# EDGAR Filing Document

**Accession Number:** 0000841694
**File Stem:** 0001193125-26-201227
**Filing Date:** 2026-5
**Character Count:** 5473
**Document Hash:** a4d143495eb60f25de0721a7764cc44d
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001193125-26-201227.hdr.sgml**: 20260501

**ACCESSION NUMBER**: 0001193125-26-201227

**CONFORMED SUBMISSION TYPE**: 497

**PUBLIC DOCUMENT COUNT**: 1

**FILED AS OF DATE**: 20260501

**DATE AS OF CHANGE**: 20260501

**EFFECTIVENESS DATE**: 20260501

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** GUARDIAN SEPARATE ACCOUNT C
- **CENTRAL INDEX KEY:** 0000841694

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 497
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 033-25153
- **FILM NUMBER:** 26931968

**BUSINESS ADDRESS:**
- **STREET 1:** 10 HUDSON YARDS, 22 FLOOR
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10001
- **BUSINESS PHONE:** (212) 598-7469

**MAIL ADDRESS:**
- **STREET 1:** 10 HUDSON YARDS, 22 FLOOR
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10001

## Series and Classes Contracts Data

### GUARDIAN SEPARATE ACCOUNT C (Series ID: S000008782)

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|  |  |
|:---|:---|
| Class Name   | Class ID   |
| Select Guard | C000023897 |

---

## Series and Classes Contracts Data

### GUARDIAN SEPARATE ACCOUNT C (Series ID: S000008782)

| Class ID   | Class Name   | Ticker Symbol   |
|:---|:---|:---|
| C000023897 | Select Guard |  |

**PROSPECTUS SUPPLEMENT** 

**May 1, 2026** 

**for** 

**Select Guard Annual Premium Variable Life Insurance Policy (Select Guard)** 

**Issued by** 

**THE GUARDIAN INSURANCE & ANNUITY COMPANY, INC. (GIAC)** 

The following supplemental information should be read in conjunction with the Prospectus dated May 1, 1998 and supplement dated May 1, 2020 for the Select Guard Annual Premium Variable Life Insurance Policy (the "Policy") issued by The Guardian Insurance & Annuity Company, Inc. ("GIAC") through The Guardian Separate Account C and marketed under the name "Select Guard."

The information below regarding your allocation options replaces the chart of variable investment options in your prospectus, as amended, in the section entitled "Your Allocation Options — The Variable Investment Options."

The following is a list of Funds available under the contract. More information about the Funds is available in the prospectuses for the Funds, which may be amended from time to time and can be found online at: https://Guardianlife.onlineprospectus.net/Guardianlife/selectguard_apvl/?ctype=supplement. You can also request this information at no cost by calling the Customer Service Office Contact Center at 1-888-GUARDIAN (1-888-482-7342) or by sending an email request to MyCareRequest@guardianlife.com. Depending on the optional benefits you choose, you may not be able to invest in certain Funds.

The current expenses and performance information below reflects fee and expenses of the Funds, but do not reflect the other fees and expenses that your contract may charge. Expenses would be higher and performance would be lower if these other charges were included. Each Fund's past performance is not necessarily an indication of future performance.

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| | | | | | |
|:---|:---|:---|:---|:---|:---|
| | | | **As of December 31, 2025** | **As of December 31, 2025** | **As of December 31, 2025** |
| <br>&nbsp;&nbsp;&nbsp;**Type/Investment Objective** | <br>**Portfolio Company And**<br> **Adviser/SubAdviser** | <br>**Current<br>Expenses** | **1 Year<br>Average<br>Annual<br>Total<br>Return** | **5 Year<br>Average<br>Annual<br>Total<br>Return** | **10 Year<br>Average<br>Annual<br>Total<br>Return** |
| &nbsp;&nbsp;&nbsp;Seeks as high a level of current income as is consistent with preservation of capital and liquidity. | Fidelity VIP Government Money Market Portfolio (Service Class 2)<sup>1</sup><br>Fidelity Management & Research Company LLC<br>FMR Investment Management (UK) Limited, Fidelity Management & Research (Hong Kong) Limited, Fidelity Management & Research (Japan) Limited | 0.50% | 3.86% | 2.90% | 1.83% |
| &nbsp;&nbsp;&nbsp;The Fund seeks capital appreciation. | Guardian All Cap Core VIP Fund<br>Park Avenue Institutional Advisers LLC<br>Massachusetts Financial Services Company | 0.83% | 12.25% | N/A | N/A |
| &nbsp;&nbsp;&nbsp;The Fund seeks to provide capital appreciation and moderate current income while seeking to manage volatility. | Guardian Balanced Allocation VIP Fund Park Avenue Institutional Advisers LLC Wellington Management Company LLP | 0.91% | 12.92% | N/A | N/A |
| &nbsp;&nbsp;&nbsp;The Fund seeks to provide a high level of current income and capital appreciation without undue risk to principal. | Guardian Core Fixed Income VIP Fund<br>Park Avenue Institutional Advisers<br>LLC<br>FIAM LLC | 0.52% | 6.61% | N/A | N/A |
| &nbsp;&nbsp;&nbsp;The Fund seeks a high level of current income consistent with growth of capital. | Guardian Equity Income VIP Fund<br>Park Avenue Institutional Advisers LLC<br>Wellington Management Company LLP | 0.55% | 14.76% | N/A | N/A |

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| | |
|:---|:---|
| 1 | There is no assurance that this Portfolio Company will be able to maintain a stable net asset value per share. In addition, during extended periods of low interest rates, and partly as a result of asset-based separate account charges, the yield on this investment account may become low and possibly negative. |

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Except as set forth herein, all other provisions of the prospectus and supplement noted above shall remain unchanged.

**THIS PROSPECTUS SUPPLEMENT SHOULD BE RETAINED FOR FUTURE REFERENCE.** 

**1**