# EDGAR Filing Document

**Accession Number:** 0001730610
**File Stem:** 0001104659-25-077729
**Filing Date:** 2025-8
**Character Count:** 29141
**Document Hash:** 759946d7fdefd5cee8c09a6b7b043901
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001104659-25-077729.hdr.sgml**: 20250814

**ACCESSION NUMBER**: 0001104659-25-077729

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250630

**FILED AS OF DATE**: 20250814

**DATE AS OF CHANGE**: 20250813

**EFFECTIVENESS DATE**: 20250814

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Acorn Wealth Advisors, LLC
- **CENTRAL INDEX KEY:** 0001730610

**ORGANIZATION NAME:**
- **EIN:** 465640804
- **STATE OF INCORPORATION:** MI
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-18522
- **FILM NUMBER:** 251213532

**BUSINESS ADDRESS:**
- **STREET 1:** 8305 S. SAGINAW STREET
- **STREET 2:** SUITE 2
- **CITY:** GRAND BLANC
- **STATE:** MI
- **ZIP:** 48439
- **BUSINESS PHONE:** 8109534444

**MAIL ADDRESS:**
- **STREET 1:** 8305 S. SAGINAW STREET
- **STREET 2:** SUITE 2
- **CITY:** GRAND BLANC
- **STATE:** MI
- **ZIP:** 48439

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 06-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Acorn Wealth Advisors LLC<br>**Address:** 8305 S. Saginaw Street<br>Suite 2<br>Grand Blanc, MI 48439

**Form 13F File Number:** 028-18522

**CRD Number (if applicable):** 000170462

**SEC File Number (if applicable):** 801-79211

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Steven Bliss<br>**Title:** CEO  Managing Partner<br>**Phone:** 810-953-4444

**Signature, Place, and Date of Signing:**

/s/ Steven Bliss  Grand Blanc, MI  08-13-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 251

**Form 13F Information Table Value Total:** $268824869

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBOTT LABS | COM | 002824100 |  | 306135 | 2251 | SH |  | SOLE |  | 0 | 0 | 2251 |
| ABBVIE INC | COM | 00287Y109 |  | 365118 | 1967 | SH |  | SOLE |  | 0 | 0 | 1967 |
| ABRDN SILVER ETF TRUST | PHYSCL SILVR SHS | 003264108 |  | 977146 | 28397 | SH |  | SOLE |  | 0 | 0 | 28397 |
| ADOBE INC | COM | 00724F101 |  | 237544 | 614 | SH |  | SOLE |  | 0 | 0 | 614 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 671697 | 3811 | SH |  | SOLE |  | 0 | 0 | 3811 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 349808 | 1972 | SH |  | SOLE |  | 0 | 0 | 1972 |
| ALPS ETF TR | OSHARES US SMLCP | 00162Q395 |  | 826764 | 19134 | SH |  | SOLE |  | 0 | 0 | 19134 |
| ALPS ETF TR | OSHS GBL INTER | 00162Q361 |  | 214045 | 3994 | SH |  | SOLE |  | 0 | 0 | 3994 |
| ALTRIA GROUP INC | COM | 02209S103 |  | 578440 | 9866 | SH |  | SOLE |  | 0 | 0 | 9866 |
| AMAZON COM INC | COM | 023135106 |  | 1712347 | 7805 | SH |  | SOLE |  | 0 | 0 | 7805 |
| AMERICAN CENTY ETF TR | US SML CP VALU | 025072877 |  | 393100 | 4315 | SH |  | SOLE |  | 0 | 0 | 4315 |
| AMERICAN CENTY ETF TR | US EQT ETF | 025072885 |  | 397611 | 3944 | SH |  | SOLE |  | 0 | 0 | 3944 |
| AMERICAN EXPRESS CO | COM | 025816109 |  | 524112 | 1643 | SH |  | SOLE |  | 0 | 0 | 1643 |
| AMPLIFY ETF TR | AMPLIFY CYBERSEC | 032108664 |  | 222230 | 2573 | SH |  | SOLE |  | 0 | 0 | 2573 |
| APPLE INC | COM | 037833100 |  | 3920565 | 19109 | SH |  | SOLE |  | 0 | 0 | 19109 |
| ASML HOLDING N V | N Y REGISTRY SHS | N07059210 |  | 302925 | 378 | SH |  | SOLE |  | 0 | 0 | 378 |
| AT INC | COM | 00206R102 |  | 562331 | 19431 | SH |  | SOLE |  | 0 | 0 | 19431 |
| BANK AMERICA CORP | COM | 060505104 |  | 206308 | 4360 | SH |  | SOLE |  | 0 | 0 | 4360 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 2449252 | 5042 | SH |  | SOLE |  | 0 | 0 | 5042 |
| BLACKROCK MUNIYIELD MICH QU | COM | 09254V105 |  | 258916 | 23453 | SH |  | SOLE |  | 0 | 0 | 23453 |
| BLACKSTONE INC | COM | 09260D107 |  | 2468239 | 16501 | SH |  | SOLE |  | 0 | 0 | 16501 |
| BOEING CO | COM | 097023105 |  | 286847 | 1369 | SH |  | SOLE |  | 0 | 0 | 1369 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 |  | 382068 | 8254 | SH |  | SOLE |  | 0 | 0 | 8254 |
| BROADCOM INC | COM | 11135F101 |  | 633603 | 2299 | SH |  | SOLE |  | 0 | 0 | 2299 |
| CAPITAL GROUP INTERNATIONAL | SHS | 14021T102 |  | 1322962 | 45447 | SH |  | SOLE |  | 0 | 0 | 45447 |
| CAPITAL GROUP NEW GEOGRAPHY | SHS | 14021N105 |  | 470669 | 16337 | SH |  | SOLE |  | 0 | 0 | 16337 |
| CATERPILLAR INC | COM | 149123101 |  | 1621635 | 4177 | SH |  | SOLE |  | 0 | 0 | 4177 |
| CHEVRON CORP NEW | COM | 166764100 |  | 246955 | 1725 | SH |  | SOLE |  | 0 | 0 | 1725 |
| CHOICEONE FINL SVCS INC | COM | 170386106 |  | 227419 | 7924 | SH |  | SOLE |  | 0 | 0 | 7924 |
| CHURCH  DWIGHT CO INC | COM | 171340102 |  | 319461 | 3324 | SH |  | SOLE |  | 0 | 0 | 3324 |
| CISCO SYS INC | COM | 17275R102 |  | 618684 | 8917 | SH |  | SOLE |  | 0 | 0 | 8917 |
| CMS ENERGY CORP | COM | 125896100 |  | 508716 | 7343 | SH |  | SOLE |  | 0 | 0 | 7343 |
| COCA COLA CO | COM | 191216100 |  | 353965 | 5003 | SH |  | SOLE |  | 0 | 0 | 5003 |
| COLUMBIA ETF TR I | DIVERSIFID FXD | 19761L508 |  | 1060860 | 58257 | SH |  | SOLE |  | 0 | 0 | 58257 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 613886 | 620 | SH |  | SOLE |  | 0 | 0 | 620 |
| CSX CORP | COM | 126408103 |  | 923869 | 28313 | SH |  | SOLE |  | 0 | 0 | 28313 |
| DBX ETF TR | XTRACK MSCI EAFE | 233051200 |  | 363615 | 8311 | SH |  | SOLE |  | 0 | 0 | 8311 |
| DEERE  CO | COM | 244199105 |  | 212045 | 417 | SH |  | SOLE |  | 0 | 0 | 417 |
| DIMENSIONAL ETF TRUST | EMERGING MKTS HI | 25434V757 |  | 310050 | 11073 | SH |  | SOLE |  | 0 | 0 | 11073 |
| DIMENSIONAL ETF TRUST | INTL HIGH PROFIT | 25434V765 |  | 547834 | 18577 | SH |  | SOLE |  | 0 | 0 | 18577 |
| DIMENSIONAL ETF TRUST | US SMALL CAP VAL | 25434V815 |  | 1769700 | 60133 | SH |  | SOLE |  | 0 | 0 | 60133 |
| DIMENSIONAL ETF TRUST | EMERGING MKTS VA | 25434V740 |  | 307853 | 10265 | SH |  | SOLE |  | 0 | 0 | 10265 |
| DIMENSIONAL ETF TRUST | GLOBAL REAL EST | 25434V658 |  | 299269 | 11154 | SH |  | SOLE |  | 0 | 0 | 11154 |
| DIMENSIONAL ETF TRUST | INTL SMALL CAP V | 25434V781 |  | 566496 | 17213 | SH |  | SOLE |  | 0 | 0 | 17213 |
| DIMENSIONAL ETF TRUST | SHORT DURATION F | 25434V864 |  | 3496670 | 72832 | SH |  | SOLE |  | 0 | 0 | 72832 |
| DIMENSIONAL ETF TRUST | ULTRASHORT FIXED | 25434V591 |  | 556445 | 10964 | SH |  | SOLE |  | 0 | 0 | 10964 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 |  | 6153558 | 171695 | SH |  | SOLE |  | 0 | 0 | 171695 |
| DIMENSIONAL ETF TRUST | US HIGH PROFITAB | 25434V831 |  | 1567584 | 44083 | SH |  | SOLE |  | 0 | 0 | 44083 |
| DIMENSIONAL ETF TRUST | US EQUITY MARKET | 25434V401 |  | 3207482 | 47859 | SH |  | SOLE |  | 0 | 0 | 47859 |
| DIMENSIONAL ETF TRUST | GLOBAL CORE PLUS | 25434V583 |  | 3901050 | 71592 | SH |  | SOLE |  | 0 | 0 | 71592 |
| DIMENSIONAL ETF TRUST | CORE FIXED INCOM | 25434V872 |  | 6803663 | 160995 | SH |  | SOLE |  | 0 | 0 | 160995 |
| DIMENSIONAL ETF TRUST | US SMALL CAP ETF | 25434V500 |  | 369516 | 5800 | SH |  | SOLE |  | 0 | 0 | 5800 |
| DIMENSIONAL ETF TRUST | EMGR CRE EQT MNG | 25434V302 |  | 518716 | 17918 | SH |  | SOLE |  | 0 | 0 | 17918 |
| DIMENSIONAL ETF TRUST | INTL CORE EQT MK | 25434V203 |  | 1057854 | 30600 | SH |  | SOLE |  | 0 | 0 | 30600 |
| DIMENSIONAL ETF TRUST | US CORE EQT MKT | 25434V104 |  | 1448796 | 34202 | SH |  | SOLE |  | 0 | 0 | 34202 |
| DIMENSIONAL ETF TRUST | INTL CORE EQUITY | 25434V799 |  | 443796 | 14275 | SH |  | SOLE |  | 0 | 0 | 14275 |
| DIMENSIONAL ETF TRUST | INTERNATNAL VAL | 25434V807 |  | 599492 | 13997 | SH |  | SOLE |  | 0 | 0 | 13997 |
| DIMENSIONAL ETF TRUST | GLOBAL EX US COR | 25434V575 |  | 298069 | 5586 | SH |  | SOLE |  | 0 | 0 | 5586 |
| DISNEY WALT CO | COM | 254687106 |  | 884093 | 7129 | SH |  | SOLE |  | 0 | 0 | 7129 |
| DOW INC | COM | 260557103 |  | 213608 | 8067 | SH |  | SOLE |  | 0 | 0 | 8067 |
| DT MIDSTREAM INC | COMMON STOCK | 23345M107 |  | 201934 | 1837 | SH |  | SOLE |  | 0 | 0 | 1837 |
| DTE ENERGY CO | COM | 233331107 |  | 682053 | 5149 | SH |  | SOLE |  | 0 | 0 | 5149 |
| DUPONT DE NEMOURS INC | COM | 26614N102 |  | 241620 | 3523 | SH |  | SOLE |  | 0 | 0 | 3523 |
| ELEVATION SERIES TRUST | TRUESHS TECH AI | 210322756 |  | 303261 | 6780 | SH |  | SOLE |  | 0 | 0 | 6780 |
| ELI LILLY  CO | COM | 532457108 |  | 549975 | 706 | SH |  | SOLE |  | 0 | 0 | 706 |
| ENBRIDGE INC | COM | 29250N105 |  | 391837 | 8646 | SH |  | SOLE |  | 0 | 0 | 8646 |
| EQUITY RESIDENTIAL | SH BEN INT | 29476L107 |  | 217858 | 3228 | SH |  | SOLE |  | 0 | 0 | 3228 |
| ETF SER SOLUTIONS | DEFIANCE QUANTUM | 26922A420 |  | 285370 | 3108 | SH |  | SOLE |  | 0 | 0 | 3108 |
| ETFS GOLD TR | PHYSCL GOLD SHS | 00326A104 |  | 673442 | 21352 | SH |  | SOLE |  | 0 | 0 | 21352 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 719984 | 6679 | SH |  | SOLE |  | 0 | 0 | 6679 |
| FIRST INDL RLTY TR INC | COM | 32054K103 |  | 215189 | 4471 | SH |  | SOLE |  | 0 | 0 | 4471 |
| FIRST TR EXCH TRADED FD III | PFD SECS INC ETF | 33739E108 |  | 269749 | 15154 | SH |  | SOLE |  | 0 | 0 | 15154 |
| FIRST TR EXCHANGE TRADED FD | RISNG DIVD ACHIV | 33738R506 |  | 228876 | 3648 | SH |  | SOLE |  | 0 | 0 | 3648 |
| FIRST TR EXCHANGE TRADED FD | CLOUD COMPUTING | 33734X192 |  | 499633 | 4107 | SH |  | SOLE |  | 0 | 0 | 4107 |
| FIRST TR EXCHANGE TRADED FD | NASDAQ CYB ETF | 33734X846 |  | 368850 | 4880 | SH |  | SOLE |  | 0 | 0 | 4880 |
| FIRST TR EXCHANGE-TRADED FD | WTR ETF | 33733B100 |  | 1716905 | 15900 | SH |  | SOLE |  | 0 | 0 | 15900 |
| FIRST TR EXCHANGE-TRADED FD | CORE INVESTMENT | 33738D788 |  | 1901065 | 90269 | SH |  | SOLE |  | 0 | 0 | 90269 |
| FIRST TR EXCHANGE-TRADED FD | FIRST TR TA HIYL | 33738D408 |  | 1056944 | 25280 | SH |  | SOLE |  | 0 | 0 | 25280 |
| FIRST TR EXCHANGE-TRADED FD | SHS | 33734H106 |  | 809631 | 18113 | SH |  | SOLE |  | 0 | 0 | 18113 |
| FIRST TR EXCHANGE-TRADED FD | FT VEST RIS | 33738D879 |  | 374956 | 15174 | SH |  | SOLE |  | 0 | 0 | 15174 |
| FIRST TR EXCHANGE-TRADED FD | FST LOW OPPT EFT | 33739Q200 |  | 445922 | 9052 | SH |  | SOLE |  | 0 | 0 | 9052 |
| FIRST TR EXCHANGE-TRADED FD | FT VEST S 500 | 33739Q705 |  | 268921 | 5477 | SH |  | SOLE |  | 0 | 0 | 5477 |
| FIRST TR EXCHANGE-TRADED FD | SMID RISNG ETF | 33741X102 |  | 205718 | 5831 | SH |  | SOLE |  | 0 | 0 | 5831 |
| FIRST TR EXCHANGE-TRADED FD | LIMITED DURATION | 33738D804 |  | 200378 | 10480 | SH |  | SOLE |  | 0 | 0 | 10480 |
| FIRST TR EXCHNG TRADED FD VI | SMITH UNCONSTRAI | 33740F888 |  | 1099192 | 44162 | SH |  | SOLE |  | 0 | 0 | 44162 |
| FIRST TR EXCHNG TRADED FD VI | SMITH OPPORT FXD | 33740F805 |  | 1641077 | 37391 | SH |  | SOLE |  | 0 | 0 | 37391 |
| FIRST TR EXCHNG TRADED FD VI | FT VEST LADDERED | 33740F755 |  | 3607138 | 113432 | SH |  | SOLE |  | 0 | 0 | 113432 |
| FIRST TR EXCHNG TRADED FD VI | FT VEST US EQT | 33740F615 |  | 480696 | 12148 | SH |  | SOLE |  | 0 | 0 | 12148 |
| FLEXSHARES TR | HIG YLD VL ETF | 33939L662 |  | 398799 | 9720 | SH |  | SOLE |  | 0 | 0 | 9720 |
| FORD MTR CO | COM | 345370860 |  | 337859 | 31139 | SH |  | SOLE |  | 0 | 0 | 31139 |
| FORTINET INC | COM | 34959E109 |  | 537269 | 5082 | SH |  | SOLE |  | 0 | 0 | 5082 |
| FRANKLIN TEMPLETON ETF TR | SENIOR LOAN ETF | 35473P595 |  | 934405 | 38564 | SH |  | SOLE |  | 0 | 0 | 38564 |
| FRANKLIN TEMPLETON ETF TR | FRANKLIN DYN MUN | 35473P868 |  | 221470 | 9129 | SH |  | SOLE |  | 0 | 0 | 9129 |
| FS KKR CAP CORP | COM | 302635206 |  | 1059879 | 51079 | SH |  | SOLE |  | 0 | 0 | 51079 |
| GE AEROSPACE | COM NEW | 369604301 |  | 766655 | 2979 | SH |  | SOLE |  | 0 | 0 | 2979 |
| GENERAL DYNAMICS CORP | COM | 369550108 |  | 243851 | 836 | SH |  | SOLE |  | 0 | 0 | 836 |
| GILEAD SCIENCES INC | COM | 375558103 |  | 262816 | 2370 | SH |  | SOLE |  | 0 | 0 | 2370 |
| GLOBAL NET LEASE INC | COM NEW | 379378201 |  | 202483 | 26819 | SH |  | SOLE |  | 0 | 0 | 26819 |
| GLOBAL X FDS | US PFD ETF | 37954Y657 |  | 576708 | 30627 | SH |  | SOLE |  | 0 | 0 | 30627 |
| GLOBAL X FDS | US INFR DEV ETF | 37954Y673 |  | 490878 | 11264 | SH |  | SOLE |  | 0 | 0 | 11264 |
| GLOBAL X FDS | NASDAQ 100 COVER | 37954Y483 |  | 191294 | 11441 | SH |  | SOLE |  | 0 | 0 | 11441 |
| GLOBAL X FDS | RATE PREFERRED | 37954Y376 |  | 289355 | 12691 | SH |  | SOLE |  | 0 | 0 | 12691 |
| GOLDMAN SACHS ETF TR | ACCES TREASURY | 381430529 |  | 284357 | 2839 | SH |  | SOLE |  | 0 | 0 | 2839 |
| HOME DEPOT INC | COM | 437076102 |  | 1668072 | 4550 | SH |  | SOLE |  | 0 | 0 | 4550 |
| HOWMET AEROSPACE INC | COM | 443201108 |  | 453544 | 2437 | SH |  | SOLE |  | 0 | 0 | 2437 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 1352945 | 4590 | SH |  | SOLE |  | 0 | 0 | 4590 |
| INVESCO EXCH TRADED FD TR II | GLOBAL EX US HGH | 46138E669 |  | 319510 | 16080 | SH |  | SOLE |  | 0 | 0 | 16080 |
| INVESCO EXCH TRADED FD TR II | S LOW VOL | 46138E354 |  | 1964877 | 26983 | SH |  | SOLE |  | 0 | 0 | 26983 |
| INVESCO EXCH TRADED FD TR II | S 500 REVENUE | 46138G698 |  | 831608 | 7974 | SH |  | SOLE |  | 0 | 0 | 7974 |
| INVESCO EXCHANGE TRADED FD T | S EQL HLT | 46137V332 |  | 1162977 | 39855 | SH |  | SOLE |  | 0 | 0 | 39855 |
| INVESCO EXCHANGE TRADED FD T | S EQL WGT | 46137V357 |  | 3913811 | 21535 | SH |  | SOLE |  | 0 | 0 | 21535 |
| INVESCO EXCHANGE TRADED FD T | S EQL TEC | 46137V282 |  | 632207 | 15503 | SH |  | SOLE |  | 0 | 0 | 15503 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 1147399 | 2080 | SH |  | SOLE |  | 0 | 0 | 2080 |
| ISHARES BITCOIN TRUST ETF | SHS BEN INT | 46438F101 |  | 225008 | 3676 | SH |  | SOLE |  | 0 | 0 | 3676 |
| ISHARES SILVER TR | ISHARES | 46428Q109 |  | 919683 | 28031 | SH |  | SOLE |  | 0 | 0 | 28031 |
| ISHARES TR | IBOXX INV CP ETF | 464287242 |  | 206396 | 1883 | SH |  | SOLE |  | 0 | 0 | 1883 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 421555 | 4035 | SH |  | SOLE |  | 0 | 0 | 4035 |
| ISHARES TR | CORE S ETF | 464287200 |  | 287782 | 463 | SH |  | SOLE |  | 0 | 0 | 463 |
| ISHARES TR | MSCI USA QLT FCT | 46432F339 |  | 2514748 | 13755 | SH |  | SOLE |  | 0 | 0 | 13755 |
| ISHARES TR | MSCI ACWI EX US | 464288240 |  | 321463 | 5275 | SH |  | SOLE |  | 0 | 0 | 5275 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 364221 | 4075 | SH |  | SOLE |  | 0 | 0 | 4075 |
| ISHARES TR | 0-5YR HI YL CP | 46434V407 |  | 334840 | 7762 | SH |  | SOLE |  | 0 | 0 | 7762 |
| ISHARES TR | ISHS 1-5YR INVS | 464288646 |  | 667662 | 12655 | SH |  | SOLE |  | 0 | 0 | 12655 |
| ISHARES TR | CONV BD ETF | 46435G102 |  | 389885 | 4327 | SH |  | SOLE |  | 0 | 0 | 4327 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 745938 | 7520 | SH |  | SOLE |  | 0 | 0 | 7520 |
| ISHARES TR | MSCI USA MIN VOL | 46429B697 |  | 4133845 | 44038 | SH |  | SOLE |  | 0 | 0 | 44038 |
| ISHARES TR | 1 3 YR TREAS BD | 464287457 |  | 1650244 | 19916 | SH |  | SOLE |  | 0 | 0 | 19916 |
| ISHARES TR | ISHARES SEMICDTR | 464287523 |  | 210533 | 882 | SH |  | SOLE |  | 0 | 0 | 882 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 633101 | 5793 | SH |  | SOLE |  | 0 | 0 | 5793 |
| ISHARES TR | MSCI EAFE MIN VL | 46429B689 |  | 513596 | 6110 | SH |  | SOLE |  | 0 | 0 | 6110 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 284772 | 1320 | SH |  | SOLE |  | 0 | 0 | 1320 |
| ISHARES TR | U.S. TECH ETF | 464287721 |  | 339834 | 1961 | SH |  | SOLE |  | 0 | 0 | 1961 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 290912 | 4691 | SH |  | SOLE |  | 0 | 0 | 4691 |
| ISHARES TR | RUS 1000 ETF | 464287622 |  | 692044 | 2038 | SH |  | SOLE |  | 0 | 0 | 2038 |
| J P MORGAN EXCHANGE TRADED F | CORE PLUS BD ETF | 46641Q670 |  | 2674917 | 56841 | SH |  | SOLE |  | 0 | 0 | 56841 |
| J P MORGAN EXCHANGE TRADED F | ULTRA SHRT ETF | 46641Q837 |  | 2389782 | 47154 | SH |  | SOLE |  | 0 | 0 | 47154 |
| J P MORGAN EXCHANGE TRADED F | EQUITY PREMIUM | 46641Q332 |  | 2637571 | 46395 | SH |  | SOLE |  | 0 | 0 | 46395 |
| J P MORGAN EXCHANGE TRADED F | BETABUILDERS USD | 46641Q878 |  | 330735 | 7091 | SH |  | SOLE |  | 0 | 0 | 7091 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 523595 | 3428 | SH |  | SOLE |  | 0 | 0 | 3428 |
| JOHNSON CTLS INTL PLC | SHS | G51502105 |  | 200256 | 1896 | SH |  | SOLE |  | 0 | 0 | 1896 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 3664361 | 12640 | SH |  | SOLE |  | 0 | 0 | 12640 |
| KELLANOVA | COM | 487836108 |  | 243521 | 3062 | SH |  | SOLE |  | 0 | 0 | 3062 |
| KINDER MORGAN INC DEL | COM | 49456B101 |  | 515686 | 17540 | SH |  | SOLE |  | 0 | 0 | 17540 |
| KROGER CO | COM | 501044101 |  | 242304 | 3378 | SH |  | SOLE |  | 0 | 0 | 3378 |
| LINDE PLC | SHS | G54950103 |  | 256205 | 546 | SH |  | SOLE |  | 0 | 0 | 546 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 414346 | 895 | SH |  | SOLE |  | 0 | 0 | 895 |
| LOWES COS INC | COM | 548661107 |  | 1271141 | 5729 | SH |  | SOLE |  | 0 | 0 | 5729 |
| MCCORMICK  CO INC | COM NON VTG | 579780206 |  | 220333 | 2906 | SH |  | SOLE |  | 0 | 0 | 2906 |
| MERCK  CO INC | COM | 58933Y105 |  | 491184 | 6205 | SH |  | SOLE |  | 0 | 0 | 6205 |
| MESABI TR | CTF BEN INT | 590672101 |  | 263560 | 11000 | SH |  | SOLE |  | 0 | 0 | 11000 |
| META PLATFORMS INC | CL A | 30303M102 |  | 1171753 | 1588 | SH |  | SOLE |  | 0 | 0 | 1588 |
| METHANEX CORP | COM | 59151K108 |  | 314450 | 9500 | SH |  | SOLE |  | 0 | 0 | 9500 |
| MICROSOFT CORP | COM | 594918104 |  | 7775940 | 15633 | SH |  | SOLE |  | 0 | 0 | 15633 |
| MONDELEZ INTL INC | CL A | 609207105 |  | 266950 | 3958 | SH |  | SOLE |  | 0 | 0 | 3958 |
| NETFLIX INC | COM | 64110L106 |  | 257113 | 192 | SH |  | SOLE |  | 0 | 0 | 192 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 220344 | 3174 | SH |  | SOLE |  | 0 | 0 | 3174 |
| NORDIC AMERICAN TANKERS LIMI | COM | G65773106 |  | 26300 | 10000 | SH |  | SOLE |  | 0 | 0 | 10000 |
| NRG ENERGY INC | COM NEW | 629377508 |  | 214695 | 1337 | SH |  | SOLE |  | 0 | 0 | 1337 |
| NUVEEN AMT FREE QLTY MUN INC | COM | 670657105 |  | 109633 | 10040 | SH |  | SOLE |  | 0 | 0 | 10040 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 2751664 | 17417 | SH |  | SOLE |  | 0 | 0 | 17417 |
| ORACLE CORP | COM | 68389X105 |  | 305620 | 1398 | SH |  | SOLE |  | 0 | 0 | 1398 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 |  | 592583 | 4347 | SH |  | SOLE |  | 0 | 0 | 4347 |
| PEMBINA PIPELINE CORP | COM | 706327103 |  | 287889 | 7675 | SH |  | SOLE |  | 0 | 0 | 7675 |
| PEPSICO INC | COM | 713448108 |  | 228945 | 1734 | SH |  | SOLE |  | 0 | 0 | 1734 |
| PFIZER INC | COM | 717081103 |  | 322063 | 13286 | SH |  | SOLE |  | 0 | 0 | 13286 |
| PGIM ETF TR | TOTAL RETURN BON | 69344A800 |  | 333343 | 7969 | SH |  | SOLE |  | 0 | 0 | 7969 |
| PGIM ETF TR | PGIM ULTRA SH BD | 69344A107 |  | 4711455 | 94684 | SH |  | SOLE |  | 0 | 0 | 94684 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 250447 | 1375 | SH |  | SOLE |  | 0 | 0 | 1375 |
| PIMCO ETF TR | SR LN ACTIVE ETF | 72201R627 |  | 315957 | 6196 | SH |  | SOLE |  | 0 | 0 | 6196 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 614226 | 3855 | SH |  | SOLE |  | 0 | 0 | 3855 |
| PROSHARES TR | S 500 DV ARIST | 74348A467 |  | 529714 | 5260 | SH |  | SOLE |  | 0 | 0 | 5260 |
| PROSHARES TR | S MDCP 400 DIV | 74347B680 |  | 629388 | 7719 | SH |  | SOLE |  | 0 | 0 | 7719 |
| PROSHARES TR | RUSS 2000 DIVD | 74347B698 |  | 331768 | 5099 | SH |  | SOLE |  | 0 | 0 | 5099 |
| QUALCOMM INC | COM | 747525103 |  | 246738 | 1549 | SH |  | SOLE |  | 0 | 0 | 1549 |
| RTX CORPORATION | COM | 75513E101 |  | 685977 | 4698 | SH |  | SOLE |  | 0 | 0 | 4698 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 |  | 5005378 | 171358 | SH |  | SOLE |  | 0 | 0 | 171358 |
| SCHWAB STRATEGIC TR | US MID-CAP ETF | 808524508 |  | 3724717 | 132788 | SH |  | SOLE |  | 0 | 0 | 132788 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 11750146 | 443402 | SH |  | SOLE |  | 0 | 0 | 443402 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 845052 | 38238 | SH |  | SOLE |  | 0 | 0 | 38238 |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 |  | 1196123 | 50194 | SH |  | SOLE |  | 0 | 0 | 50194 |
| SCHWAB STRATEGIC TR | US AGGREGATE B | 808524839 |  | 224220 | 9648 | SH |  | SOLE |  | 0 | 0 | 9648 |
| SCHWAB STRATEGIC TR | US LCAP VA ETF | 808524409 |  | 249873 | 9030 | SH |  | SOLE |  | 0 | 0 | 9030 |
| SCHWAB STRATEGIC TR | INTERNL DIVID | 808524672 |  | 559176 | 20445 | SH |  | SOLE |  | 0 | 0 | 20445 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 |  | 543603 | 21486 | SH |  | SOLE |  | 0 | 0 | 21486 |
| SELECT SECTOR SPDR TR | TECHNOLOGY | 81369Y803 |  | 5688904 | 22465 | SH |  | SOLE |  | 0 | 0 | 22465 |
| SELECT SECTOR SPDR TR | FINANCIAL | 81369Y605 |  | 314030 | 5996 | SH |  | SOLE |  | 0 | 0 | 5996 |
| SELECT SECTOR SPDR TR | SBI HEALTHCARE | 81369Y209 |  | 213866 | 1587 | SH |  | SOLE |  | 0 | 0 | 1587 |
| SOUTHERN CO | COM | 842587107 |  | 937007 | 10204 | SH |  | SOLE |  | 0 | 0 | 10204 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 1472695 | 4831 | SH |  | SOLE |  | 0 | 0 | 4831 |
| SPDR INDEX SHS FDS | PORTFOLIO DEVLPD | 78463X889 |  | 579493 | 14312 | SH |  | SOLE |  | 0 | 0 | 14312 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 1176387 | 1904 | SH |  | SOLE |  | 0 | 0 | 1904 |
| SPDR S MIDCAP 400 ETF TR | UTSER1 S | 78467Y107 |  | 933566 | 1648 | SH |  | SOLE |  | 0 | 0 | 1648 |
| SPDR SERIES TRUST | MKTAXES INVT GRD | 78468R499 |  | 964644 | 10091 | SH |  | SOLE |  | 0 | 0 | 10091 |
| SPDR SERIES TRUST | PORTFLI HIGH YLD | 78468R606 |  | 275503 | 11576 | SH |  | SOLE |  | 0 | 0 | 11576 |
| SPDR SERIES TRUST | NUVEEN ICE HIGH | 78464A284 |  | 526081 | 21230 | SH |  | SOLE |  | 0 | 0 | 21230 |
| SPDR SERIES TRUST | PRTFLO S VL | 78464A508 |  | 475791 | 9090 | SH |  | SOLE |  | 0 | 0 | 9090 |
| SPDR SERIES TRUST | PORTFOLIO INTRMD | 78464A375 |  | 417735 | 12440 | SH |  | SOLE |  | 0 | 0 | 12440 |
| SPDR SERIES TRUST | PORTFOLIO S | 78464A847 |  | 286983 | 5277 | SH |  | SOLE |  | 0 | 0 | 5277 |
| SPDR SERIES TRUST | PORTFOLIO S | 78468R853 |  | 302955 | 7112 | SH |  | SOLE |  | 0 | 0 | 7112 |
| SPDR SERIES TRUST | PORTFOLIO S | 78464A854 |  | 1391349 | 19141 | SH |  | SOLE |  | 0 | 0 | 19141 |
| SPDR SERIES TRUST | BBG CONV SEC ETF | 78464A359 |  | 390812 | 4728 | SH |  | SOLE |  | 0 | 0 | 4728 |
| SPDR SERIES TRUST | S 400 MDCP VAL | 78464A839 |  | 352138 | 4433 | SH |  | SOLE |  | 0 | 0 | 4433 |
| SPDR SERIES TRUST | PORT MTG BK ETF | 78464A383 |  | 216514 | 9797 | SH |  | SOLE |  | 0 | 0 | 9797 |
| SPDR SERIES TRUST | PRTFLO S GW | 78464A409 |  | 370795 | 3890 | SH |  | SOLE |  | 0 | 0 | 3890 |
| STARWOOD PPTY TR INC | COM | 85571B105 |  | 305526 | 15223 | SH |  | SOLE |  | 0 | 0 | 15223 |
| STRYKER CORPORATION | COM | 863667101 |  | 381774 | 965 | SH |  | SOLE |  | 0 | 0 | 965 |
| TESLA INC | COM | 88160R101 |  | 596883 | 1879 | SH |  | SOLE |  | 0 | 0 | 1879 |
| TEXAS PACIFIC LAND CORPORATI | COM | 88262P102 |  | 226206 | 214 | SH |  | SOLE |  | 0 | 0 | 214 |
| TILRAY BRANDS INC | COM | 88688T100 |  | 6840 | 16505 | SH |  | SOLE |  | 0 | 0 | 16505 |
| TOUCHSTONE ETF TRUST | STRATEGIC INCOME | 89157W202 |  | 1730811 | 66223 | SH |  | SOLE |  | 0 | 0 | 66223 |
| TRANE TECHNOLOGIES PLC | SHS | G8994E103 |  | 228328 | 522 | SH |  | SOLE |  | 0 | 0 | 522 |
| UNION PAC CORP | COM | 907818108 |  | 373653 | 1624 | SH |  | SOLE |  | 0 | 0 | 1624 |
| UNITED PARCEL SERVICE INC | CL B | 911312106 |  | 736598 | 7297 | SH |  | SOLE |  | 0 | 0 | 7297 |
| UNITED RENTALS INC | COM | 911363109 |  | 381766 | 507 | SH |  | SOLE |  | 0 | 0 | 507 |
| VALUED ADVISERS TR | REGAN FLTG RATE | 92046L338 |  | 598980 | 23471 | SH |  | SOLE |  | 0 | 0 | 23471 |
| VANECK ETF TRUST | EMERGING MRKT HI | 92189F353 |  | 482536 | 24346 | SH |  | SOLE |  | 0 | 0 | 24346 |
| VANECK ETF TRUST | IG FLOATING RATE | 92189F486 |  | 263731 | 10342 | SH |  | SOLE |  | 0 | 0 | 10342 |
| VANECK ETF TRUST | MORNINGSTAR SMID | 92189H730 |  | 1229238 | 35323 | SH |  | SOLE |  | 0 | 0 | 35323 |
| VANECK ETF TRUST | MRNGSTR WDE MOAT | 92189F643 |  | 9015166 | 96121 | SH |  | SOLE |  | 0 | 0 | 96121 |
| VANECK ETF TRUST | PREFERRED SECURT | 92189F429 |  | 247435 | 14453 | SH |  | SOLE |  | 0 | 0 | 14453 |
| VANGUARD BD INDEX FDS | INTERMED TERM | 921937819 |  | 395820 | 5118 | SH |  | SOLE |  | 0 | 0 | 5118 |
| VANGUARD BD INDEX FDS | LONG TERM BOND | 921937793 |  | 331328 | 4765 | SH |  | SOLE |  | 0 | 0 | 4765 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 |  | 1392997 | 17700 | SH |  | SOLE |  | 0 | 0 | 17700 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 18076079 | 245499 | SH |  | SOLE |  | 0 | 0 | 245499 |
| VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 |  | 836432 | 16894 | SH |  | SOLE |  | 0 | 0 | 16894 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 1785286 | 4072 | SH |  | SOLE |  | 0 | 0 | 4072 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 3395610 | 14329 | SH |  | SOLE |  | 0 | 0 | 14329 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 2358975 | 13347 | SH |  | SOLE |  | 0 | 0 | 13347 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 4191438 | 13791 | SH |  | SOLE |  | 0 | 0 | 13791 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 1018288 | 1793 | SH |  | SOLE |  | 0 | 0 | 1793 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 536678 | 1918 | SH |  | SOLE |  | 0 | 0 | 1918 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 1201118 | 24285 | SH |  | SOLE |  | 0 | 0 | 24285 |
| VANGUARD INTL EQUITY INDEX F | TT WRLD ST ETF | 922042742 |  | 289553 | 2253 | SH |  | SOLE |  | 0 | 0 | 2253 |
| VANGUARD MALVERN FDS | CORE-PLUS BD ETF | 922020755 |  | 312132 | 4012 | SH |  | SOLE |  | 0 | 0 | 4012 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 |  | 494289 | 10081 | SH |  | SOLE |  | 0 | 0 | 10081 |
| VANGUARD SCOTTSDALE FDS | MTG-BKD SECS ETF | 92206C771 |  | 385168 | 8312 | SH |  | SOLE |  | 0 | 0 | 8312 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 5740427 | 28047 | SH |  | SOLE |  | 0 | 0 | 28047 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 2566878 | 45025 | SH |  | SOLE |  | 0 | 0 | 45025 |
| VANGUARD WHITEHALL FDS | INTL DVD ETF | 921946810 |  | 283310 | 3144 | SH |  | SOLE |  | 0 | 0 | 3144 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 |  | 221942 | 1665 | SH |  | SOLE |  | 0 | 0 | 1665 |
| VANGUARD WORLD FD | HEALTH CAR ETF | 92204A504 |  | 1716068 | 6910 | SH |  | SOLE |  | 0 | 0 | 6910 |
| VANGUARD WORLD FD | UTILITIES ETF | 92204A876 |  | 342969 | 1943 | SH |  | SOLE |  | 0 | 0 | 1943 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 |  | 292299 | 441 | SH |  | SOLE |  | 0 | 0 | 441 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 280179 | 6475 | SH |  | SOLE |  | 0 | 0 | 6475 |
| VERU INC | COM | 92536C103 |  | 8727 | 15000 | SH |  | SOLE |  | 0 | 0 | 15000 |
| VISA INC | COM CL A | 92826C839 |  | 1015726 | 2861 | SH |  | SOLE |  | 0 | 0 | 2861 |
| WALMART INC | COM | 931142103 |  | 393606 | 4025 | SH |  | SOLE |  | 0 | 0 | 4025 |
| WELLS FARGO CO NEW | COM | 949746101 |  | 292368 | 3649 | SH |  | SOLE |  | 0 | 0 | 3649 |
| WISDOMTREE TR | EMER MKT HIGH FD | 97717W315 |  | 263044 | 5808 | SH |  | SOLE |  | 0 | 0 | 5808 |
| WORLD GOLD TR | SPDR GLD MINIS | 98149E303 |  | 872726 | 13320 | SH |  | SOLE |  | 0 | 0 | 13320 |
| ZENTALIS PHARMACEUTICALS INC | COM | 98943L107 |  | 23200 | 20000 | SH |  | SOLE |  | 0 | 0 | 20000 |

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