. 333-153085, Accession Number 0001193125-13-473131, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074487/000119312513473131/d642373dex998uu.htm](https://www.sec.gov/Archives/edgar/data/1074487/000119312513473131/d642373dex998uu.htm) | Participation Agreement with Oppenheimer; Filed as part of the Registration Statement on Form N-6 via EDGAR on December 13, 2013, File No. 333-153085, Accession Number 0001193125-13-473131, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074487/000119312513473131/d642373dex998uu.htm](https://www.sec.gov/Archives/edgar/data/1074487/000119312513473131/d642373dex998uu.htm) |

---

------

---

| | | | |
|:---|:---|:---|:---|
|  |  | (1) | First Amendment to Participation Agreement; Included in Registrant's Form N-6, File No. 333-153085, Accession No. 0001193125-15-134899 filed April 17, 2015, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074487/000119312515134899/d832007dex998uu1.htm](https://www.sec.gov/Archives/edgar/data/1074487/000119312515134899/d832007dex998uu1.htm) |
|  |  | (2) | Second Amendment to Participation Agreement; Included in Registrant's Form N-4, File No. 333-185329, Accession No. 0001193125-15-346484 filed October 19, 2015, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000119312515346484/d45884dex998bbb2.htm](https://www.sec.gov/Archives/edgar/data/1074486/000119312515346484/d45884dex998bbb2.htm) |
|  |  | (3) | Third Amendment to Participation Agreement; Included in Registrant's Form N-4, File No. 333-185329, Accession No. 0001104659-17-024849 filed on April 20, 2017, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000110465917024849/a17-7685_1ex99d8dbbb3.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465917024849/a17-7685_1ex99d8dbbb3.htm) |
|  | (aaa) | Revenue Sharing Agreement with Oppenheimer (Amended and Restated); Included in Registrant's Form N-4, File No. 333-185329, Accession No. 0001193125-15-346484 filed October 19, 2015, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000119312515346484/d45884dex998ccc.htm](https://www.sec.gov/Archives/edgar/data/1074486/000119312515346484/d45884dex998ccc.htm) | Revenue Sharing Agreement with Oppenheimer (Amended and Restated); Included in Registrant's Form N-4, File No. 333-185329, Accession No. 0001193125-15-346484 filed October 19, 2015, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000119312515346484/d45884dex998ccc.htm](https://www.sec.gov/Archives/edgar/data/1074486/000119312515346484/d45884dex998ccc.htm) |
|  | (bbb) | Distribution Sub-Agreement with BlackRock Variable Series Funds, Inc.; Included in Registrant's Form N-4, File No. 333-185329, Accession No. 0001104659-17-024849 filed on April 20, 2017, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000110465917024849/a17-7685_1ex99d8dddd.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465917024849/a17-7685_1ex99d8dddd.htm) | Distribution Sub-Agreement with BlackRock Variable Series Funds, Inc.; Included in Registrant's Form N-4, File No. 333-185329, Accession No. 0001104659-17-024849 filed on April 20, 2017, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000110465917024849/a17-7685_1ex99d8dddd.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465917024849/a17-7685_1ex99d8dddd.htm) |
|  | (ccc) | Administrative Services Agreement with Invesco Advisers, Inc.; Included in Registrant's Form N-4, File No. 333-185329, Accession No. 0001104659-17-024849 filed on April 20, 2017, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000110465917024849/a17-7685_1ex99d8deee.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465917024849/a17-7685_1ex99d8deee.htm) | Administrative Services Agreement with Invesco Advisers, Inc.; Included in Registrant's Form N-4, File No. 333-185329, Accession No. 0001104659-17-024849 filed on April 20, 2017, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000110465917024849/a17-7685_1ex99d8deee.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465917024849/a17-7685_1ex99d8deee.htm) |
|  | (ddd) | Financial Support Agreement with Invesco Distributors, Inc.; Included in Registrant's Form N-4, File No. 333-185329, Accession No. 0001104659-17-024849 filed on April 20, 2017, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000110465917024849/a17-7685_1ex99d8dfff.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465917024849/a17-7685_1ex99d8dfff.htm) | Financial Support Agreement with Invesco Distributors, Inc.; Included in Registrant's Form N-4, File No. 333-185329, Accession No. 0001104659-17-024849 filed on April 20, 2017, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000110465917024849/a17-7685_1ex99d8dfff.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465917024849/a17-7685_1ex99d8dfff.htm) |
|  | (eee) | Distribution and/or Service (12b-1) Fee Agreement with Legg Mason Investor Services, LLC; Included in Registrant's Form N-4, File No. 333-185329, Accession No. 0001104659-17-024849 filed on April 20, 2017, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000110465917024849/a17-7685_1ex99d8dggg.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465917024849/a17-7685_1ex99d8dggg.htm) | Distribution and/or Service (12b-1) Fee Agreement with Legg Mason Investor Services, LLC; Included in Registrant's Form N-4, File No. 333-185329, Accession No. 0001104659-17-024849 filed on April 20, 2017, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000110465917024849/a17-7685_1ex99d8dggg.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465917024849/a17-7685_1ex99d8dggg.htm) |
|  | (fff) | Selling Agreement with PIMCO Variable Insurance Trust; Included in Registrant's Form N-4, File No. 333-185329, Accession No. 0001104659-18-075048 filed on December 28, 2018, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000110465918075048/a18-41643_1ex99dhhh.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465918075048/a18-41643_1ex99dhhh.htm) | Selling Agreement with PIMCO Variable Insurance Trust; Included in Registrant's Form N-4, File No. 333-185329, Accession No. 0001104659-18-075048 filed on December 28, 2018, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000110465918075048/a18-41643_1ex99dhhh.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465918075048/a18-41643_1ex99dhhh.htm) |
|  | (ggg) | Service Agreement with PIMCO Variable Insurance Trust; Included in Registrant's Form N-4, File No. 333-185329, Accession No. 0001104659-18-075048 filed on December 28, 2018, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000110465918075048/a18-41643_1ex99diii.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465918075048/a18-41643_1ex99diii.htm) | Service Agreement with PIMCO Variable Insurance Trust; Included in Registrant's Form N-4, File No. 333-185329, Accession No. 0001104659-18-075048 filed on December 28, 2018, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000110465918075048/a18-41643_1ex99diii.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465918075048/a18-41643_1ex99diii.htm) |
| (9) | **Administrative Contracts** | **Administrative Contracts** | **Administrative Contracts** |
|  | Inapplicable | Inapplicable | Inapplicable |

---

------

---

| | |
|:---|:---|
| (10) | **Other Material Contracts** |
|  | Inapplicable |
| (11) | **Legal Opinion** |
|  | Opinion and Consent of legal officer of Pacific Life & Annuity Company as to the legality of Contracts being registered included in Registration Statement on Form N-4, File No. 333-261004, Accession No. 0001104659-21-137793 filed on November 12, 2021, and incorporated by reference herein. This exhibit can be found at [http://www.sec.gov/Archives/edgar/data/1074486/000110465921137793/a21-32394_1ex99d11.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465921137793/a21-32394_1ex99d11.htm) |
| (12) | **Other Opinions** |
|  | [Consent of Independent Registered Public Accounting Firm](tm2526887d12_ex99-x12.htm#v_001) and [Consent of Independent Auditors](tm2526887d12_ex99-x12.htm#v_002) |
| (13) | **Omitted Financial Statements** |
|  | Inapplicable |
| (14) | **Initial Capital Agreements** |
|  | Inapplicable |
| (15) | **Powers of Attorney** <br>included in Registrant's Form N-4, File No. 333-287425, Accession No.0001104659-25-1075644, filed on August 8, 2025, and incorporated by reference herein. This exhibit can be found at [https://www.sec.gov/Archives/edgar/data/1094010/000110465925075644/tm2522121d1_ex99-xo.htm](https://www.sec.gov/Archives/edgar/data/1094010/000110465925075644/tm2522121d1_ex99-xo.htm) |
| (16) | **Form of Initial Summary Prospectus;** <br>Included in Registrant's Form N-4, File No. 333-261004, Accession No. 0001104659-25-039304, filed on April 25, 2025, and incorporated by reference herein. This exhibit can be found at: [https://www.sec.gov/Archives/edgar/data/1074486/000110465925039304/tm255223d1_ex99-x16.htm](https://www.sec.gov/Archives/edgar/data/1074486/000110465925039304/tm255223d1_ex99-x16.htm) |
|  | EX-101.SCH XBRL TAXONOMY EXTENSION SCHEMA |
|  | EX-101.DEF XBRL TAXONOMY EXTENSION DEFINITION LINKBASE |
|  | EX-101.LAB XBRL TAXONOMY EXTENSION LABEL LINKBASE |
|  | EX-101.PRE XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE |

---

#### Item 28. Directors and Officers of Pacific Life & Annuity Company

---

| | |
|:---|:---|
| **Name and Address** | &nbsp;&nbsp;&nbsp;**Positions and Offices with Pacific Life & Annuity Company** |
| Darryl D. Button | Director, Chairman, President, Chief Executive Officer |
| Vibhu R. Sharma | Director, Executive Vice President and Chief Financial Officer |
| Jason Orlandi | Director, Executive Vice President and General Counsel |
| Dawn M. Behnke | Director and Executive Vice President |
| Carol J. Krosky | Senior Vice President and Chief Accounting Officer |
| Starla C. Yamauchi | Vice President and Secretary |
| Craig W. Leslie | Senior Vice President and Treasurer |

---

The address for each of the persons listed above is as follows:

------

700 Newport Center Drive Newport Beach, California 92660

#### Item 29. Persons Controlled by or Under Common Control with Pacific Life & Annuity Company or Separate Account A
The following is an explanation of the organization chart of Pacific Life & Annuity Company's subsidiaries:

#### PACIFIC LIFE & ANNUITY COMPANY, SUBSIDIARIES & AFFILIATED

#### ENTERPRISES LEGAL STRUCTURE
Pacific Life & Annuity Company is an Arizona Stock Life Insurance Company wholly-owned by Pacific Life Insurance Company (a Nebraska Stock Life Insurance Company) which is wholly-owned by Pacific LifeCorp (a Delaware Stock Holding Company) which is, in turn, 100% owned by Pacific Mutual Holding Company (a Nebraska Mutual Insurance Holding Company).

#### Item 30. Indemnification
&nbsp;&nbsp;&nbsp;&nbsp;(a) The Distribution Agreement between Pacific Life Insurance Company, Pacific Life & Annuity Company (collectively referred to as "Pacific Life") and Pacific Select Distributors, LLC (PSD) provides substantially as follows:

Pacific Life shall indemnify and hold harmless PSD and PSD's officers, directors, agents, controlling persons, employees, subsidiaries and affiliates for all attorneys' fees, litigation expenses, costs, losses, claims, judgments, settlements, fines, penalties, damages, and liabilities incurred as the direct or indirect result of: (i) negligent, dishonest, fraudulent, unlawful, or criminal acts, statements, or omissions by Pacific Life or its employees, agents, officers, or directors; (ii) Pacific Life's breach of this Agreement; (iii) Pacific Life's failure to comply with any statute, rule, or regulation; (iv) a claim or dispute between Pacific Life and a Broker/Dealer (including its Representatives) and/or a Contract owner. Pacific Life shall not be required to indemnify or hold harmless PSD for expenses, losses, claims, damages, or liabilities that result from PSD's misfeasance, bad faith, negligence, willful misconduct or wrongful act.

PSD shall indemnify and hold harmless Pacific Life and Pacific Life's officers, directors, agents, controlling persons, employees, subsidiaries and affiliates for all attorneys' fees, litigation expenses, costs, losses, claims, judgments, settlements, fines, penalties, damages and liabilities incurred as the direct or indirect result of: (i) PSD's breach of this Agreement; and/or (ii) PSD's failure to comply with any statute, rule, or regulation. PSD shall not be required to indemnify or hold harmless Pacific Life for expenses, losses, claims, damages, or liabilities that have resulted from Pacific Life's willful misfeasance, bad faith, negligence, willful misconduct or wrongful act.

&nbsp;&nbsp;&nbsp;&nbsp;(b) The Form of Selling Agreement between Pacific Life & Annuity Company, Pacific Select Distributors, LLC (PSD) and Various Broker-Dealers and Agency (Selling Entities) provides substantially as follows:

Pacific Life & Annuity Company and PSD agree to indemnify and hold harmless Selling Entities, their officers, directors, agents and employees, against any and all losses, claims, damages, or liabilities to which they may become subject under the Securities Act, the Exchange Act, the Investment Company Act of 1940, or other federal or state statutory law or regulation, at common law or otherwise, insofar as such losses, claims, damages or liabilities (or actions in respect thereof) arise out of or are based upon any untrue statement or alleged untrue statement of a material fact or any omission or alleged omission to state a material fact required to be stated or necessary to make the statements made not misleading in the registration statement for the Contracts or for the shares of Pacific Select Fund (the "Fund") filed pursuant to the Securities Act, or any prospectus included as a part thereof, as from time to time amended and supplemented, or in any advertisement or sales literature provided by Pacific Life & Annuity Company and PSD.

Selling Entities agree to, jointly and severally, hold harmless and indemnify Pacific Life & Annuity Company and PSD and any of their respective affiliates, employees, officers, agents and directors (collectively, "Indemnified Persons") against any and all claims, liabilities and expenses (including, without limitation, losses occasioned by any rescission of any Contract pursuant to a "free look" provision or by any return of initial purchase payment in connection with an incomplete application), including, without limitation, reasonable attorneys' fees and expenses and any loss attributable to the investment experience under a Contract, that any Indemnified Person may incur from liabilities resulting or arising out of or based upon (a) any untrue or alleged untrue statement other than statements contained in the registration statement or prospectus relating to any Contract, (b)(i) any inaccurate or misleading, or allegedly inaccurate or misleading sales material used in connection with any marketing or solicitation relating to any Contract, other than sales material provided preprinted by Pacific Life & Annuity Company or PSD, and (ii) any use of any sales material that either has not been specifically approved in writing by Pacific Life & Annuity Company or PSD or that, although previously approved in writing by Pacific Life & Annuity Company or PSD, has been disapproved, in writing by either of them, for further use, or (c) any act or omission of a Subagent, director, officer or employee of Selling Entities, including, without limitation, any failure of Selling Entities or any Subagent to be

------

registered as required as a broker/dealer under the 1934 Act, or licensed in accordance with the rules of any applicable SRO or insurance regulator.

&nbsp;&nbsp;&nbsp;&nbsp;(c) Insofar as indemnification for liabilities arising under the Securities Act of 1933 ("Act") may be permitted to directors, officers or persons controlling Pacific Life pursuant to the foregoing provisions, Pacific Life has been informed that in the opinion of the Securities and Exchange Commission such indemnification is against public policy as expressed in the Act and is, therefore, unenforceable. In the event that a claim for indemnification against such liabilities (other than the payment by the registrant of expenses incurred or paid by a director, officer or controlling person of the registrant in the successful defense of any action, suit or proceeding) is asserted by such director, officer or controlling person in connection with the securities being registered, the registrant will, unless in the opinion of its counsel the matter has been settled by controlling precedent, submit to a court of appropriate jurisdiction the question whether such indemnification by it is against public policy as expressed in the Act and will be governed by the final adjudication of such issue.

#### Item 31. Principal Underwriters
(a) PSD
also acts as principal underwriter for Pacific Life Insurance Company, on its own behalf and on behalf
of its Separate Account I, Separate Account A, Separate Account B, Pacific Select Variable Annuity Separate
Account, Pacific Corinthian Variable Separate Account, Pacific Select Exec Separate Account, Pacific
COLI Separate Account, Pacific COLI Separate Account II, Pacific COLI Separate Account III, Pacific COLI
Separate Account IV, Pacific COLI Separate Account V, Pacific COLI Separate Account VI, Pacific COLI
Separate Account X, Pacific COLI Separate Account XI, Pacific Select Separate Account, and Pacific Life &
Annuity Company, on its own behalf and on behalf of its Separate Account A, Pacific Select Exec Separate
Account, and Separate Account I.

(b) For information regarding PSD, reference is made to Form B-D, SEC File No. 8-15264,
which is herein incorporated by reference. This exhibit can be
found at http://brokercheck.finra.org/firm/summary/4452

(c) PSD retains no compensation or net discounts or commissions
from the Registrant.

#### Item 32. Location of Accounts and Records
The accounts, books and other documents required to be maintained by Registrant pursuant to Section 31(a) of the Investment Company Act of 1940 and the rules under that section will be maintained by Pacific Life Insurance Company at 700 Newport Center Drive, Newport Beach, California 92660.

#### Item 33. Management Services
Inapplicable

#### Item 34. Fee Representation
REPRESENTATION PURSUANT TO SECTION 26(f) OF THE INVESTMENT COMPANY ACT OF 1940: Pacific Life & Annuity Company and the sponsoring insurance company of the Registrant represent that the fees and charges to be deducted under the Variable Annuity Contract ("Contract") described in the prospectus contained in this registration statement are, in the aggregate, reasonable in relation to the services rendered, the expenses expected to be incurred, and the risks assumed in connection with the Contract.

Additional Representations

The Registrant and its Depositor are relying upon American Council of Life Insurance, SEC No-Action Letter, SEC Ref. No. 1P-6-88 (November 28, 1988) with respect to annuity contracts offered as funding vehicles for retirement plans meeting the requirements of Section 403(b) of the Internal Revenue Code, and the provisions of paragraphs (1)-(4) of this letter have been complied with.

------

#### SIGNATURES
Pursuant to the requirements of the Securities Act of 1933 and the Investment Company Act of 1940, the Registrant certifies that it meets the requirements of Securities Act Rule 485(b) for effectiveness of this Registration Statement and has caused this Post-Effective Amendment No. 9 to the Registration Statement on Form N-4 to be signed on its behalf by the undersigned thereunto duly authorized in the City of Newport Beach, and the State of California on this 9<sup>th</sup> day of October, 2025.

---

| | |
|:---|:---|
| SEPARATE ACCOUNT A | SEPARATE ACCOUNT A |
| (Registrant) | (Registrant) |
|  | PACIFIC LIFE & ANNUITY COMPANY |
| By: |  |
|  | Darryl D. Button\* |
|  | Director, Chairman, President, Chief Executive Officer |
|  | PACIFIC LIFE & ANNUITY COMPANY |
|  | (Depositor) |
| By: |  |
|  | Darryl D. Button \* |
|  | Director, Chairman, President, Chief Executive Officer |

---

Pursuant to the requirements of the Securities Act of 1933, this Post-Effective Amendment No. 9 to the Registration Statement has been signed below by the following persons in the capacities and on the dates indicated:

---

| | | | |
|:---|:---|:---|:---|
| **Signature** | **Signature** | **Title** | **Date** |
|  |  | Director, Chairman, President, Chief Executive Officer | October 9, 2025 |
| Darryl D. Button\* | Darryl D. Button\* | Director, Chairman, President, Chief Executive Officer |  |
|  |  | Director, Executive Vice President and Chief Financial Officer | October 9, 2025 |
| Vibhu R. Sharma\* | Vibhu R. Sharma\* | Director, Executive Vice President and Chief Financial Officer |  |
|  |  | Director, Executive Vice President and General Counsel | October 9, 2025 |
| Jason Orlandi\* | Jason Orlandi\* | Director, Executive Vice President and General Counsel |  |
|  |  | Vice President and Secretary | October 9, 2025 |
| Starla C. Yamauchi\* | Starla C. Yamauchi\* | Vice President and Secretary |  |
|  |  | Senior Vice President and Chief Accounting Officer | October 9, 2025 |
| Carol J. Krosky\* | Carol J. Krosky\* | Senior Vice President and Chief Accounting Officer |  |
|  |  | Executive Vice President | October 9, 2025 |
| Dawn M. Behnke\* | Dawn M. Behnke\* | Executive Vice President |  |
|  |  | Senior Vice President and Treasurer | October 9, 2025 |
| Craig W. Leslie\* | Craig W. Leslie\* | Senior Vice President and Treasurer |  |
| \*By: | /s/ ALISON RYAN |  | October 9, 2025 |
|  | Alison Ryan |  |  |
|  | as attorney-in-fact |  |  |

---

<br> [(Powers of Attorney are contained in Registrant's Form N-4 File No. 333-287425, Accession Number 0001104659-25-075644 filed on August 8, 2025, as Exhibit (p)).](https://www.sec.gov/Archives/edgar/data/1094010/000110465925075644/tm2522121d1_ex99-xp.htm)

------

## Ex-99.(12)

**Exhibit 99.(12)**

**CONSENT OF THE INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM**

We consent to the incorporation by reference in this Post-Effective Amendment to Registration Statement No. 333-261004 on Form N-4 of our report dated March 12, 2025, relating to the financial statements and financial highlights for each of the variable accounts of Separate Account A of Pacific Life & Annuity Company for the year ended December 31, 2024, incorporated by reference in the Statement of Additional Information, which is incorporated by reference in such Registration Statement and to the reference to us under the heading "Independent Registered Public Accounting Firm and Independent Auditors" in the Statement of Additional Information, which is incorporated by reference in such Registration Statement.

/s/ DELOITTE & TOUCHE LLP

Costa Mesa, California<br> Ocotber 9, 2025

**CONSENT** **OF INDEPENDENT AUDITORS**

We consent to the incorporation by reference in this Post-Effective Amendment to the Registration Statement No. 333-261004 on Form N-4 of our report dated March 28, 2025 related to the statutory-basis financial statements of Pacific Life & Annuity Company as of December 31, 2024 and 2023, and for each of the three years in the period ended December 31, 2024, incorporated by reference in the Statement of Additional Information, which is incorporated by reference in such Registration Statement, and to the reference to us under the heading "Independent Registered Public Accounting Firm and Independent Auditors" in the Statement of Additional Information, which is incorporated by reference in such Registration Statement.

/s/ DELOITTE & TOUCHE LLP

Costa Mesa, California

October 9, 2025