# EDGAR Filing Document

**Accession Number:** 0002100981
**File Stem:** 0001754960-26-000233
**Filing Date:** 2026-4
**Character Count:** 7012
**Document Hash:** 83e49b2a55b81f252f4c676274f8eb9e
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001754960-26-000233.hdr.sgml**: 20260413

**ACCESSION NUMBER**: 0001754960-26-000233

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20260331

**FILED AS OF DATE**: 20260413

**DATE AS OF CHANGE**: 20260413

**EFFECTIVENESS DATE**: 20260413

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Thayer Financial, L.L.C.
- **CENTRAL INDEX KEY:** 0002100981

**ORGANIZATION NAME:**
- **EIN:** 841945560
- **STATE OF INCORPORATION:** NC
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-25909
- **FILM NUMBER:** 26857533

**BUSINESS ADDRESS:**
- **STREET 1:** 439 4TH STREET SW
- **CITY:** HICKORY
- **STATE:** NC
- **ZIP:** 28602
- **BUSINESS PHONE:** 828-569-2785

**MAIL ADDRESS:**
- **STREET 1:** 439 4TH STREET SW
- **CITY:** HICKORY
- **STATE:** NC
- **ZIP:** 28602

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 03-31-2026

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Thayer Financial L.L.C.<br>**Address:** 439 4TH STREET SW<br>HICKORY, NC 28602

**Form 13F File Number:** 028-25909

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Aryn Sands<br>**Title:** Agent<br>**Phone:** 844-844-3453

**Signature, Place, and Date of Signing:**

Aryn Sands  Reno, NV  04-13-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 33

**Form 13F Information Table Value Total:** $97984844

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| AMERICAN CENTY ETF TR | AVANTIS US SMALL | 025072323 |  | 577583 | 9271 | SH |  | SOLE |  | 0 | 0 | 9271 |
| AMERICAN CENTY ETF TR | AVANTIS EMGMKT | 025072604 |  | 441176 | 5475 | SH |  | SOLE |  | 0 | 0 | 5475 |
| AMERICAN CENTY ETF TR | INTL EQT ETF | 025072703 |  | 1812437 | 21363 | SH |  | SOLE |  | 0 | 0 | 21363 |
| APPLE INC | COM | 037833100 |  | 647040 | 2550 | SH |  | SOLE |  | 0 | 0 | 2550 |
| CAPITAL GRP FIXED INCM ETF T | US MULTI-SECTOR | 14020Y300 |  | 6789093 | 249324 | SH |  | SOLE |  | 0 | 0 | 249324 |
| CAPITAL GRP FIXED INCM ETF T | SHORT DURATION | 14020Y409 |  | 11321604 | 438992 | SH |  | SOLE |  | 0 | 0 | 438992 |
| CORNING INC | COM | 219350105 |  | 213201 | 1568 | SH |  | SOLE |  | 0 | 0 | 1568 |
| DIMENSIONAL ETF TRUST | INTL CORE EQT MK | 25434V203 |  | 12181641 | 312670 | SH |  | SOLE |  | 0 | 0 | 312670 |
| DIMENSIONAL ETF TRUST | EMGR CRE EQT MNG | 25434V302 |  | 5235988 | 154636 | SH |  | SOLE |  | 0 | 0 | 154636 |
| DIMENSIONAL ETF TRUST | US TARGETED VLU | 25434V609 |  | 3602928 | 57693 | SH |  | SOLE |  | 0 | 0 | 57693 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 |  | 245379 | 6314 | SH |  | SOLE |  | 0 | 0 | 6314 |
| DIMENSIONAL ETF TRUST | US HIGH PROFITAB | 25434V831 |  | 3689270 | 100361 | SH |  | SOLE |  | 0 | 0 | 100361 |
| DUKE ENERGY CORP NEW | COM NEW | 26441C204 |  | 602618 | 4602 | SH |  | SOLE |  | 0 | 0 | 4602 |
| INVESCO ACTIVELY MANAGED EXC | VAR RATE INVT | 46090A879 |  | 4481777 | 179020 | SH |  | SOLE |  | 0 | 0 | 179020 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 771690 | 1337 | SH |  | SOLE |  | 0 | 0 | 1337 |
| ISHARES TR | CORE S US GWT | 464287671 |  | 620596 | 4001 | SH |  | SOLE |  | 0 | 0 | 4001 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 486870 | 5378 | SH |  | SOLE |  | 0 | 0 | 5378 |
| ISHARES TR | US SML CAP EQT | 46434V290 |  | 798307 | 10575 | SH |  | SOLE |  | 0 | 0 | 10575 |
| ISHARES TR | RUSEL 2500 ETF | 46435G268 |  | 691655 | 9059 | SH |  | SOLE |  | 0 | 0 | 9059 |
| ISHARES TR | CORE MSCI INTL | 46435G326 |  | 504512 | 6037 | SH |  | SOLE |  | 0 | 0 | 6037 |
| LOWES COS INC | COM | 548661107 |  | 559038 | 2366 | SH |  | SOLE |  | 0 | 0 | 2366 |
| PIMCO ETF TR | MULTISECTOR BD | 72201R585 |  | 389725 | 14875 | SH |  | SOLE |  | 0 | 0 | 14875 |
| PIMCO ETF TR | ENHNCD LW DUR AC | 72201R718 |  | 417584 | 4358 | SH |  | SOLE |  | 0 | 0 | 4358 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A508 |  | 1667809 | 29477 | SH |  | SOLE |  | 0 | 0 | 29477 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 |  | 3025000 | 103845 | SH |  | SOLE |  | 0 | 0 | 103845 |
| SCHWAB STRATEGIC TR | US LCAP VA ETF | 808524409 |  | 1252971 | 41081 | SH |  | SOLE |  | 0 | 0 | 41081 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 293059 | 5422 | SH |  | SOLE |  | 0 | 0 | 5422 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 330445 | 553 | SH |  | SOLE |  | 0 | 0 | 553 |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 |  | 254141 | 850 | SH |  | SOLE |  | 0 | 0 | 850 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 14573109 | 33364 | SH |  | SOLE |  | 0 | 0 | 33364 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 14138892 | 72064 | SH |  | SOLE |  | 0 | 0 | 72064 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 5139141 | 19621 | SH |  | SOLE |  | 0 | 0 | 19621 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 228565 | 712 | SH |  | SOLE |  | 0 | 0 | 712 |

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