# EDGAR Filing Document

**Accession Number:** 0002048608
**File Stem:** 0002048608-26-000001
**Filing Date:** 2026-2
**Character Count:** 11317
**Document Hash:** 73165216c2b3109552209fb5d75e8f1e
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0002048608-26-000001.hdr.sgml**: 20260211

**ACCESSION NUMBER**: 0002048608-26-000001

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260211

**DATE AS OF CHANGE**: 20260211

**EFFECTIVENESS DATE**: 20260211

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Aspetuck Financial Management LLC
- **CENTRAL INDEX KEY:** 0002048608

**ORGANIZATION NAME:**
- **EIN:** 510537735
- **STATE OF INCORPORATION:** CT
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-25503
- **FILM NUMBER:** 26620340

**BUSINESS ADDRESS:**
- **STREET 1:** 27A IMPERIAL AVE
- **STREET 2:** UNIT FRONT
- **CITY:** WESTPORT
- **STATE:** CT
- **ZIP:** 06880
- **BUSINESS PHONE:** 2032265733

**MAIL ADDRESS:**
- **STREET 1:** 27A IMPERIAL AVE
- **STREET 2:** UNIT FRONT
- **CITY:** WESTPORT
- **STATE:** CT
- **ZIP:** 06880

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Aspetuck Financial Management LLC<br>**Address:** 27A IMPERIAL AVE<br>UNIT FRONT<br>WESTPORT, CT 06880

**Form 13F File Number:** 028-25503

**CRD Number (if applicable):** 000134500

**SEC File Number (if applicable):** 801-125900

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Patrick Byrne<br>**Title:** CCO<br>**Phone:** 2032265733

**Signature, Place, and Date of Signing:**

Patrick Byrne  Westport, CT  02-11-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 74

**Form 13F Information Table Value Total:** $148924372

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| AMAZON COM INC COM | Stock | 023135106 |  | 3529699 | 15292 | SH |  | SOLE |  | 0 | 0 | 0 |
| STATE STREET SPDR PORTFOLIO AGGREGATE BOND ETF | ETF | 78464A649 |  | 3064121 | 118995 | SH |  | SOLE |  | 0 | 0 | 0 |
| JOHNSON  JOHNSON COM | Stock | 478160104 |  | 700525 | 3385 | SH |  | SOLE |  | 0 | 0 | 0 |
| VANGUARD TOTAL STOCK MARKET ETF | ETF | 922908769 |  | 580352 | 1731 | SH |  | SOLE |  | 0 | 0 | 0 |
| WISDOMTREE FLOATING RATE TREASURY FUND | ETF | 97717Y527 |  | 2755321 | 54756 | SH |  | SOLE |  | 0 | 0 | 0 |
| GOLDMAN SACHS GROUP INC COM | Stock | 38141G104 |  | 979206 | 1114 | SH |  | SOLE |  | 0 | 0 | 0 |
| MEDTRONIC PLC SHS | Stock | G5960L103 |  | 290581 | 3025 | SH |  | SOLE |  | 0 | 0 | 0 |
| NETFLIX INC. COM | Stock | 64110L106 |  | 532556 | 5680 | SH |  | SOLE |  | 0 | 0 | 0 |
| MERCK  CO INC COM | Stock | 58933Y105 |  | 1138281 | 10814 | SH |  | SOLE |  | 0 | 0 | 0 |
| MASTERCARD INCORPORATED CL A | Stock | 57636Q104 |  | 737576 | 1292 | SH |  | SOLE |  | 0 | 0 | 0 |
| VISTRA CORP COM | Stock | 92840M102 |  | 714691 | 4430 | SH |  | SOLE |  | 0 | 0 | 0 |
| STATE STREET SPDR PORTFOLIO LONG TERM CORPORATE BOND ETF | ETF | 78464A367 |  | 2744689 | 121554 | SH |  | SOLE |  | 0 | 0 | 0 |
| HOME DEPOT INC COM | Stock | 437076102 |  | 328271 | 954 | SH |  | SOLE |  | 0 | 0 | 0 |
| STATE STREET SPDR PORTFOLIO INTERMEDIATE TERM CORPORATE BOND ETF | ETF | 78464A375 |  | 2746792 | 81242 | SH |  | SOLE |  | 0 | 0 | 0 |
| STATE STREET SPDR ICE PREFERRED SECURITIES ETF | ETF | 78464A292 |  | 1765608 | 55715 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES RUSSELL 1000 GROWTH ETF | ETF | 464287614 |  | 378640 | 800 | SH |  | SOLE |  | 0 | 0 | 0 |
| STATE STREET SPDR PORTFOLIO S 400 MID CAP ETF | ETF | 78464A847 |  | 3628640 | 62660 | SH |  | SOLE |  | 0 | 0 | 0 |
| STATE STREET SPDR PORTFOLIO SHORT TERM CORPORATE BOND ETF | ETF | 78464A474 |  | 3533400 | 117000 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES CORE S SMALL CAP ETF | ETF | 464287804 |  | 5327098 | 44326 | SH |  | SOLE |  | 0 | 0 | 0 |
| VANGUARD SHORT-TERM CORPORATE BOND ETF | ETF | 92206C409 |  | 350812 | 4400 | SH |  | SOLE |  | 0 | 0 | 0 |
| ALPHABET INC CAP STK CL A | Stock | 02079K305 |  | 6163283 | 19691 | SH |  | SOLE |  | 0 | 0 | 0 |
| NEWMONT CORP COM | Stock | 651639106 |  | 575535 | 5764 | SH |  | SOLE |  | 0 | 0 | 0 |
| MICROSOFT CORP COM | Stock | 594918104 |  | 6608183 | 13664 | SH |  | SOLE |  | 0 | 0 | 0 |
| SPDR GOLD MINISHARES TRUST OF BENEFICIAL INTEREST | ETF | 98149E303 |  | 2415544 | 28295 | SH |  | SOLE |  | 0 | 0 | 0 |
| NEXTERA ENERGY INC COM | Stock | 65339F101 |  | 381811 | 4756 | SH |  | SOLE |  | 0 | 0 | 0 |
| BOEING CO COM | Stock | 097023105 |  | 239917 | 1105 | SH |  | SOLE |  | 0 | 0 | 0 |
| TESLA INC COM | Stock | 88160R101 |  | 809046 | 1799 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES MSCI EMERGING MARKETS EX CHINA ETF | ETF | 46434G764 |  | 432082 | 5945 | SH |  | SOLE |  | 0 | 0 | 0 |
| RAMBUS INC DEL COM | Stock | 750917106 |  | 3507900 | 38175 | SH |  | SOLE |  | 0 | 0 | 0 |
| NXP SEMICONDUCTORS N V COM | Stock | N6596X109 |  | 385281 | 1775 | SH |  | SOLE |  | 0 | 0 | 0 |
| SCHWAB US TIPS ETF | ETF | 808524870 |  | 320529 | 12100 | SH |  | SOLE |  | 0 | 0 | 0 |
| UBER TECHNOLOGIES INC COM | Stock | 90353T100 |  | 217512 | 2662 | SH |  | SOLE |  | 0 | 0 | 0 |
| CROWDSTRIKE HLDGS INC CL A | Stock | 22788C105 |  | 515636 | 1100 | SH |  | SOLE |  | 0 | 0 | 0 |
| ELI LILLY  CO COM | Stock | 532457108 |  | 528742 | 492 | SH |  | SOLE |  | 0 | 0 | 0 |
| VERTIV HOLDINGS CO COM CL A | Stock | 92537N108 |  | 486516 | 3003 | SH |  | SOLE |  | 0 | 0 | 0 |
| FREEPORT-MCMORAN INC CL B | Stock | 35671D857 |  | 730918 | 14391 | SH |  | SOLE |  | 0 | 0 | 0 |
| MARATHON PETE CORP COM | Stock | 56585A102 |  | 1747459 | 10745 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES MSCI GLOBAL MIN VOL FACTOR ETF | ETF | 464286525 |  | 554562 | 4670 | SH |  | SOLE |  | 0 | 0 | 0 |
| CONSTELLATION ENERGY CORP COM | Stock | 21037T109 |  | 521073 | 1475 | SH |  | SOLE |  | 0 | 0 | 0 |
| META PLATFORMS INC CL A | Stock | 30303M102 |  | 1334701 | 2022 | SH |  | SOLE |  | 0 | 0 | 0 |
| ASML HLDG NV N Y REGISTRY SHS | ADR | N07059210 |  | 338075 | 316 | SH |  | SOLE |  | 0 | 0 | 0 |
| BROADCOM INC COM | Stock | 11135F101 |  | 4355668 | 12585 | SH |  | SOLE |  | 0 | 0 | 0 |
| D R HORTON INC COM | Stock | 23331A109 |  | 242402 | 1683 | SH |  | SOLE |  | 0 | 0 | 0 |
| STATE STREET SPDR BLOOMBERG INVESTMENT GRADE FLOATING RATE ETF | ETF | 78468R200 |  | 9700784 | 315678 | SH |  | SOLE |  | 0 | 0 | 0 |
| NVIDIA CORPORATION COM | Stock | 67066G104 |  | 19629498 | 105252 | SH |  | SOLE |  | 0 | 0 | 0 |
| EOG RES INC COM | Stock | 26875P101 |  | 707767 | 6740 | SH |  | SOLE |  | 0 | 0 | 0 |
| BLACKSTONE INC COM | Stock | 09260D107 |  | 754515 | 4895 | SH |  | SOLE |  | 0 | 0 | 0 |
| QUALCOMM INC COM | Stock | 747525103 |  | 1758222 | 10279 | SH |  | SOLE |  | 0 | 0 | 0 |
| STATE STREET BLACKSTONE SENIOR LOAN ETF | ETF | 78467V608 |  | 2929138 | 70975 | SH |  | SOLE |  | 0 | 0 | 0 |
| CISCO SYS INC COM | Stock | 17275R102 |  | 764984 | 9931 | SH |  | SOLE |  | 0 | 0 | 0 |
| GE AEROSPACE COM NEW | Stock | 369604301 |  | 292628 | 950 | SH |  | SOLE |  | 0 | 0 | 0 |
| FIDELITY MSCI UTILITIES INDEX ETF | ETF | 316092865 |  | 319502 | 5786 | SH |  | SOLE |  | 0 | 0 | 0 |
| FIDELITY MSCI CONSUMER DISCRETIONARY INDEX ETF | ETF | 316092204 |  | 615514 | 6025 | SH |  | SOLE |  | 0 | 0 | 0 |
| FIDELITY MSCI ENERGY INDEX ETF | ETF | 316092402 |  | 1556026 | 62819 | SH |  | SOLE |  | 0 | 0 | 0 |
| FIDELITY MSCI HEALTH CARE INDEX ETF | ETF | 316092600 |  | 2033043 | 27370 | SH |  | SOLE |  | 0 | 0 | 0 |
| FIDELITY MSCI FINANCIALS INDEX ETF | ETF | 316092501 |  | 1655784 | 21299 | SH |  | SOLE |  | 0 | 0 | 0 |
| FIDELITY MSCI INFORMATION TECHNOLOGY INDEX ETF | ETF | 316092808 |  | 5972627 | 26584 | SH |  | SOLE |  | 0 | 0 | 0 |
| NORTHROP GRUMMAN CORP COM | Stock | 666807102 |  | 563937 | 989 | SH |  | SOLE |  | 0 | 0 | 0 |
| LOCKHEED MARTIN CORP COM | Stock | 539830109 |  | 512690 | 1060 | SH |  | SOLE |  | 0 | 0 | 0 |
| JPMORGAN CHASE  CO. COM | Stock | 46625H100 |  | 3616919 | 11225 | SH |  | SOLE |  | 0 | 0 | 0 |
| CONOCOPHILLIPS COM | Stock | 20825C104 |  | 1146628 | 12249 | SH |  | SOLE |  | 0 | 0 | 0 |
| CATERPILLAR INC COM | Stock | 149123101 |  | 458296 | 800 | SH |  | SOLE |  | 0 | 0 | 0 |
| ALPHABET INC CAP STK CL C | Stock | 02079K107 |  | 200832 | 640 | SH |  | SOLE |  | 0 | 0 | 0 |
| AMERICAN EXPRESS CO COM | Stock | 025816109 |  | 381048 | 1030 | SH |  | SOLE |  | 0 | 0 | 0 |
| VANGUARD DIVIDEND APPRECIATION ETF | ETF | 921908844 |  | 3287469 | 14958 | SH |  | SOLE |  | 0 | 0 | 0 |
| STATE STREET SPDR PORTFOLIO S 500 GROWTH ETF | ETF | 78464A409 |  | 3322638 | 31140 | SH |  | SOLE |  | 0 | 0 | 0 |
| LAM RESEARCH CORP COM NEW | Stock | 512807306 |  | 4298329 | 25110 | SH |  | SOLE |  | 0 | 0 | 0 |
| ALTRIA GROUP INC COM | Stock | 02209S103 |  | 1318972 | 22875 | SH |  | SOLE |  | 0 | 0 | 0 |
| UNITEDHEALTH GROUP INC COM | Stock | 91324P102 |  | 402404 | 1219 | SH |  | SOLE |  | 0 | 0 | 0 |
| DEVON ENERGY CORP NEW COM | Stock | 25179M103 |  | 597581 | 16314 | SH |  | SOLE |  | 0 | 0 | 0 |
| SCHWAB CHARLES CORP COM | Stock | 808513105 |  | 655109 | 6557 | SH |  | SOLE |  | 0 | 0 | 0 |
| SPDR PORTFOLIO DEVELOPED WORLD EX-US ETF | ETF | 78463X889 |  | 4577782 | 103080 | SH |  | SOLE |  | 0 | 0 | 0 |
| BLACKROCK INC COM | Stock | 09290D101 |  | 841287 | 786 | SH |  | SOLE |  | 0 | 0 | 0 |
| APPLE INC COM | Stock | 037833100 |  | 4813185 | 17705 | SH |  | SOLE |  | 0 | 0 | 0 |

---