# EDGAR Filing Document

**Accession Number:** 0002013188
**File Stem:** 0001104659-25-104752
**Filing Date:** 2025-10
**Character Count:** 15433
**Document Hash:** d13438706237ff98a3b358d474183ae3
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001104659-25-104752.hdr.sgml**: 20251031

**ACCESSION NUMBER**: 0001104659-25-104752

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251031

**DATE AS OF CHANGE**: 20251031

**EFFECTIVENESS DATE**: 20251031

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** ARK & TLK INVESTMENTS, LLC
- **CENTRAL INDEX KEY:** 0002013188

**ORGANIZATION NAME:**
- **EIN:** 472428779
- **STATE OF INCORPORATION:** OK
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-23997
- **FILM NUMBER:** 251438587

**BUSINESS ADDRESS:**
- **STREET 1:** 7308 N. CLASSEN BLVD.
- **CITY:** OKLAHOMA CITY
- **STATE:** OK
- **ZIP:** 73116
- **BUSINESS PHONE:** 405-705-2906

**MAIL ADDRESS:**
- **STREET 1:** 7308 N. CLASSEN BLVD.
- **CITY:** OKLAHOMA CITY
- **STATE:** OK
- **ZIP:** 73116

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 09-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** ARK  TLK INVESTMENTS LLC<br>**Address:** 7308 N. CLASSEN BLVD.<br>OKLAHOMA CITY, OK 73116

**Form 13F File Number:** 028-23997

**CRD Number (if applicable):** 000205512

**SEC File Number (if applicable):** 801-96254

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Drew Garner<br>**Title:** Partner COO  CCO<br>**Phone:** 405-705-2906

**Signature, Place, and Date of Signing:**

/s/ Drew Garner  Oklahoma City, OK  10-30-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 114

**Form 13F Information Table Value Total:** $315158900

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 214324 | 880 | SH |  | SOLE |  | 0 | 0 | 880 |
| AMAZON COM INC | COM | 023135106 |  | 262606 | 1196 | SH |  | SOLE |  | 0 | 0 | 1196 |
| AMERICAN CENTY ETF TR | US EQT ETF | 025072885 |  | 4288248 | 39450 | SH |  | SOLE |  | 0 | 0 | 39450 |
| AMERICAN CENTY ETF TR | INTL EQT ETF | 025072703 |  | 2850914 | 36133 | SH |  | SOLE |  | 0 | 0 | 36133 |
| AMERICAN CENTY ETF TR | AVANTIS EMGMKT | 025072604 |  | 836599 | 11138 | SH |  | SOLE |  | 0 | 0 | 11138 |
| AMERICAN CENTY ETF TR | US SML CP VALU | 025072877 |  | 333824 | 3354 | SH |  | SOLE |  | 0 | 0 | 3354 |
| AMERICAN CENTY ETF TR | AVANTIS EMERGING | 025072141 |  | 241355 | 3764 | SH |  | SOLE |  | 0 | 0 | 3764 |
| APPLE INC | COM | 037833100 |  | 1462768 | 5745 | SH |  | SOLE |  | 0 | 0 | 5745 |
| BP PLC | SPONSORED ADR | 055622104 |  | 477892 | 13868 | SH |  | SOLE |  | 0 | 0 | 13868 |
| CONOCOPHILLIPS | COM | 20825C104 |  | 249340 | 2636 | SH |  | SOLE |  | 0 | 0 | 2636 |
| CORE SCIENTIFIC INC NEW | COM | 21874A106 |  | 251160 | 14000 | SH |  | SOLE |  | 0 | 0 | 14000 |
| CROWDSTRIKE HLDGS INC | CL A | 22788C105 |  | 531082 | 1083 | SH |  | SOLE |  | 0 | 0 | 1083 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 |  | 79566392 | 2062909 | SH |  | SOLE |  | 0 | 0 | 2062909 |
| DIMENSIONAL ETF TRUST | US EQUITY MARKET | 25434V401 |  | 33538634 | 462985 | SH |  | SOLE |  | 0 | 0 | 462985 |
| DIMENSIONAL ETF TRUST | INTL CORE EQUITY | 25434V799 |  | 29003923 | 884536 | SH |  | SOLE |  | 0 | 0 | 884536 |
| DIMENSIONAL ETF TRUST | WORLD EX US CORE | 25434V880 |  | 12355329 | 393733 | SH |  | SOLE |  | 0 | 0 | 393733 |
| DIMENSIONAL ETF TRUST | US CORE EQT MKT | 25434V104 |  | 7481944 | 163504 | SH |  | SOLE |  | 0 | 0 | 163504 |
| DIMENSIONAL ETF TRUST | EMERGING MKTS CO | 25434V732 |  | 6842329 | 213356 | SH |  | SOLE |  | 0 | 0 | 213356 |
| DIMENSIONAL ETF TRUST | INTL CORE EQT MK | 25434V203 |  | 3322964 | 91416 | SH |  | SOLE |  | 0 | 0 | 91416 |
| DIMENSIONAL ETF TRUST | US TARGETED VLU | 25434V609 |  | 1875402 | 32218 | SH |  | SOLE |  | 0 | 0 | 32218 |
| DIMENSIONAL ETF TRUST | INTERNATNAL VAL | 25434V807 |  | 1771752 | 38416 | SH |  | SOLE |  | 0 | 0 | 38416 |
| DIMENSIONAL ETF TRUST | US MKTWIDE VALUE | 25434V724 |  | 1466142 | 32807 | SH |  | SOLE |  | 0 | 0 | 32807 |
| DIMENSIONAL ETF TRUST | EMGR CRE EQT MNG | 25434V302 |  | 1094338 | 34708 | SH |  | SOLE |  | 0 | 0 | 34708 |
| DIMENSIONAL ETF TRUST | US SMALL CAP ETF | 25434V500 |  | 1081532 | 15798 | SH |  | SOLE |  | 0 | 0 | 15798 |
| DIMENSIONAL ETF TRUST | US HIGH PROFITAB | 25434V831 |  | 539960 | 14296 | SH |  | SOLE |  | 0 | 0 | 14296 |
| DIMENSIONAL ETF TRUST | EMERGING MKTS VA | 25434V740 |  | 519911 | 16303 | SH |  | SOLE |  | 0 | 0 | 16303 |
| DIMENSIONAL ETF TRUST | INTL SMALL CAP V | 25434V781 |  | 437934 | 12270 | SH |  | SOLE |  | 0 | 0 | 12270 |
| ENERGY TRANSFER L P | COM UT LTD PTN | 29273V100 |  | 173025 | 10083 | SH |  | SOLE |  | 0 | 0 | 10083 |
| ENTERPRISE PRODS PARTNERS L | COM | 293792107 |  | 258385 | 8263 | SH |  | SOLE |  | 0 | 0 | 8263 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 507110 | 4498 | SH |  | SOLE |  | 0 | 0 | 4498 |
| FIDELITY COVINGTON TRUST | ENHANCED MID | 31609A503 |  | 210648 | 5827 | SH |  | SOLE |  | 0 | 0 | 5827 |
| FIDELITY COVINGTON TRUST | ENHANCED SMALL | 31609A206 |  | 204682 | 5599 | SH |  | SOLE |  | 0 | 0 | 5599 |
| HOME DEPOT INC | COM | 437076102 |  | 263779 | 651 | SH |  | SOLE |  | 0 | 0 | 651 |
| HONEYWELL INTL INC | COM | 438516106 |  | 216310 | 1028 | SH |  | SOLE |  | 0 | 0 | 1028 |
| INVESCO EXCHANGE TRADED FD T | S EQL WGT | 46137V357 |  | 394007 | 2077 | SH |  | SOLE |  | 0 | 0 | 2077 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 1366088 | 20723 | SH |  | SOLE |  | 0 | 0 | 20723 |
| ISHARES TR | TRS FLT RT BD | 46434V860 |  | 11777782 | 232808 | SH |  | SOLE |  | 0 | 0 | 232808 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 11236669 | 23989 | SH |  | SOLE |  | 0 | 0 | 23989 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 |  | 5839156 | 28681 | SH |  | SOLE |  | 0 | 0 | 28681 |
| ISHARES TR | RUS MD CP GR ETF | 464287481 |  | 4015335 | 28196 | SH |  | SOLE |  | 0 | 0 | 28196 |
| ISHARES TR | RUS MDCP VAL ETF | 464287473 |  | 3977374 | 28477 | SH |  | SOLE |  | 0 | 0 | 28477 |
| ISHARES TR | SP SMCP600VL ETF | 464287879 |  | 2536450 | 22936 | SH |  | SOLE |  | 0 | 0 | 22936 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 |  | 2185680 | 20469 | SH |  | SOLE |  | 0 | 0 | 20469 |
| ISHARES TR | EAFE GRWTH ETF | 464288885 |  | 1991773 | 17490 | SH |  | SOLE |  | 0 | 0 | 17490 |
| ISHARES TR | IBONDS OCT 2033 | 46438G851 |  | 1689690 | 64040 | SH |  | SOLE |  | 0 | 0 | 64040 |
| ISHARES TR | RUS 1000 ETF | 464287622 |  | 1217414 | 3331 | SH |  | SOLE |  | 0 | 0 | 3331 |
| ISHARES TR | FLTG RATE NT ETF | 46429B655 |  | 1184279 | 23183 | SH |  | SOLE |  | 0 | 0 | 23183 |
| ISHARES TR | EAFE VALUE ETF | 464288877 |  | 1035992 | 15273 | SH |  | SOLE |  | 0 | 0 | 15273 |
| ISHARES TR | SELECT US REIT | 464287564 |  | 985992 | 16001 | SH |  | SOLE |  | 0 | 0 | 16001 |
| ISHARES TR | RUS 2000 VAL ETF | 464287630 |  | 849403 | 4804 | SH |  | SOLE |  | 0 | 0 | 4804 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 811233 | 8092 | SH |  | SOLE |  | 0 | 0 | 8092 |
| ISHARES TR | RUS 2000 GRW ETF | 464287648 |  | 746334 | 2332 | SH |  | SOLE |  | 0 | 0 | 2332 |
| ISHARES TR | ISHS 1-5YR INVS | 464288646 |  | 672660 | 12685 | SH |  | SOLE |  | 0 | 0 | 12685 |
| ISHARES TR | JPMORGAN USD EMG | 464288281 |  | 560860 | 5892 | SH |  | SOLE |  | 0 | 0 | 5892 |
| ISHARES TR | IBONDS OCT 2031 | 46438G877 |  | 509270 | 19158 | SH |  | SOLE |  | 0 | 0 | 19158 |
| ISHARES TR | IBONDS OCT 2032 | 46438G869 |  | 508796 | 19340 | SH |  | SOLE |  | 0 | 0 | 19340 |
| ISHARES TR | IBONDS OCT 2030 | 46438G885 |  | 502252 | 18825 | SH |  | SOLE |  | 0 | 0 | 18825 |
| ISHARES TR | IBONDS OCT 2029 | 46438G802 |  | 491018 | 18512 | SH |  | SOLE |  | 0 | 0 | 18512 |
| ISHARES TR | IBONDS OCT 2028 | 46438G703 |  | 473781 | 17909 | SH |  | SOLE |  | 0 | 0 | 17909 |
| ISHARES TR | 0-5 YR TIPS ETF | 46429B747 |  | 457679 | 4428 | SH |  | SOLE |  | 0 | 0 | 4428 |
| ISHARES TR | IBONDS OCT 2027 | 46438G604 |  | 454352 | 17299 | SH |  | SOLE |  | 0 | 0 | 17299 |
| ISHARES TR | IBONDS OCT 2026 | 46438G505 |  | 438732 | 16917 | SH |  | SOLE |  | 0 | 0 | 16917 |
| ISHARES TR | IBONDS OCT 2025 | 46438G406 |  | 419988 | 16473 | SH |  | SOLE |  | 0 | 0 | 16473 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 392995 | 4209 | SH |  | SOLE |  | 0 | 0 | 4209 |
| ISHARES TR | EAFE SML CP ETF | 464288273 |  | 388875 | 5069 | SH |  | SOLE |  | 0 | 0 | 5069 |
| ISHARES TR | RESIDENTIAL MULT | 464288562 |  | 288644 | 3397 | SH |  | SOLE |  | 0 | 0 | 3397 |
| ISHARES TR | CORE S ETF | 464287200 |  | 203468 | 304 | SH |  | SOLE |  | 0 | 0 | 304 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 1894158 | 6005 | SH |  | SOLE |  | 0 | 0 | 6005 |
| META PLATFORMS INC | CL A | 30303M102 |  | 488393 | 665 | SH |  | SOLE |  | 0 | 0 | 665 |
| MICROSOFT CORP | COM | 594918104 |  | 1002135 | 1935 | SH |  | SOLE |  | 0 | 0 | 1935 |
| NETFLIX INC | COM | 64110L106 |  | 362074 | 302 | SH |  | SOLE |  | 0 | 0 | 302 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 1325490 | 7104 | SH |  | SOLE |  | 0 | 0 | 7104 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 |  | 436850 | 2395 | SH |  | SOLE |  | 0 | 0 | 2395 |
| ROBINHOOD MKTS INC | COM CL A | 770700102 |  | 429540 | 3000 | SH |  | SOLE |  | 0 | 0 | 3000 |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 |  | 2199979 | 85569 | SH |  | SOLE |  | 0 | 0 | 85569 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 |  | 1534501 | 55000 | SH |  | SOLE |  | 0 | 0 | 55000 |
| SCHWAB STRATEGIC TR | SHT TM US TRES | 808524862 |  | 1328288 | 54438 | SH |  | SOLE |  | 0 | 0 | 54438 |
| SCHWAB STRATEGIC TR | US MID-CAP ETF | 808524508 |  | 1215249 | 41000 | SH |  | SOLE |  | 0 | 0 | 41000 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 |  | 1043375 | 32697 | SH |  | SOLE |  | 0 | 0 | 32697 |
| SCHWAB STRATEGIC TR | US LCAP VA ETF | 808524409 |  | 947798 | 32559 | SH |  | SOLE |  | 0 | 0 | 32559 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 |  | 798261 | 30306 | SH |  | SOLE |  | 0 | 0 | 30306 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 638867 | 959 | SH |  | SOLE |  | 0 | 0 | 959 |
| SPDR S MIDCAP 400 ETF TR | UTSER1 S | 78467Y107 |  | 1588502 | 2665 | SH |  | SOLE |  | 0 | 0 | 2665 |
| SPDR SERIES TRUST | BBG CONV SEC ETF | 78464A359 |  | 1491420 | 16480 | SH |  | SOLE |  | 0 | 0 | 16480 |
| SPDR SERIES TRUST | DJ REIT ETF | 78464A607 |  | 448525 | 4472 | SH |  | SOLE |  | 0 | 0 | 4472 |
| SPDR SERIES TRUST | NUVEEN ICE SHORT | 78468R739 |  | 209652 | 4348 | SH |  | SOLE |  | 0 | 0 | 4348 |
| STRYKER CORPORATION | COM | 863667101 |  | 525324 | 1421 | SH |  | SOLE |  | 0 | 0 | 1421 |
| SUMMIT MIDSTREAM CORPORATION | COM | 86614G101 |  | 2302206 | 112084 | SH |  | SOLE |  | 0 | 0 | 112084 |
| TAIWAN SEMICONDUCTOR MFG LTD | SPONSORED ADS | 874039100 |  | 454987 | 1629 | SH |  | SOLE |  | 0 | 0 | 1629 |
| TESLA INC | COM | 88160R101 |  | 352219 | 792 | SH |  | SOLE |  | 0 | 0 | 792 |
| THERMO FISHER SCIENTIFIC INC | COM | 883556102 |  | 394322 | 813 | SH |  | SOLE |  | 0 | 0 | 813 |
| UBER TECHNOLOGIES INC | COM | 90353T100 |  | 200937 | 2051 | SH |  | SOLE |  | 0 | 0 | 2051 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 924717 | 12434 | SH |  | SOLE |  | 0 | 0 | 12434 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 |  | 493740 | 6257 | SH |  | SOLE |  | 0 | 0 | 6257 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 5348885 | 16299 | SH |  | SOLE |  | 0 | 0 | 16299 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 4033372 | 44119 | SH |  | SOLE |  | 0 | 0 | 44119 |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 |  | 3604733 | 11709 | SH |  | SOLE |  | 0 | 0 | 11709 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 1278429 | 4352 | SH |  | SOLE |  | 0 | 0 | 4352 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 1263911 | 6056 | SH |  | SOLE |  | 0 | 0 | 6056 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 808102 | 3178 | SH |  | SOLE |  | 0 | 0 | 3178 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 673123 | 3609 | SH |  | SOLE |  | 0 | 0 | 3609 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 547759 | 1142 | SH |  | SOLE |  | 0 | 0 | 1142 |
| VANGUARD INDEX FDS | MCAP VL IDXVIP | 922908512 |  | 368935 | 2113 | SH |  | SOLE |  | 0 | 0 | 2113 |
| VANGUARD INDEX FDS | SML CP GRW ETF | 922908595 |  | 327144 | 1099 | SH |  | SOLE |  | 0 | 0 | 1099 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 281175 | 459 | SH |  | SOLE |  | 0 | 0 | 459 |
| VANGUARD INTL EQUITY INDEX F | GLB EX US ETF | 922042676 |  | 534951 | 11205 | SH |  | SOLE |  | 0 | 0 | 11205 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 524319 | 9677 | SH |  | SOLE |  | 0 | 0 | 9677 |
| VANGUARD MALVERN FDS | STRM INFPROIDX | 922020805 |  | 2747020 | 54257 | SH |  | SOLE |  | 0 | 0 | 54257 |
| VANGUARD SCOTTSDALE FDS | SHORT TERM TREAS | 92206C102 |  | 9959764 | 169240 | SH |  | SOLE |  | 0 | 0 | 169240 |
| VANGUARD SCOTTSDALE FDS | VNG RUS1000GRW | 92206C680 |  | 528272 | 4384 | SH |  | SOLE |  | 0 | 0 | 4384 |
| VANGUARD SCOTTSDALE FDS | INTER TERM TREAS | 92206C706 |  | 252487 | 4206 | SH |  | SOLE |  | 0 | 0 | 4206 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 372763 | 6221 | SH |  | SOLE |  | 0 | 0 | 6221 |
| VANGUARD WORLD FD | MEGA CAP INDEX | 921910873 |  | 860418 | 3525 | SH |  | SOLE |  | 0 | 0 | 3525 |
| WISDOMTREE TR | US LARGECAP DIVD | 97717W307 |  | 475271 | 5461 | SH |  | SOLE |  | 0 | 0 | 5461 |

---