# EDGAR Filing Document

**Accession Number:** 0001909851
**File Stem:** 0001909851-25-000007
**Filing Date:** 2025-10
**Character Count:** 30189
**Document Hash:** aa3a26ccb3969a2582703c11beac2020
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001909851-25-000007.hdr.sgml**: 20251021

**ACCESSION NUMBER**: 0001909851-25-000007

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251021

**DATE AS OF CHANGE**: 20251020

**EFFECTIVENESS DATE**: 20251021

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Morton Brown Family Wealth, LLC
- **CENTRAL INDEX KEY:** 0001909851

**ORGANIZATION NAME:**
- **EIN:** 824566852
- **STATE OF INCORPORATION:** PA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-21768
- **FILM NUMBER:** 251404982

**BUSINESS ADDRESS:**
- **STREET 1:** 600 W HAMILTON ST
- **STREET 2:** STE 510
- **CITY:** ALLENTOWN
- **STATE:** PA
- **ZIP:** 18101
- **BUSINESS PHONE:** 6107095072

**MAIL ADDRESS:**
- **STREET 1:** 600 W HAMILTON ST
- **STREET 2:** STE 510
- **CITY:** ALLENTOWN
- **STATE:** PA
- **ZIP:** 18101

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 09-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Morton Brown Family Wealth LLC<br>**Address:** 600 W HAMILTON ST<br>STE 510<br>ALLENTOWN, PA 18101

**Form 13F File Number:** 028-21768

**CRD Number (if applicable):** 000292278

**SEC File Number (if applicable):** 801-112510

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Kathryn Brown<br>**Title:** Founder and Principal<br>**Phone:** 610.709.5072

**Signature, Place, and Date of Signing:**

Kathryn Brown  Allentown, PA  10-20-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 264

**Form 13F Information Table Value Total:** $348472991

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| 3M CO COM | Stock | 88579Y101 |  | 15518 | 100 | SH |  | SOLE |  | 0 | 0 | 100 |
| ABBOTT LABS COM | Stock | 002824100 |  | 13394 | 100 | SH |  | SOLE |  | 0 | 0 | 100 |
| ABBVIE INC COM | Stock | 00287Y109 |  | 23154 | 100 | SH |  | SOLE |  | 0 | 0 | 100 |
| ADAMS DIVERSIFIED EQUITY FD COM | CEF | 006212104 |  | 4326 | 194 | SH |  | SOLE |  | 0 | 0 | 194 |
| ADVANCED MICRO DEVICES INC COM | Stock | 007903107 |  | 56627 | 350 | SH |  | SOLE |  | 0 | 0 | 350 |
| AIR PRODS  CHEMS INC COM | Stock | 009158106 |  | 92998 | 341 | SH |  | SOLE |  | 0 | 0 | 341 |
| AIRBNB INC COM CL A | Stock | 009066101 |  | 18213 | 150 | SH |  | SOLE |  | 0 | 0 | 150 |
| ALIBABA GROUP HLDG LTD SPONSORED ADS | ADR | 01609W102 |  | 26810 | 150 | SH |  | SOLE |  | 0 | 0 | 150 |
| ALPHABET INC CAP STK CL A | Stock | 02079K305 |  | 112215 | 462 | SH |  | SOLE |  | 0 | 0 | 462 |
| ALPHABET INC CAP STK CL C | Stock | 02079K107 |  | 48710 | 200 | SH |  | SOLE |  | 0 | 0 | 200 |
| ALTRIA GROUP INC COM | Stock | 02209S103 |  | 3964 | 60 | SH |  | SOLE |  | 0 | 0 | 60 |
| AMAZON COM INC COM | Stock | 023135106 |  | 128229 | 584 | SH |  | SOLE |  | 0 | 0 | 584 |
| AMENTUM HOLDINGS INC COM | Stock | 023939101 |  | 96 | 4 | SH |  | SOLE |  | 0 | 0 | 4 |
| AMERICAN EXPRESS CO COM | Stock | 025816109 |  | 13286 | 40 | SH |  | SOLE |  | 0 | 0 | 40 |
| AMERICAN WTR WKS CO INC NEW COM | Stock | 030420103 |  | 97433 | 700 | SH |  | SOLE |  | 0 | 0 | 700 |
| AMERIPRISE FINL INC COM | Stock | 03076C106 |  | 78109 | 159 | SH |  | SOLE |  | 0 | 0 | 159 |
| AMETEK INC COM | Stock | 031100100 |  | 1692 | 9 | SH |  | SOLE |  | 0 | 0 | 9 |
| AMGEN INC COM | Stock | 031162100 |  | 189074 | 670 | SH |  | SOLE |  | 0 | 0 | 670 |
| APPLE INC COM | Stock | 037833100 |  | 2215713 | 8702 | SH |  | SOLE |  | 0 | 0 | 8702 |
| APPLIED MATLS INC COM | Stock | 038222105 |  | 2457 | 12 | SH |  | SOLE |  | 0 | 0 | 12 |
| ARISTA NETWORKS INC COM SHS | Stock | 040413205 |  | 8743 | 60 | SH |  | SOLE |  | 0 | 0 | 60 |
| ASTRAZENECA PLC SPONSORED ADR | ADR | 046353108 |  | 14960 | 195 | SH |  | SOLE |  | 0 | 0 | 195 |
| AT INC COM | Stock | 00206R102 |  | 7407 | 262 | SH |  | SOLE |  | 0 | 0 | 262 |
| AUTOMATIC DATA PROCESSING INC COM | Stock | 053015103 |  | 51363 | 175 | SH |  | SOLE |  | 0 | 0 | 175 |
| AVANTIS EMERGING MARKETS EQUITY ETF | ETF | 025072604 |  | 34527481 | 459692 | SH |  | SOLE |  | 0 | 0 | 459692 |
| AVANTIS INTERNATIONAL SMALL CAP VALUE ETF | ETF | 025072802 |  | 21095423 | 236947 | SH |  | SOLE |  | 0 | 0 | 236947 |
| AVANTIS REAL ESTATE ETF | ETF | 025072356 |  | 436113 | 9805 | SH |  | SOLE |  | 0 | 0 | 9805 |
| AVANTIS U.S. SMALL CAP VALUE ETF | ETF | 025072877 |  | 21095075 | 211947 | SH |  | SOLE |  | 0 | 0 | 211947 |
| BANK AMERICA CORP COM | Stock | 060505104 |  | 619493 | 12008 | SH |  | SOLE |  | 0 | 0 | 12008 |
| BERKSHIRE HATHAWAY INC DEL CL B NEW | Stock | 084670702 |  | 353426 | 703 | SH |  | SOLE |  | 0 | 0 | 703 |
| BLACKROCK HEALTH SCIENCES TERM COM SHS | CEF | 09260E105 |  | 606 | 42 | SH |  | SOLE |  | 0 | 0 | 42 |
| BOEING CO COM | Stock | 097023105 |  | 12950 | 60 | SH |  | SOLE |  | 0 | 0 | 60 |
| BRISTOL-MYERS SQUIBB CO COM | Stock | 110122108 |  | 9020 | 200 | SH |  | SOLE |  | 0 | 0 | 200 |
| BROADCOM INC COM | Stock | 11135F101 |  | 1536061 | 4656 | SH |  | SOLE |  | 0 | 0 | 4656 |
| CATERPILLAR INC COM | Stock | 149123101 |  | 138374 | 290 | SH |  | SOLE |  | 0 | 0 | 290 |
| CAVA GROUP INC COM | Stock | 148929102 |  | 3021 | 50 | SH |  | SOLE |  | 0 | 0 | 50 |
| CENCORA INC COM | Stock | 03073E105 |  | 12501 | 40 | SH |  | SOLE |  | 0 | 0 | 40 |
| CHEFS WHSE INC COM | Stock | 163086101 |  | 1867 | 32 | SH |  | SOLE |  | 0 | 0 | 32 |
| CHEVRON CORP NEW COM | Stock | 166764100 |  | 18324 | 118 | SH |  | SOLE |  | 0 | 0 | 118 |
| CISCO SYS INC COM | Stock | 17275R102 |  | 48147 | 704 | SH |  | SOLE |  | 0 | 0 | 704 |
| CNFINANCE HLDGS LTD SPONSORED ADS | ADR | 18979T204 |  | 105 | 25 | SH |  | SOLE |  | 0 | 0 | 25 |
| COCA COLA CO COM | Stock | 191216100 |  | 3648 | 55 | SH |  | SOLE |  | 0 | 0 | 55 |
| COGNIZANT TECHNOLOGY SOLUTIONS CL A | Stock | 192446102 |  | 32574 | 486 | SH |  | SOLE |  | 0 | 0 | 486 |
| CONOCOPHILLIPS COM | Stock | 20825C104 |  | 16837 | 178 | SH |  | SOLE |  | 0 | 0 | 178 |
| CONSUMER STAPLES SELECT SECTOR SPDR FUND | ETF | 81369Y308 |  | 6583 | 84 | SH |  | SOLE |  | 0 | 0 | 84 |
| CORNING INC COM | Stock | 219350105 |  | 82030 | 1000 | SH |  | SOLE |  | 0 | 0 | 1000 |
| COSTCO WHSL CORP NEW COM | Stock | 22160K105 |  | 42070 | 45 | SH |  | SOLE |  | 0 | 0 | 45 |
| CROSSAMERICA PARTNERS LP UT LTD PTN INT | Stock | 22758A105 |  | 210216 | 9996 | SH |  | SOLE |  | 0 | 0 | 9996 |
| CUMMINS INC COM | Stock | 231021106 |  | 14534 | 34 | SH |  | SOLE |  | 0 | 0 | 34 |
| DEERE  CO COM | Stock | 244199105 |  | 16919 | 37 | SH |  | SOLE |  | 0 | 0 | 37 |
| DELL TECHNOLOGIES INC CL C | Stock | 24703L202 |  | 7089 | 50 | SH |  | SOLE |  | 0 | 0 | 50 |
| DIMENSIONAL EMERGING MARKETS CORE EQUITY 2 ETF | ETF | 25434V732 |  | 14111 | 440 | SH |  | SOLE |  | 0 | 0 | 440 |
| DIMENSIONAL INTERNATIONAL SMALL CAP VALUE ETF | ETF | 25434V781 |  | 56426 | 1581 | SH |  | SOLE |  | 0 | 0 | 1581 |
| DIMENSIONAL US SMALL CAP VALUE ETF | ETF | 25434V815 |  | 1152449 | 36195 | SH |  | SOLE |  | 0 | 0 | 36195 |
| DISNEY WALT CO COM | Stock | 254687106 |  | 268388 | 2344 | SH |  | SOLE |  | 0 | 0 | 2344 |
| DOMINION ENERGY INC COM | Stock | 25746U109 |  | 2386 | 39 | SH |  | SOLE |  | 0 | 0 | 39 |
| DUTCH BROS INC CL A | Stock | 26701L100 |  | 5234 | 100 | SH |  | SOLE |  | 0 | 0 | 100 |
| EDITAS MEDICINE INC COM | Stock | 28106W103 |  | 226 | 65 | SH |  | SOLE |  | 0 | 0 | 65 |
| ELECTRONIC ARTS INC COM | Stock | 285512109 |  | 7665 | 38 | SH |  | SOLE |  | 0 | 0 | 38 |
| ELI LILLY  CO COM | Stock | 532457108 |  | 48069 | 63 | SH |  | SOLE |  | 0 | 0 | 63 |
| EMERSON ELEC CO COM | Stock | 291011104 |  | 39354 | 300 | SH |  | SOLE |  | 0 | 0 | 300 |
| EXXON MOBIL CORP COM | Stock | 30231G102 |  | 129280 | 1147 | SH |  | SOLE |  | 0 | 0 | 1147 |
| FIDELITY HIGH DIVIDEND ETF | ETF | 316092840 |  | 13148 | 236 | SH |  | SOLE |  | 0 | 0 | 236 |
| FIDELITY MSCI CONSUMER DISCRETIONARY INDEX ETF | ETF | 316092204 |  | 10857 | 106 | SH |  | SOLE |  | 0 | 0 | 106 |
| FIDELITY MSCI INFORMATION TECHNOLOGY INDEX ETF | ETF | 316092808 |  | 10055 | 45 | SH |  | SOLE |  | 0 | 0 | 45 |
| FINANCIAL SELECT SECTOR SPDR FUND | ETF | 81369Y605 |  | 8277 | 154 | SH |  | SOLE |  | 0 | 0 | 154 |
| FIRST TRUST GLOBAL TACTICAL COMMODITY STRATEGY FUND | ETF | 33739H101 |  | 190987 | 7374 | SH |  | SOLE |  | 0 | 0 | 7374 |
| FRESHPET INC COM | Stock | 358039105 |  | 5511 | 100 | SH |  | SOLE |  | 0 | 0 | 100 |
| GE AEROSPACE COM NEW | Stock | 369604301 |  | 54148 | 180 | SH |  | SOLE |  | 0 | 0 | 180 |
| GE HEALTHCARE TECHNOLOGIES INC COMMON STOCK | Stock | 36266G107 |  | 4506 | 60 | SH |  | SOLE |  | 0 | 0 | 60 |
| GE VERNOVA INC COM | Stock | 36828A101 |  | 27056 | 44 | SH |  | SOLE |  | 0 | 0 | 44 |
| GENERAL DYNAMICS CORP COM | Stock | 369550108 |  | 9207 | 27 | SH |  | SOLE |  | 0 | 0 | 27 |
| GILEAD SCIENCES INC COM | Stock | 375558103 |  | 42636 | 384 | SH |  | SOLE |  | 0 | 0 | 384 |
| GLOBAL X ARTIFICIAL INTELLIGENCE  TECHNOLOGY ETF | ETF | 37954Y632 |  | 3210 | 65 | SH |  | SOLE |  | 0 | 0 | 65 |
| GOLDMAN SACHS GROUP INC COM | Stock | 38141G104 |  | 42361 | 53 | SH |  | SOLE |  | 0 | 0 | 53 |
| GOSSAMER BIO INC COM | Stock | 38341P102 |  | 66 | 25 | SH |  | SOLE |  | 0 | 0 | 25 |
| GUARDANT HEALTH INC COM | Stock | 40131M109 |  | 3624 | 58 | SH |  | SOLE |  | 0 | 0 | 58 |
| HEALTH CARE SELECT SECTOR SPDR FUND | ETF | 81369Y209 |  | 47187 | 339 | SH |  | SOLE |  | 0 | 0 | 339 |
| HERSHEY CO COM | Stock | 427866108 |  | 5050 | 27 | SH |  | SOLE |  | 0 | 0 | 27 |
| HOME DEPOT INC COM | Stock | 437076102 |  | 16208 | 40 | SH |  | SOLE |  | 0 | 0 | 40 |
| HUMANA INC COM | Stock | 444859102 |  | 2602 | 10 | SH |  | SOLE |  | 0 | 0 | 10 |
| ICON PLC SHS | Stock | G4705A100 |  | 5250 | 30 | SH |  | SOLE |  | 0 | 0 | 30 |
| INDUSTRIAL SELECT SECTOR SPDR FUND | ETF | 81369Y704 |  | 12594 | 82 | SH |  | SOLE |  | 0 | 0 | 82 |
| INNOVATIVE INDL PPTYS INC COM | REIT | 45781V101 |  | 2625 | 49 | SH |  | SOLE |  | 0 | 0 | 49 |
| INTERACTIVE BROKERS GROUP INC COM CL A | Stock | 45841N107 |  | 7982 | 116 | SH |  | SOLE |  | 0 | 0 | 116 |
| INTERDIGITAL INC COM | Stock | 45867G101 |  | 362492 | 1050 | SH |  | SOLE |  | 0 | 0 | 1050 |
| INTERNATIONAL BUSINESS MACHS COM | Stock | 459200101 |  | 82391 | 292 | SH |  | SOLE |  | 0 | 0 | 292 |
| INVESCO QQQ TRUST SERIES I | ETF | 46090E103 |  | 1915521 | 3191 | SH |  | SOLE |  | 0 | 0 | 3191 |
| ISHARES 0-5 YEAR TIPS BOND ETF | ETF | 46429B747 |  | 12300 | 119 | SH |  | SOLE |  | 0 | 0 | 119 |
| ISHARES 3-7 YEAR TREASURY BOND ETF | ETF | 464288661 |  | 175680 | 1470 | SH |  | SOLE |  | 0 | 0 | 1470 |
| ISHARES 5-10 YEAR INVESTMENT GRADE CORPORATE BOND ETF | ETF | 464288638 |  | 134468 | 2486 | SH |  | SOLE |  | 0 | 0 | 2486 |
| ISHARES BIOTECHNOLOGY ETF | ETF | 464287556 |  | 11391 | 79 | SH |  | SOLE |  | 0 | 0 | 79 |
| ISHARES BITCOIN TRUST ETF | ETF | 46438F101 |  | 13000 | 200 | SH |  | SOLE |  | 0 | 0 | 200 |
| ISHARES CORE 60/40 BALANCED ALLOCATION ETF | ETF | 464289867 |  | 414478 | 6438 | SH |  | SOLE |  | 0 | 0 | 6438 |
| ISHARES CORE 80/20 AGGRESSIVE ALLOCATION ETF | ETF | 464289859 |  | 16835 | 191 | SH |  | SOLE |  | 0 | 0 | 191 |
| ISHARES CORE DIVIDEND GROWTH ETF | ETF | 46434V621 |  | 121863 | 1790 | SH |  | SOLE |  | 0 | 0 | 1790 |
| ISHARES CORE HIGH DIVIDEND ETF | ETF | 46429B663 |  | 2841735 | 23207 | SH |  | SOLE |  | 0 | 0 | 23207 |
| ISHARES CORE MSCI EAFE ETF | ETF | 46432F842 |  | 2401898 | 27510 | SH |  | SOLE |  | 0 | 0 | 27510 |
| ISHARES CORE MSCI EMERGING MARKETS ETF | ETF | 46434G103 |  | 11932 | 181 | SH |  | SOLE |  | 0 | 0 | 181 |
| ISHARES CORE S 500 ETF | ETF | 464287200 |  | 378824 | 566 | SH |  | SOLE |  | 0 | 0 | 566 |
| ISHARES CORE S MID-CAP ETF | ETF | 464287507 |  | 260844 | 3997 | SH |  | SOLE |  | 0 | 0 | 3997 |
| ISHARES CORE S SMALL CAP ETF | ETF | 464287804 |  | 87815 | 739 | SH |  | SOLE |  | 0 | 0 | 739 |
| ISHARES CORE S U.S. GROWTH ETF | ETF | 464287671 |  | 77498 | 471 | SH |  | SOLE |  | 0 | 0 | 471 |
| ISHARES CORE S US VALUE ETF | ETF | 464287663 |  | 57771 | 578 | SH |  | SOLE |  | 0 | 0 | 578 |
| ISHARES ESG ADVANCED MSCI EAFE ETF | ETF | 46436E759 |  | 4544 | 60 | SH |  | SOLE |  | 0 | 0 | 60 |
| ISHARES ESG ADVANCED MSCI USA ETF | ETF | 46436E767 |  | 12379 | 216 | SH |  | SOLE |  | 0 | 0 | 216 |
| ISHARES ESG AWARE 1-5 YEAR USD CORPORATE BOND ETF | ETF | 46435G243 |  | 108884 | 4302 | SH |  | SOLE |  | 0 | 0 | 4302 |
| ISHARES ESG AWARE MSCI EAFE ETF | ETF | 46435G516 |  | 614319 | 6607 | SH |  | SOLE |  | 0 | 0 | 6607 |
| ISHARES ESG AWARE MSCI EM ETF | ETF | 46434G863 |  | 279364 | 6434 | SH |  | SOLE |  | 0 | 0 | 6434 |
| ISHARES ESG AWARE MSCI USA ETF | ETF | 46435G425 |  | 1156355 | 7942 | SH |  | SOLE |  | 0 | 0 | 7942 |
| ISHARES ESG AWARE MSCI USA SMALL-CAP ETF | ETF | 46435U663 |  | 246047 | 5458 | SH |  | SOLE |  | 0 | 0 | 5458 |
| ISHARES ESG AWARE USD CORPORATE BOND ETF | ETF | 46435G193 |  | 167747 | 7120 | SH |  | SOLE |  | 0 | 0 | 7120 |
| ISHARES GLOBAL REIT ETF | ETF | 46434V647 |  | 11123562 | 435194 | SH |  | SOLE |  | 0 | 0 | 435194 |
| ISHARES MORNINGSTAR MID-CAP ETF | ETF | 464288208 |  | 40204 | 484 | SH |  | SOLE |  | 0 | 0 | 484 |
| ISHARES MORNINGSTAR MID-CAP GROWTH ETF | ETF | 464288307 |  | 414 | 5 | SH |  | SOLE |  | 0 | 0 | 5 |
| ISHARES MSCI ACWI ETF | ETF | 464288257 |  | 553 | 4 | SH |  | SOLE |  | 0 | 0 | 4 |
| ISHARES MSCI ACWI EX U.S. ETF | ETF | 464288240 |  | 175397 | 2698 | SH |  | SOLE |  | 0 | 0 | 2698 |
| ISHARES MSCI EAFE ETF | ETF | 464287465 |  | 3207820 | 34356 | SH |  | SOLE |  | 0 | 0 | 34356 |
| ISHARES MSCI EAFE GROWTH ETF | ETF | 464288885 |  | 5808 | 51 | SH |  | SOLE |  | 0 | 0 | 51 |
| ISHARES MSCI EAFE VALUE ETF | ETF | 464288877 |  | 2442 | 36 | SH |  | SOLE |  | 0 | 0 | 36 |
| ISHARES MSCI EMERGING MARKETS MIN VOL FACTOR ETF | ETF | 464286533 |  | 348576 | 5461 | SH |  | SOLE |  | 0 | 0 | 5461 |
| ISHARES MSCI USA VALUE FACTOR ETF | ETF | 46432F388 |  | 2376 | 19 | SH |  | SOLE |  | 0 | 0 | 19 |
| ISHARES NATIONAL MUNI BOND ETF | ETF | 464288414 |  | 16387702 | 153890 | SH |  | SOLE |  | 0 | 0 | 153890 |
| ISHARES RUSSELL 1000 GROWTH ETF | ETF | 464287614 |  | 337042 | 720 | SH |  | SOLE |  | 0 | 0 | 720 |
| ISHARES RUSSELL 1000 VALUE ETF | ETF | 464287598 |  | 25856 | 127 | SH |  | SOLE |  | 0 | 0 | 127 |
| ISHARES RUSSELL 2000 ETF | ETF | 464287655 |  | 1051558 | 4346 | SH |  | SOLE |  | 0 | 0 | 4346 |
| ISHARES RUSSELL 2000 GROWTH ETF | ETF | 464287648 |  | 320 | 1 | SH |  | SOLE |  | 0 | 0 | 1 |
| ISHARES RUSSELL 2000 VALUE ETF | ETF | 464287630 |  | 12377 | 70 | SH |  | SOLE |  | 0 | 0 | 70 |
| ISHARES S 500 GROWTH ETF | ETF | 464287309 |  | 9899 | 82 | SH |  | SOLE |  | 0 | 0 | 82 |
| ISHARES S MID-CAP 400 GROWTH ETF | ETF | 464287606 |  | 1534 | 16 | SH |  | SOLE |  | 0 | 0 | 16 |
| ISHARES S SMALL-CAP 600 VALUE ETF | ETF | 464287879 |  | 254799 | 2304 | SH |  | SOLE |  | 0 | 0 | 2304 |
| ISHARES SELECT U.S. REIT ETF | ETF | 464287564 |  | 3081 | 50 | SH |  | SOLE |  | 0 | 0 | 50 |
| ISHARES SEMICONDUCTOR ETF | ETF | 464287523 |  | 20334 | 75 | SH |  | SOLE |  | 0 | 0 | 75 |
| ISHARES SHORT-TERM NATIONAL MUNI BOND ETF | ETF | 464288158 |  | 6162648 | 57714 | SH |  | SOLE |  | 0 | 0 | 57714 |
| ISHARES TRUST ISHARES USD GREEN BOND ETF | ETF | 46435U440 |  | 170229 | 3537 | SH |  | SOLE |  | 0 | 0 | 3537 |
| ISHARES U.S. TREASURY BOND ETF | ETF | 46429B267 |  | 2613 | 113 | SH |  | SOLE |  | 0 | 0 | 113 |
| JACOBS SOLUTIONS INC COM | Stock | 46982L108 |  | 10718 | 72 | SH |  | SOLE |  | 0 | 0 | 72 |
| JAZZ PHARMACEUTICALS PLC SHS USD | Stock | G50871105 |  | 659 | 5 | SH |  | SOLE |  | 0 | 0 | 5 |
| JOHNSON  JOHNSON COM | Stock | 478160104 |  | 122192 | 659 | SH |  | SOLE |  | 0 | 0 | 659 |
| JPMORGAN CHASE  CO. COM | Stock | 46625H100 |  | 42920 | 136 | SH |  | SOLE |  | 0 | 0 | 136 |
| KELLANOVA COM | Stock | 487836108 |  | 55446 | 676 | SH |  | SOLE |  | 0 | 0 | 676 |
| KEYCORP COM | Stock | 493267108 |  | 20858 | 1116 | SH |  | SOLE |  | 0 | 0 | 1116 |
| LINDE PLC SHS | Stock | G54950103 |  | 2375 | 5 | SH |  | SOLE |  | 0 | 0 | 5 |
| MARRIOTT INTL INC NEW CL A | Stock | 571903202 |  | 146628 | 563 | SH |  | SOLE |  | 0 | 0 | 563 |
| MCDONALDS CORP COM | Stock | 580135101 |  | 292279 | 962 | SH |  | SOLE |  | 0 | 0 | 962 |
| MERCK  CO INC COM | Stock | 58933Y105 |  | 8393 | 100 | SH |  | SOLE |  | 0 | 0 | 100 |
| META PLATFORMS INC CL A | Stock | 30303M102 |  | 116032 | 158 | SH |  | SOLE |  | 0 | 0 | 158 |
| MICRON TECHNOLOGY INC COM | Stock | 595112103 |  | 13553 | 81 | SH |  | SOLE |  | 0 | 0 | 81 |
| MICROSOFT CORP COM | Stock | 594918104 |  | 1144088 | 2209 | SH |  | SOLE |  | 0 | 0 | 2209 |
| MONDELEZ INTL INC CL A | Stock | 609207105 |  | 47540 | 761 | SH |  | SOLE |  | 0 | 0 | 761 |
| MORGAN STANLEY COM NEW | Stock | 617446448 |  | 15578 | 98 | SH |  | SOLE |  | 0 | 0 | 98 |
| MP MATERIALS CORP COM CL A | Stock | 553368101 |  | 6707 | 100 | SH |  | SOLE |  | 0 | 0 | 100 |
| NETFLIX INC COM | Stock | 64110L106 |  | 17984 | 15 | SH |  | SOLE |  | 0 | 0 | 15 |
| NEWSMAX INC COM SHS CLASS B | Stock | 65250K105 |  | 496 | 40 | SH |  | SOLE |  | 0 | 0 | 40 |
| NEXTERA ENERGY INC COM | Stock | 65339F101 |  | 76698 | 1016 | SH |  | SOLE |  | 0 | 0 | 1016 |
| NORTHROP GRUMMAN CORP COM | Stock | 666807102 |  | 206081 | 338 | SH |  | SOLE |  | 0 | 0 | 338 |
| NRG ENERGY INC COM NEW | Stock | 629377508 |  | 16195 | 100 | SH |  | SOLE |  | 0 | 0 | 100 |
| NVIDIA CORPORATION COM | Stock | 67066G104 |  | 690815 | 3703 | SH |  | SOLE |  | 0 | 0 | 3703 |
| OKLO INC COM CL A | Stock | 02156V109 |  | 27908 | 250 | SH |  | SOLE |  | 0 | 0 | 250 |
| OMNICOM GROUP INC COM | Stock | 681919106 |  | 37422 | 459 | SH |  | SOLE |  | 0 | 0 | 459 |
| OTIS WORLDWIDE CORP COM | Stock | 68902V107 |  | 9143 | 100 | SH |  | SOLE |  | 0 | 0 | 100 |
| PALANTIR TECHNOLOGIES INC CL A | Stock | 69608A108 |  | 9121 | 50 | SH |  | SOLE |  | 0 | 0 | 50 |
| PAYCHEX INC COM | Stock | 704326107 |  | 124859 | 985 | SH |  | SOLE |  | 0 | 0 | 985 |
| PFIZER INC COM | Stock | 717081103 |  | 26602 | 1044 | SH |  | SOLE |  | 0 | 0 | 1044 |
| PHILIP MORRIS INTL INC COM | Stock | 718172109 |  | 10799 | 67 | SH |  | SOLE |  | 0 | 0 | 67 |
| PHILLIPS 66 COM | Stock | 718546104 |  | 28156 | 207 | SH |  | SOLE |  | 0 | 0 | 207 |
| PIMCO INTERMED MUNI BOND | ETF | 72201R866 |  | 9291346 | 177723 | SH |  | SOLE |  | 0 | 0 | 177723 |
| PPL CORP COM | Stock | 69351T106 |  | 9601 | 258 | SH |  | SOLE |  | 0 | 0 | 258 |
| PROCTER AND GAMBLE CO COM | Stock | 742718109 |  | 31806 | 207 | SH |  | SOLE |  | 0 | 0 | 207 |
| PRUDENTIAL FINL INC COM | Stock | 744320102 |  | 8818 | 85 | SH |  | SOLE |  | 0 | 0 | 85 |
| QUALCOMM INC COM | Stock | 747525103 |  | 192312 | 1156 | SH |  | SOLE |  | 0 | 0 | 1156 |
| RAYMOND JAMES FINL INC COM | Stock | 754730109 |  | 2244 | 13 | SH |  | SOLE |  | 0 | 0 | 13 |
| REAVES UTIL INCOME FD COM SH BEN INT | CEF | 756158101 |  | 6137 | 155 | SH |  | SOLE |  | 0 | 0 | 155 |
| RECURSION PHARMACEUTICALS INC CL A | Stock | 75629V104 |  | 1952 | 400 | SH |  | SOLE |  | 0 | 0 | 400 |
| RTX CORPORATION COM | Stock | 75513E101 |  | 185485 | 1108 | SH |  | SOLE |  | 0 | 0 | 1108 |
| SALESFORCE INC COM | Stock | 79466L302 |  | 9954 | 42 | SH |  | SOLE |  | 0 | 0 | 42 |
| SANOFI SA SPONSORED ADR | ADR | 80105N105 |  | 2313 | 49 | SH |  | SOLE |  | 0 | 0 | 49 |
| SAP SE SPON ADR | ADR | 803054204 |  | 12826 | 48 | SH |  | SOLE |  | 0 | 0 | 48 |
| SCHWAB 5-10 YEAR CORPORATE BOND ETF | ETF | 808524698 |  | 244147 | 10578 | SH |  | SOLE |  | 0 | 0 | 10578 |
| SCHWAB EMERGING MARKETS EQUITY ETF | ETF | 808524706 |  | 29733 | 891 | SH |  | SOLE |  | 0 | 0 | 891 |
| SCHWAB INTERMEDIATE-TERM US TREASURY ETF | ETF | 808524854 |  | 14680711 | 584191 | SH |  | SOLE |  | 0 | 0 | 584191 |
| SCHWAB INTERNATIONAL EQUITY ETF | ETF | 808524805 |  | 416340 | 17884 | SH |  | SOLE |  | 0 | 0 | 17884 |
| SCHWAB INTERNATIONAL SMALL-CAP EQUITY ETF | ETF | 808524888 |  | 3404873 | 74816 | SH |  | SOLE |  | 0 | 0 | 74816 |
| SCHWAB U.S. BROAD MARKET ETF | ETF | 808524102 |  | 98445568 | 3829077 | SH |  | SOLE |  | 0 | 0 | 3829077 |
| SCHWAB U.S. LARGE-CAP ETF | ETF | 808524201 |  | 324930 | 12336 | SH |  | SOLE |  | 0 | 0 | 12336 |
| SCHWAB U.S. LARGE-CAP GROWTH ETF | ETF | 808524300 |  | 293093 | 9185 | SH |  | SOLE |  | 0 | 0 | 9185 |
| SCHWAB U.S. LARGE-CAP VALUE ETF | ETF | 808524409 |  | 10305 | 354 | SH |  | SOLE |  | 0 | 0 | 354 |
| SCHWAB U.S. MID-CAP ETF | ETF | 808524508 |  | 85363 | 2880 | SH |  | SOLE |  | 0 | 0 | 2880 |
| SCHWAB US DIVIDEND EQUITY ETF | ETF | 808524797 |  | 44636 | 1635 | SH |  | SOLE |  | 0 | 0 | 1635 |
| SEAGATE TECHNOLOGY HLDNGS PLC ORD SHS | Stock | G7997R103 |  | 49809 | 211 | SH |  | SOLE |  | 0 | 0 | 211 |
| SIBANYE STILLWATER LTD SPONSORED ADR | ADR | 82575P107 |  | 393 | 35 | SH |  | SOLE |  | 0 | 0 | 35 |
| SNOWFLAKE INC COM SHS | Stock | 833445109 |  | 5639 | 25 | SH |  | SOLE |  | 0 | 0 | 25 |
| SOUTHERN CO COM | Stock | 842587107 |  | 29758 | 314 | SH |  | SOLE |  | 0 | 0 | 314 |
| SPDR DOW JONES INDUSTRIAL AVERAGE ETF TRUST | ETF | 78467X109 |  | 69561 | 150 | SH |  | SOLE |  | 0 | 0 | 150 |
| SPDR GOLD SHARES | ETF | 78463V107 |  | 175247 | 493 | SH |  | SOLE |  | 0 | 0 | 493 |
| SPDR NUVEEN ICE SHORT TERM MUNICIPAL BOND ETF | ETF | 78468R739 |  | 7860 | 163 | SH |  | SOLE |  | 0 | 0 | 163 |
| SPDR PORTFOLIO DEVELOPED WORLD EX-US ETF | ETF | 78463X889 |  | 306633 | 7166 | SH |  | SOLE |  | 0 | 0 | 7166 |
| SPDR PORTFOLIO HIGH YIELD BOND ETF | ETF | 78468R606 |  | 178076 | 7438 | SH |  | SOLE |  | 0 | 0 | 7438 |
| SPDR S 500 ETF TRUST | ETF | 78462F103 |  | 14669058 | 22020 | SH |  | SOLE |  | 0 | 0 | 22020 |
| SPDR S 600 SMALL CAP VALUE ETF | ETF | 78464A300 |  | 345327 | 3895 | SH |  | SOLE |  | 0 | 0 | 3895 |
| SPROTT ASSET MANAGEMENT LP PHYSICAL GOLD TR | CEF | 85207H104 |  | 7672 | 259 | SH |  | SOLE |  | 0 | 0 | 259 |
| STARBUCKS CORP COM | Stock | 855244109 |  | 13285 | 157 | SH |  | SOLE |  | 0 | 0 | 157 |
| STATE STR CORP COM | Stock | 857477103 |  | 12398 | 107 | SH |  | SOLE |  | 0 | 0 | 107 |
| TALEN ENERGY CORP COM | Stock | 87422Q109 |  | 51046 | 120 | SH |  | SOLE |  | 0 | 0 | 120 |
| TAPESTRY INC COM | Stock | 876030107 |  | 20633 | 182 | SH |  | SOLE |  | 0 | 0 | 182 |
| TARGET CORP COM | Stock | 87612E106 |  | 897 | 10 | SH |  | SOLE |  | 0 | 0 | 10 |
| TAYSHA GENE THERAPIES INC COM SHS | Stock | 877619106 |  | 850 | 260 | SH |  | SOLE |  | 0 | 0 | 260 |
| TECHNOLOGY SELECT SECTOR SPDR FUND | ETF | 81369Y803 |  | 9020 | 32 | SH |  | SOLE |  | 0 | 0 | 32 |
| TESLA INC COM | Stock | 88160R101 |  | 60482 | 136 | SH |  | SOLE |  | 0 | 0 | 136 |
| THE CIGNA GROUP COM | Stock | 125523100 |  | 5843 | 20 | SH |  | SOLE |  | 0 | 0 | 20 |
| TOAST INC CL A | Stock | 888787108 |  | 5477 | 150 | SH |  | SOLE |  | 0 | 0 | 150 |
| TOLL BROTHERS INC COM | Stock | 889478103 |  | 3454 | 25 | SH |  | SOLE |  | 0 | 0 | 25 |
| TRACTOR SUPPLY CO COM | Stock | 892356106 |  | 14299 | 251 | SH |  | SOLE |  | 0 | 0 | 251 |
| TRUIST FINL CORP COM | Stock | 89832Q109 |  | 19232 | 421 | SH |  | SOLE |  | 0 | 0 | 421 |
| UBER TECHNOLOGIES INC COM | Stock | 90353T100 |  | 9797 | 100 | SH |  | SOLE |  | 0 | 0 | 100 |
| UGI CORP NEW COM | Stock | 902681105 |  | 20869 | 627 | SH |  | SOLE |  | 0 | 0 | 627 |
| ULTA BEAUTY INC COM | Stock | 90384S303 |  | 2734 | 5 | SH |  | SOLE |  | 0 | 0 | 5 |
| UNION PAC CORP COM | Stock | 907818108 |  | 119647 | 506 | SH |  | SOLE |  | 0 | 0 | 506 |
| UNITED PARCEL SERVICE INC CL B | Stock | 911312106 |  | 15202 | 182 | SH |  | SOLE |  | 0 | 0 | 182 |
| UNITEDHEALTH GROUP INC COM | Stock | 91324P102 |  | 5870 | 17 | SH |  | SOLE |  | 0 | 0 | 17 |
| UNITI GROUP LLC COM SHS | REIT | 912932100 |  | 24 | 4 | SH |  | SOLE |  | 0 | 0 | 4 |
| UNIVERSAL DISPLAY CORP COM | Stock | 91347P105 |  | 62335 | 434 | SH |  | SOLE |  | 0 | 0 | 434 |
| US BANCORP DEL COM NEW | Stock | 902973304 |  | 16125 | 334 | SH |  | SOLE |  | 0 | 0 | 334 |
| VANGUARD CONSUMER DISCRETIONARY ETF | ETF | 92204A108 |  | 7937 | 20 | SH |  | SOLE |  | 0 | 0 | 20 |
| VANGUARD DIVIDEND APPRECIATION ETF | ETF | 921908844 |  | 85171 | 395 | SH |  | SOLE |  | 0 | 0 | 395 |
| VANGUARD EXTENDED MARKET ETF | ETF | 922908652 |  | 104728 | 500 | SH |  | SOLE |  | 0 | 0 | 500 |
| VANGUARD FTSE ALL-WORLD EX-US SMALL-CAP ETF | ETF | 922042718 |  | 1137264 | 7978 | SH |  | SOLE |  | 0 | 0 | 7978 |
| VANGUARD FTSE DEVELOPED MARKETS ETF | ETF | 921943858 |  | 29048250 | 484784 | SH |  | SOLE |  | 0 | 0 | 484784 |
| VANGUARD FTSE EMERGING MARKETS ETF | ETF | 922042858 |  | 1449026 | 26745 | SH |  | SOLE |  | 0 | 0 | 26745 |
| VANGUARD GROWTH ETF | ETF | 922908736 |  | 68584 | 143 | SH |  | SOLE |  | 0 | 0 | 143 |
| VANGUARD INFORMATION TECHNOLOGY ETF | ETF | 92204A702 |  | 29865 | 40 | SH |  | SOLE |  | 0 | 0 | 40 |
| VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF | ETF | 92206C870 |  | 11195799 | 133109 | SH |  | SOLE |  | 0 | 0 | 133109 |
| VANGUARD INTERMEDIATE-TERM TREASURY ETF | ETF | 92206C706 |  | 153977 | 2565 | SH |  | SOLE |  | 0 | 0 | 2565 |
| VANGUARD INTERNATIONAL DIVIDEND APPRECIATION ETF | ETF | 921946810 |  | 3583 | 40 | SH |  | SOLE |  | 0 | 0 | 40 |
| VANGUARD INTERNATIONAL HIGH DIVIDEND YIELD ETF | ETF | 921946794 |  | 22694 | 268 | SH |  | SOLE |  | 0 | 0 | 268 |
| VANGUARD MID-CAP ETF | ETF | 922908629 |  | 15568 | 53 | SH |  | SOLE |  | 0 | 0 | 53 |
| VANGUARD MID-CAP GROWTH ETF | ETF | 922908538 |  | 516189 | 1757 | SH |  | SOLE |  | 0 | 0 | 1757 |
| VANGUARD MID-CAP VALUE ETF | ETF | 922908512 |  | 349 | 2 | SH |  | SOLE |  | 0 | 0 | 2 |
| VANGUARD REAL ESTATE ETF | ETF | 922908553 |  | 279024 | 3052 | SH |  | SOLE |  | 0 | 0 | 3052 |
| VANGUARD S 500 ETF | ETF | 922908363 |  | 23883 | 39 | SH |  | SOLE |  | 0 | 0 | 39 |
| VANGUARD S MID-CAP 400 GROWTH ETF | ETF | 921932869 |  | 231309 | 1936 | SH |  | SOLE |  | 0 | 0 | 1936 |
| VANGUARD S SMALL-CAP 600 GROWTH ETF | ETF | 921932794 |  | 140146 | 1151 | SH |  | SOLE |  | 0 | 0 | 1151 |
| VANGUARD S SMALL-CAP 600 VALUE ETF | ETF | 921932778 |  | 2666 | 28 | SH |  | SOLE |  | 0 | 0 | 28 |
| VANGUARD SHORT-TERM CORPORATE BOND ETF | ETF | 92206C409 |  | 4652316 | 58205 | SH |  | SOLE |  | 0 | 0 | 58205 |
| VANGUARD SMALL CAP VALUE ETF | ETF | 922908611 |  | 3339 | 16 | SH |  | SOLE |  | 0 | 0 | 16 |
| VANGUARD SMALL-CAP ETF | ETF | 922908751 |  | 2089419 | 8217 | SH |  | SOLE |  | 0 | 0 | 8217 |
| VANGUARD SMALL-CAP GROWTH ETF | ETF | 922908595 |  | 14583 | 49 | SH |  | SOLE |  | 0 | 0 | 49 |
| VANGUARD TAX-EXEMPT BOND ETF | ETF | 922907746 |  | 137142 | 2739 | SH |  | SOLE |  | 0 | 0 | 2739 |
| VANGUARD TOTAL BOND MARKET ETF | ETF | 921937835 |  | 669 | 9 | SH |  | SOLE |  | 0 | 0 | 9 |
| VANGUARD TOTAL INTERNATIONAL BOND ETF | ETF | 92203J407 |  | 9497652 | 192027 | SH |  | SOLE |  | 0 | 0 | 192027 |
| VANGUARD TOTAL INTERNATIONAL STOCK ETF | ETF | 921909768 |  | 982370 | 13373 | SH |  | SOLE |  | 0 | 0 | 13373 |
| VANGUARD TOTAL STOCK MARKET ETF | ETF | 922908769 |  | 1603346 | 4886 | SH |  | SOLE |  | 0 | 0 | 4886 |
| VANGUARD UTILITIES ETF | ETF | 92204A876 |  | 36356 | 192 | SH |  | SOLE |  | 0 | 0 | 192 |
| VANGUARD VALUE ETF | ETF | 922908744 |  | 82615 | 443 | SH |  | SOLE |  | 0 | 0 | 443 |
| VERIZON COMMUNICATIONS INC COM | Stock | 92343V104 |  | 14240 | 324 | SH |  | SOLE |  | 0 | 0 | 324 |
| VIATRIS INC COM | Stock | 92556V106 |  | 119 | 12 | SH |  | SOLE |  | 0 | 0 | 12 |
| VIKING THERAPEUTICS INC COM | Stock | 92686J106 |  | 11826 | 450 | SH |  | SOLE |  | 0 | 0 | 450 |
| VISA INC COM CL A | Stock | 92826C839 |  | 3414 | 10 | SH |  | SOLE |  | 0 | 0 | 10 |
| WALMART INC COM | Stock | 931142103 |  | 131666 | 1278 | SH |  | SOLE |  | 0 | 0 | 1278 |
| WARNER BROS DISCOVERY INC COM SER A | Stock | 934423104 |  | 1152 | 59 | SH |  | SOLE |  | 0 | 0 | 59 |
| WELLS FARGO CO NEW COM | Stock | 949746101 |  | 8382 | 100 | SH |  | SOLE |  | 0 | 0 | 100 |
| WISDOMTREE INTERNATIONAL SMALLCAP DIVIDEND FUND | ETF | 97717W760 |  | 144708 | 1820 | SH |  | SOLE |  | 0 | 0 | 1820 |
| WISDOMTREE US VALUE FUND OF BENEF INTEREST | ETF | 97717W547 |  | 14926 | 164 | SH |  | SOLE |  | 0 | 0 | 164 |
| WOODWARD INC COM | Stock | 980745103 |  | 20217 | 80 | SH |  | SOLE |  | 0 | 0 | 80 |

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