# EDGAR Filing Document

**Accession Number:** 0001658638
**File Stem:** 0001213900-25-119995
**Filing Date:** 2025-12
**Character Count:** 4393331
**Document Hash:** 3013aa14306b0e6ba297269d2071e905
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001213900-25-119995.hdr.sgml**: 20251210

**ACCESSION NUMBER**: 0001213900-25-119995

**CONFORMED SUBMISSION TYPE**: ABS-15G

**PUBLIC DOCUMENT COUNT**: 56

**CONFORMED PERIOD OF REPORT**: 20251210

**ITEM INFORMATION**: Findings and Conclusions of the Third Party Due Diligence Provider Obtained by the Issuer

**FILED AS OF DATE**: 20251210

**DATE AS OF CHANGE**: 20251210

**ABS RULE**: RULE-15GA2

**REGISTERED ENTITY**: N

**ABS ASSET CLASS**: Residential mortgages - Prime

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Onslow Bay Funding LLC
- **CENTRAL INDEX KEY:** 0001658638

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act
- **SEC FILE NUMBER:** 025-02419
- **FILM NUMBER:** 251561521

**BUSINESS ADDRESS:**
- **STREET 1:** 751 W. 4TH STREET
- **STREET 2:** SUITE 404
- **CITY:** WINSTON-SALEM
- **STATE:** NC
- **ZIP:** 27101
- **BUSINESS PHONE:** (336) 464-9503

**MAIL ADDRESS:**
- **STREET 1:** 751 W. 4TH STREET
- **STREET 2:** SUITE 404
- **CITY:** WINSTON-SALEM
- **STATE:** NC
- **ZIP:** 27101
**DEPOSITOR**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Onslow Bay Funding LLC
- **CENTRAL INDEX KEY:** 0001658638

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act

**BUSINESS ADDRESS:**
- **STREET 1:** 751 W. 4TH STREET
- **STREET 2:** SUITE 404
- **CITY:** WINSTON-SALEM
- **STATE:** NC
- **ZIP:** 27101
- **BUSINESS PHONE:** (336) 464-9503

**MAIL ADDRESS:**
- **STREET 1:** 751 W. 4TH STREET
- **STREET 2:** SUITE 404
- **CITY:** WINSTON-SALEM
- **STATE:** NC
- **ZIP:** 27101
**SECURITIZER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Onslow Bay Funding LLC
- **CENTRAL INDEX KEY:** 0001658638

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act
- **SEC FILE NUMBER:** 025-02419

**BUSINESS ADDRESS:**
- **STREET 1:** 751 W. 4TH STREET
- **STREET 2:** SUITE 404
- **CITY:** WINSTON-SALEM
- **STATE:** NC
- **ZIP:** 27101
- **BUSINESS PHONE:** (336) 464-9503

**MAIL ADDRESS:**
- **STREET 1:** 751 W. 4TH STREET
- **STREET 2:** SUITE 404
- **CITY:** WINSTON-SALEM
- **STATE:** NC
- **ZIP:** 27101

**UNITED STATES<br> SECURITIES AND EXCHANGE COMMISSION<br> Washington, D.C. 20549<br>FORM ABS-15G<br>ASSET-BACKED SECURITIZER<br> REPORT PURSUANT TO SECTION 15G OF<br> THE SECURITIES EXCHANGE ACT OF 1934**

**<u>Onslow Bay Funding LLC</u>**

Check the appropriate box to indicate the filing obligation which this form is intended to satisfy:

☐ Rule 15Ga-1 under the Exchange Act (17 CFR 240.15Ga-1) for the reporting period______________ to _________________

Date of Report (Date of earliest event reported) __________________

Commission File Number of securitizer: __________________

Central Index Key Number of securitizer:__________________

Name and telephone number, including area code, of the person to contact in connection with this filing

Indicate by check mark whether the securitizer has no activity to report for the initial period pursuant to Rule 15Ga-1(c)(l) ☐

Indicate by check mark whether the securitizer has no activity to report for the quarterly period pursuant to Rule 15Ga-1(c)(2)(i) ☐

Indicate by check mark whether the securitizer has no activity to report for the annual period pursuant to Rule 15Ga-1(c)(2)(ii) ☐

☒ Rule 15Ga-2 under the Exchange Act (17 CFR 240.15Ga-2)

Central Index Key Number of depositor: 0001658638

<u>OBX 2025-NQM23 Trust</u><br> (Exact name of issuing entity as specified in its charter)

Central Index Key Number of issuing entity (if applicable): _______________

Central Index Key Number of underwriter (if applicable): ________________

Michael Fania, (212) 696-0100

Name and telephone number, including area code, of the person to contact in connection with this filing

**PART I: REPRESENTATION AND WARRANTY INFORMATION**

Item 1.01 Initial Filing of Rule l5Ga-1 Representations and Warranties Disclosure

Not Applicable

Item 1.02 Periodic Filing of Rule l5Ga-1 Representations and Warranties Disclosure

Not Applicable

Item 1.03 Notice of Termination of Duty to File Reports under Rule l5Ga-1

Not Applicable

**PART II – FINDINGS AND CONCLUSIONS OF THIRD-PARTY DUE DILIGENCE REPORTS**

**Item 2.01 Findings and Conclusions of a Third Party Due Diligence Report Obtained by the Issuer**

The disclosures required by Rule 15Ga-2 (17 CFR 240.15Ga-2) are attached as Exhibits to this Form ABS-15G. Please see the Exhibit Index for the related information.

EXHIBIT INDEX

99.01 [AMC Diligence, LLC ()"**AMC**") Narrative](ea026910901_ex99-1.htm)

&nbsp;&nbsp;&nbsp;&nbsp;1. [AMC Rating Agency Grades Report](ea026910901_ex99-1sch1.htm)

&nbsp;&nbsp;&nbsp;&nbsp;2. [AMC Exception Grades Report](ea026910901_ex99-1sch2.htm)

&nbsp;&nbsp;&nbsp;&nbsp;3. [AMC Valuation Summary Report](ea026910901_ex99-1sch3.htm)

&nbsp;&nbsp;&nbsp;&nbsp;4. [AMC Supplemental Data Report](ea026910901_ex99-1sch4.htm)

&nbsp;&nbsp;&nbsp;&nbsp;5. [AMC Business Purpose Report](ea026910901_ex99-1sch5.htm)

&nbsp;&nbsp;&nbsp;&nbsp;6. [AMC Data Compare Report](ea026910901_ex99-1sch6.htm)

&nbsp;&nbsp;&nbsp;&nbsp;7. [AMC Valuation Data Report](ea026910901_ex99-1sch7.htm)

&nbsp;&nbsp;&nbsp;&nbsp;8. [AMC Multi-Property Report](ea026910901_ex99-1sch8.htm)

&nbsp;&nbsp;&nbsp;&nbsp;9. [AMC Multi-Property Units Report](ea026910901_ex99-1sch9.htm)

&nbsp;&nbsp;&nbsp;&nbsp;10. [AMC Multi-Property Valuation Report](ea026910901_ex99-1sch10.htm)

99.02 [Canopy Financial Technology Partners LLC ()"**Canopy**") Narrative](ea026910901_ex99-2.htm)

&nbsp;&nbsp;&nbsp;&nbsp;1. [Canopy Supplemental Data Report](ea026910901_ex99-2sch1.htm)

&nbsp;&nbsp;&nbsp;&nbsp;2. [Canopy Business Purpose Report](ea026910901_ex99-2sch2.htm)

&nbsp;&nbsp;&nbsp;&nbsp;3. [Canopy Rating Agency Grades Summary Report](ea026910901_ex99-2sch3.htm)

&nbsp;&nbsp;&nbsp;&nbsp;4. [Canopy Rating Agency Grades Detail Report](ea026910901_ex99-2sch4.htm)

&nbsp;&nbsp;&nbsp;&nbsp;5. [Canopy Valuation Report](ea026910901_ex99-2sch5.htm)

&nbsp;&nbsp;&nbsp;&nbsp;6. [Canopy ATR or QM Report](ea026910901_ex99-2sch6.htm)

&nbsp;&nbsp;&nbsp;&nbsp;7. [Canopy Data Compare Report](ea026910901_ex99-2sch7.htm)

99.03 [Consolidated Analytics, Inc. ()"**CA**") Narrative](ea026910901_ex99-3.htm)

&nbsp;&nbsp;&nbsp;&nbsp;1. [CA Due Diligence Standard Report](ea026910901_ex99-3sch1.htm)

&nbsp;&nbsp;&nbsp;&nbsp;2. [CA Valuations Report](ea026910901_ex99-3sch2.htm)

&nbsp;&nbsp;&nbsp;&nbsp;3. [CA Supplemental Report](ea026910901_ex99-3sch3.htm)

&nbsp;&nbsp;&nbsp;&nbsp;4. [CA Rating Agency Grades Summary Report](ea026910901_ex99-3sch4.htm)

&nbsp;&nbsp;&nbsp;&nbsp;5. [CA Data Compare Report](ea026910901_ex99-3sch5.htm)

99.04 [Evolve Mortgage Services ()"**Evolve**") Narrative](ea026910901_ex99-4.htm)

&nbsp;&nbsp;&nbsp;&nbsp;1. [Evolve Rating Agency Grades Report](ea026910901_ex99-4sch1.htm)

&nbsp;&nbsp;&nbsp;&nbsp;2. [Evolve Exception Detail Report](ea026910901_ex99-4sch2.htm)

&nbsp;&nbsp;&nbsp;&nbsp;3. [Evolve Valuation Report](ea026910901_ex99-4sch3.htm)

&nbsp;&nbsp;&nbsp;&nbsp;4. [Evolve Data Compare Report](ea026910901_ex99-4sch4.htm)

&nbsp;&nbsp;&nbsp;&nbsp;5. [Evolve QM ATR Data Report](ea026910901_ex99-4sch5.htm)

&nbsp;&nbsp;&nbsp;&nbsp;6. [Evolve Additional Data Report](ea026910901_ex99-4sch6.htm)

&nbsp;&nbsp;&nbsp;&nbsp;7. [Evolve Business Purpose Report](ea026910901_ex99-4sch7.htm)

99.05 [Maxwell Diligence Solutions, LLC ()"**Maxwell**") Narrative](ea026910901_ex99-5.htm)

&nbsp;&nbsp;&nbsp;&nbsp;1. [Maxwell Standard Exceptions Report](ea026910901_ex99-5sch1.htm)

&nbsp;&nbsp;&nbsp;&nbsp;2. [Maxwell Grading Report](ea026910901_ex99-5sch2.htm)

&nbsp;&nbsp;&nbsp;&nbsp;3. [Maxwell Valuation Report](ea026910901_ex99-5sch3.htm)

&nbsp;&nbsp;&nbsp;&nbsp;4. [Maxwell Supplemental Data Report](ea026910901_ex99-5sch4.htm)

&nbsp;&nbsp;&nbsp;&nbsp;5. [Maxwell Business Purpose Report](ea026910901_ex99-5sch5.htm)

&nbsp;&nbsp;&nbsp;&nbsp;6. [Maxwell Data Compare Report](ea026910901_ex99-5sch6.htm)

**SIGNATURES**

Pursuant to the requirements of the Securities Exchange Act of 1934, the reporting entity has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

---

| | | |
|:---|:---|:---|
|  | **ONSLOW BAY FUNDING LLC** | **ONSLOW BAY FUNDING LLC** |
|  | /s/ Michael Fania | /s/ Michael Fania |
| Date: December 10, 2025 | Name: | Michael Fania |
|  | Title: | Authorized Signatory |

---

## Exhibit 99.1

**Exhibit 99.1**

![](ex99-01_001.jpg)

**EXECUTIVE SUMMARY**

**DESCRIPTION OF SERVICES**

**(1) Type of assets that were reviewed.**

AMC Diligence, LLC ("AMC") performed the due diligence services described below (the "Review") on residential mortgage loans originated by multiple correspondent lenders and acquired directly on a mini-bulk basis by Onslow Bay Financial LLC (the "Client"). AMC performed the Review either (i) directly for Client on mortgage loan files provided by Client to AMC, or (ii) for third parties on mortgage loan files provided by such parties to AMC with results of such Review conveyed to the Client via reliance letter. The Review (including the Review related to reliance letter loans) was conducted from August 2022 through November 2025 on mortgage loans with origination dates from August 2022 through October 2025.

**(2) Sample size of the assets reviewed.**

The total population of the Review covered 663 mortgage loans totaling an aggregate original principal balance of approximately $318.345 million.

**(3) Determination of the sample size and computation.**

The Review was conducted consistent with the criteria for the nationally recognized statistical rating organizations, NRSRO(s), identified above.

**(4) Quality or integrity of information or data about the assets: review and methodology.**

AMC compared data fields on the bid tape provided by the Client to the data found in the actual mortgage loan file as captured by AMC. This comparison, when data was available (please note that not all fields were available for all loans during the Review) and relevant for the Scope in question, included the following data fields:

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;# of Units | &nbsp;&nbsp;Investor: Qualifying Total Debt Ratio | &nbsp;&nbsp;Originator Application Date |
| &nbsp;&nbsp;Amortization Type | &nbsp;&nbsp;Lien Position | &nbsp;&nbsp;PMI Coverage % |
| &nbsp;&nbsp;Borrower First Name | &nbsp;&nbsp;LTV Valuation Value | &nbsp;&nbsp;Property Type |
| &nbsp;&nbsp;Borrower Last Name | &nbsp;&nbsp;Maturity Date | &nbsp;&nbsp;Purpose |
| &nbsp;&nbsp;Borrower SSN | &nbsp;&nbsp;Mortgage Type | &nbsp;&nbsp;Refi Purpose |
| &nbsp;&nbsp;City | &nbsp;&nbsp;Note Date | &nbsp;&nbsp;Representative FICO |
| &nbsp;&nbsp;Coborrower First Name | &nbsp;&nbsp;Occupancy | &nbsp;&nbsp;State |
| &nbsp;&nbsp;Coborrower Last Name | &nbsp;&nbsp;Original CLTV | &nbsp;&nbsp;Street |
| &nbsp;&nbsp;Coborrower SSN | &nbsp;&nbsp;Original Interest Rate | &nbsp;&nbsp;Subject Debt Service Coverage Ratio |
| &nbsp;&nbsp;Contract Sales Price | &nbsp;&nbsp;Original Loan Amount | &nbsp;&nbsp;Zip |
| &nbsp;&nbsp;First Payment Date | &nbsp;&nbsp;Original LTV |  |
| &nbsp;&nbsp;Has FTHB | &nbsp;&nbsp;Original Term |  |

---

**(5) Origination of the assets and conformity to stated underwriting or credit extension guidelines, standards, criteria or other requirements: review and methodology.**

**<u>CREDIT SCOPE (336 Mortgage Loans):</u>**

AMC reviewed asset origination to determine conformity to the stated underwriting or credit extension guidelines, standards, criteria or other requirements, including, as applicable, the Ability to Repay and Qualified Mortgage requirements described below, that were provided to AMC. When applicable, a review of the mortgage loan file to the Automated Underwriting System output within the mortgage loan file was also performed.

**Credit Application:** For the Credit Application, AMC verified that the application: (i) was signed by all listed borrowers, (ii) was substantially filled out, (iii) contained all known borrower-owned properties on the Real Estate Owned section 2, and (iv) included the borrower's employment history.

1 \| P a g e

![](ex99-01_001.jpg)

**Credit Report:** AMC's review included confirming that a credit report, that met guideline requirements, was present for each borrower and that such borrower's credit profile adhered to the guidelines. In order to make this determination, AMC: (i) captured the monthly consumer debt payments for use in relevant calculations, (ii) noted and researched the Real Estate Owned and fraud alerts, and (iii) gathered liabilities listed on the credit report to be included in the debt to income ratio as appropriate.

**Employment and Income:** AMC determined whether applicable supporting employment and income documentation required by the guidelines, and as applicable Appendix Q or ATR, was present in the mortgage loan file and where possible, wasn't fraudulent. This documentation was used to verify whether the income used to qualify the mortgage loan was calculated in accordance with the guidelines and may have included items such as: (i) verbal or written verification of employment, (ii) pay stubs, (iii) W-2 forms, (iv) tax returns, (v) financial statements, (vi) IRS tax transcripts, and (vii) bank statements.

**Asset Review:** AMC assessed whether the asset documentation required by the guidelines, and as applicable, Appendix Q or ATR, was present in the mortgage loan file. Utilizing this documentation, AMC completed a review of the reserve calculation and any large deposits. Documentation verifying assets for down payment, closing costs, prepaid items and reserves may have included: (i) verification-of-deposit ("VOD(s)"), (ii) depository account statements, (iii) stock or security account statements, (iv) gift funds, (v) escrow or earnest money deposits, and (vi) settlement statements or other evidence of conveyance and transfer of funds (if a sale of assets was involved).

**Hazard/Flood Insurance/Taxes:** A review of the insurance present on the mortgage loan was also performed by AMC. During the course of this review, AMC (i) verified that the hazard insurance met the minimum required amount of coverage in the guidelines, (ii) confirmed that the mortgage clause listed the lender's name and "its successors and assigns,", (iii) confirmed that the premium amount on both the hazard and flood insurance matched what was used in the DTI calculations, (iv) reviewed the tax certificate to verify and compare monthly escrows used to calculate DTI matched and that taxes were current, (v) confirmed that the flood certification was for the correct borrower, property, lender and mortgage loan number and was a "Life of Loan" certification, and (vi) completed other property specific items including (a) for condominium properties, confirming that the blanket policy met the minimum amount of coverage in the guidelines and (b) for properties in a flood zone per the flood certification, confirming that flood insurance met guideline requirements and met the minimum required amount of coverage in the guidelines.

**DU/LP Review:** When provided and appropriate, AMC verified that DU findings included an approved/ineligible decision where required by the guidelines. However, all mortgage loans are manually underwritten with documentation requirements determined by the guidelines and not AUS findings.

**Occupancy Review:** AMC confirmed the property occupancy is consistent with the mortgage loan approval and borrowers' application disclosure based solely on information contained in the mortgage loan file and any fraud report obtained in connection with the mortgage loan.

**Guideline Review:** During the course of the review, AMC confirmed the mortgage loan was originated in accordance with required guidelines by reviewing conformity of mortgage loan, transaction type, and borrower characteristics to stated guidelines. Mortgage characteristics examined included (i) DTI of the borrower, (ii) the LTV/TLTV/HTLTV, (iii) the credit score for each borrower, (iv) asset reserves of the borrower, (v) property type, (vi) property usage, and (vii) other property specific items including for condominium or cooperative properties, assessing whether the condominium or cooperative project adheres to required guidelines.

**Fraud Review:** AMC reviewed fraud report results in each mortgage loan file, to the extent present, in conjunction with source documents found in the mortgage loan file to assess the likelihood of any misrepresentations associated with the origination of the mortgage loan. If the mortgage loan file did not contain a fraud report and the counterparty did not produce one, AMC conditioned the mortgage loan for the missing fraud report product.

If a report was present, AMC reviewed the report for (i) any name variations for the borrowers, (ii) any social security number variations for the borrowers, (iii) any potential occupancy issues based on the borrower's address history, (iv) any noted employment issues, and (v) any additional consumers associated with the borrower's profile. If any findings were noted, AMC confirmed that such findings and/or variations were addressed by the originator in the origination of the asset or that such red flag issues were fully addressed via mortgage loan documentation provided.

2 \| P a g e

![](ex99-01_001.jpg)

**Title Review:** AMC's review included a review of the chain of title and the duration of ownership by the seller or borrower (whichever is applicable) satisfied the guidelines. Included in this review was a verification of whether the appropriate vestee was on the title documentation (if a purchase, the seller; if a refinance, the borrower) and that the title commitment addressed issues such as assessments; covenants, conditions and restrictions; access problems; vicinity of property to military airports; prior leases; court orders/divorce decrees; public probate issues; foreclosures; bankruptcies; judgment liens; state and federal tax liens; environmental liens, and oil/gas leases.

**Additional Review of Mortgage Loan File:** AMC also reviewed the closing documents to ensure that the mortgage loan file information is complete, accurate, and contains consistent documentation. Included in the portion of the review are items such as reviewing for (i) evidence of primary mortgage insurance, (ii) if the property is located in an area that was listed as a FEMA disaster zone post origination, (iii) the presence of loan modification documents, and (iv) general conformity to Fannie Mae or Freddie Mac approved formats at the time of origination.

**(6) Value of collateral securing the assets: review and methodology.**

AMC's review included a review of the valuation materials utilized during the origination of the loan and in confirming the value of the underlying property. AMC's review included verifying the appraisal report was (i) on the appropriate GSE form, (ii) materially complete, (iii) in conformity with the guideline requirements for the property type in question, (iv) completed by an appraiser that was actively licensed to perform the valuation, (v) completed such that the named client on the appraisal report is the lender or a related entity that is permitted to engage the lender per Title XI of FIRREA, (vi) made and signed prior to the final approval of the mortgage loan application, (vii) completed and dated within the guideline requirements, and (viii) made on an "as is" basis or provides satisfactory evidence of completion of all material conditions including all inspections, licenses, and certificates (including certificates of occupancy) to be made or issued with respect to all occupied portions of the mortgaged property and with respect to the use and occupancy of the same, have been made or obtained from the appropriate authorities.

With regard to the use of comparable properties, AMC's review (i) captured the relative comparable data (gross and net adjustments, sale dates and distance from subject property) and ensured that such comparable properties are within standard appraisal guidelines, (ii) confirmed the property value and square footage of the subject property was bracketed by comparable properties, (iii) verified that comparable properties used are similar in size, style, and location to the subject, and (iv) checked for the reasonableness of adjustments when reconciling value between the subject property and comparable properties.

Other aspects of AMC's review included (i) verifying that the address matched the mortgage note, (ii) verifying that the appraisal and the policies and procedures with regard to appraisal, including the appropriate level of review, when originating the mortgage loan, were followed, (iii) noting whether the property zip code was declared a FEMA disaster area after the valuation date and notifying the Client of same, (iv) confirming the appraisal report does not include any apparent environmental problems, (v) confirming the appraisal notes the current use of the property is legal or legal non-conforming (grandfathered), (vi) reviewing pictures to ensure (a) that the property is in average or better condition and any repairs are noted where required and (b) that the subject property is the one for which the valuation was ordered and that there are no negative external factors; and (vii) confirming that the value product that was used as part of the origination decision was directly accessible to AMC. If more than one valuation was provided, AMC confirmed consistency among the valuation products and if there were discrepancies that could not be resolved, AMC created an exception.

**(7) Compliance of the originator of the assets with federal, state and local laws and regulations: review and methodology.**

**<u>COMPLIANCE SCOPE (336 Mortgage Loans):</u>**

Please be advised that AMC did not make a determination as to whether the mortgage loans complied with federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated below. There can be no assurance that the Review uncovered all relevant factors relating to the origination of the mortgage loans, their compliance with applicable law and regulations and the original appraisals relating to the mortgaged properties or uncovered all relevant factors that could affect the future performance of the mortgage loans. Furthermore, the findings reached by AMC are dependent upon its receiving complete and accurate data regarding the mortgage loans from mortgage loan originators and other third parties upon which AMC is relying in reaching such findings.

3 \| P a g e

![](ex99-01_001.jpg)

Please be further advised that AMC does not employ personnel who are licensed to practice law in the various jurisdictions, and the findings set forth in the reports prepared by AMC do not constitute legal advice or opinions. They are recommendations or conclusions based on information provided to AMC. Information contained in any AMC report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the report based on certain factors, including the facts and circumstances of an individual mortgage loan. All final decisions as to whether to purchase or enter into a transaction related to any individual mortgage loan or the mortgage loans in the aggregate, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such mortgage loan or mortgage loans, shall be made solely by the Client, or other agreed upon party, that has engaged AMC to prepare its reports pursuant to its instructions and guidelines. The Client, or other agreed upon party, acknowledges and agrees that the scoring models applied by AMC are designed to identify potential risk and the Client, or other agreed upon party, assumes sole responsibility for determining the suitability of the information for its particular use. AMC does not make any representation or warranty as to the value of any mortgage loan or mortgage loan's collateral that has been reviewed by AMC.

AMC reviewed each mortgage loan to determine, as applicable, to the extent possible and subject to the caveats below, whether the mortgage loan complies with:

**<u>FOR APPLICATION DATES BEFORE JANUARY 10, 2014</u>**

**(I) Federal Truth in Lending Act ("TILA"), as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below:**

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Rescission (§1026.23):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) failure to provide the right of rescission notice;

ii) failure to provide the right of rescission notice in a timely manner and to the correct consumer(s);

iii) errors in the right of rescission notice;

iv) failure to provide the correct form of right of rescission notice;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) failure to provide the three (3) business day rescission period; and

vi) any material disclosure violation on a rescindable loan that gives rise to the right of rescission under TILA, which means the required disclosures of the annual percentage rate, the finance charge, the amount financed, the total of payments, the payment schedule, the HOEPA disclosures;

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>TIL Disclosure (§§1026.17, 18 and 19) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review and comparison of the initial and final TIL disclosures, and any re-disclosed TIL(s);

ii) proper execution by all required parties;

iii) principal and interest calculations, and proper completion of the interest rate and payment summary; and

iv) timing of initial and re-disclosed TIL(s);

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Tolerances (§§1026.18, 22 and 23):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) inaccurate Annual Percentage Rate (APR) outside of applicable tolerance by comparing disclosed APR to
re-calculated APR; and

ii) inaccurate Finance Charge outside of applicable tolerance by comparing disclosed Finance Charge to re-calculated Finance Charge;

&nbsp;&nbsp;&nbsp;&nbsp;d) <u>High-cost Mortgage (§§1026.31, 32 and 33):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) points and fees threshold test;

ii) APR threshold test;

iii) prepayment penalty test; and

iv) compliance with the disclosure requirements, limitation on terms and prohibited acts or practices in connection with a high-cost mortgage;

&nbsp;&nbsp;&nbsp;&nbsp;e) <u>Higher-priced Mortgage Loan (§1026.35):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) APR threshold test; and

ii) compliance with the escrow account and appraisal requirements;

**(II) Federal Real Estate Settlement Procedures Act ("RESPA"), as implemented by Regulation X, 12 C.F.R. Part 1024, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Good Faith Estimate (GFE) (§1024.7) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of the current GFE form in effect at the time of origination;

ii) verify GFE was provided to the borrower(s) within three (3) business days of application;

iii) verify all sections of the GFE were accurately completed and that information was reflected in the appropriate locations;

4 \| P a g e

![](ex99-01_001.jpg)

iv) determine whether a valid and properly documented changed circumstance accompanies any changes to loan terms and/or fees on any revised GFEs over the applicable tolerance(s); and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm the presence of a settlement service provider list, as applicable.

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Final HUD-1/A Settlement Statement (HUD) (§1024.8) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm current applicable HUD form was provided;

ii) determination that the loan file contains the final HUD;

iii) escrow deposit on the final HUD matches the initial escrow statement amount; and

iv) verify all sections of the final HUD were accurately completed and that information was reflected in the appropriate locations.

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>GFE and Final HUD Comparison (§1024.7) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review changes disclosed on the last GFE provided to the borrower(s) to determine that such changes were
within the allowed tolerances;

ii) confirm loan terms and fees disclosed on the third page of the final HUD accurately reflect how such items were disclosed on the referenced GFE, page 2 of the final HUD and loan documents; and

iii) review any documented cure of a tolerance violation to determine that the proper reimbursement was made and a revised HUD was provided at or within 30 days of settlement.

&nbsp;&nbsp;&nbsp;&nbsp;d) <u>Additional RESPA/Regulation X Disclosures and Requirements (§1024.6, 15, 17, 20, and 33):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of the Servicing Disclosure Statement form in the loan file;

ii) verify the Servicing Disclosure Statement was provided to the borrower(s) within three (3) business days of application;

iii) confirm the presence of the Special Information Booklet in the loan file or that the loan file contains documentary evidence that the disclosure was provided to the borrower;

iv) confirm the Special Information Booklet was provided within three (3) business days of application;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm the presence of the Affiliated Business Arrangement Disclosure in the loan file in the event the
lender has affiliated business arrangements;

vi) confirm the Affiliated Business Arrangement Disclosure was provided no later than three (3) business days of application;

vii) confirm the Affiliated Business Arrangement Disclosure is executed; and

viii) confirm the presence of the Initial Escrow Disclosure Statement in the loan file and proper timing.

**(III) The disclosure requirements and prohibitions of Section 50(a)(6), Article XVI of the Texas Constitution and associated regulations;**

**(IV) The disclosure requirements and prohibitions of state, county and municipal laws and ordinances with respect to "high-cost" loans, "covered" loans, "higher-priced" loans, "home" loans or any other similarly designated loan as defined under such authorities, or subject to any other laws that were enacted to combat predatory lending, as may have been amended from time to time;**

**(V) Federal and state specific late charge and prepayment penalty provisions;**

**(VI) Document Review**

AMC reviewed each mortgage loan file and verified if the following documents, if applicable, for the Review scope in question at the time of review, were included in the file and if the data on these documents was consistent:

&nbsp;&nbsp;&nbsp;&nbsp;▪ Initial application (1003);

&nbsp;&nbsp;&nbsp;&nbsp;▪ Final application (1003);

&nbsp;&nbsp;&nbsp;&nbsp;▪ Note;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Appraisal;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Sales contract;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Title/Preliminary Title;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Initial TIL;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Final TIL;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Final HUD-1;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Initial and final GFE's;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Right of Rescission Disclosure;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Mortgage/Deed of Trust;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Mortgage Insurance;

5 \| P a g e

![](ex99-01_001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;▪ Tangible Net Benefit Disclosure;

&nbsp;&nbsp;&nbsp;&nbsp;▪ FACTA disclosures; and

&nbsp;&nbsp;&nbsp;&nbsp;▪ Certain other disclosures related to the enumerated
tests set forth herein.

**<u>FOR APPLICATION DATES ON OR AFTER JANUARY 10, 2014</u>**

For mortgage loans with application dates on or after January 10, 2014 additional compliance testing was applicable and conducted by AMC. Testing during this period included all items as referenced in the **FOR APPLICATION DATES BEFORE JANUARY 10, 2014** section above plus:

**(VII) Federal Truth in Lending Act ("TILA"), as implemented by Regulation Z, 12 C.F.R. Part 1026 testing included:**

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>With respect to brokered loans, the Prohibitions and Restrictions related to Loan Originator Compensation and Steering (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review relevant documentation to determine if compensation to a Loan Originator was based on a term of
the transaction;

ii) review relevant document to determine if there was dual compensation; and

iii) review the presence of the loan option disclosure and to determine if the Steering Safe Harbor provisions were satisfied.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(1) Note: Where available, AMC reviewed the relevant documents in the loan file and, as necessary, attempted
to obtain the loan originator compensation agreement and/or governing policies and procedures of the loan originator. In the absence of
the loan originator compensation agreement and/or governing policies and procedures, AMC's review was limited to formal general
statements of entity compliance provided by the loan originator, if any. These statements, for example, were in the form of a letter signed
by the seller correspondent/loan originator or representations in the mortgage loan purchase agreement between the Client and seller correspondent;

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Homeownership counseling (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the creditor obtained proof of homeownership counseling in connection with a loan to a first
time homebuyer that contains a negative amortization feature;

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Mandatory Arbitration Clauses (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the terms of the loan require arbitration or any other non-judicial procedure to resolve
any controversy or settle any claims arising out of the transaction;

&nbsp;&nbsp;&nbsp;&nbsp;d) <u>Prohibition on Financing Credit Insurance (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the creditor financed, directly or indirectly, any premiums or fees for credit insurance;
and

&nbsp;&nbsp;&nbsp;&nbsp;e) <u>Nationwide Mortgage Licensing System (NMLS) & Registry ID on Loan Documents (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review for presence of loan originator organization and individual loan originator name and NMLSR ID,
as applicable, on the credit application, note or loan contract, security instrument, Loan Estimate and Closing Disclosure; and

ii) verify the data against the NMLSR database, as available.

**(VIII) Federal Real Estate Settlement Procedures Act ("RESPA"), as implemented by Regulation X, 12 C.F.R. Part 1024, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Additional RESPA/Regulation X Disclosures and Requirements (§1024.6, 15, 17, 20, and 33):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm that the creditor provided the borrower a list of homeownership counseling organizations within
three (3) business days of application; and

ii) confirm that the list of homeownership counseling organizations was obtained no earlier than 30 days prior to when the list was provided to the loan applicant.

**(IX) Sections 1411 and 1412 of the Dodd-Frank Wall Street Reform and Consumer Protection Act ("Dodd-Frank") amending TILA, as implemented by Regulation Z, 12 C.F.R. 1026.43, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;a) The general Ability to Repay (ATR) underwriting standards (12 C.F.R. 1026.43(c));

&nbsp;&nbsp;&nbsp;&nbsp;b) Refinancing of non-standard mortgages (12 C.F.R. 1026.43(d));

&nbsp;&nbsp;&nbsp;&nbsp;c) Qualified Mortgages (QM) (12 C.F.R. 1026.43(e) (including qualified mortgages as separately defined by
the Department of Housing and Urban Development (24 C.F.R. 201 and 203 et seq.), and the Department of Veterans Affairs (38 C.F.R. Part
36 et seq.); and

&nbsp;&nbsp;&nbsp;&nbsp;d) Balloon-payment qualified mortgages made by certain creditors (12 C.F.R. 1026.43(f)).

6 \| P a g e

![](ex99-01_001.jpg)

AMC reviews applicable loans for compliance with the ATR and QM rule requirements based upon each loan's originator designation (Safe Harbor QM, Higher-priced QM, Temporary SHQM, Temporary HPQM, Non-QM, Exempt from ATR). AMC determines the loan's status under the ATR or QM rule requirements and assigns a due diligence loan designation. Generally, AMC notes as a material exception if the due diligence findings do not confirm the originator's loan designation. Additionally, AMC notes if an originator loan designation was not provided.

 

*<u>Qualified Mortgage</u>*

With respect to QM (Safe Harbor and Higher-priced) designated loans, AMC reviews the loan to determine whether, based on available information in the loan file: (i) the loan contains risky loan features and terms (e.g. an interest only feature or negative amortization), (ii) the "points and fees" exceed the applicable QM threshold, (iii) the monthly payment was calculated appropriately, (iv) the creditor considered and verified income or assets at or before consummation, (v) the creditor appropriately considered debt obligations, alimony and child support, and (vi) at the time of consummation, if the debt-to-income ratio exceeds 43% (calculated in accordance with Appendix Q to Regulation Z). This portion of the Review includes a recalculation of all income and liabilities with attention to the appropriate documentation of each source.

If a loan was designated as QM and identified as eligible for guarantee, purchase, or insurance by an applicable agency as permitted under the QM final rule, AMC reviews the loan to determine whether, based on available information in the loan file the loan satisfied (i), (ii) and (iii) in the preceding paragraph and reviews the Automated Underwriting System output within the file to confirm agency eligibility.

For each QM designated loan that satisfied the applicable requirements enumerated above, AMC then determines whether the loan is a Safe Harbor QM or Higher Priced QM by comparing the loan's actual annual percentage rate, as recalculated, to the applicable average prime offer rate plus a certain applicable percentage.

The Review also includes determining, as applicable, whether a loan is a qualified mortgage as defined by the Department of Housing and Urban Development (24 C.F.R. 201 and 203 et seq.), and the Department of Veterans Affairs (38 C.F.R. Part 36 et seq.).

For each QM designated loan that does not satisfy the applicable requirements enumerated above, AMC then determines whether the loan complies with the ATR rule consideration and verification requirements and provides a due diligence designation of Non-QM compliant or non-compliant.

 

*<u>General Ability to Repay</u>*

AMC reviews the loan to determine whether, based on available information in the loan file, the creditor considered, as applicable, the following eight underwriting factors, and verified such information using reasonably reliable third-party records, at or before consummation: (i) the consumer's current or reasonably expected income or assets, (ii) if the creditor relied on income from the consumer's employment in determining repayment ability, the consumer's current employment status; (iii) the consumer's monthly payment; (iv) the consumer's monthly payment on any simultaneous loan that the creditor knows or has reason to know will be made; (v) the consumer's monthly payment for mortgage-related obligations; (vi) the consumer's current debt obligations, alimony, and child support; (vii) the consumer's monthly debt-to-income ratio or residual income; and (viii) the consumer's credit history. This portion of the Review also focuses on full recalculation of income and debts, as well as the documentation provided to support each item used in originator's determination of the ability to repay.

 

*Note*: for loans designated as QM – agency eligible, AMC will not review for compliance with the requirements of Appendix Q or General Ability to Repay.

AMC reviews loans to determine their conformity with the ATR/QM factors above, and is not rendering an independent assessment or opinion, warranting or representing that a loan will be deemed to conform to Safe Harbor, Rebuttable Presumption, ATR or other status based on any additional or revised factors that may be considered by legislative, regulatory, administrative or judicial authorities ("Authorities"). AMC does not represent or warrant that the factors for which it is reviewing the loans constitute all of the factors and/or criteria that Authorities may consider in determining the status of a loan. AMC's review is based on information contained in the loan file at the time it is provided to AMC to review, and only reflects information as of that point in time.

7 \| P a g e

![](ex99-01_001.jpg)

**(X) The Equal Credit Opportunity Act, as implemented by Regulation B, 12 C.F.R. Part 1002, as set forth below:**

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Providing Appraisals and Other Valuations (12 C.F.R. 1002.14):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) timing and content of the right to receive copy of appraisal disclosure;

ii) charging of a fee for a copy of the appraisal or other written valuation;

iii) timing of creditor providing a copy of each appraisal or other written valuation;

iv) with respect to a borrower that has waived the three (3) business day disclosure requirement, confirm that the borrower has signed the waiver or other acknowledgment at least three (3) business days prior to consummation; and (2) confirm that the lender has provided copies of appraisals and other written valuations at or prior to consummation.

**(XI) FIRREA Review**

AMC confirmed that the appraiser and the appraisal made by such appraiser both satisfied the requirements of Title XI of FIRREA. Specifically, AMC reviewed the appraisal for conformity to industry standards, including ensuring the appraisal was complete, that the comparables and adjustments were reasonable and that pictures were provided and were accurate.

**<u>FOR APPLICATION DATES ON OR AFTER OCTOBER 3, 2015</u>**

For mortgage loans with application dates on or after October 3, 2015 additional compliance testing was applicable and conducted by AMC. Testing during this period included all items as referenced in the **FOR APPLICATION DATES BEFORE JANUARY 10, 2014 and FOR APPLICATION DATES ON OR AFTER JANUARY 10. 2014** sections above plus:

With regard to TILA-RESPA Integrated Disclosure ("TRID") testing, AMC implemented the TRID scope of review referenced within the Regulatory Compliance section (III) based on (i) the RMBS 3.0 TRID Compliance Review Scope published by the Structured Finance Industry Group (the "SFIG Compliance Review Scope") and (ii) outside counsel's interpretations of the published regulations as of the date of review of each mortgage loan. AMC worked with outside counsel and continues to obtain updated interpretations relative to the informal guidance provided by the Consumer Financial Protection Bureau ("CFPB") which has caused alterations in the review scope and severity of TRID related exceptions, including applicable cures. (This will continue as necessary as additional guidance becomes available, as well as any future rulemaking.) While AMC continues to make a good faith effort to identify material TRID exceptions and apply the appropriate grading, the implementation of new regulations (including TRID) that impact residential mortgages carries certain interpretive risk and continues to evolve, impacting the review scope and exception severity. AMC has worked closely with the NRSROs and Client to disclose, as mutually agreed upon by the parties, the relevant exceptions per AMC's suggested review implementation as reviewed by outside counsel; however, no assurances can be provided and/or are given that AMC has included within its Review all areas that may represent risk to the securitization trust, or that areas of risk identified by AMC will result in the potential level of risk indicated by an Event Level or NRSRO grade.

Please be further advised that AMC does not employ personnel who are licensed to practice law in the various jurisdictions, and the findings set forth in the reports prepared by AMC do not constitute legal advice or opinions. They are recommendations or conclusions based on information provided to AMC. Information contained in any AMC report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the report based on certain factors, including the facts and circumstances of an individual mortgage loan. All final decisions as to whether to purchase or enter into a transaction related to any individual mortgage loan or the mortgage loans in the aggregate, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such mortgage loan or mortgage loans, shall be made solely by the Client, or other agreed upon party, that has engaged AMC to prepare its reports pursuant to its instructions and guidelines. The Client, or other agreed upon party, acknowledges and agrees that the scoring models applied by AMC are designed to identify potential risk and the Client, or other agreed upon party, assumes sole responsibility for determining the suitability of the information for its particular use. AMC does not make any representation or warranty as to the value of any mortgage loan or mortgage loans collateral that has been reviewed by AMC.

8 \| P a g e

![](ex99-01_001.jpg)

AMC reviewed each residential mortgage loan to determine, as applicable, to the extent possible and subject to the caveats below, whether the mortgage loan complies with:

**(XII) Sections 1098 and 1100A of Dodd-Frank amending TILA and RESPA, as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below (applicable only for mortgage loans with application dates on or after October 3, 2015):**

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Loan Estimate (LE) (§§1026.19 and 37):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of LE for applications on or after October 3, 2015;

ii) confirm the initial LE date indicates it was delivered or placed in the mail within three (3) business days of application;

iii) confirm that certain sections of each LE determined to carry assignee liability were accurately completed and that information was reflected in the appropriate locations, which, in certain instances, was based solely on the information disclosed on the LE;

iv) confirm the initial LE was delivered or placed in the mail not later than seven (7) business days prior to consummation of the transaction, or such period was waived due to a bona fide financial emergency;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm that any written estimate of terms or costs provided prior to receipt of a LE contained the required
disclosures;

vi) confirm that each revised LE is accompanied by valid written documentation explaining the reason for re-disclosure to allow for fee increases based on a valid change of circumstance and was timely provided within 3 business days of issuance;

vii) confirm the presence and timely provision of a settlement service provider list (when consumer is given the opportunity to shop for services);

viii) confirm borrower received LE not later than four (4) business days prior to consummation; and

ix) confirm LE was not provided to the borrower on or after the date of the CD.

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Closing Disclosure (CD) (§§1026.19 and 38):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of CD for applications on or after October 3, 2015;

ii) confirm the borrower received CD at least three (3) business days prior to consummation, or that such period was waived due to a bona fide financial emergency;

iii) confirm that certain sections of each CD determined to carry assignee liability were accurately completed and that information was reflected in the appropriate locations, which, in certain instances, was based solely on the information disclosed on the CD;

iv) confirm that a revised CD was received in a timely manner if the initial or any revised CD became inaccurate;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) identify tolerance violations based on the charges disclosed on the initial and interim LE's, initial
CD, and reflected on the final CD;

vi) with respect to tolerance violations based on the disclosed charges on the LE and CD, confirm that the creditor cured the violations no later than 60 days after consummation, or within 60 days of discovery; and

vii) with respect to applicable exception remediation measures for numerical exceptions, confirm that a letter of explanation, as well as a refund as applicable, was delivered or placed in the mail no later than 60 days after discovery of the exception establishing the need for a revised CD or with respect to exception remediation measures for non-numerical exceptions, that a corrected CD was delivered or placed in the mail no later than 60 days after consummation. (In an attempt to establish a best practices approach to pre-securitization due diligence, as it applies to TILA RESPA Integrated Disclosure testing, the Structured Finance Industry Group ("SFIG") has a working group that consists of industry participants including third party review providers and law firms who agreed to a standardized approach to remediation considerations. This approach is intended to be based on a reasoned legal analysis that expressly assumes that courts will interpret TRID in accordance with the principals of liability set forth in the letter to the MBA from Richard Cordray, the Director of the CFPB. No assurances can be provided that the courts in question will interpret TRID in accordance with the SFIG Compliance Review Scope.)

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Your Home Loan Toolkit (§1026.19):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of Your Home Loan Toolkit in the mortgage loan file or that the mortgage loan file
contains documentary evidence that the disclosure was provided to the borrower; and

ii) confirm Your Home Loan Toolkit was delivered or placed in the mail not later than three (3) business days after receipt of application.

**(XIII) Document Review**

AMC reviewed each mortgage loan file and verified if the following documents, if applicable, were included in the file and if the data on these documents was consistent (where applicable):

&nbsp;&nbsp;&nbsp;&nbsp;▪ Loan Estimates;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Closing Disclosures; and

&nbsp;&nbsp;&nbsp;&nbsp;▪ Certain other disclosures related to the enumerated
tests set forth herein.

9 \| P a g e

![](ex99-01_001.jpg)

**<u>DEBT SERVICE COVERAGE RATIO (DSCR) REVIEW (327 Mortgage Loans)</u>**

**DOCUMENT REVIEW**

For each Loan, AMC will review the Loan File and verify whether the following documents, if applicable, are included in the file and if the data on these documents is consistent and logical: (a) initial application (1003), (b) credit report, (c) employment documentation, (d) asset documentation, (e) sales contract, (f) hazard and/or flood insurance policies, (g) appraisal, (h) title/preliminary title, (i) mortgage/deed of trust, (j) note, (k) certificate of business purpose / non-owner occupancy, (l) articles of incorporation, if applicable, (m) operating agreement, and (n) background check.

**CREDIT REVIEW**

The credit review focuses on the borrower's experience in property management, credit profile and adherence to guidelines. The borrower's assets are analyzed to determine there are sufficient funds for the required equity in the project. Conformity to applicable guidelines will all be assessed during the review. An income calculation will not be performed though the presence of income documentation if required by the guidelines will be noted.

**Credit Application:** For the Credit Application, AMC will verify whether (a) the application is signed by all listed borrowers, (b) the application is substantially filled out, (c) all known borrower-owned properties are disclosed on the Real Estate Owned section or attachments, and (d) borrower's property management/landlord experience.

**Credit Report:** AMC will verify (a) a credit report is present for each borrower, (b) note and research the Real Estate Owned and fraud alerts, (c) and gather data including (i) representative FICO, (ii) scores from Equifax, Experian, and Transunion (if available), (iii) verify that the public records listed are disclosed on the application and adequately explained and in compliance with guidelines, and (iv) the number and length of trade lines.

**Employment and Income:** AMC will determine whether applicable supporting employment and income documentation required by the guidelines, was present in the mortgage loan file and where possible, wasn't fraudulent.

**Borrowing Entity:** AMC will verify the borrowing entity, if not an individual, is properly documented. In addition, AMC will verify if the business entity is a US or foreign entity and if the individual signing the loan documentation has the appropriate authority. Distinction will be made between guarantors and principals, individuals and business entities.

**Property income:** AMC will determine whether all applicable supporting documentation as required by the guidelines is present in the file. No traditional borrower DTI ratios will be calculated but instead a "Property DTI" will be calculated per guidelines using the lease or expected lease amount and the property expenses. Documentation verifying property income may include: (a) leases and monthly rental income, (b) property vacancy, (c) balance sheets / financial statements, and (d) an appraisal analysis of market rents.

**Valuation Review:** AMC's review will include a review of the valuation materials utilized during the origination of the loan and in confirming the value of the underlying property. AMC's review will include verifying the appraisal report was (i) materially complete, (ii) in conformity with the guideline requirements for the property type in question, (iii) completed by an appraiser that was actively licensed to perform the valuation, (iv) completed such that the named client on the appraisal report is the lender or a related entity that is permitted to engage the lender per Title XI of FIRREA, (iv) made on an "as is" basis or provides satisfactory evidence of completion of all material conditions including all inspections, licenses, and certificates (including certificates of occupancy) to be made or issued with respect to all occupied portions of the mortgaged property and with respect to the use and occupancy of the same, have been made or obtained from the appropriate authorities.

With regard to the use of comparable properties, AMC's review will (i) review the relative comparable data (gross and net adjustments, sale dates and distance from subject property) and ensure that such comparable properties are within standard appraisal guidelines; (ii) confirm the property value and square footage of the subject property was bracketed by comparable properties, (iii) verify that comparable properties used are similar in size, style, and location to the subject, and (iv) check for the reasonableness of adjustments when reconciling value between the subject property and comparable properties.

Other aspects of AMC's review include (i) verifying that the address matched the mortgage note, (ii) reviewing pictures to ensure (a) that the property is in average or better condition and any repairs are noted where required and (b) that the subject property is the one for which the valuation was ordered and that there are no negative external factors; and (iii) confirming the appraiser noted an estimated lease amount to be used in instances where there is no lease in place.

10 \| P a g e

![](ex99-01_001.jpg)

**Asset Review:** AMC will assess whether the asset documentation required by the guidelines is present in the file. AMC will verify that assets presented support the required reserves. Documentation reviewed may include: (a) depository account statements, (b) stock or security account statements, (c) settlement statements or other evidence of conveyance and transfer of funds if a sale of assets was involved, and (d) operating accounts from other properties.

**Insurance:** AMC will (a) look for the presence of rent loss insurance as required by the guidelines, (b) verify that hazard insurance meets the minimum required amount of coverage in the guidelines, (c) confirm that the flood cert is for the correct borrower, property, lender and loan number, and (d) for properties in a flood zone per the flood cert, confirm that flood insurance meets guideline requirements in the file and meets the minimum required amount of coverage.

**Title:** AMC will verify whether the appropriate vestee is on the title document: if a purchase, the seller; if a refinance, the borrower. AMC will also review the Title Commitment for the disclosure issues such as assessments; covenants, conditions and restrictions); access problems; vicinity of property to military airports; prior leases; court orders/divorce decrees; public probate issues; foreclosures; bankruptcies; judgment liens; state and federal tax liens; and environmental liens. Review for instances of delinquent taxes (non-liens). In addition, AMC will review for Oil, Gas, Water or Mineral rights.

**Fraud / Criminal Background:** To the extent potentially fraudulent activity is identified as part of the document review, such information will be reported to Client. In addition, AMC will look for an independent, third party fraud report and background check in each file and will review the results of the fraud report in conjunction with source documents found in the file to assess the likelihood of any misrepresentations associated with the origination of the loan.

**DATA COLLECTION**

AMC will compare data fields on the bid tape provided by the client to the data found in the actual file as captured by AMC. All material discrepancies will be noted.

**(8) Other: review and methodology.**

**Data Integrity Review:** AMC compared data fields on the securitization tape provided by the Client to the data found in the actual file as captured by AMC.

**Standard Value Analysis:** AMC shall review Client-provided BPOs, appraisals or other valuation products as submitted to AMC by Client. AMC shall gather and analyze additional comparables utilizing online sources to assist in determining a reconciled value. A reconciliation report shall be provided for each property with documented comparables and the AMC reviewer's commentary. AMC will provide results via FTP, email, via Client access to AMC' s loan level website – Clarity or via other means as mutually agreed between Client and AMC. Data will be provided in both data file format and loan level PDF.

**(9) Disclaimer.**

Except as expressly enumerated above, please be advised that SitusAMC has not performed any review to determine whether the mortgage loans covered in this Report complied with federal, state or local laws, constitutional provisions, regulations, ordinances or any other laws or guidance, including, without limitation, licensing and general usury laws ("Applicable Law"). Further, there can be no assurances that in performing the review and preparing this Report that SitusAMC has uncovered all relevant factors and potential issues relating to the origination of the mortgage loans, their compliance with Applicable Law, or the original appraisals relating to the mortgaged properties, or that SitusAMC has uncovered all relevant factors that could affect the future performance of the mortgage loans. Please note that the results set forth in this Report are dependent upon receipt of complete and accurate data regarding the mortgage loans from mortgage loan originators, sponsors, issuers, and other third parties upon which SitusAMC is relying in reaching such results. Except as expressly stated herein, SitusAMC did not verify the data relied upon in performing its review and producing this Report. In addition, the findings and conclusions set forth in this Report are provided on an "as is" basis and are based on available information and Applicable Law as of the date of this Report, and SitusAMC does not undertake any obligation to update or provide any revisions to this Report to reflect events, circumstances, changes in Applicable Law, or changes in expectations after the date this Report was issued.

11 \| P a g e

![](ex99-01_001.jpg)

Please be further advised that SitusAMC does not employ personnel who are licensed to practice law in the various jurisdictions covered in this Report, and the results set forth in this Report do not constitute legal advice or legal opinions whatsoever. The findings are recommendations or conclusions based on information provided to SitusAMC, and are not statements of fact or legal conclusions. Information contained in the Report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the Report based on certain factors, including the facts and circumstances of an individual mortgage loan. The authorities administering the Applicable Law that was part of the review have broad discretionary powers which may permit such authorities, among other things, to withdraw exemptions accorded by statute or regulation, to impose additional requirements or to reach a conclusion that is not consistent with the results set forth in the Report. All decisions as to whether to issue, purchase, hold, sell or otherwise transact in securities backed by the mortgage loans reviewed in this Report, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such securities, shall be made solely by the parties to or investors in the transaction. The results set forth in this Report do not constitute tax or investment advice. The scoring models in this Report are designed to identify potential risk in the securities backed by the mortgage loans reviewed, and each party or investor assumes sole responsibility for determining the suitability of the information for its particular use. SitusAMC does not make any representation or warranty (express or implied) as to the value of any mortgage loan or mortgage loan's collateral that has been reviewed by SitusAMC.

**SUMMARY OF FINDINGS & CONCLUSIONS OF REVIEW** 

The NRSRO criteria referenced for this report and utilized for grading descriptions is based upon the NRSROs listed in the Form ABS Due Diligence-15E.

**OVERALL REVIEW RESULTS SUMMARY**

After giving consideration to the grading criteria of the relevant NRSROs, the grading results are as follows:

(Please note there are "Leases" loans that did not receive a compliance review or grade.)

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Loan Grades (# of Loans)** | &nbsp;&nbsp;**Loan Grades (# of Loans)** | &nbsp;&nbsp;**Loan Grades (# of Loans)** | &nbsp;&nbsp;**Loan Grades (# of Loans)** | &nbsp;&nbsp;**Loan Grades (# of Loans)** |
| &nbsp;&nbsp;**Final Loan <br> Grade** | &nbsp;&nbsp;**Credit** | &nbsp;&nbsp;**Compliance** | &nbsp;&nbsp;**Property** | &nbsp;&nbsp;**Overall** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;559 | &nbsp;&nbsp;174 | &nbsp;&nbsp;655 | &nbsp;&nbsp;432 |
| &nbsp;&nbsp;B | &nbsp;&nbsp;104 | &nbsp;&nbsp;162 | &nbsp;&nbsp;8 | &nbsp;&nbsp;231 |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**663** | &nbsp;&nbsp;**336** | &nbsp;&nbsp;**663** | &nbsp;&nbsp;**663** |
| &nbsp;&nbsp;**Loan Grades (% of Loans)** | &nbsp;&nbsp;**Loan Grades (% of Loans)** | &nbsp;&nbsp;**Loan Grades (% of Loans)** | &nbsp;&nbsp;**Loan Grades (% of Loans)** | &nbsp;&nbsp;**Loan Grades (% of Loans)** |
| &nbsp;&nbsp;**Final Loan <br> Grade** | &nbsp;&nbsp;**Credit** | &nbsp;&nbsp;**Compliance** | &nbsp;&nbsp;**Property** | &nbsp;&nbsp;**Overall** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;84.31% | &nbsp;&nbsp;51.79% | &nbsp;&nbsp;98.79% | &nbsp;&nbsp;65.16% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;15.69% | &nbsp;&nbsp;48.21% | &nbsp;&nbsp;1.21% | &nbsp;&nbsp;34.84% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**100.00%** |

---

**EXCEPTION CATEGORY SUMMARY**

The table below summarizes the individual exceptions which carried an associated "B", "C", or "D" level exception grade. One loan may have carried more than one exception. In such cases, the exception with the lowest grade would drive the loan grade for that particular area of the review. The overall loan grade is the lowest grade for any one particular review scope (ex. a loan with a Compliance Grade of "B", a Credit Grade of "A", and a Property Grade of "A" would receive an overall Loan Grade of "B").

12 \| P a g e

![](ex99-01_001.jpg)

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Exception <br> Type** | &nbsp;&nbsp;**Fitch Final<br> Exception<br> Rating** | &nbsp;&nbsp;**Exception Category** | &nbsp;&nbsp;**Total** |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;ECOA | &nbsp;&nbsp;147 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;29 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;RESPA | &nbsp;&nbsp;7 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;State HPML | &nbsp;&nbsp;7 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Missing, Incorrect, or Incomplete Final or Initial 1003 | &nbsp;&nbsp;6 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;ATR/QM Defect | &nbsp;&nbsp;5 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Missing Disclosure | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;ATR/QM | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;State Defect | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;TRID | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Misc. State Level | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Federal HPML | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Compliance Grade (B) Exceptions:*** | &nbsp;&nbsp;***213*** |
| &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**213** |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Title | &nbsp;&nbsp;60 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Guideline | &nbsp;&nbsp;32 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Hazard Insurance | &nbsp;&nbsp;5 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Borrower and Mortgage Eligibility | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Loan Package Documentation | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Property - Appraisal | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Insurance | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Business Purpose | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Credit Grade (B) Exceptions:*** | &nbsp;&nbsp;***110*** |
| &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**110** |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;B | &nbsp;&nbsp;Appraisal Reconciliation | &nbsp;&nbsp;7 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;B | &nbsp;&nbsp;Property - Appraisal | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Property Grade (B) Exceptions:*** | &nbsp;&nbsp;***8*** |
| &nbsp;&nbsp;**Total Property Exceptions:** | &nbsp;&nbsp;**Total Property Exceptions:** | &nbsp;&nbsp;**Total Property Exceptions:** | &nbsp;&nbsp;**8** |
| &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**331** |

---

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Exception <br> Type** | &nbsp;&nbsp;**Kroll Final<br> Exception<br> Rating** | &nbsp;&nbsp;**Exception Category** | &nbsp;&nbsp;**Total** |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;ECOA | &nbsp;&nbsp;147 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;29 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;RESPA | &nbsp;&nbsp;7 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;State HPML | &nbsp;&nbsp;7 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Missing, Incorrect, or Incomplete Final or Initial 1003 | &nbsp;&nbsp;6 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;ATR/QM Defect | &nbsp;&nbsp;5 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Missing Disclosure | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;ATR/QM | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;State Defect | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;TRID | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Misc. State Level | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Federal HPML | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Compliance Grade (B) Exceptions:*** | &nbsp;&nbsp;***213*** |
| &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**213** |

---

13 \| P a g e

![](ex99-01_001.jpg)

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Title | &nbsp;&nbsp;60 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Guideline | &nbsp;&nbsp;32 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Hazard Insurance | &nbsp;&nbsp;5 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Borrower and Mortgage Eligibility | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Loan Package Documentation | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Property - Appraisal | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Insurance | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Business Purpose | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Credit Grade (B) Exceptions:*** | &nbsp;&nbsp;***110*** |
| &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**110** |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;B | &nbsp;&nbsp;Appraisal Reconciliation | &nbsp;&nbsp;7 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;B | &nbsp;&nbsp;Property - Appraisal | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Property Grade (B) Exceptions:*** | &nbsp;&nbsp;***8*** |
| &nbsp;&nbsp;**Total Property Exceptions:** | &nbsp;&nbsp;**Total Property Exceptions:** | &nbsp;&nbsp;**Total Property Exceptions:** | &nbsp;&nbsp;**8** |
| &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**331** |

---

**TAPE INTEGRITY REVIEW RESULTS SUMMARY**

Of the 663 mortgage loans reviewed, 544 mortgage loans had 1,265 different tape discrepancies across 29 data fields (some mortgage loans had more than one data delta). The largest variances were found on Subject Debt Service Coverage Ratio, Mortgage Type and Borrower Lat Name and LTV Valuation Value..

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Field Label** | &nbsp;&nbsp;**Loans With <br> Discrepancy** | &nbsp;&nbsp;**Total Times <br> Compared** | &nbsp;&nbsp;**%<br> Variance** | &nbsp;&nbsp;**# <br> Of Loans** |
| &nbsp;&nbsp;# of Units | &nbsp;&nbsp;7 | &nbsp;&nbsp;607 | &nbsp;&nbsp;1.15% | &nbsp;&nbsp;663 |
| &nbsp;&nbsp;Amortization Type | &nbsp;&nbsp;0 | &nbsp;&nbsp;607 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;663 |
| &nbsp;&nbsp;Borrower First Name | &nbsp;&nbsp;14 | &nbsp;&nbsp;644 | &nbsp;&nbsp;2.17% | &nbsp;&nbsp;663 |
| &nbsp;&nbsp;Borrower Last Name | &nbsp;&nbsp;123 | &nbsp;&nbsp;644 | &nbsp;&nbsp;19.10% | &nbsp;&nbsp;663 |
| &nbsp;&nbsp;Borrower SSN | &nbsp;&nbsp;4 | &nbsp;&nbsp;489 | &nbsp;&nbsp;0.82% | &nbsp;&nbsp;663 |
| &nbsp;&nbsp;City | &nbsp;&nbsp;19 | &nbsp;&nbsp;656 | &nbsp;&nbsp;2.90% | &nbsp;&nbsp;663 |
| &nbsp;&nbsp;Coborrower First Name | &nbsp;&nbsp;20 | &nbsp;&nbsp;178 | &nbsp;&nbsp;11.24% | &nbsp;&nbsp;663 |
| &nbsp;&nbsp;Coborrower Last Name | &nbsp;&nbsp;8 | &nbsp;&nbsp;178 | &nbsp;&nbsp;4.49% | &nbsp;&nbsp;663 |
| &nbsp;&nbsp;Coborrower SSN | &nbsp;&nbsp;18 | &nbsp;&nbsp;152 | &nbsp;&nbsp;11.84% | &nbsp;&nbsp;663 |
| &nbsp;&nbsp;Contract Sales Price | &nbsp;&nbsp;22 | &nbsp;&nbsp;447 | &nbsp;&nbsp;4.92% | &nbsp;&nbsp;663 |
| &nbsp;&nbsp;First Payment Date | &nbsp;&nbsp;1 | &nbsp;&nbsp;56 | &nbsp;&nbsp;1.79% | &nbsp;&nbsp;663 |
| &nbsp;&nbsp;Has FTHB | &nbsp;&nbsp;41 | &nbsp;&nbsp;607 | &nbsp;&nbsp;6.75% | &nbsp;&nbsp;663 |
| &nbsp;&nbsp;Investor: Qualifying Total Debt Ratio | &nbsp;&nbsp;121 | &nbsp;&nbsp;409 | &nbsp;&nbsp;29.58% | &nbsp;&nbsp;663 |
| &nbsp;&nbsp;Lien Position | &nbsp;&nbsp;0 | &nbsp;&nbsp;607 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;663 |
| &nbsp;&nbsp;LTV Valuation Value | &nbsp;&nbsp;123 | &nbsp;&nbsp;607 | &nbsp;&nbsp;20.26% | &nbsp;&nbsp;663 |
| &nbsp;&nbsp;Maturity Date | &nbsp;&nbsp;13 | &nbsp;&nbsp;56 | &nbsp;&nbsp;23.21% | &nbsp;&nbsp;663 |
| &nbsp;&nbsp;Mortgage Type | &nbsp;&nbsp;143 | &nbsp;&nbsp;607 | &nbsp;&nbsp;23.56% | &nbsp;&nbsp;663 |
| &nbsp;&nbsp;Note Date | &nbsp;&nbsp;1 | &nbsp;&nbsp;56 | &nbsp;&nbsp;1.79% | &nbsp;&nbsp;663 |
| &nbsp;&nbsp;Occupancy | &nbsp;&nbsp;4 | &nbsp;&nbsp;663 | &nbsp;&nbsp;0.60% | &nbsp;&nbsp;663 |
| &nbsp;&nbsp;Original CLTV | &nbsp;&nbsp;34 | &nbsp;&nbsp;607 | &nbsp;&nbsp;5.60% | &nbsp;&nbsp;663 |
| &nbsp;&nbsp;Original Interest Rate | &nbsp;&nbsp;8 | &nbsp;&nbsp;663 | &nbsp;&nbsp;1.21% | &nbsp;&nbsp;663 |
| &nbsp;&nbsp;Original Loan Amount | &nbsp;&nbsp;37 | &nbsp;&nbsp;663 | &nbsp;&nbsp;5.58% | &nbsp;&nbsp;663 |

---

14 \| P a g e

![](ex99-01_001.jpg)

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;Original LTV | &nbsp;&nbsp;34 | &nbsp;&nbsp;663 | &nbsp;&nbsp;5.13% | &nbsp;&nbsp;663 |
| &nbsp;&nbsp;Original Term | &nbsp;&nbsp;0 | &nbsp;&nbsp;663 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;663 |
| &nbsp;&nbsp;Originator Application Date | &nbsp;&nbsp;0 | &nbsp;&nbsp;3 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;663 |
| &nbsp;&nbsp;PMI Coverage % | &nbsp;&nbsp;10 | &nbsp;&nbsp;301 | &nbsp;&nbsp;3.32% | &nbsp;&nbsp;663 |
| &nbsp;&nbsp;Property Type | &nbsp;&nbsp;97 | &nbsp;&nbsp;663 | &nbsp;&nbsp;14.63% | &nbsp;&nbsp;663 |
| &nbsp;&nbsp;Purpose | &nbsp;&nbsp;0 | &nbsp;&nbsp;663 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;663 |
| &nbsp;&nbsp;Refi Purpose | &nbsp;&nbsp;24 | &nbsp;&nbsp;168 | &nbsp;&nbsp;14.29% | &nbsp;&nbsp;663 |
| &nbsp;&nbsp;Representative FICO | &nbsp;&nbsp;78 | &nbsp;&nbsp;607 | &nbsp;&nbsp;12.85% | &nbsp;&nbsp;663 |
| &nbsp;&nbsp;State | &nbsp;&nbsp;2 | &nbsp;&nbsp;663 | &nbsp;&nbsp;0.30% | &nbsp;&nbsp;663 |
| &nbsp;&nbsp;Street | &nbsp;&nbsp;51 | &nbsp;&nbsp;658 | &nbsp;&nbsp;7.75% | &nbsp;&nbsp;663 |
| &nbsp;&nbsp;Subject Debt Service Coverage Ratio | &nbsp;&nbsp;177 | &nbsp;&nbsp;326 | &nbsp;&nbsp;54.29% | &nbsp;&nbsp;663 |
| &nbsp;&nbsp;Zip | &nbsp;&nbsp;31 | &nbsp;&nbsp;663 | &nbsp;&nbsp;4.68% | &nbsp;&nbsp;663 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**1265** | &nbsp;&nbsp;**16244** | &nbsp;&nbsp;**7.79%** | &nbsp;&nbsp;**663** |

---

**VALUE ANALYSIS SUMMARY**

Of the 90 mortgage loans reviewed, 90 mortgage loans had no variances greater than 10% from the origination appraisal.

A**DDITIONAL LOAN POPULATION SUMMARY (some totals may not add due to rounding)**

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Amortization Type** | &nbsp;&nbsp;**Loan <br> Count** | &nbsp;&nbsp;**% of <br> Loans** | &nbsp;&nbsp;**Original <br> Balance** | &nbsp;&nbsp;**% of<br> Balance** |
| &nbsp;&nbsp;Fixed | &nbsp;&nbsp;643 | &nbsp;&nbsp;96.98% | &nbsp;&nbsp;$302220374.00 | &nbsp;&nbsp;94.93% |
| &nbsp;&nbsp;Adjustable | &nbsp;&nbsp;20 | &nbsp;&nbsp;3.02% | &nbsp;&nbsp;$16124599.00 | &nbsp;&nbsp;5.07% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**663** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$318344973.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Lien Position** | &nbsp;&nbsp;**Loan <br> Count** | &nbsp;&nbsp;**% of <br> Loans** | &nbsp;&nbsp;**Original <br> Balance** | &nbsp;&nbsp;**% of<br> Balance** |
| &nbsp;&nbsp;1 | &nbsp;&nbsp;663 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;$318344973.00 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**663** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$318344973.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Loan Purpose** | &nbsp;&nbsp;**Loan <br> Count** | &nbsp;&nbsp;**% of<br> Loans** | &nbsp;&nbsp;**Original <br> Balance** | &nbsp;&nbsp;**% of<br> Balance** |
| &nbsp;&nbsp;Cash Out: Other/Multi-purpose/Unknown Purpose | &nbsp;&nbsp;100 | &nbsp;&nbsp;15.08% | &nbsp;&nbsp;$40845839.00 | &nbsp;&nbsp;12.83% |
| &nbsp;&nbsp;Limited Cash-Out | &nbsp;&nbsp;11 | &nbsp;&nbsp;1.66% | &nbsp;&nbsp;$5538487.00 | &nbsp;&nbsp;1.74% |
| &nbsp;&nbsp;First Time Home Purchase | &nbsp;&nbsp;41 | &nbsp;&nbsp;6.18% | &nbsp;&nbsp;$20443454.00 | &nbsp;&nbsp;6.42% |
| &nbsp;&nbsp;Other-than-first-time Home Purchase | &nbsp;&nbsp;454 | &nbsp;&nbsp;68.48% | &nbsp;&nbsp;$226543056.00 | &nbsp;&nbsp;71.16% |
| &nbsp;&nbsp;Rate/Term Refinance - Borrower Initiated | &nbsp;&nbsp;57 | &nbsp;&nbsp;8.60% | &nbsp;&nbsp;$24974137.00 | &nbsp;&nbsp;7.84% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**663** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$318344973.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Original Term** | &nbsp;&nbsp;**Loan<br> Count** | &nbsp;&nbsp;**% of <br> Loans** | &nbsp;&nbsp;**Original <br> Balance** | &nbsp;&nbsp;**% of<br> Balance** |
| &nbsp;&nbsp;121-180 Months | &nbsp;&nbsp;4 | &nbsp;&nbsp;0.60% | &nbsp;&nbsp;$1185200.00 | &nbsp;&nbsp;0.37% |
| &nbsp;&nbsp;241-360 Months | &nbsp;&nbsp;659 | &nbsp;&nbsp;99.40% | &nbsp;&nbsp;$317159773.00 | &nbsp;&nbsp;99.63% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**663** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$318344973.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Property Type** | &nbsp;&nbsp;**Loan <br> Count** | &nbsp;&nbsp;**% of <br> Loans** | &nbsp;&nbsp;**Original <br> Balance** | &nbsp;&nbsp;**% of<br> Balance** |
| &nbsp;&nbsp;Single Family Detached | &nbsp;&nbsp;341 | &nbsp;&nbsp;51.43% | &nbsp;&nbsp;$170692947.00 | &nbsp;&nbsp;53.62% |
| &nbsp;&nbsp;Condo, Low Rise | &nbsp;&nbsp;53 | &nbsp;&nbsp;7.99% | &nbsp;&nbsp;$20461710.00 | &nbsp;&nbsp;6.43% |
| &nbsp;&nbsp;Condo, High Rise | &nbsp;&nbsp;9 | &nbsp;&nbsp;1.36% | &nbsp;&nbsp;$3953800.00 | &nbsp;&nbsp;1.24% |
| &nbsp;&nbsp;PUD | &nbsp;&nbsp;165 | &nbsp;&nbsp;24.89% | &nbsp;&nbsp;$73378192.00 | &nbsp;&nbsp;23.05% |
| &nbsp;&nbsp;1 Family Attached | &nbsp;&nbsp;12 | &nbsp;&nbsp;1.81% | &nbsp;&nbsp;$3922200.00 | &nbsp;&nbsp;1.23% |
| &nbsp;&nbsp;2 Family | &nbsp;&nbsp;43 | &nbsp;&nbsp;6.49% | &nbsp;&nbsp;$21088842.00 | &nbsp;&nbsp;6.62% |
| &nbsp;&nbsp;3 Family | &nbsp;&nbsp;22 | &nbsp;&nbsp;3.32% | &nbsp;&nbsp;$12331582.00 | &nbsp;&nbsp;3.87% |
| &nbsp;&nbsp;4 Family | &nbsp;&nbsp;16 | &nbsp;&nbsp;2.41% | &nbsp;&nbsp;$10613150.00 | &nbsp;&nbsp;3.33% |
| &nbsp;&nbsp;Unavailable | &nbsp;&nbsp;2 | &nbsp;&nbsp;0.30% | &nbsp;&nbsp;$1902550.00 | &nbsp;&nbsp;0.60% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**663** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$318344973.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Occupancy** | &nbsp;&nbsp;**Loan <br> Count** | &nbsp;&nbsp;**% of <br> Loans** | &nbsp;&nbsp;**Original<br> Balance** | &nbsp;&nbsp;**% of Balance** |
| &nbsp;&nbsp;Primary | &nbsp;&nbsp;135 | &nbsp;&nbsp;20.36% | &nbsp;&nbsp;$106182095.00 | &nbsp;&nbsp;33.35% |
| &nbsp;&nbsp;Investment | &nbsp;&nbsp;424 | &nbsp;&nbsp;63.95% | &nbsp;&nbsp;$166413702.00 | &nbsp;&nbsp;52.27% |
| &nbsp;&nbsp;Second Home | &nbsp;&nbsp;104 | &nbsp;&nbsp;15.69% | &nbsp;&nbsp;$45749176.00 | &nbsp;&nbsp;14.37% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**663** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$318344973.00** | &nbsp;&nbsp;**100.00%** |

---

15 \| P a g e

## Exhibit 99.1

**Exhibit 99.1 Schedule 1**

---

| | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **INITIAL CREDIT LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL PROPERTY LOAN GRADES** | **INITIAL OVERALL LOAN GRADES** | **FINAL CREDIT LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL OVERALL LOAN GRADES** |
| **AMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Deal Number** | **Original Loan Amount** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** |
| xxxxx | 4000005661 | xxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxx | 4000007643 | xxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxx | 4000047455 | xxxxx |  |  | C |  | A | C | B |  | A | B |  |
| xxxxx | 4000047474 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000047470 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000047459 | xxxxx |  |  | C |  | A | C | A |  | A | A |  |
| xxxxx | 4000070245 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000067470 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000069334 | xxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxx | 4000072510 | xxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxx | 4000074113 | xxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxx | 4000074488 | xxxxx |  |  | B | B | A | B | B | B | A | B |  |
| xxxxx | 4000072859 | xxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxx | 4000072699 | xxxxx |  |  | C |  | A | C | A |  | A | A |  |
| xxxxx | 4000077878 | xxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxx | 4000079527 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000078605 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000079504 | xxxxx |  |  | C |  | A | C | A |  | A | A |  |
| xxxxx | 4000076037 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000079398 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000077463 | xxxxx |  |  | C |  | A | C | A |  | A | A |  |
| xxxxx | 4000077310 | xxxxx |  |  | C |  | A | C | A |  | A | A |  |
| xxxxx | 4000078016 | xxxxx |  |  | C | B | A | C | A | B | A | B |  |
| xxxxx | 4000075303 | xxxxx |  |  | C | C | A | C | A | B | A | B |  |
| xxxxx | 4000079970 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000079755 | xxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxx | 4000081995 | xxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxx | 4000080816 | xxxxx |  |  | C | C | A | C | A | A | A | A |  |
| xxxxx | 4000081972 | xxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxx | 4000078799 | xxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxx | 4000080743 | xxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxx | 4000083742 | xxxxx |  |  | C | B | A | C | B | B | A | B |  |
| xxxxx | 4000083064 | xxxxx |  |  | A | C | A | C | A | B | A | B |  |
| xxxxx | 4000081761 | xxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxx | 4000084093 | xxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxx | 4000083992 | xxxxx |  |  | C | C | A | C | A | B | A | B |  |
| xxxxx | 4000086086 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000086095 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000082663 | xxxxx |  |  | C |  | A | C | A |  | A | A |  |
| xxxxx | 4000080806 | xxxxx |  |  | B | C | A | C | B | A | A | B |  |
| xxxxx | 4000085877 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000082532 | xxxxx |  |  | B | B | A | B | B | B | A | B |  |
| xxxxx | 4000086232 | xxxxx |  |  | C | C | A | C | B | A | A | B |  |
| xxxxx | 4000086035 | xxxxx |  |  | C |  | A | C | A |  | A | A |  |
| xxxxx | 4000084707 | xxxxx |  |  | C | C | A | C | B | A | A | B |  |
| xxxxx | 4000086486 | xxxxx |  |  | C |  | A | C | A |  | A | A |  |
| xxxxx | 4000082172 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000085587 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000082545 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000086286 | xxxxx |  |  | C |  | A | C | A |  | A | A |  |
| xxxxx | 4000086581 | xxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxx | 4000087125 | xxxxx |  |  | C |  | A | C | A |  | A | A |  |
| xxxxx | 4000084136 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000086722 | xxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxx | 4000085499 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000087669 | xxxxx |  |  | C |  | A | C | B |  | A | B |  |
| xxxxx | 4000086411 | xxxxx |  |  | C |  | A | C | A |  | A | A |  |
| xxxxx | 4000086234 | xxxxx |  |  | C |  | A | C | B |  | A | B |  |
| xxxxx | 4000086566 | xxxxx |  |  | B |  | A | B | B |  | A | B |  |
| xxxxx | 4000086503 | xxxxx |  |  | C |  | A | C | B |  | A | B |  |
| xxxxx | 4000086842 | xxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxx | 4000087153 | xxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxx | 4000087156 | xxxxx |  |  | A | C | A | C | A | B | A | B |  |
| xxxxx | 4000087171 | xxxxx |  |  | A | B | B | B | A | B | B | B |  |
| xxxxx | 4000085670 | xxxxx |  |  | B | A | A | B | B | A | A | B |  |
| xxxxx | 4000086742 | xxxxx |  |  | A | C | A | C | A | B | A | B |  |
| xxxxx | 4000086115 | xxxxx |  |  | C |  | A | C | A |  | A | A |  |
| xxxxx | 4000086454 | xxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxx | 4000088654 | xxxxx |  |  | C |  | A | C | A |  | A | A |  |
| xxxxx | 4000086536 | xxxxx |  |  | C |  | A | C | A |  | A | A |  |
| xxxxx | 4000085014 | xxxxx |  |  | C | C | A | C | A | B | A | B |  |
| xxxxx | 4000085973 | xxxxx |  |  | A |  | C | C | A |  | A | A |  |
| xxxxx | 4000086996 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000085485 | xxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxx | 4000084792 | xxxxx |  |  | C | C | A | C | A | A | A | A |  |
| xxxxx | 4000085242 | xxxxx |  |  | C | A | A | C | A | A | A | A |  |
| xxxxx | 4000087355 | xxxxx |  |  | C | B | A | C | A | B | A | B |  |
| xxxxx | 4000083158 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000086339 | xxxxx |  |  | A | C | D B C | D C | A | B | B | B |  |
| xxxxx | 4000086777 | xxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxx | 4000086810 | xxxxx |  |  | C | C | A | C | A | B | A | B |  |
| xxxxx | 4000085391 | xxxxx |  |  | C | A | D | D | A | A | A | A |  |
| xxxxx | 4000087528 | xxxxx |  |  | C |  | A | C | A |  | A | A |  |
| xxxxx | 4000087229 | xxxxx |  |  | C |  | A | C | A |  | A | A |  |
| xxxxx | 4000086567 | xxxxx |  |  | C |  | A | C | A |  | A | A |  |
| xxxxx | 4000087828 | xxxxx |  |  | C |  | A | C | A |  | A | A |  |
| xxxxx | 4000090122 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000090132 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000087099 | xxxxx |  |  | C | A | A | C | A | A | A | A |  |
| xxxxx | 4000088442 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000084579 | xxxxx |  |  | B | A | A | B | B | A | A | B |  |
| xxxxx | 4000087278 | xxxxx |  |  | B |  | A | B | B |  | A | B |  |
| xxxxx | 4000087195 | xxxxx |  |  | C |  | A | C | B |  | A | B |  |
| xxxxx | 4000085187 | xxxxx |  |  | C |  | A | C | B |  | A | B |  |
| xxxxx | 4000086892 | xxxxx |  |  | C | C | A | C | A | B | A | B |  |
| xxxxx | 4000088548 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000087332 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000086958 | xxxxx |  |  | C |  | A | C | A |  | A | A |  |
| xxxxx | 4000085411 | xxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxx | 4000089797 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000086962 | xxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxx | 4000088668 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000086285 | xxxxx |  |  | B |  | C | C | B |  | A | B |  |
| xxxxx | 4000086101 | xxxxx |  |  | C | B | A | C | A | B | A | B |  |
| xxxxx | 4000086711 | xxxxx |  |  | C | C | A | C | A | B | A | B |  |
| xxxxx | 4000083117 | xxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxx | 4000088229 | xxxxx |  |  | C |  | A | C | A |  | A | A |  |
| xxxxx | 4000087651 | xxxxx |  |  | C |  | A | C | A |  | A | A |  |
| xxxxx | 4000086854 | xxxxx |  |  | C |  | A | C | A |  | A | A |  |
| xxxxx | 4000086921 | xxxxx |  |  | B | B | A | B | B | B | A | B |  |
| xxxxx | 4000089323 | xxxxx |  |  | C |  | A | C | A |  | A | A |  |
| xxxxx | 4000090170 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000086079 | xxxxx |  |  | A | C | A | C | A | B | A | B |  |
| xxxxx | 4000086159 | xxxxx |  |  | B | C | A | C | B | B | A | B |  |
| xxxxx | 4000088757 | xxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxx | 4000087326 | xxxxx |  |  | C | A | A | C | B | A | A | B |  |
| xxxxx | 4000087512 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000086273 | xxxxx |  |  | C | A | A | C | B | A | A | B |  |
| xxxxx | 4000088559 | xxxxx |  |  | C | C | A | C | B | A | A | B |  |
| xxxxx | 4000086521 | xxxxx |  |  | C | B | A | C | A | B | A | B |  |
| xxxxx | 4000086318 | xxxxx |  |  | A | C | A | C | A | B | A | B |  |
| xxxxx | 4000085077 | xxxxx |  |  | A | C | A | C | A | B | A | B |  |
| xxxxx | 4000089714 | xxxxx |  |  | A |  | A B | A B | A |  | A B | A B |  |
| xxxxx | 4000086215 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000088248 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000084775 | xxxxx |  |  | D |  | A | D | A |  | A | A |  |
| xxxxx | 4000087309 | xxxxx |  |  | C |  | A | C | A |  | A | A |  |
| xxxxx | 4000085223 | xxxxx |  |  | C | A | A | C | A | A | A | A |  |
| xxxxx | 4000087850 | xxxxx |  |  | B | B | A | B | B | B | A | B |  |
| xxxxx | 4000086186 | xxxxx |  |  | C | A | A | C | A | A | A | A |  |
| xxxxx | 4000089432 | xxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxx | 4000085999 | xxxxx |  |  | C | A | A | C | A | A | A | A |  |
| xxxxx | 4000086564 | xxxxx |  |  | B | B | A | B | B | B | A | B |  |
| xxxxx | 4000087676 | xxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxx | 4000088974 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000088487 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000087269 | xxxxx |  |  | C | A | A | C | A | A | A | A |  |
| xxxxx | 4000086789 | xxxxx |  |  | C | B | A | C | A | B | A | B |  |
| xxxxx | 4000087347 | xxxxx |  |  | C |  | A | C | B |  | A | B |  |
| xxxxx | 4000086714 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000086813 | xxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxx | 4000086709 | xxxxx |  |  | C |  | A | C | A |  | A | A |  |
| xxxxx | 4000087373 | xxxxx |  |  | C | A | A | C | A | A | A | A |  |
| xxxxx | 4000086227 | xxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxx | 4000089168 | xxxxx |  |  | B | B | A | B | B | B | A | B |  |
| xxxxx | 4000087157 | xxxxx |  |  | C |  | A | C | B |  | A | B |  |
| xxxxx | 4000087292 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000087658 | xxxxx |  |  | C |  | A | C | A |  | A | A |  |
| xxxxx | 4000086326 | xxxxx |  |  | C | B | A | C | A | B | A | B |  |
| xxxxx | 4000086533 | xxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxx | 4000087382 | xxxxx |  |  | A | B | D | D | A | B | A | B |  |
| xxxxx | 4000087289 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000089127 | xxxxx |  |  | B | B | A | B | B | B | A | B |  |
| xxxxx | 4000087307 | xxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxx | 4000087817 | xxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxx | 4000085389 | xxxxx |  |  | A | C | A | C | A | A | A | A |  |
| xxxxx | 4000087376 | xxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxx | 4000087978 | xxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxx | 4000086361 | xxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxx | 4000086571 | xxxxx |  |  | B | B | A | B | B | B | A | B |  |
| xxxxx | 4000086889 | xxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxx | 4000086103 | xxxxx |  |  | C |  | A | C | A |  | A | A |  |
| xxxxx | 4000087432 | xxxxx |  |  | C | B | A | C | B | B | A | B |  |
| xxxxx | 4000087766 | xxxxx |  |  | C |  | A | C | B |  | A | B |  |
| xxxxx | 4000084014 | xxxxx |  |  | C | A | A | C | A | A | A | A |  |
| xxxxx | 4000087032 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000087066 | xxxxx |  |  | C | B | A | C | A | B | A | B |  |
| xxxxx | 4000087409 | xxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxx | 4000086761 | xxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxx | 4000086434 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000086673 | xxxxx |  |  | C | A | A | C | A | A | A | A |  |
| xxxxx | 4000086114 | xxxxx |  |  | C |  | A | C | A |  | A | A |  |
| xxxxx | 4000087610 | xxxxx |  |  | B |  | A | B | B |  | A | B |  |
| xxxxx | 4000087133 | xxxxx |  |  | C | A | A | C | A | A | A | A |  |
| xxxxx | 4000087341 | xxxxx |  |  | C | A | A | C | A | A | A | A |  |
| xxxxx | 4000088723 | xxxxx |  |  | B |  | A | B | B |  | A | B |  |
| xxxxx | 4000086216 | xxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxx | 4000087233 | xxxxx |  |  | C |  | A | C | A |  | A | A |  |
| xxxxx | 4000085779 | xxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxx | 4000089934 | xxxxx |  |  | C |  | A | C | A |  | A | A |  |
| xxxxx | 4000089395 | xxxxx |  |  | C | B | A | C | A | B | A | B |  |
| xxxxx | 4000086487 | xxxxx |  |  | C | B | A | C | B | B | A | B |  |
| xxxxx | 4000085714 | xxxxx |  |  | C |  | A | C | A |  | A | A |  |
| xxxxx | 4000087313 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000086063 | xxxxx |  |  | C |  | A | C | A |  | A | A |  |
| xxxxx | 4000088812 | xxxxx |  |  | C | C | A | C | A | B | A | B |  |
| xxxxx | 4000088395 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000085993 | xxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxx | 4000088803 | xxxxx |  |  | B | B | A | B | B | B | A | B |  |
| xxxxx | 4000086879 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000090096 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000086422 | xxxxx |  |  | C |  | A | C | A |  | A | A |  |
| xxxxx | 4000087159 | xxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxx | 4000086447 | xxxxx |  |  | C | C | A | C | A | A | A | A |  |
| xxxxx | 4000089081 | xxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxx | 4000086229 | xxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxx | 4000086853 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000089443 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000086917 | xxxxx |  |  | D | A | A | D | A | A | A | A |  |
| xxxxx | 4000086950 | xxxxx |  |  | C | A | A | C | B | A | A | B |  |
| xxxxx | 4000089958 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000089872 | xxxxx |  |  | C |  | A | C | A |  | A | A |  |
| xxxxx | 4000086904 | xxxxx |  |  | B | B | A | B | B | B | A | B |  |
| xxxxx | 4000088161 | xxxxx |  |  | C |  | A | C | A |  | A | A |  |
| xxxxx | 4000085113 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000085032 | xxxxx |  |  | D |  | A | D | B |  | A | B |  |
| xxxxx | 4000088779 | xxxxx |  |  | B |  | A | B | B |  | A | B |  |
| xxxxx | 4000086120 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000087036 | xxxxx |  |  | C | C | A | C | B | B | A | B |  |
| xxxxx | 4000086028 | xxxxx |  |  | B |  | A | B | B |  | A | B |  |
| xxxxx | 4000087039 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000087079 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000087434 | xxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxx | 4000086923 | xxxxx |  |  | C | A | A | C | A | A | A | A |  |
| xxxxx | 4000086808 | xxxxx |  |  | A | C | A | C | A | B | A | B |  |
| xxxxx | 4000090281 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000088558 | xxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxx | 4000086706 | xxxxx |  |  | C | B | A | C | A | B | A | B |  |
| xxxxx | 4000090118 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000082957 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000089420 | xxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxx | 4000087210 | xxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxx | 4000087052 | xxxxx |  |  | B |  | A | B | B |  | A | B |  |
| xxxxx | 4000089843 | xxxxx |  |  | C |  | A | C | A |  | A | A |  |
| xxxxx | 4000086783 | xxxxx |  |  | C |  | A | C | A |  | A | A |  |
| xxxxx | 4000087059 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000086511 | xxxxx |  |  | C | A | A | C | A | A | A | A |  |
| xxxxx | 4000087183 | xxxxx |  |  | C |  | A | C | B |  | A | B |  |
| xxxxx | 4000091619 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000086558 | xxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxx | 4000087394 | xxxxx |  |  | C | B | A | C | A | B | A | B |  |
| xxxxx | 4000090329 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000087113 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000087491 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000086230 | xxxxx |  |  | C |  | A | C | A |  | A | A |  |
| xxxxx | 4000090350 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000089982 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000086305 | xxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxx | 4000086636 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000086362 | xxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxx | 4000089471 | xxxxx |  |  | C |  | C | C | B |  | A | B |  |
| xxxxx | 4000087080 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000090386 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000088717 | xxxxx |  |  | C |  | A | C | A |  | A | A |  |
| xxxxx | 4000090380 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000087384 | xxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxx | 4000090395 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000089937 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000090392 | xxxxx |  |  | C |  | D | D | A |  | A | A |  |
| xxxxx | 4000086821 | xxxxx |  |  | D |  | D | D | A |  | A | A |  |
| xxxxx | 4000087521 | xxxxx |  |  | C | A | A | C | B | A | A | B |  |
| xxxxx | 4000087297 | xxxxx |  |  | C | B | A | C | A | B | A | B |  |
| xxxxx | 4000082958 | xxxxx |  |  | C |  | A | C | A |  | A | A |  |
| xxxxx | 4000086913 | xxxxx |  |  | C |  | A | C | A |  | A | A |  |
| xxxxx | 4000088189 | xxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxx | 4000088193 | xxxxx |  |  | C | B | A | C | B | B | A | B |  |
| xxxxx | 4000089704 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000087338 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000090397 | xxxxx |  |  | C |  | A | C | A |  | A | A |  |
| xxxxx | 4000085507 | xxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxx | 4000087709 | xxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxx | 4000085351 | xxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxx | 4000088808 | xxxxx |  |  | B | B | A | B | B | B | A | B |  |
| xxxxx | 4000086529 | xxxxx |  |  | B | A | A | B | B | A | A | B |  |
| xxxxx | 4000086050 | xxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxx | 4000086632 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000088604 | xxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxx | 4000089169 | xxxxx |  |  | B | B | A | B | B | B | A | B |  |
| xxxxx | 4000086201 | xxxxx |  |  | B | A | A | B | B | A | A | B |  |
| xxxxx | 4000087402 | xxxxx |  |  | B | B | A | B | B | B | A | B |  |
| xxxxx | 4000086832 | xxxxx |  |  | C |  | A | C | A |  | A | A |  |
| xxxxx | 4000087206 | xxxxx |  |  | C | B | B | C | A | B | B | B |  |
| xxxxx | 4000087308 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000090021 | xxxxx |  |  | B |  | A | B | B |  | A | B |  |
| xxxxx | 4000087514 | xxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxx | 4000089054 | xxxxx |  |  | C |  | A | C | A |  | A | A |  |
| xxxxx | 4000088188 | xxxxx |  |  | B | B | A | B | B | B | A | B |  |
| xxxxx | 4000087913 | xxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxx | 4000086971 | xxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxx | 4000088081 | xxxxx |  |  | C | A | A | C | A | A | A | A |  |
| xxxxx | 4000089230 | xxxxx |  |  | B | B | A | B | B | B | A | B |  |
| xxxxx | 4000087408 | xxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxx | 4000086514 | xxxxx |  |  | B |  | A | B | B |  | A | B |  |
| xxxxx | 4000087221 | xxxxx |  |  | A | A | D B C | D B C | A | A | B | B |  |
| xxxxx | 4000090214 | xxxxx |  |  | C |  | A | C | B |  | A | B |  |
| xxxxx | 4000089070 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000090849 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000087774 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000087762 | xxxxx |  |  | C |  | A | C | A |  | A | A |  |
| xxxxx | 4000087087 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000087642 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000085731 | xxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxx | 4000086975 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000088180 | xxxxx |  |  | C | C | A | C | B | A | A | B |  |
| xxxxx | 4000085810 | xxxxx |  |  | B |  | A | B | B |  | A | B |  |
| xxxxx | 4000085594 | xxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxx | 4000087421 | xxxxx |  |  | B |  | A | B | B |  | A | B |  |
| xxxxx | 4000089232 | xxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxx | 4000088770 | xxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxx | 4000086560 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000088299 | xxxxx |  |  | C | C | A | C | A | A | A | A |  |
| xxxxx | 4000086895 | xxxxx |  |  | B | B | A | B | B | B | A | B |  |
| xxxxx | 4000089885 | xxxxx |  |  | B |  | A | B | B |  | A | B |  |
| xxxxx | 4000087444 | xxxxx |  |  | C |  | A | C | B |  | A | B |  |
| xxxxx | 4000090236 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000087383 | xxxxx |  |  | C |  | A | C | A |  | A | A |  |
| xxxxx | 4000087002 | xxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxx | 4000087696 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000086848 | xxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxx | 4000089353 | xxxxx |  |  | A | C | A | C | A | B | A | B |  |
| xxxxx | 4000088898 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000087380 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000085939 | xxxxx |  |  | C |  | A | C | A |  | A | A |  |
| xxxxx | 4000089639 | xxxxx |  |  | C | B | A | C | A | B | A | B |  |
| xxxxx | 4000089980 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000088953 | xxxxx |  |  | C |  | A | C | A |  | A | A |  |
| xxxxx | 4000087334 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000089640 | xxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxx | 4000086021 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000086195 | xxxxx |  |  | C | C | A | C | A | B | A | B |  |
| xxxxx | 4000088700 | xxxxx |  |  | A | C | A | C | A | B | A | B |  |
| xxxxx | 4000086754 | xxxxx |  |  | B | B | A | B | B | B | A | B |  |
| xxxxx | 4000087301 | xxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxx | 4000090200 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000088568 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000087279 | xxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxx | 4000088804 | xxxxx |  |  | A | C | A | C | A | B | A | B |  |
| xxxxx | 4000086981 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000085561 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000089712 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000087690 | xxxxx |  |  | C | B | A | C | A | B | A | B |  |
| xxxxx | 4000087613 | xxxxx |  |  | B |  | A | B | B |  | A | B |  |
| xxxxx | 4000086003 | xxxxx |  |  | C |  | A | C | A |  | A | A |  |
| xxxxx | 4000087144 | xxxxx |  |  | C |  | A | C | A |  | A | A |  |
| xxxxx | 4000088841 | xxxxx |  |  | D |  | D | D | A |  | A | A |  |
| xxxxx | 4000087499 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000088950 | xxxxx |  |  | C |  | A | C | A |  | A | A |  |
| xxxxx | 4000089926 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000086020 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000090682 | xxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxx | 4000085305 | xxxxx |  |  | C |  | A | C | A |  | A | A |  |
| xxxxx | 4000086619 | xxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxx | 4000086022 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000086023 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000086473 | xxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxx | 4000088155 | xxxxx |  |  | C | A | A | C | A | A | A | A |  |
| xxxxx | 4000088807 | xxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxx | 4000090656 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000088967 | xxxxx |  |  | C | B | A | C | B | B | A | B |  |
| xxxxx | 4000087009 | xxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxx | 4000087412 | xxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxx | 4000090266 | xxxxx |  |  | C |  | A | C | A |  | A | A |  |
| xxxxx | 4000087012 | xxxxx |  |  | C | C | A | C | A | A | A | A |  |
| xxxxx | 4000087346 | xxxxx |  |  | C | A | A | C | A | A | A | A |  |
| xxxxx | 4000086812 | xxxxx |  |  | C | B | A | C | A | B | A | B |  |
| xxxxx | 4000087525 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000088355 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000090275 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000088811 | xxxxx |  |  | B | B | A | B | B | B | A | B |  |
| xxxxx | 4000087407 | xxxxx |  |  | B | B | A | B | A | B | A | B |  |
| xxxxx | 4000086699 | xxxxx |  |  | C | A | D B C | D C | A | A | B | B |  |
| xxxxx | 4000086185 | xxxxx |  |  | B |  | A | B | B |  | A | B |  |
| xxxxx | 4000086925 | xxxxx |  |  | C |  | A | C | A |  | A | A |  |
| xxxxx | 4000087090 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000086431 | xxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxx | 4000087182 | xxxxx |  |  | C | B | A | C | A | B | A | B |  |
| xxxxx | 4000088969 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000085788 | xxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxx | 4000089976 | xxxxx |  |  | C | A | A | C | A | A | A | A |  |
| xxxxx | 4000088966 | xxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxx | 4000087117 | xxxxx |  |  | C | A | A | C | A | A | A | A |  |
| xxxxx | 4000089851 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000088184 | xxxxx |  |  | C | B | A | C | B | B | A | B |  |
| xxxxx | 4000086890 | xxxxx |  |  | A | C | A | C | A | B | A | B |  |
| xxxxx | 4000088835 | xxxxx |  |  | C | A | A | C | A | A | A | A |  |
| xxxxx | 4000089078 | xxxxx |  |  | C | B | A | C | B | B | A | B |  |
| xxxxx | 4000087876 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000089307 | xxxxx |  |  | C | B | A | C | B | B | A | B |  |
| xxxxx | 4000091816 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000090421 | xxxxx |  |  | C |  | A | C | A |  | A | A |  |
| xxxxx | 4000089876 | xxxxx |  |  | B |  | A | B | B |  | A | B |  |
| xxxxx | 4000087445 | xxxxx |  |  | C |  | A | C | A |  | A | A |  |
| xxxxx | 4000088372 | xxxxx |  |  | C |  | A | C | A |  | A | A |  |
| xxxxx | 4000086298 | xxxxx |  |  | C | A | A | C | A | A | A | A |  |
| xxxxx | 4000088159 | xxxxx |  |  | C |  | A | C | B |  | A | B |  |
| xxxxx | 4000087628 | xxxxx |  |  | C |  | A | C | A |  | A | A |  |
| xxxxx | 4000087832 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000086270 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000089224 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000087330 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000088577 | xxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxx | 4000089118 | xxxxx |  |  | B | B | A | B | B | B | A | B |  |
| xxxxx | 4000090842 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000087923 | xxxxx |  |  | C |  | A | C | A |  | A | A |  |
| xxxxx | 4000086097 | xxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxx | 4000085811 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000089196 | xxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxx | 4000086371 | xxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxx | 4000087388 | xxxxx |  |  | C | A | A | C | A | A | A | A |  |
| xxxxx | 4000086747 | xxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxx | 4000086733 | xxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxx | 4000084812 | xxxxx |  |  | C |  | A | C | A |  | A | A |  |
| xxxxx | 4000086648 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000088619 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000086563 | xxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxx | 4000089310 | xxxxx |  |  | B | B | A | B | B | B | A | B |  |
| xxxxx | 4000090121 | xxxxx |  |  | C |  | A | C | A |  | A | A |  |
| xxxxx | 4000087377 | xxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxx | 4000086236 | xxxxx |  |  | C | A | A | C | A | A | A | A |  |
| xxxxx | 4000086197 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000090829 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000087022 | xxxxx |  |  | C | C | D | D | A | A | A | A |  |
| xxxxx | 4000088579 | xxxxx |  |  | C | A | A | C | B | A | A | B |  |
| xxxxx | 4000086029 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000092023 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000090468 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000088615 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000090439 | xxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxx | 4000089868 | xxxxx |  |  | C |  | A | C | A |  | A | A |  |
| xxxxx | 4000090177 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000089720 | xxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxx | 4000088570 | xxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxx | 4000087887 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000086817 | xxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxx | 4000089741 | xxxxx |  |  | A | C | A | C | A | A | A | A |  |
| xxxxx | 4000090025 | xxxxx |  |  | C |  | A | C | A |  | A | A |  |
| xxxxx | 4000086820 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000086720 | xxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxx | 4000090125 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000086547 | xxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxx | 4000086233 | xxxxx |  |  | C | B | A | C | A | B | A | B |  |
| xxxxx | 4000087024 | xxxxx |  |  | C | B | B | C | A | B | B | B |  |
| xxxxx | 4000090939 | xxxxx |  |  | C |  | A | C | A |  | A | A |  |
| xxxxx | 4000087081 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000087169 | xxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxx | 4000086350 | xxxxx |  |  | C |  | A | C | A |  | A | A |  |
| xxxxx | 4000077318 | xxxxx |  |  | C |  | A | C | A |  | A | A |  |
| xxxxx | 4000089077 | xxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxx | 4000087018 | xxxxx |  |  | C | B | A | C | A | B | A | B |  |
| xxxxx | 4000086779 | xxxxx |  |  | C | A | A | C | B | A | A | B |  |
| xxxxx | 4000085808 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000086947 | xxxxx |  |  | C | C | A | C | A | B | A | B |  |
| xxxxx | 4000087200 | xxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxx | 4000087554 | xxxxx |  |  | D |  | A | D | A |  | A | A |  |
| xxxxx | 4000089778 | xxxxx |  |  | B | A | A | B | B | A | A | B |  |
| xxxxx | 4000086897 | xxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxx | 4000087550 | xxxxx |  |  | D |  | A | D | A |  | A | A |  |
| xxxxx | 4000091314 | xxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxx | 4000089900 | xxxxx |  |  | C |  | A | C | A |  | A | A |  |
| xxxxx | 4000090044 | xxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxx | 4000087109 | xxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxx | 4000088695 | xxxxx |  |  | B |  | A | B | B |  | A | B |  |
| xxxxx | 4000086259 | xxxxx |  |  | C |  | A | C | A |  | A | A |  |
| xxxxx | 4000090989 | xxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxx | 4000092191 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000089812 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000090452 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000085751 | xxxxx |  |  | C |  | A | C | A |  | A | A |  |
| xxxxx | 4000087093 | xxxxx |  |  | C |  | A | C | B |  | A | B |  |
| xxxxx | 4000085917 | xxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxx | 4000087396 | xxxxx |  |  | C | A | A | C | A | A | A | A |  |
| xxxxx | 4000084444 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000093335 | xxxxx |  |  | C |  | A | C | A |  | A | A |  |
| xxxxx | 4000090239 | xxxxx |  |  | C |  | A | C | A |  | A | A |  |
| xxxxx | 4000088173 | xxxxx |  |  | B | A | A | B | B | A | A | B |  |
| xxxxx | 4000087209 | xxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxx | 4000089914 | xxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxx | 4000087014 | xxxxx |  |  | C | B | A | C | A | B | A | B |  |
| xxxxx | 4000086944 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000086628 | xxxxx |  |  | C | A | A | C | A | A | A | A |  |
| xxxxx | 4000089330 | xxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxx | 4000090768 | xxxxx |  |  | C | A | A | C | A | A | A | A |  |
| xxxxx | 4000090378 | xxxxx |  |  | A | C | A | C | A | A | A | A |  |
| xxxxx | 4000086649 | xxxxx |  |  | C |  | A | C | A |  | A | A |  |
| xxxxx | 4000089734 | xxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxx | 4000088610 | xxxxx |  |  | C | A | A | C | A | A | A | A |  |
| xxxxx | 4000086478 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000090268 | xxxxx |  |  | C |  | A | C | A |  | A | A |  |
| xxxxx | 4000086758 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000087068 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000090276 | xxxxx |  |  | C |  | A | C | B |  | A | B |  |
| xxxxx | 4000091416 | xxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxx | 4000091277 | xxxxx |  |  | A | B | A B | B | A | B | A B | B |  |
| xxxxx | 4000087433 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000090346 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000087215 | xxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxx | 4000089788 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000089940 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000087142 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000086119 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000087494 | xxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxx | 4000091817 | xxxxx |  |  | C | A | A | C | A | A | A | A |  |
| xxxxx | 4000092751 | xxxxx |  |  | B |  | A | B | B |  | A | B |  |
| xxxxx | 4000089215 | xxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxx | 4000091381 | xxxxx |  |  | C | A | A | C | B | A | A | B |  |
| xxxxx | 4000089011 | xxxxx |  |  | D | C | A | D | B | B | A | B |  |
| xxxxx | 4000088760 | xxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxx | 4000087324 | xxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxx | 4000089632 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000089870 | xxxxx |  |  | A | C | A | C | A | B | A | B |  |
| xxxxx | 6000097458 | xxxxx |  |  | A | B | D | D | A | B | A | B |  |
| xxxxx | 6000097482 | xxxxx |  |  | C | A | A | C | A | A | A | A |  |
| xxxxx | 6000097446 | xxxxx |  |  | C | A | D B C | D C | A | A | B | B |  |
| xxxxx | 6000097507 | xxxxx |  |  | C | A | D | D | A | A | A | A |  |
| xxxxx | 6000097500 | xxxxx |  |  | C | C | A | C | A | B | A | B |  |
| xxxxx | 6000097498 | xxxxx |  |  | C | C | A | C | A | A | A | A |  |
| xxxxx | 6000097442 | xxxxx |  |  | C | A | D | D | A | A | A | A |  |
| xxxxx | 6000097474 | xxxxx |  |  | C | A | A | C | A | A | A | A |  |
| xxxxx | 6000097431 | xxxxx |  |  | C | B C | D | D | A | B | A | B |  |
| xxxxx | 6000097479 | xxxxx |  |  | C | B | D B C | D C | A | B | B | B |  |
| xxxxx | 6000097448 | xxxxx |  |  | C | A | A | C | A | A | A | A |  |
| xxxxx | 6000097432 | xxxxx |  |  | A | B C | A | B C | A | A | A | A |  |
| xxxxx | 6000097445 | xxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxx | 6000097483 | xxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxx | 6000097456 | xxxxx |  |  | C | B C | A | C | A | B | A | B |  |
| xxxxx | 6000097463 | xxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxx | 6000097447 | xxxxx |  |  | A | C | A | C | A | B | A | B |  |
| xxxxx | 6000097452 | xxxxx |  |  | A | C | A | C | A | A | A | A |  |
| xxxxx | 6000097461 | xxxxx |  |  | C | C | A | C | A | B | A | B |  |
| xxxxx | 6000097439 | xxxxx |  |  | A | B C | A | B C | A | A | A | A |  |
| xxxxx | 6000097487 | xxxxx |  |  | B | A | D | D | B | A | A | B |  |
| xxxxx | 6000097501 | xxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxx | 6000097480 | xxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxx | 6000097495 | xxxxx |  |  | A | C | A | C | A | A | A | A |  |
| xxxxx | 6000097472 | xxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxx | 6000097497 | xxxxx |  |  | A | B C | A | B C | A | B | A | B |  |
| xxxxx | 6000097490 | xxxxx |  |  | B | B | A | B | B | B | A | B |  |
| xxxxx | 6000097489 | xxxxx |  |  | C | A | A | C | A | A | A | A |  |
| xxxxx | 6000097475 | xxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxx | 6000097499 | xxxxx |  |  | A | C | A | C | A | A | A | A |  |
| xxxxx | 6000097434 | xxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxx | 6000097494 | xxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxx | 6000097451 | xxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxx | 6000097459 | xxxxx |  |  | C | C | A | C | A | A | A | A |  |
| xxxxx | 6000097464 | xxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxx | 6000097468 | xxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxx | 6000097449 | xxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxx | 6000097506 | xxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxx | 6000097491 | xxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxx | 6000097436 | xxxxx |  |  | C | B C | A | C | A | A | A | A |  |
| xxxxx | 6000097450 | xxxxx |  |  | C | A | A | C | A | A | A | A |  |
| xxxxx | 6000097433 | xxxxx |  |  | A | C | A | C | A | A | A | A |  |
| xxxxx | 6000097454 | xxxxx |  |  | A | B | D | D | A | B | A | B |  |
| xxxxx | 6000097438 | xxxxx |  |  | C | A | A | C | A | A | A | A |  |
| xxxxx | 6000097477 | xxxxx |  |  | C | A | A | C | A | A | A | A |  |
| xxxxx | 6000097505 | xxxxx |  |  | C | A | A | C | A | A | A | A |  |
| xxxxx | 6000097478 | xxxxx |  |  | C | A | A | C | A | A | A | A |  |
| xxxxx | 6000097460 | xxxxx |  |  | B | B | A | B | B | B | A | B |  |
| xxxxx | 6000097437 | xxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxx | 6000097453 | xxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxx | 6000097440 | xxxxx |  |  | B | B | A | B | B | B | A | B |  |
| xxxxx | 6000097462 | xxxxx |  |  | C | A | D | D | A | A | A | A |  |
| xxxxx | 6000097481 | xxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxx | 6000097484 | xxxxx |  |  | C | B | D | D | B | B | A | B |  |
| xxxxx | 6000097488 | xxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxx | 6000097503 | xxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxx | 4000090774 | xxxxx |  |  | C |  | A | C | A |  | A | A |  |
| xxxxx | 4000091431 | xxxxx |  |  | C |  | A | C | B |  | A | B |  |
| xxxxx | 4000092102 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000086269 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000089627 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000092314 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000089744 | xxxxx |  |  | C |  | D | D | A |  | A | A |  |
| xxxxx | 4000090354 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000089564 | xxxxx |  |  | C | B | A | C | A | B | A | B |  |
| xxxxx | 4000090631 | xxxxx |  |  | C |  | A | C | A |  | A | A |  |
| xxxxx | 4000089730 | xxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxx | 4000089911 | xxxxx |  |  | C | A | A | C | A | A | A | A |  |
| xxxxx | 4000088562 | xxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxx | 4000087062 | xxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxx | 4000092822 | xxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxx | 4000091580 | xxxxx |  |  | C |  | A | C | B |  | A | B |  |
| xxxxx | 4000093241 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000089863 | xxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxx | 4000090551 | xxxxx |  |  | C | A | A | C | A | A | A | A |  |
| xxxxx | 4000091489 | xxxxx |  |  | C |  | A | C | B |  | A | B |  |
| xxxxx | 4000086629 | xxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxx | 4000092196 | xxxxx |  |  | C |  | A | C | B |  | A | B |  |
| xxxxx | 4000085437 | xxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxx | 4000090873 | xxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxx | 4000087368 | xxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxx | 4000089831 | xxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxx | 4000088945 | xxxxx |  |  | C | A | A | C | A | A | A | A |  |
| xxxxx | 4000089177 | xxxxx |  |  | B | A | A | B | B | A | A | B |  |
| xxxxx | 4000088551 | xxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxx | 4000091106 | xxxxx |  |  | B | A | A | B | B | A | A | B |  |
| xxxxx | 4000089887 | xxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxx | 4000089073 | xxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxx | 4000090890 | xxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxx | 4000087834 | xxxxx |  |  | C | A | A | C | A | A | A | A |  |
| xxxxx | 4000092173 | xxxxx |  |  | B |  | A | B | B |  | A | B |  |
| xxxxx | 4000086499 | xxxxx |  |  | B |  | C | C | B |  | A B | B |  |
| xxxxx | 4000090064 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000092930 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000089638 | xxxxx |  |  | C |  | A | C | A |  | A | A |  |
| xxxxx | 4000093159 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000091000 | xxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxx | 4000090046 | xxxxx |  |  | C | C | A | C | B | B | A | B |  |
| xxxxx | 4000088842 | xxxxx |  |  | A | B | A | B | A | B | A | B |  |
| xxxxx | 4000090208 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000092017 | xxxxx |  |  | C |  | A | C | A |  | A | A |  |
| xxxxx | 4000092494 | xxxxx |  |  | D |  | A | D | A |  | A | A |  |
| xxxxx | 4000087296 | xxxxx |  |  | C | A | A | C | A | A | A | A |  |
| xxxxx | 4000091124 | xxxxx |  |  | B | A | A | B | B | A | A | B |  |
| xxxxx | 4000092814 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000091895 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000090915 | xxxxx |  |  | C |  | A | C | A |  | A | A |  |
| xxxxx | 4000090347 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000093314 | xxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxx | 4000093415 | xxxxx |  |  | C |  | A | C | A |  | A | A |  |
| xxxxx | 4000091319 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000095025 | xxxxx |  |  | B |  | A | B | B |  | A | B |  |
| xxxxx | 4000094051 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000093949 | xxxxx |  |  | C |  | A | C | A |  | A | A |  |
| xxxxx | 4000094054 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000094868 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000089844 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000091175 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000092367 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000093934 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000092362 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000092359 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000096103 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000092787 | xxxxx |  |  | A | C | A | C | A | B | A | B |  |
| xxxxx | 4000092356 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000095306 | xxxxx |  |  | B | B | A | B | B | B | A | B |  |
| xxxxx | 4000093229 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000093061 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000091327 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000091394 | xxxxx |  |  | C |  | A | C | A |  | A | A |  |
| xxxxx | 4000097151 | xxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxx | 4000093708 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000094416 | xxxxx |  |  | C |  | A | C | A |  | A | A |  |
| xxxxx | 4000097437 | xxxxx |  |  | A |  | D | D | A |  | A | A |  |
| xxxxx | 4000092442 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000096628 | xxxxx |  |  | C |  | D | D | A |  | A | A |  |
| xxxxx | 4000094977 | xxxxx |  |  | C |  | A | C | A |  | A | A |  |
| xxxxx | 4000094828 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000094566 | xxxxx |  |  | B |  | A | B | B |  | A | B |  |
| xxxxx | 4000094662 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000097436 | xxxxx |  |  | A |  | D | D | A |  | A | A |  |
| xxxxx | 4000092825 | xxxxx |  |  | C |  | A | C | A |  | A | A |  |
| xxxxx | 4000092809 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000093418 | xxxxx |  |  | C |  | A | C | A |  | A | A |  |
| xxxxx | 4000098637 | xxxxx |  |  | A |  | D | D | A |  | A | A |  |
| xxxxx | 4000097234 | xxxxx |  |  | C |  | D | D | A |  | A | A |  |
| xxxxx | 4000096966 | xxxxx |  |  | C |  | D | D | B |  | A | B |  |
| xxxxx | 4000092378 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000096485 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000093426 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000096446 | xxxxx |  |  | B | B | A | B | B | B | A | B |  |
| xxxxx | 4000095650 | xxxxx |  |  | C |  | A | C | A |  | A | A |  |
| xxxxx | 4000092097 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000096997 | xxxxx |  |  | C |  | A | C | A |  | A | A |  |
| xxxxx | 4000093730 | xxxxx |  |  | A | A | A | A | A | A | A | A |  |
| xxxxx | 4000090824 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000094818 | xxxxx |  |  | C |  | A | C | A |  | A | A |  |
| xxxxx | 4000094806 | xxxxx |  |  | C |  | A | C | A |  | A | A |  |
| xxxxx | 4000094813 | xxxxx |  |  | C |  | A | C | A |  | A | A |  |
| xxxxx | 4000093167 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000092487 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000097763 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |
| xxxxx | 4000088179 | xxxxx |  |  | A |  | A | A | A |  | A | A |  |

---

## Exhibit 99.1

**Exhibit 99.1 Schedule 2**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **SitusAMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Loan Exception ID** | **Exception Date** | **Exception Type** | **Exception Category** | **Exception Subcategory** | **15E Category** | **Exception** | **Exception Detail** | **Exception Information** | **Compensating Factors** | **Compensating Factor Information** | **Applying Party** | **Follow-up Comments** | **Cleared Date** | **Cured Date** | **Waived Date** | **Exception Level Grade** | **Note Date** | **Property State** | **Occupancy** | **Purpose** | **Exception Remediation** | **Originator QM ATR Status** | **TPR QM ATR Status** | **Is Curable** |
| xxxxx | 4000047455 | xxxxx |  | xxxxx |  | Credit | Credit | Credit Eligibility | Guideline | Public Record Issue: |  | Letter of explanation in the file from the borrower indicating it is an error. Require proof of it being an error or proof it was paid is required. The amount is $[REDACTED]and is less than [REDACTED]years prior to closing. |  |  |  | Reviewer Comment (2024-09-17): Accepted as is. |  |  | 09/17/2024 | 2 B |  | NC | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| xxxxx | 4000047455 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Missing the[REDACTED] Condominium Project Warranty Certification |  |  |  | Reviewer Comment (2024-09-18): Received, Clearing.<br>Seller Comment (2024-09-17): Comment from[REDACTED] ([REDACTED]):[REDACTED] form condo cert | 09/18/2024 |  |  | 1 C A |  | NC | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| xxxxx | 4000047459 | xxxxx |  | xxxxx |  | Credit | Credit | Credit Eligibility | Guideline | Public Record Issue: |  | The file contains a letter of explanation of the charge off with [REDACTED]. Require proof this is an error or has been paid. |  |  |  | Reviewer Comment (2024-09-18): Received, Clearing.<br>Reviewer Comment (2024-09-18): Received credit report in trailing documents. Please provide evidence the charge off of $[REDACTED] has been paid.<br>Seller Comment (2024-09-18): Comment from [REDACTED] ([REDACTED]): [REDACTED]is in regards to item 3 on credit report | 09/18/2024 |  |  | 1 B A |  | NC | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| xxxxx | 4000047459 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | A certification, similar to the [REDACTED]<br> [REDACTED]Project Warranty Certification must be provided with the loan package |  |  |  | Reviewer Comment (2024-09-18): Received, Clearing.<br>Seller Comment (2024-09-18): Comment from [REDACTED] ([REDACTED]): [REDACTED]form, condo questionnaire | 09/18/2024 |  |  | 1 C A |  | NC | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| xxxxx | 4000069334 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule ([REDACTED]): Creditor did not provide a copy of each valuation to applicant three ([REDACTED]) business days prior to consummation. | Appraisal Receipt Confirmation document not provided. |  |  |  | Reviewer Comment (2025-04-16): Accepted as is. |  |  | 04/16/2025 | 2 B |  | FL | Second Home | Purchase | B A | Non QM | Non QM | No |
| xxxxx | 4000072510 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely | ECOA Valuations Rule ([REDACTED]): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to applicant within [REDACTED] of application or determination of first lien status. |  |  |  |  | Reviewer Comment (2025-04-25): Accepted as is. |  |  | 04/25/2025 | 2 B |  | NY | Investment | Refinance - Rate/Term | B A | N/A | N/A | No |
| xxxxx | 4000074488 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | RESPA | Missing Final HUD-1 RESPA Investment Occupancy No Business Purpose Cert (Not subject to APL) | RESPA: Missing Final HUD-1 Title Co. Closing Statement used to source fees. Investment occupancy witrh no business purpose cert in file. Loan is not subject to APL tests in scope requiring points and fees. |  |  |  |  | Reviewer Comment (2025-05-12): Accepted as is. |  |  | 05/12/2025 | 2 B |  | NJ | Investment | Purchase | B A | N/A | N/A | No |
| xxxxx | 4000074488 | xxxxx |  | xxxxx |  | Compliance | Compliance | State Compliance | State Defect | New Jersey Prepayment Penalty | [REDACTED] Prepayment Penalty: No prepayment penalties are permissible in the state of [REDACTED] Prepay language states prepay will not exceed maximum permitted by applicable law. |  |  |  |  | Reviewer Comment (2025-05-12): Accepted as is. |  |  | 05/12/2025 | 2 B |  | NJ | Investment | Purchase | B A | N/A | N/A | No |
| xxxxx | 4000074488 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely | ECOA Valuations Rule ([REDACTED]): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to applicant within three (3) business days of application or determination of first lien status. | Borrower signed document [REDACTED] |  |  |  | Reviewer Comment (2025-05-12): Accepted as is. |  |  | 05/12/2025 | 2 B |  | NJ | Investment | Purchase | B A | N/A | N/A | No |
| xxxxx | 4000074488 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | [REDACTED] Post application vs now allowed per [REDACTED].<br> -[REDACTED]<br> - now to be [REDACTED] owned [REDACTED]% by borrower Lender exception approved. Comp Factors FICO [REDACTED], [REDACTED] months reserves. | Borrower has been employed in the same industry for more than [REDACTED] years.<br>Borrower has verified disposable income of at least $[REDACTED].<br>Borrower has worked in the same position for more than 3 years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [REDACTED]% and $[REDACTED]. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-05-12): Client elects to waive regrade with compensating factors. |  |  | 05/12/2025 | 2 B |  | NJ | Investment | Purchase | B A | N/A | N/A | No |
| xxxxx | 4000072859 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely | ECOA Valuations Rule ([REDACTED]): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to applicant within [REDACTED] of application or determination of first lien status. | Creditor did not provide "Right to Receive a Copy" appraisal disclosure to applicant within [REDACTED] of application or determination of first lien status. |  |  |  | Reviewer Comment (2025-05-19): Accepted as is. |  |  | 05/19/2025 | 2 B |  | CA | Investment | Purchase | B A | N/A | N/A | No |
| xxxxx | 4000072859 | xxxxx |  | xxxxx |  | Compliance | Loan Package Documentation | Application / Processing | Missing, Incorrect, or Incomplete Final or Initial 1003 | Missing Document: Missing Lender's Initial 1003 |  | Initial [REDACTED] is Missing |  |  |  | Reviewer Comment (2025-05-19): Accepted as is. |  |  | 05/19/2025 | 2 B |  | CA | Investment | Purchase | B A | N/A | N/A | No |
| xxxxx | 4000072699 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | The certificate of good standing was not provided for [REDACTED] |  |  |  | Reviewer Comment (2025-05-29): Certificate of good standing Provided in file. Exception Cleared.<br>Seller Comment (2025-05-29): Comment from [REDACTED] ([REDACTED]): Franchise Tax Account<br>Reviewer Comment (2025-05-28): Need the certificate of good standing cannot accept what was provided.<br>Seller Comment (2025-05-28): Comment from [REDACTED] ([REDACTED]): The LLC was formed [REDACTED]([REDACTED]) Can this please be reviewed and cleared | 05/29/2025 |  |  | 1 C A |  | TX | Investment | Purchase | C A |  | N/A | No |
| xxxxx | 4000072699 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | The file was missing a copy of Fraud Report. |  |  |  | Reviewer Comment (2025-05-27): Received Fraud Report. Exception Cleared.<br>Seller Comment (2025-05-27): Comment from [REDACTED]([REDACTED]): Fraud Report | 05/27/2025 |  |  | 1 C A |  | TX | Investment | Purchase | C A |  | N/A | No |
| xxxxx | 4000072699 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note Addendum - Prepayment not provided |  | The file was missing a copy of Note Addendum - Prepayment. |  |  |  | Reviewer Comment (2025-05-27): Received Note Addendum - Prepayment. Exception Cleared.<br>Seller Comment (2025-05-27): Comment from [REDACTED] [REDACTED]): Note Addendum | 05/27/2025 |  |  | 1 C A |  | TX | Investment | Purchase | C A |  | N/A | Yes |
| xxxxx | 4000072699 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  | The articles of formation for[REDACTED] were not provided. Only the certificate of filing receipt was provided. |  |  |  | Reviewer Comment (2025-05-28): Certificate of Formation was received, exception cleared.<br>Seller Comment (2025-05-28): Comment from [REDACTED] ([REDACTED]): The Articles were in the initial package uploaded | 05/28/2025 |  |  | 1 C A |  | TX | Investment | Purchase | C A |  | N/A | No |
| xxxxx | 4000079504 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  | The file was missing a copy of Articles of Organization/Formation for [REDACTED] |  |  |  | Reviewer Comment (2025-06-08): Received Articles of Organization. Exception cleared.<br>Seller Comment (2025-06-06): Comment from [REDACTED] ([REDACTED]): Articles attached | 06/08/2025 |  |  | 1 C A |  | MI | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| xxxxx | 4000079504 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | The file was missing a copy of Certificate of Good Standing for [REDACTED]. |  |  |  | Reviewer Comment (2025-06-08): Received Certificate of Good Standing. Exception cleared.<br>Seller Comment (2025-06-06): Comment from [REDACTED] ([REDACTED]): Good Standing | 06/08/2025 |  |  | 1 C A |  | MI | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| xxxxx | 4000079504 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | The file was missing a copy of Corporate Resolution/ Operating agreement for [REDACTED] |  |  |  | Reviewer Comment (2025-06-08): Received Operating Agreement. Exception cleared.<br>Seller Comment (2025-06-06): Comment from [REDACTED] ([REDACTED]): Operating agreement attached | 06/08/2025 |  |  | 1 C A |  | MI | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| xxxxx | 4000079504 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | the file was missing a copy of Fraud Report |  |  |  | Reviewer Comment (2025-06-08): Received Fraud Report. Exception cleared.<br>Seller Comment (2025-06-06): Comment from [REDACTED] ([REDACTED]): Fraud attached | 06/08/2025 |  |  | 1 C A |  | MI | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| xxxxx | 4000079504 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Application / Processing | Insurance | Missing Document: Flood Certificate not provided |  | The file was missing a copy of Flood Certificate |  |  |  | Reviewer Comment (2025-06-08): Received Flood Certificate. Exception cleared.<br>Seller Comment (2025-06-06): Comment from [REDACTED] ([REDACTED]): Flood cert attached | 06/08/2025 |  |  | 1 C A |  | MI | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| xxxxx | 4000079504 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Employer Identification Number (EIN) not provided |  | The file was missing a copy of Employer Identification Number (EIN) for [REDACTED] |  |  |  | Reviewer Comment (2025-06-08): Received Employer Identification Number. Exception cleared.<br>Seller Comment (2025-06-06): Comment from [REDACTED] ([REDACTED]): EIN | 06/08/2025 |  |  | 1 C A |  | MI | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| xxxxx | 4000079504 | xxxxx |  | xxxxx |  | Credit | Credit | Credit Documentation | Credit | OFAC was not checked and required per guidelines. |  |  |  |  |  | Reviewer Comment (2025-06-10): Received, Clearing.<br>Seller Comment (2025-06-09): Comment from [REDACTED] ([REDACTED]): Credit Report attached | 06/10/2025 |  |  | 1 C A |  | MI | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| xxxxx | 4000077463 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | All docs are signed in the name: [REDACTED], yet all supporting documentation (Op Agreement, Articles, bank statements, etc) are in the name [REDACTED]. Need dba linking the two entities together. |  |  |  | Reviewer Comment (2025-08-04): Received, Clearing.<br>Seller Comment (2025-08-04): Comment from [REDACTED] ([REDACTED]): attached | 08/04/2025 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | N/A | No |
| xxxxx | 4000077310 | xxxxx |  | xxxxx |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | Reviewer Comment (2025-06-26): Received, Clearing. | 06/26/2025 |  |  | 1 A |  | HI | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| xxxxx | 4000077310 | xxxxx |  | xxxxx |  | Credit | Title | Document Error | Title | The Preliminary/Commitment does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Preliminary Title Policy amount is not listed. |  |  |  | Reviewer Comment (2025-06-26): Received, Clearing.<br>Seller Comment (2025-06-26): Comment from [REDACTED] ([REDACTED]): Final title policy, schedule A page [REDACTED]confirms title insurance coverage | 06/26/2025 |  |  | 1 C A |  | HI | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| xxxxx | 4000077310 | xxxxx |  | xxxxx |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Total cash-out discrepancy. |  | Refi Purpose reflects Rate/Term and cash out is greater than the lesser of [REDACTED]of the loan amount or [REDACTED]. Please provide a final closing statement. |  |  |  | Reviewer Comment (2025-06-26): Per final closing statement the borrower brought in more money to closing then was paid out. Exception cleared<br>Seller Comment (2025-06-26): Comment from [REDACTED] ([REDACTED]): [REDACTED] loan closer LOE stating the amount over $[REDACTED]to borrower was a refund of deposit funds. Providing title escrowed deposit and settlement statement | 06/26/2025 |  |  | 1 C A |  | HI | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| xxxxx | 4000078016 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. |  |  |  |  | Reviewer Comment (2025-06-26): Accepted as is. |  |  | 06/26/2025 | 2 B |  | NJ | Primary | Purchase | C B A | Non QM | Non QM | No |
| xxxxx | 4000078016 | xxxxx |  | xxxxx |  | Credit | Insurance | Insurance Analysis | Insurance | Insurance address does not match Note address. |  | Insurance city address is xxxxxx, however the note address is [REDACTED] |  |  |  | Reviewer Comment (2025-08-12): Insurance address now matches the note as ""<br>Reviewer Comment (2025-08-08): Insurance City needs to match the note address City.<br>Seller Comment (2025-08-08): Comment from [REDACTED] ([REDACTED]): Please see the attached Mortgage - City Name [REDACTED]<br>Reviewer Comment (2025-08-06): Corrected Security Instrument is not received. Exception remains same.<br>Seller Comment (2025-08-06): Comment from [REDACTED] ([REDACTED]): Attached.<br>Reviewer Comment (2025-08-01): Section X of the security still shows [REDACTED].<br>Seller Comment (2025-07-31): Comment from [REDACTED] ([REDACTED]): The security instrument already has the city name listed as xxxxx and not [REDACTED]. Please see attached.<br>Reviewer Comment (2025-07-30): Received corrected note. Please provide the corrected security agreement to clear.<br>Seller Comment (2025-07-30): Comment from [REDACTED] ([REDACTED]): Please see the copy of the note attached. The city name listed on the note originally was incorrect. The revised note is being sent by XXXX today- Tracking #[REDACTED]<br>Reviewer Comment (2025-07-07): Provide corrected complete Note and security instrument singed by the borrower to acknowledge the change to the city.<br>Seller Comment (2025-07-07): Comment from [REDACTED] ([REDACTED]): Please see attached | 08/12/2025 |  |  | 1 C A |  | NJ | Primary | Purchase | C B A | Non QM | Non QM | No |
| xxxxx | 4000078016 | xxxxx |  | xxxxx |  | Credit | System | General | System | Flood Certificate Subject Address does not match Note address. |  | Flood certificate address is , however the note address is[REDACTED] |  |  |  | Reviewer Comment (2025-08-12): Flood certificate address matches the note address as "xxxxxx"<br>Reviewer Comment (2025-08-08): Insurance City needs to match the note address City.<br>Seller Comment (2025-08-08): Comment from [REDACTED] ([REDACTED]): Please mortgage attached with city name [REDACTED] listed.<br>Reviewer Comment (2025-08-07): Flood certificate needs to match the note.<br>Seller Comment (2025-08-06): Comment from [REDACTED] ([REDACTED]): Attached.<br>Reviewer Comment (2025-08-01): Section X of the security still shows [REDACTED].<br>Seller Comment (2025-07-31): Comment from [REDACTED] ([REDACTED]): The security instrument already has the city name listed as xxxx and not [REDACTED]. Please see attached.<br>Reviewer Comment (2025-07-30): Received note with city corrected. Still need the corrected security agreement reflecting the subject city as xxxxx<br>Seller Comment (2025-07-30): Comment from [REDACTED] ([REDACTED]): The city name listed on the note was incorrect. Please see the attached copy of the note with the correct city name. The original note is being sent by XXXX today. UPS Tracking #[REDACTED]<br>Reviewer Comment (2025-07-07): Provide corrected complete Note and security instrument singed by the borrower to acknowledge the change to the city.<br>Seller Comment (2025-07-07): Comment from [REDACTED] ([REDACTED]): Please see attached | 08/12/2025 |  |  | 1 C A |  | NJ | Primary | Purchase | C B A | Non QM | Non QM | No |
| xxxxx | 4000075303 | xxxxx |  | xxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ | Insurance Verification, Tax Verification is missing. |  |  |  | Reviewer Comment (2025-06-27): Received, Clearing.<br>Seller Comment (2025-06-27): Comment from [REDACTED] ([REDACTED]): [REDACTED] [REDACTED]: Taxes attached. See final page verifying the vacant land with no address (only parcel numbers) is on [REDACTED]. No HOI is required on vacant land. | 06/27/2025 |  |  | 1 C A |  | WA | Investment | Refinance - Cash-out - Other | C B A | N/A | Non QM | No |
| xxxxx | 4000075303 | xxxxx |  | xxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ | HOA Verification, Insurance Verification is missing. |  |  |  | Reviewer Comment (2025-06-27): Received, Clearing.<br>Seller Comment (2025-06-27): Comment from [REDACTED] ([REDACTED]): [REDACTED] [REDACTED]: This is vacant land, no HOI is required. There is no indication the property is a PUD, no verification of HOA dues is required. | 06/27/2025 |  |  | 1 C A |  | WA | Investment | Refinance - Cash-out - Other | C B A | N/A | Non QM | No |
| xxxxx | 4000075303 | xxxxx |  | xxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ | Insurance Verification is missing. |  |  |  | Reviewer Comment (2025-06-27): Received, Clearing.<br>Seller Comment (2025-06-27): Comment from [REDACTED] ([REDACTED]): [REDACTED] [REDACTED]: The property is vacant land, no HOI is required | 06/27/2025 |  |  | 1 C A |  | WA | Investment | Refinance - Cash-out - Other | C B A | N/A | Non QM | No |
| xxxxx | 4000075303 | xxxxx |  | xxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ | Insurance Verification is missing. |  |  |  | Reviewer Comment (2025-06-27): Received, Clearing.<br>Seller Comment (2025-06-27): Comment from [REDACTED] ([REDACTED]): [REDACTED] [REDACTED]: attached mortgage statement shows insurance is escrowed | 06/27/2025 |  |  | 1 C A |  | WA | Investment | Refinance - Cash-out - Other | C B A | N/A | Non QM | No |
| xxxxx | 4000075303 | xxxxx |  | xxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ | Insurance Verification is missing. |  |  |  | Reviewer Comment (2025-06-27): Received, Clearing.<br>Seller Comment (2025-06-27): Comment from [REDACTED] ([REDACTED]): [REDACTED] [REDACTED]: LOX attached | 06/27/2025 |  |  | 1 C A |  | WA | Investment | Refinance - Cash-out - Other | C B A | N/A | Non QM | No |
| xxxxx | 4000075303 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of [REDACTED] exceeds tolerance of [REDACTED]. Insufficient or no cure was provided to the borrower. | No Cure Provided. |  |  |  | Reviewer Comment (2025-07-10): [REDACTED]received PCCD, LOE, proof of mailing & copy of refund check<br>Seller Comment (2025-07-08): Comment from [REDACTED] ([REDACTED]) [REDACTED] Please see attached Letter of Explanation, Refund Check, Post-Closed Closing Disclosure, Proof of Delivery. |  | 07/10/2025 |  | 2 C B |  | WA | Investment | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | N/A | Non QM | Yes |
| xxxxx | 4000075303 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Second Appraisal Fee. Fee Amount of [REDACTED] exceeds tolerance of [REDACTED]. Insufficient or no cure was provided to the borrower. | No Cure Provided. |  |  |  | Reviewer Comment (2025-07-10): [REDACTED]received PCCD, LOE, proof of mailing & copy of refund check<br>Seller Comment (2025-07-08): Comment from [REDACTED] ([REDACTED]): [REDACTED] Please see attached Letter of Explanation, Refund Check, Post-Closed Closing Disclosure, Proof of Delivery for increase in Appraisal fee. The Appraisal 2 fee and the Transfer Taxes were given at closing in section J of the Closing Disclosure for the increases.<br>Reviewer Comment (2025-06-30): [REDACTED]: Cure provided at closing is insufficient to cure for all the citing [REDACTED] % exception. We also required additional cure of $[REDACTED]for the fees were exceeds 0% tolerance. Cure consists of corrected CD, LOE to borrower, proof of mailing, and copy of refund check.<br>Seller Comment (2025-06-27): Comment from [REDACTED] ([REDACTED]): [REDACTED] [REDACTED] Please see the attached Final Closing Disclosure and Tolerance Cure breakdown which shows the borrower was provided a credit at closing for the increase in the Appraisal 2 Fee. |  | 07/10/2025 |  | 2 C B |  | WA | Investment | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | N/A | Non QM | Yes |
| xxxxx | 4000075303 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of [REDACTED] exceeds tolerance of [REDACTED]. Insufficient or no cure was provided to the borrower. | No Cure provided |  |  |  | Reviewer Comment (2025-07-10): [REDACTED]received PCCD, LOE, proof of mailing & copy of refund check<br>Seller Comment (2025-07-08): Comment from [REDACTED]([REDACTED]: [REDACTED] Please see attached Letter of Explanation, Refund Check, Post-Closed Closing Disclosure, Proof of Delivery for increase in Appraisal fee. The Appraisal 2 fee and the Transfer Taxes were given at closing in section J of the Closing Disclosure for the increases.<br>Reviewer Comment (2025-06-30): [REDACTED]: Cure provided at closing is insufficient to cure for all the citing [REDACTED]% exception. We also required additional cure of $[REDACTED]for the fees were exceeds [REDACTED]% tolerance. Cure consists of corrected CD, LOE to borrower, proof of mailing, and copy of refund check.<br>Buyer Comment (2025-06-27): Comment from [REDACTED] ([REDACTED]): [REDACTED] [REDACTED] Please see the attached Final Closing Disclosure and Tolerance Cure breakdown which shows the borrower was provided a credit at closing for the increase in the Transfer Tax. |  | 07/10/2025 |  | 2 C B |  | WA | Investment | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | N/A | Non QM | Yes |
| xxxxx | 4000079755 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule ([REDACTED]): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. |  |  |  |  | Reviewer Comment (2025-07-01): Accepted as is. |  |  | 07/01/2025 | 2 B |  | RI | Primary | Purchase | B A | Non QM | Non QM | No |
| xxxxx | 4000081995 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule ([REDACTED]): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. | The date the valuation was provided to the borrower is prior to the date the valuation was performed. |  |  |  | Reviewer Comment (2025-07-02): Accepted as is. |  |  | 07/02/2025 | 2 B |  | NY | Investment | Purchase | B A | N/A | Exempt from ATR | No |
| xxxxx | 4000080816 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Survey Fee. Fee Amount of [REDACTED] exceeds tolerance of $[REDACTED]. Insufficient or no cure was provided to the borrower. | No cure was provided. |  |  |  | Reviewer Comment (2025-07-29): [REDACTED] Received LOX stating survey was title required service and borrower shopped for service.<br>Seller Comment (2025-07-28): Comment from [REDACTED] ([REDACTED]): LOX Attached | 07/29/2025 |  |  | 1 C A |  | NY | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| xxxxx | 4000080816 | xxxxx |  | xxxxx |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Total Hazard coverage of $[REDACTED]is insufficient to cover the mortgage amount of $[REDACTED]and the appraiser did not provide an estimated cost to rebuild. Please provide a letter from the Insurer stating the maximum insurable amount and/or a replacement costs estimator from the insurer. Coverage shortfall based on [REDACTED]% of the appraised value is $[REDACTED] |  |  |  | Reviewer Comment (2025-09-10): Received, Clearing.<br>Seller Comment (2025-09-10): Comment from [REDACTED] ([REDACTED]): See attached policy reflecting $[REDACTED]in coverage.<br>Reviewer Comment (2025-08-14): RCE provided now shows shortage of $[REDACTED].<br>Seller Comment (2025-08-14): Comment from [REDACTED] ([REDACTED]): see attached<br>Reviewer Comment (2025-08-05): Received Hazard Insurance document reflects Dwelling Coverage of $[REDACTED]. However, there is shortfall of $[REDACTED]. Please provide updated Hazard Insurance Policy with sufficient coverage or provide Replacement Cost Estimator. Exception remains.<br>Seller Comment (2025-08-04): Comment from [REDACTED] ([REDACTED]): Policy reflects [REDACTED]% replacement cost<br>Reviewer Comment (2025-07-22): Replacement cost estimator not provided. Exception remains.<br>Seller Comment (2025-07-22): Comment from [REDACTED] ([REDACTED]): see attached evidence of insurance | 09/10/2025 |  |  | 1 C A |  | NY | Primary | Purchase | C A | Non QM | Non QM | No |
| xxxxx | 4000081972 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule [REDACTED]: Borrower waived right to receive a copy of the appraisal at least three ([REDACTED]) business days prior to closing, and appraisal was not provided at or before closing. | Borrower waived right to receive a copy of the appraisal at least [REDACTED]([REDACTED]) business days prior to closing, and appraisal was not provided at or before closing. |  |  |  | Reviewer Comment (2025-07-07): Accepted as is. |  |  | 07/07/2025 | 2 B |  | SC | Primary | Purchase | B A | Non QM | Non QM | No |
| xxxxx | 4000078799 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-07-08): Accepted as is. |  |  | 07/08/2025 | 2 B |  | MS | Primary | Purchase | B A | Non QM | Non QM | No |
| xxxxx | 4000078799 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA - Initial Escrow Account Statement Missing | RESPA: Initial escrow account statement was not provided to the borrower. | Initial escrow account statement was not provided to the borrower. |  |  |  | Reviewer Comment (2025-07-08): Accepted as is. |  |  | 07/08/2025 | 2 B |  | MS | Primary | Purchase | B A | Non QM | Non QM | No |
| xxxxx | 4000078799 | xxxxx |  | xxxxx |  | Compliance | Loan Package Documentation | Application / Processing | Missing, Incorrect, or Incomplete Final or Initial 1003 | Missing Document: Missing Lender's Initial 1003 |  | The file is missing copy of Initial 1003. |  |  |  | Reviewer Comment (2025-07-08): Accepted as is. |  |  | 07/08/2025 | 2 B |  | MS | Primary | Purchase | B A | Non QM | Non QM | No |
| xxxxx | 4000080743 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $[REDACTED]exceeds tolerance of $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-07-14): Sufficient Cure Provided At Closing |  | 07/14/2025 |  | 1 A |  | SC | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| xxxxx | 4000083742 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-07-14): Accepted as is. |  |  | 07/14/2025 | 2 B |  | CO | Primary | Purchase | C B A | Non QM | Exempt from ATR | No |
| xxxxx | 4000083742 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  |  | Reviewer Comment (2025-07-14): Accepted as is. |  |  | 07/14/2025 | 2 A |  | CO | Primary | Purchase | C B A | Non QM | Exempt from ATR | No |
| xxxxx | 4000083742 | xxxxx |  | xxxxx |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | Declining Markets: If the appraisal indicates the subject property is located in a declining market, the <br> maximum LTV will be reduced by [REDACTED]%. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $[REDACTED]<br>Borrower has worked in the same position for more than 3 years.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $[REDACTED].<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-08-11): Client elects to waive with compensating factors<br>Seller Comment (2025-08-11): Comment from [REDACTED] ([REDACTED]): Please see exception form. |  |  | 08/11/2025 | 2 C B |  | CO | Primary | Purchase | C B A | Non QM | Exempt from ATR | No |
| xxxxx | 4000083742 | xxxxx |  | xxxxx |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Combined loan to value discrepancy. | Calculated combined loan to value percentage of ___ exceeds Guideline combined loan to value percentage of ___. | Declining Markets: If the appraisal indicates the subject property is located in a declining market, the <br> maximum LTV will be reduced by [REDACTED]%. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $[REDACTED]<br>Borrower has worked in the same position for more than 3 years.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $[REDACTED].<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-08-11): Client elects to waive with compensating factors<br>Seller Comment (2025-08-11): Comment from [REDACTED] ([REDACTED]): Please see exception form. |  |  | 08/11/2025 | 2 C B |  | CO | Primary | Purchase | C B A | Non QM | Exempt from ATR | No |
| xxxxx | 4000083064 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  | Reviewer Comment (2025-07-15): Accepted as is. |  |  | 07/15/2025 | 2 A |  | NY | Primary | Purchase | C B A | Non QM | Exempt from ATR | No |
| xxxxx | 4000083064 | xxxxx |  | xxxxx |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) New York Subprime Loan (Counseling Disclosure Not Provided) | New York Subprime Loan: Counseling Disclosure not provided to borrower. | New York Subprime Loan: Counseling Disclosure not provided to borrower. |  |  |  | Reviewer Comment (2025-07-15): Accepted as is. |  |  | 07/15/2025 | 2 B |  | NY | Primary | Purchase | No obvious cure C B A | Non QM | Exempt from ATR | No |
| xxxxx | 4000083064 | xxxxx |  | xxxxx |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Provision) New York Subprime Loan (Demand Feature) | New York Subprime Loan: Mortgage loan contains an impermissible demand feature. | New York Subprime Loan: Mortgage loan contains an impermissible demand feature. |  |  |  | Reviewer Comment (2025-07-15): Accepted as is. |  |  | 07/15/2025 | 2 B |  | NY | Primary | Purchase | Provide the following: Letter of Explanation, modification of loan terms to remove demand feature and proof of mailing. C B A | Non QM | Exempt from ATR | Yes |
| xxxxx | 4000083064 | xxxxx |  | xxxxx |  | Compliance | Compliance | State Compliance | State HPML | New York Subprime Home Loan Threshold Fixed Non-Compliant | New York Subprime Loan: APR on subject loan of [REDACTED]% or Final Disclosure APR of [REDACTED]% is in excess of allowable threshold of Prime Mortgage Market Rate [REDACTED]+ [REDACTED]%, or [REDACTED]%. Non-Compliant SubPrime Loan. | New York Subprime Loan: APR on subject loan of [REDACTED]% or Final Disclosure APR of [REDACTED]% is in excess of allowable threshold of Prime Mortgage Market Rate [REDACTED]+ [REDACTED]%, or [REDACTED]%. Non-Compliant SubPrime Loan. |  |  |  | Reviewer Comment (2025-07-15): Accepted as is. |  |  | 07/15/2025 | 2 B |  | NY | Primary | Purchase | (Limited Use Bona Fide Errors - Compliance and Client Approval Required) With no time limit for which a cure may be made, provide: (1) Legal opinion from originating lender with loan-specific details on how a high-cost loan was made despite procedures to prevent and confirms (i) the failure constitutes a bona fide error for the jurisdiction in which the property is located, and (ii) that the lender has not received any notice from the borrower of the failure; (2) procedures or explanation of controls in place to prevent such errors; (3) client written approval accepting use of the bona fide error cure; (4) Letter of Explanation to borrower; (5) refund of amount over the subprime home loan threshold maximum; and (6) proof of mailing (must be in transit with courier). Note, a cure may not be accepted if the seller/lender has certified a fix has been made to their system and the same issue continues to occur after the fix has been put into place. | Non QM | Exempt from ATR | Yes |
| xxxxx | 4000083064 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Loan Estimate Timing Electronically Provided | TILA-RESPA Integrated Disclosure: Loan Estimate not delivered to Borrower(s) within three (3) business days of application. Initial Loan Estimate dated [REDACTED]was electronically provided without or prior to borrower's consent to receive electronic disclosures. Failure to comply with the provisions of the E-Sign Act and failure to provide good faith estimate of fees timely may result in additional fee tolerance violations. | TILA-RESPA Integrated Disclosure: Loan Estimate not delivered to Borrower(s) within three (3) business days of application. Initial Loan Estimate dated [REDACTED] was electronically provided without or prior to borrower's consent to receive electronic disclosures. Failure to comply with the provisions of the E-Sign Act and failure to provide good faith estimate of fees timely may result in additional fee tolerance violations. (Initial/[REDACTED] |  |  |  | Reviewer Comment (2025-08-11): [REDACTED] received initial LE.<br>Seller Comment (2025-08-11): Comment from [REDACTED] ([REDACTED]): Please see signed initial LE | 08/11/2025 |  |  | 1 C A |  | NY | Primary | Purchase | C B A | Non QM | Exempt from ATR | No |
| xxxxx | 4000083064 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID | TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $[REDACTED]exceeds tolerance of $[REDACTED]plus [REDACTED]% or $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. | Total amount of $[REDACTED]exceeds tolerance of $[REDACTED]plus [REDACTED]% or $[REDACTED]. |  |  |  | Reviewer Comment (2025-07-15): Sufficient Cure Provided At Closing |  | 07/15/2025 |  | 1 A |  | NY | Primary | Purchase | Final CD evidences Cure B A | Non QM | Exempt from ATR | Yes |
| xxxxx | 4000083064 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $[REDACTED]exceeds tolerance of $[REDACTED]plus [REDACTED]% or $[REDACTED]. Insufficient or no cure was provided to the borrower. | No cure was provided at closing. |  |  |  | Reviewer Comment (2025-07-22): Sufficient cure provided. Full cure amount for tolerance violation was provided at or before closing (on final CD) resulting in a cleared exception.<br>Buyer Comment (2025-07-21): Comment from [REDACTED] ([REDACTED]): Cure of [REDACTED] was provided at Final CD for increase in recording fee. |  | 07/22/2025 |  | 2 C B |  | NY | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Exempt from ATR | Yes |
| xxxxx | 4000083064 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. Insufficient or no cure was provided to the borrower. | Cure was provided at closing in the amount of $[REDACTED], however the cure cannot be applied to this fee due other tolerance violations. |  |  |  | Reviewer Comment (2025-08-11): [REDACTED] received Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD.<br>Buyer Comment (2025-08-11): Comment from [REDACTED] ([REDACTED]): please rereviw as of [REDACTED], package was delivered<br>Reviewer Comment (2025-08-07): [REDACTED] received PCCD, LOE & copy of refund check. XXXX tracking indicates label has been created, but package has not been shipped. Proof of mailing required to cure.<br>Seller Comment (2025-08-06): Comment from [REDACTED] ([REDACTED]): please see attached loe, pccd and shipping label. |  | 08/11/2025 |  | 2 C B |  | NY | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Exempt from ATR | Yes |
| xxxxx | 4000083064 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Loan Estimate Timing Electronically Provided | TILA-RESPA Integrated Disclosure: Loan Estimate not delivered to Borrower(s) within three (3) business days of application. Initial Loan Estimate dated [REDACTED] was electronically provided without or prior to borrower's consent to receive electronic disclosures. Failure to comply with the provisions of the E-Sign Act and failure to provide good faith estimate of fees timely may result in additional fee tolerance violations. |  |  |  |  | Reviewer Comment (2025-09-08): [REDACTED] received LOE suffice<br>Seller Comment (2025-09-05): Comment from [REDACTED] ([REDACTED]): Please see attached from borrower.<br>Reviewer Comment (2025-08-28): [REDACTED] received LE dated [REDACTED], however please provide proof of delivery or LOE that LE was provided in person.<br>Seller Comment (2025-08-26): Comment from [REDACTED] ([REDACTED]): Please see attached<br>Reviewer Comment (2025-08-22): [REDACTED] received LE dated [REDACTED] which is wet signed by borrower on [REDACTED] which is future date is not acceptable. The consumer went through the eConsent process on [REDACTED], the consumer acknowledged the receipt of the LE on [REDACTED]. But the loan application date was [REDACTED]. In the event the consumer had not provided eConsent by [REDACTED], then the lender should have sent the consumer the Loan Estimate through another means in accordance with the official interpretation reflected in Comment [REDACTED]([REDACTED])([REDACTED])([REDACTED])-[REDACTED]. Provide proof borrower was sent Initial LE via other means than electronic delivery, as the e-consent was over 3 business days and acknowledged over 3 business days. The LE would not have been provided electronically if borrower had not e-consented with the 3 business days after application.<br>Seller Comment (2025-08-21): Comment from [REDACTED] ([REDACTED]): Please see attached wet signed LE | 09/08/2025 |  |  | 1 A |  | NY | Primary | Purchase | C B A | Non QM | Exempt from ATR | No |
| xxxxx | 4000084093 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule [REDACTED]: Creditor did not provide a copy of each valuation to applicant [REDACTED] business days prior to consummation. | Appraisal sent [REDACTED]. |  |  |  | Reviewer Comment (2025-07-22): Accepted as is.<br>Seller Comment (2025-07-22): Comment from [REDACTED]: appraisal delivered [REDACTED] prior to closing. |  |  | 07/22/2025 | 2 B |  | MN | Investment | Purchase | B A |  | N/A | No |
| xxxxx | 4000083992 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. | QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  | Reviewer Comment (2025-07-23): Client elects to waive |  |  | 07/23/2025 | 2 A |  | FL | Primary | Purchase | C B A | Non QM | Exempt from ATR | No |
| xxxxx | 4000083992 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. Insufficient or no cure was provided to the borrower. | Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $[REDACTED]exceeds tolerance of $[REDACTED] . Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2025-08-08): [REDACTED] received Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD.<br>Seller Comment (2025-08-06): Comment from [REDACTED] ([REDACTED]): please see attached loe, pccd and shipping label.<br>Reviewer Comment (2025-07-29): [REDACTED] received COC dated [REDACTED] stating "complexity" however we required the reason as to what caused the property to be complex .Kindly provide detail reason for complexity in order to clear the exception<br>Seller Comment (2025-07-28): Comment from [REDACTED] ([REDACTED]): Please see COC form that was provided with Initial CD |  | 08/08/2025 |  | 2 C B |  | FL | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Exempt from ATR | Yes |
| xxxxx | 4000083992 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED] . Insufficient or no cure was provided to the borrower. | Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2025-07-29): Sufficient cure provided. Full cure amount for tolerance violation was provided at or before closing (on final CD) resulting in a cleared exception.<br>Buyer Comment (2025-07-28): Comment from [REDACTED] ([REDACTED]): Final CD reflects [REDACTED] cure for increase in transfer tax. | 07/29/2025 |  |  | 1 C A |  | FL | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Exempt from ATR | Yes |
| xxxxx | 4000083992 | xxxxx |  | xxxxx |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD (Asset) not provided |  | Provide final CD for the sale of departing residence. |  |  |  | Reviewer Comment (2025-07-31): Received, cleared<br>Seller Comment (2025-07-31): Comment from [REDACTED] ([REDACTED]): Please see attached | 07/31/2025 |  |  | 1 C A |  | FL | Primary | Purchase | C B A | Non QM | Exempt from ATR | No |
| xxxxx | 4000082663 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-08-04): Clearing based on review coming back within tolerances. | 08/04/2025 |  |  | 1 C A |  | MI | Investment | Purchase | C A |  | N/A | No |
| xxxxx | 4000080806 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Survey Fee. Fee Amount of $[REDACTED]exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. | No Cure Provided |  |  |  | Reviewer Comment (2025-09-15): [REDACTED] received LOX stating survey was outsourced by borrower.<br>Seller Comment (2025-09-11): Comment from [REDACTED] ([REDACTED]): Lender attestation attached<br>Reviewer Comment (2025-08-19): [REDACTED] received rebuttal comment. but the fee was disclosed is in sec C on CD and was not disclosed any of the LE's. Hence, we also required attestation comment on exception from the seller is needed. The attestation/letter should confirm that the service was outsourced by the borrower chosen. This attestation would allow us to test the fee under the no tolerance category.<br>Seller Comment (2025-08-18): Comment from [REDACTED] ([REDACTED]): • The final CD shows the Survey fee was paid to the title company, [REDACTED] <br> • The SPL does not shows XXXX as the recommended provider. As such, the borrower shopped for the title provider and there are no fee tolerance limitations | 09/15/2025 |  |  | 1 C A |  | NY | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| xxxxx | 4000080806 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Exception for the use of money orders to document security deposit from departing residence and use of money orders for first months rent in the amount of $[REDACTED]for Unit [REDACTED]Approved - Comp Factors: [REDACTED]Fico, 6 months in reserves, Loan will be subject to final review with no additional exceptions. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $[REDACTED].<br>Borrower has worked in the same position for more than 3 years.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $[REDACTED].<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-08-04): Client elects to waive with compensating factors |  |  | 08/04/2025 | 2 B |  | NY | Primary | Purchase | C B A | Non QM | Non QM | No |
| xxxxx | 4000082532 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank [REDACTED]): Creditor did not provide a copy of each valuation to applicant [REDACTED]([REDACTED]) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant [REDACTED]([REDACTED]) business days |  |  |  | Reviewer Comment (2025-08-06): Accepted as is. |  |  | 08/06/2025 | 2 B |  | NJ | Investment | Purchase | B A | N/A | N/A | No |
| xxxxx | 4000082532 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely | ECOA Valuations Rule (Dodd-Frank [REDACTED]): Creditor did not provide a copy of each valuation to applicant [REDACTED]([REDACTED]) business days prior to consummation. | Creditor did not provide "Right to Receive a Copy" appraisal disclosure to applicant within [REDACTED]([REDACTED]) business days of application |  |  |  | Reviewer Comment (2025-08-06): Accepted as is. |  |  | 08/06/2025 | 2 B |  | NJ | Investment | Purchase | B A | N/A | N/A | No |
| xxxxx | 4000082532 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | RESPA | Missing Final HUD-1 RESPA Investment Occupancy No Business Purpose Cert (Not subject to APL) | RESPA: Missing Final HUD-1 Title Co. Closing Statement used to source fees. Investment occupancy witrh no business purpose cert in file. Loan is not subject to APL tests in scope requiring points and fees. |  |  |  |  | Reviewer Comment (2025-08-06): Accepted as is. |  |  | 08/06/2025 | 2 B |  | NJ | Investment | Purchase | B A | N/A | N/A | No |
| xxxxx | 4000082532 | xxxxx |  | xxxxx |  | Compliance | Compliance | State Compliance | State Defect | New Jersey Prepayment Penalty Test | New Jersey Prepayment Penalty: No prepayment penalties are permissible in the state of [REDACTED]Prepay language states prepay will not exceed maximum permitted by applicable law. |  |  |  |  | Reviewer Comment (2025-08-06): Accepted as is. |  |  | 08/06/2025 | 2 B |  | NJ | Investment | Purchase | B A | N/A | N/A | No |
| xxxxx | 4000082532 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | There was a change in LLC Ownership after submission. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $[REDACTED]<br>Borrower has worked in the same position for more than 3 years.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of 4 months PITIA or more.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $[REDACTED].<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-08-06): Lender elected to waive/regrade with compensating factors. Lender exception provided. |  |  | 08/06/2025 | 2 B |  | NJ | Investment | Purchase | B A | N/A | N/A | No |
| xxxxx | 4000086232 | xxxxx |  | xxxxx |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | Calculated Cash to close is $[REDACTED]. Verified assets available for closing are $[REDACTED]. Remaining for reserves are $[REDACTED]. Required are 6 months P&I [REDACTED]x [REDACTED]= [REDACTED]. Short $[REDACTED] |  |  |  | Reviewer Comment (2025-09-03): Received, Clearing.<br>Seller Comment (2025-09-03): Comment from [REDACTED] ([REDACTED]): Adding retirement Account funds to increase reserves. | 09/03/2025 |  |  | 1 C A |  | NJ | Primary | Purchase | C B A | Non QM | Non QM | No |
| xxxxx | 4000086232 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | Loan Designation failure due to QM failure. This exception will be cleared once all QM specific exception have been cured/cleared. |  |  |  | Reviewer Comment (2025-09-03): Received, Clearing. | 09/03/2025 |  |  | 1 B A C |  | NJ | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| xxxxx | 4000086232 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Loan Designation failure due to QM failure. This exception will be cleared once all QM specific exception have been cured/cleared. |  |  |  | Reviewer Comment (2025-09-03): Received, Clearing. | 09/03/2025 |  |  | 1 C A |  | NJ | Primary | Purchase | C B A | Non QM | Non QM | No |
| xxxxx | 4000086232 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Seller may review and approve FNMA warrantable projects. A certification, similar to the xxxxxx xxxx Condominium Project Warranty Certification must be provided with the loan package along with the XXXX Condominium Questionnaire or similar as well as any other documents used to determine eligibility |  |  |  | Reviewer Comment (2025-09-03): Received, Clearing.<br>Seller Comment (2025-09-03): Comment from [REDACTED] ([REDACTED]): Condo Docs<br>Reviewer Comment (2025-08-25): The guidelines also require all the documents used to determine eligibility.<br>Seller Comment (2025-08-25): Comment from [REDACTED] ([REDACTED]): Condo warranty on your form<br>Reviewer Comment (2025-08-14): Submissions must include<br> § [REDACTED] Condominium Project Cert. and Condo Questionnaire or similar document (provided)<br> § Project current annual budget<br> § Current balance sheet (dated within 60 days of review request)<br> § Documented HO6 insurance coverage (provided)<br>Seller Comment (2025-08-14): Comment from [REDACTED] ([REDACTED]): Please see the condo letter and questionnare. If this is not what you are looking for, please provide more information on the specifics of what you need.<br>Reviewer Comment (2025-08-08): Per guidelines: we need a certification, similar to the [REDACTED] Condominium Project Warranty Certification, must be provided with the loan package along with the [REDACTED] Condominium Questionnaire or similar as well as any other documents used to determine eligibility.<br>Seller Comment (2025-08-08): Comment from [REDACTED] ([REDACTED]): Condo Warranty Letter | 09/03/2025 |  |  | 1 C A |  | NJ | Primary | Purchase | C B A | Non QM | Non QM | No |
| xxxxx | 4000086232 | xxxxx |  | xxxxx |  | Credit | Credit | Credit Documentation | Guideline | Missing Document: Verification of Rent (VOR) / Verification of Mortgage (VOM) not provided |  | 12 months housing history is missing from the file |  |  |  | Reviewer Comment (2025-09-24): Lender exception received. Cleared<br>Seller Comment (2025-09-24): Comment from [REDACTED] ([REDACTED]): Please see the approval for exception.<br>Reviewer Comment (2025-09-18): Per LOE, borrower withheld rent payments from [REDACTED] to [REDACTED]. Unable to confirm 12 month housing history. Exception remains.<br>Seller Comment (2025-09-18): Comment from [REDACTED] ([REDACTED]): Rent payments | 09/24/2025 |  |  | 1 C A |  | NJ | Primary | Purchase | C B A | Non QM | Non QM | No |
| xxxxx | 4000086232 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approved for 12 missing 12 month rental history. Comp factors FICO [REDACTED], 11 months of reserves. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $[REDACTED].<br>Borrower has worked in the same position for more than 3 years.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $[REDACTED]. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-09-24): Client elects to waive/regrade with compensating factors. |  |  | 09/24/2025 | 2 B |  | NJ | Primary | Purchase | C B A | Non QM | Non QM | No |
| xxxxx | 4000086035 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-08-06): Clearing based on review coming back within tolerances. | 08/06/2025 |  |  | 1 C A |  | TX | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| xxxxx | 4000084707 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Second Appraisal Fee. Fee Amount of $[REDACTED]exceeds tolerance of $[REDACTED]. Insufficient or no cure was provided to the borrower. | Appraisal Fee was last disclosed as $[REDACTED]on the Loan Estimate, but was disclosed as $[REDACTED]on the Final Closing Disclosure. No valid COC was provided for this change, nor evidence of cure. Provide a post close CD disclosing the tolerance violation of $XXX.XX, a copy of the refund check, proof of delivery, and a copy of the LOE to the borrower disclosing the changes made. |  |  |  | Reviewer Comment (2025-08-19): [REDACTED] received COC dated [REDACTED]<br>Buyer Comment (2025-08-18): Comment from [REDACTED] ([REDACTED]): The 2nd appraisal was first a drive-by for a departing residence. [REDACTED] allows a departing residence to be excluded if we order an drive by appraisal proving that the borrowers have [REDACTED]% equity<br>Reviewer Comment (2025-08-11): [REDACTED] received COC stating "complexity" however we required the reason as to what caused the property to be complex. Kindly provide detail reason for complexity in order to clear the exception.<br>Seller Comment (2025-08-08): Comment from [REDACTED] ([REDACTED]): CD with COC | 08/19/2025 |  |  | 1 C A |  | NC | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| xxxxx | 4000084707 | xxxxx |  | xxxxx |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  |  |  |  |  | Reviewer Comment (2025-09-10): Lender exception received, exception cleared<br>Seller Comment (2025-09-10): Comment from [REDACTED] ([REDACTED]): Exception<br>Reviewer Comment (2025-09-10): Please provide the approved exception.<br>Buyer Comment (2025-09-10): Comment from [REDACTED] ([REDACTED]): Exception submitted and accepted<br>Reviewer Comment (2025-08-12): Non-QM requires all employment documents to be before consummation, which is the note signing. The verification of employment is dated [REDACTED].<br>Seller Comment (2025-08-12): Comment from [REDACTED] ([REDACTED]): VOE | 09/10/2025 |  |  | 1 C A |  | NC | Primary | Purchase | C B A | Non QM | Non QM | No |
| xxxxx | 4000084707 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception for VVOE not dated within 10 days of closing | Borrower has verified disposable income of at least $[REDACTED].<br>Borrower has worked in the same position for more than 3 years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $[REDACTED].<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-09-10): Lender exception approved |  |  | 09/10/2025 | 2 B |  | NC | Primary | Purchase | C B A | Non QM | Non QM | No |
| xxxxx | 4000086486 | xxxxx |  | xxxxx |  | Credit | Business Purpose | General | Business Purpose | Missing Document: Spousal Consent not provided. |  |  |  |  |  | Reviewer Comment (2025-09-04): Received, Clearing.<br>Seller Comment (2025-09-04): Comment from [REDACTED] ([REDACTED]): See attached warranty deed | 09/04/2025 |  |  | 1 C A |  | AZ | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| xxxxx | 4000086286 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-08-12): Clearing based on review coming back within tolerances. | 08/12/2025 |  |  | 1 C A |  | CA | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| xxxxx | 4000087125 | xxxxx |  | xxxxx |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | HOI coverage is insufficient by $[REDACTED]Provide updated policy reflecting minimum coverage of $‬[REDACTED]OR provide copy checklist of coverage reflecting $[REDACTED]is estimated replacement cost |  |  |  | Reviewer Comment (2025-08-22): Received Replacement Cost Estimator. Exception cleared.<br>Seller Comment (2025-08-21): Comment from [REDACTED] ([REDACTED]): - Declarations | 08/22/2025 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | N/A | No |
| xxxxx | 4000087669 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-08-14): Clearing based on review coming back within tolerances. | 08/14/2025 |  |  | 1 C A |  | NV | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| xxxxx | 4000087669 | xxxxx |  | xxxxx |  | Credit | Business Purpose | General | Business Purpose | Missing Document: Spousal Consent not provided. |  | Spousal Consent form is missing. | Borrower has owned the subject property for at least 5 years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | Reviewer Comment (2025-09-18): Client elects to waive<br>Reviewer Comment (2025-09-18): re-opened<br>Reviewer Comment (2025-09-17): Accepted as is per client.<br>Reviewer Comment (2025-09-16): Spousal consent would be for the subject lien and transaction not prior transactions.<br>Buyer Comment (2025-09-16): Comment from [REDACTED] ([REDACTED]): Please refer to title, vested in sole separate, which means the spouse already signed off their rights. We do not need another consent form signed by the spouse. Escalate to [REDACTED].<br>Reviewer Comment (2025-08-20): [REDACTED] is a community property state so Spousal Consent is required.<br>Buyer Comment (2025-08-20): Comment from [REDACTED] ([REDACTED]): Hello,<br> Could you please advise what document this is?<br> Thank you |  |  | 09/18/2025 | 2 C B |  | NV | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| xxxxx | 4000086411 | xxxxx |  | xxxxx |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | The file was missing a copy of HUD/CD |  |  |  | Reviewer Comment (2025-08-18): Cleared Final HUD received<br>Seller Comment (2025-08-18): Comment from [REDACTED] ([REDACTED]): hud | 08/18/2025 |  |  | 1 C A |  | IL | Investment | Purchase | C A |  | N/A | No |
| xxxxx | 4000086234 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-08-14): Clearing based on review coming back within tolerances. | 08/14/2025 |  |  | 1 C A |  | MD | Investment | Purchase | C B A |  | N/A | No |
| xxxxx | 4000086234 | xxxxx |  | xxxxx |  | Credit | Credit | Credit Documentation | Guideline | Aged document: Credit Report is more than 90 days prior to the note date. |  | Credit Report is dated [REDACTED]. The Note date is [REDACTED] | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $[REDACTED]. |  | SitusAMC<br>SitusAMC | Reviewer Comment (2025-09-11): Client elects to waive with compensating factors<br>Seller Comment (2025-09-11): Comment from [REDACTED] ([REDACTED]): email showing exception approval<br>Reviewer Comment (2025-09-08): Exceptions must be submitted to the buyers portal.<br>Buyer Comment (2025-09-08): Comment from [REDACTED] ([REDACTED]): can you please advise on the exception? Thank you<br>Reviewer Comment (2025-08-27): Post-closing credit report cannot be used. An exception from the buyer for the old credit report would be needed.<br>Seller Comment (2025-08-27): Comment from [REDACTED] ([REDACTED]): updated credit report |  |  | 09/11/2025 | 2 C B |  | MD | Investment | Purchase | C B A |  | N/A | No |
| xxxxx | 4000086566 | xxxxx |  | xxxxx |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-08-15): Accepted as is per client. |  |  | 08/15/2025 | 2 B |  | CA | Investment | Purchase | B A |  | N/A | No |
| xxxxx | 4000086503 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-08-15): Cleared based on review coming back within tolerances | 08/15/2025 |  |  | 1 C A |  | SC | Investment | Purchase | C B A |  | N/A | No |
| xxxxx | 4000086503 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Certificate of Good Standing was not dated within 90 days of the note date as required by Guidelines. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $[REDACTED].<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-09-04): Client exception received.<br>Seller Comment (2025-09-04): Comment from [REDACTED] ([REDACTED]): Please see exception on this file. Thanks<br>Reviewer Comment (2025-08-18): An exception from the buyer of the loan is needed since after the note date is required.<br>Seller Comment (2025-08-15): Comment from [REDACTED] ([REDACTED]): Attached is a printout from [REDACTED] SOS showing business is active and in good standing. Even though this is dated after Note date, this supports it was active and in good standing on Note date. |  |  | 09/04/2025 | 2 C B |  | SC | Investment | Purchase | C B A |  | N/A | No |
| xxxxx | 4000086503 | xxxxx |  | xxxxx |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. |  | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $[REDACTED].<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-09-04): Client exception received.<br>Seller Comment (2025-09-04): Comment from [REDACTED] ([REDACTED]): Please see attached. The LLPA is being accepted at the lower DSCR.<br>Reviewer Comment (2025-08-18): Subject property PITIA is $[REDACTED] and Average Lease Amount as per Appraisal is $[REDACTED]. Hence, DSCR is [REDACTED]. As per guidelines, maximum LTV/CLTV for DSCR <[REDACTED] is [REDACTED]%. Exception remains.<br>Seller Comment (2025-08-15): Comment from [REDACTED] ([REDACTED]): Attached is our DSCR program guidelines which allows for an LTV of [REDACTED]% based on loan parameters. The only time the LTV is restricted to [REDACTED]% is if short term rental income is used or the loan is Interest Only. Neither of these apply. |  |  | 09/04/2025 | 2 C B |  | SC | Investment | Purchase | C B A |  | N/A | No |
| xxxxx | 4000086503 | xxxxx |  | xxxxx |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Combined loan to value discrepancy. | Calculated combined loan to value percentage of ___ exceeds Guideline combined loan to value percentage of ___. |  | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $[REDACTED].<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-09-04): Client exception received.<br>Seller Comment (2025-09-04): Comment from [REDACTED] ([REDACTED].): Please see attached. The LLPA is being accepted at the lower DSCR.<br>Reviewer Comment (2025-08-18): Subject property PITIA is $[REDACTED] and Average Lease Amount as per Appraisal is $[REDACTED]. Hence, DSCR is [REDACTED]. As per guidelines, maximum LTV/CLTV for DSCR < [REDACTED]is [REDACTED]%. Exception remains.<br>Seller Comment (2025-08-15): Comment from [REDACTED] ([REDACTED]): Attached is our DSCR program guidelines which allows for a LTV/CLTV of [REDACTED]% based on loan parameters. The only time the LTV/CLTV is restricted to [REDACTED]% is if short term rental income is used or the loan is Interest Only. Neither of these apply. |  |  | 09/04/2025 | 2 C B |  | SC | Investment | Purchase | C B A |  | N/A | No |
| xxxxx | 4000086842 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule [REDACTED]: Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. | Date valuation provided to applicant is prior to the date when valuation was performed. |  |  |  | Reviewer Comment (2025-08-15): Accepted as is per client. |  |  | 08/15/2025 | 2 B |  | WA | Investment | Purchase | B A | N/A | Exempt from ATR | No |
| xxxxx | 4000087153 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  |  | Reviewer Comment (2025-08-15): Accepted as is per client. |  |  | 08/15/2025 | 2 A |  | NJ | Primary | Purchase | A | Non QM | Exempt from ATR | No |
| xxxxx | 4000087156 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  |  | Reviewer Comment (2025-08-15): Accepted as is per client. |  |  | 08/15/2025 | 2 A |  | NY | Primary | Refinance - Cash-out - Other | C B A | Non QM | Exempt from ATR | No |
| xxxxx | 4000087156 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of [REDACTED] exceeds tolerance of [REDACTED] plus 10% or [REDACTED]. Insufficient or no cure was provided to the borrower. | Ten Percent Fee Tolerance exceeded. Total amount of [REDACTED] exceeds tolerance of [REDACTED] plus [REDACTED]% or [REDACTED] . Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2025-08-19): Sufficient cure provided. Full cure amount for tolerance violation was provided at or before closing (on final CD) resulting in a cleared exception."<br>Buyer Comment (2025-08-18): Comment from [REDACTED] ([REDACTED]): Please advise which fees are being considered for fee tolerance | 08/19/2025 |  |  | 1 C A |  | NY | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Exempt from ATR | Yes |
| xxxxx | 4000087156 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule ([REDACTED]): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. |  |  |  |  | Reviewer Comment (2025-08-15): Accepted as is per client. |  |  | 08/15/2025 | 2 B |  | NY | Primary | Refinance - Cash-out - Other | C B A | Non QM | Exempt from ATR | No |
| xxxxx | 4000087156 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID | TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of [REDACTED] exceeds tolerance of [REDACTED] plus [REDACTED] or REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. | Sufficient cure provided at closing |  |  |  | Reviewer Comment (2025-08-19): Sufficient Cure Provided At Closing |  | 08/19/2025 |  | 1 A |  | NY | Primary | Refinance - Cash-out - Other | Final CD evidences Cure B A | Non QM | Exempt from ATR | Yes |
| xxxxx | 4000087171 | xxxxx |  | xxxxx |  | Property | Property - Appraisal | Appraisal Reconciliation | Property - Appraisal | Appraisal is required to be in name of Lender |  | The lender on Appraisal differs from the Note. The appraisal Transfer Letter is missing from the file. |  |  |  | Reviewer Comment (2025-08-15): Accepted as is per client. |  |  | 08/15/2025 | 2 B |  | NY | Primary | Purchase | B A | Non QM | Exempt from ATR | No |
| xxxxx | 4000087171 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | Federal HPML | TIL Higher Priced Mortgage Loan Safe Harbor Test | TILA HPML appraisal Rule (Dodd-Frank 2014): Safe Harbor requirements not satisfied. |  |  |  |  | Reviewer Comment (2025-08-15): Accepted as is per client. |  |  | 08/15/2025 | 2 B |  | NY | Primary | Purchase | B A | Non QM | Exempt from ATR | No |
| xxxxx | 4000087171 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. | Loan exempt from M/ATR submitted with a loan originator designation of other than ATR Exempt. |  |  |  | Reviewer Comment (2025-08-15): Accepted as is per client. |  |  | 08/15/2025 | 2 A |  | NY | Primary | Purchase | B A | Non QM | Exempt from ATR | No |
| xxxxx | 4000087171 | xxxxx |  | xxxxx |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) New York Subprime Loan (Counseling Disclosure Not Provided) | New York Subprime Loan: Counseling Disclosure not provided to borrower. |  |  |  |  | Reviewer Comment (2025-08-15): Accepted as is per client. |  |  | 08/15/2025 | 2 B |  | NY | Primary | Purchase | No obvious cure B A | Non QM | Exempt from ATR | No |
| xxxxx | 4000087171 | xxxxx |  | xxxxx |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Provision) New York Subprime Loan (Provision Increasing Rate After Default) | New York Subprime Loan: Mortgage loan contains a provision that increases interest rate after default. |  |  |  |  | Reviewer Comment (2025-08-15): Accepted as is per client. |  |  | 08/15/2025 | 2 B |  | NY | Primary | Purchase | Provide the following: Letter of Explanation, modification of loan terms to remove the provision to increase the interest rate after default and proof of mailing. B A | Non QM | Exempt from ATR | Yes |
| xxxxx | 4000087171 | xxxxx |  | xxxxx |  | Compliance | Compliance | State Compliance | State HPML | New York Subprime Home Loan Threshold Fixed Non-Compliant | New York Subprime Loan: APR on subject loan of [REDACTED] or Final Disclosure APR of [REDACTED] is in excess of allowable threshold of Prime Mortgage Market Rate [REDACTED] + [REDACTED], or [REDACTED]. Non-Compliant SubPrime Loan. |  |  |  |  | Reviewer Comment (2025-08-15): Accepted as is per client. |  |  | 08/15/2025 | 2 B |  | NY | Primary | Purchase | (Limited Use Bona Fide Errors - Compliance and Client Approval Required) With no time limit for which a cure may be made, provide: (1) Legal opinion from originating lender with loan-specific details on how a high-cost loan was made despite procedures to prevent and confirms (i) the failure constitutes a bona fide error for the jurisdiction in which the property is located, and (ii) that the lender has not received any notice from the borrower of the failure; (2) procedures or explanation of controls in place to prevent such errors; (3) client written approval accepting use of the bona fide error cure; (4) Letter of Explanation to borrower; (5) refund of amount over the subprime home loan threshold maximum; and (6) proof of mailing (must be in transit with courier). Note, a cure may not be accepted if the seller/lender has certified a fix has been made to their system and the same issue continues to occur after the fix has been put into place. | Non QM | Exempt from ATR | Yes |
| xxxxx | 4000087171 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Property Inspection Fee. Fee Amount of [REDACTED] exceeds tolerance of [REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-08-15): Sufficient Cure Provided At Closing |  | 08/15/2025 |  | 1 A |  | NY | Primary | Purchase | Final CD evidences Cure B A | Non QM | Exempt from ATR | Yes |
| xxxxx | 4000085670 | xxxxx |  | xxxxx |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary title policy is within [REDACTED] and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  | Reviewer Comment (2025-08-18): Accepted as is. |  |  | 08/18/2025 | 2 B |  | CA | Investment | Purchase | B A |  | N/A | No |
| xxxxx | 4000086742 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-08-18): Accepted as is. |  |  | 08/18/2025 | 2 B |  | OK | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 4000086742 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-08-18): Accepted as is. |  |  | 08/18/2025 | 2 B |  | OK | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 4000086742 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $[REDACTED]exceeds tolerance of $[REDACTED]. Insufficient or no cure was provided to the borrower. | No cure was provided to the borrower . |  |  |  | Reviewer Comment (2025-09-09): [REDACTED] received Corrected PCCD, Letter of Explanation, Proof of Delivery and Copy of Refund Check resulting in a cured the exception.<br>Seller Comment (2025-09-05): Comment from [REDACTED] ([REDACTED]): LOX to bwr<br>Reviewer Comment (2025-09-03): [REDACTED] received Post CD, copy of refund check and proof of mailing. However, we would LOX to the borrower in order cure the exception.<br>Seller Comment (2025-09-02): Comment from XXXX XXXXXX ([REDACTED]): XXXXX XXXX |  | 09/09/2025 |  | 2 C B |  | OK | Second Home | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| xxxxx | 4000086115 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-08-18): Clearing based on review coming back within tolerances. | 08/18/2025 |  |  | 1 C A |  | NY | Investment | Purchase | C A |  | N/A | No |
| xxxxx | 4000086454 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to applicant within three (3) business days of application or determination of first lien status. | Creditor did not provide "Right to Receive a Copy" appraisal disclosure to applicant within three (3) business days of application or determination of first lien status. |  |  |  | Reviewer Comment (2025-08-18): Accepted as is. |  |  | 08/18/2025 | 2 B |  | FL | Investment | Purchase | B A | N/A | N/A | No |
| xxxxx | 4000088654 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | The file was missing a copy of Certificate of Good Standing |  |  |  | Reviewer Comment (2025-08-27): Received, Clearing.<br>Seller Comment (2025-08-27): Comment from [REDACTED] ([REDACTED]): cog<br>Reviewer Comment (2025-08-20): Looking for the Certificate of Good Standing for[REDACTED]<br>Seller Comment (2025-08-20): Comment from [REDACTED] ([REDACTED]): note | 08/27/2025 |  |  | 1 C A |  | PA | Investment | Purchase | C A |  | N/A | No |
| xxxxx | 4000088654 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Missing Doc) Missing Note Addendum: Note P&I does not match calculated P&I |  |  |  |  |  | Reviewer Comment (2025-08-22): Received, Clearing.<br>Seller Comment (2025-08-22): Comment from [REDACTED] ([REDACTED]): Note | 08/22/2025 |  |  | 1 C A |  | PA | Investment | Purchase | C A |  | N/A | No |
| xxxxx | 4000086536 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The borrowers' best friend, as stated on Appraisal, currently lives in the property as O/O per the Appraisal. There is no seller IPC, other than the seller 2% buyer broker fee. Though the appraisal reflects O/O, the pictures show as vacant. There is no 1007. Buyer exception provided was not executed. |  |  |  | Reviewer Comment (2025-09-18): Received, Clearing.<br>Seller Comment (2025-09-18): Comment from [REDACTED] ([REDACTED]): Corrected Appraisal<br>Reviewer Comment (2025-09-04): Though the appraisal reflects [REDACTED], the pictures show as vacant. Please provide correction or executed exception from buyer of the loan.<br>Buyer Comment (2025-09-04): Comment from [REDACTED] ([REDACTED]): Will you please clarify what you are looking at?<br>Reviewer Comment (2025-08-28): Buyer exception provided was not executed. Exception remains.<br>Buyer Comment (2025-08-28): Comment from [REDACTED] ([REDACTED]): 1007 included in 1004 | 09/18/2025 |  |  | 1 C A |  | OH | Investment | Purchase | C A |  | N/A | No |
| xxxxx | 4000086536 | xxxxx |  | xxxxx |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | The file was missing a copy of HUD/CD |  |  |  | Reviewer Comment (2025-08-25): Received, Clearing.<br>Seller Comment (2025-08-25): Comment from [REDACTED] ([REDACTED]): FSS | 08/25/2025 |  |  | 1 C A |  | OH | Investment | Purchase | C A |  | N/A | No |
| xxxxx | 4000086536 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Permanent Resident Alien Card was not provided for co-guarantor xxxxx. |  |  |  | Reviewer Comment (2025-09-17): Received, Clearing<br>Seller Comment (2025-09-17): Comment from [REDACTED] ([REDACTED]): corrected 1003<br>Reviewer Comment (2025-09-04): The updated 1003 will need to be signed by the co-borrower.<br>Seller Comment (2025-09-04): Comment from [REDACTED] ([REDACTED]): URLA<br>Reviewer Comment (2025-09-02): The 1003 for both borrowers indicate the citizenship is permanent resident alien<br>Buyer Comment (2025-09-02): Comment from [REDACTED] ([REDACTED]): Borrower is a US Citizen<br>Reviewer Comment (2025-08-28): The passport needs to have an un-expired stamp reading as follows: "Processed for I-551 Temporary Evidence of Lawful Admission for Permanent Residence. Valid until mm-dd-yy. Employment Authorized." Or provide the permanent resident card.<br>Seller Comment (2025-08-28): Comment from [REDACTED] ([REDACTED]): Passport | 09/17/2025 |  |  | 1 C A |  | OH | Investment | Purchase | C A |  | N/A | No |
| xxxxx | 4000085014 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-08-20): Clearing based on review coming back within tolerances. | 08/20/2025 |  |  | 1 C A |  | WA | Primary | Purchase | C B A | Non QM | Non QM | No |
| xxxxx | 4000085014 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $[REDACTED] exceeds tolerance of $[REDACTED]plus [REDACTED]% or $[REDACTED]. Insufficient or no cure was provided to the borrower. | No cure Provided. |  |  |  | Reviewer Comment (2025-09-09): [REDACTED] received corrected PCCD, LOE and closing statement<br>Seller Comment (2025-09-05): Comment from [REDACTED] ([REDACTED]): Please see attached<br>Reviewer Comment (2025-09-03): [REDACTED] received PCCD, LOE and closing statement, however as per closing statement and LOE recording fee charged $[REDACTED]and PCCD showing amount of $[REDACTED]. Please provide corrected PCCD to re-evaluate the exception.<br>Seller Comment (2025-08-29): Comment from [REDACTED] ([REDACTED]): The Rec fees were lowered to $[REDACTED]. So, no cure needed<br>Reviewer Comment (2025-08-28): [REDACTED]: Required cure of $[REDACTED]for [REDACTED]% tolerance. Due to increase in recording fee from $[REDACTED]to $[REDACTED].<br>Reviewer Comment (2025-08-28): CURED IN ERROR.<br>Reviewer Comment (2025-08-26): Sufficient cure provided. Full cure amount for tolerance violation was provided at or before closing (on final CD) resulting in a cleared exception.<br>Seller Comment (2025-08-25): Comment from [REDACTED] ([REDACTED]): Please see attached |  | 09/09/2025 |  | 2 C B |  | WA | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| xxxxx | 4000085014 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Re-Inspection Fee. Fee Amount of $[REDACTED]exceeds tolerance of $[REDACTED]. Insufficient or no cure was provided to the borrower. | No Cure Provided. |  |  |  | Reviewer Comment (2025-08-26): Sufficient cure provided. Full cure amount for tolerance violation was provided at or before closing (on final CD) resulting in a cleared exception.<br>Seller Comment (2025-08-25): Comment from [REDACTED] ([REDACTED]): See Attached | 08/26/2025 |  |  | 1 C A |  | WA | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| xxxxx | 4000085014 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Review Fee. Fee Amount of $[REDACTED]exceeds tolerance of $[REDACTED]. Insufficient or no cure was provided to the borrower. | No Cure Provided. |  |  |  | Reviewer Comment (2025-08-26): Sufficient cure provided. Full cure amount for tolerance violation was provided at or before closing (on final CD) resulting in a cleared exception.<br>Seller Comment (2025-08-25): Comment from [REDACTED] ([REDACTED]): Please see attached | 08/26/2025 |  |  | 1 C A |  | WA | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| xxxxx | 4000085014 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Verification Of Employment Fee. Fee Amount of $[REDACTED]exceeds tolerance of $[REDACTED]. Insufficient or no cure was provided to the borrower. | No Cure Provided. |  |  |  | Reviewer Comment (2025-08-28): Sufficient cure provided. Full cure amount for tolerance violation was provided at or before closing (on final CD) resulting in a cleared exception.<br>Seller Comment (2025-08-27): Comment from [REDACTED] ([REDACTED]): We cured the $[REDACTED] dierence on the first Verification fee. That was part of the $[REDACTED]cure<br> amount. So from the [REDACTED] to the [REDACTED] that's the $[REDACTED] cure amount.<br>Reviewer Comment (2025-08-26): [REDACTED] received documents but there is no documents to validate the increase in fee from $[REDACTED]to $[REDACTED]on final CD. Please provide valid COC or cure would be due to the borrower.<br>Seller Comment (2025-08-25): Comment from [REDACTED] ([REDACTED]): Please see attached | 08/28/2025 |  |  | 1 C A |  | WA | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| xxxxx | 4000085014 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Re-Inspection Fee. Fee Amount of $[REDACTED]exceeds tolerance of $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. | Sufficient cure provided at closing |  |  |  | Reviewer Comment (2025-09-03): Sufficient Cure Provided At Closing |  | 09/03/2025 |  | 1 A |  | WA | Primary | Purchase | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| xxxxx | 4000085014 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Review Fee. Fee Amount of $[REDACTED]exceeds tolerance of $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. | Sufficient cure provided at closing |  |  |  | Reviewer Comment (2025-09-03): Sufficient Cure Provided At Closing |  | 09/03/2025 |  | 1 A |  | WA | Primary | Purchase | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| xxxxx | 4000085014 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Verification Of Employment Fee. Fee Amount of $[REDACTED]exceeds tolerance of $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. | Sufficient cure provided at closing |  |  |  | Reviewer Comment (2025-09-03): Sufficient Cure Provided At Closing |  | 09/03/2025 |  | 1 A |  | WA | Primary | Purchase | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| xxxxx | 4000085973 | xxxxx |  | xxxxx |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal was made "subject to" and Form 1004D/442 was not provided. |  |  |  |  |  | Reviewer Comment (2025-08-21): Received, Clearing.<br>Seller Comment (2025-08-21): Comment from [REDACTED] ([REDACTED]): please see note on page 1. Subject to repairs is address on appraisal addendum page 19 | 08/21/2025 |  |  | 1 C A |  | MA | Investment | Purchase | C A |  | N/A | No |
| xxxxx | 4000084792 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-08-20): Clearing based on review coming back within tolerances. | 08/20/2025 |  |  | 1 C A |  | CT | Primary | Purchase | C A | Non QM | Non QM | No |
| xxxxx | 4000084792 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Revised Loan Estimate Timing Before Closing | TILA-RESPA Integrated Disclosure: Revised Loan Estimate provided on [REDACTED]not received by borrower at least four (4) business days prior to closing. | Revised Loan Estimate provided on [REDACTED] not received by borrower at least four (4) business days prior to closing. (Interim/[REDACTED] |  |  |  | Reviewer Comment (2025-09-03): Upon further review the LE was received 4 business days prior to the consummation.<br>Buyer Comment (2025-09-02): Comment from [REDACTED] ([REDACTED]): One of the borrowers signed and acknowledged on [REDACTED] and the other on [REDACTED]<br>Reviewer Comment (2025-08-29): [REDACTED] received rebuttal however, LE dated [REDACTED] was signed by borrower on [REDACTED]which is not more than 4 business days from the date of consummation. Please provide documentation of earliest receipt if available. The receipt of LE date is [REDACTED]. Consummation date is [REDACTED] [REDACTED] is day 1, [REDACTED]is day 2, [REDACTED]is day 3, and [REDACTED]is day 4.<br>Buyer Comment (2025-08-28): Comment from [REDACTED] ([REDACTED]): The revised LE was sent[REDACTED] and closing occurred[REDACTED], which is four business days after the revised LE was sent. There is no closing date violation here since consummation did happen on day 4. | 09/03/2025 |  |  | 1 C A |  | CT | Primary | Purchase | No Defined Cure A | Non QM | Non QM | No |
| xxxxx | 4000085242 | xxxxx |  | xxxxx |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud report missing in file. |  |  |  | Reviewer Comment (2025-08-28): Provided. Cleared.<br>Seller Comment (2025-08-28): Comment from [REDACTED] ([REDACTED]): Fraud Report | 08/28/2025 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | N/A | No |
| xxxxx | 4000085242 | xxxxx |  | xxxxx |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | Waterfall due to missing REO documentation. |  |  |  | Reviewer Comment (2025-08-25): Provided. Cleared<br>Buyer Comment (2025-08-25): Comment from [REDACTED] ([REDACTED]): See REO uploads | 08/25/2025 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | N/A | No |
| xxxxx | 4000085242 | xxxxx |  | xxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Missing tax and insurance verification. |  |  |  | Reviewer Comment (2025-08-25): Provided. Cleared<br>Seller Comment (2025-08-25): Comment from [REDACTED] ([REDACTED]): REO Docs[REDACTED] | 08/25/2025 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | N/A | No |
| xxxxx | 4000085242 | xxxxx |  | xxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Missing tax and insurance verification. |  |  |  | Reviewer Comment (2025-08-25): Provided. Cleared<br>Seller Comment (2025-08-25): Comment from [REDACTED] ([REDACTED]): REO Docs[REDACTED] | 08/25/2025 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | N/A | No |
| xxxxx | 4000087355 | xxxxx |  | xxxxx |  | Compliance | Loan Package Documentation | Application / Processing | Missing, Incorrect, or Incomplete Final or Initial 1003 | Missing Document: Missing Lender's Initial 1003 |  | Initial 1003 document is Missing |  |  |  | Reviewer Comment (2025-08-21): Accepted as is. |  |  | 08/21/2025 | 2 B |  | CA | Investment | Purchase | C B A | N/A | N/A | No |
| xxxxx | 4000087355 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Closing / Title | Collateral | Security Instrument is not signed by borrower(s). |  | Missing signature and notary acknowledgement. |  |  |  | Reviewer Comment (2025-08-22): Received, Clearing.<br>Seller Comment (2025-08-22): Comment from [REDACTED] ([REDACTED]): Executed/Notarized Mortgage | 08/22/2025 |  |  | 1 C A |  | CA | Investment | Purchase | C B A | N/A | N/A | No |
| xxxxx | 4000086339 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [REDACTED]disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $[REDACTED]is over disclosed by $[REDACTED] compared to the calculated Amount Financed of $[REDACTED]and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated[REDACTED] | Mortgage inspection Certificate of $[REDACTED]was not included in the finance charge/Amount financed calculation at origination |  |  |  | Reviewer Comment (2025-09-10): [REDACTED] received lender attestation confirm inspection fee in section H was a survey and was not required by lender.<br>Seller Comment (2025-09-08): Comment from [REDACTED] ([REDACTED]: Respa<br>Reviewer Comment (2025-08-29): [REDACTED] received lender attestation regarding services of [REDACTED] fee. However, no [REDACTED] fee is included in the finance charges. Underdisclosure is $[REDACTED]. Fees that lender may not have included are the $[REDACTED]Mortgage Inspection Certificate $[REDACTED]or the $Title-Service Fee $[REDACTED]. Missing compliance report of lender's to compare finance charges. If fee noted was not included in lender calculation, [REDACTED] would require a lender attestation giving the specific services and purpose to determine if a finance charge. Unable to determine services based on fee names.<br>Seller Comment (2025-08-28): Comment from [REDACTED] ([REDACTED]): lox | 09/10/2025 |  |  | 1 C A |  | OK | Second Home | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| xxxxx | 4000086339 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on[REDACTED]disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $[REDACTED] is under disclosed by $[REDACTED]compared to the calculated Finance Charge of $[REDACTED]which exceeds the $[REDACTED] threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated [REDACTED] | Mortgage inspection Certificate of $[REDACTED]was not included in the finance charge/Amount financed calculation at origination |  |  |  | Reviewer Comment (2025-09-10): [REDACTED] received lender attestation confirm inspection fee in section H was a survey and was not required by lender.<br>Seller Comment (2025-09-08): Comment from [REDACTED] ([REDACTED]<br>Reviewer Comment (2025-08-29): [REDACTED] received lender attestation regarding services of [REDACTED] fee. However, no [REDACTED] fee is included in the finance charges. Underdisclosure is $[REDACTED]. Fees that lender may not have included are the $[REDACTED]Mortgage Inspection Certificate $[REDACTED]or the $Title-Service Fee $[REDACTED]. Missing compliance report of lender's to compare finance charges. If fee noted was not included in lender calculation, [REDACTED] would require a lender attestation giving the specific services and purpose to determine if a finance charge. Unable to determine services based on fee names.<br>Seller Comment (2025-08-28): Comment from [REDACTED] ([REDACTED]): LOX | 09/10/2025 |  |  | 1 C A |  | OK | Second Home | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| xxxxx | 4000086339 | xxxxx |  | xxxxx |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized, and was originated with an Appraisal Waiver. The supporting secondary valuation is missing. Sec ID: 36 |  |  |  |  |  | Reviewer Comment (2025-09-05): Cleared AVM provided<br>Seller Comment (2025-09-05): Comment from [REDACTED] ([REDACTED]): AVM | 09/05/2025 |  |  | 1 D A B C |  | OK | Second Home | Purchase | D B A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 4000086339 | xxxxx |  | xxxxx |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized, and was originated with an Appraisal Waiver. Secondary Valuation supports value. Sec ID: 89 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-05): Accepted as its per client. |  |  | 09/05/2025 | 2 B |  | OK | Second Home | Purchase | D B A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 4000086339 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation within 3 business days of closing. |  |  |  | Reviewer Comment (2025-09-05): Accepted as is per client. |  |  | 09/05/2025 | 2 B |  | OK | Second Home | Purchase | D B A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 4000086777 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Desk Review Fee. Fee Amount of [REDACTED] exceeds tolerance of[REDACTED] Sufficient or excess cure was provided to the borrower at Closing. | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Desk Review Fee. Fee Amount of[REDACTED]exceeds tolerance of[REDACTED] Sufficient or excess cure was provided to the borrower at Closing. [REDACTED] |  |  |  | Reviewer Comment (2025-08-20): Sufficient Cure Provided At Closing |  | 08/20/2025 |  | 1 A |  | NJ | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| xxxxx | 4000086810 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - List of Homeownership Counseling Organizations Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule (Dodd-Frank 2014): List of Homeownership Counseling Organizations not provided to applicant within three (3) business days of application. | List of Homeownership Counseling Organizations not provided to applicant within three (3) business days of application. |  |  |  | Reviewer Comment (2025-08-21): Accepted as is. |  |  | 08/21/2025 | 2 B |  | CA | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 4000086810 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Will Not Have Escrow - Reason | TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on [REDACTED] incorrectly disclosed whether the loan will have an escrow account. | Loan Disclosure does not diclose why the loan will not have an escrow account. |  |  |  | Reviewer Comment (2025-08-26): [REDACTED] received Letter of Explanation & Corrected Closing Disclosure.<br>Seller Comment (2025-08-25): Comment from [REDACTED] ([REDACTED]): LOE<br>Reviewer Comment (2025-08-25): [REDACTED] received correction on Final CD. However, we would require correction to be made on Post CD. Kindly provide Post CD Page 4 to be updated with " Escrow Account - Will Not Have an Escrow Account Because" - reason" and not marked as "declined" or "lender does not offer". Letter of Explanation and Corrected CD required to cure.<br>Seller Comment (2025-08-22): Comment from [REDACTED] ([REDACTED]): CD |  | 08/26/2025 |  | 2 C B |  | CA | Second Home | Purchase | Letter of Explanation & Corrected Closing Disclosure B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| xxxxx | 4000086810 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Power of Attorney (POA) not provided |  |  |  |  |  | Reviewer Comment (2025-08-21): Received, Clearing.<br>Seller Comment (2025-08-21): Comment from [REDACTED] ([REDACTED]): POA | 08/21/2025 |  |  | 1 C A |  | CA | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 4000085391 | xxxxx |  | xxxxx |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  |  |  |  |  | Reviewer Comment (2025-09-16): Received, Clearing.<br>Seller Comment (2025-09-16): Comment from [REDACTED] ([REDACTED]): updated hoi | 09/16/2025 |  |  | 1 C A |  | AZ | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| xxxxx | 4000085391 | xxxxx |  | xxxxx |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2025-09-08): CDA received, exception cleared<br>Seller Comment (2025-09-08): Comment from [REDACTED] ([REDACTED]): CDA | 09/08/2025 |  |  | 1 D A |  | AZ | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| xxxxx | 4000087528 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-08-21): Clearing based on review coming back within tolerances. | 08/21/2025 |  |  | 1 C A |  | MA | Investment | Purchase | C A |  | N/A | No |
| xxxxx | 4000087528 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | The file was missing a copy of Fraud Report |  |  |  | Reviewer Comment (2025-09-04): Received Fraud Report. Exception cleared.<br>Seller Comment (2025-09-04): Comment from [REDACTED] ([REDACTED].): fraud | 09/04/2025 |  |  | 1 C A |  | MA | Investment | Purchase | C A |  | N/A | No |
| xxxxx | 4000087229 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-08-21): Clearing based on review coming back within tolerances. | 08/21/2025 |  |  | 1 C A |  | OK | Investment | Purchase | C A |  | N/A | No |
| xxxxx | 4000087229 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  | The file was missing a copy of Articles of Organization/Formation Document. |  |  |  | Reviewer Comment (2025-09-22): Received Articles of Organization. Exception cleared.<br>Seller Comment (2025-09-22): Comment from [REDACTED]([REDACTED]): Please review and clear condition/file for purchase. Thank you<br>Reviewer Comment (2025-09-02): The operating agreement was provided, please provided Articles of Organization/formation.<br>Seller Comment (2025-09-02): Comment from [REDACTED][REDACTED]): Please see attached for condition review. Thank you | 09/22/2025 |  |  | 1 C A |  | OK | Investment | Purchase | C A |  | N/A | No |
| xxxxx | 4000086567 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-08-22): Clearing based on review coming back within tolerances. | 08/22/2025 |  |  | 1 C A |  | NV | Investment | Purchase | C A |  | N/A | No |
| xxxxx | 4000086567 | xxxxx |  | xxxxx |  | Credit | Missing Document | General | Missing Document | Missing Document: Verification of Non-US Citizen Status not provided |  | Verification of Non-US Citizen Status document is missing. |  |  |  | Reviewer Comment (2025-08-29): Received Permanent Resident Card. Exception cleared.<br>Seller Comment (2025-08-29): Comment from [REDACTED] ([REDACTED]): Perm Res Card | 08/29/2025 |  |  | 1 C A |  | NV | Investment | Purchase | C A |  | N/A | No |
| xxxxx | 4000087828 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | The file was missing a copy of Fraud Report |  |  |  | Reviewer Comment (2025-08-27): Received Fraud Report. Exception cleared<br>Seller Comment (2025-08-27): Comment from [REDACTED] ([REDACTED]): Fraud Report | 08/27/2025 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | N/A | No |
| xxxxx | 4000087828 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Rent loss amount is $[REDACTED], required is 6 months rental or $[REDACTED] |  |  |  | Reviewer Comment (2025-09-09): Updated policy with increased rent loss provided. Cleared.<br>Seller Comment (2025-09-09): Comment from [REDACTED] ([REDACTED].): HOI | 09/09/2025 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | N/A | No |
| xxxxx | 4000087099 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-08-25): Clearing based on review coming back within tolerances. | 08/25/2025 |  |  | 1 C A |  | IN | Primary | Purchase | C A | Non QM | Non QM | No |
| xxxxx | 4000084579 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception in file for use of verification of rent reporting through credit report in lieu of lease and cancelled checks. Comp factors LTV [REDACTED]%, FICO [REDACTED]. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $[REDACTED].<br>Borrower has worked in the same position for more than 3 years.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of 4 months PITIA or more.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $[REDACTED].<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-08-25): Client elects to waive/regrade with compensating factors. |  |  | 08/25/2025 | 2 B |  | NJ | Second Home | Purchase | B A | Non QM | Non QM | No |
| xxxxx | 4000087278 | xxxxx |  | xxxxx |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2025-08-26): Accepted as is. |  |  | 08/26/2025 | 2 B |  | VA | Investment | Purchase | B A |  | N/A | No |
| xxxxx | 4000087195 | xxxxx |  | xxxxx |  | Credit | Insurance | Insurance Documentation | Insurance | Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. |  | Rent Loss Insurance for the subject property is required and must equal at least 6 months PITIA for the <br> subject property. |  |  |  | Reviewer Comment (2025-08-27): Received, Clearing.<br>Seller Comment (2025-08-26): Comment from [REDACTED] ([REDACTED]): Uploaded Rent loss insurance | 08/27/2025 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| xxxxx | 4000087195 | xxxxx |  | xxxxx |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | Calculated loan to value percentage of [REDACTED]% exceeds Guideline loan to value percentage of [REDACTED]% for a cash-out refinance with a FICO score of [REDACTED]. | Borrower has owned the subject property for at least 5 years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | Reviewer Comment (2025-09-17): Client elects to waive and use [REDACTED] guidelines which allow [REDACTED]% LTV for loan profile<br>Reviewer Comment (2025-09-12): Agree this meets [REDACTED] guidelines but as this is a Hard to [REDACTED] and Soft to [REDACTED] review it also has to meet the [REDACTED] soft guidelines. You will need to seek an exception for failing the soft [REDACTED] guidelines from the buyer of the loans.<br>Seller Comment (2025-09-11): Comment from [REDACTED] ([REDACTED]): We have pulled the program sheets from the date the investor referenced. <br> Everything shows that with the borrower's FICO and a DSCR of 1.0 they would qualify for up to 65% LTV. \*\*\*Please clarify if you do not agree that this is a 1.0 DSCR?<br>Reviewer Comment (2025-08-29): We are using the [REDACTED] approved guidelines [REDACTED] DSCR [REDACTED]which allow [REDACTED]% for [REDACTED].<br>Seller Comment (2025-08-29): Comment from [REDACTED] ([REDACTED]): Uploaded UW response & supporting document. |  |  | 09/17/2025 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| xxxxx | 4000085187 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Employer Identification Number (EIN) not provided |  | Employer Identification Number (EIN) is missing. |  |  |  | Reviewer Comment (2025-08-26): Received EIN. Exception cleared.<br>Seller Comment (2025-08-26): Comment from [REDACTED] ([REDACTED]): EIN | 08/26/2025 |  |  | 1 C A |  | VA | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| xxxxx | 4000085187 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | Operating Agreement is missing. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-09-10): Client elects to waive based on VA not requiring for single-member entity.<br>Reviewer Comment (2025-09-08): Per guidelines: The following entity documents are required:<br> o Articles of Incorporation<br> o Operating Agreement (or equivalent)<br> o Tax Identi�ication Number<br> o Certi�icate of Good Standing, dated within 30 days of closing<br> o Tax Identi�ication Number (Employer Identi�ication Number - EIN)<br>There is no exception listed for a sole member llc.<br>Buyer Comment (2025-09-08): Comment from [REDACTED] ([REDACTED]): Per UW Management a single member llc is not required to have one in VA. Please clear thank you<br>Reviewer Comment (2025-09-04): Operating Agreement is not received. Exception remains.<br>Seller Comment (2025-09-03): Comment from [REDACTED] ([REDACTED]): certification of business owners<br>Reviewer Comment (2025-09-02): The docs provided do not list percentage of ownership, please provide operating agreement, exception remains.<br>Seller Comment (2025-09-02): Comment from [REDACTED] ([REDACTED]): additional docs<br>Reviewer Comment (2025-08-26): Received Certification of Beneficial Owners does not reflect the borrowing business entity name. Please provide Operating Agreement or equivalent entity document. Exception remains.<br>Seller Comment (2025-08-26): Comment from [REDACTED] ([REDACTED]): SOLE OWNER |  |  | 09/10/2025 | 2 C B |  | VA | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| xxxxx | 4000086892 | xxxxx |  | xxxxx |  | Credit | Insurance | Insurance Documentation | Insurance | Missing Document: Flood Insurance Policy not provided |  | Flood Insurance Policy Document is missing in the file. |  |  |  | Reviewer Comment (2025-08-27): Received Flood Insurance Policy. Exception cleared.<br>Seller Comment (2025-08-27): Comment from [REDACTED] ([REDACTED]): flood insurance | 08/27/2025 |  |  | 1 C A |  | NJ | Second Home | Purchase | C B A | Non QM | Non QM | No |
| xxxxx | 4000086892 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule (Dodd-Frank 2014): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. |  |  |  |  | Reviewer Comment (2025-08-26): Accepted as is. |  |  | 08/26/2025 | 2 B |  | NJ | Second Home | Purchase | C B A | Non QM | Non QM | No |
| xxxxx | 4000086892 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-08-26): Accepted as is. |  |  | 08/26/2025 | 2 B |  | NJ | Second Home | Purchase | C B A | Non QM | Non QM | No |
| xxxxx | 4000086892 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Collateral Desktop Analysis. Fee Amount of $[REDACTED]exceeds tolerance of $[REDACTED]. Insufficient or no cure was provided to the borrower. | Collateral Desktop Analysis Fee was last disclosed as $[REDACTED]on the Loan Estimate, but was disclosed as $[REDACTED]on the Final Closing Disclosure. No valid COC was provided for this change, nor evidence of cure. Provide a post close CD disclosing the tolerance violation of $[REDACTED], a copy of the refund check, proof of delivery, and a copy of the LOE to the borrower disclosing the changes made. |  |  |  | Reviewer Comment (2025-09-05): [REDACTED] received Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD.<br>Seller Comment (2025-09-04): Comment from [REDACTED] ([REDACTED].): Revised CD, Check, Label, LOE |  | 09/05/2025 |  | 2 C B |  | NJ | Second Home | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| xxxxx | 4000086958 | xxxxx |  | xxxxx |  | Credit | Asset | Asset Documentation | Asset | Missing Document: Gift Letter not provided |  | Gift Letter not provided for $[REDACTED]gift towards funds to close. |  |  |  | Reviewer Comment (2025-08-26): Received Gift Letter. Exception cleared.<br>Seller Comment (2025-08-26): Comment from [REDACTED] ([REDACTED]): gift letter/lox | 08/26/2025 |  |  | 1 C A |  | NJ | Investment | Purchase | C A |  | N/A | No |
| xxxxx | 4000085411 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-08-26): Accepted as is. |  |  | 08/26/2025 | 2 B |  | PA | Investment | Purchase | B A | N/A | N/A | No |
| xxxxx | 4000086962 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to applicant within three (3) business days of application or determination of first lien status. | Creditor did not provide "Right to Receive a Copy" appraisal disclosure to applicant within three (3) business days of application or determination of first lien status. |  |  |  | Reviewer Comment (2025-08-27): Accepted as is. |  |  | 08/27/2025 | 2 B |  | GA | Investment | Purchase | B A |  | N/A | No |
| xxxxx | 4000086285 | xxxxx |  | xxxxx |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | Title Policy Coverage is less than Original Loan Amount. |  |  |  | Reviewer Comment (2025-08-27): Accepted as is. |  |  | 08/27/2025 | 2 B |  | WA | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| xxxxx | 4000086285 | xxxxx |  | xxxxx |  | Property | Valuation | Valuation Issue | Valuation | The desk review has a effective date that is other than what the appraisal effective date is. The desk review should have the same effective date as the appraisal |  | The Desk Review or Field Review effective date does not match the Appraisals effective date |  |  |  | Reviewer Comment (2025-09-05): Received, Clearing.<br>Seller Comment (2025-09-05): Comment from [REDACTED] ([REDACTED]): [REDACTED] CW: See attached CDA | 09/05/2025 |  |  | 1 C A |  | WA | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| xxxxx | 4000086101 | xxxxx |  | xxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Insurance Verification is missing. |  |  |  | Reviewer Comment (2025-08-28): Letter of explanation received, exception cleared<br>Seller Comment (2025-08-28): Comment from [REDACTED] ([REDACTED].): XXXX with no mortgage. See LOX no ins | 08/28/2025 |  |  | 1 C A |  | FL | Investment | Purchase | C B A |  | N/A | No |
| xxxxx | 4000086101 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. | The appraisal was not provided to the borrower within 3 business days of the note date. |  |  |  | Reviewer Comment (2025-08-27): Accepted as is. |  |  | 08/27/2025 | 2 B |  | FL | Investment | Purchase | C B A |  | N/A | No |
| xxxxx | 4000086101 | xxxxx |  | xxxxx |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  |  |  |  |  | Reviewer Comment (2025-09-04): Received, Clearing.<br>Seller Comment (2025-09-04): Comment from [REDACTED] ([REDACTED], Inc.): 2024 | 09/04/2025 |  |  | 1 C A |  | FL | Investment | Purchase | C B A |  | N/A | No |
| xxxxx | 4000086711 | xxxxx |  | xxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Insurance Verification & Tax Verification is missing. |  |  |  | Reviewer Comment (2025-09-02): Provided. Clearing.<br>Seller Comment (2025-09-02): Comment from [REDACTED] ([REDACTED] taxes and insur | 09/02/2025 |  |  | 1 C A |  | FL | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 4000086711 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $[REDACTED]exceeds tolerance of $[REDACTED]. Insufficient or no cure was provided to the borrower. | Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2025-09-09): [REDACTED] received PCCD, LOE, proof of mailing & copy of refund check.<br>Seller Comment (2025-09-05): Comment from [REDACTED] ([REDACTED], Inc.): lox pccd label and cure check |  | 09/09/2025 |  | 2 C B |  | FL | Second Home | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| xxxxx | 4000088229 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-08-26): Clearing based on review coming back within tolerances. | 08/26/2025 |  |  | 1 C A |  | MD | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| xxxxx | 4000087651 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  | The file was missing a copy of Approval or 1008 |  |  |  | Reviewer Comment (2025-08-27): Received Loan Underwriting and Transmittal Summary (1008) / MCAW. Exception cleared.<br>Seller Comment (2025-08-27): Comment from [REDACTED] ([REDACTED]): See attached | 08/27/2025 |  |  | 1 C A |  | VA | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| xxxxx | 4000086854 | xxxxx |  | xxxxx |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | File did not contain an estimated cost to replace from insurer. Calculations are based on [REDACTED]% of the insurable value of the improvements (from appraiser cost provided or if no appraiser cost the purchase price) using agency calculation methods. Coverage is insufficient by [REDACTED] |  |  |  | Reviewer Comment (2025-09-05): Received Replacement Cost Estimator and the shortfall is covered. Exception cleared.<br>Seller Comment (2025-09-05): Comment from [REDACTED] ([REDACTED]): See attached | 09/05/2025 |  |  | 1 C A |  | CA | Investment | Purchase | C A |  | N/A | No |
| xxxxx | 4000086921 | xxxxx |  | xxxxx |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-08-28): Accepted as is. |  |  | 08/28/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| xxxxx | 4000086921 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-08-28): Accepted as is. |  |  | 08/28/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| xxxxx | 4000089323 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-08-28): Clearing based on review coming back within tolerances. | 08/28/2025 |  |  | 1 C A |  | NC | Investment | Purchase | C A |  | N/A | No |
| xxxxx | 4000086079 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID | ECOA Appraisal Disclosure - ECOA Status | ECOA - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure. | File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure. |  |  |  | Reviewer Comment (2025-08-28): Accepted as is.<br>Seller Comment (2025-08-28): Comment from [REDACTED] ([REDACTED]): appraisal delivery |  |  | 08/28/2025 | 2 B |  | NY | Investment | Refinance - Cash-out - Other | Good faith redisclosure C B A | N/A | N/A | Yes |
| xxxxx | 4000086079 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Closing Disclosure Timing without Waiver | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. | Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (Final[REDACTED] |  |  |  | Reviewer Comment (2025-08-29): [REDACTED] received [REDACTED] Initial CD, 3 business days prior to the consummation.<br>Seller Comment (2025-08-28): Comment from [REDACTED] ([REDACTED]): initial CD | 08/29/2025 |  |  | 1 C A |  | NY | Investment | Refinance - Cash-out - Other | No Defined Cure B A | N/A | N/A | No |
| xxxxx | 4000086079 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TILA-RESPA Integrated Disclosure: application date on or after 10/3/2015, no Loan Estimates in the Loan File | TILA-RESPA Integrated Disclosure: Loan Estimate not provided within loan images to evidence delivery to the Borrower(s). The earliest Closing Disclosure provided in the loan file was used as the estimated baseline for Tolerance Testing. Depending on the actual values on the initial Loan Estimate, a fee tolerance cure of up to $[REDACTED]may be required. | Loan Estimate not provided within loan images to evidence delivery to the Borrower(s). The earliest Closing Disclosure provided in the loan file was used as the estimated baseline for Tolerance Testing. Depending on the actual values on the initial Loan Estimate, a fee tolerance cure of up to $[REDACTED]may be required. |  |  |  | Reviewer Comment (2025-08-29): [REDACTED] received initial LE.<br>Seller Comment (2025-08-28): Comment from [REDACTED] ([REDACTED]): initial LE | 08/29/2025 |  |  | 1 C A |  | NY | Investment | Refinance - Cash-out - Other | No Defined Cure B A | N/A | N/A | No |
| xxxxx | 4000086159 | xxxxx |  | xxxxx |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The preliminary title policy is within CA and does not reflect a coverage amount (no final title policy in file). |  |  |  | Reviewer Comment (2025-08-28): Accepted as is. |  |  | 08/28/2025 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| xxxxx | 4000086159 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:Primary/[REDACTED]) |  |  |  | Reviewer Comment (2025-08-28): Accepted as is. |  |  | 08/28/2025 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| xxxxx | 4000086159 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of [REDACTED]% or Final Disclosure APR of [REDACTED]% is equal to or greater than the threshold of APOR [REDACTED]% + [REDACTED]%, or [REDACTED]%. Non-Compliant Higher Priced Mortgage Loan. | APR on subject loan of [REDACTED]% or Final Disclosure APR of [REDACTED]% is equal to or greater than the threshold of APOR [REDACTED]% + [REDACTED]%, or [REDACTED]%. Non-Compliant Higher Priced Mortgage Loan. |  |  |  | Reviewer Comment (2025-09-04): Received, Clearing.<br>Seller Comment (2025-09-04): Comment from [REDACTED] ([REDACTED]): Hello, the proof of Appraisal Receipt was executed at least 3 days prior to consummation, thank you. | 09/04/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| xxxxx | 4000086159 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:Primary/[REDACTED] |  |  |  | Reviewer Comment (2025-09-04): Received, Clearing.<br>Seller Comment (2025-09-04): Comment from [REDACTED] ([REDACTED]): Hello, the proof of Appraisal Receipt was signed at least 3 business days prior to the Consummation date. May we please request a waiver on this condition? Thank you. | 09/04/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| xxxxx | 4000086159 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Non Escrow Costs Year 1 Underdisclosed - October 2018 | TILA-RESPA Integrated Disclosure - Loan Disclosures: Non Escrowed Property Costs over Year 1 of 0.00 on Final Closing Disclosure provided on[REDACTED] are underdisclosed. | Non Escrowed Property Costs over Year 1 of [REDACTED] on Final Closing Disclosure provided on [REDACTED] does not list the HOA dues. |  |  |  | Reviewer Comment (2025-09-09): [REDACTED] received corrected PCCD and LOE<br>Seller Comment (2025-09-08): Comment from [REDACTED] ([REDACTED]): Hello, please see attached, thank you.<br>Reviewer Comment (2025-09-08): [REDACTED] received corrected PCCD and LOE but the updated CD shows HOA amount as escrowed but as per the IEAD only Taxes and Insurance are escrowed. Please provide confirmation on final escrows or provide updated PCCD showing HOA amount updated under non-escrowed on page #4.<br>Seller Comment (2025-09-05): Comment from [REDACTED] ([REDACTED]): Hello, please see attached, thank you.<br>Reviewer Comment (2025-09-05): [REDACTED] received rebuttal, however as per 1004([REDACTED]) there is HOA due of $[REDACTED]per month. Please provide additional information or corrected PCCD and LOE to cure the exception.<br>Seller Comment (2025-09-04): Comment from [REDACTED] ([REDACTED]): Hello, per the 1008 and 1003, the subject property has no HOA dues, thank you. |  | 09/09/2025 |  | 2 C B |  | CA | Primary | Purchase | Letter of Explanation & Corrected Closing Disclosure B A | Non QM | Non QM | Yes |
| xxxxx | 4000088757 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | Missing Disclosure | Notice of Special Flood Hazard Disclosure Not Provided Timely | FDPA Notification Rule: Creditor did not provide a Notice of Special Flood Hazard Disclosure within a reasonable time prior to closing. | Creditor did not provide a Notice of Special Flood Hazard Disclosure within a reasonable time prior to closing. |  |  |  | Reviewer Comment (2025-08-28): Accepted as is. |  |  | 08/28/2025 | 2 B |  | NY | Primary | Purchase | B A | Non QM | Non QM | No |
| xxxxx | 4000087326 | xxxxx |  | xxxxx |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-08-29): Accepted as is. |  |  | 08/29/2025 | 2 B |  | CA | Investment | Refinance - Limited Cash-out GSE | C B A |  | N/A | No |
| xxxxx | 4000087326 | xxxxx |  | xxxxx |  | Credit | Missing Document | General | Missing Document | Missing Document: 1007 Rent Comparison Schedule not provided |  | Comparable rent is missing in the file. |  |  |  | Reviewer Comment (2025-09-04): Clearing.<br>Buyer Comment (2025-09-04): Comment from [REDACTED] ([REDACTED]): We are not using subject rental income to qualify. May you please waive this condition for the 1007? | 09/04/2025 |  |  | 1 C A |  | CA | Investment | Refinance - Limited Cash-out GSE | C B A |  | N/A | No |
| xxxxx | 4000087326 | xxxxx |  | xxxxx |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is required and was not found in file. |  | The file is missing the verbal verification of employment obtained within ten business days of closing. |  |  |  | Reviewer Comment (2025-09-02): Received, cleared<br>Seller Comment (2025-09-02): Comment from [REDACTED] ([REDACTED]): Please review the attached, thank you. | 09/02/2025 |  |  | 1 C A |  | CA | Investment | Refinance - Limited Cash-out GSE | C B A |  | N/A | No |
| xxxxx | 4000086273 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-08-29): Clearing based on review coming back within tolerances. | 08/29/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| xxxxx | 4000086273 | xxxxx |  | xxxxx |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. |  | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $[REDACTED].<br>Borrower has worked in the same position for more than 3 years.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $[REDACTED].<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-09-03): Client exception received.<br>Seller Comment (2025-09-03): Comment from [REDACTED] ([REDACTED]): Exception is attached |  |  | 09/03/2025 | 2 C B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| xxxxx | 4000086273 | xxxxx |  | xxxxx |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Combined loan to value discrepancy. | Calculated combined loan to value percentage of ___ exceeds Guideline combined loan to value percentage of ___. |  | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $[REDACTED].<br>Borrower has worked in the same position for more than 3 years.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $[REDACTED].<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-09-03): Client exception received.<br>Seller Comment (2025-09-03): Comment from [REDACTED] ([REDACTED].): Exception attached |  |  | 09/03/2025 | 2 C B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| xxxxx | 4000088559 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  |  | Reviewer Comment (2025-08-29): Accepted as is. |  |  | 08/29/2025 | 2 A |  | NY | Primary | Purchase | C B A | Non QM | Exempt from ATR | No |
| xxxxx | 4000088559 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of [REDACTED] exceeds tolerance of [REDACTED]. Insufficient or no cure was provided to the borrower. | Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of [REDACTED] exceeds tolerance of [REDACTED]. Insufficient or no cure was provided to the borrower. ([REDACTED]) |  |  |  | Reviewer Comment (2025-09-04): [REDACTED] received LOE and fee bifurcation of recording and transfer tax fee on LE.<br>Seller Comment (2025-09-02): Comment from [REDACTED] ([REDACTED]): Please see attached LOX | 09/04/2025 |  |  | 1 C A |  | NY | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Exempt from ATR | Yes |
| xxxxx | 4000088559 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Loan originated as Primary residence, yet URLA declarations indicates borrower will not occupy. |  |  |  |  |  | Reviewer Comment (2025-09-11): Acceptable documentation received, exception cleared<br>Seller Comment (2025-09-11): Comment from [REDACTED] ([REDACTED]): LOX | 09/11/2025 |  |  | 1 C A |  | NY | Primary | Purchase | C B A | Non QM | Exempt from ATR | No |
| xxxxx | 4000088559 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Subject property is being treated as rural due to the distance of the comps, the acreage and the outbuilding. Max LTV required per rural is [REDACTED] and subject loan LTV is [REDACTED]. - Client elects to waive with compensating factors | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $[REDACTED].<br>Borrower has worked in the same position for more than 3 years.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of 4 months PITIA or more.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $[REDACTED].<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-08-29): Subject property is being treated as rural due to the distance of the comps, the acreage and the outbuilding. Max LTV required per rural is [REDACTED]% and subject loan LTV is [REDACTED]%. |  |  | 08/29/2025 | 2 B |  | NY | Primary | Purchase | C B A | Non QM | Exempt from ATR | No |
| xxxxx | 4000088559 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of [REDACTED] exceeds tolerance of [REDACTED] plus [REDACTED]or [REDACTED]. Insufficient or no cure was provided to the borrower. | Recording fee on LE is [REDACTED] while the total recording fee on final CD is[REDACTED] (Deed) +[REDACTED] (Mortgage) +[REDACTED](Recording). |  |  |  | Reviewer Comment (2025-09-05): [REDACTED] received valid COC document<br>Seller Comment (2025-09-04): Comment from [REDACTED] ([REDACTED]): Please see attached LOX | 09/05/2025 |  |  | 1 A |  | NY | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Exempt from ATR | Yes |
| xxxxx | 4000086521 | xxxxx |  | xxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | The file was missing the taxes and insurance documentation for this property, please provide for review. |  |  |  | Reviewer Comment (2025-09-05): Acceptable documentation received, exception cleared<br>Seller Comment (2025-09-05): Comment from [REDACTED] ([REDACTED].): See credit supplement page 169. Taxes and Insurance are included in payment listed on credit. | 09/05/2025 |  |  | 1 C A |  | FL | Investment | Purchase | C B A |  | N/A | No |
| xxxxx | 4000086521 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: AUS not provided |  | AUS document is missing in the file. |  |  |  | Reviewer Comment (2025-09-04): Received AUS. Exception cleared.<br>Seller Comment (2025-09-03): Comment from [REDACTED][REDACTED]): AUS | 09/04/2025 |  |  | 1 C A |  | FL | Investment | Purchase | C B A |  | N/A | No |
| xxxxx | 4000086521 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification of the borrower's receipt of the appraisal was missing from the file. |  |  |  | Reviewer Comment (2025-08-29): Accepted as is. |  |  | 08/29/2025 | 2 B |  | FL | Investment | Purchase | C B A |  | N/A | No |
| xxxxx | 4000086521 | xxxxx |  | xxxxx |  | Credit | Property - Appraisal | General Appraisal Requirements | Property - Appraisal | Primary Appraisal was completed after the final loan approval. |  | \*New exception\* The appraisal value is higher than the value on the final AUS approval. |  |  |  | Reviewer Comment (2025-09-08): Received, Clearing.<br>Seller Comment (2025-09-06): Comment from [REDACTED] ([REDACTED].): aus | 09/08/2025 |  |  | 1 A |  | FL | Investment | Purchase | C B A |  | N/A | No |
| xxxxx | 4000086318 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Non Escrow Costs Year 1 Underdisclosed - October 2018 | TILA-RESPA Integrated Disclosure - Loan Disclosures: Non Escrowed Property Costs over Year 1 of on Final Closing Disclosure provided on [REDACTED] are underdisclosed. | HOA is $[REDACTED]However the Non Escrowed Property Costs over Year 1 of on Final Closing Disclosure provided on [REDACTED] is $[REDACTED]. |  |  |  | Reviewer Comment (2025-09-09): [REDACTED] received Letter of Explanation & Corrected Closing Disclosure.<br>Seller Comment (2025-09-05): Comment from [REDACTED] ([REDACTED].): PCCD LOX<br>Reviewer Comment (2025-09-05): [REDACTED] received Post CD and LOX reflecting non escrowed property cost over year 1 as $[REDACTED] whereas as per the Appraisal report the HOA is $[REDACTED]per year. Kindly provide Corrected Post CD along with LOX to reflect Non- Escrowed property cost over year 1 as $[REDACTED].<br>Seller Comment (2025-09-03): Comment from [REDACTED] ([REDACTED].): PCCD & LOX |  | 09/09/2025 |  | 2 C B |  | TN | Second Home | Purchase | Letter of Explanation & Corrected Closing Disclosure B A | Non QM | Non QM | Yes |
| xxxxx | 4000085077 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | The appraisal was not provided to the borrower within 3 business days of the note date. |  |  |  | Reviewer Comment (2025-09-02): Borrower appraisal receipt received<br>Seller Comment (2025-09-02): Comment from [REDACTED] ([REDACTED]): TRACKING SHOWING APPRAISAL PROVIDED ON [REDACTED], CLOSED ON [REDACTED] | 09/02/2025 |  |  | 1 B A |  | NC | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 4000085077 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of [REDACTED]exceeds tolerance of [REDACTED] plus [REDACTED] or [REDACTED]. Insufficient or no cure was provided to the borrower. | Ten Percent Fee Tolerance exceeded. Total amount of [REDACTED]exceeds tolerance of [REDACTED] plus[REDACTED] or[REDACTED]. Insufficient or no cure was provided to the borrower. (0) |  |  |  | Reviewer Comment (2025-09-03): Sufficient cure provided. Full cure amount for tolerance violation was provided at or before closing (on final CD) resulting in a cleared exception.<br>Seller Comment (2025-09-02): Comment from [REDACTED]: $[REDACTED] CURED AT CLOSE : [REDACTED] + [REDACTED] = [REDACTED] - SEE SECTION J | 09/03/2025 |  |  | 1 C A |  | NC | Second Home | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| xxxxx | 4000085077 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Re-Inspection Fee. Fee Amount of [REDACTED] exceeds tolerance of [REDACTED]. Insufficient or no cure was provided to the borrower. | No Cure Provided. |  |  |  | Reviewer Comment (2025-09-09): [REDACTED] received Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD.<br>Seller Comment (2025-09-05): Comment from [REDACTED] ([REDACTED]): $[REDACTED]TOLERANCE CURE<br>Reviewer Comment (2025-09-04): [REDACTED] received Changed Circumstance dated [REDACTED], but it does not give sufficient information on why the Final inspection fee was added. Appraisal report with provided disclosure completed on [REDACTED], but the Inspection fee was not added until[REDACTED]. This is outside of the required three-day timeline for notification of borrower. A valid Changed Circumstance or cure is required. Cure consists of Corrected CD, LOE to borrower, proof of mailing and copy of refund check.<br>Seller Comment (2025-09-03): Comment from[REDACTED] ([REDACTED]): [REDACTED] CD WITH COC<br>Reviewer Comment (2025-09-03): [REDACTED] received COC dated [REDACTED] however the fee added on CD dated [REDACTED]. Kindly provide a valid COC within three days of the change since the COC provided is after the fee has been added. Kindly provide a valid COC for the fee added or provide cure docs. Cure documents consist of Post CD,LOX,Copy of refund check and proof of mailing.<br>Seller Comment (2025-09-02): Comment from [REDACTED] ([REDACTED]): INITIAL CD WITH COC ADDING INSPECTION FEE |  | 09/09/2025 |  | 2 C B |  | NC | Second Home | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| xxxxx | 4000085077 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Collateral Desktop Analysis. Fee Amount of [REDACTED] exceeds tolerance of [REDACTED]. Insufficient or no cure was provided to the borrower. | No Cure Provided. |  |  |  | Reviewer Comment (2025-09-03): Sufficient cure provided. Full cure amount for tolerance violation was provided at or before closing (on final CD) resulting in a cleared exception.<br>Seller Comment (2025-09-02): Comment from [REDACTED]: $[REDACTED] CURED AT CLOSE : [REDACTED] + [REDACTED] = [REDACTED] - SEE SECTION J | 09/03/2025 |  |  | 1 C A |  | NC | Second Home | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| xxxxx | 4000089714 | xxxxx |  | xxxxx |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value. Sec ID: 22 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-29): Accepted as is. |  |  | 08/29/2025 | 2 A B |  | NY | Investment | Purchase | B A |  | N/A | No |
| xxxxx | 4000084775 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Assignment of Leases/Rents not provided |  | Assignment of Leases/Rents is missing in file. |  |  |  | Reviewer Comment (2025-09-08): Assignment of leases on file<br>Seller Comment (2025-09-08): Comment from [REDACTED] ([REDACTED]): If this is referring to a specific collateral document, can you please point to the guideline that requests this? If you are asking for proof of rental receipt, can you please advise why when the guidelines say we can use the lower of the rent on the lease agreements ($[REDACTED]) or market rent on appraisal ($[REDACTED])? If we use the lower figure from the lease agreements, our DSCR ratio (rent divided by PITIA) is still above 1, and we do not need proof of rental receipt.<br>Reviewer Comment (2025-09-04): A lease agreement does not suffice for the required document, exception remains.<br>Seller Comment (2025-09-04): Comment from [REDACTED] ([REDACTED]): Please see attached | 09/08/2025 |  |  | 1 C A |  | WI | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| xxxxx | 4000084775 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Closing / Title | Missing Document | Missing Document: Security Instrument - Subject Lien not provided |  | Security Instrument - Subject Lien is missing in file. |  |  |  | Reviewer Comment (2025-09-02): Received Security Instrument - Subject Lien. Exception cleared.<br>Seller Comment (2025-09-02): Comment from [REDACTED] ([REDACTED]): See attached | 09/02/2025 |  |  | 1 D A |  | WI | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| xxxxx | 4000087309 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Verification of Mortgage (VOM) is required and was not provided for subject property. |  |  |  | Reviewer Comment (2025-09-04): Received, Clearing.<br>Seller Comment (2025-09-04): Comment from [REDACTED] ([REDACTED]): doc resp | 09/04/2025 |  |  | 1 C A |  | NY | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| xxxxx | 4000085223 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-08-28): Clearing based on review coming back within tolerances. | 08/28/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| xxxxx | 4000085223 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $[REDACTED]exceeds tolerance of $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-08-29): Sufficient Cure Provided At Closing |  | 08/29/2025 |  | 1 A |  | CA | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| xxxxx | 4000085223 | xxxxx |  | xxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | File is missing required Appraisal for departure residence. |  |  |  | Reviewer Comment (2025-09-09): Provided. Cleared.<br>Seller Comment (2025-09-09): Comment from [REDACTED] ([REDACTED]): Departing Res Appraisal<br>Reviewer Comment (2025-09-04): Missing required Appraisal for departure residence to show the equity needed for exclusion.<br>Seller Comment (2025-09-04): Comment from [REDACTED] ([REDACTED]): REO docs | 09/09/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| xxxxx | 4000087850 | xxxxx |  | xxxxx |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-09-02): Client elects to waive |  |  | 09/02/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| xxxxx | 4000087850 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule (Dodd-Frank 2014): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. | Verification of the borrower's receipt of the appraisal was missing from the file. |  |  |  | Reviewer Comment (2025-09-02): Client elects to waive |  |  | 09/02/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| xxxxx | 4000086186 | xxxxx |  | xxxxx |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. |  |  |  |  |  | Reviewer Comment (2025-09-03): Received, Clearing.<br>Seller Comment (2025-09-03): Comment from [REDACTED] ([REDACTED]): See attached LOE from HOI agent. | 09/03/2025 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| xxxxx | 4000086186 | xxxxx |  | xxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Schedule E for the Year 2024 is missing for Property [REDACTED] |  |  |  | Reviewer Comment (2025-09-05): Received, Clearing.<br>Seller Comment (2025-09-05): Comment from [REDACTED] ([REDACTED]: See page 17. | 09/05/2025 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| xxxxx | 4000086186 | xxxxx |  | xxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Schedule E for the Year 2024 is missing for Property [REDACTED] |  |  |  | Reviewer Comment (2025-09-05): Received, Clearing.<br>Seller Comment (2025-09-05): Comment from [REDACTED] ([REDACTED]: See page 17. | 09/05/2025 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| xxxxx | 4000086186 | xxxxx |  | xxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Schedule E for the Year 2024 is missing for Property [REDACTED] |  |  |  | Reviewer Comment (2025-09-05): Received, Clearing.<br>Seller Comment (2025-09-05): Comment from [REDACTED] ([REDACTED]): See page 17. | 09/05/2025 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| xxxxx | 4000089432 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | The appraisal was not provided to the borrower within 3 business days of the note date. |  |  |  | Reviewer Comment (2025-09-02): Client elects to waive |  |  | 09/02/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| xxxxx | 4000085999 | xxxxx |  | xxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ | [REDACTED]: Mortgage statement is missing. |  |  |  | Reviewer Comment (2025-09-03): Received, Clearing.<br>Seller Comment (2025-09-03): Comment from [REDACTED] ([REDACTED]): This was a concurrent purchase, no mortgage statement yet. Please see attached 1008. | 09/03/2025 |  |  | 1 C A |  | NJ | Investment | Purchase | C A | Non QM | N/A | No |
| xxxxx | 4000086564 | xxxxx |  | xxxxx |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Preliminary Title does not list coverage amount. |  |  |  | Reviewer Comment (2025-09-03): Accepted as is. |  |  | 09/03/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| xxxxx | 4000086564 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Receipt of Appraisal is missing. |  |  |  | Reviewer Comment (2025-09-03): Accepted as is. |  |  | 09/03/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| xxxxx | 4000087676 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Receipt of Appraisal is missing. |  |  |  | Reviewer Comment (2025-09-03): Accepted as is. |  |  | 09/03/2025 | 2 B |  | VA | Primary | Purchase | B A | Non QM | Non QM | No |
| xxxxx | 4000087269 | xxxxx |  | xxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Insurance Verification is missing for primary residence. |  |  |  | Reviewer Comment (2025-09-04): Received, Clearing.<br>Seller Comment (2025-09-04): Comment from [REDACTED] ([REDACTED]): HOI | 09/04/2025 |  |  | 1 C A |  | UT | Second Home | Purchase | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 4000086789 | xxxxx |  | xxxxx |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | E-Sign Consent Agreement is missing in file. |  |  |  | Reviewer Comment (2025-09-04): Received, Clearing.<br>Seller Comment (2025-09-04): Comment from [REDACTED] ([REDACTED]): audit trail | 09/04/2025 |  |  | 1 C A |  | TN | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| xxxxx | 4000086789 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three days prior to closing. |  |  |  | Reviewer Comment (2025-09-02): Client elects to waive |  |  | 09/02/2025 | 2 B |  | TN | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| xxxxx | 4000087347 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-08-29): Clearing based on review coming back within tolerances. | 08/29/2025 |  |  | 1 C A |  | NJ | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| xxxxx | 4000087347 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  |  | Borrower has owned the subject property for at least 5 years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-09-08): Client elected to waive/regrade. Percentage of ownership documented via Resolution.<br>Reviewer Comment (2025-09-04): Operating Agreement is not received. Exception remains.<br>Seller Comment (2025-09-04): Comment from [REDACTED] ([REDACTED]): Resolution document<br>Reviewer Comment (2025-09-03): Required by the guidelines do an exception would be needed from the buyer of the loan.<br>Seller Comment (2025-09-03): Comment from [REDACTED] ([REDACTED]): See processing cert and documents that were in the file delivered. |  |  | 09/08/2025 | 2 C B |  | NJ | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| xxxxx | 4000087347 | xxxxx |  | xxxxx |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2025-09-02): Client elects to waive |  |  | 09/02/2025 | 2 B |  | NJ | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| xxxxx | 4000086813 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-09-03): Accepted as is. |  |  | 09/03/2025 | 2 B |  | UT | Investment | Purchase | B A |  | N/A | No |
| xxxxx | 4000086709 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-08-29): Clearing based on review coming back within tolerances. | 08/29/2025 |  |  | 1 C A |  | NY | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| xxxxx | 4000087373 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-08-29): Clearing based on review coming back within tolerances. | 08/29/2025 |  |  | 1 C A |  | PA | Primary | Purchase | C A | Non QM | Non QM | No |
| xxxxx | 4000089168 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Receipt of Appraisal is missing. |  |  |  | Reviewer Comment (2025-09-03): Accepted as is. |  |  | 09/03/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| xxxxx | 4000089168 | xxxxx |  | xxxxx |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Preliminary Title in file does not list coverage amount. |  |  |  | Reviewer Comment (2025-09-03): Accepted as is. |  |  | 09/03/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| xxxxx | 4000087157 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-09-02): Re-opened<br>Reviewer Comment (2025-09-02): Cleared based on review coming back within tolerances | 09/02/2025 |  |  | 1 C A |  | DE | Investment | Purchase | C B A |  | N/A | No |
| xxxxx | 4000087157 | xxxxx |  | xxxxx |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. | Hazard Insurance Policy Effective Date ___, Disbursement Date: ___ | The Hazard Insurance Policy Effective Date is [REDACTED]. Note date is [REDACTED]. Wet State. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $[REDACTED].<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-09-19): LOE of no claims or damage received.<br>Seller Comment (2025-09-18): Comment from [REDACTED] ([REDACTED]): Processor cert attached<br>Reviewer Comment (2025-09-05): We would need insurance updated or a loe from an insurer of no claims or damage. A processor cert stating to the best of our knowledge isn't sufficient.<br>Seller Comment (2025-09-05): Comment from [REDACTED] ([REDACTED]): Processor cert attached<br>Reviewer Comment (2025-09-03): DE is a wet state, so on a purchase, the coverage would be from the note signing. We would need insurance updated or a loe from an insurer of no claims or damage.<br>Buyer Comment (2025-09-03): Comment from [REDACTED] ([REDACTED]): Seller CD is dated [REDACTED], that is when the ownership legally transferred and also time of disbursement. Please review |  |  | 09/19/2025 | 2 C B |  | DE | Investment | Purchase | C B A |  | N/A | No |
| xxxxx | 4000087658 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  | Reviewer Comment (2025-09-11): Received Final 1003. Exception cleared.<br>Seller Comment (2025-09-11): Comment from [REDACTED] ([REDACTED]): final urla | 09/11/2025 |  |  | 1 C A |  | TN | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| xxxxx | 4000086326 | xxxxx |  | xxxxx |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | Reviewer Comment (2025-09-10): Received, Clearing. | 09/10/2025 |  |  | 1 A |  | HI | Investment | Purchase | C B A | N/A | N/A | No |
| xxxxx | 4000086326 | xxxxx |  | xxxxx |  | Credit | Title | Document Error | Title | The Preliminary/Commitment does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The preliminary title report in file did not disclose the amount of title insurance coverage. Provide a copy of the final title policy or an addendum to the preliminary report verifying title insurance of at least the loan amount. |  |  |  | Reviewer Comment (2025-09-09): Received Final Title Policy with the coverage amount of $[REDACTED]. exception cleared.<br>Seller Comment (2025-09-09): Comment from [REDACTED] ([REDACTED]): [REDACTED]SW- see attached | 09/09/2025 |  |  | 1 C A |  | HI | Investment | Purchase | C B A | N/A | N/A | No |
| xxxxx | 4000086326 | xxxxx |  | xxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | The file was missing a copy of Insurance Verification, Tax Verification |  |  |  | Reviewer Comment (2025-09-05): Received Closing Disclosure confirming Tax and Insurance were escrowed. Exception cleared.<br>Seller Comment (2025-09-05): Comment from [REDACTED] ([REDACTED]): [REDACTED] tm: The CD from the recent closing shows both taxes and insurance are escrowed. | 09/05/2025 |  |  | 1 C A |  | HI | Investment | Purchase | C B A | N/A | N/A | No |
| xxxxx | 4000086326 | xxxxx |  | xxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | The file was missing a copy of Insurance Verification, Tax Verification |  |  |  | Reviewer Comment (2025-09-05): Property is Vacant Land. Insurance verification is not required.<br>Seller Comment (2025-09-05): Comment from [REDACTED] ([REDACTED]): [REDACTED]tm: Attached. Property profile report shows the REO is vacant land meaning no HOI is required. | 09/05/2025 |  |  | 1 C A |  | HI | Investment | Purchase | C B A | N/A | N/A | No |
| xxxxx | 4000086326 | xxxxx |  | xxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | The file was missing a copy of Insurance Verification, Tax Verification |  |  |  | Reviewer Comment (2025-09-05): Received Insurance Verification & Tax Verification. Exception cleared.<br>Seller Comment (2025-09-05): Comment from [REDACTED] ([REDACTED]):[REDACTED] tm: Attached. The open lien report shows the property is owned free and clear and the borrower confirmed they do not carry HOI on the property. | 09/05/2025 |  |  | 1 C A |  | HI | Investment | Purchase | C B A | N/A | N/A | No |
| xxxxx | 4000086326 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule (Dodd-Frank 2014): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. |  |  |  |  | Reviewer Comment (2025-09-03): Accepted as is. |  |  | 09/03/2025 | 2 B |  | HI | Investment | Purchase | C B A | N/A | N/A | No |
| xxxxx | 4000087382 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. | Receipt of Appraisal is missing. |  |  |  | Reviewer Comment (2025-09-03): Accepted as is. |  |  | 09/03/2025 | 2 B |  | CA | Investment | Purchase | D B A |  | N/A | No |
| xxxxx | 4000087382 | xxxxx |  | xxxxx |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 |  | A valid UCDP score was not provided. A secondary valuation is required to support the primary value for securitization purposes |  |  |  | Reviewer Comment (2025-09-09): CDA received, exception cleared<br>Seller Comment (2025-09-09): Comment from [REDACTED] ([REDACTED]): ENHANCED DESK REVIEW<br>Reviewer Comment (2025-09-04): A secondary valuation is required to support the primary value for securitization purposes. Exception remains.<br>Buyer Comment (2025-09-04): Comment from [REDACTED] ([REDACTED]): The appraisal report is for multi-unit subject property on FNMA [REDACTED]form due to which CU score/UCDP score doesn't get generated for these types of reports. | 09/09/2025 |  |  | 1 D A |  | CA | Investment | Purchase | D B A |  | N/A | No |
| xxxxx | 4000089127 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Receipt of Appraisal is missing. |  |  |  | Reviewer Comment (2025-09-03): Accepted as is. |  |  | 09/03/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| xxxxx | 4000089127 | xxxxx |  | xxxxx |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Preliminary Title does not list coverage amount. |  |  |  | Reviewer Comment (2025-09-03): Accepted as is. |  |  | 09/03/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| xxxxx | 4000089127 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Application / Processing | Property - Appraisal | Valuation Error: APN Number not provided. |  | APN was missing from the appraisal |  |  |  | Reviewer Comment (2025-09-03): Accepted as is. |  |  | 09/03/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| xxxxx | 4000087307 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. |  |  |  |  | Reviewer Comment (2025-09-03): Accepted as is. |  |  | 09/03/2025 | 2 B |  | CA | Investment | Refinance - Limited Cash-out GSE | B A |  | N/A | No |
| xxxxx | 4000085389 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Total Of Payments | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [REDACTED] disclosed an inaccurate Total of Payments on page 5 that does not match the actual total of payments for the loan (fee amounts included in TOP calculation are based on Closing Disclosure dated [REDACTED]). The disclosed Total of Payments in the amount of $[REDACTED]is under disclosed by $[REDACTED]compared to the calculated total of payments of $v which exceeds the $[REDACTED]threshold. | No cure was provided. |  |  |  | Reviewer Comment (2025-09-12): [REDACTED] received final CD.<br>Seller Comment (2025-09-11): Comment from [REDACTED] ([REDACTED]): final CD dtd[REDACTED]<br>Reviewer Comment (2025-09-09): Final CD in current loan file is dated [REDACTED]. Please provide [REDACTED] CD for review.<br>Seller Comment (2025-09-05): Comment from [REDACTED] ([REDACTED]): per closer--The $[REDACTED]difference is from the additional appraisal and rush fee that is on the [REDACTED] final CD. There was no need for a cure as these two fees were already disclosed on the initial LE. | 09/12/2025 |  |  | 1 C A |  | ID | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) | Non QM | Non QM | Yes |
| xxxxx | 4000085389 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID | TRID Seller Closing Disclosure Contains Fees not reflected on Consumer's Final Closing Disclosure | TILA-RESPA Integrated Disclosure: the Seller's final CD contained fees not reflected on the consumer's CD. | Seller paid fees on seller's closing disclosure are not consistent with those reflected on the borrower's final closing disclosure. |  |  |  | Reviewer Comment (2025-09-12): [REDACTED] received final CD. | 09/12/2025 |  |  | 1 A |  | ID | Primary | Purchase | Letter of Explanation & Corrected Closing Disclosure A | Non QM | Non QM | Yes |
| xxxxx | 4000087376 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. | ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. (Type:Primary/[REDACTED]) |  |  |  | Reviewer Comment (2025-09-03): Accepted as is. |  |  | 09/03/2025 | 2 B |  | NV | Second Home | Purchase | B A | Non QM | Non QM | No |
| xxxxx | 4000087978 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-09-04): Accepted as is. |  |  | 09/04/2025 | 2 B |  | GA | Primary | Purchase | B A | Non QM | Non QM | No |
| xxxxx | 4000086571 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Receipt of Appraisal is missing. |  |  |  | Reviewer Comment (2025-09-03): Accepted as is.<br>Buyer Comment (2025-09-03): Comment from[REDACTED] ([REDACTED]): Hello, this loan is not HPML. May I please request a waiver on this condition? Thank you. |  |  | 09/03/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| xxxxx | 4000086571 | xxxxx |  | xxxxx |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Preliminary Title does not list coverage amount. |  |  |  | Reviewer Comment (2025-09-03): Accepted as is. |  |  | 09/03/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| xxxxx | 4000086889 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-09-04): Accepted as is. |  |  | 09/04/2025 | 2 B |  | TX | Primary | Purchase | B A | Non QM | Non QM | No |
| xxxxx | 4000086103 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | Certificate of Good Standing is missing. |  |  |  | Reviewer Comment (2025-09-08): Received, Clearing.<br>Seller Comment (2025-09-08): Comment from [REDACTED]([REDACTED]: Certificate of Good Standing | 09/08/2025 |  |  | 1 C A |  | NJ | Investment | Purchase | C A |  | N/A | No |
| xxxxx | 4000087432 | xxxxx |  | xxxxx |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-09-04): Accepted as is. |  |  | 09/04/2025 | 2 B |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| xxxxx | 4000087432 | xxxxx |  | xxxxx |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  |  |  |  |  | Reviewer Comment (2025-09-04): Invoice received to satisfy exception<br>Seller Comment (2025-09-04): Comment from [REDACTED] ([REDACTED]): Hello, please see attached, thank you. | 09/04/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| xxxxx | 4000087432 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide of copy of each valuation to applicant 3 business days prior to closing. |  |  |  | Reviewer Comment (2025-09-04): Accepted as is. |  |  | 09/04/2025 | 2 B |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| xxxxx | 4000087766 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | The file was missing a copy of Corporate Resolution |  |  |  | Reviewer Comment (2025-10-07): Clearing.<br>Seller Comment (2025-10-07): Comment from [REDACTED] ([REDACTED]): CPA Letter | 10/07/2025 |  |  | 1 C A |  | AL | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| xxxxx | 4000087766 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | The file was missing a copy of Operating agreement | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC | Reviewer Comment (2025-10-14): Client elected to waive/regrade with compensating factors. Lender exception provided.<br>Seller Comment (2025-10-14): Comment from [REDACTED] ([REDACTED]): Approved Exception<br>Reviewer Comment (2025-10-07): Per guidelines: The following entity documents are required:<br> Articles of Incorporation <br> Operating Agreement (or equivalent)<br>[REDACTED] is required per guidelines, so an exception is needed without.<br>Seller Comment (2025-10-07): Comment from [REDACTED] ([REDACTED]): CPA Letter |  |  | 10/14/2025 | 2 C B |  | AL | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| xxxxx | 4000084014 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  | Business Purpose Certificate is missing. |  |  |  | Reviewer Comment (2025-09-08): Cleared business purpose cert provided<br>Seller Comment (2025-09-08): Comment from [REDACTED] ([REDACTED]): Bus purpose cert attached | 09/08/2025 |  |  | 1 C A |  | DE | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| xxxxx | 4000084014 | xxxxx |  | xxxxx |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | E-Sign Consent Agreement is missing. |  |  |  | Reviewer Comment (2025-09-04): Received, Clearing.<br>Seller Comment (2025-09-04): Comment from[REDACTED] ([REDACTED]): eConsent attached | 09/04/2025 |  |  | 1 C A |  | DE | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| xxxxx | 4000084014 | xxxxx |  | xxxxx |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  | Reviewer Comment (2025-09-08): Title commitment received, exception cleared<br>Seller Comment (2025-09-08): Comment from [REDACTED] ([REDACTED]): Because the loan just recently closed, we do not have the title policy, just the commitment, which is attached. | 09/08/2025 |  |  | 1 C A |  | DE | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| xxxxx | 4000087066 | xxxxx |  | xxxxx |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | The file is missing the verbal verification of employment obtained within ten business days of closing. |  |  |  | Reviewer Comment (2025-09-05): Received, Clearing.<br>Seller Comment (2025-09-05): Comment from [REDACTED] ([REDACTED]): Final VOE | 09/05/2025 |  |  | 1 C A |  | TX | Investment | Purchase | C B A |  | N/A | No |
| xxxxx | 4000087066 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule (Dodd-Frank 2014): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. |  |  |  |  | Reviewer Comment (2025-09-03): Accepted as is.<br>Seller Comment (2025-09-03): Comment from[REDACTED] ([REDACTED]): Attached is the Appraisal Report completed on [REDACTED] and the Acknowledgement on [REDACTED]. Thank you! |  |  | 09/03/2025 | 2 B |  | TX | Investment | Purchase | C B A |  | N/A | No |
| xxxxx | 4000087409 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-09-04): Accepted as is. |  |  | 09/04/2025 | 2 B |  | TX | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| xxxxx | 4000086673 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Application / Processing | Insurance | Missing Document: Flood Certificate not provided |  | Flood Certificate is Missing |  |  |  | Reviewer Comment (2025-09-07): Received Flood Certificate. Exception cleared.<br>Seller Comment (2025-09-06): Comment from [REDACTED] ([REDACTED]): flood cert | 09/07/2025 |  |  | 1 C A |  | NY | Investment | Purchase | C A | N/A | N/A | No |
| xxxxx | 4000086673 | xxxxx |  | xxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Insurance Verification is Missing |  |  |  | Reviewer Comment (2025-09-07): Property is Vacant Land. Insurance verification is not required.<br>Seller Comment (2025-09-06): Comment from [REDACTED] ([REDACTED]): the is land. No HOI | 09/07/2025 |  |  | 1 C A |  | NY | Investment | Purchase | C A | N/A | N/A | No |
| xxxxx | 4000086114 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-09-02): Re-opened<br>Reviewer Comment (2025-09-02): Cleared based on review coming back within tolerances | 09/02/2025 |  |  | 1 C A |  | KY | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| xxxxx | 4000087610 | xxxxx |  | xxxxx |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-09-03): Accepted as is. |  |  | 09/03/2025 | 2 B |  | CA | Investment | Refinance - Rate/Term | B A |  | N/A | No |
| xxxxx | 4000087133 | xxxxx |  | xxxxx |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | AUS Findings: Investor qualifying total debt ratio discrepancy. |  | Difference in Bonus Income for B1 vs 1008 & AUS. |  |  |  | Reviewer Comment (2025-09-07): Received Updated 1008, 1003 and AUS Income and Liabilities are matching. Calculated qualifying total debt ratio of [REDACTED]% and AUS reflect debt ratio of [REDACTED]% both are same with in guideline limit. Hence Exception cleared.<br>Seller Comment (2025-09-06): Comment from [REDACTED] ([REDACTED]): Please see revised AUS,1003 and 1008 along with B1 income calc. | 09/07/2025 |  |  | 1 C A |  | WA | Investment | Purchase | C A |  | N/A | No |
| xxxxx | 4000087341 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID | TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $[REDACTED]exceeds tolerance of $[REDACTED]plus [REDACTED]% or $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-09-02): Sufficient Cure Provided At Closing |  | 09/02/2025 |  | 1 A |  | IL | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| xxxxx | 4000087341 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Incomplete Fraud Report Provided in file. |  |  |  | Reviewer Comment (2025-09-05): Acceptable Fraud Report received, exception cleared<br>Seller Comment (2025-09-05): Comment from [REDACTED] ([REDACTED]):[REDACTED]TT: please see attached | 09/05/2025 |  |  | 1 C A |  | IL | Primary | Purchase | C A | Non QM | Non QM | No |
| xxxxx | 4000088723 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Borrower does not own primary residence (living rent-free with parents); guidelines require borrowers to own primary residence. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $[REDACTED].<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-09-03): Client elects to waive with compensating factors |  |  | 09/03/2025 | 2 B |  | NY | Investment | Purchase | B A |  | N/A | No |
| xxxxx | 4000087233 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  | The copy of Articles of Organization/Formation was missing for [REDACTED]. |  |  |  | Reviewer Comment (2025-09-03): Received, Clearing.<br>Seller Comment (2025-09-03): Comment from [REDACTED] ([REDACTED]): Totally OK [REDACTED] Articles of Organization | 09/03/2025 |  |  | 1 C A |  | OK | Investment | Purchase | C A |  | N/A | No |
| xxxxx | 4000085779 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. | Appraisal was not provided to the borrower within 3 business days of consummation |  |  |  | Reviewer Comment (2025-09-04): Accepted as is. |  |  | 09/04/2025 | 2 B |  | CA | Investment | Refinance - Limited Cash-out GSE | B A |  | N/A | No |
| xxxxx | 4000089934 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-09-02): Re-opened<br>Reviewer Comment (2025-09-02): Cleared based on review coming back within tolerances | 09/02/2025 |  |  | 1 C A |  | MO | Investment | Purchase | C A |  | N/A | No |
| xxxxx | 4000089395 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Property has a PUD Rider but is reflecting as SFR on the 1st page of Appraisal. |  |  |  | Reviewer Comment (2025-09-08): Received, Clearing.<br>Seller Comment (2025-09-08): Comment from [REDACTED] ([REDACTED]: Hello, please see attached revised appraisal | 09/08/2025 |  |  | 1 C A |  | VA | Primary | Purchase | C B A | Non QM | Non QM | No |
| xxxxx | 4000089395 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-09-04): Accepted as is. |  |  | 09/04/2025 | 2 B |  | VA | Primary | Purchase | C B A | Non QM | Non QM | No |
| xxxxx | 4000086487 | xxxxx |  | xxxxx |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-09-04): Accepted as is. |  |  | 09/04/2025 | 2 B |  | CA | Investment | Purchase | C B A |  | N/A | No |
| xxxxx | 4000086487 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. |  |  |  |  | Reviewer Comment (2025-09-04): Accepted as is. |  |  | 09/04/2025 | 2 B |  | CA | Investment | Purchase | C B A |  | N/A | No |
| xxxxx | 4000086487 | xxxxx |  | xxxxx |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | WVOE for co-borrower is illegible. |  |  |  | Reviewer Comment (2025-09-05): Clear WVOE received<br>Seller Comment (2025-09-05): Comment from [REDACTED] ([REDACTED]): VVVOE | 09/05/2025 |  |  | 1 C A |  | CA | Investment | Purchase | C B A |  | N/A | No |
| xxxxx | 4000085714 | xxxxx |  | xxxxx |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  |  |  |  |  | Reviewer Comment (2025-09-05): Received, Clearing.<br>Seller Comment (2025-09-04): Comment from [REDACTED] ([REDACTED]): ESCROW SETTLEMENT STATEMENT | 09/05/2025 |  |  | 1 C A |  | CA | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| xxxxx | 4000086063 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | Corporate Resolution is missing. |  |  |  | Reviewer Comment (2025-09-09): After further review, exception has been cleared.<br>Buyer Comment (2025-09-09): Comment from [REDACTED] ([REDACTED]): That would be for a corporation. This is [REDACTED] as per our underwriter | 09/09/2025 |  |  | 1 C A |  | TX | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| xxxxx | 4000086063 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | Operating Agreement is missing. |  |  |  | Reviewer Comment (2025-09-08): Received Operating Agreement. Exception cleared.<br>Seller Comment (2025-09-08): Comment from [REDACTED] ([REDACTED]): OPERATING AGREEMENT. | 09/08/2025 |  |  | 1 C A |  | TX | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| xxxxx | 4000088812 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-09-04): Accepted as is. |  |  | 09/04/2025 | 2 B |  | GA | Primary | Purchase | C B A | Non QM | Non QM | No |
| xxxxx | 4000088812 | xxxxx |  | xxxxx |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | PITIA months reserves of 3.69 is less than Guideline PITIA months reserves of 6.00. |  |  |  | Reviewer Comment (2025-09-04): Clearing.<br>Buyer Comment (2025-09-04): Comment from [REDACTED] ([REDACTED]e): Hello, the loan amount is less than $[REDACTED]and the LTV is [REDACTED]%. The occupancy is Primary residence. Therefore, no reserves are requred on this loan. | 09/04/2025 |  |  | 1 C A |  | GA | Primary | Purchase | C B A | Non QM | Non QM | No |
| xxxxx | 4000088812 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | Originator Loan Designation failing due to insufficient assets. |  |  |  | Reviewer Comment (2025-09-04): Clearing.<br>Buyer Comment (2025-09-04): Comment from[REDACTED] ([REDACTED]): Hello, the loan amount is less than $[REDACTED] and the LTV is [REDACTED]%. The occupancy is Primary residence. Therefore, no reserves are requred on this loan. | 09/04/2025 |  |  | 1 B A C |  | GA | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| xxxxx | 4000088812 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Originator Loan Designation failing due to insufficient assets. |  |  |  | Reviewer Comment (2025-09-04): Clearing.<br>Buyer Comment (2025-09-04): Comment from [REDACTED] ([REDACTED]): Hello, the loan amount is less than $[REDACTED] and the LTV is [REDACTED]%. The occupancy is Primary residence. Therefore, no reserves are requred on this loan. | 09/04/2025 |  |  | 1 C A |  | GA | Primary | Purchase | C B A | Non QM | Non QM | No |
| xxxxx | 4000085993 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. |  |  |  |  | Reviewer Comment (2025-09-04): Accepted as is. |  |  | 09/04/2025 | 2 B |  | CA | Investment | Purchase | B A |  | N/A | No |
| xxxxx | 4000088803 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-09-04): Accepted as is. |  |  | 09/04/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| xxxxx | 4000088803 | xxxxx |  | xxxxx |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The preliminary title policy is within CA and does not reflect a coverage amount (no final title policy in file). |  |  |  | Reviewer Comment (2025-09-04): Accepted as is. |  |  | 09/04/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| xxxxx | 4000086422 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  | The file was missing a copy of Business Purpose Certificate |  |  |  | Reviewer Comment (2025-09-05): Received Business Purpose Certificate. Exception cleared.<br>Seller Comment (2025-09-05): Comment from [REDACTED] ([REDACTED]dba[REDACTED]): hello, please see attached Business Purpose Cert | 09/05/2025 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| xxxxx | 4000087159 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. | No evidence in file of borrower's receipt of appraisal. |  |  |  | Reviewer Comment (2025-09-04): Accepted as is. |  |  | 09/04/2025 | 2 B |  | AZ | Investment | Purchase | B A |  | N/A | No |
| xxxxx | 4000086447 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. | Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. |  |  |  | Reviewer Comment (2025-09-11): Received, cleared<br>Seller Comment (2025-09-11): Comment from [REDACTED] ([REDACTED]): Please see page [REDACTED]<br>Reviewer Comment (2025-09-10): [REDACTED] taxes provided are for[REDACTED]. Exception remains.<br>Buyer Comment (2025-09-10): Comment from [REDACTED] ([REDACTED]): [REDACTED] tax returns start on page [REDACTED]of shipping package. Please waive<br>Reviewer Comment (2025-09-10): As per AUS,[REDACTED] years Business Tax Returns is required. Please provide [REDACTED]business tax returns for [REDACTED]. Exception remains.<br>Seller Comment (2025-09-09): Comment from [REDACTED] ([REDACTED]): Please see VVOE with supporting | 09/11/2025 |  |  | 1 B A C |  | CA | Second Home | Refinance - Limited Cash-out GSE | Lender to provide updated ATR/QM status C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| xxxxx | 4000086447 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Income and Assets - Partnership | General QM: Unable to verify Partnership income using reasonably reliable third-party records. | Unable to verify Partnership income using reasonably reliable third-party records. ([REDACTED]/Partnership) |  |  |  | Reviewer Comment (2025-09-11): Received, cleared<br>Seller Comment (2025-09-11): Comment from [REDACTED] ([REDACTED]): Please see page [REDACTED]<br>Reviewer Comment (2025-09-10): [REDACTED] taxes provided are for [REDACTED]Exception remains.<br>Buyer Comment (2025-09-10): Comment from [REDACTED] ([REDACTED]): [REDACTED] tax returns start on page [REDACTED] of shipping package. Please waive<br>Reviewer Comment (2025-09-10): As per AUS,[REDACTED] years Business Tax Returns is required. Please provide [REDACTED] business tax returns for [REDACTED] Exception remains.<br>Seller Comment (2025-09-09): Comment from [REDACTED] ([REDACTED]): Please see VVOE | 09/11/2025 |  |  | 1 C A |  | CA | Second Home | Refinance - Limited Cash-out GSE | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 4000086447 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Income and Assets - S-Corp | General QM: Unable to verify S-Corp income using reasonably reliable third-party records. | Unable to verify S-Corp income using reasonably reliable third-party records. ([REDACTED]/S-Corp) |  |  |  | Reviewer Comment (2025-09-11): Received, cleared<br>Seller Comment (2025-09-11): Comment from [REDACTED] ([REDACTED]): Please see page [REDACTED]<br>Reviewer Comment (2025-09-10): [REDACTED] taxes provided are for [REDACTED] Exception remains.<br>Buyer Comment (2025-09-10): Comment from [REDACTED] ([REDACTED]): [REDACTED] tax returns start on page [REDACTED] of shipping package. Please waive<br>Reviewer Comment (2025-09-10): As per AUS, [REDACTED] years Business Tax Returns is required. Please provide [REDACTED] business tax returns for [REDACTED] Exception remains.<br>Seller Comment (2025-09-09): Comment from [REDACTED] ([REDACTED]): Please see VVOE with supporting | 09/11/2025 |  |  | 1 C A |  | CA | Second Home | Refinance - Limited Cash-out GSE | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 4000086447 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Settlement / Closing / Escrow Fee. Fee Amount of $[REDACTED]exceeds tolerance of $[REDACTED]. Insufficient or no cure was provided to the borrower. | No cure provided |  |  |  | Reviewer Comment (2025-09-23): [REDACTED] received rebuttal and COC dated [REDACTED]<br>Seller Comment (2025-09-22): Comment from [REDACTED] ([REDACTED]: ILE has Hybrid Closing Fee of $[REDACTED], here File was Jumbo; later on Redisclosure 1 dated [REDACTED], Hybrid Closing Fee changed to $[REDACTED]as loan product type changed to Non-Jumbo. As loan product type changed from Jumbo to Non-Jumbo; cure is not applicable here. A jumbo loan is not eligible for an e-note which is why the fee did not appear until the loan was changed to a non-jumbo. This is a valid change of circumstance and would not need cured.<br>Reviewer Comment (2025-09-15): [REDACTED] received rebuttal. However, the Hybrid E Closing fee added on LE dated [REDACTED]. Kindly provide a valid COC for the fee added or provide cure docs. Cure documents consist of Post CD,LOX,Copy of refund check and proof of mailing.<br>Seller Comment (2025-09-12): Comment from [REDACTED] ([REDACTED]): Settlement Fee is $[REDACTED]on ILE and FCD has same amount of $[REDACTED] fee. Hence,no cure needed. ILE and FCD has been attached for reference. | 09/23/2025 |  |  | 1 C A |  | CA | Second Home | Refinance - Limited Cash-out GSE | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| xxxxx | 4000086447 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - QM Impact | General QM: There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | Waterfall due to missing two years tax returns for [REDACTED] as required by AUS. |  |  |  | Reviewer Comment (2025-09-11): Received, cleared<br>Seller Comment (2025-09-11): Comment from [REDACTED] ([REDACTED]): Please see page [REDACTED]<br>Reviewer Comment (2025-09-10): [REDACTED] taxes provided are for[REDACTED] Exception remains.<br>Buyer Comment (2025-09-10): Comment from [REDACTED] ([REDACTED]): [REDACTED] tax returns start on page [REDACTED] of shipping package. Please waive<br>Reviewer Comment (2025-09-10): As per AUS, [REDACTED] years Business Tax Returns is required. Please provide [REDACTED] business tax returns for [REDACTED] Exception remains.<br>Buyer Comment (2025-09-09): Comment from [REDACTED] ([REDACTED]): Please see page [REDACTED] and [REDACTED] of shipping package. [REDACTED] and [REDACTED]tax returns include xxxx xxxx xxxx | 09/11/2025 |  |  | 1 C A |  | CA | Second Home | Refinance - Limited Cash-out GSE | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 4000086447 | xxxxx |  | xxxxx |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | Missing two years tax returns for [REDACTED]as requiredby AUS. |  |  |  | Reviewer Comment (2025-09-11): Received, cleared<br>Seller Comment (2025-09-11): Comment from [REDACTED] ([REDACTED]): Please see page [REDACTED]<br>Reviewer Comment (2025-09-10): [REDACTED] taxes provided are for [REDACTED]Exception remains.<br>Buyer Comment (2025-09-10): Comment from [REDACTED] ([REDACTED]): [REDACTED] tax returns start on page [REDACTED]of shipping package. Please waive<br>Reviewer Comment (2025-09-10): As per AUS, [REDACTED] years Business Tax Returns is required. Please provide [REDACTED] business tax returns for [REDACTED] Exception remains.<br>Buyer Comment (2025-09-09): Comment from [REDACTED] ([REDACTED]): Please see page [REDACTED] and [REDACTED] of shipping package. [REDACTED] and [REDACTED] tax returns include xxxx xxxx xxx | 09/11/2025 |  |  | 1 C A |  | CA | Second Home | Refinance - Limited Cash-out GSE | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 4000086447 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. | As per AUS, 2 years Business Tax Returns is required. Please provide 2023 business tax returns for [REDACTED]. Exception remains. |  |  |  | Reviewer Comment (2025-09-11): Received, cleared<br>Seller Comment (2025-09-11): Comment from [REDACTED] ([REDACTED]): Please see page [REDACTED]<br>Reviewer Comment (2025-09-10): [REDACTED] taxes provided are for[REDACTED]Exception remains.<br>Buyer Comment (2025-09-10): Comment from[REDACTED] ([REDACTED]): [REDACTED] tax returns start on page [REDACTED] of shipping package. Please waive<br>Reviewer Comment (2025-09-10): As per AUS, [REDACTED] years Business Tax Returns is required. Please provide [REDACTED] business tax returns for [REDACTED] Exception remains.<br>Buyer Comment (2025-09-09): Comment from [REDACTED] ([REDACTED]): Please see page [REDACTED] and[REDACTED] of shipping package. [REDACTED] and [REDACTED] tax returns include xxxx xxxx xxx | 09/11/2025 |  |  | 1 C A |  | CA | Second Home | Refinance - Limited Cash-out GSE | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 4000089081 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:Primary/[REDACTED]) |  |  |  | Reviewer Comment (2025-09-04): Accepted as is. |  |  | 09/04/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| xxxxx | 4000086917 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Closing / Title | Missing Document | Missing Document: Security Instrument - Subject Lien not provided |  | Security Instrument - Subject Lien is missing. |  |  |  | Reviewer Comment (2025-09-09): SI received, exception cleared<br>Seller Comment (2025-09-09): Comment from [REDACTED] ([REDACTED]): Mortgage attached. | 09/09/2025 |  |  | 1 D A |  | NJ | Investment | Purchase | D A | N/A | N/A | No |
| xxxxx | 4000086950 | xxxxx |  | xxxxx |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. | Hazard Insurance Policy Effective Date ___, Disbursement Date: ___ |  | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $[REDACTED].<br>Borrower has worked in the same position for more than 3 years.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of 4 months PITIA or more.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $[REDACTED].<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than or equal to 70%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum.<br>The qualifying DTI on the loan is less than or equal to 35%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The representative FICO score is above 680. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-09-19): Client elects to waive, lender attestation received indicating no losses on the property from[REDACTED] to [REDACTED]<br>Seller Comment (2025-09-19): Comment from [REDACTED] ([REDACTED].): Please see lender attestation confirming with bwrs that no losses or claims occurred from[REDACTED] to [REDACTED].<br>Reviewer Comment (2025-09-16): Received LOE confirming that the no damage or claims on the property from the Policy Effective Date [REDACTED] to [REDACTED]. However LOE needed from Note date [REDACTED] to Policy Effective Date [REDACTED]. Exception remains.<br>Seller Comment (2025-09-15): Comment from [REDACTED] ([REDACTED]): Please see attached no claims letter.<br>Reviewer Comment (2025-09-11): Wet state so we would look for coverage from note date or LOE from the insurer of no damage or claims .<br>Seller Comment (2025-09-11): Comment from [REDACTED] ([REDACTED]): Please see attached settlement statement and deed dated [REDACTED]. |  |  | 09/19/2025 | 2 C B |  | CO | Investment | Purchase | C B A |  | N/A | No |
| xxxxx | 4000089872 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-09-03): Clearing based on review coming back within tolerances. | 09/03/2025 |  |  | 1 C A |  | AZ | Investment | Purchase | C A |  | N/A | No |
| xxxxx | 4000086904 | xxxxx |  | xxxxx |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-09-05): Accepted as is. |  |  | 09/05/2025 | 2 B |  | CA | Second Home | Purchase | B A | Non QM | Non QM | No |
| xxxxx | 4000086904 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $[REDACTED]exceeds tolerance of $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-09-04): Sufficient Cure Provided At Closing |  | 09/04/2025 |  | 1 A |  | CA | Second Home | Purchase | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| xxxxx | 4000086904 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Appraisal report dated [REDACTED]missing evidence of receipt |  |  |  | Reviewer Comment (2025-09-05): Accepted as is. |  |  | 09/05/2025 | 2 B |  | CA | Second Home | Purchase | B A | Non QM | Non QM | No |
| xxxxx | 4000088161 | xxxxx |  | xxxxx |  | Credit | Missing Document | General | Missing Document | Missing Document: Legal Description not provided |  | Legal Description is missing in file. |  |  |  | Reviewer Comment (2025-09-09): Received Legal Description. Exception cleared.<br>Seller Comment (2025-09-09): Comment from [REDACTED] ([REDACTED]): Recorded deed of trust with legal attached | 09/09/2025 |  |  | 1 C A |  | CA | Investment | Purchase | C A |  | N/A | No |
| xxxxx | 4000085032 | xxxxx |  | xxxxx |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | Title Policy Coverage is less than Original Loan Amount. |  |  |  | Reviewer Comment (2025-09-05): Accepted as is.<br>Seller Comment (2025-09-05): Comment from [REDACTED] ([REDACTED]: Title Policy |  |  | 09/05/2025 | 2 B |  | TX | Investment | Refinance - Rate/Term | D B A |  | N/A | No |
| xxxxx | 4000085032 | xxxxx |  | xxxxx |  | Credit | Insurance | Insurance Documentation | Insurance | Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. |  | Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. |  |  |  | Reviewer Comment (2025-09-05): Received, Clearing.<br>Seller Comment (2025-09-05): Comment from [REDACTED] ([REDACTED]): landlord rental coverage - page [REDACTED] ([REDACTED]months coverage) | 09/05/2025 |  |  | 1 C A |  | TX | Investment | Refinance - Rate/Term | D B A |  | N/A | No |
| xxxxx | 4000085032 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Closing / Title | Missing Document | Missing Document: Security Instrument - Subject Lien not provided |  | Security Instrument - Subject Lien is missing. |  |  |  | Reviewer Comment (2025-09-05): Received, Clearing.<br>Seller Comment (2025-09-05): Comment from [REDACTED] ([REDACTED]): DOT | 09/05/2025 |  |  | 1 D A |  | TX | Investment | Refinance - Rate/Term | D B A |  | N/A | No |
| xxxxx | 4000088779 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Requesting exception to waive escrows with only [REDACTED] months reserves. Approved with comp factors of [REDACTED] FICO; DSCR[REDACTED]. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [REDACTED]% and $[REDACTED].<br>The representative FICO score exceeds the guideline minimum by at least [REDACTED] points. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-09-05): Lender exception approved |  |  | 09/05/2025 | 2 B |  | TX | Investment | Purchase | B A |  | N/A | No |
| xxxxx | 4000087036 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-09-03): Clearing based on review coming back within tolerances. | 09/03/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| xxxxx | 4000087036 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-09-05): Accepted as is. |  |  | 09/05/2025 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| xxxxx | 4000087036 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Second Appraisal Fee. Fee Amount of $[REDACTED]exceeds tolerance of $[REDACTED]. Insufficient or no cure was provided to the borrower. | Zero Percent Fee Tolerance exceeded for Second Appraisal Fee. Fee Amount of $[REDACTED]exceeds tolerance of $[REDACTED]. Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2025-09-08): Sufficient cure provided. Full cure amount for tolerance violation was provided at or before closing (on final CD) resulting in a cleared exception.<br>Buyer Comment (2025-09-05): Comment from [REDACTED] ([REDACTED]): Please refer to our post CD dated[REDACTED] Shows we gave tolerance cure in the amount of [REDACTED] for appraisal increase. | 09/08/2025 |  |  | 1 C A |  | CA | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| xxxxx | 4000087036 | xxxxx |  | xxxxx |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary title policy amount is blank. |  |  |  | Reviewer Comment (2025-09-05): Accepted as is. |  |  | 09/05/2025 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| xxxxx | 4000087036 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Second Appraisal Fee. Fee Amount of $[REDACTED]exceeds tolerance of $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-09-08): Sufficient Cure Provided At Closing |  | 09/08/2025 |  | 1 A |  | CA | Primary | Purchase | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| xxxxx | 4000086028 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Guidelines require that all business entity owners with at least [REDACTED]% ownership must be borrowers on the transaction. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-09-05): Lender exception conditions met for approval |  |  | 09/05/2025 | 2 B |  | TX | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| xxxxx | 4000087434 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:Primary/[REDACTED]) |  |  |  | Reviewer Comment (2025-09-05): Accepted as is. |  |  | 09/05/2025 | 2 B |  | TX | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| xxxxx | 4000086923 | xxxxx |  | xxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Please provide documentation confirming sale of REO located on xxxx xxx. |  |  |  | Reviewer Comment (2025-09-23): Received Seller Closing Disclosure for REO [REDACTED] Exception cleared.<br>Seller Comment (2025-09-23): Comment from[REDACTED] ([REDACTED]): Final CD attached.<br>Reviewer Comment (2025-09-10): As per final 1003 reflects REO [REDACTED] is pending sale, Mortgage statement confirms that the monthly PITIA is $[REDACTED]. It was not included in DTI calculation. Please provide Seller closing statement or Seller Closing Disclosure for [REDACTED]Exception remains.<br>Seller Comment (2025-09-10): Comment from[REDACTED] ([REDACTED]): UW clarification attached. | 09/23/2025 |  |  | 1 C A |  | MA | Investment | Purchase | C A | Non QM | N/A | No |
| xxxxx | 4000086923 | xxxxx |  | xxxxx |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. |  | [REDACTED]% max LTV for 2-4 units properties per guides. |  |  |  | Reviewer Comment (2025-09-15): Updated to [REDACTED] guidelines per email.<br>Reviewer Comment (2025-09-10): Deal Notes confirms that the use [REDACTED] - NQM guidelines. As per [REDACTED] Non-QM [REDACTED]Guidelines, For[REDACTED] Unit max allowed LTV is [REDACTED]%. Exception remains.<br>Seller Comment (2025-09-10): Comment from[REDACTED] [REDACTED]): UW clarification attached. | 09/15/2025 |  |  | 1 C A |  | MA | Investment | Purchase | C A | Non QM | N/A | No |
| xxxxx | 4000086808 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-09-05): Accepted as is. |  |  | 09/05/2025 | 2 B |  | GA | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 4000086808 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $[REDACTED]exceeds tolerance of $[REDACTED]plus [REDACTED]% or $[REDACTED]. Insufficient or no cure was provided to the borrower. | Ten Percent Fee Tolerance exceeded. Total amount of $[REDACTED]exceeds tolerance of $[REDACTED] plus [REDACTED]% or $[REDACTED]. Insufficient or no cure was provided to the borrower. (0) |  |  |  | Reviewer Comment (2025-09-16): Sufficient cure provided. Full cure amount for tolerance violation was provided at or before closing (on final CD) resulting in a cleared exception." | 09/16/2025 |  |  | 1 C A |  | GA | Second Home | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| xxxxx | 4000086808 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $[REDACTED]exceeds tolerance of $[REDACTED]. Insufficient or no cure was provided to the borrower. | Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $[REDACTED]exceeds tolerance of $[REDACTED]. Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2025-09-16): Sufficient cure provided. Full cure amount for tolerance violation was provided at or before closing (on final CD) resulting in a cleared exception." | 09/16/2025 |  |  | 1 C A |  | GA | Second Home | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| xxxxx | 4000086808 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Review Fee. Fee Amount of $[REDACTED]exceeds tolerance of $[REDACTED]. Insufficient or no cure was provided to the borrower. | Zero Percent Fee Tolerance exceeded for Appraisal Review Fee. Fee Amount of $[REDACTED]exceeds tolerance of $[REDACTED]. Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2025-09-16): [REDACTED] received rebuttal and valid COC<br>Seller Comment (2025-09-15): Comment from [REDACTED]([REDACTED]): Please review COC attached- CDA was ordered due to loan locked [REDACTED] and program requiring CDA- COC appears valid. Please advise | 09/16/2025 |  |  | 1 C A |  | GA | Second Home | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| xxxxx | 4000086808 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID | TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $[REDACTED]exceeds tolerance of $[REDACTED]plus [REDACTED]% or $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. | Sufficient cure provided at closing |  |  |  | Reviewer Comment (2025-09-16): Sufficient Cure Provided At Closing |  | 09/16/2025 |  | 1 A |  | GA | Second Home | Purchase | Final CD evidences Cure B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| xxxxx | 4000086808 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $[REDACTED]exceeds tolerance of $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. | Sufficient cure provided at closing |  |  |  | Reviewer Comment (2025-09-16): Sufficient Cure Provided At Closing |  | 09/16/2025 |  | 1 A |  | GA | Second Home | Purchase | Final CD evidences Cure B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| xxxxx | 4000086706 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. | Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. |  |  |  | Reviewer Comment (2025-09-05): Accepted as is. |  |  | 09/05/2025 | 2 B |  | CA | Investment | Refinance - Limited Cash-out GSE | C B A |  | N/A | No |
| xxxxx | 4000086706 | xxxxx |  | xxxxx |  | Credit | Guideline | Guideline Issue | Guideline | Refi Purpose reflects Rate/Term and cash out greater than the lesser of 2% of the loan amount or $2000. |  | Refi Purpose reflects Rate/Term and cash out greater than the lesser of [REDACTED]% of the loan amount or $[REDACTED]. |  |  |  | Reviewer Comment (2025-09-18): Received, Clearing.<br>Seller Comment (2025-09-18): Comment from [REDACTED] ([REDACTED]): AS per our funder this loan Cash to Close From Borrower is $[REDACTED]and borrower bring Funds of $[REDACTED] see attached.<br>Then Post CD received the Final Settlement Statement payoff change.<br>Payoff at funding $[REDACTED]<br>Payoff on the Final Settlement Statement $[REDACTED]<br>Reviewer Comment (2025-09-17): The PCCD still shows cash out greater than the lesser of [REDACTED]% of the loan amount or $[REDACTED]<br>Seller Comment (2025-09-16): Comment from [REDACTED] ([REDACTED]): POST CD that matches the FINAL FUNDS<br>Reviewer Comment (2025-09-11): Based on PCCD dated [REDACTED], borrower receiving funds in the amount of [REDACTED]- POC fees[REDACTED] = $[REDACTED]<br>Seller Comment (2025-09-11): Comment from [REDACTED] ([REDACTED]): This is Refi R/T From borrower not TO borrower final funds is $[REDACTED] | 09/18/2025 |  |  | 1 C A |  | CA | Investment | Refinance - Limited Cash-out GSE | C B A |  | N/A | No |
| xxxxx | 4000089420 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Receipt of Appraisal is missing. |  |  |  | Reviewer Comment (2025-09-05): Accepted as is. |  |  | 09/05/2025 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| xxxxx | 4000087052 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception for first time investor with DSCR under 1.00. Comp factors Reserves 9 months. LTV [REDACTED]%, current housing 0x30x48. Conditionally approved final inspection of property. UW guides must be met for dual agent to buyer and seller. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC | Reviewer Comment (2025-09-05): Client elects to wave/regrade with compensating factors. |  |  | 09/05/2025 | 2 B |  | NV | Investment | Purchase | B A |  | N/A | No |
| xxxxx | 4000089843 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-09-03): Clearing based on review coming back within tolerances. | 09/03/2025 |  |  | 1 C A |  | NJ | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| xxxxx | 4000086783 | xxxxx |  | xxxxx |  | Credit | Missing Document | General | Missing Document | Missing Document: Legal Description not provided |  |  |  |  |  | Reviewer Comment (2025-09-18): Received, Clearing.<br>Seller Comment (2025-09-18): Comment from [REDACTED] ([REDACTED]): listed on pg.[REDACTED] if the DOT | 09/18/2025 |  |  | 1 C A |  | TX | Investment | Purchase | C A |  | N/A | No |
| xxxxx | 4000086511 | xxxxx |  | xxxxx |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | File did not contain an estimated cost to replace from insurer. Calculations are based on 80% of the insurable value of the improvements (from appraiser cost provided or if no appraiser cost the purchase price) using agency calculation methods. Coverage is insufficient by $[REDACTED]. |  |  |  | Reviewer Comment (2025-09-24): Received updated insurance with sufficient coverage<br>Seller Comment (2025-09-24): Comment from [REDACTED] ([REDACTED]): Updated insurance provided<br>Reviewer Comment (2025-09-08): Coverage is based on FNMA, which is not solely based on the loan amount. The shortage is being calculated using the FNMA calculator.<br>Seller Comment (2025-09-08): Comment from [REDACTED] ([REDACTED]): Loan amount is $[REDACTED] HOI Coverage is $[REDACTED] RCE should not be required. please waive this condition | 09/24/2025 |  |  | 1 C A |  | ID | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| xxxxx | 4000087183 | xxxxx |  | xxxxx |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. | Hazard Insurance Policy Effective Date ___, Disbursement Date: ___ | The Hazard Insurance Policy Effective Date is [REDACTED]. Transaction date is [REDACTED]. Wet State. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $[REDACTED].<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-09-19): LOE of no claims or damage received.<br>Seller Comment (2025-09-18): Comment from [REDACTED] ([REDACTED]): processor cert attached<br>Reviewer Comment (2025-09-08): LOE would need to be from the insurer and have more than the best of knowledge of no claims or damage filed.<br>Seller Comment (2025-09-08): Comment from [REDACTED] ([REDACTED]): Attached |  |  | 09/19/2025 | 2 C B |  | DE | Investment | Purchase | C B A |  | N/A | No |
| xxxxx | 4000086558 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Waiver Less than 3 Days From Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Borrower provided appraisal waiver less than three (3) business days prior to consummation. | Verification of the borrower's receipt of the appraisal was missing from the file. |  |  |  | Reviewer Comment (2025-09-08): Accepted as is. |  |  | 09/08/2025 | 2 B |  | FL | Investment | Purchase | B A |  | N/A | No |
| xxxxx | 4000087394 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification of the borrower's receipt of the appraisal was missing from the file. |  |  |  | Reviewer Comment (2025-09-08): Accepted as is. |  |  | 09/08/2025 | 2 B |  | TN | Investment | Purchase | C B A |  | N/A | No |
| xxxxx | 4000087394 | xxxxx |  | xxxxx |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is required and was not found in file. |  |  |  |  |  | Reviewer Comment (2025-09-09): VOE received, exception cleared<br>Seller Comment (2025-09-09): Comment from [REDACTED] ([REDACTED]): This should be invalid as the attached VOE for B1, [REDACTED] was already in file and per our uw, this should be sufficient as this is a conventional loan with paystubs and W2's, therefore full WVOE is not needed unless this is your overlay. Please re-review and waive or advise. | 09/09/2025 |  |  | 1 C A |  | TN | Investment | Purchase | C B A |  | N/A | No |
| xxxxx | 4000086230 | xxxxx |  | xxxxx |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | HUD/CD was not provided in file. |  |  |  | Reviewer Comment (2025-09-05): Final settlement statement provided, exception cleared<br>Seller Comment (2025-09-05): Comment from [REDACTED] ([REDACTED]): ESCROW SETTLEMENT STATEMENT | 09/05/2025 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| xxxxx | 4000086362 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. |  |  |  |  | Reviewer Comment (2025-09-08): Accepted as is. |  |  | 09/08/2025 | 2 B |  | NC | Investment | Purchase | B A |  | N/A | No |
| xxxxx | 4000089471 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-09-04): Clearing based on review coming back within tolerances. | 09/04/2025 |  |  | 1 C A |  | NV | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| xxxxx | 4000089471 | xxxxx |  | xxxxx |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal was made "subject to" and Form 1004D/442 was not provided. |  | Appraisal was made subject to and [REDACTED]is missing. |  |  |  | Reviewer Comment (2025-09-08): Form [REDACTED] received, exception cleared<br>Seller Comment (2025-09-08): Comment from [REDACTED]([REDACTED]): attached | 09/08/2025 |  |  | 1 C A |  | NV | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| xxxxx | 4000089471 | xxxxx |  | xxxxx |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | Title Policy Amount of $[REDACTED]is less than the note amount of $[REDACTED]based on the Preliminary in file. |  |  |  | Reviewer Comment (2025-09-08): Accepted as is. |  |  | 09/08/2025 | 2 B |  | NV | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| xxxxx | 4000089471 | xxxxx |  | xxxxx |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | HUD/CD is missing for current transaction. |  |  |  | Reviewer Comment (2025-09-22): Received, Clearing.<br>Seller Comment (2025-09-22): Comment from [REDACTED] ([REDACTED]): ATTACHED | 09/22/2025 |  |  | 1 C A |  | NV | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| xxxxx | 4000088717 | xxxxx |  | xxxxx |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy effective date is after the funds disbursed. |  | The Hazard Insurance Policy Effective Date is after the later of the disbursement, note or transaction date. |  |  |  | Reviewer Comment (2025-09-08): Received, Clearing.<br>Buyer Comment (2025-09-08): Comment from [REDACTED] ([REDACTED]): This is [REDACTED]property not a wet state. Our file didn't disburse until [REDACTED]. Please revisit. | 09/08/2025 |  |  | 1 C A |  | CA | Investment | Purchase | C A |  | N/A | No |
| xxxxx | 4000087384 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-09-08): Accepted as is. |  |  | 09/08/2025 | 2 B |  | AZ | Investment | Purchase | B A |  | N/A | No |
| xxxxx | 4000090392 | xxxxx |  | xxxxx |  | Credit | Insurance | Insurance Documentation | Insurance | Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. |  |  |  |  |  | Reviewer Comment (2025-09-08): Received. Clearing.<br>Seller Comment (2025-09-08): Comment from [REDACTED] ([REDACTED]): Confirmation from agent that [REDACTED] months of rent loss coverage is covered under the current policy.<br>Reviewer Comment (2025-09-08): We need to know the amount of rent loss coverage.<br>Seller Comment (2025-09-08): Comment from [REDACTED] ([REDACTED]): EOI with rent loss coverage attached. Confirmation of when the renewal for the policy expiring in [REDACTED] is also attached. | 09/08/2025 |  |  | 1 C A |  |  | Investment | Refinance - Rate/Term | D A C |  | N/A | No |
| xxxxx | 4000090392 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided | Address: [REDACTED] |  |  |  |  | Reviewer Comment (2025-09-08): Received, Clearing.<br>Seller Comment (2025-09-08): Comment from [REDACTED] ([REDACTED]: Hazard, liability, and renewal timeline attached | 09/08/2025 |  |  | 1 C A |  |  | Investment | Refinance - Rate/Term | D A C |  | N/A | No |
| xxxxx | 4000090392 | xxxxx |  | xxxxx |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2025-09-08): Received, Clearing.<br>Seller Comment (2025-09-08): Comment from [REDACTED] ([REDACTED]): CDA attached | 09/08/2025 |  |  | 1 D A |  |  | Investment | Refinance - Rate/Term | D A C |  | N/A | No |
| xxxxx | 4000086821 | xxxxx |  | xxxxx |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal is missing. Sec ID: 1 |  | CDA Appraisal in file. 1025 Appraisal is missing. |  |  |  | Reviewer Comment (2025-09-08): [REDACTED] received, exception cleared | 09/08/2025 |  |  | 1 D A |  | CA | Investment | Refinance - Rate/Term | D A |  | N/A | No |
| xxxxx | 4000086821 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  | There was a FEMA Disaster Declaration dated [REDACTED]. The subject property is located in a FEMA Disaster area. A post disaster inspection report is needed verifying there is no damage to the subject property. The post disaster inspection report must be dated after the disaster declaration end date. |  |  |  | Reviewer Comment (2025-09-08): [REDACTED] received and based on the dates the exception is cleared | 09/08/2025 |  |  | 1 C A |  | CA | Investment | Refinance - Rate/Term | D A |  | N/A | No |
| xxxxx | 4000086821 | xxxxx |  | xxxxx |  | Credit | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal not provided |  | Appraisal is missing. |  |  |  | Reviewer Comment (2025-09-08): [REDACTED] received, exception cleared<br>Seller Comment (2025-09-08): Comment from Post Closing ([REDACTED]): Appraisal | 09/08/2025 |  |  | 1 D A |  | CA | Investment | Refinance - Rate/Term | D A |  | N/A | No |
| xxxxx | 4000087521 | xxxxx |  | xxxxx |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-09-08): Accepted as is. |  |  | 09/08/2025 | 2 B |  | CA | Investment | Purchase | C B A |  | N/A | No |
| xxxxx | 4000087521 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided |  | Missing blanket insurance policy. |  |  |  | Reviewer Comment (2025-09-08): Provided. Cleared.<br>Buyer Comment (2025-09-08): Comment from [REDACTED] ([REDACTED]): This is on page [REDACTED]of the original pkg delivery | 09/08/2025 |  |  | 1 C A |  | CA | Investment | Purchase | C B A |  | N/A | No |
| xxxxx | 4000087521 | xxxxx |  | xxxxx |  | Credit | Insurance | Insurance Documentation | Insurance | Hazard Insurance Error: Missing HO-6 policy, blanket hazard insurance policy provided does not contain unit interior coverage. |  | Missing H06 policy. |  |  |  | Reviewer Comment (2025-09-09): After further review, exception has been cleared.<br>Buyer Comment (2025-09-09): Comment from [REDACTED] ([REDACTED]): Master policy is a blanket policy- no HO6 required- please waive | 09/09/2025 |  |  | 1 C A |  | CA | Investment | Purchase | C B A |  | N/A | No |
| xxxxx | 4000087297 | xxxxx |  | xxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ | The file is missing the insurance all PITIA documentation for this property. Please provide for review. |  |  |  | Reviewer Comment (2025-09-10): HOI received, exception cleared<br>Seller Comment (2025-09-10): Comment from [REDACTED] ([REDACTED]): HOI | 09/10/2025 |  |  | 1 C A |  | PA | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 4000087297 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. | Appraisal report dated [REDACTED] missing evidence of receipt. |  |  |  | Reviewer Comment (2025-09-08): Accepted as is. |  |  | 09/08/2025 | 2 B |  | PA | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 4000082958 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | The file was missing a copy of Fraud Report |  |  |  | Reviewer Comment (2025-09-09): Received Fraud Report. Exception cleared.<br>Seller Comment (2025-09-09): Comment from [REDACTED] ([REDACTED]):[REDACTED] please see attached Fraud Report and OFAC Report<br>Reviewer Comment (2025-09-08): Duplicate | 09/09/2025 |  |  | 1 C A |  | IN | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| xxxxx | 4000082958 | xxxxx |  | xxxxx |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | The file was missing a copy of Fraud Report/OFAC Report |  |  |  | Reviewer Comment (2025-09-09): Received Fraud Report. Exception cleared.<br>Seller Comment (2025-09-09): Comment from [REDACTED] ([REDACTED]): [REDACTED]: please see attached Fraud Report and OFAC Report | 09/09/2025 |  |  | 1 C A |  | IN | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| xxxxx | 4000086913 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-09-05): Clearing based on review coming back within tolerances. | 09/05/2025 |  |  | 1 C A |  | OR | Investment | Purchase | C A |  | N/A | No |
| xxxxx | 4000088189 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification of the borrower's receipt of the appraisal was missing from the file. |  |  |  | Reviewer Comment (2025-09-08): Accepted as is. |  |  | 09/08/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| xxxxx | 4000088193 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Security instrument signed date is reflecting as [REDACTED] instead of[REDACTED]. |  |  |  | Reviewer Comment (2025-09-10): Received, Clearing.<br>Seller Comment (2025-09-09): Comment from [REDACTED] ([REDACTED]): Hello, please see attached corrected DoT and an additional notary page that was executed when the correction on the date was being made. Thank you. | 09/10/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| xxxxx | 4000088193 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-09-08): Accepted as is. |  |  | 09/08/2025 | 2 B |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| xxxxx | 4000088193 | xxxxx |  | xxxxx |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The preliminary title report in file did not disclose the amount of title insurance coverage. Provide a copy of the final title policy or an addendum to the preliminary report verifying title insurance of at least the loan amount. |  |  |  | Reviewer Comment (2025-09-08): Accepted as is. |  |  | 09/08/2025 | 2 B |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| xxxxx | 4000090397 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-09-09): Clearing based on review coming back within tolerances.<br>Reviewer Comment (2025-09-08): Buyer ordered review. Nothing to do at this time.<br>Buyer Comment (2025-09-08): Comment from [REDACTED] ([REDACTED]): Please advise if there is anything i need to do for this condition. | 09/09/2025 |  |  | 1 C A |  | CT | Investment | Purchase | C A |  | N/A | No |
| xxxxx | 4000085507 | xxxxx |  | xxxxx |  | Compliance | Loan Package Documentation | Application / Processing | Missing, Incorrect, or Incomplete Final or Initial 1003 | Missing Document: Missing Lender's Initial 1003 |  | The file is missing copy of Initial 1003 . |  |  |  | Reviewer Comment (2025-09-08): Accepted as is. |  |  | 09/08/2025 | 2 B |  | CA | Investment | Refinance - Cash-out - Other | B A | Non QM | N/A | No |
| xxxxx | 4000085507 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule (Dodd-Frank 2014): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. | Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. |  |  |  | Reviewer Comment (2025-09-08): Accepted as is. |  |  | 09/08/2025 | 2 B |  | CA | Investment | Refinance - Cash-out - Other | B A | Non QM | N/A | No |
| xxxxx | 4000085507 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to applicant within three (3) business days of application or determination of first lien status. | Creditor did not provide "Right to Receive a Copy" appraisal disclosure to applicant within three (3) business days of application or determination of first lien status. |  |  |  | Reviewer Comment (2025-09-08): Accepted as is. |  |  | 09/08/2025 | 2 B |  | CA | Investment | Refinance - Cash-out - Other | B A | Non QM | N/A | No |
| xxxxx | 4000087709 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-09-08): Accepted as is. |  |  | 09/08/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| xxxxx | 4000088808 | xxxxx |  | xxxxx |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary Title policy does not reflect a coverage amount. |  |  |  | Reviewer Comment (2025-09-08): Accepted as is. |  |  | 09/08/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| xxxxx | 4000088808 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Receipt of Appraisal is missing. |  |  |  | Reviewer Comment (2025-09-08): Accepted as is. |  |  | 09/08/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| xxxxx | 4000086529 | xxxxx |  | xxxxx |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary title policy is within [REDACTED]and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  | Reviewer Comment (2025-09-08): Accepted as is. |  |  | 09/08/2025 | 2 B |  | CA | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| xxxxx | 4000088604 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-09-08): Accepted as is. |  |  | 09/08/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| xxxxx | 4000089169 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-09-08): Accepted as is. |  |  | 09/08/2025 | 2 B |  | ID | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| xxxxx | 4000089169 | xxxxx |  | xxxxx |  | Credit | Insurance | Insurance Analysis | Insurance | Hazard Insurance Policy expires within 90 days of the Note Date. | Hazard Insurance Policy Expiration Date ___, Note Date ___ | Hazard Insurance Policy expires within [REDACTED] days of the Note Date. |  |  |  | Reviewer Comment (2025-09-08): Accepted as is. |  |  | 09/08/2025 | 2 B |  | ID | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| xxxxx | 4000086201 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception in file for use of updated income due to Loan Officer error on initial 1003 application .Compensating factors include DTI of [REDACTED]% and Residual income greater than $[REDACTED]k. Loan fits xxxx program, LOE provided by loan officer is supported by bank statement income in file | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $[REDACTED].<br>Borrower has worked in the same position for more than 3 years.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of 4 months PITIA or more.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $[REDACTED].<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-09-08): Client elected to waive/regrade with compensating factors. Lender exception provided. |  |  | 09/08/2025 | 2 B |  | FL | Primary | Purchase | B A | Non QM | Non QM | No |
| xxxxx | 4000087402 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-09-08): Accepted as is. |  |  | 09/08/2025 | 2 B |  | CA | Investment | Purchase | B A | Non QM | N/A | No |
| xxxxx | 4000087402 | xxxxx |  | xxxxx |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary title policy is within [REDACTED] and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  | Reviewer Comment (2025-09-08): Accepted as is. |  |  | 09/08/2025 | 2 B |  | CA | Investment | Purchase | B A | Non QM | N/A | No |
| xxxxx | 4000086832 | xxxxx |  | xxxxx |  | Credit | Insurance | Insurance Documentation | Insurance | Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. |  | Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. |  |  |  | Reviewer Comment (2025-09-15): Received, Clearing.<br>Seller Comment (2025-09-15): Comment from Purchasing Team ([REDACTED]): EMAIL CONFIRMING RENT LOSS COVERAGE AMOUNT<br>Reviewer Comment (2025-09-09): Hazard insurance on file or received trailing does not reflect rental loss insurance of at least [REDACTED] months<br>Seller Comment (2025-09-09): Comment from Purchasing Team ([REDACTED]): HOI | 09/15/2025 |  |  | 1 C A |  | WA | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| xxxxx | 4000086832 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  | Business Purpose Certificate is missing. |  |  |  | Reviewer Comment (2025-09-12): Received, Clearing.<br>Seller Comment (2025-09-12): Comment from Purchasing Team ([REDACTED]): Business Purpose Certificate | 09/12/2025 |  |  | 1 C A |  | WA | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| xxxxx | 4000086832 | xxxxx |  | xxxxx |  | Credit | Missing Document | General | Missing Document | Missing Document: Cash-Out Utilization not provided |  | Cash-Out Utilization is missing. |  |  |  | Reviewer Comment (2025-09-12): Received, Clearing.<br>Seller Comment (2025-09-12): Comment from Purchasing Team ([REDACTED]): LOX regarding cash out | 09/12/2025 |  |  | 1 C A |  | WA | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| xxxxx | 4000087206 | xxxxx |  | xxxxx |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. |  | The Hazard Insurance Policy Effective Date is [REDACTED]. Transaction date is [REDACTED] |  |  |  | Reviewer Comment (2025-09-10): Received, Clearing.<br>Seller Comment (2025-09-10): Comment from [REDACTED] ([REDACTED]): Please review the previous insurance policy.<br>Reviewer Comment (2025-09-09): Wet State. The Hazard Insurance Policy date is after the note date of [REDACTED]. Exception remains.<br>Buyer Comment (2025-09-09): Comment from [REDACTED] ([REDACTED]): The insurance effective date is [REDACTED], and we funded[REDACTED]. We are an escrow state, so insurance effective date can be as same date as funding date. Please waive the condition. | 09/10/2025 |  |  | 1 C A |  | FL | Investment | Refinance - Limited Cash-out GSE | C B A |  | N/A | No |
| xxxxx | 4000087206 | xxxxx |  | xxxxx |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized, and was originated with an Appraisal Waiver. Secondary Valuation supports value. Sec ID: 89 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-08): Accepted as is. |  |  | 09/08/2025 | 2 B |  | FL | Investment | Refinance - Limited Cash-out GSE | C B A |  | N/A | No |
| xxxxx | 4000087206 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. | Appraisal was not provided to the borrower within 3 business days of consummation. |  |  |  | Reviewer Comment (2025-09-08): Accepted as is. |  |  | 09/08/2025 | 2 B |  | FL | Investment | Refinance - Limited Cash-out GSE | C B A |  | N/A | No |
| xxxxx | 4000090021 | xxxxx |  | xxxxx |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Preliminary Title does not list coverage amount. |  |  |  | Reviewer Comment (2025-09-08): Accepted as is. |  |  | 09/08/2025 | 2 B |  | CA | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| xxxxx | 4000089054 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Employer Identification Number (EIN) not provided |  | Employer Identification Number (EIN) is missing. |  |  |  | Reviewer Comment (2025-09-09): Received Employer Identification Number. Exception cleared.<br>Seller Comment (2025-09-09): Comment from [REDACTED] [REDACTED]: EIN Letter | 09/09/2025 |  |  | 1 C A |  | FL | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| xxxxx | 4000089054 | xxxxx |  | xxxxx |  | Credit | Insurance | Insurance Documentation | Insurance | Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. |  | Rent Loss Insurance for the subject property is required and must equal at least ([REDACTED]) months of local average monthly rents. Evidence of Property Insurance in file reflects see policy. Policy containing rent loss amount is missing. |  |  |  | Reviewer Comment (2025-09-16): Received, Clearing.<br>Seller Comment (2025-09-15): Comment from [REDACTED] [REDACTED]: HOI Policy showing Rent loss coverage | 09/16/2025 |  |  | 1 C A |  | FL | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| xxxxx | 4000089054 | xxxxx |  | xxxxx |  | Credit | Missing Document | General | Missing Document | Missing Document: Lease Agreement not provided |  | Lease is missing. |  |  |  | Reviewer Comment (2025-09-09): Received Lease Agreement. Exception cleared.<br>Seller Comment (2025-09-09): Comment from [REDACTED] [REDACTED]: Lease Agreement | 09/09/2025 |  |  | 1 C A |  | FL | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| xxxxx | 4000089054 | xxxxx |  | xxxxx |  | Credit | Credit | Credit Documentation | Credit | There is no lease in place for the subject property and the absence of this document casts doubt on business purpose of loan. |  | Loan is not eligible for a cash out refinance due to the property being vacant. |  |  |  | Reviewer Comment (2025-09-10): Received Lease Agreement. Exception cleared.<br>Seller Comment (2025-09-09): Comment from [REDACTED] [REDACTED]: Lease Agreement | 09/10/2025 |  |  | 1 C A |  | FL | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| xxxxx | 4000088188 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Receipt of Appraisal is missing. |  |  |  | Reviewer Comment (2025-09-08): Accepted as is. |  |  | 09/08/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| xxxxx | 4000088188 | xxxxx |  | xxxxx |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Preliminary Title Report does not list coverage amount. |  |  |  | Reviewer Comment (2025-09-08): Accepted as is. |  |  | 09/08/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| xxxxx | 4000087913 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | Missing Disclosure | Notice of Special Flood Hazard Disclosure Not Provided Timely | FDPA Notification Rule: Creditor did not provide a Notice of Special Flood Hazard Disclosure within a reasonable time prior to closing. | Creditor did not provide a Notice of Special Flood Hazard Disclosure within a reasonable time prior to closing. |  |  |  | Reviewer Comment (2025-09-08): Accepted as is. |  |  | 09/08/2025 | 2 B |  | NC | Second Home | Purchase | B A | Non QM | Non QM | No |
| xxxxx | 4000087913 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule (Dodd-Frank 2014): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. |  |  |  |  | Reviewer Comment (2025-09-08): Accepted as is. |  |  | 09/08/2025 | 2 B |  | NC | Second Home | Purchase | B A | Non QM | Non QM | No |
| xxxxx | 4000088081 | xxxxx |  | xxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ | Insurance Verification is missing for [REDACTED] |  |  |  | Reviewer Comment (2025-09-11): Received, Clearing.<br>Seller Comment (2025-09-11): Comment from [REDACTED] ([REDACTED]): Property is Free and Clear. Please see attached property profile report. | 09/11/2025 |  |  | 1 C A |  | CA | Second Home | Purchase | C A | Non QM | Non QM | No |
| xxxxx | 4000088081 | xxxxx |  | xxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ | Insurance Verification is missing for [REDACTED] |  |  |  | Reviewer Comment (2025-09-11): Received, Clearing.<br>Seller Comment (2025-09-11): Comment from [REDACTED] ([REDACTED]): Property is Free and Clear. Please see attached property profile report. | 09/11/2025 |  |  | 1 C A |  | CA | Second Home | Purchase | C A | Non QM | Non QM | No |
| xxxxx | 4000089230 | xxxxx |  | xxxxx |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary Title does not list coverage amount. |  |  |  | Reviewer Comment (2025-09-08): Accepted as is. |  |  | 09/08/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| xxxxx | 4000089230 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Receipt of Appraisal is missing. |  |  |  | Reviewer Comment (2025-09-08): Accepted as is. |  |  | 09/08/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| xxxxx | 4000087408 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-09-08): Accepted as is. |  |  | 09/08/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| xxxxx | 4000086514 | xxxxx |  | xxxxx |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2025-09-08): Accepted as is. |  |  | 09/08/2025 | 2 B |  | FL | Investment | Refinance - Rate/Term | B A |  | N/A | No |
| xxxxx | 4000087221 | xxxxx |  | xxxxx |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized, and was originated with an Appraisal Waiver. The supporting secondary valuation is missing. Sec ID: 36 |  | Appraisal Waiver in file. |  |  |  | Reviewer Comment (2025-09-10): AVM provided.<br>Seller Comment (2025-09-10): Comment from [REDACTED] ([REDACTED]): appraisal doc | 09/10/2025 |  |  | 1 D A B C |  | CA | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| xxxxx | 4000087221 | xxxxx |  | xxxxx |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized, and was originated with an Appraisal Waiver. Secondary Valuation supports value. Sec ID: 89 | Note Date: ___; Lien Position: ___ | \*\*\*NEW EXCEPTION. AVM does not support Stated Value. |  |  |  | Reviewer Comment (2025-09-11): Accepted as is. |  |  | 09/11/2025 | 2 B |  | CA | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| xxxxx | 4000090214 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-09-05): Clearing based on review coming back within tolerances. | 09/05/2025 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| xxxxx | 4000090214 | xxxxx |  | xxxxx |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Preliminary Title Report does not list coverage amount. |  |  |  | Reviewer Comment (2025-09-08): Accepted as is. |  |  | 09/08/2025 | 2 B |  | CA | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| xxxxx | 4000087762 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | The file was missing a copy of Fraud Report |  |  |  | Reviewer Comment (2025-09-10): Received, cleared<br>Seller Comment (2025-09-10): Comment from [REDACTED] ([REDACTED].): FINAL FRAUD REPORT | 09/10/2025 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| xxxxx | 4000087762 | xxxxx |  | xxxxx |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | The file was missing a copy of HUD/CD |  |  |  | Reviewer Comment (2025-09-10): Received, Clearing.<br>Seller Comment (2025-09-10): Comment from [REDACTED] ([REDACTED].): final settlement stmt | 09/10/2025 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| xxxxx | 4000087762 | xxxxx |  | xxxxx |  | Credit | Investment Product | General | Investment Product | REO property does not have a lease in place and required by guidelines. |  | The file was missing a copy of Lease Agreement |  |  |  | Reviewer Comment (2025-09-16): Received, Clearing.<br>Seller Comment (2025-09-16): Comment from [REDACTED] ([REDACTED].): lease | 09/16/2025 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| xxxxx | 4000085731 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. |  |  |  |  | Reviewer Comment (2025-09-08): Accepted as is. |  |  | 09/08/2025 | 2 B |  | CA | Investment | Refinance - Limited Cash-out GSE | B A |  | N/A | No |
| xxxxx | 4000088180 | xxxxx |  | xxxxx |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-09-08): Accepted as is. |  |  | 09/08/2025 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| xxxxx | 4000088180 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | Waterfall due to omission of liens for departure residence without supporting documentation to eliminate the debts. Missing letter of intent to sell. |  |  |  | Reviewer Comment (2025-09-10): Received, Clearing.<br>Seller Comment (2025-09-10): Comment from [REDACTED] ([REDACTED]): letter of intent | 09/10/2025 |  |  | 1 B A C |  | CA | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| xxxxx | 4000088180 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM DTIs match and both moderately exceed Guidelines | Ability to Repay (Dodd-Frank 2014): The DTI calculated in accordance with the Lenders Guidelines and [REDACTED](c)(5) of [REDACTED]% moderately exceeds the guideline maximum of [REDACTED]%. (DTI Exception is eligible to be regraded with compensating factors.) | Lender excluded departure residence first and second mortgage from qualifying without documentation supporting the exclusion. Missing letter of intent to sell. |  |  |  | Reviewer Comment (2025-09-10): Received, Clearing. | 09/10/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| xxxxx | 4000088180 | xxxxx |  | xxxxx |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | Lender omitted first mortgage and second mortgage payment for departure residence without documentation supporting the exclusion. Missing letter of intent to sell. |  |  |  | Reviewer Comment (2025-09-10): Received, Clearing. | 09/10/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| xxxxx | 4000088180 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Waterfall due to exclusion of mortgage debts with no supporting documentation provided. |  |  |  | Reviewer Comment (2025-09-10): Received, Clearing. | 09/10/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| xxxxx | 4000085810 | xxxxx |  | xxxxx |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary title policy is within [REDACTED] and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  | Reviewer Comment (2025-09-09): Client elects to waive |  |  | 09/09/2025 | 2 B |  | CA | Investment | Purchase | B A |  | N/A | No |
| xxxxx | 4000085594 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-09-08): Accepted as is. |  |  | 09/08/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| xxxxx | 4000087421 | xxxxx |  | xxxxx |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Preliminary Title does not list coverage amount. |  |  |  | Reviewer Comment (2025-09-08): Accepted as is. |  |  | 09/08/2025 | 2 B |  | CA | Investment | Purchase | B A |  | N/A | No |
| xxxxx | 4000089232 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-09-08): Accepted as is. |  |  | 09/08/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| xxxxx | 4000088299 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure:[REDACTED] Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of [REDACTED]exceeds tolerance of [REDACTED]. Insufficient or no cure was provided to the borrower. | [REDACTED] Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of [REDACTED] exceeds tolerance of [REDACTED]. Insufficient or no cure was provided to the borrower |  |  |  | Reviewer Comment (2025-09-17): [REDACTED] received additional information for borrower rush request<br>Reviewer Comment (2025-09-16): Final CD issued [REDACTED] reflects a general lender credit in Section J of $[REDACTED], but was not reflected as a cure for costs over legal limits/cure. If the general lender credit was intended to be a lender cure credit for violations over the [REDACTED]% tolerance, then CD should be corrected to reflect the amount of the lender credit that is intended for tolerance cure for amounts over legal limits within Section J Lender Credit fee name line along with copy of Borrower final settlement statement reflecting same.<br>Seller Comment (2025-09-16): Comment from [REDACTED] ([REDACTED]): Please see attached<br>Reviewer Comment (2025-09-10): [REDACTED] Received Final CD reflects Lender credit of $[REDACTED]; however, there is no Cure provided. Provide Valid COC or Cure Docs. Cure Docs consists of PCCD, LOE, Refund Check and Proof of Mailing.<br>Seller Comment (2025-09-09): Comment from [REDACTED] ([REDACTED]): Please see attached Final Executed CD reflecting [REDACTED] in lender credits - thank you | 09/17/2025 |  |  | 1 C A |  | TX | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| xxxxx | 4000088299 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [REDACTED] Percent Fee Tolerance exceeded for Attorney Review Fee. Fee Amount of [REDACTED] exceeds tolerance of $[REDACTED]. Insufficient or no cure was provided to the borrower. | [REDACTED] Percent Fee Tolerance exceeded for Attorney Review Fee. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2025-09-17): [REDACTED] received additional information for borrower rush request<br>Reviewer Comment (2025-09-17): I am not able to locate the Final Settlement statement in the loan file. Please provide borrower final settlement statement for review.<br>Reviewer Comment (2025-09-16): Final CD issued [REDACTED] reflects a general lender credit in Section J of $[REDACTED], but was not reflected as a cure for costs over legal limits/cure. If the general lender credit was intended to be a lender cure credit for violations over the [REDACTED]% tolerance, then CD should be corrected to reflect the amount of the lender credit that is intended for tolerance cure for amounts over legal limits within Section J Lender Credit fee name line along with copy of Borrower final settlement statement reflecting same.<br>Seller Comment (2025-09-16): Comment from [REDACTED] ([REDACTED]): Please see attached [REDACTED] previouslyshowing COC document is not required - The fee was cured by refunding the borrower on the Final CD as the lender credit. Escelate and dispute this. A PCCD is not required because they already gave the lender credit as the cure. This is cured, no other documentation is required. <br>Attorney Review Fee $[REDACTED]<br> Association Dues $[REDACTED]<br> =$[REDACTED] lender credit for increased fees above tolerance.<br>Seller Comment (2025-09-16): Comment from [REDACTED] ([REDACTED]): Please see attached<br>Reviewer Comment (2025-09-10): [REDACTED] Received Final CD reflects Lender credit of $[REDACTED]; however, there is no Cure provided. Provide Valid COC or Cure Docs. Cure Docs consists of PCCD, LOE, Refund Check and Proof of Mailing.<br>Seller Comment (2025-09-09): Comment from [REDACTED] ([REDACTED]): Please see attached Final Executed CD reflecting [REDACTED] in lender credits, along with the [REDACTED] - thank you<br>Seller Comment (2025-09-09): Comment from [REDACTED] ([REDACTED]): Please see attached Final Executed CD reflecting [REDACTED] in lender credits - thank you | 09/17/2025 |  |  | 1 C A |  | TX | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| xxxxx | 4000088299 | xxxxx |  | xxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Insurance Verification is Missing. |  |  |  | Reviewer Comment (2025-09-09): Cleared- with LOE borrower no insurance is free/clear<br>Seller Comment (2025-09-09): Comment from [REDACTED] ([REDACTED]): Please see attached bwr LOE regarding NO HOI on the 2nd Home in [REDACTED] - property is free and clear as evidenced by the Property Details report w Dues of [REDACTED] monthly plus the tax of [REDACTED] / 12 = [REDACTED] for the total PITIA on [REDACTED] Thank you, | 09/09/2025 |  |  | 1 C A |  | TX | Primary | Purchase | C A | Non QM | Non QM | No |
| xxxxx | 4000086895 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. | Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. |  |  |  | Reviewer Comment (2025-09-08): Accepted as is. |  |  | 09/08/2025 | 2 B |  | CA | Investment | Purchase | B A |  | N/A | No |
| xxxxx | 4000086895 | xxxxx |  | xxxxx |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary title policy is within [REDACTED] and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  | Reviewer Comment (2025-09-08): Accepted as is. |  |  | 09/08/2025 | 2 B |  | CA | Investment | Purchase | B A |  | N/A | No |
| xxxxx | 4000089885 | xxxxx |  | xxxxx |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Total cash-out discrepancy. | HUD-1 total cash-out of ___ is greater than Guideline total cash-out of ___. | Cash out is more than guidelines maximum of $[REDACTED] | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-09-09): Client elected to waive/regrade with compensating factors. Lender exception provided. |  |  | 09/09/2025 | 2 B |  | CA | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| xxxxx | 4000087444 | xxxxx |  | xxxxx |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | The file was missing a copy of HUD/CD/ Closing statement |  |  |  | Reviewer Comment (2025-09-09): Received, Clearing.<br>Seller Comment (2025-09-09): Comment from [REDACTED] ([REDACTED]): ESCROW SETTLEMENT STATEMENT | 09/09/2025 |  |  | 1 C A |  | OR | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| xxxxx | 4000087444 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The subject property is zoned commercial. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC | Reviewer Comment (2025-09-15): Client exception received.<br>Seller Comment (2025-09-15): Comment from [REDACTED] ([REDACTED]): EXCEPTION APPROVAL<br>Reviewer Comment (2025-09-09): An exception from the buyer of the loan.<br>Buyer Comment (2025-09-09): Comment from [REDACTED] ([REDACTED]): can you please confirm what docs need to provide here |  |  | 09/15/2025 | 2 C B |  | OR | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| xxxxx | 4000087383 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-09-09): Clearing based on review coming back within tolerances. | 09/09/2025 |  |  | 1 C A |  | OR | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| xxxxx | 4000087383 | xxxxx |  | xxxxx |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | HUD/CD is missing for current transaction. |  |  |  | Reviewer Comment (2025-09-09): Received final settlement statement<br>Seller Comment (2025-09-09): Comment from [REDACTED] ([REDACTED]): ESCROW SETTLEMENT STATEMENT | 09/09/2025 |  |  | 1 C A |  | OR | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| xxxxx | 4000089353 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. |  |  |  |  | Reviewer Comment (2025-09-09): Client elects to waive |  |  | 09/09/2025 | 2 B |  | UT | Second Home | Purchase | C B A | Non QM | Non QM | No |
| xxxxx | 4000089353 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: [REDACTED]Percent Fee Tolerance exceeded for Appraisal Review Fee. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED] Insufficient or no cure was provided to the borrower. | [REDACTED] Percent Fee Tolerance exceeded for Appraisal Review Fee. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. Insufficient or no cure was provided to the borrower. ([REDACTED]) |  |  |  | Reviewer Comment (2025-09-12): [REDACTED] received valid COC document<br>Seller Comment (2025-09-10): Comment from XXXX ([REDACTED]): COC | 09/12/2025 |  |  | 1 C A |  | UT | Second Home | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| xxxxx | 4000085939 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | Final 1003 is incomplete. |  |  |  | Reviewer Comment (2025-09-15): Received Signed Final 1003 Application. Exception cleared.<br>Seller Comment (2025-09-15): Comment from [REDACTED] ([REDACTED]): Please find the signed final 1003. Please clear. Thank you. | 09/15/2025 |  |  | 1 C A |  | RI | Investment | Purchase | C A |  | N/A | No |
| xxxxx | 4000085939 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Verification of Identification not provided |  |  |  |  |  | Reviewer Comment (2025-09-15): Received, Clearing.<br>Seller Comment (2025-09-15): Comment from [REDACTED] ([REDACTED]): Please see the attached USA Patriot Act Disclosure. Please clear. Thank you. | 09/15/2025 |  |  | 1 C A |  | RI | Investment | Purchase | C A |  | N/A | No |
| xxxxx | 4000085939 | xxxxx |  | xxxxx |  | Credit | Credit | Credit Documentation | Credit | Missing Document: Occupancy Certificate not provided |  |  |  |  |  | Reviewer Comment (2025-09-15): Received Occupancy Certificate. Exception cleared.<br>Seller Comment (2025-09-15): Comment from [REDACTED] ([REDACTED]): Please find the signed occupancy certificate. Thank you. | 09/15/2025 |  |  | 1 C A |  | RI | Investment | Purchase | C A |  | N/A | No |
| xxxxx | 4000089639 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-09-09): Clearing based on review coming back within tolerances. | 09/09/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| xxxxx | 4000089639 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-09-10): Accepted as is. |  |  | 09/10/2025 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| xxxxx | 4000089639 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-09-10): Accepted as is. |  |  | 09/10/2025 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| xxxxx | 4000088953 | xxxxx |  | xxxxx |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  | 1003 reflects Account ending [REDACTED] has a balance of [REDACTED] however most recent statement on file reflects [REDACTED] |  |  |  | Reviewer Comment (2025-09-10): Additional assets provided. Cleared.<br>Seller Comment (2025-09-10): Comment from [REDACTED]([REDACTED]): see page 5 of XXXX | 09/10/2025 |  |  | 1 C A |  | CA | Investment | Purchase | C A |  | N/A | No |
| xxxxx | 4000088953 | xxxxx |  | xxxxx |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | 1003 reflects Account ending [REDACTED] has a balance of [REDACTED], however most recent statement on file reflects[REDACTED] |  |  |  | Reviewer Comment (2025-09-10): Additional assets provided. Cleared.<br>Seller Comment (2025-09-10): Comment from [REDACTED]([REDACTED]): see page 5 of XXXX | 09/10/2025 |  |  | 1 C A |  | CA | Investment | Purchase | C A |  | N/A | No |
| xxxxx | 4000088953 | xxxxx |  | xxxxx |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  | Title is missing. |  |  |  | Reviewer Comment (2025-09-10): Received, Clearing.<br>Seller Comment (2025-09-10): Comment from [REDACTED] [REDACTED]: title | 09/10/2025 |  |  | 1 C A |  | CA | Investment | Purchase | C A |  | N/A | No |
| xxxxx | 4000086195 | xxxxx |  | xxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ | Loan file is missing HOA verification, Upon receipt of the missing HOA verification , additional conditions may apply. |  |  |  | Reviewer Comment (2025-09-09): Property is single family detached per tax bill. No HOA<br>Seller Comment (2025-09-09): Comment from [REDACTED] ([REDACTED]): Reo docs as requested | 09/09/2025 |  |  | 1 C A |  | GA | Primary | Purchase | C B A | Non QM | Non QM | No |
| xxxxx | 4000086195 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Non Escrow Costs Year 1 Underdisclosed - October 2018 | TILA-RESPA Integrated Disclosure - Loan Disclosures: Non Escrowed Property Costs over Year[REDACTED]of [REDACTED]on Final Closing Disclosure provided on [REDACTED]are underdisclosed. | Appraisal reflects $[REDACTED]in HOA per year, however the CD only reflects $[REDACTED] |  |  |  | Reviewer Comment (2025-09-18): [REDACTED] received Letter of Explanation & Corrected Closing Disclosure.<br>Seller Comment (2025-09-17): Comment from [REDACTED]([REDACTED]): loe as requested<br>Reviewer Comment (2025-09-17): [REDACTED] received corrected Closing disclosure. However, the LOE to borrower was not located in trailing documents. Please provide LOE to borrower to complete remediation.<br>Seller Comment (2025-09-16): Comment from [REDACTED] [REDACTED]): revised cd |  | 09/18/2025 |  | 2 C B |  | GA | Primary | Purchase | Letter of Explanation & Corrected Closing Disclosure B A | Non QM | Non QM | Yes |
| xxxxx | 4000086195 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule (Dodd-Frank 2014): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. |  |  |  |  | Reviewer Comment (2025-09-09): Client elects to waive |  |  | 09/09/2025 | 2 B |  | GA | Primary | Purchase | C B A | Non QM | Non QM | No |
| xxxxx | 4000088700 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Non Escrow Costs Year 1 Overdisclosed - October 2018 | TILA-RESPA Integrated Disclosure - Loan Disclosures: Non Escrowed Property Costs over Year 1 of [REDACTED] on Final Closing Disclosure provided on [REDACTED] are overdisclosed. | HOA reflected as $[REDACTED]monthly or $[REDACTED]annually |  |  |  | Reviewer Comment (2025-09-24): [REDACTED] received Letter of explanation and Corrected Closing disclosure.<br>Seller Comment (2025-09-23): Comment from [REDACTED] ([REDACTED]): Please see attached LOX for the PCCD.<br>Reviewer Comment (2025-09-22): [REDACTED] received corrected Closing disclosure. However, the LOE to borrower was not located in trailing documents. Please provide LOE to borrower to complete remediation.<br>Seller Comment (2025-09-19): Comment from [REDACTED] ([REDACTED]): Please see PCCD attached<br>Reviewer Comment (2025-09-16): [REDACTED] received Post CD. However, the Non-Escrowed Property cost over year 1 $[REDACTED]. Since the HOA amount mentioned on 1004 is $[REDACTED] per month. Kindly provide Post CD along with LOX to reflect Non - Escrowed Property cost over year 1 $[REDACTED].<br>Seller Comment (2025-09-15): Comment from [REDACTED] ([REDACTED]): Please see PCCD attached |  | 09/24/2025 |  | 2 C B |  | UT | Primary | Purchase | Letter of Explanation & Corrected Closing Disclosure B A | Non QM | Non QM | Yes |
| xxxxx | 4000088700 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [REDACTED] Percent Fee Tolerance exceeded for Appraisal Review Fee. Fee Amount of $[REDACTED]exceeds tolerance of $[REDACTED] Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-09-09): Sufficient Cure Provided At Closing |  | 09/09/2025 |  | 1 A |  | UT | Primary | Purchase | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| xxxxx | 4000088700 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [REDACTED] Percent Fee Tolerance exceeded for Verification Of Employment Fee. Fee Amount of $[REDACTED]exceeds tolerance of $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-09-09): Sufficient Cure Provided At Closing |  | 09/09/2025 |  | 1 A |  | UT | Primary | Purchase | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| xxxxx | 4000086754 | xxxxx |  | xxxxx |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2025-09-10): Accepted as is. |  |  | 09/10/2025 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| xxxxx | 4000086754 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-09-10): Accepted as is. |  |  | 09/10/2025 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| xxxxx | 4000087279 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule (Dodd-Frank 2014): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. | ECOA Valuations Rule (Dodd-Frank 2014): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. (Type:Primary/[REDACTED])<br> Remove/Clear Exceptions |  |  |  | Reviewer Comment (2025-09-10): Accepted as is.<br>Seller Comment (2025-09-10): Comment from [REDACTED] ([REDACTED].): Please see attached clarification on appraisal timing and supporting docs. |  |  | 09/10/2025 | 2 B |  | DE | Investment | Purchase | B A |  | N/A | No |
| xxxxx | 4000088804 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-09-10): Accepted as is. |  |  | 09/10/2025 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| xxxxx | 4000088804 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Property Costs Year 1 Overdisclosed - October 2018 | TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Estimated Property Costs over Year [REDACTED] of [REDACTED] on Final Closing Disclosure provided on[REDACTED] are overdisclosed. | Amount of Estimated Property Costs over Year[REDACTED] of [REDACTED] on Final Closing Disclosure provided on [REDACTED] are overdisclosed |  |  |  | Reviewer Comment (2025-09-11): LOE and PCCD provided<br>Seller Comment (2025-09-11): Comment from [REDACTED] ([REDACTED]): Hello, please see attached, thank you. |  | 09/11/2025 |  | 2 C B |  | CA | Primary | Purchase | Letter of Explanation & Corrected Closing Disclosure B A | Non QM | Non QM | Yes |
| xxxxx | 4000087690 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. | Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. |  |  |  | Reviewer Comment (2025-09-10): Accepted as is. |  |  | 09/10/2025 | 2 B |  | CA | Investment | Purchase | C B A |  | N/A | No |
| xxxxx | 4000087690 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. | Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. |  |  |  | Reviewer Comment (2025-09-10): Accepted as is. |  |  | 09/10/2025 | 2 B |  | CA | Investment | Purchase | C B A |  | N/A | No |
| xxxxx | 4000087690 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided |  | Hazard Insurance policy not provided additional insurance totaling $[REDACTED] per year for subject property. |  |  |  | Reviewer Comment (2025-09-10): Received additional Insurance Policy with the annual premium of $[REDACTED]. Exception cleared.<br>Seller Comment (2025-09-10): Comment from [REDACTED] ([REDACTED]): HAZARD INSURANCE | 09/10/2025 |  |  | 1 C A |  | CA | Investment | Purchase | C B A |  | N/A | No |
| xxxxx | 4000087690 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Power of Attorney (POA) not provided |  | Core docs signed via POA. |  |  |  | Reviewer Comment (2025-09-10): Received Power of Attorney. Exception cleared.<br>Seller Comment (2025-09-10): Comment from [REDACTED] ([REDACTED]): POA<br>Reviewer Comment (2025-09-10): Please provide Power of Attorney utilized for signing of Mortgage and Note. Exception remains.<br>Buyer Comment (2025-09-10): Comment from [REDACTED] ([REDACTED]): Can you please further explain or detail what exacly documents do you want us to provide to clear condition. | 09/10/2025 |  |  | 1 C A |  | CA | Investment | Purchase | C B A |  | N/A | No |
| xxxxx | 4000087613 | xxxxx |  | xxxxx |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary title policy is within [REDACTED]and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  | Reviewer Comment (2025-09-10): Accepted as is. |  |  | 09/10/2025 | 2 B |  | CA | Investment | Refinance - Rate/Term | B A |  | N/A | No |
| xxxxx | 4000086003 | xxxxx |  | xxxxx |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | File did not contain an estimated cost to replace from insurer. Calculations are based on [REDACTED]% of the insurable value of the improvements (from appraiser cost provided or if no appraiser cost the purchase price) using agency calculation methods. Coverage is insufficient by $[REDACTED]. |  |  |  | Reviewer Comment (2025-09-17): Received updated Hazard Insurance Policy with sufficient coverage amount and the shortfall is $[REDACTED]. Exception cleared.<br>Seller Comment (2025-09-17): Comment from [REDACTED] ([REDACTED]): RCE /EOI | 09/17/2025 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| xxxxx | 4000087144 | xxxxx |  | xxxxx |  | Credit | Missing Document | General | Missing Document | Missing Document: Legal Description not provided |  | Legal Description is missing. |  |  |  | Reviewer Comment (2025-09-10): Received Legal Description. Exception cleared.<br>Seller Comment (2025-09-10): Comment from [REDACTED] ([REDACTED]): CT [REDACTED]: Please see the attached // | 09/10/2025 |  |  | 1 C A |  | PA | Investment | Purchase | C A |  | N/A | No |
| xxxxx | 4000088841 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Title Preliminary not provided |  | Preliminary Title is missing. |  |  |  | Reviewer Comment (2025-09-10): Title Preliminary received, exception cleared<br>Seller Comment (2025-09-10): Comment from [REDACTED] ([REDACTED]): title | 09/10/2025 |  |  | 1 C A |  | CA | Investment | Purchase | D A |  | N/A | No |
| xxxxx | 4000088841 | xxxxx |  | xxxxx |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  | Credit Report is missing. |  |  |  | Reviewer Comment (2025-09-10): CBR received, exception cleared<br>Seller Comment (2025-09-10): Comment from [REDACTED] ([REDACTED]): credit | 09/10/2025 |  |  | 1 D A |  | CA | Investment | Purchase | D A |  | N/A | No |
| xxxxx | 4000088841 | xxxxx |  | xxxxx |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  | Evidence of Title is missing. |  |  |  | Reviewer Comment (2025-09-10): Title Preliminary received, exception cleared<br>Seller Comment (2025-09-10): Comment from [REDACTED] ([REDACTED]): title | 09/10/2025 |  |  | 1 C A |  | CA | Investment | Purchase | D A |  | N/A | No |
| xxxxx | 4000088841 | xxxxx |  | xxxxx |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  | Missing [REDACTED], [REDACTED] and [REDACTED] accounts as listed on the 1003 |  |  |  | Reviewer Comment (2025-09-10): Asset statements received showing sufficient assets for closing, exception cleared.<br>Seller Comment (2025-09-10): Comment from [REDACTED] ([REDACTED]): bank statements | 09/10/2025 |  |  | 1 C A |  | CA | Investment | Purchase | D A |  | N/A | No |
| xxxxx | 4000088841 | xxxxx |  | xxxxx |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 |  | 1004 Valuation in file. A secondary valuation was not located in file. |  |  |  | Reviewer Comment (2025-09-10): UCDP received with acceptable score, exception cleared | 09/10/2025 |  |  | 1 D A |  | CA | Investment | Purchase | D A |  | N/A | No |
| xxxxx | 4000088841 | xxxxx |  | xxxxx |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | Missing [REDACTED], [REDACTED] and [REDACTED] accounts as listed on the 1003 |  |  |  | Reviewer Comment (2025-09-10): Asset statements received and reserves requirement met, exception cleared.<br>Seller Comment (2025-09-10): Comment from [REDACTED] ([REDACTED]): bank statements | 09/10/2025 |  |  | 1 C A |  | CA | Investment | Purchase | D A |  | N/A | No |
| xxxxx | 4000088950 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Rider - Prepayment not provided |  |  |  |  |  | Reviewer Comment (2025-09-11): Received Rider - Prepayment. Exception cleared.<br>Seller Comment (2025-09-11): Comment from [REDACTED] ([REDACTED]): PREPAYMENT RIDER | 09/11/2025 |  |  | 1 C A |  | CA | Investment | Purchase | C A |  | N/A | No |
| xxxxx | 4000085305 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-09-09): Clearing based on review coming back within tolerances. | 09/09/2025 |  |  | 1 C A |  | PA | Investment | Purchase | C A |  | N/A | No |
| xxxxx | 4000086619 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [REDACTED]Percent Fee Tolerance exceeded for Appraisal Review Fee. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-09-10): Sufficient Cure Provided At Closing |  | 09/10/2025 |  | 1 A |  | DE | Second Home | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| xxxxx | 4000088155 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-09-08): Clearing based on review coming back within tolerances. | 09/08/2025 |  |  | 1 C A |  | WV | Second Home | Purchase | C A | Non QM | Non QM | No |
| xxxxx | 4000088807 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:Primary/[REDACTED]) |  |  |  | Reviewer Comment (2025-09-11): Accepted as is. |  |  | 09/11/2025 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| xxxxx | 4000088967 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-09-10): Clearing based on review coming back within tolerances. | 09/10/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| xxxxx | 4000088967 | xxxxx |  | xxxxx |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Preliminary title policy amount is blank. |  |  |  | Reviewer Comment (2025-09-11): Accepted as is. |  |  | 09/11/2025 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| xxxxx | 4000088967 | xxxxx |  | xxxxx |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Hazard coverage of $[REDACTED] is insufficient to cover the mortgage amount of $[REDACTED]with an estimated cost new of $[REDACTED] Please provide a letter from the Insurer stating the maximum insurable amount and/or a replacement costs estimator from the insurer. |  |  |  | Reviewer Comment (2025-09-15): Received Replacement Cost Estimator and the shortfall is covered. Exception cleared.<br>Seller Comment (2025-09-15): Comment from [REDACTED] ([REDACTED]): Hello, Please see attached | 09/15/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| xxxxx | 4000088967 | xxxxx |  | xxxxx |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy effective date is after the funds disbursed. |  | The Hazard Insurance Policy Effective Date is after the disbursement date |  |  |  | Reviewer Comment (2025-09-15): As per PCCD, disbursement date is [REDACTED]. Hazard Insurance Policy Effective date is prior to the Disbursement Date. Exception cleared.<br>Seller Comment (2025-09-15): Comment from [REDACTED] ([REDACTED]): Hello, Please see attached | 09/15/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| xxxxx | 4000088967 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-09-11): Accepted as is. |  |  | 09/11/2025 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| xxxxx | 4000088967 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-09-11): Accepted as is. |  |  | 09/11/2025 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| xxxxx | 4000087412 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Appraisal report dated [REDACTED] missing evidence of receipt. |  |  |  | Reviewer Comment (2025-09-11): Accepted as is. |  |  | 09/11/2025 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| xxxxx | 4000090266 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-09-09): Clearing based on review coming back within tolerances. | 09/09/2025 |  |  | 1 C A |  | MD | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| xxxxx | 4000087012 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  |  |  |  |  | Reviewer Comment (2025-09-10): Received, Clearing.<br>Seller Comment (2025-09-10): Comment from [REDACTED] ([REDACTED]): corrected<br>Reviewer Comment (2025-09-10): Looking for the Business Purpose Certificate not the Occupancy Cert.<br>Seller Comment (2025-09-10): Comment from [REDACTED] ([REDACTED]): occ cert | 09/10/2025 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| xxxxx | 4000087012 | xxxxx |  | xxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  |  |  |  |  | Reviewer Comment (2025-09-10): Received, Clearing.<br>Seller Comment (2025-09-10): Comment from [REDACTED] ([REDACTED]): insurance and tax cert | 09/10/2025 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| xxxxx | 4000087012 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | Disparity In Occupancy - Investment Loans | Loan does not qualify for Investment Loans scope because the Final 1003 does not indicate that the property will be an Investment Property or the Final 1003 Declarations, Valuation or Occupancy Certificate indicates the borrower intends to occupy the subject property. | As per 1004 owner occupant on a cashout refinance investor. |  |  |  | Reviewer Comment (2025-09-10): Received, Clearing.<br>Seller Comment (2025-09-10): Comment from [REDACTED] ([REDACTED]): loan was a simultaneous close - cashout of departing home for down payment on new primary - see attached new primary home final docs - CD, note, and occ cert | 09/10/2025 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| xxxxx | 4000087346 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-09-10): Clearing based on review coming back within tolerances. | 09/10/2025 |  |  | 1 C A |  | TX | Primary | Purchase | C A | Non QM | Non QM | No |
| xxxxx | 4000086812 | xxxxx |  | xxxxx |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Hazard coverage of $[REDACTED]is sufficient to cover the mortgage amount of $[REDACTED] however is insufficient to cover the estimated cost new of $[REDACTED] Please provide a letter from the Insurer stating the maximum insurable amount. Coverage shortfall is $[REDACTED] |  |  |  | Reviewer Comment (2025-09-24): RCE received, cleared<br>Seller Comment (2025-09-24): Comment from [REDACTED] ([REDACTED]): LOE | 09/24/2025 |  |  | 1 C A |  | FL | Investment | Purchase | C B A |  | N/A | No |
| xxxxx | 4000086812 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2025-09-11): Accepted as is. |  |  | 09/11/2025 | 2 B |  | FL | Investment | Purchase | C B A |  | N/A | No |
| xxxxx | 4000088811 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-09-11): Accepted as is. |  |  | 09/11/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| xxxxx | 4000088811 | xxxxx |  | xxxxx |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary title policy is within [REDACTED] and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  | Reviewer Comment (2025-09-11): Accepted as is. |  |  | 09/11/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| xxxxx | 4000087407 | xxxxx |  | xxxxx |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  | Title Policy Coverage is $[REDACTED]. The Loan amount is $[REDACTED]. |  |  |  | Reviewer Comment (2025-09-11): Received, cleared<br>Seller Comment (2025-09-11): Comment from [REDACTED] ([REDACTED]): TITLE COMMITMENT. | 09/11/2025 |  |  | 1 B A |  | CO | Investment | Refinance - Limited Cash-out GSE | B A |  | N/A | No |
| xxxxx | 4000087407 | xxxxx |  | xxxxx |  | Compliance | Compliance | State Compliance | Misc. State Level | Colorado Consumer Credit Code (First Lien Refinance Notice Not Provided) | [REDACTED] Consumer Credit Code: Borrower not provided First Lien Refinance Notice. | Colorado CCC First Lien Disclosure is missing. |  |  |  | Reviewer Comment (2025-09-11): Client elects to waive |  |  | 09/11/2025 | 2 B |  | CO | Investment | Refinance - Limited Cash-out GSE | B A |  | N/A | No |
| xxxxx | 4000086699 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  | Business Purpose Certificate is missing. |  |  |  | Reviewer Comment (2025-09-11): Received Business Purpose Certificate. Exception cleared.<br>Seller Comment (2025-09-11): Comment from [REDACTED] ([REDACTED]): Doc attached | 09/11/2025 |  |  | 1 C A |  | WA | Investment | Refinance - Cash-out - Other | D B C A |  | N/A | No |
| xxxxx | 4000086699 | xxxxx |  | xxxxx |  | Credit | Missing Document | General | Missing Document | Missing Document: Evidence of Access to Funds not provided |  | Evidence of Access to Funds is missing. |  |  |  | Reviewer Comment (2025-09-22): Received document confirming that the borrower has [REDACTED]% ownership of business. Exception cleared.<br>Seller Comment (2025-09-22): Comment from [REDACTED] ([REDACTED]): Doc attached confirms borrower is owner of the business and therefore has access to the funds.<br>Reviewer Comment (2025-09-15): XXXX #[REDACTED] of [REDACTED] with balance $[REDACTED] is included in assets for closing and reserves. Hence please provide Evidence of Access to Funds for this business account. Exception remains.<br>Buyer Comment (2025-09-15): Comment from [REDACTED] ([REDACTED]): Hello! This was a cash out transaction, and no funds were used. We have $[REDACTED]K savings account in for reserves required by AUS. | 09/22/2025 |  |  | 1 C A |  | WA | Investment | Refinance - Cash-out - Other | D B C A |  | N/A | No |
| xxxxx | 4000086699 | xxxxx |  | xxxxx |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Hazard Insurance Coverage amount is $[REDACTED] The Loan amount is $[REDACTED], plus $[REDACTED] in Extended coverage, leaving a total coverage amount of $[REDACTED]. Hazard insurance coverage is insufficient by $[REDACTED] |  |  |  | Reviewer Comment (2025-09-11): Received Replacement Cost Estimator and the shortfall is covered. Exception cleared.<br>Seller Comment (2025-09-11): Comment from [REDACTED] ([REDACTED]): RCE attached | 09/11/2025 |  |  | 1 C A |  | WA | Investment | Refinance - Cash-out - Other | D B C A |  | N/A | No |
| xxxxx | 4000086699 | xxxxx |  | xxxxx |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized, and was originated with an Appraisal Waiver. The supporting secondary valuation is missing. Sec ID: 36 |  | Appraisal was waived on AUS in file. |  |  |  | Reviewer Comment (2025-09-29): AVM provided. Cleared.<br>Seller Comment (2025-09-29): Comment from [REDACTED] ([REDACTED]): AVM Attached<br>Reviewer Comment (2025-09-25): Yes an AVM post closing is acceptable.<br>Buyer Comment (2025-09-25): Comment from [REDACTED] ([REDACTED]): Okay, and just to confirm, will you accept an AVM that is dated after closing?<br>Reviewer Comment (2025-09-24): Please provide AVM. As per guidelines, loans using a PIW will need an AVM as a third-party valuation. Exception remains.<br>Buyer Comment (2025-09-24): Comment from [REDACTED] ([REDACTED]): Per the CDA company, a Secondary valuation cannot be provided as a CDA is a review of the appraisal and there is no appraisal on this file as it has an appraisal waiver.<br>Reviewer Comment (2025-09-15): As per guidelines, Loans using a PIW will need an AVM as a third-party valuation. Exception remains.<br>Buyer Comment (2025-09-15): Comment from [REDACTED] ([REDACTED]): Hello! We have an appraisal waiver for this file. Is a secondary valuation required? | 09/29/2025 |  |  | 1 D A B C |  | WA | Investment | Refinance - Cash-out - Other | D B C A |  | N/A | No |
| xxxxx | 4000086699 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  |  |  |  |  | Reviewer Comment (2025-09-13): Received, Clearing. | 09/13/2025 |  |  | 1 A |  | WA | Investment | Refinance - Cash-out - Other | D B C A |  | N/A | No |
| xxxxx | 4000086699 | xxxxx |  | xxxxx |  | Property | Valuation | General | Valuation | Valuation Product pending |  | [REDACTED] / Post Disaster Inspection + [REDACTED] -[REDACTED] Days |  |  |  | Reviewer Comment (2025-09-13): Received, Clearing<br>Reviewer Comment (2025-09-12): Valuation Received - [REDACTED] | 09/13/2025 |  |  | 1 A |  | WA | Investment | Refinance - Cash-out - Other | D B C A |  | N/A | No |
| xxxxx | 4000086699 | xxxxx |  | xxxxx |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized, and was originated with an Appraisal Waiver. Secondary Valuation supports value. Sec ID: 89 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-29): Accepted as is per client. |  |  | 09/29/2025 | 2 B |  | WA | Investment | Refinance - Cash-out - Other | D B C A |  | N/A | No |
| xxxxx | 4000086185 | xxxxx |  | xxxxx |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | Title Commitment Policy Coverage is $[REDACTED]. The loan amount is $[REDACTED]. |  |  |  | Reviewer Comment (2025-09-11): Accepted as is. |  |  | 09/11/2025 | 2 B |  | FL | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| xxxxx | 4000086925 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-09-10): Clearing based on review coming back within tolerances. | 09/10/2025 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| xxxxx | 4000087182 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2025-09-11): Accepted as is. |  |  | 09/11/2025 | 2 B |  | WI | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 4000087182 | xxxxx |  | xxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  |  |  |  |  | Reviewer Comment (2025-09-22): Received Hazard Insurance Policy. Exception cleared.<br>Seller Comment (2025-09-22): Comment from [REDACTED] ([REDACTED]): [REDACTED] - Insurance Verification | 09/22/2025 |  |  | 1 C A |  | WI | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 4000087182 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  |  |  |  |  | Reviewer Comment (2025-09-24): Received, Clearing.<br>Reviewer Comment (2025-09-24): Exception will be cleared upon receipt of clear PDI. Ordered [REDACTED]<br>Buyer Comment (2025-09-24): Comment from [REDACTED] ([REDACTED]): Can you please let me know if there is anything that we need to do?<br>Reviewer Comment (2025-09-23): PDI has been ordered.<br>Buyer Comment (2025-09-23): Comment from [REDACTED] ([REDACTED]): Can you please clarify - do you need a DAIR, 1004D etc | 09/24/2025 |  |  | 1 A |  | WI | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 4000087182 | xxxxx |  | xxxxx |  | Property | Valuation | General | Valuation | Valuation Product pending |  | [REDACTED] / Post Disaster Inspection + [REDACTED] - [REDACTED] Days |  |  |  | Reviewer Comment (2025-09-24): Received, Clearing.<br>Reviewer Comment (2025-09-24): Valuation Received -[REDACTED] | 09/24/2025 |  |  | 1 A |  | WI | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 4000085788 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | An updated version of the original appraisal was delivered to the borrowers on [REDACTED] (closing date). The original Appraisal was delivered previously to the borrowers more than 3 business day before closing. |  |  |  | Reviewer Comment (2025-09-11): Accepted as is. |  |  | 09/11/2025 | 2 B |  | MA | Second Home | Purchase | B A | Non QM | Non QM | No |
| xxxxx | 4000089976 | xxxxx |  | xxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Need the tax documentation for this address. |  |  |  | Reviewer Comment (2025-09-15): Received Tax Certificate. Exception cleared.<br>Seller Comment (2025-09-15): Comment from [REDACTED] ([REDACTED]): Tax Bill | 09/15/2025 |  |  | 1 C A |  | CA | Second Home | Purchase | C A | Non QM | Non QM | No |
| xxxxx | 4000088966 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-09-11): Accepted as is. |  |  | 09/11/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| xxxxx | 4000087117 | xxxxx |  | xxxxx |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | Need the [REDACTED] for the borrower's S-Corp business. |  |  |  | Reviewer Comment (2025-09-12): Received, Clearing.<br>Seller Comment (2025-09-12): Comment from [REDACTED] ([REDACTED]): [REDACTED] | 09/12/2025 |  |  | 1 C A |  | NJ | Investment | Purchase | C A |  | N/A | No |
| xxxxx | 4000088184 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-09-11): Accepted as is. |  |  | 09/11/2025 | 2 B |  | CA | Investment | Refinance - Cash-out - Other | C B A | N/A | N/A | No |
| xxxxx | 4000088184 | xxxxx |  | xxxxx |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary title policy amount is blank. If the prelim does not state a coverage amount, |  |  |  | Reviewer Comment (2025-09-11): Accepted as is. |  |  | 09/11/2025 | 2 B |  | CA | Investment | Refinance - Cash-out - Other | C B A | N/A | N/A | No |
| xxxxx | 4000088184 | xxxxx |  | xxxxx |  | Credit | Guideline | Guideline Issue | Guideline | Aged document: Primary Valuation is older than guidelines permit |  | A [REDACTED] form was received but does not list an effective date. |  |  |  | Reviewer Comment (2025-09-16): Received, Clearing.<br>Seller Comment (2025-09-16): Comment from [REDACTED] ([REDACTED]): Hello, please see attached, thank you. | 09/16/2025 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C B A | N/A | N/A | No |
| xxxxx | 4000086890 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Non Escrow Costs Year 1 Underdisclosed - October 2018 | TILA-RESPA Integrated Disclosure - Loan Disclosures: Non Escrowed Property Costs over Year [REDACTED]of on Final Closing Disclosure provided on [REDACTED] are underdisclosed. | The appraisal reflects HOA in the amount of $[REDACTED] per year, however the final CD reflects $[REDACTED]non-escrowed property costs |  |  |  | Reviewer Comment (2025-09-19): [REDACTED] received Letter of explanation and Corrected Closing disclosure.<br>Seller Comment (2025-09-18): Comment from [REDACTED] ([REDACTED]): LOE to borrower<br>Reviewer Comment (2025-09-17): [REDACTED] received PCCD. Missing LOE to borrower.<br>Seller Comment (2025-09-16): Comment from [REDACTED] ([REDACTED]): PCCD uploaded! |  | 09/19/2025 |  | 2 C B |  | MI | Second Home | Purchase | Letter of Explanation & Corrected Closing Disclosure B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| xxxxx | 4000088835 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-09-10): Clearing based on review coming back within tolerances. | 09/10/2025 |  |  | 1 C A |  | MA | Primary | Purchase | C A | Non QM | Non QM | No |
| xxxxx | 4000089078 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-09-11): Clearing based on review coming back within tolerances. | 09/11/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| xxxxx | 4000089078 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-09-11): Accepted as is. |  |  | 09/11/2025 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| xxxxx | 4000089078 | xxxxx |  | xxxxx |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The preliminary title policy is within [REDACTED] and does not reflect a coverage amount (no final title policy in file). |  |  |  | Reviewer Comment (2025-09-11): Accepted as is. |  |  | 09/11/2025 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| xxxxx | 4000089078 | xxxxx |  | xxxxx |  | Credit | Missing Document | General | Missing Document | Missing Document: Explanation Letter not provided |  | Please provide LOX for large deposit totaling $[REDACTED] for A/C #[REDACTED] |  |  |  | Reviewer Comment (2025-09-15): Not applicable per guidelines<br>Seller Comment (2025-09-15): Comment from [REDACTED] ([REDACTED]): Hello, please see attached. | 09/15/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| xxxxx | 4000089307 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-09-11): Clearing based on review coming back within tolerances. | 09/11/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| xxxxx | 4000089307 | xxxxx |  | xxxxx |  | Credit | Hazard Insurance | Document Error | Hazard Insurance | Hazard Insurance policy does not list Lender or Servicer and its successors and assigns, per guideline requirements. |  |  |  |  |  | Reviewer Comment (2025-09-17): Received, Clearing.<br>Seller Comment (2025-09-17): Comment from [REDACTED] ([REDACTED]): Hello, Please see attached. | 09/17/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| xxxxx | 4000089307 | xxxxx |  | xxxxx |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The preliminary title policy is within [REDACTED]and does not reflect a coverage amount (no final title policy in file). |  |  |  | Reviewer Comment (2025-09-11): Accepted as is. |  |  | 09/11/2025 | 2 B |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| xxxxx | 4000089307 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-09-11): Accepted as is. |  |  | 09/11/2025 | 2 B |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| xxxxx | 4000090421 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | Corporate Resolution is missing. |  |  |  | Reviewer Comment (2025-09-12): Received Corporate Resolution. Exception Cleared.<br>Seller Comment (2025-09-12): Comment from [REDACTED] ([REDACTED]): Please see the attached LLC Borrowing Authorization | 09/12/2025 |  |  | 1 C A |  | MD | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| xxxxx | 4000089876 | xxxxx |  | xxxxx |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary title policy amount is blank. |  |  |  | Reviewer Comment (2025-09-12): Accepted as is. |  |  | 09/12/2025 | 2 B |  | CA | Investment | Purchase | B A |  | N/A | No |
| xxxxx | 4000087445 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  | The file was missing a copy of Articles of Organization/Formation |  |  |  | Reviewer Comment (2025-09-12): Received Articles of Organization/Formation. Exception cleared.<br>Seller Comment (2025-09-12): Comment from [REDACTED] ([REDACTED]): org docs | 09/12/2025 |  |  | 1 C A |  | ID | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| xxxxx | 4000087445 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | The file was missing a copy of Certificate of Good Standing |  |  |  | Reviewer Comment (2025-09-12): Received Certificate of Good Standing. Exception cleared.<br>Seller Comment (2025-09-12): Comment from [REDACTED] ([REDACTED]): cert of standing showing existence adn active | 09/12/2025 |  |  | 1 C A |  | ID | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| xxxxx | 4000087445 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | The file was missing a copy of Corporate Resolution/Operating agreement |  |  |  | Reviewer Comment (2025-09-12): Received Corporate Resolution. Exception Cleared.<br>Seller Comment (2025-09-12): Comment from [REDACTED] ([REDACTED]): ops agreement | 09/12/2025 |  |  | 1 C A |  | ID | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| xxxxx | 4000087445 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Employer Identification Number (EIN) not provided |  | The file was missing a copy of Employer Identification Number (EIN) |  |  |  | Reviewer Comment (2025-09-12): Received Employer Identification Number (EIN). Exception cleared.<br>Seller Comment (2025-09-12): Comment from [REDACTED] ([REDACTED]): ein letter | 09/12/2025 |  |  | 1 C A |  | ID | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| xxxxx | 4000087445 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | The file was missing a copy of Operating Agreement |  |  |  | Reviewer Comment (2025-09-12): Received Operating Agreement. Exception cleared.<br>Seller Comment (2025-09-12): Comment from [REDACTED] ([REDACTED]): ops agreement | 09/12/2025 |  |  | 1 C A |  | ID | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| xxxxx | 4000087445 | xxxxx |  | xxxxx |  | Credit | Business Purpose | General | Business Purpose | Missing Document: Spousal Consent not provided. |  | Spousal consent form is missing in file. |  |  |  | Reviewer Comment (2025-09-12): Received, Clearing.<br>Seller Comment (2025-09-12): Comment from [REDACTED] ([REDACTED]): executed scanned | 09/12/2025 |  |  | 1 C A |  | ID | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| xxxxx | 4000088372 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided |  | Missing condo master policy |  |  |  | Reviewer Comment (2025-09-12): Received, Clearing.<br>Seller Comment (2025-09-12): Comment from [REDACTED] ([REDACTED]): Condo Master Policy | 09/12/2025 |  |  | 1 C A |  | NV | Investment | Purchase | C A |  | N/A | No |
| xxxxx | 4000086298 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-09-11): Clearing based on review coming back within tolerances. | 09/11/2025 |  |  | 1 C A |  | GA | Primary | Purchase | C A | Non QM | Non QM | No |
| xxxxx | 4000088159 | xxxxx |  | xxxxx |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Preliminary Title does not list coverage amount. |  |  |  | Reviewer Comment (2025-09-12): Accepted as is. |  |  | 09/12/2025 | 2 B |  | CA | Investment | Purchase | C B A |  | N/A | No |
| xxxxx | 4000088159 | xxxxx |  | xxxxx |  | Credit | System | General | Appraisal Reconciliation | Valuation address does not match Note address. |  | Appraisal reflects [REDACTED] as the city, however the note reflects XXXX |  |  |  | Reviewer Comment (2025-09-15): Received, cleared<br>Seller Comment (2025-09-15): Comment from [REDACTED] ([REDACTED]): Updated appraisal for city xxxxx | 09/15/2025 |  |  | 1 C A |  | CA | Investment | Purchase | C B A |  | N/A | No |
| xxxxx | 4000087628 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-09-10): Clearing based on review coming back within tolerances. | 09/10/2025 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| xxxxx | 4000089118 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Appraisal report dated [REDACTED] missing evidence of receipt. |  |  |  | Reviewer Comment (2025-09-12): Received, Clearing. |  |  | 09/12/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| xxxxx | 4000089118 | xxxxx |  | xxxxx |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-09-12): Received, Clearing. |  |  | 09/12/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| xxxxx | 4000087923 | xxxxx |  | xxxxx |  | Credit | Missing Document | General | Missing Document | Missing Document: Verification of Non-US Citizen Status not provided |  |  |  |  |  | Reviewer Comment (2025-09-16): Received, Clearing.<br>Seller Comment (2025-09-16): Comment from [REDACTED] ([REDACTED]): Please find attached the final signed 1003 reflecting each as a US Citizen. Executed. Thank you.<br>Reviewer Comment (2025-09-15): The updated 1003 will need to be signed by the borrowers.<br>Seller Comment (2025-09-15): Comment from [REDACTED] ([REDACTED].): Please find the 1003 for each borrower. Each is a [REDACTED]. thank you.<br>Seller Comment (2025-09-15): Comment from [REDACTED]([REDACTED].): Please see the 1003 for each borrower. Each is a [REDACTED]. Please waive/clear the condition. Thank kyou. | 09/16/2025 |  |  | 1 C A |  | NY | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| xxxxx | 4000086097 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-09-12): Accepted as is. |  |  | 09/12/2025 | 2 B |  | IN | Investment | Purchase | B A |  | N/A | No |
| xxxxx | 4000089196 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2025-09-15): Accepted as is. |  |  | 09/15/2025 | 2 B |  | TX | Primary | Purchase | B A | Non QM | Non QM | No |
| xxxxx | 4000087388 | xxxxx |  | xxxxx |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | The file is missing copy of E- sign document . |  |  |  | Reviewer Comment (2025-09-16): Received, Clearing.<br>Seller Comment (2025-09-16): Comment from [REDACTED] ([REDACTED]): Compliance Report | 09/16/2025 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | N/A | No |
| xxxxx | 4000086747 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-09-12): Received, Clearing. |  |  | 09/12/2025 | 2 B |  | TX | Investment | Purchase | B A |  | N/A | No |
| xxxxx | 4000086733 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2025-09-12): Received, Clearing. |  |  | 09/12/2025 | 2 B |  | OR | Second Home | Purchase | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 4000084812 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-09-12): Clearing based on review coming back within tolerances. | 09/12/2025 |  |  | 1 C A |  | DC | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| xxxxx | 4000086563 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule (Dodd-Frank 2014): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. | Date valuation provided to applicant is prior to the date when valuation was performed. |  |  |  | Reviewer Comment (2025-09-12): Received, Clearing. |  |  | 09/12/2025 | 2 B |  | WA | Investment | Purchase | B A | N/A | N/A | No |
| xxxxx | 4000089310 | xxxxx |  | xxxxx |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | Title Policy Coverage is less than Original Loan Amount. |  |  |  | Reviewer Comment (2025-09-15): Accepted as is. |  |  | 09/15/2025 | 2 B |  | TX | Primary | Purchase | B A | Non QM | Non QM | No |
| xxxxx | 4000089310 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-09-15): Accepted as is. |  |  | 09/15/2025 | 2 B |  | TX | Primary | Purchase | B A | Non QM | Non QM | No |
| xxxxx | 4000089310 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | Missing Disclosure | Notice of Special Flood Hazard Disclosure Not Provided Timely | FDPA Notification Rule: Creditor did not provide a Notice of Special Flood Hazard Disclosure within a reasonable time prior to closing. | Creditor did not provide a Notice of Special Flood Hazard Disclosure within a reasonable time prior to closing. |  |  |  | Reviewer Comment (2025-09-15): Accepted as is. |  |  | 09/15/2025 | 2 B |  | TX | Primary | Purchase | B A | Non QM | Non QM | No |
| xxxxx | 4000090121 | xxxxx |  | xxxxx |  | Credit | Missing Document | General | Missing Document | Missing Document: Evidence of Access to Funds not provided |  | The file was missing a copy of the CPA Letter for evidence of access to funds. |  |  |  | Reviewer Comment (2025-09-25): Received, Clearing.<br>Seller Comment (2025-09-25): Comment from [REDACTED] ([REDACTED]): Lender Cert<br>Reviewer Comment (2025-09-23): Received Articles of Incorporation does not reflect borrower's ownership percentage. Please provide Operating Agreement or CPA Letter or equivalent document to verify borrower's ownership percentage of business [REDACTED]. Exception remains.<br>Seller Comment (2025-09-23): Comment from [REDACTED] ([REDACTED]): Articles of Incorporation<br>Reviewer Comment (2025-09-17): Per guidelines: Ownership percentage must be documented via CPA letter, Operating Agreement, or equivalent.<br>Buyer Comment (2025-09-17): Comment from [REDACTED] ([REDACTED]): This is a DSCR loan and per [REDACTED] guidelines a CPA letter isn't required | 09/25/2025 |  |  | 1 C A |  | CA | Investment | Purchase | C A |  | N/A | No |
| xxxxx | 4000086236 | xxxxx |  | xxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  |  |  |  |  | Reviewer Comment (2025-09-29): Received Insurance Verification. Exception cleared.<br>Seller Comment (2025-09-29): Comment from [REDACTED] ([REDACTED]): No HO-6 | 09/29/2025 |  |  | 1 C A |  | NC | Second Home | Purchase | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 4000086236 | xxxxx |  | xxxxx |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  | Documented qualifying Assets for Closing of $[REDACTED] is less than Cash From Borrower $[REDACTED]. Missing other liquid assets listed on the 1003 and the final CD in the amount of $[REDACTED] |  |  |  | Reviewer Comment (2025-09-29): Received HUD1 from cash out on REO<br>Seller Comment (2025-09-29): Comment from [REDACTED] ([REDACTED]): The attached HUD-1 Settlement Statement will address ALL of the cash to close and reserve conditions on this loan. | 09/29/2025 |  |  | 1 C A |  | NC | Second Home | Purchase | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 4000086236 | xxxxx |  | xxxxx |  | Credit | Asset | Asset Calculation / Analysis | Asset | AUS Findings: Available for Closing discrepancy. |  | Documented qualifying Assets for Closing of $[REDACTED] is less than Cash From Borrower $[REDACTED]. Missing other liquid assets listed on the 1003 and the final CD in the amount of $[REDACTED] |  |  |  | Reviewer Comment (2025-09-29): Received HUD 1 from REO cash out | 09/29/2025 |  |  | 1 C A |  | NC | Second Home | Purchase | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 4000086236 | xxxxx |  | xxxxx |  | Credit | Asset | Asset Calculation / Analysis | Asset | AUS Findings: Available for Reserves discrepancy. |  | Documented qualifying Assets for Closing of $[REDACTED] is less than Cash From Borrower $[REDACTED]. Missing other liquid assets listed on the 1003 and the final CD in the amount of $[REDACTED] |  |  |  | Reviewer Comment (2025-09-29): Received HUD 1 from REO cash out | 09/29/2025 |  |  | 1 C A |  | NC | Second Home | Purchase | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 4000086236 | xxxxx |  | xxxxx |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | AUS Findings: Qualifying asset balance discrepancy. |  | Documented qualifying Assets for Closing of $[REDACTED] is less than Cash From Borrower $[REDACTED]. Missing other liquid assets listed on the 1003 and the final CD in the amount of $[REDACTED] |  |  |  | Reviewer Comment (2025-09-29): Received HUD 1 from REO cash out | 09/29/2025 |  |  | 1 C A |  | NC | Second Home | Purchase | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 4000086236 | xxxxx |  | xxxxx |  | Credit | Asset | Asset Calculation / Analysis | Asset | Guideline Requirement: Available for Reserves discrepancy. |  | Documented qualifying Assets for Closing of $[REDACTED] is less than Cash From Borrower $[REDACTED]. Missing other liquid assets listed on the 1003 and the final CD in the amount of $[REDACTED] |  |  |  | Reviewer Comment (2025-09-29): Received HUD 1 from REO cash out | 09/29/2025 |  |  | 1 C A |  | NC | Second Home | Purchase | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 4000087022 | xxxxx |  | xxxxx |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2025-09-19): Received, Clearing.<br>Seller Comment (2025-09-19): Comment from [REDACTED] ([REDACTED].): CDA<br>Reviewer Comment (2025-09-15): Looking for the Secondary valuation not the appraisal.<br>Seller Comment (2025-09-15): Comment from [REDACTED] ([REDACTED]): Appraisal | 09/19/2025 |  |  | 1 D A |  | ID | Second Home | Purchase | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 4000087022 | xxxxx |  | xxxxx |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  | Verified liquid assets in the amount of $[REDACTED]7 are insufficient to meet cash to close of $[REDACTED]. Final 1008 reflects $[REDACTED] verified. |  |  |  | Reviewer Comment (2025-09-15): Received, Clearing.<br>Seller Comment (2025-09-15): Comment from [REDACTED] ([REDACTED]): Cash to Close and Verified assets | 09/15/2025 |  |  | 1 C A |  | ID | Second Home | Purchase | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 4000087022 | xxxxx |  | xxxxx |  | Credit | Asset | Asset Calculation / Analysis | Asset | AUS Findings: Available for Reserves discrepancy. |  | Calculated Available for Reserves of $[REDACTED] is less than AUS Available for Reserves of $[REDACTED]. |  |  |  | Reviewer Comment (2025-09-15): Received, Clearing. | 09/15/2025 |  |  | 1 C A |  | ID | Second Home | Purchase | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 4000087022 | xxxxx |  | xxxxx |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | AUS Findings: Qualifying asset balance discrepancy. |  | Calculated qualifying asset balance of $[REDACTED] is less than AUS qualifying asset balance of $[REDACTED]. |  |  |  | Reviewer Comment (2025-09-15): Received, Clearing. | 09/15/2025 |  |  | 1 C A |  | ID | Second Home | Purchase | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 4000087022 | xxxxx |  | xxxxx |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  |  |  |  |  | Reviewer Comment (2025-09-15): Received, Clearing. | 09/15/2025 |  |  | 1 C A |  | ID | Second Home | Purchase | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 4000087022 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | Loan originator designation mismatch due to insufficient assets and reserves |  |  |  | Reviewer Comment (2025-09-15): Received, Clearing.<br>Seller Comment (2025-09-15): Comment from [REDACTED] ([REDACTED]): Cash to close and bank stmts | 09/15/2025 |  |  | 1 B A C |  | ID | Second Home | Purchase | Lender to provide updated ATR/QM status D C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| xxxxx | 4000087022 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. | Due to Insufficient funds to close and reserves |  |  |  | Reviewer Comment (2025-09-15): Received, Clearing. | 09/15/2025 |  |  | 1 C A |  | ID | Second Home | Purchase | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 4000088579 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2025-09-19): Received Fraud Report. Exception cleared.<br>Seller Comment (2025-09-18): Comment from [REDACTED] ([REDACTED]): Please see attached | 09/19/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| xxxxx | 4000088579 | xxxxx |  | xxxxx |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-09-15): Accepted as is. |  |  | 09/15/2025 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| xxxxx | 4000090439 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-09-15): Accepted as is. |  |  | 09/15/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| xxxxx | 4000090439 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-09-12): Sufficient Cure Provided At Closing |  | 09/12/2025 |  | 1 A |  | CA | Primary | Purchase | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| xxxxx | 4000089868 | xxxxx |  | xxxxx |  | Credit | Missing Document | General | Missing Document | Missing Document: Legal Description not provided |  | Legal Description is missing. |  |  |  | Reviewer Comment (2025-09-17): Received, Clearing.<br>Buyer Comment (2025-09-17): Comment from [REDACTED] ([REDACTED]): This is on page 4 of the DOT | 09/17/2025 |  |  | 1 C A |  | TX | Investment | Purchase | C A |  | N/A | No |
| xxxxx | 4000088570 | xxxxx |  | xxxxx |  | Compliance | Compliance | State Compliance | State HPML | Massachusetts HPML Threshold Test Compliant | Massachusetts Higher-Priced Mortgage Loan: APR on subject loan of [REDACTED]% or Final Disclosure APR of [REDACTED]% is equal to or greater than the threshold of APOR [REDACTED]% + [REDACTED]%, or [REDACTED]% Compliant Higher Priced Loan. |  |  |  |  | Reviewer Comment (2025-09-15): Accepted as is. |  |  | 09/15/2025 | 2 B |  | MA | Primary | Purchase | No obvious cure B A | Non QM | Non QM | No |
| xxxxx | 4000089741 | xxxxx |  | xxxxx |  | Compliance | Compliance | State Compliance | State Defect | Illinois SB 1894 | IL Predatory Lending Database Program (SB 1894) - Certificate of Compliance or Exemption not attached to mortgage for recording. |  |  |  |  | Reviewer Comment (2025-09-18): Received. Cleared.<br>Seller Comment (2025-09-18): Comment from [REDACTED] ([REDACTED]): Mortgage | 09/18/2025 |  |  | 1 C A |  | IL | Primary | Purchase | C A | Non QM | Non QM | No |
| xxxxx | 4000090025 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-09-12): Clearing based on review coming back within tolerances. | 09/12/2025 |  |  | 1 C A |  | FL | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| xxxxx | 4000086547 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. |  |  |  |  | Reviewer Comment (2025-09-15): Accepted as is. |  |  | 09/15/2025 | 2 B |  | OR | Investment | Purchase | B A |  | N/A | No |
| xxxxx | 4000086233 | xxxxx |  | xxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  |  |  |  |  | Reviewer Comment (2025-09-17): Received, Clearing.<br>Seller Comment (2025-09-17): Comment from [REDACTED] ([REDACTED]): REO Docs | 09/17/2025 |  |  | 1 C A |  | FL | Investment | Purchase | C B A |  | N/A | No |
| xxxxx | 4000086233 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-09-15): Accepted as is. |  |  | 09/15/2025 | 2 B |  | FL | Investment | Purchase | C B A |  | N/A | No |
| xxxxx | 4000087024 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  |  |  |  |  | Reviewer Comment (2025-09-19): Received, Clearing. | 09/19/2025 |  |  | 1 C A |  | NC | Second Home | Refinance - Limited Cash-out GSE | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 4000087024 | xxxxx |  | xxxxx |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized, and was originated with an Appraisal Waiver. Secondary Valuation supports value. Sec ID: 89 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-15): Accepted as is. |  |  | 09/15/2025 | 2 B |  | NC | Second Home | Refinance - Limited Cash-out GSE | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 4000087024 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2025-09-15): Accepted as is. |  |  | 09/15/2025 | 2 B |  | NC | Second Home | Refinance - Limited Cash-out GSE | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 4000087024 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The signatures on the note are not legible, provide legible copy of the note. |  |  |  | Reviewer Comment (2025-09-18): Received, Clearing.<br>Seller Comment (2025-09-18): Comment from [REDACTED] ([REDACTED]): note | 09/18/2025 |  |  | 1 C A |  | NC | Second Home | Refinance - Limited Cash-out GSE | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 4000087024 | xxxxx |  | xxxxx |  | Property | Valuation | General | Valuation | Valuation Product pending |  | [REDACTED] / Post Disaster Inspection + [REDACTED] - 5 Days |  |  |  | Reviewer Comment (2025-09-19): Received, Clearing.<br>Reviewer Comment (2025-09-19): Valuation Received -[REDACTED] | 09/19/2025 |  |  | 1 A |  | NC | Second Home | Refinance - Limited Cash-out GSE | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 4000090939 | xxxxx |  | xxxxx |  | Credit | Missing Document | General | Missing Document | Missing Document: 1007 Rent Comparison Schedule not provided |  | Comparison rent schedule not provided |  |  |  | Reviewer Comment (2025-09-24): Received 1007 Rent Comparison Schedule. Exception cleared.<br>Seller Comment (2025-09-24): Comment from [REDACTED] ([REDACTED]): Please find the comparable rent schedule (1007). Please clear the condition. Thank you. | 09/24/2025 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | N/A | No |
| xxxxx | 4000086350 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-09-15): Clearing based on review coming back within tolerances. | 09/15/2025 |  |  | 1 C A |  | TX | Investment | Purchase | C A |  | N/A | No |
| xxxxx | 4000077318 | xxxxx |  | xxxxx |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Hazard insurance coverage is $[REDACTED]. The Loan amount is $[REDACTED]. |  |  |  | Reviewer Comment (2025-09-17): Clearing.<br>Buyer Comment (2025-09-17): Comment from [REDACTED] ([REDACTED]): RCE is listed on HOI and was uploaded to you all on page 352 <br> RCE [REDACTED] | 09/17/2025 |  |  | 1 C A |  | CO | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| xxxxx | 4000077318 | xxxxx |  | xxxxx |  | Credit | Missing Document | General | Missing Document | Missing Document: 1007 Rent Comparison Schedule not provided |  |  |  |  |  | Reviewer Comment (2025-10-16): Received Lender Exception Form confirming that the exception is approved to allow [REDACTED] in lieu of 1007. Exception cleared.<br>Seller Comment (2025-10-16): Comment from [REDACTED] ([REDACTED]): APPROVED EXCEPTION<br>Reviewer Comment (2025-09-19): For short-term rental we also need the last [REDACTED] months of rental history since the lower of the two is used for the DSCR.<br>Seller Comment (2025-09-19): Comment from [REDACTED] ([REDACTED]): [REDACTED] approved to use the [REDACTED] and Email | 10/16/2025 |  |  | 1 C A |  | CO | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| xxxxx | 4000089077 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-09-16): Accepted as is. |  |  | 09/16/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| xxxxx | 4000087018 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2025-09-16): Accepted as is. |  |  | 09/16/2025 | 2 B |  | TX | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 4000087018 | xxxxx |  | xxxxx |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. |  | Effective date is after Note date of [REDACTED]. Wet State. |  |  |  | Reviewer Comment (2025-09-18): Updated HOI provided. Cleared.<br>Seller Comment (2025-09-18): Comment from [REDACTED] ([REDACTED]): Please see attached revised HOI | 09/18/2025 |  |  | 1 C A |  | TX | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 4000086779 | xxxxx |  | xxxxx |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. | Hazard Insurance Policy Effective Date ___, Disbursement Date: ___ | Hazard Insurance Policy Effective Date is after the note date of [REDACTED] Wet State. | Borrower has verified disposable income of at least $[REDACTED].<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of 4 months PITIA or more.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $[REDACTED].<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than or equal to 70%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum.<br>The qualifying DTI on the loan is less than or equal to 35%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The representative FICO score is above 680. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-10-01): Client elects waive with letter from seller indicating no damage<br>Reviewer Comment (2025-10-01): Reopen<br>Reviewer Comment (2025-10-01): Client elects to waive<br>Reviewer Comment (2025-10-01): Lender attestation received<br>Seller Comment (2025-10-01): Comment from [REDACTED] ([REDACTED]): Please see lender cert |  |  | 10/01/2025 | 2 C B |  | NC | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 4000086947 | xxxxx |  | xxxxx |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  |  |  |  |  | Reviewer Comment (2025-09-19): Received, Clearing.<br>Seller Comment (2025-09-18): Comment from [REDACTED] ([REDACTED]): ESIGN | 09/19/2025 |  |  | 1 C A |  | CA | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 4000086947 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2025-09-17): Accepted as is. |  |  | 09/17/2025 | 2 B |  | CA | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 4000086947 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Escrowed Property Costs Year 1 Overdisclosed - October 2018 | TILA-RESPA Integrated Disclosure - Loan Disclosures: Escrowed Property Costs over Year 1 of on Final Closing Disclosure provided on [REDACTED] are overdisclosed. |  |  |  |  | Reviewer Comment (2025-09-30): [REDACTED] received Letter of Explanation & Corrected Closing Disclosure.<br>Seller Comment (2025-09-29): Comment from [REDACTED] ([REDACTED]): LOE<br>Reviewer Comment (2025-09-29): [REDACTED] received Corrected CD. Missing copy of LOE to borrower which accompanied the Corrected CD to finalize cure.<br>Seller Comment (2025-09-26): Comment from [REDACTED] ([REDACTED]): PCCD<br>Reviewer Comment (2025-09-23): [REDACTED] received Corrected CD. However, page 1 Projected payments section - Estimate taxes, insurance & assessments reflects that no costs are included in escrow, but page 4 has completed the Escrow Account section instead of the No Escrow account section. Corrected CD and LOE to borrower correcting non-escrowed costs to the No Escrow section on page 4.<br>Seller Comment (2025-09-22): Comment from [REDACTED] ([REDACTED]): PCCD |  | 09/30/2025 |  | 2 C B |  | CA | Second Home | Purchase | Letter of Explanation & Corrected Closing Disclosure B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| xxxxx | 4000086947 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Escrowed Property Costs Year 1 Underdisclosed - October 2018 | TILA-RESPA Integrated Disclosure - Loan Disclosures: Escrowed Property Costs over Year 1 of on Final Closing Disclosure provided on [REDACTED] are underdisclosed. | Escrowed Property Costs over Year [REDACTED] of on Final Closing Disclosure provided on [REDACTED] are underdisclosed. |  |  |  | Reviewer Comment (2025-09-30): [REDACTED] received Letter of Explanation & Corrected Closing Disclosure.<br>Seller Comment (2025-09-29): Comment from [REDACTED] ([REDACTED]): LOE<br>Reviewer Comment (2025-09-29): [REDACTED] received Corrected CD. Missing copy of LOE to borrower which accompanied the Corrected CD to finalize cure.<br>Seller Comment (2025-09-26): Comment from [REDACTED] ([REDACTED]): PCCD<br>Reviewer Comment (2025-09-23): [REDACTED] received Corrected CD. However, page 1 Projected payments section - Estimate taxes, insurance & assessments reflects that no costs are included in escrow, but page 4 has completed the Escrow Account section instead of the No Escrow account section. Corrected CD and LOE to borrower correcting non-escrowed costs to the No Escrow section on page 4.<br>Seller Comment (2025-09-22): Comment from [REDACTED] ([REDACTED]): PCCD |  | 09/30/2025 |  | 2 C B |  | CA | Second Home | Purchase | Letter of Explanation & Corrected Closing Disclosure B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| xxxxx | 4000086947 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Non Escrow Costs Year 1 Underdisclosed - October 2018 | TILA-RESPA Integrated Disclosure - Loan Disclosures: Non Escrowed Property Costs over Year 1 of [REDACTED]. on Final Closing Disclosure provided on [REDACTED] are underdisclosed. | Non Escrowed Property Costs over Year [REDACTED] of [REDACTED] on Final Closing Disclosure provided on [REDACTED] are underdisclosed. |  |  |  | Reviewer Comment (2025-09-30): [REDACTED] received Letter of Explanation & Corrected Closing Disclosure.<br>Seller Comment (2025-09-29): Comment from [REDACTED] ([REDACTED]): LOE<br>Reviewer Comment (2025-09-29): [REDACTED] received corrected Closing disclosure. However, the LOE to borrower was not provided in trailing documents. LOE to borrower required to cure.<br>Seller Comment (2025-09-26): Comment from [REDACTED] ([REDACTED]): PCCD<br>Reviewer Comment (2025-09-23): [REDACTED] received corrected Closing disclosure. However, the LOE to borrower was not located in trailing documents. Moreover, Taxes and insurance have been waived and was not escrowed. But the PCCD page 4 marked as "Will have an escrow account" section instead of "Will not have an escrow" section. Provide corrected CD with mark Escrow Account - Will Not Have an Escrow Account section and to mark "declined" or "lender does not offer" check box to complete remediation.<br>Seller Comment (2025-09-22): Comment from [REDACTED] ([REDACTED]): PCCD |  | 09/30/2025 |  | 2 C B |  | CA | Second Home | Purchase | Letter of Explanation & Corrected Closing Disclosure B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| xxxxx | 4000086947 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Will Have Escrow Account | TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on [REDACTED]incorrectly disclosed whether the loan will have an escrow account. | Final Closing Disclosure provided on [REDACTED] incorrectly disclosed whether the loan will have an escrow account. |  |  |  | Reviewer Comment (2025-09-30): [REDACTED] received Letter of Explanation & Corrected Closing Disclosure.<br>Seller Comment (2025-09-29): Comment from [REDACTED] ([REDACTED]): LOE<br>Reviewer Comment (2025-09-29): [REDACTED] received corrected Closing disclosure. However, the LOE to borrower was not provided in trailing documents. LOE to borrower required to cure.<br>Seller Comment (2025-09-26): Comment from [REDACTED] ([REDACTED]): pccd<br>Reviewer Comment (2025-09-23): [REDACTED] received Corrected CD. However, page 1 Projected payments section - Estimate taxes, insurance & assessments reflects that no costs are included in escrow, but page 4 has completed the Escrow Account section instead of the No Escrow account section. Corrected CD and LOE to borrower correcting non-escrowed costs to the No Escrow section on page 4.<br>Seller Comment (2025-09-22): Comment from [REDACTED] ([REDACTED]): PCCD |  | 09/30/2025 |  | 2 C B |  | CA | Second Home | Purchase | Letter of Explanation & Corrected Closing Disclosure B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| xxxxx | 4000086947 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Will Not Have Escrow Account | TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on [REDACTED]incorrectly disclosed whether the loan will have an escrow account. | Final Closing Disclosure provided on [REDACTED] incorrectly disclosed whether the loan will have an escrow account. |  |  |  | Reviewer Comment (2025-09-30): [REDACTED] received Letter of Explanation & Corrected Closing Disclosure.<br>Seller Comment (2025-09-29): Comment from [REDACTED] ([REDACTED]): LOE<br>Reviewer Comment (2025-09-29): [REDACTED] received corrected Closing disclosure. However, the LOE to borrower was not provided in trailing documents. LOE to borrower required to cure.<br>Seller Comment (2025-09-26): Comment from [REDACTED] ([REDACTED]): pccd<br>Reviewer Comment (2025-09-23): [REDACTED] received corrected Closing disclosure. However, the LOE to borrower was not located in trailing documents. Moreover, Taxes and insurance have been waived and was not escrowed. But the PCCD page 4 marked as "Will have an escrow account" section instead of "Will not have an escrow" section. Provide corrected CD with mark Escrow Account - Will Not Have an Escrow Account section and to mark "declined" or "lender does not offer" check box to complete remediation.<br>Seller Comment (2025-09-22): Comment from [REDACTED] ([REDACTED]): PCCD |  | 09/30/2025 |  | 2 C B |  | CA | Second Home | Purchase | Letter of Explanation & Corrected Closing Disclosure B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| xxxxx | 4000086947 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three business days prior to consummation. |  |  |  | Reviewer Comment (2025-09-17): Accepted as is. |  |  | 09/17/2025 | 2 B |  | CA | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 4000086947 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Loan Estimate Timing Electronically Provided | TILA-RESPA Integrated Disclosure: Loan Estimate not delivered to Borrower(s) within three (3) business days of application. Initial Loan Estimate dated [REDACTED] was electronically provided without or prior to borrower's consent to receive electronic disclosures. Failure to comply with the provisions of the E-Sign Act and failure to provide good faith estimate of fees timely may result in additional fee tolerance violations. | XXXX received e-consent dated [REDACTED], however, the Initial LE was issued & signed on [REDACTED] and earlier than the consent agreement. In the event the consumer had not provided and accepted eConsent by [REDACTED] (3 business days from application), then the lender should have sent the consumer the Loan Estimate through another means in accordance with the official interpretation reflected in Comment 19(e)(1)(iv)-2. The failure to obtain proper consent is the equivalent of the disclosures never being sent. Provide proof borrower was sent Initial LE via other means than electronic delivery, as the e-consent was over 3 business days and acknowledged over 3 business days. The LE would not have been provided electronically if borrower had not e-consented with the 3 business days after application. File does reflect an earlier e-consent dated [REDACTED]. In order to determine whether we can accept the prior e-consent, we need a copy of the actual agreement from [REDACTED] to determine if consent was given for the transaction or relationship. Additionally, if the e-consent is for the relationship, we will need an attestation from the seller indicating the borrower never revoked their consent. |  |  |  | Reviewer Comment (2025-09-29): [REDACTED] received earliest e-consent dated [REDACTED].<br>Seller Comment (2025-09-26): Comment from [REDACTED] ([REDACTED]): ESIGN | 09/29/2025 |  |  | 1 A |  | CA | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 4000087200 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Second Appraisal Fee. Fee Amount of $[REDACTED]0 exceeds tolerance of $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-09-15): Sufficient Cure Provided At Closing |  | 09/15/2025 |  | 1 A |  | CT | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| xxxxx | 4000087554 | xxxxx |  | xxxxx |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Hazard Insurance policy is missing. |  |  |  | Reviewer Comment (2025-09-17): Received Hazard Insurance Policy. Exception cleared.<br>Seller Comment (2025-09-17): Comment from [REDACTED] ([REDACTED]): hoi | 09/17/2025 |  |  | 1 C A |  | AZ | Investment | Refinance - Rate/Term | D A |  | N/A | No |
| xxxxx | 4000087554 | xxxxx |  | xxxxx |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  | Incomplete Credit Report provided in a file |  |  |  | Reviewer Comment (2025-09-17): Received Credit Report. Exception cleared.<br>Seller Comment (2025-09-17): Comment from [REDACTED] ([REDACTED]): credit | 09/17/2025 |  |  | 1 D A |  | AZ | Investment | Refinance - Rate/Term | D A |  | N/A | No |
| xxxxx | 4000087554 | xxxxx |  | xxxxx |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | The file was missing a copy of HUD/CD |  |  |  | Reviewer Comment (2025-09-17): Received, Clearing.<br>Seller Comment (2025-09-17): Comment from [REDACTED] ([REDACTED]): CD | 09/17/2025 |  |  | 1 C A |  | AZ | Investment | Refinance - Rate/Term | D A |  | N/A | No |
| xxxxx | 4000087554 | xxxxx |  | xxxxx |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. |  | Representative FICO score of is less than Guideline representative FICO score of [REDACTED]. |  |  |  | Reviewer Comment (2025-09-17): Received Credit Report. Exception cleared.<br>Seller Comment (2025-09-17): Comment from [REDACTED] ([REDACTED]): credit | 09/17/2025 |  |  | 1 C A |  | AZ | Investment | Refinance - Rate/Term | D A |  | N/A | No |
| xxxxx | 4000087554 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided |  |  |  |  |  | Reviewer Comment (2025-09-17): Received Hazard Insurance Policy. Exception cleared.<br>Seller Comment (2025-09-17): Comment from [REDACTED] ([REDACTED]): hoi | 09/17/2025 |  |  | 1 C A |  | AZ | Investment | Refinance - Rate/Term | D A |  | N/A | No |
| xxxxx | 4000089778 | xxxxx |  | xxxxx |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Title policy amount is not reflected on title policy. |  |  |  | Reviewer Comment (2025-09-16): Accepted as is. |  |  | 09/16/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| xxxxx | 4000087550 | xxxxx |  | xxxxx |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  |  |  |  |  | Reviewer Comment (2025-09-17): Received Credit Report. Exception cleared.<br>Seller Comment (2025-09-17): Comment from [REDACTED] ([REDACTED]): credit | 09/17/2025 |  |  | 1 D A |  | AZ | Investment | Refinance - Rate/Term | D A |  | N/A | No |
| xxxxx | 4000087550 | xxxxx |  | xxxxx |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  |  |  |  |  | Reviewer Comment (2025-09-17): Received, Clearing.<br>Seller Comment (2025-09-17): Comment from [REDACTED] ([REDACTED]): cd | 09/17/2025 |  |  | 1 C A |  | AZ | Investment | Refinance - Rate/Term | D A |  | N/A | No |
| xxxxx | 4000087550 | xxxxx |  | xxxxx |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. |  | File is missing credit report. UTD |  |  |  | Reviewer Comment (2025-09-17): Received Credit Report. Exception cleared.<br>Seller Comment (2025-09-17): Comment from [REDACTED] ([REDACTED]): credit | 09/17/2025 |  |  | 1 C A |  | AZ | Investment | Refinance - Rate/Term | D A |  | N/A | No |
| xxxxx | 4000091314 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2025-09-16): Accepted as is. |  |  | 09/16/2025 | 2 B |  | AZ | Primary | Purchase | B A | Non QM | Non QM | No |
| xxxxx | 4000089900 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-09-15): Clearing based on review coming back within tolerances. | 09/15/2025 |  |  | 1 C A |  | MD | Investment | Purchase | C A |  | N/A | No |
| xxxxx | 4000090044 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ATR/QM | Self-Employed Tax Return Recency - ATR | Ability to Repay (Dodd-Frank 2014): Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [REDACTED], Most Recent Tax Return End Date [REDACTED], Tax Return Due Date [REDACTED]. | Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [REDACTED], Most Recent Tax Return End Date provided [REDACTED], Tax Return Extension for [REDACTED] was provided. |  |  |  | Reviewer Comment (2025-09-16): Accepted as is. |  |  | 09/16/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| xxxxx | 4000090044 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Second Appraisal Fee. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-09-15): Sufficient Cure Provided At Closing |  | 09/15/2025 |  | 1 A |  | CA | Primary | Purchase | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| xxxxx | 4000090044 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Copy/Rush Fee. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-09-15): Sufficient Cure Provided At Closing |  | 09/15/2025 |  | 1 A |  | CA | Primary | Purchase | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| xxxxx | 4000090044 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. | Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. |  |  |  | Reviewer Comment (2025-09-16): Accepted as is. |  |  | 09/16/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| xxxxx | 4000087109 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. |  |  |  |  | Reviewer Comment (2025-09-16): Accepted as is. |  |  | 09/16/2025 | 2 B |  | AL | Investment | Purchase | B A |  | N/A | No |
| xxxxx | 4000088695 | xxxxx |  | xxxxx |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Preliminary Title does not list coverage amount. |  |  |  | Reviewer Comment (2025-09-16): Accepted as is. |  |  | 09/16/2025 | 2 B |  | CA | Investment | Purchase | B A |  | N/A | No |
| xxxxx | 4000086259 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-09-15): Clearing based on review coming back within tolerances. | 09/15/2025 |  |  | 1 C A |  | OH | Investment | Purchase | C A |  | N/A | No |
| xxxxx | 4000085751 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Assignment of Leases/Rents not provided |  |  |  |  |  | Reviewer Comment (2025-09-18): Provided. Cleared<br>Seller Comment (2025-09-18): Comment from [REDACTED] ([REDACTED]): Attached | 09/18/2025 |  |  | 1 C A |  | TN | Investment | Purchase | C A |  | N/A | No |
| xxxxx | 4000085751 | xxxxx |  | xxxxx |  | Credit | Investment Product | General Exception | Investment Product | Security Instrument Error: Assignment of Leases/Rents is not in the file and required by guidelines |  |  |  |  |  | Reviewer Comment (2025-09-18): Provided. Cleared.<br>Seller Comment (2025-09-18): Comment from [REDACTED] ([REDACTED]): Attached | 09/18/2025 |  |  | 1 C A |  | TN | Investment | Purchase | C A |  | N/A | No |
| xxxxx | 4000087093 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-09-16): Clearing based on review coming back within tolerances. | 09/16/2025 |  |  | 1 C A |  | WA | Investment | Purchase | C B A |  | N/A | No |
| xxxxx | 4000087093 | xxxxx |  | xxxxx |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | The preliminary title report in file disclosed an amount of title insurance coverage that is less than the loan amount. Provide a copy of the final title policy or an addendum to the preliminary report verifying title insurance of at least the loan amount. |  |  |  | Reviewer Comment (2025-09-17): Accepted as is. |  |  | 09/17/2025 | 2 B |  | WA | Investment | Purchase | C B A |  | N/A | No |
| xxxxx | 4000087396 | xxxxx |  | xxxxx |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is required and was not found in file. |  |  |  |  |  | Reviewer Comment (2025-09-22): Received cleared<br>Buyer Comment (2025-09-22): Comment from [REDACTED] ([REDACTED]): This is on page 1367 of the shipping package. Please waive | 09/22/2025 |  |  | 1 C A |  | GA | Investment | Refinance - Limited Cash-out GSE | C A |  | N/A | No |
| xxxxx | 4000093335 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-09-16): Clearing based on review coming back within tolerances. | 09/16/2025 |  |  | 1 C A |  | MD | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| xxxxx | 4000093335 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  | Articles of Organization/Formation is missing. |  |  |  | Reviewer Comment (2025-09-17): Received Articles of Organization/Formation. Exception cleared.<br>Seller Comment (2025-09-17): Comment from [REDACTED] ([REDACTED]): Articles | 09/17/2025 |  |  | 1 C A |  | MD | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| xxxxx | 4000093335 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | Operating Agreement is missing. |  |  |  | Reviewer Comment (2025-09-17): Received Operating Agreement. Exception cleared.<br>Seller Comment (2025-09-17): Comment from [REDACTED] ([REDACTED]): OA | 09/17/2025 |  |  | 1 C A |  | MD | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| xxxxx | 4000093335 | xxxxx |  | xxxxx |  | Credit | Missing Document | General | Missing Document | Missing Document: Lease Agreement not provided |  | Lease Agreement is missing. |  |  |  | Reviewer Comment (2025-09-24): Appraiser comments in the appraisal report confirm that the property has undergone renovation with the kitchen and bathroom being updated recently. Hence the property is vacant. Exception cleared.<br>Seller Comment (2025-09-24): Comment from [REDACTED] ([REDACTED]): Appraisal improvements section confirms there was renovations done in kitche and bathrooms. Rent schedule attached<br>Reviewer Comment (2025-09-17): Per guidelines: Vacant properties not eligible for Refinance with exception of properties currently vacant due to the subject property<br> having undergone recent renovation or rehab, with the intention of being rented out soon. Support of this must be<br> provided via the appraiser confirming recent work completed and providing visual evidence. In scenarios like this,<br> market rent from the 1007 schedule in the property appraisal may be used to qualify.<br>Seller Comment (2025-09-17): Comment from [REDACTED] ([REDACTED]): For rent screenshot | 09/24/2025 |  |  | 1 C A |  | MD | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| xxxxx | 4000093335 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Employer Identification Number (EIN) not provided |  | EIN is missing. |  |  |  | Reviewer Comment (2025-09-17): Received Employer Identification Number. Exception cleared.<br>Seller Comment (2025-09-17): Comment from [REDACTED] ([REDACTED]): EIN | 09/17/2025 |  |  | 1 C A |  | MD | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| xxxxx | 4000090239 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-09-16): Clearing based on review coming back within tolerances. | 09/16/2025 |  |  | 1 C A |  | NY | Investment | Purchase | C A |  | N/A | No |
| xxxxx | 4000088173 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approved for using joint account for asset depletion and for excluding current primary without obtaining an appraisal, current primary is owned free and clear. Conditionally approved with access letter for funds and evidence the departing is owned free and clear. Comp factors LTV below [REDACTED]%, FICO above [REDACTED], DTI [REDACTED]%. | Borrower has verified disposable income of at least $[REDACTED].<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $[REDACTED].<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-09-17): Client exception received.<br>Reviewer Comment (2025-09-17): Client elects to waive/regrade with compensating factors. |  |  | 09/17/2025 | 2 B |  | IL | Primary | Purchase | B A | Non QM | Non QM | No |
| xxxxx | 4000089914 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Review Fee. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-09-17): Sufficient Cure Provided At Closing |  | 09/17/2025 |  | 1 A |  | OH | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| xxxxx | 4000087014 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-09-17): Accepted as is. |  |  | 09/17/2025 | 2 B |  | TX | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| xxxxx | 4000087014 | xxxxx |  | xxxxx |  | Credit | Missing Document | General | Missing Document | Missing Document: Legal Description not provided |  | Legal Description is missing. |  |  |  | Reviewer Comment (2025-09-17): Received, Clearing.<br>Seller Comment (2025-09-17): Comment from [REDACTED] ([REDACTED]): page 3 of the deed shows the legal description, | 09/17/2025 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| xxxxx | 4000086628 | xxxxx |  | xxxxx |  | Credit | Title | Document Error | Title | The Preliminary/Commitment does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. | Title Evidence: ___ <br> State: ___ |  |  |  |  | Reviewer Comment (2025-09-23): Title with policy coverage amount received<br>Seller Comment (2025-09-23): Comment from [REDACTED] ([REDACTED]): updated title commitment | 09/23/2025 |  |  | 1 C A |  | CO | Primary | Purchase | C A | Non QM | Non QM | No |
| xxxxx | 4000086628 | xxxxx |  | xxxxx |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. |  | The Hazard Insurance Policy Effective Date is after the later of the note or transaction date. Effective date is [REDACTED]. closing was [REDACTED], and disbursement was [REDACTED]. |  |  |  | Reviewer Comment (2025-09-23): Received, Clearing.<br>Seller Comment (2025-09-23): Comment from [REDACTED] ([REDACTED]): updated HOI | 09/23/2025 |  |  | 1 C A |  | CO | Primary | Purchase | C A | Non QM | Non QM | No |
| xxxxx | 4000086628 | xxxxx |  | xxxxx |  | Credit | Missing Document | General | Missing Document | Missing Document: Legal Description not provided |  | Legal description is missing. |  |  |  | Reviewer Comment (2025-09-17): Received Legal Description. Exception cleared.<br>Seller Comment (2025-09-17): Comment from [REDACTED] ([REDACTED]): page 3 of deed of trust shows the legal description | 09/17/2025 |  |  | 1 C A |  | CO | Primary | Purchase | C A | Non QM | Non QM | No |
| xxxxx | 4000089330 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Second Appraisal Fee. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-09-17): Sufficient Cure Provided At Closing |  | 09/17/2025 |  | 1 A |  | CA | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| xxxxx | 4000090768 | xxxxx |  | xxxxx |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  |  |  |  |  | Reviewer Comment (2025-09-18): Received, Clearing.<br>Seller Comment (2025-09-18): Comment from [REDACTED] ([REDACTED]): VOE | 09/18/2025 |  |  | 1 C A |  | IL | Primary | Purchase | C A | Non QM | Non QM | No |
| xxxxx | 4000090378 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Loan Estimate Timing Electronically Provided | TILA-RESPA Integrated Disclosure: Loan Estimate not delivered to Borrower(s) within three (3) business days of application. Initial Loan Estimate dated [REDACTED] was electronically provided without or prior to borrower's consent to receive electronic disclosures. Failure to comply with the provisions of the E-Sign Act and failure to provide good faith estimate of fees timely may result in additional fee tolerance violations. |  |  |  |  | Reviewer Comment (2025-09-19): [REDACTED] received eSign Process Summary which included Consent Language on Electronic Records & Signatures Agreement Consent included with Per Loan Consent receipt date.<br>Seller Comment (2025-09-18): Comment from [REDACTED] ([REDACTED]): Proof of econsent | 09/19/2025 |  |  | 1 C A |  | WA | Primary | Purchase | C A | Non QM | Non QM | No |
| xxxxx | 4000086649 | xxxxx |  | xxxxx |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | HUD-1/ CD is missing. |  |  |  | Reviewer Comment (2025-09-19): Received, Clearing.<br>Seller Comment (2025-09-18): Comment from [REDACTED] ([REDACTED]): FINAL HUD | 09/19/2025 |  |  | 1 C A |  | CA | Investment | Purchase | C A |  | N/A | No |
| xxxxx | 4000088610 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-09-17): Clearing based on review coming back within tolerances. | 09/17/2025 |  |  | 1 C A |  | MA | Primary | Purchase | C A | Non QM | Non QM | No |
| xxxxx | 4000090268 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-09-16): Clearing based on review coming back within tolerances. | 09/16/2025 |  |  | 1 C A |  | ID | Investment | Purchase | C A |  | N/A | No |
| xxxxx | 4000090276 | xxxxx |  | xxxxx |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-09-18): Accepted as is. |  |  | 09/18/2025 | 2 B |  | CA | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| xxxxx | 4000090276 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  | Business Purpose Certificate is missing. |  |  |  | Reviewer Comment (2025-09-25): Received, Clearing.<br>Seller Comment (2025-09-25): Comment from [REDACTED] ([REDACTED]): signed Biz purpose form | 09/25/2025 |  |  | 1 C A |  | CA | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| xxxxx | 4000091277 | xxxxx |  | xxxxx |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value. Sec ID: 22 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-18): Accepted as is. |  |  | 09/18/2025 | 2 A B |  | NC | Primary | Purchase | B A | Non QM | Non QM | No |
| xxxxx | 4000091277 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule (Dodd-Frank 2014): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. | Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. |  |  |  | Reviewer Comment (2025-09-18): Accepted as is. |  |  | 09/18/2025 | 2 B |  | NC | Primary | Purchase | B A | Non QM | Non QM | No |
| xxxxx | 4000091277 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule (Dodd-Frank 2014): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. | Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. |  |  |  | Reviewer Comment (2025-09-18): Accepted as is. |  |  | 09/18/2025 | 2 B |  | NC | Primary | Purchase | B A | Non QM | Non QM | No |
| xxxxx | 4000091817 | xxxxx |  | xxxxx |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Hazard Insurance Coverage Amount is insufficient. |  |  |  | Reviewer Comment (2025-09-23): Received, Clearing.<br>Seller Comment (2025-09-23): Comment from [REDACTED] ([REDACTED]): Please see the replacement cost estimator for the property. This is sufficient to support the insurance noted on the hazard insurance policy. Please clear. Thank you. | 09/23/2025 |  |  | 1 C A |  | NY | Second Home | Purchase | C A | Non QM | Non QM | No |
| xxxxx | 4000092751 | xxxxx |  | xxxxx |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Preliminary Title does not list coverage amount. |  |  |  | Reviewer Comment (2025-09-19): Accepted as is. |  |  | 09/19/2025 | 2 B |  | CA | Investment | Purchase | B A |  | N/A | No |
| xxxxx | 4000091381 | xxxxx |  | xxxxx |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-09-19): Accepted as is. |  |  | 09/19/2025 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| xxxxx | 4000091381 | xxxxx |  | xxxxx |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ | Need at least a [REDACTED] exterior appraisal for this departure residence per guidelines. |  |  |  | Reviewer Comment (2025-09-26): Received sales contract with no contingencies<br>Seller Comment (2025-09-26): Comment from [REDACTED] ([REDACTED]): Attached are the contract for departure and confirmation that contingencies have been removed. Per guides section [REDACTED] we are using this in lieu of additional appraisal product. | 09/26/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| xxxxx | 4000089011 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-09-19): Accepted as is. |  |  | 09/19/2025 | 2 B |  | WA | Second Home | Purchase | D B C A | Non QM | Non QM | No |
| xxxxx | 4000089011 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-09-19): Accepted as is. |  |  | 09/19/2025 | 2 B |  | WA | Second Home | Purchase | D B C A | Non QM | Non QM | No |
| xxxxx | 4000089011 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA - Initial Escrow Account statement Inaccurate | RESPA: Initial escrow account statement does not match charges on HUD-1/Final Closing Disclosure. | Initial escrow account statement does not match charges on HUD-1/Final Closing Disclosure is under disclosed total escrow over 1 year is $[REDACTED] is incorrect the correct amount is $[REDACTED].Provide a corrected CD. |  |  |  | Reviewer Comment (2025-09-19): Accepted as is. |  |  | 09/19/2025 | 2 B |  | WA | Second Home | Purchase | If the IEAD is correct and the CD/HUD is incorrect, we require a corrected PCCD/HUD with LOE to borrower to cure. Signature is not required.<br> If the CD/HUD is correct and the IEAD is incorrect, we require LOE and corrected IEAD to cure. Signature is not required. B | Non QM | Non QM | Yes |
| xxxxx | 4000089011 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Abstract / Title Search. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. $[REDACTED] over legal limit. Insufficient or no cure was provided to the borrower. | Zero Percent Fee Tolerance exceeded for Abstract / Title Search. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. $[REDACTED] over legal limit. Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2025-09-29): [REDACTED] received Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD.<br>Seller Comment (2025-09-26): Comment from [REDACTED] ([REDACTED]): cure package |  | 09/29/2025 |  | 2 C B |  | WA | Second Home | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| xxxxx | 4000089011 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Closing / Title | Missing Document | Missing Document: Security Instrument - Subject Lien not provided |  |  |  |  |  | Reviewer Comment (2025-09-23): Received Security Instrument - Subject Lien. Exception cleared.<br>Seller Comment (2025-09-23): Comment from [REDACTED] ([REDACTED]): DoT | 09/23/2025 |  |  | 1 D A |  | WA | Second Home | Purchase | D B C A | Non QM | Non QM | No |
| xxxxx | 4000089011 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Property is a flip and not marketed or placed on MLS seller is XXXX | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $[REDACTED].<br>Borrower has worked in the same position for more than 3 years.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of 4 months PITIA or more.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $[REDACTED].<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-09-19): Lender exception conditionally approved. All conditions met |  |  | 09/19/2025 | 2 B |  | WA | Second Home | Purchase | D B C A | Non QM | Non QM | No |
| xxxxx | 4000089870 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-09-22): Accepted as is. |  |  | 09/22/2025 | 2 B |  | SC | Primary | Purchase | C B A | Non QM | Non QM | No |
| xxxxx | 4000089870 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. $[REDACTED] over legal limit. Insufficient or no cure was provided to the borrower. | No cure provided |  |  |  | Reviewer Comment (2025-10-01): [REDACTED] received a valid COC.<br>Seller Comment (2025-09-29): Comment from [REDACTED] ([REDACTED]): Complexity explanation.<br>Reviewer Comment (2025-09-24): [REDACTED] received COC stating "complexity" however we required the reason as to what caused the property to be complex .Kindly provide detail reason for complexity in order to clear the exception<br>Seller Comment (2025-09-23): Comment from [REDACTED] ([REDACTED]): attached | 10/01/2025 |  |  | 1 C A |  | SC | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| xxxxx | 6000097458 | xxxxx |  | xxxxx |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2025-10-14): Received, Clearing. | 10/14/2025 |  |  | 1 D A |  | TX | Second Home | Purchase | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 6000097458 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Other Includes Insurance Costs | TILA-RESPA Integrated Disclosure - Projected Payments Estimated Taxes, Insurance, & Assessments: Final Closing Disclosure provided on [REDACTED] disclosed whether insurance is included in escrow in incorrect section. Creditor disclosed insurance cost to consumer in "Other" section where regulation requires insurance to be disclosure under "Homeowner's Insurance" section. Disclosure requirement met, non-material exception for incorrect format/placement. |  |  |  |  | Reviewer Comment (2025-09-23): Accepted as is. |  |  | 09/23/2025 | 2 B |  | TX | Second Home | Purchase | Good Faith Redisclosure D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| xxxxx | 6000097458 | xxxxx |  | xxxxx |  | Property | Valuation | General | Valuation | Valuation Product pending |  | [REDACTED] / Collateral Desktop Analysis ([REDACTED]) - With MLS Sheets - 2 Days |  |  |  | Reviewer Comment (2025-10-14): Received, Clearing.<br>Reviewer Comment (2025-10-12): Valuation Received - [REDACTED] | 10/14/2025 |  |  | 1 A |  | TX | Second Home | Purchase | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 6000097482 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2025-10-15): Provided. Clearing. | 10/15/2025 |  |  | 1 C A |  | NJ | Second Home | Purchase | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 6000097446 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud report document is missing. |  |  |  | Reviewer Comment (2025-10-15): Provided. Cleared. | 10/15/2025 |  |  | 1 C A |  | CA | Second Home | Purchase | D B C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 6000097446 | xxxxx |  | xxxxx |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized, and was originated with an Appraisal Waiver. The supporting secondary valuation is missing. Sec ID: 36 |  |  |  |  |  | Reviewer Comment (2025-10-10): AVM received and supports value | 10/10/2025 |  |  | 1 D A B C |  | CA | Second Home | Purchase | D B C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 6000097446 | xxxxx |  | xxxxx |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized, and was originated with an Appraisal Waiver. Secondary Valuation supports value. Sec ID: 89 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-10): Client elects to waive |  |  | 10/10/2025 | 2 B |  | CA | Second Home | Purchase | D B C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 6000097507 | xxxxx |  | xxxxx |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 |  | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2025-10-14): Received, Clearing. | 10/14/2025 |  |  | 1 D A |  | CO | Second Home | Purchase | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 6000097507 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Missing Mortgage Insurance Disclosure |  |  |  | Reviewer Comment (2025-10-07): Cancel.<br>Seller Comment (2025-10-06): The mortgage insurance disclosure is not required on a second home or investment property<br>Seller Comment (2025-10-06): MI | 10/07/2025 |  |  | 1 C A |  | CO | Second Home | Purchase | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 6000097507 | xxxxx |  | xxxxx |  | Property | Valuation | General | Valuation | Valuation Product pending |  | [REDACTED] / Collateral Desktop Analysis ([REDACTED]) - With MLS Sheets - 2 Days |  |  |  | Reviewer Comment (2025-10-14): Received, Clearing.<br>Reviewer Comment (2025-10-13): Valuation Received - [REDACTED] | 10/14/2025 |  |  | 1 A |  | CO | Second Home | Purchase | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 6000097500 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2025-10-15): Received. Cleared. | 10/15/2025 |  |  | 1 C A |  | NC | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 6000097500 | xxxxx |  | xxxxx |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Replacement cost estimator is missing from the file. |  |  |  | Reviewer Comment (2025-10-04): Received, Clearing.<br>Seller Comment (2025-10-03): Master & H06 | 10/04/2025 |  |  | 1 C A |  | NC | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 6000097500 | xxxxx |  | xxxxx |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | Award letter is missing. |  |  |  | Reviewer Comment (2025-10-14): Received, Clearing.<br>Seller Comment (2025-10-14): Please see pages 1 and 2 which support the pension income<br>Reviewer Comment (2025-10-09): The award letter for the pension income is what is needed not the SSI.<br>Seller Comment (2025-10-08): Award Letter attached | 10/14/2025 |  |  | 1 C A |  | NC | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 6000097500 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | Loan Designation discrepancy due to missing Award letter. |  |  |  | Reviewer Comment (2025-10-14): Received, Clearing. | 10/14/2025 |  |  | 1 B A C |  | NC | Second Home | Purchase | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| xxxxx | 6000097500 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. | Loan Designation discrepancy due to missing Award letter. |  |  |  | Reviewer Comment (2025-10-14): Received, Clearing. | 10/14/2025 |  |  | 1 C A |  | NC | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 6000097500 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [REDACTED] disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $[REDACTED] is over disclosed by $[REDACTED] compared to the calculated Amount Financed of $[REDACTED] and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated [REDACTED]). | Finance Charge disclosed is $[REDACTED]. Calculated finance charge is $[REDACTED]. Variance of $[REDACTED]. |  |  |  | Reviewer Comment (2025-10-19): [REDACTED] received PCCD, LOE, Copy of Refund Check and Proof of Mailing.<br>Reviewer Comment (2025-10-06): The $[REDACTED] Courier Fee is based on the Buyer Mail Away fee listed in section H and paid to title company. While the fee is disclosed in section H it is not an excludable fee.<br>Seller Comment (2025-10-03): Why are you including $[REDACTED] Title-Examination fee which you have listed as - Courier / Express Mail / Messenger Fee on your [REDACTED] report |  | 10/19/2025 |  | 2 C B |  | NC | Second Home | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| xxxxx | 6000097500 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [REDACTED] disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $[REDACTED]is under disclosed by $[REDACTED] compared to the calculated Finance Charge of $[REDACTED] which exceeds the $[REDACTED] threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated [REDACTED]). | Finance Charge disclosed is $[REDACTED]. Calculated finance charge is $[REDACTED]. Variance of $[REDACTED]. |  |  |  | Reviewer Comment (2025-10-19): [REDACTED] received PCCD, LOE, Copy of Refund Check and Proof of Mailing.<br>Seller Comment (2025-10-17): cure<br>Reviewer Comment (2025-10-06): The $[REDACTED] Courier Fee is based on the Buyer Mail Away fee listed in section H and paid to title company. While the fee is disclosed in section H it is not an excludable fee. |  | 10/19/2025 |  | 2 C B |  | NC | Second Home | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| xxxxx | 6000097500 | xxxxx |  | xxxxx |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | Award letter is missing. |  |  |  | Reviewer Comment (2025-10-14): Received, Clearing. | 10/14/2025 |  |  | 1 C A |  | NC | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 6000097500 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - QM Impact | General QM: There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | Loan Designation discrepancy due to missing Award letter. |  |  |  | Reviewer Comment (2025-10-14): Received, Clearing. | 10/14/2025 |  |  | 1 C A |  | NC | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 6000097498 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | The file is missing a copy Fraud Report for borrower. |  |  |  | Reviewer Comment (2025-10-15): Fraud Report provided. Cleared. | 10/15/2025 |  |  | 1 C A |  | SC | Second Home | Purchase | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 6000097498 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [REDACTED]disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $[REDACTED] is under disclosed by $[REDACTED] compared to the calculated Finance Charge of $[REDACTED] which exceeds the $[REDACTED] threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated [REDACTED]). | Closing Disclosure reflects Finance Charge of $[REDACTED] but calculated Finance Charge of $[REDACTED]Variance = $[REDACTED]. Lender to provide corrected CD and copy of letter sent to borrower explaining changes. |  |  |  | Reviewer Comment (2025-10-21): Amortization shows MI cutoff at [REDACTED]% | 10/21/2025 |  |  | 1 C A |  | SC | Second Home | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| xxxxx | 6000097498 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Total Of Payments | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on[REDACTED] disclosed an inaccurate Total of Payments on page 5 that does not match the actual total of payments for the loan (fee amounts included in TOP calculation are based on Closing Disclosure dated [REDACTED]. The disclosed Total of Payments in the amount of $[REDACTED] is under disclosed by $[REDACTED] compared to the calculated total of payments of $[REDACTED] which exceeds the $[REDACTED] threshold. | Disclosure reflects Total of Payments of $[REDACTED] but calculated Total of Payments of $[REDACTED] Variance = $[REDACTED]. |  |  |  | Reviewer Comment (2025-10-21): Amortization shows MI cutoff at [REDACTED]% | 10/21/2025 |  |  | 1 C A |  | SC | Second Home | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| xxxxx | 6000097498 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Projected P&I Min Payment Fixed Rate Subsequent Payments | TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on [REDACTED]disclosed a periodic principal and interest payment for payment stream [REDACTED] that does not match the actual payment for the loan. | Disclosure did not show the interest payment for payment stream [REDACTED] accurately. |  |  |  | Reviewer Comment (2025-10-21): Amortization shows MI cutoff at [REDACTED]%<br>Seller Comment (2025-10-20): The Homeowners Protection Act of 1998 (HPA), which dictates the rules for PMI cancellation and disclosure, explicitly exempts second-home loans and vacation properties. This means that the HPA's specific rules for automatic termination and mandatory disclosure do not apply. <br> HPA specifically applies to primary residence.<br>Seller Comment (2025-10-20): Finance charge response | 10/21/2025 |  |  | 1 C A |  | SC | Second Home | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| xxxxx | 6000097442 | xxxxx |  | xxxxx |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 |  | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2025-10-14): Received, Clearing. | 10/14/2025 |  |  | 1 D A |  | KY | Second Home | Purchase | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 6000097442 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2025-10-15): Provided. Cleared. | 10/15/2025 |  |  | 1 C A |  | KY | Second Home | Purchase | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 6000097442 | xxxxx |  | xxxxx |  | Property | Valuation | General | Valuation | Valuation Product pending |  | [REDACTED] / Collateral Desktop Analysis ([REDACTED]) - With MLS Sheets - 2 Days |  |  |  | Reviewer Comment (2025-10-14): Received, Clearing.<br>Reviewer Comment (2025-10-13): Valuation Received - [REDACTED] | 10/14/2025 |  |  | 1 A |  | KY | Second Home | Purchase | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 6000097474 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2025-10-15): Provided. Cleared. | 10/15/2025 |  |  | 1 C A |  | GA | Second Home | Purchase | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 6000097474 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-09-29): Sufficient Cure Provided At Closing |  | 09/29/2025 |  | 1 A |  | GA | Second Home | Purchase | Final CD evidences Cure A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| xxxxx | 6000097431 | xxxxx |  | xxxxx |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  | Verified liquid assets in the amount of $[REDACTED] are insufficient to meet cash to close of $[REDACTED]. |  |  |  | Reviewer Comment (2025-10-02): Received evidence of sufficient assets to close and reserves. | 10/02/2025 |  |  | 1 C A |  | FL | Second Home | Purchase | D B C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| xxxxx | 6000097431 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2025-10-15): Provided. Cleared. | 10/15/2025 |  |  | 1 C A |  | FL | Second Home | Purchase | D B C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| xxxxx | 6000097431 | xxxxx |  | xxxxx |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | 2 months bank statements are not provided. |  |  |  | Reviewer Comment (2025-10-02): Funds are not being used. | 10/02/2025 |  |  | 1 C A |  | FL | Second Home | Purchase | D B C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| xxxxx | 6000097431 | xxxxx |  | xxxxx |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2025-10-14): Received, Clearing. | 10/14/2025 |  |  | 1 D A |  | FL | Second Home | Purchase | D B C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| xxxxx | 6000097431 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-09-23): Accepted as is. |  |  | 09/23/2025 | 2 B |  | FL | Second Home | Purchase | D B C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| xxxxx | 6000097431 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Higher Priced QM (APOR). | Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Higher Priced QM (APOR). |  |  |  | Reviewer Comment (2025-10-20): Clearing.<br>Seller Comment (2025-10-20): [REDACTED] has been cleared - please clear | 10/20/2025 |  |  | 1 B A C |  | FL | Second Home | Purchase | Lender to provide updated ATR/QM status D B C | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes |
| xxxxx | 6000097431 | xxxxx |  | xxxxx |  | Credit | Asset | Asset Calculation / Analysis | Asset | AUS Findings: Available for Reserves discrepancy. |  | DU findings requires reserves to be verified in the amount of $[REDACTED]. Borrower is short reserves. |  |  |  | Reviewer Comment (2025-10-02): Received evidence of sufficient assets to close and reserves. | 10/02/2025 |  |  | 1 C A |  | FL | Second Home | Purchase | D B C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| xxxxx | 6000097431 | xxxxx |  | xxxxx |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal was made "subject to" and Form 1004D/442 was not provided. |  |  |  |  |  | Reviewer Comment (2025-10-02): Pool inspection report received & associated. Exception cleared.<br>Seller Comment (2025-10-01): Completion | 10/02/2025 |  |  | 1 C A |  | FL | Second Home | Purchase | D B C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| xxxxx | 6000097431 | xxxxx |  | xxxxx |  | Property | Valuation | General | Valuation | Valuation Product pending |  | [REDACTED] / Collateral Desktop Analysis ([REDACTED]) - With MLS Sheets - 2 Days |  |  |  | Reviewer Comment (2025-10-14): Received, Clearing.<br>Reviewer Comment (2025-10-13): Valuation Received - [REDACTED] | 10/14/2025 |  |  | 1 A |  | FL | Second Home | Purchase | D B C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| xxxxx | 6000097479 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud Report was not provided in the file. |  |  |  | Reviewer Comment (2025-10-15): Provided. Cleared. | 10/15/2025 |  |  | 1 C A |  | FL | Second Home | Purchase | D B C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 6000097479 | xxxxx |  | xxxxx |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized, and was originated with an Appraisal Waiver. The supporting secondary valuation is missing. Sec ID: 36 |  |  |  |  |  | Reviewer Comment (2025-10-10): AVM received and supports value | 10/10/2025 |  |  | 1 D A B C |  | FL | Second Home | Purchase | D B C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 6000097479 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | Missing Disclosure | Notice of Special Flood Hazard Disclosure Missing | FDPA Notification Rule: Creditor did not provide a Notice of Special Flood Hazard Disclosure for property located in a flood zone. | Notice of Special Flood Hazard Disclosure provided in the file was not signed and dated by the borrower(s). |  |  |  | Reviewer Comment (2025-09-23): Accepted as is. |  |  | 09/23/2025 | 2 B |  | FL | Second Home | Purchase | D B C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 6000097479 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Self-Employed Tax Return Recency - QM | General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [REDACTED], Most Recent Tax Return End Date [REDACTED], Tax Return Due Date [REDACTED]. |  |  |  |  | Reviewer Comment (2025-09-23): Accepted as is. |  |  | 09/23/2025 | 2 B |  | FL | Second Home | Purchase | D B C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 6000097479 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Self-Employed Tax Return Recency - QM | General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [REDACTED], Most Recent Tax Return End Date [REDACTED], Tax Return Due Date [REDACTED]. |  |  |  |  | Reviewer Comment (2025-09-23): Accepted as is. |  |  | 09/23/2025 | 2 B |  | FL | Second Home | Purchase | D B C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 6000097479 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Self-Employed Tax Return Recency - QM | General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [REDACTED], Most Recent Tax Return End Date [REDACTED], Tax Return Due Date [REDACTED]. |  |  |  |  | Reviewer Comment (2025-09-23): Accepted as is. |  |  | 09/23/2025 | 2 B |  | FL | Second Home | Purchase | D B C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 6000097479 | xxxxx |  | xxxxx |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized, and was originated with an Appraisal Waiver. Secondary Valuation supports value. Sec ID: 89 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-10): Client elects to waive |  |  | 10/10/2025 | 2 B |  | FL | Second Home | Purchase | D B C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 6000097448 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2025-10-15): Received. Cleared. | 10/15/2025 |  |  | 1 C A |  | AZ | Second Home | Purchase | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 6000097432 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Higher Priced QM (APOR). | Loan Designation of Higher Priced QM (APOR) due to [REDACTED]% APR exceeds [REDACTED]% threshold. |  |  |  | Reviewer Comment (2025-10-20): Received, Clearing.<br>Seller Comment (2025-10-20): Rate lock<br>Reviewer Comment (2025-10-14): Please provide documentation to verify the correct undiscounted rate and undiscount interest reate price percentage.<br>Reviewer Comment (2025-10-14): Please provide documentation to verify the correct undiscounted rate and un<br>Seller Comment (2025-10-10): Please see attached | 10/20/2025 |  |  | 1 B A C |  | FL | Second Home | Purchase | Lender to provide updated ATR/QM status C | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes |
| xxxxx | 6000097445 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Evidence of primary appraisal delivery to the borrower was not located in the file. |  |  |  | Reviewer Comment (2025-09-23): Accepted as is. |  |  | 09/23/2025 | 2 B |  | WI | Second Home | Purchase | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 6000097456 | xxxxx |  | xxxxx |  | Credit | Missing Document | General | Missing Document | Missing Document: Legal Description not provided |  | Legal Description is not provided. |  |  |  | Reviewer Comment (2025-10-07): Cleared. Received legal description. | 10/07/2025 |  |  | 1 C A |  | FL | Second Home | Purchase | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| xxxxx | 6000097456 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Higher Priced QM (APOR). | Loan Designation discrepancy due to missing most recent signed and dated 1040's. |  |  |  | Reviewer Comment (2025-10-14): Received, Clearing.<br>Seller Comment (2025-10-14): Per FNMA B3-3.1-02, tax transcripts are acceptable in lieu of signed tax returns. The file contains tax transcripts for [REDACTED]and [REDACTED]<br>Reviewer Comment (2025-10-09): The signed [REDACTED] 1040s are what are needed.<br>Seller Comment (2025-10-08): Please see attached [REDACTED] Tax Extension. I am not aware of an Agency requirement for Profit & Loss statements. I believe that guideline was retired some time ago. | 10/14/2025 |  |  | 1 B A C |  | FL | Second Home | Purchase | Lender to provide updated ATR/QM status C B | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes |
| xxxxx | 6000097456 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Self-Employed Tax Return Recency - QM | General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [REDACTED], Most Recent Tax Return End Date [REDACTED], Tax Return Due Date [REDACTED]. | The business or personal tax returns provided are not the most recent. Application Date [REDACTED], Most Recent Tax Return End Date [REDACTED], Tax Return Due Date [REDACTED]. |  |  |  | Reviewer Comment (2025-09-23): Accepted as is. |  |  | 09/23/2025 | 2 B |  | FL | Second Home | Purchase | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| xxxxx | 6000097447 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $[REDACTED]exceeds tolerance of $[REDACTED]plus [REDACTED]% or $[REDACTED]. $[REDACTED]over legal limit. Insufficient or no cure was provided to the borrower. | Valid change of circumstance or sufficient cure is missing. |  |  |  | Reviewer Comment (2025-10-17): [REDACTED] received Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD.<br>Seller Comment (2025-10-16): Proof of delivery<br>Reviewer Comment (2025-10-13): [REDACTED] received Post CD,LOX,Copy of refund check and proof of mailing. XXXX tracking indicates label has been created, but package has not been shipped. Proof of mailing required to cure.<br>Seller Comment (2025-10-10): Please see attached |  | 10/17/2025 |  | 2 C B |  | TX | Second Home | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| xxxxx | 6000097452 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [REDACTED] disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $[REDACTED]is over disclosed by $[REDACTED]compared to the calculated Amount Financed of $vand the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated [REDACTED]). | The disclosed Amount Financed in the amount of $[REDACTED]is over disclosed by $[REDACTED]compared to the calculated Amount Financed of $[REDACTED]. |  |  |  | Reviewer Comment (2025-10-16): [REDACTED] received compliance report confirming MI cutoff at [REDACTED]%<br>Seller Comment (2025-10-15): MAVENT UPLOADED | 10/16/2025 |  |  | 1 C A |  | OK | Second Home | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| xxxxx | 6000097452 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [REDACTED] disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $[REDACTED]is under disclosed by $[REDACTED]compared to the calculated Finance Charge of $[REDACTED]which exceeds the $[REDACTED]threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated [REDACTED]). | The disclosed Finance Charge in the amount of $[REDACTED]is under disclosed by $[REDACTED]compared to the calculated Finance Charge of $[REDACTED]. |  |  |  | Reviewer Comment (2025-10-16): [REDACTED] received compliance report confirming MI cutoff at [REDACTED]% | 10/16/2025 |  |  | 1 C A |  | OK | Second Home | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| xxxxx | 6000097452 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Projected P&I Min Payment Fixed Rate Subsequent Payments | TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on [REDACTED] disclosed a periodic principal and interest payment for payment stream 2 that does not match the actual payment for the loan. | Final Closing Disclosure provided on [REDACTED] disclosed a periodic principal and interest payment for payment stream 2 that does not match the actual payment for the loan. Due to Mortgage Insurance in the amount of $[REDACTED] for payment stream one (1) is was taken out of payment stream two (2). |  |  |  | Reviewer Comment (2025-10-16): [REDACTED] received compliance report confirming MI cutoff at [REDACTED]% | 10/16/2025 |  |  | 1 C A |  | OK | Second Home | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| xxxxx | 6000097452 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Total Of Payments | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [REDACTED] disclosed an inaccurate Total of Payments on page 5 that does not match the actual total of payments for the loan (fee amounts included in TOP calculation are based on Closing Disclosure dated [REDACTED]). The disclosed Total of Payments in the amount of $[REDACTED]is under disclosed by $[REDACTED]compared to the calculated total of payments of $[REDACTED]which exceeds the $[REDACTED]threshold. | The disclosed Total of Payments in the amount of $[REDACTED] is under disclosed by $[REDACTED] compared to the calculated total of payments of $[REDACTED]. |  |  |  | Reviewer Comment (2025-10-16): [REDACTED] received compliance report confirming MI cutoff at [REDACTED]% | 10/16/2025 |  |  | 1 C A |  | OK | Second Home | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| xxxxx | 6000097461 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Non Escrow Costs Year 1 Overdisclosed - October 2018 | TILA-RESPA Integrated Disclosure - Loan Disclosures: Non Escrowed Property Costs over Year 1 of [REDACTED]on Final Closing Disclosure provided on [REDACTED] are overdisclosed. | Mortgage insurance was disclosed as a non-escrowed property cost on p. 4 of the final Closing Disclosure. Mortgage insurance is not a property cost. |  |  |  | Reviewer Comment (2025-10-23): [REDACTED] received corrected PCCD and LOE<br>Seller Comment (2025-10-22): PCCD<br>Reviewer Comment (2025-10-17): [REDACTED]: On Final CD page 4 non-escrowed property costs over year 1 indicates in the amount of $[REDACTED] (MI), which seems it is for the monthly MI charged to borrower. However, Lenders cannot waive an escrow account for certain transactions for the payment of premiums for borrower-purchased mortgage insurance.<br>Seller Comment (2025-10-16): Invalid |  | 10/23/2025 |  | 2 C B |  | FL | Second Home | Purchase | Letter of Explanation & Corrected Closing Disclosure B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| xxxxx | 6000097461 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The private mortgage insurance disclosure is not located in the file. |  |  |  | Reviewer Comment (2025-10-04): Received, Clearing.<br>Seller Comment (2025-10-03): The CD correctly lists the MI<br>Seller Comment (2025-10-03): MI | 10/04/2025 |  |  | 1 C A |  | FL | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 6000097439 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of [REDACTED] QM (APOR) does not match Due Diligence Loan Designation of Higher Priced QM (APOR). | Lender designation was [REDACTED] QM (APOR) however due to APOR on date of rate lock the calculated designation is Higher Priced QM(APOR). Waterfall finding due to classification as Higher Priced loan through audit, resulting in a loan designation discrepancy. |  |  |  | Reviewer Comment (2025-10-09): Received, Clearing.<br>Seller Comment (2025-10-09): QM response | 10/09/2025 |  |  | 1 B A C |  | FL | Second Home | Purchase | Lender to provide updated ATR/QM status C | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes |
| xxxxx | 6000097487 | xxxxx |  | xxxxx |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 |  | Secondary valuation not provided. |  |  |  | Reviewer Comment (2025-10-14): Received, Clearing. | 10/14/2025 |  |  | 1 D A |  | TX | Second Home | Purchase | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 6000097487 | xxxxx |  | xxxxx |  | Credit | Property - Appraisal | General Appraisal Requirements | Property - Appraisal | Incorrect Appraisal Form type: Appraisal Form 1004/70 used for incorrect Subject property type. | - ___ | Property is Condo, however 1004 was provided instead of 1073. |  |  |  | Reviewer Comment (2025-09-23): Accepted as is. |  |  | 09/23/2025 | 2 B |  | TX | Second Home | Purchase | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 6000097487 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $[REDACTED]exceeds tolerance of $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. | Credit Report Fee was last disclosed as $[REDACTED]on Loan Estimate but disclosed as $[REDACTED]on Final Closing Disclosure. |  |  |  | Reviewer Comment (2025-09-22): Sufficient Cure Provided At Closing |  | 09/22/2025 |  | 1 A |  | TX | Second Home | Purchase | Final CD evidences Cure B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| xxxxx | 6000097487 | xxxxx |  | xxxxx |  | Property | Valuation | General | Valuation | Valuation Product pending |  | [REDACTED]/ Collateral Desktop Analysis ([REDACTED]) - With MLS Sheets - [REDACTED] Days |  |  |  | Reviewer Comment (2025-10-14): Received, Clearing.<br>Reviewer Comment (2025-10-12): Valuation Received - [REDACTED] | 10/14/2025 |  |  | 1 A |  | TX | Second Home | Purchase | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 6000097501 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Evidence of primary appraisal delivery to the borrower was not located in the file. |  |  |  | Reviewer Comment (2025-09-23): Accepted as is. |  |  | 09/23/2025 | 2 B |  | NC | Second Home | Purchase | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 6000097480 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-10-02): Accepted as is. |  |  | 10/02/2025 | 2 B |  | ME | Second Home | Purchase | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 6000097480 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID | TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $[REDACTED]exceeds tolerance of $[REDACTED]plus [REDACTED]% or $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-10-22): Sufficient Cure Provided At Closing |  | 10/22/2025 |  | 1 A |  | ME | Second Home | Purchase | Final CD evidences Cure B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| xxxxx | 6000097480 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $[REDACTED]exceeds tolerance of $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-10-22): Sufficient Cure Provided At Closing |  | 10/22/2025 |  | 1 A |  | ME | Second Home | Purchase | Final CD evidences Cure B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| xxxxx | 6000097495 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Extension Fee. Fee Amount of $[REDACTED]exceeds tolerance of $[REDACTED]. $[REDACTED]over legal limit. Insufficient or no cure was provided to the borrower. | The Extension fee $[REDACTED] was added to Closing Disclosure dated [REDACTED]. A valid change of circumstance was not provided for fee change, and no evidence of tolerance cure was in the file. |  |  |  | Reviewer Comment (2025-10-17): [REDACTED] received updated CD and valid chsnged circumstance.<br>Seller Comment (2025-10-16): Lender response<br>Reviewer Comment (2025-10-08): [REDACTED] received COC dated [REDACTED] however the fee has been added on CD dated [REDACTED] for $[REDACTED]. Kindly provide a valid COC for the fee added or cure due to borrower Cure documents consist of Post CD,LOX,Copy of refund check and proof of mailing.<br>Seller Comment (2025-10-07): COC for Extension fee | 10/17/2025 |  |  | 1 C A |  | OH | Second Home | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| xxxxx | 6000097497 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Appraisal report dated [REDACTED] missing evidence of receipt. |  |  |  | Reviewer Comment (2025-09-23): Accepted as is. |  |  | 09/23/2025 | 2 B |  | FL | Second Home | Purchase | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| xxxxx | 6000097497 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of [REDACTED] QM (APOR) does not match Due Diligence Loan Designation of Higher Priced QM (APOR). | Originator Loan Designation of [REDACTED] QM (APOR) does not match Due Diligence Loan Designation of Higher Priced QM (APOR). |  |  |  | Reviewer Comment (2025-10-22): Received, Clearing.<br>Seller Comment (2025-10-22): [REDACTED] APR of [REDACTED]%, APOR is [REDACTED] with a rate spread of [REDACTED]. HPML | 10/22/2025 |  |  | 1 B A C |  | FL | Second Home | Purchase | Lender to provide updated ATR/QM status C B | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes |
| xxxxx | 6000097490 | xxxxx |  | xxxxx |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-09-23): Accepted as is. |  |  | 09/23/2025 | 2 B |  | CA | Second Home | Purchase | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 6000097490 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. | Appraisal report is missing evidence of receipt. |  |  |  | Reviewer Comment (2025-09-23): Accepted as is. |  |  | 09/23/2025 | 2 B |  | CA | Second Home | Purchase | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 6000097489 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2025-10-15): Provided. Cleared. | 10/15/2025 |  |  | 1 C A |  | NC | Second Home | Purchase | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 6000097499 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of [REDACTED] QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. | Missing documentation obtained no more than [REDACTED]days prior to closing supporting co-borrower's income used to qualify, causing a loan designation discrepancy. |  |  |  | Reviewer Comment (2025-10-14): Received, Clearing. | 10/14/2025 |  |  | 1 B A C |  | SC | Second Home | Purchase | Lender to provide updated ATR/QM status C | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes |
| xxxxx | 6000097499 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Income and Assets - Wages | General QM: Unable to verity income due to, WVOE provided was dated more than [REDACTED] days prior to closing. | Missing documentation obtained no more than [REDACTED] days prior to closing supporting co-borrower's income used to qualify. |  |  |  | Reviewer Comment (2025-10-14): Received, Clearing.<br>Seller Comment (2025-10-14): Located in file<br>Reviewer Comment (2025-10-09): Please provide the Day 1 Certainty Report.<br>Seller Comment (2025-10-08): As indicated in DU items [REDACTED] and [REDACTED], the income and employment were approved using Day 1 Certainty. Must close date [REDACTED], loan closed on [REDACTED]. | 10/14/2025 |  |  | 1 C A |  | SC | Second Home | Purchase | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| xxxxx | 6000097451 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Missing evidence of appraisal receipt three (3) business days prior to closing. |  |  |  | Reviewer Comment (2025-09-23): Accepted as is. |  |  | 09/23/2025 | 2 B |  | FL | Second Home | Purchase | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 6000097451 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Missing evidence of appraisal receipt three (3) business days prior to closing. |  |  |  | Reviewer Comment (2025-09-23): Accepted as is. |  |  | 09/23/2025 | 2 B |  | FL | Second Home | Purchase | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 6000097459 | xxxxx |  | xxxxx |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | Received only [REDACTED] month bank statement for [REDACTED] Account # [REDACTED]and #[REDACTED] as well as [REDACTED] #[REDACTED]. An additional 1 month consecutive bank statement for all the [REDACTED] accounts is required. |  |  |  | Reviewer Comment (2025-10-09): Clearing.<br>Seller Comment (2025-10-08): Per FNMA B3-4.3-01, when the account is made up of stocks and mutual funds, only the most recent monthly or quarterly statement is required. 2 months statements are required only on depository accounts. | 10/09/2025 |  |  | 1 C A |  | NC | Second Home | Purchase | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 6000097459 | xxxxx |  | xxxxx |  | Credit | Asset | Asset Documentation | Asset | Asset documentation requirements not met. |  | Received only [REDACTED] month bank statement for [REDACTED] # [REDACTED]and #[REDACTED]as well as [REDACTED] #[REDACTED]. An additional [REDACTED] month consecutive bank statement for all the [REDACTED]accounts is required. |  |  |  | Reviewer Comment (2025-10-09): Clearing. | 10/09/2025 |  |  | 1 C A |  | NC | Second Home | Purchase | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 6000097459 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of [REDACTED] QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | Waterfall due to insufficient asset verification, required by the AUS approval. |  |  |  | Reviewer Comment (2025-10-09): Received, Clearing. | 10/09/2025 |  |  | 1 B A C |  | NC | Second Home | Purchase | Lender to provide updated ATR/QM status C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| xxxxx | 6000097459 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - QM Impact | General QM: There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | Waterfall due to insufficient asset verification, required by the AUS approval. |  |  |  | Reviewer Comment (2025-10-09): Received, Clearing. | 10/09/2025 |  |  | 1 C A |  | NC | Second Home | Purchase | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 6000097459 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. | Waterfall due to insufficient asset verification, required by the AUS approval. |  |  |  | Reviewer Comment (2025-10-09): Received, Clearing. | 10/09/2025 |  |  | 1 C A |  | NC | Second Home | Purchase | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 6000097464 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Self-Employed Tax Return Recency - QM | General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [REDACTED], Most Recent Tax Return End Date [REDACTED], Tax Return Due Date [REDACTED]. | The most recent year ([REDACTED]) signed and dated personal and business tax returns for the [REDACTED] are missing. Extensions for [REDACTED] personal tax return is provided. |  |  |  | Reviewer Comment (2025-09-25): Accepted as is. |  |  | 09/25/2025 | 2 B |  | NM | Second Home | Purchase | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 6000097449 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $[REDACTED]exceeds tolerance of $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-09-29): Sufficient Cure Provided At Closing |  | 09/29/2025 |  | 1 A |  | TN | Second Home | Purchase | Final CD evidences Cure A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| xxxxx | 6000097506 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. | Verification appraisal was delivered to borrower 3 business days prior to closing was not provided. |  |  |  | Reviewer Comment (2025-09-25): Accepted as is. |  |  | 09/25/2025 | 2 B |  | NC | Second Home | Purchase | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 6000097436 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of [REDACTED] QM (APOR) does not match Due Diligence Loan Designation of Higher Priced QM (APOR). | Originator Loan Designation of [REDACTED] QM (APOR) does not match Due Diligence Loan Designation of Higher Priced QM (APOR). |  |  |  | Reviewer Comment (2025-10-14): Received, Clearing.<br>Seller Comment (2025-10-14): Loan designation is QM HPML - Rebuttable Presumption as identified on the Lender's [REDACTED] | 10/14/2025 |  |  | 1 B A C |  | MI | Second Home | Purchase | Lender to provide updated ATR/QM status C | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes |
| xxxxx | 6000097436 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The Private Mortgage Insurance Disclosure is not located in the file. |  |  |  | Reviewer Comment (2025-10-16): Received, Clearing.<br>Seller Comment (2025-10-16): PMI disclosure | 10/16/2025 |  |  | 1 C A |  | MI | Second Home | Purchase | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| xxxxx | 6000097450 | xxxxx |  | xxxxx |  | Credit | Missing Document | General | Missing Document | Missing Document: Legal Description not provided |  | Legal Description is missing in the file |  |  |  | Reviewer Comment (2025-10-07): Cleared. Received legal description. | 10/07/2025 |  |  | 1 C A |  | FL | Second Home | Purchase | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 6000097433 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Closing Disclosure Timing without Waiver | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. | Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing |  |  |  | Reviewer Comment (2025-10-17): [REDACTED] received [REDACTED] Initial CD, 3 business days prior to the consummation.<br>Seller Comment (2025-10-16): Invalid | 10/17/2025 |  |  | 1 C A |  | NC | Second Home | Purchase | No Defined Cure A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 6000097454 | xxxxx |  | xxxxx |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2025-10-14): Received, Clearing. | 10/14/2025 |  |  | 1 D A |  | FL | Second Home | Purchase | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 6000097454 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - List of Homeownership Counseling Organizations Missing | RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower. | Homeownership Counseling Organizations document not provided. |  |  |  | Reviewer Comment (2025-10-09): Accepted as is. |  |  | 10/09/2025 | 2 B |  | FL | Second Home | Purchase | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 6000097454 | xxxxx |  | xxxxx |  | Property | Valuation | General | Valuation | Valuation Product pending |  | [REDACTED]/ Collateral Desktop Analysis (CDA) - With MLS Sheets - [REDACTED] Days |  |  |  | Reviewer Comment (2025-10-14): Received, Clearing.<br>Reviewer Comment (2025-10-13): Valuation Received - [REDACTED] | 10/14/2025 |  |  | 1 A |  | FL | Second Home | Purchase | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 6000097438 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud report is not provided |  |  |  | Reviewer Comment (2025-10-15): Cleared, Fraud report received and reviewed. | 10/15/2025 |  |  | 1 C A |  | VA | Investment | Purchase | C A |  | N/A | No |
| xxxxx | 6000097477 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Full Fraud Report is missing in the file |  |  |  | Reviewer Comment (2025-10-15): Cleared Fraud report received and reviewed. | 10/15/2025 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | N/A | No |
| xxxxx | 6000097477 | xxxxx |  | xxxxx |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | VVOE within [REDACTED] business days prior to the Note date was not provided. |  |  |  | Reviewer Comment (2025-10-14): Received, Clearing. | 10/14/2025 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | N/A | No |
| xxxxx | 6000097477 | xxxxx |  | xxxxx |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is required and was not found in file. |  | VVOE within [REDACTED] business days of the Note date was not provided. |  |  |  | Reviewer Comment (2025-10-14): Received, Clearing.<br>Seller Comment (2025-10-14): Please see the attached screen print from XXXX which confirms the VOE email was uploaded to our system on [REDACTED] which is prior to closing.<br>Reviewer Comment (2025-10-09): There is no date on the VOE provided.<br>Seller Comment (2025-10-08): VOE | 10/14/2025 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | N/A | No |
| xxxxx | 6000097505 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | The file is missing a copy Fraud Report. |  |  |  | Reviewer Comment (2025-10-15): Fraud report received and reviewed. Cleared | 10/15/2025 |  |  | 1 C A |  | GA | Investment | Purchase | C A |  | N/A | No |
| xxxxx | 6000097478 | xxxxx |  | xxxxx |  | Credit | Insurance | Insurance Documentation | Insurance | Missing Document: Mortgage Insurance Certificate (MIC) not provided |  |  |  |  |  | Reviewer Comment (2025-10-22): Received, Clearing.<br>Seller Comment (2025-10-22): invalid - MIC is not required on Conv loans | 10/22/2025 |  |  | 1 C A |  | CO | Investment | Purchase | C A |  | N/A | No |
| xxxxx | 6000097478 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2025-10-15): Fraud report received and reviewed. Cleared | 10/15/2025 |  |  | 1 C A |  | CO | Investment | Purchase | C A |  | N/A | No |
| xxxxx | 6000097478 | xxxxx |  | xxxxx |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | AUS/Guideline Findings: All conditions were not met |  | The file is missing the Mortgage Insurance Certificate, required by the AUS approval. |  |  |  | Reviewer Comment (2025-10-22): Received, Clearing.<br>Seller Comment (2025-10-22): MIC is not the same as PMI | 10/22/2025 |  |  | 1 C A |  | CO | Investment | Purchase | C A |  | N/A | No |
| xxxxx | 6000097460 | xxxxx |  | xxxxx |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2025-09-23): Accepted as is. |  |  | 09/23/2025 | 2 B |  | FL | Investment | Purchase | B A |  | N/A | No |
| xxxxx | 6000097460 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. |  |  |  |  | Reviewer Comment (2025-09-23): Accepted as is. |  |  | 09/23/2025 | 2 B |  | FL | Investment | Purchase | B A |  | N/A | No |
| xxxxx | 6000097440 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. | Appraisal was not provided at or before closing. |  |  |  | Reviewer Comment (2025-10-14): Accepted as is. |  |  | 10/14/2025 | 2 B |  | CA | Investment | Purchase | B A |  | N/A | No |
| xxxxx | 6000097440 | xxxxx |  | xxxxx |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary title policy is within [REDACTED]or [REDACTED] and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. Please provide updated coverage or final title policy evidencing the correct coverage amount. |  |  |  | Reviewer Comment (2025-10-14): Accepted as is. |  |  | 10/14/2025 | 2 B |  | CA | Investment | Purchase | B A |  | N/A | No |
| xxxxx | 6000097462 | xxxxx |  | xxxxx |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 |  | Missing Secondary Valuation - The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2025-10-14): Received, Clearing. | 10/14/2025 |  |  | 1 D A |  | MN | Investment | Purchase | D A C |  | N/A | No |
| xxxxx | 6000097462 | xxxxx |  | xxxxx |  | Credit | Credit | Credit Documentation | Credit | Missing Document: Occupancy Certificate not provided |  | File is missing the Occupancy Certificate |  |  |  | Reviewer Comment (2025-10-08): Received, Clearing.<br>Seller Comment (2025-10-07): Occupancy Certificate | 10/08/2025 |  |  | 1 C A |  | MN | Investment | Purchase | D A C |  | N/A | No |
| xxxxx | 6000097462 | xxxxx |  | xxxxx |  | Property | Valuation | General | Valuation | Valuation Product pending |  | [REDACTED] / Collateral Desktop Analysis ([REDACTED]) - With MLS Sheets - [REDACTED] Days |  |  |  | Reviewer Comment (2025-10-14): Received, Clearing.<br>Reviewer Comment (2025-10-13): Valuation Received - [REDACTED] | 10/14/2025 |  |  | 1 A |  | MN | Investment | Purchase | D A C |  | N/A | No |
| xxxxx | 6000097484 | xxxxx |  | xxxxx |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy effective date is after the funds disbursed. | Hazard Insurance Policy Effective Date ___; Disbursement Date: ___; Note Date: ___; Transaction Date: ___ |  | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $[REDACTED].<br>Borrower has worked in the same position for more than 3 years.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $[REDACTED].<br>The representative FICO score is above 680. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-10-07): LOE of no claims or damage received.<br>Seller Comment (2025-10-07): agent<br>Reviewer Comment (2025-10-04): Property is a purchase in a wet closing state. Coverage is at note signing. We need updated coverage or LOE of no claims or damage from the insurer between gap without.<br>Seller Comment (2025-10-03): The loan disbursed on [REDACTED]. A borrower does not own or take ownership until the loan disburses. |  |  | 10/07/2025 | 2 C B |  | AZ | Investment | Purchase | D B C A |  | N/A | No |
| xxxxx | 6000097484 | xxxxx |  | xxxxx |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2025-10-14): Received, Clearing. | 10/14/2025 |  |  | 1 D A |  | AZ | Investment | Purchase | D B C A |  | N/A | No |
| xxxxx | 6000097484 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2025-10-15): Fraud report received and reviewed. Cleared | 10/15/2025 |  |  | 1 C A |  | AZ | Investment | Purchase | D B C A |  | N/A | No |
| xxxxx | 6000097484 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. |  |  |  |  | Reviewer Comment (2025-09-26): Accepted as is. |  |  | 09/26/2025 | 2 B |  | AZ | Investment | Purchase | D B C A |  | N/A | No |
| xxxxx | 6000097484 | xxxxx |  | xxxxx |  | Property | Valuation | General | Valuation | Valuation Product pending |  | [REDACTED] / Collateral Desktop Analysis ([REDACTED]) - With MLS Sheets - [REDACTED]Days |  |  |  | Reviewer Comment (2025-10-14): Received, Clearing.<br>Reviewer Comment (2025-10-10): Valuation Received - [REDACTED] | 10/14/2025 |  |  | 1 A |  | AZ | Investment | Purchase | D B C A |  | N/A | No |
| xxxxx | 6000097503 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. | Appraisal receipt missing on file |  |  |  | Reviewer Comment (2025-10-01): Accepted as is. |  |  | 10/01/2025 | 2 B |  | AZ | Investment | Purchase | B A |  | N/A | No |
| xxxxx | 4000090774 | xxxxx |  | xxxxx |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | The file was missing a copy of Fraud Report |  |  |  | Reviewer Comment (2025-09-23): Received, Clearing.<br>Seller Comment (2025-09-23): Comment from [REDACTED] ([REDACTED]): Please see attached | 09/23/2025 |  |  | 1 C A |  | PA | Investment | Purchase | C A |  | N/A | No |
| xxxxx | 4000090774 | xxxxx |  | xxxxx |  | Credit | Credit | Credit Documentation | Credit | OFAC was not checked and required per guidelines. |  | The file was missing a copy of OFAC. |  |  |  | Reviewer Comment (2025-09-23): Received, Clearing.<br>Seller Comment (2025-09-23): Comment from [REDACTED] ([REDACTED]): Please see attached | 09/23/2025 |  |  | 1 C A |  | PA | Investment | Purchase | C A |  | N/A | No |
| xxxxx | 4000090774 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Background Check not provided |  | The file was missing a copy of Background Check. |  |  |  | Reviewer Comment (2025-09-23): Received, Clearing.<br>Seller Comment (2025-09-23): Comment from [REDACTED] ([REDACTED]): Please see attached | 09/23/2025 |  |  | 1 C A |  | PA | Investment | Purchase | C A |  | N/A | No |
| xxxxx | 4000090774 | xxxxx |  | xxxxx |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | The file was missing a copy of HUD/CD. |  |  |  | Reviewer Comment (2025-09-23): Received, Clearing.<br>Seller Comment (2025-09-23): Comment from [REDACTED] ([REDACTED]): Please see attached | 09/23/2025 |  |  | 1 C A |  | PA | Investment | Purchase | C A |  | N/A | No |
| xxxxx | 4000091431 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | Missing operating agreement. |  |  |  | Reviewer Comment (2025-10-14): Cleared- Lender exception<br>Seller Comment (2025-10-14): Comment from [REDACTED] ([REDACTED]): Approved Exception<br>Reviewer Comment (2025-09-30): Please submit online via [REDACTED] online seller portal for a formal review. Exception remains. ([REDACTED])<br>Seller Comment (2025-09-30): Comment from [REDACTED] ([REDACTED]): DOCS disputing | 10/14/2025 |  |  | 1 C A |  | LA | Investment | Purchase | C B A |  | N/A | No |
| xxxxx | 4000091431 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | Corporate resolution is misisng. |  |  |  | Reviewer Comment (2025-10-14): Cleared- Lender exception obtained.<br>Seller Comment (2025-10-14): Comment from [REDACTED] ([REDACTED]): approved exception<br>Reviewer Comment (2025-09-30): Please submit online via [REDACTED] online seller portal for a formal review. Exception remains. ([REDACTED])<br>Seller Comment (2025-09-30): Comment from [REDACTED] ([REDACTED]): DOCS disputing | 10/14/2025 |  |  | 1 C A |  | LA | Investment | Purchase | C B A |  | N/A | No |
| xxxxx | 4000091431 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approved for not having an operating agreement. Comp factors FICO [REDACTED], DSCR above [REDACTED] | Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $[REDACTED].<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC | Reviewer Comment (2025-10-14): Client elects to waive/regrade with compensating factors. |  |  | 10/14/2025 | 2 B |  | LA | Investment | Purchase | C B A |  | N/A | No |
| xxxxx | 4000089744 | xxxxx |  | xxxxx |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 |  | Secondary valuation is missing. |  |  |  | Reviewer Comment (2025-09-30): Received CDA. Exception cleared.<br>Seller Comment (2025-09-30): Comment from [REDACTED] ([REDACTED]): CDA | 09/30/2025 |  |  | 1 D A |  | VA | Investment | Refinance - Rate/Term | D A C |  | N/A | No |
| xxxxx | 4000089744 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  | Articles of Organization/Formation is missing. |  |  |  | Reviewer Comment (2025-10-15): Received, cleared<br>Seller Comment (2025-10-15): Comment from [REDACTED] ([REDACTED]): Organization - I show I uploaded this yesterday under misc <br> uploaded again [REDACTED]<br>Reviewer Comment (2025-10-14): Articles of Organization/Formation not provided. Exception remains.<br>Seller Comment (2025-10-14): Comment from [REDACTED] ([REDACTED]): articles of organization | 10/15/2025 |  |  | 1 C A |  | VA | Investment | Refinance - Rate/Term | D A C |  | N/A | No |
| xxxxx | 4000089744 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | Certificate of Good Standing is missing. |  |  |  | Reviewer Comment (2025-10-13): Received Business Entity Listing. Exception cleared.<br>Seller Comment (2025-10-13): Comment from [REDACTED] ([REDACTED]): Certif good standing | 10/13/2025 |  |  | 1 C A |  | VA | Investment | Refinance - Rate/Term | D A C |  | N/A | No |
| xxxxx | 4000089744 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | Corporate Resolution is missing. |  |  |  | Reviewer Comment (2025-10-14): Provided. Cleared.<br>Seller Comment (2025-10-14): Comment from [REDACTED] ([REDACTED]): operating | 10/14/2025 |  |  | 1 C A |  | VA | Investment | Refinance - Rate/Term | D A C |  | N/A | No |
| xxxxx | 4000089744 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | Operating Agreement is missing. |  |  |  | Reviewer Comment (2025-10-14): Received Operating Agreement. Exception cleared.<br>Seller Comment (2025-10-14): Comment from [REDACTED] ([REDACTED]): Operating Agreement | 10/14/2025 |  |  | 1 C A |  | VA | Investment | Refinance - Rate/Term | D A C |  | N/A | No |
| xxxxx | 4000089744 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Employer Identification Number (EIN) not provided |  |  |  |  |  | Reviewer Comment (2025-10-13): Received Employer Identification Number. Exception cleared.<br>Seller Comment (2025-10-13): Comment from [REDACTED] ([REDACTED]): EIN | 10/13/2025 |  |  | 1 C A |  | VA | Investment | Refinance - Rate/Term | D A C |  | N/A | No |
| xxxxx | 4000089564 | xxxxx |  | xxxxx |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | File did not contain an estimated cost to replace from insurer. Calculations are based on [REDACTED]% of the insurable value of the improvements (from appraiser cost provided or if no appraiser cost the purchase price) using agency calculation methods. Coverage is insufficient by $[REDACTED]. |  |  |  | Reviewer Comment (2025-09-23): Received Replacement Cost Estimator and the shortfall is covered. Exception cleared.<br>Seller Comment (2025-09-22): Comment from [REDACTED] ([REDACTED]): Please see attached. | 09/23/2025 |  |  | 1 C A |  | NV | Primary | Purchase | C B A | Non QM | Non QM | No |
| xxxxx | 4000089564 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. | Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. |  |  |  | Reviewer Comment (2025-09-22): Accepted as is. |  |  | 09/22/2025 | 2 B |  | NV | Primary | Purchase | C B A | Non QM | Non QM | No |
| xxxxx | 4000090631 | xxxxx |  | xxxxx |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Hazard coverage of $[REDACTED]is sufficient to cover the mortgage amount of $[REDACTED]however, insufficient to cover the estimated cost new is $[REDACTED]. Please provide a letter from the Insurer stating the maximum insurable amount and/or a replacement costs estimator from the insurer. Coverage Shortfall is $[REDACTED] |  |  |  | Reviewer Comment (2025-09-22): Received, Clearing.<br>Seller Comment (2025-09-22): Comment from [REDACTED] ([REDACTED]): Estimated cost new developed in the appraisal is not applicable. The insurance policy is written at 100% replacement cost coverage, as stated in the remarks section of the attached EOI. Additionally, the coverage amount of $[REDACTED] is equal to the loan amount of $[REDACTED]. | 09/22/2025 |  |  | 1 C A |  | MO | Investment | Purchase | C A |  | N/A | No |
| xxxxx | 4000089911 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Missing Currently listed or signed letter of intent from Borrower indicating they intend to list the departure residence for sale within ninety ([REDACTED]) days of closing on subject transaction |  |  |  | Reviewer Comment (2025-09-24): Received, Clearing.<br>Seller Comment (2025-09-24): Comment from [REDACTED] ([REDACTED]): Letter of Intent to List Departing Residence | 09/24/2025 |  |  | 1 C A |  | WA | Primary | Purchase | C A | Non QM | Non QM | No |
| xxxxx | 4000087062 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-09-22): Accepted as is. |  |  | 09/22/2025 | 2 B |  | NC | Second Home | Purchase | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| xxxxx | 4000091580 | xxxxx |  | xxxxx |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | Calculated PITIA months reserves of [REDACTED] months is less than Guideline PITIA months reserves of [REDACTED] |  |  |  | Reviewer Comment (2025-09-26): Deposit to title company was not previously included towards cash to close/reserves<br>Reviewer Comment (2025-09-26): EXCEPTION HISTORY - Exception Explanation was updated on [REDACTED] PRIOR Exception Explanation: Calculated PITIA months reserves of [REDACTED] is less than Guideline PITIA months reserves of [REDACTED].<br>Reviewer Comment (2025-09-25): The EMD has been accounted for in the reserve calculation. Exception remains.<br>Seller Comment (2025-09-25): Comment from [REDACTED] ([REDACTED]): LOE and updated 1003/1008 to include $[REDACTED] EMD | 09/26/2025 |  |  | 1 C A |  | FL | Investment | Purchase | C B A |  | N/A | No |
| xxxxx | 4000091580 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception for buyer acting as own agent. Comp factors: LTV below [REDACTED]%, FICO above [REDACTED] , DSCR above [REDACTED] | Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $[REDACTED].<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-09-23): Client elects to waive/regrade with compensating factors. |  |  | 09/23/2025 | 2 B |  | FL | Investment | Purchase | C B A |  | N/A | No |
| xxxxx | 4000090551 | xxxxx |  | xxxxx |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  | Reviewer Comment (2025-09-25): Received, Clearing.<br>Seller Comment (2025-09-25): Comment from [REDACTED] ([REDACTED]): see attached collateral package including title policy | 09/25/2025 |  |  | 1 C A |  | KY | Primary | Purchase | C A | Non QM | Non QM | No |
| xxxxx | 4000090551 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $[REDACTED]exceeds tolerance of $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-09-23): Sufficient Cure Provided At Closing |  | 09/23/2025 |  | 1 A |  | KY | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| xxxxx | 4000090551 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | 1003 Final Document is missing. |  |  |  | Reviewer Comment (2025-09-25): Received, Clearing.<br>Seller Comment (2025-09-25): Comment from [REDACTED] ([REDACTED]): See attached final 1003 | 09/25/2025 |  |  | 1 C A |  | KY | Primary | Purchase | C A | Non QM | Non QM | No |
| xxxxx | 4000091489 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Borrower has a thirty ([REDACTED]) day late reported in [REDACTED] on a Non Primary and a Non Subject Mortgage. There are not any other credit events reported and the Borrowers show a strong payment history before and after this date. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $[REDACTED].<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-09-24): Client elects to waive with compensating factors |  |  | 09/24/2025 | 2 B |  | NV | Investment | Purchase | C B A |  | N/A | No |
| xxxxx | 4000091489 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | A certification, similar to the [REDACTED]<br> Condominium Project Warranty Certification must be provided with the loan package |  |  |  | Reviewer Comment (2025-09-25): Received, Clearing.<br>Seller Comment (2025-09-24): Comment from [REDACTED] ([REDACTED]): Condo Questionnaire | 09/25/2025 |  |  | 1 C A |  | NV | Investment | Purchase | C B A |  | N/A | No |
| xxxxx | 4000086629 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID | TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $[REDACTED]exceeds tolerance of $[REDACTED] plus [REDACTED] % or $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-09-23): Sufficient Cure Provided At Closing |  | 09/23/2025 |  | 1 A |  | PA | Second Home | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| xxxxx | 4000092196 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-09-24): Clearing based on review coming back within tolerances. | 09/24/2025 |  |  | 1 C A |  | MN | Investment | Purchase | C B A |  | N/A | No |
| xxxxx | 4000092196 | xxxxx |  | xxxxx |  | Credit | Property - Appraisal | General Appraisal Requirements | Property - Appraisal | Valuation Error: Neighborhood location not provided. |  |  |  |  |  | Reviewer Comment (2025-09-25): Accepted as is. |  |  | 09/25/2025 | 2 B |  | MN | Investment | Purchase | C B A |  | N/A | No |
| xxxxx | 4000090873 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. | Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED].Excess cure was provided to the borrower at Closing. |  |  |  | Reviewer Comment (2025-09-24): Sufficient Cure Provided At Closing |  | 09/24/2025 |  | 1 A |  | CA | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| xxxxx | 4000088945 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-09-24): Clearing based on review coming back within tolerances. | 09/24/2025 |  |  | 1 C A |  | IL | Second Home | Purchase | C A | Non QM | Non QM | No |
| xxxxx | 4000089177 | xxxxx |  | xxxxx |  | Credit | Insurance | Insurance Analysis | Insurance | Hazard Insurance Policy expires within 90 days of the Note Date. | Hazard Insurance Policy Expiration Date ___, Note Date ___ | Hazard Insurance Policy expires within [REDACTED] days of the Note Date. |  |  |  | Reviewer Comment (2025-09-25): Accepted as is. |  |  | 09/25/2025 | 2 B |  | VT | Second Home | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| xxxxx | 4000089177 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Review Fee. Fee Amount of $[REDACTED]exceeds tolerance of $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-09-25): Sufficient Cure Provided At Closing |  | 09/25/2025 |  | 1 A |  | VT | Second Home | Refinance - Rate/Term | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| xxxxx | 4000088551 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2025-09-25): Accepted as is. |  |  | 09/25/2025 | 2 B |  | PA | Investment | Purchase | B A | N/A | N/A | No |
| xxxxx | 4000091106 | xxxxx |  | xxxxx |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-09-25): Accepted as is. |  |  | 09/25/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| xxxxx | 4000089887 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ATR/QM | Self-Employed Tax Return Recency - ATR | Ability to Repay (Dodd-Frank 2014): Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [REDACTED], Most Recent Tax Return End Date [REDACTED], Tax Return Due Date [REDACTED]. | Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [REDACTED], Most Recent Tax Return End Date [REDACTED], Tax Return Due Date [REDACTED]. ([REDACTED],[REDACTED]/S-Corp) |  |  |  | Reviewer Comment (2025-09-25): Accepted as is. |  |  | 09/25/2025 | 2 B |  | NC | Second Home | Purchase | B A | Non QM | Non QM | No |
| xxxxx | 4000089887 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ATR/QM | Self-Employed Tax Return Recency - ATR | Ability to Repay (Dodd-Frank 2014): Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [REDACTED], Most Recent Tax Return End Date [REDACTED] Tax Return Due Date [REDACTED]. | Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [REDACTED], Most Recent Tax Return End Date [REDACTED], Tax Return Due Date [REDACTED]. ([REDACTED],[REDACTED]/S-Corp) |  |  |  | Reviewer Comment (2025-09-25): Accepted as is. |  |  | 09/25/2025 | 2 B |  | NC | Second Home | Purchase | B A | Non QM | Non QM | No |
| xxxxx | 4000087834 | xxxxx |  | xxxxx |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. |  | Effective date is after Note Date of [REDACTED]. Wet State. |  |  |  | Reviewer Comment (2025-09-29): Updated HOI Policy provided. Cleared.<br>Seller Comment (2025-09-29): Comment from [REDACTED] ([REDACTED]): see attached | 09/29/2025 |  |  | 1 C A |  | WI | Primary | Purchase | C A | Non QM | Non QM | No |
| xxxxx | 4000092173 | xxxxx |  | xxxxx |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Preliminary Title Report does not list coverage amount. |  |  |  | Reviewer Comment (2025-09-25): Accepted as is. |  |  | 09/25/2025 | 2 B |  | CA | Investment | Purchase | B A |  | N/A | No |
| xxxxx | 4000086499 | xxxxx |  | xxxxx |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation does not support the value used to qualify. Sec ID: 7 |  | A valid UCDP score was not provided. A secondary valuation is required to support the primary value for securitization purposes |  |  |  | Reviewer Comment (2025-09-29): Field review received<br>Seller Comment (2025-09-29): Comment from [REDACTED] ([REDACTED]): Field Review | 09/29/2025 |  |  | 1 C A |  | NJ | Investment | Refinance - Cash-out - Other | C B |  | N/A | No |
| xxxxx | 4000086499 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Subject is a XXXX unit property that also has an ADU. Ineligible per guides. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-09-25): Client elected to waive/regrade with compensating factors. Lender exception provided. |  |  | 09/25/2025 | 2 B |  | NJ | Investment | Refinance - Cash-out - Other | C B |  | N/A | No |
| xxxxx | 4000086499 | xxxxx |  | xxxxx |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value. Sec ID: 22 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-29): Client elects to waive |  |  | 09/29/2025 | 2 A B |  | NJ | Investment | Refinance - Cash-out - Other | C B |  | N/A | No |
| xxxxx | 4000089638 | xxxxx |  | xxxxx |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  |  |  |  |  | Reviewer Comment (2025-09-30): Final closing statement received, exception cleared<br>Seller Comment (2025-09-30): Comment from [REDACTED] ([REDACTED]): Settlement Statement - Fina | 09/30/2025 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| xxxxx | 4000090046 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $[REDACTED] exceeds tolerance of $[REDACTED]plus [REDACTED] % or $[REDACTED]. $[REDACTED]over legal limit. Insufficient or no cure was provided to the borrower. | 10% tolerance was exceeded by $[REDACTED]due to increase of recording fee. No valid COC provided, nor evidence of cure in file. Provide a post-close CD disclosing the tolerance cure to include $[REDACTED], a copy of refund check, proof of delivery, and a copy of the letter of explanation sent to the borrower disclosing the changes made. |  |  |  | Reviewer Comment (2025-09-30): [REDACTED] received a valid COC.<br>Seller Comment (2025-09-29): Comment from [REDACTED] ([REDACTED]): COC attached | 09/30/2025 |  |  | 1 C A |  | MI | Second Home | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| xxxxx | 4000090046 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Review Fee. Fee Amount of $[REDACTED]exceeds tolerance of $[REDACTED]. $[REDACTED]over legal limit. Insufficient or no cure was provided to the borrower. | Appraisal Review Fee was not disclosed on Loan Estimate. File does not contain a valid COC for this fee, nor evidence of cure. Provide a post-close CD disclosing the tolerance cure to include $[REDACTED], a copy of refund check, proof of delivery, and a copy of the letter of explanation sent to the borrower disclosing the changes made. |  |  |  | Reviewer Comment (2025-09-30): [REDACTED] received a valid COC.<br>Seller Comment (2025-09-29): Comment from [REDACTED] ([REDACTED]): COC attached | 09/30/2025 |  |  | 1 C A |  | MI | Second Home | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| xxxxx | 4000090046 | xxxxx |  | xxxxx |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  |  |  |  |  | Reviewer Comment (2025-09-29): Provided. Cleared.<br>Seller Comment (2025-09-29): Comment from [REDACTED] ([REDACTED]): Attached | 09/29/2025 |  |  | 1 C A |  | MI | Second Home | Purchase | C B A | Non QM | Non QM | No |
| xxxxx | 4000090046 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception for agricultural zoning. Comp factors - [REDACTED]FICO, [REDACTED]months reserves. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $[REDACTED].<br>Borrower has worked in the same position for more than 3 years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $[REDACTED].<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-09-26): Lender exception approved. |  |  | 09/26/2025 | 2 B |  | MI | Second Home | Purchase | C B A | Non QM | Non QM | No |
| xxxxx | 4000090046 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. |  |  |  |  | Reviewer Comment (2025-09-26): Accepted as is. |  |  | 09/26/2025 | 2 B |  | MI | Second Home | Purchase | C B A | Non QM | Non QM | No |
| xxxxx | 4000088842 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | There is not evidence in the file that the borrower received a copy of the appraisal report at least three (3) business days prior to closing. |  |  |  | Reviewer Comment (2025-09-26): Accepted as is. |  |  | 09/26/2025 | 2 B |  | MA | Primary | Purchase | B A | Non QM | Non QM | No |
| xxxxx | 4000092017 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-09-29): Cleared based on review coming back within tolerances<br>Buyer Comment (2025-09-29): Comment from [REDACTED] ([REDACTED]): Cleared - After further review, exception cleared. | 09/29/2025 |  |  | 1 C A |  | OH | Investment | Purchase | C A |  | N/A | No |
| xxxxx | 4000092017 | xxxxx |  | xxxxx |  | Credit | Guideline | Guideline Issue | Guideline | Ineligible property type. |  | Property is reflected as Rural Residential Zoning on the 1025 Appraisal. |  |  |  | Reviewer Comment (2025-09-29): After further review, exception has been cleared.<br>Buyer Comment (2025-09-29): Comment from [REDACTED] ([REDACTED]): Per our [REDACTED] DSCR Guidelines, a property is considered "Rural" only if the appraisal-determined location is "Rural" in the Neighborhood Characteristics - Location section. The neighborhood location is marked as "Suburban" in the appraisal. Property type is eligible. | 09/29/2025 |  |  | 1 C A |  | OH | Investment | Purchase | C A |  | N/A | No |
| xxxxx | 4000092494 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Closing / Title | Missing Document | Missing Document: Security Instrument - Subject Lien not provided |  | The copy of Security Instrument - Subject Lien is missing. |  |  |  | Reviewer Comment (2025-10-09): Received Security Instrument. Exception cleared.<br>Seller Comment (2025-10-09): Comment from [REDACTED] ([REDACTED]): Attached | 10/09/2025 |  |  | 1 D A |  | IL | Investment | Purchase | D A |  | N/A | No |
| xxxxx | 4000092494 | xxxxx |  | xxxxx |  | Credit | Missing Document | General | Missing Document | Missing Document: Evidence of Access to Funds not provided |  | Missing evidence of access to fund for account #[REDACTED]. |  |  |  | Reviewer Comment (2025-10-22): Received document confirming that [REDACTED] is the owner and has access to the business accounts of [REDACTED]. Exception cleared.<br>Seller Comment (2025-10-22): Comment from [REDACTED] ([REDACTED]): ATTACHED<br>Reviewer Comment (2025-10-14): Please provide for [REDACTED] per owners of A/C #[REDACTED]. Exception remains.<br>Seller Comment (2025-10-14): Comment from [REDACTED] ([REDACTED]): ATTACHED<br>Reviewer Comment (2025-09-29): Owner is a business. Documentation has not been supported to confirm account as our guarantors. Exception remains.<br>Seller Comment (2025-09-29): Comment from [REDACTED] ([REDACTED]): Sole member | 10/22/2025 |  |  | 1 C A |  | IL | Investment | Purchase | D A |  | N/A | No |
| xxxxx | 4000087296 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-09-29): Cleared based on review coming back within tolerances | 09/29/2025 |  |  | 1 C A |  | MA | Primary | Purchase | C A | Non QM | Non QM | No |
| xxxxx | 4000087296 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID | TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $[REDACTED]exceeds tolerance of $[REDACTED]plus [REDACTED]% or $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $[REDACTED] exceeds tolerance of $[REDACTED]plus [REDACTED]% or $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. (0) |  |  |  | Reviewer Comment (2025-09-26): Sufficient Cure Provided At Closing |  | 09/26/2025 |  | 1 A |  | MA | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| xxxxx | 4000091124 | xxxxx |  | xxxxx |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-09-29): Client elects to waive |  |  | 09/29/2025 | 2 B |  | CA | Second Home | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| xxxxx | 4000090915 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Trust Agreement not provided |  | Trust Documentation is missing for Earnest Money Deposit. |  |  |  | Reviewer Comment (2025-10-20): The borrower has sufficient funds to close excluding the EMD<br>Reviewer Comment (2025-10-03): We need proof that the borrower is the owner of the trust.<br>Buyer Comment (2025-10-03): Comment from [REDACTED] ([REDACTED]): Trust documents not needed, the borrower is the trustee and the owner of the trust is on title. | 10/20/2025 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | N/A | No |
| xxxxx | 4000090915 | xxxxx |  | xxxxx |  | Credit | Credit | Credit Documentation | Guideline | Missing Document: Asset not provided |  | Earnest Money Check reflects is from a Trust and trust documents, verifying the borrower has full access to the funds, were not provided. |  |  |  | Reviewer Comment (2025-10-20): The borrower has sufficient funds to close excluding the EMD<br>Reviewer Comment (2025-10-03): We need proof that the borrower is the owner of the trust.<br>Buyer Comment (2025-10-03): Comment from [REDACTED] ([REDACTED]): Trust documents not needed, the borrower is the trustee and the owner of the trust is on title. | 10/20/2025 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | N/A | No |
| xxxxx | 4000093415 | xxxxx |  | xxxxx |  | Credit | Missing Document | General | Missing Document | Missing Document: Explanation Letter not provided |  | The file was missing a copy of an Explanation Letter for the large deposit/wire $[REDACTED]into Acct# [REDACTED]. |  |  |  | Reviewer Comment (2025-10-06): Received Closing Statement confirms that the deposit of $[REDACTED] is the net proceeds received from sale of property [REDACTED]. Exception cleared.<br>Seller Comment (2025-10-06): Comment from [REDACTED] ([REDACTED]): Sale of property - fed ref notes the property address | 10/06/2025 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | N/A | No |
| xxxxx | 4000095025 | xxxxx |  | xxxxx |  | Credit | Guideline | Guideline Issue | Guideline | DSCR < 1.0 and available reserves do not meet guideline requirements. |  |  | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $[REDACTED].<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-10-07): Lender exception approved |  |  | 10/07/2025 | 2 B |  | TN | Investment | Purchase | B A |  | N/A | No |
| xxxxx | 4000093949 | xxxxx |  | xxxxx |  | Credit | Insurance | Insurance Documentation | Insurance | Insurance Policy Expiration Date is less than 30 days of the Note Date and does not have automatic renewal. |  |  |  |  |  | Reviewer Comment (2025-10-21): Received, Clearing.<br>Seller Comment (2025-10-21): Comment from [REDACTED] ([REDACTED]): Attached | 10/21/2025 |  |  | 1 C A |  | UT | Investment | Purchase | C A |  | N/A | No |
| xxxxx | 4000092787 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Receipt of Appraisal is missing. |  |  |  | Reviewer Comment (2025-10-10): Client elects to waive |  |  | 10/10/2025 | 2 B |  | IN | Primary | Purchase | C B A | Non QM | Non QM | No |
| xxxxx | 4000092787 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Loan Estimate Timing Electronically Provided | TILA-RESPA Integrated Disclosure: Loan Estimate not delivered to Borrower(s) within three (3) business days of application. Initial Loan Estimate dated [REDACTED] was electronically provided without or prior to borrower's consent to receive electronic disclosures. Failure to comply with the provisions of the E-Sign Act and failure to provide good faith estimate of fees timely may result in additional fee tolerance violations. | Loan Estimate provided [REDACTED] was electronically signed by Borrower on [REDACTED]. |  |  |  | Reviewer Comment (2025-10-16): [REDACTED] Received Earliest E-Consent.<br>Seller Comment (2025-10-15): Comment from [REDACTED] ([REDACTED]): econsent<br>Reviewer Comment (2025-10-14): The consumer went through the eConsent process on [REDACTED], the consumer acknowledged the receipt of the LE on [REDACTED]. But the loan application date was [REDACTED]. In the event the consumer had not provided eConsent by [REDACTED], then the lender should have sent the consumer the Loan Estimate through another means in accordance with the official interpretation reflected in Comment 19(e)(1)(iv)-2. Provide proof borrower was sent Initial LE via other means than electronic delivery, as the e-consent was over 3 business days and acknowledged over 3 business days. The LE would not have been provided electronically if borrower had not e-consented with the 3 business days after application.<br>Seller Comment (2025-10-13): Comment from [REDACTED] ([REDACTED]): elog is provided and reflects borrower accepted econsent prior to signing | 10/16/2025 |  |  | 1 C A |  | IN | Primary | Purchase | C B A | Non QM | Non QM | No |
| xxxxx | 4000092787 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. | Affiliated Business Arrangement provided [REDACTED]. Document signed by Borrower on [REDACTED]. |  |  |  | Reviewer Comment (2025-10-10): Client elects to waive |  |  | 10/10/2025 | 2 B |  | IN | Primary | Purchase | C B A | Non QM | Non QM | No |
| xxxxx | 4000095306 | xxxxx |  | xxxxx |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Email in file reflect Appraisal sent [REDACTED]. |  |  |  | Reviewer Comment (2025-10-10): Client elects to waive |  |  | 10/10/2025 | 2 B |  | AZ | Primary | Purchase | B A | Non QM | Non QM | No |
| xxxxx | 4000095306 | xxxxx |  | xxxxx |  | Compliance | Loan Package Documentation | Application / Processing | Missing, Incorrect, or Incomplete Final or Initial 1003 | Missing Document: Missing Lender's Initial 1003 |  | Initial 1003 is missing. |  |  |  | Reviewer Comment (2025-10-10): Client elects to waive |  |  | 10/10/2025 | 2 B |  | AZ | Primary | Purchase | B A | Non QM | Non QM | No |
| xxxxx | 4000095306 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception P&L to Bank Statement Variance of [REDACTED]%(+) vs max [REDACTED]% (supports P&L but by more than [REDACTED]%). | Borrower has verified disposable income of at least $[REDACTED].<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $[REDACTED]. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-10-10): Client elected to waive/regrade with compensating factors. Lender exception provided. |  |  | 10/10/2025 | 2 B |  | AZ | Primary | Purchase | B A | Non QM | Non QM | No |
| xxxxx | 4000091394 | xxxxx |  | xxxxx |  | Credit | Guideline | Guideline Issue | Guideline | Borrower is a first time home buyer and ineligible per guidelines. |  | Exception provided was not executed. |  |  |  | Reviewer Comment (2025-10-21): Received, Clearing.<br>Seller Comment (2025-10-21): Comment from [REDACTED] ([REDACTED]): Borrower also owns [REDACTED] - see fraud report and attached docs | 10/21/2025 |  |  | 1 C A |  | WY | Investment | Purchase | C A |  | N/A | No |
| xxxxx | 4000094416 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-10-16): Clearing based on review coming back within tolerances. | 10/16/2025 |  |  | 1 C A |  | TN | Investment | Purchase | C A |  | N/A | No |
| xxxxx | 4000097437 | xxxxx |  | xxxxx |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2025-10-15): Received CDA. Exception cleared.<br>Seller Comment (2025-10-15): Comment from [REDACTED] ([REDACTED]): CDA value $[REDACTED] Appraisal value $[REDACTED] | 10/15/2025 |  |  | 1 D A |  | NY | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| xxxxx | 4000096628 | xxxxx |  | xxxxx |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  | Title policy is missing. |  |  |  | Reviewer Comment (2025-10-16): Received, Clearing.<br>Seller Comment (2025-10-16): Comment from [REDACTED] ([REDACTED]): title uploaded | 10/16/2025 |  |  | 1 C A |  | SC | Investment | Purchase | D A C |  | N/A | No |
| xxxxx | 4000096628 | xxxxx |  | xxxxx |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 |  | 1004 Appraisal in file dated [REDACTED]. A secondary valuation was not located in file. |  |  |  | Reviewer Comment (2025-10-15): Received CDA. Exception cleared.<br>Seller Comment (2025-10-15): Comment from [REDACTED] ([REDACTED]): CDA value $[REDACTED]. Appraisal value $[REDACTED]. | 10/15/2025 |  |  | 1 D A |  | SC | Investment | Purchase | D A C |  | N/A | No |
| xxxxx | 4000096628 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | Corporate Resolution is missing. |  |  |  | Reviewer Comment (2025-10-20): Received Operating Agreement. Exception cleared.<br>Buyer Comment (2025-10-20): Comment from [REDACTED] ([REDACTED]): Single member LLC per operating agreement | 10/20/2025 |  |  | 1 C A |  | SC | Investment | Purchase | D A C |  | N/A | No |
| xxxxx | 4000096628 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | Operating Agreement is missing. |  |  |  | Reviewer Comment (2025-10-20): Received Operating Agreement. Exception cleared.<br>Seller Comment (2025-10-20): Comment from [REDACTED] ([REDACTED]): Operating agreement uploaded | 10/20/2025 |  |  | 1 C A |  | SC | Investment | Purchase | D A C |  | N/A | No |
| xxxxx | 4000094977 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Missing the first page of the Collateral Desktop Analysis. |  |  |  | Reviewer Comment (2025-10-21): Received, Clearing.<br>Seller Comment (2025-10-21): Comment from [REDACTED] ([REDACTED]): CDA | 10/21/2025 |  |  | 1 C A |  | AR | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| xxxxx | 4000094566 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approved for LTV/CLTV to [REDACTED]%. Compensating factors DSCR below 1.00. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC | Reviewer Comment (2025-10-17): Client elects to waive/regrade with compensating factors. |  |  | 10/17/2025 | 2 B |  | TX | Investment | Purchase | B A |  | N/A | No |
| xxxxx | 4000097436 | xxxxx |  | xxxxx |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2025-10-21): Received CDA. Exception cleared.<br>Seller Comment (2025-10-21): Comment from [REDACTED] ([REDACTED]): CDA | 10/21/2025 |  |  | 1 D A |  | NY | Investment | Refinance - Rate/Term | D A |  | N/A | No |
| xxxxx | 4000092825 | xxxxx |  | xxxxx |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Coverage shortfall of $[REDACTED], based on an estimated cost new of $[REDACTED]. Provide a replacement cost estimator or letter from insurer indicating the maximum insurable. |  |  |  | Reviewer Comment (2025-10-21): Received, Clearing.<br>Seller Comment (2025-10-21): Comment from [REDACTED] ([REDACTED]): ATTACHED | 10/21/2025 |  |  | 1 C A |  | WA | Investment | Purchase | C A |  | N/A | No |
| xxxxx | 4000093418 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-10-23): Clearing based on review coming back within tolerances. | 10/23/2025 |  |  | 1 C A |  | TX | Investment | Purchase | C A |  | N/A | No |
| xxxxx | 4000098637 | xxxxx |  | xxxxx |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2025-10-24): Received, Clearing.<br>Seller Comment (2025-10-24): Comment from [REDACTED] ([REDACTED]): CDA value $[REDACTED]. Appraised value $[REDACTED] | 10/24/2025 |  |  | 1 D A |  | NJ | Investment | Purchase | D A |  | N/A | No |
| xxxxx | 4000097234 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-10-24): Cleared based on review coming back within tolerances | 10/24/2025 |  |  | 1 C A |  | NY | Investment | Purchase | D A C |  | N/A | No |
| xxxxx | 4000097234 | xxxxx |  | xxxxx |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2025-10-24): Received, Clearing.<br>Seller Comment (2025-10-24): Comment from [REDACTED] ([REDACTED]): CDA value $[REDACTED]. Appraised value $[REDACTED]. | 10/24/2025 |  |  | 1 D A |  | NY | Investment | Purchase | D A C |  | N/A | No |
| xxxxx | 4000096966 | xxxxx |  | xxxxx |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2025-10-24): CDA received and supports value<br>Seller Comment (2025-10-24): Comment from [REDACTED] ([REDACTED]): CDA value $[REDACTED]. Appraisal value $[REDACTED]. | 10/24/2025 |  |  | 1 D A |  | KS | Investment | Purchase | D B C A |  | N/A | No |
| xxxxx | 4000096966 | xxxxx |  | xxxxx |  | Credit | Guideline | Guideline Issue | Guideline | Borrower is a first time home buyer and ineligible per guidelines. |  | First Time Investors may not be a First Time Homebuyer per guides. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $[REDACTED].<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-11-04): Client exception received.<br>Seller Comment (2025-11-04): Comment from [REDACTED] ([REDACTED]): See exception approval<br>Reviewer Comment (2025-10-24): As borrower is an FTHB an exception from the buyer of the loan is required.<br>Seller Comment (2025-10-24): Comment from [REDACTED] ([REDACTED]): Fraud report uploaded. Borrower does not appear to have owned any property within the last 3 years. |  |  | 11/04/2025 | 2 C B |  | KS | Investment | Purchase | D B C A |  | N/A | No |
| xxxxx | 4000096446 | xxxxx |  | xxxxx |  | Compliance | Loan Package Documentation | Application / Processing | Missing, Incorrect, or Incomplete Final or Initial 1003 | Missing Document: Missing Lender's Initial 1003 |  | Initial 1003 is Missing |  |  |  | Reviewer Comment (2025-10-27): Accepted as is. |  |  | 10/27/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| xxxxx | 4000096446 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | 1) Insufficient Tradelines- 2 vs required 3. P&L without [REDACTED] months bank statements. Lender exception approved FICO [REDACTED] , [REDACTED] months reserves. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $[REDACTED].<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $[REDACTED].<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-10-27): Client elects to waive/regrade with compensating factors. |  |  | 10/27/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| xxxxx | 4000095650 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-10-24): Cleared based on review coming back within tolerances | 10/24/2025 |  |  | 1 C A |  | NJ | Investment | Purchase | C A |  | N/A | No |
| xxxxx | 4000095650 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | Certificate of Good Standing is missing in file. |  |  |  | Reviewer Comment (2025-11-04): Received Business Entity Listing. Exception cleared.<br>Seller Comment (2025-11-04): Comment from [REDACTED] ([REDACTED]): Attached | 11/04/2025 |  |  | 1 C A |  | NJ | Investment | Purchase | C A |  | N/A | No |
| xxxxx | 4000096997 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-10-24): Cleared based on review coming back within tolerances | 10/24/2025 |  |  | 1 C A |  | GA | Investment | Purchase | C A |  | N/A | No |
| xxxxx | 4000094818 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  |  |  |  |  | Reviewer Comment (2025-11-04): Received, Clearing.<br>Seller Comment (2025-11-04): Comment from [REDACTED] ([REDACTED]): Attached | 11/04/2025 |  |  | 1 C A |  | OR | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| xxxxx | 4000094818 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  |  |  |  |  | Reviewer Comment (2025-11-04): Received, Clearing.<br>Seller Comment (2025-11-04): Comment from [REDACTED] ([REDACTED]): Attached | 11/04/2025 |  |  | 1 C A |  | OR | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| xxxxx | 4000094806 | xxxxx |  | xxxxx |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-10-28): Clearing based on review coming back within tolerances. | 10/28/2025 |  |  | 1 C A |  | OR | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| xxxxx | 4000094806 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  | Articles of Organization/Formation is missing. |  |  |  | Reviewer Comment (2025-11-04): Received Articles of Organization/Formation. Exception cleared.<br>Seller Comment (2025-11-04): Comment from [REDACTED] ([REDACTED]): Attached | 11/04/2025 |  |  | 1 C A |  | OR | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| xxxxx | 4000094806 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | Certificate of Good Standing is missing. |  |  |  | Reviewer Comment (2025-11-04): Received, Clearing.<br>Seller Comment (2025-11-04): Comment from [REDACTED] ([REDACTED]): Attached | 11/04/2025 |  |  | 1 C A |  | OR | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| xxxxx | 4000094806 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Employer Identification Number (EIN) not provided |  | Employer Identification Number (EIN) is missing. |  |  |  | Reviewer Comment (2025-11-04): Received Employer Identification Number (EIN). Exception cleared.<br>Seller Comment (2025-11-04): Comment from [REDACTED] ([REDACTED]): Attached | 11/04/2025 |  |  | 1 C A |  | OR | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| xxxxx | 4000094813 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  |  |  |  |  | Reviewer Comment (2025-11-04): Received Articles of Organization/Formation. Exception cleared.<br>Seller Comment (2025-11-04): Comment from [REDACTED] ([REDACTED]): Attached | 11/04/2025 |  |  | 1 C A |  | OR | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| xxxxx | 4000094813 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  |  |  |  |  | Reviewer Comment (2025-11-04): Received Certificate of Good Standing. Exception cleared.<br>Seller Comment (2025-11-04): Comment from [REDACTED] ([REDACTED]): Attached | 11/04/2025 |  |  | 1 C A |  | OR | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| xxxxx | 4000094813 | xxxxx |  | xxxxx |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Employer Identification Number (EIN) not provided |  |  |  |  |  | Reviewer Comment (2025-11-04): Received Employer Identification Number. Exception cleared.<br>Seller Comment (2025-11-04): Comment from [REDACTED] ([REDACTED]): Attached | 11/04/2025 |  |  | 1 C A |  | OR | Investment | Refinance - Rate/Term | C A |  | N/A | No |

---

## Exhibit 99.1

**Exhibit 99.1 Schedule 3**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **SitusAMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Value for LTV** | **As-Is Value for LTV** | **LTV Value Variance Amount** | **LTV Value Variance Percent** | **Primary Valuation Value** | **Primary Valuation Report Date** | **Primary Valuation Effective Date** | **Primary Valuation Type** | **Primary Valuation Company** | **Primary Valuation Appraiser Name** | **Primary Valuation Appraiser License Num** | **Primary Valuation FSD Score** | **Secondary Valuation Value** | **Secondary Valuation Variance Amount** | **Secondary Valuation Variance Percent** | **Secondary Valuation Report Date** | **Secondary Valuation Effective Date** | **Secondary Valuation Type** | **Secondary Valuation Company** | **Secondary Valuation FSD Score** | **Secondary Valuation Desk Review Risk Score** | **AVM Value** | **AVM Variance Amount** | **AVM Variance Percent** | **AVM Company** | **AVM FSD Score** | **AVM Report Date** | **Desk Review Value** | **Desk Review Variance Amount** | **Desk Review Variance Percent** | **Desk Review Company** | **Desk Review Risk Score** | **Desk Review Report Date** | **Desk Review Effective Date** | **Desktop Appraisal Value** | **Desktop Appraisal Variance Amount** | **Desktop Appraisal Variance Percent** | **Desktop Appraisal Company** | **Desktop Appraisal Report Date** | **Desktop Appraisal Effective Date** | **BPO Value** | **BPO Variance Amount** | **BPO Variance Percent** | **BPO Company** | **BPO Report Date** | **Field Review Value** | **Field Review Variance Amount** | **Field Review Variance Percent** | **Field Review Company** | **Field Review Report Date** | **Field Review Effective Date** | **2055 Value** | **2055 Variance Amount** | **2055 Variance Percent** | **2055 Company** | **2055 Report Date** | **2055 Effective Date** | **AVE/CMA Value** | **AVE/CMA Variance Amount** | **AVE/CMA Variance Percent** | **AVE/CMA Company** | **AVE/CMA Report Date** | **Hybrid Valuation Value** | **Hybrid Valuation Variance Amount** | **Hybrid Valuation Variance Percent** | **Hybrid Valuation Company** | **Hybrid Valuation Report Date** | **Updated Valuation Value** | **Updated Valuation Variance Amount** | **Updated Valuation Variance Percent** | **Updated Valuation Company** | **Updated Valuation Report Date** | **Updated Valuation Effective Date** | **Aggregate Appraised Value** | **Aggregate Variance Amount** | **Aggregate Variance Percent** | **Value Analysis Valuation Value** | **Value Analysis Report Date** | **Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?** | **LCA Risk Score** | **Collateral Underwriter Risk Score** |
| XXXX | 4000005661 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  | 2.00 |
| XXXX | 4000007643 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  | 1.10 |
| XXXX | 4000047455 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000047474 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000047470 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000047459 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000070245 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000067470 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXX | 4000069334 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000072510 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXX | 4000074113 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.20 |
| XXXX | 4000074488 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 3.60 |
| XXXX | 4000072859 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXX | 4000072699 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXX | 4000077878 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.70 |
| XXXX | 4000079527 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 3.90 |
| XXXX | 4000078605 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000079504 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.50 |
| XXXX | 4000076037 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXX | 4000079398 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000077463 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.80 |
| XXXX | 4000077310 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXX | 4000078016 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXX | 4000075303 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXX | 4000079970 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXX | 4000079755 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.40 |
| XXXX | 4000081995 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 4.690% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  | 4.690% |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 1.00 |
| XXXX | 4000080816 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| XXXX | 4000081972 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| XXXX | 4000078799 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  | 2.40 |
| XXXX | 4000080743 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXX | 4000083742 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -3.050% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.60 |
| XXXX | 4000083064 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.30 |
| XXXX | 4000081761 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| XXXX | 4000084093 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXX | 4000083992 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXX | 4000086086 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -3.080% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 2.30 |
| XXXX | 4000086095 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Field Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXX | 4000082663 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.00 |
| XXXX | 4000080806 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXX | 4000085877 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXX | 4000082532 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXX | 4000086232 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.10 |
| XXXX | 4000086035 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000084707 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 2.90 |
| XXXX | 4000086486 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | -0.890% |  | 0.2 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.60 |
| XXXX | 4000082172 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000085587 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.80 |
| XXXX | 4000082545 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXX | 4000086286 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXX | 4000086581 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.00 |
| XXXX | 4000087125 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.20 |
| XXXX | 4000084136 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000086722 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 4.30 |
| XXXX | 4000085499 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXX | 4000087669 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| XXXX | 4000086411 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 4.00 |
| XXXX | 4000086234 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.00 |
| XXXX | 4000086566 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.50 |
| XXXX | 4000086503 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 |  |
| XXXX | 4000086842 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.90 |
| XXXX | 4000087153 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXX | 4000087156 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 2.80 |
| XXXX | 4000087171 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 3.40 |
| XXXX | 4000085670 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| XXXX | 4000086742 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -1.070% |  |  | Appraisal |  |  | Moderate |  |  |  |  |  |  |  |  | 0.000% |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 4.10 |
| XXXX | 4000086115 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.10 |
| XXXX | 4000086454 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.30 |
| XXXX | 4000088654 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| XXXX | 4000086536 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.30 |
| XXXX | 4000085014 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.30 |
| XXXX | 4000085973 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | -5.620% |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.60 |
| XXXX | 4000086996 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000085485 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 5.00 |
| XXXX | 4000084792 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 2.60 |
| XXXX | 4000085242 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| XXXX | 4000087355 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXX | 4000083158 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.50 |
| XXXX | 4000086339 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Stated |  |  |  |  |  |  | 4.280% |  |  | AVM |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000086777 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000086810 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXX | 4000085391 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000087528 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| XXXX | 4000087229 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXX | 4000086567 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXX | 4000087828 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.50 |
| XXXX | 4000090122 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 3.90 |
| XXXX | 4000090132 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXX | 4000087099 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXX | 4000088442 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXX | 4000084579 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| XXXX | 4000087278 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.40 |
| XXXX | 4000087195 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.70 |
| XXXX | 4000085187 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.60 |
| XXXX | 4000086892 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -7.690% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.00 |
| XXXX | 4000088548 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXX | 4000087332 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 2.00 |
| XXXX | 4000086958 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.20 |
| XXXX | 4000085411 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXX | 4000089797 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000086962 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.90 |
| XXXX | 4000088668 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.40 |
| XXXX | 4000086285 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 |  |
| XXXX | 4000086101 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.10 |
| XXXX | 4000086711 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.00 |
| XXXX | 4000083117 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXX | 4000088229 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.10 |
| XXXX | 4000087651 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.50 |
| XXXX | 4000086854 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000086921 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXX | 4000089323 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.20 |
| XXXX | 4000090170 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000086079 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.80 |
| XXXX | 4000086159 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXX | 4000088757 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.80 |
| XXXX | 4000087326 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.40 |
| XXXX | 4000087512 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000086273 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.60 |
| XXXX | 4000088559 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 5.00 |
| XXXX | 4000086521 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.20 |
| XXXX | 4000086318 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.70 |
| XXXX | 4000085077 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.80 |
| XXXX | 4000089714 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Field Review |  |  |  |  |  |  |  |  |  |  |  | -21.570% |  | High |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.60 |
| XXXX | 4000086215 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000088248 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.90 |
| XXXX | 4000084775 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXX | 4000087309 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000085223 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -0.120% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  | 0.000% |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXX | 4000087850 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXX | 4000086186 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| XXXX | 4000089432 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXX | 4000085999 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000086564 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| XXXX | 4000087676 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXX | 4000088974 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.20 |
| XXXX | 4000088487 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.50 |
| XXXX | 4000087269 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXX | 4000086789 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.10 |
| XXXX | 4000087347 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.10 |
| XXXX | 4000086714 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| XXXX | 4000086813 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 2.10 |
| XXXX | 4000086709 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000087373 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.30 |
| XXXX | 4000086227 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| XXXX | 4000089168 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXX | 4000087157 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 3.80 |
| XXXX | 4000087292 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXX | 4000087658 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXX | 4000086326 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXX | 4000086533 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXX | 4000087382 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXX | 4000087289 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.50 |
| XXXX | 4000089127 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXX | 4000087307 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXX | 4000087817 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXX | 4000085389 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 4.50 |
| XXXX | 4000087376 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXX | 4000087978 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.90 |
| XXXX | 4000086361 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXX | 4000086571 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| XXXX | 4000086889 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000086103 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -5.660% |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXX | 4000087432 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| XXXX | 4000087766 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000084014 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXX | 4000087032 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXX | 4000087066 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXX | 4000087409 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000086761 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXX | 4000086434 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXX | 4000086673 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXX | 4000086114 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXX | 4000087610 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| XXXX | 4000087133 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXX | 4000087341 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.10 |
| XXXX | 4000088723 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000086216 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXX | 4000087233 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXX | 4000085779 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| XXXX | 4000089934 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXX | 4000089395 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXX | 4000086487 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.30 |
| XXXX | 4000085714 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000087313 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000086063 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.40 |
| XXXX | 4000088812 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 |  |
| XXXX | 4000088395 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXX | 4000085993 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXX | 4000088803 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000086879 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXX | 4000090096 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXX | 4000086422 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.40 |
| XXXX | 4000087159 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXX | 4000086447 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXX | 4000089081 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXX | 4000086229 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| XXXX | 4000086853 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXX | 4000089443 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.70 |
| XXXX | 4000086917 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXX | 4000086950 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| XXXX | 4000089958 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| XXXX | 4000089872 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| XXXX | 4000086904 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.30 |
| XXXX | 4000088161 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000085113 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXX | 4000085032 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| XXXX | 4000088779 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.30 |
| XXXX | 4000086120 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXX | 4000087036 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| XXXX | 4000086028 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 3.10 |
| XXXX | 4000087039 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000087079 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXX | 4000087434 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| XXXX | 4000086923 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXX | 4000086808 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 3.80 |
| XXXX | 4000090281 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXX | 4000088558 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.80 |
| XXXX | 4000086706 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXX | 4000090118 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000082957 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.50 |
| XXXX | 4000089420 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 |  |
| XXXX | 4000087210 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| XXXX | 4000087052 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| XXXX | 4000089843 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.10 |
| XXXX | 4000086783 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| XXXX | 4000087059 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXX | 4000086511 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXX | 4000087183 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 4.60 |
| XXXX | 4000091619 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.70 |
| XXXX | 4000086558 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 2.10 |
| XXXX | 4000087394 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXX | 4000090329 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXX | 4000087113 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.50 |
| XXXX | 4000087491 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXX | 4000086230 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| XXXX | 4000090350 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.10 |
| XXXX | 4000089982 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.20 |
| XXXX | 4000086305 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXX | 4000086636 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.40 |
| XXXX | 4000086362 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXX | 4000089471 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 4.20 |
| XXXX | 4000087080 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 2.50 |
| XXXX | 4000090386 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000088717 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000090380 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  | -1.530% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -1.53% |  |  |  |  |  |
| XXXX | 4000087384 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000090395 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -9.520% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000089937 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  | -8.640% |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000090392 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  | -0.860% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -0.86% |  |  |  |  |  |
| XXXX | 4000086821 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000087521 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 |  |
| XXXX | 4000087297 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.00 |
| XXXX | 4000082958 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXX | 4000086913 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXX | 4000088189 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.60 |
| XXXX | 4000088193 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXX | 4000089704 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000087338 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| XXXX | 4000090397 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000085507 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000087709 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXX | 4000085351 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| XXXX | 4000088808 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000086529 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.50 |
| XXXX | 4000086050 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 2.20 |
| XXXX | 4000086632 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000088604 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXX | 4000089169 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| XXXX | 4000086201 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXX | 4000087402 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| XXXX | 4000086832 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.00 |
| XXXX | 4000087206 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Stated |  |  |  |  |  |  | 0.830% |  |  | AVM |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000087308 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000090021 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000087514 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.00 |
| XXXX | 4000089054 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000088188 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXX | 4000087913 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.80 |
| XXXX | 4000086971 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXX | 4000088081 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXX | 4000089230 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXX | 4000087408 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 3.30 |
| XXXX | 4000086514 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 3.60 |
| XXXX | 4000087221 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Stated |  |  |  |  |  |  | -4.540% |  |  | AVM |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -4.540% |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000090214 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.10 |
| XXXX | 4000089070 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.60 |
| XXXX | 4000090849 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000087774 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -5.060% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.90 |
| XXXX | 4000087762 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.60 |
| XXXX | 4000087087 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXX | 4000087642 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| XXXX | 4000085731 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000086975 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXX | 4000088180 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXX | 4000085810 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXX | 4000085594 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXX | 4000087421 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.50 |
| XXXX | 4000089232 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXX | 4000088770 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXX | 4000086560 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 1.00 |
| XXXX | 4000088299 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXX | 4000086895 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| XXXX | 4000089885 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXX | 4000087444 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.70 |
| XXXX | 4000090236 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -1.480% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 3.30 |
| XXXX | 4000087383 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.60 |
| XXXX | 4000087002 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 3.70 |
| XXXX | 4000087696 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000086848 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 2.60 |
| XXXX | 4000089353 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.60 |
| XXXX | 4000088898 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000087380 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.40 |
| XXXX | 4000085939 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000089639 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 2.980% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.70 |
| XXXX | 4000089980 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 3.30 |
| XXXX | 4000088953 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXX | 4000087334 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXX | 4000089640 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXX | 4000086021 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| XXXX | 4000086195 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 3.40 |
| XXXX | 4000088700 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 4.60 |
| XXXX | 4000086754 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.40 |
| XXXX | 4000087301 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.20 |
| XXXX | 4000090200 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000088568 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -6.900% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000087279 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 3.30 |
| XXXX | 4000088804 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXX | 4000086981 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 2.60 |
| XXXX | 4000085561 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXX | 4000089712 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| XXXX | 4000087690 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXX | 4000087613 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXX | 4000086003 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000087144 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000088841 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXX | 4000087499 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXX | 4000088950 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| XXXX | 4000089926 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -5.660% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000086020 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXX | 4000090682 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.20 |
| XXXX | 4000085305 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXX | 4000086619 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.80 |
| XXXX | 4000086022 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.20 |
| XXXX | 4000086023 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXX | 4000086473 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 3.90 |
| XXXX | 4000088155 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.30 |
| XXXX | 4000088807 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXX | 4000090656 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXX | 4000088967 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXX | 4000087009 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXX | 4000087412 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.40 |
| XXXX | 4000090266 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000087012 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXX | 4000087346 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.70 |
| XXXX | 4000086812 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXX | 4000087525 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXX | 4000088355 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXX | 4000090275 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000088811 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXX | 4000087407 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXX | 4000086699 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Stated |  |  |  |  |  |  | 19.190% |  |  | AVM |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000086185 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXX | 4000086925 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -0.320% |  |  | AVM |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| XXXX | 4000087090 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000086431 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXX | 4000087182 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.30 |
| XXXX | 4000088969 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.60 |
| XXXX | 4000085788 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 3.10 |
| XXXX | 4000089976 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXX | 4000088966 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXX | 4000087117 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.80 |
| XXXX | 4000089851 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000088184 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXX | 4000086890 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXX | 4000088835 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.20 |
| XXXX | 4000089078 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| XXXX | 4000087876 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000089307 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.00 |
| XXXX | 4000091816 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  | 0.000% |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000090421 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000089876 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXX | 4000087445 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 4.30 |
| XXXX | 4000088372 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXX | 4000086298 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.50 |
| XXXX | 4000088159 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000087628 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| XXXX | 4000087832 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.00 |
| XXXX | 4000086270 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXX | 4000089224 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXX | 4000087330 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 3.50 |
| XXXX | 4000088577 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| XXXX | 4000089118 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.30 |
| XXXX | 4000090842 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXX | 4000087923 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000086097 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 4.50 |
| XXXX | 4000085811 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXX | 4000089196 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXX | 4000086371 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.60 |
| XXXX | 4000087388 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXX | 4000086747 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXX | 4000086733 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.10 |
| XXXX | 4000084812 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000086648 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXX | 4000088619 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.10 |
| XXXX | 4000086563 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.80 |
| XXXX | 4000089310 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.40 |
| XXXX | 4000090121 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXX | 4000087377 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXX | 4000086236 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXX | 4000086197 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXX | 4000090829 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 4.00 |
| XXXX | 4000087022 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 5.00 |
| XXXX | 4000088579 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXX | 4000086029 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000092023 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000090468 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXX | 4000088615 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000090439 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXX | 4000089868 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.10 |
| XXXX | 4000090177 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000089720 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.20 |
| XXXX | 4000088570 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXX | 4000087887 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000086817 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.80 |
| XXXX | 4000089741 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXX | 4000090025 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000086820 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -1.100% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.40 |
| XXXX | 4000086720 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| XXXX | 4000090125 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -5.290% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 2.80 |
| XXXX | 4000086547 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXX | 4000086233 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXX | 4000087024 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Stated |  |  |  |  |  |  | 16.470% |  |  | AVM |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000090939 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXX | 4000087081 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.50 |
| XXXX | 4000087169 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXX | 4000086350 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.70 |
| XXXX | 4000077318 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000089077 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXX | 4000087018 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -16.680% |  |  | AVM |  | 0.24 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| XXXX | 4000086779 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.20 |
| XXXX | 4000085808 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 3.00 |
| XXXX | 4000086947 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXX | 4000087200 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.80 |
| XXXX | 4000087554 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.40 |
| XXXX | 4000089778 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 3.90 |
| XXXX | 4000086897 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.70 |
| XXXX | 4000087550 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.40 |
| XXXX | 4000091314 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.40 |
| XXXX | 4000089900 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 |  |
| XXXX | 4000090044 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.60 |
| XXXX | 4000087109 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXX | 4000088695 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| XXXX | 4000086259 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000090989 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.30 |
| XXXX | 4000092191 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000089812 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.10 |
| XXXX | 4000090452 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXX | 4000085751 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 4.60 |
| XXXX | 4000087093 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000085917 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.70 |
| XXXX | 4000087396 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXX | 4000084444 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -2.060% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000093335 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXX | 4000090239 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| XXXX | 4000088173 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXX | 4000087209 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXX | 4000089914 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.50 |
| XXXX | 4000087014 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.40 |
| XXXX | 4000086944 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXX | 4000086628 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 4.50 |
| XXXX | 4000089330 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.60 |
| XXXX | 4000090768 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| XXXX | 4000090378 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXX | 4000086649 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| XXXX | 4000089734 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| XXXX | 4000088610 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXX | 4000086478 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 4.40 |
| XXXX | 4000090268 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.250% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  | -100.000% |  | Indeterminate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 |  |
| XXXX | 4000086758 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -5.060% |  |  | AVM |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.50 |
| XXXX | 4000087068 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000090276 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.60 |
| XXXX | 4000091416 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.50 |
| XXXX | 4000091277 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -0.210% |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  | -12.100% |  | High |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.70 |
| XXXX | 4000087433 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXX | 4000090346 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000087215 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.30 |
| XXXX | 4000089788 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXX | 4000089940 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.00 |
| XXXX | 4000087142 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000086119 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXX | 4000087494 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.50 |
| XXXX | 4000091817 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000092751 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.60 |
| XXXX | 4000089215 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXX | 4000091381 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 2.30 |
| XXXX | 4000089011 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 1.050% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| XXXX | 4000088760 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXX | 4000087324 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.40 |
| XXXX | 4000089632 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXX | 4000089870 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.60 |
| XXXX | 6000097458 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.90 |
| XXXX | 6000097482 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.10 |
| XXXX | 6000097446 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Stated |  |  |  |  |  |  | -0.700% |  |  | AVM |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 6000097507 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 6000097500 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| XXXX | 6000097498 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.20 |
| XXXX | 6000097442 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.70 |
| XXXX | 6000097474 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.40 |
| XXXX | 6000097431 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 6000097479 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Stated |  |  |  |  |  |  | -0.800% |  |  | AVM |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 6000097448 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.50 |
| XXXX | 6000097432 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXX | 6000097445 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.70 |
| XXXX | 6000097483 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXX | 6000097456 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| XXXX | 6000097463 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.50 |
| XXXX | 6000097447 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXX | 6000097452 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 4.30 |
| XXXX | 6000097461 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXX | 6000097439 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| XXXX | 6000097487 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 3.50 |
| XXXX | 6000097501 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXX | 6000097480 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXX | 6000097495 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.60 |
| XXXX | 6000097472 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 4.40 |
| XXXX | 6000097497 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.80 |
| XXXX | 6000097490 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.90 |
| XXXX | 6000097489 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXX | 6000097475 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXX | 6000097499 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXX | 6000097434 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.80 |
| XXXX | 6000097494 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXX | 6000097451 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXX | 6000097459 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.00 |
| XXXX | 6000097464 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| XXXX | 6000097468 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXX | 6000097449 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 3.40 |
| XXXX | 6000097506 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXX | 6000097491 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXX | 6000097436 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| XXXX | 6000097450 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXX | 6000097433 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.00 |
| XXXX | 6000097454 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 2.90 |
| XXXX | 6000097438 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXX | 6000097477 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.20 |
| XXXX | 6000097505 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.60 |
| XXXX | 6000097478 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| XXXX | 6000097460 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.20 |
| XXXX | 6000097437 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Field Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.00 |
| XXXX | 6000097453 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.30 |
| XXXX | 6000097440 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 3.80 |
| XXXX | 6000097462 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.60 |
| XXXX | 6000097481 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.70 |
| XXXX | 6000097484 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.60 |
| XXXX | 6000097488 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.30 |
| XXXX | 6000097503 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.10 |
| XXXX | 4000090774 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000091431 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXX | 4000092102 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000086269 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000089627 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.70 |
| XXXX | 4000092314 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.70 | 2.00 |
| XXXX | 4000089744 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXX | 4000090354 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXX | 4000089564 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.60 |
| XXXX | 4000090631 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000089730 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXX | 4000089911 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.30 |
| XXXX | 4000088562 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXX | 4000087062 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.20 |
| XXXX | 4000092822 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| XXXX | 4000091580 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXX | 4000093241 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.10 |
| XXXX | 4000089863 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.40 |
| XXXX | 4000090551 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.10 |
| XXXX | 4000091489 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| XXXX | 4000086629 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.40 |
| XXXX | 4000092196 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXX | 4000085437 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.20 |
| XXXX | 4000090873 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.60 |
| XXXX | 4000087368 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| XXXX | 4000089831 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 1.00 |
| XXXX | 4000088945 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXX | 4000089177 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -2.250% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.60 |
| XXXX | 4000088551 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.450% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 2.90 |
| XXXX | 4000091106 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| XXXX | 4000089887 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.90 |
| XXXX | 4000089073 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.20 |
| XXXX | 4000090890 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 2.90 |
| XXXX | 4000087834 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXX | 4000092173 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXX | 4000086499 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Field Review |  |  |  |  |  |  |  |  |  |  |  | -100.000% |  | Indeterminate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000090064 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000092930 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000089638 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 3.20 |
| XXXX | 4000093159 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXX | 4000091000 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| XXXX | 4000090046 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 4.70 |
| XXXX | 4000088842 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.50 |
| XXXX | 4000090208 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.00 |
| XXXX | 4000092017 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000092494 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.40 |
| XXXX | 4000087296 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.690% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.40 |
| XXXX | 4000091124 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.70 |
| XXXX | 4000092814 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 |  |
| XXXX | 4000091895 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.20 |
| XXXX | 4000090915 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXX | 4000090347 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 4.260% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXX | 4000093314 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.80 |
| XXXX | 4000093415 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| XXXX | 4000091319 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| XXXX | 4000095025 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.10 |
| XXXX | 4000094051 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.40 |
| XXXX | 4000093949 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXX | 4000094054 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXX | 4000094868 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXX | 4000089844 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| XXXX | 4000091175 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| XXXX | 4000092367 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| XXXX | 4000093934 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.20 |
| XXXX | 4000092362 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXX | 4000092359 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXX | 4000096103 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000092787 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXX | 4000092356 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXX | 4000095306 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 3.90 |
| XXXX | 4000093229 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000093061 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXX | 4000091327 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXX | 4000091394 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXX | 4000097151 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.20 |
| XXXX | 4000093708 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXX | 4000094416 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXX | 4000097437 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000092442 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.10 |
| XXXX | 4000096628 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000094977 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000094828 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXX | 4000094566 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXX | 4000094662 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXX | 4000097436 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000092825 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000092809 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXX | 4000093418 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXX | 4000098637 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000097234 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000096966 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXX | 4000092378 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.00 |
| XXXX | 4000096485 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXX | 4000093426 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 3.10 |
| XXXX | 4000096446 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXX | 4000095650 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXX | 4000092097 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| XXXX | 4000096997 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXX | 4000093730 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXX | 4000090824 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXX | 4000094818 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.80 |
| XXXX | 4000094806 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.90 |
| XXXX | 4000094813 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.90 |
| XXXX | 4000093167 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXX | 4000092487 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.30 |
| XXXX | 4000097763 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXX | 4000088179 | XXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |

---

## Exhibit 99.1

**Exhibit 99.1 Schedule 4**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| 0 | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 | 19 | 20 | 21 | 22 | 23 | 24 | 25 | 26 | 27 | 28 | 29 | 30 | 31 | 32 | 33 | 34 | 35 | 36 | 37 | 38 | 39 | 40 | 41 | 42 | 43 | 44 | 45 | 46 | 47 | 48 | 49 | 50 | 51 | 52 | 53 | 54 | 55 | 56 | 57 | 58 | 59 | 60 | 61 | 62 | 63 | 64 | 65 | 66 | 67 | 68 | 69 | 70 | 71 | 72 | 73 | 74 | 75 | 76 | 77 | 78 | 79 | 80 | 81 | 82 | 83 | 84 | 85 | 86 | 87 | 88 | 89 | 90 | 91 | 92 | 93 | 94 | 95 | 96 | 97 | 98 | 99 | 100 | 101 | 102 | 103 | 104 | 105 | 106 | 107 | 108 | 109 | 110 | 111 | 112 | 113 | 114 | 115 | 116 | 117 | 118 | 119 | 120 | 121 | 122 | 123 | 124 | 125 | 126 | 127 | 128 | 129 | 130 | 131 | 132 | 133 | 134 | 135 | 136 | 137 | 138 | 139 | 140 | 141 | 142 | 143 | 144 | 145 | 146 | 147 | 148 | 149 | 150 | 151 | 152 | 153 | 154 | 155 | 156 | 157 | 158 | 159 | 160 | 161 | 162 | 163 | 164 | 165 | 166 | 167 | 168 | 169 | 170 | 171 | 172 | 173 | 174 | 175 | 176 | 177 | 178 | 179 | 180 | 181 | 182 | 183 | 184 | 185 | 186 | 187 | 188 | 189 | 190 | 191 | 192 | 193 | 194 | 195 | 196 | 197 | 198 | 199 | 200 | 201 | 202 | 203 | 204 | 205 | 206 | 207 | 208 | 209 |
| **SitusAMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **TILA Status Loan Designation** | **Exempt QM/ATR Equivalency** | **CDFI Bank Originated Loan** | **Application Date** | **TRID Tested** | **GSE** | **HOEPA Fees** | **TILA Fees** | **Rate Lock Date** | **Calculated APR** | **Original P&I** | **Qualifying P&I** | **Qualifying Rate** | **Is Borrower Non Occupant** | **Is Co Borrower Non Occupant** | **Borrower Employment Indicator** | **Co Borrower Employment Indicator** | **Co Borrower 2 Employment Indicator** | **Co Borrower 3 Employment Indicator** | **Co Borrower2 Length of Employment** | **Co Borrower3 Length of Employment** | **Borrower Foreign National Indicator** | **Co Borrower Foreign National Indicator** | **Co Borrower 2 Foreign National Indicator** | **Co Borrower 3 Foreign National Indicator** | **Borrower Country Name** | **Co Borrower Country Name** | **Co Borrower2 Country Name** | **Co Borrower3 Country Name** | **Residual Income** | **Num Units** | **Annual Property Tax** | **Annual Insurance Costs** | **Monthly Property Tax** | **Monthly Insurance Costs** | **HOA Name** | **HOA Address State** | **Fee Amount** | **Next Due Date** | **HOA Payment Frequency** | **Investor DTI** | **QM DTI** | **Non QM DTI** | **Original Credit Report Date** | **Qualifying Credit Score** | **Third Wage Earner Original FICO Equifax** | **Third Wage Earner Original FICO Experian** | **Third Wage Earner Original FICO Transunion** | **Fourth Wage Earner Original FICO Equifax** | **Fourth Wage Earner Original FICO Experian** | **Fourth Wage Earner Original FICO Transunion** | **Most Recent Updated Credit Report Date** | **Primary Wage Earner Updated FICO Equifax** | **Primary Wage Earner Updated FICO Experian** | **Primary Wage Earner Updated FICO Transunion** | **Secondary Wage Earner Updated FICO Equifax** | **Secondary Wage Earner Updated FICO Experian** | **Secondary Wage Earner Updated FICO Transunion** | **Third Wage Earner Updated FICO Equifax** | **Third Wage Earner Updated FICO Experian** | **Third Wage Earner Updated FICO Transunion** | **Fourth Wage Earner Updated FICO Equifax** | **Fourth Wage Earner Updated FICO Experian** | **Fourth Wage Earner Updated FICO Transunion** | **Most Recent Updated Co Borrower 2 FICO** | **Most Recent Updated Co Borrower 3 FICO** | **Co Borrower 2 Asset Verification Level** | **Co Borrower 3 Asset Verification Level** | **Co Borrower 2 Income Verification Level** | **Co Borrower 3 Income Verification Level** | **Co Borrower 2 Employment Verification Level** | **Co Borrower 3 Employment Verification Level** | **Asset Depletion Flag** | **Bank Statements Flag** | **Number of Statements** | **Type of Statements** | **Percent of Income From Statements** | **Borrower Business Ownership %** | **CoBorrower Business Ownership %** | **P&L Type** | **Income Doc Detail** | **Tax Return Doc Details** | **Document Level** | **Document Type** | **Most Recent Bankruptcy Type** | **Most Recent Bankruptcy Filing Date** | **Most Recent Bankruptcy Discharge Date** | **Number of Bankruptcy Events** | **Months Bankruptcy (7, 11)** | **Months Bankruptcy (13)** | **Most Recent Deed-in - Lieu Date** | **Number of Deed-in-Lieu Events** | **Months Deed-in-Lieu** | **Most Recent Short Sale Date** | **Number of Short Sale Events** | **Months Short Sale (or Pre FC)** | **Most Recent Foreclosure Date** | **Number of Foreclosure Events** | **Months Foreclosure** | **Prior Mortgage/Rent Late 30d in 24m** | **Prior Mortgage/Rent Late 60d in 24m** | **Prior Mortgage/Rent Late 90d in 24m** | **Has ACH** | **Guideline Name** | **UW Guideline Author** | **ATR QM Total Points and Fees Audit** | **Loan Regulation Benchmark Date** | **Benchmark Rate** | **HUD 1 Page 1 Credits Total** | **Collateral Underwriter Risk Score** | **AUS Decision System** | **Property Inspection Waiver (PIW)** | **Rating Result** | **Eligible For Rep and Warrant Relief Per Collateral Advisor** | **Is Equity Shared Loan** | **Investor Qualifying Rate** | **Borrower Years of W2s** | **CoBorrower Years of W2s** | **Years of Personal Tax Returns** | **Years of Business Tax Returns** | **Years of 4506T** | **Years of Tax Transcripts** | **Months of Personal Bank Statements** | **Months of Business Bank Statements** | **Months of Profit and Loss Statements** | **Expense Letter** | **Total DSCR** | **Total Inverse DSCR** | **Subordinate Lien Type** | **Is Shared Appreciation Mortgage** | **Duration of Payout Months** | **Seller VSH Indicator** | **Seller Indicated VSH Guideline** | **Validated VSH** | **IO Remaining Amortization Term at Recast** | **Maturity Date** | **Borrower Own Funds Cash Amount** | **Borrower Own Funds Percent** | **Is the Note an eNote** | **Borrower WVOE - # of Months of Income provided** | **Co Borrower WVOE - # of Months of Income provided** | **Co Borrower2 WVOE - # of Months of Income provided** | **Co Borrower3 WVOE - # of Months of Income provided** | **Were the origination guidelines utilized for this diligence review?** | **Title Evidence** | **Ownership Type** | **Borrower Type** | **Borrower Designation** | **Co Borrower Type** | **Co Borrower Designation** | **Co Borrower2 Type** | **Co Borrower2 Designation** | **Co Borrower3 Type** | **Co Borrower3 Designation** | **Senior Lien Position** | **Senior Lien Original Loan Amount** | **Senior Lien Original Interest Rate** | **Senior Lien Note Projected Closing Date** | **Senior Lien Current Balance** | **Senior Lien Current P&I** | **Loan Closed in the Name of an Entity** | **Note Executed by** | **Assumable Mortgage Flag** | **Leasehold Flag** | **Buydown Flag** | **Borrower Experian FICO Model Used** | **Borrower Equifax FICO Model Used** | **Borrower TransUnion FICO Model Used** | **Co Borrower Experian FICO Model Used** | **Co Borrower Equifax FICO Model Used** | **Co Borrower TransUnion FICO Model Used** | **Co Borrower2 Experian FICO Model Used** | **Co Borrower2 Equifax FICO Model Used** | **Co Borrower2 TransUnion FICO Model Used** | **Co Borrower3 Experian FICO Model Used** | **Co Borrower3 Equifax FICO Model Used** | **Co Borrower3 TransUnion FICO Model Used** | **Borrower Documentation Used to Determine Legal Residency** | **Co Borrower Documentation Used to Determine Legal Residency** | **Co Borrower2 Documentation Used to Determine Legal Residency** | **Co Borrower3 Documentation Used to Determine Legal Residency** | **Delayed Financing?** | **Months Reserves** | **Correspondent Type** | **Departure Residence** | **Rate Increase on Default** | **MERS Min Number** | **Co Borrower Other Income** | **Co Borrower Wage Income** | **Primary Housing Lates 0 6 Months 30** | **Primary Housing Lates 0 6 Months 60** | **Primary Housing Lates 0 6 Months 90** | **Primary Housing Lates 7 12 Months 30** | **Primary Housing Lates 7 12 Months 60** | **Primary Housing Lates 7 12 Months 90** | **Primary Housing Lates 13 24 Months 30** | **Primary Housing Lates 13 24 Months 60** | **Primary Housing Lates 13 24 Months 90** | **Primary Housing Lates 25 36 Months 30** | **Primary Housing Lates 25 36 Months 60** | **Primary Housing Lates 25 36 Months 90** | **Borrower 1 ITIN Flag** | **Borrower 2 ITIN Flag** | **Borrower 3 ITIN Flag** | **Borrower 4 ITIN Flag** | **Total Number of Mortgaged Properties** |
| XXXX | 4000005661 | XXXX |  | Non QM |  |  |  | Yes | No | $17452.00 | $20722.00 |  | 8.240% | $5854.34 | $5854.34 | 8.000% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $15121.68 | 1 | $4399.80 | $7062.96 | $366.65 | $588.58 |  |  |  |  |  | 36.432% | 36.432% | 36.432% | XXXX | 731 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $17452.00 |  | 5.580% | $23000.00 | 2 |  |  |  | Yes | No | 8.000% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.560% |  |  |  |  |  |  | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 13.21 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000007643 | XXXX |  | N/A |  |  |  | Yes | No | $17412.20 | $20426.79 |  | 8.152% | $5220.50 | $5220.50 | 7.875% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $184506.51 | 1 | $12000.00 | $5282.04 | $1000.00 | $440.17 |  |  |  |  |  | 8.095% | 8.095% | 8.095% | XXXX | 712 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; 4506-C (for Business) - 2021<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; 4506-C (for Business) - 2020 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020 | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $17412.20 |  | 6.790% | $0.00 | 1.1 |  |  |  | Yes | No | 7.875% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 3.000% | No |  |  |  |  |  | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 13.72 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000047455 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $906.67 | $906.67 | 8.000% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $2159.52 | $1275.00 | $179.96 | $106.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 714 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 8.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 1 |  |  |  |  |  |  | 240 | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 89.15 |  |  | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000047474 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $755.21 | $755.21 | 7.250% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $2159.52 | $1275.00 | $179.96 | $106.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 714 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.99 |  |  |  |  |  |  | 240 | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 90.31 |  |  | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000047470 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $886.67 | $886.67 | 8.000% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $2063.64 | $1275.00 | $171.97 | $106.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 714 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 8.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 1 |  |  |  |  |  |  | 240 | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 88.95 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000047459 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $769.77 | $769.77 | 7.375% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $2063.64 | $1275.00 | $171.97 | $106.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 714 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 1 |  |  |  |  |  |  | 240 | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 91.32 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000070245 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $10232.64 | $10232.64 | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 2 | $9075.84 | $2400.00 | $756.32 | $200.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 757 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 1 |  |  |  |  |  |  |  | XXXX | XXXX | 33.220% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7.56 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000067470 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1778.44 | $1778.44 | 7.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $4445.04 | $1634.16 | $370.42 | $136.18 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 716 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.17 | 0.85 |  |  |  |  |  |  |  | XXXX | XXXX | 35.510% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.26 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| XXXX | 4000069334 | XXXX |  | Non QM |  |  |  | Yes | No | $2422.60 | $5026.36 |  | 7.196% | $2964.36 | $2964.36 | 7.125% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10673.80 | 1 | $4422.84 | $987.60 | $368.57 | $82.30 |  |  |  |  |  | 29.102% | 29.102% | 29.102% | XXXX | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Primary Income - Pension]; 1099-R - 2024<br> [Borrower - \| Primary Income - Pension]; 1099-R - 2024<br> [Borrower - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Primary Income - Pension]; 1099-R - 2023<br> [Borrower - \| Primary Income - Pension]; 1099-R - 2023<br> [Borrower - \| Non-Primary Income - Social Security]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; 1099-SSA - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; 1099-SSA - 2023<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; Other - 2025<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2024<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $2422.60 |  | 6.730% | $0.00 |  |  |  |  | N/A | No | 7.125% | 0 |  | 2 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 51.550% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 33.03 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000072510 | XXXX |  | N/A |  |  |  | No | No | $72345.00 | $34676.60 |  | 8.690% | $8019.67 | $13127.04 | 9.584% | No | No | Not Employed | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $36843.90 | 1 | $5297.64 | $561.00 | $441.47 | $46.75 |  |  |  |  |  | 45.568% | 41.469% | 45.568% | XXXX | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% |  | 25.000% |  | [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 25.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 25.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 25.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 25.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 25.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2020 |  | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $72345.00 |  | 6.780% | $0.00 | 1 |  |  |  | No | No | 9.584% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  | 240 | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | Yes |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 26.55 |  | No | No |  | $67687.39 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXX | 4000074113 | XXXX |  | N/A |  |  |  | No | No | $25104.38 | $16214.02 |  | 7.228% | $2660.29 | $2660.29 | 6.874% | No | No | Not Employed | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $24066.17 | 1 | $6728.40 | $908.04 | $560.70 | $75.67 |  |  |  |  |  | 32.217% | 32.217% | 32.217% | XXXX | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% |  | 50.000% |  | [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2024 |  | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX | $25104.38 |  | 6.700% | $0.00 | 1.2 |  |  |  | N/A | No | 6.874% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 62.420% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 49.93 |  | No | No |  | $35504.87 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXX | 4000074488 | XXXX |  | N/A |  |  |  | No | No | $57261.62 | $27726.14 |  | 7.449% | $6306.63 | $8250.89 | 7.249% | No | No | Not Employed | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $52530.22 | 1 | $13855.92 | $3660.00 | $1154.66 | $305.00 |  |  |  |  |  | 43.461% | 41.368% | 43.461% | XXXX | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% |  | 100.000% |  | [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 24]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 24]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 24]; Other - 2025 |  | Alternative Documentation (A) | 24mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX | $57261.62 |  | 6.810% | $0.00 | 3.6 |  |  |  | No | No | 7.249% | 0 | 0 | 0 | 0 | 0 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  | 240 | XXXX | XXXX | 46.340% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 61.96 |  | No | No |  | $92909.05 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 7 |
| XXXX | 4000072859 | XXXX |  | N/A |  |  |  | No | No | $34123.60 | $24332.67 |  | 7.121% | $2976.66 | $2976.66 | 6.624% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | United States of America |  |  |  | $13033.93 | 1 | $7748.76 | $2120.04 | $645.73 | $176.67 |  |  |  |  |  | 38.423% | 38.423% | 38.423% | XXXX | 729 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 35.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 35.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 35.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 35.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX | $34123.60 |  | 6.650% | $0.00 | 1 |  |  |  | Yes | No | 6.624% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 55.590% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  |  | 43.87 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXX | 4000072699 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2501.49 | $2501.49 | 7.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $10830.48 | $1625.04 | $902.54 | $135.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | No | No | 7.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.63 | 1.58 |  |  |  |  |  |  |  | XXXX | XXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 132.42 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000077878 | XXXX |  | Exempt from ATR |  | Yes |  | Yes | No | $21500.00 | $32391.56 |  | 8.289% | $7337.65 | $7337.65 | 8.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $15573.80 | 1 | $15624.96 | $2070.00 | $1302.08 | $172.50 |  |  |  |  |  | 39.951% | 39.951% | 39.951% | XXXX | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX | $21500.00 |  | 6.700% | $5880.00 | 1.7 |  |  |  | No | No | 8.000% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 45.820% | No | 17 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 47.1 |  | No | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXX | 4000079527 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2264.83 | $2264.83 | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $5828.04 | $1006.68 | $485.67 | $83.89 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 | 3.9 |  |  |  | Yes | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.02 | 0.98 |  |  |  |  |  |  |  | XXXX | XXXX | 100.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 215.44 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000078605 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1799.09 | $1799.09 | 8.499% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 2 | $4689.36 | $1943.04 | $390.78 | $161.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 745 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 8.499% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.15 | 0.87 |  |  |  |  |  |  |  | XXXX | XXXX | 8.010% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 39.03 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000079504 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1507.12 | $1507.12 | 9.124% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $2007.12 | $1526.88 | $167.26 | $127.24 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 737 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 2.5 |  |  |  | N/A | No | 9.124% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.05 | 0.95 |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 91.58 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000076037 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2077.60 | $2077.60 | 7.750% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $5437.56 | $855.96 | $453.13 | $71.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.05 | 0.96 |  |  |  |  |  |  |  | XXXX | XXXX | 34.210% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 15 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000079398 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1555.58 | $1555.58 | 8.000% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $1968.00 | $1590.96 | $164.00 | $132.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  | 2 |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 8.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.13 | 0.88 |  |  |  |  |  |  |  | XXXX | XXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 22 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000077463 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1347.44 | $1347.44 | 7.125% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $1927.92 | $1635.96 | $160.66 | $136.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 | 3.8 |  |  |  | N/A | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.22 | 0.82 |  |  |  |  |  |  |  | XXXX | XXXX | 60.740% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 109 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000077310 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3425.46 | $3425.46 | 8.249% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $988.92 | $1883.04 | $82.41 | $156.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 728 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | No | No | 8.249% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.22 | 0.82 |  |  |  |  |  |  |  | XXXX | XXXX |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 8.67 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000078016 | XXXX |  | Non QM |  |  |  | Yes | No | $6357.50 | $9969.58 |  | 7.592% | $5497.57 | $5497.57 | 7.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8747.03 | 1 | $15779.04 | $1268.04 | $1314.92 | $105.67 |  |  |  |  |  | 49.779% | 49.779% | 49.779% | XXXX | 802 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $6357.50 |  | 6.740% | $0.00 | 1 |  |  |  | N/A | No | 7.500% | 2 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 40.990% | No | 25 | 25 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 36.03 |  | Yes | No |  | $0.00 | $6792.20 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000075303 | XXXX |  | Non QM |  |  |  | Yes | No | $7310.00 | $11255.13 |  | 9.082% | $4097.57 | $4097.57 | 8.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $15935.84 | 4 | $5399.28 | $1482.96 | $449.94 | $123.58 |  |  |  |  |  | 44.613% | 44.613% | 44.613% | XXXX | 707 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 6.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 6.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $7310.00 |  | 6.890% | $0.00 |  |  |  |  | No | No | 8.875% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 82.21 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000079970 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $4244.74 | $4244.74 | 7.750% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | $6207.24 | $1571.04 | $517.27 | $130.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 721 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | No | No | 7.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.12 | 0.89 |  |  |  |  |  |  |  | XXXX | XXXX | 5.290% | No |  |  |  |  | Yes | Final | Fee Simple | Corp | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 6.29 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000079755 | XXXX |  | Non QM |  |  |  | Yes | No | $25743.12 | $10765.44 |  | 7.778% | $4784.69 | $4784.69 | 7.625% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $1955.23 | 1 | $8462.04 | $6795.96 | $705.17 | $566.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion (No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX | $25743.12 |  | 6.920% | $0.00 | 1.4 |  |  |  | Yes | No | 7.625% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | XXXX | XXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 237.15 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXX | 4000081995 | XXXX |  | Exempt from ATR | N/A | Yes |  | No | No | $30355.00 | $32400.83 |  | 9.342% | $3857.84 | $3857.84 | 8.625% | No | No | Not Employed | Self-Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  |  |  |  | $14421.43 | 1 | $14929.56 | $1419.96 | $1244.13 | $118.33 |  |  |  |  |  | 39.064% | 39.064% | 39.064% | XXXX | 747 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - P&L Statement Only]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; Third Party Verification - 2025 |  | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $30355.00 |  | 6.930% | $0.00 | 1 |  |  |  | No | No | 8.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 25.800% | No |  |  |  |  | Yes | Final | Fee Simple | Corp | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | Resident Alien Card |  |  |  | 4.61 |  | No | Yes |  | $23666.58 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXX | 4000080816 | XXXX |  | Non QM |  |  |  | Yes | No | $12625.00 | $14609.75 |  | 7.178% | $4931.56 | $4931.56 | 6.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $12704.52 | 1 | $10976.04 | $1349.04 | $914.67 | $112.42 |  |  |  |  |  | 33.952% | 33.952% | 33.952% | XXXX | 817 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $12625.00 |  | 6.880% | $0.00 | 1 |  |  |  | Yes | No | 6.990% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 100.000% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 253.01 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000081972 | XXXX |  | Non QM |  |  |  | Yes | No | $2470.00 | $5712.12 |  | 7.808% | $3411.85 | $3411.85 | 7.750% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8525.17 | 1 | $1444.44 | $3128.52 | $120.37 | $260.71 |  |  |  |  |  | 49.321% | 49.321% | 49.321% | XXXX | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX | $2470.00 |  | 6.830% | $4000.00 | 1 |  |  |  | Yes | No | 7.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | XXXX | XXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 362.58 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000078799 | XXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $3505.12 |  | 7.027% | $6653.02 | $6653.02 | 7.000% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $19933.74 | 1 | $7284.96 | $3472.20 | $607.08 | $289.35 |  |  |  |  |  | 38.055% | 38.055% | 38.055% | XXXX | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $1640.00 |  | 6.930% | $0.00 | 2.4 |  |  |  | Yes | No | 7.000% | 2 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 97.850% | No | 29 |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 126.94 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXX | 4000080743 | XXXX |  | Non QM |  |  |  | Yes | No | $3882.08 | $7584.55 |  | 6.992% | $2837.93 | $2837.93 | 6.875% | No | No | Non-Employment Income | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $2648.20 | 1 | $599.40 | $1961.04 | $49.95 | $163.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Other Documentation (O) | Asset Depletion (Residual Income) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $3882.08 |  | 6.880% | $2850.00 | 1 |  |  |  | Yes | No | 6.875% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | XXXX | XXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 174.78 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000083742 | XXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $10145.00 | $11602.28 |  | 8.740% | $3813.81 | $3813.81 | 8.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $12086.57 | 1 | $5549.40 | $4187.04 | $462.45 | $348.92 |  |  |  |  |  | 34.151% | 34.151% | 34.151% | XXXX | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 1yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX | $10145.00 |  | 6.700% | $0.00 | 1.6 |  |  |  | No | No | 8.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 26.320% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 6.72 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000083064 | XXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $21591.00 | $26604.67 |  | 8.511% | $4953.94 | $4953.94 | 8.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9077.58 | 1 | $6306.72 | $2135.04 | $525.56 | $177.92 |  |  |  |  |  | 38.561% | 38.561% | 38.561% | XXXX | 764 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX | $21591.00 |  | 6.650% | $0.00 | 1.3 |  |  |  | Yes | No | 8.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 27.260% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.48 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000081761 | XXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 7.200% | $1840.17 | $1840.17 | 7.250% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $10759.32 | 1 | $1638.36 | $2217.12 | $136.53 | $184.76 |  |  |  |  |  | 46.739% | 46.739% | 46.739% | XXXX | 695 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1040 - 2022<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  | 6.830% | $0.00 | 1 | LP / LPA |  | Accept/Eligible | No | No | 7.250% | 1 | 2 | 3 | 0 | 3 | 2 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | No |  | 28 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 22.69 |  | No | No |  | ($2609.00) | $10833.33 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 6 |
| XXXX | 4000084093 | XXXX |  | N/A |  |  |  | No | Yes | $6047.50 | $8174.31 |  | 7.714% | $1566.45 | $1566.45 | 7.375% | No | No | Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  |  |  |  |  | $6123.45 | 1 | $4201.92 | $1604.28 | $350.16 | $133.69 |  |  |  |  |  | 46.321% | 46.321% | 46.321% | XXXX | 803 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $6047.50 |  | 6.670% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 7.375% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 37.800% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  |  | 16.3 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000083992 | XXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $24108.00 | $35596.50 |  | 8.707% | $10592.55 | $10592.55 | 8.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $24217.34 | 1 | $39361.20 | $4602.00 | $3280.10 | $383.50 |  |  |  |  |  | 41.428% | 41.428% | 41.428% | XXXX | 686 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; WVOE - 2025 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $24108.00 |  | 6.880% | $2000.00 | 1 |  |  |  | N/A | No | 8.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 32.330% | No | 0 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.42 |  | Yes | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000086086 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2072.03 | $2072.03 | 7.375% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | $7925.40 | $3453.96 | $660.45 | $287.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 754 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 2.3 |  |  |  | Yes | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.04 | 0.96 |  |  |  |  |  |  |  | XXXX | XXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Trustee |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 162.78 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000086095 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $4195.85 | $4195.85 | 7.375% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | $13069.68 | $2588.04 | $1089.14 | $215.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | No | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.02 | 0.98 |  |  |  |  |  |  |  | XXXX | XXXX | 33.960% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 12.2 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000082663 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $6444.72 | $6444.72 | 8.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $19366.32 | $3053.04 | $1613.86 | $254.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 2 |  |  |  | Yes | No | 8.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.57 | 1.77 |  |  |  |  |  |  |  | XXXX | XXXX | 8.630% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 13.8 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000080806 | XXXX |  | Non QM |  |  |  | Yes | No | $17115.00 | $19615.41 |  | 7.465% | $3826.72 | $3826.72 | 7.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6149.43 | 1 | $4347.60 | $1449.96 | $362.30 | $120.83 |  |  |  |  |  | 48.084% | 48.084% | 48.084% | XXXX | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $17115.00 |  | 6.790% | $0.00 | 1 |  |  |  | Yes | No | 7.125% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 30.920% | No | 29 |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 10.49 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000085877 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2929.94 | $2929.94 | 8.250% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $10398.60 | $1878.00 | $866.55 | $156.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 723 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 8.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.76 | 1.32 |  |  |  |  |  |  |  | XXXX | XXXX | 53.140% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 34.42 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000082532 | XXXX |  | N/A |  |  |  | No | No | $34375.37 | $17307.34 |  | 7.396% | $4345.05 | $4345.05 | 7.124% | No | No | Not Employed | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $25757.35 | 1 | $11147.28 | $3885.24 | $928.94 | $323.77 |  |  |  |  |  | 28.536% | 28.536% | 28.536% | XXXX | 734 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% |  | 100.000% |  | [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 |  | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX | $34375.37 |  | 6.830% | $0.00 | 1 |  |  |  | N/A | No | 7.124% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 68.460% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 63.03 |  | No | No |  | $36042.41 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000086232 | XXXX |  | Non QM |  |  |  | Yes | No | $7512.00 | $1518.48 |  | 6.926% | $1686.99 | $1686.99 | 6.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3934.38 | 1 | $6561.24 | $1182.00 | $546.77 | $98.50 |  |  |  |  |  | 45.361% | 45.361% | 45.361% | XXXX | 755 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $7512.00 |  | 6.890% | $200.00 | 1.1 |  |  |  | Yes | No | 6.875% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 34.270% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 8.78 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000086035 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1734.09 | $1734.09 | 7.625% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $6470.76 | $4528.08 | $539.23 | $377.34 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 722 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.87 | 1.15 |  |  |  |  |  |  |  | XXXX | XXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 23.51 |  |  | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000084707 | XXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $1029.14 |  | 6.882% | $5991.19 | $5991.19 | 6.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $15936.51 | 1 | $9167.28 | $2628.96 | $763.94 | $219.08 |  |  |  |  |  | 32.762% | 32.762% | 32.762% | XXXX | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $1640.00 |  | 6.750% | $20000.00 | 2.9 |  |  |  | Yes | No | 6.875% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 44.350% | No | 30 | 31 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 39.89 |  | Yes | No |  | $0.00 | $10868.40 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000086486 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1549.55 | $1549.55 | 7.125% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $1402.80 | $945.24 | $116.90 | $78.77 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 701 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1.6 |  |  |  | Yes | No | 7.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.2 | 0.83 |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 123.35 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000082172 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1487.51 | $1487.51 | 8.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 2 | $5443.68 | $870.96 | $453.64 | $72.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 675 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 8.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.29 | 0.77 |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 65.07 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000085587 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1911.04 | $1911.04 | 7.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $5187.72 | $1676.04 | $432.31 | $139.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 764 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 2.8 |  |  |  | N/A | No | 7.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.09 | 0.92 |  |  |  |  |  |  |  | XXXX | XXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 469.04 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000082545 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1346.68 | $1346.68 | 7.374% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 4 | $6652.80 | $2754.96 | $554.40 | $229.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 705 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | No | No | 7.374% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.97 | 0.51 |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 88.36 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000086286 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $6649.00 | $6649.00 | 9.375% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $13737.24 | $1925.28 | $1144.77 | $160.44 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 754 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 9.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.62 | 1.62 |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 9.03 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000086581 | XXXX |  | Non QM |  |  |  | Yes | No | $7331.60 | $13855.80 |  | 7.170% | $4124.88 | $4124.88 | 7.000% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6945.66 | 1 | $19168.92 | $4802.04 | $1597.41 | $400.17 |  |  |  |  |  | 49.756% | 49.756% | 49.756% | XXXX | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $7331.60 |  | 6.750% | $1000.00 | 2 |  |  |  | Yes | No | 7.000% | 2 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 33.400% | No | 30 | 30 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 12.06 |  | No | No |  | $0.00 | $11725.42 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000087125 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2798.83 | $2798.83 | 7.000% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | $12933.96 | $6480.00 | $1077.83 | $540.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 713 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 | 2.2 |  |  |  | No | No | 7.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.86 | 1.16 |  |  |  |  |  |  |  | XXXX | XXXX | 63.340% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 7.97 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000084136 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $5912.36 | $5912.36 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $30066.00 | $9326.88 | $2505.50 | $777.24 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 716 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.75 | 1.33 |  |  |  |  |  |  |  | XXXX | XXXX | 2.180% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 70.69 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000086722 | XXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $11970.44 | $17646.08 |  | 6.810% | $3093.40 | $3093.40 | 6.500% | No | No | Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $22036.45 | 1 | $12313.44 | $3859.80 | $1026.12 | $321.65 |  |  |  |  |  | 41.525% | 41.525% | 41.525% | XXXX | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $11970.44 |  | 6.750% | $0.00 | 4.3 | DU |  | ApproveEligible | No | No | 6.500% | 0 | 0 | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | XXXX | 55.470% | No | 31 |  |  |  | Yes | Commitment | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 12.93 |  | No | No |  | $4217.42 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXX | 4000085499 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1805.18 | $1805.18 | 7.749% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $6062.88 | $954.96 | $505.24 | $79.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.749% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.03 | 0.98 |  |  |  |  |  |  |  | XXXX | XXXX | 0.980% | No |  |  |  |  | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 7.39 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000087669 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1849.08 | $1849.08 | 8.000% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $701.04 | $1080.00 | $58.42 | $90.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 738 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 8.000% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.95 | 1.05 |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 120.59 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000086411 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1912.74 | $1912.74 | 7.000% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $9655.80 | $981.96 | $804.65 | $81.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 822 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 4 |  |  |  | Yes | No | 7.000% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.05 | 0.95 |  |  |  |  |  |  |  | XXXX | XXXX | 60.410% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 30.32 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000086234 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2104.90 | $2104.90 | 8.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $2638.08 | $2571.84 | $219.84 | $214.32 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 2 |  |  |  | N/A | No | 8.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.9 | 1.12 |  |  |  |  |  |  |  | XXXX | XXXX | 52.410% | No |  |  |  |  | Yes | Short Form | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 29.57 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000086566 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2627.72 | $2627.72 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $16250.04 | $2783.04 | $1354.17 | $231.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 741 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 3.5 |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.16 | 0.86 |  |  |  |  |  |  |  | XXXX | XXXX | 77.420% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 23.35 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000086503 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1334.17 | $1334.17 | 7.625% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $8291.52 | $1100.16 | $690.96 | $91.68 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 741 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | Yes | No | 7.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.87 | 1.14 |  |  |  |  |  |  |  | XXXX | XXXX | 85.520% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 64.86 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000086842 | XXXX |  | Exempt from ATR | N/A | Yes |  | No | No | $23995.00 | $13508.24 |  | 7.965% | $2894.88 | $2894.88 | 7.625% | No | No | Employed | Employed |  |  |  |  | Permanent Resident Alien | US Citizen |  |  |  |  |  |  | $5437.07 | 1 | $5035.32 | $887.04 | $419.61 | $73.92 |  |  |  |  |  | 49.940% | 49.940% | 49.940% | XXXX | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX | $23995.00 |  | 6.750% | $0.00 | 1.9 |  |  |  | Yes | No | 7.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 26.840% | No | 12 | 31 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 41.02 |  | No | Yes |  | $0.00 | $4361.07 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000087153 | XXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $21300.00 | $26229.00 |  | 7.979% | $5096.11 | $5096.11 | 7.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $11587.71 | 1 | $14673.12 | $1796.04 | $1222.76 | $149.67 |  |  |  |  |  | 36.030% | 36.030% | 36.030% | XXXX | 806 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; Business License - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $21300.00 |  | 6.770% | $500.00 | 1 |  |  |  | Yes | No | 7.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 27.400% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 9.52 |  |  | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000087156 | XXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $19906.25 | $21357.72 |  | 8.172% | $5619.29 | $5619.29 | 7.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $19287.82 | 1 | $18294.00 | $4829.04 | $1524.50 | $402.42 |  |  |  |  |  | 42.922% | 42.922% | 42.922% | XXXX | 749 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Non-Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $19906.25 |  | 6.800% | $0.00 | 2.8 |  |  |  | No | No | 7.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | No | 5 |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 7.51 |  |  | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000087171 | XXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $8660.00 | $10805.18 |  | 8.738% | $2176.85 | $2176.85 | 8.375% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $13759.18 | 1 | $8608.44 | $1061.04 | $717.37 | $88.42 |  |  |  |  |  | 29.831% | 29.831% | 29.831% | XXXX | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX | $8660.00 |  | 6.800% | $0.00 | 3.4 |  |  |  | Yes | No | 8.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 31.760% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 3.3 |  | Yes | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000085670 | XXXX |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 6.964% | $2062.44 | $2062.44 | 7.000% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9180.00 | 1 | $9812.52 | $1345.44 | $817.71 | $112.12 |  |  |  |  |  | 39.062% | 39.062% | 39.062% | XXXX | 802 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Account Statements - 2025<br> [Borrower - \| Primary Income - Social Security]; 1099-SSA - 2024<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2024<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099-SSA - 2024<br> [Coborrower(s) - \| Non-Primary Income - Pension]; 1099-R - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  | 6.790% | $2000.00 | 1 | DU |  | ApproveEligible | Yes | No | 7.000% | 0 | 0 | 1 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 100.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 125.72 |  | No | No |  | $4778.44 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000086742 | XXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $2946.25 | $4140.21 |  | 7.656% | $1517.30 | $1517.30 | 7.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3914.97 | 1 | $2370.96 | $1809.96 | $197.58 | $150.83 |  |  |  |  |  | 43.534% | 43.534% | 43.534% | XXXX | 807 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $2946.25 |  | 6.630% | $60000.00 | 4.1 | DU |  | ApproveEligible | Yes | No | 7.500% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | No |  |  |  | XXXX | XXXX | 6.130% | No | 7 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.11 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000086115 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $5055.74 | $5055.74 | 7.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $11807.04 | $1767.00 | $983.92 | $147.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 710 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1.1 |  |  |  | N/A | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.83 | 1.21 |  |  |  |  |  |  |  | XXXX | XXXX | 9.990% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 15.77 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000086454 | XXXX |  | N/A |  |  |  | No | No | $39755.37 | $22700.80 |  | 9.958% | $4379.17 | $4379.17 | 9.499% | No | No | Not Employed | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $277490.76 | 1 | $6210.84 | $3359.76 | $517.57 | $279.98 |  |  |  |  |  | 9.366% | 9.366% | 9.366% | XXXX | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% |  | 100.000% |  | [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 |  | Alternative Documentation (A) | 24mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX | $39755.37 |  | 6.630% | $0.00 | 1.3 |  |  |  | N/A | No | 9.499% | 0 | 0 | 0 | 0 | 0 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 38.840% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 18.54 |  | No | No |  | $306166.63 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXX | 4000088654 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1212.69 | $1212.69 | 7.125% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $4851.72 | $1233.96 | $404.31 | $102.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | Yes | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.45 | 0.69 |  |  |  |  |  |  |  | XXXX | XXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 153.53 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000086536 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1426.94 | $1426.94 | 7.875% | No | No |  |  |  |  | 0 |  |  | Permanent Resident Alien | US Citizen |  |  |  |  |  |  | 1 | $4342.44 | $1137.00 | $361.87 | $94.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 708 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1.3 |  |  |  | Yes | No | 7.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.17 | 0.86 |  |  |  |  |  |  |  | XXXX | XXXX | 93.580% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 90.66 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000085014 | XXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $5883.40 |  | 6.801% | $4345.61 | $4345.61 | 6.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $11441.96 | 1 | $9389.04 | $1601.04 | $782.42 | $133.42 |  |  |  |  |  | 34.942% | 34.942% | 34.942% | XXXX | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $1640.00 |  | 6.750% | $170.00 | 2.3 |  |  |  | Yes | No | 6.750% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 100.000% | No | 78 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 141.05 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000085973 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2694.87 | $2694.87 | 7.125% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $4993.32 | $7326.48 | $416.11 | $610.54 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 2.6 |  |  |  | Yes | No | 7.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.78 | 1.28 |  |  |  |  |  |  |  | XXXX | XXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 108.53 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000086996 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2058.28 | $2058.28 | 7.000% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 2 | $3366.60 | $1467.00 | $280.55 | $122.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.3 | 0.77 |  |  |  |  |  |  |  | XXXX | XXXX | 49.970% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 36.49 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000085485 | XXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $3706.00 |  | 6.943% | $2286.11 | $2286.11 | 6.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $17519.78 | 1 | $2717.28 | $627.84 | $226.44 | $52.32 |  |  |  |  |  | 29.921% | 29.921% | 29.921% | XXXX | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX | $1640.00 |  | 6.790% | $0.00 | 5 |  |  |  | No | No | 6.875% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 70.350% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 79.92 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000084792 | XXXX |  | Non QM |  |  |  | Yes | No | $2396.25 | $7788.45 |  | 6.925% | $5748.13 | $5748.13 | 6.875% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $15426.61 | 1 | $10135.20 | $3953.04 | $844.60 | $329.42 |  |  |  |  |  | 48.545% | 48.545% | 48.545% | XXXX | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 73.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Employer Letter - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX | $2396.25 |  | 6.750% | $0.00 | 2.6 |  |  |  | No | No | 6.875% | 0 | 2 | 0 | 0 | 2 | 1 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 47.420% | No |  | 31 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 45.24 |  | Yes | No |  | $0.00 | $8154.18 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000085242 | XXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.843% | $1995.28 | $1995.28 | 6.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8707.81 | 1 | $5014.44 | $2751.00 | $417.87 | $229.25 |  |  |  |  |  | 43.904% | 43.905% | 43.905% | XXXX | 798 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  | 6.790% | $0.00 | 1 | LP / LPA |  | Accept/Eligible | No | No | 6.875% | 2 | 2 | 2 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 41.680% | No | 31 | 31 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 19.82 |  | No | No |  | $0.00 | $7606.33 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXX | 4000087355 | XXXX |  | N/A |  |  |  | No | No | $13312.15 | $7123.86 |  | 7.353% | $1849.17 | $1849.17 | 7.124% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $125528.76 | 1 | $6862.56 | $1880.04 | $571.88 | $156.67 |  |  |  |  |  | 7.778% | 7.778% | 7.778% | XXXX | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2024 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX | $13312.15 |  | 6.750% | $0.00 | 1 |  |  |  | N/A | No | 7.124% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 100.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 239.07 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000083158 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2796.92 | $2796.92 | 7.250% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | $5655.00 | $3523.32 | $471.25 | $293.61 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 2.5 |  |  |  | No | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.04 | 0.96 |  |  |  |  |  |  |  | XXXX | XXXX | 59.810% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 107.33 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000086339 | XXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $5317.50 | $6816.60 |  | 6.712% | $1738.19 | $1738.19 | 6.500% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5390.93 | 1 | $8954.04 | $4872.96 | $746.17 | $406.08 |  |  |  |  |  | 49.499% | 49.499% | 49.499% | XXXX | 738 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $5317.50 |  | 6.750% | $0.00 |  | LP / LPA | Yes | Accept/Eligible | N/A | No | 6.500% | 1 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | XXXX | 100.000% | No | 30 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 300.81 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000086777 | XXXX |  | Non QM |  |  |  | Yes | No | $5708.08 | $6611.27 |  | 7.405% | $2919.71 | $2919.71 | 7.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5190.95 | 1 | $8707.80 | $1497.00 | $725.65 | $124.75 |  |  |  |  |  | 42.699% | 42.699% | 42.699% | XXXX | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-T - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-T - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 1yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $5708.08 |  | 6.790% | $0.00 |  |  |  |  | N/A | No | 7.250% | 0 |  | 0 | 0 | 3 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 26.640% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 6.09 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000086810 | XXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $3245.00 | $6150.21 |  | 7.336% | $1072.80 | $1072.80 | 7.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $1927.41 | 1 | $2687.52 | $1335.96 | $223.96 | $111.33 |  |  |  |  |  | 46.852% | 46.852% | 46.852% | XXXX | 785 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $3245.00 |  | 6.750% | $1500.00 | 1 | LP / LPA |  | Accept/Eligible | No | No | 7.000% | 0 |  | 1 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | XXXX | 67.530% | No | 30 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 55.31 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000085391 | XXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 7.224% | $3103.90 | $3103.90 | 7.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8886.47 | 3 | $1552.44 | $2367.00 | $129.37 | $197.25 |  |  |  |  |  | 46.589% | 46.589% | 46.589% | XXXX | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2021<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2021<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2021 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  | 6.790% | $0.00 |  | DU |  | ApproveEligible | N/A | No | 7.250% | 0 |  | 1 | 0 | 3 | 1 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 15.04 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| XXXX | 4000087528 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2069.67 | $2069.67 | 7.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $4352.88 | $1101.96 | $362.74 | $91.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 741 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.07 | 0.93 |  |  |  |  |  |  |  | XXXX | XXXX | 100.000% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 161.69 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000087229 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1008.60 | $1008.60 | 7.000% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $2122.32 | $720.00 | $176.86 | $60.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.14 | 0.88 |  |  |  |  |  |  |  | XXXX | XXXX | 8.910% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 72.34 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000086567 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1751.32 | $1751.32 | 7.625% | No | No |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  |  | 1 | $1444.08 | $1500.96 | $120.34 | $125.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 714 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 1 |  |  |  |  |  |  |  | XXXX | XXXX | 4.460% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5.38 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000087828 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1690.35 | $1690.35 | 8.250% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | $4790.88 | $1376.04 | $399.24 | $114.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 750 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 2.5 |  |  |  | Yes | No | 8.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.86 | 1.16 |  |  |  |  |  |  |  | XXXX | XXXX | 77.950% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 67.36 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000090122 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2046.33 | $2046.33 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $6880.20 | $1554.00 | $573.35 | $129.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 811 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 3.9 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.02 | 0.98 |  |  |  |  |  |  |  | XXXX | XXXX | 69.650% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 56.82 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| XXXX | 4000090132 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1430.16 | $1430.16 | 6.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $6567.84 | $1733.04 | $547.32 | $144.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 726 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.06 | 0.94 |  |  |  |  |  |  |  | XXXX | XXXX | 68.800% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 52.78 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| XXXX | 4000087099 | XXXX |  | Non QM |  |  |  | Yes | No | $6175.00 | $3226.16 |  | 8.046% | $1241.20 | $1241.20 | 7.874% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2239.36 | 1 | $3317.28 | $1304.04 | $276.44 | $108.67 |  |  |  |  |  | 42.517% | 42.517% | 42.517% | XXXX | 810 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX | $6175.00 |  | 6.750% | $30000.00 | 1 |  |  |  | Yes | No | 7.874% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  | 60 |  |  |  |  | XXXX | XXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 144.06 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000088442 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1836.12 | $1836.12 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $6607.08 | $1170.00 | $550.59 | $97.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 672 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.99 |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 8.3 |  |  | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000084579 | XXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $2699.22 |  | 6.830% | $1621.50 | $1621.50 | 6.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $26083.10 | 1 | $11117.28 | $3792.96 | $926.44 | $316.08 |  |  |  |  |  | 19.700% | 19.700% | 19.700% | XXXX | 753 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $1640.00 |  | 6.750% | $6250.00 | 1 |  |  |  | Yes | No | 6.750% | 2 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 100.000% | No | 31 | 19 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 33.4 |  | No | No |  | $0.00 | $19550.01 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000087278 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2043.05 | $2043.05 | 6.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $8200.92 | $1761.48 | $683.41 | $146.79 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1.4 |  |  |  | Yes | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.17 | 0.86 |  |  |  |  |  |  |  | XXXX | XXXX | 24.620% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 10.17 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000087195 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1415.59 | $1415.59 | 7.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $2731.32 | $2066.28 | $227.61 | $172.19 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 678 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 3.7 |  |  |  | N/A | No | 7.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.05 | 0.96 |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 102.77 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000085187 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1071.21 | $1071.21 | 7.125% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $2262.36 | $879.00 | $188.53 | $73.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 739 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 2.6 |  |  |  | Yes | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.54 | 0.65 |  |  |  |  |  |  |  | XXXX | XXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 118.01 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000086892 | XXXX |  | Non QM |  |  |  | Yes | No | $1390.00 | $7132.20 |  | 7.386% | $13778.97 | $13778.97 | 7.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $60078.40 | 1 | $22139.04 | $6978.00 | $1844.92 | $581.50 |  |  |  |  |  | 43.485% | 43.485% | 43.485% | XXXX | 700 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $1390.00 |  | 6.750% | $0.00 | 2 |  |  |  | N/A | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 52.840% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 36.22 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXX | 4000088548 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $989.28 | $989.28 | 6.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $1299.96 | $557.04 | $108.33 | $46.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.07 | 0.94 |  |  |  |  |  |  |  | XXXX | XXXX | 0.360% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 33.34 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000087332 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $7000.78 | $7000.78 | 7.874% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $11725.32 | $1035.96 | $977.11 | $86.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 730 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 | 2 |  |  |  | No | No | 7.874% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.76 | 1.32 |  |  |  |  |  |  |  | XXXX | XXXX | 38.670% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 20.58 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000086958 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3449.92 | $3449.92 | 7.375% | No | No |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  |  | 1 | $9636.00 | $1044.96 | $803.00 | $87.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 722 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1.2 |  |  |  | Yes | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.06 | 0.94 |  |  |  |  |  |  |  | XXXX | XXXX | 9.050% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 8.79 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000085411 | XXXX |  | N/A |  |  |  | No | No | $12354.36 | $5384.33 |  | 7.107% | $2712.44 | $2712.44 | 7.000% | No | No | Not Employed | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $55514.18 | 3 | $5826.48 | $4443.00 | $485.54 | $370.25 |  |  |  |  |  | 20.159% | 20.159% | 20.159% | XXXX | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 |  | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $12354.36 |  | 6.790% | $10800.00 |  |  |  |  | No | No | 7.000% | 0 | 2 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 79.220% | No |  | 30 |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 76.91 |  | No | No |  | $0.00 | $69531.26 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000089797 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $936.12 | $936.12 | 6.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $1680.00 | $705.00 | $140.00 | $58.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.54 | 0.65 |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 116.63 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000086962 | XXXX |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 7.477% | $1485.13 | $1485.13 | 7.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6571.02 | 1 | $186.96 | $2474.64 | $15.58 | $206.22 |  |  |  |  |  | 36.871% | 36.871% | 36.871% | XXXX | 748 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  | 6.750% | $5310.00 | 3.9 | DU |  | ApproveEligible | N/A | No | 7.500% | 0 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 58.980% | No | 15 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 55.77 |  | Yes | No |  | $0.00 | $4650.46 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000088668 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $7883.15 | $7883.15 | 6.875% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | $3120.24 | $2961.96 | $260.02 | $246.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 684 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 | 1.4 |  |  |  | Yes | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.99 |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 88.16 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000086285 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $4578.19 | $4578.19 | 9.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $6752.52 | $1759.92 | $562.71 | $146.66 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 731 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | Yes | No | 9.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.76 | 1.32 |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 16.32 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000086101 | XXXX |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 7.850% | $2218.71 | $2218.71 | 7.875% | No | No | Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9929.23 | 1 | $7161.00 | $2008.20 | $596.75 | $167.35 |  |  |  |  |  | 42.367% | 42.367% | 42.367% | XXXX | 713 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Tax Return Extension - 2024<br> [Coborrower]; Transcripts (1040) - No Results Returned - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  | 6.790% | $7650.00 | 2.1 | LP / LPA |  | Accept/Eligible | Yes | No | 7.875% | 1 | 0 | 1 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 34.830% | No | 19 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 12.18 |  | No | No |  | $6381.08 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000086711 | XXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $1690.00 | $3240.19 |  | 6.973% | $1724.44 | $1724.44 | 6.875% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $10342.24 | 1 | $5481.72 | $3423.00 | $456.81 | $285.25 |  |  |  |  |  | 31.667% | 31.667% | 31.667% | XXXX | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Borrower - \| Non-Primary Income - Social Security]; 1099-SSA - 2024<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2024<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2024<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $1690.00 |  | 6.750% | $0.00 | 2 | DU |  | ApproveEligible | Yes | No | 6.875% | 0 | 0 | 2 | 0 | 3 | 2 |  |  |  | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | XXXX | 77.340% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 38.78 |  | Yes | No |  | $4384.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000083117 | XXXX |  | Non QM |  |  |  | Yes | No | $3370.44 | $5062.39 |  | 7.696% | $4297.72 | $4297.72 | 7.625% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8681.03 | 1 | $8900.04 | $1256.04 | $741.67 | $104.67 |  |  |  |  |  | 42.764% | 42.764% | 42.764% | XXXX | 814 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $3370.44 |  | 6.770% | $0.00 | 1 |  |  |  | N/A | No | 7.625% | 0 |  | 0 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  | 120 |  |  |  |  | XXXX | XXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 18.48 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000088229 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1994.21 | $1994.21 | 7.125% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $3374.76 | $1026.00 | $281.23 | $85.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 758 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1.1 |  |  |  | No | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.15 | 0.87 |  |  |  |  |  |  |  | XXXX | XXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 20.85 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| XXXX | 4000087651 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1592.54 | $1592.54 | 7.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $2893.44 | $867.00 | $241.12 | $72.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 798 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1.5 |  |  |  | Yes | No | 7.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.76 | 1.31 |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 111.13 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000086854 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3284.64 | $3284.64 | 6.875% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 4 | $12671.88 | $3812.04 | $1055.99 | $317.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.11 | 0.9 |  |  |  |  |  |  |  | XXXX | XXXX | 100.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 190.38 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000086921 | XXXX |  | Non QM |  |  |  | Yes | No | $2715.00 | $7006.13 |  | 6.939% | $5912.36 | $5912.36 | 6.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $17023.68 | 1 | $18016.80 | $1575.00 | $1501.40 | $131.25 |  |  |  |  |  | 38.413% | 38.413% | 38.413% | XXXX | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $2715.00 |  | 6.750% | $0.00 | 1 |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 42.520% | No | 30 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7.15 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000089323 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1495.68 | $1495.68 | 6.749% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $2494.56 | $1137.00 | $207.88 | $94.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 727 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 | 2.2 |  |  |  | N/A | No | 6.749% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.91 | 1.1 |  |  |  |  |  |  |  | XXXX | XXXX | 51.240% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 39.07 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000090170 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1263.10 | $1263.10 | 7.124% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | $2160.12 | $1358.04 | $180.01 | $113.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 749 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.124% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.54 | 0.65 |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 114.81 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000086079 | XXXX |  | N/A |  |  |  | No | No | $8470.00 | $11350.00 |  | 7.840% | $3538.97 | $3538.97 | 7.625% | No | No | Not Employed | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $8575.85 | 1 | $20185.56 | $2196.96 | $1682.13 | $183.08 |  |  |  |  |  | 48.578% | 48.578% | 48.578% | XXXX | 735 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Non-Primary Income - Wages]; Employer Letter - 2025<br> [Coborrower(s) - \| Non-Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Non-Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Non-Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Non-Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Non-Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; Account Statements - 2025<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 |  | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX | $8470.00 |  | 6.790% | $0.00 | 1.8 |  |  |  | N/A | No | 7.625% | 0 | 2 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | No |  | 30 |  |  | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 58.61 |  | No | No |  | $10636.38 | $6041.10 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000086159 | XXXX |  | Non QM |  |  |  | Yes | No | $2565.00 | $6223.33 |  | 8.854% | $4467.11 | $6132.59 | 10.327% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $14139.19 | 1 | $10625.04 | $1773.00 | $885.42 | $147.75 |  |  |  |  |  | 36.189% | 32.476% | 36.189% | XXXX | 814 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $2565.00 |  | 6.760% | $1000.00 | 1 |  |  |  | N/A | No | 10.327% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 24.850% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.23 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000088757 | XXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $7283.92 |  | 6.514% | $12641.36 | $12641.36 | 6.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $25700.00 | 1 | $31381.68 | $6356.04 | $2615.14 | $529.67 |  |  |  |  |  | 45.642% | 45.642% | 45.642% | XXXX | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Employer Letter - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $1640.00 |  | 6.630% | $0.00 | 2.8 |  |  |  | Yes | No | 6.500% | 2 | 1 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 33.000% | No | 20 | 14 |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 20.83 |  | Yes | No |  | $0.00 | $21029.17 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000087326 | XXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.240% | $4950.37 | $4950.37 | 6.250% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $34980.12 | 1 | $22755.72 | $2039.04 | $1896.31 | $169.92 |  |  |  |  |  | 42.812% | 42.812% | 42.812% | XXXX | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2024 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  | 6.750% | $0.00 | 1.4 | DU |  | ApproveEligible | Yes | No | 6.250% | 1 | 1 | 0 | 0 | 1 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 120.97 |  | No | No |  | $0.00 | $17833.34 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| XXXX | 4000087512 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3324.87 | $3324.87 | 6.250% | No | No |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  |  | 2 | $14715.72 | $1380.96 | $1226.31 | $115.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 813 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.61 | 0.62 |  |  |  |  |  |  |  | XXXX | XXXX | 28.390% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 11.19 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000086273 | XXXX |  | Non QM |  |  |  | Yes | No | $1740.00 | $12413.28 |  | 6.919% | $12008.66 | $12008.66 | 6.875% | No | No | Employed | Non-Employment Income | Non-Employment Income |  | 0 |  | US Citizen | US Citizen | US Citizen |  |  |  |  |  | $36394.73 | 1 | $28562.52 | $4699.80 | $2380.21 | $391.65 |  |  |  |  |  | 40.787% | 40.787% | 40.787% | XXXX | 779 | 791 | 818 | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  | Level 3-Stated/Partially Verified |  | Level 1-Not Stated/Not Verified |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Coborrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $1740.00 |  | 6.750% | $25000.00 | 1.6 |  |  |  | Yes | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | XXXX | XXXX | 100.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 12.08 |  | Yes | No |  | $36822.18 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000088559 | XXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $18620.00 | $20098.00 |  | 7.297% | $4391.00 | $4391.00 | 7.000% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $20597.70 | 1 | $14055.12 | $2955.96 | $1171.26 | $246.33 |  |  |  |  |  | 27.724% | 27.724% | 27.724% | XXXX | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 70.00000% \| Expense Ratio Source: Third Party Verification \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 70.00000% \| Expense Ratio Source: Third Party Verification \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 70.00000% \| Expense Ratio Source: Third Party Verification \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 70.00000% \| Expense Ratio Source: Third Party Verification \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 70.00000% \| Expense Ratio Source: Third Party Verification \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 70.00000% \| Expense Ratio Source: Third Party Verification \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 70.00000% \| Expense Ratio Source: Third Party Verification \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 70.00000% \| Expense Ratio Source: Third Party Verification \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 70.00000% \| Expense Ratio Source: Third Party Verification \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 70.00000% \| Expense Ratio Source: Third Party Verification \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $18620.00 |  | 6.610% | $0.00 | 5 |  |  |  | N/A | No | 7.000% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 68.410% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 54.69 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000086521 | XXXX |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 7.485% | $3999.51 | $3999.51 | 7.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $55458.46 | 1 | $7293.00 | $6595.44 | $607.75 | $549.62 |  |  |  |  |  | 13.469% | 13.469% | 13.469% | XXXX | 747 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  | 6.750% | $6000.00 | 1.2 | DU |  | ApproveEligible | Yes | No | 7.500% | 0 |  | 2 | 0 | 3 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 44.620% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 30.14 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXX | 4000086318 | XXXX |  | Non QM |  |  |  | Yes | No | $2246.00 | $3453.02 |  | 7.718% | $2378.19 | $2378.19 | 7.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8018.68 | 1 | $2149.08 | $1436.04 | $179.09 | $119.67 |  |  |  |  |  | 34.339% | 34.339% | 34.339% | XXXX | 817 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Social Security]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $2246.00 |  | 6.750% | $5000.00 | 1.7 |  |  |  | No | No | 7.625% | 2 |  | 0 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 32.340% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 43.77 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000085077 | XXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $1499.00 | $3195.88 |  | 7.032% | $4649.72 | $4649.72 | 7.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $27587.12 | 1 | $6645.12 | $1676.04 | $553.76 | $139.67 |  |  |  |  |  | 27.824% | 27.824% | 27.824% | XXXX | 683 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $1499.00 |  | 6.750% | $500.00 | 2.8 | DU |  | ApproveEligible | No | No | 7.000% | 2 |  | 0 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | XXXX | 100.000% | No | 32 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 213.28 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000089714 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $997.85 | $997.85 | 6.999% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $5820.00 | $525.00 | $485.00 | $43.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 742 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 2.6 |  |  |  | N/A | No | 6.999% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.38 | 0.72 |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 39.93 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000086215 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2542.31 | $2542.31 | 6.875% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 2 | $3980.16 | $2192.04 | $331.68 | $182.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 733 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.95 | 1.05 |  |  |  |  |  |  |  | XXXX | XXXX | 100.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 199.13 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000088248 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1408.68 | $1408.68 | 6.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $13016.40 | $1702.68 | $1084.70 | $141.89 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 | 3.9 |  |  |  | N/A | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.17 | 0.85 |  |  |  |  |  |  |  | XXXX | XXXX | 59.750% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5.76 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000084775 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1012.15 | $1012.15 | 7.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 2 | $3292.56 | $1629.00 | $274.38 | $135.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 662 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | No | No | 7.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.16 | 0.86 |  |  |  |  |  |  |  | XXXX | XXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 439.03 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000087309 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $8151.24 | $8151.24 | 8.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 2 | $3252.12 | $4119.00 | $271.01 | $343.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 701 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 8.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.03 | 0.97 |  |  |  |  |  |  |  | XXXX | XXXX |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 6.3 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000085223 | XXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $6670.53 |  | 7.012% | $14441.39 | $19193.81 | 7.000% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $27488.18 | 1 | $44525.64 | $3858.96 | $3710.47 | $321.58 |  |  |  |  |  | 46.309% | 37.026% | 46.309% | XXXX | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $1640.00 |  | 6.750% | $0.00 | 1 |  |  |  | No | No | 7.000% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  | 240 | XXXX | XXXX | 35.720% | No | 30 | 29 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 24.43 |  | Yes | No |  | $0.00 | $29797.17 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000087850 | XXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $4566.27 |  | 7.152% | $6548.54 | $6548.54 | 7.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8173.80 | 1 | $15624.96 | $2706.96 | $1302.08 | $225.58 |  |  |  |  |  | 49.700% | 49.700% | 49.700% | XXXX | 802 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $1640.00 |  | 6.750% | $0.00 | 1 |  |  |  | Yes | No | 7.125% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 72.700% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 76.61 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000086186 | XXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.741% | $1945.79 | $1945.79 | 6.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $17709.65 | 1 | $2941.32 | $1242.00 | $245.11 | $103.50 |  |  |  |  |  | 31.917% | 31.917% | 31.917% | XXXX | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  | 6.750% | $0.00 | 1 | DU |  | ApproveEligible | No | No | 6.750% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | No | 20 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 62.36 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 5 |
| XXXX | 4000089432 | XXXX |  | Non QM |  |  |  | Yes | No | $2715.00 | $9100.47 |  | 6.937% | $7278.77 | $7278.77 | 6.875% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $18172.17 | 1 | $17312.52 | $3294.96 | $1442.71 | $274.58 |  |  |  |  |  | 45.268% | 45.268% | 45.268% | XXXX | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2024 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $2715.00 |  | 6.630% | $0.00 | 1 |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 6.730% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 5.72 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000085999 | XXXX |  | N/A |  |  |  | No | No | $2030.00 | $3952.30 |  | 7.682% | $3680.53 | $3680.53 | 7.625% | No | No | Not Employed | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $14908.40 | 2 | $6187.44 | $1788.96 | $515.62 | $149.08 |  |  |  |  |  | 39.688% | 39.688% | 39.688% | XXXX | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2021<br> [Coborrower(s) - \| Non-Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Non-Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Non-Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Non-Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Non-Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Non-Primary Income - Wages]; W-2 - 2021 |  | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $2030.00 |  | 6.790% | $2000.00 |  |  |  |  | N/A | No | 7.625% | 0 | 4 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No |  | 23 |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 184.65 |  | No | No |  | $21337.23 | $3381.39 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 7 |
| XXXX | 4000086564 | XXXX |  | Non QM |  |  |  | Yes | No | $2565.00 | $6640.86 |  | 6.985% | $3522.78 | $3522.78 | 6.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7541.35 | 1 | $8937.48 | $2184.96 | $744.79 | $182.08 |  |  |  |  |  | 41.990% | 41.990% | 41.990% | XXXX | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX | $2565.00 |  | 6.750% | $0.00 |  |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 28.930% | No | 31 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.88 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000087676 | XXXX |  | Non QM |  |  |  | Yes | No | $3933.00 | $4723.62 |  | 7.800% | $1096.37 | $1096.37 | 7.500% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $4730.63 | 1 | $2286.96 | $845.04 | $190.58 | $70.42 |  |  |  |  |  | 47.437% | 47.437% | 47.437% | XXXX | 701 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $3933.00 |  | 6.750% | $1150.00 | 1 |  |  |  | N/A | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 40.960% | No | 29 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 6.49 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000088974 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2689.31 | $2689.31 | 6.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $2427.84 | $623.04 | $202.32 | $51.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 2.2 |  |  |  | N/A | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 1 |  |  |  |  |  |  |  | XXXX | XXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 393.69 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000088487 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2694.87 | $2694.87 | 7.125% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $4947.00 | $458.04 | $412.25 | $38.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1.5 |  |  |  | N/A | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.93 | 1.08 |  |  |  |  |  |  |  | XXXX | XXXX | 32.790% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 10.32 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000087269 | XXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $3593.00 | $608.50 |  | 6.502% | $1896.20 | $1896.20 | 6.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4474.66 | 1 | $2523.60 | $833.04 | $210.30 | $69.42 |  |  |  |  |  | 42.798% | 42.798% | 42.798% | XXXX | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $3593.00 |  | 6.750% | $10000.00 | 1 | DU |  | ApproveEligible | Yes | No | 6.500% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | XXXX | 44.410% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 23.37 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000086789 | XXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 7.228% | $2114.75 | $2114.75 | 7.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8968.64 | 1 | $1936.92 | $1127.04 | $161.41 | $93.92 |  |  |  |  |  | 40.525% | 40.525% | 40.525% | XXXX | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Business License - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  | 6.750% | $0.00 | 1.1 | LP / LPA |  | Accept/Eligible | No | No | 7.250% | 0 |  | 1 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | No | 31 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 9.77 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000087347 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1935.94 | $1935.94 | 7.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $4767.36 | $701.04 | $397.28 | $58.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 733 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1.1 |  |  |  | N/A | No | 7.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.25 | 0.8 |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 107.24 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000086714 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1218.12 | $1218.12 | 7.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $4813.68 | $1640.04 | $401.14 | $136.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 747 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | No | No | 7.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.05 | 0.95 |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 92.02 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000086813 | XXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.971% | $1844.35 | $1844.35 | 6.990% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5312.09 | 1 | $1203.00 | $825.00 | $100.25 | $68.75 |  |  |  |  |  | 38.390% | 38.390% | 38.390% | XXXX | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared (Unaudited) | [Borrower - \| Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - C-Corp]; 1120 - 2024<br> [Borrower - \| Non-Primary Income - C-Corp]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Account Transcripts - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Account Transcripts - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  | 6.750% | $0.00 | 2.1 | DU |  | ApproveEligible | Yes | No | 6.990% | 1 | 0 | 1 | 0 | 3 | 2 |  |  | 7.43 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 1.350% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No |  | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 21.13 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000086709 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2710.31 | $2710.31 | 7.375% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $11006.40 | $1691.04 | $917.20 | $140.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 753 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.03 | 0.97 |  |  |  |  |  |  | 240 | XXXX | XXXX |  | No |  |  |  |  | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 79.2 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000087373 | XXXX |  | Non QM |  |  |  | Yes | No | $12539.00 | $3222.63 |  | 7.446% | $2652.19 | $2652.19 | 7.375% | No | No | Self-Employed | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8711.99 | 1 | $5297.40 | $1813.08 | $441.45 | $151.09 |  |  |  |  |  | 43.272% | 43.272% | 43.272% | XXXX | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 71.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $12539.00 |  | 6.750% | $0.00 | 1.3 |  |  |  | N/A | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 42.170% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 63.37 |  | Yes | No |  | $1219.80 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000086227 | XXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 7.115% | $1915.04 | $1915.04 | 7.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2794.86 | 1 | $2384.28 | $1386.00 | $198.69 | $115.50 |  |  |  |  |  | 48.448% | 48.448% | 48.448% | XXXX | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  | 6.750% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 7.125% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 77.320% | No | 31 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 82.7 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000089168 | XXXX |  | Non QM |  |  |  | Yes | No | $11860.00 | $17337.38 |  | 6.934% | $5642.80 | $5642.80 | 6.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10491.61 | 1 | $18125.04 | $2823.00 | $1510.42 | $235.25 |  |  |  |  |  | 41.404% | 41.404% | 41.404% | XXXX | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $11860.00 |  | 6.630% | $0.00 | 1 |  |  |  | N/A | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 42.760% | No | 31 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.35 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000087157 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2537.39 | $2537.39 | 6.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $3737.04 | $983.04 | $311.42 | $81.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 3.8 |  |  |  | No | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.19 | 0.84 |  |  |  |  |  |  |  | XXXX | XXXX | 64.810% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 76.41 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000087292 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2804.14 | $2804.14 | 7.375% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $6705.24 | $1887.84 | $558.77 | $157.32 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 812 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.2 | 0.83 |  |  |  |  |  |  |  | XXXX | XXXX | 59.470% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 35.44 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000087658 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1482.18 | $1482.18 | 7.125% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $1695.36 | $1371.00 | $141.28 | $114.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 2.01 | 0.5 |  |  |  |  |  |  |  | XXXX | XXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 3.98 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000086326 | XXXX |  | N/A |  |  |  | No | No | $3135.00 | $7001.18 |  | 8.552% | $7596.87 | $7596.87 | 8.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $32257.82 | 1 | $9377.88 | $2097.96 | $781.49 | $174.83 |  |  |  |  |  | 41.765% | 41.765% | 41.765% | XXXX | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 39.70000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 39.70000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 39.70000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $3135.00 |  | 6.630% | $0.00 | 1 |  |  |  | N/A | No | 8.500% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 27.700% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 10.76 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXX | 4000086533 | XXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $4325.42 |  | 8.304% | $5071.05 | $5071.05 | 8.250% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7332.59 | 1 | $8353.32 | $1494.00 | $696.11 | $124.50 |  |  |  |  |  | 44.948% | 44.948% | 44.948% | XXXX | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - No Results Returned - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $1640.00 |  | 6.750% | $5000.00 | 1 |  |  |  | Yes | No | 8.250% | 2 | 0 | 0 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 65.150% | No | 31 |  |  |  | Yes | Commitment | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 13.43 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000087382 | XXXX |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 6.600% | $2593.26 | $2593.26 | 6.625% | No | No | Employed | Employed |  |  |  |  | Permanent Resident Alien | Permanent Resident Alien |  |  |  |  |  |  | $24736.62 | 3 | $6750.00 | $2309.16 | $562.50 | $192.43 |  |  |  |  |  | 25.109% | 25.109% | 25.109% | XXXX | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  | 6.750% | $0.00 |  | LP / LPA |  | Accept/Eligible | No | No | 6.625% | 2 | 2 | 1 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 18.950% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  | Resident Alien Card | Resident Alien Card |  |  |  | 11.13 |  | No | No |  | $0.00 | $17541.18 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXX | 4000087289 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1391.71 | $1391.71 | 7.375% | No | No |  |  |  |  |  |  | Permanent Resident Alien | Permanent Resident Alien |  |  |  |  |  |  |  | 1 | $2800.08 | $1742.04 | $233.34 | $145.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 2.5 |  |  |  | N/A | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.02 | 0.98 |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 103.95 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000089127 | XXXX |  | Non QM |  |  |  | Yes | No | $12370.00 | $15749.99 |  | 7.207% | $4790.12 | $4790.12 | 7.000% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $11058.14 | 1 | $11249.88 | $0.00 | $937.49 | $0.00 |  |  |  |  |  | 41.609% | 41.609% | 41.609% | XXXX | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2025 |  | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $12370.00 |  | 6.630% | $0.00 | 1 |  |  |  | N/A | No | 7.000% | 0 |  | 0 | 0 | 0 | 0 |  |  | 24.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 28.270% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 25.95 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000087307 | XXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.725% | $3567.29 | $3567.29 | 6.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $27056.31 | 1 | $9249.96 | $1619.16 | $770.83 | $134.93 |  |  |  |  |  | 25.432% | 25.432% | 25.432% | XXXX | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Employer Letter - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  | 6.750% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 6.750% | 2 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 13.87 |  | No | No |  | $0.00 | $19629.18 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000087817 | XXXX |  | N/A |  |  |  | No | No | $4738.40 | $3369.50 |  | 7.979% | $2030.19 | $2030.19 | 7.875% | No | No | Not Employed | Employed | Employed |  | 23.16 |  |  | US Citizen | US Citizen |  |  |  |  |  | $19425.72 | 3 | $5039.28 | $3105.96 | $419.94 | $258.83 |  |  |  |  |  | 42.259% | 42.259% | 42.259% | XXXX | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  | Level 5-Stated/Verified as defined |  | Level 3-Stated/Verified as defined |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 |  | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $4738.40 |  | 6.750% | $0.00 |  |  |  |  | No | No | 7.875% | 0 | 1 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 62.270% | No |  | 20 | 30 |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 46.89 |  | Yes | No |  | $0.00 | $33643.04 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000085389 | XXXX |  | Non QM |  |  |  | Yes | No | $1740.00 | $4074.08 |  | 6.781% | $6161.68 | $6161.68 | 6.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9813.02 | 1 | $2774.40 | $1916.04 | $231.20 | $159.67 |  |  |  |  |  | 40.787% | 40.787% | 40.787% | XXXX | 807 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $1740.00 |  | 6.790% | $675.00 | 4.5 |  |  |  | No | No | 6.750% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 88.910% | No | 30 | 30 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 121.41 |  | Yes | No |  | $0.00 | $2940.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000087376 | XXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $3983.45 |  | 6.826% | $2691.68 | $2691.68 | 6.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $15555.23 | 1 | $3854.76 | $774.96 | $321.23 | $64.58 |  |  |  |  |  | 37.779% | 37.779% | 37.779% | XXXX | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $1640.00 |  | 6.750% | $500.00 | 1 |  |  |  | No | No | 6.750% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 83.610% | No | 31 |  |  |  | Yes | Commitment | Fee Simple | Individual | Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 82.74 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000087978 | XXXX |  | Non QM |  |  |  | Yes | No | $7258.75 | $7997.81 |  | 6.947% | $2383.60 | $2383.60 | 6.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6507.09 | 1 | $7447.08 | $1145.04 | $620.59 | $95.42 |  |  |  |  |  | 32.847% | 32.847% | 32.847% | XXXX | 810 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $7258.75 |  | 6.750% | $1000.00 | 1.9 |  |  |  | N/A | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 24.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 15.980% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.85 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000086361 | XXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $2100.43 | $3322.62 |  | 7.271% | $1465.34 | $1465.34 | 7.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7146.44 | 1 | $5781.00 | $2135.04 | $481.75 | $177.92 |  |  |  |  |  | 48.826% | 48.826% | 48.826% | XXXX | 692 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $2100.43 |  | 6.750% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 7.125% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | XXXX | 60.820% | No | 31 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 32.43 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000086571 | XXXX |  | Non QM |  |  |  | Yes | No | $8007.50 | $12008.97 |  | 6.837% | $7637.24 | $7637.24 | 6.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $21663.33 | 1 | $18893.28 | $974.04 | $1574.44 | $81.17 |  |  |  |  |  | 39.788% | 39.788% | 39.788% | XXXX | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 |  | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $8007.50 |  | 6.750% | $1500.00 |  |  |  |  | Yes | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 24.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 22.040% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7.77 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000086889 | XXXX |  | Non QM |  |  |  | Yes | No | $6979.00 | $7751.54 |  | 6.835% | $1370.92 | $1370.92 | 6.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9358.52 | 1 | $13678.92 | $1920.96 | $1139.91 | $160.08 |  |  |  |  |  | 30.678% | 30.678% | 30.678% | XXXX | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $6979.00 |  | 6.610% | $32500.00 |  |  |  |  | N/A | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 71.700% | No | 30 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 35.8 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000086103 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1061.19 | $1061.19 | 7.750% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $2288.64 | $1428.24 | $190.72 | $119.02 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 715 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.31 | 0.76 |  |  |  |  |  |  |  | XXXX | XXXX | 42.610% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 53.04 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| XXXX | 4000087432 | XXXX |  | Non QM |  |  |  | Yes | No | $1720.00 | $1712.08 |  | 7.273% | $3342.66 | $3342.66 | 7.250% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | United States of America |  |  |  | $12314.15 | 1 | $9975.84 | $479.04 | $831.32 | $39.92 |  |  |  |  |  | 40.024% | 40.024% | 40.024% | XXXX | 687 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 |  | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $1720.00 |  | 6.750% | $0.00 |  |  |  |  | Yes | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 24.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  | No | 0.1 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000087766 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2201.29 | $2201.29 | 8.000% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | $1897.08 | $1152.00 | $158.09 | $96.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 8.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.22 | 0.82 |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 120.32 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000084014 | XXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 7.487% | $2377.33 | $2377.33 | 7.500% | No | No | Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5309.83 | 1 | $2108.88 | $971.04 | $175.74 | $80.92 |  |  |  |  |  | 42.558% | 42.558% | 42.558% | XXXX | 719 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  | 6.670% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 7.500% | 2 | 0 | 2 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | No | 30 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 24.03 |  | No | No |  | ($104.32) | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000087032 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $4314.16 | $4314.16 | 7.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 3 | $5025.72 | $1882.68 | $418.81 | $156.89 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 735 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | No | No | 7.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.09 | 0.91 |  |  |  |  |  |  |  | XXXX | XXXX | 8.080% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 20.83 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000087066 | XXXX |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 7.363% | $1126.66 | $1126.66 | 7.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3820.69 | 1 | $4310.88 | $4178.04 | $359.24 | $348.17 |  |  |  |  |  | 38.257% | 38.257% | 38.257% | XXXX | 718 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  | 6.750% | $2500.00 | 1 | DU |  | ApproveEligible | Yes | No | 7.375% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 78.360% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 58.87 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000087409 | XXXX |  | Non QM |  |  |  | Yes | No | $5370.00 | $119.69 |  | 7.117% | $2105.37 | $2105.37 | 7.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9130.21 | 1 | $9846.96 | $2246.04 | $820.58 | $187.17 |  |  |  |  |  | 29.768% | 29.768% | 29.768% | XXXX | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $5370.00 |  | 6.750% | $0.00 |  |  |  |  | N/A | No | 7.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | No | 25 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 6.13 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000086761 | XXXX |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 6.618% | $1964.15 | $1964.15 | 6.625% | No | No | Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  |  |  |  |  | $9750.73 | 1 | $5112.48 | $876.00 | $426.04 | $73.00 |  |  |  |  |  | 41.494% | 41.494% | 41.494% | XXXX | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; Account Transcripts - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  | 6.750% | $875.00 | 1 | DU |  | ApproveEligible | N/A | No | 6.625% | 1 |  | 1 | 0 | 0 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 65.400% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | VISA |  |  |  |  | 60.91 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| XXXX | 4000086434 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $569.81 | $569.81 | 7.375% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $2293.56 | $946.20 | $191.13 | $78.85 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 754 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.67 | 0.6 |  |  |  |  |  |  |  | XXXX | XXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 56.82 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000086673 | XXXX |  | N/A |  |  |  | No | No | $18050.00 | $21445.00 |  | 8.032% | $9860.94 | $9860.94 | 7.875% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $95938.83 | 2 | $3713.16 | $4647.96 | $309.43 | $387.33 |  |  |  |  |  | 18.206% | 18.206% | 18.206% | XXXX | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $18050.00 |  | 6.750% | $0.00 |  |  |  |  | No | No | 7.875% | 0 | 0 | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 5.000% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 16.32 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| XXXX | 4000086114 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1132.41 | $1132.41 | 7.250% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $3072.24 | $776.52 | $256.02 | $64.71 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.34 | 0.75 |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 25.11 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000087610 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3444.08 | $3444.08 | 7.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $4355.04 | $1655.04 | $362.92 | $137.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 741 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.1 | 0.91 |  |  |  |  |  |  |  | XXXX | XXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 47.71 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| XXXX | 4000087133 | XXXX |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 7.242% | $1326.15 | $1326.15 | 7.250% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $12232.18 | 3 | $4091.64 | $1506.84 | $340.97 | $125.57 |  |  |  |  |  | 16.304% | 16.304% | 16.304% | XXXX | 720 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  | 6.750% | $5184.00 |  | LP / LPA |  | Accept/Eligible | No | No | 7.250% | 0 | 1 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 74.190% | No | 31 | 19 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 70.76 |  | No | No |  | $0.00 | $5271.45 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000087341 | XXXX |  | Non QM |  |  |  | Yes | No | $2145.00 | $4547.47 |  | 7.976% | $3024.41 | $3024.41 | 7.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5418.02 | 1 | $7737.12 | $2286.96 | $644.76 | $190.58 |  |  |  |  |  | 49.359% | 49.359% | 49.359% | XXXX | 817 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2024 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $2145.00 |  | 6.750% | $1500.00 | 1.1 |  |  |  | Yes | No | 7.875% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 25.290% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 6.82 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000088723 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1236.87 | $1236.87 | 7.625% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 4 | $3092.16 | $2322.96 | $257.68 | $193.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 734 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 2.37 | 0.42 |  |  |  |  |  |  |  | XXXX | XXXX | 37.310% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 10.62 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000086216 | XXXX |  | Non QM |  |  |  | Yes | No | $2385.16 | $3515.45 |  | 7.267% | $1589.98 | $1589.98 | 7.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5668.87 | 1 | $6400.80 | $1598.04 | $533.40 | $133.17 |  |  |  |  |  | 40.176% | 40.176% | 40.176% | XXXX | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $2385.16 |  | 6.750% | $0.00 | 1 |  |  |  | Yes | No | 7.125% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 35.910% | No | 23 |  |  |  | Yes | Commitment | Fee Simple | Individual | Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 16.73 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000087233 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $894.11 | $894.11 | 7.000% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $1881.48 | $720.00 | $156.79 | $60.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | No | No | 7.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.06 | 0.95 |  |  |  |  |  |  |  | XXXX | XXXX | 10.050% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 49.2 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000085779 | XXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.979% | $2894.07 | $2894.07 | 7.000% | No | No | Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $11541.94 | 1 | $7250.04 | $1099.20 | $604.17 | $91.60 |  |  |  |  |  | 49.688% | 49.688% | 49.688% | XXXX | 764 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Business Account Transcripts - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  | 6.790% | $0.00 | 1 | DU |  | ApproveEligible | No | No | 7.000% | 2 | 1 | 1 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 90.52 |  | Yes | No |  | $5853.67 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXX | 4000089934 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $907.64 | $907.64 | 6.625% | No | No |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  |  | 1 | $1501.20 | $1190.04 | $125.10 | $99.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.32 | 0.76 |  |  |  |  |  |  |  | XXXX | XXXX | 66.270% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 68.62 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| XXXX | 4000089395 | XXXX |  | Non QM |  |  |  | Yes | No | $5964.60 | $6894.55 |  | 7.433% | $2455.56 | $2455.56 | 7.250% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $4349.54 | 1 | $4634.52 | $851.04 | $386.21 | $70.92 |  |  |  |  |  | 45.631% | 45.631% | 45.631% | XXXX | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $5964.60 |  | 6.630% | $70000.00 | 1 |  |  |  | N/A | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 10.680% | No | 31 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 3.85 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000086487 | XXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.607% | $2561.24 | $2561.24 | 6.625% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $14313.10 | 1 | $12076.92 | $1904.16 | $1006.41 | $158.68 |  |  |  |  |  | 49.464% | 49.464% | 49.464% | XXXX | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Tax Return Extension - 2024<br> [Coborrower]; Transcripts (1040) - No Results Returned - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  | 6.750% | $0.00 | 1.3 | LP / LPA |  | Accept/Eligible | Yes | No | 6.625% | 0 | 2 | 1 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 100.000% | No |  | 31 |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 517.3 |  | No | No |  | $0.00 | $11655.70 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| XXXX | 4000085714 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $4803.79 | $4803.79 | 6.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 3 | $6282.36 | $2703.12 | $523.53 | $225.26 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.15 | 0.87 |  |  |  |  |  |  |  | XXXX | XXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 6.97 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000087313 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1055.55 | $1055.55 | 6.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $3935.88 | $1450.08 | $327.99 | $120.84 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.27 | 0.79 |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 100.27 |  |  | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000086063 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1380.53 | $1380.53 | 7.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $2358.36 | $1606.92 | $196.53 | $133.91 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 748 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 2.4 |  |  |  | No | No | 7.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.05 | 0.95 |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 141.64 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000088812 | XXXX |  | Non QM |  |  |  | Yes | No | $6909.63 | $7777.11 |  | 6.947% | $2447.16 | $2447.16 | 6.750% | No | No | Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | XXXX |  |  |  | $5442.68 | 1 | $6923.88 | $638.04 | $576.99 | $53.17 |  |  |  |  |  | 43.009% | 43.009% | 43.009% | XXXX | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $6909.63 |  | 6.630% | $5000.00 |  |  |  |  | Yes | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 21.220% | No | 26 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  |  | 3.69 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000088395 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1696.52 | $1696.52 | 7.000% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $8452.68 | $3633.00 | $704.39 | $302.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 757 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.000% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.86 | 1.17 |  |  |  |  |  |  |  | XXXX | XXXX | 26.430% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 26.29 |  |  | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000085993 | XXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.607% | $2119.43 | $2119.43 | 6.625% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $14474.62 | 1 | $12389.04 | $1386.24 | $1032.42 | $115.52 |  |  |  |  |  | 48.904% | 48.904% | 48.904% | XXXX | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Tax Return Extension - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  | 6.790% | $0.00 | 1 | LP / LPA |  | Accept/Eligible | Yes | No | 6.625% | 0 | 2 | 1 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 100.000% | No |  | 31 |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 786.05 |  | No | No |  | $0.00 | $11655.70 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 5 |
| XXXX | 4000088803 | XXXX |  | Non QM |  |  |  | Yes | No | $10215.00 | $17398.44 |  | 6.581% | $4679.02 | $4679.02 | 6.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10630.69 | 1 | $19374.96 | $2629.08 | $1614.58 | $219.09 |  |  |  |  |  | 38.367% | 38.367% | 38.367% | XXXX | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; Business License - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 |  | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $10215.00 |  | 6.630% | $0.00 |  |  |  |  | N/A | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 24.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 40.570% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.8 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000086879 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1678.21 | $1678.21 | 7.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $5124.96 | $1095.00 | $427.08 | $91.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 748 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.25 | 0.8 |  |  |  |  |  |  |  | XXXX | XXXX | 49.310% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 9.13 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000090096 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1313.86 | $1313.86 | 6.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $5957.16 | $1724.88 | $496.43 | $143.74 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.13 | 0.89 |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 91.86 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000086422 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $863.34 | $863.34 | 7.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $2018.16 | $1413.00 | $168.18 | $117.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 744 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 2.4 |  |  |  | Yes | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.39 | 0.72 |  |  |  |  |  |  |  | XXXX | XXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 112.99 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000087159 | XXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.869% | $2069.33 | $2069.33 | 6.875% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $24935.34 | 1 | $795.12 | $1799.04 | $66.26 | $149.92 |  |  |  |  |  | 22.280% | 22.280% | 22.280% | XXXX | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  | 6.750% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 6.875% | 2 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 32.060% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 10.29 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000086447 | XXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $6627.80 | $7694.47 |  | 6.337% | $4925.74 | $4925.74 | 6.250% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $53644.47 | 1 | $19009.44 | $4583.04 | $1584.12 | $381.92 |  |  |  |  |  | 25.662% | 25.662% | 25.662% | XXXX | 758 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Tax Return Extension - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $6627.80 |  | 6.750% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 6.250% | 1 | 0 | 2 | 0 | 3 | 0 |  |  |  | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | XXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 148.34 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000089081 | XXXX |  | Non QM |  |  |  | Yes | No | $11571.75 | $10894.99 |  | 6.921% | $3920.78 | $3920.78 | 6.750% | No | No | Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | XXXX |  |  |  | $5983.89 | 1 | $11625.00 | $606.96 | $968.75 | $50.58 |  |  |  |  |  | 45.601% | 45.601% | 45.601% | XXXX | 755 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $11571.75 |  | 6.630% | $0.00 | 1 |  |  |  | N/A | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 5.260% | No | 25 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  |  | 3.68 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000086229 | XXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $1590.00 | $3258.58 |  | 7.083% | $1995.91 | $1995.91 | 7.000% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $16038.63 | 1 | $1776.60 | $1610.04 | $148.05 | $134.17 |  |  |  |  |  | 32.257% | 32.257% | 32.257% | XXXX | 704 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $1590.00 |  | 6.750% | $0.00 | 1 | LP / LPA |  | Accept/Eligible | No | No | 7.000% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | XXXX | 10.570% | No | 30 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 12.71 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000086853 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $4587.09 | $4587.09 | 6.250% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 3 | $11458.32 | $2225.04 | $954.86 | $185.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | No | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.13 | 0.88 |  |  |  |  |  |  |  | XXXX | XXXX | 100.000% | No |  |  |  |  | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 113.56 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000089443 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2212.24 | $2212.24 | 6.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $6559.80 | $1767.96 | $546.65 | $147.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1.7 |  |  |  | N/A | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.38 | 0.73 |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 35.65 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000086917 | XXXX |  | N/A |  |  |  | No | No | $11698.59 | $13818.99 |  | 7.854% | $4078.31 | $4078.31 | 7.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $71987.89 | 1 | $10695.72 | $1222.80 | $891.31 | $101.90 |  |  |  |  |  | 31.591% | 31.591% | 31.591% | XXXX | 802 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $11698.59 |  | 6.610% | $0.00 | 1 |  |  |  | No | No | 7.625% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 464.67 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 7 |
| XXXX | 4000086950 | XXXX |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 6.743% | $1829.07 | $1829.07 | 6.750% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $17218.61 | 1 | $1716.12 | $3195.96 | $143.01 | $266.33 |  |  |  |  |  | 22.470% | 22.470% | 22.470% | XXXX | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  | 6.750% | $7600.00 | 1 | LP / LPA |  | Accept/Eligible | Yes | No | 6.750% | 1 | 1 | 1 | 0 | 2 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 73.700% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 38.6 |  | No | No |  | $13479.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000089958 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2370.26 | $2370.26 | 6.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $4728.72 | $5292.00 | $394.06 | $441.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.89 | 1.13 |  |  |  |  |  |  |  | XXXX | XXXX | 1.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 18.28 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000089872 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2705.25 | $2705.25 | 6.500% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $2667.36 | $1973.16 | $222.28 | $164.43 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.03 | 0.97 |  |  |  |  |  |  |  | XXXX | XXXX | 30.640% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 17.6 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000086904 | XXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $5100.83 |  | 7.551% | $2986.67 | $4390.15 | 8.336% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $20800.39 | 1 | $7815.12 | $5349.96 | $651.26 | $445.83 |  |  |  |  |  | 30.665% | 25.987% | 30.665% | XXXX | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025 | [Borrower]; 4506-C - 2019<br> [Borrower]; 4506-C - 2018<br> [Borrower]; 4506-C - 2017<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $1640.00 |  | 6.540% | $4000.00 | 2.3 |  |  |  | No | No | 8.336% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  | 240 | XXXX | XXXX | 20.310% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) |  | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 9.83 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000088161 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $6130.40 | $6130.40 | 6.000% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 4 | $20625.00 | $3528.96 | $1718.75 | $294.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.26 | 0.79 |  |  |  |  |  |  |  | XXXX | XXXX | 100.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 558.57 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000085113 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2660.00 | $2660.00 | 7.125% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 2 | $3412.08 | $1230.84 | $284.34 | $102.57 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | No | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.27 | 0.79 |  |  |  |  |  |  | 240 | XXXX | XXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 8.6 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| XXXX | 4000085032 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1037.87 | $1037.87 | 7.000% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $5482.68 | $1938.60 | $456.89 | $161.55 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 819 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.000% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.12 | 0.9 |  |  |  |  |  |  |  | XXXX | XXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 8.13 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000088779 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $937.82 | $937.82 | 7.125% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $2229.36 | $1173.00 | $185.78 | $97.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1.3 |  |  |  | No | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.25 | 0.8 |  |  |  |  |  |  |  | XXXX | XXXX | 45.700% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 28.06 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000086120 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1876.90 | $1876.90 | 8.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $8323.44 | $2463.96 | $693.62 | $205.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 8.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.79 | 1.26 |  |  |  |  |  |  |  | XXXX | XXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 115.26 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000087036 | XXXX |  | Non QM |  |  |  | Yes | No | $3050.00 | $4685.82 |  | 7.090% | $3193.45 | $3193.45 | 7.000% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4705.18 | 1 | $8124.96 | $1991.04 | $677.08 | $165.92 |  |  |  |  |  | 46.772% | 46.772% | 46.772% | XXXX | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Deposit Receipt - 2025<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $3050.00 |  | 6.750% | $0.00 | 1 |  |  |  | No | No | 7.000% | 0 |  | 2 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 43.680% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 24.76 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000086028 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2873.87 | $2873.87 | 8.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $7409.04 | $3142.80 | $617.42 | $261.90 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 3.1 |  |  |  | No | No | 8.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.76 | 1.32 |  |  |  |  |  |  |  | XXXX | XXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Corp | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 93.98 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000087039 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1500.71 | $1500.71 | 7.125% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 2 | $3597.36 | $1257.00 | $299.78 | $104.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 745 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.5 | 0.67 |  |  |  |  |  |  |  | XXXX | XXXX | 63.680% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 51.4 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000087079 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3159.38 | $3159.38 | 7.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $14880.84 | $1776.00 | $1240.07 | $148.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.76 | 1.32 |  |  |  |  |  |  |  | XXXX | XXXX | 37.080% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 6.63 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000087434 | XXXX |  | Non QM |  |  |  | Yes | No | $12346.25 | $13206.54 |  | 6.902% | $5230.94 | $5230.94 | 6.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10576.07 | 1 | $21916.32 | $9239.52 | $1826.36 | $769.96 |  |  |  |  |  | 49.235% | 49.235% | 49.235% | XXXX | 718 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $12346.25 |  | 6.750% | $0.00 |  |  |  |  | Yes | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No | 28 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 36.17 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000086923 | XXXX |  | N/A |  |  |  | No | No | $16901.25 | $3920.68 |  | 10.439% | $5579.57 | $5579.57 | 10.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $20085.06 | 2 | $8946.96 | $2232.96 | $745.58 | $186.08 |  |  |  |  |  | 28.995% | 28.995% | 28.995% | XXXX | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $16901.25 |  | 6.750% | $0.00 |  |  |  |  | No | No | 10.375% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 80.150% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 70.8 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXX | 4000086808 | XXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $1740.00 | $2702.50 |  | 6.878% | $1297.20 | $1297.20 | 6.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7798.84 | 1 | $3990.72 | $2054.04 | $332.56 | $171.17 |  |  |  |  |  | 31.986% | 31.986% | 31.986% | XXXX | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Paystubs - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Paystubs - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $1740.00 |  | 6.750% | $0.00 | 3.8 | DU |  | ApproveEligible | Yes | No | 6.750% | 2 |  | 2 | 0 | 2 | 1 |  |  |  | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | XXXX | 82.160% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 57.05 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000090281 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2040.95 | $2040.95 | 7.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $10489.32 | $3032.04 | $874.11 | $252.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.76 | 1.32 |  |  |  |  |  |  |  | XXXX | XXXX | 37.630% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 11.42 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000088558 | XXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $2684.50 |  | 6.930% | $2706.55 | $2706.55 | 6.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9871.99 | 1 | $6595.92 | $2157.96 | $549.66 | $179.83 |  |  |  |  |  | 48.382% | 48.382% | 48.382% | XXXX | 745 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $1640.00 |  | 6.630% | $0.00 | 2.8 |  |  |  | Yes | No | 6.875% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 100.000% | No | 29 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 480.33 | Retail | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000086706 | XXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.737% | $2899.23 | $2899.23 | 6.750% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $14095.98 | 2 | $7686.24 | $1612.20 | $640.52 | $134.35 |  |  |  |  |  | 38.528% | 38.528% | 38.528% | XXXX | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  | 6.750% | $0.00 |  | DU |  | ApproveEligible | No | No | 6.750% | 2 |  | 1 | 0 | 1 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 15.54 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000090118 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1871.24 | $1871.24 | 6.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $5228.64 | $1157.04 | $435.72 | $96.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.33 | 0.75 |  |  |  |  |  |  |  | XXXX | XXXX | 48.810% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 13.65 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000082957 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $519.13 | $519.13 | 7.125% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $2059.20 | $950.04 | $171.60 | $79.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 2.5 |  |  |  | No | No | 7.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.62 | 0.62 |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 77.69 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000089420 | XXXX |  | Non QM |  |  |  | Yes | No | $2715.00 | $3490.69 |  | 6.958% | $2447.06 | $2447.06 | 6.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7641.29 | 1 | $8750.04 | $1116.12 | $729.17 | $93.01 |  |  |  |  |  | 30.663% | 30.663% | 30.663% | XXXX | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $2715.00 |  | 6.630% | $0.00 |  |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No | 31 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 111.81 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| XXXX | 4000087210 | XXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $2897.70 |  | 6.667% | $3553.73 | $3553.73 | 6.625% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9922.42 | 1 | $9778.08 | $4881.96 | $814.84 | $406.83 |  |  |  |  |  | 53.233% | 53.233% | 53.233% | XXXX | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $1640.00 |  | 6.750% | $2500.00 | 1 |  |  |  | Yes | No | 6.625% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 100.000% | No | 30 | 31 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 241.37 |  | Yes | No |  | $0.00 | $10083.34 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000087052 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1245.31 | $1245.31 | 7.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $925.32 | $1523.04 | $77.11 | $126.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.85 | 1.18 |  |  |  |  |  |  |  | XXXX | XXXX | 1.310% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 8.85 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000089843 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2921.42 | $2921.42 | 7.250% | No | No |  |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | 1 | $8277.72 | $2054.04 | $689.81 | $171.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 2.1 |  |  |  | No | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.11 | 0.9 |  |  |  |  |  |  |  | XXXX | XXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 60.17 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000086783 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1690.35 | $1690.35 | 8.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $6537.36 | $2072.04 | $544.78 | $172.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 8.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.83 | 1.2 |  |  |  |  |  |  |  | XXXX | XXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 380.65 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000087059 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2262.22 | $2262.22 | 7.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $10200.00 | $1101.00 | $850.00 | $91.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 718 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.78 | 1.28 |  |  |  |  |  |  |  | XXXX | XXXX | 16.160% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 20.16 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000086511 | XXXX |  | N/A |  |  |  | No | Yes | $1990.00 | $2567.91 |  | 7.364% | $1595.27 | $1595.27 | 7.250% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $13688.21 | 1 | $2152.80 | $603.00 | $179.40 | $50.25 |  |  |  |  |  | 48.516% | 48.516% | 48.516% | XXXX | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $1990.00 |  | 6.750% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 7.250% | 1 | 1 | 1 | 0 | 3 | 1 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No |  | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 43.94 |  | No | No |  | $0.00 | $17091.76 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| XXXX | 4000087183 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2512.75 | $2512.75 | 6.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $3862.68 | $983.04 | $321.89 | $81.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 4.6 |  |  |  | No | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.17 | 0.86 |  |  |  |  |  |  |  | XXXX | XXXX | 65.440% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 76.79 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000091619 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1618.94 | $1618.94 | 6.375% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $4140.12 | $3085.44 | $345.01 | $257.12 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 744 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1.7 |  |  |  | N/A | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.26 | 0.79 |  |  |  |  |  |  |  | XXXX | XXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 182.03 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000086558 | XXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.987% | $3492.34 | $3492.34 | 7.000% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $20597.27 | 1 | $2694.36 | $2931.12 | $224.53 | $244.26 |  |  |  |  |  | 26.441% | 26.441% | 26.441% | XXXX | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Transcripts - No Results Returned (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Business Return Transcripts - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2020 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  | 6.750% | $0.00 | 2.1 | DU |  | ApproveEligible | No | No | 7.000% | 2 |  | 1 | 0 | 3 | 1 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 25.630% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 62.63 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 6 |
| XXXX | 4000087394 | XXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.698% | $1872.83 | $1872.83 | 6.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8355.07 | 1 | $1934.76 | $1674.96 | $161.23 | $139.58 |  |  |  |  |  | 38.993% | 38.993% | 38.993% | XXXX | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  | 6.750% | $0.00 | 1 | LP / LPA |  | Accept/Eligible | Yes | No | 6.750% | 2 | 1 | 1 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 34.510% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 12.35 |  | No | No |  | $0.00 | $5026.67 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXX | 4000090329 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $972.90 | $972.90 | 6.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $6841.32 | $1068.00 | $570.11 | $89.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 712 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 2.44 | 0.41 |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 88.31 |  |  | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000087113 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2612.74 | $2612.74 | 7.250% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | $2115.96 | $837.00 | $176.33 | $69.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 661 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 | 1.5 |  |  |  | Yes | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.02 | 0.98 |  |  |  |  |  |  |  | XXXX | XXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No |  | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 35.07 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000087491 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1175.91 | $1175.91 | 7.125% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $2990.04 | $1557.60 | $249.17 | $129.80 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.11 | 0.9 |  |  |  |  |  |  |  | XXXX | XXXX | 93.900% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 98.5 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000086230 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3845.68 | $3845.68 | 7.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $4641.60 | $497.04 | $386.80 | $41.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.82 | 1.22 |  |  |  |  |  |  |  | XXXX | XXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 112.32 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000090350 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1412.40 | $1412.40 | 6.875% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | $3060.48 | $2213.04 | $255.04 | $184.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 807 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1.1 |  |  |  | N/A | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.08 | 0.93 |  |  |  |  |  |  |  | XXXX | XXXX | 61.120% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 130.96 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000089982 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $923.60 | $923.60 | 6.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $1779.96 | $1443.96 | $148.33 | $120.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 754 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1.2 |  |  |  | Yes | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.64 | 0.61 |  |  |  |  |  |  |  | XXXX | XXXX | 34.720% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12.93 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000086305 | XXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 7.439% | $1389.69 | $1389.69 | 7.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $16185.41 | 1 | $2559.12 | $962.04 | $213.26 | $80.17 |  |  |  |  |  | 40.425% | 40.425% | 40.425% | XXXX | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  | 6.630% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 7.500% | 1 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 41.100% | No | 30 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 16.3 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| XXXX | 4000086636 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $698.68 | $698.68 | 8.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $3294.48 | $1175.52 | $274.54 | $97.96 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 666 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 2.4 |  |  |  | Yes | No | 8.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.12 | 0.89 |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 34.72 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000086362 | XXXX |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 6.862% | $2010.20 | $2010.20 | 6.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $16718.92 | 1 | $4371.24 | $1479.12 | $364.27 | $123.26 |  |  |  |  |  | 36.137% | 36.137% | 36.137% | XXXX | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  | 6.750% | $750.00 | 1 | DU |  | ApproveEligible | No | No | 6.875% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 93.910% | No | 31 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 99.49 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXX | 4000089471 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2775.52 | $2775.52 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $2571.60 | $1389.96 | $214.30 | $115.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 4.2 |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.93 | 1.07 |  |  |  |  |  |  |  | XXXX | XXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 14.09 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000087080 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $10403.19 | $10403.19 | 7.250% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | $30596.04 | $3882.00 | $2549.67 | $323.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 2.5 |  |  |  | No | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.94 | 1.06 |  |  |  |  |  |  |  | XXXX | XXXX | 36.530% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 17.76 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000090386 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2209.19 | $2209.19 | 6.250% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  |  | 3 | $1157.40 | $1694.04 | $96.45 | $141.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.31 | 0.76 |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | LLC | Guarantor - Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 328.72 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000088717 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2594.39 | $2594.39 | 6.750% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 4 | $11062.56 | $3561.00 | $921.88 | $296.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.78 | 0.56 |  |  |  |  |  |  |  | XXXX | XXXX | 94.470% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 103.51 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000090380 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $4714.55 | $4714.55 | 6.250% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  |  |  | $0.00 | $4206.12 |  | $350.51 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  |  | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.49 | 0.67 |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | LLC | Guarantor - Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 146.47 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000087384 | XXXX |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 6.327% | $1116.73 | $1116.73 | 6.375% | No | No | Self-Employed | Not Employed |  |  |  |  | Permanent Resident Alien | US Citizen |  |  |  |  |  |  | $6953.14 | 2 | $1655.40 | $1000.92 | $137.95 | $83.41 |  |  |  |  |  | 32.676% | 32.676% | 32.676% | XXXX | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Tax Return Extension - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1040 - 2022<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  | 6.750% | $4000.00 |  | DU |  | ApproveEligible | N/A | No | 6.375% | 0 | 0 | 2 | 0 | 3 | 2 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 82.960% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 99.98 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 6 |
| XXXX | 4000090395 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $840.45 | $840.45 | 6.250% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $580.20 | $999.96 | $48.35 | $83.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.47 | 0.68 |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | LLC | Guarantor - Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 827.38 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000089937 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3271.51 | $3271.51 | 6.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | $9858.12 | $2271.96 | $821.51 | $189.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 811 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.13 | 0.88 |  |  |  |  |  |  |  | XXXX | XXXX | 27.930% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 23.34 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000090392 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $6999.78 | $6999.78 | 6.250% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  |  |  | $0.00 | $5461.08 |  | $455.09 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  |  | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.4 | 0.71 |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | LLC | Guarantor - Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 99.53 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000086821 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $4649.78 | $4649.78 | 7.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 4 | $10403.28 | $4644.00 | $866.94 | $387.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.88 | 1.14 |  |  |  |  |  |  |  | XXXX | XXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 279.98 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| XXXX | 4000087521 | XXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.752% | $2639.79 | $2639.79 | 6.750% | No | No | Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $24317.79 | 1 | $6846.12 | $0.00 | $570.51 | $0.00 |  |  |  |  |  | 15.781% | 15.781% | 15.781% | XXXX | 735 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - K-1 (< 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - K-1 (< 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - K-1 (< 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - K-1 (< 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  | 6.750% | $0.00 |  | DU |  | ApproveEligible | No | No | 6.750% | 1 | 1 | 1 | 0 | 2 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 36.600% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II |  | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 73.63 |  | No | No |  | $14796.26 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXX | 4000087297 | XXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $1490.00 | $4957.88 |  | 6.960% | $3563.84 | $3563.84 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $49798.97 | 1 | $3441.60 | $989.04 | $286.80 | $82.42 |  |  |  |  |  | 9.772% | 9.772% | 9.772% | XXXX | 717 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $1490.00 |  | 6.750% | $0.00 | 2 | DU |  | ApproveEligible | No | No | 6.875% | 2 |  | 2 | 0 | 2 | 0 |  |  |  | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | XXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 317.95 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000082958 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $721.45 | $721.45 | 7.125% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $3713.76 | $1188.00 | $309.48 | $99.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.39 | 0.72 |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 88.64 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000086913 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $4457.49 | $4457.49 | 7.500% | No | No |  |  |  |  |  |  | US Citizen | Permanent Resident Alien |  |  |  |  |  |  |  | 1 | $10792.32 | $2465.40 | $899.36 | $205.45 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.82 | 1.22 |  |  |  |  |  |  |  | XXXX | XXXX | 56.910% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 44.24 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| XXXX | 4000088189 | XXXX |  | Non QM |  |  |  | Yes | No | $8965.00 | $3595.16 |  | 7.050% | $4257.94 | $4257.94 | 7.000% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $8137.05 | 1 | $13789.08 | $3047.04 | $1149.09 | $253.92 |  |  |  |  |  | 45.753% | 45.753% | 45.753% | XXXX | 731 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $8965.00 |  | 6.750% | $18000.00 | 1.6 |  |  |  | N/A | No | 7.000% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 0.000% | No | 27 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 3.03 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000088193 | XXXX |  | Non QM |  |  |  | Yes | No | $1570.00 | $784.56 |  | 7.017% | $3539.41 | $3539.41 | 7.000% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $5925.09 | 1 | $9681.00 | $2445.00 | $806.75 | $203.75 |  |  |  |  |  | 43.571% | 43.571% | 43.571% | XXXX | 817 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $1570.00 |  | 6.750% | $0.00 | 1 |  |  |  | N/A | No | 7.000% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | No | 27 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  | No | 0.05 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000089704 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3645.66 | $3645.66 | 6.125% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 2 | $13658.40 | $1215.96 | $1138.20 | $101.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 810 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.6 | 0.63 |  |  |  |  |  |  |  | XXXX | XXXX | 65.160% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 13.49 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000087338 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1314.72 | $1314.72 | 8.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $3214.44 | $627.96 | $267.87 | $52.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 709 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 8.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.11 | 0.9 |  |  |  |  |  |  |  | XXXX | XXXX | 1.970% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 58.49 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000090397 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2167.87 | $2167.87 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 2 | $9533.88 | $1847.04 | $794.49 | $153.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.35 | 0.74 |  |  |  |  |  |  |  | XXXX | XXXX | 86.320% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 78.85 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000085507 | XXXX |  | N/A |  |  |  | No | No | $17300.05 | $5970.54 |  | 9.134% | $3717.02 | $3717.02 | 8.999% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $116999.36 | 1 | $4792.56 | $2215.32 | $399.38 | $184.61 |  |  |  |  |  | 24.095% | 24.095% | 24.095% | XXXX | 707 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2025 |  | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $17300.05 |  | 6.790% | $0.00 |  |  |  |  | N/A | No | 8.999% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 38.4 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 7 |
| XXXX | 4000087709 | XXXX |  | Non QM |  |  |  | Yes | No | $3364.00 | $6265.12 |  | 7.330% | $4788.20 | $4788.20 | 7.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $15433.15 | 1 | $11249.40 | $2042.04 | $937.45 | $170.17 |  |  |  |  |  | 30.603% | 30.603% | 30.603% | XXXX | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 |  | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $3364.00 |  | 6.750% | $0.00 | 1 |  |  |  | N/A | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 30.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 28.350% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 6.65 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000085351 | XXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $4341.80 |  | 6.678% | $4482.18 | $4482.18 | 6.625% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10749.02 | 1 | $7311.96 | $2542.32 | $609.33 | $211.86 |  |  |  |  |  | 45.084% | 45.084% | 45.084% | XXXX | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $1640.00 |  | 6.790% | $0.00 | 1 |  |  |  | No | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | XXXX | XXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 345.31 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000088808 | XXXX |  | Non QM |  |  |  | Yes | No | $6570.00 | $10104.64 |  | 7.095% | $2890.49 | $2890.49 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6961.42 | 3 | $6875.04 | $2960.04 | $572.92 | $246.67 |  |  |  |  |  | 35.016% | 35.016% | 35.016% | XXXX | 816 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $6570.00 |  | 6.630% | $0.00 |  |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 24.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 39.740% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 25.45 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000086529 | XXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.490% | $4803.72 | $4803.72 | 6.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $15295.50 | 1 | $4503.84 | $1344.00 | $375.32 | $112.00 |  |  |  |  |  | 47.723% | 47.723% | 47.723% | XXXX | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Transcripts - No Results Returned (for Business) - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Business Return Transcripts - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2022<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Business Return Transcripts - 2022<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2022<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Tax Return Extension - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  | 6.750% | $0.00 | 1.5 | DU |  | ApproveEligible | Yes | No | 6.500% | 3 |  | 2 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 133.58 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000086050 | XXXX |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 6.358% | $1164.77 | $1164.77 | 6.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4258.36 | 1 | $1797.96 | $1331.04 | $149.83 | $110.92 |  |  |  |  |  | 36.399% | 36.399% | 36.399% | XXXX | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  | 6.790% | $2000.00 | 2.2 | LP / LPA |  | Accept/Eligible | No | No | 6.375% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 41.140% | No | 10 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7.97 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000086632 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $929.96 | $929.96 | 7.500% | No | No |  |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  |  |  |  |  |  | 2 | $4026.24 | $1916.04 | $335.52 | $159.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.54 | 0.65 |  |  |  |  |  |  |  | XXXX | XXXX | 48.540% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 26.45 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000088604 | XXXX |  | Non QM |  |  |  | Yes | No | $7107.93 | $1555.94 |  | 6.648% | $2908.89 | $2908.89 | 6.625% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $5017.74 | 1 | $8112.36 | $460.08 | $676.03 | $38.34 |  |  |  |  |  | 44.247% | 44.247% | 44.247% | XXXX | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $7107.93 |  | 6.630% | $12760.00 | 1 |  |  |  | N/A | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 10.580% | No | 31 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 1.43 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000089169 | XXXX |  | Non QM |  |  |  | Yes | No | $5614.76 | $6897.62 |  | 6.645% | $1522.24 | $1522.24 | 6.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2464.62 | 1 | $2657.64 | $993.00 | $221.47 | $82.75 |  |  |  |  |  | 47.168% | 47.168% | 47.168% | XXXX | 813 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared (Unaudited) | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $5614.76 |  | 6.630% | $0.00 | 1 |  |  |  | No | No | 6.375% | 2 |  | 2 | 0 | 4 | 2 |  |  | 7.63 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 82.21 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000086201 | XXXX |  | Non QM |  |  |  | Yes | No | $1175.00 | $3713.96 |  | 9.428% | $3418.49 | $3418.49 | 9.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $27606.49 | 1 | $13111.32 | $2881.68 | $1092.61 | $240.14 |  |  |  |  |  | 21.124% | 21.124% | 21.124% | XXXX | 677 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Third Party Verification \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Third Party Verification \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Third Party Verification \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Third Party Verification \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $1175.00 |  | 6.630% | $0.00 | 1 |  |  |  | Yes | No | 9.375% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 31.760% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 14.15 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000087402 | XXXX |  | N/A |  |  |  | No | No | $26215.00 | $6273.26 |  | 6.949% | $5649.59 | $5649.59 | 6.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9163.17 | 1 | $13128.00 | $4833.00 | $1094.00 | $402.75 |  |  |  |  |  | 38.912% | 38.912% | 38.912% | XXXX | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX | $26215.00 |  | 6.750% | $0.00 |  |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 42.050% | No | 31 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 8.47 |  | No | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000086832 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3751.97 | $3751.97 | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $5041.20 | $2043.00 | $420.10 | $170.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 666 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 3 |  |  |  | N/A | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.15 | 0.87 |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 122.71 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000087206 | XXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.574% | $1488.24 | $1488.24 | 6.625% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $16242.47 | 1 | $7125.00 | $984.96 | $593.75 | $82.08 |  |  |  |  |  | 39.076% | 39.076% | 39.076% | XXXX | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Borrower Attestation of Employment - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  | 6.750% | $0.00 |  | DU | Yes | ApproveEligible | N/A | No | 6.625% | 1 |  | 2 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 143.7 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 7 |
| XXXX | 4000087308 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1725.25 | $1725.25 | 7.625% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $6728.64 | $1865.16 | $560.72 | $155.43 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 695 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 1 |  |  |  |  |  |  |  | XXXX | XXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 4.8 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000090021 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3284.64 | $3284.64 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 2 | $12052.32 | $1017.96 | $1004.36 | $84.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 802 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.35 | 0.74 |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 114.42 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000087514 | XXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $5362.96 |  | 7.644% | $6131.06 | $7349.42 | 8.341% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $35794.11 | 1 | $17361.12 | $3423.00 | $1446.76 | $285.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 821 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2019<br> [Borrower]; 4506-C - 2018<br> [Borrower]; 4506-C - 2017 | Other Documentation (O) | Asset Depletion (No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $1640.00 |  | 6.770% | $0.00 | 1 |  |  |  | No | No | 8.341% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | XXXX | XXXX | 100.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 531.59 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000089054 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2719.69 | $2719.69 | 6.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $920.76 | $2921.04 | $76.73 | $243.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 735 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.99 | 1.01 |  |  |  |  |  |  |  | XXXX | XXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 5.51 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000088188 | XXXX |  | Non QM |  |  |  | Yes | No | $6882.00 | $9284.41 |  | 6.830% | $2761.02 | $2761.02 | 6.625% | No | No | Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | XXXX |  |  |  | $8107.60 | 1 | $11077.44 | $699.12 | $923.12 | $58.26 |  |  |  |  |  | 35.139% | 35.139% | 35.139% | XXXX | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $6882.00 |  | 6.750% | $0.00 | 1 |  |  |  | N/A | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 54.980% | No | 30 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  |  | 3.77 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000087913 | XXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $3078.84 |  | 6.924% | $3521.14 | $3521.14 | 6.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $34224.20 | 1 | $3530.04 | $1770.00 | $294.17 | $147.50 |  |  |  |  |  | 17.862% | 17.862% | 17.862% | XXXX | 806 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $1640.00 |  | 6.750% | $1500.00 | 1.8 |  |  |  | No | No | 6.875% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 100.000% | No | 30 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 290 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000086971 | XXXX |  | N/A |  |  |  | No | No | $14023.00 | $2500.74 |  | 6.771% | $2142.30 | $2142.30 | 6.625% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $10322.17 | 1 | $6084.00 | $1023.96 | $507.00 | $85.33 |  |  |  |  |  | 37.145% | 37.145% | 37.145% | XXXX | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Employer Letter - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2019<br> [Borrower]; 4506-C - 2018<br> [Borrower]; 4506-C - 2017<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2019<br> [Coborrower]; 4506-C - 2018<br> [Coborrower]; 4506-C - 2017<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $14023.00 |  | 5.910% | $4500.00 | 1 |  |  |  | Yes | No | 6.625% | 2 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 100.000% | No | 30 | 30 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 182.03 |  | No | No |  | $0.00 | $9657.48 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000088081 | XXXX |  | Non QM |  |  |  | Yes | No | $7440.00 | $10614.15 |  | 7.174% | $3858.75 | $3858.75 | 7.000% | No | No | Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $24521.04 | 1 | $9296.52 | $1075.08 | $774.71 | $89.59 |  |  |  |  |  | 48.335% | 48.335% | 48.335% | XXXX | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 55.000% |  | 100.000% |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $7440.00 |  | 6.750% | $0.00 | 1 |  |  |  | Yes | No | 7.000% | 2 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 100.000% | No | 31 |  |  |  | Yes | Commitment | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 153.16 |  | No | No |  | $25919.18 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| XXXX | 4000089230 | XXXX |  | Non QM |  |  |  | Yes | No | $9550.00 | $13521.22 |  | 6.947% | $4144.54 | $4144.54 | 6.750% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $8104.97 | 1 | $15988.92 | $156.96 | $1332.41 | $13.08 |  |  |  |  |  | 45.237% | 45.237% | 45.237% | XXXX | 719 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $9550.00 |  | 6.630% | $2500.00 | 1 |  |  |  | N/A | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 22.070% | No | 31 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 29.21 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000087408 | XXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $3846.58 |  | 6.656% | $6627.22 | $6627.22 | 6.625% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $14510.27 | 1 | $25122.00 | $1040.04 | $2093.50 | $86.67 |  |  |  |  |  | 39.137% | 39.137% | 39.137% | XXXX | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared (Unaudited) | [Borrower - \| Primary Income - Sole Proprietor]; Balance Sheet - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Balance Sheet - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $1640.00 |  | 6.750% | $0.00 | 3.3 |  |  |  | No | No | 6.625% | 0 | 0 | 1 | 0 | 2 | 1 |  |  | 7.13 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 71.820% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 42.37 |  | Yes | No |  | $10084.42 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000086514 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1822.93 | $1822.93 | 7.000% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $5139.72 | $10197.48 | $428.31 | $849.79 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 3.6 |  |  |  | No | No | 7.000% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.86 | 1.17 |  |  |  |  |  |  |  | XXXX | XXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 6.05 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000087221 | XXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.327% | $1684.45 | $1684.45 | 6.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9238.86 | 1 | $7157.76 | $0.00 | $596.48 | $0.00 |  |  |  |  |  | 47.610% | 47.610% | 47.610% | XXXX | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  | 6.750% | $0.00 |  | DU | Yes | ApproveEligible | N/A | No | 6.375% | 1 |  | 1 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 46.14 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXX | 4000090214 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $8277.30 | $8277.30 | 6.875% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | $1573.08 | $1473.12 | $131.09 | $122.76 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1.1 |  |  |  | N/A | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.88 | 1.14 |  |  |  |  |  |  |  | XXXX | XXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 94.07 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000089070 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2407.92 | $2407.92 | 6.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $6187.56 | $2666.16 | $515.63 | $222.18 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 735 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 2.6 |  |  |  | No | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.99 |  |  |  |  |  |  |  | XXXX | XXXX | 30.470% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.92 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000090849 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1927.81 | $1927.81 | 6.500% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | $8548.44 | $639.96 | $712.37 | $53.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.17 | 0.86 |  |  |  |  |  |  |  | XXXX | XXXX | 66.610% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 45.4 |  |  | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000087774 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2625.27 | $2625.27 | 6.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $10271.64 | $1133.16 | $855.97 | $94.43 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 | 2.9 |  |  |  | N/A | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.17 | 0.85 |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 112.52 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| XXXX | 4000087762 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1819.12 | $1819.12 | 8.125% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $4744.20 | $2176.80 | $395.35 | $181.40 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 745 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 2.6 |  |  |  | Yes | No | 8.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.9 | 1.11 |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 22.12 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000087087 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3062.66 | $3062.66 | 7.750% | No | No |  |  |  |  |  |  | Permanent Resident Alien | Permanent Resident Alien |  |  |  |  |  |  |  | 1 | $2588.52 | $2889.96 | $215.71 | $240.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.84 | 1.19 |  |  |  |  |  |  |  | XXXX | XXXX | 12.390% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 27.77 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| XXXX | 4000087642 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2212.23 | $2212.23 | 6.500% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | $7500.00 | $1487.04 | $625.00 | $123.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.18 | 0.85 |  |  |  |  |  |  |  | XXXX | XXXX | 31.380% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 43.85 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000085731 | XXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.862% | $6792.20 | $6792.20 | 6.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $18505.96 | 3 | $23337.24 | $2682.72 | $1944.77 | $223.56 |  |  |  |  |  | 43.490% | 43.490% | 43.490% | XXXX | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; Account Statements - 2025<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Full Doc 1yr - AUS |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  | 6.610% | $0.00 |  | DU |  | ApproveEligible | N/A | No | 6.875% | 0 | 2 | 1 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | No | 32 | 31 |  |  | Yes | Commitment | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 98.45 |  | No | No |  | $4269.00 | $3952.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXX | 4000086975 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $637.68 | $637.68 | 7.500% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $1338.84 | $1031.40 | $111.57 | $85.95 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 752 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.26 | 0.8 |  |  |  |  |  |  |  | XXXX | XXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 178.01 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000088180 | XXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $3619.65 |  | 7.452% | $11448.76 | $13551.38 | 8.344% | No | No | Employed | Employed |  |  |  |  | US Citizen | Permanent Resident Alien |  |  |  |  |  |  | $26083.17 | 1 | $27937.56 | $4441.08 | $2328.13 | $370.09 |  |  |  |  |  | 41.389% | 36.664% | 41.389% | XXXX | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Vesting Schedule - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2019<br> [Borrower]; 4506-C - 2018<br> [Borrower]; 4506-C - 2017<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2019<br> [Coborrower]; 4506-C - 2018<br> [Coborrower]; 4506-C - 2017<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $1640.00 |  | 6.480% | $0.00 | 1 |  |  |  | Yes | No | 8.344% | 2 | 2 | 2 | 0 | 6 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 56.440% | No | 31 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | Resident Alien Card |  |  |  | 57.21 |  | Yes | No |  | $0.00 | $10815.74 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| XXXX | 4000085810 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2561.41 | $2561.41 | 7.000% | No | No |  |  |  |  |  |  | US Citizen | Permanent Resident Alien |  |  |  |  |  |  |  | 1 | $6875.04 | $1954.20 | $572.92 | $162.85 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 811 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.06 | 0.94 |  |  |  |  |  |  |  | XXXX | XXXX | 47.530% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 24.05 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000085594 | XXXX |  | Non QM |  |  |  | Yes | No | $5250.00 | $8714.56 |  | 6.994% | $3448.88 | $3448.88 | 6.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $16138.50 | 1 | $20470.44 | $1084.08 | $1705.87 | $90.34 |  |  |  |  |  | 34.922% | 34.922% | 34.922% | XXXX | 819 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $5250.00 |  | 6.790% | $0.00 | 1 |  |  |  | No | No | 6.875% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 60.930% | No | 18 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 31.33 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000087421 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3934.45 | $3934.45 | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $9612.48 | $3048.00 | $801.04 | $254.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1.5 |  |  |  | N/A | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.71 | 1.41 |  |  |  |  |  |  |  | XXXX | XXXX | 43.630% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 24.15 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| XXXX | 4000089232 | XXXX |  | Non QM |  |  |  | Yes | No | $3060.00 | $6017.37 |  | 7.218% | $4036.92 | $4036.92 | 7.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8753.46 | 1 | $9362.52 | $921.96 | $780.21 | $76.83 |  |  |  |  |  | 44.279% | 44.279% | 44.279% | XXXX | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $3060.00 |  | 6.630% | $4000.00 | 1 |  |  |  | N/A | No | 7.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 17.770% | No | 31 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.53 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000088770 | XXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $5439.44 |  | 6.778% | $10455.40 | $10455.40 | 6.750% | No | No | Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | XXXX |  |  |  | $24982.65 | 1 | $24426.96 | $2717.16 | $2035.58 | $226.43 |  |  |  |  |  | 40.791% | 40.791% | 40.791% | XXXX | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Vesting Schedule - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2019<br> [Borrower]; 4506-C - 2018<br> [Borrower]; 4506-C - 2017<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $1640.00 |  | 6.630% | $0.00 | 1 |  |  |  | Yes | No | 6.750% | 2 |  | 0 | 0 | 6 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 100.000% | No | 32 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  |  | 157.91 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXX | 4000086560 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2893.77 | $2893.77 | 6.999% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | $10248.48 | $1214.04 | $854.04 | $101.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 639 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.999% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.05 | 0.95 |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 37.25 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000088299 | XXXX |  | Non QM |  |  |  | Yes | No | $15545.00 | $17591.25 |  | 6.856% | $2844.31 | $2844.31 | 6.500% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6098.06 | 1 | $13613.88 | $2439.96 | $1134.49 | $203.33 |  |  |  |  |  | 54.384% | 54.384% | 54.384% | XXXX | 820 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - IRA Distribution]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - IRA Distribution]; Other - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Non-Primary Income - Pension]; Account Statements - 2025<br> [Coborrower(s) - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $15545.00 |  | 6.750% | $18000.00 | 1 |  |  |  | N/A | No | 6.500% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | XXXX | XXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 186.54 |  | Yes | No |  | $8334.02 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000086895 | XXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.607% | $5109.68 | $5109.68 | 6.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8167.47 | 1 | $14250.00 | $4845.00 | $1187.50 | $403.75 |  |  |  |  |  | 47.315% | 47.315% | 47.315% | XXXX | 814 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Business Account Transcripts - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Business Account Transcripts - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Business Account Transcripts - 2023<br> [Borrower - \| Non-Primary Income - Social Security]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Other - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Other - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Other - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Other - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  | 6.750% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 6.625% | 0 |  | 2 | 0 | 2 | 2 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 80.520% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 82.67 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXX | 4000089885 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3178.71 | $3178.71 | 6.999% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $2369.04 | $878.04 | $197.42 | $73.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 803 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.999% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.07 | 0.94 |  |  |  |  |  |  | 240 | XXXX | XXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 161.7 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000087444 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1616.92 | $1616.92 | 7.125% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $2262.72 | $1249.56 | $188.56 | $104.13 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 720 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 2.7 |  |  |  | Yes | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.15 | 0.87 |  |  |  |  |  |  |  | XXXX | XXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 22.03 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000090236 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1310.15 | $1310.15 | 6.875% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | $3973.08 | $1791.96 | $331.09 | $149.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 3.3 |  |  |  | No | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.06 | 0.94 |  |  |  |  |  |  |  | XXXX | XXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 118.47 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000087383 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1773.66 | $1773.66 | 7.250% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $2763.48 | $1260.96 | $230.29 | $105.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 720 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 2.6 |  |  |  | Yes | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.04 | 0.96 |  |  |  |  |  |  |  | XXXX | XXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 12.85 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000087002 | XXXX |  | Non QM |  |  |  | Yes | No | $1590.00 | $1012.36 |  | 7.397% | $2541.68 | $2541.68 | 7.375% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $26940.73 | 1 | $7039.32 | $3237.96 | $586.61 | $269.83 |  |  |  |  |  | 16.138% | 16.138% | 16.138% | XXXX | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $1590.00 |  | 6.750% | $7500.00 | 3.7 |  |  |  | No | No | 7.375% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 55.100% | No | 31 | 31 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 48.58 |  | No | No |  | $0.00 | $17008.34 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000087696 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $7386.88 | $7386.88 | 6.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 4 | $20837.52 | $4888.68 | $1736.46 | $407.39 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.89 | 1.12 |  |  |  |  |  |  |  | XXXX | XXXX | 37.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7.83 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000086848 | XXXX |  | Non QM |  |  |  | Yes | No | $4808.00 | $7015.84 |  | 7.416% | $9945.72 | $9945.72 | 7.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10807.03 | 1 | $13911.36 | $6135.00 | $1159.28 | $511.25 |  |  |  |  |  | 54.606% | 54.606% | 54.606% | XXXX | 709 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 0 | 0 | No |  | XXXX | $4808.00 |  | 6.750% | $0.00 | 2.6 |  |  |  | Yes | No | 7.375% | 2 |  | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 55.060% | No | 31 |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 50.81 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000089353 | XXXX |  | Non QM |  |  |  | Yes | No | $1790.00 | $2892.67 |  | 7.052% | $3326.51 | $3326.51 | 7.000% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $13529.35 | 1 | $4528.20 | $1218.00 | $377.35 | $101.50 |  |  |  |  |  | 45.552% | 45.552% | 45.552% | XXXX | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $1790.00 |  | 6.610% | $0.00 | 2.6 |  |  |  | N/A | No | 7.000% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 23.170% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 29.61 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000088898 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1002.37 | $1002.37 | 8.125% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | $3143.40 | $3399.00 | $261.95 | $283.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 688 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  | 1 |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 8.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.45 | 0.69 |  |  |  |  |  |  |  | XXXX | XXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 15.46 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| XXXX | 4000087380 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1485.55 | $1485.55 | 7.125% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | $4732.92 | $1374.96 | $394.41 | $114.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 738 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 3.4 |  |  |  | N/A | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.9 | 1.11 |  |  |  |  |  |  |  | XXXX | XXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 32.5 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000085939 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2590.04 | $2590.04 | 7.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 2 | $6499.92 | $4147.32 | $541.66 | $345.61 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 750 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.29 | 0.77 |  |  |  |  |  |  |  | XXXX | XXXX | 47.840% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 26.96 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000089639 | XXXX |  | Non QM |  |  |  | Yes | No | $2740.00 | $16611.25 |  | 6.795% | $19457.94 | $19457.94 | 6.750% | No | No | Not Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $367497.90 | 1 | $51781.20 | $6996.00 | $4315.10 | $583.00 |  |  |  |  |  | 10.498% | 10.498% | 10.498% | XXXX | 802 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% |  | 100.000% |  | [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2024 | [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $2740.00 |  | 6.610% | $0.00 | 2.7 |  |  |  | N/A | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 31.890% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 7.79 |  | No | No |  | $410604.30 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXX | 4000089980 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $5403.24 | $5403.24 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $3000.00 | $0.00 | $250.00 | $0.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 757 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 3.3 |  |  |  | No | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.89 | 1.13 |  |  |  |  |  |  |  | XXXX | XXXX | 41.720% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 17.61 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| XXXX | 4000088953 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3610.72 | $3610.72 | 7.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $8261.40 | $2385.00 | $688.45 | $198.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.76 | 1.32 |  |  |  |  |  |  |  | XXXX | XXXX | 39.970% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 17.98 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000087334 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2071.89 | $2071.89 | 7.625% | No | No |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  |  | 1 | $2742.96 | $861.96 | $228.58 | $71.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 736 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | No | No | 7.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.18 | 0.85 |  |  |  |  |  |  |  | XXXX | XXXX | 42.940% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 24.83 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| XXXX | 4000089640 | XXXX |  | Non QM |  |  |  | Yes | No | $7970.00 | $11659.17 |  | 8.880% | $3585.74 | $5053.87 | 10.336% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $13083.56 | 1 | $12596.64 | $456.96 | $1049.72 | $38.08 |  |  |  |  |  | 36.884% | 33.109% | 36.884% | XXXX | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 |  | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $7970.00 |  | 6.760% | $0.00 | 1 |  |  |  | N/A | No | 10.336% | 0 |  | 0 | 0 | 0 | 0 |  |  | 24.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 28.290% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 5.75 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000086021 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $664.31 | $664.31 | 5.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $4003.92 | $1034.88 | $333.66 | $86.24 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 5.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.66 | 0.6 |  |  |  |  |  |  |  | XXXX | XXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 264.95 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000086195 | XXXX |  | Non QM |  |  |  | Yes | No | $40.00 | $6387.79 |  | 6.635% | $6403.11 | $6403.11 | 6.625% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $13574.43 | 1 | $12050.16 | $5379.84 | $1004.18 | $448.32 |  |  |  |  |  | 40.917% | 40.917% | 40.917% | XXXX | 798 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $40.00 |  | 6.750% | $0.00 | 3.4 |  |  |  | Yes | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | XXXX | XXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 187.13 |  | Yes | No |  | $14370.95 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000088700 | XXXX |  | Non QM |  |  |  | Yes | No | $4974.00 | $6542.47 |  | 8.196% | $6582.24 | $6582.24 | 8.125% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $10883.83 | 1 | $5000.04 | $1314.96 | $416.67 | $109.58 |  |  |  |  |  | 40.634% | 40.634% | 40.634% | XXXX | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2019<br> [Borrower]; 4506-C - 2018<br> [Borrower]; 4506-C - 2017 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $4974.00 |  | 6.630% | $3334.00 | 4.6 |  |  |  | Yes | No | 8.125% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 72.020% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | Yes | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 83.23 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000086754 | XXXX |  | Non QM |  |  |  | Yes | No | $14300.00 | $15303.14 |  | 7.184% | $5615.15 | $5615.15 | 7.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5879.04 | 1 | $7634.88 | $1288.56 | $636.24 | $107.38 |  |  |  |  |  | 52.167% | 52.167% | 52.167% | XXXX | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; D1C Income Verification Report - 2025<br> [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $14300.00 |  | 6.610% | $0.00 | 2.4 |  |  |  | No | No | 7.000% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | No | 31 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 6.61 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000087301 | XXXX |  | Non QM |  |  |  | Yes | No | $684.00 | $2348.02 |  | 6.516% | $6162.66 | $6162.66 | 6.500% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $10677.05 | 1 | $11430.96 | $1376.88 | $952.58 | $114.74 |  |  |  |  |  | 48.716% | 48.716% | 48.716% | XXXX | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Coborrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $684.00 |  | 6.750% | $0.00 | 1.2 |  |  |  | Yes | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | XXXX | XXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 453.45 |  | No | No |  | $16106.75 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000090200 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $7142.32 | $7142.32 | 6.250% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | $32400.00 | $1293.00 | $2700.00 | $107.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.9 | 1.11 |  |  |  |  |  |  |  | XXXX | XXXX | 17.700% | No |  |  |  |  | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 17.55 |  |  | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000088568 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $5305.79 | $5305.79 | 7.000% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $22271.04 | $9168.96 | $1855.92 | $764.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.76 | 1.32 |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 95.69 |  |  | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000087279 | XXXX |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 6.949% | $2007.48 | $2007.48 | 7.000% | No | No | Employed | Employed |  |  |  |  | Non-Permanent Resident Alien | Non-Permanent Resident Alien |  |  |  |  |  |  | $29446.64 | 1 | $2499.96 | $1323.00 | $208.33 | $110.25 |  |  |  |  |  | 19.875% | 19.875% | 19.875% | XXXX | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  | 6.630% | $8046.40 | 3.3 | LP / LPA |  | Accept/Eligible | Yes | No | 7.000% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 100.000% | No | 31 | 31 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  | Employment Authorization | Employment Authorization |  |  |  | 360.08 |  |  | No |  | $0.00 | $15208.33 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000088804 | XXXX |  | Non QM |  |  |  | Yes | No | $2420.00 | $7910.03 |  | 6.917% | $12898.80 | $12898.80 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $23005.86 | 1 | $32724.96 | $4358.04 | $2727.08 | $363.17 |  |  |  |  |  | 49.182% | 49.182% | 49.182% | XXXX | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $2420.00 |  | 6.630% | $0.00 | 1 |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 24.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 33.020% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12.63 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| XXXX | 4000086981 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3639.37 | $3639.37 | 7.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $7242.24 | $3547.08 | $603.52 | $295.59 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 2.6 |  |  |  | No | No | 7.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.1 | 0.91 |  |  |  |  |  |  |  | XXXX | XXXX | 31.970% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 15.51 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 1 | 0 | No | No | No | No | 1 |
| XXXX | 4000085561 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1650.15 | $1650.15 | 7.500% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | $4359.00 | $705.00 | $363.25 | $58.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.16 | 0.86 |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 12.88 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000089712 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1238.83 | $1238.83 | 7.250% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $1871.76 | $1634.04 | $155.98 | $136.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.11 | 0.9 |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 26.8 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000087690 | XXXX |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 6.992% | $6170.68 | $6170.68 | 7.000% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $12253.45 | 1 | $16562.52 | $2379.00 | $1380.21 | $198.25 |  |  |  |  |  | 32.059% | 32.059% | 32.059% | XXXX | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Primary Income - Social Security]; 1099-SSA - 2024<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099-SSA - 2024<br> [Coborrower(s) - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; Transcripts (1040) - 2024 | Full Documentation (F) | Full Doc 1yr - AUS |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  | 6.750% | $10000.00 | 1 | DU |  | ApproveEligible | N/A | No | 7.000% | 0 | 0 | 1 | 0 | 1 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 46.620% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 27.24 |  | No | No |  | $2768.42 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXX | 4000087613 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2158.61 | $2158.61 | 8.375% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $2084.88 | $622.08 | $173.74 | $51.84 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 741 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 8.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.15 | 0.87 |  |  |  |  |  |  |  | XXXX | XXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 577.98 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| XXXX | 4000086003 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2046.53 | $2046.53 | 7.250% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 3 | $3760.44 | $1242.00 | $313.37 | $103.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 741 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.55 | 0.64 |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 106.82 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000087144 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $719.99 | $719.99 | 7.750% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $856.92 | $647.04 | $71.41 | $53.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.72 | 0.58 |  |  |  |  |  |  |  | XXXX | XXXX | 2.880% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 4.57 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000088841 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $10437.30 | $10437.30 | 7.250% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | $31875.00 | $1878.12 | $2656.25 | $156.51 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.54 | 1.85 |  |  |  |  |  |  |  | XXXX | XXXX | 77.810% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 72.56 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000087499 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $835.31 | $835.31 | 8.125% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $2685.96 | $1611.96 | $223.83 | $134.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 754 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 8.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.42 | 0.7 |  |  |  |  |  |  |  | XXXX | XXXX | 8.990% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 51.04 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000088950 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1543.78 | $1543.78 | 6.875% | No | No |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  |  | 1 | $6687.48 | $1323.48 | $557.29 | $110.29 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.99 |  |  |  |  |  |  |  | XXXX | XXXX | 100.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 131.19 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000089926 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3402.50 | $3402.50 | 6.125% | No | No |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  |  | 1 | $14566.20 | $1537.68 | $1213.85 | $128.14 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.99 |  |  |  |  |  |  |  | XXXX | XXXX | 51.930% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 10.19 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000086020 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $431.52 | $431.52 | 5.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $3339.48 | $531.84 | $278.29 | $44.32 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 5.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.86 | 0.54 |  |  |  |  |  |  |  | XXXX | XXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 356.94 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000090682 | XXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $3702.74 |  | 6.986% | $2069.33 | $2069.33 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3904.01 | 1 | $5991.72 | $2015.04 | $499.31 | $167.92 |  |  |  |  |  | 44.898% | 44.898% | 44.898% | XXXX | 755 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $1640.00 |  | 6.750% | $2000.00 | 1.2 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 42.190% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 33.67 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000085305 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2000.94 | $2000.94 | 7.125% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | $5843.40 | $2337.96 | $486.95 | $194.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.03 | 0.98 |  |  |  |  |  |  |  | XXXX | XXXX | 52.060% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 13.68 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000086619 | XXXX |  | Non QM |  |  |  | Yes | No | $4528.00 | $5131.67 |  | 7.173% | $1921.39 | $1921.39 | 7.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6136.50 | 1 | $2029.56 | $1272.00 | $169.13 | $106.00 |  |  |  |  |  | 31.624% | 31.624% | 31.624% | XXXX | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $4528.00 |  | 6.750% | $0.00 | 1.8 |  |  |  | No | No | 7.000% | 2 |  | 0 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 31.320% | No | 31 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 9.62 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000086022 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $760.84 | $760.84 | 5.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $3864.36 | $667.56 | $322.03 | $55.63 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1.2 |  |  |  | N/A | No | 5.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.62 | 0.62 |  |  |  |  |  |  |  | XXXX | XXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 281.41 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000086023 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $743.80 | $743.80 | 5.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $3814.44 | $653.76 | $317.87 | $54.48 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 5.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.68 | 0.59 |  |  |  |  |  |  |  | XXXX | XXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 521.26 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000086473 | XXXX |  | Non QM |  |  |  | Yes | No | $0.00 | $544.53 |  | 6.625% | $6403.11 | $6403.11 | 6.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9778.90 | 1 | $11941.80 | $1581.96 | $995.15 | $131.83 |  |  |  |  |  | 47.846% | 47.846% | 47.846% | XXXX | 812 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2019<br> [Borrower]; 4506-C - 2018<br> [Borrower]; 4506-C - 2017<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  | 6.750% | $0.00 | 3.9 |  |  |  | No | No | 6.625% | 0 |  | 0 | 0 | 6 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 62.860% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 69.9 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000088155 | XXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $0.00 |  | 6.743% | $1712.60 | $1712.60 | 6.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $34757.58 | 1 | $751.08 | $2160.96 | $62.59 | $180.08 |  |  |  |  |  | 19.012% | 19.012% | 19.012% | XXXX | 802 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $1640.00 |  | 6.750% | $10000.00 | 1.3 |  |  |  | No | No | 6.750% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 179.74 | Retail | Yes | No |  | $0.00 | $14583.34 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000088807 | XXXX |  | Non QM |  |  |  | Yes | No | $7570.00 | $8112.36 |  | 6.742% | $4482.18 | $4482.18 | 6.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8463.05 | 1 | $10370.28 | $4353.12 | $864.19 | $362.76 |  |  |  |  |  | 40.544% | 40.544% | 40.544% | XXXX | 709 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $7570.00 |  | 6.630% | $0.00 | 1 |  |  |  | N/A | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 24.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 43.94 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000090656 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3537.02 | $3537.02 | 7.125% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $18702.84 | $3065.04 | $1558.57 | $255.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.09 | 0.91 |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 43.16 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000088967 | XXXX |  | Non QM |  |  |  | Yes | No | $16455.00 | $22592.47 |  | 6.707% | $18008.75 | $18008.75 | 6.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $71001.87 | 1 | $46875.00 | $3354.12 | $3906.25 | $279.51 |  |  |  |  |  | 34.698% | 34.698% | 34.698% | XXXX | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2024<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2023 |  | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $16455.00 |  | 6.630% | $0.00 | 1 |  |  |  | N/A | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 25.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 43.640% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 53.25 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXX | 4000087009 | XXXX |  | Non QM |  |  |  | Yes | No | $1791.57 | $2836.06 |  | 7.509% | $1429.70 | $1429.70 | 7.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6045.97 | 1 | $1020.00 | $908.16 | $85.00 | $75.68 |  |  |  |  |  | 24.201% | 24.201% | 24.201% | XXXX | 785 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $1791.57 |  | 6.750% | $0.00 | 1 |  |  |  | Yes | No | 7.375% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 42.190% | No | 31 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 6.25 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000087412 | XXXX |  | Non QM |  |  |  | Yes | No | $5705.00 | $5745.00 |  | 6.946% | $5675.86 | $5675.86 | 6.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10017.10 | 1 | $11462.52 | $1557.12 | $955.21 | $129.76 |  |  |  |  |  | 41.117% | 41.117% | 41.117% | XXXX | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $5705.00 |  | 6.750% | $0.00 | 1.4 |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No | 31 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 33.52 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000090266 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1171.41 | $1171.41 | 6.990% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $2751.72 | $978.96 | $229.31 | $81.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.990% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.62 | 0.62 |  |  |  |  |  |  |  | XXXX | XXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 120.44 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000087012 | XXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.579% | $3009.46 | $3009.46 | 6.625% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8923.64 | 1 | $11649.96 | $5966.04 | $970.83 | $497.17 |  |  |  |  |  | 47.666% | 47.666% | 47.666% | XXXX | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  | 6.750% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 6.625% | 1 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 43.55 |  | No | No |  | $0.00 | $1671.70 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000087346 | XXXX |  | Non QM |  |  |  | Yes | No | $1715.00 | $2728.80 |  | 9.048% | $4344.96 | $4344.96 | 9.000% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $71114.59 | 1 | $7364.52 | $3882.96 | $613.71 | $323.58 |  |  |  |  |  | 11.098% | 11.098% | 11.098% | XXXX | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $1715.00 |  | 6.750% | $0.00 | 1.7 |  |  |  | No | No | 9.000% | 0 |  | 0 | 0 | 2 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 10.420% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 10.97 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000086812 | XXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.869% | $1576.63 | $1576.63 | 6.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $36162.24 | 1 | $1973.04 | $1175.04 | $164.42 | $97.92 |  |  |  |  |  | 38.105% | 38.105% | 38.105% | XXXX | 745 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Employer Letter - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  | 6.750% | $0.00 | 1 | LP / LPA |  | Accept/Eligible | Yes | No | 6.875% | 2 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 89.690% | No | 31 | 30 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 94.38 |  | No | No |  | $0.00 | $36383.05 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 6 |
| XXXX | 4000087525 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2332.10 | $2332.10 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 2 | $3879.84 | $2508.96 | $323.32 | $209.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 807 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | No | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.19 | 0.84 |  |  |  |  |  |  |  | XXXX | XXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 66.66 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000088355 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3448.88 | $3448.88 | 6.875% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 2 | $11464.92 | $2742.96 | $955.41 | $228.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | No | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.86 | 1.16 |  |  |  |  |  |  |  | XXXX | XXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 175.56 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000090275 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1121.56 | $1121.56 | 6.990% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $2756.04 | $516.96 | $229.67 | $43.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.990% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.69 | 0.59 |  |  |  |  |  |  |  | XXXX | XXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 120.9 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000088811 | XXXX |  | Non QM |  |  |  | Yes | No | $7302.50 | $9991.19 |  | 7.396% | $2553.39 | $2553.39 | 7.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5043.61 | 1 | $6343.32 | $1066.08 | $528.61 | $88.84 |  |  |  |  |  | 47.904% | 47.904% | 47.904% | XXXX | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $7302.50 |  | 6.630% | $0.00 | 1 |  |  |  | N/A | No | 7.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 23.520% | No | 31 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.2 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000087407 | XXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.627% | $2177.06 | $2177.06 | 6.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $15052.76 | 1 | $3739.68 | $4271.76 | $311.64 | $355.98 |  |  |  |  |  | 36.594% | 36.594% | 36.594% | XXXX | 785 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  | 6.750% | $0.00 | 1 | DU |  | ApproveEligible | N/A | No | 6.625% | 2 |  | 1 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | No | 31 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 29.29 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| XXXX | 4000086699 | XXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.950% | $1297.34 | $1297.34 | 7.000% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | Non-Permanent Resident Alien |  |  |  |  |  |  | $25284.10 | 1 | $4964.64 | $1428.96 | $413.72 | $119.08 |  |  |  |  |  | 35.633% | 35.633% | 35.633% | XXXX | 725 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  | 6.750% | $0.00 |  | DU | Yes | ApproveEligible | N/A | No | 7.000% | 1 | 0 | 2 | 0 | 4 | 2 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | Employment Authorization |  |  |  | 32.51 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXX | 4000086185 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1624.94 | $1624.94 | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $6556.68 | $3240.24 | $546.39 | $270.02 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 686 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 1 |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 45.99 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000086925 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $4034.42 | $4034.42 | 7.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $9453.00 | $1482.96 | $787.75 | $123.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 757 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.83 | 1.21 |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No |  | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 114.38 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000087090 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $6237.00 | $6237.00 | 8.000% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $16800.00 | $3038.04 | $1400.00 | $253.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 8.000% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.63 | 1.59 |  |  |  |  |  |  |  | XXXX | XXXX | 61.290% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 20.95 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000086431 | XXXX |  | Non QM |  |  |  | Yes | No | $1840.00 | $4802.25 |  | 6.957% | $3416.03 | $3416.03 | 6.875% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5804.06 | 1 | $8124.96 | $722.04 | $677.08 | $60.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion (No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $1840.00 |  | 6.750% | $0.00 | 1 |  |  |  | No | No | 6.875% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | XXXX | XXXX | 100.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 436.77 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000087182 | XXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $5730.50 | $6670.11 |  | 6.977% | $4023.69 | $4023.69 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $16656.28 | 1 | $8181.00 | $615.96 | $681.75 | $51.33 |  |  |  |  |  | 29.801% | 29.801% | 29.801% | XXXX | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Business License - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Paystubs - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $5730.50 |  | 6.750% | $0.00 | 2.3 | DU |  | ApproveEligible | Yes | No | 6.875% | 2 |  | 1 | 0 | 3 | 0 |  |  |  | No |  |  |  |  |  | No |  |  |  | XXXX | XXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 126.03 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000088969 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $4598.50 | $4598.50 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $69218.76 | $3375.00 | $5768.23 | $281.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1.6 |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.5 | 0.67 |  |  |  |  |  |  |  | XXXX | XXXX | 93.540% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 30.32 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000085788 | XXXX |  | Non QM |  |  |  | Yes | No | $12057.80 | $19620.08 |  | 7.219% | $4763.57 | $4763.57 | 7.000% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $18794.82 | 1 | $2037.48 | $2457.00 | $169.79 | $204.75 |  |  |  |  |  | 49.951% | 49.951% | 49.951% | XXXX | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Paystubs - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $12057.80 |  | 6.750% | $0.00 | 3.1 |  |  |  | No | No | 7.000% | 1 | 1 | 1 | 0 | 2 | 1 |  |  | 7.40 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 59.600% | No |  | 32 |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 73.68 |  | No | No |  | $0.00 | $16666.67 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000089976 | XXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $3483.91 |  | 6.917% | $4724.63 | $4724.63 | 6.875% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $56690.06 | 1 | $11062.56 | $2790.00 | $921.88 | $232.50 |  |  |  |  |  | 20.513% | 20.513% | 20.513% | XXXX | 807 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $1640.00 |  | 6.610% | $0.00 | 1 |  |  |  | Yes | No | 6.875% | 0 | 2 | 2 | 0 | 2 | 2 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 100.000% | No |  | 32 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 152.51 |  | No | No |  | $0.00 | $17562.50 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000088966 | XXXX |  | Non QM |  |  |  | Yes | No | $1395.00 | $8936.50 |  | 6.802% | $5500.11 | $5500.11 | 6.750% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $30278.02 | 1 | $13250.04 | $2208.96 | $1104.17 | $184.08 |  |  |  |  |  | 19.917% | 19.917% | 19.917% | XXXX | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $1395.00 |  | 6.630% | $0.00 | 1 |  |  |  | N/A | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 15.060% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 37.71 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000087117 | XXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.823% | $3399.61 | $3399.61 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2128.75 | 1 | $12436.68 | $1830.36 | $1036.39 | $152.53 |  |  |  |  |  | 43.845% | 43.845% | 43.845% | XXXX | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  | 6.750% | $0.00 | 1.8 | DU |  | ApproveEligible | Yes | No | 6.875% | 0 |  | 2 | 0 | 3 | 2 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 15.43 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXX | 4000089851 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $4211.12 | $4211.12 | 6.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 2 | $12658.80 | $3478.68 | $1054.90 | $289.89 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 823 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.03 | 0.97 |  |  |  |  |  |  |  | XXXX | XXXX | 89.260% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 98.34 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000088184 | XXXX |  | N/A |  |  |  | No | No | $28340.00 | $13040.00 |  | 7.002% | $4729.89 | $4729.89 | 6.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $11009.81 | 1 | $7743.36 | $641.04 | $645.28 | $53.42 |  |  |  |  |  | 42.996% | 42.996% | 42.996% | XXXX | 727 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $28340.00 |  | 6.750% | $0.00 | 1 |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No | 31 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 128.73 |  | No | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000086890 | XXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $0.00 | $1500.75 |  | 7.404% | $1187.96 | $1187.96 | 7.375% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $18762.82 | 1 | $5987.40 | $3110.04 | $498.95 | $259.17 |  |  |  |  |  | 28.913% | 28.913% | 28.913% | XXXX | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; D1C Income Verification Report - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; D1C Income Verification Report - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2019<br> [Borrower]; 4506-C - 2018<br> [Borrower]; 4506-C - 2017<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2019<br> [Coborrower]; 4506-C - 2018<br> [Coborrower]; 4506-C - 2017<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  | 6.750% | $4000.00 | 1 | DU |  | ApproveEligible | Yes | No | 7.375% | 2 | 2 | 0 | 0 | 6 | 0 |  |  | 0.00 | No |  |  |  |  |  | No |  |  |  | XXXX | XXXX | 100.000% | No | 30 | 30 |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 190.35 |  | No | No |  | $0.00 | $9544.72 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| XXXX | 4000088835 | XXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $7482.56 |  | 6.405% | $5742.72 | $5742.72 | 6.375% | No | No | Non-Employment Income | Not Employed |  |  |  |  | US Citizen | Permanent Resident Alien |  |  |  |  |  |  | $12636.22 | 1 | $15149.52 | $4007.52 | $1262.46 | $333.96 |  |  |  |  |  | 37.689% | 37.689% | 37.689% | XXXX | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $1640.00 |  | 6.630% | $0.00 | 1.2 |  |  |  | Yes | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | XXXX | XXXX | 100.000% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | Resident Alien Card |  |  |  | 356.41 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000089078 | XXXX |  | Non QM |  |  |  | Yes | No | $14650.00 | $3814.18 |  | 7.384% | $3989.34 | $3989.34 | 7.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8420.42 | 1 | $9024.96 | $2161.92 | $752.08 | $180.16 |  |  |  |  |  | 37.006% | 37.006% | 37.006% | XXXX | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 |  | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $14650.00 |  | 6.630% | $10000.00 |  |  |  |  | Yes | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 24.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 4.650% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.74 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000087876 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2408.73 | $2408.73 | 7.375% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $5775.12 | $5753.88 | $481.26 | $479.49 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 720 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.15 | 0.87 |  |  |  |  |  |  |  | XXXX | XXXX | 42.130% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 18.06 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000089307 | XXXX |  | Non QM |  |  |  | Yes | No | $19521.25 | $124.32 |  | 8.457% | $11187.50 | $15369.18 | 10.336% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $26387.64 | 1 | $25684.80 | $5527.08 | $2140.40 | $460.59 |  |  |  |  |  | 45.763% | 37.168% | 45.763% | XXXX | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2024<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2023 |  | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $19521.25 |  | 6.480% | $0.00 | 2 |  |  |  | N/A | No | 10.336% | 0 |  | 0 | 0 | 0 | 0 |  |  | 31.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 12.3 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000091816 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1444.77 | $1444.77 | 6.875% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $4670.76 | $2241.00 | $389.23 | $186.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 723 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.24 | 0.81 |  |  |  |  |  |  |  | XXXX | XXXX | 43.940% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 29.46 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000090421 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1861.37 | $1861.37 | 7.375% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $2535.48 | $1446.00 | $211.29 | $120.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 677 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.55 | 0.65 |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 47.24 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 3 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000089876 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3476.37 | $3476.37 | 6.500% | No | No |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  |  | 1 | $14850.00 | $1944.96 | $1237.50 | $162.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.93 | 1.07 |  |  |  |  |  |  |  | XXXX | XXXX | 36.720% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 52 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000087445 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1929.38 | $1929.38 | 7.000% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $2767.20 | $669.00 | $230.60 | $55.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 754 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 4.3 |  |  |  | No | No | 7.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.08 | 0.92 |  |  |  |  |  |  |  | XXXX | XXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 15.17 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000088372 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1084.66 | $1084.66 | 7.250% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | $1138.92 | $531.96 | $94.91 | $44.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 1 |  |  |  |  |  |  |  | XXXX | XXXX | 100.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 115.1 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000086298 | XXXX |  | Non QM |  |  |  | Yes | No | $2824.60 | $3232.44 |  | 7.703% | $1118.75 | $1118.75 | 7.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $1753.54 | 1 | $2739.24 | $1533.00 | $228.27 | $127.75 |  |  |  |  |  | 46.232% | 46.232% | 46.232% | XXXX | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $2824.60 |  | 6.750% | $0.00 | 2.5 |  |  |  | Yes | No | 7.500% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 92.050% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 91.71 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000088159 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $10034.98 | $10034.98 | 6.000% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 3 | $32187.48 | $3000.00 | $2682.29 | $250.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.13 | 0.89 |  |  |  |  |  |  |  | XXXX | XXXX | 100.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 242.94 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000087628 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $13216.57 | $13216.57 | 8.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $30653.88 | $6678.00 | $2554.49 | $556.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 8.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.43 | 2.33 |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 54.3 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000087832 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $5484.38 | $5484.38 | 6.750% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $18750.00 | $13848.96 | $1562.50 | $1154.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 812 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 2.99 | 0.33 |  |  |  |  |  |  | 240 | XXXX | XXXX | 3.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 86.66 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000086270 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1570.08 | $1570.08 | 6.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $2500.56 | $1461.96 | $208.38 | $121.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 713 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.32 | 0.76 |  |  |  |  |  |  |  | XXXX | XXXX | 89.930% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 98.06 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000089224 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1554.40 | $1554.40 | 7.125% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $4983.24 | $1334.64 | $415.27 | $111.22 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.06 | 0.95 |  |  |  |  |  |  |  | XXXX | XXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 276.44 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000087330 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2072.03 | $2072.03 | 7.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $5451.72 | $7787.28 | $454.31 | $648.94 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 709 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 3.5 |  |  |  | No | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.93 | 1.08 |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 90.05 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000088577 | XXXX |  | N/A |  |  |  | No | No | $14760.80 | $10178.12 |  | 6.743% | $2154.09 | $2154.09 | 6.500% | No | No | Non-Employment Income | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6653.21 | 1 | $2975.04 | $3051.96 | $247.92 | $254.33 |  |  |  |  |  | 40.935% | 40.935% | 40.935% | XXXX | 758 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Tax Return Extension - 2024<br> [Coborrower]; Transcripts (1040) - No Results Returned - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1040 - 2022<br> [Coborrower]; Transcripts (1040) - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $14760.80 |  | 6.630% | $13000.00 | 1 |  |  |  | Yes | No | 6.500% | 0 | 0 | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No |  | 19 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 31.36 |  | No | No |  | $0.00 | $7083.33 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 5 |
| XXXX | 4000089118 | XXXX |  | Non QM |  |  |  | Yes | No | $2715.00 | $8457.00 |  | 6.851% | $3541.35 | $3541.35 | 6.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6996.93 | 1 | $9750.00 | $1470.96 | $812.50 | $122.58 |  |  |  |  |  | 44.025% | 44.025% | 44.025% | XXXX | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $2715.00 |  | 6.630% | $2700.00 | 1.3 |  |  |  | N/A | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 28.960% | No | 31 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 18.36 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000090842 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1450.42 | $1450.42 | 7.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $8217.48 | $1398.96 | $684.79 | $116.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 673 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.02 | 0.98 |  |  |  |  |  |  |  | XXXX | XXXX | 60.760% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 25.98 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000087923 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $5052.89 | $5052.89 | 7.125% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 4 | $13495.08 | $9163.20 | $1124.59 | $763.60 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 764 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 2.35 | 0.42 |  |  |  |  |  |  |  | XXXX | XXXX |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 53.29 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000086097 | XXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 7.866% | $4698.45 | $4698.45 | 7.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $37911.46 | 1 | $6602.40 | $1134.96 | $550.20 | $94.58 |  |  |  |  |  | 25.239% | 25.239% | 25.239% | XXXX | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Third Party Verification - 2022 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  | 6.790% | $0.00 | 4.5 | DU |  | ApproveEligible | No | No | 7.875% | 0 |  | 1 | 0 | 2 | 1 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 26.060% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 10.6 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000085811 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1177.59 | $1177.59 | 7.000% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $2409.60 | $1506.96 | $200.80 | $125.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 743 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.000% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.02 | 0.98 |  |  |  |  |  |  |  | XXXX | XXXX | 67.730% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 62 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000089196 | XXXX |  | Non QM |  |  |  | Yes | No | $8745.00 | $10478.50 |  | 6.777% | $2047.90 | $2047.90 | 6.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4026.72 | 1 | $11418.84 | $3231.72 | $951.57 | $269.31 |  |  |  |  |  | 46.310% | 46.310% | 46.310% | XXXX | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $8745.00 |  | 6.630% | $0.00 | 1 |  |  |  | N/A | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 36.650% | No | 24 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 10.19 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000086371 | XXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $8127.10 |  | 6.939% | $4614.27 | $4614.27 | 6.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $11896.68 | 1 | $14399.40 | $2340.00 | $1199.95 | $195.00 |  |  |  |  |  | 38.236% | 38.236% | 38.236% | XXXX | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $1640.00 |  | 6.750% | $500.00 | 1.6 |  |  |  | Yes | No | 6.875% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 44.050% | No | 31 | 31 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 33.94 |  | Yes | No |  | $0.00 | $5928.15 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000087388 | XXXX |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 7.196% | $2947.00 | $2947.00 | 7.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $20137.30 | 1 | $6572.40 | $5254.80 | $547.70 | $437.90 |  |  |  |  |  | 46.048% | 46.048% | 46.048% | XXXX | 712 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  | 6.750% | $10000.00 | 1 | DU |  | ApproveEligible | Yes | No | 7.250% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 48.230% | No | 31 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 38.71 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXX | 4000086747 | XXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.089% | $1342.21 | $1342.21 | 6.125% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5811.10 | 1 | $6479.76 | $1365.00 | $539.98 | $113.75 |  |  |  |  |  | 49.794% | 49.794% | 49.794% | XXXX | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  | 6.750% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 6.125% | 1 | 1 | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 58.940% | No | 31 | 31 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 41.01 |  | No | No |  | $0.00 | $5932.86 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 9 |
| XXXX | 4000086733 | XXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $11515.00 | $3851.09 |  | 6.895% | $3356.91 | $3356.91 | 6.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $13858.56 | 1 | $7804.68 | $1461.48 | $650.39 | $121.79 |  |  |  |  |  | 34.300% | 34.300% | 34.300% | XXXX | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $11515.00 |  | 6.750% | $163000.00 | 1.1 | LP / LPA |  | Accept/Eligible | Yes | No | 6.875% | 1 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | XXXX | 20.590% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 19.09 |  | No | No |  | $0.00 | $10260.25 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000084812 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3765.11 | $3765.11 | 6.750% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $5116.56 | $2791.80 | $426.38 | $232.65 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 798 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.42 | 0.71 |  |  |  |  |  |  |  | XXXX | XXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) |  | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 87.34 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000086648 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2865.84 | $2865.84 | 7.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | $8543.16 | $2886.96 | $711.93 | $240.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | No | No | 7.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.31 | 0.76 |  |  |  |  |  |  |  | XXXX | XXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 117.58 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000088619 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1678.15 | $1678.15 | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $1674.24 | $2046.00 | $139.52 | $170.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1.1 |  |  |  | N/A | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.93 | 1.07 |  |  |  |  |  |  |  | XXXX | XXXX | 35.720% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 16.2 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| XXXX | 4000086563 | XXXX |  | N/A |  |  |  | No | No | $12350.00 | $1054.03 |  | 7.272% | $2619.56 | $2619.56 | 7.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9025.38 | 1 | $3302.88 | $3195.00 | $275.24 | $266.25 |  |  |  |  |  | 49.032% | 49.032% | 49.032% | XXXX | 739 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $12350.00 |  | 6.610% | $20000.00 | 2.8 |  |  |  | Yes | No | 7.250% | 2 |  | 2 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 32.520% | No | 30 |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 22.03 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXX | 4000089310 | XXXX |  | Non QM |  |  |  | Yes | No | $9495.00 | $11038.90 |  | 7.089% | $1878.34 | $1878.34 | 6.750% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $7896.20 | 1 | $5924.76 | $3466.68 | $493.73 | $288.89 |  |  |  |  |  | 28.216% | 28.216% | 28.216% | XXXX | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $9495.00 |  | 6.630% | $0.00 | 1.4 |  |  |  | N/A | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 28.960% | No | 25 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 6.54 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000090121 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2531.25 | $2531.25 | 6.750% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | $11361.36 | $2018.04 | $946.78 | $168.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.99 |  |  |  |  |  |  | 240 | XXXX | XXXX | 3.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 148 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000087377 | XXXX |  | Non QM |  |  |  | Yes | No | $1490.00 | $3125.71 |  | 7.531% | $5957.31 | $5957.31 | 7.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $210074.69 | 1 | $7715.64 | $13144.56 | $642.97 | $1095.38 |  |  |  |  |  | 8.886% | 8.886% | 8.886% | XXXX | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $1490.00 |  | 6.750% | $0.00 | 1 |  |  |  | Yes | No | 7.500% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 37.250% | No | 32 | 31 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 24.79 |  | No | No |  | $0.00 | $20973.33 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXX | 4000086236 | XXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $1878.29 | $2968.67 |  | 7.451% | $2552.74 | $2552.74 | 7.375% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $21205.98 | 1 | $3264.60 | $458.04 | $272.05 | $38.17 |  |  |  |  |  | 33.142% | 33.142% | 33.142% | XXXX | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Paystubs - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $1878.29 |  | 6.750% | $0.00 | 1 | DU |  | ApproveEligible | No | No | 7.375% | 1 | 0 | 1 | 0 | 3 | 1 |  |  |  | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | XXXX | 25.560% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 5.72 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000086197 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1982.24 | $1982.24 | 7.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 2 | $7466.52 | $2274.00 | $622.21 | $189.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | No | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 1 |  |  |  |  |  |  |  | XXXX | XXXX | 49.030% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 28.31 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000090829 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1374.39 | $1374.39 | 7.125% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $3034.08 | $782.04 | $252.84 | $65.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 4 |  |  |  | N/A | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.36 | 0.74 |  |  |  |  |  |  |  | XXXX | XXXX | 79.750% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 71.57 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000087022 | XXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $4697.16 | $7219.84 |  | 7.311% | $2048.10 | $2048.10 | 7.125% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $12587.49 | 1 | $774.84 | $1488.00 | $64.57 | $124.00 |  |  |  |  |  | 27.616% | 27.616% | 27.616% | XXXX | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $4697.16 |  | 6.750% | $0.00 | 5 | DU |  | ApproveEligible | No | No | 7.125% | 2 | 0 | 0 | 0 | 4 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | XXXX | 25.230% | No | 32 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 4.61 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000088579 | XXXX |  | Non QM |  |  |  | Yes | No | $1740.00 | $10547.64 |  | 6.527% | $9607.43 | $9607.43 | 6.500% | No | No | Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | United States of America |  |  |  | $14187.21 | 1 | $21631.80 | $956.04 | $1802.65 | $79.67 |  |  |  |  |  | 45.587% | 45.587% | 45.587% | XXXX | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2019<br> [Borrower]; 4506-C - 2018<br> [Borrower]; 4506-C - 2017<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $1740.00 |  | 6.630% | $0.00 | 1 |  |  |  | No | No | 6.500% | 2 |  | 0 | 0 | 5 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 100.000% | No | 32 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Passport |  |  |  |  | 122.24 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000086029 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2664.63 | $2664.63 | 7.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 4 | $10861.20 | $2847.96 | $905.10 | $237.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.13 | 0.89 |  |  |  |  |  |  |  | XXXX | XXXX | 79.790% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 68.45 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000092023 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $4194.08 | $4194.08 | 6.875% | No | No |  |  |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  |  |  |  |  | 1 | $17323.08 | $3680.16 | $1443.59 | $306.68 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 803 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.41 | 2.43 |  |  |  |  |  |  |  | XXXX | XXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 96.93 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000090468 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $972.90 | $972.90 | 6.750% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | $6248.76 | $1871.04 | $520.73 | $155.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.64 | 0.61 |  |  |  |  |  |  |  | XXXX | XXXX | 24.440% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 69.48 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000088615 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $7800.67 | $7800.67 | 7.000% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 4 | $34684.20 | $11022.36 | $2890.35 | $918.53 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.84 | 1.19 |  |  |  |  |  |  |  | XXXX | XXXX | 10.620% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 21.34 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| XXXX | 4000090439 | XXXX |  | Non QM |  |  |  | Yes | No | $7338.40 | $11901.54 |  | 6.871% | $3771.00 | $5097.48 | 6.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $10159.88 | 1 | $9264.12 | $2019.96 | $772.01 | $168.33 |  |  |  |  |  | 50.761% | 44.332% | 50.761% | XXXX | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $7338.40 |  | 6.610% | $12289.00 | 1 |  |  |  | Yes | No | 6.750% | 0 | 2 | 0 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  | 240 | XXXX | XXXX | 32.900% | No |  | 31 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 20.68 |  | Yes | No |  | $0.00 | $5633.33 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000089868 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1090.77 | $1090.77 | 7.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $3593.88 | $2678.52 | $299.49 | $223.21 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 755 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1.1 |  |  |  | Yes | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.06 | 0.95 |  |  |  |  |  |  |  | XXXX | XXXX | 9.650% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 10.22 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000090177 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $7980.73 | $7980.73 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 4 | $24999.96 | $4012.20 | $2083.33 | $334.35 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.09 | 0.92 |  |  |  |  |  |  | 240 | XXXX | XXXX | 55.450% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 45.28 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000089720 | XXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $5363.02 |  | 6.812% | $3113.27 | $3113.27 | 6.750% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9865.55 | 1 | $3227.88 | $3148.32 | $268.99 | $262.36 |  |  |  |  |  | 35.157% | 35.157% | 35.157% | XXXX | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $1640.00 |  | 6.610% | $3500.00 | 1.2 |  |  |  | No | No | 6.750% | 0 | 2 | 2 | 0 | 2 | 2 |  |  | 7.83 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 57.970% | No |  | 23 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 59.6 |  | No | No |  | $0.00 | $7041.68 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000088570 | XXXX |  | Non QM |  |  |  | Yes | No | $2427.36 | $6378.15 |  | 9.592% | $3578.68 | $3578.68 | 9.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7525.53 | 1 | $5940.48 | $1581.00 | $495.04 | $131.75 |  |  |  |  |  | 44.563% | 44.563% | 44.563% | XXXX | 665 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023 | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $2427.36 |  | 6.630% | $0.00 | 1 |  |  |  | Yes | No | 9.500% | 0 |  | 0 | 0 | 2 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 43.920% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 26.44 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000087887 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3149.54 | $3149.54 | 7.000% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $5687.64 | $1526.04 | $473.97 | $127.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.93 | 1.07 |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 119.77 |  |  | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000086817 | XXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 7.198% | $2974.29 | $2974.29 | 7.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $13152.03 | 1 | $3728.52 | $2256.00 | $310.71 | $188.00 |  |  |  |  |  | 42.255% | 42.255% | 42.255% | XXXX | 754 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Tax Return Extension - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  | 6.750% | $0.00 | 1.8 | DU |  | ApproveEligible | N/A | No | 7.250% | 1 |  | 1 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 43.780% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 32.86 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000089741 | XXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $10486.08 |  | 6.542% | $7331.99 | $7331.99 | 6.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7602.24 | 1 | $13292.40 | $1962.00 | $1107.70 | $163.50 |  |  |  |  |  | 54.819% | 54.819% | 54.819% | XXXX | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $1640.00 |  | 6.610% | $104000.00 | 1 |  |  |  | No | No | 6.500% | 2 |  | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 16.730% | No | 30 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 21.74 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 8 |
| XXXX | 4000090025 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1258.59 | $1258.59 | 7.500% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $2590.80 | $1822.56 | $215.90 | $151.88 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 738 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.08 | 0.93 |  |  |  |  |  |  |  | XXXX | XXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 219.14 |  |  | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000086820 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1965.47 | $1965.47 | 8.625% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | $1405.20 | $1221.00 | $117.10 | $101.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 688 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 2.4 |  |  |  | Yes | No | 8.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.86 | 1.16 |  |  |  |  |  |  |  | XXXX | XXXX | 11.190% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 244.33 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000086720 | XXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $1390.00 | $4623.05 |  | 6.652% | $4482.18 | $4482.18 | 6.625% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $32014.62 | 1 | $10220.88 | $4331.16 | $851.74 | $360.93 |  |  |  |  |  | 27.062% | 27.062% | 27.062% | XXXX | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | Full Doc 1yr - AUS |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $1390.00 |  | 6.750% | $4700.00 | 1 | LP / LPA |  | Accept/Eligible | No | No | 6.625% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | 240 | Not Stated |  |  |  | XXXX | XXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 1868.33 |  | No | No |  | $22304.62 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000090125 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $486.45 | $486.45 | 6.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $2028.48 | $1167.96 | $169.04 | $97.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 2.8 |  |  |  | No | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 2.54 | 0.39 |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 79.8 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000086547 | XXXX |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 7.074% | $3006.47 | $3006.47 | 7.125% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | Permanent Resident Alien |  |  |  |  |  |  | $9897.89 | 2 | $3249.00 | $1404.96 | $270.75 | $117.08 |  |  |  |  |  | 43.340% | 43.340% | 43.340% | XXXX | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Account Transcripts - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Account Transcripts - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Account Transcripts - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Account Transcripts - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  | 6.750% | $7000.00 |  | DU |  | ApproveEligible | No | No | 7.125% | 2 | 2 | 2 | 0 | 3 | 2 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 59.940% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | Resident Alien Card |  |  |  | 59.58 |  | No | No |  | $8867.88 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXX | 4000086233 | XXXX |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 6.866% | $3498.15 | $3498.15 | 6.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $16741.99 | 2 | $10094.76 | $5352.00 | $841.23 | $446.00 |  |  |  |  |  | 32.954% | 32.954% | 32.954% | XXXX | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  | 6.750% | $2000.00 |  | LP / LPA |  | Accept/Eligible | No | No | 6.875% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 50.960% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 36.24 |  | No | No |  | $0.00 | $14137.67 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXX | 4000087024 | XXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $100.00 | $1162.99 |  | 6.645% | $2702.11 | $2702.11 | 6.625% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $28685.25 | 1 | $3974.40 | $534.00 | $331.20 | $44.50 |  |  |  |  |  | 17.803% | 17.803% | 17.803% | XXXX | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $100.00 |  | 6.750% | $0.00 |  | LP / LPA | Yes | Accept/Eligible | N/A | No | 6.625% | 1 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | XXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 12.94 |  | No | No |  | $0.00 | $11098.53 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000090939 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1036.02 | $1036.02 | 7.375% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | $2419.32 | $3822.96 | $201.61 | $318.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 641 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.82 | 0.55 |  |  |  |  |  |  |  | XXXX | XXXX | 83.400% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 35.73 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000087081 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $640.03 | $640.03 | 7.125% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $4747.20 | $1884.36 | $395.60 | $157.03 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 721 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 2.5 |  |  |  | N/A | No | 7.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.51 | 0.66 |  |  |  |  |  |  |  | XXXX | XXXX | 84.360% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 62.2 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000087169 | XXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.495% | $1371.59 | $1371.59 | 6.500% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9043.50 | 1 | $11213.40 | $1909.20 | $934.45 | $159.10 |  |  |  |  |  | 46.341% | 46.341% | 46.341% | XXXX | 752 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  | 6.750% | $0.00 | 1 | DU |  | ApproveEligible | N/A | No | 6.500% | 1 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | No |  |  |  |  | Yes | Short Form | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 8.66 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXX | 4000086350 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $630.44 | $630.44 | 7.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $3643.44 | $1704.96 | $303.62 | $142.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 721 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1.7 |  |  |  | Yes | No | 7.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.44 | 0.69 |  |  |  |  |  |  |  | XXXX | XXXX | 100.000% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 111.09 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| XXXX | 4000077318 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $6345.58 | $6345.58 | 7.375% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $5805.00 | $3984.96 | $483.75 | $332.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.05 | 0.95 |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 33.23 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000089077 | XXXX |  | Non QM |  |  |  | Yes | No | $9425.00 | $13374.17 |  | 7.024% | $4572.22 | $4572.22 | 6.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9408.30 | 1 | $11600.04 | $4716.96 | $966.67 | $393.08 |  |  |  |  |  | 44.317% | 44.317% | 44.317% | XXXX | 723 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $9425.00 |  | 6.630% | $0.00 | 1 |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 27.220% | No | 25 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.29 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000087018 | XXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $1890.00 | $3918.25 |  | 6.804% | $2699.79 | $2699.79 | 6.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $16603.08 | 1 | $7329.36 | $4274.52 | $610.78 | $356.21 |  |  |  |  |  | 42.010% | 42.010% | 42.010% | XXXX | 748 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $1890.00 |  | 6.750% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 6.750% | 2 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | XXXX | 48.230% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 31.51 |  | No | No |  | $0.00 | $5143.91 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000086779 | XXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $995.00 | $5549.17 |  | 6.540% | $4424.48 | $4424.48 | 6.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $54971.42 | 1 | $6637.80 | $1964.04 | $553.15 | $163.67 |  |  |  |  |  | 24.177% | 24.177% | 24.177% | XXXX | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $995.00 |  | 6.630% | $0.00 | 1.2 | DU |  | ApproveEligible | Yes | No | 6.500% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | XXXX | 68.330% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 63.18 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000085808 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1189.10 | $1189.10 | 7.000% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $2187.96 | $1782.00 | $182.33 | $148.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 743 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 3 |  |  |  | Yes | No | 7.000% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 1 |  |  |  |  |  |  |  | XXXX | XXXX | 68.090% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 66.89 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000086947 | XXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $1245.00 | $6651.67 |  | 6.819% | $4832.06 | $4832.06 | 6.750% | No | No | Self-Employed | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $17642.87 | 1 | $18062.52 | $3051.48 | $1505.21 | $254.29 |  |  |  |  |  | 32.618% | 32.618% | 32.618% | XXXX | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Business Account Transcripts - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Coborrower(s) - \| Primary Income - Social Security]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $1245.00 |  | 6.750% | $0.00 | 1 | DU |  | ApproveEligible | N/A | No | 6.750% | 0 | 0 | 1 | 0 | 2 | 2 |  |  |  | No |  |  |  |  |  | No |  |  |  | XXXX | XXXX | 99.830% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 131.78 |  | No | No |  | $2435.90 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000087200 | XXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $5205.74 |  | 6.804% | $3450.54 | $3450.54 | 6.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7563.94 | 1 | $9827.04 | $3108.96 | $818.92 | $259.08 |  |  |  |  |  | 43.597% | 43.597% | 43.597% | XXXX | 764 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2019<br> [Borrower]; 4506-C - 2018<br> [Borrower]; 4506-C - 2017<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2019<br> [Coborrower]; 4506-C - 2018<br> [Coborrower]; 4506-C - 2017<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $1640.00 |  | 6.750% | $0.00 | 2.8 |  |  |  | Yes | No | 6.750% | 1 | 2 | 0 | 0 | 5 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 35.430% | No | 10 | 30 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 40.16 |  | No | No |  | $0.00 | $6865.35 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000087554 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $4024.14 | $4024.14 | 7.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $9249.96 | $991.68 | $770.83 | $82.64 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 749 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1.4 |  |  |  | N/A | No | 7.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.65 | 1.55 |  |  |  |  |  |  |  | XXXX | XXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 91.17 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000089778 | XXXX |  | Non QM |  |  |  | Yes | No | $3594.69 | $13452.97 |  | 7.038% | $9121.88 | $12123.74 | 7.000% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $12748.29 | 1 | $26062.56 | $7368.12 | $2171.88 | $614.01 |  |  |  |  |  | 54.106% | 43.300% | 54.106% | XXXX | 812 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 63.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $3594.69 |  | 6.630% | $10875.00 | 3.9 |  |  |  | No | No | 7.000% | 0 | 2 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  | 240 | XXXX | XXXX | 41.720% | No |  | 31 |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 28.34 |  | Yes | No |  | $0.00 | $10334.56 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000086897 | XXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $1590.00 | $3720.66 |  | 6.682% | $2241.09 | $2241.09 | 6.625% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $15266.96 | 1 | $3995.52 | $961.92 | $332.96 | $80.16 |  |  |  |  |  | 25.198% | 25.198% | 25.198% | XXXX | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $1590.00 |  | 6.750% | $0.00 | 1.7 | DU |  | ApproveEligible | No | No | 6.625% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | XXXX | 100.000% | No | 31 | 31 |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 257.59 |  | Yes | No |  | $0.00 | $9256.67 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000087550 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $4024.14 | $4024.14 | 7.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $9249.96 | $904.56 | $770.83 | $75.38 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 749 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1.4 |  |  |  | N/A | No | 7.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.65 | 1.54 |  |  |  |  |  |  |  | XXXX | XXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 66.55 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000091314 | XXXX |  | Non QM |  |  |  | Yes | No | $2049.00 | $5251.46 |  | 7.298% | $4093.06 | $4093.06 | 7.250% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $32729.48 | 1 | $2418.60 | $813.96 | $201.55 | $67.83 |  |  |  |  |  | 19.100% | 19.100% | 19.100% | XXXX | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% | 50.000% |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $2049.00 |  | 6.630% | $5482.30 | 1.4 |  |  |  | N/A | No | 7.250% | 0 | 0 | 0 | 0 | 5 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 33.680% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | Yes | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 21.12 |  | No | No |  | $36575.54 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000089900 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2189.02 | $2189.02 | 6.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $5993.88 | $2244.00 | $499.49 | $187.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 758 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | No | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.97 | 1.03 |  |  |  |  |  |  |  | XXXX | XXXX | 11.320% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 14.24 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000090044 | XXXX |  | Non QM |  |  |  | Yes | No | $2332.80 | $9614.63 |  | 6.565% | $5562.20 | $5562.20 | 6.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $12697.80 | 1 | $13749.96 | $2206.92 | $1145.83 | $183.91 |  |  |  |  |  | 35.520% | 35.520% | 35.520% | XXXX | 805 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $2332.80 |  | 6.610% | $0.00 | 2.6 |  |  |  | N/A | No | 6.500% | 0 |  | 2 | 0 | 2 | 2 |  |  | 19.90 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 22.570% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 21.52 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000087109 | XXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 7.739% | $1826.85 | $1826.85 | 7.750% | No | No | Employed | Not Employed | Non-Employment Income |  | 0 |  | US Citizen | US Citizen | US Citizen |  |  |  |  |  | $5871.38 | 1 | $962.64 | $1086.48 | $80.22 | $90.54 |  |  |  |  |  | 49.289% | 49.289% | 49.289% | XXXX | 722 | 809 | 837 | 812 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  | Level 3-Stated/Partially Verified |  | Level 1-Not Stated/Not Verified |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Social Security]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Coborrower(s) - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | Full Doc 1yr - AUS |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  | 6.750% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 7.750% | 2 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 106.13 |  | No | No |  | $6252.22 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000088695 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1869.78 | $1869.78 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $2871.36 | $1077.12 | $239.28 | $89.76 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 1 |  |  |  |  |  |  |  | XXXX | XXXX | 33.310% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 33.07 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000086259 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $4375.00 | $4375.00 | 7.500% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $10872.84 | $2953.44 | $906.07 | $246.12 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.07 | 0.94 |  |  |  |  |  |  | 240 | XXXX | XXXX | 81.450% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 87.17 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| XXXX | 4000090989 | XXXX |  | Non QM |  |  |  | Yes | No | $12499.00 | $14917.60 |  | 7.106% | $3613.11 | $3613.11 | 6.875% | No | No | Self-Employed | Self-Employed |  |  |  |  | Permanent Resident Alien | US Citizen |  |  |  |  |  |  | $23516.93 | 1 | $11735.40 | $2834.04 | $977.95 | $236.17 |  |  |  |  |  | 24.835% | 24.835% | 24.835% | XXXX | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% | 50.000% |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Third Party Verification - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $12499.00 |  | 6.630% | $1000.00 | 1.3 |  |  |  | N/A | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 10.270% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 41.58 |  | Yes | No |  | $15643.50 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000092191 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2164.10 | $2164.10 | 5.875% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 2 | $6480.00 | $3156.48 | $540.00 | $263.04 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 5.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.28 | 0.78 |  |  |  |  |  |  |  | XXXX | XXXX | 48.630% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 27.58 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000089812 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1458.38 | $1458.38 | 6.875% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $5200.08 | $1042.56 | $433.34 | $86.88 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 2-Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 3.1 |  |  |  | N/A | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.11 | 0.9 |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 73.27 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000090452 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2743.18 | $2743.18 | 6.500% | No | No |  |  |  |  | 0 | 0 |  | US Citizen | US Citizen | US Citizen |  |  |  |  |  | 1 | $13957.80 | $4424.04 | $1163.15 | $368.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 719 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.8 | 1.26 |  |  |  |  |  |  |  | XXXX | XXXX | 1.100% | No |  |  |  |  | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  | 679.57 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000085751 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2880.77 | $2880.77 | 6.250% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | $4272.84 | $1230.96 | $356.07 | $102.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 4.6 |  |  |  | N/A | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 3.85 | 0.26 |  |  |  |  |  |  |  | XXXX | XXXX | 44.860% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 29.22 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000087093 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3379.41 | $3379.41 | 9.000% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 2 | $3941.52 | $1557.24 | $328.46 | $129.77 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 740 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 9.000% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.89 | 1.13 |  |  |  |  |  |  |  | XXXX | XXXX | 26.890% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 9.82 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000085917 | XXXX |  | Non QM |  |  |  | Yes | No | $1815.00 | $8025.52 |  | 6.892% | $8934.23 | $8934.23 | 6.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9864.60 | 1 | $17954.04 | $1992.00 | $1496.17 | $166.00 |  |  |  |  |  | 52.135% | 52.135% | 52.135% | XXXX | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2025<br> [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $1815.00 |  | 6.790% | $0.00 | 1.7 |  |  |  | Yes | No | 6.875% | 2 | 2 | 3 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 29.82 |  |  | No |  | $0.00 | $6900.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000087396 | XXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 7.458% | $1797.89 | $1797.89 | 7.500% | No | No | Employed | Employed |  |  |  |  | Non-Permanent Resident Alien | Non-Permanent Resident Alien |  |  |  |  |  |  | $13610.03 | 1 | $4278.48 | $1698.48 | $356.54 | $141.54 |  |  |  |  |  | 48.102% | 48.102% | 48.102% | XXXX | 718 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - No Results Returned - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; Transcripts (1040) - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  | 6.750% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 7.500% | 1 | 1 | 1 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  | VISA | VISA |  |  |  | 59.68 |  | No | No |  | $0.00 | $15589.66 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 5 |
| XXXX | 4000084444 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2260.21 | $2260.21 | 7.500% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $2812.56 | $1553.04 | $234.38 | $129.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 727 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.33 | 0.75 |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 34.7 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000093335 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1495.46 | $1495.46 | 7.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $2312.76 | $2217.24 | $192.73 | $184.77 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 719 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.33 | 0.75 |  |  |  |  |  |  |  | XXXX | XXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 6.79 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000090239 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1528.48 | $1528.48 | 6.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $5780.40 | $1682.04 | $481.70 | $140.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.35 | 0.74 |  |  |  |  |  |  |  | XXXX | XXXX | 8.620% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 15.89 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000088173 | XXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $5172.92 |  | 7.341% | $1347.44 | $1347.44 | 7.125% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3672.34 | 1 | $5421.00 | $864.96 | $451.75 | $72.08 |  |  |  |  |  | 39.226% | 39.226% | 39.226% | XXXX | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $1640.00 |  | 6.750% | $0.00 | 1 |  |  |  | Yes | No | 7.125% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | XXXX | XXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 246.44 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000087209 | XXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.714% | $4110.49 | $4110.49 | 6.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $11793.75 | 3 | $8989.08 | $3615.00 | $749.09 | $301.25 |  |  |  |  |  | 37.266% | 37.266% | 37.266% | XXXX | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  | 6.750% | $0.00 |  | DU |  | ApproveEligible | No | No | 6.750% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 60.560% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 55.98 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000089914 | XXXX |  | Non QM |  |  |  | Yes | No | $3603.44 | $6177.04 |  | 6.977% | $2653.99 | $2653.99 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $16188.64 | 1 | $9267.72 | $1545.00 | $772.31 | $128.75 |  |  |  |  |  | 24.302% | 24.302% | 24.302% | XXXX | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 90.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 90.00% \| Expense Ratio: 85.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 90.00% \| Expense Ratio: 85.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 90.00% \| Expense Ratio: 85.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 90.00% \| Expense Ratio: 85.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 90.00% \| Expense Ratio: 85.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 90.00% \| Expense Ratio: 85.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 90.00% \| Expense Ratio: 85.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $3603.44 |  | 6.610% | $0.00 | 2.5 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 36.300% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 20.86 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000087014 | XXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 7.080% | $1035.84 | $1035.84 | 7.125% | No | No | Not Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $13764.53 | 1 | $5119.68 | $1056.00 | $426.64 | $88.00 |  |  |  |  |  | 42.935% | 42.935% | 42.935% | XXXX | 714 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2019 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  | 6.610% | $0.00 | 1.4 | DU |  | ApproveEligible | Yes | No | 7.125% | 0 | 1 | 0 | 0 | 4 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No |  | 31 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 136.15 |  | No | No |  | $0.00 | $24120.66 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| XXXX | 4000086944 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $659.10 | $659.10 | 7.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $1803.48 | $1362.96 | $150.29 | $113.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.87 | 0.53 |  |  |  |  |  |  |  | XXXX | XXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 131.22 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000086628 | XXXX |  | Non QM |  |  |  | Yes | No | $0.00 |  |  | 6.588% | $7779.78 | $7779.78 | 6.625% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $14380.58 | 1 | $15773.16 | $16542.00 | $1314.43 | $1378.50 |  |  |  |  |  | 54.754% | 54.754% | 54.754% | XXXX | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; Year End Summary - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; Year End Summary - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Employer Letter - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  | 6.750% | $0.00 | 4.5 |  |  |  | N/A | No | 6.625% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 75.350% | No | 31 | 31 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 50.03 |  | Yes | No |  | $0.00 | $8025.32 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000089330 | XXXX |  | Non QM |  |  |  | Yes | No | $2907.28 | $6722.78 |  | 6.987% | $2851.07 | $2851.07 | 6.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3588.89 | 1 | $7519.20 | $745.20 | $626.60 | $62.10 |  |  |  |  |  | 54.057% | 54.057% | 54.057% | XXXX | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $2907.28 |  | 6.630% | $0.00 | 2.6 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 42.680% | No | 12 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 13.4 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000090768 | XXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $4881.96 |  | 7.090% | $1238.97 | $1238.97 | 6.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $4565.72 | 1 | $8181.48 | $1786.44 | $681.79 | $148.87 |  |  |  |  |  | 37.821% | 37.821% | 37.821% | XXXX | 823 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Year End Summary - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Year End Summary - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $1640.00 |  | 6.630% | $0.00 | 1 |  |  |  | Yes | No | 6.875% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 100.000% | No | 31 | 31 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 223.95 |  | No | No |  | $0.00 | $3916.67 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000090378 | XXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $4297.13 |  | 7.771% | $6098.66 | $6779.07 | 8.350% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9139.24 | 1 | $9789.96 | $2061.00 | $815.83 | $171.75 |  |  |  |  |  | 49.369% | 45.600% | 49.369% | XXXX | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $1640.00 |  | 6.540% | $0.00 | 1 |  |  |  | Yes | No | 8.350% | 2 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 58.670% | No | 8 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 64.6 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000086649 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $4664.19 | $4664.19 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $17750.04 | $2203.20 | $1479.17 | $183.60 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 806 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.99 |  |  |  |  |  |  |  | XXXX | XXXX | 100.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 122.71 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000089734 | XXXX |  | Non QM |  |  |  | Yes | No | $3290.00 | $10406.39 |  | 6.664% | $8452.10 | $8452.10 | 6.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $23376.72 | 1 | $11125.32 | $8973.00 | $927.11 | $747.75 |  |  |  |  |  | 37.523% | 37.523% | 37.523% | XXXX | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $3290.00 |  | 6.610% | $8905.00 | 1 |  |  |  | Yes | No | 6.625% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 54.760% | No | 31 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 55.44 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000088610 | XXXX |  | Non QM |  |  |  | Yes | No | $2640.00 | $7798.22 |  | 6.662% | $6403.11 | $6403.11 | 6.625% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $16337.68 | 1 | $13132.20 | $1388.04 | $1094.35 | $115.67 |  |  |  |  |  | 46.678% | 46.678% | 46.678% | XXXX | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $2640.00 |  | 6.630% | $0.00 | 1 |  |  |  | Yes | No | 6.625% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 66.740% | No | 32 | 1 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 21.98 |  | Yes | No |  | $0.00 | $10624.99 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000086478 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2312.25 | $2312.25 | 6.750% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $4479.48 | $1403.04 | $373.29 | $116.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 4.4 |  |  |  | No | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.3 | 0.77 |  |  |  |  |  |  |  | XXXX | XXXX |  | No |  |  |  |  | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 65.02 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000090268 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1724.44 | $1724.44 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $1242.12 | $378.00 | $103.51 | $31.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 725 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | No | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 1 |  |  |  |  |  |  |  | XXXX | XXXX | 98.720% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 112.35 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| XXXX | 4000086758 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $4188.29 | $4188.29 | 7.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $7735.32 | $947.04 | $644.61 | $78.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 814 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 2.5 |  |  |  | Yes | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.75 | 1.33 |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 47.2 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000087068 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1786.85 | $1786.85 | 6.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $3564.12 | $1449.96 | $297.01 | $120.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 753 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.13 | 0.88 |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 56.79 |  |  | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000090276 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2089.03 | $2089.03 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $8847.24 | $2213.04 | $737.27 | $184.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 728 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1.6 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.06 | 0.94 |  |  |  |  |  |  |  | XXXX | XXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 25.35 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000091416 | XXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $4017.52 |  | 6.669% | $3073.49 | $3073.49 | 6.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9956.23 | 1 | $1843.08 | $1346.04 | $153.59 | $112.17 |  |  |  |  |  | 48.054% | 48.054% | 48.054% | XXXX | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2019<br> [Borrower]; 4506-C - 2018<br> [Borrower]; 4506-C - 2017<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $1640.00 |  | 6.570% | $3800.00 | 1.5 |  |  |  | No | No | 6.625% | 0 |  | 0 | 0 | 6 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 28.010% | No | 1 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 13.01 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000091277 | XXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $5429.90 |  | 6.661% | $4738.30 | $4738.30 | 6.625% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $7270.76 | 1 | $6376.80 | $1775.04 | $531.40 | $147.92 |  |  |  |  |  | 46.748% | 46.748% | 46.748% | XXXX | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $1640.00 |  | 6.630% | $3054.68 | 2.7 |  |  |  | No | No | 6.625% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 35.460% | No | 31 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | Yes | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 24.3 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000087433 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3730.48 | $3730.48 | 7.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $13687.56 | $3150.96 | $1140.63 | $262.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.78 | 1.28 |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 45.41 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000090346 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $4334.91 | $4334.91 | 6.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 3 | $14575.80 | $2276.04 | $1214.65 | $189.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 731 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.24 | 0.81 |  |  |  |  |  |  |  | XXXX | XXXX |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 19.79 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| XXXX | 4000087215 | XXXX |  | Non QM |  |  |  | Yes | No | $4190.00 | $6584.60 |  | 6.635% | $2370.26 | $2370.26 | 6.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5982.13 | 1 | $2490.12 | $4043.04 | $207.51 | $336.92 |  |  |  |  |  | 48.147% | 48.147% | 48.147% | XXXX | 758 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Paystubs - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2022 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $4190.00 |  | 6.750% | $0.00 | 1.3 |  |  |  | Yes | No | 6.500% | 3 |  | 2 | 0 | 2 | 3 |  |  | 7.33 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 41.070% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 22.51 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000089788 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1216.12 | $1216.12 | 6.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $3125.04 | $1455.36 | $260.42 | $121.28 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.81 | 1.23 |  |  |  |  |  |  |  | XXXX | XXXX | 2.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 10.07 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| XXXX | 4000089940 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $993.63 | $993.63 | 5.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $2272.56 | $1328.52 | $189.38 | $110.71 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 748 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 2 |  |  |  | N/A | No | 5.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.31 | 0.76 |  |  |  |  |  |  |  | XXXX | XXXX | 29.460% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 41.18 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| XXXX | 4000087142 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2538.23 | $2538.23 | 7.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 4 | $7952.28 | $4998.84 | $662.69 | $416.57 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 677 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.15 | 0.87 |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Short Form | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 72.31 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000086119 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1283.37 | $1283.37 | 7.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $2543.40 | $1515.96 | $211.95 | $126.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 662 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.08 | 0.93 |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Short Form | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 98.2 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000087494 | XXXX |  | Non QM |  |  |  | Yes | No | $0.00 | $2320.80 |  | 6.625% | $5011.07 | $5011.07 | 6.625% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $19376.75 | 1 | $7566.48 | $4793.04 | $630.54 | $399.42 |  |  |  |  |  | 36.576% | 36.576% | 36.576% | XXXX | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2003<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2003 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  | 6.750% | $0.00 | 1.5 |  |  |  | Yes | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 52.090% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 96.68 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXX | 4000091817 | XXXX |  | Non QM |  |  |  | Yes | No | $25025.00 | $30428.22 |  | 7.511% | $7231.07 | $7231.07 | 7.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $69103.93 | 1 | $24204.60 | $2838.00 | $2017.05 | $236.50 |  |  |  |  |  | 28.715% | 28.715% | 28.715% | XXXX | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 80.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 80.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 80.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 80.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 80.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $25025.00 |  | 6.570% | $0.00 |  |  |  |  | N/A | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 11.160% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 9.16 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXX | 4000092751 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3941.57 | $3941.57 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $10705.80 | $3045.96 | $892.15 | $253.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 814 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1.6 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.77 | 1.31 |  |  |  |  |  |  |  | XXXX | XXXX | 37.340% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 8.67 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000089215 | XXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $4689.70 |  | 6.971% | $2312.39 | $2312.39 | 6.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $23501.50 | 1 | $1923.48 | $2211.00 | $160.29 | $184.25 |  |  |  |  |  | 37.185% | 37.185% | 37.185% | XXXX | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $1640.00 |  | 6.630% | $40000.00 | 1 |  |  |  | Yes | No | 6.875% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 63.370% | No | 31 | 31 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 82.8 |  | No | No |  | $0.00 | $8296.86 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000091381 | XXXX |  | Non QM |  |  |  | Yes | No | $1590.00 | $6349.24 |  | 7.001% | $11203.69 | $11203.69 | 7.000% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $14277.29 | 1 | $24705.72 | $2595.00 | $2058.81 | $216.25 |  |  |  |  |  | 49.660% | 49.660% | 49.660% | XXXX | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Non-Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Non-Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Non-Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Non-Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Non-Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Non-Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Non-Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Non-Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Non-Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $1590.00 |  | 6.570% | $0.00 | 2.3 |  |  |  | No | No | 7.000% | 2 | 2 | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 48.090% | No | 12 | 12 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 70.42 |  | Yes | No |  | $0.00 | $16990.14 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000089011 | XXXX |  | Non QM |  |  |  | Yes | No | $1590.00 | $4561.75 |  | 6.959% | $2443.78 | $2443.78 | 6.875% | No | No | Employed | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7390.43 | 1 | $6975.00 | $1766.04 | $581.25 | $147.17 |  |  |  |  |  | 42.886% | 42.886% | 42.886% | XXXX | 819 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Social Security]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099-SSA - 2024<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $1590.00 |  | 6.630% | $0.00 | 1 |  |  |  | No | No | 6.875% | 2 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 100.000% | No | 31 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 174.45 |  | No | No |  | $1237.73 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000088760 | XXXX |  | N/A |  |  |  | No | No | $1640.00 | $1795.15 |  | 7.905% | $1863.15 | $1863.15 | 7.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $80748.03 | 1 | $2957.04 | $3149.04 | $246.42 | $262.42 |  |  |  |  |  | 19.252% | 19.252% | 19.252% | XXXX | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $1640.00 |  | 6.630% | $8701.00 | 1 |  |  |  | Yes | No | 7.875% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 261.04 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 5 |
| XXXX | 4000087324 | XXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.598% | $960.47 | $960.47 | 6.625% | No | No | Not Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7305.30 | 1 | $4707.36 | $731.04 | $392.28 | $60.92 |  |  |  |  |  | 40.084% | 40.084% | 40.084% | XXXX | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  | 6.750% | $0.00 | 2.4 | LP / LPA |  | Accept/Eligible | No | No | 6.625% | 0 | 1 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 100.000% | No |  | 31 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 416.04 |  | No | No |  | $0.00 | $11951.33 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXX | 4000089632 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1708.01 | $1708.01 | 6.875% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | $2523.12 | $1371.96 | $210.26 | $114.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 728 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.22 | 0.82 |  |  |  |  |  |  |  | XXXX | XXXX | 62.500% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 37.04 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000089870 | XXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $3969.25 |  | 6.668% | $3201.43 | $3201.43 | 6.625% | No | No | Non-Employment Income | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8374.53 | 1 | $1951.32 | $3945.00 | $162.61 | $328.75 |  |  |  |  |  | 33.967% | 33.967% | 33.967% | XXXX | 742 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Other Documentation (O) | Asset Depletion |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $1640.00 |  | 6.610% | $2000.00 | 2.6 |  |  |  | Yes | No | 6.625% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | XXXX | XXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 327.98 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 6000097458 | XXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $12941.28 | $17699.69 |  | 7.000% | $4309.48 | $4309.48 | 6.624% | No | No | Self-Employed | Employed |  |  |  |  | Permanent Resident Alien | US Citizen |  |  |  |  |  |  | $16738.81 | 1 | $2752.32 | $3474.84 | $229.36 | $289.57 |  |  |  |  |  | 44.329% | 44.329% | 44.329% | XXXX | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Borrower - \| Non-Primary Income - Wages]; Other - 2025<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Non-Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Non-Primary Income - Wages]; Other - 2025<br> [Borrower - \| Non-Primary Income - Wages]; Other - 2025<br> [Borrower - \| Non-Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Non-Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Wages]; Other - 2025<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $12941.28 |  | 6.750% | $14090.00 | 3.9 | LP / LPA |  | Accept/Eligible | N/A | No | 6.624% | 1 | 0 | 2 | 0 | 2 | 0 |  |  |  | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | XXXX | 17.820% | No | 6 | 19 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 8.4 |  | No | No |  | $0.00 | $11093.76 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| XXXX | 6000097482 | XXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $9825.75 | $2103.85 |  | 7.959% | $2559.74 | $2559.74 | 7.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $12158.69 | 1 | $5064.84 | $3432.24 | $422.07 | $286.02 |  |  |  |  |  | 34.555% | 34.555% | 34.555% | XXXX | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $9825.75 |  | 6.610% | $11910.00 | 1.1 | DU |  | ApproveEligible | No | No | 7.750% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | XXXX | 16.190% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 6.9 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 6000097446 | XXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $6200.00 | $9379.01 |  | 7.869% | $1743.64 | $1743.64 | 7.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3844.49 | 1 | $3549.96 | $4174.56 | $295.83 | $347.88 |  |  |  |  |  | 38.480% | 38.480% | 38.480% | XXXX | 750 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Social Security]; 1099-SSA - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; 1099-SSA - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $6200.00 |  | 6.630% | $0.00 |  | LP / LPA | Yes | Accept/Eligible | N/A | No | 7.250% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | XXXX | 17.200% | No | 20 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.18 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 6000097507 | XXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $9170.00 | $1152.23 |  | 7.794% | $2860.19 | $2860.19 | 7.625% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9883.95 | 1 | $1194.48 | $1514.04 | $99.54 | $126.17 |  |  |  |  |  | 47.434% | 47.434% | 47.434% | XXXX | 820 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; Account Statements - 2025<br> [Borrower - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Primary Income - Pension]; 1099-R - 2024<br> [Borrower - \| Primary Income - Pension]; 1099-R - 2023<br> [Borrower - \| Non-Primary Income - Disability]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Disability]; Other - 2025<br> [Borrower - \| Non-Primary Income - Disability]; Other - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023 | Full Documentation (F) | Full Doc 1yr - AUS |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $9170.00 |  | 6.630% | $7869.60 |  | DU |  | ApproveEligible | N/A | No | 7.625% | 0 |  | 2 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | XXXX | 13.630% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | Yes | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.89 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 6000097500 | XXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $5194.25 | $4653.57 |  | 7.287% | $2185.30 | $2185.30 | 6.999% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7407.36 | 1 | $3093.72 | $1700.28 | $257.81 | $141.69 |  |  |  |  |  | 43.939% | 43.939% | 43.939% | XXXX | 807 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Account Statements - 2025<br> [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023 | Full Documentation (F) | Full Doc 1yr - AUS |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $5194.25 |  | 6.630% | $2300.00 | 1 | LP / LPA |  | Accept/Eligible | No | No | 6.999% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | XXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 200.26 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 6000097498 | XXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $4656.50 | $735.00 |  | 7.558% | $1771.58 | $1771.58 | 7.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8629.68 | 1 | $854.76 | $2513.52 | $71.23 | $209.46 |  |  |  |  |  | 48.208% | 48.208% | 48.208% | XXXX | 805 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $4656.50 |  | 6.610% | $6538.79 | 1.2 | DU |  | ApproveEligible | Yes | No | 7.375% | 0 |  | 2 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | XXXX | 15.370% | No | 32 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7.4 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXX | 6000097442 | XXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $6872.36 | $2056.97 |  | 7.533% | $2062.90 | $2062.90 | 7.250% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9736.34 | 1 | $3497.76 | $2370.60 | $291.48 | $197.55 |  |  |  |  |  | 35.195% | 35.195% | 35.195% | XXXX | 737 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $6872.36 |  | 6.750% | $12500.00 | 2.7 | LP / LPA |  | Accept/Eligible | No | No | 7.250% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | XXXX | 18.020% | No | 31 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 10 |  | No | No |  | $0.00 | $5484.57 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 6000097474 | XXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $9634.12 | $11945.99 |  | 7.776% | $3481.00 | $3481.00 | 7.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $15747.41 | 1 | $4974.84 | $3078.36 | $414.57 | $256.53 |  |  |  |  |  | 38.840% | 38.840% | 38.840% | XXXX | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $9634.12 |  | 6.610% | $10000.00 | 2.4 | DU |  | ApproveEligible | Yes | No | 7.375% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | XXXX | 19.150% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 9.5 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 6000097431 | XXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | Yes | $7729.51 | $9892.42 |  | 8.643% | $1941.37 | $1941.37 | 7.875% | No | No | Not Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $3953.06 | 1 | $7139.28 | $6411.48 | $594.94 | $534.29 |  |  |  |  |  | 48.826% | 48.826% | 48.826% | XXXX | 658 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $7729.51 |  | 6.630% | $5000.00 |  | DU |  | ApproveEligible | N/A | No | 7.875% | 0 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | XXXX | 25.220% | No |  | 32 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 2.53 |  |  | No |  | $0.00 | $7724.66 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 6000097479 | XXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $11515.00 | $13106.60 |  | 7.741% | $3161.89 | $3161.89 | 7.250% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $14610.95 | 1 | $5820.36 | $9101.88 | $485.03 | $758.49 |  |  |  |  |  | 48.027% | 48.027% | 48.027% | XXXX | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Tax Return Extension - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $11515.00 |  | 6.750% | $5000.00 |  | LP / LPA | Yes | Accept/Eligible | N/A | No | 7.250% | 1 | 1 | 1 | 0 | 2 | 0 |  |  |  | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | XXXX | 51.590% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 38.68 |  | No | No |  | $19042.27 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXX | 6000097448 | XXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1695.00 | $5761.87 |  | 7.995% | $3918.70 | $3918.70 | 7.625% | No | No | Self-Employed | Self-Employed | Employed |  | 4.52 |  | US Citizen | US Citizen | US Citizen |  |  |  |  |  | $14906.16 | 1 | $636.84 | $3355.68 | $53.07 | $279.64 |  |  |  |  |  | 49.015% | 49.015% | 49.015% | XXXX | 751 | 756 | 785 | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  | Level 5-Stated/Verified as defined |  | Level 3-Stated/Verified as defined |  | No | No |  |  |  |  |  | Audited | [Borrower - \| Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; P&L Statement - 2025<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - No Results Returned - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $1695.00 |  | 6.750% | $0.00 | 2.5 | DU |  | ApproveEligible | N/A | No | 7.625% | 0 | 0 | 1 | 0 | 3 | 1 |  |  | 17.97 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | XXXX | 11.830% | No |  |  | 30 |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 18.38 |  | No | No |  | $11501.81 | $6095.04 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXX | 6000097432 | XXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | Yes | $3493.17 | $4992.86 |  | 8.721% | $2501.72 | $2501.72 | 8.250% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $15968.15 | 1 | $4398.84 | $3496.80 | $366.57 | $291.40 |  |  |  |  |  | 35.250% | 35.250% | 35.250% | XXXX | 698 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $3493.17 |  | 6.750% | $0.00 | 1 | LP / LPA |  | Accept/Eligible | Yes | No | 8.250% | 1 | 2 | 0 | 0 | 1 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | XXXX | 16.950% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | Yes | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 3.5 |  | No | No |  | $0.00 | $8970.92 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 6000097445 | XXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $1200.00 | $1858.59 |  | 7.943% | $1815.49 | $1815.49 | 7.625% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9493.55 | 1 | $1875.24 | $1756.92 | $156.27 | $146.41 |  |  |  |  |  | 27.708% | 27.708% | 27.708% | XXXX | 748 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $1200.00 |  | 6.750% | $0.00 | 1.7 | DU |  | ApproveEligible | Yes | No | 7.625% | 1 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | XXXX | 89.300% | No |  | 31 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 104.61 |  | No | No |  | $0.00 | $4095.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 6000097483 | XXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $1674.92 | $3540.06 |  | 7.821% | $3089.52 | $3089.52 | 7.625% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $13952.55 | 1 | $1245.12 | $5621.04 | $103.76 | $468.42 |  |  |  |  |  | 32.451% | 32.451% | 32.451% | XXXX | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $1674.92 |  | 6.750% | $0.00 | 1 | LP / LPA |  | Accept/Eligible | Yes | No | 7.625% | 0 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | XXXX | 23.970% | No | 4 | 2 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 15.39 |  | No | No |  | $0.00 | $6250.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 6000097456 | XXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | Yes | $5114.24 | $7909.68 |  | 8.596% | $2539.34 | $2539.34 | 8.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $16610.82 | 1 | $5214.00 | $3037.56 | $434.50 | $253.13 |  |  |  |  |  | 43.024% | 43.024% | 43.024% | XXXX | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared (Unaudited) | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $5114.24 |  | 6.750% | $3000.00 | 1 | DU |  | ApproveEligible | No | No | 8.125% | 2 |  | 2 | 0 | 2 | 2 |  |  | 18.63 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | XXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 114.44 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 6000097463 | XXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $4791.50 | $5500.97 |  | 7.459% | $1526.87 | $1526.87 | 7.000% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $10114.74 | 1 | $2598.96 | $1566.12 | $216.58 | $130.51 |  |  |  |  |  | 33.950% | 33.950% | 33.950% | XXXX | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $4791.50 |  | 6.630% | $0.00 | 1.5 | DU |  | ApproveEligible | Yes | No | 7.000% | 2 | 2 | 2 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | XXXX | 48.070% | No | 31 | 31 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 38.36 |  | No | No |  | $0.00 | $731.17 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 6000097447 | XXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $2142.00 | $3459.23 |  | 6.705% | $1757.85 | $1757.85 | 6.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6734.41 | 1 | $3096.36 | $2183.52 | $258.03 | $181.96 |  |  |  |  |  | 44.497% | 44.497% | 44.497% | XXXX | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $2142.00 |  | 6.750% | $0.00 | 1 | DU |  | ApproveEligible | No | No | 6.375% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | XXXX | 32.070% | No | 30 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 21.45 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 6000097452 | XXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $1960.00 | $4492.92 |  | 7.984% | $1783.64 | $1783.64 | 7.625% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7269.10 | 1 | $2202.00 | $5295.84 | $183.50 | $441.32 |  |  |  |  |  | 44.475% | 44.475% | 44.475% | XXXX | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $1960.00 |  | 6.610% | $0.00 | 4.3 | DU |  | ApproveEligible | Yes | No | 7.625% | 0 | 0 | 0 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | XXXX | 31.820% | No | 31 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 20.33 | Retail | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 6000097461 | XXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $4014.25 | $8048.21 |  | 8.046% | $1917.46 | $1917.46 | 7.490% | No | No | Employed | Employed |  |  |  |  | Permanent Resident Alien | Permanent Resident Alien |  |  |  |  |  |  | $3858.75 | 1 | $4757.04 | $2515.68 | $396.42 | $209.64 |  |  |  |  |  | 48.579% | 48.579% | 48.579% | XXXX | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $4014.25 |  | 6.790% | $9150.00 | 1 | DU |  | ApproveEligible | Yes | No | 7.490% | 1 | 1 | 0 | 0 | 4 | 0 |  |  | 0.00 | No |  |  |  |  |  | No |  |  |  | XXXX | XXXX | 26.540% | No | 27 | 27 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  | Resident Alien Card | Resident Alien Card |  |  |  | 16.97 |  |  | No |  | $0.00 | $3762.64 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 6000097439 | XXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | Yes | $4180.30 | $5013.97 |  | 8.859% | $1913.48 | $1913.48 | 8.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7016.89 | 1 | $3819.36 | $2902.32 | $318.28 | $241.86 |  |  |  |  |  | 36.324% | 36.324% | 36.324% | XXXX | 716 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $4180.30 |  | 6.750% | $0.00 | 1 | LP / LPA |  | Accept/Eligible | No | No | 8.250% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | XXXX | 20.670% | No | 30 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 6.63 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 6000097487 | XXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $1965.00 | $4952.99 |  | 7.823% | $1815.51 | $1815.51 | 7.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8514.00 | 1 | $6201.00 | $1004.76 | $516.75 | $83.73 |  |  |  |  |  | 34.770% | 34.770% | 34.770% | XXXX | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $1965.00 |  | 6.630% | $3000.00 | 3.5 | DU |  | ApproveEligible | No | No | 7.375% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | XXXX | 49.600% | No | 31 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 42.17 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 6000097501 | XXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $2850.00 | $0.00 |  | 6.695% | $4636.23 | $4636.23 | 6.500% | No | No | Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | XXXX |  |  |  | $9491.90 | 1 | $8117.40 | $3579.96 | $676.45 | $298.33 |  |  |  |  |  | 48.258% | 48.258% | 48.258% | XXXX | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $2850.00 |  | 6.790% | $14085.43 | 1 | DU |  | ApproveEligible | No | No | 6.500% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | XXXX | 26.770% | No | 30 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | VISA |  |  |  |  | 24.02 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 6000097480 | XXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $4840.65 | $8653.07 |  | 8.040% | $2029.47 | $2029.47 | 7.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $13247.55 | 1 | $1654.80 | $1209.48 | $137.90 | $100.79 |  |  |  |  |  | 43.291% | 43.291% | 43.291% | XXXX | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Pension]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $4840.65 |  | 6.610% | $0.00 | 1 | LP / LPA |  | Accept/Eligible | Yes | No | 7.500% | 1 | 1 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | XXXX | 65.600% | No | 16 | 31 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 69.41 |  | No | No |  | $0.00 | $9524.57 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 6000097495 | XXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $3030.73 | $4572.91 |  | 7.805% | $1761.39 | $1761.39 | 7.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6026.15 | 1 | $3008.16 | $1779.84 | $250.68 | $148.32 |  |  |  |  |  | 38.297% | 38.297% | 38.297% | XXXX | 802 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $3030.73 |  | 6.830% | $251.91 | 1.6 | DU |  | ApproveEligible | N/A | No | 7.500% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | XXXX | 6.590% | No | 29 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 10.32 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 6000097472 | XXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $1238.00 | $3556.37 |  | 8.188% | $2283.97 | $2283.97 | 7.875% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $4253.99 | 1 | $331.92 | $4050.96 | $27.66 | $337.58 |  |  |  |  |  | 46.274% | 46.274% | 46.274% | XXXX | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX | $1238.00 |  | 6.750% | $0.00 | 4.4 | DU |  | ApproveEligible | N/A | No | 7.875% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | XXXX | 24.300% | No | 30 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 15.38 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 6000097497 | XXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | Yes | $1845.00 | $5755.04 |  | 8.156% | $2157.08 | $2157.08 | 7.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5270.71 | 1 | $4055.28 | $2552.76 | $337.94 | $212.73 |  |  |  |  |  | 39.469% | 39.469% | 39.469% | XXXX | 803 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $1845.00 |  | 6.610% | $0.00 | 1.8 | DU |  | ApproveEligible | Yes | No | 7.875% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | XXXX | 20.720% | No | 30 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 8.46 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 6000097490 | XXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $7898.27 | $13546.10 |  | 8.090% | $5109.20 | $5109.20 | 7.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $12199.66 | 1 | $9224.88 | $2405.04 | $768.74 | $200.42 |  |  |  |  |  | 40.970% | 40.970% | 40.970% | XXXX | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $7898.27 |  | 6.610% | $500.00 | 1.9 | DU |  | ApproveEligible | No | No | 7.875% | 2 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | XXXX | 22.060% | No | 31 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 6.62 |  | No | No |  | $0.00 | $6588.40 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 6000097489 | XXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $1365.00 | $2106.36 |  | 7.884% | $1741.88 | $1741.88 | 7.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10174.14 | 1 | $1611.96 | $2071.80 | $134.33 | $172.65 |  |  |  |  |  | 42.356% | 42.356% | 42.356% | XXXX | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $1365.00 |  | 6.750% | $337.40 | 1 | DU |  | ApproveEligible | No | No | 7.625% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | XXXX | 29.150% | No | 31 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 19.67 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 6000097475 | XXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $1230.00 | $2549.04 |  | 7.712% | $1886.03 | $1886.03 | 7.490% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $10753.65 | 1 | $1618.44 | $5577.00 | $134.87 | $464.75 |  |  |  |  |  | 35.478% | 35.478% | 35.478% | XXXX | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $1230.00 |  | 6.630% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 7.490% | 1 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | XXXX | 25.170% | No | 32 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 14.46 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 6000097499 | XXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | Yes | $0.00 | $2338.64 |  | 8.260% | $2911.56 | $2911.56 | 8.000% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $14296.92 | 1 | $5197.08 | $2544.00 | $433.09 | $212.00 |  |  |  |  |  | 30.279% | 30.279% | 30.279% | XXXX | 807 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  | 6.750% | $3895.04 | 1 | DU |  | ApproveEligible | No | No | 8.000% | 1 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | XXXX | 100.000% | No |  | 27 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 110.79 |  | No | No |  | $0.00 | $10922.57 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 6000097434 | XXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $6741.70 | $8394.86 |  | 6.421% | $2552.19 | $2552.19 | 5.990% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $15614.68 | 1 | $3278.76 | $3112.56 | $273.23 | $259.38 |  |  |  |  |  | 27.254% | 27.254% | 27.254% | XXXX | 704 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $6741.70 |  | 6.750% | $0.00 | 1.8 | DU |  | ApproveEligible | No | No | 5.990% | 2 | 2 | 2 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | XXXX | 45.140% | No | 32 | 32 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 45.48 |  | No | No |  | $0.00 | $8713.25 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 6000097494 | XXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $3170.95 | $942.60 |  | 5.887% | $1680.16 | $1680.16 | 5.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $17988.80 | 1 | $923.04 | $4561.56 | $76.92 | $380.13 |  |  |  |  |  | 22.893% | 22.893% | 22.893% | XXXX | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $3170.95 |  | 6.790% | $10391.36 | 1 | DU |  | ApproveEligible | No | No | 5.750% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | XXXX | 19.620% | No | 30 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 11.27 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 6000097451 | XXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $0.00 | $867.50 |  | 6.111% | $1320.61 | $1320.61 | 5.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $1945.73 | 1 | $2104.80 | $1723.92 | $175.40 | $143.66 |  |  |  |  |  | 49.869% | 49.869% | 49.869% | XXXX | 757 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  | 6.610% | $15238.89 | 1 | DU |  | ApproveEligible | No | No | 5.625% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | XXXX | 14.100% | No | 30 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5.19 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 6000097459 | XXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $1395.00 | $5532.04 |  | 7.966% | $2734.19 | $2734.19 | 7.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6356.51 | 1 | $2914.80 | $2730.48 | $242.90 | $227.54 |  |  |  |  |  | 47.590% | 47.590% | 47.590% | XXXX | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $1395.00 |  | 6.570% | $55000.00 | 1 | DU |  | ApproveEligible | No | No | 7.750% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | XXXX | 8.740% | No | 31 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 6000097464 | XXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $6634.07 | $8904.83 |  | 8.094% | $4192.62 | $4192.62 | 7.750% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $21738.13 | 1 | $3434.76 | $5583.60 | $286.23 | $465.30 |  |  |  |  |  | 40.839% | 40.839% | 40.839% | XXXX | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 1065 - 2022<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; K-1 - 2022<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2022<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2022<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Other - 2016<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2022<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Account Transcripts - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Tax Return Extension - 2024<br> [Coborrower]; Transcripts (1040) - No Results Returned - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Account Transcripts - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1040 - 2022<br> [Coborrower]; Transcripts (1040) - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX | $6634.07 |  | 6.750% | $0.00 | 1 | DU |  | ApproveEligible | No | No | 7.750% | 2 | 0 | 2 | 0 | 2 | 2 |  |  |  | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | XXXX | 1.980% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 26.49 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXX | 6000097468 | XXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $4071.49 | $5191.38 |  | 6.638% | $2711.96 | $2711.96 | 6.375% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $12851.74 | 1 | $2410.20 | $2072.88 | $200.85 | $172.74 |  |  |  |  |  | 40.816% | 40.816% | 40.816% | XXXX | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $4071.49 |  | 6.750% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 6.375% | 2 | 0 | 2 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | XXXX | 17.040% | No | 31 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 7.6 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 6000097449 | XXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $477.00 | $1853.46 |  | 7.736% | $1647.26 | $1647.26 | 7.375% | No | No | Not Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9800.38 | 1 | $1134.00 | $2478.12 | $94.50 | $206.51 |  |  |  |  |  | 44.150% | 44.150% | 44.150% | XXXX | 753 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $477.00 |  | 6.630% | $0.00 | 3.4 | LP / LPA |  | Accept/Eligible | Yes | No | 7.375% | 0 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | XXXX | 30.340% | No |  | 32 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 24.1 |  |  | No |  | $0.00 | $17547.65 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 6000097506 | XXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $4116.50 | $5958.55 |  | 7.891% | $3008.12 | $3008.12 | 7.625% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7942.37 | 1 | $2700.00 | $3694.56 | $225.00 | $307.88 |  |  |  |  |  | 47.063% | 47.063% | 47.063% | XXXX | 812 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Account Statements - 2025<br> [Borrower - \| Primary Income - Social Security]; 1099-SSA - 2024<br> [Borrower - \| Primary Income - Social Security]; 1099-SSA - 2023<br> [Borrower - \| Non-Primary Income - Pension]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2024<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2023<br> [Borrower - \| Non-Primary Income - IRA Distribution]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099-SSA - 2024<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099-SSA - 2023<br> [Coborrower(s) - \| Non-Primary Income - Pension]; Account Statements - 2025<br> [Coborrower(s) - \| Non-Primary Income - Pension]; 1099-R - 2024<br> [Coborrower(s) - \| Non-Primary Income - Pension]; 1099-R - 2023<br> [Coborrower(s) - \| Non-Primary Income - IRA Distribution]; 1099-R - 2024<br> [Coborrower(s) - \| Non-Primary Income - IRA Distribution]; 1099-R - 2023<br> [Coborrower(s) - \| Non-Primary Income - Pension]; 1099-R - 2024<br> [Coborrower(s) - \| Non-Primary Income - Pension]; 1099-R - 2023<br> [Coborrower(s) - \| Non-Primary Income - Pension]; Account Statements - 2025<br> [Coborrower(s) - \| Non-Primary Income - Pension]; 1099-R - 2024<br> [Coborrower(s) - \| Non-Primary Income - Pension]; 1099-R - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Full Doc 1yr - AUS |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $4116.50 |  | 6.750% | $0.00 | 1 | LP / LPA |  | Accept/Eligible | No | No | 7.625% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | XXXX | 24.690% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 13.01 |  | No | No |  | $9097.05 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 6000097491 | XXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $6033.94 | $8557.18 |  | 7.754% | $1897.13 | $1897.13 | 7.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9888.22 | 1 | $4906.44 | $2231.88 | $408.87 | $185.99 |  |  |  |  |  | 46.872% | 46.872% | 46.872% | XXXX | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $6033.94 |  | 6.630% | $2500.00 | 1 | DU |  | ApproveEligible | Yes | No | 7.250% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | XXXX | 48.710% | No | 33 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 46.11 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 6000097436 | XXXX |  | Higher Priced QM (APOR) |  |  |  | Yes | Yes | $5869.42 | $10574.38 |  | 8.264% | $1798.02 | $1798.02 | 7.490% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8712.61 | 1 | $3624.60 | $2664.48 | $302.05 | $222.04 |  |  |  |  |  | 41.592% | 41.592% | 41.592% | XXXX | 705 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $5869.42 |  | 6.630% | $5000.00 | 1 | DU |  | ApproveEligible | Yes | No | 7.490% | 1 |  | 0 | 0 | 4 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | XXXX | 9.020% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 10.25 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 6000097450 | XXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $1853.50 | $7324.67 |  | 8.078% | $2197.70 | $2197.70 | 7.625% | No | No | Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8638.51 | 1 | $3502.08 | $5240.04 | $291.84 | $436.67 |  |  |  |  |  | 38.614% | 38.614% | 38.614% | XXXX | 754 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $1853.50 |  | 6.630% | $0.00 | 1 | LP / LPA |  | Accept/Eligible | Yes | No | 7.625% | 2 | 0 | 1 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | XXXX | 38.560% | No | 32 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 28.46 |  | No | No |  | $4614.08 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 6000097433 | XXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $1495.00 | $630.94 |  | 7.137% | $2388.15 | $2388.15 | 6.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $12674.15 | 1 | $1898.64 | $4332.96 | $158.22 | $361.08 |  |  |  |  |  | 30.457% | 30.457% | 30.457% | XXXX | 703 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $1495.00 |  | 6.750% | $10776.34 | 2 | DU |  | ApproveEligible | Yes | No | 6.875% | 2 | 1 | 0 | 0 | 1 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | XXXX | 17.680% | No | 31 | 31 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 10.24 |  |  | No |  | $0.00 | $5592.42 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 6000097454 | XXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $5246.25 | $4797.37 |  | 7.204% | $4414.48 | $4414.48 | 6.990% | No | No | Employed | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $18108.94 | 1 | $6773.76 | $4570.20 | $564.48 | $380.85 |  |  |  |  |  | 43.443% | 43.443% | 43.443% | XXXX | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Pension]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $5246.25 |  | 6.610% | $22140.00 | 2.9 | LP / LPA |  | Accept/Eligible | No | No | 6.990% | 1 | 0 | 1 | 0 | 1 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | XXXX | 65.010% | No | 15 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 75.36 |  | No | No |  | $13221.42 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 5 |
| XXXX | 6000097438 | XXXX |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 8.351% | $4341.90 | $4341.90 | 7.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $18387.67 | 1 | $3942.84 | $5979.60 | $328.57 | $498.30 |  |  |  |  |  | 35.132% | 35.132% | 35.132% | XXXX | 707 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  | 6.750% | $14000.00 | 1 | DU |  | ApproveEligible | Yes | No | 7.875% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 100.000% | No | 6 |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 118.52 |  | No | No |  | $0.00 | $8840.82 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 6000097477 | XXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 7.641% | $2555.63 | $2555.63 | 7.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5093.44 | 1 | $6011.52 | $2860.68 | $500.96 | $238.39 |  |  |  |  |  | 42.709% | 42.709% | 42.709% | XXXX | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  | 6.610% | $0.00 | 1.2 | DU |  | ApproveEligible | Yes | No | 7.500% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 33.220% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 15.62 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 6000097505 | XXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 7.439% | $1826.79 | $1826.79 | 7.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10363.59 | 1 | $2881.68 | $1846.80 | $240.14 | $153.90 |  |  |  |  |  | 27.265% | 27.265% | 27.265% | XXXX | 812 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  | 6.630% | $0.00 | 1.6 | DU |  | ApproveEligible | N/A | No | 7.125% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 50.680% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 45.81 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 6000097478 | XXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 7.706% | $3082.14 | $3082.14 | 7.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $32164.85 | 1 | $2509.20 | $4231.32 | $209.10 | $352.61 |  |  |  |  |  | 26.616% | 26.616% | 26.616% | XXXX | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  | 6.630% | $0.00 | 1 | DU |  | ApproveEligible | No | No | 7.375% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 52.780% | No | 32 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 52.54 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 6000097460 | XXXX |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 8.016% | $1901.27 | $1901.27 | 7.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6087.05 | 1 | $3924.00 | $5246.52 | $327.00 | $437.21 |  |  |  |  |  | 49.297% | 49.297% | 49.297% | XXXX | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared (Unaudited) | [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  | 6.830% | $1470.70 | 1.2 | LP / LPA |  | Accept/Eligible | Yes | No | 7.500% | 1 |  | 1 | 0 | 3 | 1 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 25.950% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 10.36 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXX | 6000097437 | XXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 8.477% | $2896.65 | $2896.65 | 7.875% | No | No | Employed | Employed |  |  |  |  | Permanent Resident Alien | US Citizen |  |  |  |  |  |  | $4911.40 | 1 | $6129.84 | $4828.32 | $510.82 | $402.36 |  |  |  |  |  | 45.551% | 45.551% | 45.551% | XXXX | 706 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Non-Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Non-Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Non-Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Non-Primary Income - Wages]; WVOE - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  | 6.750% | $0.00 | 1 | LP / LPA |  | Accept/Eligible | No | No | 7.875% | 0 | 2 | 0 | 0 | 5 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No | 23 | 31 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 48.8 |  |  | No |  | $0.00 | $5478.43 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 6000097453 | XXXX |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 7.784% | $1661.09 | $1661.09 | 7.625% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $12139.97 | 1 | $3451.20 | $1811.76 | $287.60 | $150.98 |  |  |  |  |  | 44.321% | 44.321% | 44.321% | XXXX | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  | 6.750% | $5000.00 | 1.3 | DU |  | ApproveEligible | No | No | 7.625% | 0 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 25.880% | No | 42 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 8.68 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXX | 6000097440 | XXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 7.861% | $1604.70 | $1604.70 | 7.500% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9451.80 | 1 | $3375.00 | $3141.60 | $281.25 | $261.80 |  |  |  |  |  | 26.536% | 26.536% | 26.536% | XXXX | 731 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Non-Primary Income - Social Security]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Primary Income - Pension]; Account Statements - 2025<br> [Borrower - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; Account Statements - 2025<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Pension]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | Full Doc 1yr - AUS |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  | 6.610% | $0.00 | 3.8 | DU |  | ApproveEligible | Yes | No | 7.500% | 0 | 0 | 2 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 29.550% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 13.35 |  | No | No |  | $6312.01 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 5 |
| XXXX | 6000097462 | XXXX |  | N/A |  |  |  | No | Yes | $0.00 | $2819.51 |  | 7.673% | $3068.64 | $3068.64 | 7.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $11480.35 | 1 | $6416.28 | $4158.72 | $534.69 | $346.56 |  |  |  |  |  | 44.848% | 44.848% | 44.848% | XXXX | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  | 6.750% | $0.00 | 2.6 | DU |  | ApproveEligible | No | No | 7.375% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 43.810% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 36.06 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXX | 6000097481 | XXXX |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 8.894% | $4176.35 | $4176.35 | 8.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6680.93 | 1 | $12092.04 | $4193.64 | $1007.67 | $349.47 |  |  |  |  |  | 49.893% | 49.893% | 49.893% | XXXX | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  | 6.750% | $12780.00 | 1.7 | DU |  | ApproveEligible | No | No | 8.500% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 1.150% | No | 7 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.73 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 6000097484 | XXXX |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 8.020% | $3268.85 | $3268.85 | 7.750% | No | No | Employed | Employed |  |  |  |  | Non-Permanent Resident Alien | Non-Permanent Resident Alien |  |  |  |  |  |  | $16964.54 | 1 | $3381.84 | $1785.36 | $281.82 | $148.78 |  |  |  |  |  | 40.847% | 40.847% | 40.847% | XXXX | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  | 6.610% | $7326.95 | 2.6 | DU |  | ApproveEligible | N/A | No | 7.750% | 1 | 0 | 1 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 57.530% | No | 31 | 30 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  | VISA | VISA |  |  |  | 60.34 |  | No | No |  | $0.00 | $13246.18 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXX | 6000097488 | XXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 7.604% | $1562.70 | $1562.70 | 7.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6310.51 | 1 | $4543.32 | $1838.16 | $378.61 | $153.18 |  |  |  |  |  | 33.949% | 33.949% | 33.949% | XXXX | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  | 6.570% | $0.00 | 1.3 | DU |  | ApproveEligible | Yes | No | 7.250% | 2 |  | 0 | 0 | 1 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 27.360% | No | 32 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12.29 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 6000097503 | XXXX |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 7.404% | $2090.26 | $2090.26 | 6.990% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5625.34 | 1 | $1580.88 | $2730.48 | $131.74 | $227.54 |  |  |  |  |  | 38.956% | 38.956% | 38.956% | XXXX | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  | 6.750% | $0.00 | 1.1 | LP / LPA |  | Accept/Eligible | Yes | No | 6.990% | 2 |  | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 83.490% | No | 32 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 100.78 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXX | 4000090774 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2360.16 | $2360.16 | 7.000% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 3 | $4953.00 | $1719.00 | $412.75 | $143.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 723 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.000% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.49 | 0.67 |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 15.77 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000091431 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1289.16 | $1289.16 | 6.750% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $2732.04 | $1533.00 | $227.67 | $127.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 816 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.19 | 0.84 |  |  |  |  |  |  |  | XXXX | XXXX | 34.390% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 9.71 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| XXXX | 4000092102 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2561.96 | $2561.96 | 6.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 3 | $7952.04 | $3228.00 | $662.67 | $269.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.42 | 0.71 |  |  |  |  |  |  |  | XXXX | XXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 16.01 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000086269 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $6447.71 | $6447.71 | 7.750% | No | No |  |  |  |  | 0 |  |  | US Citizen | Permanent Resident Alien |  |  |  |  |  |  | 2 | $11765.64 | $3158.40 | $980.47 | $263.20 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 740 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.14 | 0.87 |  |  |  |  |  |  |  | XXXX | XXXX | 47.490% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 26.17 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000089627 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1580.17 | $1580.17 | 6.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $6474.96 | $1167.96 | $539.58 | $97.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 753 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1.7 |  |  |  | Yes | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.04 | 0.97 |  |  |  |  |  |  |  | XXXX | XXXX | 13.660% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 30.12 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000092314 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3031.73 | $3031.73 | 7.125% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $3151.92 | $2431.44 | $262.66 | $202.62 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 2 |  |  |  | Yes | No | 7.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.9 | 1.11 |  |  |  |  |  |  |  | XXXX | XXXX | 100.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 127.44 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000089744 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1579.92 | $1579.92 | 7.000% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | $4253.28 | $836.04 | $354.44 | $69.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | No | No | 7.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.3 | 0.77 |  |  |  |  |  |  |  | XXXX | XXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 5.18 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| XXXX | 4000090354 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3153.26 | $3153.26 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $15194.40 | $2184.96 | $1266.20 | $182.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 750 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.78 | 1.28 |  |  |  |  |  |  |  | XXXX | XXXX | 77.320% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 67.31 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000089564 | XXXX |  | Non QM |  |  |  | Yes | No | $21595.00 | $22956.44 |  | 7.463% | $13813.50 | $13813.50 | 7.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $353099.79 | 1 | $19969.44 | $3387.00 | $1664.12 | $282.25 |  |  |  |  |  | 9.892% | 9.892% | 9.892% | XXXX | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2021 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $21595.00 |  | 6.610% | $20000.00 | 1.6 |  |  |  | Yes | No | 7.375% | 0 |  | 0 | 0 | 3 | 0 |  |  | 13.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 9.770% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 31.1 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| XXXX | 4000090631 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1550.35 | $1550.35 | 6.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $2853.96 | $1551.60 | $237.83 | $129.30 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.43 | 0.7 |  |  |  |  |  |  |  | XXXX | XXXX | 56.940% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 105.25 |  |  | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000089730 | XXXX |  | Non QM |  |  |  | Yes | No | $5554.06 | $9677.42 |  | 6.491% | $3906.99 | $3906.99 | 6.375% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $32458.04 | 1 | $8179.92 | $902.04 | $681.66 | $75.17 |  |  |  |  |  | 19.647% | 19.647% | 19.647% | XXXX | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $5554.06 |  | 6.610% | $4185.32 | 1 |  |  |  | Yes | No | 6.375% | 2 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 100.000% | No | 31 | 31 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | Yes | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 491.66 |  | No | No |  | $0.00 | $26650.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000089911 | XXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $3551.30 |  | 7.153% | $3120.75 | $4114.50 | 7.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7697.90 | 1 | $6561.12 | $573.96 | $546.76 | $47.83 |  |  |  |  |  | 38.417% | 30.467% | 38.417% | XXXX | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $1640.00 |  | 6.610% | $6500.00 | 1.3 |  |  |  | Yes | No | 7.125% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  | 240 | XXXX | XXXX | 80.090% | No | 7 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 104.25 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000088562 | XXXX |  | Non QM |  |  |  | Yes | No | $2243.44 | $4325.56 |  | 7.674% | $2086.41 | $2406.15 | 8.340% | No | No | Employed | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8674.89 | 1 | $2776.56 | $1467.00 | $231.38 | $122.25 |  |  |  |  |  | 33.366% | 30.910% | 33.366% | XXXX | 805 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Non-Primary Income - Social Security]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099-SSA - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $2243.44 |  | 6.480% | $5000.00 | 1 |  |  |  | Yes | No | 8.340% | 2 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 45.500% | No | 31 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 39.23 |  | No | No |  | $1527.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000087062 | XXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $1863.24 | $5002.65 |  | 6.948% | $2995.60 | $2995.60 | 6.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $16076.14 | 1 | $2693.40 | $7009.08 | $224.45 | $584.09 |  |  |  |  |  | 33.276% | 33.276% | 33.276% | XXXX | 742 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $1863.24 |  | 6.750% | $0.00 | 2.2 | DU |  | ApproveEligible | Yes | No | 6.875% | 2 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | XXXX | 56.020% | No |  | 31 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 27.57 |  | Yes | No |  | $0.00 | $5141.27 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000092822 | XXXX |  | Non QM |  |  |  | Yes | No | $1990.00 | $6117.59 |  | 7.048% | $6227.23 | $6227.23 | 7.000% | No | No | Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $15121.50 | 1 | $13252.56 | $2465.04 | $1104.38 | $205.42 |  |  |  |  |  | 40.795% | 40.795% | 40.795% | XXXX | 820 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $1990.00 |  | 6.770% | $0.00 | 1 |  |  |  | Yes | No | 7.000% | 0 | 2 | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 42.240% | No | 5 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 32.2 |  | Yes | No |  | $7207.57 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000091580 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2721.32 | $2721.32 | 6.625% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $11388.84 | $1698.12 | $949.07 | $141.51 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.13 | 0.88 |  |  |  |  |  |  |  | XXXX | XXXX | 57.010% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 15.95 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000093241 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2686.98 | $2686.98 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $8375.04 | $1559.04 | $697.92 | $129.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 805 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 2.1 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.02 | 0.98 |  |  |  |  |  |  | 240 | XXXX | XXXX | 81.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 94.26 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000089863 | XXXX |  | Non QM |  |  |  | Yes | No | $1914.32 | $6339.23 |  | 6.776% | $6589.76 | $6589.76 | 6.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $17881.54 | 1 | $11494.08 | $952.80 | $957.84 | $79.40 |  |  |  |  |  | 53.020% | 53.020% | 53.020% | XXXX | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $1914.32 |  | 6.570% | $0.00 | 2.4 |  |  |  | Yes | No | 6.750% | 1 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 57.820% | No | 12 | 31 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 57.77 |  | No | No |  | $0.00 | $23072.51 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXX | 4000090551 | XXXX |  | Non QM |  |  |  | Yes | No | $6914.00 | $3746.90 |  | 7.325% | $1127.02 | $1127.02 | 7.124% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5134.79 | 1 | $1826.52 | $1505.76 | $152.21 | $125.48 |  |  |  |  |  | 29.105% | 29.105% | 29.105% | XXXX | 798 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX | $6914.00 |  | 6.570% | $0.00 | 2.1 |  |  |  | Yes | No | 7.124% | 0 |  | 0 | 0 | 0 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 26.530% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 25.99 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000091489 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $977.99 | $977.99 | 7.000% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | $1356.60 | $647.04 | $113.05 | $53.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 736 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | No | No | 7.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.04 | 0.96 |  |  |  |  |  |  |  | XXXX | XXXX | 69.660% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 9.12 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000086629 | XXXX |  | Non QM |  |  |  | Yes | No | $2633.84 | $4306.89 |  | 6.933% | $3232.09 | $3232.09 | 6.875% | No | No | Employed | Not Employed |  |  |  |  | Permanent Resident Alien | US Citizen |  |  |  |  |  |  | $20480.80 | 1 | $4566.60 | $2363.04 | $380.55 | $196.92 |  |  |  |  |  | 26.195% | 26.195% | 26.195% | XXXX | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $2633.84 |  | 6.750% | $0.00 | 1.4 |  |  |  | No | No | 6.875% | 2 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 100.000% | No | 31 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 234.9 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000092196 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2939.03 | $2939.03 | 6.625% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 4 | $7842.00 | $3878.88 | $653.50 | $323.24 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 802 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | No | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.84 | 0.54 |  |  |  |  |  |  |  | XXXX | XXXX | 9.820% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 25.57 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000085437 | XXXX |  | Non QM |  |  |  | Yes | No | $1690.00 | $6186.35 |  | 6.838% | $3405.14 | $3405.14 | 6.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10354.69 | 1 | $22967.04 | $2607.00 | $1913.92 | $217.25 |  |  |  |  |  | 35.605% | 35.605% | 35.605% | XXXX | 812 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $1690.00 |  | 6.790% | $1000.00 | 1.2 |  |  |  | Yes | No | 6.750% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 180.75 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000090873 | XXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $11341.10 |  | 6.671% | $9988.85 | $9988.85 | 6.625% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $41309.76 | 1 | $24334.20 | $8568.00 | $2027.85 | $714.00 |  |  |  |  |  | 23.764% | 23.764% | 23.764% | XXXX | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $1640.00 |  | 6.540% | $0.00 | 2.6 |  |  |  | Yes | No | 6.625% | 3 | 1 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 76.240% | No | 31 | 17 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 83.61 |  | Yes | No |  | $0.00 | $8901.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000087368 | XXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $5492.14 |  | 7.031% | $1970.79 | $1970.79 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6740.41 | 1 | $10725.00 | $1827.00 | $893.75 | $152.25 |  |  |  |  |  | 47.830% | 47.830% | 47.830% | XXXX | 713 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $1640.00 |  | 6.750% | $0.00 | 1 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 61.090% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 142.02 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000089831 | XXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $7354.36 |  | 6.801% | $5785.50 | $5785.50 | 6.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8228.52 | 1 | $13843.68 | $2850.96 | $1153.64 | $237.58 |  |  |  |  |  | 54.391% | 54.391% | 54.391% | XXXX | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $1640.00 |  | 6.610% | $2787.50 | 1 |  |  |  | No | No | 6.750% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 100.000% | No | 32 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 182.14 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000088945 | XXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $4365.22 |  | 7.469% | $1227.10 | $1227.10 | 7.250% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $3077.88 | 1 | $5027.28 | $943.80 | $418.94 | $78.65 |  |  |  |  |  | 41.954% | 41.954% | 41.954% | XXXX | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $1640.00 |  | 6.630% | $4339.00 | 1 |  |  |  | Yes | No | 7.250% | 0 | 0 | 1 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 29.610% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 11.09 |  | No | No |  | $1061.30 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000089177 | XXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $3889.32 |  | 7.463% | $2422.20 | $2422.20 | 7.375% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $15990.65 | 1 | $7521.48 | $2772.96 | $626.79 | $231.08 |  |  |  |  |  | 39.807% | 39.807% | 39.807% | XXXX | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $1640.00 |  | 6.630% | $0.00 | 2.6 |  |  |  | No | No | 7.375% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | No | 32 | 32 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 32.18 |  | No | No |  | $0.00 | $9449.33 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000088551 | XXXX |  | N/A |  |  |  | No | No | $1790.00 | $3636.05 |  | 7.858% | $1925.72 | $1925.72 | 7.750% | No | No | Not Employed | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $8538.27 | 1 | $1910.16 | $1089.00 | $159.18 | $90.75 |  |  |  |  |  | 36.435% | 36.435% | 36.435% | XXXX | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 |  | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $1790.00 |  | 6.630% | $0.00 | 2.9 |  |  |  | No | No | 7.750% | 0 | 2 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 30.280% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 40.36 |  | No | No |  | $0.00 | $13220.88 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 5 |
| XXXX | 4000091106 | XXXX |  | Non QM |  |  |  | Yes | No | $3792.00 | $9507.85 |  | 7.037% | $8166.67 | $10854.19 | 7.000% | No | No | Employed | Employed | Non-Employment Income |  | 0 |  | US Citizen | US Citizen | US Citizen |  |  |  |  |  | $17170.80 | 1 | $23750.04 | $5202.96 | $1979.17 | $433.58 |  |  |  |  |  | 45.276% | 36.711% | 45.276% | XXXX | 778 | 809 | 803 | 810 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  | Level 5-Stated/Verified as defined |  | Level 1-Not Stated/Not Verified |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099-SSA - 2024<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099-SSA - 2023<br> [Coborrower(s) - \| Non-Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $3792.00 |  | 6.630% | $5000.00 | 1 |  |  |  | Yes | No | 7.000% | 1 | 2 | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  | 240 | XXXX | XXXX | 68.440% | No | 12 | 32 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 68.29 |  | No | No |  | $5666.40 | $17566.73 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXX | 4000089887 | XXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $3825.33 |  | 6.929% | $3153.26 | $3153.26 | 6.875% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $26522.85 | 1 | $2521.20 | $1593.00 | $210.10 | $132.75 |  |  |  |  |  | 33.153% | 33.153% | 33.153% | XXXX | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared (Unaudited) | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Paystubs - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2022<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2022<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Tax Return Extension - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Tax Return Extension - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Tax Return Extension - 2024<br> [Coborrower]; Transcripts (1040) - No Results Returned - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Tax Return Extension - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1040 - 2022<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; Tax Return Extension - 2022<br> [Coborrower]; Transcripts (1040) - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $1640.00 |  | 6.610% | $0.00 | 1.9 |  |  |  | No | No | 6.875% | 3 | 3 | 2 | 0 | 3 | 2 |  |  | 19.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 59.410% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 57.28 |  | No | No |  | $24459.88 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000089073 | XXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $4725.76 |  | 6.999% | $2075.90 | $2075.90 | 6.875% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $4093.48 | 1 | $4859.76 | $3257.04 | $404.98 | $271.42 |  |  |  |  |  | 41.939% | 41.939% | 41.939% | XXXX | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Account Statements - 2025<br> [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2022<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2022<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2022<br> [Coborrower(s) - \| Primary Income - Social Security]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025 | [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2019<br> [Borrower]; 4506-C - 2018<br> [Borrower]; 4506-C - 2017<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2019<br> [Coborrower]; 4506-C - 2018<br> [Coborrower]; 4506-C - 2017 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX | $1640.00 |  | 6.750% | $0.00 | 1.2 |  |  |  | Yes | No | 6.875% | 0 | 0 | 0 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 53.590% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 44.28 |  | Yes | No |  | $3550.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000090890 | XXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $3729.50 |  | 6.925% | $3094.13 | $3094.13 | 6.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $13195.68 | 1 | $7557.84 | $2315.04 | $629.82 | $192.92 |  |  |  |  |  | 49.763% | 49.763% | 49.763% | XXXX | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $1640.00 |  | 6.630% | $0.00 | 2.9 |  |  |  | No | No | 6.875% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | No | 31 |  |  |  | Yes | Short Form | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 50.51 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXX | 4000087834 | XXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $2920.54 |  | 6.926% | $2496.33 | $2496.33 | 6.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $13175.21 | 1 | $5062.68 | $1495.56 | $421.89 | $124.63 |  |  |  |  |  | 23.806% | 23.806% | 23.806% | XXXX | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Employer Letter - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $1640.00 |  | 6.750% | $0.00 | 1 |  |  |  | Yes | No | 6.875% | 2 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 40.630% | No |  | 1 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 30.87 |  |  | No |  | $0.00 | $12525.07 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000092173 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2463.48 | $2463.48 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $6249.96 | $1712.28 | $520.83 | $142.69 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.8 | 1.26 |  |  |  |  |  |  |  | XXXX | XXXX | 71.120% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 56 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000086499 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $5435.86 | $5435.86 | 7.625% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | $17350.44 | $2837.04 | $1445.87 | $236.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 700 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.26 | 0.79 |  |  |  |  |  |  |  | XXXX | XXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 42.08 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000090064 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1477.60 | $1477.60 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $5776.92 | $1551.00 | $481.41 | $129.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 705 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.99 |  |  |  |  |  |  |  | XXXX | XXXX | 30.890% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.35 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000092930 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1064.48 | $1064.48 | 7.000% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | $637.20 | $1838.04 | $53.10 | $153.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 2.05 | 0.49 |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 118.54 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000089638 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2279.54 | $2279.54 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $4284.12 | $914.16 | $357.01 | $76.18 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 752 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 3.2 |  |  |  | No | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.69 | 1.45 |  |  |  |  |  |  |  | XXXX | XXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.21 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000093159 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2452.42 | $2452.42 | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $9476.52 | $5318.64 | $789.71 | $443.22 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.88 | 1.14 |  |  |  |  |  |  |  | XXXX | XXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 141.4 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000091000 | XXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $4138.93 |  | 6.707% | $2497.21 | $2497.21 | 6.625% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $17412.77 | 1 | $3049.20 | $3194.52 | $254.10 | $266.21 |  |  |  |  |  | 28.010% | 28.010% | 28.010% | XXXX | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $1640.00 |  | 6.630% | $5000.00 | 1 |  |  |  | Yes | No | 6.625% | 2 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 94.910% | No | 31 | 31 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 115.84 |  | No | No |  | $0.00 | $10866.66 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000090046 | XXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $2634.38 |  | 7.107% | $1327.28 | $1327.28 | 7.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6515.95 | 1 | $1906.20 | $1364.04 | $158.85 | $113.67 |  |  |  |  |  | 36.336% | 36.336% | 36.336% | XXXX | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Non-Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Non-Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Non-Primary Income - Wages]; Other - 2025<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Non-Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $1640.00 |  | 6.610% | $15000.00 | 4.7 |  |  |  | No | No | 7.000% | 2 |  | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 51.730% | No | 20 |  |  |  | Yes | Short Form | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 43.84 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000088842 | XXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $3550.52 |  | 7.035% | $4005.39 | $4005.39 | 7.000% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $23001.05 | 1 | $2432.52 | $453.00 | $202.71 | $37.75 |  |  |  |  |  | 31.193% | 31.193% | 31.193% | XXXX | 744 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $1640.00 |  | 6.630% | $0.00 | 2.5 |  |  |  | No | No | 7.000% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | XXXX | XXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 948.82 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000090208 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3105.45 | $3105.45 | 7.625% | No | No |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  |  | 1 | $7059.96 | $875.04 | $588.33 | $72.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 745 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | No | No | 7.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.83 | 1.2 |  |  |  |  |  |  |  | XXXX | XXXX | 68.690% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 48.52 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000092017 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1155.21 | $1155.21 | 7.750% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | $2925.48 | $1478.04 | $243.79 | $123.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 718 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.23 | 0.81 |  |  |  |  |  |  |  | XXXX | XXXX | 90.490% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 86.03 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| XXXX | 4000092494 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1294.68 | $1294.68 | 7.000% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $587.16 | $1781.04 | $48.93 | $148.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1.4 |  |  |  | Yes | No | 7.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.68 | 0.6 |  |  |  |  |  |  |  | XXXX | XXXX | 30.270% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 31.01 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000087296 | XXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $6675.05 |  | 6.887% | $14977.98 | $14977.98 | 6.875% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $96630.64 | 1 | $31660.92 | $23205.96 | $2638.41 | $1933.83 |  |  |  |  |  | 24.397% | 24.397% | 24.397% | XXXX | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 95.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 95.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 95.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 95.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 95.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 95.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $1640.00 |  | 6.750% | $25000.00 | 2.4 |  |  |  | Yes | No | 6.875% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 4.590% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 15.95 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000091124 | XXXX |  | Non QM |  |  |  | Yes | No | $1590.00 | $4342.61 |  | 6.521% | $7240.34 | $7240.34 | 6.500% | No | No | Not Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $23925.86 | 1 | $16300.92 | $6928.08 | $1358.41 | $577.34 |  |  |  |  |  | 31.449% | 31.449% | 31.449% | XXXX | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $1590.00 |  | 6.570% | $0.00 | 2.7 |  |  |  | No | No | 6.500% | 0 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | No |  | 31 |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 286.53 |  | No | No |  | $0.00 | $34902.46 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000092814 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1514.22 | $1514.22 | 6.875% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | $6440.64 | $1500.96 | $536.72 | $125.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | Yes | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.19 | 0.84 |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 35.82 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000091895 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $911.69 | $911.69 | 7.375% | No | No |  |  |  |  | 0 | 0 |  | Permanent Resident Alien | Permanent Resident Alien | Permanent Resident Alien |  |  |  |  |  | 1 | $4291.20 | $2448.24 | $357.60 | $204.02 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 2-Stated/Not Verified | Level 2-Stated/Not Verified |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1.2 |  |  |  | Yes | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.09 | 0.92 |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  | No | 87.08 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000090915 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1684.30 | $1684.30 | 7.125% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $5453.16 | $9867.96 | $454.43 | $822.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.27 | 0.79 |  |  |  |  |  |  |  | XXXX | XXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 80.25 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000090347 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1533.97 | $1533.97 | 7.250% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $4428.00 | $1608.96 | $369.00 | $134.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 723 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.37 | 0.73 |  |  |  |  |  |  |  | XXXX | XXXX | 32.020% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 19.48 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000093314 | XXXX |  | Non QM |  |  |  | Yes | No | $11434.50 | $1934.03 |  | 6.789% | $2918.39 | $2918.39 | 6.749% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $16890.01 | 1 | $11857.32 | $1274.04 | $988.11 | $106.17 |  |  |  |  |  | 48.139% | 48.139% | 48.139% | XXXX | 712 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $11434.50 |  | 6.540% | $400000.00 | 1.8 |  |  |  | No | No | 6.749% | 0 | 0 | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 54.470% | No | 7 | 32 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 70.74 |  | No | No |  | $0.00 | $7446.25 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| XXXX | 4000093415 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1051.09 | $1051.09 | 6.875% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | $4880.28 | $3322.44 | $406.69 | $276.87 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.38 | 0.72 |  |  |  |  |  |  |  | XXXX | XXXX | 1.960% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 16.77 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000091319 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1600.50 | $1600.50 | 7.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $5743.92 | $2442.00 | $478.66 | $203.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 712 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | No | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.27 | 0.79 |  |  |  |  |  |  |  | XXXX | XXXX | 37.280% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 9.76 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000095025 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1616.92 | $1616.92 | 7.125% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | $1104.96 | $914.04 | $92.08 | $76.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 747 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 2.1 |  |  |  | Yes | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.06 | 0.94 |  |  |  |  |  |  |  | XXXX | XXXX | 9.640% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 15.75 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000094051 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1280.62 | $1280.62 | 6.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $1883.52 | $0.00 | $156.96 | $0.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 2.4 |  |  |  | No | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.15 | 0.87 |  |  |  |  |  |  |  | XXXX | XXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 354.42 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000093949 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1280.62 | $1280.62 | 6.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $1690.44 | $0.00 | $140.87 | $0.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.19 | 0.84 |  |  |  |  |  |  |  | XXXX | XXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 360.65 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000094054 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1280.62 | $1280.62 | 6.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $1883.52 | $0.00 | $156.96 | $0.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.15 | 0.87 |  |  |  |  |  |  |  | XXXX | XXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 462.3 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000094868 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1751.81 | $1751.81 | 6.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $3870.96 | $684.00 | $322.58 | $57.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 749 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.09 | 0.91 |  |  |  |  |  |  |  | XXXX | XXXX | 39.760% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 49.5 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000089844 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1997.06 | $1997.06 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $4434.48 | $726.00 | $369.54 | $60.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.99 |  |  |  |  |  |  |  | XXXX | XXXX | 22.370% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 10.69 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000091175 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $985.87 | $985.87 | 6.750% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | $2931.96 | $1329.00 | $244.33 | $110.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 813 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.99 |  |  |  |  |  |  |  | XXXX | XXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 230.07 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000092367 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1643.30 | $1643.30 | 7.000% | No | No |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  |  | 1 | $9280.44 | $1055.04 | $773.37 | $87.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | No | No | 7.000% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.28 | 0.78 |  |  |  |  |  |  |  | XXXX | XXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 33.35 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000093934 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1280.62 | $1280.62 | 6.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $1709.52 | $0.00 | $142.46 | $0.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 2.2 |  |  |  | No | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.16 | 0.86 |  |  |  |  |  |  |  | XXXX | XXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 360.5 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000092362 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1698.16 | $1698.16 | 6.875% | No | No |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  |  | 1 | $8493.48 | $1161.96 | $707.79 | $96.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.28 | 0.78 |  |  |  |  |  |  |  | XXXX | XXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 207.63 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000092359 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1901.81 | $1901.81 | 6.875% | No | No |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  |  | 1 | $8841.36 | $1422.00 | $736.78 | $118.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.15 | 0.87 |  |  |  |  |  |  |  | XXXX | XXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 221.74 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000096103 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2392.73 | $2392.73 | 7.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 3 | $7736.52 | $2160.48 | $644.71 | $180.04 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.26 | 0.79 |  |  |  |  |  |  |  | XXXX | XXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 88.01 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000092787 | XXXX |  | Non QM |  |  |  | Yes | No | $2010.00 | $2573.95 |  | 7.439% | $2751.65 | $2751.65 | 7.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4961.18 | 1 | $4568.88 | $1976.04 | $380.74 | $164.67 |  |  |  |  |  | 47.860% | 47.860% | 47.860% | XXXX | 813 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 85.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 85.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 85.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 85.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 85.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $2010.00 |  | 6.540% | $0.00 | 1 |  |  |  | Yes | No | 7.375% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 16.060% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 23.58 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000092356 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1800.95 | $1800.95 | 7.250% | No | No |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  |  | 1 | $11463.84 | $1233.96 | $955.32 | $102.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.09 | 0.92 |  |  |  |  |  |  |  | XXXX | XXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 142.84 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000095306 | XXXX |  | Non QM |  |  |  | Yes | No | $26802.46 | $30580.04 |  | 6.917% | $3249.50 | $4473.09 | 6.499% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8191.00 | 1 | $2221.92 | $1739.04 | $185.16 | $144.92 |  |  |  |  |  | 49.160% | 41.565% | 49.160% | XXXX | 722 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX | $26802.46 |  | 6.220% | $16000.00 | 3.9 |  |  |  | No | No | 6.499% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  | 240 | XXXX | XXXX | 41.410% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 28.86 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000093229 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2709.83 | $2709.83 | 6.875% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 3 | $7879.08 | $1556.04 | $656.59 | $129.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 811 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.03 | 0.97 |  |  |  |  |  |  |  | XXXX | XXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 130.44 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000093061 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1964.67 | $1964.67 | 7.250% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $6428.40 | $1934.76 | $535.70 | $161.23 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.16 | 0.86 |  |  |  |  |  |  |  | XXXX | XXXX | 24.420% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 13.66 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000091327 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1849.28 | $1849.28 | 7.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $5325.48 | $1719.96 | $443.79 | $143.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.02 | 0.98 |  |  |  |  |  |  |  | XXXX | XXXX | 43.820% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 63.59 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000091394 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2882.28 | $2882.28 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 3 | $3582.72 | $2198.04 | $298.56 | $183.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 724 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | No | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.22 | 0.82 |  |  |  |  |  |  |  | XXXX | XXXX | 36.150% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 13.88 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000097151 | XXXX |  | Non QM |  |  |  | Yes | No | $16020.00 | $19864.50 |  | 7.061% | $2275.21 | $2275.21 | 6.499% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $31438.73 | 1 | $2915.64 | $1851.96 | $242.97 | $154.33 |  |  |  |  |  | 25.677% | 25.677% | 25.677% | XXXX | 694 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; Business License - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX | $16020.00 |  | 6.220% | $0.00 | 1.2 |  |  |  | N/A | No | 6.499% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 79.42 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXX | 4000093708 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1298.47 | $1298.47 | 7.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $1964.52 | $1638.00 | $163.71 | $136.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 802 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.53 | 0.65 |  |  |  |  |  |  |  | XXXX | XXXX | 23.570% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 32.78 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000094416 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2969.28 | $2969.28 | 6.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $3103.92 | $2558.04 | $258.66 | $213.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 2.01 | 0.5 |  |  |  |  |  |  |  | XXXX | XXXX | 34.670% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 17.37 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000097437 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $6295.40 | $6295.40 | 6.500% | No | No |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  |  | 2 | $8832.36 | $1527.96 | $736.03 | $127.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.29 | 0.78 |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 51.23 |  |  | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000092442 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1227.92 | $1227.92 | 7.250% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | $1412.04 | $1022.04 | $117.67 | $85.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1.1 |  |  |  | No | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.05 | 0.95 |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 121.9 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000096628 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1091.77 | $1091.77 | 6.375% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $2613.72 | $1617.96 | $217.81 | $134.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.68 | 0.59 |  |  |  |  |  |  |  | XXXX | XXXX | 0.880% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 25.99 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000094977 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1749.10 | $1749.10 | 7.250% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 2 | $2601.24 | $927.96 | $216.77 | $77.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 726 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.27 | 0.79 |  |  |  |  |  |  |  | XXXX | XXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 39.86 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000094828 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $886.85 | $886.85 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $2649.96 | $1445.40 | $220.83 | $120.45 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.22 | 0.82 |  |  |  |  |  |  |  | XXXX | XXXX | 100.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 203.29 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000094566 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1169.79 | $1169.79 | 7.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $7770.60 | $2961.00 | $647.55 | $246.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 702 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.87 | 1.15 |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 331.74 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000094662 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3060.39 | $3060.39 | 7.000% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $6423.72 | $2349.12 | $535.31 | $195.76 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 716 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.000% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.09 | 0.92 |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 117.3 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000097436 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2886.60 | $2886.60 | 6.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $6837.00 | $1389.96 | $569.75 | $115.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.62 | 0.62 |  |  |  |  |  |  |  | XXXX | XXXX |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 7.66 |  |  | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000092825 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $4778.32 | $4778.32 | 6.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 4 | $9411.72 | $3315.96 | $784.31 | $276.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.29 | 0.77 |  |  |  |  |  |  |  | XXXX | XXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 223.3 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000092809 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $4778.32 | $4778.32 | 6.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 4 | $8342.16 | $3315.96 | $695.18 | $276.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | No | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.27 | 0.79 |  |  |  |  |  |  |  | XXXX | XXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 228.75 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000093418 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1759.26 | $1759.26 | 6.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $8489.88 | $2073.96 | $707.49 | $172.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 722 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.02 | 0.98 |  |  |  |  |  |  |  | XXXX | XXXX | 31.390% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 147.21 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000098637 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1950.32 | $1950.32 | 7.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $4934.76 | $1801.44 | $411.23 | $150.12 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.11 | 0.9 |  |  |  |  |  |  |  | XXXX | XXXX | 57.130% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 24.13 |  |  | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000097234 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $5836.81 | $5836.81 | 7.875% | No | No |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  |  | 1 | $10773.60 | $1568.04 | $897.80 | $130.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 683 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.8 | 1.25 |  |  |  |  |  |  |  | XXXX | XXXX | 41.180% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 6.86 |  |  | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000096966 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1381.35 | $1381.35 | 7.375% | No | No |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  |  | 1 | $4315.56 | $2487.96 | $359.63 | $207.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 803 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.46 | 0.69 |  |  |  |  |  |  |  | XXXX | XXXX | 63.960% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 11.84 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000092378 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1510.30 | $1510.30 | 7.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $2705.40 | $2777.88 | $225.45 | $231.49 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 724 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 2 |  |  |  | Yes | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.12 | 0.89 |  |  |  |  |  |  |  | XXXX | XXXX | 34.280% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 17.04 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000096485 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2087.46 | $2087.46 | 7.250% | No | No |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  |  | 1 | $8494.80 | $519.00 | $707.90 | $43.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 725 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.06 | 0.94 |  |  |  |  |  |  |  | XXXX | XXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 114.06 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000093426 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $7523.74 | $7523.74 | 6.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $6600.00 | $8148.00 | $550.00 | $679.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 3.1 |  |  |  | No | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 2.83 | 0.35 |  |  |  |  |  |  |  | XXXX | XXXX | 35.920% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 45.06 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000096446 | XXXX |  | Non QM |  |  |  | Yes | No | $8290.33 | $12946.53 |  | 7.388% | $2140.39 | $2140.39 | 6.999% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $4634.20 | 1 | $6187.56 | $1221.00 | $515.63 | $101.75 |  |  |  |  |  | 42.209% | 42.209% | 42.209% | XXXX | 752 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX | $8290.33 |  | 6.310% | $5000.00 | 1 |  |  |  | Yes | No | 6.999% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 44.040% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 11.23 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000095650 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2426.16 | $2426.16 | 7.250% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $9689.04 | $1396.32 | $807.42 | $116.36 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 1 |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 340.57 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| XXXX | 4000092097 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1773.58 | $1773.58 | 7.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $934.80 | $974.64 | $77.90 | $81.22 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | No | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.22 | 0.82 |  |  |  |  |  |  |  | XXXX | XXXX | 50.080% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 46.51 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000096997 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1828.23 | $1828.23 | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $6164.40 | $2378.28 | $513.70 | $198.19 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 818 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 1 |  |  |  |  |  |  |  | XXXX | XXXX | 65.110% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 57.04 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000093730 | XXXX |  | Non QM |  |  |  | Yes | No | $10299.40 | $3932.14 |  | 7.203% | $2344.54 | $2344.54 | 7.125% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10756.23 | 1 | $4833.00 | $1935.48 | $402.75 | $161.29 |  |  |  |  |  | 25.917% | 25.917% | 25.917% | XXXX | 806 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023 | Other Documentation (O) | Asset Depletion |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $10299.40 |  | 6.320% | $5000.00 | 1 |  |  |  | Yes | No | 7.125% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | XXXX | XXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 353.66 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000090824 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1356.56 | $1356.56 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $1504.08 | $1263.00 | $125.34 | $105.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.13 | 0.88 |  |  |  |  |  |  |  | XXXX | XXXX | 0.840% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 44.11 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000094818 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2161.05 | $2161.05 | 6.625% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $2984.16 | $915.96 | $248.68 | $76.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 | 1.8 |  |  |  | No | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.16 | 0.86 |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 9.64 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000094806 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2161.05 | $2161.05 | 6.625% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $2984.16 | $1083.00 | $248.68 | $90.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1.9 |  |  |  | No | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.16 | 0.86 |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 9.59 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000094813 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2108.22 | $2108.22 | 6.625% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $2837.28 | $846.96 | $236.44 | $70.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1.9 |  |  |  | No | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.2 | 0.83 |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 8.41 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000093167 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1010.58 | $1010.58 | 7.125% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 3 | $3446.16 | $5431.44 | $287.18 | $452.62 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | No | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.51 | 0.66 |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 82.71 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000092487 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1587.61 | $1587.61 | 6.750% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $2378.40 | $1535.04 | $198.20 | $127.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 735 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1.3 |  |  |  | Yes | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.05 | 0.96 |  |  |  |  |  |  |  | XXXX | XXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 6.69 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXX | 4000097763 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1826.53 | $1826.53 | 7.250% | No | No |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  |  | 1 | $9716.52 | $1212.96 | $809.71 | $101.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.02 | 0.98 |  |  |  |  |  |  |  | XXXX | XXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 165.74 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXX | 4000088179 | XXXX |  | N/A |  |  |  | No | No |  |  |  |  | $8671.46 | $8671.46 | 6.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 3 | $5811.12 | $5406.96 | $484.26 | $450.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | XXXX | 707 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | No | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.28 | 0.78 |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 10.4 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |

---

## Exhibit 99.1

**Exhibit 99.1 Schedule 5**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| 0 | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 | 19 | 20 | 21 | 22 | 23 | 24 | 25 | 26 | 27 | 28 | 29 | 30 | 31 | 32 | 33 | 34 | 35 | 36 | 37 | 38 | 39 | 40 | 41 | 42 | 43 | 44 | 45 | 46 | 47 | 48 | 49 | 50 | 51 | 52 | 53 | 54 | 55 | 56 | 57 | 58 | 59 | 60 | 61 | 62 | 63 | 64 | 65 | 66 | 67 | 68 | 69 | 70 | 71 | 72 | 73 | 74 | 75 | 76 | 77 | 78 | 79 | 80 | 81 | 82 | 83 | 84 | 85 | 86 | 87 | 88 | 89 | 90 | 91 | 92 | 93 | 94 | 95 | 96 | 97 | 98 | 99 | 100 | 101 | 102 | 103 | 104 | 105 | 106 | 107 | 108 | 109 | 110 | 111 | 112 | 113 | 114 | 115 | 116 | 117 | 118 | 119 | 120 | 121 | 122 | 123 | 124 | 125 | 126 | 127 | 128 | 129 | 130 | 131 | 132 | 133 | 134 | 135 | 136 | 137 | 138 | 139 | 140 | 141 | 142 | 143 | 144 | 145 | 146 | 147 | 148 | 149 | 150 | 151 | 152 | 153 | 154 | 155 | 156 | 157 | 158 | 159 | 160 | 161 | 162 | 163 | 164 | 165 | 166 | 167 | 168 | 169 | 170 | 171 | 172 | 173 | 174 | 175 | 176 | 177 | 178 | 179 | 180 | 181 | 182 | 183 | 184 | 185 | 186 | 187 | 188 | 189 | 190 | 191 | 192 | 193 | 194 | 195 | 196 | 197 | 198 | 199 | 200 | 201 | 202 | 203 | 204 | 205 | 206 | 207 | 208 | 209 | 210 | 211 | 212 | 213 | 214 | 215 | 216 | 217 | 218 | 219 | 220 | 221 | 222 | 223 | 224 | 225 | 226 | 227 | 228 | 229 | 230 | 231 | 232 | 233 | 234 | 235 | 236 | 237 | 238 | 239 | 240 | 241 | 242 | 243 | 244 | 245 | 246 | 247 | 248 | 249 | 250 | 251 | 252 | 253 | 254 | 255 | 256 | 257 | 258 | 259 | 260 | 261 | 262 | 263 | 264 | 265 | 266 | 267 | 268 | 269 | 270 | 271 | 272 | 273 | 274 | 275 | 276 | 277 | 278 | 279 | 280 | 281 | 282 | 283 | 284 | 285 | 286 | 287 | 288 | 289 | 290 | 291 | 292 | 293 | 294 | 295 | 296 | 297 | 298 | 299 | 300 | 301 | 302 | 303 | 304 | 305 | 306 | 307 | 308 | 309 | 310 | 311 | 312 | 313 | 314 | 315 | 316 | 317 | 318 | 319 | 320 | 321 | 322 | 323 | 324 | 325 | 326 | 327 | 328 | 329 | 330 | 331 | 332 | 333 | 334 | 335 | 336 |
| **SitusAMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Seller Name** | **Originator Name** | **Guideline Author** | **Loan Program** | **Loan Program Date** | **Executed NOO Docs in File** | **Lease In Place Flag** | **Rental Purpose** | **Actual In Place Rent** | **Third Party Market Rent Estimate** | **Third Party Rent Source** | **Rental Income Used for Property DSCR Calculation** | **Rental Source for Property DTI Calculation** | **Calculated Monthly Debt** | **Property DTI** | **Investor DTI** | **Inverse DSCR** | **Net Operating Income** | **Total Debt Service** | **DSCR** | **Total DSCR** | **PITIA** | **Lease End Date** | **Original Lease Term** | **Lease in Place Flag Unit 1** | **Lease Start Date Unit 1** | **Lease End Date Unit 1** | **Original Lease Term Unit 1** | **Rental Purpose Unit 1** | **Actual In Place Rent Unit 1** | **Third Party Market Rent Estimate Unit 1** | **Lease in Place Flag Unit 2** | **Lease Start Date Unit 2** | **Lease End Date Unit 2** | **Original Lease Term Unit 2** | **Rental Purpose Unit 2** | **Actual In Place Rent Unit 2** | **Third Party Market Rent Estimate Unit 2** | **Lease in Place Flag Unit 3** | **Lease Start Date Unit 3** | **Lease End Date Unit 3** | **Original Lease Term Unit 3** | **Rental Purpose Unit 3** | **Actual In Place Rent Unit 3** | **Third Party Market Rent Estimate Unit 3** | **Lease in Place Flag Unit 4** | **Lease Start Date Unit 4** | **Lease End Date Unit 4** | **Original Lease Term Unit 4** | **Rental Purpose Unit 4** | **Actual In Place Rent Unit 4** | **Third Party Market Rent Estimate Unit 4** | **Lease in Place Flag Unit 5** | **Lease Start Date Unit 5** | **Lease End Date Unit 5** | **Original Lease Term Unit 5** | **Rental Purpose Unit 5** | **Actual In Place Rent Unit 5** | **Third Party Market Rent Estimate Unit 5** | **Lease in Place Flag Unit 6** | **Lease Start Date Unit 6** | **Lease End Date Unit 6** | **Original Lease Term Unit 6** | **Rental Purpose Unit 6** | **Actual In Place Rent Unit 6** | **Third Party Market Rent Estimate Unit 6** | **Lease in Place Flag Unit 7** | **Lease Start Date Unit 7** | **Lease End Date Unit 7** | **Original Lease Term Unit 7** | **Rental Purpose Unit 7** | **Actual In Place Rent Unit 7** | **Third Party Market Rent Estimate Unit 7** | **Lease in Place Flag Unit 8** | **Lease Start Date Unit 8** | **Lease End Date Unit 8** | **Original Lease Term Unit 8** | **Rental Purpose Unit 8** | **Actual In Place Rent Unit 8** | **Third Party Market Rent Estimate Unit 8** | **Lease in Place Flag Unit 9** | **Lease Start Date Unit 9** | **Lease End Date Unit 9** | **Original Lease Term Unit 9** | **Rental Purpose Unit 9** | **Actual In Place Rent Unit 9** | **Third Party Market Rent Estimate Unit 9** | **Lease in Place Flag Unit 10** | **Lease Start Date Unit 10** | **Lease End Date Unit 10** | **Original Lease Term Unit 10** | **Rental Purpose Unit 10** | **Actual In Place Rent Unit 10** | **Third Party Market Rent Estimate Unit 10** | **Rent Loss Insurance** | **Rent Loss Insurance Amount** | **HOA Flag** | **HOA Monthly Premium Amount** | **Monthly Property Tax** | **Monthly Insurance Cost** | **Asset Verification** | **Blanket Mortgage Flag** | **Number of Mortgaged Properties With Lender** | **Number of Properties** | **Foreign National Alternative Credit Documentation** | **Foreign National Borrower 1** | **Foreign National Borrower 2** | **Investor Type** | **Number of Years Property Owned** | **Borrower Residency Status** | **Co Borrower Residency Status** | **Qualifying Credit Score** | **Months Bankruptcy 7 11** | **Months Bankruptcy 13** | **Months Deed in Lieu** | **Months Short Sale or Pre FC** | **Prior Mtg Rent Late 30d in 12m** | **Prior Mtg Rent Late 60d in 12m** | **Prior Mtg Rent Late 90d in 12m** | **Prior Mtg Rent Late 30d in 24m** | **Prior Mtg Rent Late 60d in 24m** | **Prior Mtg Rent Late 90d in 24m** | **Section 8** | **Street Address** | **Borrower 1 Type** | **Borrower 1 Designation** | **Borrower 1 Employment Status** | **Borrower 1 First Name** | **Borrower 1 Last Name** | **Borrower 1 Number of Mortgaged Properties** | **Borrower 1 Citizenship** | **Borrower 1 Documentation Used to Determine Legal Residency** | **Borrower 1 Country Name** | **Borrower 1 Asset Verification Level** | **Borrower 1 Credit Order Date** | **Borrower 1 Experian FICO** | **Borrower 1 Experian FICO Model Used** | **Borrower 1 Equifax FICO** | **Borrower 1 Equifax FICO Model Used** | **Borrower 1 TransUnion FICO** | **Borrower 1 TransUnion FICO Model Used** | **Borrower 2 Type** | **Borrower 2 Designation** | **Borrower 2 Employment Status** | **Borrower 2 First Name** | **Borrower 2 Last Name** | **Borrower 2 Number of Mortgaged Properties** | **Borrower 2 Citizenship** | **Borrower 2 Documentation Used to Determine Legal Residency** | **Borrower 2 Country Name** | **Borrower 2 Asset Verification Level** | **Borrower 2 Credit Order Date** | **Borrower 2 Experian FICO** | **Borrower 2 Experian FICO Model Used** | **Borrower 2 Equifax FICO** | **Borrower 2 Equifax FICO Model Used** | **Borrower 2 TransUnion FICO** | **Borrower 2 TransUnion FICO Model Used** | **Borrower 3 Designation** | **Borrower 3 First Name** | **Borrower 3 Last Name** | **Borrower 3 Number of Mortgaged Properties** | **Borrower 3 Citizenship** | **Borrower 3 Documentation Used to Determine Legal Residency** | **Borrower 3 Country Name** | **Borrower 3 Asset Verification Level** | **Borrower 3 Credit Order Date** | **Borrower 3 Experian FICO** | **Borrower 3 Experian FICO Model Used** | **Borrower 3 Equifax FICO** | **Borrower 3 Equifax FICO Model Used** | **Borrower 3 TransUnion FICO** | **Borrower 3 TransUnion FICO Model Used** | **Borrower 4 Designation** | **Borrower 4 First Name** | **Borrower 4 Last Name** | **Borrower 4 Number of Mortgaged Properties** | **Borrower 4 Citizenship** | **Borrower 4 Documentation Used to Determine Legal Residency** | **Borrower 4 Country Name** | **Borrower 4 Asset Verification Level** | **Borrower 4 Credit Order Date** | **Borrower 4 Experian FICO** | **Borrower 4 Experian FICO Model Used** | **Borrower 4 Equifax FICO** | **Borrower 4 Equifax FICO Model Used** | **Borrower 4 TransUnion FICO** | **Borrower 4 TransUnion FICO Model Used** | **Personal Guarantee** | **Guarantor 1 First Name** | **Guarantor 1 Last Name** | **Guarantor 1 Business Ownership Percent** | **Guarantor 1 Recourse Type** | **Guarantor 1 Number of Mortgaged Properties** | **Guarantor 1 Citizenship** | **Guarantor 1 Documentation Used to Determine Legal Residency** | **Guarantor 1 Country Name** | **Guarantor 1 Asset Verification Level** | **Guarantor 1 Employment Verification Level** | **Guarantor 1 Income Verification Level** | **Guarantor 1 FICO Model Used** | **Guarantor 1 Credit Order Date** | **Guarantor 1 Experian FICO** | **Guarantor 1 Experian FICO Model Used** | **Guarantor 1 Equifax FICO** | **Guarantor 1 Equifax FICO Model Used** | **Guarantor 1 TransUnion FICO** | **Guarantor 1 TransUnion FICO Model Used** | **Guarantor 1 Most Recent Fico Method** | **Guarantor 2 First Name** | **Guarantor 2 Last Name** | **Guarantor 2 Business Ownership Percent** | **Guarantor 2 Recourse Type** | **Guarantor 2 Number of Mortgaged Properties** | **Guarantor 2 Citizenship** | **Guarantor 2 Documentation Used to Determine Legal Residency** | **Guarantor 2 Country Name** | **Guarantor 2 Asset Verification Level** | **Guarantor 2 Employment Verification Level** | **Guarantor 2 Income Verification Level** | **Guarantor 2 FICO Model Used** | **Guarantor 2 Credit Order Date** | **Guarantor 2 Experian FICO** | **Guarantor 2 Experian FICO Model Used** | **Guarantor 2 Equifax FICO** | **Guarantor 2 Equifax FICO Model Used** | **Guarantor 2 TransUnion FICO** | **Guarantor 2 TransUnion FICO Model Used** | **Guarantor 2 Most Recent Fico Method** | **Guarantor 3 First Name** | **Guarantor 3 Last Name** | **Guarantor 3 Business Ownership Percent** | **Guarantor 3 Recourse Type** | **Guarantor 3 Number of Mortgaged Properties** | **Guarantor 3 Citizenship** | **Guarantor 3 Documentation Used to Determine Legal Residency** | **Guarantor 3 Country Name** | **Guarantor 3 Asset Verification Level** | **Guarantor 3 Employment Verification Level** | **Guarantor 3 Income Verification Level** | **Guarantor 3 FICO Model Used** | **Guarantor 3 Credit Order Date** | **Guarantor 3 Experian FICO** | **Guarantor 3 Experian FICO Model Used** | **Guarantor 3 Equifax FICO** | **Guarantor 3 Equifax FICO Model Used** | **Guarantor 3 TransUnion FICO** | **Guarantor 3 TransUnion FICO Model Used** | **Guarantor 3 Most Recent Fico Method** | **Guarantor 4 First Name** | **Guarantor 4 Last Name** | **Guarantor 4 Business Ownership Percent** | **Guarantor 4 Recourse Type** | **Guarantor 4 Number of Mortgaged Properties** | **Guarantor 4 Citizenship** | **Guarantor 4 Documentation Used to Determine Legal Residency** | **Guarantor 4 Country Name** | **Guarantor 4 Asset Verification Level** | **Guarantor 4 Employment Verification Level** | **Guarantor 4 Income Verification Level** | **Guarantor 4 FICO Model Used** | **Guarantor 4 Credit Order Date** | **Guarantor 4 Experian FICO** | **Guarantor 4 Experian FICO Model Used** | **Guarantor 4 Equifax FICO** | **Guarantor 4 Equifax FICO Model Used** | **Guarantor 4 TransUnion FICO** | **Guarantor 4 TransUnion FICO Model Used** | **Guarantor 4 Most Recent Fico Method** | **Authorized Signor 1 First Name** | **Authorized Signor 1 Last Name** | **Authorized Signor 2 First Name** | **Authorized Signor 2 Last Name** | **Member 1 First Name** | **Member 1 Last Name** | **Member 1 Documentation Used to Determine Legal Residency** | **Member 1 Credit Order Date** | **Member 1 Experian FICO** | **Member 1 Experian FICO Model Used** | **Member 1 Equifax FICO** | **Member 1 Equifax FICO Model Used** | **Member 1 TransUnion FICO** | **Member 1 TransUnion FICO Model Used** | **Member 1 Asset Verification Level** | **Member 1 Employment Verification Level** | **Member 1 Income Verification Level** | **Member 2 First Name** | **Member 2 Last Name** | **Member 2 Documentation Used to Determine Legal Residency** | **Member 2 Credit Order Date** | **Member 2 Experian FICO** | **Member 2 Experian FICO Model Used** | **Member 2 Equifax FICO** | **Member 2 Equifax FICO Model Used** | **Member 2 TransUnion FICO** | **Member 2 TransUnion FICO Model Used** | **Member 2 Asset Verification Level** | **Member 2 Employment Verification Level** | **Member 2 Income Verification Level** | **Loan Application Date** | **Sales Contract Date** | **Qualifying Home Value for LTV** | **Number of Units** | **Year Built** | **Total Sq Ft** | **Number of Bedrooms** | **Number of Bathrooms** | **Property Condition** | **Acquisition Cost** | **Renovation Cost** | **Effective Gross Income** | **Turnover Costs** | **Repairs and Maintenance** | **Marketing and Leasing Costs** | **Utilities** | **Other Costs** | **Cap Ex Reserve** | **Investment Property Original As Is LTV** | **As Is Value** | **After Repair Value** | **After Repair Value LTV** | **Loan to Cost** | **Original Sales Price** | **Assignment Fee** | **Loan to Purchase Price** | **SBC Occupancy** | **Investment Property Type** | **Has Dutch Interest** | **Interest Reserves Escrowed** | **Guarantor 1 ITIN Flag** | **Guarantor 2 ITIN Flag** | **Guarantor 3 ITIN Flag** | **Guarantor 4 ITIN Flag** |
| XXXX | 4000007643 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $6660.67 |  | 0.080947 |  |  |  |  |  | $6660.67 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1000.00 | $440.17 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | Permanent Resident Alien |  | 712 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | Permanent Resident Alien | Resident Alien Card |  | Level 4-Stated/Verified as defined | 10/06/2022 | 712 | FICO II | 712 | Beacon 5 | 715 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000047455 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1400.00 | Rent on Existing Lease | $1394.88 |  | 0.000000 | 1 |  |  | 1.00 | 1 | $1394.88 |  |  | Yes | 02/01/2024 | 01/31/2025 | 12 | Long Term | $1400.00 | $1400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $18000.00 |  |  | $179.96 | $106.25 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor | 17.16 |  |  | 714 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 09/10/2024 | 793 | FICO II | 714 | Beacon 5 | 680 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 52.308% | XXXX |  |  | 48.125% | XXXX |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000047474 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1250.00 | Rent on Existing Lease | $1243.42 |  | 0.000000 | 0.99 |  |  | 1.01 | 1.01 | $1243.42 |  |  | Yes | 09/01/2023 | 09/01/2024 | 12 | Long Term | $1250.00 | $1495.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $18000.00 |  |  | $179.96 | $106.25 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor | 16.93 |  |  | 714 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 09/10/2024 | 793 | FICO II | 714 | Beacon 5 | 680 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 48.077% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000047470 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1370.00 | Third Party Rental Source | $1366.89 |  | 0.000000 | 1 |  |  | 1.00 | 1 | $1366.89 |  |  | Yes | 09/01/2024 | 09/01/2025 | 12 | Long Term | $1500.00 | $1370.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $18000.00 |  |  | $171.97 | $106.25 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor | 21.98 |  |  | 714 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 09/10/2024 | 793 | FICO II | 714 | Beacon 5 | 680 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 52.988% | XXXX |  |  | 47.534% | XXXX |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000047459 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1250.00 | Rent on Existing Lease | $1249.99 |  | 0.000000 | 1 |  |  | 1.00 | 1 | $1249.99 |  |  | Yes | 07/01/2024 | 07/31/2025 | 13 | Long Term | $1250.00 | $1370.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $18000.00 |  |  | $171.97 | $106.25 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor | 18.45 |  |  | 714 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 09/10/2024 | 793 | FICO II | 714 | Beacon 5 | 680 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 49.900% | XXXX |  |  | 43.490% | XXXX |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000070245 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $11200.00 | Rent on Existing Lease | $11188.96 |  | 0.000000 | 1 |  |  | 1.00 | 1 | $11188.96 |  |  | Yes | 04/01/2025 | 03/31/2026 | 12 | Long Term | $5600.00 | $5600.00 | Yes | 04/01/2025 | 03/31/2026 | 12 | Long Term | $5600.00 | $5600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $96000.00 |  |  | $756.32 | $200.00 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 757 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 03/04/2025 | 757 | Fair Isaac (VER. 2) | 775 | FICO Classic V5 Facta | 740 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000067470 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2700.00 | Third Party Rental Source | $2301.04 |  | 0.000000 | 0.85 |  |  | 1.17 | 1.17 | $2301.04 |  |  | No |  |  |  | Long Term |  | $2700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $41450.00 |  |  | $370.42 | $136.18 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 716 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 03/21/2025 | 748 | Fair Isaac (VER. 2) | 708 | FICO Classic V5 Facta | 716 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 73.662% | XXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000072510 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $8757.89 |  | 0.455676 |  |  |  |  |  | $8757.89 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $441.47 | $46.75 | Level 1-Not Stated/Not Verified |  |  |  | No |  |  |  | 1.80 |  |  | 761 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 3 | US Citizen |  |  | Level 1-Not Stated/Not Verified | Level 3-Stated/Verified as defined | Level 3-Stated/Partially Verified | Classic | 03/04/2025 | 761 | Fair Isaac (VER. 2) | 773 | FICO Classic V5 Facta | 740 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000074113 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3521.66 |  | 0.322173 |  |  |  |  |  | $3521.66 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $560.70 | $75.67 | Level 1-Not Stated/Not Verified |  |  |  | No |  |  |  |  |  |  | 760 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | Level 3-Stated/Verified as defined | Level 3-Stated/Partially Verified | Classic | 04/07/2025 | 760 | Fair Isaac (VER. 2) | 760 | FICO Classic V5 Facta | 758 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000074488 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $7766.29 |  | 0.434606 |  |  |  |  |  | $7766.29 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1154.66 | $305.00 | Level 1-Not Stated/Not Verified |  |  |  | No |  |  |  |  |  |  | 760 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 7 | US Citizen |  |  | Level 4-Stated/Verified as defined | Level 3-Stated/Verified as defined | Level 3-Stated/Partially Verified | Classic | 01/29/2025 | 760 | Fair Isaac (VER. 2) | 760 | FICO Classic V5 Facta | 716 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000072859 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4223.06 |  | 0.384233 |  |  |  |  |  | $4223.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $645.73 | $176.67 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | Non-Permanent Resident Alien |  | 729 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | Non-Permanent Resident Alien | Employment Authorization | United States of America | Level 4-Stated/Verified as defined | 03/27/2025 | 729 | Fair Isaac (VER. 2) | 741 | FICO Classic V5 Facta | 701 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000072699 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2500.00 | Third Party Rental Source | $3943.45 |  | 0.000000 | 1.58 |  |  | 0.63 | 0.63 | $3943.45 |  |  | No |  |  |  | Long Term |  | $2500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $20000.00 |  |  | $902.54 | $135.42 | Level 4-Stated/Verified as defined | No | 1 | 10 | No |  |  | Experienced Investor |  |  |  | 792 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 03/26/2025 | 792 | Fair Isaac (VER. 2) | 764 | Beacon 5 | 799 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 74.194% | XXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000079527 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2900.00 | Third Party Rental Source | $2834.39 |  | 0.000000 | 0.98 |  |  | 1.02 | 1.02 | $2834.39 |  |  | No |  |  |  | Long Term |  | $2900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $57600.00 |  |  | $485.67 | $83.89 | Level 4-Stated/Verified as defined | No | 1 | 7 | No | No |  | Experienced Investor |  | US Citizen |  | 797 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 04/16/2025 | 793 | Fair Isaac (VER. 2) | 797 | FICO Classic V5 Facta | 807 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 61.481% | XXXX |  |  | 62.406% |  |  | 62.406% |  |  |  |  |  |  |  |  |
| XXXX | 4000078605 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2700.00 | Third Party Rental Source | $2351.79 |  | 0.000000 | 0.87 |  |  | 1.15 | 1.15 | $2351.79 |  |  | No |  |  |  | Long Term |  | $1250.00 | No |  |  |  | Long Term |  | $1450.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $84000.00 |  |  | $390.78 | $161.92 | Level 4-Stated/Verified as defined | No | 1 | 9 | No |  |  | Experienced Investor |  |  |  | 745 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 05/01/2025 | 762 | Fair Isaac (VER. 2) | 761 | FICO Classic V5 Facta | 752 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 05/01/2025 | 748 | Fair Isaac (VER. 2) | 600 | FICO Classic V5 Facta | 745 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 73.125% | XXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000079504 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1900.00 | Rent on Existing Lease | $1801.62 |  | 0.000000 | 0.95 |  |  | 1.05 | 1.05 | $1801.62 |  |  | Yes | 04/01/2024 | 03/23/2025 | 11 | Long Term | $1900.00 | $1900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $10800.00 |  |  | $167.26 | $127.24 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | First-Time Investor | 6.03 |  |  | 737 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 04/30/2025 | 718 | Fair Isaac (VER. 2) | 737 | FICO Classic V5 Facta | 749 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000076037 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2725.00 | Third Party Rental Source | $2604.56 |  | 0.000000 | 0.96 |  |  | 1.05 | 1.05 | $2604.56 |  |  | No |  |  |  | Long Term |  | $2725.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $10000.00 |  |  | $453.13 | $71.33 | Level 1-Not Stated/Not Verified | No | 1 | 7 | No |  |  | Experienced Investor |  |  |  | 767 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 51.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 05/06/2025 | 767 | Fair Isaac (VER. 2) | 769 | FICO Classic V5 Facta | 757 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 79.890% | XXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000079398 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2100.00 | Rent on Existing Lease | $1852.16 |  | 0.000000 | 0.88 |  |  | 1.13 | 1.13 | $1852.16 |  |  | Yes | 05/28/2025 | 05/28/2026 | 12 | Long Term | $2100.00 | $2100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $164.00 | $132.58 | Level 1-Not Stated/Not Verified | No | 1 | 2 | No |  |  | Experienced Investor | 0.62 |  |  | 783 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 85.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 05/01/2025 | 783 | Fair Isaac (VER. 2) | 780 | Beacon 5 | 788 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | XXXX |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000077463 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2000.00 | Third Party Rental Source | $1644.43 |  | 0.000000 | 0.82 |  |  | 1.22 | 1.22 | $1644.43 |  |  | No |  |  |  | Long Term |  | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $31800.00 |  |  | $160.66 | $136.33 | Level 1-Not Stated/Not Verified | No | 1 | 5 | No |  |  | Experienced Investor |  |  |  | 791 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 05/06/2025 | 808 | Fair Isaac (VER. 2) | 791 | FICO Classic V5 Facta | 776 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 64.516% | XXXX |  |  | 66.667% |  |  | 66.667% |  |  |  |  |  |  |  |  |
| XXXX | 4000077310 | XXXX |  |  |  |  |  |  | Yes | No | Short Term |  |  |  | $4500.00 | Third Party Rental Source | $3701.04 |  | 0.000000 | 0.82 |  |  | 1.22 | 1.22 | $3701.04 |  |  | No |  |  |  | Short Term |  | $4500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $80000.00 |  |  | $82.41 | $156.92 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor | 1.45 | US Citizen |  | 728 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 04/11/2025 | 728 | Fair Isaac (VER. 2) | 687 | FICO Classic V5 Facta | 730 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | XXXX |  |  | 80.708% | XXXX |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000075303 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4671.09 |  | 0.446130 |  |  |  |  |  | $4671.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $449.94 | $123.58 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 3.29 | US Citizen |  | 707 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 04/24/2025 | 716 | Fair Isaac (VER. 2) | 679 | FICO Classic V5 Facta | 707 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 4 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000079970 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $5500.00 | Third Party Rental Source | $4892.93 |  | 0.000000 | 0.89 |  |  | 1.12 | 1.12 | $4892.93 |  |  | No |  |  |  | Long Term |  | $3500.00 | No |  |  |  | Long Term |  | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | $517.27 | $130.92 | Level 4-Stated/Verified as defined | No | 1 | 6 | No |  |  | Experienced Investor |  |  |  | 721 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Corp | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 04/02/2025 | 715 | Fair Isaac (VER. 2) | 728 | FICO Classic V5 Facta | 721 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 74.528% | XXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000081995 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5220.30 |  | 0.390642 |  |  |  |  |  | $5220.30 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1244.13 | $118.33 | Level 1-Not Stated/Not Verified |  |  |  | No |  |  |  |  |  |  | 747 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Corp | Business Entity | Unemployed |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 3 | Non-Permanent Resident Alien | Resident Alien Card |  | Level 4-Stated/Verified as defined | Level 3-Stated/Verified as defined | Level 3-Stated/Partially Verified | Classic | 05/08/2025 | 731 | Fair Isaac (VER. 2) | 763 | FICO Classic V5 Facta | 747 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000081761 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2161.46 |  | 0.467390 |  |  |  |  |  | $2161.46 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $136.53 | $184.76 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 0.53 | US Citizen | US Citizen | 695 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 6 | US Citizen |  |  | Level 4-Stated/Verified as defined | 05/12/2025 | 684 | Fair Isaac (VER. 2) | 695 | FICO Classic V5 Facta | 723 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 6 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 05/12/2025 | 670 | Fair Isaac (VER. 2) | 697 | FICO Classic V5 Facta | 714 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000084093 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2050.30 |  | 0.463206 |  |  |  |  |  | $2050.30 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $350.16 | $133.69 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | Non-Permanent Resident Alien |  | 803 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | Non-Permanent Resident Alien | Employment Authorization |  | Level 4-Stated/Verified as defined | 07/14/2025 | 803 | Fair Isaac (VER. 2) | 811 | FICO Classic V5 Facta | 800 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000086086 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3200.00 | Third Party Rental Source | $3075.31 |  | 0.000000 | 0.96 |  |  | 1.04 | 1.04 | $3075.31 |  |  | No |  |  |  | Long Term |  | $3200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $60500.00 |  |  | $660.45 | $287.83 | Level 4-Stated/Verified as defined | No | 1 | 6 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 754 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 06/23/2025 | 842 | Fair Isaac (VER. 2) | 799 | FICO Classic V5 Facta | 811 | FICO Risk Score Classic 04 | Individual | Trustee |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 06/23/2025 | 769 | Fair Isaac (VER. 2) | 754 | FICO Classic V5 Facta | 746 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 46.154% | XXXX |  |  | 47.619% |  |  | 47.619% |  |  |  |  |  |  |  |  |
| XXXX | 4000086095 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $5600.00 | Rent on Existing Lease | $5500.66 |  | 0.000000 | 0.98 |  |  | 1.02 | 1.02 | $5500.66 |  |  | Yes | 09/01/2024 | 08/31/2025 | 12 | Long Term | $2800.00 | $2800.00 | Yes | 12/12/2024 | 11/30/2025 | 11 | Long Term | $2800.00 | $2800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $171120.00 |  |  | $1089.14 | $215.67 | Level 1-Not Stated/Not Verified | No | 1 | 4 | No |  |  | Experienced Investor |  |  |  | 783 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 05/20/2025 | 814 | Fair Isaac (VER. 2) | 783 | FICO Classic V5 Facta | 779 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000082663 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4700.00 | Third Party Rental Source | $8313.00 |  | 0.000000 | 1.77 |  |  | 0.57 | 0.57 | $8313.00 |  |  | No |  |  |  | Long Term |  | $4700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $264000.00 |  |  | $1613.86 | $254.42 | Level 3-Stated/Partially Verified | No | 1 | 8 | No | No |  | Experienced Investor |  | US Citizen |  | 801 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified | 07/01/2025 | 801 | Fair Isaac (VER. 2) | 792 | FICO Classic V5 Facta | 807 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 66.393% | XXXX |  |  | 66.942% |  |  | 66.942% |  |  |  |  |  |  |  |  |
| XXXX | 4000085877 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3000.00 | Third Party Rental Source | $3952.99 |  | 0.000000 | 1.32 |  |  | 0.76 | 0.76 | $3952.99 |  |  | No |  |  |  | Long Term |  | $3000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $116000.00 |  |  | $866.55 | $156.50 | Level 1-Not Stated/Not Verified | No | 1 | 5 | No |  |  | Experienced Investor |  |  |  | 723 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 07/01/2025 | 751 | Fair Isaac (VER. 2) | 782 | FICO Classic V5 Facta | 782 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 07/01/2025 | 751 | Fair Isaac (VER. 2) | 697 | FICO Classic V5 Facta | 723 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 74.286% | XXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000082532 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5597.76 |  | 0.285360 |  |  |  |  |  | $5597.76 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $928.94 | $323.77 | Level 4-Stated/Verified as defined |  |  |  | No |  |  |  |  |  |  | 734 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | Level 3-Stated/Verified as defined | Level 3-Stated/Partially Verified | Classic | 06/24/2025 | 734 | Fair Isaac (VER. 2) | 725 | Beacon 5 | 745 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000086035 | XXXX |  |  |  |  |  |  | Yes | No | Short Term |  |  |  | $2306.25 | Third Party Rental Source | $2650.66 |  | 0.000000 | 1.15 |  |  | 0.87 | 0.87 | $2650.66 |  |  | No |  |  |  | Short Term |  | $2306.25 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $539.23 | $377.34 | Level 3-Stated/Partially Verified | No | 1 | 7 | No |  |  | Experienced Investor | 0.85 |  |  | 722 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 75.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 06/25/2025 | 722 | Fair Isaac (VER. 2) | 722 | Beacon 5 | 729 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | XXXX |  |  | 104.478% | XXXX |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000086486 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2157.00 | Third Party Rental Source | $1791.22 |  | 0.000000 | 0.83 |  |  | 1.20 | 1.2 | $1791.22 |  |  | No |  |  |  | Long Term |  | $2157.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $116.90 | $78.77 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No |  | Experienced Investor | 2.39 | US Citizen |  | 701 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 05/16/2025 | 731 | Fair Isaac (VER. 2) | 701 | FICO Classic V5 Facta | 698 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 58.376% | XXXX |  |  | 61.333% | XXXX |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000082172 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2600.00 | Rent on Existing Lease | $2013.73 |  | 0.000000 | 0.77 |  |  | 1.29 | 1.29 | $2013.73 |  |  | Yes | 08/01/2025 | 08/01/2026 | 12 | Long Term | $1400.00 | $1400.00 | Yes | 03/13/2020 | 03/31/2021 | 12 | Long Term | $1200.00 | $1350.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $453.64 | $72.58 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor | 20.18 | US Citizen |  | 675 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 06/24/2025 | 669 | Fair Isaac (VER. 2) | 688 | FICO Classic V5 Facta | 675 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 60.000% | XXXX |  |  | 113.143% | XXXX |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000085587 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2700.00 | Third Party Rental Source | $2483.02 |  | 0.000000 | 0.92 |  |  | 1.09 | 1.09 | $2483.02 |  |  | No |  |  |  | Long Term |  | $2700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $32990.00 |  |  | $432.31 | $139.67 | Level 3-Stated/Partially Verified | No | 1 | 16 | No | No |  | Experienced Investor |  | US Citizen |  | 764 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 07/09/2025 | 764 | Fair Isaac (VER. 2) | 778 | FICO Classic V5 Facta | 725 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 59.867% | XXXX |  |  | 60.000% |  |  | 60.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000082545 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4200.00 | Third Party Rental Source | $2130.66 |  | 0.000000 | 0.51 |  |  | 1.97 | 1.97 | $2130.66 |  |  | Yes | 07/01/2025 | 08/01/2026 | 13 | Long Term | $1700.00 | $1100.00 | No |  |  |  | Long Term |  | $900.00 | No |  |  |  | Long Term |  | $1100.00 | No |  |  |  | Long Term |  | $1100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $554.40 | $229.58 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 705 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 06/17/2025 | 736 | Fair Isaac (VER. 2) | 705 | FICO Classic V5 Facta | 695 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 4 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 54.167% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000086286 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4900.00 | Third Party Rental Source | $7954.21 |  | 0.000000 | 1.62 |  |  | 0.62 | 0.62 | $7954.21 |  |  | Yes | 03/20/2025 | 01/31/2026 | 10 | Long Term | $6500.00 | $4900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $47800.00 |  |  | $1144.77 | $160.44 | Level 4-Stated/Verified as defined | No | 1 | 22 | No |  |  | Experienced Investor | 0.58 |  |  | 754 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 04/24/2025 | 718 | Fair Isaac (VER. 2) | 754 | FICO Classic V5 Facta | 768 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 64.992% | XXXX |  |  | 67.460% | XXXX |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000087125 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3800.00 | Third Party Rental Source | $4424.99 |  | 0.000000 | 1.16 |  |  | 0.86 | 0.86 | $4424.99 |  |  | No |  |  |  | Long Term |  | $3800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $49000.00 |  |  | $1077.83 | $540.00 | Level 4-Stated/Verified as defined | No | 1 | 17 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 713 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/08/2025 | 696 | Fair Isaac (VER. 2) | 726 | FICO Classic V5 Facta | 781 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/08/2025 | 727 | Fair Isaac (VER. 2) | 676 | FICO Classic V5 Facta | 713 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 42.069% | XXXX |  |  | 42.510% |  |  | 42.510% |  |  |  |  |  |  |  |  |
| XXXX | 4000084136 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $7000.00 | Third Party Rental Source | $9278.43 |  | 0.000000 | 1.33 |  |  | 0.75 | 0.75 | $9278.43 |  |  | No |  |  |  | Long Term |  | $7000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $48000.00 |  |  | $2505.50 | $777.24 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor |  | US Citizen |  | 716 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 06/19/2025 | 738 | Fair Isaac (VER. 2) | 716 | FICO Classic V5 Facta | 680 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 50.000% | XXXX |  |  | 50.000% |  |  | 50.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000085499 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2450.00 | Rent on Existing Lease | $2390.00 |  | 0.000000 | 0.98 |  |  | 1.03 | 1.03 | $2390.00 |  |  | Yes | 06/01/2024 | 05/31/2025 | 12 | Long Term | $2450.00 | $3000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $35000.00 |  |  | $505.24 | $79.58 | Level 1-Not Stated/Not Verified | No | 0 | 2 | No |  |  | Experienced Investor |  |  |  | 782 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 06/11/2025 | 782 | Fair Isaac (VER. 2) | 768 | FICO Classic V5 Facta | 785 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 73.043% | XXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000087669 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1895.00 | Third Party Rental Source | $1997.50 |  | 0.000000 | 1.05 |  |  | 0.95 | 0.95 | $1997.50 |  |  | Yes | 05/27/2025 | 06/26/2025 | 1 | Long Term | $2000.00 | $1895.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $32500.00 |  |  | $58.42 | $90.00 | Level 4-Stated/Verified as defined | No | 1 | 9 | No | No |  | Experienced Investor | 5.64 | US Citizen |  | 738 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 06/25/2025 | 738 | Fair Isaac (VER. 2) | 753 | FICO Classic V5 Facta | 714 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | XXXX |  |  | 159.898% | XXXX |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000086411 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4000.00 | Third Party Rental Source | $3799.22 |  | 0.000000 | 0.95 |  |  | 1.05 | 1.05 | $3799.22 |  |  | No |  |  |  | Long Term |  | $4000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $25000.00 |  |  | $804.65 | $81.83 | Level 4-Stated/Verified as defined | No | 1 | 10 | No | No |  | Experienced Investor |  | US Citizen |  | 822 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/28/2025 | 824 | FICO II | 813 | Beacon 5 | 822 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 49.740% | XXXX |  |  | 50.000% |  |  | 50.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000086234 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2500.00 | Third Party Rental Source | $2789.06 |  | 0.000000 | 1.12 |  |  | 0.90 | 0.9 | $2789.06 |  |  | No |  |  |  | Long Term |  | $2500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $20000.00 |  |  | $219.84 | $214.32 | Level 2-Stated/Not Verified | No | 1 | 5 | No | No |  | Experienced Investor |  | US Citizen |  | 776 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 2-Stated/Not Verified | 05/01/2025 | 782 | Fair Isaac (VER. 2) | 776 | Beacon 5 | 756 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000086566 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4900.00 | Third Party Rental Source | $4213.81 |  | 0.000000 | 0.86 |  |  | 1.16 | 1.16 | $4213.81 |  |  | No |  |  |  | Long Term |  | $4900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $201000.00 |  |  | $1354.17 | $231.92 | Level 4-Stated/Verified as defined | No | 1 | 11 | No | No |  | Experienced Investor |  | US Citizen |  | 741 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/14/2025 | 741 | Fair Isaac (VER. 2) | 716 | FICO Classic V5 Facta | 751 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 29.630% | XXXX |  |  | 30.769% |  |  | 30.769% |  |  |  |  |  |  |  |  |
| XXXX | 4000086503 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1900.00 | Third Party Rental Source | $2172.98 |  | 0.000000 | 1.14 |  |  | 0.87 | 0.87 | $2172.98 |  |  | No |  |  |  | Long Term |  | $1900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $29500.00 |  |  | $690.96 | $91.68 | Level 1-Not Stated/Not Verified | No | 1 | 10 | No |  |  | Experienced Investor |  |  |  | 741 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 07/17/2025 | 704 | Fair Isaac (VER. 2) | 741 | FICO Classic V5 Facta | 744 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 79.200% | XXXX |  |  | 79.200% |  |  | 79.200% |  |  |  |  |  |  |  |  |
| XXXX | 4000086842 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3388.41 |  | 0.499398 |  |  |  |  |  | $3388.41 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $419.61 | $73.92 | Level 3-Stated/Partially Verified |  |  |  | No | No | No |  |  | Permanent Resident Alien | US Citizen | 765 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | Permanent Resident Alien | Resident Alien Card |  | Level 3-Stated/Partially Verified | 06/16/2025 | 781 | Fair Isaac (VER. 2) | 733 | FICO Classic V5 Facta | 765 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 06/16/2025 | 792 | Fair Isaac (VER. 2) | 778 | FICO Classic V5 Facta | 781 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000085670 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2992.27 |  | 0.390622 |  |  |  |  |  | $2992.27 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $817.71 | $112.12 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 802 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Retired |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/15/2025 | 808 | Fair Isaac | 800 | Beacon 5 | 812 | FICO Risk Score Classic 04 | Individual | Individual | Retired |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/15/2025 | 802 | Fair Isaac | 815 | Beacon 5 | 796 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000086115 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $5130.00 | Third Party Rental Source | $6186.91 |  | 0.000000 | 1.21 |  |  | 0.83 | 0.83 | $6186.91 |  |  | No |  |  |  | Long Term |  | $5130.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $105000.00 |  |  | $983.92 | $147.25 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No |  | Experienced Investor |  | US Citizen |  | 710 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/03/2025 | 710 | Fair Isaac (VER. 2) | 696 | FICO Classic V5 Facta | 715 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 73.939% | XXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000086454 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5176.72 |  | 0.093661 |  |  |  |  |  | $5176.72 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $517.57 | $279.98 | Level 1-Not Stated/Not Verified |  |  |  | No |  |  |  |  |  |  | 769 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 84.00% | Full Recourse | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | Level 3-Stated/Verified as defined | Level 3-Stated/Partially Verified | Classic | 07/07/2025 | 739 | Fair Isaac (VER. 2) | 769 | FICO Classic V5 Facta | 774 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000088654 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2500.00 | Rent on Existing Lease | $1719.83 |  | 0.000000 | 0.69 |  |  | 1.45 | 1.45 | $1719.83 |  |  | Yes | 08/01/2024 | 07/25/2025 | 11 | Long Term | $2500.00 | $3000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $58300.00 |  |  | $404.31 | $102.83 | Level 4-Stated/Verified as defined | No | 1 | 3 | No |  |  | Experienced Investor |  |  |  | 762 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 08/04/2025 | 769 | Fair Isaac (VER. 2) | 740 | FICO Classic V5 Facta | 762 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 66.667% | XXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000086536 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2200.00 | Third Party Rental Source | $1883.56 |  | 0.000000 | 0.86 |  |  | 1.17 | 1.17 | $1883.56 |  |  | No |  |  |  | Long Term |  | $2200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $55000.00 |  |  | $361.87 | $94.75 | Level 1-Not Stated/Not Verified | No | 1 | 5 | No |  |  | Experienced Investor |  |  |  | 708 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | Permanent Resident Alien |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | 08/11/2025 | 708 | FICO II | 693 | Beacon 5 | 722 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 08/08/2025 | 768 | FICO II | 794 | Beacon 5 | 769 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 74.264% | XXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000085973 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2900.00 | Third Party Rental Source | $3721.52 |  | 0.000000 | 1.28 |  |  | 0.78 | 0.78 | $3721.52 |  |  | No |  |  |  | Long Term |  | $2900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $17500.00 |  |  | $416.11 | $610.54 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor |  | US Citizen |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/08/2025 | 779 | Fair Isaac (VER. 2) | 767 | Beacon 5 | 778 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 48.662% | XXXX |  |  | 56.338% |  |  | 56.338% |  |  |  |  |  |  |  |  |
| XXXX | 4000086996 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3200.00 | Third Party Rental Source | $2461.08 |  | 0.000000 | 0.77 |  |  | 1.30 | 1.3 | $2461.08 |  |  | Yes | 03/10/2024 | 03/31/2026 | 24 | Long Term | $1650.00 | $1600.00 | Yes | 03/10/2024 | 03/31/2026 | 24 | Long Term | $1650.00 | $1600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $280.55 | $122.25 | Level 3-Stated/Partially Verified | No | 1 | 25 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 788 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 07/14/2025 | 804 | Fair Isaac (VER. 2) | 770 | FICO Classic V5 Facta | 793 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 07/14/2025 | 786 | Fair Isaac (VER. 2) | 788 | FICO Classic V5 Facta | 800 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 73.661% | XXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000085242 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2642.40 |  | 0.439038 |  |  |  |  |  | $2642.40 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $417.87 | $229.25 | Level 2-Stated/Not Verified |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 798 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 2-Stated/Not Verified | 08/06/2025 | 794 | FICO II | 808 | Beacon 5 | 798 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/06/2025 | 798 | FICO II | 793 | Beacon 5 | 805 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000087355 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2977.72 |  | 0.077776 |  |  |  |  |  | $2977.72 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $571.88 | $156.67 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 768 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/30/2025 | 785 | FICO II | 750 | Beacon 5 | 768 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000083158 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3700.00 | Third Party Rental Source | $3561.78 |  | 0.000000 | 0.96 |  |  | 1.04 | 1.04 | $3561.78 |  |  | No |  |  |  | Long Term |  | $3700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $40000.00 |  |  | $471.25 | $293.61 | Level 4-Stated/Verified as defined | No | 1 | 6 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 756 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 06/27/2025 | 756 | Fair Isaac (VER. 2) | 749 | FICO Classic V5 Facta | 760 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 06/27/2025 | 780 | Fair Isaac (VER. 2) | 762 | FICO Classic V5 Facta | 760 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 61.194% | XXXX |  |  | 63.077% |  |  | 63.077% |  |  |  |  |  |  |  |  |
| XXXX | 4000085391 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3430.52 |  | 0.465888 |  |  |  |  |  | $3430.52 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $129.37 | $197.25 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 2.15 | US Citizen |  | 783 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | 05/09/2025 | 775 | Fair Isaac (VER. 2) | 791 | FICO Classic V5 Facta | 783 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 3 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000087528 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2700.00 | Third Party Rental Source | $2524.24 |  | 0.000000 | 0.93 |  |  | 1.07 | 1.07 | $2524.24 |  |  | No |  |  |  | Long Term |  | $2700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $362.74 | $91.83 | Level 3-Stated/Partially Verified | No | 1 | 5 | No | No |  | Experienced Investor |  | US Citizen |  | 741 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 06/20/2025 | 741 | Fair Isaac (VER. 2) | 722 | Beacon 5 | 763 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 79.570% | XXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000087229 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1450.00 | Third Party Rental Source | $1270.46 |  | 0.000000 | 0.88 |  |  | 1.14 | 1.14 | $1270.46 |  |  | No |  |  |  | Long Term |  | $1450.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $176.86 | $60.00 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor |  |  |  | 780 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 08/14/2025 | 765 | Fair Isaac (VER. 2) | 780 | FICO Classic V5 Facta | 787 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 79.164% | XXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000086567 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2000.00 | Third Party Rental Source | $1996.74 |  | 0.000000 | 1 |  |  | 1.00 | 1 | $1996.74 |  |  | No |  |  |  | Long Term |  | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $120.34 | $125.08 | Level 4-Stated/Verified as defined | No | 1 | 7 | No | No |  | Experienced Investor |  | Permanent Resident Alien |  | 714 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | 08/08/2025 | 706 | Fair Isaac (VER. 2) | 714 | FICO Classic V5 Facta | 740 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 71.720% | XXXX |  |  | 74.980% |  |  | 74.980% |  |  |  |  |  |  |  |  |
| XXXX | 4000087828 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1900.00 | Third Party Rental Source | $2204.26 |  | 0.000000 | 1.16 |  |  | 0.86 | 0.86 | $2204.26 |  |  | No |  |  |  | Long Term |  | $1900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $15000.00 |  |  | $399.24 | $114.67 | Level 4-Stated/Verified as defined | No | 1 | 5 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 750 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/15/2025 | 749 | FICO II | 750 | Beacon 5 | 759 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/15/2025 | 770 | FICO II | 796 | Beacon 5 | 820 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 74.503% | XXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000090122 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2800.00 | Third Party Rental Source | $2749.18 |  | 0.000000 | 0.98 |  |  | 1.02 | 1.02 | $2749.18 |  |  | No |  |  |  | Long Term |  | $2800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $31240.00 |  |  | $573.35 | $129.50 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No |  | Experienced Investor |  | US Citizen |  | 811 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/15/2025 | 831 | Fair Isaac (VER. 2) | 809 | FICO Classic V5 Facta | 811 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | XXXX |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000090132 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2300.00 | Third Party Rental Source | $2171.90 |  | 0.000000 | 0.94 |  |  | 1.06 | 1.06 | $2171.90 |  |  | No |  |  |  | Long Term |  | $2300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $13800.00 |  |  | $547.32 | $144.42 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 726 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/29/2025 | 726 | Fair Isaac (VER. 2) | 729 | FICO Classic V5 Facta | 716 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 65.821% | XXXX |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000088442 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2500.00 | Third Party Rental Source | $2484.21 |  | 0.000000 | 0.99 |  |  | 1.01 | 1.01 | $2484.21 |  |  | Yes | 02/26/2025 | 02/26/2026 | 12 | Long Term | $3000.00 | $2500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $39800.00 |  |  | $550.59 | $97.50 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor | 3.95 | US Citizen |  | 672 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/30/2025 | 658 | Fair Isaac (VER. 2) | 672 | FICO Classic V5 Facta | 683 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 65.000% | XXXX |  |  | 93.167% | XXXX |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000087278 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3500.00 | Third Party Rental Source | $2993.25 |  | 0.000000 | 0.86 |  |  | 1.17 | 1.17 | $2993.25 |  |  | No |  |  |  | Long Term |  | $3500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $69800.00 |  |  | $683.41 | $146.79 | Level 4-Stated/Verified as defined | No | 1 | 3 | No |  |  | Experienced Investor |  |  |  | 776 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 08/01/2025 | 776 | Fair Isaac (VER. 2) | 787 | FICO Classic V5 Facta | 761 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 39.872% | XXXX |  |  | 42.544% |  |  | 42.544% |  |  |  |  |  |  |  |  |
| XXXX | 4000087195 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1900.00 | Third Party Rental Source | $1815.39 |  | 0.000000 | 0.96 |  |  | 1.05 | 1.05 | $1815.39 |  |  | Yes | 03/01/2025 | 02/28/2026 | 12 | Long Term | $2500.00 | $1900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $18230.00 |  |  | $227.61 | $172.19 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor | 8.89 | US Citizen |  | 678 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 06/30/2025 | 651 | Fair Isaac (VER. 2) | 697 | Beacon 5 | 678 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 64.516% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000085187 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2050.00 | Rent on Existing Lease | $1332.99 |  | 0.000000 | 0.65 |  |  | 1.54 | 1.54 | $1332.99 |  |  | Yes | 06/01/2025 | 03/03/2026 | 9 | Long Term | $2050.00 | $2150.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $27693.00 |  |  | $188.53 | $73.25 | Level 1-Not Stated/Not Verified | No | 1 | 6 | No |  |  | Experienced Investor | 1.15 |  |  | 739 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 07/21/2025 | 744 | Fair Isaac (VER. 2) | 739 | Beacon 5 | 728 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 45.429% | XXXX |  |  | 83.684% | XXXX |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000088548 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1300.00 | Third Party Rental Source | $1219.03 |  | 0.000000 | 0.94 |  |  | 1.07 | 1.07 | $1219.03 |  |  | No |  |  |  | Long Term |  | $1300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $108.33 | $46.42 | Level 3-Stated/Partially Verified | No | 1 | 8 | No | No |  | Experienced Investor |  | US Citizen |  | 794 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 08/14/2025 | 807 | Fair Isaac (VER. 2) | 786 | FICO Classic V5 Facta | 794 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000087332 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $6300.00 | Third Party Rental Source | $8336.95 |  | 0.000000 | 1.32 |  |  | 0.76 | 0.76 | $8336.95 |  |  | No |  |  |  | Long Term |  | $6300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $977.11 | $86.33 | Level 2-Stated/Not Verified | No | 1 | 8 | No | No |  | Experienced Investor |  | US Citizen |  | 730 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 2-Stated/Not Verified | 07/02/2025 | 730 | Fair Isaac (VER. 2) | 725 | FICO Classic V5 Facta | 750 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 72.062% | XXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000086958 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4600.00 | Third Party Rental Source | $4340.00 |  | 0.000000 | 0.94 |  |  | 1.06 | 1.06 | $4340.00 |  |  | No |  |  |  | Long Term |  | $4600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $803.00 | $87.08 | Level 3-Stated/Partially Verified | No | 1 | 1 | No | No |  | First-Time Investor |  | Permanent Resident Alien |  | 722 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Permanent Resident Alien |  |  | Level 3-Stated/Partially Verified | 07/21/2025 | 722 | Fair Isaac (VER. 2) | 729 | FICO Classic V5 Facta | 711 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 71.871% | XXXX |  |  | 74.000% |  |  | 74.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000085411 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3568.23 |  | 0.201594 |  |  |  |  |  | $3568.23 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $485.54 | $370.25 | Level 1-Not Stated/Not Verified |  |  |  | No |  |  |  |  |  |  | 775 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified | Level 3-Stated/Verified as defined | Level 5-Stated/Verified as defined | Classic | 07/25/2025 | 788 | Fair Isaac (VER. 2) | 775 | Beacon 5 | 744 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 3 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000089797 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1750.00 | Rent on Existing Lease | $1134.87 |  | 0.000000 | 0.65 |  |  | 1.54 | 1.54 | $1134.87 |  |  | Yes | 08/01/2025 | 07/31/2026 | 12 | Long Term | $1750.00 | $1750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $140.00 | $58.75 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor | 5.55 |  |  | 775 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 07/07/2025 | 784 | Fair Isaac (VER. 2) | 775 | Beacon 5 | 763 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000086962 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1796.93 |  | 0.368711 |  |  |  |  |  | $1796.93 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $15.58 | $206.22 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 748 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/11/2025 | 799 | Fair Isaac (VER. 2) | 790 | Beacon 5 | 780 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/11/2025 | 787 | Fair Isaac (VER. 2) | 748 | Beacon 5 | 746 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000088668 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $8500.00 | Rent on Existing Lease | $8390.00 |  | 0.000000 | 0.99 |  |  | 1.01 | 1.01 | $8390.00 |  |  | Yes | 01/11/2025 | 01/10/2026 | 12 | Long Term | $8500.00 | $8500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $102000.00 |  |  | $260.02 | $246.83 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No | No | Experienced Investor | 48.21 | US Citizen | US Citizen | 684 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/31/2025 | 684 | FICO II | 693 | Beacon 5 | 672 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/01/2025 | 821 | FICO II | 803 | Beacon 5 | 790 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 52.174% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000086285 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4000.00 | Rent on Existing Lease | $5287.56 |  | 0.000000 | 1.32 |  |  | 0.76 | 0.76 | $5287.56 |  |  | Yes | 07/26/2025 | 07/26/2026 | 12 | Long Term | $4000.00 | $4000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $562.71 | $146.66 | Level 4-Stated/Verified as defined | No | 1 | 6 | No | No |  | Experienced Investor | 1.08 | US Citizen |  | 731 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 06/25/2025 | 725 | Fair Isaac (VER. 2) | 747 | FICO Classic V5 Facta | 731 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | XXXX |  |  | 70.892% | XXXX |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000086101 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3615.81 |  | 0.423672 |  |  |  |  |  | $3615.81 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $596.75 | $167.35 | Level 3-Stated/Partially Verified |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 713 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified | 05/01/2025 | 713 | Fair Isaac (VER. 2) | 676 | Beacon 5 | 717 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 05/01/2025 | 700 | Fair Isaac (VER. 2) | 750 | Beacon 5 | 732 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000088229 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2750.00 | Third Party Rental Source | $2396.61 |  | 0.000000 | 0.87 |  |  | 1.15 | 1.15 | $2396.61 |  |  | Yes | 09/01/2025 | 09/01/2027 | 24 | Long Term | $2800.00 | $2750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $35300.00 |  |  | $281.23 | $85.50 | Level 1-Not Stated/Not Verified | No | 1 | 2 | No |  |  | Experienced Investor | 0.24 |  |  | 758 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 06/30/2025 | 752 | Fair Isaac (VER. 2) | 727 | FICO Classic V5 Facta | 725 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 06/30/2025 | 758 | Fair Isaac (VER. 2) | 755 | FICO Classic V5 Facta | 777 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 67.273% | XXXX |  |  | 107.636% | XXXX |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000087651 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1450.00 | Rent on Existing Lease | $1905.91 |  | 0.000000 | 1.31 |  |  | 0.76 | 0.76 | $1905.91 |  |  | Yes | 02/01/2019 | 02/28/2023 | 49 | Long Term | $1450.00 | $2050.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $33200.00 |  |  | $241.12 | $72.25 | Level 4-Stated/Verified as defined | No | 1 | 8 | No | No |  | Experienced Investor | 7.08 | US Citizen |  | 798 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/22/2025 | 818 | Fair Isaac (VER. 2) | 798 | Beacon 5 | 780 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 62.500% | XXXX |  |  | 97.826% | XXXX |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000086854 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $5175.00 | Rent on Existing Lease | $4658.30 |  | 0.000000 | 0.9 |  |  | 1.11 | 1.11 | $4658.30 |  |  | Yes | 10/01/2024 | 10/01/2025 | 12 | Long Term | $1300.00 | $1600.00 | Yes | 11/01/2024 | 10/31/2025 | 12 | Long Term | $1450.00 | $1600.00 | Yes | 11/01/2024 | 10/31/2025 | 12 | Long Term | $1400.00 | $1600.00 | Yes | 11/01/2017 | 10/31/2018 | 12 | Long Term | $1025.00 | $1600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $86800.00 |  |  | $1055.99 | $317.67 | Level 3-Stated/Partially Verified | No | 1 | 5 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 732 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 07/18/2025 | 732 | Fair Isaac (VER. 2) | 744 | Beacon 5 | 716 | FICO Risk Score Classic 04 | Individual | Trustee |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 07/18/2025 | 744 | Fair Isaac (VER. 2) | 749 | Beacon 5 | 725 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 4 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 48.170% | XXXX |  |  | 49.322% |  |  | 49.322% |  |  |  |  |  |  |  |  |
| XXXX | 4000089323 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1640.00 | Third Party Rental Source | $1798.31 |  | 0.000000 | 1.1 |  |  | 0.91 | 0.91 | $1798.31 |  |  | No |  |  |  | Long Term |  | $1640.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $29400.00 |  |  | $207.88 | $94.75 | Level 4-Stated/Verified as defined | No | 1 | 8 | No | No |  | Experienced Investor |  | US Citizen |  | 727 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/22/2025 | 727 | Fair Isaac (VER. 2) | 763 | Beacon 5 | 673 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 73.918% | XXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000090170 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2400.00 | Third Party Rental Source | $1556.28 |  | 0.000000 | 0.65 |  |  | 1.54 | 1.54 | $1556.28 |  |  | Yes | 04/16/2025 | 04/16/2026 | 12 | Long Term | $1600.00 | $1150.00 | Yes | 07/01/2025 | 07/01/2026 | 12 | Long Term | $1250.00 | $1250.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $180.01 | $113.17 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | First-Time Investor | 0.81 |  |  | 749 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 81.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 07/30/2025 | 771 | Fair Isaac (VER. 2) | 749 | FICO Classic V5 Facta | 735 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  | 243.506% | XXXX |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000086079 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5404.18 |  | 0.485783 |  |  |  |  |  | $5404.18 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1682.13 | $183.08 | Level 4-Stated/Verified as defined |  |  |  | No |  |  |  | 6.76 |  |  | 735 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified | Level 3-Stated/Verified as defined | Level 5-Stated/Verified as defined | Classic | 07/25/2025 | 735 | Fair Isaac (VER. 2) | 760 | FICO Classic V5 Facta | 730 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000087326 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $7016.60 |  | 0.428118 |  |  |  |  |  | $7016.60 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1896.31 | $169.92 | Level 3-Stated/Partially Verified |  |  |  | No | No | No |  | 8.32 | US Citizen | US Citizen | 796 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 4 | US Citizen |  |  | Level 3-Stated/Partially Verified | 08/04/2025 | 781 | Fair Isaac (VER. 2) | 796 | FICO Classic V5 Facta | 798 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 4 | US Citizen |  |  | Level 3-Stated/Partially Verified | 08/04/2025 | 806 | Fair Isaac (VER. 2) | 798 | FICO Classic V5 Facta | 778 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000087512 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $7500.00 | Third Party Rental Source | $4666.26 |  | 0.000000 | 0.62 |  |  | 1.61 | 1.61 | $4666.26 |  |  | No |  |  |  | Long Term |  | $3750.00 | No |  |  |  | Long Term |  | $3750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $180000.00 |  |  | $1226.31 | $115.08 | Level 3-Stated/Partially Verified | No | 1 | 1 | No | No |  | Experienced Investor |  | Permanent Resident Alien |  | 813 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Permanent Resident Alien |  |  | Level 3-Stated/Partially Verified | 06/11/2025 | 820 | Fair Isaac (VER. 2) | 813 | FICO Classic V5 Facta | 812 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 36.000% | XXXX |  |  | 36.000% |  |  | 36.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000086521 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5156.88 |  | 0.134693 |  |  |  |  |  | $5156.88 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $607.75 | $549.62 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 747 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/11/2025 | 747 | Fair Isaac (VER. 2) | 747 | Beacon 5 | 755 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000089714 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2250.00 | Third Party Rental Source | $1626.60 |  | 0.000000 | 0.72 |  |  | 1.38 | 1.38 | $1626.60 |  |  | No |  |  |  | Long Term |  | $2250.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $13500.00 |  |  | $485.00 | $43.75 | Level 3-Stated/Partially Verified | No | 1 | 1 | No | No |  | First-Time Investor |  | US Citizen |  | 742 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 04/27/2025 | 741 | Fair Isaac (VER. 2) | 742 | FICO Classic V5 Facta | 745 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 58.824% | XXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000086215 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2900.00 | Multiple Sources | $3056.66 |  | 0.000000 | 1.05 |  |  | 0.95 | 0.95 | $3056.66 |  |  | No |  |  |  | Long Term |  | $1650.00 | Yes | 08/19/2025 | 08/19/2026 | 12 | Long Term | $1250.00 | $1500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $331.68 | $182.67 | Level 3-Stated/Partially Verified | No | 1 | 17 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 733 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 07/29/2025 | 733 | Fair Isaac (VER. 2) | 768 | FICO Classic V5 Facta | 731 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/29/2025 | 736 | Fair Isaac (VER. 2) | 765 | FICO Classic V5 Facta | 779 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 69.479% | XXXX |  |  | 69.730% |  |  | 69.730% |  |  |  |  |  |  |  |  |
| XXXX | 4000088248 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3300.00 | Third Party Rental Source | $2811.27 |  | 0.000000 | 0.85 |  |  | 1.17 | 1.17 | $2811.27 |  |  | No |  |  |  | Long Term |  | $3300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $44400.00 |  |  | $1084.70 | $141.89 | Level 4-Stated/Verified as defined | No | 1 | 8 | No | No |  | Experienced Investor |  | US Citizen |  | 777 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/07/2025 | 776 | Fair Isaac (VER. 2) | 777 | FICO Classic V5 Facta | 777 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 42.389% | XXXX |  |  | 44.898% |  |  | 44.898% |  |  |  |  |  |  |  |  |
| XXXX | 4000084775 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1650.00 | Rent on Existing Lease | $1422.28 |  | 0.000000 | 0.86 |  |  | 1.16 | 1.16 | $1422.28 |  |  | Yes | 08/01/2025 | 08/01/2027 | 24 | Long Term | $800.00 | $1000.00 | Yes | 08/01/2025 | 08/01/2027 | 24 | Long Term | $850.00 | $1000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $93600.00 |  |  | $274.38 | $135.75 | Level 4-Stated/Verified as defined | No | 1 | 7 | No | No |  | Experienced Investor | 1.61 | US Citizen |  | 662 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/15/2025 | 662 | Fair Isaac (VER. 2) | 662 | Beacon 5 | 694 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 39.178% | XXXX |  |  | 52.000% | XXXX |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000087309 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $9000.00 | Rent on Existing Lease | $8765.50 |  | 0.000000 | 0.97 |  |  | 1.03 | 1.03 | $8765.50 |  |  | Yes | 05/01/2024 | 04/27/2025 | 11 | Long Term | $4000.00 | $4000.00 | Yes | 08/01/2025 | 08/01/2026 | 12 | Long Term | $5000.00 | $5000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $154700.00 |  |  | $271.01 | $343.25 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor | 0.65 | US Citizen |  | 701 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/04/2025 | 701 | Fair Isaac (VER. 2) | 683 | Beacon 5 | 705 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 70.000% | XXXX |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000086186 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2294.40 |  | 0.319165 |  |  |  |  |  | $2294.40 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $245.11 | $103.50 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 0.41 | US Citizen |  | 801 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 5 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/23/2025 | 790 | Fair Isaac (VER. 2) | 801 | FICO Classic V5 Facta | 813 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000085999 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4345.23 |  | 0.396876 |  |  |  |  |  | $4345.23 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $515.62 | $149.08 | Level 1-Not Stated/Not Verified |  |  |  | No |  |  |  |  |  |  | 772 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed |  |  | 7 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 7 | US Citizen |  |  | Level 4-Stated/Verified as defined | Level 3-Stated/Verified as defined | Level 3-Stated/Partially Verified | Classic | 07/08/2025 | 772 | Fair Isaac (VER. 2) | 772 | FICO Classic V5 Facta | 817 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000088974 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3450.00 | Third Party Rental Source | $3433.55 |  | 0.000000 | 1 |  |  | 1.00 | 1 | $3433.55 |  |  | No |  |  |  | Long Term |  | $3450.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $10000.00 |  |  | $202.32 | $51.92 | Level 3-Stated/Partially Verified | No | 1 | 17 | No | No |  | Experienced Investor |  | US Citizen |  | 769 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 07/18/2025 | 742 | Fair Isaac (VER. 2) | 794 | FICO Classic V5 Facta | 769 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 57.772% | XXXX |  |  | 57.851% |  |  | 57.851% |  |  |  |  |  |  |  |  |
| XXXX | 4000088487 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4200.00 | Third Party Rental Source | $4515.29 |  | 0.000000 | 1.08 |  |  | 0.93 | 0.93 | $4515.29 |  |  | No |  |  |  | Long Term |  | $4200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $25200.00 |  |  | $412.25 | $38.17 | Level 3-Stated/Partially Verified | No | 1 | 9 | No |  |  | Experienced Investor |  |  |  | 794 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 3 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 07/24/2025 | 794 | Fair Isaac (VER. 2) | 789 | FICO Classic V5 Facta | 799 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 55.172% | XXXX |  |  | 55.172% |  |  | 55.172% |  |  |  |  |  |  |  |  |
| XXXX | 4000086789 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2370.08 |  | 0.405251 |  |  |  |  |  | $2370.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $161.41 | $93.92 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  | 1.25 | US Citizen |  | 782 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified | 07/31/2025 | 803 | FICO II | 782 | Beacon 5 | 758 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000087347 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3000.00 | Third Party Rental Source | $2391.64 |  | 0.000000 | 0.8 |  |  | 1.25 | 1.25 | $2391.64 |  |  | No |  |  |  | Long Term |  | $3000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $51600.00 |  |  | $397.28 | $58.42 | Level 4-Stated/Verified as defined | No | 1 | 3 | No |  |  | Experienced Investor | 5.53 |  |  | 733 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 2 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 07/24/2025 | 801 | Fair Isaac (VER. 2) | 733 | FICO Classic V5 Facta | 725 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 60.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000086714 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1850.00 | Rent on Existing Lease | $1761.35 |  | 0.000000 | 0.95 |  |  | 1.05 | 1.05 | $1761.35 |  |  | Yes | 04/24/2025 | 04/30/2026 | 12 | Long Term | $1850.00 | $1900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $12000.00 |  |  | $401.14 | $136.67 | Level 4-Stated/Verified as defined | No | 1 | 14 | No | No |  | Experienced Investor | 12.47 | US Citizen |  | 747 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/30/2025 | 769 | FICO II | 747 | Beacon 5 | 742 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 68.571% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000086813 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2013.35 |  | 0.383903 |  |  |  |  |  | $2013.35 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $100.25 | $68.75 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 784 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/03/2025 |  |  | 790 | FICO Classic V5 Facta | 784 | FICO Risk Score Classic 04 | Individual | Individual | Unemployed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/03/2025 | 783 | Fair Isaac (VER. 2) | 817 | FICO Classic V5 Facta | 813 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000086709 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3900.00 | Rent on Existing Lease | $3768.43 |  | 0.000000 | 0.97 |  |  | 1.03 | 1.03 | $3768.43 |  |  | Yes | 07/01/2025 | 07/30/2026 | 12 | Long Term | $3900.00 | $3900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $33500.00 |  |  | $917.20 | $140.92 | Level 1-Not Stated/Not Verified | No | 1 | 3 | No |  |  | Experienced Investor | 0.73 |  |  | 753 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 08/13/2025 | 753 | Fair Isaac (VER. 2) | 711 | FICO Classic V5 Facta | 763 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 70.000% | XXXX |  |  | 102.558% | XXXX |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000086227 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2229.23 |  | 0.484477 |  |  |  |  |  | $2229.23 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $198.69 | $115.50 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 800 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/04/2025 | 798 | Fair Isaac (VER. 2) | 800 | FICO Classic V5 Facta | 814 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000087157 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3500.00 | Rent on Existing Lease | $2930.73 |  | 0.000000 | 0.84 |  |  | 1.19 | 1.19 | $2930.73 |  |  | Yes | 06/04/2025 | 06/03/2026 | 12 | Long Term | $3500.00 | $3500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $44000.00 |  |  | $311.42 | $81.92 | Level 3-Stated/Partially Verified | No | 1 | 28 | No |  |  | Experienced Investor |  |  |  | 790 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 08/15/2025 | 783 | Fair Isaac (VER. 2) | 790 | FICO Classic V5 Facta | 793 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 71.528% | XXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000087292 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $5400.00 | Third Party Rental Source | $4492.73 |  | 0.000000 | 0.83 |  |  | 1.20 | 1.2 | $4492.73 |  |  | No |  |  |  | Long Term |  | $5400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $32400.00 |  |  | $558.77 | $157.32 | Level 1-Not Stated/Not Verified | No | 1 | 6 | No |  |  | Experienced Investor |  |  |  | 812 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 07/31/2025 | 832 | Fair Isaac (VER. 2) | 785 | FICO Classic V5 Facta | 812 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 69.402% | XXXX |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000087658 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3500.00 | Third Party Rental Source | $1737.71 |  | 0.000000 | 0.5 |  |  | 2.01 | 2.01 | $1737.71 |  |  | No |  |  |  | Long Term |  | $3500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $41400.00 |  |  | $141.28 | $114.25 | Level 1-Not Stated/Not Verified | No | 1 | 4 | No |  |  | Experienced Investor | 0.62 |  |  | 789 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 08/02/2025 | 770 | Fair Isaac (VER. 2) | 789 | FICO Classic V5 Facta | 792 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 37.607% | XXXX |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000086326 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $8553.19 |  | 0.417645 |  |  |  |  |  | $8553.19 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $781.49 | $174.83 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 773 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/13/2025 | 774 | Fair Isaac (VER. 2) | 743 | FICO Classic V5 Facta | 773 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000087382 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4148.19 |  | 0.251090 |  |  |  |  |  | $4148.19 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $562.50 | $192.43 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | Permanent Resident Alien | Permanent Resident Alien | 796 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | Permanent Resident Alien | Resident Alien Card |  | Level 4-Stated/Verified as defined | 07/25/2025 | 810 | FICO II | 809 | Beacon 5 | 789 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 3 | Permanent Resident Alien | Resident Alien Card |  | Level 4-Stated/Verified as defined | 07/25/2025 | 797 | FICO II | 796 | Beacon 5 | 765 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 3 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000087289 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1800.00 | Third Party Rental Source | $1770.22 |  | 0.000000 | 0.98 |  |  | 1.02 | 1.02 | $1770.22 |  |  | No |  |  |  | Long Term |  | $1800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $233.34 | $145.17 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No | No | Experienced Investor | 9.14 | Permanent Resident Alien | Permanent Resident Alien | 772 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | 07/23/2025 | 768 | Fair Isaac (VER. 2) | 781 | FICO Classic V5 Facta | 772 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | 07/23/2025 | 723 | Fair Isaac (VER. 2) | 675 | FICO Classic V5 Facta | 681 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 65.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000087307 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4473.05 |  | 0.254324 |  |  |  |  |  | $4473.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $770.83 | $134.93 | Level 3-Stated/Partially Verified |  |  |  | No | No | No |  | 0.70 | US Citizen | US Citizen | 772 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified | 08/04/2025 | 763 | Fair Isaac (VER. 2) | 780 | FICO Classic V5 Facta | 772 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified | 08/04/2025 | 782 | Fair Isaac (VER. 2) | 791 | FICO Classic V5 Facta | 794 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000087817 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2708.96 |  | 0.422593 |  |  |  |  |  | $2708.96 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $419.94 | $258.83 | Level 1-Not Stated/Not Verified |  |  |  | No |  |  |  |  |  |  | 782 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 25.00% | Full Recourse | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified | Level 3-Stated/Verified as defined | Level 5-Stated/Verified as defined | Classic | 07/24/2025 | 821 | Fair Isaac (VER. 2) | 782 | Beacon 5 | 774 | FICO Risk Score Classic 04 | 3 |  |  | 75.00% | Full Recourse | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified | Level 3-Stated/Verified as defined | Level 4-Stated/Verified as defined | Classic | 07/24/2025 | 753 | Fair Isaac (VER. 2) | 744 | Beacon 5 | 745 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 3 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000086103 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1800.00 | Third Party Rental Source | $1370.93 |  | 0.000000 | 0.76 |  |  | 1.31 | 1.31 | $1370.93 |  |  | No |  |  |  | Long Term |  | $1800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $26167.00 |  |  | $190.72 | $119.02 | Level 1-Not Stated/Not Verified | No | 1 | 1 | No |  |  | First-Time Investor |  |  |  | 715 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 06/23/2025 | 734 | Fair Isaac (VER. 2) | 698 | FICO Classic V5 Facta | 715 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 69.870% | XXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000087766 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3000.00 | Rent on Existing Lease | $2455.38 |  | 0.000000 | 0.82 |  |  | 1.22 | 1.22 | $2455.38 |  |  | Yes | 05/01/2025 | 04/30/2026 | 12 | Long Term | $1500.00 | $1500.00 | Yes | 06/01/2025 | 05/31/2026 | 12 | Long Term | $1500.00 | $1500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $113500.00 |  |  | $158.09 | $96.00 | Level 4-Stated/Verified as defined | No | 1 | 4 | No |  |  | Experienced Investor | 1.27 |  |  | 787 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 06/09/2025 | 798 | Fair Isaac (VER. 2) | 787 | FICO Classic V5 Facta | 769 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | Good |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  | 180.180% | XXXX |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000084014 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2654.82 |  | 0.425578 |  |  |  |  |  | $2654.82 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $175.74 | $80.92 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 8.35 | US Citizen | US Citizen | 719 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 05/02/2025 | 719 | Fair Isaac (VER. 2) | 718 | FICO Classic V5 Facta | 724 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 05/02/2025 | 726 | Fair Isaac (VER. 2) | 735 | FICO Classic V5 Facta | 741 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000087032 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $5350.00 | Third Party Rental Source | $4889.86 |  | 0.000000 | 0.91 |  |  | 1.09 | 1.09 | $4889.86 |  |  | Yes | 06/01/2025 | 08/30/2026 | 14 | Long Term | $1800.00 | $1800.00 | Yes | 06/01/2025 | 05/31/2026 | 12 | Long Term | $1775.00 | $1775.00 | No |  |  |  | Long Term |  | $1775.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $88700.00 |  |  | $418.81 | $156.89 | Level 3-Stated/Partially Verified | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 735 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 07/14/2025 | 737 | Fair Isaac (VER. 2) | 735 | FICO Classic V5 Facta | 716 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 3 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | XXXX |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000087066 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1834.07 |  | 0.382565 |  |  |  |  |  | $1834.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $359.24 | $348.17 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 718 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 06/11/2025 | 734 | Fair Isaac (VER. 2) | 714 | FICO Classic V5 Facta | 718 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000086761 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2563.19 |  | 0.414939 |  |  |  |  |  | $2563.19 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $426.04 | $73.00 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | Non-Permanent Resident Alien |  | 787 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 4 | Non-Permanent Resident Alien | VISA |  | Level 4-Stated/Verified as defined | 07/30/2025 | 758 | Fair Isaac (VER. 2) | 787 | Beacon 5 | 811 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000086434 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1400.00 | Third Party Rental Source | $839.79 |  | 0.000000 | 0.6 |  |  | 1.67 | 1.67 | $839.79 |  |  | Yes | 06/28/2025 | 06/28/2026 | 12 | Long Term | $1480.00 | $1400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $36780.00 |  |  | $191.13 | $78.85 | Level 1-Not Stated/Not Verified | No | 1 | 16 | No |  |  | Experienced Investor | 0.32 |  |  | 754 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 07/09/2025 | 754 | Fair Isaac (VER. 2) | 752 | FICO Classic V5 Facta | 780 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 61.111% | XXXX |  |  | 137.500% | XXXX |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000086673 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $10557.70 |  | 0.182055 |  |  |  |  |  | $10557.70 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $309.43 | $387.33 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 799 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/21/2025 | 798 | FICO II | 799 | Beacon 5 | 802 | FICO Risk Score Classic 04 | Individual | Individual | Unemployed |  |  | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/21/2025 | 822 | FICO II | 810 | Beacon 5 | 795 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000086114 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1950.00 | Rent on Existing Lease | $1453.14 |  | 0.000000 | 0.75 |  |  | 1.34 | 1.34 | $1453.14 |  |  | Yes | 05/12/2024 | 05/31/2026 | 24 | Long Term | $1950.00 | $2083.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $256.02 | $64.71 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor | 6.42 |  |  | 751 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 07/25/2025 | 745 | Fair Isaac (VER. 2) | 751 | FICO Classic V5 Facta | 764 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 60.584% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000087610 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4350.00 | Third Party Rental Source | $3944.92 |  | 0.000000 | 0.91 |  |  | 1.10 | 1.1 | $3944.92 |  |  | Yes | 01/01/2024 | 01/31/2026 | 25 | Long Term | $5500.00 | $4350.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $41900.00 |  |  | $362.92 | $137.92 | Level 1-Not Stated/Not Verified | No | 1 | 15 | No |  |  | Experienced Investor | 0.59 |  |  | 741 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 06/17/2025 | 741 | Fair Isaac (VER. 2) | 726 | FICO Classic V5 Facta | 771 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 48.469% | XXXX |  |  | 101.496% | XXXX |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000087133 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1792.69 |  | 0.163039 |  |  |  |  |  | $1792.69 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $340.97 | $125.57 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 720 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/01/2025 | 760 | FICO II | 720 | Beacon 5 | 713 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/01/2025 | 772 | FICO II | 741 | Beacon 5 | 729 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 3 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000088723 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4000.00 | Third Party Rental Source | $1688.13 |  | 0.000000 | 0.42 |  |  | 2.37 | 2.37 | $1688.13 |  |  | No |  |  |  | Long Term |  | $1100.00 | No |  |  |  | Long Term |  | $1100.00 | No |  |  |  | Long Term |  | $900.00 | No |  |  |  | Long Term |  | $900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $50000.00 |  |  | $257.68 | $193.58 | Level 1-Not Stated/Not Verified | No | 1 | 3 | No |  |  | Experienced Investor |  |  |  | 734 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 06/16/2025 | 734 | Fair Isaac (VER. 2) | 728 | FICO Classic V5 Facta | 757 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 4 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000087233 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1200.00 | Third Party Rental Source | $1135.90 |  | 0.000000 | 0.95 |  |  | 1.06 | 1.06 | $1135.90 |  |  | No |  |  |  | Long Term |  | $1200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $156.79 | $60.00 | Level 4-Stated/Verified as defined | No | 1 | 7 | No |  |  | Experienced Investor |  |  |  | 780 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 08/14/2025 | 765 | Fair Isaac (VER. 2) | 780 | FICO Classic V5 Facta | 787 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 80.000% | XXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000085779 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3589.84 |  | 0.496878 |  |  |  |  |  | $3589.84 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $604.17 | $91.60 | Level 3-Stated/Partially Verified |  |  |  | No | No | No |  | 0.16 | US Citizen | US Citizen | 764 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 3-Stated/Partially Verified | 07/23/2025 | 773 | Fair Isaac (VER. 2) | 786 | FICO Classic V5 Facta | 755 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/23/2025 | 751 | Fair Isaac (VER. 2) | 769 | FICO Classic V5 Facta | 764 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000089934 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1495.00 | Third Party Rental Source | $1131.91 |  | 0.000000 | 0.76 |  |  | 1.32 | 1.32 | $1131.91 |  |  | No |  |  |  | Long Term |  | $1495.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $125.10 | $99.17 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor |  | Permanent Resident Alien |  | 767 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | 07/01/2025 | 783 | Fair Isaac (VER. 2) | 765 | FICO Classic V5 Facta | 767 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 67.500% | XXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000086487 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3828.33 |  | 0.494636 |  |  |  |  |  | $3828.33 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1006.41 | $158.68 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 788 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee | Employed |  |  | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/23/2025 | 788 | Fair Isaac (VER. 2) | 773 | FICO Classic V5 Facta | 798 | FICO Risk Score Classic 04 | Individual | Trustee | Employed |  |  | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/23/2025 | 788 | Fair Isaac (VER. 2) | 773 | FICO Classic V5 Facta | 796 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000085714 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $6386.00 | Rent on Existing Lease | $5552.58 |  | 0.000000 | 0.87 |  |  | 1.15 | 1.15 | $5552.58 |  |  | Yes | 06/01/2025 | 05/31/2026 | 12 | Long Term | $2163.00 | $2163.00 | Yes | 06/01/2025 | 05/31/2026 | 12 | Long Term | $2060.00 | $2060.00 | Yes | 05/01/2025 | 04/30/2026 | 12 | Long Term | $2163.00 | $2163.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $78800.00 |  |  | $523.53 | $225.26 | Level 3-Stated/Partially Verified | No | 1 | 1 | No |  |  | Experienced Investor | 0.32 |  |  | 793 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 07/21/2025 | 818 | Fair Isaac (VER. 2) | 788 | FICO Classic V5 Facta | 793 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 3 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000087313 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1915.00 | Rent on Existing Lease | $1504.38 |  | 0.000000 | 0.79 |  |  | 1.27 | 1.27 | $1504.38 |  |  | Yes | 11/01/2023 | 10/31/2024 | 12 | Long Term | $1915.00 | $2700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $327.99 | $120.84 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor | 21.19 | US Citizen |  | 781 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/01/2025 | 781 | Fair Isaac (VER. 2) | 781 | Beacon 5 | 780 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 37.360% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000086063 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1800.00 | Third Party Rental Source | $1710.97 |  | 0.000000 | 0.95 |  |  | 1.05 | 1.05 | $1710.97 |  |  | No |  |  |  | Long Term |  | $1800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $23700.00 |  |  | $196.53 | $133.91 | Level 3-Stated/Partially Verified | No | 1 | 6 | No |  |  | Experienced Investor | 1.18 |  |  | 748 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | 06/20/2025 | 772 | Fair Isaac (VER. 2) | 748 | Beacon 5 | 727 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 80.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000088395 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2350.00 | Third Party Rental Source | $2745.33 |  | 0.000000 | 1.17 |  |  | 0.86 | 0.86 | $2745.33 |  |  | No |  |  |  | Long Term |  | $2350.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $704.39 | $302.75 | Level 3-Stated/Partially Verified | No | 1 | 8 | No | No |  | Experienced Investor |  | US Citizen |  | 757 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 08/01/2025 | 763 | Fair Isaac (VER. 2) | 739 | FICO Classic V5 Facta | 757 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 74.128% | XXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000085993 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3369.37 |  | 0.489035 |  |  |  |  |  | $3369.37 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1032.42 | $115.52 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 788 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee | Employed |  |  | 5 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/23/2025 | 788 | Fair Isaac (VER. 2) | 773 | FICO Classic V5 Facta | 798 | FICO Risk Score Classic 04 | Individual | Trustee | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/23/2025 | 788 | Fair Isaac (VER. 2) | 773 | FICO Classic V5 Facta | 796 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000086879 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2750.00 | Third Party Rental Source | $2196.54 |  | 0.000000 | 0.8 |  |  | 1.25 | 1.25 | $2196.54 |  |  | No |  |  |  | Long Term |  | $2750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $39100.00 |  |  | $427.08 | $91.25 | Level 4-Stated/Verified as defined | No | 1 | 5 | No | No |  | Experienced Investor |  | US Citizen |  | 748 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/30/2025 | 787 | Fair Isaac (VER. 2) | 748 | FICO Classic V5 Facta | 731 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 57.835% | XXXX |  |  | 58.540% |  |  | 58.540% |  |  |  |  |  |  |  |  |
| XXXX | 4000090096 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2200.00 | Rent on Existing Lease | $1954.03 |  | 0.000000 | 0.89 |  |  | 1.13 | 1.13 | $1954.03 |  |  | Yes | 08/01/2025 | 07/31/2026 | 12 | Long Term | $2200.00 | $2875.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $45200.00 |  |  | $496.43 | $143.74 | Level 4-Stated/Verified as defined | No | 1 | 7 | No |  |  | Experienced Investor | 1.59 |  |  | 782 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 08/05/2025 | 784 | Fair Isaac (VER. 2) | 782 | FICO Classic V5 Facta | 749 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 34.783% | XXXX |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000086422 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1600.00 | Third Party Rental Source | $1149.27 |  | 0.000000 | 0.72 |  |  | 1.39 | 1.39 | $1149.27 |  |  | Yes | 02/01/2025 | 02/01/2026 | 12 | Long Term | $1650.00 | $1600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $17520.00 |  |  | $168.18 | $117.75 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor | 27.61 | US Citizen |  | 744 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/28/2025 | 731 | Fair Isaac (VER. 2) | 775 | FICO Classic V5 Facta | 744 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 57.339% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000087159 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2285.51 |  | 0.222795 |  |  |  |  |  | $2285.51 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $66.26 | $149.92 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 786 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/03/2025 | 783 | Fair Isaac (VER. 2) | 786 | FICO Classic V5 Facta | 788 | FICO Risk Score Classic 04 | Individual | Individual | Unemployed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/03/2025 | 830 | Fair Isaac (VER. 2) | 793 | FICO Classic V5 Facta | 788 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000086853 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $6500.00 | Rent on Existing Lease | $5727.37 |  | 0.000000 | 0.88 |  |  | 1.13 | 1.13 | $5727.37 |  |  | Yes |  |  |  | Long Term | $2100.00 | $2700.00 | Yes |  |  |  | Long Term | $2600.00 | $3300.00 | Yes |  |  |  | Long Term | $1800.00 | $3700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $954.86 | $185.42 | Level 1-Not Stated/Not Verified | No | 1 | 3 | No |  |  | Experienced Investor |  |  |  | 804 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 08/08/2025 | 814 | Fair Isaac (VER. 2) | 804 | FICO Classic V5 Facta | 774 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 08/08/2025 | 812 | Fair Isaac (VER. 2) | 808 | FICO Classic V5 Facta | 798 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 3 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 48.065% | XXXX |  |  | 48.852% |  |  | 48.852% |  |  |  |  |  |  |  |  |
| XXXX | 4000089443 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4000.00 | Third Party Rental Source | $2906.22 |  | 0.000000 | 0.73 |  |  | 1.38 | 1.38 | $2906.22 |  |  | Yes | 06/01/2024 | 06/01/2026 | 24 | Long Term | $3000.00 | $2000.00 | Yes | 09/01/2024 | 09/01/2026 | 24 | Long Term | $2100.00 | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $56800.00 |  |  | $546.65 | $147.33 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor | 9.24 | US Citizen |  | 792 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/08/2025 | 792 | Fair Isaac (VER. 2) | 780 | FICO Classic V5 Facta | 801 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 42.945% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000086917 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5321.52 |  | 0.315912 |  |  |  |  |  | $5321.52 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $891.31 | $101.90 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 802 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 7 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/12/2025 | 809 | Fair Isaac (VER. 2) | 802 | Beacon 5 | 790 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000086950 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2257.16 |  | 0.224702 |  |  |  |  |  | $2257.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $143.01 | $266.33 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 776 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/30/2025 | 769 | FICO II | 776 | Beacon 5 | 784 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/30/2025 | 779 | FICO II | 773 | Beacon 5 | 781 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000089958 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2904.00 | Third Party Rental Source | $3269.32 |  | 0.000000 | 1.13 |  |  | 0.89 | 0.89 | $3269.32 |  |  | No |  |  |  | Long Term |  | $2904.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $55208.00 |  |  | $394.06 | $441.00 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 777 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/29/2025 | 788 | Fair Isaac (VER. 2) | 777 | FICO Classic V5 Facta | 766 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 67.568% | XXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000089872 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3200.00 | Third Party Rental Source | $3091.96 |  | 0.000000 | 0.97 |  |  | 1.03 | 1.03 | $3091.96 |  |  | No |  |  |  | Long Term |  | $3200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $35304.00 |  |  | $222.28 | $164.43 | Level 1-Not Stated/Not Verified | No | 1 | 11 | No |  |  | Experienced Investor |  |  |  | 768 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 08/05/2025 | 789 | Fair Isaac (VER. 2) | 747 | FICO Classic V5 Facta | 768 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 76.429% | XXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000088161 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $10262.00 | Multiple Sources | $8143.23 |  | 0.000000 | 0.79 |  |  | 1.26 | 1.26 | $8143.23 |  |  | No |  |  |  | Long Term |  | $2650.00 | Yes | 02/01/2025 | 02/01/2026 | 12 | Long Term | $2481.00 | $2650.00 | Yes | 05/01/2001 | 04/30/2002 | 12 | Long Term | $2481.00 | $2650.00 | No |  |  |  | Long Term |  | $2650.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $103600.00 |  |  | $1718.75 | $294.08 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 780 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/01/2025 | 771 | Fair Isaac (VER. 2) | 801 | FICO Classic V5 Facta | 780 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 08/01/2025 | 820 | Fair Isaac (VER. 2) | 802 | FICO Classic V5 Facta | 800 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 4 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 61.970% | XXXX |  |  | 61.970% |  |  | 61.970% |  |  |  |  |  |  |  |  |
| XXXX | 4000085113 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3875.00 | Multiple Sources | $3046.91 |  | 0.000000 | 0.79 |  |  | 1.27 | 1.27 | $3046.91 |  |  | Yes | 02/13/2025 | 07/31/2026 | 17 | Long Term | $1875.00 | $2000.00 | Yes | 08/01/2025 | 07/31/2026 | 12 | Long Term | $2005.00 | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $62600.00 |  |  | $284.34 | $102.57 | Level 4-Stated/Verified as defined | No | 1 | 20 | No |  |  | Experienced Investor | 1.91 |  |  | 784 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 08/11/2025 | 784 | Fair Isaac (VER. 2) | 758 | Beacon 5 | 819 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 08/11/2025 | 799 | Fair Isaac (VER. 2) | 775 | Beacon 5 | 791 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 70.000% | XXXX |  |  | 570.701% | XXXX |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000085032 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1850.00 | Third Party Rental Source | $1656.31 |  | 0.000000 | 0.9 |  |  | 1.12 | 1.12 | $1656.31 |  |  | Yes | 08/01/2025 | 07/31/2026 | 12 | Long Term | $1875.00 | $1850.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $456.89 | $161.55 | Level 4-Stated/Verified as defined | No | 1 | 5 | No | No |  | Experienced Investor | 1.78 | US Citizen |  | 819 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/11/2025 | 820 | Fair Isaac (VER. 2) | 813 | FICO Classic V5 Facta | 819 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 65.000% | XXXX |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000088779 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2100.00 | Third Party Rental Source | $1675.35 |  | 0.000000 | 0.8 |  |  | 1.25 | 1.25 | $1675.35 |  |  | No |  |  |  | Long Term |  | $2100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $1000.00 |  |  | $185.78 | $97.75 | Level 3-Stated/Partially Verified | No | 1 | 7 | No |  |  | Experienced Investor |  |  |  | 779 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 07/21/2025 | 787 | Fair Isaac (VER. 2) | 779 | FICO Classic V5 Facta | 769 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 77.333% | XXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000086120 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2260.00 | Third Party Rental Source | $2843.85 |  | 0.000000 | 1.26 |  |  | 0.79 | 0.79 | $2843.85 |  |  | No |  |  |  | Long Term |  | $2260.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | $693.62 | $205.33 | Level 3-Stated/Partially Verified | No | 1 | 3 | No | No |  | Experienced Investor |  | US Citizen |  | 770 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 07/01/2025 | 778 | Fair Isaac (VER. 2) | 770 | FICO Classic V5 Facta | 759 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 61.559% | XXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000086028 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2850.00 | Rent on Existing Lease | $3753.19 |  | 0.000000 | 1.32 |  |  | 0.76 | 0.76 | $3753.19 |  |  | Yes | 07/22/2025 | 06/30/2027 | 23 | Long Term | $2850.00 | $2850.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $36000.00 |  |  | $617.42 | $261.90 | Level 4-Stated/Verified as defined | No | 1 | 3 | No |  |  | Experienced Investor |  |  |  | 770 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Corp | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 07/01/2025 | 778 | Fair Isaac (VER. 2) | 770 | FICO Classic V5 Facta | 759 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 60.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000087039 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2849.00 | Rent on Existing Lease | $1905.24 |  | 0.000000 | 0.67 |  |  | 1.50 | 1.5 | $1905.24 |  |  | Yes | 08/30/2024 | 08/29/2025 | 12 | Long Term | $1399.00 | $1550.00 | Yes | 05/01/2025 | 05/03/2026 | 12 | Long Term | $1450.00 | $1550.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $32680.00 |  |  | $299.78 | $104.75 | Level 1-Not Stated/Not Verified | No | 1 | 3 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 745 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 07/30/2025 | 822 | Fair Isaac (VER. 2) | 785 | Beacon 5 | 784 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/30/2025 | 763 | Fair Isaac (VER. 2) | 745 | Beacon 5 | 736 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 65.515% | XXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000087079 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3450.00 | Third Party Rental Source | $4547.45 |  | 0.000000 | 1.32 |  |  | 0.76 | 0.76 | $4547.45 |  |  | No |  |  |  | Long Term |  | $3450.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $178020.00 |  |  | $1240.07 | $148.00 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No |  | Experienced Investor |  | US Citizen |  | 792 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/23/2025 | 799 | FICO II | 792 | Beacon 5 | 788 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 67.846% | XXXX |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000086923 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $6511.23 |  | 0.289947 |  |  |  |  |  | $6511.23 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $745.58 | $186.08 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 766 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/17/2025 | 766 | Fair Isaac (VER. 2) | 753 | Beacon 5 | 779 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000090281 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2395.00 | Third Party Rental Source | $3167.73 |  | 0.000000 | 1.32 |  |  | 0.76 | 0.76 | $3167.73 |  |  | No |  |  |  | Long Term |  | $2395.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $40750.00 |  |  | $874.11 | $252.67 | Level 3-Stated/Partially Verified | No | 1 | 11 | No | No |  | Experienced Investor |  | US Citizen |  | 771 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 08/06/2025 | 759 | Fair Isaac (VER. 2) | 771 | FICO Classic V5 Facta | 794 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 64.197% | XXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000086706 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3674.10 |  | 0.385275 |  |  |  |  |  | $3674.10 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $640.52 | $134.35 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  | 2.25 | Permanent Resident Alien |  | 761 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | Permanent Resident Alien | Resident Alien Card |  | Level 3-Stated/Partially Verified | 07/30/2025 | 751 | Fair Isaac | 761 | Beacon 5 | 778 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000090118 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3200.00 | Third Party Rental Source | $2403.38 |  | 0.000000 | 0.75 |  |  | 1.33 | 1.33 | $2403.38 |  |  | No |  |  |  | Long Term |  | $3200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $435.72 | $96.42 | Level 3-Stated/Partially Verified | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 761 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 07/18/2025 | 768 | Fair Isaac (VER. 2) | 748 | FICO Classic V5 Facta | 761 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 59.988% | XXXX |  |  | 60.000% |  |  | 60.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000082957 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1250.00 | Rent on Existing Lease | $769.90 |  | 0.000000 | 0.62 |  |  | 1.62 | 1.62 | $769.90 |  |  | Yes | 07/01/2025 | 06/30/2026 | 12 | Long Term | $1250.00 | $1395.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $23000.00 |  |  | $171.60 | $79.17 | Level 4-Stated/Verified as defined | No | 1 | 12 | No | No |  | Experienced Investor | 9.01 | US Citizen |  | 780 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 06/27/2025 | 796 | Fair Isaac (VER. 2) | 749 | FICO Classic V5 Facta | 780 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 43.534% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000087052 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1400.00 | Third Party Rental Source | $1649.34 |  | 0.000000 | 1.18 |  |  | 0.85 | 0.85 | $1649.34 |  |  | No |  |  |  | Long Term |  | $1400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $67500.00 |  |  | $77.11 | $126.92 | Level 4-Stated/Verified as defined | No | 1 | 5 | No | No |  | Experienced Investor |  | US Citizen |  | 767 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 06/04/2025 | 743 | Fair Isaac (VER. 2) | 774 | FICO Classic V5 Facta | 767 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 72.775% | XXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000089843 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4200.00 | Third Party Rental Source | $3782.40 |  | 0.000000 | 0.9 |  |  | 1.11 | 1.11 | $3782.40 |  |  | Yes | 07/01/2025 | 06/30/2026 | 12 | Long Term | $4250.00 | $4200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | $689.81 | $171.17 | Level 1-Not Stated/Not Verified | No | 1 | 9 | No |  |  | Experienced Investor | 0.93 |  |  | 762 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | Permanent Resident Alien |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 07/14/2025 | 740 | Fair Isaac (VER. 2) | 762 | FICO Classic V5 Facta | 768 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  | 98.448% | XXXX |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000086783 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2030.00 | Third Party Rental Source | $2431.63 |  | 0.000000 | 1.2 |  |  | 0.83 | 0.83 | $2431.63 |  |  | No |  |  |  | Long Term |  | $2030.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $42000.00 |  |  | $544.78 | $172.67 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor |  | US Citizen |  | 789 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 06/16/2025 | 789 | Fair Isaac (VER. 2) | 801 | FICO Classic V5 Facta | 783 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.313% | XXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000087059 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2500.00 | Third Party Rental Source | $3203.97 |  | 0.000000 | 1.28 |  |  | 0.78 | 0.78 | $3203.97 |  |  | No |  |  |  | Long Term |  | $2500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $850.00 | $91.75 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 718 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/17/2025 | 670 | Fair Isaac (VER. 2) | 724 | FICO Classic V5 Facta | 718 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 63.673% | XXXX |  |  | 65.000% |  |  | 65.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000086511 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1849.92 |  | 0.485164 |  |  |  |  |  | $1849.92 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $179.40 | $50.25 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 20.31 | US Citizen | US Citizen | 774 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/22/2025 |  |  | 799 | Beacon 5 | 806 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/22/2025 | 773 | Fair Isaac (VER. 2) | 775 | Beacon 5 | 774 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000087183 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3400.00 | Rent on Existing Lease | $2916.56 |  | 0.000000 | 0.86 |  |  | 1.17 | 1.17 | $2916.56 |  |  | Yes | 06/05/2025 | 06/03/2026 | 11 | Long Term | $3400.00 | $3400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $44000.00 |  |  | $321.89 | $81.92 | Level 3-Stated/Partially Verified | No | 1 | 28 | No |  |  | Experienced Investor |  |  |  | 790 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 08/15/2025 | 783 | Fair Isaac (VER. 2) | 790 | FICO Classic V5 Facta | 793 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 74.561% | XXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000091619 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2800.00 | Rent on Existing Lease | $2221.07 |  | 0.000000 | 0.79 |  |  | 1.26 | 1.26 | $2221.07 |  |  | Yes | 12/01/2024 | 11/30/2025 | 12 | Long Term | $2800.00 | $3000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $31600.00 |  |  | $345.01 | $257.12 | Level 4-Stated/Verified as defined | No | 1 | 20 | No |  |  | Experienced Investor | 0.86 |  |  | 744 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 49.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | 06/19/2025 | 744 | Fair Isaac (VER. 2) | 735 | FICO Classic V5 Facta | 751 | FICO Risk Score Classic 04 | 3 |  |  | 51.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 06/19/2025 | 724 | Fair Isaac (VER. 2) | 784 | FICO Classic V5 Facta | 762 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 40.547% | XXXX |  |  | 69.758% | XXXX |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000086558 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3961.13 |  | 0.264410 |  |  |  |  |  | $3961.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $224.53 | $244.26 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 765 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 6 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/17/2025 | 765 | Fair Isaac (VER. 2) | 753 | FICO Classic V5 Facta | 772 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000087394 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2180.31 |  | 0.389933 |  |  |  |  |  | $2180.31 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $161.23 | $139.58 | Level 3-Stated/Partially Verified |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 767 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 3-Stated/Partially Verified | 08/27/2025 | 791 | Fair Isaac (VER. 2) | 805 | Beacon 5 | 798 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 3-Stated/Partially Verified | 08/27/2025 | 767 | Fair Isaac (VER. 2) | 775 | Beacon 5 | 760 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000090329 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3988.00 | Rent on Existing Lease | $1632.01 |  | 0.000000 | 0.41 |  |  | 2.44 | 2.44 | $1632.01 |  |  | Yes | 01/01/2024 | 01/01/2026 | 24 | Long Term | $3988.00 | $4000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $57100.00 |  |  | $570.11 | $89.00 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor | 9.75 | US Citizen |  | 712 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/07/2025 | 697 | Fair Isaac (VER. 2) | 722 | FICO Classic V5 Facta | 712 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 15.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000087113 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3000.00 | Rent on Existing Lease | $2947.82 |  | 0.000000 | 0.98 |  |  | 1.02 | 1.02 | $2947.82 |  |  | Yes | 04/24/2023 | 07/24/2023 | 3 | Long Term | $3000.00 | $3600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $54700.00 |  |  | $176.33 | $69.75 | Level 4-Stated/Verified as defined | No | 1 | 8 | No | No | No | Experienced Investor | 3.76 | US Citizen | US Citizen | 661 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/22/2025 |  |  | 661 | FICO Classic V5 Facta | 706 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/22/2025 | 725 | Fair Isaac (VER. 2) | 724 | FICO Classic V5 Facta | 750 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 48.176% | XXXX |  |  | 132.069% | XXXX |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000087491 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1720.00 | Third Party Rental Source | $1554.88 |  | 0.000000 | 0.9 |  |  | 1.11 | 1.11 | $1554.88 |  |  | No |  |  |  | Long Term |  | $1720.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $29300.00 |  |  | $249.17 | $129.80 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor |  | US Citizen |  | 751 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/04/2025 | 751 | Fair Isaac (VER. 2) | 752 | FICO Classic V5 Facta | 694 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 77.920% | XXXX |  |  | 79.094% |  |  | 79.094% |  |  |  |  |  |  |  |  |
| XXXX | 4000086230 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3500.00 | Rent on Existing Lease | $4273.90 |  | 0.000000 | 1.22 |  |  | 0.82 | 0.82 | $4273.90 |  |  | Yes | 11/09/2024 | 11/09/2025 | 12 | Long Term | $3500.00 | $3700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $91400.00 |  |  | $386.80 | $41.42 | Level 2-Stated/Not Verified | No | 1 | 3 | No | No |  | Experienced Investor | 10.30 | US Citizen |  | 804 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee |  |  |  | 1 | US Citizen |  |  | Level 2-Stated/Not Verified | 08/14/2025 | 793 | FICO II | 814 | Beacon 5 | 804 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 45.082% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000090350 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2000.00 | Third Party Rental Source | $1851.86 |  | 0.000000 | 0.93 |  |  | 1.08 | 1.08 | $1851.86 |  |  | No |  |  |  | Long Term |  | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $255.04 | $184.42 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 807 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/25/2025 | 788 | Fair Isaac (VER. 2) | 759 | FICO Classic V5 Facta | 764 | FICO Risk Score Classic 04 | Individual | Trustee |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/25/2025 | 828 | Fair Isaac (VER. 2) | 807 | FICO Classic V5 Facta | 806 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 50.827% | XXXX |  |  | 52.439% |  |  | 52.439% |  |  |  |  |  |  |  |  |
| XXXX | 4000089982 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1950.00 | Third Party Rental Source | $1192.26 |  | 0.000000 | 0.61 |  |  | 1.64 | 1.64 | $1192.26 |  |  | No |  |  |  | Long Term |  | $1950.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $22000.00 |  |  | $148.33 | $120.33 | Level 3-Stated/Partially Verified | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 754 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 08/12/2025 | 752 | FICO II | 754 | Beacon 5 | 760 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 74.167% | XXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000086305 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2203.12 |  | 0.404253 |  |  |  |  |  | $2203.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $213.26 | $80.17 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 768 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/28/2025 | 793 | Fair Isaac (VER. 2) | 768 | Beacon 5 | 750 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000086636 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1200.00 | Rent on Existing Lease | $1071.18 |  | 0.000000 | 0.89 |  |  | 1.12 | 1.12 | $1071.18 |  |  | Yes | 03/01/2025 | 03/01/2026 | 12 | Long Term | $1200.00 | $1600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $20000.00 |  |  | $274.54 | $97.96 | Level 4-Stated/Verified as defined | No | 1 | 11 | No | No |  | Experienced Investor |  | US Citizen |  | 666 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/10/2025 | 666 | Fair Isaac (VER. 2) | 640 | FICO Classic V5 Facta | 677 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 60.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000086362 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2687.73 |  | 0.361366 |  |  |  |  |  | $2687.73 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $364.27 | $123.26 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 795 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/28/2025 | 807 | Fair Isaac (VER. 2) | 795 | FICO Classic V5 Facta | 790 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000089471 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2900.00 | Third Party Rental Source | $3105.65 |  | 0.000000 | 1.07 |  |  | 0.93 | 0.93 | $3105.65 |  |  | Yes | 01/01/2025 | 01/31/2027 | 25 | Long Term | $4100.00 | $2900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | $214.30 | $115.83 | Level 4-Stated/Verified as defined | No | 1 | 7 | No | No |  | Experienced Investor | 1.86 | US Citizen |  | 787 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/29/2025 | 795 | Fair Isaac (VER. 2) | 782 | FICO Classic V5 Facta | 787 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 65.000% | XXXX |  |  | 81.250% | XXXX |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000087080 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $12500.00 | Third Party Rental Source | $13276.36 |  | 0.000000 | 1.06 |  |  | 0.94 | 0.94 | $13276.36 |  |  | No |  |  |  | Long Term |  | $12500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $2549.67 | $323.50 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 783 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/02/2025 | 818 | FICO II | 790 | Beacon 5 | 811 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/02/2025 | 783 | FICO II | 780 | Beacon 5 | 811 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 62.887% | XXXX |  |  | 64.619% |  |  | 64.619% |  |  |  |  |  |  |  |  |
| XXXX | 4000090386 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3212.55 | Rent on Existing Lease | $2446.81 |  | 0.000000 | 0.76 |  |  | 1.31 | 1.31 | $2446.81 |  |  | Yes | 11/01/2024 | 10/30/2026 | 23 | Long Term | $1188.00 | $1300.00 | Yes | 08/01/2024 | 07/30/2026 | 23 | Long Term | $1138.50 | $1300.00 | Yes | 04/01/2025 | 03/30/2027 | 23 | Long Term | $886.05 | $1000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $96.45 | $141.17 | Level 1-Not Stated/Not Verified | No | 1 | 2 | No |  |  | Experienced Investor | 7.93 |  |  | 769 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  | LLC | Guarantor - Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 07/24/2025 | 764 | Fair Isaac (VER. 2) | 769 | FICO Classic V5 Facta | 777 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 3 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 65.000% | XXXX |  |  | 505.352% | XXXX |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000088717 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $6800.00 | Third Party Rental Source | $3813.02 |  | 0.000000 | 0.56 |  |  | 1.78 | 1.78 | $3813.02 |  |  | No |  |  |  | Long Term |  | $2200.00 | No |  |  |  | Long Term |  | $1600.00 | No |  |  |  | Long Term |  | $1500.00 | No |  |  |  | Long Term |  | $1500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $77800.00 |  |  | $921.88 | $296.75 | Level 4-Stated/Verified as defined | No | 1 | 6 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 732 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/18/2025 | 732 | Fair Isaac (VER. 2) | 744 | Beacon 5 | 716 | FICO Risk Score Classic 04 | Individual | Trustee |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/18/2025 | 744 | Fair Isaac (VER. 2) | 749 | Beacon 5 | 725 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 4 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 43.860% | XXXX |  |  | 45.198% |  |  | 45.198% |  |  |  |  |  |  |  |  |
| XXXX | 4000090380 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $8196.25 | Multiple Sources | $5491.16 |  | 0.000000 | 0.67 |  |  | 1.49 | 1.49 | $5491.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $426.10 | $350.51 | Level 1-Not Stated/Not Verified | Yes | 5 | 1 | No |  |  | Experienced Investor |  |  |  | 769 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  | LLC | Guarantor - Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | 07/24/2025 | 764 | Fair Isaac (VER. 2) | 769 | FICO Classic V5 Facta | 777 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 65.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000087384 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1338.09 |  | 0.326760 |  |  |  |  |  | $1338.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $137.95 | $83.41 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | Permanent Resident Alien | US Citizen | 763 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 6 | Permanent Resident Alien | Resident Alien Card |  | Level 4-Stated/Verified as defined | 08/04/2025 | 796 | Fair Isaac (VER. 2) | 763 | Beacon 5 | 749 | FICO Risk Score Classic 04 | Individual | Individual | Unemployed |  |  | 6 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/04/2025 | 803 | Fair Isaac (VER. 2) | 775 | Beacon 5 | 786 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000090395 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1425.00 | Rent on Existing Lease | $972.13 |  | 0.000000 | 0.68 |  |  | 1.47 | 1.47 | $972.13 |  |  | Yes | 05/31/2025 | 06/01/2026 | 12 | Long Term | $1425.00 | $1425.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $8136.00 |  |  | $48.35 | $83.33 | Level 1-Not Stated/Not Verified | No | 0 | 2 | No |  |  | Experienced Investor |  |  |  | 769 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  | LLC | Guarantor - Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 07/24/2025 | 764 | Fair Isaac (VER. 2) | 769 | FICO Classic V5 Facta | 777 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 65.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000089937 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4850.00 | Third Party Rental Source | $4282.35 |  | 0.000000 | 0.88 |  |  | 1.13 | 1.13 | $4282.35 |  |  | No |  |  |  | Long Term |  | $2500.00 | No |  |  |  | Long Term |  | $2350.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $64803.00 |  |  | $821.51 | $189.33 | Level 1-Not Stated/Not Verified | No | 1 | 3 | No |  |  | Experienced Investor |  |  |  | 811 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 07/16/2025 | 806 | FICO II | 817 | Beacon 5 | 811 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 52.979% | XXXX |  |  | 60.000% |  |  | 60.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000090392 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $11323.75 | Multiple Sources | $8081.11 |  | 0.000000 | 0.71 |  |  | 1.40 | 1.4 | $8081.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $626.24 | $455.09 | Level 1-Not Stated/Not Verified | Yes | 8 | 2 | No |  |  | Experienced Investor |  |  |  | 769 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  | LLC | Guarantor - Business Entity |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 07/24/2025 | 764 | Fair Isaac (VER. 2) | 769 | FICO Classic V5 Facta | 777 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 65.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000086821 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $5200.00 | Rent on Existing Lease | $5903.72 |  | 0.000000 | 1.14 |  |  | 0.88 | 0.88 | $5903.72 |  |  | Yes | 03/28/2025 | 03/27/2026 | 12 | Long Term | $2600.00 | $2600.00 | Yes | 08/23/2025 | 07/30/2026 | 11 | Long Term | $2600.00 | $2600.00 | No |  |  |  | Long Term |  | $0.00 | No |  |  |  | Long Term |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $122900.00 |  |  | $866.94 | $387.00 | Level 4-Stated/Verified as defined | No | 1 | 13 | No | No |  | Experienced Investor | 1.11 | US Citizen |  | 779 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/31/2025 | 768 | Fair Isaac (VER. 2) | 779 | FICO Classic V5 Facta | 786 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 4 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 66.834% | XXXX |  |  | 75.141% | XXXX |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000087521 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3839.30 |  | 0.157813 |  |  |  |  |  | $3839.30 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $570.51 | $0.00 | Level 3-Stated/Partially Verified |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 735 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 3-Stated/Partially Verified | 08/04/2025 | 767 | FICO II | 735 | Beacon 5 | 729 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/04/2025 | 763 | FICO II |  |  | 752 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000082958 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1575.00 | Rent on Existing Lease | $1129.93 |  | 0.000000 | 0.72 |  |  | 1.39 | 1.39 | $1129.93 |  |  | Yes | 03/15/2024 | 03/31/2026 | 24 | Long Term | $1575.00 | $1600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $28600.00 |  |  | $309.48 | $99.00 | Level 4-Stated/Verified as defined | No | 1 | 12 | No | No |  | Experienced Investor |  | US Citizen |  | 780 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 06/27/2025 | 796 | Fair Isaac (VER. 2) | 749 | FICO Classic V5 Facta | 780 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 56.960% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000086913 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4600.00 | Third Party Rental Source | $5620.30 |  | 0.000000 | 1.22 |  |  | 0.82 | 0.82 | $5620.30 |  |  | No |  |  |  | Long Term |  | $4600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $100000.00 |  |  | $899.36 | $205.45 | Level 3-Stated/Partially Verified | No | 1 | 9 | No | No | No | Experienced Investor |  | US Citizen | Permanent Resident Alien | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 07/10/2025 | 793 | Fair Isaac (VER. 2) | 802 | Beacon 5 | 795 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | 07/15/2025 | 778 | Fair Isaac (VER. 2) | 799 | Beacon 5 | 772 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 71.629% | XXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000089704 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $7800.00 | Third Party Rental Source | $4885.19 |  | 0.000000 | 0.63 |  |  | 1.60 | 1.6 | $4885.19 |  |  | No |  |  |  | Long Term |  | $4200.00 | No |  |  |  | Long Term |  | $3600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $160000.00 |  |  | $1138.20 | $101.33 | Level 3-Stated/Partially Verified | No | 1 | 3 | No | No |  | Experienced Investor |  | US Citizen |  | 810 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 07/14/2025 | 819 | Fair Isaac (VER. 2) | 810 | FICO Classic V5 Facta | 808 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 41.379% | XXXX |  |  | 43.796% |  |  | 43.796% |  |  |  |  |  |  |  |  |
| XXXX | 4000087338 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2000.00 | Third Party Rental Source | $1809.92 |  | 0.000000 | 0.9 |  |  | 1.11 | 1.11 | $1809.92 |  |  | No |  |  |  | Long Term |  | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $7500.00 |  |  | $267.87 | $52.33 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 709 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 05/14/2025 | 710 | Fair Isaac (VER. 2) | 696 | FICO Classic V5 Facta | 709 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 62.500% | XXXX |  |  | 63.636% |  |  | 63.636% |  |  |  |  |  |  |  |  |
| XXXX | 4000090397 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4200.00 | Third Party Rental Source | $3116.28 |  | 0.000000 | 0.74 |  |  | 1.35 | 1.35 | $3116.28 |  |  | No |  |  |  | Long Term |  | $2000.00 | No |  |  |  | Long Term |  | $2200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $794.49 | $153.92 | Level 3-Stated/Partially Verified | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 780 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 08/04/2025 | 780 | Fair Isaac (VER. 2) | 780 | FICO Classic V5 Facta | 766 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 73.333% | XXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000085507 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4301.01 |  | 0.240945 |  |  |  |  |  | $4301.01 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $399.38 | $184.61 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 0.46 | US Citizen |  | 707 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 7 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/16/2025 | 676 | Fair Isaac (VER. 2) | 727 | Beacon 5 | 707 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000086529 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5291.04 |  | 0.477232 |  |  |  |  |  | $5291.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $375.32 | $112.00 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 10.04 | US Citizen |  | 761 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 06/27/2025 | 761 | Fair Isaac (VER. 2) | 747 | FICO Classic V5 Facta | 784 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000086050 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1425.52 |  | 0.363985 |  |  |  |  |  | $1425.52 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $149.83 | $110.92 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 774 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/08/2025 | 777 | Fair Isaac (VER. 2) | 774 | FICO Classic V5 Facta | 764 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000086632 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2200.00 | Third Party Rental Source | $1425.15 |  | 0.000000 | 0.65 |  |  | 1.54 | 1.54 | $1425.15 |  |  | No |  |  |  | Long Term |  | $1100.00 | No |  |  |  | Long Term |  | $1100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $24800.00 |  |  | $335.52 | $159.67 | Level 4-Stated/Verified as defined | No | 1 | 5 | No | No |  | Experienced Investor |  | Non-Permanent Resident Alien |  | 751 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Non-Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | 06/25/2025 | 746 | FICO II | 752 | Beacon 5 | 751 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | XXXX |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000087402 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $7146.34 |  | 0.389122 |  |  |  |  |  | $7146.34 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1094.00 | $402.75 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 789 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/25/2025 | 766 | Fair Isaac (VER. 2) | 789 | FICO Classic V5 Facta | 789 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000086832 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $5000.00 | Third Party Rental Source | $4342.32 |  | 0.000000 | 0.87 |  |  | 1.15 | 1.15 | $4342.32 |  |  | No |  |  |  | Long Term |  | $5000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $59243.00 |  |  | $420.10 | $170.25 | Level 4-Stated/Verified as defined | No | 1 | 9 | No | No |  | Experienced Investor |  | US Citizen |  | 666 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/25/2025 | 658 | Fair Isaac (VER. 2) | 666 | FICO Classic V5 Facta | 675 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 55.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000087206 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2172.40 |  | 0.390756 |  |  |  |  |  | $2172.40 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $593.75 | $82.08 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  | 1.66 | Permanent Resident Alien |  | 786 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 7 | Permanent Resident Alien | Resident Alien Card |  | Level 3-Stated/Partially Verified | 08/08/2025 | 784 | Fair Isaac (VER. 2) | 786 | FICO Classic V5 Facta | 804 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000087308 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2500.00 | Rent on Existing Lease | $2489.32 |  | 0.000000 | 1 |  |  | 1.00 | 1 | $2489.32 |  |  | Yes | 08/15/2025 | 08/31/2026 | 12 | Long Term | $2500.00 | $2500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $24528.00 |  |  | $560.72 | $155.43 | Level 1-Not Stated/Not Verified | No | 1 | 6 | No |  |  | Experienced Investor | 1.05 |  |  | 695 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 81.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 07/23/2025 | 720 | Fair Isaac (VER. 2) | 665 | FICO Classic V5 Facta | 695 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  | 113.372% | XXXX |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000090021 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $5891.00 | Third Party Rental Source | $4373.83 |  | 0.000000 | 0.74 |  |  | 1.35 | 1.35 | $4373.83 |  |  | Yes | 08/01/2023 | 08/01/2024 | 12 | Long Term | $3200.00 | $3200.00 | No |  |  |  | Long Term |  | $2691.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $1004.36 | $84.83 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 802 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/23/2025 | 793 | Fair Isaac (VER. 2) | 802 | FICO Classic V5 Facta | 823 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 28.571% | XXXX |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000089054 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3000.00 | Third Party Rental Source | $3039.84 |  | 0.000000 | 1.01 |  |  | 0.99 | 0.99 | $3039.84 |  |  | Yes | 02/01/2025 | 01/31/2026 | 12 | Long Term | $3100.00 | $3000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $26480.00 |  |  | $76.73 | $243.42 | Level 1-Not Stated/Not Verified | No | 1 | 6 | No |  |  | Experienced Investor | 0.26 |  |  | 735 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 85.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 06/20/2025 | 735 | Fair Isaac (VER. 2) | 757 | FICO Classic V5 Facta | 733 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 60.526% | XXXX |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000086971 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2734.63 |  | 0.371454 |  |  |  |  |  | $2734.63 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $507.00 | $85.33 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 795 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/11/2025 | 820 | Fair Isaac (VER. 2) | 799 | Beacon 5 | 809 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/11/2025 | 795 | Fair Isaac (VER. 2) | 792 | Beacon 5 | 804 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000086514 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2656.00 | Third Party Rental Source | $3101.03 |  | 0.000000 | 1.17 |  |  | 0.86 | 0.86 | $3101.03 |  |  | No |  |  |  | Long Term |  | $2656.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | $428.31 | $849.79 | Level 3-Stated/Partially Verified | No | 1 | 5 | No | No |  | Experienced Investor | 0.46 | US Citizen |  | 779 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 07/31/2025 | 745 | Fair Isaac (VER. 2) | 788 | FICO Classic V5 Facta | 779 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 56.263% | XXXX |  |  | 91.333% | XXXX |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000087221 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2613.03 |  | 0.476102 |  |  |  |  |  | $2613.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $596.48 | $0.00 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  | 1.72 | US Citizen |  | 795 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 3-Stated/Partially Verified | 08/08/2025 | 820 | Fair Isaac (VER. 2) | 795 | FICO Classic V5 Facta | 782 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000090214 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $7500.00 | Rent on Existing Lease | $8531.15 |  | 0.000000 | 1.14 |  |  | 0.88 | 0.88 | $8531.15 |  |  | Yes | 02/01/2025 | 01/31/2026 | 12 | Long Term | $7500.00 | $7500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $188144.00 |  |  | $131.09 | $122.76 | Level 3-Stated/Partially Verified | No | 1 | 10 | No | No | No | Experienced Investor | 1.47 | US Citizen | US Citizen | 789 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 07/16/2025 | 803 | Fair Isaac (VER. 2) | 789 | FICO Classic V5 Facta | 789 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 07/16/2025 | 796 | Fair Isaac (VER. 2) | 798 | FICO Classic V5 Facta | 804 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 60.000% | XXXX |  |  | 103.279% | XXXX |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000089070 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3700.00 | Third Party Rental Source | $3647.73 |  | 0.000000 | 0.99 |  |  | 1.01 | 1.01 | $3647.73 |  |  | No |  |  |  | Long Term |  | $3700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $22200.00 |  |  | $515.63 | $222.18 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor |  | US Citizen |  | 735 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/05/2025 | 735 | Fair Isaac (VER. 2) | 724 | Beacon 5 | 735 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 74.250% | XXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000090849 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3150.00 | Third Party Rental Source | $2693.51 |  | 0.000000 | 0.86 |  |  | 1.17 | 1.17 | $2693.51 |  |  | No |  |  |  | Long Term |  | $3150.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $103940.00 |  |  | $712.37 | $53.33 | Level 4-Stated/Verified as defined | No | 1 | 7 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 808 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/01/2025 | 837 | Fair Isaac (VER. 2) | 813 | Beacon 5 | 820 | FICO Risk Score Classic 04 | Individual | Trustee |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/01/2025 | 808 | Fair Isaac (VER. 2) | 788 | Beacon 5 | 820 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 61.000% | XXXX |  |  | 61.012% |  |  | 61.012% |  |  |  |  |  |  |  |  |
| XXXX | 4000087774 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4200.00 | Rent on Existing Lease | $3575.67 |  | 0.000000 | 0.85 |  |  | 1.17 | 1.17 | $3575.67 |  |  | Yes | 08/01/2025 | 08/01/2026 | 12 | Long Term | $4200.00 | $4200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $108020.00 |  |  | $855.97 | $94.43 | Level 4-Stated/Verified as defined | No | 1 | 5 | No | No |  | Experienced Investor | 3.52 | US Citizen |  | 809 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/18/2025 | 820 | Fair Isaac (VER. 2) | 787 | Beacon 5 | 809 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 46.067% | XXXX |  |  | 59.854% | XXXX |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000087762 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2850.00 | Third Party Rental Source | $3150.87 |  | 0.000000 | 1.11 |  |  | 0.90 | 0.9 | $3150.87 |  |  | No |  |  |  | Long Term |  | $2850.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $2400.00 |  |  | $395.35 | $181.40 | Level 2-Stated/Not Verified | No | 1 | 3 | No | No |  | Experienced Investor |  | US Citizen |  | 745 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 2-Stated/Not Verified | 08/09/2025 | 747 | FICO II | 743 | Beacon 5 | 745 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | XXXX |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000087087 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2950.00 | Third Party Rental Source | $3519.20 |  | 0.000000 | 1.19 |  |  | 0.84 | 0.84 | $3519.20 |  |  | No |  |  |  | Long Term |  | $2950.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $37900.00 |  |  | $215.71 | $240.83 | Level 4-Stated/Verified as defined | No | 1 | 11 | No | No | No | Experienced Investor |  | Permanent Resident Alien | Permanent Resident Alien | 768 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | 08/16/2025 | 763 | Fair Isaac (VER. 2) | 768 | FICO Classic V5 Facta | 781 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | 08/16/2025 | 783 | Fair Isaac (VER. 2) | 781 | FICO Classic V5 Facta | 787 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 72.952% | XXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000087642 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3500.00 | Third Party Rental Source | $2961.15 |  | 0.000000 | 0.85 |  |  | 1.18 | 1.18 | $2961.15 |  |  | No |  |  |  | Long Term |  | $3500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $40100.00 |  |  | $625.00 | $123.92 | Level 3-Stated/Partially Verified | No | 1 | 8 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 770 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 08/04/2025 | 765 | Fair Isaac (VER. 2) | 770 | FICO Classic V5 Facta | 775 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 08/04/2025 | 790 | Fair Isaac (VER. 2) | 782 | FICO Classic V5 Facta | 775 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 56.451% | XXXX |  |  | 58.333% |  |  | 58.333% |  |  |  |  |  |  |  |  |
| XXXX | 4000085731 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $8960.53 |  | 0.434904 |  |  |  |  |  | $8960.53 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1944.77 | $223.56 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 1.24 | US Citizen | US Citizen | 775 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee | Employed |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/21/2025 | 807 | Fair Isaac (VER. 2) | 781 | FICO Classic V5 Facta | 786 | FICO Risk Score Classic 04 | Individual | Trustee | Employed |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/21/2025 | 798 | Fair Isaac (VER. 2) | 771 | FICO Classic V5 Facta | 775 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 3 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000086975 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1050.00 | Third Party Rental Source | $835.20 |  | 0.000000 | 0.8 |  |  | 1.26 | 1.26 | $835.20 |  |  | Yes | 05/12/2023 | 04/30/2024 | 11 | Long Term | $1217.00 | $1050.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $16000.00 |  |  | $111.57 | $85.95 | Level 1-Not Stated/Not Verified | No | 1 | 1 | No |  |  | Experienced Investor |  |  |  | 752 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 06/16/2025 | 752 | Fair Isaac (VER. 2) | 758 | FICO Classic V5 Facta | 745 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | XXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000085810 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3500.00 | Third Party Rental Source | $3297.18 |  | 0.000000 | 0.94 |  |  | 1.06 | 1.06 | $3297.18 |  |  | No |  |  |  | Long Term |  | $3500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $96000.00 |  |  | $572.92 | $162.85 | Level 3-Stated/Partially Verified | No | 1 | 7 | No | No | No | Experienced Investor |  | US Citizen | Permanent Resident Alien | 811 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 07/18/2025 | 830 | Fair Isaac (VER. 2) | 810 | FICO Classic V5 Facta | 798 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | Permanent Resident Alien |  |  | Level 3-Stated/Partially Verified | 07/18/2025 | 827 | Fair Isaac (VER. 2) | 811 | FICO Classic V5 Facta | 769 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | XXXX |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000087421 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3550.00 | Third Party Rental Source | $4989.49 |  | 0.000000 | 1.41 |  |  | 0.71 | 0.71 | $4989.49 |  |  | No |  |  |  | Long Term |  | $3550.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $801.04 | $254.00 | Level 4-Stated/Verified as defined | No | 1 | 8 | No | No |  | Experienced Investor |  | US Citizen |  | 786 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/22/2025 | 776 | Fair Isaac (VER. 2) | 810 | FICO Classic V5 Facta | 786 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000086560 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4054.00 | Rent on Existing Lease | $3848.98 |  | 0.000000 | 0.95 |  |  | 1.05 | 1.05 | $3848.98 |  |  | Yes | 01/01/2025 | 01/01/2026 | 12 | Long Term | $4054.00 | $4400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $854.04 | $101.17 | Level 4-Stated/Verified as defined | No | 1 | 6 | No | No | No | Experienced Investor | 4.79 | US Citizen | US Citizen | 639 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/29/2025 | 639 | Fair Isaac (VER. 2) | 600 | FICO Classic V5 Facta | 670 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/21/2025 | 774 | Fair Isaac (VER. 2) | 780 | FICO Classic V5 Facta | 773 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 60.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000086895 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $6850.93 |  | 0.473154 |  |  |  |  |  | $6850.93 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1187.50 | $403.75 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 814 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee | Employed |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/22/2025 | 792 | Fair Isaac (VER. 2) | 814 | FICO Classic V5 Facta | 820 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000089885 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3675.45 | Rent on Existing Lease | $3449.30 |  | 0.000000 | 0.94 |  |  | 1.07 | 1.07 | $3449.30 |  |  | Yes | 02/01/2023 | 03/01/2023 | 1 | Long Term | $3675.45 | $3700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $197.42 | $73.17 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No |  | Experienced Investor | 3.89 | US Citizen |  | 803 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/13/2025 | 803 | Fair Isaac (VER. 2) | 806 | FICO Classic V5 Facta | 783 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 50.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000087444 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2200.00 | Third Party Rental Source | $1909.61 |  | 0.000000 | 0.87 |  |  | 1.15 | 1.15 | $1909.61 |  |  | Yes | 02/21/2025 | 02/21/2026 | 12 | Long Term | $2800.00 | $2200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $15000.00 |  |  | $188.56 | $104.13 | Level 1-Not Stated/Not Verified | No | 1 | 4 | No |  |  | Experienced Investor | 3.20 |  |  | 720 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 33.33% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 08/06/2024 | 753 | FICO II | 750 | Beacon 5 | 740 | FICO Risk Score Classic 04 | 3 |  |  | 33.34% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 08/06/2025 | 720 | FICO II | 738 | Beacon 5 | 714 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  | 44.037% | XXXX |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000090236 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2000.00 | Third Party Rental Source | $1889.57 |  | 0.000000 | 0.94 |  |  | 1.06 | 1.06 | $1889.57 |  |  | No |  |  |  | Long Term |  | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $73800.00 |  |  | $331.09 | $149.33 | Level 3-Stated/Partially Verified | No | 1 | 13 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 765 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 07/31/2025 | 768 | FICO II | 759 | Beacon 5 | 765 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/31/2025 | 710 | FICO II | 808 | Beacon 5 | 812 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 59.005% | XXXX |  |  | 60.539% |  |  | 60.539% |  |  |  |  |  |  |  |  |
| XXXX | 4000087383 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2200.00 | Third Party Rental Source | $2109.03 |  | 0.000000 | 0.96 |  |  | 1.04 | 1.04 | $2109.03 |  |  | Yes | 02/01/2025 | 02/01/2026 | 12 | Long Term | $2700.00 | $2200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $15000.00 |  |  | $230.29 | $105.08 | Level 2-Stated/Not Verified | No | 1 | 4 | No |  |  | Experienced Investor | 3.20 |  |  | 720 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 2-Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 49.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 07/13/2025 | 753 | FICO II | 750 | Beacon 5 | 740 | FICO Risk Score Classic 04 | 3 |  |  | 51.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 07/13/2025 | 720 | FICO II | 738 | Beacon 5 | 714 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | XXXX |  |  | 47.706% | XXXX |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000087696 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $8500.00 | Third Party Rental Source | $9530.73 |  | 0.000000 | 1.12 |  |  | 0.89 | 0.89 | $9530.73 |  |  | No |  |  |  | Long Term |  | $2500.00 | No |  |  |  | Long Term |  | $2000.00 | No |  |  |  | Long Term |  | $2000.00 | No |  |  |  | Long Term |  | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $101700.00 |  |  | $1736.46 | $407.39 | Level 3-Stated/Partially Verified | No | 1 | 4 | No | No |  | Experienced Investor |  | US Citizen |  | 797 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 05/29/2025 | 821 | Fair Isaac (VER. 2) | 797 | FICO Classic V5 Facta | 730 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 4 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 70.000% | XXXX |  |  | 68.320% |  |  | 68.320% |  |  |  |  |  |  |  |  |
| XXXX | 4000088898 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2250.00 | Rent on Existing Lease | $1547.57 |  | 0.000000 | 0.69 |  |  | 1.45 | 1.45 | $1547.57 |  |  | Yes | 03/06/2025 | 03/06/2026 | 12 | Long Term | $1100.00 | $1300.00 | Yes | 04/01/2025 | 04/01/2026 | 12 | Long Term | $1150.00 | $1300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $36353.00 |  |  | $261.95 | $283.25 | Level 1-Not Stated/Not Verified | No | 1 | 9 | No |  |  | Experienced Investor | 1.01 |  |  | 688 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 06/17/2025 | 668 | Fair Isaac (VER. 2) | 712 | Beacon 5 | 688 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000087380 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1800.00 | Rent on Existing Lease | $1994.54 |  | 0.000000 | 1.11 |  |  | 0.90 | 0.9 | $1994.54 |  |  | Yes | 04/08/2024 | 03/31/2025 | 11 | Long Term | $1800.00 | $1900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $394.41 | $114.58 | Level 4-Stated/Verified as defined | No | 1 | 5 | No | No | No | Experienced Investor | 1.53 | US Citizen | US Citizen | 738 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/01/2025 | 742 | Fair Isaac (VER. 2) | 711 | FICO Classic V5 Facta | 738 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/01/2025 | 744 | Fair Isaac (VER. 2) | 725 | FICO Classic V5 Facta | 751 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  | 90.741% | XXXX |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000085939 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4500.00 | Third Party Rental Source | $3477.31 |  | 0.000000 | 0.77 |  |  | 1.29 | 1.29 | $3477.31 |  |  | No |  |  |  | Long Term |  | $2000.00 | No |  |  |  | Long Term |  | $2500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $541.66 | $345.61 | Level 4-Stated/Verified as defined | No | 1 | 9 | No | No |  | Experienced Investor |  | US Citizen |  | 750 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/22/2025 | 750 | Fair Isaac (VER. 2) | 748 | FICO Classic V5 Facta | 762 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 70.093% | XXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000089980 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $5300.00 | Third Party Rental Source | $5963.24 |  | 0.000000 | 1.13 |  |  | 0.89 | 0.89 | $5963.24 |  |  | No |  |  |  | Long Term |  | $5300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $250.00 | $0.00 | Level 3-Stated/Partially Verified | No | 1 | 26 | No | No |  | Experienced Investor |  | US Citizen |  | 757 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 08/04/2025 | 759 | Fair Isaac (VER. 2) | 757 | FICO Classic V5 Facta | 745 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 70.000% | XXXX |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000088953 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3400.00 | Third Party Rental Source | $4497.92 |  | 0.000000 | 1.32 |  |  | 0.76 | 0.76 | $4497.92 |  |  | No |  |  |  | Long Term |  | $3400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $50000.00 |  |  | $688.45 | $198.75 | Level 3-Stated/Partially Verified | No | 1 | 12 | No | No |  | Experienced Investor |  | US Citizen |  | 809 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 08/06/2025 | 821 | Fair Isaac (VER. 2) | 804 | FICO Classic V5 Facta | 809 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 72.000% | XXXX |  |  | 73.043% |  |  | 73.043% |  |  |  |  |  |  |  |  |
| XXXX | 4000087334 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2995.00 | Third Party Rental Source | $2539.30 |  | 0.000000 | 0.85 |  |  | 1.18 | 1.18 | $2539.30 |  |  | No |  |  |  | Long Term |  | $2995.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $228.58 | $71.83 | Level 4-Stated/Verified as defined | No | 1 | 36 | No | No |  | Experienced Investor |  | Permanent Resident Alien |  | 736 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | 07/23/2025 | 709 | Fair Isaac (VER. 2) | 736 | FICO Classic V5 Facta | 761 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 64.619% | XXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000086021 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1800.00 | Third Party Rental Source | $1084.21 |  | 0.000000 | 0.6 |  |  | 1.66 | 1.66 | $1084.21 |  |  | Yes | 07/15/2025 | 07/14/2027 | 24 | Long Term | $2798.00 | $1800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $24800.00 |  |  | $333.66 | $86.24 | Level 4-Stated/Verified as defined | No | 1 | 9 | No | No |  | Experienced Investor |  | US Citizen |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 06/03/2025 | 785 | Fair Isaac (VER. 2) | 778 | FICO Classic V5 Facta | 766 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 41.053% | XXXX |  |  | 41.050% |  |  | 41.050% |  |  |  |  |  |  |  |  |
| XXXX | 4000090200 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $9000.00 | Rent on Existing Lease | $9950.07 |  | 0.000000 | 1.11 |  |  | 0.90 | 0.9 | $9950.07 |  |  | Yes | 09/01/2025 | 08/31/2026 | 12 | Long Term | $3200.00 | $3200.00 | Yes | 09/01/2025 | 08/31/2026 | 12 | Long Term | $5800.00 | $5800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $198800.00 |  |  | $2700.00 | $107.75 | Level 3-Stated/Partially Verified | No | 1 | 5 | No |  |  | Experienced Investor |  |  |  | 760 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 06/11/2025 | 761 | Fair Isaac (VER. 2) | 735 | FICO Classic V5 Facta | 760 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 53.704% | XXXX |  |  | 53.704% |  |  | 53.704% |  |  |  |  |  |  |  |  |
| XXXX | 4000088568 | XXXX |  |  |  |  |  |  | Yes | No | Short Term |  |  |  | $6000.00 | Third Party Rental Source | $7925.79 |  | 0.000000 | 1.32 |  |  | 0.76 | 0.76 | $7925.79 |  |  | No |  |  |  | Short Term |  | $6000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $1855.92 | $764.08 | Level 4-Stated/Verified as defined | No | 1 | 5 | No |  |  | Experienced Investor | 0.96 |  |  | 756 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 07/31/2025 | 756 | Fair Isaac (VER. 2) | 753 | Beacon 5 | 756 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 55.000% | XXXX |  |  | 100000.000% | XXXX |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000087279 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2441.06 |  | 0.198746 |  |  |  |  |  | $2441.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $208.33 | $110.25 | Level 3-Stated/Partially Verified |  |  |  | No | No | No |  |  | Non-Permanent Resident Alien | Non-Permanent Resident Alien | 732 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | Non-Permanent Resident Alien | Employment Authorization |  | Level 3-Stated/Partially Verified | 08/12/2025 | 749 | FICO II | 710 | Beacon 5 | 732 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 1 | Non-Permanent Resident Alien | Employment Authorization |  | Level 3-Stated/Partially Verified | 08/12/2025 | 739 | FICO II | 749 | Beacon 5 | 717 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000086981 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $5000.00 | Third Party Rental Source | $4538.48 |  | 0.000000 | 0.91 |  |  | 1.10 | 1.1 | $4538.48 |  |  | No |  |  |  | Long Term |  | $5000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $504000.00 |  |  | $603.52 | $295.59 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor |  | US Citizen |  | 751 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/26/2025 | 773 | Fair Isaac (VER. 2) | 751 | FICO Classic V5 Facta | 715 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | XXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000085561 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2400.00 | Third Party Rental Source | $2072.15 |  | 0.000000 | 0.86 |  |  | 1.16 | 1.16 | $2072.15 |  |  | No |  |  |  | Long Term |  | $2400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $363.25 | $58.75 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 759 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/22/2025 | 722 | Fair Isaac (VER. 2) | 759 | Beacon 5 | 759 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 07/22/2025 | 779 | Fair Isaac (VER. 2) | 771 | Beacon 5 | 760 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | XXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000089712 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1750.00 | Third Party Rental Source | $1580.56 |  | 0.000000 | 0.9 |  |  | 1.11 | 1.11 | $1580.56 |  |  | No |  |  |  | Long Term |  | $1750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $30600.00 |  |  | $155.98 | $136.17 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor |  |  |  | 788 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 51.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | 07/23/2025 | 790 | Fair Isaac (VER. 2) | 788 | FICO Classic V5 Facta | 782 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 77.607% | XXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000087690 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $7749.14 |  | 0.320587 |  |  |  |  |  | $7749.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1380.21 | $198.25 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 794 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Retired |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/05/2025 | 792 | Fair Isaac (VER. 2) | 800 | FICO Classic V5 Facta | 796 | FICO Risk Score Classic 04 | Individual | Individual | Retired |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/05/2025 | 779 | Fair Isaac (VER. 2) | 794 | FICO Classic V5 Facta | 801 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000087613 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3200.00 | Third Party Rental Source | $2788.19 |  | 0.000000 | 0.87 |  |  | 1.15 | 1.15 | $2788.19 |  |  | Yes | 08/01/2024 | 08/31/2025 | 13 | Long Term | $3500.00 | $3200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $15000.00 |  |  | $173.74 | $51.84 | Level 3-Stated/Partially Verified | No | 1 | 20 | No |  |  | Experienced Investor | 0.69 |  |  | 741 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 06/17/2025 | 741 | Fair Isaac (VER. 2) | 726 | FICO Classic V5 Facta | 771 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 62.418% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000086003 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3823.00 | Rent on Existing Lease | $2463.40 |  | 0.000000 | 0.64 |  |  | 1.55 | 1.55 | $2463.40 |  |  | Yes | 02/01/2025 | 03/01/2025 | 1 | Long Term | $1974.00 | $2450.00 | Yes | 02/01/2025 | 03/01/2025 | 1 | Long Term | $1049.00 | $1650.00 | Yes | 02/01/2025 | 03/01/2025 | 1 | Long Term | $800.00 | $1650.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $50000.00 |  |  | $313.37 | $103.50 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No | No | Experienced Investor | 12.92 | US Citizen | US Citizen | 741 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/23/2025 | 803 | Fair Isaac (VER. 2) | 768 | FICO Classic V5 Facta | 746 | FICO Risk Score Classic 04 | Individual | Trustee |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/23/2025 | 770 | Fair Isaac (VER. 2) | 741 | FICO Classic V5 Facta | 720 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 3 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 45.113% | XXXX |  |  | 174.419% | XXXX |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000087144 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1450.00 | Third Party Rental Source | $845.32 |  | 0.000000 | 0.58 |  |  | 1.72 | 1.72 | $845.32 |  |  | No |  |  |  | Long Term |  | $1450.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $71.41 | $53.92 | Level 1-Not Stated/Not Verified | No | 1 | 1 | No |  |  | Experienced Investor |  |  |  | 777 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 07/25/2025 | 777 | FICO II | 774 | Beacon 5 | 796 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 73.358% | XXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000088841 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $7150.00 | Third Party Rental Source | $13250.06 |  | 0.000000 | 1.85 |  |  | 0.54 | 0.54 | $13250.06 |  |  | No |  |  |  | Long Term |  | $7150.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $90900.00 |  |  | $2656.25 | $156.51 | Level 3-Stated/Partially Verified | No | 1 | 3 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 790 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 4 | US Citizen |  |  | Level 3-Stated/Partially Verified | 08/13/2025 | 793 | Fair Isaac (VER. 2) | 787 | FICO Classic V5 Facta | 798 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/13/2025 | 790 | Fair Isaac (VER. 2) | 789 | FICO Classic V5 Facta | 792 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 60.000% | XXXX |  |  | 60.000% |  |  | 60.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000087499 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1700.00 | Third Party Rental Source | $1193.47 |  | 0.000000 | 0.7 |  |  | 1.42 | 1.42 | $1193.47 |  |  | No |  |  |  | Long Term |  | $1700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $29500.00 |  |  | $223.83 | $134.33 | Level 3-Stated/Partially Verified | No | 1 | 7 | No |  |  | Experienced Investor |  |  |  | 754 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 08/01/2025 | 754 | Fair Isaac (VER. 2) | 785 | FICO Classic V5 Facta | 744 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 64.286% | XXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000088950 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2550.00 | Third Party Rental Source | $2531.36 |  | 0.000000 | 0.99 |  |  | 1.01 | 1.01 | $2531.36 |  |  | No |  |  |  | Long Term |  | $2550.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $17000.00 |  |  | $557.29 | $110.29 | Level 3-Stated/Partially Verified | No | 1 | 1 | No | No |  | Experienced Investor |  | Permanent Resident Alien |  | 768 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Permanent Resident Alien |  |  | Level 3-Stated/Partially Verified | 08/07/2025 | 746 | FICO II | 768 | Beacon 5 | 768 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 43.519% | XXXX |  |  | 43.925% |  |  | 43.925% |  |  |  |  |  |  |  |  |
| XXXX | 4000089926 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4800.00 | Third Party Rental Source | $4744.49 |  | 0.000000 | 0.99 |  |  | 1.01 | 1.01 | $4744.49 |  |  | No |  |  |  | Long Term |  | $4800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $197000.00 |  |  | $1213.85 | $128.14 | Level 3-Stated/Partially Verified | No | 1 | 1 | No | No |  | Experienced Investor |  | Permanent Resident Alien |  | 789 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Permanent Resident Alien |  |  | Level 3-Stated/Partially Verified | 07/09/2025 | 800 | Fair Isaac (VER. 2) | 789 | FICO Classic V5 Facta | 783 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 37.736% | XXXX |  |  | 37.777% |  |  | 37.777% |  |  |  |  |  |  |  |  |
| XXXX | 4000086020 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1400.00 | Third Party Rental Source | $754.13 |  | 0.000000 | 0.54 |  |  | 1.86 | 1.86 | $754.13 |  |  | Yes | 03/14/2025 | 03/13/2027 | 24 | Long Term | $1404.00 | $1400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $23200.00 |  |  | $278.29 | $44.32 | Level 4-Stated/Verified as defined | No | 1 | 7 | No | No |  | Experienced Investor |  | US Citizen |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 06/03/2025 | 785 | Fair Isaac (VER. 2) | 778 | FICO Classic V5 Facta | 766 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 33.333% | XXXX |  |  | 33.478% |  |  | 33.478% |  |  |  |  |  |  |  |  |
| XXXX | 4000085305 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2750.00 | Third Party Rental Source | $2682.72 |  | 0.000000 | 0.98 |  |  | 1.03 | 1.03 | $2682.72 |  |  | No |  |  |  | Long Term |  | $2750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $48100.00 |  |  | $486.95 | $194.83 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 794 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/21/2025 | 794 | Fair Isaac (VER. 2) | 794 | Beacon 5 | 795 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 07/21/2025 | 794 | Fair Isaac (VER. 2) | 801 | Beacon 5 | 801 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 60.000% | XXXX |  |  | 60.000% |  |  | 60.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000086022 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1841.00 | Rent on Existing Lease | $1138.50 |  | 0.000000 | 0.62 |  |  | 1.62 | 1.62 | $1138.50 |  |  | Yes | 05/01/2025 | 04/30/2027 | 24 | Long Term | $1841.00 | $1850.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $28400.00 |  |  | $322.03 | $55.63 | Level 4-Stated/Verified as defined | No | 1 | 6 | No | No |  | Experienced Investor |  | US Citizen |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 06/03/2025 | 785 | Fair Isaac (VER. 2) | 778 | FICO Classic V5 Facta | 766 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 42.675% | XXXX |  |  | 43.363% |  |  | 43.363% |  |  |  |  |  |  |  |  |
| XXXX | 4000086023 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1878.00 | Rent on Existing Lease | $1116.15 |  | 0.000000 | 0.59 |  |  | 1.68 | 1.68 | $1116.15 |  |  | Yes | 04/25/2025 | 04/24/2027 | 24 | Long Term | $1878.00 | $1900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $28400.00 |  |  | $317.87 | $54.48 | Level 4-Stated/Verified as defined | No | 1 | 9 | No | No |  | Experienced Investor |  | US Citizen |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 06/03/2025 | 785 | Fair Isaac (VER. 2) | 778 | FICO Classic V5 Facta | 766 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 42.951% | XXXX |  |  | 42.948% |  |  | 42.948% |  |  |  |  |  |  |  |  |
| XXXX | 4000090656 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $5850.00 | Third Party Rental Source | $5351.01 |  | 0.000000 | 0.91 |  |  | 1.09 | 1.09 | $5351.01 |  |  | Yes | 01/01/2025 | 01/01/2026 | 12 | Long Term | $5900.00 | $5850.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $1558.57 | $255.42 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No |  | Experienced Investor | 1.32 | US Citizen |  | 796 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/17/2025 | 799 | Fair Isaac (VER. 2) | 780 | FICO Classic V5 Facta | 796 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 45.852% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000090266 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2395.00 | Rent on Existing Lease | $1482.30 |  | 0.000000 | 0.62 |  |  | 1.62 | 1.62 | $1482.30 |  |  | Yes | 04/01/2025 | 02/27/2026 | 10 | Long Term | $2395.00 | $2500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $229.31 | $81.58 | Level 4-Stated/Verified as defined | No | 1 | 27 | No | No |  | Experienced Investor | 20.46 | US Citizen |  | 792 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/31/2025 | 792 | Fair Isaac (VER. 2) | 774 | FICO Classic V5 Facta | 816 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000087012 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4559.96 |  | 0.476659 |  |  |  |  |  | $4559.96 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $970.83 | $497.17 | Level 3-Stated/Partially Verified |  |  |  | No | No | No |  | 3.68 | US Citizen | US Citizen | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified | 05/20/2025 | 803 | Fair Isaac (VER. 2) | 754 | FICO Classic V5 Facta | 778 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 05/20/2025 | 799 | Fair Isaac (VER. 2) | 756 | FICO Classic V5 Facta | 783 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000086812 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2098.97 |  | 0.381045 |  |  |  |  |  | $2098.97 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $164.42 | $97.92 | Level 3-Stated/Partially Verified |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 745 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 3-Stated/Partially Verified | 07/29/2025 | 778 | Fair Isaac (VER. 2) | 697 | FICO Classic V5 Facta | 754 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 5 | US Citizen |  |  | Level 3-Stated/Partially Verified | 07/29/2025 | 796 | Fair Isaac (VER. 2) | 745 | FICO Classic V5 Facta | 713 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000087525 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3420.00 | Multiple Sources | $2864.50 |  | 0.000000 | 0.84 |  |  | 1.19 | 1.19 | $2864.50 |  |  | Yes | 06/22/2025 | 06/22/2026 | 12 | Long Term | $1695.00 | $1725.00 | Yes | 06/25/2025 | 06/22/2026 | 11 | Long Term | $1750.00 | $1725.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $323.32 | $209.08 | Level 4-Stated/Verified as defined | No | 1 | 5 | No | No |  | Experienced Investor | 48.12 | US Citizen |  | 807 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/31/2025 | 807 | Fair Isaac (VER. 2) | 802 | FICO Classic V5 Facta | 820 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 50.714% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000088355 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4000.00 | Third Party Rental Source | $4632.87 |  | 0.000000 | 1.16 |  |  | 0.86 | 0.86 | $4632.87 |  |  | No |  |  |  | Long Term |  | $1800.00 | No |  |  |  | Long Term |  | $2200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $113200.00 |  |  | $955.41 | $228.58 | Level 3-Stated/Partially Verified | No | 1 | 26 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 797 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 07/14/2025 | 808 | Fair Isaac (VER. 2) | 807 | FICO Classic V5 Facta | 767 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/14/2025 | 797 | Fair Isaac (VER. 2) | 808 | FICO Classic V5 Facta | 774 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 70.000% | XXXX |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000090275 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2350.00 | Rent on Existing Lease | $1394.31 |  | 0.000000 | 0.59 |  |  | 1.69 | 1.69 | $1394.31 |  |  | Yes | 11/01/2024 | 02/01/2026 | 15 | Long Term | $2350.00 | $2350.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $229.67 | $43.08 | Level 4-Stated/Verified as defined | No | 1 | 27 | No | No |  | Experienced Investor | 20.33 | US Citizen |  | 792 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/31/2025 | 792 | Fair Isaac (VER. 2) | 774 | FICO Classic V5 Facta | 816 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  | 203.313% | XXXX |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000087407 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2844.68 |  | 0.365935 |  |  |  |  |  | $2844.68 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $311.64 | $355.98 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 1.87 | US Citizen |  | 785 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/06/2025 | 785 | Fair Isaac (VER. 2) | 791 | Beacon 5 | 785 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000086699 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1830.14 |  | 0.356332 |  |  |  |  |  | $1830.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $413.72 | $119.08 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 2.29 | US Citizen | Non-Permanent Resident Alien | 725 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 06/24/2025 | 744 | Fair Isaac (VER. 2) | 745 | FICO Classic V5 Facta | 711 | FICO Risk Score Classic 04 | Individual | Individual | Unemployed |  |  | 1 | Non-Permanent Resident Alien | Employment Authorization |  | Level 4-Stated/Verified as defined | 06/24/2025 | 725 | Fair Isaac (VER. 2) | 715 | FICO Classic V5 Facta | 730 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000086185 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2450.00 | Rent on Existing Lease | $2441.35 |  | 0.000000 | 1 |  |  | 1.00 | 1 | $2441.35 |  |  | Yes | 04/01/2025 | 03/31/2026 | 12 | Long Term | $2450.00 | $2450.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $546.39 | $270.02 | Level 4-Stated/Verified as defined | No | 1 | 6 | No | No |  | Experienced Investor |  | US Citizen |  | 686 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/16/2025 | 690 | Fair Isaac (VER. 2) | 686 | FICO Classic V5 Facta | 612 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 60.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000086925 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4100.00 | Third Party Rental Source | $4945.75 |  | 0.000000 | 1.21 |  |  | 0.83 | 0.83 | $4945.75 |  |  | Yes | 04/01/2025 | 03/31/2026 | 12 | Long Term | $4600.00 | $4100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $30621.00 |  |  | $787.75 | $123.58 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor | 2.05 | US Citizen |  | 757 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/18/2025 |  |  | 757 | FICO Classic V5 Facta | 796 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 60.000% | XXXX |  |  | 117.526% | XXXX |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000087090 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $6150.00 | Third Party Rental Source | $9808.17 |  | 0.000000 | 1.59 |  |  | 0.63 | 0.63 | $9808.17 |  |  | No |  |  |  | Long Term |  | $6150.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $30000.00 |  |  | $1400.00 | $253.17 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 782 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/16/2025 | 826 | Fair Isaac (VER. 2) | 782 | Beacon 5 | 782 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 47.222% | XXXX |  |  | 51.515% |  |  | 51.515% |  |  |  |  |  |  |  |  |
| XXXX | 4000088969 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $16000.00 | Third Party Rental Source | $10647.98 |  | 0.000000 | 0.67 |  |  | 1.50 | 1.5 | $10647.98 |  |  | No |  |  |  | Long Term |  | $16000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $93900.00 |  |  | $5768.23 | $281.25 | Level 3-Stated/Partially Verified | No | 1 | 8 | No | No |  | Experienced Investor |  | US Citizen |  | 763 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 08/06/2025 | 763 | Fair Isaac (VER. 2) | 788 | FICO Classic V5 Facta | 722 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 12.281% | XXXX |  |  | 12.641% |  |  | 12.641% |  |  |  |  |  |  |  |  |
| XXXX | 4000087117 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4588.53 |  | 0.438448 |  |  |  |  |  | $4588.53 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1036.39 | $152.53 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 790 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/22/2025 | 795 | Fair Isaac (VER. 2) | 790 | FICO Classic V5 Facta | 785 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000089851 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $5700.00 | Multiple Sources | $5555.91 |  | 0.000000 | 0.97 |  |  | 1.03 | 1.03 | $5555.91 |  |  | Yes | 09/01/2024 | 08/31/2025 | 12 | Long Term | $3200.00 | $3500.00 | No |  |  |  | Long Term |  | $2500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $62500.00 |  |  | $1054.90 | $289.89 | Level 4-Stated/Verified as defined | No | 1 | 5 | No | No |  | Experienced Investor |  | US Citizen |  | 823 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/29/2025 | 842 | Fair Isaac (VER. 2) | 799 | Beacon 5 | 823 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | Good |  |  |  |  |  |  |  |  |  | 73.770% | XXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000088184 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5428.59 |  | 0.429963 |  |  |  |  |  | $5428.59 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $645.28 | $53.42 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 3.33 | US Citizen |  | 727 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/07/2025 | 732 | Fair Isaac (VER. 2) | 709 | FICO Classic V5 Facta | 727 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000087876 | XXXX |  |  |  |  |  |  | Yes | No | Short Term |  |  |  | $3875.00 | Third Party Rental Source | $3369.48 |  | 0.000000 | 0.87 |  |  | 1.15 | 1.15 | $3369.48 |  |  | No |  |  |  | Short Term |  | $3875.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $35800.00 |  |  | $481.26 | $479.49 | Level 3-Stated/Partially Verified | No | 1 | 2 | No |  |  | Experienced Investor |  |  |  | 720 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 49.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 07/30/2025 | 707 | Fair Isaac (VER. 2) | 730 | FICO Classic V5 Facta | 692 | FICO Risk Score Classic 04 | 3 |  |  | 51.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 07/30/2025 | 724 | Fair Isaac (VER. 2) | 720 | FICO Classic V5 Facta | 715 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000091816 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2500.00 | Third Party Rental Source | $2020.75 |  | 0.000000 | 0.81 |  |  | 1.24 | 1.24 | $2020.75 |  |  | No |  |  |  | Long Term |  | $2500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $32460.00 |  |  | $389.23 | $186.75 | Level 1-Not Stated/Not Verified | No | 1 | 4 | No |  |  | Experienced Investor |  |  |  | 723 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 08/04/2025 | 736 | Fair Isaac (VER. 2) | 701 | Beacon 5 | 723 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | 08/04/2025 | 672 | Fair Isaac (VER. 2) | 710 | Beacon 5 | 678 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.945% | XXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000090421 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3400.00 | Rent on Existing Lease | $2193.16 |  | 0.000000 | 0.65 |  |  | 1.55 | 1.55 | $2193.16 |  |  | Yes | 09/01/2025 | 10/01/2026 | 13 | Long Term | $3400.00 | $3400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $81600.00 |  |  | $211.29 | $120.50 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor | 1.41 |  |  | 677 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 2 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 07/15/2025 | 671 | Fair Isaac (VER. 2) | 687 | FICO Classic V5 Facta | 677 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 55.000% | XXXX |  |  | 126.824% | XXXX |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000089876 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4550.00 | Third Party Rental Source | $4875.95 |  | 0.000000 | 1.07 |  |  | 0.93 | 0.93 | $4875.95 |  |  | No |  |  |  | Long Term |  | $4550.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $95800.00 |  |  | $1237.50 | $162.08 | Level 3-Stated/Partially Verified | No | 1 | 3 | No | No |  | Experienced Investor |  | Permanent Resident Alien |  | 779 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Permanent Resident Alien |  |  | Level 3-Stated/Partially Verified | 08/08/2025 | 779 | Fair Isaac (VER. 2) | 780 | FICO Classic V5 Facta | 775 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 46.296% | XXXX |  |  | 46.296% |  |  | 46.296% |  |  |  |  |  |  |  |  |
| XXXX | 4000087445 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2400.00 | Third Party Rental Source | $2215.73 |  | 0.000000 | 0.92 |  |  | 1.08 | 1.08 | $2215.73 |  |  | No |  |  |  | Long Term |  | $2400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $28572.00 |  |  | $230.60 | $55.75 | Level 1-Not Stated/Not Verified | No | 1 | 4 | No |  |  | Experienced Investor | 0.10 |  |  | 754 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 06/27/2025 | 736 | Fair Isaac (VER. 2) | 769 | FICO Classic V5 Facta | 754 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 79.452% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000088372 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1475.00 | Third Party Rental Source | $1474.90 |  | 0.000000 | 1 |  |  | 1.00 | 1 | $1474.90 |  |  | No |  |  |  | Long Term |  | $1475.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $15000.00 |  |  | $94.91 | $44.33 | Level 3-Stated/Partially Verified | No | 1 | 12 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 773 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 07/10/2025 | 751 | Fair Isaac (VER. 2) | 779 | FICO Classic V5 Facta | 806 | FICO Risk Score Classic 04 | Individual | Trustee |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 07/10/2025 | 773 | Fair Isaac (VER. 2) | 773 | FICO Classic V5 Facta | 800 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 58.889% | XXXX |  |  | 59.328% |  |  | 59.328% |  |  |  |  |  |  |  |  |
| XXXX | 4000088159 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $14600.00 | Multiple Sources | $12967.27 |  | 0.000000 | 0.89 |  |  | 1.13 | 1.13 | $12967.27 |  |  | No |  |  |  | Long Term |  | $3000.00 | Yes | 07/15/2023 | 07/15/2024 | 12 | Long Term | $5800.00 | $6650.00 | Yes | 03/18/2023 | 03/17/2024 | 12 | Long Term | $5800.00 | $6650.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $87600.00 |  |  | $2682.29 | $250.00 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 780 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/01/2025 | 771 | Fair Isaac (VER. 2) | 801 | FICO Classic V5 Facta | 780 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/01/2025 | 820 | Fair Isaac (VER. 2) | 802 | FICO Classic V5 Facta | 800 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 3 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 63.160% | XXXX |  |  | 65.000% |  |  | 65.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000087628 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $7000.00 | Third Party Rental Source | $16327.56 |  | 0.000000 | 2.33 |  |  | 0.43 | 0.43 | $16327.56 |  |  | Yes | 09/01/2025 | 08/31/2026 | 12 | Long Term | $7500.00 | $7000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | $2554.49 | $556.50 | Level 4-Stated/Verified as defined | No | 1 | 7 | No | No |  | Experienced Investor | 4.11 | US Citizen |  | 793 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/15/2025 | 821 | FICO II | 793 | Beacon 5 | 769 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 60.000% | XXXX |  |  | 194.107% | XXXX |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000087832 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $24500.00 | Third Party Rental Source | $8200.96 |  | 0.000000 | 0.33 |  |  | 2.99 | 2.99 | $8200.96 |  |  | No |  |  |  | Long Term |  | $24500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $50000.00 |  |  | $1562.50 | $1154.08 | Level 1-Not Stated/Not Verified | No | 1 | 7 | No |  |  | Experienced Investor |  |  |  | 812 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 62.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 07/24/2025 | 814 | Fair Isaac (VER. 2) | 801 | FICO Classic V5 Facta | 812 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 45.561% | XXXX |  |  | 65.000% |  |  | 65.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000086270 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2550.00 | Third Party Rental Source | $1926.96 |  | 0.000000 | 0.76 |  |  | 1.32 | 1.32 | $1926.96 |  |  | No |  |  |  | Long Term |  | $2550.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $42200.00 |  |  | $208.38 | $121.83 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor |  | US Citizen |  | 713 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/24/2025 | 691 | Fair Isaac (VER. 2) | 726 | FICO Classic V5 Facta | 713 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 55.435% | XXXX |  |  | 56.044% |  |  | 56.044% |  |  |  |  |  |  |  |  |
| XXXX | 4000089224 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2200.00 | Third Party Rental Source | $2080.89 |  | 0.000000 | 0.95 |  |  | 1.06 | 1.06 | $2080.89 |  |  | No |  |  |  | Long Term |  | $2200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $40000.00 |  |  | $415.27 | $111.22 | Level 1-Not Stated/Not Verified | No | 1 | 7 | No |  |  | Experienced Investor |  |  |  | 786 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 5 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 07/28/2025 | 786 | Fair Isaac (VER. 2) | 787 | FICO Classic V5 Facta | 757 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 69.494% | XXXX |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000087330 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2950.00 | Third Party Rental Source | $3175.28 |  | 0.000000 | 1.08 |  |  | 0.93 | 0.93 | $3175.28 |  |  | Yes | 09/01/2025 | 08/31/2026 | 12 | Long Term | $3000.00 | $2950.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | $454.31 | $648.94 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No |  | Experienced Investor | 2.27 | US Citizen |  | 709 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/24/2025 | 697 | FICO II | 709 | Beacon 5 | 711 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 48.465% | XXXX |  |  | 95.238% | XXXX |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000088577 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2656.34 |  | 0.409354 |  |  |  |  |  | $2656.34 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $247.92 | $254.33 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 758 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Retired |  |  | 5 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/21/2025 | 773 | Fair Isaac (VER. 2) | 782 | Beacon 5 | 764 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 5 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/21/2025 | 755 | Fair Isaac (VER. 2) | 778 | Beacon 5 | 758 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000090842 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2450.00 | Third Party Rental Source | $2406.79 |  | 0.000000 | 0.98 |  |  | 1.02 | 1.02 | $2406.79 |  |  | No |  |  |  | Long Term |  | $2450.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $684.79 | $116.58 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 673 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/15/2025 | 673 | Fair Isaac (VER. 2) | 665 | Beacon 5 | 680 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 54.545% | XXXX |  |  | 57.534% |  |  | 57.534% |  |  |  |  |  |  |  |  |
| XXXX | 4000087923 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $16332.00 | Rent on Existing Lease | $6941.08 |  | 0.000000 | 0.42 |  |  | 2.35 | 2.35 | $6941.08 |  |  | Yes | 01/01/2024 | 06/30/2025 | 18 | Long Term | $4800.00 | $4800.00 | Yes | 09/01/2020 | 08/31/2021 | 12 | Long Term | $4260.00 | $4400.00 | Yes | 04/01/2025 | 05/01/2025 | 1 | Long Term | $2112.00 | $4300.00 | Yes | 11/01/2024 | 10/31/2026 | 24 | Long Term | $5160.00 | $5160.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $163320.00 |  |  | $1124.59 | $763.60 | Level 4-Stated/Verified as defined | No | 1 | 6 | No | No | No | Experienced Investor | 1.52 | US Citizen | US Citizen | 764 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/07/2025 | 780 | Fair Isaac (VER. 2) | 762 | FICO Classic V5 Facta | 764 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/07/2025 | 764 | Fair Isaac (VER. 2) | 773 | FICO Classic V5 Facta | 743 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 4 |  |  |  |  | Good |  |  |  |  |  |  |  |  |  | 17.442% | XXXX |  |  | 187.500% | XXXX |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000086097 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5343.23 |  | 0.252387 |  |  |  |  |  | $5343.23 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $550.20 | $94.58 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 781 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/08/2025 | 781 | Fair Isaac (VER. 2) | 789 | Beacon 5 | 763 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000085811 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1550.00 | Third Party Rental Source | $1512.30 |  | 0.000000 | 0.98 |  |  | 1.02 | 1.02 | $1512.30 |  |  | No |  |  |  | Long Term |  | $1550.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $24900.00 |  |  | $200.80 | $125.58 | Level 4-Stated/Verified as defined | No | 1 | 11 | No | No |  | Experienced Investor |  | US Citizen |  | 743 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/14/2025 | 748 | Fair Isaac (VER. 2) | 741 | Beacon 5 | 743 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.319% | XXXX |  |  | 79.551% |  |  | 79.551% |  |  |  |  |  |  |  |  |
| XXXX | 4000087388 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3932.60 |  | 0.460484 |  |  |  |  |  | $3932.60 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $547.70 | $437.90 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 712 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/04/2025 | 710 | FICO II | 713 | Beacon 5 | 712 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000086747 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2058.44 |  | 0.497941 |  |  |  |  |  | $2058.44 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $539.98 | $113.75 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 788 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 9 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/30/2025 | 788 | Fair Isaac (VER. 2) | 786 | Beacon 5 | 795 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 9 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/30/2025 | 817 | Fair Isaac (VER. 2) | 789 | Beacon 5 | 781 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000084812 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $6275.00 | Rent on Existing Lease | $4424.14 |  | 0.000000 | 0.71 |  |  | 1.42 | 1.42 | $4424.14 |  |  | Yes | 09/01/2025 | 09/01/2026 | 12 | Long Term | $6275.00 | $6275.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $84000.00 |  |  | $426.38 | $232.65 | Level 1-Not Stated/Not Verified | No | 1 | 6 | No |  |  | Experienced Investor | 1.17 |  |  | 798 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 07/15/2025 | 813 | Fair Isaac (VER. 2) |  |  | 798 | FICO Risk Score Classic 04 | 2 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 71.227% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000086648 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4995.00 | Third Party Rental Source | $3818.35 |  | 0.000000 | 0.76 |  |  | 1.31 | 1.31 | $3818.35 |  |  | Yes | 08/01/2025 | 07/31/2026 | 12 | Long Term | $2395.00 | $2395.00 | No |  |  |  | Long Term |  | $2600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $711.93 | $240.58 | Level 1-Not Stated/Not Verified | No | 1 | 9 | No |  |  | Experienced Investor |  |  |  | 789 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 07/30/2025 | 768 | Fair Isaac (VER. 2) | 789 | Beacon 5 | 790 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | Good |  |  |  |  |  |  |  |  |  | 73.879% | XXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000088619 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1850.00 | Third Party Rental Source | $1988.17 |  | 0.000000 | 1.07 |  |  | 0.93 | 0.93 | $1988.17 |  |  | No |  |  |  | Long Term |  | $1850.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $35170.00 |  |  | $139.52 | $170.50 | Level 3-Stated/Partially Verified | No | 1 | 7 | No | No |  | Experienced Investor |  | US Citizen |  | 781 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 08/12/2025 | 772 | Fair Isaac (VER. 2) | 781 | FICO Classic V5 Facta | 801 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 59.854% | XXXX |  |  | 60.000% |  |  | 60.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000086563 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3161.05 |  | 0.490324 |  |  |  |  |  | $3161.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $275.24 | $266.25 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 739 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/03/2025 | 739 | Fair Isaac (VER. 2) | 739 | FICO Classic V5 Facta | 735 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000090121 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3700.00 | Third Party Rental Source | $3646.20 |  | 0.000000 | 0.99 |  |  | 1.01 | 1.01 | $3646.20 |  |  | No |  |  |  | Long Term |  | $3700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $60000.00 |  |  | $946.78 | $168.17 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 773 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/14/2025 | 770 | Fair Isaac (VER. 2) | 807 | Beacon 5 | 799 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/14/2025 | 751 | Fair Isaac (VER. 2) | 780 | Beacon 5 | 773 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 50.000% | XXXX |  |  | 50.000% |  |  | 50.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000086197 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2800.00 | Third Party Rental Source | $2793.95 |  | 0.000000 | 1 |  |  | 1.00 | 1 | $2793.95 |  |  | Yes | 11/01/2024 | 10/31/2025 | 12 | Long Term | $1400.00 | $1400.00 | Yes | 11/16/2024 | 11/15/2025 | 12 | Long Term | $1750.00 | $1400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $40000.00 |  |  | $622.21 | $189.50 | Level 2-Stated/Not Verified | No | 1 | 4 | No | No |  | Experienced Investor |  | US Citizen |  | 804 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 2-Stated/Not Verified | 07/28/2025 | 800 | Fair Isaac (VER. 2) | 804 | Beacon 5 | 812 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 71.750% | XXXX |  |  | 71.750% |  |  | 71.750% |  |  |  |  |  |  |  |  |
| XXXX | 4000090829 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2300.00 | Third Party Rental Source | $1692.40 |  | 0.000000 | 0.74 |  |  | 1.36 | 1.36 | $1692.40 |  |  | No |  |  |  | Long Term |  | $2300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $252.84 | $65.17 | Level 1-Not Stated/Not Verified | No | 1 | 4 | No |  |  | Experienced Investor |  |  |  | 775 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 08/14/2025 | 803 | Fair Isaac (VER. 2) | 775 | FICO Classic V5 Facta | 765 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 56.667% | XXXX |  |  | 60.000% |  |  | 60.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000086029 | XXXX |  |  |  |  |  |  | Yes | Yes | Short Term |  |  |  | $4300.00 | Multiple Sources | $3807.06 |  | 0.000000 | 0.89 |  |  | 1.13 | 1.13 | $3807.06 |  |  | Yes | 09/01/2019 | 10/01/2019 | 1 | Short Term | $1100.00 | $1200.00 | No |  |  |  | Short Term |  | $1100.00 | Yes | 03/01/2023 | 04/01/2023 | 1 | Short Term | $1150.00 | $1200.00 | Yes | 03/01/2014 | 04/01/2014 | 1 | Short Term | $950.00 | $1200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $905.10 | $237.33 | Level 3-Stated/Partially Verified | No | 1 | 7 | No | No |  | Experienced Investor |  | US Citizen |  | 782 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 07/21/2025 | 815 | Fair Isaac (VER. 2) | 778 | FICO Classic V5 Facta | 782 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 4 |  |  |  |  | Good |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000092023 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2450.00 | Third Party Rental Source | $5944.35 |  | 0.000000 | 2.43 |  |  | 0.41 | 0.41 | $5944.35 |  |  | Yes | 03/01/2024 | 03/01/2025 | 12 | Long Term | $4000.00 | $2450.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $50000.00 |  |  | $1443.59 | $306.68 | Level 3-Stated/Partially Verified | No | 1 | 3 | No |  |  | Experienced Investor | 1.86 |  |  | 803 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | Non-Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 06/18/2025 | 801 | Fair Isaac (VER. 2) | 805 | Beacon 5 | 803 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 56.750% | XXXX |  |  | 64.165% | XXXX |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000090468 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2700.00 | Third Party Rental Source | $1649.55 |  | 0.000000 | 0.61 |  |  | 1.64 | 1.64 | $1649.55 |  |  | No |  |  |  | Long Term |  | $2700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $32400.00 |  |  | $520.73 | $155.92 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 796 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/30/2025 | 828 | Fair Isaac (VER. 2) | 814 | FICO Classic V5 Facta | 808 | FICO Risk Score Classic 04 | Individual | Trustee |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/30/2025 | 832 | Fair Isaac (VER. 2) | 796 | FICO Classic V5 Facta | 795 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 33.333% | XXXX |  |  | 30.006% |  |  | 30.006% |  |  |  |  |  |  |  |  |
| XXXX | 4000088615 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $9740.00 | Multiple Sources | $11609.55 |  | 0.000000 | 1.19 |  |  | 0.84 | 0.84 | $11609.55 |  |  | No |  |  |  | Long Term |  | $3400.00 | No |  |  |  | Long Term |  | $2500.00 | Yes | 09/01/2024 | 08/31/2025 | 12 | Long Term | $1845.00 | $2500.00 | Yes | 11/01/2024 | 10/31/2025 | 12 | Long Term | $1995.00 | $2500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $2890.35 | $918.53 | Level 3-Stated/Partially Verified | No | 1 | 10 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 797 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 07/31/2025 | 801 | FICO II | 790 | Beacon 5 | 800 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 07/31/2025 | 819 | FICO II | 797 | Beacon 5 | 780 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 4 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 61.711% | XXXX |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000089868 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1725.00 | Third Party Rental Source | $1631.80 |  | 0.000000 | 0.95 |  |  | 1.06 | 1.06 | $1631.80 |  |  | No |  |  |  | Long Term |  | $1725.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $81000.00 |  |  | $299.49 | $223.21 | Level 3-Stated/Partially Verified | No | 1 | 4 | No | No |  | Experienced Investor |  | US Citizen |  | 755 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 08/05/2025 | 806 | Fair Isaac (VER. 2) | 755 | FICO Classic V5 Facta | 739 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 78.000% | XXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000090177 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $11300.00 | Rent on Existing Lease | $10398.41 |  | 0.000000 | 0.92 |  |  | 1.09 | 1.09 | $10398.41 |  |  | Yes | 04/01/2012 | 09/30/2012 | 6 | Long Term | $3300.00 | $3300.00 | Yes | 10/01/2021 | 09/30/2022 | 12 | Long Term | $2700.00 | $2700.00 | Yes | 02/01/2023 | 01/31/2024 | 12 | Long Term | $2700.00 | $2700.00 | Yes | 04/29/2022 | 04/28/2022 | 1 | Long Term | $2600.00 | $2700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $170000.00 |  |  | $2083.33 | $334.35 | Level 4-Stated/Verified as defined | No | 1 | 8 | No | No |  | Experienced Investor |  | US Citizen |  | 796 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 06/12/2025 | 796 | Fair Isaac (VER. 2) | 785 | FICO Classic V5 Facta | 796 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 4 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 70.000% | XXXX |  |  | 69.650% |  |  | 69.650% |  |  |  |  |  |  |  |  |
| XXXX | 4000087887 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3500.00 | Rent on Existing Lease | $3750.68 |  | 0.000000 | 1.07 |  |  | 0.93 | 0.93 | $3750.68 |  |  | Yes | 05/01/2025 | 10/31/2025 | 6 | Long Term | $3500.00 | $3500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $65870.00 |  |  | $473.97 | $127.17 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor | 5.04 |  |  | 732 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 07/31/2025 | 763 | Fair Isaac (VER. 2) | 732 | FICO Classic V5 Facta | 715 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 60.000% | XXXX |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000086817 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3532.17 |  | 0.422547 |  |  |  |  |  | $3532.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $310.71 | $188.00 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  |  | US Citizen |  | 754 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified | 07/29/2025 | 754 | Fair Isaac (VER. 2) | 768 | Beacon 5 | 707 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000090025 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1750.00 | Rent on Existing Lease | $1626.37 |  | 0.000000 | 0.93 |  |  | 1.08 | 1.08 | $1626.37 |  |  | Yes | 09/01/2025 | 08/31/2026 | 12 | Long Term | $1750.00 | $1750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $25400.00 |  |  | $215.90 | $151.88 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor | 1.10 |  |  | 738 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 07/01/2025 | 771 | Fair Isaac (VER. 2) | 737 | Beacon 5 | 738 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | XXXX |  |  | 234.070% | XXXX |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000086820 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1875.00 | Third Party Rental Source | $2184.32 |  | 0.000000 | 1.16 |  |  | 0.86 | 0.86 | $2184.32 |  |  | No |  |  |  | Long Term |  | $1875.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $30700.00 |  |  | $117.10 | $101.75 | Level 3-Stated/Partially Verified | No | 1 | 3 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 688 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 09/02/2025 | 688 | Fair Isaac (VER. 2) | 700 | Beacon 5 | 668 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 09/02/2025 | 777 | Fair Isaac (VER. 2) | 779 | Beacon 5 | 774 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 69.233% | XXXX |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000090125 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2200.00 | Third Party Rental Source | $865.74 |  | 0.000000 | 0.39 |  |  | 2.54 | 2.54 | $865.74 |  |  | No |  |  |  | Long Term |  | $2200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $32700.00 |  |  | $169.04 | $97.33 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No |  | Experienced Investor | 24.48 | US Citizen |  | 781 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/01/2025 | 779 | FICO II | 802 | Beacon 5 | 781 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 20.891% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000086547 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3394.30 |  | 0.433404 |  |  |  |  |  | $3394.30 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $270.75 | $117.08 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  |  | US Citizen | Permanent Resident Alien | 767 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 06/30/2025 | 790 | Fair Isaac (VER. 2) | 792 | Beacon 5 | 785 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 1 | Permanent Resident Alien | Resident Alien Card |  | Level 4-Stated/Verified as defined | 06/30/2025 | 767 | Fair Isaac (VER. 2) | 764 | Beacon 5 | 792 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | Good |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000086233 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4785.38 |  | 0.329543 |  |  |  |  |  | $4785.38 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $841.23 | $446.00 | Level 3-Stated/Partially Verified |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 771 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified | 07/24/2025 | 806 | FICO II | 788 | Beacon 5 | 777 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/24/2025 | 791 | FICO II | 771 | Beacon 5 | 725 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000090939 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3400.00 | Third Party Rental Source | $1863.21 |  | 0.000000 | 0.55 |  |  | 1.82 | 1.82 | $1863.21 |  |  | No |  |  |  | Long Term |  | $3400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $34270.00 |  |  | $201.61 | $318.58 | Level 4-Stated/Verified as defined | No | 1 | 6 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 641 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/26/2025 | 769 | Fair Isaac (VER. 2) | 786 | FICO Classic V5 Facta | 759 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/26/2025 | 641 | Fair Isaac (VER. 2) | 670 | FICO Classic V5 Facta | 637 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 40.323% | XXXX |  |  | 40.761% |  |  | 40.761% |  |  |  |  |  |  |  |  |
| XXXX | 4000087081 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1800.00 | Third Party Rental Source | $1192.66 |  | 0.000000 | 0.66 |  |  | 1.51 | 1.51 | $1192.66 |  |  | No |  |  |  | Long Term |  | $1800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $26719.00 |  |  | $395.60 | $157.03 | Level 4-Stated/Verified as defined | No | 1 | 20 | No | No |  | Experienced Investor |  | US Citizen |  | 721 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/01/2025 | 751 | Fair Isaac (VER. 2) | 718 | Beacon 5 | 721 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 31.879% | XXXX |  |  | 32.203% |  |  | 32.203% |  |  |  |  |  |  |  |  |
| XXXX | 4000087169 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2565.14 |  | 0.463408 |  |  |  |  |  | $2565.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $934.45 | $159.10 | Level 3-Stated/Partially Verified |  |  |  | No | No | No |  | 0.95 | US Citizen | US Citizen | 752 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 3-Stated/Partially Verified | 08/01/2025 | 747 | Fair Isaac (VER. 2) | 759 | FICO Classic V5 Facta | 752 | FICO Risk Score Classic 04 | Individual | Individual | Unemployed |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 08/01/2025 | 809 | Fair Isaac (VER. 2) | 803 | FICO Classic V5 Facta | 808 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000086350 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1550.00 | Third Party Rental Source | $1076.14 |  | 0.000000 | 0.69 |  |  | 1.44 | 1.44 | $1076.14 |  |  | Yes | 09/05/2025 | 09/05/2027 | 24 | Long Term | $1800.00 | $1550.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $24100.00 |  |  | $303.62 | $142.08 | Level 4-Stated/Verified as defined | No | 1 | 5 | No | No |  | Experienced Investor |  | US Citizen |  | 721 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/22/2025 | 721 | Fair Isaac (VER. 2) | 753 | FICO Classic V5 Facta | 713 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 62.857% | XXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000077318 | XXXX |  |  |  |  |  |  | Yes | No | Short Term |  |  |  | $7500.00 | Third Party Rental Source | $7161.41 |  | 0.000000 | 0.95 |  |  | 1.05 | 1.05 | $7161.41 |  |  | No |  |  |  | Short Term |  | $7500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $49100.00 |  |  | $483.75 | $332.08 | Level 4-Stated/Verified as defined | No | 1 | 16 | No |  |  | Experienced Investor | 1.38 |  |  | 761 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 03/23/2025 | 769 | Fair Isaac (VER. 2) | 761 | FICO Classic V5 Facta | 740 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  | 92.337% | XXXX |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000085808 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1520.00 | Third Party Rental Source | $1519.93 |  | 0.000000 | 1 |  |  | 1.00 | 1 | $1519.93 |  |  | No |  |  |  | Long Term |  | $1520.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $24900.00 |  |  | $182.33 | $148.50 | Level 4-Stated/Verified as defined | No | 1 | 10 | No | No |  | Experienced Investor |  | US Citizen |  | 743 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/14/2025 | 748 | Fair Isaac (VER. 2) | 741 | Beacon 5 | 743 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 79.084% | XXXX |  |  | 79.436% |  |  | 79.436% |  |  |  |  |  |  |  |  |
| XXXX | 4000087554 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3155.00 | Third Party Rental Source | $4877.61 |  | 0.000000 | 1.55 |  |  | 0.65 | 0.65 | $4877.61 |  |  | No |  |  |  | Long Term |  | $3155.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $770.83 | $82.64 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor | 1.02 | US Citizen |  | 749 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/15/2025 | 749 | Fair Isaac (VER. 2) | 766 | FICO Classic V5 Facta | 747 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  | 50.447% | XXXX |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000087550 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3155.00 | Third Party Rental Source | $4870.35 |  | 0.000000 | 1.54 |  |  | 0.65 | 0.65 | $4870.35 |  |  | No |  |  |  | Long Term |  | $3155.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $770.83 | $75.38 | Level 4-Stated/Verified as defined | No | 1 | 11 | No | No |  | Experienced Investor | 1.02 | US Citizen |  | 749 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/15/2025 | 749 | Fair Isaac (VER. 2) | 766 | FICO Classic V5 Facta | 747 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  | 50.447% | XXXX |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000089900 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2800.00 | Third Party Rental Source | $2875.51 |  | 0.000000 | 1.03 |  |  | 0.97 | 0.97 | $2875.51 |  |  | No |  |  |  | Long Term |  | $2800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $38700.00 |  |  | $499.49 | $187.00 | Level 4-Stated/Verified as defined | No | 1 | 12 | No | No |  | Experienced Investor |  | US Citizen |  | 758 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/20/2025 | 741 | Fair Isaac (VER. 2) | 776 | FICO Classic V5 Facta | 758 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 56.533% | XXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000087109 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2697.61 |  | 0.492887 |  |  |  |  |  | $2697.61 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $80.22 | $90.54 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 722 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/12/2025 | 748 | Fair Isaac (VER. 2) | 744 | FICO Classic V5 Facta | 717 | FICO Risk Score Classic 04 | Individual | Individual | Unemployed |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/12/2025 | 722 | Fair Isaac (VER. 2) | 720 | FICO Classic V5 Facta | 736 | FICO Risk Score Classic 04 | Individual |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 08/07/2025 | 837 | Fair Isaac (VER. 2) | 809 | FICO Classic V5 Facta | 812 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000088695 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2200.00 | Third Party Rental Source | $2198.82 |  | 0.000000 | 1 |  |  | 1.00 | 1 | $2198.82 |  |  | No |  |  |  | Long Term |  | $2200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $100000.00 |  |  | $239.28 | $89.76 | Level 3-Stated/Partially Verified | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 801 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 06/23/2025 | 801 | Fair Isaac (VER. 2) | 806 | FICO Classic V5 Facta | 797 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 74.901% | XXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000086259 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $6000.00 | Third Party Rental Source | $5627.19 |  | 0.000000 | 0.94 |  |  | 1.07 | 1.07 | $5627.19 |  |  | No |  |  |  | Long Term |  | $6000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $89680.00 |  |  | $906.07 | $246.12 | Level 1-Not Stated/Not Verified | No | 1 | 2 | No |  |  | Experienced Investor |  |  |  | 792 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 07/28/2025 | 793 | Fair Isaac (VER. 2) | 805 | FICO Classic V5 Facta | 812 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 07/28/2025 | 792 | Fair Isaac (VER. 2) | 794 | FICO Classic V5 Facta | 780 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 70.000% | XXXX |  |  | 66.667% |  |  | 66.667% |  |  |  |  |  |  |  |  |
| XXXX | 4000092191 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3800.00 | Third Party Rental Source | $2967.14 |  | 0.000000 | 0.78 |  |  | 1.28 | 1.28 | $2967.14 |  |  | No |  |  |  | Long Term |  | $1900.00 | No |  |  |  | Long Term |  | $1900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $30000.00 |  |  | $540.00 | $263.04 | Level 3-Stated/Partially Verified | No | 1 | 15 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 775 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 08/26/2025 | 772 | Fair Isaac (VER. 2) | 775 | FICO Classic V5 Facta | 786 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 08/26/2025 | 787 | Fair Isaac (VER. 2) | 795 | FICO Classic V5 Facta | 808 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 70.558% | XXXX |  |  | 70.572% |  |  | 70.572% |  |  |  |  |  |  |  |  |
| XXXX | 4000089812 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2200.00 | Rent on Existing Lease | $1978.60 |  | 0.000000 | 0.9 |  |  | 1.11 | 1.11 | $1978.60 |  |  | Yes | 02/01/2025 | 05/31/2026 | 16 | Long Term | $2200.00 | $2250.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $41832.00 |  |  | $433.34 | $86.88 | Level 4-Stated/Verified as defined | No | 1 | 8 | No |  |  | Experienced Investor |  |  |  | 770 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 08/06/2025 | 770 | Fair Isaac (VER. 2) | 733 | FICO Classic V5 Facta | 772 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 08/06/2025 | 803 | Fair Isaac (VER. 2) | 804 | FICO Classic V5 Facta | 804 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 52.235% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000090452 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3400.00 | Third Party Rental Source | $4275.00 |  | 0.000000 | 1.26 |  |  | 0.80 | 0.8 | $4275.00 |  |  | No |  |  |  | Long Term |  | $3400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $88500.00 |  |  | $1163.15 | $368.67 | Level 4-Stated/Verified as defined | No | 1 | 12 | No |  |  | Experienced Investor |  |  |  | 719 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 33.33% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | 08/13/2025 | 807 | Fair Isaac (VER. 2) | 807 | FICO Classic V5 Facta | 804 | FICO Risk Score Classic 04 | 3 |  |  | 33.33% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | 08/13/2025 | 832 | Fair Isaac (VER. 2) | 806 | FICO Classic V5 Facta | 801 | FICO Risk Score Classic 04 | 3 |  |  | 33.340% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 08/07/2025 | 710 | Fair Isaac (VER. 2) | 723 | FICO Classic V5 Facta | 719 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 45.926% | XXXX |  |  | 47.745% |  |  | 47.745% |  |  |  |  |  |  |  |  |
| XXXX | 4000085751 | XXXX |  |  |  |  |  |  | Yes | No | Short Term |  |  |  | $13612.50 | Third Party Rental Source | $3538.42 |  | 0.000000 | 0.26 |  |  | 3.85 | 3.85 | $3538.42 |  |  | No |  |  |  | Short Term |  | $13612.50 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $100000.00 |  |  | $356.07 | $102.58 | Level 4-Stated/Verified as defined | No | 1 | 9 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 809 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/05/2025 | 809 | Fair Isaac (VER. 2) | 806 | FICO Classic V5 Facta | 782 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/05/2025 | 817 | Fair Isaac (VER. 2) | 809 | FICO Classic V5 Facta | 805 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 32.046% | XXXX |  |  | 31.191% |  |  | 31.191% |  |  |  |  |  |  |  |  |
| XXXX | 4000087093 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3400.00 | Third Party Rental Source | $3837.64 |  | 0.000000 | 1.13 |  |  | 0.89 | 0.89 | $3837.64 |  |  | Yes | 08/01/2025 | 01/31/2026 | 6 | Long Term | $1895.00 | $1700.00 | No |  |  |  | Long Term |  | $1700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $328.46 | $129.77 | Level 4-Stated/Verified as defined | No | 1 | 5 | No | No |  | Experienced Investor |  | US Citizen |  | 740 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/28/2025 | 727 | Fair Isaac (VER. 2) | 743 | FICO Classic V5 Facta | 740 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000087396 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2333.47 |  | 0.481016 |  |  |  |  |  | $2333.47 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $356.54 | $141.54 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  | 2.65 | Non-Permanent Resident Alien | Non-Permanent Resident Alien | 718 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 4 | Non-Permanent Resident Alien | VISA |  | Level 1-Not Stated/Not Verified | 08/04/2025 | 720 | Fair Isaac (VER. 2) | 728 | Beacon 5 | 711 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 5 | Non-Permanent Resident Alien | VISA |  | Level 4-Stated/Verified as defined | 08/04/2025 | 718 | Fair Isaac (VER. 2) | 701 | Beacon 5 | 721 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000084444 | XXXX |  |  |  |  |  |  | Yes | No | Short Term |  |  |  | $3489.00 | Third Party Rental Source | $2624.01 |  | 0.000000 | 0.75 |  |  | 1.33 | 1.33 | $2624.01 |  |  | No |  |  |  | Short Term |  | $3489.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $234.38 | $129.42 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor | 0.13 |  |  | 727 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 07/11/2025 | 732 | Fair Isaac (VER. 2) | 712 | Beacon 5 | 727 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000093335 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2500.00 | Third Party Rental Source | $1872.96 |  | 0.000000 | 0.75 |  |  | 1.33 | 1.33 | $1872.96 |  |  | No |  |  |  | Long Term |  | $2500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $18000.00 |  |  | $192.73 | $184.77 | Level 3-Stated/Partially Verified | No | 1 | 1 | No |  |  | Experienced Investor | 1.12 |  |  | 719 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | 06/16/2025 | 719 | Fair Isaac (VER. 2) | 729 | FICO Classic V5 Facta | 703 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  | 229.167% | XXXX |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000090239 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2900.00 | Third Party Rental Source | $2150.35 |  | 0.000000 | 0.74 |  |  | 1.35 | 1.35 | $2150.35 |  |  | No |  |  |  | Long Term |  | $2900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $42800.00 |  |  | $481.70 | $140.17 | Level 3-Stated/Partially Verified | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 773 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 08/08/2025 | 805 | Fair Isaac (VER. 2) | 761 | FICO Classic V5 Facta | 773 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 67.123% | XXXX |  |  | 67.123% |  |  | 67.123% |  |  |  |  |  |  |  |  |
| XXXX | 4000087209 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5160.83 |  | 0.372659 |  |  |  |  |  | $5160.83 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $749.09 | $301.25 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 809 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/06/2025 | 795 | Fair Isaac (VER. 2) | 816 | Beacon 5 | 809 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 3 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000087014 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1550.48 |  | 0.429347 |  |  |  |  |  | $1550.48 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $426.64 | $88.00 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  | 12.85 | US Citizen | US Citizen | 714 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Unemployed |  |  | 4 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 08/29/2025 | 723 | Fair Isaac (VER. 2) | 699 | Beacon 5 | 717 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 4 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 08/29/2025 | 724 | Fair Isaac (VER. 2) | 714 | Beacon 5 | 711 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000086944 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1730.00 | Third Party Rental Source | $922.97 |  | 0.000000 | 0.53 |  |  | 1.87 | 1.87 | $922.97 |  |  | No |  |  |  | Long Term |  | $1730.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $150.29 | $113.58 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 780 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/31/2025 | 780 | Fair Isaac (VER. 2) | 782 | FICO Classic V5 Facta | 769 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 69.697% | XXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000086649 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $7000.00 | Third Party Rental Source | $6926.96 |  | 0.000000 | 0.99 |  |  | 1.01 | 1.01 | $6926.96 |  |  | No |  |  |  | Long Term |  | $7000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $50000.00 |  |  | $1479.17 | $183.60 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No |  | Experienced Investor |  | US Citizen |  | 806 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/29/2025 | 786 | Fair Isaac (VER. 2) | 809 | FICO Classic V5 Facta | 806 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 49.477% | XXXX |  |  | 50.000% |  |  | 50.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000086478 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3650.00 | Third Party Rental Source | $2802.46 |  | 0.000000 | 0.77 |  |  | 1.30 | 1.3 | $2802.46 |  |  | No |  |  |  | Long Term |  | $3650.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $90000.00 |  |  | $373.29 | $116.92 | Level 1-Not Stated/Not Verified | No | 1 | 1 | No |  |  | Experienced Investor | 0.44 |  |  | 776 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 90.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 07/29/2025 | 777 | Fair Isaac (VER. 2) | 757 | Beacon 5 | 776 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 62.544% | XXXX |  |  | 110.031% | XXXX |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000090268 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2200.00 | Third Party Rental Source | $2197.45 |  | 0.000000 | 1 |  |  | 1.00 | 1 | $2197.45 |  |  | No |  |  |  | Long Term |  | $2200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $103.51 | $31.50 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 725 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/19/2025 | 725 | Fair Isaac (VER. 2) | 726 | Beacon 5 | 712 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 64.496% | XXXX |  |  | 64.496% |  |  | 64.496% |  |  |  |  |  |  |  |  |
| XXXX | 4000086758 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3700.00 | Third Party Rental Source | $4911.82 |  | 0.000000 | 1.33 |  |  | 0.75 | 0.75 | $4911.82 |  |  | Yes | 03/15/2025 | 03/15/2026 | 12 | Long Term | $3750.00 | $3700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $644.61 | $78.92 | Level 4-Stated/Verified as defined | No | 1 | 8 | No | No |  | Experienced Investor | 4.72 | US Citizen |  | 814 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 06/12/2025 | 814 | Fair Isaac (VER. 2) | 744 | FICO Classic V5 Facta | 820 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 69.651% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000087068 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2500.00 | Third Party Rental Source | $2204.69 |  | 0.000000 | 0.88 |  |  | 1.13 | 1.13 | $2204.69 |  |  | Yes | 07/01/2025 | 06/30/2026 | 12 | Long Term | $2550.00 | $2500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $33800.00 |  |  | $297.01 | $120.83 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor | 0.36 |  |  | 753 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 81.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 07/31/2025 | 739 | Fair Isaac (VER. 2) | 763 | Beacon 5 | 753 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 64.000% | XXXX |  |  | 340.000% | XXXX |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000090276 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3200.00 | Third Party Rental Source | $3010.72 |  | 0.000000 | 0.94 |  |  | 1.06 | 1.06 | $3010.72 |  |  | No |  |  |  | Long Term |  | $3200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $51000.00 |  |  | $737.27 | $184.42 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 728 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 06/18/2025 | 778 | Fair Isaac (VER. 2) | 728 | Beacon 5 | 727 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 38.780% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000087433 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4000.00 | Rent on Existing Lease | $5133.69 |  | 0.000000 | 1.28 |  |  | 0.78 | 0.78 | $5133.69 |  |  | Yes | 09/01/2025 | 09/01/2026 | 12 | Long Term | $4000.00 | $4000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | $1140.63 | $262.58 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor |  | US Citizen |  | 767 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/31/2025 | 778 | Fair Isaac (VER. 2) | 767 | FICO Classic V5 Facta | 766 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 70.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000090346 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $7100.00 | Rent on Existing Lease | $5739.23 |  | 0.000000 | 0.81 |  |  | 1.24 | 1.24 | $5739.23 |  |  | Yes | 09/01/2024 | 08/31/2026 | 24 | Long Term | $2100.00 | $2700.00 | Yes | 01/01/2025 | 12/31/2026 | 24 | Long Term | $2500.00 | $3600.00 | Yes | 02/01/2025 | 01/31/2027 | 24 | Long Term | $2500.00 | $2800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $96000.00 |  |  | $1214.65 | $189.67 | Level 3-Stated/Partially Verified | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 731 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 06/20/2025 | 793 | Fair Isaac (VER. 2) | 731 | Beacon 5 | 731 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 3 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 25.074% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000089788 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1300.00 | Third Party Rental Source | $1597.82 |  | 0.000000 | 1.23 |  |  | 0.81 | 0.81 | $1597.82 |  |  | No |  |  |  | Long Term |  | $1300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $36000.00 |  |  | $260.42 | $121.28 | Level 3-Stated/Partially Verified | No | 1 | 17 | No | No |  | Experienced Investor |  | US Citizen |  | 771 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 08/06/2025 | 771 | Fair Isaac (VER. 2) | 777 | Beacon 5 | 753 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 72.816% | XXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000089940 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1695.00 | Rent on Existing Lease | $1293.72 |  | 0.000000 | 0.76 |  |  | 1.31 | 1.31 | $1293.72 |  |  | Yes | 02/27/2025 | 02/28/2027 | 24 | Long Term | $1695.00 | $1745.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $20940.00 |  |  | $189.38 | $110.71 | Level 3-Stated/Partially Verified | No | 1 | 16 | No | No |  | Experienced Investor |  | US Citizen |  | 748 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 08/19/2025 | 748 | Fair Isaac (VER. 2) | 744 | FICO Classic V5 Facta | 765 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | XXXX |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000087142 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4170.00 | Rent on Existing Lease | $3617.49 |  | 0.000000 | 0.87 |  |  | 1.15 | 1.15 | $3617.49 |  |  | Yes | 10/25/2023 | 10/31/2024 | 12 | Long Term | $1150.00 | $1200.00 | Yes | 07/01/2016 | 06/30/2017 | 12 | Long Term | $725.00 | $1200.00 | Yes | 03/01/2024 | 02/28/2025 | 12 | Long Term | $1095.00 | $1200.00 | Yes | 08/10/2025 | 08/31/2026 | 12 | Long Term | $1200.00 | $1200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $662.69 | $416.57 | Level 4-Stated/Verified as defined | No | 1 | 16 | No | No |  | Experienced Investor | 3.41 | US Citizen |  | 677 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/18/2025 | 662 | FICO II | 677 | Beacon 5 | 702 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 4 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 50.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000086119 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1750.00 | Rent on Existing Lease | $1621.65 |  | 0.000000 | 0.93 |  |  | 1.08 | 1.08 | $1621.65 |  |  | Yes | 07/01/2025 | 06/30/2026 | 12 | Long Term | $1750.00 | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $44430.00 |  |  | $211.95 | $126.33 | Level 4-Stated/Verified as defined | No | 1 | 10 | No | No |  | Experienced Investor |  | US Citizen |  | 662 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 06/10/2025 | 665 | Fair Isaac (VER. 2) | 662 | FICO Classic V5 Facta | 646 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 58.033% | XXXX |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000092751 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3975.00 | Third Party Rental Source | $5195.55 |  | 0.000000 | 1.31 |  |  | 0.77 | 0.77 | $5195.55 |  |  | No |  |  |  | Long Term |  | $3975.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $71600.00 |  |  | $892.15 | $253.83 | Level 3-Stated/Partially Verified | No | 1 | 8 | No | No |  | Experienced Investor |  | US Citizen |  | 814 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 06/12/2025 | 814 | Fair Isaac (VER. 2) | 744 | FICO Classic V5 Facta | 820 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 68.966% | XXXX |  |  | 68.966% |  |  | 68.966% |  |  |  |  |  |  |  |  |
| XXXX | 4000088760 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2371.99 |  | 0.192520 |  |  |  |  |  | $2371.99 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $246.42 | $262.42 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 765 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 5 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/10/2025 | 767 | Fair Isaac (VER. 2) | 749 | Beacon 5 | 765 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000087324 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1783.67 |  | 0.400844 |  |  |  |  |  | $1783.67 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $392.28 | $60.92 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 799 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Unemployed |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/04/2025 | 802 | FICO II | 799 | Beacon 5 | 791 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 08/04/2025 | 804 | FICO II | 809 | Beacon 5 | 815 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000089632 | XXXX |  |  |  |  |  |  | No | No | Long Term |  |  |  | $2500.00 | Third Party Rental Source | $2043.02 |  | 0.000000 | 0.82 |  |  | 1.22 | 1.22 | $2043.02 |  |  | No |  |  |  | Long Term |  | $2500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $32700.00 |  |  | $210.26 | $114.33 | Level 3-Stated/Partially Verified | No | 1 | 3 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 728 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 09/08/2025 | 759 | Fair Isaac (VER. 2) | 728 | FICO Classic V5 Facta | 717 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 09/08/2025 | 739 | Fair Isaac (VER. 2) | 746 | FICO Classic V5 Facta | 732 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 56.522% | XXXX |  |  | 56.522% |  |  | 56.522% |  |  |  |  |  |  |  |  |
| XXXX | 6000097438 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5168.77 |  | 0.351317 |  |  |  |  |  | $5168.77 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $328.57 | $498.30 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 707 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/01/2025 | 731 | Fair Isaac (VER. 2) | 698 | FICO Classic V5 Facta | 735 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 07/01/2025 | 698 | Fair Isaac (VER. 2) | 707 | FICO Classic V5 Facta | 709 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 6000097477 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3743.98 |  | 0.427093 |  |  |  |  |  | $3743.98 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $500.96 | $238.39 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 788 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/08/2025 | 793 | Fair Isaac (VER. 2) | 788 | FICO Classic V5 Facta | 759 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 6000097505 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2220.83 |  | 0.272645 |  |  |  |  |  | $2220.83 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $240.14 | $153.90 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 812 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/29/2025 | 837 | Fair Isaac (VER. 2) | 784 | FICO Classic V5 Facta | 812 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 6000097478 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3643.85 |  | 0.266163 |  |  |  |  |  | $3643.85 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $209.10 | $352.61 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 788 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/29/2025 | 815 | Fair Isaac (VER. 2) | 762 | FICO Classic V5 Facta | 788 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 6000097460 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2665.48 |  | 0.492967 |  |  |  |  |  | $2665.48 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $327.00 | $437.21 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 769 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 06/06/2025 | 769 | Fair Isaac (VER. 2) | 767 | Beacon 5 | 786 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 6000097437 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3809.83 |  | 0.455513 |  |  |  |  |  | $3809.83 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $510.82 | $402.36 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | Permanent Resident Alien | US Citizen | 706 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | Permanent Resident Alien | Resident Alien Card |  | Level 4-Stated/Verified as defined | 08/18/2025 | 708 | Fair Isaac (VER. 2) | 708 | FICO Classic V5 Facta | 701 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/18/2025 | 711 | Fair Isaac (VER. 2) | 685 | FICO Classic V5 Facta | 706 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 6000097453 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2149.25 |  | 0.443212 |  |  |  |  |  | $2149.25 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $287.60 | $150.98 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | Permanent Resident Alien |  | 761 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | Permanent Resident Alien | Resident Alien Card |  | Level 4-Stated/Verified as defined | 08/05/2025 | 761 | Fair Isaac (VER. 2) | 756 | FICO Classic V5 Facta | 763 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 6000097440 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2147.75 |  | 0.265356 |  |  |  |  |  | $2147.75 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $281.25 | $261.80 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 731 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Retired |  |  | 5 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/19/2025 | 731 | Fair Isaac (VER. 2) | 743 | Beacon 5 | 706 | FICO Risk Score Classic 04 | Individual | Individual | Retired |  |  | 5 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/19/2025 | 796 | Fair Isaac (VER. 2) | 752 | Beacon 5 | 751 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 6000097462 | XXXX |  |  |  |  |  |  | No |  |  |  |  |  |  |  | $3949.89 |  | 0.448480 |  |  |  |  |  | $3949.89 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $534.69 | $346.56 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 774 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/31/2025 | 727 | Fair Isaac (VER. 2) | 786 | Beacon 5 | 774 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 6000097481 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $7533.49 |  | 0.498931 |  |  |  |  |  | $7533.49 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1007.67 | $349.47 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 789 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/21/2025 | 783 | Fair Isaac (VER. 2) | 789 | FICO Classic V5 Facta | 799 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 6000097484 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3787.45 |  | 0.408472 |  |  |  |  |  | $3787.45 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $281.82 | $148.78 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | Non-Permanent Resident Alien | Non-Permanent Resident Alien | 793 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | Non-Permanent Resident Alien | VISA |  | Level 4-Stated/Verified as defined | 06/27/2025 | 807 | Fair Isaac (VER. 2) | 746 | Beacon 5 | 796 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 3 | Non-Permanent Resident Alien | VISA |  | Level 4-Stated/Verified as defined | 06/27/2025 | 793 | Fair Isaac (VER. 2) | 811 | Beacon 5 | 788 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 6000097488 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2094.49 |  | 0.339490 |  |  |  |  |  | $2094.49 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $378.61 | $153.18 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 796 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/05/2025 | 796 | Fair Isaac (VER. 2) | 791 | FICO Classic V5 Facta | 799 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 6000097503 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2490.54 |  | 0.389556 |  |  |  |  |  | $2490.54 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $131.74 | $227.54 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 809 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/07/2025 | 820 | Fair Isaac (VER. 2) | 808 | Beacon 5 | 809 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000090774 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4350.00 | Multiple Sources | $2916.16 |  | 0.000000 | 0.67 |  |  | 1.49 | 1.49 | $2916.16 |  |  | Yes | 08/01/2025 | 08/31/2025 | 1 | Long Term | $2400.00 | $2400.00 | Yes | 01/15/2024 | 02/28/2024 | 1 | Long Term | $975.00 | $1500.00 | No |  |  |  | Long Term |  | $975.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $412.75 | $143.25 | Level 3-Stated/Partially Verified | No | 1 | 8 | No | No |  | Experienced Investor |  | US Citizen |  | 723 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified | 07/18/2025 | 728 | Fair Isaac (VER. 2) | 723 | FICO Classic V5 Facta | 713 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 3 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  | 70.950% |  |  | 70.950% |  |  |  |  |  |  |  |  |
| XXXX | 4000091431 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1975.00 | Third Party Rental Source | $1661.25 |  | 0.000000 | 0.84 |  |  | 1.19 | 1.19 | $1661.25 |  |  | No |  |  |  | Long Term |  | $1975.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $30700.00 |  |  | $227.67 | $127.75 | Level 4-Stated/Verified as defined | No | 1 | 6 | No |  |  | Experienced Investor |  |  |  | 816 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 08/14/2025 | 828 | Fair Isaac (VER. 2) | 816 | FICO Classic V5 Facta | 809 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 74.722% | XXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000092102 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4950.00 | Third Party Rental Source | $3493.63 |  | 0.000000 | 0.71 |  |  | 1.42 | 1.42 | $3493.63 |  |  | Yes | 03/31/2019 | 10/12/2023 | 54 | Long Term | $2600.00 | $1900.00 | Yes | 08/01/2023 | 08/01/2024 | 12 | Long Term | $1925.00 | $1900.00 | Yes | 01/01/2021 | 01/01/2022 | 12 | Long Term | $2300.00 | $1150.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $73900.00 |  |  | $662.67 | $269.00 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor | 1.57 | US Citizen |  | 770 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/04/2025 | 770 | Fair Isaac (VER. 2) | 779 | FICO Classic V5 Facta | 745 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 3 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 49.375% | XXXX |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000086269 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $8800.00 | Third Party Rental Source | $7691.38 |  | 0.000000 | 0.87 |  |  | 1.14 | 1.14 | $7691.38 |  |  | No |  |  |  | Long Term |  | $4400.00 | No |  |  |  | Long Term |  | $4400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $60000.00 |  |  | $980.47 | $263.20 | Level 1-Not Stated/Not Verified | No | 1 | 7 | No |  |  | Experienced Investor |  |  |  | 740 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | Permanent Resident Alien |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 07/25/2025 | 758 | Fair Isaac (VER. 2) | 740 | FICO Classic V5 Facta | 686 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 07/25/2025 | 780 | Fair Isaac (VER. 2) | 749 | FICO Classic V5 Facta | 672 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 72.000% | XXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000089627 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2750.00 | Third Party Rental Source | $2654.08 |  | 0.000000 | 0.97 |  |  | 1.04 | 1.04 | $2654.08 |  |  | No |  |  |  | Long Term |  | $2750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $30000.00 |  |  | $539.58 | $97.33 | Level 4-Stated/Verified as defined | No | 1 | 6 | No | No |  | Experienced Investor |  | US Citizen |  | 753 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 09/03/2025 | 694 | Fair Isaac | 753 | Beacon 5 | 756 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 48.077% | XXXX |  |  | 48.077% |  |  | 48.077% |  |  |  |  |  |  |  |  |
| XXXX | 4000092314 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3200.00 | Third Party Rental Source | $3557.01 |  | 0.000000 | 1.11 |  |  | 0.90 | 0.9 | $3557.01 |  |  | No |  |  |  | Long Term |  | $3200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $262.66 | $202.62 | Level 3-Stated/Partially Verified | No | 1 | 6 | No | No |  | Experienced Investor |  | US Citizen |  | 760 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 07/22/2025 | 760 | Fair Isaac (VER. 2) | 774 | FICO Classic V5 Facta | 753 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000089744 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2600.00 | Third Party Rental Source | $2004.03 |  | 0.000000 | 0.77 |  |  | 1.30 | 1.3 | $2004.03 |  |  | Yes | 01/01/2024 | 01/01/2025 | 12 | Long Term | $2500.00 | $1300.00 | No |  |  |  | Long Term |  | $1300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $27170.00 |  |  | $354.44 | $69.67 | Level 1-Not Stated/Not Verified | No | 1 | 6 | No |  |  | Experienced Investor | 1.94 |  |  | 799 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 08/06/2025 | 799 | Fair Isaac (VER. 2) | 772 | FICO Classic V5 Facta | 805 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 55.098% | XXXX |  |  | 71.962% | XXXX |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000090354 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3600.00 | Third Party Rental Source | $4601.54 |  | 0.000000 | 1.28 |  |  | 0.78 | 0.78 | $4601.54 |  |  | No |  |  |  | Long Term |  | $3600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $57500.00 |  |  | $1266.20 | $182.08 | Level 4-Stated/Verified as defined | No | 1 | 15 | No | No |  | Experienced Investor |  | US Citizen |  | 750 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/01/2025 | 757 | Fair Isaac (VER. 2) | 750 | Beacon 5 | 744 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 74.766% | XXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000090631 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2750.00 | Rent on Existing Lease | $1917.48 |  | 0.000000 | 0.7 |  |  | 1.43 | 1.43 | $1917.48 |  |  | Yes | 12/05/2024 | 11/30/2025 | 11 | Long Term | $2750.00 | $2750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $23600.00 |  |  | $237.83 | $129.30 | Level 1-Not Stated/Not Verified | No | 1 | 1 | No |  |  | Experienced Investor |  |  |  | 760 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 76.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 07/25/2025 | 760 | Fair Isaac (VER. 2) | 761 | Beacon 5 | 759 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | XXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000091580 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4840.00 | Third Party Rental Source | $4272.07 |  | 0.000000 | 0.88 |  |  | 1.13 | 1.13 | $4272.07 |  |  | No |  |  |  | Long Term |  | $4840.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $60100.00 |  |  | $949.07 | $141.51 | Level 1-Not Stated/Not Verified | No | 1 | 2 | No |  |  | Experienced Investor |  |  |  | 771 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 08/19/2025 | 798 | Fair Isaac (VER. 2) | 771 | Beacon 5 | 771 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 51.829% | XXXX |  |  | 55.556% |  |  | 55.556% |  |  |  |  |  |  |  |  |
| XXXX | 4000093241 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3600.00 | Third Party Rental Source | $3514.82 |  | 0.000000 | 0.98 |  |  | 1.02 | 1.02 | $3514.82 |  |  | No |  |  |  | Long Term |  | $3600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $42000.00 |  |  | $697.92 | $129.92 | Level 4-Stated/Verified as defined | No | 1 | 6 | No | No |  | Experienced Investor |  | US Citizen |  | 805 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/26/2025 | 813 | FICO II | 805 | Beacon 5 | 781 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 69.481% | XXXX |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000091489 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1653.00 | Rent on Existing Lease | $1588.96 |  | 0.000000 | 0.96 |  |  | 1.04 | 1.04 | $1588.96 |  |  | Yes | 10/30/2021 | 10/31/2022 | 12 | Long Term | $1653.00 | $1750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $113.05 | $53.92 | Level 3-Stated/Partially Verified | No | 1 | 17 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 736 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 08/31/2025 | 711 | Fair Isaac (VER. 2) | 736 | FICO Classic V5 Facta | 749 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 08/31/2025 | 821 | Fair Isaac (VER. 2) | 792 | FICO Classic V5 Facta | 810 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 55.472% | XXXX |  |  | 60.000% |  |  | 60.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000092196 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $7200.00 | Third Party Rental Source | $3915.77 |  | 0.000000 | 0.54 |  |  | 1.84 | 1.84 | $3915.77 |  |  | No |  |  |  | Long Term |  | $1800.00 | No |  |  |  | Long Term |  | $1800.00 | No |  |  |  | Long Term |  | $1800.00 | No |  |  |  | Long Term |  | $1800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $653.50 | $323.24 | Level 1-Not Stated/Not Verified | No | 1 | 4 | No |  |  | Experienced Investor |  |  |  | 802 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 08/12/2025 | 802 | Fair Isaac (VER. 2) | 771 | Beacon 5 | 808 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 4 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 63.310% | XXXX |  |  | 60.000% |  |  | 60.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000088551 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2186.07 |  | 0.364353 |  |  |  |  |  | $2186.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $159.18 | $90.75 | Level 1-Not Stated/Not Verified |  |  |  | No |  |  |  |  |  |  | 773 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 5 | US Citizen |  |  | Level 3-Stated/Partially Verified | Level 3-Stated/Verified as defined | Level 5-Stated/Verified as defined | Classic | 08/06/2025 | 773 | Fair Isaac (VER. 2) | 765 | FICO Classic V5 Facta | 784 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000092173 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2850.00 | Third Party Rental Source | $3580.00 |  | 0.000000 | 1.26 |  |  | 0.80 | 0.8 | $3580.00 |  |  | No |  |  |  | Long Term |  | $2850.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $36000.00 |  |  | $520.83 | $142.69 | Level 4-Stated/Verified as defined | No | 1 | 25 | No | No |  | Experienced Investor |  | US Citizen |  | 780 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/27/2025 | 767 | Fair Isaac (VER. 2) | 780 | FICO Classic V5 Facta | 789 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 73.529% | XXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000086499 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $9000.00 | Rent on Existing Lease | $7118.15 |  | 0.000000 | 0.79 |  |  | 1.26 | 1.26 | $7118.15 |  |  | Yes | 07/15/2025 | 07/14/2026 | 12 | Long Term | $3600.00 | $3600.00 | Yes | 05/01/2025 | 04/30/2026 | 12 | Long Term | $5400.00 | $5400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $164000.00 |  |  | $1445.87 | $236.42 | Level 4-Stated/Verified as defined | No | 1 | 23 | No |  |  | Experienced Investor | 4.38 |  |  | 700 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 07/28/2025 | 708 | Fair Isaac (VER. 2) | 700 | Beacon 5 | 699 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 60.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000090064 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2200.00 | Third Party Rental Source | $2167.84 |  | 0.000000 | 0.99 |  |  | 1.01 | 1.01 | $2167.84 |  |  | No |  |  |  | Long Term |  | $2200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $59200.00 |  |  | $481.41 | $129.25 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 705 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/20/2025 | 714 | Fair Isaac (VER. 2) | 705 | FICO Classic V5 Facta | 690 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 73.746% | XXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000092930 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2600.00 | Third Party Rental Source | $1270.75 |  | 0.000000 | 0.49 |  |  | 2.05 | 2.05 | $1270.75 |  |  | Yes | 06/10/2025 | 06/30/2026 | 12 | Long Term | $1250.00 | $1200.00 | No |  |  |  | Long Term |  | $1400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $53.10 | $153.17 | Level 4-Stated/Verified as defined | No | 1 | 3 | No |  |  | Experienced Investor | 1.70 |  |  | 788 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 08/12/2025 | 798 | Fair Isaac (VER. 2) | 788 | FICO Classic V5 Facta | 782 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 56.140% | XXXX |  |  | 307.692% | XXXX |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000089638 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1870.00 | Rent on Existing Lease | $2712.73 |  | 0.000000 | 1.45 |  |  | 0.69 | 0.69 | $2712.73 |  |  | Yes | 08/01/2025 | 08/01/2026 | 12 | Long Term | $1870.00 | $3000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $25100.00 |  |  | $357.01 | $76.18 | Level 2-Stated/Not Verified | No | 1 | 3 | No | No |  | Experienced Investor | 1.11 | US Citizen |  | 752 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  |  | Level 2-Stated/Not Verified | 08/12/2025 | 754 | Fair Isaac (VER. 2) | 752 | Beacon 5 | 745 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 53.385% | XXXX |  |  | 150.870% | XXXX |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000093159 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3400.00 | Third Party Rental Source | $3865.35 |  | 0.000000 | 1.14 |  |  | 0.88 | 0.88 | $3865.35 |  |  | No |  |  |  | Long Term |  | $3400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $110000.00 |  |  | $789.71 | $443.22 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No |  | Experienced Investor |  | US Citizen |  | 791 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/15/2025 | 837 | Fair Isaac (VER. 2) | 791 | Beacon 5 | 784 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 54.886% | XXXX |  |  | 65.364% |  |  | 65.364% |  |  |  |  |  |  |  |  |
| XXXX | 4000090208 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4000.00 | Third Party Rental Source | $4800.70 |  | 0.000000 | 1.2 |  |  | 0.83 | 0.83 | $4800.70 |  |  | No |  |  |  | Long Term |  | $4000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $24000.00 |  |  | $588.33 | $72.92 | Level 3-Stated/Partially Verified | No | 1 | 4 | No | No |  | Experienced Investor |  | Permanent Resident Alien |  | 745 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Permanent Resident Alien |  |  | Level 3-Stated/Partially Verified | 08/12/2025 | 734 | Fair Isaac (VER. 2) | 745 | Beacon 5 | 751 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 73.740% | XXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000092017 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1872.50 | Third Party Rental Source | $1522.17 |  | 0.000000 | 0.81 |  |  | 1.23 | 1.23 | $1522.17 |  |  | Yes | 11/01/2024 | 11/01/2025 | 12 | Long Term | $1070.00 | $1070.00 | No |  |  |  | Long Term |  | $802.50 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $243.79 | $123.17 | Level 4-Stated/Verified as defined | No | 1 | 9 | No |  |  | Experienced Investor |  |  |  | 718 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 07/23/2025 | 700 | Fair Isaac (VER. 2) | 732 | FICO Classic V5 Facta | 718 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 65.816% | XXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000092494 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2500.00 | Third Party Rental Source | $1492.03 |  | 0.000000 | 0.6 |  |  | 1.68 | 1.68 | $1492.03 |  |  | No |  |  |  | Long Term |  | $2500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $48.93 | $148.42 | Level 3-Stated/Partially Verified | No | 1 | 3 | No |  |  | Experienced Investor |  |  |  | 791 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 08/26/2025 | 781 | Fair Isaac (VER. 2) | 791 | FICO Classic V5 Facta | 796 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 58.090% | XXXX |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000092814 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2595.00 | Rent on Existing Lease | $2176.02 |  | 0.000000 | 0.84 |  |  | 1.19 | 1.19 | $2176.02 |  |  | Yes | 11/15/2024 | 01/31/2026 | 14 | Long Term | $2595.00 | $3100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $536.72 | $125.08 | Level 4-Stated/Verified as defined | No | 1 | 9 | No | No | No | Experienced Investor | 21.44 | US Citizen | US Citizen | 791 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/18/2025 | 815 | Fair Isaac (VER. 2) | 787 | FICO Classic V5 Facta | 807 | FICO Risk Score Classic 04 | Individual | Trustee |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/18/2025 | 806 | Fair Isaac (VER. 2) | 779 | FICO Classic V5 Facta | 791 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 34.148% | XXXX |  |  | 61.631% | XXXX |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000091895 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1600.00 | Rent on Existing Lease | $1473.31 |  | 0.000000 | 0.92 |  |  | 1.09 | 1.09 | $1473.31 |  |  | Yes | 06/01/2025 | 05/31/2026 | 12 | Long Term | $1600.00 | $1685.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $357.60 | $204.02 | Level 4-Stated/Verified as defined | No | 1 | 22 | No |  |  | Experienced Investor | 4.59 |  |  | 800 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 25.00% | Full Recourse | 1 | Permanent Resident Alien |  |  | Level 2-Stated/Not Verified |  |  | Classic | 07/28/2025 | 778 | Fair Isaac (VER. 2) | 784 | Beacon 5 | 793 | FICO Risk Score Classic 04 | 3 |  |  | 25.00% | Full Recourse | 1 | Permanent Resident Alien |  |  | Level 2-Stated/Not Verified |  |  | Classic | 07/27/2025 | 791 | Fair Isaac (VER. 2) | 754 | Beacon 5 | 741 | FICO Risk Score Classic 04 | 3 |  |  | 25.000% | Full Recourse | 1 | Permanent Resident Alien |  |  | Level 2-Stated/Not Verified |  |  | Classic | 07/02/2025 | 733 | Fair Isaac (VER. 2) | 746 | Beacon 5 | 716 | FICO Risk Score Classic 04 | 3 |  |  | 25.000% | Full Recourse | 1 | Permanent Resident Alien |  |  | Level 2-Stated/Not Verified |  |  | Classic | 07/28/2025 | 793 | Fair Isaac (VER. 2) | 800 | Beacon 5 | 808 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 59.729% | XXXX |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000090915 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3750.00 | Third Party Rental Source | $2961.06 |  | 0.000000 | 0.79 |  |  | 1.27 | 1.27 | $2961.06 |  |  | No |  |  |  | Long Term |  | $3750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $454.43 | $822.33 | Level 3-Stated/Partially Verified | No | 1 | 8 | No | No |  | Experienced Investor |  | US Citizen |  | 779 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 08/21/2025 | 780 | Fair Isaac (VER. 2) | 732 | FICO Classic V5 Facta | 779 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 44.643% | XXXX |  |  | 45.455% |  |  | 45.455% |  |  |  |  |  |  |  |  |
| XXXX | 4000090347 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2800.00 | Third Party Rental Source | $2037.05 |  | 0.000000 | 0.73 |  |  | 1.37 | 1.37 | $2037.05 |  |  | No |  |  |  | Long Term |  | $2800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $47900.00 |  |  | $369.00 | $134.08 | Level 3-Stated/Partially Verified | No | 1 | 10 | No |  |  | Experienced Investor |  |  |  | 723 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 06/09/2025 | 767 | Fair Isaac (VER. 2) | 686 | FICO Classic V5 Facta | 723 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 79.739% | XXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000093415 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2400.00 | Third Party Rental Source | $1734.65 |  | 0.000000 | 0.72 |  |  | 1.38 | 1.38 | $1734.65 |  |  | No |  |  |  | Long Term |  | $2400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $34210.00 |  |  | $406.69 | $276.87 | Level 3-Stated/Partially Verified | No | 1 | 4 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 796 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 08/04/2025 | 796 | Fair Isaac (VER. 2) | 790 | FICO Classic V5 Facta | 800 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 08/04/2025 |  |  | 790 | FICO Classic V5 Facta | 800 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 52.980% | XXXX |  |  | 53.963% |  |  | 53.963% |  |  |  |  |  |  |  |  |
| XXXX | 4000091319 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2900.00 | Third Party Rental Source | $2282.66 |  | 0.000000 | 0.79 |  |  | 1.27 | 1.27 | $2282.66 |  |  | No |  |  |  | Long Term |  | $2900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $478.66 | $203.50 | Level 4-Stated/Verified as defined | No | 1 | 5 | No | No |  | Experienced Investor |  | US Citizen |  | 712 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/20/2025 | 712 | Fair Isaac (VER. 2) | 759 | FICO Classic V5 Facta | 709 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 62.712% | XXXX |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000095025 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1900.00 | Third Party Rental Source | $1785.17 |  | 0.000000 | 0.94 |  |  | 1.06 | 1.06 | $1785.17 |  |  | No |  |  |  | Long Term |  | $1900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $69000.00 |  |  | $92.08 | $76.17 | Level 4-Stated/Verified as defined | No | 1 | 8 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 747 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/29/2025 | 760 | Fair Isaac (VER. 2) | 747 | FICO Classic V5 Facta | 732 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/29/2025 | 747 | Fair Isaac (VER. 2) | 724 | FICO Classic V5 Facta | 738 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 65.753% | XXXX |  |  | 65.753% |  |  | 65.753% |  |  |  |  |  |  |  |  |
| XXXX | 4000094051 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1950.00 | Third Party Rental Source | $1690.58 |  | 0.000000 | 0.87 |  |  | 1.15 | 1.15 | $1690.58 |  |  | No |  |  |  | Long Term |  | $1950.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $156.96 | $0.00 | Level 3-Stated/Partially Verified | No | 1 | 2 | No | No |  | First-Time Investor |  | US Citizen |  | 804 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 09/15/2025 | 820 | Fair Isaac (VER. 2) | 804 | FICO Classic V5 Facta | 790 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 56.657% | XXXX |  |  | 57.143% |  |  | 57.143% |  |  |  |  |  |  |  |  |
| XXXX | 4000093949 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2000.00 | Third Party Rental Source | $1674.49 |  | 0.000000 | 0.84 |  |  | 1.19 | 1.19 | $1674.49 |  |  | No |  |  |  | Long Term |  | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $140.87 | $0.00 | Level 3-Stated/Partially Verified | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 804 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 09/15/2025 | 820 | Fair Isaac (VER. 2) | 804 | FICO Classic V5 Facta | 790 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 55.556% | XXXX |  |  | 57.143% |  |  | 57.143% |  |  |  |  |  |  |  |  |
| XXXX | 4000094054 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1950.00 | Third Party Rental Source | $1690.58 |  | 0.000000 | 0.87 |  |  | 1.15 | 1.15 | $1690.58 |  |  | No |  |  |  | Long Term |  | $1950.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | $156.96 | $0.00 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | First-Time Investor |  | US Citizen |  | 804 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 09/15/2025 | 820 | Fair Isaac (VER. 2) | 804 | FICO Classic V5 Facta | 790 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 56.657% | XXXX |  |  | 57.143% |  |  | 57.143% |  |  |  |  |  |  |  |  |
| XXXX | 4000094868 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2400.00 | Third Party Rental Source | $2193.89 |  | 0.000000 | 0.91 |  |  | 1.09 | 1.09 | $2193.89 |  |  | No |  |  |  | Long Term |  | $2400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $322.58 | $57.00 | Level 3-Stated/Partially Verified | No | 1 | 3 | No |  |  | Experienced Investor |  |  |  | 749 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 09/05/2025 | 737 | Fair Isaac (VER. 2) | 749 | FICO Classic V5 Facta | 752 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 68.376% | XXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000089844 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2450.00 | Third Party Rental Source | $2427.10 |  | 0.000000 | 0.99 |  |  | 1.01 | 1.01 | $2427.10 |  |  | No |  |  |  | Long Term |  | $2450.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $35000.00 |  |  | $369.54 | $60.50 | Level 3-Stated/Partially Verified | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 792 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 08/19/2025 | 792 | Fair Isaac (VER. 2) | 803 | FICO Classic V5 Facta | 792 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 72.381% | XXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000091175 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1350.00 | Third Party Rental Source | $1340.95 |  | 0.000000 | 0.99 |  |  | 1.01 | 1.01 | $1340.95 |  |  | No |  |  |  | Long Term |  | $1350.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $22910.00 |  |  | $244.33 | $110.75 | Level 3-Stated/Partially Verified | No | 1 | 9 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 813 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 08/28/2025 | 807 | Fair Isaac (VER. 2) | 789 | FICO Classic V5 Facta | 790 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 08/28/2025 | 813 | Fair Isaac (VER. 2) | 796 | FICO Classic V5 Facta | 814 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 67.556% | XXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000092367 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3200.00 | Third Party Rental Source | $2504.59 |  | 0.000000 | 0.78 |  |  | 1.28 | 1.28 | $2504.59 |  |  | Yes | 12/20/2024 | 12/31/2025 | 12 | Long Term | $4000.00 | $3200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $773.37 | $87.92 | Level 3-Stated/Partially Verified | No | 1 | 38 | No | No |  | Experienced Investor | 0.81 | Permanent Resident Alien |  | 781 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 13 | Permanent Resident Alien |  |  | Level 3-Stated/Partially Verified | 07/16/2025 | 773 | FICO II | 781 | Beacon 5 | 797 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 72.647% | XXXX |  |  | 76.471% | XXXX |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000093934 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1950.00 | Third Party Rental Source | $1676.08 |  | 0.000000 | 0.86 |  |  | 1.16 | 1.16 | $1676.08 |  |  | No |  |  |  | Long Term |  | $1950.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $142.46 | $0.00 | Level 3-Stated/Partially Verified | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 804 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 09/15/2025 | 820 | Fair Isaac (VER. 2) | 804 | FICO Classic V5 Facta | 790 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 55.556% | XXXX |  |  | 57.143% |  |  | 57.143% |  |  |  |  |  |  |  |  |
| XXXX | 4000092362 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3200.00 | Third Party Rental Source | $2502.78 |  | 0.000000 | 0.78 |  |  | 1.28 | 1.28 | $2502.78 |  |  | Yes | 03/07/2023 | 03/31/2026 | 36 | Long Term | $4605.00 | $3200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $707.79 | $96.83 | Level 3-Stated/Partially Verified | No | 1 | 38 | No | No |  | Experienced Investor | 2.63 | Permanent Resident Alien |  | 781 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Permanent Resident Alien |  |  | Level 3-Stated/Partially Verified | 09/04/2025 | 773 | Fair Isaac (VER. 2) | 781 | Beacon 5 | 797 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 74.928% | XXXX |  |  | 109.072% | XXXX |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000092359 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3200.00 | Third Party Rental Source | $2782.09 |  | 0.000000 | 0.87 |  |  | 1.15 | 1.15 | $2782.09 |  |  | Yes | 01/25/2025 | 01/31/2026 | 12 | Long Term | $5000.00 | $3200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $736.78 | $118.50 | Level 3-Stated/Partially Verified | No | 1 | 38 | No | No |  | Experienced Investor | 0.80 | Permanent Resident Alien |  | 781 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 13 | Permanent Resident Alien |  |  | Level 3-Stated/Partially Verified | 07/16/2025 | 773 | FICO II | 781 | Beacon 5 | 797 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 74.231% | XXXX |  |  | 76.184% | XXXX |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000096103 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4070.00 | Third Party Rental Source | $3217.48 |  | 0.000000 | 0.79 |  |  | 1.26 | 1.26 | $3217.48 |  |  | Yes | 02/01/2025 | 01/31/2026 | 12 | Long Term | $1100.00 | $1100.00 | Yes | 07/01/2022 | 06/30/2023 | 12 | Long Term | $1560.00 | $1450.00 | Yes | 04/01/2025 | 03/31/2026 | 12 | Long Term | $1560.00 | $1520.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $37500.00 |  |  | $644.71 | $180.04 | Level 1-Not Stated/Not Verified | No | 1 | 3 | No |  |  | Experienced Investor | 0.06 |  |  | 760 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 07/28/2025 | 765 | Fair Isaac (VER. 2) | 705 | FICO Classic V5 Facta | 760 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 3 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  | 88.000% | XXXX |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000092356 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3195.00 | Third Party Rental Source | $2935.10 |  | 0.000000 | 0.92 |  |  | 1.09 | 1.09 | $2935.10 |  |  | No |  |  |  | Long Term |  | $3195.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $955.32 | $102.83 | Level 3-Stated/Partially Verified | No | 1 | 2 | No | No |  | Experienced Investor |  | Permanent Resident Alien |  | 781 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Permanent Resident Alien |  |  | Level 3-Stated/Partially Verified | 07/16/2025 | 773 | Fair Isaac (VER. 2) | 781 | Beacon 5 | 797 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 73.333% | XXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000093229 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3600.00 | Rent on Existing Lease | $3496.09 |  | 0.000000 | 0.97 |  |  | 1.03 | 1.03 | $3496.09 |  |  | Yes | 08/01/2025 | 08/01/2026 | 12 | Long Term | $1400.00 | $1650.00 | Yes | 09/01/2025 | 08/31/2026 | 12 | Long Term | $1100.00 | $1350.00 | Yes | 09/01/2025 | 08/31/2026 | 12 | Long Term | $1100.00 | $1350.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $50000.00 |  |  | $656.59 | $129.67 | Level 3-Stated/Partially Verified | No | 1 | 1 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 811 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 08/14/2025 | 781 | Fair Isaac (VER. 2) | 811 | FICO Classic V5 Facta | 812 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 08/14/2025 | 776 | Fair Isaac (VER. 2) | 729 | FICO Classic V5 Facta | 760 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 3 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000093061 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3100.00 | Third Party Rental Source | $2661.60 |  | 0.000000 | 0.86 |  |  | 1.16 | 1.16 | $2661.60 |  |  | No |  |  |  | Long Term |  | $3100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $70000.00 |  |  | $535.70 | $161.23 | Level 4-Stated/Verified as defined | No | 1 | 3 | No |  |  | Experienced Investor |  |  |  | 791 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 08/14/2025 | 791 | Fair Isaac (VER. 2) | 806 | FICO Classic V5 Facta | 778 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 78.261% | XXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000091327 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2500.00 | Third Party Rental Source | $2460.57 |  | 0.000000 | 0.98 |  |  | 1.02 | 1.02 | $2460.57 |  |  | No |  |  |  | Long Term |  | $2500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $60834.00 |  |  | $443.79 | $143.33 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 756 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/29/2025 | 781 | Fair Isaac (VER. 2) | 756 | FICO Classic V5 Facta | 745 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 74.375% | XXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000091394 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4100.00 | Third Party Rental Source | $3364.01 |  | 0.000000 | 0.82 |  |  | 1.22 | 1.22 | $3364.01 |  |  | No |  |  |  | Long Term |  | $1050.00 | No |  |  |  | Long Term |  | $1350.00 | No |  |  |  | Long Term |  | $1700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $54600.00 |  |  | $298.56 | $183.17 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | First-Time Investor |  | US Citizen |  | 724 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/25/2025 | 724 | Fair Isaac (VER. 2) | 699 | FICO Classic V5 Facta | 725 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 3 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 73.125% | XXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000093708 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2450.00 | Third Party Rental Source | $1598.68 |  | 0.000000 | 0.65 |  |  | 1.53 | 1.53 | $1598.68 |  |  | No |  |  |  | Long Term |  | $2450.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $29900.00 |  |  | $163.71 | $136.50 | Level 3-Stated/Partially Verified | No | 1 | 4 | No | No |  | Experienced Investor |  | US Citizen |  | 802 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 09/16/2025 | 802 | Fair Isaac | 805 | Beacon 5 | 799 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 70.943% | XXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000094416 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $7000.00 | Third Party Rental Source | $3486.11 |  | 0.000000 | 0.5 |  |  | 2.01 | 2.01 | $3486.11 |  |  | No |  |  |  | Long Term |  | $7000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $91560.00 |  |  | $258.66 | $213.17 | Level 3-Stated/Partially Verified | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 769 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 07/31/2025 | 760 | Fair Isaac (VER. 2) | 777 | FICO Classic V5 Facta | 769 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 68.328% | XXXX |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000097437 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $9200.00 | Third Party Rental Source | $7158.76 |  | 0.000000 | 0.78 |  |  | 1.29 | 1.29 | $7158.76 |  |  | Yes | 01/10/2025 | 01/09/2026 | 12 | Long Term | $5000.00 | $4800.00 | Yes | 07/07/2024 | 07/06/2026 | 24 | Long Term | $5000.00 | $4400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $100000.00 |  |  | $736.03 | $127.33 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor | 1.84 | Permanent Resident Alien |  | 799 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | 09/25/2025 | 799 | Fair Isaac (VER. 2) | 803 | FICO Classic V5 Facta | 793 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 49.800% | XXXX |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000092442 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1500.00 | Rent on Existing Lease | $1430.76 |  | 0.000000 | 0.95 |  |  | 1.05 | 1.05 | $1430.76 |  |  | Yes | 07/01/2025 | 06/30/2026 | 12 | Long Term | $1500.00 | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $117.67 | $85.17 | Level 4-Stated/Verified as defined | No | 1 | 5 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 795 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 09/08/2025 | 808 | Fair Isaac (VER. 2) | 797 | FICO Classic V5 Facta | 800 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 09/08/2025 | 826 | Fair Isaac (VER. 2) | 795 | FICO Classic V5 Facta | 788 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 55.470% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000096628 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2500.00 | Third Party Rental Source | $1483.99 |  | 0.000000 | 0.59 |  |  | 1.68 | 1.68 | $1483.99 |  |  | No |  |  |  | Long Term |  | $2500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $52200.00 |  |  | $217.81 | $134.83 | Level 1-Not Stated/Not Verified | No | 1 | 1 | No |  |  | First-Time Investor |  |  |  | 780 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 09/16/2025 | 790 | Fair Isaac (VER. 2) | 780 | FICO Classic V5 Facta | 775 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 51.471% | XXXX |  |  | 51.471% |  |  | 51.471% |  |  |  |  |  |  |  |  |
| XXXX | 4000094977 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2600.00 | Rent on Existing Lease | $2043.20 |  | 0.000000 | 0.79 |  |  | 1.27 | 1.27 | $2043.20 |  |  | Yes | 03/01/2023 | 03/01/2025 | 24 | Long Term | $1200.00 | $1400.00 | Yes | 01/05/2025 | 01/05/2026 | 12 | Long Term | $1400.00 | $1400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $216.77 | $77.33 | Level 1-Not Stated/Not Verified | No | 1 | 8 | No |  |  | Experienced Investor | 3.44 |  |  | 726 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 08/21/2025 | 766 | Fair Isaac (VER. 2) | 710 | FICO Classic V5 Facta | 735 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 08/21/2025 | 767 | Fair Isaac (VER. 2) | 726 | FICO Classic V5 Facta | 720 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 73.048% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000094828 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1500.00 | Third Party Rental Source | $1228.13 |  | 0.000000 | 0.82 |  |  | 1.22 | 1.22 | $1228.13 |  |  | No |  |  |  | Long Term |  | $1500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $24000.00 |  |  | $220.83 | $120.45 | Level 3-Stated/Partially Verified | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 770 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 09/20/2025 | 763 | Fair Isaac (VER. 2) | 811 | FICO Classic V5 Facta | 770 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 60.000% | XXXX |  |  | 63.679% |  |  | 63.679% |  |  |  |  |  |  |  |  |
| XXXX | 4000094566 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1800.00 | Third Party Rental Source | $2064.09 |  | 0.000000 | 1.15 |  |  | 0.87 | 0.87 | $2064.09 |  |  | No |  |  |  | Long Term |  | $1800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $647.55 | $246.75 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor |  | US Citizen |  | 702 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 09/09/2025 | 714 | Fair Isaac (VER. 2) | 702 | FICO Classic V5 Facta | 696 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 67.460% | XXXX |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000094662 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4115.00 | Rent on Existing Lease | $3791.46 |  | 0.000000 | 0.92 |  |  | 1.09 | 1.09 | $3791.46 |  |  | Yes | 06/01/2025 | 11/30/2025 | 6 | Long Term | $4115.00 | $4500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $55400.00 |  |  | $535.31 | $195.76 | Level 4-Stated/Verified as defined | No | 1 | 6 | No | No |  | Experienced Investor | 24.26 | US Citizen |  | 716 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 09/18/2025 | 720 | Fair Isaac (VER. 2) | 712 | FICO Classic V5 Facta | 716 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 39.149% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000097436 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $5800.00 | Third Party Rental Source | $3572.18 |  | 0.000000 | 0.62 |  |  | 1.62 | 1.62 | $3572.18 |  |  | Yes | 02/05/2025 | 02/04/2026 | 12 | Long Term | $6000.00 | $5800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $70800.00 |  |  | $569.75 | $115.83 | Level 3-Stated/Partially Verified | No | 1 | 3 | No | No |  | Experienced Investor | 7.95 | US Citizen |  | 791 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 08/24/2025 | 790 | Fair Isaac (VER. 2) | 795 | FICO Classic V5 Facta | 791 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 36.108% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000092825 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $7545.00 | Multiple Sources | $5838.96 |  | 0.000000 | 0.77 |  |  | 1.29 | 1.29 | $5838.96 |  |  | Yes | 03/01/2025 | 02/28/2026 | 12 | Long Term | $1850.00 | $1900.00 | No |  |  |  | Long Term |  | $1900.00 | Yes | 05/01/2025 | 10/31/2025 | 6 | Long Term | $1895.00 | $1900.00 | No |  |  |  | Long Term |  | $1900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $44000.00 |  |  | $784.31 | $276.33 | Level 3-Stated/Partially Verified | No | 1 | 6 | No | No |  | Experienced Investor |  | US Citizen |  | 784 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 10/06/2025 | 784 | FICO II | 794 | Beacon 5 | 784 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 4 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 74.625% | XXXX |  |  | 74.906% |  |  | 74.906% |  |  |  |  |  |  |  |  |
| XXXX | 4000092809 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $7320.00 | Rent on Existing Lease | $5749.83 |  | 0.000000 | 0.79 |  |  | 1.27 | 1.27 | $5749.83 |  |  | Yes | 11/01/2024 | 10/31/2025 | 12 | Long Term | $1875.00 | $1900.00 | Yes | 12/01/2024 | 11/30/2025 | 12 | Long Term | $1850.00 | $1900.00 | Yes | 07/01/2024 | 06/30/2025 | 12 | Long Term | $1795.00 | $1900.00 | Yes | 07/15/2024 | 07/31/2025 | 12 | Long Term | $1800.00 | $1900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $44000.00 |  |  | $695.18 | $276.33 | Level 3-Stated/Partially Verified | No | 1 | 6 | No | No |  | Experienced Investor |  | US Citizen |  | 784 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 10/06/2025 | 784 | FICO II | 794 | Beacon 5 | 784 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 4 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 74.625% | XXXX |  |  | 74.906% |  |  | 74.906% |  |  |  |  |  |  |  |  |
| XXXX | 4000093418 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2695.00 | Third Party Rental Source | $2639.58 |  | 0.000000 | 0.98 |  |  | 1.02 | 1.02 | $2639.58 |  |  | No |  |  |  | Long Term |  | $2695.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $707.49 | $172.83 | Level 3-Stated/Partially Verified | No | 1 | 7 | No |  |  | Experienced Investor |  |  |  | 722 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 08/29/2025 | 697 | Fair Isaac (VER. 2) | 723 | FICO Classic V5 Facta | 722 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 58.217% | XXXX |  |  | 65.000% |  |  | 65.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000098637 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2800.00 | Third Party Rental Source | $2511.67 |  | 0.000000 | 0.9 |  |  | 1.11 | 1.11 | $2511.67 |  |  | No |  |  |  | Long Term |  | $2800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $50000.00 |  |  | $411.23 | $150.12 | Level 3-Stated/Partially Verified | No | 1 | 3 | No | No |  | Experienced Investor |  | US Citizen |  | 772 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 09/24/2025 | 759 | Fair Isaac (VER. 2) | 772 | FICO Classic V5 Facta | 781 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 63.171% | XXXX |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000097234 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $5500.00 | Third Party Rental Source | $6865.28 |  | 0.000000 | 1.25 |  |  | 0.80 | 0.8 | $6865.28 |  |  | No |  |  |  | Long Term |  | $5500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $161000.00 |  |  | $897.80 | $130.67 | Level 3-Stated/Partially Verified | No | 1 | 1 | No | No |  | First-Time Investor |  | Permanent Resident Alien |  | 683 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Permanent Resident Alien |  |  | Level 3-Stated/Partially Verified | 09/04/2025 | 655 | Fair Isaac (VER. 2) | 683 | FICO Classic V5 Facta | 715 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | XXXX |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000096966 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2900.00 | Third Party Rental Source | $1986.73 |  | 0.000000 | 0.69 |  |  | 1.46 | 1.46 | $1986.73 |  |  | No |  |  |  | Long Term |  | $2900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $45000.00 |  |  | $359.63 | $207.33 | Level 3-Stated/Partially Verified | No | 1 | 1 | No | No |  | First-Time Investor |  | Permanent Resident Alien |  | 803 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Permanent Resident Alien |  |  | Level 3-Stated/Partially Verified | 09/24/2025 | 803 | Fair Isaac (VER. 2) | 809 | FICO Classic V5 Facta | 765 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 43.956% | XXXX |  |  | 43.956% |  |  | 43.956% |  |  |  |  |  |  |  |  |
| XXXX | 4000092378 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2200.00 | Third Party Rental Source | $1967.24 |  | 0.000000 | 0.89 |  |  | 1.12 | 1.12 | $1967.24 |  |  | No |  |  |  | Long Term |  | $2200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $30000.00 |  |  | $225.45 | $231.49 | Level 4-Stated/Verified as defined | No | 1 | 8 | No | No |  | Experienced Investor |  | US Citizen |  | 724 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/14/2025 | 724 | Fair Isaac (VER. 2) | 753 | Beacon 5 | 691 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 77.143% | XXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000096485 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3200.00 | Third Party Rental Source | $3016.61 |  | 0.000000 | 0.94 |  |  | 1.06 | 1.06 | $3016.61 |  |  | No |  |  |  | Long Term |  | $3200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $31000.00 |  |  | $707.90 | $43.25 | Level 3-Stated/Partially Verified | No | 1 | 1 | No | No |  | Experienced Investor |  | Permanent Resident Alien |  | 725 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Permanent Resident Alien |  |  | Level 3-Stated/Partially Verified | 09/30/2025 | 794 | Fair Isaac | 709 | Beacon 5 | 725 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 71.831% | XXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000093426 | XXXX |  |  |  |  |  |  | Yes | No | Short Term |  |  |  | $25000.00 | Third Party Rental Source | $8827.74 |  | 0.000000 | 0.35 |  |  | 2.83 | 2.83 | $8827.74 |  |  | No |  |  |  | Short Term |  | $25000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $550.00 | $679.00 | Level 3-Stated/Partially Verified | No | 1 | 3 | No | No |  | Experienced Investor |  | US Citizen |  | 792 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 09/02/2025 | 810 | Fair Isaac (VER. 2) | 792 | FICO Classic V5 Facta | 790 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 43.446% | XXXX |  |  | 43.609% |  |  | 43.609% |  |  |  |  |  |  |  |  |
| XXXX | 4000095650 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3350.00 | Third Party Rental Source | $3349.94 |  | 0.000000 | 1 |  |  | 1.00 | 1 | $3349.94 |  |  | No |  |  |  | Long Term |  | $3350.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $40000.00 |  |  | $807.42 | $116.36 | Level 1-Not Stated/Not Verified | No | 1 | 1 | No |  |  | Experienced Investor |  |  |  | 776 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | 08/05/2025 | 783 | Fair Isaac (VER. 2) | 761 | FICO Classic V5 Facta | 776 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 70.426% | XXXX |  |  | 71.130% |  |  | 71.130% |  |  |  |  |  |  |  |  |
| XXXX | 4000092097 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2375.00 | Third Party Rental Source | $1949.62 |  | 0.000000 | 0.82 |  |  | 1.22 | 1.22 | $1949.62 |  |  | No |  |  |  | Long Term |  | $2375.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $40700.00 |  |  | $77.90 | $81.22 | Level 3-Stated/Partially Verified | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 779 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 09/05/2025 | 779 | Fair Isaac (VER. 2) | 779 | FICO Classic V5 Facta | 768 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 78.290% | XXXX |  |  | 79.999% |  |  | 79.999% |  |  |  |  |  |  |  |  |
| XXXX | 4000096997 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2550.00 | Third Party Rental Source | $2540.12 |  | 0.000000 | 1 |  |  | 1.00 | 1 | $2540.12 |  |  | No |  |  |  | Long Term |  | $2550.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $513.70 | $198.19 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No |  | Experienced Investor |  | US Citizen |  | 818 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/01/2025 | 834 | Fair Isaac (VER. 2) | 817 | Beacon 5 | 818 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | XXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000090824 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1800.00 | Third Party Rental Source | $1587.15 |  | 0.000000 | 0.88 |  |  | 1.13 | 1.13 | $1587.15 |  |  | No |  |  |  | Long Term |  | $1800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $31900.00 |  |  | $125.34 | $105.25 | Level 3-Stated/Partially Verified | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 781 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 08/26/2025 | 781 | Fair Isaac (VER. 2) | 775 | FICO Classic V5 Facta | 796 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 68.833% | XXXX |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000094818 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2895.00 | Rent on Existing Lease | $2486.06 |  | 0.000000 | 0.86 |  |  | 1.16 | 1.16 | $2486.06 |  |  | Yes | 09/22/2025 | 08/31/2026 | 11 | Long Term | $2895.00 | $2895.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $12000.00 |  |  | $248.68 | $76.33 | Level 3-Stated/Partially Verified | No | 1 | 3 | No |  |  | Experienced Investor | 0.44 |  |  | 787 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | 08/27/2025 | 761 | Fair Isaac (VER. 2) | 787 | Beacon 5 | 791 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000094806 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2895.00 | Rent on Existing Lease | $2499.98 |  | 0.000000 | 0.86 |  |  | 1.16 | 1.16 | $2499.98 |  |  | Yes | 10/04/2025 | 09/30/2026 | 11 | Long Term | $2895.00 | $2895.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $12000.00 |  |  | $248.68 | $90.25 | Level 3-Stated/Partially Verified | No | 1 | 4 | No |  |  | Experienced Investor |  |  |  | 787 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | 08/27/2025 | 761 | Fair Isaac (VER. 2) | 787 | Beacon 5 | 791 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000094813 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2895.00 | Third Party Rental Source | $2415.24 |  | 0.000000 | 0.83 |  |  | 1.20 | 1.2 | $2415.24 |  |  | No |  |  |  | Long Term |  | $2895.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $43300.00 |  |  | $236.44 | $70.58 | Level 3-Stated/Partially Verified | No | 1 | 2 | No |  |  | Experienced Investor | 0.44 |  |  | 787 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | 08/27/2025 | 761 | Fair Isaac (VER. 2) | 787 | FICO Classic V5 Facta | 791 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000093167 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2650.00 | Third Party Rental Source | $1750.38 |  | 0.000000 | 0.66 |  |  | 1.51 | 1.51 | $1750.38 |  |  | Yes | 08/28/2025 | 08/28/2026 | 12 | Long Term | $1240.00 | $1000.00 | Yes | 09/01/2025 | 09/01/2026 | 12 | Long Term | $725.00 | $650.00 | Yes | 09/01/2025 | 09/01/2026 | 12 | Long Term | $1250.00 | $1000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $30000.00 |  |  | $287.18 | $452.62 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor | 1.50 |  |  | 782 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 09/09/2025 | 782 | Fair Isaac (VER. 2) | 809 | FICO Classic V5 Facta | 762 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 3 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 52.632% | XXXX |  |  | 13.636% | XXXX |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000092487 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2000.00 | Third Party Rental Source | $1913.73 |  | 0.000000 | 0.96 |  |  | 1.05 | 1.05 | $1913.73 |  |  | Yes | 09/01/2025 | 08/31/2026 | 12 | Long Term | $2025.00 | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $12150.00 |  |  | $198.20 | $127.92 | Level 3-Stated/Partially Verified | No | 1 | 5 | No |  |  | Experienced Investor | 0.58 |  |  | 735 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 09/04/2025 | 733 | Fair Isaac | 767 | Beacon 5 | 735 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 73.067% | XXXX |  |  | 271.972% | XXXX |  |  |  |  |  |  |  |  |  |  |
| XXXX | 4000097763 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2800.00 | Third Party Rental Source | $2737.32 |  | 0.000000 | 0.98 |  |  | 1.02 | 1.02 | $2737.32 |  |  | No |  |  |  | Long Term |  | $2800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $809.71 | $101.08 | Level 3-Stated/Partially Verified | No | 1 | 41 | No | No |  | Experienced Investor |  | Permanent Resident Alien |  | 762 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Permanent Resident Alien |  |  | Level 3-Stated/Partially Verified | 10/09/2025 | 762 | FICO II | 739 | Beacon 5 | 801 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 74.375% | XXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000088179 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $12250.00 | Third Party Rental Source | $9606.30 |  | 0.000000 | 0.78 |  |  | 1.28 | 1.28 | $9606.30 |  |  | Yes | 05/01/2025 | 04/30/2026 | 12 | Long Term | $4500.00 | $4500.00 | Yes | 02/01/2025 | 01/31/2026 | 12 | Long Term | $3400.00 | $3250.00 | Yes | 05/01/2025 | 05/01/2026 | 12 | Long Term | $4500.00 | $4500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $127200.00 |  |  | $484.26 | $450.58 | Level 4-Stated/Verified as defined | No | 1 | 9 | No |  |  | Experienced Investor | 13.47 |  |  | 707 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 07/25/2025 | 682 | Fair Isaac (VER. 2) | 707 | FICO Classic V5 Facta | 711 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 3 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 57.391% | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

## Exhibit 99.1

**Exhibit 99.1 Schedule 6**

---

| | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Servicer Loan ID** | **Investor Loan Number** | **Field Label** | **Bid Tape Field Value** | **Field Value** | **Comment** |
| XXXX | 4000005661 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000005661 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 40.64 | 36.43215 | DTI matches the 1008. |
| XXXX | 4000007643 | XXXX |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| XXXX | 4000007643 | XXXX |  |  | Original CLTV | 66.05 | 75 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 4000007643 | XXXX |  |  | Original LTV | 66.05 | 75 | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 4000007643 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 31.28 | 8.09466 | Filed value matches 1008. |
| XXXX | 4000047455 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000047474 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000047474 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.01 | $1250 Income/$1,243.42 PITIA |
| XXXX | 4000047470 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000047470 | XXXX |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| XXXX | 4000047459 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000047459 | XXXX |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| XXXX | 4000067470 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.17 | $2,301.04 PITIA / $2700 rents |
| XXXX | 4000069334 | XXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXX | 4000069334 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000072510 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000072510 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000072510 | XXXX |  |  | Original CLTV | 57.69 | 53.84615 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 4000072510 | XXXX |  |  | Original LTV | 57.69 | 53.84615 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| XXXX | 4000072510 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 42.11 | 45.56756 | DTI is matching with lenders qualifying DTI. |
| XXXX | 4000074113 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000074113 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000074113 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 8 | 32.21727 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000074488 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000074488 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000074488 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 48.25 | 43.4606 | DTI on lender's final 1008 is 41.45%. Verified debt $40,378.33/ Income $92,909.05 |
| XXXX | 4000072859 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000072859 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 14 | 38.42326 | DTI matches the lender's 1008 |
| XXXX | 4000072699 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000072699 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000072699 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000072699 | XXXX |  |  | Subject Debt Service Coverage Ratio | 0.00 | 0.63 | $2,500.00 Income./ $3,943.45 PITIA |
| XXXX | 4000077878 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000077878 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 42.76 | 39.95072 | Debt $10,361.23/ Income$25,935.03 |
| XXXX | 4000078605 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000078605 | XXXX |  |  | Coborrower First Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXX | 4000078605 | XXXX |  |  | Coborrower SSN |  |  | Field Value verified by application or other documentation in file |
| XXXX | 4000078605 | XXXX |  |  | Representative FICO | 761 | 745 |  |
| XXXX | 4000078605 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000078605 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.10 | 1.15 | $2,700.00 Income / $2,351.79 PITIA |
| XXXX | 4000079504 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000079504 | XXXX |  |  | Original Interest Rate | 9.125 | 9.124 | Field Value reflects the Note value |
| XXXX | 4000079504 | XXXX |  |  | Refi Purpose | Cash-out - Debt Consolidation | Cash-out - Other | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXX | 4000076037 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000076037 | XXXX |  |  | Property Type | Single Family Detached | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000076037 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000076037 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000076037 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.05 | $2,604.56 PITIA/$2,725.00 Income |
| XXXX | 4000079398 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000079398 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000079398 | XXXX |  |  | Refi Purpose | Limited Cash-out GSE | Rate/Term | Field Value reflects borrower not receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXX | 4000077463 | XXXX |  |  | Zip |  |  | Field Value reflects Zip per Note |
| XXXX | 4000077463 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000077463 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000077463 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.22 | $1,644.43 PITIA/ $2,000.00 Income |
| XXXX | 4000077310 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000077310 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000077310 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000077310 | XXXX |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| XXXX | 4000077310 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000077310 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.22 | $4,500.00 Income / $3,701.04 PITIA |
| XXXX | 4000078016 | XXXX |  |  | Representative FICO | 793 | 802 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000078016 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000075303 | XXXX |  |  | # of Units | 1 | 4 | Field value reflects source document |
| XXXX | 4000075303 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 38.31 | 44.61301 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000079970 | XXXX |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000079970 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000079755 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000081995 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000081995 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000080816 | XXXX |  |  | Original Interest Rate | 7 | 6.99 | Field Value reflects the Note value |
| XXXX | 4000081972 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000081972 | XXXX |  |  | Representative FICO | 756 | 792 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000081972 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000078799 | XXXX |  |  | Representative FICO | 768 | 794 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000078799 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000078799 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000080743 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000080743 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000083742 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000083742 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000083064 | XXXX |  |  | Property Type | Single Family Detached | Single Family Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000084093 | XXXX |  |  | Representative FICO | 814 | 803 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000084093 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000084093 | XXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXX | 4000083992 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000083992 | XXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXX | 4000086086 | XXXX |  |  | Zip |  |  | Field Value reflects Zip per Note |
| XXXX | 4000086095 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000080806 | XXXX |  |  | Property Type | Single Family Detached | Single Family Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000080806 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000085877 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000085877 | XXXX |  |  | Coborrower First Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXX | 4000085877 | XXXX |  |  | Coborrower SSN |  |  | Field Value verified by application or other documentation in file |
| XXXX | 4000085877 | XXXX |  |  | Subject Debt Service Coverage Ratio | 0.75 | 0.76 | $3,952.99 PITIA/$3,000.00 Income |
| XXXX | 4000082532 | XXXX |  |  | Borrower First Name |  |  | Guarantor - Individual |
| XXXX | 4000082532 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000082532 | XXXX |  |  | Borrower SSN |  |  | Field Value verified by application or other documentation in file |
| XXXX | 4000082532 | XXXX |  |  | PMI Coverage % | 0 |  | NA |
| XXXX | 4000082532 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000086232 | XXXX |  |  | Property Type | Condo (Low Rise) | Condo (High Rise) | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000086232 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000086232 | XXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXX | 4000086035 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000084707 | XXXX |  |  | Representative FICO | 777 | 791 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000084707 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000086486 | XXXX |  |  | Zip |  |  | Field Value reflects Zip per Note |
| XXXX | 4000086486 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.20 | $2,157/$1,791.22 = 1.20 |
| XXXX | 4000082172 | XXXX |  |  | City |  |  | Field Value reflects City per Note |
| XXXX | 4000082172 | XXXX |  |  | Zip |  |  | Field Value reflects Zip per Note |
| XXXX | 4000082172 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000082172 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.43 | 1.29 | $2,600.00 Income. / $2,013.73 PITIA |
| XXXX | 4000082545 | XXXX |  |  | Original CLTV | 39 | 54.16667 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 4000082545 | XXXX |  |  | Original LTV | 39 | 54.16667 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| XXXX | 4000082545 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000082545 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.97 | $4,200.00 Income / $2,130.66 PITIA |
| XXXX | 4000086286 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000086581 | XXXX |  |  | Representative FICO | 707 | 795 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000086581 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000087125 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000084136 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value reflects the Approval/AUS in file. |
| XXXX | 4000085499 | XXXX |  |  | State | NV | NY | Field Value reflects State per Note |
| XXXX | 4000085499 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000085499 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000085499 | XXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXX | 4000087669 | XXXX |  |  | Representative FICO | 740 | 738 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000087669 | XXXX |  |  | Original CLTV | 64.61 | 69.99972 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 4000087669 | XXXX |  |  | Original LTV | 64.61 | 69.99972 | Unable to verify due to missing information |
| XXXX | 4000087669 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000086411 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000086411 | XXXX |  |  | Property Type | Condo (Low Rise) | Condo (High Rise) | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000086411 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000086411 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.01 | 1.05 | $3,799.22 PITIA/$4,000.00 Income |
| XXXX | 4000086234 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000086234 | XXXX |  |  | Property Type | Condo (Low Rise) | Condo (High Rise) | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000086234 | XXXX |  |  | Subject Debt Service Coverage Ratio | 0.92 | 0.90 | Field value reflects source document |
| XXXX | 4000086566 | XXXX |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000086566 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.18 | 1.16 | $4,900 Income/$4,213.81 PITIA |
| XXXX | 4000086503 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000086503 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.28 | 0.87 | $1,900.00 Income/$2,172.98 PITIA |
| XXXX | 4000086842 | XXXX |  |  | PMI Coverage % | 0 |  | NA |
| XXXX | 4000087153 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000087171 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000085670 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 41.9 | 39.0622 | Field value matches AUS |
| XXXX | 4000086742 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000086454 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000086454 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000088654 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000088654 | XXXX |  |  | Property Type | Single Family Detached | Single Family Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000088654 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.26 | 1.45 | $2,226.97 PITIA/ $2,500.00 Income |
| XXXX | 4000086536 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000086536 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.16 | 1.17 | $2,200.00 Income/$1,883.56 PITIA |
| XXXX | 4000085014 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000085973 | XXXX |  |  | Subject Debt Service Coverage Ratio | 0.75 | 0.78 | Rental Income $2,900/PITIA $3,721.52 |
| XXXX | 4000086996 | XXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXX | 4000086996 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.10 | 1.30 | $3,200.00 Income/$2,320.81 PITIA |
| XXXX | 4000085485 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000085485 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 22 | 29.92088 | DTI matches the lender's 1008 |
| XXXX | 4000084792 | XXXX |  |  | Has FTHB | 0 | 1 | Field value reflects source document |
| XXXX | 4000083158 | XXXX |  |  | City |  |  | Field Value reflects City per Note |
| XXXX | 4000083158 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000083158 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.25 | 1.04 | $3,700 Income/$3,561.78 PITIA |
| XXXX | 4000086339 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 46.58 | 49.49925 | Field value matches AUS |
| XXXX | 4000086777 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000086810 | XXXX |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000086810 | XXXX |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000085391 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 16 | 46.58877 | DTI matches the lender's 1008 |
| XXXX | 4000087528 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000087528 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.07 | $2,524.24 PITIA/$2,700.00 Income |
| XXXX | 4000087229 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000087229 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000087229 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.11 | 1.14 | $1,270.46 PITIA/ $1,450.00 Income |
| XXXX | 4000087828 | XXXX |  |  | Subject Debt Service Coverage Ratio | 0.93 | 0.86 | $1,900.00 Income/$2,204.26 PITIA |
| XXXX | 4000090132 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000090132 | XXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXX | 4000090132 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.01 | 1.06 | $2,300.00 Income/$2,171.90 PITIA |
| XXXX | 4000087099 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000087099 | XXXX |  |  | Has FTHB | 0 | 1 | Field value reflects source document |
| XXXX | 4000087099 | XXXX |  |  | PMI Coverage % | 0 |  | NA |
| XXXX | 4000087099 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0 | 42.51669 | DTI matches the lender's 1008 |
| XXXX | 4000088442 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.01 | $2,500.00 Income / $2,484.21 PITIA |
| XXXX | 4000084579 | XXXX |  |  | Representative FICO | 741 | 753 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000084579 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000087278 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000087278 | XXXX |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000087195 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.05 | $1,900.00 Income/$1,815.39 PITIA |
| XXXX | 4000085187 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000086892 | XXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXX | 4000086892 | XXXX |  |  | PMI Coverage % | 0 |  | Field value reflects source document |
| XXXX | 4000088548 | XXXX |  |  | Representative FICO | 744 | 794 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000088548 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.07 | Income $1300.00/ PITIA $1219.03 |
| XXXX | 4000086958 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000085411 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000085411 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 16.67 | 20.15939 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000089797 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000086962 | XXXX |  |  | City |  |  | Field Value reflects City per Note |
| XXXX | 4000086962 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000088668 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.01 | $8,390.00 PITIA/$8,500.00 Income |
| XXXX | 4000086285 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | DSCR Loan |
| XXXX | 4000086101 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000086711 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 34.68 | 31.66669 | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| XXXX | 4000083117 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000083117 | XXXX |  |  | Property Type | Condo (Low Rise) | Site Condo | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000083117 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000083117 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000088229 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000088229 | XXXX |  |  | Coborrower First Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXX | 4000088229 | XXXX |  |  | Coborrower SSN |  |  | Field Value verified by application or other documentation in file |
| XXXX | 4000088229 | XXXX |  |  | Representative FICO | 727 | 758 |  |
| XXXX | 4000088229 | XXXX |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000087651 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000087651 | XXXX |  |  | Original CLTV | 70 | 62.5 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 4000087651 | XXXX |  |  | Original LTV | 70 | 62.5 | Unable to verify due to missing information |
| XXXX | 4000087651 | XXXX |  |  | Subject Debt Service Coverage Ratio | 0.75 | 0.76 | $1450.00 Income/$1,905.91 PITIA |
| XXXX | 4000086854 | XXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXX | 4000086854 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.18 | 1.11 | $5,175.00 Income/$4,658.30 PITIA |
| XXXX | 4000086921 | XXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXX | 4000090170 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000090170 | XXXX |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| XXXX | 4000090170 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.50 | 1.54 | $1,556.28 PITIA/ $2,400 Income |
| XXXX | 4000086079 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000086159 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000086159 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 49.99 | 36.18909 | DTI on final 1008 is 35.84% lender did not include the hoa dues in the calculation |
| XXXX | 4000088757 | XXXX |  |  | Representative FICO | 762 | 772 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000088757 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000087326 | XXXX |  |  | Refi Purpose | Rate/Term | Limited Cash-out GSE |  |
| XXXX | 4000087326 | XXXX |  |  | Original CLTV | 35.73 | 34.21277 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 4000087326 | XXXX |  |  | Original LTV | 35.73 | 34.21277 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| XXXX | 4000087326 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000087326 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 32.91 | 42.8118 | Field value matches AUS |
| XXXX | 4000087512 | XXXX |  |  | Has FTHB | 1 | 0 | Not FTHB |
| XXXX | 4000087512 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.50 | 1.61 | $4,666.26 PITIA/$7,500.00 Income |
| XXXX | 4000086273 | XXXX |  |  | Coborrower First Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXX | 4000086273 | XXXX |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| XXXX | 4000088559 | XXXX |  |  | Representative FICO | 798 | 787 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000088559 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000088559 | XXXX |  |  | Original CLTV | 80 | 77.64706 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 4000088559 | XXXX |  |  | Original LTV | 80 | 77.64706 | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 4000088559 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000086521 | XXXX |  |  | Representative FICO | 758 | 747 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000086521 | XXXX |  |  | Property Type | PUD | Single Family Detached | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000086521 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000086521 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000086521 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 16.76 | 13.4693 | DTI has been calculated as per Income & Expenses updated in system |
| XXXX | 4000086318 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000086318 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000085077 | XXXX |  |  | Zip |  |  | Field Value reflects Zip per Note |
| XXXX | 4000085077 | XXXX |  |  | Representative FICO | 700 | 683 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000085077 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000085077 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000089714 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.43 | 1.38 | $2,250 Income/$1,626.60 PITIA |
| XXXX | 4000086215 | XXXX |  |  | Representative FICO | 731 | 733 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000088248 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000084775 | XXXX |  |  | Original CLTV | 45.39 | 39.17808 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 4000084775 | XXXX |  |  | Original LTV | 45.39 | 39.17808 | Unable to verify due to missing information |
| XXXX | 4000084775 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000084775 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.16 | $1,422.28 PITIA /$1650.00 Income |
| XXXX | 4000085223 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000085223 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 35.86 | 46.30905 | Field Value DTI is higher than Tape value due to Lender used lower PITIA than verified by audit |
| XXXX | 4000086186 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 35 | 31.91649 | DTI matches with Approval |
| XXXX | 4000089432 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000085999 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000085999 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000085999 | XXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXX | 4000088974 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000088974 | XXXX |  |  | Zip |  |  | Field Value reflects Zip per Note |
| XXXX | 4000088487 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000088487 | XXXX |  |  | Property Type | Condo (Low Rise) | Condo (High Rise) | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000088487 | XXXX |  |  | Subject Debt Service Coverage Ratio | 0.86 | 0.93 | $4,200 Income/4,515.29 PITIA |
| XXXX | 4000087269 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 44.9 | 42.79779 | Field Value DTI is higher than Tape value but not < 43% as required by QM/TQM |
| XXXX | 4000086789 | XXXX |  |  | Representative FICO | 792 | 782 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000087347 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000087347 | XXXX |  |  | Subject Debt Service Coverage Ratio | 0.00 | 1.25 | Field value reflects source document |
| XXXX | 4000086714 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000086714 | XXXX |  |  | Original CLTV | 70 | 68.57143 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 4000086714 | XXXX |  |  | Original LTV | 70 | 68.57143 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| XXXX | 4000086714 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000086714 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.04 | 1.05 | $1,761.35 PITIA/$1,850.00 Income |
| XXXX | 4000086813 | XXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXX | 4000086709 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000086709 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.03 | INCOME $3,900/PITIA $3,768.43 |
| XXXX | 4000087373 | XXXX |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000087373 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000087373 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 41.15 | 43.27186 | Field value matches 1008 |
| XXXX | 4000086227 | XXXX |  |  | Property Type | Townhouse | Single Family Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000087157 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000087292 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000087292 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000087292 | XXXX |  |  | Original Interest Rate | 7.5 | 7.375 | Field Value reflects the Note value |
| XXXX | 4000087292 | XXXX |  |  | Original CLTV | 75 | 70 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 4000087292 | XXXX |  |  | Original LTV | 75 | 70 | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 4000087292 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000087658 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000087658 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.25 | 2.01 | $1,737.71 PITIA/$3,500.00 Income |
| XXXX | 4000086326 | XXXX |  |  | Property Type | Condo (Low Rise) | Site Condo | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000086326 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000086533 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000086533 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000087382 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000087289 | XXXX |  |  | Representative FICO | 681 | 772 |  |
| XXXX | 4000087289 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.02 | $1,800/$1,770.22 = 1.02 |
| XXXX | 4000089127 | XXXX |  |  | Property Type | Condo (Low Rise) | Site Condo | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000089127 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000089127 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 35.16 | 41.60903 | Field value matches 1008 |
| XXXX | 4000087307 | XXXX |  |  | Representative FICO | 791 | 772 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000087307 | XXXX |  |  | Refi Purpose | Rate/Term | Limited Cash-out GSE |  |
| XXXX | 4000087307 | XXXX |  |  | Original CLTV | 73.33 | 71.89542 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 4000087307 | XXXX |  |  | Original LTV | 73.33 | 71.89542 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| XXXX | 4000087307 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000087307 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 6.75 | 25.43238 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000087817 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000087817 | XXXX |  |  | Coborrower First Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXX | 4000087817 | XXXX |  |  | Coborrower SSN |  |  | Field Value verified by application or other documentation in file |
| XXXX | 4000087817 | XXXX |  |  | Representative FICO | 745 | 782 |  |
| XXXX | 4000087817 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000087817 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000087817 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 21.33 | 42.25932 | Field value matched 1008 |
| XXXX | 4000085389 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000085389 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000087376 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000087376 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 26.2 | 37.77913 | DTI matches the lender's 1008 |
| XXXX | 4000086361 | XXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXX | 4000086571 | XXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXX | 4000086571 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 37.72 | 39.78745 | Field value matches Lender's 1008. |
| XXXX | 4000086889 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 24.97 | 30.67763 | Verified debt $4141.48/ Income $13,500.00 |
| XXXX | 4000086103 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000086103 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.27 | 1.31 | $1,370.93 PITIA/$1,800.00 Income |
| XXXX | 4000087766 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000087766 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.20 | 1.22 | Income $3000.00/ P ITIA $2455.38 |
| XXXX | 4000084014 | XXXX |  |  | PMI Coverage % | 0 |  | Field value reflects source document |
| XXXX | 4000087032 | XXXX |  |  | State | TX | IL | Field Value reflects State per Note |
| XXXX | 4000087032 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.09 | $4,889.86 PITIA / $5,350.00 Income. |
| XXXX | 4000087066 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000087066 | XXXX |  |  | Property Type | 2 Family | Single Family Detached | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000087066 | XXXX |  |  | # of Units | 2 | 1 | Field value reflects source document |
| XXXX | 4000087066 | XXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXX | 4000087066 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000087066 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 24.86 | 38.25646 | DTI matches the lender's 1008 |
| XXXX | 4000087409 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000087409 | XXXX |  |  | Original CLTV | 55.19 | 56.40794 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 4000087409 | XXXX |  |  | Original LTV | 55.19 | 56.40794 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| XXXX | 4000087409 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 23.99 | 29.76762 | Field data matches Lenders qualifying DTI |
| XXXX | 4000086434 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000086673 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000086114 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000086114 | XXXX |  |  | Refi Purpose | Rate/Term | Cash-out - Other | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXX | 4000087610 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000087133 | XXXX |  |  | Representative FICO | 722 | 720 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000087133 | XXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXX | 4000087133 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000087341 | XXXX |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000087341 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | N/A |
| XXXX | 4000088723 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000088723 | XXXX |  |  | Subject Debt Service Coverage Ratio | 2.43 | 2.37 | $4,000 Income/$1,688.13 PITIA |
| XXXX | 4000086216 | XXXX |  |  | City |  |  | Field Value reflects City per Note |
| XXXX | 4000086216 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000086216 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000087233 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000087233 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000087233 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.06 | $1200 rents / $1,135.90 PITIA |
| XXXX | 4000085779 | XXXX |  |  | Refi Purpose | Rate/Term | Limited Cash-out GSE |  |
| XXXX | 4000085779 | XXXX |  |  | Original CLTV | 75 | 70.73171 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 4000085779 | XXXX |  |  | Original LTV | 75 | 70.73171 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| XXXX | 4000085779 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000085779 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 12.89 | 49.6878 | DTI matches the lender's 1008 |
| XXXX | 4000089395 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000089395 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 37.53 | 45.63075 | Field value matches Lender's 1008. |
| XXXX | 4000086487 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000086487 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 13.51 | 49.46364 | Field data matches Lender qualifying DTI |
| XXXX | 4000085714 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000085714 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.03 | 1.15 | $6386 rental income / $5,552.58 PITIA |
| XXXX | 4000087313 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000087313 | XXXX |  |  | Original CLTV | 34.26 | 37.36018 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 4000087313 | XXXX |  |  | Original LTV | 34.26 | 37.36018 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| XXXX | 4000087313 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000087313 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.36 | 1.27 | $1,915 Income/$1,504.38 PITIA |
| XXXX | 4000086063 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000086063 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000088812 | XXXX |  |  | Property Type | Single Family Detached | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000088395 | XXXX |  |  | Subject Debt Service Coverage Ratio | 0.88 | 0.86 | $2,745.33PITIA / $2,350 Income |
| XXXX | 4000085993 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000085993 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000085993 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000085993 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 42 | 48.90351 | DTI on AUS is 49.45%- verified debt $13,853.39/ Income $28,328.01 |
| XXXX | 4000086879 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | DSCR Loan |
| XXXX | 4000086879 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.26 | 1.25 | INCOME $2,270/PITIA $2,196.54 |
| XXXX | 4000090096 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000090096 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000090096 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.13 | $2,200.00 Income / $1,954.03 PITIA |
| XXXX | 4000087159 | XXXX |  |  | Coborrower SSN |  |  | Field Value verified by application or other documentation in file |
| XXXX | 4000086447 | XXXX |  |  | Coborrower First Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXX | 4000086447 | XXXX |  |  | Refi Purpose | Rate/Term | Limited Cash-out GSE | Field Value reflects borrower not receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXX | 4000086229 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000086229 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000086853 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000086853 | XXXX |  |  | Coborrower First Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXX | 4000086853 | XXXX |  |  | Coborrower SSN |  |  | Field Value verified by application or other documentation in file |
| XXXX | 4000086853 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000086853 | XXXX |  |  | Representative FICO | 799 | 804 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000086853 | XXXX |  |  | Original CLTV | 50 | 48.85246 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 4000086853 | XXXX |  |  | Original LTV | 50 | 48.85246 | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 4000086853 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.13 | $6,500 Income/$5,727.37 PITIA |
| XXXX | 4000086917 | XXXX |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000086917 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000086917 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 35.84 | 31.59118 | DTI matches the lender's 1008 |
| XXXX | 4000086950 | XXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXX | 4000089958 | XXXX |  |  | Subject Debt Service Coverage Ratio | 0.87 | 0.89 | $3,269.32PITIA / $2,904.00 Income |
| XXXX | 4000089872 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000089872 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000089872 | XXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXX | 4000089872 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000089872 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.10 | 1.03 | $3,200 Income/$3,091.96 PITIA |
| XXXX | 4000086904 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000086904 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000088161 | XXXX |  |  | City |  |  | Field Value reflects City per Note |
| XXXX | 4000088161 | XXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXX | 4000088161 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.25 | 1.26 | INCOME $10,262.00/PITIA $8,143.23 |
| XXXX | 4000085113 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000085113 | XXXX |  |  | Zip |  |  | Field Value reflects Zip per Note |
| XXXX | 4000085113 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000085113 | XXXX |  |  | Coborrower First Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXX | 4000085113 | XXXX |  |  | Coborrower SSN |  |  | Field Value verified by application or other documentation in file |
| XXXX | 4000085113 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.28 | 1.27 | $3,875.00 Income / $3,046.91 PITIA |
| XXXX | 4000085032 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000085032 | XXXX |  |  | Original Interest Rate | 7.125 | 7 | Field Value reflects the Note value |
| XXXX | 4000085032 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000085032 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.10 | 1.12 | Income $1850.00/ PITIA $1656.31 |
| XXXX | 4000088779 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000088779 | XXXX |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000088779 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000086120 | XXXX |  |  | Zip |  |  | Field Value reflects Zip per Note |
| XXXX | 4000087036 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 43.25 | 46.77175 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000086028 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000087039 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.42 | 1.50 | $2,849.00 Income / $1,905.24 PITIA |
| XXXX | 4000087079 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | DSCR Loan |
| XXXX | 4000086923 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000090281 | XXXX |  |  | Representative FICO | 759 | 771 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000088558 | XXXX |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000088558 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000086706 | XXXX |  |  | Refi Purpose | Rate/Term | Limited Cash-out GSE | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXX | 4000086706 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 10.16 | 38.52754 | DTI matches the lender's 1008 |
| XXXX | 4000090118 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.25 | 1.33 | INCOME$3,200/PITIA $2,403.38 |
| XXXX | 4000082957 | XXXX |  |  | Refi Purpose | Cash-out - Debt Consolidation | Cash-out - Other | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXX | 4000089420 | XXXX |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000089420 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 44.52 | 30.66314 | Field data matches Lenders qualifying DTI |
| XXXX | 4000087210 | XXXX |  |  | Representative FICO | 768 | 782 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000087052 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000087052 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 0.85 | Income $1400.00/PITIA $1649.34 |
| XXXX | 4000089843 | XXXX |  |  | Zip |  |  | Field Value reflects Zip per Note |
| XXXX | 4000089843 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000089843 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.06 | 1.11 | $4,200 Income/$3,782.40 PITIA |
| XXXX | 4000086783 | XXXX |  |  | Zip |  |  | Field Value reflects Zip per Note |
| XXXX | 4000086783 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000087059 | XXXX |  |  | Original Interest Rate | 8.25 | 7.875 | Field Value reflects the Note value |
| XXXX | 4000087059 | XXXX |  |  | Subject Debt Service Coverage Ratio | 0.76 | 0.78 | $2500 rents / $3203.97 PITIA |
| XXXX | 4000086511 | XXXX |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000086511 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 39.94 | 48.51643 | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| XXXX | 4000087183 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000091619 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000091619 | XXXX |  |  | Coborrower First Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXX | 4000091619 | XXXX |  |  | Coborrower SSN |  |  | Field Value verified by application or other documentation in file |
| XXXX | 4000086558 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000086558 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 23.76 | 26.44097 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000087394 | XXXX |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| XXXX | 4000087394 | XXXX |  |  | Original CLTV | 72.18 | 75 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 4000087394 | XXXX |  |  | Original LTV | 72.18 | 75 | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 4000087113 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000087113 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.03 | 1.02 | $2,947.82 PITIA / $3,000.00 Income. |
| XXXX | 4000087491 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000087491 | XXXX |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| XXXX | 4000087491 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.12 | 1.11 | $1,554.88 PITIA / $1720.00 Income. |
| XXXX | 4000086230 | XXXX |  |  | Representative FICO | 800 | 804 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000086230 | XXXX |  |  | Subject Debt Service Coverage Ratio | 0.80 | 0.82 | $3,500 Income/$4,273.90 PITIA |
| XXXX | 4000090350 | XXXX |  |  | Representative FICO | 764 | 807 |  |
| XXXX | 4000089982 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000086305 | XXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXX | 4000086636 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.11 | 1.12 | $1,071.18 PITIA/$1,200.00 Income |
| XXXX | 4000086362 | XXXX |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000086362 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000086362 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 31.15 | 36.13655 | DTI matches the AUS |
| XXXX | 4000090386 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000090386 | XXXX |  |  | Property Type | 4 Family | 3 Family | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000090386 | XXXX |  |  | # of Units | 1 | 3 | Field value reflects source document |
| XXXX | 4000090386 | XXXX |  |  | Refi Purpose | Rate/Term | Cash-out - Other | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXX | 4000088717 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000088717 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.78 | $3,195.71 PITIA/$6,800.00 Income |
| XXXX | 4000090380 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000090380 | XXXX |  |  | Original CLTV | 54.69 | 65 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 4000090380 | XXXX |  |  | Original LTV | 54.69 | 65 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| XXXX | 4000090380 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.45 | 1.49 | $8196.25 rental income / $5,491.16 PITIA |
| XXXX | 4000090395 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000090395 | XXXX |  |  | Original Interest Rate | 6.625 | 6.25 | Field Value reflects the Note value |
| XXXX | 4000090395 | XXXX |  |  | Property Type | Single Family Detached | Single Family Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000090395 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.42 | 1.47 | $972.13 PITIA/$1,425.00 Income |
| XXXX | 4000089937 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000089937 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.12 | 1.13 | $4,850.00 Income / $4,282.35 PITIA |
| XXXX | 4000090392 | XXXX |  |  | Borrower Last Name |  |  | Same as Note document's Business entity. |
| XXXX | 4000090392 | XXXX |  |  | Original CLTV | 73.86 | 65 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 4000090392 | XXXX |  |  | Original LTV | 73.86 | 65 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| XXXX | 4000086821 | XXXX |  |  | Representative FICO | 786 | 779 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000086821 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.68 | 0.88 | Income $5200.00/PITIA $5903.72 |
| XXXX | 4000087521 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000087521 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 19.23 | 15.78129 | DTI matches the lender's 1008 |
| XXXX | 4000087297 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000082958 | XXXX |  |  | Refi Purpose | Cash-out - Debt Consolidation | Cash-out - Other | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXX | 4000086913 | XXXX |  |  | Subject Debt Service Coverage Ratio | 0.81 | 0.82 | $5,620.30 PITIA/$4,600.00 Income |
| XXXX | 4000088189 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000088189 | XXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXX | 4000088189 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 49.99 | 45.753 | DTI matches the lender's 1008 |
| XXXX | 4000089704 | XXXX |  |  | City |  |  | Field Value reflects City per Note |
| XXXX | 4000089704 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.59 | 1.60 | $7,800 Income / $4,885.19 PITIA |
| XXXX | 4000090397 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.30 | 1.35 | DSCR |
| XXXX | 4000085507 | XXXX |  |  | Representative FICO | 727 | 707 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000085351 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000085351 | XXXX |  |  | PMI Coverage % | 0 |  | Field value reflects source document |
| XXXX | 4000085351 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000085351 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 42.25 | 45.08421 | Field Value DTI is higher than Tape value due to Lender used lower PITIA than verified by audit |
| XXXX | 4000088808 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000088808 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 32.63 | 35.01592 | DTI matches the lender's 1008 |
| XXXX | 4000086529 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 43.43 | 47.72315 | DTI matches the AUS |
| XXXX | 4000086050 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000086050 | XXXX |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| XXXX | 4000086050 | XXXX |  |  | Original CLTV | 65.48 | 67.15827 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 4000086050 | XXXX |  |  | Original LTV | 65.48 | 67.15827 | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 4000086050 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000086632 | XXXX |  |  | Property Type | 4 Family | 2 Family | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000086632 | XXXX |  |  | # of Units | 1 | 2 | Field value reflects source document |
| XXXX | 4000089169 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000089169 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000089169 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 54.83 | 47.16785 | Income and Liabilities are matching with UW calculation. As per the calculation, DTI is correct in the system. |
| XXXX | 4000086201 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 24 | 21.12431 | Field data matches Lenders qualifying DTI |
| XXXX | 4000087402 | XXXX |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| XXXX | 4000087402 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000087402 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 26.92 | 38.9122 | Field value matches 1008 |
| XXXX | 4000086832 | XXXX |  |  | Zip |  |  | Field Value reflects Zip per Note |
| XXXX | 4000086832 | XXXX |  |  | Representative FICO | 660 | 666 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000086832 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.15 | Income $5,000.00/ PITIA $4342.32 |
| XXXX | 4000087206 | XXXX |  |  | Representative FICO | 806 | 786 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000087206 | XXXX |  |  | Refi Purpose | Rate/Term | Limited Cash-out GSE |  |
| XXXX | 4000087206 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 36.8 | 39.07557 | DTI matches the lender's 1008 |
| XXXX | 4000087308 | XXXX |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000087308 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000087308 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000090021 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.26 | 1.35 | Income $5891.00/ PITIA $4373.83 |
| XXXX | 4000087514 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000089054 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000087913 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000087913 | XXXX |  |  | City |  |  | Field Value reflects City per Note |
| XXXX | 4000087913 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000087913 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000087913 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 10.7 | 17.86193 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000086971 | XXXX |  |  | Representative FICO | 791 | 795 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000086971 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000086971 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 21.36 | 37.14537 | DTI matches the lender's 1008 |
| XXXX | 4000088081 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000088081 | XXXX |  |  | Property Type | Condo (Low Rise) | Condo (High Rise) | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000088081 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000089230 | XXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXX | 4000087408 | XXXX |  |  | Property Type | Condo (Low Rise) | Single Family Detached | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000087408 | XXXX |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| XXXX | 4000087408 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 42.86 | 39.13648 | DTI matches the lender's 1008 |
| XXXX | 4000087221 | XXXX |  |  | Representative FICO | 780 | 795 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000090214 | XXXX |  |  | Subject Debt Service Coverage Ratio | 0.75 | 0.88 | $8,531.15 PITIA / $7,500.00 Income. |
| XXXX | 4000089070 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000089070 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.01 | Field value reflects source document |
| XXXX | 4000090849 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000090849 | XXXX |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000090849 | XXXX |  |  | Representative FICO | 820 | 808 |  |
| XXXX | 4000087774 | XXXX |  |  | Original CLTV | 48.23 | 46.06742 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 4000087774 | XXXX |  |  | Original LTV | 48.23 | 46.06742 | Unable to verify due to missing information |
| XXXX | 4000087774 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000087774 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.18 | 1.17 | $3,575.67 PITIA / $4,200.00 Income. |
| XXXX | 4000087762 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000087762 | XXXX |  |  | Subject Debt Service Coverage Ratio | 0.88 | 0.90 | $3,150.87 PITIA/ $2,800.00 Income |
| XXXX | 4000087642 | XXXX |  |  | Representative FICO | 765 | 770 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000087642 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000087642 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.08 | 1.18 | INCOME $3,500/PITIA$2,961.15 |
| XXXX | 4000085731 | XXXX |  |  | Representative FICO | 786 | 775 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000085731 | XXXX |  |  | Refi Purpose | Rate/Term | Limited Cash-out GSE |  |
| XXXX | 4000085731 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 48.38 | 43.49044 | Field Value DTI is lower but is closer to the 1008 |
| XXXX | 4000086975 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000086975 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000088180 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000088180 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 34.1 | 41.38855 | DTI exceeds due to the lender excluding the departing residence when the loe intent to sell was missing |
| XXXX | 4000085810 | XXXX |  |  | Representative FICO | 810 | 811 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000085810 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.06 | $3500 rental income / $3,297.18 PITIA |
| XXXX | 4000085594 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000085594 | XXXX |  |  | Property Type | Condo (Low Rise) | Condo (High Rise) | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000085594 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000089232 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000089232 | XXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXX | 4000089232 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 46.42 | 44.27891 | Field data matches Lenders qualifying DTI |
| XXXX | 4000088770 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000086560 | XXXX |  |  | Representative FICO | 774 | 639 |  |
| XXXX | 4000086560 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.06 | 1.05 | $4,054.00 Income/$3,848.98 PITIA |
| XXXX | 4000088299 | XXXX |  |  | Representative FICO | 802 | 820 | Field Value Representative FICO reflects the lowest mid score of the highest wage earner |
| XXXX | 4000088299 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000088299 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000086895 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 41.26 | 47.31535 | Field data matches Lenders qualifying DTI |
| XXXX | 4000089885 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000089885 | XXXX |  |  | Original CLTV | 45.45 | 50 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 4000089885 | XXXX |  |  | Original LTV | 45.45 | 50 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| XXXX | 4000089885 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000089885 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.03 | 1.07 | $3,675.45 Income/3,449.30 PITIA |
| XXXX | 4000087444 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000090236 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.06 | $2,000.00 Income / $1,889.57 PITIA |
| XXXX | 4000087383 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000087383 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000087002 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000087002 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000087002 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000087002 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 12.09 | 16.13781 | Field Data matches to Lender's 1008 |
| XXXX | 4000087696 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000087696 | XXXX |  |  | Zip |  |  | Field Value reflects Zip per Note |
| XXXX | 4000087696 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000087696 | XXXX |  |  | Representative FICO | 800 | 797 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000087696 | XXXX |  |  | Original CLTV | 75 | 70 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 4000087696 | XXXX |  |  | Original LTV | 75 | 70 | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 4000087696 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000087696 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 0.89 | $8,500/$9,530.73 = 0.89 |
| XXXX | 4000086848 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000086848 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000089353 | XXXX |  |  | Representative FICO | 764 | 761 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000089353 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000089353 | XXXX |  |  | Occupancy | Primary | Second Home | Field Value reflects Occupancy per the Final Loan Application |
| XXXX | 4000089353 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000089353 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000089353 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 38.79 | 45.5521 | DTI on lender's 1008 is 43.57% verified bet $11,318.90/ Income $24,848.25 |
| XXXX | 4000088898 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000088898 | XXXX |  |  | Refi Purpose | Limited Cash-out GSE | Rate/Term | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXX | 4000088898 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.48 | 1.45 | $1,547.57PITIA / $2,600 Income |
| XXXX | 4000089980 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000089980 | XXXX |  |  | Subject Debt Service Coverage Ratio | 0.90 | 0.89 | $5300 Income / $5963.24 PITIA |
| XXXX | 4000088953 | XXXX |  |  | Subject Debt Service Coverage Ratio | 0.75 | 0.76 | $4,497.92PITIA / $3,400 Income |
| XXXX | 4000087334 | XXXX |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000089640 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000089640 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 39.12 | 36.88352 | Field value within 1% of 1008 |
| XXXX | 4000086195 | XXXX |  |  | Representative FICO | 775 | 798 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000086195 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000086195 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 37.57 | 40.91652 | Field value within 1% of 1008 |
| XXXX | 4000088700 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000088700 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000088700 | XXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXX | 4000088700 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000087301 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 44.65 | 48.71571 | Field value matches 1008 |
| XXXX | 4000088568 | XXXX |  |  | Borrower First Name |  |  | Unable to verify due to missing information |
| XXXX | 4000088568 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000088568 | XXXX |  |  | Subject Debt Service Coverage Ratio | 0.84 | 0.76 | $7,925.79 PITIA/ $6,000.00 Income |
| XXXX | 4000087279 | XXXX |  |  | Has FTHB | 0 | 1 | Field value reflects source document |
| XXXX | 4000087279 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000088804 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 38.81 | 49.18195 | Income and Liabilities are matching with UW calculation. As per the calculation, DTI is correct in the system. |
| XXXX | 4000086981 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000085561 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000085561 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.16 | $2,400 Income/$2,072.15 PITIA |
| XXXX | 4000089712 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000089712 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000089712 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.14 | 1.11 | Income $1750.00/ PITIA $1580.56 |
| XXXX | 4000087690 | XXXX |  |  | City |  |  | Field Value reflects City per Note |
| XXXX | 4000087690 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 50 | 32.05867 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000087613 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000087613 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000086003 | XXXX |  |  | Representative FICO | 768 | 741 |  |
| XXXX | 4000086003 | XXXX |  |  | Subject Debt Service Coverage Ratio | 0.80 | 1.55 | $3,823 Income/$2,463.40 PITIA |
| XXXX | 4000087144 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000087144 | XXXX |  |  | Property Type | Single Family Detached | Single Family Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000087144 | XXXX |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| XXXX | 4000087144 | XXXX |  |  | Original CLTV | 73.65 | 75 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 4000087144 | XXXX |  |  | Original LTV | 73.65 | 75 | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 4000087499 | XXXX |  |  | Zip |  |  | Field Value reflects Zip per Note |
| XXXX | 4000087499 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000088950 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000088950 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000088950 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.09 | 1.01 | $2550 rental income / $2,531.36 PITIA |
| XXXX | 4000089926 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.01 | Rent income $4,800.00 /PITIA $4,744.49 |
| XXXX | 4000090682 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 34.55 | 44.89753 | Field value matches 1008 |
| XXXX | 4000085305 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.02 | 1.03 | $2750 rents / $2682.72 PITIA |
| XXXX | 4000086619 | XXXX |  |  | City |  |  | Field Value reflects City per Note |
| XXXX | 4000086619 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000086619 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 39.26 | 31.62438 | Field value matches Lender's 1008. |
| XXXX | 4000088155 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000088155 | XXXX |  |  | Representative FICO | 789 | 802 |  |
| XXXX | 4000088155 | XXXX |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| XXXX | 4000088155 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000088807 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 11.81 | 40.54417 | Data Updated correctly in the system. |
| XXXX | 4000090656 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.03 | 1.09 | $5850 rental income / $5,351.01 PITIA |
| XXXX | 4000088967 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000088967 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 37.54 | 34.69748 | Field value matches 1008 |
| XXXX | 4000087009 | XXXX |  |  | Property Type | Townhouse | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000087009 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 27.99 | 24.2013 | Field data matches Lenders qualifying DTI |
| XXXX | 4000087412 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000087412 | XXXX |  |  | Original CLTV | 80 | 74.80519 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 4000087412 | XXXX |  |  | Original LTV | 80 | 74.80519 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| XXXX | 4000087412 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000087412 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 43.35 | 41.1172 | Field value matches 1008 |
| XXXX | 4000090266 | XXXX |  |  | Property Type | Single Family Detached | Single Family Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000087012 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000087012 | XXXX |  |  | Original CLTV | 69.93 | 63.08725 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 4000087012 | XXXX |  |  | Original LTV | 69.93 | 63.08725 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| XXXX | 4000087012 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000087346 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000087346 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000087346 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 24.52 | 11.09835 | Field Data matches to Lender's 1008 |
| XXXX | 4000086812 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000086812 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 11.07 | 38.10452 | Field value matches AUS |
| XXXX | 4000087525 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000087525 | XXXX |  |  | Representative FICO | 783 | 807 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000087525 | XXXX |  |  | Property Type | 4 Family | 2 Family | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000087525 | XXXX |  |  | # of Units | 1 | 2 | Field value reflects source document |
| XXXX | 4000087525 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.10 | 1.19 | $3420 rental income / $2,864.50 PITIA |
| XXXX | 4000088355 | XXXX |  |  | Subject Debt Service Coverage Ratio | 0.88 | 0.86 | $4,000 Income/$4,632.87 PITIA |
| XXXX | 4000090275 | XXXX |  |  | City |  |  | Field Value reflects City per Note |
| XXXX | 4000090275 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.80 | 1.69 | Field value matches approval |
| XXXX | 4000087407 | XXXX |  |  | Refi Purpose | Rate/Term | Limited Cash-out GSE |  |
| XXXX | 4000086699 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 30.89 | 35.63316 | Field Value DTI is higher than Tape value but not < 43% as required by QM/TQM |
| XXXX | 4000086925 | XXXX |  |  | Subject Debt Service Coverage Ratio | 0.77 | 0.83 | $4100 rental income / $4,945.75 PITIA |
| XXXX | 4000087090 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000087090 | XXXX |  |  | Property Type | Condo (Low Rise) | Condo (High Rise) | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000086431 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000086431 | XXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXX | 4000087182 | XXXX |  |  | Zip |  |  | Field Value reflects Zip per Note |
| XXXX | 4000087182 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 24 | 29.80129 | Field value matches 1008 |
| XXXX | 4000088969 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000088969 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.25 | 1.50 | $16,000.00 Income / $10,647.98 PITIA |
| XXXX | 4000085788 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000085788 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000089976 | XXXX |  |  | Representative FICO | 789 | 807 |  |
| XXXX | 4000089976 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000089976 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000089976 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 18.12 | 20.51291 | Field Data matches to Lender's Approval |
| XXXX | 4000088966 | XXXX |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000088966 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000089851 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.03 | INCOME $6,000/PITIA$5,555.91 |
| XXXX | 4000088184 | XXXX |  |  | City |  |  | Field Value reflects City per Note |
| XXXX | 4000088184 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 45.43 | 42.99626 | Field Value DTI is lower but matches the 1008 |
| XXXX | 4000086890 | XXXX |  |  | Representative FICO | 782 | 783 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000086890 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000086890 | XXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXX | 4000086890 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000086890 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 48.03 | 28.91304 | Field value matches 1008 |
| XXXX | 4000088835 | XXXX |  |  | Representative FICO | 776 | 763 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000088835 | XXXX |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| XXXX | 4000088835 | XXXX |  |  | Original CLTV | 68.18 | 70 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 4000088835 | XXXX |  |  | Original LTV | 68.18 | 70 | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 4000088835 | XXXX |  |  | Has FTHB | 0 | 1 | Field value reflects source document |
| XXXX | 4000088835 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000088835 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 21.26 | 37.68926 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000089078 | XXXX |  |  | City |  |  | Field Value reflects City per Note |
| XXXX | 4000089078 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000089078 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000089078 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 40 | 37.00591 | Field data matches Lenders qualifying DTI |
| XXXX | 4000087876 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000087876 | XXXX |  |  | Coborrower First Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXX | 4000087876 | XXXX |  |  | Coborrower SSN |  |  | Field Value verified by application or other documentation in file |
| XXXX | 4000087876 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000087876 | XXXX |  |  | Original Interest Rate | 7.8 | 7.375 | Field Value reflects the Note value |
| XXXX | 4000087876 | XXXX |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| XXXX | 4000087876 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000087876 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.30 | 1.15 | Field value matches approval |
| XXXX | 4000089307 | XXXX |  |  | City |  |  | Field Value reflects City per Note |
| XXXX | 4000091816 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000091816 | XXXX |  |  | Coborrower First Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXX | 4000091816 | XXXX |  |  | Coborrower SSN |  |  | Field Value verified by application or other documentation in file |
| XXXX | 4000091816 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000090421 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000090421 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.54 | 1.55 | $3400 rental income / $2,193.16 PITIA |
| XXXX | 4000089876 | XXXX |  |  | Subject Debt Service Coverage Ratio | 0.75 | 0.93 | $4,875.95 PITIA/$4,550.00 Income |
| XXXX | 4000087445 | XXXX |  |  | Zip |  |  | Field Value reflects Zip per Note |
| XXXX | 4000087445 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000087445 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000087445 | XXXX |  |  | Original CLTV | 74.79 | 79.45205 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 4000087445 | XXXX |  |  | Original LTV | 74.79 | 79.45205 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| XXXX | 4000087445 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000087445 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.20 | 1.08 | INCOME $2,400/PITIA$2,215.73 |
| XXXX | 4000088372 | XXXX |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| XXXX | 4000088372 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000086298 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000086298 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000086298 | XXXX |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| XXXX | 4000086298 | XXXX |  |  | Has FTHB | 0 | 1 | Field value reflects source document |
| XXXX | 4000086298 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000086298 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 28 | 46.23204 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000088159 | XXXX |  |  | City |  |  | Field Value reflects City per Note |
| XXXX | 4000088159 | XXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXX | 4000088159 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000088159 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.16 | 1.13 | Field value reflects source document |
| XXXX | 4000087628 | XXXX |  |  | Refi Purpose | Cash-out - Debt Consolidation | Cash-out - Other | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXX | 4000087832 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000087832 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000087832 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.02 | 2.99 | $24500 rents / $8200.96 PITIA |
| XXXX | 4000086270 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000086270 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000089224 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000087330 | XXXX |  |  | Coborrower First Name |  |  | NA |
| XXXX | 4000087330 | XXXX |  |  | Coborrower Last Name |  |  | NA |
| XXXX | 4000088577 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000090842 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.02 | $2,450 Income / $2,406.79PITIA |
| XXXX | 4000087923 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000087923 | XXXX |  |  | Subject Debt Service Coverage Ratio | 2.46 | 2.35 | $6,941.08 PITIA / $13,610.00 Income. |
| XXXX | 4000086097 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000086097 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 12.77 | 25.23869 | Field Value DTI is higher than Tape value but not < 43% as required by QM/TQM |
| XXXX | 4000085811 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000085811 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.02 | $1,550.00 Income / $1,512.30 PITIA |
| XXXX | 4000089196 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 40.25 | 46.3104 | Field data matches Lenders qualifying DTI |
| XXXX | 4000086371 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000086371 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000087388 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000087388 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 49.6 | 46.04843 | Excluded 30 Day AMEX |
| XXXX | 4000086747 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 43.56 | 49.79407 | Field data matches Lenders qualifying DTI |
| XXXX | 4000086733 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 19.49 | 34.29963 | Field value matches 1008 |
| XXXX | 4000084812 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000084812 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000084812 | XXXX |  |  | Refi Purpose | Limited Cash-out GSE | Rate/Term | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXX | 4000084812 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000084812 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.42 | $4375 rental income / $4,424.14 PITIA |
| XXXX | 4000086648 | XXXX |  |  | Zip |  |  | Field Value reflects Zip per Note |
| XXXX | 4000086648 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000086648 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000086563 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 41.35 | 49.03239 | Field data matches Lenders qualifying DTI |
| XXXX | 4000089310 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000090121 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.01 | INCOME $3,700/PITIA$3,646.20 |
| XXXX | 4000087377 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000087377 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000087377 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 16.93 | 8.88634 | Field Value DTI is lower but matches the 1008 |
| XXXX | 4000086236 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000086236 | XXXX |  |  | Property Type | Single Family Detached | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000086236 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000086236 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 23.39 | 33.14168 | Field value matches 1008 |
| XXXX | 4000090829 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000087022 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000087022 | XXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXX | 4000087022 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 25.1 | 27.61567 | Field value matches AUS |
| XXXX | 4000088579 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000088579 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000092023 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000092023 | XXXX |  |  | Refi Purpose | Limited Cash-out GSE | Rate/Term | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXX | 4000092023 | XXXX |  |  | Subject Debt Service Coverage Ratio | 0.00 | 0.41 | $2,450.00 Income / $5,944.35 PITIA |
| XXXX | 4000088615 | XXXX |  |  | Subject Debt Service Coverage Ratio | 0.90 | 0.84 | $11,609.55 PITIA/$9,740.00 Income |
| XXXX | 4000090439 | XXXX |  |  | Representative FICO | 781 | 789 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000090439 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000089868 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000090177 | XXXX |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| XXXX | 4000090177 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000090177 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.09 | Rental income $11,300.00/PITIA $10,398.41 |
| XXXX | 4000089720 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000089720 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000089720 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 28.62 | 35.15697 | DTI matches with Approval |
| XXXX | 4000088570 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000088570 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 41.44 | 44.56331 | DTI matches the lender's 1008 |
| XXXX | 4000087887 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000087887 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000087887 | XXXX |  |  | Original Interest Rate | 6.875 | 7 | Field Value reflects the Note value |
| XXXX | 4000087887 | XXXX |  |  | Original CLTV | 64.9 | 60 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 4000087887 | XXXX |  |  | Original LTV | 64.9 | 60 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| XXXX | 4000087887 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000087887 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.01 | 0.93 | $3,500.00 Income / $3,750.68 PITIA |
| XXXX | 4000086817 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000086817 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000086817 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000086817 | XXXX |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| XXXX | 4000086817 | XXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXX | 4000086817 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000089741 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000089741 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000090025 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000090025 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000090025 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.06 | 1.08 | Field value reflects source document |
| XXXX | 4000086820 | XXXX |  |  | Subject Debt Service Coverage Ratio | 0.75 | 0.86 | $1875 rental income / $2,184.32 PITIA |
| XXXX | 4000086547 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000086547 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 29.44 | 43.34042 | Field Data matches lenders qualifying DTI |
| XXXX | 4000086233 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000086233 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000086233 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 27.91 | 32.95427 | Field value matches AUS |
| XXXX | 4000087024 | XXXX |  |  | Refi Purpose | Rate/Term | Limited Cash-out GSE | Agency Eligible loan. |
| XXXX | 4000087024 | XXXX |  |  | PMI Coverage % | 0 |  | NA |
| XXXX | 4000090939 | XXXX |  |  | Representative FICO | 769 | 641 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000090939 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000090939 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000090939 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.83 | 1.82 | Field value reflects source document |
| XXXX | 4000087169 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000087169 | XXXX |  |  | Refi Purpose | Rate/Term | Limited Cash-out GSE |  |
| XXXX | 4000087169 | XXXX |  |  | Original CLTV | 43.47 | 47.17391 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 4000087169 | XXXX |  |  | Original LTV | 43.47 | 47.17391 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| XXXX | 4000087169 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 22 | 46.34075 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000086350 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000077318 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000077318 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.05 | $7500 rental income / $7,161.41 PITIA |
| XXXX | 4000087018 | XXXX |  |  | Representative FICO | 742 | 748 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000087018 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000087018 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 44.07 | 42.01031 | DTI matching with 1008 document |
| XXXX | 4000086779 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000086779 | XXXX |  |  | PMI Coverage % | 0 |  | Field value reflects source document |
| XXXX | 4000086779 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 27.8 | 24.17736 | Field Value DTI is higher than Tape value but within 3% and < 45% DTI |
| XXXX | 4000085808 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.03 | 1.00 | $1,520.00 Income / $1,519.93 PITIA |
| XXXX | 4000086947 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000086947 | XXXX |  |  | Representative FICO | 782 | 791 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000087200 | XXXX |  |  | Representative FICO | 771 | 764 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000087200 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000087554 | XXXX |  |  | Subject Debt Service Coverage Ratio | 0.64 | 0.65 | $4,877.61 PITIA/$3,155.00 Income |
| XXXX | 4000089778 | XXXX |  |  | Representative FICO | 783 | 812 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000086897 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000087550 | XXXX |  |  | Subject Debt Service Coverage Ratio | 0.64 | 0.65 | $3,155 Income/$4,870.35 PITIA |
| XXXX | 4000091314 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000091314 | XXXX |  |  | Property Type | Townhouse | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000091314 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000091314 | XXXX |  |  | Has FTHB | 0 | 1 | Field value reflects source document |
| XXXX | 4000091314 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 15.87 | 19.10042 | Field data matches Lenders qualifying DTI |
| XXXX | 4000089900 | XXXX |  |  | Subject Debt Service Coverage Ratio | 0.96 | 0.97 | $2,800 Income / $2,875.51 PITIA |
| XXXX | 4000090044 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000087109 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000087109 | XXXX |  |  | Representative FICO | 738 | 722 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000087109 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000087109 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 30.69 | 49.28865 | Field value matches 1008 |
| XXXX | 4000086259 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000086259 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000086259 | XXXX |  |  | Coborrower First Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXX | 4000086259 | XXXX |  |  | Coborrower Last Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXX | 4000086259 | XXXX |  |  | Coborrower SSN |  |  | Field Value verified by application or other documentation in file |
| XXXX | 4000086259 | XXXX |  |  | Property Type | PUD | Single Family Detached | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000092191 | XXXX |  |  | Property Type | Single Family Detached | 2 Family | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000092191 | XXXX |  |  | # of Units | 1 | 2 | Field value reflects source document |
| XXXX | 4000092191 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000092191 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.33 | 1.28 | $2,967.14 PITIA/ $3,800 Income |
| XXXX | 4000089812 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000089812 | XXXX |  |  | Coborrower First Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXX | 4000089812 | XXXX |  |  | Coborrower Last Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXX | 4000089812 | XXXX |  |  | Coborrower SSN |  |  | Field Value verified by application or other documentation in file |
| XXXX | 4000089812 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.10 | 1.11 | $1,978.60 PITIA/$2,200.00 Income |
| XXXX | 4000090452 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000090452 | XXXX |  |  | Coborrower First Name |  |  | Guarantor - Individual |
| XXXX | 4000090452 | XXXX |  |  | Coborrower Last Name |  |  | Guarantor - Individual |
| XXXX | 4000090452 | XXXX |  |  | Coborrower SSN |  |  | Field Value verified by application or other documentation in file |
| XXXX | 4000085751 | XXXX |  |  | Representative FICO | 806 | 809 |  |
| XXXX | 4000085751 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000085917 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000087396 | XXXX |  |  | Refi Purpose | Rate/Term | Limited Cash-out GSE | Field Value reflects borrower not receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXX | 4000084444 | XXXX |  |  | Borrower Last Name |  |  | Same as Note document's Business entity. |
| XXXX | 4000084444 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000084444 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000084444 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.18 | 1.33 | Field value matches approval |
| XXXX | 4000093335 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000093335 | XXXX |  |  | Property Type | Single Family Detached | Single Family Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000090239 | XXXX |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000090239 | XXXX |  |  | Representative FICO | 786 | 773 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000090239 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.34 | 1.35 | $2900 rental income / $2,150.35 PITIA |
| XXXX | 4000088173 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000088173 | XXXX |  |  | City |  |  | Field Value reflects City per Note |
| XXXX | 4000088173 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000088173 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 35 | 39.22603 | DTI matches the lender's 1008 |
| XXXX | 4000089914 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000089914 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000089914 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 36.34 | 24.30167 | Field data matches Lenders qualifying DTI |
| XXXX | 4000087014 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000087014 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000086944 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000086628 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000089330 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000090768 | XXXX |  |  | Representative FICO | 769 | 823 |  |
| XXXX | 4000090378 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000090378 | XXXX |  |  | Representative FICO | 773 | 809 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000090378 | XXXX |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| XXXX | 4000090378 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000090378 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 44.58 | 49.36942 | Field data matches Lenders qualifying DTI |
| XXXX | 4000086649 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000086649 | XXXX |  |  | Zip |  |  | Field Value reflects Zip per Note |
| XXXX | 4000086649 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000086649 | XXXX |  |  | Original CLTV | 55 | 50 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 4000086649 | XXXX |  |  | Original LTV | 55 | 50 | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 4000089734 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000088610 | XXXX |  |  | Representative FICO | 769 | 792 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000088610 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000088610 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000086478 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000086478 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000086478 | XXXX |  |  | Original CLTV | 75 | 62.54386 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 4000086478 | XXXX |  |  | Original LTV | 75 | 62.54386 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| XXXX | 4000086478 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000086478 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.20 | 1.30 | $3650 rents / $2802.46 PITIA |
| XXXX | 4000090268 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000090268 | XXXX |  |  | Zip |  |  | Field Value reflects Zip per Note |
| XXXX | 4000086758 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000086758 | XXXX |  |  | Property Type | Single Family Detached | Single Family Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000087068 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000090276 | XXXX |  |  | Refi Purpose | Limited Cash-out GSE | Rate/Term | Not a GSE loan |
| XXXX | 4000090276 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.31 | 1.06 | $3200 rental income / $3,010.72 PITIA |
| XXXX | 4000091416 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000091277 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000087433 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000087433 | XXXX |  |  | Refi Purpose | Cash-out - Debt Consolidation | Cash-out - Other | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXX | 4000087433 | XXXX |  |  | Original CLTV | 59.57 | 70 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 4000087433 | XXXX |  |  | Original LTV | 59.57 | 70 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| XXXX | 4000087433 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000090346 | XXXX |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000090346 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.22 | 1.24 | DSCR |
| XXXX | 4000087215 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000089788 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 47.28 |  | DSCR Loan. |
| XXXX | 4000089788 | XXXX |  |  | Subject Debt Service Coverage Ratio | 0.75 | 0.81 | $1,574.08 PITIA / $1300.00 Income. |
| XXXX | 4000087142 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | DSCR Loan |
| XXXX | 4000091817 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000089215 | XXXX |  |  | Representative FICO | 760 | 773 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000089215 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000089215 | XXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXX | 4000089215 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000089215 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 34 | 37.18447 | DTI matches the lender's 1008 |
| XXXX | 4000091381 | XXXX |  |  | Representative FICO | 743 | 763 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000091381 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000089011 | XXXX |  |  | Representative FICO | 805 | 819 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000089011 | XXXX |  |  | Occupancy | Primary | Second Home | Field Value reflects Occupancy per the Final Loan Application |
| XXXX | 4000089011 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000089011 | XXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXX | 4000088760 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000088760 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000088760 | XXXX |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| XXXX | 4000088760 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000088760 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 22.2 | 19.25197 | Debt $19,251.97/ Income $100,000.00- DTI on final 1008 is 18.89% |
| XXXX | 4000087324 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000087324 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000087324 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 26.47 | 40.08444 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000089632 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.23 | 1.22 | $2,043.02 PITIA / $2,500.00 Income. |
| XXXX | 4000089870 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000089870 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0 | 33.96689 | Field data matches Lenders qualifying DTI |
| XXXX | 6000097500 | XXXX |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 6000097442 | XXXX |  |  | Maturity Date |  |  | Field Value reflects Maturity Date per the Note |
| XXXX | 6000097474 | XXXX |  |  | Maturity Date |  |  | Field Value reflects Maturity Date per the Note |
| XXXX | 6000097489 | XXXX |  |  | Maturity Date |  |  | Field Value reflects Maturity Date per the Note |
| XXXX | 6000097494 | XXXX |  |  | Property Type | PUD | PUD Attached | Field Value reflects the Approval/AUS in file. |
| XXXX | 6000097464 | XXXX |  |  | Maturity Date |  |  | Field Value reflects Maturity Date per the Note |
| XXXX | 6000097449 | XXXX |  |  | Maturity Date |  |  | Field Value reflects Maturity Date per the Note |
| XXXX | 6000097506 | XXXX |  |  | Maturity Date |  |  | Field Value reflects Maturity Date per the Note |
| XXXX | 6000097436 | XXXX |  |  | Note Date |  |  | Field Value reflects Note Date per the Note |
| XXXX | 6000097436 | XXXX |  |  | First Payment Date |  |  | Field Value reflects First Payment Date per the Note |
| XXXX | 6000097433 | XXXX |  |  | Maturity Date |  |  | Field Value reflects Maturity Date per the Note |
| XXXX | 6000097454 | XXXX |  |  | Maturity Date |  |  | Field Value reflects Maturity Date per the Note |
| XXXX | 6000097505 | XXXX |  |  | Maturity Date |  |  | Field Value reflects Maturity Date per the Note |
| XXXX | 6000097478 | XXXX |  |  | Maturity Date |  |  | Field Value reflects Maturity Date per the Note |
| XXXX | 6000097460 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 6000097453 | XXXX |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 6000097481 | XXXX |  |  | Maturity Date |  |  | Field Value reflects Maturity Date per the Note |
| XXXX | 6000097484 | XXXX |  |  | Maturity Date |  |  | Field Value reflects Maturity Date per the Note |
| XXXX | 6000097503 | XXXX |  |  | Maturity Date |  |  | Field Value reflects Maturity Date per the Note |
| XXXX | 4000090774 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.34 | 1.49 | Income $3450.00/ PITIA $2835.85 |
| XXXX | 4000091431 | XXXX |  |  | Zip |  |  | Field Value reflects Zip per Note |
| XXXX | 4000091431 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000091431 | XXXX |  |  | Borrower SSN |  |  | Unable to verify due to missing information |
| XXXX | 4000091431 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000091431 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.17 | 1.19 | $1,661.25 PITIA/ $1,975.00 Income |
| XXXX | 4000092102 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.50 | 1.42 | Income $4950.00/ PITIA $3493.63 |
| XXXX | 4000086269 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000086269 | XXXX |  |  | Coborrower First Name |  |  | Guarantor - Individual |
| XXXX | 4000086269 | XXXX |  |  | Coborrower SSN |  |  | Field Value verified by application or other documentation in file |
| XXXX | 4000086269 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.11 | 1.14 | $7,691.38 PITIA/ $8,800.00 Income |
| XXXX | 4000089627 | XXXX |  |  | Borrower SSN |  |  | Field Value verified by application or other documentation in file |
| XXXX | 4000092314 | XXXX |  |  | Subject Debt Service Coverage Ratio | 0.89 | 0.90 | Income $3200.00/ PITIA $3557.01 |
| XXXX | 4000089744 | XXXX |  |  | Zip |  |  | Field Value reflects Zip per Note |
| XXXX | 4000089744 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000089744 | XXXX |  |  | Coborrower First Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXX | 4000089744 | XXXX |  |  | Coborrower Last Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXX | 4000089744 | XXXX |  |  | Coborrower SSN |  |  | Field Value verified by application or other documentation in file |
| XXXX | 4000089744 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000089744 | XXXX |  |  | Property Type | 4 Family | 2 Family | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000089744 | XXXX |  |  | # of Units | 1 | 2 | Field value reflects source document |
| XXXX | 4000089744 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.24 | 1.30 | $2004.03 PITIA / $2500 rents |
| XXXX | 4000090354 | XXXX |  |  | Zip |  |  | Field Value reflects Zip per Note |
| XXXX | 4000090354 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | DSCR Loan. |
| XXXX | 4000089564 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000089564 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 16.74 | 9.89174 | Field data matches Lenders qualifying income |
| XXXX | 4000090631 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000090631 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000090631 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.34 | 1.43 | Field value matches approval |
| XXXX | 4000089730 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000089730 | XXXX |  |  | Zip |  |  | Field Value reflects Zip per Note |
| XXXX | 4000089730 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 12.5 | 19.6465 | Field data matches Lenders qualifying DTI |
| XXXX | 4000089911 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000088562 | XXXX |  |  | Representative FICO | 792 | 805 |  |
| XXXX | 4000088562 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000088562 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000088562 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000088562 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 28.85 | 33.36583 | Debt $4343.79/ INcome $13018.68 |
| XXXX | 4000087062 | XXXX |  |  | Zip |  |  | Field Value reflects Zip per Note |
| XXXX | 4000087062 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 30.79 | 33.27639 | DTi matches the AUS |
| XXXX | 4000092822 | XXXX |  |  | Representative FICO | 798 | 820 |  |
| XXXX | 4000092822 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000091580 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000091580 | XXXX |  |  | Borrower SSN |  |  | Unable to verify due to missing information |
| XXXX | 4000091580 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.14 | 1.13 | Income $4840.00/ PITIA 4272.07 |
| XXXX | 4000093241 | XXXX |  |  | Zip |  |  | Field Value reflects Zip per Note |
| XXXX | 4000093241 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.02 | $3,600.00 Income / $3,514.82 PITIA |
| XXXX | 4000089863 | XXXX |  |  | Property Type | PUD | Single Family Detached | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000089863 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000090551 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000091489 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000086629 | XXXX |  |  | City |  |  | Field Value reflects City per Note |
| XXXX | 4000086629 | XXXX |  |  | Representative FICO | 780 | 804 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000086629 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000086629 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 23.09 | 26.19532 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000092196 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000092196 | XXXX |  |  | Contract Sales Price |  |  | Sales contract addendum |
| XXXX | 4000092196 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.50 | 1.84 | $7,200 Income/$3,915.77 PITIA |
| XXXX | 4000090873 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000087368 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000087368 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 49.98 | 47.82964 | Field value matches 1008 |
| XXXX | 4000089831 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000088945 | XXXX |  |  | Representative FICO | 799 | 804 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000088945 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000088945 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000089177 | XXXX |  |  | City |  |  | Field Value reflects City per Note |
| XXXX | 4000089177 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000089177 | XXXX |  |  | Representative FICO | 792 | 796 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000088551 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000088551 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000088551 | XXXX |  |  | Representative FICO | 786 | 773 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000088551 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000088551 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000088551 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000091106 | XXXX |  |  | Coborrower First Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXX | 4000091106 | XXXX |  |  | Coborrower Last Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXX | 4000091106 | XXXX |  |  | Coborrower SSN |  |  | Field Value verified by application or other documentation in file |
| XXXX | 4000091106 | XXXX |  |  | Representative FICO | 771 | 778 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000089887 | XXXX |  |  | Representative FICO | 765 | 809 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000089887 | XXXX |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000089887 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000089887 | XXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXX | 4000089887 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 15 | 33.1527 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXX | 4000089073 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000089073 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000089073 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 39 | 41.93884 | DTI matches approval |
| XXXX | 4000090890 | XXXX |  |  | PMI Coverage % | 0 |  | Field value reflects source document |
| XXXX | 4000087834 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000087834 | XXXX |  |  | Occupancy | Second Home | Primary | Field Value reflects Occupancy per the Final Loan Application |
| XXXX | 4000087834 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000092173 | XXXX |  |  | Subject Debt Service Coverage Ratio | 0.79 | 0.80 | 2850/3580=0.796 or 0.80 rounded up. |
| XXXX | 4000086499 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000090064 | XXXX |  |  | City |  |  | Field Value reflects City per Note |
| XXXX | 4000090064 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.02 | 1.01 | Income $2200.00/PITIA $2167.84 |
| XXXX | 4000092930 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000089638 | XXXX |  |  | Subject Debt Service Coverage Ratio | 0.68 | 0.69 | $1,870 Income$/2,712.73 PITIA |
| XXXX | 4000093159 | XXXX |  |  | Subject Debt Service Coverage Ratio | 0.89 | 0.88 | $3,865.35PITIA / $3,400 Income |
| XXXX | 4000091000 | XXXX |  |  | Representative FICO | 850 | 796 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000091000 | XXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXX | 4000091000 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000090046 | XXXX |  |  | Occupancy | Primary | Second Home | Field Value reflects Occupancy per the Final Loan Application |
| XXXX | 4000088842 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000088842 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000088842 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000088842 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 28.57 | 31.19268 | DTI matches the lender's 1008 |
| XXXX | 4000090208 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000090208 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000090208 | XXXX |  |  | Property Type | Condo (Low Rise) | Condo (High Rise) | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000090208 | XXXX |  |  | Subject Debt Service Coverage Ratio | 0.75 | 0.83 | Income $4000.00/PITIA $4800.70 |
| XXXX | 4000092017 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000092494 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000087296 | XXXX |  |  | Coborrower Last Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXX | 4000087296 | XXXX |  |  | Representative FICO | 754 | 789 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000087296 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000091124 | XXXX |  |  | Representative FICO | 785 | 786 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000091895 | XXXX |  |  | Zip |  |  | Field Value reflects Zip per Note |
| XXXX | 4000091895 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000091895 | XXXX |  |  | Coborrower First Name |  |  | Guarantor - Individual |
| XXXX | 4000091895 | XXXX |  |  | Coborrower Last Name |  |  | Guarantor - Individual |
| XXXX | 4000091895 | XXXX |  |  | Coborrower SSN |  |  | Field Value verified by application or other documentation in file |
| XXXX | 4000091895 | XXXX |  |  | Representative FICO | 733 | 800 |  |
| XXXX | 4000091895 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000090915 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.40 | 1.27 | 3750 Income / 2,961.06 PITIA |
| XXXX | 4000090347 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000090347 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000090347 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.01 | 1.37 | DSCR$2800/$2037.05PITIA - There are two appraisals and two rent schedules. Used the primary appraisal for all data. |
| XXXX | 4000093314 | XXXX |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000093314 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000093415 | XXXX |  |  | Representative FICO | 790 | 796 |  |
| XXXX | 4000093415 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.20 | 1.38 | $1,734.65 PITIA/$2,400.00 Income |
| XXXX | 4000095025 | XXXX |  |  | Representative FICO | 738 | 747 |  |
| XXXX | 4000095025 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.06 | $1,900.00 Income / $1,785.17 PITIA |
| XXXX | 4000094051 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000094051 | XXXX |  |  | Property Type | Single Family Detached | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000094051 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000094051 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.15 | $1,950/$1,690.58 = 1.15 |
| XXXX | 4000093949 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000093949 | XXXX |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000093949 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.13 | 1.19 | $2000 income / $1,674.49 PITIA |
| XXXX | 4000094054 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000094054 | XXXX |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000094054 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000094054 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.09 | 1.15 | Rent income $1950.00/PITIA $1,690.58. |
| XXXX | 4000094868 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000089844 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000089844 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.01 | $2450 income / $2,427.10 PITIA |
| XXXX | 4000091175 | XXXX |  |  | Representative FICO | 790 | 813 |  |
| XXXX | 4000091175 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000091175 | XXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXX | 4000091175 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.15 | 1.01 | 1350/1340.95=1.006 or 1.01 rounded up. |
| XXXX | 4000093934 | XXXX |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000093934 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000092359 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.16 | 1.15 | $2,782.09 PITIA/$3,200.00 Income |
| XXXX | 4000096103 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000092787 | XXXX |  |  | Zip |  |  | Field Value reflects Zip per Note |
| XXXX | 4000092787 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000095306 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000093229 | XXXX |  |  | Representative FICO | 760 | 811 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | 4000093229 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.07 | 1.03 | $3600 income / $3,496.09 PITIA |
| XXXX | 4000093061 | XXXX |  |  | Zip |  |  | Field Value reflects Zip per Note |
| XXXX | 4000093061 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000093061 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000091327 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.01 | 1.02 | DSCR $2500 / $2460.57 PITIA |
| XXXX | 4000091394 | XXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXX | 4000093708 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000093708 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000093708 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.53 | $2450 / $1,598.68 PITIA |
| XXXX | 4000094416 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.40 | 2.01 | $7,000 Income / $3,486.11 PITIA |
| XXXX | 4000097437 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000097437 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.25 | 1.29 | $9,200 Income/$7,158.76 PITIA |
| XXXX | 4000092442 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.05 | 1500/1430.76=1.048 or 1.05 rounded up. |
| XXXX | 4000096628 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000096628 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000096628 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.69 | 1.68 | $2,500.00 Income / $1,483.99 PITIA |
| XXXX | 4000094977 | XXXX |  |  | Zip |  |  | Field Value reflects Zip per Note |
| XXXX | 4000094977 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000094977 | XXXX |  |  | Coborrower First Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXX | 4000094977 | XXXX |  |  | Coborrower SSN |  |  | Field Value verified by application or other documentation in file |
| XXXX | 4000094977 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.27 | $2600 INCOME / $2,043.20 PITIA |
| XXXX | 4000094828 | XXXX |  |  | City |  |  | Field Value reflects City per Note |
| XXXX | 4000094566 | XXXX |  |  | PMI Coverage % | 0 |  | N/A |
| XXXX | 4000094566 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000097436 | XXXX |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000097436 | XXXX |  |  | Refi Purpose | Limited Cash-out GSE | Rate/Term | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXX | 4000097436 | XXXX |  |  | Subject Debt Service Coverage Ratio | 2.00 | 1.62 | INCOME $5,800/PITIA$3,521.18 |
| XXXX | 4000092825 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.28 | 1.29 | $7600 income / $5,838.96 PITIA |
| XXXX | 4000092809 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.32 | 1.27 | $5,749.83 PITIA/$7,320.00 Income |
| XXXX | 4000093418 | XXXX |  |  | Zip |  |  | Field Value reflects Zip per Note |
| XXXX | 4000093418 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000093418 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000093418 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.02 | $2695 income / $2,639.58 PITIA |
| XXXX | 4000098637 | XXXX |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000097234 | XXXX |  |  | Subject Debt Service Coverage Ratio | 0.83 | 0.80 | $5500 income / $6,865.28 PITIA |
| XXXX | 4000096966 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000096966 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.50 | 1.46 | $2900 Income/$1,986.73 PITIA |
| XXXX | 4000092378 | XXXX |  |  | Zip |  |  | Field Value reflects Zip per Note |
| XXXX | 4000092378 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000092378 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000092378 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.12 | $2,200 Income / $1,967.24 PITIA |
| XXXX | 4000096485 | XXXX |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000093426 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.50 | 2.83 | $25,000.00 Income / $8,827.74 PITIA |
| XXXX | 4000096446 | XXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXX | 4000096446 | XXXX |  |  | Original CLTV | 61.61 | 65 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 4000096446 | XXXX |  |  | Original LTV | 61.61 | 65 | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | 4000095650 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000092097 | XXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000096997 | XXXX |  |  | Zip |  |  | Field Value reflects Zip per Note |
| XXXX | 4000096997 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000093730 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXX | 4000093730 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 23.28 | 25.9171 | Field data matches Lenders qualifying DTI |
| XXXX | 4000090824 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000090824 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.13 | Income $1800.00/ PITIA $1587.15 |
| XXXX | 4000094818 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000094818 | XXXX |  |  | Property Type | Townhouse | Single Family Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000094806 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000094806 | XXXX |  |  | Property Type | Townhouse | Single Family Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000094813 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000094813 | XXXX |  |  | Property Type | Townhouse | Single Family Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXX | 4000093167 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000092487 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000092487 | XXXX |  |  | Original CLTV | 72.01 | 73.06716 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXX | 4000092487 | XXXX |  |  | Original LTV | 72.01 | 73.06716 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| XXXX | 4000092487 | XXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXX | 4000088179 | XXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXX | 4000088179 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.31 | 1.28 | $9,606.30 PITIA/$12,250.00 Income |

---

## Exhibit 99.1

**Exhibit 99.1 Schedule 7**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **SitusAMC Loan ID** | **Servicer Loan ID** | **Customer Loan ID** | **Investor** | **Deal** | **Address** | **Apt #** | **City** | **State** | **Zip Code** | **Occupancy** | **Size Square Feet** | **Bedroom Count** | **Bathroom Count** | **Half Baths Count** | **Garage Carport** | **Lot Size** | **Location** | **Property Type** | **Number of Units** | **Subject Age** | **Condition Grade** | **Location View** | **Market Grade** | **Marketability Grade** | **HOA Amount Annual** | **HOA Contact** | **Currently Listed** | **List Price** | **DOM** | **List Date** | **Reviewer** | **Review Complete Date** | **Confidence Score** | **Situs AMC Estimated AS IS Quick Sale Value** | **Situs AMC Estimated AS IS Value** | **Situs AMC Estimated AS REPAIRED Value** | **Situs AMC Repaired Value To Primary Appraisal Value Variance ($)** | **Situs AMC Repaired Value To Primary Appraisal Value Variance (%)** | **Situs AMC AS IS Value To Primary Appraisal Value Variance ($)** | **Situs AMC AS IS Value To Primary Appraisal Value Variance (%)** | **Situs AMC Quick Sale Value to Primary Appraisal Value Variance ($)** | **Situs AMC Quick Sale Value to Primary Appraisal Value Variance (%)** | **Market Rent As Is Reviewer** | **Market Rent As Is Report** | **Market Rent As Is Dollar Variance** | **Market Rent As Is % Variance** | **Situs AMC Repair Analysis budget** | **Contractor Borrower Repair Budget** | **Situs AMC RA to Contractor Budget Variance ($)** | **Situs AMC RA to Contractor Budget Variance (%)** | **Value Budget Issue Flag Variance greater than 10%** | **Property Issue** | **Property Issue Comment** | **Valuation Summary** | **Order Date** | **Value Type** | **Appraisal BPO Report Primary Repaired Value** | **Appraisal BPO Report Primary As Is Value** | **Appraisal BPO Report Primary AS IS Quick Sale Value** | **Date of Agent BPO** | **Sale Comp 1 Comparable Type** | **Sale Comp 1 Address** | **Sale Comp 1 Apt #**  | **Sale Comp 1 City** | **Sale Comp 1 State** | **Sale Comp 1 Zip** | **Sale Comp 1 Location** | **Sale Comp 1 Size** | **Sale Comp 1 Bedroom Count** | **Sale Comp 1 Bathroom Count** | **Sale Comp 1 Half Baths Count** | **Sale Comp 1 Lot Size** | **Sale Comp 1 Condition** | **Sale Comp 1 Sale Type** | **Sale Comp 1 Sold List Price** | **Sale Comp 1 Sold Date** | **Sale Comp 1 Days On Market** | **Sale Comp 1 Distance From Subject** | **Sale Comp 1 Age** | **Sale Comp 2 Comparable Type** | **Sale Comp 2 Address** | **Sale Comp 2 Apt #** | **Sale Comp 2 City** | **Sale Comp 2 State** | **Sale Comp 2 Zip** | **Sale Comp 2 Location** | **Sale Comp 2 Size** | **Sale Comp 2 Bedroom Count** | **Sale Comp 2 Bathroom Count** | **Sale Comp 2 Half Baths Count** | **Sale Comp 2 Lot Size** | **Sale Comp 2 Condition** | **Sale Comp 2 Sale Type** | **Sale Comp 2 Sold List Price** | **Sale Comp 2 Sold Date** | **Sale Comp 2 Days On Market** | **Sale Comp 2 Distance From Subject** | **Sale Comp 2 Age** | **Sale Comp 3 Comparable Type** | **Sale Comp 3 Address** | **Sale Comp 3 Apt #** | **Sale Comp 3 City** | **Sale Comp 3 State** | **Sale Comp 3 Zip** | **Sale Comp 3 Location** | **Sale Comp 3 Size** | **Sale Comp 3 Bedroom Count** | **Sale Comp 3 Bathroom Count** | **Sale Comp 3 Half Baths Count** | **Sale Comp 3 Lot Size** | **Sale Comp 3 Condition** | **Sale Comp 3 Comp Type** | **Sale Comp 3 Sold List Price** | **Sale Comp 3 Sold Date** | **Sale Comp 3 Days On Market** | **Sale Comp 3 Distance From Subject** | **Sale Comp 3 Age** | **List Comp 1 Comparable Type** | **List Comp 1 Address** | **List Comp 1 Apt #** | **List Comp 1 City** | **List Comp 1 State** | **List Comp 1 Zip** | **List Comp 1 Location** | **List Comp 1 Size** | **List Comp 1 Bedroom Count** | **List Comp 1 Bathroom Count** | **List Comp 1 Half Baths Count** | **List Comp 1 Lot Size** | **List Comp 1 Condition** | **List Comp 1 Sale Type** | **List Comp 1 Sold List Price** | **List Comp 1 Sold Date** | **List Comp 1 Days On Market** | **List Comp 1 Distance From Subject** | **List Comp 1 Age** | **List Comp 2 Comparable Type** | **List Comp 2 Address** | **List Comp 2 Apt #** | **List Comp 2 City** | **List Comp 2 State** | **List Comp 2 Zip** | **List Comp 2 Location** | **List Comp 2 Size** | **List Comp 2 Bedroom Count** | **List Comp 2 Bathroom Count** | **List Comp 2 Half Baths Count** | **List Comp 2 Lot Size** | **List Comp 2 Condition** | **List Comp 2 Sale Type** | **List Comp 2 Sold List Price** | **List Comp 2 Sold Date** | **List Comp 2 Days On Market** | **List Comp 2 Distance From Subject** | **List Comp 2 Age** | **List Comp 3 Comparable Type** | **List Comp 3 Address** | **List Comp 3 Apt #** | **List Comp 3 City** | **List Comp 3 State** | **List Comp 3 Zip** | **List Comp 3 Location** | **List Comp 3 Size** | **List Comp 3 Bedroom Count** | **List Comp 3 Bathroom Count** | **List Comp 3 Half Baths Count** | **List Comp 3 Lot Size** | **List Comp 3 Condition** | **List Comp 3 Sale Type** | **List Comp 3 Sold List Price** | **List Comp 3 Sold Date** | **List Comp 3 Days On Market** | **List Comp 3 Distance From Subject** | **List Comp 3 Age** |
| XXXX |  | 4000077492 |  |  |  |  |  | NY |  | Owner Occupied | XXXX | 8 | 3 | 0 | 3 Car | XXXX | Suburban | 3 Family | 3 | XXXX | C3 - Average (+) | Residential Street | B = Stable | C = Average B |  | XXXX | No |  |  |  |  |  | C = Confident |  |  |  | XXXX | 0.00% | XXXX | 0.00% | XXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | NY |  | Suburban | XXXX | 9 | 3 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1908 | Sale 2 |  |  |  | NY |  | Suburban | XXXX | 6 | 4 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1904 | Sale 3 |  |  |  | NY |  | Suburban | XXXX | 6 | 3 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1924 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000082663 |  |  |  |  |  | MI |  | Owner Occupied | XXXX | 5 | 3 | 1 | 3 Car | XXXX | Suburban | Single Family Detached | 1 | XXXX | C2 - Good | Residential Street | B = Stable | B = Conforms to Area |  | XXXX | Yes |  | 4 |  |  |  | C = Confident |  |  |  | XXXX | 0.00% | XXXX | 0.00% | XXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | MI |  | Suburban | XXXX | 5 | 4 | 0 | XXXX | Good | Retail |  |  | XXXX | XXXX | 2020 | Sale 2 |  |  |  | MI |  | Suburban | XXXX | 4 | 4 | 0 | XXXX | Good | Retail |  |  | XXXX | XXXX | 2024 | Sale 3 |  |  |  | MI |  | Suburban | XXXX | 4 | 4 | 0 | XXXX | Good | Retail |  |  | XXXX | XXXX | 2021 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000086035 |  |  |  |  |  | TX |  | Vacant | XXXX | 4 | 2 | 1 | 2 Car | XXXX | Urban | Single Family Detached | 1 | XXXX | C3 - Average (+) | Residential Street | B = Stable | C = Average |  | XXXX | No |  |  |  |  |  | C = Confident |  |  |  | XXXX | 0.00% | XXXX | 0.00% | XXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | TX |  | Suburban | XXXX | 4 | 3 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1970 | Sale 2 |  |  |  | TX |  | Suburban | XXXX | 4 | 3 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1972 | Sale 3 |  |  |  | TX |  | Suburban | XXXX | 3 | 2 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1982 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000086286 |  |  |  |  |  | CA |  | Tenant Occupied | XXXX | 4 | 2 | 0 | 2 Car | XXXX | Urban | Single Family Detached | 1 | XXXX | C3 - Average (+) | Residential Street | B = Stable | C = Average |  | XXXX | No |  |  |  |  |  | C = Confident |  |  |  | XXXX | 0.00% | XXXX | 0.00% | XXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Urban | XXXX | 6 | 3 | 1 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1960 | Sale 2 |  |  |  | CA |  | Urban | XXXX | 4 | 3 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1964 | Sale 3 |  |  |  | CA |  | Urban | XXXX | 4 | 2 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1962 | Listing 1 |  |  |  | CA |  | Urban | XXXX | 4 | 3 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1966 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000088156 |  |  |  |  |  | MO |  | Owner Occupied | XXXX | 4 | 2 | 1 | 3 Car | XXXX | Urban | Single Family Detached | 1 | XXXX | C3 - Average (+) | Residential Street | B = Stable | C = Average B |  | XXXX | No |  |  |  |  |  | C = Confident |  |  |  | XXXX | 0.00% | XXXX | 0.00% | XXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | MO |  | Urban | XXXX | 4 | 2 | 1 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1987 | Sale 2 |  |  |  | MO |  | Urban | XXXX | 4 | 3 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1969 | Sale 3 |  |  |  | MO |  | Urban | XXXX | 4 | 2 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1979 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000085743 |  |  |  |  |  | UT |  | Owner Occupied | XXXX | 2 | 2 | 1 | 2 Car | XXXX | Suburban | Condo (Low Rise) | 1 | XXXX | C3 - Average (+) | Residential Street | B = Stable | C = Average |  | XXXX | No |  |  |  |  |  | C = Confident |  |  |  | XXXX | 0.00% | XXXX | 0.00% | XXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | UT |  | Suburban | XXXX | 2 | 2 | 1 | XXXX | Average | Retail |  |  | XXXX | XXXX | 2001 | Sale 2 |  |  |  | UT |  | Suburban | XXXX | 3 | 1 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1997 |  |  |  |  |  |  |  | XXXX |  |  |  | XXXX |  |  |  |  | XXXX | XXXX |  | Listing 1 |  |  |  | UT |  | Suburban | XXXX | 2 | 2 | 1 |  | Average | Retail |  |  | XXXX | XXXX | 2001 | Listing 2 |  |  |  | UT |  | Suburban | XXXX | 2 | 2 | 1 |  | Average | Retail |  |  | XXXX | XXXX | 2001 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000086234 |  |  |  |  |  | MD |  | Owner Occupied | XXXX | 2 | 2 | 0 | 1 Car | XXXX | Urban | Condo (Low Rise) | 1 | XXXX | C4 - Average (-) | Waterfront - Ocean | B = Stable | B = Conforms to Area |  | XXXX | No |  |  |  |  |  | C = Confident |  |  |  | XXXX | 0.00% | XXXX | 0.00% | XXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | MD |  | Urban | XXXX | 2 | 2 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1987 | Sale 2 |  |  |  | MD |  | Urban | XXXX | 2 | 2 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1984 | Sale 3 |  |  |  | MD |  | Urban | XXXX | 2 | 2 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1985 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000087669 |  |  |  |  |  | NV |  | Vacant | XXXX | 3 | 2 | 0 | Carport | XXXX | Suburban | Single Family Detached | 1 | XXXX | C3 - Average (+) | Residential Street | B = Stable | C = Average |  | XXXX | No |  |  |  |  |  | C = Confident |  |  |  | XXXX | 0.00% | XXXX | 0.00% | XXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | NV |  | Suburban | XXXX | 4 | 2 | 0 | XXXX | Average | REO |  |  | XXXX | XXXX | 1962 | Sale 2 |  |  |  | NV |  | Suburban | XXXX | 4 | 2 | 0 | XXXX | Average | REO |  |  | XXXX | XXXX | 1970 | Sale 3 |  |  |  | NV |  | Suburban | XXXX | 3 | 2 | 0 | XXXX | Average | REO |  |  | XXXX | XXXX | 1961 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000086503 |  |  |  |  |  | SC |  | Vacant | XXXX | 3 | 2 | 0 | 2 Car | XXXX | Suburban | Single Family Detached | 1 | XXXX | C4 - Average (-) | Residential Street | B = Stable | C = Average B |  | XXXX | No |  |  |  |  |  | C = Confident |  |  |  | XXXX | -3.36% | XXXX | -3.36% | XXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | SC |  | Suburban | XXXX | 3 | 2 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 2007 | Sale 2 |  |  |  | SC |  | Suburban | XXXX | 3 | 2 | 0 | XXXX | Good | Retail |  |  | XXXX | XXXX | 2007 | Sale 3 |  |  |  | SC |  | Suburban | XXXX | 3 | 2 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 2004 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000086115 |  |  |  |  |  | NY |  | Owner Occupied | XXXX | 4 | 1 | 0 | 1 Car | XXXX | Urban | Single Family Detached | 1 | XXXX | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  | XXXX | No |  |  |  |  |  | C = Confident |  |  |  | XXXX | 0.00% | XXXX | 0.00% | XXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | NY |  | Urban | XXXX | 4 | 2 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1941 | Sale 2 |  |  |  | NY |  | Urban | XXXX | 3 | 2 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1941 | Sale 3 |  |  |  | NY |  | Urban | XXXX | 4 | 1 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1952 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000085014 |  |  |  |  |  | WA |  | Owner Occupied | XXXX | 1 | 1 | 0 | 2 Car | XXXX | Urban | Single Family Detached | 1 | XXXX | C3 - Average (+) | Residential Street | B = Stable | C = Average B |  | XXXX | No |  |  |  |  |  | C = Confident |  |  |  | XXXX | -2.97% | XXXX | -2.97% | XXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | WA |  | Urban | XXXX | 2 | 1 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1948 | Sale 2 |  |  |  | WA |  | Urban | XXXX | 2 | 1 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1929 | Sale 3 |  |  |  | WA |  | Urban | XXXX | 2 | 1 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1924 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000084792 |  |  |  |  |  | CT |  | Owner Occupied | XXXX | 4 | 2 | 0 | 1 Car | XXXX | Suburban | Single Family Detached | 1 | XXXX | C2 - Good | Residential Street | B = Stable | B = Conforms to Area |  | XXXX | No |  |  |  |  |  | C = Confident |  |  |  | XXXX | 0.00% | XXXX | 0.00% | XXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CT |  | Suburban | XXXX | 4 | 2 | 1 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1946 | Sale 2 |  |  |  | CT |  | Suburban | XXXX | 3 | 2 | 1 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1946 | Sale 3 |  |  |  | CT |  | Suburban | XXXX | 3 | 2 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1959 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000087229 |  |  |  |  |  | OK |  | Vacant | XXXX | 3 | 2 | 0 |  | XXXX | Suburban | Single Family Detached | 1 | XXXX | C1 - Excellent | Residential Street | B = Stable | B = Conforms to Area |  | XXXX | No |  |  |  |  |  | C = Confident |  |  |  | XXXX | 0.00% | XXXX | 0.00% | XXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | OK |  | Suburban | XXXX | 3 | 2 | 0 | XXXX | Excellent | Retail |  |  | XXXX | XXXX | 2024 | Sale 2 |  |  |  | OK |  | Suburban | XXXX | 3 | 2 | 0 | XXXX | Excellent | Retail |  |  | XXXX | XXXX | 2025 | Sale 3 |  |  |  | OK |  | Suburban | XXXX | 3 | 2 | 0 | XXXX | Good | Retail |  |  | XXXX | XXXX | 2020 | Listing 1 |  |  |  | OK |  | Suburban | XXXX | 3 | 2 | 0 | XXXX | Excellent | Retail |  |  | XXXX | XXXX | 2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000087528 |  |  |  |  |  | MA |  | Owner Occupied | XXXX | 3 | 1 | 1 | 1 Car | XXXX | Suburban | Single Family Detached | 1 | XXXX | C4 - Average (-) | Residential Street | B = Stable | C = Average |  | XXXX | No |  |  |  |  |  | C = Confident |  |  |  | XXXX | 0.00% | XXXX | 0.00% | XXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | MA |  | Suburban | XXXX | 3 | 2 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1953 | Sale 2 |  |  |  | MA |  | Suburban | XXXX | 3 | 2 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1920 | Sale 3 |  |  |  | MA |  | Suburban | XXXX | 3 | 2 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1910 | Listing 1 |  |  |  | MA |  | Suburban | XXXX | 3 | 2 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1900 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000086567 |  |  |  |  |  | NV |  | Vacant | XXXX | 4 | 2 | 0 |  | XXXX | Suburban | Single Family Detached | 1 | XXXX | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  | XXXX | No |  |  |  |  |  | C = Confident |  |  |  | XXXX | 0.00% | XXXX | 0.00% | XXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | NV |  | Suburban | XXXX | 4 | 2 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1942 | Sale 2 |  |  |  | NV |  | Suburban | XXXX | 2 | 2 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1953 | Sale 3 |  |  |  | NV |  | Suburban | XXXX | 4 | 2 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1942 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000087099 |  |  |  |  |  | IN |  | Vacant | XXXX | 3 | 2 | 0 | 1 Car | XXXX | Suburban | Single Family Detached | 1 | XXXX | C3 - Average (+) | Residential Street | A = Increasing | B = Conforms to Area |  | XXXX | No |  |  |  |  |  | C = Confident |  |  |  | XXXX | 0.00% | XXXX | 0.00% | XXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | IN |  | Suburban | XXXX | 3 | 2 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1989 | Sale 2 |  |  |  | IN |  | Suburban | XXXX | 3 | 1 | 1 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1979 | Sale 3 |  |  |  | IN |  | Suburban | XXXX | 3 | 2 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1988 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000088229 |  |  |  |  |  | MD |  | Vacant | XXXX | 3 | 2 | 1 |  | XXXX | Suburban | Townhouse | 1 | XXXX | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  | XXXX | No |  |  |  |  |  | C = Confident |  |  |  | XXXX | -3.41% | XXXX | -3.41% | XXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | MD |  | Suburban | XXXX | 3 | 2 | 1 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1984 | Sale 2 |  |  |  | MD |  | Suburban | XXXX | 3 | 2 | 1 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1982 | Sale 3 |  |  |  | MD |  | Suburban | XXXX | 3 | 2 | 1 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1984 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000089323 |  |  |  |  |  | NC |  | Owner Occupied | XXXX | 3 | 2 | 0 |  | XXXX | Suburban | Single Family Detached | 1 | XXXX | C4 - Average (-) | Residential Street | B = Stable | C = Average |  | XXXX | No |  |  |  |  |  | C = Confident |  |  |  | XXXX | 0.00% | XXXX | 0.00% | XXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | NC |  | Suburban | XXXX | 3 | 1 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1949 | Sale 2 |  |  |  | NC |  | Suburban | XXXX | 3 | 2 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1993 | Sale 3 |  |  |  | NC |  | Suburban | XXXX | 3 | 2 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1979 | Listing 1 |  |  |  | NC |  | Suburban | XXXX | 3 | 2 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1993 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000085223 |  |  |  |  |  | CA |  | Owner Occupied | XXXX | 5 | 4 | 1 | 3 Car | XXXX | Suburban | Single Family Detached | 1 | XXXX | C2 - Good | Residential Street | B = Stable | B = Conforms to Area |  | XXXX | No |  |  |  |  |  | C = Confident |  |  |  | XXXX | 0.00% | XXXX | 0.00% | XXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban | XXXX | 4 | 4 | 1 | XXXX | Good | Retail |  |  | XXXX | XXXX | 2018 | Sale 2 |  |  |  | CA |  | Suburban | XXXX | 4 | 4 | 1 | XXXX | Good | Retail |  |  | XXXX | XXXX | 2018 | Sale 3 |  |  |  | CA |  | Suburban | XXXX | 5 | 4 | 1 | XXXX | Good | Retail |  |  | XXXX | XXXX | 2015 | Listing 1 |  |  |  | CA |  | Suburban | XXXX | 5 | 5 | 0 | XXXX | Good | Retail |  |  | XXXX | XXXX | 2018 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000086273 |  |  |  |  |  | CA |  | Owner Occupied | XXXX | 3 | 2 | 0 | 2 Car | XXXX | Suburban | Single Family Detached | 1 | XXXX | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  | XXXX | Yes |  | 82 |  |  |  | C = Confident |  |  |  | XXXX | 0.00% | XXXX | 0.00% | XXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban | XXXX | 2 | 2 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1941 | Sale 2 |  |  |  | CA |  | Suburban | XXXX | 3 | 2 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1923 | Sale 3 |  |  |  | CA |  | Suburban | XXXX | 3 | 2 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1939 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000086688 |  |  |  |  |  | CA |  | Vacant | XXXX | 3 | 1 | 1 | 2 Car | XXXX | Suburban | Single Family Detached | 1 | XXXX | C3 - Average (+) | Residential Street | B = Stable | C = Average B |  | XXXX | No |  |  |  |  |  | C = Confident |  |  |  | XXXX | 0.00% | XXXX | 0.00% | XXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban | XXXX | 3 | 2 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1956 | Sale 2 |  |  |  | CA |  | Suburban | XXXX | 3 | 2 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1955 | Sale 3 |  |  |  | CA |  | Suburban | XXXX | 3 | 2 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1955 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000087157 |  |  |  |  |  | DE |  | Tenant Occupied | XXXX | 4 | 3 | 0 |  | XXXX | Suburban | Single Family Detached | 1 | XXXX | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  | XXXX | No |  |  |  |  |  | C = Confident |  |  |  | XXXX | -7.41% | XXXX | -7.41% | XXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | DE |  | Suburban | XXXX | 4 | 2 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1962 | Sale 2 |  |  |  | DE |  | Suburban | XXXX | 4 | 1 | 1 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1935 | Sale 3 |  |  |  | DE |  | Suburban | XXXX | 4 | 2 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1940 | Listing 1 |  |  |  | DE |  | Suburban | XXXX | 3 | 2 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1958 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000086709 |  |  |  |  |  | NY |  | Vacant | XXXX | 3 | 2 | 0 | 1 Car | XXXX | Suburban | Single Family Detached | 1 | XXXX | C2 - Good | Residential Street | A = Increasing | C = Average |  | XXXX | No |  |  |  |  |  | C = Confident |  |  |  | XXXX | 0.00% | XXXX | 0.00% | XXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | NY |  | Suburban | XXXX | 3 | 1 | 1 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1974 | Sale 2 |  |  |  | NY |  | Suburban | XXXX | 4 | 2 | 1 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1974 | Sale 3 |  |  |  | NY |  | Suburban | XXXX | 4 | 2 | 1 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1995 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000087373 |  |  |  |  |  | PA |  | Owner Occupied | XXXX | 3 | 2 | 1 | 2 Car | XXXX | Suburban | Single Family Attached | 1 | XXXX | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  | XXXX | No |  |  |  |  |  | C = Confident |  |  |  | XXXX | 0.00% | XXXX | 0.00% | XXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | PA |  | Suburban | XXXX | 3 | 2 | 1 | XXXX | Average | Retail |  |  | XXXX | XXXX | 2007 | Sale 2 |  |  |  | PA |  | Suburban | XXXX | 3 | 2 | 1 | XXXX | Average | Retail |  |  | XXXX | XXXX | 2016 | Sale 3 |  |  |  | PA |  | Suburban | XXXX | 3 | 2 | 1 | XXXX | Average | Retail |  |  | XXXX | XXXX | 2001 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000087347 |  |  |  |  |  | NJ |  | Tenant Occupied | XXXX | 4 | 2 | 0 |  | XXXX | Suburban | Single Family Detached | 1 | XXXX | C3 - Average (+) | Residential Street | B = Stable | C = Average B |  | XXXX | No |  |  |  |  |  | C = Confident |  |  |  | XXXX | 0.00% | XXXX | 0.00% | XXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | NJ |  | Suburban | XXXX | 3 | 1 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1958 | Sale 2 |  |  |  | NJ |  | Suburban | XXXX | 3 | 2 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1960 | Sale 3 |  |  |  | NJ |  | Suburban | XXXX | 2 | 1 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1960 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000089934 |  |  |  |  |  | MO |  | Vacant | XXXX | 3 | 2 | 0 | 2 Car | XXXX | Suburban | Single Family Detached | 1 | XXXX | C4 - Average (-) | Residential Street | B = Stable | B = Conforms to Area |  | XXXX | No |  |  |  |  |  | C = Confident |  |  |  | XXXX | 0.00% | XXXX | 0.00% | XXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | MO |  | Suburban | XXXX | 3 | 2 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1994 | Sale 2 |  |  |  | MO |  | Suburban | XXXX | 3 | 2 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1987 | Sale 3 |  |  |  | MO |  | Suburban | XXXX | 3 | 2 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1981 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000086114 |  |  |  |  |  | KY |  | Tenant Occupied | XXXX | 3 | 2 | 0 | 2 Car | XXXX | Suburban | Single Family Detached | 1 | XXXX | C3 - Average (+) | Residential Street | A = Increasing | B = Conforms to Area |  | XXXX | No |  |  |  |  |  | C = Confident |  |  |  | XXXX | 0.00% | XXXX | 0.00% | XXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | KY |  | Suburban | XXXX | 3 | 2 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1965 | Sale 2 |  |  |  | KY |  | Suburban | XXXX | 4 | 2 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1963 | Sale 3 |  |  |  | KY |  | Suburban | XXXX | 4 | 2 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1986 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000089843 |  |  |  |  |  | NJ |  | Tenant Occupied | XXXX | 4 | 1 | 0 |  | XXXX | Suburban | Single Family Detached | 1 | XXXX | C3 - Average (+) | Residential Street | B = Stable | C = Average |  | XXXX | No |  |  |  |  |  | C = Confident |  |  |  | XXXX | -2.80% | XXXX | -2.80% | XXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | NJ |  | Suburban | XXXX | 3 | 2 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1923 | Sale 2 |  |  |  | NJ |  | Suburban | XXXX | 3 | 1 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1924 | Sale 3 |  |  |  | NJ |  | Suburban | XXXX | 3 | 2 | 1 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1924 | Listing 1 |  |  |  | NJ |  | Suburban | XXXX | 4 | 1 | 1 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1922 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000089872 |  |  |  |  |  | AZ |  | Owner Occupied | XXXX | 5 | 4 | 1 | 4 Car | XXXX | Suburban | Single Family Detached | 1 | XXXX | C4 - Average (-) | Residential Street | B = Stable | B = Conforms to Area |  | XXXX | No |  |  |  |  |  | C = Confident |  |  |  | XXXX | -1.79% | XXXX | -1.79% | XXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | AZ |  | Suburban | XXXX | 5 | 2 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1968 | Sale 2 |  |  |  | AZ |  | Suburban | XXXX | 5 | 3 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1968 | Sale 3 |  |  |  | AZ |  | Suburban | XXXX | 4 | 3 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1979 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000089520 |  |  |  |  |  | FL |  | Owner Occupied | XXXX | 3 | 2 | 0 | 1 Car | XXXX | Suburban | Single Family Detached | 1 | XXXX | C4 - Average (-) | Waterfront - Large Lake | B = Stable | C = Average B |  | XXXX | No |  |  |  |  |  | C = Confident |  |  |  | XXXX | 0.00% | XXXX | 0.00% | XXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | FL |  | Suburban | XXXX | 4 | 3 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1946 | Sale 2 |  |  |  | FL |  | Suburban | XXXX | 3 | 3 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1990 | Sale 3 |  |  |  | FL |  | Suburban | XXXX | 3 | 3 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1991 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000087036 |  |  |  |  |  | CA |  | Owner Occupied | XXXX | 3 | 2 | 0 | 2 Car | XXXX | Suburban | Single Family Detached | 1 | XXXX | C3 - Average (+) | Residential Street | B = Stable | C = Average |  | XXXX | Yes |  | 44 |  |  |  | C = Confident |  |  |  | XXXX | 0.00% | XXXX | 0.00% | XXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban | XXXX | 3 | 2 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1957 | Sale 2 |  |  |  | CA |  | Suburban | XXXX | 3 | 2 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1953 | Sale 3 |  |  |  | CA |  | Suburban | XXXX | 3 | 2 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1950 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000084097 |  |  |  |  |  | FL |  | Vacant | XXXX | 3 | 2 | 1 | 1 Car | XXXX | Suburban | Single Family Detached | 1 | XXXX | C3 - Average (+) | Residential Street | B = Stable | C = Average B |  | XXXX | No |  |  |  |  |  | C = Confident |  |  |  | XXXX | 0.00% | XXXX | 0.00% | XXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | FL |  | Suburban | XXXX | 3 | 2 | 1 | XXXX | Average | Retail |  |  | XXXX | XXXX | 2016 | Sale 2 |  |  |  | FL |  | Suburban | XXXX | 3 | 2 | 1 | XXXX | Average | Retail |  |  | XXXX | XXXX | 2015 | Sale 3 |  |  |  | FL |  | Suburban | XXXX | 4 | 4 | 3 | XXXX | Average | Retail |  |  | XXXX | XXXX | 2000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000089471 |  |  |  |  |  | NV |  | Tenant Occupied | XXXX | 2 | 1 | 0 | 2 Car | XXXX | Suburban | Single Family Detached | 1 | XXXX | C4 - Average (-) | Residential Street | B = Stable | C = Average |  | XXXX | No |  |  |  |  |  | C = Confident |  |  |  | XXXX | 0.00% | XXXX | 0.00% | XXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | NV |  | Suburban | XXXX | 3 | 2 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1994 | Sale 2 |  |  |  | NV |  | Suburban | XXXX | 4 | 2 | 1 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1983 | Sale 3 |  |  |  | NV |  | Suburban | XXXX | 3 | 2 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 2000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000090763 |  |  |  |  |  | CA |  | Vacant | XXXX | 4 | 3 | 0 | 3 Car | XXXX | Suburban | Single Family Detached | 1 | XXXX | C3 - Average (+) | Residential Street | A = Increasing | B = Conforms to Area |  | XXXX | No |  |  |  |  |  | C = Confident |  |  |  | XXXX | -0.99% | XXXX | -0.99% | XXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban | XXXX | 4 | 3 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1998 | Sale 2 |  |  |  | CA |  | Suburban | XXXX | 4 | 3 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1999 | Sale 3 |  |  |  | CA |  | Suburban | XXXX | 4 | 3 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1994 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000086913 |  |  |  |  |  | OR |  | Owner Occupied | XXXX | 5 | 2 | 1 | 3 Car | XXXX | Suburban | Single Family Detached | 1 | XXXX | C3 - Average (+) | Residential Street | B = Stable | C = Average |  | XXXX | No |  |  |  |  |  | C = Confident |  |  |  | XXXX | -4.49% | XXXX | -4.49% | XXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | OR |  | Suburban | XXXX | 4 | 2 | 1 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1990 | Sale 2 |  |  |  | OR |  | Suburban | XXXX | 4 | 2 | 1 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1999 | Sale 3 |  |  |  | OR |  | Suburban | XXXX | 4 | 2 | 1 | XXXX | Good | Retail |  |  | XXXX | XXXX | 2002 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000090214 |  |  |  |  |  | CA |  | Tenant Occupied | XXXX | 2 | 2 | 0 | 1 Car | XXXX | Urban | Single Family Detached | 1 | XXXX | C2 - Good | Residential Street | B = Stable | C = Average |  | XXXX | No |  |  |  |  |  | C = Confident |  |  |  | XXXX | 0.00% | XXXX | 0.00% | XXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Urban | XXXX | 3 | 3 | 0 | XXXX | Good | Retail |  |  |  | XXXX | 1940 | Sale 2 |  |  |  | CA |  | Urban | XXXX | 2 | 3 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1926 | Sale 3 |  |  |  | CA |  | Urban | XXXX | 3 | 1 | 0 | XXXX | Average | Unknown |  |  | XXXX | XXXX | 1922 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000090397 |  |  |  |  |  | CT |  | Vacant | XXXX | 5 | 2 | 0 | 2 Car | XXXX | Suburban | 2 Family | 2 | XXXX | C4 - Average (-) | Residential Street | B = Stable | B = Conforms to Area |  | XXXX | No |  |  |  |  |  | C = Confident |  |  |  | XXXX | 0.00% | XXXX | 0.00% | XXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CT |  | Suburban | XXXX | 4 | 2 | 0 | XXXX | Average | Retail |  |  | 45 | XXXX | 1930 | Sale 2 |  |  |  | CT |  | Suburban | XXXX | 6 | 2 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1942 | Sale 3 |  |  |  | CT |  | Suburban | XXXX | 6 | 2 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1962 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000089639 |  |  |  |  |  | CA |  | Owner Occupied | XXXX | 5 | 4 | 0 | 3 Car | XXXX | Suburban | Single Family Detached | 1 | XXXX | C3 - Average (+) | Residential Street | B = Stable | C = Average |  | XXXX | No |  |  |  |  |  | C = Confident |  |  |  | XXXX | -2.89% | XXXX | -2.89% | XXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban | XXXX | 5 | 3 | 0 | XXXX | Good | Retail |  |  | 51 | XXXX | 1952 | Sale 2 |  |  |  | CA |  | Suburban | XXXX | 4 | 3 | 0 | XXXX | Good | Retail |  |  | XXXX | XXXX | 1963 | Sale 3 |  |  |  | CA |  | Suburban | XXXX | 4 | 3 | 0 | XXXX | Good | Retail |  |  | XXXX | XXXX | 1956 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000088155 |  |  |  |  |  | WV |  | Owner Occupied | XXXX | 2 | 1 | 0 | 1 Car | XXXX | Rural | Single Family Detached | 1 | XXXX | C3 - Average (+) | River/Canal View | B = Stable | C = Average |  | XXXX | No |  |  |  |  |  | D = Less Confident-Minimal Data |  |  |  | XXXX | 0.00% | XXXX | 0.00% | XXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Rural Market |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | WV |  | Rural | XXXX | 2 | 1 | 0 | XXXX | Average | Retail |  |  |  | XXXX | 1975 | Sale 2 |  |  |  | WV |  | Rural | XXXX | 3 | 2 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1936 | Sale 3 |  |  |  | WV |  | Rural | XXXX | 3 | 2 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1974 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000085305 |  |  |  |  |  | PA |  | Vacant | XXXX | 3 | 2 | 1 | 2 Car | XXXX | Suburban | Single Family Detached | 1 | XXXX | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  | XXXX | No |  |  |  |  |  | C = Confident |  |  |  | XXXX | 0.00% | XXXX | 0.00% | XXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | PA |  | Suburban | XXXX | 4 | 3 | 1 | XXXX | Average | Retail |  |  | 34 | XXXX | 1993 | Sale 2 |  |  |  | PA |  | Suburban | XXXX | 4 | 2 | 1 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1986 | Sale 3 |  |  |  | PA |  | Suburban | XXXX | 4 | 2 | 1 | XXXX | Average | Retail |  |  | XXXX | XXXX | 2002 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000087383 |  |  |  |  |  | OR |  | Tenant Occupied | XXXX | 5 | 2 | 0 | 2 Car | XXXX | Suburban | Single Family Detached | 1 | XXXX | C4 - Average (-) | Residential Street | B = Stable | C = Average |  | XXXX | No |  |  |  |  |  | C = Confident |  |  |  | XXXX | 0.00% | XXXX | 0.00% | XXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | OR |  | Suburban | XXXX | 3 | 1 | 1 | XXXX | Average | Retail |  |  | 60 | XXXX | 1960 | Sale 2 |  |  |  | OR |  | Suburban | XXXX | 3 | 2 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1939 | Sale 3 |  |  |  | OR |  | Suburban | XXXX | 3 | 1 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1964 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000086925 |  |  |  |  |  | CA |  | Tenant Occupied | XXXX | 3 | 2 | 0 | 2 Car | XXXX | Urban | Single Family Detached | 1 | XXXX | C3 - Average (+) | Residential Street | A = Increasing | C = Average |  | XXXX | No |  |  |  |  |  | C = Confident |  |  |  | XXXX | 0.00% | XXXX | 0.00% | XXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Urban | XXXX | 3 | 2 | 0 | XXXX | Average | Retail |  |  | 39 | XXXX | 1957 | Sale 2 |  |  |  | CA |  | Urban | XXXX | 4 | 2 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1954 | Sale 3 |  |  |  | CA |  | Urban | XXXX | 3 | 1 | 1 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1956 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000090266 |  |  |  |  |  | MD |  | Tenant Occupied | XXXX | 3 | 1 | 0 |  | XXXX | Suburban | Townhouse | 1 | XXXX | C3 - Average (+) | Residential Street | B = Stable | C = Average |  | XXXX | No |  |  |  |  |  | C = Confident |  |  |  | XXXX | 0.00% | XXXX | 0.00% | XXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | MD |  | Suburban | XXXX | 3 | 1 | 1 | XXXX | Average | Retail |  |  |  | XXXX | 1964 | Sale 2 |  |  |  | MD |  | Suburban | XXXX | 3 | 2 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1964 | Sale 3 |  |  |  | MD |  | Suburban | XXXX | 3 | 2 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1963 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000088967 |  |  |  |  |  | CA |  | Owner Occupied | XXXX | 4 | 2 | 2 | 2 Car | XXXX | Suburban | Single Family Detached | 1 | XXXX | C3 - Average (+) | Residential Street | B = Stable | C = Average B |  | XXXX | No |  |  |  |  |  | C = Confident |  |  |  | XXXX | -2.56% | XXXX | -2.56% | XXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban | XXXX | 4 | 3 | 1 | XXXX | Average | Retail |  |  | 1 | XXXX | 1929 | Sale 2 |  |  |  | CA |  | Suburban | XXXX | 5 | 4 | 1 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1964 | Sale 3 |  |  |  | CA |  | Suburban | XXXX | 4 | 4 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1970 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000087346 |  |  |  |  |  | TX |  | Vacant | XXXX | 3 | 3 | 0 | 2 Car | XXXX | Suburban | Single Family Detached | 1 | XXXX | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  | XXXX | No |  |  |  |  |  | C = Confident |  |  |  | XXXX | 0.00% | XXXX | 0.00% | XXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | TX |  | Suburban | XXXX | 3 | 3 | 1 | XXXX | Average | Retail |  |  | 144 | XXXX | 1955 | Sale 2 |  |  |  | TX |  | Suburban | XXXX | 3 | 2 | 1 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1960 | Sale 3 |  |  |  | TX |  | Suburban | XXXX | 4 | 2 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1962 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000087628 |  |  |  |  |  | CA |  | Owner Occupied | XXXX | 5 | 5 | 1 | 3 Car | XXXX | Suburban | Single Family Detached | 1 | XXXX | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  | XXXX | No |  |  |  |  |  | C = Confident |  |  |  | XXXX | 0.00% | XXXX | 0.00% | XXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban | XXXX | 5 | 5 | 1 | XXXX | Average | Retail |  |  | 29 | XXXX | 2009 | Sale 2 |  |  |  | CA |  | Suburban | XXXX | 6 | 5 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 2005 | Sale 3 |  |  |  | CA |  | Suburban | XXXX | 5 | 4 | 1 | XXXX | Average | Retail |  |  | XXXX | XXXX | 2005 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000089307 |  |  |  |  |  | CA |  | Owner Occupied | XXXX | 6 | 6 | 1 | 3 Car | XXXX | Suburban | Single Family Detached | 1 | XXXX | C3 - Average (+) | Residential Street | D = Minor Decline | C = Average D |  | XXXX | No |  |  |  |  |  | C = Confident |  |  |  | XXXX | -5.70% | XXXX | -5.70% | XXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban | XXXX | 4 | 5 | 0 | XXXX | Average | Retail |  |  | 115 | XXXX | 1999 | Sale 2 |  |  |  | CA |  | Suburban | XXXX | 4 | 4 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1988 | Sale 3 |  |  |  | CA |  | Suburban | XXXX | 4 | 4 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 2004 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000089078 |  |  |  |  |  | CA |  | Owner Occupied | XXXX | 2 | 1 | 0 | 2 Car | XXXX | Suburban | Single Family Detached | 1 | XXXX | C3 - Average (+) | Residential Street | B = Stable | C = Average |  | XXXX | No |  |  |  |  |  | C = Confident |  |  |  | XXXX | -2.05% | XXXX | -2.05% | XXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban | XXXX | 3 | 1 | 0 | XXXX | Good | Retail |  |  | 42 | XXXX | 1941 | Sale 2 |  |  |  | CA |  | Suburban | XXXX | 2 | 1 | 0 | XXXX | Good | Retail |  |  | XXXX | XXXX | 1948 | Sale 3 |  |  |  | CA |  | Suburban | XXXX | 2 | 1 | 0 | XXXX | Good | Retail |  |  | XXXX | XXXX | 1925 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000086298 |  |  |  |  |  | GA |  | Owner Occupied | XXXX | 3 | 2 | 0 |  | XXXX | Suburban | Single Family Detached | 1 | XXXX | C4 - Average (-) | Residential Street | B = Stable | C = Average |  | XXXX | No |  |  |  |  |  | C = Confident |  |  |  | XXXX | -3.15% | XXXX | -3.15% | XXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | GA |  | Suburban | XXXX | 3 | 2 | 0 | XXXX | Average | Retail |  |  | 75 | XXXX | 1954 | Sale 2 |  |  |  | GA |  | Suburban | XXXX | 3 | 2 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1954 | Sale 3 |  |  |  | GA |  | Suburban | XXXX | 3 | 2 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1984 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000088835 |  |  |  |  |  | MA |  | Owner Occupied | XXXX | 3 | 2 | 0 | 2 Car | XXXX | Suburban | Single Family Detached | 1 | XXXX | C3 - Average (+) | Rural - Within a Small Town | B = Stable | C = Average |  | XXXX | No |  |  |  |  |  | C = Confident |  |  |  | XXXX | -1.52% | XXXX | -1.52% | XXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | MA |  | Suburban | XXXX | 5 | 3 | 0 | XXXX | Average | Retail |  |  | 44 | XXXX | 1941 | Sale 2 |  |  |  | MA |  | Suburban | XXXX | 4 | 2 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1956 | Sale 3 |  |  |  | MA |  | Suburban | XXXX | 3 | 3 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1924 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000084812 |  |  |  |  |  | DC |  | Vacant | XXXX | 3 | 2 | 1 | 1 Car | XXXX | Urban | Townhouse | 1 | XXXX | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  | XXXX | No |  |  |  |  |  | C = Confident |  |  |  | XXXX | 0.00% | XXXX | 0.00% | XXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | DC |  | Urban | XXXX | 3 | 2 | 2 | XXXX | Average | Retail |  |  | 48 | XXXX | 1930 | Sale 2 |  |  |  | DC |  | Urban | XXXX | 4 | 3 | 1 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1936 | Sale 3 |  |  |  | DC |  | Urban | XXXX | 4 | 3 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1931 | Listing 1 |  |  |  | DC |  | Urban | XXXX | 4 | 3 | 1 | XXXX | Good | Retail |  |  | XXXX | XXXX | 1932 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000090025 |  |  |  |  |  | FL |  | Vacant | XXXX | 3 | 2 | 0 | 1 Car | XXXX | Suburban | Single Family Detached | 1 | XXXX | C3 - Average (+) | Residential Street | B = Stable | C = Average |  | XXXX | No |  |  |  |  |  | C = Confident |  |  |  | XXXX | 0.00% | XXXX | 0.00% | XXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | FL |  | Suburban | XXXX | 3 | 2 | 0 | XXXX | Average | Retail |  |  | 299 | XXXX | 1954 | Sale 2 |  |  |  | FL |  | Suburban | XXXX | 3 | 1 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1962 | Sale 3 |  |  |  | FL |  | Suburban | XXXX | 3 | 2 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1959 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000091541 |  |  |  |  |  | MD |  | Tenant Occupied | XXXX | 3 | 2 | 0 |  | XXXX | Suburban | Condo (Low Rise) | 1 | XXXX | C3 - Average (+) | Residential Street | B = Stable | C = Average B |  | XXXX | No |  |  |  |  |  | C = Confident |  |  |  | XXXX | 0.00% | XXXX | 0.00% | XXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | MD |  | Suburban | XXXX | 3 | 2 | 0 | XXXX | Average | Retail |  |  | 14 | XXXX | 2000 | Sale 2 |  |  |  | MD |  | Suburban | XXXX | 3 | 2 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1996 | Sale 3 |  |  |  | MD |  | Suburban | XXXX | 3 | 2 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1996 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000086350 |  |  |  |  |  | TX |  | Tenant Occupied | XXXX | 3 | 1 | 0 | 1 Car | XXXX | Suburban | Single Family Detached | 1 | XXXX | C4 - Average (-) | Residential Street | B = Stable | C = Average B |  | XXXX | No |  |  |  |  |  | C = Confident |  |  |  | XXXX | -7.14% | XXXX | -7.14% | XXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | TX |  | Suburban | XXXX | 3 | 1 | 0 | XXXX | Average | Retail |  |  | 290 | XXXX | 1949 | Sale 2 |  |  |  | TX |  | Suburban | XXXX | 2 | 1 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1960 | Sale 3 |  |  |  | TX |  | Suburban | XXXX | 3 | 1 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1954 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000087093 |  |  |  |  |  | WA |  | Owner Occupied | XXXX | 4 | 2 | 0 | 2 Car | XXXX | Suburban | 2 Family | 2 | XXXX | C4 - Average (-) | Residential Street | B = Stable | C = Average |  | XXXX | No |  |  |  |  |  | C = Confident |  |  |  | XXXX | 0.00% | XXXX | 0.00% | XXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | WA |  | Suburban | XXXX | 4 | 2 | 0 | XXXX | Average | Retail |  |  | 31 | XXXX | 1974 | Sale 2 |  |  |  | WA |  | Suburban | XXXX | 4 | 2 | 2 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1984 | Sale 3 |  |  |  | WA |  | Suburban | XXXX | 3 | 2 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1951 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000089900 |  |  |  |  |  | MD |  | Owner Occupied | XXXX | 3 | 2 | 0 | 2 Car | XXXX | Suburban | Single Family Detached | 1 | XXXX | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  | XXXX | No |  |  |  |  |  | C = Confident |  |  |  | XXXX | 0.00% | XXXX | 0.00% | XXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | MD |  | Suburban | XXXX | 3 | 3 | 0 | XXXX | Average | Retail |  |  | 96 | XXXX | 1987 | Sale 2 |  |  |  | MD |  | Suburban | XXXX | 3 | 2 | 1 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1991 | Sale 3 |  |  |  | MD |  | Suburban | XXXX | 4 | 2 | 1 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1995 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000086259 |  |  |  |  |  | OH |  | Owner Occupied | XXXX | 4 | 2 | 1 | 3 Car | XXXX | Suburban | Single Family Detached | 1 | XXXX | C2 - Good | Residential Street | B = Stable | C = Average B |  | XXXX | No |  |  |  |  |  | C = Confident |  |  |  | XXXX | 0.00% | XXXX | 0.00% | XXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | OH |  | Suburban | XXXX | 4 | 4 | 1 | XXXX | Average | Retail |  |  | 171 | XXXX | 2001 | Sale 2 |  |  |  | OH |  | Suburban | XXXX | 5 | 5 | 1 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1999 | Sale 3 |  |  |  | OH |  | Suburban | XXXX | 3 | 2 | 1 | XXXX | Average | Retail |  |  | XXXX | XXXX | 2020 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000093335 |  |  |  |  |  | MD |  | Vacant | XXXX | 3 | 2 | 1 |  | XXXX | Urban | Townhouse | 1 | XXXX | C2 - Good | Residential Street | B = Stable | C = Average |  | XXXX | No |  |  |  |  |  | C = Confident |  |  |  | XXXX | -7.27% | XXXX | -7.27% | XXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | MD |  | Urban | XXXX | 3 | 3 | 1 | XXXX | Good | Retail |  |  |  | XXXX | 1920 | Sale 2 |  |  |  | MD |  | Urban | XXXX | 3 | 2 | 1 | XXXX | Good | Retail |  |  | XXXX | XXXX | 1920 | Sale 3 |  |  |  | MD |  | Urban | XXXX | 4 | 3 | 0 | XXXX | Good | Retail |  |  | XXXX | XXXX | 1915 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000090268 |  |  |  |  |  | ID |  | Vacant | XXXX | 2 | 2 | 0 | 2 Car | XXXX | Suburban | Condo (Low Rise) | 1 | XXXX | C2 - Good | Residential Street | B = Stable | C = Average B |  | XXXX | No |  |  |  |  |  | C = Confident |  |  |  | XXXX | 0.00% | XXXX | 0.00% | XXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | ID |  | Suburban | XXXX | 2 | 1 | 1 | XXXX | Average | Retail |  |  | 1 | XXXX | 2005 | Sale 2 |  |  |  | ID |  | Suburban | XXXX | 2 | 2 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 2007 | Sale 3 |  |  |  | ID |  | Suburban | XXXX | 3 | 2 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 2007 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000090239 |  |  |  |  |  | NY |  | Owner Occupied | XXXX | 3 | 2 | 0 |  | XXXX | Suburban | Single Family Detached | 1 | XXXX | C3 - Average (+) | Residential Street | B = Stable | C = Average |  | XXXX | No |  |  |  |  |  | C = Confident |  |  |  | XXXX | 0.00% | XXXX | 0.00% | XXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | NY |  | Suburban | XXXX | 3 | 2 | 0 | XXXX | Average | Retail |  |  | 42 | XXXX | 1955 | Sale 2 |  |  |  | NY |  | Suburban | XXXX | 5 | 2 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1952 | Sale 3 |  |  |  | NY |  | Suburban | XXXX | 4 | 2 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1959 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000088610 |  |  |  |  |  | MA |  | Vacant | XXXX | 4 | 2 | 1 | 2 Car | XXXX | Suburban | Single Family Detached | 1 | XXXX | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  | XXXX | No |  |  |  |  |  | C = Confident |  |  |  | XXXX | -0.87% | XXXX | -0.87% | XXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | MA |  | Suburban | XXXX | 4 | 2 | 1 | XXXX | Average | Retail |  |  | 82 | XXXX | 2001 | Sale 2 |  |  |  | MA |  | Suburban | XXXX | 4 | 2 | 1 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1991 | Sale 3 |  |  |  | MA |  | Suburban | XXXX | 4 | 2 | 1 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1998 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000089406 |  |  |  |  |  | MD |  | Owner Occupied | XXXX | 7 | 3 | 1 |  | XXXX | Urban | Townhouse | 1 | XXXX | C3 - Average (+) | Community Reserve/Park | B = Stable | C = Average |  | XXXX | No |  |  |  |  |  | D = Less Confident-Minimal Data |  |  |  | XXXX | 0.00% | XXXX | 0.00% | XXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | MD |  | Urban | XXXX | 4 | 3 | 0 | XXXX | Average | Retail |  |  |  | XXXX | 1915 | Sale 2 |  |  |  | MD |  | Urban | XXXX | 5 | 4 | 0 | XXXX | Good | Retail |  |  | XXXX | XXXX | 1920 | Sale 3 |  |  |  | MD |  | Urban | XXXX | 7 | 2 | 1 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1915 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000091837 |  |  |  |  |  | NY |  | Tenant Occupied | XXXX | 8 | 3 | 0 |  | XXXX | Urban | 3 Family | 3 | XXXX | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  | XXXX | No |  |  |  |  |  | C = Confident |  |  |  | XXXX | 0.00% | XXXX | 0.00% | XXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | NY |  | Urban | XXXX | 6 | 5 | 0 | XXXX | Average | Retail |  |  |  | XXXX | 1931 | Sale 2 |  |  |  | NY |  | Urban | XXXX | 7 | 4 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1899 | Sale 3 |  |  |  | NY |  | Urban | XXXX | 7 | 4 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1930 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000089980 |  |  |  |  |  | NY |  | Vacant | XXXX | 5 | 3 | 1 |  | XXXX | Suburban | Condo (Mid Rise) | 1 | XXXX | C1 - Excellent | Community with Amenities | B = Stable | B = Conforms to Area |  | XXXX | No |  |  |  |  |  | D = Less Confident-Minimal Data |  |  |  | XXXX | -6.38% | XXXX | -6.38% | XXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | NY |  | Suburban | XXXX | 6 | 3 | 0 | XXXX | Good | Retail |  |  |  | XXXX | 2016 | Sale 2 |  |  |  | NY |  | Suburban | XXXX | 4 | 2 | 1 | XXXX | Excellent | Retail |  |  | XXXX | XXXX | 2024 | Sale 3 |  |  |  | NY |  | Suburban | XXXX | 5 | 2 | 1 | XXXX | Excellent | Retail |  |  | XXXX | XXXX | 2024 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000090034 |  |  |  |  |  | CA |  | Tenant Occupied | XXXX | 3 | 3 | 1 |  | XXXX | Urban | Single Family Detached | 1 | XXXX | C3 - Average (+) | Residential Street | B = Stable | C = Average |  | XXXX | No |  |  |  |  |  | C = Confident |  |  |  | XXXX | 0.00% | XXXX | 0.00% | XXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban | XXXX | 3 | 3 | 1 | XXXX | Average | Retail |  |  | 42 | XXXX | 1930 | Sale 2 |  |  |  | CA |  | Suburban | XXXX | 3 | 3 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1926 | Sale 3 |  |  |  | CA |  | Suburban | XXXX | 2 | 3 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1927 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000090354 |  |  |  |  |  | MI |  | Owner Occupied | XXXX | 3 | 2 | 0 | 2 Car | XXXX | Suburban | Single Family Detached | 1 | XXXX | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  | XXXX | No |  |  |  |  |  | C = Confident |  |  |  | XXXX | 0.00% | XXXX | 0.00% | XXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | MI |  | Suburban | XXXX | 3 | 2 | 0 | XXXX | Average | Retail |  |  | 22 | XXXX | 1923 | Sale 2 |  |  |  | MI |  | Suburban | XXXX | 3 | 2 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1900 | Sale 3 |  |  |  | MI |  | Suburban | XXXX | 3 | 3 | 1 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1900 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000092196 |  |  |  |  |  | MN |  | Tenant Occupied | XXXX | 12 | 4 | 0 |  | XXXX | Suburban | 4 Family | 4 | XXXX | C4 - Average (-) | Residential Street | B = Stable | C = Average |  | XXXX | No |  |  |  |  |  | C = Confident |  |  |  | XXXX | 0.00% | XXXX | 0.00% | XXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | MN |  | Suburban | XXXX | 6 | 6 | 0 | XXXX | Average | Retail |  |  | 32 | XXXX | 1960 | Sale 2 |  |  |  | MN |  | Suburban | XXXX | 12 | 4 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1983 | Sale 3 |  |  |  | MN |  | Suburban | XXXX | 12 | 4 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1961 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000089586 |  |  |  |  |  | FL |  | Owner Occupied | XXXX | 3 | 3 | 0 | 2 Car | XXXX | Suburban | Single Family Detached | 1 | XXXX | C3 - Average (+) | Residential Street | B = Stable | D = Below Average |  | XXXX | No |  |  |  |  |  | C = Confident |  |  |  | XXXX | -3.15% | XXXX | -3.15% | XXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | FL |  | Suburban | XXXX | 3 | 2 | 0 | XXXX | Average | Retail |  |  | 1 | XXXX | 1999 | Sale 2 |  |  |  | FL |  | Suburban | XXXX | 4 | 2 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1972 | Sale 3 |  |  |  | FL |  | Suburban | XXXX | 3 | 2 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1959 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000088945 |  |  |  |  |  | IL |  | Vacant | XXXX | 3 | 1 | 0 | 2 Car | XXXX | Suburban | Single Family Detached | 1 | XXXX | C4 - Average (-) | Residential Street | B = Stable | C = Average B |  | XXXX | No |  |  |  |  |  | C = Confident |  |  |  | XXXX | 0.00% | XXXX | 0.00% | XXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | IL |  | Suburban | XXXX | 3 | 1 | 0 | XXXX | Average | Retail |  |  | 31 | XXXX | 1951 | Sale 2 |  |  |  | IL |  | Suburban | XXXX | 3 | 1 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1962 | Sale 3 |  |  |  | IL |  | Suburban | XXXX | 2 | 1 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1955 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000087469 |  |  |  |  |  | CT |  | Owner Occupied | XXXX | 3 | 2 | 1 | 2 Car | XXXX | Suburban | Single Family Detached | 1 | XXXX | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  | XXXX | No |  |  |  |  |  | C = Confident |  |  |  | XXXX | 0.00% | XXXX | 0.00% | XXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CT |  | Suburban | XXXX | 4 | 3 | 0 | XXXX | Average | Retail |  |  | 56 | XXXX | 1983 | Sale 2 |  |  |  | CT |  | Suburban | XXXX | 4 | 3 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1988 | Sale 3 |  |  |  | CT |  | Suburban | XXXX | 3 | 3 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1976 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000087296 |  |  |  |  |  | MA |  | Owner Occupied | XXXX | 5 | 5 | 3 | 3 Car | XXXX | Suburban | Single Family Detached | 1 | XXXX | C2 - Good | Residential Street | B = Stable | B = Conforms to Area |  | XXXX | No |  |  |  |  |  | C = Confident |  |  |  | XXXX | 0.00% | XXXX | 0.00% | XXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | MA |  | Suburban | XXXX | 5 | 6 | 1 | XXXX | Good | Retail |  |  | 35 | XXXX | 2000 | Sale 2 |  |  |  | MA |  | Suburban | XXXX | 5 | 4 | 0 | XXXX | Good | Retail |  |  | XXXX | XXXX | 1988 | Sale 3 |  |  |  | MA |  | Suburban | XXXX | 4 | 3 | 2 | XXXX | Good | Retail |  |  | XXXX | XXXX | 1900 | Listing 1 |  |  |  | MA |  | Suburban | XXXX | 5 | 5 | 1 | XXXX | Good | Retail |  |  | XXXX | XXXX | 1796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000092017 |  |  |  |  |  | OH |  | Tenant Occupied | XXXX | 4 | 2 | 0 | 3 Car | XXXX | Suburban | 2 Family | 2 | XXXX | C4 - Average (-) | Residential Street | B = Stable | C = Average B |  | XXXX | No |  |  |  |  |  | C = Confident |  |  |  | XXXX | 0.00% | XXXX | 0.00% | XXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | OH |  | Suburban | XXXX | 4 | 2 | 2 | XXXX | Average | Retail |  |  | 38 | XXXX | 1983 | Sale 2 |  |  |  | OH |  | Suburban | XXXX | 4 | 2 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1972 | Sale 3 |  |  |  | OH |  | Suburban | XXXX | 4 | 2 | 2 | XXXX | Good | Retail |  |  | XXXX | XXXX | 1972 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000089997 |  |  |  |  |  | NJ |  | Vacant | XXXX | 2 | 2 | 0 |  | XXXX | Suburban | Condo (Low Rise) | 1 | XXXX | C4 - Average (-) | Residential Street | B = Stable | C = Average B |  | XXXX | No |  |  |  |  |  | C = Confident |  |  |  | XXXX | 0.00% | XXXX | 0.00% | XXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | NJ |  | Suburban | XXXX | 2 | 2 | 0 | XXXX | Average | Retail |  |  | 30 | XXXX | 1990 | Sale 2 |  |  |  | NJ |  | Suburban | XXXX | 2 | 2 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1990 | Sale 3 |  |  |  | NJ |  | Suburban | XXXX | 2 | 2 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1990 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000092981 |  |  |  |  |  | NY |  | Tenant Occupied | XXXX | 14 | 4 | 0 |  | XXXX | Urban | 4 Family | 4 | XXXX | C3 - Average (+) | Residential Street | B = Stable | C = Average |  | XXXX | No |  |  |  |  |  | C = Confident |  |  |  | XXXX | 0.00% | XXXX | 0.00% | XXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | NY |  | Urban | XXXX | 9 | 8 | 1 | XXXX | Average | Retail |  |  | 139 | XXXX | 1920 | Sale 2 |  |  |  | NY |  | Urban | XXXX | 7 | 7 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1930 | Sale 3 |  |  |  | NY |  | Urban | XXXX | 10 | 3 | 1 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1910 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000091116 |  |  |  |  |  | NY |  | Owner Occupied | XXXX | 3 | 2 | 0 |  | XXXX | Urban | Townhouse | 1 | XXXX | C3 - Average (+) | Residential Street | B = Stable | C = Average B |  | XXXX | No |  |  |  |  |  | C = Confident |  |  |  | XXXX | -3.70% | XXXX | -3.70% | XXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | NY |  | Urban | XXXX | 3 | 2 | 1 | XXXX | Average | Retail |  |  | 54 | XXXX | 1910 | Sale 2 |  |  |  | NY |  | Urban | XXXX | 3 | 2 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1930 | Sale 3 |  |  |  | NY |  | Urban | XXXX | 4 | 2 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1920 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000092334 |  |  |  |  |  | MD |  | Tenant Occupied | XXXX | 4 | 2 | 1 | 1 Car | XXXX | Suburban | Single Family Detached | 1 | XXXX | C3 - Average (+) | Residential Street | B = Stable | C = Average |  | XXXX | No |  |  |  |  |  | C = Confident |  |  |  | XXXX | 0.00% | XXXX | 0.00% | XXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | MD |  | Suburban | XXXX | 3 | 2 | 0 | XXXX | Average | Retail |  |  | 52 | XXXX | 1960 | Sale 2 |  |  |  | MD |  | Suburban | XXXX | 4 | 2 | 1 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1997 | Sale 3 |  |  |  | MD |  | Suburban | XXXX | 4 | 2 | 2 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1985 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000092999 |  |  |  |  |  | MD |  | Owner Occupied | XXXX | 2 | 1 | 0 |  | XXXX | Suburban | Townhouse | 1 | XXXX | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  | XXXX | No |  |  |  |  |  | C = Confident |  |  |  | XXXX | 0.00% | XXXX | 0.00% | XXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | MD |  | Suburban | XXXX | 3 | 1 | 0 | XXXX | Average | Retail |  |  | 30 | XXXX | 1957 | Sale 2 |  |  |  | MD |  | Suburban | XXXX | 3 | 2 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1961 | Sale 3 |  |  |  | MD |  | Suburban | XXXX | 3 | 1 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1953 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000095253 |  |  |  |  |  | TX |  | Vacant | XXXX | 3 | 2 | 0 | 1 Car | XXXX | Rural | Single Family Detached | 1 | XXXX | C3 - Average (+) | Residential Street | B = Stable | C = Average |  | XXXX | No |  |  |  |  |  | C = Confident |  |  |  | XXXX | 0.00% | XXXX | 0.00% | XXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | TX |  | Rural | XXXX | 3 | 2 | 0 | XXXX | Average | Retail |  |  | 47 | XXXX | 1985 | Sale 2 |  |  |  | TX |  | Rural | XXXX | 2 | 1 | 0 | XXXX | Good | Retail |  |  | XXXX | XXXX | 1961 | Sale 3 |  |  |  | TX |  | Rural | XXXX | 2 | 2 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1976 | Listing 1 |  |  |  | TX |  | Rural | XXXX | 4 | 2 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1991 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000095679 |  |  |  |  |  | NY |  | Tenant Occupied | XXXX | 4 | 2 | 1 | 2 Car | XXXX | Suburban | Single Family Detached | 1 | XXXX | C2 - Good | Residential Street | A = Increasing | C = Average B |  | XXXX | No |  |  |  |  |  | C = Confident |  |  |  | XXXX | -9.09% | XXXX | -9.09% | XXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | NY |  | Suburban | XXXX | 3 | 2 | 1 | XXXX | Good | Retail |  |  | 200 | XXXX | 1910 | Sale 2 |  |  |  | NY |  | Suburban | XXXX | 3 | 2 | 0 | XXXX | Good | Retail |  |  | XXXX | XXXX | 1936 | Sale 3 |  |  |  | NY |  | Suburban | XXXX | 4 | 3 | 0 | XXXX | Good | Retail |  |  | XXXX | XXXX | 1961 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000094416 |  |  |  |  |  | TN |  | Tenant Occupied | XXXX | 3 | 4 | 0 |  | XXXX | Suburban | Single Family Detached | 1 | XXXX | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  | XXXX | No |  |  |  |  |  | C = Confident |  |  |  | XXXX | -2.39% | XXXX | -2.39% | XXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | TN |  | Suburban | XXXX | 3 | 2 | 0 | XXXX | Average | Retail |  |  | 49 | XXXX | 2005 | Sale 2 |  |  |  | TN |  | Suburban | XXXX | 4 | 2 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1970 | Sale 3 |  |  |  | TN |  | Suburban | XXXX | 2 | 3 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 2003 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000090715 |  |  |  |  |  | MD |  | Tenant Occupied | XXXX | 3 | 1 | 0 |  | XXXX | Urban | Townhouse | 1 | XXXX | C4 - Average (-) | Residential Street | B = Stable | C = Average B |  | XXXX | No |  |  |  |  |  | C = Confident |  |  |  | XXXX | -5.26% | XXXX | -5.26% | XXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | MD |  | Urban | XXXX | 3 | 1 | 0 | XXXX | Average | Retail |  |  | 140 | XXXX | 1910 | Sale 2 |  |  |  | MD |  | Urban | XXXX | 2 | 1 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1904 | Sale 3 |  |  |  | MD |  | Urban | XXXX | 3 | 2 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1921 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000095155 |  |  |  |  |  | MD |  | Vacant | XXXX | 4 | 3 | 0 |  | XXXX | Suburban | Townhouse | 1 | XXXX | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  | XXXX | No |  |  |  |  |  | C = Confident |  |  |  | XXXX | -7.89% | XXXX | -7.89% | XXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | MD |  | Suburban | XXXX | 3 | 1 | 0 | XXXX | Average | Retail |  |  | 54 | XXXX | 1940 | Sale 2 |  |  |  | MD |  | Suburban | XXXX | 3 | 2 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1928 | Sale 3 |  |  |  | MD |  | Suburban | XXXX | 4 | 3 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1927 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000095254 |  |  |  |  |  | MD |  | Vacant | XXXX | 4 | 3 | 0 |  | XXXX | Urban | Townhouse | 1 | XXXX | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  | XXXX | No |  |  |  |  |  | C = Confident |  |  |  | XXXX | 0.00% | XXXX | 0.00% | XXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | MD |  | Urban | XXXX | 5 | 2 | 1 | XXXX | Average | Retail |  |  | 78 | XXXX | 1912 | Sale 2 |  |  |  | MD |  | Urban | XXXX | 4 | 2 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1912 | Sale 3 |  |  |  | MD |  | Urban | XXXX | 6 | 3 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1893 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000093418 |  |  |  |  |  | TX |  | Vacant | XXXX | 3 | 2 | 1 | 2 Car | XXXX | Suburban | Single Family Detached | 1 | XXXX | C4 - Average (-) | Residential Street | B = Stable | B = Conforms to Area |  | XXXX | No |  |  |  |  |  | C = Confident |  |  |  | XXXX | -7.61% | XXXX | -7.61% | XXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | TX |  | Suburban | XXXX | 4 | 2 | 1 | XXXX | Good | Retail |  |  | 24 | XXXX | 1990 | Sale 2 |  |  |  | TX |  | Suburban | XXXX | 4 | 2 | 1 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1988 | Sale 3 |  |  |  | TX |  | Suburban | XXXX | 3 | 2 | 1 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1987 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000098830 |  |  |  |  |  | KS |  | Vacant | XXXX | 5 | 3 | 1 | 3 Car | XXXX | Rural | Single Family Detached | 1 | XXXX | C1 - Excellent | Residential Street | B = Stable | B = Conforms to Area |  | XXXX | No |  |  |  |  |  | C = Confident |  |  |  | XXXX | 0.00% | XXXX | 0.00% | XXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | KS |  | Suburban | XXXX | 4 | 2 | 0 | XXXX | Excellent | Retail |  |  | 1 | XXXX | 2025 | Sale 2 |  |  |  | KS |  | Suburban | XXXX | 3 | 2 | 1 | XXXX | Excellent | Retail |  |  | XXXX | XXXX | 2023 | Sale 3 |  |  |  | KS |  | Suburban | XXXX | 3 | 2 | 0 | XXXX | Excellent | Retail |  |  | XXXX | XXXX | 2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000095650 |  |  |  |  |  | NJ |  | Owner Occupied | XXXX | 3 | 1 | 1 |  | XXXX | Suburban | Single Family Detached | 1 | XXXX | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  | XXXX | No |  |  |  |  |  | C = Confident |  |  |  | XXXX | 0.00% | XXXX | 0.00% | XXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | NJ |  | Suburban | XXXX | 3 | 1 | 0 | XXXX | Average | Retail |  |  | 1 | XXXX | 1906 | Sale 2 |  |  |  | NJ |  | Suburban | XXXX | 3 | 1 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1926 | Sale 3 |  |  |  | NJ |  | Suburban | XXXX | 2 | 2 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1921 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000097234 |  |  |  |  |  | NY |  | Owner Occupied | XXXX | 4 | 1 | 1 | 1 Car | XXXX | Urban | Single Family Detached | 1 | XXXX | C3 - Average (+) | Residential Street | B = Stable | C = Average B |  | XXXX | No |  |  |  |  |  | C = Confident |  |  |  | XXXX | 0.00% | XXXX | 0.00% | XXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | NY |  | Suburban | XXXX | 4 | 2 | 0 | XXXX | Average | Retail |  |  | 77 | XXXX | 1936 | Sale 2 |  |  |  | NY |  | Suburban | XXXX | 3 | 1 | 1 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1955 | Sale 3 |  |  |  | NY |  | Suburban | XXXX | 4 | 2 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 1960 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000096997 |  |  |  |  |  | GA |  | Vacant | XXXX | 4 | 2 | 1 | 2 Car | XXXX | Suburban | Single Family Detached | 1 | XXXX | C3 - Average (+) | Residential Street | B = Stable | C = Average |  | XXXX | No |  |  |  |  |  | C = Confident |  |  |  | XXXX | 0.00% | XXXX | 0.00% | XXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | GA |  | Suburban | XXXX | 4 | 3 | 1 | XXXX | Average | Retail |  |  | 42 | XXXX | 2001 | Sale 2 |  |  |  | GA |  | Suburban | XXXX | 5 | 2 | 1 | XXXX | Average | Retail |  |  | XXXX | XXXX | 2000 | Sale 3 |  |  |  | GA |  | Suburban | XXXX | 5 | 2 | 1 | XXXX | Average | Retail |  |  | XXXX | XXXX | 2000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000094806 |  |  |  |  |  | OR |  | Tenant Occupied | XXXX | 3 | 2 | 1 | 2 Car | XXXX | Suburban | Townhouse | 1 | XXXX | C1 - Excellent | Residential Street | B = Stable | B = Conforms to Area |  | XXXX | No |  |  |  |  |  | C = Confident |  |  |  | XXXX | 0.00% | XXXX | 0.00% | XXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | OR |  | Suburban | XXXX | 3 | 2 | 1 | XXXX | Good | Retail |  |  | 165 | XXXX | 2024 | Sale 2 |  |  |  | OR |  | Suburban | XXXX | 4 | 3 | 0 | XXXX | Excellent | Retail |  |  | XXXX | XXXX | 2025 | Sale 3 |  |  |  | OR |  | Suburban | XXXX | 4 | 3 | 0 | XXXX | Excellent | Retail |  |  | XXXX | XXXX | 2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000099226 |  |  |  |  |  | IN |  | Vacant | XXXX | 3 | 2 | 0 | 3 Car | XXXX | Suburban | Single Family Detached | 1 | XXXX | C4 - Average (-) | Residential Street | B = Stable | C = Average |  | XXXX | No |  |  |  |  |  | C = Confident |  |  |  | XXXX | -2.75% | XXXX | -2.75% | XXXX | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | IN |  | Suburban | XXXX | 3 | 3 | 0 | XXXX | Average | Retail |  |  | 26 | XXXX | 2000 | Sale 2 |  |  |  | IN |  | Suburban | XXXX | 4 | 2 | 1 | XXXX | Average | Retail |  |  | XXXX | XXXX | 2012 | Sale 3 |  |  |  | IN |  | Suburban | XXXX | 3 | 2 | 0 | XXXX | Average | Retail |  |  | XXXX | XXXX | 2003 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

## Exhibit 99.1

**Exhibit 99.1 Schedule 8**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Collateral ID** | **Loan Flag** | **Loan Status** | **Loan Status Date** | **Originator** | **Property Address** | **City** | **State** | **Zip Code** | **Original Balance** | **Rate Type Code** | **Loan Product** | **Lien Type** | **Original Rate** | **Qualifying Rate** | **Original Monthly PI Payment** | **Borrower FICO** | **Coborrower FICO** | **FICO Date** | **Appraisal Date** | **Owner Occupancy** | **Property Type** | **Appraisal Value** | **Purchase Price** | **Property Value for LTV** | **Originator Original LTV** | **Combined LTV** | **Debt to Income Ratio** | **ARM Index** | **Interest Only Period** | **Original Maturity Term** | **Original Amortization Term** | **Prepayment Penalty Months** | **Prepay Penalty Type** | **Note Date** | **First Payment Date** | **Maturity Date** | **Property Units** | **Loan Purpose** | **Foreign National Flag** | **Documentation Type** | **T & I & A Payment** | **Monthly Taxes** | **Monthly Insurance** | **Mortgage Type** | **ARM Margin** | **Minimum Rate Life Floor** | **Maximum Rate** | **Initial Periodic Cap** | **Life Rate Cap** | **Subsequent Periodic Cap** | **Payment Adjustment Frequency** | **Rate Adjustment Frequency** | **Property Acquisition Date** | **Property Acquisition Price** | **Borrower ID** | **Cross Default Loan Count** | **Rental Purpose** | **Rent** | **Rent in Place from Lease** | **Type of Rent to Qualify** | **Rented Flag** | **Originator Original DSCR** | **Property Improvement Flag** | **Personal Guarantor** | **Annual HOA** | **Property Condition** | **Reserve Amount** | **Origination Channel** | **Property Exception Grade** | **After Repair Value** | **After Repair Value Percent** | **Loan to Cost** | **Release Provisions** | **Release Amount** | **Property Loan Amount** | **Year Built** | **Square Foot** | **Number of Bedrooms** | **Number of Bathrooms** | **Section 8 Housing Program** |
| XXXX | 4000090380 | XXXX |  | XXXX | Y | Loan Review Complete |  |  |  |  |  |  |  | Fixed | Fixed Rate | 1 | 6.250% |  | $4714.55 |  |  |  |  | Investment |  |  |  |  | 65.000% | 65.000% |  |  |  | 360 | 360 | 60 | Prepaid Balance |  |  |  |  |  | No | DSCR | $776.61 |  |  | Conventional without MI |  |  |  |  |  |  |  |  |  |  |  | 5 |  | $8196.25 |  |  |  | 1.49 |  | XXXX | $0.00 | N | $804316.15 | Retail | 1 |  |  | 0.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000090380-1 | XXXX |  | XXXX | N | Loan Review Complete |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Investment | Single Family Detached |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | Refinance |  |  | $175.13 | $104.63 | $70.50 |  |  |  |  |  |  |  |  |  |  |  |  |  | Long Term | $1950.00 | $2040.00 | Lease Income | Y |  |  |  | $0.00 | C2 |  |  |  |  |  | 0.000% | Fixed Dollar Amount | XXXX | XXXX | 1925 | 1572 | 3 | 1 | No |
| XXXX | 4000090380-2 | XXXX |  | XXXX | N | Loan Review Complete |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Investment | Single Family Attached |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | Refinance |  |  | $197.20 | $138.70 | $58.50 |  |  |  |  |  |  |  |  |  |  |  |  |  | Long Term | $1435.00 | $1435.00 | Lease Income | Y |  |  |  | $0.00 | C2 |  |  |  |  |  | 0.000% | Fixed Dollar Amount | XXXX | XXXX | 1925 | 1048 | 3 | 1 | No |
| XXXX | 4000090380-3 | XXXX |  | XXXX | N | Loan Review Complete |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Investment | Single Family Attached |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | Refinance |  |  | $99.99 | $40.82 | $59.17 |  |  |  |  |  |  |  |  |  |  |  |  |  | Long Term | $1355.00 | $1355.00 | Lease Income | Y |  |  |  | $0.00 | C2 |  |  |  |  |  | 0.000% | Fixed Dollar Amount | XXXX | XXXX | 1925 | 1124 | 3 | 1 | No |
| XXXX | 4000090380-4 | XXXX |  | XXXX | N | Loan Review Complete |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Investment | Single Family Attached |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | Refinance |  |  | $123.81 | $47.39 | $76.42 |  |  |  |  |  |  |  |  |  |  |  |  |  | Long Term | $1361.25 | $1361.25 | Lease Income | Y |  |  |  | $0.00 | C2 |  |  |  |  |  | 0.000% | Fixed Dollar Amount | XXXX | XXXX | 1925 | 1159 | 3 | 1 | No |
| XXXX | 4000090380-5 | XXXX |  | XXXX | N | Loan Review Complete |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Investment | Single Family Attached |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | Refinance |  |  | $180.48 | $94.56 | $85.92 |  |  |  |  |  |  |  |  |  |  |  |  |  | Long Term | $2095.00 | $2095.00 | Lease Income | Y |  |  |  | $0.00 | C2 |  |  |  |  |  | 0.000% | Fixed Dollar Amount | XXXX | XXXX | 1925 | 1950 | 4 | 2 | No |
| XXXX | 4000090392 | XXXX |  | XXXX | Y | Loan Review Complete |  |  |  |  |  |  |  | Fixed | Fixed Rate | 1 | 6.250% |  | $6999.78 |  |  |  |  | Investment |  |  |  |  | 65.000% | 65.000% |  |  |  | 360 | 360 | 60 | Prepaid Balance |  |  |  |  |  | No | DSCR | $1081.33 |  |  | Conventional without MI |  |  |  |  |  |  |  |  |  |  |  | 8 |  | $11323.75 |  |  |  | 1.40 |  | XXXX | $0.00 | N | $804316.15 | Retail | 1 |  |  | 0.000% |  |  |  |  |  |  |  |  |
| XXXX | 4000090392-1 | XXXX |  | XXXX | N | Loan Review Complete |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Investment | Single Family Attached |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | Refinance |  |  | $107.40 | $50.07 | $57.33 |  |  |  |  |  |  |  |  |  |  |  |  |  | Long Term | $1350.00 | $1350.00 | Lease Income | Y |  |  |  | $0.00 | C2 |  |  |  |  |  | 0.000% | Fixed Dollar Amount | XXXX | XXXX | 1925 | 1354 | 3 | 1 | No |
| XXXX | 4000090392-2 | XXXX |  | XXXX | N | Loan Review Complete |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Investment | Single Family Detached |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | Refinance |  |  | $186.09 | $125.17 | $60.92 |  |  |  |  |  |  |  |  |  |  |  |  |  | Long Term | $1404.00 | $1404.00 | Lease Income | Y |  |  |  | $0.00 | C2 |  |  |  |  |  | 0.000% | Fixed Dollar Amount | XXXX | XXXX | 1920 | 972 | 3 | 1 | No |
| XXXX | 4000090392-3 | XXXX |  | XXXX | N | Loan Review Complete |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Investment | Single Family Attached |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | Refinance |  |  | $128.57 | $67.40 | $61.17 |  |  |  |  |  |  |  |  |  |  |  |  |  | Long Term | $1595.00 | $1685.00 | Lease Income | Y |  |  |  | $0.00 | C2 |  |  |  |  |  | 0.000% | Fixed Dollar Amount | XXXX | XXXX | 1925 | 1469 | 3 | 2 | No |
| XXXX | 4000090392-4 | XXXX |  | XXXX | N | Loan Review Complete |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Investment | Single Family Attached |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | Refinance |  |  | $134.01 | $74.43 | $59.58 |  |  |  |  |  |  |  |  |  |  |  |  |  | Long Term | $1475.00 | $1475.00 | Lease Income | Y |  |  |  | $0.00 | C2 |  |  |  |  |  | 0.000% | Fixed Dollar Amount | XXXX | XXXX | 1925 | 1102 | 3 | 1 | No |
| XXXX | 4000090392-5 | XXXX |  | XXXX | N | Loan Review Complete |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Investment | Single Family Attached |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | Refinance |  |  | $175.09 | $119.92 | $55.17 |  |  |  |  |  |  |  |  |  |  |  |  |  | Long Term | $1550.00 | $1640.00 | Lease Income | Y |  |  |  | $0.00 | C2 |  |  |  |  |  | 0.000% | Fixed Dollar Amount | XXXX | XXXX | 1925 | 1205 | 3 | 1 | No |
| XXXX | 4000090392-6 | XXXX |  | XXXX | N | Loan Review Complete |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Investment | Single Family Attached |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | Refinance |  |  | $100.68 | $46.93 | $53.75 |  |  |  |  |  |  |  |  |  |  |  |  |  | Long Term | $1338.00 | $1352.00 | Lease Income | Y |  |  |  | $0.00 | C2 |  |  |  |  |  | 0.000% | Fixed Dollar Amount | XXXX | XXXX | 1925 | 1216 | 3 | 1 | No |
| XXXX | 4000090392-7 | XXXX |  | XXXX | N | Loan Review Complete |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Investment | Single Family Attached |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | Refinance |  |  | $136.49 | $75.82 | $60.67 |  |  |  |  |  |  |  |  |  |  |  |  |  | Long Term | $1300.00 | $1390.00 | Lease Income | Y |  |  |  | $0.00 | C2 |  |  |  |  |  | 0.000% | Fixed Dollar Amount | XXXX | XXXX | 1920 | 968 | 3 | 1 | No |
| XXXX | 4000090392-8 | XXXX |  | XXXX | N | Loan Review Complete |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Investment | Single Family Attached |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | Refinance |  |  | $113.00 | $66.50 | $46.50 |  |  |  |  |  |  |  |  |  |  |  |  |  | Long Term | $1311.75 | $1311.75 | Lease Income | Y |  |  |  | $0.00 | C2 |  |  |  |  |  | 0.000% | Fixed Dollar Amount | XXXX | XXXX | 1925 | 1124 | 3 | 1 | No |

---

## Exhibit 99.1

**Exhibit 99.1 Schedule 9**

---

| | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Servicer Loan Number** | **Collateral ID** | **Property Num** | **Loan Status** | **Loan Status Date** | **Originator** | **Unit Num** | **Property Apt** | **Property Address** | **City** | **State** | **Zip Code** | **Is Lease In Place** | **Lease Start Date** | **Lease End Date** | **Original Lease Term** | **Lease Remaining Months** | **Rental Purpose** | **Gross Monthly Rental Income** | **Appraisal Average Lease Amount** | **Unit Rental Amount** |
| XXXX | 4000090380 | XXXX |  | XXXX | 1 | Loan Review Complete |  |  |  |  |  |  |  |  | Yes |  |  |  |  |  | $2040.00 | $1950.00 | $1950.00 |
| XXXX | 4000090380 | XXXX |  | XXXX | 1 | Loan Review Complete |  |  | 1 |  |  |  |  |  | Yes | 04/15/2025 | 04/30/2026 | 12 | 8 | Long Term | $2040.00 | $1950.00 | $1950.00 |
| XXXX | 4000090380 | XXXX |  | XXXX | 2 | Loan Review Complete |  |  |  |  |  |  |  |  | Yes |  |  |  |  |  | $1435.00 | $1435.00 | $1435.00 |
| XXXX | 4000090380 | XXXX |  | XXXX | 2 | Loan Review Complete |  |  | 1 |  |  |  |  |  | Yes | 06/21/2021 | 02/27/2026 | 56 | 6 | Long Term | $1435.00 | $1435.00 | $1435.00 |
| XXXX | 4000090380 | XXXX |  | XXXX | 3 | Loan Review Complete |  |  | 1 |  |  |  |  |  | Yes | 10/06/2023 | 09/30/2025 | 23 | 1 | Long Term | $1355.00 | $1355.00 | $1355.00 |
| XXXX | 4000090380 | XXXX |  | XXXX | 3 | Loan Review Complete |  |  |  |  |  |  |  |  | Yes |  |  |  |  |  | $1355.00 | $1355.00 | $1355.00 |
| XXXX | 4000090380 | XXXX |  | XXXX | 4 | Loan Review Complete |  |  | 1 |  |  |  |  |  | Yes | 02/01/2025 | 01/31/2027 | 24 | 17 | Long Term | $1361.25 | $1362.00 | $1361.25 |
| XXXX | 4000090380 | XXXX |  | XXXX | 4 | Loan Review Complete |  |  |  |  |  |  |  |  | Yes |  |  |  |  |  | $1361.25 | $1362.00 | $1361.25 |
| XXXX | 4000090380 | XXXX |  | XXXX | 5 | Loan Review Complete |  |  |  |  |  |  |  |  | Yes |  |  |  |  |  | $2095.00 | $2095.00 | $2095.00 |
| XXXX | 4000090380 | XXXX |  | XXXX | 5 | Loan Review Complete |  |  | 1 |  |  |  |  |  | Yes | 02/01/2025 | 01/31/2026 | 12 | 5 | Long Term | $2095.00 | $2095.00 | $2095.00 |
| XXXX | 4000090392 | XXXX |  | XXXX | 1 | Loan Review Complete |  |  |  |  |  |  |  |  | Yes |  |  |  |  |  | $1350.00 | $1350.00 | $1350.00 |
| XXXX | 4000090392 | XXXX |  | XXXX | 1 | Loan Review Complete |  |  | 1 |  |  |  |  |  | Yes | 04/01/2024 | 03/30/2026 | 23 | 7 | Long Term | $1350.00 | $1350.00 | $1350.00 |
| XXXX | 4000090392 | XXXX |  | XXXX | 2 | Loan Review Complete |  |  |  |  |  |  |  |  | Yes |  |  |  |  |  | $1404.00 | $1404.00 | $1404.00 |
| XXXX | 4000090392 | XXXX |  | XXXX | 2 | Loan Review Complete |  |  | 1 |  |  |  |  |  | Yes | 12/01/2023 | 10/30/2027 | 46 | 26 | Long Term | $1404.00 | $1404.00 | $1404.00 |
| XXXX | 4000090392 | XXXX |  | XXXX | 3 | Loan Review Complete |  |  |  |  |  |  |  |  | Yes |  |  |  |  |  | $1685.00 | $1595.00 | $1595.00 |
| XXXX | 4000090392 | XXXX |  | XXXX | 3 | Loan Review Complete |  |  | 1 |  |  |  |  |  | Yes | 11/16/2024 | 11/30/2025 | 12 | 3 | Long Term | $1685.00 | $1595.00 | $1595.00 |
| XXXX | 4000090392 | XXXX |  | XXXX | 4 | Loan Review Complete |  |  |  |  |  |  |  |  | Yes |  |  |  |  |  | $1475.00 | $1475.00 | $1475.00 |
| XXXX | 4000090392 | XXXX |  | XXXX | 4 | Loan Review Complete |  |  | 1 |  |  |  |  |  | Yes | 04/01/2024 | 09/29/2025 | 17 | 1 | Long Term | $1475.00 | $1475.00 | $1475.00 |
| XXXX | 4000090392 | XXXX |  | XXXX | 5 | Loan Review Complete |  |  |  |  |  |  |  |  | Yes |  |  |  |  |  | $1640.00 | $1550.00 | $1550.00 |
| XXXX | 4000090392 | XXXX |  | XXXX | 5 | Loan Review Complete |  |  | 1 |  |  |  |  |  | Yes | 02/26/2025 | 02/28/2027 | 24 | 18 | Long Term | $1640.00 | $1550.00 | $1550.00 |
| XXXX | 4000090392 | XXXX |  | XXXX | 6 | Loan Review Complete |  |  |  |  |  |  |  |  | Yes |  |  |  |  |  | $1352.00 | $1338.00 | $1338.00 |
| XXXX | 4000090392 | XXXX |  | XXXX | 6 | Loan Review Complete |  |  | 1 |  |  |  |  |  | Yes | 11/01/2023 | 10/29/2025 | 23 | 2 | Long Term | $1352.00 | $1338.00 | $1338.00 |
| XXXX | 4000090392 | XXXX |  | XXXX | 7 | Loan Review Complete |  |  |  |  |  |  |  |  | Yes |  |  |  |  |  | $1390.00 | $1300.00 | $1300.00 |
| XXXX | 4000090392 | XXXX |  | XXXX | 7 | Loan Review Complete |  |  | 1 |  |  |  |  |  | Yes | 10/01/2024 | 09/30/2025 | 12 | 1 | Long Term | $1390.00 | $1300.00 | $1300.00 |
| XXXX | 4000090392 | XXXX |  | XXXX | 8 | Loan Review Complete |  |  |  |  |  |  |  |  | Yes |  |  |  |  |  | $1311.75 | $1350.00 | $1311.75 |
| XXXX | 4000090392 | XXXX |  | XXXX | 8 | Loan Review Complete |  |  | 1 |  |  |  |  |  | Yes | 03/01/2023 | 02/27/2027 | 47 | 18 | Long Term | $1311.75 | $1350.00 | $1311.75 |

---

## Exhibit 99.1

**Exhibit 99.1 Schedule 10**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **SitusAMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Value for LTV** | **LTV Value Variance Amount** | **LTV Value Variance Percent** | **Property ID** | **Property Address** | **City** | **State** | **Zip Code** | **Primary Valuation Value** | **Primary Valuation Report Date** | **Primary Valuation Effective Date** | **Primary Valuation Type** | **Primary Valuation Company** | **Primary Valuation FSD Score** | **Secondary Valuation Value** | **Secondary Valuation Variance Amount** | **Secondary Valuation Variance Percent** | **Secondary Valuation Report Date** | **Secondary Valuation Effective Date** | **Secondary Valuation Type** | **Secondary Valuation Company** | **Secondary Valuation FSD Score** | **AVM Value** | **AVM Variance Amount** | **AVM Variance Percent** | **AVM Company** | **AVM FSD Score** | **AVM Report Date** | **Desk Review Value** | **Desk Review Variance Amount** | **Desk Review Variance Percent** | **Desk Review Company** | **Desk Review Risk Score** | **Desk Review Report Date** | **Desk Review Effective Date** | **Desktop Appraisal Value** | **Desktop Appraisal Variance Amount** | **Desktop Appraisal Variance Percent** | **Desktop Appraisal Company** | **Desktop Appraisal Report Date** | **Desktop Appraisal Effective Date** | **BPO Value** | **BPO Variance Amount** | **BPO Variance Percent** | **BPO Company** | **BPO Report Date** | **Field Review Value** | **Field Review Variance Amount** | **Field Review Variance Percent** | **Field Review Company** | **Field Review Report Date** | **Field Review Effective Date** | **2055 Value** | **2055 Variance Amount** | **2055 Variance Percent** | **2055 Company** | **2055 Report Date** | **2055 Effective Date** | **AVE/CMA Value** | **AVE/CMA Variance Amount** | **AVE/CMA Variance Percent** | **AVE/CMA Company** | **AVE/CMA Report Date** | **Hybrid Valuation Value** | **Hybrid Valuation Variance Amount** | **Hybrid Valuation Variance Percent** | **Hybrid Valuation Company** | **Hybrid Valuation Report Date** | **Updated Valuation Value** | **Updated Valuation Variance Amount** | **Updated Valuation Variance Percent** | **Updated Valuation Company** | **Updated Valuation Report Date** | **Updated Valuation Effective Date** | **Value Analysis Valuation Value** | **Value Analysis Report Date** | **Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?** | **Collateral Underwriter Risk Score** |
| XXXX | 4000090380-1 | XXXX |  |  |  |  |  |  | 0.000% | 4000090380-117324 |  |  | PA | XXXX |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000090380-2 | XXXX |  |  |  |  |  |  | 0.000% | 4000090380-117332 |  |  | PA | XXXX |  |  |  | Appraisal |  |  |  |  | -9.09% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000090380-3 | XXXX |  |  |  |  |  |  | 0.000% | 4000090380-117337 |  |  | PA | XXXX |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000090380-4 | XXXX |  |  |  |  |  |  | 0.000% | 4000090380-117338 |  |  | PA | XXXX |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000090380-5 | XXXX |  |  |  |  |  |  | 0.000% | 4000090380-117339 |  |  | PA | XXXX |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000090392-1 | XXXX |  |  |  |  |  |  | 0.000% | 4000090392-117328 |  |  | PA | XXXX |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000090392-2 | XXXX |  |  |  |  |  |  | 0.000% | 4000090392-117329 |  |  | PA | XXXX |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000090392-3 | XXXX |  |  |  |  |  |  | 0.000% | 4000090392-117330 |  |  | PA | XXXX |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000090392-4 | XXXX |  |  |  |  |  |  | 0.000% | 4000090392-117331 |  |  | PA | XXXX |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000090392-5 | XXXX |  |  |  |  |  |  | 0.000% | 4000090392-117333 |  |  | PA | XXXX |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000090392-6 | XXXX |  |  |  |  |  |  | 0.000% | 4000090392-117334 |  |  | PA | XXXX |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000090392-7 | XXXX |  |  |  |  |  |  | 0.000% | 4000090392-117335 |  |  | PA | XXXX |  |  |  | Appraisal |  |  |  |  | -7.69% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000090392-8 | XXXX |  |  |  |  |  |  | 0.000% | 4000090392-117336 |  |  | PA | XXXX |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |

---

## Exhibit 99.2

**Exhibit 99.2**

![](ex99-02_001.jpg)

**NARRATIVE**

**OBX 2025-NQM23**

**By Canopy Financial Technology Partners LLC on December 5, 2025**

Canopy Financial Technology Partners LLC

<u>chweeler@canopytpr.com</u> \| 801-792-2995 \| <u>www.canopytpr.com</u>

Address: 1 Research Court, Suite 450, Rockville, MD 20850

Canopy Financial Technology Partners \| <u>www.canopytpr.com</u> \|©2021 Proprietary and Confidential

![](ex99-02_001.jpg)

**Description of Services**

Canopy Financial Technology Partners, LLC ("Canopy") performed certain due diligence services (the "Review) described below on Non-Agency Eligible Mortgage Loans ("Loans") backed by residential properties originated or acquired by Onslow Bay Financial LLC (the "Client") or its affiliated company. The Review was conducted from April to October 2025 via files imaged and provided by the Client for review.

The Review consisted of a population of one hundred-twelve (112) Loans with an aggregate principal balance of $65,482,710.

**Loan Sampling**

The Client defined the sample size and the random sampling of the Loans to be included in the Review.

The Review was conducted consistent with the criteria for the specific Nationally Recognized Statistical Rating Organizations (NRSROs); Fitch Ratings and Kroll Bond Rating Agency, LLC.

**Data Integrity**

Canopy performed a data comparison review of the data fields provided by the Client on the loan tape to the data found in the actual Loan File as captured by Canopy. This comparison, when specific data was available, included the following data fields and tolerance levels noted below.

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Field Label** | &nbsp;&nbsp;**Logic Applied** |
| &nbsp;&nbsp;All Borrower Total Income | &nbsp;&nbsp;Apply 2.5% Tolerance If AUS = Yes and DTI > 0 or if AUS = No and DTI between 0 and 43, Do not Apply Tolerance if DTI >= 43 and AUS = No |
| &nbsp;&nbsp;Amortized Term | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Application Date | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Borrower 1 Citizen | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Borrower 1 Self Employed Flag | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Borrower 2 Citizen | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Borrower 2 Self-Employment Flag | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Business Purpose Flag | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Cash Disbursement Date | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Combined LTV | &nbsp;&nbsp;Apply 1% Tolerance if < 80% |
| &nbsp;&nbsp;DSCR | &nbsp;&nbsp;.25% tolerance |
| &nbsp;&nbsp;Escrow Flag | &nbsp;&nbsp;No tolerance |

---

Canopy Financial Technology Partners \| <u>www.canopytpr.com</u> \|©2021 Proprietary and Confidential

![](ex99-02_001.jpg)

---

| | |
|:---|:---|
| &nbsp;&nbsp;Final Reviewed QM Status | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;First Interest Rate Change Date | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;First Payment Date | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Higher Priced Mortgage Loan (HPML) Flag | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Index | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Initial Monthly P&I Or IO Payment | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Lien Position | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Loan Program | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Loan Purpose | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Margin (ARM Loan) | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Mortgage Origination Channel | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Note Interest Only Term | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Note Date | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Occupancy Type | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Original Appraised Value | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Original Balance | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Original LTV | &nbsp;&nbsp;Apply 1% Tolerance if < 80% |
| &nbsp;&nbsp;Origination BK Flag | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Originator QM Status | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Origination Date | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Origination Foreclosure Flag | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Prepayment Penalty Term | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Property Type | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Property Zip Code | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Qualifying FICO | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Qualifying Total Debt Income Ratio | &nbsp;&nbsp;Apply 2.5% Tolerance If AUS = Yes and DTI > 0 or if AUS = No and DTI between 0 and 43, Do not Apply Tolerance if DTI >= 43 and AUS = No |
| &nbsp;&nbsp;Sales Price | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Underwriting Guideline Product Name | &nbsp;&nbsp;No tolerance |

---

**Credit Underwriting**

Canopy reviewed each Loan File to determine the adherence to defined underwriting or credit extension guidelines, standards, criteria or other requirements provided by the Client, including, as applicable, Ability to Repay (ATR) and Qualified Mortgage (QM) requirements. The Credit Qualification review consisted of the following:

**Loan Attributes.** To determine borrower program eligibility, Canopy verified the following loan attributes and, where applicable, re-calculated based on the information provided.

· Assets and Reserves;

· DTI;

· DSCR;

· Gross Income;

· Housing history;

· Lien Position;

Canopy Financial Technology Partners \| <u>www.canopytpr.com</u> \|©2021 Proprietary and Confidential

![](ex99-02_001.jpg)

· Loan Purpose;

· LTV/CLTV;

· Monthly debt service;

· Occupancy;

· Property Type;

· Qualifying PITI; and

· Residual Income.

**Credit Application:** For the Credit Application (1003), Canopy verified whether

· All known borrower-owned properties are disclosed on the REO Section;

· Borrower(s) employment history ;

· Citizenship and eligibility;

· First time home buyer status ;

· The application was signed by all borrowers; and

· The application was substantially completed.

**Credit History:** Canopy verified:

· A credit report or alternative credit history as applicable to loan type is present for each borrower;

· Bankruptcy and foreclosure seasoning;

· Capture the monthly consumer debt payments for use in the applicable DTI calculation;

· Installment and revolving payment history;

· Mortgage/rental payment history;

· Note and research the Real Estate Owned, OFAC, and Fraud alerts;

· Number of tradelines; and

· Representative Credit Score and Methodology.

**Employment and Income:** Canopy determined whether all applicable supporting documentation as required by Seller's Guidelines and Ability to Repay ("**ATR**") when applicable per above were in the file. The documentation was used to verify whether the income used to qualify the loan was calculated in accordance with Seller's Guidelines. Documentation verifying employment and income were deemed acceptable if it was a third-party document as required by the Seller's Guidelines and ATR when applicable per above and may include:

· Verbal or Written VOE's;

· Paystubs;

· W-2 forms;

· Tax returns;

· Financial statements;

· Award letters;

· IRS Tax Transcripts (compared to Tax Returns provided by Borrower(s)).

Canopy Financial Technology Partners \| <u>www.canopytpr.com</u> \|©2021 Proprietary and Confidential

![](ex99-02_001.jpg)

**Fraud Review:** For all Loans, the Client provided the results from a third-party anti-fraud tool to Vendor. In accordance with the type of fraud report provided, Canopy utilized the results provided by the Client along with information in the Loan File, to identify and address any potential misrepresentations including:

· Borrower identity:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Social Security inconsistencies

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Borrower name variations

· Employment:

· Licensing – reviewed NMLS data for:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Mortgage lender/originator

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Loan officer

· Occupancy:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Borrower address history

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Subject property ownership history

· OFAC.

**Asset Review:** Canopy assessed whether the asset documentation required by the Seller's Guidelines and ATR, when applicable, was present in the Loan File. Canopy also conducted a review of the reserve calculation, if used to determine ATR or required by the Seller's Guidelines, including a review of any large deposits. Canopy re-calculated gross, net, and liquid asset balances. The Asset Review also consisted of verifying the down payment, closing costs, prepaid items and reserves. Documentation used to verify assets for down payment, closing costs, prepaid items and reserves may have included:

· Depository account statements;

· Gift funds;

· Settlement statement or other evidence of conveyance and transfer of funds if a sale of assets was involved;

· Stock or security account statements; and/or

· VOD's.

**Hazard/Flood insurance/Taxes:** A review of the insurance present on the loan was performed by Canopy as follows:

· Confirmed that the flood certification is for the correct borrower, property, lender and loan number and is a "Life of Loan"
certification;

· Confirmed that the mortgagee clause lists the lender's name and "its successors and assigns;"

· Confirmed that the premium amount on both the hazard and flood insurance match what was used in the DTI calculations;

Canopy Financial Technology Partners \| <u>www.canopytpr.com</u> \|©2021 Proprietary and Confidential

![](ex99-02_001.jpg)

· For condominium properties, confirmed that the blanket policy meets the minimum amount of coverage in the guidelines;

· For properties in a flood zone per the flood certification, confirmed that flood insurance meets guideline requirements in the file
and met the minimum required amount of coverage in the guidelines;

· Reviewed Tax Certificate to verify and compare monthly escrows used to calculate DTI matches and that taxes are current; and

· Verified that the hazard insurance meets the minimum required amount of coverage in the guidelines.

**Automated Underwriting System Findings:** N/A

**Document Review**

Canopy reviewed each Loan File and verified if the following documents, as applicable, were included in the file and if the data on these documents was consistent (where applicable):

· Initial application (1003);

· Final application (1003);

· Note;

· Mortgage/Deed of Trust;

· Appraisal;

· Sales Contract;

· Title Commitment/Policy;

· Junior Lien/Subordination Agreement;

· Mortgage Insurance;

· Underwriting Approval Documentation inclusive, but not limited to documents listed in the Credit Review section herein;

· Flood Certification;

· Initial and Final Loan Estimate (LE);

· Initial and Final and Closing Disclosure (CD);

· Post-Consummation Closing Disclosure (PC-CD) [if applicable].

**Business Purpose Validation**

For Loans originated as Business Purpose loans (as defined by Regulation Z [12 CFR 1026], and its supporting commentary, the implementing regulation of the Truth-in-Lending Act ("TILA") [15 U.S.C. 1601 et seq.]), Canopy assessed that the facts and circumstances of the subject loan did not trigger Consumer Purpose classification (also as defined by Regulation Z [12 CFR 1026], and its supporting commentary, the implementing regulation of the Truth-in-Lending Act [15 U.S.C. 1601 et seq.]).

Canopy Financial Technology Partners \| <u>www.canopytpr.com</u> \|©2021 Proprietary and Confidential

![](ex99-02_001.jpg)

**"Missing Document" to Cleared Exception:** In the event that there was no express statement in the Loan File, and there was no express evidence in the Loan File that the loan proceeds were used for "Business Purpose" Canopy assigned the file a "D" grade for missing said documentation. In the event that the express statement, or with clear, unequivocal documented evidence of use of loan proceeds for non-consumer, business purpose, was provided by the lender that defines and/or evidences the "primary purpose" of the loan as "business purpose" the "D" grade – "Missing Document", was cleared by Canopy.

**"Missing Document" to "B" Grade:** In the event that there was no express statement in the Loan File, and there was no express evidence provided that the loan proceeds were used for "Business Purpose", Canopy gave the file a "D" grade, for missing documentation. In the event that there was not any express statement or evidence of business purpose use of the proceeds, then the "D" grade – "Missing Document" initial finding was re-graded after conducting a full Consumer Purpose, regulatory compliance review, as applicable to assignees for Consumer Purpose loans. In the event that the loan did not violate any applicable regulatory compliance obligations, the loan was re-graded as a "B" grade final finding.

**"Material Compliance Violation":** In the event that no express statement existed in the Loan File, Canopy assessed any and all documentation provided to determine what the actual use of the proceeds were, to best identify that the "primary purpose" of the loan was not in fact for "business purpose" as relied upon by the lender, but is in fact for a "consumer purpose". If, in fact, evidence existed that the proceeds were used for personal, Consumer Purpose, then Canopy identified that the "primary purpose" of the loan is not "business purpose" and as "consumer purpose" subject to the full Consumer Purpose regulatory compliance obligations of an originator as it applies to an assignee, with a material compliance exception of a "C" grade.

**"Material Compliance Violation" to "B" Grade:** The above noted Material Compliance Violation was re-graded to a "B" grade by conducting a full Consumer Purpose regulatory compliance review, as applicable to assignees for Consumer Purpose loans, and in the event that the loan did not violate any applicable regulatory compliance obligations, the loan was re-graded as a "B" grade final finding.

**Compliance Review**

Canopy reviewed each Loan File and, if applicable, verified that it was consummated in compliance with the applicable federal, state, and local anti-predatory lending statutes in effect at the time of origination of the mortgage loan. Canopy' review included, but was not limited to, the verification and validation that each mortgage loan met the relevant provisions of:

(i) **Anti-Predatory Lending** requirements, that are imposed by federal, state and/or local statutory, regulatory or authoritative
determinations (e.g. state constitutional provisions, ordinances, interpretations, judicial determinations, etc.) that impose civil or
criminal liability upon the Assignee or may cause significant loss severity to the value of the Loan, including HOEPA and any state and
local high-cost home loan laws. Assignee shall have the meaning as defined in TILA;

Canopy Financial Technology Partners \| <u>www.canopytpr.com</u> \|©2021 Proprietary and Confidential

![](ex99-02_001.jpg)

(ii) the **Truth in Lending Act** (" <u>TILA</u> "), as amended by HOEPA, 15 U.S.C. §1601 et seq., as implemented by
Regulation Z, 12 C.F.R. Part 1026;

(iii) the **Real Estate Settlement Procedures Act** (" <u>RESPA</u> "), 12 U.S.C. §2603, as implemented by Regulation
X, 12 C.F.R. Part 1024;

(iv) the **Equal Credit Opportunity Act** ("ECOA") **, 15 U.S.C.** §1691 as implemented by Regulation B, 12 C.F.R.
§1001.1(b);

**I.** **Compliance Documentation Requirements** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Review of the following documents as they related to regulatory compliance:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Initial and final application (1003)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Note, including all addendums

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Copy of note for any junior liens (if applicable)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Mortgage / Deed of Trust, including all riders

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v. Initial, Interim, and Final Loan Estimates ("LE")

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vi. Initial CD (i.e., the CD required to be received by the borrower(s) at least 3 business days prior to
consummation) and re-disclosed CDs (as applicable and permitted by TILA/Regulation Z)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vii. Notice of Right to Cancel (as applicable)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;viii. Rate Lock Date Information;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ix. HOEPA Disclosures (if applicable)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;x. Initial Escrow Account Disclosure

**II.** **Anti-Predatory Lending (Assignee Liability)** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Loans were reviewed for violations of federal, state & local high cost,
higher-priced and/or consumer finance laws and regulations that carry Assignee Liability, including those defined below. Any loan that
is determined to be classified and/or defined as high cost, higher-priced, subprime, threshold, predatory high risk, covered or similar
classification/definition was reported.

**III.** **Compliance Testing Elements** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. **Truth-in-Lending Act (TILA) / Regulation Z**: Loans were reviewed to
determine compliance with the following requirements of TILA and Regulation Z, including, but not limited to, the following:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. **TILA/RESPA Integrated Disclosure Testing ("TRID")**. A review and comparison of LEs and
CDs with a report outlining any TILA violations, including a re-calculation of disclosed finance charge, principal and interest calculations,
proper completion of the Projected Payments table, total of payments, finance charge, amount financed, recalculation of disclosed APR and a review to determine disclosure differences were within the allowed tolerances and disclosures were provided within the required timeframes. Testing will be conducted to fulfill the elements Structured Finance Association (SFA) TRID Compliance Review Scope ("TRID Grid 4.0");

Canopy Financial Technology Partners \| <u>www.canopytpr.com</u> \|©2021 Proprietary and Confidential

![](ex99-02_001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. **Right of Rescission**. A review of the TILA Right of Rescission, Notice of Right to Cancel, including
a verification of the transaction date and expiration date, ensuring proper execution of the Notice of Right to Cancel by all required
parties, verifying the disbursement date and determining if a full three (3) day rescission period was adequately provided to the borrower(s).
The appropriate Model Form will be tested according to applicable U.S. Court of Appeals, Circuit Court rulings;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. **Qualified Mortgage and Ability to Repay**. A review to ensure the mortgage loan meets the applicable
Qualified Mortgage ("QM") and Ability-to-Repay ("ATR") requirements as set forth in regulations promulgated by
the Consumer Financial Protection Bureau as found at 12 CFR § 1026.43. QM and ATR testing is detailed below.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. **Real Estate Settlement Procedures Act (RESPA)/Regulation X**: Review
to ensure compliance with RESPA/Regulation X documentation and timing requirements in effect at origination of the mortgage loan for RESPA
disclosures (Servicing Disclosure Statement; Affiliated Business Arrangement Disclosure; Initial Escrow Disclosure Statement; List of
Homeownership Counselling Organizations).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. **Equal Credit Opportunity Act (ECOA)/Regulation B**: Confirm compliance
with the January 18, 2014 requirements regarding the disclosure of the right to receive a copy of appraisals within three (3) business
days of application, the right to receive a copy of the appraisals at least three (3) business days prior to consummation and any applicable
waiver. The disclosure of the right to receive a copy of appraisals may be met by the disclosure on the Loan Estimate pursuant to 12 CFR
§ 1026.27(m)(1).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. **Fair Credit Reporting Act (FRCA)/Regulation V**: Confirm compliance
with the current FCRA/Regulation V requirements regarding risk-based pricing notice, credit score disclosure and Notice to Home Loan Applicant,
as applicable.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**e.** **Miscellaneous Compliance Testing:** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Mandatory Arbitration – Canopy will report mandatory arbitration provisions
present in the Loan File.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Single Premium Credit Insurance – Canopy will report single premium credit insurance policies or
debt cancellation agreements present in the Loan File.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. TPR will test for state prepayment and late charge restrictions. If a prepayment
penalty that exceeds the state permitted penalty has expired, this must be reported.

Canopy Financial Technology Partners \| <u>www.canopytpr.com</u> \|©2021 Proprietary and Confidential

![](ex99-02_001.jpg)

**State & Local Anti-Predatory Requirements**

The following is an itemization of the generally understood current and historical state and local anti-predatory lending requirements, as customary in secondary market due diligence compliance testing:

· Arkansas Home Loan Protection Act, Ark. Stat. Ann. § 23-53-101 et seq.

· California Anti-Predatory Lending ("Covered Loan", Cal. Fin. Code § 4970 et seq.

· California Higher-Priced Mortgage Loan ("CA HPML"), Cal. Fin. Code §4995 et seq.

· Colorado Consumer Equity Protection Act, Colo. Rev. Stat. § 5-3.5-101 et seq.

· Connecticut Abusive Home Loan Lending Practices Act, Conn. Stat. Ann. §36a-746 et seq. and the Responsible
Lending and Economic Security Act, Conn. House Bill 5577 (2008).

· Connecticut Nonprime Home Loans, Conn. Gen. Stat. §§ 36a-760 et seq. (2008-2009) and (2009-Current)

· District of Columbia Home Loan Protection Act of 2002, D.C. Official Code § 26-1151.01 et seq., as
implemented by 20 D.C. Municipal Reg. § 2000.1 et seq. as well as DC Mortgage Disclosure Act of 2007.

· Florida Fair Lending Act, Fla. Stat. Ann. § 494.0078 et seq. (2002 – 2014).

· Georgia Fair Lending Act, Ga. Stat. Ann. § 7-6A-1 et seq. (as originally enacted by House Bill 02-1361
and as modified by Senate Bill 03-53).

· Idaho Residential Mortgage Practices Act, Idaho Code § 26-3101 et seq. (2003).

· Illinois High Risk Home Loan Regulations, 38 Ill. Admin. Code § 345.10 et seq. (Repealed)

· Illinois High Risk Home Loan Act, Public Act. 93-0561 (2003), Ill. Comp. Stat. tit. 815 §§ 137/1
et seq. (2004).

· Illinois Predatory Lending Database Program, Public Act 95-0691 (SB 1167).

· City of Chicago, Illinois, Anti-Predatory Lending Ordinance, Chicago Municipal Code, §§ 2-32-440;
2-32-455; 2-92-325; 4-4-155; 8-4-325.

· Cook County, Illinois, Anti-Predatory Lending Ordinance, Ordinance No. 240864 (2001) as amended by Illinois
SB 1167 (2007).

· Indiana Home Loan Practices Act, as amended by HB 1179 (2005) Ind. Code § 24-9-1 et seq.

· Kansas Consumer Credit Code, Section 16a-3-308a, Kan. Stat. Ann. § 16a-1-101 et seq. 16.

· Kentucky Anti-Predatory Lending Statute, as amended by Kentucky House Bill 552 (2008), Ky. Rev. Stat.
§ 360.100 et seq.

· Maine, An Act to Enhance Consumer Protections in Relation to Certain Mortgages, 9A Me. Rev. Stat. Ann.
§§ 8-103(1); 8-206(8); 8-206A and Maine Legislative Document 1869 (2007), 2125 (2008) and 1439 (2009), and regulation Z-3.

· Maryland Commercial Law, Mary. Stat. Ann. §§ 12-124.1; 12-127; 12-409.1; 12-1029 and as amended
by Maryland Senate Bill 270 (2008) and Maryland Regulations under the Maryland Mortgage Lender Law (2009).

· Maryland Regulations for Higher Priced Mortgage Loans, as promulgated under the Maryland Mortgage Lender
Law, Md. Code Ann., Fin. Instit. Code §§ 11-501 et seq.; Md. Code Regs. §§ 09.03.06.01 et seq.

· Massachusetts High-Cost Mortgage Regulations, 209 CMR § 32.32 et seq. including MA House Bill 4387
(2008) 20. Massachusetts Predatory Home Loan Practices Act, M.G.L. Chapter 183(C).

· Massachusetts "Borrower's Interest" Standard, M.G.L. Chapter 183, §28C.

· Massachusetts Mortgage Lender and Broker Regulations, 940 CMR § 8.00 (15-17).

· Massachusetts Regulations for Higher Priced Mortgage Loans, 209 Mass. Code Regs. §§ 32.00 et
seq.

· Massachusetts Subprime ARMs to First Time Homebuyers, M.G.L. Chapter 184, §17B.5.

· Michigan Consumer Mortgage Protection Act, Mich. Stat. Ann. § 445-1631 et seq.

Canopy Financial Technology Partners \| <u>www.canopytpr.com</u> \|©2021 Proprietary and Confidential

![](ex99-02_001.jpg)

· Minnesota Mortgage Originator and Service Licensing Act, § 58.137 et al. (S.F. 2988 (2002) and as
amended by House File 1004 and SF 98 (2007) and SF 3154 and 3214 (2008).

· Nebraska Mortgage Bankers Registration and Licensing Act, Neb. Stat.§ 45-702 et seq.

· Nevada Anti-Predatory Lending Law, AB No. 284 (2003), as amended by AB 4 (2007), Nev. Rev. Stat. §
598D.010 et seq.

· New Jersey Home Ownership Security Act of 2002, NJ Stat. Ann. § C:46:10B-22 et seq.

· New Mexico Home Loan Protection Act, SB 449 (2003) and as amended by SB 342 (2009), N.M. Stat. Ann. §
58-21A-1 et seq.

· New York High-Cost Home Loan Regulations (1A - Original Part 41), 3 NYCCR Part 41 (2001).

· New York High-Cost Home Loan Act (1B - § 6-l), N.Y. Bank. L.
Ch. 626., as implemented by 3 NYCCR Part 41 (2003) and as amended by Senate Bill 8143-A (2008).

· New York Subprime Home Loans, NY Bank. Law § 6-m.

· North Carolina Anti-Predatory Lending Law, N.C. Gen. Stat. §§ 24-1.1A to 24-10.2 and North Carolina
Amendments to Anti-Predatory Lending Law, N.C. Gen. Stat. §§ 24-9; 24-1.1(E)(a); 24-10.2(a) as amended.

· Ohio Anti-Predatory Lending Statute, HB 386, as amended by S.B. 185 (2006), Ohio Rev. Code Ann. §
1.63. · Ohio Consumer Sales Practices Act, Ohio Rev. Code Ann. § 1345.01, as implemented by Ohio Admin. Rules
§ 109 4-3-01 et seq.

· City of Cleveland Heights, Ohio, Anti-Predatory Lending Ordinance, Ordinance No. 72-2003.

· Summit County, Ohio, Anti-Predatory Lending Ordinance, Ordinance No. 2004-618, Muni. Code §§
201.01 et seq.

· Oklahoma Anti-Predatory Lending Law, House Bill No. 1574 (2003).

· Oklahoma Higher-Priced Mortgage Loans Law, Okla. Admin. Code §§ 160:45-9-1 et seq.

· Pennsylvania Consumer Equity Protection Act, 63 Pa. Cons. Stat. Ann. § 456.501 et seq.

· City of Providence, Rhode Island Predatory Lending Ordinance, Ordinance No. 245, Chapter 2006-33 as amended.

· Rhode Island Home Loan Protection Act, Chapter 25.2 of Title 34 of RI Gen. L. et seq., as
implemented by Emergency Banking Regulation 3 (2006) and Final Banking Regulation 3 (2007) and amended by Senate Bill 371 (2007).

· South Carolina High-Cost and Consumer Home Loans Act, S.C. Code § 37-23-10 et seq.

· South Carolina Consumer Protection Code, S.C. Code 37-1-101 et seq.

· Tennessee Home Loan Protection Act of 2006, TN Code Annotated, Title 47 et seq.

· Texas High-Cost Home Loan Statute, TX. Fin. Code Ann. § 343.201 et seq.

· The disclosure requirements and prohibitions of Section 50(a)(6) and 50(f)(2) of Article XVI of the Texas
Constitution

· Utah Residential Mortgage Practices Amendments, Utah Code Ann. § 61- 2c-102 et seq.

· Utah High Cost Home Loan Act, Utah Code § 61-2d-101 et seq.

· Vermont Interest Act, 9 V.S.A. § 104, implemented by Regulation B-98-2.

· Virginia Mortgage Lender and Broker Act (for loans originated prior to July 1, 2003), Va. Code Ann. §§
6.1-413; 6.1-422, 6.1-428.

· Virginia Mortgage Lender and Broker Act (for loans originated after July 1, 2003), Va. Code Ann. §§
6.1-411; 6.1-422.1, 6.1-425.1; 6.1-425.2.

· Washington House Bill 2770, Mortgage Lending and Homeownership, Chapter 108, Laws of 2008.

· West Virginia Residential Mortgage Lender, Broker and Servicer Act, W.Va. Code § 31-17-1 et seq.

· Wisconsin Responsible High Cost Mortgage Lending Act, Wis. Stat. § 428.202.

· Wyoming Credit Code, Wyo. Stat. Ann. §§ 40-14-101 et seq.

Canopy Financial Technology Partners \| <u>www.canopytpr.com</u> \|©2021 Proprietary and Confidential

![](ex99-02_001.jpg)

**QUALIFIED MORTGAGE (QM)** 

With respect to QM (Safe Harbor and Rebuttable Presumption) designated loans, Canopy reviews the loan to determine whether, based on available information in the Loan File: (i) the loan contains risky loan features and terms (e.g. an interest only feature or negative amortization), (ii) the "points and fees" exceed the applicable QM threshold, (iii) the monthly payment was calculated appropriately, (iv) the creditor considered and verified income or assets at or before consummation, (v) the creditor appropriately considered debt obligations, alimony and child support, and (vi) at the time of consummation, if the debt-to-income ratio exceeds 43% (calculated in accordance with Appendix Q to Regulation Z). This portion of the Review includes a recalculation of all income and liabilities with attention to the appropriate documentation of each source.

If a loan was designated as QM and identified as eligible for guarantee, purchase, or insurance by an applicable Agency as permitted under the QM final rule, Canopy reviews the loan to determine whether, based on available information in the Loan File the loan satisfied (i), (ii) and (iii) in the preceding paragraph and reviews the Automated Underwriting System output within the file to confirm agency eligibility.

For each QM designated loan that satisfied the applicable requirements enumerated above, Canopy then determines whether the loan is a Safe Harbor QM or Rebuttable Presumption QM by comparing the loan's actual annual percentage rate, as recalculated, to the applicable average prime offer rate plus a certain applicable percentage.

**Ability to Repay (ATR)**

Canopy reviews the loan to determine whether, based on available information in the Loan File, the creditor considered, as applicable, the following eight underwriting factors, and verified such information using reasonably reliable third-party records, at or before consummation: (i) the consumer's current or reasonably expected income or assets, (ii) if the creditor relied on income from the consumer's employment in determining repayment ability, the consumer's current employment status; (iii) the consumer's monthly payment; (iv) the consumer's monthly payment on any simultaneous loan that the creditor knows or has reason to know will be made; (v) the consumer's monthly payment for mortgage-related obligations; (vi) the consumer's current debt obligations, alimony, and child support; (vii) the consumer's monthly debt-to-income ratio or residual income; and (viii) the consumer's credit history. This portion of the Review also focuses on full recalculation of income and debts, as well as the documentation provided to support each item used in originator's determination of the ability to repay.

Note: for loans designated as QM – Agency eligible (QM – Temporary), Canopy will not review for compliance with the requirements of Appendix Q or General Ability to Repay.

Canopy reviews loans to determine their conformity with the ATR/QM factors above, and is not rendering an independent assessment or opinion, warranting or representing that a loan will be deemed to conform to Safe Harbor, Rebuttable Presumption, ATR or other status based on any additional or revised factors that may be considered by legislative, regulatory, administrative or judicial authorities ("Authorities"). Canopy does not represent or warrant that the factors for which it is reviewing the loans constitute all of the factors and/or criteria that Authorities may consider in determining the status of a loan. Canopy's review is based on information contained in the Loan File at the time it is provided to Canopy to review, and only reflects information as of that point in time.

Canopy Financial Technology Partners \| <u>www.canopytpr.com</u> \|©2021 Proprietary and Confidential

![](ex99-02_001.jpg)

**VALUATION REVIEW**

Canopy reviewed all appraisals and alternative value tools used to qualify the Loan for reasonableness of estimated value, integrity of comparable sales, completeness of data and eligibility of the appraiser, consistent with underwriting guidelines, variances, tolerances, and exception authorities established by Client. Additionally, Canopy determined that the appraised value appeared to be reasonably supported ("Value-Supported Analysis"), based on the valuation provided by the Independent Third-party Review.

· With respect to Title XI of FIRREA, Canopy checked for the presence of the appraiser's license,
and reviewed for the presence of any red flags related to the mortgaged property that may have posed a risk to the property or occupants.

· With respect to USPAP, Canopy confirmed the appraiser's certification is present and executed within
the original appraisal.

***Independent third-party values, CU SCORES and FHLMC REPS and WARRANTS***

Canopy applied a cascade methodology to determine if the original appraisal value was reasonably supported when compared to an independent third-party valuation product.

**Valuation Reconciliation Process:**

· If a Desk Review, or other acceptable review product, was provided supporting the origination appraised
value within a -10% variance and acceptable confidence score, no additional products were required.

· In the event a Desk Review yielded material exceptions or had a value exceeding a negative ten percent
(-10%) variance, a field review or second appraisal was ordered to further establish value.

**Agency Eligible Loans:**

· For FNMA loans, if a CU Score was available and the CU Score was greater than 2.5, Canopy ordered an AVM or Desk Review. If the CU Score was less than or equal to 2.5, no further review product was required based on market acceptance of Agency Eligible Loans.

· For FHLMC loans, if the FHLMC Rep & Warrant Relief indicator was Not Eligible, Canopy ordered an AVM or Desk Review. If the FHLMC Rep & Warrant Relief indicator was Eligible, no further review product was required based on market acceptance of Agency Eligible Loans.

Canopy Financial Technology Partners \| <u>www.canopytpr.com</u> \|©2021 Proprietary and Confidential

![](ex99-02_001.jpg)

**GRADING COMPONENTS**

**Due Diligence Grading Criteria**

Upon completion of the Loan File review, Canopy assigned comprehensive grading that considers critical factors based on the specific review completed, in addition to product, client, and rating agency requirements.

The NRSRO criteria referenced for this report and utilized for grading descriptions is based upon the NRSRO listed in the Form ABS Due Diligence-15E.

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Final Event Grade** | &nbsp;&nbsp;**Final Event Grade** |
| &nbsp;&nbsp;**A** | &nbsp;&nbsp;Loan meets Credit, Compliance, and Valuation Guidelines. |
| &nbsp;&nbsp;**B** | &nbsp;&nbsp;The loan substantially meets published Client/Seller guidelines and/or eligibility in the validation of income, assets, or credit, is in material compliance with all applicable laws and regulations, and the value and valuation methodology is supported and substantially meets published guidelines. |
| &nbsp;&nbsp;**C** | &nbsp;&nbsp;The loan does not meet the published guidelines and/or violates one material law or regulation, and/or the value and valuation methodology is not supported or did not meet published guidelines. |
| &nbsp;&nbsp;**D** | &nbsp;&nbsp;Loan is missing documentation to perform a sufficient review. |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Credit Event Grades** | &nbsp;&nbsp;**Credit Event Grades** |
| &nbsp;&nbsp;**A** | &nbsp;&nbsp;The loan meets the published guidelines without any exceptions. The employment, income, assets, and occupancy are supported and justifiable. The borrower's willingness and ability to repay the loan is documented and reasonable. |
| &nbsp;&nbsp;**B** | &nbsp;&nbsp;The loan substantially meets the published guidelines, but reasonable compensating factors were considered and documented for exceeding published guidelines. The employment, income, assets and occupancy are supported and justifiable. The borrower's willingness and ability to repay the loan is documented and reasonable. |
| &nbsp;&nbsp;**C** | &nbsp;&nbsp;The loan does not substantially meet the published guidelines. There are not sufficient compensating factors that justify exceeding the published guidelines. The employment, income, assets or occupancy are not supported and justifiable. The borrower's willingness and ability to repay the loan were not documented or are unreasonable. |
| &nbsp;&nbsp;**D** | There was not sufficient documentation to perform a review, or the credit file was not furnished. |

---

Canopy Financial Technology Partners \| <u>www.canopytpr.com</u> \|©2021 Proprietary and Confidential

![](ex99-02_001.jpg)

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Compliance Event Grades** | &nbsp;&nbsp;**Compliance Event Grades** |
| &nbsp;&nbsp;**A** | &nbsp;&nbsp;The loan is in compliance with all applicable laws and regulations. The legal documents accurately reflect the agreed upon loan terms and are executed by all applicable parties. |
| &nbsp;&nbsp;**B** | &nbsp;&nbsp;The loan is in material compliance with all applicable laws and regulations. The legal documents accurately reflect the agreed upon loan terms and are executed by all applicable parties. Client review required. |
| &nbsp;&nbsp;**C** | &nbsp;&nbsp;The loan violates one material law or regulation. The material disclosures are absent, or the legal documents do not accurately reflect the agreed upon loan terms or all required applicants did not execute the documents. |
| &nbsp;&nbsp;**D** | There was not sufficient documentation to perform a review, or the required legal documents were not furnished. |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Valuation Event Grade** | &nbsp;&nbsp;**Valuation Event Grade** |
| &nbsp;&nbsp;**A** | &nbsp;&nbsp;The value is supported within 10% of the original appraisal by supporting documents (CDA, Field Review or Second Appraisal). The appraisal was performed on an "as-is" basis and the property is complete and habitable at origination. The appraiser was appropriately licensed and used GSE approved forms. |
| &nbsp;&nbsp;**B** | &nbsp;&nbsp;The value is not supported within 10% of the original appraisal by supporting documents and there are no other valuation support documents provided. The valuation methodology substantially meets the published guidelines, but reasonable compensating factors were considered and documented for exceeding guidelines. The appraisal was performed on an "as-is" basis and the property is complete and habitable. The appraiser was appropriately licensed and used GSE approved forms. |
| &nbsp;&nbsp;**C** | &nbsp;&nbsp;The value is not supported within 10% of the original appraisal. The valuation methodology did not meet the published guidelines and there were not sufficient compensating factors for exceeding published guidelines. The property is in below "average" condition, or the property is not complete or requires significant repairs. The appraisal was not performed on an "as is" basis. The appraiser was not appropriately licensed or did not use GSE approved forms |
| &nbsp;&nbsp;**D** | The file was missing the appraisal or there was not sufficient valuation documentation to perform a review. |

---

**FINDINGS SUMMARY**

**Summary Overview**

Canopy's review concluded with the grading of the Credit, Property/Valuation, and Compliance sections. 97.32% (109 loans) have an overall grade of "A" and 2.68% (3 loans) have an overall grade of "B".

Canopy's review concluded a Credit grade of "A" for 99.11%, (111 loans) of mortgage loans reviewed, and 0.89% (1 loan) has a Credit grade of "B".

Canopy's review concluded a Compliance grade of "A" for 98.21%, (110 loans) of mortgage loans reviewed, and 1.79% (2 loans) have a Compliance grade of "B".

Canopy's review concluded a Property/Valuation grade of "A" for 100.00%, (112 loans) of mortgage loans reviewed, and 0.00% (0 loans) have a Property/Valuation grade of "B".

Canopy Financial Technology Partners \| <u>www.canopytpr.com</u> \|©2021 Proprietary and Confidential

![](ex99-02_001.jpg)

**FINDINGS TABLE**

**REVIEW TABLES**

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**OVERALL REVIEW RESULTS** | &nbsp;&nbsp;**OVERALL REVIEW RESULTS** | &nbsp;&nbsp;**OVERALL REVIEW RESULTS** |
| &nbsp;&nbsp;**Final Grade** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Sample** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;109 | &nbsp;&nbsp;97.32% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;3 | &nbsp;&nbsp;2.68% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**112** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**CREDIT REVIEW RESULTS** | &nbsp;&nbsp;**CREDIT REVIEW RESULTS** | &nbsp;&nbsp;**CREDIT REVIEW RESULTS** |
| &nbsp;&nbsp;**Final Grade** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Sample** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;111 | &nbsp;&nbsp;99.11% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.89% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**112** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**COMPLIANCE REVIEW RESULTS** | &nbsp;&nbsp;**COMPLIANCE REVIEW RESULTS** | &nbsp;&nbsp;**COMPLIANCE REVIEW RESULTS** |
| &nbsp;&nbsp;**Final Grade** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Sample** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;110 | &nbsp;&nbsp;98.21% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;2 | &nbsp;&nbsp;1.79% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**112** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**PROPERTY REVIEW RESULTS** | &nbsp;&nbsp;**PROPERTY REVIEW RESULTS** | &nbsp;&nbsp;**PROPERTY REVIEW RESULTS** |

---

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Final Grade** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Sample** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;112 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**112** | &nbsp;&nbsp;**100.00%** |

---

Canopy Financial Technology Partners \| <u>www.canopytpr.com</u> \|©2021 Proprietary and Confidential

![](ex99-02_001.jpg)

**Additional Loan Summary Details**

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Amortization Type** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** |
| &nbsp;&nbsp;Fixed | &nbsp;&nbsp;100 | &nbsp;&nbsp;89.29% | &nbsp;&nbsp;$54520810.00 |
| &nbsp;&nbsp;ARM | &nbsp;&nbsp;12 | &nbsp;&nbsp;10.71% | &nbsp;&nbsp;$10961900.00 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**112** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$65482710.00** |

---

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Lien Position** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** |
| &nbsp;&nbsp;First | &nbsp;&nbsp;112 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;$65482710.00 |
| &nbsp;&nbsp;Second | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;$0.00 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**112** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$65482710.00** |
| &nbsp;&nbsp;**Loan Purpose** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** |
| &nbsp;&nbsp;Cash Out: Debt Consolidation—<br> Proceeds used to pay off existing loans <br> other than loans secured by real estate | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.89% | &nbsp;&nbsp;$1095000.00 |
| &nbsp;&nbsp;Cash Out: Home Improvement/Renovation | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.89% | &nbsp;&nbsp;$370000.00 |
| &nbsp;&nbsp;Cash Out: Other/Multi-Purpose/Unknown Purpose | &nbsp;&nbsp;19 | &nbsp;&nbsp;16.96% | &nbsp;&nbsp;$9936400.00 |
| &nbsp;&nbsp;Limited Cash Out (GSE Definition) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;$0.00 |
| &nbsp;&nbsp;First Time Home Purchase | &nbsp;&nbsp;30 | &nbsp;&nbsp;26.79% | &nbsp;&nbsp;$19461777.00 |
| &nbsp;&nbsp;Other Than First Time Home Purchase | &nbsp;&nbsp;44 | &nbsp;&nbsp;39.29% | &nbsp;&nbsp;$23759439.00 |
| &nbsp;&nbsp;Rate/Term Refinance - Borrower Initiated | &nbsp;&nbsp;17 | &nbsp;&nbsp;15.18% | &nbsp;&nbsp;$10860094.00 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**112** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$65482710.00** |

---

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Original Term** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** |
| &nbsp;&nbsp;120 Months | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;$0.00 |
| &nbsp;&nbsp;121 - 180 Months | &nbsp;&nbsp;2 | &nbsp;&nbsp;1.79% | &nbsp;&nbsp;$613940.00 |
| &nbsp;&nbsp;181 - 240 Months | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;$0.00 |
| &nbsp;&nbsp;241 - 300 Months | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;$0.00 |
| &nbsp;&nbsp;301 - 360 Months | &nbsp;&nbsp;109 | &nbsp;&nbsp;97.32% | &nbsp;&nbsp;$63468770.00 |
| &nbsp;&nbsp;421 - 480 Months | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.89% | &nbsp;&nbsp;$1400000.00 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**112** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$65482710.00** |
| &nbsp;&nbsp;**Occupancy** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** |
| &nbsp;&nbsp;Owner Occupied | &nbsp;&nbsp;65 | &nbsp;&nbsp;58.04% | &nbsp;&nbsp;$42596082.00 |
| &nbsp;&nbsp;Second Home | &nbsp;&nbsp;5 | &nbsp;&nbsp;4.46% | &nbsp;&nbsp;$1869250.00 |
| &nbsp;&nbsp;Investment Property | &nbsp;&nbsp;42 | &nbsp;&nbsp;37.50% | &nbsp;&nbsp;$21017378.00 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**112** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$65482710.00** |

---

Canopy Financial Technology Partners \| <u>www.canopytpr.com</u> \|©2021 Proprietary and Confidential

![](ex99-02_001.jpg)

**DATA COMPARISON RESULTS**

Of the one hundred twelve (112) mortgage Loan Files reviewed, fifty-seven (57) unique loans (50.89% by number) had one hundred three (103) tape comparison discrepancies across seventeen (17) data fields.

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Field Label** | &nbsp;&nbsp;**Logic Applied** | &nbsp;&nbsp;**# Loans with<br> Discrepancy** | &nbsp;&nbsp;**Total Times<br> Compared** | &nbsp;&nbsp;**%<br> Variance** |
| &nbsp;&nbsp;ARM Initial Interest Rate Minimum | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;10 | &nbsp;&nbsp;112 | &nbsp;&nbsp;8.93% |
| &nbsp;&nbsp;ARM Subsequent Interest Rate Change Frequency | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;11 | &nbsp;&nbsp;112 | &nbsp;&nbsp;9.82% |
| &nbsp;&nbsp;Borrower 1 Citizen | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;2 | &nbsp;&nbsp;112 | &nbsp;&nbsp;1.79% |
| &nbsp;&nbsp;Borrower 1 SSN | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;1 | &nbsp;&nbsp;112 | &nbsp;&nbsp;0.89% |
| &nbsp;&nbsp;Borrower 2 SSN | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;1 | &nbsp;&nbsp;112 | &nbsp;&nbsp;0.89% |
| &nbsp;&nbsp;Calculated DSCR | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;34 | &nbsp;&nbsp;112 | &nbsp;&nbsp;30.36% |
| &nbsp;&nbsp;Interest Rate | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;8 | &nbsp;&nbsp;112 | &nbsp;&nbsp;7.14% |
| &nbsp;&nbsp;Number of Units | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;1 | &nbsp;&nbsp;112 | &nbsp;&nbsp;0.89% |
| &nbsp;&nbsp;Primary Appraised Property Value | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;3 | &nbsp;&nbsp;112 | &nbsp;&nbsp;2.68% |
| &nbsp;&nbsp;Project Type | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;1 | &nbsp;&nbsp;112 | &nbsp;&nbsp;0.89% |
| &nbsp;&nbsp;Property Type | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;8 | &nbsp;&nbsp;112 | &nbsp;&nbsp;7.14% |
| &nbsp;&nbsp;Qualifying CLTV | &nbsp;&nbsp;Apply 1% Tolerance if < 80% | &nbsp;&nbsp;1 | &nbsp;&nbsp;112 | &nbsp;&nbsp;0.89% |
| &nbsp;&nbsp;Qualifying FICO | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;9 | &nbsp;&nbsp;112 | &nbsp;&nbsp;8.04% |
| &nbsp;&nbsp;Qualifying Interest Rate | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;4 | &nbsp;&nbsp;112 | &nbsp;&nbsp;3.57% |
| &nbsp;&nbsp;Qualifying LTV | &nbsp;&nbsp;Apply 1% Tolerance if < 80% | &nbsp;&nbsp;1 | &nbsp;&nbsp;112 | &nbsp;&nbsp;0.89% |
| &nbsp;&nbsp;Qualifying Total Debt Income Ratio | &nbsp;&nbsp;Apply 2.5% Tolerance If AUS = <br> Yes and DTI > 0 or if AUS = No <br> and DTI between 0 and 43 , Do <br> not Apply Tolerance If DTI >= <br> 43 and AUS = No | &nbsp;&nbsp;6 | &nbsp;&nbsp;112 | &nbsp;&nbsp;5.36% |
| &nbsp;&nbsp;Secondary Appraised Property Value | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;2 | &nbsp;&nbsp;112 | &nbsp;&nbsp;1.79% |

---

Canopy Financial Technology Partners \| <u>www.canopytpr.com</u> \|©2021 Proprietary and Confidential

![](ex99-02_001.jpg)

**Disclaimer**

*Canopy Financial Technology Partners, LLC ("the Company") performs due diligence reviews for Residential Mortgage-Backed Securities, as well as, assets, collateral, counterparty operations, and similar diligence reviews in the consumer finance industry. In issuing reports and maintaining the ratings provided for herein, the Company relies on factual information it receives from issuers, underwriters, and from other sources which the Company reasonably believes to be credible. The Company conducts reasonable investigation of the factual information relied upon by it in accordance with its ratings methodology. The Company also makes reasonably good faith attempts to verify the information from independent sources (to the extent such sources are available).* 

*Ratings, analysis, reports, and other opinions (referred to collectively as "Reports") issued by the Company are provided "as is" and without representation or warranty of any kind. The Company hereby disclaims any representation or warranty (whether express or implied) as to accuracy, completeness, merchantability, or fitness for a particular purpose. Reports are not a recommendation to buy, sell, or retain any security. All reports are deemed jointly prepared and no individual shall be exclusively deemed the "author" of any Report. Individuals identified in a Report were involved in, but are not solely responsible for, the contents of any Report.* 

*Unless expressly stated otherwise, Reports do not assess any risk other than credit risk. In particular, any rating or grading in a Report does not take into consideration the risk of any security (or any portion thereof) due to changes in market conditions.* 

*The Company does not provide investment, legal, or tax advice, and the Reports may not be construed as such. Reports are issued for the benefit of the entity requesting the Report, only, and may not be used by third parties without the express written consent of the Company and the requesting party. Reports are based on available information and current regulations as of the date of the Report, and the Company disclaims any obligation to update Reports due to a change of fact of regulation which occurs after the date of issuance. Neither supplemental factual investigation nor enhanced reviews can guarantee that all information provided to the Company will be accurate. Reports are, and must be construed solely as, statements of opinion and not as statements of fact as to credit worthiness, investment, financial, or other recommendation to purchase, sell, or hold any security.* 

*Reports may contain assumptions and/or predictions regarding future events which are "forward-looking" and inherently cannot be verified as facts. Consequently, Reports may be affected by future events or conditions which were not anticipated at the time the Report was made. Such forward-looking statements necessarily involve risks and uncertainties which may result in future performance that is materially different from the Report's assumptions and/or conclusions. As such, Reports are not a guaranty of future performance nor a prospectus related to the underlying securities (if any), and under reliance should not be placed upon the Reports in the purchase, sale, or holding of any security.*

Canopy Financial Technology Partners \| <u>www.canopytpr.com</u> \|©2021 Proprietary and Confidential

## Exhibit 99.2

**Exhibit 99.2 Schedule 1**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| 0 | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 | 19 | 20 | 21 | 22 | 23 | 24 | 25 | 26 | 27 | 28 | 29 | 30 | 31 | 32 | 33 | 34 | 35 | 36 | 37 | 38 | 39 | 40 | 41 | 42 | 43 | 44 | 45 | 46 | 47 | 48 | 49 | 50 | 51 | 52 | 53 | 54 | 55 | 56 | 57 | 58 | 59 | 60 | 61 | 62 | 63 | 64 | 65 | 66 | 67 | 68 | 69 | 70 | 71 | 72 | 73 | 74 | 75 | 76 | 77 | 78 | 79 | 80 | 81 | 82 | 83 | 84 | 85 | 86 | 87 | 88 | 89 | 90 | 91 | 92 | 93 | 94 | 95 | 96 | 97 | 98 | 99 | 100 | 101 | 102 | 103 | 104 | 105 | 106 | 107 | 108 | 109 | 110 | 111 | 112 | 113 | 114 | 115 | 116 | 117 | 118 | 119 | 120 | 121 | 122 | 123 | 124 | 125 | 126 | 127 | 128 | 129 | 130 | 131 | 132 | 133 | 134 | 135 | 136 | 137 | 138 | 139 | 140 | 141 | 142 | 143 | 144 | 146 | 147 | 148 | 149 | 150 | 151 | 152 | 153 | 154 | 155 | 156 | 157 | 158 | 159 | 160 | 161 | 162 | 163 | 164 | 165 | 166 | 167 | 168 | 169 | 170 | 171 | 172 | 173 | 174 | 175 | 176 | 177 | 178 | 179 | 180 | 181 | 182 | 183 | 184 | 185 | 186 | 187 | 188 | 189 | 190 | 191 | 192 | 193 | 194 | 195 | 196 | 197 | 198 | 199 | 200 | 201 | 202 | 203 | 204 | 205 | 206 | 207 | 208 | 209 | 210 | 211 | 212 | 213 | 214 | 215 | 216 | 217 | 218 | 219 | 220 | 221 | 222 | 223 | 224 | 225 | 226 | 227 | 228 | 229 | 230 | 231 | 232 |
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Loan Program** | **Guideline Product Name** | **Originator Name** | **Originating Entity CDFI Flag** | **Guideline Name** | **Guideline Author** | **Guideline Date** | **Guideline Version** | **Application Date** | **TILA Status** | **TRID** | **GSE** | **Verified Safe Harbor Flag** | **Verified Safe Harbor Reference Document** | **QM Regulation Failures** | **ATR QM Total Points and Fees Audit** | **Loan Regulation Benchmark Date** | **Benchmark Rate** | **AUS Decision System** | **Rating Result** | **Property Inspection Waiver (PIW)** | **Calculated APR** | **HUD 1 Page 1 Credits Total** | **Verified Qualifying Rate** | **Originator Qualifying Rate** | **Qualifying P&I** | **Default Interest Rate Present** | **Default Interest Rate** | **Annual Property Tax** | **Monthly Property Tax** | **Annual Insurance Costs** | **Monthly Insurance Cost** | **Annual HOA Costs** | **Monthly HOA Costs** | **Monthly Other Costs** | **PITIA** | **Residual Income** | **HOA Name** | **HOA Address State** | **HOA Fee Amount** | **HOA Next Due Date** | **HOA Payment Frequency** | **Originator DTI** | **TPR Verified DTI** | **QM DTI** | **Is Borrower Non Occupant** | **Is Co Borrower Non Occupant** | **Co Borrower 2 Asset Verification Level** | **Co Borrower 3 Asset Verification Level** | **Co Borrower 2 Income Verification Level** | **Co Borrower 3 Income Verification Level** | **Co Borrower 2 Employment Verification Level** | **Co Borrower 3 Employment Verification Level** | **Borrower Employment Indicator** | **Co Borrower Employment Indicator** | **Co Borrower 2 Employment Indicator** | **Co Borrower 3 Employment Indicator** | **Co Borrower 2 Length of Employment** | **Co Borrower 3 Length of Employment** | **Document Level** | **Borrower Years of W2s/1099** | **CoBorrower Years of W2s/1099** | **Borrower Months of Paystubs Verified** | **Co Borrower Months of Paystubs Verified** | **Borrower Employment Gap Letter** | **Borrower Months of Employment Gap** | **Co Borrower Employment Gap Letter** | **Co Borrower Months of Employment Gap** | **Borrower Years of Personal Tax Returns** | **Borrower Years of Business Tax Returns** | **CoBorrower Years of Personal Tax Returns** | **CoBorrower Years of Business Tax Returns** | **Years of 4506T** | **Years of Tax Transcripts** | **Borrower Award/Offer Letter** | **Co Borrower Award/Offer Letter** | **Asset Depletion Flag** | **Partial Asset Depletion Flag** | **Asset Depletion Months Amortized** | **Asset Utilization Flag (No DTI)** | **Borrower Bank Statements Flag** | **Borrower Bank Statement Summary/Lender Worksheet** | **Borrower Number of Personal Bank Statements** | **Borrower Number of Business Bank Statements** | **CoBorrower Bank Statements Flag** | **Co Borrower Bank Statement Summary/Lender Worksheet** | **CoBorrower Number of Personal Bank Statements** | **CoBorrower Number of Business Bank Statements** | **Percent of Income From Statements** | **Borrower Business Ownership %** | **CoBorrower Business Ownership %** | **Bespoke Eligible Assets** | **Borrower P&L Type** | **Borrower Number of Months P&L** | **Borrower P&L Prepared By** | **CoBorrower P&L Type** | **CoBorrower P&L Prepared By** | **CoBorrower Number of Months P&L** | **Borrower CPA Letter Flag** | **# of Months CPA verified income** | **CoBorrower CPA Letter Flag** | **CoBorrower # of Months CPA verified income** | **Borrower WVOE Flag** | **Borrower # of Months Employment Validated WVOE** | **Borrower # of Months Income Validated WVOE** | **Borrower WVOE Form Type** | **CoBorrower WVOE Flag** | **CoBorrower # of Months WVOE** | **CoBorrower # of Months Income Validated WVOE** | **CoBorrower WVOE Form Type** | **DSCR Flag** | **TPR DSCR** | **Originator DSCR** | **Expense Letter** | **Income Doc Detail** | **Tax Return Doc Details** | **Property Address** | **Property City** | **Property State** | **Property Zip** | **Property County** | **Original Credit Report Date** | **Borrower 1 Credit Report Date** | **Borrower 2 Credit Report Date** | **Borrower 3 Credit Report Date** | **Borrower 4 Credit Report Date** | **Qualifying Credit Score** | **Third Wage Earner Original FICO Equifax** | **Third Wage Earner Original FICO Experian** | **Third Wage Earner Original FICO Transunion** | **Fourth Wage Earner Original FICO Equifax** | **Fourth Wage Earner Original FICO Experian** | **Fourth Wage Earner Original FICO Transunion** | **Most Recent Updated Credit Report Date** | **Third Wage Earner Updated FICO Equifax** | **Third Wage Earner Updated FICO Experian** | **Third Wage Earner Updated FICO Transunion** | **Fourth Wage Earner Updated FICO Equifax** | **Fourth Wage Earner Updated FICO Experian** | **Fourth Wage Earner Updated FICO Transunion** | **Most Recent Updated Co Borrower 2 FICO** | **Most Recent Updated Co Borrower 3 FICO** | **Most Recent Bankruptcy Filing Date** | **Most Recent Bankruptcy Discharge Date** | **Number of Bankruptcy Events** | **Months Bankruptcy 7 11** | **Months Bankruptcy 13** | **Most Recent Deed in Lieu Date** | **Number of Deed in Lieu Events** | **Months Deed in Lieu** | **Most Recent Short Sale Date** | **Number of Short Sale Events** | **Months Short Sale (or Pre FC)** | **Most Recent Foreclosure Date** | **Number of Foreclosure Events** | **Months Foreclosure** | **Prior Mortgage/Rent Late 30d in 24m** | **Prior Mortgage/Rent Late 60d in 24m** | **Prior Mortgage/Rent Late 90d in 24m** | **Has ACH** | **Is Equity Shared Loan** | **Subordinate Lien Type** | **Is Shared Appreciation Mortgage** | **Borrower Originator Citizenship Designation** | **Borrower Verified Citizenship Designation** | **Borrower Individual Tax Identification Number (ITIN)?** | **Borrower Photo Identification Type** | **Borrower Photo Identification Other Type** | **Borrower Photo ID State of Issuance** | **Borrower Photo ID Country of Issuance** | **Borrower Photo ID Expiration Date** | **Borrower Passport Country of Origin** | **Borrower Passport Expiration Date** | **Borrower Non-US Citizen Identification Document** | **Borrower Date of Resident Since/Valid Date** | **Borrower Non-US Document Expiration Date** | **Co Borrower Originator Citizenship Designation** | **Co Borrower Verified Citizenship Designation** | **Co Borrower Individual Tax Identification Number (ITIN)?** | **Co Borrower Photo Identification Type** | **Co Borrower Photo Identification Other Type** | **Co Borrower Photo ID State of Issuance** | **Co Borrower Photo ID Country of Issuance** | **Co Borrower Photo ID Expiration Date** | **Co Borrower Passport Country of Origin** | **Co Borrower Passport Expiration Date** | **Co Borrower Non-US Citizen Identification Document** | **Co Borrower Date of Resident Since/Valid Date** | **Co Borrower Non-US Document Expiration Date** | **Co Borrower 2 Originator Citizenship Designation** | **Co Borrower 2 Verified Citizenship Designation** | **Co Borrower 2 Individual Tax Identification Number (ITIN)?** | **Co Borrower 2 Photo Identification Type** | **Co Borrower 2 Photo Identification Other Type** | **Co Borrower 2 Photo ID State of Issuance** | **Co Borrower 2 Photo ID Country of Issuance** | **Co Borrower 2 Photo ID Expiration Date** | **Co Borrower 2 Passport Country of Origin** | **Co Borrower 2 Passport Expiration Date** | **Co Borrower 2 Non-US Citizen Identification Document** | **Co Borrower 2 Date of Resident Since/Valid Date** | **Co Borrower 2 Non-US Document Expiration Date** | **Co Borrower 3 Originator Citizenship Designation** | **Co Borrower 3 Verified Citizenship Designation** | **Co Borrower 3 Individual Tax Identification Number (ITIN)?** | **Co Borrower 3 Photo Identification Type** | **Co Borrower 3 Photo Identification Other Type** | **Co Borrower 3 Photo ID State of Issuance** | **Co Borrower 3 Photo ID Country of Issuance** | **Co Borrower 3 Photo ID Expiration Date** | **Co Borrower 3 Passport Country of Origin** | **Co Borrower 3 Passport Expiration Date** | **Co Borrower 3 Non-US Citizen Identification Document** | **Co Borrower 3 Date of Resident Since/Valid Date** | **Co Borrower 3 Non-US Document Expiration Date** | **Property Rights** | **Buydown Flag** | **Assumable Mortgage Flag** | **Foreign National Alternative Credit Documentation** | **Liquid / Cash Reserves** | **Months Liquid Reserves** | **Total Assets Available for Reserves** | **Months Reserves** | **Blanket Mortgage Flag** | **Qualifying HCLTV** | **Condo Warrantability Flag** | **Appraiser License #** | **Appraiser First Name** | **Appraisal Last Name** |
| 4000066579 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.625% |  | $6989.58 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $7547.65 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.086 | 1.09 |  | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 750 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 9.16 | xxx | 152.34 | No | 59.46 | N/A | xxx | xxx | xxx |
| 4000069412 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.500% |  | $1062.81 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $1402.89 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.016 | 1.004 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 723 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 11.20 | xxx | 11.2 | No | 80 | N/A | xxx | xxx | xxx |
| 4000073137 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 6250 | xxx | 6.650% |  | No AUS | No | 6.905% |  | 6.625% |  | $1600.78 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2249.14 | $5283.86 | xxx | xxx | xxx | xxx | Annually | 0.00% | 33.95% | 33.95% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 64 | 27 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 798 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 20.60 | xxx | 20.6 | No | 43.48 | N/A | xxx | xxx | xxx |
| 4000074076 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 9683.75 | xxx | 6.700% |  | No AUS | No | 7.596% |  | 7.250% |  | $2029.47 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2429.81 | $5670.19 |  |  | xxx |  |  | 0.00% | 30.00% | 30.00% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 27 | 27 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 807 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | I-551 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 2.57 | xxx | 2.57 | No | 70.83 | N/A | xxx | xxx | xxx |
| 4000075595 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.125% |  | $842.15 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $1981.80 | $0.00 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 0.00% | 0.00% | No |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.413 | 1.413 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 727 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 1.97 | xxx | 60.38 | No | 18.94 | Yes | xxx | xxx | xxx |
| 4000075736 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 1495 | xxx | 6.880% |  | No AUS | No | 7.474% |  | 7.375% |  | $1381.35 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $1671.12 | $4728.56 | xxx | xxx | xxx | xxx | Annually | 0.00% | 26.40% | 26.40% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 14 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESCorp - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 807 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Permanent Resident Alien | Permanent Non-US Citizen |  | Other | USA Patriot Act | xxx | xxx | xxx |  |  | I-151 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 93.81 | No | 46.19 | N/A | xxx | xxx | xxx |
| 4000075827 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 6546 | xxx | 6.830% |  | No AUS | No | 8.711% |  | 9.375% |  | $2881.18 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $4188.78 | $6624.79 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 45.00% | 44.73% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 26 | 26 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss) - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Permanent Resident Alien | Permanent Non-US Citizen |  | Other | USA Patriot Act | xxx | xxx | xxx |  |  | I-151 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 15.14 | xxx | 15.14 | No | 80 | N/A | xxx | xxx | xxx |
| 4000076530 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 9395 | xxx | 6.740% |  | No AUS | No | 7.333% |  | 6.990% |  | $2459.13 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2706.38 | $5343.28 |  |  | xxx |  |  | 0.00% | 48.30% | 48.30% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 12 | Tax Preparer |  |  |  | Yes | 60 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 803 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 131.21 | No | 33.76 | N/A | xxx | xxx | xxx |
| 4000074724 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.875% |  | $7939.51 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $9584.50 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.148 | 1.148 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 194.06 | xxx | 194.06 | No | 60 | N/A | xxx | xxx | xxx |
| 4000080225 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 1870 | xxx | 6.930% |  | No AUS | No | 7.935% |  | 7.625% |  | $2017.21 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2750.31 | $48428.38 |  |  | xxx |  |  | 0.00% | 5.76% | 5.76% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 100.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 60 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified | Borrower - 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 730 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 9.47 | xxx | 9.47 | No | 74.03 | N/A | xxx | xxx | xxx |
| 4000077268 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.375% |  | $2279.23 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $3527.47 | $0.00 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds,Stocks/Bonds,Stocks/Bonds |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.076 | 1.075 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 541.96 | xxx | 541.96 | No | 34.02 | Yes | xxx | xxx | xxx |
| 4000077721 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 6606 | xxx | 6.160% |  | No AUS | No | 6.953% |  | 6.625% |  | $3072.98 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $3821.56 | $26504.98 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 20.12% | 20.12% | Yes | Yes |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | Less than 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 11 | 15 | Work Number | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 82.88 | xxx | 82.88 | No | 29.29 | Yes | xxx | xxx | xxx |
| 4000084122 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 10040 | xxx | 6.890% |  | No AUS | No | 7.899% |  | 7.750% |  | $6820.24 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $8314.49 | $13382.49 |  |  | xxx |  |  | 0.00% | 41.71% | 41.71% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 72 | 29 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | US Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 2.78 | xxx | 4.81 | No | 80 | N/A | xxx | xxx | xxx |
| 4000084466 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.625% |  | $2677.60 | Yes | 20.000% | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $4068.28 | $0.00 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.032 | 1.032 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 54.60 | xxx | 54.6 | No | 61.78 | N/A | xxx | xxx | xxx |
| 4000084125 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 4245 | xxx | 6.890% |  | No AUS | No | 7.551% |  | 7.375% |  | $2072.02 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2798.93 | $4227.43 |  |  | xxx |  |  | 0.00% | 40.18% | 40.18% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 50.00% |  |  | Third-Party Prepared (Unaudited) | 17 | Tax Preparer |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SECorporation - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 104.18 | No | 35.29 | N/A | xxx | xxx | xxx |
| 4000084127 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 2095 | xxx | 6.830% |  | No AUS | No | 7.706% |  | 7.625% |  | $2859.49 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $3662.72 | $6271.28 | xxx | xxx | xxx | xxx | Annually | 0.00% | 49.83% | 49.83% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 26 | 26 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss) - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 5.59 | xxx | 5.59 | No | 80 | N/A | xxx | xxx | xxx |
| 4000082359 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 2100 | xxx | 6.790% |  | No AUS | No | 7.929% |  | 9.125% |  | $3905.44 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $4797.27 | $30765.35 |  |  | xxx |  |  | 0.00% | 27.19% | 25.57% | Yes | Yes |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | Less than 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 184 | 4 | Work Number | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Retirement, SSI and Disability - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 2 YRS IRS Transcripts Verified | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - 2 YRS IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | xxx | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | Yes | N/A | xxx | 194.22 | xxx | 194.22 | No | 80 | N/A | xxx | xxx | xxx |
| 4000084130 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.125% |  | $1838.85 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2054.93 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.11 | 1.1 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 6.72 | xxx | 6.72 | No | 60 | N/A | xxx | xxx | xxx |
| 4000083716 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.625% |  | $2406.50 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $3037.30 | $0.00 | xxx | xxx | xxx | xxx | Annually | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% | 0.00% | 0.00% |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.021 | 1.02 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 20.29 | xxx | 20.29 | No | 80 | N/A | xxx | xxx | xxx |
| 4000082793 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.000% |  | $18428.88 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $21426.14 | $63609.98 |  |  | xxx |  |  | 0.00% | 33.71% | 33.71% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 17 | CPA |  |  |  | Yes | 286 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, Lease Agreements Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | Unknown | N/A | xxx | .00 | xxx | 87.7 | No | 54.85 | N/A | xxx | xxx | xxx |
| 4000083413 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.375% |  | $2278.36 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $3243.21 | $0.00 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.803 | 0.803 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 185.19 | xxx | 185.19 | No | 65 | N/A | xxx | xxx | xxx |
| 4000084356 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 5050.56 | xxx | 6.750% |  | No AUS | No | 7.497% |  | 7.375% |  | $3702.02 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $4822.19 | $5573.18 |  |  | xxx |  |  | 0.00% | 46.82% | 46.82% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 100.00% | 100.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 785 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 11.62 | xxx | 11.62 | No | 80 | N/A | xxx | xxx | xxx |
| 4000084675 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.125% |  | $1544.16 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $1694.89 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% | 0.00% | 0.00% |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.357 | 1.357 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 129.83 | No | 60 | N/A | xxx | xxx | xxx |
| 4000082964 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.000% |  | $2095.70 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2975.72 | $0.00 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.008 | 1.008 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 740 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 27.95 | xxx | 27.95 | No | 70 | N/A | xxx | xxx | xxx |
| 4000086314 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.625% |  | $4289.06 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $5167.91 | $0.00 | xxx | xxx | xxx | xxx | Annually | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Proceeds from Sale |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.103 | 1.1 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 700 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 77.98 | xxx | 77.98 | No | 69.23 | N/A | xxx | xxx | xxx |
| 4000088334 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 7487.5 | xxx | 6.790% |  | No AUS | No | 7.484% |  | 7.250% |  | $3294.91 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $4216.71 | $4618.00 |  |  | xxx |  |  | 0.00% | 47.96% | 47.96% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 18 | CPA |  |  |  | Yes | 36 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 736 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | I-551 Permanent Resident Card | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 7.20 | xxx | 7.2 | No | 69.7 | N/A | xxx | xxx | xxx |
| 4000087602 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 21281.25 | xxx | 6.670% |  | No AUS | No | 7.566% |  | 7.500% |  | $5838.44 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $7166.67 | $13846.50 |  |  | xxx |  |  | 0.00% | 36.17% | 36.17% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 18 | Tax Preparer |  |  |  | Yes | 45 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 715 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | I-551 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 0.27 | No | 68.16 | N/A | xxx | xxx | xxx |
| 4000085347 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 6564 | xxx | 6.790% |  | No AUS | No | 7.306% |  | 7.250% |  | $9550.47 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $12313.41 | $23559.28 |  |  | xxx |  |  | 0.00% | 40.20% | 37.29% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 2 | 0 |  |  | 2 | 3 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 44 | 31 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Lease Agreements Verified, 1040 Schedule E Verified | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 12.99 | xxx | 12.99 | No | 80 | N/A | xxx | xxx | xxx |
| 4000088585 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.375% |  | $1243.22 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $1657.49 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% | 0.00% | 0.00% |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 0.664 | 0.66 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 803 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 102.81 | No | 61.02 | N/A | xxx | xxx | xxx |
| 4000088429 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 2450 | xxx | 6.770% |  | No AUS | No | 8.421% |  | 9.375% |  | $20793.73 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $25448.26 | $53964.07 |  |  | xxx |  |  | 0.00% | 39.26% | 34.46% | No | No |  |  |  |  |  |  | Self-Employed | Employed |  |  |  |  | 1YR Business P&L | 0 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 100.00% | 0.00% |  | Audited | 18 | CPA | N/A | N/A | 0 | Yes | 55 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified, Lease Agreements Verified \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Lease Agreements Verified | Borrower - 2 YRS Executed 4506T Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 730 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | Us Patriot Act | xxx | xxx | xxx |  |  | I-551 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 12.97 | xxx | 12.97 | No | 58.82 | N/A | xxx | xxx | xxx |
| 4000084350 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 13394.4 | xxx | 6.750% |  | No AUS | No | 7.360% |  | 7.125% |  | $4311.79 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $5006.67 | $6562.83 |  |  | xxx |  |  | 0.00% | 43.79% | 43.79% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 19 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 814 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 6.00 | xxx | 6 | No | 80 | N/A | xxx | xxx | xxx |
| 4000084846 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 5977.48 | xxx | 6.790% |  | No AUS | No | 7.163% |  | 6.875% |  | $1497.80 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $1832.64 | $7836.44 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 47.25% | 47.25% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 299 | 30 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 169.43 | xxx | 169.43 | No | 80 | N/A | xxx | xxx | xxx |
| 4000084623 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.625% |  | $1415.59 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $1807.13 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.295 | 1.275 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 76.68 | xxx | 76.68 | No | 80 | N/A | xxx | xxx | xxx |
| 4000085914 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 1925.25 | xxx | 6.790% |  | No AUS | No | 8.175% |  | 8.125% |  | $9800.96 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $10793.15 | $15251.15 | xxx | xxx | xxx | xxx | Annually | 0.00% | 43.63% | 43.63% | No | No |  |  |  |  |  |  | Not Employed | Self-Employed |  |  |  |  | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | Yes | Yes | 0 | 12 | 100.00% | 0.00% | 100.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | Yes | 204 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - N/A \|\| Co Borrower - SESCorp - CPA Letter Verified, Business Bank Statements Verified, Lease Agreements Verified | Borrower \|\| Co Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 716 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 11.66 | xxx | 11.66 | No | 80 | N/A | xxx | xxx | xxx |
| 4000085753 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 7916.42 | xxx | 6.750% |  | No AUS | No | 7.080% |  | 6.750% |  | $1657.17 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2282.52 | $2471.16 |  |  | xxx |  |  | 0.00% | 48.72% | 48.72% | No | No |  |  |  |  |  |  | Self-Employed | Not Employed |  |  |  |  | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | N/A | 0 | 0 | 100.00% | 100.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 31 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SESCorp - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified, Lease Agreements Verified \|\| Co Borrower | Borrower - 2 YRS Executed 4506T Verified \|\| Co Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Permanent Resident Alien | Permanent Resident Alien |  | Real ID Driver's License |  | xxx | xxx | xxx |  |  | I-151 Permanent Resident Card |  | xxx | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 9.61 | xxx | 9.61 | No | 70 | N/A | xxx | xxx | xxx |
| 4000084728 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 13450 | xxx | 6.770% |  | No AUS | No | 8.661% |  | 9.375% |  | $7984.79 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $9366.96 | $21454.20 |  |  | xxx |  |  | 0.00% | 36.67% | 32.96% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 30 | 30 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Commission, Overtime and Bonus, Other REO Net Rental Income(Loss) - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 785 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 6.73 | xxx | 6.73 | No | 80 | N/A | xxx | xxx | xxx |
| 4000090754 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 3995 | xxx | 6.750% |  | No AUS | No | 7.313% |  | 7.125% |  | $2358.01 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $4456.65 | $25614.63 |  |  | xxx |  |  | 0.00% | 14.92% | 14.92% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 18 | Tax Preparer |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 743 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 20.49 | xxx | 20.49 | No | 19.44 | N/A | xxx | xxx | xxx |
| 4000086712 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 11845 | xxx | 6.790% |  | No AUS | No | 7.073% |  | 6.750% |  | $2568.45 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $3585.76 | $8424.24 | xxx | xxx | xxx | xxx | Annually | 0.00% | 35.20% | 35.20% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Written Verification of Employment | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 43 | 30 | FNMA 1005 | Yes | 43 | 30 | FNMA 1005 | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified \|\| Co Borrower - Wage - Written VOE Verified | Borrower \|\| Co Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 18.57 | xxx | 18.57 | No | 75 | N/A | xxx | xxx | xxx |
| 4000090859 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 1740 | xxx | 6.750% |  | No AUS | No | 7.554% |  | 7.500% |  | $3321.27 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $4094.00 | $7820.00 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 34.83% | 34.83% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 33 | 30 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified, 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 816 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | I-551 Permanent Resident Card | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 44.52 | No | 69.85 | Yes | xxx | xxx | xxx |
| 4000088392 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 15200 | xxx | 6.770% |  | No AUS | No | 8.499% |  | 9.375% |  | $9149.25 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $10783.67 | $20807.74 |  |  | xxx |  |  | 0.00% | 36.11% | 30.62% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 67 | 31 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 810 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 19.98 | xxx | 19.98 | No | 73.33 | N/A | xxx | xxx | xxx |
| 4000086694 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.250% |  | $1179.31 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $1596.54 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.127 | 1.127 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Non Permanent Resident Alien | Non-Permanent Resident Alien |  | Other | USA Patriot Act | xxx | xxx | xxx |  |  | Work Visa |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 8.24 | xxx | 8.24 | No | 75 | N/A | xxx | xxx | xxx |
| 4000088426 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 8305 | xxx | 6.770% |  | No AUS | No | 8.914% |  | 9.375% |  | $1979.56 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2691.68 | $5280.31 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 37.25% | 32.71% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 74 | 30 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus, Commission - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 748 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 17.11 | xxx | 17.11 | No | 44.24 | N/A | xxx | xxx | xxx |
| 4000087605 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.375% |  | $6906.74 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $8302.94 | $44303.18 |  |  | xxx |  |  | 0.00% | 39.76% | 39.76% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 80.00% |  | Stocks/Bonds | Audited | 18 | CPA |  |  |  | Yes | 187 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SEPartnership, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, Lease Agreements Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 805 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 7.75 | xxx | 7.75 | No | 80 | N/A | xxx | xxx | xxx |
| 4000086688 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 10250 | xxx | 6.770% |  | No AUS | No | 8.622% |  | 9.375% |  | $5855.51 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $6912.00 | $12755.74 | xxx | xxx | xxx | xxx | Annually | 0.00% | 36.98% | 32.00% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 30 | 30 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus, Other - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | I-551 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 37.74 | xxx | 37.74 | No | 80 | N/A | xxx | xxx | xxx |
| 4000086725 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 13450 | xxx | 6.790% |  | No AUS | No | 7.348% |  | 7.250% |  | $3274.44 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $4432.73 | $10712.57 |  |  | xxx |  |  | 0.00% | 30.80% | 30.80% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 18 | Tax Preparer |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 0.5 | No | 48.73 | N/A | xxx | xxx | xxx |
| 4000086730 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.375% |  | $3418.84 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $3942.51 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.446 | 1.446 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 722 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 122.14 | No | 58.24 | N/A | xxx | xxx | xxx |
| 4000090857 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 2961.81 | xxx | 6.750% |  | No AUS | No | 7.736% |  | 7.625% |  | $2898.02 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $3910.03 | $7795.84 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 38.84% | 38.84% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 18 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 6.98 | xxx | 6.98 | No | 80 | Yes | xxx | xxx | xxx |
| 4000090750 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 11244.5 | xxx | 6.750% |  | No AUS | No | 7.802% |  | 7.500% |  | $3435.94 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $4791.49 | $26199.63 |  |  | xxx |  |  | 0.00% | 43.75% | 43.75% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 18 | Tax Preparer |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 687 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 27.27 | xxx | 27.27 | No | 60 | N/A | xxx | xxx | xxx |
| 4000085826 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 7373.8 | xxx | 6.070% |  | No AUS | No | 7.482% |  | 7.000% |  | $2372.37 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $3108.73 | $4837.77 |  |  | xxx |  |  | 0.00% | 39.53% | 39.53% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 30 | 30 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 703 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 1.05 | xxx | 1.05 | No | 60 | N/A | xxx | xxx | xxx |
| 4000086702 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 3387.5 | xxx | 6.790% |  | No AUS | No | 7.386% |  | 7.250% |  | $3751.96 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $6515.51 | $8872.87 |  |  | xxx |  |  | 0.00% | 42.79% | 42.79% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 47 | 47 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified, Lease Agreements Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 802 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 244.18 | xxx | 244.18 | No | 26.69 | N/A | xxx | xxx | xxx |
| 4000086685 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.750% |  | $1454.32 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2165.50 | $0.00 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.877 | 0.877 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 749 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 40.23 | No | 70 | Yes | xxx | xxx | xxx |
| 4000086680 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 6240 | xxx | 6.750% |  | No AUS | No | 7.406% |  | 7.000% |  | $1443.70 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $1990.68 | $3053.32 |  |  | xxx |  |  | 0.00% | 44.49% | 44.49% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 31 | 31 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Permanent Resident Alien | Permanent Resident Alien |  | Other | USA Patriot Act | xxx | xxx | xxx |  |  | I-551 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 4.82 | xxx | 4.82 | No | 79.78 | N/A | xxx | xxx | xxx |
| 4000090758 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 11820 | xxx | 6.630% |  | No AUS | No | 6.755% |  | 6.625% |  | $6960.18 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $8703.52 | $20171.32 |  |  | xxx |  |  | 0.00% | 30.36% | 30.36% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 19 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Permanent Resident Alien | Permanent Resident Alien |  | Other | USA Patriot Act | xxx | xxx | xxx |  |  | I-151 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 13.57 | xxx | 13.57 | No | 74.97 | N/A | xxx | xxx | xxx |
| 4000088419 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.125% |  | $1684.29 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2025.62 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% | 0.00% |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.629 | 1.629 | N/A | Borrower - N/A, N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 811 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 120.34 | No | 29.07 | N/A | xxx | xxx | xxx |
| 4000090751 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 9345 | xxx | 6.750% |  | No AUS | No | 7.273% |  | 7.125% |  | $5928.72 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $7372.88 | $17748.45 |  |  | xxx |  |  | 0.00% | 38.39% | 38.39% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 19 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 15.28 | xxx | 15.28 | No | 80 | N/A | xxx | xxx | xxx |
| 4000088439 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.875% |  | $1809.83 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2767.78 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.156 | 1.15 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 811 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 5.61 | xxx | 5.61 | No | 34.01 | N/A | xxx | xxx | xxx |
| 4000090764 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 2745 | xxx | 6.750% |  | No AUS | No | 7.071% |  | 7.000% |  | $3393.04 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $4152.31 | $5514.37 |  |  | xxx |  |  | 0.00% | 43.83% | 43.83% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 19 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 36.27 | No | 42.5 | N/A | xxx | xxx | xxx |
| 4000088416 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 11481.25 | xxx | 6.770% |  | No AUS | No | 8.693% |  | 9.375% |  | $6674.78 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $7871.63 | $37618.32 |  |  | xxx |  |  | 0.00% | 43.00% | 41.57% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 18 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 754 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 1.06 | xxx | 1.06 | No | 75 | N/A | xxx | xxx | xxx |
| 4000086721 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 12550 | xxx | 6.760% |  | No AUS | No | 8.566% |  | 9.375% |  | $7385.93 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $9184.42 | $18523.73 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 39.00% | 34.57% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Written Verification of Employment | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 100.00% | 100.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 55 | 32 | FNMA 1005 | Yes | 54 | 32 | FNMA 1005 | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - Written VOE Verified \|\| Co Borrower - Wage, Overtime and Bonus, Commission, Other REO Net Rental Income(Loss) - Written VOE Verified | Borrower \|\| Co Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | I-151 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 0 | No | 60 | N/A | xxx | xxx | xxx |
| 4000088399 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.500% |  | $4579.86 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $7296.48 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.521 | 0.52 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 77.61 | No | 52.4 | N/A | xxx | xxx | xxx |
| 4000086735 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 1250 | xxx | 6.760% |  | No AUS | No | 8.447% |  | 9.375% |  | $3684.64 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $4522.39 | $12144.53 | xxx | xxx | xxx | xxx | Annually | 0.00% | 43.53% | 40.08% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 50.00% |  |  | Audited | 18 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 803 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | Yes | N/A | xxx | 9.56 | xxx | 9.56 | No | 55.86 | N/A | xxx | xxx | xxx |
| 4000088403 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.000% |  | $2661.21 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $4383.48 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.027 | 1.02 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 88.29 | No | 30.77 | N/A | xxx | xxx | xxx |
| 4000082672 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.750% |  | $1060.29 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $1309.87 | $0.00 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.069 | 1.068 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 53.89 | xxx | 53.89 | No | 80 | N/A | xxx | xxx | xxx |
| 4000086697 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 5850 | xxx | 6.790% |  | No AUS | No | 7.076% |  | 6.750% |  | $1426.91 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2242.47 | $3661.42 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 38.35% | 38.35% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 28.00% |  |  | Audited | 18 | Tax Preparer |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Permanent Resident Alien | Permanent Resident Alien |  | Other | USA Patriot Act | xxx | xxx | xxx |  |  | I-551 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 12.08 | xxx | 12.08 | No | 62.86 | Yes | xxx | xxx | xxx |
| 4000088438 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.125% |  | $10105.77 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $8.33 | $12737.27 | $11429.71 |  |  | xxx |  |  | 0.00% | 39.98% | 39.98% | Yes | Yes |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, N/A, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified \|\| Co Borrower | Borrower - 2 YRS Executed 4506T Verified \|\| Co Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Lease Hold | No | No | N/A | xxx | 181.92 | xxx | 181.92 | No | 48.39 | N/A | xxx | xxx | xxx |
| 4000084097 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.875% |  | $4321.41 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $5679.65 | $49042.28 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 17.21% | 17.21% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 100.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 2 YRS Executed 4506T Verified, Business Bank Statements Verified | Borrower - 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 187.88 | xxx | 187.88 | No | 80 | N/A | xxx | xxx | xxx |
| 4000091026 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 16890 | xxx | 6.750% |  | No AUS | No | 7.591% |  | 7.375% |  | $6354.21 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $7818.42 | $235594.28 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 7.24% | 7.24% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 100.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | Yes | Borrower - SESCorp, Other REO Net Rental Income(Loss) - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified | Borrower - 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 481.53 | xxx | 481.53 | No | 80 | N/A | xxx | xxx | xxx |
| 4000091572 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 11494 | xxx | 6.630% |  | No AUS | No | 7.353% |  | 7.125% |  | $4608.23 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $5613.86 | $7921.05 |  |  | xxx |  |  | 0.00% | 42.27% | 42.27% | No | No |  |  |  |  |  |  | Self-Employed | Not Employed |  |  |  |  | 1YR Business P&L | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% |  |  | Audited | 19 | Tax Preparer | N/A | N/A | 0 | Yes | 60 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified \|\| Co Borrower | Borrower \|\| Co Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 748 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 5.52 | xxx | 5.52 | No | 80 | N/A | xxx | xxx | xxx |
| 4000090763 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 26325 | xxx | 6.770% |  | No AUS | No | 8.588% |  | 9.375% |  | $16551.81 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $19593.06 | $40444.15 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 37.05% | 32.66% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 19 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 34.83 | xxx | 34.83 | No | 78.81 | N/A | xxx | xxx | xxx |
| 4000091612 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 14650 | xxx | 6.610% |  | No AUS | No | 6.863% |  | 6.625% |  | $4226.05 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $5489.87 | $11266.79 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 38.91% | 38.91% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Written Verification of Employment | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 48 | 48 | FNMA 1005 | Yes | 38 | 38 | FNMA 1005 | No | 0 |  |  | Borrower - Wage, Overtime and Bonus, Commission, Other REO Net Rental Income(Loss) - Written VOE Verified \|\| Co Borrower - Wage, Overtime and Bonus - Written VOE Verified | Borrower \|\| Co Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 7.52 | xxx | 7.52 | No | 80 | N/A | xxx | xxx | xxx |
| 4000091579 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.875% |  | $1970.79 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2798.78 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.429 | 1.42 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 753 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 5.10 | xxx | 109.97 | No | 20 | N/A | xxx | xxx | xxx |
| 4000091576 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 17312.5 | xxx | 6.630% |  | No AUS | No | 7.121% |  | 6.875% |  | $5557.61 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $6922.63 | $11086.75 |  |  | xxx |  |  | 0.00% | 38.80% | 38.80% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Written Verification of Employment | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 24 | 17 | FNMA 1005 | Yes | 25 | 25 | FNMA 1005 | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, Commission - Written VOE Verified, 2 YRS Executed 4506T Verified \|\| Co Borrower - Wage - Written VOE Verified, 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 4.59 | xxx | 4.59 | No | 69.34 | N/A | xxx | xxx | xxx |
| 4000091027 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 9945 | xxx | 6.750% |  | No AUS | No | 7.733% |  | 7.625% |  | $10616.90 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $13088.40 | $18484.22 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 43.99% | 43.99% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 28 | 28 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 707 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 30.34 | xxx | 30.34 | No | 74.26 | Yes | xxx | xxx | xxx |
| 4000091614 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 8462.5 | xxx | 6.770% |  | No AUS | No | 8.278% |  | 9.375% |  | $4241.92 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $5337.61 | $12671.59 |  |  | xxx |  |  | 0.00% | 43.27% | 38.54% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 31 | 31 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, Commission, Other REO Net Rental Income(Loss) - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 819 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .89 | xxx | 0.89 | No | 59.3 | N/A | xxx | xxx | xxx |
| 4000090777 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 16845 | xxx | 6.610% |  | No AUS | No | 6.462% |  | 6.375% |  | $12477.40 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $18269.87 | $47019.62 |  |  | xxx |  |  | 0.00% | 46.95% | 46.95% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 18 | CPA |  |  |  | Yes | 60 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SECorporation, SECorporation, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, Lease Agreements Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 31.56 | xxx | 31.61 | No | 31.91 | N/A | xxx | xxx | xxx |
| 4000090861 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.375% |  | $1484.95 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $1814.58 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.433 | 1.43 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 660 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 111.19 | No | 39.09 | N/A | xxx | xxx | xxx |
| 4000091221 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.375% |  | $2757.18 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $4158.59 | $0.00 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.842 | 0.842 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 662 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 55.71 | No | 49.9 | Yes | xxx | xxx | xxx |
| 4000088397 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 5400 | xxx | 6.750% |  | No AUS | No | 7.271% |  | 7.000% |  | $1750.00 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $5741.12 | $15728.51 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 46.84% | 46.84% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 19 | Tax Preparer |  |  |  | Yes | 60 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 812 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .38 | xxx | 0.38 | No | 13.63 | N/A | xxx | xxx | xxx |
| 4000091665 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.875% |  | $5124.04 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $6507.89 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.722 | 0.72 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 67.79 | xxx | 67.79 | No | 60 | N/A | xxx | xxx | xxx |
| 4000091636 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 7732 | xxx | 6.630% |  | No AUS | No | 6.931% |  | 6.750% |  | $3523.18 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $4407.23 | $6607.77 |  |  | xxx |  |  | 0.00% | 40.36% | 40.36% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 36 | 31 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | I-551 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 9.23 | xxx | 9.23 | No | 80 | N/A | xxx | xxx | xxx |
| 4000092880 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 22050 | xxx | 6.750% |  | No AUS | No | 7.208% |  | 7.125% |  | $6265.58 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $7689.41 | $11045.72 |  |  | xxx |  |  | 0.00% | 46.88% | 46.88% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 49 | 30 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .23 | xxx | 0.23 | No | 75 | N/A | xxx | xxx | xxx |
| 4000092766 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 8305 | xxx | 6.750% |  | No AUS | No | 7.397% |  | 7.250% |  | $4297.71 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $5406.84 | $6804.16 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 46.21% | 46.21% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 31 | 29 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, Commission - Written VOE Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | I-551 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 36.56 | No | 68.85 | Yes | xxx | xxx | xxx |
| 4000091559 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 7980 | xxx | 6.630% |  | No AUS | No | 6.908% |  | 6.750% |  | $3684.04 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $4535.22 | $8498.78 |  |  | xxx |  |  | 0.00% | 43.51% | 43.51% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 33 | 30 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 5.54 | xxx | 5.54 | No | 80 | N/A | xxx | xxx | xxx |
| 4000091689 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.750% |  | $3242.99 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $3771.57 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.273 | 1.27 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 802 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 128.91 | No | 45.45 | N/A | xxx | xxx | xxx |
| 4000091573 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.750% |  | $4244.74 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $5148.04 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% | 0.00% | 0.00% |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.049 | 1.04 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 750 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 6.07 | xxx | 6.07 | No | 75 | N/A | xxx | xxx | xxx |
| 4000085002 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.625% |  | $900.31 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $1094.80 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.187 | 1.187 |  | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 46.12 | xxx | 46.12 | No | 80 | N/A | xxx | xxx | xxx |
| 4000092827 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 11425 | xxx | 6.630% |  | No AUS | No | 6.837% |  | 6.500% |  | $2521.95 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $3173.41 | $8643.37 |  |  | xxx |  |  | 0.00% | 30.16% | 30.16% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 41 | 31 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, Commission - Written VOE Verified, 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 4.18 | No | 79.96 | N/A | xxx | xxx | xxx |
| 4000093166 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 11280 | xxx | 6.610% |  | No AUS | No | 7.041% |  | 7.000% |  | $3269.96 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $4038.31 | $7421.69 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 35.46% | 35.46% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 31 | 31 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 7.21 | xxx | 7.21 | No | 75.04 | N/A | xxx | xxx | xxx |
| 4000089825 | xxx |  | xxx | xxx | xxx | Yes | xxx | xxx | xxx | xxx | xxx | ATR/QM: Exempt | Yes | No | No | N/A | Appendix Q Documentation | 10310 | xxx | 6.630% |  | No AUS | No | 8.905% |  | 8.500% |  | $2952.62 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $3596.67 | $13933.62 |  |  | xxx |  |  | 0.00% | 45.76% | 45.76% | No | No |  |  |  |  |  |  | Self-Employed | Retired |  |  |  |  | 1YR Business P&L | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 0.00% | Stocks/Bonds | Audited | 12 | CPA | N/A | N/A | 0 | Yes | 120 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified - ["2024","2025"] \|\| Co Borrower - Retirement - 2 YRS Executed 4506T Verified, Award Letter Verified - ["2025"] | Borrower - 2 YRS Executed 4506T Verified - ["2024","2025"] \|\| Co Borrower - 2 YRS Executed 4506T Verified - ["2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 737 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 24.49 | xxx | 24.49 | No | 80 | N/A | xxx | xxx | xxx |
| 4000093458 | xxx |  | xxx | xxx | xxx | Yes | xxx | xxx | xxx | xxx | xxx | ATR/QM: Exempt | Yes | No | No | N/A | Appendix Q Documentation | 10559.81 | xxx | 6.540% |  | No AUS | No | 7.662% |  | 7.500% |  | $5162.99 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $5894.17 | $13720.83 | xxx | xxx | xxx | xxx | Annually | 0.00% | 39.03% | 39.03% | No | No |  |  |  |  |  |  | Self-Employed | Employed |  |  |  |  | 12 Month Bank Statement | 0 | 2 | NA | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | Yes | 0 | 0 | 74.85% | 100.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - 2 YRS Executed 4506T Verified, Business Bank Statements Verified \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 764 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 61.50 | xxx | 61.5 | No | 80 | N/A | xxx | xxx | xxx |
| 4000091501 | xxx |  | xxx | xxx | xxx | Yes | xxx | xxx | xxx | xxx | xxx | ATR/QM: Exempt | Yes | No | No | N/A | Appendix Q Documentation | 1880 | xxx | 6.630% |  | No AUS | No | 7.785% |  | 7.750% |  | $5580.85 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $6684.50 | $14327.28 |  |  | xxx |  |  | 0.00% | 32.06% | 32.06% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Asset Depletion – Debt Ratio Calculation | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | Yes | No | 60 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 7 | 8 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Asset Depletion - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 806 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 99.05 | xxx | 99.05 | No | 49.06 | N/A | xxx | xxx | xxx |
| 4000092370 | xxx |  | xxx | xxx | xxx | Yes | xxx | xxx | xxx | xxx | xxx | ATR/QM: Exempt | Yes | No | No | N/A | Appendix Q Documentation | 1140 | xxx | 6.570% |  | No AUS | No | 6.809% |  | 6.750% |  | $3242.99 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $4149.03 | $32976.08 |  |  | xxx |  |  | 0.00% | 33.45% | 33.45% | Yes | Yes |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | 1YR Full Doc | 1 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 1 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified \|\| Co Borrower - N/A - 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 53.16 | xxx | 53.16 | No | 50 | N/A | xxx | xxx | xxx |
| 4000092365 | xxx |  | xxx | xxx | xxx | Yes | xxx | xxx | xxx | xxx | xxx | ATR/QM: Exempt | Yes | No | No | N/A | Appendix Q Documentation | 3470.04 | xxx | 6.320% |  | No AUS | No | 6.601% |  | 6.500% |  | $2399.33 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2864.07 | $4297.17 |  |  | xxx |  |  | 0.00% | 44.75% | 44.75% | No |  |  |  |  |  |  |  | Not Employed |  |  |  |  |  | Asset Depletion – Debt Ratio Calculation | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | Yes | No | 60 | No | Yes | Yes | 2 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Asset Depletion - 2 YRS Executed 4506T Verified, Personal Bank Statements Verified | Borrower - 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 162.93 | xxx | 162.93 | No | 80 | N/A | xxx | xxx | xxx |
| 4000091511 | xxx |  | xxx | xxx | xxx | Yes | xxx | xxx | xxx | xxx | xxx | ATR/QM: Exempt | Yes | No | No | N/A | Appendix Q Documentation | 23295.1 | xxx | 6.630% |  | No AUS | No | 8.762% |  | 8.500% |  | $8265.85 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $9291.89 | $15613.16 |  |  | xxx |  |  | 0.00% | 44.83% | 44.83% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 12 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 679 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 9.80 | xxx | 9.91 | No | 69.36 | N/A | xxx | xxx | xxx |
| 4000090705 | xxx |  | xxx | xxx | xxx | Yes | xxx | xxx | xxx | xxx | xxx | ATR/QM: Exempt | Yes | No | No | N/A | Appendix Q Documentation | 13058.78 | xxx | 6.610% |  | No AUS | No | 8.893% |  | 8.500% |  | $3149.40 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $3510.06 | $34950.93 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 11.47% | 11.47% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified | Borrower - 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 705 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | I-151 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 12.69 | xxx | 12.69 | No | 80 | N/A | xxx | xxx | xxx |
| 4000094805 | xxx |  | xxx | xxx | xxx | Yes | xxx | xxx | xxx | xxx | xxx | ATR/QM: Exempt | Yes | No | No | N/A | Appendix Q Documentation | 8795 | xxx | 6.320% |  | No AUS | No | 7.135% |  | 6.875% |  | $1313.86 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $1930.92 | $1836.38 |  |  | xxx |  |  | 0.00% | 53.67% | 53.67% | No | No |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | 1YR 1099 Only | 1 | 1 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Other - 1 YR W2 1099 Verified, 2 YRS Executed 4506T Verified - ["2024"] \|\| Co Borrower - Other - 1 YR W2 1099 Verified, 2 YRS Executed 4506T Verified - ["2024"] | Borrower - 2 YRS Executed 4506T Verified - ["2024"] \|\| Co Borrower - 2 YRS Executed 4506T Verified - ["2024"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 710 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 1.76 | xxx | 6 | No | 41.67 | N/A | xxx | xxx | xxx |
| 4000095924 | xxx |  | xxx | xxx | xxx | Yes | xxx | xxx | xxx | xxx | xxx | ATR/QM: Exempt | Yes | No | No | N/A | Appendix Q Documentation | 11035 | xxx | 6.220% |  | No AUS | No | 7.244% |  | 6.875% |  | $2207.28 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2857.03 | $3842.23 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 48.16% | 48.16% | No |  |  |  |  |  |  |  | Not Employed |  |  |  |  |  | Asset Depletion – Debt Ratio Calculation | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | Yes | No | 60 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Proceeds from Sale | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Asset Depletion - 2 YRS Executed 4506T Verified - ["2025"] | Borrower - 2 YRS Executed 4506T Verified - ["2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 165.61 | xxx | 165.61 | No | 80 | N/A | xxx | xxx | xxx |
| 4000095932 | xxx |  | xxx | xxx | xxx | Yes | xxx | xxx | xxx | xxx | xxx | ATR/QM: Exempt | Yes | No | No | N/A | Appendix Q Documentation | 10595 | xxx | 6.220% |  | No AUS | No | 7.883% |  | 7.625% |  | $3114.29 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $3832.82 | $12956.81 | xxx | xxx | xxx | xxx | Annually | 0.00% | 51.96% | 51.96% | No | No |  |  |  |  |  |  | Self-Employed | Employed |  |  |  |  | 12 Month Bank Statement | 0 | 2 | NA | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | N/A | 0 | 0 | 24.25% | 100.00% | 0.00% | Stocks/Bonds,Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 36 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SESoleProprietor, Other, Other REO Net Rental Income(Loss) - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2025","2024"] \|\| Co Borrower - Other - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - ["2024","2023"] | Borrower - 2 YRS Executed 4506T Verified - ["2025","2024"] \|\| Co Borrower - 2 YRS Executed 4506T Verified - ["2024","2023"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 749 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | xxx | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 195.15 | xxx | 195.15 | No | 73.33 | N/A | xxx | xxx | xxx |
| 4000093464 | xxx |  | xxx | xxx | xxx | Yes | xxx | xxx | xxx | xxx | xxx | ATR/QM: Exempt | Yes | No | No | N/A | Appendix Q Documentation | 11793 | xxx | 6.540% |  | No AUS | No | 7.007% |  | 6.750% |  | $3242.34 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $3888.85 | $9892.74 | xxx | xxx | xxx | xxx | Annually | 0.00% | 28.64% | 28.64% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Asset Depletion – Total Asset Calculation | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | Yes |  | Yes | No | 60 | No | Yes | Yes | 1 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Asset Depletion, SSI and Disability - 2 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - ["2024","2023"] | Borrower - 2 YRS Executed 4506T Verified - ["2024","2023"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 724 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 86.78 | xxx | 86.78 | No | 63.28 | N/A | xxx | xxx | xxx |
| 4000096820 | xxx |  | xxx | xxx | xxx | Yes | xxx | xxx | xxx | xxx | xxx | ATR/QM: Exempt | Yes | No | No | N/A | Appendix Q Documentation | 1880 | xxx | 6.310% |  | No AUS | No | 7.062% |  | 6.990% |  | $4189.83 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $5160.35 | $26064.06 |  |  | xxx |  |  | 0.00% | 17.99% | 17.99% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 100.00% | 100.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESCorp - 2 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2025","2024"] | Borrower - 2 YRS Executed 4506T Verified - ["2025","2024"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 89.04 | xxx | 89.04 | No | 80 | N/A | xxx | xxx | xxx |
| 4000096815 | xxx |  | xxx | xxx | xxx | Yes | xxx | xxx | xxx | xxx | xxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.250% |  | $13480.41 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $15602.79 | $190552.61 |  |  | xxx |  |  | 0.00% | 22.41% | 22.41% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 100.00% | 50.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 200 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SEPartnership, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2025","2024","2023"] | Borrower - 2 YRS Executed 4506T Verified - ["2025","2024","2023"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 11.64 | xxx | 11.71 | No | 77.83 | N/A | xxx | xxx | xxx |
| 4000097846 | xxx |  | xxx | xxx | xxx | Yes | xxx | xxx | xxx | xxx | xxx | ATR/QM: Exempt | Yes | No | No | N/A | Appendix Q Documentation | 8020 | xxx | 6.310% |  | No AUS | No | 7.951% |  | 7.625% |  | $2203.00 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $3028.76 | $11700.65 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 43.55% | 43.55% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 60 | No | Yes | Yes | 0 | 12 | No |  |  |  | 80.34% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Asset Depletion - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2025","2024"] | Borrower - 2 YRS Executed 4506T Verified - ["2025","2024"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 707 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 25.96 | xxx | 25.96 | No | 75 | Yes | xxx | xxx | xxx |
| 4000096799 | xxx |  | xxx | xxx | xxx | Yes | xxx | xxx | xxx | xxx | xxx | ATR/QM: Exempt | Yes | No | No | N/A | Appendix Q Documentation | 9480 | xxx | 6.310% |  | No AUS | No | 7.080% |  | 6.875% |  | $4151.79 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $5574.10 | $-6260.10 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | No | No |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Asset Utilization (No DTI) | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | Yes | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - N/A - 2 YRS Executed 4506T Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 199.66 | xxx | 199.66 | No | 80 | N/A | xxx | xxx | xxx |
| 4000097818 | xxx |  | xxx | xxx | xxx | Yes | xxx | xxx | xxx | xxx | xxx | ATR/QM: Exempt | Yes | No | No | N/A | Appendix Q Documentation | 7722 | xxx | 6.310% |  | No AUS | No | 7.098% |  | 6.750% |  | $1821.26 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2427.02 | $5185.33 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 32.24% | 32.24% | No |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Asset Depletion – Total Asset Calculation | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | Yes | No | 60 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Asset Depletion - 2 YRS Executed 4506T Verified - ["2024","2023"] | Borrower - 2 YRS Executed 4506T Verified - ["2024","2023"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 810 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 250.10 | xxx | 250.1 | No | 54 | N/A | xxx | xxx | xxx |
| 4000092120 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.249% |  | $1381.84 | Yes | 18.000% | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2232.73 | $0.00 | xxx | xxx | xxx | xxx | Annually | 0.00% | 0.00% | 0.00% | Unknown |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.023 | 1.049 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 733 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 125.69 | xxx | 129.59 | No | 75 | N/A | xxx | xxx | xxx |
| 4000092127 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.249% |  | $1381.84 | Yes | 18.000% | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2232.73 | $0.00 | xxx | xxx | xxx | xxx | Annually | 0.00% | 0.00% | 0.00% | Unknown |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.023 | 1.023 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 733 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | Unknown | N/A | xxx | 130.37 | xxx | 130.37 | No | 75 | N/A | xxx | xxx | xxx |
| 4000092129 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.249% |  | $1381.84 | Yes | 18.000% | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2177.65 | $0.00 |  |  |  |  |  | 0.00% | 0.00% | 0.00% | Unknown |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.049 | 1.049 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 733 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | Unknown | N/A | xxx | 129.67 | xxx | 129.67 | No | 75 | N/A | xxx | xxx | xxx |
| 4000092130 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.249% |  | $1386.37 | Yes | 18.000% | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2239.35 | $0.00 | xxx | xxx | xxx | xxx | Annually | 0.00% | 0.00% | 0.00% | Unknown |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.02 | 1.02 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 733 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 126.47 | xxx | 130.37 | No | 75 | N/A | xxx | xxx | xxx |
| 4000092121 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.249% |  | $1390.90 | Yes | 18.000% | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2245.97 | $0.00 | xxx | xxx | xxx | xxx | Annually | 0.00% | 0.00% | 0.00% | Unknown |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.017 | 1.042 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 733 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 126.23 | xxx | 130.25 | No | 75 | N/A | xxx | xxx | xxx |
| 4000092131 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.249% |  | $1381.84 | Yes | 18.000% | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2232.73 | $0.00 | xxx | xxx | xxx | xxx | Annually | 0.00% | 0.00% | 0.00% | Unknown |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.023 | 1.049 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 733 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | Unknown | N/A | xxx | 126.47 | xxx | 130.37 | No | 75 | N/A | xxx | xxx | xxx |
| 4000092132 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.249% |  | $1381.84 | Yes | 18.000% | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2232.73 | $0.00 | xxx | xxx | xxx | xxx | Annually | 0.00% | 0.00% | 0.00% | Unknown |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.023 | 1.049 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 733 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 126.47 | xxx | 130.37 | No | 75 | N/A | xxx | xxx | xxx |
| 4000092122 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.249% |  | $1386.37 | Yes | 18.000% | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2239.35 | $0.00 | xxx | xxx | xxx | xxx | Annually | 0.00% | 0.00% | 0.00% | Unknown |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.02 | 1.046 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 733 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 126.41 | xxx | 130.31 | No | 75 | N/A | xxx | xxx | xxx |

---

## Exhibit 99.2

**Exhibit 99.2 Schedule 2**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Seller Name** | **Loan Program** | **Documentation Type** | **Executed NOO Docs in File** | **Lease In Place Flag** | **Actual In Place Rent** | **Third Party Market Rent Estimate** | **Third Party Rent Source** | **Actual Short Term Rent Amount** | **Actual Short Term Rent Source** | **Short Term Rent Number of Months** | **Short Term Rental Occupancy Factor** | **Rental Income Used for Property DSCR Calculation** | **Rental Source for Property DSCR Calculation** | **DSCR Calculation Based On Short Rental Income Flag** | **Property DTI** | **Originator DSCR** | **TPR DSCR** | **PITIA** | **Gross Rental Income Unit 1** | **Lease End Date Unit 1** | **Lease Term Unit 1** | **Gross Rental Income Unit 2** | **Lease End Date Unit 2** | **Lease Term Unit 2** | **Gross Rental Income Unit 3** | **Lease End Date Unit 3** | **Lease Term Unit 3** | **Gross Rental Income Unit 4** | **Lease End Date Unit 4** | **Lease Term Unit 4** | **Gross Rental Income Unit 5** | **Lease End Date Unit 5** | **Lease Term Unit 5** | **Gross Rental Income Unit 6** | **Lease End Date Unit 6** | **Lease Term Unit 6** | **Gross Rental Income Unit 7** | **Lease End Date Unit 7** | **Lease Term Unit 7** | **Gross Rental Income Unit 8+** | **Rent Loss Insurance** | **Rent Loss Insurance Amount** | **Fee Amount** | **Acquisition Cost** | **Renovation Cost** | **Effective Gross Income** | **Turnover Costs** | **Repairs and Maintenance** | **Marketing and Leasing Costs** | **Utilities** | **Other Costs** | **Cap Ex Reserve** | **Section 8** | **Blanket Mortgage/Cross Collateral Flag** | **Number of Years Property Owned** | **Number of Mortgaged Properties With Lender** | **Number of Properties Securing Loan** | **Foreign National Alternative Credit Documentation** | **Months Reserves** | **Loan Closed in the name of Business Entity** | **Vested Business Entity Name** | **Vested Business Entity Type** | **Qualifying Primary Borrower Type** | **Qualifying Primary Borrower First Name** | **Qualifying Primary Borrower Last Name** | **Qualifying CoBorrower Type** | **Qualifying CoBorrower First Name** | **Qualifying CoBorrower Last Name** | **Qualifying CoBorrower 2 Type** | **Qualifying CoBorrower 2 First Name** | **Qualifying CoBorrower 2 Last Name** | **Qualifying CoBorrower 3 Type** | **Qualifying CoBorrower 3 First Name** | **Qualifying CoBorrower 3 Last Name** | **Non-Qualifying Guarantor 1 First Name** | **Non-Qualifying Guarantor 1 Last Name** | **Non-Qualifying Guarantor 1 Citizenship** | **Non-Qualifying Guarantor 1 Country Name** | **Non-Qualifying Guarantor 2 First Name** | **Non-Qualifying Guarantor 2 Last Name** | **Non-Qualifying Guarantor 2 Citizenship** | **Non-Qualifying Guarantor 2 Country Name** | **Personal Guaranty** | **Total Number of Guarantors** | **Personal Guaranty Recourse Level** | **Business Entity EIN** |
| 4000066579 | xxx |  |  | xxx | Debt Service Coverage Ratio | Present | Yes | 8200 | 8500 | Appraisal - 1007 |  | N/A |  |  | 8200 | Actual In Place Rent | No | 92.04 | 1.09 | 1.086 | xxx | xxx | xxx | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 8200 |  |  |  |  |  |  |  | No | 3.5 | 1 | 1 | N/A | 152.34 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000069412 | xxx |  |  | xxx | Debt Service Coverage Ratio | Present | No | 0 | 1425 | Appraisal - 1007 |  | N/A |  |  | 1425 | Appraisal - 1007 | No | 98.45 | 1.004 | 1.016 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 1425 |  |  |  |  |  |  | No | No | 0 | 1 | 1 | N/A | 11.2 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000075595 | xxx |  |  | xxx | Debt Service Coverage Ratio | Present | Yes | 2800 | 3200 | Appraisal - 1007 |  | N/A |  |  | 2800 | Actual In Place Rent | No | 70.78 | 1.413 | 1.413 | xxx | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | 2800 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 25.9 | 1 | 1 | N/A | 60.38 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000074724 | xxx |  |  | xxx | Debt Service Coverage Ratio | Present | Yes | 13500 | 11000 | Appraisal - 1007 |  | N/A |  |  | 11000 | Appraisal - 1007 | No | 87.13 | 1.148 | 1.148 | xxx | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | 11000 |  |  |  |  |  |  |  | No | 1.5 | 1 | 1 | N/A | 194.06 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000077268 | xxx |  |  | xxx | Debt Service Coverage Ratio | Present | Yes | 3795 | 4000 | Appraisal - 1007 |  | N/A |  |  | 3795 | Actual In Place Rent | No | 92.95 | 1.075 | 1.076 | xxx | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | 3795 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 541.96 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000084466 | xxx |  |  | xxx | Debt Service Coverage Ratio | Present | No | 0 | 4200 | Appraisal - 1007 |  | N/A |  |  | 4200 | Appraisal - 1007 | No | 96.86 | 1.032 | 1.032 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | 4200 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0.1 | 1 | 1 | N/A | 54.6 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse |  |
| 4000084130 | xxx |  |  | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2280 | Appraisal - 1007 |  | N/A |  |  | 2280 | Appraisal - 1007 | No | 90.13 | 1.1 | 1.11 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | 2280 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 6.72 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000083716 | xxx |  |  | xxx | Debt Service Coverage Ratio | Present | Yes | 3100 | 3100 | Appraisal - 1007 |  | N/A |  |  | 3100 | Appraisal - 1007 | No | 97.98 | 1.02 | 1.021 | xxx | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | 3100 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 20.29 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000082793 | xxx |  |  | xxx | 1YR Business P&L | Present | Yes |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxx | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 |  |  |  |  |  |  |  |  | No | 11.9 | 1 | 1 | N/A | 87.7 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 4000083413 | xxx |  |  | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2605 | Appraisal - 1007 |  | N/A |  |  | 2605 | Appraisal - 1007 | No | 124.5 | 0.803 | 0.803 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 2605 |  |  |  |  |  |  | No | No | 0 | 1 | 1 | N/A | 185.19 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000084675 | xxx |  |  | xxx | Debt Service Coverage Ratio | Present | Yes | 4500 | 2300 | Appraisal - 1007 |  | N/A |  |  | 2300 | Appraisal - 1007 | No | 73.69 | 1.357 | 1.357 | xxx | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | 2300 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0.1 | 1 | 1 | N/A | 129.83 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 | Full Recourse | xxx |
| 4000082964 | xxx |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 3000 | Appraisal - 1007 |  | N/A |  |  | 3000 | Appraisal - 1007 | No | 99.19 | 1.008 | 1.008 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | 3000 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 27.95 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000086314 | xxx |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 5700 | Appraisal - 1007 |  | N/A |  |  | 5700 | Appraisal - 1007 | No | 90.67 | 1.1 | 1.103 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | 5700 | 0 |  | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 77.98 | No | xxx | Limited Liability Corporation (LLC) | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | xxx |
| 4000088585 | xxx |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 1100 | 2000 | Appraisal - 1007 |  | N/A |  |  | 1100 | Actual In Place Rent | No | 150.68 | 0.66 | 0.664 | xxx | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | 1100 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 21.8 | 1 | 1 | N/A | 102.81 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000084623 | xxx |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2340 | Appraisal - 1007 |  | N/A |  |  | 2340 | Appraisal - 1007 | No | 77.23 | 1.275 | 1.295 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 2340 |  |  |  |  |  |  | No | No | 0 | 1 | 1 | N/A | 76.68 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 4000086694 | xxx |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 1800 | Appraisal - 1007 |  | N/A |  |  | 1800 | Appraisal - 1007 | No | 88.7 | 1.127 | 1.127 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | 1800 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 8.24 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000087605 | xxx |  | xxx | xxx | 1YR Business P&L | Present | No |  |  |  |  |  |  |  |  |  | No |  |  | 0 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 |  |  |  |  |  |  |  |  | No | 0 | 2 | 1 | N/A | 7.75 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000086730 | xxx |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 5700 | 6669 | Appraisal - 1025 |  | N/A |  |  | 5700 | Actual In Place Rent | No | 69.17 | 1.446 | 1.446 | xxx | xxx | xxx | 48 | xxx | xxx | 48 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 5700 |  |  |  |  |  |  |  | No | 13.3 | 1 | 1 | N/A | 122.14 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000086685 | xxx |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 1900 | 2000 | Appraisal - 1007 |  | N/A |  |  | 1900 | Actual In Place Rent | No | 113.97 | 0.877 | 0.877 | xxx | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 1900 |  |  |  |  |  |  |  | No | 5.4 | 1 | 1 | N/A | 40.23 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000088419 | xxx |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 3350 | 3300 | Appraisal - 1007 |  | N/A |  |  | 3300 | Appraisal - 1007 | No | 61.38 | 1.629 | 1.629 | xxx | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | 3300 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 33.9 | 1 | 1 | N/A | 120.34 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000088439 | xxx |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 3500 | 3200 | Appraisal - 1007 |  | N/A |  |  | 3200 | Appraisal - 1007 | No | 86.49 | 1.15 | 1.156 | xxx | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 3200 |  |  |  |  |  |  | No | No | 0 | 1 | 1 | N/A | 5.61 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000088399 | xxx |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 3800 | Appraisal - 1007 |  | N/A |  |  | 3800 | Appraisal - 1007 | No | 192.01 | 0.52 | 0.521 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 3800 |  |  |  |  |  |  | No | No | 16.6 | 1 | 1 | N/A | 77.61 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000088403 | xxx |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 4500 | 4500 | Appraisal - 1007 |  | N/A |  |  | 4500 | Appraisal - 1007 | No | 97.41 | 1.02 | 1.027 | xxx | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 |  | 4500 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 1.3 | 1 | 1 | N/A | 88.29 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000082672 | xxx |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 1450 | 1400 | Appraisal - 1025 |  | N/A |  |  | 1400 | Appraisal - 1025 | No | 93.56 | 1.068 | 1.069 | xxx | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | 1400 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0.5 | 1 | 1 | N/A | 53.89 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000088438 | xxx |  | xxx | xxx | 2YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 |  |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 181.92 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000084097 | xxx |  | xxx | xxx | 12 Month Bank Statement | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 |  |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 187.88 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000091579 | xxx |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 3600 | 4000 | Appraisal - 1007 |  | N/A |  |  | 4000 | Appraisal - 1007 | No | 69.97 | 1.42 | 1.429 | xxx | xxx | xxx | 24 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | 4000 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 18.7 | 1 | 1 | N/A | 109.97 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 4000090861 | xxx |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 3000 | 2600 | Appraisal - 1007 |  | N/A |  |  | 2600 | Appraisal - 1007 | No | 69.79 | 1.43 | 1.433 | xxx | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 2600 |  |  |  |  |  |  |  | No | 9.5 | 1 | 1 | N/A | 111.19 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000091221 | xxx |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 3500 | 4200 | Appraisal - 1007 |  | N/A |  |  | 3500 | Actual In Place Rent | No | 118.82 | 0.842 | 0.842 | xxx | xxx | xxx | 24 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | 3500 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 5.8 | 1 | 1 | N/A | 55.71 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000091665 | xxx |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 4700 | Appraisal - 1007 |  | N/A |  |  | 4700 | Appraisal - 1007 | No | 138.47 | 0.72 | 0.722 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | 4700 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 67.79 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000091689 | xxx |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 4800 | 4800 | Appraisal - 1007 |  | N/A |  |  | 4800 | Actual In Place Rent | No | 78.57 | 1.27 | 1.273 | xxx | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 4800 |  |  |  |  |  |  |  | No | 10.6 | 1 | 1 | N/A | 128.91 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000091573 | xxx |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 5400 | Appraisal - 1007 |  | N/A |  |  | 5400 | Appraisal - 1007 | No | 95.33 | 1.04 | 1.049 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | 5400 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 6.07 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000085002 | xxx |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 1300 | Appraisal - 1007 |  | N/A |  |  | 1300 | Appraisal - 1007 | No | 84.22 | 1.187 | 1.187 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  | 1300 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 46.12 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000096815 | xxx |  | xxx | xxx | 12 Month Bank Statement | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 |  |  |  |  |  |  |  |  | No | 2 | 1 | 1 | N/A | 11.71 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 4000092120 | xxx |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2285 | Appraisal - 1007 |  | N/A |  |  | 2285 | Appraisal - 1007 | No | 97.71 | 1.049 | 1.023 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | 2285 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 1.5 | 1 | 1 | N/A | 129.59 | Yes | xxx | Corporation | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 4000092127 | xxx |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2285 | Appraisal - 1007 |  | N/A |  |  | 2285 | Appraisal - 1007 | No | 97.71 | 1.023 | 1.023 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 2285 |  |  |  |  |  |  |  | No | 4.4 | 1 | 1 | N/A | 130.37 | Yes | xxx | Corporation | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 4000092129 | xxx |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2285 | Appraisal - 1007 |  | N/A |  |  | 2285 | Appraisal - 1007 | No | 95.3 | 1.049 | 1.049 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | 2285 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 1.5 | 1 | 1 | N/A | 129.67 | Yes | xxx | Corporation | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 4000092130 | xxx |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2285 | Appraisal - 1007 |  | N/A |  |  | 2285 | Appraisal - 1007 | No | 98 | 1.02 | 1.02 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | 2285 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 3.4 | 1 | 1 | N/A | 130.37 | Yes | xxx | Corporation | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 4000092121 | xxx |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2285 | Appraisal - 1007 |  | N/A |  |  | 2285 | Appraisal - 1007 | No | 98.29 | 1.042 | 1.017 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | 2285 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 1.5 | 1 | 1 | N/A | 130.25 | Yes | xxx | Corporation | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 4000092131 | xxx |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2285 | Appraisal - 1007 |  | N/A |  |  | 2285 | Appraisal - 1007 | No | 97.71 | 1.049 | 1.023 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | 2285 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 1.5 | 9 | 1 | N/A | 130.37 | Yes | xxx | Corporation | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 4000092132 | xxx |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2285 | Appraisal - 1007 |  | N/A |  |  | 2285 | Appraisal - 1007 | No | 97.71 | 1.049 | 1.023 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | 2285 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 1.5 | 9 | 1 | N/A | 130.37 | Yes | xxx | Corporation | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 4000092122 | xxx |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2285 | Appraisal - 1007 |  | N/A |  |  | 2285 | Appraisal - 1007 | No | 98 | 1.046 | 1.02 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 2285 |  |  |  |  |  |  |  | No | 4.4 | 1 | 1 | N/A | 130.31 | Yes | xxx | Corporation | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |

---

## Exhibit 99.2

**Exhibit 99.2 Schedule 3**

---

| | | | |
|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Original Loan Amount** |
| 4000066579 | xxx |  | xxx D A |
| 4000069412 | xxx |  | xxx A C |
| 4000073137 | xxx |  | xxx A |
| 4000074076 | xxx |  | xxx C A |
| 4000075595 | xxx |  | xxx D A |
| 4000075736 | xxx |  | xxx A |
| 4000075827 | xxx |  | xxx A |
| 4000076530 | xxx |  | xxx A |
| 4000074724 | xxx |  | xxx A |
| 4000080225 | xxx |  | xxx C A |
| 4000077268 | xxx |  | xxx D A |
| 4000077721 | xxx |  | xxx A |
| 4000084122 | xxx |  | xxx C A |
| 4000084466 | xxx |  | xxx D A |
| 4000084125 | xxx |  | xxx C A |
| 4000084127 | xxx |  | xxx A |
| 4000082359 | xxx |  | xxx A |
| 4000084130 | xxx |  | xxx A |
| 4000083716 | xxx |  | xxx A |
| 4000082793 | xxx |  | xxx A |
| 4000083413 | xxx |  | xxx A |
| 4000084356 | xxx |  | xxx A |
| 4000084675 | xxx |  | xxx D A |
| 4000082964 | xxx |  | xxx A |
| 4000086314 | xxx |  | xxx D A |
| 4000088334 | xxx |  | xxx A C B |
| 4000087602 | xxx |  | xxx A C B |
| 4000085347 | xxx |  | xxx C A |
| 4000088585 | xxx |  | xxx A |
| 4000088429 | xxx |  | xxx C D A |
| 4000084350 | xxx |  | xxx A D |
| 4000084846 | xxx |  | xxx A |
| 4000084623 | xxx |  | xxx C A |
| 4000085914 | xxx |  | xxx A |
| 4000085753 | xxx |  | xxx A |
| 4000084728 | xxx |  | xxx A |
| 4000090754 | xxx |  | xxx A |
| 4000086712 | xxx |  | xxx A |
| 4000090859 | xxx |  | xxx D A |
| 4000088392 | xxx |  | xxx D A |
| 4000086694 | xxx |  | xxx A C |
| 4000088426 | xxx |  | xxx D A |
| 4000087605 | xxx |  | xxx D A |
| 4000086688 | xxx |  | xxx A |
| 4000086725 | xxx |  | xxx A |
| 4000086730 | xxx |  | xxx A D |
| 4000090857 | xxx |  | xxx A |
| 4000090750 | xxx |  | xxx A D |
| 4000085826 | xxx |  | xxx A |
| 4000086702 | xxx |  | xxx A |
| 4000086685 | xxx |  | xxx A |
| 4000086680 | xxx |  | xxx A |
| 4000090758 | xxx |  | xxx A |
| 4000088419 | xxx |  | xxx A |
| 4000090751 | xxx |  | xxx D A |
| 4000088439 | xxx |  | xxx A |
| 4000090764 | xxx |  | xxx A |
| 4000088416 | xxx |  | xxx D C A |
| 4000086721 | xxx |  | xxx D A |
| 4000088399 | xxx |  | xxx A |
| 4000086735 | xxx |  | xxx A |
| 4000088403 | xxx |  | xxx A |
| 4000082672 | xxx |  | xxx A D |
| 4000086697 | xxx |  | xxx A |
| 4000088438 | xxx |  | xxx C A |
| 4000084097 | xxx |  | xxx A |
| 4000091026 | xxx |  | xxx D A |
| 4000091572 | xxx |  | xxx C A |
| 4000090763 | xxx |  | xxx A |
| 4000091612 | xxx |  | xxx A |
| 4000091579 | xxx |  | xxx A |
| 4000091576 | xxx |  | xxx A |
| 4000091027 | xxx |  | xxx A |
| 4000091614 | xxx |  | xxx D A |
| 4000090777 | xxx |  | xxx A |
| 4000090861 | xxx |  | xxx A |
| 4000091221 | xxx |  | xxx A |
| 4000088397 | xxx |  | xxx A C |
| 4000091665 | xxx |  | xxx C A |
| 4000091636 | xxx |  | xxx A |
| 4000092880 | xxx |  | xxx A |
| 4000092766 | xxx |  | xxx A |
| 4000091559 | xxx |  | xxx A |
| 4000091689 | xxx |  | xxx A |
| 4000091573 | xxx |  | xxx C A |
| 4000085002 | xxx |  | xxx C A |
| 4000092827 | xxx |  | xxx A |
| 4000093166 | xxx |  | xxx A |
| 4000089825 | xxx |  | xxx B A |
| 4000093458 | xxx |  | xxx A |
| 4000091501 | xxx |  | xxx A C |
| 4000092370 | xxx |  | xxx D A |
| 4000092365 | xxx |  | xxx A |
| 4000091511 | xxx |  | xxx D A |
| 4000090705 | xxx |  | xxx A |
| 4000094805 | xxx |  | xxx A |
| 4000095924 | xxx |  | xxx A |
| 4000095932 | xxx |  | xxx A |
| 4000093464 | xxx |  | xxx A D |
| 4000096820 | xxx |  | xxx A |
| 4000096815 | xxx |  | xxx D A |
| 4000097846 | xxx |  | xxx B A |
| 4000096799 | xxx |  | xxx A |
| 4000097818 | xxx |  | xxx A |
| 4000092120 | xxx |  | xxx C A |
| 4000092127 | xxx |  | xxx C A |
| 4000092129 | xxx |  | xxx A |
| 4000092130 | xxx |  | xxx C A |
| 4000092121 | xxx |  | xxx C A |
| 4000092131 | xxx |  | xxx C A |
| 4000092132 | xxx |  | xxx C A D |
| 4000092122 | xxx |  | xxx C A |

---

## Exhibit 99.2

**Exhibit 99.2 Schedule 4**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Queue** | **Finding Code** | **Date Created** | **Date Modified** | **Finding Status** | **Event Level** | **Finding Category** | **Finding Sub Category** | **Finding Name** | **Finding Comments** | **Seller Comments** | **Resolution Comments** | **Reviewer Comp Factor** | **Originator Comp Factors** | **Finding Documents** | **Originator QM Status** | **Final Reviewed QM Status** | **Loan Amount** | **Property State** | **Occupancy** | **Loan Purpose** | **Refinance Purpose** | **Acknowledged / WaivedBy** | **Waiver in File?** | **Unique Finding ID** |
| 4000066579 | xxx | D A | Closed | FCRE1470 | 2025-03-28 18:33 | 2025-04-03 08:42 | Resolved | 1 - Information D A | Credit | Missing Doc - Assets | Asset 4 Missing | Resolved-Asset 4 Provided Or Not Applicable - Due Diligence Vendor-04/03/2025 <br> Ready for Review-1008 & CD. Please refer to Highlighted comment on 1008 regarding $xxx in assets on URLA - Due Diligence Vendor-04/02/2025 <br> Open-Asset 4 Missing. Secured Borrowed Funds iao $xxx - Due Diligence Vendor-04/01/2025 |  | Resolved-Asset 4 Provided Or Not Applicable - Due Diligence Vendor-04/03/2025<br>| Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 59.46% Is Below The Guideline Maximum Of 70% By Ten Percent (10%) Or More<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 29.0 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 150.07 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other | N/A | N/A | xxx |
| 4000069412 | xxx | C A | Closed | FCOM3959 | 2025-04-28 01:43 | 2025-04-30 07:20 | Resolved | 1 - Information C A | Compliance | TRID | Final CD: Other Disclosure Section (page 5) is incomplete | Resolved-Page 5 provided. - Due Diligence Vendor-04/30/2025 <br>Ready for Review-All pages of Closing Disclosure - Due Diligence Vendor-04/29/2025 <br>Open-Final CD page #5 has missing in the file. - Due Diligence Vendor-04/28/2025 |  | Resolved-Page 5 provided. - Due Diligence Vendor-04/30/2025<br>| Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 8.5 Years<br>Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 11.2 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000073137 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000074076 | xxx | C A | Closed | FCRE1198 | 2025-05-09 13:14 | 2025-05-15 13:32 | Resolved | 1 - Information C A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-Audited Reserves of 2.57 are greater than or equal to Guideline Required Reserves of 0 - Due Diligence Vendor-05/15/2025 <br> Ready for Review-Per our internal NW VOE guideline:<br> Primary/Second Home – Loan amount up to $1MM with LTV ≤ 75% requires no reserves.<br> This loan has a loan amount of $xxx and an LTV of 70.83%, which meets this exception.<br> Please let us know if further clarification is needed. - Due Diligence Vendor-05/14/2025 <br> Open-Audited Reserves of 2.57 are less than Guideline Required Reserves of 6 - Due Diligence Vendor-05/09/2025 |  | Resolved-Audited Reserves of 2.57 are greater than or equal to Guideline Required Reserves of 0 - Due Diligence Vendor-05/15/2025<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 30% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000075595 | xxx | D A | Closed | FVAL1310 | 2025-05-19 14:13 | 2025-05-21 08:06 | Resolved | 1 - Information D A | Credit | Missing Doc | HOA Questionnaire is Missing or incomplete | Resolved-HOA Questionnaire is Provided - Due Diligence Vendor-05/21/2025 <br> Ready for Review-Please see HOA CERT attached. - Due Diligence Vendor-05/20/2025 <br> Open-HOA Questionnaire Document status is Missing. Missing HOA Questionaire not in file for subject property at xxx - Due Diligence Vendor-05/19/2025 |  | Resolved-HOA Questionnaire is Provided - Due Diligence Vendor-05/21/2025<br>| Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 60.38 Are Greater Than The Guideline Minimum Of 2 By Six (6) Or More Months<br>Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 18.94% Is Below The Guideline Maximum Of 75% By Ten Percent (10%) Or More |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other | N/A | N/A | xxx |
| 4000075736 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| 4000075827 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000076530 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | Cash Out - Home Improvement/Reno |  |  |  |
| 4000074724 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Debt Consolidation |  |  |  |
| 4000080225 | xxx | C A | Closed | FCRE1437 | 2025-06-15 14:11 | 2025-06-18 11:18 | Resolved | 1 - Information C A | Credit | Income | Income and Employment Do Not Meet Guidelines | Resolved-Income and Employment Meet Guidelines - Due Diligence Vendor-06/18/2025 <br> Resolved-xxx Business bank statements provided. - Due Diligence Vendor-06/18/2025 <br> Ready for Review-Missing April and June statements - Due Diligence Vendor-06/17/2025 <br> Open-Income and Employment Do Not Meet Guidelines TPR reviewed file and bank statements needed for approval are missing in file as follows: Lender to provide assets statements for xxx from xxx - Due Diligence Vendor-06/15/2025 |  | Resolved-Income and Employment Meet Guidelines - Due Diligence Vendor-06/18/2025 <br> Resolved-xxx Business bank statements provided. - Due Diligence Vendor-06/18/2025 | Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 25.15 Years<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 20 Years<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 5.76% Is Less Than The Guideline Maximum Of 50% By Five Percent (5%) Or More<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 74.03% Is Below The Guideline Maximum Of 85% By Ten Percent (10%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 700 By Twenty (20) or More Points |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000077268 | xxx | D A | Closed | FVAL1310 | 2025-06-20 09:30 | 2025-06-27 14:23 | Resolved | 1 - Information D A | Credit | Missing Doc | HOA Questionnaire is Missing or incomplete | Resolved-HOA Questionnaire is Provided - Due Diligence Vendor-06/27/2025 <br> Ready for Review-CPM approval - Due Diligence Vendor-06/26/2025 <br> Open-HOA Questionnaire Document status is Missing. HOA Questionnaire Documents is Missing - subject property at xxx - Due Diligence Vendor-06/20/2025 |  | Resolved-HOA Questionnaire is Provided - Due Diligence Vendor-06/27/2025<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 34.02% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 20.67 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 541.96 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000077268 | xxx | D A | Closed | FCOM8844 | 2025-06-20 17:05 | 2025-06-23 09:15 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing Evidence of Business Purpose use of Proceeds | Resolved-Business Purpose Disclosure or letter from borrower is Present. - Due Diligence Vendor-06/23/2025 <br>Open-Loan agreement/ term sheet is missing, loan signed under LLC and subject property is a business purpose investment loan - Due Diligence Vendor-06/20/2025 |  | Resolved-Business Purpose Disclosure or letter from borrower is Present. - Due Diligence Vendor-06/23/2025<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 34.02% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 20.67 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 541.96 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000077721 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Second Home | Purchase | NA |  |  |  |
| 4000084122 | xxx | C A | Closed | FCRE1198 | 2025-07-16 13:05 | 2025-07-28 13:35 | Resolved | 1 - Information C A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-Audited Reserves of 4.81 are greater than or equal to Guideline Required Reserves of 4 - Due Diligence Vendor-07/28/2025 <br>Ready for Review-Please note that upon reviewing the refund amounts, it can be confirmed that the reserve requirement has been met.<br>Kindly proceed with clearing the condition accordingly. - Due Diligence Vendor-07/25/2025 <br>Open-Audited Reserves of are less than Guideline Required Reserves of 4 Missing lender exception or evidence of sufficient reserves. New Wave reserve requirements > 75%LTV are 4 months - Due Diligence Vendor-07/16/2025 |  | Resolved-Audited Reserves of 4.81 are greater than or equal to Guideline Required Reserves of 4 - Due Diligence Vendor-07/28/2025<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 41.71% Is Less Than The Guideline Maximum Of 50% By Five Percent (5%) Or More<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 6.20 Years<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.06 |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000084122 | xxx | C A | Closed | FCRE1159 | 2025-07-16 08:29 | 2025-07-25 18:22 | Resolved | 1 - Information C A | Credit | Insurance | Hazard Insurance Effective Date is after the Disbursement Date | Resolved- - Due Diligence Vendor-07/25/2025 <br> Ready for Review-Please see revised EOI effective date :) - Due Diligence Vendor-07/25/2025 <br> Open-Hazard Insurance Effective Date of xxx is after the Disbursement Date of xxx Missing evidence of hazard coverage from xxx. - Due Diligence Vendor-07/16/2025 |  |  | Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 41.71% Is Less Than The Guideline Maximum Of 50% By Five Percent (5%) Or More<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 6.20 Years<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.06 |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000084466 | xxx | D A | Closed | FCRE1469 | 2025-07-16 17:57 | 2025-07-18 09:11 | Resolved | 1 - Information D A | Credit | Missing Doc - Assets | Asset 3 Missing | Resolved-Asset 3 Provided Or Not Applicable - Due Diligence Vendor-07/18/2025 <br> Ready for Review-Please see attached - Due Diligence Vendor-07/17/2025 <br> Open-Asset 3 Missing Missing proof of funds- xxx account ending in xxx balance $xxx required to close. As stated on FInal 1003 pg 216<br> - Due Diligence Vendor-07/16/2025 |  | Resolved-Asset 3 Provided Or Not Applicable - Due Diligence Vendor-07/18/2025<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 22.08 Years<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 61.78% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 54.54 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000084125 | xxx | C A | Closed | FCRE1254 | 2025-07-17 12:32 | 2025-07-28 13:37 | Resolved | 1 - Information C A | Credit | Title | Property Title Issue | Resolved-Correct Title Supplement provided stating the following conveyance exceptions (5, 6, 7, 11, 12) have been cleared & corrected vesting. - Due Diligence Vendor-07/28/2025 <br> Ready for Review-Please see the attached TITLE SUPPLEMENT. Title has provided an update with correct verbiage "xxx". Thank you! - Due Diligence Vendor-07/25/2025 <br> Ready for Review-Thank you for pointing this out. The supplement vesting should be "xxx". We have requested a correction to the title company, and will promptly provide the updated document as soon as it is available. Thank you! - Due Diligence Vendor-07/24/2025 <br> Counter-Supplement Vesting states "a married woman, as "xxx" sole and separate property however the DOT states "a married woman, as "xxx" sole and separate property " - Due Diligence Vendor-07/22/2025 <br> Ready for Review-Attached please find the updated Title Supplement showing that recent conveyance exceptions (5, 6, 7, 11, 12) have been cleared and deleted by the title company. Please confirm this is sufficient or let us know if any additional documentation is needed. Thank you! - Due Diligence Vendor-07/21/2025 <br> Open-Property Title Issue Lender exception need for cash out less than 6 months from acquisition OR documentation that the borrower acquired property through inheritance, or was legally awarded the property through divorce, separation or dissolution of a domestic partnership (page 13 of guidelines xxx) Also page 225 showing title commitment requests more information about recent title transfers. - Due Diligence Vendor-07/17/2025 |  | Resolved-Correct Title Supplement provided stating the following conveyance exceptions (5, 6, 7, 11, 12) have been cleared & corrected vesting. - Due Diligence Vendor-07/28/2025<br>| Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 7.35 Years<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.03<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 104.18 Are Greater Than The Guideline Minimum Of 0 By Six (6) Or More Months<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 10 Years<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 20.09% Is Less Than The Guideline Maximum Of 50% By Five Percent (5%) Or More<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 9 Years<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 35.29% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | xxx |
| 4000084125 | xxx | C A | Closed | FCRE8611 | 2025-07-17 13:07 | 2025-07-22 09:11 | Resolved | 1 - Information C A | Credit | Income | Income/Employment General | Resolved-Updated 1008 & 1003 and Income worksheet provided. - Due Diligence Vendor-07/22/2025 <br>Ready for Review-Please see the attached documents with updated income - Due Diligence Vendor-07/21/2025 <br>Open-LOE or other information about PNL: does it reflect borrower's portion of 50% ownership of business or should it be divided by half to reflect borrower's 50% ownership. CTEC letter is not clear. If the income should be halved please provide updated 1008. - Due Diligence Vendor-07/17/2025 |  | Resolved-Updated 1008 & 1003 and Income worksheet provided. - Due Diligence Vendor-07/22/2025<br>| Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 7.35 Years<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.03<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 104.18 Are Greater Than The Guideline Minimum Of 0 By Six (6) Or More Months<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 10 Years<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 20.09% Is Less Than The Guideline Maximum Of 50% By Five Percent (5%) Or More<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 9 Years<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 35.29% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | xxx |
| 4000084127 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000082359 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Second Home | Purchase | NA |  |  |  |
| 4000084130 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000083716 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000082793 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other |  |  |  |
| 4000083413 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000084356 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000084675 | xxx | D A | Closed | FCRE7290 | 2025-08-15 11:40 | 2025-08-27 11:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Personal Guaranty is Partial/Incomplete | Resolved-Corrected Personal guaranty, now reflecting executed as individuals - Due Diligence Vendor-08/27/2025 <br>Ready for Review-Please find the corrected personal guaranty attached. - Due Diligence Vendor-08/26/2025 <br>Counter-Personal guaranty needs to be executed in individual capacity only, regardless of how the rest of the package is completed. - Due Diligence Vendor-08/20/2025 <br>Ready for Review-Vesting is held in LLC, so loan documents were executed with LLC member titles. Since it's part of the loan docs, the signature line should be consistent with the LLC information. - Due Diligence Vendor-08/19/2025 <br>Open-Personal guaranty agreement incorrectly lists the LLC on the signature line. Agreement needs to be executed as individuals solely. - Due Diligence Vendor-08/15/2025 |  | Resolved-Corrected Personal guaranty, now reflecting executed as individuals - Due Diligence Vendor-08/27/2025<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 54.44% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 129.83 Are Greater Than The Guideline Minimum Of 2 By Six (6) Or More Months |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other | N/A | N/A | xxx |
| 4000084675 | xxx | D A | Closed | FCRE2202 | 2025-08-04 09:29 | 2025-08-12 13:32 | Resolved | 1 - Information C A | Credit | Eligibility | Ownership vesting does not meet minimum seasoning for cash-out refinance. | Resolved-Per Guidelines: Delayed Financing: Property was purchased by a borrower for cash within 180 days of the loan application - Original purchase transaction was an arm-length transaction (YES)<br> - Source of funds for the purchase transaction are documented (YES HUD) - Max LTV/CLTV ratio is based upon the lower of the current appraised value or the property's purchase price (+ any documented improvements) - Cash-in-hand limits do not apply except for Foreign Nationals. - Due Diligence Vendor-08/12/2025 <br>Ready for Review-Please find attached the FSS & Source for Final Funds, provided to support the exception to the title seasoning requirement. - Due Diligence Vendor-08/12/2025 <br>Open-Borrower(s) purchased property within most recent six (6) months and does not meet minimum seasoning requirement for cash-out transaction. - Due Diligence Vendor-08/04/2025 |  | Resolved-Per Guidelines: Delayed Financing: Property was purchased by a borrower for cash within 180 days of the loan application - Original purchase transaction was an arm-length transaction (YES)<br> - Source of funds for the purchase transaction are documented (YES HUD) - Max LTV/CLTV ratio is based upon the lower of the current appraised value or the property's purchase price (+ any documented improvements) - Cash-in-hand limits do not apply except for Foreign Nationals. - Due Diligence Vendor-08/12/2025<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 54.44% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 129.83 Are Greater Than The Guideline Minimum Of 2 By Six (6) Or More Months |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other | N/A | N/A | xxx |
| 4000082964 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000086314 | xxx | D A | Closed | FCRE1815 | 2025-08-11 15:09 | 2025-08-28 11:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Entity Formation Documents for Main Entity and/or Sub-Entity Incomplete | Resolved-LLC Documents provided (Sole member) - Due Diligence Vendor-08/28/2025 <br> Ready for Review-LLC Approval, SOS look up, Operating Agreement, IRS docs - Due Diligence Vendor-08/27/2025 <br> Open-Missing Operating Agreement/equivalent, Articles of formation/equivalent, Certificate of good standing, and/or evidence of EIN Missing business entity documents required by gl's:<br> - Articles of Organization/Partnership/Operating Agrmts<br> - Tax ID number (EIN)<br> - Cert of Good Standing<br> - Cert of Authorization for person executing all docs<br> - Due Diligence Vendor-08/11/2025 |  | Resolved-LLC Documents provided (Sole member) - Due Diligence Vendor-08/28/2025<br>| Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 77.98 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br>Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 15.33 Years |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |

| 4000088334 | xxx | C B A | Closed | finding-3712 | 2025-08-13 15:30 | 2025-08-22 11:57 | Resolved | 1 - Information C A | Compliance | State Reg | CA Per Diem Interest Amount Test | Resolved-xxx per diem interest disclosure, has been provided - Due Diligence Vendor-08/22/2025 <br> Open- - Due Diligence Vendor-08/21/2025 <br> Resolved-xxx per diem interest disclosure, has been provided - Due Diligence Vendor-08/15/2025 <br> Open-\*\*\*PCCD shows a disbursement date of xxx with Prepaid Interest collected starting xxx. Lender to confirm correct disbursement date, Prepaid Interest collected dates and amount collected. Lender to provide documents in support of the same. - Due Diligence Vendor-08/13/2025 <br> Open-This loan failed the per diem interest amount test. (xxx Bus. Prof. Code §2948.5)The per diem interest amount charged on the loan ($xxx) exceeds the per diem interest charge or credit threshold ($xxx).PLEASE NOTE: An additional $xxx buffer was included in the per diem interest charge or credit threshold displayed above based on the client preferences configured on the per diem interest settings page. - Due Diligence Vendor-08/13/2025 <br> Open- - Due Diligence Vendor-08/13/2025 |  | Resolved-xxx per diem interest disclosure, has been provided - Due Diligence Vendor-08/22/2025 <br> Resolved-xxx per diem interest disclosure, has been provided - Due Diligence Vendor-08/15/2025 | Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 7.2 Are Greater Than The Guideline Minimum Of 0 By Six (6) Or More Months<br>Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 5.35 Years<br>Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 69.7% Is Below The Guideline Maximum Of 85% By Ten Percent (10%) Or More<br>Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 47.96% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000087602 | xxx | C B A | Closed | finding-3721 | 2025-08-15 05:12 | 2025-08-28 13:13 | Cured | 2 - Non-Material C B | Compliance | TRID | TILA Post-Consummation Revised Closing Disclosure Foreclosure Rescission Finance Charge Test | Cured-correction with LOE, refund to borrower, re-opening of rescission, and proof of delivery for cure to EV2-has been provided - Due Diligence Vendor-08/28/2025 <br> Ready for Review-Here's docs for cure. - Due Diligence Vendor-08/28/2025 <br> Counter-A PCCD alone will not resolve the understated/under-disclosed finance charge fail at closing per Final CD. As stated by the lender in their prior comment, the finance charge calculation is based on the Final CD's disclosed finance charge. Being that the "correction" is being done post-close via a PCCD. The lender can resolve the finding by providing remediation in the form of a refund within 60 days of discovery, xxx. If the lender intends to cure, lender will need to provide a copy of the refund check, proof of delivery, and a LOE, in addition to the PCCD. - Due Diligence Vendor-08/26/2025 <br> Ready for Review-Hello, I'm afarid my question was not explained and updated condition is the same as original. We want to know why calculation is based on the post CD xxx when it should be based on the doc CD xxx. - Due Diligence Vendor-08/26/2025 <br> Counter-Revised amounts due to changes occurring after consummation reflected on PCCD issued for other changes that are within scope are considered in tolerance testing, APR, finance charge, and TOP calculations, and various points and fees testing. The Finance Charge violation from the PCCD issued xxx is in scope as provided prior to TRP review. TPR will calculate the APR, Finance Charge and TOP based on corrected fees on PCCD issued xxx and cite exceptions if APR, Finance Charge and TOP are inaccurate based on fees shown on PCCD. A refund or adjustment, and proof of delivery required Within 60 days of discovery to cure to EV2-B. For rescindable transactions, re-opening of rescission and proof of receipt by borrower also required. If remediation occurs more than 60 days after discovery - remains EV3-C. There is no remediation for correction in a subsequent PCCD that does not include a refund, and all other curative requirements. - Due Diligence Vendor-08/22/2025 <br> Ready for Review-The only thing wrong is the post CD. Can you please advise why post CD can't be revised?<br> TILA calculation should be based on the final CD issued on xxx not post CD issued on xxx. The under disclosed finance charge on Final CD already been removed from the post CD issued on xxx. - Due Diligence Vendor-08/22/2025 <br> Counter-Unfortunately, a TILA violation due to an under-disclosed finance charge cannot be corrected through a PCCD or any subsequent PCCD. As a result, restitution in the amount of $xxx must be issued. Please provide a copy of the restitution check along with proof of mailing to complete the corrective action. - Due Diligence Vendor-08/21/2025 <br> Ready for Review-I noticed post CD was generated with incorrect APR for messenger fee of $xxx. Here's corrected post CD with messenger fee with APR. - Due Diligence Vendor-08/20/2025 <br> Open-This loan failed the TILA foreclosure rescission finance charge test. (12 CFR §1026.23(h) , transferred from 12 CFR §226.23(h))The finance charge is $xxx. The disclosed finance charge of $xxx is not considered accurate for purposes of rescission because it is understated by more than $xxx. \*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\* Restitution check in the amount of $xxx, and proof of mailing is required ~~~~~~~ Post Consummation Closing Disclosure Finance charge is under-disclosed in the amount of $xxx. It appears that, possibly, the messenger fee was not included ..... -- please review your compliance testing for fee inclusion. --- TPR fees included in testing are: Loan Discount Fee $xxx; Underwriting Fee $xxx; Warehousing Fee $xxx; Courier / Messenger Fee $xxx; Recording Service Fee $xxx; Settlement or Closing Fee $xxx; Sub-Escrow Fee $xxx; Prepaid Interest $xxx, total fees: $xxx. - Due Diligence Vendor-08/15/2025 <br> Open- - Due Diligence Vendor-08/15/2025 <br> Open- - Due Diligence Vendor-08/15/2025 <br> Open- - Due Diligence Vendor-08/15/2025 |  | Cured-correction with LOE, refund to borrower, re-opening of rescission, and proof of delivery for cure to EV2-has been provided - Due Diligence Vendor-08/28/2025<br>| Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 36.17% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | xxx |
| 4000085347 | xxx | C A | Closed | FCRE1440 | 2025-08-15 13:31 | 2025-09-02 08:40 | Resolved | 1 - Information C A | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-09/02/2025 <br> Ready for Review-VOR and Lease agreement - Due Diligence Vendor-08/29/2025 <br> Open-Housing History Does Not Meet Guideline Requirements 12 months primary rental history required. Lender verified only xxx rent payment for $xxx (per borrower was less due to expenses) and then verified xxx rent payment for the actual rental payment for $xxx - Due Diligence Vendor-08/15/2025 |  | Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-09/02/2025<br>| Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 40.2% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000088585 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other |  |  |  |
| 4000088429 | xxx | D A C | Closed | FCRE1500 | 2025-08-22 13:33 | 2025-09-04 08:22 | Resolved | 1 - Information C A | Credit | Borrower | Borrower Identification Documentation Missing | Resolved-B1 US passport provided - Due Diligence Vendor-09/04/2025 <br> Ready for Review-The Patriot Act forms for Borrower 1 and Borrower 2 were inadvertently switched. To clarify, Borrower 1 is a U.S. Citizen and Borrower 2 is a Permanent Resident Alien with valid documentation. This was only a clerical mislabeling and does not affect eligibility. We respectfully request the condition be cleared. - Due Diligence Vendor-09/04/2025 <br> Ready for Review-The Patriot Act forms for Borrower 1 and Borrower 2 were inadvertently switched. To clarify, Borrower 1 is a U.S. Citizen and Borrower 2 is a Permanent Resident Alien with valid documentation. This was only a clerical mislabeling and does not affect eligibility. We respectfully request the condition be cleared. - Due Diligence Vendor-09/04/2025 <br> Counter-Document Uploaded. Provide proof of Citizenship for xxx as the US Patriot Form in the file states Resident Alien. - Due Diligence Vendor-08/25/2025 <br> Ready for Review-Please be noted that B2 - xxx is the permanent resident alien. B1 - xxx is a US Citizen as stated. Therefore, we provided the green card for the B2 in pg.85. Final 1003 for the both B1, B2 is provided. Please see pg19 for B1 and pg.26 for B2. It is correctly reflected. Please kindly waive the condition. - Due Diligence Vendor-08/25/2025 <br> Open-TPR verified per under doc pg #xxx that notary verified borrower is not a US Citizen but a Permanent Resident Alien. Provide an unexpired residency document - Due Diligence Vendor-08/22/2025 |  | Resolved-B1 US passport provided - Due Diligence Vendor-09/04/2025<br>| Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.06<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 700 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 58.82% Is Below The Guideline Maximum Of 85% By Ten Percent (10%) Or More<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 39.26% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 5.41 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 12.97 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000088429 | xxx | D A C | Closed | FCOM1233 | 2025-08-22 13:24 | 2025-09-04 08:22 | Resolved | 1 - Information D A | Compliance | Missing Doc - Closing Package | The Final 1003 is Incomplete | Resolved-B1 passport (US Citizen) provided. - Due Diligence Vendor-09/04/2025 <br> Ready for Review-The Patriot Act forms for Borrower 1 and Borrower 2 were inadvertently switched. To clarify, Borrower 1 is a U.S. Citizen and Borrower 2 is a Permanent Resident Alien with valid documentation. This was only a clerical mislabeling and does not affect eligibility. We respectfully request the condition be cleared. - Due Diligence Vendor-09/04/2025 <br> Ready for Review-The Patriot Act forms for Borrower 1 and Borrower 2 were inadvertently switched. To clarify, Borrower 1 is a U.S. Citizen and Borrower 2 is a Permanent Resident Alien with valid documentation. This was only a clerical mislabeling and does not affect eligibility. We respectfully request the condition be cleared. - Due Diligence Vendor-09/04/2025 <br> Counter-Document Uploaded. Provide proof of Citizenship for xxx as the US Patriot Form in the file states Resident Alien. - Due Diligence Vendor-08/25/2025 <br> Ready for Review-Please be noted that B2 - xxx is the permanent resident alien. B1 - xxx is a US Citizen as stated. Therefore, we provided the green card for the B2 in pg.85. Final 1003 for the both B1, B2 is provided. Please see pg19 for B1 and pg.26 for B2. It is correctly reflected. Please kindly waive the condition. - Due Diligence Vendor-08/25/2025 <br> Open-The Final 1003 is Incomplete 1003 in file reflects that B1 xxx is a US Citizen. Per document under doc pg #xxx it states that notary verified that borrower is not a US Citizen but a permanent resident alien. Provide updated 1003 - Due Diligence Vendor-08/22/2025 |  | Resolved-B1 passport (US Citizen) provided. - Due Diligence Vendor-09/04/2025<br>| Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.06<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 700 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 58.82% Is Below The Guideline Maximum Of 85% By Ten Percent (10%) Or More<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 39.26% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 5.41 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 12.97 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000084350 | xxx | D A | Closed | FCOM2630 | 2025-08-25 17:50 | 2025-09-05 10:55 | Resolved | 1 - Information D A | Compliance | Missing Doc - State Disclosure | Attorney Preference Letter missing or unexecuted | Resolved-Documentation provided is sufficient. Thank you. - Due Diligence Vendor-09/05/2025 <br>Ready for Review-Initial Disclosure Package per request - Due Diligence Vendor-09/04/2025 <br>Open-\*\*\*\*\*\*\* Please provide entire initial disclosure package for review - Due Diligence Vendor-08/25/2025 |  | Resolved-Documentation provided is sufficient. Thank you. - Due Diligence Vendor-09/05/2025<br>|  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000084846 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Second Home | Purchase | NA |  |  |  |
| 4000084623 | xxx | C A | Closed | FCRE1440 | 2025-08-25 11:33 | 2025-08-29 11:25 | Resolved | 1 - Information C A | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-08/29/2025 <br> Ready for Review-rent free letter - Due Diligence Vendor-08/28/2025 <br> Open-Housing History Does Not Meet Guideline Requirements 1003 reflects borrower is owner of primary but per verification borrower is only on title for current primary. LOX is required from owner xxx that borrower is allowed to live there rent free or provide current 12 month mortgage history for xxx / $xxx a month. Lender guides verified under xxx xxx Clean states 0x30x12 housing history is required - Due Diligence Vendor-08/25/2025 |  | Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-08/29/2025<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 5 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 76.68 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000085914 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000085753 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000084728 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000090754 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000086712 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000090859 | xxx | D A | Closed | FCOM1262 | 2025-08-28 14:56 | 2025-09-05 10:41 | Resolved | 1 - Information D A | Compliance | Missing Doc - ROR | Right of Rescission is Missing | Resolved-Right of Rescission is Provided - Due Diligence Vendor-09/05/2025 <br>Resolved-Documentation provided is sufficient. Thank you. - Due Diligence Vendor-09/05/2025 <br>Ready for Review-Please see the attached Right of Rescission. Thank you! - Due Diligence Vendor-09/05/2025 <br>Open-Right of Rescission is Missing Executed Right of Rescission is missing - Due Diligence Vendor-08/28/2025 |  | Resolved-Right of Rescission is Provided - Due Diligence Vendor-09/05/2025 <br>Resolved-Documentation provided is sufficient. Thank you. - Due Diligence Vendor-09/05/2025<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 34.83% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 69.85% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.05<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 44.52 Are Greater Than The Guideline Minimum Of 0 By Six (6) Or More Months |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | xxx |
| 4000090859 | xxx | D A | Closed | FVAL1310 | 2025-08-28 12:41 | 2025-09-04 09:36 | Resolved | 1 - Information D A | Credit | Missing Doc | HOA Questionnaire is Missing or incomplete | Resolved-HOA Questionnaire is Provided - Due Diligence Vendor-09/04/2025 <br>Ready for Review-Please see the attached HOA Cert. Thank you! - Due Diligence Vendor-09/04/2025 <br>Open-HOA Questionnaire Document status is Missing. - Due Diligence Vendor-08/28/2025 |  | Resolved-HOA Questionnaire is Provided - Due Diligence Vendor-09/04/2025<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 34.83% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 69.85% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.05<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 44.52 Are Greater Than The Guideline Minimum Of 0 By Six (6) Or More Months |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | xxx |
| 4000088392 | xxx | D A | Closed | FCRE5782 | 2025-08-28 15:25 | 2025-09-02 12:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Resolved-Borrower 1 Gap Credit Report is not missing. - Due Diligence Vendor-09/02/2025 <br>Ready for Review-Please see credit refresh attached - Due Diligence Vendor-09/02/2025 <br>Open-Borrower 1 Gap Credit Report is Missing - Due Diligence Vendor-08/28/2025 |  | Resolved-Borrower 1 Gap Credit Report is not missing. - Due Diligence Vendor-09/02/2025<br>| Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 5.64 Years<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 15 Years<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.02<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 19.98 Are Greater Than The Guideline Minimum Of 9 By Six (6) Or More Months<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 36.11% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000086694 | xxx | C A | Closed | FCOM8845 | 2025-08-28 16:20 | 2025-09-11 09:12 | Resolved | 1 - Information C A | Compliance | State Reg | Prepayment Penalty charged on Business Purpose loan where State Does not permit. | Resolved-Documentation provided is sufficient. Thank you so much - Due Diligence Vendor-09/11/2025 <br> Ready for Review-Please see the updated PPP documents. 1% Penalty addendum is reflected and signed by the borrower for acknowledgement. Thank you! - Due Diligence Vendor-09/11/2025 <br> Counter- xxx (II) ------ xxx Revised Code: Max Prepayment Penalty allowed in the state of xxx is 1%. - Due Diligence Vendor-09/04/2025 <br> Ready for Review-As far as I know the loan amounts exceeding $xxx, the prepayment penalty is permitted in the state of xxx. Could you please review and let us know? - Due Diligence Vendor-09/04/2025 <br> Open-The subject property's state, xxx, does not allow pre-payment penalties for Business Purpose loans. - Due Diligence Vendor-08/28/2025 |  | Resolved-Documentation provided is sufficient. Thank you so much - Due Diligence Vendor-09/11/2025<br>| Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 7 Years<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000088426 | xxx | D A | Closed | FCRE1158 | 2025-08-28 18:13 | 2025-09-02 12:34 | Resolved | 1 - Information D A | Credit | Missing Doc - Insurance | Hazard Insurance Policy is Partial | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-09/02/2025 <br> Ready for Review-Please see attached EOI, including the premium. - Due Diligence Vendor-09/02/2025 <br> Open- Hazard Insurance Policy Partially Provided - Document is incomplete or missing required policy information. Hazard Insurance Policy Partially Provided - Document is incomplete premium is not listed pg xxx in file. For subject property Address xxx.<br> - Due Diligence Vendor-08/28/2025 |  | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-09/02/2025<br>| Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 44.24% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 17.11 Are Greater Than The Guideline Minimum Of 0 By Six (6) Or More Months<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 37.25% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 6.34 Years<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 10 Years<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.04 |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000087605 | xxx | D A | Closed | FCRE7497 | 2025-08-28 15:07 | 2025-09-04 15:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Resolved-Property report & Rent free letter provided. - Due Diligence Vendor-09/04/2025 <br> Ready for Review-Please see attached - Due Diligence Vendor-09/04/2025 <br> Open-Missing verification of taxes #xxx xxx. Also missing verification of ownership for xxx. Need to verify property is NOT in borrowers name or pull property tax and HOI statement to include in DTI. - Due Diligence Vendor-08/28/2025 |  | Resolved-Property report & Rent free letter provided. - Due Diligence Vendor-09/04/2025<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 15 Years<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 43.15% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.08<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 15.53 Years |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000087605 | xxx | D A | Closed | FCRE2994 | 2025-09-03 14:01 | 2025-09-04 15:15 | Resolved | 1 - Information C A | Credit | Eligibility | DTI (Back) Ratio does not meet eligibility requirement(s) | Resolved-Updated 1008 provided. - Due Diligence Vendor-09/04/2025 <br> Ready for Review-Please see update 1008, 1003. - Due Diligence Vendor-09/04/2025 <br> Open-Document Uploaded. - Due Diligence Vendor-09/03/2025 <br> Open-Audited DTI of 39.76% vs Lenders DTI of 43.15% - this is due to REO property located at xxx PITIA is $xxx vs Lenders $xxx - Updated 1008 reflecting audited DTI is needed. - Due Diligence Vendor-09/03/2025 |  | Resolved-Updated 1008 provided. - Due Diligence Vendor-09/04/2025<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 15 Years<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 43.15% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.08<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 15.53 Years |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000087605 | xxx | D A | Closed | FCRE1503 | 2025-08-28 15:05 | 2025-09-03 13:59 | Resolved | 1 - Information D A | Credit | Missing Doc - Credit | Mortgage Statement(s) Missing | Resolved-Newly Purchase property (xxx) HUD/SS dated xxx, Note, HOI & Property Report provided. - Due Diligence Vendor-09/03/2025 <br> Ready for Review-Please see attached. Thank you - Due Diligence Vendor-09/03/2025 <br> Open-Mortgage Statements Missing #xxx - Due Diligence Vendor-08/28/2025 |  | Resolved-Newly Purchase property (xxx) HUD/SS dated xxx, Note, HOI & Property Report provided. - Due Diligence Vendor-09/03/2025 | Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 15 Years<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 43.15% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.08<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 15.53 Years |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000086688 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000086725 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000086730 | xxx | D A | Closed | FCOM3596 | 2025-08-29 11:37 | 2025-09-02 08:11 | Resolved | 1 - Information D A | Compliance | Missing Doc | Prepayment Rider Missing | Resolved-Documentation provided is sufficient. Thank you. - Due Diligence Vendor-09/02/2025 <br>Ready for Review-It seems that the document was omitted due to a system error during the package creation process. I apologize for any confusion this may have caused. The requested document has been attached. Thank you very much. - Due Diligence Vendor-09/02/2025 <br>Open-Prepayment Rider Missing - Due Diligence Vendor-08/29/2025 |  | Resolved-Documentation provided is sufficient. Thank you. - Due Diligence Vendor-09/02/2025<br>| Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 58.24% Is Below The Guideline Maximum Of 75% By Ten Percent (10%) Or More<br>Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 122.14 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other | N/A | N/A | xxx |
| 4000090857 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000090750 | xxx | D A | Closed | FCOM1233 | 2025-08-28 13:28 | 2025-09-04 07:18 | Resolved | 1 - Information D A | Compliance | Missing Doc - Closing Package | The Final 1003 is Incomplete | Resolved-The Final 1003 is Present - Due Diligence Vendor-09/04/2025 <br>Ready for Review-Please see the full pages of final 1003 attached. - Due Diligence Vendor-09/03/2025 <br>Open-The Final 1003 is Incomplete Missing pg 4 out of 8 page of the final 1003 pg 14 in the file. - Due Diligence Vendor-08/28/2025 |  | Resolved-The Final 1003 is Present - Due Diligence Vendor-09/04/2025<br>| Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 60% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br>Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 27.27 Are Greater Than The Guideline Minimum Of 0 By Six (6) Or More Months<br>Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 43.75% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br>Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 22.24 Years<br>Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 12 Years |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000085826 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000086702 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000086685 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other |  |  |  |
| 4000086680 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000090758 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000088419 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other |  |  |  |
| 4000090751 | xxx | D A | Closed | FCRE1202 | 2025-09-02 08:59 | 2025-09-03 13:40 | Resolved | 1 - Information D A | Credit | Missing Doc - Credit | Third Party Fraud Report Partially Provided | Resolved-Third Party Fraud Report is fully present - Due Diligence Vendor-09/03/2025 <br> Ready for Review-Here you are. - Due Diligence Vendor-09/03/2025 <br> Open-Third Party Fraud Report Partially Provided Missing xxx report. - Due Diligence Vendor-09/02/2025 |  | Resolved-Third Party Fraud Report is fully present - Due Diligence Vendor-09/03/2025<br>| Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Validated Calculated DTI Of 38.39% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Validated Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 15.28 Are Greater Than The Guideline Minimum Of 4 By Six (6) Or More Months<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 17 Years<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.06<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 7.63 Years |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000088439 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000090764 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| 4000088416 | xxx | D A C | Closed | FCRE1500 | 2025-08-29 10:52 | 2025-09-04 14:52 | Resolved | 1 - Information C A | Credit | Borrower | Borrower Identification Documentation Missing | Resolved-Drivers License Provided. - Due Diligence Vendor-09/04/2025 <br> Ready for Review-Please see DL attached - Due Diligence Vendor-09/04/2025 <br> Open-Borrower Identification Documentation Missing - Due Diligence Vendor-08/29/2025 |  | Resolved-Drivers License Provided. - Due Diligence Vendor-09/04/2025<br>| Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 43% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 10.07 Years<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 10 Years |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | xxx |
| 4000088416 | xxx | D A C | Closed | FCRE2052 | 2025-09-02 11:39 | 2025-09-04 14:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Tax Cert is missing | Resolved-Property Report provided - Due Diligence Vendor-09/04/2025 <br> Ready for Review-Please see attached :) - Due Diligence Vendor-09/04/2025 <br> Open-Missing REO xxx tax cert. - Due Diligence Vendor-09/02/2025 |  | Resolved-Property Report provided - Due Diligence Vendor-09/04/2025<br>| Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 43% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 10.07 Years<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 10 Years |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | xxx |
| 4000088416 | xxx | D A C | Closed | FCOM3527 | 2025-08-29 14:46 | 2025-09-03 08:19 | Resolved | 1 - Information C A | Compliance | TRID | Post Consummation CD issued improperly | Resolved-Documentation provided is sufficient. Thank you. - Due Diligence Vendor-09/03/2025 <br> Ready for Review-Please see revised whole page included in this POST CD. - Due Diligence Vendor-09/03/2025 <br> Open-PCCD provided on page# xxx but 4th page is missing - Due Diligence Vendor-08/29/2025 |  | Resolved-Documentation provided is sufficient. Thank you. - Due Diligence Vendor-09/03/2025<br>| Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 43% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 10.07 Years<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 10 Years |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | xxx |
| 4000086721 | xxx | D A | Closed | FCRE7497 | 2025-08-29 10:44 | 2025-09-03 13:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Resolved-HOI Policy provided - Due Diligence Vendor-09/03/2025 <br> Ready for Review-Please see the documents for the property xxx. Thank you! - Due Diligence Vendor-09/03/2025 <br> Open-HOA/Insurance is missing for "xxx" - Due Diligence Vendor-08/29/2025 |  | Resolved-HOI Policy provided - Due Diligence Vendor-09/03/2025<br>| Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 60% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.0<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 39% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000088399 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other |  |  |  |
| 4000086735 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000088403 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other |  |  |  |
| 4000082672 | xxx | D A | Closed | FCOM8844 | 2025-08-29 14:41 | 2025-09-11 09:12 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing Evidence of Business Purpose use of Proceeds | Resolved-Business Purpose Disclosure or letter from borrower is Present. - Due Diligence Vendor-09/11/2025 <br> Resolved-Documentation provided is sufficient. Thank you. - Due Diligence Vendor-09/02/2025 <br> Ready for Review-LOX for Business Purpose Affidavit, no cash proceeds - Due Diligence Vendor-08/29/2025 <br> Open-Business Purpose Disclosure stating how funds will be used or letter from borrower regarding the use of funds is missing. Per guides under xxx doc pg #xxx reflects that a business purpose disclosure is required on refinance loans. This disclosure is missing - Due Diligence Vendor-08/29/2025 |  | Resolved-Business Purpose Disclosure or letter from borrower is Present. - Due Diligence Vendor-09/11/2025 <br>Resolved-Documentation provided is sufficient. Thank you. - Due Diligence Vendor-09/02/2025<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 53.89 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | xxx |
| 4000086697 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000088438 | xxx | C A | Closed | FCRE1169 | 2025-08-31 08:38 | 2025-09-25 10:29 | Resolved | 1 - Information C A | Credit | Insurance | Flood Insurance Effective Date is after the Note Date | Resolved-Flood Insurance Effective Date of xxx is prior to or equal to the Note Date of xxx Or Flood Insurance Effective Date Is Not Provided - Due Diligence Vendor-09/25/2025 <br> Ready for Review-Updated Flood - Due Diligence Vendor-09/24/2025 <br> Open-Flood Insurance Effective Date of xxx is after the Note Date of xxx as per document updated there no previous Hazard insurance - Due Diligence Vendor-08/31/2025 |  | Resolved-Flood Insurance Effective Date of xxx is prior to or equal to the Note Date of xxx Or Flood Insurance Effective Date Is Not Provided - Due Diligence Vendor-09/25/2025 | Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 39.98% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 700 By Twenty (20) or More Points<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 7.83 Years<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 48.39% Is Below The Guideline Maximum Of 85% By Ten Percent (10%) Or More<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 14.80 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 181.92 Are Greater Than The Guideline Minimum Of 9.84 By Six (6) Or More Months<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 14.81 Years<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.17 |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000088438 | xxx | C A | Closed | FCRE1159 | 2025-08-31 08:38 | 2025-09-25 10:29 | Resolved | 1 - Information C A | Credit | Insurance | Hazard Insurance Effective Date is after the Disbursement Date | Resolved-Hazard Insurance Effective Date of xxx is prior to or equal to the Disbursement Date of xxx Or Hazard Insurance Effective Date Is Not Provided - Due Diligence Vendor-09/25/2025 <br> Ready for Review-Updated binder with accurate Policy Period - Due Diligence Vendor-09/24/2025 <br> Open-Hazard Insurance Effective Date of xxx is after the Disbursement Date of xxx - Due Diligence Vendor-08/31/2025 |  | Resolved-Hazard Insurance Effective Date of xxx is prior to or equal to the Disbursement Date of xxx Or Hazard Insurance Effective Date Is Not Provided - Due Diligence Vendor-09/25/2025 | Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 39.98% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 700 By Twenty (20) or More Points<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 7.83 Years<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 48.39% Is Below The Guideline Maximum Of 85% By Ten Percent (10%) Or More<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 14.80 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 181.92 Are Greater Than The Guideline Minimum Of 9.84 By Six (6) Or More Months<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 14.81 Years<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.17 |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000084097 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000091026 | xxx | D A | Closed | FCRE7497 | 2025-09-04 07:53 | 2025-09-10 12:07 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Resolved- - Due Diligence Vendor-09/10/2025 <br> Ready for Review-Please see the attached Property Detail page 1, it reflects SFR which does not have the HOA fee. Thank you! - Due Diligence Vendor-09/09/2025 <br> Open-Missing verification of HOI/HOA for REO property for xxx. - Due Diligence Vendor-09/04/2025 |  |  | Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 15.92 Years<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 7.50 Years<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 80% Is Below The Guideline Maximum Of 90% By Ten Percent (10%) Or More<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 7.24% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 481.53 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | xxx |
| 4000091572 | xxx | C A | Closed | finding-3712 | 2025-09-05 15:16 | 2025-09-11 09:09 | Resolved | 1 - Information C A | Compliance | State Reg | CA Per Diem Interest Amount Test | Resolved-xxx per diem disclosure provided. Thank you. - Due Diligence Vendor-09/11/2025 <br> Ready for Review-Please find attached. - Due Diligence Vendor-09/11/2025 <br> Open-This loan failed the per diem interest amount test. (xxx Bus. Prof. Code §2948.5)The per diem interest amount charged on the loan ($xxx) exceeds the per diem interest charge or credit threshold ($xxx).PLEASE NOTE: An additional $xxx buffer was included in the per diem interest charge or credit threshold displayed above based on the client preferences configured on the per diem interest settings page. per diem interest disclosure missing - Due Diligence Vendor-09/09/2025 <br> Open- - Due Diligence Vendor-09/05/2025 |  | Resolved-xxx per diem disclosure provided. Thank you. - Due Diligence Vendor-09/11/2025 | Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 16.69 Are Greater Than The Guideline Minimum Of 4 By Six (6) Or More Months<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 11.25 Years<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 80% Is Below The Guideline Maximum Of 90% By Ten Percent (10%) Or More<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 42.27% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 11.49 Years<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.03 |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000091572 | xxx | C A | Closed | FCRE5275 | 2025-09-06 10:42 | 2025-09-10 15:09 | Resolved | 1 - Information C A | Credit | Eligibility | Asset do not meet guidelines | Resolved-Corrected PCCD now reflects Funds to close as Final Funds vs Gift Funds. - Due Diligence Vendor-09/10/2025 <br> Ready for Review-Please find attached. $xxx was Final Funds, so POST CD was updated. Also included supporting documents. - Due Diligence Vendor-09/10/2025 <br> Open-TPR verified under Final CD under doc pg #xxx reflects a gift in the amount of $xxx not supported. Missing gift letter and verification of deposit to escrow - Due Diligence Vendor-09/06/2025 |  | Resolved-Corrected PCCD now reflects Funds to close as Final Funds vs Gift Funds. - Due Diligence Vendor-09/10/2025 | Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 16.69 Are Greater Than The Guideline Minimum Of 4 By Six (6) Or More Months<br>Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 11.25 Years<br>Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 80% Is Below The Guideline Maximum Of 90% By Ten Percent (10%) Or More<br>Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 42.27% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br>Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 11.49 Years<br>Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.03 |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000090763 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000091612 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000091579 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other |  |  |  |
| 4000091576 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000091027 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000091614 | xxx | D A | Closed | FCRE7347 | 2025-09-08 17:25 | 2025-09-11 15:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Lease Agreement | Resolved-Updated 1008 & 1003 removing rental income - REO calculations updated to included full PITIA - Due Diligence Vendor-09/11/2025 <br> Ready for Review-Could you please be noted that rental income is removed? Please find attached updated 1008 1003. - Due Diligence Vendor-09/11/2025 <br> Open-Missing lease agreement for REO xxx. - Due Diligence Vendor-09/08/2025 |  | Resolved-Updated 1008 & 1003 removing rental income - REO calculations updated to included full PITIA - Due Diligence Vendor-09/11/2025<br>| Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 15 Years<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 59.3% Is Below The Guideline Maximum Of 90% By Ten Percent (10%) Or More<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.01<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 30.54% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000090777 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000090861 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other |  |  |  |
| 4000091221 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other |  |  |  |
| 4000088397 | xxx | C A | Closed | FPRO1136 | 2025-09-11 09:59 | 2025-09-17 09:16 | Resolved | 1 - Information C A | Property | Appraisal | Subject property appraisal is not on an as-is basis (Primary Value) | Resolved-Primary Value for Subject Property Appraisal is completed on an As-Is Basis, the 1004D Completion Report is fully present, or Not Applicable - Due Diligence Vendor-09/17/2025 <br>Ready for Review-Please see attached file. Thank you very much. - Due Diligence Vendor-09/17/2025 <br>Open-Primary Value Subject Property Appraisal is not on an As-Is Basis and Completion Report (1004D) is not fully Present Missing 1004D showing new property finished. - Due Diligence Vendor-09/11/2025 |  | Resolved-Primary Value for Subject Property Appraisal is completed on an As-Is Basis, the 1004D Completion Report is fully present, or Not Applicable - Due Diligence Vendor-09/17/2025<br>| Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 6.13 Years<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 13.63% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0 |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000091665 | xxx | C A | Closed | FCRE1159 | 2025-09-11 00:03 | 2025-09-16 13:28 | Resolved | 1 - Information C A | Credit | Insurance | Hazard Insurance Effective Date is after the Disbursement Date | Resolved-Hazard Insurance Effective Date of xxx is prior to or equal to the Disbursement Date of xxx Or Hazard Insurance Effective Date Is Not Provided - Due Diligence Vendor-09/16/2025 <br> Ready for Review-Please see the attached POST CD & FSS disbursement date xxx. Thank you! - Due Diligence Vendor-09/16/2025 <br> Open-Hazard Insurance Effective Date of xxx is after the Disbursement Date of xxx Hazard Insurance policy Effective Date of xxx is after the Disbursement date of xxx Provide previous policy dated xxx to be acceptable. - Due Diligence Vendor-09/11/202 |  | Resolved-Hazard Insurance Effective Date of xxx is prior to or equal to the Disbursement Date of xxx Or Hazard Insurance Effective Date Is Not Provided - Due Diligence Vendor-09/16/2025 | Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 67.79 Are Greater Than The Guideline Minimum Of 2 By Six (6) Or More Months<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 60% Is Below The Guideline Maximum Of 75% By Ten Percent (10%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000091665 | xxx | C A | Closed | FCRE1167 | 2025-09-11 00:03 | 2025-09-16 13:28 | Resolved | 1 - Information C A | Credit | Insurance | Inadequate Hazard Insurance Coverage - Amount of coverage is less than primary lien amount and the Replacement Cost Value Estimator was not Provided by the Insurer | Resolved-Sufficent Hazard Insurance Coverage is provided - Due Diligence Vendor-09/16/2025 <br> Ready for Review-Please see the attached RCE. Thank you! - Due Diligence Vendor-09/16/2025 <br> Open-Inadequate Hazard Insurance Coverage and Replacement Cost Estimator was not Provided - Hazard Insurance Coverage in the amount of $xxx is less than the minimum required coverage amount of $xxx Hazard Insurance Coverage in the amount of $xxx is less than the minimum required coverage amount of $xxx. Please provide Replacement cost estimator to make insurance dwelling coverage sufficient. - Due Diligence Vendor-09/11/2025 |  | Resolved-Sufficent Hazard Insurance Coverage is provided - Due Diligence Vendor-09/16/2025<br>| Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 67.79 Are Greater Than The Guideline Minimum Of 2 By Six (6) Or More Months<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 60% Is Below The Guideline Maximum Of 75% By Ten Percent (10%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000091636 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000092880 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000092766 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| 4000091559 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000091689 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other |  |  |  |
| 4000091573 | xxx | C A | Closed | FCRE6873 | 2025-09-14 09:21 | 2025-09-17 14:16 | Resolved | 1 - Information C A | Credit | Borrower | Fraud alert is present on the credit report | Resolved-LOE regrading Fraud Alert on CBR provided. - Due Diligence Vendor-09/17/2025 <br> Ready for Review-Please see attached file. Thank you very much. - Due Diligence Vendor-09/16/2025 <br> Open-Credit report in file has a fraud alert for borrower and coborrower under doc pg #xxx. No supporting documentation that fraud alert was cleared in file - Due Diligence Vendor-09/14/2025 |  | Resolved-LOE regrading Fraud Alert on CBR provided. - Due Diligence Vendor-09/17/2025<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000085002 | xxx | C A | Closed | FCRE4805 | 2025-09-18 15:20 | 2025-09-24 08:58 | Resolved | 1 - Information C A | Credit | Eligibility | Trust/POA Does Not Meet Guideline Requirements | Resolved-Trust/POA Meets Guideline Requirements - Due Diligence Vendor-09/24/2025 <br> Ready for Review-Trust - Due Diligence Vendor-09/23/2025 <br> Open-Trust/POA Does Not Meet Guideline Requirements Provide complete Revocable living Trust document not in file that borrower signed under as xxx - Due Diligence Vendor-09/18/2025 |  | Resolved-Trust/POA Meets Guideline Requirements - Due Diligence Vendor-09/24/2025<br>| Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 13 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 46.12 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000092827 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000093166 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000089825 | xxx | B A | Closed | FCRE1183 | 2025-09-26 05:57 | 2025-09-29 14:27 | Resolved | 1 - Information B A | Credit | Missing Doc - Approval Info | Approval/Underwriting Summary Partially Provided | Resolved-1008/Underwriting Summary is fully present - Due Diligence Vendor-09/29/2025 <br>Ready for Review-Document Uploaded. - Seller-09/29/2025 <br>Open-1008/Underwriting Summary Partially Provided . Provide corrected 1008 for the ratios. 1008 currently reflects ratios of 198.898%/563.384%. - Due Diligence Vendor-09/26/2025 | Ready for Review-Document Uploaded. - Seller-09/29/2025<br>| Resolved-1008/Underwriting Summary is fully present - Due Diligence Vendor-09/29/2025<br>| Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 45.76% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 24.49 Are Greater Than The Guideline Minimum Of 9.2 By Six (6) Or More Months<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 680 By Twenty (20) or More Points<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 7.22 Years |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000093458 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000091501 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000092370 | xxx | D A | Closed | FCRE7497 | 2025-09-29 03:41 | 2025-10-07 12:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Resolved-HOA statement provided. - Due Diligence Vendor-10/07/2025 <br> Ready for Review-Document Uploaded. - Seller-10/06/2025 <br> Counter-Missing LOE/Proof from Borrower or Internet search verifying the HOA for xxx. - Due Diligence Vendor-10/01/2025 <br> Ready for Review-No HOA fees. - Seller-09/30/2025 <br> Open-. Provide HOA documentation for the borrowers primary residence located at xxx. - Due Diligence Vendor-09/30/2025 | Ready for Review-Document Uploaded. - Seller-10/06/2025 <br>Ready for Review-No HOA fees. - Seller-09/30/2025<br>| Resolved-HOA statement provided. - Due Diligence Vendor-10/07/2025<br>| Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 53.16 Are Greater Than The Guideline Minimum Of 11.34 By Six (6) Or More Months<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 20.00 Years<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 33.45% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 16.00 Years<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 700 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 50% Is Below The Guideline Maximum Of 85% By Ten Percent (10%) Or More |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Second Home | Purchase | NA | N/A | N/A | xxx |
| 4000092370 | xxx | D A | Closed | FCOM1544 | 2025-09-30 07:37 | 2025-10-01 08:53 | Resolved | 1 - Information D A | Compliance | Missing Doc - CD | TRID: Missing Final Closing Disclosure | Resolved-TRID: Final Closing Disclosure Provided - Due Diligence Vendor-10/01/2025 <br>Ready for Review-Document Uploaded. - Seller-09/30/2025 <br>Open-TRID: Missing Final Closing Disclosure . Provide complete final CD with all pages. At the time of review page 2 of 5 was not provided as required. - Due Diligence Vendor-09/30/2025 | Ready for Review-Document Uploaded. - Seller-09/30/2025<br>| Resolved-TRID: Final Closing Disclosure Provided - Due Diligence Vendor-10/01/2025<br>| Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 53.16 Are Greater Than The Guideline Minimum Of 11.34 By Six (6) Or More Months<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 20.00 Years<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 33.45% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 16.00 Years<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 700 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 50% Is Below The Guideline Maximum Of 85% By Ten Percent (10%) Or More |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Second Home | Purchase | NA | N/A | N/A | xxx |
| 4000092365 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000091511 | xxx | D A | Closed | FCRE7347 | 2025-10-03 06:41 | 2025-10-08 14:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Lease Agreement | Resolved-Lender is removing the rents and adding the full PITIA in the rent loss. Updated 1003 & 1008 provided. - Due Diligence Vendor-10/08/2025 <br> Ready for Review-Document Uploaded. - Seller-10/08/2025 <br> Open-Missing Lease Agreement for ' xxx - Due Diligence Vendor-10/03/2025 | Ready for Review-Document Uploaded. - Seller-10/08/2025<br>| Resolved-Lender is removing the rents and adding the full PITIA in the rent loss. Updated 1003 & 1008 provided. - Due Diligence Vendor-10/08/2025<br>| Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 69.36% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 8.57 Years<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 6.00 Years<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 41.04% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | xxx |
| 4000090705 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000094805 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000095924 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000095932 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000093464 | xxx | D A | Closed | FCOM8003 | 2025-10-20 09:08 | 2025-10-21 08:03 | Resolved | 1 - Information B A | Compliance | TRID | Final CD: Date Issued does not match actual date delivered | Resolved-Documentation provided is sufficient. Thank you. - Due Diligence Vendor-10/21/2025 <br>Ready for Review-Document Uploaded. - Seller-10/20/2025 <br>Open-\*\*\*Lender to provide a copy of the Final CD executed at closing for review. - Due Diligence Vendor-10/20/2025 | Ready for Review-Document Uploaded. - Seller-10/20/2025<br>| Resolved-Documentation provided is sufficient. Thank you. - Due Diligence Vendor-10/21/2025<br>| Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 28.64% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 86.78 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 700 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 63.28% Is Below The Guideline Maximum Of 85% By Ten Percent (10%) Or More |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000093464 | xxx | D A | Closed | FCOM1221 | 2025-10-20 09:12 | 2025-10-21 08:01 | Resolved | 1 - Information D A | Compliance | Missing Doc - Closing Package | The Deed of Trust is Incomplete | Resolved-The Deed of Trust is Present and Complete - Due Diligence Vendor-10/21/2025 <br>Ready for Review-Document Uploaded. - Seller-10/20/2025 <br>Open-\*\*\*Deed of Trust missing Notary page for all signing parties. - Due Diligence Vendor-10/20/2025 | Ready for Review-Document Uploaded. - Seller-10/20/2025<br>| Resolved-The Deed of Trust is Present and Complete - Due Diligence Vendor-10/21/2025<br>| Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 28.64% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 86.78 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 700 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 63.28% Is Below The Guideline Maximum Of 85% By Ten Percent (10%) Or More |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000096820 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000096815 | xxx | D A | Closed | FCRE3653 | 2025-10-23 13:02 | 2025-10-27 13:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing letter of explanation | Resolved-updated 1008, 1003 and Loan approval - Due Diligence Vendor-10/27/2025 <br> Ready for Review-Document Uploaded. - per UW: Added back in the xxx payment to the DTI - uploaded updated 1008, 1003, final approval - Seller-10/24/2025 <br> Open- Missing documentation explaning the calculation for rental income for xxx. Per documentation in the file there is a first lien with xxx. A promisory note for XXXX million appears to be a second mortgage however the note does not list a physical address. The final 1003 shows rental income in the amount of $-xxx, which is the payment of the promissory note without taxes and insurance. THere is no evidence in the file the first lien xxx has been satisfied. Subject to additional reserves required. - Due Diligence Vendor-10/23/2025 | Ready for Review-Document Uploaded. - per UW: Added back in the xxx payment to the DTI - uploaded updated 1008, 1003, final approval - Seller-10/24/2025 | Resolved-updated 1008, 1003 and Loan approval - Due Diligence Vendor-10/27/2025<br>| Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 10.00 Years<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 19.23% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 700 By Twenty (20) or More Points<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 16.38 Years<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 20.67 Years |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | xxx |
| 4000096815 | xxx | D A | Closed | FCRE1183 | 2025-10-23 05:36 | 2025-10-27 12:57 | Resolved | 1 - Information B A | Credit | Missing Doc - Approval Info | Approval/Underwriting Summary Partially Provided | Resolved-1008/Underwriting Summary is fully present - Due Diligence Vendor-10/27/2025 <br>Ready for Review-Document Uploaded. - Seller-10/24/2025 <br>Open-1008/Underwriting Summary Partially Provided Provided data for another borrower - Due Diligence Vendor-10/23/2025 | Ready for Review-Document Uploaded. - Seller-10/24/2025<br>| Resolved-1008/Underwriting Summary is fully present - Due Diligence Vendor-10/27/2025<br>| Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 10.00 Years<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 19.23% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 700 By Twenty (20) or More Points<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 16.38 Years<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 20.67 Years |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | xxx |
| 4000097846 | xxx | B A | Closed | FCRE1440 | 2025-10-24 14:11 | 2025-10-24 14:11 | Waived | 2 - Non-Material B | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Waived-Waiving rent free LOE for previous housing. Mom passed away we can't get the LOE<br> - Due Diligence Vendor-10/24/2025 |  | Waived-Waiving rent free LOE for previous housing. Mom passed away we can't get the LOE<br> - Due Diligence Vendor-10/24/2025<br>| Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 25.96 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 43.55% Is Less Than The Guideline Maximum Of 50% By Five Percent (5%) Or More<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 75% Is Below The Guideline Maximum Of 85% By Ten Percent (10%) Or More<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 20.81 Years<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 20 Years | Income: Significant residual income $xxx monthly <br> Assets: Excessive Reserves - 18 months  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Second Home | Purchase | NA | Originator Pre-Close | Yes | xxx |
| 4000096799 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000097818 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000092120 | xxx | C A | Closed | FCRE1167 | 2025-09-15 15:37 | 2025-09-18 20:31 | Resolved | 1 - Information C A | Credit | Insurance | Inadequate Hazard Insurance Coverage - Amount of coverage is less than primary lien amount and the Replacement Cost Value Estimator was not Provided by the Insurer | Resolved-Sufficent Hazard Insurance Coverage is provided - Due Diligence Vendor-09/19/2025 <br> Ready for Review-Document Uploaded. rce uploaded - Seller-09/17/2025 <br> Open-Inadequate Hazard Insurance Coverage and Replacement Cost Estimator was not Provided - Hazard Insurance Coverage in the amount of $xxx is less than the minimum required coverage amount of $xxx - Due Diligence Vendor-09/15/2025 | Ready for Review-Document Uploaded. rce uploaded - Seller-09/17/2025<br>| Resolved-Sufficent Hazard Insurance Coverage is provided - Due Diligence Vendor-09/19/2025<br>| Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 10 Years<br>Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 125.69 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | xxx |
| 4000092127 | xxx | C A | Closed | FCRE1167 | 2025-09-15 15:51 | 2025-09-18 20:32 | Resolved | 1 - Information C A | Credit | Insurance | Inadequate Hazard Insurance Coverage - Amount of coverage is less than primary lien amount and the Replacement Cost Value Estimator was not Provided by the Insurer | Resolved-Sufficent Hazard Insurance Coverage is provided - Due Diligence Vendor-09/19/2025 <br> Ready for Review-Document Uploaded. rce uploaded - Seller-09/17/2025 <br> Open-Inadequate Hazard Insurance Coverage and Replacement Cost Estimator was not Provided - Hazard Insurance Coverage in the amount of $xxx is less than the minimum required coverage amount of $xxx - Due Diligence Vendor-09/15/2025 | Ready for Review-Document Uploaded. rce uploaded - Seller-09/17/2025<br>| Resolved-Sufficent Hazard Insurance Coverage is provided - Due Diligence Vendor-09/19/2025<br>| Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 126.47 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | xxx |
| 4000092129 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000092130 | xxx | C A | Closed | FCRE1167 | 2025-09-15 13:09 | 2025-09-18 20:28 | Resolved | 1 - Information C A | Credit | Insurance | Inadequate Hazard Insurance Coverage - Amount of coverage is less than primary lien amount and the Replacement Cost Value Estimator was not Provided by the Insurer | Resolved-Sufficent Hazard Insurance Coverage is provided - Due Diligence Vendor-09/19/2025 <br> Ready for Review-Document Uploaded. rce uploaded - Seller-09/17/2025 <br> Open-Inadequate Hazard Insurance Coverage and Replacement Cost Estimator was not Provided - Hazard Insurance Coverage in the amount of $xxx is less than the minimum required coverage amount of $xxx - Due Diligence Vendor-09/15/2025 | Ready for Review-Document Uploaded. rce uploaded - Seller-09/17/2025<br>| Resolved-Sufficent Hazard Insurance Coverage is provided - Due Diligence Vendor-09/19/2025<br>| Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 10 Years<br>Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 126.47 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | xxx |
| 4000092121 | xxx | C A | Closed | FCRE1167 | 2025-09-15 16:46 | 2025-09-18 15:57 | Resolved | 1 - Information C A | Credit | Insurance | Inadequate Hazard Insurance Coverage - Amount of coverage is less than primary lien amount and the Replacement Cost Value Estimator was not Provided by the Insurer | Resolved-Sufficent Hazard Insurance Coverage is provided - Due Diligence Vendor-09/18/2025 <br> Ready for Review-Document Uploaded. rce uploaded - Seller-09/17/2025 <br> Open-Inadequate Hazard Insurance Coverage and Replacement Cost Estimator was not Provided - Hazard Insurance Coverage in the amount of $xxx is less than the minimum required coverage amount of $xxx - Due Diligence Vendor-09/15/2025 | Ready for Review-Document Uploaded. rce uploaded - Seller-09/17/2025<br>| Resolved-Sufficent Hazard Insurance Coverage is provided - Due Diligence Vendor-09/18/2025<br>| Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 10 Years<br>Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 130.25 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | xxx |
| 4000092131 | xxx | C A | Closed | FCRE1167 | 2025-09-15 06:08 | 2025-09-18 20:30 | Resolved | 1 - Information C A | Credit | Insurance | Inadequate Hazard Insurance Coverage - Amount of coverage is less than primary lien amount and the Replacement Cost Value Estimator was not Provided by the Insurer | Resolved-Sufficent Hazard Insurance Coverage is provided - Due Diligence Vendor-09/19/2025 <br> Ready for Review-Document Uploaded. rce uploaded - Seller-09/17/2025 <br> Open-Inadequate Hazard Insurance Coverage and Replacement Cost Estimator was not Provided - Hazard Insurance Coverage in the amount of $xxx is less than the minimum required coverage amount of $xxx Hazard Insurance Coverage in the amount of $xxx is less than the minimum required coverage amount of $xxx however Master policy is available in the file and which is covering the Loan amount - Due Diligence Vendor-09/15/2025 | Ready for Review-Document Uploaded. rce uploaded - Seller-09/17/2025<br>| Resolved-Sufficent Hazard Insurance Coverage is provided - Due Diligence Vendor-09/19/2025<br>| Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 10 Years<br>Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 130.37 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | xxx |
| 4000092132 | xxx | D A C | Closed | FCRE1167 | 2025-09-15 08:08 | 2025-09-18 20:26 | Resolved | 1 - Information C A | Credit | Insurance | Inadequate Hazard Insurance Coverage - Amount of coverage is less than primary lien amount and the Replacement Cost Value Estimator was not Provided by the Insurer | Resolved-Sufficent Hazard Insurance Coverage is provided - Due Diligence Vendor-09/19/2025 <br> Ready for Review-Document Uploaded. rce uploaded - Seller-09/17/2025 <br> Open-Inadequate Hazard Insurance Coverage and Replacement Cost Estimator was not Provided - Hazard Insurance Coverage in the amount of $xxx is less than the minimum required coverage amount of $xxx - Due Diligence Vendor-09/15/2025 | Ready for Review-Document Uploaded. rce uploaded - Seller-09/17/2025<br>| Resolved-Sufficent Hazard Insurance Coverage is provided - Due Diligence Vendor-09/19/2025<br>| Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 10 Years<br>Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 130.37 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | xxx |
| 4000092132 | xxx | D A C | Closed | FPRO1244 | 2025-09-15 17:09 | 2025-09-16 14:00 | Resolved | 1 - Information D A | Property | Missing Doc - Third Party Valuation | 3rd Party Valuation Product is Required and Missing | Resolved-Desk review provided - Due Diligence Vendor-09/16/2025 <br>Ready for Review-Document Uploaded. - Seller-09/16/2025 <br>Open-Missing CDA - Due Diligence Vendor-09/15/2025 | Ready for Review-Document Uploaded. - Seller-09/16/2025<br>| Resolved-Desk review provided - Due Diligence Vendor-09/16/2025<br>| Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 10 Years<br>Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 130.37 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | xxx |
| 4000092122 | xxx | C A | Closed | FCRE1167 | 2025-09-15 17:21 | 2025-09-18 11:00 | Resolved | 1 - Information C A | Credit | Insurance | Inadequate Hazard Insurance Coverage - Amount of coverage is less than primary lien amount and the Replacement Cost Value Estimator was not Provided by the Insurer | Resolved-Sufficent Hazard Insurance Coverage is provided - Due Diligence Vendor-09/18/2025 <br> Ready for Review-Document Uploaded. rce uploaded - Seller-09/17/2025 <br> Open-Inadequate Hazard Insurance Coverage and Replacement Cost Estimator was not Provided - Hazard Insurance Coverage in the amount of $xxx is less than the minimum required coverage amount of $xxx - Due Diligence Vendor-09/15/2025 | Ready for Review-Document Uploaded. rce uploaded - Seller-09/17/2025<br>| Resolved-Sufficent Hazard Insurance Coverage is provided - Due Diligence Vendor-09/18/2025<br>| Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 10 Years<br>Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 130.31 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | xxx |

---

## Exhibit 99.2

**Exhibit 99.2 Schedule 5**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Total Adjusted Prior Purchase Price** | **Primary Appraised Value** | **Primary Appraisal Date** | **Primary Appraisal Type** | **Value for LTV** | **LTV** | **CLTV** | **Loan Reviewed Property Value** | **Loan Reviewed Variance Amount** | **Loan Reviewed Variance Percent** | **Loan Reviewed Product Type** | **Loan Post-Close Reviewed Property Value** | **Loan Post-Close Reviewed Variance Amount** | **Loan Post-Close Reviewed Variance Percent** | **Loan Post-Close Reviewed Product Type** | **Second Appraisal Value** | **Second Appraisal Variance Amount** | **Second Appraisal Variance Percent** | **Second Appraisal Date** | **Second Appraisal Type** | **AVM Appraised Value** | **AVM Variance Amount** | **AVM Variance Percent** | **AVM Confidence Score** | **FSD Score** | **AVM Company Name** | **AVM Product Name** | **AVM Appraisal Date** | **Desk Review Appraised Value** | **Desk Review Variance Amount** | **Desk Review Variance Percent** | **Desk Review Company** | **Desk Review Risk Score** | **Desk Review Appraisal Date** | **Desk Top Appraised Value** | **Desk Top Variance Amount** | **Desk Top Variance Percent** | **Desk Top Company** | **Desk Top Appraisal Date** | **BPO Appraised Value** | **BPO Variance Amount** | **BPO Variance Percent** | **BPO Company** | **BPO Appraisal Date** | **Field Review Appraised Value** | **Field Review Variance Amount** | **Field Review Variance Percent** | **Field Review Company** | **Field Review Appraisal Date** | **2055 Appraised Value** | **2055 Variance Amount** | **2055 Variance Percent** | **2055 Company** | **2055 Appraisal Date** | **AVE/CMA Appraised Value** | **AVE/CMA Variance Amount** | **AVE/CMA Variance Percent** | **AVE/CMA Company** | **AVE/CMA Appraisal Date** | **Completion Report (1004D) Date** | **Other Appraised Value** | **Other Variance Amount** | **Other Variance Percent** | **Other Appraisal Date** | **Updated Appraised Value** | **Updated Variance Amount** | **Updated Variance Percent** | **Updated Company** | **Updated Appraisal Date** | **Updated Appraisal Type** | **Loan Collateral Advisor Risk Score** | **Loan Collateral Advisor Risk Score Date** | **Collateral Underwriter Risk Score** | **Collateral Underwriter Risk Score Date** |
| 4000066579 | xxx |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | 59.46 | 59.46 | xxx | xxx | .0054 | 1004 URAR |  |  |  |  | xxx | xxx | .0054 | xxx | 1004 URAR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000069412 | xxx |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  | 2.3 | xxx |
| 4000073137 | xxx |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 43.48 | 43.48 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 1.6 | xxx |
| 4000074076 | xxx |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 70.83 | 70.83 | xxx | xxx | .0119 | 1004 URAR |  |  |  |  | xxx | xxx | .0119 | xxx | 1004 URAR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000075595 | xxx |  | xxx | xxx |  | xxx | xxx | xxx | 1073 Individual Condo Report | xxx | 18.94 | 18.94 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.8 | xxx |
| 4000075736 | xxx |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | 46.19 | 46.19 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxx Eligible | 1 | xxx |
| 4000075827 | xxx |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxx |
| 4000076530 | xxx |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | 33.76 | 33.76 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000074724 | xxx |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | 60.0 | 60.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 | xxx |
| 4000080225 | xxx |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 74.03 | 74.03 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000077268 | xxx |  | xxx | xxx | xxx | xxx | xxx | xxx | 1073 Individual Condo Report | xxx | 34.02 | 34.02 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000077721 | xxx |  | xxx | xxx | xxx | xxx | xxx | xxx | 1073 Individual Condo Report | xxx | 29.29 | 29.29 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000084122 | xxx |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.9 | xxx |
| 4000084466 | xxx |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 61.78 | 61.78 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000084125 | xxx |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | 35.29 | 35.29 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 1 | xxx |
| 4000084127 | xxx |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000082359 | xxx |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000084130 | xxx |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 60.0 | 60.0 | xxx | xxx | .0022 | 1004 URAR |  |  |  |  | xxx | xxx | .0022 | xxx | 1004 URAR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000083716 | xxx |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 1 | xxx |
| 4000082793 | xxx |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | 54.85 | 54.85 | xxx | xxx | .0356 | 1004 URAR |  |  |  |  | xxx | xxx | .0356 | xxx | 1004 URAR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000083413 | xxx |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 65.0 | 65.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxx Eligible | 1 | xxx |
| 4000084356 | xxx |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 1 | xxx |
| 4000084675 | xxx |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | 60.0 | 60.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000082964 | xxx |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 70.0 | 70.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000086314 | xxx |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 69.23 | 69.23 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 1 | xxx |
| 4000088334 | xxx |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 69.7 | 69.7 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000087602 | xxx |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | 68.16 | 68.16 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.7 | xxx |
| 4000085347 | xxx |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 1 | xxx |
| 4000088585 | xxx |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | 61.02 | 61.02 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000088429 | xxx |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 58.82 | 58.82 | xxx | 0 | .0000 | 1004 URAR |  |  |  |  | xxx | 0 | .0000 | xxx | 1004 URAR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000084350 | xxx |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx Eligible |  |  |
| 4000084846 | xxx |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000084623 | xxx |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 1 | xxx |
| 4000085914 | xxx |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx |
| 4000085753 | xxx |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 70.0 | 70.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  | 2 | xxx Eligible | 1 | xxx |
| 4000084728 | xxx |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | xxx | .0500 | Loan Collateral Advisor (LCA) |  |  |  |  | xxx | xxx | .0500 | xxx | 1004 URAR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible |  |  |
| 4000090754 | xxx |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 19.44 | 19.44 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000086712 | xxx |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 1 | xxx |
| 4000090859 | xxx |  | xxx | xxx |  | xxx | xxx | xxx | 1073 Individual Condo Report | xxx | 69.85 | 69.85 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxx |
| 4000088392 | xxx |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 73.33 | 73.33 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000086694 | xxx |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxx Eligible | 2.3 | xxx |
| 4000088426 | xxx |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 44.24 | 44.24 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxx Eligible | 1 | xxx |
| 4000087605 | xxx |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 1 | xxx |
| 4000086688 | xxx |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | xxx | -.0227 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | xxx | -.0227 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000086725 | xxx |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 48.73 | 48.73 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 1 | xxx |
| 4000086730 | xxx |  | xxx | xxx |  | xxx | xxx | xxx | 1025 Small Residential Income Report | xxx | 58.24 | 58.24 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000090857 | xxx |  | xxx | xxx | xxx | xxx | xxx | xxx | 1073 Individual Condo Report | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000090750 | xxx |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 60.0 | 60.0 | xxx | 0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 2.2 | xxx |
| 4000085826 | xxx |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 60.0 | 60.0 | xxx | 0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 2.3 | xxx |
| 4000086702 | xxx |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 26.69 | 26.69 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 1 | xxx |
| 4000086685 | xxx |  | xxx | xxx |  | xxx | xxx | xxx | 1073 Individual Condo Report | xxx | 70.0 | 70.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 1 | xxx |
| 4000086680 | xxx |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 79.78 | 79.78 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxx Eligible | 2.4 | xxx |
| 4000090758 | xxx |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 74.97 | 74.97 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000088419 | xxx |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | 29.07 | 29.07 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxx Eligible | 1 | xxx |
| 4000090751 | xxx |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxx Eligible | 1 | xxx |
| 4000088439 | xxx |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 34.01 | 34.01 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000090764 | xxx |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | 42.5 | 42.5 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000088416 | xxx |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | xxx | .0093 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 1 | xxx |
| 4000086721 | xxx |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 60.0 | 60.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx Eligible | 1.7 | xxx |
| 4000088399 | xxx |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | 52.4 | 52.4 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 1.3 | xxx |
| 4000086735 | xxx |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 55.86 | 55.86 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000088403 | xxx |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | 30.77 | 30.77 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000082672 | xxx |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxx Eligible | 1.6 | xxx |
| 4000086697 | xxx |  | xxx | xxx | xxx | xxx | xxx | xxx | 1073 Individual Condo Report | xxx | 62.86 | 62.86 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 | xxx |
| 4000088438 | xxx |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 48.39 | 48.39 | xxx | xxx | -.0313 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | xxx | -.0312 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000084097 | xxx |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx Eligible | 1 | xxx |
| 4000091026 | xxx |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 1 | xxx |
| 4000091572 | xxx |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 1 | xxx |
| 4000090763 | xxx |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 78.81 | 78.81 | xxx | 0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 1.3 | xxx |
| 4000091612 | xxx |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 1.8 | xxx |
| 4000091579 | xxx |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | 20.0 | 20.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxx Eligible | 1 | xxx |
| 4000091576 | xxx |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 69.34 | 69.34 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx Eligible | 1.3 | xxx |
| 4000091027 | xxx |  | xxx | xxx | xxx | xxx | xxx | xxx | 1073 Individual Condo Report | xxx | 74.26 | 74.26 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 1 | xxx |
| 4000091614 | xxx |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 59.3 | 59.3 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000090777 | xxx |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | 31.91 | 31.91 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.2 | xxx |
| 4000090861 | xxx |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | 39.09 | 39.09 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000091221 | xxx |  | xxx | xxx |  | xxx | xxx | xxx | 1073 Individual Condo Report | xxx | 49.9 | 49.9 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000088397 | xxx |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 13.63 | 13.63 | xxx | xxx | -.0606 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | xxx | -.0606 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000091665 | xxx |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 60.0 | 60.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxx Eligible | 1 | xxx |
| 4000091636 | xxx |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 1 | xxx |
| 4000092880 | xxx |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 1 | xxx |
| 4000092766 | xxx |  | xxx | xxx |  | xxx | xxx | xxx | 1073 Individual Condo Report | xxx | 68.85 | 68.85 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 | xxx |
| 4000091559 | xxx |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx Eligible | 1 | xxx |
| 4000091689 | xxx |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | 45.45 | 45.45 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.9 | xxx |
| 4000091573 | xxx |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000085002 | xxx |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000092827 | xxx |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 79.96 | 79.96 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxx Eligible | 2.2 | xxx |
| 4000093166 | xxx |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | 75.04 | 75.04 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  | 1.5 | xxx Eligible | 1 | xxx |
| 4000089825 | xxx |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Enhanced Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Adequate | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 | xxx |
| 4000093458 | xxx |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | As/Is | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxx |
| 4000091501 | xxx |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | 49.06 | 49.06 | xxx | 0 | .0000 | Enhanced Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Adequate | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 | xxx |
| 4000092370 | xxx |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 50.0 | 50.0 | xxx | 0 | .0000 | Enhanced Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Nuquest | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000092365 | xxx |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Enhanced Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Adequate | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000091511 | xxx |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | 69.36 | 69.36 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Adequate | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx |
| 4000090705 | xxx |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Adequate | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000094805 | xxx |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 41.67 | 41.67 | xxx | 0 | .0000 | Enhanced Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Adequate | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000095924 | xxx |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxx Eligible |  |  |
| 4000095932 | xxx |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 73.33 | 73.33 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Excellent | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000093464 | xxx |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 63.28 | 63.28 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000096820 | xxx |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Adequate | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx |
| 4000096815 | xxx |  | xxx | xxx | xxx | xxx | xxx | xxx | 1025 Small Residential Income Report | xxx | 77.83 | 77.83 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000097846 | xxx |  | xxx | xxx | xxx | xxx | xxx | xxx | 1073 Individual Condo Report | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Adequate | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.4 | xxx |
| 4000096799 | xxx |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Enhanced Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Adequate | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.9 | xxx |
| 4000097818 | xxx |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 54.0 | 54.0 | xxx | 0 | .0000 | Enhanced Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Adequate | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.4 | xxx |
| 4000092120 | xxx |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000092127 | xxx |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000092129 | xxx |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000092130 | xxx |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | xxx | -.0033 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | xxx | -.0033 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000092121 | xxx |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000092131 | xxx |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000092132 | xxx |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000092122 | xxx |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

## Exhibit 99.2

**Exhibit 99.2 Schedule 6**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Investor Loan ID** | **Seller Loan ID** | **Lender Application Date** | **Originator QM Status** | **Final QM Status** | **Originator QM Status Difference than Final QM Status?** | **Reason Why NonQM Final Status** | **APR Pricing Threshold Exceeded?** | **QM DTI Threshold Exceeded?** | **Higher Priced Mortgage Loan (HPML)?** | **Negatively Amortizing Loan?** | **Principal Deferment?** | **Interest Only Flag?** | **Prepayment Penalty?** | **Balloon Flag?** | **Adjustable Rate Balloon?** | **Loan Term Less Than 5 Years?** | **QM Points and Fees Threshold Exceeded?** | **QM Total Points and Fees** | **APR** | **ATR: Qualifying Payment Properly Considered?** | **ATR: Current Employment/Self-Employment Verified?** | **ATR: Balloon Qualifying Payment Properly Considered?** | **ATR: Reasonable Income or Assets Considered?** | **ATR: Subject PITIA Adequately Documented?** | **ATR: All Liabilities Including Alimony and Child Support in DTI?** | **ATR: Simultaneous Loan Calculated Properly** | **ATR: Credit History was Considered Properly?** | **ATR: Did Lender Document All ATR Factors?** | **ATR: Was an ATR/QM Residual Income Analysis Provided?** | **Residual Income** | **Residual Income Meets Guidelines?** | **Borrower 1 Employment Indicator** | **Borrower 2 Employment Indicator** | **Borrower 1 Foreign National Indicator** | **Borrower 2 Foreign National Indicator** | **Business Purpose Loan?** | **Business Purpose Verified?** |
| 4000066579 |  | xxx | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | Yes | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000069412 |  | xxx | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000073137 |  | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 6250 | 6.905 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000074076 |  | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | Yes | 9683.75 | 7.596 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000075595 |  | xxx | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000075736 |  | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 1495 | 7.474 | Yes | Yes | N/A | Yes | Yes | Yes | Yes | Yes | Yes | Yes | xxx | N/A | Employed |  | No |  | No |  |
| 4000075827 |  | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | Yes | Yes | Yes | No | No | No | No | No | No | No | No | 6546 | 8.711 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000076530 |  | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 9395 | 7.333 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | xxx | N/A | Employed |  | No |  | No |  |
| 4000074724 |  | xxx | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000080225 |  | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 1870 | 7.935 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000077268 |  | xxx | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No | No | Yes | Present |
| 4000077721 |  | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 6606 | 6.953 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 4000084122 |  | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 10040 | 7.899 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000084466 |  | xxx | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | Yes | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000084125 |  | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 4245 | 7.551 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000084127 |  | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 2095 | 7.706 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000082359 |  | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | Yes | No | No | No | No | No | No | No | No | No | No | 2100 | 7.929 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 4000084130 |  | xxx | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000083716 |  | xxx | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No | No | Yes | Present |
| 4000082793 |  | xxx | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx | N/A | Employed |  | No |  | Yes | Present |
| 4000083413 |  | xxx | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000084356 |  | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 5050.56 | 7.497 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000084675 |  | xxx | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No | No | Yes | Present |
| 4000082964 |  | xxx | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000086314 |  | xxx | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | Yes | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000088334 |  | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 7487.5 | 7.484 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000087602 |  | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 21281.25 | 7.566 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000085347 |  | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | Yes | No | No | No | No | No | 6564 | 7.306 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000088585 |  | xxx | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No | No | Yes | Present |
| 4000088429 |  | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | Yes | No | No | No | No | No | No | No | No | No | No | 2450 | 8.421 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 4000084350 |  | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 13394.4 | 7.36 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000084846 |  | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 5977.48 | 7.163 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000084623 |  | xxx | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000085914 |  | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 1925.25 | 8.175 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | xxx | N/A | Not Employed | Employed | No | No | No |  |
| 4000085753 |  | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | Yes | 7916.42 | 7.08 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | xxx | N/A | Employed | Not Employed | No | No | No |  |
| 4000084728 |  | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | Yes | No | Yes | No | No | No | No | No | No | No | No | 13450 | 8.661 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000090754 |  | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 3995 | 7.313 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000086712 |  | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | Yes | 11845 | 7.073 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | xxx | N/A | Employed | Employed | No | No | No |  |
| 4000090859 |  | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 1740 | 7.554 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000088392 |  | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | Yes | No | Yes | No | No | No | No | No | No | No | No | 15200 | 8.499 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000086694 |  | xxx | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000088426 |  | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | Yes | No | Yes | No | No | No | No | No | No | No | Yes | 8305 | 8.914 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000087605 |  | xxx | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx | N/A | Employed |  | No |  | Yes | Present |
| 4000086688 |  | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | Yes | No | Yes | No | No | No | No | No | No | No | No | 10250 | 8.622 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000086725 |  | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 13450 | 7.348 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000086730 |  | xxx | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000090857 |  | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 2961.81 | 7.736 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000090750 |  | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 11244.5 | 7.802 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000085826 |  | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 7373.8 | 7.482 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000086702 |  | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 3387.5 | 7.386 | Yes | Yes | Yes | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000086685 |  | xxx | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000086680 |  | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | Yes | 6240 | 7.406 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000090758 |  | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 11820 | 6.755 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000088419 |  | xxx | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No | No | Yes | Present |
| 4000090751 |  | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 9345 | 7.273 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000088439 |  | xxx | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000090764 |  | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 2745 | 7.071 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000088416 |  | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | Yes | No | Yes | No | No | No | No | No | No | No | No | 11481.25 | 8.693 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000086721 |  | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | Yes | No | Yes | No | No | No | No | No | No | No | No | 12550 | 8.566 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 4000088399 |  | xxx | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000086735 |  | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | Yes | Yes | Yes | No | No | No | No | No | No | No | No | 1250 | 8.447 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000088403 |  | xxx | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Yes | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000082672 |  | xxx | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000086697 |  | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 5850 | 7.076 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000088438 |  | xxx | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx | N/A | Employed | Not Employed | No | No | Yes | Present |
| 4000084097 |  | xxx | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx | N/A | Employed |  | No |  | Yes | Present |
| 4000091026 |  | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 16890 | 7.591 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | xxx | N/A | Employed |  | No |  | No |  |
| 4000091572 |  | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 11494 | 7.353 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Not Employed | No | No | No |  |
| 4000090763 |  | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | Yes | No | No | No | No | No | No | No | No | No | No | 26325 | 8.588 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000091612 |  | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 14650 | 6.863 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 4000091579 |  | xxx | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000091576 |  | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 17312.5 | 7.121 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 4000091027 |  | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 9945 | 7.733 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000091614 |  | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | Yes | No | No | No | No | No | No | No | No | 8462.5 | 8.278 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000090777 |  | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 16845 | 6.462 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000090861 |  | xxx | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000091221 |  | xxx | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000088397 |  | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | Yes | No | No | No | No | No | 5400 | 7.271 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000091665 |  | xxx | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000091636 |  | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 7732 | 6.931 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000092880 |  | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 22050 | 7.208 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000092766 |  | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 8305 | 7.397 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000091559 |  | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 7980 | 6.908 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000091689 |  | xxx | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000091573 |  | xxx | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No | No | Yes | Present |
| 4000085002 |  | xxx | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000092827 |  | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 11425 | 6.837 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000093166 |  | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 11280 | 7.041 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000089825 |  | xxx | xxx | ATR/QM: Exempt | ATR/QM: Exempt | No | Appendix Q Documentation | Yes | Yes | Yes | No | No | No | No | No | No | No | No | 10310 | 8.905 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Retired | No | No | No |  |
| 4000093458 |  | xxx | xxx | ATR/QM: Exempt | ATR/QM: Exempt | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 10559.81 | 7.662 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 4000091501 |  | xxx | xxx | ATR/QM: Exempt | ATR/QM: Exempt | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 1880 | 7.785 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000092370 |  | xxx | xxx | ATR/QM: Exempt | ATR/QM: Exempt | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 1140 | 6.809 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Not Employed | No | No | No |  |
| 4000092365 |  | xxx | xxx | ATR/QM: Exempt | ATR/QM: Exempt | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 3470.04 | 6.601 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Not Employed |  | No |  | No |  |
| 4000091511 |  | xxx | xxx | ATR/QM: Exempt | ATR/QM: Exempt | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 23295.1 | 8.762 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000090705 |  | xxx | xxx | ATR/QM: Exempt | ATR/QM: Exempt | No | Appendix Q Documentation | Yes | No | Yes | No | No | No | No | No | No | No | Yes | 13058.78 | 8.893 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000094805 |  | xxx | xxx | ATR/QM: Exempt | ATR/QM: Exempt | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | Yes | 8795 | 7.135 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Not Employed | Not Employed | No | No | No |  |
| 4000095924 |  | xxx | xxx | ATR/QM: Exempt | ATR/QM: Exempt | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | Yes | 11035 | 7.244 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Not Employed |  | No |  | No |  |
| 4000095932 |  | xxx | xxx | ATR/QM: Exempt | ATR/QM: Exempt | No | Appendix Q Documentation | No | Yes | Yes | No | No | No | No | No | No | No | No | 10595 | 7.883 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 4000093464 |  | xxx | xxx | ATR/QM: Exempt | ATR/QM: Exempt | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 11793 | 7.007 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Retired |  | No |  | No |  |
| 4000096820 |  | xxx | xxx | ATR/QM: Exempt | ATR/QM: Exempt | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 1880 | 7.062 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000096815 |  | xxx | xxx | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx | N/A | Employed |  | No |  | Yes | Present |
| 4000097846 |  | xxx | xxx | ATR/QM: Exempt | ATR/QM: Exempt | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 8020 | 7.951 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000096799 |  | xxx | xxx | ATR/QM: Exempt | ATR/QM: Exempt | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 9480 | 7.08 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Unknown | Unknown | No | No | No |  |
| 4000097818 |  | xxx | xxx | ATR/QM: Exempt | ATR/QM: Exempt | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 7722 | 7.098 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Unknown |  | No |  | No |  |
| 4000092120 |  | xxx | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | Yes | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000092127 |  | xxx | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | Yes | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000092129 |  | xxx | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | Yes | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000092130 |  | xxx | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | Yes | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000092121 |  | xxx | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | Yes | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000092131 |  | xxx | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | Yes | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000092132 |  | xxx | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | Yes | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000092122 |  | xxx | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | Yes | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |

---

## Exhibit 99.2

**Exhibit 99.2 Schedule 7**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Field Name** | **Verified Value** | **Bid Tape Value** | **Comment** |
| 4000075827 | xxx |  | ARM Initial Interest Rate Minimum | 5.25 | 0.05 |  |
| 4000082359 | xxx |  | ARM Initial Interest Rate Minimum | 5.125 | 0.04 |  |
| 4000088429 | xxx |  | ARM Initial Interest Rate Minimum | 5.125 | 0.05 |  |
| 4000084728 | xxx |  | ARM Initial Interest Rate Minimum | 5.625 | 0.05 |  |
| 4000088392 | xxx |  | ARM Initial Interest Rate Minimum | 5.25 | 0.05 |  |
| 4000086688 | xxx |  | ARM Initial Interest Rate Minimum | 5.5 | 0.05 |  |
| 4000088416 | xxx |  | ARM Initial Interest Rate Minimum | 5.75 | 0.05 |  |
| 4000086721 | xxx |  | ARM Initial Interest Rate Minimum | 5.375 | 0.05 |  |
| 4000086735 | xxx |  | ARM Initial Interest Rate Minimum | 5.125 | 0.05 |  |
| 4000090763 | xxx |  | ARM Initial Interest Rate Minimum | 5.5 | 0.05 |  |
| 4000075827 | xxx |  | ARM Subsequent Interest Rate Change Frequency | 6 | 0 |  |
| 4000082359 | xxx |  | ARM Subsequent Interest Rate Change Frequency | 6 | 0 |  |
| 4000088429 | xxx |  | ARM Subsequent Interest Rate Change Frequency | 6 | 0 |  |
| 4000084728 | xxx |  | ARM Subsequent Interest Rate Change Frequency | 6 | 0 |  |
| 4000088392 | xxx |  | ARM Subsequent Interest Rate Change Frequency | 6 | 0 |  |
| 4000086688 | xxx |  | ARM Subsequent Interest Rate Change Frequency | 6 | 0 |  |
| 4000088416 | xxx |  | ARM Subsequent Interest Rate Change Frequency | 6 | 0 |  |
| 4000086721 | xxx |  | ARM Subsequent Interest Rate Change Frequency | 6 | 0 |  |
| 4000086735 | xxx |  | ARM Subsequent Interest Rate Change Frequency | 6 | 0 |  |
| 4000090763 | xxx |  | ARM Subsequent Interest Rate Change Frequency | 6 | 0 |  |
| 4000091614 | xxx |  | ARM Subsequent Interest Rate Change Frequency | 6 | 0 |  |
| 4000085753 | xxx |  | Borrower 1 Citizen | Permanent Resident Alien | US Citizen |  |
| 4000086688 | xxx |  | Borrower 1 Citizen | Permanent Resident Alien | US Citizen |  |
| 4000091614 | xxx |  | Borrower 1 SSN | xxx | xxx |  |
| 4000091612 | xxx |  | Borrower 2 SSN | xxx | xxx |  |
| 4000066579 | xxx |  | Calculated DSCR | 1.086 | 0 |  |
| 4000069412 | xxx |  | Calculated DSCR | 1.016 | 0 |  |
| 4000075595 | xxx |  | Calculated DSCR | 1.413 | 0 |  |
| 4000074724 | xxx |  | Calculated DSCR | 1.148 | 0 |  |
| 4000077268 | xxx |  | Calculated DSCR | 1.076 | 0 |  |
| 4000084466 | xxx |  | Calculated DSCR | 1.032 | 0 |  |
| 4000084130 | xxx |  | Calculated DSCR | 1.11 | 0 |  |
| 4000083716 | xxx |  | Calculated DSCR | 1.021 | 0 |  |
| 4000083413 | xxx |  | Calculated DSCR | 0.803 | 0 |  |
| 4000084675 | xxx |  | Calculated DSCR | 1.357 | 0 |  |
| 4000082964 | xxx |  | Calculated DSCR | 1.008 | 0 |  |
| 4000086314 | xxx |  | Calculated DSCR | 1.103 | 0 |  |
| 4000084623 | xxx |  | Calculated DSCR | 1.295 | 0 |  |
| 4000086694 | xxx |  | Calculated DSCR | 1.127 | 0 |  |
| 4000086730 | xxx |  | Calculated DSCR | 1.446 | 0 |  |
| 4000086685 | xxx |  | Calculated DSCR | 0.877 | 0 |  |
| 4000088419 | xxx |  | Calculated DSCR | 1.629 | 0 |  |
| 4000088439 | xxx |  | Calculated DSCR | 1.156 | 0 |  |
| 4000088399 | xxx |  | Calculated DSCR | 0.521 | 0 |  |
| 4000082672 | xxx |  | Calculated DSCR | 1.069 | 0 |  |
| 4000091579 | xxx |  | Calculated DSCR | 1.429 | 0 |  |
| 4000090861 | xxx |  | Calculated DSCR | 1.433 | 0 |  |
| 4000091221 | xxx |  | Calculated DSCR | 0.842 | 0 |  |
| 4000091665 | xxx |  | Calculated DSCR | 0.722 | 0 |  |
| 4000091689 | xxx |  | Calculated DSCR | 1.273 | 0 |  |
| 4000091573 | xxx |  | Calculated DSCR | 1.049 | 0 |  |
| 4000085002 | xxx |  | Calculated DSCR | 1.188 | 0 |  |
| 4000091573 | xxx |  | Number of Units | 1 | 2 |  |
| 4000084728 | xxx |  | Primary Appraised Property Value | xxx | xxx |  |
| 4000088416 | xxx |  | Primary Appraised Property Value | xxx | xxx |  |
| 4000090705 | xxx |  | Primary Appraised Property Value | xxx | xxx |  |
| 4000092766 | xxx |  | Project Type | Detached Project | 2-4 Unit Project |  |
| 4000084675 | xxx |  | Qualifying CLTV | 60 | 54.44 |  |
| 4000075595 | xxx |  | Qualifying FICO | 727 | 735 |  |
| 4000076530 | xxx |  | Qualifying FICO | 803 | 0 |  |
| 4000084466 | xxx |  | Qualifying FICO | 796 | 0 |  |
| 4000088429 | xxx |  | Qualifying FICO | 730 | 0 |  |
| 4000086688 | xxx |  | Qualifying FICO | 786 | 78686 |  |
| 4000086721 | xxx |  | Qualifying FICO | 768 | 717 |  |
| 4000091027 | xxx |  | Qualifying FICO | 707 | 710 |  |
| 4000091689 | xxx |  | Qualifying FICO | 802 | 0 |  |
| 4000092827 | xxx |  | Qualifying FICO | 761 | 0 |  |
| 4000084466 | xxx |  | Qualifying Interest Rate | 6.625 | 6.49 |  |
| 4000088392 | xxx |  | Qualifying Interest Rate | 9.375 | 9.342 |  |
| 4000086735 | xxx |  | Qualifying Interest Rate | 9.375 | 9.327 |  |
| 4000090763 | xxx |  | Qualifying Interest Rate | 9.375 | 9.34 |  |
| 4000084675 | xxx |  | Qualifying LTV | 60 | 54.44 |  |
| 4000084125 | xxx |  | Qualifying Total Debt Income Ratio | 40.18 | 20.34 |  |
| 4000088416 | xxx |  | Qualifying Total Debt Income Ratio | 43 | 45.76 |  |
| 4000091576 | xxx |  | Qualifying Total Debt Income Ratio | 38.8 | 41.91 |  |
| 4000091614 | xxx |  | Qualifying Total Debt Income Ratio | 43.27 | 30.54 |  |
| 4000091511 | xxx |  | Qualifying Total Debt Income Ratio | 44.83 | 41.04 |  |
| 4000096815 | xxx |  | Qualifying Total Debt Income Ratio | 22.41 | 17.85 |  |
| 4000088429 | xxx |  | Secondary Appraised Property Value | xxx | xxx |  |
| 4000084728 | xxx |  | Secondary Appraised Property Value | xxx | xxx |  |
| 4000092120 | xxx |  | Calculated DSCR | 1.023 | 1.049 |  |
| 4000092127 | xxx |  | Calculated DSCR | 1.023 | 1.049 |  |
| 4000092130 | xxx |  | Calculated DSCR | 1.02 | 1.046 |  |
| 4000092121 | xxx |  | Calculated DSCR | 1.017 | 1.043 |  |
| 4000092131 | xxx |  | Calculated DSCR | 1.023 | 1.049 |  |
| 4000092132 | xxx |  | Calculated DSCR | 1.023 | 1.049 |  |
| 4000092122 | xxx |  | Calculated DSCR | 1.02 | 1.046 |  |
| 4000092120 | xxx |  | Interest Rate | 7.249 | 0.0725 |  |
| 4000092127 | xxx |  | Interest Rate | 7.249 | 0.0725 |  |
| 4000092129 | xxx |  | Interest Rate | 7.249 | 0.0725 |  |
| 4000092130 | xxx |  | Interest Rate | 7.249 | 0.0725 |  |
| 4000092121 | xxx |  | Interest Rate | 7.249 | 0.0725 |  |
| 4000092131 | xxx |  | Interest Rate | 7.249 | 0.0725 |  |
| 4000092132 | xxx |  | Interest Rate | 7.249 | 0.0725 |  |
| 4000092122 | xxx |  | Interest Rate | 7.249 | 0.0725 |  |
| 4000092120 | xxx |  | Property Type | PUD | SFR |  |
| 4000092127 | xxx |  | Property Type | PUD | SFR |  |
| 4000092129 | xxx |  | Property Type | PUD | SFR |  |
| 4000092130 | xxx |  | Property Type | PUD | SFR |  |
| 4000092121 | xxx |  | Property Type | PUD | SFR |  |
| 4000092131 | xxx |  | Property Type | PUD | SFR |  |
| 4000092132 | xxx |  | Property Type | PUD | SFR |  |
| 4000092122 | xxx |  | Property Type | PUD | SFR |  |

---

## Exhibit 99.3

**Exhibit 99.3**

**EXECUTIVE SUMMARY<br> Third Party Due Diligence Review**

**Overview**

Consolidated Analytics, Inc ("Consolidated Analytics"), a third-party due diligence provider, performed the review described below on residential mortgage loans acquired by Onslow Bay Financial LLC through a bulk purchase. The review included a total of 178 newly originated residential mortgage loans acquired through a bulk purchase in connection with the securitization identified as OBX 2025-NQM23 (the "Securitization"). The Review was conducted from November 2024 through October 2025 on mortgage loans originated between November 2024 and October 2025.

**Scope of Review**

**Credit Review**

Consolidated Analytics performed a "Credit Review" to verify compliance with guidelines in effect at the time of loan origination, or other guidelines provided by Client prior to review, and ensure the characteristics used by the underwriter are supported by the file documentation; and determine whether any loans outside of those guidelines contain legitimate and approved exceptions with compensating factors.

The Credit Review attempted to confirm the following:

&nbsp;&nbsp;&nbsp;&nbsp;a. QM or ATR Validation / Review of 8 Key Underwriting Factors

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Income / Assets

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Validate borrower(s) monthly gross income

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Validate funds required to close, required reserves

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Review file documentation for required level of income and asset verifications

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Employment Status

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Review file documentation for required level of employment

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Monthly Mortgage Payment

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Confirm program, qualifying rate, terms

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Simultaneous Loans

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Validate all concurrent loans are included in the DTI to properly assess the ability to repay

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v. Mortgage Related Obligations: PITI, HOA, PMI, etc.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Validate subject loan monthly payment (PITI) and associated obligations

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vi. Debts / Obligations

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Validate monthly recurring liabilities

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vii. DTI and/or Residual Income

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Validate debt-to-income ratio (DTI) based upon income and debt documentation provided in the file

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Documentation meets Appendix Q requirements for QM Loans

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;viii. Credit History

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Review credit report for credit history and required credit depth including any / all inquiries

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Determine representative credit score from credit report

&nbsp;&nbsp;&nbsp;&nbsp;b. Validate loan-to-value (LTV) and combined loan-to-value

&nbsp;&nbsp;&nbsp;&nbsp;c. Review borrower's occupancy

&nbsp;&nbsp;&nbsp;&nbsp;d. Validation through third party resource of the subject properties most recent twelve (12) month sales
history

&nbsp;&nbsp;&nbsp;&nbsp;e. Confirm sufficient evidence in loan file, by reviewing the underwriter's decision to approve the
loan based upon the borrows income, debt, and credit history, to support borrower's willingness and ability to repay the debt

&nbsp;&nbsp;&nbsp;&nbsp;f. Confirm that Final 1003 is sufficiently completed

&nbsp;&nbsp;&nbsp;&nbsp;g. Provide Audit 1008 with accurate data based on file documentation

&nbsp;&nbsp;&nbsp;&nbsp;h. Confirm Loan Approval conditions were met

&nbsp;&nbsp;&nbsp;&nbsp;i. Review condominium questionnaire to verify all information is complete, prepared by an authorized representative,
and address any red flags that may deem condominium project ineligible

&nbsp;&nbsp;&nbsp;&nbsp;j. General QM for any loans originated under the GQM Rule

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Pricing Thresholds:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Pricing for First Lien Loans:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. 2.25% for a first-lien covered transaction with a loan amount greater than or equal to the applicable dollar amount threshold; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. 3.5% for a first-lien covered transaction with a loan amount greater than or equal to the applicable dollar amount threshold; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. 6.5% for a first-lien covered transaction with a loan amount less than the applicable dollar amount threshold.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Pricing for Subordinate Lien Loans:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. 3.5% for a subordinate-lien covered transaction with a loan amount greater than or equal to the applicable dollar amount threshold;
and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. 6.5% for a subordinate-lien covered transaction with a loan amount less than the applicable dollar amount threshold.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Pricing for Manufactured Homes:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. 2.25% for a first-lien covered transaction secured by a manufactured home with a loan amount equal to or greater than the applicable
dollar amount threshold; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. 6.5% for a covered transaction secured by a manufactured home with a loan amount less than applicable dollar amount threshold.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Consider Income and Assets:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Consumer's current or reasonably expected income or assets (other than the value of the dwelling that secures the loan;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o The consumer's debt obligations, alimony, child support; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o The monthly DTI or residual income.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Verification of Income and Assets:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Verification in compliance with one of the "safe harbor" guidelines will meet the QM verification requirement. A creditor
is allowed to "mix and match" provisions of the different guidelines rather than only apply one guideline per loan.

The specific guidelines that the CFPB is designating for the safe harbor are: The GQM Rule provides that if the creditor verifies the consumer's income or assets, debt obligations, alimony, child support, and monthly DTI or residual income by meeting the standards of certain specified third-party underwriting manuals, then a creditor is presumed to have complied with the verification requirement. These specified manuals are:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Chapters B3-3 through B3-6 of the Fannie Mae Single Family Selling Guide, published June 3, 2020;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Sections 5102 through 5500 of the Freddie Mac Single-Family Seller/Servicer Guide, published June 10, 2020;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Sections II.A.1 and II.A.4-5 of the Federal Housing Administration's Single Family Housing Policy Handbook, issued October 24,
2019;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Chapter 4 of the U.S. Department of Veterans Affairs' Lenders Handbook, revised February 22, 2019;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v. Chapter 4 of the U.S. Department of Agriculture's Field Office Handbook for the Direct Single Family Housing Program, revised
March 15, 2019; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vi. Chapters 9 through 11 of the U.S. Department of Agriculture's Handbook for the Single Family Guaranteed Loan Program, revised
March 19, 2020.

**Compliance Review**

Consolidated Analytics performed a "Compliance Review" to determine, as applicable, to the extent possible and subject to the caveats below, whether the loan complies with applicable regulatory requirements as noted below, each as amended, restated and/or replaced from time to time. In relation to cash out refinances of investment property loans, documentation provided in the loan file will be reviewed only to validate the use of cash out proceeds for business purposes at the origination/consummation of the loan. In the event use of proceeds cannot be validated, or are deemed to be utilized for consumer purposes, the loan would then be subject to a "Compliance Review" of applicable regulatory requirements as noted below, each as amended, restated and/or replaced from time to time. The Compliance Review included the following:

&nbsp;&nbsp;&nbsp;&nbsp;a. Test Loan Estimate(s) for accuracy and completeness as well as timing requirements as required by TRID
Regulations

&nbsp;&nbsp;&nbsp;&nbsp;b. Test Closing Disclosure(s) for accuracy and completeness as well as timing requirements as required by
TRID Regulations

&nbsp;&nbsp;&nbsp;&nbsp;c. Tolerance
 Testing

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Compare
 Loan Estimate and Closing Disclosures

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Identify
 Tolerance Violations and applicable cost to cure

&nbsp;&nbsp;&nbsp;&nbsp;d. Comprehensive
 review of Closing Disclosure to determine transaction accuracy

&nbsp;&nbsp;&nbsp;&nbsp;e. Recalculation
 of APR and Finance Charge

&nbsp;&nbsp;&nbsp;&nbsp;f. Testing
 of:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Federal
 High Cost Mortgage provisions

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Federal
 Higher Priced Mortgage Loans provisions

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Local
 and/or State Anti-predatory and High Cost provisions

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. HOEPA
 Points and Fees

&nbsp;&nbsp;&nbsp;&nbsp;g. Determine
 whether specified federal disclosures were provided timely based upon comparison of the application
 date to the dates on such disclosures

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Service
 Provider List

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Home
 Ownership Counselling Disclosure

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. ARM
 Disclosure

&nbsp;&nbsp;&nbsp;&nbsp;h. Compliance
 with QM as it relates to:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. APR
 Test

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Points
 & Fees Test

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Prepayment
 Penalty Test

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Product
 Eligibility Testing

&nbsp;&nbsp;&nbsp;&nbsp;i. Notice
 of Right to Cancel (Rescission) Review

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Confirm
 transaction date, expiration date, and disbursement date

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Confirm
 document is properly executed by all required parties to the transaction

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Confirm
 the correct Right of Rescission document was executed for the transaction type

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Confirm
 a full three (3) day rescission period was provided to the borrower

&nbsp;&nbsp;&nbsp;&nbsp;j. Confirm
 through NMLS the loan originator and originating firm's license status was active and properly
 disclosed on appropriate loan documents

&nbsp;&nbsp;&nbsp;&nbsp;k. Check
 the Loan participants against the exclusionary list provided by Client or by the purchaser
 of the Loan(s)

&nbsp;&nbsp;&nbsp;&nbsp;l. Review
 closing documents to ensure that the Mortgage Loan information is complete, accurate, and
 consistent with other documents; Confirm collateral documents have been recorded or sent
 for recording

The Compliance Review did not include any federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated above. Furthermore, the findings reached by Consolidated Analytics are dependent upon its receiving complete and accurate data regarding the loans from loan originators and other third parties upon which Consolidated Analytics is relying in reaching such findings.

**Valuation Review**

Consolidated Analytics performed a "Valuation Review," which included the following:

&nbsp;&nbsp;&nbsp;&nbsp;a. Review
 original appraisal, determination that property is in "average" condition or better,
 or property requires cosmetic improvements (as defined by the appraiser) that do not affect
 habitability. Should an area of concern be identified with the condition of the property,
 Consolidated Analytics will alert Client.

&nbsp;&nbsp;&nbsp;&nbsp;b. Review
 appraisal, determination that property is completely constructed and appraisal is on an "as
 is basis," or property is identified as not completely constructed by originating appraiser.

&nbsp;&nbsp;&nbsp;&nbsp;c. Review
 and determine if the appraisal report was performed on appropriate GSE forms and if the appraiser
 indicated in the body of the subject appraisal that the appraisal conforms to USPAP standards.

&nbsp;&nbsp;&nbsp;&nbsp;d. Review
 and determine the relevance of the comparable properties and ensure that a rational and reliable
 value was provided and supported as of the effective date of the Origination Appraisal.

&nbsp;&nbsp;&nbsp;&nbsp;e. Review
 adjustments (line item, net and gross adjustments) to ensure they are reasonable.

&nbsp;&nbsp;&nbsp;&nbsp;f. Ensure
 that the appraisal conforms to the guidelines provided from the Client.

&nbsp;&nbsp;&nbsp;&nbsp;g. Review
 appraisal to ensure all required documents were included.

&nbsp;&nbsp;&nbsp;&nbsp;h. Review
 location map provided within the appraisal for external obsolescence.

&nbsp;&nbsp;&nbsp;&nbsp;i. Ensure
 highest and best use and zoning complies with guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;j. Confirm
 there are no marketability issues that affect the subject property.

&nbsp;&nbsp;&nbsp;&nbsp;k. Ensure
 subject property does not suffer any functional obsolescence.

&nbsp;&nbsp;&nbsp;&nbsp;l. Where
 applicable, determine if the file did not contain the appraisal or other valuation method
 and a review could not be performed.

&nbsp;&nbsp;&nbsp;&nbsp;m. Additional
 valuation products were not required when the CU score provided was 2.5 or below or the appraisal
 LCA risk score was eligible for Collateral Rep and Warranty relief. In the event the CU score
 was greater than 2.5 or the LCA score was not eligible for R&W relief, an additional
 valuation product was obtained to confirm value was supported within 10% tolerance. In some
 instances, based on guidance from the seller, CDA's were ordered on loans that had
 an acceptable CU score or R&W eligibility.

Consolidated Analytics applied a cascade methodology to determine if the original appraised value was reasonably supported when compared to an independent third party valuation product.

For loans reviewed in a post-close valuation review scenario (178 loans in total):

One hundred and five (105) loans had CU scores of 2.5 or less or were eligible for Collateral Rep and Warranty relief.

Two (2) loans had a Secondary Appraisal, twenty-two (22) loans had an AVM, one (1) loan had a Field Review, and eighty-four (84) loans had Desktop Reviews. Consolidated Analytics has independent access to the Desktop Reviews ordered by the Aggregator.

If a loan with an AVM or Desktop Review fell outside of a -10% tolerance, was inconclusive, or a PIW was present, then an additional valuation product was completed. There were zero (2) occurrences of this.

Product totals may not sum due to multiple products for each loan.

**TAPE INTEGRITY REVIEW RESULTS SUMMARY** 

Of the one hundred seventy-eight (178) mortgage loans reviewed, eighty-seven (87) unique mortgage loans (48.88% by loan count) had a total of three hundred and seven (307) discrepancies across forty-four (44) data fields. A blank or zero value on the data tape when an actual value was captured by Consolidated Analytics was not treated as a data variance.

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Fields Reviewed** | &nbsp;&nbsp;**Discrepancy<br> Count** | &nbsp;&nbsp;**Percentage** |
| &nbsp;&nbsp;Qualifying Total Reserves Number of Months | &nbsp;&nbsp;47 | &nbsp;&nbsp;15.31% |
| &nbsp;&nbsp;Qualifying All Borrower Residual Income | &nbsp;&nbsp;43 | &nbsp;&nbsp;14.01% |
| &nbsp;&nbsp;MIN No | &nbsp;&nbsp;20 | &nbsp;&nbsp;6.51% |
| &nbsp;&nbsp;Application Date | &nbsp;&nbsp;17 | &nbsp;&nbsp;5.54% |
| &nbsp;&nbsp;Property Value | &nbsp;&nbsp;17 | &nbsp;&nbsp;5.54% |
| &nbsp;&nbsp;DSCR | &nbsp;&nbsp;13 | &nbsp;&nbsp;4.23% |
| &nbsp;&nbsp;ULI | &nbsp;&nbsp;13 | &nbsp;&nbsp;4.23% |
| &nbsp;&nbsp;T & I Payment | &nbsp;&nbsp;12 | &nbsp;&nbsp;3.91% |
| &nbsp;&nbsp;Verified Doc Type | &nbsp;&nbsp;11 | &nbsp;&nbsp;3.58% |
| &nbsp;&nbsp;Property Type | &nbsp;&nbsp;11 | &nbsp;&nbsp;3.58% |
| &nbsp;&nbsp;Mo Pymt (P&I) | &nbsp;&nbsp;9 | &nbsp;&nbsp;2.93% |
| &nbsp;&nbsp;Originator Doc Type | &nbsp;&nbsp;8 | &nbsp;&nbsp;2.61% |
| &nbsp;&nbsp;Total Qualified Assets Available | &nbsp;&nbsp;7 | &nbsp;&nbsp;2.28% |
| &nbsp;&nbsp;Borrower Appraisal Receipt Date | &nbsp;&nbsp;7 | &nbsp;&nbsp;2.28% |
| &nbsp;&nbsp;Qualifying FICO | &nbsp;&nbsp;6 | &nbsp;&nbsp;1.95% |
| &nbsp;&nbsp;Qualifying Total Monthly Liabilities | &nbsp;&nbsp;6 | &nbsp;&nbsp;1.95% |
| &nbsp;&nbsp;Total Liquid Assets Available For Close | &nbsp;&nbsp;6 | &nbsp;&nbsp;1.95% |

---

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;Mo. Tax | &nbsp;&nbsp;5 | &nbsp;&nbsp;1.63% |
| &nbsp;&nbsp;First Payment Date | &nbsp;&nbsp;5 | &nbsp;&nbsp;1.63% |
| &nbsp;&nbsp;Maturity Date | &nbsp;&nbsp;5 | &nbsp;&nbsp;1.63% |
| &nbsp;&nbsp;Qualifying Value | &nbsp;&nbsp;4 | &nbsp;&nbsp;1.30% |
| &nbsp;&nbsp;Months Reserves | &nbsp;&nbsp;3 | &nbsp;&nbsp;0.98% |
| &nbsp;&nbsp;Sales Price | &nbsp;&nbsp;3 | &nbsp;&nbsp;0.98% |
| &nbsp;&nbsp;Loan Program | &nbsp;&nbsp;3 | &nbsp;&nbsp;0.98% |
| &nbsp;&nbsp;Prepayment Penalty | &nbsp;&nbsp;3 | &nbsp;&nbsp;0.98% |
| &nbsp;&nbsp;Cash out Include Debt Paid at Close | &nbsp;&nbsp;2 | &nbsp;&nbsp;0.65% |
| &nbsp;&nbsp;Margin | &nbsp;&nbsp;2 | &nbsp;&nbsp;0.65% |
| &nbsp;&nbsp;Index | &nbsp;&nbsp;2 | &nbsp;&nbsp;0.65% |
| &nbsp;&nbsp;Qualifying Monthly P&I Amount | &nbsp;&nbsp;2 | &nbsp;&nbsp;0.65% |
| &nbsp;&nbsp;Calculated DSCR | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.33% |
| &nbsp;&nbsp;Property County | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.33% |
| &nbsp;&nbsp;STR | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.33% |
| &nbsp;&nbsp;Qualifying Housing Debt Income Ratio | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.33% |
| &nbsp;&nbsp;Cash Disbursement Date | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.33% |
| &nbsp;&nbsp;Qualifying LTV | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.33% |
| &nbsp;&nbsp;Qualifying CLTV | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.33% |
| &nbsp;&nbsp;Property No Units | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.33% |
| &nbsp;&nbsp;Borrower 2 Qualifying Income | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.33% |
| &nbsp;&nbsp;Escrows | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.33% |
| &nbsp;&nbsp;Mo. Hazard | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.33% |
| &nbsp;&nbsp;Number of Units | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.33% |
| &nbsp;&nbsp;Qualifying Total Debt Income Ratio | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.33% |
| &nbsp;&nbsp;Prepymt - May/Will Not Penalty | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.33% |
| &nbsp;&nbsp;Property Address | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.33% |
| &nbsp;&nbsp;Grand Total | &nbsp;&nbsp;**307** | &nbsp;&nbsp;**100.00%** |

---

**Summary of Results**

**OVERALL RESULTS SUMMARY**

**Final Loan Grades**

---

| | | | |
|:---|:---|:---|:---|
| **Overall Loan Results:** | **Overall Loan Results:** | **Overall Loan Results:** | |
| Event Grade | Loan Count | Original Principal Balance | Percent of Sample |
| Event Grade A | 167 | $76408191.00 | 93.82% |
| Event Grade B | 11 | $5623380.00 | 6.18% |
| Event Grade C | 0 | $0.00 | 0% |
| Event Grade D | 0 | $0.00 | 0% |
| **Total Sample** | 178 | $82031571.00 | 100.00% |

---

---

| | | |
|:---|:---|:---|
| **Credit Results:** | **Credit Results:** | **Credit Results:** |
| Event Grade | Loan Count | Percent of Sample |
| Event Grade A | 170 | 95.51% |
| Event Grade B | 8 | 4.49% |
| Event Grade C | 0 | 0% |
| Event Grade D | 0 | 0% |
| **Total Sample** | 178 | 100.00% |

---

---

| | | |
|:---|:---|:---|
| **Compliance Results (As applicable, 126 loans within population did not receive a Compliance Review)** | **Compliance Results (As applicable, 126 loans within population did not receive a Compliance Review)** | **Compliance Results (As applicable, 126 loans within population did not receive a Compliance Review)** |
| Event Grade | Loan Count | Percent of Sample |
| Event Grade A | 50 | 96.15% |
| Event Grade B | 2 | 3.85% |
| Event Grade C | 0 | 0% |
| Event Grade D | 0 | 0% |
| **Total Sample** | 52 | 100.00% |

---

---

| | | |
|:---|:---|:---|
| **Valuation Results:** | **Valuation Results:** | **Valuation Results:** |
| Event Grade | Loan Count | Percent of Sample |
| Event Grade A | 176 | 98.88% |
| Event Grade B | 2 | 1.12% |
| Event Grade C | 0 | 0% |
| Event Grade D | 0 | 0% |
| **Total Sample** | 178 | 100.00% |

---

**Exception Category Summary**

The table below summarizes the individual exceptions which carried an associated "A", "B", "C", or "D" level exception grade. One loan may have carried more than one exception. In such cases, the exception with the lowest grade would drive the loan grade for that particular area of the review. The overall loan grade is the lowest grade for any one particular review scope (ex. a loan with a Compliance Grade of "B", a Credit Grade of "A", and a Property Grade of "A" would receive an overall Loan Grade of "B").

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;Exception<br> Type | &nbsp;&nbsp;Exception<br> Level<br> Grade | &nbsp;&nbsp;Exception Category | &nbsp;&nbsp;Total |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;No Credit Findings | &nbsp;&nbsp;101 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Entity Documentation - Missing Or Defective | &nbsp;&nbsp;8 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower 1 Gap Credit Report Is Missing | &nbsp;&nbsp;7 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Title Insurance Missing Or Defective | &nbsp;&nbsp;6 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Closing Disclosure/Settlement Statement Missing Or Defective | &nbsp;&nbsp;6 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Loan Agreement Missing Or Defective | &nbsp;&nbsp;5 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Dscr Minimum Not Met | &nbsp;&nbsp;5 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Insufficient Assets To Close | &nbsp;&nbsp;5 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Approval/Underwriting Summary Not Provided | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Title Insurance Coverage - Inadequate Coverage | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Note Missing Or Defective | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Loan Application Missing Or Defective | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Background Check Missing Or Defective | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Data Tape Missing Or Defective | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing Verification Of Taxes, Insurance, And/Or Hoa Fees For Non-Subject Property | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Verification Or Mortgage Missing Or Defective | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Appraisal Review - Missing | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Market Rent - Missing Or Defective | &nbsp;&nbsp;2 |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;Third Party Fraud Report Not Provided | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Pud Rider Is Missing | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Asset Documentation Missing Or Defective | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;First Payment Letter Missing Or Defective | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Closing Documentation Missing Or Defective | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Payoff Statement Missing Or Defective | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Closing Protection Letter Missing Or Defective | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Subject Property Lease - Missing Or Defective | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit Report Aged | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit Report Missing Or Defective | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Verification Of Rent (Vor)/Verification Of Mortgage (Vom) Document Is Incomplete | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Deed Missing Or Defective | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Background Report Aged | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Asset 1 Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Condo Questionnaire Missing Or Defective | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Evidence Of Primary Residence And Rent-Free Scenario Missing Or Defective | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Flood Cert Or Evidence Not In A Flood Zone Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Audited Reserves Are Less Than Guideline Required Reserves (Number Of Months) | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Guarantor Identification Missing Or Defective | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;The Deed Of Trust Is Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Guideline Seasoning Not Met | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Title Document Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Hazard Insurance Policy Is Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Borrower 2 Citizenship Documentation Not Provided | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Income And Employment Do Not Meet Guidelines | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property Title Issue | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Borrower 2 Gap Credit Report Is Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Release Of Lien/Subordination Agreement/Satisfaction Missing Or Defective | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Borrower Non-Us Citizen Identification Document Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;The Deed Of Trust Is Incomplete | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Asset Documentation Aged | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;The Final 1003 Is Incomplete | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Audited Reserves Are Less Than Guideline Required Reserves (Dollar Amount) | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Title Document Is Partially Present | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Borrower 1 Irs Transcripts Missing | &nbsp;&nbsp;1 |

---

---

| | | | |
|:---|:---|:---|:---|
|  |  | &nbsp;&nbsp;Borrower 2 Cpa Letter Missing | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;Borrower 1 W2/1099 Missing | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;Borrower 2 3Rd Party Voe Prior To Close Missing | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;Borrower 1 3Rd Party Voe Prior To Close Missing | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;Borrower 1 Citizenship Documentation Not Provided | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;Entity Documentation Missing Or Defective | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;***Total Credit Grade (A) Exceptions:*** | &nbsp;&nbsp;***228*** |
|  | &nbsp;&nbsp;B | &nbsp;&nbsp;Insufficient Assets For Reserves | &nbsp;&nbsp;2 |
|  | &nbsp;&nbsp;B | &nbsp;&nbsp;Income And Employment Do Not Meet Guidelines | &nbsp;&nbsp;2 |
|  | &nbsp;&nbsp;B | &nbsp;&nbsp;Housing History Does Not Meet Guideline Requirements | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;B | &nbsp;&nbsp;Audited Loan Amount Is Greater Than Guideline Maximum Loan Amount | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;B | &nbsp;&nbsp;Audited Dti Exceeds Guideline Dti | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;B | &nbsp;&nbsp;Excessive Ltv Ratio | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Credit Grade (B) Exceptions:*** | &nbsp;&nbsp;***8*** |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;No Compliance Findings | &nbsp;&nbsp;25 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Higher-Priced Mortgage Loan Test | &nbsp;&nbsp;8 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Evidence Of Appraisal Delivery To Borrower Not Provided Or Late (12 Cfr 1002.14(A)(1)) | &nbsp;&nbsp;6 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing Required Affiliated Business Disclosure | &nbsp;&nbsp;5 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Esigned Documents Consent Is Missing | &nbsp;&nbsp;5 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Ny Subprime Home Loan Test | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Higher-Priced Mortgage Loan Evidence Of Appraisal Delivery To The Borrower Not Provided (12 Cfr 1026.35(C)(6)) | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Ny Subprime Home Loan Initial Loan Estimate Delivery Date Validation Test | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing Credit Score Disclosure (Facta) | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Trid: Missing Loan Estimate | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Ct Nonprime Home Loan Test | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Intent To Proceed Is Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Lender Credits That Cannot Decrease Test | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Homeownership Counseling Disclosure Is Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Charges That Cannot Increase Test | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Initial Closing Disclosure Delivery Date Test | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;***Total Compliance Grade (A) Exceptions:*** | &nbsp;&nbsp;***65*** |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Charges That In Total Cannot Increase More Than 10% Test | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Charges That Cannot Increase Test | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Compliance Grade (B) Exceptions:*** | &nbsp;&nbsp;***2*** |

---

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;No Property Findings | &nbsp;&nbsp;46 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Appraisal Review - Missing | &nbsp;&nbsp;9 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Hazard Insurance Missing Or Defective | &nbsp;&nbsp;8 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Flood Cert Or Evidence Not In A Flood Zone Missing | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Third Party Valuation Product Not Provided Within 10% Tolerance | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Dscr Minimum Not Met | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Appraisal Missing Or Defective | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Title Insurance Missing Or Defective | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing, Inadequate, Or Incomplete Project Document | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;***Total Property Grade (A) Exceptions:*** | &nbsp;&nbsp;***70*** |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;B | &nbsp;&nbsp;Ineligible Property | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;B | &nbsp;&nbsp;Appraisal Missing Or Defective | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Property Grade (B) Exceptions:*** | &nbsp;&nbsp;***2*** |

---

**Event Grade Definitions**

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Final Loan Grade** | &nbsp;&nbsp;**Final Loan Grade** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;Loan meets Credit, Compliance, and Valuation Guidelines |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The loan substantially meets published Client/Seller guidelines and/or eligibility in the validation of income, assets, or credit, is in material compliance with all applicable laws and regulations, and the value and valuation methodology is supported and substantially meets published guidelines. |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The loan does not meet the published guidelines and/or violates one material law or regulation, and/or the value and valuation methodology is not supported or did not meet published guidelines. |
| &nbsp;&nbsp;D | &nbsp;&nbsp;Loan is missing documentation to perform a sufficient review. |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Credit Event Grades** | &nbsp;&nbsp;**Credit Event Grades** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;The loan meets the published guidelines without any exceptions. The employment, income, assets and occupancy are supported and justifiable. The borrower's willingness and ability to repay the loan is documented and reasonable. |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The loan substantially meets the published guidelines but reasonable compensating factors were considered and documented for exceeding published guidelines. The employment, income, assets and occupancy are supported and justifiable. The borrower's willingness and ability to repay the loan is documented and reasonable. |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The loan does not substantially meet the published guidelines. There are not sufficient compensating factors that justify exceeding the published guidelines. The employment, income, assets or occupancy are not supported and justifiable. The borrower's willingness and ability to repay the loan were not documented or are unreasonable. |
| &nbsp;&nbsp;D | &nbsp;&nbsp;There was not sufficient documentation to perform a review or the credit file was not furnished. |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Compliance Event Grades** | &nbsp;&nbsp;**Compliance Event Grades** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;The loan is in compliance with all applicable laws and regulations. The legal documents accurately reflect the agreed upon loan terms and are executed by all applicable parties. |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The loan is in material compliance with all applicable laws and regulations. The legal documents accurately reflect the agreed upon loan terms and are executed by all applicable parties. Client review required. |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The loan violates one material law or regulation. The material disclosures are absent or the legal documents do not accurately reflect the agreed upon loan terms or all required applicants did not execute the documents. |
| &nbsp;&nbsp;D | &nbsp;&nbsp;There was not sufficient documentation to perform a review or the required legal documents were not furnished. |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Valuation Event Grades** | &nbsp;&nbsp;**Valuation Event Grades** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;The value is supported within 10% of the original appraisal by the AVM or there are other supporting documents in the originators loan file package (CDA, Field Review or Second Appraisal). The appraisal was performed on an "as-is" basis and the property is complete and habitable at origination. The appraiser was appropriately licensed and used GSE approved forms. |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The value is not supported within 10% of the original appraisal by the AVM and there are no other valuation support documents in the loan file provided by the Seller. The valuation methodology substantially meets the published guidelines but reasonable compensating factors were considered and documented for exceeding guidelines. The appraisal was performed on an "as-is" basis and the property is complete and habitable. The appraiser was appropriately licensed and used GSE approved forms. |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The value is not supported within 10% of the original appraisal. The valuation methodology did not meet the published guidelines and there were not sufficient compensating factors for exceeding published guidelines. The property is in below "average" condition or the property is not complete or requires significant repairs. The appraisal was not performed on an "as is" basis. The appraiser was not appropriately licensed or did not use GSE approved forms. |
| &nbsp;&nbsp;D | &nbsp;&nbsp;The file was missing the appraisal or there was not sufficient valuation documentation to perform a review. |

---

## Exhibit 99.3

**Exhibit 99.3 Schedule 1**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **ALT Loan ID** | **Originator** | **Last Name** | **Note Date** | **Original Balance** | **State** | **TPR QM ATR Status** | **Loan Status** | **Exception Date** | **Remediation Status** | **Exception ID** | **Exception Type** | **Exception Category** | **Exceptions** | **Exception Rebuttal** | **Exception Rebuttal Date** | **Exception Rebuttal Response** | **Exception Rebuttal Response Date** | **Compensating Factors** | **Initial Compliance Grade** | **Final Compliance Grade** | **Initial Compliance Grade (DBRS/Morningstar)** | **Initial Compliance Grade (Fitch)** | **Initial Compliance Grade (Kroll)** | **Initial Compliance Grade (Moodys)** | **Initial Compliance Grade (S&P)** | **Final Compliance Grade (DBRS/Morningstar)** | **Final Compliance Grade (Fitch)** | **Final Compliance Grade (Kroll)** | **Final Compliance Grade (Moodys)** | **Final Compliance Grade (S&P)** |
| 4000077497 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: CDFI Lender Exempt | Loan Review Complete | 05/07/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  |  |  | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX%<br>Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX%<br>Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX<br>Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%<br>Borrower has stable job time - Borrower has XXX years on job. A | A | A | A | A | A | A | A | A | A | A | A | A |
| 4000077497 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: CDFI Lender Exempt | Loan Review Complete | 05/07/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  |  |  | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX%<br>Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX%<br>Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX<br>Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%<br>Borrower has stable job time - Borrower has XXX years on job. A | A | A | A | A | A | A | A | A | A | A | A | A |
| 4000077497 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: CDFI Lender Exempt | Loan Review Complete | 05/07/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  |  |  | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX%<br>Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX%<br>Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX<br>Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%<br>Borrower has stable job time - Borrower has XXX years on job. A | A | A | A | A | A | A | A | A | A | A | A | A |
| 4000077492 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 06/06/2025 | Resolved | FCRE5782 | Credit | Borrower 1 Gap Credit Report is Missing | Borrower 1 Gap Credit Report is Missing Missing gap credit report, as required by guidelines dated XX/XX/XXXX | Document Uploaded. | 06/19/2025 | Borrower 1 Gap Credit Report is not missing.; Undisclosed debt monitoring report dated within XXX days of closing received. | 07/14/2025 | Borrower has stable job time - Borrower has XXX years on job.<br>Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX%<br>Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX%<br>Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A | B | A D | B D A | B D A | B D A | B D A | B A | A | A | A | A | A |
| 4000077492 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 06/09/2025 | Resolved | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Documentation Required:<br> Affiliated Business Disclosure Missing | Document Uploaded. | 06/16/2025 | Required Affiliated Business Disclosure Documentation Provided; Affiliated attestation provided; Exception resolved | 07/14/2025 | Borrower has stable job time - Borrower has XXX years on job.<br>Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX%<br>Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX%<br>Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A | B | A D | B D A | B D A | B D A | B D A | B A | A | A | A | A | A |
| 4000077492 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 06/10/2025 | Resolved | FCRE1254 | Credit | Property Title Issue | Property Title Issue The application states the title is vested in XXX, however the appraisal reflects that the title is vested in "XXX.", No LLC Paperwork was provided to reflect who owns the LLC. The title reflects that the property is vested in only XXX name. The loan is being refinanced in the name of XXX which appears not to be on title. | This file is a rate and term refinance. Since XXX is still on title, I don't believe there is a seasoning requirement for the XXX to be on title; Document Uploaded. ; Document Uploaded. | 07/14/2025 | Property Title Issue Resolved; Resolved finding after review of lender's rebuttal and review of corrected appraisal. ; Condition remains outstanding. Lender has provided a deed dated XX/XX/XXXX showing title transferred from XXX to XXX. XXX is the only party on our note/loan and was not in title prior to the date of loan application. Does not qualify as a refinance as she was not added to title prior to the date of loan application. Original condition: Property Title Issue The application states the title is vested in XXX, however the appraisal reflects that the title is vested in "XXX.", No LLC Paperwork was provided to reflect who owns the LLC. The title reflects that the property is vested in only XXX name. The loan is being refinanced in the name of XXX which appears not to be on title.; Received corrected appraisal showing owner as XXX, missing evidence of borrower's (XXXs) ownership of subject property, i.e.. grant deed, updated title, to indicate borrower's ownership for refinance. | 07/14/2025 | Borrower has stable job time - Borrower has XXX years on job.<br>Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX%<br>Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX%<br>Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A | B | A D | B D A | B D A | B D A | B D A | B A | A | A | A | A | A |
| 4000077492 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 06/06/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  |  |  | Borrower has stable job time - Borrower has XXX years on job.<br>Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX%<br>Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX%<br>Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A | B | A D | B D A | B D A | B D A | B D A | B A | A | A | A | A | A |
| 4000084919 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 07/23/2025 | Resolved | FCRE5782 | Credit | Borrower 1 Gap Credit Report is Missing | Borrower 1 Gap Credit Report is Missing Guidelines require a Gap Credit Report within XXX days of closing. Please provide Gap Credit Report. | Document Uploaded. | 07/29/2025 | Borrower 1 Gap Credit Report is not missing.; Undisclosed debt monitoring report dated within XXX days of closing received. | 07/31/2025 | Borrower has stable job time - Borrower has XXX years on job.<br>Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A | B | A D | B D A | B D A | B D A | B D A | B A | A | A | A | A | A |
| 4000084919 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 07/23/2025 | Resolved | FCOM3849 | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least 3-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (12 CFR 1002.14(a)(1)). | Document Uploaded. | 07/29/2025 | Evidence of appraisal delivery provided. | 07/31/2025 | Borrower has stable job time - Borrower has XXX years on job.<br>Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A | B | A D | B D A | B D A | B D A | B D A | B A | A | A | A | A | A |
| 4000084919 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 07/23/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  |  |  | Borrower has stable job time - Borrower has XXX years on job.<br>Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A | B | A D | B D A | B D A | B D A | B D A | B A | A | A | A | A | A |
| 4000087468 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 08/01/2025 | Resolved | FCRE1182 | Credit | Approval/Underwriting Summary Not Provided | Missing Approval/Underwriting Summary. | Document Uploaded. | 08/05/2025 | Approval/Underwriting Summary is fully present; 1008 provided | 08/07/2025 | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX%<br>Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX%<br>Borrower has stable job time - Borrower has XXX years on job. D A | D | A D B | D B A | D B A | D B A | D B A | D A | A | A | A | A | A |
| 4000087468 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 08/01/2025 | Resolved | FCOM1252 | Compliance | TRID: Missing Loan Estimate | Documentation required: There's no evidence of any LE's in the loan file. | Document Uploaded. | 08/05/2025 | Initial and revised LE provided; exception resolved | 08/05/2025 | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX%<br>Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX%<br>Borrower has stable job time - Borrower has XXX years on job. D A | D | A D B | D B A | D B A | D B A | D B A | D A | A | A | A | A | A |
| 4000087468 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 07/31/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  |  |  | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX%<br>Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX%<br>Borrower has stable job time - Borrower has XXX years on job. D A | D | A D B | D B A | D B A | D B A | D B A | D A | A | A | A | A | A |
| 4000092253 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 08/05/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  |  |  | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX%<br>Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% A | A | A | A | A | A | A | A | A | A | A | A | A |
| 4000092253 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 08/05/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  |  |  | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX%<br>Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% A | A | A | A | A | A | A | A | A | A | A | A | A |
| 4000092253 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 08/05/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  |  |  | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX%<br>Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% A | A | A | A | A | A | A | A | A | A | A | A | A |
| 4000090034 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 08/19/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  |  |  | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | A | A | A | A | A | A | A | A | A | A | A | A |
| 4000090034 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 08/19/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  |  |  | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | A | A | A | A | A | A | A | A | A | A | A | A |
| 4000090034 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 08/19/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  |  |  | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | A | A | A | A | A | A | A | A | A | A | A | A |
| 4000090019 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 08/19/2025 | Resolved | FCRE1467 | Credit | Asset 1 Missing | Asset 1 Missing. The XXX #XXX checking statement provided is from XX/XX/XXXX; provide most recent statement, prior to note date, evidencing sufficient funds for closing + XXX-month's reserves (XXX for use of XXX). | Document Uploaded. ; Please recondition - we only need 3 months reserves, not 6, per GLs. | 08/29/2025 | Documentation is sufficient. Updated Bank Statement provided. Exception resolved.; Asset 1 Provided; Please provide an updated asset statement, as the one in file is outdated. Exception remains. | 09/02/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 4000090019 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 08/19/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  |  |  | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 4000090019 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 08/19/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  |  |  | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 4000090012 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 08/21/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  |  |  | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX<br>Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX%<br>Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% A | A | A | A | A | A | A | A | A | A | A | A | A |
| 4000090012 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 08/21/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  |  |  | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX<br>Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX%<br>Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% A | A | A | A | A | A | A | A | A | A | A | A | A |
| 4000090012 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 08/21/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  |  |  | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX<br>Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX%<br>Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% A | A | A | A | A | A | A | A | A | A | A | A | A |
| 4000090002 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: CDFI Lender Exempt | Loan Review Complete | 08/21/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  |  |  | A | A | A | A | A | A | A | A | A | A | A | A | A |
| 4000090002 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: CDFI Lender Exempt | Loan Review Complete | 08/21/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  |  |  | A | A | A | A | A | A | A | A | A | A | A | A | A |
| 4000090002 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: CDFI Lender Exempt | Loan Review Complete | 08/22/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  |  |  | A | A | A | A | A | A | A | A | A | A | A | A | A |
| 4000090001 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: CDFI Lender Exempt | Loan Review Complete | 08/21/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  |  |  | Borrower has stable job time - Borrower has XXX years on job. A | A | A | A | A | A | A | A | A | A | A | A | A |
| 4000090001 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: CDFI Lender Exempt | Loan Review Complete | 08/21/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  |  |  | Borrower has stable job time - Borrower has XXX years on job. A | A | A | A | A | A | A | A | A | A | A | A | A |
| 4000090001 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: CDFI Lender Exempt | Loan Review Complete | 08/22/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  |  |  | Borrower has stable job time - Borrower has XXX years on job. A | A | A | A | A | A | A | A | A | A | A | A | A |
| 4000098830 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/10/2025 | Acknowledged | FCRE1193 | Credit | Audited DTI Exceeds Guideline DTI | Audited DTI of XXX% exceeds Guideline DTI of XXX% The DTI is XXX% which exceeds the maximum of XXX%. Audit added .XXX% of the student loan balance as required by the Lender's Guidelines and using the debt from the origination credit report with the accounts zeroed per Supplemental credit update. | Document Uploaded. ; Document Uploaded. ; From AO : have located XXX statement for the borrower and was able to update the income a bit to get the dti down to XXX% after adding that property to the REO and associating the debt to it. Can you add it and see if can lower your DTI?<br>; Document Uploaded. ; With the documentation previously provided that the Mortgage from XXX with payment of $XXX has since been paid off, excluded the liability of this mortgage payment; added the student loan liability of $XXX (@.XXX% of the balance $XXX); update the liabilities per the most recent GAP at the time of closing and the DTI is at XXX% | 10/21/2025 | Received an updated CRSE. Exception granted to allow XXX% DTI. Compensating factors : Qualifying Credit Score is XXX; DTI - XXX% (Housing); Reserves of XXX months; Residual Income of $XXX. ; The approved exception for a DTI of XXX% reflects XXX months of reserves, however, the correct reserve calculation is XXX months (it appears XXX% of the business assets were used at time of origination yet B1 is XXX% owner). Please provide a CRSE reflecting the correct reserves and comp factor. Thank you.; After reviewing the updated income worksheet reflecting $XXX it appears the XX/XX/XXXX deposits were added to the XX/XX/XXXX deposits, therefore, resulting in XXX months of deposits being averaged over XXX months. When re-reviewing the most recent XXX months of deposits from XX/XX/XXXX, the income increased from $XXX to $XXX. Using the updated income of $XXX, the revised DTI of XXX% still exceeds the max of XXX% allowed per guidelines.; Document Uploaded. ; Based on the statement provided, the Borrower still owns XXX and the mortgage with XXX #XXX is still open. As a result, the final DTI of XXX% is greater than XXX% and the DTI exception remains.; The settlement statement provided is for the sale of the Borrower's prior residence located on XXX and does not reflect the payoff of XXX #XXX that is listed on the credit report. Please provide the PITIA for the property securing XXX #XXX. Upon receipt, auditor will need to recalculate the DTI. Thank you. | 10/24/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D B A | A | A D C | A D C | A D C | A D C | A D C | A B | A B | A B | A B | A B | A |
| 4000098830 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/08/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation Product is missing from file. The UCDP score is XXX | Document Uploaded. | 09/15/2025 | Received email from client. A copy of the Operating Agreement was provided and shows borrower is XXX% owner of the business. Cleared. ; Third party valuation product provided within tolerance. | 10/06/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D B A | A | A D C | A D C | A D C | A D C | A D C | A B | A B | A B | A B | A B | A |
| 4000098830 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/08/2025 | Resolved | FCRE1316 | Credit | Borrower 1 3rd Party VOE Prior to Close Missing | Borrower 1 3rd Party VOE Prior to Close Missing Verification of the existence of the Borrower's business, per guidelines, is required within XXX calendar days prior to the note date by both a third party, such as a CPA, regulatory agency, or the applicable licensing bureau, or a phone listing and address verified for the borrower's business using a telephone book, the internet, or directory assistance. The file contains a CPA letter, completed by XXX Tax Preparation by XXX. The CPA Verify Individual Report and Verification of Employment is completed for XXX. Please provide an updated CPA Verify Individual Report and Verification of Employment for XXX Tax Preparation or XXX or provide updated CPA letter completed by XXX | Document Uploaded. ; Document Uploaded. The CPA letter received from the Broker, thru an email, it was from CPA- XXXXX XXXXX, a disinterested 3rd party, not B2. I have attached the CPA verify to this email and its uploaded in the file.; which voe are needing? thanks | 10/01/2025 | Borrower 1 3rd Party VOE Prior to Close Was Provided. Re-reviewed the loan and confirmed with the operating agreement; the borrower is co-owner of the business.; ; The CPA email provided does not confirm B1's percentage of ownership and does not confirm B1 has been self employed/1099'd for 2+ years (the email confirms B1 works for his father and that the father is the owner). Please provide current documentation from a disinterested third party to support B1 has been self employed for 2+ years and the percentage of ownership. Thank you.; Thank you for providing the CPA verification. We apologize for the confusion. Although the CPA confirmed B1 as active/self employed via the email and VVOE, the email did not indicate the length of time B1 was self employed or his percentage of ownership. Please provide current documentation from a disinterested third party to support B1 has been self employed for 2+ years and the percentage of ownership. Thank you.; The CPA letter confirming B1's percentage of ownership was completed by B2 and is not dated. Please provide a CPA letter completed by a disinterested 3rd party confirming B1's percentage of ownership as XXX% since XX/XX/XXXX. Thank you. | 10/06/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D B A | A | A D C | A D C | A D C | A D C | A D C | A B | A B | A B | A B | A B | A |
| 4000098830 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/10/2025 | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing verification of taxes, insurance and HOA (if applicable) for the property that is connected to the XXX #XXX that is listed on the Final 1003. If there is a no HOA, an executed letter from the borrower stating there is no HOA is acceptable. | Document Uploaded. ; Document Uploaded. ; Document Uploaded. | 10/03/2025 | PITIA for REO property received. Condition cleared.; Please provide documentation to verify no HOA dues present on XXX property. Upon receipt, the DTI will need to be recalculated if monthly HOA dues are present. Thank you.; The settlement statement provided is for the sale of the Borrower's prior residence located on XXX and does not reflect the payoff of XXX #XXX that is listed on the credit report. Please provide the PITIA for the property securing XXX #XXX. Upon receipt, auditor will need to recalculate the DTI. Thank you. | 10/06/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D B A | A | A D C | A D C | A D C | A D C | A D C | A B | A B | A B | A B | A B | A |
| 4000098830 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/08/2025 | Resolved | FCOM1233 | Credit | The Final 1003 is Incomplete | The Final 1003 is Incomplete The Final 1003, Section 2c-Liabilities has XXX #XXX, Balance $XXX and $XXX payment. Section 3: Financial Information - Real Estate has no properties listed. Provide a corrected and executed Final 1003 for borrower 1 that has the mortgage removed from Sec 2c and add the property information that belongs to XXX #XXX that is reported on the credit report. | Document Uploaded. ; Document Uploaded. ; Document Uploaded. | 10/03/2025 | The Final 1003 is Present; Please provide the updated 1003 reflecting XXX property in the REO section. Thank you.; Please provide a corrected 1003 reflecting the property securing XXX #XXX in the REO section of the 1003 and documentation to support the full PITI of that property (the settlement statement provided is for the Borrower's prior residence located on XXX and does not reflect the payoff of XXX #XXX that is listed on the credit report). Thank you. | 10/06/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D B A | A | A D C | A D C | A D C | A D C | A D C | A B | A B | A B | A B | A B | A |
| 4000098830 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/09/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  |  |  | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D B A | A | A D C | A D C | A D C | A D C | A D C | A B | A B | A B | A B | A B | A |
| 4000089998 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/15/2025 | Resolved | finding-2559 | Compliance | NY Subprime Home Loan Test | This loan failed the XXX subprime home loan test. (XXX SB 8143 Section 5, 1(c))Using the greater of the disclosed APR and the fully indexed rate, the loan is a subprime home loan, as defined in the legislation. While the XXX Subprime Home Loan provisions specify that lenders may lawfully make this type of loan subject to certain conditions, some lenders and secondary market investors may prefer not to fund or buy subprime home loans even if the additional conditions are met. Document Uploaded. Document Uploaded. |  |  | XXX subprime compliant; Exception resolved; XXX list provided does not meet the requirements of XXX subprime. Provide the XXX approved housing counselor list to resolve | 10/20/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX<br>Borrower has stable job time - Borrower has XXX years on job.<br>Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A | C | A D | C D A | C D A | C D A | C D A | C A | A | A | A | A | A |
| 4000089998 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/09/2025 | Resolved | finding-3352 | Compliance | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML compliant |  |  | HPML compliant | 10/14/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX<br>Borrower has stable job time - Borrower has XXX years on job.<br>Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A | C | A D | C D A | C D A | C D A | C D A | C A | A | A | A | A | A |
| 4000089998 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/09/2025 | Resolved | FCOM1266 | Compliance | Homeownership Counseling Disclosure Is Missing | Homeownership Counseling Disclosure Is Missing Documentation Required- Homeownership Counseling Disclosure | Document Uploaded. | 09/15/2025 | Homeownership Counseling Disclosure Is Present or Not Applicable | 10/14/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX<br>Borrower has stable job time - Borrower has XXX years on job.<br>Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A | C | A D | C D A | C D A | C D A | C D A | C A | A | A | A | A | A |
| 4000089998 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/09/2025 | Resolved | FCOM3608 | Compliance | Intent to Proceed is Missing | The intent to proceed is missing. Documentation Required- Intent to Proceed | Document Uploaded. | 09/15/2025 | Proof of Intent to Proceed has been provided. The intent to proceed is missing. | 10/14/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX<br>Borrower has stable job time - Borrower has XXX years on job.<br>Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A | C | A D | C D A | C D A | C D A | C D A | C A | A | A | A | A | A |
| 4000089998 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/09/2025 | Resolved | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Documentation Required- Affiliated Business Disclosure or privacy policy verifying Lender does not have affiliates. | Document Uploaded. ; Document Uploaded. | 10/13/2025 | Required Affiliated Business Disclosure Documentation Provided; Required Affiliated Business Disclosure Missing The privacy policy provided confirms the lender has affiliates, if no referral of business is made to an affiliate provide an attestation to resolve | 10/14/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX<br>Borrower has stable job time - Borrower has XXX years on job.<br>Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A | C | A D | C D A | C D A | C D A | C D A | C A | A | A | A | A | A |
| 4000089998 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/09/2025 | Resolved | FCOM9186 | Compliance | eSigned Documents Consent is Missing | The eSigned consent disclosure is missing. Documentation Required- Missing initial eSigned documents consent. Borrower's Certification and Authorization was electronically signed on XX/XX/XXXX | Document Uploaded. | 09/15/2025 | Evidence of eConsent is provided. The eSigned documents consent is missing. | 10/14/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX<br>Borrower has stable job time - Borrower has XXX years on job.<br>Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A | C | A D | C D A | C D A | C D A | C D A | C A | A | A | A | A | A |
| 4000089998 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/08/2025 | Resolved | FCRE5782 | Credit | Borrower 1 Gap Credit Report is Missing | Borrower 1 Gap Credit Report is Missing The file does not contain a Gap Credit Report dated within XXX days of the Note date. | Document Uploaded. | 09/15/2025 | Borrower 1 Gap Credit Report is not missing.; Undisclosed debt monitoring report dated within XXX days of closing received. | 09/17/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX<br>Borrower has stable job time - Borrower has XXX years on job.<br>Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A | C | A D | C D A | C D A | C D A | C D A | C A | A | A | A | A | A |
| 4000089998 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/09/2025 | Resolved | finding-3647 | Compliance | NY Subprime Home Loan Initial Loan Estimate Delivery Date Validation Test | This loan failed the XXX subprime home loan initial loan estimate delivery date validation test. (XXX Banking Law 6-m §14(b))The initial loan estimate delivery date was not provided. The initial loan estimate delivery date is required to determine the "fully indexed rate" as used in the XXX subprime home loan definition. Documentation Required- Missing all Loan Estimates and Service Provider's List. If loan tests as XXX Subprime once initial loan estimate and subsequent loan estimates received, additional documentation may be required. | Document Uploaded. | 09/15/2025 | Initial LE provided; Exception resolved; Initial LE provided; Exception resolved | 09/15/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX<br>Borrower has stable job time - Borrower has XXX years on job.<br>Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A | C | A D | C D A | C D A | C D A | C D A | C A | A | A | A | A | A |
| 4000089998 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/08/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  |  |  | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX<br>Borrower has stable job time - Borrower has XXX years on job.<br>Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A | C | A D | C D A | C D A | C D A | C D A | C A | A | A | A | A | A |
| 4000091119 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/09/2025 | Resolved | FCOM1227 | Credit | PUD Rider is Missing | XXX Rider is Missing The Security Instrument does not include a XXX rider and the appraisal indicates the property is a XXX. | Document Uploaded. | 09/19/2025 | The XXX Rider is Present or is Not Applicable (Property Type is XXX); Mortgage with XXX Rider and Intent to re-record was received. | 09/22/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%<br>Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX<br>Borrower has stable job time - Borrower has XXX years on job. A | B | A D | B D A | B D A | B D A | B D A | B A | A | A | A | A | A |
| 4000091119 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/09/2025 | Resolved | FCOM3849 | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least 3-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (12 CFR 1002.14(a)(1)). Provide evidence the appraisal was delivered to the borrower a minimum of business days prior to closing. | Document Uploaded. | 09/12/2025 | Evidence of appraisal delivery provided. | 09/22/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%<br>Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX<br>Borrower has stable job time - Borrower has XXX years on job. A | B | A D | B D A | B D A | B D A | B D A | B A | A | A | A | A | A |
| 4000091119 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/09/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  |  |  | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%<br>Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX<br>Borrower has stable job time - Borrower has XXX years on job. A | B | A D | B D A | B D A | B D A | B D A | B A | A | A | A | A | A |
| 4000091967 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/16/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  |  |  | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX%<br>Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX<br>Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%<br>Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX%<br>Borrower has stable job time - Borrower has XXX years on job. A | A | A | A | A | A | A | A | A | A | A | A | A |
| 4000091967 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/17/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  |  |  | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX%<br>Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX<br>Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%<br>Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX%<br>Borrower has stable job time - Borrower has XXX years on job. A | A | A | A | A | A | A | A | A | A | A | A | A |
| 4000091967 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/17/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  |  |  | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX%<br>Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX<br>Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%<br>Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX%<br>Borrower has stable job time - Borrower has XXX years on job. A | A | A | A | A | A | A | A | A | A | A | A | A |
| 4000097573 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/17/2025 | Resolved | FCOM3849 | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least 3-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (12 CFR 1002.14(a)(1)). Document Missing: Missing proof the borrower was provided a copy of their appraisal at least 3 days prior to closing. | Document Uploaded. | 09/25/2025 | Evidence of appraisal delivery provided. | 10/02/2025 | Borrower has stable job time - Borrower has XXX years on job.<br>Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A | B | A D | B D A | B D A | B D A | B D A | B A | A | A | A | A | A |
| 4000097573 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/18/2025 | Resolved | FCRE1182 | Credit | Approval/Underwriting Summary Not Provided | Missing Approval/Underwriting Summary. Loan approval (1008) is missing | Document Uploaded. | 09/25/2025 | Approval/Underwriting Summary is fully present; 1008 Underwriting and Transmittal Summary was received. | 10/02/2025 | Borrower has stable job time - Borrower has XXX years on job.<br>Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A | B | A D | B D A | B D A | B D A | B D A | B A | A | A | A | A | A |
| 4000097573 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/18/2025 | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Per Final 1003, primary residence XXX has possible HOA expense of $XXX which was included, no document or attestation from borrower in file | Document Uploaded. There is NO HOA on this property and the HOA dues were added by mistake. I have uploaded a revised 1003 removing the HOA's due and a pdf copy of information of the property. <br>; Document Uploaded. | 10/01/2025 | Internet printout provided indicates no HOA fee for XXX. ; Final 1003 application indicate $XXX for Insurance, taxes and association dues, mortgage statement indicate escrowed, verification of $XXX HOA fee if applicable is missing. | 10/02/2025 | Borrower has stable job time - Borrower has XXX years on job.<br>Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A | B | A D | B D A | B D A | B D A | B D A | B A | A | A | A | A | A |
| 4000097573 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/18/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  |  |  | Borrower has stable job time - Borrower has XXX years on job.<br>Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A | B | A D | B D A | B D A | B D A | B D A | B A | A | A | A | A | A |
| 4000091964 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/23/2025 | Resolved | FCRE5782 | Credit | Borrower 1 Gap Credit Report is Missing | Borrower 1 Gap Credit Report is Missing The file does not contain a Gap Credit Report dated within XXX days of the note date. | Document Uploaded. | 09/26/2025 | Borrower 1 Gap Credit Report is not missing.; An undisclosed debt monitoring report dated within XXX days of closing was provided. | 09/30/2025 | Borrower has stable job time - Borrower has XXX years on job.<br>Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX%<br>Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%<br>Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX%<br>Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 4000091964 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/23/2025 | Resolved | FCRE5783 | Credit | Borrower 2 Gap Credit Report is Missing | Borrower 2 Gap Credit Report is Missing The file does not contain a Gap Credit Report dated within XXX days of the note date. | Document Uploaded. | 09/26/2025 | Borrower 2 Gap Credit Report is not missing.; An undisclosed debt monitoring report dated within XXX days of closing was provided. | 09/30/2025 | Borrower has stable job time - Borrower has XXX years on job.<br>Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX%<br>Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%<br>Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX%<br>Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 4000091964 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/22/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  |  |  | Borrower has stable job time - Borrower has XXX years on job.<br>Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX%<br>Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%<br>Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX%<br>Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 4000091964 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/23/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  |  |  | Borrower has stable job time - Borrower has XXX years on job.<br>Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX%<br>Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%<br>Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX%<br>Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | A | A D | A D | A D | A D | A D | A | A | A | A | A | A |
| 4000096209 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/23/2025 | Acknowledged | FCRE1199 | Credit | Audited Loan Amount is greater than Guideline Maximum Loan Amount | Audited Loan Amount of $XXX is greater than the Guideline Maximum Loan Amount of $XXX Per NQM Funding XXX GLs effective XX/XX/XXXX, the maximum loan amount for P&L Only Income qualification is $XXX. Lender issued an Exception for the loan amount dated XX/XX/XXXX. Compensating Factors: High discretionary Income; VOM XXX in XXX months; LTV < XXX% below program requirements. |  |  | Lender exception provided | 09/23/2025 | Borrower has stable job time - Borrower has XXX years on job.<br>Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX%<br>Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% A | A | A C | A C | A C | A C | A C | A B | A B | A B | A B | A B | A |
| 4000096209 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/23/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  |  |  | Borrower has stable job time - Borrower has XXX years on job.<br>Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX%<br>Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% A | A | A C | A C | A C | A C | A C | A B | A B | A B | A B | A B | A |
| 4000096209 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/23/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  |  |  | Borrower has stable job time - Borrower has XXX years on job.<br>Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX%<br>Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% A | A | A C | A C | A C | A C | A C | A B | A B | A B | A B | A B | A |
| 4000092145 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/25/2025 | Resolved | FCOM9186 | Compliance | eSigned Documents Consent is Missing | The eSigned consent disclosure is missing. Documentation required. 1st e-signed document in the file is dated XX/XX/XXXX, however missing proof of e-consent dated XX/XX/XXXX or before. | Document Uploaded. | 09/30/2025 | Evidence of eConsent is provided.; Document Uploaded. EConsent provided. Condition resolved | 09/30/2025 | Borrower has stable job time - Borrower has XXX years on job.<br>Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX%<br>Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX%<br>Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX<br>Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A | B | A B | B A | B A | B A | B A | B A | A | A | A | A | A |
| 4000092145 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/24/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  |  |  | Borrower has stable job time - Borrower has XXX years on job.<br>Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX%<br>Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX%<br>Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX<br>Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A | B | A B | B A | B A | B A | B A | B A | A | A | A | A | A |
| 4000092145 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/24/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  |  |  | Borrower has stable job time - Borrower has XXX years on job.<br>Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX%<br>Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX%<br>Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX<br>Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A | B | A B | B A | B A | B A | B A | B A | A | A | A | A | A |
| 4000097560 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 10/14/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  |  |  | Borrower has stable job time - Borrower has XXX years on job.<br>Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | A | A | A | A | A | A | A | A | A | A | A | A |
| 4000097560 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 10/14/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  |  |  | Borrower has stable job time - Borrower has XXX years on job.<br>Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | A | A | A | A | A | A | A | A | A | A | A | A |
| 4000097560 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 10/15/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  |  |  | Borrower has stable job time - Borrower has XXX years on job.<br>Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | A | A | A | A | A | A | A | A | A | A | A | A |
| 4000060305 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 01/27/2025 | Resolved | FCOM1220 | Credit | The Deed of Trust is Missing | The Deed of Trust is Missing Missing Mortgage/Deed of Trust. | Document Uploaded. | 01/28/2025 | The Deed of Trust is Present | 03/06/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX<br>Borrower has stable job time - Borrower has XXX years on job.<br>Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX%<br>Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% D A | C | A D | C D A | C D A | C D A | C A | A | A | A | A |  |  |
| 4000060305 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 01/27/2025 | Resolved | FCOM1227 | Credit | PUD Rider is Missing | XXX Rider is Missing Missing XXX Rider. Appraisal lists XXX. | XXX Rider provided.; Document Uploaded. | 01/29/2025 | The XXX Rider is Present or is Not Applicable (Property Type is XXX); Additional documentation provided; exception resolved. | 03/06/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX<br>Borrower has stable job time - Borrower has XXX years on job.<br>Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX%<br>Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% D A | C | A D | C D A | C D A | C D A | C A | A | A | A | A |  |  |
| 4000060305 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 01/27/2025 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing Fraud Report. | Document Uploaded. | 03/03/2025 | Third Party Fraud Report is provided; Fraud Report received. | 03/06/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX<br>Borrower has stable job time - Borrower has XXX years on job.<br>Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX%<br>Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% D A | C | A D | C D A | C D A | C D A | C A | A | A | A | A |  |  |
| 4000060305 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 01/27/2025 | Resolved | FCRE6019 | Credit | Borrower 1 Citizenship Documentation not provided | Borrower 1 Citizenship Documentation Is Missing Missing Borrower's citizenship identification. | Document Uploaded. | 01/28/2025 | Borrower 1 Citizenship Documentation Provided or Not Required | 03/06/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX<br>Borrower has stable job time - Borrower has XXX years on job.<br>Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX%<br>Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% D A | C | A D | C D A | C D A | C D A | C A | A | A | A | A |  |  |
| 4000060305 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 01/27/2025 | Resolved | FCRE6914 | Credit | Borrower 2 Citizenship Documentation not provided | Borrower 2 Citizenship Documentation Is Missing Missing Co-Borrower's citizenship identification. | Document Uploaded. | 01/28/2025 | Borrower 2 Citizenship Documentation Provided or Not Required | 03/06/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX<br>Borrower has stable job time - Borrower has XXX years on job.<br>Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX%<br>Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% D A | C | A D | C D A | C D A | C D A | C A | A | A | A | A |  |  |
| 4000060305 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 01/27/2025 | Resolved | FCRE1146 | Credit | Title Document is Partially Present | Title Document is incomplete or only partially present Missing supplemental title reflecting loan policy amount. Please provide. | Document Uploaded. | 03/03/2025 | Title Document is fully Present; Title with a loan amount received. | 03/06/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX<br>Borrower has stable job time - Borrower has XXX years on job.<br>Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX%<br>Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% D A | C | A D | C D A | C D A | C D A | C A | A | A | A | A |  |  |
| 4000060305 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 01/27/2025 | Resolved | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing | Document Uploaded. | 03/03/2025 | Required Affiliated Business Disclosure Documentation Provided | 03/06/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX<br>Borrower has stable job time - Borrower has XXX years on job.<br>Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX%<br>Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% D A | C | A D | C D A | C D A | C D A | C A | A | A | A | A |  |  |
| 4000060305 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 01/24/2025 | Resolved | finding-3652 | Compliance | Lender Credits That Cannot Decrease Test | This loan failed the lender credits that cannot decrease test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i). The final sum of specific and non-specific lender credits ($XXX) does not exceed or equal the comparable sum of specific and non-specific lender credits ($XXX). Please see the table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures. An estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). TILA 130b <br> Refund in the amount of $XXX<br> Cure Package requires a PCCD, LOE, Copy of refund check and proof of delivery to the borrower OR Valid COC.<br> The Lender Credit violation is due to the decrease in Lender Credits beginning with CD dated XX/XX/XXXX. Additionally, all fees for Closing Disclosures illegible. Please remit updated copies for testing. <br> Please provide a Valid COC or Cure Package. | Document Uploaded. | 03/03/2025 | Valid COC in file; Exception resolved; Valid COC in file; Exception resolved | 03/03/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX<br>Borrower has stable job time - Borrower has XXX years on job.<br>Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX%<br>Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% D A | C | A D | C D A | C D A | C D A | C A | A | A | A | A |  |  |
| 4000060305 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 01/27/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Cleared | 01/27/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX<br>Borrower has stable job time - Borrower has XXX years on job.<br>Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX%<br>Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% D A | C | A D | C D A | C D A | C D A | C A | A | A | A | A |  |  |
| 4000077504 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 06/16/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Cleared | 06/17/2025 | Borrower has stable job time - Borrower has XXX years on job.<br>Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX%<br>Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX<br>Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% A | A | A | A | A | A | A | A | A | A | A |  |  |
| 4000077504 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 06/16/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Cleared | 06/17/2025 | Borrower has stable job time - Borrower has XXX years on job.<br>Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX%<br>Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX<br>Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% A | A | A | A | A | A | A | A | A | A | A |  |  |
| 4000077504 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 06/16/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Cleared | 06/17/2025 | Borrower has stable job time - Borrower has XXX years on job.<br>Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX%<br>Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX<br>Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% A | A | A | A | A | A | A | A | A | A | A |  |  |
| 4000084900 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 08/12/2025 | Resolved | FCRE5782 | Credit | Borrower 1 Gap Credit Report is Missing | Borrower 1 Gap Credit Report is Missing Gap or undisclosed monitoring report within XXX days of closing is missing | Document Uploaded. | 08/22/2025 | Borrower 1 Gap Credit Report is not missing.; Undisclosed Debt monitoring report dated within XXX days of closing received | 08/25/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX<br>Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%<br>Borrower has stable job time - Borrower has XXX years on job. A | A | A D | A D | A D | A D | A | A | A | A | A |  |  |
| 4000084900 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 08/12/2025 | Resolved | FCRE1145 | Credit | Title Document Missing | Title Document is missing Title report is missing | Document Uploaded. | 08/14/2025 | Title Document is fully Present; Preliminary title received. No issues noted. | 08/25/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX<br>Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%<br>Borrower has stable job time - Borrower has XXX years on job. A | A | A D | A D | A D | A D | A | A | A | A | A |  |  |
| 4000084900 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 08/12/2025 | Resolved | FCRE1157 | Credit | Hazard Insurance Policy is Missing | Missing Hazard Insurance Policy Hazard Insurance Policy is missing | Document Uploaded. | 08/22/2025 | Hazard Insurance Policy is fully present; Hazard insurance for the subject property was received. | 08/25/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX<br>Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%<br>Borrower has stable job time - Borrower has XXX years on job. A | A | A D | A D | A D | A D | A | A | A | A | A |  |  |
| 4000084900 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 08/12/2025 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Third Party Fraud Report is missing | Document Uploaded. | 08/22/2025 | Third Party Fraud Report is provided; Fraud Report received. | 08/25/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX<br>Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%<br>Borrower has stable job time - Borrower has XXX years on job. A | A | A D | A D | A D | A D | A | A | A | A | A |  |  |
| 4000084900 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 08/12/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Cleared | 08/13/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX<br>Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%<br>Borrower has stable job time - Borrower has XXX years on job. A | A | A D | A D | A D | A D | A | A | A | A | A |  |  |
| 4000084900 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 08/13/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Cleared | 08/13/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX<br>Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%<br>Borrower has stable job time - Borrower has XXX years on job. A | A | A D | A D | A D | A D | A | A | A | A | A |  |  |
| 4000085386 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 08/15/2025 | Acknowledged | FCRE1440 | Credit | Housing History Does Not Meet Guideline Requirements | Housing History Does Not Meet Guideline Requirements The Lending Matrix reflects a XXX Housing Payment History is required. The file does not contain a full XXX-month housing history to verify XXX. Provide a full XXX-month housing payment history. | Document Uploaded. ; Yes – unless mortgages are reporting on credit report – then go back XXX; We only request XXX months - I verified XX/XX/XXXX which is XXX months ; Document Uploaded. | 09/16/2025 | Lender exception for less than XXX month housing history approved by investor on XX/XX/XXXX.; A XXX month housing payment history of XXX is required. If the documentation from XX/XX/XXXX is a rental payment history (which we are unable to confirm), XXX months is still insufficient to meet the XXX months required per the matrix.; Per Platinum matrix, a XXX month housing payment history of XXX is required. If the documentation from XX/XX/XXXX is a rental payment history (which we are unable to confirm), XXX months is still insufficient to meet the XXX months required per the matrix.; Thank you for providing the most recent XXX month rental payment history (XX/XX/XXXX). Per guidelines, a XXX month history is required. Please provide the Borrower's housing payment history from XX/XX/XXXX (prior residence located at XXX) to confirm XXX. Thank you. | 09/16/2025 | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX%<br>Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX%<br>Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | C | B C A | C A | C A | C A | C B A | B A | B A | B A | B |  |  |
| 4000085386 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 08/13/2025 | Cured | finding-3635 | Compliance | Charges That In Total Cannot Increase More Than 10% Test | This loan failed the charges that in total cannot increase more than XXX% test. (12 CFR §1026.19(e)(3)(ii))The loan contains third-party services that the consumer was permitted to shop for and the charges exceed the good faith tolerance according to §1026.19(e)(3)(ii). The final charges that in total cannot increase more than XXX% ($XXX) exceed the comparable charges ($XXX) by more than XXX%. Please see the table that displays the Charges That Cannot Increase More Than XXX% for a comparison of the data between the provided disclosures. An estimate of a charge for a third-party service or a recording fee is in good faith if:(A) The aggregate amount of charges for third-party services and recording fees paid by or imposed on the consumer does not exceed the aggregate amount of such charges disclosed under §1026.19(e)(1)(i) by more than XXX percent;(B) The charge for the third-party service is not paid to the creditor or an affiliate of the creditor; and(C) The creditor permits the consumer to shop for the third-party service, consistent with §1026.19(e)(1)(vi). TILA 130b Cure Required. Refund in the amount of $XXX, cure package requires a PCCD, LOE, Copy of Refund Check, and Proof of Delivery or Valid COC. The XXX% tolerance violation in the amount of $XXX is due to increase from $XXX to $XXX for the Recording Fee. | Document Uploaded. ; The COC clearly states Loan Amt changed, so what is the Final Refund? We need to know what exactly are you looking for on COC's as no other Investor comes back to us when the COC clearly states Loan Amt increased therefore recording fee increased? Pls advise; have you looked at all the LE/CD's as the recording fee was $XXX and then decreased. Pls re-review, thanks; Document Uploaded. | 08/27/2025 | Cure package provided to the borrower; exception downgraded to a 2/B; A loan amount increase would not affect recording fees so it cannot be considered a valid reason for recording fees to increase. ; The LE dated XX/XX/XXXX (the initial LE) had a recording fee of $XXX. The recording fee increased on the LE dated XX/XX/XXXX but no valid COC was provided for the increase; None of the COCs provided give a valid reason for the increase in recording fees | 08/27/2025 | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX%<br>Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX%<br>Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | C | B C A | C A | C A | C A | C B A | B A | B A | B A | B |  |  |
| 4000085386 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 08/13/2025 | Resolved | FCOM5556 | Compliance | Missing Credit Score Disclosure (FACTA) | Missing Credit Score Disclosure (FACTA). Missing the Credit Score Disclosure (FACTA). Cure - Provide evidence consumer received a copy of the disclosure. | Document Uploaded. | 08/20/2025 | FACTA Credit Score Disclosure is provided. | 08/21/2025 | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX%<br>Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX%<br>Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | C | B C A | C A | C A | C A | C B A | B A | B A | B A | B |  |  |
| 4000085386 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 08/15/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational Only | 08/18/2025 | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX%<br>Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX%<br>Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | C | B C A | C A | C A | C A | C B A | B A | B A | B A | B |  |  |
| 4000088279 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 08/20/2025 | Resolved | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing | Document Uploaded. | 08/25/2025 | Affiliated attestation provided; Exception resolved | 08/25/2025 | Borrower has stable job time - Borrower has XXX years on job.<br>Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX<br>Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A | B | A B | B A | B A | B A | B A | A | A | A | A |  |  |
| 4000088279 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 08/20/2025 | Resolved | finding-3352 | Compliance | Higher-Priced Mortgage Loan Test | HPML with established escrows and met appraisal requirements, therefore, downgraded to grade A. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  |  | HPML compliant | 08/21/2025 | Borrower has stable job time - Borrower has XXX years on job.<br>Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX<br>Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A | B | A B | B A | B A | B A | B A | A | A | A | A |  |  |
| 4000088279 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 08/20/2025 | Resolved | finding-2502 | Compliance | CT Nonprime Home Loan Test | HPML with established escrows and met appraisal requirements, therefore, downgraded to grade A. This loan failed the XXX nonprime home loan test.The loan is a nonprime home loan, as defined in the legislation. For more information please see the XXX Nonprime Home Loan Article section of the full ComplianceAnalyzer report. While the XXX Nonprime Home Loan provisions specify that lenders may lawfully make this type of loan subject to certain conditions, some lenders and secondary market investors may prefer not to fund or buy nonprime home loans even if the additional conditions are met. |  |  | HPML compliant | 08/21/2025 | Borrower has stable job time - Borrower has XXX years on job.<br>Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX<br>Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A | B | A B | B A | B A | B A | B A | A | A | A | A |  |  |
| 4000088279 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 08/20/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Cleared | 08/21/2025 | Borrower has stable job time - Borrower has XXX years on job.<br>Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX<br>Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A | B | A B | B A | B A | B A | B A | A | A | A | A |  |  |
| 4000088279 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 08/20/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Cleared | 08/21/2025 | Borrower has stable job time - Borrower has XXX years on job.<br>Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX<br>Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A | B | A B | B A | B A | B A | B A | A | A | A | A |  |  |
| 4000087469 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 08/21/2025 | Resolved | FCRE1437 | Credit | Income and Employment Do Not Meet Guidelines | Income and Employment Do Not Meet Guidelines Missing attestation that tax preparer prepared the Borrower's most recent tax return, as required by guidelines, dated XX/XX/XXXX, for the P&L only program. | Document Uploaded. ; Document Uploaded. | 09/16/2025 | Income and Employment Meet Guidelines; CPA letter with attestation that tax preparer has prepared and reviewed historical income documentation for the past XXX years was received. ; CPA letter reviewed. CPA letter is missing an attestation that tax preparer prepared the Borrower's most recent tax return, as required by guidelines. Condition remains. | 09/18/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | A | A C | A C | A C | A C | A | A | A | A | A |  |  |
| 4000087469 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 08/21/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Cleared | 08/25/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | A | A C | A C | A C | A C | A | A | A | A | A |  |  |
| 4000087469 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 08/22/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Cleared | 08/25/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | A | A C | A C | A C | A C | A | A | A | A | A |  |  |
| 4000087457 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 08/25/2025 | Resolved | finding-3532 | Compliance | Initial Closing Disclosure Delivery Date Test | There's no evidence of receipt for the initial CD issued XX/XX/XXXX in the loan file 6 business days prior to consummation dated XX/XX/XXXX.. This loan failed the initial closing disclosure delivery date test due to one of the following findings:(12 CFR §1026.19(f)(1)(ii))The initial closing disclosure delivery date is provided and the initial closing disclosure method of delivery is marked as either:"USPS First Class Mail" or "Electronic Delivery" or blank, and the initial closing disclosure delivery date is less than six business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; or"In Person" and the initial closing disclosure delivery date is less than XXX business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; or The initial closing disclosure receipt date is provided and the initial closing disclosure receipt date is less than three business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction The creditor shall ensure that the consumer receives the disclosures required under paragraph §1026.19(f)(1)(i) no later than three business days before consummation | Document Uploaded. | 08/28/2025 | Initial CD receipt date provided; Exception resolved; Initial CD receipt date provided; Exception resolved | 08/28/2025 | Borrower has stable job time - Borrower has XXX years on job.<br>Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX<br>Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A | C | A C | C A | C A | C A | C A | A | A | A | A |  |  |
| 4000087457 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 08/25/2025 | Resolved | FCOM9186 | Compliance | eSigned Documents Consent is Missing | The eSigned consent disclosure is missing. The eSigned documents consent is missing. Nothing in file to reflect the initial e-signature dated on or before XX/XX/XXXX | Document Uploaded. | 08/28/2025 | Evidence of eConsent is provided. | 08/28/2025 | Borrower has stable job time - Borrower has XXX years on job.<br>Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX<br>Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A | C | A C | C A | C A | C A | C A | A | A | A | A |  |  |
| 4000087457 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 08/22/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Cleared | 08/26/2025 | Borrower has stable job time - Borrower has XXX years on job.<br>Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX<br>Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A | C | A C | C A | C A | C A | C A | A | A | A | A |  |  |
| 4000087457 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 08/22/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Cleared | 08/26/2025 | Borrower has stable job time - Borrower has XXX years on job.<br>Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX<br>Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A | C | A C | C A | C A | C A | C A | A | A | A | A |  |  |
| 4000087449 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 08/25/2025 | Resolved | finding-3352 | Compliance | Higher-Priced Mortgage Loan Test | Unable to downgrade HPML exception. The appraisal delivery is missing. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. | uploaded | 08/29/2025 | Appraisal delivery provided, HPML compliant; Exception resolved | 08/29/2025 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX%<br>Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX%<br>Borrower has stable job time - Borrower has XXX years on job. A | C | A C | C A | C A | C A | C A | A | A | A | A |  |  |
| 4000087449 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 08/25/2025 | Resolved | FCOM3531 | Compliance | Higher-Priced Mortgage Loan Evidence of Appraisal Delivery to the Borrower Not Provided (12 CFR 1026.35(c)(6)) | Evidence of Appraisal Delivery to the Borrower Not Provided. Missing proof that the borrower received a copy of their appraisal at least 3 days prior to closing. The disclosure provided wasn't specific if the days was waived or if the report was received 3 days prior to closing. | uploaded | 08/29/2025 | Evidence of Appraisal Delivery to the Borrower Provided. | 08/29/2025 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX%<br>Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX%<br>Borrower has stable job time - Borrower has XXX years on job. A | C | A C | C A | C A | C A | C A | A | A | A | A |  |  |
| 4000087449 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 08/25/2025 | Resolved | FCOM3849 | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least 3-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (12 CFR 1002.14(a)(1)). The disclosure provided did not specific if the borrower waived the 3 days and received a copy at closing or received the report a minimum of 3 days prior to closing. | Document Uploaded. | 08/29/2025 | Evidence of appraisal delivery provided. | 08/29/2025 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX%<br>Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX%<br>Borrower has stable job time - Borrower has XXX years on job. A | C | A C | C A | C A | C A | C A | A | A | A | A |  |  |
| 4000087449 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 08/22/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Cleared | 08/26/2025 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX%<br>Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX%<br>Borrower has stable job time - Borrower has XXX years on job. A | C | A C | C A | C A | C A | C A | A | A | A | A |  |  |
| 4000087449 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 08/22/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Cleared | 08/26/2025 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX%<br>Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX%<br>Borrower has stable job time - Borrower has XXX years on job. A | C | A C | C A | C A | C A | C A | A | A | A | A |  |  |
| 4000088280 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 08/25/2025 | Resolved | finding-2559 | Compliance | NY Subprime Home Loan Test | This loan failed the NY subprime home loan test. (NY SB 8143 Section 5, 1(c))Using the greater of the disclosed APR and the fully indexed rate, the loan is a subprime home loan, as defined in the legislation. While the New York Subprime Home Loan provisions specify that lenders may lawfully make this type of loan subject to certain conditions, some lenders and secondary market investors may prefer not to fund or buy subprime home loans even if the additional conditions are met. This loan failed the NY subprime home loan test. (NY SB 8143 Section 5, 1(c)) Using the greater of the disclosed APR and the fully indexed rate, the loan is a subprime home loan, as defined in the legislation. While the New York Subprime Home Loan provisions specify that lenders may lawfully make this type of loan subject to certain conditions, some lenders and secondary market investors may prefer not to fund or buy subprime home loans even if the additional conditions are met.<br>NYSDFS List of Approved Housing Counselors is required to clear exception. | Document Uploaded. ; Document Uploaded. ; Document Uploaded. | 09/05/2025 | NYSDFS List of Approved Housing Counselors was provided; Exception resolved; Document provided did not resolve the exception; The federal counseling list required under 1024.20 is not sufficient to meet the requirements of NY subprime. A specific NYSDFS List of Approved Housing Counselors is required to clear exception.; Document provided did not resolve the exception; NYSDFS List of Approved Housing Counselors is required to clear exception. | 09/06/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX<br>Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%<br>Borrower has stable job time - Borrower has XXX years on job. A | C | A C | C A | C A | C A | C A | A | A | A | A |  |  |
| 4000088280 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 08/25/2025 | Resolved | finding-3352 | Compliance | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML Compliant |  |  | HPML compliant | 08/26/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX<br>Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%<br>Borrower has stable job time - Borrower has XXX years on job. A | C | A C | C A | C A | C A | C A | A | A | A | A |  |  |
| 4000088280 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 08/25/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Cleared | 08/26/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX<br>Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%<br>Borrower has stable job time - Borrower has XXX years on job. A | C | A C | C A | C A | C A | C A | A | A | A | A |  |  |
| 4000088280 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 08/26/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Cleared | 08/26/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX<br>Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%<br>Borrower has stable job time - Borrower has XXX years on job. A | C | A C | C A | C A | C A | C A | A | A | A | A |  |  |
| 4000087310 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 08/27/2025 | Cured | finding-3634 | Compliance | Charges That Cannot Increase Test | This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i).One or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX.Please see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures. An estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). TILA 130b Cure Required. Refund in the amount of $XXX; cure package requires a PCCD, LOE, copy of refund check, and proof of delivery or valid COC. The zero-tolerance violation in the amount of $XXX is due to the increase of the transfer taxes fee on the final CD without valid COC. COC dated XX/XX/XXXX is not applicable for transfer taxes increase. Transfer taxes also moved from Seller paid to Borrower paid on final CD. | Document Uploaded. | 09/08/2025 | Cure package provided to the borrower; exception downgraded to a 2/B | 09/08/2025 | Borrower has stable job time - Borrower has XXX years on job.<br>Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | C | B C A | C A | C A | C A | C B A | B A | B A | B A | B |  |  |
| 4000087310 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 08/27/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational | 09/02/2025 | Borrower has stable job time - Borrower has XXX years on job.<br>Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | C | B C A | C A | C A | C A | C B A | B A | B A | B A | B |  |  |
| 4000087310 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 08/28/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational | 09/02/2025 | Borrower has stable job time - Borrower has XXX years on job.<br>Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | C | B C A | C A | C A | C A | C B A | B A | B A | B A | B |  |  |
| 4000089524 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 08/26/2025 | Acknowledged | FCRE1437 | Credit | Income and Employment Do Not Meet Guidelines | Income and Employment Do Not Meet Guidelines WVOE only program- 2 months bank statements to support at least XXX% of the gross wages reflected on the WVOE required, only XXX month in file. | Document Uploaded. | 08/29/2025 | Received approved lender exception for WVOE program variance to use 1 bank statement. Compensating factors; XXX years in current job; VOR XXX in XXX months. | 09/03/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX<br>Borrower has stable job time - Borrower has XXX years on job. A | A | A C | A C | A C | A C | A B | A B | A B | A B | A |  |  |
| 4000089524 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 08/26/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Cleared | 08/27/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX<br>Borrower has stable job time - Borrower has XXX years on job. A | A | A C | A C | A C | A C | A B | A B | A B | A B | A |  |  |
| 4000089524 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 08/27/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Cleared | 08/27/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX<br>Borrower has stable job time - Borrower has XXX years on job. A | A | A C | A C | A C | A C | A B | A B | A B | A B | A |  |  |
| 4000089522 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 08/26/2025 | Acknowledged | FCRE1437 | Credit | Income and Employment Do Not Meet Guidelines | Income and Employment Do Not Meet Guidelines WVOE only program, XXX months bank statements required to support at least XXX% of the gross monthly qualifying income reflected on the WVOE; 1 month statements in file. | Document Uploaded. | 09/03/2025 | Received approved lender exception for WVOE program variance to use 1 bank statement. Exception request from XXX No bank statements w/WVOE allowed-covered by XXX no llpa. Compensating factors; 3 months reserves greater than program requirement; DTI > than XXX% below program requirement; XXX years in current job; VOR XXX XXX months. | 09/08/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%<br>Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX<br>Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX%<br>Borrower has stable job time - Borrower has XXX years on job.<br>Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% A | A | A C | A C | A C | A C | A B | A B | A B | A B | A |  |  |
| 4000089522 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 08/26/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Cleared | 08/27/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%<br>Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX<br>Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX%<br>Borrower has stable job time - Borrower has XXX years on job.<br>Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% A | A | A C | A C | A C | A C | A B | A B | A B | A B | A |  |  |
| 4000089522 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 08/27/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Cleared | 08/27/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%<br>Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX<br>Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX%<br>Borrower has stable job time - Borrower has XXX years on job.<br>Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% A | A | A C | A C | A C | A C | A B | A B | A B | A B | A |  |  |
| 4000089505 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 08/29/2025 | Resolved | FCOM9186 | Compliance | eSigned Documents Consent is Missing | The eSigned consent disclosure is missing. | Document Uploaded. | 09/02/2025 | Evidence of eConsent is provided. | 09/02/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%<br>Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX<br>Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX%<br>Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX%<br>Borrower has stable job time - Borrower has XXX years on job. A | B | A B | B A | B A | B A | B A | A | A | A | A |  |  |
| 4000089505 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 08/28/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Cleared | 08/29/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%<br>Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX<br>Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX%<br>Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX%<br>Borrower has stable job time - Borrower has XXX years on job. A | B | A B | B A | B A | B A | B A | A | A | A | A |  |  |
| 4000089505 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 08/28/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Cleared | 08/29/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%<br>Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX<br>Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX%<br>Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX%<br>Borrower has stable job time - Borrower has XXX years on job. A | B | A B | B A | B A | B A | B A | A | A | A | A |  |  |
| 4000089992 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 08/28/2025 | Resolved | FCRE9995 | Credit | Audited Reserves are less than Guideline Required Reserves (Dollar Amount) | Audited Reserves of $XXX are less than Guideline Required Reserves of $XXX. Guidelines, dated XX/XX/XXXX, require XXX months reserves, or $XXX, yet Borrower only provided XXX months of reserves, or $XXX. Borrower is short $XXX in reserves. | Document Uploaded. | 09/11/2025 | Audited Reserves of $XXX are equal to or greater than AUS Required Reserves of $XXX.; An updated rate lock confirmation indicates the loan program as XXX XXX Year Fixed – Non QM. According to the AUS reserves are not required. | 09/15/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C | A | A D | A D | A D | A D | A | A | A | A | A |  |  |
| 4000089992 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 08/28/2025 | Resolved | FCRE1198 | Credit | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Audited Reserves of XXX month(s) are less than Guideline Required Reserves of XXX month(s) Guidelines, dated XX/XX/XXXX, require XXX months reserves yet Borrower only provided XXX months. | Document Uploaded. | 09/11/2025 | Audited Reserves of XXX month(s) are greater than or equal to Guideline Required Reserves of XXX month(s); An updated rate lock confirmation indicates the loan program as XXX XXX Year Fixed – Non QM. According to the AUS reserves are not required. | 09/15/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C | A | A D | A D | A D | A D | A | A | A | A | A |  |  |
| 4000089992 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 08/28/2025 | Resolved | FCRE3843 | Credit | Guideline Seasoning not Met | The required number of months reserves are to be seasoned does not meet Guideline requirement. Guidelines, dated XX/XX/XXXX, require XXX months of reserves. Borrower only provided XXX months of reserves. | Document Uploaded. | 09/11/2025 | The required number of months reserves are to be seasoned does meet Guideline requirement.; An updated rate lock confirmation indicates the loan program as XXX Year Fixed – Non QM. According to the AUS reserves are not required. | 09/15/2025 | Borrower has stable job time - Borrower has XXX years on job. D A | A | A D | A D | A D | A D | A | A | A | A | A |  |  |
| 4000089992 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 08/28/2025 | Resolved | finding-3352 | Compliance | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML Compliant |  |  | HPML compliant | 08/29/2025 | Borrower has stable job time - Borrower has XXX years on job. D A | A | A D | A D | A D | A D | A | A | A | A | A |  |  |
| 4000089992 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 08/28/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Cleared | 08/29/2025 | Borrower has stable job time - Borrower has XXX years on job. D A | A | A D | A D | A D | A D | A | A | A | A | A |  |  |
| 4000084904 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 08/28/2025 | Resolved | FCRE5782 | Credit | Borrower 1 Gap Credit Report is Missing | Borrower 1 Gap Credit Report is Missing The file does not contain a Gap Credit report dated within XXX days of the note date. | Document Uploaded. | 09/18/2025 | Borrower 1 Gap Credit Report is not missing.; Undisclosed debt monitoring report dated within XXX days of closing received. | 09/21/2025 | Borrower has stable job time - Borrower has XXX years on job. D A | A | A D | A D | A D | A D | A | A | A | A | A |  |  |
| 4000084904 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 08/28/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Cleared | 08/29/2025 | Borrower has stable job time - Borrower has XXX years on job. D A | A | A D | A D | A D | A D | A | A | A | A | A |  |  |
| 4000084904 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 08/29/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Cleared | 08/29/2025 | Borrower has stable job time - Borrower has XXX years on job. D A | A | A D | A D | A D | A D | A | A | A | A | A |  |  |
| 4000084920 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 08/28/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Cleared | 08/29/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX<br>Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX%<br>Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%<br>Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX%<br>Borrower has stable job time - Borrower has XXX years on job. A | A | A | A | A | A | A | A | A | A | A |  |  |
| 4000084920 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 08/28/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Cleared | 08/29/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX<br>Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX%<br>Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%<br>Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX%<br>Borrower has stable job time - Borrower has XXX years on job. A | A | A | A | A | A | A | A | A | A | A |  |  |
| 4000084920 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 08/29/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. No compliance findings |  |  | Cleared | 08/29/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX<br>Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX%<br>Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%<br>Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX%<br>Borrower has stable job time - Borrower has XXX years on job. A | A | A | A | A | A | A | A | A | A | A |  |  |
| 4000090003 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/01/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Cleared | 09/02/2025 | Borrower has stable job time - Borrower has XXX years on job.<br>Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A | A | A | A | A | A | A | A | A | A | A |  |  |
| 4000090003 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/02/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Cleared | 09/02/2025 | Borrower has stable job time - Borrower has XXX years on job.<br>Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A | A | A | A | A | A | A | A | A | A | A |  |  |
| 4000090003 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/02/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Cleared | 09/02/2025 | Borrower has stable job time - Borrower has XXX years on job.<br>Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A | A | A | A | A | A | A | A | A | A | A |  |  |
| 4000089989 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 09/02/2025 | Resolved | FCRE0360 | Credit | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is incomplete | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is incomplete. Guidelines, dated XX/XX/XXXX, require a XXX month housing history. The Borrower moved into his primary residence on XX/XX/XXXX per a letter of explanation in file after construction was complete. The final 1003 listed he rented prior, with no rental history in file to complete a full housing history for his primary residence and no letter of explanation is in file listing rent free. | Document Uploaded. | 09/04/2025 | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not partially present.; Received copy of bank statement verifying 10 months of rental payment history. | 09/11/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%<br>Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | A | A D | A D | A D | A D | A | A | A | A | A |  |  |
| 4000089989 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 09/02/2025 | Resolved | FCOM1221 | Credit | The Deed of Trust is Incomplete | The Deed of Trust is Incomplete Missing prepayment penalty rider. | there is no prepayment rider to mortgage, it's attached to the note.; Document Uploaded. | 09/09/2025 | The Deed of Trust is Present and Complete; Confirmed, prepayment addendum is attached to the Note. ; Deed of Trust provided is missing a prepayment penalty rider. Condition remains. | 09/11/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%<br>Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | A | A D | A D | A D | A D | A | A | A | A | A |  |  |
| 4000089989 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 09/02/2025 | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property |  | Document Uploaded. | 09/08/2025 | LOX provided indicates no HOA dues. | 09/08/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%<br>Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | A | A D | A D | A D | A D | A | A | A | A | A |  |  |
| 4000089989 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 09/02/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Cleared | 09/02/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%<br>Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | A | A D | A D | A D | A D | A | A | A | A | A |  |  |
| 4000089521 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/08/2025 | Resolved | FCRE1335 | Credit | Borrower 1 IRS Transcripts Missing | Borrower 1 XXX Transcripts Missing | Document Uploaded. | 09/10/2025 | Borrower 1 XXX Transcripts Provided; Tax transcripts received.  | 09/12/2025 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX%<br>Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX%<br>Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A | A | A D | A D | A D | A D | A | A | A | A | A |  |  |
| 4000089521 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/08/2025 | Resolved | FCRE1328 | Credit | Borrower 1 W2/1099 Missing | Borrower 1 W2/1099 Missing. | Document Uploaded. | 09/10/2025 | Borrower 1 W2/1099 Provided; 2024 W2 received. | 09/12/2025 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX%<br>Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX%<br>Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A | A | A D | A D | A D | A D | A | A | A | A | A |  |  |
| 4000089521 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/05/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | HPML compliant; Cleared | 09/08/2025 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX%<br>Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX%<br>Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A | A | A D | A D | A D | A D | A | A | A | A | A |  |  |
| 4000089521 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/08/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | HPML compliant; Cleared | 09/08/2025 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX%<br>Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX%<br>Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A | A | A D | A D | A D | A D | A | A | A | A | A |  |  |
| 4000089993 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/08/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | HPML compliant; Cleared | 09/08/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%<br>Borrower has stable job time - Borrower has XXX years on job.<br>Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX%<br>Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX<br>Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% A | A | A | A | A | A | A | A | A | A | A |  |  |
| 4000089993 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/08/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | HPML compliant; Cleared | 09/08/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%<br>Borrower has stable job time - Borrower has XXX years on job.<br>Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX%<br>Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX<br>Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% A | A | A | A | A | A | A | A | A | A | A |  |  |
| 4000089993 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/08/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | HPML compliant; Cleared | 09/08/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%<br>Borrower has stable job time - Borrower has XXX years on job.<br>Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX%<br>Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX<br>Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% A | A | A | A | A | A | A | A | A | A | A |  |  |
| 4000089991 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/05/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | HPML compliant; Cleared | 09/10/2025 | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX%<br>Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%<br>Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX%<br>Borrower has stable job time - Borrower has XXX years on job. A | A | A | A | A | A | A | A | A | A | A |  |  |
| 4000089991 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/05/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | HPML compliant; Cleared | 09/10/2025 | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX%<br>Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%<br>Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX%<br>Borrower has stable job time - Borrower has XXX years on job. A | A | A | A | A | A | A | A | A | A | A |  |  |
| 4000089991 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/09/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | HPML compliant; Cleared | 09/10/2025 | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX%<br>Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%<br>Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX%<br>Borrower has stable job time - Borrower has XXX years on job. A | A | A | A | A | A | A | A | A | A | A |  |  |
| 4000089529 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/08/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | HPML compliant; Cleared | 09/10/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX<br>Borrower has stable job time - Borrower has XXX years on job. A | A | A | A | A | A | A | A | A | A | A |  |  |
| 4000089529 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/09/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | HPML compliant; Cleared | 09/10/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX<br>Borrower has stable job time - Borrower has XXX years on job. A | A | A | A | A | A | A | A | A | A | A |  |  |
| 4000089529 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/09/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | HPML compliant; Cleared | 09/10/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX<br>Borrower has stable job time - Borrower has XXX years on job. A | A | A | A | A | A | A | A | A | A | A |  |  |
| 4000090020 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/08/2025 | Resolved | FCRE0360 | Credit | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is incomplete | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is incomplete. A VOR was provided from an individual, and the Guidelines require evidence of XXX months cancelled checks or bank statements. The file contains verification of XXX months payments XX/XX/XXXX. Please provide an additional XXX months evidence of the rent being paid. | Document Uploaded. | 09/12/2025 | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not partially present.; Institutional VOR from XXX provided verifies the rental account is satisfactory. | 09/16/2025 | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX%<br>Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX%<br>Borrower has stable job time - Borrower has XXX years on job. A | B | A C | B C A | B C A | B C A | B A | A | A | A | A |  |  |
| 4000090020 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/09/2025 | Resolved | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing | Document Uploaded. | 09/12/2025 | Required Affiliated Business Disclosure Documentation Provided; Affiliated attestation provided; Exception resolved | 09/16/2025 | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX%<br>Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX%<br>Borrower has stable job time - Borrower has XXX years on job. A | B | A C | B C A | B C A | B C A | B A | A | A | A | A |  |  |
| 4000090020 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/08/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | HPML compliant; Cleared | 09/10/2025 | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX%<br>Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX%<br>Borrower has stable job time - Borrower has XXX years on job. A | B | A C | B C A | B C A | B C A | B A | A | A | A | A |  |  |
| 4000089504 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/10/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | HPML compliant; Cleared | 09/10/2025 | Borrower has stable job time - Borrower has XXX years on job.<br>Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | A | A | A | A | A | A | A | A | A | A |  |  |
| 4000089504 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/10/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | HPML compliant; Cleared | 09/10/2025 | Borrower has stable job time - Borrower has XXX years on job.<br>Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | A | A | A | A | A | A | A | A | A | A |  |  |
| 4000089504 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/10/2025 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | HPML compliant; Cleared | 09/10/2025 | Borrower has stable job time - Borrower has XXX years on job.<br>Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | A | A | A | A | A | A | A | A | A | A |  |  |
| 4000091114 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/09/2025 | Resolved | FCOM3849 | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (12 CFR 1002.14(a)(1)). Documentation Required- Evidence of date appraisal was delivered to Borrowers | Document Uploaded. | 09/15/2025 | Evidence of appraisal delivery provided. | 09/25/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A B | C | A D | C D A | C D A | C D A | C A | A | A | A | A |  |  |
| 4000091114 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/09/2025 | Resolved | FCOM3531 | Compliance | Higher-Priced Mortgage Loan Evidence of Appraisal Delivery to the Borrower Not Provided (12 CFR 1026.35(c)(6)) | Evidence of Appraisal Delivery to the Borrower Not Provided. Documentation Required- Evidence of date appraisal was delivered to Borrowers | Document Uploaded. | 09/16/2025 | Evidence of Appraisal Delivery to the Borrower Provided. | 09/25/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A | C | A D | C D A | C D A | C D A | C A | A | A | A | A |  |  |
| 4000091114 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/11/2025 | Resolved | FCRE1347 | Credit | Borrower 2 3rd Party VOE Prior to Close Missing | Borrower 2 3rd Party VOE Prior to Close Missing Missing CPA / Tax Preparer Letter required per guidelines.: XXX- or XXX-month P&L; prepared by CPA/EA or Tax Preparer. CPA/EA/Tax Preparer must also attest to having prepared the borrower's most recent tax returns. Verbal verification of P&L is required prior to closing. | Document Uploaded. | 09/23/2025 | Borrower 2 3rd Party VOE Prior to Close Was Provided or Not Applicable (Number of Borrowers equals 2); Verbal verification of employment received. | 09/25/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A | C | A D | C D A | C D A | C D A | C A | A | A | A | A |  |  |
| 4000091114 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/11/2025 | Resolved | FCRE1355 | Credit | Borrower 2 CPA Letter Missing | Borrower 2 3rd Party VOE Prior to Close Missing Missing CPA / Tax Preparer Letter required per guidelines.: XXX- or XXX-month P&L; prepared by CPA/EA or Tax Preparer. CPA/EA/Tax Preparer must also attest to having prepared the borrower's most recent tax returns. Verbal verification of P&L is required prior to closing. | Document Uploaded. | 09/23/2025 | Borrower 2 CPA Letter Provided or Not Applicable (Number of Borrowers equals 2); Business narrative Q15 confirms 2yr tax prep, condition resolved.; Verbal verification of employment received. Missing CPA/ Tax Preparer attestation indicating they have prepared the co-borrower's most recent tax returns. | 09/25/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A | C | A D | C D A | C D A | C D A | C A | A | A | A | A |  |  |
| 4000091114 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/11/2025 | Resolved | FCRE1182 | Credit | Approval/Underwriting Summary Not Provided | Missing Approval/Underwriting Summary. | Document Uploaded. | 09/23/2025 | Approval/Underwriting Summary is fully present; 1008 Underwriting and Transmittal Summary was received. | 09/25/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A B | C | A D | C D A | C D A | C D A | C A | A | A | A | A |  |  |
| 4000091114 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/09/2025 | Resolved | finding-3352 | Compliance | Higher-Priced Mortgage Loan Test | HPML not compliant as missing evidence of appraisal delivery. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. | Document Uploaded. | 09/16/2025 | Appraisal delivery provided, HPML compliant. Exception resolved | 09/16/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A | C | A D | C D A | C D A | C D A | C A | A | A | A | A |  |  |
| 4000091114 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/09/2025 | Resolved | finding-2559 | Compliance | NY Subprime Home Loan Test | This loan failed the NY subprime home loan test. (NY SB 8143 Section 5, 1(c))Using the greater of the disclosed APR and the fully indexed rate, the loan is a subprime home loan, as defined in the legislation. While the New York Subprime Home Loan provisions specify that lenders may lawfully make this type of loan subject to certain conditions, some lenders and secondary market investors may prefer not to fund or buy subprime home loans even if the additional conditions are met. NY Subprime compliant |  |  |  | 09/15/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A | C | A D | C D A | C D A | C D A | C A | A | A | A | A |  |  |
| 4000091114 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/11/2025 | Resolved | finding-3634 | Compliance | Charges That Cannot Increase Test | This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i).One or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX.Please see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures. An estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). TILA 130b Cure Required. Refund in the amount of $XXX; cure package requires a PCCD, LOE, copy of refund check, and proof of delivery or valid COC. The zero-tolerance violation in the amount of $XXX is due to the addition of the appraisal complexity fee on the initial CD dated XX/XX/XXXX without valid COC. COC dated XX/XX/XXXX does not provide valid reason for fee addition. | Document Uploaded. The appraisal fee of $XXX was originally on the LE of XX/XX/XXXX, which was the Appraisal desk review. The amount was reduced on the initial Cd of XX/XX/XXXX and the name was updated to Appraisal complexity fee. | 09/15/2025 | Valid COC with lender explanation provided; Exception resolved; Valid COC with lender explanation provided; Exception resolved | 09/15/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A | C | A D | C D A | C D A | C D A | C A | A | A | A | A |  |  |
| 4000091114 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/10/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | HPML compliant; Cleared | 09/11/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A | C | A D | C D A | C D A | C D A | C A | A | A | A | A |  |  |
| 4000089501 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/10/2025 | Resolved | FCOM9186 | Compliance | eSigned Documents Consent is Missing | The eSigned consent disclosure is missing. The eSigned documents consent is missing. Nothing in file to reflect the initial e-signature dated on or before XX/XX/XXXX | Document Uploaded. | 09/16/2025 | Evidence of eConsent is provided. | 09/16/2025 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX%<br>Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX<br>Borrower has stable job time - Borrower has XXX years on job.<br>Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% A | B | A B | B A | B A | B A | B A | A | A | A | A |  |  |
| 4000089501 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/10/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | HPML compliant; Cleared | 09/11/2025 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX%<br>Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX<br>Borrower has stable job time - Borrower has XXX years on job.<br>Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% A | B | A B | B A | B A | B A | B A | A | A | A | A |  |  |
| 4000089501 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/10/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | HPML compliant; Cleared | 09/11/2025 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX%<br>Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX<br>Borrower has stable job time - Borrower has XXX years on job.<br>Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% A | B | A B | B A | B A | B A | B A | A | A | A | A |  |  |
| 4000091115 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/11/2025 | Resolved | FCOM3849 | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least 3-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (12 CFR 1002.14(a)(1)). Provide evidence the appraisal was delivered to the borrower a minimum of business days prior to closing. | Document Uploaded. | 09/19/2025 | Evidence of appraisal delivery provided. | 09/22/2025 | Borrower has stable job time - Borrower has XXX years on job. C A | C | A C B | C B A | C B A | C B A | C A | A | A | A | A |  |  |
| 4000091115 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/11/2025 | Resolved | FCOM3531 | Compliance | Higher-Priced Mortgage Loan Evidence of Appraisal Delivery to the Borrower Not Provided (12 CFR 1026.35(c)(6)) | Evidence of Appraisal Delivery to the Borrower Not Provided. Provide evidence the appraisal was delivered to the borrower a minimum of business days prior to closing. | Document Uploaded. | 09/19/2025 | Evidence of Appraisal Delivery to the Borrower Provided. | 09/22/2025 | Borrower has stable job time - Borrower has XXX years on job. C A | C | A C B | C B A | C B A | C B A | C A | A | A | A | A |  |  |
| 4000091115 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/12/2025 | Resolved | FCRE1182 | Credit | Approval/Underwriting Summary Not Provided | Missing Approval/Underwriting Summary. Approval (1008) is missing | Document Uploaded. | 09/19/2025 | Approval/Underwriting Summary is fully present; 1008 Underwriting and Transmittal Summary was received.  | 09/22/2025 | Borrower has stable job time - Borrower has XXX years on job. C A | C | A C B | C B A | C B A | C B A | C A | A | A | A | A |  |  |
| 4000091115 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/11/2025 | Resolved | finding-3352 | Compliance | Higher-Priced Mortgage Loan Test | Could not downgrade. Provide evidence the appraisal was delivered to the borrower a minimum of business days prior to closing. This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  |  | HPML compliant | 09/12/2025 | Borrower has stable job time - Borrower has XXX years on job. C A | C | A C B | C B A | C B A | C B A | C A | A | A | A | A |  |  |
| 4000091115 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/11/2025 | Resolved | finding-2559 | Compliance | NY Subprime Home Loan Test | This loan failed the NY subprime home loan test. (NY SB 8143 Section 5, 1(c))Using the greater of the disclosed APR and the fully indexed rate, the loan is a subprime home loan, as defined in the legislation. While the New York Subprime Home Loan provisions specify that lenders may lawfully make this type of loan subject to certain conditions, some lenders and secondary market investors may prefer not to fund or buy subprime home loans even if the additional conditions are met. New York subprime counseling list was provided |  |  | HPML compliant; Cleared | 09/12/2025 | Borrower has stable job time - Borrower has XXX years on job. C A | C | A C B | C B A | C B A | C B A | C A | A | A | A | A |  |  |
| 4000091115 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/12/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | HPML compliant; Cleared | 09/12/2025 | Borrower has stable job time - Borrower has XXX years on job. C A | C | A C B | C B A | C B A | C B A | C A | A | A | A | A |  |  |
| 4000089995 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/11/2025 | Resolved | finding-3352 | Compliance | Higher-Priced Mortgage Loan Test | HPML compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z.While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  |  | HPML compliant | 09/12/2025 | Borrower has stable job time - Borrower has XXX years on job.<br>Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | A | A | A | A | A | A | A | A | A | A |  |  |
| 4000089995 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/12/2025 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | HPML compliant; Cleared | 09/12/2025 | Borrower has stable job time - Borrower has XXX years on job.<br>Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | A | A | A | A | A | A | A | A | A | A |  |  |
| 4000089995 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/12/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | HPML compliant; Cleared | 09/12/2025 | Borrower has stable job time - Borrower has XXX years on job.<br>Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | A | A | A | A | A | A | A | A | A | A |  |  |
| 4000091116 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/12/2025 | Resolved | FCRE5782 | Credit | Borrower 1 Gap Credit Report is Missing | Borrower 1 Gap Credit Report is Missing The file does not contain a Gap Credit report dated within XXX days of the note date. | Document Uploaded. | 09/23/2025 | Borrower 1 Gap Credit Report is not missing.; Credit refresh dated within XXX days of closing indicates no credit history changes and no new inquiries. | 09/24/2025 | Borrower has stable job time - Borrower has XXX years on job. D A | B | A D | B D A | B D A | B D A | B A | A | A | A | A |  |  |
| 4000091116 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/12/2025 | Resolved | FCRE2900 | Credit | Borrower Non-US Citizen Identification Document Missing | Non US Citizen Borrower is missing Identification Document. Borrower is a Permanent Resident Alien per the 1003, the file does not contain copies of any residency documents. | Document Uploaded. | 09/18/2025 | Borrower Identification Document provided.; Lender uploaded Expired Permanent Resident Alien Card and Application for Replacement card. | 09/21/2025 | Borrower has stable job time - Borrower has XXX years on job. D A | B | A D | B D A | B D A | B D A | B A | A | A | A | A |  |  |
| 4000086069 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 8/11/2025 | Resolved | 9794483748 | Credit | Background Check Missing or Defective | Missing background report for: XXX | XX/XX/XXXX: Background report | 08/19/2025 | XX/XX/XXXX: Received Background | 08/19/2025 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A |  |  |
| 4000092717 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 8/14/2025 | Resolved | 9823343372 | Credit | Evidence of Primary Residence and Rent-Free Scenario Missing or Defective | Missing evidence of primary residence for borrower: XXX | XX/XX/XXXX: Energy bill | 08/19/2025 | XX/XX/XXXX: Primary residence confirmed via energy bill | 08/19/2025 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A |  |  |
| 4000092717 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 8/14/2025 | Resolved | 9823385217 | Property | Missing, Inadequate, or Incomplete Project Document | Missing Condominium questionnaire for subject property: XXX | XX/XX/XXXX: Condo Questionnaire | 08/19/2025 | XX/XX/XXXX: XXX Questionnaire Received | 08/19/2025 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A |  |  |
| 4000092717 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 8/14/2025 | Resolved | 9823386358 | Property | Flood Cert or Evidence not in a Flood Zone Missing | Missing flood certificate for subject property: XXX | XX/XX/XXXX: Flood Cert | 08/15/2025 | XX/XX/XXXX: Received Flood Cert | 08/15/2025 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A |  |  |
| 4000092717 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 8/14/2025 | Resolved | 9823387138 | Property | Hazard Insurance Missing or Defective | Missing Hazard Insurance for property located at: XXX | XX/XX/XXXX: Policy Uploaded | 08/20/2025 | XX/XX/XXXX: Hazard Policy received with Master Policy | 08/20/2025 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A |  |  |
| 4000087734 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 8/21/2025 | Resolved | 9871084169 | Credit | Title Insurance Missing or Defective | Preliminary Title is missing Mortgagee Clause after Lender's name. Please provide updated Title Policy with ISAOA/ATIMA | XX/XX/XXXX: Correct title uploaded | 09/05/2025 | XX/XX/XXXX: Received title | 09/08/2025 | C A | N/A | N/A C | N/A C | N/A C | N/A C | N/A C | N/A | N/A | N/A | N/A |  |  |
| 4000089520 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 8/21/2025 | Resolved | 92300191113-01 | Credit | No Credit Findings | The loan meets all applicable guidelines |  |  |  |  | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |
| 4000091955 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 9/2/2025 | Resolved | 92400190415-01 | Credit | No Credit Findings | The loan meets all applicable guidelines |  |  |  |  | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |
| 4000090006 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 9/4/2025 | Resolved | 92010190327-01 | Credit | No Credit Findings | The loan meets all applicable guidelines |  |  |  |  | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |
| 4000091954 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 9/4/2025 | Resolved | 9977952428 | Property | Hazard Insurance Missing or Defective | Missing Hazard Insurance for property located at: XXX | XX/XX/XXXX: HOI | 09/10/2025 | XX/XX/XXXX: Received HOI | 09/10/2025 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A |  |  |
| 4000089518 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 9/10/2025 | Resolved | 92010191066-01 | Credit | No Credit Findings | The loan meets all applicable guidelines |  |  |  |  | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |
| 4000091957 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 9/10/2025 | Resolved | 92010188235-01 | Credit | No Credit Findings | The loan meets all applicable guidelines |  |  |  |  | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |
| 4000091960 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 9/10/2025 | Resolved | 10023947727 | Credit | Title Insurance Coverage - Inadequate Coverage | $XXX Title Insurance coverage < $XXX minimum coverage required | XX/XX/XXXX: Corrected Title | 09/15/2025 | XX/XX/XXXX: Received title | 09/15/2025 | C A | N/A | N/A C | N/A C | N/A C | N/A C | N/A C | N/A | N/A | N/A | N/A |  |  |
| 4000091961 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 9/10/2025 | Resolved | 90000186463-01 | Credit | No Credit Findings | The loan meets all applicable guidelines |  |  |  |  | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |
| 4000090393 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 9/11/2025 | Resolved | 10034883221 | Credit | Note Missing or Defective | Missing Executed Promissory Note in file. | XX/XX/XXXX: Signed Note | 09/15/2025 | XX/XX/XXXX: Received Note | 09/15/2025 | C A | N/A | N/A C | N/A C | N/A C | N/A C | N/A C | N/A | N/A | N/A | N/A |  |  |
| 4000092138 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 9/11/2025 | Resolved | 92010174535-01 | Credit | No Credit Findings | The loan meets all applicable guidelines |  |  |  |  | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |
| 4000092133 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 9/12/2025 | Resolved | 92300191860-01 | Credit | No Credit Findings | The loan meets all applicable guidelines |  |  |  |  | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |
| 4000090016 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 9/15/2025 | Resolved | 92300191290-01 | Credit | No Credit Findings | The loan meets all applicable guidelines |  |  |  |  | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |
| 4000092123 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 9/15/2025 | Resolved | 92400190134-01 | Credit | No Credit Findings | The loan meets all applicable guidelines |  |  |  |  | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |
| 4000091945 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 9/16/2025 | Resolved | 92300191792-01 | Credit | No Credit Findings | The loan meets all applicable guidelines |  |  |  |  | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |
| 4000090007 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 9/17/2025 | Resolved | 92010191294-01 | Credit | No Credit Findings | The loan meets all applicable guidelines |  |  |  |  | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |
| 4000090032 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 9/23/2025 | Resolved | 92400190877-01 | Credit | No Credit Findings | The loan meets all applicable guidelines |  |  |  |  | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |
| 4000090017 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 9/23/2025 | Resolved | 92300191293-01 | Credit | No Credit Findings | The loan meets all applicable guidelines |  |  |  |  | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |
| 4000091950 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 9/23/2025 | Resolved | 90100191393-01 | Credit | No Credit Findings | The loan meets all applicable guidelines |  |  |  |  | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |
| 4000090031 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 9/29/2025 | Resolved | 92010190903-01 | Credit | No Credit Findings | The loan meets all applicable guidelines |  |  |  |  | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |
| 4000052028 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 11/26/2024 | Acknowledged | 7934637286 | Property | Ineligible Property | Subject property has balconies that have not been fully repaired | XX/XX/XXXX: NQM exception approval in file. | 11/26/2024 | XX/XX/XXXX: NQM exception approval received. | 11/26/2024 | Units have been repaired, XXX in reserve accounts, FNMA approved project and won't expire XXX C B | N/A | N/A C | N/A C | N/A C | N/A C | N/A C | N/A B | N/A B | N/A B | N/A |  |  |
| 4000079867 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 6/13/2025 | Resolved | 902505229010 | No Findings | No Findings | The loan meets all applicable guidelines | XX/XX/XXXX: Clear |  | XX/XX/XXXX: Clear | 06/13/2025 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |
| 4000088943 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 9/3/2025 | Resolved | 9964046557 | Credit | Credit Report Aged | XXX days > XXX day minimum requirement. Please provide updated report. | XX/XX/XXXX: Credit report |  | XX/XX/XXXX: Received | 09/09/2025 | C A | N/A | N/A C | N/A C | N/A C | N/A C | N/A C | N/A | N/A | N/A | N/A |  |  |
| 4000088944 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 9/3/2025 | Resolved | 9965582063 | Credit | Credit Report Aged | XXX days > XXX day minimum requirement. Please provide updated report. | XX/XX/XXXX: Credit report |  | XX/XX/XXXX: Received | 09/09/2025 | C A | N/A | N/A C | N/A C | N/A C | N/A C | N/A C | N/A | N/A | N/A | N/A |  |  |
| 4000090175 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 9/9/2025 | Resolved | 10014943781 | Property | Appraisal Review - Missing | Missing Appraisal Review for subject property: XXX | XX/XX/XXXX: CDA |  | XX/XX/XXXX: Received | 09/11/2025 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A |  |  |
| 4000088582 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 9/8/2025 | Resolved | 10022439492 | Property | DSCR Minimum Not Met | Audit DSCR of XXX does not align with client DSCR of XXX. Monthly Breakdown: Income $XXX/ PI $XXX, Insurance $XXX, Taxes $XXX. 1007 reflects $XXX and tape reflects rental amount of $XXX. Please opine | XX/XX/XXXX: updated tape attached |  | XX/XX/XXXX: Updated tape aligning DSCR received | 09/12/2025 | C A | N/A | N/A C | N/A C | N/A C | N/A C | N/A C | N/A | N/A | N/A | N/A |  |  |
| 4000086081 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 9/10/2025 | Resolved | 802507231721 | No Findings | No Findings | The loan meets all applicable guidelines | XX/XX/XXXX: Clear |  | XX/XX/XXXX: Clear | 09/10/2025 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |
| 4000090186 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 9/12/2025 | Resolved | 802507231531 | No Findings | No Findings | The loan meets all applicable guidelines | XX/XX/XXXX: Clear |  | XX/XX/XXXX: Clear | 09/12/2025 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |
| 4000088928 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 9/16/2025 | Acknowledged | 18105454341 | Credit | Insufficient Assets for Reserves | Seller locked XXX months reserves and TPR is XXX months. Min required for XXX | XX/XX/XXXX: Exception uploaded |  | XX/XX/XXXX: Exception approval received | 09/16/2025 | FICO XXX, LTV XXX%, Primary free and clear B A | N/A | N/A B | N/A B | N/A B | N/A B | N/A B | N/A B | N/A B | N/A B | N/A |  |  |
| 4000090168 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 9/16/2025 | Acknowledged | 18105493583 | Credit | Insufficient Assets for Reserves | Seller locked XXX months reserves and TPR is XXX months. Min required for XXX | XX/XX/XXXX: Exception uploaded |  | XX/XX/XXXX: Exception approval received | 09/16/2025 | FICO XXX, LTV XXX%, XXX B A | N/A | N/A B | N/A B | N/A B | N/A B | N/A B | N/A B | N/A B | N/A B | N/A |  |  |
| 4000088794 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 9/17/2025 | Resolved | 802508232455 | No Findings | No Findings | The loan meets all applicable guidelines | XX/XX/XXXX: Clear |  | XX/XX/XXXX: Clear | 09/17/2025 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |
| 4000089572 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 9/17/2025 | Resolved | 802508232510 | No Findings | No Findings | The loan meets all applicable guidelines | XX/XX/XXXX: Clear |  | XX/XX/XXXX: Clear | 09/17/2025 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |
| 4000089406 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 9/17/2025 | Resolved | 10074732662 | Property | Appraisal Review - Missing | Missing appraisal review for property: XXX | XX/XX/XXXX: CDA |  | XX/XX/XXXX: Received | 10/02/2025 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A |  |  |
| 4000089711 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 9/17/2025 | Resolved | 802508232743 | No Findings | No Findings | The loan meets all applicable guidelines | XX/XX/XXXX: Clear |  | XX/XX/XXXX: Clear | 09/17/2025 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |
| 4000091304 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 9/18/2025 | Resolved | 10086747764 | Credit | Entity Documentation Missing or Defective | Missing Operating Agreement for borrowing entity : XXX | XX/XX/XXXX: COG |  | XX/XX/XXXX: Received | 09/22/2025 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A |  |  |
| 4000089605 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 9/18/2025 | Resolved | 802507231939 | No Findings | No Findings | The loan meets all applicable guidelines | XX/XX/XXXX: Clear |  | XX/XX/XXXX: Clear | 09/18/2025 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |
| 4000087350 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 9/18/2025 | Resolved | 802508232070 | No Findings | No Findings | The loan meets all applicable guidelines | XX/XX/XXXX: Clear |  | XX/XX/XXXX: Clear | 09/18/2025 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |
| 4000089282 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 9/18/2025 | Resolved | 802508232562 | No Findings | No Findings | The loan meets all applicable guidelines | XX/XX/XXXX: Clear |  | XX/XX/XXXX: Clear | 09/18/2025 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |
| 4000089476 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 9/19/2025 | Resolved | 802508232640 | No Findings | No Findings | The loan meets all applicable guidelines | XX/XX/XXXX: Clear |  | XX/XX/XXXX: Clear | 09/19/2025 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |
| 4000089586 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 9/19/2025 | Resolved | 802508232672 | No Findings | No Findings | The loan meets all applicable guidelines | XX/XX/XXXX: Clear |  | XX/XX/XXXX: Clear | 09/19/2025 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |
| 4000091201 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 9/19/2025 | Resolved | 66052507231870 | No Findings | No Findings | The loan meets all applicable guidelines | XX/XX/XXXX: Clear |  | XX/XX/XXXX: Clear | 09/19/2025 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |
| 4000092341 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 9/22/2025 | Resolved | 802508232374 | No Findings | No Findings | The loan meets all applicable guidelines | XX/XX/XXXX: Clear |  | XX/XX/XXXX: Clear | 09/22/2025 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |
| 4000092334 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 9/23/2025 | Resolved | 902508232560 | No Findings | No Findings | The loan meets all applicable guidelines | XX/XX/XXXX: Clear |  | XX/XX/XXXX: Clear | 09/23/2025 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |
| 4000091835 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 9/26/2025 | Resolved | 18054926476 | Property | Appraisal Review - Missing | Missing appraisal review for subject property: XXX | XX/XX/XXXX: Clear |  | XX/XX/XXXX: Received | 09/29/2025 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A |  |  |
| 4000092499 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 9/26/2025 | Resolved | 802508233090 | No Findings | No Findings | The loan meets all applicable guidelines | XX/XX/XXXX: Clear |  | XX/XX/XXXX: Clear | 09/26/2025 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |
| 4000093980 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 9/29/2025 | Resolved | 66052509233539 | No Findings | No Findings | The loan meets all applicable guidelines | XX/XX/XXXX: Clear |  | XX/XX/XXXX: Clear | 09/29/2025 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |
| 4000092705 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 9/30/2025 | Resolved | 802508232847 | No Findings | No Findings | The loan meets all applicable guidelines | XX/XX/XXXX: Clear |  | XX/XX/XXXX: Clear | 09/30/2025 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |
| 4000089972 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 9/30/2025 | Resolved | 802507231920 | No Findings | No Findings | The loan meets all applicable guidelines | XX/XX/XXXX: Clear |  | XX/XX/XXXX: Clear | 09/30/2025 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |
| 4000091761 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 9/30/2025 | Resolved | 802508232406 | No Findings | No Findings | The loan meets all applicable guidelines | XX/XX/XXXX: Clear |  | XX/XX/XXXX: Clear | 09/30/2025 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |
| 4000091184 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/2/2025 | Resolved | 802508233200 | No Findings | No Findings | The Loan meets all applicable guidelines | XX/XX/XXXX: Clear |  | XX/XX/XXXX: Clear | 10/02/2025 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |
| 4000089354 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/2/2025 | Resolved | 802508232623 | No Findings | No Findings | The Loan meets all applicable guidelines | XX/XX/XXXX: Clear |  | XX/XX/XXXX: Clear | 10/02/2025 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |
| 4000076501 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 5/12/2025 | Resolved | 244188-1 | PROPERTY | HAZARD INSURANCE MISSING OR DEFECTIVE | MISSING HAZARD INSURANCE | PLEASE PROVIDE LOSS OF RENTS COVERAGE. PROVIDED POLICY REFLECTS 0 | 05/15/2025 | RECEIVED | 06/03/2025 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A |  |  |
| 4000076501 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 5/12/2025 | Resolved | 244188-2 | CREDIT | ENTITY DOCUMENTATION - MISSING OR DEFECTIVE | MISSING EVIDENCE OF GOOD STANDING |  |  | RECEIVED | 05/22/2025 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A |  |  |
| 4000076501 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 5/12/2025 | Resolved | 244188-3 | CREDIT | BACKGROUND CHECK MISSING OR DEFECTIVE | MISSING BACKGROUND CHECK | XX/XX/XXXX /XXX: BACKGROUND REPORT MUST REFLECT XXX, FORECLOSURE AND LIEN DATA |  | RECEIVED | 06/03/2025 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A |  |  |
| 4000076501 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 5/12/2025 | Resolved | 244188-4 | CREDIT | CLOSING DISCLOSURE/SETTLEMENT STATEMENT MISSING OR DEFECTIVE | MISSING PRELIMINARY HUD | PROVIDED TAPE REFLECTS REFI NO CASH OUT. PRELIM HUD REFLECTS CASH TO BORROWER IN THE AMOUNT OF: XXX. PROVIDE UPDATED TAPE OR PRELIM HUD<br> NOT IN COMMITMENT | 06/03/2025 | RECEIVED | 06/23/2025 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A |  |  |
| 4000076501 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 5/12/2025 | Resolved | 244188-5 | CREDIT | PAYOFF STATEMENT MISSING OR DEFECTIVE | MISSING PAYOFF STATEMENT |  |  | RECEIVED | 05/15/2025 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A |  |  |
| 4000076501 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 5/12/2025 | Resolved | 244188-6 | CREDIT | VERIFICATION OR MORTGAGE MISSING OR DEFECTIVE | MISSING VERIFICATION OF MORTGAGE | PLEASE PROVIDE XXX MONTHS PRIOR TO THE MONTH OF: XX/XX/XXXX | 06/03/2025 | RECEIVED | 06/19/2025 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A |  |  |
| 4000076501 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 5/12/2025 | Resolved | 244188-7 | PROPERTY | APPRAISAL MISSING OR DEFECTIVE | APPRAISAL - MISSING |  |  | RECEIVED | 05/15/2025 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A |  |  |
| 4000076501 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 5/12/2025 | Resolved | 244188-8 | CREDIT | INSUFFICIENT ASSETS TO CLOSE | $XXX LIQUIDITY < $XXX MINIMUM REQUIRED. | PLEASE PROVIDE MARCH STATEMENTS<br> IF USING CASH OUT, PLEASE PROVIDE PRELIM HUD | 05/22/2025 | RECEIVED | 06/03/2025 | D A C | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A |  |  |
| 4000076501 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 5/12/2025 | Resolved | 244188-10 | CREDIT | SUBJECT PROPERTY LEASE - MISSING OR DEFECTIVE | INELIGIBLE LEASE RENTS. PROVIDED LEASE RENTS ARE NOT IN LINE WITH THE PREVAILING MARKET RENTS. 1007 REFLECTS MARKET RENTS OF: $XXX. PROVIDED LEASE AGREEMENT REFLECTS IN-PLACE LEASE RENTS OF: $XXX |  |  | RECEIVED | 06/18/2025 | D A C | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A |  |  |
| 4000077343 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 5/19/2025 | Resolved | 4080684-1 | CREDIT | MARKET RENT - MISSING OR DEFECTIVE | MISSING 1007 ADDENDUM |  |  | RECEIVED | 06/10/2025 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A |  |  |
| 4000077343 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 5/19/2025 | Resolved | 4080684-2 | CREDIT | ASSET DOCUMENTATION MISSING OR DEFECTIVE | MISSING ASSET DOCUMENTATION |  |  | RECEIVED | 06/12/2025 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A |  |  |
| 4000077343 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 5/19/2025 | Resolved | 4080684-3 | PROPERTY | HAZARD INSURANCE MISSING OR DEFECTIVE | MISSING EVIDENCE OF HAZARD INSURANCE | PLEASE PROVIDE HO6 POLICY | 06/12/2025 | RECEIVED | 06/25/2025 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A |  |  |
| 4000077343 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 5/19/2025 | Resolved | 4080684-4 | PROPERTY | FLOOD CERT OR EVIDENCE NOT IN A FLOOD ZONE MISSING | MISSING FLOOD CERTIFICATE WITH LIFE OF LOAN DETERMINATION |  |  | RECEIVED | 05/20/2025 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A |  |  |
| 4000077343 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 5/19/2025 | Resolved | 4080684-5 | CREDIT | LOAN APPLICATION MISSING OR DEFECTIVE | MISSING LOAN APPLICATION OR TERM SHEET |  |  | RECEIVED | 05/20/2025 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A |  |  |
| 4000077343 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 7/2/2025 | Resolved | 4080684-6 | CREDIT | CLOSING DOCUMENTATION MISSING OR DEFECTIVE | MISSING PRELIMINARY HUD |  |  | RECEIVED | 06/25/2025 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A |  |  |
| 4000077343 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 5/19/2025 | Resolved | 4080684-7 | CREDIT | ENTITY DOCUMENTATION - MISSING OR DEFECTIVE | MISSING OPERATING AGREEMENT |  |  | RECEIVED | 05/20/2025 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A |  |  |
| 4000077343 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 5/19/2025 | Resolved | 4080684-8 | CREDIT | CONDO QUESTIONNAIRE MISSING OR DEFECTIVE | MISSING XXX QUESTIONAIRE |  |  | RECEIVED CONFIRMATION SUBJECT PROPERTY IS NOT IN A JURISDICTION THAT REQUIRES SUPERCEDING LIEN | 05/22/2025 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A |  |  |
| 4000077343 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 5/19/2025 | Resolved | 4080684-9 | PROPERTY | APPRAISAL REVIEW - MISSING | MISSING APPRAISAL REVIEW |  |  | RECEIVED | 06/25/2025 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A |  |  |
| 4000076501 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 5/12/2025 | Resolved | 244188-11 | CREDIT | INSUFFICIENT ASSETS TO CLOSE | $XXX LIQUIDITY < $XXX MINIMUM REQUIRED. |  |  | RECEIVED | 07/01/2025 | D A C | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A |  |  |
| 4000077343 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 7/2/2025 | Resolved | 4080684-10 | CREDIT | CLOSING DOCUMENTATION MISSING OR DEFECTIVE | MISSING MORTGAGE OR DEED OF TRUST |  |  | RECEIVED | 07/10/2025 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A |  |  |
| 4000089685 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 8/14/2025 | Resolved | BCCLN00732024-1 | CREDIT | APPRAISAL REVIEW - MISSING | MISSING APPRAISAL REVIEW |  |  | RECEIVED | 08/15/2025 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A |  |  |
| 4000089685 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 8/14/2025 | Resolved | BCCLN00732024-2 | CREDIT | GUARANTOR IDENTIFICATION MISSING OR DEFECTIVE | MISSING GUARANTOR ID |  |  | RECEIVED | 08/15/2025 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A |  |  |
| 4000089685 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 8/14/2025 | Resolved | BCCLN00732024-3 | CREDIT | CLOSING PROTECTION LETTER MISSING OR DEFECTIVE | MISSING CLOSING PROTECTION LETTER |  |  | RECEIVED | 08/15/2025 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A |  |  |
| 4000089685 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 8/14/2025 | Resolved | BCCLN00732024-4 | CREDIT | PAYOFF STATEMENT MISSING OR DEFECTIVE | PROVIDED PAYOFF REFLECTS DEFAULT INTEREST. PLEASE PROVIDE LETTER OF EXPLANATION FOR DEFAULT INTEREST BEING PRESENT ON PAYOFF |  |  | RECEIVED | 08/22/2025 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A |  |  |
| 4000089793 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 8/21/2025 | Resolved | 150311-1 | CREDIT | MARKET RENT - MISSING OR DEFECTIVE | MISSING RENT REVIEW |  |  | RECEIVED | 08/22/2025 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A |  |  |
| 4000089975 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 8/21/2025 | Resolved | BPP3603520-1 | PROPERTY | APPRAISAL REVIEW - MISSING | MISSING APPRAISAL REVIEW |  |  | RECEIVED | 08/22/2025 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A |  |  |
| 4000089975 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 8/21/2025 | Resolved | BPP3603520-2 | CREDIT | DSCR MINIMUM NOT MET | DSCR DISCREPANCY. PROVIDED HAZARD INSURANCE REFLECTS PREMIUM OF: $XXX PROVIDED DATA TAPE REFLECTS HAZARD PREMIUM OF: $XXX PROVIDE UPDATED TAPE |  |  | RECEIVED | 08/26/2025 | D A C | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A |  |  |
| 4000089975 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 8/21/2025 | Resolved | BPP3603520-3 | CREDIT | RELEASE OF LIEN/SUBORDINATION AGREEMENT/SATISFACTION MISSING OR DEFECTIVE | MISSING EVIDENCE OF SATISFACTION OF NUISANCE LIEN IN THE TO SATISFY SCHEDULE B PART I 12 OF PROVIDED TITLE COMMITMENT |  |  | RECEIVED | 08/26/2025 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A |  |  |
| 4000089975 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 8/21/2025 | Resolved | BPP3603520-4 | CREDIT | TITLE INSURANCE MISSING OR DEFECTIVE | MISSING EVIDENCE OF SATISFACTION OF SCHEDULE B PART I(12) OF PROVIDED TITLE COMMITMENT |  |  | RECEIVED | 08/26/2025 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A |  |  |
| 4000076501 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 8/27/2025 | Resolved | 244188-12 | CREDIT | LOAN AGREEMENT MISSING OR DEFECTIVE | MISSING LENDER-SIGNED LOAN AGREEMENT. PROVIDED LOAN AGREEMENT IS NOT SIGNED BY LENDER |  |  | RECEIVED | 08/29/2025 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A |  |  |
| 4000076501 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 5/12/2025 | Resolved | 244188-13 | CREDIT | INSUFFICIENT ASSETS TO CLOSE | $XXX. LIQUIDITY < $XXXMINIMUM REQUIRED. |  |  | RECEIVED XXX STATEMENT. PER TCP, MONTHLY AVERAGER BALANCE BETWEEN XXX AND XXX NOT SO DIFFERENT AND FUNDS IN AND OUT OF BORROWER ACCOUNTS ARE NOT OUT OF CHARACTER. XXX DAYS OF BANK STATEMENTS IN FILE, QUALIFIED BASED ON LIQUIDITY FROM XXX | 09/05/2025 | D A C | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A |  |  |
| 4000089975 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 9/3/2025 | Resolved | BPP3603520-5 | CREDIT | LOAN AGREEMENT MISSING OR DEFECTIVE | MISSING LENDER-SIGNED LOAN AGREEMENT. PROVIDED LOAN AGREEMENT IS NOT SIGNED BY LENDER |  |  | RECEIVED | 09/09/2025 | D A C | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A |  |  |
| 4000089975 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 8/21/2025 | Resolved | BPP3603520-6 | CREDIT | DATA TAPE MISSING OR DEFECTIVE | DSCR DISCREPANCY. PROVIDED TAPE REFLECTS TAX AMOUNT OF: $XXX. PER DOCUMENTATION AND FPL IN FILE, PROVIDED TAXES ARE: $XXX. PROVIDE UPDATED TAPE |  |  | RECEIVED | 09/10/2025 | D A C | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A |  |  |
| 4000092046 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 9/9/2025 | Resolved | 66054-1 | CREDIT | DATA TAPE MISSING OR DEFECTIVE | DATA TAPE DISCREPANCY: DATA TAPE REFLECTS TAXES AS : $ XXX WHILE TAX BILL REFLECTS $ XXX. PLEASE PROVIDE UPDATED TAPE |  |  | RECEIVED | 09/11/2025 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A |  |  |
| 4000092046 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 9/9/2025 | Resolved | 66054-2 | CREDIT | TITLE INSURANCE MISSING OR DEFECTIVE | MISSING EVIDENCE OF SATISFACTION OF SCHEDULE B PART I ITEMS XXX |  |  | RECEIVED | 09/11/2025 | D A C | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A |  |  |
| 4000091830 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 9/10/2025 | Resolved | 1718-2 | CREDIT | LOAN AGREEMENT MISSING OR DEFECTIVE | MISSING LOAN AGREEMENT |  |  | RECEIVED CONFIRMATION COUNTERPARTY DOES NOT PROVIDE LOAN AGREEMENTS | 09/10/2025 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A |  |  |
| 4000092560 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 9/10/2025 | Resolved | 4214763-1 | CREDIT | LOAN APPLICATION MISSING OR DEFECTIVE | MISSING LOAN APPLICATION OR TERM SHEET |  |  | RECEIVED | 09/12/2025 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A |  |  |
| 4000092560 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 9/10/2025 | Resolved | 4214763-2 | CREDIT | FLOOD CERT OR EVIDENCE NOT IN A FLOOD ZONE MISSING | MISSING FLOOD CERTIFICATE. |  |  | RECEIVED | 09/11/2025 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A |  |  |
| 4000092560 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 9/10/2025 | Resolved | 4214763-3 | CREDIT | CLOSING DISCLOSURE/SETTLEMENT STATEMENT MISSING OR DEFECTIVE | MISSING PRELIMINARY HUD |  |  | RECEIVED | 09/17/2025 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A |  |  |
| 4000093063 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 9/11/2025 | Resolved | 55-0725101-1 | CREDIT | ASSET DOCUMENTATION AGED | XXX > DAYS AGE ASSET DOCUMENTATION > XXX DAYS MAXIMUM ALLOWED. PROVIDE UPDATED ASSET DOCUMENTATION FOR ACCOUNT: XXX #XXX |  |  | RECEIVED | 09/12/2025 | D A C | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A |  |  |
| 4000093063 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 9/11/2025 | Resolved | 55-0725101-3 | CREDIT | APPRAISAL REVIEW - MISSING | MISSING APPRAISAL REVIEW |  |  | RECEIVED | 09/12/2025 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A |  |  |
| 4000093063 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 9/11/2025 | Resolved | 55-0725101-4 | CREDIT | CLOSING DISCLOSURE/SETTLEMENT STATEMENT MISSING OR DEFECTIVE | PROVIDED PRELIM HUD DOES NOT MATCH THE LOAN AMOUNT |  |  | RECEIVED | 09/12/2025 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A |  |  |
| 4000093063 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 9/11/2025 | Resolved | 55-0725101-5 | CREDIT | TITLE INSURANCE MISSING OR DEFECTIVE | PROVIDED TITLE COMMITMENT DATED AFTER SATISFACTION OF MORTGAGE REFLECTS EXISTENCE OF LIEN ON SUBJECT PROPERTY. PLEASE PROVIDE UPDATED TITLE OR LOE |  |  | RECEIVED | 09/11/2025 | D A C | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A |  |  |
| 4000093070 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 9/12/2025 | Resolved | 4168969547-1 | CREDIT | ENTITY DOCUMENTATION - MISSING OR DEFECTIVE | MISSING OPERATING AGREEMENT. PROVIDE EVIDENCE ENTITY IS A OWNED BE A SINGLE MEMBER AND IS IN A JURISDICTION THAT DOESN'T REQUIRE OPERATING AGREEMENTS FOR SINGLE MEMBER ENTITIES |  |  | RECEIVED EVIDENCE FL DOES NOT REQUIRE OAS FOR SINGLE MEMBER ENTITIES | 09/15/2025 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A |  |  |
| 4000093070 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 9/12/2025 | Resolved | 4168969547-2 | CREDIT | LOAN APPLICATION MISSING OR DEFECTIVE | MISSING DATED TERM SHEET |  |  | RECEIVED | 09/15/2025 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A |  |  |
| 4000093782 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 9/18/2025 | Resolved | 66056-1 | CREDIT | CLOSING DISCLOSURE/SETTLEMENT STATEMENT MISSING OR DEFECTIVE | PROVIDED PRELIM HUD DOES NOT MATCH THE LOAN AMOUNT |  |  | RECEIVED | 09/22/2025 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A |  |  |
| 4000093782 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 9/18/2025 | Resolved | 66056-2 | CREDIT | VERIFICATION OR MORTGAGE MISSING OR DEFECTIVE | MISSING VERIFICATION OF MORTGAGE | PAYMENT HISTORY MUST SHOW XXX MONTHS OF PAYMENT HISTORY | 09/22/2025 | RECEIVED | 09/22/2025 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A |  |  |
| 4000093782 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 9/18/2025 | Resolved | 66056-3 | CREDIT | TITLE INSURANCE COVERAGE - INADEQUATE COVERAGE | INSUFFICIENT TITLE INSURANCE COVERAGE AMOUNT- $XXX TITLE INSURANCE COVERAGE < $XXX MINIMUM REQUIRED. PROVIDE UPDATED TITLE INSURANCE |  |  | RECEIVED | 09/22/2025 | D A C | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A |  |  |
| 4000092560 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 9/10/2025 | Resolved | 4214763-5 | CREDIT | INSUFFICIENT ASSETS TO CLOSE | $XXX LIQUIDITY < $XXX MINIMUM REQUIRED. | CANNOT USE COINBASE TOWARDS LIQUIDITY | 09/19/2025 | RECEIVED NEW STATEMENTS. EXCESS RESERVES OF $XXX | 09/19/2025 | D A C | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A |  |  |
| 4000092812 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 9/23/2025 | Resolved | 66057-2 | CREDIT | FIRST PAYMENT LETTER MISSING OR DEFECTIVE | PROVIDED FIRST PAYMENT LETTER REFLECTS HOI PREMIUM OF: $XXX. PLEASE PROVIDE UPDATED HAZARD INSURANCE PREMIUM REFLECTING HOI PREMIUM OF: $XXX |  |  | RECEIVED | 09/23/2025 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A |  |  |
| 4000092046 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 9/9/2025 | Resolved | 66054-3 | CREDIT | DATA TAPE MISSING OR DEFECTIVE | DSCR DISCREPANCY. PROVIDED TAX ESCROWS REFLECT COLLECTION IN THE AMOUNT OF: $XXX. PROVIDED DOCUMENTATION REFLECTS TAX AMOUNT OF: $XXX. PLEASE PROVIDE DOCUMENTATION SUBSTANTIATING ESCROWED AMOUNT |  |  | RECEIVED | 09/25/2025 | D A C | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A |  |  |
| 4000092560 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 9/26/2025 | Resolved | 4214763-6 | CREDIT | LOAN AGREEMENT MISSING OR DEFECTIVE | MISSING LOAN AGREEMENT |  |  | RECEIVED CONFIRMATION COUNTERPARTY DOES NOT PROVIDE LOAN AGREEMENTS | 09/26/2025 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A |  |  |
| 4000092560 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 9/26/2025 | Resolved | 4214763-7 | CREDIT | DEED MISSING OR DEFECTIVE | MISSING CONVEYANCE DEED FROM: XXX , TRUSTEE OF THE XXX TO XXX |  |  | RECEIVED | 09/29/2025 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A |  |  |
| 4000092560 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 9/26/2025 | Resolved | 4214763-8 | CREDIT | NOTE MISSING OR DEFECTIVE | MISSING LEGIBLE NOTE |  |  | RECEIVED | 09/29/2025 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A |  |  |
| 4000089685 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/2/2025 | Resolved | BCCLN00732024-5 | CREDIT | FIRST PAYMENT LETTER MISSING OR DEFECTIVE | MISSING FIRST PAYMENT LETTER |  |  | RECEIVED | 10/02/2025 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A |  |  |
| 4000089037 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 8/6/2025 | Resolved | 9763821469 | Property | Title Insurance Missing or Defective | Title Preliminary Title Policy missing coverage amount and Lender ISAOA. Please provide a title supplement or updated title insurance. | XX/XX/XXXX: Uploaded |  | XX/XX/XXXX: Received Title Policy | 08/13/2025 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A |  |  |
| 4000089044 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 8/6/2025 | Resolved | 401037071 | Credit | No Findings | This Loan Meets All Applicable Guidelines |  |  |  |  | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |
| 4000089041 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 8/19/2025 | Resolved | 401035735 | Credit | No Findings | This Loan Meets All Applicable Guidelines |  |  |  |  | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |
| 4000089039 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 8/21/2025 | Resolved | 401033864 | Credit | No Findings | This Loan Meets All Applicable Guidelines |  |  |  |  | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |
| 4000089040 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 8/21/2025 | Resolved | 401035229 | Credit | No Findings | This Loan Meets All Applicable Guidelines |  |  |  |  | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |
| 4000083318 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 11/24/2025 | Resolved | BPP3603452-1 | CREDIT | LOAN APPLICATION MISSING OR DEFECTIVE | MISSING EXECUTED DATED LOAN APPLICATION (BORROWER SIGNATURE MISSING) |  |  | XX/XX/XXXX/XXX: RECEIVED | 07/10/2025 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000083318 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 11/24/2025 | Resolved | BPP3603452-2 | PROPERTY | APPRAISAL REVIEW - MISSING | MISSING APPRAISAL REVIEW FOR PROPERTY ADDRESS: XXX |  |  | XX/XX/XXXX/XXX: RECEIVED | 07/10/2025 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000083318 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 11/24/2025 | Resolved | BPP3603452-3 | CREDIT | CLOSING DISCLOSURE/SETTLEMENT STATEMENT MISSING OR DEFECTIVE | PROVIDED PRELIMINARY HUD DOES NOT MATCH THE LOAN AMT |  |  | XX/XX/XXXX/XXX: RECEIVED | 07/10/2025 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000084706 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 11/24/2025 | Resolved | 17751-1 | CREDIT | CLOSING DISCLOSURE/SETTLEMENT STATEMENT MISSING OR DEFECTIVE | MISSING PRELIMINARY HUD |  |  | XX/XX/XXXX/XXX: RECEIVED | 07/22/2025 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000084706 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 11/24/2025 | Resolved | 17751-2 | CREDIT | ENTITY DOCUMENTATION - MISSING OR DEFECTIVE | MISSING CERTIFICATE OF GOOD STANDING |  |  | XX/XX/XXXX/XXX: RECEIVED | 07/21/2025 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000084706 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 11/24/2025 | Resolved | 17751-3 | CREDIT | ENTITY DOCUMENTATION - MISSING OR DEFECTIVE | MISSING EMPLOYER IDENTIFICATION NUMBER |  |  | XX/XX/XXXX/XXX: RECEIVED | 07/18/2025 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000084706 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 11/24/2025 | Resolved | 17751-4 | PROPERTY | APPRAISAL REVIEW - MISSING | MISSING APPRAISAL REVIEW |  |  | XX/XX/XXXX/XXX: RECEIVED | 07/18/2025 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000084706 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 11/24/2025 | Resolved | 17751-5 | CREDIT | VERIFICATION OR MORTGAGE MISSING OR DEFECTIVE | MISSING VERIFICATION OF MORTGAGE |  |  | XX/XX/XXXX/XXX: RECEIVED | 07/18/2025 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000083318 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 11/24/2025 | Resolved | BPP3603452-6 | CREDIT | NO FINDINGS | THE LOAN MEETS ALL APPLICABLE GUIDELINES IN POST-CLOSE REVIEW |  |  |  |  | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000084706 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 11/24/2025 | Resolved | 17751-6 | CREDIT | BACKGROUND REPORT AGED | XXX DAYS AGE BACKGROUND CHECK > XXX DAYS MAXIMUM ALLOWED FOR GUARANTOR: XXX |  |  | XX/XX/XXXX/XXX: RECEIVED | 07/22/2025 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000084706 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 11/24/2025 | Resolved | 17751-7 | CREDIT | ENTITY DOCUMENTATION - MISSING OR DEFECTIVE | MISSING OPERATING AGREEMENT |  |  | XX/XX/XXXX/XXX: RECEIVED | 07/22/2025 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000084706 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 11/24/2025 | Resolved | 17751-8 | CREDIT | NOTE MISSING OR DEFECTIVE | NOTE PAYMENT DISCREPANCY. PAYMENT PER NOTE REFLECTS: $XXX, WHICH IS THE INTEREST ONLY AMOUNT FOR SUBJECT LOAN. PROVIDED NOTE DOES NOT SPECIFY INTEREST ONLY LANGUAGE. PROVIDE NOTE AMENDMENT CORRECTING PAYMENT TO: $XXX |  |  | XX/XX/XXXX/XXX: RECEIVED | 08/13/2025 | D A C | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000084706 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 11/24/2025 | Resolved | 17751-9 | CREDIT | LOAN AGREEMENT MISSING OR DEFECTIVE | MISSING LENDER-SIGNED LOAN AGREEMENT. PROVIDED LOAN AGREEMENT IS NOT SIGNED BY LENDER |  |  | XX/XX/XXXX/XXX: RECEIVED | 08/13/2025 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000091830 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 11/24/2025 | Resolved | 1718-1 | CREDIT | NO FINDINGS | THE LOAN MEETS ALL APPLICABLE GUIDELINES IN PRE-CLOSE REVIEW |  |  |  |  | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000089793 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 11/24/2025 | Resolved | 150311-2 | CREDIT | NO FINDINGS | THE LOAN MEETS ALL APPLICABLE GUIDELINES IN POST-CLOSE REVIEW |  |  |  |  | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000093070 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 11/24/2025 | Resolved | 4168969547-3 | CREDIT | NO FINDINGS | THE LOAN MEETS ALL APPLICABLE GUIDELINES |  |  |  |  | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000093063 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 11/24/2025 | Resolved | 55-0725101-7 | CREDIT | NO FINDINGS | THE LOAN MEETS ALL APPLICABLE GUIDELINES |  |  |  |  | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000085903 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 8/15/2025 | Resolved | 92010188163-01 | Credit | No Credit Findings | The loan meets all applicable guidelines |  |  |  |  | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000097993 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 8/28/2025 | Resolved | 92010188990-01 | Credit | No Credit Findings | The loan meets all applicable guidelines |  |  |  |  | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000092139 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 9/18/2025 | Resolved | 10084795516 | Credit | Insufficient Assets to Close | $XXX Assets < $XXX minimum assets required for closing costs and reserves. Please provide additional assets. | XX/XX/XXXX: asset | 09/22/2025 | Received assets | 09/22/2025 | C A | N/A | N/A C | N/A C | N/A C | N/A C | N/A C | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000096296 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 9/23/2025 | Resolved | 92300193204-01 | Credit | No Credit Findings | The loan meets all applicable guidelines |  |  |  |  | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000091949 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 9/24/2025 | Resolved | 92300192115-01 | Credit | No Credit Findings | The loan meets all applicable guidelines |  |  |  |  | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000090013 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 9/11/2025 | Resolved | 92400189865-01 | Credit | No Credit Findings | The loan meets all applicable guidelines |  |  |  |  | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000092135 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 9/24/2025 | Resolved | 18038014520 | Credit | DSCR Minimum Not Met | XXX < XXX minimum for Investor DSCR Program with a loan amount of $XXX. Qualifying gross rental income is $XXX (capped at XXX% of rental income of $XXX). Rental income from the ADU cannot be used, as the appraiser indicated the unit is not legally rentable due to its gross living area and lack of a permanent heating system. | XX/XX/XXXX: Lock Agreement | 09/29/2025 | XX/XX/XXXX: Received updated Lock | 09/29/2025 | C A | N/A | N/A C | N/A C | N/A C | N/A C | N/A C | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000096295 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 9/25/2025 | Resolved | 18047387620 | Credit | Credit Report Missing or Defective | Missing Credit Report for: XXX | XX/XX/XXXX: Credit Report | 09/29/2025 | XX/XX/XXXX: Received Credit report | 09/29/2025 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000096295 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 9/25/2025 | Resolved | 18047388995 | Credit | Background Check Missing or Defective | Missing Background Report for: XXX | XX/XX/XXXX: Fraud | 09/29/2025 | XX/XX/XXXX: Received Fraud | 09/29/2025 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000092125 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 9/25/2025 | Resolved | 92010184990-01 | Credit | No Credit Findings | The loan meets all applicable guidelines |  |  |  |  | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000099680 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 9/29/2025 | Resolved | 18066186097 | Credit | Title Insurance Missing or Defective | Commitment Title Schedule A 2(b) is missing mortgagee clause after lender's name. Please provide updated title policy with ISAOA/ATIMA verbiage | XX/XX/XXXX: Title uploaded | 10/07/2025 | XX/XX/XXXX: Received Title | 10/08/2025 | C A | N/A | N/A C | N/A C | N/A C | N/A C | N/A C | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000099680 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 9/29/2025 | Resolved | 18066390340 | Credit | DSCR Minimum Not Met | XXX < XXX minimum for Investor DSCR Program. Qualifying gross rental income is $XXX (capped at XXX% of rental income of $XXX). PITIA: $XXX P&I + $XXX Insurance + $XXX Tax + $XXX flood = $XXX | XX/XX/XXXX: Lock updated | 10/14/2025 | XX/XX/XXXX: Received updated lock | 10/14/2025 | C A | N/A | N/A C | N/A C | N/A C | N/A C | N/A C | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000091956 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 10/6/2025 | Resolved | 92300191833-01 | Credit | No Credit Findings | The loan meets all applicable guidelines |  |  |  |  | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000096297 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 10/6/2025 | Resolved | 18122221767 | Credit | DSCR Minimum Not Met | XXX DSCR < XXX minimum DSCR required. Monthly breakdown is as follows $XXX Income/ $XXX P/I + $XXX insurance + $XXX taxes | XX/XX/XXXX: No ratio loan | 10/10/2025 | XX/XX/XXXX: Received no ratio loan | 10/10/2025 | C A | N/A | N/A C | N/A C | N/A C | N/A C | N/A C | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000091947 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 10/6/2025 | Resolved | 92300191838-01 | Credit | No Credit Findings | The loan meets all applicable guidelines |  |  |  |  | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000092136 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 10/14/2025 | Resolved | 92400191563-01 | Credit | No Credit Findings | The loan meets all applicable guidelines |  |  |  |  | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000092961 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 10/20/2025 | Resolved | 92400192414-01 | Credit | No Credit Findings | The loan meets all applicable guidelines |  |  |  |  | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000096626 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 10/20/2025 | Resolved | 18228126874 | Credit | Title Insurance Coverage - Inadequate Coverage | $XXX Title Insurance coverage < $XXX minimum coverage required | XX/XX/XXXX: Title Uploaded | 10/22/2025 | XX/XX/XXXX: Received Title | 10/22/2025 | D A C | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000096626 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 10/20/2025 | Resolved | 18228198856 | Credit | Subject Property Lease - Missing or Defective | Missing Lease Agreement for subject property located at: XXX | XX/XX/XXXX: Rebuttal: Policy does not require a lease on our no ratio product. It only requires it to be reported on the 1007. See page XXX of policy. | 10/23/2025 | XX/XX/XXXX: Rescind | 10/24/2025 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000097579 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 10/21/2025 | Resolved | 92010192729-01 | Credit | No Credit Findings | The loan meets all applicable guidelines |  |  |  |  | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000097572 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 10/22/2025 | Resolved | 18248772312 | Property | Hazard Insurance Missing or Defective | Missing Hazard Insurance for: XXX | XX/XX/XXXX: Insurance | 10/23/2025 | XX/XX/XXXX: Received Insurance | 10/23/2025 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000097564 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 10/29/2025 | Resolved | 92010192114-01 | Credit | No Credit Findings | The loan meets all applicable guidelines |  |  |  |  | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000087362 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 8/26/2025 | Resolved | 9905902208 | Credit | Note Missing or Defective | Prepayment Penalty is not allowed per guidelines. For the state of XXX the max prepayment is XXX% for 1st year, XXX% for 2nd year and XXX% for 3rd year. The PPP in file XXX% for XXX months exceeds guideline limit. | XX/XX/XXXX: PPP |  | XX/XX/XXXX: Received | 10/24/2025 | C A | N/A | N/A C | N/A C | N/A C | N/A C | N/A C | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000091541 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 9/15/2025 | Resolved | 10057311617 | Credit | Entity Documentation - Missing or Defective | Missing Operating Agreement for borrowing entity : XXX | XX/XX/XXXX: Resolution |  | XX/XX/XXXX : Resolution via email | 10/7/2025 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000089542 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 9/15/2025 | Resolved | 18001745305 | Credit | Appraisal Review - Missing | Missing appraisal review for subject property | XX/XX/XXXX: CCA |  | XX/XX/XXXX: Received | 10/8/2025 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000090413 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 9/22/2025 | Resolved | 18019643217 | Property | Appraisal Review - Missing | Missing appraisal review for subject property: XXX | XX/XX/XXXX: CCA |  | XX/XX/XXXX: Received | 10/8/2025 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000089881 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 9/22/2025 | Resolved | 18019713638 | Credit | Title Insurance Coverage - Inadequate Coverage | $XXX title insurance coverage < $XXX minimum coverage required | XX/XX/XXXX: Uploaded title - updated loan amt. |  | XX/XX/XXXX: Received | 10/6/2025 | C A | N/A | N/A C | N/A C | N/A C | N/A C | N/A C | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000091916 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/3/2025 | Resolved | 18108179807 | Credit | DSCR Minimum Not Met | Missing short term rental income documentation supporting the tape value of $XXX. TPR utilizing 1007 short term rental income of $XXX | XX/XX/XXXX: XXX |  | XX/XX/XXXX: Received | 10/7/2025 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000093230 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/3/2025 | Resolved | 18108515596 | Property | Appraisal Review - Missing | Missing appraisal review document for subject property : XXX | XX/XX/XXXX: CDA |  | XX/XX/XXXX: Received | 10/14/2025 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000091786 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/6/2025 | Resolved | 18123033757 | Credit | Entity Documentation - Missing or Defective | Missing Operating agreement for XXX | XX/XX/XXXX: Overlay |  | XX/XX/XXXX: Management has given us an overlay to clear for spouses. | 10/17/2025 | D A C | N/A | N/A D C | N/A D C | N/A D C | N/A D C | N/A D C | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000090274 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/6/2025 | Resolved | 18122215783 | Property | Hazard Insurance Missing or Defective | Hazard insurance policy is missing mortgagee clause after lender's name. Please provide updated hazard policy with ISAOA/ATIMA verbiage | XX/XX/XXXX: Insurance |  | XX/XX/XXXX: Received | 10/9/2025 | C A | N/A | N/A C | N/A C | N/A C | N/A C | N/A C | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000091042 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/7/2025 | Resolved | 18134254163 | Credit | Title Insurance Missing or Defective | Title commitment in file has aged past guideline requirements: XXX days aged > XXX days allowed | XX/XX/XXXX: Title |  | XX/XX/XXXX: Received | 10/9/2025 | C A | N/A | N/A C | N/A C | N/A C | N/A C | N/A C | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000092715 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/7/2025 | Resolved | 802509233678 | No Findings | No Findings | The loans meets all applicable guidelines. | XX/XX/XXXX: Clear |  | XX/XX/XXXX: Clear | 10/7/2025 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000092509 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/7/2025 | Resolved | 802508232454 | No Findings | No Findings | The loans meets all applicable guidelines. | XX/XX/XXXX: Clear |  | XX/XX/XXXX: Clear | 10/7/2025 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000092278 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/7/2025 | Acknowledged | 18133847883 | Property | Appraisal Missing or Defective | Property is located in a XXX zone which is ineligible per FNMA requirements | XX/XX/XXXX: Email with XXX |  | XX/XX/XXXX: Waived via email | 10/9/2025 | FICO XXX, DSCR XXX, XXX months reserves B A | N/A | N/A C | N/A C | N/A C | N/A C | N/A C | N/A B | N/A B | N/A B | N/A B | N/A B | N/A |
| 4000089921 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/7/2025 | Resolved | 18134276510 | Credit | Credit Report Missing or Defective | Missing credit report for borrower: XXX | XX/XX/XXXX: Credit |  | XX/XX/XXXX: Received | 10/9/2025 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000095455 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/8/2025 | Resolved | 802509233918 | No Findings | No Findings | The loans meets all applicable guidelines. | XX/XX/XXXX: Clear |  | XX/XX/XXXX: Clear | 10/8/2025 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000093385 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/8/2025 | Resolved | 802509233789 | No Findings | No Findings | The loans meets all applicable guidelines. | XX/XX/XXXX: Clear |  | XX/XX/XXXX: Clear | 10/8/2025 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000091786 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/8/2025 | Resolved | 18123032523 | Property | Hazard Insurance Missing or Defective | Hazard insurance policy is missing mortgagee clause after lender's name. Please provide updated hazard policy with ISAOA/ATIMA verbiage | XX/XX/XXXX: Insurance |  | XX/XX/XXXX: Received | 1/0/1900 | D A C | N/A | N/A D C | N/A D C | N/A D C | N/A D C | N/A D C | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000094172 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/8/2025 | Resolved | 18142245781 | Property | Hazard Insurance Missing or Defective | Hazard insurance is not effective for XXX-days after the date of funding which is ineligible per guidelines. Please provide updated hazard insurance that is effective until at least XX/XX/XXXX | XX/XX/XXXX: Hazard |  | XX/XX/XXXX: Received | 10/24/2025 | C A | N/A | N/A C | N/A C | N/A C | N/A C | N/A C | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000090715 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/10/2025 | Resolved | 902508232846 | No Findings | No Findings | The loans meets all applicable guidelines. | XX/XX/XXXX: Clear |  | XX/XX/XXXX: Clear | 10/10/2025 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000092991 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/13/2025 | Resolved | 802508233214 | No Findings | No Findings | The loans meets all applicable guidelines. | XX/XX/XXXX: Clear |  | XX/XX/XXXX: Clear | 10/13/2025 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000092999 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/13/2025 | Resolved | 802509233764 | No Findings | No Findings | The loans meets all applicable guidelines. | XX/XX/XXXX: Clear |  | XX/XX/XXXX: Clear | 10/13/2025 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000094083 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/13/2025 | Resolved | 802508233210 | No Findings | No Findings | The loans meets all applicable guidelines. | XX/XX/XXXX: Clear |  | XX/XX/XXXX: Clear | 10/13/2025 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000095253 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | 802509234061 | No Findings | No Findings | The loans meets all applicable guidelines. | XX/XX/XXXX: Clear |  | XX/XX/XXXX: Clear | 10/14/2025 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000093057 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | 802509233720 | No Findings | No Findings | The loans meets all applicable guidelines. | XX/XX/XXXX: Clear |  | XX/XX/XXXX: Clear | 10/14/2025 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000095070 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/20/2025 | Resolved | 802509233551 | No Findings | No Findings | The loans meets all applicable guidelines. | XX/XX/XXXX: Clear |  | XX/XX/XXXX: Clear | 10/20/2025 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000095971 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/20/2025 | Resolved | 18225958423 | Credit | Asset Documentation Missing or Defective | Operating agreement missing for XXX to use bank accounts #XXX and #XXX | XX/XX/XXXX: OA |  | XX/XX/XXXX: Received | 10/22/2025 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000095254 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | 802509234341 | No Findings | No Findings | The loans meets all applicable guidelines. | XX/XX/XXXX: Clear |  | XX/XX/XXXX: Clear | 10/21/2025 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000095155 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | 802509234367 | No Findings | No Findings | The loans meets all applicable guidelines. | XX/XX/XXXX: Clear |  | XX/XX/XXXX: Clear | 10/21/2025 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000096171 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/22/2025 | Resolved | 18249350311 | Credit | Closing Protection Letter Missing or Defective | Missing Closing Protection Letter (CPL) | XX/XX/XXXX: CPL |  | XX/XX/XXXX: Received | 10/24/2025 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000093857 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Acknowledged | 18259207384 | Credit | Excessive LTV Ratio | XXX% LTV > XXX% maximum LTV for the use of XXX for qualifying income | XX/XX/XXXX: CRSE |  | XX/XX/XXXX: Waived | 1/0/1900 | FICO XXX, DSCR XXX, XXX months reserves B A | N/A | N/A C | N/A C | N/A C | N/A C | N/A C | N/A B | N/A B | N/A B | N/A B | N/A B | N/A |
| 4000096492 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/27/2025 | Resolved | 802509234140 | No Findings | No Findings | The loans meets all applicable guidelines. | XX/XX/XXXX: Clear |  | XX/XX/XXXX: Clear | 10/27/2025 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000094974 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/27/2025 | Resolved | 802509234285 | No Findings | No Findings | The loans meets all applicable guidelines. | XX/XX/XXXX: Clear |  | XX/XX/XXXX: Clear | 10/27/2025 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000096368 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/27/2025 | Resolved | 802508233155 | No Findings | No Findings | The loans meets all applicable guidelines. | XX/XX/XXXX: Clear |  | XX/XX/XXXX: Clear | 10/27/2025 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000094905 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/28/2025 | Resolved | 802509234240 | No Findings | No Findings | The loans meets all applicable guidelines. | XX/XX/XXXX: Clear |  | XX/XX/XXXX: Clear | 10/28/2025 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000093795 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/28/2025 | Resolved | 802509233996 | No Findings | No Findings | The loans meets all applicable guidelines. | XX/XX/XXXX: Clear |  | XX/XX/XXXX: Clear | 10/28/2025 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000099226 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/28/2025 | Resolved | 802509233586 | No Findings | No Findings | The loans meets all applicable guidelines. | XX/XX/XXXX: Clear |  | XX/XX/XXXX: Clear | 10/28/2025 | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |

---

## Exhibit 99.3

**Exhibit 99.3 Schedule 2**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **ALT Loan ID** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Total Adjusted Prior Purchase Price** | **Primary Appraised Value** | **Primary Appraisal Date** | **Primary Appraisal Type** | **Value for LTV** | **LTV** | **CLTV** | **Loan Reviewed Property Value** | **Loan Reviewed Variance Amount** | **Loan Reviewed Variance Percent** | **Loan Reviewed Product Type** | **Loan Post-Close Reviewed Property Value** | **Loan Post-Close Reviewed Variance Amount** | **Loan Post-Close Reviewed Variance Percent** | **Loan Post-Close Reviewed Product Type** | **Second Appraisal Value** | **Second Appraisal Variance Amount** | **Second Appraisal Variance Percent** | **Second Appraisal Date** | **Second Appraisal Type** | **AVM Appraised Value** | **AVM Variance Amount** | **AVM Variance Percent** | **AVM Confidence Score** | **FSD Score** | **AVM Company Name** | **AVM Product Name** | **AVM Appraisal Date** | **Desk Review Appraised Value** | **Desk Review Variance Amount** | **Desk Review Variance Percent** | **Desk Review Company** | **Desk Review Risk Score** | **Desk Review Appraisal Date** | **Second Desk Review Variance Amount** | **Second Desk Review Variance Percent** | **Second Desk Review Appraisal Date** | **Second Desk Review Appraised Value** | **Desk Top Appraised Value** | **Desk Top Variance Amount** | **Desk Top Variance Percent** | **Desk Top Company** | **Desk Top Appraisal Date** | **BPO Appraised Value** | **BPO Variance Amount** | **BPO Variance Percent** | **BPO Company** | **BPO Appraisal Date** | **Field Review Appraised Value** | **Field Review Variance Amount** | **Field Review Variance Percent** | **Field Review Company** | **Field Review Appraisal Date** | **2055 Appraised Value** | **2055 Variance Amount** | **2055 Variance Percent** | **2055 Company** | **2055 Appraisal Date** | **AVE/CMA Appraised Value** | **AVE/CMA Variance Amount** | **AVE/CMA Variance Percent** | **AVE/CMA Company** | **AVE/CMA Appraisal Date** | **Other Appraised Value** | **Other Variance Amount** | **Other Variance Percent** | **Other Appraisal Date** | **Updated Appraised Value** | **Updated Variance Amount** | **Updated Variance Percent** | **Updated Company** | **Updated Appraisal Date** | **Updated Appraisal Type** | **Loan Collateral Advisor Risk Score** | **Loan Collateral Advisor Risk Score Date** | **Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?** | **Collateral Underwriter Risk Score** | **Collateral Underwriter Risk Score Date** |
| 4000077497 | XXXXX | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 60.0 | 60.0 | $XXX | XXX | 0.00% | Enhanced Desk Review |  |  |  |  | $XXX | XXX | 2.13% | XX/XX/XXXX | 1004 |  |  |  |  |  |  |  |  | $XXX | XXX | 0.00% | XXX | XXX | XX/XX/XXXX | XXX | 2.12% | XX/XX/XXXX | $XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.7 |  |
| 4000077492 |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXX | XX/XX/XXXX | 1025 | $XXX | 69.85 | 69.85 | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| 4000084919 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 4000087468 |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 56.8 | 56.8 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 4000092253 | XXXXX | XX/XX/XXXX | $XXXXXX |  | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 54.64 | 54.64 | $XXX | XXX | 0.00% | Enhanced Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.4 |  |
| 4000090034 | XXXXX | XX/XX/XXXX | $XXXXXX |  | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 60.0 | 60.0 | $XXX | XXX | 0.00% | Enhanced Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.7 |  |
| 4000090019 | XXXXX | XX/XX/XXXX | $XXXXXX |  | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 73.94 | 73.94 | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.8 |  |
| 4000090012 | XXXXX | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1025 | $XXX | 70.0 | 70.0 | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| 4000090002 | XXXXX | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1025 | $XXX | 80.0 | 80.0 | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| 4000090001 | XXXXX | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 79.98 | 79.98 | $XXX | XXX | 0.00% | Enhanced Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 4000098830 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 79.96 | 79.96 | $XXX | XXX | 0.00% | Desk Review | $XXX | XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| 4000089998 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 90.0 | 90.0 | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  | $XXX | XXX | -7.52% | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX | $XXX | XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| 4000091119 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 4000091967 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1025 | $XXX | 70.0 | 70.0 | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  | $XXX | XXX | 2.04% | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX | $XXX | XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| 4000097573 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 75.0 | 75.0 | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| 4000091964 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1073 | $XXX | 37.49 | 37.49 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 4000096209 |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 65.0 | 65.0 | $XXX | XXX | -6.07% | AVM |  |  |  |  | $XXX | XXX | 4.33% | XX/XX/XXXX | 1004 | $XXX | XXX | -6.07% | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.1 |  |
| 4000092145 |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 52.34 | 52.34 | $XXX | XXX | -6.54% | Desk Review |  |  |  |  |  |  |  |  |  | $XXX | XXX | -20.79% | 85.0 | 0.15 | XXX | XXX | XX/XX/XXXX | $XXX | XXX | -6.54% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| 4000097560 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1025 | $XXX | 80.0 | 80.0 | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  | $XXX | XXX | 3.93% | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX | $XXX | XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| 4000060305 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 75.0 | 75.0 | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.3 |  |
| 4000077504 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 30.33 | 30.33 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.6 |  |
| 4000084900 |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 73.53 | 73.53 | $XXX | XXX | -4.12% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | XXX | -4.12% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| 4000085386 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 65.0 | 65.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.2 |  |
| 4000088279 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 80.0 | 80.0 | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 4000087469 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 4000087457 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 80.0 | 80.0 | $XXX | XXX | 2.10% | AVM |  |  |  |  |  |  |  |  |  | $XXX | XXX | 2.10% | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.9 |  |
| 4000087449 |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 64.1 | 64.1 | $XXX | XXX | 141.51% | AVM |  |  |  |  |  |  |  |  |  | $XXX | XXX | 141.51% | 85.0 | 0.15 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.9 |  |
| 4000088280 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 80.0 | 80.0 | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  | $XXX | XXX | 1.50% | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX | $XXX | XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| 4000087310 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 79.97 | 79.97 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 4000089524 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 80.0 | 80.0 | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.5 |  |
| 4000089522 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 65.0 | 65.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.2 |  |
| 4000089505 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 65.0 | 65.0 | $XXX | XXX | 0.00% | Desk Review | $XXX | XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.4 |  |
| 4000089992 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 4000084904 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 51.88 | 51.88 | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 4000084920 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.4 |  |
| 4000090003 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 71.43 | 71.43 | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  | $XXX | XXX | -1.53% | 51.0 | 0.49 | XXX | XXX | XX/XX/XXXX | $XXX | XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.8 |  |
| 4000089989 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 4000089521 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 70.0 | 70.0 | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 4000089993 |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 59.34 | 59.34 | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  | $XXX | XXX | -14.98% | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX | $XXX | XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| 4000089991 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.8 |  |
| 4000089529 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 4000090020 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 75.0 | 75.0 | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 4000089504 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 80.0 | 80.0 | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  | $XXX | XXX | 0.30% | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX | $XXX | XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 4000091114 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 4000089501 |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 34.76 | 34.76 | $XXX | XXX | -5.82% | Desk Review |  |  |  |  |  |  |  |  |  | $XXX | XXX | -1.25% | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX | $XXX | XXX | -5.82% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| 4000091115 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 80.0 | 80.0 | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.3 |  |
| 4000089995 |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 75.0 | 75.0 | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 4000091116 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 78.0 | 78.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 4000092144 |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 70.0 | 70.0 | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| 4000089997 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1073 | $XXX | 80.0 | 80.0 | $XXX | XXX | 10.46% | AVM |  |  |  |  |  |  |  |  |  | $XXX | XXX | 10.46% |  |  |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.3 |  |
| 4000092140 |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 74.12 | 74.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| 4000091966 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 80.0 | 80.0 | $XXX | XXX | 1.51% | AVM |  |  |  |  |  |  |  |  |  | $XXX | XXX | 1.51% | 79.0 | 0.21 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.1 |  |
| 4000086069 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 75.00 | 75.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  |  |  | Eligible | 1 |  |
| 4000092717 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1073 | $XXX | 62.50 | 62.50 | $XXX | XXX | 0.00% | CDA |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| 4000087734 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 65.00 | 65.00 | $XXX | XXX | 0.00% | CDA |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  |  |  | Not Eligible | 4.8 |  |
| 4000089520 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 75.00 | 75.00 | $XXX | XXX | 0.00% | CDA |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| 4000091955 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 74.22 | 74.22 | $XXX | XXX | -4.80% | AVM |  |  |  |  |  |  |  |  |  | $XXX | XXX | -4.80% | 98 | 0.02 | XXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 4000090006 |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 80.00 | 80.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 4000091954 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 50.98 | 50.98 | $XXX | XXX | 0.00% | CDA |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| 4000089518 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 75.00 | 75.00 | $XXX | XXX | -2.22% | CDA |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | XXX | -2.22% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.5 |  |
| 4000091957 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1073 | $XXX | 50.00 | 50.00 | $XXX | XXX | -0.12% | AVM |  |  |  |  |  |  |  |  |  | $XXX | XXX | -0.12% | 95 | 0.05 | XXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 4000091961 |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXX | XX/XX/XXXX | 1073 | $XXX | 67.71 | 67.71 | $XXX | XXX | 0.00% | CDA |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| 4000091960 |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXX | XX/XX/XXXX | 1073 | $XXX | 68.41 | 68.41 | $XXX | XXX | 0.00% | CDA |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| 4000092138 |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 70.00 | 70.00 | $XXX | XXX | 0.00% | CDA |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| 4000090393 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1073 | $XXX | 56.55 | 56.55 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.1 |  |
| 4000092133 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1073 | $XXX | 70.00 | 70.00 | $XXX | XXX | 0.00% | CDA |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 4000090016 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 39.02 | 39.02 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.9 |  |
| 4000092123 |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 75.00 | 75.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.8 |  |
| 4000091945 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 70.00 | 70.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 4000090007 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 70.00 | 70.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.3 |  |
| 4000090032 |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 62.02 | 62.02 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 4000090017 |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 47.68 | 47.68 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  |  |  | Eligible | 1 |  |
| 4000091950 |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 70.00 | 70.00 | $XXX | XXX | 2.76% | AVM |  |  |  |  |  |  |  |  |  | $XXX | XXX | 2.76% | 97 | 0.03 | XXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4 |  |
| 4000090031 |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 49.67 | 49.67 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.5 |  |
| 4000052028 |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXX | XX/XX/XXXX | 1073 | $XXX | 65.00 | 65.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.6 |  |
| 4000079867 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 70.00 | 70.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 4000088943 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 75.00 | 75.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 4000088944 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 75.00 | 75.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 4000090175 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 75.00 | 75.00 | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | N/A |  |
| 4000088582 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 69.54 | 69.54 | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 4000086081 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1025 | $XXX | 75.00 | 75.00 | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | N/A |  |
| 4000090186 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 80.00 | 80.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 4000088928 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 69.61 | 69.61 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | 0.00% |  | XXXXXX | 1004 |  |  | Eligible | 1 |  |
| 4000090168 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 70.00 | 70.00 | $XXX | XXX | -5.84% | AVM |  |  |  |  |  |  |  |  |  | $XXX | XXX | -5.84% | 94 | 0.06 | XXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | N/A |  |
| 4000089572 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 75.00 | 75.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | 0.00% |  | XXXXXX | 1004 |  |  | Eligible | 1 |  |
| 4000089406 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 80.00 | 80.00 | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | N/A |  |
| 4000088794 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 75.00 | 75.00 | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | N/A |  |
| 4000089711 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 75.00 | 75.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2 |  |
| 4000089605 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 75.00 | 75.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.5 |  |
| 4000087350 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 70.00 | 70.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 4000091304 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 65.00 | 65.00 | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | N/A |  |
| 4000089282 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 75.00 | 75.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 4000089476 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1073 | $XXX | 75.00 | 75.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.3 |  |
| 4000089586 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 75.00 | 75.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 4000091201 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 75.00 | 75.00 | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | N/A |  |
| 4000092341 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 75.00 | 75.00 | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | N/A |  |
| 4000092334 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 70.00 | 70.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 4000091835 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 75.00 | 75.00 | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | 0.00% |  | XXXXXX | 1004 |  |  | Not Eligible | N/A |  |
| 4000092499 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 70.00 | 70.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.2 |  |
| 4000093980 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 75.00 | 75.00 | $XXX | XXX | 0.00% | Field Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | XXX | 0.00% | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | N/A |  |
| 4000092705 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 80.00 | 80.00 | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | N/A |  |
| 4000089972 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 80.00 | 80.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 4000091761 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 75.00 | 75.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 4000091184 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 80.00 | 80.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 4000089354 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 75.00 | 75.00 | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | N/A |  |
| 4000076501 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 80.00 | 80.00 | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | XXX | 0.00% | XXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | 0.00% |  | XXXXXX | 1004 |  |  | N/A | N/A |  |
| 4000077343 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1073 | $XXX | 52.06 | 52.06 | $XXX | XXX | 17.46% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | XXX | 17.46% | XXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | N/A |  |
| 4000089685 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 70.00 | 70.00 | $XXX | XXX | -3.64% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | XXX | -3.64% | XXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | N/A |  |
| 4000089793 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 75.00 | 75.00 | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | XXX | 0.00% | XXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | N/A |  |
| 4000089975 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 75.00 | 75.00 | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | XXX | 0.00% | XXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | N/A |  |
| 4000091830 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 75.00 | 75.00 | $XXX | XXX | -4.17% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | XXX | -4.17% | XXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | N/A |  |
| 4000092046 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 60.00 | 60.00 | $XXX | XXX | -4.29% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | XXX | -4.29% | XXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | N/A |  |
| 4000092560 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1025 | $XXX | 75.00 | 75.00 | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | XXX | 0.00% | XXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | N/A |  |
| 4000093063 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 75.00 | 75.00 | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | XXX | 0.00% | XXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | N/A |  |
| 4000092812 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 75.00 | 75.00 | $XXX | XXX | -6.59% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | XXX | -6.59% | XXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | N/A |  |
| 4000093070 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 53.01 | 53.01 | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | XXX | 0.00% | XXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | N/A |  |
| 4000093782 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 61.54 | 61.54 | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | XXX | 0.00% | XXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | N/A |  |
| 4000089037 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 58.40 | 58.40 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 4000089040 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1073 | $XXX | 51.67 | 51.67 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.1 |  |
| 4000089044 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 75.00 | 75.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 4000089041 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1073 | $XXX | 75.00 | 75.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.1 |  |
| 4000089039 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 70.18 | 70.18 | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| 4000083318 |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 75.00 | 75.00 | $XXX | XXX | -4.88% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | XXX | -4.88% | XXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | N/A | N/A |
| 4000084706 |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXX | XX/XX/XXXX | 1025 | $XXX | 75.00 | 75.00 | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | XXX | 0.00% | XXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | N/A | N/A |
| 4000085903 |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 65.00 | 65.00 | $XXX | XXX | 0.00% | CDA |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.1 |  |
| 4000097993 |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 56.63 | 56.63 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.4 |  |
| 4000090013 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1025 | $XXX | 60.00 | 60.00 | $XXX | XXX | 0.00% | CDA |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| 4000092139 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 46.88 | 46.88 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.1 |  |
| 4000096296 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 75.00 | 75.00 | $XXX | XXX | -2.74% | CDA |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | XXX | -2.74% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  |  |  | Not Eligible |  |  |
| 4000092135 |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 65.00 | 65.00 | $XXX | XXX | 0.00% | CDA |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.1 |  |
| 4000091949 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 70.00 | 70.00 | $XXX | XXX | 0.00% | CDA |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4.1 |  |
| 4000096295 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1073 | $XXX | 70.00 | 70.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 4000092125 |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 68.99 | 68.99 | $XXX | XXX | 3.06% | AVM |  |  |  |  |  |  |  |  |  | $XXX | XXX | 3.06% | 88 | 0.12 | XXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.6 |  |
| 4000099680 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 75.00 | 75.00 | $XXX | XXX | 0.00% | CDA |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| 4000091956 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 75.00 | 75.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 4000096297 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 70.00 | 70.00 | $XXX | XXX | 4.34% | AVM |  |  |  |  |  |  |  |  |  | $XXX | XXX | 4.34% | 96.0 | 0.04 | XXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.8 |  |
| 4000091947 |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXX | XX/XX/XXXX | 1073 | $XXX | 58.52 | 58.52 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.8 |  |
| 4000092136 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 60.00 | 60.00 | $XXX | XXX | 0.00% | CDA |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4.5 |  |
| 4000092961 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1025 | $XXX | 75.00 | 75.00 | $XXX | XXX | 0.00% | CDA |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | XXX | 0.00% | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| 4000096626 |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXX | XX/XX/XXXX | 1073 | $XXX | 70.00 | 70.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.1 |  |
| 4000097579 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 60.00 | 60.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 4000097572 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 70.00 | 70.00 | $XXX | XXX | 6.67% | AVM |  |  |  |  |  |  |  |  |  | $XXX | XXX | 6.67% | 98 | 0.02 | XXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 4000097564 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 75.00 | 75.00 | $XXX | XXX | 2.97% | AVM |  |  |  |  |  |  |  |  |  | $XXX | XXX | 2.97% | 95 | 0.05 | XXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 4000087362 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 75.00 | 75.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 4000089542 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 80.00 | 80.00 | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | XXX | 0.00% | XXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | N/A |  |
| 4000091541 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1073 | $XXX | 70.00 | 70.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 4000089881 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 80.00 | 80.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 4000090413 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 80.00 | 80.00 | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | XXX | 0.00% | XXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | N/A |  |
| 4000091916 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 75.00 | 75.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.5 |  |
| 4000093230 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1025 | $XXX | 75.00 | 75.00 | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | XXX | 0.00% | XXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | N/A |  |
| 4000090274 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 37.48 | 37.48 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2 |  |
| 4000091786 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1025 | $XXX | 75.00 | 75.00 | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | XXX | 0.00% | XXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | N/A |  |
| 4000092715 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 75.00 | 75.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.7 |  |
| 4000092278 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 80.00 | 80.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.5 |  |
| 4000091042 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 75.00 | 75.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.1 |  |
| 4000092509 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 80.00 | 80.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | 0.00% |  | XXXXXX | 1004 |  |  | Eligible | 1 |  |
| 4000089921 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 80.00 | 80.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.6 |  |
| 4000095455 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 75.00 | 75.00 | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | XXX | 0.00% | XXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | N/A |  |
| 4000094172 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 75.00 | 75.00 | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | XXX | 0.00% | XXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | N/A |  |
| 4000093385 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 75.00 | 75.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 4000090715 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 75.00 | 75.00 | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | XXX | 0.00% | XXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | N/A |  |
| 4000092991 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 75.00 | 75.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.1 |  |
| 4000094083 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 75.00 | 75.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 4000092999 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 80.00 | 80.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 4000093057 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 80.00 | 80.00 | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | XXX | 0.00% | XXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | N/A |  |
| 4000095253 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 80.00 | 80.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 4000095971 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 80.00 | 80.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 4000095070 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 75.00 | 75.00 | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | XXX | 0.00% | XXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | N/A |  |
| 4000095155 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 80.00 | 80.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 4000095254 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 70.00 | 70.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 4000096492 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 75.00 | 75.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.5 |  |
| 4000096171 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 75.00 | 75.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 4000093857 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 75.00 | 75.00 | $XXX | XXX | 0.00% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | XXX | 0.00% | XXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | N/A |  |
| 4000096368 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 75.00 | 75.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 4000094974 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 80.00 | 80.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 4000093795 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 60.00 | 60.00 | $XXX | XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | XXX | 0.00% | XXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | N/A |  |
| 4000094905 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 70.00 | 70.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| 4000099226 |  | XX/XX/XXXX | $XXXXXX | $XXX | 0 | $XXX | XX/XX/XXXX | 1004 | $XXX | 80.00 | 80.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2 |  |

---

## Exhibit 99.3

**Exhibit 99.3 Schedule 3**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **ALT Loan ID** | **ULI** | **Settlement Date** | **QM Type** | **Guideline Name** | **UW Guideline Author** | **UW Guideline Version Date** | **UW Guideline Matrix Name** | **UW Guideline Matrix Date** | **QM Regulation Failures** | **Bedroom Count** | **Approval Status** | **Correspondent Name** | **Pool** | **Application Date** | **Note Date** | **Maturity Date** | **Loan Status** | **Loan Type** | **Product Type** | **Agency ID** | **TRID** | **ARM Hybrid Period** | **Number of Borrowers** | **Borrower 1 First Name** | **Borrower 1 Middle Name** | **Borrower 1 Last Name** | **Borrower 2 First Name** | **Borrower 2 Middle Name** | **Borrower 2 Last Name** | **Borrower 3 First Name** | **Borrower 3 Middle Name** | **Borrower 3 Last Name** | **Borrower 4 First Name** | **Borrower 4 Middle Name** | **Borrower 4 Last Name** | **Borrower Employment Indicator** | **Co Borrower Employment Indicator** | **Borrower 1 Job** | **Job Yrs Borrower 1** | **Borrower 2 Job** | **Job Yrs Borrower 2** | **Borrower 3 Job** | **Job Yrs Borrower 3** | **Borrower 4 Job** | **Job Yrs Borrower 4** | **Borrower 1 Occupation** | **Borrower 1 Years In Field** | **Borrower 2 Occupation** | **Borrower 2 Years In Field** | **Borrower 3 Occupation** | **Borrower 3 Years In Field** | **Borrower 4 Occupation** | **Borrower 4 Years In Field** | **Borrower 3 Income Verification Level** | **Borrower 4 Income Verification Level** | **Borrower 3 Employment Verification Level** | **Borrower 4 Employment Verification level** | **Borrower 1 First Time Buyer** | **Borrower 2 First Time Buyer** | **Borrower 3 First Time Buyer** | **Borrower 4 First Time Buyer** | **Representative Decision FICO Score** | **Borrower 3 Original FICO Equifax** | **Borrower 3 Original FICO Experian** | **Borrower 3 Original FICO Transunion** | **Borrower 4 Original FICO Equifax** | **Borrower 4 Original FICO Experian** | **Borrower 4 Original FICO Transunion** | **Borrower 1 Citizenship** | **Borrower 2 Citizenship** | **Borrower 3 Citizenship** | **Borrower 4 Citizenship** | **Documentation Type** | **Delayed Financing Flag** | **Asset Depletion Flag** | **Bank Statements Flag** | **Number of Statements** | **Type of Statements** | **Percent of Income From Statements** | **Months of Personal Bank Statements** | **Months of Business Bank Statements** | **Months of Business & Personal Bank Statements** | **Borrower Business Ownership %** | **CoBorrower Business Ownership %** | **P&L Type** | **Months of Profit and Loss Statements** | **CPA Letter Flag** | **Expense letter Flag** | **Number of Months CPA Verified Income** | **WVOE Flag** | **Number of Months WVOE** | **Borrower Years of W2s** | **CoBorrower Years of W2s** | **1- year Tax Return Flag** | **Years of Tax Transcripts** | **Years of Personal Tax Returns** | **Years of Business Tax Returns** | **Years of 4506T** | **Front HTI Ratio** | **Back DTI Ratio** | **Borrower 3 Asset Verification Level** | **Borrower 4 Asset Verification Level** | **Liquid Assets** | **Total Assets** | **Reserves** | **Property Street Address** | **City** | **State** | **County** | **Zip** | **MI Company Name** | **Mortgage Insurance** | **MI Coverage Amount** | **MI Certificate Number** | **Flood Insurance Provided** | **Flood Policy Amount** | **Flood Expiration Date** | **Name of Flood Insurer** | **Flood Policy Number** | **Monthly Flood Payment** | **Flood Coverage Amount** | **Flood Policy Active** | **Flood Coverage Adeq** | **Flood Map Panel** | **Flood Mapped Date** | **Flood Certificate Number** | **Flood Certificate Date** | **Flood Vendor Name** | **Flood Zone** | **Flood Community** | **Flood Contract Type** | **Flood Program Type** | **Hazard Policy Amount** | **Hazard Expiration Date** | **Hazard Insurer Name** | **Hazard Policy Number** | **Hazard Coverage Amount** | **Hazard Coverage Active** | **Hazard Coverage Adeq** | **Times 30 Days DQ on Prior Mortgage** | **Times 60 Days DQ on Prior Mortgage** | **Times 90 Days DQ on Prior Mortgage** | **Prior Bankruptcy Flag** | **Bankruptcy Filing Date** | **Prior Bankruptcy Chapter** | **Prior bankruptcy Discharge Date** | **Ever In Foreclosure** | **Most Recent Foreclosure Date** | **Number of Foreclosure Events** | **Most Recent Deed in Lieu Date** | **Number of Deed in Lieu Events** | **Months Deed in Lieu** | **Most Recent Short Sale Date** | **Number of Short Sale Events** | **Months Short Sale (or Pre FC)** | **Origination Lender** | **Late Charge Type** | **Late Charges Percent** | **APR** | **Temporary Buydown Flag** | **T4506 Income Supported** | **Total Subject Housing Fully Indexed** | **Qualifying Fully Indexed P&I** | **Total Subject Housing** | **Original P&I** | **PITI** | **T&I** | **HOA** | **Primary Housing Payment** | **Second Mortgage Payment** | **Months Reserves** | **Other Liens Payment** | **Silent Second Lien Flag** | **Second Lien Amount** | **Lease in Place 1007/Lease in file** | **Market Rents** | **Subject Rental Income** | **Approved DSCR** | **Investment/No Ratio DSCR** | **LLC Flag** | **LLC Name** | **Short Term Rental** | **Declining Market** | **Guarantor** | **Units** | **Borrower SSN** | **Co Borrower SSN** | **Tax Payment** | **Residual Income** | **Times 30 Days DQ on 12 Prior Months of Current Mortgage History** | **Times 60 Days DQ on 12 Prior Months of Current Mortgage History** | **Times 90 Days DQ on 12 Prior Months of Current Mortgage History** | **Condo Project Classification** | **Default Note Rate Provision** | **MERS Number** |
| 4000077497 | XXXXX | XXX | XX/XX/XXXX | ATR/QM: CDFI Lender Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed |  | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Self-Employed | Not Employed | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 786 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 12 Month Bank Statement | No | No | Yes | 12 | Business | 100.00 |  | 12 |  | 95.00 |  |  |  | Yes | Yes | 230 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 2 | 20.54 | 21.84 |  |  | $XXX | $XXX | $XXX | XXX | XXX | FL | XXX | XXX |  | No |  |  | Yes | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | $XXX | 1 | Yes | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.276 | No |  | $XXX | $XXX | $XXX | $XXX | 21411.09 | 4273.59 | $XXX | $XXX |  | 76.58 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 | Warrantable | No | XXX |
| 4000077492 |  | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 8 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed |  | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 700 |  |  |  |  |  |  | US Citizen |  |  |  | 1YR Business P&L | No | No | No |  |  |  |  |  |  | 51.00 |  | Audited | 12 | Yes | No | 98 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 3 | 9.79 | 12.05 |  |  | $XXX | $XXX | $XXX | XXX | XXX | NY | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 2.00 | 8.027 | No |  | $XXX | $XXX | $XXX | $XXX | 7153.89 | 2210.43 |  | $XXX |  | 20.44 |  |  |  |  |  |  |  |  | No |  |  | No |  | 3 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000084919 |  | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 5 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed |  | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | 715 |  |  |  |  |  |  | US Citizen |  |  |  | Asset Depletion – Debt Ratio Calculation | No | Yes | Yes | 5 | Business and Personal | 100.00 |  |  | 5 | 100.00 |  |  |  | Yes | Yes | 60 | No | 0 | 2 | 0 | No | 0 | 0 | 0 | 3 | 42.49 | 48.41 |  |  | $XXX | $XXX | $XXX | XXX | XXX | NJ | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 8.094 | No |  | $XXX | $XXX | $XXX | $XXX | 7102.95 | 1650.95 |  | $XXX |  | 9.73 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000087468 |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 5 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed |  | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 767 |  |  |  |  |  |  | US Citizen |  |  |  | 12 Month Bank Statement | No | No | Yes | 12 | Business | 100.00 |  | 12 |  | 25.00 |  |  |  | No | Yes | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 23.37 | 41.22 |  |  | $XXX | $XXX | $XXX | XXX | XXX | OK | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.489 | No |  | $XXX | $XXX | $XXX | $XXX | 5960.54 | 1056.75 |  | $XXX |  | 35.72 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000092253 | XXXXX | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed |  | No |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 725 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 4381.81 | 885.74 |  | $XXX |  | 6.97 |  |  |  | Yes | 3550.00 | 4000.00 | 0.81 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000090034 | XXXXX | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed IO |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 755 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 11948.70 | 2523.70 |  | $XXX |  | 43.58 |  |  |  | Yes | 10900.00 | 21590.00 | 1.41 |  | No |  | Yes | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000090019 | XXXXX | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 734 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 4777.60 | 723.35 |  | $XXX |  | 19.99 |  |  |  | No | 3400.00 | 6175.00 | 1.29 |  | No |  | Yes | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000090012 | XXXXX | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | DSCR | 30 Year Fixed |  | No |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 757 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 3336.27 | 707.65 |  | $XXX |  | 29.33 |  |  |  | No | 4908.33 | 0.00 | 1.47 |  | No |  | Yes | No |  | 3 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000090002 | XXXXX |  | XX/XX/XXXX | ATR/QM: CDFI Lender Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 7 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed |  | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 710 |  |  |  |  |  |  | US Citizen |  |  |  | 1YR Business P&L | No | No | No |  |  |  |  |  |  | 100.00 |  | Third-Party Prepared (Unaudited) | 12 | Yes | No | 132 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 2 | 31.51 | 47.59 |  |  | $XXX | $XXX | $XXX | XXX | XXX | NJ | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.678 | No |  | $XXX | $XXX | $XXX | $XXX | 5396.89 | 1142.33 |  | $XXX |  | 6.1 |  |  |  |  |  |  |  |  | No |  |  | No |  | 2 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000090001 | XXXXX | XXX | XX/XX/XXXX | ATR/QM: CDFI Lender Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed |  | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Self-Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 734 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 1YR Business P&L | No | No | No |  |  |  |  |  |  | 100.00 |  | Third-Party Prepared (Unaudited) | 12 | Yes | No | 36 | Yes | 35 | 0 | 2 | No | 0 | 0 | 0 | 2 | 38.00 | 49.73 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.717 | No |  | $XXX | $XXX | $XXX | $XXX | 7702.78 | 1554.03 |  | $XXX |  | 9.51 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000098830 |  | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 5 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed |  | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Self-Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 762 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 12 Month Bank Statement | No | No | Yes | 12 | Personal | 100.00 | 12 |  |  | 50.00 |  |  |  | Yes | No | 12 | No | 0 | 0 | 2 | No | 0 | 0 | 0 | 3 | 24.77 | 52.23 |  |  | $XXX | $XXX | $XXX | XXX | XXX | KS | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.003 | No |  | $XXX | $XXX | $XXX | $XXX | 3097.31 | 665.32 |  | $XXX |  | 5.71 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000089998 |  | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed |  | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | 773 |  |  |  |  |  |  | US Citizen |  |  |  | 12 Month Bank Statement | No | No | Yes | 12 | Personal | 100.00 | 12 |  |  | 100.00 |  |  |  | Yes | Yes | 24 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 3 | 31.38 | 39.72 |  |  | $XXX | $XXX | $XXX | XXX | XXX | NY | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 2.00 | 11.068 | No |  | $XXX | $XXX | $XXX | $XXX | 2027.06 | 346.93 |  | $XXX |  | 5.71 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000091119 |  | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed |  | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 801 |  |  |  |  |  |  | US Citizen |  |  |  | 1YR Business P&L | No | No | No |  |  |  |  |  |  | 100.00 |  | Third-Party Prepared (Unaudited) | 12 | Yes | No | 156 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 3 | 14.34 | 17.20 |  |  | $XXX | $XXX | $XXX | XXX | XXX | MO | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 8.167 | No |  | $XXX | $XXX | $XXX | $XXX | 10333.83 | 763.83 | $XXX | $XXX |  | 12.72 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000091967 |  | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 5 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed |  | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | 758 |  |  |  |  |  |  | US Citizen |  |  |  | 2YR Business P&L | No | No | Yes | 3 | Personal | 100.00 | 3 |  |  | 100.00 |  | Third-Party Prepared (Unaudited) | 24 | Yes | No | 24 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 3 | 35.07 | 35.07 |  |  | $XXX | $XXX | $XXX | XXX | XXX | NY | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 2.00 | 7.369 | No |  | $XXX | $XXX | $XXX | $XXX | 7481.70 | 1115.70 |  | $XXX |  | 6.31 |  |  |  |  |  |  |  |  | No |  |  | No |  | 2 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000097573 |  | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed |  | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 722 |  |  |  |  |  |  | US Citizen |  |  |  | 1YR Business P&L | No | No | No |  |  |  |  |  |  | 100.00 |  | Audited | 12 | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 1 | 18.68 | 41.66 |  |  | $XXX | $XXX | $XXX | XXX | XXX | PA | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.976 | No |  | $XXX | $XXX | $XXX | $XXX | 2452.73 | 572.33 | $XXX | $XXX |  | 37.62 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000091964 |  | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 2 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed |  | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Self-Employed | Not Employed | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | Yes | Yes |  |  | 810 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 1YR Business P&L | No | No | No |  |  |  |  |  |  | 100.00 |  | Third-Party Prepared (Unaudited) | 12 | Yes | No | 20 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 2 | 33.94 | 38.51 |  |  | $XXX | $XXX | $XXX | XXX | XXX | NJ | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.218 | No |  | $XXX | $XXX | $XXX | $XXX | 2239.81 | 843.48 | $XXX | $XXX |  | 28.61 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 | Warrantable | No | XXX |
| 4000096209 |  | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed |  | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 708 |  |  |  |  |  |  | US Citizen |  |  |  | 1YR Business P&L | No | No | No |  |  |  |  |  |  | 100.00 |  | Third-Party Prepared (Unaudited) | 12 | Yes | No | 43 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 3 | 34.29 | 45.47 |  |  | $XXX | $XXX | $XXX | XXX | XXX | NJ | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.430 | No |  | $XXX | $XXX | $XXX | $XXX | 17440.19 | 3636.68 |  | $XXX |  | 25.1 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000092145 |  | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed |  | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 771 |  |  |  |  |  |  | US Citizen |  |  |  | 12 Month Bank Statement | No | No | Yes | 12 | Business | 100.00 |  | 12 |  | 100.00 |  |  |  | Yes | Yes | 31 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 3 | 12.76 | 16.37 |  |  | $XXX | $XXX | $XXX | XXX | XXX | NY | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 2.00 | 6.900 | No |  | $XXX | $XXX | $XXX | $XXX | 11386.70 | 2307.26 |  | $XXX |  | 76.47 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000097560 |  | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Cleared | Conventional | 30 Year Fixed |  | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | 751 |  |  |  |  |  |  | US Citizen |  |  |  | 1YR Business P&L | No | No | Yes | 3 | Personal | 100.00 | 3 |  |  | 100.00 |  | Audited | 12 | Yes | Yes | 32 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 38.21 | 42.25 |  |  | $XXX | $XXX | $XXX | XXX | XXX | MA | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 3.00 | 7.268 | No |  | $XXX | $XXX | $XXX | $XXX | 4834.96 | 951.59 |  | $XXX |  | 7.91 |  |  |  |  |  |  |  |  | No |  |  | No |  | 2 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000060305 |  | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 4 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | Conventional | 30 Year Fixed |  | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 778 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 127 | 2 | 2 | No | 0 | 0 | 0 | 2 | 47.77 | 47.95 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.875 | No |  | $XXX | $XXX | $XXX | $XXX | 13533.97 | 2195.70 | $XXX | $XXX |  | 36.48 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000077504 |  |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 6 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | Conventional | 30 Year Fixed |  | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Self-Employed | Not Employed | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 810 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 12 Month Bank Statement | No | No | Yes | 12 | Business | 100.00 |  | 12 |  | 100.00 |  |  |  | Yes | Yes | 12 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 20.36 | 47.63 |  |  | $XXX | $XXX | $XXX | XXX | XXX | WA | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.172 | No |  | $XXX | $XXX | $XXX | $XXX | 3473.38 | 1012.01 |  | $XXX |  | 59.13 |  |  |  |  |  |  |  |  | No |  |  | Yes |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000084900 |  | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | Conventional | 5/1 or 5/6 Mos ARM |  | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 799 |  |  |  |  |  |  | US Citizen |  |  |  | 2YR Business P&L | No | No | No |  |  |  |  |  |  | 100.00 |  | Audited | 24 | Yes | No | 24 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 1 | 19.09 | 38.28 |  |  | $XXX | $XXX | $XXX | XXX | XXX | NY | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 2.00 | 8.881 | No |  | $XXX | $XXX | $XXX | $XXX | 12084.36 | 2913.17 |  | $XXX |  | 102.92 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000085386 |  | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 5 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | Conventional | 30 Year Fixed |  | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Not Employed |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | 740 |  |  |  |  |  |  | US Citizen |  |  |  | Asset Utilization | No | Yes | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | NC | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.428 | No |  | $XXX | $XXX | $XXX | $XXX | 3367.45 | 552.88 | $XXX | $XXX |  | 138.02 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000088279 |  | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | Conventional | 5/1 or 5/6 Mos ARM |  | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 763 |  |  |  |  |  |  | US Citizen |  |  |  | 2YR Business P&L | No | No | No |  |  |  |  |  |  | 50.00 |  | Borrower Prepared | 24 | Yes | No | 50 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 3 | 15.10 | 38.52 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CT | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 8.985 | No |  | $XXX | $XXX | $XXX | $XXX | 2713.40 | 633.86 |  | $XXX |  | 16.16 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000087469 |  | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | Conventional | 30 Year Fixed |  | Yes |  | 2 | XXX |  | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Unknown | Self-Employed |  |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | 727 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 1YR Business P&L | No | No | No |  |  |  |  |  |  |  | 100.00 | Third-Party Prepared (Unaudited) | 12 | Yes | No | 85 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 2 | 16.61 | 40.04 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CT | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.742 | No |  | $XXX | $XXX | $XXX | $XXX | 3303.20 | 899.89 |  | $XXX |  | 6.32 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000087457 |  | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | Conventional | 30 Year Fixed |  | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | 783 |  |  |  |  |  |  | US Citizen |  |  |  | 1YR Business P&L | No | No | Yes | 5 | Business | 100.00 |  | 5 |  | 100.00 |  | Third-Party Prepared (Unaudited) | 12 | Yes | No | 120 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 3 | 26.95 | 28.45 |  |  | $XXX | $XXX | $XXX | XXX | XXX | FL | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 8.195 | No |  | $XXX | $XXX | $XXX | $XXX | 7698.78 | 1242.27 |  | $XXX |  | 7.4 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000087449 |  | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 2 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | Conventional | 30 Year Fixed |  | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 724 |  |  |  |  |  |  | US Citizen |  |  |  | W2/1099 Verified | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 1 | 2 | 0 | No | 0 | 0 | 0 | 3 | 19.39 | 41.05 |  |  | $XXX | $XXX | $XXX | XXX | XXX | PA | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 8.287 | No |  | $XXX | $XXX | $XXX | $XXX | 1265.30 | 177.80 |  | $XXX |  | 10.15 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000088280 |  | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | Conventional | 30 Year Fixed |  | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | 761 |  |  |  |  |  |  | US Citizen |  |  |  | 2YR Business P&L | No | No | No |  |  |  |  |  |  | 100.00 |  | Third-Party Prepared (Unaudited) | 24 | Yes | No | 51 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 1 | 25.15 | 25.82 |  |  | $XXX | $XXX | $XXX | XXX | XXX | NY | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 2.00 | 8.419 | No |  | $XXX | $XXX | $XXX | $XXX | 2911.60 | 798.56 |  | $XXX |  | 10.59 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000087310 |  | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | Conventional | 30 Year Fixed |  | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 793 |  |  |  |  |  |  | US Citizen |  |  |  | 1YR Full Doc | No | No | No |  |  |  |  |  |  | 100.00 |  | Borrower Prepared | 6 | Yes | No | 12 | No | 0 | 0 | 0 | Yes | 3 | 1 | 0 | 3 | 37.99 | 46.87 |  |  | $XXX | $XXX | $XXX | XXX | XXX | NC | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 4.00 | 7.928 | No |  | $XXX | $XXX | $XXX | $XXX | 2021.67 | 296.72 | $XXX | $XXX |  | 19.89 |  |  |  |  |  |  |  |  | No |  |  | Yes |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000089524 |  | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | Conventional | 30 Year Fixed |  | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 775 |  |  |  |  |  |  | US Citizen |  |  |  | Written Verification of Employment | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 24 | 0 | 0 | No | 0 | 0 | 0 | 0 | 40.64 | 48.87 |  |  | $XXX | $XXX | $XXX | XXX | XXX | GA | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.163 | No |  | $XXX | $XXX | $XXX | $XXX | 3657.89 | 571.20 |  | $XXX |  | 7.52 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000089522 |  | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | Conventional | 30 Year Fixed |  | Yes |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Not Employed | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  | 793 |  |  |  |  |  |  | Permanent Resident Alien | US Citizen |  |  | Written Verification of Employment | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 31 | 0 | 0 | No | 0 | 0 | 0 | 0 | 7.06 | 31.11 |  |  | $XXX | $XXX | $XXX | XXX | XXX | NC | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 4.00 | 6.898 | No |  | $XXX | $XXX | $XXX | $XXX | 1470.32 | 221.84 | $XXX | $XXX |  | 33.39 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000089505 |  | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | Conventional | 30 Year Fixed |  | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | 800 |  |  |  |  |  |  | Non Permanent Resident Alien |  |  |  | 2YR Business P&L | No | No | No |  |  |  |  |  |  | 100.00 |  | Third-Party Prepared (Unaudited) | 24 | Yes | No | 24 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 29.46 | 35.40 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CT | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.293 | No |  | $XXX | $XXX | $XXX | $XXX | 2350.68 | 686.76 |  | $XXX |  | 7.7 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000089992 |  | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | Conventional | 30 Year Fixed |  | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | 681 |  |  |  |  |  |  | Permanent Resident Alien |  |  |  | 12 Month Bank Statement | No | No | Yes | 12 | Personal | 100.00 | 12 |  |  | 50.00 |  |  |  | Yes | Yes | 81 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 39.74 | 43.85 |  |  | $XXX | $XXX | $XXX | XXX | XXX | NJ | XXX | XXX |  | No |  |  | Yes | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | $XXX | 1 | Yes | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 8.872 | No |  | $XXX | $XXX | $XXX | $XXX | 5535.02 | 1255.76 |  | $XXX |  | 0.96 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000084904 |  | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | Conventional | 30 Year Fixed |  | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | 759 |  |  |  |  |  |  | US Citizen |  |  |  | 12 Month Bank Statement | No | No | Yes | 12 | Personal | 100.00 | 12 |  |  | 100.00 |  |  |  | Yes | Yes | 180 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 3 | 49.07 | 49.94 |  |  | $XXX | $XXX | $XXX | XXX | XXX | TX | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.760 | No |  | $XXX | $XXX | $XXX | $XXX | 1632.24 | 503.49 | $XXX | $XXX |  | 75.22 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000084920 |  | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 2 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | Conventional | 30 Year Fixed |  | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | 792 |  |  |  |  |  |  | Non Permanent Resident Alien |  |  |  | 1YR Business P&L | No | No | Yes | 2 | Business | 100.00 |  | 2 |  | 100.00 |  | Third-Party Prepared (Unaudited) | 12 | Yes | No | 120 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 3 | 30.08 | 30.28 |  |  | $XXX | $XXX | $XXX | XXX | XXX | NY | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 2.00 | 7.391 | No |  | $XXX | $XXX | $XXX | $XXX | 3825.02 | 856.41 |  | $XXX |  | 10.27 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000090003 |  | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | Conventional | 30 Year Fixed |  | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | 708 |  |  |  |  |  |  | Permanent Resident Alien |  |  |  | 12 Month Bank Statement | No | No | Yes | 12 | Business | 100.00 |  | 12 |  | 50.00 |  | Third-Party Prepared (Unaudited) | 12 | Yes | Yes | 66 | Yes | 66 | 2 | 0 | No | 0 | 0 | 0 | 2 | 20.73 | 26.04 |  |  | $XXX | $XXX | $XXX | XXX | XXX | NY | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 2.00 | 7.395 | No |  | $XXX | $XXX | $XXX | $XXX | 11636.49 | 1277.39 |  | $XXX |  | 96.31 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000089989 |  | XXX | XX/XX/XXXX | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | Conventional | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 767 |  |  |  |  |  |  | US Citizen |  |  |  | 12 Month Bank Statement | No | No | Yes | 12 | Business | 100.00 |  | 12 |  | 100.00 |  |  |  | Yes | Yes | 24 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 20.30 | 39.85 |  |  | $XXX | $XXX | $XXX | XXX | XXX | NY | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 4199.42 | 1449.65 |  | $XXX |  | 33.75 |  |  |  |  |  |  |  |  | Yes | XXX |  | No | XXX | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000089521 |  | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | Conventional | 30 Year Fixed |  | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | 780 |  |  |  |  |  |  | Non Permanent Resident Alien |  |  |  | 1YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 1 | 1 | 0 | No | 0 | 0 | 0 | 0 | 43.00 | 45.13 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.779 | No |  | $XXX | $XXX | $XXX | $XXX | 10391.62 | 2106.63 |  | $XXX |  | 45.57 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000089993 |  | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | Conventional | 30 Year Fixed |  | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 703 |  |  |  |  |  |  | US Citizen |  |  |  | 2YR Business P&L | No | No | Yes | 12 | Personal | 100.00 | 12 |  |  | 100.00 |  | Audited | 24 | Yes | No | 24 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 2 | 22.69 | 27.92 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.803 | No |  | $XXX | $XXX | $XXX | $XXX | 6570.87 | 949.74 |  | $XXX |  | 10.44 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000089991 |  | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 5 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | Conventional | 30 Year Fixed |  | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | 750 |  |  |  |  |  |  | US Citizen |  |  |  | 12 Month Bank Statement | No | No | Yes | 12 | Business | 100.00 |  | 12 |  | 25.00 |  |  |  | No | Yes | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 3 | 33.30 | 37.08 |  |  | $XXX | $XXX | $XXX | XXX | XXX | TX | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.895 | No |  | $XXX | $XXX | $XXX | $XXX | 10545.35 | 1294.35 |  | $XXX |  | 23.53 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000089529 |  | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 4 | Approved | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | Conventional | 30 Year Fixed |  | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 713 |  |  |  |  |  |  | US Citizen |  |  |  | 1YR Business P&L | No | No | No |  |  |  |  |  |  | 100.00 |  | Audited | 12 | Yes | No | 91 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 2 | 37.10 | 54.58 |  |  | $XXX | $XXX | $XXX | XXX | XXX | NJ | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.855 | No |  | $XXX | $XXX | $XXX | $XXX | 3491.68 | 689.09 |  | $XXX |  | 9.98 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000090020 |  | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | Conventional | 30 Year Fixed |  | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | 734 |  |  |  |  |  |  | US Citizen |  |  |  | 12 Month Bank Statement | No | No | Yes | 12 | Business | 100.00 |  | 12 |  | 100.00 |  |  |  | Yes | Yes | 38 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 39.58 | 40.61 |  |  | $XXX | $XXX | $XXX | XXX | XXX | NY | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 2.00 | 7.530 | No |  | $XXX | $XXX | $XXX | $XXX | 5325.32 | 870.90 |  | $XXX |  | 58.28 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000089504 |  | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | Conventional | 30 Year Fixed |  | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | 738 |  |  |  |  |  |  | Non Permanent Resident Alien |  |  |  | 1YR Business P&L | No | No | No |  |  |  |  |  |  | 100.00 |  | Audited | 12 | Yes | No | 48 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 3 | 43.17 | 43.17 |  |  | $XXX | $XXX | $XXX | XXX | XXX | NY | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 2.00 | 7.962 | No |  | $XXX | $XXX | $XXX | $XXX | 5024.01 | 947.51 |  | $XXX |  | 29.91 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000091114 |  | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 5 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | Conventional | 30 Year Fixed |  | Yes |  | 2 | XXX | XXX | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Self-Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | Yes | Yes |  |  | 701 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 1YR Business P&L | No | No | No |  |  |  |  |  |  |  | 100.00 | Third-Party Prepared (Unaudited) | 12 | Yes | No | 24 | Yes | 90 | 1 | 0 | No | 0 | 0 | 0 | 2 | 41.54 | 47.85 |  |  | $XXX | $XXX | $XXX | XXX | XXX | NY | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 2.00 | 8.480 | No |  | $XXX | $XXX | $XXX | $XXX | 6189.41 | 1740.42 |  | $XXX |  | 7.51 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000089501 |  | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | Conventional | 30 Year Fixed |  | Yes |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 731 |  |  |  |  |  |  | US Citizen |  |  |  | 1YR Business P&L | No | No | No |  |  |  |  |  |  | 100.00 |  | Audited | 12 | Yes | No | 53 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 3 | 26.77 | 48.65 |  |  | $XXX | $XXX | $XXX | XXX | XXX | NJ | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.931 | No |  | $XXX | $XXX | $XXX | $XXX | 2585.75 | 1166.48 |  | $XXX |  | 36.41 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000091115 |  | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | Conventional | 30 Year Fixed |  | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Self-Employed | Self-Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | Yes | Yes |  |  | 712 |  |  |  |  |  |  | US Citizen | Permanent Resident Alien |  |  | 1YR Business P&L | No | No | No |  |  |  |  |  |  | 100.00 | 100.00 | Audited | 12 | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 3 | 40.65 | 43.12 |  |  | $XXX | $XXX | $XXX | XXX | XXX | NY | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 2.00 | 8.573 | No |  | $XXX | $XXX | $XXX | $XXX | 8479.38 | 1117.66 |  | $XXX |  | 6.06 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000089995 |  | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | Conventional | 30 Year Fixed |  | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 739 |  |  |  |  |  |  | US Citizen |  |  |  | 12 Month Bank Statement | No | No | Yes | 12 | Business | 100.00 |  | 12 |  | 100.00 |  |  |  | Yes | Yes | 240 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 3 | 49.70 | 49.70 |  |  | $XXX | $XXX | $XXX | XXX | XXX | DE | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 8.221 | No |  | $XXX | $XXX | $XXX | $XXX | 3619.19 | 537.67 |  | $XXX |  | 16.45 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000091116 |  | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | Conventional | 30 Year Fixed |  | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | 760 |  |  |  |  |  |  | Permanent Resident Alien |  |  |  | 1YR Business P&L | No | No | No |  |  |  |  |  |  | 100.00 |  | Third-Party Prepared (Unaudited) | 12 | Yes | No | 102 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 3 | 42.09 | 42.22 |  |  | $XXX | $XXX | $XXX | XXX | XXX | NY | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 2.00 | 7.814 | No |  | $XXX | $XXX | $XXX | $XXX | 7785.71 | 885.39 |  | $XXX |  | 18.69 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000092144 |  | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | Conventional | 40 Year Fixed IO |  | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 735 |  |  |  |  |  |  | US Citizen |  |  |  | 2YR Business P&L | No | No | No |  |  |  |  |  |  | 75.00 |  | Third-Party Prepared (Unaudited) | 24 | Yes | No | 124 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 3 | 20.94 | 43.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | NY | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 2.00 | 8.233 | No |  | $XXX | $XXX | $XXX | $XXX | 6743.44 | 1844.05 |  | $XXX |  | 23.4 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000089997 |  | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | Conventional | 30 Year Fixed |  | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | 752 |  |  |  |  |  |  | US Citizen |  |  |  | 2YR Full Doc | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | Yes | 29 | 2 | 0 | No | 2 | 2 | 0 | 3 | 33.78 | 42.20 |  |  | $XXX | $XXX | $XXX | XXX | XXX | NJ | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 8.075 | No |  | $XXX | $XXX | $XXX | $XXX | 1974.01 | 512.67 | $XXX | $XXX |  | 7.48 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 | Non-Warrantable | No | XXX |
| 4000092140 |  | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | Conventional | 30 Year Fixed |  | Yes |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 718 |  |  |  |  |  |  | US Citizen |  |  |  | 1YR Business P&L | No | No | No |  |  |  |  |  |  | 100.00 |  | Audited | 12 | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 3 | 36.56 | 49.69 |  |  | $XXX | $XXX | $XXX | XXX | XXX | NY | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 2.00 | 8.086 | No |  | $XXX | $XXX | $XXX | $XXX | 5099.47 | 939.42 |  | $XXX |  | 8.43 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000091966 |  | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | Conventional | 30 Year Fixed |  | Yes |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Self-Employed | Unknown | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 768 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | 1YR Business P&L | No | No | No |  |  |  |  |  |  | 100.00 |  | Audited | 12 | Yes | No | 24 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 22.08 | 36.13 |  |  | $XXX | $XXX | $XXX | XXX | XXX | FL | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.675 | No |  | $XXX | $XXX | $XXX | $XXX | 10846.69 | 2037.45 | $XXX | $XXX |  | 32.52 |  |  |  |  |  |  |  |  | No |  |  | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000086069 |  |  | XX/XX/XXXX | ATR/QM: EXEMPT | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 4 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 759 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | TX | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 3087.389812 | 833.59 |  | $XXX |  | 14.57169737 |  |  |  | No | 2675 | 0.00 | 0.87 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000092717 |  |  | XX/XX/XXXX | ATR/QM: EXEMPT | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 2 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 789 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | NJ | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 2543.093663 | 590.74 | $XXX | $XXX |  | 3.556413702 |  |  |  | No | 3000 | 0.00 | 0.99 |  | Yes | XXX | No | No | XXX | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 | Non-Warrantable | No | XXX |
| 4000087734 |  |  | XX/XX/XXXX | ATR/QM: EXEMPT | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 820 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 4033.822775 | 427.28 |  | $XXX |  | 126.983727 |  |  |  | No | 2800 | 0.00 | 0.69 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000089520 |  |  | XX/XX/XXXX | ATR/QM: EXEMPT | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 778 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | FL | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 4.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 3017.953535 | 830.62 |  | $XXX |  | 36.55381924 |  |  |  | No | 1850 | 0.00 | 0.61 |  | No |  | No | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000091955 |  |  | XX/XX/XXXX | ATR/QM: EXEMPT | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 4 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 680 |  |  |  |  |  |  | Non Permanent Resident Alien |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | FL | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 2516.766934 | 586.75 | $XXX | $XXX |  | 121.8569929 |  |  |  | No | 2635 | 0.00 | 1.02 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000090006 |  |  | XX/XX/XXXX | ATR/QM: EXEMPT | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 737 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  | 50.00 |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | MD | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 1828.830456 | 336.44 | $XXX | $XXX |  | 6.935180926 |  |  |  | Yes | 2225 | 2100.00 | 1.08 |  | Yes | XXX | No | No | XXX | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000091954 |  |  | XX/XX/XXXX | ATR/QM: EXEMPT | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 1 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 752 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 2343.171191 | 635.33 | $XXX | $XXX |  | 79.22559406 |  |  |  | No | 2200 | 0.00 | 0.84 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000089518 |  |  | XX/XX/XXXX | ATR/QM: EXEMPT | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 2 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 751 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  | 50.00 | 50.00 |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | FL | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 6324.845053 | 1254.27 |  | $XXX |  | 322.083199 |  |  |  | No | 3000 | 0.00 | 0.47 |  | Yes | XXX | No | No | XXX | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000091957 |  |  | XX/XX/XXXX | ATR/QM: EXEMPT | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 754 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | NY | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 2.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 2646.030645 | 709.29 | $XXX | $XXX |  | 19.03151405 |  |  |  | No | 3600 | 0.00 | 1.04 |  | Yes | XXX | No | No | XXX | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 | Non-Warrantable | No | XXX |
| 4000091961 |  |  | XX/XX/XXXX | ATR/QM: EXEMPT | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 1 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed IO |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 756 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | WA | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 1415.875 | 298.85 |  | $XXX |  | 231.6253412 |  |  |  | Yes | 1650 | 1650.00 | 1.17 |  | Yes | XXX | No | No | XXX | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 | Non-Warrantable | No | XXX |
| 4000091960 |  |  | XX/XX/XXXX | ATR/QM: EXEMPT | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 1 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed IO |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 756 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | WA | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 1487.075 | 284.9 |  | $XXX |  | 91.58370627 |  |  |  | Yes | 1600 | 1600.00 | 1.08 |  | Yes | XXX | No | No | XXX | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 | Non-Warrantable | No | XXX |
| 4000092138 |  |  | XX/XX/XXXX | ATR/QM: EXEMPT | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed IO |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 744 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | MI | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 3169.529167 | 763.6 |  | $XXX |  | 21.97203002 |  |  |  | Yes | 2700 | 2750.00 | 0.85 |  | Yes | XXX | No | No | XXX | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000090393 |  |  | XX/XX/XXXX | ATR/QM: EXEMPT | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 765 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | NJ | XXX | XXX |  | No |  |  | No | $XXX | XX/XX/XXXX | XXX | XXX |  | $XXX | 1 | Yes | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 4008.561865 | 888.15 | $XXX | $XXX |  | 49.48404584 |  |  |  | No | 5200 | 0.00 | 1.15 |  | No |  | No | Yes |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 | Warrantable | No | XXX |
| 4000092133 |  |  | XX/XX/XXXX | ATR/QM: EXEMPT | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 0 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 787 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | UT | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 4038.980493 | 942.31 | $XXX | $XXX |  | 27.66079502 |  |  |  | No | 5800 | 0.00 | 1.34 |  | No |  | No | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 | Warrantable | No | XXX |
| 4000090016 |  |  | XX/XX/XXXX | ATR/QM: EXEMPT | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 4 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 750 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | NC | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 4.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 2147.495424 | 630.69 |  | $XXX |  | 74.15952474 |  |  |  | No | 3300 | 0.00 | 1.54 |  | No |  | No | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000092123 |  |  | XX/XX/XXXX | ATR/QM: EXEMPT | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 2 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 721 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | FL | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 2151.743593 | 498.74 |  | $XXX |  | 32.01778326 |  |  |  | Yes | 2200 | 3200.00 | 1.02 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000091945 |  |  | XX/XX/XXXX | ATR/QM: EXEMPT | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | 725 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | PA | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 1588.728494 | 439.22 |  | $XXX |  | 4.396081537 |  |  |  | No | 1956 | 0.00 | 1.23 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000090007 |  |  | XX/XX/XXXX | ATR/QM: EXEMPT | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 707 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | NC | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 4.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 1431.241514 | 275.93 | $XXX | $XXX |  | 18.36983583 |  |  |  | No | 1760 | 0.00 | 1.22 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000090032 |  |  | XX/XX/XXXX | ATR/QM: EXEMPT | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 7 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed IO |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 781 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  | 100.00 |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 7324.594167 | 1447.34 |  | $XXX |  | 44.79397254 |  |  |  | Yes | 7800 | 7700.00 | 1.05 |  | Yes | XXX | No | No | XXX | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000090017 |  |  | XX/XX/XXXX | ATR/QM: EXEMPT | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 797 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | UT | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 1717.949967 | 304.2 |  | $XXX |  | 96.99012379 |  |  |  | Yes | 1875 | 1875.00 | 1.09 |  | No |  | No | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000091950 |  |  | XX/XX/XXXX | ATR/QM: EXEMPT | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 706 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | TX | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 2796.668364 | 794.31 |  | $XXX |  | 13.36767365 |  |  |  | Yes | 2350 | 2800.00 | 1.00 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000090031 |  |  | XX/XX/XXXX | ATR/QM: EXEMPT | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 2 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed IO |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 806 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 4681.7 | 897.74 |  | $XXX |  | 12.3885234 |  |  |  | Yes | 4300 | 6500.00 | 1.10 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000052028 |  |  | XX/XX/XXXX | ATR/QM: EXEMPT | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 2 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 745 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 4876.855044 | 588.6 | $XXX | $XXX |  | 12.89301717 |  |  |  | Yes | 3200 | 2328.00 | 0.43 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 | Warrantable | No | XXX |
| 4000079867 |  |  |  | ATR/QM: EXEMPT | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 759 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | SC | XXX | XXX |  | No |  |  | Yes | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | $XXX | 1 | Yes | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 5330.486548 | 1267.153333 | $XXX | $XXX |  | 16.79785347 |  |  |  | No | 4100 | 0.00 | 0.75 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000088943 |  |  |  | ATR/QM: EXEMPT | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 727 |  |  |  |  |  |  | Permanent Resident Alien | Permanent Resident Alien |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | FL | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 4802.301135 | 1112.15 | $XXX | $XXX |  | 66.44771706 |  |  |  | No | 4375 | 0.00 | 0.85 |  | Yes | XXX | No | No | XXX | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000088944 |  |  |  | ATR/QM: EXEMPT | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 727 |  |  |  |  |  |  | Permanent Resident Alien | Permanent Resident Alien |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | FL | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 4708.455233 | 1112.15 | $XXX | $XXX |  | 68.75594767 |  |  |  | No | 4175 | 0.00 | 0.83 |  | Yes | XXX | No | No | XXX | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000090175 |  |  |  | ATR/QM: EXEMPT | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 4 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 789 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | NJ | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 3111.318474 | 741.31 | $XXX | $XXX |  | 19.14415399 |  |  |  | No | 5150 | 0.00 | 1.66 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000088582 |  |  |  | ATR/QM: EXEMPT | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 2 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 789 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | VA | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 1138.151583 | 192.02 | $XXX | $XXX |  | 79.15804126 |  |  |  | No | 1400 | 0.00 | 1.23 |  | No |  | No | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000086081 |  |  |  | ATR/QM: EXEMPT | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 6 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 699 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | KS | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 2561.839649 | 579.36 | $XXX | $XXX |  | 107.0674035 |  |  |  | Yes | 3300 | 3240.00 | 1.19 |  | No |  | No | No |  | 2 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000090186 |  |  |  | ATR/QM: EXEMPT | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 2 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 787 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | NC | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 4.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 1394.37118 | 191.84 | $XXX | $XXX |  | 41.79859073 |  |  |  | No | 1600 | 0.00 | 1.05 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000088928 |  |  |  | ATR/QM: EXEMPT | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 709 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 1910.48812 | 258.88 | $XXX | $XXX |  | 3.114413504 |  |  |  | Yes | 2100 | 2100.00 | 1.10 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000090168 |  |  |  | ATR/QM: EXEMPT | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 2 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 755 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | WI | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 2023.879037 | 326.75 | $XXX | $XXX |  | 3.553260778 |  |  |  | No | 3000 | 0.00 | 1.48 |  | Yes | XXX | No | No | XXX | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000089572 |  |  |  | ATR/QM: EXEMPT | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 768 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 3536.759502 | 1055.59 | $XXX | $XXX |  | 8.802594574 |  |  |  | No | 5200 | 4708.23 | 1.33 |  | No |  | Yes | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000089406 |  |  |  | ATR/QM: EXEMPT | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 7 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 784 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | MD | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 2044.917642 | 298.72 | $XXX | $XXX |  | 39.19087417 |  |  |  | No | 3500 | 0.00 | 1.71 |  | Yes | XXX | No | No | XXX | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000088794 |  |  |  | ATR/QM: EXEMPT | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 729 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | FL | XXX | XXX |  | No |  |  | Yes | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | $XXX | 1 | Yes | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 5139.050252 | 1730.713333 | $XXX | $XXX |  | 8.431396245 |  |  |  | No | 4200 | 7266.67 | 1.41 |  | Yes | XXX | Yes | No | XXX | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000089711 |  |  |  | ATR/QM: EXEMPT | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 2 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 749 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | FL | XXX | XXX |  | No |  |  | Yes | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | $XXX | 1 | Yes | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 4270.561775 | 1303.39 | $XXX | $XXX |  | 66.70624967 |  |  |  | No | 2700 | 3958.33 | 0.93 |  | Yes | XXX | Yes | No | XXX | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000089605 |  |  |  | ATR/QM: EXEMPT | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 783 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | FL | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 2079.7621 | 474.08 | $XXX | $XXX |  | 19.32001742 |  |  |  | Yes | 1850 | 1850.00 | 0.89 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000087350 |  |  |  | ATR/QM: EXEMPT | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 4 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 792 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | GA | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 2040.58981 | 578.12 | $XXX | $XXX |  | 50.54341862 |  |  |  | No | 2100 | 0.00 | 1.03 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000091304 |  |  |  | ATR/QM: EXEMPT | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 4 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed IO |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 780 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | FL | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 7242.4625 | 995.15 | $XXX | $XXX |  | 18.99244214 |  |  |  | No | 9000 | 0.00 | 1.24 |  | Yes | XXX | No | No | XXX | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000089282 |  |  |  | ATR/QM: EXEMPT | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 2 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 797 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | SC | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 1466.622284 | 380.36 | $XXX | $XXX |  | 10.02132201 |  |  |  | No | 1650 | 0.00 | 1.03 |  | No |  | No | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000089476 |  |  |  | ATR/QM: EXEMPT | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 1 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 745 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | HI | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 2706.276302 | 535.33 | $XXX | $XXX |  | 16.31987389 |  |  |  | No | 2100 | 5091.67 | 1.26 |  | No |  | Yes | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 | Warrantable | No | XXX |
| 4000089586 |  |  |  | ATR/QM: EXEMPT | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 686 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | FL | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 2110.454412 | 353.85 | $XXX | $XXX |  | 24.58543037 |  |  |  | No | 2900 | 0.00 | 1.37 |  | Yes | XXX | No | No | XXX | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000091201 |  |  |  | ATR/QM: EXEMPT | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 2 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 750 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | KS | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 1622.214212 | 401.27 | $XXX | $XXX |  | 18.79242566 |  |  |  | No | 1495 | 0.00 | 0.92 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000092341 |  |  |  | ATR/QM: EXEMPT | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 770 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | SC | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 3290.467636 | 758.14 | $XXX | $XXX |  | 15.04910325 |  |  |  | No | 4599 | 4916.67 | 1.49 |  | No |  | Yes | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000092334 |  |  |  | ATR/QM: EXEMPT | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 4 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 739 |  |  |  |  |  |  | Permanent Resident Alien | Permanent Resident Alien |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | MD | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 3466.143221 | 603.8 | $XXX | $XXX |  | 111.8577293 |  |  |  | Yes | 3700 | 4600.00 | 1.07 |  | No |  | No | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000091835 |  |  |  | ATR/QM: EXEMPT | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 2 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 687 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | VA | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 3109.986009 | 345.48 | $XXX | $XXX |  | 14.06941699 |  |  |  | Yes | 2800 | 3600.00 | 1.16 |  | Yes | XXX | No | No | XXX | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000092499 |  |  |  | ATR/QM: EXEMPT | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 801 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 5966.025935 | 522.9 | $XXX | $XXX |  | 15.14021025 |  |  |  | No | 6900 | 9375.00 | 1.57 |  | No |  | Yes | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000093980 |  |  |  | ATR/QM: EXEMPT | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 4 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 768 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | FL | XXX | XXX |  | No |  |  | Yes | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | $XXX | 1 | Yes | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 8302.382939 | 1946.596667 | $XXX | $XXX |  | 15.11761393 |  |  |  | No | 14583.33 | 15283.33 | 1.76 |  | No |  | Yes | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000092705 |  |  |  | ATR/QM: EXEMPT | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 732 |  |  |  |  |  |  | Permanent Resident Alien |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | PA | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 1633.779973 | 450.58 | $XXX | $XXX |  | 7.238153361 |  |  |  | No | 1800 | 0.00 | 1.10 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000089972 |  |  |  | ATR/QM: EXEMPT | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 5 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 790 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | AL | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 2040.271171 | 259.06 | $XXX | $XXX |  | 16.79077624 |  |  |  | No | 2475 | 0.00 | 1.20 |  | No |  | No | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000091761 |  |  |  | ATR/QM: EXEMPT | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 729 |  |  |  |  |  |  | Permanent Resident Alien |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | FL | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 3622.563345 | 686.15 | $XXX | $XXX |  | 32.7431431 |  |  |  | No | 3300 | 0.00 | 0.91 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000091184 |  |  |  | ATR/QM: EXEMPT | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 4 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 809 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | VA | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 3042.437407 | 469.58 | $XXX | $XXX |  | 17.40575604 |  |  |  | No | 3200 | 0.00 | 1.04 |  | No |  | No | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000089354 |  |  |  | ATR/QM: EXEMPT | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 4 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 768 |  |  |  |  |  |  | Permanent Resident Alien | US Citizen |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | PA | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 3435.199086 | 595.76 | $XXX | $XXX |  | 6.822583231 |  |  |  | No | 2925 | 0.00 | 0.83 |  | No |  | No | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000076501 |  |  | XX/XX/XXXX | ATR/QM: EXEMPT | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | NO |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 740 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | VA | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | Life of Loan |  | $XXX | XX/XX/XXXX |  |  | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 1079.660766 | 138.2575 | $XXX | $XXX |  | 6.378123772 |  |  |  | Yes | 1732.5 | 1732.50 | 1.60 |  | Yes | XXX | No | No | XXX | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | 0.45 |  |
| 4000077343 |  |  | XX/XX/XXXX | ATR/QM: EXEMPT | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 2 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | NO |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 752 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | PA | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | Life of Loan |  | $XXX | XX/XX/XXXX |  |  | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 3.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 1452.441712 | 347.5433333 | $XXX | $XXX |  | 50.95189333 |  |  |  | Yes | 2520 | 2400.00 | 1.65 |  | Yes | XXX | No | No | XXX | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | 0.20125 |  |
| 4000089685 |  |  | XX/XX/XXXX | ATR/QM: EXEMPT | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | NO |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 781 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | PA | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | Life of Loan |  | $XXX | XX/XX/XXXX |  |  | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | YES | XX/XX/XXXX | 1 |  | 0 |  |  | 0 |  | XXX | Percent | 1.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 1845.241262 | 499.2533333 | $XXX | $XXX |  | 17.75101154 |  |  |  | Yes | 1869 | 1780.00 | 0.92 |  | Yes | XXX | No | No | XXX | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | 0.45 |  |
| 4000089793 |  |  | XX/XX/XXXX | ATR/QM: EXEMPT | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | NO |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 763 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | GA | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | Life of Loan |  | $XXX | XX/XX/XXXX |  |  | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 3.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 1709.89751 | 269.8241667 | $XXX | $XXX |  | 4.360156065 |  |  |  | Yes | 1989.75 | 1895.00 | 1.11 |  | Yes | XXX | No | No | XXX | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | 0.20125 |  |
| 4000089975 |  |  | XX/XX/XXXX | ATR/QM: EXEMPT | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | NO |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 749 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | FL | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | Life of Loan |  | $XXX | XX/XX/XXXX |  |  | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 1628.975564 | 441.5466667 | $XXX | $XXX |  | 23.16235838 |  |  |  | Yes | 1575 | 1575.00 | 0.97 |  | Yes | XXX | No | No | XXX | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | 0.17 |  |
| 4000091830 |  |  | XX/XX/XXXX | ATR/QM: EXEMPT | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | NO |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 730 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | TX | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | Life of Loan |  | $XXX | XX/XX/XXXX |  |  | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 3.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 2477.83168 | 658.7916667 | $XXX | $XXX |  | 82.73545687 |  |  |  | Yes | 2500 | 2500.00 | 1.01 |  | Yes | XXX | No | No | XXX | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | 0.20125 |  |
| 4000092046 |  |  | XX/XX/XXXX | ATR/QM: EXEMPT | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | NO |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 710 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | PA | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | Life of Loan |  | $XXX | XX/XX/XXXX |  |  | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 1.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 2088.428899 | 673.62 | $XXX | $XXX |  | 66.38610731 |  |  |  | Yes | 2310 | 1920.00 | 0.92 |  | Yes | XXX | No | No | XXX | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | 0.13125 |  |
| 4000092560 |  |  | XX/XX/XXXX | ATR/QM: EXEMPT | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 8 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | NO |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 825 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CT | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | Life of Loan |  | $XXX | XX/XX/XXXX |  |  | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 3.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 2514.752951 | 881.96 | $XXX | $XXX |  | 8.332666323 |  |  |  | Yes | 3150 | 2450.00 | 0.97 |  | Yes | XXX | No | No | XXX | 2 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | 0.18625 |  |
| 4000093063 |  |  | XX/XX/XXXX | ATR/QM: EXEMPT | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | NO |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 755 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | FL | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | Life of Loan |  | $XXX | XX/XX/XXXX |  |  | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 1.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 1750.384549 | 386.1045395 | $XXX | $XXX |  | 119.6419133 |  |  |  | Yes | 2021.25 | 1950.00 | 1.11 |  | Yes | XXX | No | No | XXX | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | 0.45 |  |
| 4000092812 |  |  | XX/XX/XXXX | ATR/QM: EXEMPT | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 2 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | NO |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 771 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | MO | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | Life of Loan |  | $XXX | XX/XX/XXXX |  |  | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 1093.467235 | 208.1308333 | $XXX | $XXX |  | 26.92333072 |  |  |  | Yes | 1312.5 | 1200.00 | 1.10 |  | Yes | XXX | No | No | XXX | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | 0.45 |  |
| 4000093070 |  |  | XX/XX/XXXX | ATR/QM: EXEMPT | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | NO |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 702 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | FL | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | Life of Loan |  | $XXX | XX/XX/XXXX |  |  | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 1.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 2009.479979 | 582.5641667 | $XXX | $XXX |  | 47.02889943 |  |  |  | Yes | 2625 | 2500.00 | 1.22 |  | Yes | XXX | No | No | XXX | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | 0.45 |  |
| 4000093782 |  |  | XX/XX/XXXX | ATR/QM: EXEMPT | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | NO |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 779 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | VA | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | Life of Loan |  | $XXX | XX/XX/XXXX |  |  | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 1.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 1302.733838 | 291.425 | $XXX | $XXX |  | 60.97552908 |  |  |  | Yes | 1627.5 | 1525.00 | 1.17 |  | Yes | XXX | No | No | XXX | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | 0.125 |  |
| 4000089037 |  |  |  | ATR/QM: EXEMPT | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 802 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 5099.720351 | 1130.3 | $XXX | $XXX |  | 118.1979196 |  |  |  | No | 3850 | 0.00 | 0.75 |  | No |  | No | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000089040 |  |  |  | ATR/QM: EXEMPT | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 809 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 4098.70995 | 1005.06 | $XXX | $XXX |  | 18.23044338 |  |  |  | No | 3900 | 0.00 | 0.88 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 | Warrantable | No | XXX |
| 4000089044 |  |  |  | ATR/QM: EXEMPT | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 739 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | TX | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | Yes | XX/XX/XXXX | 1 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 2298.515716 | 794.05 | $XXX | $XXX |  | 28.60786501 |  |  |  | No | 2200 | 0.00 | 0.94 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000089041 |  |  |  | ATR/QM: EXEMPT | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 2 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 794 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | SC | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 1274.369294 | 396.17 | $XXX | $XXX |  | 31.97070387 |  |  |  | No | 1450 | 0.00 | 1.00 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 | Warrantable | No | XXX |
| 4000089039 |  |  |  | ATR/QM: EXEMPT | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Appendix Q Documentation | 2 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 782 |  |  |  |  |  |  | US Citizen | Permanent Resident Alien |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 1927.749017 | 529.32 | $XXX | $XXX |  | 293.3652955 |  |  |  | No | 1450 | 0.00 | 0.75 |  | No |  | No | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000083318 |  |  | XX/XX/XXXX | ATR/QM: EXEMPT | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 YR FIXED |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 734 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | MI | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | LIFE OF LOAN |  | $XXX | XX/XX/XXXX |  |  | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 1366.485857 | 251.6916667 | $XXX | $XXX |  | 54.82889001 |  |  |  | Yes | 1785 | 1785.00 | 1.31 |  | Yes | XXX | NO | No | XXX | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 | N/A | 0.24 |  |
| 4000084706 |  |  | XX/XX/XXXX | ATR/QM: EXEMPT | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 6 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 YR FIXED IO |  | No |  | 2 | XXXXX |  | XXXXX | XXXXX |  | XXXXX |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 757 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | $XXX | $XXX | NY | $XXX | $XXX |  | No |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  | X |  | LIFE OF LOAN |  | $XXX | XX/XX/XXXX |  |  | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 1.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 3428.070769 | 742.0016667 | $XXX | $XXX |  | 30.53 |  |  |  | Yes | 4578 | 4315.00 | 1.38 |  | Yes | XXX | NO | No | XXX | 3 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 | N/A | 0.23 |  |
| 4000085903 |  |  | XX/XX/XXXX | ATR/QM Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 740 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  | 0.85 |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | NJ | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.375 | No |  | $XXX | $XXX | $XXX | $XXX | 4871.440768 | 1279.93 |  | $XXX |  | 75.77796747 |  |  |  | No | 3500 | 0.00 | 0.72 |  | Yes | XXX | No | No | XXX | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000097993 |  |  | XX/XX/XXXX | ATR/QM Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 792 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | FL | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.624 | No |  | $XXX | $XXX | $XXX | $XXX | 2154.719435 | 378.04 |  | $XXX |  | 65.49924214 |  |  |  | No | 6650 | 6083.33 | 2.82 |  | No |  | Yes | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000090013 |  |  | XX/XX/XXXX | ATR/QM Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 7 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed IO |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 808 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | NY | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 2.00 | 6.999 | No |  | $XXX | $XXX | $XXX | $XXX | 2092.019486 | 934.51 |  | $XXX |  | 3.816369806 |  |  |  | No | 3525 | 0.00 | 1.68 |  | Yes | XXX | No | No | XXX | 3 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000092139 |  |  | XX/XX/XXXX | ATR/QM Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed IO |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 791 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 5.999 | No |  | $XXX | $XXX | $XXX | $XXX | 4036.0625 | 1411.5 | $XXX | $XXX |  | 12.69372096 |  |  |  | No | 4250 | 0.00 | 1.00 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000096296 |  |  | XX/XX/XXXX | ATR/QM Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 741 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  | 1 |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | NJ | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 8.25 | No |  | $XXX | $XXX | $XXX | $XXX | 2606.568334 | 617.59 |  | $XXX |  | 20.00117523 |  |  |  | Yes | 1800 | 2100.00 | 0.69 |  | Yes | XXX | No | No | XXX | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000092135 |  |  | XX/XX/XXXX | ATR/QM Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 744 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | FL | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.624 | No |  | $XXX | $XXX | $XXX | $XXX | 2957.080165 | 785.78 |  | $XXX |  | 70.52563285 |  |  |  | Yes | 2642 | 1700.00 | 0.69 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000091949 |  |  | XX/XX/XXXX | ATR/QM Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 754 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.749 | No |  | $XXX | $XXX | $XXX | $XXX | 5593.90138 | 1054.18 |  | $XXX |  | 143.2045321 |  |  |  | Yes | 11700 | 11700.00 | 2.09 |  | No |  | No | No |  | 3 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000096295 |  |  | XX/XX/XXXX | ATR/QM Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 797 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | WA | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.999 | No |  | $XXX | $XXX | $XXX | $XXX | 3622.936869 | 104.87 | $XXX | $XXX |  | 68.13265974 |  |  |  | No | 3450 | 0.00 | 0.83 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 | Warrantable | No | XXX |
| 4000092125 |  |  | XX/XX/XXXX | ATR/QM Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed IO |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 722 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.874 | No |  | $XXX | $XXX | $XXX | $XXX | 6385.496667 | 1287.28 |  | $XXX |  | 57.42599036 |  |  |  | No | 6500 | 0.00 | 1.02 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000099680 |  |  | XX/XX/XXXX | ATR/QM Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 783 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | FL | XXX | XXX |  | No |  |  | Yes | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | $XXX | 1 | Yes | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.25 | No |  | $XXX | $XXX | $XXX | $XXX | 7528.291202 | 2002.663333 |  | $XXX |  | 27.34193916 |  |  |  | Yes | 3900 | 7800.00 | 0.62 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000091956 |  |  | XX/XX/XXXX | ATR/QM Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 723 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | WY | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.624 | No |  | $XXX | $XXX | $XXX | $XXX | 1303.277434 | 241.69 |  | $XXX |  | 8.152116905 |  |  |  | No | 1350 | 0.00 | 1.04 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000096297 |  |  | XX/XX/XXXX | ATR/QM Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 762 |  |  |  |  |  |  | Permanent Resident Alien |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | FL | XXX | XXX |  | No |  |  | Yes | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | $XXX | 1 | Yes | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.749 | No |  | $XXX | $XXX | $XXX | $XXX | 8567.506999 | 2870.156667 |  | $XXX |  | 50.44589868 |  |  |  | No | 4500 | 0.00 | 0.53 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000091947 |  |  | XX/XX/XXXX | ATR/QM Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 783 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | TX | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.5 | No |  | $XXX | $XXX | $XXX | $XXX | 2183.402303 | 489.46 | $XXX | $XXX |  | 279.9606651 |  |  |  | No | 2395 | 0.00 | 1.03 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 | Non-Warrantable | No | XXX |
| 4000092136 |  |  | XX/XX/XXXX | ATR/QM Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 712 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | TX | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.249 | No |  | $XXX | $XXX | $XXX | $XXX | 5329.005059 | 1322.3 |  | $XXX |  | 153.5147351 |  |  |  | Yes | 12800 | 8393.00 | 1.57 |  | No |  | No | No |  | 3 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000092961 |  |  | XX/XX/XXXX | ATR/QM Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 792 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  | 0.25 |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | MI | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.749 | No |  | $XXX | $XXX | $XXX | $XXX | 2406.495016 | 579.82 |  | $XXX |  | 83.71526169 |  |  |  | No | 3600 | 0.00 | 1.50 |  | Yes | XXX | No | No | XXX | 3 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000096626 |  |  | XX/XX/XXXX | ATR/QM Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 776 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | FL | XXX | XXX |  | No |  |  | Yes | $XXX | XX/XX/XXXX | XXX | XXX |  | $XXX | 1 | Yes | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 7.999 | No |  | $XXX | $XXX | $XXX | $XXX | 2774.344937 | 694.32 | $XXX | $XXX |  | 54.68820732 |  |  |  | Yes | 3000 | 2000.00 | 0.63 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 | Non-Warrantable | No | XXX |
| 4000097579 |  |  | XX/XX/XXXX | ATR/QM Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 2 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 712 |  |  |  |  |  |  | Permanent Resident Alien | Permanent Resident Alien |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | FL | XXX | XXX |  | No |  |  | Yes | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | $XXX | 1 | Yes | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 6.999 | No |  | $XXX | $XXX | $XXX | $XXX | 3069.54624 | 554.9566667 |  | $XXX |  | 84.53679785 |  |  |  | No | 2000 | 0.00 | 0.65 |  | No |  | No | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000097572 |  |  | XX/XX/XXXX | ATR/QM Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 753 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | FL | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 5.999 | No |  | $XXX | $XXX | $XXX | $XXX | 1887.531184 | 523.7 | $XXX | $XXX |  | 499.3072596 |  |  |  | No | 2425 | 0.00 | 1.23 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000097564 |  |  | XX/XX/XXXX | ATR/QM Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 749 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | NY | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 2.00 | 6.374 | No |  | $XXX | $XXX | $XXX | $XXX | 3812.709236 | 970.5 |  | $XXX |  | 11.82084319 |  |  |  | No | 4500 | 0.00 | 1.18 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000087362 |  |  |  | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 786 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | KY | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 2000.921837 | 516.46 | $XXX | $XXX |  | 11.61481152 |  |  |  | No | 1800 | 0.00 | 0.90 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000089542 |  |  |  | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 815 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | PA | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 1419.583655 | 300.95 | $XXX | $XXX |  | 21.51011663 |  |  |  | No | 1600 | 0.00 | 1.13 |  | No |  | No | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000091541 |  |  |  | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 718 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | MD | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 1526.416005 | 205.03 | $XXX | $XXX |  | 99.13549222 |  |  |  | Yes | 2025 | 1800.00 | 1.01 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 | Warrantable | No | XXX |
| 4000089881 |  |  |  | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 737 |  |  |  |  |  |  | Permanent Resident Alien |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | MS | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 4.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 1163.88414 | 207.04 | $XXX | $XXX |  | 12.58510147 |  |  |  | No | 1350 | 0.00 | 1.16 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000090413 |  |  |  | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 741 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | IL | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 1434.15001 | 349.21 | $XXX | $XXX |  | 41.00354887 |  |  |  | No | 2350 | 0.00 | 1.64 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000091916 |  |  |  | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 780 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | NH | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 3217.920925 | 565.42 | $XXX | $XXX |  | 37.05490724 |  |  |  | No | 2750 | 4050.00 | 1.25 |  | No |  | Yes | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000093230 |  |  |  | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 753 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | MI | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 1312.954978 | 345.08 | $XXX | $XXX |  | 96.72587573 |  |  |  | No | 2400 | 0.00 | 1.83 |  | No |  | No | No |  | 2 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000090274 |  |  |  | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 688 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | FL | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 2285.036485 | 984.89 | $XXX | $XXX |  | 69.16968496 |  |  |  | No | 3200 | 0.00 | 1.25 |  | Yes | XXX | No | No | XXX | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000091786 |  |  |  | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 7 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 723 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | MN | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 6146.017536 | 1713.89 | $XXX | $XXX |  | 83.12005246 |  |  |  | No | 9000 | 0.00 | 1.46 |  | Yes | XXX | No | No | XXX | 4 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000092715 |  |  |  | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 817 |  |  |  |  |  |  | Permanent Resident Alien | Permanent Resident Alien |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | WA | XXX | XXX |  | No |  |  | Yes | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | $XXX | 1 | Yes | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 3360.148547 | 892.7058333 | $XXX | $XXX |  | 135.9067796 |  |  |  | No | 5125 | 5125.00 | 1.50 |  | Yes | XXX | Yes | No | XXX | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000092278 |  |  |  | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 726 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | HI | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 2899.469094 | 835.59 | $XXX | $XXX |  | 7.01277349 |  |  |  | No | 3500 | 0.00 | 1.21 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000091042 |  |  |  | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 777 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | AR | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 1683.385878 | 362.6 | $XXX | $XXX |  | 40.29507487 |  |  |  | No | 1450 | 3016.00 | 1.79 |  | Yes | XXX | Yes | No | XXX | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000092509 |  |  |  | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 803 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | GA | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 2751.427349 | 596.92 | $XXX | $XXX |  | 44.08074673 |  |  |  | No | 3150 | 0.00 | 1.04 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000089921 |  |  |  | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 769 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | VA | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 1822.591935 | 269.56 | $XXX | $XXX |  | 153.1910598 |  |  |  | No | 2000 | 0.00 | 1.10 |  | Yes | XXX | No | No | XXX | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000095455 |  |  |  | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 787 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | TX | XXX | XXX |  | No |  |  | Yes | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | $XXX | 1 | Yes | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 5192.86432 | 1381.583333 | $XXX | $XXX |  | 13.26368951 |  |  |  | No | 2400 | 6691.67 | 1.29 |  | No |  | Yes | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000094172 |  |  |  | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 758 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | NC | XXX | XXX |  | No |  |  | Yes | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | $XXX | 1 | Yes | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 4.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 5051.191865 | 961.81 | $XXX | $XXX |  | 99.55215462 |  |  |  | No | 6300 | 0.00 | 1.24 |  | Yes | XXX | Yes | No | XXX | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000093385 |  |  |  | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 728 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | NC | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 4.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 1690.845433 | 304.46 | $XXX | $XXX |  | 8.081804909 |  |  |  | No | 1680 | 0.00 | 0.88 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000090715 |  |  |  | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 787 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | MD | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 1339.384976 | 306.26 | $XXX | $XXX |  | 204.7410751 |  |  |  | No | 1700 | 0.00 | 1.27 |  | Yes | XXX | No | No | XXX | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000092991 |  |  |  | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 745 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | MD | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 3163.58302 | 512.71 | $XXX | $XXX |  | 7.646724567 |  |  |  | No | 2500 | 4541.66 | 1.44 |  | No |  | Yes | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000094083 |  |  |  | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 798 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 4556.680355 | 738.67 | $XXX | $XXX |  | 10.74980384 |  |  |  | No | 4870 | 0.00 | 1.07 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000092999 |  |  |  | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 759 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | MD | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 1245.437498 | 317.77 | $XXX | $XXX |  | 8.598753467 |  |  |  | No | 1725 | 0.00 | 1.39 |  | Yes | XXX | No | No | XXX | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000093057 |  |  |  | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 803 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 1134.383159 | 234 | $XXX | $XXX |  | 6.376663776 |  |  |  | No | 1900 | 0.00 | 1.67 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000095253 |  |  |  | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 724 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | TX | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 1472.117307 | 416.5 | $XXX | $XXX |  | 33.61052124 |  |  |  | No | 1600 | 0.00 | 1.09 |  | No |  | No | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000095971 |  |  |  | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 722 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | TX | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 1561.10029 | 554.33 | $XXX | $XXX |  | 35.91648538 |  |  |  | No | 1800 | 0.00 | 1.12 |  | Yes | XXX | No | No | XXX | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000095070 |  |  |  | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 819 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | CA | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 9229.909134 | 1752.81 | $XXX | $XXX |  | 323.569509 |  |  |  | No | 3900 | 12533.33 | 1.30 |  | Yes | XXX | Yes | No | XXX | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000095155 |  |  |  | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 720 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | MD | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 1336.034938 | 345.22 | $XXX | $XXX |  | 96.15521745 |  |  |  | No | 1750 | 0.00 | 1.31 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000095254 |  |  |  | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 4 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 801 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | MD | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 2609.243421 | 793.02 | $XXX | $XXX |  | 123.0500755 |  |  |  | No | 3100 | 0.00 | 1.19 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000096492 |  |  |  | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 5 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 728 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | FL | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 2408.284783 | 539.01 | $XXX | $XXX |  | 52.69066557 |  |  |  | No | 2250 | 0.00 | 0.89 |  | Yes | XXX | No | No | XXX | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000096171 |  |  |  | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 716 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | MD | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 3798.2142 | 586.85 | $XXX | $XXX |  | 3.759345642 |  |  |  | No | 3100 | 0.00 | 0.82 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000093857 |  |  |  | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 792 |  |  |  |  |  |  | Permanent Resident Alien | Permanent Resident Alien |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | NV | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 4013.241296 | 299.74 | $XXX | $XXX |  | 26.14248989 |  |  |  | No | 2900 | 9658.33 | 2.41 |  | Yes | XXX | Yes | No | XXX | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000096368 |  |  |  | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 2 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 3 | XXX |  | XXXXX | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  | XXX |  | No | No | No |  | 775 | 716 | 774 | 725 |  |  |  | US Citizen | US Citizen | US Citizen |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 | 4 |  | $XXX | $XXX | $XXX | XXX | XXX | SC | XXX | XXX |  | No |  |  | Yes | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | $XXX | 1 | Yes | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 2909.732029 | 863.4066667 | $XXX | $XXX |  | 15.01711139 |  |  |  | No | 1500 | 4350.00 | 1.49 |  | Yes | XXX | Yes | No | XXX | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000094974 |  |  |  | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 730 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | VA | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 1178.979684 | 249.45 | $XXX | $XXX |  | 36.20052201 |  |  |  | No | 1600 | 0.00 | 1.36 |  | Yes | XXX | No | No | XXX | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000093795 |  |  |  | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 712 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | TX | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 3523.760419 | 957.15 | $XXX | $XXX |  | 38.28484633 |  |  |  | No | 3200 | 0.00 | 0.89 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000094905 |  |  |  | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  | 770 |  |  |  |  |  |  | US Citizen | US Citizen |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | HI | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 6678.658741 | 702.12 | $XXX | $XXX |  | 25.33300721 |  |  |  | No | 3700 | 0.00 | 0.55 |  | No |  | No | No |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |
| 4000099226 |  |  |  | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | 3 | Approved |  |  | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | DSCR | 30 Year Fixed |  | No |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | 808 |  |  |  |  |  |  | US Citizen |  |  |  | Debt Service Coverage Ratio | No | No | No |  |  |  |  |  |  |  |  |  |  | No | No | 0 | No | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0.00 | 0.00 |  |  | $XXX | $XXX | $XXX | XXX | XXX | IN | XXX | XXX |  | No |  |  | No |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Program | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percent | 5.00 | 0.000 | No |  | $XXX | $XXX | $XXX | $XXX | 3184.718928 | 842.18 | $XXX | $XXX |  | 230.6048763 |  |  |  | No | 3225 | 0.00 | 1.01 |  | No |  | No | No |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  | No | XXX |

---

## Exhibit 99.3

**Exhibit 99.3 Schedule 4**

---

| | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **ALT Loan ID** | **Original Loan Amount** | **Initial Compliance Loan Grades DBRS** | **Initial Compliance Loan Grades Fitch** | **Initial Compliance Loan Grades Kroll** | **Initial Compliance Loan Grades Moody's** | **Initial Compliance Loan Grades S&P** | **Final Compliance Loan Grades DBRS** | **Final Compliance Loan Grades Fitch** | **Final Compliance Loan Grades Kroll** | **Final Compliance Loan Grades Moody's** | **Final Compliance Loan Grades S&P** |
| 4000077497 | XXXXX | $XXX A | A | A | A | A | A | A | A | A | A | A |
| 4000077492 |  | $XXX D | B | B | B | B | B A D | A | A | A | A | A |
| 4000084919 |  | $XXX D | B | B | B | B | B A D | A | A | A | A | A |
| 4000087468 |  | $XXX B | D | D | D | D | D A | A | A | A | A | A |
| 4000092253 | XXXXX | $XXX A | A | A | A | A | A | A | A | A | A | A |
| 4000090034 | XXXXX | $XXX A | A | A | A | A | A | A | A | A | A | A |
| 4000090019 | XXXXX | $XXX D | A | A | A | A | A D | A | A | A | A | A |
| 4000090012 | XXXXX | $XXX A | A | A | A | A | A | A | A | A | A | A |
| 4000090002 | XXXXX | $XXX A | A | A | A | A | A | A | A | A | A | A |
| 4000090001 | XXXXX | $XXX A | A | A | A | A | A | A | A | A | A | A |
| 4000098830 |  | $XXX D | A | A | A | A | A C D B | A | A | A | A | A B |
| 4000089998 |  | $XXX D | C | C | C | C | C A D | A | A | A | A | A |
| 4000091119 |  | $XXX D | B | B | B | B | B A D | A | A | A | A | A |
| 4000091967 |  | $XXX A | A | A | A | A | A | A | A | A | A | A |
| 4000097573 |  | $XXX D | B | B | B | B | B A D | A | A | A | A | A |
| 4000091964 |  | $XXX D | A | A | A | A | A D | A | A | A | A | A |
| 4000096209 |  | $XXX C | A | A | A | A | A C B | A | A | A | A | A B |
| 4000092145 |  | $XXX A | B | B | B | B | B A | A | A | A | A | A |
| 4000097560 |  | $XXX A | A | A | A | A | A | A | A | A | A | A |
| 4000060305 |  | $XXX D | C | C | C | C | C A D | A | A | A | A | A |
| 4000077504 |  | $XXX A | A | A | A | A | A | A | A | A | A | A |
| 4000084900 |  | $XXX D | A | A | A | A | A D | A | A | A | A | A |
| 4000085386 |  | $XXX C | C | C | C | C | C A B | B | B | B | B | B A |
| 4000088279 |  | $XXX A | B | B | B | B | B A | A | A | A | A | A |
| 4000087469 |  | $XXX C | A | A | A | A | A C | A | A | A | A | A |
| 4000087457 |  | $XXX A | C | C | C | C | C A | A | A | A | A | A |
| 4000087449 |  | $XXX A | C | C | C | C | C A | A | A | A | A | A |
| 4000088280 |  | $XXX A | C | C | C | C | C A | A | A | A | A | A |
| 4000087310 |  | $XXX A | C | C | C | C | C A | B | B | B | B | B A |
| 4000089524 |  | $XXX C | A | A | A | A | A C B | A | A | A | A | A B |
| 4000089522 |  | $XXX C | A | A | A | A | A C B | A | A | A | A | A B |
| 4000089505 |  | $XXX A | B | B | B | B | B A | A | A | A | A | A |
| 4000089992 |  | $XXX D | A | A | A | A | A D | A | A | A | A | A |
| 4000084904 |  | $XXX D | A | A | A | A | A D | A | A | A | A | A |
| 4000084920 |  | $XXX A | A | A | A | A | A | A | A | A | A | A |
| 4000090003 |  | $XXX A | A | A | A | A | A | A | A | A | A | A |
| 4000089989 |  | $XXX D | A | A | A | A | A D | A | A | A | A | A |
| 4000089521 |  | $XXX D | A | A | A | A | A D | A | A | A | A | A |
| 4000089993 |  | $XXX A | A | A | A | A | A | A | A | A | A | A |
| 4000089991 |  | $XXX A | A | A | A | A | A | A | A | A | A | A |
| 4000089529 |  | $XXX A | A | A | A | A | A | A | A | A | A | A |
| 4000090020 |  | $XXX C | B | B | B | B | B A C | A | A | A | A | A |
| 4000089504 |  | $XXX A | A | A | A | A | A | A | A | A | A | A |
| 4000091114 |  | $XXX D | C | C | C | C | C A D | A | A | A | A | A |
| 4000089501 |  | $XXX A | B | B | B | B | B A | A | A | A | A | A |
| 4000091115 |  | $XXX B | C | C | C | C | C A | A | A | A | A | A |
| 4000089995 |  | $XXX A | A | A | A | A | A | A | A | A | A | A |
| 4000091116 |  | $XXX D | B | B | B | B | B A D | A | A | A | A | A |
| 4000092144 |  | $XXX D | B | B | B | B | B A D | A | A | A | A | A |
| 4000089997 |  | $XXX A | A | A | A | A | A | A | A | A | A | A |
| 4000092140 |  | $XXX A | A | A | A | A | A | A | A | A | A | A |
| 4000091966 |  | $XXX A | A | A | A | A | A | A | A | A | A | A |
| 4000086069 |  | $XXX D | N/A | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A | N/A |
| 4000092717 |  | $XXX D | N/A | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A | N/A |
| 4000087734 |  | $XXX C | N/A | N/A | N/A | N/A | N/A C | N/A | N/A | N/A | N/A | N/A |
| 4000089520 |  | $XXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000091955 |  | $XXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000090006 |  | $XXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000091954 |  | $XXX A | N/A | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A | N/A |
| 4000089518 |  | $XXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000091957 |  | $XXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000091961 |  | $XXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000091960 |  | $XXX C | N/A | N/A | N/A | N/A | N/A C | N/A | N/A | N/A | N/A | N/A |
| 4000092138 |  | $XXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000090393 |  | $XXX C | N/A | N/A | N/A | N/A | N/A C | N/A | N/A | N/A | N/A | N/A |
| 4000092133 |  | $XXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000090016 |  | $XXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000092123 |  | $XXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000091945 |  | $XXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000090007 |  | $XXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000090032 |  | $XXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000090017 |  | $XXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000091950 |  | $XXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000090031 |  | $XXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000052028 |  | $XXX A | N/A | N/A | N/A | N/A | N/A C | N/A | N/A | N/A | N/A | N/A B |
| 4000079867 |  | $XXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000088943 |  | $XXX C | N/A | N/A | N/A | N/A | N/A C | N/A | N/A | N/A | N/A | N/A |
| 4000088944 |  | $XXX C | N/A | N/A | N/A | N/A | N/A C | N/A | N/A | N/A | N/A | N/A |
| 4000090175 |  | $XXX A | N/A | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A | N/A |
| 4000088582 |  | $XXX A | N/A | N/A | N/A | N/A | N/A C | N/A | N/A | N/A | N/A | N/A |
| 4000086081 |  | $XXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000090186 |  | $XXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000088928 |  | $XXX B | N/A | N/A | N/A | N/A | N/A B | N/A | N/A | N/A | N/A | N/A B |
| 4000090168 |  | $XXX B | N/A | N/A | N/A | N/A | N/A B | N/A | N/A | N/A | N/A | N/A B |
| 4000089572 |  | $XXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000089406 |  | $XXX A | N/A | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A | N/A |
| 4000088794 |  | $XXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000089711 |  | $XXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000089605 |  | $XXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000087350 |  | $XXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000091304 |  | $XXX D | N/A | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A | N/A |
| 4000089282 |  | $XXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000089476 |  | $XXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000089586 |  | $XXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000091201 |  | $XXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000092341 |  | $XXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000092334 |  | $XXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000091835 |  | $XXX A | N/A | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A | N/A |
| 4000092499 |  | $XXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000093980 |  | $XXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000092705 |  | $XXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000089972 |  | $XXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000091761 |  | $XXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000091184 |  | $XXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000089354 |  | $XXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000076501 |  | $XXX D | N/A | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A | N/A |
| 4000077343 |  | $XXX D | N/A | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A | N/A |
| 4000089685 |  | $XXX D | N/A | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A | N/A |
| 4000089793 |  | $XXX D | N/A | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A | N/A |
| 4000089975 |  | $XXX D | N/A | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A | N/A |
| 4000091830 |  | $XXX D | N/A | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A | N/A |
| 4000092046 |  | $XXX D | N/A | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A | N/A |
| 4000092560 |  | $XXX D | N/A | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A | N/A |
| 4000093063 |  | $XXX D | N/A | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A | N/A |
| 4000092812 |  | $XXX D | N/A | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A | N/A |
| 4000093070 |  | $XXX D | N/A | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A | N/A |
| 4000093782 |  | $XXX D | N/A | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A | N/A |
| 4000089037 |  | $XXX A | N/A | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A | N/A |
| 4000089040 |  | $XXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000089044 |  | $XXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000089041 |  | $XXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000089039 |  | $XXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000083318 |  | $XXX D | N/A | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A | N/A |
| 4000084706 |  | $XXX D | N/A | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A | N/A |
| 4000085903 |  | $XXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000097993 |  | $XXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000090013 |  | $XXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000092139 |  | $XXX C | N/A | N/A | N/A | N/A | N/A C | N/A | N/A | N/A | N/A | N/A |
| 4000096296 |  | $XXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000092135 |  | $XXX C | N/A | N/A | N/A | N/A | N/A C | N/A | N/A | N/A | N/A | N/A |
| 4000091949 |  | $XXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000096295 |  | $XXX D | N/A | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A | N/A |
| 4000092125 |  | $XXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000099680 |  | $XXX C | N/A | N/A | N/A | N/A | N/A C | N/A | N/A | N/A | N/A | N/A |
| 4000091956 |  | $XXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000096297 |  | $XXX C | N/A | N/A | N/A | N/A | N/A C | N/A | N/A | N/A | N/A | N/A |
| 4000091947 |  | $XXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000092136 |  | $XXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000092961 |  | $XXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000096626 |  | $XXX D | N/A | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A | N/A |
| 4000097579 |  | $XXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000097572 |  | $XXX A | N/A | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A | N/A |
| 4000097564 |  | $XXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000087362 |  | $XXX C | N/A | N/A | N/A | N/A | N/A C | N/A | N/A | N/A | N/A | N/A |
| 4000089542 |  | $XXX D | N/A | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A | N/A |
| 4000091541 |  | $XXX D | N/A | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A | N/A |
| 4000089881 |  | $XXX C | N/A | N/A | N/A | N/A | N/A C | N/A | N/A | N/A | N/A | N/A |
| 4000090413 |  | $XXX A | N/A | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A | N/A |
| 4000091916 |  | $XXX D | N/A | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A | N/A |
| 4000093230 |  | $XXX A | N/A | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A | N/A |
| 4000090274 |  | $XXX A | N/A | N/A | N/A | N/A | N/A C | N/A | N/A | N/A | N/A | N/A |
| 4000091786 |  | $XXX D | N/A | N/A | N/A | N/A | N/A C D | N/A | N/A | N/A | N/A | N/A |
| 4000092715 |  | $XXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000092278 |  | $XXX A | N/A | N/A | N/A | N/A | N/A C | N/A | N/A | N/A | N/A | N/A B |
| 4000091042 |  | $XXX C | N/A | N/A | N/A | N/A | N/A C | N/A | N/A | N/A | N/A | N/A |
| 4000092509 |  | $XXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000089921 |  | $XXX D | N/A | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A | N/A |
| 4000095455 |  | $XXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000094172 |  | $XXX A | N/A | N/A | N/A | N/A | N/A C | N/A | N/A | N/A | N/A | N/A |
| 4000093385 |  | $XXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000090715 |  | $XXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000092991 |  | $XXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000094083 |  | $XXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000092999 |  | $XXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000093057 |  | $XXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000095253 |  | $XXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000095971 |  | $XXX D | N/A | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A | N/A |
| 4000095070 |  | $XXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000095155 |  | $XXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000095254 |  | $XXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000096492 |  | $XXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000096171 |  | $XXX D | N/A | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A | N/A |
| 4000093857 |  | $XXX C | N/A | N/A | N/A | N/A | N/A C B | N/A | N/A | N/A | N/A | N/A B |
| 4000096368 |  | $XXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000094974 |  | $XXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000093795 |  | $XXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000094905 |  | $XXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| 4000099226 |  | $XXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |

---

## Exhibit 99.3

**Exhibit 99.3 Schedule 5**

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **ALT Loan ID** | **Field Name** | **Verified Value** | **Bid Tape Value** | **Comment** |
| 4000077497 | XXXXX | Qualifying Monthly P&I Amount | XXXXX | XXXXX | Step Payment Loan |
| 4000077497 | XXXXX | Originator Doc Type | 12 Month Bank Statement | ALT DOC | Per Loan Approval |
| 4000077497 | XXXXX | Qualifying FICO | 786 | 767 | Per Guidelines and credit file |
| 4000077497 | XXXXX | Total Qualified Assets Available | XXXXX | XXXXX | Per asset documentation. Proceeds from sale of departing residence deposited and included in balance of XXX asset account. Proceeds of Sale reflected separately and as part of asset balance on Final 1003 |
| 4000077497 | XXXXX | Total Liquid Assets Available For Close | XXXXX | XXXXX | Per asset documentation. Proceeds from sale of departing residence deposited and included in balance of XXX asset account. Proceeds of Sale reflected separately and as part of asset balance on Final 1003 |
| 4000077497 | XXXXX | Qualifying Total Reserves Number of Months | 76.58 | 145.00 | Per asset documentation and housing expense |
| 4000077497 | XXXXX | Qualifying Total Monthly Liabilities | XXXXX | XXXXX | Per liability documentation |
| 4000077497 | XXXXX | Borrower Appraisal Receipt Date | XXXXX | XXXXX | Per Appraisal Receipt document |
| 4000077492 |  | MIN No | XXXXX | XXXXX | Per Note/Mortgage |
| 4000077492 |  | Number of Units | 3 | 1 | Per appraisal |
| 4000077492 |  | Property Type | Two to Four Unit | Single Family Detached | Per appraisal |
| 4000077492 |  | Qualifying Total Reserves Number of Months | 20.44 | 0.00 | Per assets |
| 4000077492 |  | Qualifying All Borrower Residual Income | XXXXX | XXXXX | Per monthly income less all debts |
| 4000084919 |  | Application Date | XXXXX | XXXXX | Per Initial application |
| 4000084919 |  | Property Value | XXXXX | XXXXX | Confirmed with Appraisal Report. |
| 4000084919 |  | Qualifying Total Reserves Number of Months | 9.73 | 26.88 | Confirmed with bank statements provided. |
| 4000084919 |  | Qualifying All Borrower Residual Income | XXXXX | XXXXX | Confirmed with 1099s, bank statements provided and Credit Report. |
| 4000087468 |  | MIN No | XXXXX | XXXXX | Confirmed with Deed of Trust. |
| 4000087468 |  | Application Date | XXXXX | XXXXX | Confirmed with Initial 1003. |
| 4000087468 |  | Qualifying Total Reserves Number of Months | 35.72 | 0.00 | Confirmed with bank statements provided. |
| 4000087468 |  | Qualifying All Borrower Residual Income | XXXXX | XXXXX | Confirmed with bank statements provided for income verification and credit report. |
| 4000092253 | XXXXX | Originator Doc Type | Debt Service Coverage Ratio | Other | Per Loan Approval |
| 4000092253 | XXXXX | Cash out Include Debt Paid at Close | 38882.68 | 30528.73 | Per Final CD |
| 4000092253 | XXXXX | Total Liquid Assets Available For Close | XXXXX | XXXXX | Asset documentation not required |
| 4000092253 | XXXXX | Qualifying Total Reserves Number of Months | 6.97 | 6.00 | Per cash out and subject housing expense |
| 4000092253 | XXXXX | Total Qualified Assets Available | XXXXX | XXXXX | Asset documentation not required |
| 4000092253 | XXXXX | Qualifying Total Monthly Liabilities | XXXXX | XXXXX | Per required liability documentation |
| 4000092253 | XXXXX | Borrower Appraisal Receipt Date | XXXXX | XXXXX | Per Appraisal Receipt Disclosure |
| 4000090034 | XXXXX | Cash Disbursement Date | XXXXX | XXXXX | Taken from final CD |
| 4000090034 | XXXXX | Sales Price | XXXXX | XXXXX | Taken from final CD |
| 4000090034 | XXXXX | Originator Doc Type | Debt Service Coverage Ratio | Other | DSCR per loan approval |
| 4000090034 | XXXXX | Cash out Include Debt Paid at Close | 598315.68 | 598935.4 | Taken from final CD |
| 4000090034 | XXXXX | Total Qualified Assets Available | XXXXX | XXXXX | Taken from assets from file |
| 4000090034 | XXXXX | Total Liquid Assets Available For Close | XXXXX | XXXXX | Taken from assets from file |
| 4000090034 | XXXXX | Qualifying Total Reserves Number of Months | 43.58 | 48.00 | Taken from assets from file |
| 4000090034 | XXXXX | Qualifying Total Monthly Liabilities | XXXXX | XXXXX | Taken from docs in file |
| 4000090034 | XXXXX | Borrower Appraisal Receipt Date | XXXXX | XXXXX | Taken from appraisal receipt |
| 4000090019 | XXXXX | Sales Price | XXXXX | XXXXX | N/A (no cash-out refinance). |
| 4000090019 | XXXXX | Originator Doc Type | Debt Service Coverage Ratio | Other | Per approval. |
| 4000090019 | XXXXX | Qualifying Total Reserves Number of Months | 19.99 | 17.00 | Subject to receipt of asset documentation; may change in rebuttal review. |
| 4000090019 | XXXXX | Total Qualified Assets Available | XXXXX | XXXXX | Subject to receipt of asset documentation; may change in rebuttal review. |
| 4000090019 | XXXXX | Total Liquid Assets Available For Close | XXXXX | XXXXX |  |
| 4000090019 | XXXXX | Calculated DSCR | 1.292 | 1.345 | The lender didn't include the special assessments in their property tax calculation (reason for DSCR variance). |
| 4000090019 | XXXXX | Qualifying Total Monthly Liabilities | XXXXX | XXXXX | True = primary + PITIA + credit report; tape = all (including rental loss, which isn't required to be included per guidelines). |
| 4000090019 | XXXXX | Borrower Appraisal Receipt Date | XXXXX | XXXXX | Not part of credit review. |
| 4000090012 | XXXXX | Loan Program | XXXXX | XXXXX | XXX DSCR |
| 4000090012 | XXXXX | Originator Doc Type | Debt Service Coverage Ratio | Other | DSCR |
| 4000090012 | XXXXX | Total Qualified Assets Available | XXXXX | XXXXX | Updated information |
| 4000090012 | XXXXX | Qualifying Total Reserves Number of Months | 29.33 | 26.00 | Updated information |
| 4000090012 | XXXXX | Borrower Appraisal Receipt Date | XXXXX | XXXXX | Mapping |
| 4000090002 | XXXXX | Loan Program | XXXXX | XXXXX | Per loan approval |
| 4000090002 | XXXXX | Originator Doc Type | 1YR Business P&L | Business P&L | Per loan approval |
| 4000090002 | XXXXX | Total Qualified Assets Available | XXXXX | XXXXX | Per assets in file |
| 4000090002 | XXXXX | Qualifying Total Reserves Number of Months | 6.1 | 6.00 | Per assets in file |
| 4000090002 | XXXXX | Total Liquid Assets Available For Close | XXXXX | XXXXX | Per assets in file |
| 4000090002 | XXXXX | Qualifying Total Monthly Liabilities | XXXXX | XXXXX | Rounding |
| 4000090002 | XXXXX | Borrower Appraisal Receipt Date | XXXXX | XXXXX |  |
| 4000090001 | XXXXX | Qualifying Monthly P&I Amount | XXXXX | XXXXX | Per note/step payment |
| 4000090001 | XXXXX | Loan Program | XXXXX | XXXXX | Per approval |
| 4000090001 | XXXXX | Originator Doc Type | 1YR Business P&L | Business P&L | Per approval |
| 4000090001 | XXXXX | Borrower 2 Qualifying Income | XXXXX | XXXXX | Per income docs |
| 4000090001 | XXXXX | Total Liquid Assets Available For Close | XXXXX | XXXXX | Per asset docs |
| 4000090001 | XXXXX | Total Qualified Assets Available | XXXXX | XXXXX | Per asset docs |
| 4000090001 | XXXXX | Qualifying Total Reserves Number of Months | 9.51 | 7.00 | Per asset docs |
| 4000090001 | XXXXX | Qualifying Total Monthly Liabilities | XXXXX | XXXXX | Per credit docs |
| 4000090001 | XXXXX | Borrower Appraisal Receipt Date | XXXXX | XXXXX | Per appraisal receipt |
| 4000098830 |  | Qualifying Total Reserves Number of Months | 5.71 | 9.73 | per assets listed on the 1003. Using XXX% of business acct balance since the borrower owns XXX% of the business. |
| 4000098830 |  | Qualifying Housing Debt Income Ratio | 24.77 | 25.43 | variance in $XXX liability show on credit report but not shown on 1003. |
| 4000098830 |  | Qualifying Total Debt Income Ratio | 52.23 | 48.82 | Using XXX% of student loan balance and debt from origination credit report minus accts verified PIF on supplement credit. |
| 4000098830 |  | Qualifying All Borrower Residual Income | XXXXX | XXXXX | variance in $XXX liability show on credit report but not shown on 1003. |
| 4000089998 |  | Maturity Date | XXXXX | XXXXX | Verified with the Note. |
| 4000089998 |  | First Payment Date | XXXXX | XXXXX | Verified with the note |
| 4000089998 |  | Property Value | XXXXX | XXXXX | Verified with the appraisal |
| 4000089998 |  | Application Date | XXXXX | XXXXX | Verified with the initial 1003 |
| 4000089998 |  | Qualifying Total Reserves Number of Months | 5.71 | 6.61 | Verified with the assets |
| 4000089998 |  | Qualifying All Borrower Residual Income | XXXXX | XXXXX | Income and liabilities |
| 4000091119 |  | Property Value | XXXXX | XXXXX | Per the appraisal |
| 4000091119 |  | ULI | XXXXX | XXXXX | Per the final 1003 |
| 4000091119 |  | Application Date | XXXXX | XXXXX | Per the initial 1003 |
| 4000091119 |  | Qualifying Total Reserves Number of Months | 12.72 | 6.49 | Per the asset statements |
| 4000091119 |  | Qualifying All Borrower Residual Income | XXXXX | XXXXX | Income and liabilities |
| 4000091967 |  | ULI | XXXXX | XXXXX | Per Final 1003 |
| 4000091967 |  | Verified Doc Type | 2YR Business P&L | 24 Month Bank Statement | Per Approval, 1008, and income documentation in file |
| 4000091967 |  | Qualifying Total Reserves Number of Months | 6.31 | 8.01 | Per Bank statements |
| 4000091967 |  | Qualifying All Borrower Residual Income | XXXXX | XXXXX | Rounding Issue, Per monthly verified income minus total verified monthly debt |
| 4000097573 |  | Property Value | XXXXX | XXXXX | Verified to appraised value vs purchase price |
| 4000097573 |  | MIN No | XXXXX | XXXXX | Verified to Mortgage |
| 4000097573 |  | Qualifying Total Reserves Number of Months | 37.62 | 0.00 | Verified to assets |
| 4000097573 |  | Qualifying All Borrower Residual Income | XXXXX | XXXXX | Based on verified income and total debts |
| 4000091964 |  | Property Address | XXXXX | XXXXX | Verified with the Note |
| 4000091964 |  | Property Value | XXXXX | XXXXX | Verified with the appraisal |
| 4000091964 |  | MIN No | XXXXX | XXXXX | Verified with the Security Instrument |
| 4000091964 |  | Qualifying Total Reserves Number of Months | 28.61 | 0.00 | Verified with the asset statements |
| 4000091964 |  | Qualifying All Borrower Residual Income | XXXXX | XXXXX | Verified with income and liabilities |
| 4000096209 |  | ULI | XXXXX | XXXXX | x |
| 4000096209 |  | Qualifying All Borrower Residual Income | XXXXX | XXXXX | Audit confirms income minus debts equals residual income calc. |
| 4000092145 |  | ULI | XXXXX | XXXXX | Confirmed with Final 1003. |
| 4000092145 |  | MIN No | XXXXX | XXXXX | Confirmed with Deed of Trust. |
| 4000092145 |  | Qualifying Total Reserves Number of Months | 76.47 | 80.22 | Confirmed with Cash-Out from subject transaction. |
| 4000092145 |  | Qualifying All Borrower Residual Income | XXXXX | XXXXX | Confirmed with bank statements provided for income verification and Credit Report. |
| 4000097560 |  | Property Value | XXXXX | XXXXX | Per appraisal. Tape reflects Sales price |
| 4000097560 |  | Qualifying Total Reserves Number of Months | 7.91 | 7.32 | Per asset statements |
| 4000097560 |  | Qualifying All Borrower Residual Income | XXXXX | XXXXX | Per monthly verified income minus total verified monthly debt |
| 4000060305 |  | Property Value | XXXXX | XXXXX | Per appraisal |
| 4000060305 |  | Application Date | XXXXX | XXXXX | Per Initial 1003 |
| 4000060305 |  | Qualifying Total Reserves Number of Months | 36.48 | 0.00 | Per assets |
| 4000060305 |  | Qualifying All Borrower Residual Income | XXXXX | XXXXX | Per income documentation less debt |
| 4000077504 |  | MIN No | XXXXX | XXXXX | Per Mortgage |
| 4000077504 |  | Property Value | XXXXX | XXXXX | Per Appraisal |
| 4000077504 |  | Verified Doc Type | 12 Month Bank Statement | 24 Month Bank Statement | Per UW summary and 12 months of Business Bank Statements used to qualify Borrowers. |
| 4000077504 |  | Qualifying All Borrower Residual Income | XXXXX | XXXXX | Per total qualifying Income of $XXX and total qualifying debt of $XXX= XXX |
| 4000084900 |  | Margin | 4.5 | -1.750 | Verified to Note |
| 4000084900 |  | Index | 4.3393 | SOFR_30DayAvg | Verified to Note |
| 4000084900 |  | First Payment Date | XXXXX | XXXXX | Verified to Note |
| 4000084900 |  | Maturity Date | XXXXX | XXXXX | Verified to Note |
| 4000084900 |  | MIN No | XXXXX | XXXXX | Verified to Mortgage |
| 4000084900 |  | Application Date | XXXXX | XXXXX | Verified to LO signature initial 1003 |
| 4000084900 |  | Verified Doc Type | 2YR Business P&L | 24 Month Bank Statement | Verified to Lock |
| 4000084900 |  | Qualifying All Borrower Residual Income | XXXXX | XXXXX | Based on verified income and total debt |
| 4000085386 |  | Qualifying Total Reserves Number of Months | 138.02 | 895.78 | Reserves are the verified assets minus the funds used for the Asset Qualifier program. |
| 4000088279 |  | Property Value | XXXXX | XXXXX | Using Purchase price as property value since it is lower than the appraised value |
| 4000088279 |  | MIN No | XXXXX | XXXXX | Per Note |
| 4000088279 |  | Index | 4.336 | SOFR_30DayAvg | Per compliance report |
| 4000088279 |  | Margin | 4.5 | -1.750 | Per Note |
| 4000088279 |  | Verified Doc Type | 2YR Business P&L | 24 Month Bank Statement | Per lock |
| 4000088279 |  | Qualifying Total Reserves Number of Months | 16.16 | 0.00 | Per assets |
| 4000088279 |  | Qualifying All Borrower Residual Income | XXXXX | XXXXX | Per monthly income less all debts |
| 4000087469 |  | Qualifying All Borrower Residual Income | XXXXX | XXXXX | Per monthly income less all debts |
| 4000087457 |  | ULI | XXXXX | XXXXX | Per the final 1003 |
| 4000087457 |  | Qualifying Total Reserves Number of Months | 7.4 | 6.15 | Per the assets |
| 4000087457 |  | Qualifying All Borrower Residual Income | XXXXX | XXXXX | Income and liabilities |
| 4000087449 |  | Application Date | XXXXX | XXXXX | Verified via initial 1003. |
| 4000087449 |  | ULI | XXXXX | XXXXX | Verified via final 1003. |
| 4000087449 |  | Qualifying Total Reserves Number of Months | 10.15 | 68.72 | Verified via asset documentation provided. |
| 4000087449 |  | Qualifying All Borrower Residual Income | XXXXX | XXXXX | Qualifying residual income verified via income and credit documentation. |
| 4000088280 |  | ULI | XXXXX | XXXXX | Per the final 1003 |
| 4000088280 |  | Application Date | XXXXX | XXXXX | Initial 1003 |
| 4000088280 |  | Verified Doc Type | 2YR Business P&L | 24 Month Bank Statement | Per the loan approval and rate lock |
| 4000088280 |  | Qualifying Total Reserves Number of Months | 10.59 | 13.08 | Per the assets |
| 4000088280 |  | Qualifying All Borrower Residual Income | XXXXX | XXXXX | Income and liabilities |
| 4000087310 |  | Property Type | Townhouse | PUD | Based on ASF definition classified as a XXX |
| 4000087310 |  | Qualifying LTV | 79.97 | 80.00 | Per Final CD, the sales price is $XXX |
| 4000087310 |  | Qualifying CLTV | 79.97 | 80.00 | Per Final CD, the sales price is $XXX |
| 4000087310 |  | Qualifying All Borrower Residual Income | XXXXX | XXXXX | rounding |
| 4000087310 |  | Sales Price | XXXXX | XXXXX | Per Final CD, the sales price is $XXX |
| 4000087310 |  | Originator Doc Type | 1YR Full Doc | Full Doc | Income docs verified 1 year full doc |
| 4000089524 |  | MIN No | XXXXX | XXXXX | Verified to Deed |
| 4000089524 |  | Verified Doc Type | Written Verification of Employment | Other | Verified to lock and loan approval |
| 4000089524 |  | Qualifying Total Reserves Number of Months | 7.52 | 0.00 | Verified to assets |
| 4000089524 |  | Qualifying All Borrower Residual Income | XXXXX | XXXXX | Based on verified income and total debts |
| 4000089522 |  | Property County | XXXXX | XXXXX | Verified to Deed |
| 4000089522 |  | MIN No | XXXXX | XXXXX | Verified to Deed |
| 4000089522 |  | Application Date | XXXXX | XXXXX | Verified per e consent |
| 4000089522 |  | Verified Doc Type | Written Verification of Employment | Other | Verified to lock and loan approval |
| 4000089522 |  | Qualifying Total Reserves Number of Months | 33.39 | 0.00 | Verified to assets |
| 4000089522 |  | Qualifying All Borrower Residual Income | XXXXX | XXXXX | Based on verified income and total debts |
| 4000089505 |  | Verified Doc Type | 2YR Business P&L | 24 Month Bank Statement | PNL 24 months CPA Prepared |
| 4000089505 |  | Qualifying Total Reserves Number of Months | 7.7 | 3.19 | XXX months reserves are required per NQMF guidelines dated XX.XX.XXXX |
| 4000089505 |  | Qualifying All Borrower Residual Income | XXXXX | XXXXX | $XXX residual income required per NQMF guidelines dated XX.XX.XXXX |
| 4000089992 |  | Qualifying Total Reserves Number of Months | 0.96 | 0.00 | Per assets |
| 4000089992 |  | Qualifying All Borrower Residual Income | XXXXX | XXXXX | Per monthly income less all debts |
| 4000084904 |  | MIN No | XXXXX | XXXXX | Verified with the Security Instrument |
| 4000084904 |  | Property Value | XXXXX | XXXXX | Verified with the appraisal |
| 4000084904 |  | Application Date | XXXXX | XXXXX | Verified per E-sign |
| 4000084904 |  | Qualifying Total Reserves Number of Months | 75.22 | 0.00 | Verified with the provided assets |
| 4000084904 |  | Qualifying All Borrower Residual Income | XXXXX | XXXXX | Verified with the Income and liabilities |
| 4000084920 |  | MIN No | XXXXX | XXXXX | Verified with the Security Instrument |
| 4000084920 |  | Application Date | XXXXX | XXXXX | Verified with the initial 1003 |
| 4000084920 |  | Qualifying Total Reserves Number of Months | 10.27 | 10.59 | Verified with the assets |
| 4000084920 |  | Qualifying All Borrower Residual Income | XXXXX | XXXXX | Verified with income and liabilities |
| 4000090003 |  | ULI | XXXXX | XXXXX | Verified with the final 1003 |
| 4000090003 |  | Property Value | XXXXX | XXXXX | Verified with the appraisal |
| 4000090003 |  | Qualifying Total Reserves Number of Months | 96.31 | 189.41 | Verified with the assets |
| 4000090003 |  | Qualifying All Borrower Residual Income | XXXXX | XXXXX | Income and liabilities |
| 4000089989 |  | Property Value | XXXXX | XXXXX | Using Purchase price as property value since it is lower than the appraised value |
| 4000089989 |  | Qualifying Total Reserves Number of Months | 33.75 | 9.00 | Per assets |
| 4000089989 |  | Qualifying All Borrower Residual Income | XXXXX | XXXXX | Per monthly income less all debts |
| 4000089521 |  | MIN No | XXXXX | XXXXX | Verified with the Security Instrument |
| 4000089521 |  | Qualifying Total Reserves Number of Months | 45.57 | 0.00 | Verified with the asset statements. |
| 4000089521 |  | Qualifying All Borrower Residual Income | XXXXX | XXXXX | Verified with income and liabilities |
| 4000089993 |  | Application Date | XXXXX | XXXXX | Confirmed with Initial 1003. |
| 4000089993 |  | ULI | XXXXX | XXXXX | Confirmed with Initial 1003. |
| 4000089993 |  | Verified Doc Type | 2YR Business P&L | 24 Month Bank Statement | Confirmed with Loan Approval. |
| 4000089993 |  | Qualifying Total Reserves Number of Months | 10.44 | 9.75 | Confirmed with bank statements provided. |
| 4000089993 |  | Qualifying All Borrower Residual Income | XXXXX | XXXXX | Confirmed with P&L Statement and Credit Report. The Consumer debts monthly payments were higher on updated credit report. |
| 4000089991 |  | MIN No | XXXXX | XXXXX | Confirmed with Deed of Trust. |
| 4000089991 |  | Qualifying FICO | 750 | 753 | Confirmed with Credit Report. |
| 4000089991 |  | Qualifying Total Reserves Number of Months | 23.53 | 0.00 | Confirmed with bank statements provided. |
| 4000089991 |  | Qualifying All Borrower Residual Income | XXXXX | XXXXX | Confirmed with bank statements provided for income verification and Credit Report. |
| 4000089529 |  | Property Value | XXXXX | XXXXX | Using Purchase price as property value since it is lower than the appraised value |
| 4000089529 |  | Qualifying Total Reserves Number of Months | 9.98 | 0.00 | Per assets |
| 4000089529 |  | Qualifying All Borrower Residual Income | XXXXX | XXXXX | Per monthly income less all debts |
| 4000090020 |  | MIN No | XXXXX | XXXXX | Verified with the Security Instrument |
| 4000090020 |  | Property Value | XXXXX | XXXXX | Per the appraisal |
| 4000090020 |  | Property Type | Single Family Attached | Single Family Detached | Verified with the appraisal attached. |
| 4000090020 |  | Qualifying Total Reserves Number of Months | 58.28 | 0.00 | Per the assets |
| 4000090020 |  | Qualifying All Borrower Residual Income | XXXXX | XXXXX | Income and liabilities |
| 4000089504 |  | Maturity Date | XXXXX | XXXXX | Confirmed with Note. |
| 4000089504 |  | First Payment Date | XXXXX | XXXXX | Confirmed with Note. |
| 4000089504 |  | MIN No | XXXXX | XXXXX | Confirmed with Deed of Trust. |
| 4000089504 |  | Application Date | XXXXX | XXXXX | Confirmed with Initial 1003. |
| 4000089504 |  | Qualifying Total Reserves Number of Months | 29.91 | 7.25 | Confirmed with bank statements provided. |
| 4000091114 |  | Property Value | XXXXX | XXXXX | The auditor reviewed appraisals in the file and the appraised value is $XXX |
| 4000091114 |  | Qualifying Total Reserves Number of Months | 7.51 | 0.00 | The auditor checked the guidelines and XXX Month PITIA is required |
| 4000091114 |  | Qualifying All Borrower Residual Income | XXXXX | XXXXX | The auditor calculated the residual income and $XXX is what the borrowers would have left. |
| 4000089501 |  | ULI | XXXXX | XXXXX | Verified to 1003 |
| 4000089501 |  | Application Date | XXXXX | XXXXX | Verified to LO signature initial 1003 |
| 4000089501 |  | Qualifying Total Reserves Number of Months | 36.41 | 76.78 | Verified to cash out |
| 4000089501 |  | Qualifying All Borrower Residual Income | XXXXX | XXXXX | Based on verified income and total debts |
| 4000091115 |  | MIN No | XXXXX | XXXXX | Verified to Deed |
| 4000091115 |  | Qualifying Total Reserves Number of Months | 6.06 | 0.00 | Verified to assets |
| 4000091115 |  | Qualifying All Borrower Residual Income | XXXXX | XXXXX | Based on verified income and total debts |
| 4000089995 |  | ULI | XXXXX | XXXXX | Per the Final 1003 |
| 4000089995 |  | Verified Doc Type | 12 Month Bank Statement | 24 Month Bank Statement | Per the loan approval and income calculator |
| 4000089995 |  | Qualifying Total Reserves Number of Months | 16.45 | 18.35 | Per the cash out |
| 4000089995 |  | Qualifying All Borrower Residual Income | XXXXX | XXXXX | Income and liabilities |
| 4000091116 |  | Maturity Date | XXXXX | XXXXX | Verified with the Note |
| 4000091116 |  | First Payment Date | XXXXX | XXXXX | Verified with the Note |
| 4000091116 |  | Application Date | XXXXX | XXXXX | Per the initial 1003 |
| 4000091116 |  | ULI | XXXXX | XXXXX | Verified with the final 1003 |
| 4000091116 |  | Property Value | XXXXX | XXXXX | Per the appraisal |
| 4000091116 |  | Qualifying Total Reserves Number of Months | 18.69 | 16.03 | Per the provided assets |
| 4000091116 |  | Qualifying All Borrower Residual Income | XXXXX | XXXXX | Income and liabilties |
| 4000092144 |  | First Payment Date | XXXXX | XXXXX | Verified with the Note |
| 4000092144 |  | Maturity Date | XXXXX | XXXXX | Verified with the note |
| 4000092144 |  | MIN No | XXXXX | XXXXX | Verified with the Security Instrument |
| 4000092144 |  | Application Date | XXXXX | XXXXX | Verified with the initial 1003 |
| 4000092144 |  | Verified Doc Type | 2YR Business P&L | 24 Month Bank Statement | Verified with the provided documents and the income calculator. |
| 4000092144 |  | Qualifying Total Reserves Number of Months | 23.4 | 0.00 | Verified with cash out |
| 4000092144 |  | Qualifying All Borrower Residual Income | XXXXX | XXXXX | Verified with the income and liabilities |
| 4000089997 |  | MIN No | XXXXX | XXXXX | The audited MIN is correct per review |
| 4000089997 |  | Property Value | XXXXX | XXXXX | The appraised value is $XXX. |
| 4000089997 |  | ULI | XXXXX | XXXXX | The audited ULI is verified as correct |
| 4000089997 |  | Property Type | Condominium | Other | The property is a XXX |
| 4000089997 |  | Qualifying Total Reserves Number of Months | 7.48 | 7.39 | The verified number of reserves is XXX mo. |
| 4000089997 |  | Qualifying All Borrower Residual Income | XXXXX | XXXXX | The residual income is $XXX monthly |
| 4000092140 |  | MIN No | XXXXX | XXXXX | Per Mortgage |
| 4000092140 |  | Application Date | XXXXX | XXXXX | Per initial loan application LO signature date |
| 4000092140 |  | Qualifying Total Reserves Number of Months | 8.43 | 0.00 | Per Bank statement |
| 4000092140 |  | Qualifying All Borrower Residual Income | XXXXX | XXXXX | Per verified income of $XXX/mo. minus total verified debt of $XXX/mo. totals $XXX |
| 4000091966 |  | Qualifying Total Reserves Number of Months | 32.52 | 12.68 | Per assets |
| 4000091966 |  | Qualifying All Borrower Residual Income | XXXXX | XXXXX | Per monthly income less all debts |
| 4000086069 |  | DSCR | 0.87 | 0.74 | $XXX gross rents / $XXX PITIA = XXX DSCR |
| 4000086069 |  | Mo Pymt (P&I) | XXXXX | XXXXX | P&I is $XXX per note in file |
| 4000092717 |  | Property Type | Condo | Condo-Warrantable | Missing questionaire |
| 4000092717 |  | DSCR | 0.99 | 1.15 | Missing Insurance |
| 4000092717 |  | T & I Payment | XXXXX | XXXXX | Missing Insurance |
| 4000087734 |  | Qualifying FICO | 820 | 714 | FICO XXX from credit report XX/XX/XXXX |
| 4000087734 |  | DSCR | 0.69 | 0.6 | $XXX gross rents / $XXX PITIA = XXX DSCR |
| 4000087734 |  | T & I Payment | XXXXX | XXXXX | Taxes $XXX + Insurance $XXX = XXX T&I |
| 4000089520 |  | Qualifying FICO | 778 | 785 | Taking lowest FICO from both borrowers per guides |
| 4000089520 |  | T & I Payment | XXXXX | XXXXX | $XXX Insurance + $XXX Taxes = $XXX T&I |
| 4000091955 |  | T & I Payment | XXXXX | XXXXX | $XXX Insurance + $XXX Tax + $XXX HOA = $XXX T&I |
| 4000091954 |  | Mo Pymt (P&I) | XXXXX | XXXXX | $XXX per note |
| 4000091957 |  | Property Type | Condo | Non-Warr Condo | XXX |
| 4000091961 |  | Property Type | Condo | Non-Warr Condo | XXX |
| 4000091961 |  | Qualifying Value | XXXXX | XXXXX | Appraisal reflects $XXX |
| 4000091960 |  | Property Type | Condo | Non-Warr Condo | XXX |
| 4000091960 |  | Qualifying Value | XXXXX | XXXXX | Appraisal reflects $XXX |
| 4000090393 |  | Property Type | Condo | Condo-Warrantable | XXX |
| 4000090393 |  | Prepayment Penalty |  |  | No PPP per Note & CD |
| 4000092133 |  | Property Type | Condo | Condo-Warrantable | XXX |
| 4000092133 |  | Qualifying Value | XXXXX | XXXXX | PA refelcts $XXX; Appraisal and CDA reflect $XXX |
| 4000092133 |  | DSCR | 1.34 | 2.26 | $XXX / $XXX PITIA = XXX DSCR |
| 4000092133 |  | Mo Pymt (P&I) | XXXXX | XXXXX | $XXX per note |
| 4000092133 |  | Escrows | 1-Taxes | FALSE | TAXES ONLY |
| 4000090016 |  | DSCR | 1.54 | 1 | $XXX / $XXX PITIA = XXX DSCR |
| 4000090016 |  | Mo Pymt (P&I) | XXXXX | XXXXX | $XXX per note |
| 4000090016 |  | T & I Payment | XXXXX | XXXXX | $XXX Insurance + $XXX Tax = $XXX T&I |
| 4000091945 |  | DSCR | 1.23 | 1.1 | $XXX / $XXX PITIA = XXX DSCR |
| 4000091945 |  | Mo Pymt (P&I) | XXXXX | XXXXX | $XXX per note |
| 4000090017 |  | DSCR | 1.09 | 0.75 | $XXX / $XXX PITIA = XXX DSCR |
| 4000090017 |  | Mo Pymt (P&I) | XXXXX | XXXXX | $XXX per note |
| 4000090017 |  | T & I Payment | XXXXX | XXXXX | $XXX Insurance + $XXX Tax = $XXX T&I |
| 4000052028 |  | DSCR | 0.43 | 0.59 | No ratio |
| 4000088928 |  | DSCR | 1.099195529 | 1.041 | Matches CRSE |
| 4000088928 |  | Months Reserves | 3.114413504 | 4.67 | Matches XXX |
| 4000089354 |  | Mo. Tax | XXXXX | XXXXX | Taxes from property and school |
| 4000092341 |  | Months Reserves | 15.04910325 | 68 | #XXX reflecting $XXX on XX/XX/XXXX |
| 4000092499 |  | Mo. Tax | XXXXX | XXXXX | Taking taxes from title |
| 4000092499 |  | DSCR | 1.571397795 | 1.357 | Taking taxes from title |
| 4000096296 |  | Prepayment Penalty |  |  | No PPP per Note & CD |
| 4000092135 |  | Mo Pymt (P&I) | XXXXX | XXXXX | $XXX per note |
| 4000092135 |  | Prepymt - May/Will Not Penalty | No | Yes | No PPP per Note & CD |
| 4000092135 |  | Prepayment Penalty |  | 36 | No PPP per Note & CD |
| 4000091949 |  | Property No Units | 3 | 1 | 1 with ADU & JADU |
| 4000091949 |  | DSCR | 2.09 | 1.25 | $XXX / $XXX PITIA = XXX DSCR |
| 4000091949 |  | Mo Pymt (P&I) | XXXXX | XXXXX | $XXX per note |
| 4000091949 |  | T & I Payment | XXXXX | XXXXX | $XXX Insurance + $XXX Tax = $XXX T&I |
| 4000096295 |  | Mo Pymt (P&I) | XXXXX | XXXXX | $XXX per note |
| 4000096295 |  | T & I Payment | XXXXX | XXXXX | $XXX Insurance + $XXX Tax + $XXX HOA= $XXX T&I |
| 4000099680 |  | T & I Payment | XXXXX | XXXXX | $XXX Insurance + $XXX Tax + $XXX flood = $XXX T&I |
| 4000091956 |  | DSCR | 1.04 | 0.81 | $XXX / $XXX PITIA = XXX DSCR |
| 4000091956 |  | T & I Payment | XXXXX | XXXXX | $XXX Insurance + $XXX Tax= $XXX T&I |
| 4000091947 |  | Qualifying Value | XXXXX | XXXXX | Appraisal reflects $XXX |
| 4000091947 |  | T & I Payment | XXXXX | XXXXX | $XXX Insurance + $XXX Tax + $XXX HOA = $XXX T&I |
| 4000092961 |  | DSCR | 1.5 | 1.45 | $XXX / $XXX = XXX DSCR |
| 4000092961 |  | T & I Payment | XXXXX | XXXXX | $XXX Insurance + $XXX Tax = $XXX T&I |
| 4000096626 |  | Property Type | Condo | Non-Warr Condo | Non-warr |
| 4000089542 |  | Mo. Tax | XXXXX | XXXXX | Property, city and school tax included for a total of $XXX |
| 4000090274 |  | Qualifying FICO | 688 | 731 | using credir report dated XX/XX/XXXX |
| 4000091786 |  | STR | N/A | TRUE | Rental comparables on 1025 are all month-to-month |
| 4000091786 |  | Qualifying FICO | 723 | 731 |  |
| 4000092278 |  | Mo. Hazard | XXXXX | XXXXX | There is XXX |
| 4000092509 |  | Mo. Tax | XXXXX | XXXXX | Taxes from property and city |
| 4000093230 |  | Mo. Tax | XXXXX | XXXXX | Taking taxes from title |
| 4000096171 |  | Months Reserves | 3.759345642 | 32 | #XXX reflects $XXX, #XXX reflects $XXX, #XXX reflects $XXX |

---

## Exhibit 99.4

**Exhibit 99.4**

![](ex99-04_001.jpg)

<br> FORWARD THINKING. SEAMLESS SOLUTIONS**.**<br>

Executive Summary

OBX 2025-NQM23

Dated: December 3, 2025

**290 S Preston Road \| Suite 370 \| Prosper, TX 75078**<br> **P: 888.892.1843** **\| evolvemortgageservices.com**<br>

![](ex99-04_002.jpg)

<br> Forward Thinking. Seamless Solutions.

**EXECUTIVE SUMMARY**

**Overview**

Evolve Mortgage Services ("Evolve") performed certain due diligence services (the "Review") described below on loans backed by residential properties (the "Loans") originated by a lender and subsequently purchased by Onslow Bay Financial LLC, and together with its affiliates the "Client"). The Review was conducted via files imaged and provided by the lender or its designee for review. The Review results were conveyed to the Client by a Reliance Letter.

**Sample size of the assets reviewed.**

The final population of the Review covered 88 loans, consisting of 58 Residential Loans and 30 Business Purpose Loans, totaling an aggregate original principal balance of approximately $48,713,919.00. Evolve is not aware of the overall securitization population as other third-party review ("TPR") firms may have reviewed loans within the overall securitization loan population.

**Determination of the sample size and computation.**

The Review was conducted consistent with the criteria for Fitch Ratings, Inc. ("Fitch") and Kroll Bond Rating Agency, LLC (KBRA), the NRSROs identified in Item 3 of the ABS Due Diligence-15E.

**Quality or integrity of information or data about the assets: review and methodology.**

Evolve compared data fields on the bid tape provided by the Client and uploaded to the underwriting system to the data found in the Loan file as captured during the Review. The data integrity review was completed versus tapes as provided at the time of initial diligence or subsequently updated. Discrepancies outside of reasonable tolerances were reported. Not all data elements were provided to Evolve on every loan within the securitization population. This comparison, when data was available, included the following data fields:

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;Amortization Type | &nbsp;&nbsp;Maturity Date | &nbsp;&nbsp;Property City |
| &nbsp;&nbsp;Appraised Value | &nbsp;&nbsp;Note Date | &nbsp;&nbsp;Property State |
| &nbsp;&nbsp;Doc Type | &nbsp;&nbsp;Occupancy | &nbsp;&nbsp;Property Street Address |
| &nbsp;&nbsp;DSCR | &nbsp;&nbsp;Original CLTV | &nbsp;&nbsp;Property Type |
| &nbsp;&nbsp;First Payment Date | &nbsp;&nbsp;Original Interest Rate | &nbsp;&nbsp;Property Zip |
| &nbsp;&nbsp;Index Type | &nbsp;&nbsp;Original Loan Amount | &nbsp;&nbsp;QM Status |
| &nbsp;&nbsp;Interest Only | &nbsp;&nbsp;Original LTV | &nbsp;&nbsp;Qualifying Credit Score |
| &nbsp;&nbsp;Lien Position | &nbsp;&nbsp;Original P&I | &nbsp;&nbsp;Qualifying DTI |
| &nbsp;&nbsp;Loan Purpose | &nbsp;&nbsp;Original Term | &nbsp;&nbsp;Sales Price |
| &nbsp;&nbsp;Margin | &nbsp;&nbsp;Prepayment Penalty | &nbsp;&nbsp;Self-Employment Flag |

---

---

| | | |
|:---|:---|:---|
| ![](ex99-04_003.jpg) |© 2020 Evolve Mortgage Services Overview \| Proprietary and Confidential | 1\|P a g e |

---

![](ex99-04_002.jpg)

<br> Forward Thinking. Seamless Solutions.

**Origination of the assets and conformity to stated underwriting or credit extension guidelines, standards, criteria or other requirements: review and methodology.**

Evolve reviewed asset origination to determine conformity to the stated underwriting or credit extension guidelines, standards, criteria or other requirements, including, as applicable for the Residential Population, the Ability to Repay and Qualified Mortgage requirements described below, that were provided to Evolve. When applicable, a review of the mortgage loan file to the Automated Underwriting System output within the mortgage loan file was also performed.

**Credit Application:** For the Credit Application, Evolve verified that the application: (i) was signed by all listed borrowers, (ii) was substantially filled out, (iii) contained all known borrower-owned properties on the Real Estate Owned section 2, and (iv) included the borrower's employment history.

**Credit Report:** Evolve's review included confirming that a credit report that met guideline requirements was present for each borrower and that such borrower's credit profile adhered to the guidelines. In order to make this determination, Evolve: (i) captured the monthly consumer debt payments for use in relevant calculations, (ii) noted and researched the Real Estate Owned and fraud alerts, (iii) gathered liabilities listed on the credit report to be included in the debt to income ratio as appropriate, and (iv) gathered data required for the ASF tape submission including (a) the most recent FICO (scores from Equifax, Experian, and Transunion if available), (b) the most recent FICO date, (c) the longest trade line, (d) the maximum trade line, (e) the number of trade lines, and (f) the credit usage ratio.

**Employment and Income:** Evolve determined whether applicable supporting employment and income documentation required by the guidelines, and as applicable Appendix Q or ATR, was present in the mortgage loan file and where possible, was not fraudulent. This documentation was used to verify whether the income used to qualify the mortgage loan was calculated in accordance with the guidelines and may have included items such as: (i) verbal or written verification of employment, (ii) pay stubs, (iii) W-2 forms, (iv) tax returns, (v) financial statements, (vi) IRS tax transcripts, and (vii) bank statements.

**Asset Review:** Evolve assessed whether the asset documentation required by the guidelines and, as applicable, Appendix Q or ATR, was present in the mortgage loan file. Utilizing this documentation, Evolve completed a review of the reserve calculation and any large deposits. Documentation verifying assets for down payment, closing costs, prepaid items and reserves may have included: (i) verification-of-deposit ("VOD(s)"), (ii) depository account statements, (iii) stock or security account statements, (iv) gift funds, (v) escrow or earnest money deposits, and (vi) settlement statements or other evidence of conveyance and transfer of funds (if a sale of assets was involved).

---

| | | |
|:---|:---|:---|
| ![](ex99-04_003.jpg) |© 2020 Evolve Mortgage Services Overview \| Proprietary and Confidential | 2\|P a g e |

---

![](ex99-04_002.jpg)

<br> Forward Thinking. Seamless Solutions.

**Hazard/Flood Insurance/Taxes:** A review of the insurance present on the mortgage loan was also performed by Evolve. During the course of this review, Evolve (i) verified that the hazard insurance met the minimum required amount of coverage in the guidelines, (ii) confirmed that the mortgage clause listed the lender's name and "its successors and assigns,", (iii) confirmed that the premium amount on both the hazard and flood insurance matched what was used in the DTI calculations, (iv) reviewed the tax certificate to verify and compare monthly escrows used to calculate DTI matched, (v) confirmed that the flood certification was for the correct borrower, property, lender and mortgage loan number and was a "Life of Loan" certification, and (vi) completed other property specific items including (a) for condominium properties, confirming that the blanket policy met the minimum amount of coverage in the guidelines and (b) for properties in a flood zone per the flood certification, confirming that flood insurance met guideline requirements and met the minimum required amount of coverage in the guidelines.

**DU/LP Review:** When provided and appropriate, Evolve verified that DU findings included an approved/eligible decision where required by the guidelines. However, all mortgage loans are manually underwritten with documentation requirements determined by the guidelines and not AUS findings.

**Occupancy Review:** Evolve confirmed the property occupancy is consistent with the mortgage loan approval and borrowers' application disclosure based solely on information contained in the mortgage loan file and any fraud report obtained in connection with the mortgage loan.

**Guideline Review:** During the course of the review, Evolve confirmed the mortgage loan was originated in accordance with required guidelines by reviewing conformity of mortgage loan, transaction type, and borrower characteristics to stated guidelines. Mortgage characteristics examined included (i) DTI of the borrower, (ii) the LTV/TLTV/HTLTV, (iii) the credit score for each borrower, (iv) asset reserves of the borrower, (v) property type, (vi) property usage, and (vii) other property specific items including (a) for condominium or cooperative properties, assessing whether the condominium or cooperative project adheres to required guidelines.

**Fraud Review:** Evolve reviewed fraud report results in each mortgage loan file, to the extent present, in conjunction with source documents found in the mortgage loan file to assess the likelihood of any misrepresentations associated with the origination of the mortgage loan. If the mortgage loan file did not contain a fraud report and the counterparty did not produce one, Evolve conditioned the mortgage loan for the missing fraud report product.

If a report was present, Evolve reviewed the report for (i) any name variations for the borrowers, (ii) any social security number variations for the borrowers, (iii) any potential occupancy issues based on the borrower's address history, (iv) any noted employment issues, and (v) any additional consumers associated with the borrower's profile. If any findings were noted, Evolve confirmed that such findings and/or variations were addressed by the originator in the origination of the asset or that such red flag issues were fully addressed via mortgage loan documentation provided.

---

| | | |
|:---|:---|:---|
| ![](ex99-04_003.jpg) |© 2020 Evolve Mortgage Services Overview \| Proprietary and Confidential | 3\|P a g e |

---

![](ex99-04_002.jpg)

<br> Forward Thinking. Seamless Solutions.

**Title Review:** Evolve's review included a review of the chain of title and the duration of ownership by the seller or borrower (whichever is applicable) satisfied the guidelines. Included in this review was a verification of whether the appropriate vestee was on the title documentation (if a purchase, the seller; if a refinance, the borrower) and that the title commitment addressed issues such as assessments; covenants, conditions and restrictions; access problems; vicinity of property to military airports; prior leases; court orders/divorce decrees; public probate issues; foreclosures; bankruptcies; judgment liens; state and federal tax liens; environmental liens, and oil/gas leases.

**Additional Review of Mortgage Loan File:** Evolve also reviewed the closing documents to ensure that the mortgage loan file information is complete, accurate, and contains consistent documentation. Included in the portion of the review are items such as reviewing for (i) evidence of primary mortgage insurance, (ii) if the property is located in an area that was listed as a FEMA disaster zone post origination, (iii) the presence of loan modification documents, and (iv) general conformity to Fannie Mae or Freddie Mac approved formats at the time of origination.

Additionally, Evolve verified (i) listed borrowers signed documents requiring signature, (ii) borrowers signing documents were eighteen (18) years or older at the time of the mortgage loan origination, (iii) that all riders required by the terms of the mortgage and mortgage note were attached to the respective document, (iv) that social security numbers across documents were consistent, and (v) debt-to-income ratio ("DTI(s)") and/or loan-to-value ratios ("LTV(s)") were used in the assessment of conformity guidelines.

**Regulatory Compliance:** Evolve conducted a review to determine whether the loan met certain federal, state and local regulatory requirements at the time of origination when applicable. All applicable tests and disclosure reviews were graded in accordance with the Structured Finance Association ("SFA") published RMBS 3.0 TRID Compliance Review Scope. The Regulatory Compliance Review conducted is fully detailed in Appendix A.

**Value of collateral securing the assets: review and methodology.**

Evolve's review included a review of the valuation materials utilized during the origination of the loan and in confirming the value of the underlying property. Evolve's review included verifying the appraisal report was (i) on the appropriate GSE form (for the Residential Population), (ii) materially complete, (iii) in conformity with the guideline requirements for the property type in question, (iv) completed by an appraiser (for residential properties) that was actively licensed to perform the valuation, (v) completed, for residential properties, such that the named client on the appraisal report is the lender or a related entity that is permitted to engage the lender per Title XI of FIRREA, (vi) made and signed prior to the final approval of the mortgage loan application, (vii) completed and dated within the guideline requirements, (vii) made on an "as is" basis or provides satisfactory evidence of completion of all material conditions including all inspections, licenses, and certificates (including certificates of occupancy) to be made or issued with respect to all occupied portions of the mortgaged property and with respect to the use and occupancy of the same, have been made or obtained from the appropriate authorities.

---

| | | |
|:---|:---|:---|
| ![](ex99-04_003.jpg) |© 2020 Evolve Mortgage Services Overview \| Proprietary and Confidential | 4\|P a g e |

---

![](ex99-04_002.jpg)

<br> Forward Thinking. Seamless Solutions.

With regard to the use of comparable properties, Evolve's review (i) analyzed the relative comparable data (gross and net adjustments, sale dates and distance from subject property) and considered whether such comparable properties are within standard appraisal guidelines; (ii) confirmed the property value and square footage of the subject property was bracketed by comparable properties, (iii) verified that comparable properties used are similar in size, style, and location to the subject, and (iv) checked for the reasonableness of adjustments when reconciling value between the subject property and comparable properties.

Other aspects of Evolve's review included (i) verifying that the address matched the mortgage note, (ii) verifying that the appraisal and the policies and procedures with regard to appraisal, including the appropriate level of review, when originating the mortgage loan, were followed, (iii) noting whether the property zip code was declared a FEMA disaster area after the valuation date and notifying the Client of same (iv) confirming the appraisal report does not include any apparent environmental problems, (v) confirming the appraisal notes the current use of the property is legal or legal non-conforming (grandfathered), (vi) reviewing pictures to ensure (a) that the property is in average or better condition and any repairs are noted where required and (b) that the subject property is the one for which the valuation was ordered and that there are no negative external factors; and (vii) confirming that the value product that was used as part of the origination decision was directly accessible to Evolve or if it was not directly accessible that another valuation product that was directly accessible to Evolve was ordered in accordance with the Client's specific valuation waterfall process. If more than one valuation was provided, Evolve confirmed consistency among the valuation products and if there were discrepancies that could not be resolved, Evolve created an exception.

---

| | | |
|:---|:---|:---|
| ![](ex99-04_003.jpg) |© 2020 Evolve Mortgage Services Overview \| Proprietary and Confidential | 5\|P a g e |

---

![](ex99-04_002.jpg)

<br> Forward Thinking. Seamless Solutions.

**SUMMARY OF FINDINGS & CONCLUSIONS OF REVIEW**

The NRSROs criteria referenced for this report and utilized for grading descriptions is based upon the requirements of the NRSROs listed in the Form ABS Due Diligence-15E.

**Compliance Results Summary**

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**NRSRO Grade** | &nbsp;&nbsp;**Fitch** | &nbsp;&nbsp;**Fitch** | &nbsp;&nbsp;**KBRA** | &nbsp;&nbsp;**KBRA** |
| &nbsp;&nbsp;**NRSRO Grade** | &nbsp;&nbsp;**# Loans** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**# Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;58 | &nbsp;&nbsp;65.91% | &nbsp;&nbsp;58 | &nbsp;&nbsp;65.91% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;- | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;- | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;- | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;- | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;- | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;- | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;N/A | &nbsp;&nbsp;30 | &nbsp;&nbsp;34.09% | &nbsp;&nbsp;30 | &nbsp;&nbsp;34.09% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**88** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**88** | &nbsp;&nbsp;**100.00%** |

---

**Credit Results Summary**

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**NRSRO Grade** | &nbsp;&nbsp;**Fitch** | &nbsp;&nbsp;**Fitch** | &nbsp;&nbsp;**KBRA** | &nbsp;&nbsp;**KBRA** |
| &nbsp;&nbsp;**NRSRO Grade** | &nbsp;&nbsp;**# Loans** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**# Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;62 | &nbsp;&nbsp;70.45% | &nbsp;&nbsp;62 | &nbsp;&nbsp;70.45% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;26 | &nbsp;&nbsp;29.55% | &nbsp;&nbsp;26 | &nbsp;&nbsp;29.55% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;- | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;- | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;- | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;- | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;N/A | &nbsp;&nbsp;- | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;- | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**88** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**88** | &nbsp;&nbsp;**100.00%** |

---

**Property Valuation Results Summary**

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**NRSRO Grade** | &nbsp;&nbsp;**Fitch** | &nbsp;&nbsp;**Fitch** | &nbsp;&nbsp;**KBRA** | &nbsp;&nbsp;**KBRA** |
| &nbsp;&nbsp;**NRSRO Grade** | &nbsp;&nbsp;**# Loans** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**# Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;86 | &nbsp;&nbsp;97.73% | &nbsp;&nbsp;86 | &nbsp;&nbsp;97.73% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;2 | &nbsp;&nbsp;2.27% | &nbsp;&nbsp;2 | &nbsp;&nbsp;2.27% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;- | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;- | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;- | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;- | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;N/A | &nbsp;&nbsp;- | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;- | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**88** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**88** | &nbsp;&nbsp;**100.00%** |

---

---

| | | |
|:---|:---|:---|
| ![](ex99-04_003.jpg) |© 2020 Evolve Mortgage Services Overview \| Proprietary and Confidential | 6\|P a g e |

---

![](ex99-04_002.jpg)

<br> Forward Thinking. Seamless Solutions.

**Overall Results Summary**

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**NRSRO Grade** | &nbsp;&nbsp;**Fitch** | &nbsp;&nbsp;**Fitch** | &nbsp;&nbsp;**KBRA** | &nbsp;&nbsp;**KBRA** |
| &nbsp;&nbsp;**NRSRO Grade** | &nbsp;&nbsp;**# Loans** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**# Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;62 | &nbsp;&nbsp;70.45% | &nbsp;&nbsp;62 | &nbsp;&nbsp;70.45% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;26 | &nbsp;&nbsp;29.55% | &nbsp;&nbsp;26 | &nbsp;&nbsp;29.55% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;- | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;- | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;- | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;- | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;N/A | &nbsp;&nbsp;- | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;- | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**88** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**88** | &nbsp;&nbsp;**100.00%** |

---

**Data Results Summary**

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Field Label** | &nbsp;&nbsp;**# Loans with Discrepancy** | &nbsp;&nbsp;**Total Time Compared** | &nbsp;&nbsp;**% Variance** |
| &nbsp;&nbsp;Appraised Value | &nbsp;&nbsp;8 | &nbsp;&nbsp;88 | &nbsp;&nbsp;9.09% |
| &nbsp;&nbsp;DSCR | &nbsp;&nbsp;18 | &nbsp;&nbsp;88 | &nbsp;&nbsp;20.45% |
| &nbsp;&nbsp;Doc Type | &nbsp;&nbsp;76 | &nbsp;&nbsp;88 | &nbsp;&nbsp;86.36% |
| &nbsp;&nbsp;Interest Only | &nbsp;&nbsp;2 | &nbsp;&nbsp;88 | &nbsp;&nbsp;2.27% |
| &nbsp;&nbsp;Loan Purpose | &nbsp;&nbsp;9 | &nbsp;&nbsp;88 | &nbsp;&nbsp;10.23% |
| &nbsp;&nbsp;Maturity Date | &nbsp;&nbsp;36 | &nbsp;&nbsp;88 | &nbsp;&nbsp;40.91% |
| &nbsp;&nbsp;Original Amortization Term | &nbsp;&nbsp;2 | &nbsp;&nbsp;88 | &nbsp;&nbsp;2.27% |
| &nbsp;&nbsp;Original CLTV | &nbsp;&nbsp;2 | &nbsp;&nbsp;88 | &nbsp;&nbsp;2.27% |
| &nbsp;&nbsp;Original LTV | &nbsp;&nbsp;2 | &nbsp;&nbsp;88 | &nbsp;&nbsp;2.27% |
| &nbsp;&nbsp;PITI | &nbsp;&nbsp;7 | &nbsp;&nbsp;88 | &nbsp;&nbsp;7.95% |
| &nbsp;&nbsp;Property City | &nbsp;&nbsp;1 | &nbsp;&nbsp;88 | &nbsp;&nbsp;1.14% |
| &nbsp;&nbsp;Property Street Address | &nbsp;&nbsp;7 | &nbsp;&nbsp;88 | &nbsp;&nbsp;7.95% |
| &nbsp;&nbsp;Property Type | &nbsp;&nbsp;4 | &nbsp;&nbsp;88 | &nbsp;&nbsp;4.55% |
| &nbsp;&nbsp;Property Zip | &nbsp;&nbsp;6 | &nbsp;&nbsp;88 | &nbsp;&nbsp;6.82% |
| &nbsp;&nbsp;QM Status | &nbsp;&nbsp;2 | &nbsp;&nbsp;88 | &nbsp;&nbsp;2.27% |
| &nbsp;&nbsp;Qualified Mortgage | &nbsp;&nbsp;21 | &nbsp;&nbsp;88 | &nbsp;&nbsp;23.86% |
| &nbsp;&nbsp;Qualifying Credit Score | &nbsp;&nbsp;10 | &nbsp;&nbsp;88 | &nbsp;&nbsp;11.36% |
| &nbsp;&nbsp;Qualifying DTI | &nbsp;&nbsp;12 | &nbsp;&nbsp;88 | &nbsp;&nbsp;13.64% |
| &nbsp;&nbsp;Self-Employment Flag | &nbsp;&nbsp;11 | &nbsp;&nbsp;88 | &nbsp;&nbsp;12.50% |

---

---

| | | |
|:---|:---|:---|
| ![](ex99-04_003.jpg) |© 2020 Evolve Mortgage Services Overview \| Proprietary and Confidential | 7\|P a g e |

---

![](ex99-04_002.jpg)

<br> Forward Thinking. Seamless Solutions.

**APPENDIX A**

**Compliance of the originator of the assets with federal, state and local laws and regulations: review and methodology.**

 ****

Please be advised that Evolve did not make a determination as to whether the mortgage loans complied with federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated below. There can be no assurance that the Review uncovered all relevant factors relating to the origination of the mortgage loans, their compliance with applicable law and regulations and the original appraisals relating to the mortgaged properties or uncovered all relevant factors that could affect the future performance of the mortgage loans. Furthermore, the findings reached by Evolve are dependent upon its receiving complete and accurate data regarding the mortgage loans from mortgage loan originators and other third parties upon which Evolve is relying in reaching such findings.

Please be further advised that Evolve does not employ personnel who are licensed to practice law in the various jurisdictions, and the findings set forth in the reports prepared by Evolve do not constitute legal advice or opinions. They are recommendations or conclusions based on information provided to Evolve. Information contained in any Evolve report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the report based on certain factors, including the facts and circumstances of an individual mortgage loan. All final decisions as to whether to purchase or enter into a transaction related to any individual mortgage loan or the mortgage loans in the aggregate, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such mortgage loan or mortgage loans, shall be made solely by the Client, or other agreed upon party, that has engaged Evolve to prepare its reports pursuant to its instructions and guidelines. The Client, or other agreed upon party, acknowledges and agrees that the scoring models applied by Evolve are designed to identify potential risk and the Client, or other agreed upon party, assumes sole responsibility for determining the suitability of the information for its particular use. Evolve does not make any representation or warranty as to the value of any mortgage loan or mortgage loan's collateral that has been reviewed by Evolve.

---

| | | |
|:---|:---|:---|
| ![](ex99-04_003.jpg) |© 2020 Evolve Mortgage Services Overview \| Proprietary and Confidential | 8\|P a g e |

---

![](ex99-04_002.jpg)

<br> Forward Thinking. Seamless Solutions.

Evolve reviewed each mortgage loan to determine, as applicable, to the extent possible and subject to the caveats below, whether the mortgage loan complies with:

**<u>FOR APPLICATION DATES BEFORE JANUARY 10, 2014</u>**

**(I) Federal Truth in Lending Act ("TILA"), as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below:**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Rescission (§1026.23):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) failure to provide the right of rescission notice;

ii) failure to provide the right of rescission notice in a timely manner and to the correct consumer(s);

iii) errors in the right of rescission notice;

iv) failure to provide the correct form of right of rescission notice;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) failure to provide the three (3) business day rescission period; and

vi) any material disclosure violation on a rescindable loan that gives rise to the right of rescission under TILA, which means the required disclosures of the annual percentage rate, the finance charge, the amount financed, the total of payments, the payment schedule, the HOEPA disclosures;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b) <u>TIL Disclosure (§§1026.17, 18 and 19) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review and comparison of the initial and final TIL disclosures, and any re-disclosed TIL(s);

ii) proper execution by all required parties;

iii) principal and interest calculations, and proper completion of the interest rate and payment summary; and

iv) timing of initial and re-disclosed TIL(s);

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Tolerances (§§1026.18, 22 and 23):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) inaccurate Annual Percentage Rate (APR) outside of applicable tolerance by comparing disclosed APR to re-calculated APR; and

ii) inaccurate Finance Charge outside of applicable tolerance by comparing disclosed Finance Charge to re-calculated Finance Charge;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d) <u>High-cost Mortgage (§§1026.31, 32 and 33):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) points and fees threshold test;

ii) APR threshold test;

iii) prepayment penalty test; and

iv) compliance with the disclosure requirements, limitation on terms and prohibited acts or practices in connection with a high-cost mortgage;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e) <u>Higher-priced Mortgage Loan (§1026.35):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) APR threshold test; and

ii) compliance with the escrow account and appraisal requirements;

**(II) Federal Real Estate Settlement Procedures Act ("RESPA"), as implemented by Regulation X, 12 C.F.R. Part 1024, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Good Faith Estimate (GFE) (§1024.7) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of the current GFE form in effect at the time of origination;

---

| | | |
|:---|:---|:---|
| ![](ex99-04_003.jpg) |© 2020 Evolve Mortgage Services Overview \| Proprietary and Confidential | 9\|P a g e |

---

![](ex99-04_002.jpg)

<br> Forward Thinking. Seamless Solutions.

ii) verify GFE was provided to the borrower(s) within three (3) business days of application;

iii) verify all sections of the GFE were accurately completed and that information was reflected in the appropriate locations;

iv) determine whether a valid and properly documented changed circumstance accompanies any changes to loan terms and/or fees on any revised GFEs over the applicable tolerance(s); and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm the presence of a settlement service provider list, as applicable.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Final HUD-1/A Settlement Statement (HUD) (§1024.8) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm current applicable HUD form was provided;

ii) determination that the loan file contains the final HUD;

iii) escrow deposit on the final HUD matches the initial escrow statement amount; and

iv) verify all sections of the final HUD were accurately completed and that information was reflected in the appropriate locations.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c) <u>GFE and Final HUD Comparison (§1024.7) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review changes disclosed on the last GFE provided to the borrower(s) to determine that such changes were within the allowed tolerances;

ii) confirm loan terms and fees disclosed on the third page of the final HUD accurately reflect how such items were disclosed on the referenced GFE, page 2 of the final HUD and loan documents; and

iii) review any documented cure of a tolerance violation to determine that the proper reimbursement was made and a revised HUD was provided at or within 30 days of settlement.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d) <u>Additional RESPA/Regulation X Disclosures and Requirements (§1024.6, 15, 17, 20, and 33):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of the Servicing Disclosure Statement form in the loan file;

ii) verify the Servicing Disclosure Statement was provided to the borrower(s) within three (3) business days of application;

iii) confirm the presence of the Special Information Booklet in the loan file or that the loan file contains documentary evidence that the disclosure was provided to the borrower;

iv) confirm the Special Information Booklet was provided within three (3) business days of application;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm the presence of the Affiliated Business Arrangement Disclosure in the loan file in the event the lender has affiliated business arrangements;

vi) confirm the Affiliated Business Arrangement Disclosure was provided no later than three (3) business days of application;

vii) confirm the Affiliated Business Arrangement Disclosure is executed; and <br> viii) confirm the presence of the Initial Escrow Disclosure Statement in the loan file and proper timing.

---

| | | |
|:---|:---|:---|
| ![](ex99-04_003.jpg) |© 2020 Evolve Mortgage Services Overview \| Proprietary and Confidential | 10\|P a g e |

---

![](ex99-04_002.jpg)

<br> Forward Thinking. Seamless Solutions.

**(III) The disclosure requirements and prohibitions of Section 50(a)(6), Article XVI of the Texas Constitution and associated regulations;**

**(IV) The disclosure requirements and prohibitions of state, county and municipal laws and ordinances with respect to "high-cost" loans, "covered" loans, "higher-priced" loans, "home" loans or any other similarly designated loan as defined under such authorities, or subject to any other laws that were enacted to combat predatory lending, as may have been amended from time to time;**

**(V) Federal and state specific late charge and prepayment penalty provisions;**

**(VI) Document Review**

Evolve reviewed each mortgage loan file and verified if the following documents, if applicable, for the Review scope in question at the time of review, were included in the file and if the data on these documents was consistent:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Initial application (1003);

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Final application (1003);

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Note;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Appraisal;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Sales contract;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Title/Preliminary Title;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Initial TIL;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Final TIL;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Final HUD-1;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Initial and final GFE's;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Right of Rescission Disclosure;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Mortgage/Deed of Trust;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Mortgage Insurance;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Tangible Net Benefit Disclosure;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ FACTA disclosures; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Certain other disclosures related to the enumerated tests set forth herein.

**<u>FOR APPLICATION DATES ON OR AFTER JANUARY 10, 2014</u>**

For mortgage loans with application dates on or after January 10, 2014 additional compliance testing was applicable and conducted by Evolve. Testing during this period included all items as referenced in the **FOR APPLICATION DATES BEFORE JANUARY 10, 2014** section above plus:

**(VII) Federal Truth in Lending Act ("TILA"), as implemented by Regulation Z, 12 C.F.R. Part 1026 testing included:**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a) <u>With respect to brokered loans, the Prohibitions and Restrictions related to Loan Originator Compensation and Steering (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review relevant documentation to determine if compensation to a Loan Originator was based on a term of the transaction;

---

| | | |
|:---|:---|:---|
| ![](ex99-04_003.jpg) |© 2020 Evolve Mortgage Services Overview \| Proprietary and Confidential | 11\|P a g e |

---

![](ex99-04_002.jpg)

<br> Forward Thinking. Seamless Solutions.

ii) review relevant document to determine if there was dual compensation; and

iii) review the presence of the loan option disclosure and to determine if the Steering Safe Harbor provisions were satisfied.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(1) Note: Where available, Evolve reviewed the relevant documents in the loan file and, as necessary, attempted to obtain the loan originator compensation agreement and/or governing policies and procedures of the loan originator. In the absence of the loan originator compensation agreement and/or governing policies and procedures, Evolve's review was limited to formal general statements of entity compliance provided by the loan originator, if any. These statements, for example, were in the form of a letter signed by the seller correspondent/loan originator or representations in the mortgage loan purchase agreement between the Client and seller correspondent;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Homeownership counseling (§1026.36):</u> 

 i) determine if the creditor obtained proof of homeownership counseling in connection with a loan to a first-time homebuyer that contains a negative amortization feature; <br> c) <u>Mandatory Arbitration Clauses (§1026.36):</u> <br>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the terms of the loan require arbitration or any other non-judicial procedure to resolve any controversy or settle any claims arising out of the transaction;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d) <u>Prohibition on Financing Credit Insurance (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the creditor financed, directly or indirectly, any premiums or fees for credit insurance; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e) <u>Nationwide Mortgage Licensing System (NMLS) & Registry ID on Loan Documents (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review for presence of loan originator organization and individual loan originator name and NMLSR ID, as applicable, on the credit application, note or loan contract, security instrument, Loan Estimate and Closing Disclosure; and

ii) verify the data against the NMLSR database, as available.

**(VIII) Federal Real Estate Settlement Procedures Act ("RESPA"), as implemented by Regulation X, 12 C.F.R. Part 1024, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Additional RESPA/Regulation X Disclosures and Requirements (§1024.6, 15, 17, 20, and 33):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm that the creditor provided the borrower a list of homeownership counseling organizations within three (3) business days of application; and

ii) confirm that the list of homeownership counseling organizations was obtained no earlier than 30 days prior to when the list was provided to the loan applicant.

---

| | | |
|:---|:---|:---|
| ![](ex99-04_003.jpg) |© 2020 Evolve Mortgage Services Overview \| Proprietary and Confidential | 12\|P a g e |

---

![](ex99-04_002.jpg)

<br> Forward Thinking. Seamless Solutions.

**(IX) Sections 1411 and 1412 of the Dodd-Frank Wall Street Reform and Consumer Protection Act ("Dodd-Frank") amending TILA, as implemented by Regulation Z, 12 C.F.R. 1026.43, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a) The general Ability to Repay (ATR) underwriting standards (12 C.F.R. 1026.43(c));

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b) Refinancing of non-standard mortgages (12 C.F.R. 1026.43(d));

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c) Qualified Mortgages (QM) (12 C.F.R. 1026.43(e) (including qualified mortgages as separately defined by the Department of Housing and Urban Development (24 C.F.R. 201 and 203 et seq.), and the Department of Veterans Affairs (38 C.F.R. Part 36 et seq.); and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d) Balloon-payment qualified mortgages made by certain creditors (12 C.F.R. 1026.43(f)).

Evolve reviews applicable loans for compliance with the ATR and QM rule requirements based upon each loan's originator designation (Safe Harbor QM, Higher-priced QM, Temporary SHQM, Temporary HPQM, Non-QM, Exempt from ATR). Evolve determines the loan's status under the ATR or QM rule requirements and assigns a due diligence loan designation. Generally, Evolve notes as a material exception if the due diligence findings do not confirm the originator's loan designation. Additionally, Evolve notes if an originator loan designation was not provided.

 

*<u>Qualified Mortgage</u>*

With respect to QM (Safe Harbor and Higher-priced) designated loans, Evolve reviews the loan to determine whether, based on available information in the loan file: (i) the loan contains risky loan features and terms (e.g. an interest only feature or negative amortization), (ii) the "points and fees" exceed the applicable QM threshold, (iii) the monthly payment was calculated appropriately, (iv) the creditor considered and verified income or assets at or before consummation, (v) the creditor appropriately considered debt obligations, alimony and child support, and (vi) at the time of consummation, if the debt-to-income ratio exceeds 43% (calculated in accordance with Appendix Q to Regulation Z). This portion of the Review includes a recalculation of all income and liabilities with attention to the appropriate documentation of each source.

If a loan was designated as QM and identified as eligible for guarantee, purchase, or insurance by an applicable agency as permitted under the QM final rule, Evolve reviews the loan to determine whether, based on available information in the loan file the loan satisfied (i), (ii) and (iii) in the preceding paragraph and reviews the Automated Underwriting System output within the file to confirm agency eligibility.

For each QM designated loan that satisfied the applicable requirements enumerated above, Evolve then determines whether the loan is a Safe Harbor QM or Higher Priced QM by comparing the loan's actual annual percentage rate, as recalculated, to the applicable average prime offer rate plus a certain applicable percentage.

---

| | | |
|:---|:---|:---|
| ![](ex99-04_003.jpg) |© 2020 Evolve Mortgage Services Overview \| Proprietary and Confidential | 13\|P a g e |

---

![](ex99-04_002.jpg)

<br> Forward Thinking. Seamless Solutions.

The Review also includes determining, as applicable, whether a loan is a qualified mortgage as defined by the Department of Housing and Urban Development (24 C.F.R. 201 and 203 et seq.), and the Department of Veterans Affairs (38 C.F.R. Part 36 et seq.).

For each QM designated loan that does not satisfy the applicable requirements enumerated above, Evolve then determines whether the loan complies with the ATR rule consideration and verification requirements and provides a due diligence designation of Non-QM compliant or non-compliant.

 

*<u>General Ability to Repay</u>*

Evolve reviews the loan to determine whether, based on available information in the loan file, the creditor considered, as applicable, the following eight underwriting factors, and verified such information using reasonably reliable third-party records, at or before consummation: (i) the consumer's current or reasonably expected income or assets, (ii) if the creditor relied on income from the consumer's employment in determining repayment ability, the consumer's current employment status; (iii) the consumer's monthly payment; (iv) the consumer's monthly payment on any simultaneous loan that the creditor knows or has reason to know will be made; (v) the consumer's monthly payment for mortgage-related obligations; (vi) the consumer's current debt obligations, alimony, and child support; (vii) the consumer's monthly debt-to-income ratio or residual income; and (viii) the consumer's credit history. This portion of the Review also focuses on full recalculation of income and debts, as well as the documentation provided to support each item used in originator's determination of the ability to repay.

 

*Note*: for loans designated as QM – agency eligible, Evolve will not review for compliance with the requirements of Appendix Q or General Ability to Repay.

Evolve reviews loans to determine their conformity with the ATR/QM factors above, and is not rendering an independent assessment or opinion, warranting or representing that a loan will be deemed to conform to Safe Harbor, Rebuttable Presumption, ATR or other status based on any additional or revised factors that may be considered by legislative, regulatory, administrative or judicial authorities ("Authorities"). Evolve does not represent or warrant that the factors for which it is reviewing the loans constitute all of the factors and/or criteria that Authorities may consider in determining the status of a loan. Evolve's review is based on information contained in the loan file at the time it is provided to Evolve to review, and only reflects information as of that point in time.

**(X) The Equal Credit Opportunity Act, as implemented by Regulation B, 12 C.F.R. Part 1002, as set forth below:**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Providing Appraisals and Other Valuations (12 C.F.R. 1002.14):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) timing and content of the right to receive copy of appraisal disclosure;

ii) charging of a fee for a copy of the appraisal or other written valuation;

---

| | | |
|:---|:---|:---|
| ![](ex99-04_003.jpg) |© 2020 Evolve Mortgage Services Overview \| Proprietary and Confidential | 14\|P a g e |

---

![](ex99-04_002.jpg)

<br> Forward Thinking. Seamless Solutions.

iii) timing of creditor providing a copy of each appraisal or other written valuation;

iv) with respect to a borrower that has waived the three (3) business day disclosure requirement, confirm that the borrower has signed the waiver or other acknowledgment at least three (3) business days prior to consummation; and (2) confirm that the lender has provided copies of appraisals and other written valuations at or prior to consummation.

**(XI) FIRREA Review**

Evolve confirmed that the appraiser and the appraisal made by such appraiser both satisfied the requirements of Title XI of FIRREA. Specifically, Evolve reviewed the appraisal for conformity to industry standards, including ensuring the appraisal was complete, that the comparables and adjustments were reasonable and that pictures were provided and were accurate.

**<u>FOR APPLICATION DATES ON OR AFTER OCTOBER 3, 2015</u>**

For mortgage loans with application dates on or after October 3, 2015 additional compliance testing was applicable and conducted by Evolve. Testing during this period included all items as referenced in the **FOR APPLICATION DATES BEFORE JANUARY 10, 2014 and FOR APPLICATION DATES ON OR AFTER JANUARY 10, 2014** sections above plus:

With regard to TILA-RESPA Integrated Disclosure ("TRID") testing, Evolve implemented the TRID scope of review referenced within the Regulatory Compliance section (III) based on (i) the RMBS 3.0 TRID Compliance Review Scope published by the Structured Finance Association (the "SFA Compliance Review Scope") and (ii) outside counsel's interpretations of the published regulations as of the date of review of each mortgage loan. Evolve worked with outside counsel and continues to obtain updated interpretations relative to the informal guidance provided by the Consumer Financial Protection Bureau ("CFPB") which has caused alterations in the review scope and severity of TRID related exceptions, including applicable cures. (This will continue as necessary as additional guidance becomes available, as well as any future rulemaking.) While Evolve continues to make a good faith effort to identify material TRID exceptions and apply the appropriate grading, the implementation of new regulations (including TRID) that impact residential mortgages carries certain interpretive risk and continues to evolve, impacting the review scope and exception severity. Evolve has worked closely with the NRSRO and Client to disclose, as mutually agreed upon by the parties, the relevant exceptions per Evolve's suggested review implementation as reviewed by outside counsel; however, no assurances can be provided and/or are given that Evolve has included within its Review all areas that may represent risk to the securitization trust, or that areas of risk identified by Evolve will result in the potential level of risk indicated by an Event Level or NRSRO grade.

---

| | | |
|:---|:---|:---|
| ![](ex99-04_003.jpg) |© 2020 Evolve Mortgage Services Overview \| Proprietary and Confidential | 15\|P a g e |

---

![](ex99-04_002.jpg)

<br> Forward Thinking. Seamless Solutions.

Please be further advised that Evolve does not employ personnel who are licensed to practice law in the various jurisdictions, and the findings set forth in the reports prepared by Evolve do not constitute legal advice or opinions. They are recommendations or conclusions based on information provided to Evolve. Information contained in any Evolve report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the report based on certain factors, including the facts and circumstances of an individual mortgage loan. All final decisions as to whether to purchase or enter into a transaction related to any individual mortgage loan or the mortgage loans in the aggregate, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such mortgage loan or mortgage loans, shall be made solely by the Client, or other agreed upon party, that has engaged Evolve to prepare its reports pursuant to its instructions and guidelines. The Client, or other agreed upon party, acknowledges and agrees that the scoring models applied by Evolve are designed to identify potential risk and the Client, or other agreed upon party, assumes sole responsibility for determining the suitability of the information for its particular use. Evolve does not make any representation or warranty as to the value of any mortgage loan or mortgage loans collateral that has been reviewed by Evolve.

Evolve reviewed each residential mortgage loan to determine, as applicable, to the extent possible and subject to the caveats below, whether the mortgage loan complies with:

**(XII) Sections 1098 and 1100A of Dodd-Frank amending TILA and RESPA, as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below (applicable only for mortgage loans with application dates on or after October 3, 2015):**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Loan Estimate (LE) (§§1026.19 and 37):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of LE for applications on or after October 3, 2015;

ii) confirm the initial LE date indicates it was delivered or placed in the mail within three (3) business days of application;

iii) confirm that certain sections of each LE determined to carry assignee liability were accurately completed and that information was reflected in the appropriate locations, which, in certain instances, was based solely on the information disclosed on the LE;

iv) confirm the initial LE was delivered or placed in the mail not later than seven (7) business days prior to consummation of the transaction, or such period was waived due to a bona fide financial emergency;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm that any written estimate of terms or costs provided prior to receipt of a LE contained the required disclosures;

vi) confirm that each revised LE is accompanied by valid written documentation explaining the reason for re-disclosure to allow for fee increases based on a valid change of circumstance and was timely provided within 3 business days of issuance;

vii) confirm the presence and timely provision of a settlement service provider list (when consumer is given the opportunity to shop for services);

---

| | | |
|:---|:---|:---|
| ![](ex99-04_003.jpg) |© 2020 Evolve Mortgage Services Overview \| Proprietary and Confidential | 16\|P a g e |

---

![](ex99-04_002.jpg)

<br> Forward Thinking. Seamless Solutions.

viii) confirm borrower received LE not later than four (4) business days prior to consummation; and

ix) confirm LE was not provided to the borrower on or after the date of the CD.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Closing Disclosure (CD) (§§1026.19 and 38):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of CD for applications on or after October 3, 2015;

ii) confirm the borrower received CD at least three (3) business days prior to consummation, or that such period was waived due to a bona fide financial emergency;

iii) confirm that certain sections of each CD determined to carry assignee liability were accurately completed and that information was reflected in the appropriate locations, which, in certain instances, was based solely on the information disclosed on the CD;

iv) confirm that a revised CD was received in a timely manner if the initial or any revised CD became inaccurate;

v) identify tolerance violations based on the charges disclosed on the initial and interim LE's, initial CD, and reflected on the final CD;

vi) with respect to tolerance violations based on the disclosed charges on the LE and CD, confirm that the creditor cured the violations no later than 60 days after consummation, or within 60 days of discovery; and

vii) with respect to applicable exception remediation measures for numerical exceptions, confirm that a letter of explanation, as well as a refund as applicable, was delivered or placed in the mail no later than 60 days after discovery of the exception establishing the need for a revised CD or with respect to exception remediation measures for non-numerical exceptions, that a corrected CD was delivered or placed in the mail no later than 60 days after consummation. (In an attempt to establish a best practices approach to pre-securitization due diligence, as it applies to TILA RESPA Integrated Disclosure testing, the Structured Finance Association ("SFA") has a working group that consists of industry participants including third party review providers and law firms who agreed to a standardized approach to remediation considerations. This approach is intended to be based on a reasoned legal analysis that expressly assumes that courts will interpret TRID in accordance with the principals of liability set forth in the letter to the MBA from Richard Cordray, the Director of the CFPB. No assurances can be provided that the courts in question will interpret TRID in accordance with the SFA Compliance Review Scope.)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Your Home Loan Toolkit (§1026.19):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of Your Home Loan Toolkit in the mortgage loan file or that the mortgage loan file contains documentary evidence that the disclosure was provided to the borrower; and

ii) confirm Your Home Loan Toolkit was delivered or placed in the mail not later than three (3) business days after receipt of application.

**(XIII) Document Review**

Evolve reviewed each mortgage loan file and verified if the following documents, if applicable, were included in the file and if the data on these documents was consistent (where applicable):

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Loan Estimates;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Closing Disclosures; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Certain other disclosures related to the enumerated tests set forth herein.

---

| | | |
|:---|:---|:---|
| ![](ex99-04_003.jpg) |© 2020 Evolve Mortgage Services Overview \| Proprietary and Confidential | 17\|P a g e |

---

## Exhibit 99.4

**Exhibit 99.4 Schedule 1**

---

| |
|:---|
| ![](ex99-4sch1_001.jpg) |
| **Rating Agency Grades** |
| **Run Date - 12/03/2025 1:14:21 PM** |

---

---

| | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** |
| **Evolve Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Original Loan Amount** | **DBRS** | **Fitch** | **Kroll** | **Moody's** | **S&P** | **DBRS** | **Fitch** | **Kroll** | **Moody's** | **S&P** |
| XXXX | 4000085971 | XXXX | XXXX C | N/A | N/A | N/A | N/A | N/A C B | N/A | N/A | N/A | N/A | N/A B |
| XXXX | 4000083168 | XXXX | XXXX A | A | A | A | A | A | A | A | A | A | A |
| XXXX | 4000090194 | XXXX | XXXX A | A | A | A | A | A | A | A | A | A | A |
| XXXX | 4000083172 | XXXX | XXXX B | A | A | A | A | A B | A | A | A | A | A |
| XXXX | 4000087064 | XXXX | XXXX A | A | A | A | A | A | A | A | A | A | A |
| XXXX | 4000088979 | XXXX | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 4000079039 | XXXX | XXXX A | N/A | N/A | N/A | N/A | N/A C | N/A | N/A | N/A | N/A | N/A |
| XXXX | 4000064337 | XXXX | XXXX C | A | A | A | A | A C B | A | A | A | A | A B |
| XXXX | 4000082236 | XXXX | XXXX C | A | A | A | A | A C | A | A | A | A | A |
| XXXX | 4000078112 | XXXX | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 4000080448 | XXXX | XXXX C | N/A | N/A | N/A | N/A | N/A C | N/A | N/A | N/A | N/A | N/A |
| XXXX | 4000084432 | XXXX | XXXX C | N/A | N/A | N/A | N/A | N/A C | N/A | N/A | N/A | N/A | N/A |
| XXXX | 4000084200 | XXXX | XXXX C | C | C | C | C | C A | A | A | A | A | A |
| XXXX | 4000084230 | XXXX | XXXX A | C | C | C | C | C A | A | A | A | A | A |
| XXXX | 4000089315 | XXXX | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 4000085442 | XXXX | XXXX A | N/A | N/A | N/A | N/A | N/A C | N/A | N/A | N/A | N/A | N/A |
| XXXX | 4000083181 | XXXX | XXXX A | A | A | A | A | A | A | A | A | A | A |
| XXXX | 4000091071 | XXXX | XXXX A | A | A | A | A | A | A | A | A | A | A |
| XXXX | 4000087508 | XXXX | XXXX A | A | A | A | A | A | A | A | A | A | A |
| XXXX | 4000087519 | XXXX | XXXX A | A | A | A | A | A C | A | A | A | A | A |
| XXXX | 4000087524 | XXXX | XXXX A | A | A | A | A | A C | A | A | A | A | A |
| XXXX | 4000088718 | XXXX | XXXX A | C | C | C | C | C A | A | A | A | A | A |
| XXXX | 4000086010 | XXXX | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 4000083188 | XXXX | XXXX A | A | A | A | A | A | A | A | A | A | A |
| XXXX | 4000096274 | XXXX | XXXX C | N/A | N/A | N/A | N/A | N/A C B | N/A | N/A | N/A | N/A | N/A B |
| XXXX | 4000085456 | XXXX | XXXX A | A | A | A | A | A | A | A | A | A | A |
| XXXX | 4000096015 | XXXX | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 4000093052 | XXXX | XXXX A | A | A | A | A | A | A | A | A | A | A |
| XXXX | 4000085849 | XXXX | XXXX C | A | A | A | A | A C B | A | A | A | A | A B |
| XXXX | 4000093005 | XXXX | XXXX A | A | A | A | A | A | A | A | A | A | A |
| XXXX | 4000088124 | XXXX | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 4000089225 | XXXX | XXXX A | A | A | A | A | A | A | A | A | A | A |
| XXXX | 4000094699 | XXXX | XXXX A | A | A | A | A | A | A | A | A | A | A |
| XXXX | 4000083481 | XXXX | XXXX C | N/A | N/A | N/A | N/A | N/A C | N/A | N/A | N/A | N/A | N/A |
| XXXX | 4000085465 | XXXX | XXXX C | A | A | A | A | A C | A | A | A | A | A |
| XXXX | 4000079450 | XXXX | XXXX C | N/A | N/A | N/A | N/A | N/A C | N/A | N/A | N/A | N/A | N/A |
| XXXX | 4000066380 | XXXX | XXXX C | A | A | A | A | A C B | A | A | A | A | A B |
| XXXX | 4000077355 | XXXX | XXXX C | N/A | N/A | N/A | N/A | N/A C | N/A | N/A | N/A | N/A | N/A |
| XXXX | 4000077252 | XXXX | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 4000075753 | XXXX | XXXX C | N/A | N/A | N/A | N/A | N/A C B | N/A | N/A | N/A | N/A | N/A B |
| XXXX | 4000079407 | XXXX | XXXX C | A | A | A | A | A C B | A | A | A | A | A B |
| XXXX | 4000076934 | XXXX | XXXX C | C | C | C | C | C A | A | A | A | A | A |
| XXXX | 4000077253 | XXXX | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 4000079764 | XXXX | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 4000078346 | XXXX | XXXX C | A | A | A | A | A C B | A | A | A | A | A B |
| XXXX | 4000080703 | XXXX | XXXX C | N/A | N/A | N/A | N/A | N/A C B | N/A | N/A | N/A | N/A | N/A B |
| XXXX | 4000081191 | XXXX | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 4000078986 | XXXX | XXXX C | N/A | N/A | N/A | N/A | N/A C B | N/A | N/A | N/A | N/A | N/A B |
| XXXX | 4000093572 | XXXX | XXXX A | A | A | A | A | A | A | A | A | A | A |
| XXXX | 4000081192 | XXXX | XXXX A | A | A | A | A | A | A | A | A | A | A |
| XXXX | 4000083616 | XXXX | XXXX C | C | C | C | C | C A B | A | A | A | A | A B |
| XXXX | 4000077812 | XXXX | XXXX C | A | A | A | A | A C | A | A | A | A | A |
| XXXX | 4000081188 | XXXX | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 4000082266 | XXXX | XXXX A | A | A | A | A | A | A | A | A | A | A |
| XXXX | 4000085024 | XXXX | XXXX C | A | A | A | A | A C | A | A | A | A | A |
| XXXX | 4000081189 | XXXX | XXXX A | A | A | A | A | A | A | A | A | A | A |
| XXXX | 4000083619 | XXXX | XXXX A | C | C | C | C | C A | A | A | A | A | A |
| XXXX | 4000082744 | XXXX | XXXX A | A | A | A | A | A | A | A | A | A | A |
| XXXX | 4000083268 | XXXX | XXXX A | A | A | A | A | A | A | A | A | A | A |
| XXXX | 4000084832 | XXXX | XXXX C | A | A | A | A | A C B | A | A | A | A | A B |
| XXXX | 4000088156 | XXXX | XXXX A | C | C | C | C | C A | A | A | A | A | A |
| XXXX | 4000083756 | XXXX | XXXX C | A | A | A | A | A C B | A | A | A | A | A B |
| XXXX | 4000083803 | XXXX | XXXX C | A | A | A | A | A C B | A | A | A | A | A B |
| XXXX | 4000084487 | XXXX | XXXX C | A | A | A | A | A C B | A | A | A | A | A B |
| XXXX | 4000084497 | XXXX | XXXX A | A | A | A | A | A | A | A | A | A | A |
| XXXX | 4000084840 | XXXX | XXXX C | A | A | A | A | A C B | A | A | A | A | A B |
| XXXX | 4000085316 | XXXX | XXXX C | N/A | N/A | N/A | N/A | N/A C B | N/A | N/A | N/A | N/A | N/A B |
| XXXX | 4000089619 | XXXX | XXXX C | N/A | N/A | N/A | N/A | N/A C B | N/A | N/A | N/A | N/A | N/A B |
| XXXX | 4000085560 | XXXX | XXXX A | A | A | A | A | A | A | A | A | A | A |
| XXXX | 4000085743 | XXXX | XXXX C | A | A | A | A | A C | A | A | A | A | A |
| XXXX | 4000086541 | XXXX | XXXX C | A | A | A | A | A C B | A | A | A | A | A B |
| XXXX | 4000085977 | XXXX | XXXX D | A | A | A | A | A D B | A | A | A | A | A B |
| XXXX | 4000086113 | XXXX | XXXX C | A | A | A | A | A C | A | A | A | A | A |
| XXXX | 4000086153 | XXXX | XXXX A | A | A | A | A | A | A | A | A | A | A |
| XXXX | 4000086283 | XXXX | XXXX C | A | A | A | A | A C | A | A | A | A | A |
| XXXX | 4000086543 | XXXX | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 4000086621 | XXXX | XXXX C | N/A | N/A | N/A | N/A | N/A C B | N/A | N/A | N/A | N/A | N/A B |
| XXXX | 4000087136 | XXXX | XXXX C | A | A | A | A | A C B | A | A | A | A | A B |
| XXXX | 4000087181 | XXXX | XXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX | 4000087265 | XXXX | XXXX C | A | A | A | A | A C B | A | A | A | A | A B |
| XXXX | 4000087943 | XXXX | XXXX A | A | A | A | A | A | A | A | A | A | A |
| XXXX | 4000087944 | XXXX | XXXX C | C | C | C | C | C A B | A | A | A | A | A B |
| XXXX | 4000088788 | XXXX | XXXX A | A | A | A | A | A | A | A | A | A | A |
| XXXX | 4000088789 | XXXX | XXXX C | N/A | N/A | N/A | N/A | N/A C B | N/A | N/A | N/A | N/A | N/A B |
| XXXX | 4000088791 | XXXX | XXXX C | N/A | N/A | N/A | N/A | N/A C B | N/A | N/A | N/A | N/A | N/A B |
| XXXX | 4000093570 | XXXX | XXXX A | A | A | A | A | A | A | A | A | A | A |
| XXXX | 4000093008 | XXXX | XXXX C | A | A | A | A | A C | A | A | A | A | A |
| XXXX | 4000090288 | XXXX | XXXX A | A | A | A | A | A | A | A | A | A | A |

---

## Exhibit 99.4

**Exhibit 99.4 Schedule 2**

---

| |
|:---|
| ![](ex99-4sch2_001.jpg) |
| **Exception Detail** |
| **Run Date - 12/03/2025 1:14:21 PM** |

---

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Evolve Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Loan Exception ID** | **Exception ID** | **Exception Date** | **Exception Type** | **Exception Category** | **Exception Subcategory** | **Exception** | **Exception Detail** | **Exception Information** | **Exception Remediation** | **Compensating Factors** | **Follow-up Comments** | **Cleared Date** | **Cured Date** | **Waived Date** | **Exception Level Rating** | **Note Date** | **Property State** | **Occupancy** | **Purpose** | **Compliance Initial Loan Grade** | **Compliance Final Loan Grade** | **Originator QM ATR Status** | **TPR QM ATR Status** | **Is Curable** |
| $XXX | 4000066380 | XXXX | XXXX | XXXX | XXXX | Credit | UW Qualifications |  | UW Qualifications - UW – Exception needed |  | Deviation Request- Master HOA dwelling water coverage. |  | Compensating Factors- AA credit, great mortgage history, residual income >15k/month, nice clean collateral with significant equity, 65% LTV and 801 fico score |  |  |  | 02/05/2025 B | 2 | XXXX | MT | 2 | 1 C B | A | A |  | Safe Harbor QM (APOR) | 1 |
| $XXX | 4000075753 | XXXX | XXXX | XXXX | XXXX | Credit | UW Qualifications |  | UW Qualifications - UW – Exception needed |  | \*EXCEPTION No Ratio DSCR requires a FICO 720 or Higher |  | DEVIATION: No Ratio DSCR requires a 720 FICO or higher. Borrower's qualifying FICO is 713. 7 point exception approved by $XXX&nbsp;&nbsp;&nbsp;&nbsp; COMPENSATING FACTORS: Ownership of current and previous primary residence for $XXXyrs in addition to at least one investment property . Strong residual assets post-closing vis 104K. Funds for closing are coming from a previously sold REO via a 1031 Exchange |  |  |  | 05/11/2025 B | 2 | XXXX | NJ | 3 | 1 C B | N/A | N/A |  | Exempt | 1 |
| $XXX | 4000075753 | XXXX | XXXX | XXXX | XXXX | Credit | UW Credit |  | UW Credit - UW - Credit Other |  | \*Loss of Use/Rental Loss Insurance is not reflected on the on the Hazard Insurance policy. This is a requirement. Explanation needed and additional conditions may apply | Six months rent loss waived Loan approved as a No Ratio DSCR. Funds to close from a 1031 exchange so it is an experienced investor. |  | Client 05/13/2025 03:14 PM; Loan approved as a XXX $XXX XXXX $XXX to close from a XXXX exchange so it is an experienced investor. $XXX you. <br>Reviewer 05/14/2025 07:50 AM; Condition has been reviewed. XXX<br>| 05/14/2025 |  | A | 1 | XXXX | NJ | 3 | 1 C B | N/A | N/A |  | Exempt | 1 |
| $XXX | 4000077252 | XXXX | XXXX | XXXX | XXXX | Credit | Missing Images |  | Missing Images - Loan Review is not Final. On Hold for Missing Critical Documentation |  | The final CD is missing from the loan file. The credit review is on hold until documents are received. | Document received |  |  | 05/21/2025 |  | A | 1 | XXXX | NC | 3 | 13 A | N/A | N/A |  | Exempt | 1 |
| $XXX | 4000079407 | XXXX | XXXX | XXXX | XXXX | Credit | UW Qualifications |  | UW Qualifications - UW – Exception needed |  | EXCEPTION Minimum 2 Years Self-Employment |  | DEVIATION: Less than 2 years Self Employment COMPENSATING FACTORS: 2-year renter, borrower owns a 2nd home paid AA for last 82 months, FICO 774, Just shy 2 years self-employment but has been with company as W-2 employee, Good credit depth, light on open trades |  |  |  | 06/06/2025 B | 2 | XXXX | CA | 1 | 1 C B | A | A |  | Non-QM | 1 |
| $XXX | 4000079407 | XXXX | XXXX | XXXX | XXXX | Credit | UW Credit |  | UW Credit - UW - Credit Other |  | The Final Closing Disclosure does not reflect HOA Dues on the Estimated Taxes, Insurance & Assessments section, nor is it reflected in the Non-Escrowed Property Costs over Year 1 section. Presently shown as $XXX when it should be $XXX + HOA Dues $XXX=$XXX. An explanation is needed and additional conditions may apply. | Loan approval showing updated DTI provided. Loan still well within guidelines. |  | Client 06/06/2025 01:18 PM; Provided updated loan approval showing updated $XXX XXXX still well within guidelines. XXXX clear or escalate further. $XXX you. <br>Reviewer 06/06/2025 02:33 PM; Condition has been reviewed. XXX<br>| 06/06/2025 |  | A | 1 | XXXX | CA | 1 | 1 C B | A | A |  | Non-QM | 1 |
| $XXX | 4000076934 | XXXX | XXXX | XXXX | XXXX | Compliance | Compliance |  | Compliance - Pending Internal completion of compliance fee tests. Additional conditions may apply. |  |  | Information provided |  |  | 06/05/2025 |  | A | 1 | XXXX | WA | 1 | 1 C A | C | A |  | Non-QM | 1 |
| $XXX | 4000076934 | XXXX | XXXX | XXXX | XXXX | Compliance | Compliance |  | Compliance - TRID- Fee Tolerance Violation |  | 10% tolerance violation for increase in Recording Fee without a valid COC. Total tolerance violation of $XXX. A refund in the amount of $XXX along with Post CD, lox to borrower, copy of refund check and proof of delivery required within 60 days from consummation. | Information provided |  | Reviewer 05/21/2025 10:21 AM; NO documentation provided<br>Reviewer 06/02/2025 12:14 PM; No documentation provided<br>| 06/05/2025 |  | A | 1 | XXXX | WA | 1 | 1 C A | C | A |  | Non-QM | 1 |
| $XXX | 4000076934 | XXXX | XXXX | XXXX | XXXX | Credit | Missing Images |  | Missing Images - Loan Review is not Final. On Hold for Missing Critical Documentation |  | The credit report is missing from the loan file. The credit review is on hold until documents are received. | Documents provided |  |  | 05/20/2025 |  | A | 1 | XXXX | WA | 1 | 1 C A | C | A |  | Non-QM | 1 |
| $XXX | 4000076934 | XXXX | XXXX | XXXX | XXXX | Credit | UW Credit |  | UW Credit - UW - Credit Other |  | Sr. management approval is missing from the loan approval for non-warrantable special assessment for $XXX. | Sr Management approval to proceed with Non-warrantable special assessment. |  |  | 05/23/2025 |  | A | 1 | XXXX | WA | 1 | 1 C A | C | A |  | Non-QM | 1 |
| $XXX | 4000078346 | XXXX | XXXX | XXXX | XXXX | Valuation | UW Collateral |  | UW Collateral - UW - Appraisal Other |  | No Manager Approval in file for the subject property that is in a declining market. Declining Markets - If the property is located in a declining market as indicated by the appraisal, Senior Management approval is required. Additional conditions may apply | Manager approval received for declining market/ COMPENSATING FACTORS: In file since 2008, ASSETS AFTER CLOSE: 35M821.00, RESIDUAL: 2185.00, Good job time, good residence time, FICO 812, Not a credit abuser |  |  | 05/29/2025 |  | A | 1 | XXXX | TN | 1 | 1 C B | A | A C |  | Safe Harbor QM (APOR) | 1 |
| $XXX | 4000078346 | XXXX | XXXX | XXXX | XXXX | Credit | UW Qualifications |  | UW Qualifications - UW – Exception needed |  | \*EXCEPTION Pay shock Greater than 3.X |  | DEVIATION: Pay shock greater than 3.0X borrower currently being put up by company and previous home was free & clear COMPENSATING FACTORS: In file since 2008, ASSETS AFTER CLOSE: 35M821.00, RESIDUAL: 2185.00, Good job time, good residence time, FICO 812, Not a credit abuser |  |  |  | 05/28/2025 B | 2 | XXXX | TN | 1 | 1 C B | A | A C |  | Safe Harbor QM (APOR) | 1 |
| $XXX | 4000078346 | XXXX | XXXX | XXXX | XXXX | Credit | UW Qualifications |  | UW Qualifications - UW – Exception needed |  | \*EXCEPTION Minimum 3 tradelines 2-Active |  | DEVIATION: Borrower has no open tradelines on credit inly authorized user account COMPENSATING FACTORS: In file since 2008, ASSETS AFTER CLOSE: 35M821.00, RESIDUAL: 2185.00, Good job time, good residence time, FICO 812, Not a credit abuser |  |  |  | 05/28/2025 B | 2 | XXXX | TN | 1 | 1 C B | A | A C |  | Safe Harbor QM (APOR) | 1 |
| $XXX | 4000078986 | XXXX | XXXX | XXXX | XXXX | Credit | UW Qualifications |  | UW Qualifications - UW – Exception needed |  | First time investor is required to live in their primary residence for a minimum of 12 months. Borrower has lived with significant other for only 6 months. |  | Compensating Factors: Assets after closing of 139,539. Borrower has been working as a real estate agent for 5 years. |  |  |  | 06/04/2025 B | 2 | XXXX | TX | 3 | 1 C B | N/A | N/A |  | Exempt | 1 |
| $XXX | 4000077812 | XXXX | XXXX | XXXX | XXXX | Credit | Missing Images |  | Missing Images - Loan Review is not Final. On Hold for Missing Critical Documentation |  | The final CD from the sale of the departing residence is missing from the loan file. The credit review is on hold until documents are received. | Documents received |  |  | 06/09/2025 |  | A | 1 | XXXX | TX | 1 | 1 C A | A | A |  | Non-QM | 1 |
| $XXX | 4000077812 | XXXX | XXXX | XXXX | XXXX | Credit | UW Assets |  | UW Assets - UW - Asset Other |  | Missing signed copy for final cd from sale of departing primary home. | Received CD for prior home |  |  | 06/11/2025 |  | A | 1 | XXXX | TX | 1 | 1 C A | A | A |  | Non-QM | 1 |
| $XXX | 4000064337 | XXXX | XXXX | XXXX | XXXX | Credit | UW Qualifications |  | UW Qualifications - UW – Exception needed |  | 6 months seasoning required for cash out refinances. Borrower purchased property in an LLC and not deeded into personal name. Exception granted for cash out with less than 6 months seasoning. |  | Compensating factors: Excellent credit score of 759. 4. 4.7-month reserve when minimum requirement is 3 months. Self-employed for 10 years. Decreasing rate from 10% to 8.75. |  |  |  | 06/26/2025 B | 2 | XXXX | FL | 1 | 13 C B | A | A |  | Non-QM | 1 |
| $XXX | 4000064337 | XXXX | XXXX | XXXX | XXXX | Credit | UW Credit |  | UW Credit - UW - Credit Other |  | Provide updated loan approval reflecting interest rate of 8.75. Loan approval in file is approved at 8.50, loan closed at 8.75. | Revised LDL provided |  |  | 07/16/2025 |  | A | 1 | XXXX | FL | 1 | 13 C B | A | A |  | Non-QM | 1 |
| $XXX | 4000064337 | XXXX | XXXX | XXXX | XXXX | Credit | UW Qualifications |  | UW Qualifications - UW – Exception needed |  | Exception Approval for property listed last 12 months missing from file. Loan approval must be updated to reflect correct rate of $XXX and reserves of $XXX. |  | Exception granted for a seasoning issue. This request is to allow the LLC history act as seasoning since the LLC owner and borrower are the same. Compensating factors: Excellent credit score of 759. 4. 4.7-month reserve when minimum requirement is 3 months. Self-employed for 10 years. Decreasing rate from 10% to 8.75. |  |  |  | 07/16/2025 B | 2 | XXXX | FL | 1 | 13 C B | A | A |  | Non-QM | 1 |
| $XXX | 4000064337 | XXXX | XXXX | XXXX | XXXX | Credit | UW Qualifications |  | UW Qualifications - UW – Exception needed |  | Updated approval for seasoning required to reflect correct rate of $XXX and reserves of $XXX. | LDL provided reflects rate of $XXX and required reserves of $XXX Reserves were $XXX |  |  | 07/16/2025 |  | A | 1 | XXXX | FL | 1 | 13 C B | A | A |  | Non-QM | 1 |
| $XXX | 4000064337 | XXXX | XXXX | XXXX | XXXX | Credit | UW Credit |  | UW Credit - UW - Credit Other |  | Provide evidence of loan extension for $XXX. Per most recent payoff, the loan matured $XXX. Loan closed $XXX. Verify loan was not in default. | Payment history received did not reflect default |  | Reviewer 06/26/2025 11:24 AM; Payoff was moved XXX<br>| 07/16/2025 |  | A | 1 | XXXX | FL | 1 | 13 C B | A | A |  | Non-QM | 1 |
| $XXX | 4000079450 | XXXX | XXXX | XXXX | XXXX | Credit | Closing Package |  | Closing Package - |  | Please provide personal guaranty for $XXX. | Information provided |  |  | 07/16/2025 |  | A | 1 | XXXX | FL | 3 | 3 C A | N/A | N/A |  | Exempt | 1 |
| $XXX | 4000079450 | XXXX | XXXX | XXXX | XXXX | Credit | Closing Package |  | Closing Package - |  | Please provide updated closing docs that reflect the correct LLC name with the "S" in $XXX. ($XXX) | correct operating agreement uploaded |  | Reviewer 06/27/2025 03:43 PM; Operating agreement reflects XXXX who builds. XXXX provide corrected XXXX XXXX<br>Reviewer 07/16/2025 09:22 AM; Operating agreement reflects XXXX should be XXXX in the name. XXXXX remains open<br>| 07/16/2025 |  | A | 1 | XXXX | FL | 3 | 3 C A | N/A | N/A |  | Exempt | 1 |
| $XXX | 4000079450 | XXXX | XXXX | XXXX | XXXX | Credit | Note |  | Note - Other: |  | Please provide updated note that removes $XXX as an individual and only reflects as a member. | Information provided |  |  | 07/16/2025 |  | A | 1 | XXXX | FL | 3 | 3 C A | N/A | N/A |  | Exempt | 1 |
| $XXX | 4000082236 | XXXX | XXXX | XXXX | XXXX | Credit | UW Assets |  | UW Assets - UW - Asset Other |  | CD from sale of $XXX netting minimum $XXX missing from file. | Received CD |  |  | 07/07/2025 |  | A | 1 | XXXX | NY | 1 | 1 C A | A | A |  | Safe Harbor QM (APOR) | 1 |
| $XXX | 4000080703 | XXXX | XXXX | XXXX | XXXX | Valuation | Appraisal |  | Appraisal - FEMA Disaster Re-certification Required |  | The subject property was in a disaster area and the Appraisal effective date was before the incident date. Please provide Re-certification. | Information provided |  |  | 06/25/2025 |  | A | 1 | XXXX | MO | 3 | 1 C B | N/A | N/A C |  | Exempt | 1 |
| $XXX | 4000080703 | XXXX | XXXX | XXXX | XXXX | Credit | UW Qualifications |  | UW Qualifications - UW – Exception needed |  | EXCEPTION Minimum Loan Amount $XXX; Max LTV for First Time Investor 75% |  | DEVIATION: Management review and approval of low loan amount and LIV exception for first-time investor. Appraisal to support NOT in a declining market, DSCR greater than 1% with long-term rents. Senior Management approval in file for 3 months reserves. COMPENSATING FACTORS: Seasoned homeowner for 7 years, Excellent credit with no derogatory credit, No major credit events. |  |  |  | 06/13/2025 B | 2 | XXXX | MO | 3 | 1 C B | N/A | N/A C |  | Exempt | 1 |
| $XXX | 4000080703 | XXXX | XXXX | XXXX | XXXX | Credit | UW Credit |  | UW Credit - UW - Credit Other |  | \*SS Card reflects Valid for Work Only with DHS Authorization Dated $XXX Explanation needed as 1003 reflects the borrower is a US Citizen. Leaving as US Citizen as additional conditions may apply based on the explanation | Received US passport |  |  | 06/22/2025 |  | A | 1 | XXXX | MO | 3 | 1 C B | N/A | N/A C |  | Exempt | 1 |
| $XXX | 4000083172 | XXXX | XXXX | XXXX | XXXX | Credit | Closing Package |  | Closing Package - First Payment Letter Missing or Incorrect |  | First Payment Letter Total Payment does not equal Calculated Total Payment. | Information provided |  | Reviewer 07/16/2025 02:20 PM; XXXX payment letter has not been provided<br>| 07/17/2025 |  | A | 1 | XXXX | CA | 3 | 13 B A | A | A |  | Safe Harbor QM (APOR) | 1 |
| $XXX | 4000083172 | XXXX | XXXX | XXXX | XXXX | Credit | Closing Package |  | Closing Package - IEADS Initial Escrow Account Disclosure Missing or Incorrect |  | IEADS Initial Deposit does not equal Calculated Initial Escrow Account Balance. | Information provided |  |  | 07/16/2025 |  | A | 1 | XXXX | CA | 3 | 13 B A | A | A |  | Safe Harbor QM (APOR) | 1 |
| $XXX | 4000077355 | XXXX | XXXX | XXXX | XXXX | Credit | Note |  | Note - Other: |  | The Prepayment Addendum To Note did not reflect the term for the prepayment period. Provide updated Prepayment Addendum To Note with term of prepayment period. | Information provided |  | Reviewer 06/10/2025 10:11 AM; No documentation provided<br>| 07/14/2025 |  | A | 1 | XXXX | HI | 3 | 3 C A | N/A | N/A |  | Exempt | 1 |
| $XXX | 4000077355 | XXXX | XXXX | XXXX | XXXX | Credit | Deed of Trust/Mortgage |  | Deed of Trust/Mortgage - Prepayment Penalty Rider terms incorrect. |  | The Prepayment Rider did not reflect the term for the prepayment period. Provide updated Prepayment Rider with term of prepayment period and a Letter of Intent to Re-record. | Information provided |  | Reviewer 06/10/2025 10:11 AM; Prepayment XXXX $XXX has not been corrected. XXXXX remains open<br>| 07/14/2025 |  | A | 1 | XXXX | HI | 3 | 3 C A | N/A | N/A |  | Exempt | 1 |
| $XXX | 4000083619 | XXXX | XXXX | XXXX | XXXX | Compliance | Compliance |  | Compliance - Pending internal completion of RESPA review. Additional conditions may apply. |  |  | Information provided |  |  | 07/15/2025 |  | A | 1 | XXXX | CA | 1 | 1 C A | C | A |  | Safe Harbor QM (APOR) | 1 |
| $XXX | 4000083619 | XXXX | XXXX | XXXX | XXXX | Compliance | Compliance |  | Compliance - TRID CD- Need proof CD was received 3 days prior to consummation |  | Need proof Intial CD was received 3 days prior to consummation. CD is dated $XXX | Information provided |  |  | 07/15/2025 |  | A | 1 | XXXX | CA | 1 | 1 C A | C | A |  | Safe Harbor QM (APOR) | 1 |
| $XXX | 4000085465 | XXXX | XXXX | XXXX | XXXX | Credit | UW Credit |  | UW Credit - UW - Fraud Alert documentation |  | Provide a fraud report with all high and medium alerts cleared. | Received fraud report with alerts cleared |  |  | 07/29/2025 |  | A | 1 | XXXX | CA | 3 | 1 C A | A | A |  | Exempt | 1 |
| $XXX | 4000080448 | XXXX | XXXX | XXXX | XXXX | Credit | UW Credit |  | UW Credit - UW - Credit Other |  | Provide final loan approval | Received final approval |  |  | 07/30/2025 |  | A | 1 | XXXX | NY | 3 | 1 C A | N/A | N/A |  | Exempt | 1 |
| $XXX | 4000083481 | XXXX | XXXX | XXXX | XXXX | Credit | UW Credit |  | UW Credit - UW - Credit Other |  | Provide final loan approval. | Received final approval |  |  | 07/31/2025 |  | A | 1 | XXXX | VA | 3 | 1 C A | N/A | N/A |  | Exempt | 1 |
| $XXX | 4000085442 | XXXX | XXXX | XXXX | XXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Second collateral evaluation is required. |  | Provide secondary valuation as CU score was not determined. | Received CDA |  |  | 08/03/2025 |  | A | 1 | XXXX | CA | 3 | 13 C A | N/A | N/A C |  | Exempt | 1 |
| $XXX | 4000085971 | XXXX | XXXX | XXXX | XXXX | Credit | UW Qualifications |  | UW Qualifications - UW – Exception needed |  | Guidelines require DSCR > 1.0 for first time investor and needs to have 12 months of experience as a landlord. Borrower purchased an addition investment property $XXX so has landlord experience. |  | Compensating Factors: Prior landlord experience but under 12 months; Approximately 25 months reserves. |  |  |  | 08/06/2025 B | 2 | XXXX | NV | 3 | 1 C B | N/A | N/A |  | Exempt | 1 |
| $XXX | 4000085971 | XXXX | XXXX | XXXX | XXXX | Credit | UW Credit |  | UW Credit - UW - Credit Other |  | Provide final loan approval | Received loan approval |  |  | 08/07/2025 |  | A | 1 | XXXX | NV | 3 | 1 C B | N/A | N/A |  | Exempt | 1 |
| $XXX | 4000085971 | XXXX | XXXX | XXXX | XXXX | Credit | UW Credit |  | UW Credit - UW - Credit Other |  | Provide condo questionnaire. A partial questionnaire was provided but is missing pages 8-9. | Received condo questionnaire |  |  | 08/07/2025 |  | A | 1 | XXXX | NV | 3 | 1 C B | N/A | N/A |  | Exempt | 1 |
| $XXX | 4000085024 | XXXX | XXXX | XXXX | XXXX | Credit | UW Credit |  | UW Credit - UW - Satisfactory 12 mth Rental |  | Missing Verification of Rental or 12 months cancelled rent checks. | Received bank statements reflecting rent paid. |  |  | 07/23/2025 |  | A | 1 | XXXX | AZ | 1 | 1 C A | A | A |  | Non-QM | 1 |
| $XXX | 4000084832 | XXXX | XXXX | XXXX | XXXX | Valuation | UW Collateral |  | UW Collateral - UW - Appraisal Other |  | \* Appraisal - Broker appraisal // NOT AMC approved appraiser - requires Manager Approval. |  | Received exception approval for appraiser. compensating Factors - owned primary- 5 years, score 797, residual $6369. | Reviewer 07/24/2025 10:55 AM; Document received did not include approval for non approved appraiser.<br>|  |  | 07/24/2025 B | 2 | XXXX | UT | 2 | 1 C B | A | A C B |  | Safe Harbor QM (APOR) | 1 |
| $XXX | 4000084832 | XXXX | XXXX | XXXX | XXXX | Credit | UW Qualifications |  | UW Qualifications - UW - DTI exceeds maximum limit |  | Max DTI < 50%. Current DTI of 53.682% exceeds the MAX of 50%. The difference is due to a new HELOC that was taken out on the Primary Residence for assets to close. This debt was not included in the debt calculations. (HELOC payment amount of $XXX was excluded) |  | Received exception approval for DTI >50%. compensating Factors - owned primary- 5 years, score 797, residual $6369. |  |  |  | 07/24/2025 B | 2 | XXXX | UT | 2 | 1 C B | A | A C B |  | Safe Harbor QM (APOR) | 1 |
| $XXX | 4000083756 | XXXX | XXXX | XXXX | XXXX | Credit | UW Income/Employment |  | UW Income/Employment - UW - Income Other |  | File is missing statement from CPA stating they analyzed the borrowers business financial statements during preparation of the P&L, and they have filed the most recent tax returns. | The CPA letter in file indicates that he has completed the 2024 business returns and completed the 2024 P&L & YTD P&L. |  | Client 07/25/2025 10:48 AM; The XXXX letter in file indicates that he has completed the XXXX business returns and completed the XXXX XXXX & ytd $XXX $XXX you. <br>Reviewer 07/25/2025 11:19 AM; Condition has been reviewed. XXX<br>| 07/25/2025 |  | A | 1 | XXXX | TX | 1 | 1 C B | A | A |  | Safe Harbor QM (APOR) | 1 |
| $XXX | 4000083756 | XXXX | XXXX | XXXX | XXXX | Credit | UW Qualifications |  | UW Qualifications - UW – Exception needed |  | Max loan amount $1,000,000. Exception Approval for loan amount of $XXX in file. |  | Compensating factors: Borrower shave owned business for 4+ years. 37% DTI well below the max allowed of 50%, Verified residual income $33500 well above minimum requirement of $1750. $487300 in reserves. Perfect mortgage history. Payment shock 1.7%, well below maximum of 3.0%. |  |  |  | 07/22/2025 B | 2 | XXXX | TX | 1 | 1 C B | A | A |  | Safe Harbor QM (APOR) | 1 |
| $XXX | 4000083756 | XXXX | XXXX | XXXX | XXXX | Credit | UW Qualifications |  | UW Qualifications - UW – Exception needed |  | Max LTV with 720 FICO on Primary Purchase. Exception approved for 80% LTV with 729 FICO. |  | Compensating factors: Borrower shave owned business for 4+ years. 37% DTI well below the max allowed of 50%, Verified residual income $33500 well above minimum requirement of $1750. $487300 in reserves. Perfect mortgage history. Payment shock 1.7%, well below maximum of 3.0%. |  |  |  | 07/22/2025 B | 2 | XXXX | TX | 1 | 1 C B | A | A |  | Safe Harbor QM (APOR) | 1 |
| $XXX | 4000084487 | XXXX | XXXX | XXXX | XXXX | Credit | UW Qualifications |  | UW Qualifications - UW – Exception needed |  | Guidelines require senior management approval for loan amounts greater than $1M. |  | Compensating Factors: 12 years self-employment; FICO scores 715 and 742; credit paid as agreed; $400K in savings. |  |  |  | 08/01/2025 B | 2 | XXXX | UT | 1 | 1 C B | A | A |  | Non-QM | 1 |
| $XXX | 4000087524 | XXXX | XXXX | XXXX | XXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Second collateral evaluation is required. |  | Provide secondary valuation as CU score is > 2.5. | Received CDA |  |  | 08/11/2025 |  | A | 1 | XXXX | CA | 3 | 1 C A | A | A C |  | Exempt | 1 |
| $XXX | 4000087519 | XXXX | XXXX | XXXX | XXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Second collateral evaluation is required. |  | Provide secondary valuation as CU score is > 2.5. FNMA CU score was 2.6 and FHMLC CU Score is 3. | Received CDA |  |  | 08/13/2025 |  | A | 1 | XXXX | TX | 3 | 1 C A | A | A C |  | Exempt | 1 |
| $XXX | 4000084200 | XXXX | XXXX | XXXX | XXXX | Compliance | Closing Package |  | Closing Package - |  | Please provide the Lender's Approval. | Information provided |  | Reviewer 08/13/2025 02:05 PM; Suspense provided. XXXX XXXX approval<br>| 08/15/2025 |  | A | 1 | XXXX | CA | 1 | 1 C A | C | A |  | Safe Harbor QM (APOR) | 1 |
| $XXX | 4000084200 | XXXX | XXXX | XXXX | XXXX | Credit | UW Assets |  | UW Assets - UW - Asset Other |  | File is short funds for reserves required for Expanded Prime Plus guidelines. The required reserves per the Expanded Prime Plus Guidelines are $XXX. Only $XXX was verified, leaving a shortage of $XXX. | Total assets provided were $XXX + Gift $XXX = $XXX Reserves $XXX |  | Reviewer 08/15/2025 11:52 AM; Documents received did not include additional assets<br>Client 08/20/2025 03:19 PM; Updated additional reserves with XXXX and updated gift letter uploaded to another condition <br>Reviewer 08/20/2025 04:12 PM; Hello, <br> XXX additional documents have been uploaded since XXXX XXXX upload $XXX you<br>| 08/21/2025 |  | A | 1 | XXXX | CA | 1 | 1 C A | C | A |  | Safe Harbor QM (APOR) | 1 |
| $XXX | 4000084200 | XXXX | XXXX | XXXX | XXXX | Credit | UW Assets |  | UW Assets - UW - Asset Other |  | All pages of $XXX account #$XXX is missing from the file. Page 4 is missing. Per the Expanded Prime Plus Guidelines, all pages of bank statements are required. | Received page 4 |  |  | 08/15/2025 |  | A | 1 | XXXX | CA | 1 | 1 C A | C | A |  | Safe Harbor QM (APOR) | 1 |
| $XXX | 4000084200 | XXXX | XXXX | XXXX | XXXX | Credit | UW Assets |  | UW Assets - UW - Asset Other |  | $XXX total gifts are missing from the final CD. Per the Expanded Prime Plus Guidelines and the final loan approval, 2 gifts were included in the total assets to close. The final loan approval reflects one gift from XXXX $XXX However, only $XXX is reflected on the final CD. Verification of the additional $XXX, wire confirmation for the $XXX and updated CD required. | Total assets provided were $XXX + Gift $XXX = $XXX |  | Reviewer 08/15/2025 11:52 AM; Documents received did not include additional assets<br>Client 08/20/2025 04:19 PM; Updated additional reserves with XXXX and updated gift letter uploaded to another condition <br>Reviewer 08/21/2025 04:42 AM; Condition has been reviewed. XXX<br>| 08/21/2025 |  | A | 1 | XXXX | CA | 1 | 1 C A | C | A |  | Safe Harbor QM (APOR) | 1 |
| $XXX | 4000084200 | XXXX | XXXX | XXXX | XXXX | Credit | UW Assets |  | UW Assets - UW - Asset Other |  | $XXX total gifts are missing from the final CD. Per the Expanded Prime Plus Guidelines and the final loan approval, 2 gifts were included in the total assets to close. The final loan approval reflects one gift from XXXX for $XXX from $XXX account #$XXX However, only $XXX is reflected on the final CD. Verification of the $XXX, wire confirmation for the $XXXand updated CD required. | Total assets provided were $XXX + Gift $XXX = $XXX |  | Reviewer 08/15/2025 11:52 AM; Documents received did not include additional assets<br>Client 08/20/2025 04:19 PM; Updated additional reserves with XXXX and updated gift letter uploaded to another condition <br>Reviewer 08/21/2025 04:42 AM; Condition has been reviewed. XXX<br>| 08/21/2025 |  | A | 1 | XXXX | CA | 1 | 1 C A | C | A |  | Safe Harbor QM (APOR) | 1 |
| $XXX | 4000084230 | XXXX | XXXX | XXXX | XXXX | Compliance | Compliance |  | Compliance - TRID CD- Other |  | Please provide a PCCD including all Contact Information for the lender on page 5. | Information provided |  |  | 08/15/2025 |  | A | 1 | XXXX | CA | 1 | 1 C A | C | A C |  | Non-QM | 1 |
| $XXX | 4000084230 | XXXX | XXXX | XXXX | XXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Second collateral evaluation is required. |  | A CDA is missing from the file. The guidelines require a CDA for files with a CU score > 2.5, the subject CU score is 4. | Received CDA |  |  | 08/15/2025 |  | A | 1 | XXXX | CA | 1 | 1 C A | C | A C |  | Non-QM | 1 |
| $XXX | 4000084230 | XXXX | XXXX | XXXX | XXXX | Compliance | Compliance |  | Compliance - Pending Internal completion of compliance fee tests. Additional conditions may apply. |  |  | Information provided |  |  | 08/15/2025 |  | A | 1 | XXXX | CA | 1 | 1 C A | C | A C |  | Non-QM | 1 |
| $XXX | 4000084230 | XXXX | XXXX | XXXX | XXXX | Compliance | Compliance |  | Compliance - TRID- Fee Tolerance Violation |  | Loan is failing 0% tolerance for a Lock Extension fee added to Sec A of final CD without a valid change of circumstance. Violation amount is $XXX. Need a PCCD with cure, lox to borrower, proof of refund, and evidence of payment shipped, all within 60 days of consummation. | Information provided |  | Reviewer 08/13/2025 07:12 PM; On the $XXX please also include all XXXX $XXX$XXX for the lender on page XXX<br>| 08/15/2025 |  | A | 1 | XXXX | CA | 1 | 1 C A | C | A C |  | Non-QM | 1 |
| $XXX | 4000085849 | XXXX | XXXX | XXXX | XXXX | Credit | UW Qualifications |  | UW Qualifications - UW – Exception needed |  | Assets in a Trust account are not permitted to be used as qualifying assets for the Expanded Prime Plus Asset Qualifying Program. Approval in file to allow trust assets in qualifying. |  | compensating factors: 28.57% LTV below max LTV 85%, $3,246560 in reserves above a minimum of $450,000, excellent credit with FICO 755, Net proceeds from sale of residence XXXX not included in asset qualifier calculation. |  |  |  | 08/15/2025 B | 2 | XXXX | TX | 1 | 1 C B | A | A |  | Safe Harbor QM (APOR) | 1 |
| $XXX | 4000083616 | XXXX | XXXX | XXXX | XXXX | Compliance | Note |  | Note - Other: |  | Please provide update note that reflects the city of $XXX per legal description. | Documents provided |  | Reviewer 08/18/2025 04:25 PM; Corrected XXXX has not been provided<br>Client 08/19/2025 10:07 AM; Per legal and title, the affidavit uploaded is sufficient to satisfy this finding. XXXX escalate if needed. XXXX<br>Reviewer 08/19/2025 10:27 AM; <br>Reviewer 08/19/2025 12:07 PM; Hello <br> XXXX has been cleared. <br>$XXX<br>| 08/19/2025 |  | A | 1 | XXXX | CT | 1 | 1 C B | C | A |  | Safe Harbor QM (APOR) | 1 |
| $XXX | 4000083616 | XXXX | XXXX | XXXX | XXXX | Credit | UW Qualifications |  | UW Qualifications - UW – Exception needed |  | Guidelines-Max pay shock is 3x. Deviation Request-Pay shock is 4x. |  | Compensating Factors-796 fico score is over the minimum requirement, assets over $900k after close and does not abuse credit. |  |  |  | 07/14/2025 B | 2 | XXXX | CT | 1 | 1 C B | C | A |  | Safe Harbor QM (APOR) | 1 |
| $XXX | 4000089619 | XXXX | XXXX | XXXX | XXXX | Valuation | UW Collateral |  | UW Collateral - UW - Appraisal Other |  | The appraisal is from the broker and is not $XXX approved. |  | The client waived the requirements for the Appraiser to be AMC approved with the following compensating factors: The Mid FICO score is 705 over the minimum score of 660. The borrower has a credit depth of 23 years. The borrowers have over the minimum reserves after closing at $81373.93 which is over 38 months reserves. Minimum required reserves on this loan is 6 months. |  |  |  | 08/19/2025 B | 2 | XXXX | TX | 3 | 3 C B | N/A | N/A C B |  | Exempt | 1 |
| $XXX | 4000089619 | XXXX | XXXX | XXXX | XXXX | Credit | UW Qualifications |  | UW Qualifications - UW – Exception needed |  | The subject LTV of 80% exceeds guidelines. The max LTV for a DSCR R/T refinance is 75%. |  | Exception approval received for 80% LTV/compensating factors - The Mid FICO score is 705 over the minimum score of 660. The borrower has a credit depth of 23 years. The borrowers have over the minimum reserves after closing at $81373.93 which is over 38 months reserves. Minimum required reserves on this loan is 6 months. |  |  |  | 08/20/2025 B | 2 | XXXX | TX | 3 | 3 C B | N/A | N/A C B |  | Exempt | 1 |
| $XXX | 4000086541 | XXXX | XXXX | XXXX | XXXX | Credit | UW Qualifications |  | UW Qualifications - UW – Exception needed |  | Deviating from Divorce Decree for child support DEVIATION REQUEST use of "handshake agreement" for child support of less than what decree states of $XXX/mo, using $XXX/mo |  | COMPENSATING FACTORS: Excellent credit 719 fico, no lates, 20+ year job as teacher for $XXX, Low ltv 65%, 80+months reserves. Per lender - Borrower only has evidence of receiving the $1,500.00 from their ex-husband, bank statements in file show the $1,500.00 being received from $XXX, we would not give the borrower income credit for the entire $2,600.00 amount that is outlined in the divorce decree as they only had evidence of receiving the $1,500.00. |  |  |  | 08/18/2025 B | 2 | XXXX | CA | 1 | 1 C B | A | A |  | Safe Harbor QM (APOR) | 1 |
| $XXX | 4000084432 | XXXX | XXXX | XXXX | XXXX | Credit | Flood Certificate |  | Flood Certificate - Property address incorrect or missing |  | Please provide an updated flood certificate that reflects the correct property address per legal description. ($XXX) | Information provided |  | Reviewer 09/02/2025 08:37 AM; Received $XXX XXXX $XXX XXXX with correct address. <br>| 09/03/2025 |  | A | 1 | XXXX | PA | 3 | 13 C A | N/A | N/A |  | Exempt | 1 |
| $XXX | 4000084432 | XXXX | XXXX | XXXX | XXXX | Credit | Hazard Insurance |  | Hazard Insurance - property address is incorrect. |  | Please provide an updated hazard policy that reflects the correct property address per legal description. ($XXX) | Information provided |  |  | 08/29/2025 |  | A | 1 | XXXX | PA | 3 | 13 C A | N/A | N/A |  | Exempt | 1 |
| $XXX | 4000084840 | XXXX | XXXX | XXXX | XXXX | Credit | UW Qualifications |  | UW Qualifications - UW – Exception needed |  | First Time Homebuyer maximum DTI is 45%. Senior Management Approval in file to allow DTI of 49.98%. |  | Compensating factors: FICO 796 above minimum requirement of 680.ALl credit paid AA, LTV 67.93 below maximum LTV 90%. |  |  |  | 08/22/2025 B | 2 | XXXX | ID | 1 | 1 C B | A | A |  | Non-QM | 1 |
| $XXX | 4000084840 | XXXX | XXXX | XXXX | XXXX | Credit | UW Income/Employment |  | UW Income/Employment - UW - Income Other |  | Required Residual income for a family of 6 is $XXX. Borrower has residual income of $XXX. |  | Exception approval received for residual income/ Compensating factors: FICO 796 above minimum requirement of 680. All credit paid AA, LTV 67.93 below maximum LTV 90%. |  |  |  | 08/27/2025 B | 2 | XXXX | ID | 1 | 1 C B | A | A |  | Non-QM | 1 |
| $XXX | 4000084840 | XXXX | XXXX | XXXX | XXXX | Credit | UW Credit |  | UW Credit - UW - Credit Other |  | Addendum to the preliminary title report reflecting loan amount $XXX is missing from the file. The prelim in file reflects $XXX, below the loan amount. | Received revised title |  |  | 08/27/2025 |  | A | 1 | XXXX | ID | 1 | 1 C B | A | A |  | Non-QM | 1 |
| $XXX | 4000085316 | XXXX | XXXX | XXXX | XXXX | Credit | UW Qualifications |  | UW Qualifications - UW – Exception needed |  | GUIDELINE Minimum Loan Amount $150k Deviation Request Loan amount less then $150k, LA $136800 |  | COMPENSATING FACTORS: FICO 766, Excellent credit history over 13yrs/26yrs combined, verified MTG history with no lates, Seasoned investor. Low LTV 72% with Max 85% |  |  |  | 08/26/2025 B | 2 | XXXX | OH | 3 | 1 C B | N/A | N/A |  | Exempt | 1 |
| $XXX | 4000086283 | XXXX | XXXX | XXXX | XXXX | Credit | UW Credit |  | UW Credit - UW - Credit Other |  | Loan approval needs to be updated to reflect the correct monthly payment. The loan approval shows $1849.25/month and did not include the $70.44 estimated taxes. The correct amount is $1919.69 which is on all the other documents. This is causing the DTI to be off the correct DTI is 34.111/38.767. | Received revised approval |  |  | 08/24/2025 |  | A | 1 | XXXX | PA | 1 | 1 C A | A | A |  | Non-QM | 1 |
| $XXX | 4000088718 | XXXX | XXXX | XXXX | XXXX | Compliance | Compliance |  | Compliance - Pending Internal completion of compliance fee tests. Additional conditions may apply. |  |  | Information provided |  |  | 09/16/2025 |  | A | 1 | XXXX | CA | 2 | 3 C A | C | A |  | Non-QM | 1 |
| $XXX | 4000088718 | XXXX | XXXX | XXXX | XXXX | Compliance | Compliance |  | Compliance - TRID CD- Need proof CD was received 3 days prior to consummation |  | Need proof the initial CD dated $XXX sent via $XXX was received 3 days prior to consummation. | Information provided |  |  | 09/16/2025 |  | A | 1 | XXXX | CA | 2 | 3 C A | C | A |  | Non-QM | 1 |
| $XXX | 4000079039 | XXXX | XXXX | XXXX | XXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Second collateral evaluation is required. |  | A CU Score was not provided. The FNMA/FHMLC CU summary provided was expired. A 1004D was provided based on the age of the appraisal and a new summary should be provided. | CU score received = 1 |  |  | 09/15/2025 |  | A | 1 | XXXX | NY | 3 | 1 C A | N/A | N/A C |  | Exempt | 1 |
| $XXX | 4000085977 | XXXX | XXXX | XXXX | XXXX | Valuation | UW Collateral |  | UW Collateral - UW - Appraisal Report Missing |  | As per LendSure guidelines, 2 appraisals are required when the loan amount exceeds $1.5M. Loan amount is $XXX. One appraisal is in the file. | Second appraisal received |  |  | 09/03/2025 |  | A | 1 | XXXX | WA | 1 | 3 D B | A | A D |  | Safe Harbor QM (APOR) | 1 |
| $XXX | 4000085977 | XXXX | XXXX | XXXX | XXXX | Credit | UW Income/Employment |  | UW Income/Employment - UW - Missing/Incomplete VOE |  | As per LendSure guidelines, a verbal VOE must be obtained for each borrower within 10 business days of closing. Missing for Borrower. | VVOE dated $XXX provided |  |  | 09/03/2025 |  | A | 1 | XXXX | WA | 1 | 3 D B | A | A D |  | Safe Harbor QM (APOR) | 1 |
| $XXX | 4000085977 | XXXX | XXXX | XXXX | XXXX | Credit | UW Income/Employment |  | UW Income/Employment - UW - Missing/Incomplete VOE |  | As per LendSure guidelines, a verbal VOE must be obtained for each borrower within 10 business days of closing. Missing for Co-Borrower. | VVOE dated $XXX provided |  |  | 09/03/2025 |  | A | 1 | XXXX | WA | 1 | 3 D B | A | A D |  | Safe Harbor QM (APOR) | 1 |
| $XXX | 4000085977 | XXXX | XXXX | XXXX | XXXX | Credit | UW Qualifications |  | UW Qualifications - UW – Exception needed |  | Max LTV is 70% for a Lendsure Super Prime R/T with a loan amount > $2,000,000 is 70%. Subject loan amount is $XXX and LTV 75%. |  | Client waived with compensating factors: FICO 790, all AA mortgage history, $1,803,947.26 reserves (112.41mo.), residual income $25,234.01 | Client 09/04/2025 05:36 PM; LTV addressed in loan approval and XXXX approval in file reflects second level senior management approval + second approval by senior management. $XXX you. <br>Reviewer 09/05/2025 06:08 AM; Condition has been reviewed. XXX<br>|  |  | 09/05/2025 B | 2 | XXXX | WA | 1 | 3 D B | A | A D |  | Safe Harbor QM (APOR) | 1 |
| $XXX | 4000086113 | XXXX | XXXX | XXXX | XXXX | Credit | UW Qualifications |  | UW Qualifications - UW – Exception needed |  | As per LendSure Super-Prime/Alt A guidelines, Borrowers must be self employed for 2+ years. Borrower has been only self employed since 9/21/24. | Borrower has provided LOE explaining that they have a history of running gas stations since 2014 |  | Client 09/03/2025 05:33 PM; Borrower has provided XXXX explaining that they have a history of running gas stations. $XXX$XXX for review. $XXX you. <br>Reviewer 09/03/2025 08:44 PM; Condition has been reviewed. XXX<br>| 09/03/2025 |  | A | 1 | XXXX | MA | 1 | 1 C A | A | A |  | Non-QM | 1 |
| $XXX | 4000086621 | XXXX | XXXX | XXXX | XXXX | Credit | UW Credit |  | UW Credit - UW - Credit Other |  | The minimum required DSCR is 1.00 and the loan is at .89. |  | Client waived with compensating factors: The borrower's FICO is 797, and the minimum at 680. The mortgage was paid 0x30x99, and the minimum required is 0x30x24. The borrower has $548,986.69 or 187 months in reserves, and 6 months is the minimum required. |  |  |  | 09/03/2025 B | 2 | XXXX | SC | 3 | 1 C B | N/A | N/A |  | Exempt | 1 |
| $XXX | 4000087136 | XXXX | XXXX | XXXX | XXXX | Credit | UW Qualifications |  | UW Qualifications - UW – Exception needed |  | Loan amount over 1 million requires senior management approval. |  | Client Waived with Compensating Factors:779 FICO score where the minimum required is 700, Borrower is an experienced investor, Residual income of $15,375.43 exceeds the minimum required of $2000.00. |  |  |  | 08/29/2025 B | 2 | XXXX | CA | 1 | 1 C B | A | A |  | Safe Harbor QM (APOR) | 1 |
| $XXX | 4000087265 | XXXX | XXXX | XXXX | XXXX | Credit | UW Qualifications |  | UW Qualifications - UW – Exception needed |  | As per $XXX Condominium guidelines, no more than 15% of the monthly HOA fee's can be 60 days late. Currently 17% of the owners are late 60 days or more. |  | Client Waived with Compensating Factors: Minimal credit user with no balances on current trades. The Verification of Rent shows 65 months of 0x30 rental history. Residual income is $9969.25. Only $1500 is required. Borrower has 65.9 mo reserves. 6 months is required. |  |  |  | 08/27/2025 B | 2 | XXXX | CA | 1 | 1 C B | A | A |  | Non-QM | 1 |
| $XXX | 4000087265 | XXXX | XXXX | XXXX | XXXX | Credit | UW Qualifications |  | UW Qualifications - UW – Exception needed |  | As per $XXX condominium guidelines, a condominium HOA should not be in litigation but can be approved with management approval. |  | Client Waived with Compensating Factors: Minimal credit user with no balances on current trades. The Verification of Rent shows 65 months of 0x30 rental history. Residual income is $9969.25. Only $1500 is required. Borrower has 65.9 mo reserves. 6 months is required. |  |  |  | 08/27/2025 B | 2 | XXXX | CA | 1 | 1 C B | A | A |  | Non-QM | 1 |
| $XXX | 4000087944 | XXXX | XXXX | XXXX | XXXX | Compliance | Compliance |  | Compliance - Pending Internal completion of compliance fee tests. Additional conditions may apply. |  |  | Information provided |  |  | 09/05/2025 |  | A | 1 | XXXX | MT | 1 | 1 C B | C | A |  | Non-QM | 1 |
| $XXX | 4000087944 | XXXX | XXXX | XXXX | XXXX | Compliance | Compliance |  | Compliance - TRID CD- Need proof CD was received 3 days prior to consummation |  | Need proof initial CD was provided 3 days prior to consummation. CD provided is dated $XXX | Information provided |  |  | 09/05/2025 |  | A | 1 | XXXX | MT | 1 | 1 C B | C | A |  | Non-QM | 1 |
| $XXX | 4000087944 | XXXX | XXXX | XXXX | XXXX | Credit | UW Qualifications |  | UW Qualifications - UW – Exception needed |  | Borrower has 1 active tradeline when at least 2 are required. |  | Client waived with compensating factors: FICO scores of 815/725 when 660 is required, Residual income of 12,613.04 when 2000.00 is required, DTI of 20.018 when max allowed is 50%. |  |  |  | 09/02/2025 B | 2 | XXXX | MT | 1 | 1 C B | C | A |  | Non-QM | 1 |
| $XXX | 4000087944 | XXXX | XXXX | XXXX | XXXX | Credit | UW Qualifications |  | UW Qualifications - UW – Exception needed |  | Borrowers have been self-employed for 1 year, a minimum of 2 years is required for bank statement income. |  | Client waived with compensating factors: FICO scores of 815/725 when 660 is required, Residual income of 12,613.04 when 2000.00 is required, DTI of 20.018 when max allowed is 50%. |  |  |  | 09/02/2025 B | 2 | XXXX | MT | 1 | 1 C B | C | A |  | Non-QM | 1 |
| $XXX | 4000088789 | XXXX | XXXX | XXXX | XXXX | Credit | UW Qualifications |  | UW Qualifications - UW – Exception needed |  | GUIDELINE $150k min Loan Amount DEVIATION REQUEST Loan amount less than minimum allowed |  | Client Waived with Compensating Factors: 68.02 months reserves where 6 months are required, DSCR 1.44 where the minimum is 1 |  |  |  | 09/03/2025 B | 2 | XXXX | NV | 3 | 1 C B | N/A | N/A |  | Exempt | 1 |
| $XXX | 4000088791 | XXXX | XXXX | XXXX | XXXX | Credit | UW Qualifications |  | UW Qualifications - UW – Exception needed |  | Loan Amount is $XXX and the minimum loan amount is $150,000 for the Investor Cash Flow program. |  | Client waived with compensating factors: DSCR 1.66 when the minimum DSCR is 1.0; 13.81 months of PITI reserves when only 6 months are required; 746 FICO score when 660 is the minimum FICO when using short term rental income. |  |  |  | 09/03/2025 B | 2 | XXXX | NV | 3 | 1 C B | N/A | N/A |  | Exempt | 1 |
| $XXX | 4000093008 | XXXX | XXXX | XXXX | XXXX | Credit | UW Qualifications |  | UW Qualifications - UW - DTI exceeds maximum limit |  | Per guidelines, max DTI for the Super-Prime/Alt-A Asset Depletion loan program is 50%. Subject loan DTI is 50.471% which exceeds the guideline of 50%. | The vacating property actually had a higher rent then what was being used off $XXX of $XXX. |  | Client 09/16/2025 04:11 PM; The vacating property actually had a higher rent then what was being used off XXXX XXXX uploaded XXXX approval and XXXX page, XXXX is now within guidelines. $XXX you. <br>Reviewer 09/17/2025 07:54 AM; Condition has been reviewed. XXX<br>| 09/17/2025 |  | A | 1 | XXXX | OR | 1 | 1 C A | A | A |  | Safe Harbor QM (APOR) | 1 |
| $XXX | 4000088156 | XXXX | XXXX | XXXX | XXXX | Compliance | Compliance |  | Compliance - Pending Internal completion of compliance fee tests. Additional conditions may apply. |  |  | Information provided |  |  | 08/12/2025 |  | A | 1 | XXXX | MO | 1 | 1 C A | C | A |  | Safe Harbor QM (APOR) | 1 |
| $XXX | 4000088156 | XXXX | XXXX | XXXX | XXXX | Compliance | Compliance |  | Compliance - TRID CD- Need proof CD was received 3 days prior to consummation |  | Need initial CD and proof it was received at least 3 days prior to $XXX closing date. | Information provided |  |  | 08/12/2025 |  | A | 1 | XXXX | MO | 1 | 1 C A | C | A |  | Safe Harbor QM (APOR) | 1 |
| $XXX | 4000083803 | XXXX | XXXX | XXXX | XXXX | Credit | UW Qualifications |  | UW Qualifications - UW - LA/CLA exceeds Max. Limit |  | The loan amount exceeds 1.0 million. |  | The exception was granted with the following compensating factors: In file since 1996; Assets after closing are over $XXX million; Residual income is $XXX; Job time over $XXX years. In primary residence over 3 years. Mortgage payments 0x30x37. |  |  |  | 08/10/2025 B | 2 | XXXX | CA | 2 | 1 C B | A | A |  | Non-QM | 1 |
| $XXX | 4000085743 | XXXX | XXXX | XXXX | XXXX | Credit | UW Income/Employment |  | UW Income/Employment - UW - Self-Employment status required |  | There is a CPA letter in the file but it is not dated and no one verified it. | Received verification of CPA |  |  | 08/12/2025 |  | A | 1 | XXXX | UT | 2 | 1 C A | A | A |  | Non-QM | 1 |
| $XXX | 4000096274 | XXXX | XXXX | XXXX | XXXX | Credit | UW Qualifications |  | UW Qualifications - UW – Exception needed |  | Exception required due to there are past due taxes totaling $1754.00 and EDD judgement for $1587.00. |  | Compensating Factors: Borrower will pay all items through escrow and has 32 months reserves. |  |  |  | 11/03/2025 B | 2 | XXXX | CA | 3 | 13 C B | N/A | N/A |  | Exempt | 1 |

---

## Exhibit 99.4

**Exhibit 99.4 Schedule 3**

---

| |
|:---|
| ![](ex99-4sch3_001.jpg) |
| **Valuation Report** |
| **Run Date - 12/03/2025 1:14:21 PM** |

---

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **AVM Values** | **AVM Values** | **AVM Values** | **AVM Values** | **AVM Values** | **AVM Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **Desk Top Review Values** | **Desk Top Review Values** | **Desk Top Review Values** | **Desk Top Review Values** | **Desk Top Review Values** | **BPO Values** | **BPO Values** | **BPO Values** | **BPO Values** | **BPO Values** | **Field Review Values** | **Field Review Values** | **Field Review Values** | **Field Review Values** | **Field Review Values** | **2055 Values** | **2055 Values** | **2055 Values** | **2055 Values** | **2055 Values** | **Updated Values** | **Updated Values** | **Updated Values** | **Updated Values** | **Updated Values** | **Updated Multi Property Values** | **Updated Multi Property Values** | **Updated Multi Property Values** | | |
| **Evolve Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Appraised Value** | **Value for LTV** | **Appraisal Date** | **Appraisal Type** | **Appraisal Company** | **Appraiser Name** | **Appraiser State License Number** | **Second Appraisal Value** | **Variance Amount** | **Variance Percent** | **Second Appraisal Date** | **Second Appraisal Type** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Confidence Score** | **Appraisal Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Risk Score** | **Appraisal Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Appraisal Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Appraisal Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Appraisal Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Appraisal Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Appraisal Date** | **Aggregate Appraised Value** | **Aggregate Variance Amount** | **Aggregate Variance Percent** | **Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?** | **Collateral Underwriter Risk Score** |
| XXXX | 4000085971 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1073 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXX | 4000083168 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXX | 4000090194 | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXX | 4000083172 | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXX | 4000087064 | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXX | 4000088979 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXX | 4000079039 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXX | 4000064337 | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXX | 4000082236 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXX | 4000078112 | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXX | 4000080448 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | -7.69% | XXXX | Moderate | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.7 |
| XXXX | 4000084432 | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1025 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | -7.02% | XXXX | Moderate | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000084200 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXX | 4000084230 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1073 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 4 |
| XXXX | 4000089315 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXX | 4000085442 | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1025 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000083181 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1073 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000091071 | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1073 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.7 |
| XXXX | 4000087508 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXX | 4000087519 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.6 |
| XXXX | 4000087524 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 3.8 |
| XXXX | 4000088718 | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.7 |
| XXXX | 4000086010 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXX | 4000083188 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXX | 4000096274 | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.4 |
| XXXX | 4000085456 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXX | 4000096015 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXX | 4000093052 | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXX | 4000085849 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.4 |
| XXXX | 4000093005 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXX | 4000088124 | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXX | 4000089225 | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | -5.88% | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 3.1 |
| XXXX | 4000094699 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | Moderate | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.9 |
| XXXX | 4000083481 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXX | 4000085465 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 3.2 |
| XXXX | 4000079450 | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXX | 4000066380 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1073 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | A | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000077355 | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | A | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000077252 | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | A | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000075753 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1073 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | A | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000079407 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | A | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000076934 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1073 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | A | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000077253 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | A | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000079764 | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1073 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | -6.73% | XXXX | B | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000078346 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | A | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000080703 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | A | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000081191 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | A | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000078986 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | A | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXX | 4000093572 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | A | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000081192 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | A | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000083616 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1073 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | A | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000077812 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | A | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000081188 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | -8.24% | XXXX | B | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000082266 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | A | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000085024 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | A | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000081189 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | A | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000083619 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | B | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| XXXX | 4000082744 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | A | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000083268 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | A | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000084832 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1073 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | A | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000088156 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | A | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000083756 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX | XXXX | XXXX | 1.76% | XXXX | 1004 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000083803 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1073 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | A | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000084487 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX | XXXX | XXXX | 2.13% | XXXX | 1004 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000084497 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | A | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000084840 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | A | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000085316 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | A | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000089619 | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | A | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000085560 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | A | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000085743 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1073 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | A | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000086541 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1073 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | A | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000085977 | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX | XXXX | XXXX | -6.45% | XXXX | 1004 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000086113 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 7.27% | XXXX | B | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000086153 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | A | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000086283 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | A | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000086543 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1025 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | -3.06% | XXXX | A | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000086621 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1073 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | A | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000087136 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | A | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000087181 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | A | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000087265 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1073 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | A | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000087943 | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | A | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000087944 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | A | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000088788 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | A | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000088789 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1073 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | A | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXX | 4000088791 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1073 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | A | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXX | 4000093570 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | A | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000093008 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | A | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000090288 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1073 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | A | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |

---

## Exhibit 99.4

**Exhibit 99.4 Schedule 4**

---

| |
|:---|
| ![](ex99-4sch4_001.jpg) |
| **Data Compare** |
| **Run Date - 12/03/2025 1:14:21 PM** |

---

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| **Evolve Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Field Label** | **Bid Tape Field Value** | **Field Value** | **Comment** |
| XXXX | 4000085971 | XXXX | DSCR |  | 0.840 | Verified |
| XXXX | 4000085971 | XXXX | Doc Type |  | Debt Service Coverage | Verified |
| XXXX | 4000085971 | XXXX | Maturity Date |  | XXXX | Verified |
| XXXX | 4000083168 | XXXX | Doc Type |  | Full | Verified |
| XXXX | 4000083168 | XXXX | Maturity Date |  | XXXX | Verified |
| XXXX | 4000083168 | XXXX | Qualified Mortgage | N | Y | Verified |
| XXXX | 4000090194 | XXXX | Doc Type |  | Bank Statement | Verified |
| XXXX | 4000090194 | XXXX | Loan Purpose | Refinance | Refinance - Cash Out | Verified |
| XXXX | 4000090194 | XXXX | Maturity Date |  | XXXX | Verified |
| XXXX | 4000090194 | XXXX | Qualified Mortgage | N | Y | Verified |
| XXXX | 4000083172 | XXXX | Doc Type |  | Full | Verified |
| XXXX | 4000083172 | XXXX | Loan Purpose | Refinance | Refinance - Cash Out | Verified |
| XXXX | 4000083172 | XXXX | Maturity Date |  | XXXX | Verified |
| XXXX | 4000083172 | XXXX | Qualified Mortgage | N | Y | Verified |
| XXXX | 4000087064 | XXXX | Qualifying Credit Score |  | 698 | Verified |
| XXXX | 4000087064 | XXXX | Doc Type |  | Bank Statement | Verified |
| XXXX | 4000087064 | XXXX | Loan Purpose | Refinance | Refinance - Cash Out | Verified |
| XXXX | 4000087064 | XXXX | Maturity Date |  | XXXX | Verified |
| XXXX | 4000087064 | XXXX | Qualifying DTI | 0.48950 | 0.48948 | Verified |
| XXXX | 4000087064 | XXXX | Qualified Mortgage | N | Y | Verified |
| XXXX | 4000088979 | XXXX | DSCR |  | 1.200 | Verified |
| XXXX | 4000088979 | XXXX | Doc Type |  | Debt Service Coverage | Verified |
| XXXX | 4000088979 | XXXX | Maturity Date |  | XXXX | Verified |
| XXXX | 4000088979 | XXXX | Qualified Mortgage | N | Y | Verified |
| XXXX | 4000079039 | XXXX | DSCR |  | 1.340 | Verified |
| XXXX | 4000079039 | XXXX | Doc Type |  | Debt Service Coverage | Verified |
| XXXX | 4000079039 | XXXX | Maturity Date |  | XXXX | Verified |
| XXXX | 4000064337 | XXXX | Qualifying Credit Score |  | 759 | Verified |
| XXXX | 4000064337 | XXXX | Doc Type |  | Bank Statement | Verified |
| XXXX | 4000064337 | XXXX | Loan Purpose | Refinance | Refinance - Cash Out | Verified |
| XXXX | 4000064337 | XXXX | Maturity Date |  | XXXX | Verified |
| XXXX | 4000064337 | XXXX | Qualified Mortgage | N | Y | Verified |
| XXXX | 4000082236 | XXXX | Qualifying Credit Score |  | 792 | Verified |
| XXXX | 4000082236 | XXXX | Doc Type |  | Full | Verified |
| XXXX | 4000082236 | XXXX | Maturity Date |  | XXXX | Verified |
| XXXX | 4000082236 | XXXX | Qualified Mortgage | N | Y | Verified |
| XXXX | 4000078112 | XXXX | DSCR |  | 1.080 | Verified |
| XXXX | 4000078112 | XXXX | Doc Type |  | Debt Service Coverage | Verified |
| XXXX | 4000078112 | XXXX | Maturity Date |  | XXXX | Verified |
| XXXX | 4000080448 | XXXX | Qualifying Credit Score |  | 753 | Verified |
| XXXX | 4000080448 | XXXX | DSCR |  | 1.350 | Verified |
| XXXX | 4000080448 | XXXX | Doc Type |  | Debt Service Coverage | Verified |
| XXXX | 4000080448 | XXXX | Maturity Date |  | XXXX | Verified |
| XXXX | 4000080448 | XXXX | Qualifying DTI | 0.90007 |  | Verified |
| XXXX | 4000084432 | XXXX | Qualifying Credit Score |  | 735 | Verified |
| XXXX | 4000084432 | XXXX | DSCR |  | 1.960 | Verified |
| XXXX | 4000084432 | XXXX | Doc Type |  | Debt Service Coverage | Verified |
| XXXX | 4000084432 | XXXX | Loan Purpose | Refinance | Refinance - Cash Out | Verified |
| XXXX | 4000084432 | XXXX | Maturity Date |  | XXXX | Verified |
| XXXX | 4000084432 | XXXX | Qualifying DTI | 0.46510 |  | Verified |
| XXXX | 4000084200 | XXXXXX | Qualifying Credit Score |  | 798 | Verified |
| XXXX | 4000084200 | XXXXXX | Original CLTV |  | 0.738806 | Verified |
| XXXX | 4000084200 | XXXXXX | Doc Type |  | P&L | Verified |
| XXXX | 4000084200 | XXXXXX | Original LTV |  | 0.738806 | Verified |
| XXXX | 4000084200 | XXXXXX | Maturity Date |  | XXXX | Verified |
| XXXX | 4000084200 | XXXXXX | Qualifying DTI |  | 0.28122 | Verified |
| XXXX | 4000084200 | XXXXXX | Qualified Mortgage | N | Y | Verified |
| XXXX | 4000084230 | XXXXXX | Qualifying Credit Score |  | 813 | Verified |
| XXXX | 4000084230 | XXXXXX | Doc Type |  | P&L | Verified |
| XXXX | 4000084230 | XXXXXX | Maturity Date |  | XXXX | Verified |
| XXXX | 4000084230 | XXXXXX | Property Type | Detached Condo | Condo-Lo 1-4 Stories | Verified |
| XXXX | 4000089315 | XXXX | DSCR |  | 1.020 | Verified |
| XXXX | 4000089315 | XXXX | Doc Type |  | Debt Service Coverage | Verified |
| XXXX | 4000089315 | XXXX | Maturity Date |  | XXXX | Verified |
| XXXX | 4000085442 | XXXX | Self-Employment Flag | N | Y | Verified |
| XXXX | 4000085442 | XXXX | Doc Type |  | Full | Verified |
| XXXX | 4000085442 | XXXX | Loan Purpose | Refinance | Refinance - Cash Out | Verified |
| XXXX | 4000085442 | XXXX | Maturity Date |  | XXXX | Verified |
| XXXX | 4000085442 | XXXX | Property Street Address | XXXX | XXXX | Verified |
| XXXX | 4000083181 | XXXX | Doc Type |  | Full | Verified |
| XXXX | 4000083181 | XXXX | Maturity Date |  | XXXX | Verified |
| XXXX | 4000083181 | XXXX | Property Street Address | XXXX | XXXX | Verified |
| XXXX | 4000091071 | XXXX | Doc Type |  | Full | Verified |
| XXXX | 4000091071 | XXXX | Loan Purpose | Refinance | Refinance - Cash Out | Verified |
| XXXX | 4000091071 | XXXX | Maturity Date |  | XXXX | Verified |
| XXXX | 4000091071 | XXXX | Qualified Mortgage | N | Y | Verified |
| XXXX | 4000087508 | XXXX | Qualifying Credit Score | 763 | 779 | Verified |
| XXXX | 4000087508 | XXXX | Doc Type |  | Full | Verified |
| XXXX | 4000087508 | XXXX | Maturity Date |  | XXXX | Verified |
| XXXX | 4000087508 | XXXX | Qualified Mortgage | N | Y | Verified |
| XXXX | 4000087519 | XXXX | Doc Type |  | Full | Verified |
| XXXX | 4000087519 | XXXX | Maturity Date |  | XXXX | Verified |
| XXXX | 4000087519 | XXXX | Qualified Mortgage | N | Y | Verified |
| XXXX | 4000087524 | XXXX | Doc Type |  | Full | Verified |
| XXXX | 4000087524 | XXXX | Maturity Date |  | XXXX | Verified |
| XXXX | 4000087524 | XXXX | Property Street Address | XXXX | XXXX | Verified |
| XXXX | 4000087524 | XXXX | Qualified Mortgage | N | Y | Verified |
| XXXX | 4000088718 | XXXX | Qualifying Credit Score | 680 | 721 | Verified |
| XXXX | 4000088718 | XXXX | Doc Type |  | Bank Statement | Verified |
| XXXX | 4000088718 | XXXX | Maturity Date |  | XXXX | Verified |
| XXXX | 4000088718 | XXXX | Property Street Address | XXXX | XXXX | Verified |
| XXXX | 4000088718 | XXXX | Qualified Mortgage | N | Y | Verified |
| XXXX | 4000086010 | XXXX | DSCR |  | 1.000 | Verified |
| XXXX | 4000086010 | XXXX | Doc Type |  | Debt Service Coverage | Verified |
| XXXX | 4000086010 | XXXX | Maturity Date |  | XXXX | Verified |
| XXXX | 4000083188 | XXXX | Appraised Value | XXXX | XXXX | Verified |
| XXXX | 4000083188 | XXXX | Doc Type |  | Full | Verified |
| XXXX | 4000083188 | XXXX | Maturity Date |  | XXXX | Verified |
| XXXX | 4000083188 | XXXX | Qualified Mortgage | N | Y | Verified |
| XXXX | 4000096274 | XXXX | DSCR |  | 0.890 | Verified |
| XXXX | 4000096274 | XXXX | Doc Type |  | Debt Service Coverage | Verified |
| XXXX | 4000096274 | XXXX | Loan Purpose | Refinance | Refinance - Cash Out | Verified |
| XXXX | 4000096274 | XXXX | Maturity Date |  | XXXX | Verified |
| XXXX | 4000096274 | XXXX | Property Street Address | XXXX | XXXX | Verified |
| XXXX | 4000085456 | XXXX | Doc Type |  | Full | Verified |
| XXXX | 4000085456 | XXXX | Maturity Date |  | XXXX | Verified |
| XXXX | 4000085456 | XXXX | Qualified Mortgage | N | Y | Verified |
| XXXX | 4000096015 | XXXX | DSCR |  | 1.320 | Verified |
| XXXX | 4000096015 | XXXX | Doc Type |  | Debt Service Coverage | Verified |
| XXXX | 4000096015 | XXXX | Maturity Date |  | XXXX | Verified |
| XXXX | 4000096015 | XXXX | Property Street Address | XXXX | XXXX | Verified |
| XXXX | 4000093052 | XXXX | Doc Type |  | Full | Verified |
| XXXX | 4000093052 | XXXX | Loan Purpose | Refinance | Refinance - Cash Out | Verified |
| XXXX | 4000093052 | XXXX | Maturity Date |  | XXXX | Verified |
| XXXX | 4000093052 | XXXX | Qualifying DTI | 0.51660 | 0.51663 | Verified |
| XXXX | 4000093052 | XXXX | Qualified Mortgage | N | Y | Verified |
| XXXX | 4000085849 | XXXX | Doc Type |  | Asset Utilization | Verified |
| XXXX | 4000085849 | XXXX | Maturity Date |  | XXXX | Verified |
| XXXX | 4000085849 | XXXX | Qualified Mortgage | N | Y | Verified |
| XXXX | 4000093005 | XXXX | Doc Type |  | Full | Verified |
| XXXX | 4000093005 | XXXX | Maturity Date |  | XXXX | Verified |
| XXXX | 4000093005 | XXXX | Qualified Mortgage | N | Y | Verified |
| XXXX | 4000088124 | XXXX | DSCR |  | 0.790 | Verified |
| XXXX | 4000088124 | XXXX | Doc Type |  | Debt Service Coverage | Verified |
| XXXX | 4000088124 | XXXX | Maturity Date |  | XXXX | Verified |
| XXXX | 4000089225 | XXXX | Qualifying Credit Score | 740 | 760 | Verified |
| XXXX | 4000089225 | XXXX | Doc Type |  | Full | Verified |
| XXXX | 4000089225 | XXXX | Maturity Date |  | XXXX | Verified |
| XXXX | 4000089225 | XXXX | Qualified Mortgage | N | Y | Verified |
| XXXX | 4000094699 | XXXX | Doc Type |  | Bank Statement | Verified |
| XXXX | 4000094699 | XXXX | Maturity Date |  | XXXX | Verified |
| XXXX | 4000094699 | XXXX | Property Street Address | XXXX | XXXX | Verified |
| XXXX | 4000094699 | XXXX | Qualifying DTI | 0.42260 | 0.44096 | Verified |
| XXXX | 4000094699 | XXXX | Qualified Mortgage | N | Y | Verified |
| XXXX | 4000083481 | XXXX | DSCR |  | 1.420 | Verified |
| XXXX | 4000083481 | XXXX | Doc Type |  | Debt Service Coverage | Verified |
| XXXX | 4000083481 | XXXX | Maturity Date |  | XXXX | Verified |
| XXXX | 4000085465 | XXXX | Doc Type |  | Full | Verified |
| XXXX | 4000085465 | XXXX | Maturity Date |  | XXXX | Verified |
| XXXX | 4000085465 | XXXX | Qualified Mortgage | N | Y | Verified |
| XXXX | 4000079450 | XXXXX | DSCR |  | 0.890 | Verified |
| XXXX | 4000079450 | XXXXX | Doc Type |  | Debt Service Coverage | Verified |
| XXXX | 4000079450 | XXXXX | Maturity Date |  | XXXX | Verified |
| XXXX | 4000077355 | XXXXXX | Appraised Value | XXXX | XXXX | Verified |
| XXXX | 4000077355 | XXXXXX | DSCR | 1.430 | 1.560 | Verified |
| XXXX | 4000077355 | XXXXXX | Self-Employment Flag |  | N | Verified |
| XXXX | 4000077355 | XXXXXX | Doc Type | Alternative | Debt Service Coverage | Verified |
| XXXX | 4000077355 | XXXXXX | Property Zip | XXXX | XXXX | Verified |
| XXXX | 4000077252 | XXXXXX | DSCR | 1.284 | 1.360 | Verified |
| XXXX | 4000077252 | XXXXXX | Property Type | PUD | Single Family | Verified |
| XXXX | 4000077252 | XXXXXX | Self-Employment Flag |  | N | Verified |
| XXXX | 4000077252 | XXXXXX | Doc Type | Alternative | Debt Service Coverage | Verified |
| XXXX | 4000077252 | XXXXXX | Property Zip | XXXX | XXXX | Verified |
| XXXX | 4000075753 | XXXXXX | Property Type | Attached | Condo-Lo 1-4 Stories | Verified |
| XXXX | 4000075753 | XXXXXX | Doc Type | Alternative | Debt Service Coverage | Verified |
| XXXX | 4000079407 | XXXXXX | Doc Type | Alternative | Bank Statement | Verified |
| XXXX | 4000077253 | XXXXXX | Doc Type | Alternative | Debt Service Coverage | Verified |
| XXXX | 4000079764 | XXXXXX | Appraised Value | XXXX | XXXX | Verified |
| XXXX | 4000079764 | XXXXXX | Doc Type | Alternative | Debt Service Coverage | Verified |
| XXXX | 4000078346 | XXXXXX | Appraised Value | XXXX | XXXX | Verified |
| XXXX | 4000078346 | XXXXXX | Doc Type | FullDocumentation | Alternative Doc | Verified |
| XXXX | 4000080703 | XXXXXX | Self-Employment Flag |  | N | Verified |
| XXXX | 4000080703 | XXXXXX | Doc Type | Alternative | Debt Service Coverage | Verified |
| XXXX | 4000081191 | XXXXXX | Doc Type | Alternative | Debt Service Coverage | Verified |
| XXXX | 4000078986 | XXXXXX | Appraised Value | XXXX | XXXX | Verified |
| XXXX | 4000078986 | XXXXXX | DSCR | 1.171 |  | Verified |
| XXXX | 4000078986 | XXXXXX | Doc Type | FullDocumentation | Bank Statement | Verified |
| XXXX | 4000078986 | XXXXXX | PITI | 1867.02 | 1867.12 | Verified |
| XXXX | 4000081192 | XXXXXX | Doc Type | FullDocumentation | Asset Depletion | Verified |
| XXXX | 4000083616 | XXXXXX | Property City | XXXX | XXXX | Verified |
| XXXX | 4000083616 | XXXXXX | Self-Employment Flag |  | N | Verified |
| XXXX | 4000083616 | XXXXXX | Doc Type | FullDocumentation | Asset Depletion | Verified |
| XXXX | 4000077812 | XXXXXX | Doc Type | Alternative | Bank Statement | Verified |
| XXXX | 4000081188 | XXXXXX | Original Amortization Term | 360 | 240 | Verified |
| XXXX | 4000081188 | XXXXXX | Interest Only | N | Y | Verified |
| XXXX | 4000081188 | XXXXXX | Self-Employment Flag |  | N | Verified |
| XXXX | 4000081188 | XXXXXX | Doc Type | Alternative | Debt Service Coverage | Verified |
| XXXX | 4000081188 | XXXXXX | Property Zip | XXXX | XXXX | Verified |
| XXXX | 4000082266 | XXXXXX | Doc Type | FullDocumentation | Asset Depletion | Verified |
| XXXX | 4000085024 | XXXXXX | Doc Type | Alternative | Bank Statement | Verified |
| XXXX | 4000081189 | XXXXXX | Doc Type | FullDocumentation | Asset Depletion | Verified |
| XXXX | 4000083619 | XXXXXX | Doc Type | FullDocumentation | Asset Depletion | Verified |
| XXXX | 4000082744 | XXXXXX | Self-Employment Flag |  | N | Verified |
| XXXX | 4000082744 | XXXXXX | PITI | 3284.64 | 5803.66 | Verified |
| XXXX | 4000083268 | XXXXXX | Original Amortization Term | 480 | 360 | Verified |
| XXXX | 4000083268 | XXXXXX | Qualifying DTI | 0.22055 | 0.30386 | Verified |
| XXXX | 4000083268 | XXXXXX | Interest Only | N | Y | Verified |
| XXXX | 4000083268 | XXXXXX | Self-Employment Flag |  | N | Verified |
| XXXX | 4000083268 | XXXXXX | Doc Type | FullDocumentation | Asset Utilization | Verified |
| XXXX | 4000084832 | XXXXXX | Qualifying DTI | 0.48007 | 0.53682 | Verified |
| XXXX | 4000084832 | XXXXXX | DSCR | 0.678 |  | Verified |
| XXXX | 4000084832 | XXXXXX | QM Status | Exempt | Safe Harbor QM (APOR) | Verified |
| XXXX | 4000088156 | XXXXXX | Doc Type | FullDocumentation | Alternative Doc | Verified |
| XXXX | 4000083756 | XXXXXX | Doc Type | Alternative | P&L | Verified |
| XXXX | 4000083803 | XXXXXX | Doc Type | Alternative | Bank Statement | Verified |
| XXXX | 4000083803 | XXXXXX | Property Zip | XXXX | XXXX | Verified |
| XXXX | 4000084487 | XXXXXX | Doc Type | Alternative | Bank Statement | Verified |
| XXXX | 4000084840 | XXXXXX | Doc Type | Alternative | Bank Statement | Verified |
| XXXX | 4000085316 | XXXXXX | Doc Type | Alternative | Debt Service Coverage | Verified |
| XXXX | 4000085316 | XXXXXX | Property Zip | XXXX | XXXX | Verified |
| XXXX | 4000089619 | XXXXXX | Doc Type | Alternative | Debt Service Coverage | Verified |
| XXXX | 4000085560 | XXXXXX | Doc Type | FullDocumentation | Asset Depletion | Verified |
| XXXX | 4000085743 | XXXXXX | Doc Type | Alternative | Bank Statement | Verified |
| XXXX | 4000085977 | XXXXXX | Appraised Value | XXXX | XXXX | Verified |
| XXXX | 4000085977 | XXXXXX | Qualifying DTI | 0.46592 | 0.41892 | Verified |
| XXXX | 4000085977 | XXXXXX | Original LTV | 0.750000 | 0.653226 | Verified |
| XXXX | 4000085977 | XXXXXX | Original CLTV | 0.750000 | 0.653226 | Verified |
| XXXX | 4000086113 | XXXXXX | Appraised Value | XXXX | XXXX | Verified |
| XXXX | 4000086113 | XXXXXX | Qualifying DTI | 0.45792 | 0.47428 | Verified |
| XXXX | 4000086113 | XXXXXX | Doc Type | Alternative | Bank Statement | Verified |
| XXXX | 4000086153 | XXXXXX | Doc Type | Alternative | Bank Statement | Verified |
| XXXX | 4000086153 | XXXXXX | PITI | 4834.73 | 6621.13 | Verified |
| XXXX | 4000086283 | XXXXXX | Doc Type | Alternative | Bank Statement | Verified |
| XXXX | 4000086543 | XXXXXX | Self-Employment Flag |  | N | Verified |
| XXXX | 4000086543 | XXXXXX | Doc Type | Alternative | Debt Service Coverage | Verified |
| XXXX | 4000086543 | XXXXXX | PITI | 4884.46 | 6256.09 | Verified |
| XXXX | 4000086621 | XXXXXX | Property Type | HighRiseCondominium | Condo-Mid 5-8 Stories | Verified |
| XXXX | 4000086621 | XXXXXX | Self-Employment Flag |  | N | Verified |
| XXXX | 4000086621 | XXXXXX | Doc Type | Alternative | Debt Service Coverage | Verified |
| XXXX | 4000087136 | XXXXXX | Qualifying DTI | 0.47439 | 0.47437 | Verified |
| XXXX | 4000087136 | XXXXXX | Doc Type | FullDocumentation | Asset Utilization | Verified |
| XXXX | 4000087136 | XXXXXX | PITI | 12922.51 | 12325.26 | Verified |
| XXXX | 4000087181 | XXXXXX | Doc Type | Alternative | Debt Service Coverage | Verified |
| XXXX | 4000087181 | XXXXXX | PITI | 1910.87 | 1911.18 | Verified |
| XXXX | 4000087943 | XXXXXX | QM Status | Exempt | Non-QM | Verified |
| XXXX | 4000087943 | XXXXXX | Doc Type | Alternative | Bank Statement | Verified |
| XXXX | 4000087943 | XXXXXX | Property Zip | XXXX | XXXX | Verified |
| XXXX | 4000087943 | XXXXXX | PITI | 5787.55 | 9822.70 | Verified |
| XXXX | 4000087944 | XXXXXX | Doc Type | Alternative | Bank Statement | Verified |
| XXXX | 4000088788 | XXXXXX | Appraised Value | XXXX | XXXX | Verified |
| XXXX | 4000088789 | XXXXXX | Doc Type | Alternative | Debt Service Coverage | Verified |
| XXXX | 4000088791 | XXXXXX | DSCR | 2.464 | 1.660 | Verified |
| XXXX | 4000088791 | XXXXXX | Doc Type | Alternative | Debt Service Coverage | Verified |
| XXXX | 4000093008 | XXXXXX | Qualifying DTI | 0.50471 | 0.49096 | Verified |
| XXXX | 4000093008 | XXXXXX | Doc Type | FullDocumentation | Asset Depletion | Verified |
| XXXX | 4000090288 | XXXXXX | Self-Employment Flag | N | Y | Verified |

---

## Exhibit 99.4

**Exhibit 99.4 Schedule 5**

---

| |
|:---|
| ![](ex99-4sch5_001.jpg) |
| **QM ATR Data** |
| **Run Date - 12/03/2025 1:14:21 PM** |

---

---

| | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Evolve Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Loan Level ATR/QM Status** | **Verified Safe Harbor** | **Application Date Prior to 1/10/2014** | **Lender Application Date** | **GSE Eligible** | **CDFI Indicator** | **ATR/QM Total Points and Fees** | **Rate Lock Date** | **APR** | **Borrower Employment Indicator** | **Co Borrower Employment Indicator** | **Borrower Foreign National Indicator** | **Borrower Residency Source** | **Co Borrower Foreign National Indicator** | **Co Borrower Residency Source** | **Residual Income to Qualify?** | **ATR/QM Residual Income** |
| XXXX | 4000085971 | XXXX | Exempt | N/A | No | XXXX | No | No |  |  | 0.00% | Not Required |  | US Citizen |  |  |  | No |  |
| XXXX | 4000083168 | XXXX | Exempt | N/A | No | XXXX | Yes | No |  | XXXX | 0.00% | Employed | Self-Employed | US Citizen |  | US Citizen |  | No |  |
| XXXX | 4000090194 | XXXX | Exempt | N/A | No | XXXX | No | No |  | XXXX | 0.00% | Self-Employed |  | US Citizen |  |  |  | No |  |
| XXXX | 4000083172 | XXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXX | Yes | No | $4525.00 | XXXX | 7.309% | Employed |  | US Citizen |  |  |  | No |  |
| XXXX | 4000087064 | XXXX | Non-QM | N/A | No | XXXX | No | No | $5077.50 | XXXX | 8.598% | Self-Employed |  | US Citizen |  |  |  | Yes | $2826.58 |
| XXXX | 4000088979 | XXXX | Exempt | N/A | No | XXXX | No | No |  |  | 0.00% | Not Required | Not Required | US Citizen |  | US Citizen |  | No |  |
| XXXX | 4000079039 | XXXX | Exempt | N/A | No | XXXX | No | No |  |  | 0.00% | Not Required |  | US Citizen |  |  |  | No |  |
| XXXX | 4000064337 | XXXX | Non-QM | N/A | No | XXXX | No | No | $5897.25 | XXXX | 9.117% | Self-Employed |  | US Citizen |  |  |  | No |  |
| XXXX | 4000082236 | XXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXX | No | No | $16734.00 | XXXX | 7.256% | Employed | Employed | US Citizen |  | US Citizen |  | No |  |
| XXXX | 4000078112 | XXXX | Exempt | N/A | No | XXXX | No | No |  |  | 0.00% | Not Required |  | US Citizen |  |  |  | No |  |
| XXXX | 4000080448 | XXXX | Exempt | N/A | No | XXXX | No | No |  |  | 0.00% | Not Required |  | US Citizen |  |  |  | No |  |
| XXXX | 4000084432 | XXXX | Exempt | N/A | No | XXXX | No | No |  |  | 0.00% | Not Required |  | US Citizen |  |  |  | No |  |
| XXXX | 4000084200 | XXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXX | No | No | $0.00 | XXXX | 7.018% | Self-Employed |  | US Citizen |  |  |  | Yes | $40151.25 |
| XXXX | 4000084230 | XXXX | Non-QM | N/A | No | XXXX | No | No | $0.00 | XXXX | 7.747% | Self-Employed |  | US Citizen |  |  |  | No |  |
| XXXX | 4000089315 | XXXX | Exempt | N/A | No | XXXX | No | No |  |  | 0.00% | Not Required |  | US Citizen |  |  |  | No |  |
| XXXX | 4000085442 | XXXX | Exempt | N/A | No | XXXX | Yes | No |  |  | 0.00% | Self-Employed |  | US Citizen |  |  |  | No |  |
| XXXX | 4000083181 | XXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXX | Yes | No | $4414.31 | XXXX | 7.921% | Retired | Retired | US Citizen |  | US Citizen |  | No |  |
| XXXX | 4000091071 | XXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXX | Yes | No | $1025.00 | XXXX | 6.968% | Retired |  | US Citizen |  |  |  | No |  |
| XXXX | 4000087508 | XXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXX | Yes | No | $0.00 | XXXX | 7.143% | Employed | Employed | US Citizen |  | US Citizen |  | No |  |
| XXXX | 4000087519 | XXXX | Exempt | N/A | No | XXXX | Yes | No |  | XXXX | 0.00% | Employed |  | US Citizen |  |  |  | No |  |
| XXXX | 4000087524 | XXXX | Exempt | N/A | No | XXXX | Yes | No |  | XXXX | 0.00% | Employed | Employed | US Citizen |  | US Citizen |  | No |  |
| XXXX | 4000088718 | XXXX | Non-QM | N/A | No | XXXX | No | No | $12670.00 | XXXX | 7.161% | Self-Employed | Employed | US Citizen |  | US Citizen |  | Yes | $29455.73 |
| XXXX | 4000086010 | XXXX | Exempt | N/A | No | XXXX | No | No |  |  | 0.00% | Not Required |  | US Citizen |  |  |  | No |  |
| XXXX | 4000083188 | XXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXX | Yes | No | $7451.00 | XXXX | 7.504% | Employed |  | US Citizen |  |  |  | No |  |
| XXXX | 4000096274 | XXXX | Exempt | N/A | No | XXXX | No | No |  |  | 0.00% | Not Required |  | US Citizen |  |  |  | No |  |
| XXXX | 4000085456 | XXXX | Exempt | N/A | No | XXXX | Yes | No |  | XXXX | 0.00% | Self-Employed | Self-Employed | US Citizen |  | US Citizen |  | No |  |
| XXXX | 4000096015 | XXXX | Exempt | N/A | No | XXXX | No | No |  |  | 0.00% | Not Required | Not Required | US Citizen |  | US Citizen |  | No |  |
| XXXX | 4000093052 | XXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXX | No | No | $4856.25 | XXXX | 6.97% | Employed | Employed | US Citizen |  | US Citizen |  | Yes | $10271.70 |
| XXXX | 4000085849 | XXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXX | No | No | $1875.00 | XXXX | 6.72% | Not Required | Not Required | US Citizen |  | US Citizen |  | Yes | -$6373.40 |
| XXXX | 4000093005 | XXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXX | No | No | $0.00 | XXXX | 6.694% | Employed | Employed | US Citizen |  | US Citizen |  | Yes | $12094.06 |
| XXXX | 4000088124 | XXXX | Exempt | N/A | No | XXXX | No | No |  |  | 0.00% | Not Required |  | US Citizen |  |  |  | No |  |
| XXXX | 4000089225 | XXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXX | No | No | $1885.32 | XXXX | 6.926% | Employed | Employed | US Citizen |  | US Citizen |  | No |  |
| XXXX | 4000094699 | XXXX | Non-QM | N/A | No | XXXX | No | No | $0.00 | XXXX | 6.862% | Self-Employed | Employed | US Citizen |  | US Citizen |  | No |  |
| XXXX | 4000083481 | XXXX | Exempt | N/A | No | XXXX | No | No |  |  | 0.00% | Not Required |  | US Citizen |  |  |  | No |  |
| XXXX | 4000085465 | XXXX | Exempt | N/A | No | XXXX |  | No |  | XXXX | 0.00% | Retired |  | US Citizen |  |  |  | No |  |
| XXXX | 4000079450 | XXXX | Exempt | N/A | No | XXXX | No | No |  |  | 0.00% | Not Required |  | US Citizen |  |  |  | No |  |
| XXXX | 4000066380 | XXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXX | No | No | $24595.00 | XXXX | 7.856% | Employed | Employed | US Citizen |  | US Citizen |  | Yes | $16462.98 |
| XXXX | 4000077355 | XXXX | Exempt | N/A | No | XXXX | No | No |  |  | 0.00% | Not Required | Employed | US Citizen |  | US Citizen |  | No |  |
| XXXX | 4000077252 | XXXX | Exempt | N/A | No | XXXX | No | No |  |  | 0.00% | Not Required |  | US Citizen |  |  |  | No |  |
| XXXX | 4000075753 | XXXX | Exempt | N/A | No | XXXX | No | No |  |  | 0.00% | Employed |  | US Citizen |  |  |  | No |  |
| XXXX | 4000079407 | XXXX | Non-QM | N/A | No | XXXX | No | No | $21779.88 | XXXX | 8.023% | Self-Employed |  | US Citizen |  |  |  | Yes | $22443.17 |
| XXXX | 4000076934 | XXXX | Non-QM | N/A | No | XXXX | No | No | $6275.00 | XXXX | 8.589% | Employed | Employed | US Citizen |  | US Citizen |  | Yes | $6830.37 |
| XXXX | 4000077253 | XXXX | Exempt | N/A | No | XXXX | No | No |  |  | 0.00% | Employed |  | US Citizen |  |  |  | No |  |
| XXXX | 4000079764 | XXXX | Exempt | N/A | No | XXXX | No | No |  |  | 0.00% | Not Required |  | US Citizen |  |  |  | No |  |
| XXXX | 4000078346 | XXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXX | No | No | $5975.00 | XXXX | 7.82% | Self-Employed |  | US Citizen |  |  |  | Yes | $2185.09 |
| XXXX | 4000080703 | XXXX | Exempt | N/A | No | XXXX | No | No |  |  | 0.00% | Not Required |  | US Citizen |  |  |  | No |  |
| XXXX | 4000081191 | XXXX | Exempt | N/A | No | XXXX | No | No |  |  | 0.00% | Not Required |  | US Citizen |  |  |  | No |  |
| XXXX | 4000078986 | XXXX | Exempt | N/A | No | XXXX | No | No |  |  | 0.00% | Self-Employed |  | US Citizen |  |  |  | Yes | $6183.48 |
| XXXX | 4000093572 | XXXX | Non-QM | N/A | No | XXXX | No | No | $0.00 | XXXX | 7.755% | Employed | Retired | US Citizen |  | Non Permanent Resident Alien | G-4 Visa | Yes | $10657.97 |
| XXXX | 4000081192 | XXXX | Non-QM | N/A | No | XXXX | No | No | $13971.98 | XXXX | 8.139% | Self-Employed | Employed | US Citizen |  | US Citizen |  | Yes | $8523.51 |
| XXXX | 4000083616 | XXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXX | No | No | $7245.00 | XXXX | 8.139% | Retired |  | US Citizen |  |  |  | Yes | $5451.17 |
| XXXX | 4000077812 | XXXX | Non-QM | N/A | No | XXXX | No | No | $14380.69 | XXXX | 7.92% | Self-Employed | Self-Employed | Permanent Resident Alien |  | US Citizen |  | Yes | $21358.92 |
| XXXX | 4000081188 | XXXX | Exempt | N/A | No | XXXX | No | No |  |  | 0.00% | Not Required |  | US Citizen |  |  |  | No |  |
| XXXX | 4000082266 | XXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXX | No | No | $0.00 | XXXX | 7.732% | Not Required |  | US Citizen |  |  |  | Yes | $35074.65 |
| XXXX | 4000085024 | XXXX | Non-QM | N/A | No | XXXX | No | No | $0.00 | XXXX | 7.694% | Self-Employed |  | US Citizen |  |  |  | Yes | $9501.05 |
| XXXX | 4000081189 | XXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXX | No | No | $12303.72 | XXXX | 7.529% | Employed | Employed | US Citizen |  | US Citizen |  | Yes | $7782.72 |
| XXXX | 4000083619 | XXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXX | No | No | $0.00 | XXXX | 7.626% | Employed | Employed | US Citizen |  | US Citizen |  | Yes | $6602.47 |
| XXXX | 4000082744 | XXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXX | No | No | $0.00 | XXXX | 7.016% | Not Required | Employed | US Citizen |  | US Citizen |  | Yes | $33004.35 |
| XXXX | 4000083268 | XXXX | Non-QM | N/A | No | XXXX | No | No | $0.00 | XXXX | 7.728% | Not Required | Not Required | US Citizen |  | US Citizen |  | Yes | $28389.75 |
| XXXX | 4000084832 | XXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXX | No | No | $9012.00 | XXXX | 7.772% | Employed |  | US Citizen |  |  |  | Yes | $6368.68 |
| XXXX | 4000088156 | XXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXX | No | No | $0.00 | XXXX | 7.692% | Self-Employed |  | US Citizen |  |  |  | Yes | $16917.32 |
| XXXX | 4000083756 | XXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXX | No | No | $21995.00 | XXXX | 8.039% | Self-Employed | Self-Employed | US Citizen |  | US Citizen |  | Yes | $33249.27 |
| XXXX | 4000083803 | XXXX | Non-QM | N/A | No | XXXX | No | No | $28547.85 | XXXX | 7.854% | Self-Employed | Not Required | US Citizen |  | US Citizen |  | Yes | $198346.95 |
| XXXX | 4000084487 | XXXX | Non-QM | N/A | No | XXXX | No | No | $34145.02 | XXXX | 7.575% | Self-Employed | Self-Employed | US Citizen |  | US Citizen |  | Yes | $23823.75 |
| XXXX | 4000084497 | XXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXX | No | No | $14140.00 | XXXX | 8.14% | Employed | Employed | US Citizen |  | US Citizen |  | Yes | $9383.05 |
| XXXX | 4000084840 | XXXX | Non-QM | N/A | No | XXXX | No | No | $0.00 | XXXX | 6.57% | Self-Employed |  | US Citizen |  |  |  | Yes | $2313.95 |
| XXXX | 4000085316 | XXXX | Exempt | N/A | No | XXXX | No | No |  |  | 0.00% | Self-Employed | Self-Employed | US Citizen |  | US Citizen |  | No |  |
| XXXX | 4000089619 | XXXX | Exempt | N/A | No | XXXX | No | No |  |  | 0.00% | Employed | Employed | US Citizen |  | US Citizen |  | No |  |
| XXXX | 4000085560 | XXXX | Non-QM | N/A | No | XXXX | No | No | $6407.78 | XXXX | 7.327% | Self-Employed | Employed | US Citizen |  | US Citizen |  | Yes | $4561.44 |
| XXXX | 4000085743 | XXXX | Non-QM | N/A | No | XXXX | No | No | $13445.00 | XXXX | 7.637% | Self-Employed |  | US Citizen |  |  |  | Yes | $17922.91 |
| XXXX | 4000086541 | XXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXX | No | No | $11210.00 | XXXX | 7.707% | Employed | Employed | US Citizen |  | US Citizen |  | Yes | $10608.40 |
| XXXX | 4000085977 | XXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXX | No | No | $21845.00 | XXXX | 7.377% | Employed | Employed | US Citizen |  | US Citizen |  | Yes | $25234.01 |
| XXXX | 4000086113 | XXXX | Non-QM | N/A | No | XXXX | No | No | $0.00 | XXXX | 7.511% | Self-Employed | Employed | US Citizen |  | US Citizen |  | Yes | $7116.08 |
| XXXX | 4000086153 | XXXX | Non-QM | N/A | No | XXXX | No | No | $1895.00 | XXXX | 7.452% | Self-Employed |  | US Citizen |  |  |  | Yes | $24022.19 |
| XXXX | 4000086283 | XXXX | Non-QM | N/A | No | XXXX | No | No | $6868.00 | XXXX | 7.751% | Self-Employed |  | US Citizen |  |  |  | Yes | $3446.04 |
| XXXX | 4000086543 | XXXX | Exempt | N/A | No | XXXX | No | No |  |  | 0.00% | Not Required |  | US Citizen |  |  |  | No |  |
| XXXX | 4000086621 | XXXX | Exempt | N/A | No | XXXX | No | No |  |  | 0.00% | Not Required |  | US Citizen |  |  |  | No |  |
| XXXX | 4000087136 | XXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXX | No | No | $29098.03 | XXXX | 7.246% | Employed |  | US Citizen |  |  |  | Yes | $15372.43 |
| XXXX | 4000087181 | XXXX | Exempt | N/A | No | XXXX | No | No |  |  | 0.00% | Retired |  | US Citizen |  |  |  | No |  |
| XXXX | 4000087265 | XXXX | Non-QM | N/A | No | XXXX | No | No | $6595.00 | XXXX | 7.85% | Employed |  | US Citizen |  |  |  | Yes | $7769.25 |
| XXXX | 4000087943 | XXXX | Non-QM | N/A | No | XXXX | No | No | $0.00 | XXXX | 7.261% | Self-Employed | Not Required | US Citizen |  | US Citizen |  | Yes | $14385.56 |
| XXXX | 4000087944 | XXXX | Non-QM | N/A | No | XXXX | No | No | $13750.40 | XXXX | 7.906% | Self-Employed | Self-Employed | US Citizen |  | US Citizen |  | Yes | $12613.03 |
| XXXX | 4000088788 | XXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXX | No | No | $0.00 | XXXX | 6.92% | Self-Employed |  | US Citizen |  |  |  | Yes | $6920.56 |
| XXXX | 4000088789 | XXXX | Exempt | N/A | No | XXXX | No | No |  |  | 0.00% | Employed |  | US Citizen |  |  |  | No |  |
| XXXX | 4000088791 | XXXX | Exempt | N/A | No | XXXX | No | No |  |  | 0.00% | Employed |  | US Citizen |  |  |  | No |  |
| XXXX | 4000093570 | XXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXX | No | No | $7754.38 | XXXX | 7.883% | Employed |  | US Citizen |  |  |  | Yes | $3208.88 |
| XXXX | 4000093008 | XXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXX | No | No | $17736.07 | XXXX | 7.198% | Employed |  | US Citizen |  |  |  | Yes | $8831.93 |
| XXXX | 4000090288 | XXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXX | No | No | $4245.00 | XXXX | 7.767% | Employed | Self-Employed | US Citizen |  | US Citizen |  | Yes | $16055.96 |

---

## Exhibit 99.4

**Exhibit 99.4 Schedule 6**

---

| |
|:---|
| ![](ex99-4sch6_001.jpg) |
| **Additional Data** |
| **Run Date - 12/03/2025 1:14:21 PM** |

---

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Evolve Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **TILA Status** | **Application Date** | **TRID** | **GSE Eligible** | **HOEPA Fees** | **TILA Fees** | **Rate Lock Date** | **Calculated APR** | **Qualifying P&I** | **PITIA** | **Qualifying Rate** | **Is Borrower Non Occupant** | **Is Co Borrower Non Occupant** | **Borrower Employment Indicator** | **Co Borrower Employment Indicator** | **Co Borrower 2 Employment Indicator** | **Co Borrower 3 Employment Indicator** | **Co Borrower 4 Employment Indicator** | **Co Borrower2 Length of Employment** | **Co Borrower3 Length of Employment** | **Borrower Foreign National Indicator** | **Co Borrower Foreign National Indicator** | **Co Borrower 2 Foreign National Indicator** | **Co Borrower 3 Foreign National Indicator** | **Co Borrower 4 Foreign National Indicator** | **Borrower Country Name** | **Co Borrower Country Name** | **Residual Income** | **Num Units** | **Flood Cert Number** | **FEMA Flood Zone** | **Annual Property Tax** | **Annual Insurance Costs** | **HOA Name** | **HOA Address State** | **Fee Amount** | **Next Due Date** | **HOA Payment Frequency** | **Investor DTI** | **QM DTI** | **Non QM DTI** | **Original Credit Report Date** | **Qualifying Credit Score** | **Third Wage Earner Original FICO Equifax** | **Third Wage Earner Original FICO Experian** | **Third Wage Earner Original FICO Transunion** | **Fourth Wage Earner Original FICO Equifax** | **Fourth Wage Earner Original FICO Experian** | **Fourth Wage Earner Original FICO Transunion** | **Most Recent Updated Credit Report Date** | **Third Wage Earner Updated FICO Equifax** | **Third Wage Earner Updated FICO Experian** | **Third Wage Earner Updated FICO Transunion** | **Forth Wage Earner Updated FICO Equifax** | **Forth Wage Earner Updated FICO Experian** | **Forth Wage Earner Updated FICO Transunion** | **Most Recent Updated Co Borrower 2 FICO** | **Most Recent Updated Co Borrower 3 FICO** | **Co Borrower 2 Asset Verification Level** | **Co Borrower 3 Asset Verification Level** | **Co Borrower 4 Asset Verification Level** | **Co Borrower 2 Income Verification Level** | **Co Borrower 3 Income Verification Level** | **Co Borrower 4 Income Verification Level** | **Co Borrower 2 Employment Verification Level** | **Co Borrower 3 Employment Verification Level** | **Co Borrower 4 Employment Verification Level** | **Asset Depletion Flag** | **Bank Statements Flag** | **Number of Statements** | **Type of Statements** | **Percent of Income From Statements** | **Borrower Business Ownership %** | **CoBorrower Business Ownership %** | **P&L Type** | **Income Doc Detail** | **Tax Return Doc Details** | **Document Level** | **Most Recent Bankruptcy Type** | **Most Recent Bankruptcy Filing Date** | **Most Recent Bankruptcy Discharge Date** | **Number of Bankruptcy Events** | **Months Bankruptcy 7 11** | **Months Bankruptcy 13** | **Most Recent Deed in Lieu Date** | **Number of Deed in Lieu Events** | **Months Deed in Lieu** | **Most Recent Short Sale Date** | **Number of Short Sale Events** | **Months Short Sale (or Pre FC)** | **Most Recent Foreclosure Date** | **Number of Foreclosure Events** | **Months Foreclosure** | **Prior Mortgage/Rent Late 30d in 24m** | **Prior Mortgage/Rent Late 60d in 24m** | **Prior Mortgage/Rent Late 90d in 24m** | **Has ACH** | **Guideline Name** | **UW Guideline Author** | **Loan Program Date** | **QM Regulation Failures** | **ATR QM Total Points and Fees Audit** | **Loan Regulation Benchmark Date** | **Benchmark Rate** | **HUD 1 Page 1 Credits Total** | **Collateral Underwriter Risk Score** | **AUS Decision System** | **Property Inspection Wavier (PIW)** | **Rating Result** | **Eligible For Rep and Warrant Relief Per Collateral Advisor** | **Investor Qualifying Rate** | **Borrower Years of W2s** | **CoBorrower Years of W2s** | **Years of Personal Tax Returns** | **Years of Business Tax Returns** | **Years of 4506T** | **Years of Tax Transcripts** | **Months of Personal Bank Statements** | **Months of Business Bank Statements** | **Months of Profit and Loss Statements** | **Expense Letter** | **DSCR** | **Subordinate Lien Type** | **Is Shared Appreciation Mortgage** | **Is Equity Shared Loan** | **Title Interest Type** | **Title Held** | **Loan Doc Type** | **PITIA on Other Financed Properties** | **Credit Score Model Name** | **Maturity Date** | **Qualification Method Other Description** | **Index Type Other Description** | **Most Recent 24 Month Pay History** | **Line Utilization** | **Payment History As Of Date** | **Is Line Still Open** | **Property Value Trends** | **Were C/O proceeds included in reserves** | **Borrower Doc Type** | **Co Borrower 2 Doc Type** | **Co Borrower 3 Doc Type** | **Co Borrower 4 Doc Type** | **Reserves in Months** | **Months WVOE** | **ITIN Indicator** | **Condo Warrantable** | **Default Rate Clause** | **Borrower 3 FICO** | **Borrower 4 FICO** | **Borrower 3 Residency Status** | **Borrower 4 Residency Status** | **Buydown** | **Buydown Type** | **Buydown Term** |
| XXXX | 4000085971 | XXXX | Exempt | XXXX | No | No |  |  |  | 0.00% | XXXX | 2985.3 | 8.13% | Yes | N/A | Not Required |  |  |  |  |  |  | No | No |  |  |  |  |  | $0.00 | 1 |  | X | $2581.80 | $873.00 | XXXX | NV | $275.00 |  | Monthly |  |  |  | 20250708 | 719 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Not Stated, not Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  |  |  |  | 0 | 1 |  | No |  | N/A | 8.125 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 0.8 |  |  | No | Fee Simple | Individual(s) | Debt Service Coverage |  | FICO Risk Score Classic 04 | XXXX |  |  | XXXX |  |  |  | Stable | No |  |  |  |  | 25 |  | No | Yes | FALSE |  |  |  |  |  |  |  |
| XXXX | 4000083168 | XXXX | Exempt | XXXX | Yes | Yes |  |  | XXXX | 0.00% | XXXX | 2765.6 | 6.99% | Yes | Yes | Employed | Self-Employed |  |  |  |  |  | No | No |  |  |  |  |  | $12170.30 | 1 |  | X | $8331.96 | $2400.00 |  |  |  |  |  | 37.295% |  |  | 20250602 | 729 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  | 25% |  | [Borrower - Primary Income - Wages] Paystubs - 05/2025;<br> [Borrower - Primary Income - Wages] WVOE - 06/2025 29 months;<br> [Borrower - Primary Income - Wages] VVOE - 06/2025;<br> [Co Borrower 1 - Primary Income - S-Corp] Tax Returns – Business - 2024;<br> [Co Borrower 1 - Primary Income - S-Corp] Secretary of State (SOS) - 04/2025;<br> [Co Borrower 1 - Primary Income - S-Corp] WVOE - 06/2025 29 months;<br> [Co Borrower 1 - Primary Income - S-Corp] Paystubs - 04/2025-05/2025; | [Borrower] 1040 - 2023;<br> [Borrower] 1040 - 2024;<br> [Borrower] Transcripts - 2023;<br> [Borrower] Transcripts - 2024;<br> [Co Borrower 1] 1040 - 2023;<br> [Co Borrower 1] 1040 - 2024;<br> [Co Borrower 1] Transcripts - 2023;<br> [Co Borrower 1] Transcripts - 2024; | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $4902.50 |  |  | 2000 | 1 | Approve/Eligible | No |  | N/A | 6.99 | 0 | 0 | 0 | 1 | 0 | 4 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | XXXX |  |  | XXXX |  |  |  | Stable | No | Full | Full |  |  | 105 |  | No |  | FALSE |  |  |  |  |  |  |  |
| XXXX | 4000090194 | XXXX | Exempt | XXXX | Yes | No |  |  | XXXX | 0.00% | XXXX | 3579.56 | 8.50% | Yes | N/A | Self-Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $28273.44 | 1 |  | X | $6026.64 | $1727.28 |  |  |  |  |  | 32.417% |  |  | 20250808 | 664 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 50% | 50% |  |  | [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 08/2024-07/2025;<br> [Borrower - Primary Income - Bank Statements] VVOE - 08/2025;<br> [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 07/2025;<br> [Borrower - Primary Income - Bank Statements] Secretary of State (SOS) - 08/2025;<br> [Borrower - Primary Income - Bank Statements] CPA Letter - 08/2025; |  | Stated, Verified but not Verified to Level 4 or Level 5 |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $13485.00 |  |  | 0 | 1 |  | No |  | N/A | 8.5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Bank Statement |  | FICO Risk Score Classic 04 | XXXX |  |  | XXXX |  |  |  | Stable | Yes | Alternative Doc |  |  |  | 102 |  | No |  | FALSE |  |  |  |  |  |  |  |
| XXXX | 4000083172 | XXXX | Safe Harbor QM (APOR) | XXXX | Yes | Yes | $4525.00 | $5202.93 | XXXX | 7.309% | XXXX | 1437.5 | 7.00% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $2339.60 | 1 |  | X | $1634.40 | $1245.12 |  |  |  |  |  | 49.874% | 49.874 |  | 20250606 | 811 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 05/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] WVOE - 06/2025 17 months;<br> [Borrower - Primary Income - Wages] VVOE - 06/2025; | [Borrower] 1040 - 2024;<br> [Borrower] Transcripts - 2024;<br> [Borrower] Transcripts - 2023; | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $4525.00 |  |  | 0 | 1 | Approve/Eligible | No |  | N/A | 7 | 2 | 0 | 0 | 0 | 0 | 2 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | XXXX |  |  | XXXX |  |  |  | Stable | No | Full |  |  |  | 22 |  | No |  | FALSE |  |  |  |  |  |  |  |
| XXXX | 4000087064 | XXXX | Non-QM | XXXX | Yes | No | $5077.50 | $6595.07 | XXXX | 8.598% | XXXX | 1791.04 | 8.25% | No | N/A | Self-Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $2826.58 | 1 |  | X | $2382.12 | $1156.08 | XXXX | NJ | $50.00 |  | Monthly | 48.948% |  | 48.948% | 20250707 | 698 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business |  | 100% |  |  | [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 06/2025-05/2025;<br> [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 07/2025;<br> [Borrower - Primary Income - Bank Statements] VVOE - 08/2025;<br> [Borrower - Primary Income - Bank Statements] Business License/Validation - 09/2021;<br> [Borrower - Primary Income - Bank Statements] CPA Letter - 07/2025; |  | Stated, Verified but not Verified to Level 4 or Level 5 |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 |  |  |  |  | XXXX | XXXX | XXXX |  | $5077.50 |  |  | 0 | 1 |  | No |  | N/A | 8.25 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Bank Statement |  | Equifax Beacon 5 | XXXX |  |  | XXXX |  |  |  | Increasing | Yes | Alternative Doc |  |  |  | 90 |  | No |  | FALSE |  |  |  |  |  |  |  |
| XXXX | 4000088979 | XXXX | Exempt | XXXX | No | No |  |  |  | 0.00% | XXXX | 4182.78 | 7.25% | Yes | Yes | Not Required | Not Required |  |  |  |  |  | No | No |  |  |  |  |  | $0.00 | 1 |  | X | $9914.52 | $2274.84 |  |  |  |  |  |  |  |  | 20250707 | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Not Stated, not Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $0.00 |  |  | 0 | 1 |  | No |  | N/A | 7.25 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.2 |  |  | No | Fee Simple | Individual(s) | Debt Service Coverage |  | FICO Risk Score Classic 04 | XXXX |  |  | XXXX |  |  |  | Stable | No |  |  |  |  | 5 |  | No |  | FALSE |  |  |  |  |  |  |  |
| XXXX | 4000079039 | XXXX | Exempt | XXXX | No | No |  |  |  | 0.00% | XXXX | 3437.4 | 7.38% | Yes | N/A | Not Required |  |  |  |  |  |  | No | No |  |  |  |  |  | $0.00 | 1 |  | X | $11808.60 | $2711.04 |  |  |  |  |  |  |  |  | 20250723 | 757 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Not Stated, not Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 |  |  |  |  | XXXX | XXXX | XXXX |  |  |  |  | 0 | 1 |  | No |  | N/A | 7.375 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.3 |  |  | No | Fee Simple | Corporation | Debt Service Coverage |  | FICO Risk Score Classic 04 | XXXX |  |  | XXXX |  |  |  | Stable | No |  |  |  |  | 111 |  | No |  | FALSE |  |  |  |  |  |  |  |
| XXXX | 4000064337 | XXXX | Non-QM | XXXX | Yes | No | $5897.25 | $7089.59 | XXXX | 9.117% | XXXX | 2199.79 | 8.75% | No | N/A | Self-Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $2966.38 | 1 |  | X | $904.92 | $1318.08 | XXXX | FL | $390.00 |  | Monthly | 42.581% |  | 42.581% | 20250509 | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 15% | 50% |  |  | [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 5/2024-4/2025;<br> [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 6/2025; |  | Stated, Verified but not Verified to Level 4 or Level 5 |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $5897.25 |  |  | 221.18 | 1 |  | No |  | N/A | 8.75 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Bank Statement |  | Equifax Beacon 5 | XXXX |  |  | XXXX |  |  |  | Stable | No | Alternative Doc |  |  |  | 4 |  | No |  | FALSE |  |  |  |  |  |  |  |
| XXXX | 4000082236 | XXXX | Safe Harbor QM (APOR) | XXXX | Yes | No | $16734.00 | $20202.65 | XXXX | 7.256% | XXXX | 13046.1 | 7.13% | No | No | Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $56687.38 | 1 |  | AE | $21997.32 | $16973.16 |  |  |  |  |  | 24.982% | 24.982 |  | 20250619 | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Third Party Verification - 3/2025 - 130 months;<br> [Borrower - Primary Income - Wages] Paystubs - 5/2025-6/2025;<br> [Borrower - Primary Income - Wages] Employer Letter - 6/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] VVOE - 6/2025;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 5/2025-6/2025;<br> [Co Borrower 1 - Primary Income - Wages] Telephone Listing / Internet Search / Directory Assistance - 6/2025;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2024;<br> [Co Borrower 1 - Primary Income - Wages] W-2 Transcript - 2024;<br> [Co Borrower 1 - Primary Income - Wages] W-2 Transcript - 2023;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 6/2025; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $16734.00 |  |  | 0 | 1 |  | No |  | N/A | 7.125 | 1 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Experian Fair Isaac Model 2 | XXXX |  |  | XXXX |  |  |  | Stable | No | Full | Full |  |  | 12 |  | No |  | FALSE |  |  |  |  |  |  |  |
| XXXX | 4000078112 | XXXX | Exempt | XXXX | No | No |  |  |  | 0.00% | XXXX | 3230.13 | 7.38% | Yes | N/A | Not Required |  |  |  |  |  |  | No | No |  |  |  |  |  | $0.00 | 1 |  | X | $8537.04 | $1527.00 |  |  |  |  |  |  |  |  | 20250512 | 743 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Not Stated, not Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  |  |  |  | 0 | 1 |  | No |  | N/A | 7.375 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.1 |  |  | No | Fee Simple | Individual(s) | Debt Service Coverage |  | Equifax Beacon 5 | XXXX |  |  | XXXX |  |  |  | Stable | No |  |  |  |  | 88 |  | No |  | FALSE |  |  |  |  |  |  |  |
| XXXX | 4000080448 | XXXX | Exempt | XXXX | No | No |  |  |  | 0.00% | XXXX | 8133.02 | 7.25% | Yes | N/A | Not Required |  |  |  |  |  |  | No | No |  |  |  |  |  | $0.00 | 1 |  | X | $2520.96 | $23037.48 |  |  |  |  |  |  |  |  | 20250527 | 753 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Not Stated, not Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  |  |  |  | 0 | 2.7 |  | No |  | N/A | 7.25 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.4 |  |  | No | Fee Simple | Individual(s) | Debt Service Coverage |  | Equifax Beacon 5 | XXXX |  |  | XXXX |  |  |  | Increasing | No |  |  |  |  | 25 |  | No |  | FALSE |  |  |  |  |  |  |  |
| XXXX | 4000084432 | XXXX | Exempt | XXXX | No | No |  |  |  | 0.00% | XXXX | 1840.5 | 7.75% | Yes | N/A | Not Required |  |  |  |  |  |  | No | No |  |  |  |  |  | $0.00 | 3 |  | X | $1988.04 | $1722.00 |  |  |  |  |  |  |  |  | 20250622 | 735 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Not Stated, not Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  |  |  |  | 0 |  |  | No |  | N/A | 7.75 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 2 |  |  | No | Fee Simple | Limited Liability Corp | Debt Service Coverage |  | FICO Risk Score Classic 04 | XXXX |  |  | XXXX |  |  |  | Stable | Yes |  |  |  |  | 81 |  | No |  | FALSE |  |  |  |  |  |  |  |
| XXXX | 4000084200 | XXXX | Safe Harbor QM (APOR) | XXXX | Yes | No | $6900.00 | $17789.70 | XXXX | 7.018% | XXXX | 10113.2 | 6.88% | No | N/A | Self-Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $40151.25 | 1 |  | X | $20625.00 | $3179.04 |  |  |  |  |  | 28.122% | 28.122 |  | 20250707 | 798 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  | 100% |  | Third Party Prepared(unaudited) | [Borrower - Primary Income - Sole Proprietor] P&L Statement - 7/2024-7/2025;<br> [Borrower - Primary Income - Sole Proprietor] CPA Letter - 7/2025; |  | Stated, Verified but not Verified to Level 4 or Level 5 |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $0.00 |  |  | 12000 | 1 |  | No |  | N/A | 6.875 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | No |  |  |  | No | Fee Simple | Individual(s) | P&L |  | Experian Fair Isaac Model 2 | XXXX |  |  | XXXX |  |  |  | Stable | No | Alternative Doc |  |  |  | 13 |  | No |  | FALSE |  |  |  |  |  |  |  |
| XXXX | 4000084230 | XXXX | Non-QM | XXXX | Yes | No | $29614.79 | $36316.88 | XXXX | 7.747% | XXXX | 9243.73 | 7.38% | No | N/A | Self-Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $15887.92 | 1 |  | X | $21847.08 | $1587.96 | XXXX | CA | $255.00 |  | Monthly | 49.25% |  | 49.25% | 20250708 | 813 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  | 100% |  | Third Party Prepared(unaudited) | [Borrower - Primary Income - C-Corp] P&L Statement - 7/2024-6/2025;<br> [Borrower - Primary Income - C-Corp] Self-Employment Questionnaire (SEQ) - 8/2025;<br> [Borrower - Primary Income - C-Corp] CPA Letter - 7/2025;<br> [Borrower - Primary Income - C-Corp] Telephone Listing / Internet Search / Directory Assistance - 08/2025; |  | Stated, Verified but not Verified to Level 4 or Level 5 |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $0.00 |  |  | 4338 | 4 |  | No |  | N/A | 7.375 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | No |  |  |  | No | Fee Simple | Individual(s) | P&L |  | Equifax Beacon 5 | XXXX |  |  | XXXX |  |  |  | Stable | No | Alternative Doc |  |  |  | 13 |  | No | Yes | FALSE |  |  |  |  |  |  |  |
| XXXX | 4000089315 | XXXX | Exempt | XXXX | No | No |  |  |  | 0.00% | XXXX | 4979.07 | 7.00% | Yes | N/A | Not Required |  |  |  |  |  |  | No | No |  |  |  |  |  | $0.00 | 1 |  | X | $10478.88 | $1448.04 |  |  |  |  |  |  |  |  | 20250811 | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Not Stated, not Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  |  |  |  | 0 | 1 |  | No |  | N/A | 7 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1 |  |  | No | Fee Simple | Trust | Debt Service Coverage |  | FICO Risk Score Classic 04 | XXXX |  |  | XXXX |  |  |  | Stable | No |  |  |  |  | 213 |  | No |  | FALSE |  |  |  |  |  |  |  |
| XXXX | 4000085442 | XXXX | Exempt | XXXX | No | Yes |  |  |  | 0.00% | XXXX | 1951.24 | 6.99% | Yes | N/A | Self-Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $7456.11 | 2 |  | X | $2941.92 | $534.00 |  |  |  |  |  | 33.334% |  |  | 20250612 | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  | 100% |  |  | [Borrower - Primary Income - Sole Proprietor] Tax Returns – Personal - 2023; |  | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  |  |  |  | 0 |  | Approve/Eligible | No |  | N/A | 6.99 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Trust | Full |  | FICO Risk Score Classic 04 | XXXX |  |  | XXXX |  |  |  | Increasing | No | Full |  |  |  | 1016 |  | No |  | FALSE |  |  |  |  |  |  |  |
| XXXX | 4000083181 | XXXX | Safe Harbor QM (APOR) | XXXX | Yes | Yes | $4414.31 | $5553.58 | XXXX | 7.921% | XXXX | 3985.07 | 7.75% | Yes | Yes | Retired | Retired |  |  |  |  |  | No | No |  |  |  |  |  | $11971.85 | 1 |  | AE | $5396.64 | $1235.28 | XXXX | OR | $811.00 |  | Monthly | 45.361% | 45.361 |  | 20250530 | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Retirement] Award Letter / Continuance Letter - 5/2025;<br> [Borrower - Primary Income - Retirement] 1099 - 2024;<br> [Borrower - Primary Income - Retirement] Investment Statements - 3/2025-5/2025 - 2 months;<br> [Borrower - Primary Income - Retirement] Bank Statements - Personal - 3/2025-5/2025;<br> [Borrower - Non-Primary Income - Social Security] Award Letter / Continuance Letter - 6/2025 - 5 months;<br> [Co Borrower 1 - Primary Income - Retirement] Award Letter / Continuance Letter - 5/2025;<br> [Co Borrower 1 - Primary Income - Retirement] Investment Statements - 1/2025-3/2025;<br> [Co Borrower 1 - Non-Primary Income - Social Security] Award Letter / Continuance Letter - 5/2025 - 4 months;<br> [Co Borrower 1 - Non-Primary Income - Social Security] Bank Statements - Personal - 3/2025-5/2025; |  | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $4414.31 |  |  | 1266 |  | Approve/Eligible | No |  | N/A | 7.75 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Leasehold | Trust | Full |  | FICO Risk Score Classic 04 | XXXX |  |  | XXXX |  |  |  | Stable | No | Full | Full |  |  | 614 |  | No | Yes | FALSE |  |  |  |  |  |  |  |
| XXXX | 4000091071 | XXXX | Safe Harbor QM (APOR) | XXXX | Yes | Yes | $1025.00 | $3324.18 | XXXX | 6.968% | XXXX | 4464.39 | 6.88% | Yes | N/A | Retired |  |  |  |  |  |  | No | No |  |  |  |  |  | $11440.51 | 1 |  | X | $8737.56 | $1932.96 | XXXX | CA | $619.00 |  | Monthly | 47.998% | 47.998 |  | 20250708 | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Retirement] Pension Letter - 07/2025; |  | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $1025.00 |  |  | 450 | 1.7 | Approve/Eligible | No |  | N/A | 6.875 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Trust | Full |  | FICO Risk Score Classic 04 | XXXX |  |  | XXXX |  |  |  | Stable | No | Full |  |  |  | 108 |  | No | Yes | FALSE |  |  |  |  |  |  |  |
| XXXX | 4000087508 | XXXX | Safe Harbor QM (APOR) | XXXX | Yes | Yes | $1846.00 | $2783.77 | XXXX | 7.143% | XXXX | 2191.41 | 6.99% | Yes | Yes | Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $25874.37 | 1 |  | X | $7513.80 | $2512.92 | XXXX | TX | $0.00 |  | Annually | 26.163% | 26.163 |  | 20250702 | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Work Number - 07/2025 18 months;<br> [Borrower - Primary Income - Wages] VVOE - 07/2025 ;<br> [Co Borrower 1 - Primary Income - Wages] Work Number - 07/2025 33 months;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 07/2025; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $0.00 |  |  | 2500 | 1 | Approve/Eligible | No |  | N/A | 6.99 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | XXXX |  |  | XXXX |  |  |  | Stable | No | Full | Full |  |  | 88 | 33 | No |  | FALSE |  |  |  |  |  |  |  |
| XXXX | 4000087519 | XXXX | Exempt | XXXX | Yes | Yes |  |  | XXXX | 0.00% | XXXX | 2545.07 | 6.99% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $15640.77 | 1 |  | X | $7395.36 | $1874.40 | XXXX | TX | $90.00 |  | Monthly | 43.01% |  |  | 20250609 | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Work Number - 06/2025 29 months;<br> [Borrower - Primary Income - Wages] VVOE - 07/2025; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $0.00 |  |  | 15 | 2.6 | Accept | No |  | N/A | 6.99 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | XXXX |  |  | XXXX |  |  |  | Stable | No | Full |  |  |  | 263 | 29 | No |  | FALSE |  |  |  |  |  |  |  |
| XXXX | 4000087524 | XXXX | Exempt | XXXX | Yes | Yes |  |  | XXXX | 0.00% | XXXX | 1866.57 | 6.99% | Yes | Yes | Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $20514.67 | 1 |  | X | $3430.44 | $485.04 |  |  |  |  |  | 16.114% |  |  | 20250513 | 718 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Work Number - 07/2025 6 months;<br> [Borrower - Primary Income - Wages] VVOE - 07/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 01/2023-06/2025;<br> [Co Borrower 1 - Primary Income - Wages] WVOE - 07/2025 30 months;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 07/2025; |  | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $0.00 |  |  | 1732 | 3.8 | Approve/Eligible | No |  | N/A | 6.99 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | XXXX |  |  | XXXX |  |  |  | Stable | No | Full | Full |  |  | 339 | 6 | No |  | FALSE |  |  |  |  |  |  |  |
| XXXX | 4000088718 | XXXX | Non-QM | XXXX | Yes | No | $12670.00 | $13115.71 | XXXX | 7.161% | XXXX | 4453.53 | 6.88% | Yes | Yes | Self-Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $29455.73 | 1 |  | X | $7772.64 | $4362.00 |  |  |  |  |  | 37.764% |  | 37.764% | 20250721 | 721 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 15% | 100% |  |  | [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 06/2024-05/2025;<br> [Borrower - Primary Income - Bank Statements] VVOE - 09/2025;<br> [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 07/2025;<br> [Borrower - Primary Income - Bank Statements] CPA Letter - 02/2025;<br> [Borrower - Primary Income - Bank Statements] Business License/Validation - 08/2025;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 08/2025;<br> [Co Borrower 1 - Primary Income - Wages] WVOE - 07/2025 30 months;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 09/2025;<br> [Co Borrower 1 - Primary Income - Wages] W-2 Transcript - No Results Returned - 2024;<br> [Co Borrower 1 - Primary Income - Wages] Employer Letter - 08/2025; |  | Stated, Verified but not Verified to Level 4 or Level 5 |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $12670.00 |  |  | 85 | 1.7 |  | No |  | N/A | 6.875 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Bank Statement |  | Equifax Beacon 5 | XXXX |  |  | XXXX |  |  |  | Stable | No | Alternative Doc | Full |  |  | 18 | 30 | No |  | FALSE |  |  |  |  |  |  |  |
| XXXX | 4000086010 | XXXX | Exempt | XXXX | No | No |  |  |  | 0.00% | XXXX | 2498.69 | 6.88% | Yes | N/A | Not Required |  |  |  |  |  |  | No | No |  |  |  |  |  | $0.00 | 1 |  | X | $4832.28 | $1206.96 |  |  |  |  |  |  |  |  | 20250723 | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Not Stated, not Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  |  |  |  | 0 | 1 |  | No |  | N/A | 6.875 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1 |  |  | No | Fee Simple | Individual(s) | Debt Service Coverage |  | Equifax Beacon 5 | XXXX |  |  | XXXX |  |  |  | Stable | No |  |  |  |  | 9 |  | No |  | FALSE |  |  |  |  |  |  |  |
| XXXX | 4000083188 | XXXX | Safe Harbor QM (APOR) | XXXX | Yes | Yes | $7451.00 | $8937.58 | XXXX | 7.504% | XXXX | 3088.87 | 7.25% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $4594.53 | 1 |  | X | $5830.56 | $1110.96 |  |  |  |  |  | 42.7% | 42.7 |  | 20250605 | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 05/2025-06/2025;<br> [Borrower - Primary Income - Wages] VVOE - 06/2025;<br> [Borrower - Primary Income - Wages] Work Number - 06/2025 29 months; | [Borrower] 1040 - 2024;<br> [Borrower] 1040 - 2023; | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $7451.00 |  |  | 1990.25 | 1 | Approve/Eligible | No |  | N/A | 7.25 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | XXXX |  |  | XXXX |  |  |  | Increasing | No | Full |  |  |  | 2 | 29 | No |  | FALSE |  |  |  |  |  |  |  |
| XXXX | 4000096274 | XXXX | Exempt | XXXX | No | No |  |  |  | 0.00% | XXXX | 1508.5 | 7.88% | Yes | N/A | Not Required |  |  |  |  |  |  | No | No |  |  |  |  |  | $0.00 | 1 |  | X | $1757.52 | $1118.04 |  |  |  |  |  |  |  |  | 20251008 | 724 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Not Stated, not Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  |  |  |  | 0 | 2.4 |  | No |  | N/A | 7.875 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 0.9 |  |  | No | Fee Simple | Individual(s) | Debt Service Coverage |  | Equifax Beacon 5 | XXXX |  |  | XXXX |  |  |  | Stable | No |  |  |  |  | 31 |  | No |  | FALSE |  |  |  |  |  |  |  |
| XXXX | 4000085456 | XXXX | Exempt | XXXX | Yes | Yes |  |  | XXXX | 0.00% | XXXX | 4558.99 | 7.38% | Yes | Yes | Self-Employed | Self-Employed |  |  |  |  |  | No | No |  |  |  |  |  | $17276.11 | 1 |  | X500 | $7624.56 | $348.96 | XXXX | CA | $82.00 |  | Monthly | 40.309% |  |  | 20250618 | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  | 50% | 50% |  | [Borrower - Primary Income - S-Corp] W-2 - 2024;<br> [Borrower - Primary Income - S-Corp] VVOE - 07/2025;<br> [Borrower - Primary Income - S-Corp] Tax Returns – Business - 2024;<br> [Borrower - Primary Income - S-Corp] K-1 - 2024;<br> [Co Borrower 1 - Primary Income - Retirement] Award Letter / Continuance Letter - 07/2025;<br> [Co Borrower 1 - Primary Income - S-Corp] Tax Returns – Business - 2024;<br> [Co Borrower 1 - Primary Income - S-Corp] K-1 - 2024;<br> [Co Borrower 1 - Primary Income - S-Corp] VVOE - 07/2024; | [Borrower] 1040 - 2024;<br> [Co Borrower 1] 1040 - 2024; | Stated, Verified but not Verified to Level 4 or Level 5 |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $1875.00 |  |  | 1340 | 1 | Approve/Eligible | No |  | N/A | 7.375 | 1 | 0 | 0 | 2 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Trust | Full |  | FICO Risk Score Classic 04 | XXXX |  |  | XXXX |  |  |  | Stable | No | Full | Full |  |  | 35 |  | No |  | FALSE |  |  |  |  |  |  |  |
| XXXX | 4000096015 | XXXX | Exempt | XXXX | No | No |  |  |  | 0.00% | XXXX | 3182.18 | 6.50% | Yes | Yes | Not Required | Not Required |  |  |  |  |  | No | No |  |  |  |  |  | $0.00 | 1 |  | X | $10517.04 | $1635.96 |  |  |  |  |  |  |  |  | 20250912 | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Not Stated, not Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  |  |  |  | 0 | 1 |  | No |  | N/A | 6.5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.3 |  |  | No | Fee Simple | Individual(s) | Debt Service Coverage |  | FICO Risk Score Classic 04 | XXXX |  |  | XXXX |  |  |  | Increasing | No |  |  |  |  | 27 |  | No |  | FALSE |  |  |  |  |  |  |  |
| XXXX | 4000093052 | XXXX | Safe Harbor QM (APOR) | XXXX | Yes | No | $4856.25 | $10732.92 | XXXX | 6.97% | XXXX | 8837.35 | 6.88% | No | No | Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $10271.70 | 1 |  | X | $13739.64 | $666.96 |  |  |  |  |  | 51.663% | 51.663 |  | 20250915 | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 08/2025-09/2025;<br> [Borrower - Primary Income - Wages] Work Number - 10/2025;<br> [Borrower - Primary Income - Wages] VVOE - 10/2025;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 09/2025;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2024;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2023;<br> [Co Borrower 1 - Primary Income - Wages] Work Number - 09/2025 32 months;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 10/2025; |  | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $4856.25 |  |  | 0 | 1 |  | No |  | N/A | 6.875 | 0 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | XXXX |  |  | XXXX |  |  |  | Stable | No | Full | Full |  |  | 27 | 32 | No |  | FALSE |  |  |  |  |  |  |  |
| XXXX | 4000085849 | XXXX | Safe Harbor QM (APOR) | XXXX | Yes | No | $1875.00 | $4623.58 | XXXX | 6.72% | XXXX | 6373.4 | 6.63% | No | No | Not Required | Not Required |  |  |  |  |  | No | No |  |  |  |  |  | -$6373.40 | 1 |  | X | $31176.48 | $5039.76 | XXXX | TX | $1845.96 |  | Annually |  |  |  | 20250716 | 755 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Retirement] Investment Statements - 2/2025-6/2025 - 5 months; |  | Not Stated, not Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $1875.00 |  |  | 9073 | 2.4 |  | No |  | N/A | 6.625 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Trust | Asset Utilization |  | Experian Fair Isaac Model 2 | XXXX |  |  | XXXX |  |  |  | Stable | No | Alternative Doc | Alternative Doc |  |  | 509 |  | No |  | FALSE |  |  |  |  |  |  |  |
| XXXX | 4000093005 | XXXX | Safe Harbor QM (APOR) | XXXX | Yes | No | $1875.00 | $6069.43 | XXXX | 6.694% | XXXX | 7500.75 | 6.63% | No | No | Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $12094.06 | 1 |  | X | $15312.48 | $1701.12 |  |  |  |  |  | 45.27% | 45.27 |  | 20250910 | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 08/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] Work Number - 09/2025 32 months;<br> [Borrower - Primary Income - Wages] VVOE - 09/2025;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 08/2025;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2024;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2023;<br> [Co Borrower 1 - Primary Income - Wages] Work Number - 09/2025 32 months;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 09/2025 ; | [Borrower] Transcripts - 2024;<br> [Borrower] Transcripts - 2023;<br> [Co Borrower 1] Transcripts - 2024;<br> [Co Borrower 1] Transcripts - 2023; | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $0.00 |  |  | 9951 | 1 |  | No |  | N/A | 6.625 | 2 | 2 | 0 | 0 | 0 | 4 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Experian Fair Isaac Model 2 | XXXX |  |  | XXXX |  |  |  | Stable | No | Full | Full |  |  | 19 | 32 | No |  | FALSE |  |  |  |  |  |  |  |
| XXXX | 4000088124 | XXXX | Exempt | XXXX | No | No |  |  |  | 0.00% | XXXX | 5859.06 | 7.25% | Yes | N/A | Not Required |  |  |  |  |  |  | No | No |  |  |  |  |  | $0.00 | 1 |  | X | $8132.28 | $1329.00 |  |  |  |  |  |  |  |  | 20250806 | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Not Stated, not Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  |  |  |  | 0 | 1 |  | No |  | N/A | 7.25 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 0.8 |  |  | No | Fee Simple | Individual(s) | Debt Service Coverage |  | Equifax Beacon 5 | XXXX |  |  | XXXX |  |  |  | Stable | No |  |  |  |  | 10 |  | No |  | FALSE |  |  |  |  |  |  |  |
| XXXX | 4000089225 | XXXX | Safe Harbor QM (APOR) | XXXX | Yes | No | $1885.32 | $6167.04 | XXXX | 6.926% | XXXX | 10164.8 | 6.88% | No | No | Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $17323.59 | 1 |  | AO | $17622.36 | $5854.68 |  |  |  |  |  | 42.415% | 42.415 |  | 20250813 | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 07/2025;<br> [Borrower - Primary Income - Wages] Paystubs - 12/2024;<br> [Borrower - Primary Income - Wages] Paystubs - 12/2023;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] Work Number - 08/2025 31 months;<br> [Borrower - Primary Income - Wages] VVOE - 09/2025;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 07/2025;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 12/2024;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 12/2023;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2024;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2023;<br> [Co Borrower 1 - Primary Income - Wages] Work Number - 08/2025 31 months;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 09/2025; | [Borrower] Transcripts - 2024;<br> [Borrower] Transcripts - 2023;<br> [Co Borrower 1] Transcripts - 2024;<br> [Co Borrower 1] Transcripts - 2023; | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $1885.32 |  |  | 4906 | 3.1 |  | No |  | N/A | 6.875 | 2 | 2 | 0 | 0 | 0 | 4 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Trust | Full |  | Equifax Beacon 5 | XXXX |  |  | XXXX |  |  |  | Stable | No | Full | Full |  |  | 27 | 31 | No |  | FALSE |  |  |  |  |  |  |  |
| XXXX | 4000094699 | XXXX | Non-QM | XXXX | Yes | No | $2075.00 | $13389.15 | XXXX | 6.862% | XXXX | 9473.93 | 6.75% | No | No | Self-Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $14584.19 | 1 |  | X | $18339.36 | $2572.32 |  |  |  |  |  | 44.096% |  | 44.096% | 20250918 | 764 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business |  | 100% |  |  | [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 9/2024-8/2025 - 12 months;<br> [Borrower - Primary Income - Bank Statements] CPA Letter - 9/2025;<br> [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 10/2025;<br> [Borrower - Primary Income - Bank Statements] Secretary of State (SOS) - 9/2025;<br> [Borrower - Primary Income - Bank Statements] Telephone Listing / Internet Search / Directory Assistance - 9/2025;<br> [Borrower - Primary Income - Bank Statements] VVOE - 9/2025;<br> [Co Borrower 1 - Primary Income - Wages] WVOE - 9/2025 - 37 months;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 8/2025-9/2025;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2024;<br> [Co Borrower 1 - Primary Income - Wages] W-2 Transcript - 2024;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 9/2025; |  | Stated, Verified but not Verified to Level 4 or Level 5 |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $0.00 |  |  | 23325 | 2.9 |  | No |  | N/A | 6.75 | 0 | 1 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Bank Statement |  | Equifax Beacon 5 | XXXX |  |  | XXXX |  |  |  | Stable | No | Alternative Doc | Full |  |  | 25 |  | No |  | FALSE |  |  |  |  |  |  |  |
| XXXX | 4000083481 | XXXX | Exempt | XXXX | No | No |  |  |  | 0.00% | XXXX | 1830.91 | 7.38% | Yes | N/A | Not Required |  |  |  |  |  |  | No | No |  |  |  |  |  | $0.00 | 1 |  | X | $4923.36 | $1953.60 | XXXX | VA | $45.00 |  | Monthly |  |  |  | 20250619 | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Not Stated, not Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  |  |  |  | 0 | 1 |  | No |  | N/A | 7.375 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.4 |  |  | No | Fee Simple | Individual(s) | Debt Service Coverage |  | Experian Fair Isaac Model 2 | XXXX |  |  | XXXX |  |  |  | Stable | No |  |  |  |  | 17 |  | No |  | FALSE |  |  |  |  |  |  |  |
| XXXX | 4000085465 | XXXX | Exempt | XXXX | Yes |  |  |  | XXXX | 0.00% | XXXX | 2764.94 | 6.88% | Yes | N/A | Retired |  |  |  |  |  |  | No | No |  |  |  |  |  | $6562.50 | 1 |  | X500 | $5607.48 | $2463.96 |  |  |  |  |  | 16.662% |  |  | 20250604 | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Non-Primary Income - Social Security] SS Award Letter - 12/2024;<br> [Borrower - Non-Primary Income - Social Security] Tax Returns – Personal - 2024;<br> [Borrower - Non-Primary Income - Social Security] VVOE - 07/2025; | [Borrower] 1040 - 2024;<br> [Borrower] Transcripts - 2024; | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $8485.00 |  |  | 1708 | 3.2 | Approve/Eligible | No |  | N/A | 6.875 | 0 | 0 | 1 | 0 | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | XXXX |  |  | XXXX |  |  |  | Stable | No | Full |  |  |  | 12 |  | No |  | FALSE |  |  |  |  |  |  |  |
| XXXX | 4000079450 | XXXX | Exempt | XXXX | No | No |  |  |  | 0.00% | XXXX | 3326.97 | 8.38% | Yes | N/A | Not Required |  |  |  |  |  |  | No | No |  |  |  |  |  | $0.00 | 1 |  | X | $5574.12 | $5025.96 |  |  |  |  |  |  |  |  | 20250424 | 704 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Not Stated, not Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  |  |  |  | 0 | 1 |  | No |  | N/A | 8.25 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 0.9 |  |  | No | Fee Simple | Limited Liability Corp | Debt Service Coverage |  | FICO Risk Score Classic 04 | XXXX |  |  | XXXX |  |  |  | Stable | No |  |  |  |  | 24 |  | No |  | FALSE |  |  |  |  |  |  |  |
| XXXX | 4000066380 | XXXX | Safe Harbor QM (APOR) | XXXX | Yes | No | $24595.00 | $25403.08 | XXXX | 7.856% | XXXX | 9374.82 | 7.63% | Yes | Yes | Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $16462.98 | 1 |  | X | $6066.24 | $2622.00 | XXXX | MT | $511.17 |  | Monthly | 44.939% | 44.939 |  | 20250113 | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 12/2024-01/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] W-2 - 2022;<br> [Borrower - Primary Income - Wages] Third Party Verification - 1-2025 13 MONTHS;<br> [Borrower - Primary Income - Wages] VVOE - 1-2025;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 11/2024-12/2024;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2023;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2022;<br> [Co Borrower 1 - Primary Income - Wages] Third Party Verification - 1-2025 13 MONTHS;<br> [Co Borrower 1 - Primary Income - Wages] WVOE - 1-2025 13 MONTHS;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 1-2025; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $24595.00 |  |  | 0 |  |  | No |  | N/A | 7.625 | 2 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | XXXX |  |  | XXXX |  |  |  |  |  |  |  |  |  | 29 |  | No |  | FALSE |  |  |  |  |  |  |  |
| XXXX | 4000077355 | XXXX | Exempt | XXXX | No | No |  |  |  | 0.00% | XXXX | 1537.93 | 7.63% | Yes | Yes | Not Required | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $0.00 | 1 |  | X | $3887.16 | $3278.04 |  |  |  |  |  |  |  |  | 20250402 | 720 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Not Stated, not Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $0.00 |  |  | 0 |  |  | No |  | N/A | 7.625 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.6 |  |  | No | Fee Simple | Individual(s) | Debt Service Coverage |  | FICO Risk Score Classic 04 | XXXX |  |  | XXXX |  |  |  | Stable | No |  |  |  |  | 17 |  | No |  | FALSE |  |  |  |  |  |  |  |
| XXXX | 4000077252 | XXXX | Exempt | XXXX | No | No |  |  |  | 0.00% | XXXX | 2479.4 | 7.00% | Yes | N/A | Not Required |  |  |  |  |  |  | No | No |  |  |  |  |  | $0.00 | 1 |  | X | $3318.96 | $922.44 |  |  |  |  |  |  |  |  | 20250304 | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Not Stated, not Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $0.00 |  |  | 0 |  |  | No |  | N/A | 6.999 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.4 |  |  | No | Fee Simple | Individual(s) | Debt Service Coverage | 2450 | Experian Fair Isaac Model 2 | XXXX |  |  | XXXX |  |  |  | Stable |  |  |  |  |  | 12 |  | No |  | FALSE |  |  |  |  |  |  |  |
| XXXX | 4000075753 | XXXX | Exempt | XXXX | No | No |  |  |  | 0.00% | XXXX | 5244.1 | 9.00% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $0.00 | 1 |  | AE | $3284.04 | $2009.28 |  |  |  |  |  |  |  |  | 20250408 | 713 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Not Stated, not Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $0.00 |  |  | 0 |  |  | No |  | N/A | 8.999 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 0.8 |  |  | No | Fee Simple | Individual(s) | Debt Service Coverage |  | Equifax Beacon 5 | XXXX |  |  | XXXX |  |  |  |  |  |  |  |  |  | 67 |  | No |  | FALSE |  |  |  |  |  |  |  |
| XXXX | 4000079407 | XXXX | Non-QM | XXXX | Yes | No | $21779.88 | $24591.80 | XXXX | 8.023% | XXXX | 8706.81 | 7.75% | No | N/A | Self-Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $22443.17 | 1 |  | X | $15616.80 | $1237.08 | XXXX | CA | $356.75 |  | Monthly | 30.061% |  | 30.061% | 20250417 | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 50% | 100% |  |  | [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 4/2024-3/2025 12mo;<br> [Borrower - Primary Income - Bank Statements] Employer Letter - 10/2023;<br> [Borrower - Primary Income - Bank Statements] Secretary of State (SOS) - 8/2023;<br> [Borrower - Primary Income - Bank Statements] CPA Letter - 5/2025;<br> [Borrower - Primary Income - Bank Statements] VVOE - 5/2025;<br> [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 04/2025; |  | Stated, Verified but not Verified to Level 4 or Level 5 |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $21779.88 |  |  | 0 |  |  | No |  | N/A | 7.75 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Bank Statement | 779 | FICO Risk Score Classic 04 | XXXX |  |  | XXXX |  |  |  |  |  |  |  |  |  | 14 |  | No |  | FALSE |  |  |  |  |  |  |  |
| XXXX | 4000076934 | XXXX | Non-QM | XXXX | Yes | No | $6275.00 | $8341.51 | XXXX | 8.589% | XXXX | 1586.29 | 8.00% | No | No | Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $6830.37 | 1 |  | X | $1911.36 | $758.04 | XXXX | WA | $219.28 |  | Monthly | 25.291% |  | 25.291% | 20250416 | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 5-2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] Third Party Verification - 5-2025- 16 Months;<br> [Borrower - Primary Income - Wages] VVOE - 5-2025;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 5-2025;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2024;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2023;<br> [Co Borrower 1 - Primary Income - Wages] Third Party Verification - 5-2025;<br> [Co Borrower 1 - Primary Income - Wages] Employer Letter - 5-2025;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 5-2025;<br> [Co Borrower 1 - Primary Income - Wages] W-2 Transcript - 2024;<br> [Co Borrower 1 - Primary Income - Wages] W-2 Transcript - 2023; | [Co Borrower 1] Transcripts - 2024; | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 |  |  |  |  | XXXX | XXXX | XXXX |  | $6275.00 |  |  | 0 |  |  | No |  | N/A | 7.999 | 2 | 2 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | XXXX |  |  | XXXX |  |  |  |  |  |  |  |  |  | 10 |  | No |  | FALSE |  |  |  |  |  |  |  |
| XXXX | 4000077253 | XXXX | Exempt | XXXX | No | No |  |  |  | 0.00% | XXXX | 2136 | 7.50% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $0.00 | 1 |  | X | $3402.36 | $988.08 | XXXX | OR | $90.00 |  | Monthly |  |  |  | 20250404 | 816 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Not Stated, not Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $0.00 |  |  | 2812.5 |  |  | No |  | N/A | 7.5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1 |  |  | No | Fee Simple | Individual(s) | Debt Service Coverage |  | Equifax Beacon 5 | XXXX |  |  | XXXX |  |  |  |  |  |  |  |  |  | 56 |  | No |  | FALSE |  |  |  |  |  |  |  |
| XXXX | 4000079764 | XXXX | Exempt | XXXX | No | No |  |  |  | 0.00% | XXXX | 10218 | 6.50% | Yes | N/A | Not Required |  |  |  |  |  |  | No | No |  |  |  |  |  | $0.00 | 1 |  | AE | $11823.24 | $1846.08 | XXXX | FL | $4333.59 |  | Monthly |  |  |  | 20250324 | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Not Stated, not Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $0.00 |  |  | 0 |  |  | No |  | N/A | 6.5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.5 |  |  | No | Fee Simple | Individual(s) | Debt Service Coverage |  | FICO Risk Score Classic 04 | XXXX |  |  | XXXX |  |  |  | Stable |  |  |  |  |  | 47 |  | No | Yes | FALSE |  |  |  |  |  |  |  |
| XXXX | 4000078346 | XXXX | Safe Harbor QM (APOR) | XXXX | Yes | No | $5975.00 | $7045.53 | XXXX | 7.82% | XXXX | 2048.91 | 7.50% | No | N/A | Self-Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $2185.09 | 1 |  | X | $2326.08 | $1200.00 | XXXX | TN | $35.00 |  | Monthly | 48.392% | 48.392 |  | 20250430 | 812 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  | 100% |  |  | [Borrower - Primary Income - Sole Proprietor] Paystubs - 1/2025-5/2025;<br> [Borrower - Primary Income - Sole Proprietor] 1099 - 2024;<br> [Borrower - Primary Income - Sole Proprietor] Telephone Listing / Internet Search / Directory Assistance - 5/2025;<br> [Borrower - Primary Income - Sole Proprietor] Self-Employment Questionnaire (SEQ) - 4/2025;<br> [Borrower - Primary Income - Sole Proprietor] VVOE - 5/2025; | [Borrower] Transcripts - 2024;<br> [Borrower] Transcripts - 2023;<br> [Borrower] Transcripts - 2022; | Stated, Verified but not Verified to Level 4 or Level 5 |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $5975.00 |  |  | 13500 |  |  | No |  | N/A | 7.5 | 0 | 0 | 0 | 0 | 0 | 3 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | XXXX |  |  | XXXX |  |  |  |  |  |  |  |  |  | 28 |  | No |  | FALSE |  |  |  |  |  |  |  |
| XXXX | 4000080703 | XXXX | Exempt | XXXX | No | No |  |  |  | 0.00% | XXXX | 1383.45 | 8.38% | Yes | N/A | Not Required |  |  |  |  |  |  | No | No |  |  |  |  |  | $0.00 | 1 |  | X | $2177.04 | $1674.00 | XXXX | MO | $16.67 |  | Monthly |  |  |  | 20250410 | 747 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Not Stated, not Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $0.00 |  |  | 0 |  |  | No |  | N/A | 8.375 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1 |  |  | No | Fee Simple | Individual(s) | Debt Service Coverage |  | FICO Risk Score Classic 04 | XXXX |  |  | XXXX |  |  |  |  |  |  |  |  |  | 4 |  | No |  | FALSE |  |  |  |  |  |  |  |
| XXXX | 4000081191 | XXXX | Exempt | XXXX | No | No |  |  |  | 0.00% | XXXX | 1852.31 | 6.88% | Yes | N/A | Not Required |  |  |  |  |  |  | No | No |  |  |  |  |  | -$743.00 | 1 |  | X | $5626.92 | $1289.88 |  |  |  |  |  |  |  |  | 20250502 | 818 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Not Stated, not Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  |  |  |  | 0 |  |  | No |  | N/A | 6.875 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.2 |  |  | No | Fee Simple | Individual(s) | Debt Service Coverage |  | Equifax Beacon 5 | XXXX |  |  | XXXX |  |  |  |  |  |  |  |  |  | 12 |  | No |  | FALSE |  |  |  |  |  |  |  |
| XXXX | 4000078986 | XXXX | Exempt | XXXX | No | No |  |  |  | 0.00% | XXXX | 1921.28 | 8.38% | Yes | N/A | Self-Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $6183.48 | 1 |  | X | $7427.88 | $1022.64 | XXXX | TX | $649.92 |  | Annually | 13.596% |  |  | 20250423 | 729 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 75% | 100% |  |  | [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 05/2023-04/2025- 24 Months;<br> [Borrower - Primary Income - Bank Statements] Other - 05/2025-Income Calc;<br> [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 05/2025;<br> [Borrower - Primary Income - Bank Statements] VVOE - 05/2025;<br> [Borrower - Primary Income - Bank Statements] CPA Letter - 05/2025; |  | Stated, Verified but not Verified to Level 4 or Level 5 |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $0.00 |  |  | 0 | 1 |  | No |  | N/A | 8.375 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 24 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Bank Statement | 0 | Equifax Beacon 5 | XXXX |  |  | XXXX |  |  |  | Stable |  |  |  |  |  | 74 |  | No |  | FALSE |  |  |  |  |  |  |  |
| XXXX | 4000093572 | XXXX | Non-QM | XXXX | Yes | No | $15274.20 | $17291.39 | XXXX | 7.755% | XXXX | 2576.39 | 7.13% | Yes | Yes | Employed | Retired |  |  |  |  |  | No | No |  |  |  |  |  | $10657.97 | 1 |  | X | $3000.12 | $913.08 | XXXX | DE | $230.00 |  | Monthly | 35.466% |  | 35.466% | 20250808 | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 06/28/2025-07/25/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] W-2 Transcript - 2024;<br> [Borrower - Primary Income - Wages] W-2 Transcript - 2023;<br> [Borrower - Primary Income - Wages] WVOE - 08/12/2025 - 31 months;<br> [Borrower - Primary Income - Wages] VVOE - 08/27/2025;<br> [Co Borrower 1 - Primary Income - Retirement] Pension Letter - 06/24/2025;<br> [Co Borrower 1 - Primary Income - Retirement] Other - 07/01/2025-07/31/2025 - Monthly Pension Statement; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $0.00 |  |  | 0 |  |  | No |  | N/A | 7.125 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Experian Fair Isaac Model 2 | XXXX |  |  | XXXX |  |  |  | Stable |  |  |  |  |  | 96 |  | No |  | FALSE |  |  |  |  |  |  |  |
| XXXX | 4000081192 | XXXX | Non-QM | XXXX | Yes | No | $13971.98 | $16902.19 | XXXX | 8.139% | XXXX | 4300.5 | 7.75% | No | No | Self-Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $8523.51 | 1 |  | X | $10541.16 | $1347.00 |  |  |  |  |  | 42.424% |  | 42.424% | 20250519 | 715 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  | 100% |  |  | [Borrower - Primary Income - Bank Statements] Bank Statements - Personal - 3/2025-04/2025- 2 months;<br> [Borrower - Primary Income - Bank Statements] Investment Statements - 04/2025-05/2025- 2 months;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2023;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2024;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 03/25-05/25- 2 month;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 06/2025;<br> [Co Borrower 1 - Primary Income - Wages] Third Party Verification - 05/2025- 26 mo;<br> [Borrower - Primary Income - Retirement] Other - 06/2025; |  | Stated, Verified but not Verified to Level 4 or Level 5 |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $13971.98 |  |  | 105000 |  |  | No |  | N/A | 7.75 | 0 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Asset Depletion |  | Equifax Beacon 5 | XXXX |  |  | XXXX |  |  |  | Stable |  |  |  |  |  | 228 |  | No |  | FALSE |  |  |  |  |  |  |  |
| XXXX | 4000083616 | XXXX | Safe Harbor QM (APOR) | XXXX | Yes | No | $7245.00 | $9681.44 | XXXX | 8.139% | XXXX | 3094.43 | 7.75% | No | N/A | Retired |  |  |  |  |  |  | No | No |  |  |  |  |  | $5451.17 | 1 |  | X | $6256.80 | $372.96 | XXXX | SC | $536.00 |  | Monthly | 36.7% | 36.7 |  | 20250516 | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - Primary Income - Retirement] Investment Statements - 3/2025-4/2025;<br> [Borrower - Primary Income - Retirement] Investment Statements - 3/2025-4/2025;<br> [Borrower - Primary Income - Retirement] Investment Statements - 3/2025-4/2025;<br> [Borrower - Primary Income - Retirement] Investment Statements - 3/2025-4/2025; |  | Stated, Verified but not Verified to Level 4 or Level 5 |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $7245.00 |  |  | 0 |  |  | No |  | N/A | 7.75 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Asset Depletion |  | FICO Risk Score Classic 04 | XXXX |  |  | XXXX |  |  |  | Stable | No |  |  |  |  | 315 |  | No |  | FALSE |  |  |  |  |  |  |  |
| XXXX | 4000077812 | XXXX | Non-QM | XXXX | Yes | No | $14380.69 | $17770.92 | XXXX | 7.92% | XXXX | 4244.65 | 7.50% | No | No | Self-Employed | Self-Employed |  |  |  |  |  | No | No |  |  |  |  |  | $21358.92 | 1 |  | X | $10085.52 | $2754.96 |  |  |  |  |  | 27.226% |  | 27.226% | 20250422 | 742 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 80% | 100% | 100% |  | [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 5/2024-4/2025;<br> [Borrower - Primary Income - Bank Statements] Secretary of State (SOS) - 6-2015;<br> [Borrower - Primary Income - Bank Statements] Telephone Listing / Internet Search / Directory Assistance - 5-2025;<br> [Borrower - Primary Income - Bank Statements] Business License/Validation - 2025;<br> [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 5-2025;<br> [Co Borrower 1 - Primary Income - Bank Statements] Bank Statements - Business - 5/2024-4/2025;<br> [Co Borrower 1 - Primary Income - Bank Statements] Secretary of State (SOS) - 6-2015;<br> [Co Borrower 1 - Primary Income - Bank Statements] Telephone Listing / Internet Search / Directory Assistance - 5-2025;<br> [Co Borrower 1 - Primary Income - Bank Statements] Business License/Validation - 2025;<br> [Co Borrower 1 - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 5-2025; |  | Stated, Verified but not Verified to Level 4 or Level 5 |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $14380.69 |  |  | 0 |  |  | No |  | N/A | 7.5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Bank Statement |  | FICO Risk Score Classic 04 | XXXX |  |  | XXXX |  |  |  |  |  |  |  |  |  | 11 |  | No |  | FALSE |  |  |  |  |  |  |  |
| XXXX | 4000081188 | XXXX | Exempt | XXXX | No | No |  |  |  | 0.00% | XXXX | 3034.9 | 8.13% | Yes | N/A | Not Required |  |  |  |  |  |  | No | No |  |  |  |  |  | $0.00 | 1 |  | X | $4579.80 | $1809.00 |  |  |  |  |  |  |  |  | 20250522 | 750 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Not Stated, not Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  |  |  |  | 0 |  |  | No |  | N/A | 8.125 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 0.9 |  |  | No | Fee Simple | Individual(s) | Debt Service Coverage | 881 | Experian Fair Isaac Model 2 | XXXX |  |  | XXXX |  |  |  | Increasing |  |  |  |  |  | 33 |  | No |  | FALSE |  |  |  |  |  |  |  |
| XXXX | 4000082266 | XXXX | Safe Harbor QM (APOR) | XXXX | Yes | No | $28071.47 | $32197.24 | XXXX | 7.732% | XXXX | 11539.3 | 7.50% | No | N/A | Not Required |  |  |  |  |  |  | No | No |  |  |  |  |  | $35074.65 | 1 |  | X | $6786.96 | $3593.04 | XXXX | AZ | $2592.00 |  | Annually | 29.113% | 29.113 |  | 20250429 | 745 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - Primary Income - Retirement] Investment Statements - 3/2025-4/2025;<br> [Borrower - Primary Income - Retirement] Investment Statements - 3/2025-4/2025;<br> [Borrower - Primary Income - Retirement] Secretary of State (SOS) - 11-2009;<br> [Borrower - Primary Income - Retirement] Other - 12-2022;<br> [Borrower - Primary Income - Retirement] Other - 4-2018;<br> [Borrower - Primary Income - Retirement] Business License/Validation - 5-2025;<br> [Borrower - Primary Income - Retirement] Bank Statements - Business - 11/2024-4/2025; |  | Stated, Verified but not Verified to Level 4 or Level 5 |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $0.00 |  |  | 0 |  |  | No |  | N/A | 7.5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Trust | Asset Depletion |  | Equifax Beacon 5 | XXXX |  |  | XXXX |  |  |  | Stable | No |  |  |  |  | 89 |  | No |  | FALSE |  |  |  |  |  |  |  |
| XXXX | 4000085024 | XXXX | Non-QM | XXXX | Yes | No | $14212.38 | $18327.96 | XXXX | 7.694% | XXXX | 5299.44 | 7.38% | No | N/A | Self-Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $9501.05 | 1 |  | X | $2162.16 | $2537.40 | XXXX | AZ | $737.17 |  | Monthly | 38.078% |  | 38.078% | 20250617 | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 50% | 100% |  |  | [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 6/2023-5/2025-24 months;<br> [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 5/22/2025;<br> [Borrower - Primary Income - Bank Statements] Business License/Validation - 7/23/2024;<br> [Borrower - Primary Income - Bank Statements] Third Party Verification - 6/25/2025;<br> [Borrower - Primary Income - Bank Statements] VVOE - 7/11/2025; |  | Stated, Verified but not Verified to Level 4 or Level 5 |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 |  |  |  |  | XXXX | XXXX | XXXX |  | $0.00 |  |  | 10000 |  |  | No |  | N/A | 7.375 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 24 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Bank Statement |  | FICO Risk Score Classic 04 | XXXX |  |  | XXXX |  |  |  |  |  |  |  |  |  | 7 |  | No |  | FALSE |  |  |  |  |  |  |  |
| XXXX | 4000081189 | XXXX | Safe Harbor QM (APOR) | XXXX | Yes | No | $12303.72 | $19306.42 | XXXX | 7.529% | XXXX | 6385.61 | 7.25% | No | No | Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $7782.72 | 1 |  | X | $12687.48 | $3177.00 | XXXX | CA | $144.00 |  | Monthly | 49.9% | 49.9 |  | 20250516 | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - Primary Income - Bank Statements] Investment Statements - 4/2025-5/2025 2mo;<br> [Borrower - Primary Income - Bank Statements] Bank Statements - Personal - 5/2025 1mo;<br> [Borrower - Primary Income - Wages] Employer Letter - 5/2025;<br> [Borrower - Primary Income - Wages] Employer Letter - 5/2025;<br> [Borrower - Primary Income - Wages] Paystubs - 3/2025-4/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] Third Party Verification - 5/2025 27.6mo;<br> [Borrower - Primary Income - Wages] VVOE - 5/2025;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 4/2025-5/2025;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2023;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2024;<br> [Co Borrower 1 - Primary Income - Wages] Third Party Verification - 6/2025;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 5/2025 28.74; |  | Stated, Verified but not Verified to Level 4 or Level 5 |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $12303.72 |  |  | 0 |  |  | No |  | N/A | 7.25 | 2 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Asset Depletion |  | FICO Risk Score Classic 04 | XXXX |  |  | XXXX |  |  |  |  |  |  |  |  |  | 110 |  | No |  | FALSE |  |  |  |  |  |  |  |
| XXXX | 4000083619 | XXXX | Safe Harbor QM (APOR) | XXXX | Yes | No |  |  | XXXX | 7.626% | XXXX | 3068.49 | 7.25% | No | No | Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $6602.47 | 1 |  | X | $8612.52 | $1466.28 |  |  |  |  |  | 34.499% | 34.499 |  | 20250613 | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Investment Statements - 4/2025-5/2025;<br> [Borrower - Primary Income - Wages] Investment Statements - 4/2025-5/2025;<br> [Borrower - Primary Income - Wages] Investment Statements - 4/2025-5/2025;<br> [Borrower - Primary Income - Wages] Investment Statements - 4/2025-5/2025; |  | Stated, Verified but not Verified to Level 4 or Level 5 |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $0.00 |  |  | 3750 | 1.1 |  | No |  | N/A | 7.25 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Asset Depletion |  | Equifax Beacon 5 | XXXX |  |  | XXXX |  |  |  |  |  |  |  |  |  | 216 |  | No |  | FALSE |  |  |  |  |  |  |  |
| XXXX | 4000082744 | XXXX | Safe Harbor QM (APOR) | XXXX | Yes | No | $5345.00 | $6738.95 | XXXX | 7.016% | XXXX | 5928.66 | 6.88% | No | No | Not Required | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $33004.35 | 1 |  | X | $24893.28 | $5334.96 | XXXX | TX | $1500.00 |  | Annually | 15.369% | 15.369 |  | 20250716 | 815 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Co Borrower 1 - Primary Income - Wages] Paystubs - 6-2025;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 12/2024;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 12/2023;<br> [Co Borrower 1 - Primary Income - Wages] W-2 Transcript - 2024;<br> [Co Borrower 1 - Primary Income - Wages] W-2 Transcript - 2023;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 7-2025;<br> [Co Borrower 1 - Primary Income - Wages] Employer Letter - 2-2025;<br> [Co Borrower 1 - Primary Income - Wages] Tax Returns – Personal - 2024;<br> [Co Borrower 1 - Primary Income - Wages] Tax Returns – Personal - 2023; | [Co Borrower 1] 1040 - 2024;<br> [Co Borrower 1] 1040 - 2023;<br> [Co Borrower 1] Transcripts - 2024;<br> [Co Borrower 1] Transcripts - 2023; | Not Stated, not Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $0.00 |  |  | 0 |  |  | No |  | N/A | 6.875 | 0 | 0 | 2 | 0 | 0 | 2 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Experian Fair Isaac Model 2 | XXXX |  |  | XXXX |  |  |  | Stable | No |  |  |  |  | 343 |  | No |  | FALSE |  |  |  |  |  |  |  |
| XXXX | 4000083268 | XXXX | Non-QM | XXXX | Yes | No |  |  | XXXX | 7.728% | XXXX | 6035.37 | 7.50% | No | No | Not Required | Not Required |  |  |  |  |  | No | No |  |  |  |  |  | $28389.75 | 1 |  | X | $10050.84 | $1886.04 |  |  |  |  |  | 28.887% |  | 28.887% | 20250627 | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Retirement] Investment Statements - 05/2025-06/2025 2 months; |  | Stated, Verified but not Verified to Level 4 or Level 5 |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $0.00 |  |  | 0 |  |  | No |  | N/A | 7.5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Asset Utilization | 3326 | FICO Risk Score Classic 04 | XXXX |  |  | XXXX |  |  |  | Stable | No |  |  |  |  | 526 |  | No |  | FALSE |  |  |  |  |  |  |  |
| XXXX | 4000084832 | XXXX | Safe Harbor QM (APOR) | XXXX | Yes | No | $9012.00 | $10831.50 | XXXX | 7.772% | XXXX | 3540.32 | 7.50% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $6368.68 | 1 |  | X | $1990.08 | $332.04 | XXXX | UT | $368.16 |  | Monthly | 53.682% | 53.682 |  | 20250610 | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 5/2025-6/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] Work Number - 6/2025 19 months;<br> [Borrower - Primary Income - Wages] VVOE - 7/2025; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $9012.00 |  |  | 0 |  |  | No |  | N/A | 7.5 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full | 2697 | Experian Fair Isaac Model 2 | XXXX |  |  | XXXX |  |  |  |  |  |  |  |  |  | 14 |  | No |  | FALSE |  |  |  |  |  |  |  |
| XXXX | 4000088156 | XXXX | Safe Harbor QM (APOR) | XXXX | Yes | No | $9755.00 | $12339.08 | XXXX | 7.692% | XXXX | 3517.7 | 7.38% | No | N/A | Self-Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $16917.32 | 1 |  | X | $5820.96 | $2576.04 |  |  |  |  |  | 21.3% | 21.3 |  | 20250528 | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  | 100% |  |  | [Borrower - Primary Income - Wages] Employer Letter - 5/5/2025;<br> [Borrower - Primary Income - Wages] Employer Letter - 7/1/2025;<br> [Borrower - Primary Income - Wages] Paystubs - 5/12/2025-7/19/2025;<br> [Borrower - Primary Income - Sole Proprietor] Self-Employment Questionnaire (SEQ) - 7/11/2025;<br> [Borrower - Primary Income - Sole Proprietor] VVOE - 8/4/2025;<br> [Borrower - Primary Income - Sole Proprietor] Tax Returns – Personal - 2023;<br> [Borrower - Primary Income - Sole Proprietor] Tax Returns – Personal - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023; | [Borrower] 1040 - 2023;<br> [Borrower] 1040 - 2024;<br> [Borrower] Transcripts - 2023;<br> [Borrower] Transcripts - 2024; | Stated, Verified but not Verified to Level 4 or Level 5 |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $0.00 |  |  | 10000 |  |  | No |  | N/A | 7.375 | 1 | 0 | 2 | 0 | 0 | 2 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | XXXX |  |  | XXXX |  |  |  | Stable | No |  |  |  |  | 6 |  | No |  | FALSE |  |  |  |  |  |  |  |
| XXXX | 4000083756 | XXXX | Safe Harbor QM (APOR) | XXXX | Yes | No | $21995.00 | $31003.50 | XXXX | 8.039% | XXXX | 18222.1 | 7.88% | No | No | Self-Employed | Self-Employed |  |  |  |  |  | No | No |  |  |  |  |  | $33249.27 | 1 |  | X | $33901.20 | $7266.84 |  |  |  |  |  | 36.459% | 36.459 |  | 20250625 | 728 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  | 50% | 50% | Third Party Prepared(unaudited) | [Co Borrower 1 - Primary Income - Sole Proprietor] Secretary of State (SOS) - 1/2021;<br> [Co Borrower 1 - Primary Income - Sole Proprietor] Business License/Validation - 7/2025;<br> [Co Borrower 1 - Primary Income - Sole Proprietor] CPA Letter - 7/2025;<br> [Co Borrower 1 - Primary Income - Sole Proprietor] VVOE - 7/2025;<br> [Co Borrower 1 - Primary Income - Sole Proprietor] Telephone Listing / Internet Search / Directory Assistance - 7/2025;<br> [Borrower - Primary Income - Sole Proprietor] Secretary of State (SOS) - 01/2021;<br> [Borrower - Primary Income - Sole Proprietor] Business License/Validation - 07/2025;<br> [Borrower - Primary Income - Sole Proprietor] CPA Letter - 07/2025;<br> [Borrower - Primary Income - Sole Proprietor] P&L Statement - 1/2024-5/2025- 17 months;<br> [Borrower - Primary Income - Sole Proprietor] VVOE - 07/2025;<br> [Borrower - Primary Income - Sole Proprietor] Telephone Listing / Internet Search / Directory Assistance - 07/2025; |  | Stated, Verified but not Verified to Level 4 or Level 5 |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 |  |  |  |  | XXXX | XXXX | XXXX |  | $21995.00 |  |  | 0 |  |  | No |  | N/A | 7.875 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | No |  |  |  | No | Fee Simple | Individual(s) | P&L |  | FICO Risk Score Classic 04 | XXXX |  |  | XXXX |  |  |  | Stable | No |  |  |  |  | 27 |  | No |  | FALSE |  |  |  |  |  |  |  |
| XXXX | 4000083803 | XXXX | Non-QM | XXXX | Yes | No | $28547.85 | $28895.09 | XXXX | 7.854% | XXXX | 15438.8 | 7.63% | Yes | Yes | Self-Employed | Not Required |  |  |  |  |  | No | No |  |  |  |  |  | $198346.95 | 1 |  | X | $23093.76 | $3096.48 | XXXX | CA | $3889.00 |  | Monthly | 13.725% |  | 13.725% | 20250708 | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 0% | 97% |  |  | [Borrower - Primary Income - Bank Statements] Bank Statements - Personal - 7/2024-6/2025-12 months;<br> [Borrower - Primary Income - Bank Statements] Employer Letter - 10/10/2022;<br> [Borrower - Primary Income - Bank Statements] Paystubs - 6/1/2025-6/30/2025-1 month;<br> [Borrower - Primary Income - Bank Statements] Telephone Listing / Internet Search / Directory Assistance - 7/23/2025;<br> [Borrower - Primary Income - Bank Statements] Paystubs - 10/1/2024-10/31/2025-1 month; |  | Stated, Verified but not Verified to Level 4 or Level 5 |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $28547.85 |  |  | 0 |  |  | No |  | N/A | 7.625 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Bank Statement |  | Equifax Beacon 5 | XXXX |  |  | XXXX |  |  |  | Stable |  |  |  |  |  | 147 |  | No |  | FALSE |  |  |  |  |  |  |  |
| XXXX | 4000084487 | XXXX | Non-QM | XXXX | Yes | No | $34145.02 | $35627.61 | XXXX | 7.575% | XXXX | 13815.4 | 7.38% | No | No | Self-Employed | Self-Employed |  |  |  |  |  | No | No |  |  |  |  |  | $23823.75 | 1 |  | X | $10412.04 | $2635.08 |  |  |  |  |  | 48.27% |  | 48.27% | 20250630 | 742 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 20% | 50% | 50% |  | [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 07/2025;<br> [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 07/2023-06/2025;<br> [Borrower - Primary Income - Bank Statements] Secretary of State (SOS) - 07/2025;<br> [Borrower - Primary Income - Bank Statements] VVOE - 07/2025;<br> [Co Borrower 1 - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 07/2025;<br> [Co Borrower 1 - Primary Income - Bank Statements] Bank Statements - Business - 07/2023-06/2025;<br> [Co Borrower 1 - Primary Income - Bank Statements] Secretary of State (SOS) - 07/2025;<br> [Co Borrower 1 - Primary Income - Bank Statements] VVOE - 07/2025; |  | Stated, Verified but not Verified to Level 4 or Level 5 |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $34145.02 |  |  | 0 |  |  | No |  | N/A | 7.375 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 24 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Bank Statement |  | Equifax Beacon 5 | XXXX |  |  | XXXX |  |  |  | Increasing |  |  |  |  |  | 64 |  | No |  | FALSE |  |  |  |  |  |  |  |
| XXXX | 4000084497 | XXXX | Safe Harbor QM (APOR) | XXXX | Yes | No | $14140.00 | $18785.03 | XXXX | 8.14% | XXXX | 4706.09 | 7.75% | No | No | Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $9383.05 | 1 |  | X | $3654.12 | $5019.96 |  |  |  |  |  | 40.217% | 40.217 |  | 20250612 | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Co Borrower 1 - Primary Income - Wages] W-2 - 2023;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2024;<br> [Co Borrower 1 - Primary Income - Wages] Work Number - 7/2025 -283 months;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 7/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] VVOE - 7/2025;<br> [Borrower - Primary Income - Wages] Work Number - 8/2025 -132 months;<br> [Borrower - Primary Income - Wages] Employer Letter - 11/2024;<br> [Borrower - Primary Income - Wages] Paystubs - 6/2025; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $14140.00 |  |  | 0 |  |  | No |  | N/A | 7.75 | 2 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full | 7075 | Equifax Beacon 5 | XXXX |  |  | XXXX |  |  |  | Stable |  |  |  |  |  | 18 |  | No |  | FALSE |  |  |  |  |  |  |  |
| XXXX | 4000084840 | XXXX | Non-QM | XXXX | Yes | No | $8784.39 | $10306.68 | XXXX | 6.57% | XXXX | 2287.8 | 6.25% | No | N/A | Self-Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $2313.95 | 1 |  | X | $1665.96 | $1147.68 | XXXX | ID | $1300.08 |  | Annually | 49.988% |  | 49.988% | 20250618 | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 10% | 100% |  |  | [Borrower - Primary Income - Bank Statements] Bank Statements - Personal - 07/2024-06/2025 12 months;<br> [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 06/2025;<br> [Borrower - Primary Income - Bank Statements] Paystubs - 07/2025-08/2025 1 month;<br> [Borrower - Primary Income - Bank Statements] VVOE - 08/2025;<br> [Borrower - Primary Income - Bank Statements] Other - 06/2025; |  | Stated, Verified but not Verified to Level 4 or Level 5 |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $0.00 |  |  | 12650.5 |  |  | No |  | N/A | 6.25 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Bank Statement |  | FICO Risk Score Classic 04 | XXXX |  |  | XXXX |  |  |  | Stable |  |  |  |  |  | 7 |  | No |  | FALSE |  |  |  |  |  |  |  |
| XXXX | 4000085316 | XXXX | Exempt | XXXX | No | No |  |  |  | 0.00% | XXXX | 1272.35 | 7.25% | Yes | Yes | Self-Employed | Self-Employed |  |  |  |  |  | No | No |  |  |  |  |  | $0.00 | 1 |  | X | $2854.56 | $1215.00 |  |  |  |  |  |  |  |  | 20250711 | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Not Stated, not Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $0.00 |  |  | 0 |  |  | No |  | N/A | 7.25 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.3 |  |  | No | Fee Simple | Individual(s) | Debt Service Coverage | 5806 | Equifax Beacon 5 | XXXX |  |  | XXXX |  |  |  | Stable |  |  |  |  |  | 24 |  | No |  | FALSE |  |  |  |  |  |  |  |
| XXXX | 4000089619 | XXXX | Exempt | XXXX | No | No |  |  |  | 0.00% | XXXX | 2091.86 | 7.75% | Yes | Yes | Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $0.00 | 1 |  | X | $2102.64 | $2256.96 | XXXX | TX | $37.83 |  | Monthly |  |  |  | 20250722 | 737 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Not Stated, not Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  |  |  |  | 0 |  |  | No |  | N/A | 7.75 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1 |  |  | No | Fee Simple | Limited Liability Corp | Debt Service Coverage |  | Equifax Beacon 5 | XXXX |  |  | XXXX |  |  |  | Stable |  |  |  |  |  | 39 |  | No |  | FALSE |  |  |  |  |  |  |  |
| XXXX | 4000085560 | XXXX | Non-QM | XXXX | Yes | No | $6407.78 | $6077.37 | XXXX | 7.327% | XXXX | 2561.92 | 7.00% | No | No | Self-Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $4561.44 | 1 |  | X | $3803.04 | $1063.08 | XXXX | AZ | $295.00 | 20250901 | Monthly | 40.84% |  | 40.84% | 20250707 | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Yes | 12 | Business | 75% | 100% |  |  | [Borrower - Non-Primary Income - Bank Statements] Investment Statements - 05/2025-06/2025 2 Months;<br> [Borrower - Non-Primary Income - Bank Statements] Bank Statements - Personal - 05/2025-06/2025 2 months;<br> [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 07/2024-06/2025 12 months;<br> [Borrower - Primary Income - Bank Statements] CPA Letter - 07/2025;<br> [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 06/2025;<br> [Borrower - Primary Income - Bank Statements] VVOE - 07/2025; |  | Stated, Verified but not Verified to Level 4 or Level 5 |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $6407.78 |  |  | 0 |  |  | No |  | N/A | 6.999 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Asset Depletion |  | Experian Fair Isaac Model 2 | XXXX |  |  | XXXX |  |  |  | Stable | No |  |  |  |  | 306 |  | No |  | FALSE |  |  |  |  |  |  |  |
| XXXX | 4000085743 | XXXX | Non-QM | XXXX | Yes | No | $13445.00 | $16723.88 | XXXX | 7.637% | XXXX | 5198.4 | 7.38% | Yes | N/A | Self-Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $17922.91 | 1 |  | X | $2757.00 | $0.00 | XXXX | UT | $980.00 | 20250901 | Monthly | 38.444% |  | 38.444% | 20250715 | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 70% | 26.9% |  |  | [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 07/2024-06/2025- 12 mo;<br> [Borrower - Primary Income - Bank Statements] CPA Letter - 2025;<br> [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 07/2025;<br> [Borrower - Primary Income - Bank Statements] Secretary of State (SOS) - 04/2017;<br> [Borrower - Primary Income - Bank Statements] VVOE - 08/2025; |  | Stated, Verified but not Verified to Level 4 or Level 5 |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $13445.00 |  |  | 0 |  |  | No |  | N/A | 7.375 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Bank Statement |  | Experian Fair Isaac Model 2 | XXXX |  |  | XXXX |  |  |  | Stable |  |  |  |  |  | 223 |  | No |  | FALSE |  |  |  |  |  |  |  |
| XXXX | 4000086541 | XXXX | Safe Harbor QM (APOR) | XXXX | Yes | No | $11210.00 | $19281.93 | XXXX | 7.707% | XXXX | 6141.01 | 7.38% | No | No | Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $10608.40 | 1 |  | X | $12165.84 | $2299.08 | XXXX | CA | $536.00 |  | Monthly | 43.229% | 43.229 |  | 20250617 | 719 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 4/2025 - 7/2025;<br> [Borrower - Primary Income - Wages] WVOE - 8/2025 - 16 month;<br> [Borrower - Primary Income - Wages] VVOE - 8/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 Transcript - 2024;<br> [Borrower - Primary Income - Wages] Tax Returns – Personal - 2024;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 4/2025 - 7/2025;<br> [Co Borrower 1 - Primary Income - Wages] WVOE - 8/2025 - 204 months;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 8/2025;<br> [Co Borrower 1 - Primary Income - Bank Statements] W-2 - 2024;<br> [Co Borrower 1 - Primary Income - Wages] W-2 Transcript - 2024;<br> [Co Borrower 1 - Primary Income - Wages] Tax Returns – Personal - 2024;<br> [Borrower - Non-Primary Income - Child Support] Divorce Decree - 2022;<br> [Borrower - Non-Primary Income - Child Support] Bank Statements - Personal - 7/2025 - 12 months; | [Borrower] Transcripts - 2024;<br> [Co Borrower 1] Transcripts - 2024; | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $11210.00 |  |  | 0 |  |  | No |  | N/A | 7.375 | 1 | 1 | 2 | 0 | 0 | 2 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full | 5605 | Equifax Beacon 5 | XXXX |  |  | XXXX |  |  |  | Stable |  |  |  |  |  | 82 |  | No |  | FALSE |  |  |  |  |  |  |  |
| XXXX | 4000085977 | XXXX | Safe Harbor QM (APOR) | XXXX | Yes | No | $21845.00 | $24124.44 | XXXX | 7.377% | XXXX | 16048.2 | 7.25% | No | No | Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $25234.01 | 1 |  | X | $20598.24 | $6210.72 |  |  |  |  |  | 41.892% | 41.892 |  | 20250716 | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2023;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] Work Number - 08/2025;<br> [Co Borrower 1 - Primary Income - Wages] Work Number - 08/2025;<br> [Borrower - Primary Income - Wages] Paystubs - 07/2025;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 07/2025;<br> [Borrower - Primary Income - Wages] WVOE - 08/2025;<br> [Co Borrower 1 - Primary Income - Wages] WVOE - 08/2025; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $21845.00 |  |  | 0 |  |  | No |  | N/A | 7.25 | 2 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Experian Fair Isaac Model 2 | XXXX |  |  | XXXX |  |  |  | Stable |  |  |  |  |  | 112 |  | No |  | FALSE |  |  |  |  |  |  |  |
| XXXX | 4000086113 | XXXX | Non-QM | XXXX | Yes | No | $16676.62 | $18047.27 | XXXX | 7.511% | XXXX | 6349.82 | 7.25% | No | No | Self-Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $7116.08 | 1 |  | X | $11640.48 | $3186.00 |  |  |  |  |  | 47.428% |  | 47.428% | 20250626 | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 11 | Business | 10% | 100% |  |  | [Borrower - Primary Income - Bank Statements] W-2 - 2024;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Bank Statements] Business License/Validation - 04/2024;<br> [Borrower - Primary Income - Bank Statements] Secretary of State (SOS) - 04/2024;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 07/2025-08/2025;<br> [Borrower - Primary Income - Bank Statements] Paystubs - 06/2025-07/2025;<br> [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 08/2024-06/2025- 11 mo;<br> [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 07/2025;<br> [Co Borrower 1 - Primary Income - Wages] W-2 Transcript - No Results Returned - 2023;<br> [Co Borrower 1 - Primary Income - Wages] W-2 Transcript - 2024;<br> [Borrower - Primary Income - Bank Statements] W-2 Transcript - 2023;<br> [Borrower - Primary Income - Bank Statements] W-2 Transcript - 2024;<br> [Borrower - Primary Income - Bank Statements] VVOE - 08/2025;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 08/2025; |  | Stated, Verified but not Verified to Level 4 or Level 5 |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $0.00 |  |  | 0 |  |  | No |  | N/A | 7.25 | 1 | 1 | 0 | 0 | 0 | 0 | 0 | 11 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Bank Statement |  | Equifax Beacon 5 | XXXX |  |  | XXXX |  |  |  | Stable | No |  |  |  |  | 7 |  | No |  | FALSE |  |  |  |  |  |  |  |
| XXXX | 4000086153 | XXXX | Non-QM | XXXX | Yes | No | $1895.00 | $5317.83 | XXXX | 7.452% | XXXX | 6621.13 | 7.38% | No | N/A | Self-Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $24022.19 | 1 |  | X | $20400.72 | $1036.08 |  |  |  |  |  | 30.328% |  | 30.328% | 20250724 | 749 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 10% | 100% |  |  | [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 6/2023 - 6/2025 - 24 months;<br> [Borrower - Primary Income - Bank Statements] Business License/Validation - 7/2025;<br> [Borrower - Primary Income - Bank Statements] Telephone Listing / Internet Search / Directory Assistance - 7/2025;<br> [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 7/2025;<br> [Borrower - Primary Income - Bank Statements] Secretary of State (SOS) - 8/2010;<br> [Borrower - Primary Income - Bank Statements] VVOE - 8/2025; |  | Stated, Verified but not Verified to Level 4 or Level 5 |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $1895.00 |  |  | 0 |  |  | No |  | N/A | 7.375 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 24 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Bank Statement | 8326 | Equifax Beacon 5 | XXXX |  |  | XXXX |  |  |  | Declining |  |  |  |  |  | 15 |  | No |  | FALSE |  |  |  |  |  |  |  |
| XXXX | 4000086283 | XXXX | Non-QM | XXXX | Yes | No | $6868.00 | $7588.08 | XXXX | 7.751% | XXXX | 1919.69 | 7.38% | No | N/A | Self-Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $3446.04 | 1 |  | X | $3671.16 | $1297.08 |  |  |  |  |  | 38.767% |  | 38.767% | 20250722 | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 75% | 100% |  |  | [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 7/2024-6/2025;<br> [Borrower - Primary Income - Bank Statements] Bank Statements - Personal - 8/2024-7/2025;<br> [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 7-2025;<br> [Borrower - Primary Income - Bank Statements] CPA Letter - 8-2025;<br> [Borrower - Primary Income - Bank Statements] VVOE - 8-2025;<br> [Borrower - Primary Income - Bank Statements] Telephone Listing / Internet Search / Directory Assistance - 8-2025; |  | Stated, Verified but not Verified to Level 4 or Level 5 |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 |  |  |  |  | XXXX | XXXX | XXXX |  | $6868.00 |  |  | 0 |  |  | No |  | N/A | 7.375 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Bank Statement |  | Experian Fair Isaac Model 2 | XXXX |  |  | XXXX |  |  |  | Stable |  |  |  |  |  | 79 |  | No |  | FALSE |  |  |  |  |  |  |  |
| XXXX | 4000086543 | XXXX | Exempt | XXXX | No | No |  |  |  | 0.00% | XXXX | 6256.09 | 7.13% | Yes | N/A | Not Required |  |  |  |  |  |  | No | No |  |  |  |  |  | $0.00 | 2 |  | X | $12646.56 | $3813.00 |  |  |  |  |  |  |  |  | 20250730 | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Not Stated, not Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  |  |  |  | 0 |  |  | No |  | N/A | 7.125 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.2 |  |  | No | Fee Simple | Individual(s) | Debt Service Coverage |  | Equifax Beacon 5 | XXXX |  |  | XXXX |  |  |  | Stable |  |  |  |  |  | 14 |  | No |  | FALSE |  |  |  |  |  |  |  |
| XXXX | 4000086621 | XXXX | Exempt | XXXX | No | No |  |  |  | 0.00% | XXXX | 2931.65 | 7.25% | Yes | N/A | Not Required |  |  |  |  |  |  | No | No |  |  |  |  |  | $0.00 | 1 |  | X | $6635.16 | $1596.36 | XXXX | SC | $984.00 |  | Monthly |  |  |  | 20250730 | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Not Stated, not Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $0.00 |  |  | 0 |  |  | No |  | N/A | 7.25 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 0.9 |  |  | No | Fee Simple | Individual(s) | Debt Service Coverage |  | Experian Fair Isaac Model 2 | XXXX |  |  | XXXX |  |  |  | Stable |  |  |  |  |  | 187 |  | No |  | FALSE |  |  |  |  |  |  |  |
| XXXX | 4000087136 | XXXX | Safe Harbor QM (APOR) | XXXX | Yes | No | $29098.03 | $33905.55 | XXXX | 7.246% | XXXX | 13405.5 | 7.00% | No | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $15372.43 | 1 |  | X | $34374.96 | $1569.00 | XXXX | CO | $483.00 | 20250901 | Monthly | 47.437% | 47.437 |  | 20250801 | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Bank Statements] Bank Statements - Personal - 06/2025-07/2025 2 Months;<br> [Borrower - Primary Income - Bank Statements] Investment Statements - 05/2025-08/2025 - 3 months;<br> [Borrower - Primary Income - Bank Statements] Other - 08/2025; |  | Stated, Verified but not Verified to Level 4 or Level 5 |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $29098.03 |  |  | 0 |  |  | No |  | N/A | 6.999 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Asset Utilization | 7732 | Experian Fair Isaac Model 2 | XXXX |  |  | XXXX |  |  |  | Stable | No |  |  |  |  | 141 |  | No |  | FALSE |  |  |  |  |  |  |  |
| XXXX | 4000087181 | XXXX | Exempt | XXXX | No | No |  |  |  | 0.00% | XXXX | 1957.01 | 7.13% | Yes | N/A | Retired |  |  |  |  |  |  | No | No |  |  |  |  |  | $0.00 | 1 |  | X | $5232.72 | $2817.60 | XXXX | TX | $549.96 |  | Annually |  |  |  | 20250715 | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Not Stated, not Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $0.00 |  |  | 0 |  |  | No |  | N/A | 7.125 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.1 |  |  | No | Fee Simple | Individual(s) | Debt Service Coverage | 2514 | Experian Fair Isaac Model 2 | XXXX |  |  | XXXX |  |  |  | Stable | No |  |  |  |  | 154 |  | No |  | FALSE |  |  |  |  |  |  |  |
| XXXX | 4000087265 | XXXX | Non-QM | XXXX | Yes | No | $6595.00 | $9031.22 | XXXX | 7.85% | XXXX | 3105.75 | 7.38% | No | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $7769.25 | 1 |  | X | $10551.72 | $1297.08 | XXXX | CA | $737.00 | 20250901 | Monthly | 40.579% |  | 40.579% | 20250710 | 798 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] Paystubs - 07/2025;<br> [Borrower - Primary Income - Wages] W-2 Transcript - 2023;<br> [Borrower - Primary Income - Wages] W-2 Transcript - 2024;<br> [Borrower - Primary Income - Wages] VVOE - 08/2025;<br> [Borrower - Primary Income - Wages] WVOE - 08/2025- 13 mo; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $6595.00 |  |  | -275 |  |  | No |  | N/A | 7.375 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | XXXX |  |  | XXXX |  |  |  | Stable |  |  |  |  |  | 66 |  | No |  | FALSE |  |  |  |  |  |  |  |
| XXXX | 4000087943 | XXXX | Non-QM | XXXX | Yes | No | $18115.00 | $22387.78 | XXXX | 7.261% | XXXX | 9989.37 | 7.00% | No | No | Self-Employed | Not Required |  |  |  |  |  | No | No |  |  |  |  |  | $14385.56 | 1 |  | X | $34169.76 | $14252.04 | XXXX | IN | $2000.04 |  | Annually | 41.178% |  | 41.178% | 20250805 | 745 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 50% | 100% |  |  | [Borrower - Primary Income - Bank Statements] Secretary of State (SOS) - 08/2025;<br> [Borrower - Primary Income - Bank Statements] Telephone Listing / Internet Search / Directory Assistance - 08/2025;<br> [Borrower - Primary Income - Bank Statements] VVOE - 08/2025;<br> [Borrower - Primary Income - Bank Statements] Business License/Validation - 10/2016;<br> [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 07/2025;<br> [Borrower - Primary Income - Bank Statements] Business License/Validation - 10/2024;<br> [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 07/2024-06/2025 12 months; |  | Stated, Verified but not Verified to Level 4 or Level 5 |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $0.00 |  |  | 0 |  |  | No |  | N/A | 6.999 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | No |  |  |  | No | Fee Simple | Limited Liability Corp | Bank Statement |  | Equifax Beacon 5 | XXXX |  |  | XXXX |  |  |  | Stable |  |  |  |  |  | 96 |  | No |  | FALSE |  |  |  |  |  |  |  |
| XXXX | 4000087944 | XXXX | Non-QM | XXXX | Yes | No | $13750.40 | $14943.23 | XXXX | 7.906% | XXXX | 3131.87 | 7.50% | No | No | Self-Employed | Self-Employed |  |  |  |  |  | No | No |  |  |  |  |  | $12613.03 | 1 |  | X | $3467.52 | $1127.52 | XXXX | MT | $36.00 | 20251001 | Monthly | 20.018% |  | 20.018% | 20250717 | 815 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 85% | 50% | 50% |  | [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 06/2024-05/2025-12 months;<br> [Borrower - Primary Income - Bank Statements] VVOE - 08/2025;<br> [Borrower - Primary Income - Bank Statements] Telephone Listing / Internet Search / Directory Assistance - 08/2025;<br> [Co Borrower 1 - Primary Income - Bank Statements] VVOE - 08/2025;<br> [Borrower - Primary Income - Bank Statements] Secretary of State (SOS) - 02/2024;<br> [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 07/2025;<br> [Co Borrower 1 - Primary Income - Bank Statements] Bank Statements - Business - 6/2024-5/2025 - 12 months;<br> [Co Borrower 1 - Primary Income - Bank Statements] Telephone Listing / Internet Search / Directory Assistance - 8/2025;<br> [Co Borrower 1 - Primary Income - Bank Statements] Secretary of State (SOS) - 2/2024;<br> [Co Borrower 1 - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 7/2025; |  | Stated, Verified but not Verified to Level 4 or Level 5 |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $13750.40 |  |  | 19972.51 |  |  | No |  | N/A | 7.5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Bank Statement |  | FICO Risk Score Classic 04 | XXXX |  |  | XXXX |  |  |  | Stable | No |  |  |  |  | 12 |  | No |  | FALSE |  |  |  |  |  |  |  |
| XXXX | 4000088788 | XXXX | Safe Harbor QM (APOR) | XXXX | Yes | No | $1595.00 | $2690.66 | XXXX | 6.92% | XXXX | 5342.44 | 6.88% | No | N/A | Self-Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $6920.56 | 1 |  | X | $5133.72 | $5173.08 |  |  |  |  |  | 46.427% | 46.427 |  | 20250725 | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  | 100% |  | Borrower Prepared | [Borrower - Primary Income - S-Corp] Secretary of State (SOS) - 3-2015;<br> [Borrower - Primary Income - S-Corp] Tax Returns – Business - 2024;<br> [Borrower - Primary Income - S-Corp] Tax Returns – Business - 2023;<br> [Borrower - Primary Income - S-Corp] K-1 - 2024;<br> [Borrower - Primary Income - S-Corp] P&L Statement - 1/2025-8/2025;<br> [Borrower - Primary Income - S-Corp] VVOE - 8-18-2025; | [Borrower] Transcripts - 2024;<br> [Borrower] Transcripts - 2023;<br> [Borrower] 1040 - 2024;<br> [Borrower] 1040 - 2023; | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $0.00 |  |  | 3000 |  |  | No |  | N/A | 6.875 | 0 | 0 | 0 | 2 | 0 | 2 | 0 | 0 | 12 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | XXXX |  |  | XXXX |  |  |  | Stable |  |  |  |  |  | 53 |  | No |  | FALSE |  |  |  |  |  |  |  |
| XXXX | 4000088789 | XXXX | Exempt | XXXX | No | No |  |  |  | 0.00% | XXXX | 1292.32 | 7.50% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $0.00 | 1 |  | X | $875.64 | $522.00 | XXXX | NV | $263.00 |  | Monthly |  |  |  | 20250725 | 746 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Not Stated, not Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $0.00 |  |  | 0 | 1 |  | No |  | N/A | 7.5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.4 |  |  | No | Fee Simple | Individual(s) | Debt Service Coverage | 6058 | Equifax Beacon 5 | XXXX |  |  | XXXX |  |  |  | Stable |  |  |  |  |  | 68 |  | No |  | FALSE |  |  |  |  |  |  |  |
| XXXX | 4000088791 | XXXX | Exempt | XXXX | No | No |  |  |  | 0.00% | XXXX | 1303.02 | 7.50% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $0.00 | 1 |  | X | $1004.04 | $522.00 | XXXX | NV | $263.00 |  | Monthly |  |  |  | 20250725 | 746 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Not Stated, not Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  |  |  |  | 0 | 1 |  | No |  | N/A | 7.5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.7 |  |  | No | Fee Simple | Individual(s) | Debt Service Coverage |  | Equifax Beacon 5 | XXXX |  |  | XXXX |  |  |  | Stable |  |  |  |  |  | 14 |  | No |  | FALSE |  |  |  |  |  |  |  |
| XXXX | 4000093570 | XXXX | Safe Harbor QM (APOR) | XXXX | Yes | No | $7754.38 | $9669.38 | XXXX | 7.883% | XXXX | 2497.47 | 7.50% | No | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $3208.88 | 1 |  | X | $5152.56 | $1847.88 |  |  |  |  |  | 46.929% | 46.929 |  | 20250806 | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Work Number - 8/2025 - 71 Months;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] Employer Letter - 2/2025;<br> [Borrower - Primary Income - Wages] VVOE - 9/2025;<br> [Borrower - Primary Income - Wages] Paystubs - 7/2025 -8/2025; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 |  |  |  |  | XXXX | XXXX | XXXX |  | $7754.38 |  |  | 10000 |  |  | No |  | N/A | 7.5 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full | 1914 | Equifax Beacon 5 | XXXX |  |  | XXXX |  |  |  | Stable |  |  |  |  |  | 4 |  | No |  | FALSE |  |  |  |  |  |  |  |
| XXXX | 4000093008 | XXXX | Safe Harbor QM (APOR) | XXXX | Yes | No | $17736.07 | $22102.01 | XXXX | 7.198% | XXXX | 5919.28 | 6.88% | No | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $8831.93 | 1 |  | X | $14366.76 | $1450.08 |  |  |  |  |  | 49.096% | 49.096 |  | 20250820 | 820 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - Primary Income - Bank Statements] Bank Statements - Personal - 06/2025-08/2025 - 8 accounts - asset depletion;<br> [Borrower - Primary Income - Wages] Paystubs - 05/16/2025-06/15/2025, 07/16/2025-08/29/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Bank Statements] Work Number - 06/10/2025 - 23 months;<br> [Borrower - Primary Income - Wages] Work Number - 08/25/2025 - 25 months; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $17736.07 |  |  | 0 |  |  | No |  | N/A | 6.875 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Asset Depletion |  | FICO Risk Score Classic 04 | XXXX |  |  | XXXX |  |  |  | Stable |  |  |  |  |  | 83 |  | No |  | FALSE |  |  |  |  |  |  |  |
| XXXX | 4000090288 | XXXX | Safe Harbor QM (APOR) | XXXX | Yes | No | $4245.00 | $6818.83 | XXXX | 7.767% | XXXX | 2551.59 | 7.50% | Yes | Yes | Employed | Self-Employed |  |  |  |  |  | No | No |  |  |  |  |  | $16055.96 | 1 |  | X | $2077.68 | $1206.36 | XXXX | CO | $425.00 |  | Monthly | 31.178% | 31.178 |  | 20250822 | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  | 33% |  | [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] VVOE - 09/05/2025;<br> [Co Borrower 1 - Primary Income - S-Corp] Paystubs - 06/15-07/12/2025;<br> [Co Borrower 1 - Primary Income - S-Corp] W-2 - 2024;<br> [Co Borrower 1 - Primary Income - S-Corp] W-2 - 2023;<br> [Co Borrower 1 - Primary Income - S-Corp] Tax Returns – Business - 2024;<br> [Co Borrower 1 - Primary Income - S-Corp] Tax Returns – Business - 2023;<br> [Co Borrower 1 - Primary Income - S-Corp] Business Return Transcripts - 2024;<br> [Co Borrower 1 - Primary Income - S-Corp] Business Return Transcripts - 2023;<br> [Co Borrower 1 - Primary Income - S-Corp] Business Return Transcripts - 2022;<br> [Co Borrower 1 - Primary Income - S-Corp] K-1 - 2024;<br> [Co Borrower 1 - Primary Income - S-Corp] K-1 - 2023;<br> [Co Borrower 1 - Primary Income - S-Corp] Telephone Listing / Internet Search / Directory Assistance - 09/08/2025;<br> [Co Borrower 1 - Primary Income - S-Corp] Secretary of State (SOS) - 09/08/2025;<br> [Co Borrower 1 - Primary Income - S-Corp] VVOE - 09/08/2025;<br> [Borrower - Primary Income - Wages] Paystubs - 06/01/2025-07/31/2025; | [Borrower] 1040 - 2024;<br> [Borrower] 1040 - 2023;<br> [Borrower] Transcripts - 2024;<br> [Borrower] Transcripts - 2023;<br> [Borrower] Transcripts - 2022;<br> [Co Borrower 1] 1040 - 2024;<br> [Co Borrower 1] 1040 - 2023;<br> [Co Borrower 1] Transcripts - 2024;<br> [Co Borrower 1] Transcripts - 2023;<br> [Co Borrower 1] Transcripts - 2022; | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $4245.00 |  |  | 600 |  |  | No |  | N/A | 7.5 | 2 | 2 | 0 | 2 | 0 | 6 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | XXXX |  |  | XXXX |  |  |  | Stable |  |  |  |  |  | 109 |  | No |  | FALSE |  |  |  |  |  |  |  |

---

## Exhibit 99.4

**Exhibit 99.4 Schedule 7**

---

| |
|:---|
| ![](ex99-4sch7_001.jpg) |
| **Business Purpose Data** |
| **Run Date - 12/03/2025 1:14:21 PM** |

---

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Evolve Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Seller Name** | **Originator Name** | **Guideline Author** | **Loan Program** | **Loan Program Date** | **Documentation Type** | **Executed NOO Docs in File** | **Lease In Place Flag** | **Actual In Place Rent** | **Third Party Market Rent Estimate** | **Third Party Rent Source** | **Rental Source for Property DTI Calculation** | **Short Term Rental** | **STR Source** | **STR Amount** | **Property DTI** | **Investor DTI** | **Value Used for DSCR Calc** | **DSCR** | **Total DSCR** | **PITIA** | **Lease End Date** | **Original Lease Term** | **Is Lease Month To Month** | **Rent Loss Insurance** | **Rent Loss Insurance Amount** | **Actual Loss Amount** | **HOA Flag** | **HOA Monthly Premium Amount** | **Monthly Property Tax** | **Monthly Insurance Cost** | **Asset Verification** | **Blanket Mortgage Flag** | **Number of Mortgaged Properties With Lender** | **Number of Properties** | **Foreign National Alternative Credit Documentation** | **Foreign National Borrower 1** | **Foreign National Borrower 2** | **Investor Type** | **Months Reserves** | **Number of Years Property Owned** | **Borrower Residency Status** | **Co Borrower Residency Status** | **Qualifying Credit Score** | **Months Bankruptcy 7 11** | **Months Bankruptcy 13** | **Months Deed in Lieu** | **Months Short Sale or Pre FC** | **Prior Mtg Rent Late 30d in 12m** | **Prior Mtg Rent Late 60d in 12m** | **Prior Mtg Rent Late 90d in 12m** | **Prior Mtg Rent Late 30d in 24m** | **Prior Mtg Rent Late 60d in 24m** | **Prior Mtg Rent Late 90d in 24m** | **Section 8** | **Street Address** | **Borrower 1 Type** | **Borrower 1 Designation** | **Borrower 1 First Name** | **Borrower 1 Last Name** | **Borrower 2 Type** | **Borrower 2 Designation** | **Borrower 2 First Name** | **Borrower 2 Last Name** | **Borrower 3 Designation** | **Borrower 3 First Name** | **Borrower 3 Last Name** | **Borrower 4 Designation** | **Borrower 4 First Name** | **Borrower 4 Last Name** | **Personal Guarantee** | **Personal Guaranty Recourse Level** | **Guarantor 1 First Name** | **Guarantor 1 Last Name** | **Guarantor 1 Number of Mortgaged Properties** | **Guarantor 1 Citizenship** | **Guarantor 1 Asset Verification Level** | **Guarantor 1 Experian FICO** | **Guarantor 1 Equifax FICO** | **Guarantor 1 Trans Union FICO** | **Guarantor 2 First Name** | **Guarantor 2 Last Name** | **Guarantor 2 Number of Mortgaged Properties** | **Guarantor 2 Citizenship** | **Guarantor 2 Asset Verification Level** | **Guarantor 2 Experian FICO** | **Guarantor 2 Equifax FICO** | **Guarantor 2 Trans Union FICO** | **Borrower 1 Employment Status** | **Borrower 2 Employment Status** | **Loan Application Date** | **Sales Contract Date** | **Qualifying Home Value for LTV** | **Number of Units** | **Year Built** | **Total Sq Ft** | **Number of Bedrooms** | **Number of Bathrooms** | **Property Condition** | **Acquisition Cost** | **Renovation Cost** | **Effective Gross Income** | **Turnover Costs** | **Repairs and Maintenance** | **Marketing and Leasing Costs** | **Utilities** | **Other Costs** | **Cap Ex Reserve** | **Borrower Entity Type** | **Name of Borrowing Entity** | **Default Rate Clause** | **EIN Number** |
| XXXX | 4000085971 | XXXX |  | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage | Yes | No | $0.00 | $2500.00 | FNMA 1007/216 | FNMA 1007/216 | No |  | 0 |  |  | 2500 | 0.84 | 0.84 | $2985.30 |  |  |  | Yes | $34800.00 |  | YES | $275.00 | XXXX | $72.75 | Stated, Verified | NO | 1 | 3 |  | No | No | Inexperienced | 25 | 1.9 | US Citizen |  | 719 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXX | Primary | Primary | XXXX | XXXX | Co-Borrower | Co-Borrower |  |  | Co-Borrower |  |  | Co-Borrower |  |  | No |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Not Required |  | XXXX | XXXX | XXXX | 1 | XXXX | XXXX | 2 | 2.1 | C2 | XXXX | $0.00 |  |  |  |  |  |  |  | Individual(s) |  | No |  |
| XXXX | 4000088979 | XXXX |  | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage | Yes | No | $0.00 | $5000.00 | FNMA 1007/216 | FNMA 1007/216 | No |  | 0 |  |  | 5000 | 1.2 | 1.2 | $4182.78 |  |  |  | Yes | $50000.00 |  | NO | $0.00 | XXXX | $189.57 | Stated, Verified | NO | 1 | 2 |  | No | No | Inexperienced | 5 | 28 | US Citizen | US Citizen | 765 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXX | Primary | Primary | XXXX | XXXX | Co-Borrower | Co-Borrower | XXXX | XXXX | Co-Borrower |  |  | Co-Borrower |  |  | No |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Not Required | Not Required | XXXX | XXXX | XXXX | 1 | XXXX | XXXX | 4 | 2 | C3 | XXXX | $0.00 |  |  |  |  |  |  |  | Individual(s) |  | No |  |
| XXXX | 4000079039 | XXXX |  | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage | Yes | No | $0.00 | $4600.00 | FNMA 1007/216 | FNMA 1007/216 | No |  | 0 |  |  | 4600 | 1.34 | 1.34 | $3437.40 |  |  |  | Yes | $54200.00 |  | NO | $0.00 | XXXX | $225.92 | Stated, Verified | NO | 1 | 4 |  | No | No | Experienced | 111 | 13 | US Citizen |  | 757 | 0 | 0 |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Full | XXXX | XXXX |  | US Citizen | Stated, Verified | 746 | 781 | 757 |  |  |  |  |  |  |  |  | Not Required |  | XXXX | XXXX | XXXX | 1 | XXXX | XXXX | 6 | 2 | C4 | XXXX | $0.00 |  |  |  |  |  |  |  | Corporation | XXXX | No | XXXX |
| XXXX | 4000078112 | XXXX |  | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage | Yes | No | $0.00 | $3500.00 | FNMA 1007/216 | FNMA 1007/216 | No |  | 0 |  |  | 3500 | 1.08 | 1.08 | $3230.13 |  |  |  | Yes | $80000.00 |  | NO | $0.00 | XXXX | $127.25 | Stated, Verified | NO | 1 | 2 |  | No | No | Experienced | 88 | 4.6 | US Citizen |  | 743 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXX | Primary | Primary | XXXX | XXXX | Co-Borrower | Co-Borrower |  |  | Co-Borrower |  |  | Co-Borrower |  |  | No |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Not Required |  | XXXX |  | XXXX | 1 | XXXX | XXXX | 3 | 2 | C3 | XXXX | $0.00 |  |  |  |  |  |  |  | Individual(s) |  | No |  |
| XXXX | 4000080448 | XXXX |  | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage | Yes | No | $0.00 | $11000.00 | FNMA 1007/216 | FNMA 1007/216 | No |  | 0 |  |  | 11000 | 1.35 | 1.35 | $8133.02 |  |  |  | Yes | $98000.00 |  | NO | $0.00 | XXXX | $1919.79 | Stated, Verified | NO | 1 | 5 |  | No | No | Experienced | 25 | 4.5 | US Citizen |  | 753 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXX | Primary | Primary | XXXX | XXXX | Co-Borrower | Co-Borrower |  |  | Co-Borrower |  |  | Co-Borrower |  |  | No |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Not Required |  | XXXX | XXXX | XXXX | 1 | XXXX | XXXX | 3 | 2 | C3 | XXXX | $0.00 |  |  |  |  |  |  |  | Individual(s) |  | No |  |
| XXXX | 4000084432 | XXXX |  | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage | Yes | Yes | $3850.00 | $3600.00 |  | 1025 | No |  | 0 |  |  | 3600 | 1.96 | 1.96 | $1840.50 | 20260131 | 12 | No | Yes | $106546.00 |  | NO | $0.00 | XXXX | $143.50 | Stated, Verified | NO | 1 | 3 |  | No | No | Experienced | 81 | 8 | US Citizen |  | 735 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Full | XXXX | XXXX |  | US Citizen | Stated, Verified | 630 | 761 | 735 |  |  |  |  |  |  |  |  | Not Required |  | XXXX |  | XXXX | 3 | XXXX | XXXX | 6 | 4.1 | C3 | XXXX | $0.00 |  |  |  |  |  |  |  | Limited Liability Corp | XXXX | No | XXXX |
| XXXX | 4000089315 | XXXX |  | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage | Yes | No | $0.00 | $5100.00 | FNMA 1007/216 | FNMA 1007/216 | No |  | 0 |  |  | 5100 | 1.02 | 1.02 | $4979.07 |  |  |  | Yes | $53200.00 |  | NO | $0.00 | XXXX | $120.67 | Stated, Verified | NO | 1 | 6 |  | No | No | Experienced | 213 | 21 | US Citizen |  | 780 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Not Required |  | XXXX | XXXX | XXXX | 1 | XXXX | XXXX | 4 | 2 | C3 | XXXX | $0.00 |  |  |  |  |  |  |  | Trust |  | No |  |
| XXXX | 4000085442 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Full | Yes | Yes | $0.00 | $4400.00 | FNMA 1007/216 | Tax Returns | No |  | 0 | 33.334 |  | 0 |  |  | $1951.24 |  |  |  | Yes | $50000.00 |  | NO | $0.00 | XXXX | $44.50 | Stated, Verified | NO | 1 | 14 |  | No | No | Experienced | 1 | 27 | US Citizen |  | 778 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Employed |  | XXXX |  | XXXX | 2 | XXXX | XXXX | 3 | 2 | C2 | XXXX | $0.00 |  |  |  |  |  |  |  | Trust |  | No |  |
| XXXX | 4000086010 | XXXX |  | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage | Yes | No | $0.00 | $2500.00 | FNMA 1007/216 | FNMA 1007/216 | No |  | 0 |  |  | 2500 | 1 | 1 | $2498.69 |  |  |  | Yes | $67400.00 |  | NO | $0.00 | XXXX | $100.58 | Stated, Verified | NO | 1 | 2 |  | No | No | Inexperienced | 9 | 7.9 | US Citizen |  | 786 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXX | Primary | Primary | XXXX | XXXX | Co-Borrower | Co-Borrower |  |  | Co-Borrower |  |  | Co-Borrower |  |  | No |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Not Required |  | XXXX | XXXX | XXXX | 1 | XXXX | XXXX | 3 | 2 | C4 | XXXX | $0.00 |  |  |  |  |  |  |  | Individual(s) |  | No |  |
| XXXX | 4000096274 | XXXX |  | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage | Yes | Yes | $1350.00 | $1600.00 | FNMA 1007/216 | Leases | No |  | 0 |  |  | 1350 | 0.89 | 0.89 | $1508.50 | 20260531 | 12 |  | Yes | $22600.00 |  | NO | $0.00 | XXXX | $93.17 | Stated, Verified | NO | 1 | 5 |  | No | No | Experienced | 31 | 0.1 | US Citizen |  | 724 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXX | Primary | Primary | XXXX | XXXX | Co-Borrower | Co-Borrower |  |  | Co-Borrower |  |  | Co-Borrower |  |  | No |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Not Required |  | XXXX |  | XXXX | 1 | XXXX | XXXX | 3 | 1 | C3 | XXXX | $0.00 |  |  |  |  |  |  |  | Individual(s) |  | No |  |
| XXXX | 4000096015 | XXXX |  | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage | Yes | No | $0.00 | $4200.00 | FNMA 1007/216 | FNMA 1007/216 | No |  | 0 |  |  | 4200 | 1.32 | 1.32 | $3182.18 |  |  |  | Yes | $60000.00 |  | NO | $0.00 | XXXX | $136.33 | Stated, Verified | NO | 1 | 4 |  | No | No | Experienced | 27 | 40 | US Citizen | US Citizen | 772 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXX | Primary | Primary | XXXX | XXXX | Co-Borrower | Co-Borrower | XXXX | XXXX | Co-Borrower |  |  | Co-Borrower |  |  | No |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Not Required | Not Required | XXXX | XXXX | XXXX | 1 | XXXX | XXXX | 3 | 2 | C4 | XXXX | $0.00 |  |  |  |  |  |  |  | Individual(s) |  | No |  |
| XXXX | 4000088124 | XXXX |  | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage | Yes | Yes | $4700.00 | $4600.00 | FNMA 1007/216 | FNMA 1007/216 | No |  | 0 |  |  | 4600 | 0.79 | 0.79 | $5859.06 | 20260630 | 12 |  | Yes | $42200.00 |  | NO | $0.00 | XXXX | $110.75 | Stated, Verified | NO | 1 | 10 |  | No | No | Experienced | 10 | 8 | US Citizen |  | 778 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXX | Primary | Primary | XXXX | XXXX | Co-Borrower | Co-Borrower |  |  | Co-Borrower |  |  | Co-Borrower |  |  | No |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Not Required |  | XXXX |  | XXXX | 1 | XXXX | XXXX | 4 | 3 | C3 | XXXX | $0.00 |  |  |  |  |  |  |  | Individual(s) |  | No |  |
| XXXX | 4000083481 | XXXX |  | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage | Yes | No | $0.00 | $2600.00 | FNMA 1007/216 | FNMA 1007/216 | No |  | 0 |  |  | 2600 | 1.42 | 1.42 | $1830.91 |  |  |  | Yes | $77000.00 |  | YES | $45.00 | XXXX | $162.80 | Stated, Verified | NO | 1 | 2 |  | No | No | Experienced | 17 | 17 | US Citizen |  | 790 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXX | Primary | Primary | XXXX | XXXX | Co-Borrower | Co-Borrower |  |  | Co-Borrower |  |  | Co-Borrower |  |  | No |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Not Required |  | XXXX | XXXX | XXXX | 1 | XXXX | XXXX | 4 | 2 | C3 | XXXX | $0.00 |  |  |  |  |  |  |  | Individual(s) |  | No |  |
| XXXX | 4000079450 | XXXX |  | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage | Yes | No | $0.00 | $2950.00 | FNMA 1007/216 | FNMA 1007/216 | No |  | 0 |  |  | 2950 | 0.89 | 0.89 | $3326.97 |  |  |  | Yes | $0.00 | Yes | NO | $0.00 | XXXX | $418.83 | Stated, Verified | NO | 1 | 2 |  | No | No | Experienced | 24 | 5.4 | US Citizen |  | 704 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Full | XXXX | XXXX |  | US Citizen | Stated, Verified | 761 | 673 | 704 |  |  |  |  |  |  |  |  | Not Required |  | XXXX |  | XXXX | 1 | XXXX | XXXX | 4 | 3 | C3 | XXXX | $0.00 |  |  |  |  |  |  |  | Limited Liability Corp | XXXX | No | XXXX |
| XXXX | 4000077355 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage | Yes | No | $0.00 | $2400.00 | FNMA 1007/216 | FNMA 1007/216 | No |  | 0 |  |  | 2400 | 1.56 | 1.56 | $1537.93 |  |  |  | Yes | $35000.00 |  | NO | $0.00 | XXXX | $273.17 | Stated, Verified | NO | 1 | 2 |  | No | No | Experienced | 17 | 31 | US Citizen | US Citizen | 720 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXX | Primary | Primary | XXXX | XXXX | Co-Borrower | Co-Borrower | XXXX | XXXX | Co-Borrower |  |  | Co-Borrower |  |  | No |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Not Required | Employed | XXXX |  | XXXX | 1 | XXXX | XXXX | 2 | 1 | C4 | XXXX | $0.00 |  |  |  |  |  |  |  | Individual(s) |  | No |  |
| XXXX | 4000077252 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage | Yes | Yes | $3250.00 | $3375.00 | FNMA 1007/216 | FNMA 1007/216 | No |  | 0 |  |  | 3375 | 1.36 | 1.36 | $2479.40 | 20230430 | 12 | No | Yes | $55000.00 |  | NO | $0.00 | XXXX | $76.87 | Stated, Verified | NO | 1 | 2 |  | No | No | Experienced | 12 | 17 | US Citizen |  | 804 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXX | Primary | Primary | XXXX | XXXX | Co-Borrower | Co-Borrower |  |  | Co-Borrower |  |  | Co-Borrower |  |  | No |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Not Required |  | XXXX |  | XXXX | 1 | XXXX | XXXX | 4 | 2.1 | C3 | XXXX | $0.00 |  |  |  |  |  |  |  | Individual(s) |  | No |  |
| XXXX | 4000075753 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage | Yes | No | $0.00 | $4000.00 | FNMA 1007/216 | FNMA 1007/216 | No |  | 0 |  |  | 4000 | 0.76 | 0.76 | $5244.10 |  |  |  | No |  |  | NO | $0.00 | XXXX | $167.44 | Stated, Verified | NO | 1 | 2 |  | No | No | Experienced | 67 | 0.6 | US Citizen |  | 713 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXX | Primary | Primary | XXXX | XXX | Co-Borrower | Co-Borrower |  |  | Co-Borrower |  |  | Co-Borrower |  |  | No |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Employed |  | XXXX | XXXX | XXXX | 1 | XXXX | XXXX | 3 | 2 | C3 | XXXX | $0.00 |  |  |  |  |  |  |  | Individual(s) |  | No |  |
| XXXX | 4000077253 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage | Yes | No | $0.00 | $2195.00 | FNMA 1007/216 | FNMA 1007/216 | No |  | 0 |  |  | 2195 | 1.03 | 1.03 | $2136.00 |  |  |  | Yes | $47400.00 |  | YES | $90.00 | XXXX | $82.34 | Stated, Verified | NO | 1 | 2 |  | No | No | Experienced | 56 | 3 | US Citizen |  | 816 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXX | Primary | Primary | XXXX | XXXX | Co-Borrower | Co-Borrower |  |  | Co-Borrower |  |  | Co-Borrower |  |  | No |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Employed |  | XXXX | XXXX | XXXX | 1 | XXXX | XXXX | 3 | 2 | C3 | XXXX | $0.00 |  |  |  |  |  |  |  | Individual(s) |  | No |  |
| XXXX | 4000079764 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage | Yes | Yes | $15000.00 | $17000.00 | FNMA 1007/216 | Leases | No |  | 0 |  |  | 15000 | 1.47 | 1.47 | $10217.95 | 20251204 | 12 |  | Yes | $90000.00 |  | YES | $4333.59 | XXXX | $153.84 | Stated, Verified | NO | 1 | 1 |  | No | No | Experienced | 47 | 0 | US Citizen |  | 786 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXX | Primary | Primary | XXXX | XXXX | Co-Borrower | Co-Borrower |  |  | Co-Borrower |  |  | Co-Borrower |  |  | No |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Not Required |  | XXXX |  | XXXX | 1 | XXXX | XXXX | 3 | 2.1 | C3 | XXXX | $0.00 |  |  |  |  |  |  |  | Individual(s) |  | No |  |
| XXXX | 4000080703 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage | Yes | No | $0.00 | $1400.00 | FNMA 1007/216 | FNMA 1007/216 | No |  | 0 |  |  | 1400 | 1.01 | 1.01 | $1383.45 |  |  |  | Yes | $23500.00 |  | YES | $16.67 | XXXX | $139.50 | Stated, Verified | NO | 1 | 2 |  | No | No | Inexperienced | 4 | 3 | US Citizen |  | 747 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXX | Primary | Primary | XXXX | XXXX | Co-Borrower | Co-Borrower |  |  | Co-Borrower |  |  | Co-Borrower |  |  | No |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Not Required |  | XXXX | XXXX | XXXX | 1 | XXXX | XXXX | 2 | 2 | C3 | XXXX | $0.00 |  |  |  |  |  |  |  | Individual(s) |  | No |  |
| XXXX | 4000081191 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage | Yes | No | $0.00 | $2200.00 | FNMA 1007/216 | FNMA 1007/216 | No |  | 0 |  |  | 2200 | 1.19 | 1.19 | $1852.31 |  |  |  | Yes | $32500.00 |  | NO | $0.00 | XXXX | $107.49 | Stated, Verified | NO | 1 | 3 |  | No | No | Experienced | 12 | 3 | US Citizen |  | 818 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXX | Primary | Primary | XXXX | XXXX | Co-Borrower | Co-Borrower |  |  | Co-Borrower |  |  | Co-Borrower |  |  | No |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Not Required |  | XXXX |  | XXXX | 1 | XXXX | XXXX | 3 | 2 | C2 | XXXX | $0.00 |  |  |  |  |  |  |  | Individual(s) |  | No |  |
| XXXX | 4000078986 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Bank Statement | Yes | No | $0.00 | $2250.00 | FNMA 1007/216 | Leases | No |  | 0 | 13.596 |  | 0 |  |  | $1921.28 |  |  |  | Yes | $35500.00 |  | YES | $54.16 | XXXX | $85.22 | Stated, Verified | NO | 1 | 1 |  | No | No | Inexperienced | 74 | 1 | US Citizen |  | 729 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXX | Primary | Primary | XXXX | XX | Co-Borrower | Co-Borrower |  |  | Co-Borrower |  |  | Co-Borrower |  |  | No |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Employed |  | XXXX | XXXX | XXXX | 1 | XXXX | XXXX | 4 | 3 | C1 | XXXX | $0.00 |  |  |  |  |  |  |  | Individual(s) |  | No |  |
| XXXX | 4000081188 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage | Yes | No | $0.00 | $2600.00 | FNMA 1007/216 | FNMA 1007/216 | No |  | 0 |  |  | 2600 | 0.86 | 0.86 | $3034.90 |  |  |  | Yes | $0.00 | Yes | NO | $0.00 | XXXX | $150.75 | Stated, Verified | NO | 1 | 2 |  | No | No | Inexperienced | 33 | 2 | US Citizen |  | 750 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXX | Primary | Primary | XXXX | XXXX | Co-Borrower | Co-Borrower |  |  | Co-Borrower |  |  | Co-Borrower |  |  | No |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Not Required |  | XXXX | XXXX | XXXX | 1 | XXXX | XXXX | 3 | 2 | C3 | XXXX | $0.00 |  |  |  |  |  |  |  | Individual(s) |  | No |  |
| XXXX | 4000085316 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage | Yes | No | $0.00 | $1700.00 | FNMA 1007/216 | FNMA 1007/216 | No |  | 0 |  |  | 1700 | 1.34 | 1.34 | $1272.35 |  |  |  | Yes | $40800.00 |  | NO | $0.00 | XXXX | $101.25 | Stated, Verified | NO | 1 | 8 |  | No | No | Experienced | 24 | 24 | US Citizen | US Citizen | 766 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXX | Primary | Primary | XXXX | XXXX | Co-Borrower | Co-Borrower | XXXX | XXXX | Co-Borrower |  |  | Co-Borrower |  |  | No |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Employed | Employed | XXXX | XXXX | XXXX | 1 | XXXX | XXXX | 3 | 1 | C4 | XXXX | $0.00 |  |  |  |  |  |  |  | Individual(s) |  | No |  |
| XXXX | 4000089619 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage | Yes | Yes | $2125.00 | $2125.00 | FNMA 1007/216 | FNMA 1007/216 | No |  | 0 |  |  | 2125 | 1.02 | 1.02 | $2091.86 | 20260630 | 12 |  | Yes | $0.00 | Yes | YES | $37.83 | XXXX | $188.08 | Stated, Verified | NO | 1 | 2 |  | No | No | Experienced | 39 | 3 | US Citizen | US Citizen | 737 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Full | XXXX | XXXX |  | US Citizen | Stated, Verified | 696 | 705 | 712 | XXXX | XXXX |  | US Citizen | Stated, Verified | 711 | 737 | 742 | Employed | Employed | XXXX |  | XXXX | 1 | XXXX | XXXX | 3 | 2.1 | C3 | XXXX | $0.00 |  |  |  |  |  |  |  | Limited Liability Corp | XXXX | No |  |
| XXXX | 4000086543 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage | Yes | No | $0.00 | $7400.00 |  | 1025 | No |  | 0 |  |  | 7400 | 1.18 | 1.18 | $6256.09 |  |  |  | Yes | $118900.00 |  | NO | $0.00 | XXXX | $317.75 | Stated, Verified | NO | 1 | 3 |  | No | No | Experienced | 14 | 1.9 | US Citizen |  | 799 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXX | Primary | Primary | XXXX | XXXX | Co-Borrower | Co-Borrower |  |  | Co-Borrower |  |  | Co-Borrower |  |  | No |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Not Required |  | XXXX | XXXX | XXXX | 2 | XXXX | XXXX | 5 | 4.1 | C3 | XXXX | $0.00 |  |  |  |  |  |  |  | Individual(s) |  | No |  |
| XXXX | 4000086621 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage | Yes | No | $0.00 | $2600.00 | FNMA 1007/216 | FNMA 1007/216 | No |  | 0 |  |  | 2600 | 0.89 | 0.89 | $2931.65 |  |  |  | Yes | $17000.00 |  | YES | $984.00 | XXXX | $133.03 | Stated, Verified | NO | 1 | 3 |  | No | No | Experienced | 187 | 14 | US Citizen |  | 797 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXX | Primary | Primary | XXXX | XXXX | Co-Borrower | Co-Borrower |  |  | Co-Borrower |  |  | Co-Borrower |  |  | No |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Not Required |  | XXXX | XXXX | XXXX | 1 | XXXX | XXXX | 3 | 3 | C3 | XXXX | $0.00 |  |  |  |  |  |  |  | Individual(s) |  | No |  |
| XXXX | 4000087181 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage | Yes | No | $0.00 | $2200.00 | FNMA 1007/216 | FNMA 1007/216 | No |  | 0 |  |  | 2200 | 1.12 | 1.12 | $1957.01 |  |  |  | Yes | $27600.00 |  | YES | $45.83 | XXXX | $234.80 | Stated, Verified | NO | 1 | 5 |  | No | No | Experienced | 154 | 30 | US Citizen |  | 791 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXX | Primary | Primary | XXXX | XXXX | Co-Borrower | Co-Borrower |  |  | Co-Borrower |  |  | Co-Borrower |  |  | No |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Retired |  | XXXX | XXXX | XXXX | 1 | XXXX | XXXX | 4 | 2.1 | C3 | XXXX | $0.00 |  |  |  |  |  |  |  | Individual(s) |  | No |  |
| XXXX | 4000088789 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage | Yes | No | $0.00 | $1175.00 | FNMA 1007/216 | Short Term Rental Documents | Yes | AirDNA | 1864 |  |  | 1864 | 1.44 | 1.44 | $1292.32 |  |  |  | Yes | $16000.00 |  | YES | $263.00 | XXXX | $43.50 | Stated, Verified | NO | 1 | 6 |  | No | No | Experienced | 68 | 14 | US Citizen |  | 746 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXXX | Primary | Primary | XXXX | XXXX | Co-Borrower | Co-Borrower |  |  | Co-Borrower |  |  | Co-Borrower |  |  | No |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Employed |  | XXXX | XXXX | XXXX | 1 | XXXX | XXXX | 1 | 1 | C3 | XXXX | $0.00 |  |  |  |  |  |  |  | Individual(s) |  | No |  |
| XXXX | 4000088791 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage | Yes | No | $0.00 | $1175.00 | FNMA 1007/216 | Short Term Rental Documents | Yes | AirDNA | 2160 |  |  | 2160 | 1.66 | 1.66 | $1303.02 |  |  |  | Yes | $16000.00 |  | YES | $263.00 | XXXX | $43.50 | Stated, Verified | NO | 2 | 7 |  | No | No | Experienced | 14 | 14 | US Citizen |  | 746 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXXX | Primary | Primary | XXXX | XXXX | Co-Borrower | Co-Borrower |  |  | Co-Borrower |  |  | Co-Borrower |  |  | No |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Employed |  | XXXX | XXXX | XXXX | 1 | XXXX | XXXX | 1 | 1 | C3 | XXXX | $0.00 |  |  |  |  |  |  |  | Individual(s) |  | No |  |

---

## Exhibit 99.5

**Exhibit 99.5**

**EXECUTIVE SUMMARY**

OBX 2025-NQM23

**Overview**

Maxwell Diligence Solutions, LLC ("MaxDiligence") performed certain due diligence services (the "Review") described below on newly originated residential mortgage loans acquired by Onslow Bay Financial LLC. The Review was conducted from May 2025 to October 2025 on mortgage loans originated between May 2025 and October 2025.

The Review consisted of 100% of the population of 39 loans with an original loan balance of $38,082,902.00.

**Scope of Review**

**Credit Review**

MaxDiligence performed a "Credit Review" to verify compliance with guidelines in effect at the time of loan origination, or other guidelines provided by Client prior to review, and ensure the characteristics used by the underwriter are supported by the file documentation; and determine whether any loans outside of those guidelines contain legitimate and approved exceptions with compensating factors.

The credit review included the following (collectively, the "Credit Review"):

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. <u>Review Initial & Final Application</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Check application for completeness. Determine whether the information in the preliminary Loan application, final application, and
all credit documents is consistent or reconciled.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Validate Social Security/Taxpayer Identification number is valid

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Compare data on final form 1003 with the data from verifications

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Form is Complete, Signed, Dated, on or before loan consummation date, and NMLS is complete

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. <u>Review AUS Decision and Approval Conditions</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Underwriting decision is supported (manual underwrite credit conditions have been satisfied prior to closing the approved Loan package)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Validation of income calculations

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Validation of assets/funds to close

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Validation of DTI calculations

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. Validation of DSCR calculations

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. Validation of LTV calculations

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;g. Validation of payment shock calculations if applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;h. DSCR Loans

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Review of Hazard coverage and verification that sufficient coverage was in place on subject and all premiums were
included in DSCR

![](ex99-05_001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Mortgage Insurance Certificate was in file,
if applicable, and coverage was sufficient, and premium was included in DSCR

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Review of Rental income and /or market rents
and validation of DSCR calculation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. <u>Review Occupancy/Red Flags</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Validates Social Security number and year issued

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Verifies address information associated with the borrower (s)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Occupancy is supported

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Red Flags adequately addressed

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4. <u>Verification of Borrower Original and Audit Credit Report (if applicable)</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Validate names, social security number(s), and addresses

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. AKA's investigated and cleared

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Validate credit inquiries within 90 days have been properly addressed

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Acceptable credit history and credit score requirements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5. <u>Reviews Fraud Report to compare vs loan documentation:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Validates Social Security number and year issued

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Verifies address information associated with the Borrower (s)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Confirms OFAC clearances

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Reveals any potential bankruptcy filings

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6. <u>Review of Borrower Employment, Income, and Asset Information</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Employment

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Compare for conflicting information

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Check dates for document expiration

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Complete forms and documentation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Evaluate history and stability of employment

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Income

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Review employment and income by analyzing income documents and comparing against re-verification documents

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. W-2s and Paystubs, if applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Transcripts (as applicable) support income

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Tax Returns and Profit and Loss Statements, as applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v. Bank Statements or other Alternate Income documents as required by the guidelines

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vi. Consistent/Continuing Employment, if applicable

![](ex99-05_001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Assets

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Confirm adequate funds to cover required down payment and closing costs and reserves

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Check dates for document expiration

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Sufficient funds were sourced and seasoned

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Gift funds verified and met guidelines

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7. <u>Review Sales Contract</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Complete and executed

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Earnest Money Deposit verified

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Parties are consistent

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Seller contributions are within guidelines

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8. <u>Hazard and Flood (if applicable)</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Verify sufficient coverage

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Verify coverage is for subject

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Validate all premiums are included in DTI and any required upfront premium is paid

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;9. <u>Mortgage Insurance (if applicable)</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Certificate in file

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Sufficient Coverage

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Premium indicated and included in DTI

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;10. <u>Review Title Commitment/Policy</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Vesting correct

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Lien position

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Legal description

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Validate no encumbrances

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;11. <u>Review Closing Documents</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Review security documents to ensure the Loan was closed in accordance with approval and with all required signatures and NMLS identifiers

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Correct and complete instruments

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Closing Disclosure / Settlement Statements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Right to Cancel (if applicable)

![](ex99-05_001.jpg)

**Property Review**

MaxDiligence performed a "Property Review," which included the following:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. <u>Property Review</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Review will include a review of the valuation materials utilized during the origination of the loan and in confirming the value of
the underlying property. The review will include verifying the appraisal report:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. On the appropriate GSE form:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. All elements of appraisal are present

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Ensure all applicable Loan documents match appraisal information

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Property is acceptable collateral for Loan program

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Completed by an appraiser that was actively licensed to perform the valuation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v. Completed such that the named client on the appraisal report is the lender or a related entity that is permitted to engage the lender
per Title XI of FIRREA, or if the appraisal was performed for another lender, the file contains a transfer letter from the original lender

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vi. The original appraisal report is made and signed prior to the final approval of the mortgage loan application; Any revisions, if made
known to MaxDiligence, to the original report are documented and dated completed and dated within the guideline's restrictions,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vii. The original appraisal is 'As is' or Inspection received including all inspections, licenses, and certificates (including certificates
of occupancy) to be made or issued with respect to all occupied portions of the mortgaged property and with respect to the use and occupancy
of the same, have been made or obtained from the appropriate authorities.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;viii. Determine whether the appraised value is supported at or within 10% variance based on a third-party valuation product. If a third-party
valuation product is in file but notes a variance above 10% or an inconclusive value, MaxDiligence will recommend a BPO or field review
be ordered.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ix. With regard to the use of comparable properties, review will (a) review the relative comparable data (gross and net adjustments, sale
dates and distance from subject property) and ensure that such comparable properties are within standard appraisal guidelines; (b) confirm
the property value and square footage of the subject property was bracketed by comparable properties, (c verify that comparable properties
used are similar in size, style, and location to the subject, and (d) check for the reasonableness of adjustments when reconciling value
between the subject property and comparable properties.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;x. Other aspects of the review include (i) verifying that the address matched the mortgage note, ((ii) if requested, noting whether the
property zip code was declared a FEMA disaster area after the valuation date and notifying the Client of same, (iii) confirming the appraisal
report does not include any apparent environmental problems, (iv) confirming the appraisal notes the current use of the property is legal
or legal non-conforming (grandfathered), (v) reviewing pictures to ensure (a)
that the property is in average or better condition and any repairs are noted where required and (b) that the subject property is the
one for which the valuation was ordered and that there are no negative external factors; and (vi) confirming that the value product that
was used as part of the origination decision conforms with rating agency requirements.

![](ex99-05_001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. If more than one valuation was provided, reviewer will confirm consistency among the valuation products and if there are discrepancies
that could not be resolved, MaxDiligence will create an exception and work with the client on the next steps which may include ordering
of additional valuation products such as collateral desktop analyses, broker's price opinions, and full appraisals. If the property
valuation products included in the review result in a variance of more than 10% then the client will be notified of such variance.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. MaxDiligence will confirm to the extent possible, that the appraiser and the appraisal made by such appraiser both satisfied the requirements
of Title XI of FIRREA. Specifically, MaxDiligence will review the appraisal for conformity to industry standards, including ensuring the
appraisal was complete, that the comparable properties and adjustments were reasonable and that pictures were provided and were accurate.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. In addition, MaxDiligence will access the ASC database to verify that the appraiser, and if applicable the appraiser's supervisor,
were licensed and in good standing at the time the appraisal was completed.

**Compliance Review**

Not applicable.

**Summary of Results**

**OVERALL RESULTS SUMMARY** 

After giving consideration to the grading criteria of the relevant NRSROs, 100% of the loans received a grade of "B" or higher, with 97.44% of the pool receiving an overall "A" grade.

**Final Loan Grades**

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Rating Agency Final Overall Grade Summary** | &nbsp;&nbsp;**Rating Agency Final Overall Grade Summary** | &nbsp;&nbsp;**Rating Agency Final Overall Grade Summary** |
| &nbsp;&nbsp;**Overall** | &nbsp;&nbsp;**# of Mortgage Loans** | &nbsp;&nbsp;**% of Mortgage Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;38 | &nbsp;&nbsp;97.44% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;1 | &nbsp;&nbsp;2.56% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**39** | &nbsp;&nbsp;**100.00%** |

---

![](ex99-05_001.jpg)

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Final Credit Grade Summary** | &nbsp;&nbsp;**Final Credit Grade Summary** | &nbsp;&nbsp;**Final Credit Grade Summary** |
| &nbsp;&nbsp;**Credit** | &nbsp;&nbsp;**# of Mortgage Loans** | &nbsp;&nbsp;**% of Mortgage Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;38 | &nbsp;&nbsp;97.44% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;1 | &nbsp;&nbsp;2.56% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**39** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Final Property Grade Summary** | &nbsp;&nbsp;**Final Property Grade Summary** | &nbsp;&nbsp;**Final Property Grade Summary** |
| &nbsp;&nbsp;**Property** | &nbsp;&nbsp;**# of Mortgage Loans** | &nbsp;&nbsp;**% of Mortgage Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;39 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**39** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Final Compliance Grade Summary** | &nbsp;&nbsp;**Final Compliance Grade Summary** | &nbsp;&nbsp;**Final Compliance Grade Summary** |
| &nbsp;&nbsp;**Compliance** | &nbsp;&nbsp;**# of Mortgage Loans** | &nbsp;&nbsp;**% of Mortgage Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;39 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**39** | &nbsp;&nbsp;**100.00%** |

---

**Exception Category Summary**

The table below summarizes the individual exceptions which carried an associated "A", "B", "C", or "D" level exception grade. One loan may have carried more than one exception. In such cases, the exception with the lowest grade would drive the loan grade for that particular area of the review. The overall loan grade is the lowest grade for any one particular review scope (ex. a loan with a Credit Grade of "A", a Compliance Grade of "B", and a Property Grade of "A" would receive an overall Loan Grade of "B").

![](ex99-05_001.jpg)

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;Exception<br> Type | &nbsp;&nbsp;Exception Category | &nbsp;&nbsp;Total |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;Borrower 1 Gap Credit Report is Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;Corporation/LLC: Operating Agreement Doc is Incomplete | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;Hazard Insurance Policy is Partial | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;Income - Rental Property | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;Missing VOM or VOR | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;No Credit Findings | &nbsp;&nbsp;30 |
|  | &nbsp;&nbsp;***Total Credit Grade (A) Exceptions*** | &nbsp;&nbsp;***36*** |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;Housing History Does Not Meet Guideline Requirements | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;Loan amount exceeds maximum allowed per program guidelines | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;***Total Credit Grade (B) Exceptions*** | &nbsp;&nbsp;***2*** |
| &nbsp;&nbsp;Property &nbsp;&nbsp;A | &nbsp;&nbsp;Value - Value is supported within -10% of original appraisal amount | &nbsp;&nbsp;39 |
|  | &nbsp;&nbsp;***Total Property Grade (A) Exceptions*** | &nbsp;&nbsp;***39*** |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Late Charge Grace Period is less than 10 days | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;No Compliance Tests Performed | &nbsp;&nbsp;33 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;Other Compliance Finding | &nbsp;&nbsp;5 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;The Final 1003 is Missing | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;***Total Compliance (A) Exceptions*** | &nbsp;&nbsp;***40*** |

---

**TAPE INTEGRITY REVIEW RESULTS SUMMARY**

As part of the Credit, Property and Compliance Reviews, MaxDiligence captured data from the source documents and compared it to a data tape provided by Client. MaxDiligence provided Client a Data Discrepancy Report which shows the differences between the tape data and the data captured by MaxDiligence during the diligence process.

Of the 39 mortgage loans reviewed, 19 unique mortgage loans (by loan count) had a total of 24 different tape discrepancies across 3 data fields (some mortgage loans may have had more than one). A blank or zero value on the data tape when an actual value was captured by MaxDiligence was not treated as a data variance.

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Field Label** | &nbsp;&nbsp;**Loans With <br> Discrepancy** | &nbsp;&nbsp;**Total Times <br> Compared** | &nbsp;&nbsp;**% Variance** |
| &nbsp;&nbsp;All Borrower Total Income | &nbsp;&nbsp;18 | &nbsp;&nbsp;39 | &nbsp;&nbsp;46.15% |
| &nbsp;&nbsp;Application Date | &nbsp;&nbsp;5 | &nbsp;&nbsp;39 | &nbsp;&nbsp;12.82% |
| &nbsp;&nbsp;Qualifying LTV | &nbsp;&nbsp;1 | &nbsp;&nbsp;39 | &nbsp;&nbsp;2.56% |

---

**Event Grade Definitions**

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Final Loan Grade** | &nbsp;&nbsp;**Final Loan Grade** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;Loan meets Credit, Compliance, and Valuation Guidelines |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The loan substantially meets published Client/Seller guidelines and/or eligibility in the validation of income, assets, or credit, is in material compliance with all applicable laws and regulations, and the value and valuation methodology is supported and substantially meets published guidelines. |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The loan does not meet the published guidelines and/or violates one material law or regulation, and/or the value and valuation methodology is not supported or did not meet published guidelines. |
| &nbsp;&nbsp;D | &nbsp;&nbsp;Loan is missing documentation to perform a sufficient review. |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Credit Event Grades** | &nbsp;&nbsp;**Credit Event Grades** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;The loan meets the published guidelines without any exceptions. The employment, income, assets and occupancy are supported and justifiable. The borrower's willingness and ability to repay the loan is documented and reasonable. |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The loan substantially meets the published guidelines, but reasonable compensating factors were considered and documented for exceeding published guidelines. The employment, income, assets and occupancy are supported and justifiable. The borrower's willingness and ability to repay the loan is documented and reasonable. |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The loan does not substantially meet the published guidelines. There are not sufficient compensating factors that justify exceeding the published guidelines. The employment, income, assets or occupancy are not supported and justifiable. The borrower's willingness and ability to repay the loan were not documented or are unreasonable. |
| &nbsp;&nbsp;D | &nbsp;&nbsp;There was not sufficient documentation to perform a review, or the credit file was not furnished. |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Compliance Event Grades** | &nbsp;&nbsp;**Compliance Event Grades** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;The loan is in compliance with all applicable laws and regulations. The legal documents accurately reflect the agreed upon loan terms and are executed by all applicable parties. |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The loan is in material compliance with all applicable laws and regulations. The legal documents accurately reflect the agreed upon loan terms and are executed by all applicable parties. Client review required. |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The loan violates one material law or regulation. The material disclosures are absent or the legal documents do not accurately reflect the agreed upon loan terms or all required applicants did not execute the documents. |
| &nbsp;&nbsp;D | &nbsp;&nbsp;There was not sufficient documentation to perform a review or the required legal documents were not furnished. |

---

![](ex99-05_001.jpg)

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Property Event Grades** | &nbsp;&nbsp;**Property Event Grades** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;The value is supported within 10% of the original appraisal by the AVM or there are other supporting documents in the originators loan file package (CDA, Field Review or Second Appraisal). The appraisal was performed on an "as-is" basis and the property is complete and habitable at origination. The appraiser was appropriately licensed and used GSE approved forms. |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The value is not supported within 10% of the original appraisal by the AVM and there are no other valuation support documents in the loan file provided by the Seller. The valuation methodology substantially meets the published guidelines but reasonable compensating factors were considered and documented for exceeding guidelines. The appraisal was performed on an "as-is" basis and the property is complete and habitable. The appraiser was appropriately licensed and used GSE approved forms. |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The value is not supported within 10% of the original appraisal. The valuation methodology did not meet the published guidelines and there were not sufficient compensating factors for exceeding published guidelines. The property is in below "average" condition or the property is not complete or requires significant repairs. The appraisal was not performed on an "as is" basis. The appraiser was not appropriately licensed or did not use GSE approved forms. |
| &nbsp;&nbsp;D | &nbsp;&nbsp;The file was missing the appraisal or there was not sufficient valuation documentation to perform a review. |

---

## Exhibit 99.5

**Exhibit 99.5 Schedule 1**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Note Date** | **Original Loan Amount** | **Last Name** | **Property State** | **Occupancy** | **Purpose** | **Originator QM Status** | **TPR QM Status** | **Exception ID** | **Exception Number** | **Exception Date** | **Exception Type** | **Exception Subcategory** | **Exception** | **Exception Remedy** | **Rebuttal** | **TPR Response** | **Compensating Factors** | **Status Update Date** | **Finding Status** | **Initial Exception Grade** | **Final Exception Grade** | **Initial Loan Grade** | **Final Loan Grade** |
| XXXX | 4000085653 |  | XXXX | XXXX | XXXX | NY | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 1 of 2 | 2025-07-31 06:49 | Compliance | No Compliance Tests Performed | XXXX / Business Purpose loans are exempt from XXXX and XXXX. <br>|  |  |  |  | 2025-07-31 06:49 | Cleared | 1 | 1 | 4 | 1 |
| XXXX | 4000085653 |  | XXXX | XXXX | XXXX | NY | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 2 of 2 | 2025-07-31 06:50 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-07-31 06:50 | Cleared | 1 | 1 | 4 | 1 |
| XXXX | 4000085654 |  | XXXX | XXXX | XXXX | NY | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 1 of 3 | 2025-07-31 01:05 | Compliance | No Compliance Tests Performed | XXXX / Business Purpose loans are exempt from XXXX and XXXX. <br>|  |  |  |  | 2025-07-31 01:05 | Cleared | 1 | 1 | 4 | 1 |
| XXXX | 4000085654 |  | XXXX | XXXX | XXXX | NY | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 2 of 3 | 2025-07-31 01:06 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-07-31 16:37 | Cleared | 1 | 1 | 4 | 1 |
| XXXX | 4000085654 |  | XXXX | XXXX | XXXX | NY | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 3 of 3 | 2025-07-31 01:06 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-07-31 01:06 | Cleared | 1 | 1 | 4 | 1 |
| XXXX | 4000080772 | XXXX | XXXX | XXXX | XXXX | NY | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 1 of 3 | 2025-06-18 18:35 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-06-18 18:35 | Cleared | 1 | 1 | 1 | 1 |
| XXXX | 4000080772 | XXXX | XXXX | XXXX | XXXX | NY | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 2 of 3 | 2025-06-18 18:35 | Compliance | No Compliance Tests Performed | XXXX / Business Purpose loans are exempt from XXXX and XXXX. <br>|  |  |  |  | 2025-06-18 18:35 | Cleared | 1 | 1 | 1 | 1 |
| XXXX | 4000080772 | XXXX | XXXX | XXXX | XXXX | NY | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 3 of 3 | 2025-06-23 22:43 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-06-23 22:43 | Cleared | 1 | 1 | 1 | 1 |
| XXXX | 4000077291 | XXXX | XXXX | XXXX | XXXX | NY | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 1 of 3 | 2025-05-21 19:45 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-05-21 19:45 | Cleared | 1 | 1 | 1 | 1 |
| XXXX | 4000077291 | XXXX | XXXX | XXXX | XXXX | NY | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 2 of 3 | 2025-05-21 19:46 | Compliance | No Compliance Tests Performed | XXXX / Business Purpose loans are exempt from XXXX and XXXX. <br>|  |  |  |  | 2025-05-21 19:46 | Cleared | 1 | 1 | 1 | 1 |
| XXXX | 4000077291 | XXXX | XXXX | XXXX | XXXX | NY | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 3 of 3 | 2025-05-21 19:47 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-05-21 19:47 | Cleared | 1 | 1 | 1 | 1 |
| XXXX | 4000077282 | XXXX | XXXX | XXXX | XXXX | NY | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 1 of 3 | 2025-05-21 13:41 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-05-21 13:41 | Cleared | 1 | 1 | 1 | 1 |
| XXXX | 4000077282 | XXXX | XXXX | XXXX | XXXX | NY | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 2 of 3 | 2025-05-21 13:42 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-05-21 13:42 | Cleared | 1 | 1 | 1 | 1 |
| XXXX | 4000077282 | XXXX | XXXX | XXXX | XXXX | NY | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 3 of 3 | 2025-05-21 13:42 | Compliance | No Compliance Tests Performed | XXXX / Business Purpose loans are exempt from XXXX and XXXX. <br>|  |  |  |  | 2025-05-21 13:42 | Cleared | 1 | 1 | 1 | 1 |
| XXXX | 4000091837 |  | XXXX | XXXX | XXXX | NY | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 1 of 3 | 2025-09-11 10:50 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-09-11 10:50 | Cleared | 1 | 1 | 1 | 1 |
| XXXX | 4000091837 |  | XXXX | XXXX | XXXX | NY | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 2 of 3 | 2025-09-11 10:50 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-09-11 10:50 | Cleared | 1 | 1 | 1 | 1 |
| XXXX | 4000091837 |  | XXXX | XXXX | XXXX | NY | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 3 of 3 | 2025-09-11 14:37 | Compliance | No Compliance Tests Performed | XXXX / Business Purpose loans are exempt from XXXX and XXXX. <br>|  |  |  |  | 2025-09-11 14:37 | Cleared | 1 | 1 | 1 | 1 |
| XXXX | 4000082225 | XXXX | XXXX | XXXX | XXXX | NY | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 1 of 3 | 2025-06-30 23:38 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-06-30 23:38 | Cleared | 1 | 1 | 3 | 1 |
| XXXX | 4000082225 | XXXX | XXXX | XXXX | XXXX | NY | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 2 of 3 | 2025-06-30 23:39 | Compliance | No Compliance Tests Performed | XXXX / Business Purpose loans are exempt from XXXX and XXXX. <br>|  |  |  |  | 2025-06-30 23:39 | Cleared | 1 | 1 | 3 | 1 |
| XXXX | 4000082225 | XXXX | XXXX | XXXX | XXXX | NY | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 3 of 3 | 2025-07-01 20:05 | Credit | Hazard Insurance Policy is Partial | Hazard insurance policy partially provided. Rent loss insurance for the subject property is required and must equal at least XXXX months of XXXX/XXXX payments. Blanket policies covering the subject property are permitted. The requirement for rent loss insurance is waived for vacant properties. The subject property insurance shows blanket policy checked as " No", Business income and XXXX also checked as "No". The property is occupied by tenants. Missing rent loss insurance for the subject property that equals XXXX months XXXX payments.<br>|  | Document Uploaded. Please see revised binder attached. Thank you. - 07/07/2025 <br>Document Uploaded. Please see revised binder uploaded. Thank you. - 07/02/2025<br>| Revised binder provided with Business Incoe $XXXX limit checked yes. - 07/08/2025<br> The insurance provided was updated to Business Income box checked. However, the Yes/ No/ XXXX column is still checked " No". Provide updated binder with Yes/ No/ XXXX column checked "Yes". - 07/03/2025 |  | 2025-07-08 14:07 | Resolved | 3 | 1 | 3 | 1 |
| XXXX | 4000082224 | XXXX | XXXX | XXXX | XXXX | NY | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 1 of 3 | 2025-06-27 14:46 | Credit | Borrower 1 Gap Credit Report is Missing | Borrower XXXX XXXX is Missing Unable to locate a XXXX. Guidelines cite a new credit report, pre-close soft-pull or gap report is required. Please provide one of these reports. <br>|  | XXXX loans do not require a gap report. Thank you. - 06/30/2025<br>| XXXX confirmed no XXXX required on XXXX loans. - 07/01/2025<br>|  | 2025-07-01 15:18 | Resolved | 4 | 1 | 4 | 1 |
| XXXX | 4000082224 | XXXX | XXXX | XXXX | XXXX | NY | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 2 of 3 | 2025-06-27 15:26 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-06-27 15:26 | Cleared | 1 | 1 | 4 | 1 |
| XXXX | 4000082224 | XXXX | XXXX | XXXX | XXXX | NY | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 3 of 3 | 2025-06-27 21:57 | Compliance | No Compliance Tests Performed | XXXX / Business Purpose loans are exempt from XXXX and XXXX. <br>|  |  |  |  | 2025-06-27 21:57 | Cleared | 1 | 1 | 4 | 1 |
| XXXX | 4000084034 | XXXX | XXXX | XXXX | XXXX | NY | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 1 of 2 | 2025-07-18 15:30 | Compliance | The Final 1003 is Missing | The final XXXX is missing. <br>|  | Document Uploaded. Please see upload. Thank you! - 07/23/2025 <br> Document Uploaded. Please see attached. - 07/22/2025 <br> Document Uploaded. Please see pages XXXX of the loan file, or see attachment here. Thank you. - 07/21/2025 | The final XXXX has been provided. - 07/24/2025<br>Received a final signed XXXX - 07/23/2025<br>The Final XXXX is still missing borrower's signature and date. - 07/23/2025<br>The Final XXXX is not executed by the borrower. Provide fully executed Final XXXX. - 07/22/2025<br>|  | 2025-07-24 13:36 | Resolved | 3 | 1 | 4 | 1 |
| XXXX | 4000084034 | XXXX | XXXX | XXXX | XXXX | NY | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 2 of 2 | 2025-07-18 16:46 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-07-18 16:46 | Cleared | 1 | 1 | 4 | 1 |
| XXXX | 4000095598 |  | XXXX | XXXX | XXXX | NY | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 1 of 3 | 2025-10-01 18:03 | Compliance | No Compliance Tests Performed | XXXX / Business Purpose loans are exempt from XXXX and XXXX. <br>|  |  |  |  | 2025-10-01 18:03 | Cleared | 1 | 1 | 1 | 1 |
| XXXX | 4000095598 |  | XXXX | XXXX | XXXX | NY | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 2 of 3 | 2025-10-01 18:03 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-10-01 18:03 | Cleared | 1 | 1 | 1 | 1 |
| XXXX | 4000095598 |  | XXXX | XXXX | XXXX | NY | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 3 of 3 | 2025-10-02 18:02 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-10-02 18:02 | Cleared | 1 | 1 | 1 | 1 |
| XXXX | 4000090036 |  | XXXX | XXXX | XXXX | NY | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 1 of 3 | 2025-08-27 17:34 | Compliance | No Compliance Tests Performed | XXXX / Business Purpose loans are exempt from XXXX and XXXX. <br>|  |  |  |  | 2025-08-27 17:34 | Cleared | 1 | 1 | 1 | 1 |
| XXXX | 4000090036 |  | XXXX | XXXX | XXXX | NY | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 2 of 3 | 2025-08-27 17:35 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-08-28 19:34 | Cleared | 1 | 1 | 1 | 1 |
| XXXX | 4000090036 |  | XXXX | XXXX | XXXX | NY | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 3 of 3 | 2025-08-27 17:35 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-08-27 17:35 | Cleared | 1 | 1 | 1 | 1 |
| XXXX | 4000097475 |  | XXXX | XXXX | XXXX | NY | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 1 of 3 | 2025-10-23 23:33 | Compliance | No Compliance Tests Performed | XXXX / Business Purpose loans are exempt from XXXX and XXXX. <br>|  |  |  |  | 2025-10-23 23:33 | Cleared | 1 | 1 | 1 | 1 |
| XXXX | 4000097475 |  | XXXX | XXXX | XXXX | NY | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 2 of 3 | 2025-10-23 23:34 | Credit | No Credit Findings | The loan meets all applicable credit guidelines.  |  |  |  |  | 2025-10-23 23:34 | Cleared | 1 | 1 | 1 | 1 |
| XXXX | 4000097475 |  | XXXX | XXXX | XXXX | NY | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 3 of 3 | 2025-10-23 23:34 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-10-23 23:34 | Cleared | 1 | 1 | 1 | 1 |
| XXXX | 4000097477 |  | XXXX | XXXX | XXXX | NY | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 1 of 3 | 2025-10-23 10:23 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-10-23 10:23 | Cleared | 1 | 1 | 1 | 1 |
| XXXX | 4000097477 |  | XXXX | XXXX | XXXX | NY | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 2 of 3 | 2025-10-23 10:23 | Compliance | No Compliance Tests Performed | XXXX / Business Purpose loans are exempt from XXXX and XXXX. <br>|  |  |  |  | 2025-10-23 10:23 | Cleared | 1 | 1 | 1 | 1 |
| XXXX | 4000097477 |  | XXXX | XXXX | XXXX | NY | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 3 of 3 | 2025-10-24 18:08 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-10-24 18:08 | Cleared | 1 | 1 | 1 | 1 |
| XXXX | 4000097479 |  | XXXX | XXXX | XXXX | NY | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 1 of 3 | 2025-10-24 15:22 | Compliance | No Compliance Tests Performed | XXXX / Business Purpose loans are exempt from XXXX and XXXX. <br>|  |  |  |  | 2025-10-24 15:22 | Cleared | 1 | 1 | 1 | 1 |
| XXXX | 4000097479 |  | XXXX | XXXX | XXXX | NY | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 2 of 3 | 2025-10-24 15:22 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-10-24 15:22 | Cleared | 1 | 1 | 1 | 1 |
| XXXX | 4000097479 |  | XXXX | XXXX | XXXX | NY | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 3 of 3 | 2025-10-24 15:22 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-10-24 15:22 | Cleared | 1 | 1 | 1 | 1 |
| XXXX | 4000097478 |  | XXXX | XXXX | XXXX | NY | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 1 of 3 | 2025-10-24 13:49 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-10-24 13:49 | Cleared | 1 | 1 | 3 | 1 |
| XXXX | 4000097478 |  | XXXX | XXXX | XXXX | NY | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 2 of 3 | 2025-10-24 13:49 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-10-24 13:49 | Cleared | 1 | 1 | 3 | 1 |
| XXXX | 4000097478 |  | XXXX | XXXX | XXXX | NY | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 3 of 3 | 2025-10-24 18:48 | Compliance | Other Compliance Finding | The following documents were not executed nor notarized (if applicable): XXXX XXXX with XXXX, XXXX and XXXX.  |  | Document Uploaded. Please see attached. Thank you. - 10/24/2025<br>| Received requested, executed documents. - 10/29/2025<br>|  | 2025-10-29 16:32 | Resolved | 3 | 1 | 3 | 1 |
| XXXX | 4000097480 |  | XXXX | XXXX | XXXX | NY | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 1 of 3 | 2025-10-23 19:25 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-10-23 19:25 | Cleared | 1 | 1 | 3 | 1 |
| XXXX | 4000097480 |  | XXXX | XXXX | XXXX | NY | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 2 of 3 | 2025-10-24 19:26 | Compliance | Other Compliance Finding | The following documents were not executed nor notarized (if applicable): XXXX and XXXX.  |  | Document Uploaded. Please see attached. Thank you. - 10/24/2025<br>| Received requested, executed documents. - 10/29/2025<br>|  | 2025-10-29 16:37 | Resolved | 3 | 1 | 3 | 1 |
| XXXX | 4000097480 |  | XXXX | XXXX | XXXX | NY | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 3 of 3 | 2025-10-24 19:26 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-10-24 19:26 | Cleared | 1 | 1 | 3 | 1 |
| XXXX | 4000097481 |  | XXXX | XXXX | XXXX | NY | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 1 of 3 | 2025-10-23 22:43 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-10-23 22:43 | Cleared | 1 | 1 | 3 | 1 |
| XXXX | 4000097481 |  | XXXX | XXXX | XXXX | NY | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 2 of 3 | 2025-10-24 19:52 | Compliance | Other Compliance Finding | The following documents were not signed nor notarized (if applicable): XXXXand XXXXand XXXX.  |  | Document Uploaded. Please see attached. Thank you. - 10/24/2025<br>| Received requested, executed documents. - 10/29/2025<br>|  | 2025-10-29 16:35 | Resolved | 3 | 1 | 3 | 1 |
| XXXX | 4000097481 |  | XXXX | XXXX | XXXX | NY | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 3 of 3 | 2025-10-24 19:59 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-10-24 19:59 | Cleared | 1 | 1 | 3 | 1 |
| XXXX | 4000097482 |  | XXXX | XXXX | XXXX | NY | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 1 of 3 | 2025-10-24 02:50 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-10-24 02:50 | Cleared | 1 | 1 | 3 | 1 |
| XXXX | 4000097482 |  | XXXX | XXXX | XXXX | NY | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 2 of 3 | 2025-10-24 20:24 | Compliance | Other Compliance Finding | The following documents were not executed nor notarized (if applicable): XXXXand XXXXand XXXX. <br>|  | Document Uploaded. Please see attached. Thank you. - 10/24/2025<br>| Received requested, executed documents. - 10/29/2025<br>|  | 2025-10-29 16:38 | Resolved | 3 | 1 | 3 | 1 |
| XXXX | 4000097482 |  | XXXX | XXXX | XXXX | NY | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 3 of 3 | 2025-10-24 20:28 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-10-24 20:28 | Cleared | 1 | 1 | 3 | 1 |
| XXXX | 4000097483 |  | XXXX | XXXX | XXXX | NY | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 1 of 3 | 2025-10-24 14:21 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-10-24 14:21 | Cleared | 1 | 1 | 3 | 1 |
| XXXX | 4000097483 |  | XXXX | XXXX | XXXX | NY | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 2 of 3 | 2025-10-24 14:21 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-10-24 14:21 | Cleared | 1 | 1 | 3 | 1 |
| XXXX | 4000097483 |  | XXXX | XXXX | XXXX | NY | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 3 of 3 | 2025-10-24 20:45 | Compliance | Other Compliance Finding | The following documents provided were not executed nor notarized: XXXXand XXXX, XXXX.  |  | Document Uploaded. Please see attached. Thank you. - 10/24/2025<br>| Received requested, executed documents. - 10/29/2025<br>|  | 2025-10-29 16:39 | Resolved | 3 | 1 | 3 | 1 |
| XXXX | 4000092303 |  | XXXX | XXXX | XXXX | NY | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 1 of 3 | 2025-09-16 14:39 | Compliance | No Compliance Tests Performed | XXXX / Business Purpose loans are exempt from XXXX and XXXX. <br>|  |  |  |  | 2025-09-16 14:39 | Cleared | 1 | 1 | 1 | 1 |
| XXXX | 4000092303 |  | XXXX | XXXX | XXXX | NY | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 2 of 3 | 2025-09-16 14:40 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-09-16 14:40 | Cleared | 1 | 1 | 1 | 1 |
| XXXX | 4000092303 |  | XXXX | XXXX | XXXX | NY | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 3 of 3 | 2025-09-16 14:40 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-09-16 14:40 | Cleared | 1 | 1 | 1 | 1 |
| XXXX | 4000098443 |  | XXXX | XXXX | XXXX | NY | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 1 of 3 | 2025-10-23 02:25 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-10-23 02:25 | Cleared | 1 | 1 | 1 | 1 |
| XXXX | 4000098443 |  | XXXX | XXXX | XXXX | NY | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 2 of 3 | 2025-10-23 02:26 | Compliance | No Compliance Tests Performed | XXXX / Business Purpose loans are exempt from XXXX and XXXX. <br>|  |  |  |  | 2025-10-23 02:26 | Cleared | 1 | 1 | 1 | 1 |
| XXXX | 4000098443 |  | XXXX | XXXX | XXXX | NY | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 3 of 3 | 2025-10-23 02:26 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-10-23 02:26 | Cleared | 1 | 1 | 1 | 1 |
| XXXX | 4000093065 |  | XXXX | XXXX | XXXX | NY | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 1 of 3 | 2025-09-16 03:26 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-09-16 03:26 | Cleared | 1 | 1 | 1 | 1 |
| XXXX | 4000093065 |  | XXXX | XXXX | XXXX | NY | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 2 of 3 | 2025-09-16 03:27 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-09-16 03:27 | Cleared | 1 | 1 | 1 | 1 |
| XXXX | 4000093065 |  | XXXX | XXXX | XXXX | NY | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 3 of 3 | 2025-09-16 03:30 | Compliance | No Compliance Tests Performed | XXXX / Business Purpose loans are exempt from XXXX and XXXX. <br>|  |  |  |  | 2025-09-16 03:30 | Cleared | 1 | 1 | 1 | 1 |
| XXXX | 4000093069 |  | XXXX | XXXX | XXXX | NY | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 1 of 3 | 2025-09-15 15:50 | Compliance | No Compliance Tests Performed | XXXX / Business Purpose loans are exempt from XXXX and XXXX. <br>|  |  |  |  | 2025-09-15 15:50 | Cleared | 1 | 1 | 1 | 1 |
| XXXX | 4000093069 |  | XXXX | XXXX | XXXX | NY | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 2 of 3 | 2025-09-15 15:50 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-09-15 15:50 | Cleared | 1 | 1 | 1 | 1 |
| XXXX | 4000093069 |  | XXXX | XXXX | XXXX | NY | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 3 of 3 | 2025-09-15 15:50 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-09-15 15:50 | Cleared | 1 | 1 | 1 | 1 |
| XXXX | 4000093297 |  | XXXX | XXXX | XXXX | FL | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 1 of 3 | 2025-09-19 18:11 | Credit | Income - Rental Property | Rental income is not properly documented and/or supported. Missing most recent XXXX months consecutive evidence of receipt of rents as required by guidelines. Rental Income of $XXXX was used to qualify and taken from lease, when the XXXX market rent survey supported $XXXX monthly for rent. Guidelines allow for the use of the higher monthly rent if sufficient evidence of receipt such as XXXX most recent, consecutive months rents as documented; however, the required documentation was not found in file. <br>|  | Document Uploaded. Please see upload. Thank you. - 09/22/2025<br>| Re-review of bank statements reveal tenant paying through XXXX with their business account. Verified rent payments of $XXXX received for XXXX consecutive months, entity search matches tenant. Documents received are sufficient. - 09/25/2025<br> Received copy of lease showing $XXXX monthly, XXXX months business bank statements, and business search which was already in file. Please provide requested documentation. If unable to do so, please provide an approved exception with compensating factors. - 09/24/2025 |  | 2025-09-25 16:41 | Resolved | 3 | 1 | 3 | 1 |
| XXXX | 4000093297 |  | XXXX | XXXX | XXXX | FL | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 2 of 3 | 2025-09-19 18:45 | Compliance | No Compliance Tests Performed | XXXX / Business Purpose loans are exempt from XXXX and XXXX. <br>|  |  |  |  | 2025-09-19 18:45 | Cleared | 1 | 1 | 3 | 1 |
| XXXX | 4000093297 |  | XXXX | XXXX | XXXX | FL | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 3 of 3 | 2025-09-19 18:45 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-09-19 18:45 | Cleared | 1 | 1 | 3 | 1 |
| XXXX | 4000094508 |  | XXXX | XXXX | XXXX | NY | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 1 of 3 | 2025-09-28 01:27 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-09-28 01:27 | Cleared | 1 | 1 | 1 | 1 |
| XXXX | 4000094508 |  | XXXX | XXXX | XXXX | NY | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 2 of 3 | 2025-09-28 01:27 | Compliance | No Compliance Tests Performed | XXXX / Business Purpose loans are exempt from XXXX and XXXX. <br>|  |  |  |  | 2025-09-28 01:27 | Cleared | 1 | 1 | 1 | 1 |
| XXXX | 4000094508 |  | XXXX | XXXX | XXXX | NY | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 3 of 3 | 2025-09-28 01:27 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-09-28 01:27 | Cleared | 1 | 1 | 1 | 1 |
| XXXX | 4000095679 |  | XXXX | XXXX | XXXX | NY | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 1 of 3 | 2025-10-10 16:59 | Compliance | No Compliance Tests Performed | XXXX / Business Purpose loans are exempt from XXXX and XXXX. <br>|  |  |  |  | 2025-10-10 16:59 | Cleared | 1 | 1 | 1 | 1 |
| XXXX | 4000095679 |  | XXXX | XXXX | XXXX | NY | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 2 of 3 | 2025-10-10 16:59 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-10-10 16:59 | Cleared | 1 | 1 | 1 | 1 |
| XXXX | 4000095679 |  | XXXX | XXXX | XXXX | NY | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 3 of 3 | 2025-10-10 17:03 | Credit | No Credit Findings | The loan meets all applicable credit guidelines.  |  |  |  |  | 2025-10-10 17:03 | Cleared | 1 | 1 | 1 | 1 |
| XXXX | 4000096911 |  | XXXX | XXXX | XXXX | NY | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 1 of 3 | 2025-10-16 17:42 | Compliance | No Compliance Tests Performed | XXXX / Business Purpose loans are exempt from XXXX and XXXX. <br>|  |  |  |  | 2025-10-16 17:42 | Cleared | 1 | 1 | 1 | 1 |
| XXXX | 4000096911 |  | XXXX | XXXX | XXXX | NY | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 2 of 3 | 2025-10-16 17:42 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-10-16 17:42 | Cleared | 1 | 1 | 1 | 1 |
| XXXX | 4000096911 |  | XXXX | XXXX | XXXX | NY | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 3 of 3 | 2025-10-16 17:42 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-10-16 17:42 | Cleared | 1 | 1 | 1 | 1 |
| XXXX | 4000093754 |  | XXXX | XXXX | XXXX | NY | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 1 of 3 | 2025-09-27 21:01 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-09-27 21:01 | Cleared | 1 | 1 | 1 | 1 |
| XXXX | 4000093754 |  | XXXX | XXXX | XXXX | NY | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 2 of 3 | 2025-09-27 21:01 | Compliance | No Compliance Tests Performed | XXXX / Business Purpose loans are exempt from XXXX and XXXX. <br>|  |  |  |  | 2025-09-27 21:01 | Cleared | 1 | 1 | 1 | 1 |
| XXXX | 4000093754 |  | XXXX | XXXX | XXXX | NY | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 3 of 3 | 2025-09-27 21:02 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-09-27 21:02 | Cleared | 1 | 1 | 1 | 1 |
| XXXX | 4000091207 |  | XXXX | XXXX | XXXX | NY | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 1 of 3 | 2025-09-08 22:47 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-09-08 22:47 | Cleared | 1 | 1 | 1 | 1 |
| XXXX | 4000091207 |  | XXXX | XXXX | XXXX | NY | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 2 of 3 | 2025-09-08 22:47 | Compliance | No Compliance Tests Performed | XXXX / Business Purpose loans are exempt from XXXX and XXXX. <br>|  |  |  |  | 2025-09-08 22:47 | Cleared | 1 | 1 | 1 | 1 |
| XXXX | 4000091207 |  | XXXX | XXXX | XXXX | NY | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 3 of 3 | 2025-09-08 22:48 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-09-08 22:48 | Cleared | 1 | 1 | 1 | 1 |
| XXXX | 4000092981 |  | XXXX | XXXX | XXXX | NY | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 1 of 4 | 2025-09-22 18:00 | Compliance | No Compliance Tests Performed | XXXX / Business Purpose loans are exempt from XXXX and XXXX. <br>|  |  |  |  | 2025-09-22 18:00 | Cleared | 1 | 1 | 3 | 2 |
| XXXX | 4000092981 |  | XXXX | XXXX | XXXX | NY | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 2 of 4 | 2025-09-22 18:00 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-09-22 18:00 | Cleared | 1 | 1 | 3 | 2 |
| XXXX | 4000092981 |  | XXXX | XXXX | XXXX | NY | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 3 of 4 | 2025-09-22 18:56 | Credit | Housing History Does Not Meet Guideline Requirements | Housing history does not meet guideline requirements. Missing subject XXXX mortgage history with subject property loan with XXXX. Property was purchased by XXXX XXXX originally with XXXX, principal loan amount was $XXXX. Guidelines require the mortgage history on the subject property. <br>|  |  | Client elected to waive missing mortgage history and prior mortgage payoff statement showing due for XXXX; per client, borrower entered into forbearance agreement and open charges moved back to the loan. - 09/26/2025 | >XXXX XXXX, Reserves >XXXX months, >XXXX XXXX; credit report shows all other reported accounts paid as agreed | 2025-09-26 18:57 | Waived | 3 | 2 | 3 | 2 |
| XXXX | 4000092981 |  | XXXX | XXXX | XXXX | NY | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 4 of 4 | 2025-09-22 19:24 | Credit | Loan amount exceeds maximum allowed per program guidelines | Maximum loan amount per guidelines is $XXXX, when subject loan amount is $XXXX - A formal exception is in file.  |  |  |  | Compensating factors cited were Credit score over XXXX and Reserve balance over XXXX months. | 2025-09-22 19:24 | Waived | 2 | 2 | 3 | 2 |
| XXXX | 4000095809 |  | XXXX | XXXX | XXXX | NY | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 1 of 3 | 2025-10-05 16:28 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-10-05 16:28 | Cleared | 1 | 1 | 1 | 1 |
| XXXX | 4000095809 |  | XXXX | XXXX | XXXX | NY | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 2 of 3 | 2025-10-05 16:28 | Compliance | No Compliance Tests Performed | XXXX / Business Purpose loans are exempt from XXXX and XXXX. <br>|  |  |  |  | 2025-10-05 16:28 | Cleared | 1 | 1 | 1 | 1 |
| XXXX | 4000095809 |  | XXXX | XXXX | XXXX | NY | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 3 of 3 | 2025-10-06 21:07 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-10-06 21:07 | Cleared | 1 | 1 | 1 | 1 |
| XXXX | 4000093948 |  | XXXX | XXXX | XXXX | NY | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 1 of 3 | 2025-09-23 17:56 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-09-23 17:56 | Cleared | 1 | 1 | 1 | 1 |
| XXXX | 4000093948 |  | XXXX | XXXX | XXXX | NY | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 2 of 3 | 2025-09-23 17:57 | Compliance | No Compliance Tests Performed | XXXX / Business Purpose loans are exempt from XXXX and XXXX. <br>|  |  |  |  | 2025-09-23 17:57 | Cleared | 1 | 1 | 1 | 1 |
| XXXX | 4000093948 |  | XXXX | XXXX | XXXX | NY | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 3 of 3 | 2025-09-23 17:57 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-09-23 17:57 | Cleared | 1 | 1 | 1 | 1 |
| XXXX | 4000094066 |  | XXXX | XXXX | XXXX | FL | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 1 of 3 | 2025-10-06 14:27 | Compliance | No Compliance Tests Performed | XXXX / Business Purpose loans are exempt from XXXX and XXXX. <br>|  |  |  |  | 2025-10-06 14:27 | Cleared | 1 | 1 | 1 | 1 |
| XXXX | 4000094066 |  | XXXX | XXXX | XXXX | FL | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 2 of 3 | 2025-10-06 14:28 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-10-06 14:28 | Cleared | 1 | 1 | 1 | 1 |
| XXXX | 4000094066 |  | XXXX | XXXX | XXXX | FL | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 3 of 3 | 2025-10-06 14:28 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-10-06 14:28 | Cleared | 1 | 1 | 1 | 1 |
| XXXX | 4000094098 |  | XXXX | XXXX | XXXX | FL | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 1 of 3 | 2025-10-06 12:39 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-10-06 12:39 | Cleared | 1 | 1 | 3 | 1 |
| XXXX | 4000094098 |  | XXXX | XXXX | XXXX | FL | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 2 of 3 | 2025-10-06 12:41 | Compliance | No Compliance Tests Performed | XXXX / Business Purpose loans are exempt from XXXX and XXXX. <br>|  |  |  |  | 2025-10-06 12:41 | Cleared | 1 | 1 | 3 | 1 |
| XXXX | 4000094098 |  | XXXX | XXXX | XXXX | FL | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 3 of 3 | 2025-10-06 19:53 | Credit | Missing VOM or VOR | XXXX/XXXX Document is Missing. Pay history for the subject property is missing from the loan file. <br>|  | Subject property is owned free and clear so there is no XXXX. Thank you. - 10/06/2025 |  |  | 2025-10-07 13:22 | Resolved | 3 | 1 | 3 | 1 |
| XXXX | 4000096105 |  | XXXX | XXXX | XXXX | FL | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 1 of 4 | 2025-10-06 14:51 | Compliance | Late Charge Grace Period is less than 10 days | Late charge grace period is less than XXXX days. The Late Charge information is blank on the subject's Note. Please provide the updated Note. <br>|  | Document Uploaded. Corrected note was signed but wrong one made it into the package. Please see corrected note uploaded. Thank you. - 10/09/2025<br>| Update note has been received - 10/13/2025<br>Validation Resolved - 10/13/2025<br>|  | 2025-10-13 14:57 | Resolved | 3 | 1 | 3 | 1 |
| XXXX | 4000096105 |  | XXXX | XXXX | XXXX | FL | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 2 of 4 | 2025-10-06 15:24 | Compliance | No Compliance Tests Performed | XXXX / Business Purpose loans are exempt from XXXX and XXXX. <br>|  |  |  |  | 2025-10-06 15:24 | Cleared | 1 | 1 | 3 | 1 |
| XXXX | 4000096105 |  | XXXX | XXXX | XXXX | FL | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 3 of 4 | 2025-10-06 15:24 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-10-06 15:24 | Cleared | 1 | 1 | 3 | 1 |
| XXXX | 4000096105 |  | XXXX | XXXX | XXXX | FL | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 4 of 4 | 2025-10-06 15:25 | Credit | Corporation/LLC: Operating Agreement Doc is Incomplete | The XXXX in file is incomplete. XXXX is unsigned. Please provide the executed operating agreement. <br>|  | Document Uploaded. Please see uploaded. Thank you. - 10/10/2025<br>|  |  | 2025-10-13 14:55 | Resolved | 3 | 1 | 3 | 1 |
| XXXX | 4000094097 |  | XXXX | XXXX | XXXX | FL | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 1 of 3 | 2025-10-06 16:02 | Compliance | No Compliance Tests Performed | XXXX / Business Purpose loans are exempt from XXXX and XXXX. <br>|  |  |  |  | 2025-10-06 16:02 | Cleared | 1 | 1 | 1 | 1 |
| XXXX | 4000094097 |  | XXXX | XXXX | XXXX | FL | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 2 of 3 | 2025-10-06 16:02 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-10-06 16:02 | Cleared | 1 | 1 | 1 | 1 |
| XXXX | 4000094097 |  | XXXX | XXXX | XXXX | FL | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 3 of 3 | 2025-10-06 16:02 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-10-06 16:02 | Cleared | 1 | 1 | 1 | 1 |
| XXXX | 4000094096 |  | XXXX | XXXX | XXXX | FL | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 1 of 3 | 2025-10-06 16:57 | Compliance | No Compliance Tests Performed | XXXX / Business Purpose loans are exempt from XXXX and XXXX. <br>|  |  |  |  | 2025-10-06 16:57 | Cleared | 1 | 1 | 1 | 1 |
| XXXX | 4000094096 |  | XXXX | XXXX | XXXX | FL | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 2 of 3 | 2025-10-06 16:57 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-10-06 16:57 | Cleared | 1 | 1 | 1 | 1 |
| XXXX | 4000094096 |  | XXXX | XXXX | XXXX | FL | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 3 of 3 | 2025-10-06 16:57 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-10-06 16:57 | Cleared | 1 | 1 | 1 | 1 |
| XXXX | 4000094095 |  | XXXX | XXXX | XXXX | FL | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 1 of 3 | 2025-10-05 22:31 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-10-05 22:31 | Cleared | 1 | 1 | 1 | 1 |
| XXXX | 4000094095 |  | XXXX | XXXX | XXXX | FL | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 2 of 3 | 2025-10-05 22:31 | Compliance | No Compliance Tests Performed | XXXX / Business Purpose loans are exempt from XXXX and XXXX. <br>|  |  |  |  | 2025-10-05 22:31 | Cleared | 1 | 1 | 1 | 1 |
| XXXX | 4000094095 |  | XXXX | XXXX | XXXX | FL | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 3 of 3 | 2025-10-05 22:32 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-10-06 20:25 | Cleared | 1 | 1 | 1 | 1 |
| XXXX | 4000094159 |  | XXXX | XXXX | XXXX | FL | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 1 of 3 | 2025-10-05 14:33 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-10-06 12:16 | Cleared | 1 | 1 | 3 | 1 |
| XXXX | 4000094159 |  | XXXX | XXXX | XXXX | FL | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 2 of 3 | 2025-10-06 12:41 | Compliance | No Compliance Tests Performed | XXXX / Business Purpose loans are exempt from XXXX and XXXX. <br>|  |  |  |  | 2025-10-06 12:41 | Cleared | 1 | 1 | 3 | 1 |
| XXXX | 4000094159 |  | XXXX | XXXX | XXXX | FL | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | 3 of 3 | 2025-10-06 19:29 | Credit | Missing VOM or VOR | XXXX/XXXX Document is Missing. The pay history for the subject property is missing from the loan file. <br>|  | Subject property is owned free and clear so there is no XXXX/XXXX. Thank you. - 10/06/2025 |  |  | 2025-10-07 13:22 | Resolved | 3 | 1 | 3 | 1 |

---

## Exhibit 99.5

**Exhibit 99.5 Schedule 2**

---

| | |
|:---|:---|
| ![](ex99-5sch2_001.jpg) |  |
| Client | Onslow Bay |
| Transaction | OBX 2025-NQM23 |
| Date | 11/25/2025 |

---

---

| | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Note Date** | **Original Loan Amount** | **Initial Loan Rating** | **Final Loan Rating** | **Initial Credit Rating** | **Final Credit Rating** | **Initial Compliance Rating** | **Final Compliance Rating** | **Initial Valuation Rating** | **Final Valuation Rating** |
| XXXX | 4000085653 |  | XXXX | XXXX | 4 | 1 | 4 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 4000085654 |  | XXXX | XXXX | 4 | 1 | 4 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 4000080772 |  | XXXX | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 4000077291 |  | XXXX | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 4000077282 |  | XXXX | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 4000091837 |  | XXXX | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 4000082225 |  | XXXX | XXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| XXXX | 4000082224 |  | XXXX | XXXX | 4 | 1 | 4 | 1 | 1 | 1 | 1 | 1 D A |
| XXXX | 4000084034 |  | XXXX | XXXX | 4 | 1 | 4 | 1 | 3 | 1 | 1 | 1 C A |
| XXXX | 4000095598 |  | XXXX | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 4000090036 |  | XXXX | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 4000097475 |  | XXXX | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 4000097477 |  | XXXX | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 4000097479 |  | XXXX | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 4000097478 |  | XXXX | XXXX | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A |
| XXXX | 4000097480 |  | XXXX | XXXX | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A |
| XXXX | 4000097481 |  | XXXX | XXXX | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A |
| XXXX | 4000097482 |  | XXXX | XXXX | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A |
| XXXX | 4000097483 |  | XXXX | XXXX | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A |
| XXXX | 4000092303 |  | XXXX | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 4000098443 |  | XXXX | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 4000093065 |  | XXXX | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 4000093069 |  | XXXX | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 4000093297 |  | XXXX | XXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| XXXX | 4000094508 |  | XXXX | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 4000095679 |  | XXXX | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 4000096911 |  | XXXX | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 4000093754 |  | XXXX | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 4000091207 |  | XXXX | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 4000092981 |  | XXXX | XXXX | 3 | 2 | 3 | 2 | 1 | 1 | 1 | 1 C B A |
| XXXX | 4000095809 |  | XXXX | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 4000093948 |  | XXXX | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 4000094066 |  | XXXX | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 4000094098 |  | XXXX | XXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| XXXX | 4000096105 |  | XXXX | XXXX | 3 | 1 | 3 | 1 | 3 | 1 | 1 | 1 C A |
| XXXX | 4000094097 |  | XXXX | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 4000094096 |  | XXXX | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 4000094095 |  | XXXX | XXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 4000094159 |  | XXXX | XXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |

---

## Exhibit 99.5

**Exhibit 99.5 Schedule 3**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Total Adjusted Prior Purchase Price** | **Primary Appraised Value** | **Primary Appraisal Date** | **Primary Appraisal Type** | **Value for LTV** | **LTV** | **CLTV** | **Loan Reviewed Property Value** | **Loan Reviewed Variance Amount** | **Loan Reviewed Variance Percent** | **Loan Reviewed Product Type** | **Loan Post-Close Reviewed Property Value** | **Loan Post-Close Reviewed Variance Amount** | **Loan Post-Close Reviewed Variance Percent** | **Loan Post-Close Reviewed Product Type** | **Second Appraisal Value** | **Second Appraisal Variance Amount** | **Second Appraisal Variance Percent** | **Second Appraisal Date** | **Second Appraisal Type** | **AVM Appraised Value** | **AVM Variance Amount** | **AVM Variance Percent** | **AVM Confidence Score** | **FSD Score** | **AVM Company Name** | **AVM Product Name** | **AVM Appraisal Date** | **Desk Review Appraised Value** | **Desk Review Variance Amount** | **Desk Review Variance Percent** | **Desk Review Company** | **Desk Review Risk Score** | **Desk Review Appraisal Date** | **Desk Top Appraised Value** | **Desk Top Variance Amount** | **Desk Top Variance Percent** | **Desk Top Company** | **Desk Top Appraisal Date** | **BPO Appraised Value** | **BPO Variance Amount** | **BPO Variance Percent** | **BPO Company** | **BPO Appraisal Date** | **Field Review Appraised Value** | **Field Review Variance Amount** | **Field Review Variance Percent** | **Field Review Company** | **Field Review Appraisal Date** | **2055 Appraised Value** | **2055 Variance Amount** | **2055 Variance Percent** | **2055 Company** | **2055 Appraisal Date** | **AVE/CMA Appraised Value** | **AVE/CMA Variance Amount** | **AVE/CMA Variance Percent** | **AVE/CMA Company** | **AVE/CMA Appraisal Date** | **Completion Report (1004D) Date** | **Other Appraised Value** | **Other Variance Amount** | **Other Variance Percent** | **Other Appraisal Date** | **Updated Appraised Value** | **Updated Variance Amount** | **Updated Variance Percent** | **Updated Company** | **Updated Appraisal Date** | **Updated Appraisal Type** | **Loan Collateral Advisor Risk Score** | **Loan Collateral Advisor Risk Score Date** | **Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?** | **Collateral Underwriter Risk Score** | **Collateral Underwriter Risk Score Date** |
| XXXX |  | 4000085653 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | 70.0 | 70.0 | XXXX | XXXX | -.0233 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | -.0233 | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000085654 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | 70.0 | 70.0 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | LOW RISK | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | XXXX | 4000080772 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | 74.51 | 74.51 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | XXXX | 4000077291 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | 75.0 | 75.0 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | XXXX | 4000077282 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | 75.0 | 75.0 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | LOW RISK | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000091837 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | 64.52 | 64.52 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | XXXX | 4000082225 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | 75.0 | 75.0 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | XXXX | 4000082224 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | 75.0 | 75.0 | XXXX | XXXX | -.0938 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | -.0938 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | XXXX | 4000084034 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | 75.0 | 75.0 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | LOW RISK | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000095598 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | 70.0 | 70.0 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Moderate | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000090036 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | 57.14 | 57.14 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | LOW RISK | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000097475 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | 70.0 | 70.0 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000097477 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | 70.0 | 70.0 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000097479 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | 70.0 | 70.0 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000097478 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | 70.0 | 70.0 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000097480 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | 70.0 | 70.0 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000097481 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | 70.0 | 70.0 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000097482 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | 70.0 | 70.0 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000097483 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | 70.0 | 70.0 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000092303 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1073 Individual Condo Report | XXXX | 70.0 | 70.0 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000098443 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | 67.71 | 67.71 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000093065 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | 68.0 | 68.0 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000093069 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | 75.0 | 75.0 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000093297 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 URAR | XXXX | 75.0 | 75.0 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | LOW RISK | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000094508 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 URAR | XXXX | 67.46 | 67.46 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000095679 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 URAR | XXXX | 75.0 | 75.0 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | MODERATE RISK | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000096911 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | 67.14 | 67.14 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Moderate | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000093754 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1073 Individual Condo Report | XXXX | 75.0 | 75.0 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000091207 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 URAR | XXXX | 75.0 | 75.0 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | LOW RISK | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000092981 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | 75.0 | 75.0 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000095809 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | 70.0 | 70.0 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000093948 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | 56.82 | 56.82 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000094066 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 URAR | XXXX | 60.0 | 60.0 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | MODERATE RISK | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000094098 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 URAR | XXXX | 60.0 | 60.0 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | MODERATE RISK | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000096105 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 URAR | XXXX | 54.85 | 54.85 | XXXX | XXXX | -.0448 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | -.0448 | XXXX | MODERATE RISK | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000094097 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 URAR | XXXX | 60.0 | 60.0 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | LOW RISK | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000094096 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 URAR | XXXX | 60.0 | 60.0 | XXXX | XXXX | -.0402 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | -.0402 | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000094095 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 URAR | XXXX | 54.12 | 54.12 | XXXX | XXXX | -.0299 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | -.0299 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 4000094159 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 URAR | XXXX | 54.54 | 54.54 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | MODERATE RISK | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

## Exhibit 99.5

**Exhibit 99.5 Schedule 4**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| 0 | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 | 19 | 20 | 21 | 22 | 23 | 24 | 25 | 26 | 27 | 28 | 29 | 30 | 31 | 32 | 33 | 34 | 35 | 36 | 37 | 38 | 39 | 40 | 41 | 42 | 43 | 44 | 45 | 46 | 47 | 48 | 49 | 50 | 51 | 52 | 53 | 54 | 55 | 56 | 57 | 58 | 59 | 60 | 61 | 62 | 63 | 64 | 65 | 66 | 67 | 68 | 69 | 70 | 71 | 72 | 73 | 74 | 75 | 76 | 77 | 78 | 79 | 80 | 81 | 82 | 83 | 84 | 85 | 86 | 87 | 88 | 89 | 90 | 91 | 92 | 93 | 94 | 95 | 96 | 97 | 98 | 99 | 100 | 101 | 102 | 103 | 104 | 105 | 106 | 107 | 108 | 109 | 110 | 111 | 112 | 113 | 114 | 115 | 116 | 117 | 118 | 119 | 120 | 121 | 122 | 123 | 124 | 125 | 126 | 127 | 128 | 129 | 130 | 131 | 132 | 133 | 134 | 135 | 136 | 137 | 138 | 139 | 140 | 141 | 142 | 143 | 144 | 145 | 146 | 147 | 148 | 149 | 150 | 151 | 152 | 153 | 154 | 155 | 156 | 157 | 158 | 160 | 161 | 162 | 163 | 164 | 165 | 166 | 167 | 168 | 169 | 170 | 171 | 172 | 173 | 174 | 175 | 176 | 177 | 178 | 179 | 180 | 181 | 182 | 183 | 184 | 185 | 186 | 187 | 188 | 189 | 190 | 191 | 192 | 193 | 194 | 195 | 196 | 197 | 198 | 199 | 200 | 201 | 202 | 203 | 204 | 205 | 206 | 207 | 208 | 209 | 210 | 211 | 212 | 213 | 214 | 215 | 216 | 217 | 218 | 219 | 220 | 221 | 222 | 223 | 224 | 225 | 226 | 227 | 228 | 229 | 230 | 231 | 232 | 233 | 234 | 235 | 236 | 237 | 238 | 239 | 240 | 241 | 242 | 243 | 244 | 245 | 246 | 247 | 248 | 249 | 250 | 251 | 252 | 253 | 254 | 255 | 256 | 257 | 258 | 259 | 260 | 261 | 262 | 263 | 264 | 265 | 266 | 267 | 268 | 269 | 270 | 271 | 272 | 273 | 274 | 275 | 276 | 277 | 278 | 279 | 280 | 281 | 282 | 283 | 284 | 285 | 286 | 287 | 288 | 289 | 290 | 291 | 292 | 293 | 294 | 295 | 296 | 297 | 298 | 299 | 300 | 301 | 302 | 303 | 304 | 305 | 306 | 307 | 308 | 309 | 310 | 311 | 312 | 313 | 314 | 315 |
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Loan Program** | **Guideline Product Name** | **Originator Name** | **Originating Entity CDFI Flag** | **Guideline Name** | **Guideline Author** | **Guideline Date** | **Guideline Version** | **Application Date** | **TILA Status** | **TRID** | **GSE** | **Verified Safe Harbor Flag** | **Verified Safe Harbor Reference Document** | **QM Regulation Failures** | **ATR QM Total Points and Fees Audit** | **Loan Regulation Benchmark Date** | **Benchmark Rate** | **AUS Decision System** | **Rating Result** | **Property Inspection Waiver (PIW)** | **Calculated APR** | **HUD 1 Page 1 Credits Total** | **Verified Qualifying Rate** | **Originator Qualifying Rate** | **Qualifying P&I** | **Default Interest Rate Present** | **Default Interest Rate** | **Annual Property Tax** | **Monthly Property Tax** | **Annual Insurance Costs** | **Monthly Insurance Cost** | **Annual HOA Costs** | **Monthly HOA Costs** | **Monthly Other Costs** | **PITIA** | **Residual Income** | **HOA Questionnaire Flag** | **HOA Name** | **HOA Address State** | **HOA Fee Amount** | **HOA Next Due Date** | **HOA Payment Frequency** | **Originator DTI** | **TPR Verified DTI** | **QM DTI** | **Is Borrower Non Occupant** | **Is Co Borrower Non Occupant** | **Co Borrower 2 Asset Verification Level** | **Co Borrower 3 Asset Verification Level** | **Co Borrower 2 Income Verification Level** | **Co Borrower 3 Income Verification Level** | **Co Borrower 2 Employment Verification Level** | **Co Borrower 3 Employment Verification Level** | **Borrower Employment Indicator** | **Co Borrower Employment Indicator** | **Co Borrower 2 Employment Indicator** | **Co Borrower 3 Employment Indicator** | **Co Borrower 2 Length of Employment** | **Co Borrower 3 Length of Employment** | **Document Level** | **Borrower Years of W2s/1099** | **CoBorrower Years of W2s/1099** | **Borrower Months of Paystubs Verified** | **Co Borrower Months of Paystubs Verified** | **Borrower Employment Gap Letter** | **Borrower Months of Employment Gap** | **Co Borrower Employment Gap Letter** | **Co Borrower Months of Employment Gap** | **Borrower Years of Personal Tax Returns** | **Borrower Years of Business Tax Returns** | **CoBorrower Years of Personal Tax Returns** | **CoBorrower Years of Business Tax Returns** | **Years of 4506T** | **Years of Tax Transcripts** | **Borrower Award/Offer Letter** | **Co Borrower Award/Offer Letter** | **Asset Depletion Flag** | **Partial Asset Depletion Flag** | **Asset Depletion Months Amortized** | **Asset Utilization Flag (No DTI)** | **Borrower Bank Statements Flag** | **Borrower Bank Statement Summary/Lender Worksheet** | **Borrower Number of Personal Bank Statements** | **Borrower Number of Business Bank Statements** | **CoBorrower Bank Statements Flag** | **Co Borrower Bank Statement Summary/Lender Worksheet** | **CoBorrower Number of Personal Bank Statements** | **CoBorrower Number of Business Bank Statements** | **Percent of Income From Statements** | **Borrower Business Ownership %** | **CoBorrower Business Ownership %** | **Bespoke Eligible Assets** | **Borrower P&L Type** | **Borrower Number of Months P&L** | **Borrower P&L Prepared By** | **CoBorrower P&L Type** | **CoBorrower P&L Prepared By** | **CoBorrower Number of Months P&L** | **Borrower CPA Letter Flag** | **# of Months CPA verified income** | **CoBorrower CPA Letter Flag** | **CoBorrower # of Months CPA verified income** | **Borrower WVOE Flag** | **Borrower # of Months Employment Validated WVOE** | **Borrower # of Months Income Validated WVOE** | **Borrower WVOE Form Type** | **CoBorrower WVOE Flag** | **CoBorrower # of Months WVOE** | **CoBorrower # of Months Income Validated WVOE** | **CoBorrower WVOE Form Type** | **DSCR Flag** | **TPR DSCR** | **Originator DSCR** | **Expense Letter** | **Income Doc Detail** | **Tax Return Doc Details** | **Property Address** | **Property City** | **Property State** | **Property Zip** | **Property County** | **Original Credit Report Date** | **Borrower 1 Credit Report Date** | **Borrower 2 Credit Report Date** | **Borrower 3 Credit Report Date** | **Borrower 4 Credit Report Date** | **Qualifying Credit Score** | **Third Wage Earner Original FICO Equifax** | **Third Wage Earner Original FICO Experian** | **Third Wage Earner Original FICO Transunion** | **Fourth Wage Earner Original FICO Equifax** | **Fourth Wage Earner Original FICO Experian** | **Fourth Wage Earner Original FICO Transunion** | **Most Recent Co Borrower 2 FICO** | **Most Recent Co Borrower 3 FICO** | **Updated Credit Report Flag** | **Updated Credit Report Date** | **Updated FICO Method** | **Primary Wage Earner Updated FICO Equifax** | **Primary Wage Earner Updated FICO Experian** | **Primary Wage Earner Updated FICO Transunion** | **Secondary Wage Earner Updated FICO Equifax** | **Secondary Wage Earner Updated FICO Experian** | **Secondary Wage Earner Updated FICO Transunion** | **Third Wage Earner Updated FICO Equifax** | **Third Wage Earner Updated FICO Experian** | **Third Wage Earner Updated FICO Transunion** | **Fourth Wage Earner Updated FICO Equifax** | **Fourth Wage Earner Updated FICO Experian** | **Fourth Wage Earner Updated FICO Transunion** | **Updated Primary Borrower FICO** | **Updated Co Borrower FICO** | **Updated Co Borrower 2 FICO** | **Updated Co Borrower 3 FICO** | **Updated Qualifying FICO** | **Most Recent Bankruptcy Filing Date** | **Most Recent Bankruptcy Discharge Date** | **Number of Bankruptcy Events** | **Months Bankruptcy 7 11** | **Months Bankruptcy 13** | **Most Recent Deed in Lieu Date** | **Number of Deed in Lieu Events** | **Months Deed in Lieu** | **Most Recent Short Sale Date** | **Number of Short Sale Events** | **Months Short Sale (or Pre FC)** | **Most Recent Foreclosure Date** | **Number of Foreclosure Events** | **Months Foreclosure** | **Prior Mortgage/Rent Lates 30d in 0-12m** | **Prior Mortgage/Rent Lates 60d in 0-12m** | **Prior Mortgage/Rent Lates 90d in 0-12m** | **Prior Mortgage/Rent Lates 120d+ in 0-12m** | **Prior Mortgage/Rent Lates 30d in 13-24m** | **Prior Mortgage/Rent Lates 60d in 13-24m** | **Prior Mortgage/Rent Lates 90d in 13-24m** | **Prior Mortgage/Rent Lates 120d+ in 13-24m** | **Prior Mortgage/Rent Late 30d in 24m** | **Prior Mortgage/Rent Late 60d in 24m** | **Prior Mortgage/Rent Late 90d in 24m** | **Has ACH** | **Is Equity Shared Loan** | **Subordinate Lien Type** | **Subordinate Lien Max Draw Amount (HELOC)** | **Is Shared Appreciation Mortgage** | **Borrower Originator Citizenship Designation** | **Borrower Verified Citizenship Designation** | **Borrower Individual Tax Identification Number (ITIN)?** | **Borrower Photo Identification Type** | **Borrower Photo Identification Other Type** | **Borrower Photo ID State of Issuance** | **Borrower Photo ID Country of Issuance** | **Borrower Photo ID Expiration Date** | **Borrower Passport Country of Origin** | **Borrower Passport Expiration Date** | **Borrower Non-US Citizen Identification Document** | **Borrower Date of Resident Since/Valid Date** | **Borrower Non-US Document Expiration Date** | **Co Borrower Originator Citizenship Designation** | **Co Borrower Verified Citizenship Designation** | **Co Borrower Individual Tax Identification Number (ITIN)?** | **Co Borrower Photo Identification Type** | **Co Borrower Photo Identification Other Type** | **Co Borrower Photo ID State of Issuance** | **Co Borrower Photo ID Country of Issuance** | **Co Borrower Photo ID Expiration Date** | **Co Borrower Passport Country of Origin** | **Co Borrower Passport Expiration Date** | **Co Borrower Non-US Citizen Identification Document** | **Co Borrower Date of Resident Since/Valid Date** | **Co Borrower Non-US Document Expiration Date** | **Co Borrower 2 Originator Citizenship Designation** | **Co Borrower 2 Verified Citizenship Designation** | **Co Borrower 2 Individual Tax Identification Number (ITIN)?** | **Co Borrower 2 Photo Identification Type** | **Co Borrower 2 Photo Identification Other Type** | **Co Borrower 2 Photo ID State of Issuance** | **Co Borrower 2 Photo ID Country of Issuance** | **Co Borrower 2 Photo ID Expiration Date** | **Co Borrower 2 Passport Country of Origin** | **Co Borrower 2 Passport Expiration Date** | **Co Borrower 2 Non-US Citizen Identification Document** | **Co Borrower 2 Date of Resident Since/Valid Date** | **Co Borrower 2 Non-US Document Expiration Date** | **Co Borrower 3 Originator Citizenship Designation** | **Co Borrower 3 Verified Citizenship Designation** | **Co Borrower 3 Individual Tax Identification Number (ITIN)?** | **Co Borrower 3 Photo Identification Type** | **Co Borrower 3 Photo Identification Other Type** | **Co Borrower 3 Photo ID State of Issuance** | **Co Borrower 3 Photo ID Country of Issuance** | **Co Borrower 3 Photo ID Expiration Date** | **Co Borrower 3 Passport Country of Origin** | **Co Borrower 3 Passport Expiration Date** | **Co Borrower 3 Non-US Citizen Identification Document** | **Co Borrower 3 Date of Resident Since/Valid Date** | **Co Borrower 3 Non-US Document Expiration Date** | **Property Rights** | **Leasehold Lease Expiration Date** | **Buydown Flag** | **Assumable Mortgage Flag** | **Foreign National Alternative Credit Documentation** | **Liquid / Cash Reserves (ASF)** | **Months Liquid Reserves** | **Total Assets Available for Reserves** | **Months Reserves** | **Blanket Mortgage Flag** | **Qualifying HCLTV** | **Condo Warrantability Flag** | **E-Note Flag** | **O&E in lieu of Title Insurance** | **Business Purpose Flag** | **Borrower Note Executed As** | **Co Borrower Note Executed As** | **Co Borrower 2 Note Executed As** | **Co Borrower 3 Note Executed As** | **Borrower1 SSN** | **Borrower2 SSN** | **Borrower 3 SSN** | **Borrower 4 SSN** | **First Time Homebuyer** | **Number of Units** | **Maturity Date** | **Note Type** | **Loan Type** | **Refinance Purpose** | **Borrower 1 Mailing Street Address** | **Borrower 1 Mailing City** | **Borrower 1 Mailing State** | **Borrower 1 Mailing Zip Code** | **Borrower 2 Mailing Street Address** | **Borrower 2 Mailing City** | **Borrower 2 Mailing State** | **Borrower 2 Mailing Zip Code** | **Borrower 3 Mailing Street** | **Borrower 3 Mailing City** | **Borrower 3 Mailing State** | **Borrower 3 Mailing Zip** | **Borrower 4 Mailing Street** | **Borrower 4 Mailing City** | **Borrower 4 Mailing Zip** | **Borrower 4 Mailing State** | **Prepay Penalty Calculation Description** | **Borrower 1 First Name** | **Borrower 1 Last Name** | **Borrower 2 First Name** | **Borrower 2 Last Name** | **Borrower 3 First Name** | **Borrower 3 Last Name** | **Borrower 4 First Name** | **Borrower 4 Last Name** | **Borrower 1 Employer** | **Borrower 1 Position** | **Borrower 2 Employer** | **Borrower 2 Position** | **Borrower 3 Employer** | **Borrower 3 Position** | **Borrower 4 Employer** | **Borrower 4 Position** | **First Time Investor** | **Borrower 1 Years in Industry** | **Borrower 2 Years in Industry** | **Borrower 3 Years in Industry** | **Borrower 4 Years in Industry** | **Borrower 1 ITIN** | **Borrower 2 ITIN** | **Borrower 3 ITIN** | **Borrower 4 ITIN** | **Original Appraiser License Number** | **Original Appraiser Name** | **Property Location** |
| XXXX |  | 4000085653 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.375% | 7.375% | XXXX | Yes | 24.000% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | $5580.01 |  | N/A |  |  | XXXX |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.004 | 1.004 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | NY | XXXX | XXXX | XXXX | XXXX |  |  |  | 769 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | NY | United States | XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 50.1 | XXXX | 50.1 | No | 70 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XXXX |  |  |  | false | 2 | XXXX | Fixed | DSCR | No Cash Out - Borrower Initiated | XXXX | XXXX | NY | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 1%, 1%, 1%, 1% | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | XXXX | XXXX | XXXX |
| XXXX |  | 4000085654 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.250% | 7.250% | XXXX | Yes | 24.000% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | $7011.38 |  | N/A |  |  | XXXX |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.141 | 1.141 | No | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | NY | XXXX | XXXX | XXXX | XXXX |  |  |  | 769 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | NY | United States | XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 39.8 | XXXX | 39.8 | No | 70 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XXXX |  |  |  | false | 3 | XXXX | Fixed | DSCR | No Cash Out - Borrower Initiated | XXXX | XXXX | NY | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 1%, 1%, 1%, 1% | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | XXXX | XXXX | XXXX |
| XXXX | XXXX | 4000080772 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 8.375% | 8.375% | XXXX | Yes | 24.000% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | $12988.07 |  | N/A |  |  | XXXX |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.055 | 1.055 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | NY | XXXX | XXXX | XXXX | XXXX |  |  |  | 732 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | NY | United States | XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 8.9 | XXXX | 8.9 | No | 74.51 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XXXX |  |  |  | false | 2 | XXXX | ARM | DSCR | No Cash Out - Borrower Initiated | XXXX | XXXX | NY | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | 1% | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0.00 |  |  |  | N/A |  |  |  | XXXX | XXXX | XXXX |
| XXXX | XXXX | 4000077291 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.250% | 7.250% | XXXX | Yes | 24.000% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | $8335.03 |  | N/A |  |  | XXXX |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.524 | 1.524 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | NY | XXXX | XXXX | XXXX | XXXX |  |  |  | 777 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | NY | United States | XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 12.5 | XXXX | 12.5 | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XXXX |  |  |  | false | 3 | XXXX | Fixed | DSCR | No Cash Out - Borrower Initiated | XXXX | XXXX | NY | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 1%, 1%, 1%, 1% | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0.00 |  |  |  | N/A |  |  |  | XXXX | XXXX | XXXX |
| XXXX | XXXX | 4000077282 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.250% | 7.250% | XXXX | Yes | 24.000% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | $6444.12 |  | N/A |  |  | XXXX |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.319 | 1.319 | Yes | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | NY | XXXX | XXXX | XXXX | XXXX |  |  |  | 777 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | NY | United States | XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 16.1 | XXXX | 16.1 | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XXXX |  |  |  | false | 2 | XXXX | Fixed | DSCR | No Cash Out - Borrower Initiated | XXXX | XXXX | NY | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 1%, 1%, 1%, 1% | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0.00 |  |  |  | N/A |  |  |  | XXXX | XXXX | XXXX |
| XXXX |  | 4000091837 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.990% | 6.990% | XXXX | Yes | 24.000% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | $14120.28 |  | N/A |  |  | XXXX |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.346 | 1.431 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | NY | XXXX | XXXX | XXXX | XXXX |  |  |  | 767 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | NY | United States | XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 7 | XXXX | 7 | No | 64.52 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XXXX |  |  |  | false | 3 | XXXX | Fixed | DSCR | No Cash Out - Borrower Initiated | XXXX | XXXX | NY | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 1%, 1%, 1%, 1% | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | XXXX | XXXX | XXXX |
| XXXX | XXXX | 4000082225 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.625% | 7.625% | XXXX | Yes | 24.000% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | $8455.28 |  | N/A |  |  | XXXX |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.251 | 1.251 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | NY | XXXX | XXXX | XXXX | XXXX |  |  |  | 752 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | NY | United States | XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 8.1 | XXXX | 8.1 | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XXXX |  |  |  | false | 3 | XXXX | Fixed | DSCR | No Cash Out - Borrower Initiated | XXXX | XXXX | NY | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 1%, 1%, 1%, 1% | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0.00 |  |  |  | N/A |  |  |  | XXXX | XXXX | XXXX |
| XXXX | XXXX | 4000082224 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.625% | 7.625% | XXXX | Yes | 24.000% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | $10039.28 |  | N/A |  |  | XXXX |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.355 | 1.355 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | NY | XXXX | XXXX | XXXX | XXXX |  |  |  | 752 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | NY | United States | XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 6.8 | XXXX | 6.8 | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XXXX |  |  |  | false | 4 | XXXX | Fixed | DSCR | No Cash Out - Borrower Initiated | XXXX | XXXX | NY | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 1%, 1%, 1%, 1% | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | XXXX | XXXX | XXXX |
| XXXX | XXXX | 4000084034 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.625% | 7.625% | XXXX | Yes | 24.000% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | $8764.30 |  | N/A |  |  | XXXX |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.304 | 1.304 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | NY | XXXX | XXXX | XXXX | XXXX |  |  |  | 752 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | NY | United States | XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 7.8 | XXXX | 7.8 | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XXXX |  |  |  | false | 3 | XXXX | Fixed | DSCR | No Cash Out - Borrower Initiated | XXXX | XXXX | NY | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 1%, 1%, 1%, 1% | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0.00 |  |  |  | N/A |  |  |  | XXXX | XXXX | XXXX |
| XXXX |  | 4000095598 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.750% | 6.750% | XXXX | Yes | 24.000% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | $6904.97 |  | N/A |  |  | XXXX |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  | Stocks/Bonds |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.231 | 1.231 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | NY | XXXX | XXXX | XXXX | XXXX |  |  |  | 797 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | NY | United States | XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 26.7 | XXXX | 26.7 | No | 70 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XXXX |  |  |  | false | 1 | XXXX | Fixed | DSCR | NA | XXXX | XXXX | NY | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 1%, 1%, 1%, 1% | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | N/A |  |  |  | XXXX | XXXX | XXXX |
| XXXX |  | 4000090036 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.750% | 6.750% | XXXX | Yes | 24.000% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | $6292.19 |  | N/A |  |  | XXXX |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.688 | 1.688 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | NY | XXXX | XXXX | XXXX | XXXX |  |  |  | 740 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | NY | United States | XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 0 | XXXX | 103.5 | No | 57.14 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XXXX |  |  |  | false | 4 | XXXX | Fixed | DSCR | Cash Out - Other | XXXX | XXXX | NY | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 1%, 1%, 1%, 1% | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | XXXX | XXXX | XXXX |
| XXXX |  | 4000097475 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.875% | 6.875% | XXXX | Yes | 24.000% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | $4817.32 |  | N/A |  |  | XXXX |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.142 | 1.142 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | NY | XXXX | XXXX | XXXX | XXXX |  |  |  | 778 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | NY | United States | XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 9.9 | XXXX | 9.9 | No | 70 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XXXX |  |  |  | false | 2 | XXXX | Fixed | DSCR | No Cash Out - Borrower Initiated | XXXX | XXXX | NY | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 1%, 1%, 1%, 1% | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | XXXX | XXXX | XXXX |
| XXXX |  | 4000097477 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.875% | 6.875% | XXXX | Yes | 24.000% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | $4989.27 |  | N/A |  |  | XXXX |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.082 | 1.082 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | NY | XXXX | XXXX | XXXX | XXXX |  |  |  | 778 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  | $No | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | NY | United States | XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 9.6 | XXXX | 9.6 | No | 70 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XXXX |  |  |  | false | 2 | XXXX | Fixed | DSCR | No Cash Out - Borrower Initiated | XXXX | XXXX | NY | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 1%, 1%, 1%, 1% | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | XXXX | XXXX | XXXX |
| XXXX |  | 4000097479 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.875% | 6.875% | XXXX | Yes | 24.000% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | $4858.94 |  | N/A |  |  | XXXX |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.42 | 1.42 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | NY | XXXX | XXXX | XXXX | XXXX |  |  |  | 778 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | NY | United States | XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 9.8 | XXXX | 9.8 | No | 70 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XXXX |  |  |  | false | 2 | XXXX | Fixed | DSCR | No Cash Out - Borrower Initiated | XXXX | XXXX | NY | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 1%, 1%, 1%, 1% | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | XXXX | XXXX | XXXX |
| XXXX |  | 4000097478 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.875% | 6.875% | XXXX | Yes | 24.000% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | $4928.07 |  | N/A |  |  | XXXX |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.461 | 1.461 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | NY | XXXX | XXXX | XXXX | XXXX |  |  |  | 778 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | NY | United States | XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 9.7 | XXXX | 9.7 | No | 70 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XXXX |  |  |  | false | 2 | XXXX | Fixed | DSCR | No Cash Out - Borrower Initiated | XXXX | XXXX | NY | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 1%, 1%, 1%, 1% | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | XXXX | XXXX | XXXX |
| XXXX |  | 4000097480 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.875% | 6.875% | XXXX | Yes | 24.000% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | $4984.05 |  | N/A |  |  | XXXX |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.404 | 1.404 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | NY | XXXX | XXXX | XXXX | XXXX |  |  |  | 778 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | NY | United States | XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 9.6 | XXXX | 9.6 | No | 70 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XXXX |  |  |  | false | 2 | XXXX | Fixed | DSCR | No Cash Out - Borrower Initiated | XXXX | XXXX | NY | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 1%, 1%, 1%, 1% | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | XXXX | XXXX | XXXX |
| XXXX |  | 4000097481 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.875% | 6.875% | XXXX | Yes | 24.000% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | $4980.93 |  | N/A |  |  | XXXX |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.345 | 1.345 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | NY | XXXX | XXXX | XXXX | XXXX |  |  |  | 778 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | NY | United States | XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 9.6 | XXXX | 9.6 | No | 70 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XXXX |  |  |  | false | 2 | XXXX | Fixed | DSCR | No Cash Out - Borrower Initiated | XXXX | XXXX | NY | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 1%, 1%, 1%, 1% | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | XXXX | XXXX | XXXX |
| XXXX |  | 4000097482 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.875% | 6.875% | XXXX | Yes | 24.000% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | $4410.20 |  | N/A |  |  | XXXX |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.474 | 1.474 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | NY | XXXX | XXXX | XXXX | XXXX |  |  |  | 778 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | NY | United States | XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 10.8 | XXXX | 10.8 | No | 70 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XXXX |  |  |  | false | 2 | XXXX | Fixed | DSCR | No Cash Out - Borrower Initiated | XXXX | XXXX | NY | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 1%, 1%, 1%, 1% | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | XXXX | XXXX | XXXX |
| XXXX |  | 4000097483 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.875% | 6.875% | XXXX | Yes | 24.000% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | $4875.52 |  | N/A |  |  | XXXX |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.333 | 1.333 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | NY | XXXX | XXXX | XXXX | XXXX |  |  |  | 778 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | NY | United States | XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 9.8 | XXXX | 9.8 | No | 70 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XXXX |  |  |  | false | 2 | XXXX | Fixed | DSCR | No Cash Out - Borrower Initiated | XXXX | XXXX | NY | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 1%, 1%, 1%, 1% | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | XXXX | XXXX | XXXX |
| XXXX |  | 4000092303 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.490% | 7.490% | XXXX | Yes | 24.000% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | $3256.79 |  | Yes | XXXX | NY | XXXX |  | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.136 | 1.136 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | NY | XXXX | XXXX | XXXX | XXXX |  |  |  | 774 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Real ID Driver's License |  | NY | United States | XXXX |  |  | I-151 Permanent Resident Card |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 0 | XXXX | 102.3 | No | 70 | Yes | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XXXX |  |  |  | false | 1 | XXXX | Fixed | DSCR | Cash Out - Other | XXXX | XXXX | NY | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 1%, 1%, 1%, 1% | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | XXXX | XXXX | XXXX |
| XXXX |  | 4000098443 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.250% | 7.250% | XXXX | Yes | 24.000% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | $5205.95 |  | N/A |  |  | XXXX |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.287 | 1.287 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | NY | XXXX | XXXX | XXXX | XXXX |  |  |  | 731 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | NY | United States | XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 3.4 | XXXX | 3.4 | No | 67.71 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XXXX |  |  |  | false | 2 | XXXX | Fixed | DSCR | No Cash Out - Borrower Initiated | XXXX | XXXX | NY | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 1%, 1%, 1%, 1% | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | XXXX | XXXX | XXXX |
| XXXX |  | 4000093065 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.750% | 7.750% | XXXX | Yes | 24.000% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | $6869.99 |  | N/A |  |  | XXXX |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.019 | 1.019 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | NY | XXXX | XXXX | XXXX | XXXX |  |  |  | 707 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | NY | United States | XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 10.7 | XXXX | 69.8 | No | 68 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XXXX |  |  |  | false | 2 | XXXX | Fixed | DSCR | Cash Out - Other | XXXX | XXXX | NY | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 1%, 1%, 1%, 1% | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | XXXX | XXXX | XXXX |
| XXXX |  | 4000093069 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.750% | 7.750% | XXXX | Yes | 24.000% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | $6797.52 |  | N/A |  |  | XXXX |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.471 | 1.471 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | NY | XXXX | XXXX | XXXX | XXXX |  |  |  | 707 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | NY | United States | XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 9.9 | XXXX | 9.9 | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XXXX |  |  |  | false | 3 | XXXX | Fixed | DSCR | No Cash Out - Borrower Initiated | XXXX | XXXX | NY | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 1%, 1%, 1%, 1% | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | XXXX | XXXX | XXXX |
| XXXX |  | 4000093297 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.125% | 7.125% | XXXX | Yes | 24.000% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | $5974.89 |  | N/A | XXXX | FL | XXXX |  | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.054 | 1.054 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | FL | XXXX | XXXX | XXXX | XXXX |  |  |  | 727 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | NY | United States | XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 14.6 | XXXX | 14.6 | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XXXX |  |  |  | false | 1 | XXXX | Fixed | DSCR | No Cash Out - Borrower Initiated | XXXX | XXXX | FL | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 1%, 1%, 1%, 1% | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | N/A |  |  |  | XXXX | XXXX | XXXX |
| XXXX |  | 4000094508 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.875% | 6.875% | XXXX | Yes | 24.000% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | $3030.50 |  | N/A |  |  | XXXX |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.65 | 1.65 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | NY | XXXX | XXXX | XXXX | XXXX |  |  |  | 744 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Passport |  | NY | United States | XXXX | USA | XXXX | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 5.9 | XXXX | 5.9 | No | 67.46 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XXXX |  |  |  | false | 1 | XXXX | Fixed | DSCR | No Cash Out - Borrower Initiated | XXXX | XXXX | NY | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 1%, 1%, 1%, 1% | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | XXXX | XXXX | XXXX |
| XXXX |  | 4000095679 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.990% | 6.990% | XXXX | Yes | 24.000% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | $5322.70 |  | N/A |  |  | XXXX |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.409 | 1.409 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | NY | XXXX | XXXX | XXXX | XXXX |  |  |  | 744 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Passport |  | N/A | United States | XXXX | USA | XXXX | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 3.4 | XXXX | 3.4 | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XXXX |  |  |  | false | 1 | XXXX | Fixed | DSCR | No Cash Out - Borrower Initiated | XXXX | XXXX | NY | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 1%, 1%, 1%, 1% | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | XXXX | XXXX | XXXX |
| XXXX |  | 4000096911 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.990% | 6.990% | XXXX | Yes | 24.000% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | $7497.99 |  | N/A |  |  | XXXX |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 2.054 | 2.054 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | NY | XXXX | XXXX | XXXX | XXXX |  |  |  | 742 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | NY | United States | XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 74.1 | XXXX | 74.1 | No | 67.14 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XXXX |  |  |  | false | 4 | XXXX | Fixed | DSCR | No Cash Out - Borrower Initiated | XXXX | XXXX | NY | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 1%, 1%, 1%, 1% | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | XXXX | XXXX | XXXX |
| XXXX |  | 4000093754 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.490% | 7.490% | XXXX | Yes | 24.000% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | $12941.84 |  | Yes | XXXX | NY | XXXX |  | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  | Stocks/Bonds,Stocks/Bonds |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.048 | 1.048 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | NY | XXXX | XXXX | XXXX | XXXX |  |  |  | 725 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | IL | United States | XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 26.2 | XXXX | 26.2 | No | 75 | Yes | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XXXX |  |  |  | false | 1 | XXXX | Fixed | DSCR | NA | XXXX | XXXX | NY | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 1%, 1%, 1%, 1% | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | XXXX | XXXX | XXXX |
| XXXX |  | 4000091207 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.375% | 7.375% | XXXX | Yes | 24.000% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | $6482.14 |  | N/A |  |  | XXXX |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.092 | 1.092 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | NY | XXXX | XXXX | XXXX | XXXX |  |  |  | 724 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | NY | United States | XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 33.2 | XXXX | 33.2 | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XXXX |  |  |  | false | 2 | XXXX | Fixed | DSCR | No Cash Out - Borrower Initiated | XXXX | XXXX | NY | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 1%, 1%, 1%, 1% | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | XXXX | XXXX | XXXX |
| XXXX |  | 4000092981 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.750% | 7.750% | XXXX | Yes | 24.000% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | $23629.29 |  | N/A |  |  | XXXX |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.1 | 1.1 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | NY | XXXX | XXXX | XXXX | XXXX |  |  |  | 728 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 1 | 1 | 1 | 1 | 0 | 0 | 0 | 0 | 1 | 1 | 1 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | IL | United States | XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 0 | XXXX | 10.5 | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XXXX |  |  |  | false | 4 | XXXX | ARM | DSCR | Cash Out - Other | XXXX | XXXX | NY | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 1%, 1%, 1%, 1% | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | XXXX | XXXX | XXXX |
| XXXX |  | 4000095809 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.990% | 6.990% | XXXX | Yes | 24.000% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | $6566.83 |  | N/A |  |  | XXXX |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.218 | 1.218 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | NY | XXXX | XXXX | XXXX | XXXX |  |  |  | 741 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | NY | United States | XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 13.5 | XXXX | 13.5 | No | 70 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XXXX |  |  |  | false | 2 | XXXX | Fixed | DSCR | No Cash Out - Borrower Initiated | XXXX | XXXX | NY | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 1%, 1%, 1%, 1% | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | XXXX | XXXX | XXXX |
| XXXX |  | 4000093948 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.990% | 6.990% | XXXX | Yes | 24.000% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | $8867.96 |  | N/A |  |  | XXXX |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  | Stocks/Bonds,Stocks/Bonds |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.691 | 1.691 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | NY | XXXX | XXXX | XXXX | XXXX |  |  |  | 740 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | NY | United States | XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 22.8 | XXXX | 22.8 | No | 56.82 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XXXX |  |  |  | false | 3 | XXXX | Fixed | DSCR | No Cash Out - Borrower Initiated | XXXX | XXXX | NY | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 1%, 1%, 1%, 1% | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | XXXX | XXXX | XXXX |
| XXXX |  | 4000094066 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.990% | 6.990% | XXXX | Yes | 24.000% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | $10367.59 |  | N/A |  |  | XXXX |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.042 | 1.042 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | FL | XXXX | XXXX | XXXX | XXXX |  |  |  | 776 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | FL | United States | XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 0 | XXXX | 126.4 | No | 60 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XXXX |  |  |  | false | 1 | XXXX | Fixed | DSCR | Cash Out - Other | XXXX | XXXX | FL | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 1%, 1%, 1%, 1% | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | XXXX | XXXX | XXXX |
| XXXX |  | 4000094098 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.990% | 6.990% | XXXX | Yes | 24.000% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | $7584.98 |  | N/A |  |  | XXXX |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.89 | 0.89 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | FL | XXXX | XXXX | XXXX | XXXX |  |  |  | 776 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | FL | United States | XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 0 | XXXX | 124.9 | No | 60 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XXXX |  |  |  | false | 1 | XXXX | Fixed | DSCR | Cash Out - Other | XXXX | XXXX | FL | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 1%, 1%, 1%, 1% | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | N/A |  |  |  | XXXX | XXXX | XXXX |
| XXXX |  | 4000096105 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.990% | 6.990% | XXXX | Yes | 24.000% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | $7132.17 |  | N/A |  |  | XXXX |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.01 | 1.01 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | FL | XXXX | XXXX | XXXX | XXXX |  |  |  | 776 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | FL | United States | XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 0 | XXXX | 122.7 | No | 54.85 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XXXX |  |  |  | false | 1 | XXXX | Fixed | DSCR | Cash Out - Other | XXXX | XXXX | FL | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | 6 Months Interest | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | XXXX | XXXX | XXXX |
| XXXX |  | 4000094097 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.990% | 6.990% | XXXX | Yes | 24.000% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | $7629.59 |  | N/A |  |  | XXXX |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.075 | 1.075 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | FL | XXXX | XXXX | XXXX | XXXX |  |  |  | 776 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | FL | United States | XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 0 | XXXX | 128.3 | No | 60 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XXXX |  |  |  | false | 1 | XXXX | Fixed | DSCR | Cash Out - Other | XXXX | XXXX | FL | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 1%, 1%, 1%, 1% | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | XXXX | XXXX | XXXX |
| XXXX |  | 4000094096 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.990% | 6.990% | XXXX | Yes | 24.000% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | $7425.25 |  | N/A |  |  | XXXX |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.848 | 0.848 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | FL | XXXX | XXXX | XXXX | XXXX |  |  |  | 776 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | FL | United States | XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 0 | XXXX | 124.5 | No | 60 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XXXX |  |  |  | false | 1 | XXXX | Fixed | DSCR | Cash Out - Other | XXXX | XXXX | FL | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 1%, 1%, 1%, 1% | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | XXXX | XXXX | XXXX |
| XXXX |  | 4000094095 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.990% | 6.990% | XXXX | Yes | 24.000% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | $7126.25 |  | N/A |  |  | XXXX |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.01 | 1.01 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | FL | XXXX | XXXX | XXXX | XXXX |  |  |  | 776 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | FL | United States | XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 0 | XXXX | 117.1 | No | 54.12 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XXXX |  |  |  | false | 1 | XXXX | Fixed | DSCR | Cash Out - Other | XXXX | XXXX | FL | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 1%, 1%, 1%, 1% | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | XXXX | XXXX | XXXX |
| XXXX |  | 4000094159 | XXXX | XXXX | XXXX | Yes | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.990% | 6.990% | XXXX | Yes | 24.000% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | $10200.98 |  | N/A |  |  | XXXX |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.25 | 1.25 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | FL | XXXX | XXXX | XXXX | XXXX |  |  |  | 776 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | FL | United States | XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 0 | XXXX | 122.6 | No | 54.54 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XXXX |  |  |  | false | 1 | XXXX | Fixed | DSCR | Cash Out - Other | XXXX | XXXX | FL | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 1%, 1%, 1%, 1% | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | N/A |  |  |  | XXXX | XXXX | XXXX |

---

## Exhibit 99.5

**Exhibit 99.5 Schedule 5**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Seller Name** | **Loan Program** | **Documentation Type** | **Executed NOO Docs in File** | **Lease In Place Flag** | **Actual In Place Rent** | **Third Party Market Rent Estimate** | **Third Party Rent Source** | **Actual Short Term Rent Amount** | **Actual Short Term Rent Source** | **Short Term Rent Number of Months** | **Short Term Rental Occupancy Factor** | **Rental Income Used for Property DSCR Calculation** | **Rental Source for Property DSCR Calculation** | **DSCR Calculation Based On Short Rental Income Flag** | **Property DTI** | **Originator DSCR** | **TPR DSCR** | **PITIA** | **Gross Rental Income Unit 1** | **Lease End Date Unit 1** | **Lease Term Unit 1** | **Gross Rental Income Unit 2** | **Lease End Date Unit 2** | **Lease Term Unit 2** | **Gross Rental Income Unit 3** | **Lease End Date Unit 3** | **Lease Term Unit 3** | **Gross Rental Income Unit 4** | **Lease End Date Unit 4** | **Lease Term Unit 4** | **Gross Rental Income Unit 5** | **Lease End Date Unit 5** | **Lease Term Unit 5** | **Gross Rental Income Unit 6** | **Lease End Date Unit 6** | **Lease Term Unit 6** | **Gross Rental Income Unit 7** | **Lease End Date Unit 7** | **Lease Term Unit 7** | **Gross Rental Income Unit 8+** | **Rent Loss Insurance** | **Rent Loss Insurance Amount** | **Fee Amount** | **Acquisition Cost** | **Renovation Cost** | **Effective Gross Income** | **Turnover Costs** | **Repairs and Maintenance** | **Marketing and Leasing Costs** | **Utilities** | **Other Costs** | **Cap Ex Reserve** | **Section 8** | **Blanket Mortgage/Cross Collateral Flag** | **Number of Years Property Owned** | **Number of Mortgaged Properties With Lender** | **Number of Properties Securing Loan** | **Foreign National Alternative Credit Documentation** | **Months Reserves** | **Loan Closed in the name of Business Entity** | **Vested Business Entity Name** | **Vested Business Entity Type** | **Qualifying Primary Borrower Type** | **Qualifying Primary Borrower First Name** | **Qualifying Primary Borrower Last Name** | **Qualifying CoBorrower Type** | **Qualifying CoBorrower First Name** | **Qualifying CoBorrower Last Name** | **Qualifying CoBorrower 2 Type** | **Qualifying CoBorrower 2 First Name** | **Qualifying CoBorrower 2 Last Name** | **Qualifying CoBorrower 3 Type** | **Qualifying CoBorrower 3 First Name** | **Qualifying CoBorrower 3 Last Name** | **Non-Qualifying Guarantor 1 First Name** | **Non-Qualifying Guarantor 1 Last Name** | **Non-Qualifying Guarantor 1 Citizenship** | **Non-Qualifying Guarantor 1 Country Name** | **Non-Qualifying Guarantor 2 First Name** | **Non-Qualifying Guarantor 2 Last Name** | **Non-Qualifying Guarantor 2 Citizenship** | **Non-Qualifying Guarantor 2 Country Name** | **Personal Guaranty** | **Total Number of Guarantors** | **Personal Guaranty Recourse Level** | **Business Entity EIN** |
| XXXX |  | 4000085653 | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 5600 | 5600 | Lease |  | N/A |  |  | 5600 | Lease | No | 99.64 | 1.004 | 1.004 | 5580.01 | 3400 | XXXX | 12 | 2200 | XXXX | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 66960.12 | 0 |  | 0 | 5600 | 0 | 0 | 0 | 0 | 0 | 0 | No | No |  | 5 | 1 | N/A | 50.05 | Yes | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | XXXX |
| XXXX |  | 4000085654 | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 8000 | 8000 | Lease |  | N/A |  |  | 8000 | Actual In Place Rent | No | 87.64 | 1.141 | 1.141 | 7011.38 | 2600 | XXXX | 12 | 2600 | XXXX | 12 | 2800 | XXXX | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 84136.56 | 0 |  |  | 8000 | 0 | 0 | 0 | 0 | 0 | 0 | No | No |  | 5 | 1 | N/A | 39.83 | Yes | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | XXXX |
| XXXX | XXXX | 4000080772 | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 13700 | Appraisal - 1025 |  | N/A |  |  | 13700 | Appraisal - 1025 | No | 94.8 | 1.055 | 1.055 | 12988.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 80000 |  | XXXX |  | 13700 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 8.92 | Yes | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | XXXX |
| XXXX | XXXX | 4000077291 | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 12700 | Appraisal - 1025 |  | N/A |  |  | 12700 | Appraisal - 1025 | No | 65.63 | 1.524 | 1.524 | 8335.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 125000 |  | XXXX |  | 12700 |  |  |  |  |  |  |  | No | 0.2 | 1 | 1 | N/A | 12.48 | Yes | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | XXXX |
| XXXX | XXXX | 4000077282 | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 8500 | Appraisal - 1007 |  | N/A |  |  | 8500 | Appraisal - 1007 | No | 75.81 | 1.319 | 1.319 | 6444.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 55000 |  |  |  | 8500 |  |  |  |  |  |  | No | No | 5.8 | 1 | 1 | N/A | 16.14 | Yes | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | XXXX |
| XXXX |  | 4000091837 | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 19665 | 19000 | Appraisal - 1007 |  | N/A |  |  | 19000 | Appraisal - 1007 | No | 74.32 | 1.431 | 1.346 | 14120.28 | 10665 | XXXX | 1 | 4500 | XXXX | 1 | 4500 | XXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 228000 |  | XXXX |  | 19000 |  |  |  |  |  |  | No | No |  | 1 | 1 | N/A | 7.01 | Yes | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | XXXX |
| XXXX | XXXX | 4000082225 | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 11917 | 10581 | Appraisal - 1025 |  | N/A |  |  | 10581 | Appraisal - 1025 | No | 79.91 | 1.251 | 1.251 | 8455.28 | 3777 | XXXX | 12 | 4070 | XXXX | 12 | 4070 | XXXX | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 150000 |  |  |  | 10581 |  |  |  |  |  |  | No | No | 0.2 | 1 | 1 | N/A | 8.05 | Yes | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | XXXX |
| XXXX | XXXX | 4000082224 | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 13608 | 13608 | Appraisal - 1025 |  | N/A |  |  | 13608 | Appraisal - 1025 | No | 73.77 | 1.355 | 1.355 | 10039.28 | 3777 | XXXX | 12 | 3027 | XXXX | 12 | 3777 | XXXX | 12 | 3027 | XXXX | 12 |  |  |  |  |  |  |  |  |  |  | Yes | 85000 |  | XXXX |  | 13608 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 6.78 | Yes | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | XXXX |
| XXXX | XXXX | 4000084034 | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 11433 | Appraisal - 1025 |  | N/A |  |  | 11433 | Appraisal - 1025 | No | 76.66 | 1.304 | 1.304 | 8764.3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  | XXXX |  | 11433 |  |  |  |  |  |  | No | No | 0.1 | 1 | 1 | N/A | 7.77 | Yes | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | XXXX |
| XXXX |  | 4000095598 | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 8500 | Appraisal - 1007 |  | N/A |  |  | 8500 | Appraisal - 1007 | No | 81.23 | 1.231 | 1.231 | 6904.97 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  | XXXX |  | 8500 |  |  |  |  |  |  | No | No |  | 1 | 1 | N/A | 26.7 | Yes | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | XXXX |
| XXXX |  | 4000090036 | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 10623 | 13250 | Appraisal - 1025 |  | N/A |  |  | 10623 | Actual In Place Rent | No | 59.23 | 1.688 | 1.688 | 6292.19 | 2885 | XXXX | 12 | 2762 | XXXX | 12 | 2392 | XXXX | 12 | 2584 | XXXX | 12 |  |  |  |  |  |  |  |  |  |  | Yes | 75506.28 |  | XXXX |  | 10623 |  |  |  |  |  |  |  | No | 0.2 | 6 | 1 | N/A | 103.53 | Yes | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | XXXX |
| XXXX |  | 4000097475 | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 5500 | Appraisal - 1007 |  | N/A |  |  | 5500 | Appraisal - 1007 | No | 87.59 | 1.142 | 1.142 | 4817.32 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | 5500 |  |  |  |  |  |  | No | No | 6.6 | 1 | 1 | N/A | 9.92 | Yes | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | XXXX |
| XXXX |  | 4000097477 | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 5400 | Appraisal - 1025 |  | N/A |  |  | 5400 | Appraisal - 1025 | No | 92.39 | 1.082 | 1.082 | 4989.27 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 55181 |  |  |  | 5400 |  |  |  |  |  |  |  | No | 5.1 | 9 | 1 | N/A | 9.57 | Yes | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | XXXX |
| XXXX |  | 4000097479 | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 6900 | Appraisal - 1025 |  | N/A |  |  | 6900 | Appraisal - 1025 | No | 70.42 | 1.42 | 1.42 | 4858.94 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 78000 |  |  |  | 6900 |  |  |  |  |  |  | No | No | 0.1 | 1 | 1 | N/A | 9.83 | Yes | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | XXXX |
| XXXX |  | 4000097478 | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 7200 | Appraisal - 1025 |  | N/A |  |  | 7200 | Appraisal - 1025 | No | 68.45 | 1.461 | 1.461 | 4928.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | 7200 |  |  |  |  |  |  | No | No | 5.1 | 1 | 1 | N/A | 9.69 | Yes | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | XXXX |
| XXXX |  | 4000097480 | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 7000 | Appraisal - 1025 |  | N/A |  |  | 7000 | Appraisal - 1025 | No | 71.2 | 1.404 | 1.404 | 4984.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 80400 |  |  |  | 7000 |  |  |  |  |  |  |  | No |  | 9 | 1 | N/A | 9.58 | Yes | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | XXXX |
| XXXX |  | 4000097481 | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 6700 | Appraisal - 1025 |  | N/A |  |  | 6700 | Appraisal - 1025 | No | 74.34 | 1.345 | 1.345 | 4980.93 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 79308 |  |  |  | 6700 |  |  |  |  |  |  |  | No | 5.1 | 9 | 1 | N/A | 9.59 | Yes | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | XXXX |
| XXXX |  | 4000097482 | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 6500 | Appraisal - 1025 |  | N/A |  |  | 6500 | Appraisal - 1025 | No | 67.85 | 1.474 | 1.474 | 4410.2 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 67608 |  |  |  | 6500 |  |  |  |  |  |  |  | No | 5.1 | 9 | 1 | N/A | 10.83 | Yes | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | XXXX |
| XXXX |  | 4000097483 | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 6500 | Appraisal - 1025 |  | N/A |  |  | 6500 | Appraisal - 1025 | No | 75.01 | 1.333 | 1.333 | 4875.52 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 73080 |  |  |  | 6500 |  |  |  |  |  |  | No | No |  | 1 | 1 | N/A | 9.8 | Yes | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | XXXX |
| XXXX |  | 4000092303 | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 3700 | 4000 | Appraisal - 1007 |  | N/A |  |  | 3700 | Actual In Place Rent | No | 88.02 | 1.136 | 1.136 | 3256.79 | 3700 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 102000 |  |  |  | 3700 |  |  |  |  |  |  |  | No | 3.7 | 1 | 1 | N/A | 102.33 | Yes | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | XXXX |
| XXXX |  | 4000098443 | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 6700 | Appraisal - 1025 |  | N/A |  |  | 6700 | Appraisal - 1025 | No | 77.7 | 1.287 | 1.287 | 5205.95 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 75000 |  | XXXX |  | 6700 |  |  |  |  |  |  |  | No | 0.2 | 1 | 1 | N/A | 3.41 | Yes | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | XXXX |
| XXXX |  | 4000093065 | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 7000 | 7000 | Appraisal - 1025 |  | N/A |  |  | 7000 | Appraisal - 1025 | No | 98.14 | 1.019 | 1.019 | 6869.99 | 3500 |  |  | 3500 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 198187 |  | XXXX |  | 7000 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 69.83 | Yes | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | XXXX |
| XXXX |  | 4000093069 | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 10000 | Appraisal - 1025 |  | N/A |  |  | 10000 | Appraisal - 1025 | No | 67.98 | 1.471 | 1.471 | 6797.52 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  | XXXX |  | 10000 |  |  |  |  |  |  | No | No | 5.8 | 1 | 1 | N/A | 9.88 | Yes | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | XXXX |
| XXXX |  | 4000093297 | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 6300 | 5600 | Appraisal - 1007 |  | N/A |  |  | 6300 | Actual In Place Rent | No | 94.84 | 1.054 | 1.054 | 5974.89 | 6300 | XXXX | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 71690 |  | XXXX |  | 6300 |  |  |  |  |  |  |  | No | 2.4 | 1 | 1 | N/A | 14.61 | Yes | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | XXXX |
| XXXX |  | 4000094508 | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 5000 | Appraisal - 1007 |  | N/A |  |  | 5000 | Appraisal - 1007 | No | 60.61 | 1.65 | 1.65 | 3030.5 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 30000 |  | XXXX |  | 5000 |  |  |  |  |  |  |  | No | 0.4 | 1 | 1 | N/A | 5.94 | Yes | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | XXXX |
| XXXX |  | 4000095679 | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 7500 | Appraisal - 1007 |  | N/A |  |  | 7500 | Appraisal - 1007 | No | 70.97 | 1.409 | 1.409 | 5322.7 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 50000 |  | XXXX |  | 7500 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 3.38 | Yes | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | XXXX |
| XXXX |  | 4000096911 | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 15400 | Appraisal - 1025 |  | N/A |  |  | 15400 | Appraisal - 1025 | No | 48.69 | 2.054 | 2.054 | 7497.99 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 95000 |  | XXXX |  | 15400 |  |  |  |  |  |  | No | No | 20.2 | 1 | 1 | N/A | 74.12 | Yes | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | XXXX |
| XXXX |  | 4000093754 | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 13565 | Appraisal - 1007 |  | N/A |  |  | 13565 | Appraisal - 1007 | No | 95.41 | 1.048 | 1.048 | 12941.84 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 80000 |  |  |  | 13565 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 26.16 | Yes | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | XXXX |
| XXXX |  | 4000091207 | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 7077 | Appraisal - 1025 |  | N/A |  |  | 7077 | Actual In Place Rent | No | 114.91 | 1.092 | 1.092 | 6482.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 192000 |  |  |  | 0 |  |  |  |  |  |  |  | No | 1.8 | 1 | 1 | N/A | 33.16 | Yes | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX |  |  | XXXX | Yes | 1 | Full Recourse | XXXX |
| XXXX |  | 4000092981 | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 26000 | Appraisal - 1025 |  | N/A |  |  | 26000 | Appraisal - 1025 | No | 90.88 | 1.1 | 1.1 | 23629.29 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 160000 |  | XXXX |  | 26000 |  |  |  |  |  |  | No | No | 1.4 | 1 | 1 | N/A | 10.54 | Yes | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | XXXX |
| XXXX |  | 4000095809 | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 8300 | 8000 | Appraisal - 1025 |  | N/A |  |  | 8000 | Appraisal - 1025 | No | 82.09 | 1.218 | 1.218 | 6566.83 | 4900 | XXXX | 12 | 3400 | XXXX | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 55000 |  | XXXX |  | 8000 |  |  |  |  |  |  |  | No | 0.9 | 1 | 1 | N/A | 13.5 | Yes | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | XXXX |
| XXXX |  | 4000093948 | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 15000 | Appraisal - 1025 |  | N/A |  |  | 15000 | Appraisal - 1025 | No | 59.12 | 1.691 | 1.691 | 8867.96 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 19800 |  | XXXX |  | 15000 |  |  |  |  |  |  |  | No | 0.1 | 1 | 1 | N/A | 22.83 | Yes | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | XXXX |
| XXXX |  | 4000094066 | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 10800 | Appraisal - 1007 |  | N/A |  |  | 10800 | Appraisal - 1007 | No | 96 | 1.042 | 1.042 | 10367.59 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 64800 |  |  |  | 10800 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 126.38 | Yes | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | XXXX |
| XXXX |  | 4000094098 | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 6750 | Appraisal - 1007 |  | N/A |  |  | 6750 | Appraisal - 1007 | No | 112.37 | 0.89 | 0.89 | 7584.98 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 40500 |  | XXXX |  | 6750 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 124.92 | Yes | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | XXXX |
| XXXX |  | 4000096105 | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 7200 | Appraisal - 1007 |  | N/A |  |  | 7200 | Appraisal - 1007 | No | 99.06 | 1.01 | 1.01 | 7132.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 183 |  |  |  | 7200 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 122.72 | Yes | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | XXXX |
| XXXX |  | 4000094097 | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 8200 | Appraisal - 1007 |  | N/A |  |  | 8200 | Appraisal - 1007 | No | 93.04 | 1.075 | 1.075 | 7629.59 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 49200 |  |  |  | 8200 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 128.32 | Yes | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | XXXX |
| XXXX |  | 4000094096 | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 6300 | Appraisal - 1007 |  | N/A |  |  | 6300 | Appraisal - 1007 | No | 117.86 | 0.848 | 0.848 | 7425.25 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 37800 |  |  |  | 6300 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 124.45 | Yes | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | XXXX |
| XXXX |  | 4000094095 | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 7200 | Appraisal - 1007 |  | N/A |  |  | 7200 | Appraisal - 1007 | No | 98.98 | 1.01 | 1.01 | 7126.25 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 43200 |  |  |  | 7200 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 117.12 | Yes | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | XXXX |
| XXXX |  | 4000094159 | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 12750 | Appraisal - 1007 |  | N/A |  |  | 12750 | Appraisal - 1007 | No | 80.01 | 1.25 | 1.25 | 10200.98 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 76500 |  |  |  | 12750 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 122.64 | Yes | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | XXXX |

---

## Exhibit 99.5

**Exhibit 99.5 Schedule 6**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Field Name** | **Verified Value** | **Bid Tape Value** | **Comment** |
| XXXX | XXXX | 4000082225 | All Borrower Total Income | 0 | 2125.72 | no income required for DSCR |
| XXXX | XXXX | 4000082224 | All Borrower Total Income | 0 | 3568.72 | DSCR |
| XXXX |  | 4000097475 | All Borrower Total Income | 0 | 682.68 | DSCR loans do not require income calculations for qualification |
| XXXX |  | 4000097477 | All Borrower Total Income | 0 | 410.73 | DSCR loan does not require income to qualify |
| XXXX |  | 4000097479 | All Borrower Total Income | 0 | 2041.06 | DSCR loans do not require income for qualification |
| XXXX |  | 4000097478 | All Borrower Total Income | 0 | 2271.93 | DSCR loan - Doesn't require income for qualification |
| XXXX |  | 4000097480 | All Borrower Total Income | 0 | 2015.94 | DSCR loan does not require income for qualification |
| XXXX |  | 4000097481 | All Borrower Total Income | 0 | 1719.07 | DSCR loans do not require income for qualification |
| XXXX |  | 4000097482 | All Borrower Total Income | 0 | 2089.80 | DSCR loans do not require income for qualification. |
| XXXX |  | 4000097482 | Application Date | XXXX | XXXX | Per 7/28/25 credit report |
| XXXX |  | 4000097483 | All Borrower Total Income | 0 | 1624.48 | DSCR loans do not require income for qualification |
| XXXX |  | 4000093065 | Application Date | XXXX | XXXX | Based on oldest credit report date. |
| XXXX |  | 4000093297 | All Borrower Total Income | 0 | 325.11 | DSCR loan - No income is used in qualifying. |
| XXXX |  | 4000096911 | All Borrower Total Income | 0 | 7902.01 | DSCR - No Income verified |
| XXXX |  | 4000096911 | Application Date | XXXX | XXXX | Verified via source documents |
| XXXX |  | 4000091207 | All Borrower Total Income | 0 | 594.96 | Per 1008 DSCR loan - Income not used in qualifying. |
| XXXX |  | 4000091207 | Application Date | XXXX | XXXX | Per initial loan application, Section 9. |
| XXXX |  | 4000092981 | All Borrower Total Income | 0 | 2370.71 | Per Loan Approval DSCR loan - Income not used in loan qualification. |
| XXXX |  | 4000093948 | All Borrower Total Income | 0 | 6132.04 | DSCR loan - Income not considered in the qualification process. |
| XXXX |  | 4000093948 | Application Date | XXXX | XXXX | Per loan application Section 9. |
| XXXX |  | 4000094066 | All Borrower Total Income | 0 | 432.43 | No income used other than subject market rent. |
| XXXX |  | 4000094097 | All Borrower Total Income | 0 | 570.42 | No income other than market rent was sued. |
| XXXX |  | 4000094095 | Qualifying LTV | 54.12 | 52.50 | Desk review value is XXXX instead of XXXX. |
| XXXX |  | 4000094095 | All Borrower Total Income | 0 | 73.77 | no income used on DSCR programs |

---